id	sid	tid	token	lemma	pos
cana-5116	1	1	communications	communication	NOUN
cana-5116	1	2	on	on	ADP
cana-5116	1	3	applied	apply	VERB
cana-5116	1	4	nonlinear	nonlinear	ADJ
cana-5116	1	5	analysis	analysis	NOUN
cana-5116	1	6	issn	issn	NOUN
cana-5116	1	7	:	:	PUNCT
cana-5116	1	8	1074	1074	NUM
cana-5116	1	9	-	-	PUNCT
cana-5116	1	10	133x	133x	NUM
cana-5116	1	11	vol	vol	NOUN
cana-5116	1	12	32	32	NUM
cana-5116	1	13	no	no	NOUN
cana-5116	1	14	.	.	PUNCT
cana-5116	2	1	icmasd	icmasd	NOUN
cana-5116	2	2	(	(	PUNCT
cana-5116	2	3	2025	2025	NUM
cana-5116	2	4	)	)	PUNCT
cana-5116	2	5	897	897	NUM
cana-5116	2	6	https://internationalpubls.com	https://internationalpubls.com	X
cana-5116	2	7	evaluating	evaluate	VERB
cana-5116	2	8	the	the	DET
cana-5116	2	9	impact	impact	NOUN
cana-5116	2	10	of	of	ADP
cana-5116	2	11	e	e	NOUN
cana-5116	2	12	-	-	NOUN
cana-5116	2	13	banking	banking	ADJ
cana-5116	2	14	services	service	NOUN
cana-5116	2	15	on	on	ADP
cana-5116	2	16	consumer	consumer	NOUN
cana-5116	2	17	behavior	behavior	NOUN
cana-5116	2	18	randhir	randhir	PROPN
cana-5116	2	19	kumar1	kumar1	PROPN
cana-5116	2	20	*	*	PROPN
cana-5116	2	21	,	,	PUNCT
cana-5116	2	22	kangan	kangan	PROPN
cana-5116	2	23	sayal1	sayal1	PROPN
cana-5116	2	24	1	1	NUM
cana-5116	2	25	department	department	NOUN
cana-5116	2	26	of	of	ADP
cana-5116	2	27	management	management	NOUN
cana-5116	2	28	studies	study	NOUN
cana-5116	2	29	,	,	PUNCT
cana-5116	2	30	ct	ct	PROPN
cana-5116	2	31	university	university	PROPN
cana-5116	2	32	ludhiana	ludhiana	PROPN
cana-5116	2	33	,	,	PUNCT
cana-5116	2	34	punjab	punjab	PROPN
cana-5116	2	35	,	,	PUNCT
cana-5116	2	36	india	india	PROPN
cana-5116	2	37	corresponding	corresponding	PROPN
cana-5116	2	38	author	author	NOUN
cana-5116	2	39	:	:	PUNCT
cana-5116	2	40	randhir2991@gmail.com	randhir2991@gmail.com	PROPN
cana-5116	3	1	article	article	PROPN
cana-5116	3	2	history	history	NOUN
cana-5116	3	3	:	:	PUNCT
cana-5116	3	4	received	receive	VERB
cana-5116	3	5	:	:	PUNCT
cana-5116	3	6	12	12	NUM
cana-5116	3	7	-	-	SYM
cana-5116	3	8	12	12	NUM
cana-5116	3	9	-	-	PUNCT
cana-5116	3	10	2024	2024	NUM
cana-5116	3	11	revised	revise	VERB
cana-5116	3	12	:	:	PUNCT
cana-5116	3	13	25	25	NUM
cana-5116	3	14	-	-	PUNCT
cana-5116	3	15	01	01	NUM
cana-5116	3	16	-	-	PUNCT
cana-5116	3	17	2025	2025	NUM
cana-5116	3	18	accepted	accept	VERB
cana-5116	3	19	:	:	PUNCT
cana-5116	3	20	05	05	NUM
cana-5116	3	21	-	-	PUNCT
cana-5116	3	22	02	02	NUM
cana-5116	3	23	-	-	PUNCT
cana-5116	3	24	2025	2025	NUM
cana-5116	3	25	abstract	abstract	NOUN
cana-5116	3	26	:	:	PUNCT
cana-5116	3	27	e	e	X
cana-5116	3	28	-	-	NOUN
cana-5116	3	29	banking	banking	NOUN
cana-5116	3	30	has	have	AUX
cana-5116	3	31	revolutionized	revolutionize	VERB
cana-5116	3	32	the	the	DET
cana-5116	3	33	way	way	NOUN
cana-5116	3	34	consumers	consumer	NOUN
cana-5116	3	35	interact	interact	VERB
cana-5116	3	36	with	with	ADP
cana-5116	3	37	financial	financial	ADJ
cana-5116	3	38	institutions	institution	NOUN
cana-5116	3	39	.	.	PUNCT
cana-5116	4	1	it	it	PRON
cana-5116	4	2	encompasses	encompass	VERB
cana-5116	4	3	a	a	DET
cana-5116	4	4	wide	wide	ADJ
cana-5116	4	5	range	range	NOUN
cana-5116	4	6	of	of	ADP
cana-5116	4	7	services	service	NOUN
cana-5116	4	8	,	,	PUNCT
cana-5116	4	9	including	include	VERB
cana-5116	4	10	online	online	ADJ
cana-5116	4	11	banking	banking	NOUN
cana-5116	4	12	,	,	PUNCT
cana-5116	4	13	atm	atm	PROPN
cana-5116	4	14	facilities	facility	NOUN
cana-5116	4	15	,	,	PUNCT
cana-5116	4	16	and	and	CCONJ
cana-5116	4	17	digital	digital	ADJ
cana-5116	4	18	payment	payment	NOUN
cana-5116	4	19	platforms	platform	NOUN
cana-5116	4	20	.	.	PUNCT
cana-5116	5	1	over	over	ADP
cana-5116	5	2	the	the	DET
cana-5116	5	3	past	past	ADJ
cana-5116	5	4	two	two	NUM
cana-5116	5	5	decades	decade	NOUN
cana-5116	5	6	,	,	PUNCT
cana-5116	5	7	the	the	DET
cana-5116	5	8	rapid	rapid	ADJ
cana-5116	5	9	adoption	adoption	NOUN
cana-5116	5	10	of	of	ADP
cana-5116	5	11	digital	digital	ADJ
cana-5116	5	12	technologies	technology	NOUN
cana-5116	5	13	,	,	PUNCT
cana-5116	5	14	widespread	widespread	ADJ
cana-5116	5	15	internet	internet	NOUN
cana-5116	5	16	access	access	NOUN
cana-5116	5	17	,	,	PUNCT
cana-5116	5	18	and	and	CCONJ
cana-5116	5	19	increasing	increase	VERB
cana-5116	5	20	smartphone	smartphone	ADJ
cana-5116	5	21	penetration	penetration	NOUN
cana-5116	5	22	have	have	AUX
cana-5116	5	23	contributed	contribute	VERB
cana-5116	5	24	significantly	significantly	ADV
cana-5116	5	25	to	to	ADP
cana-5116	5	26	the	the	DET
cana-5116	5	27	growth	growth	NOUN
cana-5116	5	28	of	of	ADP
cana-5116	5	29	e	e	NOUN
cana-5116	5	30	-	-	NOUN
cana-5116	5	31	banking	banking	ADJ
cana-5116	5	32	services.it	services.it	PROPN
cana-5116	5	33	has	have	AUX
cana-5116	5	34	also	also	ADV
cana-5116	5	35	transformed	transform	VERB
cana-5116	5	36	consumer	consumer	NOUN
cana-5116	5	37	behavior	behavior	NOUN
cana-5116	5	38	.	.	PUNCT
cana-5116	6	1	factors	factor	NOUN
cana-5116	6	2	such	such	ADJ
cana-5116	6	3	as	as	ADP
cana-5116	6	4	convenience	convenience	NOUN
cana-5116	6	5	,	,	PUNCT
cana-5116	6	6	speed	speed	NOUN
cana-5116	6	7	,	,	PUNCT
cana-5116	6	8	accessibility	accessibility	NOUN
cana-5116	6	9	,	,	PUNCT
cana-5116	6	10	and	and	CCONJ
cana-5116	6	11	security	security	NOUN
cana-5116	6	12	influence	influence	NOUN
cana-5116	6	13	consumer	consumer	NOUN
cana-5116	7	1	behavior.this	behavior.this	PROPN
cana-5116	7	2	study	study	NOUN
cana-5116	7	3	examines	examine	VERB
cana-5116	7	4	how	how	SCONJ
cana-5116	7	5	consumers	consumer	NOUN
cana-5116	7	6	use	use	VERB
cana-5116	7	7	electronic	electronic	ADJ
cana-5116	7	8	banking	banking	NOUN
cana-5116	7	9	services	service	NOUN
cana-5116	7	10	,	,	PUNCT
cana-5116	7	11	with	with	ADP
cana-5116	7	12	a	a	DET
cana-5116	7	13	particular	particular	ADJ
cana-5116	7	14	emphasis	emphasis	NOUN
cana-5116	7	15	on	on	ADP
cana-5116	7	16	atm	atm	ADJ
cana-5116	7	17	,	,	PUNCT
cana-5116	7	18	mobile	mobile	ADJ
cana-5116	7	19	,	,	PUNCT
cana-5116	7	20	and	and	CCONJ
cana-5116	7	21	internet	internet	NOUN
cana-5116	7	22	banking	banking	NOUN
cana-5116	7	23	.	.	PUNCT
cana-5116	8	1	this	this	DET
cana-5116	8	2	study	study	NOUN
cana-5116	8	3	employs	employ	VERB
cana-5116	8	4	a	a	DET
cana-5116	8	5	descriptive	descriptive	ADJ
cana-5116	8	6	research	research	NOUN
cana-5116	8	7	design	design	NOUN
cana-5116	8	8	to	to	PART
cana-5116	8	9	examine	examine	VERB
cana-5116	8	10	consumer	consumer	NOUN
cana-5116	8	11	preferences	preference	NOUN
cana-5116	8	12	,	,	PUNCT
cana-5116	8	13	satisfaction	satisfaction	NOUN
cana-5116	8	14	levels	level	NOUN
cana-5116	8	15	,	,	PUNCT
cana-5116	8	16	and	and	CCONJ
cana-5116	8	17	usage	usage	NOUN
cana-5116	8	18	patterns	pattern	NOUN
cana-5116	8	19	in	in	ADP
cana-5116	8	20	electronic	electronic	ADJ
cana-5116	8	21	banking	banking	NOUN
cana-5116	8	22	.	.	PUNCT
cana-5116	9	1	closed	close	VERB
cana-5116	9	2	-	-	PUNCT
cana-5116	9	3	ended	end	VERB
cana-5116	9	4	surveys	survey	NOUN
cana-5116	9	5	and	and	CCONJ
cana-5116	9	6	interviews	interview	NOUN
cana-5116	9	7	are	be	AUX
cana-5116	9	8	used	use	VERB
cana-5116	9	9	to	to	PART
cana-5116	9	10	gather	gather	VERB
cana-5116	9	11	primary	primary	ADJ
cana-5116	9	12	data	datum	NOUN
cana-5116	9	13	,	,	PUNCT
cana-5116	9	14	offering	offer	VERB
cana-5116	9	15	both	both	CCONJ
cana-5116	9	16	quantitative	quantitative	ADJ
cana-5116	9	17	and	and	CCONJ
cana-5116	9	18	qualitative	qualitative	ADJ
cana-5116	9	19	insights	insight	NOUN
cana-5116	9	20	into	into	ADP
cana-5116	9	21	consumer	consumer	NOUN
cana-5116	9	22	behavior	behavior	NOUN
cana-5116	9	23	.	.	PUNCT
cana-5116	10	1	in	in	ADP
cana-5116	10	2	order	order	NOUN
cana-5116	10	3	to	to	PART
cana-5116	10	4	comprehend	comprehend	VERB
cana-5116	10	5	how	how	SCONJ
cana-5116	10	6	information	information	NOUN
cana-5116	10	7	technology	technology	NOUN
cana-5116	10	8	affects	affect	VERB
cana-5116	10	9	banks	bank	NOUN
cana-5116	10	10	'	'	PART
cana-5116	10	11	financial	financial	ADJ
cana-5116	10	12	and	and	CCONJ
cana-5116	10	13	operational	operational	ADJ
cana-5116	10	14	performance	performance	NOUN
cana-5116	10	15	,	,	PUNCT
cana-5116	10	16	the	the	DET
cana-5116	10	17	study	study	NOUN
cana-5116	10	18	examines	examine	VERB
cana-5116	10	19	pertinent	pertinent	ADJ
cana-5116	10	20	literature	literature	NOUN
cana-5116	10	21	,	,	PUNCT
cana-5116	10	22	highlighting	highlight	VERB
cana-5116	10	23	the	the	DET
cana-5116	10	24	importance	importance	NOUN
cana-5116	10	25	of	of	ADP
cana-5116	10	26	customer	customer	NOUN
cana-5116	10	27	happiness	happiness	NOUN
cana-5116	10	28	in	in	ADP
cana-5116	10	29	accomplishing	accomplish	VERB
cana-5116	10	30	organizational	organizational	ADJ
cana-5116	10	31	goals	goal	NOUN
cana-5116	10	32	.	.	PUNCT
cana-5116	11	1	it	it	PRON
cana-5116	11	2	also	also	ADV
cana-5116	11	3	emphasizes	emphasize	VERB
cana-5116	11	4	the	the	DET
cana-5116	11	5	advantages	advantage	NOUN
cana-5116	11	6	of	of	ADP
cana-5116	11	7	electronic	electronic	ADJ
cana-5116	11	8	banking	banking	NOUN
cana-5116	11	9	,	,	PUNCT
cana-5116	11	10	such	such	ADJ
cana-5116	11	11	as	as	ADP
cana-5116	11	12	its	its	PRON
cana-5116	11	13	convenience	convenience	NOUN
cana-5116	11	14	,	,	PUNCT
cana-5116	11	15	better	well	ADJ
cana-5116	11	16	rates	rate	NOUN
cana-5116	11	17	,	,	PUNCT
cana-5116	11	18	portability	portability	NOUN
cana-5116	11	19	,	,	PUNCT
cana-5116	11	20	time	time	NOUN
cana-5116	11	21	-	-	PUNCT
cana-5116	11	22	saving	save	VERB
cana-5116	11	23	features	feature	NOUN
cana-5116	11	24	,	,	PUNCT
cana-5116	11	25	and	and	CCONJ
cana-5116	11	26	improved	improve	VERB
cana-5116	11	27	investment	investment	NOUN
cana-5116	11	28	management	management	NOUN
cana-5116	11	29	and	and	CCONJ
cana-5116	11	30	monitoring	monitoring	NOUN
cana-5116	11	31	.	.	PUNCT
cana-5116	12	1	the	the	DET
cana-5116	12	2	study	study	NOUN
cana-5116	12	3	aims	aim	VERB
cana-5116	12	4	to	to	PART
cana-5116	12	5	determine	determine	VERB
cana-5116	12	6	consumer	consumer	NOUN
cana-5116	12	7	preferences	preference	NOUN
cana-5116	12	8	for	for	ADP
cana-5116	12	9	online	online	ADJ
cana-5116	12	10	banking	banking	NOUN
cana-5116	12	11	services	service	NOUN
cana-5116	12	12	,	,	PUNCT
cana-5116	12	13	compare	compare	VERB
cana-5116	12	14	customer	customer	NOUN
cana-5116	12	15	satisfaction	satisfaction	NOUN
cana-5116	12	16	across	across	ADP
cana-5116	12	17	private	private	ADJ
cana-5116	12	18	and	and	CCONJ
cana-5116	12	19	public	public	ADJ
cana-5116	12	20	bank	bank	NOUN
cana-5116	12	21	clients	client	NOUN
cana-5116	12	22	,	,	PUNCT
cana-5116	12	23	and	and	CCONJ
cana-5116	12	24	evaluate	evaluate	VERB
cana-5116	12	25	how	how	SCONJ
cana-5116	12	26	demographic	demographic	ADJ
cana-5116	12	27	characteristics	characteristic	NOUN
cana-5116	12	28	affect	affect	VERB
cana-5116	12	29	the	the	DET
cana-5116	12	30	use	use	NOUN
cana-5116	12	31	of	of	ADP
cana-5116	12	32	online	online	ADJ
cana-5116	12	33	banking	banking	NOUN
cana-5116	12	34	.	.	PUNCT
cana-5116	13	1	when	when	SCONJ
cana-5116	13	2	data	datum	NOUN
cana-5116	13	3	is	be	AUX
cana-5116	13	4	analyzed	analyze	VERB
cana-5116	13	5	,	,	PUNCT
cana-5116	13	6	statistical	statistical	ADJ
cana-5116	13	7	procedures	procedure	NOUN
cana-5116	13	8	like	like	ADP
cana-5116	13	9	the	the	DET
cana-5116	13	10	chi	chi	ADJ
cana-5116	13	11	-	-	PUNCT
cana-5116	13	12	square	square	NOUN
cana-5116	13	13	test	test	NOUN
cana-5116	13	14	and	and	CCONJ
cana-5116	13	15	anova	anova	PROPN
cana-5116	13	16	(	(	PUNCT
cana-5116	13	17	f	f	X
cana-5116	13	18	-	-	PUNCT
cana-5116	13	19	test	test	NOUN
cana-5116	13	20	)	)	PUNCT
cana-5116	13	21	are	be	AUX
cana-5116	13	22	used	use	VERB
cana-5116	13	23	to	to	PART
cana-5116	13	24	find	find	VERB
cana-5116	13	25	significant	significant	ADJ
cana-5116	13	26	relationships	relationship	NOUN
cana-5116	13	27	between	between	ADP
cana-5116	13	28	different	different	ADJ
cana-5116	13	29	factors	factor	NOUN
cana-5116	13	30	and	and	CCONJ
cana-5116	13	31	electronic	electronic	ADJ
cana-5116	13	32	banking	banking	NOUN
cana-5116	13	33	services	service	NOUN
cana-5116	13	34	.	.	PUNCT
cana-5116	14	1	the	the	DET
cana-5116	14	2	results	result	NOUN
cana-5116	14	3	offer	offer	VERB
cana-5116	14	4	significant	significant	ADJ
cana-5116	14	5	perspectives	perspective	NOUN
cana-5116	14	6	for	for	ADP
cana-5116	14	7	policymakers	policymaker	NOUN
cana-5116	14	8	and	and	CCONJ
cana-5116	14	9	banking	banking	NOUN
cana-5116	14	10	professionals	professional	NOUN
cana-5116	14	11	in	in	ADP
cana-5116	14	12	improving	improve	VERB
cana-5116	14	13	electronic	electronic	ADJ
cana-5116	14	14	banking	banking	NOUN
cana-5116	14	15	services	service	NOUN
cana-5116	14	16	to	to	PART
cana-5116	14	17	fulfill	fulfill	VERB
cana-5116	14	18	the	the	DET
cana-5116	14	19	changing	change	VERB
cana-5116	14	20	demands	demand	NOUN
cana-5116	14	21	and	and	CCONJ
cana-5116	14	22	anticipations	anticipation	NOUN
cana-5116	14	23	of	of	ADP
cana-5116	14	24	clients	client	NOUN
cana-5116	14	25	.	.	PUNCT
cana-5116	15	1	keywords	keyword	NOUN
cana-5116	15	2	:	:	PUNCT
cana-5116	15	3	e	e	X
cana-5116	15	4	-	-	NOUN
cana-5116	15	5	banking	banking	ADJ
cana-5116	15	6	,	,	PUNCT
cana-5116	15	7	electronic	electronic	ADJ
cana-5116	15	8	banking	banking	NOUN
cana-5116	15	9	,	,	PUNCT
cana-5116	15	10	consumer	consumer	NOUN
cana-5116	15	11	behavior	behavior	NOUN
cana-5116	15	12	,	,	PUNCT
cana-5116	15	13	impact	impact	NOUN
cana-5116	15	14	,	,	PUNCT
cana-5116	15	15	customer	customer	NOUN
cana-5116	15	16	satisfaction	satisfaction	NOUN
cana-5116	15	17	,	,	PUNCT
cana-5116	15	18	convenience	convenience	NOUN
cana-5116	15	19	,	,	PUNCT
cana-5116	15	20	adoption	adoption	NOUN
cana-5116	15	21	,	,	PUNCT
cana-5116	15	22	usage	usage	NOUN
cana-5116	15	23	patterns	pattern	NOUN
cana-5116	15	24	,	,	PUNCT
cana-5116	15	25	demographic	demographic	ADJ
cana-5116	15	26	factors	factor	NOUN
cana-5116	15	27	.	.	PUNCT
cana-5116	16	1	1	1	X
cana-5116	16	2	.	.	X
cana-5116	16	3	introduction	introduction	NOUN
cana-5116	16	4	the	the	DET
cana-5116	16	5	banking	banking	NOUN
cana-5116	16	6	industry	industry	NOUN
cana-5116	16	7	has	have	AUX
cana-5116	16	8	had	have	VERB
cana-5116	16	9	a	a	DET
cana-5116	16	10	notable	notable	ADJ
cana-5116	16	11	impact	impact	NOUN
cana-5116	16	12	from	from	ADP
cana-5116	16	13	it	it	PRON
cana-5116	16	14	growth	growth	NOUN
cana-5116	16	15	in	in	ADP
cana-5116	16	16	the	the	DET
cana-5116	16	17	form	form	NOUN
cana-5116	16	18	of	of	ADP
cana-5116	16	19	enhanced	enhanced	ADJ
cana-5116	16	20	flexibility	flexibility	NOUN
cana-5116	16	21	and	and	CCONJ
cana-5116	16	22	user	user	NOUN
cana-5116	16	23	-	-	PUNCT
cana-5116	16	24	friendliness	friendliness	NOUN
cana-5116	16	25	in	in	ADP
cana-5116	16	26	banking	banking	NOUN
cana-5116	16	27	operations	operation	NOUN
cana-5116	16	28	and	and	CCONJ
cana-5116	16	29	services	service	NOUN
cana-5116	16	30	(	(	PUNCT
cana-5116	16	31	ahmad	ahmad	PROPN
cana-5116	16	32	,	,	PUNCT
cana-5116	16	33	2020	2020	NUM
cana-5116	16	34	)	)	PUNCT
cana-5116	16	35	.	.	PUNCT
cana-5116	17	1	analyzing	analyze	VERB
cana-5116	17	2	pertinent	pertinent	ADJ
cana-5116	17	3	literature	literature	NOUN
cana-5116	17	4	in	in	ADP
cana-5116	17	5	this	this	DET
cana-5116	17	6	context	context	NOUN
cana-5116	17	7	is	be	AUX
cana-5116	17	8	one	one	NUM
cana-5116	17	9	of	of	ADP
cana-5116	17	10	the	the	DET
cana-5116	17	11	goals	goal	NOUN
cana-5116	17	12	in	in	ADP
cana-5116	17	13	order	order	NOUN
cana-5116	17	14	to	to	PART
cana-5116	17	15	evaluate	evaluate	VERB
cana-5116	17	16	the	the	DET
cana-5116	17	17	findings	finding	NOUN
cana-5116	17	18	of	of	ADP
cana-5116	17	19	earlier	early	ADJ
cana-5116	17	20	studies	study	NOUN
cana-5116	17	21	about	about	ADP
cana-5116	17	22	the	the	DET
cana-5116	17	23	financial	financial	ADJ
cana-5116	17	24	and	and	CCONJ
cana-5116	17	25	operational	operational	ADJ
cana-5116	17	26	performance	performance	NOUN
cana-5116	17	27	of	of	ADP
cana-5116	17	28	banks	bank	NOUN
cana-5116	17	29	following	follow	VERB
cana-5116	17	30	the	the	DET
cana-5116	17	31	use	use	NOUN
cana-5116	17	32	of	of	ADP
cana-5116	17	33	information	information	NOUN
cana-5116	17	34	technology	technology	NOUN
cana-5116	17	35	(	(	PUNCT
cana-5116	17	36	alalwan	alalwan	NOUN
cana-5116	17	37	,	,	PUNCT
cana-5116	17	38	2018	2018	NUM
cana-5116	17	39	)	)	PUNCT
cana-5116	17	40	.	.	PUNCT
cana-5116	18	1	for	for	SCONJ
cana-5116	18	2	banks	bank	NOUN
cana-5116	18	3	to	to	PART
cana-5116	18	4	determine	determine	VERB
cana-5116	18	5	how	how	SCONJ
cana-5116	18	6	well	well	ADV
cana-5116	18	7	the	the	DET
cana-5116	18	8	web	web	NOUN
cana-5116	18	9	serves	serve	VERB
cana-5116	18	10	their	their	PRON
cana-5116	18	11	goals	goal	NOUN
cana-5116	18	12	of	of	ADP
cana-5116	18	13	customer	customer	NOUN
cana-5116	18	14	acquisition	acquisition	NOUN
cana-5116	18	15	,	,	PUNCT
cana-5116	18	16	retention	retention	NOUN
cana-5116	18	17	,	,	PUNCT
cana-5116	18	18	and	and	CCONJ
cana-5116	18	19	increased	increase	VERB
cana-5116	18	20	share	share	NOUN
cana-5116	18	21	of	of	ADP
cana-5116	18	22	wallet	wallet	NOUN
cana-5116	18	23	,	,	PUNCT
cana-5116	18	24	customer	customer	NOUN
cana-5116	18	25	happiness	happiness	NOUN
cana-5116	18	26	is	be	AUX
cana-5116	18	27	a	a	DET
cana-5116	18	28	critical	critical	ADJ
cana-5116	18	29	metric	metric	NOUN
cana-5116	18	30	(	(	PUNCT
cana-5116	18	31	albayati	albayati	PROPN
cana-5116	18	32	,	,	PUNCT
cana-5116	18	33	2020	2020	NUM
cana-5116	18	34	)	)	PUNCT
cana-5116	18	35	.	.	PUNCT
cana-5116	19	1	although	although	SCONJ
cana-5116	19	2	there	there	PRON
cana-5116	19	3	has	have	VERB
cana-5116	19	4	communications	communication	NOUN
cana-5116	19	5	on	on	ADP
cana-5116	19	6	applied	apply	VERB
cana-5116	19	7	nonlinear	nonlinear	ADJ
cana-5116	19	8	analysis	analysis	NOUN
cana-5116	19	9	issn	issn	NOUN
cana-5116	19	10	:	:	PUNCT
cana-5116	19	11	1074	1074	NUM
cana-5116	19	12	-	-	PUNCT
cana-5116	19	13	133x	133x	NUM
cana-5116	19	14	vol	vol	NOUN
cana-5116	19	15	32	32	NUM
cana-5116	19	16	no	no	NOUN
cana-5116	19	17	.	.	PUNCT
cana-5116	20	1	icmasd	icmasd	NOUN
cana-5116	20	2	(	(	PUNCT
cana-5116	20	3	2025	2025	NUM
cana-5116	20	4	)	)	PUNCT
cana-5116	20	5	898	898	NUM
cana-5116	20	6	https://internationalpubls.com	https://internationalpubls.com	X
cana-5116	20	7	been	be	VERB
cana-5116	20	8	a	a	DET
cana-5116	20	9	lot	lot	NOUN
cana-5116	20	10	of	of	ADP
cana-5116	20	11	research	research	NOUN
cana-5116	20	12	on	on	ADP
cana-5116	20	13	e	e	NOUN
cana-5116	20	14	-	-	NOUN
cana-5116	20	15	banking	banking	NOUN
cana-5116	20	16	and	and	CCONJ
cana-5116	20	17	consumer	consumer	NOUN
cana-5116	20	18	acceptance	acceptance	NOUN
cana-5116	20	19	of	of	ADP
cana-5116	20	20	online	online	ADJ
cana-5116	20	21	banking	banking	NOUN
cana-5116	20	22	,	,	PUNCT
cana-5116	20	23	there	there	PRON
cana-5116	20	24	is	be	VERB
cana-5116	20	25	still	still	ADV
cana-5116	20	26	less	less	ADJ
cana-5116	20	27	exploratory	exploratory	ADJ
cana-5116	20	28	discussion	discussion	NOUN
cana-5116	20	29	in	in	ADP
cana-5116	20	30	a	a	DET
cana-5116	20	31	few	few	ADJ
cana-5116	20	32	areas	area	NOUN
cana-5116	20	33	from	from	ADP
cana-5116	20	34	the	the	DET
cana-5116	20	35	consumer	consumer	NOUN
cana-5116	20	36	's	's	PART
cana-5116	20	37	perspective	perspective	NOUN
cana-5116	20	38	(	(	PUNCT
cana-5116	20	39	al	al	PROPN
cana-5116	20	40	-	-	PUNCT
cana-5116	20	41	dweeri	dweeri	PROPN
cana-5116	20	42	,	,	PUNCT
cana-5116	20	43	2019	2019	NUM
cana-5116	20	44	)	)	PUNCT
cana-5116	20	45	.	.	PUNCT
cana-5116	21	1	this	this	DET
cana-5116	21	2	study	study	NOUN
cana-5116	21	3	will	will	AUX
cana-5116	21	4	examine	examine	VERB
cana-5116	21	5	the	the	DET
cana-5116	21	6	pertinent	pertinent	ADJ
cana-5116	21	7	literature	literature	NOUN
cana-5116	21	8	to	to	PART
cana-5116	21	9	determine	determine	VERB
cana-5116	21	10	how	how	SCONJ
cana-5116	21	11	customer	customer	NOUN
cana-5116	21	12	satisfaction	satisfaction	NOUN
cana-5116	21	13	was	be	AUX
cana-5116	21	14	determined	determine	VERB
cana-5116	21	15	by	by	ADP
cana-5116	21	16	earlier	early	ADJ
cana-5116	21	17	researchers	researcher	NOUN
cana-5116	21	18	and	and	CCONJ
cana-5116	21	19	will	will	AUX
cana-5116	21	20	,	,	PUNCT
cana-5116	21	21	with	with	ADP
cana-5116	21	22	the	the	DET
cana-5116	21	23	goal	goal	NOUN
cana-5116	21	24	of	of	ADP
cana-5116	21	25	evaluating	evaluate	VERB
cana-5116	21	26	the	the	DET
cana-5116	21	27	function	function	NOUN
cana-5116	21	28	of	of	ADP
cana-5116	21	29	the	the	DET
cana-5116	21	30	online	online	ADJ
cana-5116	21	31	channel	channel	NOUN
cana-5116	21	32	in	in	ADP
cana-5116	21	33	satisfying	satisfy	VERB
cana-5116	21	34	the	the	DET
cana-5116	21	35	demands	demand	NOUN
cana-5116	21	36	and	and	CCONJ
cana-5116	21	37	surpassing	surpass	VERB
cana-5116	21	38	the	the	DET
cana-5116	21	39	expectations	expectation	NOUN
cana-5116	21	40	of	of	ADP
cana-5116	21	41	customers	customer	NOUN
cana-5116	21	42	(	(	PUNCT
cana-5116	21	43	ali	ali	PROPN
cana-5116	21	44	,	,	PUNCT
cana-5116	21	45	2020	2020	NUM
cana-5116	21	46	)	)	PUNCT
cana-5116	21	47	.	.	PUNCT
cana-5116	22	1	the	the	DET
cana-5116	22	2	aim	aim	NOUN
cana-5116	22	3	of	of	ADP
cana-5116	22	4	this	this	DET
cana-5116	22	5	study	study	NOUN
cana-5116	22	6	is	be	AUX
cana-5116	22	7	to	to	PART
cana-5116	22	8	evaluate	evaluate	VERB
cana-5116	22	9	and	and	CCONJ
cana-5116	22	10	measure	measure	VERB
cana-5116	22	11	the	the	DET
cana-5116	22	12	contribution	contribution	NOUN
cana-5116	22	13	of	of	ADP
cana-5116	22	14	online	online	ADJ
cana-5116	22	15	banking	banking	NOUN
cana-5116	22	16	to	to	ADP
cana-5116	22	17	a	a	DET
cana-5116	22	18	bank	bank	NOUN
cana-5116	22	19	's	's	PART
cana-5116	22	20	profitability	profitability	NOUN
cana-5116	22	21	using	use	VERB
cana-5116	22	22	the	the	DET
cana-5116	22	23	framework	framework	NOUN
cana-5116	22	24	of	of	ADP
cana-5116	22	25	customer	customer	NOUN
cana-5116	22	26	satisfaction	satisfaction	NOUN
cana-5116	22	27	(	(	PUNCT
cana-5116	22	28	ali	ali	PROPN
cana-5116	22	29	m.	m.	PROPN
cana-5116	22	30	u.	u.	PROPN
cana-5116	22	31	,	,	PUNCT
cana-5116	22	32	2023	2023	NUM
cana-5116	22	33	)	)	PUNCT
cana-5116	22	34	.	.	PUNCT
cana-5116	23	1	every	every	DET
cana-5116	23	2	healthy	healthy	ADJ
cana-5116	23	3	economy	economy	NOUN
cana-5116	23	4	is	be	AUX
cana-5116	23	5	built	build	VERB
cana-5116	23	6	on	on	ADP
cana-5116	23	7	the	the	DET
cana-5116	23	8	financial	financial	ADJ
cana-5116	23	9	sector	sector	NOUN
cana-5116	23	10	,	,	PUNCT
cana-5116	23	11	and	and	CCONJ
cana-5116	23	12	the	the	DET
cana-5116	23	13	current	current	ADJ
cana-5116	23	14	recession	recession	NOUN
cana-5116	23	15	in	in	ADP
cana-5116	23	16	the	the	DET
cana-5116	23	17	uk	uk	PROPN
cana-5116	23	18	is	be	AUX
cana-5116	23	19	a	a	DET
cana-5116	23	20	clear	clear	ADJ
cana-5116	23	21	example	example	NOUN
cana-5116	23	22	of	of	ADP
cana-5116	23	23	this	this	PRON
cana-5116	23	24	(	(	PUNCT
cana-5116	23	25	anouze	anouze	ADV
cana-5116	23	26	,	,	PUNCT
cana-5116	23	27	2019).if	2019).if	NUM
cana-5116	23	28	the	the	DET
cana-5116	23	29	financial	financial	ADJ
cana-5116	23	30	sector	sector	NOUN
cana-5116	23	31	falters	falter	VERB
cana-5116	23	32	,	,	PUNCT
cana-5116	23	33	the	the	DET
cana-5116	23	34	economy	economy	NOUN
cana-5116	23	35	as	as	ADP
cana-5116	23	36	a	a	DET
cana-5116	23	37	whole	whole	NOUN
cana-5116	23	38	will	will	AUX
cana-5116	23	39	too	too	ADV
cana-5116	23	40	(	(	PUNCT
cana-5116	23	41	baabdullah	baabdullah	PROPN
cana-5116	23	42	,	,	PUNCT
cana-5116	23	43	2019	2019	NUM
cana-5116	23	44	)	)	PUNCT
cana-5116	23	45	.	.	PUNCT
cana-5116	24	1	the	the	DET
cana-5116	24	2	use	use	NOUN
cana-5116	24	3	of	of	ADP
cana-5116	24	4	information	information	NOUN
cana-5116	24	5	and	and	CCONJ
cana-5116	24	6	communication	communication	NOUN
cana-5116	24	7	technology	technology	NOUN
cana-5116	24	8	in	in	ADP
cana-5116	24	9	the	the	DET
cana-5116	24	10	late	late	ADJ
cana-5116	24	11	20th	20th	ADJ
cana-5116	24	12	century	century	NOUN
cana-5116	24	13	has	have	AUX
cana-5116	24	14	sharpened	sharpen	VERB
cana-5116	24	15	and	and	CCONJ
cana-5116	24	16	broadened	broaden	VERB
cana-5116	24	17	its	its	PRON
cana-5116	24	18	scope	scope	NOUN
cana-5116	24	19	for	for	ADP
cana-5116	24	20	managing	manage	VERB
cana-5116	24	21	finances	finance	NOUN
cana-5116	24	22	and	and	CCONJ
cana-5116	24	23	providing	provide	VERB
cana-5116	24	24	various	various	ADJ
cana-5116	24	25	goods	good	NOUN
cana-5116	24	26	and	and	CCONJ
cana-5116	24	27	services	service	NOUN
cana-5116	24	28	globally	globally	ADV
cana-5116	24	29	(	(	PUNCT
cana-5116	24	30	butu	butu	PROPN
cana-5116	24	31	,	,	PUNCT
cana-5116	24	32	2020	2020	NUM
cana-5116	24	33	)	)	PUNCT
cana-5116	24	34	.	.	PUNCT
cana-5116	25	1	information	information	NOUN
cana-5116	25	2	systems	system	NOUN
cana-5116	25	3	have	have	AUX
cana-5116	25	4	given	give	VERB
cana-5116	25	5	users	user	NOUN
cana-5116	25	6	of	of	ADP
cana-5116	25	7	new	new	ADJ
cana-5116	25	8	technology	technology	NOUN
cana-5116	25	9	a	a	DET
cana-5116	25	10	competitive	competitive	ADJ
cana-5116	25	11	edge	edge	NOUN
cana-5116	25	12	over	over	ADP
cana-5116	25	13	their	their	PRON
cana-5116	25	14	competitors	competitor	NOUN
cana-5116	25	15	and	and	CCONJ
cana-5116	25	16	built	build	VERB
cana-5116	25	17	new	new	ADJ
cana-5116	25	18	infrastructure	infrastructure	NOUN
cana-5116	25	19	necessary	necessary	ADJ
cana-5116	25	20	for	for	SCONJ
cana-5116	25	21	the	the	DET
cana-5116	25	22	global	global	ADJ
cana-5116	25	23	economy	economy	NOUN
cana-5116	25	24	to	to	PART
cana-5116	25	25	become	become	VERB
cana-5116	25	26	genuinely	genuinely	ADV
cana-5116	25	27	global	global	ADJ
cana-5116	25	28	(	(	PUNCT
cana-5116	25	29	guthrie	guthrie	NOUN
cana-5116	25	30	,	,	PUNCT
cana-5116	25	31	2021	2021	NUM
cana-5116	25	32	)	)	PUNCT
cana-5116	25	33	.	.	PUNCT
cana-5116	26	1	in	in	ADP
cana-5116	26	2	the	the	DET
cana-5116	26	3	global	global	ADJ
cana-5116	26	4	electronic	electronic	ADJ
cana-5116	26	5	circuit	circuit	NOUN
cana-5116	26	6	,	,	PUNCT
cana-5116	26	7	billions	billion	NOUN
cana-5116	26	8	of	of	ADP
cana-5116	26	9	dollars	dollar	NOUN
cana-5116	26	10	'	'	PART
cana-5116	26	11	worth	worth	NOUN
cana-5116	26	12	of	of	ADP
cana-5116	26	13	transactions	transaction	NOUN
cana-5116	26	14	occur	occur	VERB
cana-5116	26	15	in	in	ADP
cana-5116	26	16	a	a	DET
cana-5116	26	17	matter	matter	NOUN
cana-5116	26	18	of	of	ADP
cana-5116	26	19	seconds	second	NOUN
cana-5116	26	20	(	(	PUNCT
cana-5116	26	21	shankar	shankar	NOUN
cana-5116	26	22	,	,	PUNCT
cana-5116	26	23	2019	2019	NUM
cana-5116	26	24	)	)	PUNCT
cana-5116	26	25	.	.	PUNCT
cana-5116	27	1	unpredictably	unpredictably	ADV
cana-5116	27	2	,	,	PUNCT
cana-5116	27	3	the	the	DET
cana-5116	27	4	banking	banking	NOUN
cana-5116	27	5	and	and	CCONJ
cana-5116	27	6	financial	financial	ADJ
cana-5116	27	7	sector	sector	NOUN
cana-5116	27	8	(	(	PUNCT
cana-5116	27	9	bfi	bfi	PROPN
cana-5116	27	10	)	)	PUNCT
cana-5116	27	11	is	be	AUX
cana-5116	27	12	changing	change	VERB
cana-5116	27	13	,	,	PUNCT
