id	sid	tid	token	lemma	pos
cana-5594	1	1	communications	communication	NOUN
cana-5594	1	2	on	on	ADP
cana-5594	1	3	applied	apply	VERB
cana-5594	1	4	nonlinear	nonlinear	ADJ
cana-5594	1	5	analysis	analysis	NOUN
cana-5594	1	6	issn	issn	NOUN
cana-5594	1	7	:	:	PUNCT
cana-5594	1	8	1074	1074	NUM
cana-5594	1	9	-	-	PUNCT
cana-5594	1	10	133x	133x	NUM
cana-5594	1	11	vol	vol	NOUN
cana-5594	1	12	32	32	NUM
cana-5594	1	13	no	no	NOUN
cana-5594	1	14	.	.	PUNCT
cana-5594	2	1	icmasd	icmasd	NOUN
cana-5594	2	2	(	(	PUNCT
cana-5594	2	3	2025	2025	NUM
cana-5594	2	4	)	)	PUNCT
cana-5594	2	5	1922	1922	NUM
cana-5594	2	6	https://internationalpubls.com	https://internationalpubls.com	X
cana-5594	2	7	enhancing	enhance	VERB
cana-5594	2	8	aeps	aeps	ADP
cana-5594	2	9	literacy	literacy	NOUN
cana-5594	2	10	:	:	PUNCT
cana-5594	2	11	improving	improve	VERB
cana-5594	2	12	public	public	ADJ
cana-5594	2	13	understanding	understanding	NOUN
cana-5594	2	14	and	and	CCONJ
cana-5594	2	15	adoption	adoption	NOUN
cana-5594	2	16	of	of	ADP
cana-5594	2	17	aadhaar	aadhaar	NOUN
cana-5594	2	18	-	-	PUNCT
cana-5594	2	19	enabled	enable	VERB
cana-5594	2	20	payment	payment	NOUN
cana-5594	2	21	services	service	NOUN
cana-5594	2	22	1shivanshi	1shivanshi	NUM
cana-5594	2	23	singh	singh	PROPN
cana-5594	2	24	,	,	PUNCT
cana-5594	2	25	2prof	2prof	NUM
cana-5594	2	26	.	.	PUNCT
cana-5594	2	27	sudhanshu	sudhanshu	PROPN
cana-5594	2	28	pandiya	pandiya	PROPN
cana-5594	2	29	,	,	PUNCT
cana-5594	2	30	3dr	3dr	PROPN
cana-5594	2	31	.	.	PUNCT
cana-5594	3	1	mayank	mayank	PROPN
cana-5594	3	2	jindal	jindal	PROPN
cana-5594	3	3	1research	1research	NUM
cana-5594	3	4	scholar	scholar	NOUN
cana-5594	3	5	,	,	PUNCT
cana-5594	3	6	school	school	NOUN
cana-5594	3	7	of	of	ADP
cana-5594	3	8	business	business	NOUN
cana-5594	3	9	management	management	NOUN
cana-5594	3	10	,	,	PUNCT
cana-5594	3	11	csjm	csjm	VERB
cana-5594	3	12	university	university	PROPN
cana-5594	3	13	,	,	PUNCT
cana-5594	3	14	kanpur	kanpur	PROPN
cana-5594	3	15	.	.	PUNCT
cana-5594	4	1	2dean	2dean	NUM
cana-5594	4	2	faculty	faculty	NOUN
cana-5594	4	3	of	of	ADP
cana-5594	4	4	business	business	NOUN
cana-5594	4	5	management	management	NOUN
cana-5594	4	6	,	,	PUNCT
cana-5594	4	7	csjm	csjm	VERB
cana-5594	4	8	university	university	PROPN
cana-5594	4	9	,	,	PUNCT
cana-5594	4	10	kanpur	kanpur	PROPN
cana-5594	4	11	.	.	PUNCT
cana-5594	5	1	3assistant	3assistant	NUM
cana-5594	5	2	professor	professor	NOUN
cana-5594	5	3	,	,	PUNCT
cana-5594	5	4	school	school	NOUN
cana-5594	5	5	of	of	ADP
cana-5594	5	6	business	business	NOUN
cana-5594	5	7	management	management	NOUN
cana-5594	5	8	,	,	PUNCT
cana-5594	5	9	csjm	csjm	VERB
cana-5594	5	10	university	university	PROPN
cana-5594	5	11	,	,	PUNCT
cana-5594	5	12	kanpur	kanpur	PROPN
cana-5594	5	13	.	.	PUNCT
cana-5594	6	1	article	article	NOUN
cana-5594	6	2	history	history	NOUN
cana-5594	6	3	:	:	PUNCT
cana-5594	6	4	received	receive	VERB
cana-5594	6	5	:	:	PUNCT
cana-5594	6	6	12	12	NUM
cana-5594	6	7	-	-	SYM
cana-5594	6	8	12	12	NUM
cana-5594	6	9	-	-	PUNCT
cana-5594	6	10	2024	2024	NUM
cana-5594	6	11	revised	revise	VERB
cana-5594	6	12	:	:	PUNCT
cana-5594	6	13	25	25	NUM
cana-5594	6	14	-	-	PUNCT
cana-5594	6	15	01	01	NUM
cana-5594	6	16	-	-	PUNCT
cana-5594	6	17	2025	2025	NUM
cana-5594	6	18	accepted	accept	VERB
cana-5594	6	19	:	:	PUNCT
cana-5594	6	20	05	05	NUM
cana-5594	6	21	-	-	PUNCT
cana-5594	6	22	02	02	NUM
cana-5594	6	23	-	-	PUNCT
cana-5594	6	24	2025	2025	NUM
cana-5594	6	25	abstract	abstract	NOUN
cana-5594	6	26	:	:	PUNCT
cana-5594	6	27	the	the	DET
cana-5594	6	28	scope	scope	NOUN
cana-5594	6	29	of	of	ADP
cana-5594	6	30	this	this	DET
cana-5594	6	31	study	study	NOUN
cana-5594	6	32	is	be	AUX
cana-5594	6	33	to	to	PART
cana-5594	6	34	build	build	VERB
cana-5594	6	35	an	an	DET
cana-5594	6	36	advanced	advanced	ADJ
cana-5594	6	37	artificial	artificial	ADJ
cana-5594	6	38	intelligence	intelligence	NOUN
cana-5594	6	39	system	system	NOUN
cana-5594	6	40	which	which	PRON
cana-5594	6	41	uses	use	VERB
cana-5594	6	42	convolutional	convolutional	ADJ
cana-5594	6	43	neural	neural	ADJ
cana-5594	6	44	networks	network	NOUN
cana-5594	6	45	(	(	PUNCT
cana-5594	6	46	cnns	cnns	PROPN
cana-5594	6	47	)	)	PUNCT
cana-5594	6	48	to	to	PART
cana-5594	6	49	identify	identify	VERB
cana-5594	6	50	and	and	CCONJ
cana-5594	6	51	categorize	categorize	VERB
cana-5594	6	52	tumors	tumor	NOUN
cana-5594	6	53	as	as	ADP
cana-5594	6	54	benign	benign	ADJ
cana-5594	6	55	or	or	CCONJ
cana-5594	6	56	malignant	malignant	ADJ
cana-5594	6	57	and	and	CCONJ
cana-5594	6	58	to	to	PART
cana-5594	6	59	predict	predict	VERB
cana-5594	6	60	the	the	DET
cana-5594	6	61	cancer	cancer	NOUN
cana-5594	6	62	stage	stage	NOUN
cana-5594	6	63	for	for	ADP
cana-5594	6	64	early	early	ADJ
cana-5594	6	65	diagnosis	diagnosis	NOUN
cana-5594	6	66	.	.	PUNCT
cana-5594	7	1	the	the	DET
cana-5594	7	2	suggested	suggest	VERB
cana-5594	7	3	model	model	NOUN
cana-5594	7	4	will	will	AUX
cana-5594	7	5	provide	provide	VERB
cana-5594	7	6	precise	precise	ADJ
cana-5594	7	7	and	and	CCONJ
cana-5594	7	8	trustworthy	trustworthy	ADJ
cana-5594	7	9	diagnostic	diagnostic	ADJ
cana-5594	7	10	outputs	output	NOUN
cana-5594	7	11	by	by	ADP
cana-5594	7	12	utilizing	utilize	VERB
cana-5594	7	13	a	a	DET
cana-5594	7	14	labeled	label	VERB
cana-5594	7	15	medical	medical	ADJ
cana-5594	7	16	image	image	NOUN
cana-5594	7	17	dataset	dataset	NOUN
cana-5594	7	18	,	,	PUNCT
cana-5594	7	19	enabling	enable	VERB
cana-5594	7	20	prompt	prompt	ADJ
cana-5594	7	21	cancer	cancer	NOUN
cana-5594	7	22	detection	detection	NOUN
cana-5594	7	23	by	by	ADP
cana-5594	7	24	medical	medical	ADJ
cana-5594	7	25	professionals	professional	NOUN
cana-5594	7	26	.	.	PUNCT
cana-5594	8	1	through	through	ADP
cana-5594	8	2	offering	offer	VERB
cana-5594	8	3	a	a	DET
cana-5594	8	4	user	user	NOUN
cana-5594	8	5	-	-	PUNCT
cana-5594	8	6	friendly	friendly	ADJ
cana-5594	8	7	interface	interface	NOUN
cana-5594	8	8	which	which	PRON
cana-5594	8	9	enables	enable	VERB
cana-5594	8	10	real	real	ADJ
cana-5594	8	11	-	-	PUNCT
cana-5594	8	12	time	time	NOUN
cana-5594	8	13	analysis	analysis	NOUN
cana-5594	8	14	and	and	CCONJ
cana-5594	8	15	seamless	seamless	ADJ
cana-5594	8	16	integration	integration	NOUN
cana-5594	8	17	with	with	ADP
cana-5594	8	18	electronic	electronic	ADJ
cana-5594	8	19	health	health	NOUN
cana-5594	8	20	records	record	NOUN
cana-5594	8	21	(	(	PUNCT
cana-5594	8	22	ehrs	ehrs	PROPN
cana-5594	8	23	)	)	PUNCT
cana-5594	8	24	,	,	PUNCT
cana-5594	8	25	this	this	DET
cana-5594	8	26	initiative	initiative	NOUN
cana-5594	8	27	aims	aim	VERB
cana-5594	8	28	to	to	PART
cana-5594	8	29	improve	improve	VERB
cana-5594	8	30	treatment	treatment	NOUN
cana-5594	8	31	outcomes	outcome	NOUN
cana-5594	8	32	and	and	CCONJ
cana-5594	8	33	reduce	reduce	VERB
cana-5594	8	34	diagnostic	diagnostic	ADJ
cana-5594	8	35	errors	error	NOUN
cana-5594	8	36	.	.	PUNCT
cana-5594	9	1	to	to	PART
cana-5594	9	2	enhance	enhance	VERB
cana-5594	9	3	the	the	DET
cana-5594	9	4	solution	solution	NOUN
cana-5594	9	5	's	's	PART
cana-5594	9	6	potential	potential	ADJ
cana-5594	9	7	application	application	NOUN
cana-5594	9	8	,	,	PUNCT
cana-5594	9	9	the	the	DET
cana-5594	9	10	project	project	NOUN
cana-5594	9	11	also	also	ADV
cana-5594	9	12	explores	explore	VERB
cana-5594	9	13	3d	3d	PROPN
cana-5594	9	14	tumor	tumor	PROPN
cana-5594	9	15	modeling	modeling	NOUN
cana-5594	9	16	,	,	PUNCT
cana-5594	9	17	predictive	predictive	ADJ
cana-5594	9	18	analytics	analytic	NOUN
cana-5594	9	19	,	,	PUNCT
cana-5594	9	20	and	and	CCONJ
cana-5594	9	21	multi	multi	ADJ
cana-5594	9	22	-	-	ADJ
cana-5594	9	23	cancer	cancer	ADJ
cana-5594	9	24	detection	detection	NOUN
cana-5594	9	25	capabilities	capability	NOUN
cana-5594	9	26	.	.	PUNCT
cana-5594	10	1	by	by	ADP
cana-5594	10	2	resolving	resolve	VERB
cana-5594	10	3	crucial	crucial	ADJ
cana-5594	10	4	issues	issue	NOUN
cana-5594	10	5	like	like	ADP
cana-5594	10	6	data	datum	NOUN
cana-5594	10	7	accessibility	accessibility	NOUN
cana-5594	10	8	,	,	PUNCT
cana-5594	10	9	algorithm	algorithm	NOUN
cana-5594	10	10	sensitivity	sensitivity	NOUN
cana-5594	10	11	,	,	PUNCT
cana-5594	10	12	and	and	CCONJ
cana-5594	10	13	clinical	clinical	ADJ
cana-5594	10	14	workflow	workflow	NOUN
cana-5594	10	15	integration	integration	NOUN
cana-5594	10	16	,	,	PUNCT
cana-5594	10	17	this	this	DET
cana-5594	10	18	creative	creative	ADJ
cana-5594	10	19	strategy	strategy	NOUN
cana-5594	10	20	seeks	seek	VERB
cana-5594	10	21	to	to	PART
cana-5594	10	22	revolutionize	revolutionize	VERB
cana-5594	10	23	diagnostic	diagnostic	ADJ
cana-5594	10	24	tools	tool	NOUN
cana-5594	10	25	for	for	ADP
cana-5594	10	26	patients	patient	NOUN
cana-5594	10	27	,	,	PUNCT
cana-5594	10	28	researchers	researcher	NOUN
cana-5594	10	29	,	,	PUNCT
cana-5594	10	30	and	and	CCONJ
cana-5594	10	31	healthcare	healthcare	NOUN
cana-5594	10	32	professionals	professional	NOUN
cana-5594	10	33	.	.	PUNCT
cana-5594	11	1	our	our	PRON
cana-5594	11	2	ultimate	ultimate	ADJ
cana-5594	11	3	objective	objective	NOUN
cana-5594	11	4	is	be	AUX
cana-5594	11	5	to	to	PART
cana-5594	11	6	equip	equip	VERB
cana-5594	11	7	medical	medical	ADJ
cana-5594	11	8	professionals	professional	NOUN
cana-5594	11	9	with	with	ADP
cana-5594	11	10	state	state	NOUN
cana-5594	11	11	-	-	PUNCT
cana-5594	11	12	of	of	ADP
cana-5594	11	13	-	-	PUNCT
cana-5594	11	14	the	the	DET
cana-5594	11	15	-	-	PUNCT
cana-5594	11	16	art	art	NOUN
cana-5594	11	17	tools	tool	NOUN
cana-5594	11	18	that	that	PRON
cana-5594	11	19	improve	improve	VERB
cana-5594	11	20	cancer	cancer	NOUN
cana-5594	11	21	detection	detection	NOUN
cana-5594	11	22	,	,	PUNCT
cana-5594	11	23	forecast	forecast	NOUN
cana-5594	11	24	cancer	cancer	NOUN
cana-5594	11	25	stages	stage	NOUN
cana-5594	11	26	,	,	PUNCT
cana-5594	11	27	and	and	CCONJ
cana-5594	11	28	enhance	enhance	VERB
cana-5594	11	29	patient	patient	ADJ
cana-5594	11	30	care	care	NOUN
cana-5594	11	31	in	in	ADP
cana-5594	11	32	general	general	ADJ
cana-5594	11	33	.	.	PUNCT
cana-5594	12	1	keywords	keyword	NOUN
cana-5594	12	2	:	:	PUNCT
cana-5594	12	3	cnn	cnn	PROPN
cana-5594	12	4	-	-	PUNCT
cana-5594	12	5	based	base	VERB
cana-5594	12	6	tumor	tumor	NOUN
cana-5594	12	7	classification	classification	NOUN
cana-5594	12	8	,	,	PUNCT
cana-5594	12	9	malignant	malignant	ADJ
cana-5594	12	10	vs.	vs.	ADP
cana-5594	12	11	benign	benign	ADJ
cana-5594	12	12	tumor	tumor	NOUN
cana-5594	12	13	analysis	analysis	NOUN
cana-5594	12	14	,	,	PUNCT
cana-5594	12	15	cancer	cancer	NOUN
cana-5594	12	16	staging	staging	NOUN
cana-5594	12	17	with	with	ADP
cana-5594	12	18	ai	ai	PROPN
cana-5594	12	19	,	,	PUNCT
cana-5594	12	20	medical	medical	ADJ
cana-5594	12	21	image	image	NOUN
cana-5594	12	22	processing	processing	NOUN
cana-5594	12	23	,	,	PUNCT
cana-5594	12	24	3d	3d	NUM
cana-5594	12	25	tumor	tumor	NOUN
cana-5594	12	26	modeling	modeling	NOUN
cana-5594	12	27	,	,	PUNCT
cana-5594	12	28	ai	ai	ADJ
cana-5594	12	29	-	-	PUNCT
cana-5594	12	30	driven	drive	VERB
cana-5594	12	31	cancer	cancer	NOUN
cana-5594	12	32	diagnosis	diagnosis	NOUN
cana-5594	12	33	abstract	abstract	NOUN
cana-5594	12	34	the	the	DET
cana-5594	12	35	aadhaar	aadhaar	NOUN
cana-5594	12	36	enabled	enable	VERB
cana-5594	12	37	payment	payment	NOUN
cana-5594	12	38	system	system	NOUN
cana-5594	12	39	(	(	PUNCT
cana-5594	12	40	aeps	aeps	ADJ
cana-5594	12	41	)	)	PUNCT
cana-5594	12	42	is	be	AUX
cana-5594	12	43	a	a	DET
cana-5594	12	44	pivotal	pivotal	ADJ
cana-5594	12	45	tool	tool	NOUN
cana-5594	12	46	for	for	ADP
cana-5594	12	47	fostering	foster	VERB
cana-5594	12	48	financial	financial	ADJ
cana-5594	12	49	inclusion	inclusion	NOUN
cana-5594	12	50	in	in	ADP
cana-5594	12	51	bharat	bharat	PROPN
cana-5594	12	52	,	,	PUNCT
cana-5594	12	53	especially	especially	ADV
cana-5594	12	54	in	in	ADP
cana-5594	12	55	rural	rural	ADJ
cana-5594	12	56	and	and	CCONJ
cana-5594	12	57	underserved	underserved	ADJ
cana-5594	12	58	regions	region	NOUN
cana-5594	12	59	.	.	PUNCT
cana-5594	13	1	it	it	PRON
cana-5594	13	2	played	play	VERB
cana-5594	13	3	a	a	DET
cana-5594	13	4	vital	vital	ADJ
cana-5594	13	5	role	role	NOUN
cana-5594	13	6	during	during	ADP
cana-5594	13	7	the	the	DET
cana-5594	13	8	covid-19	covid-19	PROPN
cana-5594	13	9	lockdown	lockdown	NOUN
cana-5594	13	10	,	,	PUNCT
cana-5594	13	11	ensuring	ensure	VERB
cana-5594	13	12	continued	continued	ADJ
cana-5594	13	13	access	access	NOUN
cana-5594	13	14	to	to	ADP
cana-5594	13	15	financial	financial	ADJ
cana-5594	13	16	services	service	NOUN
cana-5594	13	17	when	when	SCONJ
cana-5594	13	18	traditional	traditional	ADJ
cana-5594	13	19	banking	banking	NOUN
cana-5594	13	20	was	be	AUX
cana-5594	13	21	disrupted	disrupt	VERB
cana-5594	13	22	.	.	PUNCT
cana-5594	14	1	aeps	aep	NOUN
cana-5594	14	2	enhances	enhance	VERB
cana-5594	14	3	security	security	NOUN
cana-5594	14	4	through	through	ADP
cana-5594	14	5	biometric	biometric	ADJ
cana-5594	14	6	authentication	authentication	NOUN
cana-5594	14	7	,	,	PUNCT
cana-5594	14	8	safeguarding	safeguard	VERB
cana-5594	14	9	user	user	NOUN
cana-5594	14	10	identity	identity	NOUN
cana-5594	14	11	and	and	CCONJ
cana-5594	14	12	privacy	privacy	NOUN
cana-5594	14	13	.	.	PUNCT
cana-5594	15	1	this	this	DET
cana-5594	15	2	study	study	NOUN
cana-5594	15	3	aims	aim	VERB
cana-5594	15	4	to	to	PART
cana-5594	15	5	assess	assess	VERB
cana-5594	15	6	the	the	DET
cana-5594	15	7	awareness	awareness	NOUN
cana-5594	15	8	and	and	CCONJ
cana-5594	15	9	adoption	adoption	NOUN
cana-5594	15	10	of	of	ADP
cana-5594	15	11	aeps	aep	NOUN
cana-5594	15	12	among	among	ADP
cana-5594	15	13	the	the	DET
cana-5594	15	14	rural	rural	ADJ
cana-5594	15	15	population	population	NOUN
cana-5594	15	16	,	,	PUNCT
cana-5594	15	17	identifying	identify	VERB
cana-5594	15	18	the	the	DET
cana-5594	15	19	challenges	challenge	NOUN
cana-5594	15	20	and	and	CCONJ
cana-5594	15	21	opportunities	opportunity	NOUN
cana-5594	15	22	in	in	ADP
cana-5594	15	23	enhancing	enhance	VERB
cana-5594	15	24	digital	digital	ADJ
cana-5594	15	25	payment	payment	NOUN
cana-5594	15	26	literacy	literacy	NOUN
cana-5594	15	27	.	.	PUNCT
cana-5594	16	1	by	by	ADP
cana-5594	16	2	leveraging	leverage	VERB
cana-5594	16	3	the	the	DET
cana-5594	16	4	aadhaar	aadhaar	NOUN
cana-5594	16	5	number	number	NOUN
cana-5594	16	6	for	for	ADP
cana-5594	16	7	banking	banking	NOUN
cana-5594	16	8	transactions	transaction	NOUN
cana-5594	16	9	,	,	PUNCT
cana-5594	16	10	aeps	aeps	PRON
cana-5594	16	11	effectively	effectively	ADV
cana-5594	16	12	bridges	bridge	VERB
cana-5594	16	13	the	the	DET
cana-5594	16	14	gap	gap	NOUN
cana-5594	16	15	between	between	ADP
cana-5594	16	16	the	the	DET
cana-5594	16	17	unbanked	unbanked	ADJ
cana-5594	16	18	population	population	NOUN
cana-5594	16	19	and	and	CCONJ
cana-5594	16	20	formal	formal	ADJ
cana-5594	16	21	financial	financial	ADJ
cana-5594	16	22	services	service	NOUN
cana-5594	16	23	.	.	PUNCT
cana-5594	17	1	the	the	DET
cana-5594	17	2	study	study	NOUN
cana-5594	17	3	synthesizes	synthesize	VERB
cana-5594	17	4	insights	insight	NOUN
cana-5594	17	5	from	from	ADP
cana-5594	17	6	various	various	ADJ
cana-5594	17	7	scopus	scopus	NOUN
cana-5594	17	8	-	-	PUNCT
cana-5594	17	9	indexed	index	VERB
cana-5594	17	10	research	research	NOUN
cana-5594	17	11	,	,	PUNCT
cana-5594	17	12	communications	communication	NOUN
cana-5594	17	13	on	on	ADP
cana-5594	17	14	applied	apply	VERB
cana-5594	17	15	nonlinear	nonlinear	ADJ
cana-5594	17	16	analysis	analysis	NOUN
cana-5594	17	17	issn	issn	NOUN
cana-5594	17	18	:	:	PUNCT
cana-5594	17	19	1074	1074	NUM
cana-5594	17	20	-	-	PUNCT
cana-5594	17	21	133x	133x	NUM
cana-5594	17	22	vol	vol	NOUN
cana-5594	17	23	32	32	NUM
cana-5594	17	24	no	no	NOUN
cana-5594	17	25	.	.	PUNCT
cana-5594	18	1	icmasd	icmasd	NOUN
cana-5594	18	2	(	(	PUNCT
cana-5594	18	3	2025	2025	NUM
cana-5594	18	4	)	)	PUNCT
cana-5594	18	5	1923	1923	NUM
cana-5594	18	6	https://internationalpubls.com	https://internationalpubls.com	X
cana-5594	18	7	providing	provide	VERB
cana-5594	18	8	a	a	DET
cana-5594	18	9	comprehensive	comprehensive	ADJ
cana-5594	18	10	overview	overview	NOUN
cana-5594	18	11	of	of	ADP
cana-5594	18	12	aeps	aeps	ADJ
cana-5594	18	13	literacy	literacy	NOUN
cana-5594	18	14	.	.	PUNCT
cana-5594	19	1	it	it	PRON
cana-5594	19	2	evaluates	evaluate	VERB
cana-5594	19	3	the	the	DET
cana-5594	19	4	awareness	awareness	NOUN
cana-5594	19	5	levels	level	NOUN
cana-5594	19	6	of	of	ADP
cana-5594	19	7	aeps	aeps	ADJ
cana-5594	19	8	functions	function	NOUN
cana-5594	19	9	using	use	VERB
cana-5594	19	10	chi	chi	ADJ
cana-5594	19	11	-	-	PUNCT
cana-5594	19	12	square	square	ADJ
cana-5594	19	13	tests	test	NOUN
cana-5594	19	14	on	on	ADP
cana-5594	19	15	non	non	ADJ
cana-5594	19	16	-	-	ADJ
cana-5594	19	17	parametric	parametric	ADJ
cana-5594	19	18	distributions	distribution	NOUN
cana-5594	19	19	through	through	ADP
cana-5594	19	20	spss	spss	PROPN
cana-5594	19	21	software	software	NOUN
cana-5594	19	22	.	.	PUNCT
cana-5594	20	1	the	the	DET
cana-5594	20	2	key	key	ADJ
cana-5594	20	3	elements	element	NOUN
cana-5594	20	4	of	of	ADP
cana-5594	20	5	the	the	DET
cana-5594	20	6	aeps	aeps	ADJ
cana-5594	20	7	model	model	NOUN
cana-5594	20	8	include	include	VERB
cana-5594	20	9	steps	step	NOUN
cana-5594	20	10	to	to	PART
cana-5594	20	11	use	use	VERB
cana-5594	20	12	aeps	aep	NOUN
cana-5594	20	13	,	,	PUNCT
cana-5594	20	14	enhancing	enhance	VERB
cana-5594	20	15	awareness	awareness	NOUN
cana-5594	20	16	,	,	PUNCT
cana-5594	20	17	and	and	CCONJ
cana-5594	20	18	essential	essential	ADJ
cana-5594	20	19	banking	banking	NOUN
cana-5594	20	20	functions	function	NOUN
cana-5594	20	21	such	such	ADJ
cana-5594	20	22	as	as	ADP
cana-5594	20	23	balance	balance	NOUN
cana-5594	20	24	inquiry	inquiry	NOUN
cana-5594	20	25	,	,	PUNCT
cana-5594	20	26	cash	cash	NOUN
cana-5594	20	27	withdrawal	withdrawal	NOUN
cana-5594	20	28	,	,	PUNCT
cana-5594	20	29	cash	cash	NOUN
cana-5594	20	30	deposit	deposit	NOUN
cana-5594	20	31	,	,	PUNCT
cana-5594	20	32	aadhaar	aadhaar	NOUN
cana-5594	20	33	-	-	PUNCT
cana-5594	20	34	to	to	ADP
cana-5594	20	35	-	-	PUNCT
cana-5594	20	36	aadhaar	aadhaar	NOUN
cana-5594	20	37	fund	fund	NOUN
cana-5594	20	38	transfer	transfer	NOUN
cana-5594	20	39	,	,	PUNCT
cana-5594	20	40	and	and	CCONJ
cana-5594	20	41	bhim	bhim	PROPN
cana-5594	20	42	aadhaar	aadhaar	PROPN
cana-5594	20	43	pay	pay	VERB
cana-5594	20	44	,	,	PUNCT
cana-5594	20	45	all	all	PRON
cana-5594	20	46	aimed	aim	VERB
cana-5594	20	47	at	at	ADP
cana-5594	20	48	promoting	promote	VERB
cana-5594	20	49	financial	financial	ADJ
cana-5594	20	50	inclusion	inclusion	NOUN
cana-5594	20	51	in	in	ADP
cana-5594	20	52	remote	remote	ADJ
cana-5594	20	53	areas	area	NOUN
cana-5594	20	54	.	.	PUNCT
cana-5594	21	1	keywords	keyword	NOUN
cana-5594	21	2	:	:	PUNCT
cana-5594	21	3	digital	digital	ADJ
cana-5594	21	4	payment	payment	NOUN
cana-5594	21	5	,	,	PUNCT
cana-5594	21	6	financial	financial	ADJ
cana-5594	21	7	inclusion	inclusion	NOUN
cana-5594	21	8	,	,	PUNCT
cana-5594	21	9	aadhaar	aadhaar	NOUN
cana-5594	21	10	enabled	enable	VERB
cana-5594	21	11	payment	payment	NOUN
cana-5594	21	12	system	system	NOUN
cana-5594	21	13	,	,	PUNCT
cana-5594	21	14	services	service	NOUN
cana-5594	21	15	awareness	awareness	NOUN
cana-5594	21	16	,	,	PUNCT
cana-5594	21	17	chi	chi	PROPN
cana-5594	21	18	square	square	PROPN
cana-5594	21	19	test	test	NOUN
cana-5594	21	20	,	,	PUNCT
cana-5594	21	21	enhancing	enhance	VERB
cana-5594	21	22	awareness	awareness	NOUN
cana-5594	21	23	,	,	PUNCT
cana-5594	21	24	aeps	aeps	ADP
cana-5594	21	25	procedural	procedural	ADJ
cana-5594	21	26	and	and	CCONJ
cana-5594	21	27	aadhaar	aadhaar	NOUN
cana-5594	21	28	-	-	PUNCT
cana-5594	21	29	based	base	VERB
cana-5594	21	30	government	government	NOUN
cana-5594	21	31	schemes	scheme	NOUN
cana-5594	21	32	,	,	PUNCT
cana-5594	21	33	multiple	multiple	ADJ
cana-5594	21	34	regression	regression	NOUN
cana-5594	21	35	analysis	analysis	NOUN
cana-5594	21	36	.	.	PUNCT
cana-5594	22	1	introduction	introduction	NOUN
cana-5594	22	2	to	to	PART
cana-5594	22	3	promote	promote	VERB
cana-5594	22	4	financial	financial	ADJ
cana-5594	22	5	inclusion	inclusion	NOUN
cana-5594	22	6	in	in	ADP
cana-5594	22	7	india	india	PROPN
cana-5594	22	8	,	,	PUNCT
cana-5594	22	9	the	the	DET
cana-5594	22	10	rbi	rbi	NOUN
cana-5594	22	11	formed	form	VERB
cana-5594	22	12	two	two	NUM
cana-5594	22	13	working	work	VERB
cana-5594	22	14	groups	group	NOUN
cana-5594	22	15	to	to	PART
cana-5594	22	16	focus	focus	VERB
cana-5594	22	17	on	on	ADP
cana-5594	22	18	microatm	microatm	ADJ
cana-5594	22	19	standards	standard	NOUN
cana-5594	22	20	and	and	CCONJ
cana-5594	22	21	aadhaar	aadhaar	NOUN
cana-5594	22	22	-	-	PUNCT
cana-5594	22	23	based	base	VERB
cana-5594	22	24	transactions	transaction	NOUN
cana-5594	22	25	infrastructure	infrastructure	NOUN
cana-5594	22	26	,	,	PUNCT
cana-5594	22	27	including	include	VERB
cana-5594	22	28	representatives	representative	NOUN
cana-5594	22	29	from	from	ADP
cana-5594	22	30	rbi	rbi	PROPN
cana-5594	22	31	,	,	PUNCT
cana-5594	22	32	uidai	uidai	PROPN
cana-5594	22	33	,	,	PUNCT
cana-5594	22	34	npci	npci	ADJ
cana-5594	22	35	,	,	PUNCT
cana-5594	22	36	idrbt	idrbt	NOUN
cana-5594	22	37	,	,	PUNCT
cana-5594	22	38	banks	bank	NOUN
cana-5594	22	39	,	,	PUNCT
cana-5594	22	40	and	and	CCONJ
cana-5594	22	41	research	research	NOUN
cana-5594	22	42	institutions	institution	NOUN
cana-5594	22	43	.	.	PUNCT
cana-5594	23	1	they	they	PRON
cana-5594	23	2	successfully	successfully	ADV
cana-5594	23	3	tested	test	VERB
cana-5594	23	4	uidai	uidai	PROPN
cana-5594	23	5	's	's	PART
cana-5594	23	6	authentication	authentication	NOUN
cana-5594	23	7	and	and	CCONJ
cana-5594	23	8	encryption	encryption	NOUN
cana-5594	23	9	standards	standard	NOUN
cana-5594	23	10	for	for	ADP
cana-5594	23	11	microatms	microatms	NOUN
cana-5594	23	12	.	.	PUNCT
cana-5594	24	1	the	the	DET
cana-5594	24	2	aadhaar	aadhaar	NOUN
cana-5594	24	3	enabled	enable	VERB
cana-5594	24	4	payment	payment	NOUN
cana-5594	24	5	system	system	NOUN
cana-5594	24	6	(	(	PUNCT
cana-5594	24	7	aeps	aeps	ADJ
cana-5594	24	8	)	)	PUNCT
cana-5594	24	9	facilitates	facilitate	VERB
cana-5594	24	10	interoperable	interoperable	ADJ
cana-5594	24	11	financial	financial	ADJ
cana-5594	24	12	transactions	transaction	NOUN
cana-5594	24	13	at	at	ADP
cana-5594	24	14	pos	pos	NOUN
cana-5594	24	15	via	via	ADP
cana-5594	24	16	microatms	microatms	NOUN
cana-5594	24	17	through	through	ADP
cana-5594	24	18	business	business	NOUN
cana-5594	24	19	correspondents	correspondent	NOUN
cana-5594	24	20	(	(	PUNCT
cana-5594	24	21	bcs	bcs	NOUN
cana-5594	24	22	)	)	PUNCT
cana-5594	24	23	,	,	PUNCT
cana-5594	24	24	supporting	support	VERB
cana-5594	24	25	cash	cash	NOUN
cana-5594	24	26	deposits	deposit	NOUN
cana-5594	24	27	,	,	PUNCT
cana-5594	24	28	withdrawals	withdrawal	NOUN
cana-5594	24	29	,	,	PUNCT
cana-5594	24	30	fund	fund	NOUN
cana-5594	24	31	transfers	transfer	NOUN
cana-5594	24	32	,	,	PUNCT
cana-5594	24	33	balance	balance	NOUN
cana-5594	24	34	inquiries	inquiry	NOUN
cana-5594	24	35	,	,	PUNCT
cana-5594	24	36	and	and	CCONJ
cana-5594	24	37	mini	mini	ADJ
cana-5594	24	38	statements	statement	NOUN
cana-5594	24	39	,	,	PUNCT
cana-5594	24	40	leveraging	leverage	VERB
cana-5594	24	41	aadhaar	aadhaar	NOUN
cana-5594	24	42	for	for	ADP
cana-5594	24	43	seamless	seamless	ADJ
cana-5594	24	44	access	access	NOUN
cana-5594	24	45	.	.	PUNCT
cana-5594	25	1	this	this	DET
cana-5594	25	2	initiative	initiative	NOUN
cana-5594	25	3	aligns	align	VERB
cana-5594	25	4	with	with	ADP
cana-5594	25	5	the	the	DET
cana-5594	25	6	goi	goi	PROPN
cana-5594	25	7	and	and	CCONJ
cana-5594	25	8	rbi	rbi	PROPN
cana-5594	25	9	's	's	PART
cana-5594	25	10	financial	financial	ADJ
cana-5594	25	11	inclusion	inclusion	NOUN
cana-5594	25	12	goals	goal	NOUN
cana-5594	25	13	(	(	PUNCT
cana-5594	25	14	national	national	ADJ
cana-5594	25	15	payment	payment	NOUN
cana-5594	25	16	corporation	corporation	NOUN
cana-5594	25	17	of	of	ADP
cana-5594	25	18	india	india	PROPN
cana-5594	25	19	)	)	PUNCT
cana-5594	25	20	.	.	PUNCT
cana-5594	26	1	the	the	DET
cana-5594	26	2	role	role	NOUN
cana-5594	26	3	of	of	ADP
cana-5594	26	4	aadhaar	aadhaar	NOUN
cana-5594	26	5	in	in	ADP
cana-5594	26	6	payments	payment	NOUN
cana-5594	26	7	aadhaar	aadhaar	NOUN
cana-5594	26	8	,	,	PUNCT
cana-5594	26	9	introduced	introduce	VERB
cana-5594	26	10	by	by	ADP
cana-5594	26	11	uidai	uidai	PROPN
cana-5594	26	12	,	,	PUNCT
cana-5594	26	13	is	be	AUX
cana-5594	26	14	a	a	DET
cana-5594	26	15	12	12	NUM
cana-5594	26	16	-	-	PUNCT
cana-5594	26	17	digit	digit	NOUN
cana-5594	26	18	identification	identification	NOUN
cana-5594	26	19	number	number	NOUN
cana-5594	26	20	created	create	VERB
cana-5594	26	21	from	from	ADP
cana-5594	26	22	demographic	demographic	ADJ
cana-5594	26	23	and	and	CCONJ
cana-5594	26	24	biometric	biometric	ADJ
cana-5594	26	25	information	information	NOUN
cana-5594	26	26	.	.	PUNCT
cana-5594	27	1	it	it	PRON
cana-5594	27	2	supports	support	VERB
cana-5594	27	3	financial	financial	ADJ
cana-5594	27	4	inclusion	inclusion	NOUN
cana-5594	27	5	by	by	ADP
cana-5594	27	6	facilitating	facilitate	VERB
cana-5594	27	7	secure	secure	ADJ
cana-5594	27	8	digital	digital	ADJ
cana-5594	27	9	payments	payment	NOUN
cana-5594	27	10	,	,	PUNCT
cana-5594	27	11	simplifying	simplify	VERB
cana-5594	27	12	kyc	kyc	NOUN
cana-5594	27	13	procedures	procedure	NOUN
cana-5594	27	14	,	,	PUNCT
cana-5594	27	15	and	and	CCONJ
cana-5594	27	16	acting	act	VERB
cana-5594	27	17	as	as	ADP
cana-5594	27	18	a	a	DET
cana-5594	27	19	portable	portable	ADJ
cana-5594	27	20	financial	financial	ADJ
cana-5594	27	21	identifier	identifier	NOUN
cana-5594	27	22	.	.	PUNCT
cana-5594	28	1	aadhaar	aadhaar	NOUN
cana-5594	28	2	improves	improve	VERB
cana-5594	28	3	welfare	welfare	NOUN
cana-5594	28	4	delivery	delivery	NOUN
cana-5594	28	5	by	by	ADP
cana-5594	28	6	removing	remove	VERB
cana-5594	28	7	duplicate	duplicate	ADJ
cana-5594	28	8	identities	identity	NOUN
cana-5594	28	9	and	and	CCONJ
cana-5594	28	10	enhancing	enhance	VERB
cana-5594	28	11	subsidy	subsidy	NOUN
cana-5594	28	12	management	management	NOUN
cana-5594	28	13	.	.	PUNCT
cana-5594	29	1	it	it	PRON
cana-5594	29	2	enables	enable	VERB
cana-5594	29	3	secure	secure	ADJ
cana-5594	29	4	financial	financial	ADJ
cana-5594	29	5	transactions	transaction	NOUN
cana-5594	29	6	and	and	CCONJ
cana-5594	29	7	consolidated	consolidated	ADJ
cana-5594	29	8	access	access	NOUN
cana-5594	29	9	to	to	ADP
cana-5594	29	10	welfare	welfare	NOUN
cana-5594	29	11	benefits	benefit	NOUN
cana-5594	29	12	for	for	ADP
cana-5594	29	13	users	user	NOUN
cana-5594	29	14	,	,	PUNCT
cana-5594	29	15	while	while	SCONJ
cana-5594	29	16	offering	offer	VERB
cana-5594	29	17	policymakers	policymaker	NOUN
cana-5594	29	18	better	well	ADJ
cana-5594	29	19	transparency	transparency	NOUN
cana-5594	29	20	in	in	ADP
cana-5594	29	21	fund	fund	NOUN
cana-5594	29	22	distribution	distribution	NOUN
cana-5594	29	23	.	.	PUNCT
cana-5594	30	1	recognized	recognize	VERB
cana-5594	30	2	as	as	ADP
cana-5594	30	3	a	a	DET
cana-5594	30	4	valid	valid	ADJ
cana-5594	30	5	kyc	kyc	PROPN
cana-5594	30	6	document	document	NOUN
cana-5594	30	7	by	by	ADP
cana-5594	30	8	regulatory	regulatory	ADJ
cana-5594	30	9	authorities	authority	NOUN
cana-5594	30	10	,	,	PUNCT
cana-5594	30	11	aadhaar	aadhaar	NOUN
cana-5594	30	12	integrates	integrate	VERB
cana-5594	30	13	seamlessly	seamlessly	ADV
cana-5594	30	14	with	with	ADP
cana-5594	30	15	banking	banking	NOUN
cana-5594	30	16	,	,	PUNCT
cana-5594	30	17	insurance	insurance	NOUN
cana-5594	30	18	,	,	PUNCT
cana-5594	30	19	and	and	CCONJ
cana-5594	30	20	telecom	telecom	NOUN
cana-5594	30	21	sectors	sector	NOUN
cana-5594	30	22	.	.	PUNCT
cana-5594	31	1	its	its	PRON
cana-5594	31	2	authentication	authentication	NOUN
cana-5594	31	3	system	system	NOUN
cana-5594	31	4	ensures	ensure	VERB
cana-5594	31	5	reliable	reliable	ADJ
cana-5594	31	6	identity	identity	NOUN
cana-5594	31	7	verification	verification	NOUN
cana-5594	31	8	,	,	PUNCT
cana-5594	31	9	with	with	ADP
cana-5594	31	10	update	update	NOUN
cana-5594	31	11	centers	center	NOUN
cana-5594	31	12	ensuring	ensure	VERB
cana-5594	31	13	accurate	accurate	ADJ
cana-5594	31	14	and	and	CCONJ
cana-5594	31	15	up	up	ADP
cana-5594	31	16	-	-	PUNCT
cana-5594	31	17	to	to	ADP
cana-5594	31	18	-	-	PUNCT
cana-5594	31	19	date	date	NOUN
cana-5594	31	20	data	datum	NOUN
cana-5594	31	21	management	management	NOUN
cana-5594	31	22	,	,	PUNCT
cana-5594	31	23	making	make	VERB
cana-5594	31	24	it	it	PRON
cana-5594	31	25	a	a	DET
cana-5594	31	26	cornerstone	cornerstone	NOUN
cana-5594	31	27	of	of	ADP
cana-5594	31	28	india	india	PROPN
cana-5594	31	29	's	's	PART
cana-5594	31	30	digital	digital	ADJ
cana-5594	31	31	ecosystem	ecosystem	NOUN
cana-5594	31	32	.	.	PUNCT
cana-5594	32	1	(	(	PUNCT
cana-5594	32	2	block	block	NOUN
cana-5594	32	3	&	&	CCONJ
cana-5594	32	4	district	district	PROPN
cana-5594	32	5	,	,	PUNCT
cana-5594	32	6	2012	2012	NUM
cana-5594	32	7	)	)	PUNCT
cana-5594	32	8	.	.	PUNCT
cana-5594	33	1	the	the	DET
cana-5594	33	2	national	national	ADJ
cana-5594	33	3	payments	payment	NOUN
cana-5594	33	4	corporation	corporation	NOUN
cana-5594	33	5	of	of	ADP
cana-5594	33	6	india	india	PROPN
cana-5594	33	7	(	(	PUNCT
cana-5594	33	8	npci	npci	ADJ
cana-5594	33	9	)	)	PUNCT
cana-5594	33	10	reports	report	VERB
cana-5594	33	11	a	a	DET
cana-5594	33	12	success	success	NOUN
cana-5594	33	13	rate	rate	NOUN
cana-5594	33	14	of	of	ADP
cana-5594	33	15	99.55	99.55	NUM
cana-5594	33	16	%	%	NOUN
cana-5594	33	17	or	or	CCONJ
cana-5594	33	18	higher	high	ADJ
cana-5594	33	19	for	for	ADP
cana-5594	33	20	aadhaar	aadhaar	NOUN
cana-5594	33	21	-	-	PUNCT
cana-5594	33	22	enabled	enable	VERB
cana-5594	33	23	direct	direct	ADJ
cana-5594	33	24	benefit	benefit	NOUN
cana-5594	33	25	transfer	transfer	NOUN
cana-5594	33	26	(	(	PUNCT
cana-5594	33	27	dbt	dbt	PROPN
cana-5594	33	28	)	)	PUNCT
cana-5594	33	29	payments	payment	NOUN
cana-5594	33	30	,	,	PUNCT
cana-5594	33	31	compared	compare	VERB
cana-5594	33	32	to	to	ADP
cana-5594	33	33	about	about	ADP
cana-5594	33	34	98	98	NUM
cana-5594	33	35	%	%	NOUN
cana-5594	33	36	for	for	ADP
cana-5594	33	37	account	account	NOUN
cana-5594	33	38	-	-	PUNCT
cana-5594	33	39	based	base	VERB
cana-5594	33	40	payments	payment	NOUN
cana-5594	33	41	.	.	PUNCT
cana-5594	34	1	the	the	DET
cana-5594	34	2	aadhaar	aadhaar	NOUN
cana-5594	34	3	-	-	PUNCT
cana-5594	34	4	based	base	VERB
cana-5594	34	5	payment	payment	NOUN
cana-5594	34	6	bridge	bridge	NOUN
cana-5594	34	7	system	system	NOUN
cana-5594	34	8	(	(	PUNCT
cana-5594	34	9	abps	abps	NOUN
cana-5594	34	10	)	)	PUNCT
cana-5594	34	11	ensures	ensure	VERB
cana-5594	34	12	payments	payment	NOUN
cana-5594	34	13	reach	reach	VERB
cana-5594	34	14	genuine	genuine	ADJ
cana-5594	34	15	beneficiaries	beneficiary	NOUN
cana-5594	34	16	,	,	PUNCT
cana-5594	34	17	reducing	reduce	VERB
cana-5594	34	18	corruption	corruption	NOUN
cana-5594	34	19	by	by	ADP
cana-5594	34	20	eliminating	eliminate	VERB
cana-5594	34	21	fake	fake	ADJ
cana-5594	34	22	entries	entry	NOUN
cana-5594	34	23	.	.	PUNCT
cana-5594	35	1	while	while	SCONJ
cana-5594	35	2	mahatma	mahatma	PROPN
cana-5594	35	3	gandhi	gandhi	PROPN
cana-5594	35	4	nregs	nregs	PROPN
cana-5594	35	5	uses	use	VERB
cana-5594	35	6	a	a	DET
cana-5594	35	7	mixed	mixed	ADJ
cana-5594	35	8	payment	payment	NOUN
cana-5594	35	9	route	route	NOUN
cana-5594	35	10	(	(	PUNCT
cana-5594	35	11	nach	nach	NOUN
cana-5594	35	12	and	and	CCONJ
cana-5594	35	13	abps	abps	NOUN
cana-5594	35	14	)	)	PUNCT
cana-5594	35	15	,	,	PUNCT
cana-5594	35	16	the	the	DET
cana-5594	35	17	government	government	NOUN
cana-5594	35	18	of	of	ADP
cana-5594	35	19	india	india	PROPN
cana-5594	35	20	aims	aim	VERB
cana-5594	35	21	to	to	PART
cana-5594	35	22	fully	fully	ADV
cana-5594	35	23	transition	transition	VERB
cana-5594	35	24	to	to	ADP
cana-5594	35	25	apbs	apb	NOUN
cana-5594	35	26	due	due	ADP
cana-5594	35	27	to	to	ADP
cana-5594	35	28	its	its	PRON
cana-5594	35	29	security	security	NOUN
cana-5594	35	30	and	and	CCONJ
cana-5594	35	31	efficiency	efficiency	NOUN
cana-5594	35	32	.	.	PUNCT
cana-5594	36	1	as	as	ADP
cana-5594	36	2	of	of	ADP
cana-5594	36	3	july	july	PROPN
cana-5594	36	4	2023	2023	NUM
cana-5594	36	5	,	,	PUNCT
cana-5594	36	6	88.51	88.51	NUM
cana-5594	36	7	%	%	NOUN
cana-5594	36	8	of	of	ADP
cana-5594	36	9	wage	wage	NOUN
cana-5594	36	10	payments	payment	NOUN
cana-5594	36	11	under	under	ADP
cana-5594	36	12	nregs	nreg	NOUN
cana-5594	36	13	were	be	AUX
cana-5594	36	14	processed	process	VERB
cana-5594	36	15	via	via	ADP
cana-5594	36	16	apbs	apb	NOUN
cana-5594	36	17	,	,	PUNCT
cana-5594	36	18	with	with	ADP
cana-5594	36	19	81.89	81.89	NUM
cana-5594	36	20	%	%	NOUN
cana-5594	36	21	of	of	ADP
cana-5594	36	22	active	active	ADJ
cana-5594	36	23	workers	worker	NOUN
cana-5594	36	24	eligible	eligible	ADJ
cana-5594	36	25	for	for	ADP
cana-5594	36	26	it	it	PRON
cana-5594	36	27	.	.	PUNCT
cana-5594	37	1	out	out	ADP
cana-5594	37	2	of	of	ADP
cana-5594	37	3	14.33	14.33	NUM
cana-5594	37	4	crore	crore	NUM
cana-5594	37	5	active	active	ADJ
cana-5594	37	6	beneficiaries	beneficiary	NOUN
cana-5594	37	7	,	,	PUNCT
cana-5594	37	8	13.97	13.97	NUM
cana-5594	37	9	crore	crore	NUM
cana-5594	37	10	aadhaar	aadhaar	NOUN
cana-5594	37	11	numbers	number	NOUN
cana-5594	37	12	have	have	AUX
cana-5594	37	13	been	be	AUX
cana-5594	37	14	seeded	seed	VERB
cana-5594	37	15	,	,	PUNCT
cana-5594	37	16	and	and	CCONJ
cana-5594	37	17	13.34	13.34	NUM
cana-5594	37	18	crore	crore	NOUN
cana-5594	37	19	authenticated	authenticate	VERB
cana-5594	37	20	.	.	PUNCT
cana-5594	38	1	beneficiaries	beneficiary	NOUN
cana-5594	38	2	are	be	AUX
cana-5594	38	3	not	not	PART
cana-5594	38	4	denied	deny	VERB
cana-5594	38	5	work	work	NOUN
cana-5594	38	6	for	for	ADP
cana-5594	38	7	lacking	lack	VERB
cana-5594	38	8	aadhaar	aadhaar	NOUN
cana-5594	38	9	,	,	PUNCT
cana-5594	38	10	and	and	CCONJ
cana-5594	38	11	job	job	NOUN
cana-5594	38	12	cards	card	NOUN
cana-5594	38	13	can	can	AUX
cana-5594	38	14	not	not	PART
cana-5594	38	15	be	be	AUX
cana-5594	38	16	canceled	cancel	VERB
cana-5594	38	17	solely	solely	ADV
cana-5594	38	18	for	for	ADP
cana-5594	38	19	ineligibility	ineligibility	NOUN
cana-5594	38	20	under	under	ADP
cana-5594	38	21	apbs	apb	NOUN
cana-5594	38	22	.	.	PUNCT
cana-5594	39	1	the	the	DET
cana-5594	39	2	system	system	NOUN
cana-5594	39	3	,	,	PUNCT
cana-5594	39	4	operational	operational	ADJ
cana-5594	39	5	since	since	SCONJ
cana-5594	39	6	2017	2017	NUM
cana-5594	39	7	,	,	PUNCT
cana-5594	39	8	provides	provide	VERB
cana-5594	39	9	a	a	DET
cana-5594	39	10	streamlined	streamlined	ADJ
cana-5594	39	11	,	,	PUNCT
cana-5594	39	12	secure	secure	ADJ
cana-5594	39	13	mechanism	mechanism	NOUN
cana-5594	39	14	for	for	ADP
cana-5594	39	15	transferring	transferring	NOUN
cana-5594	39	16	payments	payment	NOUN
cana-5594	39	17	,	,	PUNCT
cana-5594	39	18	benefiting	benefit	VERB
cana-5594	39	19	both	both	DET
cana-5594	39	20	beneficiaries	beneficiary	NOUN
cana-5594	39	21	and	and	CCONJ
cana-5594	39	22	the	the	DET
cana-5594	39	23	program	program	NOUN
cana-5594	39	24	's	's	PART
cana-5594	39	25	efficiency	efficiency	NOUN
cana-5594	39	26	(	(	PUNCT
cana-5594	39	27	press	press	NOUN
cana-5594	39	28	release	release	NOUN
cana-5594	39	29	2023	2023	NUM
cana-5594	39	30	,	,	PUNCT
cana-5594	39	31	pib.gov.in	pib.gov.in	NUM
cana-5594	39	32	)	)	PUNCT
cana-5594	39	33	.	.	PUNCT
cana-5594	40	1	the	the	DET
cana-5594	40	2	ministry	ministry	PROPN
cana-5594	40	3	of	of	ADP
cana-5594	40	4	health	health	NOUN
cana-5594	40	5	's	's	PART
cana-5594	40	6	focus	focus	NOUN
cana-5594	40	7	on	on	ADP
cana-5594	40	8	integrating	integrate	VERB
cana-5594	40	9	digital	digital	ADJ
cana-5594	40	10	payments	payment	NOUN
cana-5594	40	11	,	,	PUNCT
cana-5594	40	12	coupled	couple	VERB
cana-5594	40	13	with	with	ADP
cana-5594	40	14	initiatives	initiative	NOUN
cana-5594	40	15	like	like	ADP
cana-5594	40	16	the	the	DET
cana-5594	40	17	‘	'	PUNCT
cana-5594	40	18	jan	jan	PROPN
cana-5594	40	19	dhan	dhan	PROPN
cana-5594	40	20	aadhaar	aadhaar	PROPN
cana-5594	40	21	mobile	mobile	PROPN
cana-5594	40	22	yojana	yojana	PROPN
cana-5594	40	23	,	,	PUNCT
cana-5594	40	24	’	'	PUNCT
cana-5594	40	25	highlights	highlight	VERB
cana-5594	40	26	the	the	DET
cana-5594	40	27	growing	grow	VERB
cana-5594	40	28	importance	importance	NOUN
cana-5594	40	29	of	of	ADP
cana-5594	40	30	digital	digital	ADJ
cana-5594	40	31	financial	financial	ADJ
cana-5594	40	32	solutions	solution	NOUN
cana-5594	40	33	.	.	PUNCT
cana-5594	41	1	collaboration	collaboration	NOUN
cana-5594	41	2	between	between	ADP
cana-5594	41	3	technology	technology	NOUN
cana-5594	41	4	and	and	CCONJ
cana-5594	41	5	policy	policy	NOUN
cana-5594	41	6	can	can	AUX
cana-5594	41	7	drive	drive	VERB
cana-5594	41	8	progress	progress	NOUN
cana-5594	41	9	,	,	PUNCT
cana-5594	41	10	with	with	ADP
cana-5594	41	11	fintech	fintech	NOUN
cana-5594	41	12	innovations	innovation	NOUN
cana-5594	41	13	offering	offer	VERB
cana-5594	41	14	cost	cost	NOUN
cana-5594	41	15	-	-	PUNCT
cana-5594	41	16	effective	effective	ADJ
cana-5594	41	17	solutions	solution	NOUN
cana-5594	41	18	and	and	CCONJ
cana-5594	41	19	adaptive	adaptive	ADJ
cana-5594	41	20	policies	policy	NOUN
cana-5594	41	21	fostering	foster	VERB
cana-5594	41	22	competitiveness	competitiveness	NOUN
cana-5594	41	23	,	,	PUNCT
cana-5594	41	24	communications	communication	NOUN
cana-5594	41	25	on	on	ADP
cana-5594	41	26	applied	apply	VERB
cana-5594	41	27	nonlinear	nonlinear	ADJ
cana-5594	41	28	analysis	analysis	NOUN
cana-5594	41	29	issn	issn	NOUN
cana-5594	41	30	:	:	PUNCT
cana-5594	41	31	1074	1074	NUM
cana-5594	41	32	-	-	PUNCT
cana-5594	41	33	133x	133x	NUM
cana-5594	41	34	vol	vol	NOUN
cana-5594	41	35	32	32	NUM
cana-5594	41	36	no	no	NOUN
cana-5594	41	37	.	.	PUNCT
cana-5594	42	1	icmasd	icmasd	NOUN
cana-5594	42	2	(	(	PUNCT
cana-5594	42	3	2025	2025	NUM
cana-5594	42	4	)	)	PUNCT
cana-5594	42	5	1924	1924	NUM
cana-5594	42	6	https://internationalpubls.com	https://internationalpubls.com	X
cana-5594	42	7	innovation	innovation	NOUN
cana-5594	42	8	,	,	PUNCT
cana-5594	42	9	and	and	CCONJ
cana-5594	42	10	efficiency	efficiency	NOUN
cana-5594	42	11	(	(	PUNCT
cana-5594	42	12	pathak	pathak	PROPN
cana-5594	42	13	et	et	PROPN
cana-5594	42	14	al	al	PROPN
cana-5594	42	15	.	.	PROPN
cana-5594	42	16	,	,	PUNCT
cana-5594	42	17	2024	2024	NUM
cana-5594	42	18	)	)	PUNCT
cana-5594	42	19	.	.	PUNCT
cana-5594	43	1	the	the	DET
cana-5594	43	2	rbi	rbi	NOUN
cana-5594	43	3	has	have	AUX
cana-5594	43	4	introduced	introduce	VERB
cana-5594	43	5	measures	measure	NOUN
cana-5594	43	6	such	such	ADJ
cana-5594	43	7	as	as	ADP
cana-5594	43	8	digital	digital	ADJ
cana-5594	43	9	payment	payment	NOUN
cana-5594	43	10	security	security	NOUN
cana-5594	43	11	controls	control	NOUN
cana-5594	43	12	,	,	PUNCT
cana-5594	43	13	multi	multi	ADJ
cana-5594	43	14	-	-	ADJ
cana-5594	43	15	factor	factor	NOUN
cana-5594	43	16	authentication	authentication	NOUN
cana-5594	43	17	,	,	PUNCT
cana-5594	43	18	the	the	DET
cana-5594	43	19	establishment	establishment	NOUN
cana-5594	43	20	of	of	ADP
cana-5594	43	21	the	the	DET
cana-5594	43	22	indian	indian	ADJ
cana-5594	43	23	computer	computer	NOUN
cana-5594	43	24	emergency	emergency	NOUN
cana-5594	43	25	response	response	NOUN
cana-5594	43	26	team	team	NOUN
cana-5594	43	27	,	,	PUNCT
cana-5594	43	28	financial	financial	ADJ
cana-5594	43	29	literacy	literacy	NOUN
cana-5594	43	30	week	week	NOUN
cana-5594	43	31	for	for	ADP
cana-5594	43	32	rural	rural	ADJ
cana-5594	43	33	and	and	CCONJ
cana-5594	43	34	elderly	elderly	ADJ
cana-5594	43	35	communities	community	NOUN
cana-5594	43	36	,	,	PUNCT
cana-5594	43	37	and	and	CCONJ
cana-5594	43	38	a	a	DET
cana-5594	43	39	robust	robust	ADJ
cana-5594	43	40	grievance	grievance	NOUN
cana-5594	43	41	redressal	redressal	NOUN
cana-5594	43	42	mechanism	mechanism	NOUN
cana-5594	43	43	to	to	PART
cana-5594	43	44	bolster	bolster	VERB
cana-5594	43	45	digital	digital	ADJ
cana-5594	43	46	payment	payment	NOUN
cana-5594	43	47	security	security	NOUN
cana-5594	43	48	.	.	PUNCT
cana-5594	44	1	the	the	DET
cana-5594	44	2	ministry	ministry	PROPN
cana-5594	44	3	of	of	ADP
cana-5594	44	4	electronics	electronic	NOUN
cana-5594	44	5	and	and	CCONJ
cana-5594	44	6	it	it	PRON
cana-5594	44	7	’s	’	VERB
cana-5594	44	8	“	"	PUNCT
cana-5594	44	9	pradhan	pradhan	PROPN
cana-5594	44	10	mantri	mantri	PROPN
cana-5594	44	11	gramin	gramin	PROPN
cana-5594	44	12	digital	digital	PROPN
cana-5594	44	13	saksharta	saksharta	PROPN
cana-5594	44	14	abhiyan	abhiyan	PROPN
cana-5594	44	15	”	"	PUNCT
cana-5594	44	16	aims	aim	VERB
cana-5594	44	17	to	to	PART
cana-5594	44	18	enhance	enhance	VERB
cana-5594	44	19	digital	digital	ADJ
cana-5594	44	20	literacy	literacy	NOUN
cana-5594	44	21	and	and	CCONJ
cana-5594	44	22	promote	promote	VERB
cana-5594	44	23	secure	secure	ADJ
cana-5594	44	24	payment	payment	NOUN
cana-5594	44	25	practices	practice	NOUN
cana-5594	44	26	in	in	ADP
cana-5594	44	27	rural	rural	ADJ
cana-5594	44	28	areas	area	NOUN
cana-5594	44	29	,	,	PUNCT
cana-5594	44	30	while	while	SCONJ
cana-5594	44	31	npci	npci	ADJ
cana-5594	44	32	focuses	focus	VERB
cana-5594	44	33	on	on	ADP
cana-5594	44	34	raising	raise	VERB
cana-5594	44	35	awareness	awareness	NOUN
cana-5594	44	36	about	about	ADP
cana-5594	44	37	bhim	bhim	PROPN
cana-5594	44	38	-	-	PUNCT
cana-5594	44	39	upi	upi	PROPN
cana-5594	44	40	fraud	fraud	NOUN
cana-5594	44	41	prevention	prevention	NOUN
cana-5594	44	42	(	(	PUNCT
cana-5594	44	43	wiwoho	wiwoho	X
cana-5594	44	44	et	et	NOUN
cana-5594	44	45	al	al	PROPN
cana-5594	44	46	.	.	PROPN
cana-5594	44	47	,	,	PUNCT
cana-5594	44	48	2022	2022	NUM
cana-5594	44	49	)	)	PUNCT
cana-5594	44	50	.	.	PUNCT
cana-5594	45	1	collaborations	collaboration	NOUN
cana-5594	45	2	between	between	ADP
cana-5594	45	3	traditional	traditional	ADJ
cana-5594	45	4	financial	financial	ADJ
cana-5594	45	5	institutions	institution	NOUN
cana-5594	45	6	and	and	CCONJ
cana-5594	45	7	metaverse	metaverse	NOUN
cana-5594	45	8	companies	company	NOUN
cana-5594	45	9	could	could	AUX
cana-5594	45	10	pave	pave	VERB
cana-5594	45	11	the	the	DET
