id	sid	tid	token	lemma	pos
cana-4596	1	1	communications	communication	NOUN
cana-4596	1	2	on	on	ADP
cana-4596	1	3	applied	apply	VERB
cana-4596	1	4	nonlinear	nonlinear	ADJ
cana-4596	1	5	analysis	analysis	NOUN
cana-4596	1	6	issn	issn	NOUN
cana-4596	1	7	:	:	PUNCT
cana-4596	1	8	1074	1074	NUM
cana-4596	1	9	-	-	PUNCT
cana-4596	1	10	133x	133x	NUM
cana-4596	1	11	vol	vol	NOUN
cana-4596	1	12	32	32	NUM
cana-4596	1	13	no	no	NOUN
cana-4596	1	14	.	.	PUNCT
cana-4596	2	1	9s	9s	NUM
cana-4596	2	2	(	(	PUNCT
cana-4596	2	3	2025	2025	NUM
cana-4596	2	4	)	)	PUNCT
cana-4596	2	5	2982	2982	NUM
cana-4596	2	6	https://internationalpubls.com	https://internationalpubls.com	X
cana-4596	2	7	investor	investor	NOUN
cana-4596	2	8	’s	’s	PART
cana-4596	2	9	financial	financial	ADJ
cana-4596	2	10	education	education	NOUN
cana-4596	2	11	in	in	ADP
cana-4596	2	12	terms	term	NOUN
cana-4596	2	13	of	of	ADP
cana-4596	2	14	literacy	literacy	NOUN
cana-4596	2	15	and	and	CCONJ
cana-4596	2	16	financial	financial	ADJ
cana-4596	2	17	awareness	awareness	NOUN
cana-4596	2	18	essential	essential	ADJ
cana-4596	2	19	1priyanka	1priyanka	NUM
cana-4596	2	20	jain	jain	NOUN
cana-4596	2	21	,	,	PUNCT
cana-4596	2	22	2dr	2dr	ADJ
cana-4596	2	23	.	.	PUNCT
cana-4596	3	1	vipin	vipin	PROPN
cana-4596	3	2	kumar	kumar	PROPN
cana-4596	3	3	1research	1research	PROPN
cana-4596	3	4	scholar	scholar	NOUN
cana-4596	3	5	,	,	PUNCT
cana-4596	3	6	department	department	NOUN
cana-4596	3	7	of	of	ADP
cana-4596	3	8	mathematics	mathematics	PROPN
cana-4596	3	9	,	,	PUNCT
cana-4596	3	10	teerthanker	teerthanker	NOUN
cana-4596	3	11	mahaveer	mahaveer	PROPN
cana-4596	3	12	university	university	PROPN
cana-4596	3	13	,	,	PUNCT
cana-4596	3	14	moradabad	moradabad	PROPN
cana-4596	3	15	,	,	PUNCT
cana-4596	3	16	india	india	PROPN
cana-4596	3	17	.	.	PUNCT
cana-4596	4	1	2associate	2associate	NUM
cana-4596	4	2	professor	professor	NOUN
cana-4596	4	3	,	,	PUNCT
cana-4596	4	4	department	department	NOUN
cana-4596	4	5	of	of	ADP
cana-4596	4	6	mathematics	mathematics	PROPN
cana-4596	4	7	,	,	PUNCT
cana-4596	4	8	teerthanker	teerthanker	NOUN
cana-4596	4	9	mahaveer	mahaveer	PROPN
cana-4596	4	10	university	university	PROPN
cana-4596	4	11	,	,	PUNCT
cana-4596	4	12	moradabad	moradabad	PROPN
cana-4596	4	13	,	,	PUNCT
cana-4596	4	14	india	india	PROPN
cana-4596	4	15	.	.	PUNCT
cana-4596	4	16	email	email	NOUN
cana-4596	4	17	:	:	PUNCT
cana-4596	4	18	1priyanka.jain864@gmail.com	1priyanka.jain864@gmail.com	NUM
cana-4596	4	19	,	,	PUNCT
cana-4596	4	20	2drvipink.engineering@tmu.ac.in	2drvipink.engineering@tmu.ac.in	NUM
cana-4596	4	21	article	article	NOUN
cana-4596	4	22	history	history	NOUN
cana-4596	4	23	:	:	PUNCT
cana-4596	4	24	received	receive	VERB
cana-4596	4	25	:	:	PUNCT
cana-4596	4	26	17	17	NUM
cana-4596	4	27	-	-	SYM
cana-4596	4	28	01	01	NUM
cana-4596	4	29	-	-	PUNCT
cana-4596	4	30	2025	2025	NUM
cana-4596	4	31	revised	revise	VERB
cana-4596	4	32	:	:	PUNCT
cana-4596	4	33	13	13	NUM
cana-4596	4	34	-	-	SYM
cana-4596	4	35	02	02	NUM
cana-4596	4	36	-	-	PUNCT
cana-4596	4	37	2025	2025	NUM
cana-4596	4	38	accepted	accept	VERB
cana-4596	4	39	:	:	PUNCT
cana-4596	4	40	25	25	NUM
cana-4596	4	41	-	-	PUNCT
cana-4596	4	42	03	03	NUM
cana-4596	4	43	-	-	PUNCT
cana-4596	4	44	2025	2025	NUM
cana-4596	4	45	abstract	abstract	NOUN
cana-4596	4	46	:	:	PUNCT
cana-4596	4	47	investor	investor	NOUN
cana-4596	4	48	financial	financial	ADJ
cana-4596	4	49	education	education	NOUN
cana-4596	4	50	plays	play	VERB
cana-4596	4	51	a	a	DET
cana-4596	4	52	crucial	crucial	ADJ
cana-4596	4	53	role	role	NOUN
cana-4596	4	54	in	in	ADP
cana-4596	4	55	shaping	shape	VERB
cana-4596	4	56	an	an	DET
cana-4596	4	57	individual	individual	NOUN
cana-4596	4	58	's	's	PART
cana-4596	4	59	financial	financial	ADJ
cana-4596	4	60	literacy	literacy	NOUN
cana-4596	4	61	and	and	CCONJ
cana-4596	4	62	awareness	awareness	NOUN
cana-4596	4	63	,	,	PUNCT
cana-4596	4	64	which	which	PRON
cana-4596	4	65	are	be	AUX
cana-4596	4	66	essential	essential	ADJ
cana-4596	4	67	for	for	ADP
cana-4596	4	68	making	make	VERB
cana-4596	4	69	informed	informed	ADJ
cana-4596	4	70	and	and	CCONJ
cana-4596	4	71	effective	effective	ADJ
cana-4596	4	72	investment	investment	NOUN
cana-4596	4	73	decisions	decision	NOUN
cana-4596	4	74	.	.	PUNCT
cana-4596	5	1	financial	financial	ADJ
cana-4596	5	2	literacy	literacy	NOUN
cana-4596	5	3	encompasses	encompass	VERB
cana-4596	5	4	the	the	DET
cana-4596	5	5	understanding	understanding	NOUN
cana-4596	5	6	of	of	ADP
cana-4596	5	7	financial	financial	ADJ
cana-4596	5	8	concepts	concept	NOUN
cana-4596	5	9	such	such	ADJ
cana-4596	5	10	as	as	ADP
cana-4596	5	11	budgeting	budgeting	NOUN
cana-4596	5	12	,	,	PUNCT
cana-4596	5	13	saving	saving	NOUN
cana-4596	5	14	,	,	PUNCT
cana-4596	5	15	investing	investing	NOUN
cana-4596	5	16	,	,	PUNCT
cana-4596	5	17	and	and	CCONJ
cana-4596	5	18	managing	manage	VERB
cana-4596	5	19	risks	risk	NOUN
cana-4596	5	20	,	,	PUNCT
cana-4596	5	21	while	while	SCONJ
cana-4596	5	22	financial	financial	ADJ
cana-4596	5	23	awareness	awareness	NOUN
cana-4596	5	24	involves	involve	VERB
cana-4596	5	25	staying	staying	AUX
cana-4596	5	26	updated	update	VERB
cana-4596	5	27	on	on	ADP
cana-4596	5	28	market	market	NOUN
cana-4596	5	29	trends	trend	NOUN
cana-4596	5	30	,	,	PUNCT
cana-4596	5	31	investment	investment	NOUN
cana-4596	5	32	options	option	NOUN
cana-4596	5	33	,	,	PUNCT
cana-4596	5	34	and	and	CCONJ
cana-4596	5	35	the	the	DET
cana-4596	5	36	economic	economic	ADJ
cana-4596	5	37	environment	environment	NOUN
cana-4596	5	38	.	.	PUNCT
cana-4596	6	1	this	this	DET
cana-4596	6	2	paper	paper	NOUN
cana-4596	6	3	explores	explore	VERB
cana-4596	6	4	the	the	DET
cana-4596	6	5	significance	significance	NOUN
cana-4596	6	6	of	of	ADP
cana-4596	6	7	fostering	foster	VERB
cana-4596	6	8	financial	financial	ADJ
cana-4596	6	9	literacy	literacy	NOUN
cana-4596	6	10	and	and	CCONJ
cana-4596	6	11	awareness	awareness	NOUN
cana-4596	6	12	among	among	ADP
cana-4596	6	13	investors	investor	NOUN
cana-4596	6	14	,	,	PUNCT
cana-4596	6	15	emphasizing	emphasize	VERB
cana-4596	6	16	how	how	SCONJ
cana-4596	6	17	well	well	ADV
cana-4596	6	18	-	-	PUNCT
cana-4596	6	19	informed	inform	VERB
cana-4596	6	20	investors	investor	NOUN
cana-4596	6	21	are	be	AUX
cana-4596	6	22	better	well	ADV
cana-4596	6	23	equipped	equip	VERB
cana-4596	6	24	to	to	PART
cana-4596	6	25	navigate	navigate	VERB
cana-4596	6	26	the	the	DET
cana-4596	6	27	complexities	complexity	NOUN
cana-4596	6	28	of	of	ADP
cana-4596	6	29	financial	financial	ADJ
cana-4596	6	30	markets	market	NOUN
cana-4596	6	31	,	,	PUNCT
cana-4596	6	32	minimize	minimize	VERB
cana-4596	6	33	risks	risk	NOUN
cana-4596	6	34	,	,	PUNCT
cana-4596	6	35	and	and	CCONJ
cana-4596	6	36	maximize	maximize	VERB
cana-4596	6	37	returns	return	NOUN
cana-4596	6	38	.	.	PUNCT
cana-4596	7	1	additionally	additionally	ADV
cana-4596	7	2	,	,	PUNCT
cana-4596	7	3	it	it	PRON
cana-4596	7	4	highlights	highlight	VERB
cana-4596	7	5	the	the	DET
cana-4596	7	6	barriers	barrier	NOUN
cana-4596	7	7	to	to	ADP
cana-4596	7	8	financial	financial	ADJ
cana-4596	7	9	education	education	NOUN
cana-4596	7	10	,	,	PUNCT
cana-4596	7	11	including	include	VERB
cana-4596	7	12	limited	limited	ADJ
cana-4596	7	13	access	access	NOUN
cana-4596	7	14	to	to	ADP
cana-4596	7	15	resources	resource	NOUN
cana-4596	7	16	,	,	PUNCT
cana-4596	7	17	and	and	CCONJ
cana-4596	7	18	suggests	suggest	VERB
cana-4596	7	19	strategies	strategy	NOUN
cana-4596	7	20	for	for	ADP
cana-4596	7	21	improving	improve	VERB
cana-4596	7	22	financial	financial	ADJ
cana-4596	7	23	education	education	NOUN
cana-4596	7	24	through	through	ADP
cana-4596	7	25	formal	formal	ADJ
cana-4596	7	26	education	education	NOUN
cana-4596	7	27	,	,	PUNCT
cana-4596	7	28	digital	digital	ADJ
cana-4596	7	29	platforms	platform	NOUN
cana-4596	7	30	,	,	PUNCT
cana-4596	7	31	and	and	CCONJ
cana-4596	7	32	practical	practical	ADJ
cana-4596	7	33	tools	tool	NOUN
cana-4596	7	34	.	.	PUNCT
cana-4596	8	1	by	by	ADP
cana-4596	8	2	empowering	empower	VERB
cana-4596	8	3	investors	investor	NOUN
cana-4596	8	4	with	with	ADP
cana-4596	8	5	the	the	DET
cana-4596	8	6	knowledge	knowledge	NOUN
cana-4596	8	7	necessary	necessary	ADJ
cana-4596	8	8	to	to	PART
cana-4596	8	9	make	make	VERB
cana-4596	8	10	informed	informed	ADJ
cana-4596	8	11	decisions	decision	NOUN
cana-4596	8	12	,	,	PUNCT
cana-4596	8	13	financial	financial	ADJ
cana-4596	8	14	education	education	NOUN
cana-4596	8	15	can	can	AUX
cana-4596	8	16	enhance	enhance	VERB
cana-4596	8	17	overall	overall	ADJ
cana-4596	8	18	economic	economic	ADJ
cana-4596	8	19	stability	stability	NOUN
cana-4596	8	20	,	,	PUNCT
cana-4596	8	21	reduce	reduce	VERB
cana-4596	8	22	personal	personal	ADJ
cana-4596	8	23	financial	financial	ADJ
cana-4596	8	24	stress	stress	NOUN
cana-4596	8	25	,	,	PUNCT
cana-4596	8	26	and	and	CCONJ
cana-4596	8	27	contribute	contribute	VERB
cana-4596	8	28	to	to	ADP
cana-4596	8	29	more	more	ADV
cana-4596	8	30	sustainable	sustainable	ADJ
cana-4596	8	31	wealth	wealth	NOUN
cana-4596	8	32	-	-	PUNCT
cana-4596	8	33	building	building	NOUN
cana-4596	8	34	practices	practice	NOUN
cana-4596	8	35	.	.	PUNCT
cana-4596	9	1	keywords	keyword	NOUN
cana-4596	9	2	:	:	PUNCT
cana-4596	9	3	financial	financial	ADJ
cana-4596	9	4	literacy	literacy	NOUN
cana-4596	9	5	,	,	PUNCT
cana-4596	9	6	sustainable	sustainable	ADJ
cana-4596	9	7	wealth	wealth	NOUN
cana-4596	9	8	building	building	NOUN
cana-4596	9	9	practices	practice	NOUN
cana-4596	9	10	,	,	PUNCT
cana-4596	9	11	budgeting	budgeting	NOUN
cana-4596	9	12	.	.	PUNCT
cana-4596	10	1	1	1	X
cana-4596	10	2	.	.	X
cana-4596	10	3	background	background	NOUN
cana-4596	10	4	to	to	PART
cana-4596	10	5	research	research	VERB
cana-4596	10	6	in	in	ADP
cana-4596	10	7	recent	recent	ADJ
cana-4596	10	8	years	year	NOUN
cana-4596	10	9	,	,	PUNCT
cana-4596	10	10	the	the	DET
cana-4596	10	11	need	need	NOUN
cana-4596	10	12	for	for	ADP
cana-4596	10	13	effective	effective	ADJ
cana-4596	10	14	financial	financial	ADJ
cana-4596	10	15	education	education	NOUN
cana-4596	10	16	has	have	AUX
cana-4596	10	17	become	become	VERB
cana-4596	10	18	increasingly	increasingly	ADV
cana-4596	10	19	evident	evident	ADJ
cana-4596	10	20	as	as	SCONJ
cana-4596	10	21	financial	financial	ADJ
cana-4596	10	22	markets	market	NOUN
cana-4596	10	23	become	become	VERB
cana-4596	10	24	more	more	ADV
cana-4596	10	25	complex	complex	ADJ
cana-4596	10	26	and	and	CCONJ
cana-4596	10	27	accessible	accessible	ADJ
cana-4596	10	28	to	to	ADP
cana-4596	10	29	a	a	DET
cana-4596	10	30	broader	broad	ADJ
cana-4596	10	31	population	population	NOUN
cana-4596	10	32	.	.	PUNCT
cana-4596	11	1	investors	investor	NOUN
cana-4596	11	2	,	,	PUNCT
cana-4596	11	3	both	both	CCONJ
cana-4596	11	4	seasoned	seasoned	ADJ
cana-4596	11	5	and	and	CCONJ
cana-4596	11	6	novice	novice	NOUN
cana-4596	11	7	,	,	PUNCT
cana-4596	11	8	face	face	VERB
cana-4596	11	9	a	a	DET
cana-4596	11	10	growing	grow	VERB
cana-4596	11	11	array	array	NOUN
cana-4596	11	12	of	of	ADP
cana-4596	11	13	investment	investment	NOUN
cana-4596	11	14	options	option	NOUN
cana-4596	11	15	,	,	PUNCT
cana-4596	11	16	each	each	PRON
cana-4596	11	17	with	with	ADP
cana-4596	11	18	varying	vary	VERB
cana-4596	11	19	levels	level	NOUN
cana-4596	11	20	of	of	ADP
cana-4596	11	21	risk	risk	NOUN
cana-4596	11	22	and	and	CCONJ
cana-4596	11	23	reward	reward	NOUN
cana-4596	11	24	.	.	PUNCT
cana-4596	12	1	the	the	DET
cana-4596	12	2	global	global	ADJ
cana-4596	12	3	financial	financial	ADJ
cana-4596	12	4	landscape	landscape	NOUN
cana-4596	12	5	has	have	AUX
cana-4596	12	6	evolved	evolve	VERB
cana-4596	12	7	with	with	ADP
cana-4596	12	8	advancements	advancement	NOUN
cana-4596	12	9	in	in	ADP
cana-4596	12	10	technology	technology	NOUN
cana-4596	12	11	,	,	PUNCT
cana-4596	12	12	the	the	DET
cana-4596	12	13	rise	rise	NOUN
cana-4596	12	14	of	of	ADP
cana-4596	12	15	digital	digital	ADJ
cana-4596	12	16	investment	investment	NOUN
cana-4596	12	17	platforms	platform	NOUN
cana-4596	12	18	,	,	PUNCT
cana-4596	12	19	and	and	CCONJ
cana-4596	12	20	the	the	DET
cana-4596	12	21	increasing	increase	VERB
cana-4596	12	22	availability	availability	NOUN
cana-4596	12	23	of	of	ADP
cana-4596	12	24	financial	financial	ADJ
cana-4596	12	25	products	product	NOUN
cana-4596	12	26	such	such	ADJ
cana-4596	12	27	as	as	ADP
cana-4596	12	28	cryptocurrencies	cryptocurrencie	NOUN
cana-4596	12	29	,	,	PUNCT
cana-4596	12	30	etfs	etfs	NOUN
cana-4596	12	31	,	,	PUNCT
cana-4596	12	32	and	and	CCONJ
cana-4596	12	33	socially	socially	ADV
cana-4596	12	34	responsible	responsible	ADJ
cana-4596	12	35	investments	investment	NOUN
cana-4596	12	36	.	.	PUNCT
cana-4596	13	1	despite	despite	SCONJ
cana-4596	13	2	these	these	DET
cana-4596	13	3	opportunities	opportunity	NOUN
cana-4596	13	4	,	,	PUNCT
cana-4596	13	5	a	a	DET
cana-4596	13	6	significant	significant	ADJ
cana-4596	13	7	portion	portion	NOUN
cana-4596	13	8	of	of	ADP
cana-4596	13	9	the	the	DET
cana-4596	13	10	population	population	NOUN
cana-4596	13	11	remains	remain	VERB
cana-4596	13	12	financially	financially	ADV
cana-4596	13	13	illiterate	illiterate	ADJ
cana-4596	13	14	,	,	PUNCT
cana-4596	13	15	struggling	struggle	VERB
cana-4596	13	16	to	to	PART
cana-4596	13	17	comprehend	comprehend	VERB
cana-4596	13	18	key	key	ADJ
cana-4596	13	19	concepts	concept	NOUN
cana-4596	13	20	such	such	ADJ
cana-4596	13	21	as	as	ADP
cana-4596	13	22	asset	asset	NOUN
cana-4596	13	23	allocation	allocation	NOUN
cana-4596	13	24	,	,	PUNCT
cana-4596	13	25	risk	risk	NOUN
cana-4596	13	26	management	management	NOUN
cana-4596	13	27	,	,	PUNCT
cana-4596	13	28	and	and	CCONJ
cana-4596	13	29	diversification.financial	diversification.financial	ADJ
cana-4596	13	30	literacy	literacy	NOUN
cana-4596	13	31	,	,	PUNCT
cana-4596	13	32	which	which	PRON
cana-4596	13	33	refers	refer	VERB
cana-4596	13	34	to	to	ADP
cana-4596	13	35	the	the	DET
cana-4596	13	36	knowledge	knowledge	NOUN
cana-4596	13	37	and	and	CCONJ
cana-4596	13	38	understanding	understanding	NOUN
cana-4596	13	39	of	of	ADP
cana-4596	13	40	financial	financial	ADJ
cana-4596	13	41	concepts	concept	NOUN
cana-4596	13	42	,	,	PUNCT
cana-4596	13	43	is	be	AUX
cana-4596	13	44	essential	essential	ADJ
cana-4596	13	45	for	for	ADP
cana-4596	13	46	making	make	VERB
cana-4596	13	47	informed	inform	VERB
cana-4596	13	48	financial	financial	ADJ
cana-4596	13	49	decisions	decision	NOUN
cana-4596	13	50	.	.	PUNCT
cana-4596	14	1	however	however	ADV
cana-4596	14	2	,	,	PUNCT
cana-4596	14	3	many	many	ADJ
cana-4596	14	4	individuals	individual	NOUN
cana-4596	14	5	lack	lack	VERB
cana-4596	14	6	this	this	DET
cana-4596	14	7	foundation	foundation	NOUN
cana-4596	14	8	,	,	PUNCT
cana-4596	14	9	resulting	result	VERB
cana-4596	14	10	in	in	ADP
cana-4596	14	11	poor	poor	ADJ
cana-4596	14	12	investment	investment	NOUN
cana-4596	14	13	choices	choice	NOUN
cana-4596	14	14	,	,	PUNCT
cana-4596	14	15	increased	increase	VERB
cana-4596	14	16	vulnerability	vulnerability	NOUN
cana-4596	14	17	to	to	ADP
cana-4596	14	18	market	market	NOUN
cana-4596	14	19	volatility	volatility	NOUN
cana-4596	14	20	,	,	PUNCT
cana-4596	14	21	and	and	CCONJ
cana-4596	14	22	missed	miss	VERB
cana-4596	14	23	opportunities	opportunity	NOUN
cana-4596	14	24	for	for	ADP
cana-4596	14	25	wealth	wealth	NOUN
cana-4596	14	26	accumulation	accumulation	NOUN
cana-4596	14	27	.	.	PUNCT
cana-4596	15	1	financial	financial	ADJ
cana-4596	15	2	awareness	awareness	NOUN
cana-4596	15	3	,	,	PUNCT
cana-4596	15	4	on	on	ADP
cana-4596	15	5	the	the	DET
cana-4596	15	6	other	other	ADJ
cana-4596	15	7	hand	hand	NOUN
cana-4596	15	8	,	,	PUNCT
cana-4596	15	9	involves	involve	VERB
cana-4596	15	10	staying	stay	VERB
cana-4596	15	11	informed	inform	VERB
cana-4596	15	12	about	about	ADP
cana-4596	15	13	current	current	ADJ
cana-4596	15	14	market	market	NOUN
cana-4596	15	15	conditions	condition	NOUN
cana-4596	15	16	,	,	PUNCT
cana-4596	15	17	economic	economic	ADJ
cana-4596	15	18	trends	trend	NOUN
cana-4596	15	19	,	,	PUNCT
cana-4596	15	20	and	and	CCONJ
cana-4596	15	21	investment	investment	NOUN
cana-4596	15	22	strategies	strategy	NOUN
cana-4596	15	23	.	.	PUNCT
cana-4596	16	1	without	without	ADP
cana-4596	16	2	this	this	DET
cana-4596	16	3	awareness	awareness	NOUN
cana-4596	16	4	,	,	PUNCT
cana-4596	16	5	even	even	ADV
cana-4596	16	6	financially	financially	ADV
cana-4596	16	7	literate	literate	ADJ
cana-4596	16	8	individuals	individual	NOUN
cana-4596	16	9	may	may	AUX
cana-4596	16	10	struggle	struggle	VERB
cana-4596	16	11	to	to	PART
cana-4596	16	12	adapt	adapt	VERB
cana-4596	16	13	to	to	ADP
cana-4596	16	14	changing	change	VERB
cana-4596	16	15	market	market	NOUN
cana-4596	16	16	dynamics	dynamic	NOUN
cana-4596	16	17	or	or	CCONJ
cana-4596	16	18	take	take	VERB
cana-4596	16	19	advantage	advantage	NOUN
cana-4596	16	20	of	of	ADP
cana-4596	16	21	emerging	emerge	VERB
cana-4596	16	22	opportunities.various	opportunities.various	ADJ
cana-4596	16	23	studies	study	NOUN
cana-4596	16	24	have	have	AUX