cana-5116	27	14	with	with	ADP
cana-5116	27	15	information	information	NOUN
cana-5116	27	16	technology	technology	NOUN
cana-5116	27	17	advancements	advancement	NOUN
cana-5116	27	18	playing	play	VERB
cana-5116	27	19	a	a	DET
cana-5116	27	20	significant	significant	ADJ
cana-5116	27	21	role	role	NOUN
cana-5116	27	22	in	in	ADP
cana-5116	27	23	this	this	DET
cana-5116	27	24	transformation	transformation	NOUN
cana-5116	27	25	(	(	PUNCT
cana-5116	27	26	indrasari	indrasari	NOUN
cana-5116	27	27	,	,	PUNCT
cana-5116	27	28	2022	2022	NUM
cana-5116	27	29	)	)	PUNCT
cana-5116	27	30	.	.	PUNCT
cana-5116	28	1	information	information	NOUN
cana-5116	28	2	systems	system	NOUN
cana-5116	28	3	continue	continue	VERB
cana-5116	28	4	to	to	PART
cana-5116	28	5	present	present	VERB
cana-5116	28	6	difficulties	difficulty	NOUN
cana-5116	28	7	for	for	ADP
cana-5116	28	8	academics	academic	NOUN
cana-5116	28	9	and	and	CCONJ
cana-5116	28	10	marketers	marketer	NOUN
cana-5116	28	11	alike	alike	ADV
cana-5116	28	12	,	,	PUNCT
cana-5116	28	13	despite	despite	SCONJ
cana-5116	28	14	the	the	DET
cana-5116	28	15	fact	fact	NOUN
cana-5116	28	16	that	that	SCONJ
cana-5116	28	17	they	they	PRON
cana-5116	28	18	have	have	AUX
cana-5116	28	19	transformed	transform	VERB
cana-5116	28	20	living	living	NOUN
cana-5116	28	21	standards	standard	NOUN
cana-5116	28	22	,	,	PUNCT
cana-5116	28	23	corporate	corporate	ADJ
cana-5116	28	24	operations	operation	NOUN
cana-5116	28	25	,	,	PUNCT
cana-5116	28	26	and	and	CCONJ
cana-5116	28	27	the	the	DET
cana-5116	28	28	study	study	NOUN
cana-5116	28	29	of	of	ADP
cana-5116	28	30	the	the	DET
cana-5116	28	31	financial	financial	ADJ
cana-5116	28	32	sector	sector	NOUN
cana-5116	28	33	throughout	throughout	ADP
cana-5116	28	34	the	the	DET
cana-5116	28	35	past	past	ADJ
cana-5116	28	36	10	10	NUM
cana-5116	28	37	years	year	NOUN
cana-5116	28	38	(	(	PUNCT
cana-5116	28	39	islam	islam	PROPN
cana-5116	28	40	,	,	PUNCT
cana-5116	28	41	2020	2020	NUM
cana-5116	28	42	)	)	PUNCT
cana-5116	28	43	.	.	PUNCT
cana-5116	29	1	the	the	DET
cana-5116	29	2	financial	financial	ADJ
cana-5116	29	3	services	service	NOUN
cana-5116	29	4	industry	industry	NOUN
cana-5116	29	5	has	have	AUX
cana-5116	29	6	undergone	undergo	VERB
cana-5116	29	7	significant	significant	ADJ
cana-5116	29	8	transformation	transformation	NOUN
cana-5116	29	9	as	as	ADP
cana-5116	29	10	a	a	DET
cana-5116	29	11	result	result	NOUN
cana-5116	29	12	of	of	ADP
cana-5116	29	13	rising	rise	VERB
cana-5116	29	14	client	client	NOUN
cana-5116	29	15	proactivity	proactivity	NOUN
cana-5116	29	16	and	and	CCONJ
cana-5116	29	17	growing	grow	VERB
cana-5116	29	18	convenience	convenience	NOUN
cana-5116	29	19	demands	demand	NOUN
cana-5116	29	20	,	,	PUNCT
cana-5116	29	21	among	among	ADP
cana-5116	29	22	other	other	ADJ
cana-5116	29	23	societal	societal	ADJ
cana-5116	29	24	changes	change	NOUN
cana-5116	29	25	and	and	CCONJ
cana-5116	29	26	technological	technological	ADJ
cana-5116	29	27	developments	development	NOUN
cana-5116	29	28	(	(	PUNCT
cana-5116	29	29	karjaluoto	karjaluoto	NOUN
cana-5116	29	30	,	,	PUNCT
cana-5116	29	31	2019	2019	NUM
cana-5116	29	32	)	)	PUNCT
cana-5116	29	33	.	.	PUNCT
cana-5116	30	1	figure	figure	VERB
cana-5116	30	2	1	1	NUM
cana-5116	30	3	:	:	PUNCT
cana-5116	30	4	e	e	NOUN
cana-5116	30	5	banking	bank	VERB
cana-5116	30	6	1.1	1.1	NUM
cana-5116	30	7	.	.	PUNCT
cana-5116	31	1	benefit	benefit	NOUN
cana-5116	31	2	of	of	ADP
cana-5116	31	3	ebanking	ebanke	VERB
cana-5116	31	4	●	●	NUM
cana-5116	31	5	convenience	convenience	NOUN
cana-5116	31	6	-	-	PUNCT
cana-5116	31	7	by	by	ADP
cana-5116	31	8	far	far	ADV
cana-5116	31	9	,	,	PUNCT
cana-5116	31	10	this	this	PRON
cana-5116	31	11	is	be	AUX
cana-5116	31	12	the	the	DET
cana-5116	31	13	greatest	great	ADJ
cana-5116	31	14	advantage	advantage	NOUN
cana-5116	31	15	of	of	ADP
cana-5116	31	16	online	online	ADJ
cana-5116	31	17	banking	banking	NOUN
cana-5116	31	18	,	,	PUNCT
cana-5116	31	19	offsetting	offset	VERB
cana-5116	31	20	any	any	DET
cana-5116	31	21	downsides	downside	NOUN
cana-5116	31	22	(	(	PUNCT
cana-5116	31	23	li	li	NOUN
cana-5116	31	24	,	,	PUNCT
cana-5116	31	25	2021	2021	NUM
cana-5116	31	26	)	)	PUNCT
cana-5116	31	27	.	.	PUNCT
cana-5116	32	1	no	no	DET
cana-5116	32	2	one	one	NOUN
cana-5116	32	3	needs	need	VERB
cana-5116	32	4	to	to	PART
cana-5116	32	5	surrender	surrender	VERB
cana-5116	32	6	the	the	DET
cana-5116	32	7	comfort	comfort	NOUN
cana-5116	32	8	of	of	ADP
cana-5116	32	9	having	have	VERB
cana-5116	32	10	the	the	DET
cana-5116	32	11	option	option	NOUN
cana-5116	32	12	to	to	PART
cana-5116	32	13	manage	manage	VERB
cana-5116	32	14	exchanges	exchange	NOUN
cana-5116	32	15	and	and	CCONJ
cana-5116	32	16	make	make	VERB
cana-5116	32	17	installments	installment	NOUN
cana-5116	32	18	at	at	ADP
cana-5116	32	19	the	the	DET
cana-5116	32	20	press	press	NOUN
cana-5116	32	21	of	of	ADP
cana-5116	32	22	a	a	DET
cana-5116	32	23	button	button	NOUN
cana-5116	32	24	without	without	ADP
cana-5116	32	25	leaving	leave	VERB
cana-5116	32	26	their	their	PRON
cana-5116	32	27	home	home	NOUN
cana-5116	32	28	or	or	CCONJ
cana-5116	32	29	work	work	NOUN
cana-5116	32	30	environment	environment	NOUN
cana-5116	32	31	(	(	PUNCT
cana-5116	32	32	mbama	mbama	PROPN
cana-5116	32	33	,	,	PUNCT
cana-5116	32	34	2018	2018	NUM
cana-5116	32	35	)	)	PUNCT
cana-5116	32	36	.	.	PUNCT
cana-5116	33	1	keeping	keep	VERB
cana-5116	33	2	up	up	ADP
cana-5116	33	3	with	with	ADP
cana-5116	33	4	account	account	NOUN
cana-5116	33	5	data	datum	NOUN
cana-5116	33	6	online	online	ADV
cana-5116	33	7	is	be	AUX
cana-5116	33	8	more	more	ADJ
cana-5116	33	9	catalyst	catalyst	NOUN
cana-5116	33	10	and	and	CCONJ
cana-5116	33	11	advantageous	advantageous	ADJ
cana-5116	33	12	than	than	ADP
cana-5116	33	13	going	go	VERB
cana-5116	33	14	to	to	ADP
cana-5116	33	15	the	the	DET
cana-5116	33	16	bank	bank	NOUN
cana-5116	33	17	.	.	PUNCT
cana-5116	34	1	ebanking	ebanke	VERB
cana-5116	34	2	administrations	administration	NOUN
cana-5116	34	3	make	make	VERB
cana-5116	34	4	a	a	DET
cana-5116	34	5	ton	ton	NOUN
cana-5116	34	6	of	of	ADP
cana-5116	34	7	non	non	ADJ
cana-5116	34	8	-	-	ADJ
cana-5116	34	9	value	value	NOUN
cana-5116	34	10	-	-	PUNCT
cana-5116	34	11	based	base	VERB
cana-5116	34	12	exercises	exercise	NOUN
cana-5116	34	13	a	a	DET
cana-5116	34	14	lot	lot	NOUN
cana-5116	34	15	simpler	simple	ADJ
cana-5116	34	16	,	,	PUNCT
cana-5116	34	17	such	such	ADJ
cana-5116	34	18	as	as	ADP
cana-5116	34	19	getting	get	VERB
cana-5116	34	20	a	a	DET
cana-5116	34	21	check	check	NOUN
cana-5116	34	22	book	book	NOUN
cana-5116	34	23	internet	internet	NOUN
cana-5116	34	24	,	,	PUNCT
cana-5116	34	25	refreshing	refreshing	ADJ
cana-5116	34	26	records	record	NOUN
cana-5116	34	27	,	,	PUNCT
cana-5116	34	28	and	and	CCONJ
cana-5116	34	29	figuring	figure	VERB
cana-5116	34	30	out	out	ADP
cana-5116	34	31	loan	loan	NOUN
cana-5116	34	32	costs	cost	NOUN
cana-5116	34	33	on	on	ADP
cana-5116	34	34	various	various	ADJ
cana-5116	34	35	monetary	monetary	ADJ
cana-5116	34	36	items	item	NOUN
cana-5116	34	37	,	,	PUNCT
cana-5116	34	38	in	in	ADP
cana-5116	34	39	addition	addition	NOUN
cana-5116	34	40	to	to	ADP
cana-5116	34	41	other	other	ADJ
cana-5116	34	42	things	thing	NOUN
cana-5116	34	43	(	(	PUNCT
cana-5116	34	44	mehta	mehta	PROPN
cana-5116	34	45	,	,	PUNCT
cana-5116	34	46	2020	2020	NUM
cana-5116	34	47	)	)	PUNCT
cana-5116	34	48	.	.	PUNCT
cana-5116	35	1	●	●	PUNCT
cana-5116	35	2	improved	improved	ADJ
cana-5116	35	3	ratesthis	ratesthis	NOUN
cana-5116	35	4	recommends	recommend	VERB
cana-5116	35	5	that	that	SCONJ
cana-5116	35	6	clients	client	NOUN
cana-5116	35	7	might	might	AUX
cana-5116	35	8	be	be	AUX
cana-5116	35	9	qualified	qualified	ADJ
cana-5116	35	10	to	to	PART
cana-5116	35	11	get	get	VERB
cana-5116	35	12	lower	low	ADJ
cana-5116	35	13	financing	financing	NOUN
cana-5116	35	14	costs	cost	NOUN
cana-5116	35	15	on	on	ADP
cana-5116	35	16	credits	credit	NOUN
cana-5116	35	17	and	and	CCONJ
cana-5116	35	18	higher	high	ADJ
cana-5116	35	19	loan	loan	NOUN
cana-5116	35	20	fees	fee	NOUN
cana-5116	35	21	on	on	ADP
cana-5116	35	22	stores	store	NOUN
cana-5116	35	23	in	in	ADP
cana-5116	35	24	return	return	NOUN
cana-5116	35	25	for	for	ADP
cana-5116	35	26	a	a	DET
cana-5116	35	27	level	level	NOUN
cana-5116	35	28	of	of	ADP
cana-5116	35	29	the	the	DET
cana-5116	35	30	bank	bank	NOUN
cana-5116	35	31	's	's	PART
cana-5116	35	32	reserve	reserve	NOUN
cana-5116	35	33	funds	fund	NOUN
cana-5116	35	34	(	(	PUNCT
cana-5116	35	35	merhi	merhi	PROPN
cana-5116	35	36	,	,	PUNCT
cana-5116	35	37	2019	2019	NUM
cana-5116	35	38	)	)	PUNCT
cana-5116	35	39	.	.	PUNCT
cana-5116	36	1	most	most	ADJ
cana-5116	36	2	banks	bank	NOUN
cana-5116	36	3	give	give	VERB
cana-5116	36	4	low	low	ADJ
cana-5116	36	5	-	-	PUNCT
cana-5116	36	6	or	or	CCONJ
cana-5116	36	7	no	no	DET
cana-5116	36	8	-	-	PUNCT
cana-5116	36	9	store	store	NOUN
cana-5116	36	10	accounts	account	NOUN
cana-5116	36	11	along	along	ADP
cana-5116	36	12	with	with	ADP
cana-5116	36	13	less	less	ADJ
cana-5116	36	14	punishments	punishment	NOUN
cana-5116	36	15	for	for	ADP
cana-5116	36	16	early	early	ADJ
cana-5116	36	17	withdrawals	withdrawal	NOUN
cana-5116	36	18	of	of	ADP
cana-5116	36	19	fixed	fix	VERB
cana-5116	36	20	stores	store	NOUN
cana-5116	36	21	with	with	ADP
cana-5116	36	22	an	an	DET
cana-5116	36	23	end	end	NOUN
cana-5116	36	24	goal	goal	NOUN
cana-5116	36	25	to	to	PART
cana-5116	36	26	allure	allure	VERB
cana-5116	36	27	clients	client	NOUN
cana-5116	36	28	to	to	PART
cana-5116	36	29	utilize	utilize	VERB
cana-5116	36	30	internet	internet	NOUN
cana-5116	36	31	banking	banking	NOUN
cana-5116	36	32	(	(	PUNCT
cana-5116	36	33	mogaji	mogaji	ADJ
cana-5116	36	34	,	,	PUNCT
cana-5116	36	35	2020	2020	NUM
cana-5116	36	36	)	)	PUNCT
cana-5116	36	37	.	.	PUNCT
cana-5116	37	1	this	this	DET
cana-5116	37	2	sort	sort	NOUN
cana-5116	37	3	of	of	ADP
cana-5116	37	4	financial	financial	ADJ
cana-5116	37	5	yields	yield	NOUN
cana-5116	37	6	better	well	ADJ
cana-5116	37	7	yields	yield	NOUN
cana-5116	37	8	with	with	ADP
cana-5116	37	9	less	less	ADV
cana-5116	37	10	actual	actual	ADJ
cana-5116	37	11	work	work	NOUN
cana-5116	37	12	.	.	PUNCT
cana-5116	38	1	the	the	DET
cana-5116	38	2	decrease	decrease	NOUN
cana-5116	38	3	of	of	ADP
cana-5116	38	4	the	the	DET
cana-5116	38	5	prerequisite	prerequisite	NOUN
cana-5116	38	6	to	to	PART
cana-5116	38	7	employ	employ	VERB
cana-5116	38	8	more	more	ADJ
cana-5116	38	9	staff	staff	NOUN
cana-5116	38	10	and	and	CCONJ
cana-5116	38	11	stretch	stretch	VERB
cana-5116	38	12	out	out	ADP
cana-5116	38	13	office	office	NOUN
cana-5116	38	14	space	space	NOUN
cana-5116	38	15	to	to	PART
cana-5116	38	16	deal	deal	VERB
cana-5116	38	17	with	with	ADP
cana-5116	38	18	client	client	NOUN
cana-5116	38	19	care	care	NOUN
cana-5116	38	20	brings	bring	VERB
cana-5116	38	21	about	about	ADP
cana-5116	38	22	massive	massive	ADJ
cana-5116	38	23	expense	expense	NOUN
cana-5116	38	24	investment	investment	NOUN
cana-5116	38	25	funds	fund	NOUN
cana-5116	38	26	for	for	ADP
cana-5116	38	27	banks	bank	NOUN
cana-5116	38	28	(	(	PUNCT
cana-5116	38	29	nguyen	nguyen	NOUN
cana-5116	38	30	,	,	PUNCT
cana-5116	38	31	2018	2018	NUM
cana-5116	38	32	)	)	PUNCT
cana-5116	38	33	.	.	PUNCT
cana-5116	39	1	communications	communication	NOUN
cana-5116	39	2	on	on	ADP
cana-5116	39	3	applied	apply	VERB
cana-5116	39	4	nonlinear	nonlinear	ADJ
cana-5116	39	5	analysis	analysis	NOUN
cana-5116	39	6	issn	issn	NOUN
cana-5116	39	7	:	:	PUNCT
cana-5116	39	8	1074	1074	NUM
cana-5116	39	9	-	-	PUNCT
cana-5116	39	10	133x	133x	NUM
cana-5116	39	11	vol	vol	NOUN
cana-5116	39	12	32	32	NUM
cana-5116	39	13	no	no	NOUN
cana-5116	39	14	.	.	PUNCT
cana-5116	40	1	icmasd	icmasd	NOUN
cana-5116	40	2	(	(	PUNCT
cana-5116	40	3	2025	2025	NUM
cana-5116	40	4	)	)	PUNCT
cana-5116	40	5	899	899	NUM
cana-5116	40	6	https://internationalpubls.com	https://internationalpubls.com	SYM
cana-5116	40	7	●	●	PUNCT
cana-5116	40	8	mobilityportable	mobilityportable	ADJ
cana-5116	40	9	web	web	NOUN
cana-5116	40	10	banking	banking	NOUN
cana-5116	40	11	,	,	PUNCT
cana-5116	40	12	which	which	PRON
cana-5116	40	13	gives	give	VERB
cana-5116	40	14	clients	client	NOUN
cana-5116	40	15	boundless	boundless	ADJ
cana-5116	40	16	portability	portability	NOUN
cana-5116	40	17	and	and	CCONJ
cana-5116	40	18	empowers	empower	VERB
cana-5116	40	19	them	they	PRON
cana-5116	40	20	to	to	PART
cana-5116	40	21	perform	perform	VERB
cana-5116	40	22	monetary	monetary	ADJ
cana-5116	40	23	exchanges	exchange	NOUN
cana-5116	40	24	while	while	SCONJ
cana-5116	40	25	in	in	ADP
cana-5116	40	26	a	a	DET
cana-5116	40	27	hurry	hurry	NOUN
cana-5116	40	28	,	,	PUNCT
cana-5116	40	29	is	be	AUX
cana-5116	40	30	another	another	DET
cana-5116	40	31	headway	headway	NOUN
cana-5116	40	32	in	in	ADP
cana-5116	40	33	e	e	NOUN
cana-5116	40	34	-	-	NOUN
cana-5116	40	35	banking	banking	NOUN
cana-5116	40	36	(	(	PUNCT
cana-5116	40	37	patel	patel	NOUN
cana-5116	40	38	,	,	PUNCT
cana-5116	40	39	2018	2018	NUM
cana-5116	40	40	)	)	PUNCT
cana-5116	40	41	.	.	PUNCT
cana-5116	41	1	●	●	PUNCT
cana-5116	41	2	saving	saving	NOUN
cana-5116	41	3	of	of	ADP
cana-5116	41	4	time	time	NOUN
cana-5116	41	5	and	and	CCONJ
cana-5116	41	6	increased	increase	VERB
cana-5116	41	7	comfort	comfort	NOUN
cana-5116	41	8	you	you	PRON
cana-5116	41	9	can	can	AUX
cana-5116	41	10	manage	manage	VERB
cana-5116	41	11	exchanges	exchange	NOUN
cana-5116	41	12	utilizing	utilize	VERB
cana-5116	41	13	e	e	NOUN
cana-5116	41	14	-	-	NOUN
cana-5116	41	15	banking	bank	VERB
cana-5116	41	16	seven	seven	NUM
cana-5116	41	17	days	day	NOUN
cana-5116	41	18	per	per	ADP
cana-5116	41	19	week	week	NOUN
cana-5116	41	20	,	,	PUNCT
cana-5116	41	21	24	24	NUM
cana-5116	41	22	hours	hour	NOUN
cana-5116	41	23	per	per	ADP
cana-5116	41	24	day	day	NOUN
cana-5116	41	25	,	,	PUNCT
cana-5116	41	26	without	without	ADP
cana-5116	41	27	going	go	VERB
cana-5116	41	28	to	to	ADP
cana-5116	41	29	the	the	DET
cana-5116	41	30	bank	bank	NOUN
cana-5116	41	31	face	face	NOUN
cana-5116	41	32	to	to	ADP
cana-5116	41	33	face	face	NOUN
cana-5116	41	34	(	(	PUNCT
cana-5116	41	35	pousttchi	pousttchi	ADJ
cana-5116	41	36	,	,	PUNCT
cana-5116	41	37	2018	2018	NUM
cana-5116	41	38	)	)	PUNCT
cana-5116	41	39	.	.	PUNCT
cana-5116	42	1	●	●	PUNCT
cana-5116	42	2	discounts	discount	VERB
cana-5116	42	3	the	the	DET
cana-5116	42	4	accessibility	accessibility	NOUN
cana-5116	42	5	of	of	ADP
cana-5116	42	6	various	various	ADJ
cana-5116	42	7	limits	limit	NOUN
cana-5116	42	8	is	be	AUX
cana-5116	42	9	an	an	DET
cana-5116	42	10	important	important	ADJ
cana-5116	42	11	benefit	benefit	NOUN
cana-5116	42	12	of	of	ADP
cana-5116	42	13	using	use	VERB
cana-5116	42	14	internet	internet	NOUN
cana-5116	42	15	banking	banking	NOUN
cana-5116	42	16	administrations	administration	NOUN
cana-5116	42	17	(	(	PUNCT
cana-5116	42	18	rahi	rahi	NOUN
cana-5116	42	19	,	,	PUNCT
cana-5116	42	20	2018	2018	NUM
cana-5116	42	21	)	)	PUNCT
cana-5116	42	22	.	.	PUNCT
cana-5116	43	1	while	while	SCONJ
cana-5116	43	2	utilizing	utilize	VERB
cana-5116	43	3	their	their	PRON
cana-5116	43	4	charge	charge	NOUN
cana-5116	43	5	or	or	CCONJ
cana-5116	43	6	visas	visa	NOUN
cana-5116	43	7	at	at	ADP
cana-5116	43	8	retail	retail	ADJ
cana-5116	43	9	foundations	foundation	NOUN
cana-5116	43	10	,	,	PUNCT
cana-5116	43	11	clients	client	NOUN
cana-5116	43	12	can	can	AUX
cana-5116	43	13	profit	profit	VERB
cana-5116	43	14	from	from	ADP
cana-5116	43	15	various	various	ADJ
cana-5116	43	16	limits	limit	NOUN
cana-5116	43	17	(	(	PUNCT
cana-5116	43	18	rahi	rahi	PROPN
cana-5116	43	19	s.	s.	PROPN
cana-5116	43	20	o.	o.	PROPN
cana-5116	43	21	,	,	PUNCT
cana-5116	43	22	2019	2019	NUM
cana-5116	43	23	)	)	PUNCT
cana-5116	43	24	.	.	PUNCT
cana-5116	44	1	●	●	PUNCT
cana-5116	44	2	monitoring	monitor	VERB
cana-5116	44	3	services	service	NOUN
cana-5116	44	4	shoppers	shopper	NOUN
cana-5116	44	5	can	can	AUX
cana-5116	44	6	screen	screen	VERB
cana-5116	44	7	their	their	PRON
cana-5116	44	8	spending	spending	NOUN
cana-5116	44	9	and	and	CCONJ
cana-5116	44	10	change	change	VERB
cana-5116	44	11	their	their	PRON
cana-5116	44	12	financial	financial	ADJ
cana-5116	44	13	plans	plan	NOUN
cana-5116	44	14	at	at	ADP
cana-5116	44	15	any	any	DET
cana-5116	44	16	second	second	ADJ
cana-5116	44	17	by	by	ADP
cana-5116	44	18	counselling	counsel	VERB
cana-5116	44	19	their	their	PRON
cana-5116	44	20	refreshed	refresh	VERB
cana-5116	44	21	passbook	passbook	NOUN
cana-5116	44	22	(	(	PUNCT
cana-5116	44	23	raza	raza	NOUN
cana-5116	44	24	,	,	PUNCT
cana-5116	44	25	2019	2019	NUM
cana-5116	44	26	)	)	PUNCT
cana-5116	44	27	.	.	PUNCT
cana-5116	45	1	●	●	PUNCT
cana-5116	45	2	services	service	NOUN
cana-5116	45	3	using	use	VERB
cana-5116	45	4	innovation	innovation	NOUN
cana-5116	45	5	,	,	PUNCT
cana-5116	45	6	getting	get	VERB
cana-5116	45	7	to	to	ADP
cana-5116	45	8	the	the	DET
cana-5116	45	9	bank	bank	NOUN
cana-5116	45	10	's	's	PART
cana-5116	45	11	site	site	NOUN
cana-5116	45	12	and	and	CCONJ
cana-5116	45	13	acquiring	acquire	VERB
cana-5116	45	14	data	datum	NOUN
cana-5116	45	15	has	have	AUX
cana-5116	45	16	become	become	VERB
cana-5116	45	17	staggeringly	staggeringly	ADV
cana-5116	45	18	basic	basic	ADJ
cana-5116	45	19	for	for	ADP
cana-5116	45	20	both	both	CCONJ
cana-5116	45	21	the	the	DET
cana-5116	45	22	client	client	NOUN
cana-5116	45	23	and	and	CCONJ
cana-5116	45	24	the	the	DET
cana-5116	45	25	bank	bank	NOUN
cana-5116	45	26	.	.	PUNCT
cana-5116	46	1	instances	instance	NOUN
cana-5116	46	2	of	of	ADP
cana-5116	46	3	electronic	electronic	ADJ
cana-5116	46	4	administrations	administration	NOUN
cana-5116	46	5	incorporate	incorporate	VERB
cana-5116	46	6	advance	advance	NOUN
cana-5116	46	7	adding	add	VERB
cana-5116	46	8	machines	machine	NOUN
cana-5116	46	9	,	,	PUNCT
cana-5116	46	10	speculation	speculation	NOUN
cana-5116	46	11	research	research	NOUN
cana-5116	46	12	instruments	instrument	NOUN
cana-5116	46	13	,	,	PUNCT
cana-5116	46	14	credit	credit	NOUN
cana-5116	46	15	arranging	arrange	VERB
cana-5116	46	16	abilities	ability	NOUN
cana-5116	46	17	,	,	PUNCT
cana-5116	46	18	utilitarian	utilitarian	ADJ
cana-5116	46	19	planning	planning	NOUN
cana-5116	46	20	and	and	CCONJ
cana-5116	46	21	guaging	guage	VERB
cana-5116	46	22	devices	device	NOUN
cana-5116	46	23	,	,	PUNCT
cana-5116	46	24	and	and	CCONJ
cana-5116	46	25	stock	stock	NOUN
cana-5116	46	26	exchanging	exchange	VERB
cana-5116	46	27	stages	stage	NOUN
cana-5116	46	28	.	.	PUNCT
cana-5116	47	1	beside	beside	ADP
cana-5116	47	2	that	that	PRON
cana-5116	47	3	,	,	PUNCT
cana-5116	47	4	most	most	ADJ
cana-5116	47	5	of	of	ADP
cana-5116	47	6	banks	bank	NOUN
cana-5116	47	7	give	give	VERB
cana-5116	47	8	online	online	ADJ
cana-5116	47	9	duty	duty	NOUN
cana-5116	47	10	arrangement	arrangement	NOUN
cana-5116	47	11	administrations	administration	NOUN
cana-5116	47	12	and	and	CCONJ
cana-5116	47	13	structures	structure	NOUN
cana-5116	47	14	(	(	PUNCT
cana-5116	47	15	raza	raza	PROPN
cana-5116	47	16	s.	s.	PROPN
cana-5116	47	17	a.	a.	PROPN
cana-5116	47	18	,	,	PUNCT
cana-5116	47	19	2020	2020	NUM
cana-5116	47	20	)	)	PUNCT
cana-5116	47	21	.	.	PUNCT
cana-5116	48	1	●	●	PUNCT
cana-5116	48	2	speed	speed	NOUN
cana-5116	48	3	clients	client	NOUN
cana-5116	48	4	can	can	AUX
cana-5116	48	5	send	send	VERB
cana-5116	48	6	instalments	instalment	NOUN
cana-5116	48	7	as	as	ADV
cana-5116	48	8	late	late	ADV
cana-5116	48	9	as	as	ADP
cana-5116	48	10	possible	possible	ADJ
cana-5116	48	11	in	in	ADP
cana-5116	48	12	light	light	NOUN
cana-5116	48	13	of	of	ADP
cana-5116	48	14	how	how	SCONJ
cana-5116	48	15	rapidly	rapidly	ADV
cana-5116	48	16	this	this	DET
cana-5116	48	17	sort	sort	NOUN
cana-5116	48	18	of	of	ADP
cana-5116	48	19	exchange	exchange	NOUN
cana-5116	48	20	answers	answer	NOUN
cana-5116	48	21	(	(	PUNCT
cana-5116	48	22	shankar	shankar	NOUN
cana-5116	48	23	,	,	PUNCT
cana-5116	48	24	2019	2019	NUM
cana-5116	48	25	)	)	PUNCT
cana-5116	48	26	.	.	PUNCT
cana-5116	49	1	●	●	PUNCT
cana-5116	49	2	the	the	DET
cana-5116	49	3	transfer	transfer	NOUN
cana-5116	49	4	services	service	NOUN
cana-5116	49	5	you	you	PRON
cana-5116	49	6	can	can	AUX
cana-5116	49	7	move	move	VERB
cana-5116	49	8	cash	cash	NOUN
cana-5116	49	9	utilizing	utilize	VERB
cana-5116	49	10	the	the	DET
cana-5116	49	11	virtual	virtual	ADJ
cana-5116	49	12	financial	financial	ADJ
cana-5116	49	13	framework	framework	NOUN
cana-5116	49	14	365	365	NUM
cana-5116	49	15	days	day	NOUN
cana-5116	49	16	per	per	ADP
cana-5116	49	17	year	year	NOUN
cana-5116	49	18	,	,	PUNCT
cana-5116	49	19	whenever	whenever	SCONJ
cana-5116	49	20	of	of	ADP
cana-5116	49	21	day	day	NOUN
cana-5116	49	22	or	or	CCONJ
cana-5116	49	23	night	night	NOUN
cana-5116	49	24	.	.	PUNCT
cana-5116	50	1	any	any	DET
cana-5116	50	2	exchange	exchange	NOUN
cana-5116	50	3	can	can	AUX
cana-5116	50	4	be	be	AUX
cana-5116	50	5	finished	finish	VERB
cana-5116	50	6	at	at	ADP
cana-5116	50	7	whatever	whatever	DET
cana-5116	50	8	point	point	NOUN
cana-5116	50	9	it	it	PRON
cana-5116	50	10	is	be	AUX
cana-5116	50	11	helpful	helpful	ADJ
cana-5116	50	12	for	for	ADP
cana-5116	50	13	you	you	PRON
cana-5116	50	14	;	;	PUNCT
cana-5116	50	15	you	you	PRON
cana-5116	50	16	are	be	AUX
cana-5116	50	17	not	not	PART
cana-5116	50	18	expected	expect	VERB
cana-5116	50	19	to	to	PART
cana-5116	50	20	do	do	VERB
cana-5116	50	21	as	as	ADV
cana-5116	50	22	such	such	ADJ
cana-5116	50	23	during	during	ADP
cana-5116	50	24	business	business	NOUN
cana-5116	50	25	hours	hour	NOUN
cana-5116	50	26	(	(	PUNCT
cana-5116	50	27	shafiee	shafiee	NOUN
cana-5116	50	28	,	,	PUNCT
cana-5116	50	29	2018	2018	NUM
cana-5116	50	30	)	)	PUNCT
cana-5116	50	31	.	.	PUNCT
cana-5116	51	1	●	●	PUNCT
cana-5116	51	2	management	management	NOUN
cana-5116	51	3	of	of	ADP
cana-5116	51	4	funds	fund	NOUN
cana-5116	51	5	prior	prior	ADV
cana-5116	51	6	to	to	ADP
cana-5116	51	7	finishing	finish	VERB
cana-5116	51	8	any	any	DET
cana-5116	51	9	web	web	NOUN
cana-5116	51	10	-	-	PUNCT
cana-5116	51	11	based	base	VERB
cana-5116	51	12	exchange	exchange	NOUN
cana-5116	51	13	,	,	PUNCT
cana-5116	51	14	clients	client	NOUN
cana-5116	51	15	can	can	AUX
cana-5116	51	16	get	get	VERB
cana-5116	51	17	their	their	PRON
cana-5116	51	18	exchange	exchange	NOUN
cana-5116	51	19	history	history	NOUN
cana-5116	51	20	for	for	ADP
cana-5116	51	21	various	various	ADJ
cana-5116	51	22	records	record	NOUN
cana-5116	51	23	and	and	CCONJ
cana-5116	51	24	run	run	VERB
cana-5116	51	25	their	their	PRON
cana-5116	51	26	own	own	ADJ
cana-5116	51	27	"	"	PUNCT
cana-5116	51	28	consider	consider	VERB
cana-5116	51	29	the	the	DET
cana-5116	51	30	possibility	possibility	NOUN
cana-5116	51	31	that	that	SCONJ
cana-5116	51	32	"	"	PUNCT
cana-5116	51	33	estimations	estimation	NOUN
cana-5116	51	34	.	.	PUNCT
cana-5116	52	1	better	well	ADJ
cana-5116	52	2	cash	cash	VERB
cana-5116	52	3	the	the	DET
cana-5116	52	4	executives	executive	NOUN
cana-5116	52	5	is	be	AUX
cana-5116	52	6	subsequently	subsequently	ADV
cana-5116	52	7	achievable	achievable	ADJ
cana-5116	52	8	(	(	PUNCT
cana-5116	52	9	shahid	shahid	PROPN
cana-5116	52	10	iqbal	iqbal	PROPN
cana-5116	52	11	,	,	PUNCT
cana-5116	52	12	2018	2018	NUM
cana-5116	52	13	)	)	PUNCT
cana-5116	52	14	.	.	PUNCT
cana-5116	53	1	1.1	1.1	NUM
cana-5116	53	2	.	.	PUNCT
cana-5116	53	3	objectives	objective	NOUN
cana-5116	53	4	of	of	ADP
cana-5116	53	5	the	the	DET
cana-5116	53	6	study	study	NOUN
cana-5116	53	7	•	•	ADP
cana-5116	53	8	to	to	PART
cana-5116	53	9	identify	identify	VERB
cana-5116	53	10	the	the	DET
cana-5116	53	11	most	most	ADV
cana-5116	53	12	preferred	preferred	ADJ
cana-5116	53	13	electronic	electronic	ADJ
cana-5116	53	14	banking	banking	NOUN
cana-5116	53	15	services	service	NOUN
cana-5116	53	16	among	among	ADP
cana-5116	53	17	consumers	consumer	NOUN
cana-5116	53	18	and	and	CCONJ
cana-5116	53	19	analyze	analyze	VERB
cana-5116	53	20	the	the	DET
cana-5116	53	21	factors	factor	NOUN
cana-5116	53	22	influencing	influence	VERB
cana-5116	53	23	their	their	PRON
cana-5116	53	24	choices	choice	NOUN
cana-5116	53	25	.	.	PUNCT
cana-5116	54	1	•	•	ADP
cana-5116	54	2	to	to	PART
cana-5116	54	3	determine	determine	VERB
cana-5116	54	4	whether	whether	SCONJ
cana-5116	54	5	there	there	PRON
cana-5116	54	6	is	be	VERB
cana-5116	54	7	a	a	DET
cana-5116	54	8	discernible	discernible	ADJ
cana-5116	54	9	difference	difference	NOUN
cana-5116	54	10	between	between	ADP
cana-5116	54	11	public	public	ADJ
cana-5116	54	12	and	and	CCONJ
cana-5116	54	13	private	private	ADJ
cana-5116	54	14	bank	bank	NOUN
cana-5116	54	15	clients	client	NOUN
cana-5116	54	16	'	'	PART
cana-5116	54	17	satisfaction	satisfaction	NOUN
cana-5116	54	18	levels	level	NOUN
cana-5116	54	19	with	with	ADP
cana-5116	54	20	electronic	electronic	ADJ
cana-5116	54	21	banking	banking	NOUN
cana-5116	54	22	.	.	PUNCT
cana-5116	55	1	•	•	NUM
cana-5116	55	2	to	to	PART
cana-5116	55	3	assess	assess	VERB
cana-5116	55	4	how	how	SCONJ
cana-5116	55	5	the	the	DET
cana-5116	55	6	demographics	demographic	NOUN
cana-5116	55	7	of	of	ADP
cana-5116	55	8	customers	customer	NOUN
cana-5116	55	9	affect	affect	VERB
cana-5116	55	10	the	the	DET
cana-5116	55	11	rate	rate	NOUN
cana-5116	55	12	at	at	ADP
cana-5116	55	13	which	which	PRON
cana-5116	55	14	electronic	electronic	ADJ
cana-5116	55	15	banking	banking	NOUN
cana-5116	55	16	is	be	AUX
cana-5116	55	17	used	use	VERB
cana-5116	55	18	.	.	PUNCT
cana-5116	56	1	2	2	X
cana-5116	56	2	.	.	X
cana-5116	56	3	literature	literature	NOUN
cana-5116	56	4	review	review	PROPN
cana-5116	56	5	e	e	NOUN
cana-5116	56	6	-	-	ADJ
cana-5116	56	7	banking	banking	ADJ
cana-5116	56	8	services	service	NOUN
cana-5116	56	9	refer	refer	VERB
cana-5116	56	10	to	to	ADP
cana-5116	56	11	the	the	DET
cana-5116	56	12	digital	digital	ADJ
cana-5116	56	13	platforms	platform	NOUN
cana-5116	56	14	and	and	CCONJ
cana-5116	56	15	technologies	technology	NOUN
cana-5116	56	16	that	that	PRON
cana-5116	56	17	enable	enable	VERB
cana-5116	56	18	customers	customer	NOUN
cana-5116	56	19	to	to	PART
cana-5116	56	20	perform	perform	VERB
cana-5116	56	21	financial	financial	ADJ
cana-5116	56	22	transactions	transaction	NOUN
cana-5116	56	23	remotely	remotely	ADV
cana-5116	56	24	.	.	PUNCT
cana-5116	57	1	these	these	DET
cana-5116	57	2	services	service	NOUN
cana-5116	57	3	include	include	VERB
cana-5116	57	4	online	online	ADJ
cana-5116	57	5	fund	fund	NOUN
cana-5116	57	6	transfers	transfer	NOUN
cana-5116	57	7	,	,	PUNCT
cana-5116	57	8	bill	bill	NOUN
cana-5116	57	9	payments	payment	NOUN
cana-5116	57	10	,	,	PUNCT
cana-5116	57	11	mobile	mobile	ADJ
cana-5116	57	12	banking	banking	NOUN
cana-5116	57	13	,	,	PUNCT
cana-5116	57	14	and	and	CCONJ
cana-5116	57	15	digital	digital	ADJ
cana-5116	57	16	loan	loan	NOUN
cana-5116	57	17	applications	application	NOUN
cana-5116	57	18	,	,	PUNCT
cana-5116	57	19	providing	provide	VERB
cana-5116	57	20	convenience	convenience	NOUN
cana-5116	57	21	,	,	PUNCT
cana-5116	57	22	security	security	NOUN