cana-5594	45	12	way	way	NOUN
cana-5594	45	13	for	for	ADP
cana-5594	45	14	the	the	DET
cana-5594	45	15	creation	creation	NOUN
cana-5594	45	16	of	of	ADP
cana-5594	45	17	specialized	specialized	ADJ
cana-5594	45	18	payment	payment	NOUN
cana-5594	45	19	systems	system	NOUN
cana-5594	45	20	tailored	tailor	VERB
cana-5594	45	21	to	to	ADP
cana-5594	45	22	the	the	DET
cana-5594	45	23	metaverse	metaverse	NOUN
cana-5594	45	24	.	.	PUNCT
cana-5594	46	1	however	however	ADV
cana-5594	46	2	,	,	PUNCT
cana-5594	46	3	security	security	NOUN
cana-5594	46	4	remains	remain	VERB
cana-5594	46	5	a	a	DET
cana-5594	46	6	significant	significant	ADJ
cana-5594	46	7	challenge	challenge	NOUN
cana-5594	46	8	for	for	ADP
cana-5594	46	9	digital	digital	ADJ
cana-5594	46	10	payments	payment	NOUN
cana-5594	46	11	within	within	ADP
cana-5594	46	12	this	this	DET
cana-5594	46	13	space	space	NOUN
cana-5594	46	14	.	.	PUNCT
cana-5594	47	1	as	as	SCONJ
cana-5594	47	2	the	the	DET
cana-5594	47	3	metaverse	metaverse	NOUN
cana-5594	47	4	evolves	evolve	VERB
cana-5594	47	5	and	and	CCONJ
cana-5594	47	6	becomes	become	VERB
cana-5594	47	7	more	more	ADV
cana-5594	47	8	profitable	profitable	ADJ
cana-5594	47	9	,	,	PUNCT
cana-5594	47	10	digital	digital	ADJ
cana-5594	47	11	assets	asset	NOUN
cana-5594	47	12	could	could	AUX
cana-5594	47	13	become	become	VERB
cana-5594	47	14	prime	prime	ADJ
cana-5594	47	15	targets	target	NOUN
cana-5594	47	16	for	for	ADP
cana-5594	47	17	hackers	hacker	NOUN
cana-5594	47	18	and	and	CCONJ
cana-5594	47	19	cybercriminals	cybercriminal	NOUN
cana-5594	47	20	.	.	PUNCT
cana-5594	48	1	to	to	PART
cana-5594	48	2	mitigate	mitigate	VERB
cana-5594	48	3	these	these	DET
cana-5594	48	4	risks	risk	NOUN
cana-5594	48	5	,	,	PUNCT
cana-5594	48	6	developers	developer	NOUN
cana-5594	48	7	must	must	AUX
cana-5594	48	8	build	build	VERB
cana-5594	48	9	strong	strong	ADJ
cana-5594	48	10	security	security	NOUN
cana-5594	48	11	frameworks	framework	NOUN
cana-5594	48	12	to	to	PART
cana-5594	48	13	safeguard	safeguard	VERB
cana-5594	48	14	users	user	NOUN
cana-5594	48	15	'	'	PART
cana-5594	48	16	assets	asset	NOUN
cana-5594	48	17	and	and	CCONJ
cana-5594	48	18	prevent	prevent	VERB
cana-5594	48	19	unauthorized	unauthorized	ADJ
cana-5594	48	20	access	access	NOUN
cana-5594	48	21	(	(	PUNCT
cana-5594	48	22	mariana	mariana	PROPN
cana-5594	48	23	et	et	PROPN
cana-5594	48	24	al	al	PROPN
cana-5594	48	25	.	.	PROPN
cana-5594	48	26	,	,	PUNCT
cana-5594	48	27	2025	2025	NUM
cana-5594	48	28	)	)	PUNCT
cana-5594	48	29	.	.	PUNCT
cana-5594	49	1	policymakers	policymaker	NOUN
cana-5594	49	2	should	should	AUX
cana-5594	49	3	enhance	enhance	VERB
cana-5594	49	4	the	the	DET
cana-5594	49	5	integration	integration	NOUN
cana-5594	49	6	of	of	ADP
cana-5594	49	7	digital	digital	ADJ
cana-5594	49	8	technologies	technology	NOUN
cana-5594	49	9	in	in	ADP
cana-5594	49	10	administrative	administrative	ADJ
cana-5594	49	11	and	and	CCONJ
cana-5594	49	12	financial	financial	ADJ
cana-5594	49	13	systems	system	NOUN
cana-5594	49	14	to	to	PART
cana-5594	49	15	accelerate	accelerate	VERB
cana-5594	49	16	trade	trade	NOUN
cana-5594	49	17	in	in	ADP
cana-5594	49	18	mineral	mineral	ADJ
cana-5594	49	19	resources	resource	NOUN
cana-5594	49	20	(	(	PUNCT
cana-5594	49	21	alsagr	alsagr	NOUN
cana-5594	49	22	et	et	PROPN
cana-5594	49	23	al	al	PROPN
cana-5594	49	24	.	.	PROPN
cana-5594	49	25	,	,	PUNCT
cana-5594	49	26	2024	2024	NUM
cana-5594	49	27	)	)	PUNCT
cana-5594	49	28	.	.	PUNCT
cana-5594	50	1	the	the	DET
cana-5594	50	2	study	study	NOUN
cana-5594	50	3	enhances	enhance	VERB
cana-5594	50	4	the	the	DET
cana-5594	50	5	understanding	understanding	NOUN
cana-5594	50	6	of	of	ADP
cana-5594	50	7	digital	digital	ADJ
cana-5594	50	8	payment	payment	NOUN
cana-5594	50	9	adoption	adoption	NOUN
cana-5594	50	10	in	in	ADP
cana-5594	50	11	emerging	emerge	VERB
cana-5594	50	12	markets	market	NOUN
cana-5594	50	13	,	,	PUNCT
cana-5594	50	14	offering	offer	VERB
cana-5594	50	15	valuable	valuable	ADJ
cana-5594	50	16	insights	insight	NOUN
cana-5594	50	17	into	into	ADP
cana-5594	50	18	digital	digital	ADJ
cana-5594	50	19	financial	financial	ADJ
cana-5594	50	20	technologies	technology	NOUN
cana-5594	50	21	for	for	ADP
cana-5594	50	22	practitioners	practitioner	NOUN
cana-5594	50	23	,	,	PUNCT
cana-5594	50	24	policymakers	policymaker	NOUN
cana-5594	50	25	,	,	PUNCT
cana-5594	50	26	and	and	CCONJ
cana-5594	50	27	educators	educator	NOUN
cana-5594	50	28	(	(	PUNCT
cana-5594	50	29	ly	ly	X
cana-5594	50	30	&	&	CCONJ
cana-5594	50	31	ly	ly	NOUN
cana-5594	50	32	,	,	PUNCT
cana-5594	50	33	2024	2024	NUM
cana-5594	50	34	)	)	PUNCT
cana-5594	50	35	.	.	PUNCT
cana-5594	51	1	the	the	DET
cana-5594	51	2	study	study	NOUN
cana-5594	51	3	highlights	highlight	VERB
cana-5594	51	4	that	that	SCONJ
cana-5594	51	5	the	the	DET
cana-5594	51	6	effective	effective	ADJ
cana-5594	51	7	transformation	transformation	NOUN
cana-5594	51	8	of	of	ADP
cana-5594	51	9	r&d	r&d	NOUN
cana-5594	51	10	outcomes	outcome	NOUN
cana-5594	51	11	through	through	ADP
cana-5594	51	12	digital	digital	ADJ
cana-5594	51	13	finance	finance	NOUN
cana-5594	51	14	is	be	AUX
cana-5594	51	15	reliant	reliant	ADJ
cana-5594	51	16	on	on	ADP
cana-5594	51	17	strong	strong	ADJ
cana-5594	51	18	financial	financial	ADJ
cana-5594	51	19	regulation	regulation	NOUN
cana-5594	51	20	.	.	PUNCT
cana-5594	52	1	its	its	PRON
cana-5594	52	2	findings	finding	NOUN
cana-5594	52	3	serve	serve	VERB
cana-5594	52	4	as	as	ADP
cana-5594	52	5	a	a	DET
cana-5594	52	6	useful	useful	ADJ
cana-5594	52	7	reference	reference	NOUN
cana-5594	52	8	for	for	SCONJ
cana-5594	52	9	the	the	DET
cana-5594	52	10	government	government	NOUN
cana-5594	52	11	to	to	PART
cana-5594	52	12	enhance	enhance	VERB
cana-5594	52	13	the	the	DET
cana-5594	52	14	conversion	conversion	NOUN
cana-5594	52	15	rate	rate	NOUN
cana-5594	52	16	of	of	ADP
cana-5594	52	17	scientific	scientific	ADJ
cana-5594	52	18	and	and	CCONJ
cana-5594	52	19	technological	technological	ADJ
cana-5594	52	20	innovations	innovation	NOUN
cana-5594	52	21	(	(	PUNCT
cana-5594	52	22	xie	xie	PROPN
cana-5594	52	23	&	&	CCONJ
cana-5594	52	24	wu	wu	PROPN
cana-5594	52	25	,	,	PUNCT
cana-5594	52	26	2024	2024	NUM
cana-5594	52	27	)	)	PUNCT
cana-5594	52	28	.	.	PUNCT
cana-5594	53	1	certain	certain	ADJ
cana-5594	53	2	researchers	researcher	NOUN
cana-5594	53	3	suggest	suggest	VERB
cana-5594	53	4	that	that	SCONJ
cana-5594	53	5	the	the	DET
cana-5594	53	6	successful	successful	ADJ
cana-5594	53	7	transformation	transformation	NOUN
cana-5594	53	8	of	of	ADP
cana-5594	53	9	scientific	scientific	ADJ
cana-5594	53	10	and	and	CCONJ
cana-5594	53	11	technological	technological	ADJ
cana-5594	53	12	advancements	advancement	NOUN
cana-5594	53	13	depends	depend	VERB
cana-5594	53	14	on	on	ADP
cana-5594	53	15	sufficient	sufficient	ADJ
cana-5594	53	16	financial	financial	ADJ
cana-5594	53	17	backing	backing	NOUN
cana-5594	53	18	from	from	ADP
cana-5594	53	19	governments	government	NOUN
cana-5594	53	20	,	,	PUNCT
cana-5594	53	21	industries	industry	NOUN
cana-5594	53	22	,	,	PUNCT
cana-5594	53	23	and	and	CCONJ
cana-5594	53	24	various	various	ADJ
cana-5594	53	25	other	other	ADJ
cana-5594	53	26	contributors	contributor	NOUN
cana-5594	53	27	(	(	PUNCT
cana-5594	53	28	xie	xie	PROPN
cana-5594	53	29	,	,	PUNCT
cana-5594	53	30	z.	z.	PROPN
cana-5594	53	31	,	,	PUNCT
cana-5594	53	32	du	du	PROPN
cana-5594	53	33	,	,	PUNCT
cana-5594	53	34	j.	j.	PROPN
cana-5594	53	35	&	&	CCONJ
cana-5594	53	36	wu	wu	PROPN
cana-5594	53	37	,	,	PUNCT
cana-5594	53	38	y	y	PROPN
cana-5594	53	39	,	,	PUNCT
cana-5594	53	40	2022	2022	NUM
cana-5594	53	41	)	)	PUNCT
cana-5594	53	42	.	.	PUNCT
cana-5594	54	1	sufficient	sufficient	ADJ
cana-5594	54	2	financial	financial	ADJ
cana-5594	54	3	resources	resource	NOUN
cana-5594	54	4	are	be	AUX
cana-5594	54	5	considered	consider	VERB
cana-5594	54	6	a	a	DET
cana-5594	54	7	crucial	crucial	ADJ
cana-5594	54	8	factor	factor	NOUN
cana-5594	54	9	in	in	ADP
cana-5594	54	10	the	the	DET
cana-5594	54	11	successful	successful	ADJ
cana-5594	54	12	transformation	transformation	NOUN
cana-5594	54	13	of	of	ADP
cana-5594	54	14	scientific	scientific	ADJ
cana-5594	54	15	and	and	CCONJ
cana-5594	54	16	technological	technological	ADJ
cana-5594	54	17	innovations	innovation	NOUN
cana-5594	54	18	(	(	PUNCT
cana-5594	54	19	scarrà	scarrà	PROPN
cana-5594	54	20	&	&	CCONJ
cana-5594	54	21	piccaluga	piccaluga	PROPN
cana-5594	54	22	,	,	PUNCT
cana-5594	54	23	2022	2022	NUM
cana-5594	54	24	)	)	PUNCT
cana-5594	54	25	.	.	PUNCT
cana-5594	55	1	a	a	DET
cana-5594	55	2	welldeveloped	welldevelope	VERB
cana-5594	55	3	financial	financial	ADJ
cana-5594	55	4	services	service	NOUN
cana-5594	55	5	infrastructure	infrastructure	NOUN
cana-5594	55	6	,	,	PUNCT
cana-5594	55	7	including	include	VERB
cana-5594	55	8	mobile	mobile	ADJ
cana-5594	55	9	banking	banking	NOUN
cana-5594	55	10	and	and	CCONJ
cana-5594	55	11	digital	digital	ADJ
cana-5594	55	12	wallets	wallet	NOUN
cana-5594	55	13	,	,	PUNCT
cana-5594	55	14	can	can	AUX
cana-5594	55	15	help	help	VERB
cana-5594	55	16	extend	extend	VERB
cana-5594	55	17	financial	financial	ADJ
cana-5594	55	18	services	service	NOUN
cana-5594	55	19	to	to	ADP
cana-5594	55	20	underserved	underserved	ADJ
cana-5594	55	21	communities	community	NOUN
cana-5594	55	22	(	(	PUNCT
cana-5594	55	23	tay	tay	PROPN
cana-5594	55	24	et	et	PROPN
cana-5594	55	25	al	al	PROPN
cana-5594	55	26	.	.	PROPN
cana-5594	55	27	,	,	PUNCT
cana-5594	55	28	2022	2022	NUM
cana-5594	55	29	)	)	PUNCT
cana-5594	55	30	.	.	PUNCT
cana-5594	56	1	these	these	DET
cana-5594	56	2	findings	finding	NOUN
cana-5594	56	3	highlight	highlight	VERB
cana-5594	56	4	how	how	SCONJ
cana-5594	56	5	financial	financial	ADJ
cana-5594	56	6	inclusion	inclusion	NOUN
cana-5594	56	7	influences	influence	VERB
cana-5594	56	8	the	the	DET
cana-5594	56	9	effectiveness	effectiveness	NOUN
cana-5594	56	10	of	of	ADP
cana-5594	56	11	remittances	remittance	NOUN
cana-5594	56	12	in	in	ADP
cana-5594	56	13	contributing	contribute	VERB
cana-5594	56	14	to	to	ADP
cana-5594	56	15	the	the	DET
cana-5594	56	16	achievement	achievement	NOUN
cana-5594	56	17	of	of	ADP
cana-5594	56	18	sdgs	sdgs	PROPN
cana-5594	56	19	.	.	PUNCT
cana-5594	57	1	this	this	DET
cana-5594	57	2	positive	positive	ADJ
cana-5594	57	3	effect	effect	NOUN
cana-5594	57	4	is	be	AUX
cana-5594	57	5	linked	link	VERB
cana-5594	57	6	to	to	ADP
cana-5594	57	7	increased	increase	VERB
cana-5594	57	8	access	access	NOUN
cana-5594	57	9	to	to	ADP
cana-5594	57	10	financial	financial	ADJ
cana-5594	57	11	services	service	NOUN
cana-5594	57	12	,	,	PUNCT
cana-5594	57	13	better	well	ADJ
cana-5594	57	14	investment	investment	NOUN
cana-5594	57	15	opportunities	opportunity	NOUN
cana-5594	57	16	,	,	PUNCT
cana-5594	57	17	and	and	CCONJ
cana-5594	57	18	stronger	strong	ADJ
cana-5594	57	19	risk	risk	NOUN
cana-5594	57	20	management	management	NOUN
cana-5594	57	21	strategies	strategy	NOUN
cana-5594	57	22	and	and	CCONJ
cana-5594	57	23	policymakers	policymaker	NOUN
cana-5594	57	24	should	should	AUX
cana-5594	57	25	focus	focus	VERB
cana-5594	57	26	on	on	ADP
cana-5594	57	27	enhancing	enhance	VERB
cana-5594	57	28	access	access	NOUN
cana-5594	57	29	to	to	ADP
cana-5594	57	30	financial	financial	ADJ
cana-5594	57	31	services	service	NOUN
cana-5594	57	32	,	,	PUNCT
cana-5594	57	33	especially	especially	ADV
cana-5594	57	34	for	for	ADP
cana-5594	57	35	populations	population	NOUN
cana-5594	57	36	that	that	PRON
cana-5594	57	37	are	be	AUX
cana-5594	57	38	currently	currently	ADV
cana-5594	57	39	underserved	underserved	ADJ
cana-5594	57	40	(	(	PUNCT
cana-5594	57	41	barkat	barkat	PROPN
cana-5594	57	42	et	et	PROPN
cana-5594	57	43	al	al	PROPN
cana-5594	57	44	.	.	PROPN
cana-5594	57	45	,	,	PUNCT
cana-5594	57	46	2024	2024	NUM
cana-5594	57	47	)	)	PUNCT
cana-5594	57	48	.	.	PUNCT
cana-5594	58	1	effective	effective	ADJ
cana-5594	58	2	financial	financial	ADJ
cana-5594	58	3	tools	tool	NOUN
cana-5594	58	4	,	,	PUNCT
cana-5594	58	5	such	such	ADJ
cana-5594	58	6	as	as	ADP
cana-5594	58	7	decentralized	decentralize	VERB
cana-5594	58	8	finance	finance	NOUN
cana-5594	58	9	platforms	platform	NOUN
cana-5594	58	10	and	and	CCONJ
cana-5594	58	11	smart	smart	ADJ
cana-5594	58	12	contracts	contract	NOUN
cana-5594	58	13	,	,	PUNCT
cana-5594	58	14	can	can	AUX
cana-5594	58	15	bridge	bridge	VERB
cana-5594	58	16	credit	credit	NOUN
cana-5594	58	17	gaps	gap	NOUN
cana-5594	58	18	and	and	CCONJ
cana-5594	58	19	enhance	enhance	VERB
cana-5594	58	20	transaction	transaction	NOUN
cana-5594	58	21	efficiency	efficiency	NOUN
cana-5594	58	22	(	(	PUNCT
cana-5594	58	23	phani	phani	PROPN
cana-5594	58	24	et	et	PROPN
cana-5594	58	25	al	al	PROPN
cana-5594	58	26	.	.	PROPN
cana-5594	58	27	,	,	PUNCT
cana-5594	58	28	2023	2023	NUM
cana-5594	58	29	)	)	PUNCT
cana-5594	58	30	.	.	PUNCT
cana-5594	59	1	government	government	NOUN
cana-5594	59	2	initiatives	initiative	NOUN
cana-5594	59	3	,	,	PUNCT
cana-5594	59	4	such	such	ADJ
cana-5594	59	5	as	as	ADP
cana-5594	59	6	china	china	PROPN
cana-5594	59	7	’s	’s	PART
cana-5594	59	8	digital	digital	ADJ
cana-5594	59	9	finance	finance	NOUN
cana-5594	59	10	programs	program	NOUN
cana-5594	59	11	and	and	CCONJ
cana-5594	59	12	india	india	PROPN
cana-5594	59	13	’s	’s	PART
cana-5594	59	14	digital	digital	PROPN
cana-5594	59	15	india	india	PROPN
cana-5594	59	16	campaign	campaign	NOUN
cana-5594	59	17	,	,	PUNCT
cana-5594	59	18	highlight	highlight	VERB
cana-5594	59	19	the	the	DET
cana-5594	59	20	need	need	NOUN
cana-5594	59	21	to	to	PART
cana-5594	59	22	align	align	VERB
cana-5594	59	23	fintech	fintech	NOUN
cana-5594	59	24	advancements	advancement	NOUN
cana-5594	59	25	with	with	ADP
cana-5594	59	26	national	national	ADJ
cana-5594	59	27	strategies	strategy	NOUN
cana-5594	59	28	(	(	PUNCT
cana-5594	59	29	feng	feng	PROPN
cana-5594	59	30	et	et	PROPN
cana-5594	59	31	al	al	PROPN
cana-5594	59	32	.	.	PROPN
cana-5594	59	33	,	,	PUNCT
cana-5594	59	34	2023	2023	NUM
cana-5594	59	35	;	;	PUNCT
cana-5594	59	36	gupta	gupta	PROPN
cana-5594	59	37	et	et	PROPN
cana-5594	59	38	al	al	PROPN
cana-5594	59	39	.	.	PROPN
cana-5594	59	40	,	,	PUNCT
cana-5594	59	41	2022	2022	NUM
cana-5594	59	42	)	)	PUNCT
cana-5594	59	43	.	.	PUNCT
cana-5594	60	1	governments	government	NOUN
cana-5594	60	2	contribute	contribute	VERB
cana-5594	60	3	to	to	ADP
cana-5594	60	4	advancing	advance	VERB
cana-5594	60	5	financial	financial	ADJ
cana-5594	60	6	inclusion	inclusion	NOUN
cana-5594	60	7	by	by	ADP
cana-5594	60	8	encouraging	encourage	VERB
cana-5594	60	9	the	the	DET
cana-5594	60	10	adoption	adoption	NOUN
cana-5594	60	11	of	of	ADP
cana-5594	60	12	digital	digital	ADJ
cana-5594	60	13	technologies	technology	NOUN
cana-5594	60	14	and	and	CCONJ
cana-5594	60	15	facilitating	facilitate	VERB
cana-5594	60	16	the	the	DET
cana-5594	60	17	integration	integration	NOUN
cana-5594	60	18	of	of	ADP
cana-5594	60	19	fintech	fintech	NOUN
cana-5594	60	20	solutions	solution	NOUN
cana-5594	60	21	hua	hua	PROPN
cana-5594	60	22	and	and	CCONJ
cana-5594	60	23	huang	huang	PROPN
cana-5594	60	24	(	(	PUNCT
cana-5594	60	25	2021	2021	NUM
cana-5594	60	26	)	)	PUNCT
cana-5594	60	27	.	.	PUNCT
cana-5594	61	1	government	government	NOUN
cana-5594	61	2	backing	backing	NOUN
cana-5594	61	3	and	and	CCONJ
cana-5594	61	4	wellstructured	wellstructure	VERB
cana-5594	61	5	regulations	regulation	NOUN
cana-5594	61	6	are	be	AUX
cana-5594	61	7	crucial	crucial	ADJ
cana-5594	61	8	for	for	ADP
cana-5594	61	9	fostering	foster	VERB
cana-5594	61	10	the	the	DET
cana-5594	61	11	growth	growth	NOUN
cana-5594	61	12	of	of	ADP
cana-5594	61	13	fintech	fintech	NOUN
cana-5594	61	14	ecosystems	ecosystem	NOUN
cana-5594	61	15	sheng	sheng	NOUN
cana-5594	61	16	(	(	PUNCT
cana-5594	61	17	2021	2021	NUM
cana-5594	61	18	)	)	PUNCT
cana-5594	61	19	.	.	PUNCT
cana-5594	62	1	a	a	DET
cana-5594	62	2	novel	novel	ADJ
cana-5594	62	3	economic	economic	ADJ
cana-5594	62	4	and	and	CCONJ
cana-5594	62	5	organizational	organizational	ADJ
cana-5594	62	6	model	model	NOUN
cana-5594	62	7	has	have	VERB
cana-5594	62	8	the	the	DET
cana-5594	62	9	potential	potential	NOUN
cana-5594	62	10	to	to	PART
cana-5594	62	11	enhance	enhance	VERB
cana-5594	62	12	government	government	NOUN
cana-5594	62	13	operations	operation	NOUN
cana-5594	62	14	,	,	PUNCT
cana-5594	62	15	bridging	bridge	VERB
cana-5594	62	16	the	the	DET
cana-5594	62	17	gap	gap	NOUN
cana-5594	62	18	between	between	ADP
cana-5594	62	19	centralized	centralized	ADJ
cana-5594	62	20	and	and	CCONJ
cana-5594	62	21	localized	localized	ADJ
cana-5594	62	22	public	public	ADJ
cana-5594	62	23	service	service	NOUN
cana-5594	62	24	delivery	delivery	NOUN
cana-5594	62	25	debates	debate	NOUN
cana-5594	62	26	.	.	PUNCT
cana-5594	63	1	it	it	PRON
cana-5594	63	2	provides	provide	VERB
cana-5594	63	3	a	a	DET
cana-5594	63	4	systematic	systematic	ADJ
cana-5594	63	5	framework	framework	NOUN
cana-5594	63	6	for	for	ADP
cana-5594	63	7	platform	platform	NOUN
cana-5594	63	8	application	application	NOUN
cana-5594	63	9	(	(	PUNCT
cana-5594	63	10	brown	brown	NOUN
cana-5594	63	11	et	et	PROPN
cana-5594	63	12	al	al	PROPN
cana-5594	63	13	.	.	PROPN
cana-5594	63	14	,	,	PUNCT
cana-5594	63	15	2017	2017	NUM
cana-5594	63	16	)	)	PUNCT
cana-5594	63	17	.	.	PUNCT
cana-5594	64	1	fintech	fintech	NOUN
cana-5594	64	2	leverages	leverage	VERB
cana-5594	64	3	advancements	advancement	NOUN
cana-5594	64	4	in	in	ADP
cana-5594	64	5	information	information	NOUN
cana-5594	64	6	and	and	CCONJ
cana-5594	64	7	communication	communication	NOUN
cana-5594	64	8	technologies	technology	NOUN
cana-5594	64	9	(	(	PUNCT
cana-5594	64	10	icts	ict	NOUN
cana-5594	64	11	)	)	PUNCT
cana-5594	64	12	,	,	PUNCT
cana-5594	64	13	including	include	VERB
cana-5594	64	14	the	the	DET
cana-5594	64	15	internet	internet	NOUN
cana-5594	64	16	and	and	CCONJ
cana-5594	64	17	mobile	mobile	ADJ
cana-5594	64	18	devices	device	NOUN
cana-5594	64	19	,	,	PUNCT
cana-5594	64	20	to	to	PART
cana-5594	64	21	develop	develop	VERB
cana-5594	64	22	digital	digital	ADJ
cana-5594	64	23	platforms	platform	NOUN
cana-5594	64	24	that	that	PRON
cana-5594	64	25	provide	provide	VERB
cana-5594	64	26	personalized	personalized	ADJ
cana-5594	64	27	and	and	CCONJ
cana-5594	64	28	efficient	efficient	ADJ
cana-5594	64	29	services	service	NOUN
cana-5594	64	30	.	.	PUNCT
cana-5594	65	1	this	this	DET
cana-5594	65	2	innovation	innovation	NOUN
cana-5594	65	3	enhances	enhance	VERB
cana-5594	65	4	access	access	NOUN
cana-5594	65	5	to	to	ADP
cana-5594	65	6	essential	essential	ADJ
cana-5594	65	7	financial	financial	ADJ
cana-5594	65	8	services	service	NOUN
cana-5594	65	9	for	for	ADP
cana-5594	65	10	underserved	underserved	ADJ
cana-5594	65	11	individuals	individual	NOUN
cana-5594	65	12	and	and	CCONJ
cana-5594	65	13	businesses	business	NOUN
cana-5594	65	14	(	(	PUNCT
cana-5594	65	15	adugna	adugna	NOUN
cana-5594	65	16	,	,	PUNCT
cana-5594	65	17	2024	2024	NUM
cana-5594	65	18	)	)	PUNCT
cana-5594	65	19	.	.	PUNCT
cana-5594	66	1	https://www.sciencedirect.com/science/article/pii/s2666954424000279#bb0370	https://www.sciencedirect.com/science/article/pii/s2666954424000279#bb0370	NUM
cana-5594	66	2	https://www.sciencedirect.com/science/article/pii/s2666954424000279#bb0160	https://www.sciencedirect.com/science/article/pii/s2666954424000279#bb0160	NOUN
cana-5594	66	3	https://www.sciencedirect.com/science/article/pii/s2666954424000279#bb0195	https://www.sciencedirect.com/science/article/pii/s2666954424000279#bb0195	NOUN
cana-5594	66	4	https://www.sciencedirect.com/science/article/pii/s2666954424000279#bb0215	https://www.sciencedirect.com/science/article/pii/s2666954424000279#bb0215	VERB
cana-5594	66	5	https://www.sciencedirect.com/science/article/pii/s2666954424000279#bb0425	https://www.sciencedirect.com/science/article/pii/s2666954424000279#bb0425	NOUN
cana-5594	66	6	communications	communication	NOUN
cana-5594	66	7	on	on	ADP
cana-5594	66	8	applied	apply	VERB
cana-5594	66	9	nonlinear	nonlinear	ADJ
cana-5594	66	10	analysis	analysis	NOUN
cana-5594	66	11	issn	issn	NOUN
cana-5594	66	12	:	:	PUNCT
cana-5594	66	13	1074	1074	NUM
cana-5594	66	14	-	-	PUNCT
cana-5594	66	15	133x	133x	NUM
cana-5594	66	16	vol	vol	NOUN
cana-5594	66	17	32	32	NUM
cana-5594	66	18	no	no	NOUN
cana-5594	66	19	.	.	PUNCT
cana-5594	67	1	icmasd	icmasd	NOUN
cana-5594	67	2	(	(	PUNCT
cana-5594	67	3	2025	2025	NUM
cana-5594	67	4	)	)	PUNCT
cana-5594	67	5	1925	1925	NUM
cana-5594	67	6	https://internationalpubls.com	https://internationalpubls.com	X
cana-5594	67	7	government	government	NOUN
cana-5594	67	8	reports	report	NOUN
cana-5594	67	9	indicate	indicate	VERB
cana-5594	67	10	significant	significant	ADJ
cana-5594	67	11	savings	saving	NOUN
cana-5594	67	12	due	due	ADP
cana-5594	67	13	to	to	ADP
cana-5594	67	14	the	the	DET
cana-5594	67	15	use	use	NOUN
cana-5594	67	16	of	of	ADP
cana-5594	67	17	aadhaar	aadhaar	NOUN
cana-5594	67	18	in	in	ADP
cana-5594	67	19	delivering	deliver	VERB
cana-5594	67	20	public	public	ADJ
cana-5594	67	21	services	service	NOUN
cana-5594	67	22	and	and	CCONJ
cana-5594	67	23	facilitating	facilitate	VERB
cana-5594	67	24	payment	payment	NOUN
cana-5594	67	25	transfers	transfer	NOUN
cana-5594	67	26	(	(	PUNCT
cana-5594	67	27	arner	arner	NOUN
cana-5594	67	28	et	et	PROPN
cana-5594	67	29	al	al	PROPN
cana-5594	67	30	.	.	PROPN
cana-5594	67	31	,	,	PUNCT
cana-5594	67	32	2018	2018	NUM
cana-5594	67	33	)	)	PUNCT
cana-5594	67	34	.	.	PUNCT
cana-5594	68	1	transaction	transaction	NOUN
cana-5594	68	2	growth	growth	NOUN
cana-5594	68	3	over	over	ADP
cana-5594	68	4	the	the	DET
cana-5594	68	5	years	year	NOUN
cana-5594	68	6	and	and	CCONJ
cana-5594	68	7	significant	significant	ADJ
cana-5594	68	8	spike	spike	NOUN
cana-5594	68	9	in	in	ADP
cana-5594	68	10	2020	2020	NUM
cana-5594	68	11	-	-	SYM
cana-5594	68	12	21	21	NUM
cana-5594	68	13	in	in	ADP
cana-5594	68	14	its	its	PRON
cana-5594	68	15	first	first	ADJ
cana-5594	68	16	year	year	NOUN
cana-5594	68	17	(	(	PUNCT
cana-5594	68	18	2016	2016	NUM
cana-5594	68	19	-	-	SYM
cana-5594	68	20	17	17	NUM
cana-5594	68	21	)	)	PUNCT
cana-5594	68	22	,	,	PUNCT
cana-5594	68	23	aeps	aeps	PROPN
cana-5594	68	24	had	have	VERB
cana-5594	68	25	345	345	NUM
cana-5594	68	26	million	million	NUM
cana-5594	68	27	transactions	transaction	NOUN
cana-5594	68	28	,	,	PUNCT
cana-5594	68	29	reflecting	reflect	VERB
cana-5594	68	30	cautious	cautious	ADJ
cana-5594	68	31	early	early	ADJ
cana-5594	68	32	adoption	adoption	NOUN
cana-5594	68	33	.	.	PUNCT
cana-5594	69	1	by	by	ADP
cana-5594	69	2	2022	2022	NUM
cana-5594	69	3	-	-	SYM
cana-5594	69	4	23	23	NUM
cana-5594	69	5	,	,	PUNCT
cana-5594	69	6	transactions	transaction	NOUN
cana-5594	69	7	surged	surge	VERB
cana-5594	69	8	to	to	ADP
cana-5594	69	9	4.86	4.86	NUM
cana-5594	69	10	billion	billion	NUM
cana-5594	69	11	,	,	PUNCT
cana-5594	69	12	showing	show	VERB
cana-5594	69	13	rapid	rapid	ADJ
cana-5594	69	14	acceptance	acceptance	NOUN
cana-5594	69	15	.	.	PUNCT
cana-5594	70	1	notably	notably	ADV
cana-5594	70	2	,	,	PUNCT
cana-5594	70	3	in	in	ADP
cana-5594	70	4	2020	2020	NUM
cana-5594	70	5	-	-	SYM
cana-5594	70	6	21	21	NUM
cana-5594	70	7	,	,	PUNCT
cana-5594	70	8	there	there	PRON
cana-5594	70	9	was	be	VERB
cana-5594	70	10	a	a	DET
cana-5594	70	11	dramatic	dramatic	ADJ
cana-5594	70	12	increase	increase	NOUN
cana-5594	70	13	of	of	ADP
cana-5594	70	14	1.6	1.6	NUM
cana-5594	70	15	billion	billion	NUM
cana-5594	70	16	transactions	transaction	NOUN
cana-5594	70	17	in	in	ADP
cana-5594	70	18	one	one	NUM
cana-5594	70	19	year	year	NOUN
cana-5594	70	20	,	,	PUNCT
cana-5594	70	21	highlighting	highlight	VERB
cana-5594	70	22	significant	significant	ADJ
cana-5594	70	23	growth	growth	NOUN
cana-5594	70	24	.	.	PUNCT
cana-5594	71	1	the	the	DET
cana-5594	71	2	chart	chart	NOUN
cana-5594	71	3	shows	show	VERB
cana-5594	71	4	aeps	aeps	ADP
cana-5594	71	5	growth	growth	NOUN
cana-5594	71	6	from	from	ADP
cana-5594	71	7	2016	2016	NUM
cana-5594	71	8	-	-	SYM
cana-5594	71	9	17	17	NUM
cana-5594	71	10	to	to	ADP
cana-5594	71	11	2022-23.here	2022-23.here	NUM
cana-5594	71	12	’s	’	VERB
cana-5594	71	13	a	a	DET
cana-5594	71	14	breakdown	breakdown	NOUN
cana-5594	71	15	of	of	ADP
cana-5594	71	16	the	the	DET
cana-5594	71	17	key	key	ADJ
cana-5594	71	18	elements	element	NOUN
cana-5594	71	19	:	:	PUNCT
cana-5594	71	20	figure	figure	NOUN
cana-5594	71	21	1	1	NUM
cana-5594	71	22	transaction	transaction	NOUN
cana-5594	71	23	growth	growth	NOUN
cana-5594	71	24	over	over	ADP
cana-5594	71	25	the	the	DET
cana-5594	71	26	years	year	NOUN
cana-5594	71	27	and	and	CCONJ
cana-5594	71	28	significant	significant	ADJ
cana-5594	71	29	spike	spike	NOUN
cana-5594	71	30	in	in	ADP
cana-5594	71	31	2020	2020	NUM
cana-5594	71	32	-	-	SYM
cana-5594	71	33	21	21	NUM
cana-5594	71	34	source	source	NOUN
cana-5594	71	35	:	:	PUNCT
cana-5594	71	36	https://blogs.isb.edu	https://blogs.isb.edu	PROPN
cana-5594	71	37	/	/	SYM
cana-5594	71	38	bhartiinstitute/2023/05/05	bhartiinstitute/2023/05/05	PROPN
cana-5594	71	39	/	/	SYM
cana-5594	71	40	aadhaar	aadhaar	NOUN
cana-5594	71	41	-	-	PUNCT
cana-5594	71	42	enabled	enable	VERB
cana-5594	71	43	-	-	PUNCT
cana-5594	71	44	payment	payment	NOUN
cana-5594	71	45	-	-	PUNCT
cana-5594	71	46	system	system	NOUN
cana-5594	71	47	-	-	PUNCT
cana-5594	71	48	aepsbridging	aepsbridge	VERB
cana-5594	71	49	-	-	PUNCT
cana-5594	71	50	the	the	DET
cana-5594	71	51	-	-	PUNCT
cana-5594	71	52	gap	gap	NOUN
cana-5594	71	53	-	-	PUNCT
cana-5594	71	54	in	in	ADP
cana-5594	71	55	-	-	PUNCT
cana-5594	71	56	indias	indias	NOUN
cana-5594	71	57	-	-	PUNCT
cana-5594	71	58	financial	financial	ADJ
cana-5594	71	59	-	-	PUNCT
cana-5594	71	60	inclusion	inclusion	NOUN
cana-5594	71	61	-	-	PUNCT
cana-5594	71	62	journey/	journey/	PROPN
cana-5594	71	63	(	(	PUNCT
cana-5594	71	64	bharti	bharti	PROPN
cana-5594	71	65	institute	institute	PROPN
cana-5594	71	66	of	of	ADP
cana-5594	71	67	public	public	ADJ
cana-5594	71	68	policy	policy	NOUN
cana-5594	71	69	)	)	PUNCT
cana-5594	71	70	figure	figure	NOUN
cana-5594	71	71	1	1	NUM
cana-5594	71	72	highlights	highlight	NOUN
cana-5594	71	73	the	the	DET
cana-5594	71	74	impressive	impressive	ADJ
cana-5594	71	75	growth	growth	NOUN
cana-5594	71	76	of	of	ADP
cana-5594	71	77	the	the	DET
cana-5594	71	78	aadhaar	aadhaar	NOUN
cana-5594	71	79	enabled	enable	VERB
cana-5594	71	80	payment	payment	NOUN
cana-5594	71	81	system	system	NOUN
cana-5594	71	82	(	(	PUNCT
cana-5594	71	83	aeps	aep	NOUN
cana-5594	71	84	)	)	PUNCT
cana-5594	71	85	from	from	ADP
cana-5594	71	86	the	the	DET
cana-5594	71	87	fiscal	fiscal	ADJ
cana-5594	71	88	year	year	NOUN
cana-5594	71	89	2016	2016	NUM
cana-5594	71	90	-	-	SYM
cana-5594	71	91	17	17	NUM
cana-5594	71	92	to	to	ADP
cana-5594	71	93	2022	2022	NUM
cana-5594	71	94	-	-	SYM
cana-5594	71	95	23	23	NUM
cana-5594	71	96	.	.	PUNCT
cana-5594	72	1	it	it	PRON
cana-5594	72	2	highlights	highlight	VERB
cana-5594	72	3	a	a	DET
cana-5594	72	4	significant	significant	ADJ
cana-5594	72	5	increase	increase	NOUN
cana-5594	72	6	in	in	ADP
cana-5594	72	7	the	the	DET
cana-5594	72	8	total	total	ADJ
cana-5594	72	9	number	number	NOUN
cana-5594	72	10	of	of	ADP
cana-5594	72	11	approved	approve	VERB
cana-5594	72	12	transactions	transaction	NOUN
cana-5594	72	13	,	,	PUNCT
cana-5594	72	14	which	which	PRON
cana-5594	72	15	surged	surge	VERB
cana-5594	72	16	from	from	ADP
cana-5594	72	17	345	345	NUM
cana-5594	72	18	million	million	NUM
cana-5594	72	19	in	in	ADP
cana-5594	72	20	2016	2016	NUM
cana-5594	72	21	-	-	SYM
cana-5594	72	22	17	17	NUM
cana-5594	72	23	to	to	PART
cana-5594	72	24	4.86	4.86	NUM
cana-5594	72	25	billion	billion	NUM
cana-5594	72	26	in	in	ADP
cana-5594	72	27	2022	2022	NUM
cana-5594	72	28	-	-	SYM
cana-5594	72	29	23	23	NUM
cana-5594	72	30	.	.	PUNCT
cana-5594	73	1	additionally	additionally	ADV
cana-5594	73	2	,	,	PUNCT
cana-5594	73	3	the	the	DET
cana-5594	73	4	graph	graph	NOUN
cana-5594	73	5	shows	show	VERB
cana-5594	73	6	the	the	DET
cana-5594	73	7	percentage	percentage	NOUN
cana-5594	73	8	of	of	ADP
cana-5594	73	9	approved	approve	VERB
cana-5594	73	10	off	off	ADP
cana-5594	73	11	-	-	PUNCT
cana-5594	73	12	us	we	PRON
cana-5594	73	13	transactions	transaction	NOUN
cana-5594	73	14	,	,	PUNCT
cana-5594	73	15	which	which	PRON
cana-5594	73	16	indicates	indicate	VERB
cana-5594	73	17	transactions	transaction	NOUN
cana-5594	73	18	conducted	conduct	VERB
cana-5594	73	19	at	at	ADP
cana-5594	73	20	a	a	DET
cana-5594	73	21	different	different	ADJ
cana-5594	73	22	bank	bank	NOUN
cana-5594	73	23	than	than	ADP
cana-5594	73	24	the	the	DET
cana-5594	73	25	account	account	NOUN
cana-5594	73	26	holders	holder	NOUN
cana-5594	73	27	.	.	PUNCT
cana-5594	74	1	this	this	DET
cana-5594	74	2	percentage	percentage	NOUN
cana-5594	74	3	rose	rise	VERB
cana-5594	74	4	from	from	ADP
cana-5594	74	5	7.49	7.49	NUM
cana-5594	74	6	%	%	NOUN
cana-5594	74	7	in	in	ADP
cana-5594	74	8	2016	2016	NUM
cana-5594	74	9	-	-	SYM
cana-5594	74	10	17	17	NUM
cana-5594	74	11	to	to	PART
cana-5594	74	12	peak	peak	VERB
cana-5594	74	13	at	at	ADP
cana-5594	74	14	54.29	54.29	NUM
cana-5594	74	15	%	%	NOUN
cana-5594	74	16	in	in	ADP
cana-5594	74	17	2021	2021	NUM
cana-5594	74	18	-	-	SYM
cana-5594	74	19	22	22	NUM
cana-5594	74	20	,	,	PUNCT
cana-5594	74	21	before	before	ADP
cana-5594	74	22	slightly	slightly	ADV
cana-5594	74	23	decreasing	decrease	VERB
cana-5594	74	24	to	to	ADP
cana-5594	74	25	51.90	51.90	NUM
cana-5594	74	26	%	%	NOUN
cana-5594	74	27	in	in	ADP
cana-5594	74	28	2022	2022	NUM
cana-5594	74	29	-	-	SYM
cana-5594	74	30	23	23	NUM
cana-5594	74	31	.	.	PUNCT
cana-5594	75	1	overall	overall	ADV
cana-5594	75	2	,	,	PUNCT
cana-5594	75	3	the	the	DET
cana-5594	75	4	image	image	NOUN
cana-5594	75	5	depicts	depict	VERB
cana-5594	75	6	the	the	DET
cana-5594	75	7	expanding	expand	VERB
cana-5594	75	8	adoption	adoption	NOUN
cana-5594	75	9	and	and	CCONJ
cana-5594	75	10	reliance	reliance	NOUN
cana-5594	75	11	on	on	ADP
cana-5594	75	12	aeps	aep	NOUN
cana-5594	75	13	for	for	ADP
cana-5594	75	14	digital	digital	ADJ
cana-5594	75	15	payments	payment	NOUN
cana-5594	75	16	across	across	ADP
cana-5594	75	17	india	india	PROPN
cana-5594	75	18	,	,	PUNCT
cana-5594	75	19	demonstrating	demonstrate	VERB
cana-5594	75	20	its	its	PRON
cana-5594	75	21	increasing	increase	VERB
cana-5594	75	22	role	role	NOUN
cana-5594	75	23	in	in	ADP
cana-5594	75	24	facilitating	facilitate	VERB
cana-5594	75	25	secure	secure	ADJ
cana-5594	75	26	and	and	CCONJ
cana-5594	75	27	convenient	convenient	ADJ
cana-5594	75	28	financial	financial	ADJ
cana-5594	75	29	transactions	transaction	NOUN
cana-5594	75	30	.	.	PUNCT
cana-5594	76	1	aadhar	aadhar	PROPN
cana-5594	76	2	enabled	enable	VERB
cana-5594	76	3	payment	payment	NOUN
cana-5594	76	4	system	system	NOUN
cana-5594	76	5	aeps	aep	NOUN
cana-5594	76	6	,	,	PUNCT
cana-5594	76	7	leveraging	leverage	VERB
cana-5594	76	8	the	the	DET
cana-5594	76	9	aadhaar	aadhaar	NOUN
cana-5594	76	10	i	i	PROPN
cana-5594	76	11	d	d	PROPN
cana-5594	76	12	,	,	PUNCT
cana-5594	76	13	is	be	AUX
cana-5594	76	14	a	a	DET
cana-5594	76	15	major	major	ADJ
cana-5594	76	16	government	government	NOUN
cana-5594	76	17	initiative	initiative	NOUN
cana-5594	76	18	in	in	ADP
cana-5594	76	19	india	india	PROPN
cana-5594	76	20	for	for	ADP
cana-5594	76	21	secure	secure	ADJ
cana-5594	76	22	financial	financial	ADJ
cana-5594	76	23	transactions	transaction	NOUN
cana-5594	76	24	.	.	PUNCT
cana-5594	77	1	issued	issue	VERB
cana-5594	77	2	by	by	ADP
cana-5594	77	3	uidai	uidai	PROPN
cana-5594	77	4	,	,	PUNCT
cana-5594	77	5	aadhaar	aadhaar	NOUN
cana-5594	77	6	provides	provide	VERB
cana-5594	77	7	proof	proof	NOUN
cana-5594	77	8	of	of	ADP
cana-5594	77	9	identity	identity	NOUN
cana-5594	77	10	and	and	CCONJ
cana-5594	77	11	address	address	NOUN
cana-5594	77	12	.	.	PUNCT
cana-5594	78	1	aeps	aep	NOUN
cana-5594	78	2	enhances	enhance	VERB
cana-5594	78	3	trust	trust	NOUN
cana-5594	78	4	,	,	PUNCT
cana-5594	78	5	accountability	accountability	NOUN
cana-5594	78	6	,	,	PUNCT
cana-5594	78	7	and	and	CCONJ
cana-5594	78	8	inclusive	inclusive	ADJ
cana-5594	78	9	access	access	NOUN
cana-5594	78	10	to	to	ADP
cana-5594	78	11	banking	banking	NOUN
cana-5594	78	12	services	service	NOUN
cana-5594	78	13	through	through	ADP
cana-5594	78	14	a	a	DET
cana-5594	78	15	centralized	centralized	ADJ
cana-5594	78	16	system	system	NOUN
cana-5594	78	17	.	.	PUNCT
cana-5594	79	1	communications	communication	NOUN
cana-5594	79	2	on	on	ADP
cana-5594	79	3	applied	apply	VERB
cana-5594	79	4	nonlinear	nonlinear	ADJ
cana-5594	79	5	analysis	analysis	NOUN
cana-5594	79	6	issn	issn	NOUN
cana-5594	79	7	:	:	PUNCT
cana-5594	79	8	1074	1074	NUM
cana-5594	79	9	-	-	PUNCT
cana-5594	79	10	133x	133x	NUM
cana-5594	79	11	vol	vol	NOUN
cana-5594	79	12	32	32	NUM
cana-5594	79	13	no	no	NOUN
cana-5594	79	14	.	.	PUNCT
cana-5594	80	1	icmasd	icmasd	NOUN
cana-5594	80	2	(	(	PUNCT
cana-5594	80	3	2025	2025	NUM
cana-5594	80	4	)	)	PUNCT
cana-5594	80	5	1926	1926	NUM
cana-5594	81	1	https://internationalpubls.com	https://internationalpubls.com	X
cana-5594	81	2	figure	figure	NOUN
cana-5594	81	3	2	2	NUM
cana-5594	81	4	services	service	NOUN
cana-5594	81	5	offered	offer	VERB
cana-5594	81	6	by	by	ADP
cana-5594	81	7	the	the	DET
cana-5594	81	8	aadhaar	aadhaar	NOUN
cana-5594	81	9	-	-	PUNCT
cana-5594	81	10	enabled	enable	VERB
cana-5594	81	11	payment	payment	NOUN
cana-5594	81	12	system	system	NOUN
cana-5594	81	13	(	(	PUNCT
cana-5594	81	14	aeps	aeps	ADJ
cana-5594	81	15	)	)	PUNCT
cana-5594	81	16	overview	overview	NOUN
cana-5594	81	17	of	of	ADP
cana-5594	81	18	the	the	DET
cana-5594	81	19	aadhaar	aadhaar	NOUN
cana-5594	81	20	enabled	enable	VERB
cana-5594	81	21	payment	payment	NOUN
cana-5594	81	22	system	system	NOUN
cana-5594	81	23	(	(	PUNCT
cana-5594	81	24	aeps	aeps	ADJ
cana-5594	81	25	)	)	PUNCT
cana-5594	81	26	,	,	PUNCT
cana-5594	81	27	emphasizing	emphasize	VERB
cana-5594	81	28	its	its	PRON
cana-5594	81	29	various	various	ADJ
cana-5594	81	30	services	service	NOUN
cana-5594	81	31	and	and	CCONJ
cana-5594	81	32	usage	usage	NOUN
cana-5594	81	33	steps	step	NOUN
cana-5594	81	34	.	.	PUNCT
cana-5594	82	1	at	at	ADP
cana-5594	82	2	the	the	DET
cana-5594	82	3	top	top	NOUN
cana-5594	82	4	left	leave	VERB
cana-5594	82	5	,	,	PUNCT
cana-5594	82	6	the	the	DET
cana-5594	82	7	aeps	aeps	ADJ
cana-5594	82	8	logo	logo	NOUN
cana-5594	82	9	and	and	CCONJ
cana-5594	82	10	title	title	NOUN
cana-5594	82	11	are	be	AUX
cana-5594	82	12	prominently	prominently	ADV
cana-5594	82	13	displayed	display	VERB
cana-5594	82	14	,	,	PUNCT
cana-5594	82	15	underscoring	underscore	VERB
cana-5594	82	16	the	the	DET
cana-5594	82	17	significance	significance	NOUN
cana-5594	82	18	of	of	ADP
cana-5594	82	19	this	this	DET
cana-5594	82	20	payment	payment	NOUN
cana-5594	82	21	system	system	NOUN
cana-5594	82	22	.	.	PUNCT
cana-5594	83	1	below	below	ADP
cana-5594	83	2	the	the	DET
cana-5594	83	3	logo	logo	NOUN
cana-5594	83	4	,	,	PUNCT
cana-5594	83	5	an	an	DET
cana-5594	83	6	illustration	illustration	NOUN
cana-5594	83	7	shows	show	VERB
cana-5594	83	8	a	a	DET
cana-5594	83	9	mobile	mobile	ADJ
cana-5594	83	10	device	device	NOUN
cana-5594	83	11	with	with	ADP
cana-5594	83	12	a	a	DET
cana-5594	83	13	fingerprint	fingerprint	NOUN
cana-5594	83	14	scanner	scanner	NOUN
cana-5594	83	15	,	,	PUNCT
cana-5594	83	16	highlighting	highlight	VERB
cana-5594	83	17	aadhaar	aadhaar	NOUN
cana-5594	83	18	-	-	PUNCT
cana-5594	83	19	based	base	VERB
cana-5594	83	20	e	e	NOUN
cana-5594	83	21	-	-	NOUN
cana-5594	83	22	kyc	kyc	X
cana-5594	83	23	for	for	ADP
cana-5594	83	24	user	user	NOUN
cana-5594	83	25	authentication	authentication	NOUN
cana-5594	83	26	.	.	PUNCT
cana-5594	84	1	the	the	DET
cana-5594	84	2	services	service	NOUN
cana-5594	84	3	provided	provide	VERB
cana-5594	84	4	by	by	ADP
cana-5594	84	5	aeps	aep	NOUN
cana-5594	84	6	are	be	AUX
cana-5594	84	7	arranged	arrange	VERB
cana-5594	84	8	in	in	ADP
cana-5594	84	9	a	a	DET
cana-5594	84	10	circular	circular	ADJ
cana-5594	84	11	format	format	NOUN
cana-5594	84	12	around	around	ADP
cana-5594	84	13	the	the	DET
cana-5594	84	14	logo	logo	NOUN
cana-5594	84	15	,	,	PUNCT
cana-5594	84	16	including	include	VERB
cana-5594	84	17	cash	cash	NOUN
cana-5594	84	18	deposit	deposit	NOUN
cana-5594	84	19	,	,	PUNCT
cana-5594	84	20	mobile	mobile	ADJ
cana-5594	84	21	/	/	SYM
cana-5594	84	22	dth	dth	ADJ
cana-5594	84	23	recharge	recharge	NOUN
cana-5594	84	24	,	,	PUNCT
cana-5594	84	25	money	money	NOUN
cana-5594	84	26	transfer	transfer	NOUN
cana-5594	84	27	,	,	PUNCT
cana-5594	84	28	mobile	mobile	ADJ
cana-5594	84	29	pos	pos	NOUN
cana-5594	84	30	transactions	transaction	NOUN
cana-5594	84	31	,	,	PUNCT
cana-5594	84	32	bharat	bharat	NOUN
cana-5594	84	33	bill	bill	PROPN
cana-5594	84	34	payment	payment	NOUN
cana-5594	84	35	system	system	NOUN
cana-5594	84	36	(	(	PUNCT
cana-5594	84	37	bbps	bbps	NOUN
cana-5594	84	38	)	)	PUNCT
cana-5594	84	39	,	,	PUNCT
cana-5594	84	40	general	general	ADJ
cana-5594	84	41	payments	payment	NOUN
cana-5594	84	42	,	,	PUNCT
cana-5594	84	43	balance	balance	NOUN
cana-5594	84	44	inquiry	inquiry	NOUN
cana-5594	84	45	,	,	PUNCT
cana-5594	84	46	uti	uti	PROPN
cana-5594	84	47	/	/	SYM
cana-5594	84	48	nsdl	nsdl	PROPN
cana-5594	84	49	services	service	NOUN
cana-5594	84	50	,	,	PUNCT
cana-5594	84	51	and	and	CCONJ
cana-5594	84	52	cash	cash	NOUN
cana-5594	84	53	withdrawal	withdrawal	NOUN
cana-5594	84	54	.	.	PUNCT
cana-5594	85	1	this	this	DET
cana-5594	85	2	array	array	NOUN
cana-5594	85	3	of	of	ADP
cana-5594	85	4	services	service	NOUN
cana-5594	85	5	demonstrates	demonstrate	VERB
cana-5594	85	6	the	the	DET
cana-5594	85	7	apes	ape	NOUN
cana-5594	85	8	’	'	PUNCT
cana-5594	85	9	comprehensive	comprehensive	ADJ
cana-5594	85	10	capabilities	capability	NOUN
cana-5594	85	11	in	in	ADP
cana-5594	85	12	facilitating	facilitate	VERB
cana-5594	85	13	diverse	diverse	ADJ
cana-5594	85	14	banking	banking	NOUN
cana-5594	85	15	transactions	transaction	NOUN
cana-5594	85	16	.	.	PUNCT
cana-5594	86	1	the	the	DET
cana-5594	86	2	importance	importance	NOUN
cana-5594	86	3	of	of	ADP
cana-5594	86	4	the	the	DET
cana-5594	86	5	aeps	aep	NOUN
cana-5594	86	6	is	be	AUX
cana-5594	86	7	visually	visually	ADV
cana-5594	86	8	represented	represent	VERB
cana-5594	86	9	,	,	PUNCT
cana-5594	86	10	highlighting	highlight	VERB
cana-5594	86	11	its	its	PRON
cana-5594	86	12	role	role	NOUN
cana-5594	86	13	in	in	ADP
cana-5594	86	14	promoting	promote	VERB
cana-5594	86	15	financial	financial	ADJ
cana-5594	86	16	inclusion	inclusion	NOUN
cana-5594	86	17	in	in	ADP
cana-5594	86	18	india	india	PROPN
cana-5594	86	19	.	.	PUNCT
cana-5594	87	1	by	by	ADP
cana-5594	87	2	leveraging	leverage	VERB
cana-5594	87	3	aadhaar	aadhaar	NOUN
cana-5594	87	4	for	for	ADP
cana-5594	87	5	biometric	biometric	ADJ
cana-5594	87	6	authentication	authentication	NOUN
cana-5594	87	7	,	,	PUNCT
cana-5594	87	8	aeps	aeps	PROPN
cana-5594	87	9	ensures	ensure	VERB
cana-5594	87	10	secure	secure	ADJ
cana-5594	87	11	,	,	PUNCT
cana-5594	87	12	convenient	convenient	ADJ
cana-5594	87	13	,	,	PUNCT
cana-5594	87	14	and	and	CCONJ
cana-5594	87	15	accessible	accessible	ADJ
cana-5594	87	16	banking	banking	NOUN
cana-5594	87	17	,	,	PUNCT
cana-5594	87	18	particularly	particularly	ADV
cana-5594	87	19	benefiting	benefit	VERB
cana-5594	87	20	rural	rural	ADJ
cana-5594	87	21	and	and	CCONJ
cana-5594	87	22	underserved	underserved	ADJ
cana-5594	87	23	populations	population	NOUN
cana-5594	87	24	.	.	PUNCT
cana-5594	88	1	this	this	DET
cana-5594	88	2	holistic	holistic	ADJ
cana-5594	88	3	model	model	NOUN
cana-5594	88	4	integrates	integrate	VERB
cana-5594	88	5	multiple	multiple	ADJ
cana-5594	88	6	banking	banking	NOUN
cana-5594	88	7	services	service	NOUN
cana-5594	88	8	into	into	ADP
cana-5594	88	9	a	a	DET
cana-5594	88	10	user	user	NOUN
cana-5594	88	11	-	-	PUNCT
cana-5594	88	12	friendly	friendly	ADJ
cana-5594	88	13	system	system	NOUN
cana-5594	88	14	,	,	PUNCT
cana-5594	88	15	supporting	support	VERB
cana-5594	88	16	the	the	DET
cana-5594	88	17	vision	vision	NOUN
cana-5594	88	18	of	of	ADP
cana-5594	88	19	a	a	DET
cana-5594	88	20	cashless	cashless	NOUN
cana-5594	88	21	economy	economy	NOUN
cana-5594	88	22	and	and	CCONJ
cana-5594	88	23	enhancing	enhance	VERB
cana-5594	88	24	financial	financial	ADJ
cana-5594	88	25	accessibility	accessibility	NOUN
cana-5594	88	26	.	.	PUNCT
cana-5594	89	1	aadhar	aadhar	PROPN
cana-5594	89	2	enabled	enable	VERB
cana-5594	89	3	payment	payment	NOUN
cana-5594	89	4	system	system	NOUN
cana-5594	89	5	literacy	literacy	NOUN
cana-5594	89	6	figure	figure	NOUN
cana-5594	89	7	3	3	NUM
cana-5594	89	8	aadhaar	aadhaar	NOUN
cana-5594	89	9	enabled	enable	VERB
cana-5594	89	10	payment	payment	NOUN
cana-5594	89	11	system	system	NOUN
cana-5594	89	12	(	(	PUNCT
cana-5594	89	13	aeps	aeps	ADV
cana-5594	89	14	)	)	PUNCT
cana-5594	89	15	the	the	DET
cana-5594	89	16	figure	figure	NOUN
cana-5594	89	17	3	3	NUM
cana-5594	89	18	the	the	DET
cana-5594	89	19	aeps	aeps	PROPN
cana-5594	89	20	model	model	NOUN
cana-5594	89	21	highlights	highlight	VERB
cana-5594	89	22	three	three	NUM
cana-5594	89	23	sections	section	NOUN
cana-5594	89	24	:	:	PUNCT
cana-5594	90	1	services	service	NOUN
cana-5594	90	2	,	,	PUNCT
cana-5594	90	3	usage	usage	NOUN
cana-5594	90	4	steps	step	NOUN
cana-5594	90	5	,	,	PUNCT
cana-5594	90	6	and	and	CCONJ
cana-5594	90	7	literacy	literacy	NOUN
cana-5594	90	8	.	.	PUNCT
cana-5594	91	1	services	service	NOUN
cana-5594	91	2	include	include	VERB
cana-5594	91	3	cash	cash	NOUN
cana-5594	91	4	deposits	deposit	NOUN
cana-5594	91	5	,	,	PUNCT
cana-5594	91	6	balance	balance	NOUN
cana-5594	91	7	inquiries	inquiry	NOUN
cana-5594	91	8	,	,	PUNCT
cana-5594	91	9	cash	cash	NOUN
cana-5594	91	10	withdrawals	withdrawal	NOUN
cana-5594	91	11	,	,	PUNCT
cana-5594	91	12	mini	mini	ADJ
cana-5594	91	13	statements	statement	NOUN
cana-5594	91	14	,	,	PUNCT
cana-5594	91	15	e	e	NOUN
cana-5594	91	16	-	-	ADJ
cana-5594	91	17	kyc	kyc	ADJ
cana-5594	91	18	updates	update	NOUN
cana-5594	91	19	,	,	PUNCT
cana-5594	91	20	aadhaarto	aadhaarto	ADJ
cana-5594	91	21	-	-	PUNCT
cana-5594	91	22	aadhaar	aadhaar	NOUN