cana-4596	16	25	shown	show	VERB
cana-4596	16	26	that	that	SCONJ
cana-4596	16	27	higher	high	ADJ
cana-4596	16	28	financial	financial	ADJ
cana-4596	16	29	literacy	literacy	NOUN
cana-4596	16	30	and	and	CCONJ
cana-4596	16	31	awareness	awareness	NOUN
cana-4596	16	32	are	be	AUX
cana-4596	16	33	directly	directly	ADV
cana-4596	16	34	correlated	correlate	VERB
cana-4596	16	35	with	with	ADP
cana-4596	16	36	better	well	ADJ
cana-4596	16	37	financial	financial	ADJ
cana-4596	16	38	decision	decision	NOUN
cana-4596	16	39	-	-	PUNCT
cana-4596	16	40	making	making	NOUN
cana-4596	16	41	,	,	PUNCT
cana-4596	16	42	leading	lead	VERB
cana-4596	16	43	to	to	ADP
cana-4596	16	44	more	more	ADV
cana-4596	16	45	successful	successful	ADJ
cana-4596	16	46	investment	investment	NOUN
cana-4596	16	47	mailto:priyanka.jain864@gmail.com	mailto:priyanka.jain864@gmail.com	X
cana-4596	17	1	mailto:drvipink.engineering@tmu.ac.in	mailto:drvipink.engineering@tmu.ac.in	ADJ
cana-4596	17	2	communications	communication	NOUN
cana-4596	17	3	on	on	ADP
cana-4596	17	4	applied	apply	VERB
cana-4596	17	5	nonlinear	nonlinear	ADJ
cana-4596	17	6	analysis	analysis	NOUN
cana-4596	17	7	issn	issn	NOUN
cana-4596	17	8	:	:	PUNCT
cana-4596	17	9	1074	1074	NUM
cana-4596	17	10	-	-	PUNCT
cana-4596	17	11	133x	133x	NUM
cana-4596	17	12	vol	vol	NOUN
cana-4596	17	13	32	32	NUM
cana-4596	17	14	no	no	NOUN
cana-4596	17	15	.	.	PUNCT
cana-4596	18	1	9s	9s	NUM
cana-4596	18	2	(	(	PUNCT
cana-4596	18	3	2025	2025	NUM
cana-4596	18	4	)	)	PUNCT
cana-4596	18	5	2983	2983	NUM
cana-4596	18	6	https://internationalpubls.com	https://internationalpubls.com	X
cana-4596	18	7	outcomes	outcome	NOUN
cana-4596	18	8	.	.	PUNCT
cana-4596	19	1	however	however	ADV
cana-4596	19	2	,	,	PUNCT
cana-4596	19	3	many	many	ADJ
cana-4596	19	4	challenges	challenge	NOUN
cana-4596	19	5	remain	remain	VERB
cana-4596	19	6	,	,	PUNCT
cana-4596	19	7	such	such	ADJ
cana-4596	19	8	as	as	ADP
cana-4596	19	9	a	a	DET
cana-4596	19	10	lack	lack	NOUN
cana-4596	19	11	of	of	ADP
cana-4596	19	12	widespread	widespread	ADJ
cana-4596	19	13	financial	financial	ADJ
cana-4596	19	14	education	education	NOUN
cana-4596	19	15	programs	program	NOUN
cana-4596	19	16	,	,	PUNCT
cana-4596	19	17	limited	limited	ADJ
cana-4596	19	18	access	access	NOUN
cana-4596	19	19	to	to	ADP
cana-4596	19	20	quality	quality	NOUN
cana-4596	19	21	resources	resource	NOUN
cana-4596	19	22	,	,	PUNCT
cana-4596	19	23	and	and	CCONJ
cana-4596	19	24	societal	societal	ADJ
cana-4596	19	25	factors	factor	NOUN
cana-4596	19	26	that	that	PRON
cana-4596	19	27	influence	influence	VERB
cana-4596	19	28	an	an	DET
cana-4596	19	29	individual	individual	NOUN
cana-4596	19	30	's	's	PART
cana-4596	19	31	financial	financial	ADJ
cana-4596	19	32	behavior	behavior	NOUN
cana-4596	19	33	.	.	PUNCT
cana-4596	20	1	additionally	additionally	ADV
cana-4596	20	2	,	,	PUNCT
cana-4596	20	3	cultural	cultural	ADJ
cana-4596	20	4	,	,	PUNCT
cana-4596	20	5	socioeconomic	socioeconomic	ADJ
cana-4596	20	6	,	,	PUNCT
cana-4596	20	7	and	and	CCONJ
cana-4596	20	8	educational	educational	ADJ
cana-4596	20	9	barriers	barrier	NOUN
cana-4596	20	10	often	often	ADV
cana-4596	20	11	prevent	prevent	VERB
cana-4596	20	12	certain	certain	ADJ
cana-4596	20	13	groups	group	NOUN
cana-4596	20	14	from	from	ADP
cana-4596	20	15	gaining	gain	VERB
cana-4596	20	16	the	the	DET
cana-4596	20	17	knowledge	knowledge	NOUN
cana-4596	20	18	they	they	PRON
cana-4596	20	19	need	need	VERB
cana-4596	20	20	to	to	PART
cana-4596	20	21	make	make	VERB
cana-4596	20	22	sound	sound	ADJ
cana-4596	20	23	investment	investment	NOUN
cana-4596	20	24	decisions.this	decisions.this	PRON
cana-4596	20	25	research	research	NOUN
cana-4596	20	26	seeks	seek	VERB
cana-4596	20	27	to	to	PART
cana-4596	20	28	examine	examine	VERB
cana-4596	20	29	the	the	DET
cana-4596	20	30	relationship	relationship	NOUN
cana-4596	20	31	between	between	ADP
cana-4596	20	32	financial	financial	ADJ
cana-4596	20	33	education	education	NOUN
cana-4596	20	34	,	,	PUNCT
cana-4596	20	35	literacy	literacy	NOUN
cana-4596	20	36	,	,	PUNCT
cana-4596	20	37	and	and	CCONJ
cana-4596	20	38	awareness	awareness	NOUN
cana-4596	20	39	,	,	PUNCT
cana-4596	20	40	investigating	investigate	VERB
cana-4596	20	41	how	how	SCONJ
cana-4596	20	42	these	these	DET
cana-4596	20	43	factors	factor	NOUN
cana-4596	20	44	impact	impact	VERB
cana-4596	20	45	investor	investor	NOUN
cana-4596	20	46	behavior	behavior	NOUN
cana-4596	20	47	and	and	CCONJ
cana-4596	20	48	decision	decision	NOUN
cana-4596	20	49	-	-	PUNCT
cana-4596	20	50	making	making	NOUN
cana-4596	20	51	.	.	PUNCT
cana-4596	21	1	the	the	DET
cana-4596	21	2	study	study	NOUN
cana-4596	21	3	aims	aim	VERB
cana-4596	21	4	to	to	PART
cana-4596	21	5	identify	identify	VERB
cana-4596	21	6	the	the	DET
cana-4596	21	7	key	key	ADJ
cana-4596	21	8	barriers	barrier	NOUN
cana-4596	21	9	to	to	ADP
cana-4596	21	10	financial	financial	ADJ
cana-4596	21	11	education	education	NOUN
cana-4596	21	12	and	and	CCONJ
cana-4596	21	13	explore	explore	VERB
cana-4596	21	14	strategies	strategy	NOUN
cana-4596	21	15	for	for	ADP
cana-4596	21	16	improving	improve	VERB
cana-4596	21	17	financial	financial	ADJ
cana-4596	21	18	literacy	literacy	NOUN
cana-4596	21	19	and	and	CCONJ
cana-4596	21	20	awareness	awareness	NOUN
cana-4596	21	21	,	,	PUNCT
cana-4596	21	22	particularly	particularly	ADV
cana-4596	21	23	among	among	ADP
cana-4596	21	24	underrepresented	underrepresented	ADJ
cana-4596	21	25	and	and	CCONJ
cana-4596	21	26	underserved	underserved	ADJ
cana-4596	21	27	populations	population	NOUN
cana-4596	21	28	.	.	PUNCT
cana-4596	22	1	by	by	ADP
cana-4596	22	2	understanding	understand	VERB
cana-4596	22	3	these	these	DET
cana-4596	22	4	dynamics	dynamic	NOUN
cana-4596	22	5	,	,	PUNCT
cana-4596	22	6	the	the	DET
cana-4596	22	7	research	research	NOUN
cana-4596	22	8	will	will	AUX
cana-4596	22	9	contribute	contribute	VERB
cana-4596	22	10	to	to	ADP
cana-4596	22	11	the	the	DET
cana-4596	22	12	development	development	NOUN
cana-4596	22	13	of	of	ADP
cana-4596	22	14	more	more	ADV
cana-4596	22	15	effective	effective	ADJ
cana-4596	22	16	financial	financial	ADJ
cana-4596	22	17	education	education	NOUN
cana-4596	22	18	initiatives	initiative	NOUN
cana-4596	22	19	,	,	PUNCT
cana-4596	22	20	ultimately	ultimately	ADV
cana-4596	22	21	empowering	empower	VERB
cana-4596	22	22	investors	investor	NOUN
cana-4596	22	23	to	to	PART
cana-4596	22	24	make	make	VERB
cana-4596	22	25	informed	informed	ADJ
cana-4596	22	26	decisions	decision	NOUN
cana-4596	22	27	and	and	CCONJ
cana-4596	22	28	promoting	promote	VERB
cana-4596	22	29	greater	great	ADJ
cana-4596	22	30	financial	financial	ADJ
cana-4596	22	31	stability	stability	NOUN
cana-4596	22	32	and	and	CCONJ
cana-4596	22	33	well	well	ADV
cana-4596	22	34	-	-	PUNCT
cana-4596	22	35	being	being	NOUN
cana-4596	22	36	.	.	PUNCT
cana-4596	23	1	need	need	VERB
cana-4596	23	2	for	for	SCONJ
cana-4596	23	3	study	study	VERB
cana-4596	23	4	the	the	DET
cana-4596	23	5	need	need	NOUN
cana-4596	23	6	for	for	ADP
cana-4596	23	7	this	this	DET
cana-4596	23	8	study	study	NOUN
cana-4596	23	9	arises	arise	VERB
cana-4596	23	10	from	from	ADP
cana-4596	23	11	the	the	DET
cana-4596	23	12	increasing	increase	VERB
cana-4596	23	13	complexity	complexity	NOUN
cana-4596	23	14	of	of	ADP
cana-4596	23	15	global	global	ADJ
cana-4596	23	16	financial	financial	ADJ
cana-4596	23	17	markets	market	NOUN
cana-4596	23	18	and	and	CCONJ
cana-4596	23	19	the	the	DET
cana-4596	23	20	growing	grow	VERB
cana-4596	23	21	importance	importance	NOUN
cana-4596	23	22	of	of	ADP
cana-4596	23	23	sound	sound	ADJ
cana-4596	23	24	financial	financial	ADJ
cana-4596	23	25	decision	decision	NOUN
cana-4596	23	26	-	-	PUNCT
cana-4596	23	27	making	making	NOUN
cana-4596	23	28	in	in	ADP
cana-4596	23	29	an	an	DET
cana-4596	23	30	individual	individual	NOUN
cana-4596	23	31	’s	’s	PART
cana-4596	23	32	economic	economic	ADJ
cana-4596	23	33	well	well	NOUN
cana-4596	23	34	-	-	PUNCT
cana-4596	23	35	being	being	NOUN
cana-4596	23	36	.	.	PUNCT
cana-4596	24	1	in	in	ADP
cana-4596	24	2	an	an	DET
cana-4596	24	3	era	era	NOUN
cana-4596	24	4	where	where	SCONJ
cana-4596	24	5	financial	financial	ADJ
cana-4596	24	6	products	product	NOUN
cana-4596	24	7	are	be	AUX
cana-4596	24	8	more	more	ADV
cana-4596	24	9	diverse	diverse	ADJ
cana-4596	24	10	,	,	PUNCT
cana-4596	24	11	investment	investment	NOUN
cana-4596	24	12	opportunities	opportunity	NOUN
cana-4596	24	13	are	be	AUX
cana-4596	24	14	more	more	ADV
cana-4596	24	15	accessible	accessible	ADJ
cana-4596	24	16	,	,	PUNCT
cana-4596	24	17	and	and	CCONJ
cana-4596	24	18	economic	economic	ADJ
cana-4596	24	19	conditions	condition	NOUN
cana-4596	24	20	are	be	AUX
cana-4596	24	21	continuously	continuously	ADV
cana-4596	24	22	evolving	evolve	VERB
cana-4596	24	23	,	,	PUNCT
cana-4596	24	24	investors	investor	NOUN
cana-4596	24	25	,	,	PUNCT
cana-4596	24	26	particularly	particularly	ADV
cana-4596	24	27	those	those	PRON
cana-4596	24	28	with	with	ADP
cana-4596	24	29	limited	limited	ADJ
cana-4596	24	30	financial	financial	ADJ
cana-4596	24	31	knowledge	knowledge	NOUN
cana-4596	24	32	,	,	PUNCT
cana-4596	24	33	are	be	AUX
cana-4596	24	34	at	at	ADP
cana-4596	24	35	greater	great	ADJ
cana-4596	24	36	risk	risk	NOUN
cana-4596	24	37	of	of	ADP
cana-4596	24	38	making	make	VERB
cana-4596	24	39	poor	poor	ADJ
cana-4596	24	40	investment	investment	NOUN
cana-4596	24	41	choices	choice	NOUN
cana-4596	24	42	.	.	PUNCT
cana-4596	25	1	financial	financial	ADJ
cana-4596	25	2	illiteracy	illiteracy	NOUN
cana-4596	25	3	remains	remain	VERB
cana-4596	25	4	a	a	DET
cana-4596	25	5	significant	significant	ADJ
cana-4596	25	6	issue	issue	NOUN
cana-4596	25	7	worldwide	worldwide	ADV
cana-4596	25	8	,	,	PUNCT
cana-4596	25	9	leading	lead	VERB
cana-4596	25	10	to	to	ADP
cana-4596	25	11	suboptimal	suboptimal	ADJ
cana-4596	25	12	investment	investment	NOUN
cana-4596	25	13	strategies	strategy	NOUN
cana-4596	25	14	,	,	PUNCT
cana-4596	25	15	financial	financial	ADJ
cana-4596	25	16	instability	instability	NOUN
cana-4596	25	17	,	,	PUNCT
cana-4596	25	18	and	and	CCONJ
cana-4596	25	19	a	a	DET
cana-4596	25	20	lack	lack	NOUN
cana-4596	25	21	of	of	ADP
cana-4596	25	22	long	long	ADJ
cana-4596	25	23	-	-	PUNCT
cana-4596	25	24	term	term	NOUN
cana-4596	25	25	wealth	wealth	NOUN
cana-4596	25	26	accumulation	accumulation	NOUN
cana-4596	25	27	.	.	PUNCT
cana-4596	26	1	this	this	DET
cana-4596	26	2	research	research	NOUN
cana-4596	26	3	is	be	AUX
cana-4596	26	4	needed	need	VERB
cana-4596	26	5	for	for	ADP
cana-4596	26	6	the	the	DET
cana-4596	26	7	following	follow	VERB
cana-4596	26	8	reasons	reason	NOUN
cana-4596	26	9	:	:	PUNCT
cana-4596	26	10	1	1	X
cana-4596	26	11	.	.	X
cana-4596	26	12	widespread	widespread	ADJ
cana-4596	26	13	financial	financial	ADJ
cana-4596	26	14	illiteracy	illiteracy	NOUN
cana-4596	26	15	:	:	PUNCT
cana-4596	26	16	despite	despite	SCONJ
cana-4596	26	17	the	the	DET
cana-4596	26	18	abundance	abundance	NOUN
cana-4596	26	19	of	of	ADP
cana-4596	26	20	financial	financial	ADJ
cana-4596	26	21	resources	resource	NOUN
cana-4596	26	22	available	available	ADJ
cana-4596	26	23	,	,	PUNCT
cana-4596	26	24	studies	study	NOUN
cana-4596	26	25	have	have	AUX
cana-4596	26	26	shown	show	VERB
cana-4596	26	27	that	that	SCONJ
cana-4596	26	28	a	a	DET
cana-4596	26	29	large	large	ADJ
cana-4596	26	30	portion	portion	NOUN
cana-4596	26	31	of	of	ADP
cana-4596	26	32	the	the	DET
cana-4596	26	33	population	population	NOUN
cana-4596	26	34	still	still	ADV
cana-4596	26	35	struggles	struggle	VERB
cana-4596	26	36	to	to	PART
cana-4596	26	37	understand	understand	VERB
cana-4596	26	38	basic	basic	ADJ
cana-4596	26	39	financial	financial	ADJ
cana-4596	26	40	concepts	concept	NOUN
cana-4596	26	41	.	.	PUNCT
cana-4596	27	1	according	accord	VERB
cana-4596	27	2	to	to	ADP
cana-4596	27	3	global	global	ADJ
cana-4596	27	4	financial	financial	ADJ
cana-4596	27	5	literacy	literacy	NOUN
cana-4596	27	6	surveys	survey	NOUN
cana-4596	27	7	,	,	PUNCT
cana-4596	27	8	many	many	ADJ
cana-4596	27	9	individuals	individual	NOUN
cana-4596	27	10	lack	lack	VERB
cana-4596	27	11	a	a	DET
cana-4596	27	12	fundamental	fundamental	ADJ
cana-4596	27	13	understanding	understanding	NOUN
cana-4596	27	14	of	of	ADP
cana-4596	27	15	concepts	concept	NOUN
cana-4596	27	16	such	such	ADJ
cana-4596	27	17	as	as	ADP
cana-4596	27	18	compound	compound	NOUN
cana-4596	27	19	interest	interest	NOUN
cana-4596	27	20	,	,	PUNCT
cana-4596	27	21	inflation	inflation	NOUN
cana-4596	27	22	,	,	PUNCT
cana-4596	27	23	and	and	CCONJ
cana-4596	27	24	risk	risk	NOUN
cana-4596	27	25	diversification	diversification	NOUN
cana-4596	27	26	.	.	PUNCT
cana-4596	28	1	this	this	DET
cana-4596	28	2	gap	gap	NOUN
cana-4596	28	3	in	in	ADP
cana-4596	28	4	financial	financial	ADJ
cana-4596	28	5	knowledge	knowledge	NOUN
cana-4596	28	6	can	can	AUX
cana-4596	28	7	result	result	VERB
cana-4596	28	8	in	in	ADP
cana-4596	28	9	poor	poor	ADJ
cana-4596	28	10	investment	investment	NOUN
cana-4596	28	11	decisions	decision	NOUN
cana-4596	28	12	that	that	PRON
cana-4596	28	13	negatively	negatively	ADV
cana-4596	28	14	affect	affect	VERB
cana-4596	28	15	personal	personal	ADJ
cana-4596	28	16	wealth	wealth	NOUN
cana-4596	28	17	and	and	CCONJ
cana-4596	28	18	long	long	ADJ
cana-4596	28	19	-	-	PUNCT
cana-4596	28	20	term	term	NOUN
cana-4596	28	21	financial	financial	ADJ
cana-4596	28	22	goals	goal	NOUN
cana-4596	28	23	.	.	PUNCT
cana-4596	29	1	2	2	X
cana-4596	29	2	.	.	X
cana-4596	29	3	increasing	increase	VERB
cana-4596	29	4	complexity	complexity	NOUN
cana-4596	29	5	of	of	ADP
cana-4596	29	6	financial	financial	ADJ
cana-4596	29	7	markets	market	NOUN
cana-4596	29	8	:	:	PUNCT
cana-4596	29	9	with	with	ADP
cana-4596	29	10	the	the	DET
cana-4596	29	11	rise	rise	NOUN
cana-4596	29	12	of	of	ADP
cana-4596	29	13	online	online	ADJ
cana-4596	29	14	trading	trading	NOUN
cana-4596	29	15	platforms	platform	NOUN
cana-4596	29	16	,	,	PUNCT
cana-4596	29	17	robo	robo	NOUN
cana-4596	29	18	-	-	PUNCT
cana-4596	29	19	advisors	advisor	NOUN
cana-4596	29	20	,	,	PUNCT
cana-4596	29	21	cryptocurrencies	cryptocurrencie	NOUN
cana-4596	29	22	,	,	PUNCT
cana-4596	29	23	and	and	CCONJ
cana-4596	29	24	various	various	ADJ
cana-4596	29	25	other	other	ADJ
cana-4596	29	26	investment	investment	NOUN
cana-4596	29	27	products	product	NOUN
cana-4596	29	28	,	,	PUNCT
cana-4596	29	29	financial	financial	ADJ
cana-4596	29	30	markets	market	NOUN
cana-4596	29	31	have	have	AUX
cana-4596	29	32	become	become	VERB
cana-4596	29	33	more	more	ADV
cana-4596	29	34	accessible	accessible	ADJ
cana-4596	29	35	but	but	CCONJ
cana-4596	29	36	also	also	ADV
cana-4596	29	37	more	more	ADV
cana-4596	29	38	intricate	intricate	ADJ
cana-4596	29	39	.	.	PUNCT
cana-4596	30	1	many	many	ADJ
cana-4596	30	2	investors	investor	NOUN
cana-4596	30	3	,	,	PUNCT
cana-4596	30	4	especially	especially	ADV
cana-4596	30	5	those	those	PRON
cana-4596	30	6	new	new	ADJ
cana-4596	30	7	to	to	ADP
cana-4596	30	8	investing	investing	NOUN
cana-4596	30	9	,	,	PUNCT
cana-4596	30	10	find	find	VERB
cana-4596	30	11	it	it	PRON
cana-4596	30	12	challenging	challenge	VERB
cana-4596	30	13	to	to	PART
cana-4596	30	14	navigate	navigate	VERB
cana-4596	30	15	the	the	DET
cana-4596	30	16	variety	variety	NOUN
cana-4596	30	17	of	of	ADP
cana-4596	30	18	investment	investment	NOUN
cana-4596	30	19	options	option	NOUN
cana-4596	30	20	available	available	ADJ
cana-4596	30	21	,	,	PUNCT
cana-4596	30	22	leading	lead	VERB
cana-4596	30	23	to	to	ADP
cana-4596	30	24	confusion	confusion	NOUN
cana-4596	30	25	,	,	PUNCT
cana-4596	30	26	misallocation	misallocation	NOUN
cana-4596	30	27	of	of	ADP
cana-4596	30	28	resources	resource	NOUN
cana-4596	30	29	,	,	PUNCT
cana-4596	30	30	and	and	CCONJ
cana-4596	30	31	an	an	DET
cana-4596	30	32	increased	increase	VERB
cana-4596	30	33	risk	risk	NOUN
cana-4596	30	34	of	of	ADP
cana-4596	30	35	losses	loss	NOUN
cana-4596	30	36	.	.	PUNCT
cana-4596	31	1	financial	financial	ADJ
cana-4596	31	2	education	education	NOUN
cana-4596	31	3	becomes	become	VERB
cana-4596	31	4	essential	essential	ADJ
cana-4596	31	5	in	in	ADP
cana-4596	31	6	helping	help	VERB
cana-4596	31	7	individuals	individual	NOUN
cana-4596	31	8	understand	understand	VERB
cana-4596	31	9	these	these	DET
cana-4596	31	10	new	new	ADJ
cana-4596	31	11	tools	tool	NOUN
cana-4596	31	12	and	and	CCONJ
cana-4596	31	13	make	make	VERB
cana-4596	31	14	informed	informed	ADJ
cana-4596	31	15	choices	choice	NOUN
cana-4596	31	16	.	.	PUNCT
cana-4596	32	1	3	3	X
cana-4596	32	2	.	.	X
cana-4596	32	3	impact	impact	NOUN
cana-4596	32	4	on	on	ADP
cana-4596	32	5	investor	investor	NOUN
cana-4596	32	6	behavior	behavior	NOUN
cana-4596	32	7	:	:	PUNCT
cana-4596	32	8	research	research	NOUN
cana-4596	32	9	suggests	suggest	VERB
cana-4596	32	10	that	that	SCONJ
cana-4596	32	11	individuals	individual	NOUN
cana-4596	32	12	with	with	ADP
cana-4596	32	13	higher	high	ADJ
cana-4596	32	14	financial	financial	ADJ