cana-5116	57	23	,	,	PUNCT
cana-5116	57	24	and	and	CCONJ
cana-5116	57	25	efficiency	efficiency	NOUN
cana-5116	57	26	.	.	PUNCT
cana-5116	58	1	with	with	ADP
cana-5116	58	2	the	the	DET
cana-5116	58	3	increasing	increase	VERB
cana-5116	58	4	reliance	reliance	NOUN
cana-5116	58	5	on	on	ADP
cana-5116	58	6	digital	digital	ADJ
cana-5116	58	7	banking	banking	NOUN
cana-5116	58	8	,	,	PUNCT
cana-5116	58	9	researchers	researcher	NOUN
cana-5116	58	10	have	have	AUX
cana-5116	58	11	explored	explore	VERB
cana-5116	58	12	its	its	PRON
cana-5116	58	13	impact	impact	NOUN
cana-5116	58	14	on	on	ADP
cana-5116	58	15	various	various	ADJ
cana-5116	58	16	aspects	aspect	NOUN
cana-5116	58	17	of	of	ADP
cana-5116	58	18	financial	financial	ADJ
cana-5116	58	19	management	management	NOUN
cana-5116	58	20	and	and	CCONJ
cana-5116	58	21	customer	customer	NOUN
cana-5116	58	22	satisfaction.a	satisfaction.a	NOUN
cana-5116	58	23	study	study	NOUN
cana-5116	58	24	by	by	ADP
cana-5116	58	25	hammoud	hammoud	PROPN
cana-5116	58	26	(	(	PUNCT
cana-5116	58	27	2018	2018	NUM
cana-5116	58	28	)	)	PUNCT
cana-5116	58	29	investigates	investigate	VERB
cana-5116	58	30	the	the	DET
cana-5116	58	31	connection	connection	NOUN
cana-5116	58	32	between	between	ADP
cana-5116	58	33	e	e	NOUN
cana-5116	58	34	-	-	ADJ
cana-5116	58	35	banking	banking	ADJ
cana-5116	58	36	administration	administration	NOUN
cana-5116	58	37	quality	quality	NOUN
cana-5116	58	38	and	and	CCONJ
cana-5116	58	39	consumer	consumer	NOUN
cana-5116	58	40	loyalty	loyalty	NOUN
cana-5116	58	41	in	in	ADP
cana-5116	58	42	the	the	DET
cana-5116	58	43	lebanese	lebanese	ADJ
cana-5116	58	44	financial	financial	ADJ
cana-5116	58	45	area	area	NOUN
cana-5116	58	46	.	.	PUNCT
cana-5116	59	1	the	the	DET
cana-5116	59	2	creators	creator	NOUN
cana-5116	59	3	talk	talk	VERB
cana-5116	59	4	about	about	ADP
cana-5116	59	5	the	the	DET
cana-5116	59	6	advancement	advancement	NOUN
cana-5116	59	7	of	of	ADP
cana-5116	59	8	e	e	NOUN
cana-5116	59	9	-	-	NOUN
cana-5116	59	10	banking	banking	NOUN
cana-5116	59	11	and	and	CCONJ
cana-5116	59	12	its	its	PRON
cana-5116	59	13	importance	importance	NOUN
cana-5116	59	14	in	in	ADP
cana-5116	59	15	the	the	DET
cana-5116	59	16	advanced	advanced	ADJ
cana-5116	59	17	financial	financial	ADJ
cana-5116	59	18	industry	industry	NOUN
cana-5116	59	19	,	,	PUNCT
cana-5116	59	20	featuring	feature	VERB
cana-5116	59	21	the	the	DET
cana-5116	59	22	developing	develop	VERB
cana-5116	59	23	pattern	pattern	NOUN
cana-5116	59	24	of	of	ADP
cana-5116	59	25	clients	client	NOUN
cana-5116	59	26	moving	move	VERB
cana-5116	59	27	towards	towards	ADP
cana-5116	59	28	communications	communication	NOUN
cana-5116	59	29	on	on	ADP
cana-5116	59	30	applied	apply	VERB
cana-5116	59	31	nonlinear	nonlinear	ADJ
cana-5116	59	32	analysis	analysis	NOUN
cana-5116	59	33	issn	issn	NOUN
cana-5116	59	34	:	:	PUNCT
cana-5116	59	35	1074	1074	NUM
cana-5116	59	36	-	-	PUNCT
cana-5116	59	37	133x	133x	NUM
cana-5116	59	38	vol	vol	NOUN
cana-5116	59	39	32	32	NUM
cana-5116	59	40	no	no	NOUN
cana-5116	59	41	.	.	PUNCT
cana-5116	60	1	icmasd	icmasd	NOUN
cana-5116	60	2	(	(	PUNCT
cana-5116	60	3	2025	2025	NUM
cana-5116	60	4	)	)	PUNCT
cana-5116	60	5	900	900	NUM
cana-5116	60	6	https://internationalpubls.com	https://internationalpubls.com	NUM
cana-5116	60	7	electronic	electronic	ADJ
cana-5116	60	8	channels	channel	NOUN
cana-5116	60	9	for	for	ADP
cana-5116	60	10	banking	banking	NOUN
cana-5116	60	11	administrations	administration	NOUN
cana-5116	60	12	.	.	PUNCT
cana-5116	61	1	they	they	PRON
cana-5116	61	2	underscore	underscore	VERB
cana-5116	61	3	the	the	DET
cana-5116	61	4	significance	significance	NOUN
cana-5116	61	5	of	of	ADP
cana-5116	61	6	administration	administration	NOUN
cana-5116	61	7	quality	quality	NOUN
cana-5116	61	8	in	in	ADP
cana-5116	61	9	e	e	NOUN
cana-5116	61	10	-	-	NOUN
cana-5116	61	11	banking	banking	NOUN
cana-5116	61	12	,	,	PUNCT
cana-5116	61	13	refering	refer	VERB
cana-5116	61	14	to	to	ADP
cana-5116	61	15	earlier	early	ADJ
cana-5116	61	16	research	research	NOUN
cana-5116	61	17	that	that	PRON
cana-5116	61	18	recognizes	recognize	VERB
cana-5116	61	19	it	it	PRON
cana-5116	61	20	as	as	ADP
cana-5116	61	21	a	a	DET
cana-5116	61	22	basic	basic	ADJ
cana-5116	61	23	determinant	determinant	NOUN
cana-5116	61	24	of	of	ADP
cana-5116	61	25	consumer	consumer	NOUN
cana-5116	61	26	loyalty	loyalty	NOUN
cana-5116	61	27	and	and	CCONJ
cana-5116	61	28	steadfastness	steadfastness	NOUN
cana-5116	61	29	.	.	PUNCT
cana-5116	62	1	key	key	ADJ
cana-5116	62	2	components	component	NOUN
cana-5116	62	3	of	of	ADP
cana-5116	62	4	e	e	NOUN
cana-5116	62	5	-	-	ADJ
cana-5116	62	6	banking	banking	ADJ
cana-5116	62	7	administration	administration	NOUN
cana-5116	62	8	quality	quality	NOUN
cana-5116	62	9	are	be	AUX
cana-5116	62	10	investigated	investigate	VERB
cana-5116	62	11	,	,	PUNCT
cana-5116	62	12	including	include	VERB
cana-5116	62	13	dependability	dependability	NOUN
cana-5116	62	14	,	,	PUNCT
cana-5116	62	15	responsiveness	responsiveness	NOUN
cana-5116	62	16	,	,	PUNCT
cana-5116	62	17	confirmation	confirmation	NOUN
cana-5116	62	18	,	,	PUNCT
cana-5116	62	19	sympathy	sympathy	NOUN
cana-5116	62	20	,	,	PUNCT
cana-5116	62	21	and	and	CCONJ
cana-5116	62	22	physical	physical	ADJ
cana-5116	62	23	assets	asset	NOUN
cana-5116	62	24	.	.	PUNCT
cana-5116	63	1	the	the	DET
cana-5116	63	2	creators	creator	NOUN
cana-5116	63	3	additionally	additionally	ADV
cana-5116	63	4	analyze	analyze	VERB
cana-5116	63	5	hypothetical	hypothetical	ADJ
cana-5116	63	6	structures	structure	NOUN
cana-5116	63	7	and	and	CCONJ
cana-5116	63	8	models	model	NOUN
cana-5116	63	9	used	use	VERB
cana-5116	63	10	to	to	PART
cana-5116	63	11	survey	survey	VERB
cana-5116	63	12	e	e	NOUN
cana-5116	63	13	-	-	ADJ
cana-5116	63	14	banking	banking	ADJ
cana-5116	63	15	administration	administration	NOUN
cana-5116	63	16	quality	quality	NOUN
cana-5116	63	17	,	,	PUNCT
cana-5116	63	18	for	for	ADP
cana-5116	63	19	example	example	NOUN
cana-5116	63	20	,	,	PUNCT
cana-5116	63	21	the	the	DET
cana-5116	63	22	servqual	servqual	ADJ
cana-5116	63	23	model	model	NOUN
cana-5116	63	24	and	and	CCONJ
cana-5116	63	25	the	the	DET
cana-5116	63	26	innovation	innovation	NOUN
cana-5116	63	27	acknowledgment	acknowledgment	NOUN
cana-5116	63	28	model	model	NOUN
cana-5116	63	29	(	(	PUNCT
cana-5116	63	30	cap	cap	NOUN
cana-5116	63	31	)	)	PUNCT
cana-5116	63	32	.	.	PUNCT
cana-5116	64	1	the	the	DET
cana-5116	64	2	survey	survey	NOUN
cana-5116	64	3	additionally	additionally	ADV
cana-5116	64	4	talks	talk	VERB
cana-5116	64	5	about	about	ADP
cana-5116	64	6	the	the	DET
cana-5116	64	7	job	job	NOUN
cana-5116	64	8	of	of	ADP
cana-5116	64	9	trust	trust	NOUN
cana-5116	64	10	,	,	PUNCT
cana-5116	64	11	security	security	NOUN
cana-5116	64	12	,	,	PUNCT
cana-5116	64	13	and	and	CCONJ
cana-5116	64	14	saw	see	VERB
cana-5116	64	15	risk	risk	NOUN
cana-5116	64	16	in	in	ADP
cana-5116	64	17	impacting	impact	VERB
cana-5116	64	18	client	client	NOUN
cana-5116	64	19	view	view	NOUN
cana-5116	64	20	of	of	ADP
cana-5116	64	21	ebanking	ebanking	ADJ
cana-5116	64	22	administration	administration	NOUN
cana-5116	64	23	quality.e	quality.e	PROPN
cana-5116	64	24	-	-	PUNCT
cana-5116	64	25	banking	banking	NOUN
cana-5116	64	26	services	service	NOUN
cana-5116	64	27	encompass	encompass	VERB
cana-5116	64	28	a	a	DET
cana-5116	64	29	range	range	NOUN
cana-5116	64	30	of	of	ADP
cana-5116	64	31	digital	digital	ADJ
cana-5116	64	32	financial	financial	ADJ
cana-5116	64	33	solutions	solution	NOUN
cana-5116	64	34	that	that	PRON
cana-5116	64	35	allow	allow	VERB
cana-5116	64	36	customers	customer	NOUN
cana-5116	64	37	to	to	PART
cana-5116	64	38	conduct	conduct	VERB
cana-5116	64	39	transactions	transaction	NOUN
cana-5116	64	40	online	online	ADV
cana-5116	64	41	,	,	PUNCT
cana-5116	64	42	eliminating	eliminate	VERB
cana-5116	64	43	the	the	DET
cana-5116	64	44	need	need	NOUN
cana-5116	64	45	for	for	ADP
cana-5116	64	46	physical	physical	ADJ
cana-5116	64	47	visits	visit	NOUN
cana-5116	64	48	to	to	ADP
cana-5116	64	49	banks	bank	NOUN
cana-5116	64	50	.	.	PUNCT
cana-5116	65	1	these	these	DET
cana-5116	65	2	services	service	NOUN
cana-5116	65	3	include	include	VERB
cana-5116	65	4	mobile	mobile	ADJ
cana-5116	65	5	banking	banking	NOUN
cana-5116	65	6	,	,	PUNCT
cana-5116	65	7	internet	internet	NOUN
cana-5116	65	8	banking	banking	NOUN
cana-5116	65	9	,	,	PUNCT
cana-5116	65	10	online	online	ADJ
cana-5116	65	11	bill	bill	NOUN
cana-5116	65	12	payments	payment	NOUN
cana-5116	65	13	,	,	PUNCT
cana-5116	65	14	and	and	CCONJ
cana-5116	65	15	digital	digital	ADJ
cana-5116	65	16	fund	fund	NOUN
cana-5116	65	17	transfers	transfer	NOUN
cana-5116	65	18	,	,	PUNCT
cana-5116	65	19	offering	offer	VERB
cana-5116	65	20	convenience	convenience	NOUN
cana-5116	65	21	,	,	PUNCT
cana-5116	65	22	speed	speed	NOUN
cana-5116	65	23	,	,	PUNCT
cana-5116	65	24	and	and	CCONJ
cana-5116	65	25	enhanced	enhanced	ADJ
cana-5116	65	26	security	security	NOUN
cana-5116	65	27	.	.	PUNCT
cana-5116	66	1	as	as	SCONJ
cana-5116	66	2	the	the	DET
cana-5116	66	3	adoption	adoption	NOUN
cana-5116	66	4	of	of	ADP
cana-5116	66	5	e	e	NOUN
cana-5116	66	6	-	-	NOUN
cana-5116	66	7	banking	banking	NOUN
cana-5116	66	8	continues	continue	VERB
cana-5116	66	9	to	to	PART
cana-5116	66	10	grow	grow	VERB
cana-5116	66	11	,	,	PUNCT
cana-5116	66	12	researchers	researcher	NOUN
cana-5116	66	13	have	have	AUX
cana-5116	66	14	examined	examine	VERB
cana-5116	66	15	its	its	PRON
cana-5116	66	16	impact	impact	NOUN
cana-5116	66	17	on	on	ADP
cana-5116	66	18	customer	customer	NOUN
cana-5116	66	19	behavior	behavior	NOUN
cana-5116	66	20	and	and	CCONJ
cana-5116	66	21	satisfaction	satisfaction	NOUN
cana-5116	66	22	.	.	PUNCT
cana-5116	67	1	a	a	DET
cana-5116	67	2	study	study	NOUN
cana-5116	67	3	by	by	ADP
cana-5116	67	4	rita	rita	PROPN
cana-5116	67	5	(	(	PUNCT
cana-5116	67	6	2019	2019	NUM
cana-5116	67	7	)	)	PUNCT
cana-5116	67	8	investigates	investigate	VERB
cana-5116	67	9	the	the	DET
cana-5116	67	10	connection	connection	NOUN
cana-5116	67	11	between	between	ADP
cana-5116	67	12	e	e	PROPN
cana-5116	67	13	-	-	PROPN
cana-5116	67	14	administration	administration	NOUN
cana-5116	67	15	quality	quality	NOUN
cana-5116	67	16	,	,	PUNCT
cana-5116	67	17	consumer	consumer	NOUN
cana-5116	67	18	loyalty	loyalty	NOUN
cana-5116	67	19	,	,	PUNCT
cana-5116	67	20	and	and	CCONJ
cana-5116	67	21	client	client	NOUN
cana-5116	67	22	conduct	conduct	NOUN
cana-5116	67	23	in	in	ADP
cana-5116	67	24	web	web	NOUN
cana-5116	67	25	based	base	VERB
cana-5116	67	26	shopping	shopping	NOUN
cana-5116	67	27	.	.	PUNCT
cana-5116	68	1	the	the	DET
cana-5116	68	2	study	study	NOUN
cana-5116	68	3	highlights	highlight	VERB
cana-5116	68	4	the	the	DET
cana-5116	68	5	rapid	rapid	ADJ
cana-5116	68	6	growth	growth	NOUN
cana-5116	68	7	of	of	ADP
cana-5116	68	8	online	online	ADJ
cana-5116	68	9	shopping	shopping	NOUN
cana-5116	68	10	,	,	PUNCT
cana-5116	68	11	driven	drive	VERB
cana-5116	68	12	by	by	ADP
cana-5116	68	13	technological	technological	ADJ
cana-5116	68	14	advancements	advancement	NOUN
cana-5116	68	15	and	and	CCONJ
cana-5116	68	16	evolving	evolve	VERB
cana-5116	68	17	consumer	consumer	NOUN
cana-5116	68	18	preferences	preference	NOUN
cana-5116	68	19	.	.	PUNCT
cana-5116	69	1	it	it	PRON
cana-5116	69	2	emphasizes	emphasize	VERB
cana-5116	69	3	the	the	DET
cana-5116	69	4	critical	critical	ADJ
cana-5116	69	5	role	role	NOUN
cana-5116	69	6	of	of	ADP
cana-5116	69	7	e	e	NOUN
cana-5116	69	8	-	-	NOUN
cana-5116	69	9	service	service	ADJ
cana-5116	69	10	quality	quality	NOUN
cana-5116	69	11	in	in	ADP
cana-5116	69	12	shaping	shape	VERB
cana-5116	69	13	customer	customer	NOUN
cana-5116	69	14	satisfaction	satisfaction	NOUN
cana-5116	69	15	and	and	CCONJ
cana-5116	69	16	loyalty	loyalty	NOUN
cana-5116	69	17	.	.	PUNCT
cana-5116	70	1	key	key	ADJ
cana-5116	70	2	aspects	aspect	NOUN
cana-5116	70	3	of	of	ADP
cana-5116	70	4	e	e	NOUN
cana-5116	70	5	-	-	NOUN
cana-5116	70	6	service	service	ADJ
cana-5116	70	7	quality	quality	NOUN
cana-5116	70	8	include	include	VERB
cana-5116	70	9	website	website	NOUN
cana-5116	70	10	functionality	functionality	NOUN
cana-5116	70	11	,	,	PUNCT
cana-5116	70	12	ease	ease	NOUN
cana-5116	70	13	of	of	ADP
cana-5116	70	14	navigation	navigation	NOUN
cana-5116	70	15	,	,	PUNCT
cana-5116	70	16	transaction	transaction	NOUN
cana-5116	70	17	security	security	NOUN
cana-5116	70	18	,	,	PUNCT
cana-5116	70	19	responsiveness	responsiveness	NOUN
cana-5116	70	20	,	,	PUNCT
cana-5116	70	21	and	and	CCONJ
cana-5116	70	22	reliability	reliability	NOUN
cana-5116	70	23	in	in	ADP
cana-5116	70	24	order	order	NOUN
cana-5116	70	25	fulfillment.the	fulfillment.the	DET
cana-5116	70	26	research	research	NOUN
cana-5116	70	27	underscores	underscore	VERB
cana-5116	70	28	that	that	SCONJ
cana-5116	70	29	high	high	ADJ
cana-5116	70	30	e	e	NOUN
cana-5116	70	31	-	-	NOUN
cana-5116	70	32	service	service	ADJ
cana-5116	70	33	quality	quality	NOUN
cana-5116	70	34	enhances	enhance	VERB
cana-5116	70	35	customer	customer	NOUN
cana-5116	70	36	satisfaction	satisfaction	NOUN
cana-5116	70	37	,	,	PUNCT
cana-5116	70	38	which	which	PRON
cana-5116	70	39	in	in	ADP
cana-5116	70	40	turn	turn	NOUN
cana-5116	70	41	influences	influence	NOUN
cana-5116	70	42	behaviors	behavior	NOUN
cana-5116	70	43	such	such	ADJ
cana-5116	70	44	as	as	ADP
cana-5116	70	45	purchase	purchase	NOUN
cana-5116	70	46	intentions	intention	NOUN
cana-5116	70	47	,	,	PUNCT
cana-5116	70	48	repeat	repeat	NOUN
cana-5116	70	49	purchases	purchase	NOUN
cana-5116	70	50	,	,	PUNCT
cana-5116	70	51	and	and	CCONJ
cana-5116	70	52	positive	positive	ADJ
cana-5116	70	53	word	word	NOUN
cana-5116	70	54	-	-	PUNCT
cana-5116	70	55	of	of	ADP
cana-5116	70	56	-	-	PUNCT
cana-5116	70	57	mouth	mouth	NOUN
cana-5116	70	58	recommendations	recommendation	NOUN
cana-5116	70	59	.	.	PUNCT
cana-5116	71	1	the	the	DET
cana-5116	71	2	study	study	NOUN
cana-5116	71	3	also	also	ADV
cana-5116	71	4	applies	apply	VERB
cana-5116	71	5	theoretical	theoretical	ADJ
cana-5116	71	6	models	model	NOUN
cana-5116	71	7	like	like	ADP
cana-5116	71	8	the	the	DET
cana-5116	71	9	technology	technology	NOUN
cana-5116	71	10	acceptance	acceptance	NOUN
cana-5116	71	11	model	model	NOUN
cana-5116	71	12	and	and	CCONJ
cana-5116	71	13	the	the	DET
cana-5116	71	14	expectation	expectation	NOUN
cana-5116	71	15	-	-	PUNCT
cana-5116	71	16	confirmation	confirmation	NOUN
cana-5116	71	17	model	model	NOUN
cana-5116	71	18	to	to	PART
cana-5116	71	19	explain	explain	VERB
cana-5116	71	20	how	how	SCONJ
cana-5116	71	21	e	e	NOUN
cana-5116	71	22	-	-	ADJ
cana-5116	71	23	service	service	ADJ
cana-5116	71	24	quality	quality	NOUN
cana-5116	71	25	affects	affect	VERB
cana-5116	71	26	consumer	consumer	NOUN
cana-5116	71	27	perceptions	perception	NOUN
cana-5116	71	28	and	and	CCONJ
cana-5116	71	29	behaviors	behavior	NOUN
cana-5116	71	30	in	in	ADP
cana-5116	71	31	online	online	ADJ
cana-5116	71	32	shopping	shopping	NOUN
cana-5116	71	33	environments.study	environments.study	PROPN
cana-5116	71	34	investigates	investigate	VERB
cana-5116	71	35	the	the	DET
cana-5116	71	36	connection	connection	NOUN
cana-5116	71	37	between	between	ADP
cana-5116	71	38	e	e	NOUN
cana-5116	71	39	-	-	ADJ
cana-5116	71	40	banking	banking	ADJ
cana-5116	71	41	administration	administration	NOUN
cana-5116	71	42	quality	quality	NOUN
cana-5116	71	43	and	and	CCONJ
cana-5116	71	44	client	client	NOUN
cana-5116	71	45	dependability	dependability	NOUN
cana-5116	71	46	utilizing	utilize	VERB
cana-5116	71	47	a	a	DET
cana-5116	71	48	directed	direct	VERB
cana-5116	71	49	intervention	intervention	NOUN
cana-5116	71	50	approach	approach	NOUN
cana-5116	71	51	.	.	PUNCT
cana-5116	72	1	the	the	DET
cana-5116	72	2	audit	audit	NOUN
cana-5116	72	3	looks	look	VERB
cana-5116	72	4	at	at	ADP
cana-5116	72	5	the	the	DET
cana-5116	72	6	development	development	NOUN
cana-5116	72	7	of	of	ADP
cana-5116	72	8	e	e	NOUN
cana-5116	72	9	-	-	NOUN
cana-5116	72	10	banking	banking	NOUN
cana-5116	72	11	and	and	CCONJ
cana-5116	72	12	its	its	PRON
cana-5116	72	13	developing	develop	VERB
cana-5116	72	14	importance	importance	NOUN
cana-5116	72	15	in	in	ADP
cana-5116	72	16	the	the	DET
cana-5116	72	17	financial	financial	ADJ
cana-5116	72	18	business	business	NOUN
cana-5116	72	19	.	.	PUNCT
cana-5116	73	1	the	the	DET
cana-5116	73	2	creators	creator	NOUN
cana-5116	73	3	center	center	VERB
cana-5116	73	4	around	around	ADP
cana-5116	73	5	e	e	NOUN
cana-5116	73	6	-	-	NOUN
cana-5116	73	7	administration	administration	NOUN
cana-5116	73	8	quality	quality	NOUN
cana-5116	73	9	,	,	PUNCT
cana-5116	73	10	which	which	PRON
cana-5116	73	11	incorporates	incorporate	VERB
cana-5116	73	12	dependability	dependability	NOUN
cana-5116	73	13	,	,	PUNCT
cana-5116	73	14	responsiveness	responsiveness	NOUN
cana-5116	73	15	,	,	PUNCT
cana-5116	73	16	security	security	NOUN
cana-5116	73	17	,	,	PUNCT
cana-5116	73	18	convenience	convenience	NOUN
cana-5116	73	19	,	,	PUNCT
cana-5116	73	20	and	and	CCONJ
cana-5116	73	21	by	by	ADP
cana-5116	73	22	and	and	CCONJ
cana-5116	73	23	large	large	ADJ
cana-5116	73	24	assistance	assistance	NOUN
cana-5116	73	25	conveyance	conveyance	NOUN
cana-5116	73	26	.	.	PUNCT
cana-5116	74	1	they	they	PRON
cana-5116	74	2	additionally	additionally	ADV
cana-5116	74	3	talk	talk	VERB
cana-5116	74	4	about	about	ADP
cana-5116	74	5	the	the	DET
cana-5116	74	6	hypothetical	hypothetical	ADJ
cana-5116	74	7	underpinnings	underpinning	NOUN
cana-5116	74	8	of	of	ADP
cana-5116	74	9	client	client	NOUN
cana-5116	74	10	unwaveringness	unwaveringness	NOUN
cana-5116	74	11	in	in	ADP
cana-5116	74	12	the	the	DET
cana-5116	74	13	e	e	NOUN
cana-5116	74	14	-	-	NOUN
cana-5116	74	15	banking	banking	ADJ
cana-5116	74	16	setting	setting	NOUN
cana-5116	74	17	,	,	PUNCT
cana-5116	74	18	recommending	recommend	VERB
cana-5116	74	19	that	that	SCONJ
cana-5116	74	20	fulfilled	fulfil	VERB
cana-5116	74	21	clients	client	NOUN
cana-5116	74	22	are	be	AUX
cana-5116	74	23	bound	bind	VERB
cana-5116	74	24	to	to	PART
cana-5116	74	25	display	display	VERB
cana-5116	74	26	steadfastness	steadfastness	NOUN
cana-5116	74	27	.	.	PUNCT
cana-5116	75	1	the	the	DET
cana-5116	75	2	concentrate	concentrate	NOUN
cana-5116	75	3	likewise	likewise	ADV
cana-5116	75	4	recommends	recommend	VERB
cana-5116	75	5	that	that	SCONJ
cana-5116	75	6	directing	direct	VERB
cana-5116	75	7	elements	element	NOUN
cana-5116	75	8	like	like	ADP
cana-5116	75	9	segment	segment	NOUN
cana-5116	75	10	factors	factor	NOUN
cana-5116	75	11	,	,	PUNCT
cana-5116	75	12	innovation	innovation	NOUN
cana-5116	75	13	status	status	NOUN
cana-5116	75	14	,	,	PUNCT
cana-5116	75	15	and	and	CCONJ
cana-5116	75	16	confidence	confidence	NOUN
cana-5116	75	17	in	in	ADP
cana-5116	75	18	the	the	DET
cana-5116	75	19	financial	financial	ADJ
cana-5116	75	20	foundation	foundation	NOUN
cana-5116	75	21	might	might	AUX
cana-5116	75	22	impact	impact	VERB
cana-5116	75	23	the	the	DET
cana-5116	75	24	relationship	relationship	NOUN
cana-5116	75	25	.	.	PUNCT
cana-5116	76	1	(	(	PUNCT
cana-5116	76	2	shareef	shareef	PROPN
cana-5116	76	3	,	,	PUNCT
cana-5116	76	4	2018	2018	NUM
cana-5116	76	5	)	)	PUNCT
cana-5116	76	6	study	study	NOUN
cana-5116	76	7	investigates	investigate	VERB
cana-5116	76	8	the	the	DET
cana-5116	76	9	variables	variable	NOUN
cana-5116	76	10	impacting	impact	VERB
cana-5116	76	11	purchaser	purchaser	NOUN
cana-5116	76	12	reception	reception	NOUN
cana-5116	76	13	of	of	ADP
cana-5116	76	14	versatile	versatile	ADJ
cana-5116	76	15	financial	financial	ADJ
cana-5116	76	16	administrations	administration	NOUN
cana-5116	76	17	across	across	ADP
cana-5116	76	18	various	various	ADJ
cana-5116	76	19	stages	stage	NOUN
cana-5116	76	20	.	.	PUNCT
cana-5116	77	1	the	the	DET
cana-5116	77	2	innovation	innovation	NOUN
cana-5116	77	3	acknowledgment	acknowledgment	NOUN
cana-5116	77	4	model	model	NOUN
cana-5116	77	5	(	(	PUNCT
cana-5116	77	6	cap	cap	NOUN
cana-5116	77	7	)	)	PUNCT
cana-5116	77	8	is	be	AUX
cana-5116	77	9	integral	integral	ADJ
cana-5116	77	10	to	to	ADP
cana-5116	77	11	the	the	DET
cana-5116	77	12	survey	survey	NOUN
cana-5116	77	13	,	,	PUNCT
cana-5116	77	14	which	which	PRON
cana-5116	77	15	recognizes	recognize	VERB
cana-5116	77	16	apparent	apparent	ADJ
cana-5116	77	17	handiness	handiness	NOUN
cana-5116	77	18	,	,	PUNCT
cana-5116	77	19	convenience	convenience	NOUN
cana-5116	77	20	,	,	PUNCT
cana-5116	77	21	demeanor	demeanor	NOUN
cana-5116	77	22	towards	towards	ADP
cana-5116	77	23	versatile	versatile	ADJ
cana-5116	77	24	banking	banking	NOUN
cana-5116	77	25	,	,	PUNCT
cana-5116	77	26	and	and	CCONJ
cana-5116	77	27	social	social	ADJ
cana-5116	77	28	aim	aim	NOUN
cana-5116	77	29	as	as	ADP
cana-5116	77	30	key	key	ADJ
cana-5116	77	31	determinants	determinant	NOUN
cana-5116	77	32	of	of	ADP
cana-5116	77	33	reception	reception	NOUN
cana-5116	77	34	conduct	conduct	NOUN
cana-5116	77	35	.	.	PUNCT
cana-5116	78	1	the	the	DET
cana-5116	78	2	survey	survey	NOUN
cana-5116	78	3	likewise	likewise	ADV
cana-5116	78	4	investigates	investigate	VERB
cana-5116	78	5	individual	individual	ADJ
cana-5116	78	6	and	and	CCONJ
cana-5116	78	7	relevant	relevant	ADJ
cana-5116	78	8	factors	factor	NOUN
cana-5116	78	9	like	like	ADP
cana-5116	78	10	segment	segment	NOUN
cana-5116	78	11	factors	factor	NOUN
cana-5116	78	12	,	,	PUNCT
cana-5116	78	13	imaginativeness	imaginativeness	NOUN
cana-5116	78	14	,	,	PUNCT
cana-5116	78	15	saw	see	VERB
cana-5116	78	16	risk	risk	NOUN
cana-5116	78	17	,	,	PUNCT
cana-5116	78	18	trust	trust	NOUN
cana-5116	78	19	in	in	ADP
cana-5116	78	20	innovation	innovation	NOUN
cana-5116	78	21	,	,	PUNCT
cana-5116	78	22	social	social	ADJ
cana-5116	78	23	impact	impact	NOUN
cana-5116	78	24	,	,	PUNCT
cana-5116	78	25	and	and	CCONJ
cana-5116	78	26	institutional	institutional	ADJ
cana-5116	78	27	variables	variable	NOUN
cana-5116	78	28	.	.	PUNCT
cana-5116	79	1	the	the	DET
cana-5116	79	2	review	review	NOUN
cana-5116	79	3	recognizes	recognize	VERB
cana-5116	79	4	that	that	SCONJ
cana-5116	79	5	the	the	DET
cana-5116	79	6	reception	reception	NOUN
cana-5116	79	7	interaction	interaction	NOUN
cana-5116	79	8	is	be	AUX
cana-5116	79	9	n't	not	PART
cana-5116	79	10	uniform	uniform	ADJ
cana-5116	79	11	across	across	ADP
cana-5116	79	12	all	all	DET
cana-5116	79	13	customers	customer	NOUN
cana-5116	79	14	,	,	PUNCT
cana-5116	79	15	with	with	ADP
cana-5116	79	16	particular	particular	ADJ
cana-5116	79	17	variables	variable	NOUN
cana-5116	79	18	affecting	affect	VERB
cana-5116	79	19	decision	decision	NOUN
cana-5116	79	20	-	-	PUNCT
cana-5116	79	21	production	production	NOUN
cana-5116	79	22	at	at	ADP
cana-5116	79	23	each	each	DET
cana-5116	79	24	stage	stage	NOUN
cana-5116	79	25	.	.	PUNCT
cana-5116	80	1	the	the	DET
cana-5116	80	2	creators	creator	NOUN
cana-5116	80	3	offer	offer	VERB
cana-5116	80	4	significant	significant	ADJ
cana-5116	80	5	experiences	experience	NOUN
cana-5116	80	6	for	for	ADP
cana-5116	80	7	specialists	specialist	NOUN
cana-5116	80	8	and	and	CCONJ
cana-5116	80	9	experts	expert	NOUN
cana-5116	80	10	looking	look	VERB
cana-5116	80	11	to	to	PART
cana-5116	80	12	comprehend	comprehend	VERB
cana-5116	80	13	and	and	CCONJ
cana-5116	80	14	work	work	VERB
cana-5116	80	15	with	with	ADP
cana-5116	80	16	versatile	versatile	ADJ
cana-5116	80	17	financial	financial	ADJ
cana-5116	80	18	reception	reception	NOUN
cana-5116	80	19	.	.	PUNCT
cana-5116	81	1	3	3	X
cana-5116	81	2	.	.	X
cana-5116	81	3	research	research	NOUN
cana-5116	81	4	methodology	methodology	NOUN
cana-5116	81	5	communications	communication	NOUN
cana-5116	81	6	on	on	ADP
cana-5116	81	7	applied	apply	VERB
cana-5116	81	8	nonlinear	nonlinear	ADJ
cana-5116	81	9	analysis	analysis	NOUN
cana-5116	81	10	issn	issn	NOUN
cana-5116	81	11	:	:	PUNCT
cana-5116	81	12	1074	1074	NUM
cana-5116	81	13	-	-	PUNCT
cana-5116	81	14	133x	133x	NUM
cana-5116	81	15	vol	vol	NOUN
cana-5116	81	16	32	32	NUM
cana-5116	81	17	no	no	NOUN
cana-5116	81	18	.	.	PUNCT
cana-5116	82	1	icmasd	icmasd	NOUN
cana-5116	82	2	(	(	PUNCT
cana-5116	82	3	2025	2025	NUM
cana-5116	82	4	)	)	PUNCT
cana-5116	82	5	901	901	NUM
cana-5116	82	6	https://internationalpubls.com	https://internationalpubls.com	X
cana-5116	82	7	3.1	3.1	NUM
cana-5116	82	8	.	.	PUNCT
cana-5116	83	1	research	research	NOUN
cana-5116	83	2	design	design	NOUN
cana-5116	83	3	customers	customer	NOUN
cana-5116	83	4	'	'	PART
cana-5116	83	5	behavior	behavior	NOUN
cana-5116	83	6	toward	toward	ADP
cana-5116	83	7	electronic	electronic	ADJ
cana-5116	83	8	banking	banking	NOUN
cana-5116	83	9	was	be	AUX
cana-5116	83	10	examined	examine	VERB
cana-5116	83	11	using	use	VERB
cana-5116	83	12	a	a	DET
cana-5116	83	13	descriptive	descriptive	ADJ
cana-5116	83	14	research	research	NOUN
cana-5116	83	15	approach	approach	NOUN
cana-5116	83	16	.	.	PUNCT
cana-5116	84	1	with	with	ADP
cana-5116	84	2	the	the	DET
cana-5116	84	3	aid	aid	NOUN
cana-5116	84	4	of	of	ADP
cana-5116	84	5	interviews	interview	NOUN
cana-5116	84	6	and	and	CCONJ
cana-5116	84	7	closed	closed	ADJ
cana-5116	84	8	-	-	PUNCT
cana-5116	84	9	ended	end	VERB
cana-5116	84	10	questionnaires	questionnaire	NOUN
cana-5116	84	11	,	,	PUNCT
cana-5116	84	12	primary	primary	ADJ
cana-5116	84	13	data	datum	NOUN
cana-5116	84	14	was	be	AUX
cana-5116	84	15	gathered	gather	VERB
cana-5116	84	16	.	.	PUNCT
cana-5116	85	1	●	●	PUNCT
cana-5116	85	2	close	close	ADV
cana-5116	85	3	-	-	PUNCT
cana-5116	85	4	ended	end	VERB
cana-5116	85	5	questions	question	NOUN
cana-5116	85	6	used	use	VERB
cana-5116	85	7	●	●	NUM
cana-5116	85	8	the	the	DET
cana-5116	85	9	questionnaire	questionnaire	NOUN
cana-5116	85	10	includes	include	VERB
cana-5116	85	11	the	the	DET
cana-5116	85	12	following	follow	VERB
cana-5116	85	13	types	type	NOUN
cana-5116	85	14	of	of	ADP
cana-5116	85	15	close	close	ADV
cana-5116	85	16	-	-	PUNCT
cana-5116	85	17	ended	end	VERB
cana-5116	85	18	questions	question	NOUN
cana-5116	85	19	:	:	PUNCT
cana-5116	85	20	●	●	PUNCT
cana-5116	85	21	dichotomous	dichotomous	ADJ
cana-5116	85	22	questions	question	NOUN
cana-5116	85	23	(	(	PUNCT
cana-5116	85	24	yes	yes	INTJ
cana-5116	85	25	/	/	SYM
cana-5116	85	26	no	no	NOUN
cana-5116	85	27	):	):	PUNCT
cana-5116	85	28	●	●	PUNCT
cana-5116	85	29	"	"	PUNCT
cana-5116	85	30	do	do	AUX
cana-5116	85	31	you	you	PRON
cana-5116	85	32	use	use	VERB
cana-5116	85	33	online	online	ADJ
cana-5116	85	34	banking	banking	NOUN
cana-5116	85	35	services	service	NOUN
cana-5116	85	36	?	?	PUNCT
cana-5116	85	37	"	"	PUNCT
cana-5116	86	1	(	(	PUNCT
cana-5116	86	2	yes	yes	INTJ
cana-5116	86	3	/	/	SYM
cana-5116	86	4	no	no	NOUN
cana-5116	86	5	)	)	PUNCT
cana-5116	86	6	●	●	NUM
cana-5116	86	7	"	"	PUNCT
cana-5116	86	8	have	have	AUX
cana-5116	86	9	you	you	PRON
cana-5116	86	10	used	use	VERB
cana-5116	86	11	mobile	mobile	ADJ
cana-5116	86	12	banking	banking	NOUN
cana-5116	86	13	in	in	ADP
cana-5116	86	14	the	the	DET
cana-5116	86	15	past	past	ADJ