cana-5594	91	23	transfers	transfer	NOUN
cana-5594	91	24	,	,	PUNCT
cana-5594	91	25	bhim	bhim	PROPN
cana-5594	91	26	aadhaar	aadhaar	PROPN
cana-5594	91	27	pay	pay	VERB
cana-5594	91	28	,	,	PUNCT
cana-5594	91	29	and	and	CCONJ
cana-5594	91	30	integration	integration	NOUN
cana-5594	91	31	with	with	ADP
cana-5594	91	32	aadhaar	aadhaar	NOUN
cana-5594	91	33	-	-	PUNCT
cana-5594	91	34	based	base	VERB
cana-5594	91	35	schemes	scheme	NOUN
cana-5594	91	36	.	.	PUNCT
cana-5594	92	1	usage	usage	NOUN
cana-5594	92	2	steps	step	NOUN
cana-5594	92	3	involve	involve	VERB
cana-5594	92	4	visiting	visit	VERB
cana-5594	92	5	an	an	DET
cana-5594	92	6	aeps	aeps	ADV
cana-5594	92	7	-	-	PUNCT
cana-5594	92	8	enabled	enable	VERB
cana-5594	92	9	bank	bank	NOUN
cana-5594	92	10	or	or	CCONJ
cana-5594	92	11	micro	micro	NOUN
cana-5594	92	12	atm	atm	PROPN
cana-5594	92	13	,	,	PUNCT
cana-5594	92	14	providing	provide	VERB
cana-5594	92	15	an	an	DET
cana-5594	92	16	aadhaar	aadhaar	NOUN
cana-5594	92	17	number	number	NOUN
cana-5594	92	18	,	,	PUNCT
cana-5594	92	19	biometric	biometric	ADJ
cana-5594	92	20	authentication	authentication	NOUN
cana-5594	92	21	,	,	PUNCT
cana-5594	92	22	selecting	select	VERB
cana-5594	92	23	the	the	DET
cana-5594	92	24	transaction	transaction	NOUN
cana-5594	92	25	type	type	NOUN
cana-5594	92	26	,	,	PUNCT
cana-5594	92	27	and	and	CCONJ
cana-5594	92	28	completing	complete	VERB
cana-5594	92	29	the	the	DET
cana-5594	92	30	transaction	transaction	NOUN
cana-5594	92	31	.	.	PUNCT
cana-5594	93	1	literacy	literacy	NOUN
cana-5594	93	2	emphasizes	emphasize	VERB
cana-5594	93	3	the	the	DET
cana-5594	93	4	communications	communication	NOUN
cana-5594	93	5	on	on	ADP
cana-5594	93	6	applied	apply	VERB
cana-5594	93	7	nonlinear	nonlinear	ADJ
cana-5594	93	8	analysis	analysis	NOUN
cana-5594	93	9	issn	issn	NOUN
cana-5594	93	10	:	:	PUNCT
cana-5594	93	11	1074	1074	NUM
cana-5594	93	12	-	-	PUNCT
cana-5594	93	13	133x	133x	NUM
cana-5594	93	14	vol	vol	NOUN
cana-5594	93	15	32	32	NUM
cana-5594	93	16	no	no	NOUN
cana-5594	93	17	.	.	PUNCT
cana-5594	94	1	icmasd	icmasd	NOUN
cana-5594	94	2	(	(	PUNCT
cana-5594	94	3	2025	2025	NUM
cana-5594	94	4	)	)	PUNCT
cana-5594	94	5	1927	1927	NUM
cana-5594	95	1	https://internationalpubls.com	https://internationalpubls.com	X
cana-5594	95	2	importance	importance	NOUN
cana-5594	95	3	of	of	ADP
cana-5594	95	4	understanding	understand	VERB
cana-5594	95	5	aeps	aep	NOUN
cana-5594	95	6	.	.	PUNCT
cana-5594	96	1	the	the	DET
cana-5594	96	2	central	central	ADJ
cana-5594	96	3	"	"	PUNCT
cana-5594	96	4	enhancing	enhance	VERB
cana-5594	96	5	awareness	awareness	NOUN
cana-5594	96	6	level	level	NOUN
cana-5594	96	7	"	"	PUNCT
cana-5594	96	8	connection	connection	NOUN
cana-5594	96	9	links	link	NOUN
cana-5594	96	10	procedural	procedural	ADJ
cana-5594	96	11	steps	step	NOUN
cana-5594	96	12	to	to	ADP
cana-5594	96	13	services	service	NOUN
cana-5594	96	14	,	,	PUNCT
cana-5594	96	15	underscoring	underscore	VERB
cana-5594	96	16	the	the	DET
cana-5594	96	17	need	need	NOUN
cana-5594	96	18	for	for	SCONJ
cana-5594	96	19	awareness	awareness	NOUN
cana-5594	96	20	to	to	PART
cana-5594	96	21	boost	boost	VERB
cana-5594	96	22	adoption	adoption	NOUN
cana-5594	96	23	and	and	CCONJ
cana-5594	96	24	use	use	NOUN
cana-5594	96	25	.	.	PUNCT
cana-5594	97	1	the	the	DET
cana-5594	97	2	diagram	diagram	NOUN
cana-5594	97	3	emphasizes	emphasize	VERB
cana-5594	97	4	aeps	aeps	ADP
cana-5594	97	5	literacy	literacy	NOUN
cana-5594	97	6	and	and	CCONJ
cana-5594	97	7	procedural	procedural	ADJ
cana-5594	97	8	awareness	awareness	NOUN
cana-5594	97	9	for	for	ADP
cana-5594	97	10	accessing	access	VERB
cana-5594	97	11	services	service	NOUN
cana-5594	97	12	,	,	PUNCT
cana-5594	97	13	promoting	promote	VERB
cana-5594	97	14	financial	financial	ADJ
cana-5594	97	15	inclusion	inclusion	NOUN
cana-5594	97	16	,	,	PUNCT
cana-5594	97	17	and	and	CCONJ
cana-5594	97	18	ensuring	ensure	VERB
cana-5594	97	19	secure	secure	ADJ
cana-5594	97	20	transactions	transaction	NOUN
cana-5594	97	21	.	.	PUNCT
cana-5594	98	1	figure	figure	VERB
cana-5594	98	2	4	4	NUM
cana-5594	98	3	comprehensive	comprehensive	ADJ
cana-5594	98	4	overview	overview	NOUN
cana-5594	98	5	of	of	ADP
cana-5594	98	6	aadhaar	aadhaar	NOUN
cana-5594	98	7	enabled	enable	VERB
cana-5594	98	8	payment	payment	NOUN
cana-5594	98	9	system	system	NOUN
cana-5594	98	10	(	(	PUNCT
cana-5594	98	11	aeps	aeps	ADJ
cana-5594	98	12	)	)	PUNCT
cana-5594	98	13	and	and	CCONJ
cana-5594	98	14	related	relate	VERB
cana-5594	98	15	digital	digital	ADJ
cana-5594	98	16	financial	financial	ADJ
cana-5594	98	17	services	service	NOUN
cana-5594	98	18	the	the	DET
cana-5594	98	19	pie	pie	NOUN
cana-5594	98	20	chart	chart	NOUN
cana-5594	98	21	categorizes	categorize	VERB
cana-5594	98	22	various	various	ADJ
cana-5594	98	23	services	service	NOUN
cana-5594	98	24	and	and	CCONJ
cana-5594	98	25	topics	topic	NOUN
cana-5594	98	26	related	relate	VERB
cana-5594	98	27	to	to	ADP
cana-5594	98	28	aeps	aep	NOUN
cana-5594	98	29	,	,	PUNCT
cana-5594	98	30	including	include	VERB
cana-5594	98	31	services	service	NOUN
cana-5594	98	32	like	like	ADP
cana-5594	98	33	cash	cash	NOUN
cana-5594	98	34	withdrawal	withdrawal	NOUN
cana-5594	98	35	,	,	PUNCT
cana-5594	98	36	digital	digital	ADJ
cana-5594	98	37	transformation	transformation	NOUN
cana-5594	98	38	,	,	PUNCT
cana-5594	98	39	financial	financial	ADJ
cana-5594	98	40	inclusion	inclusion	NOUN
cana-5594	98	41	,	,	PUNCT
cana-5594	98	42	and	and	CCONJ
cana-5594	98	43	micro	micro	PROPN
cana-5594	98	44	atm	atm	PROPN
cana-5594	98	45	.	.	PUNCT
cana-5594	99	1	it	it	PRON
cana-5594	99	2	highlights	highlight	VERB
cana-5594	99	3	the	the	DET
cana-5594	99	4	role	role	NOUN
cana-5594	99	5	of	of	ADP
cana-5594	99	6	aeps	aep	NOUN
cana-5594	99	7	in	in	ADP
cana-5594	99	8	promoting	promote	VERB
cana-5594	99	9	financial	financial	ADJ
cana-5594	99	10	inclusion	inclusion	NOUN
cana-5594	99	11	and	and	CCONJ
cana-5594	99	12	digital	digital	ADJ
cana-5594	99	13	services	service	NOUN
cana-5594	99	14	.	.	PUNCT
cana-5594	100	1	key	key	ADJ
cana-5594	100	2	categories	category	NOUN
cana-5594	100	3	such	such	ADJ
cana-5594	100	4	as	as	ADP
cana-5594	100	5	digital	digital	ADJ
cana-5594	100	6	financial	financial	ADJ
cana-5594	100	7	services	service	NOUN
cana-5594	100	8	,	,	PUNCT
cana-5594	100	9	account	account	NOUN
cana-5594	100	10	,	,	PUNCT
cana-5594	100	11	money	money	NOUN
cana-5594	100	12	,	,	PUNCT
cana-5594	100	13	launched	launch	VERB
cana-5594	100	14	,	,	PUNCT
cana-5594	100	15	and	and	CCONJ
cana-5594	100	16	bbps	bbps	PROPN
cana-5594	100	17	are	be	AUX
cana-5594	100	18	further	far	ADV
cana-5594	100	19	detailed	detail	VERB
cana-5594	100	20	with	with	ADP
cana-5594	100	21	subcategories	subcategorie	NOUN
cana-5594	100	22	like	like	ADP
cana-5594	100	23	aeps	aep	NOUN
cana-5594	100	24	,	,	PUNCT
cana-5594	100	25	upi	upi	PROPN
cana-5594	100	26	,	,	PUNCT
cana-5594	100	27	and	and	CCONJ
cana-5594	100	28	direct	direct	ADJ
cana-5594	100	29	benefit	benefit	NOUN
cana-5594	100	30	transfer	transfer	NOUN
cana-5594	100	31	.	.	PUNCT
cana-5594	101	1	this	this	DET
cana-5594	101	2	visually	visually	ADV
cana-5594	101	3	striking	striking	ADJ
cana-5594	101	4	representation	representation	NOUN
cana-5594	101	5	emphasizes	emphasize	VERB
cana-5594	101	6	the	the	DET
cana-5594	101	7	interconnectedness	interconnectedness	NOUN
cana-5594	101	8	and	and	CCONJ
cana-5594	101	9	diversity	diversity	NOUN
cana-5594	101	10	of	of	ADP
cana-5594	101	11	digital	digital	ADJ
cana-5594	101	12	financial	financial	ADJ
cana-5594	101	13	services	service	NOUN
cana-5594	101	14	,	,	PUNCT
cana-5594	101	15	enhancing	enhance	VERB
cana-5594	101	16	financial	financial	ADJ
cana-5594	101	17	access	access	NOUN
cana-5594	101	18	and	and	CCONJ
cana-5594	101	19	literacy	literacy	NOUN
cana-5594	101	20	.	.	PUNCT
cana-5594	102	1	review	review	NOUN
cana-5594	102	2	of	of	ADP
cana-5594	102	3	literature	literature	NOUN
cana-5594	102	4	aadhaar	aadhaar	NOUN
cana-5594	102	5	data	datum	NOUN
cana-5594	102	6	is	be	AUX
cana-5594	102	7	utilized	utilize	VERB
cana-5594	102	8	for	for	ADP
cana-5594	102	9	identity	identity	NOUN
cana-5594	102	10	verification	verification	NOUN
cana-5594	102	11	when	when	SCONJ
cana-5594	102	12	accessing	access	VERB
cana-5594	102	13	government	government	NOUN
cana-5594	102	14	services	service	NOUN
cana-5594	102	15	,	,	PUNCT
cana-5594	102	16	receiving	receive	VERB
cana-5594	102	17	subsidies	subsidy	NOUN
cana-5594	102	18	,	,	PUNCT
cana-5594	102	19	opening	open	VERB
cana-5594	102	20	bank	bank	NOUN
cana-5594	102	21	accounts	account	NOUN
cana-5594	102	22	,	,	PUNCT
cana-5594	102	23	and	and	CCONJ
cana-5594	102	24	performing	perform	VERB
cana-5594	102	25	other	other	ADJ
cana-5594	102	26	identity	identity	NOUN
cana-5594	102	27	-	-	PUNCT
cana-5594	102	28	based	base	VERB
cana-5594	102	29	transactions	transaction	NOUN
cana-5594	102	30	.	.	PUNCT
cana-5594	103	1	this	this	DET
cana-5594	103	2	framework	framework	NOUN
cana-5594	103	3	enhances	enhance	VERB
cana-5594	103	4	the	the	DET
cana-5594	103	5	efficiency	efficiency	NOUN
cana-5594	103	6	of	of	ADP
cana-5594	103	7	authentication	authentication	NOUN
cana-5594	103	8	services	service	NOUN
cana-5594	103	9	within	within	ADP
cana-5594	103	10	india	india	PROPN
cana-5594	103	11	's	's	PART
cana-5594	103	12	public	public	ADJ
cana-5594	103	13	delivery	delivery	NOUN
cana-5594	103	14	systems	system	NOUN
cana-5594	103	15	(	(	PUNCT
cana-5594	103	16	sadhya	sadhya	NOUN
cana-5594	103	17	&	&	CCONJ
cana-5594	103	18	sahu	sahu	PROPN
cana-5594	103	19	,	,	PUNCT
cana-5594	103	20	2024	2024	NUM
cana-5594	103	21	)	)	PUNCT
cana-5594	103	22	.	.	PUNCT
cana-5594	104	1	the	the	DET
cana-5594	104	2	biometric	biometric	ADJ
cana-5594	104	3	cryptosystem	cryptosystem	NOUN
cana-5594	104	4	offers	offer	VERB
cana-5594	104	5	an	an	DET
cana-5594	104	6	in	in	ADP
cana-5594	104	7	-	-	PUNCT
cana-5594	104	8	depth	depth	NOUN
cana-5594	104	9	review	review	NOUN
cana-5594	104	10	of	of	ADP
cana-5594	104	11	security	security	NOUN
cana-5594	104	12	and	and	CCONJ
cana-5594	104	13	privacy	privacy	NOUN
cana-5594	104	14	concerns	concern	NOUN
cana-5594	104	15	related	relate	VERB
cana-5594	104	16	to	to	ADP
cana-5594	104	17	biometric	biometric	ADJ
cana-5594	104	18	templates	template	NOUN
cana-5594	104	19	and	and	CCONJ
cana-5594	104	20	explores	explore	NOUN
cana-5594	104	21	how	how	SCONJ
cana-5594	104	22	cryptographic	cryptographic	ADJ
cana-5594	104	23	techniques	technique	NOUN
cana-5594	104	24	can	can	AUX
cana-5594	104	25	address	address	VERB
cana-5594	104	26	these	these	DET
cana-5594	104	27	challenges	challenge	NOUN
cana-5594	104	28	(	(	PUNCT
cana-5594	104	29	sharma	sharma	PROPN
cana-5594	104	30	et	et	PROPN
cana-5594	104	31	al	al	PROPN
cana-5594	104	32	.	.	PROPN
cana-5594	104	33	,	,	PUNCT
cana-5594	104	34	2023).to	2023).to	NUM
cana-5594	104	35	authenticate	authenticate	NOUN
cana-5594	104	36	user	user	NOUN
cana-5594	104	37	documents	document	NOUN
cana-5594	104	38	,	,	PUNCT
cana-5594	104	39	the	the	DET
cana-5594	104	40	company	company	NOUN
cana-5594	104	41	verifies	verify	VERB
cana-5594	104	42	kyc	kyc	PROPN
cana-5594	104	43	information	information	NOUN
cana-5594	104	44	with	with	ADP
cana-5594	104	45	government	government	NOUN
cana-5594	104	46	records	record	NOUN
cana-5594	104	47	.	.	PUNCT
cana-5594	105	1	additionally	additionally	ADV
cana-5594	105	2	,	,	PUNCT
cana-5594	105	3	a	a	DET
cana-5594	105	4	proposed	propose	VERB
cana-5594	105	5	blockchain	blockchain	NOUN
cana-5594	105	6	-	-	PUNCT
cana-5594	105	7	based	base	VERB
cana-5594	105	8	solution	solution	NOUN
cana-5594	105	9	provides	provide	VERB
cana-5594	105	10	a	a	DET
cana-5594	105	11	single	single	ADJ
cana-5594	105	12	trusted	trust	VERB
cana-5594	105	13	authority	authority	NOUN
cana-5594	105	14	for	for	ADP
cana-5594	105	15	kyc	kyc	PROPN
cana-5594	105	16	verification	verification	NOUN
cana-5594	105	17	,	,	PUNCT
cana-5594	105	18	enabling	enable	VERB
cana-5594	105	19	the	the	DET
cana-5594	105	20	reuse	reuse	NOUN
cana-5594	105	21	of	of	ADP
cana-5594	105	22	verified	verify	VERB
cana-5594	105	23	kyc	kyc	PROPN
cana-5594	105	24	data	datum	NOUN
cana-5594	105	25	for	for	ADP
cana-5594	105	26	new	new	ADJ
cana-5594	105	27	accounts	account	NOUN
cana-5594	105	28	and	and	CCONJ
cana-5594	105	29	future	future	ADJ
cana-5594	105	30	verifications	verification	NOUN
cana-5594	105	31	(	(	PUNCT
cana-5594	105	32	sai	sai	X
cana-5594	105	33	et	et	PROPN
cana-5594	105	34	al	al	PROPN
cana-5594	105	35	.	.	PROPN
cana-5594	105	36	,	,	PUNCT
cana-5594	105	37	2023	2023	NUM
cana-5594	105	38	)	)	PUNCT
cana-5594	105	39	.	.	PUNCT
cana-5594	106	1	unlike	unlike	ADP
cana-5594	106	2	offline	offline	ADJ
cana-5594	106	3	identification	identification	NOUN
cana-5594	106	4	documents	document	NOUN
cana-5594	106	5	,	,	PUNCT
cana-5594	106	6	aadhaar	aadhaar	NOUN
cana-5594	106	7	offers	offer	VERB
cana-5594	106	8	an	an	DET
cana-5594	106	9	online	online	ADJ
cana-5594	106	10	and	and	CCONJ
cana-5594	106	11	cost	cost	NOUN
cana-5594	106	12	-	-	PUNCT
cana-5594	106	13	effective	effective	ADJ
cana-5594	106	14	method	method	NOUN
cana-5594	106	15	for	for	ADP
cana-5594	106	16	verification	verification	NOUN
cana-5594	106	17	and	and	CCONJ
cana-5594	106	18	authentication	authentication	NOUN
cana-5594	106	19	.	.	PUNCT
cana-5594	107	1	its	its	PRON
cana-5594	107	2	online	online	ADJ
cana-5594	107	3	functionality	functionality	NOUN
cana-5594	107	4	was	be	AUX
cana-5594	107	5	designed	design	VERB
cana-5594	107	6	to	to	ADP
cana-5594	107	7	communications	communication	NOUN
cana-5594	107	8	on	on	ADP
cana-5594	107	9	applied	apply	VERB
cana-5594	107	10	nonlinear	nonlinear	ADJ
cana-5594	107	11	analysis	analysis	NOUN
cana-5594	107	12	issn	issn	NOUN
cana-5594	107	13	:	:	PUNCT
cana-5594	107	14	1074	1074	NUM
cana-5594	107	15	-	-	PUNCT
cana-5594	107	16	133x	133x	NUM
cana-5594	107	17	vol	vol	NOUN
cana-5594	107	18	32	32	NUM
cana-5594	107	19	no	no	NOUN
cana-5594	107	20	.	.	PUNCT
cana-5594	108	1	icmasd	icmasd	NOUN
cana-5594	108	2	(	(	PUNCT
cana-5594	108	3	2025	2025	NUM
cana-5594	108	4	)	)	PUNCT
cana-5594	108	5	1928	1928	NUM
cana-5594	108	6	https://internationalpubls.com	https://internationalpubls.com	X
cana-5594	108	7	address	address	NOUN
cana-5594	108	8	issues	issue	NOUN
cana-5594	108	9	such	such	ADJ
cana-5594	108	10	as	as	ADP
cana-5594	108	11	duplicate	duplicate	ADJ
cana-5594	108	12	and	and	CCONJ
cana-5594	108	13	fake	fake	ADJ
cana-5594	108	14	identities	identity	NOUN
cana-5594	108	15	,	,	PUNCT
cana-5594	108	16	making	make	VERB
cana-5594	108	17	it	it	PRON
cana-5594	108	18	reliable	reliable	ADJ
cana-5594	108	19	proof	proof	NOUN
cana-5594	108	20	of	of	ADP
cana-5594	108	21	identity	identity	NOUN
cana-5594	108	22	(	(	PUNCT
cana-5594	108	23	mukhopadhyay	mukhopadhyay	NOUN
cana-5594	108	24	et	et	PROPN
cana-5594	108	25	al	al	PROPN
cana-5594	108	26	.	.	PROPN
cana-5594	108	27	,	,	PUNCT
cana-5594	108	28	2019	2019	NUM
cana-5594	108	29	)	)	PUNCT
cana-5594	108	30	.	.	PUNCT
cana-5594	109	1	an	an	DET
cana-5594	109	2	effective	effective	ADJ
cana-5594	109	3	digital	digital	ADJ
cana-5594	109	4	identity	identity	NOUN
cana-5594	109	5	system	system	NOUN
cana-5594	109	6	must	must	AUX
cana-5594	109	7	integrate	integrate	VERB
cana-5594	109	8	safeguards	safeguard	NOUN
cana-5594	109	9	to	to	PART
cana-5594	109	10	ensure	ensure	VERB
cana-5594	109	11	security	security	NOUN
cana-5594	109	12	,	,	PUNCT
cana-5594	109	13	protect	protect	VERB
cana-5594	109	14	privacy	privacy	NOUN
cana-5594	109	15	,	,	PUNCT
cana-5594	109	16	promote	promote	VERB
cana-5594	109	17	inclusivity	inclusivity	NOUN
cana-5594	109	18	,	,	PUNCT
cana-5594	109	19	and	and	CCONJ
cana-5594	109	20	provide	provide	VERB
cana-5594	109	21	accessibility	accessibility	NOUN
cana-5594	109	22	for	for	ADP
cana-5594	109	23	all	all	DET
cana-5594	109	24	citizens	citizen	NOUN
cana-5594	109	25	(	(	PUNCT
cana-5594	109	26	mir	mir	X
cana-5594	109	27	et	et	PROPN
cana-5594	109	28	al	al	PROPN
cana-5594	109	29	.	.	PROPN
cana-5594	109	30	,	,	PUNCT
cana-5594	109	31	2020).to	2020).to	PRON
cana-5594	109	32	boost	boost	VERB
cana-5594	109	33	aadhaar	aadhaar	NOUN
cana-5594	109	34	card	card	NOUN
cana-5594	109	35	enrollment	enrollment	NOUN
cana-5594	109	36	and	and	CCONJ
cana-5594	109	37	its	its	PRON
cana-5594	109	38	benefits	benefit	NOUN
cana-5594	109	39	,	,	PUNCT
cana-5594	109	40	the	the	DET
cana-5594	109	41	government	government	NOUN
cana-5594	109	42	should	should	AUX
cana-5594	109	43	raise	raise	VERB
cana-5594	109	44	public	public	ADJ
cana-5594	109	45	awareness	awareness	NOUN
cana-5594	109	46	,	,	PUNCT
cana-5594	109	47	reduce	reduce	VERB
cana-5594	109	48	application	application	NOUN
cana-5594	109	49	rejection	rejection	NOUN
cana-5594	109	50	rates	rate	NOUN
cana-5594	109	51	through	through	ADP
cana-5594	109	52	better	well	ADJ
cana-5594	109	53	training	training	NOUN
cana-5594	109	54	,	,	PUNCT
cana-5594	109	55	and	and	CCONJ
cana-5594	109	56	implement	implement	VERB
cana-5594	109	57	targeted	targeted	ADJ
cana-5594	109	58	policies	policy	NOUN
cana-5594	109	59	,	,	PUNCT
cana-5594	109	60	technologies	technology	NOUN
cana-5594	109	61	,	,	PUNCT
cana-5594	109	62	and	and	CCONJ
cana-5594	109	63	facilities	facility	NOUN
cana-5594	109	64	for	for	ADP
cana-5594	109	65	senior	senior	ADJ
cana-5594	109	66	citizens	citizen	NOUN
cana-5594	109	67	(	(	PUNCT
cana-5594	109	68	dayal	dayal	PROPN
cana-5594	109	69	&	&	CCONJ
cana-5594	109	70	singh	singh	PROPN
cana-5594	109	71	,	,	PUNCT
cana-5594	109	72	2016	2016	NUM
cana-5594	109	73	)	)	PUNCT
cana-5594	109	74	.	.	PUNCT
cana-5594	110	1	in	in	ADP
cana-5594	110	2	recent	recent	ADJ
cana-5594	110	3	years	year	NOUN
cana-5594	110	4	,	,	PUNCT
cana-5594	110	5	the	the	DET
cana-5594	110	6	adoption	adoption	NOUN
cana-5594	110	7	of	of	ADP
cana-5594	110	8	digital	digital	ADJ
cana-5594	110	9	payment	payment	NOUN
cana-5594	110	10	systems	system	NOUN
cana-5594	110	11	and	and	CCONJ
cana-5594	110	12	financial	financial	ADJ
cana-5594	110	13	services	service	NOUN
cana-5594	110	14	has	have	AUX
cana-5594	110	15	significantly	significantly	ADV
cana-5594	110	16	increased	increase	VERB
cana-5594	110	17	in	in	ADP
cana-5594	110	18	many	many	ADJ
cana-5594	110	19	developing	develop	VERB
cana-5594	110	20	nations	nation	NOUN
cana-5594	110	21	,	,	PUNCT
cana-5594	110	22	driven	drive	VERB
cana-5594	110	23	by	by	ADP
cana-5594	110	24	advancements	advancement	NOUN
cana-5594	110	25	in	in	ADP
cana-5594	110	26	information	information	NOUN
cana-5594	110	27	and	and	CCONJ
cana-5594	110	28	communication	communication	NOUN
cana-5594	110	29	technology	technology	NOUN
cana-5594	110	30	(	(	PUNCT
cana-5594	110	31	aurazo	aurazo	NOUN
cana-5594	110	32	&	&	CCONJ
cana-5594	110	33	gasmi	gasmi	PROPN
cana-5594	110	34	,	,	PUNCT
cana-5594	110	35	2024	2024	NUM
cana-5594	110	36	)	)	PUNCT
cana-5594	110	37	.	.	PUNCT
cana-5594	111	1	india	india	PROPN
cana-5594	111	2	's	's	PART
cana-5594	111	3	push	push	NOUN
cana-5594	111	4	for	for	ADP
cana-5594	111	5	financial	financial	ADJ
cana-5594	111	6	digitization	digitization	NOUN
cana-5594	111	7	,	,	PUNCT
cana-5594	111	8	driven	drive	VERB
cana-5594	111	9	by	by	ADP
cana-5594	111	10	initiatives	initiative	NOUN
cana-5594	111	11	like	like	ADP
cana-5594	111	12	digital	digital	PROPN
cana-5594	111	13	india	india	PROPN
cana-5594	111	14	,	,	PUNCT
cana-5594	111	15	aligns	align	VERB
cana-5594	111	16	with	with	ADP
cana-5594	111	17	technological	technological	ADJ
cana-5594	111	18	advancements	advancement	NOUN
cana-5594	111	19	in	in	ADP
cana-5594	111	20	microfinance	microfinance	NOUN
cana-5594	111	21	and	and	CCONJ
cana-5594	111	22	digital	digital	ADJ
cana-5594	111	23	financial	financial	ADJ
cana-5594	111	24	inclusion	inclusion	NOUN
cana-5594	111	25	,	,	PUNCT
cana-5594	111	26	leveraging	leverage	VERB
cana-5594	111	27	progress	progress	NOUN
cana-5594	111	28	in	in	ADP
cana-5594	111	29	computing	computing	NOUN
cana-5594	111	30	,	,	PUNCT
cana-5594	111	31	connectivity	connectivity	NOUN
cana-5594	111	32	,	,	PUNCT
cana-5594	111	33	and	and	CCONJ
cana-5594	111	34	mobile	mobile	ADJ
cana-5594	111	35	adoption	adoption	NOUN
cana-5594	111	36	(	(	PUNCT
cana-5594	111	37	ghosh	ghosh	PROPN
cana-5594	111	38	,	,	PUNCT
cana-5594	111	39	2021).aadhaar	2021).aadhaar	NUM
cana-5594	111	40	was	be	AUX
cana-5594	111	41	initially	initially	ADV
cana-5594	111	42	introduced	introduce	VERB
cana-5594	111	43	to	to	PART
cana-5594	111	44	facilitate	facilitate	VERB
cana-5594	111	45	access	access	NOUN
cana-5594	111	46	to	to	ADP
cana-5594	111	47	public	public	ADJ
cana-5594	111	48	services	service	NOUN
cana-5594	111	49	and	and	CCONJ
cana-5594	111	50	government	government	NOUN
cana-5594	111	51	benefits	benefit	NOUN
cana-5594	111	52	in	in	ADP
cana-5594	111	53	india	india	PROPN
cana-5594	111	54	.	.	PUNCT
cana-5594	112	1	aadhaar	aadhaar	NOUN
cana-5594	112	2	significantly	significantly	ADV
cana-5594	112	3	contributes	contribute	VERB
cana-5594	112	4	to	to	ADP
cana-5594	112	5	governance	governance	NOUN
cana-5594	112	6	and	and	CCONJ
cana-5594	112	7	financial	financial	ADJ
cana-5594	112	8	inclusion	inclusion	NOUN
cana-5594	112	9	by	by	ADP
cana-5594	112	10	verifying	verify	VERB
cana-5594	112	11	individuals	individual	NOUN
cana-5594	112	12	'	'	PART
cana-5594	112	13	identities	identity	NOUN
cana-5594	112	14	for	for	ADP
cana-5594	112	15	various	various	ADJ
cana-5594	112	16	services	service	NOUN
cana-5594	112	17	and	and	CCONJ
cana-5594	112	18	transactions	transaction	NOUN
cana-5594	112	19	.	.	PUNCT
cana-5594	113	1	however	however	ADV
cana-5594	113	2	,	,	PUNCT
cana-5594	113	3	the	the	DET
cana-5594	113	4	use	use	NOUN
cana-5594	113	5	of	of	ADP
cana-5594	113	6	biometric	biometric	ADJ
cana-5594	113	7	data	datum	NOUN
cana-5594	113	8	has	have	AUX
cana-5594	113	9	raised	raise	VERB
cana-5594	113	10	concerns	concern	NOUN
cana-5594	113	11	about	about	ADP
cana-5594	113	12	privacy	privacy	NOUN
cana-5594	113	13	and	and	CCONJ
cana-5594	113	14	data	datum	NOUN
cana-5594	113	15	security	security	NOUN
cana-5594	113	16	,	,	PUNCT
cana-5594	113	17	leading	lead	VERB
cana-5594	113	18	to	to	ADP
cana-5594	113	19	ongoing	ongoing	ADJ
cana-5594	113	20	debates	debate	NOUN
cana-5594	113	21	and	and	CCONJ
cana-5594	113	22	legal	legal	ADJ
cana-5594	113	23	challenges	challenge	NOUN
cana-5594	113	24	(	(	PUNCT
cana-5594	113	25	sadhya	sadhya	NOUN
cana-5594	113	26	&	&	CCONJ
cana-5594	113	27	sahu	sahu	PROPN
cana-5594	113	28	,	,	PUNCT
cana-5594	113	29	2024	2024	NUM
cana-5594	113	30	)	)	PUNCT
cana-5594	113	31	.	.	PUNCT
cana-5594	114	1	this	this	DET
cana-5594	114	2	approach	approach	NOUN
cana-5594	114	3	ensures	ensure	VERB
cana-5594	114	4	that	that	SCONJ
cana-5594	114	5	appropriate	appropriate	ADJ
cana-5594	114	6	care	care	NOUN
cana-5594	114	7	is	be	AUX
cana-5594	114	8	delivered	deliver	VERB
cana-5594	114	9	to	to	ADP
cana-5594	114	10	the	the	DET
cana-5594	114	11	intended	intended	ADJ
cana-5594	114	12	individual	individual	NOUN
cana-5594	114	13	.	.	PUNCT
cana-5594	115	1	additionally	additionally	ADV
cana-5594	115	2	,	,	PUNCT
cana-5594	115	3	biometric	biometric	ADJ
cana-5594	115	4	recognition	recognition	NOUN
cana-5594	115	5	is	be	AUX
cana-5594	115	6	utilized	utilize	VERB
cana-5594	115	7	in	in	ADP
cana-5594	115	8	various	various	ADJ
cana-5594	115	9	government	government	NOUN
cana-5594	115	10	initiatives	initiative	NOUN
cana-5594	115	11	,	,	PUNCT
cana-5594	115	12	including	include	VERB
cana-5594	115	13	border	border	NOUN
cana-5594	115	14	control	control	NOUN
cana-5594	115	15	,	,	PUNCT
cana-5594	115	16	national	national	ADJ
cana-5594	115	17	identification	identification	NOUN
cana-5594	115	18	systems	system	NOUN
cana-5594	115	19	,	,	PUNCT
cana-5594	115	20	and	and	CCONJ
cana-5594	115	21	e	e	X
cana-5594	115	22	-	-	NOUN
cana-5594	115	23	passports	passport	NOUN
cana-5594	115	24	(	(	PUNCT
cana-5594	115	25	ryu	ryu	PROPN
cana-5594	115	26	et	et	PROPN
cana-5594	115	27	al	al	PROPN
cana-5594	115	28	.	.	PROPN
cana-5594	115	29	,	,	PUNCT
cana-5594	115	30	2021).digital	2021).digital	ADJ
cana-5594	115	31	transformation	transformation	NOUN
cana-5594	115	32	is	be	AUX
cana-5594	115	33	commonly	commonly	ADV
cana-5594	115	34	understood	understand	VERB
cana-5594	115	35	in	in	ADP
cana-5594	115	36	information	information	NOUN
cana-5594	115	37	systems	system	NOUN
cana-5594	115	38	(	(	PUNCT
cana-5594	115	39	is	be	AUX
cana-5594	115	40	)	)	PUNCT
cana-5594	115	41	research	research	NOUN
cana-5594	115	42	as	as	ADP
cana-5594	115	43	a	a	DET
cana-5594	115	44	process	process	NOUN
cana-5594	115	45	aimed	aim	VERB
cana-5594	115	46	at	at	ADP
cana-5594	115	47	improving	improve	VERB
cana-5594	115	48	an	an	DET
cana-5594	115	49	entity	entity	NOUN
cana-5594	115	50	by	by	ADP
cana-5594	115	51	implementing	implement	VERB
cana-5594	115	52	significant	significant	ADJ
cana-5594	115	53	changes	change	NOUN
cana-5594	115	54	using	use	VERB
cana-5594	115	55	information	information	NOUN
cana-5594	115	56	,	,	PUNCT
cana-5594	115	57	computing	computing	NOUN
cana-5594	115	58	,	,	PUNCT
cana-5594	115	59	communication	communication	NOUN
cana-5594	115	60	,	,	PUNCT
cana-5594	115	61	and	and	CCONJ
cana-5594	115	62	connectivity	connectivity	NOUN
cana-5594	115	63	technologies	technology	NOUN
cana-5594	115	64	(	(	PUNCT
cana-5594	115	65	vial	vial	ADJ
cana-5594	115	66	,	,	PUNCT
cana-5594	115	67	2019	2019	NUM
cana-5594	115	68	,	,	PUNCT
cana-5594	115	69	p.	p.	NOUN
cana-5594	115	70	118	118	NUM
cana-5594	115	71	)	)	PUNCT
cana-5594	115	72	.	.	PUNCT
cana-5594	116	1	although	although	SCONJ
cana-5594	116	2	these	these	DET
cana-5594	116	3	findings	finding	NOUN
cana-5594	116	4	offer	offer	VERB
cana-5594	116	5	valuable	valuable	ADJ
cana-5594	116	6	insights	insight	NOUN
cana-5594	116	7	,	,	PUNCT
cana-5594	116	8	their	their	PRON
cana-5594	116	9	applicability	applicability	NOUN
cana-5594	116	10	to	to	ADP
cana-5594	116	11	government	government	NOUN
cana-5594	116	12	-	-	PUNCT
cana-5594	116	13	led	lead	VERB
cana-5594	116	14	digital	digital	ADJ
cana-5594	116	15	transformation	transformation	NOUN
cana-5594	116	16	,	,	PUNCT
cana-5594	116	17	especially	especially	ADV
cana-5594	116	18	in	in	ADP
cana-5594	116	19	resource	resource	NOUN
cana-5594	116	20	-	-	PUNCT
cana-5594	116	21	limited	limit	VERB
cana-5594	116	22	contexts	contexts	NOUN
cana-5594	116	23	,	,	PUNCT
cana-5594	116	24	remains	remain	VERB
cana-5594	116	25	uncertain	uncertain	ADJ
cana-5594	116	26	.	.	PUNCT
cana-5594	117	1	furthermore	furthermore	ADV
cana-5594	117	2	,	,	PUNCT
cana-5594	117	3	there	there	PRON
cana-5594	117	4	is	be	VERB
cana-5594	117	5	a	a	DET
cana-5594	117	6	significant	significant	ADJ
cana-5594	117	7	gap	gap	NOUN
cana-5594	117	8	in	in	ADP
cana-5594	117	9	research	research	NOUN
cana-5594	117	10	focused	focus	VERB
cana-5594	117	11	on	on	ADP
cana-5594	117	12	theorizing	theorize	VERB
cana-5594	117	13	the	the	DET
cana-5594	117	14	practical	practical	ADJ
cana-5594	117	15	implementation	implementation	NOUN
cana-5594	117	16	process	process	NOUN
cana-5594	117	17	of	of	ADP
cana-5594	117	18	digital	digital	ADJ
cana-5594	117	19	transformation	transformation	NOUN
cana-5594	117	20	(	(	PUNCT
cana-5594	117	21	carroll	carroll	NOUN
cana-5594	117	22	,	,	PUNCT
cana-5594	117	23	2020).governments	2020).government	NOUN
cana-5594	117	24	tend	tend	VERB
cana-5594	117	25	to	to	PART
cana-5594	117	26	adopt	adopt	VERB
cana-5594	117	27	a	a	DET
cana-5594	117	28	more	more	ADV
cana-5594	117	29	cautious	cautious	ADJ
cana-5594	117	30	approach	approach	NOUN
cana-5594	117	31	to	to	ADP
cana-5594	117	32	digital	digital	ADJ
cana-5594	117	33	transformation	transformation	NOUN
cana-5594	117	34	compared	compare	VERB
cana-5594	117	35	to	to	ADP
cana-5594	117	36	organizations	organization	NOUN
cana-5594	117	37	.	.	PUNCT
cana-5594	118	1	unlike	unlike	ADP
cana-5594	118	2	organizations	organization	NOUN
cana-5594	118	3	,	,	PUNCT
cana-5594	118	4	where	where	SCONJ
cana-5594	118	5	the	the	DET
cana-5594	118	6	primary	primary	ADJ
cana-5594	118	7	objectives	objective	NOUN
cana-5594	118	8	often	often	ADV
cana-5594	118	9	center	center	VERB
cana-5594	118	10	on	on	ADP
cana-5594	118	11	generating	generate	VERB
cana-5594	118	12	profit	profit	NOUN
cana-5594	118	13	,	,	PUNCT
cana-5594	118	14	gaining	gain	VERB
cana-5594	118	15	market	market	NOUN
cana-5594	118	16	share	share	NOUN
cana-5594	118	17	,	,	PUNCT
cana-5594	118	18	and	and	CCONJ
cana-5594	118	19	achieving	achieve	VERB
cana-5594	118	20	competitive	competitive	ADJ
cana-5594	118	21	advantages	advantage	NOUN
cana-5594	118	22	through	through	ADP
cana-5594	118	23	enhanced	enhanced	ADJ
cana-5594	118	24	efficiency	efficiency	NOUN
cana-5594	118	25	and	and	CCONJ
cana-5594	118	26	effectiveness	effectiveness	NOUN
cana-5594	118	27	,	,	PUNCT
cana-5594	118	28	government	government	NOUN
cana-5594	118	29	priorities	priority	NOUN
cana-5594	118	30	may	may	AUX
cana-5594	118	31	differ	differ	VERB
cana-5594	118	32	significantly	significantly	ADV
cana-5594	118	33	(	(	PUNCT
cana-5594	118	34	li	li	PROPN
cana-5594	118	35	,	,	PUNCT
cana-5594	118	36	2020	2020	NUM
cana-5594	118	37	)	)	PUNCT
cana-5594	118	38	.	.	PUNCT
cana-5594	119	1	these	these	DET
cana-5594	119	2	distinctions	distinction	NOUN
cana-5594	119	3	underscore	underscore	VERB
cana-5594	119	4	the	the	DET
cana-5594	119	5	need	need	NOUN
cana-5594	119	6	for	for	ADP
cana-5594	119	7	research	research	NOUN
cana-5594	119	8	focusing	focus	VERB
cana-5594	119	9	on	on	ADP
cana-5594	119	10	government	government	NOUN
cana-5594	119	11	-	-	PUNCT
cana-5594	119	12	led	lead	VERB
cana-5594	119	13	digital	digital	ADJ
cana-5594	119	14	transformation	transformation	NOUN
cana-5594	119	15	.	.	PUNCT
cana-5594	120	1	scholars	scholar	NOUN
cana-5594	120	2	have	have	AUX
cana-5594	120	3	emphasized	emphasize	VERB
cana-5594	120	4	the	the	DET
cana-5594	120	5	importance	importance	NOUN
cana-5594	120	6	of	of	ADP
cana-5594	120	7	exploring	explore	VERB
cana-5594	120	8	transformations	transformation	NOUN
cana-5594	120	9	that	that	PRON
cana-5594	120	10	impact	impact	VERB
cana-5594	120	11	entire	entire	ADJ
cana-5594	120	12	sectors	sector	NOUN
cana-5594	120	13	and	and	CCONJ
cana-5594	120	14	society	society	NOUN
cana-5594	120	15	(	(	PUNCT
cana-5594	120	16	carroll	carroll	PROPN
cana-5594	120	17	et	et	PROPN
cana-5594	120	18	al	al	PROPN
cana-5594	120	19	.	.	PROPN
cana-5594	120	20	,	,	PUNCT
cana-5594	120	21	2023	2023	NUM
cana-5594	120	22	;	;	PUNCT
cana-5594	120	23	majchrzak	majchrzak	PROPN
cana-5594	120	24	et	et	PROPN
cana-5594	120	25	al	al	PROPN
cana-5594	120	26	.	.	PROPN
cana-5594	120	27	,	,	PUNCT
cana-5594	120	28	2016	2016	NUM
cana-5594	120	29	;	;	PUNCT
cana-5594	120	30	tana	tana	PROPN
cana-5594	120	31	et	et	PROPN
cana-5594	120	32	al	al	PROPN
cana-5594	120	33	.	.	PROPN
cana-5594	120	34	,	,	PUNCT
cana-5594	120	35	2023	2023	NUM
cana-5594	120	36	)	)	PUNCT
cana-5594	120	37	.	.	PUNCT
cana-5594	121	1	there	there	PRON
cana-5594	121	2	is	be	VERB
cana-5594	121	3	an	an	DET
cana-5594	121	4	increasing	increase	VERB
cana-5594	121	5	need	need	NOUN
cana-5594	121	6	for	for	ADP
cana-5594	121	7	diverse	diverse	ADJ
cana-5594	121	8	theoretical	theoretical	ADJ
cana-5594	121	9	perspectives	perspective	NOUN
cana-5594	121	10	to	to	PART
cana-5594	121	11	achieve	achieve	VERB
cana-5594	121	12	a	a	DET
cana-5594	121	13	deeper	deep	ADJ
cana-5594	121	14	understanding	understanding	NOUN
cana-5594	121	15	of	of	ADP
cana-5594	121	16	the	the	DET
cana-5594	121	17	digital	digital	ADJ
cana-5594	121	18	transformation	transformation	NOUN
cana-5594	121	19	process	process	NOUN
cana-5594	121	20	(	(	PUNCT
cana-5594	121	21	rowe	rowe	PROPN
cana-5594	121	22	&	&	CCONJ
cana-5594	121	23	markus	markus	PROPN
cana-5594	121	24	,	,	PUNCT
cana-5594	121	25	2023).research	2023).research	NUM
cana-5594	121	26	on	on	ADP
cana-5594	121	27	digital	digital	ADJ
cana-5594	121	28	transformation	transformation	NOUN
cana-5594	121	29	in	in	ADP
cana-5594	121	30	government	government	NOUN
cana-5594	121	31	largely	largely	ADV
cana-5594	121	32	centers	center	VERB
cana-5594	121	33	around	around	ADP
cana-5594	121	34	the	the	DET
cana-5594	121	35	integration	integration	NOUN
cana-5594	121	36	and	and	CCONJ
cana-5594	121	37	application	application	NOUN
cana-5594	121	38	of	of	ADP
cana-5594	121	39	transformative	transformative	ADJ
cana-5594	121	40	technologies	technology	NOUN
cana-5594	121	41	such	such	ADJ
cana-5594	121	42	as	as	ADP
cana-5594	121	43	social	social	ADJ
cana-5594	121	44	media	medium	NOUN
cana-5594	121	45	(	(	PUNCT
cana-5594	121	46	yuan	yuan	NOUN
cana-5594	121	47	et	et	NOUN
cana-5594	121	48	al	al	PROPN
cana-5594	121	49	.	.	PROPN
cana-5594	121	50	,	,	PUNCT
cana-5594	121	51	2023	2023	NUM
cana-5594	121	52	)	)	PUNCT
cana-5594	121	53	,	,	PUNCT
cana-5594	121	54	artificial	artificial	ADJ
cana-5594	121	55	intelligence	intelligence	NOUN
cana-5594	121	56	(	(	PUNCT
cana-5594	121	57	madan	madan	PROPN
cana-5594	121	58	&	&	CCONJ
cana-5594	121	59	ashok	ashok	PROPN
cana-5594	121	60	,	,	PUNCT
cana-5594	121	61	2023	2023	NUM
cana-5594	121	62	)	)	PUNCT
cana-5594	121	63	,	,	PUNCT
cana-5594	121	64	skill	skill	NOUN
cana-5594	121	65	development	development	NOUN
cana-5594	121	66	(	(	PUNCT
cana-5594	121	67	van	van	PROPN
cana-5594	121	68	noordt	noordt	PROPN
cana-5594	121	69	&	&	CCONJ
cana-5594	121	70	tangi	tangi	PROPN
cana-5594	121	71	,	,	PUNCT
cana-5594	121	72	2023	2023	NUM
cana-5594	121	73	)	)	PUNCT
cana-5594	121	74	,	,	PUNCT
cana-5594	121	75	and	and	CCONJ
cana-5594	121	76	efforts	effort	NOUN
cana-5594	121	77	to	to	PART
cana-5594	121	78	improve	improve	VERB
cana-5594	121	79	public	public	ADJ
cana-5594	121	80	value	value	NOUN
cana-5594	121	81	(	(	PUNCT
cana-5594	121	82	aguerre	aguerre	PROPN
cana-5594	121	83	&	&	CCONJ
cana-5594	121	84	bonina	bonina	PROPN
cana-5594	121	85	,	,	PUNCT
cana-5594	121	86	2023	2023	NUM
cana-5594	121	87	;	;	PUNCT
cana-5594	121	88	datta	datta	NOUN
cana-5594	121	89	,	,	PUNCT
cana-5594	121	90	2020	2020	NUM
cana-5594	121	91	;	;	PUNCT
cana-5594	121	92	van	van	PROPN
cana-5594	121	93	donge	donge	PROPN
cana-5594	121	94	et	et	PROPN
cana-5594	121	95	al	al	PROPN
cana-5594	121	96	.	.	PROPN
cana-5594	121	97	,	,	PUNCT
cana-5594	121	98	2022	2022	NUM
cana-5594	121	99	)	)	PUNCT
cana-5594	121	100	.	.	PUNCT
cana-5594	122	1	table	table	NOUN
cana-5594	122	2	1	1	NUM
cana-5594	122	3	.	.	PUNCT
cana-5594	123	1	keywords	keyword	NOUN
cana-5594	123	2	and	and	CCONJ
cana-5594	123	3	authors	author	NOUN
cana-5594	123	4	of	of	ADP
cana-5594	123	5	literature	literature	NOUN
cana-5594	123	6	review	review	PROPN
cana-5594	123	7	category	category	NOUN
cana-5594	123	8	focus	focus	VERB
cana-5594	123	9	author	author	NOUN
cana-5594	123	10	fintech	fintech	NOUN
cana-5594	123	11	fintech	fintech	NOUN
cana-5594	123	12	,	,	PUNCT
cana-5594	123	13	financial	financial	ADJ
cana-5594	123	14	education	education	NOUN
cana-5594	123	15	,	,	PUNCT
cana-5594	123	16	financial	financial	ADJ
cana-5594	123	17	inclusion	inclusion	NOUN
cana-5594	123	18	and	and	CCONJ
cana-5594	123	19	financial	financial	ADJ
cana-5594	123	20	stability	stability	NOUN
cana-5594	123	21	nicole	nicole	PROPN
cana-5594	123	22	jonker	jonker	PROPN
cana-5594	123	23	et	et	PROPN
cana-5594	123	24	al	al	PROPN
cana-5594	123	25	.	.	PROPN
cana-5594	124	1	(	(	PUNCT
cana-5594	124	2	2022	2022	NUM
cana-5594	124	3	)	)	PUNCT
cana-5594	124	4	communications	communication	NOUN
cana-5594	124	5	on	on	ADP
cana-5594	124	6	applied	apply	VERB
cana-5594	124	7	nonlinear	nonlinear	ADJ
cana-5594	124	8	analysis	analysis	NOUN
cana-5594	124	9	issn	issn	NOUN
cana-5594	124	10	:	:	PUNCT
cana-5594	124	11	1074	1074	NUM
cana-5594	124	12	-	-	PUNCT
cana-5594	124	13	133x	133x	NUM
cana-5594	124	14	vol	vol	NOUN
cana-5594	124	15	32	32	NUM
cana-5594	124	16	no	no	NOUN
cana-5594	124	17	.	.	PUNCT
cana-5594	125	1	icmasd	icmasd	NOUN
cana-5594	125	2	(	(	PUNCT
cana-5594	125	3	2025	2025	NUM
cana-5594	125	4	)	)	PUNCT
cana-5594	125	5	1929	1929	NUM
cana-5594	125	6	https://internationalpubls.com	https://internationalpubls.com	X
cana-5594	125	7	fintech	fintech	NOUN
cana-5594	125	8	fintech	fintech	NOUN
cana-5594	125	9	,	,	PUNCT
cana-5594	125	10	digital	digital	ADJ
cana-5594	125	11	financial	financial	ADJ
cana-5594	125	12	services	service	NOUN
cana-5594	125	13	and	and	CCONJ
cana-5594	125	14	income	income	NOUN
cana-5594	125	15	inequality	inequality	NOUN
cana-5594	125	16	adugnaet	adugnaet	VERB
cana-5594	125	17	al	al	PROPN
cana-5594	125	18	.	.	PROPN
cana-5594	125	19	,	,	PUNCT
cana-5594	125	20	(	(	PUNCT
cana-5594	125	21	2024	2024	NUM
cana-5594	125	22	)	)	PUNCT
cana-5594	125	23	fintech	fintech	NOUN
cana-5594	125	24	government	government	NOUN
cana-5594	125	25	digital	digital	ADJ
cana-5594	125	26	initiatives	initiative	NOUN
cana-5594	125	27	,	,	PUNCT
cana-5594	125	28	digital	digital	ADJ
cana-5594	125	29	participation	participation	NOUN
cana-5594	125	30	,	,	PUNCT
cana-5594	125	31	push	push	NOUN
cana-5594	125	32	-	-	PUNCT
cana-5594	125	33	pull	pull	NOUN
cana-5594	125	34	-	-	PUNCT
cana-5594	125	35	mooring	mooring	NOUN
cana-5594	125	36	,	,	PUNCT
cana-5594	125	37	government	government	NOUN
cana-5594	125	38	social	social	ADJ
cana-5594	125	39	media	medium	NOUN
cana-5594	125	40	,	,	PUNCT
cana-5594	125	41	cultivation	cultivation	NOUN
cana-5594	125	42	,	,	PUNCT
cana-5594	125	43	pls	pls	NOUN
cana-5594	125	44	-	-	PUNCT
cana-5594	125	45	ann	ann	PROPN
cana-5594	125	46	(	(	PUNCT
cana-5594	125	47	yuan	yuan	NOUN
cana-5594	125	48	et	et	PROPN
cana-5594	125	49	al	al	PROPN
cana-5594	125	50	.	.	PROPN
cana-5594	125	51	,	,	PUNCT
cana-5594	125	52	2023	2023	NUM
cana-5594	125	53	)	)	PUNCT
cana-5594	125	54	fintech	fintech	NOUN
cana-5594	125	55	behavioral	behavioral	ADJ
cana-5594	125	56	economics	economic	NOUN
cana-5594	125	57	,	,	PUNCT
cana-5594	125	58	diffusion	diffusion	NOUN
cana-5594	125	59	of	of	ADP
cana-5594	125	60	innovations	innovation	NOUN
cana-5594	125	61	theory	theory	NOUN
cana-5594	125	62	,	,	PUNCT
cana-5594	125	63	digital	digital	ADJ
cana-5594	125	64	payment	payment	NOUN
cana-5594	125	65	systems	system	NOUN
cana-5594	125	66	,	,	PUNCT
cana-5594	125	67	financial	financial	ADJ
cana-5594	125	68	literacy	literacy	NOUN
cana-5594	125	69	,	,	PUNCT
cana-5594	125	70	tam	tam	NOUN
cana-5594	125	71	and	and	CCONJ
cana-5594	125	72	tpb	tpb	NOUN
cana-5594	125	73	(	(	PUNCT
cana-5594	125	74	ly	ly	X
cana-5594	125	75	&	&	CCONJ
cana-5594	125	76	ly	ly	NOUN
cana-5594	125	77	,	,	PUNCT
cana-5594	125	78	2024	2024	NUM
cana-5594	125	79	)	)	PUNCT
cana-5594	125	80	fintech	fintech	NOUN
cana-5594	125	81	digital	digital	ADJ
cana-5594	125	82	financial	financial	ADJ
cana-5594	125	83	literacy	literacy	NOUN
cana-5594	125	84	,	,	PUNCT
cana-5594	125	85	fintech	fintech	NOUN
cana-5594	125	86	,	,	PUNCT
cana-5594	125	87	financial	financial	ADJ
cana-5594	125	88	literacy	literacy	NOUN
cana-5594	125	89	,	,	PUNCT
cana-5594	125	90	financial	financial	ADJ
cana-5594	125	91	well	well	ADV
cana-5594	125	92	-	-	PUNCT
cana-5594	125	93	being	be	AUX
cana-5594	125	94	technology	technology	NOUN
cana-5594	125	95	(	(	PUNCT
cana-5594	125	96	golden	golden	ADJ
cana-5594	125	97	&	&	CCONJ
cana-5594	125	98	cordie	cordie	PROPN
cana-5594	125	99	,	,	PUNCT
cana-5594	125	100	2022	2022	NUM
cana-5594	125	101	)	)	PUNCT
cana-5594	125	102	fintech	fintech	NOUN
cana-5594	125	103	fintech	fintech	NOUN
cana-5594	125	104	,	,	PUNCT
cana-5594	125	105	servqual	servqual	ADJ
cana-5594	125	106	tam	tam	PROPN
cana-5594	125	107	,	,	PUNCT
cana-5594	125	108	service	service	NOUN
cana-5594	125	109	quality	quality	NOUN
cana-5594	125	110	,	,	PUNCT
cana-5594	125	111	payment	payment	NOUN
cana-5594	125	112	services	service	NOUN
cana-5594	125	113	.	.	PUNCT
cana-5594	126	1	financial	financial	ADJ
cana-5594	126	2	technology	technology	NOUN
cana-5594	126	3	,	,	PUNCT
cana-5594	126	4	technology	technology	NOUN
cana-5594	126	5	adoption	adoption	NOUN
cana-5594	126	6	and	and	CCONJ
cana-5594	126	7	behavioural	behavioural	ADJ
cana-5594	126	8	intentions	intention	NOUN
cana-5594	126	9	(	(	PUNCT
cana-5594	126	10	sharma	sharma	PROPN
cana-5594	126	11	et	et	PROPN
cana-5594	126	12	al	al	PROPN
cana-5594	126	13	.	.	PROPN
cana-5594	126	14	,	,	PUNCT
cana-5594	126	15	2024	2024	NUM
cana-5594	126	16	)	)	PUNCT
cana-5594	126	17	fintech	fintech	NOUN
cana-5594	126	18	financial	financial	ADJ
cana-5594	126	19	literacy	literacy	NOUN
cana-5594	126	20	and	and	CCONJ
cana-5594	126	21	fintech	fintech	NOUN
cana-5594	126	22	panos	pano	NOUN
cana-5594	126	23	and	and	CCONJ
cana-5594	126	24	wilson	wilson	PROPN
cana-5594	126	25	(	(	PUNCT
cana-5594	126	26	2020	2020	NUM
cana-5594	126	27	)	)	PUNCT
cana-5594	126	28	fintech	fintech	NOUN
cana-5594	126	29	fintech	fintech	NOUN
cana-5594	126	30	,	,	PUNCT
cana-5594	126	31	digital	digital	ADJ
cana-5594	126	32	payment	payment	NOUN
cana-5594	126	33	systems	system	NOUN
cana-5594	126	34	,	,	PUNCT
cana-5594	126	35	payment	payment	NOUN
cana-5594	126	36	service	service	NOUN
cana-5594	126	37	,	,	PUNCT
cana-5594	126	38	access	access	NOUN
cana-5594	126	39	technology	technology	NOUN
cana-5594	126	40	and	and	CCONJ
cana-5594	126	41	financial	financial	ADJ
cana-5594	126	42	inclusion	inclusion	NOUN
cana-5594	126	43	(	(	PUNCT
cana-5594	126	44	aurazo	aurazo	NOUN
cana-5594	126	45	&	&	CCONJ
cana-5594	126	46	gasmi	gasmi	PROPN
cana-5594	126	47	,	,	PUNCT
cana-5594	126	48	2024	2024	NUM
cana-5594	126	49	)	)	PUNCT
cana-5594	126	50	fintech	fintech	NOUN
cana-5594	126	51	digital	digital	ADJ
cana-5594	126	52	transformation	transformation	NOUN
cana-5594	126	53	,	,	PUNCT
cana-5594	126	54	digital	digital	ADJ
cana-5594	126	55	branching	branching	NOUN
cana-5594	126	56	strategy	strategy	NOUN
cana-5594	126	57	,	,	PUNCT
cana-5594	126	58	ambidexterity	ambidexterity	NOUN
cana-5594	126	59	,	,	PUNCT
cana-5594	126	60	fintech	fintech	NOUN
cana-5594	126	61	ecosystems	ecosystem	NOUN
cana-5594	126	62	,	,	PUNCT
cana-5594	126	63	process	process	NOUN
cana-5594	126	64	model	model	NOUN
cana-5594	126	65	government	government	NOUN
cana-5594	126	66	(	(	PUNCT