cana-4596	32	15	literacy	literacy	NOUN
cana-4596	32	16	tend	tend	VERB
cana-4596	32	17	to	to	PART
cana-4596	32	18	exhibit	exhibit	VERB
cana-4596	32	19	more	more	ADJ
cana-4596	32	20	prudent	prudent	ADJ
cana-4596	32	21	financial	financial	ADJ
cana-4596	32	22	behaviors	behavior	NOUN
cana-4596	32	23	,	,	PUNCT
cana-4596	32	24	such	such	ADJ
cana-4596	32	25	as	as	ADP
cana-4596	32	26	saving	save	VERB
cana-4596	32	27	for	for	ADP
cana-4596	32	28	retirement	retirement	NOUN
cana-4596	32	29	,	,	PUNCT
cana-4596	32	30	investing	invest	VERB
cana-4596	32	31	in	in	ADP
cana-4596	32	32	diverse	diverse	ADJ
cana-4596	32	33	portfolios	portfolio	NOUN
cana-4596	32	34	,	,	PUNCT
cana-4596	32	35	and	and	CCONJ
cana-4596	32	36	avoiding	avoid	VERB
cana-4596	32	37	excessive	excessive	ADJ
cana-4596	32	38	debt	debt	NOUN
cana-4596	32	39	.	.	PUNCT
cana-4596	33	1	on	on	ADP
cana-4596	33	2	the	the	DET
cana-4596	33	3	other	other	ADJ
cana-4596	33	4	hand	hand	NOUN
cana-4596	33	5	,	,	PUNCT
cana-4596	33	6	those	those	DET
cana-4596	33	7	lacking	lack	VERB
cana-4596	33	8	financial	financial	ADJ
cana-4596	33	9	knowledge	knowledge	NOUN
cana-4596	33	10	are	be	AUX
cana-4596	33	11	more	more	ADV
cana-4596	33	12	likely	likely	ADJ
cana-4596	33	13	to	to	PART
cana-4596	33	14	make	make	VERB
cana-4596	33	15	impulsive	impulsive	ADJ
cana-4596	33	16	and	and	CCONJ
cana-4596	33	17	high	high	ADJ
cana-4596	33	18	-	-	PUNCT
cana-4596	33	19	risk	risk	NOUN
cana-4596	33	20	decisions	decision	NOUN
cana-4596	33	21	,	,	PUNCT
cana-4596	33	22	often	often	ADV
cana-4596	33	23	influenced	influence	VERB
cana-4596	33	24	by	by	ADP
cana-4596	33	25	market	market	NOUN
cana-4596	33	26	speculation	speculation	NOUN
cana-4596	33	27	or	or	CCONJ
cana-4596	33	28	emotions	emotion	NOUN
cana-4596	33	29	.	.	PUNCT
cana-4596	34	1	this	this	DET
cana-4596	34	2	study	study	NOUN
cana-4596	34	3	will	will	AUX
cana-4596	34	4	examine	examine	VERB
cana-4596	34	5	how	how	SCONJ
cana-4596	34	6	financial	financial	ADJ
cana-4596	34	7	literacy	literacy	NOUN
cana-4596	34	8	and	and	CCONJ
cana-4596	34	9	awareness	awareness	NOUN
cana-4596	34	10	influence	influence	NOUN
cana-4596	34	11	investor	investor	NOUN
cana-4596	34	12	behavior	behavior	NOUN
cana-4596	34	13	,	,	PUNCT
cana-4596	34	14	providing	provide	VERB
cana-4596	34	15	valuable	valuable	ADJ
cana-4596	34	16	insights	insight	NOUN
cana-4596	34	17	into	into	ADP
cana-4596	34	18	how	how	SCONJ
cana-4596	34	19	to	to	PART
cana-4596	34	20	better	well	ADJ
cana-4596	34	21	equip	equip	VERB
cana-4596	34	22	individuals	individual	NOUN
cana-4596	34	23	for	for	ADP
cana-4596	34	24	sound	sound	ADJ
cana-4596	34	25	financial	financial	ADJ
cana-4596	34	26	decision	decision	NOUN
cana-4596	34	27	-	-	PUNCT
cana-4596	34	28	making	making	NOUN
cana-4596	34	29	.	.	PUNCT
cana-4596	35	1	4	4	X
cana-4596	35	2	.	.	X
cana-4596	35	3	barriers	barrier	NOUN
cana-4596	35	4	to	to	ADP
cana-4596	35	5	financial	financial	ADJ
cana-4596	35	6	education	education	NOUN
cana-4596	35	7	:	:	PUNCT
cana-4596	35	8	access	access	NOUN
cana-4596	35	9	to	to	ADP
cana-4596	35	10	quality	quality	NOUN
cana-4596	35	11	financial	financial	ADJ
cana-4596	35	12	education	education	NOUN
cana-4596	35	13	is	be	AUX
cana-4596	35	14	not	not	PART
cana-4596	35	15	evenly	evenly	ADV
cana-4596	35	16	distributed	distribute	VERB
cana-4596	35	17	,	,	PUNCT
cana-4596	35	18	with	with	ADP
cana-4596	35	19	certain	certain	ADJ
cana-4596	35	20	populations	population	NOUN
cana-4596	35	21	,	,	PUNCT
cana-4596	35	22	such	such	ADJ
cana-4596	35	23	as	as	ADP
cana-4596	35	24	low	low	ADJ
cana-4596	35	25	-	-	PUNCT
cana-4596	35	26	income	income	NOUN
cana-4596	35	27	households	household	NOUN
cana-4596	35	28	,	,	PUNCT
cana-4596	35	29	minorities	minority	NOUN
cana-4596	35	30	,	,	PUNCT
cana-4596	35	31	and	and	CCONJ
cana-4596	35	32	people	people	NOUN
cana-4596	35	33	with	with	ADP
cana-4596	35	34	communications	communication	NOUN
cana-4596	35	35	on	on	ADP
cana-4596	35	36	applied	apply	VERB
cana-4596	35	37	nonlinear	nonlinear	ADJ
cana-4596	35	38	analysis	analysis	NOUN
cana-4596	35	39	issn	issn	NOUN
cana-4596	35	40	:	:	PUNCT
cana-4596	35	41	1074	1074	NUM
cana-4596	35	42	-	-	PUNCT
cana-4596	35	43	133x	133x	NUM
cana-4596	35	44	vol	vol	NOUN
cana-4596	35	45	32	32	NUM
cana-4596	35	46	no	no	NOUN
cana-4596	35	47	.	.	PUNCT
cana-4596	36	1	9s	9s	NUM
cana-4596	36	2	(	(	PUNCT
cana-4596	36	3	2025	2025	NUM
cana-4596	36	4	)	)	PUNCT
cana-4596	36	5	2984	2984	NUM
cana-4596	37	1	https://internationalpubls.com	https://internationalpubls.com	NUM
cana-4596	37	2	limited	limit	VERB
cana-4596	37	3	formal	formal	ADJ
cana-4596	37	4	education	education	NOUN
cana-4596	37	5	,	,	PUNCT
cana-4596	37	6	facing	face	VERB
cana-4596	37	7	greater	great	ADJ
cana-4596	37	8	barriers	barrier	NOUN
cana-4596	37	9	to	to	ADP
cana-4596	37	10	acquiring	acquire	VERB
cana-4596	37	11	financial	financial	ADJ
cana-4596	37	12	knowledge	knowledge	NOUN
cana-4596	37	13	.	.	PUNCT
cana-4596	38	1	the	the	DET
cana-4596	38	2	lack	lack	NOUN
cana-4596	38	3	of	of	ADP
cana-4596	38	4	accessible	accessible	ADJ
cana-4596	38	5	,	,	PUNCT
cana-4596	38	6	engaging	engaging	ADJ
cana-4596	38	7	,	,	PUNCT
cana-4596	38	8	and	and	CCONJ
cana-4596	38	9	tailored	tailor	VERB
cana-4596	38	10	financial	financial	ADJ
cana-4596	38	11	education	education	NOUN
cana-4596	38	12	materials	material	NOUN
cana-4596	38	13	exacerbates	exacerbate	VERB
cana-4596	38	14	this	this	DET
cana-4596	38	15	divide	divide	NOUN
cana-4596	38	16	.	.	PUNCT
cana-4596	39	1	by	by	ADP
cana-4596	39	2	identifying	identify	VERB
cana-4596	39	3	these	these	DET
cana-4596	39	4	barriers	barrier	NOUN
cana-4596	39	5	,	,	PUNCT
cana-4596	39	6	the	the	DET
cana-4596	39	7	study	study	NOUN
cana-4596	39	8	will	will	AUX
cana-4596	39	9	help	help	VERB
cana-4596	39	10	inform	inform	VERB
cana-4596	39	11	strategies	strategy	NOUN
cana-4596	39	12	to	to	PART
cana-4596	39	13	enhance	enhance	VERB
cana-4596	39	14	financial	financial	ADJ
cana-4596	39	15	education	education	NOUN
cana-4596	39	16	programs	program	NOUN
cana-4596	39	17	,	,	PUNCT
cana-4596	39	18	ensuring	ensure	VERB
cana-4596	39	19	they	they	PRON
cana-4596	39	20	reach	reach	VERB
cana-4596	39	21	a	a	DET
cana-4596	39	22	broader	broad	ADJ
cana-4596	39	23	and	and	CCONJ
cana-4596	39	24	more	more	ADV
cana-4596	39	25	diverse	diverse	ADJ
cana-4596	39	26	audience	audience	NOUN
cana-4596	39	27	.	.	PUNCT
cana-4596	40	1	5	5	X
cana-4596	40	2	.	.	X
cana-4596	40	3	economic	economic	ADJ
cana-4596	40	4	and	and	CCONJ
cana-4596	40	5	social	social	ADJ
cana-4596	40	6	implications	implication	NOUN
cana-4596	40	7	:	:	PUNCT
cana-4596	40	8	financially	financially	ADV
cana-4596	40	9	literate	literate	ADJ
cana-4596	40	10	and	and	CCONJ
cana-4596	40	11	aware	aware	ADJ
cana-4596	40	12	individuals	individual	NOUN
cana-4596	40	13	are	be	AUX
cana-4596	40	14	better	well	ADV
cana-4596	40	15	positioned	positioned	ADJ
cana-4596	40	16	to	to	PART
cana-4596	40	17	contribute	contribute	VERB
cana-4596	40	18	to	to	ADP
cana-4596	40	19	economic	economic	ADJ
cana-4596	40	20	stability	stability	NOUN
cana-4596	40	21	by	by	ADP
cana-4596	40	22	making	make	VERB
cana-4596	40	23	informed	informed	ADJ
cana-4596	40	24	investment	investment	NOUN
cana-4596	40	25	decisions	decision	NOUN
cana-4596	40	26	,	,	PUNCT
cana-4596	40	27	saving	save	VERB
cana-4596	40	28	for	for	ADP
cana-4596	40	29	the	the	DET
cana-4596	40	30	future	future	NOUN
cana-4596	40	31	,	,	PUNCT
cana-4596	40	32	and	and	CCONJ
cana-4596	40	33	reducing	reduce	VERB
cana-4596	40	34	dependence	dependence	NOUN
cana-4596	40	35	on	on	ADP
cana-4596	40	36	public	public	ADJ
cana-4596	40	37	financial	financial	ADJ
cana-4596	40	38	assistance	assistance	NOUN
cana-4596	40	39	.	.	PUNCT
cana-4596	41	1	in	in	ADP
cana-4596	41	2	contrast	contrast	NOUN
cana-4596	41	3	,	,	PUNCT
cana-4596	41	4	widespread	widespread	ADJ
cana-4596	41	5	financial	financial	ADJ
cana-4596	41	6	illiteracy	illiteracy	NOUN
cana-4596	41	7	can	can	AUX
cana-4596	41	8	lead	lead	VERB
cana-4596	41	9	to	to	ADP
cana-4596	41	10	negative	negative	ADJ
cana-4596	41	11	outcomes	outcome	NOUN
cana-4596	41	12	such	such	ADJ
cana-4596	41	13	as	as	ADP
cana-4596	41	14	higher	high	ADJ
cana-4596	41	15	levels	level	NOUN
cana-4596	41	16	of	of	ADP
cana-4596	41	17	debt	debt	NOUN
cana-4596	41	18	,	,	PUNCT
cana-4596	41	19	reliance	reliance	NOUN
cana-4596	41	20	on	on	ADP
cana-4596	41	21	predatory	predatory	ADJ
cana-4596	41	22	financial	financial	ADJ
cana-4596	41	23	products	product	NOUN
cana-4596	41	24	,	,	PUNCT
cana-4596	41	25	and	and	CCONJ
cana-4596	41	26	greater	great	ADJ
cana-4596	41	27	vulnerability	vulnerability	NOUN
cana-4596	41	28	to	to	ADP
cana-4596	41	29	economic	economic	ADJ
cana-4596	41	30	shocks	shock	NOUN
cana-4596	41	31	.	.	PUNCT
cana-4596	42	1	this	this	DET
cana-4596	42	2	study	study	NOUN
cana-4596	42	3	aims	aim	VERB
cana-4596	42	4	to	to	PART
cana-4596	42	5	contribute	contribute	VERB
cana-4596	42	6	to	to	ADP
cana-4596	42	7	the	the	DET
cana-4596	42	8	development	development	NOUN
cana-4596	42	9	of	of	ADP
cana-4596	42	10	educational	educational	ADJ
cana-4596	42	11	policies	policy	NOUN
cana-4596	42	12	and	and	CCONJ
cana-4596	42	13	strategies	strategy	NOUN
cana-4596	42	14	that	that	PRON
cana-4596	42	15	promote	promote	VERB
cana-4596	42	16	financial	financial	ADJ
cana-4596	42	17	inclusion	inclusion	NOUN
cana-4596	42	18	and	and	CCONJ
cana-4596	42	19	long	long	ADJ
cana-4596	42	20	-	-	PUNCT
cana-4596	42	21	term	term	NOUN
cana-4596	42	22	economic	economic	ADJ
cana-4596	42	23	stability	stability	NOUN
cana-4596	42	24	.	.	PUNCT
cana-4596	43	1	6	6	X
cana-4596	43	2	.	.	X
cana-4596	43	3	policy	policy	NOUN
cana-4596	43	4	implications	implication	NOUN
cana-4596	43	5	:	:	PUNCT
cana-4596	43	6	governments	government	NOUN
cana-4596	43	7	,	,	PUNCT
cana-4596	43	8	financial	financial	ADJ
cana-4596	43	9	institutions	institution	NOUN
cana-4596	43	10	,	,	PUNCT
cana-4596	43	11	and	and	CCONJ
cana-4596	43	12	educational	educational	ADJ
cana-4596	43	13	bodies	body	NOUN
cana-4596	43	14	are	be	AUX
cana-4596	43	15	increasingly	increasingly	ADV
cana-4596	43	16	recognizing	recognize	VERB
cana-4596	43	17	the	the	DET
cana-4596	43	18	importance	importance	NOUN
cana-4596	43	19	of	of	ADP
cana-4596	43	20	financial	financial	ADJ
cana-4596	43	21	literacy	literacy	NOUN
cana-4596	43	22	and	and	CCONJ
cana-4596	43	23	are	be	AUX
cana-4596	43	24	looking	look	VERB
cana-4596	43	25	for	for	ADP
cana-4596	43	26	evidence	evidence	NOUN
cana-4596	43	27	-	-	PUNCT
cana-4596	43	28	based	base	VERB
cana-4596	43	29	solutions	solution	NOUN
cana-4596	43	30	to	to	PART
cana-4596	43	31	improve	improve	VERB
cana-4596	43	32	it	it	PRON
cana-4596	43	33	.	.	PUNCT
cana-4596	44	1	this	this	DET
cana-4596	44	2	research	research	NOUN
cana-4596	44	3	will	will	AUX
cana-4596	44	4	provide	provide	VERB
cana-4596	44	5	valuable	valuable	ADJ
cana-4596	44	6	insights	insight	NOUN
cana-4596	44	7	that	that	PRON
cana-4596	44	8	can	can	AUX
cana-4596	44	9	guide	guide	VERB
cana-4596	44	10	the	the	DET
cana-4596	44	11	creation	creation	NOUN
cana-4596	44	12	of	of	ADP
cana-4596	44	13	public	public	ADJ
cana-4596	44	14	policies	policy	NOUN
cana-4596	44	15	,	,	PUNCT
cana-4596	44	16	financial	financial	ADJ
cana-4596	44	17	education	education	NOUN
cana-4596	44	18	programs	program	NOUN
cana-4596	44	19	,	,	PUNCT
cana-4596	44	20	and	and	CCONJ
cana-4596	44	21	community	community	NOUN
cana-4596	44	22	-	-	PUNCT
cana-4596	44	23	based	base	VERB
cana-4596	44	24	initiatives	initiative	NOUN
cana-4596	44	25	aimed	aim	VERB
cana-4596	44	26	at	at	ADP
cana-4596	44	27	increasing	increase	VERB
cana-4596	44	28	financial	financial	ADJ
cana-4596	44	29	literacy	literacy	NOUN
cana-4596	44	30	and	and	CCONJ
cana-4596	44	31	awareness	awareness	NOUN
cana-4596	44	32	,	,	PUNCT
cana-4596	44	33	particularly	particularly	ADV
cana-4596	44	34	in	in	ADP
cana-4596	44	35	underserved	underserved	ADJ
cana-4596	44	36	and	and	CCONJ
cana-4596	44	37	vulnerable	vulnerable	ADJ
cana-4596	44	38	communities	community	NOUN
cana-4596	44	39	.	.	PUNCT
cana-4596	45	1	in	in	ADP
cana-4596	45	2	summary	summary	NOUN
cana-4596	45	3	,	,	PUNCT
cana-4596	45	4	this	this	DET
cana-4596	45	5	study	study	NOUN
cana-4596	45	6	is	be	AUX
cana-4596	45	7	needed	need	VERB
cana-4596	45	8	to	to	PART
cana-4596	45	9	address	address	VERB
cana-4596	45	10	the	the	DET
cana-4596	45	11	pressing	press	VERB
cana-4596	45	12	challenges	challenge	NOUN
cana-4596	45	13	of	of	ADP
cana-4596	45	14	financial	financial	ADJ
cana-4596	45	15	illiteracy	illiteracy	NOUN
cana-4596	45	16	and	and	CCONJ
cana-4596	45	17	low	low	ADJ
cana-4596	45	18	financial	financial	ADJ
cana-4596	45	19	awareness	awareness	NOUN
cana-4596	45	20	among	among	ADP
cana-4596	45	21	investors	investor	NOUN
cana-4596	45	22	.	.	PUNCT
cana-4596	46	1	by	by	ADP
cana-4596	46	2	identifying	identify	VERB
cana-4596	46	3	the	the	DET
cana-4596	46	4	key	key	ADJ
cana-4596	46	5	gaps	gap	NOUN
cana-4596	46	6	in	in	ADP
cana-4596	46	7	financial	financial	ADJ
cana-4596	46	8	knowledge	knowledge	NOUN
cana-4596	46	9	and	and	CCONJ
cana-4596	46	10	exploring	explore	VERB
cana-4596	46	11	strategies	strategy	NOUN
cana-4596	46	12	for	for	ADP
cana-4596	46	13	improvement	improvement	NOUN
cana-4596	46	14	,	,	PUNCT
cana-4596	46	15	the	the	DET
cana-4596	46	16	research	research	NOUN
cana-4596	46	17	will	will	AUX
cana-4596	46	18	contribute	contribute	VERB
cana-4596	46	19	to	to	ADP
cana-4596	46	20	a	a	DET
cana-4596	46	21	more	more	ADV
cana-4596	46	22	informed	informed	ADJ
cana-4596	46	23	,	,	PUNCT
cana-4596	46	24	financially	financially	ADV
cana-4596	46	25	secure	secure	ADJ
cana-4596	46	26	population	population	NOUN
cana-4596	46	27	and	and	CCONJ
cana-4596	46	28	promote	promote	VERB
cana-4596	46	29	better	well	ADJ
cana-4596	46	30	financial	financial	ADJ
cana-4596	46	31	outcomes	outcome	NOUN
cana-4596	46	32	for	for	ADP
cana-4596	46	33	individuals	individual	NOUN
cana-4596	46	34	and	and	CCONJ
cana-4596	46	35	society	society	NOUN
cana-4596	46	36	at	at	ADP
cana-4596	46	37	large	large	ADJ
cana-4596	46	38	.	.	PUNCT
cana-4596	47	1	objective	objective	VERB
cana-4596	47	2	the	the	DET
cana-4596	47	3	primary	primary	ADJ
cana-4596	47	4	objectives	objective	NOUN
cana-4596	47	5	of	of	ADP
cana-4596	47	6	this	this	DET
cana-4596	47	7	study	study	NOUN
cana-4596	47	8	are	be	AUX
cana-4596	47	9	to	to	PART
cana-4596	47	10	explore	explore	VERB
cana-4596	47	11	the	the	DET
cana-4596	47	12	relationship	relationship	NOUN
cana-4596	47	13	between	between	ADP
cana-4596	47	14	financial	financial	ADJ
cana-4596	47	15	literacy	literacy	NOUN
cana-4596	47	16	,	,	PUNCT
cana-4596	47	17	financial	financial	ADJ
cana-4596	47	18	awareness	awareness	NOUN
cana-4596	47	19	,	,	PUNCT
cana-4596	47	20	and	and	CCONJ
cana-4596	47	21	investor	investor	NOUN
cana-4596	47	22	behavior	behavior	NOUN
cana-4596	47	23	,	,	PUNCT
cana-4596	47	24	and	and	CCONJ
cana-4596	47	25	to	to	PART
cana-4596	47	26	identify	identify	VERB
cana-4596	47	27	strategies	strategy	NOUN
cana-4596	47	28	for	for	ADP
cana-4596	47	29	enhancing	enhance	VERB
cana-4596	47	30	financial	financial	ADJ
cana-4596	47	31	education	education	NOUN
cana-4596	47	32	.	.	PUNCT
cana-4596	48	1	specifically	specifically	ADV
cana-4596	48	2	,	,	PUNCT
cana-4596	48	3	the	the	DET
cana-4596	48	4	study	study	NOUN
cana-4596	48	5	aims	aim	VERB
cana-4596	48	6	to	to	PART
cana-4596	48	7	:	:	PUNCT
cana-4596	48	8	1	1	X
cana-4596	48	9	.	.	X
cana-4596	48	10	assess	assess	VERB
cana-4596	48	11	the	the	DET
cana-4596	48	12	current	current	ADJ
cana-4596	48	13	levels	level	NOUN
cana-4596	48	14	of	of	ADP
cana-4596	48	15	financial	financial	ADJ
cana-4596	48	16	literacy	literacy	NOUN
cana-4596	48	17	and	and	CCONJ
cana-4596	48	18	awareness	awareness	NOUN
cana-4596	48	19	:	:	PUNCT
cana-4596	48	20	to	to	PART
cana-4596	48	21	evaluate	evaluate	VERB
cana-4596	48	22	the	the	DET
cana-4596	48	23	existing	exist	VERB
cana-4596	48	24	financial	financial	ADJ
cana-4596	48	25	literacy	literacy	NOUN
cana-4596	48	26	and	and	CCONJ
cana-4596	48	27	awareness	awareness	NOUN
cana-4596	48	28	levels	level	NOUN
cana-4596	48	29	among	among	ADP
cana-4596	48	30	investors	investor	NOUN
cana-4596	48	31	,	,	PUNCT
cana-4596	48	32	identifying	identify	VERB
cana-4596	48	33	gaps	gap	NOUN
cana-4596	48	34	in	in	ADP
cana-4596	48	35	knowledge	knowledge	NOUN
cana-4596	48	36	and	and	CCONJ
cana-4596	48	37	understanding	understanding	NOUN
cana-4596	48	38	of	of	ADP
cana-4596	48	39	essential	essential	ADJ
cana-4596	48	40	financial	financial	ADJ
cana-4596	48	41	concepts	concept	NOUN
cana-4596	48	42	such	such	ADJ
cana-4596	48	43	as	as	ADP
cana-4596	48	44	risk	risk	NOUN
cana-4596	48	45	management	management	NOUN
cana-4596	48	46	,	,	PUNCT
cana-4596	48	47	diversification	diversification	NOUN
cana-4596	48	48	,	,	PUNCT
cana-4596	48	49	budgeting	budgeting	NOUN
cana-4596	48	50	,	,	PUNCT
cana-4596	48	51	and	and	CCONJ
cana-4596	48	52	investment	investment	NOUN