cana-5116	86	16	6	6	NUM
cana-5116	86	17	months	month	NOUN
cana-5116	86	18	?	?	PUNCT
cana-5116	86	19	"	"	PUNCT
cana-5116	87	1	(	(	PUNCT
cana-5116	87	2	yes	yes	INTJ
cana-5116	87	3	/	/	SYM
cana-5116	87	4	no	no	NOUN
cana-5116	87	5	)	)	PUNCT
cana-5116	87	6	●	●	PUNCT
cana-5116	87	7	multiple	multiple	ADJ
cana-5116	87	8	-	-	PUNCT
cana-5116	87	9	choice	choice	NOUN
cana-5116	87	10	questions	question	NOUN
cana-5116	87	11	:	:	PUNCT
cana-5116	87	12	●	●	PUNCT
cana-5116	87	13	"	"	PUNCT
cana-5116	87	14	how	how	SCONJ
cana-5116	87	15	often	often	ADV
cana-5116	87	16	do	do	AUX
cana-5116	87	17	you	you	PRON
cana-5116	87	18	use	use	VERB
cana-5116	87	19	online	online	ADJ
cana-5116	87	20	banking	banking	NOUN
cana-5116	87	21	?	?	PUNCT
cana-5116	87	22	"	"	PUNCT
cana-5116	88	1	●	●	PUNCT
cana-5116	88	2	daily	daily	ADJ
cana-5116	88	3	●	●	ADJ
cana-5116	88	4	weekly	weekly	ADJ
cana-5116	88	5	●	●	NUM
cana-5116	88	6	monthly	monthly	ADJ
cana-5116	88	7	●	●	NOUN
cana-5116	88	8	rarely	rarely	ADV
cana-5116	88	9	●	●	NUM
cana-5116	88	10	never	never	ADV
cana-5116	88	11	●	●	NUM
cana-5116	88	12	likert	likert	ADJ
cana-5116	88	13	scale	scale	NOUN
cana-5116	88	14	questions	question	NOUN
cana-5116	88	15	(	(	PUNCT
cana-5116	88	16	satisfaction	satisfaction	NOUN
cana-5116	88	17	,	,	PUNCT
cana-5116	88	18	opinions	opinion	NOUN
cana-5116	88	19	,	,	PUNCT
cana-5116	88	20	preferences	preference	NOUN
cana-5116	88	21	):	):	PUNCT
cana-5116	88	22	●	●	PUNCT
cana-5116	88	23	"	"	PUNCT
cana-5116	88	24	how	how	SCONJ
cana-5116	88	25	satisfied	satisfied	ADJ
cana-5116	88	26	are	be	AUX
cana-5116	88	27	you	you	PRON
cana-5116	88	28	with	with	ADP
cana-5116	88	29	online	online	ADJ
cana-5116	88	30	banking	banking	NOUN
cana-5116	88	31	services	service	NOUN
cana-5116	88	32	?	?	PUNCT
cana-5116	88	33	"	"	PUNCT
cana-5116	89	1	(	(	PUNCT
cana-5116	89	2	1	1	NUM
cana-5116	89	3	=	=	SYM
cana-5116	89	4	very	very	ADV
cana-5116	89	5	dissatisfied	dissatisfied	ADJ
cana-5116	89	6	,	,	PUNCT
cana-5116	89	7	5	5	NUM
cana-5116	89	8	=	=	SYM
cana-5116	89	9	very	very	ADV
cana-5116	89	10	satisfied	satisfied	ADJ
cana-5116	89	11	)	)	PUNCT
cana-5116	89	12	●	●	PUNCT
cana-5116	89	13	"	"	PUNCT
cana-5116	89	14	how	how	SCONJ
cana-5116	89	15	secure	secure	ADJ
cana-5116	89	16	do	do	AUX
cana-5116	89	17	you	you	PRON
cana-5116	89	18	feel	feel	VERB
cana-5116	89	19	using	use	VERB
cana-5116	89	20	mobile	mobile	ADJ
cana-5116	89	21	banking	banking	NOUN
cana-5116	89	22	?	?	PUNCT
cana-5116	89	23	"	"	PUNCT
cana-5116	90	1	(	(	PUNCT
cana-5116	90	2	1	1	NUM
cana-5116	90	3	=	=	NOUN
cana-5116	90	4	not	not	PART
cana-5116	90	5	secure	secure	ADJ
cana-5116	90	6	,	,	PUNCT
cana-5116	90	7	5	5	NUM
cana-5116	90	8	=	=	SYM
cana-5116	90	9	very	very	ADV
cana-5116	90	10	secure	secure	ADJ
cana-5116	90	11	)	)	PUNCT
cana-5116	90	12	●	●	PRON
cana-5116	90	13	ranking	rank	VERB
cana-5116	90	14	questions	question	NOUN
cana-5116	90	15	:	:	PUNCT
cana-5116	90	16	●	●	NUM
cana-5116	90	17	"	"	PUNCT
cana-5116	90	18	rank	rank	VERB
cana-5116	90	19	the	the	DET
cana-5116	90	20	following	follow	VERB
cana-5116	90	21	banking	banking	NOUN
cana-5116	90	22	services	service	NOUN
cana-5116	90	23	based	base	VERB
cana-5116	90	24	on	on	ADP
cana-5116	90	25	your	your	PRON
cana-5116	90	26	preference	preference	NOUN
cana-5116	90	27	(	(	PUNCT
cana-5116	90	28	1	1	NUM
cana-5116	90	29	=	=	SYM
cana-5116	90	30	most	most	ADV
cana-5116	90	31	preferred	preferred	ADJ
cana-5116	90	32	,	,	PUNCT
cana-5116	90	33	5	5	NUM
cana-5116	90	34	=	=	SYM
cana-5116	90	35	least	least	ADV
cana-5116	90	36	preferred	preferred	ADJ
cana-5116	90	37	):	):	PUNCT
cana-5116	90	38	"	"	PUNCT
cana-5116	90	39	●	●	NUM
cana-5116	90	40	atm	atm	NOUN
cana-5116	90	41	banking	bank	VERB
cana-5116	90	42	●	●	NUM
cana-5116	90	43	mobile	mobile	ADJ
cana-5116	90	44	banking	banking	NOUN
cana-5116	90	45	●	●	NOUN
cana-5116	90	46	internet	internet	NOUN
cana-5116	90	47	banking	banking	NOUN
cana-5116	90	48	●	●	NUM
cana-5116	90	49	branch	branch	NOUN
cana-5116	90	50	banking	banking	NOUN
cana-5116	90	51	●	●	NOUN
cana-5116	90	52	telephone	telephone	NOUN
cana-5116	90	53	banking	banking	NOUN
cana-5116	90	54	●	●	NUM
cana-5116	90	55	interviews	interview	NOUN
cana-5116	90	56	a	a	DET
cana-5116	90	57	subset	subset	NOUN
cana-5116	90	58	of	of	ADP
cana-5116	90	59	respondents	respondent	NOUN
cana-5116	90	60	would	would	AUX
cana-5116	90	61	also	also	ADV
cana-5116	90	62	be	be	AUX
cana-5116	90	63	interviewed	interview	VERB
cana-5116	90	64	in	in	ADP
cana-5116	90	65	addition	addition	NOUN
cana-5116	90	66	to	to	ADP
cana-5116	90	67	filling	fill	VERB
cana-5116	90	68	out	out	ADP
cana-5116	90	69	the	the	DET
cana-5116	90	70	questionnaire	questionnaire	NOUN
cana-5116	90	71	.	.	PUNCT
cana-5116	91	1	the	the	DET
cana-5116	91	2	opportunity	opportunity	NOUN
cana-5116	91	3	to	to	PART
cana-5116	91	4	delve	delve	VERB
cana-5116	91	5	deeper	deeply	ADV
cana-5116	91	6	into	into	ADP
cana-5116	91	7	the	the	DET
cana-5116	91	8	experiences	experience	NOUN
cana-5116	91	9	,	,	PUNCT
cana-5116	91	10	viewpoints	viewpoint	NOUN
cana-5116	91	11	,	,	PUNCT
cana-5116	91	12	and	and	CCONJ
cana-5116	91	13	attitudes	attitude	NOUN
cana-5116	91	14	of	of	ADP
cana-5116	91	15	customers	customer	NOUN
cana-5116	91	16	regarding	regard	VERB
cana-5116	91	17	electronic	electronic	ADJ
cana-5116	91	18	banking	banking	NOUN
cana-5116	91	19	would	would	AUX
cana-5116	91	20	be	be	AUX
cana-5116	91	21	made	make	VERB
cana-5116	91	22	possible	possible	ADJ
cana-5116	91	23	by	by	ADP
cana-5116	91	24	these	these	DET
cana-5116	91	25	interviews	interview	NOUN
cana-5116	91	26	.	.	PUNCT
cana-5116	92	1	richer	rich	ADJ
cana-5116	92	2	qualitative	qualitative	ADJ
cana-5116	92	3	data	datum	NOUN
cana-5116	92	4	would	would	AUX
cana-5116	92	5	be	be	AUX
cana-5116	92	6	obtained	obtain	VERB
cana-5116	92	7	by	by	ADP
cana-5116	92	8	allowing	allow	VERB
cana-5116	92	9	respondents	respondent	NOUN
cana-5116	92	10	to	to	PART
cana-5116	92	11	express	express	VERB
cana-5116	92	12	their	their	PRON
cana-5116	92	13	opinions	opinion	NOUN
cana-5116	92	14	in	in	ADP
cana-5116	92	15	their	their	PRON
cana-5116	92	16	own	own	ADJ
cana-5116	92	17	words	word	NOUN
cana-5116	92	18	through	through	ADP
cana-5116	92	19	the	the	DET
cana-5116	92	20	use	use	NOUN
cana-5116	92	21	of	of	ADP
cana-5116	92	22	open	open	ADV
cana-5116	92	23	-	-	PUNCT
cana-5116	92	24	ended	end	VERB
cana-5116	92	25	questions	question	NOUN
cana-5116	92	26	.	.	PUNCT
cana-5116	93	1	communications	communication	NOUN
cana-5116	93	2	on	on	ADP
cana-5116	93	3	applied	apply	VERB
cana-5116	93	4	nonlinear	nonlinear	ADJ
cana-5116	93	5	analysis	analysis	NOUN
cana-5116	93	6	issn	issn	NOUN
cana-5116	93	7	:	:	PUNCT
cana-5116	93	8	1074	1074	NUM
cana-5116	93	9	-	-	PUNCT
cana-5116	93	10	133x	133x	NUM
cana-5116	93	11	vol	vol	NOUN
cana-5116	93	12	32	32	NUM
cana-5116	93	13	no	no	NOUN
cana-5116	93	14	.	.	PUNCT
cana-5116	94	1	icmasd	icmasd	NOUN
cana-5116	94	2	(	(	PUNCT
cana-5116	94	3	2025	2025	NUM
cana-5116	94	4	)	)	PUNCT
cana-5116	94	5	902	902	NUM
cana-5116	94	6	https://internationalpubls.com	https://internationalpubls.com	X
cana-5116	94	7	3.2	3.2	NUM
cana-5116	94	8	.	.	PUNCT
cana-5116	95	1	sample	sample	NOUN
cana-5116	95	2	design	design	NOUN
cana-5116	95	3	analyzing	analyze	VERB
cana-5116	95	4	consumer	consumer	NOUN
cana-5116	95	5	behavior	behavior	NOUN
cana-5116	95	6	,	,	PUNCT
cana-5116	95	7	preferences	preference	NOUN
cana-5116	95	8	,	,	PUNCT
cana-5116	95	9	and	and	CCONJ
cana-5116	95	10	perceptions	perception	NOUN
cana-5116	95	11	about	about	ADP
cana-5116	95	12	electronic	electronic	ADJ
cana-5116	95	13	banking	banking	NOUN
cana-5116	95	14	services	service	NOUN
cana-5116	95	15	—	—	PUNCT
cana-5116	95	16	such	such	ADJ
cana-5116	95	17	as	as	ADP
cana-5116	95	18	atm	atm	ADJ
cana-5116	95	19	,	,	PUNCT
cana-5116	95	20	mobile	mobile	ADJ
cana-5116	95	21	banking	banking	NOUN
cana-5116	95	22	,	,	PUNCT
cana-5116	95	23	and	and	CCONJ
cana-5116	95	24	online	online	ADJ
cana-5116	95	25	banking	banking	NOUN
cana-5116	95	26	—	—	PUNCT
cana-5116	95	27	was	be	AUX
cana-5116	95	28	the	the	DET
cana-5116	95	29	goal	goal	NOUN
cana-5116	95	30	of	of	ADP
cana-5116	95	31	the	the	DET
cana-5116	95	32	study	study	NOUN
cana-5116	95	33	.	.	PUNCT
cana-5116	96	1	four	four	NUM
cana-5116	96	2	significant	significant	ADJ
cana-5116	96	3	financial	financial	ADJ
cana-5116	96	4	institutions	institution	NOUN
cana-5116	96	5	—	—	PUNCT
cana-5116	96	6	state	state	PROPN
cana-5116	96	7	bank	bank	PROPN
cana-5116	96	8	of	of	ADP
cana-5116	96	9	india	india	PROPN
cana-5116	96	10	(	(	PUNCT
cana-5116	96	11	sbi	sbi	PROPN
cana-5116	96	12	)	)	PUNCT
cana-5116	96	13	,	,	PUNCT
cana-5116	96	14	punjab	punjab	PROPN
cana-5116	96	15	national	national	PROPN
cana-5116	96	16	bank	bank	PROPN
cana-5116	96	17	(	(	PUNCT
cana-5116	96	18	pnb	pnb	PROPN
cana-5116	96	19	)	)	PUNCT
cana-5116	96	20	,	,	PUNCT
cana-5116	96	21	housing	housing	NOUN
cana-5116	96	22	development	development	NOUN
cana-5116	96	23	finance	finance	NOUN
cana-5116	96	24	corporation	corporation	NOUN
cana-5116	96	25	(	(	PUNCT
cana-5116	96	26	hdfc	hdfc	PROPN
cana-5116	96	27	)	)	PUNCT
cana-5116	96	28	,	,	PUNCT
cana-5116	96	29	and	and	CCONJ
cana-5116	96	30	industrial	industrial	PROPN
cana-5116	96	31	development	development	PROPN
cana-5116	96	32	bank	bank	PROPN
cana-5116	96	33	of	of	ADP
cana-5116	96	34	india	india	PROPN
cana-5116	96	35	(	(	PUNCT
cana-5116	96	36	idbi)—were	idbi)—were	ADV
cana-5116	96	37	used	use	VERB
cana-5116	96	38	to	to	PART
cana-5116	96	39	choose	choose	VERB
cana-5116	96	40	a	a	DET
cana-5116	96	41	total	total	NOUN
cana-5116	96	42	of	of	ADP
cana-5116	96	43	120	120	NUM
cana-5116	96	44	respondents.the	respondents.the	PRON
cana-5116	96	45	respondents	respondent	NOUN
cana-5116	96	46	were	be	AUX
cana-5116	96	47	likely	likely	ADV
cana-5116	96	48	selected	select	VERB
cana-5116	96	49	from	from	ADP
cana-5116	96	50	chandigarh	chandigarh	PROPN
cana-5116	96	51	for	for	ADP
cana-5116	96	52	convenience	convenience	NOUN
cana-5116	96	53	when	when	SCONJ
cana-5116	96	54	the	the	DET
cana-5116	96	55	convenience	convenience	NOUN
cana-5116	96	56	sampling	sample	VERB
cana-5116	96	57	approach	approach	NOUN
cana-5116	96	58	was	be	AUX
cana-5116	96	59	applied.with	applied.with	ADP
cana-5116	96	60	120	120	NUM
cana-5116	96	61	respondents	respondent	NOUN
cana-5116	96	62	,	,	PUNCT
cana-5116	96	63	the	the	DET
cana-5116	96	64	sample	sample	NOUN
cana-5116	96	65	size	size	NOUN
cana-5116	96	66	was	be	AUX
cana-5116	96	67	large	large	ADJ
cana-5116	96	68	enough	enough	ADV
cana-5116	96	69	to	to	PART
cana-5116	96	70	offer	offer	VERB
cana-5116	96	71	valuable	valuable	ADJ
cana-5116	96	72	insights	insight	NOUN
cana-5116	96	73	into	into	ADP
cana-5116	96	74	the	the	DET
cana-5116	96	75	attitudes	attitude	NOUN
cana-5116	96	76	and	and	CCONJ
cana-5116	96	77	behaviors	behavior	NOUN
cana-5116	96	78	of	of	ADP
cana-5116	96	79	chandigarh	chandigarh	NOUN
cana-5116	96	80	's	's	PART
cana-5116	96	81	electronic	electronic	ADJ
cana-5116	96	82	banking	banking	NOUN
cana-5116	96	83	customers	customer	NOUN
cana-5116	96	84	,	,	PUNCT
cana-5116	96	85	enabling	enable	VERB
cana-5116	96	86	a	a	DET
cana-5116	96	87	thorough	thorough	ADJ
cana-5116	96	88	examination	examination	NOUN
cana-5116	96	89	of	of	ADP
cana-5116	96	90	usage	usage	NOUN
cana-5116	96	91	trends	trend	NOUN
cana-5116	96	92	and	and	CCONJ
cana-5116	96	93	preferences	preference	NOUN
cana-5116	96	94	.	.	PUNCT
cana-5116	97	1	3.3	3.3	NUM
cana-5116	97	2	.	.	PUNCT
cana-5116	98	1	analysis	analysis	NOUN
cana-5116	98	2	the	the	DET
cana-5116	98	3	data	datum	NOUN
cana-5116	98	4	collected	collect	VERB
cana-5116	98	5	for	for	ADP
cana-5116	98	6	the	the	DET
cana-5116	98	7	study	study	NOUN
cana-5116	98	8	on	on	ADP
cana-5116	98	9	how	how	SCONJ
cana-5116	98	10	clients	client	NOUN
cana-5116	98	11	utilize	utilize	VERB
cana-5116	98	12	electronic	electronic	ADJ
cana-5116	98	13	banking	banking	NOUN
cana-5116	98	14	was	be	AUX
cana-5116	98	15	subjected	subject	VERB
cana-5116	98	16	to	to	ADP
cana-5116	98	17	several	several	ADJ
cana-5116	98	18	statistical	statistical	ADJ
cana-5116	98	19	analyses	analysis	NOUN
cana-5116	98	20	in	in	ADP
cana-5116	98	21	order	order	NOUN
cana-5116	98	22	to	to	PART
cana-5116	98	23	extract	extract	VERB
cana-5116	98	24	significant	significant	ADJ
cana-5116	98	25	insights	insight	NOUN
cana-5116	98	26	.	.	PUNCT
cana-5116	99	1	an	an	DET
cana-5116	99	2	important	important	ADJ
cana-5116	99	3	analytical	analytical	ADJ
cana-5116	99	4	technique	technique	NOUN
cana-5116	99	5	for	for	ADP
cana-5116	99	6	figuring	figure	VERB
cana-5116	99	7	out	out	ADP
cana-5116	99	8	the	the	DET
cana-5116	99	9	association	association	NOUN
cana-5116	99	10	between	between	ADP
cana-5116	99	11	categorical	categorical	ADJ
cana-5116	99	12	variables	variable	NOUN
cana-5116	99	13	was	be	AUX
cana-5116	99	14	used	use	VERB
cana-5116	99	15	:	:	PUNCT
cana-5116	99	16	the	the	DET
cana-5116	99	17	chi	chi	ADJ
cana-5116	99	18	-	-	PUNCT
cana-5116	99	19	square	square	ADJ
cana-5116	99	20	test	test	NOUN
cana-5116	99	21	.	.	PUNCT
cana-5116	100	1	this	this	DET
cana-5116	100	2	test	test	NOUN
cana-5116	100	3	allowed	allow	VERB
cana-5116	100	4	researchers	researcher	NOUN
cana-5116	100	5	to	to	PART
cana-5116	100	6	look	look	VERB
cana-5116	100	7	into	into	ADP
cana-5116	100	8	potential	potential	ADJ
cana-5116	100	9	relationships	relationship	NOUN
cana-5116	100	10	between	between	ADP
cana-5116	100	11	a	a	DET
cana-5116	100	12	number	number	NOUN
cana-5116	100	13	of	of	ADP
cana-5116	100	14	characteristics	characteristic	NOUN
cana-5116	100	15	,	,	PUNCT
cana-5116	100	16	such	such	ADJ
cana-5116	100	17	as	as	ADP
cana-5116	100	18	customer	customer	NOUN
cana-5116	100	19	satisfaction	satisfaction	NOUN
cana-5116	100	20	levels	level	NOUN
cana-5116	100	21	and	and	CCONJ
cana-5116	100	22	how	how	SCONJ
cana-5116	100	23	often	often	ADV
cana-5116	100	24	people	people	NOUN
cana-5116	100	25	use	use	VERB
cana-5116	100	26	online	online	ADJ
cana-5116	100	27	banking	banking	NOUN
cana-5116	100	28	services	service	NOUN
cana-5116	100	29	.	.	PUNCT
cana-5116	101	1	furthermore	furthermore	ADV
cana-5116	101	2	,	,	PUNCT
cana-5116	101	3	the	the	DET
cana-5116	101	4	study	study	NOUN
cana-5116	101	5	employed	employ	VERB
cana-5116	101	6	anova	anova	PROPN
cana-5116	101	7	(	(	PUNCT
cana-5116	101	8	f	f	X
cana-5116	101	9	-	-	PUNCT
cana-5116	101	10	test	test	NOUN
cana-5116	101	11	)	)	PUNCT
cana-5116	101	12	,	,	PUNCT
cana-5116	101	13	a	a	DET
cana-5116	101	14	statistical	statistical	ADJ
cana-5116	101	15	method	method	NOUN
cana-5116	101	16	for	for	ADP
cana-5116	101	17	comparing	compare	VERB
cana-5116	101	18	means	mean	NOUN
cana-5116	101	19	across	across	ADP
cana-5116	101	20	several	several	ADJ
cana-5116	101	21	groups	group	NOUN
cana-5116	101	22	,	,	PUNCT
cana-5116	101	23	to	to	PART
cana-5116	101	24	look	look	VERB
cana-5116	101	25	at	at	ADP
cana-5116	101	26	differences	difference	NOUN
cana-5116	101	27	in	in	ADP
cana-5116	101	28	customer	customer	NOUN
cana-5116	101	29	behavior	behavior	NOUN
cana-5116	101	30	or	or	CCONJ
cana-5116	101	31	views	view	NOUN
cana-5116	101	32	across	across	ADP
cana-5116	101	33	users	user	NOUN
cana-5116	101	34	of	of	ADP
cana-5116	101	35	different	different	ADJ
cana-5116	101	36	electronic	electronic	ADJ
cana-5116	101	37	banking	banking	NOUN
cana-5116	101	38	services	service	NOUN
cana-5116	101	39	or	or	CCONJ
cana-5116	101	40	among	among	ADP
cana-5116	101	41	customers	customer	NOUN
cana-5116	101	42	of	of	ADP
cana-5116	101	43	different	different	ADJ
cana-5116	101	44	banks	bank	NOUN
cana-5116	101	45	.	.	PUNCT
cana-5116	102	1	this	this	PRON
cana-5116	102	2	enabled	enable	VERB
cana-5116	102	3	researchers	researcher	NOUN
cana-5116	102	4	to	to	PART
cana-5116	102	5	identify	identify	VERB
cana-5116	102	6	any	any	DET
cana-5116	102	7	significant	significant	ADJ
cana-5116	102	8	variations	variation	NOUN
cana-5116	102	9	in	in	ADP
cana-5116	102	10	consumer	consumer	NOUN
cana-5116	102	11	attitudes	attitude	NOUN
cana-5116	102	12	or	or	CCONJ
cana-5116	102	13	behavior	behavior	NOUN
cana-5116	102	14	across	across	ADP
cana-5116	102	15	different	different	ADJ
cana-5116	102	16	service	service	NOUN
cana-5116	102	17	categories	category	NOUN
cana-5116	102	18	or	or	CCONJ
cana-5116	102	19	banking	banking	NOUN
cana-5116	102	20	facilities	facility	NOUN
cana-5116	102	21	.	.	PUNCT
cana-5116	103	1	additionally	additionally	ADV
cana-5116	103	2	,	,	PUNCT
cana-5116	103	3	the	the	DET
cana-5116	103	4	weighted	weight	VERB
cana-5116	103	5	arithmetic	arithmetic	ADJ
cana-5116	103	6	mean	mean	NOUN
cana-5116	103	7	was	be	AUX
cana-5116	103	8	used	use	VERB
cana-5116	103	9	to	to	PART
cana-5116	103	10	calculate	calculate	VERB
cana-5116	103	11	the	the	DET
cana-5116	103	12	average	average	ADJ
cana-5116	103	13	score	score	NOUN
cana-5116	103	14	for	for	ADP
cana-5116	103	15	a	a	DET
cana-5116	103	16	few	few	ADJ
cana-5116	103	17	categories	category	NOUN
cana-5116	103	18	,	,	PUNCT
cana-5116	103	19	providing	provide	VERB
cana-5116	103	20	a	a	DET
cana-5116	103	21	concise	concise	ADJ
cana-5116	103	22	summary	summary	NOUN
cana-5116	103	23	of	of	ADP
cana-5116	103	24	respondents	respondent	NOUN
cana-5116	103	25	'	'	PART
cana-5116	103	26	views	view	NOUN
cana-5116	103	27	or	or	CCONJ
cana-5116	103	28	experiences	experience	NOUN
cana-5116	103	29	with	with	ADP
cana-5116	103	30	electronic	electronic	ADJ
cana-5116	103	31	banking	banking	NOUN
cana-5116	103	32	.	.	PUNCT
cana-5116	104	1	the	the	DET
cana-5116	104	2	study	study	NOUN
cana-5116	104	3	aimed	aim	VERB
cana-5116	104	4	to	to	PART
cana-5116	104	5	provide	provide	VERB
cana-5116	104	6	a	a	DET
cana-5116	104	7	comprehensive	comprehensive	ADJ
cana-5116	104	8	analysis	analysis	NOUN
cana-5116	104	9	of	of	ADP
cana-5116	104	10	consumer	consumer	NOUN
cana-5116	104	11	behavior	behavior	NOUN
cana-5116	104	12	in	in	ADP
cana-5116	104	13	the	the	DET
cana-5116	104	14	setting	setting	NOUN
cana-5116	104	15	of	of	ADP
cana-5116	104	16	electronic	electronic	ADJ
cana-5116	104	17	banking	banking	NOUN
cana-5116	104	18	by	by	ADP
cana-5116	104	19	utilizing	utilize	VERB
cana-5116	104	20	these	these	DET
cana-5116	104	21	statistical	statistical	ADJ
cana-5116	104	22	methodologies	methodology	NOUN
cana-5116	104	23	,	,	PUNCT
cana-5116	104	24	offering	offer	VERB
cana-5116	104	25	valuable	valuable	ADJ
cana-5116	104	26	insights	insight	NOUN
cana-5116	104	27	to	to	ADP
cana-5116	104	28	both	both	DET
cana-5116	104	29	banking	banking	NOUN
cana-5116	104	30	practitioners	practitioner	NOUN
cana-5116	104	31	and	and	CCONJ
cana-5116	104	32	scholars	scholar	NOUN
cana-5116	104	33	.	.	PUNCT
cana-5116	105	1	4	4	X
cana-5116	105	2	.	.	X
cana-5116	105	3	data	datum	NOUN
cana-5116	105	4	analysis	analysis	NOUN
cana-5116	105	5	4.1	4.1	NUM
cana-5116	105	6	.	.	PUNCT
cana-5116	106	1	demographics	demographic	NOUN
cana-5116	106	2	of	of	ADP
cana-5116	106	3	respondents	respondent	NOUN
cana-5116	106	4	table	table	VERB
cana-5116	106	5	1	1	NUM
cana-5116	106	6	:	:	PUNCT
cana-5116	106	7	demographic	demographic	ADJ
cana-5116	106	8	respondent	respondent	NOUN
cana-5116	106	9	particular	particular	ADJ
cana-5116	106	10	frequency	frequency	NOUN
cana-5116	106	11	percent	percent	NOUN
cana-5116	106	12	gender	gender	NOUN
cana-5116	106	13	male	male	NOUN
cana-5116	106	14	65	65	NUM
cana-5116	106	15	55	55	NUM
cana-5116	106	16	female	female	NOUN
cana-5116	106	17	55	55	NUM
cana-5116	106	18	45	45	NUM
cana-5116	106	19	education	education	NOUN
cana-5116	106	20	intermediate	intermediate	ADJ
cana-5116	106	21	50	50	NUM
cana-5116	106	22	42	42	NUM
cana-5116	106	23	graduate	graduate	NOUN
cana-5116	106	24	14	14	NUM
cana-5116	106	25	11	11	NUM
cana-5116	106	26	post	post	NOUN
cana-5116	106	27	graduate	graduate	NOUN
cana-5116	106	28	25	25	NUM
cana-5116	106	29	21	21	NUM
cana-5116	106	30	professional	professional	ADJ
cana-5116	106	31	31	31	NUM
cana-5116	106	32	26	26	NUM
cana-5116	106	33	age	age	NOUN
cana-5116	106	34	group	group	NOUN
cana-5116	106	35	communications	communication	NOUN
cana-5116	106	36	on	on	ADP
cana-5116	106	37	applied	apply	VERB
cana-5116	106	38	nonlinear	nonlinear	ADJ
cana-5116	106	39	analysis	analysis	NOUN
cana-5116	106	40	issn	issn	NOUN
cana-5116	106	41	:	:	PUNCT
cana-5116	106	42	1074	1074	NUM
cana-5116	106	43	-	-	PUNCT
cana-5116	106	44	133x	133x	NUM
cana-5116	106	45	vol	vol	NOUN
cana-5116	106	46	32	32	NUM
cana-5116	106	47	no	no	NOUN
cana-5116	106	48	.	.	PUNCT
cana-5116	107	1	icmasd	icmasd	NOUN
cana-5116	107	2	(	(	PUNCT
cana-5116	107	3	2025	2025	NUM
cana-5116	107	4	)	)	PUNCT
cana-5116	107	5	903	903	NUM
cana-5116	107	6	https://internationalpubls.com	https://internationalpubls.com	X
cana-5116	107	7	below	below	ADP
cana-5116	107	8	30	30	NUM
cana-5116	107	9	17	17	NUM
cana-5116	107	10	14	14	NUM
cana-5116	107	11	30	30	NUM
cana-5116	107	12	-	-	SYM
cana-5116	107	13	35	35	NUM
cana-5116	107	14	30	30	NUM
cana-5116	107	15	25	25	NUM
cana-5116	107	16	35	35	NUM
cana-5116	107	17	-	-	SYM
cana-5116	107	18	40	40	NUM
cana-5116	107	19	25	25	NUM
cana-5116	107	20	21	21	NUM
cana-5116	107	21	40	40	NUM
cana-5116	107	22	-	-	SYM
cana-5116	107	23	45	45	NUM
cana-5116	107	24	29	29	NUM
cana-5116	107	25	24	24	NUM
cana-5116	107	26	45	45	NUM
cana-5116	107	27	-	-	SYM
cana-5116	107	28	50	50	NUM
cana-5116	107	29	19	19	NUM
cana-5116	107	30	16	16	NUM
cana-5116	107	31	monthly	monthly	ADJ
cana-5116	107	32	income	income	NOUN
cana-5116	107	33	less	less	ADJ
cana-5116	107	34	than	than	ADP
cana-5116	107	35	rs	rs	PROPN
cana-5116	107	36	11000	11000	NUM
cana-5116	107	37	29	29	NUM
cana-5116	107	38	24.1	24.1	NUM
cana-5116	107	39	rs	rs	NOUN
cana-5116	107	40	11001	11001	NUM
cana-5116	107	41	–	–	PUNCT
cana-5116	107	42	rs	rs	NOUN
cana-5116	107	43	19000	19000	NUM
cana-5116	107	44	33	33	NUM
cana-5116	107	45	27.5	27.5	NUM
cana-5116	107	46	rs	rs	NOUN
cana-5116	107	47	19001	19001	NUM
cana-5116	107	48	–	–	PUNCT
cana-5116	107	49	rs	rs	NOUN
cana-5116	107	50	29000	29000	NUM
cana-5116	107	51	10	10	NUM
cana-5116	107	52	8.3	8.3	NUM
cana-5116	107	53	rs	r	NOUN
cana-5116	107	54	29001	29001	NUM
cana-5116	107	55	–	–	PUNCT
cana-5116	107	56	rs	rs	NOUN
cana-5116	107	57	40000	40000	NUM
cana-5116	107	58	13	13	NUM
cana-5116	107	59	10.8	10.8	NUM
cana-5116	107	60	more	more	ADJ
cana-5116	107	61	than	than	ADP
cana-5116	107	62	40000	40000	NUM
cana-5116	107	63	35	35	NUM
cana-5116	107	64	29.1	29.1	NUM
cana-5116	107	65	profession	profession	NOUN
cana-5116	107	66	/	/	SYM
cana-5116	107	67	occupation	occupation	NOUN
cana-5116	107	68	govt	govt	NOUN
cana-5116	107	69	employee	employee	NOUN
cana-5116	107	70	19	19	NUM
cana-5116	107	71	15.8	15.8	NUM
cana-5116	107	72	pvt	pvt	PROPN
cana-5116	107	73	employee	employee	NOUN
cana-5116	107	74	34	34	NUM
cana-5116	107	75	28.3	28.3	NUM
cana-5116	107	76	professional	professional	ADJ
cana-5116	107	77	17	17	NUM
cana-5116	107	78	14.1	14.1	NUM
cana-5116	107	79	businessman	businessman	NOUN
cana-5116	107	80	27	27	NUM
cana-5116	107	81	22.5	22.5	NUM
cana-5116	107	82	student	student	NOUN
cana-5116	107	83	7	7	NUM
cana-5116	107	84	5.8	5.8	NUM
cana-5116	107	85	retired	retire	VERB
cana-5116	107	86	11	11	NUM
cana-5116	107	87	9.1	9.1	NUM
cana-5116	107	88	other	other	ADJ
cana-5116	107	89	5	5	NUM
cana-5116	107	90	4.1	4.1	NUM
cana-5116	107	91	figure	figure	NOUN
cana-5116	107	92	2	2	NUM
cana-5116	107	93	:	:	PUNCT
cana-5116	107	94	graphical	graphical	ADJ
cana-5116	107	95	representation	representation	NOUN
cana-5116	107	96	on	on	ADP
cana-5116	107	97	the	the	DET
cana-5116	107	98	percentage	percentage	NOUN
cana-5116	107	99	of	of	ADP
cana-5116	107	100	demographic	demographic	ADJ
cana-5116	107	101	respondent	respondent	NOUN
cana-5116	107	102	the	the	DET
cana-5116	107	103	data	datum	NOUN
cana-5116	107	104	provides	provide	VERB
cana-5116	107	105	insights	insight	NOUN
cana-5116	107	106	into	into	ADP
cana-5116	107	107	the	the	DET
cana-5116	107	108	demographics	demographic	NOUN
cana-5116	107	109	of	of	ADP
cana-5116	107	110	a	a	DET
cana-5116	107	111	sample	sample	NOUN
cana-5116	107	112	population	population	NOUN
cana-5116	107	113	,	,	PUNCT
cana-5116	107	114	focusing	focus	VERB
cana-5116	107	115	on	on	ADP
cana-5116	107	116	gender	gender	NOUN
cana-5116	107	117	distribution	distribution	NOUN
cana-5116	107	118	,	,	PUNCT
cana-5116	107	119	education	education	NOUN
cana-5116	107	120	levels	level	NOUN
cana-5116	107	121	,	,	PUNCT
cana-5116	107	122	age	age	NOUN
cana-5116	107	123	groups	group	NOUN
cana-5116	107	124	,	,	PUNCT
cana-5116	107	125	monthly	monthly	ADJ
cana-5116	107	126	income	income	NOUN
cana-5116	107	127	,	,	PUNCT
cana-5116	107	128	and	and	CCONJ
cana-5116	107	129	professions	profession	NOUN
cana-5116	107	130	/	/	SYM
cana-5116	107	131	occupations	occupation	NOUN
cana-5116	107	132	.	.	PUNCT
cana-5116	108	1	the	the	DET
cana-5116	108	2	sample	sample	NOUN
cana-5116	108	3	is	be	AUX
cana-5116	108	4	fairly	fairly	ADV
cana-5116	108	5	balanced	balanced	ADJ
cana-5116	108	6	,	,	PUNCT
cana-5116	108	7	with	with	ADP
cana-5116	108	8	55	55	NUM
cana-5116	108	9	%	%	NOUN
cana-5116	108	10	male	male	NOUN
cana-5116	108	11	and	and	CCONJ
cana-5116	108	12	45	45	NUM
cana-5116	108	13	%	%	NOUN
cana-5116	108	14	female	female	ADJ
cana-5116	108	15	respondents	respondent	NOUN
cana-5116	108	16	.	.	PUNCT
cana-5116	109	1	the	the	DET
cana-5116	109	2	majority	majority	NOUN
cana-5116	109	3	have	have	VERB
cana-5116	109	4	intermediate	intermediate	ADJ
cana-5116	109	5	education	education	NOUN
cana-5116	109	6	(	(	PUNCT
cana-5116	109	7	42	42	NUM
cana-5116	109	8	%	%	NOUN
cana-5116	109	9	)	)	PUNCT
cana-5116	109	10	,	,	PUNCT
cana-5116	109	11	followed	follow	VERB
cana-5116	109	12	by	by	ADP
cana-5116	109	13	post	post	NOUN
cana-5116	109	14	-	-	NOUN
cana-5116	109	15	graduates	graduate	NOUN
cana-5116	109	16	(	(	PUNCT
cana-5116	109	17	21	21	NUM
cana-5116	109	18	%	%	NOUN
cana-5116	109	19	)	)	PUNCT
cana-5116	109	20	,	,	PUNCT
cana-5116	109	21	professionals	professional	NOUN
cana-5116	109	22	(	(	PUNCT
cana-5116	109	23	26	26	NUM
cana-5116	109	24	%	%	NOUN
cana-5116	109	25	)	)	PUNCT
cana-5116	109	26	,	,	PUNCT
cana-5116	109	27	and	and	CCONJ
cana-5116	109	28	graduates	graduate	NOUN
cana-5116	109	29	(	(	PUNCT
cana-5116	109	30	11	11	NUM
cana-5116	109	31	%	%	NOUN
cana-5116	109	32	)	)	PUNCT
cana-5116	109	33	.	.	PUNCT
cana-5116	110	1	the	the	DET
cana-5116	110	2	age	age	NOUN
cana-5116	110	3	distribution	distribution	NOUN
cana-5116	110	4	is	be	AUX
cana-5116	110	5	spread	spread	VERB
cana-5116	110	6	across	across	ADP
cana-5116	110	7	different	different	ADJ
cana-5116	110	8	age	age	NOUN
cana-5116	110	9	groups	group	NOUN
cana-5116	110	10	,	,	PUNCT
cana-5116	110	11	with	with	ADP
cana-5116	110	12	a	a	DET
cana-5116	110	13	higher	high	ADJ
cana-5116	110	14	representation	representation	NOUN
cana-5116	110	15	in	in	ADP
cana-5116	110	16	the	the	DET
cana-5116	110	17	30	30	NUM
cana-5116	110	18	-	-	SYM