cana-5594	126	67	senyo	senyo	ADV
cana-5594	126	68	et	et	PROPN
cana-5594	126	69	al	al	PROPN
cana-5594	126	70	.	.	PROPN
cana-5594	126	71	,	,	PUNCT
cana-5594	126	72	2024	2024	NUM
cana-5594	126	73	)	)	PUNCT
cana-5594	126	74	fintech	fintech	NOUN
cana-5594	126	75	bibliometrics	bibliometric	NOUN
cana-5594	126	76	,	,	PUNCT
cana-5594	126	77	developing	develop	VERB
cana-5594	126	78	countries	country	NOUN
cana-5594	126	79	,	,	PUNCT
cana-5594	126	80	digital	digital	ADJ
cana-5594	126	81	innovation	innovation	NOUN
cana-5594	126	82	,	,	PUNCT
cana-5594	126	83	financial	financial	ADJ
cana-5594	126	84	inclusion	inclusion	NOUN
cana-5594	126	85	and	and	CCONJ
cana-5594	126	86	fintech	fintech	NOUN
cana-5594	126	87	;	;	PUNCT
cana-5594	126	88	mobile	mobile	ADJ
cana-5594	126	89	money	money	NOUN
cana-5594	126	90	(	(	PUNCT
cana-5594	126	91	persaud	persaud	PROPN
cana-5594	126	92	&	&	CCONJ
cana-5594	126	93	thaffe	thaffe	PROPN
cana-5594	126	94	,	,	PUNCT
cana-5594	126	95	2023	2023	NUM
cana-5594	126	96	)	)	PUNCT
cana-5594	126	97	the	the	DET
cana-5594	126	98	table	table	NOUN
cana-5594	126	99	titled	title	VERB
cana-5594	126	100	"	"	PUNCT
cana-5594	126	101	table	table	NOUN
cana-5594	126	102	1	1	NUM
cana-5594	126	103	.	.	PUNCT
cana-5594	126	104	keywords	keyword	NOUN
cana-5594	126	105	and	and	CCONJ
cana-5594	126	106	authors	author	NOUN
cana-5594	126	107	of	of	ADP
cana-5594	126	108	literature	literature	PROPN
cana-5594	126	109	review	review	PROPN
cana-5594	126	110	"	"	PUNCT
cana-5594	126	111	provides	provide	VERB
cana-5594	126	112	a	a	DET
cana-5594	126	113	comprehensive	comprehensive	ADJ
cana-5594	126	114	overview	overview	NOUN
cana-5594	126	115	of	of	ADP
cana-5594	126	116	various	various	ADJ
cana-5594	126	117	research	research	NOUN
cana-5594	126	118	topics	topic	NOUN
cana-5594	126	119	within	within	ADP
cana-5594	126	120	the	the	DET
cana-5594	126	121	field	field	NOUN
cana-5594	126	122	of	of	ADP
cana-5594	126	123	fintech	fintech	NOUN
cana-5594	126	124	.	.	PUNCT
cana-5594	127	1	under	under	ADP
cana-5594	127	2	the	the	DET
cana-5594	127	3	broad	broad	ADJ
cana-5594	127	4	category	category	NOUN
cana-5594	127	5	of	of	ADP
cana-5594	127	6	fintech	fintech	NOUN
cana-5594	127	7	,	,	PUNCT
cana-5594	127	8	the	the	DET
cana-5594	127	9	table	table	NOUN
cana-5594	127	10	highlights	highlight	VERB
cana-5594	127	11	specific	specific	ADJ
cana-5594	127	12	focus	focus	NOUN
cana-5594	127	13	areas	area	NOUN
cana-5594	127	14	such	such	ADJ
cana-5594	127	15	as	as	ADP
cana-5594	127	16	financial	financial	ADJ
cana-5594	127	17	education	education	NOUN
cana-5594	127	18	,	,	PUNCT
cana-5594	127	19	financial	financial	ADJ
cana-5594	127	20	inclusion	inclusion	NOUN
cana-5594	127	21	,	,	PUNCT
cana-5594	127	22	financial	financial	ADJ
cana-5594	127	23	stability	stability	NOUN
cana-5594	127	24	,	,	PUNCT
cana-5594	127	25	digital	digital	ADJ
cana-5594	127	26	financial	financial	ADJ
cana-5594	127	27	services	service	NOUN
cana-5594	127	28	,	,	PUNCT
cana-5594	127	29	income	income	NOUN
cana-5594	127	30	inequality	inequality	NOUN
cana-5594	127	31	,	,	PUNCT
cana-5594	127	32	government	government	NOUN
cana-5594	127	33	digital	digital	ADJ
cana-5594	127	34	initiatives	initiative	NOUN
cana-5594	127	35	,	,	PUNCT
cana-5594	127	36	digital	digital	ADJ
cana-5594	127	37	participation	participation	NOUN
cana-5594	127	38	,	,	PUNCT
cana-5594	127	39	behavioral	behavioral	ADJ
cana-5594	127	40	economics	economic	NOUN
cana-5594	127	41	,	,	PUNCT
cana-5594	127	42	diffusion	diffusion	NOUN
cana-5594	127	43	of	of	ADP
cana-5594	127	44	innovations	innovation	NOUN
cana-5594	127	45	theory	theory	NOUN
cana-5594	127	46	,	,	PUNCT
cana-5594	127	47	digital	digital	ADJ
cana-5594	127	48	payment	payment	NOUN
cana-5594	127	49	systems	system	NOUN
cana-5594	127	50	,	,	PUNCT
cana-5594	127	51	financial	financial	ADJ
cana-5594	127	52	literacy	literacy	NOUN
cana-5594	127	53	,	,	PUNCT
cana-5594	127	54	and	and	CCONJ
cana-5594	127	55	technology	technology	NOUN
cana-5594	127	56	adoption	adoption	NOUN
cana-5594	127	57	,	,	PUNCT
cana-5594	127	58	among	among	ADP
cana-5594	127	59	others	other	NOUN
cana-5594	127	60	.	.	PUNCT
cana-5594	128	1	each	each	DET
cana-5594	128	2	focus	focus	NOUN
cana-5594	128	3	area	area	NOUN
cana-5594	128	4	is	be	AUX
cana-5594	128	5	paired	pair	VERB
cana-5594	128	6	with	with	ADP
cana-5594	128	7	the	the	DET
cana-5594	128	8	respective	respective	ADJ
cana-5594	128	9	authors	author	NOUN
cana-5594	128	10	and	and	CCONJ
cana-5594	128	11	publication	publication	NOUN
cana-5594	128	12	years	year	NOUN
cana-5594	128	13	,	,	PUNCT
cana-5594	128	14	demonstrating	demonstrate	VERB
cana-5594	128	15	the	the	DET
cana-5594	128	16	contributions	contribution	NOUN
cana-5594	128	17	made	make	VERB
cana-5594	128	18	by	by	ADP
cana-5594	128	19	different	different	ADJ
cana-5594	128	20	researchers	researcher	NOUN
cana-5594	128	21	.	.	PUNCT
cana-5594	129	1	notable	notable	ADJ
cana-5594	129	2	authors	author	NOUN
cana-5594	129	3	include	include	VERB
cana-5594	129	4	nicole	nicole	PROPN
cana-5594	129	5	jonker	jonker	PROPN
cana-5594	129	6	et	et	PROPN
cana-5594	129	7	al	al	PROPN
cana-5594	129	8	.	.	PROPN
cana-5594	130	1	(	(	PUNCT
cana-5594	130	2	2022	2022	NUM
cana-5594	130	3	)	)	PUNCT
cana-5594	130	4	,	,	PUNCT
cana-5594	130	5	adugna	adugna	NOUN
cana-5594	130	6	et	et	PROPN
cana-5594	130	7	al	al	PROPN
cana-5594	130	8	.	.	PROPN
cana-5594	131	1	(	(	PUNCT
cana-5594	131	2	2024	2024	NUM
cana-5594	131	3	)	)	PUNCT
cana-5594	131	4	,	,	PUNCT
cana-5594	131	5	yuan	yuan	NOUN
cana-5594	131	6	et	et	PROPN
cana-5594	131	7	al	al	PROPN
cana-5594	131	8	.	.	PROPN
cana-5594	131	9	(	(	PUNCT
cana-5594	131	10	2023	2023	NUM
cana-5594	131	11	)	)	PUNCT
cana-5594	131	12	,	,	PUNCT
cana-5594	131	13	ly	ly	X
cana-5594	131	14	&	&	CCONJ
cana-5594	131	15	ly	ly	X
cana-5594	131	16	(	(	PUNCT
cana-5594	131	17	2024	2024	NUM
cana-5594	131	18	)	)	PUNCT
cana-5594	131	19	,	,	PUNCT
cana-5594	131	20	golden	golden	PROPN
cana-5594	131	21	&	&	CCONJ
cana-5594	131	22	cordie	cordie	PROPN
cana-5594	131	23	(	(	PUNCT
cana-5594	131	24	2022	2022	NUM
cana-5594	131	25	)	)	PUNCT
cana-5594	131	26	,	,	PUNCT
cana-5594	131	27	sharma	sharma	PROPN
cana-5594	131	28	et	et	PROPN
cana-5594	131	29	al	al	PROPN
cana-5594	131	30	.	.	PROPN
cana-5594	132	1	(	(	PUNCT
cana-5594	132	2	2024	2024	NUM
cana-5594	132	3	)	)	PUNCT
cana-5594	132	4	,	,	PUNCT
cana-5594	132	5	panos	panos	PROPN
cana-5594	132	6	and	and	CCONJ
cana-5594	132	7	wilson	wilson	PROPN
cana-5594	132	8	(	(	PUNCT
cana-5594	132	9	2020	2020	NUM
cana-5594	132	10	)	)	PUNCT
cana-5594	132	11	,	,	PUNCT
cana-5594	132	12	aurazo	aurazo	VERB
cana-5594	132	13	&	&	CCONJ
cana-5594	132	14	gasmi	gasmi	PROPN
cana-5594	132	15	(	(	PUNCT
cana-5594	132	16	2024	2024	NUM
cana-5594	132	17	)	)	PUNCT
cana-5594	132	18	,	,	PUNCT
cana-5594	132	19	senyo	senyo	PROPN
cana-5594	132	20	et	et	PROPN
cana-5594	132	21	al	al	PROPN
cana-5594	132	22	.	.	PROPN
cana-5594	133	1	(	(	PUNCT
cana-5594	133	2	2024	2024	NUM
cana-5594	133	3	)	)	PUNCT
cana-5594	133	4	,	,	PUNCT
cana-5594	133	5	and	and	CCONJ
cana-5594	133	6	persaud	persaud	PROPN
cana-5594	133	7	&	&	CCONJ
cana-5594	133	8	thaffe	thaffe	PROPN
cana-5594	133	9	(	(	PUNCT
cana-5594	133	10	2023	2023	NUM
cana-5594	133	11	)	)	PUNCT
cana-5594	133	12	.	.	PUNCT
cana-5594	134	1	this	this	DET
cana-5594	134	2	table	table	NOUN
cana-5594	134	3	serves	serve	VERB
cana-5594	134	4	as	as	ADP
cana-5594	134	5	a	a	DET
cana-5594	134	6	valuable	valuable	ADJ
cana-5594	134	7	resource	resource	NOUN
cana-5594	134	8	for	for	ADP
cana-5594	134	9	understanding	understand	VERB
cana-5594	134	10	the	the	DET
cana-5594	134	11	breadth	breadth	NOUN
cana-5594	134	12	and	and	CCONJ
cana-5594	134	13	depth	depth	NOUN
cana-5594	134	14	of	of	ADP
cana-5594	134	15	research	research	NOUN
cana-5594	134	16	in	in	ADP
cana-5594	134	17	fintech	fintech	NOUN
cana-5594	134	18	,	,	PUNCT
cana-5594	134	19	offering	offer	VERB
cana-5594	134	20	insights	insight	NOUN
cana-5594	134	21	into	into	ADP
cana-5594	134	22	the	the	DET
cana-5594	134	23	diverse	diverse	ADJ
cana-5594	134	24	topics	topic	NOUN
cana-5594	134	25	explored	explore	VERB
cana-5594	134	26	and	and	CCONJ
cana-5594	134	27	the	the	DET
cana-5594	134	28	scholars	scholar	NOUN
cana-5594	134	29	who	who	PRON
cana-5594	134	30	have	have	AUX
cana-5594	134	31	contributed	contribute	VERB
cana-5594	134	32	to	to	ADP
cana-5594	134	33	the	the	DET
cana-5594	134	34	literature	literature	NOUN
cana-5594	134	35	.	.	PUNCT
cana-5594	135	1	communications	communication	NOUN
cana-5594	135	2	on	on	ADP
cana-5594	135	3	applied	apply	VERB
cana-5594	135	4	nonlinear	nonlinear	ADJ
cana-5594	135	5	analysis	analysis	NOUN
cana-5594	135	6	issn	issn	NOUN
cana-5594	135	7	:	:	PUNCT
cana-5594	135	8	1074	1074	NUM
cana-5594	135	9	-	-	PUNCT
cana-5594	135	10	133x	133x	NUM
cana-5594	135	11	vol	vol	NOUN
cana-5594	135	12	32	32	NUM
cana-5594	135	13	no	no	NOUN
cana-5594	135	14	.	.	PUNCT
cana-5594	136	1	icmasd	icmasd	NOUN
cana-5594	136	2	(	(	PUNCT
cana-5594	136	3	2025	2025	NUM
cana-5594	136	4	)	)	PUNCT
cana-5594	136	5	1930	1930	NUM
cana-5594	136	6	https://internationalpubls.com	https://internationalpubls.com	X
cana-5594	136	7	figure	figure	NOUN
cana-5594	136	8	5	5	NUM
cana-5594	136	9	.	.	PUNCT
cana-5594	136	10	complex	complex	ADJ
cana-5594	136	11	network	network	NOUN
cana-5594	136	12	visualization	visualization	NOUN
cana-5594	136	13	of	of	ADP
cana-5594	136	14	keywords	keyword	NOUN
cana-5594	136	15	figure	figure	VERB
cana-5594	136	16	5	5	NUM
cana-5594	136	17	the	the	DET
cana-5594	136	18	network	network	NOUN
cana-5594	136	19	graph	graph	NOUN
cana-5594	136	20	maps	map	VERB
cana-5594	136	21	various	various	ADJ
cana-5594	136	22	terms	term	NOUN
cana-5594	136	23	related	relate	VERB
cana-5594	136	24	to	to	ADP
cana-5594	136	25	banking	banking	NOUN
cana-5594	136	26	and	and	CCONJ
cana-5594	136	27	technology	technology	NOUN
cana-5594	136	28	,	,	PUNCT
cana-5594	136	29	connected	connect	VERB
cana-5594	136	30	by	by	ADP
cana-5594	136	31	lines	line	NOUN
cana-5594	136	32	indicating	indicate	VERB
cana-5594	136	33	their	their	PRON
cana-5594	136	34	relationships	relationship	NOUN
cana-5594	136	35	.	.	PUNCT
cana-5594	137	1	terms	term	NOUN
cana-5594	137	2	are	be	AUX
cana-5594	137	3	color	color	NOUN
cana-5594	137	4	-	-	PUNCT
cana-5594	137	5	coded	code	VERB
cana-5594	137	6	and	and	CCONJ
cana-5594	137	7	grouped	group	VERB
cana-5594	137	8	into	into	ADP
cana-5594	137	9	clusters	cluster	NOUN
cana-5594	137	10	,	,	PUNCT
cana-5594	137	11	suggesting	suggest	VERB
cana-5594	137	12	different	different	ADJ
cana-5594	137	13	themes	theme	NOUN
cana-5594	137	14	.	.	PUNCT
cana-5594	138	1	banking	banking	NOUN
cana-5594	138	2	is	be	AUX
cana-5594	138	3	the	the	DET
cana-5594	138	4	central	central	ADJ
cana-5594	138	5	node	node	NOUN
cana-5594	138	6	,	,	PUNCT
cana-5594	138	7	highlighted	highlight	VERB
cana-5594	138	8	in	in	ADP
cana-5594	138	9	yellow	yellow	ADJ
cana-5594	138	10	.	.	PUNCT
cana-5594	139	1	mobile	mobile	ADJ
cana-5594	139	2	banking	banking	NOUN
cana-5594	139	3	(	(	PUNCT
cana-5594	139	4	red	red	PROPN
cana-5594	139	5	)	)	PUNCT
cana-5594	139	6	focuses	focus	VERB
cana-5594	139	7	on	on	ADP
cana-5594	139	8	services	service	NOUN
cana-5594	139	9	via	via	ADP
cana-5594	139	10	mobile	mobile	ADJ
cana-5594	139	11	devices	device	NOUN
cana-5594	139	12	.	.	PUNCT
cana-5594	140	1	banking	banking	NOUN
cana-5594	140	2	technology	technology	NOUN
cana-5594	140	3	(	(	PUNCT
cana-5594	140	4	green	green	ADJ
cana-5594	140	5	)	)	PUNCT
cana-5594	140	6	covers	cover	VERB
cana-5594	140	7	technological	technological	ADJ
cana-5594	140	8	advancements	advancement	NOUN
cana-5594	140	9	.	.	PUNCT
cana-5594	141	1	internet	internet	NOUN
cana-5594	141	2	banking	banking	NOUN
cana-5594	141	3	(	(	PUNCT
cana-5594	141	4	green	green	ADJ
cana-5594	141	5	)	)	PUNCT
cana-5594	141	6	highlights	highlight	VERB
cana-5594	141	7	online	online	ADJ
cana-5594	141	8	services	service	NOUN
cana-5594	141	9	,	,	PUNCT
cana-5594	141	10	and	and	CCONJ
cana-5594	141	11	customer	customer	NOUN
cana-5594	141	12	satisfaction	satisfaction	NOUN
cana-5594	141	13	links	link	NOUN
cana-5594	141	14	to	to	ADP
cana-5594	141	15	technology	technology	NOUN
cana-5594	141	16	's	's	PART
cana-5594	141	17	impact	impact	NOUN
cana-5594	141	18	.	.	PUNCT
cana-5594	142	1	digital	digital	ADJ
cana-5594	142	2	banking	banking	NOUN
cana-5594	142	3	(	(	PUNCT
cana-5594	142	4	yellow	yellow	ADJ
cana-5594	142	5	)	)	PUNCT
cana-5594	142	6	represents	represent	VERB
cana-5594	142	7	the	the	DET
cana-5594	142	8	overall	overall	ADJ
cana-5594	142	9	digital	digital	ADJ
cana-5594	142	10	transformation	transformation	NOUN
cana-5594	142	11	.	.	PUNCT
cana-5594	143	1	technology	technology	NOUN
cana-5594	143	2	adoption	adoption	NOUN
cana-5594	143	3	(	(	PUNCT
cana-5594	143	4	red	red	ADJ
cana-5594	143	5	)	)	PUNCT
cana-5594	143	6	refers	refer	VERB
cana-5594	143	7	to	to	ADP
cana-5594	143	8	the	the	DET
cana-5594	143	9	rate	rate	NOUN
cana-5594	143	10	of	of	ADP
cana-5594	143	11	adopting	adopt	VERB
cana-5594	143	12	new	new	ADJ
cana-5594	143	13	tech	tech	NOUN
cana-5594	143	14	in	in	ADP
cana-5594	143	15	banking	banking	NOUN
cana-5594	143	16	.	.	PUNCT
cana-5594	144	1	artificial	artificial	ADJ
cana-5594	144	2	intelligence	intelligence	NOUN
cana-5594	144	3	(	(	PUNCT
cana-5594	144	4	blue	blue	ADJ
cana-5594	144	5	)	)	PUNCT
cana-5594	144	6	discusses	discuss	VERB
cana-5594	144	7	ai	ai	VERB
cana-5594	144	8	's	's	PART
cana-5594	144	9	role	role	NOUN
cana-5594	144	10	.	.	PUNCT
cana-5594	145	1	financial	financial	ADJ
cana-5594	145	2	inclusion	inclusion	NOUN
cana-5594	145	3	(	(	PUNCT
cana-5594	145	4	yellow	yellow	ADJ
cana-5594	145	5	)	)	PUNCT
cana-5594	145	6	aims	aim	VERB
cana-5594	145	7	to	to	PART
cana-5594	145	8	include	include	VERB
cana-5594	145	9	underserved	underserved	ADJ
cana-5594	145	10	populations	population	NOUN
cana-5594	145	11	.	.	PUNCT
cana-5594	146	1	fintech	fintech	NOUN
cana-5594	146	2	(	(	PUNCT
cana-5594	146	3	green	green	NOUN
cana-5594	146	4	)	)	PUNCT
cana-5594	146	5	covers	cover	VERB
cana-5594	146	6	financial	financial	ADJ
cana-5594	146	7	innovations	innovation	NOUN
cana-5594	146	8	,	,	PUNCT
cana-5594	146	9	while	while	SCONJ
cana-5594	146	10	e	e	NOUN
cana-5594	146	11	-	-	NOUN
cana-5594	146	12	banking	banking	ADJ
cana-5594	146	13	(	(	PUNCT
cana-5594	146	14	red	red	ADJ
cana-5594	146	15	)	)	PUNCT
cana-5594	146	16	concerns	concern	NOUN
cana-5594	146	17	electronic	electronic	ADJ
cana-5594	146	18	services	service	NOUN
cana-5594	146	19	.	.	PUNCT
cana-5594	147	1	online	online	ADJ
cana-5594	147	2	systems	system	NOUN
cana-5594	147	3	(	(	PUNCT
cana-5594	147	4	blue	blue	ADJ
cana-5594	147	5	)	)	PUNCT
cana-5594	147	6	involve	involve	VERB
cana-5594	147	7	implementing	implement	VERB
cana-5594	147	8	online	online	ADJ
cana-5594	147	9	infrastructure	infrastructure	NOUN
cana-5594	147	10	,	,	PUNCT
cana-5594	147	11	and	and	CCONJ
cana-5594	147	12	commercial	commercial	ADJ
cana-5594	147	13	banks	bank	NOUN
cana-5594	147	14	(	(	PUNCT
cana-5594	147	15	green	green	ADJ
cana-5594	147	16	)	)	PUNCT
cana-5594	147	17	adopt	adopt	VERB
cana-5594	147	18	new	new	ADJ
cana-5594	147	19	technologies	technology	NOUN
cana-5594	147	20	.	.	PUNCT
cana-5594	148	1	the	the	DET
cana-5594	148	2	graph	graph	NOUN
cana-5594	148	3	showcases	showcase	VERB
cana-5594	148	4	the	the	DET
cana-5594	148	5	interconnectedness	interconnectedness	NOUN
cana-5594	148	6	and	and	CCONJ
cana-5594	148	7	complexity	complexity	NOUN
cana-5594	148	8	of	of	ADP
cana-5594	148	9	banking	banking	NOUN
cana-5594	148	10	technology	technology	NOUN
cana-5594	148	11	,	,	PUNCT
cana-5594	148	12	useful	useful	ADJ
cana-5594	148	13	for	for	ADP
cana-5594	148	14	research	research	NOUN
cana-5594	148	15	and	and	CCONJ
cana-5594	148	16	understanding	understand	VERB
cana-5594	148	17	industry	industry	NOUN
cana-5594	148	18	trends	trend	NOUN
cana-5594	148	19	.	.	PUNCT
cana-5594	149	1	table	table	NOUN
cana-5594	149	2	2	2	NUM
cana-5594	149	3	:	:	PUNCT
cana-5594	149	4	bibliometric	bibliometric	ADJ
cana-5594	149	5	analysis	analysis	NOUN
cana-5594	149	6	:	:	PUNCT
cana-5594	149	7	productivity	productivity	NOUN
cana-5594	149	8	and	and	CCONJ
cana-5594	149	9	citation	citation	NOUN
cana-5594	149	10	impact	impact	NOUN
cana-5594	149	11	author	author	NOUN
cana-5594	149	12	documents	document	VERB
cana-5594	149	13	citations	citation	NOUN
cana-5594	149	14	total	total	ADJ
cana-5594	149	15	link	link	NOUN
cana-5594	149	16	strength	strength	NOUN
cana-5594	149	17	bhuvana	bhuvana	PROPN
cana-5594	149	18	m.	m.	PROPN
cana-5594	149	19	;	;	PUNCT
cana-5594	149	20	vasantha	vasantha	PROPN
cana-5594	149	21	s.	s.	PROPN
cana-5594	149	22	2	2	NUM
cana-5594	149	23	17	17	NUM
cana-5594	149	24	1	1	NUM
cana-5594	149	25	jerene	jerene	PROPN
cana-5594	149	26	w.	w.	PROPN
cana-5594	149	27	;	;	PUNCT
cana-5594	149	28	sharma	sharma	PROPN
cana-5594	149	29	d.	d.	PROPN
cana-5594	149	30	2	2	NUM
cana-5594	149	31	16	16	NUM
cana-5594	149	32	1	1	NUM
cana-5594	149	33	bhasin	bhasin	NOUN
cana-5594	149	34	n.k	n.k	PROPN
cana-5594	149	35	.	.	PROPN
cana-5594	149	36	;	;	PUNCT
cana-5594	149	37	rajesh	rajesh	PROPN
cana-5594	149	38	a.	a.	NOUN
cana-5594	149	39	2	2	NUM
cana-5594	149	40	17	17	NUM
cana-5594	149	41	0	0	NUM
cana-5594	149	42	communications	communication	NOUN
cana-5594	149	43	on	on	ADP
cana-5594	149	44	applied	apply	VERB
cana-5594	149	45	nonlinear	nonlinear	ADJ
cana-5594	149	46	analysis	analysis	NOUN
cana-5594	149	47	issn	issn	NOUN
cana-5594	149	48	:	:	PUNCT
cana-5594	149	49	1074	1074	NUM
cana-5594	149	50	-	-	PUNCT
cana-5594	149	51	133x	133x	NUM
cana-5594	149	52	vol	vol	NOUN
cana-5594	149	53	32	32	NUM
cana-5594	149	54	no	no	NOUN
cana-5594	149	55	.	.	PUNCT
cana-5594	150	1	icmasd	icmasd	NOUN
cana-5594	150	2	(	(	PUNCT
cana-5594	150	3	2025	2025	NUM
cana-5594	150	4	)	)	PUNCT
cana-5594	150	5	1931	1931	NUM
cana-5594	150	6	https://internationalpubls.com	https://internationalpubls.com	X
cana-5594	150	7	isakin	isakin	ADJ
cana-5594	150	8	m.	m.	NOUN
cana-5594	150	9	;	;	PUNCT
cana-5594	150	10	serletis	serletis	NOUN
cana-5594	150	11	a.	a.	NOUN
cana-5594	150	12	2	2	NUM
cana-5594	150	13	1	1	NUM
cana-5594	150	14	0	0	NUM
cana-5594	150	15	ramesh	ramesh	PROPN
cana-5594	150	16	v.	v.	PROPN
cana-5594	150	17	;	;	PUNCT
cana-5594	150	18	jaunky	jaunky	PROPN
cana-5594	150	19	v.c	v.c	PROPN
cana-5594	150	20	.	.	PROPN
cana-5594	151	1	and	and	CCONJ
cana-5594	151	2	roopchund	roopchund	PROPN
cana-5594	151	3	r.	r.	PROPN
cana-5594	151	4	2	2	NUM
cana-5594	151	5	7	7	NUM
cana-5594	151	6	0	0	NUM
cana-5594	151	7	in	in	ADP
cana-5594	151	8	the	the	DET
cana-5594	151	9	table	table	NOUN
cana-5594	151	10	2	2	NUM
cana-5594	151	11	consists	consist	VERB
cana-5594	151	12	of	of	ADP
cana-5594	151	13	five	five	NUM
cana-5594	151	14	columns	column	NOUN
cana-5594	151	15	titled	title	VERB
cana-5594	151	16	“	"	PUNCT
cana-5594	151	17	selected	select	VERB
cana-5594	151	18	,	,	PUNCT
cana-5594	151	19	”	"	PUNCT
cana-5594	151	20	“	"	PUNCT
cana-5594	151	21	author	author	NOUN
cana-5594	151	22	,	,	PUNCT
cana-5594	151	23	”	"	PUNCT
cana-5594	151	24	“	"	PUNCT
cana-5594	151	25	documents	document	NOUN
cana-5594	151	26	,	,	PUNCT
cana-5594	151	27	”	"	PUNCT
cana-5594	151	28	“	"	PUNCT
cana-5594	151	29	citations	citation	NOUN
cana-5594	151	30	,	,	PUNCT
cana-5594	151	31	”	"	PUNCT
cana-5594	151	32	and	and	CCONJ
cana-5594	151	33	“	"	PUNCT
cana-5594	151	34	total	total	ADJ
cana-5594	151	35	link	link	NOUN
cana-5594	151	36	strength	strength	NOUN
cana-5594	151	37	.	.	PUNCT
cana-5594	151	38	”	"	PUNCT
cana-5594	152	1	this	this	DET
cana-5594	152	2	table	table	NOUN
cana-5594	152	3	appears	appear	VERB
cana-5594	152	4	to	to	PART
cana-5594	152	5	be	be	AUX
cana-5594	152	6	a	a	DET
cana-5594	152	7	bibliometric	bibliometric	ADJ
cana-5594	152	8	analysis	analysis	NOUN
cana-5594	152	9	,	,	PUNCT
cana-5594	152	10	showing	show	VERB
cana-5594	152	11	the	the	DET
cana-5594	152	12	productivity	productivity	NOUN
cana-5594	152	13	and	and	CCONJ
cana-5594	152	14	citation	citation	NOUN
cana-5594	152	15	impact	impact	NOUN
cana-5594	152	16	of	of	ADP
cana-5594	152	17	various	various	ADJ
cana-5594	152	18	researchers	researcher	NOUN
cana-5594	152	19	.	.	PUNCT
cana-5594	153	1	the	the	DET
cana-5594	153	2	“	"	PUNCT
cana-5594	153	3	selected	select	VERB
cana-5594	153	4	”	"	PUNCT
cana-5594	153	5	column	column	NOUN
cana-5594	153	6	indicates	indicate	VERB
cana-5594	153	7	whether	whether	SCONJ
cana-5594	153	8	the	the	DET
cana-5594	153	9	author(s	author(s	NOUN
cana-5594	153	10	)	)	PUNCT
cana-5594	153	11	have	have	AUX
cana-5594	153	12	been	be	AUX
cana-5594	153	13	selected	select	VERB
cana-5594	153	14	for	for	ADP
cana-5594	153	15	further	further	ADJ
cana-5594	153	16	analysis	analysis	NOUN
cana-5594	153	17	or	or	CCONJ
cana-5594	153	18	consideration	consideration	NOUN
cana-5594	153	19	.	.	PUNCT
cana-5594	154	1	the	the	DET
cana-5594	154	2	“	"	PUNCT
cana-5594	154	3	documents	document	NOUN
cana-5594	154	4	”	"	PUNCT
cana-5594	154	5	column	column	NOUN
cana-5594	154	6	shows	show	VERB
cana-5594	154	7	the	the	DET
cana-5594	154	8	number	number	NOUN
cana-5594	154	9	of	of	ADP
cana-5594	154	10	documents	document	NOUN
cana-5594	154	11	published	publish	VERB
cana-5594	154	12	by	by	ADP
cana-5594	154	13	each	each	DET
cana-5594	154	14	author	author	NOUN
cana-5594	154	15	,	,	PUNCT
cana-5594	154	16	while	while	SCONJ
cana-5594	154	17	the	the	DET
cana-5594	154	18	“	"	PUNCT
cana-5594	154	19	citations	citation	NOUN
cana-5594	154	20	”	"	PUNCT
cana-5594	154	21	column	column	NOUN
cana-5594	154	22	indicates	indicate	VERB
cana-5594	154	23	the	the	DET
cana-5594	154	24	number	number	NOUN
cana-5594	154	25	of	of	ADP
cana-5594	154	26	times	time	NOUN
cana-5594	154	27	these	these	DET
cana-5594	154	28	documents	document	NOUN
cana-5594	154	29	have	have	AUX
cana-5594	154	30	been	be	AUX
cana-5594	154	31	cited	cite	VERB
cana-5594	154	32	.	.	PUNCT
cana-5594	155	1	the	the	DET
cana-5594	155	2	“	"	PUNCT
cana-5594	155	3	total	total	ADJ
cana-5594	155	4	link	link	NOUN
cana-5594	155	5	strength	strength	NOUN
cana-5594	155	6	”	"	PUNCT
cana-5594	155	7	column	column	NOUN
cana-5594	155	8	represents	represent	VERB
cana-5594	155	9	the	the	DET
cana-5594	155	10	strength	strength	NOUN
cana-5594	155	11	of	of	ADP
cana-5594	155	12	the	the	DET
cana-5594	155	13	connections	connection	NOUN
cana-5594	155	14	or	or	CCONJ
cana-5594	155	15	collaborations	collaboration	NOUN
cana-5594	155	16	between	between	ADP
cana-5594	155	17	the	the	DET
cana-5594	155	18	authors	author	NOUN
cana-5594	155	19	.	.	PUNCT
cana-5594	156	1	table	table	NOUN
cana-5594	156	2	3	3	NUM
cana-5594	156	3	:	:	PUNCT
cana-5594	156	4	comparative	comparative	ADJ
cana-5594	156	5	analysis	analysis	NOUN
cana-5594	156	6	of	of	ADP
cana-5594	156	7	research	research	NOUN
cana-5594	156	8	output	output	NOUN
cana-5594	156	9	and	and	CCONJ
cana-5594	156	10	impact	impact	NOUN
cana-5594	156	11	across	across	ADP
cana-5594	156	12	countries	country	NOUN
cana-5594	156	13	country	country	NOUN
cana-5594	156	14	documents	document	NOUN
cana-5594	156	15	citations	citation	NOUN
cana-5594	156	16	total	total	ADJ
cana-5594	156	17	link	link	NOUN
cana-5594	156	18	strength	strength	NOUN
cana-5594	156	19	malaysia	malaysia	PROPN
cana-5594	156	20	11	11	NUM
cana-5594	156	21	82	82	NUM
cana-5594	156	22	13	13	NUM
cana-5594	156	23	united	united	PROPN
cana-5594	156	24	states	states	PROPN
cana-5594	156	25	12	12	NUM
cana-5594	156	26	215	215	NUM
cana-5594	156	27	10	10	NUM
cana-5594	156	28	india	india	PROPN
cana-5594	156	29	50	50	NUM
cana-5594	156	30	229	229	NUM
cana-5594	156	31	7	7	NUM
cana-5594	156	32	indonesia	indonesia	PROPN
cana-5594	156	33	20	20	NUM
cana-5594	156	34	97	97	NUM
cana-5594	156	35	6	6	NUM
cana-5594	156	36	united	united	PROPN
cana-5594	156	37	arab	arab	PROPN
cana-5594	156	38	emirates	emirates	PROPN
cana-5594	156	39	6	6	NUM
cana-5594	156	40	19	19	NUM
cana-5594	156	41	6	6	NUM
cana-5594	156	42	united	united	ADJ
cana-5594	156	43	kingdom	kingdom	NOUN
cana-5594	156	44	7	7	NUM
cana-5594	156	45	54	54	NUM
cana-5594	156	46	5	5	NUM
cana-5594	156	47	jordan	jordan	PROPN
cana-5594	156	48	5	5	NUM
cana-5594	156	49	87	87	NUM
cana-5594	156	50	4	4	NUM
cana-5594	156	51	nigeria	nigeria	NOUN
cana-5594	156	52	5	5	NUM
cana-5594	156	53	23	23	NUM
cana-5594	156	54	3	3	NUM
cana-5594	156	55	russia	russia	PROPN
cana-5594	156	56	federation	federation	PROPN
cana-5594	156	57	12	12	NUM
cana-5594	156	58	53	53	NUM
cana-5594	156	59	2	2	NUM
cana-5594	156	60	sweden	sweden	NOUN
cana-5594	156	61	5	5	NUM
cana-5594	156	62	31	31	NUM
cana-5594	156	63	2	2	NUM
cana-5594	156	64	china	china	NOUN
cana-5594	156	65	10	10	NUM
cana-5594	156	66	208	208	NUM
cana-5594	156	67	1	1	NUM
cana-5594	156	68	iran	iran	NOUN
cana-5594	156	69	6	6	NUM
cana-5594	156	70	41	41	NUM
cana-5594	156	71	1	1	NUM
cana-5594	156	72	brazil	brazil	PROPN
cana-5594	156	73	5	5	NUM
cana-5594	156	74	42	42	NUM
cana-5594	156	75	0	0	NUM
cana-5594	156	76	table	table	NOUN
cana-5594	156	77	3	3	NUM
cana-5594	156	78	the	the	DET
cana-5594	156	79	highlights	highlight	NOUN
cana-5594	156	80	compares	compare	VERB
cana-5594	156	81	various	various	ADJ
cana-5594	156	82	countries	country	NOUN
cana-5594	156	83	based	base	VERB
cana-5594	156	84	on	on	ADP
cana-5594	156	85	three	three	NUM
cana-5594	156	86	metrics	metric	NOUN
cana-5594	156	87	:	:	PUNCT
cana-5594	156	88	documents	document	NOUN
cana-5594	156	89	,	,	PUNCT
cana-5594	156	90	citations	citation	NOUN
cana-5594	156	91	,	,	PUNCT
cana-5594	156	92	and	and	CCONJ
cana-5594	156	93	total	total	ADJ
cana-5594	156	94	link	link	NOUN
cana-5594	156	95	strength	strength	NOUN
cana-5594	156	96	.	.	PUNCT
cana-5594	157	1	this	this	DET
cana-5594	157	2	table	table	NOUN
cana-5594	157	3	provides	provide	VERB
cana-5594	157	4	a	a	DET
cana-5594	157	5	comparative	comparative	ADJ
cana-5594	157	6	analysis	analysis	NOUN
cana-5594	157	7	of	of	ADP
cana-5594	157	8	research	research	NOUN
cana-5594	157	9	output	output	NOUN
cana-5594	157	10	and	and	CCONJ
cana-5594	157	11	impact	impact	NOUN
cana-5594	157	12	across	across	ADP
cana-5594	157	13	these	these	DET
cana-5594	157	14	countries	country	NOUN
cana-5594	157	15	.	.	PUNCT
cana-5594	158	1	the	the	DET
cana-5594	158	2	highest	high	ADJ
cana-5594	158	3	citations	citation	NOUN
cana-5594	158	4	countries	country	NOUN
cana-5594	158	5	are	be	AUX
cana-5594	158	6	united	united	PROPN
cana-5594	158	7	states	states	PROPN
cana-5594	158	8	,	,	PUNCT
cana-5594	158	9	india	india	PROPN
cana-5594	158	10	and	and	CCONJ
cana-5594	158	11	china	china	PROPN
cana-5594	158	12	.	.	PUNCT
cana-5594	159	1	communications	communication	NOUN
cana-5594	159	2	on	on	ADP
cana-5594	159	3	applied	apply	VERB
cana-5594	159	4	nonlinear	nonlinear	ADJ
cana-5594	159	5	analysis	analysis	NOUN
cana-5594	159	6	issn	issn	NOUN
cana-5594	159	7	:	:	PUNCT
cana-5594	159	8	1074	1074	NUM
cana-5594	159	9	-	-	PUNCT
cana-5594	159	10	133x	133x	NUM
cana-5594	159	11	vol	vol	NOUN
cana-5594	159	12	32	32	NUM
cana-5594	159	13	no	no	NOUN
cana-5594	159	14	.	.	PUNCT
cana-5594	160	1	icmasd	icmasd	NOUN
cana-5594	160	2	(	(	PUNCT
cana-5594	160	3	2025	2025	NUM
cana-5594	160	4	)	)	PUNCT
cana-5594	160	5	1932	1932	NUM
cana-5594	161	1	https://internationalpubls.com	https://internationalpubls.com	X
cana-5594	161	2	figure	figure	NOUN
cana-5594	161	3	6	6	NUM
cana-5594	161	4	:	:	PUNCT
cana-5594	161	5	network	network	NOUN
cana-5594	161	6	graph	graph	NOUN
cana-5594	161	7	depicting	depict	VERB
cana-5594	161	8	global	global	ADJ
cana-5594	161	9	interactions	interaction	NOUN
cana-5594	161	10	with	with	ADP
cana-5594	161	11	india	india	PROPN
cana-5594	161	12	figure	figure	NOUN
cana-5594	161	13	6	6	NUM
cana-5594	161	14	presents	present	VERB
cana-5594	161	15	a	a	DET
cana-5594	161	16	detailed	detailed	ADJ
cana-5594	161	17	network	network	NOUN
cana-5594	161	18	graph	graph	NOUN
cana-5594	161	19	comprising	comprise	VERB
cana-5594	161	20	various	various	ADJ
cana-5594	161	21	nodes	node	NOUN
cana-5594	161	22	and	and	CCONJ
cana-5594	161	23	connecting	connect	VERB
cana-5594	161	24	lines	line	NOUN
cana-5594	161	25	,	,	PUNCT
cana-5594	161	26	vividly	vividly	ADV
cana-5594	161	27	depicting	depict	VERB
cana-5594	161	28	international	international	ADJ
cana-5594	161	29	interactions	interaction	NOUN
cana-5594	161	30	.	.	PUNCT
cana-5594	162	1	the	the	DET
cana-5594	162	2	most	most	ADV
cana-5594	162	3	prominent	prominent	ADJ
cana-5594	162	4	node	node	NOUN
cana-5594	162	5	,	,	PUNCT
cana-5594	162	6	highlighted	highlight	VERB
cana-5594	162	7	in	in	ADP
cana-5594	162	8	green	green	NOUN
cana-5594	162	9	,	,	PUNCT
cana-5594	162	10	is	be	AUX
cana-5594	162	11	labeled	label	VERB
cana-5594	162	12	"	"	PUNCT
cana-5594	162	13	india	india	PROPN
cana-5594	162	14	,	,	PUNCT
cana-5594	162	15	"	"	PUNCT
cana-5594	162	16	signifying	signify	VERB
cana-5594	162	17	its	its	PRON
cana-5594	162	18	central	central	ADJ
cana-5594	162	19	role	role	NOUN
cana-5594	162	20	in	in	ADP
cana-5594	162	21	the	the	DET
cana-5594	162	22	network	network	NOUN
cana-5594	162	23	.	.	PUNCT
cana-5594	163	1	encircling	encircle	VERB
cana-5594	163	2	this	this	DET
cana-5594	163	3	central	central	ADJ
cana-5594	163	4	node	node	NOUN
cana-5594	163	5	are	be	AUX
cana-5594	163	6	smaller	small	ADJ
cana-5594	163	7	nodes	node	NOUN
cana-5594	163	8	,	,	PUNCT
cana-5594	163	9	each	each	PRON
cana-5594	163	10	connected	connect	VERB
cana-5594	163	11	to	to	ADP
cana-5594	163	12	india	india	PROPN
cana-5594	163	13	by	by	ADP
cana-5594	163	14	lines	line	NOUN
cana-5594	163	15	of	of	ADP
cana-5594	163	16	different	different	ADJ
cana-5594	163	17	colors	color	NOUN
cana-5594	163	18	.	.	PUNCT
cana-5594	164	1	these	these	DET
cana-5594	164	2	lines	line	NOUN
cana-5594	164	3	represent	represent	VERB
cana-5594	164	4	various	various	ADJ
cana-5594	164	5	countries	country	NOUN
cana-5594	164	6	,	,	PUNCT
cana-5594	164	7	including	include	VERB
cana-5594	164	8	china	china	PROPN
cana-5594	164	9	,	,	PUNCT
cana-5594	164	10	the	the	DET
cana-5594	164	11	united	united	PROPN
cana-5594	164	12	states	states	PROPN
cana-5594	164	13	,	,	PUNCT
cana-5594	164	14	the	the	DET
cana-5594	164	15	united	united	PROPN
cana-5594	164	16	kingdom	kingdom	PROPN
cana-5594	164	17	,	,	PUNCT
cana-5594	164	18	indonesia	indonesia	PROPN
cana-5594	164	19	,	,	PUNCT
cana-5594	164	20	malaysia	malaysia	PROPN
cana-5594	164	21	,	,	PUNCT
cana-5594	164	22	and	and	CCONJ
cana-5594	164	23	sweden	sweden	PROPN
cana-5594	164	24	.	.	PUNCT
cana-5594	165	1	the	the	DET
cana-5594	165	2	interconnecting	interconnect	VERB
cana-5594	165	3	lines	line	NOUN
cana-5594	165	4	suggest	suggest	VERB
cana-5594	165	5	relationships	relationship	NOUN
cana-5594	165	6	or	or	CCONJ
cana-5594	165	7	interactions	interaction	NOUN
cana-5594	165	8	between	between	ADP
cana-5594	165	9	india	india	PROPN
cana-5594	165	10	and	and	CCONJ
cana-5594	165	11	these	these	DET
cana-5594	165	12	nations	nation	NOUN
cana-5594	165	13	,	,	PUNCT
cana-5594	165	14	emphasizing	emphasize	VERB
cana-5594	165	15	india	india	PROPN
cana-5594	165	16	's	's	PART
cana-5594	165	17	interconnectedness	interconnectedness	NOUN
cana-5594	165	18	on	on	ADP
cana-5594	165	19	a	a	DET
cana-5594	165	20	global	global	ADJ
cana-5594	165	21	scale	scale	NOUN
cana-5594	165	22	.	.	PUNCT
cana-5594	166	1	the	the	DET
cana-5594	166	2	graph	graph	NOUN
cana-5594	166	3	's	's	PART
cana-5594	166	4	black	black	ADJ
cana-5594	166	5	background	background	NOUN
cana-5594	166	6	enhances	enhance	VERB
cana-5594	166	7	the	the	DET
cana-5594	166	8	visual	visual	ADJ
cana-5594	166	9	impact	impact	NOUN
cana-5594	166	10	of	of	ADP
cana-5594	166	11	the	the	DET
cana-5594	166	12	colorful	colorful	ADJ
cana-5594	166	13	connections	connection	NOUN
cana-5594	166	14	,	,	PUNCT
cana-5594	166	15	making	make	VERB
cana-5594	166	16	them	they	PRON
cana-5594	166	17	stand	stand	VERB
cana-5594	166	18	out	out	ADP
cana-5594	166	19	more	more	ADV
cana-5594	166	20	vividly	vividly	ADV
cana-5594	166	21	.	.	PUNCT
cana-5594	167	1	this	this	DET
cana-5594	167	2	visual	visual	ADJ
cana-5594	167	3	representation	representation	NOUN
cana-5594	167	4	is	be	AUX
cana-5594	167	5	particularly	particularly	ADV
cana-5594	167	6	useful	useful	ADJ
cana-5594	167	7	for	for	ADP
cana-5594	167	8	illustrating	illustrate	VERB
cana-5594	167	9	complex	complex	ADJ
cana-5594	167	10	data	datum	NOUN
cana-5594	167	11	concerning	concern	VERB
cana-5594	167	12	international	international	ADJ
cana-5594	167	13	interactions	interaction	NOUN
cana-5594	167	14	involving	involve	VERB
cana-5594	167	15	india	india	PROPN
cana-5594	167	16	,	,	PUNCT
cana-5594	167	17	highlighting	highlight	VERB
cana-5594	167	18	how	how	SCONJ
cana-5594	167	19	these	these	DET
cana-5594	167	20	global	global	ADJ
cana-5594	167	21	relationships	relationship	NOUN
cana-5594	167	22	are	be	AUX
cana-5594	167	23	interwoven	interweave	VERB
cana-5594	167	24	,	,	PUNCT
cana-5594	167	25	and	and	CCONJ
cana-5594	167	26	the	the	DET
cana-5594	167	27	significant	significant	ADJ
cana-5594	167	28	role	role	NOUN
cana-5594	167	29	india	india	PROPN
cana-5594	167	30	plays	play	VERB
cana-5594	167	31	within	within	ADP
cana-5594	167	32	this	this	DET
cana-5594	167	33	network	network	NOUN
cana-5594	167	34	.	.	PUNCT
cana-5594	168	1	model	model	NOUN
cana-5594	168	2	and	and	CCONJ
cana-5594	168	3	hypothesis	hypothesis	NOUN
cana-5594	168	4	development	development	NOUN
cana-5594	168	5	procedure	procedure	NOUN
cana-5594	168	6	to	to	PART
cana-5594	168	7	use	use	VERB
cana-5594	168	8	aeps	aeps	ADJ
cana-5594	168	9	awareness	awareness	NOUN
cana-5594	168	10	h1	h1	PROPN
cana-5594	168	11	.	.	PUNCT
cana-5594	169	1	awareness	awareness	NOUN
cana-5594	169	2	of	of	ADP
cana-5594	169	3	the	the	DET
cana-5594	169	4	procedure	procedure	NOUN
cana-5594	169	5	to	to	PART
cana-5594	169	6	use	use	VERB
cana-5594	169	7	the	the	DET
cana-5594	169	8	aadhaar	aadhaar	NOUN
cana-5594	169	9	enabled	enable	VERB
cana-5594	169	10	payment	payment	NOUN
cana-5594	169	11	system	system	NOUN
cana-5594	169	12	(	(	PUNCT
cana-5594	169	13	aeps	aeps	ADJ
cana-5594	169	14	)	)	PUNCT
cana-5594	169	15	has	have	VERB
cana-5594	169	16	a	a	DET
cana-5594	169	17	moderate	moderate	ADJ
cana-5594	169	18	relationship	relationship	NOUN
cana-5594	169	19	with	with	ADP
cana-5594	169	20	awareness	awareness	NOUN
cana-5594	169	21	of	of	ADP
cana-5594	169	22	aadhaar	aadhaar	NOUN
cana-5594	169	23	-	-	PUNCT
cana-5594	169	24	based	base	VERB
cana-5594	169	25	government	government	NOUN
cana-5594	169	26	schemes	scheme	NOUN
cana-5594	169	27	,	,	PUNCT
cana-5594	169	28	awareness	awareness	NOUN
cana-5594	169	29	of	of	ADP
cana-5594	169	30	aadhaar	aadhaar	NOUN
cana-5594	169	31	enabled	enable	VERB
cana-5594	169	32	payment	payment	NOUN
cana-5594	169	33	system	system	NOUN
cana-5594	169	34	services	service	NOUN
cana-5594	169	35	,	,	PUNCT
cana-5594	169	36	and	and	CCONJ
cana-5594	169	37	the	the	DET
cana-5594	169	38	overall	overall	ADJ
cana-5594	169	39	awareness	awareness	NOUN
cana-5594	169	40	difference	difference	NOUN
cana-5594	169	41	level	level	NOUN
cana-5594	169	42	.	.	PUNCT
cana-5594	170	1	aadhaar	aadhaar	NOUN
cana-5594	170	2	based	base	VERB
cana-5594	170	3	government	government	NOUN
cana-5594	170	4	schemes	scheme	NOUN
cana-5594	170	5	awareness	awareness	NOUN
cana-5594	170	6	h2	h2	NOUN
cana-5594	170	7	.	.	PUNCT
cana-5594	171	1	aadhaar	aadhaar	NOUN
cana-5594	171	2	-	-	PUNCT
cana-5594	171	3	based	base	VERB
cana-5594	171	4	government	government	NOUN
cana-5594	171	5	schemes	scheme	NOUN
cana-5594	171	6	has	have	VERB
cana-5594	171	7	a	a	DET
cana-5594	171	8	moderate	moderate	ADJ
cana-5594	171	9	relationship	relationship	NOUN
cana-5594	171	10	with	with	ADP
cana-5594	171	11	the	the	DET
cana-5594	171	12	awareness	awareness	NOUN
cana-5594	171	13	of	of	ADP
cana-5594	171	14	the	the	DET
cana-5594	171	15	procedure	procedure	NOUN
cana-5594	171	16	to	to	PART
cana-5594	171	17	use	use	VERB
cana-5594	171	18	the	the	DET
cana-5594	171	19	aadhaar	aadhaar	NOUN
cana-5594	171	20	enabled	enable	VERB
cana-5594	171	21	payment	payment	NOUN
cana-5594	171	22	system	system	NOUN
cana-5594	171	23	(	(	PUNCT
cana-5594	171	24	aeps	aeps	ADJ
cana-5594	171	25	)	)	PUNCT
cana-5594	171	26	,	,	PUNCT
cana-5594	171	27	awareness	awareness	NOUN
cana-5594	171	28	of	of	ADP
cana-5594	171	29	aeps	aeps	PROPN
cana-5594	171	30	services	service	NOUN
cana-5594	171	31	,	,	PUNCT
cana-5594	171	32	and	and	CCONJ
cana-5594	171	33	the	the	DET
cana-5594	171	34	overall	overall	ADJ
cana-5594	171	35	awareness	awareness	NOUN
cana-5594	171	36	difference	difference	NOUN
cana-5594	171	37	level	level	NOUN
cana-5594	171	38	.	.	PUNCT
cana-5594	172	1	individuals	individual	NOUN
cana-5594	172	2	,	,	PUNCT
cana-5594	172	3	businesses	business	NOUN
cana-5594	172	4	,	,	PUNCT
cana-5594	172	5	and	and	CCONJ
cana-5594	172	6	start	start	NOUN
cana-5594	172	7	-	-	PUNCT
cana-5594	172	8	ups	up	NOUN
cana-5594	172	9	with	with	ADP
cana-5594	172	10	access	access	NOUN
cana-5594	172	11	to	to	ADP
cana-5594	172	12	financing	finance	VERB
cana-5594	172	13	through	through	ADP
cana-5594	172	14	online	online	ADJ
cana-5594	172	15	platforms	platform	NOUN
cana-5594	172	16	,	,	PUNCT
cana-5594	172	17	offering	offer	VERB
cana-5594	172	18	alternatives	alternative	NOUN
cana-5594	172	19	to	to	ADP
cana-5594	172	20	traditional	traditional	ADJ
cana-5594	172	21	methods	method	NOUN
cana-5594	172	22	like	like	ADP
cana-5594	172	23	banks	bank	NOUN
cana-5594	172	24	,	,	PUNCT
cana-5594	172	25	venture	venture	NOUN
cana-5594	172	26	capital	capital	NOUN
cana-5594	172	27	,	,	PUNCT
cana-5594	172	28	angel	angel	NOUN
cana-5594	172	29	investors	investor	NOUN
cana-5594	172	30	,	,	PUNCT
cana-5594	172	31	and	and	CCONJ
cana-5594	172	32	government	government	NOUN
cana-5594	172	33	funding	funding	NOUN
cana-5594	172	34	programs	program	NOUN
cana-5594	172	35	(	(	PUNCT
cana-5594	172	36	gomber	gomber	PROPN
cana-5594	172	37	et	et	PROPN
cana-5594	172	38	al	al	PROPN
cana-5594	172	39	.	.	PROPN
cana-5594	172	40	,	,	PUNCT
cana-5594	172	41	2017	2017	NUM
cana-5594	172	42	)	)	PUNCT
cana-5594	172	43	.	.	PUNCT
cana-5594	173	1	government	government	NOUN
cana-5594	173	2	backing	backing	NOUN
cana-5594	173	3	and	and	CCONJ
cana-5594	173	4	well	well	ADV
cana-5594	173	5	-	-	PUNCT
cana-5594	173	6	structured	structure	VERB
cana-5594	173	7	regulations	regulation	NOUN
cana-5594	173	8	are	be	AUX
cana-5594	173	9	crucial	crucial	ADJ
cana-5594	173	10	for	for	SCONJ
cana-5594	173	11	https://www.sciencedirect.com/science/article/pii/s2444569x23001014?pes=vor&utm_source=sciencedirect_contenthosting&getft_integrator=sciencedirect_contenthosting#bib0034	https://www.sciencedirect.com/science/article/pii/s2444569x23001014?pes=vor&utm_source=sciencedirect_contenthosting&getft_integrator=sciencedirect_contenthosting#bib0034	NOUN
cana-5594	173	12	communications	communication	NOUN
cana-5594	173	13	on	on	ADP
cana-5594	173	14	applied	apply	VERB
cana-5594	173	15	nonlinear	nonlinear	ADJ
cana-5594	173	16	analysis	analysis	NOUN
cana-5594	173	17	issn	issn	NOUN
cana-5594	173	18	:	:	PUNCT
cana-5594	173	19	1074	1074	NUM
cana-5594	173	20	-	-	PUNCT
cana-5594	173	21	133x	133x	NUM
cana-5594	173	22	vol	vol	NOUN
cana-5594	173	23	32	32	NUM
cana-5594	173	24	no	no	NOUN
cana-5594	173	25	.	.	PUNCT
cana-5594	174	1	icmasd	icmasd	NOUN
cana-5594	174	2	(	(	PUNCT
cana-5594	174	3	2025	2025	NUM
cana-5594	174	4	)	)	PUNCT
cana-5594	174	5	1933	1933	NUM
cana-5594	174	6	https://internationalpubls.com	https://internationalpubls.com	X
cana-5594	174	7	fostering	foster	VERB
cana-5594	174	8	the	the	DET
cana-5594	174	9	growth	growth	NOUN
cana-5594	174	10	of	of	ADP
cana-5594	174	11	fintech	fintech	NOUN
cana-5594	174	12	ecosystems	ecosystem	NOUN
cana-5594	174	13	sheng	sheng	NOUN
cana-5594	174	14	(	(	PUNCT
cana-5594	174	15	2021	2021	NUM
cana-5594	174	16	)	)	PUNCT
cana-5594	174	17	.	.	PUNCT
cana-5594	175	1	while	while	SCONJ
cana-5594	175	2	academic	academic	ADJ
cana-5594	175	3	research	research	NOUN
cana-5594	175	4	on	on	ADP
cana-5594	175	5	the	the	DET
cana-5594	175	6	subject	subject	NOUN
cana-5594	175	7	remains	remain	VERB
cana-5594	175	8	limited	limited	ADJ
cana-5594	175	9	,	,	PUNCT
cana-5594	175	10	the	the	DET
cana-5594	175	11	idea	idea	NOUN
cana-5594	175	12	of	of	ADP
cana-5594	175	13	platforms	platform	NOUN
cana-5594	175	14	in	in	ADP
cana-5594	175	15	government	government	NOUN
cana-5594	175	16	service	service	NOUN
cana-5594	175	17	delivery	delivery	NOUN
cana-5594	175	18	has	have	AUX
cana-5594	175	19	garnered	garner	VERB
cana-5594	175	20	interest	interest	NOUN
cana-5594	175	21	from	from	ADP
cana-5594	175	22	various	various	ADJ
cana-5594	175	23	nations	nation	NOUN
cana-5594	175	24	,	,	PUNCT
cana-5594	175	25	including	include	VERB
cana-5594	175	26	india	india	PROPN
cana-5594	175	27	.	.	PUNCT
cana-5594	176	1	the	the	DET
cana-5594	176	2	concept	concept	NOUN
cana-5594	176	3	is	be	AUX
cana-5594	176	4	often	often	ADV
cana-5594	176	5	referred	refer	VERB
cana-5594	176	6	to	to	ADP
cana-5594	176	7	as	as	ADP
cana-5594	176	8	government	government	NOUN
cana-5594	176	9	as	as	ADP
cana-5594	176	10	a	a	DET
cana-5594	176	11	platform	platform	NOUN
cana-5594	176	12	(	(	PUNCT
cana-5594	176	13	gaap	gaap	PROPN
cana-5594	176	14	)	)	PUNCT
cana-5594	176	15	(	(	PUNCT
cana-5594	176	16	brown	brown	NOUN
cana-5594	176	17	et	et	PROPN
cana-5594	176	18	al	al	PROPN
cana-5594	176	19	.	.	PROPN
cana-5594	176	20	,	,	PUNCT
cana-5594	176	21	2017	2017	NUM
cana-5594	176	22	)	)	PUNCT
cana-5594	176	23	.	.	PUNCT
cana-5594	177	1	government	government	NOUN
cana-5594	177	2	reports	report	NOUN
cana-5594	177	3	indicate	indicate	VERB
cana-5594	177	4	significant	significant	ADJ
cana-5594	177	5	savings	saving	NOUN
cana-5594	177	6	due	due	ADP
cana-5594	177	7	to	to	ADP
cana-5594	177	8	the	the	DET
cana-5594	177	9	use	use	NOUN
cana-5594	177	10	of	of	ADP
cana-5594	177	11	aadhaar	aadhaar	NOUN
cana-5594	177	12	in	in	ADP
cana-5594	177	13	delivering	deliver	VERB
cana-5594	177	14	public	public	ADJ
cana-5594	177	15	services	service	NOUN