cana-4596	48	53	strategies	strategy	NOUN
cana-4596	48	54	.	.	PUNCT
cana-4596	49	1	2	2	X
cana-4596	49	2	.	.	X
cana-4596	49	3	examine	examine	VERB
cana-4596	49	4	the	the	DET
cana-4596	49	5	impact	impact	NOUN
cana-4596	49	6	of	of	ADP
cana-4596	49	7	financial	financial	ADJ
cana-4596	49	8	literacy	literacy	NOUN
cana-4596	49	9	on	on	ADP
cana-4596	49	10	investor	investor	NOUN
cana-4596	49	11	decision	decision	NOUN
cana-4596	49	12	-	-	PUNCT
cana-4596	49	13	making	making	NOUN
cana-4596	49	14	:	:	PUNCT
cana-4596	49	15	to	to	PART
cana-4596	49	16	explore	explore	VERB
cana-4596	49	17	how	how	SCONJ
cana-4596	49	18	financial	financial	ADJ
cana-4596	49	19	literacy	literacy	NOUN
cana-4596	49	20	influences	influence	VERB
cana-4596	49	21	the	the	DET
cana-4596	49	22	investment	investment	NOUN
cana-4596	49	23	decisions	decision	NOUN
cana-4596	49	24	of	of	ADP
cana-4596	49	25	individuals	individual	NOUN
cana-4596	49	26	,	,	PUNCT
cana-4596	49	27	including	include	VERB
cana-4596	49	28	their	their	PRON
cana-4596	49	29	ability	ability	NOUN
cana-4596	49	30	to	to	PART
cana-4596	49	31	assess	assess	VERB
cana-4596	49	32	risk	risk	NOUN
cana-4596	49	33	,	,	PUNCT
cana-4596	49	34	select	select	VERB
cana-4596	49	35	appropriate	appropriate	ADJ
cana-4596	49	36	investment	investment	NOUN
cana-4596	49	37	options	option	NOUN
cana-4596	49	38	,	,	PUNCT
cana-4596	49	39	and	and	CCONJ
cana-4596	49	40	make	make	VERB
cana-4596	49	41	informed	informed	ADJ
cana-4596	49	42	decisions	decision	NOUN
cana-4596	49	43	in	in	ADP
cana-4596	49	44	response	response	NOUN
cana-4596	49	45	to	to	ADP
cana-4596	49	46	market	market	NOUN
cana-4596	49	47	changes	change	NOUN
cana-4596	49	48	.	.	PUNCT
cana-4596	50	1	3	3	X
cana-4596	50	2	.	.	X
cana-4596	50	3	identify	identify	VERB
cana-4596	50	4	barriers	barrier	NOUN
cana-4596	50	5	to	to	ADP
cana-4596	50	6	financial	financial	ADJ
cana-4596	50	7	education	education	NOUN
cana-4596	50	8	and	and	CCONJ
cana-4596	50	9	awareness	awareness	NOUN
cana-4596	50	10	:	:	PUNCT
cana-4596	50	11	to	to	PART
cana-4596	50	12	investigate	investigate	VERB
cana-4596	50	13	the	the	DET
cana-4596	50	14	key	key	ADJ
cana-4596	50	15	barriers	barrier	NOUN
cana-4596	50	16	that	that	PRON
cana-4596	50	17	prevent	prevent	VERB
cana-4596	50	18	individuals	individual	NOUN
cana-4596	50	19	from	from	ADP
cana-4596	50	20	acquiring	acquire	VERB
cana-4596	50	21	financial	financial	ADJ
cana-4596	50	22	knowledge	knowledge	NOUN
cana-4596	50	23	,	,	PUNCT
cana-4596	50	24	such	such	ADJ
cana-4596	50	25	as	as	ADP
cana-4596	50	26	limited	limited	ADJ
cana-4596	50	27	access	access	NOUN
cana-4596	50	28	to	to	ADP
cana-4596	50	29	resources	resource	NOUN
cana-4596	50	30	,	,	PUNCT
cana-4596	50	31	socioeconomic	socioeconomic	ADJ
cana-4596	50	32	factors	factor	NOUN
cana-4596	50	33	,	,	PUNCT
cana-4596	50	34	educational	educational	ADJ
cana-4596	50	35	constraints	constraint	NOUN
cana-4596	50	36	,	,	PUNCT
cana-4596	50	37	and	and	CCONJ
cana-4596	50	38	cultural	cultural	ADJ
cana-4596	50	39	influences	influence	NOUN
cana-4596	50	40	.	.	PUNCT
cana-4596	51	1	4	4	X
cana-4596	51	2	.	.	X
cana-4596	51	3	evaluate	evaluate	VERB
cana-4596	51	4	the	the	DET
cana-4596	51	5	role	role	NOUN
cana-4596	51	6	of	of	ADP
cana-4596	51	7	financial	financial	ADJ
cana-4596	51	8	education	education	NOUN
cana-4596	51	9	in	in	ADP
cana-4596	51	10	improving	improve	VERB
cana-4596	51	11	investor	investor	NOUN
cana-4596	51	12	behavior	behavior	NOUN
cana-4596	51	13	:	:	PUNCT
cana-4596	51	14	to	to	PART
cana-4596	51	15	analyze	analyze	VERB
cana-4596	51	16	the	the	DET
cana-4596	51	17	effectiveness	effectiveness	NOUN
cana-4596	51	18	of	of	ADP
cana-4596	51	19	financial	financial	ADJ
cana-4596	51	20	education	education	NOUN
cana-4596	51	21	programs	program	NOUN
cana-4596	51	22	in	in	ADP
cana-4596	51	23	shaping	shape	VERB
cana-4596	51	24	better	well	ADJ
cana-4596	51	25	financial	financial	ADJ
cana-4596	51	26	behaviors	behavior	NOUN
cana-4596	51	27	,	,	PUNCT
cana-4596	51	28	such	such	ADJ
cana-4596	51	29	as	as	ADP
cana-4596	51	30	longterm	longterm	PROPN
cana-4596	51	31	investing	investing	NOUN
cana-4596	51	32	,	,	PUNCT
cana-4596	51	33	saving	save	VERB
cana-4596	51	34	for	for	ADP
cana-4596	51	35	retirement	retirement	NOUN
cana-4596	51	36	,	,	PUNCT
cana-4596	51	37	and	and	CCONJ
cana-4596	51	38	avoiding	avoid	VERB
cana-4596	51	39	high	high	ADJ
cana-4596	51	40	-	-	PUNCT
cana-4596	51	41	risk	risk	NOUN
cana-4596	51	42	or	or	CCONJ
cana-4596	51	43	speculative	speculative	ADJ
cana-4596	51	44	investments	investment	NOUN
cana-4596	51	45	.	.	PUNCT
cana-4596	52	1	communications	communication	NOUN
cana-4596	52	2	on	on	ADP
cana-4596	52	3	applied	apply	VERB
cana-4596	52	4	nonlinear	nonlinear	ADJ
cana-4596	52	5	analysis	analysis	NOUN
cana-4596	52	6	issn	issn	NOUN
cana-4596	52	7	:	:	PUNCT
cana-4596	52	8	1074	1074	NUM
cana-4596	52	9	-	-	PUNCT
cana-4596	52	10	133x	133x	NUM
cana-4596	52	11	vol	vol	NOUN
cana-4596	52	12	32	32	NUM
cana-4596	52	13	no	no	NOUN
cana-4596	52	14	.	.	PUNCT
cana-4596	53	1	9s	9s	NUM
cana-4596	53	2	(	(	PUNCT
cana-4596	53	3	2025	2025	NUM
cana-4596	53	4	)	)	PUNCT
cana-4596	53	5	2985	2985	NUM
cana-4596	53	6	https://internationalpubls.com	https://internationalpubls.com	X
cana-4596	53	7	5	5	X
cana-4596	53	8	.	.	PUNCT
cana-4596	53	9	propose	propose	VERB
cana-4596	53	10	strategies	strategy	NOUN
cana-4596	53	11	for	for	ADP
cana-4596	53	12	enhancing	enhance	VERB
cana-4596	53	13	financial	financial	ADJ
cana-4596	53	14	literacy	literacy	NOUN
cana-4596	53	15	and	and	CCONJ
cana-4596	53	16	awareness	awareness	NOUN
cana-4596	53	17	:	:	PUNCT
cana-4596	53	18	to	to	PART
cana-4596	53	19	suggest	suggest	VERB
cana-4596	53	20	practical	practical	ADJ
cana-4596	53	21	solutions	solution	NOUN
cana-4596	53	22	and	and	CCONJ
cana-4596	53	23	strategies	strategy	NOUN
cana-4596	53	24	to	to	PART
cana-4596	53	25	improve	improve	VERB
cana-4596	53	26	financial	financial	ADJ
cana-4596	53	27	education	education	NOUN
cana-4596	53	28	,	,	PUNCT
cana-4596	53	29	including	include	VERB
cana-4596	53	30	the	the	DET
cana-4596	53	31	development	development	NOUN
cana-4596	53	32	of	of	ADP
cana-4596	53	33	accessible	accessible	ADJ
cana-4596	53	34	educational	educational	ADJ
cana-4596	53	35	resources	resource	NOUN
cana-4596	53	36	,	,	PUNCT
cana-4596	53	37	digital	digital	ADJ
cana-4596	53	38	platforms	platform	NOUN
cana-4596	53	39	,	,	PUNCT
cana-4596	53	40	and	and	CCONJ
cana-4596	53	41	community	community	NOUN
cana-4596	53	42	-	-	PUNCT
cana-4596	53	43	based	base	VERB
cana-4596	53	44	initiatives	initiative	NOUN
cana-4596	53	45	aimed	aim	VERB
cana-4596	53	46	at	at	ADP
cana-4596	53	47	increasing	increase	VERB
cana-4596	53	48	financial	financial	ADJ
cana-4596	53	49	literacy	literacy	NOUN
cana-4596	53	50	,	,	PUNCT
cana-4596	53	51	particularly	particularly	ADV
cana-4596	53	52	among	among	ADP
cana-4596	53	53	underserved	underserved	ADJ
cana-4596	53	54	and	and	CCONJ
cana-4596	53	55	vulnerable	vulnerable	ADJ
cana-4596	53	56	populations	population	NOUN
cana-4596	53	57	.	.	PUNCT
cana-4596	54	1	6	6	X
cana-4596	54	2	.	.	X
cana-4596	54	3	explore	explore	VERB
cana-4596	54	4	the	the	DET
cana-4596	54	5	relationship	relationship	NOUN
cana-4596	54	6	between	between	ADP
cana-4596	54	7	financial	financial	ADJ
cana-4596	54	8	literacy	literacy	NOUN
cana-4596	54	9	and	and	CCONJ
cana-4596	54	10	financial	financial	ADJ
cana-4596	54	11	stability	stability	NOUN
cana-4596	54	12	:	:	PUNCT
cana-4596	54	13	to	to	PART
cana-4596	54	14	investigate	investigate	VERB
cana-4596	54	15	how	how	SCONJ
cana-4596	54	16	financial	financial	ADJ
cana-4596	54	17	literacy	literacy	NOUN
cana-4596	54	18	and	and	CCONJ
cana-4596	54	19	awareness	awareness	NOUN
cana-4596	54	20	contribute	contribute	VERB
cana-4596	54	21	to	to	ADP
cana-4596	54	22	personal	personal	ADJ
cana-4596	54	23	financial	financial	ADJ
cana-4596	54	24	stability	stability	NOUN
cana-4596	54	25	,	,	PUNCT
cana-4596	54	26	reduced	reduce	VERB
cana-4596	54	27	financial	financial	ADJ
cana-4596	54	28	stress	stress	NOUN
cana-4596	54	29	,	,	PUNCT
cana-4596	54	30	and	and	CCONJ
cana-4596	54	31	long	long	ADJ
cana-4596	54	32	-	-	PUNCT
cana-4596	54	33	term	term	NOUN
cana-4596	54	34	wealth	wealth	NOUN
cana-4596	54	35	-	-	PUNCT
cana-4596	54	36	building	building	NOUN
cana-4596	54	37	,	,	PUNCT
cana-4596	54	38	with	with	ADP
cana-4596	54	39	an	an	DET
cana-4596	54	40	emphasis	emphasis	NOUN
cana-4596	54	41	on	on	ADP
cana-4596	54	42	the	the	DET
cana-4596	54	43	role	role	NOUN
cana-4596	54	44	these	these	DET
cana-4596	54	45	factors	factor	NOUN
cana-4596	54	46	play	play	VERB
cana-4596	54	47	in	in	ADP
cana-4596	54	48	mitigating	mitigate	VERB
cana-4596	54	49	economic	economic	ADJ
cana-4596	54	50	risks	risk	NOUN
cana-4596	54	51	.	.	PUNCT
cana-4596	55	1	7	7	X
cana-4596	55	2	.	.	X
cana-4596	55	3	provide	provide	VERB
cana-4596	55	4	policy	policy	NOUN
cana-4596	55	5	recommendations	recommendation	NOUN
cana-4596	55	6	for	for	ADP
cana-4596	55	7	financial	financial	ADJ
cana-4596	55	8	education	education	NOUN
cana-4596	55	9	initiatives	initiative	NOUN
cana-4596	55	10	:	:	PUNCT
cana-4596	55	11	to	to	PART
cana-4596	55	12	offer	offer	VERB
cana-4596	55	13	policy	policy	NOUN
cana-4596	55	14	recommendations	recommendation	NOUN
cana-4596	55	15	for	for	ADP
cana-4596	55	16	governments	government	NOUN
cana-4596	55	17	,	,	PUNCT
cana-4596	55	18	financial	financial	ADJ
cana-4596	55	19	institutions	institution	NOUN
cana-4596	55	20	,	,	PUNCT
cana-4596	55	21	and	and	CCONJ
cana-4596	55	22	educational	educational	ADJ
cana-4596	55	23	bodies	body	NOUN
cana-4596	55	24	to	to	PART
cana-4596	55	25	improve	improve	VERB
cana-4596	55	26	and	and	CCONJ
cana-4596	55	27	integrate	integrate	VERB
cana-4596	55	28	financial	financial	ADJ
cana-4596	55	29	literacy	literacy	NOUN
cana-4596	55	30	programs	program	NOUN
cana-4596	55	31	into	into	ADP
cana-4596	55	32	public	public	ADJ
cana-4596	55	33	education	education	NOUN
cana-4596	55	34	systems	system	NOUN
cana-4596	55	35	,	,	PUNCT
cana-4596	55	36	workplace	workplace	NOUN
cana-4596	55	37	initiatives	initiative	NOUN
cana-4596	55	38	,	,	PUNCT
cana-4596	55	39	and	and	CCONJ
cana-4596	55	40	community	community	NOUN
cana-4596	55	41	outreach	outreach	NOUN
cana-4596	55	42	programs	program	NOUN
cana-4596	55	43	.	.	PUNCT
cana-4596	56	1	by	by	ADP
cana-4596	56	2	achieving	achieve	VERB
cana-4596	56	3	these	these	DET
cana-4596	56	4	objectives	objective	NOUN
cana-4596	56	5	,	,	PUNCT
cana-4596	56	6	the	the	DET
cana-4596	56	7	study	study	NOUN
cana-4596	56	8	will	will	AUX
cana-4596	56	9	contribute	contribute	VERB
cana-4596	56	10	to	to	ADP
cana-4596	56	11	a	a	DET
cana-4596	56	12	deeper	deep	ADJ
cana-4596	56	13	understanding	understanding	NOUN
cana-4596	56	14	of	of	ADP
cana-4596	56	15	how	how	SCONJ
cana-4596	56	16	financial	financial	ADJ
cana-4596	56	17	education	education	NOUN
cana-4596	56	18	affects	affect	VERB
cana-4596	56	19	investor	investor	NOUN
cana-4596	56	20	behavior	behavior	NOUN
cana-4596	56	21	and	and	CCONJ
cana-4596	56	22	decision	decision	NOUN
cana-4596	56	23	-	-	PUNCT
cana-4596	56	24	making	making	NOUN
cana-4596	56	25	,	,	PUNCT
cana-4596	56	26	and	and	CCONJ
cana-4596	56	27	will	will	AUX
cana-4596	56	28	provide	provide	VERB
cana-4596	56	29	actionable	actionable	ADJ
cana-4596	56	30	insights	insight	NOUN
cana-4596	56	31	for	for	ADP
cana-4596	56	32	improving	improve	VERB
cana-4596	56	33	financial	financial	ADJ
cana-4596	56	34	literacy	literacy	NOUN
cana-4596	56	35	on	on	ADP
cana-4596	56	36	a	a	DET
cana-4596	56	37	global	global	ADJ
cana-4596	56	38	scale	scale	NOUN
cana-4596	56	39	.	.	PUNCT
cana-4596	57	1	objective	objective	NOUN
cana-4596	57	2	:	:	PUNCT
cana-4596	57	3	to	to	PART
cana-4596	57	4	study	study	VERB
cana-4596	57	5	financial	financial	ADJ
cana-4596	57	6	literacy	literacy	NOUN
cana-4596	57	7	index	index	NOUN
cana-4596	57	8	of	of	ADP
cana-4596	57	9	selected	select	VERB
cana-4596	57	10	equity	equity	NOUN
cana-4596	57	11	investors	investor	NOUN
cana-4596	57	12	.	.	PUNCT
cana-4596	58	1	instrumentation	instrumentation	NOUN
cana-4596	58	2	and	and	CCONJ
cana-4596	58	3	approach	approach	VERB
cana-4596	58	4	the	the	DET
cana-4596	58	5	financial	financial	ADJ
cana-4596	58	6	literacy	literacy	NOUN
cana-4596	58	7	index	index	NOUN
cana-4596	58	8	was	be	AUX
cana-4596	58	9	developed	develop	VERB
cana-4596	58	10	to	to	PART
cana-4596	58	11	assess	assess	VERB
cana-4596	58	12	the	the	DET
cana-4596	58	13	financial	financial	ADJ
cana-4596	58	14	literacy	literacy	NOUN
cana-4596	58	15	.	.	PUNCT
cana-4596	59	1	the	the	DET
cana-4596	59	2	financial	financial	ADJ
cana-4596	59	3	literacy	literacy	NOUN
cana-4596	59	4	index	index	NOUN
cana-4596	59	5	(	(	PUNCT
cana-4596	59	6	fli	fli	NOUN
cana-4596	59	7	)	)	PUNCT
cana-4596	59	8	is	be	AUX
cana-4596	59	9	calculated	calculate	VERB
cana-4596	59	10	using	use	VERB
cana-4596	59	11	the	the	DET
cana-4596	59	12	following	follow	VERB
cana-4596	59	13	steps	step	NOUN
cana-4596	59	14	.	.	PUNCT
cana-4596	60	1	1	1	X
cana-4596	60	2	)	)	PUNCT
cana-4596	60	3	the	the	DET
cana-4596	60	4	questions	question	NOUN
cana-4596	60	5	are	be	AUX
cana-4596	60	6	weighted	weight	VERB
cana-4596	60	7	equally	equally	ADV
cana-4596	60	8	.	.	PUNCT
cana-4596	61	1	here	here	ADV
cana-4596	61	2	there	there	PRON
cana-4596	61	3	are	be	VERB
cana-4596	61	4	9	9	NUM
cana-4596	61	5	questions	question	NOUN
cana-4596	61	6	.	.	PUNCT
cana-4596	62	1	hence	hence	ADV
cana-4596	62	2	the	the	DET
cana-4596	62	3	weight	weight	NOUN
cana-4596	62	4	for	for	ADP
cana-4596	62	5	each	each	DET
cana-4596	62	6	question	question	NOUN
cana-4596	62	7	is	be	AUX
cana-4596	62	8	(	(	PUNCT
cana-4596	62	9	1/9	1/9	NUM
cana-4596	62	10	)	)	PUNCT
cana-4596	62	11	.	.	PUNCT
cana-4596	63	1	2	2	X
cana-4596	63	2	)	)	PUNCT
cana-4596	63	3	if	if	SCONJ
cana-4596	63	4	the	the	DET
cana-4596	63	5	question	question	NOUN
cana-4596	63	6	has	have	VERB
cana-4596	63	7	sub	sub	NOUN
cana-4596	63	8	-	-	NOUN
cana-4596	63	9	questions	question	NOUN
cana-4596	63	10	,	,	PUNCT
cana-4596	63	11	they	they	PRON
cana-4596	63	12	are	be	AUX
cana-4596	63	13	further	far	ADV
cana-4596	63	14	weighted	weight	VERB
cana-4596	63	15	.	.	PUNCT
cana-4596	64	1	if	if	SCONJ
cana-4596	64	2	it	it	PRON
cana-4596	64	3	has	have	VERB
cana-4596	64	4	sub	sub	NOUN
cana-4596	64	5	-	-	NOUN
cana-4596	64	6	questions	question	NOUN
cana-4596	64	7	k	k	PROPN
cana-4596	64	8	(	(	PUNCT
cana-4596	64	9	say	say	INTJ
cana-4596	64	10	)	)	PUNCT
cana-4596	64	11	,	,	PUNCT
cana-4596	64	12	then	then	ADV
cana-4596	64	13	the	the	DET
cana-4596	64	14	sub	sub	NOUN
cana-4596	64	15	-	-	NOUN
cana-4596	64	16	questions	question	NOUN
cana-4596	64	17	are	be	AUX
cana-4596	64	18	weighted	weight	VERB
cana-4596	64	19	as	as	ADP
cana-4596	64	20	(	(	PUNCT
cana-4596	64	21	1	1	NUM
cana-4596	64	22	/	/	SYM
cana-4596	64	23	k	k	NOUN
cana-4596	64	24	)	)	PUNCT
cana-4596	64	25	.	.	PUNCT
cana-4596	65	1	3	3	X
cana-4596	65	2	)	)	PUNCT
cana-4596	65	3	the	the	DET
cana-4596	65	4	financial	financial	ADJ
cana-4596	65	5	literacy	literacy	NOUN
cana-4596	65	6	is	be	AUX
cana-4596	65	7	calculated	calculate	VERB
cana-4596	65	8	using	use	VERB
cana-4596	65	9	the	the	DET
cana-4596	65	10	formula	formula	NOUN
cana-4596	65	11	financial	financial	ADJ
cana-4596	65	12	literacy	literacy	NOUN
cana-4596	65	13	index	index	NOUN
cana-4596	65	14	=	=	SYM
cana-4596	65	15	(	(	PUNCT
cana-4596	65	16	1/9)*(response	1/9)*(response	NUM
cana-4596	65	17	for	for	ADP
cana-4596	65	18	q1/3)+(1/9)*(response	q1/3)+(1/9)*(response	NOUN
cana-4596	65	19	for	for	ADP
cana-4596	65	20	q2/3)+(1/9)*(response	q2/3)+(1/9)*(response	NOUN
cana-4596	65	21	for	for	ADP
cana-4596	65	22	q3/3)+(1/9)*(response	q3/3)+(1/9)*(response	NOUN
cana-4596	65	23	for	for	ADP
cana-4596	65	24	q4/3)+(1/9)*(response	q4/3)+(1/9)*(response	NOUN
cana-4596	65	25	for	for	ADP
cana-4596	65	26	q5/3)+(1/9	q5/3)+(1/9	ADP
cana-4596	65	27	)	)	PUNCT
cana-4596	65	28	*	*	PUNCT
cana-4596	66	1	(	(	PUNCT
cana-4596	66	2	response	response	NOUN
cana-4596	66	3	for	for	ADP
cana-4596	66	4	q6)+(1/9)*(response	q6)+(1/9)*(response	NOUN
cana-4596	66	5	for	for	ADP
cana-4596	66	6	q7/3)+(1/3)*(1/9	q7/3)+(1/3)*(1/9	NOUN
cana-4596	66	7	)	)	PUNCT
cana-4596	66	8	*	*	PUNCT
cana-4596	67	1	(	(	PUNCT
cana-4596	67	2	response	response	NOUN
cana-4596	67	3	for	for	ADP
cana-4596	67	4	q8.1)+(1/3)*(1/9)*(response	q8.1)+(1/3)*(1/9)*(response	PROPN
cana-4596	67	5	for	for	ADP
cana-4596	67	6	q8.2	q8.2	NOUN
cana-4596	67	7	/5)+(1/3)*(1/9)*(response	/5)+(1/3)*(1/9)*(response	PUNCT
cana-4596	67	8	for	for	ADP
cana-4596	67	9	8.3)+(1/3)*(1/9	8.3)+(1/3)*(1/9	NUM
cana-4596	67	10	)	)	PUNCT
cana-4596	67	11	*	*	PUNCT
cana-4596	68	1	(	(	PUNCT
cana-4596	68	2	response	response	NOUN
cana-4596	68	3	for	for	ADP
cana-4596	68	4	q9.1)+(1/3)*(1/9)*(response	q9.1)+(1/3)*(1/9)*(response	NOUN
cana-4596	68	5	for	for	ADP
cana-4596	68	6	q9.2)+(1/3)*(1/9)*(response	q9.2)+(1/3)*(1/9)*(response	NOUN