cana-5116	110	19	35	35	NUM
cana-5116	110	20	age	age	NOUN
cana-5116	110	21	bracket	bracket	NOUN
cana-5116	110	22	(	(	PUNCT
cana-5116	110	23	25	25	NUM
cana-5116	110	24	%	%	NOUN
cana-5116	110	25	)	)	PUNCT
cana-5116	110	26	.	.	PUNCT
cana-5116	111	1	monthly	monthly	ADJ
cana-5116	111	2	income	income	NOUN
cana-5116	111	3	ranges	range	VERB
cana-5116	111	4	from	from	ADP
cana-5116	111	5	less	less	ADJ
cana-5116	111	6	than	than	ADP
cana-5116	111	7	rs	rs	NOUN
cana-5116	111	8	11,000	11,000	NUM
cana-5116	111	9	(	(	PUNCT
cana-5116	111	10	24.1	24.1	NUM
cana-5116	111	11	%	%	NOUN
cana-5116	111	12	)	)	PUNCT
cana-5116	111	13	to	to	ADP
cana-5116	111	14	more	more	ADJ
cana-5116	111	15	than	than	ADP
cana-5116	111	16	rs	rs	NOUN
cana-5116	111	17	40,000	40,000	NUM
cana-5116	111	18	(	(	PUNCT
cana-5116	111	19	29.1	29.1	NUM
cana-5116	111	20	%	%	NOUN
cana-5116	111	21	)	)	PUNCT
cana-5116	111	22	.	.	PUNCT
cana-5116	112	1	the	the	DET
cana-5116	112	2	profession	profession	NOUN
cana-5116	112	3	/	/	SYM
cana-5116	112	4	occupation	occupation	NOUN
cana-5116	112	5	is	be	AUX
cana-5116	112	6	diverse	diverse	ADJ
cana-5116	112	7	,	,	PUNCT
cana-5116	112	8	with	with	ADP
cana-5116	112	9	respondents	respondent	NOUN
cana-5116	112	10	representing	represent	VERB
cana-5116	112	11	various	various	ADJ
cana-5116	112	12	sectors	sector	NOUN
cana-5116	112	13	including	include	VERB
cana-5116	112	14	private	private	ADJ
cana-5116	112	15	employment	employment	NOUN
cana-5116	112	16	(	(	PUNCT
cana-5116	112	17	28.3	28.3	NUM
cana-5116	112	18	%	%	NOUN
cana-5116	112	19	)	)	PUNCT
cana-5116	112	20	,	,	PUNCT
cana-5116	112	21	business	business	NOUN
cana-5116	112	22	ownership	ownership	NOUN
cana-5116	112	23	(	(	PUNCT
cana-5116	112	24	22.5	22.5	NUM
cana-5116	112	25	%	%	NOUN
cana-5116	112	26	)	)	PUNCT
cana-5116	112	27	,	,	PUNCT
cana-5116	112	28	and	and	CCONJ
cana-5116	112	29	government	government	NOUN
cana-5116	112	30	employment	employment	NOUN
cana-5116	112	31	(	(	PUNCT
cana-5116	112	32	15.8	15.8	NUM
cana-5116	112	33	%	%	NOUN
cana-5116	112	34	)	)	PUNCT
cana-5116	112	35	.	.	PUNCT
cana-5116	113	1	this	this	DET
cana-5116	113	2	data	datum	NOUN
cana-5116	113	3	highlights	highlight	VERB
cana-5116	113	4	the	the	DET
cana-5116	113	5	need	need	NOUN
cana-5116	113	6	for	for	ADP
cana-5116	113	7	nuanced	nuanced	ADJ
cana-5116	113	8	analysis	analysis	NOUN
cana-5116	113	9	to	to	PART
cana-5116	113	10	understand	understand	VERB
cana-5116	113	11	the	the	DET
cana-5116	113	12	dynamics	dynamic	NOUN
cana-5116	113	13	and	and	CCONJ
cana-5116	113	14	behaviors	behavior	NOUN
cana-5116	113	15	within	within	ADP
cana-5116	113	16	this	this	DET
cana-5116	113	17	group	group	NOUN
cana-5116	113	18	.	.	PUNCT
cana-5116	114	1	4.2	4.2	NUM
cana-5116	114	2	.	.	PUNCT
cana-5116	115	1	preference	preference	NOUN
cana-5116	115	2	of	of	ADP
cana-5116	115	3	electronic	electronic	ADJ
cana-5116	115	4	banking	banking	NOUN
cana-5116	115	5	services	service	NOUN
cana-5116	115	6	table	table	NOUN
cana-5116	115	7	2	2	NUM
cana-5116	115	8	:	:	PUNCT
cana-5116	115	9	banking	banking	NOUN
cana-5116	115	10	services	service	NOUN
cana-5116	115	11	ranking	rank	VERB
cana-5116	115	12	communications	communication	NOUN
cana-5116	115	13	on	on	ADP
cana-5116	115	14	applied	apply	VERB
cana-5116	115	15	nonlinear	nonlinear	ADJ
cana-5116	115	16	analysis	analysis	NOUN
cana-5116	115	17	issn	issn	NOUN
cana-5116	115	18	:	:	PUNCT
cana-5116	115	19	1074	1074	NUM
cana-5116	115	20	-	-	PUNCT
cana-5116	115	21	133x	133x	NUM
cana-5116	115	22	vol	vol	NOUN
cana-5116	115	23	32	32	NUM
cana-5116	115	24	no	no	NOUN
cana-5116	115	25	.	.	PUNCT
cana-5116	116	1	icmasd	icmasd	NOUN
cana-5116	116	2	(	(	PUNCT
cana-5116	116	3	2025	2025	NUM
cana-5116	116	4	)	)	PUNCT
cana-5116	116	5	904	904	NUM
cana-5116	116	6	https://internationalpubls.com	https://internationalpubls.com	PROPN
cana-5116	116	7	services	service	NOUN
cana-5116	116	8	weighted	weight	VERB
cana-5116	116	9	mean	mean	ADJ
cana-5116	116	10	rank	rank	NOUN
cana-5116	116	11	atm	atm	PROPN
cana-5116	116	12	cash	cash	NOUN
cana-5116	116	13	withdrawal	withdrawal	NOUN
cana-5116	116	14	17.1	17.1	NUM
cana-5116	116	15	1	1	NUM
cana-5116	116	16	balance	balance	NOUN
cana-5116	116	17	enquiry	enquiry	NOUN
cana-5116	116	18	8.51	8.51	NUM
cana-5116	116	19	3	3	NUM
cana-5116	116	20	mini	mini	NOUN
cana-5116	116	21	statement	statement	NOUN
cana-5116	116	22	4.23	4.23	NUM
cana-5116	116	23	5	5	NUM
cana-5116	116	24	prepaid	prepaid	NOUN
cana-5116	116	25	recharge	recharge	NOUN
cana-5116	116	26	15.4	15.4	NUM
cana-5116	116	27	4	4	NUM
cana-5116	116	28	bill	bill	NOUN
cana-5116	116	29	payment	payment	NOUN
cana-5116	116	30	8.92	8.92	NUM
cana-5116	116	31	1	1	NUM
cana-5116	116	32	mobile	mobile	ADJ
cana-5116	116	33	banking	banking	NOUN
cana-5116	116	34	registration	registration	NOUN
cana-5116	116	35	7.21	7.21	NUM
cana-5116	116	36	3	3	NUM
cana-5116	116	37	pin	pin	NOUN
cana-5116	116	38	change	change	NOUN
cana-5116	116	39	facility	facility	NOUN
cana-5116	116	40	6.22	6.22	NUM
cana-5116	116	41	4	4	NUM
cana-5116	116	42	single	single	ADJ
cana-5116	116	43	card	card	NOUN
cana-5116	116	44	for	for	ADP
cana-5116	116	45	all	all	DET
cana-5116	116	46	accounts	account	NOUN
cana-5116	116	47	5.41	5.41	NUM
cana-5116	116	48	6	6	NUM
cana-5116	116	49	cheque	cheque	NOUN
cana-5116	116	50	book	book	NOUN
cana-5116	116	51	request	request	NOUN
cana-5116	116	52	5.65	5.65	NUM
cana-5116	116	53	1	1	NUM
cana-5116	116	54	money	money	NOUN
cana-5116	116	55	transfer	transfer	NOUN
cana-5116	116	56	3.21	3.21	NUM
cana-5116	116	57	2	2	NUM
cana-5116	116	58	deposit	deposit	NOUN
cana-5116	116	59	cash	cash	NOUN
cana-5116	116	60	&	&	CCONJ
cana-5116	116	61	cheque	cheque	VERB
cana-5116	116	62	8.51	8.51	NUM
cana-5116	116	63	5	5	NUM
cana-5116	116	64	mobile	mobile	ADJ
cana-5116	116	65	banking	banking	NOUN
cana-5116	116	66	balance	balance	NOUN
cana-5116	116	67	enquiry	enquiry	NOUN
cana-5116	116	68	5.21	5.21	NUM
cana-5116	116	69	1	1	NUM
cana-5116	116	70	mini	mini	NOUN
cana-5116	116	71	statement	statement	NOUN
cana-5116	116	72	9.52	9.52	NUM
cana-5116	116	73	2	2	NUM
cana-5116	116	74	fund	fund	NOUN
cana-5116	116	75	transfer	transfer	NOUN
cana-5116	116	76	6.52	6.52	NUM
cana-5116	116	77	4	4	NUM
cana-5116	116	78	mobile	mobile	NOUN
cana-5116	116	79	top	top	NOUN
cana-5116	116	80	up	up	ADV
cana-5116	116	81	4.32	4.32	NUM
cana-5116	116	82	6	6	NUM
cana-5116	116	83	pay	pay	NOUN
cana-5116	116	84	bill	bill	NOUN
cana-5116	116	85	5.21	5.21	NUM
cana-5116	116	86	4	4	NUM
cana-5116	116	87	cheque	cheque	NOUN
cana-5116	116	88	book	book	NOUN
cana-5116	116	89	request	request	NOUN
cana-5116	116	90	18.1	18.1	NUM
cana-5116	116	91	2	2	NUM
cana-5116	116	92	access	access	NOUN
cana-5116	116	93	to	to	ADP
cana-5116	116	94	credit	credit	NOUN
cana-5116	116	95	card	card	NOUN
cana-5116	116	96	statement	statement	NOUN
cana-5116	116	97	6.32	6.32	NUM
cana-5116	116	98	1	1	NUM
cana-5116	116	99	contact	contact	NOUN
cana-5116	116	100	customer	customer	NOUN
cana-5116	116	101	care	care	VERB
cana-5116	116	102	6.22	6.22	NUM
cana-5116	116	103	7	7	NUM
cana-5116	116	104	internet	internet	NOUN
cana-5116	116	105	banking	banking	NOUN
cana-5116	116	106	account	account	NOUN
cana-5116	116	107	statement	statement	NOUN
cana-5116	116	108	4.35	4.35	NUM
cana-5116	116	109	11	11	NUM
cana-5116	116	110	tax	tax	NOUN
cana-5116	116	111	payment	payment	NOUN
cana-5116	116	112	35.2	35.2	NUM
cana-5116	116	113	4	4	NUM
cana-5116	116	114	third	third	ADJ
cana-5116	116	115	party	party	NOUN
cana-5116	116	116	transfer	transfer	NOUN
cana-5116	116	117	88.7	88.7	NUM
cana-5116	116	118	3	3	NUM
cana-5116	116	119	mobile	mobile	NOUN
cana-5116	116	120	top	top	NOUN
cana-5116	116	121	up	up	ADV
cana-5116	116	122	45.1	45.1	NUM
cana-5116	116	123	6	6	NUM
cana-5116	116	124	pay	pay	NOUN
cana-5116	116	125	bill	bill	NOUN
cana-5116	116	126	62.3	62.3	NUM
cana-5116	116	127	8	8	NUM
cana-5116	116	128	cheque	cheque	NOUN
cana-5116	116	129	book	book	NOUN
cana-5116	116	130	request	request	NOUN
cana-5116	116	131	12.6	12.6	NUM
cana-5116	116	132	6	6	NUM
cana-5116	116	133	communications	communication	NOUN
cana-5116	116	134	on	on	ADP
cana-5116	116	135	applied	apply	VERB
cana-5116	116	136	nonlinear	nonlinear	ADJ
cana-5116	116	137	analysis	analysis	NOUN
cana-5116	116	138	issn	issn	NOUN
cana-5116	116	139	:	:	PUNCT
cana-5116	116	140	1074	1074	NUM
cana-5116	116	141	-	-	PUNCT
cana-5116	116	142	133x	133x	NUM
cana-5116	116	143	vol	vol	NOUN
cana-5116	116	144	32	32	NUM
cana-5116	116	145	no	no	NOUN
cana-5116	116	146	.	.	PUNCT
cana-5116	117	1	icmasd	icmasd	NOUN
cana-5116	117	2	(	(	PUNCT
cana-5116	117	3	2025	2025	NUM
cana-5116	117	4	)	)	PUNCT
cana-5116	117	5	905	905	NUM
cana-5116	117	6	https://internationalpubls.com	https://internationalpubls.com	X
cana-5116	117	7	access	access	NOUN
cana-5116	117	8	to	to	ADP
cana-5116	117	9	credit	credit	NOUN
cana-5116	117	10	card	card	NOUN
cana-5116	117	11	statement	statement	NOUN
cana-5116	117	12	14.2	14.2	NUM
cana-5116	117	13	1	1	NUM
cana-5116	117	14	customer	customer	NOUN
cana-5116	117	15	care	care	NOUN
cana-5116	117	16	support	support	NOUN
cana-5116	117	17	6.21	6.21	NUM
cana-5116	117	18	7	7	NUM
cana-5116	117	19	fd	fd	NOUN
cana-5116	117	20	request	request	NOUN
cana-5116	117	21	&	&	CCONJ
cana-5116	117	22	enquiry	enquiry	NOUN
cana-5116	117	23	4.12	4.12	NUM
cana-5116	117	24	6	6	NUM
cana-5116	117	25	change	change	NOUN
cana-5116	117	26	customer	customer	NOUN
cana-5116	117	27	profile	profile	NOUN
cana-5116	117	28	3.21	3.21	NUM
cana-5116	117	29	4	4	NUM
cana-5116	117	30	credit	credit	NOUN
cana-5116	117	31	card	card	NOUN
cana-5116	117	32	payment	payment	NOUN
cana-5116	117	33	6.21	6.21	NUM
cana-5116	117	34	1	1	NUM
cana-5116	117	35	figure	figure	NOUN
cana-5116	117	36	3	3	NUM
cana-5116	117	37	:	:	PUNCT
cana-5116	117	38	graphical	graphical	ADJ
cana-5116	117	39	representation	representation	NOUN
cana-5116	117	40	on	on	ADP
cana-5116	117	41	the	the	DET
cana-5116	117	42	weighted	weight	VERB
cana-5116	117	43	mean	mean	NOUN
cana-5116	117	44	of	of	ADP
cana-5116	117	45	banking	banking	NOUN
cana-5116	117	46	services	service	NOUN
cana-5116	117	47	customers	customer	NOUN
cana-5116	117	48	place	place	VERB
cana-5116	117	49	a	a	DET
cana-5116	117	50	high	high	ADJ
cana-5116	117	51	value	value	NOUN
cana-5116	117	52	on	on	ADP
cana-5116	117	53	internet	internet	NOUN
cana-5116	117	54	,	,	PUNCT
cana-5116	117	55	mobile	mobile	NOUN
cana-5116	117	56	,	,	PUNCT
cana-5116	117	57	and	and	CCONJ
cana-5116	117	58	atm	atm	NOUN
cana-5116	117	59	banking	banking	NOUN
cana-5116	117	60	services	service	NOUN
cana-5116	117	61	,	,	PUNCT
cana-5116	117	62	according	accord	VERB
cana-5116	117	63	to	to	ADP
cana-5116	117	64	the	the	DET
cana-5116	117	65	report	report	NOUN
cana-5116	117	66	.	.	PUNCT
cana-5116	118	1	the	the	DET
cana-5116	118	2	most	most	ADV
cana-5116	118	3	important	important	ADJ
cana-5116	118	4	services	service	NOUN
cana-5116	118	5	are	be	AUX
cana-5116	118	6	cash	cash	NOUN
cana-5116	118	7	withdrawal	withdrawal	NOUN
cana-5116	118	8	,	,	PUNCT
cana-5116	118	9	bill	bill	NOUN
cana-5116	118	10	payment	payment	NOUN
cana-5116	118	11	,	,	PUNCT
cana-5116	118	12	and	and	CCONJ
cana-5116	118	13	check	check	VERB
cana-5116	118	14	book	book	NOUN
cana-5116	118	15	request	request	NOUN
cana-5116	118	16	;	;	PUNCT
cana-5116	118	17	small	small	ADJ
cana-5116	118	18	statements	statement	NOUN
cana-5116	118	19	and	and	CCONJ
cana-5116	118	20	a	a	DET
cana-5116	118	21	single	single	ADJ
cana-5116	118	22	card	card	NOUN
cana-5116	118	23	for	for	ADP
cana-5116	118	24	all	all	DET
cana-5116	118	25	accounts	account	NOUN
cana-5116	118	26	are	be	AUX
cana-5116	118	27	less	less	ADV
cana-5116	118	28	important	important	ADJ
cana-5116	118	29	.	.	PUNCT
cana-5116	119	1	fund	fund	NOUN
cana-5116	119	2	transfers	transfer	NOUN
cana-5116	119	3	,	,	PUNCT
cana-5116	119	4	mini	mini	ADJ
cana-5116	119	5	statements	statement	NOUN
cana-5116	119	6	,	,	PUNCT
cana-5116	119	7	check	check	VERB
cana-5116	119	8	book	book	NOUN
cana-5116	119	9	requests	request	NOUN
cana-5116	119	10	,	,	PUNCT
cana-5116	119	11	and	and	CCONJ
cana-5116	119	12	balance	balance	NOUN
cana-5116	119	13	inquiries	inquiry	NOUN
cana-5116	119	14	are	be	AUX
cana-5116	119	15	among	among	ADP
cana-5116	119	16	the	the	DET
cana-5116	119	17	mobile	mobile	ADJ
cana-5116	119	18	banking	banking	NOUN
cana-5116	119	19	services	service	NOUN
cana-5116	119	20	.	.	PUNCT
cana-5116	120	1	contact	contact	NOUN
cana-5116	120	2	customer	customer	NOUN
cana-5116	120	3	service	service	NOUN
cana-5116	120	4	and	and	CCONJ
cana-5116	120	5	cell	cell	NOUN
cana-5116	120	6	top	top	ADJ
cana-5116	120	7	-	-	PUNCT
cana-5116	120	8	up	up	NOUN
cana-5116	120	9	,	,	PUNCT
cana-5116	120	10	on	on	ADP
cana-5116	120	11	the	the	DET
cana-5116	120	12	other	other	ADJ
cana-5116	120	13	hand	hand	NOUN
cana-5116	120	14	,	,	PUNCT
cana-5116	120	15	are	be	AUX
cana-5116	120	16	less	less	ADV
cana-5116	120	17	important	important	ADJ
cana-5116	120	18	or	or	CCONJ
cana-5116	120	19	common	common	ADJ
cana-5116	120	20	.	.	PUNCT
cana-5116	121	1	online	online	ADJ
cana-5116	121	2	banking	banking	NOUN
cana-5116	121	3	facilities	facility	NOUN
cana-5116	121	4	encompass	encompass	NOUN
cana-5116	121	5	bill	bill	NOUN
cana-5116	121	6	payment	payment	NOUN
cana-5116	121	7	,	,	PUNCT
cana-5116	121	8	credit	credit	NOUN
cana-5116	121	9	card	card	NOUN
cana-5116	121	10	statement	statement	NOUN
cana-5116	121	11	access	access	NOUN
cana-5116	121	12	,	,	PUNCT
cana-5116	121	13	and	and	CCONJ
cana-5116	121	14	third	third	ADJ
cana-5116	121	15	-	-	PUNCT
cana-5116	121	16	party	party	NOUN
cana-5116	121	17	transfer	transfer	NOUN
cana-5116	121	18	.	.	PUNCT
cana-5116	122	1	because	because	SCONJ
cana-5116	122	2	they	they	PRON
cana-5116	122	3	make	make	VERB
cana-5116	122	4	online	online	ADJ
cana-5116	122	5	financial	financial	ADJ
cana-5116	122	6	management	management	NOUN
cana-5116	122	7	convenient	convenient	ADJ
cana-5116	122	8	and	and	CCONJ
cana-5116	122	9	useful	useful	ADJ
cana-5116	122	10	,	,	PUNCT
cana-5116	122	11	these	these	DET
cana-5116	122	12	services	service	NOUN
cana-5116	122	13	are	be	AUX
cana-5116	122	14	widely	widely	ADV
cana-5116	122	15	respected	respect	VERB
cana-5116	122	16	.	.	PUNCT
cana-5116	123	1	less	less	ADV
cana-5116	123	2	important	important	ADJ
cana-5116	123	3	or	or	CCONJ
cana-5116	123	4	less	less	ADV
cana-5116	123	5	commonly	commonly	ADV
cana-5116	123	6	viewed	view	VERB
cana-5116	123	7	documents	document	NOUN
cana-5116	123	8	are	be	AUX
cana-5116	123	9	account	account	NOUN
cana-5116	123	10	statements	statement	NOUN
cana-5116	123	11	and	and	CCONJ
cana-5116	123	12	fd	fd	VERB
cana-5116	123	13	requests	request	NOUN
cana-5116	123	14	and	and	CCONJ
cana-5116	123	15	enquiries	enquiry	NOUN
cana-5116	123	16	.	.	PUNCT
cana-5116	124	1	the	the	DET
cana-5116	124	2	information	information	NOUN
cana-5116	124	3	makes	make	VERB
cana-5116	124	4	clear	clear	ADJ
cana-5116	124	5	how	how	SCONJ
cana-5116	124	6	banks	bank	NOUN
cana-5116	124	7	must	must	AUX
cana-5116	124	8	modify	modify	VERB
cana-5116	124	9	their	their	PRON
cana-5116	124	10	service	service	NOUN
cana-5116	124	11	packages	package	NOUN
cana-5116	124	12	to	to	PART
cana-5116	124	13	accommodate	accommodate	VERB
cana-5116	124	14	the	the	DET
cana-5116	124	15	wide	wide	ADJ
cana-5116	124	16	range	range	NOUN
cana-5116	124	17	of	of	ADP
cana-5116	124	18	wants	want	NOUN
cana-5116	124	19	of	of	ADP
cana-5116	124	20	their	their	PRON
cana-5116	124	21	customers	customer	NOUN
cana-5116	124	22	.	.	PUNCT
cana-5116	125	1	4.3	4.3	NUM
cana-5116	125	2	.	.	PUNCT
cana-5116	125	3	hypothesis	hypothesis	NOUN
cana-5116	125	4	testing	test	VERB
cana-5116	125	5	h01	h01	PROPN
cana-5116	125	6	=	=	PUNCT
cana-5116	125	7	regarding	regard	VERB
cana-5116	125	8	atm	atm	PROPN
cana-5116	125	9	service	service	NOUN
cana-5116	125	10	,	,	PUNCT
cana-5116	125	11	there	there	PRON
cana-5116	125	12	is	be	VERB
cana-5116	125	13	no	no	DET
cana-5116	125	14	discernible	discernible	ADJ
cana-5116	125	15	difference	difference	NOUN
cana-5116	125	16	in	in	ADP
cana-5116	125	17	the	the	DET
cana-5116	125	18	satisfaction	satisfaction	NOUN
cana-5116	125	19	levels	level	NOUN
cana-5116	125	20	of	of	ADP
cana-5116	125	21	consumers	consumer	NOUN
cana-5116	125	22	of	of	ADP
cana-5116	125	23	private	private	ADJ
cana-5116	125	24	and	and	CCONJ
cana-5116	125	25	state	state	NOUN
cana-5116	125	26	banks	bank	NOUN
cana-5116	125	27	.	.	PUNCT
cana-5116	126	1	h02	h02	PROPN
cana-5116	126	2	=	=	PUNCT
cana-5116	126	3	regarding	regard	VERB
cana-5116	126	4	mobile	mobile	ADJ
cana-5116	126	5	banking	banking	NOUN
cana-5116	126	6	,	,	PUNCT
cana-5116	126	7	there	there	PRON
cana-5116	126	8	is	be	VERB
cana-5116	126	9	no	no	DET
cana-5116	126	10	discernible	discernible	ADJ
cana-5116	126	11	difference	difference	NOUN
cana-5116	126	12	in	in	ADP
cana-5116	126	13	the	the	DET
cana-5116	126	14	satisfaction	satisfaction	NOUN
cana-5116	126	15	levels	level	NOUN
cana-5116	126	16	of	of	ADP
cana-5116	126	17	private	private	ADJ
cana-5116	126	18	and	and	CCONJ
cana-5116	126	19	public	public	ADJ
cana-5116	126	20	bank	bank	NOUN
cana-5116	126	21	customers	customer	NOUN
cana-5116	126	22	.	.	PUNCT
cana-5116	127	1	h03	h03	NOUN
cana-5116	127	2	=	=	PUNCT
cana-5116	127	3	regarding	regard	VERB
cana-5116	127	4	internet	internet	NOUN
cana-5116	127	5	banking	banking	NOUN
cana-5116	127	6	,	,	PUNCT
cana-5116	127	7	there	there	PRON
cana-5116	127	8	is	be	VERB
cana-5116	127	9	no	no	DET
cana-5116	127	10	discernible	discernible	ADJ
cana-5116	127	11	difference	difference	NOUN
cana-5116	127	12	in	in	ADP
cana-5116	127	13	the	the	DET
cana-5116	127	14	satisfaction	satisfaction	NOUN
cana-5116	127	15	levels	level	NOUN
cana-5116	127	16	of	of	ADP
cana-5116	127	17	private	private	ADJ
cana-5116	127	18	and	and	CCONJ
cana-5116	127	19	public	public	ADJ
cana-5116	127	20	bank	bank	NOUN
cana-5116	127	21	clients	client	NOUN
cana-5116	127	22	.	.	PUNCT
cana-5116	128	1	table	table	NOUN
cana-5116	128	2	3	3	NUM
cana-5116	128	3	:	:	PUNCT
cana-5116	128	4	anova	anova	PROPN
cana-5116	128	5	test	test	VERB
cana-5116	128	6	hypoth	hypoth	NOUN
cana-5116	128	7	esis	esis	NOUN
cana-5116	128	8	electronic	electronic	ADJ
cana-5116	128	9	banking	banking	NOUN
cana-5116	128	10	anova	anova	X
cana-5116	128	11	(	(	PUNCT
cana-5116	128	12	f	f	X
cana-5116	128	13	–	–	PUNCT
cana-5116	128	14	ratio	ratio	NOUN
cana-5116	128	15	)	)	PUNCT
cana-5116	128	16	results	result	VERB
cana-5116	128	17	calculated	calculate	VERB
cana-5116	128	18	value	value	NOUN
cana-5116	128	19	degree	degree	NOUN
cana-5116	128	20	of	of	ADP
cana-5116	128	21	freedom	freedom	NOUN
cana-5116	128	22	level	level	NOUN
cana-5116	128	23	of	of	ADP
cana-5116	128	24	significance	significance	NOUN
cana-5116	128	25	tabular	tabular	NOUN
cana-5116	128	26	value	value	NOUN
cana-5116	128	27	h01	h01	PROPN
cana-5116	128	28	atm	atm	PROPN
cana-5116	128	29	4.20	4.20	NUM
cana-5116	128	30	(	(	PUNCT
cana-5116	128	31	1,3	1,3	NUM
cana-5116	128	32	)	)	PUNCT
cana-5116	128	33	4	4	NUM
cana-5116	128	34	%	%	NOUN
cana-5116	128	35	6.51	6.51	NUM
cana-5116	128	36	accepted	accept	VERB
cana-5116	128	37	h02	h02	NOUN
cana-5116	128	38	mobile	mobile	ADJ
cana-5116	128	39	banking	banking	NOUN
cana-5116	128	40	0.229	0.229	NUM
cana-5116	128	41	(	(	PUNCT
cana-5116	128	42	1,3	1,3	NUM
cana-5116	128	43	)	)	PUNCT
cana-5116	128	44	4	4	NUM
cana-5116	128	45	%	%	NOUN
cana-5116	128	46	6.51	6.51	NUM
cana-5116	128	47	accepted	accept	VERB
cana-5116	128	48	h03	h03	NOUN
cana-5116	128	49	internet	internet	NOUN
cana-5116	128	50	banking	banking	NOUN
cana-5116	128	51	7.21	7.21	NUM
cana-5116	128	52	(	(	PUNCT
cana-5116	128	53	1,3	1,3	NUM
cana-5116	128	54	)	)	PUNCT
cana-5116	128	55	4	4	NUM
cana-5116	128	56	℅	℅	NUM
cana-5116	128	57	6.51	6.51	NUM
cana-5116	128	58	rejected	reject	VERB
cana-5116	128	59	h04	h04	NOUN
cana-5116	128	60	=	=	PUNCT
cana-5116	128	61	the	the	DET
cana-5116	128	62	respondents	respondent	NOUN
cana-5116	128	63	'	'	PART
cana-5116	128	64	gender	gender	NOUN
cana-5116	128	65	has	have	VERB
cana-5116	128	66	no	no	DET
cana-5116	128	67	bearing	bearing	NOUN
cana-5116	128	68	on	on	ADP
cana-5116	128	69	how	how	SCONJ
cana-5116	128	70	frequently	frequently	ADV
cana-5116	128	71	they	they	PRON
cana-5116	128	72	use	use	VERB
cana-5116	128	73	online	online	ADJ
cana-5116	128	74	banking	banking	NOUN
cana-5116	128	75	services	service	NOUN
cana-5116	128	76	h05	h05	NOUN
cana-5116	128	77	=	=	PRON
cana-5116	128	78	the	the	DET
cana-5116	128	79	respondents	respondent	NOUN
cana-5116	128	80	'	'	PART
cana-5116	128	81	age	age	NOUN
cana-5116	128	82	has	have	VERB
cana-5116	128	83	no	no	DET
cana-5116	128	84	bearing	bearing	NOUN
cana-5116	128	85	on	on	ADP
cana-5116	128	86	how	how	SCONJ
cana-5116	128	87	frequently	frequently	ADV
cana-5116	128	88	they	they	PRON
cana-5116	128	89	use	use	VERB
cana-5116	128	90	online	online	ADJ
cana-5116	128	91	banking	banking	NOUN
cana-5116	128	92	services	service	NOUN
cana-5116	128	93	.	.	PUNCT
cana-5116	129	1	communications	communication	NOUN
cana-5116	129	2	on	on	ADP
cana-5116	129	3	applied	apply	VERB
cana-5116	129	4	nonlinear	nonlinear	ADJ
cana-5116	129	5	analysis	analysis	NOUN
cana-5116	129	6	issn	issn	NOUN
cana-5116	129	7	:	:	PUNCT
cana-5116	129	8	1074	1074	NUM
cana-5116	129	9	-	-	PUNCT
cana-5116	129	10	133x	133x	NUM
cana-5116	129	11	vol	vol	NOUN
cana-5116	129	12	32	32	NUM
cana-5116	129	13	no	no	NOUN
cana-5116	129	14	.	.	PUNCT
cana-5116	130	1	icmasd	icmasd	NOUN
cana-5116	130	2	(	(	PUNCT
cana-5116	130	3	2025	2025	NUM
cana-5116	130	4	)	)	PUNCT
cana-5116	130	5	906	906	NUM
cana-5116	130	6	https://internationalpubls.com	https://internationalpubls.com	NUM
cana-5116	130	7	h06	h06	NOUN
cana-5116	130	8	=	=	NOUN
cana-5116	130	9	the	the	DET
cana-5116	130	10	respondents	respondent	NOUN
cana-5116	130	11	'	'	PART
cana-5116	130	12	income	income	NOUN
cana-5116	130	13	has	have	VERB
cana-5116	130	14	no	no	DET
cana-5116	130	15	bearing	bearing	NOUN
cana-5116	130	16	on	on	ADP
cana-5116	130	17	how	how	SCONJ
cana-5116	130	18	often	often	ADV
cana-5116	130	19	they	they	PRON
cana-5116	130	20	use	use	VERB
cana-5116	130	21	online	online	ADJ
cana-5116	130	22	banking	banking	NOUN
cana-5116	130	23	services	service	NOUN
cana-5116	130	24	.	.	PUNCT
cana-5116	131	1	h07	h07	PROPN
cana-5116	131	2	=	=	PUNCT
cana-5116	131	3	respondents	respondent	NOUN
cana-5116	131	4	'	'	PART
cana-5116	131	5	level	level	NOUN
cana-5116	131	6	of	of	ADP
cana-5116	131	7	education	education	NOUN
cana-5116	131	8	has	have	VERB
cana-5116	131	9	little	little	ADJ
cana-5116	131	10	bearing	bearing	NOUN
cana-5116	131	11	on	on	ADP
cana-5116	131	12	how	how	SCONJ
cana-5116	131	13	frequently	frequently	ADV
cana-5116	131	14	they	they	PRON
cana-5116	131	15	use	use	VERB
cana-5116	131	16	online	online	ADJ
cana-5116	131	17	banking	banking	NOUN
cana-5116	131	18	services	service	NOUN
cana-5116	131	19	.	.	PUNCT
cana-5116	132	1	table	table	NOUN
cana-5116	132	2	4	4	NUM
cana-5116	132	3	:	:	PUNCT
cana-5116	132	4	chisquare	chisquare	NOUN
cana-5116	132	5	test	test	NOUN
cana-5116	132	6	hypothesi	hypothesi	NOUN
cana-5116	132	7	s	s	PART
cana-5116	132	8	factor	factor	NOUN
cana-5116	132	9	test	test	NOUN
cana-5116	132	10	calculate	calculate	NOUN
cana-5116	132	11	d	d	PROPN
cana-5116	132	12	value	value	NOUN
cana-5116	132	13	degree	degree	NOUN
cana-5116	132	14	of	of	ADP
cana-5116	132	15	freedo	freedo	NOUN
cana-5116	132	16	m	m	NOUN
cana-5116	132	17	level	level	NOUN
cana-5116	132	18	of	of	ADP
cana-5116	132	19	significanc	significanc	NOUN
cana-5116	132	20	e	e	AUX
cana-5116	132	21	tabulate	tabulate	VERB
cana-5116	132	22	d	d	PROPN
cana-5116	132	23	value	value	NOUN
cana-5116	132	24	result	result	NOUN
cana-5116	132	25	h04	h04	PROPN
cana-5116	132	26	atm	atm	PROPN
cana-5116	132	27	chi	chi	PROPN
cana-5116	132	28	squar	squar	NOUN
cana-5116	132	29	e	e	NOUN
cana-5116	132	30	25.21	25.21	NUM
cana-5116	132	31	2	2	NUM
cana-5116	132	32	4	4	NUM
cana-5116	132	33	%	%	NOUN
cana-5116	132	34	4.899	4.899	NUM
cana-5116	132	35	rejecte	rejecte	NOUN
cana-5116	132	36	d	d	X
cana-5116	132	37	mobile	mobile	ADJ
cana-5116	132	38	banking	banking	NOUN
cana-5116	132	39	11.26	11.26	NUM
cana-5116	132	40	internet	internet	NOUN
cana-5116	132	41	banking	banking	NOUN
cana-5116	132	42	18.56	18.56	NUM
cana-5116	132	43	h05	h05	PROPN
cana-5116	132	44	atm	atm	NOUN
cana-5116	132	45	chi	chi	NOUN
cana-5116	132	46	squar	squar	NOUN
cana-5116	132	47	e	e	NOUN
cana-5116	132	48	4.95	4.95	NUM
cana-5116	132	49	2	2	NUM
cana-5116	132	50	4	4	NUM
cana-5116	132	51	%	%	NOUN
cana-5116	132	52	4.899	4.899	NUM
cana-5116	132	53	rejecte	rejecte	NOUN
cana-5116	132	54	d	d	X
cana-5116	132	55	mobile	mobile	ADJ
cana-5116	132	56	banking	banking	NOUN
cana-5116	132	57	5.71	5.71	NUM
cana-5116	132	58	internet	internet	NOUN
cana-5116	132	59	banking	banking	NOUN
cana-5116	132	60	5.11	5.11	NUM
cana-5116	132	61	h06	h06	NOUN
cana-5116	132	62	atm	atm	PROPN
cana-5116	132	63	chi	chi	PROPN
cana-5116	132	64	squar	squar	NOUN
cana-5116	132	65	e	e	NOUN
cana-5116	132	66	5.70	5.70	NUM
cana-5116	132	67	2	2	NUM
cana-5116	132	68	4	4	NUM
cana-5116	132	69	%	%	NOUN
cana-5116	132	70	4.899	4.899	NUM
cana-5116	132	71	accepte	accepte	PROPN
cana-5116	132	72	d	d	PROPN
cana-5116	132	73	mobile	mobile	ADJ
cana-5116	132	74	banking	banking	NOUN
cana-5116	132	75	1.44	1.44	NUM
cana-5116	132	76	internet	internet	NOUN
cana-5116	132	77	banking	banking	NOUN
cana-5116	132	78	4.65	4.65	NUM
cana-5116	132	79	h07	h07	PROPN
cana-5116	132	80	atm	atm	PROPN
cana-5116	132	81	chi	chi	PROPN
cana-5116	132	82	squar	squar	NOUN
cana-5116	132	83	e	e	NOUN
cana-5116	132	84	9.31	9.31	NUM
cana-5116	132	85	5	5	NUM
cana-5116	132	86	4	4	NUM
cana-5116	132	87	%	%	NOUN
cana-5116	132	88	4.899	4.899	NUM
cana-5116	132	89	accepte	accepte	PROPN
cana-5116	132	90	d	d	PROPN
cana-5116	132	91	mobile	mobile	ADJ
cana-5116	132	92	banking	banking	NOUN
cana-5116	132	93	3.70	3.70	NUM
cana-5116	132	94	internet	internet	NOUN
cana-5116	132	95	banking	banking	NOUN
cana-5116	132	96	10.7	10.7	NUM
cana-5116	132	97	the	the	DET
cana-5116	132	98	data	data	NOUN
cana-5116	132	99	shows	show	VERB
cana-5116	132	100	that	that	SCONJ
cana-5116	132	101	there	there	PRON
cana-5116	132	102	is	be	VERB
cana-5116	132	103	a	a	DET
cana-5116	132	104	significant	significant	ADJ
cana-5116	132	105	association	association	NOUN
cana-5116	132	106	between	between	ADP
cana-5116	132	107	atm	atm	NOUN
cana-5116	132	108	services	services	PROPN
cana-5116	132	109	and	and	CCONJ
cana-5116	132	110	test	test	NOUN
cana-5116	132	111	criteria	criterion	NOUN
cana-5116	132	112	,	,	PUNCT
cana-5116	132	113	as	as	SCONJ
cana-5116	132	114	indicated	indicate	VERB
cana-5116	132	115	by	by	ADP
cana-5116	132	116	the	the	DET
cana-5116	132	117	results	result	NOUN
cana-5116	132	118	of	of	ADP
cana-5116	132	119	hypothesis	hypothesis	NOUN
cana-5116	132	120	tests	test	NOUN
cana-5116	132	121	.	.	PUNCT
cana-5116	133	1	hypothesis	hypothesis	NOUN