cana-5594	177	16	and	and	CCONJ
cana-5594	177	17	facilitating	facilitate	VERB
cana-5594	177	18	payment	payment	NOUN
cana-5594	177	19	transfers	transfer	NOUN
cana-5594	177	20	(	(	PUNCT
cana-5594	177	21	arner	arner	NOUN
cana-5594	177	22	et	et	PROPN
cana-5594	177	23	al	al	PROPN
cana-5594	177	24	.	.	PROPN
cana-5594	177	25	,	,	PUNCT
cana-5594	177	26	2018	2018	NUM
cana-5594	177	27	)	)	PUNCT
cana-5594	177	28	.	.	PUNCT
cana-5594	178	1	aadhaar	aadhaar	NOUN
cana-5594	178	2	enabled	enable	VERB
cana-5594	178	3	payment	payment	NOUN
cana-5594	178	4	system	system	NOUN
cana-5594	178	5	services	service	NOUN
cana-5594	178	6	awareness	awareness	NOUN
cana-5594	178	7	h3	h3	NOUN
cana-5594	178	8	.	.	PUNCT
cana-5594	179	1	awareness	awareness	NOUN
cana-5594	179	2	of	of	ADP
cana-5594	179	3	aadhaar	aadhaar	NOUN
cana-5594	179	4	enabled	enable	VERB
cana-5594	179	5	payment	payment	NOUN
cana-5594	179	6	system	system	NOUN
cana-5594	179	7	(	(	PUNCT
cana-5594	179	8	aeps	aeps	ADJ
cana-5594	179	9	)	)	PUNCT
cana-5594	179	10	services	service	NOUN
cana-5594	179	11	has	have	VERB
cana-5594	179	12	a	a	DET
cana-5594	179	13	moderate	moderate	ADJ
cana-5594	179	14	relationship	relationship	NOUN
cana-5594	179	15	with	with	ADP
cana-5594	179	16	the	the	DET
cana-5594	179	17	awareness	awareness	NOUN
cana-5594	179	18	of	of	ADP
cana-5594	179	19	the	the	DET
cana-5594	179	20	procedure	procedure	NOUN
cana-5594	179	21	to	to	PART
cana-5594	179	22	use	use	VERB
cana-5594	179	23	aeps	aep	NOUN
cana-5594	179	24	,	,	PUNCT
cana-5594	179	25	awareness	awareness	NOUN
cana-5594	179	26	of	of	ADP
cana-5594	179	27	aadhaar	aadhaar	NOUN
cana-5594	179	28	-	-	PUNCT
cana-5594	179	29	based	base	VERB
cana-5594	179	30	government	government	NOUN
cana-5594	179	31	schemes	scheme	NOUN
cana-5594	179	32	,	,	PUNCT
cana-5594	179	33	and	and	CCONJ
cana-5594	179	34	the	the	DET
cana-5594	179	35	overall	overall	ADJ
cana-5594	179	36	awareness	awareness	NOUN
cana-5594	179	37	difference	difference	NOUN
cana-5594	179	38	level	level	NOUN
cana-5594	179	39	overall	overall	ADJ
cana-5594	179	40	awareness	awareness	NOUN
cana-5594	179	41	difference	difference	NOUN
cana-5594	179	42	level	level	NOUN
cana-5594	179	43	.	.	PUNCT
cana-5594	180	1	the	the	DET
cana-5594	180	2	awareness	awareness	NOUN
cana-5594	180	3	of	of	ADP
cana-5594	180	4	artificial	artificial	ADJ
cana-5594	180	5	intelligence	intelligence	NOUN
cana-5594	180	6	(	(	PUNCT
cana-5594	180	7	ai	ai	NOUN
cana-5594	180	8	)	)	PUNCT
cana-5594	180	9	impacts	impact	VERB
cana-5594	180	10	the	the	DET
cana-5594	180	11	counterproductive	counterproductive	ADJ
cana-5594	180	12	work	work	NOUN
cana-5594	180	13	behaviors	behavior	NOUN
cana-5594	180	14	exhibited	exhibit	VERB
cana-5594	180	15	by	by	ADP
cana-5594	180	16	frontline	frontline	NOUN
cana-5594	180	17	service	service	NOUN
cana-5594	180	18	employees	employee	NOUN
cana-5594	180	19	towards	towards	ADP
cana-5594	180	20	customers	customer	NOUN
cana-5594	180	21	(	(	PUNCT
cana-5594	180	22	cwbc	cwbc	ADJ
cana-5594	180	23	)	)	PUNCT
cana-5594	180	24	and	and	CCONJ
cana-5594	180	25	the	the	DET
cana-5594	180	26	occurrence	occurrence	NOUN
cana-5594	180	27	of	of	ADP
cana-5594	180	28	work	work	NOUN
cana-5594	180	29	-	-	PUNCT
cana-5594	180	30	family	family	NOUN
cana-5594	180	31	conflict	conflict	NOUN
cana-5594	180	32	(	(	PUNCT
cana-5594	180	33	wfc	wfc	PROPN
cana-5594	180	34	)	)	PUNCT
cana-5594	180	35	,	,	PUNCT
cana-5594	180	36	with	with	ADP
cana-5594	180	37	negative	negative	ADJ
cana-5594	180	38	emotions	emotion	NOUN
cana-5594	180	39	acting	act	VERB
cana-5594	180	40	as	as	ADP
cana-5594	180	41	a	a	DET
cana-5594	180	42	mediating	mediate	VERB
cana-5594	180	43	factor	factor	NOUN
cana-5594	180	44	(	(	PUNCT
cana-5594	180	45	zhou	zhou	PROPN
cana-5594	180	46	et	et	PROPN
cana-5594	180	47	al	al	PROPN
cana-5594	180	48	.	.	PROPN
cana-5594	180	49	,	,	PUNCT
cana-5594	180	50	2024	2024	NUM
cana-5594	180	51	)	)	PUNCT
cana-5594	180	52	.	.	PUNCT
cana-5594	181	1	the	the	DET
cana-5594	181	2	importance	importance	NOUN
cana-5594	181	3	of	of	ADP
cana-5594	181	4	financial	financial	ADJ
cana-5594	181	5	literacy	literacy	NOUN
cana-5594	181	6	in	in	ADP
cana-5594	181	7	encouraging	encourage	VERB
cana-5594	181	8	individuals	individual	NOUN
cana-5594	181	9	and	and	CCONJ
cana-5594	181	10	households	household	NOUN
cana-5594	181	11	to	to	PART
cana-5594	181	12	adopt	adopt	VERB
cana-5594	181	13	digital	digital	ADJ
cana-5594	181	14	financial	financial	ADJ
cana-5594	181	15	services	service	NOUN
cana-5594	181	16	,	,	PUNCT
cana-5594	181	17	as	as	SCONJ
cana-5594	181	18	discussed	discuss	VERB
cana-5594	181	19	by	by	ADP
cana-5594	181	20	yang	yang	PROPN
cana-5594	181	21	(	(	PUNCT
cana-5594	181	22	yang	yang	PROPN
cana-5594	181	23	et	et	PROPN
cana-5594	181	24	al	al	PROPN
cana-5594	181	25	.	.	PROPN
cana-5594	181	26	,2023	,2023	PUNCT
cana-5594	181	27	)	)	PUNCT
cana-5594	181	28	.	.	PUNCT
cana-5594	182	1	the	the	DET
cana-5594	182	2	study	study	NOUN
cana-5594	182	3	explores	explore	VERB
cana-5594	182	4	various	various	ADJ
cana-5594	182	5	concepts	concept	NOUN
cana-5594	182	6	of	of	ADP
cana-5594	182	7	digital	digital	ADJ
cana-5594	182	8	financial	financial	ADJ
cana-5594	182	9	services	service	NOUN
cana-5594	182	10	(	(	PUNCT
cana-5594	182	11	dfs	dfs	NOUN
cana-5594	182	12	)	)	PUNCT
cana-5594	182	13	awareness	awareness	NOUN
cana-5594	182	14	,	,	PUNCT
cana-5594	182	15	including	include	VERB
cana-5594	182	16	knowledge	knowledge	NOUN
cana-5594	182	17	of	of	ADP
cana-5594	182	18	credit	credit	NOUN
cana-5594	182	19	and	and	CCONJ
cana-5594	182	20	debit	debit	NOUN
cana-5594	182	21	cards	card	NOUN
cana-5594	182	22	,	,	PUNCT
cana-5594	182	23	interest	interest	NOUN
cana-5594	182	24	rates	rate	NOUN
cana-5594	182	25	,	,	PUNCT
cana-5594	182	26	inflation	inflation	NOUN
cana-5594	182	27	,	,	PUNCT
cana-5594	182	28	time	time	NOUN
cana-5594	182	29	value	value	NOUN
cana-5594	182	30	of	of	ADP
cana-5594	182	31	money	money	NOUN
cana-5594	182	32	,	,	PUNCT
cana-5594	182	33	risk	risk	NOUN
cana-5594	182	34	perceptions	perception	NOUN
cana-5594	182	35	,	,	PUNCT
cana-5594	182	36	online	online	ADJ
cana-5594	182	37	payment	payment	NOUN
cana-5594	182	38	systems	system	NOUN
cana-5594	182	39	,	,	PUNCT
cana-5594	182	40	and	and	CCONJ
cana-5594	182	41	sips	sip	NOUN
cana-5594	182	42	.	.	PUNCT
cana-5594	183	1	increased	increase	VERB
cana-5594	183	2	awareness	awareness	NOUN
cana-5594	183	3	of	of	ADP
cana-5594	183	4	dfs	dfs	PROPN
cana-5594	183	5	positively	positively	ADV
cana-5594	183	6	influences	influence	VERB
cana-5594	183	7	the	the	DET
cana-5594	183	8	intention	intention	NOUN
cana-5594	183	9	to	to	PART
cana-5594	183	10	adopt	adopt	VERB
cana-5594	183	11	digital	digital	ADJ
cana-5594	183	12	financial	financial	ADJ
cana-5594	183	13	services	service	NOUN
cana-5594	183	14	,	,	PUNCT
cana-5594	183	15	ultimately	ultimately	ADV
cana-5594	183	16	contributing	contribute	VERB
cana-5594	183	17	to	to	ADP
cana-5594	183	18	the	the	DET
cana-5594	183	19	goal	goal	NOUN
cana-5594	183	20	of	of	ADP
cana-5594	183	21	financial	financial	ADJ
cana-5594	183	22	inclusion	inclusion	NOUN
cana-5594	183	23	(	(	PUNCT
cana-5594	183	24	rai	rai	PROPN
cana-5594	183	25	&	&	CCONJ
cana-5594	183	26	sharma	sharma	PROPN
cana-5594	183	27	,	,	PUNCT
cana-5594	183	28	2019).this	2019).this	NUM
cana-5594	183	29	research	research	NOUN
cana-5594	183	30	supports	support	VERB
cana-5594	183	31	government	government	NOUN
cana-5594	183	32	efforts	effort	NOUN
cana-5594	183	33	to	to	PART
cana-5594	183	34	enhance	enhance	VERB
cana-5594	183	35	financial	financial	ADJ
cana-5594	183	36	inclusion	inclusion	NOUN
cana-5594	183	37	by	by	ADP
cana-5594	183	38	equipping	equip	VERB
cana-5594	183	39	individuals	individual	NOUN
cana-5594	183	40	with	with	ADP
cana-5594	183	41	the	the	DET
cana-5594	183	42	necessary	necessary	ADJ
cana-5594	183	43	knowledge	knowledge	NOUN
cana-5594	183	44	and	and	CCONJ
cana-5594	183	45	skills	skill	NOUN
cana-5594	183	46	to	to	PART
cana-5594	183	47	utilize	utilize	VERB
cana-5594	183	48	digital	digital	ADJ
cana-5594	183	49	financial	financial	ADJ
cana-5594	183	50	services	service	NOUN
cana-5594	183	51	effectively	effectively	ADV
cana-5594	183	52	yadav	yadav	PROPN
cana-5594	183	53	,	,	PUNCT
cana-5594	183	54	m.	m.	NOUN
cana-5594	183	55	and	and	CCONJ
cana-5594	183	56	banerji	banerji	PROPN
cana-5594	183	57	,	,	PUNCT
cana-5594	183	58	p.	p.	NOUN
cana-5594	183	59	(	(	PUNCT
cana-5594	183	60	2023	2023	NUM
cana-5594	183	61	)	)	PUNCT
cana-5594	183	62	overall	overall	ADJ
cana-5594	183	63	awareness	awareness	NOUN
cana-5594	183	64	difference	difference	NOUN
cana-5594	183	65	level	level	NOUN
cana-5594	183	66	h4.overall	h4.overall	NOUN
cana-5594	183	67	awareness	awareness	NOUN
cana-5594	183	68	difference	difference	NOUN
cana-5594	183	69	level	level	NOUN
cana-5594	183	70	has	have	VERB
cana-5594	183	71	a	a	DET
cana-5594	183	72	moderate	moderate	ADJ
cana-5594	183	73	relationship	relationship	NOUN
cana-5594	183	74	with	with	ADP
cana-5594	183	75	the	the	DET
cana-5594	183	76	awareness	awareness	NOUN
cana-5594	183	77	of	of	ADP
cana-5594	183	78	the	the	DET
cana-5594	183	79	procedure	procedure	NOUN
cana-5594	183	80	to	to	PART
cana-5594	183	81	use	use	VERB
cana-5594	183	82	the	the	DET
cana-5594	183	83	aadhaar	aadhaar	NOUN
cana-5594	183	84	enabled	enable	VERB
cana-5594	183	85	payment	payment	NOUN
cana-5594	183	86	system	system	NOUN
cana-5594	183	87	(	(	PUNCT
cana-5594	183	88	aeps	aeps	ADJ
cana-5594	183	89	)	)	PUNCT
cana-5594	183	90	,	,	PUNCT
cana-5594	183	91	awareness	awareness	NOUN
cana-5594	183	92	of	of	ADP
cana-5594	183	93	aadhaar	aadhaar	NOUN
cana-5594	183	94	-	-	PUNCT
cana-5594	183	95	based	base	VERB
cana-5594	183	96	government	government	NOUN
cana-5594	183	97	schemes	scheme	NOUN
cana-5594	183	98	,	,	PUNCT
cana-5594	183	99	and	and	CCONJ
cana-5594	183	100	awareness	awareness	NOUN
cana-5594	183	101	of	of	ADP
cana-5594	183	102	aeps	aeps	PROPN
cana-5594	183	103	services	service	NOUN
cana-5594	183	104	h5	h5	PROPN
cana-5594	183	105	.	.	PUNCT
cana-5594	184	1	different	different	ADJ
cana-5594	184	2	levels	level	NOUN
cana-5594	184	3	of	of	ADP
cana-5594	184	4	gender	gender	NOUN
cana-5594	184	5	awareness	awareness	NOUN
cana-5594	184	6	regarding	regard	VERB
cana-5594	184	7	aadhaar	aadhaar	NOUN
cana-5594	184	8	-	-	PUNCT
cana-5594	184	9	based	base	VERB
cana-5594	184	10	government	government	NOUN
cana-5594	184	11	schemes	scheme	NOUN
cana-5594	184	12	and	and	CCONJ
cana-5594	184	13	the	the	DET
cana-5594	184	14	procedures	procedure	NOUN
cana-5594	184	15	for	for	ADP
cana-5594	184	16	using	use	VERB
cana-5594	184	17	the	the	DET
cana-5594	184	18	aadhaar	aadhaar	NOUN
cana-5594	184	19	enabled	enable	VERB
cana-5594	184	20	payment	payment	NOUN
cana-5594	184	21	system	system	NOUN
cana-5594	184	22	(	(	PUNCT
cana-5594	184	23	aeps	aeps	ADV
cana-5594	184	24	)	)	PUNCT
cana-5594	184	25	have	have	VERB
cana-5594	184	26	a	a	DET
cana-5594	184	27	moderate	moderate	ADJ
cana-5594	184	28	relationship	relationship	NOUN
cana-5594	184	29	with	with	ADP
cana-5594	184	30	aeps	aep	NOUN
cana-5594	184	31	services	service	NOUN
cana-5594	184	32	awareness	awareness	NOUN
cana-5594	184	33	and	and	CCONJ
cana-5594	184	34	enhanced	enhance	VERB
cana-5594	184	35	secured	secured	ADJ
cana-5594	184	36	banking	banking	NOUN
cana-5594	184	37	transactions	transaction	NOUN
cana-5594	184	38	h6	h6	PROPN
cana-5594	184	39	.	.	PUNCT
cana-5594	185	1	different	different	ADJ
cana-5594	185	2	levels	level	NOUN
cana-5594	185	3	of	of	ADP
cana-5594	185	4	age	age	NOUN
cana-5594	185	5	awareness	awareness	NOUN
cana-5594	185	6	regarding	regard	VERB
cana-5594	185	7	aadhaar	aadhaar	NOUN
cana-5594	185	8	-	-	PUNCT
cana-5594	185	9	based	base	VERB
cana-5594	185	10	government	government	NOUN
cana-5594	185	11	schemes	scheme	NOUN
cana-5594	185	12	and	and	CCONJ
cana-5594	185	13	the	the	DET
cana-5594	185	14	procedures	procedure	NOUN
cana-5594	185	15	for	for	ADP
cana-5594	185	16	using	use	VERB
cana-5594	185	17	the	the	DET
cana-5594	185	18	aadhaar	aadhaar	NOUN
cana-5594	185	19	enabled	enable	VERB
cana-5594	185	20	payment	payment	NOUN
cana-5594	185	21	system	system	NOUN
cana-5594	185	22	(	(	PUNCT
cana-5594	185	23	aeps	aeps	ADV
cana-5594	185	24	)	)	PUNCT
cana-5594	185	25	have	have	VERB
cana-5594	185	26	a	a	DET
cana-5594	185	27	moderate	moderate	ADJ
cana-5594	185	28	relationship	relationship	NOUN
cana-5594	185	29	with	with	ADP
cana-5594	185	30	aeps	aep	NOUN
cana-5594	185	31	services	service	NOUN
cana-5594	185	32	awareness	awareness	NOUN
cana-5594	185	33	and	and	CCONJ
cana-5594	185	34	enhanced	enhance	VERB
cana-5594	185	35	secured	secured	ADJ
cana-5594	185	36	banking	banking	NOUN
cana-5594	185	37	transactions	transaction	NOUN
cana-5594	185	38	h7	h7	X
cana-5594	185	39	.	.	PUNCT
cana-5594	186	1	different	different	ADJ
cana-5594	186	2	levels	level	NOUN
cana-5594	186	3	of	of	ADP
cana-5594	186	4	qualification	qualification	NOUN
cana-5594	186	5	awareness	awareness	NOUN
cana-5594	186	6	regarding	regard	VERB
cana-5594	186	7	aadhaar	aadhaar	NOUN
cana-5594	186	8	-	-	PUNCT
cana-5594	186	9	based	base	VERB
cana-5594	186	10	government	government	NOUN
cana-5594	186	11	schemes	scheme	NOUN
cana-5594	186	12	and	and	CCONJ
cana-5594	186	13	the	the	DET
cana-5594	186	14	procedures	procedure	NOUN
cana-5594	186	15	for	for	ADP
cana-5594	186	16	using	use	VERB
cana-5594	186	17	the	the	DET
cana-5594	186	18	aadhaar	aadhaar	NOUN
cana-5594	186	19	enabled	enable	VERB
cana-5594	186	20	payment	payment	NOUN
cana-5594	186	21	system	system	NOUN
cana-5594	186	22	(	(	PUNCT
cana-5594	186	23	aeps	aeps	ADV
cana-5594	186	24	)	)	PUNCT
cana-5594	186	25	have	have	VERB
cana-5594	186	26	a	a	DET
cana-5594	186	27	moderate	moderate	ADJ
cana-5594	186	28	relationship	relationship	NOUN
cana-5594	186	29	with	with	ADP
cana-5594	186	30	aeps	aep	NOUN
cana-5594	186	31	services	service	NOUN
cana-5594	186	32	awareness	awareness	NOUN
cana-5594	186	33	and	and	CCONJ
cana-5594	186	34	enhanced	enhance	VERB
cana-5594	186	35	secured	secured	ADJ
cana-5594	186	36	banking	banking	NOUN
cana-5594	186	37	transactions	transaction	NOUN
cana-5594	186	38	.	.	PUNCT
cana-5594	187	1	research	research	NOUN
cana-5594	187	2	methodology	methodology	NOUN
cana-5594	187	3	of	of	ADP
cana-5594	187	4	the	the	DET
cana-5594	187	5	study	study	NOUN
cana-5594	187	6	objectives	objective	NOUN
cana-5594	187	7	•	•	ADP
cana-5594	187	8	to	to	PART
cana-5594	187	9	examine	examine	VERB
cana-5594	187	10	if	if	SCONJ
cana-5594	187	11	aeps	aeps	PRON
cana-5594	187	12	procedural	procedural	ADJ
cana-5594	187	13	awareness	awareness	NOUN
cana-5594	187	14	and	and	CCONJ
cana-5594	187	15	aadhaar	aadhaar	NOUN
cana-5594	187	16	-	-	PUNCT
cana-5594	187	17	based	base	VERB
cana-5594	187	18	government	government	NOUN
cana-5594	187	19	schemes	scheme	NOUN
cana-5594	187	20	awareness	awareness	NOUN
cana-5594	187	21	significantly	significantly	ADV
cana-5594	187	22	enhance	enhance	VERB
cana-5594	187	23	the	the	DET
cana-5594	187	24	awareness	awareness	NOUN
cana-5594	187	25	levels	level	NOUN
cana-5594	187	26	of	of	ADP
cana-5594	187	27	aadhaar	aadhaar	NOUN
cana-5594	187	28	-	-	PUNCT
cana-5594	187	29	enabled	enable	VERB
cana-5594	187	30	payment	payment	NOUN
cana-5594	187	31	system	system	NOUN
cana-5594	187	32	services	service	NOUN
cana-5594	187	33	in	in	ADP
cana-5594	187	34	bharat	bharat	NOUN
cana-5594	187	35	.	.	PUNCT
cana-5594	188	1	https://www.sciencedirect.com/science/article/pii/s2666954424000279#bb0425	https://www.sciencedirect.com/science/article/pii/s2666954424000279#bb0425	PROPN
cana-5594	188	2	https://www.emerald.com/insight/search?q=mansi%20yadav	https://www.emerald.com/insight/search?q=mansi%20yadav	PROPN
cana-5594	188	3	https://www.emerald.com/insight/search?q=priyanka%20banerji	https://www.emerald.com/insight/search?q=priyanka%20banerji	PROPN
cana-5594	188	4	communications	communication	NOUN
cana-5594	188	5	on	on	ADP
cana-5594	188	6	applied	apply	VERB
cana-5594	188	7	nonlinear	nonlinear	ADJ
cana-5594	188	8	analysis	analysis	NOUN
cana-5594	188	9	issn	issn	NOUN
cana-5594	188	10	:	:	PUNCT
cana-5594	188	11	1074	1074	NUM
cana-5594	188	12	-	-	PUNCT
cana-5594	188	13	133x	133x	NUM
cana-5594	188	14	vol	vol	NOUN
cana-5594	188	15	32	32	NUM
cana-5594	188	16	no	no	NOUN
cana-5594	188	17	.	.	PUNCT
cana-5594	189	1	icmasd	icmasd	NOUN
cana-5594	189	2	(	(	PUNCT
cana-5594	189	3	2025	2025	NUM
cana-5594	189	4	)	)	PUNCT
cana-5594	189	5	1934	1934	NUM
cana-5594	189	6	https://internationalpubls.com	https://internationalpubls.com	X
cana-5594	189	7	data	data	NOUN
cana-5594	189	8	collection	collection	NOUN
cana-5594	189	9	primary	primary	ADJ
cana-5594	189	10	data	datum	NOUN
cana-5594	189	11	has	have	AUX
cana-5594	189	12	been	be	AUX
cana-5594	189	13	collected	collect	VERB
cana-5594	189	14	through	through	ADP
cana-5594	189	15	the	the	DET
cana-5594	189	16	questionnaire	questionnaire	NOUN
cana-5594	189	17	.	.	PUNCT
cana-5594	190	1	605	605	NUM
cana-5594	190	2	samples	sample	NOUN
cana-5594	190	3	have	have	AUX
cana-5594	190	4	been	be	AUX
cana-5594	190	5	collected	collect	VERB
cana-5594	190	6	from	from	ADP
cana-5594	190	7	uttar	uttar	PROPN
cana-5594	190	8	pradesh	pradesh	PROPN
cana-5594	190	9	,	,	PUNCT
cana-5594	190	10	odisha	odisha	PROPN
cana-5594	190	11	,	,	PUNCT
cana-5594	190	12	delhi	delhi	PROPN
cana-5594	190	13	,	,	PUNCT
cana-5594	190	14	uttarakhand	uttarakhand	PROPN
cana-5594	190	15	,	,	PUNCT
cana-5594	190	16	rajasthan	rajasthan	PROPN
cana-5594	190	17	,	,	PUNCT
cana-5594	190	18	and	and	CCONJ
cana-5594	190	19	madhya	madhya	PROPN
cana-5594	190	20	pradesh	pradesh	PROPN
cana-5594	190	21	.	.	PUNCT
cana-5594	191	1	secondary	secondary	ADJ
cana-5594	191	2	data	datum	NOUN
cana-5594	191	3	has	have	AUX
cana-5594	191	4	been	be	AUX
cana-5594	191	5	collected	collect	VERB
cana-5594	191	6	from	from	ADP
cana-5594	191	7	many	many	ADJ
cana-5594	191	8	books	book	NOUN
cana-5594	191	9	and	and	CCONJ
cana-5594	191	10	several	several	ADJ
cana-5594	191	11	journals	journal	NOUN
cana-5594	191	12	like	like	ADP
cana-5594	191	13	springer	springer	NOUN
cana-5594	191	14	,	,	PUNCT
cana-5594	191	15	ieee	ieee	NOUN
cana-5594	191	16	,	,	PUNCT
cana-5594	191	17	research	research	NOUN
cana-5594	191	18	gate	gate	NOUN
cana-5594	191	19	and	and	CCONJ
cana-5594	191	20	scopus	scopus	PROPN
cana-5594	191	21	.	.	PUNCT
cana-5594	192	1	questionnaire	questionnaire	NOUN
cana-5594	192	2	has	have	AUX
cana-5594	192	3	been	be	AUX
cana-5594	192	4	developed	develop	VERB
cana-5594	192	5	with	with	ADP
cana-5594	192	6	the	the	DET
cana-5594	192	7	following	follow	VERB
cana-5594	192	8	research	research	NOUN
cana-5594	192	9	items	item	NOUN
cana-5594	192	10	to	to	PART
cana-5594	192	11	assess	assess	VERB
cana-5594	192	12	the	the	DET
cana-5594	192	13	awareness	awareness	NOUN
cana-5594	192	14	of	of	ADP
cana-5594	192	15	aadhar	aadhar	PROPN
cana-5594	192	16	enabled	enable	VERB
cana-5594	192	17	payment	payment	NOUN
cana-5594	192	18	system	system	NOUN
cana-5594	192	19	in	in	ADP
cana-5594	192	20	bharat	bharat	PROPN
cana-5594	192	21	section	section	PROPN
cana-5594	192	22	1	1	NUM
cana-5594	192	23	:	:	PUNCT
cana-5594	192	24	procedure	procedure	NOUN
cana-5594	192	25	to	to	PART
cana-5594	192	26	use	use	VERB
cana-5594	192	27	aeps	aeps	ADJ
cana-5594	192	28	awareness	awareness	NOUN
cana-5594	192	29	1	1	NUM
cana-5594	192	30	.	.	PUNCT
cana-5594	193	1	aware	aware	ADJ
cana-5594	193	2	of	of	ADP
cana-5594	193	3	visiting	visit	VERB
cana-5594	193	4	an	an	DET
cana-5594	193	5	aeps	aeps	ADV
cana-5594	193	6	-	-	PUNCT
cana-5594	193	7	enabled	enable	VERB
cana-5594	193	8	bank	bank	NOUN
cana-5594	193	9	/	/	SYM
cana-5594	193	10	micro	micro	NOUN
cana-5594	193	11	atm	atm	PROPN
cana-5594	193	12	2	2	X
cana-5594	193	13	.	.	PUNCT
cana-5594	193	14	know	know	VERB
cana-5594	193	15	you	you	PRON
cana-5594	193	16	need	need	VERB
cana-5594	193	17	to	to	PART
cana-5594	193	18	provide	provide	VERB
cana-5594	193	19	your	your	PRON
cana-5594	193	20	aadhaar	aadhaar	NOUN
cana-5594	193	21	number	number	NOUN
cana-5594	193	22	3	3	NUM
cana-5594	193	23	.	.	PUNCT
cana-5594	194	1	familiar	familiar	ADJ
cana-5594	194	2	with	with	ADP
cana-5594	194	3	biometric	biometric	ADJ
cana-5594	194	4	authentication	authentication	NOUN
cana-5594	194	5	4	4	NUM
cana-5594	194	6	.	.	PUNCT
cana-5594	195	1	know	know	VERB
cana-5594	195	2	how	how	SCONJ
cana-5594	195	3	to	to	PART
cana-5594	195	4	select	select	VERB
cana-5594	195	5	a	a	DET
cana-5594	195	6	transaction	transaction	NOUN
cana-5594	195	7	type	type	NOUN
cana-5594	195	8	section	section	NOUN
cana-5594	195	9	2	2	NUM
cana-5594	195	10	:	:	PUNCT
cana-5594	195	11	aadhaar	aadhaar	NOUN
cana-5594	195	12	-	-	PUNCT
cana-5594	195	13	based	base	VERB
cana-5594	195	14	government	government	NOUN
cana-5594	195	15	schemes	scheme	NOUN
cana-5594	195	16	awareness	awareness	NOUN
cana-5594	195	17	1	1	NUM
cana-5594	195	18	.	.	PUNCT
cana-5594	196	1	aware	aware	ADJ
cana-5594	196	2	of	of	ADP
cana-5594	196	3	pradhan	pradhan	PROPN
cana-5594	196	4	mantri	mantri	PROPN
cana-5594	196	5	jan	jan	PROPN
cana-5594	196	6	dhan	dhan	PROPN
cana-5594	196	7	yojana	yojana	PROPN
cana-5594	196	8	2	2	NUM
cana-5594	196	9	.	.	PUNCT
cana-5594	197	1	heard	hear	VERB
cana-5594	197	2	of	of	ADP
cana-5594	197	3	direct	direct	ADJ
cana-5594	197	4	benefit	benefit	NOUN
cana-5594	197	5	transfer	transfer	NOUN
cana-5594	197	6	3	3	NUM
cana-5594	197	7	.	.	PUNCT
cana-5594	198	1	know	know	VERB
cana-5594	198	2	about	about	ADP
cana-5594	198	3	pradhan	pradhan	PROPN
cana-5594	198	4	mantri	mantri	PROPN
cana-5594	198	5	gramin	gramin	PROPN
cana-5594	198	6	digital	digital	PROPN
cana-5594	198	7	saksharta	saksharta	PROPN
cana-5594	198	8	abhiyan	abhiyan	VERB
cana-5594	198	9	4	4	NUM
cana-5594	198	10	.	.	PUNCT
cana-5594	199	1	familiar	familiar	ADJ
cana-5594	199	2	with	with	ADP
cana-5594	199	3	national	national	ADJ
cana-5594	199	4	social	social	ADJ
cana-5594	199	5	assistance	assistance	NOUN
cana-5594	199	6	programme	programme	NOUN
cana-5594	199	7	5	5	NUM
cana-5594	199	8	.	.	X
cana-5594	199	9	are	be	AUX
cana-5594	199	10	you	you	PRON
cana-5594	199	11	aware	aware	ADJ
cana-5594	199	12	of	of	ADP
cana-5594	199	13	public	public	ADJ
cana-5594	199	14	distribution	distribution	NOUN
cana-5594	199	15	system	system	NOUN
cana-5594	199	16	6	6	NUM
cana-5594	199	17	.	.	PUNCT
cana-5594	200	1	heard	hear	VERB
cana-5594	200	2	of	of	ADP
cana-5594	200	3	mahila	mahila	PROPN
cana-5594	200	4	shakti	shakti	PROPN
cana-5594	200	5	kendra	kendra	PROPN
cana-5594	200	6	scheme	scheme	PROPN
cana-5594	200	7	7	7	NUM
cana-5594	200	8	.	.	PUNCT
cana-5594	200	9	familiar	familiar	ADJ
cana-5594	200	10	with	with	ADP
cana-5594	200	11	mahatma	mahatma	PROPN
cana-5594	200	12	gandhi	gandhi	PROPN
cana-5594	200	13	national	national	PROPN
cana-5594	200	14	rural	rural	ADJ
cana-5594	200	15	employment	employment	NOUN
cana-5594	200	16	guarantee	guarantee	NOUN
cana-5594	200	17	act	act	NOUN
cana-5594	200	18	8	8	NUM
cana-5594	200	19	.	.	PUNCT
cana-5594	201	1	aware	aware	ADJ
cana-5594	201	2	of	of	ADP
cana-5594	201	3	atal	atal	ADJ
cana-5594	201	4	pension	pension	NOUN
cana-5594	201	5	yojana	yojana	PROPN
cana-5594	201	6	(	(	PUNCT
cana-5594	201	7	apy	apy	NOUN
cana-5594	201	8	)	)	PUNCT
cana-5594	201	9	section	section	NOUN
cana-5594	201	10	3	3	NUM
cana-5594	201	11	:	:	PUNCT
cana-5594	201	12	aadhaar	aadhaar	NOUN
cana-5594	201	13	-	-	PUNCT
cana-5594	201	14	enabled	enable	VERB
cana-5594	201	15	payment	payment	NOUN
cana-5594	201	16	services	service	NOUN
cana-5594	201	17	awareness	awareness	NOUN
cana-5594	201	18	1	1	NUM
cana-5594	201	19	.	.	PUNCT
cana-5594	202	1	have	have	AUX
cana-5594	202	2	you	you	PRON
cana-5594	202	3	come	come	VERB
cana-5594	202	4	across	across	ADP
cana-5594	202	5	the	the	DET
cana-5594	202	6	cash	cash	NOUN
cana-5594	202	7	deposit	deposit	NOUN
cana-5594	202	8	service	service	NOUN
cana-5594	202	9	2	2	NUM
cana-5594	202	10	.	.	PUNCT
cana-5594	203	1	do	do	AUX
cana-5594	203	2	you	you	PRON
cana-5594	203	3	know	know	VERB
cana-5594	203	4	about	about	ADP
cana-5594	203	5	the	the	DET
cana-5594	203	6	balance	balance	NOUN
cana-5594	203	7	enquiry	enquiry	NOUN
cana-5594	203	8	service	service	NOUN
cana-5594	203	9	3	3	NUM
cana-5594	203	10	.	.	X
cana-5594	203	11	are	be	AUX
cana-5594	203	12	you	you	PRON
cana-5594	203	13	aware	aware	ADJ
cana-5594	203	14	of	of	ADP
cana-5594	203	15	the	the	DET
cana-5594	203	16	cash	cash	NOUN
cana-5594	203	17	withdrawal	withdrawal	NOUN
cana-5594	203	18	service	service	NOUN
cana-5594	203	19	4	4	NUM
cana-5594	203	20	.	.	PUNCT
cana-5594	204	1	do	do	AUX
cana-5594	204	2	you	you	PRON
cana-5594	204	3	make	make	VERB
cana-5594	204	4	use	use	NOUN
cana-5594	204	5	of	of	ADP
cana-5594	204	6	the	the	DET
cana-5594	204	7	aadhaar	aadhaar	NOUN
cana-5594	204	8	to	to	ADP
cana-5594	204	9	aadhaar	aadhaar	NOUN
cana-5594	204	10	fund	fund	NOUN
cana-5594	204	11	transfer	transfer	NOUN
cana-5594	204	12	service	service	NOUN
cana-5594	204	13	5	5	NUM
cana-5594	204	14	.	.	PUNCT
cana-5594	205	1	do	do	AUX
cana-5594	205	2	you	you	PRON
cana-5594	205	3	know	know	VERB
cana-5594	205	4	about	about	ADP
cana-5594	205	5	the	the	DET
cana-5594	205	6	bhim	bhim	NOUN
cana-5594	205	7	aadhaar	aadhaar	PROPN
cana-5594	205	8	pay	pay	VERB
cana-5594	205	9	service	service	NOUN
cana-5594	205	10	tools	tool	NOUN
cana-5594	205	11	and	and	CCONJ
cana-5594	205	12	software	software	NOUN
cana-5594	205	13	use	use	VERB
cana-5594	205	14	smart	smart	ADJ
cana-5594	205	15	pls	pls	NOUN
cana-5594	205	16	4	4	NUM
cana-5594	205	17	software	software	NOUN
cana-5594	205	18	,	,	PUNCT
cana-5594	205	19	descriptive	descriptive	ADJ
cana-5594	205	20	statistics	statistic	NOUN
cana-5594	205	21	,	,	PUNCT
cana-5594	205	22	mean	mean	VERB
cana-5594	205	23	,	,	PUNCT
cana-5594	205	24	standard	standard	ADJ
cana-5594	205	25	deviation	deviation	NOUN
cana-5594	205	26	,	,	PUNCT
cana-5594	205	27	percentage	percentage	NOUN
cana-5594	205	28	and	and	CCONJ
cana-5594	205	29	.	.	PUNCT
cana-5594	206	1	statistical	statistical	ADJ
cana-5594	206	2	test	test	NOUN
cana-5594	206	3	anova	anova	PROPN
cana-5594	206	4	single	single	ADJ
cana-5594	206	5	factor	factor	NOUN
cana-5594	206	6	test	test	NOUN
cana-5594	206	7	,	,	PUNCT
cana-5594	206	8	t	t	PROPN
cana-5594	206	9	test	test	NOUN
cana-5594	206	10	.	.	PUNCT
cana-5594	207	1	conceptual	conceptual	ADJ
cana-5594	207	2	framework	framework	NOUN
cana-5594	207	3	model	model	NOUN
cana-5594	207	4	of	of	ADP
cana-5594	207	5	the	the	DET
cana-5594	207	6	research	research	NOUN
cana-5594	207	7	communications	communication	NOUN
cana-5594	207	8	on	on	ADP
cana-5594	207	9	applied	apply	VERB
cana-5594	207	10	nonlinear	nonlinear	ADJ
cana-5594	207	11	analysis	analysis	NOUN
cana-5594	207	12	issn	issn	NOUN
cana-5594	207	13	:	:	PUNCT
cana-5594	207	14	1074	1074	NUM
cana-5594	207	15	-	-	PUNCT
cana-5594	207	16	133x	133x	NUM
cana-5594	207	17	vol	vol	NOUN
cana-5594	207	18	32	32	NUM
cana-5594	207	19	no	no	NOUN
cana-5594	207	20	.	.	PUNCT
cana-5594	208	1	icmasd	icmasd	NOUN
cana-5594	208	2	(	(	PUNCT
cana-5594	208	3	2025	2025	NUM
cana-5594	208	4	)	)	PUNCT
cana-5594	208	5	1935	1935	NUM
cana-5594	209	1	https://internationalpubls.com	https://internationalpubls.com	X
cana-5594	209	2	figure	figure	VERB
cana-5594	209	3	7	7	NUM
cana-5594	209	4	framework	framework	NOUN
cana-5594	209	5	model	model	NOUN
cana-5594	209	6	of	of	ADP
cana-5594	209	7	aadhaar	aadhaar	NOUN
cana-5594	209	8	enabled	enable	VERB
cana-5594	209	9	payment	payment	NOUN
cana-5594	209	10	system	system	NOUN
cana-5594	209	11	literacy	literacy	NOUN
cana-5594	209	12	model	model	NOUN
cana-5594	209	13	overview	overview	NOUN
cana-5594	209	14	figure	figure	NOUN
cana-5594	209	15	7	7	NUM
cana-5594	209	16	provides	provide	VERB
cana-5594	209	17	the	the	DET
cana-5594	209	18	"	"	PUNCT
cana-5594	209	19	aadhaar	aadhaar	NOUN
cana-5594	209	20	enabled	enable	VERB
cana-5594	209	21	payment	payment	NOUN
cana-5594	209	22	system	system	NOUN
cana-5594	209	23	literacy	literacy	NOUN
cana-5594	209	24	"	"	PUNCT
cana-5594	209	25	model	model	NOUN
cana-5594	209	26	highlights	highlight	NOUN
cana-5594	209	27	the	the	DET
cana-5594	209	28	intricate	intricate	ADJ
cana-5594	209	29	relationship	relationship	NOUN
cana-5594	209	30	between	between	ADP
cana-5594	209	31	various	various	ADJ
cana-5594	209	32	elements	element	NOUN
cana-5594	209	33	of	of	ADP
cana-5594	209	34	the	the	DET
cana-5594	209	35	aadhaar	aadhaar	NOUN
cana-5594	209	36	enabled	enable	VERB
cana-5594	209	37	payment	payment	NOUN
cana-5594	209	38	system	system	NOUN
cana-5594	209	39	(	(	PUNCT
cana-5594	209	40	aeps	aeps	ADJ
cana-5594	209	41	)	)	PUNCT
cana-5594	209	42	and	and	CCONJ
cana-5594	209	43	their	their	PRON
cana-5594	209	44	collective	collective	ADJ
cana-5594	209	45	impact	impact	NOUN
cana-5594	209	46	on	on	ADP
cana-5594	209	47	overall	overall	ADJ
cana-5594	209	48	user	user	NOUN
cana-5594	209	49	awareness	awareness	NOUN
cana-5594	209	50	and	and	CCONJ
cana-5594	209	51	secure	secure	VERB
cana-5594	209	52	banking	banking	NOUN
cana-5594	209	53	transactions	transaction	NOUN
cana-5594	209	54	.	.	PUNCT
cana-5594	210	1	this	this	DET
cana-5594	210	2	model	model	NOUN
cana-5594	210	3	is	be	AUX
cana-5594	210	4	systematically	systematically	ADV
cana-5594	210	5	divided	divide	VERB
cana-5594	210	6	into	into	ADP
cana-5594	210	7	three	three	NUM
cana-5594	210	8	comprehensive	comprehensive	ADJ
cana-5594	210	9	sections	section	NOUN
cana-5594	210	10	,	,	PUNCT
cana-5594	210	11	each	each	PRON
cana-5594	210	12	playing	play	VERB
cana-5594	210	13	a	a	DET
cana-5594	210	14	crucial	crucial	ADJ
cana-5594	210	15	role	role	NOUN
cana-5594	210	16	in	in	ADP
cana-5594	210	17	enhancing	enhance	VERB
cana-5594	210	18	financial	financial	ADJ
cana-5594	210	19	inclusion	inclusion	NOUN
cana-5594	210	20	and	and	CCONJ
cana-5594	210	21	security	security	NOUN
cana-5594	210	22	through	through	ADP
cana-5594	210	23	the	the	DET
cana-5594	210	24	use	use	NOUN
cana-5594	210	25	of	of	ADP
cana-5594	210	26	aadhaar	aadhaar	NOUN
cana-5594	210	27	.	.	PUNCT
cana-5594	211	1	firstly	firstly	ADV
cana-5594	211	2	,	,	PUNCT
cana-5594	211	3	the	the	DET
cana-5594	211	4	procedure	procedure	NOUN
cana-5594	211	5	to	to	PART
cana-5594	211	6	use	use	VERB
cana-5594	211	7	aeps	aep	NOUN
cana-5594	211	8	outlines	outline	VERB
cana-5594	211	9	the	the	DET
cana-5594	211	10	step	step	NOUN
cana-5594	211	11	-	-	PUNCT
cana-5594	211	12	by	by	ADP
cana-5594	211	13	-	-	PUNCT
cana-5594	211	14	step	step	NOUN
cana-5594	211	15	process	process	NOUN
cana-5594	211	16	involved	involve	VERB
cana-5594	211	17	in	in	ADP
cana-5594	211	18	utilizing	utilize	VERB
cana-5594	211	19	aeps	aep	NOUN
cana-5594	211	20	for	for	ADP
cana-5594	211	21	financial	financial	ADJ
cana-5594	211	22	transactions	transaction	NOUN
cana-5594	211	23	.	.	PUNCT
cana-5594	212	1	this	this	DET
cana-5594	212	2	procedure	procedure	NOUN
cana-5594	212	3	begins	begin	VERB
cana-5594	212	4	with	with	ADP
cana-5594	212	5	the	the	DET
cana-5594	212	6	user	user	NOUN
cana-5594	212	7	providing	provide	VERB
cana-5594	212	8	their	their	PRON
cana-5594	212	9	aadhaar	aadhaar	NOUN
cana-5594	212	10	number	number	NOUN
cana-5594	212	11	,	,	PUNCT
cana-5594	212	12	followed	follow	VERB
cana-5594	212	13	by	by	ADP
cana-5594	212	14	biometric	biometric	ADJ
cana-5594	212	15	authentication	authentication	NOUN
cana-5594	212	16	,	,	PUNCT
cana-5594	212	17	which	which	PRON
cana-5594	212	18	ensures	ensure	VERB
cana-5594	212	19	secure	secure	ADJ
cana-5594	212	20	access	access	NOUN
cana-5594	212	21	.	.	PUNCT
cana-5594	213	1	users	user	NOUN
cana-5594	213	2	then	then	ADV
cana-5594	213	3	select	select	VERB
cana-5594	213	4	the	the	DET
cana-5594	213	5	type	type	NOUN
cana-5594	213	6	of	of	ADP
cana-5594	213	7	transaction	transaction	NOUN
cana-5594	213	8	they	they	PRON
cana-5594	213	9	wish	wish	VERB
cana-5594	213	10	to	to	PART
cana-5594	213	11	perform	perform	VERB
cana-5594	213	12	,	,	PUNCT
cana-5594	213	13	such	such	ADJ
cana-5594	213	14	as	as	ADP
cana-5594	213	15	cash	cash	NOUN
cana-5594	213	16	deposits	deposit	NOUN
cana-5594	213	17	or	or	CCONJ
cana-5594	213	18	withdrawals	withdrawal	NOUN
cana-5594	213	19	,	,	PUNCT
cana-5594	213	20	and	and	CCONJ
cana-5594	213	21	complete	complete	VERB
cana-5594	213	22	the	the	DET
cana-5594	213	23	transaction	transaction	NOUN
cana-5594	213	24	.	.	PUNCT
cana-5594	214	1	this	this	DET
cana-5594	214	2	detailed	detailed	ADJ
cana-5594	214	3	procedural	procedural	ADJ
cana-5594	214	4	outline	outline	NOUN
cana-5594	214	5	ensures	ensure	VERB
cana-5594	214	6	that	that	SCONJ
cana-5594	214	7	users	user	NOUN
cana-5594	214	8	understand	understand	VERB
cana-5594	214	9	how	how	SCONJ
cana-5594	214	10	to	to	PART
cana-5594	214	11	efficiently	efficiently	ADV
cana-5594	214	12	and	and	CCONJ
cana-5594	214	13	securely	securely	ADV
cana-5594	214	14	use	use	VERB
cana-5594	214	15	aeps	aep	NOUN
cana-5594	214	16	,	,	PUNCT
cana-5594	214	17	fostering	foster	VERB
cana-5594	214	18	trust	trust	NOUN
cana-5594	214	19	and	and	CCONJ
cana-5594	214	20	usability	usability	NOUN
cana-5594	214	21	.	.	PUNCT
cana-5594	215	1	secondly	secondly	ADV
cana-5594	215	2	,	,	PUNCT
cana-5594	215	3	the	the	DET
cana-5594	215	4	model	model	NOUN
cana-5594	215	5	emphasizes	emphasize	VERB
cana-5594	215	6	the	the	DET
cana-5594	215	7	importance	importance	NOUN
cana-5594	215	8	of	of	ADP
cana-5594	215	9	aadhaar	aadhaar	NOUN
cana-5594	215	10	based	base	VERB
cana-5594	215	11	government	government	NOUN
cana-5594	215	12	schemes	scheme	NOUN
cana-5594	215	13	.	.	PUNCT
cana-5594	216	1	this	this	DET
cana-5594	216	2	part	part	NOUN
cana-5594	216	3	includes	include	VERB
cana-5594	216	4	various	various	ADJ
cana-5594	216	5	communications	communication	NOUN
cana-5594	216	6	on	on	ADP
cana-5594	216	7	applied	apply	VERB
cana-5594	216	8	nonlinear	nonlinear	ADJ
cana-5594	216	9	analysis	analysis	NOUN
cana-5594	216	10	issn	issn	NOUN
cana-5594	216	11	:	:	PUNCT
cana-5594	216	12	1074	1074	NUM
cana-5594	216	13	-	-	PUNCT
cana-5594	216	14	133x	133x	NUM
cana-5594	216	15	vol	vol	NOUN
cana-5594	216	16	32	32	NUM
cana-5594	216	17	no	no	NOUN
cana-5594	216	18	.	.	PUNCT
cana-5594	217	1	icmasd	icmasd	NOUN
cana-5594	217	2	(	(	PUNCT
cana-5594	217	3	2025	2025	NUM
cana-5594	217	4	)	)	PUNCT
cana-5594	217	5	1936	1936	NUM
cana-5594	217	6	https://internationalpubls.com	https://internationalpubls.com	X
cana-5594	217	7	government	government	NOUN
cana-5594	217	8	initiatives	initiative	NOUN
cana-5594	217	9	linked	link	VERB
cana-5594	217	10	to	to	ADP
cana-5594	217	11	aadhaar	aadhaar	NOUN
cana-5594	217	12	,	,	PUNCT
cana-5594	217	13	such	such	ADJ
cana-5594	217	14	as	as	ADP
cana-5594	217	15	the	the	DET
cana-5594	217	16	pradhan	pradhan	PROPN
cana-5594	217	17	mantri	mantri	PROPN
cana-5594	217	18	jan	jan	PROPN
cana-5594	217	19	dhan	dhan	PROPN
cana-5594	217	20	yojana	yojana	PROPN
cana-5594	217	21	(	(	PUNCT
cana-5594	217	22	pmjdy	pmjdy	NOUN
cana-5594	217	23	)	)	PUNCT
cana-5594	217	24	,	,	PUNCT
cana-5594	217	25	direct	direct	ADJ
cana-5594	217	26	benefit	benefit	NOUN
cana-5594	217	27	transfer	transfer	NOUN
cana-5594	217	28	(	(	PUNCT
cana-5594	217	29	dbt	dbt	PROPN
cana-5594	217	30	)	)	PUNCT
cana-5594	217	31	,	,	PUNCT
cana-5594	217	32	pradhan	pradhan	PROPN
cana-5594	217	33	mantri	mantri	PROPN
cana-5594	217	34	gramin	gramin	PROPN
cana-5594	217	35	digital	digital	PROPN
cana-5594	217	36	saksharta	saksharta	PROPN
cana-5594	217	37	abhiyan	abhiyan	NOUN
cana-5594	217	38	(	(	PUNCT
cana-5594	217	39	pmgdisha	pmgdisha	PROPN
cana-5594	217	40	)	)	PUNCT
cana-5594	217	41	,	,	PUNCT
cana-5594	217	42	national	national	ADJ
cana-5594	217	43	social	social	ADJ
cana-5594	217	44	assistance	assistance	NOUN
cana-5594	217	45	programme	programme	NOUN
cana-5594	217	46	(	(	PUNCT
cana-5594	217	47	nsap	nsap	PROPN
cana-5594	217	48	)	)	PUNCT
cana-5594	217	49	,	,	PUNCT
cana-5594	217	50	public	public	ADJ
cana-5594	217	51	distribution	distribution	NOUN
cana-5594	217	52	system	system	NOUN
cana-5594	217	53	(	(	PUNCT
cana-5594	217	54	pds	pds	NOUN
cana-5594	217	55	)	)	PUNCT
cana-5594	217	56	,	,	PUNCT
cana-5594	217	57	mahila	mahila	PROPN
cana-5594	217	58	shakti	shakti	PROPN
cana-5594	217	59	kendra	kendra	PROPN
cana-5594	217	60	(	(	PUNCT
cana-5594	217	61	msk	msk	PROPN
cana-5594	217	62	)	)	PUNCT
cana-5594	217	63	,	,	PUNCT
cana-5594	217	64	mahatma	mahatma	PROPN
cana-5594	217	65	gandhi	gandhi	PROPN
cana-5594	217	66	national	national	PROPN
cana-5594	217	67	rural	rural	ADJ
cana-5594	217	68	employment	employment	NOUN
cana-5594	217	69	guarantee	guarantee	PROPN
cana-5594	217	70	act	act	PROPN
cana-5594	217	71	(	(	PUNCT
cana-5594	217	72	mgnrega	mgnrega	NOUN
cana-5594	217	73	)	)	PUNCT
cana-5594	217	74	,	,	PUNCT
cana-5594	217	75	and	and	CCONJ
cana-5594	217	76	atal	atal	ADJ
cana-5594	217	77	pension	pension	NOUN
cana-5594	217	78	yojana	yojana	PROPN
cana-5594	217	79	(	(	PUNCT
cana-5594	217	80	apy	apy	NOUN
cana-5594	217	81	)	)	PUNCT
cana-5594	217	82	.	.	PUNCT
cana-5594	218	1	awareness	awareness	NOUN
cana-5594	218	2	of	of	ADP
cana-5594	218	3	these	these	DET
cana-5594	218	4	schemes	scheme	NOUN
cana-5594	218	5	is	be	AUX
cana-5594	218	6	crucial	crucial	ADJ
cana-5594	218	7	for	for	ADP
cana-5594	218	8	individuals	individual	NOUN
cana-5594	218	9	to	to	PART
cana-5594	218	10	leverage	leverage	VERB
cana-5594	218	11	the	the	DET
cana-5594	218	12	benefits	benefit	NOUN
cana-5594	218	13	provided	provide	VERB
cana-5594	218	14	by	by	ADP
cana-5594	218	15	the	the	DET
cana-5594	218	16	government	government	NOUN
cana-5594	218	17	,	,	PUNCT
cana-5594	218	18	thereby	thereby	ADV
cana-5594	218	19	enhancing	enhance	VERB
cana-5594	218	20	their	their	PRON
cana-5594	218	21	socio	socio	NOUN
cana-5594	218	22	-	-	PUNCT
cana-5594	218	23	economic	economic	ADJ
cana-5594	218	24	status	status	NOUN
cana-5594	218	25	and	and	CCONJ
cana-5594	218	26	financial	financial	ADJ
cana-5594	218	27	stability	stability	NOUN
cana-5594	218	28	.	.	PUNCT
cana-5594	219	1	the	the	DET
cana-5594	219	2	third	third	ADJ
cana-5594	219	3	section	section	NOUN
cana-5594	219	4	,	,	PUNCT
cana-5594	219	5	aadhaar	aadhaar	NOUN
cana-5594	219	6	enabled	enable	VERB
cana-5594	219	7	payment	payment	NOUN
cana-5594	219	8	system	system	NOUN
cana-5594	219	9	services	service	NOUN
cana-5594	219	10	awareness	awareness	NOUN
cana-5594	219	11	,	,	PUNCT
cana-5594	219	12	encompasses	encompass	VERB
cana-5594	219	13	various	various	ADJ
cana-5594	219	14	services	service	NOUN
cana-5594	219	15	available	available	ADJ
cana-5594	219	16	through	through	ADP
cana-5594	219	17	aeps	aep	NOUN
cana-5594	219	18	.	.	PUNCT
cana-5594	220	1	this	this	PRON
cana-5594	220	2	includes	include	VERB
cana-5594	220	3	cash	cash	NOUN
cana-5594	220	4	deposits	deposit	NOUN
cana-5594	220	5	,	,	PUNCT
cana-5594	220	6	cash	cash	NOUN
cana-5594	220	7	withdrawals	withdrawal	NOUN
cana-5594	220	8	,	,	PUNCT
cana-5594	220	9	electronic	electronic	ADJ
cana-5594	220	10	know	know	VERB
cana-5594	220	11	your	your	PRON
cana-5594	220	12	customer	customer	NOUN
cana-5594	220	13	(	(	PUNCT
cana-5594	220	14	e	e	NOUN
cana-5594	220	15	-	-	ADJ
cana-5594	220	16	kyc	kyc	ADJ
cana-5594	220	17	)	)	PUNCT
cana-5594	220	18	verification	verification	NOUN
cana-5594	220	19	,	,	PUNCT
cana-5594	220	20	aadhaar	aadhaar	NOUN
cana-5594	220	21	to	to	ADP
cana-5594	220	22	aadhaar	aadhaar	NOUN
cana-5594	220	23	fund	fund	NOUN
cana-5594	220	24	transfers	transfer	NOUN
cana-5594	220	25	,	,	PUNCT
cana-5594	220	26	and	and	CCONJ
cana-5594	220	27	bhim	bhim	PROPN
cana-5594	220	28	aadhaar	aadhaar	PROPN
cana-5594	220	29	pay	pay	VERB
cana-5594	220	30	.	.	PUNCT
cana-5594	221	1	knowledge	knowledge	NOUN
cana-5594	221	2	of	of	ADP
cana-5594	221	3	these	these	DET
cana-5594	221	4	services	service	NOUN
cana-5594	221	5	is	be	AUX
cana-5594	221	6	crucial	crucial	ADJ
cana-5594	221	7	for	for	ADP
cana-5594	221	8	maximizing	maximize	VERB
cana-5594	221	9	the	the	DET
cana-5594	221	10	utility	utility	NOUN
cana-5594	221	11	of	of	ADP
cana-5594	221	12	aeps	aep	NOUN
cana-5594	221	13	and	and	CCONJ
cana-5594	221	14	ensuring	ensure	VERB
cana-5594	221	15	that	that	SCONJ
cana-5594	221	16	users	user	NOUN
cana-5594	221	17	can	can	AUX
cana-5594	221	18	conduct	conduct	VERB
cana-5594	221	19	secure	secure	ADJ
cana-5594	221	20	and	and	CCONJ
cana-5594	221	21	efficient	efficient	ADJ
cana-5594	221	22	banking	banking	NOUN
cana-5594	221	23	transactions	transaction	NOUN
cana-5594	221	24	.	.	PUNCT
cana-5594	222	1	these	these	DET
cana-5594	222	2	components	component	NOUN
cana-5594	222	3	collectively	collectively	ADV
cana-5594	222	4	contribute	contribute	VERB
cana-5594	222	5	to	to	ADP
cana-5594	222	6	the	the	DET
cana-5594	222	7	"	"	PUNCT
cana-5594	222	8	overall	overall	ADJ
cana-5594	222	9	awareness	awareness	NOUN
cana-5594	222	10	difference	difference	NOUN
cana-5594	222	11	level	level	NOUN
cana-5594	222	12	,	,	PUNCT
cana-5594	222	13	"	"	PUNCT
cana-5594	222	14	which	which	PRON
cana-5594	222	15	signifies	signify	VERB
cana-5594	222	16	the	the	DET
cana-5594	222	17	extent	extent	NOUN
cana-5594	222	18	to	to	PART
cana-5594	222	19	which	which	PRON
cana-5594	222	20	users	user	NOUN
cana-5594	222	21	are	be	AUX
cana-5594	222	22	informed	inform	VERB
cana-5594	222	23	about	about	ADP
cana-5594	222	24	and	and	CCONJ
cana-5594	222	25	capable	capable	ADJ
cana-5594	222	26	of	of	ADP
cana-5594	222	27	utilizing	utilize	VERB
cana-5594	222	28	aeps	aep	NOUN
cana-5594	222	29	and	and	CCONJ
cana-5594	222	30	associated	associated	ADJ
cana-5594	222	31	government	government	NOUN
cana-5594	222	32	schemes	scheme	NOUN
cana-5594	222	33	.	.	PUNCT
cana-5594	223	1	this	this	DET
cana-5594	223	2	heightened	heighten	VERB
cana-5594	223	3	awareness	awareness	NOUN
cana-5594	223	4	directly	directly	ADV
cana-5594	223	5	impacts	impact	VERB
cana-5594	223	6	"	"	PUNCT
cana-5594	223	7	enhanced	enhance	VERB
cana-5594	223	8	secure	secure	ADJ
cana-5594	223	9	banking	banking	NOUN
cana-5594	223	10	transactions	transaction	NOUN
cana-5594	223	11	,	,	PUNCT
cana-5594	223	12	"	"	PUNCT