cana-4596	68	7	for	for	ADP
cana-4596	68	8	q9.3	q9.3	NOUN
cana-4596	68	9	)	)	PUNCT
cana-4596	68	10	4	4	NUM
cana-4596	68	11	)	)	PUNCT
cana-4596	68	12	the	the	DET
cana-4596	68	13	responses	response	NOUN
cana-4596	68	14	of	of	ADP
cana-4596	68	15	the	the	DET
cana-4596	68	16	questions	question	NOUN
cana-4596	68	17	under	under	ADP
cana-4596	68	18	consideration	consideration	NOUN
cana-4596	68	19	are	be	AUX
cana-4596	68	20	coded	code	VERB
cana-4596	68	21	as	as	ADP
cana-4596	68	22	given	give	VERB
cana-4596	68	23	below	below	ADV
cana-4596	68	24	.	.	PUNCT
cana-4596	69	1	questions	question	NOUN
cana-4596	69	2	responses	response	VERB
cana-4596	69	3	1	1	NUM
cana-4596	69	4	.	.	NOUN
cana-4596	70	1	which	which	PRON
cana-4596	70	2	of	of	ADP
cana-4596	70	3	the	the	DET
cana-4596	70	4	following	following	ADJ
cana-4596	70	5	statements	statement	NOUN
cana-4596	70	6	describes	describe	VERB
cana-4596	70	7	the	the	DET
cana-4596	70	8	main	main	ADJ
cana-4596	70	9	function	function	NOUN
cana-4596	70	10	of	of	ADP
cana-4596	70	11	the	the	DET
cana-4596	70	12	stock	stock	NOUN
cana-4596	70	13	market	market	NOUN
cana-4596	70	14	helps	help	VERB
cana-4596	70	15	to	to	PART
cana-4596	70	16	predict	predict	VERB
cana-4596	70	17	stock	stock	NOUN
cana-4596	70	18	earnings	earning	NOUN
cana-4596	70	19	.	.	PUNCT
cana-4596	71	1	the	the	DET
cana-4596	71	2	stock	stock	NOUN
cana-4596	71	3	market	market	NOUN
cana-4596	71	4	results	result	NOUN
cana-4596	71	5	in	in	ADP
cana-4596	71	6	an	an	DET
cana-4596	71	7	increase	increase	NOUN
cana-4596	71	8	in	in	ADP
cana-4596	71	9	the	the	DET
cana-4596	71	10	price	price	NOUN
cana-4596	71	11	of	of	ADP
cana-4596	71	12	stocks	stock	NOUN
cana-4596	71	13	.	.	PUNCT
cana-4596	72	1	the	the	DET
cana-4596	72	2	stock	stock	NOUN
cana-4596	72	3	market	market	NOUN
cana-4596	72	4	brings	bring	VERB
cana-4596	72	5	people	people	NOUN
cana-4596	72	6	who	who	PRON
cana-4596	72	7	want	want	VERB
cana-4596	72	8	to	to	PART
cana-4596	72	9	buy	buy	VERB
cana-4596	72	10	stocks	stock	NOUN
cana-4596	72	11	together	together	ADV
cana-4596	72	12	with	with	ADP
cana-4596	72	13	those	those	PRON
cana-4596	72	14	who	who	PRON
cana-4596	72	15	none	none	NOUN
cana-4596	72	16	of	of	ADP
cana-4596	72	17	the	the	DET
cana-4596	72	18	above	above	ADJ
cana-4596	72	19	do	do	AUX
cana-4596	72	20	not	not	PART
cana-4596	72	21	know	know	VERB
cana-4596	72	22	communications	communication	NOUN
cana-4596	72	23	on	on	ADP
cana-4596	72	24	applied	apply	VERB
cana-4596	72	25	nonlinear	nonlinear	ADJ
cana-4596	72	26	analysis	analysis	NOUN
cana-4596	72	27	issn	issn	NOUN
cana-4596	72	28	:	:	PUNCT
cana-4596	72	29	1074	1074	NUM
cana-4596	72	30	-	-	PUNCT
cana-4596	72	31	133x	133x	NUM
cana-4596	72	32	vol	vol	NOUN
cana-4596	72	33	32	32	NUM
cana-4596	72	34	no	no	NOUN
cana-4596	72	35	.	.	PUNCT
cana-4596	73	1	9s	9s	NUM
cana-4596	73	2	(	(	PUNCT
cana-4596	73	3	2025	2025	NUM
cana-4596	73	4	)	)	PUNCT
cana-4596	73	5	2986	2986	NUM
cana-4596	73	6	https://internationalpubls.com	https://internationalpubls.com	X
cana-4596	73	7	the	the	DET
cana-4596	73	8	stock	stock	NOUN
cana-4596	73	9	market	market	NOUN
cana-4596	73	10	?	?	PUNCT
cana-4596	74	1	want	want	VERB
cana-4596	74	2	to	to	PART
cana-4596	74	3	sell	sell	VERB
cana-4596	74	4	stocks	stock	NOUN
cana-4596	74	5	.	.	PUNCT
cana-4596	75	1	code	code	NOUN
cana-4596	75	2	2	2	NUM
cana-4596	75	3	1	1	NUM
cana-4596	75	4	3	3	NUM
cana-4596	75	5	0	0	NUM
cana-4596	75	6	0	0	NUM
cana-4596	75	7	2	2	NUM
cana-4596	75	8	.	.	NOUN
cana-4596	75	9	which	which	PRON
cana-4596	75	10	of	of	ADP
cana-4596	75	11	the	the	DET
cana-4596	75	12	following	following	ADJ
cana-4596	75	13	statements	statement	NOUN
cana-4596	75	14	is	be	AUX
cana-4596	75	15	correct	correct	ADJ
cana-4596	75	16	?	?	PUNCT
cana-4596	76	1	if	if	SCONJ
cana-4596	76	2	somebody	somebody	PRON
cana-4596	76	3	buys	buy	VERB
cana-4596	76	4	the	the	DET
cana-4596	76	5	stock	stock	NOUN
cana-4596	76	6	of	of	ADP
cana-4596	76	7	firm	firm	PROPN
cana-4596	76	8	b	b	PROPN
cana-4596	76	9	in	in	ADP
cana-4596	76	10	the	the	DET
cana-4596	76	11	stock	stock	NOUN
cana-4596	76	12	market	market	NOUN
cana-4596	76	13	he	he	PRON
cana-4596	76	14	owns	own	VERB
cana-4596	76	15	a	a	DET
cana-4596	76	16	part	part	NOUN
cana-4596	76	17	of	of	ADP
cana-4596	76	18	firm	firm	ADJ
cana-4596	76	19	b	b	NOUN
cana-4596	76	20	he	he	PRON
cana-4596	76	21	has	have	AUX
cana-4596	76	22	lent	lend	VERB
cana-4596	76	23	money	money	NOUN
cana-4596	76	24	to	to	PART
cana-4596	76	25	firm	firm	VERB
cana-4596	76	26	b	b	NOUN
cana-4596	76	27	he	he	PRON
cana-4596	76	28	is	be	AUX
cana-4596	76	29	liable	liable	ADJ
cana-4596	76	30	for	for	ADP
cana-4596	76	31	firm	firm	ADJ
cana-4596	76	32	b	b	PROPN
cana-4596	76	33	’s	’s	PART
cana-4596	76	34	debts	debt	NOUN
cana-4596	76	35	none	none	NOUN
cana-4596	76	36	of	of	ADP
cana-4596	76	37	the	the	DET
cana-4596	76	38	above	above	ADJ
cana-4596	76	39	do	do	AUX
cana-4596	76	40	not	not	PART
cana-4596	76	41	know	know	VERB
cana-4596	76	42	code	code	NOUN
cana-4596	77	1	3	3	NUM
cana-4596	77	2	1	1	NUM
cana-4596	77	3	2	2	NUM
cana-4596	77	4	0	0	NUM
cana-4596	77	5	0	0	NUM
cana-4596	77	6	3	3	NUM
cana-4596	77	7	.	.	NOUN
cana-4596	77	8	which	which	PRON
cana-4596	77	9	of	of	ADP
cana-4596	77	10	the	the	DET
cana-4596	77	11	following	following	ADJ
cana-4596	77	12	statements	statement	NOUN
cana-4596	77	13	is	be	AUX
cana-4596	77	14	correct	correct	ADJ
cana-4596	77	15	?	?	PUNCT
cana-4596	78	1	if	if	SCONJ
cana-4596	78	2	somebody	somebody	PRON
cana-4596	78	3	buys	buy	VERB
cana-4596	78	4	a	a	DET
cana-4596	78	5	bond	bond	NOUN
cana-4596	78	6	of	of	ADP
cana-4596	78	7	firm	firm	PROPN
cana-4596	78	8	b.	b.	PROPN
cana-4596	79	1	he	he	PRON
cana-4596	79	2	owns	own	VERB
cana-4596	79	3	a	a	DET
cana-4596	79	4	part	part	NOUN
cana-4596	79	5	of	of	ADP
cana-4596	79	6	firm	firm	PROPN
cana-4596	79	7	b.	b.	PROPN
cana-4596	80	1	he	he	PRON
cana-4596	80	2	has	have	AUX
cana-4596	80	3	lent	lend	VERB
cana-4596	80	4	money	money	NOUN
cana-4596	80	5	to	to	PART
cana-4596	80	6	firm	firm	PROPN
cana-4596	80	7	b.	b.	PROPN
cana-4596	81	1	he	he	PRON
cana-4596	81	2	is	be	AUX
cana-4596	81	3	liable	liable	ADJ
cana-4596	81	4	for	for	ADP
cana-4596	81	5	firm	firm	ADJ
cana-4596	81	6	b	b	PROPN
cana-4596	81	7	’s	’s	PART
cana-4596	81	8	debts	debt	NOUN
cana-4596	81	9	.	.	PUNCT
cana-4596	82	1	none	none	NOUN
cana-4596	82	2	of	of	ADP
cana-4596	82	3	the	the	DET
cana-4596	82	4	above	above	ADJ
cana-4596	82	5	do	do	AUX
cana-4596	82	6	not	not	PART
cana-4596	82	7	know	know	VERB
cana-4596	82	8	code	code	NOUN
cana-4596	82	9	2	2	NUM
cana-4596	82	10	3	3	NUM
cana-4596	82	11	1	1	NUM
cana-4596	82	12	0	0	NUM
cana-4596	82	13	0	0	NUM
cana-4596	82	14	4	4	NUM
cana-4596	82	15	.	.	PUNCT
cana-4596	83	1	normally	normally	ADV
cana-4596	83	2	,	,	PUNCT
cana-4596	83	3	which	which	DET
cana-4596	83	4	asset	asset	NOUN
cana-4596	83	5	displays	display	VERB
cana-4596	83	6	the	the	DET
cana-4596	83	7	highest	high	ADJ
cana-4596	83	8	fluctuations	fluctuation	NOUN
cana-4596	83	9	over	over	ADP
cana-4596	83	10	time	time	NOUN
cana-4596	83	11	?	?	PUNCT
cana-4596	84	1	savings	saving	NOUN
cana-4596	84	2	accounts	account	NOUN
cana-4596	84	3	bonds	bond	NOUN
cana-4596	84	4	stocks	stock	NOUN
cana-4596	84	5	do	do	AUX
cana-4596	84	6	not	not	PART
cana-4596	84	7	know	know	VERB
cana-4596	84	8	code	code	NOUN
cana-4596	84	9	2	2	NUM
cana-4596	84	10	1	1	NUM
cana-4596	84	11	3	3	NUM
cana-4596	84	12	0	0	NUM
cana-4596	84	13	5	5	NUM
cana-4596	84	14	.	.	PUNCT
cana-4596	84	15	when	when	SCONJ
cana-4596	84	16	an	an	DET
cana-4596	84	17	investor	investor	NOUN
cana-4596	84	18	spreads	spread	VERB
cana-4596	84	19	his	his	PRON
cana-4596	84	20	money	money	NOUN
cana-4596	84	21	among	among	ADP
cana-4596	84	22	different	different	ADJ
cana-4596	84	23	assets	asset	NOUN
cana-4596	84	24	,	,	PUNCT
cana-4596	84	25	does	do	VERB
cana-4596	84	26	the	the	DET
cana-4596	84	27	risk	risk	NOUN
cana-4596	84	28	of	of	ADP
cana-4596	84	29	losing	lose	VERB
cana-4596	84	30	money	money	NOUN
cana-4596	84	31	.	.	PUNCT
cana-4596	85	1	increase	increase	NOUN
cana-4596	85	2	decrease	decrease	NOUN
cana-4596	85	3	stay	stay	VERB
cana-4596	85	4	the	the	DET
cana-4596	85	5	same	same	ADJ
cana-4596	85	6	do	do	AUX
cana-4596	85	7	not	not	PART
cana-4596	85	8	know	know	VERB
cana-4596	85	9	refusal	refusal	NOUN
cana-4596	85	10	code	code	NOUN
cana-4596	85	11	1	1	NUM
cana-4596	85	12	3	3	NUM
cana-4596	85	13	2	2	NUM
cana-4596	85	14	0	0	NUM
cana-4596	85	15	0	0	NUM
cana-4596	85	16	6	6	NUM
cana-4596	85	17	.	.	PUNCT
cana-4596	86	1	stocks	stock	NOUN
cana-4596	86	2	are	be	AUX
cana-4596	86	3	true	true	ADJ
cana-4596	86	4	false	false	ADJ
cana-4596	86	5	do	do	AUX
cana-4596	86	6	not	not	PART
cana-4596	86	7	know	know	VERB
cana-4596	86	8	refusal	refusal	NOUN
cana-4596	86	9	communications	communication	NOUN
cana-4596	86	10	on	on	ADP
cana-4596	86	11	applied	apply	VERB
cana-4596	86	12	nonlinear	nonlinear	ADJ
cana-4596	86	13	analysis	analysis	NOUN
cana-4596	86	14	issn	issn	NOUN
cana-4596	86	15	:	:	PUNCT
cana-4596	86	16	1074	1074	NUM
cana-4596	86	17	-	-	PUNCT
cana-4596	86	18	133x	133x	NUM
cana-4596	86	19	vol	vol	NOUN
cana-4596	86	20	32	32	NUM
cana-4596	86	21	no	no	NOUN
cana-4596	86	22	.	.	PUNCT
cana-4596	87	1	9s	9s	NUM
cana-4596	87	2	(	(	PUNCT
cana-4596	87	3	2025	2025	NUM
cana-4596	87	4	)	)	PUNCT
cana-4596	87	5	2987	2987	NUM
cana-4596	87	6	https://internationalpubls.com	https://internationalpubls.com	X
cana-4596	87	7	normally	normally	ADV
cana-4596	87	8	riskier	risky	ADJ
cana-4596	87	9	than	than	ADP
cana-4596	87	10	bonds	bond	NOUN
cana-4596	87	11	.	.	PUNCT
cana-4596	88	1	true	true	ADJ
cana-4596	88	2	or	or	CCONJ
cana-4596	88	3	false	false	ADJ
cana-4596	88	4	?	?	PUNCT
cana-4596	88	5	code	code	NOUN
cana-4596	88	6	1	1	NUM
cana-4596	88	7	0	0	NUM
cana-4596	88	8	0	0	NUM
cana-4596	88	9	0	0	NUM
cana-4596	88	10	7	7	NUM
cana-4596	88	11	.	.	PUNCT
cana-4596	89	1	if	if	SCONJ
cana-4596	89	2	the	the	DET
cana-4596	89	3	interest	interest	NOUN
cana-4596	89	4	rate	rate	NOUN
cana-4596	89	5	falls	fall	VERB
cana-4596	89	6	,	,	PUNCT
cana-4596	89	7	what	what	PRON
cana-4596	89	8	should	should	AUX
cana-4596	89	9	happen	happen	VERB
cana-4596	89	10	to	to	PART
cana-4596	89	11	bond	bond	NOUN
cana-4596	89	12	prices	price	NOUN
cana-4596	89	13	?	?	PUNCT
cana-4596	90	1	rise	rise	NOUN
cana-4596	90	2	fall	fall	NOUN
cana-4596	90	3	stay	stay	VERB
cana-4596	90	4	the	the	DET
cana-4596	90	5	same	same	ADJ
cana-4596	90	6	none	none	NOUN
cana-4596	90	7	of	of	ADP
cana-4596	90	8	the	the	DET
cana-4596	90	9	above	above	ADJ
cana-4596	90	10	do	do	AUX
cana-4596	90	11	not	not	PART
cana-4596	90	12	know	know	VERB
cana-4596	90	13	code	code	NOUN
cana-4596	91	1	3	3	NUM
cana-4596	91	2	1	1	NUM
cana-4596	91	3	2	2	NUM
cana-4596	91	4	0	0	NUM
cana-4596	91	5	0	0	NUM
cana-4596	91	6	8	8	NUM
cana-4596	91	7	.	.	PUNCT
cana-4596	92	1	(	(	PUNCT
cana-4596	92	2	i	i	NOUN
cana-4596	92	3	)	)	PUNCT
cana-4596	92	4	do	do	AUX
cana-4596	92	5	you	you	PRON
cana-4596	92	6	know	know	VERB
cana-4596	92	7	the	the	DET
cana-4596	92	8	term	term	NOUN
cana-4596	92	9	fundamental	fundamental	ADJ
cana-4596	92	10	analysis	analysis	NOUN
cana-4596	92	11	?	?	PUNCT
cana-4596	93	1	yes	yes	INTJ
cana-4596	93	2	no	no	DET
cana-4596	93	3	code	code	NOUN
cana-4596	93	4	1	1	NUM
cana-4596	93	5	0	0	NUM
cana-4596	93	6	(	(	PUNCT
cana-4596	93	7	ii	ii	NOUN
cana-4596	93	8	)	)	PUNCT
cana-4596	94	1	if	if	SCONJ
cana-4596	94	2	yes	yes	INTJ
cana-4596	94	3	then	then	ADV
cana-4596	94	4	,	,	PUNCT
cana-4596	94	5	choose	choose	VERB
cana-4596	94	6	one	one	NUM
cana-4596	94	7	of	of	ADP
cana-4596	94	8	the	the	DET
cana-4596	94	9	following	follow	VERB
cana-4596	94	10	options	option	NOUN
cana-4596	94	11	which	which	PRON
cana-4596	94	12	precisely	precisely	ADV
cana-4596	94	13	describe	describe	VERB
cana-4596	94	14	the	the	DET
cana-4596	94	15	fundamental	fundamental	ADJ
cana-4596	94	16	analysis	analysis	NOUN
cana-4596	94	17	?	?	PUNCT
cana-4596	95	1	financial	financial	ADJ
cana-4596	95	2	analysis	analysis	NOUN
cana-4596	95	3	of	of	ADP
cana-4596	95	4	a	a	DET
cana-4596	95	5	company	company	NOUN
cana-4596	95	6	balance	balance	NOUN
cana-4596	95	7	sheet	sheet	NOUN
cana-4596	95	8	analysis	analysis	NOUN
cana-4596	95	9	of	of	ADP
cana-4596	95	10	a	a	DET
cana-4596	95	11	company	company	NOUN
cana-4596	95	12	analysis	analysis	NOUN
cana-4596	95	13	of	of	ADP
cana-4596	95	14	economic	economic	ADJ
cana-4596	95	15	,	,	PUNCT
cana-4596	95	16	financial	financial	ADJ
cana-4596	95	17	,	,	PUNCT
cana-4596	95	18	other	other	ADJ
cana-4596	95	19	qualitative	qualitative	ADJ
cana-4596	95	20	and	and	CCONJ
cana-4596	95	21	quantitative	quantitative	ADJ
cana-4596	95	22	factors	factor	NOUN
cana-4596	95	23	of	of	ADP
cana-4596	95	24	company	company	NOUN
cana-4596	95	25	statistical	statistical	ADJ
cana-4596	95	26	analysis	analysis	NOUN
cana-4596	95	27	of	of	ADP
cana-4596	95	28	a	a	DET
cana-4596	95	29	company	company	NOUN
cana-4596	95	30	profit	profit	NOUN
cana-4596	95	31	and	and	CCONJ
cana-4596	95	32	loss	loss	NOUN
cana-4596	95	33	analysis	analysis	NOUN
cana-4596	95	34	of	of	ADP
cana-4596	95	35	a	a	DET
cana-4596	95	36	company	company	NOUN
cana-4596	95	37	code	code	NOUN
cana-4596	95	38	4	4	NUM
cana-4596	95	39	2	2	NUM
cana-4596	95	40	5	5	NUM
cana-4596	95	41	3	3	NUM
cana-4596	95	42	1	1	NUM
cana-4596	95	43	(	(	PUNCT
cana-4596	95	44	iii	iii	NOUN
cana-4596	95	45	)	)	PUNCT
cana-4596	95	46	.	.	PUNCT
cana-4596	96	1	do	do	AUX
cana-4596	96	2	you	you	PRON
cana-4596	96	3	use	use	VERB
cana-4596	96	4	fundamental	fundamental	ADJ
cana-4596	96	5	analysis	analysis	NOUN
cana-4596	96	6	while	while	SCONJ
cana-4596	96	7	making	make	VERB
cana-4596	96	8	investment	investment	NOUN
cana-4596	96	9	in	in	ADP
cana-4596	96	10	stock	stock	NOUN
cana-4596	96	11	market	market	NOUN
cana-4596	96	12	?	?	PUNCT
cana-4596	97	1	yes	yes	INTJ
cana-4596	97	2	no	no	DET
cana-4596	97	3	code	code	NOUN
cana-4596	97	4	1	1	NUM
cana-4596	97	5	0	0	NUM
cana-4596	97	6	9	9	NUM
cana-4596	97	7	.	.	PUNCT
cana-4596	98	1	(	(	PUNCT
cana-4596	98	2	i	i	NOUN
cana-4596	98	3	)	)	PUNCT
cana-4596	98	4	do	do	AUX
cana-4596	98	5	you	you	PRON
cana-4596	98	6	know	know	VERB
cana-4596	98	7	the	the	DET
cana-4596	98	8	term	term	NOUN
cana-4596	99	1	yes	yes	INTJ
cana-4596	99	2	no	no	DET
cana-4596	99	3	communications	communication	NOUN
cana-4596	99	4	on	on	ADP
cana-4596	99	5	applied	apply	VERB
cana-4596	99	6	nonlinear	nonlinear	ADJ
cana-4596	99	7	analysis	analysis	NOUN
cana-4596	99	8	issn	issn	NOUN
cana-4596	99	9	:	:	PUNCT
cana-4596	99	10	1074	1074	NUM
cana-4596	99	11	-	-	PUNCT
cana-4596	99	12	133x	133x	NUM
cana-4596	99	13	vol	vol	NOUN
cana-4596	99	14	32	32	NUM
cana-4596	99	15	no	no	NOUN
cana-4596	99	16	.	.	PUNCT
cana-4596	100	1	9s	9s	NUM
cana-4596	100	2	(	(	PUNCT
cana-4596	100	3	2025	2025	NUM
cana-4596	100	4	)	)	PUNCT
cana-4596	100	5	2988	2988	NUM
cana-4596	100	6	https://internationalpubls.com	https://internationalpubls.com	X
cana-4596	100	7	technical	technical	ADJ
cana-4596	100	8	analysis	analysis	NOUN
cana-4596	100	9	?	?	PUNCT
cana-4596	101	1	code	code	NOUN
cana-4596	101	2	1	1	NUM
cana-4596	101	3	0	0	NUM
cana-4596	101	4	(	(	PUNCT
cana-4596	101	5	ii	ii	NOUN
cana-4596	101	6	)	)	PUNCT
cana-4596	101	7	.	.	PUNCT
cana-4596	102	1	if	if	SCONJ
cana-4596	102	2	yes	yes	INTJ
cana-4596	102	3	then	then	ADV
cana-4596	102	4	,	,	PUNCT
cana-4596	102	5	choose	choose	VERB
cana-4596	102	6	one	one	NUM
cana-4596	102	7	of	of	ADP
cana-4596	102	8	the	the	DET
cana-4596	102	9	following	follow	VERB
cana-4596	102	10	options	option	NOUN
cana-4596	102	11	which	which	PRON
cana-4596	102	12	precisely	precisely	ADV
cana-4596	102	13	describes	describe	VERB
cana-4596	102	14	the	the	DET
cana-4596	102	15	technical	technical	ADJ
cana-4596	102	16	analysis	analysis	NOUN
cana-4596	102	17	.	.	PUNCT
cana-4596	103	1	uses	use	VERB
cana-4596	103	2	price	price	NOUN
cana-4596	103	3	movement	movement	NOUN
cana-4596	103	4	of	of	ADP
cana-4596	103	5	security	security	NOUN
cana-4596	103	6	to	to	PART
cana-4596	103	7	predict	predict	VERB
cana-4596	103	8	future	future	ADJ
cana-4596	103	9	price	price	NOUN
cana-4596	103	10	movements	movement	NOUN
cana-4596	103	11	.	.	PUNCT
cana-4596	104	1	analysis	analysis	NOUN
cana-4596	104	2	of	of	ADP
cana-4596	104	3	different	different	ADJ
cana-4596	104	4	technologies	technology	NOUN
cana-4596	104	5	of	of	ADP
cana-4596	104	6	a	a	DET
cana-4596	104	7	company	company	NOUN
cana-4596	104	8	analysis	analysis	NOUN
cana-4596	104	9	of	of	ADP
cana-4596	104	10	technical	technical	ADJ
cana-4596	104	11	issues	issue	NOUN
cana-4596	104	12	in	in	ADP
cana-4596	104	13	the	the	DET
cana-4596	104	14	market	market	NOUN
cana-4596	104	15	trading	trading	NOUN
cana-4596	104	16	technological	technological	ADJ
cana-4596	104	17	advances	advance	NOUN
cana-4596	104	18	of	of	ADP
cana-4596	104	19	the	the	DET
cana-4596	104	20	company	company	NOUN
cana-4596	104	21	none	none	NOUN
cana-4596	104	22	of	of	ADP
cana-4596	104	23	the	the	DET