cana-5116	133	2	h04	h04	NOUN
cana-5116	133	3	,	,	PUNCT
cana-5116	133	4	which	which	PRON
cana-5116	133	5	tests	test	VERB
cana-5116	133	6	the	the	DET
cana-5116	133	7	relationship	relationship	NOUN
cana-5116	133	8	between	between	ADP
cana-5116	133	9	atm	atm	NOUN
cana-5116	133	10	services	services	PROPN
cana-5116	133	11	and	and	CCONJ
cana-5116	133	12	test	test	NOUN
cana-5116	133	13	criteria	criterion	NOUN
cana-5116	133	14	,	,	PUNCT
cana-5116	133	15	has	have	VERB
cana-5116	133	16	a	a	DET
cana-5116	133	17	calculated	calculated	ADJ
cana-5116	133	18	chi	chi	ADJ
cana-5116	133	19	-	-	PUNCT
cana-5116	133	20	square	square	ADJ
cana-5116	133	21	value	value	NOUN
cana-5116	133	22	of	of	ADP
cana-5116	133	23	25.21	25.21	NUM
cana-5116	133	24	,	,	PUNCT
cana-5116	133	25	exceeding	exceed	VERB
cana-5116	133	26	the	the	DET
cana-5116	133	27	4	4	NUM
cana-5116	133	28	%	%	NOUN
cana-5116	133	29	level	level	NOUN
cana-5116	133	30	of	of	ADP
cana-5116	133	31	significance	significance	NOUN
cana-5116	133	32	.	.	PUNCT
cana-5116	134	1	hypothesis	hypothesis	NOUN
cana-5116	134	2	h05	h05	PROPN
cana-5116	134	3	,	,	PUNCT
cana-5116	134	4	which	which	PRON
cana-5116	134	5	tests	test	VERB
cana-5116	134	6	the	the	DET
cana-5116	134	7	relationship	relationship	NOUN
cana-5116	134	8	between	between	ADP
cana-5116	134	9	atm	atm	PROPN
cana-5116	134	10	,	,	PUNCT
cana-5116	134	11	mobile	mobile	ADJ
cana-5116	134	12	banking	banking	NOUN
cana-5116	134	13	,	,	PUNCT
cana-5116	134	14	and	and	CCONJ
cana-5116	134	15	internet	internet	NOUN
cana-5116	134	16	banking	banking	NOUN
cana-5116	134	17	,	,	PUNCT
cana-5116	134	18	has	have	VERB
cana-5116	134	19	a	a	DET
cana-5116	134	20	calculated	calculated	ADJ
cana-5116	134	21	chi	chi	ADJ
cana-5116	134	22	-	-	PUNCT
cana-5116	134	23	square	square	ADJ
cana-5116	134	24	value	value	NOUN
cana-5116	134	25	of	of	ADP
cana-5116	134	26	4.95	4.95	NUM
cana-5116	134	27	,	,	PUNCT
cana-5116	134	28	surpassing	surpass	VERB
cana-5116	134	29	the	the	DET
cana-5116	134	30	4	4	NUM
cana-5116	134	31	%	%	NOUN
cana-5116	134	32	level	level	NOUN
cana-5116	134	33	of	of	ADP
cana-5116	134	34	significance	significance	NOUN
cana-5116	134	35	.	.	PUNCT
cana-5116	135	1	hypothesis	hypothesis	NOUN
cana-5116	135	2	h06	h06	NOUN
cana-5116	135	3	,	,	PUNCT
cana-5116	135	4	which	which	PRON
cana-5116	135	5	tests	test	VERB
cana-5116	135	6	the	the	DET
cana-5116	135	7	relationship	relationship	NOUN
cana-5116	135	8	between	between	ADP
cana-5116	135	9	atm	atm	PROPN
cana-5116	135	10	,	,	PUNCT
cana-5116	135	11	mobile	mobile	ADJ
cana-5116	135	12	banking	banking	NOUN
cana-5116	135	13	,	,	PUNCT
cana-5116	135	14	and	and	CCONJ
cana-5116	135	15	internet	internet	NOUN
cana-5116	135	16	banking	banking	NOUN
cana-5116	135	17	,	,	PUNCT
cana-5116	135	18	has	have	VERB
cana-5116	135	19	a	a	DET
cana-5116	135	20	calculated	calculated	ADJ
cana-5116	135	21	chi	chi	ADJ
cana-5116	135	22	-	-	PUNCT
cana-5116	135	23	square	square	ADJ
cana-5116	135	24	value	value	NOUN
cana-5116	135	25	of	of	ADP
cana-5116	135	26	5.70	5.70	NUM
cana-5116	135	27	,	,	PUNCT
cana-5116	135	28	falling	fall	VERB
cana-5116	135	29	below	below	ADP
cana-5116	135	30	the	the	DET
cana-5116	135	31	4	4	NUM
cana-5116	135	32	%	%	NOUN
cana-5116	135	33	level	level	NOUN
cana-5116	135	34	of	of	ADP
cana-5116	135	35	significance	significance	NOUN
cana-5116	135	36	.	.	PUNCT
cana-5116	136	1	hypothesis	hypothesis	NOUN
cana-5116	136	2	h07	h07	PROPN
cana-5116	136	3	,	,	PUNCT
cana-5116	136	4	which	which	PRON
cana-5116	136	5	examines	examine	VERB
cana-5116	136	6	the	the	DET
cana-5116	136	7	relationship	relationship	NOUN
cana-5116	136	8	between	between	ADP
cana-5116	136	9	atm	atm	NOUN
cana-5116	136	10	services	services	PROPN
cana-5116	136	11	and	and	CCONJ
cana-5116	136	12	test	test	NOUN
cana-5116	136	13	criteria	criterion	NOUN
cana-5116	136	14	,	,	PUNCT
cana-5116	136	15	has	have	VERB
cana-5116	136	16	a	a	DET
cana-5116	136	17	calculated	calculated	ADJ
cana-5116	136	18	chi	chi	ADJ
cana-5116	136	19	-	-	PUNCT
cana-5116	136	20	square	square	ADJ
cana-5116	136	21	value	value	NOUN
cana-5116	136	22	of	of	ADP
cana-5116	136	23	9.31	9.31	NUM
cana-5116	136	24	,	,	PUNCT
cana-5116	136	25	exceeding	exceed	VERB
cana-5116	136	26	the	the	DET
cana-5116	136	27	4	4	NUM
cana-5116	136	28	%	%	NOUN
cana-5116	136	29	level	level	NOUN
cana-5116	136	30	of	of	ADP
cana-5116	136	31	significance	significance	NOUN
cana-5116	136	32	.	.	PUNCT
cana-5116	137	1	the	the	DET
cana-5116	137	2	data	datum	NOUN
cana-5116	137	3	suggests	suggest	VERB
cana-5116	137	4	that	that	SCONJ
cana-5116	137	5	the	the	DET
cana-5116	137	6	relationship	relationship	NOUN
cana-5116	137	7	between	between	ADP
cana-5116	137	8	factors	factor	NOUN
cana-5116	137	9	may	may	AUX
cana-5116	137	10	vary	vary	VERB
cana-5116	137	11	depending	depend	VERB
cana-5116	137	12	on	on	ADP
cana-5116	137	13	the	the	DET
cana-5116	137	14	specific	specific	ADJ
cana-5116	137	15	context	context	NOUN
cana-5116	137	16	and	and	CCONJ
cana-5116	137	17	combination	combination	NOUN
cana-5116	137	18	of	of	ADP
cana-5116	137	19	factors	factor	NOUN
cana-5116	137	20	being	be	AUX
cana-5116	137	21	examined	examine	VERB
cana-5116	137	22	.	.	PUNCT
cana-5116	138	1	communications	communication	NOUN
cana-5116	138	2	on	on	ADP
cana-5116	138	3	applied	apply	VERB
cana-5116	138	4	nonlinear	nonlinear	ADJ
cana-5116	138	5	analysis	analysis	NOUN
cana-5116	138	6	issn	issn	NOUN
cana-5116	138	7	:	:	PUNCT
cana-5116	138	8	1074	1074	NUM
cana-5116	138	9	-	-	PUNCT
cana-5116	138	10	133x	133x	NUM
cana-5116	138	11	vol	vol	NOUN
cana-5116	138	12	32	32	NUM
cana-5116	138	13	no	no	NOUN
cana-5116	138	14	.	.	PUNCT
cana-5116	139	1	icmasd	icmasd	NOUN
cana-5116	139	2	(	(	PUNCT
cana-5116	139	3	2025	2025	NUM
cana-5116	139	4	)	)	PUNCT
cana-5116	139	5	907	907	NUM
cana-5116	140	1	https://internationalpubls.com	https://internationalpubls.com	X
cana-5116	140	2	5	5	NUM
cana-5116	140	3	.	.	PUNCT
cana-5116	140	4	conclusion	conclusion	NOUN
cana-5116	140	5	the	the	DET
cana-5116	140	6	study	study	NOUN
cana-5116	140	7	emphasizes	emphasize	VERB
cana-5116	140	8	how	how	SCONJ
cana-5116	140	9	important	important	ADJ
cana-5116	140	10	electronic	electronic	ADJ
cana-5116	140	11	banking	banking	NOUN
cana-5116	140	12	services	service	NOUN
cana-5116	140	13	are	be	AUX
cana-5116	140	14	to	to	ADP
cana-5116	140	15	the	the	DET
cana-5116	140	16	banking	banking	NOUN
cana-5116	140	17	industry	industry	NOUN
cana-5116	140	18	's	's	PART
cana-5116	140	19	ability	ability	NOUN
cana-5116	140	20	to	to	PART
cana-5116	140	21	satisfy	satisfy	VERB
cana-5116	140	22	modern	modern	ADJ
cana-5116	140	23	consumer	consumer	NOUN
cana-5116	140	24	needs	need	NOUN
cana-5116	140	25	(	(	PUNCT
cana-5116	140	26	shankar	shankar	NOUN
cana-5116	140	27	,	,	PUNCT
cana-5116	140	28	2019	2019	NUM
cana-5116	140	29	)	)	PUNCT
cana-5116	140	30	.	.	PUNCT
cana-5116	141	1	it	it	PRON
cana-5116	141	2	draws	draw	VERB
cana-5116	141	3	attention	attention	NOUN
cana-5116	141	4	to	to	ADP
cana-5116	141	5	the	the	DET
cana-5116	141	6	many	many	ADJ
cana-5116	141	7	advantages	advantage	NOUN
cana-5116	141	8	of	of	ADP
cana-5116	141	9	online	online	ADJ
cana-5116	141	10	banking	banking	NOUN
cana-5116	141	11	,	,	PUNCT
cana-5116	141	12	from	from	ADP
cana-5116	141	13	better	well	ADJ
cana-5116	141	14	rates	rate	NOUN
cana-5116	141	15	and	and	CCONJ
cana-5116	141	16	convenience	convenience	NOUN
cana-5116	141	17	to	to	ADP
cana-5116	141	18	increased	increase	VERB
cana-5116	141	19	mobility	mobility	NOUN
cana-5116	141	20	and	and	CCONJ
cana-5116	141	21	time	time	NOUN
cana-5116	141	22	-	-	PUNCT
cana-5116	141	23	saving	save	VERB
cana-5116	141	24	features	feature	NOUN
cana-5116	141	25	.	.	PUNCT
cana-5116	142	1	atm	atm	ADJ
cana-5116	142	2	,	,	PUNCT
cana-5116	142	3	mobile	mobile	NOUN
cana-5116	142	4	,	,	PUNCT
cana-5116	142	5	and	and	CCONJ
cana-5116	142	6	online	online	ADJ
cana-5116	142	7	banking	banking	NOUN
cana-5116	142	8	services	service	NOUN
cana-5116	142	9	are	be	AUX
cana-5116	142	10	highly	highly	ADV
cana-5116	142	11	preferred	preferred	ADJ
cana-5116	142	12	by	by	ADP
cana-5116	142	13	customers	customer	NOUN
cana-5116	142	14	,	,	PUNCT
cana-5116	142	15	with	with	ADP
cana-5116	142	16	cash	cash	NOUN
cana-5116	142	17	withdrawal	withdrawal	NOUN
cana-5116	142	18	,	,	PUNCT
cana-5116	142	19	bill	bill	NOUN
cana-5116	142	20	payment	payment	NOUN
cana-5116	142	21	,	,	PUNCT
cana-5116	142	22	and	and	CCONJ
cana-5116	142	23	balance	balance	NOUN
cana-5116	142	24	inquiry	inquiry	NOUN
cana-5116	142	25	features	feature	VERB
cana-5116	142	26	being	be	AUX
cana-5116	142	27	the	the	DET
cana-5116	142	28	most	most	ADV
cana-5116	142	29	valued	value	VERB
cana-5116	142	30	features	feature	NOUN
cana-5116	142	31	(	(	PUNCT
cana-5116	142	32	shankar	shankar	PROPN
cana-5116	142	33	a.	a.	PROPN
cana-5116	142	34	j.	j.	PROPN
cana-5116	142	35	,	,	PUNCT
cana-5116	142	36	2020	2020	NUM
cana-5116	142	37	)	)	PUNCT
cana-5116	142	38	(	(	PUNCT
cana-5116	142	39	sharma	sharma	PROPN
cana-5116	142	40	,	,	PUNCT
cana-5116	142	41	2020	2020	NUM
cana-5116	142	42	)	)	PUNCT
cana-5116	142	43	.	.	PUNCT
cana-5116	143	1	these	these	DET
cana-5116	143	2	results	result	NOUN
cana-5116	143	3	highlight	highlight	VERB
cana-5116	143	4	how	how	SCONJ
cana-5116	143	5	important	important	ADJ
cana-5116	143	6	electronic	electronic	ADJ
cana-5116	143	7	banking	banking	NOUN
cana-5116	143	8	is	be	AUX
cana-5116	143	9	to	to	ADP
cana-5116	143	10	increasing	increase	VERB
cana-5116	143	11	customer	customer	NOUN
cana-5116	143	12	happiness	happiness	NOUN
cana-5116	143	13	and	and	CCONJ
cana-5116	143	14	encouraging	encourage	VERB
cana-5116	143	15	industry	industry	NOUN
cana-5116	143	16	adoption	adoption	NOUN
cana-5116	143	17	(	(	PUNCT
cana-5116	143	18	sharma	sharma	PROPN
cana-5116	143	19	s.	s.	PROPN
cana-5116	143	20	k.	k.	PROPN
cana-5116	143	21	,	,	PUNCT
cana-5116	143	22	2019	2019	NUM
cana-5116	143	23	)	)	PUNCT
cana-5116	143	24	.	.	PUNCT
cana-5116	144	1	furthermore	furthermore	ADV
cana-5116	144	2	,	,	PUNCT
cana-5116	144	3	the	the	DET
cana-5116	144	4	analysis	analysis	NOUN
cana-5116	144	5	shows	show	VERB
cana-5116	144	6	that	that	SCONJ
cana-5116	144	7	the	the	DET
cana-5116	144	8	adoption	adoption	NOUN
cana-5116	144	9	and	and	CCONJ
cana-5116	144	10	usage	usage	NOUN
cana-5116	144	11	rates	rate	NOUN
cana-5116	144	12	of	of	ADP
cana-5116	144	13	electronic	electronic	ADJ
cana-5116	144	14	banking	banking	NOUN
cana-5116	144	15	services	service	NOUN
cana-5116	144	16	are	be	AUX
cana-5116	144	17	influenced	influence	VERB
cana-5116	144	18	to	to	ADP
cana-5116	144	19	differing	differ	VERB
cana-5116	144	20	degrees	degree	NOUN
cana-5116	144	21	by	by	ADP
cana-5116	144	22	demographic	demographic	ADJ
cana-5116	144	23	variables	variable	NOUN
cana-5116	144	24	like	like	ADP
cana-5116	144	25	gender	gender	NOUN
cana-5116	144	26	,	,	PUNCT
cana-5116	144	27	age	age	NOUN
cana-5116	144	28	,	,	PUNCT
cana-5116	144	29	income	income	NOUN
cana-5116	144	30	,	,	PUNCT
cana-5116	144	31	and	and	CCONJ
cana-5116	144	32	education	education	NOUN
cana-5116	144	33	(	(	PUNCT
cana-5116	144	34	sima	sima	PROPN
cana-5116	144	35	,	,	PUNCT
cana-5116	144	36	2020	2020	NUM
cana-5116	144	37	)	)	PUNCT
cana-5116	144	38	.	.	PUNCT
cana-5116	145	1	while	while	SCONJ
cana-5116	145	2	some	some	DET
cana-5116	145	3	criteria	criterion	NOUN
cana-5116	145	4	,	,	PUNCT
cana-5116	145	5	like	like	ADP
cana-5116	145	6	age	age	NOUN
cana-5116	145	7	,	,	PUNCT
cana-5116	145	8	show	show	VERB
cana-5116	145	9	subtle	subtle	ADJ
cana-5116	145	10	links	link	NOUN
cana-5116	145	11	with	with	ADP
cana-5116	145	12	service	service	NOUN
cana-5116	145	13	usage	usage	NOUN
cana-5116	145	14	,	,	PUNCT
cana-5116	145	15	others	other	NOUN
cana-5116	145	16	,	,	PUNCT
cana-5116	145	17	like	like	ADP
cana-5116	145	18	income	income	NOUN
cana-5116	145	19	and	and	CCONJ
cana-5116	145	20	education	education	NOUN
cana-5116	145	21	,	,	PUNCT
cana-5116	145	22	show	show	VERB
cana-5116	145	23	strong	strong	ADJ
cana-5116	145	24	associations	association	NOUN
cana-5116	145	25	with	with	ADP
cana-5116	145	26	service	service	NOUN
cana-5116	145	27	consumption	consumption	NOUN
cana-5116	145	28	(	(	PUNCT
cana-5116	145	29	singh	singh	NOUN
cana-5116	145	30	,	,	PUNCT
cana-5116	145	31	2018	2018	NUM
cana-5116	145	32	)	)	PUNCT
cana-5116	145	33	(	(	PUNCT
cana-5116	145	34	singh	singh	PROPN
cana-5116	145	35	s.	s.	PROPN
cana-5116	145	36	s.	s.	PROPN
cana-5116	145	37	,	,	PUNCT
cana-5116	145	38	2020	2020	NUM
cana-5116	145	39	)	)	PUNCT
cana-5116	145	40	.	.	PUNCT
cana-5116	146	1	these	these	DET
cana-5116	146	2	relationships	relationship	NOUN
cana-5116	146	3	suggest	suggest	VERB
cana-5116	146	4	that	that	SCONJ
cana-5116	146	5	customized	customized	ADJ
cana-5116	146	6	tactics	tactic	NOUN
cana-5116	146	7	are	be	AUX
cana-5116	146	8	necessary	necessary	ADJ
cana-5116	146	9	to	to	PART
cana-5116	146	10	efficiently	efficiently	ADV
cana-5116	146	11	serve	serve	VERB
cana-5116	146	12	a	a	DET
cana-5116	146	13	variety	variety	NOUN
cana-5116	146	14	of	of	ADP
cana-5116	146	15	consumer	consumer	NOUN
cana-5116	146	16	segments	segment	NOUN
cana-5116	146	17	(	(	PUNCT
cana-5116	146	18	zhang	zhang	PROPN
cana-5116	146	19	,	,	PUNCT
cana-5116	146	20	2018	2018	NUM
cana-5116	146	21	)	)	PUNCT
cana-5116	146	22	.	.	PUNCT
cana-5116	147	1	in	in	ADP
cana-5116	147	2	summary	summary	NOUN
cana-5116	147	3	,	,	PUNCT
cana-5116	147	4	the	the	DET
cana-5116	147	5	study	study	NOUN
cana-5116	147	6	highlights	highlight	VERB
cana-5116	147	7	the	the	DET
cana-5116	147	8	necessity	necessity	NOUN
cana-5116	147	9	for	for	SCONJ
cana-5116	147	10	banks	bank	NOUN
cana-5116	147	11	to	to	PART
cana-5116	147	12	consistently	consistently	ADV
cana-5116	147	13	adapt	adapt	VERB
cana-5116	147	14	and	and	CCONJ
cana-5116	147	15	enhance	enhance	VERB
cana-5116	147	16	their	their	PRON
cana-5116	147	17	online	online	NOUN
cana-5116	147	18	(	(	PUNCT
cana-5116	147	19	zhang	zhang	PROPN
cana-5116	147	20	t.	t.	PROPN
cana-5116	147	21	l.	l.	PROPN
cana-5116	147	22	,	,	PUNCT
cana-5116	147	23	2018	2018	NUM
cana-5116	147	24	)	)	PUNCT
cana-5116	147	25	banking	banking	NOUN
cana-5116	147	26	services	service	NOUN
cana-5116	147	27	to	to	PART
cana-5116	147	28	correspond	correspond	VERB
cana-5116	147	29	with	with	ADP
cana-5116	147	30	changing	change	VERB
cana-5116	147	31	consumer	consumer	NOUN
cana-5116	147	32	tastes	taste	NOUN
cana-5116	147	33	and	and	CCONJ
cana-5116	147	34	demographic	demographic	ADJ
cana-5116	147	35	patterns	pattern	NOUN
cana-5116	147	36	.	.	PUNCT
cana-5116	148	1	this	this	PRON
cana-5116	148	2	will	will	AUX
cana-5116	148	3	guarantee	guarantee	VERB
cana-5116	148	4	their	their	PRON
cana-5116	148	5	continued	continue	VERB
cana-5116	148	6	relevance	relevance	NOUN
cana-5116	148	7	and	and	CCONJ
cana-5116	148	8	competitiveness	competitiveness	NOUN
cana-5116	148	9	in	in	ADP
cana-5116	148	10	the	the	DET
cana-5116	148	11	digital	digital	ADJ
cana-5116	148	12	banking	banking	NOUN
cana-5116	148	13	era	era	NOUN
cana-5116	148	14	(	(	PUNCT
cana-5116	148	15	zouari	zouari	ADJ
cana-5116	148	16	,	,	PUNCT
cana-5116	148	17	2021	2021	NUM
cana-5116	148	18	)	)	PUNCT
cana-5116	148	19	.	.	PUNCT
cana-5116	149	1	references	reference	NOUN
cana-5116	149	2	[	[	X
cana-5116	149	3	1	1	NUM
cana-5116	149	4	]	]	X
cana-5116	149	5	ahmad	ahmad	PROPN
cana-5116	149	6	,	,	PUNCT
cana-5116	149	7	w.	w.	PROPN
cana-5116	149	8	,	,	PUNCT
cana-5116	149	9	&	&	CCONJ
cana-5116	149	10	zhang	zhang	PROPN
cana-5116	149	11	,	,	PUNCT
cana-5116	149	12	q.	q.	PROPN
cana-5116	149	13	(	(	PUNCT
cana-5116	149	14	2020	2020	NUM
cana-5116	149	15	)	)	PUNCT
cana-5116	149	16	.	.	PUNCT
cana-5116	150	1	green	green	ADJ
cana-5116	150	2	purchase	purchase	NOUN
cana-5116	150	3	intention	intention	NOUN
cana-5116	150	4	:	:	PUNCT
cana-5116	150	5	effects	effect	NOUN
cana-5116	150	6	of	of	ADP
cana-5116	150	7	electronic	electronic	ADJ
cana-5116	150	8	service	service	NOUN
cana-5116	150	9	quality	quality	NOUN
cana-5116	150	10	and	and	CCONJ
cana-5116	150	11	customer	customer	NOUN
cana-5116	150	12	green	green	ADJ
cana-5116	150	13	psychology	psychology	PROPN
cana-5116	150	14	.	.	PUNCT
cana-5116	151	1	journal	journal	PROPN
cana-5116	151	2	of	of	ADP
cana-5116	151	3	cleaner	clean	ADJ
cana-5116	151	4	production	production	NOUN
cana-5116	151	5	,	,	PUNCT
cana-5116	151	6	267	267	NUM
cana-5116	151	7	,	,	PUNCT
cana-5116	151	8	122053	122053	NUM
cana-5116	151	9	.	.	PUNCT
cana-5116	152	1	[	[	X
cana-5116	152	2	2	2	NUM
cana-5116	152	3	]	]	PUNCT
cana-5116	152	4	alalwan	alalwan	NOUN
cana-5116	152	5	,	,	PUNCT
cana-5116	152	6	a.	a.	NOUN
cana-5116	152	7	a.	a.	PROPN
cana-5116	152	8	,	,	PUNCT
cana-5116	152	9	dwivedi	dwivedi	PROPN
cana-5116	152	10	,	,	PUNCT
cana-5116	152	11	y.	y.	PROPN
cana-5116	152	12	k.	k.	PROPN
cana-5116	152	13	,	,	PUNCT
cana-5116	152	14	rana	rana	PROPN
cana-5116	152	15	,	,	PUNCT
cana-5116	152	16	n.	n.	PROPN
cana-5116	152	17	p.	p.	PROPN
cana-5116	152	18	,	,	PUNCT
cana-5116	152	19	&	&	CCONJ
cana-5116	152	20	algharabat	algharabat	PROPN
cana-5116	152	21	,	,	PUNCT
cana-5116	152	22	r.	r.	PROPN
cana-5116	152	23	(	(	PUNCT
cana-5116	152	24	2018	2018	NUM
cana-5116	152	25	)	)	PUNCT
cana-5116	152	26	.	.	PUNCT
cana-5116	153	1	examining	examine	VERB
cana-5116	153	2	factors	factor	NOUN
cana-5116	153	3	influencing	influence	VERB
cana-5116	153	4	jordanian	jordanian	ADJ
cana-5116	153	5	customers	customer	NOUN
cana-5116	153	6	’	’	PART
cana-5116	153	7	intentions	intention	NOUN
cana-5116	153	8	and	and	CCONJ
cana-5116	153	9	adoption	adoption	NOUN
cana-5116	153	10	of	of	ADP
cana-5116	153	11	internet	internet	NOUN
cana-5116	153	12	banking	banking	NOUN
cana-5116	153	13	:	:	PUNCT
cana-5116	153	14	extending	extend	VERB
cana-5116	153	15	utaut2	utaut2	NOUN
cana-5116	153	16	with	with	ADP
cana-5116	153	17	risk	risk	NOUN
cana-5116	153	18	.	.	PUNCT
cana-5116	154	1	journal	journal	NOUN
cana-5116	154	2	of	of	ADP
cana-5116	154	3	retailing	retailing	NOUN
cana-5116	154	4	and	and	CCONJ
cana-5116	154	5	consumer	consumer	NOUN
cana-5116	154	6	services	service	NOUN
cana-5116	154	7	,	,	PUNCT
cana-5116	154	8	40	40	NUM
cana-5116	154	9	,	,	PUNCT
cana-5116	154	10	125	125	NUM
cana-5116	154	11	-	-	SYM
cana-5116	154	12	138	138	NUM
cana-5116	154	13	.	.	PUNCT
cana-5116	155	1	[	[	X
cana-5116	155	2	3	3	NUM
cana-5116	155	3	]	]	SYM
cana-5116	155	4	albayati	albayati	PROPN
cana-5116	155	5	,	,	PUNCT
cana-5116	155	6	h.	h.	PROPN
cana-5116	155	7	,	,	PUNCT
cana-5116	155	8	kim	kim	PROPN
cana-5116	155	9	,	,	PUNCT
cana-5116	155	10	s.	s.	PROPN
cana-5116	155	11	k.	k.	PROPN
cana-5116	155	12	,	,	PUNCT
cana-5116	155	13	&	&	CCONJ
cana-5116	155	14	rho	rho	PROPN
cana-5116	155	15	,	,	PUNCT
cana-5116	155	16	j.	j.	PROPN
cana-5116	155	17	j.	j.	PROPN
cana-5116	155	18	(	(	PUNCT
cana-5116	155	19	2020	2020	NUM
cana-5116	155	20	)	)	PUNCT
cana-5116	155	21	.	.	PUNCT
cana-5116	156	1	accepting	accept	VERB
cana-5116	156	2	financial	financial	ADJ
cana-5116	156	3	transactions	transaction	NOUN
cana-5116	156	4	using	use	VERB
cana-5116	156	5	blockchain	blockchain	PROPN
cana-5116	156	6	technology	technology	NOUN
cana-5116	156	7	and	and	CCONJ
cana-5116	156	8	cryptocurrency	cryptocurrency	NOUN
cana-5116	156	9	:	:	PUNCT
cana-5116	156	10	a	a	DET
cana-5116	156	11	customer	customer	NOUN
cana-5116	156	12	perspective	perspective	NOUN
cana-5116	156	13	approach	approach	NOUN
cana-5116	156	14	.	.	PUNCT
cana-5116	157	1	technology	technology	NOUN
cana-5116	157	2	in	in	ADP
cana-5116	157	3	society	society	NOUN
cana-5116	157	4	,	,	PUNCT
cana-5116	157	5	62	62	NUM
cana-5116	157	6	,	,	PUNCT
cana-5116	157	7	101320	101320	NUM
cana-5116	157	8	.	.	PUNCT
cana-5116	158	1	[	[	X
cana-5116	158	2	4	4	NUM
cana-5116	158	3	]	]	X
cana-5116	158	4	al	al	PROPN
cana-5116	158	5	-	-	PUNCT
cana-5116	158	6	dweeri	dweeri	PROPN
cana-5116	158	7	,	,	PUNCT
cana-5116	158	8	r.	r.	PROPN
cana-5116	158	9	m.	m.	PROPN
cana-5116	158	10	,	,	PUNCT
cana-5116	158	11	ruiz	ruiz	PROPN
cana-5116	158	12	moreno	moreno	PROPN
cana-5116	158	13	,	,	PUNCT
cana-5116	158	14	a.	a.	PROPN
cana-5116	158	15	,	,	PUNCT
cana-5116	158	16	montes	montes	PROPN
cana-5116	158	17	,	,	PUNCT
cana-5116	158	18	f.	f.	PROPN
cana-5116	158	19	j.	j.	PROPN
cana-5116	158	20	l.	l.	PROPN
cana-5116	158	21	,	,	PUNCT
cana-5116	158	22	obeidat	obeidat	NOUN
cana-5116	158	23	,	,	PUNCT
cana-5116	158	24	z.	z.	PROPN
cana-5116	158	25	m.	m.	PROPN
cana-5116	158	26	,	,	PUNCT
cana-5116	158	27	&	&	CCONJ
cana-5116	158	28	al	al	PROPN
cana-5116	158	29	-	-	PUNCT
cana-5116	158	30	dwairi	dwairi	PROPN
cana-5116	158	31	,	,	PUNCT
cana-5116	158	32	k.	k.	PROPN
cana-5116	158	33	m.	m.	PROPN
cana-5116	158	34	(	(	PUNCT
cana-5116	158	35	2019	2019	NUM
cana-5116	158	36	)	)	PUNCT
cana-5116	158	37	.	.	PUNCT
cana-5116	159	1	the	the	DET
cana-5116	159	2	effect	effect	NOUN
cana-5116	159	3	of	of	ADP
cana-5116	159	4	e	e	NOUN
cana-5116	159	5	-	-	NOUN
cana-5116	159	6	service	service	ADJ
cana-5116	159	7	quality	quality	NOUN
cana-5116	159	8	on	on	ADP
cana-5116	159	9	jordanian	jordanian	ADJ
cana-5116	159	10	student	student	NOUN
cana-5116	159	11	’s	’s	PART
cana-5116	159	12	e	e	NOUN
cana-5116	159	13	-	-	NOUN
cana-5116	159	14	loyalty	loyalty	NOUN
cana-5116	159	15	:	:	PUNCT
cana-5116	159	16	an	an	DET
cana-5116	159	17	empirical	empirical	ADJ
cana-5116	159	18	study	study	NOUN
cana-5116	159	19	in	in	ADP
cana-5116	159	20	online	online	ADJ
cana-5116	159	21	retailing	retailing	NOUN
cana-5116	159	22	.	.	PUNCT
cana-5116	160	1	industrial	industrial	ADJ
cana-5116	160	2	management	management	PROPN
cana-5116	160	3	&	&	CCONJ
cana-5116	160	4	data	datum	NOUN
cana-5116	160	5	systems	system	NOUN
cana-5116	160	6	,	,	PUNCT
cana-5116	160	7	119(4	119(4	NUM
cana-5116	160	8	)	)	PUNCT
cana-5116	160	9	,	,	PUNCT
cana-5116	160	10	902	902	NUM
cana-5116	160	11	-	-	SYM
cana-5116	160	12	923	923	NUM
cana-5116	160	13	.	.	PUNCT
cana-5116	161	1	[	[	X
cana-5116	161	2	5	5	NUM
cana-5116	161	3	]	]	SYM
cana-5116	161	4	ali	ali	PROPN
cana-5116	161	5	,	,	PUNCT
cana-5116	161	6	b.	b.	PROPN
cana-5116	161	7	j.	j.	PROPN
cana-5116	161	8	(	(	PUNCT
cana-5116	161	9	2020	2020	NUM
cana-5116	161	10	)	)	PUNCT
cana-5116	161	11	.	.	PUNCT
cana-5116	162	1	impact	impact	NOUN
cana-5116	162	2	of	of	ADP
cana-5116	162	3	covid-19	covid-19	PROPN
cana-5116	162	4	on	on	ADP
cana-5116	162	5	consumer	consumer	NOUN
cana-5116	162	6	buying	buying	NOUN
cana-5116	162	7	behavior	behavior	NOUN
cana-5116	162	8	toward	toward	ADP
cana-5116	162	9	online	online	ADJ
cana-5116	162	10	shopping	shopping	NOUN
cana-5116	162	11	in	in	ADP
cana-5116	162	12	iraq	iraq	PROPN
cana-5116	162	13	.	.	PUNCT
cana-5116	163	1	ali	ali	PROPN
cana-5116	163	2	,	,	PUNCT
cana-5116	163	3	bj	bj	X
cana-5116	163	4	(	(	PUNCT
cana-5116	163	5	2020	2020	NUM
cana-5116	163	6	)	)	PUNCT
cana-5116	163	7	.	.	PUNCT
cana-5116	164	1	impact	impact	NOUN
cana-5116	164	2	of	of	ADP
cana-5116	164	3	covid-19	covid-19	PROPN
cana-5116	164	4	on	on	ADP
cana-5116	164	5	consumer	consumer	NOUN
cana-5116	164	6	buying	buying	NOUN
cana-5116	164	7	behavior	behavior	NOUN
cana-5116	164	8	toward	toward	ADP
cana-5116	164	9	online	online	ADJ
cana-5116	164	10	shopping	shopping	NOUN
cana-5116	164	11	in	in	ADP
cana-5116	164	12	iraq	iraq	PROPN
cana-5116	164	13	.	.	PUNCT
cana-5116	165	1	economic	economic	ADJ
cana-5116	165	2	studies	study	NOUN
cana-5116	165	3	journal	journal	NOUN
cana-5116	165	4	,	,	PUNCT
cana-5116	165	5	18(42	18(42	NUM
cana-5116	165	6	)	)	PUNCT
cana-5116	165	7	,	,	PUNCT
cana-5116	165	8	267	267	NUM
cana-5116	165	9	-	-	SYM
cana-5116	165	10	280	280	NUM
cana-5116	165	11	.	.	PUNCT
cana-5116	166	1	[	[	X
cana-5116	166	2	6	6	NUM
cana-5116	166	3	]	]	SYM
cana-5116	166	4	ali	ali	PROPN
cana-5116	166	5	,	,	PUNCT
cana-5116	166	6	m.	m.	NOUN
cana-5116	166	7	,	,	PUNCT
cana-5116	166	8	ullah	ullah	PROPN
cana-5116	166	9	,	,	PUNCT
cana-5116	166	10	s.	s.	PROPN
cana-5116	166	11	,	,	PUNCT
cana-5116	166	12	ahmad	ahmad	PROPN
cana-5116	166	13	,	,	PUNCT
cana-5116	166	14	m.	m.	NOUN
cana-5116	166	15	s.	s.	PROPN
cana-5116	166	16	,	,	PUNCT
cana-5116	166	17	cheok	cheok	PROPN
cana-5116	166	18	,	,	PUNCT
cana-5116	166	19	m.	m.	NOUN
cana-5116	166	20	y.	y.	PROPN
cana-5116	166	21	,	,	PUNCT
cana-5116	166	22	&	&	CCONJ
cana-5116	166	23	alenezi	alenezi	PROPN
cana-5116	166	24	,	,	PUNCT
cana-5116	166	25	h.	h.	PROPN
cana-5116	166	26	(	(	PUNCT
cana-5116	166	27	2023	2023	NUM
cana-5116	166	28	)	)	PUNCT
cana-5116	166	29	.	.	PUNCT
cana-5116	167	1	assessing	assess	VERB
cana-5116	167	2	the	the	DET
cana-5116	167	3	impact	impact	NOUN
cana-5116	167	4	of	of	ADP
cana-5116	167	5	green	green	ADJ
cana-5116	167	6	consumption	consumption	NOUN
cana-5116	167	7	behavior	behavior	NOUN
cana-5116	167	8	and	and	CCONJ
cana-5116	167	9	green	green	ADJ
cana-5116	167	10	purchase	purchase	NOUN
cana-5116	167	11	intention	intention	NOUN
cana-5116	167	12	among	among	ADP
cana-5116	167	13	millennials	millennial	NOUN
cana-5116	167	14	toward	toward	ADP
cana-5116	167	15	sustainable	sustainable	ADJ
cana-5116	167	16	environment	environment	NOUN
cana-5116	167	17	.	.	PUNCT
cana-5116	168	1	environmental	environmental	ADJ
cana-5116	168	2	science	science	NOUN
cana-5116	168	3	and	and	CCONJ
cana-5116	168	4	pollution	pollution	NOUN
cana-5116	168	5	research	research	NOUN
cana-5116	168	6	,	,	PUNCT
cana-5116	168	7	30(9	30(9	NUM
cana-5116	168	8	)	)	PUNCT
cana-5116	168	9	,	,	PUNCT
cana-5116	168	10	23335	23335	NUM
cana-5116	168	11	-	-	SYM
cana-5116	168	12	23347	23347	NUM
cana-5116	168	13	.	.	PUNCT
cana-5116	169	1	[	[	X
cana-5116	169	2	7	7	X
cana-5116	169	3	]	]	X
cana-5116	169	4	anouze	anouze	ADV
cana-5116	169	5	,	,	PUNCT
cana-5116	169	6	a.	a.	PROPN
cana-5116	169	7	l.	l.	PROPN
cana-5116	169	8	m.	m.	PROPN
cana-5116	169	9	,	,	PUNCT
cana-5116	169	10	&	&	CCONJ
cana-5116	169	11	alamro	alamro	PROPN
cana-5116	169	12	,	,	PUNCT
cana-5116	169	13	a.	a.	PROPN
cana-5116	169	14	s.	s.	PROPN
cana-5116	169	15	(	(	PUNCT
cana-5116	169	16	2019	2019	NUM
cana-5116	169	17	)	)	PUNCT
cana-5116	169	18	.	.	PUNCT
cana-5116	170	1	factors	factor	NOUN
cana-5116	170	2	affecting	affect	VERB
cana-5116	170	3	intention	intention	NOUN
cana-5116	170	4	to	to	PART
cana-5116	170	5	use	use	VERB
cana-5116	170	6	e	e	NOUN
cana-5116	170	7	-	-	NOUN
cana-5116	170	8	banking	banking	NOUN
cana-5116	170	9	in	in	ADP
cana-5116	170	10	jordan	jordan	PROPN
cana-5116	170	11	.	.	PUNCT
cana-5116	171	1	international	international	ADJ
cana-5116	171	2	journal	journal	PROPN
cana-5116	171	3	of	of	ADP
cana-5116	171	4	bank	bank	PROPN
cana-5116	171	5	marketing	marketing	NOUN
cana-5116	171	6	,	,	PUNCT
cana-5116	171	7	38(1	38(1	NUM
cana-5116	171	8	)	)	PUNCT
cana-5116	171	9	,	,	PUNCT
cana-5116	171	10	86	86	NUM
cana-5116	171	11	-	-	SYM
cana-5116	171	12	112	112	NUM
cana-5116	171	13	.	.	PUNCT
cana-5116	172	1	communications	communication	NOUN
cana-5116	172	2	on	on	ADP
cana-5116	172	3	applied	apply	VERB
cana-5116	172	4	nonlinear	nonlinear	ADJ