cana-5594	223	13	indicating	indicate	VERB
cana-5594	223	14	that	that	SCONJ
cana-5594	223	15	informed	inform	VERB
cana-5594	223	16	users	user	NOUN
cana-5594	223	17	are	be	AUX
cana-5594	223	18	better	well	ADV
cana-5594	223	19	equipped	equip	VERB
cana-5594	223	20	to	to	PART
cana-5594	223	21	perform	perform	VERB
cana-5594	223	22	secure	secure	ADJ
cana-5594	223	23	and	and	CCONJ
cana-5594	223	24	reliable	reliable	ADJ
cana-5594	223	25	financial	financial	ADJ
cana-5594	223	26	transactions	transaction	NOUN
cana-5594	223	27	.	.	PUNCT
cana-5594	224	1	the	the	DET
cana-5594	224	2	model	model	NOUN
cana-5594	224	3	underscores	underscore	VERB
cana-5594	224	4	the	the	DET
cana-5594	224	5	importance	importance	NOUN
cana-5594	224	6	of	of	ADP
cana-5594	224	7	literacy	literacy	NOUN
cana-5594	224	8	in	in	ADP
cana-5594	224	9	using	use	VERB
cana-5594	224	10	aeps	aep	NOUN
cana-5594	224	11	,	,	PUNCT
cana-5594	224	12	understanding	understand	VERB
cana-5594	224	13	government	government	NOUN
cana-5594	224	14	schemes	scheme	NOUN
cana-5594	224	15	,	,	PUNCT
cana-5594	224	16	and	and	CCONJ
cana-5594	224	17	being	be	AUX
cana-5594	224	18	aware	aware	ADJ
cana-5594	224	19	of	of	ADP
cana-5594	224	20	various	various	ADJ
cana-5594	224	21	aeps	aeps	ADJ
cana-5594	224	22	services	service	NOUN
cana-5594	224	23	.	.	PUNCT
cana-5594	225	1	by	by	ADP
cana-5594	225	2	fostering	foster	VERB
cana-5594	225	3	a	a	DET
cana-5594	225	4	comprehensive	comprehensive	ADJ
cana-5594	225	5	understanding	understanding	NOUN
cana-5594	225	6	of	of	ADP
cana-5594	225	7	aeps	aeps	ADJ
cana-5594	225	8	procedures	procedure	NOUN
cana-5594	225	9	,	,	PUNCT
cana-5594	225	10	government	government	NOUN
cana-5594	225	11	schemes	scheme	NOUN
cana-5594	225	12	,	,	PUNCT
cana-5594	225	13	and	and	CCONJ
cana-5594	225	14	services	service	NOUN
cana-5594	225	15	,	,	PUNCT
cana-5594	225	16	the	the	DET
cana-5594	225	17	model	model	NOUN
cana-5594	225	18	aims	aim	VERB
cana-5594	225	19	to	to	PART
cana-5594	225	20	bridge	bridge	VERB
cana-5594	225	21	gaps	gap	NOUN
cana-5594	225	22	in	in	ADP
cana-5594	225	23	financial	financial	ADJ
cana-5594	225	24	literacy	literacy	NOUN
cana-5594	225	25	and	and	CCONJ
cana-5594	225	26	promote	promote	VERB
cana-5594	225	27	secure	secure	ADJ
cana-5594	225	28	banking	banking	NOUN
cana-5594	225	29	practices	practice	NOUN
cana-5594	225	30	across	across	ADP
cana-5594	225	31	diverse	diverse	ADJ
cana-5594	225	32	demographic	demographic	ADJ
cana-5594	225	33	segments	segment	NOUN
cana-5594	225	34	.	.	PUNCT
cana-5594	226	1	it	it	PRON
cana-5594	226	2	also	also	ADV
cana-5594	226	3	highlights	highlight	VERB
cana-5594	226	4	the	the	DET
cana-5594	226	5	need	need	NOUN
cana-5594	226	6	for	for	ADP
cana-5594	226	7	targeted	target	VERB
cana-5594	226	8	interventions	intervention	NOUN
cana-5594	226	9	and	and	CCONJ
cana-5594	226	10	educational	educational	ADJ
cana-5594	226	11	initiatives	initiative	NOUN
cana-5594	226	12	to	to	PART
cana-5594	226	13	ensure	ensure	VERB
cana-5594	226	14	inclusive	inclusive	ADJ
cana-5594	226	15	and	and	CCONJ
cana-5594	226	16	effective	effective	ADJ
cana-5594	226	17	digital	digital	ADJ
cana-5594	226	18	financial	financial	ADJ
cana-5594	226	19	inclusion	inclusion	NOUN
cana-5594	226	20	.	.	PUNCT
cana-5594	227	1	this	this	DET
cana-5594	227	2	comprehensive	comprehensive	ADJ
cana-5594	227	3	approach	approach	NOUN
cana-5594	227	4	ensures	ensure	VERB
cana-5594	227	5	that	that	SCONJ
cana-5594	227	6	users	user	NOUN
cana-5594	227	7	can	can	AUX
cana-5594	227	8	fully	fully	ADV
cana-5594	227	9	benefit	benefit	VERB
cana-5594	227	10	from	from	ADP
cana-5594	227	11	the	the	DET
cana-5594	227	12	digital	digital	ADJ
cana-5594	227	13	financial	financial	ADJ
cana-5594	227	14	ecosystem	ecosystem	NOUN
cana-5594	227	15	,	,	PUNCT
cana-5594	227	16	thereby	thereby	ADV
cana-5594	227	17	contributing	contribute	VERB
cana-5594	227	18	to	to	ADP
cana-5594	227	19	their	their	PRON
cana-5594	227	20	overall	overall	ADJ
cana-5594	227	21	financial	financial	ADJ
cana-5594	227	22	well	well	NOUN
cana-5594	227	23	-	-	PUNCT
cana-5594	227	24	being	being	NOUN
cana-5594	227	25	and	and	CCONJ
cana-5594	227	26	security	security	NOUN
cana-5594	227	27	.	.	PUNCT
cana-5594	228	1	figure	figure	VERB
cana-5594	228	2	8	8	NUM
cana-5594	228	3	smart	smart	ADJ
cana-5594	228	4	pls	pls	NOUN
cana-5594	228	5	4	4	NUM
cana-5594	228	6	model	model	NOUN
cana-5594	228	7	framework	framework	NOUN
cana-5594	228	8	of	of	ADP
cana-5594	228	9	aadhaar	aadhaar	NOUN
cana-5594	228	10	enabled	enable	VERB
cana-5594	228	11	payment	payment	NOUN
cana-5594	228	12	system	system	NOUN
cana-5594	228	13	literacy	literacy	NOUN
cana-5594	228	14	model	model	NOUN
cana-5594	228	15	overview	overview	NOUN
cana-5594	228	16	figure	figure	NOUN
cana-5594	228	17	8	8	NUM
cana-5594	228	18	the	the	DET
cana-5594	228	19	structural	structural	ADJ
cana-5594	228	20	equation	equation	NOUN
cana-5594	228	21	model	model	NOUN
cana-5594	228	22	(	(	PUNCT
cana-5594	228	23	sem	sem	NOUN
cana-5594	228	24	)	)	PUNCT
cana-5594	228	25	titled	title	VERB
cana-5594	228	26	"	"	PUNCT
cana-5594	228	27	smart	smart	ADJ
cana-5594	228	28	pls	pls	NOUN
cana-5594	228	29	4	4	NUM
cana-5594	228	30	model	model	NOUN
cana-5594	228	31	framework	framework	NOUN
cana-5594	228	32	of	of	ADP
cana-5594	228	33	aadhaar	aadhaar	NOUN
cana-5594	228	34	enabled	enable	VERB
cana-5594	228	35	payment	payment	NOUN
cana-5594	228	36	system	system	NOUN
cana-5594	228	37	literacy	literacy	NOUN
cana-5594	228	38	"	"	PUNCT
cana-5594	228	39	provides	provide	VERB
cana-5594	228	40	a	a	DET
cana-5594	228	41	comprehensive	comprehensive	ADJ
cana-5594	228	42	visual	visual	ADJ
cana-5594	228	43	representation	representation	NOUN
cana-5594	228	44	of	of	ADP
cana-5594	228	45	the	the	DET
cana-5594	228	46	hypothesized	hypothesized	ADJ
cana-5594	228	47	relationships	relationship	NOUN
cana-5594	228	48	between	between	ADP
cana-5594	228	49	several	several	ADJ
cana-5594	228	50	key	key	ADJ
cana-5594	228	51	constructs	construct	NOUN
cana-5594	228	52	related	relate	VERB
cana-5594	228	53	to	to	ADP
cana-5594	228	54	the	the	DET
cana-5594	228	55	literacy	literacy	NOUN
cana-5594	228	56	and	and	CCONJ
cana-5594	228	57	usage	usage	NOUN
cana-5594	228	58	of	of	ADP
cana-5594	228	59	the	the	DET
cana-5594	228	60	communications	communication	NOUN
cana-5594	228	61	on	on	ADP
cana-5594	228	62	applied	apply	VERB
cana-5594	228	63	nonlinear	nonlinear	ADJ
cana-5594	228	64	analysis	analysis	NOUN
cana-5594	228	65	issn	issn	NOUN
cana-5594	228	66	:	:	PUNCT
cana-5594	228	67	1074	1074	NUM
cana-5594	228	68	-	-	PUNCT
cana-5594	228	69	133x	133x	NUM
cana-5594	228	70	vol	vol	NOUN
cana-5594	228	71	32	32	NUM
cana-5594	228	72	no	no	NOUN
cana-5594	228	73	.	.	PUNCT
cana-5594	229	1	icmasd	icmasd	NOUN
cana-5594	229	2	(	(	PUNCT
cana-5594	229	3	2025	2025	NUM
cana-5594	229	4	)	)	PUNCT
cana-5594	229	5	1937	1937	NUM
cana-5594	229	6	https://internationalpubls.com	https://internationalpubls.com	X
cana-5594	230	1	aadhaar	aadhaar	NOUN
cana-5594	230	2	enabled	enable	VERB
cana-5594	230	3	payment	payment	NOUN
cana-5594	230	4	system	system	NOUN
cana-5594	230	5	(	(	PUNCT
cana-5594	230	6	aeps	aeps	ADJ
cana-5594	230	7	)	)	PUNCT
cana-5594	230	8	.	.	PUNCT
cana-5594	231	1	this	this	DET
cana-5594	231	2	model	model	NOUN
cana-5594	231	3	is	be	AUX
cana-5594	231	4	comprised	comprise	VERB
cana-5594	231	5	of	of	ADP
cana-5594	231	6	four	four	NUM
cana-5594	231	7	primary	primary	ADJ
cana-5594	231	8	constructs	construct	NOUN
cana-5594	231	9	:	:	PUNCT
cana-5594	231	10	procedure	procedure	NOUN
cana-5594	231	11	to	to	PART
cana-5594	231	12	use	use	VERB
cana-5594	231	13	aeps	aeps	ADJ
cana-5594	231	14	awareness	awareness	NOUN
cana-5594	231	15	(	(	PUNCT
cana-5594	231	16	ptua	ptua	PROPN
cana-5594	231	17	)	)	PUNCT
cana-5594	231	18	,	,	PUNCT
cana-5594	231	19	aadhaar	aadhaar	NOUN
cana-5594	231	20	-	-	PUNCT
cana-5594	231	21	based	base	VERB
cana-5594	231	22	government	government	NOUN
cana-5594	231	23	schemes	scheme	NOUN
cana-5594	231	24	awareness	awareness	NOUN
cana-5594	231	25	(	(	PUNCT
cana-5594	231	26	abgs	abgs	NOUN
cana-5594	231	27	)	)	PUNCT
cana-5594	231	28	,	,	PUNCT
cana-5594	231	29	aadhaar	aadhaar	NOUN
cana-5594	231	30	enabled	enable	VERB
cana-5594	231	31	payment	payment	NOUN
cana-5594	231	32	system	system	NOUN
cana-5594	231	33	services	service	NOUN
cana-5594	231	34	awareness	awareness	NOUN
cana-5594	231	35	(	(	PUNCT
cana-5594	231	36	aepssa	aepssa	NOUN
cana-5594	231	37	)	)	PUNCT
cana-5594	231	38	,	,	PUNCT
cana-5594	231	39	and	and	CCONJ
cana-5594	231	40	overall	overall	ADJ
cana-5594	231	41	awareness	awareness	NOUN
cana-5594	231	42	difference	difference	NOUN
cana-5594	231	43	level	level	NOUN
cana-5594	231	44	(	(	PUNCT
cana-5594	231	45	oladl	oladl	NOUN
cana-5594	231	46	)	)	PUNCT
cana-5594	231	47	.	.	PUNCT
cana-5594	232	1	each	each	DET
cana-5594	232	2	construct	construct	NOUN
cana-5594	232	3	is	be	AUX
cana-5594	232	4	linked	link	VERB
cana-5594	232	5	to	to	ADP
cana-5594	232	6	specific	specific	ADJ
cana-5594	232	7	indicators	indicator	NOUN
cana-5594	232	8	,	,	PUNCT
cana-5594	232	9	which	which	PRON
cana-5594	232	10	measure	measure	VERB
cana-5594	232	11	various	various	ADJ
cana-5594	232	12	aspects	aspect	NOUN
cana-5594	232	13	of	of	ADP
cana-5594	232	14	awareness	awareness	NOUN
cana-5594	232	15	and	and	CCONJ
cana-5594	232	16	usage	usage	NOUN
cana-5594	232	17	related	relate	VERB
cana-5594	232	18	to	to	ADP
cana-5594	232	19	aeps	aep	NOUN
cana-5594	232	20	.	.	PUNCT
cana-5594	233	1	for	for	ADP
cana-5594	233	2	instance	instance	NOUN
cana-5594	233	3	,	,	PUNCT
cana-5594	233	4	ptua	ptua	PROPN
cana-5594	233	5	includes	include	VERB
cana-5594	233	6	indicators	indicator	NOUN
cana-5594	233	7	such	such	ADJ
cana-5594	233	8	as	as	ADP
cana-5594	233	9	understanding	understand	VERB
cana-5594	233	10	the	the	DET
cana-5594	233	11	procedural	procedural	ADJ
cana-5594	233	12	steps	step	NOUN
cana-5594	233	13	involved	involve	VERB
cana-5594	233	14	in	in	ADP
cana-5594	233	15	using	use	VERB
cana-5594	233	16	aeps	aep	NOUN
cana-5594	233	17	,	,	PUNCT
cana-5594	233	18	while	while	SCONJ
cana-5594	233	19	abgs	abgs	NOUN
cana-5594	233	20	encompasses	encompass	VERB
cana-5594	233	21	awareness	awareness	NOUN
cana-5594	233	22	of	of	ADP
cana-5594	233	23	different	different	ADJ
cana-5594	233	24	government	government	NOUN
cana-5594	233	25	schemes	scheme	NOUN
cana-5594	233	26	linked	link	VERB
cana-5594	233	27	to	to	ADP
cana-5594	233	28	aadhaar	aadhaar	NOUN
cana-5594	233	29	,	,	PUNCT
cana-5594	233	30	such	such	ADJ
cana-5594	233	31	as	as	ADP
cana-5594	233	32	pmjdy	pmjdy	NOUN
cana-5594	233	33	and	and	CCONJ
cana-5594	233	34	dbt	dbt	PROPN
cana-5594	233	35	.	.	PUNCT
cana-5594	234	1	aepssa	aepssa	PROPN
cana-5594	234	2	evaluates	evaluate	VERB
cana-5594	234	3	users	user	NOUN
cana-5594	234	4	'	'	PART
cana-5594	234	5	awareness	awareness	NOUN
cana-5594	234	6	of	of	ADP
cana-5594	234	7	aeps	aeps	ADJ
cana-5594	234	8	services	service	NOUN
cana-5594	234	9	,	,	PUNCT
cana-5594	234	10	and	and	CCONJ
cana-5594	234	11	oladl	oladl	NOUN
cana-5594	234	12	captures	capture	NOUN
cana-5594	234	13	the	the	DET
cana-5594	234	14	overall	overall	ADJ
cana-5594	234	15	level	level	NOUN
cana-5594	234	16	of	of	ADP
cana-5594	234	17	awareness	awareness	NOUN
cana-5594	234	18	across	across	ADP
cana-5594	234	19	these	these	DET
cana-5594	234	20	constructs	construct	NOUN
cana-5594	234	21	.	.	PUNCT
cana-5594	235	1	the	the	DET
cana-5594	235	2	model	model	NOUN
cana-5594	235	3	illustrates	illustrate	VERB
cana-5594	235	4	the	the	DET
cana-5594	235	5	hypothesized	hypothesized	ADJ
cana-5594	235	6	relationships	relationship	NOUN
cana-5594	235	7	between	between	ADP
cana-5594	235	8	these	these	DET
cana-5594	235	9	constructs	construct	NOUN
cana-5594	235	10	using	use	VERB
cana-5594	235	11	path	path	NOUN
cana-5594	235	12	coefficients	coefficient	NOUN
cana-5594	235	13	,	,	PUNCT
cana-5594	235	14	which	which	PRON
cana-5594	235	15	indicate	indicate	VERB
cana-5594	235	16	the	the	DET
cana-5594	235	17	strength	strength	NOUN
cana-5594	235	18	and	and	CCONJ
cana-5594	235	19	significance	significance	NOUN
cana-5594	235	20	of	of	ADP
cana-5594	235	21	these	these	DET
cana-5594	235	22	relationships	relationship	NOUN
cana-5594	235	23	.	.	PUNCT
cana-5594	236	1	significant	significant	ADJ
cana-5594	236	2	values	value	NOUN
cana-5594	236	3	in	in	ADP
cana-5594	236	4	the	the	DET
cana-5594	236	5	model	model	NOUN
cana-5594	236	6	,	,	PUNCT
cana-5594	236	7	such	such	ADJ
cana-5594	236	8	as	as	ADP
cana-5594	236	9	the	the	DET
cana-5594	236	10	relationships	relationship	NOUN
cana-5594	236	11	between	between	ADP
cana-5594	236	12	ptua	ptua	PROPN
cana-5594	236	13	and	and	CCONJ
cana-5594	236	14	abgs	abgs	NOUN
cana-5594	236	15	,	,	PUNCT
cana-5594	236	16	ptua	ptua	PROPN
cana-5594	236	17	and	and	CCONJ
cana-5594	236	18	oladl	oladl	NOUN
cana-5594	236	19	,	,	PUNCT
cana-5594	236	20	and	and	CCONJ
cana-5594	236	21	between	between	ADP
cana-5594	236	22	abgs	abgs	NOUN
cana-5594	236	23	,	,	PUNCT
cana-5594	236	24	aepssa	aepssa	NOUN
cana-5594	236	25	,	,	PUNCT
cana-5594	236	26	and	and	CCONJ
cana-5594	236	27	oladl	oladl	NOUN
cana-5594	236	28	,	,	PUNCT
cana-5594	236	29	underscore	underscore	VERB
cana-5594	236	30	the	the	DET
cana-5594	236	31	importance	importance	NOUN
cana-5594	236	32	of	of	ADP
cana-5594	236	33	comprehensive	comprehensive	ADJ
cana-5594	236	34	awareness	awareness	NOUN
cana-5594	236	35	in	in	ADP
cana-5594	236	36	effectively	effectively	ADV
cana-5594	236	37	using	use	VERB
cana-5594	236	38	aeps	aep	NOUN
cana-5594	236	39	,	,	PUNCT
cana-5594	236	40	understanding	understand	VERB
cana-5594	236	41	government	government	NOUN
cana-5594	236	42	schemes	scheme	NOUN
cana-5594	236	43	,	,	PUNCT
cana-5594	236	44	and	and	CCONJ
cana-5594	236	45	ensuring	ensure	VERB
cana-5594	236	46	secure	secure	ADJ
cana-5594	236	47	banking	banking	NOUN
cana-5594	236	48	transactions	transaction	NOUN
cana-5594	236	49	.	.	PUNCT
cana-5594	237	1	this	this	DET
cana-5594	237	2	detailed	detailed	ADJ
cana-5594	237	3	model	model	NOUN
cana-5594	237	4	highlights	highlight	VERB
cana-5594	237	5	the	the	DET
cana-5594	237	6	critical	critical	ADJ
cana-5594	237	7	role	role	NOUN
cana-5594	237	8	of	of	ADP
cana-5594	237	9	education	education	NOUN
cana-5594	237	10	and	and	CCONJ
cana-5594	237	11	awareness	awareness	NOUN
cana-5594	237	12	in	in	ADP
cana-5594	237	13	promoting	promote	VERB
cana-5594	237	14	financial	financial	ADJ
cana-5594	237	15	inclusion	inclusion	NOUN
cana-5594	237	16	and	and	CCONJ
cana-5594	237	17	security	security	NOUN
cana-5594	237	18	,	,	PUNCT
cana-5594	237	19	providing	provide	VERB
cana-5594	237	20	valuable	valuable	ADJ
cana-5594	237	21	insights	insight	NOUN
cana-5594	237	22	into	into	ADP
cana-5594	237	23	the	the	DET
cana-5594	237	24	factors	factor	NOUN
cana-5594	237	25	influencing	influence	VERB
cana-5594	237	26	aadhaar	aadhaar	NOUN
cana-5594	237	27	enabled	enable	VERB
cana-5594	237	28	payment	payment	NOUN
cana-5594	237	29	system	system	NOUN
cana-5594	237	30	literacy	literacy	NOUN
cana-5594	237	31	.	.	PUNCT
cana-5594	238	1	by	by	ADP
cana-5594	238	2	visualizing	visualize	VERB
cana-5594	238	3	these	these	DET
cana-5594	238	4	relationships	relationship	NOUN
cana-5594	238	5	,	,	PUNCT
cana-5594	238	6	the	the	DET
cana-5594	238	7	sem	sem	PROPN
cana-5594	238	8	model	model	NOUN
cana-5594	238	9	underscores	underscore	VERB
cana-5594	238	10	the	the	DET
cana-5594	238	11	interconnectedness	interconnectedness	NOUN
cana-5594	238	12	of	of	ADP
cana-5594	238	13	various	various	ADJ
cana-5594	238	14	awareness	awareness	NOUN
cana-5594	238	15	factors	factor	NOUN
cana-5594	238	16	and	and	CCONJ
cana-5594	238	17	their	their	PRON
cana-5594	238	18	collective	collective	ADJ
cana-5594	238	19	impact	impact	NOUN
cana-5594	238	20	on	on	ADP
cana-5594	238	21	overall	overall	ADJ
cana-5594	238	22	financial	financial	ADJ
cana-5594	238	23	literacy	literacy	NOUN
cana-5594	238	24	and	and	CCONJ
cana-5594	238	25	security	security	NOUN
cana-5594	238	26	.	.	PUNCT
cana-5594	239	1	this	this	DET
cana-5594	239	2	professional	professional	ADJ
cana-5594	239	3	analysis	analysis	NOUN
cana-5594	239	4	aids	aid	NOUN
cana-5594	239	5	researchers	researcher	NOUN
cana-5594	239	6	in	in	ADP
cana-5594	239	7	understanding	understand	VERB
cana-5594	239	8	the	the	DET
cana-5594	239	9	dynamics	dynamic	NOUN
cana-5594	239	10	of	of	ADP
cana-5594	239	11	aeps	aeps	ADJ
cana-5594	239	12	usage	usage	NOUN
cana-5594	239	13	and	and	CCONJ
cana-5594	239	14	the	the	DET
cana-5594	239	15	significance	significance	NOUN
cana-5594	239	16	of	of	ADP
cana-5594	239	17	fostering	foster	VERB
cana-5594	239	18	comprehensive	comprehensive	ADJ
cana-5594	239	19	awareness	awareness	NOUN
cana-5594	239	20	to	to	PART
cana-5594	239	21	enhance	enhance	VERB
cana-5594	239	22	secure	secure	ADJ
cana-5594	239	23	banking	banking	NOUN
cana-5594	239	24	practices	practice	NOUN
cana-5594	239	25	and	and	CCONJ
cana-5594	239	26	financial	financial	ADJ
cana-5594	239	27	inclusion	inclusion	NOUN
cana-5594	239	28	.	.	PUNCT
cana-5594	240	1	data	datum	NOUN
cana-5594	240	2	interpretation	interpretation	NOUN
cana-5594	240	3	table	table	NOUN
cana-5594	240	4	4	4	NUM
cana-5594	240	5	.	.	PUNCT
cana-5594	241	1	demographic	demographic	ADJ
cana-5594	241	2	details	detail	NOUN
cana-5594	241	3	of	of	ADP
cana-5594	241	4	respondents	respondent	NOUN
cana-5594	241	5	particular	particular	ADJ
cana-5594	241	6	number	number	NOUN
cana-5594	241	7	percentage	percentage	NOUN
cana-5594	241	8	gender	gender	NOUN
cana-5594	241	9	male	male	NOUN
cana-5594	241	10	312	312	NUM
cana-5594	241	11	51.57	51.57	NUM
cana-5594	241	12	%	%	NOUN
cana-5594	241	13	female	female	ADJ
cana-5594	241	14	293	293	NUM
cana-5594	241	15	48.43	48.43	NUM
cana-5594	241	16	%	%	NOUN
cana-5594	241	17	total	total	NOUN
cana-5594	241	18	605	605	NUM
cana-5594	241	19	100	100	NUM
cana-5594	241	20	%	%	NOUN
cana-5594	241	21	age	age	NOUN
cana-5594	241	22	below	below	ADP
cana-5594	241	23	18	18	NUM
cana-5594	241	24	years	year	NOUN
cana-5594	241	25	79	79	NUM
cana-5594	241	26	13.06	13.06	NUM
cana-5594	241	27	%	%	NOUN
cana-5594	241	28	communications	communication	NOUN
cana-5594	241	29	on	on	ADP
cana-5594	241	30	applied	apply	VERB
cana-5594	241	31	nonlinear	nonlinear	ADJ
cana-5594	241	32	analysis	analysis	NOUN
cana-5594	241	33	issn	issn	NOUN
cana-5594	241	34	:	:	PUNCT
cana-5594	241	35	1074	1074	NUM
cana-5594	241	36	-	-	PUNCT
cana-5594	241	37	133x	133x	NUM
cana-5594	241	38	vol	vol	NOUN
cana-5594	241	39	32	32	NUM
cana-5594	241	40	no	no	NOUN
cana-5594	241	41	.	.	PUNCT
cana-5594	242	1	icmasd	icmasd	NOUN
cana-5594	242	2	(	(	PUNCT
cana-5594	242	3	2025	2025	NUM
cana-5594	242	4	)	)	PUNCT
cana-5594	242	5	1938	1938	NUM
cana-5594	242	6	https://internationalpubls.com	https://internationalpubls.com	X
cana-5594	242	7	18	18	NUM
cana-5594	242	8	years	year	NOUN
cana-5594	242	9	36	36	NUM
cana-5594	242	10	years	year	NOUN
cana-5594	242	11	508	508	NUM
cana-5594	242	12	83.97	83.97	NUM
cana-5594	242	13	%	%	NOUN
cana-5594	242	14	37	37	NUM
cana-5594	242	15	years	year	NOUN
cana-5594	242	16	54	54	NUM
cana-5594	242	17	years	year	NOUN
cana-5594	242	18	18	18	NUM
cana-5594	242	19	2.98	2.98	NUM
cana-5594	242	20	%	%	NOUN
cana-5594	242	21	total	total	NOUN
cana-5594	242	22	605	605	NUM
cana-5594	242	23	100	100	NUM
cana-5594	242	24	%	%	NOUN
cana-5594	242	25	education	education	NOUN
cana-5594	242	26	up	up	ADP
cana-5594	242	27	to	to	ADP
cana-5594	242	28	10th	10th	ADJ
cana-5594	242	29	grade	grade	NOUN
cana-5594	242	30	44	44	NUM
cana-5594	242	31	7.27	7.27	NUM
cana-5594	242	32	%	%	NOUN
cana-5594	242	33	12th	12th	ADJ
cana-5594	242	34	grade	grade	NOUN
cana-5594	242	35	90	90	NUM
cana-5594	242	36	14.88	14.88	NUM
cana-5594	242	37	%	%	NOUN
cana-5594	242	38	undergraduate	undergraduate	NOUN
cana-5594	242	39	306	306	NUM
cana-5594	242	40	50.58	50.58	NUM
cana-5594	242	41	%	%	NOUN
cana-5594	242	42	post	post	NOUN
cana-5594	242	43	graduate	graduate	VERB
cana-5594	242	44	165	165	NUM
cana-5594	242	45	27.27	27.27	NUM
cana-5594	242	46	%	%	NOUN
cana-5594	242	47	total	total	NOUN
cana-5594	242	48	605	605	NUM
cana-5594	242	49	100	100	NUM
cana-5594	242	50	%	%	NOUN
cana-5594	242	51	occupation	occupation	NOUN
cana-5594	242	52	student	student	NOUN
cana-5594	242	53	529	529	NUM
cana-5594	242	54	87.44	87.44	NUM
cana-5594	242	55	%	%	NOUN
cana-5594	242	56	house	house	NOUN
cana-5594	242	57	wife	wife	NOUN
cana-5594	242	58	5	5	NUM
cana-5594	242	59	0.83	0.83	NUM
cana-5594	242	60	%	%	NOUN
cana-5594	242	61	business	business	NOUN
cana-5594	242	62	men	man	NOUN
cana-5594	242	63	9	9	NUM
cana-5594	242	64	1.49	1.49	NUM
cana-5594	242	65	%	%	NOUN
cana-5594	242	66	employed	employ	VERB
cana-5594	242	67	62	62	NUM
cana-5594	242	68	10.25	10.25	NUM
cana-5594	242	69	%	%	NOUN
cana-5594	242	70	total	total	NOUN
cana-5594	242	71	605	605	NUM
cana-5594	242	72	100	100	NUM
cana-5594	242	73	%	%	NOUN
cana-5594	242	74	relationship	relationship	NOUN
cana-5594	242	75	status	status	NOUN
cana-5594	242	76	married	marry	VERB
cana-5594	242	77	60	60	NUM
cana-5594	242	78	9.92	9.92	NUM
cana-5594	242	79	%	%	NOUN
cana-5594	242	80	unmarried	unmarried	ADJ
cana-5594	242	81	545	545	NUM
cana-5594	242	82	90.08	90.08	NUM
cana-5594	242	83	%	%	NOUN
cana-5594	242	84	total	total	NOUN
cana-5594	242	85	605	605	NUM
cana-5594	242	86	100	100	NUM
cana-5594	242	87	%	%	NOUN
cana-5594	242	88	awareness	awareness	NOUN
cana-5594	242	89	of	of	ADP
cana-5594	242	90	aadhaar	aadhaar	NOUN
cana-5594	242	91	enabled	enable	VERB
cana-5594	242	92	payment	payment	NOUN
cana-5594	242	93	system	system	NOUN
cana-5594	242	94	among	among	ADP
cana-5594	242	95	respondents	respondent	NOUN
cana-5594	242	96	table	table	NOUN
cana-5594	242	97	4	4	NUM
cana-5594	242	98	represent	represent	VERB
cana-5594	242	99	the	the	DET
cana-5594	242	100	out	out	ADP
cana-5594	242	101	of	of	ADP
cana-5594	242	102	650	650	NUM
cana-5594	242	103	respondents	respondent	NOUN
cana-5594	242	104	,	,	PUNCT
cana-5594	242	105	51.57	51.57	NUM
cana-5594	242	106	%	%	NOUN
cana-5594	242	107	of	of	ADP
cana-5594	242	108	males	male	NOUN
cana-5594	242	109	and	and	CCONJ
cana-5594	242	110	48.43	48.43	NUM
cana-5594	242	111	%	%	NOUN
cana-5594	242	112	of	of	ADP
cana-5594	242	113	females	female	NOUN
cana-5594	242	114	are	be	AUX
cana-5594	242	115	aware	aware	ADJ
cana-5594	242	116	of	of	ADP
cana-5594	242	117	aadhaar	aadhaar	NOUN
cana-5594	242	118	enabled	enable	VERB
cana-5594	242	119	payment	payment	NOUN
cana-5594	242	120	system	system	NOUN
cana-5594	242	121	(	(	PUNCT
cana-5594	242	122	aeps	aeps	ADJ
cana-5594	242	123	)	)	PUNCT
cana-5594	242	124	services	service	NOUN
cana-5594	242	125	,	,	PUNCT
cana-5594	242	126	with	with	ADP
cana-5594	242	127	males	male	NOUN
cana-5594	242	128	being	be	AUX
cana-5594	242	129	more	more	ADV
cana-5594	242	130	aware	aware	ADJ
cana-5594	242	131	.	.	PUNCT
cana-5594	243	1	among	among	ADP
cana-5594	243	2	age	age	NOUN
cana-5594	243	3	groups	group	NOUN
cana-5594	243	4	,	,	PUNCT
cana-5594	243	5	13.06	13.06	NUM
cana-5594	243	6	%	%	NOUN
cana-5594	243	7	are	be	AUX
cana-5594	243	8	below	below	ADP
cana-5594	243	9	18	18	NUM
cana-5594	243	10	,	,	PUNCT
cana-5594	243	11	83.97	83.97	NUM
cana-5594	243	12	%	%	NOUN
cana-5594	243	13	are	be	AUX
cana-5594	243	14	18	18	NUM
cana-5594	243	15	-	-	SYM
cana-5594	243	16	36	36	NUM
cana-5594	243	17	years	year	NOUN
cana-5594	243	18	,	,	PUNCT
cana-5594	243	19	and	and	CCONJ
cana-5594	243	20	2.98	2.98	NUM
cana-5594	243	21	%	%	NOUN
cana-5594	243	22	are	be	AUX
cana-5594	243	23	37	37	NUM
cana-5594	243	24	-	-	SYM
cana-5594	243	25	54	54	NUM
cana-5594	243	26	years	year	NOUN
cana-5594	243	27	,	,	PUNCT
cana-5594	243	28	with	with	ADP
cana-5594	243	29	the	the	DET
cana-5594	243	30	18	18	NUM
cana-5594	243	31	-	-	SYM
cana-5594	243	32	36	36	NUM
cana-5594	243	33	group	group	NOUN
cana-5594	243	34	being	be	AUX
cana-5594	243	35	communications	communication	NOUN
cana-5594	243	36	on	on	ADP
cana-5594	243	37	applied	apply	VERB
cana-5594	243	38	nonlinear	nonlinear	ADJ
cana-5594	243	39	analysis	analysis	NOUN
cana-5594	243	40	issn	issn	NOUN
cana-5594	243	41	:	:	PUNCT
cana-5594	243	42	1074	1074	NUM
cana-5594	243	43	-	-	PUNCT
cana-5594	243	44	133x	133x	NUM
cana-5594	243	45	vol	vol	NOUN
cana-5594	243	46	32	32	NUM
cana-5594	243	47	no	no	NOUN
cana-5594	243	48	.	.	PUNCT
cana-5594	244	1	icmasd	icmasd	NOUN
cana-5594	244	2	(	(	PUNCT
cana-5594	244	3	2025	2025	NUM
cana-5594	244	4	)	)	PUNCT
cana-5594	244	5	1939	1939	NUM
cana-5594	244	6	https://internationalpubls.com	https://internationalpubls.com	X
cana-5594	245	1	the	the	DET
cana-5594	245	2	most	most	ADV
cana-5594	245	3	aware	aware	ADJ
cana-5594	245	4	.	.	PUNCT
cana-5594	246	1	in	in	ADP
cana-5594	246	2	terms	term	NOUN
cana-5594	246	3	of	of	ADP
cana-5594	246	4	education	education	NOUN
cana-5594	246	5	,	,	PUNCT
cana-5594	246	6	7.27	7.27	NUM
cana-5594	246	7	%	%	NOUN
cana-5594	246	8	have	have	VERB
cana-5594	246	9	up	up	ADP
cana-5594	246	10	to	to	ADP
cana-5594	246	11	a	a	DET
cana-5594	246	12	10th	10th	ADJ
cana-5594	246	13	-	-	PUNCT
cana-5594	246	14	grade	grade	NOUN
cana-5594	246	15	education	education	NOUN
cana-5594	246	16	,	,	PUNCT
cana-5594	246	17	14.88	14.88	NUM
cana-5594	246	18	%	%	NOUN
cana-5594	246	19	have	have	VERB
cana-5594	246	20	a	a	DET
cana-5594	246	21	12thgrade	12thgrade	NUM
cana-5594	246	22	education	education	NOUN
cana-5594	246	23	,	,	PUNCT
cana-5594	246	24	50.58	50.58	NUM
cana-5594	246	25	%	%	NOUN
cana-5594	246	26	are	be	AUX
cana-5594	246	27	undergraduates	undergraduate	NOUN
cana-5594	246	28	,	,	PUNCT
cana-5594	246	29	and	and	CCONJ
cana-5594	246	30	27.27	27.27	NUM
cana-5594	246	31	%	%	NOUN
cana-5594	246	32	are	be	AUX
cana-5594	246	33	postgraduates	postgraduate	NOUN
cana-5594	246	34	,	,	PUNCT
cana-5594	246	35	with	with	ADP
cana-5594	246	36	undergraduates	undergraduate	NOUN
cana-5594	246	37	being	be	AUX
cana-5594	246	38	the	the	DET
cana-5594	246	39	most	most	ADV
cana-5594	246	40	aware	aware	ADJ
cana-5594	246	41	.	.	PUNCT
cana-5594	247	1	occupation	occupation	NOUN
cana-5594	247	2	-	-	PUNCT
cana-5594	247	3	wise	wise	ADJ
cana-5594	247	4	,	,	PUNCT
cana-5594	247	5	87.44	87.44	NUM
cana-5594	247	6	%	%	NOUN
cana-5594	247	7	are	be	AUX
cana-5594	247	8	students	student	NOUN
cana-5594	247	9	,	,	PUNCT
cana-5594	247	10	0.83	0.83	NUM
cana-5594	247	11	%	%	NOUN
cana-5594	247	12	housewives	housewife	NOUN
cana-5594	247	13	,	,	PUNCT
cana-5594	247	14	1.49	1.49	NUM
cana-5594	247	15	%	%	NOUN
cana-5594	247	16	businessmen	businessman	NOUN
cana-5594	247	17	,	,	PUNCT
cana-5594	247	18	and	and	CCONJ
cana-5594	247	19	10.25	10.25	NUM
cana-5594	247	20	%	%	NOUN
cana-5594	247	21	employed	employ	VERB
cana-5594	247	22	,	,	PUNCT
cana-5594	247	23	with	with	ADP
cana-5594	247	24	students	student	NOUN
cana-5594	247	25	being	be	AUX
cana-5594	247	26	the	the	DET
cana-5594	247	27	most	most	ADV
cana-5594	247	28	aware	aware	ADJ
cana-5594	247	29	.	.	PUNCT
cana-5594	248	1	marital	marital	ADJ
cana-5594	248	2	status	status	NOUN
cana-5594	248	3	shows	show	VERB
cana-5594	248	4	9.92	9.92	NUM
cana-5594	248	5	%	%	NOUN
cana-5594	248	6	married	married	ADJ
cana-5594	248	7	and	and	CCONJ
cana-5594	248	8	90.08	90.08	NUM
cana-5594	248	9	%	%	NOUN
cana-5594	248	10	unmarried	unmarried	ADJ
cana-5594	248	11	,	,	PUNCT
cana-5594	248	12	with	with	ADP
cana-5594	248	13	unmarried	unmarried	ADJ
cana-5594	248	14	respondents	respondent	NOUN
cana-5594	248	15	being	be	AUX
cana-5594	248	16	more	more	ADV
cana-5594	248	17	aware	aware	ADJ
cana-5594	248	18	of	of	ADP
cana-5594	248	19	aeps	aeps	ADJ
cana-5594	248	20	services	service	NOUN
cana-5594	248	21	.	.	PUNCT
cana-5594	249	1	figure	figure	NOUN
cana-5594	249	2	9	9	NUM
cana-5594	249	3	.	.	PUNCT
cana-5594	249	4	model	model	NOUN
cana-5594	249	5	testing	testing	NOUN
cana-5594	249	6	table	table	NOUN
cana-5594	249	7	5	5	NUM
cana-5594	249	8	.	.	PUNCT
cana-5594	249	9	discriminant	discriminant	ADJ
cana-5594	249	10	validity	validity	NOUN
cana-5594	249	11	–	–	PUNCT
cana-5594	249	12	heterotrait	heterotrait	VERB
cana-5594	250	1	monotrait	monotrait	PROPN
cana-5594	250	2	ratio	ratio	PROPN
cana-5594	250	3	(	(	PUNCT
cana-5594	250	4	htmt	htmt	PROPN
cana-5594	250	5	)	)	PUNCT
cana-5594	250	6	–	–	PUNCT
cana-5594	250	7	matrix	matrix	NOUN
cana-5594	250	8	abgs	abgs	NOUN
cana-5594	250	9	aepssa	aepssa	PROPN
cana-5594	250	10	oladl	oladl	PROPN
cana-5594	250	11	ptua	ptua	PROPN
cana-5594	250	12	abgs	abgs	NOUN
cana-5594	250	13	aepssa	aepssa	PROPN
cana-5594	250	14	0.775	0.775	NUM
cana-5594	250	15	oladl	oladl	VERB
cana-5594	250	16	0.789	0.789	NUM
cana-5594	250	17	0.73	0.73	NUM
cana-5594	250	18	ptua	ptua	NOUN
cana-5594	250	19	0.662	0.662	NUM
cana-5594	250	20	0.66	0.66	NUM
cana-5594	250	21	0.731	0.731	NUM
cana-5594	250	22	table	table	NOUN
cana-5594	250	23	6	6	NUM
cana-5594	250	24	discriminant	discriminant	NOUN
cana-5594	250	25	validity	validity	NOUN
cana-5594	250	26	is	be	AUX
cana-5594	250	27	essential	essential	ADJ
cana-5594	250	28	in	in	ADP
cana-5594	250	29	psychometric	psychometric	ADJ
cana-5594	250	30	analysis	analysis	NOUN
cana-5594	250	31	to	to	PART
cana-5594	250	32	confirm	confirm	VERB
cana-5594	250	33	that	that	SCONJ
cana-5594	250	34	constructs	construct	NOUN
cana-5594	250	35	in	in	ADP
cana-5594	250	36	a	a	DET
cana-5594	250	37	study	study	NOUN
cana-5594	250	38	are	be	AUX
cana-5594	250	39	distinct	distinct	ADJ
cana-5594	250	40	.	.	PUNCT
cana-5594	251	1	the	the	DET
cana-5594	251	2	heterotrait	heterotrait	NOUN
cana-5594	251	3	-	-	PUNCT
cana-5594	251	4	monotrait	monotrait	NOUN
cana-5594	251	5	ratio	ratio	NOUN
cana-5594	251	6	(	(	PUNCT
cana-5594	251	7	htmt	htmt	PROPN
cana-5594	251	8	)	)	PUNCT
cana-5594	251	9	is	be	AUX
cana-5594	251	10	a	a	DET
cana-5594	251	11	robust	robust	ADJ
cana-5594	251	12	method	method	NOUN
cana-5594	251	13	to	to	PART
cana-5594	251	14	assess	assess	VERB
cana-5594	251	15	this	this	DET
cana-5594	251	16	validity	validity	NOUN
cana-5594	251	17	,	,	PUNCT
cana-5594	251	18	communications	communication	NOUN
cana-5594	251	19	on	on	ADP
cana-5594	251	20	applied	apply	VERB
cana-5594	251	21	nonlinear	nonlinear	ADJ
cana-5594	251	22	analysis	analysis	NOUN
cana-5594	251	23	issn	issn	NOUN
cana-5594	251	24	:	:	PUNCT
cana-5594	251	25	1074	1074	NUM
cana-5594	251	26	-	-	PUNCT
cana-5594	251	27	133x	133x	NUM
cana-5594	251	28	vol	vol	NOUN
cana-5594	251	29	32	32	NUM
cana-5594	251	30	no	no	NOUN
cana-5594	251	31	.	.	PUNCT
cana-5594	252	1	icmasd	icmasd	NOUN
cana-5594	252	2	(	(	PUNCT
cana-5594	252	3	2025	2025	NUM
cana-5594	252	4	)	)	PUNCT
cana-5594	252	5	1940	1940	NUM
cana-5594	252	6	https://internationalpubls.com	https://internationalpubls.com	X
cana-5594	252	7	comparing	compare	VERB
cana-5594	252	8	correlations	correlation	NOUN
cana-5594	252	9	between	between	ADP
cana-5594	252	10	items	item	NOUN
cana-5594	252	11	across	across	ADP
cana-5594	252	12	constructs	construct	NOUN
cana-5594	252	13	(	(	PUNCT
cana-5594	252	14	heterotrait	heterotrait	PROPN
cana-5594	252	15	)	)	PUNCT
cana-5594	252	16	with	with	ADP
cana-5594	252	17	those	those	PRON
cana-5594	252	18	within	within	ADP
cana-5594	252	19	the	the	DET
cana-5594	252	20	same	same	ADJ
cana-5594	252	21	construct	construct	NOUN
cana-5594	252	22	(	(	PUNCT
cana-5594	252	23	monotrait	monotrait	NOUN
cana-5594	252	24	)	)	PUNCT
cana-5594	252	25	.	.	PUNCT
cana-5594	253	1	a	a	DET
cana-5594	253	2	well	well	ADV
cana-5594	253	3	-	-	PUNCT
cana-5594	253	4	constructed	construct	VERB
cana-5594	253	5	htmt	htmt	NOUN
cana-5594	253	6	matrix	matrix	NOUN
cana-5594	253	7	provides	provide	VERB
cana-5594	253	8	an	an	DET
cana-5594	253	9	overview	overview	NOUN
cana-5594	253	10	of	of	ADP
cana-5594	253	11	these	these	DET
cana-5594	253	12	relationships	relationship	NOUN
cana-5594	253	13	.	.	PUNCT
cana-5594	254	1	in	in	ADP
cana-5594	254	2	the	the	DET
cana-5594	254	3	matrix	matrix	NOUN
cana-5594	254	4	provided	provide	VERB
cana-5594	254	5	,	,	PUNCT
cana-5594	254	6	four	four	NUM
cana-5594	254	7	constructs	construct	NOUN
cana-5594	254	8	—	—	PUNCT
cana-5594	254	9	abgs	abgs	NOUN
cana-5594	254	10	,	,	PUNCT
cana-5594	254	11	aepssa	aepssa	NOUN
cana-5594	254	12	,	,	PUNCT
cana-5594	254	13	oladl	oladl	NOUN
cana-5594	254	14	,	,	PUNCT
cana-5594	254	15	and	and	CCONJ
cana-5594	254	16	ptua	ptua	PROPN
cana-5594	254	17	—	—	PUNCT
cana-5594	254	18	are	be	AUX
cana-5594	254	19	analysed	analyse	VERB
cana-5594	254	20	.	.	PUNCT
cana-5594	255	1	htmt	htmt	NOUN
cana-5594	255	2	values	value	NOUN
cana-5594	255	3	between	between	ADP
cana-5594	255	4	constructs	construct	NOUN
cana-5594	255	5	are	be	AUX
cana-5594	255	6	below	below	ADP
cana-5594	255	7	the	the	DET
cana-5594	255	8	common	common	ADJ
cana-5594	255	9	threshold	threshold	NOUN
cana-5594	255	10	of	of	ADP
cana-5594	255	11	0.85	0.85	NUM
cana-5594	255	12	or	or	CCONJ
cana-5594	255	13	0.90	0.90	NUM
cana-5594	255	14	,	,	PUNCT
cana-5594	255	15	confirming	confirm	VERB
cana-5594	255	16	discriminant	discriminant	ADJ
cana-5594	255	17	validity	validity	NOUN
cana-5594	255	18	.	.	PUNCT
cana-5594	256	1	for	for	ADP
cana-5594	256	2	instance	instance	NOUN
cana-5594	256	3	,	,	PUNCT
cana-5594	256	4	the	the	DET
cana-5594	256	5	htmt	htmt	NOUN
cana-5594	256	6	value	value	NOUN
cana-5594	256	7	between	between	ADP
cana-5594	256	8	abgs	abgs	NOUN
cana-5594	256	9	and	and	CCONJ
cana-5594	256	10	aepssa	aepssa	NOUN
cana-5594	256	11	is	be	AUX
cana-5594	256	12	0.775	0.775	NUM
cana-5594	256	13	,	,	PUNCT
cana-5594	256	14	indicating	indicate	VERB
cana-5594	256	15	a	a	DET
cana-5594	256	16	moderate	moderate	ADJ
cana-5594	256	17	and	and	CCONJ
cana-5594	256	18	distinct	distinct	ADJ
cana-5594	256	19	relationship	relationship	NOUN
cana-5594	256	20	.	.	PUNCT
cana-5594	257	1	similarly	similarly	ADV
cana-5594	257	2	,	,	PUNCT
cana-5594	257	3	abgs	abgs	NOUN
cana-5594	257	4	shows	show	VERB
cana-5594	257	5	correlations	correlation	NOUN
cana-5594	257	6	of	of	ADP
cana-5594	257	7	0.789	0.789	NUM
cana-5594	257	8	with	with	ADP
cana-5594	257	9	oladl	oladl	NOUN
cana-5594	257	10	and	and	CCONJ
cana-5594	257	11	0.662	0.662	NUM
cana-5594	257	12	with	with	ADP
cana-5594	257	13	ptua	ptua	NOUN
cana-5594	257	14	,	,	PUNCT
cana-5594	257	15	both	both	CCONJ
cana-5594	257	16	within	within	ADP
cana-5594	257	17	acceptable	acceptable	ADJ
cana-5594	257	18	limits	limit	NOUN
cana-5594	257	19	.	.	PUNCT
cana-5594	258	1	aepssa	aepssa	NOUN
cana-5594	258	2	correlates	correlate	VERB
cana-5594	258	3	at	at	ADP
cana-5594	258	4	0.73	0.73	NUM
cana-5594	258	5	with	with	ADP
cana-5594	258	6	oladl	oladl	NOUN
cana-5594	258	7	and	and	CCONJ
cana-5594	258	8	0.66	0.66	NUM
cana-5594	258	9	with	with	ADP
cana-5594	258	10	ptua	ptua	NOUN
cana-5594	258	11	,	,	PUNCT
cana-5594	258	12	while	while	SCONJ
cana-5594	258	13	the	the	DET
cana-5594	258	14	htmt	htmt	NOUN
cana-5594	258	15	value	value	NOUN
cana-5594	258	16	between	between	ADP
cana-5594	258	17	oladl	oladl	NOUN
cana-5594	258	18	and	and	CCONJ
cana-5594	258	19	ptua	ptua	PROPN
cana-5594	258	20	is	be	AUX
cana-5594	258	21	0.731	0.731	NUM
cana-5594	258	22	.	.	PUNCT
cana-5594	259	1	these	these	DET
cana-5594	259	2	values	value	NOUN
cana-5594	259	3	demonstrate	demonstrate	VERB
cana-5594	259	4	that	that	SCONJ
cana-5594	259	5	the	the	DET
cana-5594	259	6	constructs	construct	NOUN
cana-5594	259	7	are	be	AUX
cana-5594	259	8	sufficiently	sufficiently	ADV
cana-5594	259	9	distinct	distinct	ADJ
cana-5594	259	10	,	,	PUNCT
cana-5594	259	11	ensuring	ensure	VERB
cana-5594	259	12	reliability	reliability	NOUN
cana-5594	259	13	in	in	ADP
cana-5594	259	14	the	the	DET
cana-5594	259	15	study	study	NOUN
cana-5594	259	16	.	.	PUNCT
cana-5594	260	1	discriminant	discriminant	ADJ
cana-5594	260	2	validity	validity	NOUN
cana-5594	260	3	enhances	enhance	VERB
cana-5594	260	4	the	the	DET
cana-5594	260	5	clarity	clarity	NOUN
cana-5594	260	6	of	of	ADP
cana-5594	260	7	research	research	NOUN
cana-5594	260	8	findings	finding	NOUN
cana-5594	260	9	by	by	ADP
cana-5594	260	10	confirming	confirm	VERB
cana-5594	260	11	that	that	SCONJ
cana-5594	260	12	each	each	DET
cana-5594	260	13	construct	construct	NOUN
cana-5594	260	14	represents	represent	VERB
cana-5594	260	15	a	a	DET
cana-5594	260	16	unique	unique	ADJ
cana-5594	260	17	theoretical	theoretical	ADJ
cana-5594	260	18	concept	concept	NOUN
cana-5594	260	19	.	.	PUNCT
cana-5594	261	1	using	use	VERB
cana-5594	261	2	htmt	htmt	NOUN
cana-5594	261	3	analysis	analysis	NOUN
cana-5594	261	4	,	,	PUNCT
cana-5594	261	5	researchers	researcher	NOUN
cana-5594	261	6	can	can	AUX
cana-5594	261	7	strengthen	strengthen	VERB
cana-5594	261	8	the	the	DET
cana-5594	261	9	validity	validity	NOUN
cana-5594	261	10	of	of	ADP
cana-5594	261	11	their	their	PRON
cana-5594	261	12	models	model	NOUN
cana-5594	261	13	,	,	PUNCT
cana-5594	261	14	ensuring	ensure	VERB
cana-5594	261	15	their	their	PRON
cana-5594	261	16	conclusions	conclusion	NOUN
cana-5594	261	17	are	be	AUX
cana-5594	261	18	robust	robust	ADJ
cana-5594	261	19	and	and	CCONJ
cana-5594	261	20	theoretically	theoretically	ADV
cana-5594	261	21	sound	sound	ADJ
cana-5594	261	22	.	.	PUNCT
cana-5594	261	23	table	table	NOUN
cana-5594	261	24	6	6	NUM
cana-5594	261	25	.	.	PUNCT
cana-5594	261	26	construct	construct	VERB
cana-5594	261	27	reliability	reliability	NOUN
cana-5594	261	28	and	and	CCONJ
cana-5594	261	29	validity	validity	NOUN
cana-5594	261	30	construct	construct	VERB
cana-5594	261	31	reliability	reliability	NOUN
cana-5594	261	32	and	and	CCONJ
cana-5594	261	33	validity	validity	NOUN
cana-5594	261	34	overview	overview	NOUN
cana-5594	261	35	cronbach	cronbach	NOUN
cana-5594	261	36	's	's	PART
cana-5594	261	37	alpha	alpha	ADJ
cana-5594	261	38	composite	composite	ADJ
cana-5594	261	39	reliability	reliability	NOUN
cana-5594	261	40	(	(	PUNCT
cana-5594	261	41	rho_a	rho_a	NOUN
cana-5594	261	42	)	)	PUNCT
cana-5594	262	1	composite	composite	ADJ
cana-5594	262	2	reliability	reliability	NOUN
cana-5594	262	3	(	(	PUNCT
cana-5594	262	4	rho_c	rho_c	NOUN
cana-5594	262	5	)	)	PUNCT
cana-5594	262	6	average	average	ADJ
cana-5594	262	7	variance	variance	NOUN
cana-5594	262	8	extracted	extract	VERB
cana-5594	262	9	(	(	PUNCT
cana-5594	262	10	ave	ave	NOUN
cana-5594	262	11	)	)	PUNCT
cana-5594	262	12	abgs	abgs	NOUN
cana-5594	262	13	0.909	0.909	NUM
cana-5594	262	14	0.912	0.912	NUM
cana-5594	262	15	0.927	0.927	NUM
cana-5594	262	16	0.613	0.613	NUM
cana-5594	262	17	aepssa	aepssa	NOUN
cana-5594	262	18	0.822	0.822	NUM
cana-5594	262	19	0.877	0.877	NUM
cana-5594	262	20	0.869	0.869	NUM
cana-5594	262	21	0.571	0.571	NUM
cana-5594	262	22	oladl	oladl	NOUN
cana-5594	262	23	0.708	0.708	NUM
cana-5594	262	24	0.733	0.733	NUM
cana-5594	262	25	0.838	0.838	NUM
cana-5594	262	26	0.635	0.635	NUM
cana-5594	262	27	ptua	ptua	NOUN
cana-5594	262	28	0.935	0.935	NUM
cana-5594	262	29	0.935	0.935	NUM
cana-5594	262	30	0.953	0.953	NUM
cana-5594	262	31	0.836	0.836	NUM
cana-5594	262	32	table	table	NOUN
cana-5594	262	33	6	6	NUM
cana-5594	262	34	construct	construct	NOUN
cana-5594	262	35	reliability	reliability	NOUN
cana-5594	262	36	and	and	CCONJ
cana-5594	262	37	validity	validity	NOUN
cana-5594	262	38	are	be	AUX
cana-5594	262	39	crucial	crucial	ADJ
cana-5594	262	40	in	in	ADP
cana-5594	262	41	evaluating	evaluate	VERB
cana-5594	262	42	the	the	DET
cana-5594	262	43	robustness	robustness	NOUN
cana-5594	262	44	and	and	CCONJ
cana-5594	262	45	precision	precision	NOUN
cana-5594	262	46	of	of	ADP
cana-5594	262	47	measurement	measurement	NOUN
cana-5594	262	48	models	model	NOUN
cana-5594	262	49	.	.	PUNCT
cana-5594	263	1	key	key	ADJ
cana-5594	263	2	indicators	indicator	NOUN
cana-5594	263	3	such	such	ADJ
cana-5594	263	4	as	as	ADP
cana-5594	263	5	cronbach	cronbach	NOUN
cana-5594	263	6	’s	’s	PART
cana-5594	263	7	alpha	alpha	NOUN
cana-5594	263	8	,	,	PUNCT
cana-5594	263	9	composite	composite	ADJ
cana-5594	263	10	reliability	reliability	NOUN
cana-5594	263	11	(	(	PUNCT
cana-5594	263	12	rho_a	rho_a	NOUN
cana-5594	263	13	and	and	CCONJ
cana-5594	263	14	rho_c	rho_c	NOUN
cana-5594	263	15	)	)	PUNCT
cana-5594	263	16	,	,	PUNCT
cana-5594	263	17	and	and	CCONJ
cana-5594	263	18	average	average	ADJ
cana-5594	263	19	variance	variance	NOUN
cana-5594	263	20	extracted	extract	VERB
cana-5594	263	21	(	(	PUNCT
cana-5594	263	22	ave	ave	NOUN
cana-5594	263	23	)	)	PUNCT
cana-5594	263	24	provide	provide	VERB
cana-5594	263	25	insights	insight	NOUN
cana-5594	263	26	into	into	ADP
cana-5594	263	27	the	the	DET
cana-5594	263	28	internal	internal	ADJ
cana-5594	263	29	consistency	consistency	NOUN
cana-5594	263	30	,	,	PUNCT
cana-5594	263	31	reliability	reliability	NOUN
cana-5594	263	32	,	,	PUNCT
cana-5594	263	33	and	and	CCONJ
cana-5594	263	34	convergent	convergent	ADJ
cana-5594	263	35	validity	validity	NOUN
cana-5594	263	36	of	of	ADP
cana-5594	263	37	constructs	construct	NOUN
cana-5594	263	38	.	.	PUNCT
cana-5594	264	1	in	in	ADP
cana-5594	264	2	the	the	DET
cana-5594	264	3	provided	provide	VERB
cana-5594	264	4	data	datum	NOUN
cana-5594	264	5	,	,	PUNCT
cana-5594	264	6	all	all	PRON
cana-5594	264	7	constructs	construct	NOUN
cana-5594	264	8	—	—	PUNCT
cana-5594	264	9	abgs	abgs	NOUN
cana-5594	264	10	,	,	PUNCT
cana-5594	264	11	aepssa	aepssa	NOUN
cana-5594	264	12	,	,	PUNCT
cana-5594	264	13	oladl	oladl	NOUN
cana-5594	264	14	,	,	PUNCT
cana-5594	264	15	and	and	CCONJ
cana-5594	264	16	ptua	ptua	PROPN
cana-5594	264	17	—	—	PUNCT
cana-5594	264	18	demonstrate	demonstrate	VERB
cana-5594	264	19	acceptable	acceptable	ADJ
cana-5594	264	20	reliability	reliability	NOUN
cana-5594	264	21	and	and	CCONJ
cana-5594	264	22	validity	validity	NOUN
cana-5594	264	23	.	.	PUNCT
cana-5594	265	1	cronbach	cronbach	PROPN
cana-5594	265	2	’s	’s	PART
cana-5594	265	3	alpha	alpha	NOUN
cana-5594	265	4	values	value	NOUN
cana-5594	265	5	for	for	ADP
cana-5594	265	6	all	all	DET
cana-5594	265	7	constructs	construct	NOUN
cana-5594	265	8	exceed	exceed	VERB
cana-5594	265	9	the	the	DET
cana-5594	265	10	commonly	commonly	ADV
cana-5594	265	11	accepted	accept	VERB
cana-5594	265	12	threshold	threshold	NOUN
cana-5594	265	13	of	of	ADP
cana-5594	265	14	0.70	0.70	NUM