cana-4596	104	24	above	above	ADJ
cana-4596	104	25	code	code	NOUN
cana-4596	104	26	1	1	NUM
cana-4596	104	27	0	0	NUM
cana-4596	104	28	0	0	NUM
cana-4596	104	29	0	0	NUM
cana-4596	104	30	0	0	NUM
cana-4596	104	31	(	(	PUNCT
cana-4596	104	32	iii	iii	NOUN
cana-4596	104	33	)	)	PUNCT
cana-4596	104	34	.	.	PUNCT
cana-4596	105	1	do	do	AUX
cana-4596	105	2	you	you	PRON
cana-4596	105	3	use	use	VERB
cana-4596	105	4	technical	technical	ADJ
cana-4596	105	5	analysis	analysis	NOUN
cana-4596	105	6	while	while	SCONJ
cana-4596	105	7	investing	invest	VERB
cana-4596	105	8	in	in	ADP
cana-4596	105	9	stock	stock	NOUN
cana-4596	105	10	market	market	NOUN
cana-4596	105	11	?	?	PUNCT
cana-4596	106	1	yes	yes	INTJ
cana-4596	106	2	no	no	DET
cana-4596	106	3	code	code	NOUN
cana-4596	106	4	1	1	NUM
cana-4596	106	5	0	0	NUM
cana-4596	106	6	surveys	survey	NOUN
cana-4596	106	7	and	and	CCONJ
cana-4596	106	8	sample	sample	NOUN
cana-4596	106	9	analysis	analysis	NOUN
cana-4596	106	10	:	:	PUNCT
cana-4596	106	11	to	to	PART
cana-4596	106	12	verify	verify	VERB
cana-4596	106	13	the	the	DET
cana-4596	106	14	normality	normality	NOUN
cana-4596	106	15	of	of	ADP
cana-4596	106	16	the	the	DET
cana-4596	106	17	data	datum	NOUN
cana-4596	106	18	set	set	VERB
cana-4596	106	19	,	,	PUNCT
cana-4596	106	20	three	three	NUM
cana-4596	106	21	statistical	statistical	ADJ
cana-4596	106	22	tools	tool	NOUN
cana-4596	106	23	have	have	AUX
cana-4596	106	24	been	be	AUX
cana-4596	106	25	used	use	VERB
cana-4596	106	26	:	:	PUNCT
cana-4596	106	27	1	1	NUM
cana-4596	106	28	)	)	PUNCT
cana-4596	106	29	histogram	histogram	NOUN
cana-4596	106	30	2	2	NUM
cana-4596	106	31	)	)	PUNCT
cana-4596	106	32	skewness	skewness	NOUN
cana-4596	106	33	&	&	CCONJ
cana-4596	106	34	kurtosis	kurtosis	VERB
cana-4596	106	35	calculation	calculation	NOUN
cana-4596	106	36	3	3	NUM
cana-4596	106	37	)	)	PUNCT
cana-4596	106	38	probability	probability	NOUN
cana-4596	106	39	plot	plot	NOUN
cana-4596	106	40	the	the	DET
cana-4596	106	41	histogram	histogram	NOUN
cana-4596	106	42	for	for	ADP
cana-4596	106	43	the	the	DET
cana-4596	106	44	financial	financial	ADJ
cana-4596	106	45	literacy	literacy	NOUN
cana-4596	106	46	index	index	NOUN
cana-4596	106	47	along	along	ADP
cana-4596	106	48	with	with	ADP
cana-4596	106	49	the	the	DET
cana-4596	106	50	skewness	skewness	NOUN
cana-4596	106	51	&	&	CCONJ
cana-4596	106	52	kurtosis	kurtosis	NOUN
cana-4596	106	53	and	and	CCONJ
cana-4596	106	54	probability	probability	NOUN
cana-4596	106	55	plot	plot	NOUN
cana-4596	106	56	are	be	AUX
cana-4596	106	57	as	as	SCONJ
cana-4596	106	58	given	give	VERB
cana-4596	106	59	below	below	ADP
cana-4596	106	60	:	:	PUNCT
cana-4596	106	61	communications	communication	NOUN
cana-4596	106	62	on	on	ADP
cana-4596	106	63	applied	apply	VERB
cana-4596	106	64	nonlinear	nonlinear	ADJ
cana-4596	106	65	analysis	analysis	NOUN
cana-4596	106	66	issn	issn	NOUN
cana-4596	106	67	:	:	PUNCT
cana-4596	106	68	1074	1074	NUM
cana-4596	106	69	-	-	PUNCT
cana-4596	106	70	133x	133x	NUM
cana-4596	106	71	vol	vol	NOUN
cana-4596	106	72	32	32	NUM
cana-4596	107	1	no	no	NOUN
cana-4596	107	2	.	.	PUNCT
cana-4596	108	1	9s	9s	NUM
cana-4596	108	2	(	(	PUNCT
cana-4596	108	3	2025	2025	NUM
cana-4596	108	4	)	)	PUNCT
cana-4596	108	5	2989	2989	NUM
cana-4596	108	6	https://internationalpubls.com	https://internationalpubls.com	X
cana-4596	109	1	the	the	DET
cana-4596	109	2	histogram	histogram	NOUN
cana-4596	109	3	shows	show	VERB
cana-4596	109	4	that	that	SCONJ
cana-4596	109	5	the	the	DET
cana-4596	109	6	distribution	distribution	NOUN
cana-4596	109	7	of	of	ADP
cana-4596	109	8	the	the	DET
cana-4596	109	9	financial	financial	ADJ
cana-4596	109	10	literacy	literacy	NOUN
cana-4596	109	11	index	index	NOUN
cana-4596	109	12	is	be	AUX
cana-4596	109	13	approximately	approximately	ADV
cana-4596	109	14	normal	normal	ADJ
cana-4596	109	15	.	.	PUNCT
cana-4596	110	1	the	the	DET
cana-4596	110	2	deviation	deviation	NOUN
cana-4596	110	3	of	of	ADP
cana-4596	110	4	points	point	NOUN
cana-4596	110	5	from	from	ADP
cana-4596	110	6	central	central	ADJ
cana-4596	110	7	line	line	NOUN
cana-4596	110	8	is	be	AUX
cana-4596	110	9	considered	consider	VERB
cana-4596	110	10	as	as	ADP
cana-4596	110	11	the	the	DET
cana-4596	110	12	deviation	deviation	NOUN
cana-4596	110	13	from	from	ADP
cana-4596	110	14	normality	normality	NOUN
cana-4596	110	15	.	.	PUNCT
cana-4596	111	1	as	as	SCONJ
cana-4596	111	2	the	the	DET
cana-4596	111	3	points	point	NOUN
cana-4596	111	4	lie	lie	VERB
cana-4596	111	5	close	close	ADV
cana-4596	111	6	to	to	ADP
cana-4596	111	7	the	the	DET
cana-4596	111	8	central	central	ADJ
cana-4596	111	9	line	line	NOUN
cana-4596	111	10	,	,	PUNCT
cana-4596	111	11	the	the	DET
cana-4596	111	12	probability	probability	NOUN
cana-4596	111	13	plot	plot	NOUN
cana-4596	111	14	suggests	suggest	VERB
cana-4596	111	15	the	the	DET
cana-4596	111	16	normality	normality	NOUN
cana-4596	111	17	of	of	ADP
cana-4596	111	18	the	the	DET
cana-4596	111	19	data	datum	NOUN
cana-4596	111	20	.	.	PUNCT
cana-4596	112	1	we	we	PRON
cana-4596	112	2	can	can	AUX
cana-4596	112	3	assume	assume	VERB
cana-4596	112	4	normality	normality	NOUN
cana-4596	112	5	if	if	SCONJ
cana-4596	112	6	skewness	skewness	NOUN
cana-4596	112	7	is	be	AUX
cana-4596	112	8	in	in	ADP
cana-4596	112	9	the	the	DET
cana-4596	112	10	range	range	NOUN
cana-4596	112	11	of	of	ADP
cana-4596	112	12	-0.8	-0.8	NUM
cana-4596	112	13	to	to	PART
cana-4596	112	14	0.8	0.8	NUM
cana-4596	112	15	and	and	CCONJ
cana-4596	112	16	kurtosis	kurtosis	NOUN
cana-4596	112	17	is	be	AUX
cana-4596	112	18	in	in	ADP
cana-4596	112	19	the	the	DET
cana-4596	112	20	range	range	NOUN
cana-4596	112	21	of	of	ADP
cana-4596	112	22	-3.0	-3.0	ADJ
cana-4596	112	23	to	to	ADP
cana-4596	112	24	3.0	3.0	NUM
cana-4596	112	25	.	.	PUNCT
cana-4596	113	1	here	here	ADV
cana-4596	113	2	skewness	skewness	NOUN
cana-4596	113	3	=	=	SYM
cana-4596	113	4	-0.657	-0.657	PROPN
cana-4596	113	5	&	&	CCONJ
cana-4596	113	6	kurtosis	kurtosis	NOUN
cana-4596	113	7	=	=	SYM
cana-4596	113	8	-0.424	-0.424	PROPN
cana-4596	113	9	;	;	PUNCT
cana-4596	113	10	the	the	DET
cana-4596	113	11	distribution	distribution	NOUN
cana-4596	113	12	of	of	ADP
cana-4596	113	13	the	the	DET
cana-4596	113	14	ratio	ratio	NOUN
cana-4596	113	15	can	can	AUX
cana-4596	113	16	be	be	AUX
cana-4596	113	17	considered	consider	VERB
cana-4596	113	18	79	79	NUM
cana-4596	113	19	as	as	ADP
cana-4596	113	20	normal	normal	ADJ
cana-4596	113	21	.	.	PUNCT
cana-4596	114	1	further	far	ADV
cana-4596	114	2	,	,	PUNCT
cana-4596	114	3	the	the	DET
cana-4596	114	4	respondents	respondent	NOUN
cana-4596	114	5	are	be	AUX
cana-4596	114	6	categorized	categorize	VERB
cana-4596	114	7	further	far	ADV
cana-4596	114	8	into	into	ADP
cana-4596	114	9	four	four	NUM
cana-4596	114	10	groups	group	NOUN
cana-4596	114	11	as	as	ADP
cana-4596	114	12	highly	highly	ADV
cana-4596	114	13	illiterate	illiterate	ADJ
cana-4596	114	14	,	,	PUNCT
cana-4596	114	15	illiterate	illiterate	ADJ
cana-4596	114	16	,	,	PUNCT
cana-4596	114	17	literate	literate	ADJ
cana-4596	114	18	&	&	CCONJ
cana-4596	114	19	highly	highly	ADV
cana-4596	114	20	literate	literate	ADJ
cana-4596	114	21	.	.	PUNCT
cana-4596	115	1	the	the	DET
cana-4596	115	2	financial	financial	ADJ
cana-4596	115	3	literacy	literacy	NOUN
cana-4596	115	4	index	index	NOUN
cana-4596	115	5	lies	lie	VERB
cana-4596	115	6	between	between	ADP
cana-4596	115	7	the	the	DET
cana-4596	115	8	interval	interval	NOUN
cana-4596	115	9	[	[	X
cana-4596	115	10	0	0	NUM
cana-4596	115	11	,	,	PUNCT
cana-4596	115	12	1	1	NUM
cana-4596	115	13	]	]	PUNCT
cana-4596	115	14	.	.	PUNCT
cana-4596	116	1	hence	hence	ADV
cana-4596	116	2	it	it	PRON
cana-4596	116	3	’s	’	VERB
cana-4596	116	4	range	range	NOUN
cana-4596	116	5	is	be	AUX
cana-4596	116	6	1	1	NUM
cana-4596	116	7	.	.	PUNCT
cana-4596	117	1	communications	communication	NOUN
cana-4596	117	2	on	on	ADP
cana-4596	117	3	applied	apply	VERB
cana-4596	117	4	nonlinear	nonlinear	ADJ
cana-4596	117	5	analysis	analysis	NOUN
cana-4596	117	6	issn	issn	NOUN
cana-4596	117	7	:	:	PUNCT
cana-4596	117	8	1074	1074	NUM
cana-4596	117	9	-	-	PUNCT
cana-4596	117	10	133x	133x	NUM
cana-4596	117	11	vol	vol	NOUN
cana-4596	117	12	32	32	NUM
cana-4596	117	13	no	no	NOUN
cana-4596	117	14	.	.	PUNCT
cana-4596	118	1	9s	9s	NUM
cana-4596	118	2	(	(	PUNCT
cana-4596	118	3	2025	2025	NUM
cana-4596	118	4	)	)	PUNCT
cana-4596	118	5	2990	2990	NUM
cana-4596	118	6	https://internationalpubls.com	https://internationalpubls.com	X
cana-4596	119	1	the	the	DET
cana-4596	119	2	frequency	frequency	NOUN
cana-4596	119	3	distribution	distribution	NOUN
cana-4596	119	4	of	of	ADP
cana-4596	119	5	respondents	respondent	NOUN
cana-4596	119	6	according	accord	VERB
cana-4596	119	7	to	to	ADP
cana-4596	119	8	groups	group	NOUN
cana-4596	119	9	is	be	AUX
cana-4596	119	10	given	give	VERB
cana-4596	119	11	below	below	ADV
cana-4596	119	12	along	along	ADP
cana-4596	119	13	with	with	ADP
cana-4596	119	14	its	its	PRON
cana-4596	119	15	bar	bar	NOUN
cana-4596	119	16	graph	graph	NOUN
cana-4596	119	17	.	.	PUNCT
cana-4596	120	1	the	the	DET
cana-4596	120	2	bar	bar	NOUN
cana-4596	120	3	diagram	diagram	NOUN
cana-4596	120	4	suggests	suggest	VERB
cana-4596	120	5	that	that	SCONJ
cana-4596	120	6	there	there	PRON
cana-4596	120	7	are	be	VERB
cana-4596	120	8	more	more	ADV
cana-4596	120	9	financial	financial	ADJ
cana-4596	120	10	literate	literate	ADJ
cana-4596	120	11	respondents	respondent	NOUN
cana-4596	120	12	than	than	ADP
cana-4596	120	13	financial	financial	ADJ
cana-4596	120	14	illiterate	illiterate	ADJ
cana-4596	120	15	respondents	respondent	NOUN
cana-4596	120	16	in	in	ADP
cana-4596	120	17	the	the	DET
cana-4596	120	18	sample	sample	NOUN
cana-4596	120	19	.	.	PUNCT
cana-4596	121	1	this	this	PRON
cana-4596	121	2	indicates	indicate	VERB
cana-4596	121	3	that	that	SCONJ
cana-4596	121	4	those	those	PRON
cana-4596	121	5	who	who	PRON
cana-4596	121	6	are	be	AUX
cana-4596	121	7	in	in	ADP
cana-4596	121	8	stock	stock	NOUN
cana-4596	121	9	market	market	NOUN
cana-4596	121	10	are	be	AUX
cana-4596	121	11	more	more	ADV
cana-4596	121	12	literate	literate	ADJ
cana-4596	121	13	compare	compare	NOUN
cana-4596	121	14	to	to	ADP
cana-4596	121	15	others	other	NOUN
cana-4596	121	16	.	.	PUNCT
cana-4596	122	1	hfl	hfl	NOUN
cana-4596	122	2	42.4	42.4	NUM
cana-4596	122	3	%	%	NOUN
cana-4596	123	1	and	and	CCONJ
cana-4596	123	2	fl	fl	NUM
cana-4596	123	3	28.9	28.9	NUM
cana-4596	123	4	%	%	NOUN
cana-4596	123	5	is	be	AUX
cana-4596	123	6	indicative	indicative	ADJ
cana-4596	123	7	of	of	ADP
cana-4596	123	8	majority	majority	NOUN
cana-4596	123	9	of	of	ADP
cana-4596	123	10	participants	participant	NOUN
cana-4596	123	11	are	be	AUX
cana-4596	123	12	financially	financially	ADV
cana-4596	123	13	literate	literate	ADJ
cana-4596	123	14	.	.	PUNCT
cana-4596	124	1	as	as	SCONJ
cana-4596	124	2	financial	financial	ADJ
cana-4596	124	3	literacy	literacy	NOUN
cana-4596	124	4	is	be	AUX
cana-4596	124	5	primary	primary	ADJ
cana-4596	124	6	step	step	NOUN
cana-4596	124	7	in	in	ADP
cana-4596	124	8	stock	stock	NOUN
cana-4596	124	9	market	market	NOUN
cana-4596	124	10	participation	participation	NOUN
cana-4596	124	11	,	,	PUNCT
cana-4596	124	12	it	it	PRON
cana-4596	124	13	is	be	AUX
cana-4596	124	14	already	already	ADV
cana-4596	124	15	achieved	achieve	VERB
cana-4596	124	16	in	in	ADP
cana-4596	124	17	indian	indian	ADJ
cana-4596	124	18	scenario	scenario	NOUN
cana-4596	124	19	.	.	PUNCT
cana-4596	125	1	1	1	X
cana-4596	125	2	.	.	NUM
cana-4596	125	3	findings	finding	NOUN
cana-4596	125	4	and	and	CCONJ
cana-4596	125	5	discussion	discussion	NOUN
cana-4596	125	6	findings	finding	NOUN
cana-4596	125	7	:	:	PUNCT
cana-4596	125	8	1	1	NUM
cana-4596	125	9	.	.	X
cana-4596	125	10	9.2	9.2	NUM
cana-4596	125	11	%	%	NOUN
cana-4596	125	12	of	of	ADP
cana-4596	125	13	stock	stock	NOUN
cana-4596	125	14	market	market	NOUN
cana-4596	125	15	participants	participant	NOUN
cana-4596	125	16	are	be	AUX
cana-4596	125	17	highly	highly	ADV
cana-4596	125	18	financially	financially	ADV
cana-4596	125	19	illiterate	illiterate	ADJ
cana-4596	125	20	.	.	PUNCT
cana-4596	126	1	2	2	NUM
cana-4596	126	2	.	.	NOUN
cana-4596	126	3	19.5	19.5	NUM
cana-4596	126	4	%	%	NOUN
cana-4596	126	5	of	of	ADP
cana-4596	126	6	stock	stock	NOUN
cana-4596	126	7	market	market	NOUN
cana-4596	126	8	participants	participant	NOUN
cana-4596	126	9	are	be	AUX
cana-4596	126	10	financially	financially	ADV
cana-4596	126	11	illiterate	illiterate	ADJ
cana-4596	126	12	.	.	PUNCT
cana-4596	127	1	communications	communication	NOUN
cana-4596	127	2	on	on	ADP
cana-4596	127	3	applied	apply	VERB
cana-4596	127	4	nonlinear	nonlinear	ADJ
cana-4596	127	5	analysis	analysis	NOUN
cana-4596	127	6	issn	issn	NOUN
cana-4596	127	7	:	:	PUNCT
cana-4596	127	8	1074	1074	NUM
cana-4596	127	9	-	-	PUNCT
cana-4596	127	10	133x	133x	NUM
cana-4596	127	11	vol	vol	NOUN
cana-4596	127	12	32	32	NUM
cana-4596	127	13	no	no	NOUN
cana-4596	127	14	.	.	PUNCT
cana-4596	128	1	9s	9s	NUM
cana-4596	128	2	(	(	PUNCT
cana-4596	128	3	2025	2025	NUM
cana-4596	128	4	)	)	PUNCT
cana-4596	128	5	2991	2991	NUM
cana-4596	128	6	https://internationalpubls.com	https://internationalpubls.com	X
cana-4596	129	1	3	3	X
cana-4596	129	2	.	.	NOUN
cana-4596	129	3	28.9	28.9	NUM
cana-4596	129	4	%	%	NOUN
cana-4596	129	5	of	of	ADP
cana-4596	129	6	stock	stock	NOUN
cana-4596	129	7	market	market	NOUN
cana-4596	129	8	participants	participant	NOUN
cana-4596	129	9	are	be	AUX
cana-4596	129	10	financially	financially	ADV
cana-4596	129	11	literate	literate	ADJ
cana-4596	129	12	.	.	PUNCT
cana-4596	130	1	4	4	NUM
cana-4596	130	2	.	.	X
cana-4596	130	3	42.4	42.4	NUM
cana-4596	130	4	%	%	NOUN
cana-4596	130	5	of	of	ADP
cana-4596	130	6	stock	stock	NOUN
cana-4596	130	7	market	market	NOUN
cana-4596	130	8	participants	participant	NOUN
cana-4596	130	9	are	be	AUX
cana-4596	130	10	highly	highly	ADV
cana-4596	130	11	financially	financially	ADV
cana-4596	130	12	literate	literate	ADJ
cana-4596	130	13	.	.	PUNCT
cana-4596	131	1	discussion	discussion	NOUN
cana-4596	131	2	:	:	PUNCT
cana-4596	131	3	it	it	PRON
cana-4596	131	4	has	have	AUX
cana-4596	131	5	been	be	AUX
cana-4596	131	6	observed	observe	VERB
cana-4596	131	7	that	that	SCONJ
cana-4596	131	8	literacy	literacy	NOUN
cana-4596	131	9	levels	level	NOUN
cana-4596	131	10	are	be	AUX
cana-4596	131	11	high	high	ADJ
cana-4596	131	12	.	.	PUNCT
cana-4596	132	1	investor	investor	NOUN
cana-4596	132	2	does	do	AUX
cana-4596	132	3	have	have	VERB
cana-4596	132	4	the	the	DET
cana-4596	132	5	knowledge	knowledge	NOUN
cana-4596	132	6	about	about	ADP
cana-4596	132	7	highest	high	ADJ
cana-4596	132	8	fluctuating	fluctuate	VERB
cana-4596	132	9	asset	asset	NOUN
cana-4596	132	10	,	,	PUNCT
cana-4596	132	11	portfolio	portfolio	NOUN
cana-4596	132	12	diversification	diversification	NOUN
cana-4596	132	13	and	and	CCONJ
cana-4596	132	14	risk	risk	NOUN
cana-4596	132	15	association	association	NOUN
cana-4596	132	16	with	with	ADP
cana-4596	132	17	conceptual	conceptual	ADJ
cana-4596	132	18	information	information	NOUN
cana-4596	132	19	of	of	ADP
cana-4596	132	20	stock	stock	NOUN
cana-4596	132	21	market	market	NOUN
cana-4596	132	22	including	include	VERB
cana-4596	132	23	fundamental	fundamental	ADJ
cana-4596	132	24	analysis	analysis	NOUN
cana-4596	132	25	.	.	PUNCT
cana-4596	133	1	but	but	CCONJ
cana-4596	133	2	as	as	ADP
cana-4596	133	3	the	the	DET
cana-4596	133	4	complexity	complexity	NOUN
cana-4596	133	5	of	of	ADP
cana-4596	133	6	question	question	NOUN
cana-4596	133	7	rises	rise	NOUN
cana-4596	133	8	,	,	PUNCT
cana-4596	133	9	financial	financial	ADJ
cana-4596	133	10	literacy	literacy	NOUN
cana-4596	133	11	level	level	NOUN
cana-4596	133	12	reduces	reduce	VERB
cana-4596	133	13	.	.	PUNCT
cana-4596	134	1	stock	stock	NOUN
cana-4596	134	2	market	market	NOUN
cana-4596	134	3	participants	participant	NOUN
cana-4596	134	4	are	be	AUX
cana-4596	134	5	not	not	PART
cana-4596	134	6	very	very	ADV
cana-4596	134	7	clear	clear	ADJ
cana-4596	134	8	about	about	ADP
cana-4596	134	9	interest	interest	NOUN
cana-4596	134	10	rates	rate	NOUN
cana-4596	134	11	,	,	PUNCT
cana-4596	134	12	bond	bond	NOUN
cana-4596	134	13	prices	price	NOUN
cana-4596	134	14	working	work	VERB
cana-4596	134	15	and	and	CCONJ
cana-4596	134	16	technical	technical	ADJ
cana-4596	134	17	analysis	analysis	NOUN
cana-4596	134	18	.	.	PUNCT
cana-4596	135	1	if	if	SCONJ
cana-4596	135	2	statistics	statistic	NOUN
cana-4596	135	3	to	to	PART
cana-4596	135	4	be	be	AUX
cana-4596	135	5	referred	refer	VERB
cana-4596	135	6	,	,	PUNCT
cana-4596	135	7	highly	highly	ADV
cana-4596	135	8	financial	financial	ADJ
cana-4596	135	9	literate	literate	ADJ
cana-4596	135	10	are	be	AUX
cana-4596	135	11	only	only	ADV
cana-4596	135	12	42.4	42.4	NUM
cana-4596	135	13	%	%	NOUN
cana-4596	135	14	,	,	PUNCT
cana-4596	135	15	which	which	PRON
cana-4596	135	16	means	mean	VERB
cana-4596	135	17	near	near	ADP
cana-4596	135	18	about	about	ADV