cana-5116	172	5	analysis	analysis	NOUN
cana-5116	172	6	issn	issn	NOUN
cana-5116	172	7	:	:	PUNCT
cana-5116	172	8	1074	1074	NUM
cana-5116	172	9	-	-	PUNCT
cana-5116	172	10	133x	133x	NUM
cana-5116	172	11	vol	vol	NOUN
cana-5116	172	12	32	32	NUM
cana-5116	172	13	no	no	NOUN
cana-5116	172	14	.	.	PUNCT
cana-5116	173	1	icmasd	icmasd	NOUN
cana-5116	173	2	(	(	PUNCT
cana-5116	173	3	2025	2025	NUM
cana-5116	173	4	)	)	PUNCT
cana-5116	173	5	908	908	NUM
cana-5116	173	6	https://internationalpubls.com	https://internationalpubls.com	X
cana-5116	174	1	[	[	X
cana-5116	174	2	8	8	NUM
cana-5116	174	3	]	]	SYM
cana-5116	174	4	baabdullah	baabdullah	NOUN
cana-5116	174	5	,	,	PUNCT
cana-5116	174	6	a.	a.	NOUN
cana-5116	174	7	m.	m.	NOUN
cana-5116	174	8	,	,	PUNCT
cana-5116	174	9	alalwan	alalwan	PROPN
cana-5116	174	10	,	,	PUNCT
cana-5116	174	11	a.	a.	NOUN
cana-5116	174	12	a.	a.	PROPN
cana-5116	174	13	,	,	PUNCT
cana-5116	174	14	rana	rana	PROPN
cana-5116	174	15	,	,	PUNCT
cana-5116	174	16	n.	n.	PROPN
cana-5116	174	17	p.	p.	PROPN
cana-5116	174	18	,	,	PUNCT
cana-5116	174	19	kizgin	kizgin	PROPN
cana-5116	174	20	,	,	PUNCT
cana-5116	174	21	h.	h.	PROPN
cana-5116	174	22	,	,	PUNCT
cana-5116	174	23	&	&	CCONJ
cana-5116	174	24	patil	patil	PROPN
cana-5116	174	25	,	,	PUNCT
cana-5116	174	26	p.	p.	NOUN
cana-5116	174	27	(	(	PUNCT
cana-5116	174	28	2019	2019	NUM
cana-5116	174	29	)	)	PUNCT
cana-5116	174	30	.	.	PUNCT
cana-5116	175	1	consumer	consumer	NOUN
cana-5116	175	2	use	use	NOUN
cana-5116	175	3	of	of	ADP
cana-5116	175	4	mobile	mobile	ADJ
cana-5116	175	5	banking	banking	NOUN
cana-5116	175	6	(	(	PUNCT
cana-5116	175	7	m	m	NOUN
cana-5116	175	8	-	-	NOUN
cana-5116	175	9	banking	banking	NOUN
cana-5116	175	10	)	)	PUNCT
cana-5116	175	11	in	in	ADP
cana-5116	175	12	saudi	saudi	PROPN
cana-5116	175	13	arabia	arabia	PROPN
cana-5116	175	14	:	:	PUNCT
cana-5116	175	15	towards	towards	ADP
cana-5116	175	16	an	an	DET
cana-5116	175	17	integrated	integrated	ADJ
cana-5116	175	18	model	model	NOUN
cana-5116	175	19	.	.	PUNCT
cana-5116	176	1	international	international	ADJ
cana-5116	176	2	journal	journal	PROPN
cana-5116	176	3	of	of	ADP
cana-5116	176	4	information	information	NOUN
cana-5116	176	5	management	management	NOUN
cana-5116	176	6	,	,	PUNCT
cana-5116	176	7	44	44	NUM
cana-5116	176	8	,	,	PUNCT
cana-5116	176	9	38	38	NUM
cana-5116	176	10	-	-	SYM
cana-5116	176	11	52	52	NUM
cana-5116	176	12	.	.	PUNCT
cana-5116	177	1	[	[	X
cana-5116	177	2	9	9	NUM
cana-5116	177	3	]	]	PUNCT
cana-5116	177	4	butu	butu	PROPN
cana-5116	177	5	,	,	PUNCT
cana-5116	177	6	a.	a.	NOUN
cana-5116	177	7	,	,	PUNCT
cana-5116	177	8	brumă	brumă	NOUN
cana-5116	177	9	,	,	PUNCT
cana-5116	177	10	i.	i.	PROPN
cana-5116	177	11	s.	s.	PROPN
cana-5116	177	12	,	,	PUNCT
cana-5116	177	13	tanasă	tanasă	PROPN
cana-5116	177	14	,	,	PUNCT
cana-5116	177	15	l.	l.	PROPN
cana-5116	177	16	,	,	PUNCT
cana-5116	177	17	rodino	rodino	PROPN
cana-5116	177	18	,	,	PUNCT
cana-5116	177	19	s.	s.	PROPN
cana-5116	177	20	,	,	PUNCT
cana-5116	177	21	dinu	dinu	PROPN
cana-5116	177	22	vasiliu	vasiliu	PROPN
cana-5116	177	23	,	,	PUNCT
cana-5116	177	24	c.	c.	NOUN
cana-5116	177	25	,	,	PUNCT
cana-5116	177	26	doboș	doboș	NOUN
cana-5116	177	27	,	,	PUNCT
cana-5116	177	28	s.	s.	PROPN
cana-5116	177	29	,	,	PUNCT
cana-5116	177	30	&	&	CCONJ
cana-5116	177	31	butu	butu	PROPN
cana-5116	177	32	,	,	PUNCT
cana-5116	177	33	m.	m.	NOUN
cana-5116	177	34	(	(	PUNCT
cana-5116	177	35	2020	2020	NUM
cana-5116	177	36	)	)	PUNCT
cana-5116	177	37	.	.	PUNCT
cana-5116	178	1	the	the	DET
cana-5116	178	2	impact	impact	NOUN
cana-5116	178	3	of	of	ADP
cana-5116	178	4	covid-19	covid-19	PROPN
cana-5116	178	5	crisis	crisis	NOUN
cana-5116	178	6	upon	upon	SCONJ
cana-5116	178	7	the	the	DET
cana-5116	178	8	consumer	consumer	NOUN
cana-5116	178	9	buying	buying	NOUN
cana-5116	178	10	behavior	behavior	NOUN
cana-5116	178	11	of	of	ADP
cana-5116	178	12	fresh	fresh	ADJ
cana-5116	178	13	vegetables	vegetable	NOUN
cana-5116	178	14	directly	directly	ADV
cana-5116	178	15	from	from	ADP
cana-5116	178	16	local	local	ADJ
cana-5116	178	17	producers	producer	NOUN
cana-5116	178	18	.	.	PUNCT
cana-5116	179	1	case	case	NOUN
cana-5116	179	2	study	study	NOUN
cana-5116	179	3	:	:	PUNCT
cana-5116	179	4	the	the	DET
cana-5116	179	5	quarantined	quarantined	ADJ
cana-5116	179	6	area	area	NOUN
cana-5116	179	7	of	of	ADP
cana-5116	179	8	suceava	suceava	PROPN
cana-5116	179	9	county	county	PROPN
cana-5116	179	10	,	,	PUNCT
cana-5116	179	11	romania	romania	PROPN
cana-5116	179	12	.	.	PUNCT
cana-5116	180	1	international	international	ADJ
cana-5116	180	2	journal	journal	PROPN
cana-5116	180	3	of	of	ADP
cana-5116	180	4	environmental	environmental	ADJ
cana-5116	180	5	research	research	NOUN
cana-5116	180	6	and	and	CCONJ
cana-5116	180	7	public	public	ADJ
cana-5116	180	8	health	health	NOUN
cana-5116	180	9	,	,	PUNCT
cana-5116	180	10	17(15	17(15	NUM
cana-5116	180	11	)	)	PUNCT
cana-5116	180	12	,	,	PUNCT
cana-5116	180	13	5485	5485	NUM
cana-5116	180	14	.	.	PUNCT
cana-5116	181	1	[	[	X
cana-5116	181	2	10	10	NUM
cana-5116	181	3	]	]	X
cana-5116	181	4	guthrie	guthrie	PROPN
cana-5116	181	5	,	,	PUNCT
cana-5116	181	6	c.	c.	PROPN
cana-5116	181	7	,	,	PUNCT
cana-5116	181	8	fosso	fosso	NOUN
cana-5116	181	9	-	-	PUNCT
cana-5116	181	10	wamba	wamba	NOUN
cana-5116	181	11	,	,	PUNCT
cana-5116	181	12	s.	s.	PROPN
cana-5116	181	13	,	,	PUNCT
cana-5116	181	14	&	&	CCONJ
cana-5116	181	15	arnaud	arnaud	PROPN
cana-5116	181	16	,	,	PUNCT
cana-5116	181	17	j.	j.	PROPN
cana-5116	181	18	b.	b.	PROPN
cana-5116	181	19	(	(	PUNCT
cana-5116	181	20	2021	2021	NUM
cana-5116	181	21	)	)	PUNCT
cana-5116	181	22	.	.	PUNCT
cana-5116	182	1	online	online	ADJ
cana-5116	182	2	consumer	consumer	NOUN
cana-5116	182	3	resilience	resilience	NOUN
cana-5116	182	4	during	during	ADP
cana-5116	182	5	a	a	DET
cana-5116	182	6	pandemic	pandemic	NOUN
cana-5116	182	7	:	:	PUNCT
cana-5116	182	8	an	an	DET
cana-5116	182	9	exploratory	exploratory	ADJ
cana-5116	182	10	study	study	NOUN
cana-5116	182	11	of	of	ADP
cana-5116	182	12	e	e	PROPN
cana-5116	182	13	-	-	NOUN
cana-5116	182	14	commerce	commerce	NOUN
cana-5116	182	15	behavior	behavior	NOUN
cana-5116	182	16	before	before	ADV
cana-5116	182	17	,	,	PUNCT
cana-5116	182	18	during	during	ADP
cana-5116	182	19	and	and	CCONJ
cana-5116	182	20	after	after	ADP
cana-5116	182	21	a	a	DET
cana-5116	182	22	covid-19	covid-19	PROPN
cana-5116	182	23	lockdown	lockdown	NOUN
cana-5116	182	24	.	.	PUNCT
cana-5116	183	1	journal	journal	NOUN
cana-5116	183	2	of	of	ADP
cana-5116	183	3	retailing	retailing	NOUN
cana-5116	183	4	and	and	CCONJ
cana-5116	183	5	consumer	consumer	NOUN
cana-5116	183	6	services	service	NOUN
cana-5116	183	7	,	,	PUNCT
cana-5116	183	8	61	61	NUM
cana-5116	183	9	,	,	PUNCT
cana-5116	183	10	102570	102570	NUM
cana-5116	183	11	.	.	PUNCT
cana-5116	184	1	[	[	X
cana-5116	184	2	11	11	NUM
cana-5116	184	3	]	]	PUNCT
cana-5116	184	4	hammoud	hammoud	NOUN
cana-5116	184	5	,	,	PUNCT
cana-5116	184	6	j.	j.	PROPN
cana-5116	184	7	,	,	PUNCT
cana-5116	184	8	bizri	bizri	PROPN
cana-5116	184	9	,	,	PUNCT
cana-5116	184	10	r.	r.	PROPN
cana-5116	184	11	m.	m.	PROPN
cana-5116	184	12	,	,	PUNCT
cana-5116	184	13	&	&	CCONJ
cana-5116	184	14	el	el	PROPN
cana-5116	184	15	baba	baba	PROPN
cana-5116	184	16	,	,	PUNCT
cana-5116	184	17	i.	i.	PROPN
cana-5116	184	18	(	(	PUNCT
cana-5116	184	19	2018	2018	NUM
cana-5116	184	20	)	)	PUNCT
cana-5116	184	21	.	.	PUNCT
cana-5116	185	1	the	the	DET
cana-5116	185	2	impact	impact	NOUN
cana-5116	185	3	of	of	ADP
cana-5116	185	4	e	e	NOUN
cana-5116	185	5	-	-	ADJ
cana-5116	185	6	banking	banking	ADJ
cana-5116	185	7	service	service	NOUN
cana-5116	185	8	quality	quality	NOUN
cana-5116	185	9	on	on	ADP
cana-5116	185	10	customer	customer	NOUN
cana-5116	185	11	satisfaction	satisfaction	NOUN
cana-5116	185	12	:	:	PUNCT
cana-5116	185	13	evidence	evidence	NOUN
cana-5116	185	14	from	from	ADP
cana-5116	185	15	the	the	DET
cana-5116	185	16	lebanese	lebanese	ADJ
cana-5116	185	17	banking	banking	NOUN
cana-5116	185	18	sector	sector	NOUN
cana-5116	185	19	.	.	PUNCT
cana-5116	186	1	sage	sage	NOUN
cana-5116	186	2	open	open	ADJ
cana-5116	186	3	,	,	PUNCT
cana-5116	186	4	8(3	8(3	NUM
cana-5116	186	5	)	)	PUNCT
cana-5116	186	6	,	,	PUNCT
cana-5116	186	7	2158244018790633	2158244018790633	NUM
cana-5116	186	8	.	.	PUNCT
cana-5116	187	1	[	[	X
cana-5116	187	2	12	12	NUM
cana-5116	187	3	]	]	X
cana-5116	187	4	indrasari	indrasari	PROPN
cana-5116	187	5	,	,	PUNCT
cana-5116	187	6	a.	a.	NOUN
cana-5116	187	7	,	,	PUNCT
cana-5116	187	8	nadjmie	nadjmie	NOUN
cana-5116	187	9	,	,	PUNCT
cana-5116	187	10	n.	n.	NOUN
cana-5116	187	11	,	,	PUNCT
cana-5116	187	12	&	&	CCONJ
cana-5116	187	13	endri	endri	PROPN
cana-5116	187	14	,	,	PUNCT
cana-5116	187	15	e.	e.	PROPN
cana-5116	187	16	(	(	PUNCT
cana-5116	187	17	2022	2022	NUM
cana-5116	187	18	)	)	PUNCT
cana-5116	187	19	.	.	PUNCT
cana-5116	188	1	determinants	determinant	NOUN
cana-5116	188	2	of	of	ADP
cana-5116	188	3	satisfaction	satisfaction	NOUN
cana-5116	188	4	and	and	CCONJ
cana-5116	188	5	loyalty	loyalty	NOUN
cana-5116	188	6	of	of	ADP
cana-5116	188	7	ebanking	ebanke	VERB
cana-5116	188	8	users	user	NOUN
cana-5116	188	9	during	during	ADP
cana-5116	188	10	the	the	DET
cana-5116	188	11	covid-19	covid-19	PROPN
cana-5116	188	12	pandemic	pandemic	NOUN
cana-5116	188	13	.	.	PUNCT
cana-5116	189	1	international	international	ADJ
cana-5116	189	2	journal	journal	PROPN
cana-5116	189	3	of	of	ADP
cana-5116	189	4	data	datum	NOUN
cana-5116	189	5	and	and	CCONJ
cana-5116	189	6	network	network	NOUN
cana-5116	189	7	science	science	NOUN
cana-5116	189	8	,	,	PUNCT
cana-5116	189	9	6(2	6(2	NUM
cana-5116	189	10	)	)	PUNCT
cana-5116	189	11	,	,	PUNCT
cana-5116	189	12	497	497	NUM
cana-5116	189	13	-	-	SYM
cana-5116	189	14	508	508	NUM
cana-5116	189	15	.	.	PUNCT
cana-5116	190	1	[	[	X
cana-5116	190	2	13	13	NUM
cana-5116	190	3	]	]	X
cana-5116	190	4	islam	islam	PROPN
cana-5116	190	5	,	,	PUNCT
cana-5116	190	6	j.	j.	PROPN
cana-5116	190	7	u.	u.	PROPN
cana-5116	190	8	,	,	PUNCT
cana-5116	190	9	shahid	shahid	PROPN
cana-5116	190	10	,	,	PUNCT
cana-5116	190	11	s.	s.	PROPN
cana-5116	190	12	,	,	PUNCT
cana-5116	190	13	rasool	rasool	PROPN
cana-5116	190	14	,	,	PUNCT
cana-5116	190	15	a.	a.	PROPN
cana-5116	190	16	,	,	PUNCT
cana-5116	190	17	rahman	rahman	PROPN
cana-5116	190	18	,	,	PUNCT
cana-5116	190	19	z.	z.	PROPN
cana-5116	190	20	,	,	PUNCT
cana-5116	190	21	khan	khan	PROPN
cana-5116	190	22	,	,	PUNCT
cana-5116	190	23	i.	i.	PROPN
cana-5116	190	24	,	,	PUNCT
cana-5116	190	25	&	&	CCONJ
cana-5116	190	26	rather	rather	ADV
cana-5116	190	27	,	,	PUNCT
cana-5116	190	28	r.	r.	PROPN
cana-5116	190	29	a.	a.	PROPN
cana-5116	190	30	(	(	PUNCT
cana-5116	190	31	2020	2020	NUM
cana-5116	190	32	)	)	PUNCT
cana-5116	190	33	.	.	PUNCT
cana-5116	190	34	impact	impact	NOUN
cana-5116	190	35	of	of	ADP
cana-5116	190	36	website	website	NOUN
cana-5116	190	37	attributes	attribute	VERB
cana-5116	190	38	on	on	ADP
cana-5116	190	39	customer	customer	NOUN
cana-5116	190	40	engagement	engagement	NOUN
cana-5116	190	41	in	in	ADP
cana-5116	190	42	banking	banking	NOUN
cana-5116	190	43	:	:	PUNCT
cana-5116	190	44	a	a	DET
cana-5116	190	45	solicitation	solicitation	NOUN
cana-5116	190	46	of	of	ADP
cana-5116	190	47	stimulus	stimulus	ADJ
cana-5116	190	48	-	-	PUNCT
cana-5116	190	49	organismresponse	organismresponse	NOUN
cana-5116	190	50	theory	theory	NOUN
cana-5116	190	51	.	.	PUNCT
cana-5116	191	1	international	international	ADJ
cana-5116	191	2	journal	journal	PROPN
cana-5116	191	3	of	of	ADP
cana-5116	191	4	bank	bank	PROPN
cana-5116	191	5	marketing	marketing	NOUN
cana-5116	191	6	,	,	PUNCT
cana-5116	191	7	38(6	38(6	NOUN
cana-5116	191	8	)	)	PUNCT
cana-5116	191	9	,	,	PUNCT
cana-5116	191	10	1279	1279	NUM
cana-5116	191	11	-	-	SYM
cana-5116	191	12	1303	1303	NUM
cana-5116	191	13	.	.	PUNCT
cana-5116	192	1	[	[	X
cana-5116	192	2	14	14	NUM
cana-5116	192	3	]	]	X
cana-5116	192	4	karjaluoto	karjaluoto	PROPN
cana-5116	192	5	,	,	PUNCT
cana-5116	192	6	h.	h.	PROPN
cana-5116	192	7	,	,	PUNCT
cana-5116	192	8	shaikh	shaikh	PROPN
cana-5116	192	9	,	,	PUNCT
cana-5116	192	10	a.	a.	NOUN
cana-5116	192	11	a.	a.	NOUN
cana-5116	192	12	,	,	PUNCT
cana-5116	192	13	saarijärvi	saarijärvi	PROPN
cana-5116	192	14	,	,	PUNCT
cana-5116	192	15	h.	h.	PROPN
cana-5116	192	16	,	,	PUNCT
cana-5116	192	17	&	&	CCONJ
cana-5116	192	18	saraniemi	saraniemi	PROPN
cana-5116	192	19	,	,	PUNCT
cana-5116	192	20	s.	s.	PROPN
cana-5116	192	21	(	(	PUNCT
cana-5116	192	22	2019	2019	NUM
cana-5116	192	23	)	)	PUNCT
cana-5116	192	24	.	.	PUNCT
cana-5116	193	1	how	how	SCONJ
cana-5116	193	2	perceived	perceive	VERB
cana-5116	193	3	value	value	NOUN
cana-5116	193	4	drives	drive	VERB
cana-5116	193	5	the	the	DET
cana-5116	193	6	use	use	NOUN
cana-5116	193	7	of	of	ADP
cana-5116	193	8	mobile	mobile	ADJ
cana-5116	193	9	financial	financial	ADJ
cana-5116	193	10	services	service	NOUN
cana-5116	193	11	apps	app	NOUN
cana-5116	193	12	.	.	PUNCT
cana-5116	194	1	international	international	ADJ
cana-5116	194	2	journal	journal	PROPN
cana-5116	194	3	of	of	ADP
cana-5116	194	4	information	information	NOUN
cana-5116	194	5	management	management	NOUN
cana-5116	194	6	,	,	PUNCT
cana-5116	194	7	47	47	NUM
cana-5116	194	8	,	,	PUNCT
cana-5116	194	9	252	252	NUM
cana-5116	194	10	-	-	SYM
cana-5116	194	11	261	261	NUM
cana-5116	194	12	.	.	PUNCT
cana-5116	195	1	[	[	X
cana-5116	195	2	15	15	NUM
cana-5116	195	3	]	]	X
cana-5116	195	4	li	li	PROPN
cana-5116	195	5	,	,	PUNCT
cana-5116	195	6	f.	f.	PROPN
cana-5116	195	7	,	,	PUNCT
cana-5116	195	8	lu	lu	PROPN
cana-5116	195	9	,	,	PUNCT
cana-5116	195	10	h.	h.	PROPN
cana-5116	195	11	,	,	PUNCT
cana-5116	195	12	hou	hou	PROPN
cana-5116	195	13	,	,	PUNCT
cana-5116	195	14	m.	m.	NOUN
cana-5116	195	15	,	,	PUNCT
cana-5116	195	16	cui	cui	PROPN
cana-5116	195	17	,	,	PUNCT
cana-5116	195	18	k.	k.	PROPN
cana-5116	195	19	,	,	PUNCT
cana-5116	195	20	&	&	CCONJ
cana-5116	195	21	darbandi	darbandi	PROPN
cana-5116	195	22	,	,	PUNCT
cana-5116	195	23	m.	m.	NOUN
cana-5116	195	24	(	(	PUNCT
cana-5116	195	25	2021	2021	NUM
cana-5116	195	26	)	)	PUNCT
cana-5116	195	27	.	.	PUNCT
cana-5116	195	28	customer	customer	NOUN
cana-5116	195	29	satisfaction	satisfaction	NOUN
cana-5116	195	30	with	with	ADP
cana-5116	195	31	bank	bank	NOUN
cana-5116	195	32	services	service	NOUN
cana-5116	195	33	:	:	PUNCT
cana-5116	195	34	the	the	DET
cana-5116	195	35	role	role	NOUN
cana-5116	195	36	of	of	ADP
cana-5116	195	37	cloud	cloud	NOUN
cana-5116	195	38	services	service	NOUN
cana-5116	195	39	,	,	PUNCT
cana-5116	195	40	security	security	NOUN
cana-5116	195	41	,	,	PUNCT
cana-5116	195	42	e	e	NOUN
cana-5116	195	43	-	-	ADJ
cana-5116	195	44	learning	learn	VERB
cana-5116	195	45	and	and	CCONJ
cana-5116	195	46	service	service	NOUN
cana-5116	195	47	quality	quality	NOUN
cana-5116	195	48	.	.	PUNCT
cana-5116	196	1	technology	technology	NOUN
cana-5116	196	2	in	in	ADP
cana-5116	196	3	society	society	NOUN
cana-5116	196	4	,	,	PUNCT
cana-5116	196	5	64	64	NUM
cana-5116	196	6	,	,	PUNCT
cana-5116	196	7	101487	101487	NUM
cana-5116	196	8	.	.	PUNCT
cana-5116	197	1	[	[	X
cana-5116	197	2	16	16	NUM
cana-5116	197	3	]	]	PUNCT
cana-5116	197	4	mbama	mbama	PROPN
cana-5116	197	5	,	,	PUNCT
cana-5116	197	6	c.	c.	PROPN
cana-5116	197	7	i.	i.	PROPN
cana-5116	197	8	,	,	PUNCT
cana-5116	197	9	&	&	CCONJ
cana-5116	197	10	ezepue	ezepue	ADJ
cana-5116	197	11	,	,	PUNCT
cana-5116	197	12	p.	p.	NOUN
cana-5116	197	13	o.	o.	NOUN
cana-5116	197	14	(	(	PUNCT
cana-5116	197	15	2018	2018	NUM
cana-5116	197	16	)	)	PUNCT
cana-5116	197	17	.	.	PUNCT
cana-5116	198	1	digital	digital	ADJ
cana-5116	198	2	banking	banking	NOUN
cana-5116	198	3	,	,	PUNCT
cana-5116	198	4	customer	customer	NOUN
cana-5116	198	5	experience	experience	NOUN
cana-5116	198	6	and	and	CCONJ
cana-5116	198	7	bank	bank	NOUN
cana-5116	198	8	financial	financial	ADJ
cana-5116	198	9	performance	performance	NOUN
cana-5116	198	10	:	:	PUNCT
cana-5116	198	11	uk	uk	PROPN
cana-5116	198	12	customers	customer	NOUN
cana-5116	198	13	’	’	PART
cana-5116	198	14	perceptions	perception	NOUN
cana-5116	198	15	.	.	PUNCT
cana-5116	199	1	international	international	ADJ
cana-5116	199	2	journal	journal	PROPN
cana-5116	199	3	of	of	ADP
cana-5116	199	4	bank	bank	PROPN
cana-5116	199	5	marketing	marketing	NOUN
cana-5116	199	6	,	,	PUNCT
cana-5116	199	7	36(2	36(2	NUM
cana-5116	199	8	)	)	PUNCT
cana-5116	199	9	,	,	PUNCT
cana-5116	199	10	230255	230255	NUM
cana-5116	199	11	.	.	PUNCT
cana-5116	200	1	[	[	X
cana-5116	200	2	17	17	NUM
cana-5116	200	3	]	]	X
cana-5116	200	4	mehta	mehta	PROPN
cana-5116	200	5	,	,	PUNCT
cana-5116	200	6	s.	s.	PROPN
cana-5116	200	7	,	,	PUNCT
cana-5116	200	8	saxena	saxena	PROPN
cana-5116	200	9	,	,	PUNCT
cana-5116	200	10	t.	t.	PROPN
cana-5116	200	11	,	,	PUNCT
cana-5116	200	12	&	&	CCONJ
cana-5116	200	13	purohit	purohit	PROPN
cana-5116	200	14	,	,	PUNCT
cana-5116	200	15	n.	n.	PROPN
cana-5116	200	16	(	(	PUNCT
cana-5116	200	17	2020	2020	NUM
cana-5116	200	18	)	)	PUNCT
cana-5116	200	19	.	.	PUNCT
cana-5116	201	1	the	the	DET
cana-5116	201	2	new	new	ADJ
cana-5116	201	3	consumer	consumer	NOUN
cana-5116	201	4	behaviour	behaviour	NOUN
cana-5116	201	5	paradigm	paradigm	NOUN
cana-5116	201	6	amid	amid	ADP
cana-5116	201	7	covid-19	covid-19	PROPN
cana-5116	201	8	:	:	PUNCT
cana-5116	201	9	permanent	permanent	ADJ
cana-5116	201	10	or	or	CCONJ
cana-5116	201	11	transient	transient	ADJ
cana-5116	201	12	?	?	PUNCT
cana-5116	201	13	.	.	PUNCT
cana-5116	202	1	journal	journal	PROPN
cana-5116	202	2	of	of	ADP
cana-5116	202	3	health	health	PROPN
cana-5116	202	4	management	management	NOUN
cana-5116	202	5	,	,	PUNCT
cana-5116	202	6	22(2	22(2	NUM
cana-5116	202	7	)	)	PUNCT
cana-5116	202	8	,	,	PUNCT
cana-5116	202	9	291	291	NUM
cana-5116	202	10	-	-	SYM
cana-5116	202	11	301	301	NUM
cana-5116	202	12	.	.	PUNCT
cana-5116	203	1	[	[	X
cana-5116	203	2	18	18	NUM
cana-5116	203	3	]	]	X
cana-5116	203	4	merhi	merhi	PROPN
cana-5116	203	5	,	,	PUNCT
cana-5116	203	6	m.	m.	NOUN
cana-5116	203	7	,	,	PUNCT
cana-5116	203	8	hone	hone	NOUN
cana-5116	203	9	,	,	PUNCT
cana-5116	203	10	k.	k.	PROPN
cana-5116	203	11	,	,	PUNCT
cana-5116	203	12	&	&	CCONJ
cana-5116	203	13	tarhini	tarhini	NOUN
cana-5116	203	14	,	,	PUNCT
cana-5116	203	15	a.	a.	NOUN
cana-5116	203	16	(	(	PUNCT
cana-5116	203	17	2019	2019	NUM
cana-5116	203	18	)	)	PUNCT
cana-5116	203	19	.	.	PUNCT
cana-5116	204	1	a	a	DET
cana-5116	204	2	cross	cross	ADJ
cana-5116	204	3	-	-	ADJ
cana-5116	204	4	cultural	cultural	ADJ
cana-5116	204	5	study	study	NOUN
cana-5116	204	6	of	of	ADP
cana-5116	204	7	the	the	DET
cana-5116	204	8	intention	intention	NOUN
cana-5116	204	9	to	to	PART
cana-5116	204	10	use	use	VERB
cana-5116	204	11	mobile	mobile	ADJ
cana-5116	204	12	banking	banking	NOUN
cana-5116	204	13	between	between	ADP
cana-5116	204	14	lebanese	lebanese	ADJ
cana-5116	204	15	and	and	CCONJ
cana-5116	204	16	british	british	ADJ
cana-5116	204	17	consumers	consumer	NOUN
cana-5116	204	18	:	:	PUNCT
cana-5116	204	19	extending	extend	VERB
cana-5116	204	20	utaut2	utaut2	NOUN
cana-5116	204	21	with	with	ADP
cana-5116	204	22	security	security	NOUN
cana-5116	204	23	,	,	PUNCT
cana-5116	204	24	privacy	privacy	NOUN
cana-5116	204	25	and	and	CCONJ
cana-5116	204	26	trust	trust	NOUN
cana-5116	204	27	.	.	PUNCT
cana-5116	205	1	technology	technology	NOUN
cana-5116	205	2	in	in	ADP
cana-5116	205	3	society	society	NOUN
cana-5116	205	4	,	,	PUNCT
cana-5116	205	5	59	59	NUM
cana-5116	205	6	,	,	PUNCT
cana-5116	205	7	101151	101151	NUM
cana-5116	205	8	.	.	PUNCT
cana-5116	206	1	[	[	X
cana-5116	206	2	19	19	NUM
cana-5116	206	3	]	]	X
cana-5116	206	4	mogaji	mogaji	NOUN
cana-5116	206	5	,	,	PUNCT
cana-5116	206	6	e.	e.	PROPN
cana-5116	206	7	,	,	PUNCT
cana-5116	206	8	soetan	soetan	PROPN
cana-5116	206	9	,	,	PUNCT
cana-5116	206	10	t.	t.	PROPN
cana-5116	206	11	o.	o.	PROPN
cana-5116	206	12	,	,	PUNCT
cana-5116	206	13	&	&	CCONJ
cana-5116	206	14	kieu	kieu	PROPN
cana-5116	206	15	,	,	PUNCT
cana-5116	206	16	t.	t.	PROPN
cana-5116	206	17	a.	a.	NOUN
cana-5116	206	18	(	(	PUNCT
cana-5116	206	19	2020	2020	NUM
cana-5116	206	20	)	)	PUNCT
cana-5116	206	21	.	.	PUNCT
cana-5116	207	1	the	the	DET
cana-5116	207	2	implications	implication	NOUN
cana-5116	207	3	of	of	ADP
cana-5116	207	4	artificial	artificial	ADJ
cana-5116	207	5	intelligence	intelligence	NOUN
cana-5116	207	6	on	on	ADP
cana-5116	207	7	the	the	DET
cana-5116	207	8	digital	digital	ADJ
cana-5116	207	9	marketing	marketing	NOUN
cana-5116	207	10	of	of	ADP
cana-5116	207	11	financial	financial	ADJ
cana-5116	207	12	services	service	NOUN
cana-5116	207	13	to	to	ADP
cana-5116	207	14	vulnerable	vulnerable	ADJ
cana-5116	207	15	customers	customer	NOUN
cana-5116	207	16	.	.	PUNCT
cana-5116	208	1	australasian	australasian	ADJ
cana-5116	208	2	marketing	marketing	NOUN
cana-5116	208	3	journal	journal	NOUN
cana-5116	208	4	,	,	PUNCT
cana-5116	208	5	j	j	NOUN
cana-5116	208	6	-	-	PUNCT
cana-5116	208	7	ausmj	ausmj	ADV
cana-5116	208	8	.	.	PUNCT
cana-5116	209	1	communications	communication	NOUN
cana-5116	209	2	on	on	ADP
cana-5116	209	3	applied	apply	VERB
cana-5116	209	4	nonlinear	nonlinear	ADJ
cana-5116	209	5	analysis	analysis	NOUN
cana-5116	209	6	issn	issn	NOUN
cana-5116	209	7	:	:	PUNCT
cana-5116	209	8	1074	1074	NUM
cana-5116	209	9	-	-	PUNCT
cana-5116	209	10	133x	133x	NUM
cana-5116	209	11	vol	vol	NOUN
cana-5116	209	12	32	32	NUM
cana-5116	209	13	no	no	NOUN
cana-5116	209	14	.	.	PUNCT
cana-5116	210	1	icmasd	icmasd	NOUN
cana-5116	210	2	(	(	PUNCT
cana-5116	210	3	2025	2025	NUM
cana-5116	210	4	)	)	PUNCT
cana-5116	210	5	909	909	NUM
cana-5116	210	6	https://internationalpubls.com	https://internationalpubls.com	X
cana-5116	211	1	[	[	X
cana-5116	211	2	20	20	NUM
cana-5116	211	3	]	]	X
cana-5116	211	4	nguyen	nguyen	NOUN
cana-5116	211	5	,	,	PUNCT
cana-5116	211	6	d.	d.	PROPN
cana-5116	211	7	h.	h.	PROPN
cana-5116	211	8	,	,	PUNCT
cana-5116	211	9	de	de	PROPN
cana-5116	211	10	leeuw	leeuw	PROPN
cana-5116	211	11	,	,	PUNCT
cana-5116	211	12	s.	s.	PROPN
cana-5116	211	13	,	,	PUNCT
cana-5116	211	14	&	&	CCONJ
cana-5116	211	15	dullaert	dullaert	PROPN
cana-5116	211	16	,	,	PUNCT
cana-5116	211	17	w.	w.	PROPN
cana-5116	211	18	e.	e.	PROPN
cana-5116	211	19	(	(	PUNCT
cana-5116	211	20	2018	2018	NUM
cana-5116	211	21	)	)	PUNCT
cana-5116	211	22	.	.	PUNCT
cana-5116	212	1	consumer	consumer	NOUN
cana-5116	212	2	behaviour	behaviour	NOUN
cana-5116	212	3	and	and	CCONJ
cana-5116	212	4	order	order	VERB
cana-5116	212	5	fulfilment	fulfilment	NOUN
cana-5116	212	6	in	in	ADP
cana-5116	212	7	online	online	ADJ
cana-5116	212	8	retailing	retailing	NOUN
cana-5116	212	9	:	:	PUNCT
cana-5116	212	10	a	a	DET
cana-5116	212	11	systematic	systematic	ADJ
cana-5116	212	12	review	review	NOUN
cana-5116	212	13	.	.	PUNCT
cana-5116	213	1	international	international	ADJ
cana-5116	213	2	journal	journal	PROPN
cana-5116	213	3	of	of	ADP
cana-5116	213	4	management	management	NOUN
cana-5116	213	5	reviews	review	NOUN
cana-5116	213	6	,	,	PUNCT
cana-5116	213	7	20(2	20(2	NUM
cana-5116	213	8	)	)	PUNCT
cana-5116	213	9	,	,	PUNCT
cana-5116	213	10	255	255	NUM
cana-5116	213	11	-	-	SYM
cana-5116	213	12	276	276	NUM
cana-5116	213	13	.	.	PUNCT
cana-5116	214	1	[	[	X
cana-5116	214	2	21	21	NUM
cana-5116	214	3	]	]	X
cana-5116	214	4	patel	patel	PROPN
cana-5116	214	5	,	,	PUNCT
cana-5116	214	6	k.	k.	PROPN
cana-5116	214	7	j.	j.	PROPN
cana-5116	214	8	,	,	PUNCT
cana-5116	214	9	&	&	CCONJ
cana-5116	214	10	patel	patel	PROPN
cana-5116	214	11	,	,	PUNCT
cana-5116	214	12	h.	h.	PROPN
cana-5116	214	13	j.	j.	PROPN
cana-5116	214	14	(	(	PUNCT
cana-5116	214	15	2018	2018	NUM
cana-5116	214	16	)	)	PUNCT
cana-5116	214	17	.	.	PUNCT
cana-5116	215	1	adoption	adoption	NOUN
cana-5116	215	2	of	of	ADP
cana-5116	215	3	internet	internet	NOUN
cana-5116	215	4	banking	banking	NOUN
cana-5116	215	5	services	service	NOUN
cana-5116	215	6	in	in	ADP
cana-5116	215	7	gujarat	gujarat	PROPN
cana-5116	215	8	:	:	PUNCT
cana-5116	215	9	an	an	DET
cana-5116	215	10	extension	extension	NOUN
cana-5116	215	11	of	of	ADP
cana-5116	215	12	tam	tam	PROPN
cana-5116	215	13	with	with	ADP
cana-5116	215	14	perceived	perceive	VERB
cana-5116	215	15	security	security	NOUN
cana-5116	215	16	and	and	CCONJ
cana-5116	215	17	social	social	ADJ
cana-5116	215	18	influence	influence	NOUN
cana-5116	215	19	.	.	PUNCT
cana-5116	216	1	international	international	ADJ
cana-5116	216	2	journal	journal	PROPN
cana-5116	216	3	of	of	ADP
cana-5116	216	4	bank	bank	PROPN
cana-5116	216	5	marketing	marketing	NOUN
cana-5116	216	6	,	,	PUNCT
cana-5116	216	7	36(1	36(1	NUM
cana-5116	216	8	)	)	PUNCT
cana-5116	216	9	,	,	PUNCT
cana-5116	216	10	147	147	NUM
cana-5116	216	11	-	-	SYM
cana-5116	216	12	169	169	NUM
cana-5116	216	13	.	.	PUNCT
cana-5116	217	1	[	[	X
cana-5116	217	2	22	22	NUM
cana-5116	217	3	]	]	X
cana-5116	217	4	pousttchi	pousttchi	PROPN
cana-5116	217	5	,	,	PUNCT
cana-5116	217	6	k.	k.	PROPN
cana-5116	217	7	,	,	PUNCT
cana-5116	217	8	&	&	CCONJ
cana-5116	217	9	dehnert	dehnert	PROPN
cana-5116	217	10	,	,	PUNCT
cana-5116	217	11	m.	m.	NOUN
cana-5116	217	12	(	(	PUNCT
cana-5116	217	13	2018	2018	NUM
cana-5116	217	14	)	)	PUNCT
cana-5116	217	15	.	.	PUNCT
cana-5116	218	1	exploring	explore	VERB
cana-5116	218	2	the	the	DET
cana-5116	218	3	digitalization	digitalization	NOUN
cana-5116	218	4	impact	impact	NOUN
cana-5116	218	5	on	on	ADP
cana-5116	218	6	consumer	consumer	NOUN
cana-5116	218	7	decisionmaking	decisionmaking	NOUN
cana-5116	218	8	in	in	ADP
cana-5116	218	9	retail	retail	ADJ
cana-5116	218	10	banking	banking	NOUN
cana-5116	218	11	.	.	PUNCT
cana-5116	219	1	electronic	electronic	ADJ
cana-5116	219	2	markets	market	NOUN
cana-5116	219	3	,	,	PUNCT
cana-5116	219	4	28	28	NUM
cana-5116	219	5	,	,	PUNCT
cana-5116	219	6	265	265	NUM
cana-5116	219	7	-	-	SYM
cana-5116	219	8	286	286	NUM
cana-5116	219	9	.	.	PUNCT
cana-5116	220	1	[	[	X
cana-5116	220	2	23	23	NUM
cana-5116	220	3	]	]	X
cana-5116	220	4	rahi	rahi	NOUN
cana-5116	220	5	,	,	PUNCT
cana-5116	220	6	s.	s.	PROPN
cana-5116	220	7	,	,	PUNCT
cana-5116	220	8	ghani	ghani	PROPN
cana-5116	220	9	,	,	PUNCT
cana-5116	220	10	m.	m.	NOUN
cana-5116	220	11	,	,	PUNCT
cana-5116	220	12	alnaser	alnaser	PROPN
cana-5116	220	13	,	,	PUNCT
cana-5116	220	14	f.	f.	PROPN
cana-5116	220	15	,	,	PUNCT
cana-5116	220	16	&	&	CCONJ
cana-5116	220	17	ngah	ngah	PROPN
cana-5116	220	18	,	,	PUNCT
cana-5116	220	19	a.	a.	NOUN
cana-5116	220	20	(	(	PUNCT
cana-5116	220	21	2018	2018	NUM
cana-5116	220	22	)	)	PUNCT
cana-5116	220	23	.	.	PUNCT
cana-5116	221	1	investigating	investigate	VERB
cana-5116	221	2	the	the	DET
cana-5116	221	3	role	role	NOUN
cana-5116	221	4	of	of	ADP
cana-5116	221	5	unified	unified	ADJ
cana-5116	221	6	theory	theory	NOUN
cana-5116	221	7	of	of	ADP
cana-5116	221	8	acceptance	acceptance	NOUN
cana-5116	221	9	and	and	CCONJ
cana-5116	221	10	use	use	NOUN
cana-5116	221	11	of	of	ADP
cana-5116	221	12	technology	technology	NOUN
cana-5116	221	13	(	(	PUNCT
cana-5116	221	14	utaut	utaut	NOUN
cana-5116	221	15	)	)	PUNCT