cana-5594	265	15	,	,	PUNCT
cana-5594	265	16	indicating	indicate	VERB
cana-5594	265	17	strong	strong	ADJ
cana-5594	265	18	internal	internal	ADJ
cana-5594	265	19	consistency	consistency	NOUN
cana-5594	265	20	.	.	PUNCT
cana-5594	266	1	composite	composite	ADJ
cana-5594	266	2	reliability	reliability	NOUN
cana-5594	266	3	(	(	PUNCT
cana-5594	266	4	rho_c	rho_c	NOUN
cana-5594	266	5	)	)	PUNCT
cana-5594	266	6	values	value	NOUN
cana-5594	266	7	also	also	ADV
cana-5594	266	8	surpass	surpass	VERB
cana-5594	266	9	the	the	DET
cana-5594	266	10	recommended	recommend	VERB
cana-5594	266	11	benchmark	benchmark	NOUN
cana-5594	266	12	of	of	ADP
cana-5594	266	13	0.70	0.70	NUM
cana-5594	266	14	,	,	PUNCT
cana-5594	266	15	confirming	confirm	VERB
cana-5594	266	16	that	that	SCONJ
cana-5594	266	17	the	the	DET
cana-5594	266	18	constructs	construct	NOUN
cana-5594	266	19	are	be	AUX
cana-5594	266	20	reliably	reliably	ADV
cana-5594	266	21	measured	measure	VERB
cana-5594	266	22	.	.	PUNCT
cana-5594	267	1	for	for	ADP
cana-5594	267	2	instance	instance	NOUN
cana-5594	267	3	,	,	PUNCT
cana-5594	267	4	abgs	abgs	NOUN
cana-5594	267	5	has	have	VERB
cana-5594	267	6	a	a	DET
cana-5594	267	7	rho_c	rho_c	NOUN
cana-5594	267	8	of	of	ADP
cana-5594	267	9	0.927	0.927	NUM
cana-5594	267	10	,	,	PUNCT
cana-5594	267	11	and	and	CCONJ
cana-5594	267	12	ptua	ptua	PROPN
cana-5594	267	13	shows	show	VERB
cana-5594	267	14	an	an	DET
cana-5594	267	15	even	even	ADV
cana-5594	267	16	higher	high	ADJ
cana-5594	267	17	value	value	NOUN
cana-5594	267	18	of	of	ADP
cana-5594	267	19	0.953	0.953	NUM
cana-5594	267	20	,	,	PUNCT
cana-5594	267	21	reflecting	reflect	VERB
cana-5594	267	22	excellent	excellent	ADJ
cana-5594	267	23	reliability	reliability	NOUN
cana-5594	267	24	.	.	PUNCT
cana-5594	268	1	convergent	convergent	ADJ
cana-5594	268	2	validity	validity	NOUN
cana-5594	268	3	is	be	AUX
cana-5594	268	4	assessed	assess	VERB
cana-5594	268	5	using	use	VERB
cana-5594	268	6	ave	ave	PROPN
cana-5594	268	7	,	,	PUNCT
cana-5594	268	8	with	with	ADP
cana-5594	268	9	a	a	DET
cana-5594	268	10	threshold	threshold	NOUN
cana-5594	268	11	of	of	ADP
cana-5594	268	12	0.50	0.50	NUM
cana-5594	268	13	.	.	PUNCT
cana-5594	269	1	all	all	DET
cana-5594	269	2	constructs	construct	NOUN
cana-5594	269	3	meet	meet	VERB
cana-5594	269	4	this	this	DET
cana-5594	269	5	criterion	criterion	NOUN
cana-5594	269	6	,	,	PUNCT
cana-5594	269	7	suggesting	suggest	VERB
cana-5594	269	8	that	that	SCONJ
cana-5594	269	9	more	more	ADJ
cana-5594	269	10	than	than	ADP
cana-5594	269	11	half	half	NOUN
cana-5594	269	12	of	of	ADP
cana-5594	269	13	the	the	DET
cana-5594	269	14	variance	variance	NOUN
cana-5594	269	15	in	in	ADP
cana-5594	269	16	their	their	PRON
cana-5594	269	17	items	item	NOUN
cana-5594	269	18	is	be	AUX
cana-5594	269	19	explained	explain	VERB
cana-5594	269	20	by	by	ADP
cana-5594	269	21	the	the	DET
cana-5594	269	22	latent	latent	NOUN
cana-5594	269	23	construct	construct	NOUN
cana-5594	269	24	.	.	PUNCT
cana-5594	270	1	ptua	ptua	PROPN
cana-5594	270	2	,	,	PUNCT
cana-5594	270	3	in	in	ADP
cana-5594	270	4	particular	particular	ADJ
cana-5594	270	5	,	,	PUNCT
cana-5594	270	6	demonstrates	demonstrate	VERB
cana-5594	270	7	outstanding	outstanding	ADJ
cana-5594	270	8	validity	validity	NOUN
cana-5594	270	9	with	with	ADP
cana-5594	270	10	an	an	DET
cana-5594	270	11	ave	ave	NOUN
cana-5594	270	12	of	of	ADP
cana-5594	270	13	0.836	0.836	NUM
cana-5594	270	14	.	.	PUNCT
cana-5594	271	1	while	while	SCONJ
cana-5594	271	2	abgs	abgs	NOUN
cana-5594	271	3	and	and	CCONJ
cana-5594	271	4	aepssa	aepssa	PROPN
cana-5594	271	5	have	have	VERB
cana-5594	271	6	aves	ave	NOUN
cana-5594	271	7	closer	close	ADV
cana-5594	271	8	to	to	ADP
cana-5594	271	9	the	the	DET
cana-5594	271	10	minimum	minimum	ADJ
cana-5594	271	11	threshold	threshold	NOUN
cana-5594	271	12	(	(	PUNCT
cana-5594	271	13	0.613	0.613	NUM
cana-5594	271	14	and	and	CCONJ
cana-5594	271	15	0.571	0.571	NUM
cana-5594	271	16	,	,	PUNCT
cana-5594	271	17	respectively	respectively	ADV
cana-5594	271	18	)	)	PUNCT
cana-5594	271	19	,	,	PUNCT
cana-5594	271	20	they	they	PRON
cana-5594	271	21	still	still	ADV
cana-5594	271	22	indicate	indicate	VERB
cana-5594	271	23	acceptable	acceptable	ADJ
cana-5594	271	24	convergent	convergent	NOUN
cana-5594	271	25	validity	validity	NOUN
cana-5594	271	26	.	.	PUNCT
cana-5594	272	1	communications	communication	NOUN
cana-5594	272	2	on	on	ADP
cana-5594	272	3	applied	apply	VERB
cana-5594	272	4	nonlinear	nonlinear	ADJ
cana-5594	272	5	analysis	analysis	NOUN
cana-5594	272	6	issn	issn	NOUN
cana-5594	272	7	:	:	PUNCT
cana-5594	272	8	1074	1074	NUM
cana-5594	272	9	-	-	PUNCT
cana-5594	272	10	133x	133x	NUM
cana-5594	272	11	vol	vol	NOUN
cana-5594	272	12	32	32	NUM
cana-5594	272	13	no	no	NOUN
cana-5594	272	14	.	.	PUNCT
cana-5594	273	1	icmasd	icmasd	NOUN
cana-5594	273	2	(	(	PUNCT
cana-5594	273	3	2025	2025	NUM
cana-5594	273	4	)	)	PUNCT
cana-5594	273	5	1941	1941	NUM
cana-5594	274	1	https://internationalpubls.com	https://internationalpubls.com	X
cana-5594	274	2	overall	overall	ADJ
cana-5594	274	3	,	,	PUNCT
cana-5594	274	4	the	the	DET
cana-5594	274	5	constructs	construct	NOUN
cana-5594	274	6	in	in	ADP
cana-5594	274	7	this	this	DET
cana-5594	274	8	model	model	NOUN
cana-5594	274	9	exhibit	exhibit	VERB
cana-5594	274	10	strong	strong	ADJ
cana-5594	274	11	reliability	reliability	NOUN
cana-5594	274	12	and	and	CCONJ
cana-5594	274	13	validity	validity	NOUN
cana-5594	274	14	,	,	PUNCT
cana-5594	274	15	ensuring	ensure	VERB
cana-5594	274	16	that	that	SCONJ
cana-5594	274	17	the	the	DET
cana-5594	274	18	measurement	measurement	NOUN
cana-5594	274	19	model	model	NOUN
cana-5594	274	20	is	be	AUX
cana-5594	274	21	both	both	CCONJ
cana-5594	274	22	reliable	reliable	ADJ
cana-5594	274	23	and	and	CCONJ
cana-5594	274	24	theoretically	theoretically	ADV
cana-5594	274	25	sound	sound	ADJ
cana-5594	274	26	.	.	PUNCT
cana-5594	275	1	table	table	NOUN
cana-5594	275	2	7	7	NUM
cana-5594	275	3	.	.	PUNCT
cana-5594	275	4	rsquare	rsquare	NOUN
cana-5594	275	5	–	–	PUNCT
cana-5594	275	6	overview	overview	NOUN
cana-5594	275	7	rsquareoverview	rsquareoverview	VERB
cana-5594	275	8	r	r	NOUN
cana-5594	275	9	-	-	PUNCT
cana-5594	275	10	square	square	ADJ
cana-5594	275	11	r	r	NOUN
cana-5594	275	12	-	-	PUNCT
cana-5594	275	13	square	square	ADJ
cana-5594	275	14	adjusted	adjust	VERB
cana-5594	275	15	oladl	oladl	NOUN
cana-5594	275	16	0.715	0.715	NOUN
cana-5594	275	17	0.714	0.714	NUM
cana-5594	275	18	ptua	ptua	NOUN
cana-5594	275	19	0.272	0.272	NUM
cana-5594	275	20	0.271	0.271	NUM
cana-5594	275	21	the	the	DET
cana-5594	275	22	table	table	NOUN
cana-5594	275	23	7	7	NUM
cana-5594	275	24	titled	title	VERB
cana-5594	275	25	"	"	PUNCT
cana-5594	275	26	r	r	NOUN
cana-5594	275	27	-	-	PUNCT
cana-5594	275	28	square	square	ADJ
cana-5594	275	29	-	-	PUNCT
cana-5594	275	30	overview	overview	NOUN
cana-5594	275	31	"	"	PUNCT
cana-5594	275	32	provides	provide	VERB
cana-5594	275	33	an	an	DET
cana-5594	275	34	analysis	analysis	NOUN
cana-5594	275	35	of	of	ADP
cana-5594	275	36	the	the	DET
cana-5594	275	37	goodness	goodness	NOUN
cana-5594	275	38	-	-	PUNCT
cana-5594	275	39	of	of	ADP
cana-5594	275	40	-	-	PUNCT
cana-5594	275	41	fit	fit	ADJ
cana-5594	275	42	measures	measure	NOUN
cana-5594	275	43	for	for	ADP
cana-5594	275	44	two	two	NUM
cana-5594	275	45	models	model	NOUN
cana-5594	275	46	:	:	PUNCT
cana-5594	275	47	oladl	oladl	NOUN
cana-5594	275	48	(	(	PUNCT
cana-5594	275	49	overall	overall	ADJ
cana-5594	275	50	awareness	awareness	NOUN
cana-5594	275	51	difference	difference	NOUN
cana-5594	275	52	level	level	NOUN
cana-5594	275	53	)	)	PUNCT
cana-5594	275	54	and	and	CCONJ
cana-5594	275	55	ptua	ptua	PROPN
cana-5594	275	56	(	(	PUNCT
cana-5594	275	57	procedure	procedure	NOUN
cana-5594	275	58	to	to	PART
cana-5594	275	59	use	use	VERB
cana-5594	275	60	aeps	aeps	ADJ
cana-5594	275	61	awareness	awareness	NOUN
cana-5594	275	62	)	)	PUNCT
cana-5594	275	63	.	.	PUNCT
cana-5594	276	1	for	for	ADP
cana-5594	276	2	oladl	oladl	NOUN
cana-5594	276	3	,	,	PUNCT
cana-5594	276	4	the	the	DET
cana-5594	276	5	r	r	NOUN
cana-5594	276	6	-	-	PUNCT
cana-5594	276	7	square	square	ADJ
cana-5594	276	8	value	value	NOUN
cana-5594	276	9	is	be	AUX
cana-5594	276	10	0.715	0.715	NUM
cana-5594	276	11	,	,	PUNCT
cana-5594	276	12	indicating	indicate	VERB
cana-5594	276	13	that	that	SCONJ
cana-5594	276	14	approximately	approximately	ADV
cana-5594	276	15	71.5	71.5	NUM
cana-5594	276	16	%	%	NOUN
cana-5594	276	17	of	of	ADP
cana-5594	276	18	the	the	DET
cana-5594	276	19	variance	variance	NOUN
cana-5594	276	20	in	in	ADP
cana-5594	276	21	the	the	DET
cana-5594	276	22	dependent	dependent	ADJ
cana-5594	276	23	variable	variable	NOUN
cana-5594	276	24	can	can	AUX
cana-5594	276	25	be	be	AUX
cana-5594	276	26	explained	explain	VERB
cana-5594	276	27	by	by	ADP
cana-5594	276	28	the	the	DET
cana-5594	276	29	independent	independent	ADJ
cana-5594	276	30	variables	variable	NOUN
cana-5594	276	31	in	in	ADP
cana-5594	276	32	the	the	DET
cana-5594	276	33	model	model	NOUN
cana-5594	276	34	.	.	PUNCT
cana-5594	277	1	the	the	DET
cana-5594	277	2	adjusted	adjusted	ADJ
cana-5594	277	3	r	r	NOUN
cana-5594	277	4	-	-	PUNCT
cana-5594	277	5	square	square	ADJ
cana-5594	277	6	value	value	NOUN
cana-5594	277	7	is	be	AUX
cana-5594	277	8	0.714	0.714	NUM
cana-5594	277	9	,	,	PUNCT
cana-5594	277	10	which	which	PRON
cana-5594	277	11	is	be	AUX
cana-5594	277	12	very	very	ADV
cana-5594	277	13	close	close	ADJ
cana-5594	277	14	to	to	ADP
cana-5594	277	15	the	the	DET
cana-5594	277	16	r	r	NOUN
cana-5594	277	17	-	-	PUNCT
cana-5594	277	18	square	square	ADJ
cana-5594	277	19	value	value	NOUN
cana-5594	277	20	,	,	PUNCT
cana-5594	277	21	suggesting	suggest	VERB
cana-5594	277	22	that	that	SCONJ
cana-5594	277	23	the	the	DET
cana-5594	277	24	model	model	NOUN
cana-5594	277	25	is	be	AUX
cana-5594	277	26	well	well	ADV
cana-5594	277	27	-	-	PUNCT
cana-5594	277	28	fitted	fit	VERB
cana-5594	277	29	and	and	CCONJ
cana-5594	277	30	the	the	DET
cana-5594	277	31	number	number	NOUN
cana-5594	277	32	of	of	ADP
cana-5594	277	33	predictors	predictor	NOUN
cana-5594	277	34	does	do	AUX
cana-5594	277	35	not	not	PART
cana-5594	277	36	excessively	excessively	ADV
cana-5594	277	37	impact	impact	VERB
cana-5594	277	38	its	its	PRON
cana-5594	277	39	explanatory	explanatory	ADJ
cana-5594	277	40	power	power	NOUN
cana-5594	277	41	.	.	PUNCT
cana-5594	278	1	on	on	ADP
cana-5594	278	2	the	the	DET
cana-5594	278	3	other	other	ADJ
cana-5594	278	4	hand	hand	NOUN
cana-5594	278	5	,	,	PUNCT
cana-5594	278	6	for	for	ADP
cana-5594	278	7	ptua	ptua	NOUN
cana-5594	278	8	,	,	PUNCT
cana-5594	278	9	the	the	DET
cana-5594	278	10	r	r	NOUN
cana-5594	278	11	-	-	PUNCT
cana-5594	278	12	square	square	ADJ
cana-5594	278	13	value	value	NOUN
cana-5594	278	14	is	be	AUX
cana-5594	278	15	0.272	0.272	NUM
cana-5594	278	16	,	,	PUNCT
cana-5594	278	17	showing	show	VERB
cana-5594	278	18	that	that	SCONJ
cana-5594	278	19	about	about	ADV
cana-5594	278	20	27.2	27.2	NUM
cana-5594	278	21	%	%	NOUN
cana-5594	278	22	of	of	ADP
cana-5594	278	23	the	the	DET
cana-5594	278	24	variance	variance	NOUN
cana-5594	278	25	in	in	ADP
cana-5594	278	26	the	the	DET
cana-5594	278	27	dependent	dependent	ADJ
cana-5594	278	28	variable	variable	NOUN
cana-5594	278	29	is	be	AUX
cana-5594	278	30	explained	explain	VERB
cana-5594	278	31	by	by	ADP
cana-5594	278	32	the	the	DET
cana-5594	278	33	independent	independent	ADJ
cana-5594	278	34	variables	variable	NOUN
cana-5594	278	35	.	.	PUNCT
cana-5594	279	1	the	the	DET
cana-5594	279	2	adjusted	adjusted	ADJ
cana-5594	279	3	r	r	NOUN
cana-5594	279	4	-	-	PUNCT
cana-5594	279	5	square	square	ADJ
cana-5594	279	6	value	value	NOUN
cana-5594	279	7	is	be	AUX
cana-5594	279	8	0.271	0.271	NUM
cana-5594	279	9	,	,	PUNCT
cana-5594	279	10	slightly	slightly	ADV
cana-5594	279	11	lower	low	ADJ
cana-5594	279	12	than	than	ADP
cana-5594	279	13	the	the	DET
cana-5594	279	14	r	r	NOUN
cana-5594	279	15	-	-	PUNCT
cana-5594	279	16	square	square	ADJ
cana-5594	279	17	value	value	NOUN
cana-5594	279	18	,	,	PUNCT
cana-5594	279	19	reflecting	reflect	VERB
cana-5594	279	20	an	an	DET
cana-5594	279	21	adjustment	adjustment	NOUN
cana-5594	279	22	for	for	ADP
cana-5594	279	23	the	the	DET
cana-5594	279	24	number	number	NOUN
cana-5594	279	25	of	of	ADP
cana-5594	279	26	predictors	predictor	NOUN
cana-5594	279	27	.	.	PUNCT
cana-5594	280	1	this	this	PRON
cana-5594	280	2	indicates	indicate	VERB
cana-5594	280	3	a	a	DET
cana-5594	280	4	moderate	moderate	ADJ
cana-5594	280	5	fit	fit	NOUN
cana-5594	280	6	of	of	ADP
cana-5594	280	7	the	the	DET
cana-5594	280	8	model	model	NOUN
cana-5594	280	9	for	for	ADP
cana-5594	280	10	ptua	ptua	NOUN
cana-5594	280	11	,	,	PUNCT
cana-5594	280	12	with	with	ADP
cana-5594	280	13	the	the	DET
cana-5594	280	14	independent	independent	ADJ
cana-5594	280	15	variables	variable	NOUN
cana-5594	280	16	explaining	explain	VERB
cana-5594	280	17	a	a	DET
cana-5594	280	18	substantial	substantial	ADJ
cana-5594	280	19	,	,	PUNCT
cana-5594	280	20	though	though	SCONJ
cana-5594	280	21	not	not	PART
cana-5594	280	22	dominant	dominant	ADJ
cana-5594	280	23	,	,	PUNCT
cana-5594	280	24	portion	portion	NOUN
cana-5594	280	25	of	of	ADP
cana-5594	280	26	the	the	DET
cana-5594	280	27	variance	variance	NOUN
cana-5594	280	28	.	.	PUNCT
cana-5594	281	1	in	in	ADP
cana-5594	281	2	summary	summary	NOUN
cana-5594	281	3	,	,	PUNCT
cana-5594	281	4	the	the	DET
cana-5594	281	5	high	high	ADJ
cana-5594	281	6	r	r	NOUN
cana-5594	281	7	-	-	PUNCT
cana-5594	281	8	square	square	ADJ
cana-5594	281	9	and	and	CCONJ
cana-5594	281	10	adjusted	adjust	VERB
cana-5594	281	11	r	r	NOUN
cana-5594	281	12	-	-	PUNCT
cana-5594	281	13	square	square	ADJ
cana-5594	281	14	values	value	NOUN
cana-5594	281	15	for	for	ADP
cana-5594	281	16	oladl	oladl	NOUN
cana-5594	281	17	suggest	suggest	VERB
cana-5594	281	18	a	a	DET
cana-5594	281	19	strong	strong	ADJ
cana-5594	281	20	fit	fit	NOUN
cana-5594	281	21	,	,	PUNCT
cana-5594	281	22	while	while	SCONJ
cana-5594	281	23	the	the	DET
cana-5594	281	24	moderate	moderate	ADJ
cana-5594	281	25	values	value	NOUN
cana-5594	281	26	for	for	ADP
cana-5594	281	27	ptua	ptua	NOUN
cana-5594	281	28	indicate	indicate	VERB
cana-5594	281	29	a	a	DET
cana-5594	281	30	reasonable	reasonable	ADJ
cana-5594	281	31	explanatory	explanatory	ADJ
cana-5594	281	32	power	power	NOUN
cana-5594	281	33	of	of	ADP
cana-5594	281	34	the	the	DET
cana-5594	281	35	model	model	NOUN
cana-5594	281	36	for	for	ADP
cana-5594	281	37	this	this	DET
cana-5594	281	38	variable	variable	NOUN
cana-5594	281	39	.	.	PUNCT
cana-5594	282	1	these	these	DET
cana-5594	282	2	measures	measure	NOUN
cana-5594	282	3	are	be	AUX
cana-5594	282	4	essential	essential	ADJ
cana-5594	282	5	for	for	ADP
cana-5594	282	6	understanding	understand	VERB
cana-5594	282	7	how	how	SCONJ
cana-5594	282	8	well	well	ADV
cana-5594	282	9	the	the	DET
cana-5594	282	10	independent	independent	ADJ
cana-5594	282	11	variables	variable	NOUN
cana-5594	282	12	contribute	contribute	VERB
cana-5594	282	13	to	to	ADP
cana-5594	282	14	explaining	explain	VERB
cana-5594	282	15	the	the	DET
cana-5594	282	16	variance	variance	NOUN
cana-5594	282	17	in	in	ADP
cana-5594	282	18	the	the	DET
cana-5594	282	19	dependent	dependent	ADJ
cana-5594	282	20	variables	variable	NOUN
cana-5594	282	21	within	within	ADP
cana-5594	282	22	the	the	DET
cana-5594	282	23	study	study	NOUN
cana-5594	282	24	.	.	PUNCT
cana-5594	283	1	table	table	NOUN
cana-5594	283	2	8	8	NUM
cana-5594	283	3	.	.	PUNCT
cana-5594	284	1	total	total	ADJ
cana-5594	284	2	indirect	indirect	ADJ
cana-5594	284	3	effectmean	effectmean	ADJ
cana-5594	284	4	,	,	PUNCT
cana-5594	284	5	stdev	stdev	NOUN
cana-5594	284	6	,	,	PUNCT
cana-5594	284	7	t	t	NOUN
cana-5594	284	8	value	value	NOUN
cana-5594	284	9	,	,	PUNCT
cana-5594	284	10	p	p	NOUN
cana-5594	284	11	value	value	NOUN
cana-5594	284	12	original	original	ADJ
cana-5594	284	13	sample	sample	NOUN
cana-5594	284	14	(	(	PUNCT
cana-5594	284	15	o	o	NOUN
cana-5594	284	16	)	)	PUNCT
cana-5594	284	17	sample	sample	NOUN
cana-5594	284	18	mean	mean	NOUN
cana-5594	284	19	(	(	PUNCT
cana-5594	284	20	m	m	NOUN
cana-5594	284	21	)	)	PUNCT
cana-5594	284	22	standard	standard	ADJ
cana-5594	284	23	deviation	deviation	NOUN
cana-5594	284	24	(	(	PUNCT
cana-5594	284	25	stdev	stdev	NOUN
cana-5594	284	26	)	)	PUNCT
cana-5594	284	27	t	t	PROPN
cana-5594	284	28	statistics	statistic	NOUN
cana-5594	284	29	(	(	PUNCT
cana-5594	284	30	|o	|o	NOUN
cana-5594	284	31	/	/	SYM
cana-5594	284	32	stdev|	stdev|	NOUN
cana-5594	284	33	)	)	PUNCT
cana-5594	284	34	p	p	NOUN
cana-5594	284	35	values	value	NOUN
cana-5594	284	36	abgs	abgs	NOUN
cana-5594	284	37	-	-	PUNCT
cana-5594	284	38	>	>	X
cana-5594	284	39	oladl	oladl	NOUN
cana-5594	284	40	0.083	0.083	NUM
cana-5594	284	41	0.084	0.084	NUM
cana-5594	284	42	0.017	0.017	NUM
cana-5594	284	43	4.865	4.865	NUM
cana-5594	284	44	0.000	0.000	NUM
cana-5594	284	45	the	the	DET
cana-5594	284	46	table	table	NOUN
cana-5594	284	47	titled	title	VERB
cana-5594	284	48	"	"	PUNCT
cana-5594	284	49	table	table	NOUN
cana-5594	284	50	8	8	NUM
cana-5594	284	51	.	.	PUNCT
cana-5594	285	1	total	total	ADJ
cana-5594	285	2	indirect	indirect	ADJ
cana-5594	285	3	effect	effect	NOUN
cana-5594	285	4	"	"	PUNCT
cana-5594	285	5	provides	provide	VERB
cana-5594	285	6	a	a	DET
cana-5594	285	7	detailed	detailed	ADJ
cana-5594	285	8	statistical	statistical	ADJ
cana-5594	285	9	analysis	analysis	NOUN
cana-5594	285	10	of	of	ADP
cana-5594	285	11	the	the	DET
cana-5594	285	12	indirect	indirect	ADJ
cana-5594	285	13	effect	effect	NOUN
cana-5594	285	14	of	of	ADP
cana-5594	285	15	aadhaar	aadhaar	NOUN
cana-5594	285	16	-	-	PUNCT
cana-5594	285	17	based	base	VERB
cana-5594	285	18	government	government	NOUN
cana-5594	285	19	schemes	scheme	NOUN
cana-5594	285	20	(	(	PUNCT
cana-5594	285	21	abgs	abgs	NOUN
cana-5594	285	22	)	)	PUNCT
cana-5594	285	23	on	on	ADP
cana-5594	285	24	overall	overall	ADJ
cana-5594	285	25	awareness	awareness	NOUN
cana-5594	285	26	difference	difference	NOUN
cana-5594	285	27	level	level	NOUN
cana-5594	285	28	(	(	PUNCT
cana-5594	285	29	oladl	oladl	NOUN
cana-5594	285	30	)	)	PUNCT
cana-5594	285	31	.	.	PUNCT
cana-5594	286	1	the	the	DET
cana-5594	286	2	"	"	PUNCT
cana-5594	286	3	original	original	ADJ
cana-5594	286	4	sample	sample	NOUN
cana-5594	286	5	(	(	PUNCT
cana-5594	286	6	o	o	NOUN
cana-5594	286	7	)	)	PUNCT
cana-5594	286	8	"	"	PUNCT
cana-5594	286	9	column	column	NOUN
cana-5594	286	10	shows	show	VERB
cana-5594	286	11	a	a	DET
cana-5594	286	12	path	path	NOUN
cana-5594	286	13	coefficient	coefficient	NOUN
cana-5594	286	14	of	of	ADP
cana-5594	286	15	0.083	0.083	NUM
cana-5594	286	16	for	for	ADP
cana-5594	286	17	the	the	DET
cana-5594	286	18	relationship	relationship	NOUN
cana-5594	286	19	between	between	ADP
cana-5594	286	20	abgs	abgs	NOUN
cana-5594	286	21	and	and	CCONJ
cana-5594	286	22	oladl	oladl	NOUN
cana-5594	286	23	,	,	PUNCT
cana-5594	286	24	indicating	indicate	VERB
cana-5594	286	25	a	a	DET
cana-5594	286	26	moderate	moderate	ADJ
cana-5594	286	27	indirect	indirect	ADJ
cana-5594	286	28	effect	effect	NOUN
cana-5594	286	29	.	.	PUNCT
cana-5594	287	1	the	the	DET
cana-5594	287	2	"	"	PUNCT
cana-5594	287	3	sample	sample	NOUN
cana-5594	287	4	mean	mean	NOUN
cana-5594	287	5	(	(	PUNCT
cana-5594	287	6	m	m	NOUN
cana-5594	287	7	)	)	PUNCT
cana-5594	287	8	"	"	PUNCT
cana-5594	287	9	column	column	NOUN
cana-5594	287	10	displays	display	VERB
cana-5594	287	11	an	an	DET
cana-5594	287	12	average	average	ADJ
cana-5594	287	13	path	path	NOUN
cana-5594	287	14	coefficient	coefficient	NOUN
cana-5594	287	15	of	of	ADP
cana-5594	287	16	0.084	0.084	NUM
cana-5594	287	17	,	,	PUNCT
cana-5594	287	18	which	which	PRON
cana-5594	287	19	is	be	AUX
cana-5594	287	20	very	very	ADV
cana-5594	287	21	close	close	ADJ
cana-5594	287	22	to	to	ADP
cana-5594	287	23	the	the	DET
cana-5594	287	24	original	original	ADJ
cana-5594	287	25	sample	sample	NOUN
cana-5594	287	26	value	value	NOUN
cana-5594	287	27	,	,	PUNCT
cana-5594	287	28	suggesting	suggest	VERB
cana-5594	287	29	consistency	consistency	NOUN
cana-5594	287	30	in	in	ADP
cana-5594	287	31	the	the	DET
cana-5594	287	32	results	result	NOUN
cana-5594	287	33	.	.	PUNCT
cana-5594	288	1	the	the	DET
cana-5594	288	2	"	"	PUNCT
cana-5594	288	3	standard	standard	ADJ
cana-5594	288	4	deviation	deviation	NOUN
cana-5594	288	5	(	(	PUNCT
cana-5594	288	6	stdev	stdev	NOUN
cana-5594	288	7	)	)	PUNCT
cana-5594	288	8	"	"	PUNCT
cana-5594	288	9	measures	measure	VERB
cana-5594	288	10	the	the	DET
cana-5594	288	11	variability	variability	NOUN
cana-5594	288	12	of	of	ADP
cana-5594	288	13	the	the	DET
cana-5594	288	14	path	path	NOUN
cana-5594	288	15	coefficient	coefficient	NOUN
cana-5594	288	16	,	,	PUNCT
cana-5594	288	17	with	with	ADP
cana-5594	288	18	a	a	DET
cana-5594	288	19	value	value	NOUN
cana-5594	288	20	of	of	ADP
cana-5594	288	21	0.017	0.017	NUM
cana-5594	288	22	,	,	PUNCT
cana-5594	288	23	indicating	indicate	VERB
cana-5594	288	24	low	low	ADJ
cana-5594	288	25	variability	variability	NOUN
cana-5594	288	26	and	and	CCONJ
cana-5594	288	27	suggesting	suggest	VERB
cana-5594	288	28	stability	stability	NOUN
cana-5594	288	29	across	across	ADP
cana-5594	288	30	different	different	ADJ
cana-5594	288	31	samples	sample	NOUN
cana-5594	288	32	.	.	PUNCT
cana-5594	289	1	the	the	DET
cana-5594	289	2	"	"	PUNCT
cana-5594	289	3	t	t	NOUN
cana-5594	289	4	statistics	statistic	NOUN
cana-5594	289	5	(	(	PUNCT
cana-5594	289	6	|o	|o	NOUN
cana-5594	289	7	/	/	SYM
cana-5594	289	8	stdev|	stdev|	VERB
cana-5594	289	9	)	)	PUNCT
cana-5594	289	10	"	"	PUNCT
cana-5594	289	11	column	column	NOUN
cana-5594	289	12	presents	present	VERB
cana-5594	289	13	a	a	DET
cana-5594	289	14	t	t	NOUN
cana-5594	289	15	statistic	statistic	NOUN
cana-5594	289	16	of	of	ADP
cana-5594	289	17	4.865	4.865	NUM
cana-5594	289	18	,	,	PUNCT
cana-5594	289	19	which	which	PRON
cana-5594	289	20	is	be	AUX
cana-5594	289	21	quite	quite	ADJ
cana-5594	289	22	communications	communication	NOUN
cana-5594	289	23	on	on	ADP
cana-5594	289	24	applied	apply	VERB
cana-5594	289	25	nonlinear	nonlinear	ADJ
cana-5594	289	26	analysis	analysis	NOUN
cana-5594	289	27	issn	issn	NOUN
cana-5594	289	28	:	:	PUNCT
cana-5594	289	29	1074	1074	NUM
cana-5594	289	30	-	-	PUNCT
cana-5594	289	31	133x	133x	NUM
cana-5594	289	32	vol	vol	NOUN
cana-5594	289	33	32	32	NUM
cana-5594	289	34	no	no	NOUN
cana-5594	289	35	.	.	PUNCT
cana-5594	290	1	icmasd	icmasd	NOUN
cana-5594	290	2	(	(	PUNCT
cana-5594	290	3	2025	2025	NUM
cana-5594	290	4	)	)	PUNCT
cana-5594	290	5	1942	1942	NUM
cana-5594	290	6	https://internationalpubls.com	https://internationalpubls.com	X
cana-5594	290	7	high	high	ADJ
cana-5594	290	8	,	,	PUNCT
cana-5594	290	9	indicating	indicate	VERB
cana-5594	290	10	a	a	DET
cana-5594	290	11	strong	strong	ADJ
cana-5594	290	12	level	level	NOUN
cana-5594	290	13	of	of	ADP
cana-5594	290	14	significance	significance	NOUN
cana-5594	290	15	for	for	ADP
cana-5594	290	16	the	the	DET
cana-5594	290	17	relationship	relationship	NOUN
cana-5594	290	18	.	.	PUNCT
cana-5594	291	1	finally	finally	ADV
cana-5594	291	2	,	,	PUNCT
cana-5594	291	3	the	the	DET
cana-5594	291	4	"	"	PUNCT
cana-5594	291	5	p	p	PROPN
cana-5594	291	6	values	value	NOUN
cana-5594	291	7	"	"	PUNCT
cana-5594	291	8	column	column	NOUN
cana-5594	291	9	shows	show	VERB
cana-5594	291	10	a	a	DET
cana-5594	291	11	p	p	NOUN
cana-5594	291	12	-	-	PUNCT
cana-5594	291	13	value	value	NOUN
cana-5594	291	14	of	of	ADP
cana-5594	291	15	0.000	0.000	NUM
cana-5594	291	16	,	,	PUNCT
cana-5594	291	17	well	well	ADV
cana-5594	291	18	below	below	ADP
cana-5594	291	19	the	the	DET
cana-5594	291	20	standard	standard	ADJ
cana-5594	291	21	threshold	threshold	NOUN
cana-5594	291	22	of	of	ADP
cana-5594	291	23	0.05	0.05	NUM
cana-5594	291	24	,	,	PUNCT
cana-5594	291	25	signifying	signify	VERB
cana-5594	291	26	that	that	SCONJ
cana-5594	291	27	the	the	DET
cana-5594	291	28	indirect	indirect	ADJ
cana-5594	291	29	effect	effect	NOUN
cana-5594	291	30	is	be	AUX
cana-5594	291	31	statistically	statistically	ADV
cana-5594	291	32	significant	significant	ADJ
cana-5594	291	33	.	.	PUNCT
cana-5594	292	1	in	in	ADP
cana-5594	292	2	summary	summary	NOUN
cana-5594	292	3	,	,	PUNCT
cana-5594	292	4	this	this	DET
cana-5594	292	5	table	table	NOUN
cana-5594	292	6	provides	provide	VERB
cana-5594	292	7	a	a	DET
cana-5594	292	8	comprehensive	comprehensive	ADJ
cana-5594	292	9	analysis	analysis	NOUN
cana-5594	292	10	of	of	ADP
cana-5594	292	11	the	the	DET
cana-5594	292	12	indirect	indirect	ADJ
cana-5594	292	13	effect	effect	NOUN
cana-5594	292	14	of	of	ADP
cana-5594	292	15	abgs	abgs	NOUN
cana-5594	292	16	on	on	ADP
cana-5594	292	17	oladl	oladl	NOUN
cana-5594	292	18	,	,	PUNCT
cana-5594	292	19	demonstrating	demonstrate	VERB
cana-5594	292	20	that	that	SCONJ
cana-5594	292	21	the	the	DET
cana-5594	292	22	relationship	relationship	NOUN
cana-5594	292	23	is	be	AUX
cana-5594	292	24	both	both	PRON
cana-5594	292	25	moderate	moderate	ADJ
cana-5594	292	26	and	and	CCONJ
cana-5594	292	27	statistically	statistically	ADV
cana-5594	292	28	significant	significant	ADJ
cana-5594	292	29	,	,	PUNCT
cana-5594	292	30	with	with	ADP
cana-5594	292	31	low	low	ADJ
cana-5594	292	32	variability	variability	NOUN
cana-5594	292	33	and	and	CCONJ
cana-5594	292	34	a	a	DET
cana-5594	292	35	robust	robust	ADJ
cana-5594	292	36	t	t	NOUN
cana-5594	292	37	statistic	statistic	NOUN
cana-5594	292	38	.	.	PUNCT
cana-5594	293	1	this	this	PRON
cana-5594	293	2	highlights	highlight	VERB
cana-5594	293	3	the	the	DET
cana-5594	293	4	importance	importance	NOUN
cana-5594	293	5	of	of	ADP
cana-5594	293	6	aadhaar	aadhaar	NOUN
cana-5594	293	7	-	-	PUNCT
cana-5594	293	8	based	base	VERB
cana-5594	293	9	government	government	NOUN
cana-5594	293	10	schemes	scheme	NOUN
cana-5594	293	11	in	in	ADP
cana-5594	293	12	influencing	influence	VERB
cana-5594	293	13	the	the	DET
cana-5594	293	14	overall	overall	ADJ
cana-5594	293	15	awareness	awareness	NOUN
cana-5594	293	16	difference	difference	NOUN
cana-5594	293	17	level	level	NOUN
cana-5594	293	18	through	through	ADP
cana-5594	293	19	indirect	indirect	ADJ
cana-5594	293	20	pathways	pathway	NOUN
cana-5594	293	21	.	.	PUNCT
cana-5594	294	1	table	table	NOUN
cana-5594	294	2	9	9	NUM
cana-5594	294	3	.	.	PUNCT
cana-5594	294	4	path	path	NOUN
cana-5594	294	5	coefficients	coefficient	NOUN
cana-5594	294	6	mean	mean	VERB
cana-5594	294	7	,	,	PUNCT
cana-5594	294	8	stdev	stdev	PROPN
cana-5594	294	9	,	,	PUNCT
cana-5594	294	10	t	t	PROPN
cana-5594	294	11	values	value	NOUN
cana-5594	294	12	,	,	PUNCT
cana-5594	295	1	p	p	X
cana-5594	295	2	-	-	PUNCT
cana-5594	295	3	values	value	NOUN
cana-5594	295	4	original	original	ADJ
cana-5594	295	5	sample	sample	NOUN
cana-5594	295	6	(	(	PUNCT
cana-5594	295	7	o	o	NOUN
cana-5594	295	8	)	)	PUNCT
cana-5594	295	9	sample	sample	NOUN
cana-5594	295	10	mean	mean	NOUN
cana-5594	295	11	(	(	PUNCT
cana-5594	295	12	m	m	NOUN
cana-5594	295	13	)	)	PUNCT
cana-5594	295	14	standard	standard	ADJ
cana-5594	295	15	deviation	deviation	NOUN
cana-5594	295	16	(	(	PUNCT
cana-5594	295	17	stdev	stdev	NOUN
cana-5594	295	18	)	)	PUNCT
cana-5594	295	19	t	t	PROPN
cana-5594	295	20	statistics	statistic	NOUN
cana-5594	295	21	(	(	PUNCT
cana-5594	295	22	|o	|o	NOUN
cana-5594	295	23	/	/	SYM
cana-5594	295	24	stdev|	stdev|	NOUN
cana-5594	295	25	)	)	PUNCT
cana-5594	295	26	p	p	NOUN
cana-5594	295	27	values	value	NOUN
cana-5594	295	28	abgs	abgs	NOUN
cana-5594	295	29	-	-	PUNCT
cana-5594	295	30	>	>	X
cana-5594	295	31	oladl	oladl	NOUN
cana-5594	295	32	0.299	0.299	NUM
cana-5594	295	33	0.297	0.297	NUM
cana-5594	295	34	0.039	0.039	NUM
cana-5594	295	35	7.569	7.569	NUM
cana-5594	295	36	0.000	0.000	NUM
cana-5594	295	37	abgs	abgs	NOUN
cana-5594	295	38	-	-	PUNCT
cana-5594	295	39	>	>	X
cana-5594	295	40	ptua	ptua	PROPN
cana-5594	295	41	0.521	0.521	NUM
cana-5594	295	42	0.523	0.523	NUM
cana-5594	295	43	0.036	0.036	NUM
cana-5594	296	1	14.345	14.345	NUM
cana-5594	296	2	0.000	0.000	NUM
cana-5594	296	3	aepssa	aepssa	NOUN
cana-5594	296	4	-	-	PUNCT
cana-5594	296	5	>	>	X
cana-5594	296	6	oladl	oladl	NOUN
cana-5594	296	7	0.507	0.507	NUM
cana-5594	296	8	0.509	0.509	NUM
cana-5594	296	9	0.032	0.032	NUM
cana-5594	296	10	15.737	15.737	NUM
cana-5594	296	11	0.000	0.000	NUM
cana-5594	296	12	ptua	ptua	NOUN
cana-5594	296	13	-	-	PUNCT
cana-5594	296	14	>	>	X
cana-5594	296	15	oladl	oladl	NOUN
cana-5594	296	16	0.160	0.160	NUM
cana-5594	296	17	0.159	0.159	NUM
cana-5594	296	18	0.029	0.029	NUM
cana-5594	296	19	5.540	5.540	NUM
cana-5594	296	20	0.000	0.000	NUM
cana-5594	296	21	path	path	NOUN
cana-5594	296	22	coefficients	coefficient	NOUN
cana-5594	296	23	are	be	AUX
cana-5594	296	24	critical	critical	ADJ
cana-5594	296	25	in	in	ADP
cana-5594	296	26	structural	structural	ADJ
cana-5594	296	27	equation	equation	NOUN
cana-5594	296	28	modeling	modeling	NOUN
cana-5594	296	29	as	as	SCONJ
cana-5594	296	30	they	they	PRON
cana-5594	296	31	quantify	quantify	VERB
cana-5594	296	32	the	the	DET
cana-5594	296	33	relationships	relationship	NOUN
cana-5594	296	34	between	between	ADP
cana-5594	296	35	constructs	construct	NOUN
cana-5594	296	36	in	in	ADP
cana-5594	296	37	a	a	DET
cana-5594	296	38	model	model	NOUN
cana-5594	296	39	.	.	PUNCT
cana-5594	297	1	key	key	ADJ
cana-5594	297	2	metrics	metric	NOUN
cana-5594	297	3	such	such	ADJ
cana-5594	297	4	as	as	ADP
cana-5594	297	5	the	the	DET
cana-5594	297	6	original	original	ADJ
cana-5594	297	7	sample	sample	NOUN
cana-5594	297	8	,	,	PUNCT
cana-5594	297	9	sample	sample	NOUN
cana-5594	297	10	mean	mean	NOUN
cana-5594	297	11	,	,	PUNCT
cana-5594	297	12	standard	standard	ADJ
cana-5594	297	13	deviation	deviation	NOUN
cana-5594	297	14	,	,	PUNCT
cana-5594	297	15	tstatistics	tstatistic	NOUN
cana-5594	297	16	,	,	PUNCT
cana-5594	297	17	and	and	CCONJ
cana-5594	297	18	p	p	X
cana-5594	297	19	-	-	PUNCT
cana-5594	297	20	values	value	NOUN
cana-5594	297	21	help	help	NOUN
cana-5594	297	22	assess	assess	VERB
cana-5594	297	23	the	the	DET
cana-5594	297	24	significance	significance	NOUN
cana-5594	297	25	and	and	CCONJ
cana-5594	297	26	strength	strength	NOUN
cana-5594	297	27	of	of	ADP
cana-5594	297	28	these	these	DET
cana-5594	297	29	relationships	relationship	NOUN
cana-5594	297	30	.	.	PUNCT
cana-5594	298	1	the	the	DET
cana-5594	298	2	table	table	NOUN
cana-5594	298	3	7	7	NUM
cana-5594	298	4	titled	title	VERB
cana-5594	298	5	"	"	PUNCT
cana-5594	298	6	path	path	NOUN
cana-5594	298	7	coefficients	coefficient	NOUN
cana-5594	298	8	mean	mean	VERB
cana-5594	298	9	,	,	PUNCT
cana-5594	298	10	stdev	stdev	PROPN
cana-5594	298	11	,	,	PUNCT
cana-5594	298	12	t	t	NOUN
cana-5594	298	13	-	-	PUNCT
cana-5594	298	14	values	value	NOUN
cana-5594	298	15	,	,	PUNCT
cana-5594	298	16	p	p	X
cana-5594	298	17	-	-	PUNCT
cana-5594	298	18	values	value	NOUN
cana-5594	298	19	"	"	PUNCT
cana-5594	298	20	provides	provide	VERB
cana-5594	298	21	an	an	DET
cana-5594	298	22	in	in	ADP
cana-5594	298	23	-	-	PUNCT
cana-5594	298	24	depth	depth	NOUN
cana-5594	298	25	analysis	analysis	NOUN
cana-5594	298	26	of	of	ADP
cana-5594	298	27	the	the	DET
cana-5594	298	28	relationships	relationship	NOUN
cana-5594	298	29	between	between	ADP
cana-5594	298	30	different	different	ADJ
cana-5594	298	31	variables	variable	NOUN
cana-5594	298	32	in	in	ADP
cana-5594	298	33	the	the	DET
cana-5594	298	34	study	study	NOUN
cana-5594	298	35	,	,	PUNCT
cana-5594	298	36	focusing	focus	VERB
cana-5594	298	37	on	on	ADP
cana-5594	298	38	aadhaar	aadhaar	NOUN
cana-5594	298	39	-	-	PUNCT
cana-5594	298	40	based	base	VERB
cana-5594	298	41	services	service	NOUN
cana-5594	298	42	and	and	CCONJ
cana-5594	298	43	government	government	NOUN
cana-5594	298	44	schemes	scheme	NOUN
cana-5594	298	45	.	.	PUNCT
cana-5594	299	1	the	the	DET
cana-5594	299	2	columns	column	NOUN
cana-5594	299	3	in	in	ADP
cana-5594	299	4	the	the	DET
cana-5594	299	5	table	table	NOUN
cana-5594	299	6	represent	represent	VERB
cana-5594	299	7	various	various	ADJ
cana-5594	299	8	statistical	statistical	ADJ
cana-5594	299	9	measures	measure	NOUN
cana-5594	299	10	,	,	PUNCT
cana-5594	299	11	including	include	VERB
cana-5594	299	12	the	the	DET
cana-5594	299	13	path	path	NOUN
cana-5594	299	14	coefficients	coefficient	NOUN
cana-5594	299	15	derived	derive	VERB
cana-5594	299	16	from	from	ADP
cana-5594	299	17	the	the	DET
cana-5594	299	18	original	original	ADJ
cana-5594	299	19	sample	sample	NOUN
cana-5594	299	20	(	(	PUNCT
cana-5594	299	21	o	o	NOUN
cana-5594	299	22	)	)	PUNCT
cana-5594	299	23	,	,	PUNCT
cana-5594	299	24	the	the	DET
cana-5594	299	25	average	average	ADJ
cana-5594	299	26	path	path	NOUN
cana-5594	299	27	coefficients	coefficient	NOUN
cana-5594	299	28	from	from	ADP
cana-5594	299	29	multiple	multiple	ADJ
cana-5594	299	30	samples	sample	NOUN
cana-5594	299	31	(	(	PUNCT
cana-5594	299	32	m	m	NOUN
cana-5594	299	33	)	)	PUNCT
cana-5594	299	34	,	,	PUNCT
cana-5594	299	35	the	the	DET
cana-5594	299	36	standard	standard	ADJ
cana-5594	299	37	deviation	deviation	NOUN
cana-5594	299	38	(	(	PUNCT
cana-5594	299	39	stdev	stdev	NOUN
cana-5594	299	40	)	)	PUNCT
cana-5594	299	41	,	,	PUNCT
cana-5594	299	42	t	t	PROPN
cana-5594	299	43	statistics	statistic	NOUN
cana-5594	299	44	(	(	PUNCT
cana-5594	299	45	|o	|o	NOUN
cana-5594	299	46	/	/	SYM
cana-5594	299	47	stdev|	stdev|	NOUN
cana-5594	299	48	)	)	PUNCT
cana-5594	299	49	,	,	PUNCT
cana-5594	299	50	and	and	CCONJ
cana-5594	299	51	p	p	NOUN
cana-5594	299	52	values	value	NOUN
cana-5594	299	53	indicating	indicate	VERB
cana-5594	299	54	the	the	DET
cana-5594	299	55	significance	significance	NOUN
cana-5594	299	56	level	level	NOUN
cana-5594	299	57	of	of	ADP
cana-5594	299	58	these	these	DET
cana-5594	299	59	path	path	NOUN
cana-5594	299	60	coefficients	coefficient	NOUN
cana-5594	299	61	.	.	PUNCT
cana-5594	300	1	the	the	DET
cana-5594	300	2	first	first	ADJ
cana-5594	300	3	relationship	relationship	NOUN
cana-5594	300	4	assessed	assess	VERB
cana-5594	300	5	is	be	AUX
cana-5594	300	6	between	between	ADP
cana-5594	300	7	aadhaar	aadhaar	NOUN
cana-5594	300	8	-	-	PUNCT
cana-5594	300	9	based	base	VERB
cana-5594	300	10	government	government	NOUN
cana-5594	300	11	schemes	scheme	NOUN
cana-5594	300	12	(	(	PUNCT
cana-5594	300	13	abgs	abgs	NOUN
cana-5594	300	14	)	)	PUNCT
cana-5594	300	15	and	and	CCONJ
cana-5594	300	16	overall	overall	ADJ
cana-5594	300	17	awareness	awareness	NOUN
cana-5594	300	18	difference	difference	NOUN
cana-5594	300	19	level	level	NOUN
cana-5594	300	20	(	(	PUNCT
cana-5594	300	21	oladl	oladl	NOUN
cana-5594	300	22	)	)	PUNCT
cana-5594	300	23	.	.	PUNCT
cana-5594	301	1	with	with	ADP
cana-5594	301	2	an	an	DET
cana-5594	301	3	original	original	ADJ
cana-5594	301	4	sample	sample	NOUN
cana-5594	301	5	path	path	NOUN
cana-5594	301	6	coefficient	coefficient	NOUN
cana-5594	301	7	of	of	ADP
cana-5594	301	8	0.299	0.299	NUM
cana-5594	301	9	,	,	PUNCT
cana-5594	301	10	a	a	DET
cana-5594	301	11	t	t	NOUN
cana-5594	301	12	statistic	statistic	NOUN
cana-5594	301	13	of	of	ADP
cana-5594	301	14	7.569	7.569	NUM
cana-5594	301	15	,	,	PUNCT
cana-5594	301	16	and	and	CCONJ
cana-5594	301	17	a	a	DET
cana-5594	301	18	p	p	NOUN
cana-5594	301	19	value	value	NOUN
cana-5594	301	20	of	of	ADP
cana-5594	301	21	0.000	0.000	NUM
cana-5594	301	22	,	,	PUNCT
cana-5594	301	23	this	this	DET
cana-5594	301	24	relationship	relationship	NOUN
cana-5594	301	25	is	be	AUX
cana-5594	301	26	statistically	statistically	ADV
cana-5594	301	27	significant	significant	ADJ
cana-5594	301	28	,	,	PUNCT
cana-5594	301	29	suggesting	suggest	VERB
cana-5594	301	30	a	a	DET
cana-5594	301	31	strong	strong	ADJ
cana-5594	301	32	connection	connection	NOUN
cana-5594	301	33	.	.	PUNCT
cana-5594	302	1	similarly	similarly	ADV
cana-5594	302	2	,	,	PUNCT
cana-5594	302	3	the	the	DET
cana-5594	302	4	relationship	relationship	NOUN
cana-5594	302	5	between	between	ADP
cana-5594	302	6	abgs	abgs	NOUN
cana-5594	302	7	and	and	CCONJ
cana-5594	302	8	procedure	procedure	NOUN
cana-5594	302	9	to	to	PART
cana-5594	302	10	use	use	VERB
cana-5594	302	11	aeps	aeps	ADJ
cana-5594	302	12	awareness	awareness	NOUN
cana-5594	302	13	(	(	PUNCT
cana-5594	302	14	ptua	ptua	PROPN
cana-5594	302	15	)	)	PUNCT
cana-5594	302	16	is	be	AUX
cana-5594	302	17	also	also	ADV
cana-5594	302	18	significant	significant	ADJ
cana-5594	302	19	,	,	PUNCT
cana-5594	302	20	with	with	ADP
cana-5594	302	21	a	a	DET
cana-5594	302	22	path	path	NOUN
cana-5594	302	23	coefficient	coefficient	NOUN
cana-5594	302	24	of	of	ADP
cana-5594	302	25	0.521	0.521	NUM
cana-5594	302	26	,	,	PUNCT
cana-5594	302	27	a	a	DET
cana-5594	302	28	t	t	NOUN
cana-5594	302	29	statistic	statistic	NOUN
cana-5594	302	30	of	of	ADP
cana-5594	302	31	14.345	14.345	NUM
cana-5594	302	32	,	,	PUNCT
cana-5594	302	33	and	and	CCONJ
cana-5594	302	34	a	a	DET
cana-5594	302	35	p	p	NOUN
cana-5594	302	36	value	value	NOUN
cana-5594	302	37	of	of	ADP
cana-5594	302	38	0.000	0.000	NUM
cana-5594	302	39	,	,	PUNCT
cana-5594	302	40	highlighting	highlight	VERB
cana-5594	302	41	the	the	DET
cana-5594	302	42	importance	importance	NOUN
cana-5594	302	43	of	of	ADP
cana-5594	302	44	awareness	awareness	NOUN
cana-5594	302	45	of	of	ADP
cana-5594	302	46	government	government	NOUN
cana-5594	302	47	schemes	scheme	NOUN
cana-5594	302	48	in	in	ADP
cana-5594	302	49	understanding	understand	VERB
cana-5594	302	50	aeps	aeps	ADP
cana-5594	302	51	procedures	procedure	NOUN
cana-5594	302	52	.	.	PUNCT
cana-5594	303	1	the	the	DET
cana-5594	303	2	relationship	relationship	NOUN
cana-5594	303	3	between	between	ADP
cana-5594	303	4	aadhaar	aadhaar	NOUN
cana-5594	303	5	enabled	enable	VERB
cana-5594	303	6	payment	payment	NOUN
cana-5594	303	7	system	system	NOUN
cana-5594	303	8	services	service	NOUN
cana-5594	303	9	awareness	awareness	NOUN
cana-5594	303	10	(	(	PUNCT
cana-5594	303	11	aepssa	aepssa	NOUN
cana-5594	303	12	)	)	PUNCT
cana-5594	303	13	and	and	CCONJ
cana-5594	303	14	oladl	oladl	NOUN
cana-5594	303	15	is	be	AUX
cana-5594	303	16	analysed	analyse	VERB
cana-5594	303	17	next	next	ADV
cana-5594	303	18	,	,	PUNCT
cana-5594	303	19	showing	show	VERB
cana-5594	303	20	a	a	DET
cana-5594	303	21	path	path	NOUN
cana-5594	303	22	coefficient	coefficient	NOUN
cana-5594	303	23	of	of	ADP
cana-5594	303	24	0.507	0.507	NUM
cana-5594	303	25	,	,	PUNCT
cana-5594	303	26	a	a	DET
cana-5594	303	27	t	t	NOUN
cana-5594	303	28	statistic	statistic	NOUN
cana-5594	303	29	of	of	ADP
cana-5594	303	30	15.737	15.737	NUM
cana-5594	303	31	,	,	PUNCT
cana-5594	303	32	and	and	CCONJ
cana-5594	303	33	a	a	DET
cana-5594	303	34	p	p	NOUN
cana-5594	303	35	value	value	NOUN
cana-5594	303	36	of	of	ADP
cana-5594	303	37	0.000	0.000	NUM
cana-5594	303	38	,	,	PUNCT
cana-5594	303	39	indicating	indicate	VERB
cana-5594	303	40	a	a	DET
cana-5594	303	41	significant	significant	ADJ
cana-5594	303	42	and	and	CCONJ
cana-5594	303	43	strong	strong	ADJ
cana-5594	303	44	relationship	relationship	NOUN
cana-5594	303	45	.	.	PUNCT
cana-5594	304	1	additionally	additionally	ADV
cana-5594	304	2	,	,	PUNCT
cana-5594	304	3	the	the	DET
cana-5594	304	4	relationship	relationship	NOUN
cana-5594	304	5	between	between	ADP
cana-5594	304	6	ptua	ptua	NOUN
cana-5594	304	7	and	and	CCONJ
cana-5594	304	8	oladl	oladl	NOUN
cana-5594	304	9	is	be	AUX
cana-5594	304	10	examined	examine	VERB
cana-5594	304	11	,	,	PUNCT
cana-5594	304	12	with	with	ADP
cana-5594	304	13	a	a	DET
cana-5594	304	14	path	path	NOUN
cana-5594	304	15	coefficient	coefficient	NOUN
cana-5594	304	16	of	of	ADP
cana-5594	304	17	0.160	0.160	NUM
cana-5594	304	18	,	,	PUNCT
cana-5594	304	19	a	a	DET
cana-5594	304	20	t	t	NOUN
cana-5594	304	21	statistic	statistic	NOUN
cana-5594	304	22	of	of	ADP
cana-5594	304	23	5.540	5.540	NUM
cana-5594	304	24	,	,	PUNCT
cana-5594	304	25	and	and	CCONJ
cana-5594	304	26	a	a	DET
cana-5594	304	27	p	p	NOUN
cana-5594	304	28	value	value	NOUN
cana-5594	304	29	of	of	ADP
cana-5594	304	30	0.000	0.000	NUM
cana-5594	304	31	,	,	PUNCT
cana-5594	304	32	further	far	ADV
cana-5594	304	33	underscoring	underscore	VERB
cana-5594	304	34	the	the	DET
cana-5594	304	35	importance	importance	NOUN
cana-5594	304	36	of	of	ADP
cana-5594	304	37	procedural	procedural	ADJ
cana-5594	304	38	awareness	awareness	NOUN
cana-5594	304	39	in	in	ADP
cana-5594	304	40	overall	overall	ADJ
cana-5594	304	41	awareness	awareness	NOUN
cana-5594	304	42	levels	level	NOUN
cana-5594	304	43	.	.	PUNCT
cana-5594	305	1	overall	overall	ADV
cana-5594	305	2	,	,	PUNCT
cana-5594	305	3	the	the	DET
cana-5594	305	4	table	table	NOUN
cana-5594	305	5	demonstrates	demonstrate	VERB
cana-5594	305	6	significant	significant	ADJ
cana-5594	305	7	relationships	relationship	NOUN
cana-5594	305	8	across	across	ADP
cana-5594	305	9	all	all	DET
cana-5594	305	10	examined	examined	ADJ
cana-5594	305	11	paths	path	NOUN
cana-5594	305	12	,	,	PUNCT
cana-5594	305	13	underscoring	underscore	VERB
cana-5594	305	14	the	the	DET
cana-5594	305	15	critical	critical	ADJ
cana-5594	305	16	role	role	NOUN
cana-5594	305	17	of	of	ADP
cana-5594	305	18	comprehensive	comprehensive	ADJ
cana-5594	305	19	education	education	NOUN
cana-5594	305	20	and	and	CCONJ
cana-5594	305	21	awareness	awareness	NOUN
cana-5594	305	22	in	in	ADP
cana-5594	305	23	promoting	promote	VERB
cana-5594	305	24	secure	secure	ADJ
cana-5594	305	25	and	and	CCONJ
cana-5594	305	26	efficient	efficient	ADJ
cana-5594	305	27	digital	digital	ADJ
cana-5594	305	28	financial	financial	ADJ
cana-5594	305	29	inclusion	inclusion	NOUN
cana-5594	305	30	through	through	ADP
cana-5594	305	31	the	the	DET
cana-5594	305	32	aadhaar	aadhaar	NOUN
cana-5594	305	33	enabled	enable	VERB
cana-5594	305	34	payment	payment	NOUN
cana-5594	305	35	communications	communication	NOUN
cana-5594	305	36	on	on	ADP
cana-5594	305	37	applied	apply	VERB
cana-5594	305	38	nonlinear	nonlinear	ADJ
cana-5594	305	39	analysis	analysis	NOUN
cana-5594	305	40	issn	issn	NOUN
cana-5594	305	41	:	:	PUNCT
cana-5594	305	42	1074	1074	NUM
cana-5594	305	43	-	-	PUNCT
cana-5594	305	44	133x	133x	NUM
cana-5594	305	45	vol	vol	NOUN
cana-5594	305	46	32	32	NUM
cana-5594	305	47	no	no	NOUN