cana-4596	135	19	60	60	NUM
cana-4596	135	20	%	%	NOUN
cana-4596	135	21	population	population	NOUN
cana-4596	135	22	needs	need	VERB
cana-4596	135	23	to	to	PART
cana-4596	135	24	be	be	AUX
cana-4596	135	25	focused	focus	VERB
cana-4596	135	26	,	,	PUNCT
cana-4596	135	27	with	with	ADP
cana-4596	135	28	concentrated	concentrated	ADJ
cana-4596	135	29	efforts	effort	NOUN
cana-4596	135	30	to	to	PART
cana-4596	135	31	improve	improve	VERB
cana-4596	135	32	financial	financial	ADJ
cana-4596	135	33	literacy	literacy	NOUN
cana-4596	135	34	.	.	PUNCT
cana-4596	136	1	considering	consider	VERB
cana-4596	136	2	the	the	DET
cana-4596	136	3	risk	risk	NOUN
cana-4596	136	4	associated	associate	VERB
cana-4596	136	5	with	with	ADP
cana-4596	136	6	stock	stock	NOUN
cana-4596	136	7	market	market	NOUN
cana-4596	136	8	participation	participation	NOUN
cana-4596	136	9	,	,	PUNCT
cana-4596	136	10	investor	investor	NOUN
cana-4596	136	11	’s	’s	PART
cana-4596	136	12	financial	financial	ADJ
cana-4596	136	13	literacy	literacy	NOUN
cana-4596	136	14	should	should	AUX
cana-4596	136	15	be	be	AUX
cana-4596	136	16	high	high	ADJ
cana-4596	136	17	.	.	PUNCT
cana-4596	137	1	as	as	SCONJ
cana-4596	137	2	the	the	DET
cana-4596	137	3	basic	basic	ADJ
cana-4596	137	4	financial	financial	ADJ
cana-4596	137	5	literacy	literacy	NOUN
cana-4596	137	6	levels	level	NOUN
cana-4596	137	7	are	be	AUX
cana-4596	137	8	good	good	ADJ
cana-4596	137	9	,	,	PUNCT
cana-4596	137	10	advanced	advanced	ADJ
cana-4596	137	11	financial	financial	ADJ
cana-4596	137	12	literacy	literacy	NOUN
cana-4596	137	13	levels	level	NOUN
cana-4596	137	14	have	have	VERB
cana-4596	137	15	to	to	PART
cana-4596	137	16	be	be	AUX
cana-4596	137	17	improved	improve	VERB
cana-4596	137	18	.	.	PUNCT
cana-4596	138	1	further	far	ADV
cana-4596	138	2	it	it	PRON
cana-4596	138	3	is	be	AUX
cana-4596	138	4	observed	observe	VERB
cana-4596	138	5	that	that	SCONJ
cana-4596	138	6	participant	participant	NOUN
cana-4596	138	7	’s	’s	PART
cana-4596	138	8	perception	perception	NOUN
cana-4596	138	9	of	of	ADP
cana-4596	138	10	financial	financial	ADJ
cana-4596	138	11	literacy	literacy	NOUN
cana-4596	138	12	and	and	CCONJ
cana-4596	138	13	actual	actual	ADJ
cana-4596	138	14	financial	financial	ADJ
cana-4596	138	15	literacy	literacy	NOUN
cana-4596	138	16	(	(	PUNCT
cana-4596	138	17	basic	basic	ADJ
cana-4596	138	18	with	with	ADP
cana-4596	138	19	advanced	advanced	ADJ
cana-4596	138	20	)	)	PUNCT
cana-4596	138	21	differ	differ	VERB
cana-4596	138	22	a	a	DET
cana-4596	138	23	lot	lot	NOUN
cana-4596	138	24	.	.	PUNCT
cana-4596	139	1	(	(	PUNCT
cana-4596	139	2	ref	ref	NOUN
cana-4596	139	3	.	.	PUNCT
cana-4596	139	4	table	table	NOUN
cana-4596	139	5	5.3	5.3	NUM
cana-4596	139	6	)	)	PUNCT
cana-4596	139	7	.	.	PUNCT
cana-4596	140	1	above	above	ADP
cana-4596	140	2	statistics	statistic	NOUN
cana-4596	140	3	suggest	suggest	VERB
cana-4596	140	4	that	that	SCONJ
cana-4596	140	5	,	,	PUNCT
cana-4596	140	6	there	there	PRON
cana-4596	140	7	are	be	VERB
cana-4596	140	8	significant	significant	ADJ
cana-4596	140	9	differences	difference	NOUN
cana-4596	140	10	in	in	ADP
cana-4596	140	11	financial	financial	ADJ
cana-4596	140	12	literacy	literacy	NOUN
cana-4596	140	13	levels	level	NOUN
cana-4596	140	14	of	of	ADP
cana-4596	140	15	selected	select	VERB
cana-4596	140	16	equity	equity	NOUN
cana-4596	140	17	investors	investor	NOUN
cana-4596	140	18	.	.	PUNCT
cana-4596	141	1	2	2	X
cana-4596	141	2	.	.	X
cana-4596	141	3	conclusion	conclusion	NOUN
cana-4596	141	4	financial	financial	ADJ
cana-4596	141	5	literacy	literacy	NOUN
cana-4596	141	6	has	have	VERB
cana-4596	141	7	many	many	ADJ
cana-4596	141	8	dimensions	dimension	NOUN
cana-4596	141	9	but	but	CCONJ
cana-4596	141	10	in	in	ADP
cana-4596	141	11	the	the	DET
cana-4596	141	12	context	context	NOUN
cana-4596	141	13	of	of	ADP
cana-4596	141	14	the	the	DET
cana-4596	141	15	research	research	NOUN
cana-4596	141	16	it	it	PRON
cana-4596	141	17	has	have	AUX
cana-4596	141	18	been	be	AUX
cana-4596	141	19	considered	consider	VERB
cana-4596	141	20	in	in	ADP
cana-4596	141	21	two	two	NUM
cana-4596	141	22	stages	stage	NOUN
cana-4596	141	23	as	as	ADP
cana-4596	141	24	basic	basic	ADJ
cana-4596	141	25	and	and	CCONJ
cana-4596	141	26	advanced	advanced	ADJ
cana-4596	141	27	.	.	PUNCT
cana-4596	142	1	it	it	PRON
cana-4596	142	2	can	can	AUX
cana-4596	142	3	be	be	AUX
cana-4596	142	4	concluded	conclude	VERB
cana-4596	142	5	from	from	ADP
cana-4596	142	6	this	this	DET
cana-4596	142	7	research	research	NOUN
cana-4596	142	8	that	that	SCONJ
cana-4596	142	9	in	in	ADP
cana-4596	142	10	indian	indian	ADJ
cana-4596	142	11	context	context	NOUN
cana-4596	142	12	of	of	ADP
cana-4596	142	13	stock	stock	NOUN
cana-4596	142	14	market	market	NOUN
cana-4596	142	15	participation	participation	NOUN
cana-4596	142	16	,	,	PUNCT
cana-4596	142	17	need	need	NOUN
cana-4596	142	18	of	of	ADP
cana-4596	142	19	hour	hour	NOUN
cana-4596	142	20	is	be	AUX
cana-4596	142	21	promoting	promote	VERB
cana-4596	142	22	awareness	awareness	NOUN
cana-4596	142	23	about	about	ADP
cana-4596	142	24	different	different	ADJ
cana-4596	142	25	attributes	attribute	NOUN
cana-4596	142	26	of	of	ADP
cana-4596	142	27	advanced	advanced	ADJ
cana-4596	142	28	financial	financial	ADJ
cana-4596	142	29	literacy	literacy	NOUN
cana-4596	142	30	by	by	ADP
cana-4596	142	31	knowledge	knowledge	NOUN
cana-4596	142	32	base	base	NOUN
cana-4596	142	33	,	,	PUNCT
cana-4596	142	34	educational	educational	ADJ
cana-4596	142	35	facilities	facility	NOUN
cana-4596	142	36	,	,	PUNCT
cana-4596	142	37	proper	proper	ADJ
cana-4596	142	38	models	model	NOUN
cana-4596	142	39	for	for	ADP
cana-4596	142	40	awareness	awareness	NOUN
cana-4596	142	41	which	which	PRON
cana-4596	142	42	will	will	AUX
cana-4596	142	43	attract	attract	VERB
cana-4596	142	44	attention	attention	NOUN
cana-4596	142	45	of	of	ADP
cana-4596	142	46	investors	investor	NOUN
cana-4596	142	47	and	and	CCONJ
cana-4596	142	48	will	will	AUX
cana-4596	142	49	create	create	VERB
cana-4596	142	50	positive	positive	ADJ
cana-4596	142	51	attitude	attitude	NOUN
cana-4596	142	52	towards	towards	ADP
cana-4596	142	53	stock	stock	NOUN
cana-4596	142	54	market	market	NOUN
cana-4596	142	55	investment	investment	NOUN
cana-4596	142	56	.	.	PUNCT
cana-4596	143	1	financial	financial	ADJ
cana-4596	143	2	education	education	NOUN
cana-4596	143	3	policies	policy	NOUN
cana-4596	143	4	should	should	AUX
cana-4596	143	5	be	be	AUX
cana-4596	143	6	more	more	ADV
cana-4596	143	7	inclusive	inclusive	ADJ
cana-4596	143	8	for	for	ADP
cana-4596	143	9	all	all	DET
cana-4596	143	10	sections	section	NOUN
cana-4596	143	11	of	of	ADP
cana-4596	143	12	society	society	NOUN
cana-4596	143	13	as	as	ADP
cana-4596	143	14	different	different	ADJ
cana-4596	143	15	income	income	NOUN
cana-4596	143	16	groups	group	NOUN
cana-4596	143	17	from	from	ADP
cana-4596	143	18	today	today	NOUN
cana-4596	143	19	’s	’s	PART
cana-4596	143	20	society	society	NOUN
cana-4596	143	21	are	be	AUX
cana-4596	143	22	financially	financially	ADV
cana-4596	143	23	capable	capable	ADJ
cana-4596	143	24	to	to	PART
cana-4596	143	25	invest	invest	VERB
cana-4596	143	26	small	small	ADJ
cana-4596	143	27	amounts	amount	NOUN
cana-4596	143	28	in	in	ADP
cana-4596	143	29	stock	stock	NOUN
cana-4596	143	30	market	market	NOUN
cana-4596	143	31	.	.	PUNCT
cana-4596	144	1	these	these	DET
cana-4596	144	2	policies	policy	NOUN
cana-4596	144	3	should	should	AUX
cana-4596	144	4	be	be	AUX
cana-4596	144	5	implemented	implement	VERB
cana-4596	144	6	from	from	ADP
cana-4596	144	7	higher	high	ADJ
cana-4596	144	8	education	education	NOUN
cana-4596	144	9	,	,	PUNCT
cana-4596	144	10	graduation	graduation	NOUN
cana-4596	144	11	streams	stream	NOUN
cana-4596	144	12	and	and	CCONJ
cana-4596	144	13	vocational	vocational	ADJ
cana-4596	144	14	training	training	NOUN
cana-4596	144	15	institutes	institute	NOUN
cana-4596	144	16	also	also	ADV
cana-4596	144	17	.	.	PUNCT
cana-4596	145	1	3	3	X
cana-4596	145	2	.	.	NUM
cana-4596	145	3	references	reference	NOUN
cana-4596	145	4	[	[	X
cana-4596	145	5	1	1	NUM
cana-4596	145	6	]	]	X
cana-4596	145	7	lusardi	lusardi	NOUN
cana-4596	145	8	,	,	PUNCT
cana-4596	145	9	a.	a.	PROPN
cana-4596	145	10	,	,	PUNCT
cana-4596	145	11	&	&	CCONJ
cana-4596	145	12	mitchell	mitchell	PROPN
cana-4596	145	13	,	,	PUNCT
cana-4596	145	14	o.	o.	PROPN
cana-4596	145	15	s.	s.	PROPN
cana-4596	145	16	(	(	PUNCT
cana-4596	145	17	2014	2014	NUM
cana-4596	145	18	)	)	PUNCT
cana-4596	145	19	.	.	PUNCT
cana-4596	146	1	the	the	DET
cana-4596	146	2	economic	economic	ADJ
cana-4596	146	3	importance	importance	NOUN
cana-4596	146	4	of	of	ADP
cana-4596	146	5	financial	financial	ADJ
cana-4596	146	6	literacy	literacy	NOUN
cana-4596	146	7	:	:	PUNCT
cana-4596	146	8	theory	theory	NOUN
cana-4596	146	9	and	and	CCONJ
cana-4596	146	10	evidence	evidence	NOUN
cana-4596	146	11	.	.	PUNCT
cana-4596	147	1	journal	journal	NOUN
cana-4596	147	2	of	of	ADP
cana-4596	147	3	economic	economic	ADJ
cana-4596	147	4	literature	literature	NOUN
cana-4596	147	5	,	,	PUNCT
cana-4596	147	6	52(1	52(1	NOUN
cana-4596	147	7	)	)	PUNCT
cana-4596	147	8	,	,	PUNCT
cana-4596	147	9	5	5	NUM
cana-4596	147	10	-	-	SYM
cana-4596	147	11	44	44	NUM
cana-4596	147	12	.	.	PUNCT
cana-4596	148	1	[	[	X
cana-4596	148	2	2	2	X
cana-4596	148	3	]	]	PUNCT
cana-4596	148	4	this	this	DET
cana-4596	148	5	paper	paper	NOUN
cana-4596	148	6	provides	provide	VERB
cana-4596	148	7	an	an	DET
cana-4596	148	8	overview	overview	NOUN
cana-4596	148	9	of	of	ADP
cana-4596	148	10	the	the	DET
cana-4596	148	11	importance	importance	NOUN
cana-4596	148	12	of	of	ADP
cana-4596	148	13	financial	financial	ADJ
cana-4596	148	14	literacy	literacy	NOUN
cana-4596	148	15	in	in	ADP
cana-4596	148	16	making	make	VERB
cana-4596	148	17	informed	inform	VERB
cana-4596	148	18	financial	financial	ADJ
cana-4596	148	19	decisions	decision	NOUN
cana-4596	148	20	and	and	CCONJ
cana-4596	148	21	its	its	PRON
cana-4596	148	22	impact	impact	NOUN
cana-4596	148	23	on	on	ADP
cana-4596	148	24	individual	individual	ADJ
cana-4596	148	25	economic	economic	ADJ
cana-4596	148	26	outcomes	outcome	NOUN
cana-4596	148	27	.	.	PUNCT
cana-4596	149	1	[	[	X
cana-4596	149	2	3	3	NUM
cana-4596	149	3	]	]	X
cana-4596	149	4	oecd	oecd	PROPN
cana-4596	149	5	(	(	PUNCT
cana-4596	149	6	2016	2016	NUM
cana-4596	149	7	)	)	PUNCT
cana-4596	149	8	.	.	PUNCT
cana-4596	150	1	oecd	oecd	PROPN
cana-4596	150	2	/	/	SYM
cana-4596	150	3	infe	infe	NOUN
cana-4596	150	4	toolkit	toolkit	NOUN
cana-4596	150	5	for	for	ADP
cana-4596	150	6	measuring	measure	VERB
cana-4596	150	7	financial	financial	ADJ
cana-4596	150	8	literacy	literacy	NOUN
cana-4596	150	9	and	and	CCONJ
cana-4596	150	10	financial	financial	ADJ
cana-4596	150	11	inclusion	inclusion	NOUN
cana-4596	150	12	.	.	PUNCT
cana-4596	151	1	oecd	oecd	PROPN
cana-4596	151	2	.	.	PUNCT
cana-4596	152	1	[	[	X
cana-4596	152	2	4	4	X
cana-4596	152	3	]	]	PUNCT
cana-4596	152	4	this	this	DET
cana-4596	152	5	report	report	NOUN
cana-4596	152	6	outlines	outline	VERB
cana-4596	152	7	measurement	measurement	NOUN
cana-4596	152	8	frameworks	framework	NOUN
cana-4596	152	9	for	for	ADP
cana-4596	152	10	assessing	assess	VERB
cana-4596	152	11	financial	financial	ADJ
cana-4596	152	12	literacy	literacy	NOUN
cana-4596	152	13	and	and	CCONJ
cana-4596	152	14	awareness	awareness	NOUN
cana-4596	152	15	,	,	PUNCT
cana-4596	152	16	offering	offer	VERB
cana-4596	152	17	insights	insight	NOUN
cana-4596	152	18	into	into	ADP
cana-4596	152	19	global	global	ADJ
cana-4596	152	20	standards	standard	NOUN
cana-4596	152	21	and	and	CCONJ
cana-4596	152	22	methodologies	methodology	NOUN
cana-4596	152	23	for	for	ADP
cana-4596	152	24	financial	financial	ADJ
cana-4596	152	25	education	education	NOUN
cana-4596	152	26	.	.	PUNCT
cana-4596	153	1	[	[	X
cana-4596	153	2	5	5	NUM
cana-4596	153	3	]	]	SYM
cana-4596	153	4	atkinson	atkinson	PROPN
cana-4596	153	5	,	,	PUNCT
cana-4596	153	6	a.	a.	PROPN
cana-4596	153	7	,	,	PUNCT
cana-4596	153	8	&	&	CCONJ
cana-4596	153	9	messy	messy	PROPN
cana-4596	153	10	,	,	PUNCT
cana-4596	153	11	f.	f.	PROPN
cana-4596	153	12	a.	a.	PROPN
cana-4596	153	13	(	(	PUNCT
cana-4596	153	14	2012	2012	NUM
cana-4596	153	15	)	)	PUNCT
cana-4596	153	16	.	.	PUNCT
cana-4596	154	1	measuring	measure	VERB
cana-4596	154	2	financial	financial	ADJ
cana-4596	154	3	literacy	literacy	NOUN
cana-4596	154	4	:	:	PUNCT
cana-4596	154	5	results	result	NOUN
cana-4596	154	6	of	of	ADP
cana-4596	154	7	the	the	DET
cana-4596	154	8	oecd	oecd	PROPN
cana-4596	154	9	/	/	SYM
cana-4596	154	10	international	international	ADJ
cana-4596	154	11	network	network	NOUN
cana-4596	154	12	on	on	ADP
cana-4596	154	13	financial	financial	ADJ
cana-4596	154	14	education	education	NOUN
cana-4596	154	15	(	(	PUNCT
cana-4596	154	16	infe	infe	NOUN
cana-4596	154	17	)	)	PUNCT
cana-4596	154	18	pilot	pilot	NOUN
cana-4596	154	19	study	study	NOUN
cana-4596	154	20	.	.	PUNCT
cana-4596	155	1	oecd	oecd	PROPN
cana-4596	155	2	working	work	VERB
cana-4596	155	3	papers	paper	NOUN
cana-4596	155	4	on	on	ADP
cana-4596	155	5	finance	finance	NOUN
cana-4596	155	6	,	,	PUNCT
cana-4596	155	7	insurance	insurance	NOUN
cana-4596	155	8	,	,	PUNCT
cana-4596	155	9	and	and	CCONJ
cana-4596	155	10	private	private	ADJ
cana-4596	155	11	pensions	pension	NOUN
cana-4596	155	12	.	.	PUNCT
cana-4596	156	1	[	[	X
cana-4596	156	2	6	6	NUM
cana-4596	156	3	]	]	PUNCT
cana-4596	156	4	this	this	DET
cana-4596	156	5	paper	paper	NOUN
cana-4596	156	6	provides	provide	VERB
cana-4596	156	7	results	result	NOUN
cana-4596	156	8	from	from	ADP
cana-4596	156	9	a	a	DET
cana-4596	156	10	large	large	ADJ
cana-4596	156	11	-	-	PUNCT
cana-4596	156	12	scale	scale	NOUN
cana-4596	156	13	survey	survey	NOUN
cana-4596	156	14	on	on	ADP
cana-4596	156	15	financial	financial	ADJ
cana-4596	156	16	literacy	literacy	NOUN
cana-4596	156	17	and	and	CCONJ
cana-4596	156	18	its	its	PRON
cana-4596	156	19	relationship	relationship	NOUN
cana-4596	156	20	with	with	ADP
cana-4596	156	21	financial	financial	ADJ
cana-4596	156	22	behaviors	behavior	NOUN
cana-4596	156	23	,	,	PUNCT
cana-4596	156	24	offering	offer	VERB
cana-4596	156	25	data	datum	NOUN
cana-4596	156	26	relevant	relevant	ADJ
cana-4596	156	27	to	to	ADP
cana-4596	156	28	assessing	assess	VERB
cana-4596	156	29	literacy	literacy	NOUN
cana-4596	156	30	gaps	gap	NOUN
cana-4596	156	31	.	.	PUNCT
cana-4596	157	1	[	[	X
cana-4596	157	2	7	7	NUM
cana-4596	157	3	]	]	SYM
cana-4596	157	4	vitt	vitt	X
cana-4596	157	5	,	,	PUNCT
cana-4596	157	6	l.	l.	PROPN
cana-4596	157	7	,	,	PUNCT
cana-4596	157	8	&	&	CCONJ
cana-4596	157	9	so	so	ADV
cana-4596	157	10	,	,	PUNCT
cana-4596	157	11	m.	m.	NOUN
cana-4596	157	12	(	(	PUNCT
cana-4596	157	13	2000	2000	NUM
cana-4596	157	14	)	)	PUNCT
cana-4596	157	15	.	.	PUNCT
cana-4596	158	1	personal	personal	ADJ
cana-4596	158	2	finance	finance	NOUN
cana-4596	158	3	education	education	NOUN
cana-4596	158	4	:	:	PUNCT
cana-4596	158	5	a	a	DET
cana-4596	158	6	strategic	strategic	ADJ
cana-4596	158	7	imperative	imperative	NOUN
cana-4596	158	8	for	for	ADP
cana-4596	158	9	employers	employer	NOUN
cana-4596	158	10	.	.	PUNCT
cana-4596	159	1	the	the	DET
cana-4596	159	2	journal	journal	NOUN
cana-4596	159	3	of	of	ADP
cana-4596	159	4	financial	financial	ADJ
cana-4596	159	5	counseling	counseling	NOUN
cana-4596	159	6	and	and	CCONJ
cana-4596	159	7	planning	planning	NOUN
cana-4596	159	8	,	,	PUNCT
cana-4596	159	9	11(1	11(1	NUM
cana-4596	159	10	)	)	PUNCT
cana-4596	159	11	,	,	PUNCT
cana-4596	159	12	1	1	NUM
cana-4596	159	13	-	-	SYM
cana-4596	159	14	10	10	NUM
cana-4596	159	15	.	.	PUNCT
cana-4596	160	1	communications	communication	NOUN
cana-4596	160	2	on	on	ADP
cana-4596	160	3	applied	apply	VERB
cana-4596	160	4	nonlinear	nonlinear	ADJ
cana-4596	160	5	analysis	analysis	NOUN
cana-4596	160	6	issn	issn	NOUN
cana-4596	160	7	:	:	PUNCT
cana-4596	160	8	1074	1074	NUM
cana-4596	160	9	-	-	PUNCT
cana-4596	160	10	133x	133x	NUM
cana-4596	160	11	vol	vol	NOUN
cana-4596	160	12	32	32	NUM
cana-4596	160	13	no	no	NOUN
cana-4596	160	14	.	.	PUNCT
cana-4596	161	1	9s	9s	NUM
cana-4596	161	2	(	(	PUNCT
cana-4596	161	3	2025	2025	NUM
cana-4596	161	4	)	)	PUNCT
cana-4596	161	5	2992	2992	NUM
cana-4596	161	6	https://internationalpubls.com	https://internationalpubls.com	X
cana-4596	162	1	[	[	X
cana-4596	162	2	8	8	X
cana-4596	162	3	]	]	PUNCT
cana-4596	162	4	this	this	DET
cana-4596	162	5	article	article	NOUN
cana-4596	162	6	explores	explore	VERB
cana-4596	162	7	the	the	DET
cana-4596	162	8	need	need	NOUN
cana-4596	162	9	for	for	ADP
cana-4596	162	10	financial	financial	ADJ
cana-4596	162	11	education	education	NOUN
cana-4596	162	12	in	in	ADP
cana-4596	162	13	the	the	DET
cana-4596	162	14	workplace	workplace	NOUN
cana-4596	162	15	and	and	CCONJ
cana-4596	162	16	its	its	PRON
cana-4596	162	17	influence	influence	NOUN
cana-4596	162	18	on	on	ADP
cana-4596	162	19	financial	financial	ADJ
cana-4596	162	20	behavior	behavior	NOUN
cana-4596	162	21	and	and	CCONJ