cana-5116	221	16	in	in	ADP
cana-5116	221	17	internet	internet	NOUN
cana-5116	221	18	banking	banking	NOUN
cana-5116	221	19	adoption	adoption	NOUN
cana-5116	221	20	context	context	AUX
cana-5116	221	21	.	.	PUNCT
cana-5116	222	1	management	management	NOUN
cana-5116	222	2	science	science	NOUN
cana-5116	222	3	letters	letter	NOUN
cana-5116	222	4	,	,	PUNCT
cana-5116	222	5	8(3	8(3	NUM
cana-5116	222	6	)	)	PUNCT
cana-5116	222	7	,	,	PUNCT
cana-5116	222	8	173	173	NUM
cana-5116	222	9	-	-	SYM
cana-5116	222	10	186	186	NUM
cana-5116	222	11	.	.	PUNCT
cana-5116	223	1	[	[	X
cana-5116	223	2	24	24	NUM
cana-5116	223	3	]	]	X
cana-5116	223	4	rahi	rahi	NOUN
cana-5116	223	5	,	,	PUNCT
cana-5116	223	6	s.	s.	PROPN
cana-5116	223	7	,	,	PUNCT
cana-5116	223	8	othman	othman	PROPN
cana-5116	223	9	mansour	mansour	PROPN
cana-5116	223	10	,	,	PUNCT
cana-5116	223	11	m.	m.	NOUN
cana-5116	223	12	m.	m.	PROPN
cana-5116	223	13	,	,	PUNCT
cana-5116	223	14	alghizzawi	alghizzawi	NOUN
cana-5116	223	15	,	,	PUNCT
cana-5116	223	16	m.	m.	NOUN
cana-5116	223	17	,	,	PUNCT
cana-5116	223	18	&	&	CCONJ
cana-5116	223	19	alnaser	alnaser	PROPN
cana-5116	223	20	,	,	PUNCT
cana-5116	223	21	f.	f.	PROPN
cana-5116	223	22	m.	m.	PROPN
cana-5116	223	23	(	(	PUNCT
cana-5116	223	24	2019	2019	NUM
cana-5116	223	25	)	)	PUNCT
cana-5116	223	26	.	.	PUNCT
cana-5116	224	1	integration	integration	NOUN
cana-5116	224	2	of	of	ADP
cana-5116	224	3	utaut	utaut	PROPN
cana-5116	224	4	model	model	NOUN
cana-5116	224	5	in	in	ADP
cana-5116	224	6	internet	internet	NOUN
cana-5116	224	7	banking	banking	NOUN
cana-5116	224	8	adoption	adoption	NOUN
cana-5116	224	9	context	context	NOUN
cana-5116	224	10	:	:	PUNCT
cana-5116	224	11	the	the	DET
cana-5116	224	12	mediating	mediate	VERB
cana-5116	224	13	role	role	NOUN
cana-5116	224	14	of	of	ADP
cana-5116	224	15	performance	performance	NOUN
cana-5116	224	16	expectancy	expectancy	NOUN
cana-5116	224	17	and	and	CCONJ
cana-5116	224	18	effort	effort	NOUN
cana-5116	224	19	expectancy	expectancy	NOUN
cana-5116	224	20	.	.	PUNCT
cana-5116	225	1	journal	journal	PROPN
cana-5116	225	2	of	of	ADP
cana-5116	225	3	research	research	NOUN
cana-5116	225	4	in	in	ADP
cana-5116	225	5	interactive	interactive	ADJ
cana-5116	225	6	marketing	marketing	NOUN
cana-5116	225	7	,	,	PUNCT
cana-5116	225	8	13(3	13(3	NUM
cana-5116	225	9	)	)	PUNCT
cana-5116	225	10	,	,	PUNCT
cana-5116	225	11	411	411	NUM
cana-5116	225	12	-	-	SYM
cana-5116	225	13	435	435	NUM
cana-5116	225	14	.	.	PUNCT
cana-5116	226	1	[	[	X
cana-5116	226	2	25	25	NUM
cana-5116	226	3	]	]	SYM
cana-5116	226	4	raza	raza	PROPN
cana-5116	226	5	,	,	PUNCT
cana-5116	226	6	s.	s.	PROPN
cana-5116	226	7	a.	a.	PROPN
cana-5116	226	8	,	,	PUNCT
cana-5116	226	9	shah	shah	NOUN
cana-5116	226	10	,	,	PUNCT
cana-5116	226	11	n.	n.	NOUN
cana-5116	226	12	,	,	PUNCT
cana-5116	226	13	&	&	CCONJ
cana-5116	226	14	ali	ali	PROPN
cana-5116	226	15	,	,	PUNCT
cana-5116	226	16	m.	m.	NOUN
cana-5116	226	17	(	(	PUNCT
cana-5116	226	18	2019	2019	NUM
cana-5116	226	19	)	)	PUNCT
cana-5116	226	20	.	.	PUNCT
cana-5116	227	1	acceptance	acceptance	NOUN
cana-5116	227	2	of	of	ADP
cana-5116	227	3	mobile	mobile	ADJ
cana-5116	227	4	banking	banking	NOUN
cana-5116	227	5	in	in	ADP
cana-5116	227	6	islamic	islamic	ADJ
cana-5116	227	7	banks	bank	NOUN
cana-5116	227	8	:	:	PUNCT
cana-5116	227	9	evidence	evidence	NOUN
cana-5116	227	10	from	from	ADP
cana-5116	227	11	modified	modify	VERB
cana-5116	227	12	utaut	utaut	PROPN
cana-5116	227	13	model	model	PROPN
cana-5116	227	14	.	.	PUNCT
cana-5116	228	1	journal	journal	PROPN
cana-5116	228	2	of	of	ADP
cana-5116	228	3	islamic	islamic	PROPN
cana-5116	228	4	marketing	marketing	NOUN
cana-5116	228	5	,	,	PUNCT
cana-5116	228	6	10(1	10(1	NUM
cana-5116	228	7	)	)	PUNCT
cana-5116	228	8	,	,	PUNCT
cana-5116	228	9	357	357	NUM
cana-5116	228	10	-	-	SYM
cana-5116	228	11	376	376	NUM
cana-5116	228	12	.	.	PUNCT
cana-5116	229	1	[	[	X
cana-5116	229	2	26	26	NUM
cana-5116	229	3	]	]	SYM
cana-5116	229	4	raza	raza	PROPN
cana-5116	229	5	,	,	PUNCT
cana-5116	229	6	s.	s.	PROPN
cana-5116	229	7	a.	a.	PROPN
cana-5116	229	8	,	,	PUNCT
cana-5116	229	9	umer	umer	PROPN
cana-5116	229	10	,	,	PUNCT
cana-5116	229	11	a.	a.	PROPN
cana-5116	229	12	,	,	PUNCT
cana-5116	229	13	qureshi	qureshi	PROPN
cana-5116	229	14	,	,	PUNCT
cana-5116	229	15	m.	m.	NOUN
cana-5116	229	16	a.	a.	PROPN
cana-5116	229	17	,	,	PUNCT
cana-5116	229	18	&	&	CCONJ
cana-5116	229	19	dahri	dahri	PROPN
cana-5116	229	20	,	,	PUNCT
cana-5116	229	21	a.	a.	PROPN
cana-5116	229	22	s.	s.	PROPN
cana-5116	229	23	(	(	PUNCT
cana-5116	229	24	2020	2020	NUM
cana-5116	229	25	)	)	PUNCT
cana-5116	229	26	.	.	PUNCT
cana-5116	230	1	internet	internet	NOUN
cana-5116	230	2	banking	banking	NOUN
cana-5116	230	3	service	service	NOUN
cana-5116	230	4	quality	quality	NOUN
cana-5116	230	5	,	,	PUNCT
cana-5116	230	6	e	e	NOUN
cana-5116	230	7	-	-	NOUN
cana-5116	230	8	customer	customer	NOUN
cana-5116	230	9	satisfaction	satisfaction	NOUN
cana-5116	230	10	and	and	CCONJ
cana-5116	230	11	loyalty	loyalty	NOUN
cana-5116	230	12	:	:	PUNCT
cana-5116	230	13	the	the	DET
cana-5116	230	14	modified	modified	ADJ
cana-5116	230	15	e	e	ADJ
cana-5116	230	16	-	-	ADJ
cana-5116	230	17	servqual	servqual	ADJ
cana-5116	230	18	model	model	NOUN
cana-5116	230	19	.	.	PUNCT
cana-5116	231	1	the	the	DET
cana-5116	231	2	tqm	tqm	PROPN
cana-5116	231	3	journal	journal	NOUN
cana-5116	231	4	,	,	PUNCT
cana-5116	231	5	32(6	32(6	NUM
cana-5116	231	6	)	)	PUNCT
cana-5116	231	7	,	,	PUNCT
cana-5116	231	8	1443	1443	NUM
cana-5116	231	9	-	-	SYM
cana-5116	231	10	1466	1466	NUM
cana-5116	231	11	.	.	PUNCT
cana-5116	232	1	[	[	X
cana-5116	232	2	27	27	NUM
cana-5116	232	3	]	]	X
cana-5116	232	4	rita	rita	PROPN
cana-5116	232	5	,	,	PUNCT
cana-5116	232	6	p.	p.	PROPN
cana-5116	232	7	,	,	PUNCT
cana-5116	232	8	oliveira	oliveira	PROPN
cana-5116	232	9	,	,	PUNCT
cana-5116	232	10	t.	t.	PROPN
cana-5116	232	11	,	,	PUNCT
cana-5116	232	12	&	&	CCONJ
cana-5116	232	13	farisa	farisa	NOUN
cana-5116	232	14	,	,	PUNCT
cana-5116	232	15	a.	a.	NOUN
cana-5116	232	16	(	(	PUNCT
cana-5116	232	17	2019	2019	NUM
cana-5116	232	18	)	)	PUNCT
cana-5116	232	19	.	.	PUNCT
cana-5116	233	1	the	the	DET
cana-5116	233	2	impact	impact	NOUN
cana-5116	233	3	of	of	ADP
cana-5116	233	4	e	e	NOUN
cana-5116	233	5	-	-	NOUN
cana-5116	233	6	service	service	ADJ
cana-5116	233	7	quality	quality	NOUN
cana-5116	233	8	and	and	CCONJ
cana-5116	233	9	customer	customer	NOUN
cana-5116	233	10	satisfaction	satisfaction	NOUN
cana-5116	233	11	on	on	ADP
cana-5116	233	12	customer	customer	NOUN
cana-5116	233	13	behavior	behavior	NOUN
cana-5116	233	14	in	in	ADP
cana-5116	233	15	online	online	ADJ
cana-5116	233	16	shopping	shopping	NOUN
cana-5116	233	17	.	.	PUNCT
cana-5116	234	1	heliyon	heliyon	NOUN
cana-5116	234	2	,	,	PUNCT
cana-5116	234	3	5(10	5(10	NUM
cana-5116	234	4	)	)	PUNCT
cana-5116	234	5	.	.	PUNCT
cana-5116	235	1	[	[	X
cana-5116	235	2	28	28	NUM
cana-5116	235	3	]	]	PUNCT
cana-5116	235	4	shafiee	shafiee	NOUN
cana-5116	235	5	,	,	PUNCT
cana-5116	235	6	m.	m.	NOUN
cana-5116	235	7	m.	m.	NOUN
cana-5116	235	8	,	,	PUNCT
cana-5116	235	9	&	&	CCONJ
cana-5116	235	10	bazargan	bazargan	VERB
cana-5116	235	11	,	,	PUNCT
cana-5116	235	12	n.	n.	PROPN
cana-5116	235	13	a.	a.	NOUN
cana-5116	235	14	(	(	PUNCT
cana-5116	235	15	2018	2018	NUM
cana-5116	235	16	)	)	PUNCT
cana-5116	235	17	.	.	PUNCT
cana-5116	236	1	behavioral	behavioral	ADJ
cana-5116	236	2	customer	customer	NOUN
cana-5116	236	3	loyalty	loyalty	NOUN
cana-5116	236	4	in	in	ADP
cana-5116	236	5	online	online	ADJ
cana-5116	236	6	shopping	shopping	NOUN
cana-5116	236	7	:	:	PUNCT
cana-5116	236	8	the	the	DET
cana-5116	236	9	role	role	NOUN
cana-5116	236	10	of	of	ADP
cana-5116	236	11	e	e	NOUN
cana-5116	236	12	-	-	NOUN
cana-5116	236	13	service	service	ADJ
cana-5116	236	14	quality	quality	NOUN
cana-5116	236	15	and	and	CCONJ
cana-5116	236	16	e	e	NOUN
cana-5116	236	17	-	-	NOUN
cana-5116	236	18	recovery	recovery	NOUN
cana-5116	236	19	.	.	PUNCT
cana-5116	237	1	journal	journal	NOUN
cana-5116	237	2	of	of	ADP
cana-5116	237	3	theoretical	theoretical	ADJ
cana-5116	237	4	and	and	CCONJ
cana-5116	237	5	applied	apply	VERB
cana-5116	237	6	electronic	electronic	ADJ
cana-5116	237	7	commerce	commerce	NOUN
cana-5116	237	8	research	research	NOUN
cana-5116	237	9	,	,	PUNCT
cana-5116	237	10	13(1	13(1	NUM
cana-5116	237	11	)	)	PUNCT
cana-5116	237	12	,	,	PUNCT
cana-5116	237	13	26	26	NUM
cana-5116	237	14	-	-	SYM
cana-5116	237	15	38	38	NUM
cana-5116	237	16	.	.	PUNCT
cana-5116	238	1	[	[	X
cana-5116	238	2	29	29	NUM
cana-5116	238	3	]	]	X
cana-5116	238	4	shahid	shahid	PROPN
cana-5116	238	5	iqbal	iqbal	PROPN
cana-5116	238	6	,	,	PUNCT
cana-5116	238	7	m.	m.	NOUN
cana-5116	238	8	,	,	PUNCT
cana-5116	238	9	ul	ul	PROPN
cana-5116	238	10	hassan	hassan	PROPN
cana-5116	238	11	,	,	PUNCT
cana-5116	238	12	m.	m.	NOUN
cana-5116	238	13	,	,	PUNCT
cana-5116	238	14	&	&	CCONJ
cana-5116	238	15	habibah	habibah	PROPN
cana-5116	238	16	,	,	PUNCT
cana-5116	238	17	u.	u.	PROPN
cana-5116	238	18	(	(	PUNCT
cana-5116	238	19	2018	2018	NUM
cana-5116	238	20	)	)	PUNCT
cana-5116	238	21	.	.	PUNCT
cana-5116	239	1	impact	impact	NOUN
cana-5116	239	2	of	of	ADP
cana-5116	239	3	self	self	NOUN
cana-5116	239	4	-	-	PUNCT
cana-5116	239	5	service	service	NOUN
cana-5116	239	6	technology	technology	NOUN
cana-5116	239	7	(	(	PUNCT
cana-5116	239	8	sst	sst	NOUN
cana-5116	239	9	)	)	PUNCT
cana-5116	239	10	service	service	NOUN
cana-5116	239	11	quality	quality	NOUN
cana-5116	239	12	on	on	ADP
cana-5116	239	13	customer	customer	NOUN
cana-5116	239	14	loyalty	loyalty	NOUN
cana-5116	239	15	and	and	CCONJ
cana-5116	239	16	behavioral	behavioral	ADJ
cana-5116	239	17	intention	intention	NOUN
cana-5116	239	18	:	:	PUNCT
cana-5116	239	19	the	the	DET
cana-5116	239	20	mediating	mediate	VERB
cana-5116	239	21	role	role	NOUN
cana-5116	239	22	of	of	ADP
cana-5116	239	23	customer	customer	NOUN
cana-5116	239	24	satisfaction	satisfaction	NOUN
cana-5116	239	25	.	.	PUNCT
cana-5116	240	1	cogent	cogent	NOUN
cana-5116	240	2	business	business	PROPN
cana-5116	240	3	&	&	CCONJ
cana-5116	240	4	management	management	PROPN
cana-5116	240	5	,	,	PUNCT
cana-5116	240	6	5(1	5(1	NUM
cana-5116	240	7	)	)	PUNCT
cana-5116	240	8	,	,	PUNCT
cana-5116	240	9	1	1	X
cana-5116	240	10	.	.	PUNCT
cana-5116	241	1	[	[	X
cana-5116	241	2	30	30	NUM
cana-5116	241	3	]	]	X
cana-5116	241	4	shankar	shankar	PROPN
cana-5116	241	5	,	,	PUNCT
cana-5116	241	6	a.	a.	PROPN
cana-5116	241	7	,	,	PUNCT
cana-5116	241	8	&	&	CCONJ
cana-5116	241	9	jebarajakirthy	jebarajakirthy	PROPN
cana-5116	241	10	,	,	PUNCT
cana-5116	241	11	c.	c.	PROPN
cana-5116	241	12	(	(	PUNCT
cana-5116	241	13	2019	2019	NUM
cana-5116	241	14	)	)	PUNCT
cana-5116	241	15	.	.	PUNCT
cana-5116	242	1	the	the	DET
cana-5116	242	2	influence	influence	NOUN
cana-5116	242	3	of	of	ADP
cana-5116	242	4	e	e	NOUN
cana-5116	242	5	-	-	ADJ
cana-5116	242	6	banking	banking	ADJ
cana-5116	242	7	service	service	NOUN
cana-5116	242	8	quality	quality	NOUN
cana-5116	242	9	on	on	ADP
cana-5116	242	10	customer	customer	NOUN
cana-5116	242	11	loyalty	loyalty	NOUN
cana-5116	242	12	:	:	PUNCT
cana-5116	242	13	a	a	DET
cana-5116	242	14	moderated	moderated	ADJ
cana-5116	242	15	mediation	mediation	NOUN
cana-5116	242	16	approach	approach	NOUN
cana-5116	242	17	.	.	PUNCT
cana-5116	243	1	international	international	ADJ
cana-5116	243	2	journal	journal	PROPN
cana-5116	243	3	of	of	ADP
cana-5116	243	4	bank	bank	PROPN
cana-5116	243	5	marketing	marketing	NOUN
cana-5116	243	6	,	,	PUNCT
cana-5116	243	7	37(5	37(5	NUM
cana-5116	243	8	)	)	PUNCT
cana-5116	243	9	,	,	PUNCT
cana-5116	243	10	11191142	11191142	NUM
cana-5116	243	11	.	.	PUNCT
cana-5116	244	1	[	[	X
cana-5116	244	2	31	31	NUM
cana-5116	244	3	]	]	PUNCT
cana-5116	244	4	shankar	shankar	PROPN
cana-5116	244	5	,	,	PUNCT
cana-5116	244	6	a.	a.	PROPN
cana-5116	244	7	,	,	PUNCT
cana-5116	244	8	jebarajakirthy	jebarajakirthy	ADJ
cana-5116	244	9	,	,	PUNCT
cana-5116	244	10	c.	c.	PROPN
cana-5116	244	11	,	,	PUNCT
cana-5116	244	12	&	&	CCONJ
cana-5116	244	13	ashaduzzaman	ashaduzzaman	NOUN
cana-5116	244	14	,	,	PUNCT
cana-5116	244	15	m.	m.	NOUN
cana-5116	244	16	(	(	PUNCT
cana-5116	244	17	2020	2020	NUM
cana-5116	244	18	)	)	PUNCT
cana-5116	244	19	.	.	PUNCT
cana-5116	245	1	how	how	SCONJ
cana-5116	245	2	do	do	AUX
cana-5116	245	3	electronic	electronic	ADJ
cana-5116	245	4	word	word	NOUN
cana-5116	245	5	of	of	ADP
cana-5116	245	6	mouth	mouth	NOUN
cana-5116	245	7	practices	practice	NOUN
cana-5116	245	8	contribute	contribute	VERB
cana-5116	245	9	to	to	ADP
cana-5116	245	10	mobile	mobile	ADJ
cana-5116	245	11	banking	banking	NOUN
cana-5116	245	12	adoption	adoption	NOUN
cana-5116	245	13	?	?	PUNCT
cana-5116	245	14	.	.	PUNCT
cana-5116	246	1	journal	journal	PROPN
cana-5116	246	2	of	of	ADP
cana-5116	246	3	retailing	retailing	NOUN
cana-5116	246	4	and	and	CCONJ
cana-5116	246	5	consumer	consumer	NOUN
cana-5116	246	6	services	service	NOUN
cana-5116	246	7	,	,	PUNCT
cana-5116	246	8	52	52	NUM
cana-5116	246	9	,	,	PUNCT
cana-5116	246	10	101920	101920	NUM
cana-5116	246	11	.	.	PUNCT
cana-5116	247	1	[	[	X
cana-5116	247	2	32	32	NUM
cana-5116	247	3	]	]	X
cana-5116	247	4	shareef	shareef	PROPN
cana-5116	247	5	,	,	PUNCT
cana-5116	247	6	m.	m.	NOUN
cana-5116	247	7	a.	a.	PROPN
cana-5116	247	8	,	,	PUNCT
cana-5116	247	9	baabdullah	baabdullah	PROPN
cana-5116	247	10	,	,	PUNCT
cana-5116	247	11	a.	a.	NOUN
cana-5116	247	12	,	,	PUNCT
cana-5116	247	13	dutta	dutta	PROPN
cana-5116	247	14	,	,	PUNCT
cana-5116	247	15	s.	s.	PROPN
cana-5116	247	16	,	,	PUNCT
cana-5116	247	17	kumar	kumar	PROPN
cana-5116	247	18	,	,	PUNCT
cana-5116	247	19	v.	v.	PROPN
cana-5116	247	20	,	,	PUNCT
cana-5116	247	21	&	&	CCONJ
cana-5116	247	22	dwivedi	dwivedi	PROPN
cana-5116	247	23	,	,	PUNCT
cana-5116	247	24	y.	y.	PROPN
cana-5116	247	25	k.	k.	PROPN
cana-5116	247	26	(	(	PUNCT
cana-5116	247	27	2018	2018	NUM
cana-5116	247	28	)	)	PUNCT
cana-5116	247	29	.	.	PUNCT
cana-5116	248	1	consumer	consumer	NOUN
cana-5116	248	2	adoption	adoption	NOUN
cana-5116	248	3	of	of	ADP
cana-5116	248	4	mobile	mobile	ADJ
cana-5116	248	5	banking	banking	NOUN
cana-5116	248	6	services	service	NOUN
cana-5116	248	7	:	:	PUNCT
cana-5116	248	8	an	an	DET
cana-5116	248	9	empirical	empirical	ADJ
cana-5116	248	10	examination	examination	NOUN
cana-5116	248	11	of	of	ADP
cana-5116	248	12	factors	factor	NOUN
cana-5116	248	13	according	accord	VERB
cana-5116	248	14	to	to	ADP
cana-5116	248	15	adoption	adoption	NOUN
cana-5116	248	16	stages	stage	NOUN
cana-5116	248	17	.	.	PUNCT
cana-5116	249	1	journal	journal	NOUN
cana-5116	249	2	of	of	ADP
cana-5116	249	3	retailing	retailing	NOUN
cana-5116	249	4	and	and	CCONJ
cana-5116	249	5	consumer	consumer	NOUN
cana-5116	249	6	services	service	NOUN
cana-5116	249	7	,	,	PUNCT
cana-5116	249	8	43	43	NUM
cana-5116	249	9	,	,	PUNCT
cana-5116	249	10	54	54	NUM
cana-5116	249	11	-	-	SYM
cana-5116	249	12	67	67	NUM
cana-5116	249	13	.	.	PUNCT
cana-5116	250	1	communications	communication	NOUN
cana-5116	250	2	on	on	ADP
cana-5116	250	3	applied	apply	VERB
cana-5116	250	4	nonlinear	nonlinear	ADJ
cana-5116	250	5	analysis	analysis	NOUN
cana-5116	250	6	issn	issn	NOUN
cana-5116	250	7	:	:	PUNCT
cana-5116	250	8	1074	1074	NUM
cana-5116	250	9	-	-	PUNCT
cana-5116	250	10	133x	133x	NUM
cana-5116	250	11	vol	vol	NOUN
cana-5116	250	12	32	32	NUM
cana-5116	250	13	no	no	NOUN
cana-5116	250	14	.	.	PUNCT
cana-5116	251	1	icmasd	icmasd	NOUN
cana-5116	251	2	(	(	PUNCT
cana-5116	251	3	2025	2025	NUM
cana-5116	251	4	)	)	PUNCT
cana-5116	251	5	910	910	NUM
cana-5116	251	6	https://internationalpubls.com	https://internationalpubls.com	X
cana-5116	252	1	[	[	X
cana-5116	252	2	33	33	NUM
cana-5116	252	3	]	]	PUNCT
cana-5116	252	4	sharma	sharma	PROPN
cana-5116	252	5	,	,	PUNCT
cana-5116	252	6	r.	r.	PROPN
cana-5116	252	7	,	,	PUNCT
cana-5116	252	8	singh	singh	PROPN
cana-5116	252	9	,	,	PUNCT
cana-5116	252	10	g.	g.	PROPN
cana-5116	252	11	,	,	PUNCT
cana-5116	252	12	&	&	CCONJ
cana-5116	252	13	sharma	sharma	PROPN
cana-5116	252	14	,	,	PUNCT
cana-5116	252	15	s.	s.	PROPN
cana-5116	252	16	(	(	PUNCT
cana-5116	252	17	2020	2020	NUM
cana-5116	252	18	)	)	PUNCT
cana-5116	252	19	.	.	PUNCT
cana-5116	253	1	modelling	model	VERB
cana-5116	253	2	internet	internet	NOUN
cana-5116	253	3	banking	banking	NOUN
cana-5116	253	4	adoption	adoption	NOUN
cana-5116	253	5	in	in	ADP
cana-5116	253	6	fiji	fiji	PROPN
cana-5116	253	7	:	:	PUNCT
cana-5116	253	8	a	a	DET
cana-5116	253	9	developing	develop	VERB
cana-5116	253	10	country	country	NOUN
cana-5116	253	11	perspective	perspective	NOUN
cana-5116	253	12	.	.	PUNCT
cana-5116	254	1	international	international	ADJ
cana-5116	254	2	journal	journal	PROPN
cana-5116	254	3	of	of	ADP
cana-5116	254	4	information	information	NOUN
cana-5116	254	5	management	management	NOUN
cana-5116	254	6	,	,	PUNCT
cana-5116	254	7	53	53	NUM
cana-5116	254	8	,	,	PUNCT
cana-5116	254	9	102116	102116	NUM
cana-5116	254	10	.	.	PUNCT
cana-5116	255	1	[	[	X
cana-5116	255	2	34	34	NUM
cana-5116	255	3	]	]	PUNCT
cana-5116	255	4	sharma	sharma	PROPN
cana-5116	255	5	,	,	PUNCT
cana-5116	255	6	s.	s.	PROPN
cana-5116	255	7	k.	k.	PROPN
cana-5116	255	8	,	,	PUNCT
cana-5116	255	9	&	&	CCONJ
cana-5116	255	10	sharma	sharma	PROPN
cana-5116	255	11	,	,	PUNCT
cana-5116	255	12	m.	m.	NOUN
cana-5116	255	13	(	(	PUNCT
cana-5116	255	14	2019	2019	NUM
cana-5116	255	15	)	)	PUNCT
cana-5116	255	16	.	.	PUNCT
cana-5116	256	1	examining	examine	VERB
cana-5116	256	2	the	the	DET
cana-5116	256	3	role	role	NOUN
cana-5116	256	4	of	of	ADP
cana-5116	256	5	trust	trust	NOUN
cana-5116	256	6	and	and	CCONJ
cana-5116	256	7	quality	quality	NOUN
cana-5116	256	8	dimensions	dimension	NOUN
cana-5116	256	9	in	in	ADP
cana-5116	256	10	the	the	DET
cana-5116	256	11	actual	actual	ADJ
cana-5116	256	12	usage	usage	NOUN
cana-5116	256	13	of	of	ADP
cana-5116	256	14	mobile	mobile	ADJ
cana-5116	256	15	banking	banking	NOUN
cana-5116	256	16	services	service	NOUN
cana-5116	256	17	:	:	PUNCT
cana-5116	256	18	an	an	DET
cana-5116	256	19	empirical	empirical	ADJ
cana-5116	256	20	investigation	investigation	NOUN
cana-5116	256	21	.	.	PUNCT
cana-5116	257	1	international	international	ADJ
cana-5116	257	2	journal	journal	PROPN
cana-5116	257	3	of	of	ADP
cana-5116	257	4	information	information	NOUN
cana-5116	257	5	management	management	NOUN
cana-5116	257	6	,	,	PUNCT
cana-5116	257	7	44	44	NUM
cana-5116	257	8	,	,	PUNCT
cana-5116	257	9	65	65	NUM
cana-5116	257	10	-	-	SYM
cana-5116	257	11	75	75	NUM
cana-5116	257	12	.	.	PUNCT
cana-5116	258	1	[	[	X
cana-5116	258	2	35	35	NUM
cana-5116	258	3	]	]	X
cana-5116	258	4	sima	sima	X
cana-5116	258	5	,	,	PUNCT
cana-5116	258	6	v.	v.	ADV
cana-5116	258	7	,	,	PUNCT
cana-5116	258	8	gheorghe	gheorghe	NOUN
cana-5116	258	9	,	,	PUNCT
cana-5116	258	10	i.	i.	PROPN
cana-5116	258	11	g.	g.	PROPN
cana-5116	258	12	,	,	PUNCT
cana-5116	258	13	subić	subić	PROPN
cana-5116	258	14	,	,	PUNCT
cana-5116	258	15	j.	j.	PROPN
cana-5116	258	16	,	,	PUNCT
cana-5116	258	17	&	&	CCONJ
cana-5116	258	18	nancu	nancu	PROPN
cana-5116	258	19	,	,	PUNCT
cana-5116	258	20	d.	d.	PROPN
cana-5116	258	21	(	(	PUNCT
cana-5116	258	22	2020	2020	NUM
cana-5116	258	23	)	)	PUNCT
cana-5116	258	24	.	.	PUNCT
cana-5116	259	1	influences	influence	NOUN
cana-5116	259	2	of	of	ADP
cana-5116	259	3	the	the	DET
cana-5116	259	4	industry	industry	NOUN
cana-5116	259	5	4.0	4.0	NUM
cana-5116	259	6	revolution	revolution	NOUN
cana-5116	259	7	on	on	ADP
cana-5116	259	8	the	the	DET
cana-5116	259	9	human	human	ADJ
cana-5116	259	10	capital	capital	NOUN
cana-5116	259	11	development	development	NOUN
cana-5116	259	12	and	and	CCONJ
cana-5116	259	13	consumer	consumer	NOUN
cana-5116	259	14	behavior	behavior	NOUN
cana-5116	259	15	:	:	PUNCT
cana-5116	259	16	a	a	DET
cana-5116	259	17	systematic	systematic	ADJ
cana-5116	259	18	review	review	NOUN
cana-5116	259	19	.	.	PUNCT
cana-5116	260	1	sustainability	sustainability	NOUN
cana-5116	260	2	,	,	PUNCT
cana-5116	260	3	12(10	12(10	NUM
cana-5116	260	4	)	)	PUNCT
cana-5116	260	5	,	,	PUNCT
cana-5116	260	6	4035	4035	NUM
cana-5116	260	7	.	.	PUNCT
cana-5116	261	1	[	[	X
cana-5116	261	2	36	36	NUM
cana-5116	261	3	]	]	X
cana-5116	261	4	singh	singh	PROPN
cana-5116	261	5	,	,	PUNCT
cana-5116	261	6	s.	s.	PROPN
cana-5116	261	7	,	,	PUNCT
cana-5116	261	8	&	&	CCONJ
cana-5116	261	9	srivastava	srivastava	PROPN
cana-5116	261	10	,	,	PUNCT
cana-5116	261	11	r.	r.	PROPN
cana-5116	261	12	k.	k.	PROPN
cana-5116	261	13	(	(	PUNCT
cana-5116	261	14	2018	2018	NUM
cana-5116	261	15	)	)	PUNCT
cana-5116	261	16	.	.	PUNCT
cana-5116	262	1	predicting	predict	VERB
cana-5116	262	2	the	the	DET
cana-5116	262	3	intention	intention	NOUN
cana-5116	262	4	to	to	PART
cana-5116	262	5	use	use	VERB
cana-5116	262	6	mobile	mobile	ADJ
cana-5116	262	7	banking	banking	NOUN
cana-5116	262	8	in	in	ADP
cana-5116	262	9	india	india	PROPN
cana-5116	262	10	.	.	PUNCT
cana-5116	263	1	international	international	ADJ
cana-5116	263	2	journal	journal	PROPN
cana-5116	263	3	of	of	ADP
cana-5116	263	4	bank	bank	PROPN
cana-5116	263	5	marketing	marketing	NOUN
cana-5116	263	6	,	,	PUNCT
cana-5116	263	7	36(2	36(2	NUM
cana-5116	263	8	)	)	PUNCT
cana-5116	263	9	,	,	PUNCT
cana-5116	263	10	357	357	NUM
cana-5116	263	11	-	-	SYM
cana-5116	263	12	378	378	NUM
cana-5116	263	13	.	.	PUNCT
cana-5116	264	1	[	[	X
cana-5116	264	2	37	37	NUM
cana-5116	264	3	]	]	X
cana-5116	264	4	singh	singh	PROPN
cana-5116	264	5	,	,	PUNCT
cana-5116	264	6	s.	s.	PROPN
cana-5116	264	7	,	,	PUNCT
cana-5116	264	8	sahni	sahni	PROPN
cana-5116	264	9	,	,	PUNCT
cana-5116	264	10	m.	m.	NOUN
cana-5116	264	11	m.	m.	NOUN
cana-5116	264	12	,	,	PUNCT
cana-5116	264	13	&	&	CCONJ
cana-5116	264	14	kovid	kovid	PROPN
cana-5116	264	15	,	,	PUNCT
cana-5116	264	16	r.	r.	PROPN
cana-5116	264	17	k.	k.	PROPN
cana-5116	264	18	(	(	PUNCT
cana-5116	264	19	2020	2020	NUM
cana-5116	264	20	)	)	PUNCT
cana-5116	264	21	.	.	PUNCT
cana-5116	265	1	what	what	PRON
cana-5116	265	2	drives	drive	VERB
cana-5116	265	3	fintech	fintech	NOUN
cana-5116	265	4	adoption	adoption	NOUN
cana-5116	265	5	?	?	PUNCT
cana-5116	266	1	a	a	DET
cana-5116	266	2	multi	multi	ADJ
cana-5116	266	3	-	-	ADJ
cana-5116	266	4	method	method	ADJ
cana-5116	266	5	evaluation	evaluation	NOUN
cana-5116	266	6	using	use	VERB
cana-5116	266	7	an	an	DET
cana-5116	266	8	adapted	adapt	VERB
cana-5116	266	9	technology	technology	NOUN
cana-5116	266	10	acceptance	acceptance	NOUN
cana-5116	266	11	model	model	NOUN
cana-5116	266	12	.	.	PUNCT
cana-5116	267	1	management	management	NOUN
cana-5116	267	2	decision	decision	NOUN
cana-5116	267	3	,	,	PUNCT
cana-5116	267	4	58(8	58(8	NUM
cana-5116	267	5	)	)	PUNCT
cana-5116	267	6	,	,	PUNCT
cana-5116	267	7	16751697	16751697	NUM
cana-5116	267	8	.	.	PUNCT
cana-5116	268	1	[	[	X
cana-5116	268	2	38	38	NUM
cana-5116	268	3	]	]	X
cana-5116	268	4	zhang	zhang	PROPN
cana-5116	268	5	,	,	PUNCT
cana-5116	268	6	k.	k.	PROPN
cana-5116	268	7	z.	z.	PROPN
cana-5116	268	8	,	,	PUNCT
cana-5116	268	9	xu	xu	PROPN
cana-5116	268	10	,	,	PUNCT
cana-5116	268	11	h.	h.	PROPN
cana-5116	268	12	,	,	PUNCT
cana-5116	268	13	zhao	zhao	PROPN
cana-5116	268	14	,	,	PUNCT
cana-5116	268	15	s.	s.	PROPN
cana-5116	268	16	,	,	PUNCT
cana-5116	268	17	&	&	CCONJ
cana-5116	268	18	yu	yu	PROPN
cana-5116	268	19	,	,	PUNCT
cana-5116	268	20	y.	y.	PROPN
cana-5116	268	21	(	(	PUNCT
cana-5116	268	22	2018	2018	NUM
cana-5116	268	23	)	)	PUNCT
cana-5116	268	24	.	.	PUNCT
cana-5116	269	1	online	online	ADJ
cana-5116	269	2	reviews	review	NOUN
cana-5116	269	3	and	and	CCONJ
cana-5116	269	4	impulse	impulse	ADJ
cana-5116	269	5	buying	buying	NOUN
cana-5116	269	6	behavior	behavior	NOUN
cana-5116	269	7	:	:	PUNCT
cana-5116	269	8	the	the	DET
cana-5116	269	9	role	role	NOUN
cana-5116	269	10	of	of	ADP
cana-5116	269	11	browsing	browse	VERB
cana-5116	269	12	and	and	CCONJ
cana-5116	269	13	impulsiveness	impulsiveness	NOUN
cana-5116	269	14	.	.	PUNCT
cana-5116	270	1	internet	internet	NOUN
cana-5116	270	2	research	research	NOUN
cana-5116	270	3	,	,	PUNCT
cana-5116	270	4	28(3	28(3	NUM
cana-5116	270	5	)	)	PUNCT
cana-5116	270	6	,	,	PUNCT
cana-5116	270	7	522	522	NUM
cana-5116	270	8	-	-	SYM
cana-5116	270	9	543	543	NUM
cana-5116	270	10	.	.	PUNCT
cana-5116	271	1	[	[	X
cana-5116	271	2	39	39	NUM
cana-5116	271	3	]	]	X
cana-5116	271	4	zhang	zhang	PROPN
cana-5116	271	5	,	,	PUNCT
cana-5116	271	6	t.	t.	PROPN
cana-5116	271	7	,	,	PUNCT
cana-5116	271	8	lu	lu	PROPN
cana-5116	271	9	,	,	PUNCT
cana-5116	271	10	c.	c.	PROPN
cana-5116	271	11	,	,	PUNCT
cana-5116	271	12	&	&	CCONJ
cana-5116	271	13	kizildag	kizildag	PROPN
cana-5116	271	14	,	,	PUNCT
cana-5116	271	15	m.	m.	NOUN
cana-5116	271	16	(	(	PUNCT
cana-5116	271	17	2018	2018	NUM
cana-5116	271	18	)	)	PUNCT
cana-5116	271	19	.	.	PUNCT
cana-5116	272	1	banking	bank	VERB
cana-5116	272	2	“	"	PUNCT
cana-5116	272	3	on	on	ADP
cana-5116	272	4	-	-	PUNCT
cana-5116	272	5	the	the	DET
cana-5116	272	6	-	-	PUNCT
cana-5116	272	7	go	go	NOUN
cana-5116	272	8	”	"	PUNCT
cana-5116	272	9	:	:	PUNCT
cana-5116	272	10	examining	examine	VERB
cana-5116	272	11	consumers	consumer	NOUN
cana-5116	272	12	’	’	PART
cana-5116	272	13	adoption	adoption	NOUN
cana-5116	272	14	of	of	ADP
cana-5116	272	15	mobile	mobile	ADJ
cana-5116	272	16	banking	banking	NOUN
cana-5116	272	17	services	service	NOUN
cana-5116	272	18	.	.	PUNCT
cana-5116	273	1	international	international	ADJ
cana-5116	273	2	journal	journal	NOUN
cana-5116	273	3	of	of	ADP
cana-5116	273	4	quality	quality	NOUN
cana-5116	273	5	and	and	CCONJ
cana-5116	273	6	service	service	NOUN
cana-5116	273	7	sciences	science	NOUN
cana-5116	273	8	,	,	PUNCT
cana-5116	273	9	10(3	10(3	NUM
cana-5116	273	10	)	)	PUNCT
cana-5116	273	11	,	,	PUNCT
cana-5116	273	12	279295	279295	NUM
cana-5116	273	13	.	.	PUNCT
cana-5116	274	1	[	[	X
cana-5116	274	2	40	40	NUM
cana-5116	274	3	]	]	X
cana-5116	274	4	zouari	zouari	ADJ
cana-5116	274	5	,	,	PUNCT
cana-5116	274	6	g.	g.	PROPN
cana-5116	274	7	,	,	PUNCT
cana-5116	274	8	&	&	CCONJ
cana-5116	274	9	abdelhedi	abdelhedi	PROPN
cana-5116	274	10	,	,	PUNCT
cana-5116	274	11	m.	m.	NOUN
cana-5116	274	12	(	(	PUNCT
cana-5116	274	13	2021	2021	NUM
cana-5116	274	14	)	)	PUNCT
cana-5116	274	15	.	.	PUNCT
cana-5116	275	1	customer	customer	NOUN
cana-5116	275	2	satisfaction	satisfaction	NOUN
cana-5116	275	3	in	in	ADP
cana-5116	275	4	the	the	DET
cana-5116	275	5	digital	digital	ADJ
cana-5116	275	6	era	era	NOUN
cana-5116	275	7	:	:	PUNCT
cana-5116	275	8	evidence	evidence	NOUN
cana-5116	275	9	from	from	ADP
cana-5116	275	10	islamic	islamic	ADJ
cana-5116	275	11	banking	banking	NOUN
cana-5116	275	12	.	.	PUNCT
cana-5116	276	1	journal	journal	PROPN
cana-5116	276	2	of	of	ADP
cana-5116	276	3	innovation	innovation	NOUN
cana-5116	276	4	and	and	CCONJ
cana-5116	276	5	entrepreneurship	entrepreneurship	NOUN
cana-5116	276	6	,	,	PUNCT
cana-5116	276	7	10	10	NUM
cana-5116	276	8	,	,	PUNCT
cana-5116	276	9	1	1	NUM
cana-5116	276	10	-	-	SYM
cana-5116	276	11	18	18	NUM
cana-5116	276	12	.	.	PUNCT