cana-4596	162	22	overall	overall	ADJ
cana-4596	162	23	employee	employee	NOUN
cana-4596	162	24	well	well	ADV
cana-4596	162	25	-	-	PUNCT
cana-4596	162	26	being	being	NOUN
cana-4596	162	27	.	.	PUNCT
cana-4596	163	1	[	[	X
cana-4596	163	2	9	9	NUM
cana-4596	163	3	]	]	X
cana-4596	163	4	muir	muir	PROPN
cana-4596	163	5	,	,	PUNCT
cana-4596	163	6	e.	e.	PROPN
cana-4596	163	7	,	,	PUNCT
cana-4596	163	8	&	&	CCONJ
cana-4596	163	9	lichtenstein	lichtenstein	PROPN
cana-4596	163	10	,	,	PUNCT
cana-4596	163	11	s.	s.	PROPN
cana-4596	163	12	(	(	PUNCT
cana-4596	163	13	2011	2011	NUM
cana-4596	163	14	)	)	PUNCT
cana-4596	163	15	.	.	PUNCT
cana-4596	164	1	financial	financial	ADJ
cana-4596	164	2	literacy	literacy	NOUN
cana-4596	164	3	and	and	CCONJ
cana-4596	164	4	investor	investor	NOUN
cana-4596	164	5	behavior	behavior	NOUN
cana-4596	164	6	:	:	PUNCT
cana-4596	164	7	a	a	DET
cana-4596	164	8	behavioral	behavioral	ADJ
cana-4596	164	9	perspective	perspective	NOUN
cana-4596	164	10	.	.	PUNCT
cana-4596	165	1	financial	financial	ADJ
cana-4596	165	2	planning	planning	PROPN
cana-4596	165	3	review	review	NOUN
cana-4596	165	4	,	,	PUNCT
cana-4596	165	5	4(3	4(3	NUM
cana-4596	165	6	)	)	PUNCT
cana-4596	165	7	,	,	PUNCT
cana-4596	165	8	235	235	NUM
cana-4596	165	9	-	-	SYM
cana-4596	165	10	247	247	NUM
cana-4596	165	11	.	.	PUNCT
cana-4596	166	1	[	[	X
cana-4596	166	2	10	10	NUM
cana-4596	166	3	]	]	PUNCT
cana-4596	166	4	this	this	DET
cana-4596	166	5	study	study	NOUN
cana-4596	166	6	examines	examine	VERB
cana-4596	166	7	how	how	SCONJ
cana-4596	166	8	different	different	ADJ
cana-4596	166	9	levels	level	NOUN
cana-4596	166	10	of	of	ADP
cana-4596	166	11	financial	financial	ADJ
cana-4596	166	12	literacy	literacy	NOUN
cana-4596	166	13	affect	affect	VERB
cana-4596	166	14	the	the	DET
cana-4596	166	15	decision	decision	NOUN
cana-4596	166	16	-	-	PUNCT
cana-4596	166	17	making	make	VERB
cana-4596	166	18	behavior	behavior	NOUN
cana-4596	166	19	of	of	ADP
cana-4596	166	20	investors	investor	NOUN
cana-4596	166	21	,	,	PUNCT
cana-4596	166	22	highlighting	highlight	VERB
cana-4596	166	23	the	the	DET
cana-4596	166	24	importance	importance	NOUN
cana-4596	166	25	of	of	ADP
cana-4596	166	26	financial	financial	ADJ
cana-4596	166	27	awareness	awareness	NOUN
cana-4596	166	28	in	in	ADP
cana-4596	166	29	managing	manage	VERB
cana-4596	166	30	personal	personal	ADJ
cana-4596	166	31	finances	finance	NOUN
cana-4596	166	32	effectively	effectively	ADV
cana-4596	166	33	.	.	PUNCT
cana-4596	167	1	[	[	X
cana-4596	167	2	11	11	NUM
cana-4596	167	3	]	]	X
cana-4596	167	4	huston	huston	PROPN
cana-4596	167	5	,	,	PUNCT
cana-4596	167	6	s.	s.	PROPN
cana-4596	167	7	j.	j.	PROPN
cana-4596	167	8	(	(	PUNCT
cana-4596	167	9	2010	2010	NUM
cana-4596	167	10	)	)	PUNCT
cana-4596	167	11	.	.	PUNCT
cana-4596	168	1	measuring	measure	VERB
cana-4596	168	2	financial	financial	ADJ
cana-4596	168	3	literacy	literacy	NOUN
cana-4596	168	4	.	.	PUNCT
cana-4596	169	1	the	the	DET
cana-4596	169	2	journal	journal	NOUN
cana-4596	169	3	of	of	ADP
cana-4596	169	4	consumer	consumer	NOUN
cana-4596	169	5	affairs	affair	NOUN
cana-4596	169	6	,	,	PUNCT
cana-4596	169	7	44(2	44(2	NOUN
cana-4596	169	8	)	)	PUNCT
cana-4596	169	9	,	,	PUNCT
cana-4596	169	10	296	296	NUM
cana-4596	169	11	-	-	SYM
cana-4596	169	12	316	316	NUM
cana-4596	169	13	.	.	PUNCT
cana-4596	170	1	[	[	X
cana-4596	170	2	12	12	NUM
cana-4596	170	3	]	]	PUNCT
cana-4596	170	4	this	this	DET
cana-4596	170	5	paper	paper	NOUN
cana-4596	170	6	discusses	discuss	VERB
cana-4596	170	7	various	various	ADJ
cana-4596	170	8	approaches	approach	NOUN
cana-4596	170	9	to	to	ADP
cana-4596	170	10	measuring	measure	VERB
cana-4596	170	11	financial	financial	ADJ
cana-4596	170	12	literacy	literacy	NOUN
cana-4596	170	13	and	and	CCONJ
cana-4596	170	14	the	the	DET
cana-4596	170	15	challenges	challenge	NOUN
cana-4596	170	16	associated	associate	VERB
cana-4596	170	17	with	with	ADP
cana-4596	170	18	assessing	assess	VERB
cana-4596	170	19	financial	financial	ADJ
cana-4596	170	20	knowledge	knowledge	NOUN
cana-4596	170	21	,	,	PUNCT
cana-4596	170	22	providing	provide	VERB
cana-4596	170	23	insights	insight	NOUN
cana-4596	170	24	into	into	ADP
cana-4596	170	25	effective	effective	ADJ
cana-4596	170	26	educational	educational	ADJ
cana-4596	170	27	strategies	strategy	NOUN
cana-4596	170	28	.	.	PUNCT
cana-4596	171	1	[	[	X
cana-4596	171	2	13	13	NUM
cana-4596	171	3	]	]	SYM
cana-4596	171	4	griffiths	griffiths	PROPN
cana-4596	171	5	,	,	PUNCT
cana-4596	171	6	p.	p.	PROPN
cana-4596	171	7	e.	e.	PROPN
cana-4596	171	8	(	(	PUNCT
cana-4596	171	9	2015	2015	NUM
cana-4596	171	10	)	)	PUNCT
cana-4596	171	11	.	.	PUNCT
cana-4596	172	1	the	the	DET
cana-4596	172	2	impact	impact	NOUN
cana-4596	172	3	of	of	ADP
cana-4596	172	4	financial	financial	ADJ
cana-4596	172	5	literacy	literacy	NOUN
cana-4596	172	6	on	on	ADP
cana-4596	172	7	investment	investment	NOUN
cana-4596	172	8	behavior	behavior	NOUN
cana-4596	172	9	:	:	PUNCT
cana-4596	172	10	a	a	DET
cana-4596	172	11	case	case	NOUN
cana-4596	172	12	study	study	NOUN
cana-4596	172	13	.	.	PUNCT
cana-4596	173	1	international	international	ADJ
cana-4596	173	2	journal	journal	PROPN
cana-4596	173	3	of	of	ADP
cana-4596	173	4	economics	economic	NOUN
cana-4596	173	5	and	and	CCONJ
cana-4596	173	6	finance	finance	NOUN
cana-4596	173	7	,	,	PUNCT
cana-4596	173	8	7(4	7(4	NUM
cana-4596	173	9	)	)	PUNCT
cana-4596	173	10	,	,	PUNCT
cana-4596	173	11	118	118	NUM
cana-4596	173	12	-	-	SYM
cana-4596	173	13	126	126	NUM
cana-4596	173	14	.	.	PUNCT
cana-4596	174	1	[	[	X
cana-4596	174	2	14	14	NUM
cana-4596	174	3	]	]	PUNCT
cana-4596	174	4	this	this	DET
cana-4596	174	5	article	article	NOUN
cana-4596	174	6	examines	examine	VERB
cana-4596	174	7	how	how	SCONJ
cana-4596	174	8	financial	financial	ADJ
cana-4596	174	9	literacy	literacy	NOUN
cana-4596	174	10	affects	affect	VERB
cana-4596	174	11	the	the	DET
cana-4596	174	12	investment	investment	NOUN
cana-4596	174	13	choices	choice	NOUN
cana-4596	174	14	of	of	ADP
cana-4596	174	15	individuals	individual	NOUN
cana-4596	174	16	,	,	PUNCT
cana-4596	174	17	focusing	focus	VERB
cana-4596	174	18	on	on	ADP
cana-4596	174	19	risk	risk	NOUN
cana-4596	174	20	assessment	assessment	NOUN
cana-4596	174	21	,	,	PUNCT
cana-4596	174	22	portfolio	portfolio	NOUN
cana-4596	174	23	diversification	diversification	NOUN
cana-4596	174	24	,	,	PUNCT
cana-4596	174	25	and	and	CCONJ
cana-4596	174	26	long	long	ADJ
cana-4596	174	27	-	-	PUNCT
cana-4596	174	28	term	term	NOUN
cana-4596	174	29	planning	planning	NOUN
cana-4596	174	30	.	.	PUNCT
cana-4596	175	1	[	[	X
cana-4596	175	2	15	15	NUM
cana-4596	175	3	]	]	X
cana-4596	175	4	hackbarth	hackbarth	NOUN
cana-4596	175	5	,	,	PUNCT
cana-4596	175	6	d.	d.	PROPN
cana-4596	175	7	,	,	PUNCT
cana-4596	175	8	&	&	CCONJ
cana-4596	175	9	hennessy	hennessy	PROPN
cana-4596	175	10	,	,	PUNCT
cana-4596	175	11	c.	c.	PROPN
cana-4596	175	12	a.	a.	PROPN
cana-4596	175	13	(	(	PUNCT
cana-4596	175	14	2012	2012	NUM
cana-4596	175	15	)	)	PUNCT
cana-4596	175	16	.	.	PUNCT
cana-4596	176	1	investor	investor	NOUN
cana-4596	176	2	behavior	behavior	NOUN
cana-4596	176	3	and	and	CCONJ
cana-4596	176	4	financial	financial	ADJ
cana-4596	176	5	decision	decision	NOUN
cana-4596	176	6	-	-	PUNCT
cana-4596	176	7	making	making	NOUN
cana-4596	176	8	:	:	PUNCT
cana-4596	176	9	the	the	DET
cana-4596	176	10	role	role	NOUN
cana-4596	176	11	of	of	ADP
cana-4596	176	12	financial	financial	ADJ
cana-4596	176	13	education	education	NOUN
cana-4596	176	14	.	.	PUNCT
cana-4596	177	1	journal	journal	NOUN
cana-4596	177	2	of	of	ADP
cana-4596	177	3	financial	financial	ADJ
cana-4596	177	4	economics	economic	NOUN
cana-4596	177	5	,	,	PUNCT
cana-4596	177	6	106(3	106(3	NUM
cana-4596	177	7	)	)	PUNCT
cana-4596	177	8	,	,	PUNCT
cana-4596	177	9	643	643	NUM
cana-4596	177	10	-	-	SYM
cana-4596	177	11	666	666	NUM
cana-4596	177	12	.	.	PUNCT
cana-4596	178	1	[	[	X
cana-4596	178	2	16	16	NUM
cana-4596	178	3	]	]	PUNCT
cana-4596	178	4	this	this	DET
cana-4596	178	5	paper	paper	NOUN
cana-4596	178	6	explores	explore	VERB
cana-4596	178	7	the	the	DET
cana-4596	178	8	role	role	NOUN
cana-4596	178	9	that	that	PRON
cana-4596	178	10	financial	financial	ADJ
cana-4596	178	11	education	education	NOUN
cana-4596	178	12	plays	play	VERB
cana-4596	178	13	in	in	ADP
cana-4596	178	14	shaping	shape	VERB
cana-4596	178	15	investment	investment	NOUN
cana-4596	178	16	decisions	decision	NOUN
cana-4596	178	17	and	and	CCONJ
cana-4596	178	18	the	the	DET
cana-4596	178	19	factors	factor	NOUN
cana-4596	178	20	that	that	PRON
cana-4596	178	21	drive	drive	VERB
cana-4596	178	22	individuals	individual	NOUN
cana-4596	178	23	'	'	PART
cana-4596	178	24	financial	financial	ADJ
cana-4596	178	25	behavior	behavior	NOUN
cana-4596	178	26	.	.	PUNCT
cana-4596	179	1	[	[	X
cana-4596	179	2	17	17	NUM
cana-4596	179	3	]	]	X
cana-4596	179	4	klapper	klapper	NOUN
cana-4596	179	5	,	,	PUNCT
cana-4596	179	6	l.	l.	PROPN
cana-4596	179	7	f.	f.	PROPN
cana-4596	179	8	,	,	PUNCT
cana-4596	179	9	lusardi	lusardi	PROPN
cana-4596	179	10	,	,	PUNCT
cana-4596	179	11	a.	a.	NOUN
cana-4596	179	12	,	,	PUNCT
cana-4596	179	13	&	&	CCONJ
cana-4596	179	14	panos	panos	PROPN
cana-4596	179	15	,	,	PUNCT
cana-4596	179	16	g.	g.	PROPN
cana-4596	179	17	a.	a.	PROPN
cana-4596	179	18	(	(	PUNCT
cana-4596	179	19	2013	2013	NUM
cana-4596	179	20	)	)	PUNCT
cana-4596	179	21	.	.	PUNCT
cana-4596	180	1	financial	financial	ADJ
cana-4596	180	2	literacy	literacy	NOUN
cana-4596	180	3	and	and	CCONJ
cana-4596	180	4	financial	financial	ADJ
cana-4596	180	5	market	market	NOUN
cana-4596	180	6	participation	participation	NOUN
cana-4596	180	7	.	.	PUNCT
cana-4596	181	1	journal	journal	NOUN
cana-4596	181	2	of	of	ADP
cana-4596	181	3	financial	financial	ADJ
cana-4596	181	4	economics	economic	NOUN
cana-4596	181	5	,	,	PUNCT
cana-4596	181	6	101(2	101(2	NUM
cana-4596	181	7	)	)	PUNCT
cana-4596	181	8	,	,	PUNCT
cana-4596	181	9	441	441	NUM
cana-4596	181	10	-	-	SYM
cana-4596	181	11	459	459	NUM
cana-4596	181	12	.	.	PUNCT
cana-4596	182	1	[	[	X
cana-4596	182	2	18	18	NUM
cana-4596	182	3	]	]	PUNCT
cana-4596	182	4	the	the	DET
cana-4596	182	5	study	study	NOUN
cana-4596	182	6	focuses	focus	VERB
cana-4596	182	7	on	on	ADP
cana-4596	182	8	the	the	DET
cana-4596	182	9	relationship	relationship	NOUN
cana-4596	182	10	between	between	ADP
cana-4596	182	11	financial	financial	ADJ
cana-4596	182	12	literacy	literacy	NOUN
cana-4596	182	13	and	and	CCONJ
cana-4596	182	14	participation	participation	NOUN
cana-4596	182	15	in	in	ADP
cana-4596	182	16	financial	financial	ADJ
cana-4596	182	17	markets	market	NOUN
cana-4596	182	18	,	,	PUNCT
cana-4596	182	19	highlighting	highlight	VERB
cana-4596	182	20	how	how	SCONJ
cana-4596	182	21	understanding	understanding	ADJ
cana-4596	182	22	financial	financial	ADJ
cana-4596	182	23	concepts	concept	NOUN
cana-4596	182	24	affects	affect	VERB
cana-4596	182	25	investment	investment	NOUN
cana-4596	182	26	choices	choice	NOUN
cana-4596	182	27	.	.	PUNCT
cana-4596	183	1	[	[	X
cana-4596	183	2	19	19	NUM
cana-4596	183	3	]	]	PUNCT
cana-4596	183	4	world	world	PROPN
cana-4596	183	5	bank	bank	PROPN
cana-4596	183	6	(	(	PUNCT
cana-4596	183	7	2013	2013	NUM
cana-4596	183	8	)	)	PUNCT
cana-4596	183	9	.	.	PUNCT
cana-4596	184	1	financial	financial	ADJ
cana-4596	184	2	literacy	literacy	NOUN
cana-4596	184	3	and	and	CCONJ
cana-4596	184	4	education	education	NOUN
cana-4596	184	5	:	:	PUNCT
cana-4596	184	6	evidence	evidence	NOUN
cana-4596	184	7	and	and	CCONJ
cana-4596	184	8	implications	implication	NOUN
cana-4596	184	9	for	for	ADP
cana-4596	184	10	policy	policy	NOUN
cana-4596	184	11	.	.	PUNCT
cana-4596	185	1	world	world	PROPN
cana-4596	185	2	bank	bank	PROPN
cana-4596	185	3	publications	publication	NOUN
cana-4596	185	4	.	.	PUNCT
cana-4596	186	1	[	[	X
cana-4596	186	2	20	20	NUM
cana-4596	186	3	]	]	PUNCT
cana-4596	186	4	this	this	DET
cana-4596	186	5	report	report	NOUN
cana-4596	186	6	provides	provide	VERB
cana-4596	186	7	a	a	DET
cana-4596	186	8	global	global	ADJ
cana-4596	186	9	perspective	perspective	NOUN
cana-4596	186	10	on	on	ADP
cana-4596	186	11	the	the	DET
cana-4596	186	12	state	state	NOUN
cana-4596	186	13	of	of	ADP
cana-4596	186	14	financial	financial	ADJ
cana-4596	186	15	literacy	literacy	NOUN
cana-4596	186	16	,	,	PUNCT
cana-4596	186	17	offering	offer	VERB
cana-4596	186	18	policy	policy	NOUN
cana-4596	186	19	recommendations	recommendation	NOUN
cana-4596	186	20	for	for	ADP
cana-4596	186	21	improving	improve	VERB
cana-4596	186	22	financial	financial	ADJ
cana-4596	186	23	education	education	NOUN
cana-4596	186	24	and	and	CCONJ
cana-4596	186	25	inclusivity	inclusivity	NOUN
cana-4596	186	26	.	.	PUNCT
cana-4596	187	1	[	[	X
cana-4596	187	2	21	21	NUM
cana-4596	187	3	]	]	PUNCT
cana-4596	187	4	remund	remund	NOUN
cana-4596	187	5	,	,	PUNCT
cana-4596	187	6	d.	d.	PROPN
cana-4596	187	7	l.	l.	PROPN
cana-4596	187	8	(	(	PUNCT
cana-4596	187	9	2010	2010	NUM
cana-4596	187	10	)	)	PUNCT
cana-4596	187	11	.	.	PUNCT
cana-4596	188	1	financial	financial	ADJ
cana-4596	188	2	literacy	literacy	NOUN
cana-4596	188	3	explicated	explicate	VERB
cana-4596	188	4	:	:	PUNCT
cana-4596	188	5	the	the	DET
cana-4596	188	6	case	case	NOUN
cana-4596	188	7	for	for	ADP
cana-4596	188	8	a	a	DET
cana-4596	188	9	clearer	clear	ADJ
cana-4596	188	10	definition	definition	NOUN
cana-4596	188	11	in	in	ADP
cana-4596	188	12	an	an	DET
cana-4596	188	13	increasingly	increasingly	ADV
cana-4596	188	14	complex	complex	ADJ
cana-4596	188	15	economy	economy	NOUN
cana-4596	188	16	.	.	PUNCT
cana-4596	189	1	journal	journal	PROPN
cana-4596	189	2	of	of	ADP
cana-4596	189	3	consumer	consumer	NOUN
cana-4596	189	4	affairs	affair	NOUN
cana-4596	189	5	,	,	PUNCT
cana-4596	189	6	44(2	44(2	NOUN
cana-4596	189	7	)	)	PUNCT
cana-4596	189	8	,	,	PUNCT
cana-4596	189	9	276	276	NUM
cana-4596	189	10	-	-	SYM
cana-4596	189	11	295	295	NUM
cana-4596	189	12	.	.	PUNCT
cana-4596	190	1	[	[	X
cana-4596	190	2	22	22	NUM
cana-4596	190	3	]	]	PUNCT
cana-4596	190	4	this	this	DET
cana-4596	190	5	article	article	NOUN
cana-4596	190	6	argues	argue	VERB
cana-4596	190	7	for	for	ADP
cana-4596	190	8	a	a	DET
cana-4596	190	9	more	more	ADV
cana-4596	190	10	precise	precise	ADJ
cana-4596	190	11	definition	definition	NOUN
cana-4596	190	12	of	of	ADP
cana-4596	190	13	financial	financial	ADJ
cana-4596	190	14	literacy	literacy	NOUN
cana-4596	190	15	and	and	CCONJ
cana-4596	190	16	explores	explore	VERB
cana-4596	190	17	its	its	PRON
cana-4596	190	18	practical	practical	ADJ
cana-4596	190	19	implications	implication	NOUN
cana-4596	190	20	in	in	ADP
cana-4596	190	21	today	today	NOUN
cana-4596	190	22	's	's	PART
cana-4596	190	23	financial	financial	ADJ
cana-4596	190	24	environment	environment	NOUN
cana-4596	190	25	.	.	PUNCT
cana-4596	191	1	[	[	X
cana-4596	191	2	23	23	NUM
cana-4596	191	3	]	]	X
cana-4596	191	4	lusardi	lusardi	PROPN
cana-4596	191	5	,	,	PUNCT
cana-4596	191	6	a.	a.	PROPN
cana-4596	191	7	,	,	PUNCT
cana-4596	191	8	&	&	CCONJ
cana-4596	191	9	tufano	tufano	ADJ
cana-4596	191	10	,	,	PUNCT
cana-4596	191	11	p.	p.	NOUN
cana-4596	191	12	(	(	PUNCT
cana-4596	191	13	2009	2009	NUM
cana-4596	191	14	)	)	PUNCT
cana-4596	191	15	.	.	PUNCT
cana-4596	192	1	debt	debt	NOUN
cana-4596	192	2	literacy	literacy	NOUN
cana-4596	192	3	,	,	PUNCT
cana-4596	192	4	financial	financial	ADJ
cana-4596	192	5	experiences	experience	NOUN
cana-4596	192	6	,	,	PUNCT
cana-4596	192	7	and	and	CCONJ
cana-4596	192	8	overindebtedness	overindebtedness	NOUN
cana-4596	192	9	.	.	PUNCT
cana-4596	193	1	journal	journal	NOUN
cana-4596	193	2	of	of	ADP
cana-4596	193	3	pension	pension	NOUN
cana-4596	193	4	economics	economic	NOUN
cana-4596	193	5	and	and	CCONJ
cana-4596	193	6	finance	finance	NOUN
cana-4596	193	7	,	,	PUNCT
cana-4596	193	8	8(4	8(4	NUM
cana-4596	193	9	)	)	PUNCT
cana-4596	193	10	,	,	PUNCT
cana-4596	193	11	347	347	NUM
cana-4596	193	12	-	-	SYM
cana-4596	193	13	362	362	NUM
cana-4596	193	14	.	.	PUNCT
cana-4596	194	1	[	[	X
cana-4596	194	2	24	24	NUM
cana-4596	194	3	]	]	X
cana-4596	194	4	the	the	DET
cana-4596	194	5	paper	paper	NOUN
cana-4596	194	6	addresses	address	VERB
cana-4596	194	7	the	the	DET
cana-4596	194	8	relationship	relationship	NOUN
cana-4596	194	9	between	between	ADP
cana-4596	194	10	financial	financial	ADJ
cana-4596	194	11	literacy	literacy	NOUN
cana-4596	194	12	,	,	PUNCT
cana-4596	194	13	debt	debt	NOUN
cana-4596	194	14	management	management	NOUN
cana-4596	194	15	,	,	PUNCT
cana-4596	194	16	and	and	CCONJ
cana-4596	194	17	overindebtedness	overindebtedness	NOUN
cana-4596	194	18	,	,	PUNCT
cana-4596	194	19	emphasizing	emphasize	VERB
cana-4596	194	20	the	the	DET
cana-4596	194	21	importance	importance	NOUN
cana-4596	194	22	of	of	ADP
cana-4596	194	23	financial	financial	ADJ
cana-4596	194	24	knowledge	knowledge	NOUN
cana-4596	194	25	in	in	ADP
cana-4596	194	26	avoiding	avoid	VERB
cana-4596	194	27	financial	financial	ADJ
cana-4596	194	28	distress	distress	NOUN
cana-4596	194	29	.	.	PUNCT