cana-5594	305	48	.	.	PUNCT
cana-5594	306	1	icmasd	icmasd	NOUN
cana-5594	306	2	(	(	PUNCT
cana-5594	306	3	2025	2025	NUM
cana-5594	306	4	)	)	PUNCT
cana-5594	306	5	1943	1943	NUM
cana-5594	306	6	https://internationalpubls.com	https://internationalpubls.com	X
cana-5594	306	7	system	system	NOUN
cana-5594	306	8	.	.	PUNCT
cana-5594	307	1	these	these	DET
cana-5594	307	2	findings	finding	NOUN
cana-5594	307	3	highlight	highlight	VERB
cana-5594	307	4	the	the	DET
cana-5594	307	5	importance	importance	NOUN
cana-5594	307	6	of	of	ADP
cana-5594	307	7	understanding	understand	VERB
cana-5594	307	8	aeps	aeps	ADJ
cana-5594	307	9	procedures	procedure	NOUN
cana-5594	307	10	,	,	PUNCT
cana-5594	307	11	government	government	NOUN
cana-5594	307	12	schemes	scheme	NOUN
cana-5594	307	13	,	,	PUNCT
cana-5594	307	14	and	and	CCONJ
cana-5594	307	15	services	service	NOUN
cana-5594	307	16	to	to	PART
cana-5594	307	17	enhance	enhance	VERB
cana-5594	307	18	secure	secure	ADJ
cana-5594	307	19	banking	banking	NOUN
cana-5594	307	20	transactions	transaction	NOUN
cana-5594	307	21	and	and	CCONJ
cana-5594	307	22	overall	overall	ADJ
cana-5594	307	23	financial	financial	ADJ
cana-5594	307	24	literacy	literacy	NOUN
cana-5594	307	25	.	.	PUNCT
cana-5594	308	1	table	table	NOUN
cana-5594	308	2	10	10	NUM
cana-5594	308	3	.	.	PUNCT
cana-5594	309	1	model	model	PROPN
cana-5594	309	2	fit	fit	ADJ
cana-5594	309	3	saturated	saturate	VERB
cana-5594	309	4	model	model	NOUN
cana-5594	309	5	estimated	estimate	VERB
cana-5594	309	6	model	model	NOUN
cana-5594	309	7	srmr	srmr	VERB
cana-5594	309	8	0.093	0.093	NUM
cana-5594	309	9	0.103	0.103	NUM
cana-5594	309	10	d_uls	d_uls	PROPN
cana-5594	309	11	1.830	1.830	NUM
cana-5594	309	12	2.246	2.246	NUM
cana-5594	309	13	d_g	d_g	NOUN
cana-5594	309	14	0.513	0.513	NUM
cana-5594	309	15	0.518	0.518	NUM
cana-5594	309	16	chi	chi	ADJ
cana-5594	309	17	-	-	PUNCT
cana-5594	309	18	square	square	ADJ
cana-5594	309	19	1946.479	1946.479	NUM
cana-5594	309	20	1914.157	1914.157	NUM
cana-5594	309	21	nfi	nfi	NOUN
cana-5594	309	22	0.747	0.747	NUM
cana-5594	309	23	0.751	0.751	NUM
cana-5594	309	24	table	table	NOUN
cana-5594	309	25	10	10	NUM
cana-5594	309	26	model	model	NOUN
cana-5594	309	27	fit	fit	ADJ
cana-5594	309	28	statistics	statistic	NOUN
cana-5594	309	29	evaluate	evaluate	VERB
cana-5594	309	30	how	how	SCONJ
cana-5594	309	31	well	well	ADV
cana-5594	309	32	a	a	DET
cana-5594	309	33	proposed	propose	VERB
cana-5594	309	34	structural	structural	ADJ
cana-5594	309	35	model	model	NOUN
cana-5594	309	36	aligns	align	VERB
cana-5594	309	37	with	with	ADP
cana-5594	309	38	the	the	DET
cana-5594	309	39	observed	observe	VERB
cana-5594	309	40	data	datum	NOUN
cana-5594	309	41	.	.	PUNCT
cana-5594	310	1	key	key	ADJ
cana-5594	310	2	indicators	indicator	NOUN
cana-5594	310	3	such	such	ADJ
cana-5594	310	4	as	as	ADP
cana-5594	310	5	srmr	srmr	NOUN
cana-5594	310	6	,	,	PUNCT
cana-5594	310	7	d_uls	d_ul	NOUN
cana-5594	310	8	,	,	PUNCT
cana-5594	310	9	d_g	d_g	PROPN
cana-5594	310	10	,	,	PUNCT
cana-5594	310	11	chi	chi	ADJ
cana-5594	310	12	-	-	PUNCT
cana-5594	310	13	square	square	NOUN
cana-5594	310	14	,	,	PUNCT
cana-5594	310	15	and	and	CCONJ
cana-5594	310	16	nfi	nfi	PROPN
cana-5594	310	17	provide	provide	VERB
cana-5594	310	18	insights	insight	NOUN
cana-5594	310	19	into	into	ADP
cana-5594	310	20	the	the	DET
cana-5594	310	21	overall	overall	ADJ
cana-5594	310	22	fit	fit	NOUN
cana-5594	310	23	and	and	CCONJ
cana-5594	310	24	accuracy	accuracy	NOUN
cana-5594	310	25	of	of	ADP
cana-5594	310	26	the	the	DET
cana-5594	310	27	model	model	NOUN
cana-5594	310	28	.	.	PUNCT
cana-5594	311	1	in	in	ADP
cana-5594	311	2	the	the	DET
cana-5594	311	3	provided	provide	VERB
cana-5594	311	4	data	datum	NOUN
cana-5594	311	5	,	,	PUNCT
cana-5594	311	6	the	the	DET
cana-5594	311	7	standardized	standardized	ADJ
cana-5594	311	8	root	root	NOUN
cana-5594	311	9	mean	mean	NOUN
cana-5594	311	10	square	square	ADJ
cana-5594	311	11	residual	residual	ADJ
cana-5594	311	12	(	(	PUNCT
cana-5594	311	13	srmr	srmr	PROPN
cana-5594	311	14	)	)	PUNCT
cana-5594	311	15	,	,	PUNCT
cana-5594	311	16	a	a	DET
cana-5594	311	17	measure	measure	NOUN
cana-5594	311	18	of	of	ADP
cana-5594	311	19	the	the	DET
cana-5594	311	20	average	average	ADJ
cana-5594	311	21	discrepancy	discrepancy	NOUN
cana-5594	311	22	between	between	ADP
cana-5594	311	23	observed	observed	ADJ
cana-5594	311	24	and	and	CCONJ
cana-5594	311	25	predicted	predict	VERB
cana-5594	311	26	correlations	correlation	NOUN
cana-5594	311	27	,	,	PUNCT
cana-5594	311	28	is	be	AUX
cana-5594	311	29	0.093	0.093	NUM
cana-5594	311	30	for	for	ADP
cana-5594	311	31	the	the	DET
cana-5594	311	32	saturated	saturate	VERB
cana-5594	311	33	model	model	NOUN
cana-5594	311	34	and	and	CCONJ
cana-5594	311	35	0.103	0.103	NUM
cana-5594	311	36	for	for	ADP
cana-5594	311	37	the	the	DET
cana-5594	311	38	estimated	estimate	VERB
cana-5594	311	39	model	model	NOUN
cana-5594	311	40	.	.	PUNCT
cana-5594	312	1	both	both	DET
cana-5594	312	2	values	value	NOUN
cana-5594	312	3	are	be	AUX
cana-5594	312	4	close	close	ADJ
cana-5594	312	5	to	to	ADP
cana-5594	312	6	the	the	DET
cana-5594	312	7	acceptable	acceptable	ADJ
cana-5594	312	8	threshold	threshold	NOUN
cana-5594	312	9	of	of	ADP
cana-5594	312	10	0.08	0.08	NUM
cana-5594	312	11	,	,	PUNCT
cana-5594	312	12	indicating	indicate	VERB
cana-5594	312	13	a	a	DET
cana-5594	312	14	moderately	moderately	ADV
cana-5594	312	15	acceptable	acceptable	ADJ
cana-5594	312	16	fit	fit	NOUN
cana-5594	312	17	.	.	PUNCT
cana-5594	313	1	the	the	DET
cana-5594	313	2	d_uls	d_uls	PROPN
cana-5594	313	3	and	and	CCONJ
cana-5594	313	4	d_g	d_g	NOUN
cana-5594	313	5	values	value	NOUN
cana-5594	313	6	,	,	PUNCT
cana-5594	313	7	which	which	PRON
cana-5594	313	8	reflect	reflect	VERB
cana-5594	313	9	discrepancies	discrepancy	NOUN
cana-5594	313	10	based	base	VERB
cana-5594	313	11	on	on	ADP
cana-5594	313	12	different	different	ADJ
cana-5594	313	13	norms	norm	NOUN
cana-5594	313	14	,	,	PUNCT
cana-5594	313	15	are	be	AUX
cana-5594	313	16	slightly	slightly	ADV
cana-5594	313	17	higher	high	ADJ
cana-5594	313	18	in	in	ADP
cana-5594	313	19	the	the	DET
cana-5594	313	20	estimated	estimate	VERB
cana-5594	313	21	model	model	NOUN
cana-5594	313	22	(	(	PUNCT
cana-5594	313	23	2.246	2.246	NUM
cana-5594	313	24	and	and	CCONJ
cana-5594	313	25	0.518	0.518	NUM
cana-5594	313	26	)	)	PUNCT
cana-5594	313	27	compared	compare	VERB
cana-5594	313	28	to	to	ADP
cana-5594	313	29	the	the	DET
cana-5594	313	30	saturated	saturated	ADJ
cana-5594	313	31	model	model	NOUN
cana-5594	313	32	(	(	PUNCT
cana-5594	313	33	1.830	1.830	NUM
cana-5594	313	34	and	and	CCONJ
cana-5594	313	35	0.513	0.513	NUM
cana-5594	313	36	)	)	PUNCT
cana-5594	313	37	,	,	PUNCT
cana-5594	313	38	suggesting	suggest	VERB
cana-5594	313	39	minor	minor	ADJ
cana-5594	313	40	deviations	deviation	NOUN
cana-5594	313	41	in	in	ADP
cana-5594	313	42	fit	fit	NOUN
cana-5594	313	43	.	.	PUNCT
cana-5594	314	1	the	the	DET
cana-5594	314	2	chi	chi	ADJ
cana-5594	314	3	-	-	PUNCT
cana-5594	314	4	square	square	ADJ
cana-5594	314	5	values	value	NOUN
cana-5594	314	6	for	for	ADP
cana-5594	314	7	both	both	DET
cana-5594	314	8	models	model	NOUN
cana-5594	314	9	are	be	AUX
cana-5594	314	10	high—1946.479	high—1946.479	NOUN
cana-5594	314	11	for	for	ADP
cana-5594	314	12	the	the	DET
cana-5594	314	13	saturated	saturate	VERB
cana-5594	314	14	model	model	NOUN
cana-5594	314	15	and	and	CCONJ
cana-5594	314	16	1914.157	1914.157	NUM
cana-5594	314	17	for	for	ADP
cana-5594	314	18	the	the	DET
cana-5594	314	19	estimated	estimate	VERB
cana-5594	314	20	model	model	NOUN
cana-5594	314	21	—	—	PUNCT
cana-5594	314	22	indicating	indicate	VERB
cana-5594	314	23	some	some	DET
cana-5594	314	24	lack	lack	NOUN
cana-5594	314	25	of	of	ADP
cana-5594	314	26	fit	fit	NOUN
cana-5594	314	27	,	,	PUNCT
cana-5594	314	28	which	which	PRON
cana-5594	314	29	is	be	AUX
cana-5594	314	30	not	not	PART
cana-5594	314	31	uncommon	uncommon	ADJ
cana-5594	314	32	in	in	ADP
cana-5594	314	33	models	model	NOUN
cana-5594	314	34	with	with	ADP
cana-5594	314	35	large	large	ADJ
cana-5594	314	36	sample	sample	NOUN
cana-5594	314	37	sizes	size	NOUN
cana-5594	314	38	.	.	PUNCT
cana-5594	315	1	the	the	DET
cana-5594	315	2	normed	normed	PROPN
cana-5594	315	3	fit	fit	ADJ
cana-5594	315	4	index	index	NOUN
cana-5594	315	5	(	(	PUNCT
cana-5594	315	6	nfi	nfi	NOUN
cana-5594	315	7	)	)	PUNCT
cana-5594	315	8	values	value	NOUN
cana-5594	315	9	are	be	AUX
cana-5594	315	10	0.747	0.747	NUM
cana-5594	315	11	and	and	CCONJ
cana-5594	315	12	0.751	0.751	NUM
cana-5594	315	13	,	,	PUNCT
cana-5594	315	14	slightly	slightly	ADV
cana-5594	315	15	below	below	ADP
cana-5594	315	16	the	the	DET
cana-5594	315	17	ideal	ideal	ADJ
cana-5594	315	18	threshold	threshold	NOUN
cana-5594	315	19	of	of	ADP
cana-5594	315	20	0.90	0.90	NUM
cana-5594	315	21	,	,	PUNCT
cana-5594	315	22	suggesting	suggest	VERB
cana-5594	315	23	room	room	NOUN
cana-5594	315	24	for	for	ADP
cana-5594	315	25	improvement	improvement	NOUN
cana-5594	315	26	in	in	ADP
cana-5594	315	27	model	model	NOUN
cana-5594	315	28	fit	fit	PROPN
cana-5594	315	29	.	.	PUNCT
cana-5594	316	1	overall	overall	ADV
cana-5594	316	2	,	,	PUNCT
cana-5594	316	3	the	the	DET
cana-5594	316	4	model	model	NOUN
cana-5594	316	5	demonstrates	demonstrate	VERB
cana-5594	316	6	a	a	DET
cana-5594	316	7	reasonable	reasonable	ADJ
cana-5594	316	8	but	but	CCONJ
cana-5594	316	9	not	not	PART
cana-5594	316	10	optimal	optimal	ADJ
cana-5594	316	11	fit	fit	NOUN
cana-5594	316	12	,	,	PUNCT
cana-5594	316	13	requiring	require	VERB
cana-5594	316	14	further	further	ADJ
cana-5594	316	15	refinement	refinement	NOUN
cana-5594	316	16	to	to	PART
cana-5594	316	17	achieve	achieve	VERB
cana-5594	316	18	better	well	ADJ
cana-5594	316	19	alignment	alignment	NOUN
cana-5594	316	20	with	with	ADP
cana-5594	316	21	the	the	DET
cana-5594	316	22	observed	observe	VERB
cana-5594	316	23	data	datum	NOUN
cana-5594	316	24	.	.	PUNCT
cana-5594	317	1	4	4	NUM
cana-5594	317	2	data	datum	NOUN
cana-5594	317	3	analysis	analysis	NOUN
cana-5594	317	4	table	table	NOUN
cana-5594	317	5	11	11	NUM
cana-5594	317	6	.	.	PUNCT
cana-5594	318	1	awareness	awareness	NOUN
cana-5594	318	2	and	and	CCONJ
cana-5594	318	3	usage	usage	NOUN
cana-5594	318	4	of	of	ADP
cana-5594	318	5	aadhaar	aadhaar	NOUN
cana-5594	318	6	-	-	PUNCT
cana-5594	318	7	based	base	VERB
cana-5594	318	8	services	service	NOUN
cana-5594	318	9	and	and	CCONJ
cana-5594	318	10	government	government	NOUN
cana-5594	318	11	schemes	scheme	NOUN
cana-5594	318	12	no	no	INTJ
cana-5594	318	13	.	.	PUNCT
cana-5594	319	1	constructs	construct	VERB
cana-5594	319	2	items	item	NOUN
cana-5594	319	3	average	average	ADJ
cana-5594	319	4	sd	sd	NOUN
cana-5594	319	5	percentage	percentage	NOUN
cana-5594	319	6	1	1	NUM
cana-5594	319	7	p	p	NOUN
cana-5594	319	8	ro	ro	X
cana-5594	319	9	ce	ce	PROPN
cana-5594	319	10	d	d	X
cana-5594	319	11	u	u	PROPN
cana-5594	319	12	re	re	ADP
cana-5594	319	13	to	to	ADP
cana-5594	319	14	u	u	PROPN
cana-5594	319	15	se	se	X
cana-5594	319	16	a	a	X
cana-5594	319	17	e	e	X
cana-5594	319	18	p	p	X
cana-5594	319	19	s	s	PROPN
cana-5594	319	20	a	a	DET
cana-5594	319	21	w	w	NOUN
cana-5594	319	22	a	a	DET
cana-5594	319	23	re	re	X
cana-5594	319	24	n	n	ADP
cana-5594	319	25	es	es	X
cana-5594	319	26	s	s	AUX
cana-5594	319	27	know	know	VERB
cana-5594	319	28	you	you	PRON
cana-5594	319	29	need	need	VERB
cana-5594	319	30	to	to	PART
cana-5594	319	31	provide	provide	VERB
cana-5594	319	32	your	your	PRON
cana-5594	319	33	aadhaar	aadhaar	NOUN
cana-5594	319	34	number	number	NOUN
cana-5594	319	35	3.56	3.56	NUM
cana-5594	319	36	1.17	1.17	NUM
cana-5594	319	37	71	71	NUM
cana-5594	319	38	%	%	NOUN
cana-5594	319	39	2	2	NUM
cana-5594	319	40	familiar	familiar	ADJ
cana-5594	319	41	with	with	ADP
cana-5594	319	42	biometric	biometric	ADJ
cana-5594	319	43	authentication	authentication	NOUN
cana-5594	319	44	3.45	3.45	NUM
cana-5594	319	45	1.22	1.22	NUM
cana-5594	319	46	69	69	NUM
cana-5594	319	47	%	%	NOUN
cana-5594	319	48	3	3	NUM
cana-5594	319	49	know	know	VERB
cana-5594	319	50	how	how	SCONJ
cana-5594	319	51	to	to	PART
cana-5594	319	52	select	select	VERB
cana-5594	319	53	a	a	DET
cana-5594	319	54	transaction	transaction	NOUN
cana-5594	319	55	type	type	NOUN
cana-5594	319	56	3.47	3.47	NUM
cana-5594	319	57	1.23	1.23	NUM
cana-5594	319	58	69	69	NUM
cana-5594	319	59	%	%	NOUN
cana-5594	319	60	communications	communication	NOUN
cana-5594	319	61	on	on	ADP
cana-5594	319	62	applied	apply	VERB
cana-5594	319	63	nonlinear	nonlinear	ADJ
cana-5594	319	64	analysis	analysis	NOUN
cana-5594	319	65	issn	issn	NOUN
cana-5594	319	66	:	:	PUNCT
cana-5594	319	67	1074	1074	NUM
cana-5594	319	68	-	-	PUNCT
cana-5594	319	69	133x	133x	NUM
cana-5594	319	70	vol	vol	NOUN
cana-5594	319	71	32	32	NUM
cana-5594	319	72	no	no	NOUN
cana-5594	319	73	.	.	PUNCT
cana-5594	320	1	icmasd	icmasd	NOUN
cana-5594	320	2	(	(	PUNCT
cana-5594	320	3	2025	2025	NUM
cana-5594	320	4	)	)	PUNCT
cana-5594	320	5	1944	1944	NUM
cana-5594	321	1	https://internationalpubls.com	https://internationalpubls.com	X
cana-5594	321	2	4	4	NUM
cana-5594	321	3	aware	aware	ADJ
cana-5594	321	4	of	of	ADP
cana-5594	321	5	steps	step	NOUN
cana-5594	321	6	to	to	PART
cana-5594	321	7	complete	complete	VERB
cana-5594	321	8	an	an	DET
cana-5594	321	9	aeps	aeps	ADJ
cana-5594	321	10	transaction	transaction	NOUN
cana-5594	321	11	4.50	4.50	NUM
cana-5594	321	12	0.86	0.86	NUM
cana-5594	321	13	90	90	NUM
cana-5594	321	14	%	%	NOUN
cana-5594	321	15	average	average	NOUN
cana-5594	321	16	3.74	3.74	NUM
cana-5594	321	17	1.12	1.12	NUM
cana-5594	321	18	75	75	NUM
cana-5594	321	19	%	%	NOUN
cana-5594	321	20	5	5	NUM
cana-5594	321	21	a	a	DET
cana-5594	321	22	a	a	PROPN
cana-5594	321	23	d	d	NOUN
cana-5594	321	24	h	h	NOUN
cana-5594	321	25	a	a	DET
cana-5594	321	26	a	a	DET
cana-5594	321	27	r	r	NOUN
cana-5594	321	28	b	b	PROPN
cana-5594	321	29	a	a	X
cana-5594	321	30	se	se	PROPN
cana-5594	322	1	d	d	NOUN
cana-5594	322	2	g	g	NOUN
cana-5594	322	3	o	o	NOUN
cana-5594	322	4	v	v	INTJ
cana-5594	322	5	er	er	INTJ
cana-5594	322	6	n	n	ADV
cana-5594	322	7	m	m	PROPN
cana-5594	322	8	en	en	ADP
cana-5594	322	9	t	t	PROPN
cana-5594	322	10	sc	sc	PROPN
cana-5594	322	11	h	h	NOUN
cana-5594	322	12	em	em	PRON
cana-5594	322	13	es	es	ADP
cana-5594	322	14	a	a	DET
cana-5594	322	15	w	w	NOUN
cana-5594	322	16	a	a	DET
cana-5594	322	17	re	re	X
cana-5594	322	18	n	n	ADP
cana-5594	322	19	es	es	X
cana-5594	322	20	s	s	VERB
cana-5594	322	21	aware	aware	ADJ
cana-5594	322	22	of	of	ADP
cana-5594	322	23	pradhan	pradhan	PROPN
cana-5594	322	24	mantri	mantri	PROPN
cana-5594	322	25	jan	jan	PROPN
cana-5594	322	26	dhan	dhan	PROPN
cana-5594	322	27	yojana	yojana	PROPN
cana-5594	322	28	4.40	4.40	NUM
cana-5594	322	29	0.95	0.95	NUM
cana-5594	322	30	88	88	NUM
cana-5594	322	31	%	%	NOUN
cana-5594	322	32	6	6	NUM
cana-5594	322	33	heard	hear	VERB
cana-5594	322	34	of	of	ADP
cana-5594	322	35	direct	direct	ADJ
cana-5594	322	36	benefit	benefit	NOUN
cana-5594	322	37	transfer	transfer	NOUN
cana-5594	322	38	4.27	4.27	NUM
cana-5594	322	39	1.05	1.05	NUM
cana-5594	322	40	85	85	NUM
cana-5594	322	41	%	%	NOUN
cana-5594	322	42	7	7	NUM
cana-5594	322	43	know	know	NOUN
cana-5594	322	44	about	about	ADP
cana-5594	322	45	pradhan	pradhan	PROPN
cana-5594	322	46	mantri	mantri	PROPN
cana-5594	322	47	gramin	gramin	PROPN
cana-5594	322	48	digital	digital	PROPN
cana-5594	322	49	saksharta	saksharta	PROPN
cana-5594	322	50	abhiyan	abhiyan	VERB
cana-5594	322	51	4.59	4.59	NUM
cana-5594	322	52	0.80	0.80	NUM
cana-5594	322	53	92	92	NUM
cana-5594	322	54	%	%	NOUN
cana-5594	322	55	8	8	NUM
cana-5594	322	56	familiar	familiar	ADJ
cana-5594	322	57	with	with	ADP
cana-5594	322	58	national	national	ADJ
cana-5594	322	59	social	social	ADJ
cana-5594	322	60	assistance	assistance	NOUN
cana-5594	322	61	programme	programme	NOUN
cana-5594	322	62	4.05	4.05	NUM
cana-5594	322	63	1.19	1.19	NUM
cana-5594	322	64	81	81	NUM
cana-5594	322	65	%	%	NOUN
cana-5594	322	66	9	9	NUM
cana-5594	322	67	aware	aware	ADJ
cana-5594	322	68	of	of	ADP
cana-5594	322	69	public	public	ADJ
cana-5594	322	70	distribution	distribution	NOUN
cana-5594	322	71	system	system	NOUN
cana-5594	322	72	reforms	reform	NOUN
cana-5594	322	73	4.27	4.27	NUM
cana-5594	322	74	1.06	1.06	NUM
cana-5594	322	75	85	85	NUM
cana-5594	322	76	%	%	NOUN
cana-5594	322	77	10	10	NUM
cana-5594	322	78	heard	hear	VERB
cana-5594	322	79	of	of	ADP
cana-5594	322	80	mahila	mahila	PROPN
cana-5594	322	81	shakti	shakti	PROPN
cana-5594	322	82	kendra	kendra	PROPN
cana-5594	322	83	(	(	PUNCT
cana-5594	322	84	msk	msk	PROPN
cana-5594	322	85	)	)	PUNCT
cana-5594	322	86	scheme	scheme	NOUN
cana-5594	322	87	3.90	3.90	NUM
cana-5594	322	88	1.25	1.25	NUM
cana-5594	322	89	78	78	NUM
cana-5594	322	90	%	%	NOUN
cana-5594	322	91	11	11	NUM
cana-5594	322	92	familiar	familiar	ADJ
cana-5594	322	93	with	with	ADP
cana-5594	322	94	mahatma	mahatma	PROPN
cana-5594	322	95	gandhi	gandhi	PROPN
cana-5594	322	96	national	national	PROPN
cana-5594	322	97	rural	rural	ADJ
cana-5594	322	98	employment	employment	NOUN
cana-5594	322	99	guarantee	guarantee	NOUN
cana-5594	322	100	act	act	VERB
cana-5594	322	101	3.73	3.73	NUM
cana-5594	322	102	1.31	1.31	NUM
cana-5594	322	103	75	75	NUM
cana-5594	322	104	%	%	NOUN
cana-5594	322	105	12	12	NUM
cana-5594	322	106	aware	aware	ADJ
cana-5594	322	107	of	of	ADP
cana-5594	322	108	atal	atal	ADJ
cana-5594	322	109	pension	pension	NOUN
cana-5594	322	110	yojana	yojana	PROPN
cana-5594	322	111	(	(	PUNCT
cana-5594	322	112	apy	apy	NOUN
cana-5594	322	113	)	)	PUNCT
cana-5594	322	114	4.05	4.05	NUM
cana-5594	322	115	1.21	1.21	NUM
cana-5594	322	116	81	81	NUM
cana-5594	322	117	%	%	NOUN
cana-5594	322	118	average	average	ADJ
cana-5594	322	119	4.16	4.16	NUM
cana-5594	322	120	1.10	1.10	NUM
cana-5594	322	121	83	83	NUM
cana-5594	322	122	%	%	NOUN
cana-5594	322	123	13	13	NUM
cana-5594	322	124	a	a	DET
cana-5594	322	125	a	a	PROPN
cana-5594	322	126	d	d	NOUN
cana-5594	322	127	h	h	NOUN
cana-5594	322	128	a	a	PRON
cana-5594	322	129	a	a	DET
cana-5594	322	130	r	r	NOUN
cana-5594	322	131	en	en	ADP
cana-5594	322	132	a	a	DET
cana-5594	322	133	b	b	X
cana-5594	322	134	le	le	ADP
cana-5594	323	1	d	d	NOUN
cana-5594	323	2	p	p	X
cana-5594	323	3	a	a	PRON
cana-5594	323	4	y	y	PROPN
cana-5594	323	5	m	m	PROPN
cana-5594	323	6	en	en	ADP
cana-5594	323	7	t	t	PROPN
cana-5594	323	8	se	se	PROPN
cana-5594	323	9	rv	rv	PROPN
cana-5594	324	1	ic	ic	PROPN
cana-5594	324	2	es	es	ADP
cana-5594	324	3	a	a	DET
cana-5594	324	4	w	w	NOUN
cana-5594	324	5	a	a	DET
cana-5594	324	6	re	re	X
cana-5594	324	7	n	n	PART
cana-5594	324	8	es	es	X
cana-5594	324	9	s	s	NOUN
cana-5594	324	10	have	have	AUX
cana-5594	324	11	you	you	PRON
cana-5594	324	12	come	come	VERB
cana-5594	324	13	across	across	ADP
cana-5594	324	14	the	the	DET
cana-5594	324	15	cash	cash	NOUN
cana-5594	324	16	deposit	deposit	NOUN
cana-5594	324	17	service	service	NOUN
cana-5594	324	18	3.96	3.96	NUM
cana-5594	324	19	1.22	1.22	NUM
cana-5594	324	20	79	79	NUM
cana-5594	324	21	%	%	NOUN
cana-5594	324	22	14	14	NUM
cana-5594	324	23	are	be	AUX
cana-5594	324	24	you	you	PRON
cana-5594	324	25	aware	aware	ADJ
cana-5594	324	26	of	of	ADP
cana-5594	324	27	the	the	DET
cana-5594	324	28	cash	cash	NOUN
cana-5594	324	29	withdrawal	withdrawal	NOUN
cana-5594	324	30	service	service	NOUN
cana-5594	324	31	3.90	3.90	NUM
cana-5594	324	32	1.22	1.22	NUM
cana-5594	324	33	78	78	NUM
cana-5594	324	34	%	%	NOUN
cana-5594	324	35	15	15	NUM
cana-5594	324	36	are	be	AUX
cana-5594	324	37	you	you	PRON
cana-5594	324	38	familiar	familiar	ADJ
cana-5594	324	39	with	with	ADP
cana-5594	324	40	the	the	DET
cana-5594	324	41	aadhaar	aadhaar	NOUN
cana-5594	324	42	e	e	NOUN
cana-5594	324	43	-	-	ADJ
cana-5594	324	44	kyc	kyc	ADJ
cana-5594	324	45	service	service	NOUN
cana-5594	324	46	3.97	3.97	NUM
cana-5594	324	47	1.21	1.21	NUM
cana-5594	324	48	79	79	NUM
cana-5594	324	49	%	%	NOUN
cana-5594	324	50	16	16	NUM
cana-5594	324	51	do	do	AUX
cana-5594	324	52	you	you	PRON
cana-5594	324	53	make	make	VERB
cana-5594	324	54	use	use	NOUN
cana-5594	324	55	of	of	ADP
cana-5594	324	56	the	the	DET
cana-5594	324	57	aadhaar	aadhaar	NOUN
cana-5594	324	58	to	to	ADP
cana-5594	324	59	aadhaar	aadhaar	NOUN
cana-5594	324	60	fund	fund	NOUN
cana-5594	324	61	transfer	transfer	NOUN
cana-5594	324	62	service	service	NOUN
cana-5594	324	63	3.78	3.78	NUM
cana-5594	324	64	1.28	1.28	NUM
cana-5594	324	65	76	76	NUM
cana-5594	324	66	%	%	NOUN
cana-5594	324	67	17	17	NUM
cana-5594	324	68	do	do	AUX
cana-5594	324	69	you	you	PRON
cana-5594	324	70	know	know	VERB
cana-5594	324	71	about	about	ADP
cana-5594	324	72	the	the	DET
cana-5594	324	73	bhim	bhim	NOUN
cana-5594	324	74	aadhaar	aadhaar	PROPN
cana-5594	324	75	pay	pay	VERB
cana-5594	324	76	service	service	NOUN
cana-5594	324	77	3.60	3.60	NUM
cana-5594	324	78	1.35	1.35	NUM
cana-5594	324	79	72	72	NUM
cana-5594	324	80	%	%	NOUN
cana-5594	324	81	average	average	NOUN
cana-5594	324	82	4.44	4.44	NUM
cana-5594	324	83	0.89	0.89	NUM
cana-5594	324	84	89	89	NUM
cana-5594	324	85	%	%	NOUN
cana-5594	324	86	18	18	NUM
cana-5594	324	87	o	o	NOUN
cana-5594	324	88	v	v	ADP
cana-5594	324	89	er	er	INTJ
cana-5594	324	90	a	a	DET
cana-5594	324	91	ll	ll	NOUN
cana-5594	324	92	a	a	DET
cana-5594	324	93	w	w	NOUN
cana-5594	324	94	a	a	DET
cana-5594	324	95	re	re	X
cana-5594	324	96	n	n	X
cana-5594	324	97	es	es	NOUN
cana-5594	324	98	s	s	PROPN
cana-5594	324	99	d	d	NOUN
cana-5594	324	100	if	if	SCONJ
cana-5594	324	101	fe	fe	X
cana-5594	324	102	r	r	NOUN
cana-5594	324	103	en	en	PROPN
cana-5594	324	104	ce	ce	PROPN
cana-5594	324	105	l	l	PROPN
cana-5594	324	106	ev	ev	PROPN
cana-5594	324	107	el	el	PROPN
cana-5594	324	108	overall	overall	ADJ
cana-5594	324	109	awareness	awareness	NOUN
cana-5594	324	110	of	of	ADP
cana-5594	324	111	aadhaar	aadhaar	NOUN
cana-5594	324	112	based	base	VERB
cana-5594	324	113	government	government	NOUN
cana-5594	324	114	schemes	scheme	NOUN
cana-5594	324	115	4.00	4.00	NUM
cana-5594	324	116	1.13	1.13	NUM
cana-5594	324	117	80	80	NUM
cana-5594	324	118	%	%	NOUN
cana-5594	324	119	19	19	NUM
cana-5594	324	120	overall	overall	ADJ
cana-5594	324	121	awareness	awareness	NOUN
cana-5594	324	122	of	of	ADP
cana-5594	324	123	procedure	procedure	NOUN
cana-5594	324	124	to	to	PART
cana-5594	324	125	use	use	VERB
cana-5594	324	126	aeps	aep	NOUN
cana-5594	324	127	3.65	3.65	NUM
cana-5594	324	128	1.32	1.32	NUM
cana-5594	324	129	73	73	NUM
cana-5594	324	130	%	%	NOUN
cana-5594	324	131	communications	communication	NOUN
cana-5594	324	132	on	on	ADP
cana-5594	324	133	applied	apply	VERB
cana-5594	324	134	nonlinear	nonlinear	ADJ
cana-5594	324	135	analysis	analysis	NOUN
cana-5594	324	136	issn	issn	NOUN
cana-5594	324	137	:	:	PUNCT
cana-5594	324	138	1074	1074	NUM
cana-5594	324	139	-	-	PUNCT
cana-5594	324	140	133x	133x	NUM
cana-5594	324	141	vol	vol	NOUN
cana-5594	324	142	32	32	NUM
cana-5594	324	143	no	no	NOUN
cana-5594	324	144	.	.	PUNCT
cana-5594	325	1	icmasd	icmasd	NOUN
cana-5594	325	2	(	(	PUNCT
cana-5594	325	3	2025	2025	NUM
cana-5594	325	4	)	)	PUNCT
cana-5594	325	5	1945	1945	NUM
cana-5594	325	6	https://internationalpubls.com	https://internationalpubls.com	X
cana-5594	325	7	20	20	NUM
cana-5594	325	8	over	over	ADP
cana-5594	325	9	all	all	DET
cana-5594	325	10	awareness	awareness	NOUN
cana-5594	325	11	of	of	ADP
cana-5594	325	12	adhaar	adhaar	NOUN
cana-5594	325	13	enabled	enable	VERB
cana-5594	325	14	payment	payment	NOUN
cana-5594	325	15	system	system	NOUN
cana-5594	325	16	services	service	NOUN
cana-5594	325	17	4.11	4.11	NUM
cana-5594	325	18	1.17	1.17	NUM
cana-5594	325	19	82	82	NUM
cana-5594	325	20	%	%	NOUN
cana-5594	325	21	average	average	NOUN
cana-5594	325	22	3.92	3.92	NUM
cana-5594	325	23	1.21	1.21	NUM
cana-5594	325	24	78	78	NUM
cana-5594	325	25	%	%	NOUN
cana-5594	325	26	21	21	NUM
cana-5594	325	27	enhanced	enhance	VERB
cana-5594	325	28	secured	secure	VERB
cana-5594	325	29	banking	banking	NOUN
cana-5594	325	30	transactio	transactio	NOUN
cana-5594	325	31	ns	ns	INTJ
cana-5594	325	32	over	over	ADP
cana-5594	325	33	all	all	DET
cana-5594	325	34	enhanced	enhanced	ADJ
cana-5594	325	35	secured	secure	VERB
cana-5594	325	36	banking	banking	NOUN
cana-5594	325	37	transactions	transaction	NOUN
cana-5594	325	38	3.98	3.98	NUM
cana-5594	325	39	1.15	1.15	NUM
cana-5594	325	40	80	80	NUM
cana-5594	325	41	%	%	NOUN
cana-5594	325	42	the	the	DET
cana-5594	325	43	table	table	NOUN
cana-5594	325	44	11	11	NUM
cana-5594	325	45	data	datum	NOUN
cana-5594	325	46	analysis	analysis	NOUN
cana-5594	325	47	provides	provide	VERB
cana-5594	325	48	comprehensive	comprehensive	ADJ
cana-5594	325	49	data	datum	NOUN
cana-5594	325	50	on	on	ADP
cana-5594	325	51	various	various	ADJ
cana-5594	325	52	aspects	aspect	NOUN
cana-5594	325	53	of	of	ADP
cana-5594	325	54	awareness	awareness	NOUN
cana-5594	325	55	and	and	CCONJ
cana-5594	325	56	usage	usage	NOUN
cana-5594	325	57	of	of	ADP
cana-5594	325	58	aadhaar	aadhaar	NOUN
cana-5594	325	59	-	-	PUNCT
cana-5594	325	60	based	base	VERB
cana-5594	325	61	services	service	NOUN
cana-5594	325	62	and	and	CCONJ
cana-5594	325	63	government	government	NOUN
cana-5594	325	64	schemes	scheme	NOUN
cana-5594	325	65	.	.	PUNCT
cana-5594	326	1	it	it	PRON
cana-5594	326	2	is	be	AUX
cana-5594	326	3	divided	divide	VERB
cana-5594	326	4	into	into	ADP
cana-5594	326	5	several	several	ADJ
cana-5594	326	6	constructs	construct	NOUN
cana-5594	326	7	,	,	PUNCT
cana-5594	326	8	each	each	PRON
cana-5594	326	9	containing	contain	VERB
cana-5594	326	10	specific	specific	ADJ
cana-5594	326	11	items	item	NOUN
cana-5594	326	12	,	,	PUNCT
cana-5594	326	13	with	with	ADP
cana-5594	326	14	their	their	PRON
cana-5594	326	15	corresponding	corresponding	ADJ
cana-5594	326	16	average	average	ADJ
cana-5594	326	17	scores	score	NOUN
cana-5594	326	18	,	,	PUNCT
cana-5594	326	19	standard	standard	ADJ
cana-5594	326	20	deviations	deviation	NOUN
cana-5594	326	21	(	(	PUNCT
cana-5594	326	22	sd	sd	NOUN
cana-5594	326	23	)	)	PUNCT
cana-5594	326	24	,	,	PUNCT
cana-5594	326	25	and	and	CCONJ
cana-5594	326	26	percentages	percentage	NOUN
cana-5594	326	27	.	.	PUNCT
cana-5594	327	1	the	the	DET
cana-5594	327	2	first	first	ADJ
cana-5594	327	3	construct	construct	NOUN
cana-5594	327	4	,	,	PUNCT
cana-5594	327	5	procedure	procedure	NOUN
cana-5594	327	6	to	to	PART
cana-5594	327	7	use	use	VERB
cana-5594	327	8	aeps	aeps	ADJ
cana-5594	327	9	awareness	awareness	NOUN
cana-5594	327	10	,	,	PUNCT
cana-5594	327	11	includes	include	VERB
cana-5594	327	12	items	item	NOUN
cana-5594	327	13	such	such	ADJ
cana-5594	327	14	as	as	ADP
cana-5594	327	15	knowing	know	VERB
cana-5594	327	16	the	the	DET
cana-5594	327	17	requirement	requirement	NOUN
cana-5594	327	18	to	to	PART
cana-5594	327	19	provide	provide	VERB
cana-5594	327	20	an	an	DET
cana-5594	327	21	aadhaar	aadhaar	NOUN
cana-5594	327	22	number	number	NOUN
cana-5594	327	23	,	,	PUNCT
cana-5594	327	24	familiarity	familiarity	NOUN
cana-5594	327	25	with	with	ADP
cana-5594	327	26	biometric	biometric	ADJ
cana-5594	327	27	authentication	authentication	NOUN
cana-5594	327	28	,	,	PUNCT
cana-5594	327	29	understanding	understand	VERB
cana-5594	327	30	how	how	SCONJ
cana-5594	327	31	to	to	PART
cana-5594	327	32	select	select	VERB
cana-5594	327	33	a	a	DET
cana-5594	327	34	transaction	transaction	NOUN
cana-5594	327	35	type	type	NOUN
cana-5594	327	36	,	,	PUNCT
cana-5594	327	37	and	and	CCONJ
cana-5594	327	38	awareness	awareness	NOUN
cana-5594	327	39	of	of	ADP
cana-5594	327	40	steps	step	NOUN
cana-5594	327	41	to	to	PART
cana-5594	327	42	complete	complete	VERB
cana-5594	327	43	an	an	DET
cana-5594	327	44	aeps	aeps	ADJ
cana-5594	327	45	transaction	transaction	NOUN
cana-5594	327	46	.	.	PUNCT
cana-5594	328	1	the	the	DET
cana-5594	328	2	average	average	ADJ
cana-5594	328	3	score	score	NOUN
cana-5594	328	4	for	for	ADP
cana-5594	328	5	this	this	DET
cana-5594	328	6	construct	construct	NOUN
cana-5594	328	7	is	be	AUX
cana-5594	328	8	3.74	3.74	NUM
cana-5594	328	9	,	,	PUNCT
cana-5594	328	10	with	with	ADP
cana-5594	328	11	a	a	DET
cana-5594	328	12	standard	standard	ADJ
cana-5594	328	13	deviation	deviation	NOUN
cana-5594	328	14	of	of	ADP
cana-5594	328	15	1.12	1.12	NUM
cana-5594	328	16	and	and	CCONJ
cana-5594	328	17	a	a	DET
cana-5594	328	18	percentage	percentage	NOUN
cana-5594	328	19	of	of	ADP
cana-5594	328	20	75	75	NUM
cana-5594	328	21	%	%	NOUN
cana-5594	328	22	,	,	PUNCT
cana-5594	328	23	indicating	indicate	VERB
cana-5594	328	24	a	a	DET
cana-5594	328	25	high	high	ADJ
cana-5594	328	26	level	level	NOUN
cana-5594	328	27	of	of	ADP
cana-5594	328	28	awareness	awareness	NOUN
cana-5594	328	29	among	among	ADP
cana-5594	328	30	users	user	NOUN
cana-5594	328	31	regarding	regard	VERB
cana-5594	328	32	the	the	DET
cana-5594	328	33	procedural	procedural	ADJ
cana-5594	328	34	steps	step	NOUN
cana-5594	328	35	involved	involve	VERB
cana-5594	328	36	in	in	ADP
cana-5594	328	37	using	use	VERB
cana-5594	328	38	aeps	aep	NOUN
cana-5594	328	39	.	.	PUNCT
cana-5594	329	1	the	the	DET
cana-5594	329	2	second	second	ADJ
cana-5594	329	3	construct	construct	NOUN
cana-5594	329	4	,	,	PUNCT
cana-5594	329	5	aadhaar	aadhaar	NOUN
cana-5594	329	6	based	base	VERB
cana-5594	329	7	government	government	NOUN
cana-5594	329	8	schemes	scheme	NOUN
cana-5594	329	9	awareness	awareness	NOUN
cana-5594	329	10	,	,	PUNCT
cana-5594	329	11	assesses	assess	VERB
cana-5594	329	12	users	user	NOUN
cana-5594	329	13	'	'	PART
cana-5594	329	14	knowledge	knowledge	NOUN
cana-5594	329	15	of	of	ADP
cana-5594	329	16	various	various	ADJ
cana-5594	329	17	government	government	NOUN
cana-5594	329	18	schemes	scheme	NOUN
cana-5594	329	19	linked	link	VERB
cana-5594	329	20	to	to	ADP
cana-5594	329	21	aadhaar	aadhaar	NOUN
cana-5594	329	22	,	,	PUNCT
cana-5594	329	23	including	include	VERB
cana-5594	329	24	pmjdy	pmjdy	NOUN
cana-5594	329	25	,	,	PUNCT
cana-5594	329	26	dbt	dbt	PROPN
cana-5594	329	27	,	,	PUNCT
cana-5594	329	28	pmgdisha	pmgdisha	ADJ
cana-5594	329	29	,	,	PUNCT
cana-5594	329	30	nsap	nsap	PROPN
cana-5594	329	31	,	,	PUNCT
cana-5594	329	32	pds	pds	NOUN
cana-5594	329	33	,	,	PUNCT
cana-5594	329	34	msk	msk	PROPN
cana-5594	329	35	,	,	PUNCT
cana-5594	329	36	mgnrega	mgnrega	PROPN
cana-5594	329	37	,	,	PUNCT
cana-5594	329	38	and	and	CCONJ
cana-5594	329	39	apy	apy	NOUN
cana-5594	329	40	.	.	PUNCT
cana-5594	330	1	this	this	DET
cana-5594	330	2	construct	construct	NOUN
cana-5594	330	3	has	have	VERB
cana-5594	330	4	an	an	DET
cana-5594	330	5	average	average	ADJ
cana-5594	330	6	score	score	NOUN
cana-5594	330	7	of	of	ADP
cana-5594	330	8	4.16	4.16	NUM
cana-5594	330	9	,	,	PUNCT
cana-5594	330	10	a	a	DET
cana-5594	330	11	standard	standard	ADJ
cana-5594	330	12	deviation	deviation	NOUN
cana-5594	330	13	of	of	ADP
cana-5594	330	14	1.10	1.10	NUM
cana-5594	330	15	,	,	PUNCT
cana-5594	330	16	and	and	CCONJ
cana-5594	330	17	a	a	DET
cana-5594	330	18	percentage	percentage	NOUN
cana-5594	330	19	of	of	ADP
cana-5594	330	20	83	83	NUM
cana-5594	330	21	%	%	NOUN
cana-5594	330	22	,	,	PUNCT
cana-5594	330	23	suggesting	suggest	VERB
cana-5594	330	24	a	a	DET
cana-5594	330	25	good	good	ADJ
cana-5594	330	26	level	level	NOUN
cana-5594	330	27	of	of	ADP
cana-5594	330	28	awareness	awareness	NOUN
cana-5594	330	29	about	about	ADP
cana-5594	330	30	these	these	DET
cana-5594	330	31	beneficial	beneficial	ADJ
cana-5594	330	32	schemes	scheme	NOUN
cana-5594	330	33	.	.	PUNCT
cana-5594	331	1	the	the	DET
cana-5594	331	2	third	third	ADJ
cana-5594	331	3	construct	construct	NOUN
cana-5594	331	4	,	,	PUNCT
cana-5594	331	5	aadhaar	aadhaar	NOUN
cana-5594	331	6	enabled	enable	VERB
cana-5594	331	7	payment	payment	NOUN
cana-5594	331	8	system	system	NOUN
cana-5594	331	9	services	service	NOUN
cana-5594	331	10	awareness	awareness	NOUN
cana-5594	331	11	,	,	PUNCT
cana-5594	331	12	evaluates	evaluate	VERB
cana-5594	331	13	awareness	awareness	NOUN
cana-5594	331	14	of	of	ADP
cana-5594	331	15	aeps	aeps	ADJ
cana-5594	331	16	services	service	NOUN
cana-5594	331	17	such	such	ADJ
cana-5594	331	18	as	as	ADP
cana-5594	331	19	cash	cash	NOUN
cana-5594	331	20	deposit	deposit	NOUN
cana-5594	331	21	,	,	PUNCT
cana-5594	331	22	cash	cash	NOUN
cana-5594	331	23	withdrawal	withdrawal	NOUN
cana-5594	331	24	,	,	PUNCT
cana-5594	331	25	e	e	NOUN
cana-5594	331	26	-	-	PUNCT
cana-5594	331	27	kyc	kyc	ADJ
cana-5594	331	28	,	,	PUNCT
cana-5594	331	29	aadhaar	aadhaar	NOUN
cana-5594	331	30	to	to	ADP
cana-5594	331	31	aadhaar	aadhaar	NOUN
cana-5594	331	32	transfers	transfer	NOUN
cana-5594	331	33	,	,	PUNCT
cana-5594	331	34	and	and	CCONJ
cana-5594	331	35	bhim	bhim	PROPN
cana-5594	331	36	aadhaar	aadhaar	PROPN
cana-5594	331	37	pay	pay	VERB
cana-5594	331	38	.	.	PUNCT
cana-5594	332	1	the	the	DET
cana-5594	332	2	average	average	ADJ
cana-5594	332	3	score	score	NOUN
cana-5594	332	4	for	for	ADP
cana-5594	332	5	this	this	DET
cana-5594	332	6	construct	construct	NOUN
cana-5594	332	7	is	be	AUX
cana-5594	332	8	3.84	3.84	NUM
cana-5594	332	9	,	,	PUNCT
cana-5594	332	10	with	with	ADP
cana-5594	332	11	a	a	DET
cana-5594	332	12	standard	standard	ADJ
cana-5594	332	13	deviation	deviation	NOUN
cana-5594	332	14	of	of	ADP
cana-5594	332	15	1.23	1.23	NUM
cana-5594	332	16	and	and	CCONJ
cana-5594	332	17	a	a	DET
cana-5594	332	18	percentage	percentage	NOUN
cana-5594	332	19	of	of	ADP
cana-5594	332	20	77	77	NUM
cana-5594	332	21	%	%	NOUN
cana-5594	332	22	,	,	PUNCT
cana-5594	332	23	indicating	indicate	VERB
cana-5594	332	24	that	that	SCONJ
cana-5594	332	25	most	most	ADJ
cana-5594	332	26	users	user	NOUN
cana-5594	332	27	are	be	AUX
cana-5594	332	28	aware	aware	ADJ
cana-5594	332	29	of	of	ADP
cana-5594	332	30	these	these	DET
cana-5594	332	31	aeps	aeps	ADJ
cana-5594	332	32	services	service	NOUN
cana-5594	332	33	.	.	PUNCT
cana-5594	333	1	the	the	DET
cana-5594	333	2	overall	overall	ADJ
cana-5594	333	3	awareness	awareness	NOUN
cana-5594	333	4	(	(	PUNCT
cana-5594	333	5	difference	difference	NOUN
cana-5594	333	6	level	level	NOUN
cana-5594	333	7	)	)	PUNCT
cana-5594	333	8	construct	construct	VERB
cana-5594	333	9	measures	measure	NOUN
cana-5594	333	10	comprehensive	comprehensive	ADJ
cana-5594	333	11	awareness	awareness	NOUN
cana-5594	333	12	across	across	ADP
cana-5594	333	13	all	all	DET
cana-5594	333	14	areas	area	NOUN
cana-5594	333	15	of	of	ADP
cana-5594	333	16	aeps	aep	NOUN
cana-5594	333	17	and	and	CCONJ
cana-5594	333	18	related	related	ADJ
cana-5594	333	19	government	government	NOUN
cana-5594	333	20	schemes	scheme	NOUN
cana-5594	333	21	.	.	PUNCT
cana-5594	334	1	this	this	DET
cana-5594	334	2	construct	construct	NOUN
cana-5594	334	3	has	have	VERB
cana-5594	334	4	an	an	DET
cana-5594	334	5	average	average	ADJ
cana-5594	334	6	score	score	NOUN
cana-5594	334	7	of	of	ADP
cana-5594	334	8	4.11	4.11	NUM
cana-5594	334	9	,	,	PUNCT
cana-5594	334	10	a	a	DET
cana-5594	334	11	standard	standard	ADJ
cana-5594	334	12	deviation	deviation	NOUN
cana-5594	334	13	of	of	ADP
cana-5594	334	14	0.89	0.89	NUM
cana-5594	334	15	,	,	PUNCT
cana-5594	334	16	and	and	CCONJ
cana-5594	334	17	a	a	DET
cana-5594	334	18	percentage	percentage	NOUN
cana-5594	334	19	of	of	ADP
cana-5594	334	20	82	82	NUM
cana-5594	334	21	%	%	NOUN
cana-5594	334	22	,	,	PUNCT
cana-5594	334	23	reflecting	reflect	VERB
cana-5594	334	24	a	a	DET
cana-5594	334	25	well	well	ADV
cana-5594	334	26	-	-	PUNCT
cana-5594	334	27	informed	inform	VERB
cana-5594	334	28	user	user	NOUN
cana-5594	334	29	base	base	NOUN
cana-5594	334	30	.	.	PUNCT
cana-5594	335	1	finally	finally	ADV
cana-5594	335	2	,	,	PUNCT
cana-5594	335	3	the	the	DET
cana-5594	335	4	enhanced	enhance	VERB
cana-5594	335	5	secured	secure	VERB
cana-5594	335	6	banking	banking	NOUN
cana-5594	335	7	transactions	transaction	NOUN
cana-5594	335	8	construct	construct	VERB
cana-5594	335	9	assesses	assesse	NOUN
cana-5594	335	10	the	the	DET
cana-5594	335	11	impact	impact	NOUN
cana-5594	335	12	of	of	ADP
cana-5594	335	13	aeps	aeps	ADJ
cana-5594	335	14	awareness	awareness	NOUN
cana-5594	335	15	on	on	ADP
cana-5594	335	16	secure	secure	ADJ
cana-5594	335	17	banking	banking	NOUN
cana-5594	335	18	transactions	transaction	NOUN
cana-5594	335	19	.	.	PUNCT
cana-5594	336	1	with	with	ADP
cana-5594	336	2	an	an	DET
cana-5594	336	3	average	average	ADJ
cana-5594	336	4	score	score	NOUN
cana-5594	336	5	of	of	ADP
cana-5594	336	6	3.98	3.98	NUM
cana-5594	336	7	,	,	PUNCT
cana-5594	336	8	a	a	DET
cana-5594	336	9	standard	standard	ADJ
cana-5594	336	10	deviation	deviation	NOUN
cana-5594	336	11	of	of	ADP
cana-5594	336	12	1.15	1.15	NUM
cana-5594	336	13	,	,	PUNCT
cana-5594	336	14	and	and	CCONJ
cana-5594	336	15	a	a	DET
cana-5594	336	16	percentage	percentage	NOUN
cana-5594	336	17	of	of	ADP
cana-5594	336	18	80	80	NUM
cana-5594	336	19	%	%	NOUN
cana-5594	336	20	,	,	PUNCT
cana-5594	336	21	the	the	DET
cana-5594	336	22	data	datum	NOUN
cana-5594	336	23	indicates	indicate	VERB
cana-5594	336	24	a	a	DET
cana-5594	336	25	positive	positive	ADJ
cana-5594	336	26	correlation	correlation	NOUN
cana-5594	336	27	between	between	ADP
cana-5594	336	28	aeps	aep	NOUN
cana-5594	336	29	literacy	literacy	NOUN
cana-5594	336	30	and	and	CCONJ
cana-5594	336	31	the	the	DET
cana-5594	336	32	security	security	NOUN
cana-5594	336	33	of	of	ADP
cana-5594	336	34	banking	banking	NOUN
cana-5594	336	35	transactions	transaction	NOUN
cana-5594	336	36	.	.	PUNCT
cana-5594	337	1	overall	overall	ADV
cana-5594	337	2	,	,	PUNCT
cana-5594	337	3	the	the	DET
cana-5594	337	4	data	datum	NOUN
cana-5594	337	5	in	in	ADP
cana-5594	337	6	this	this	DET
cana-5594	337	7	table	table	NOUN
cana-5594	337	8	shows	show	VERB
cana-5594	337	9	a	a	DET
cana-5594	337	10	significant	significant	ADJ
cana-5594	337	11	level	level	NOUN
cana-5594	337	12	of	of	ADP
cana-5594	337	13	awareness	awareness	NOUN
cana-5594	337	14	regarding	regard	VERB
cana-5594	337	15	aeps	aeps	ADJ
cana-5594	337	16	procedures	procedure	NOUN
cana-5594	337	17	,	,	PUNCT
cana-5594	337	18	government	government	NOUN
cana-5594	337	19	schemes	scheme	NOUN
cana-5594	337	20	,	,	PUNCT
cana-5594	337	21	and	and	CCONJ
cana-5594	337	22	services	service	NOUN
cana-5594	337	23	among	among	ADP
cana-5594	337	24	users	user	NOUN
cana-5594	337	25	.	.	PUNCT
cana-5594	338	1	this	this	DET
cana-5594	338	2	heightened	heighten	VERB
cana-5594	338	3	awareness	awareness	NOUN
cana-5594	338	4	correlates	correlate	VERB
cana-5594	338	5	with	with	ADP
cana-5594	338	6	enhanced	enhanced	ADJ
cana-5594	338	7	secure	secure	ADJ
cana-5594	338	8	banking	banking	NOUN
cana-5594	338	9	transactions	transaction	NOUN
cana-5594	338	10	,	,	PUNCT
cana-5594	338	11	underscoring	underscore	VERB
cana-5594	338	12	the	the	DET
cana-5594	338	13	critical	critical	ADJ
cana-5594	338	14	role	role	NOUN
cana-5594	338	15	of	of	ADP
cana-5594	338	16	comprehensive	comprehensive	ADJ
cana-5594	338	17	education	education	NOUN
cana-5594	338	18	and	and	CCONJ
cana-5594	338	19	awareness	awareness	NOUN
cana-5594	338	20	in	in	ADP
cana-5594	338	21	promoting	promote	VERB
cana-5594	338	22	secure	secure	ADJ
cana-5594	338	23	and	and	CCONJ
cana-5594	338	24	efficient	efficient	ADJ
cana-5594	338	25	digital	digital	ADJ
cana-5594	338	26	financial	financial	ADJ
cana-5594	338	27	inclusion	inclusion	NOUN
cana-5594	338	28	through	through	ADP
cana-5594	338	29	aeps	aep	NOUN
cana-5594	338	30	.	.	PUNCT
cana-5594	339	1	communications	communication	NOUN
cana-5594	339	2	on	on	ADP
cana-5594	339	3	applied	apply	VERB
cana-5594	339	4	nonlinear	nonlinear	ADJ
cana-5594	339	5	analysis	analysis	NOUN
cana-5594	339	6	issn	issn	NOUN
cana-5594	339	7	:	:	PUNCT
cana-5594	339	8	1074	1074	NUM
cana-5594	339	9	-	-	PUNCT
cana-5594	339	10	133x	133x	NUM
cana-5594	339	11	vol	vol	NOUN
cana-5594	339	12	32	32	NUM
cana-5594	339	13	no	no	NOUN
cana-5594	339	14	.	.	PUNCT
cana-5594	340	1	icmasd	icmasd	NOUN
cana-5594	340	2	(	(	PUNCT
cana-5594	340	3	2025	2025	NUM
cana-5594	340	4	)	)	PUNCT
cana-5594	340	5	1946	1946	NUM
cana-5594	340	6	https://internationalpubls.com	https://internationalpubls.com	X
cana-5594	340	7	figure	figure	NOUN
cana-5594	340	8	10	10	NUM
cana-5594	340	9	.	.	PUNCT
cana-5594	341	1	hypotheses	hypothesis	NOUN
cana-5594	341	2	testing	test	VERB
cana-5594	341	3	figure	figure	NOUN
cana-5594	341	4	10	10	NUM
cana-5594	341	5	the	the	DET
cana-5594	341	6	structural	structural	ADJ
cana-5594	341	7	equation	equation	NOUN
cana-5594	341	8	model	model	NOUN
cana-5594	341	9	(	(	PUNCT
cana-5594	341	10	sem	sem	NOUN
cana-5594	341	11	)	)	PUNCT
cana-5594	341	12	diagram	diagram	NOUN
cana-5594	341	13	provides	provide	VERB
cana-5594	341	14	a	a	DET
cana-5594	341	15	visual	visual	ADJ
cana-5594	341	16	representation	representation	NOUN
cana-5594	341	17	of	of	ADP
cana-5594	341	18	the	the	DET
cana-5594	341	19	hypotheses	hypothesis	NOUN
cana-5594	341	20	tested	test	VERB
cana-5594	341	21	using	use	VERB
cana-5594	341	22	smart	smart	ADJ
cana-5594	341	23	pls	pls	NOUN
cana-5594	341	24	software	software	NOUN
cana-5594	341	25	,	,	PUNCT
cana-5594	341	26	analysing	analyse	VERB
cana-5594	341	27	relationships	relationship	NOUN
cana-5594	341	28	between	between	ADP
cana-5594	341	29	various	various	ADJ
cana-5594	341	30	latent	latent	NOUN
cana-5594	341	31	constructs	construct	NOUN
cana-5594	341	32	related	relate	VERB
cana-5594	341	33	to	to	ADP
cana-5594	341	34	the	the	DET
cana-5594	341	35	aadhaar	aadhaar	NOUN
cana-5594	341	36	enabled	enable	VERB
cana-5594	341	37	payment	payment	NOUN
cana-5594	341	38	system	system	NOUN
cana-5594	341	39	(	(	PUNCT
cana-5594	341	40	aeps	aeps	ADJ
cana-5594	341	41	)	)	PUNCT
cana-5594	341	42	and	and	CCONJ
cana-5594	341	43	aadhaar	aadhaar	NOUN
cana-5594	341	44	-	-	PUNCT
cana-5594	341	45	based	base	VERB
cana-5594	341	46	government	government	NOUN
cana-5594	341	47	schemes	scheme	NOUN
cana-5594	341	48	.	.	PUNCT
cana-5594	342	1	the	the	DET
cana-5594	342	2	model	model	NOUN
cana-5594	342	3	includes	include	VERB
cana-5594	342	4	several	several	ADJ
cana-5594	342	5	key	key	ADJ
cana-5594	342	6	constructs	construct	NOUN
cana-5594	342	7	:	:	PUNCT
cana-5594	342	8	procedure	procedure	NOUN
cana-5594	342	9	to	to	PART
cana-5594	342	10	use	use	VERB
cana-5594	342	11	aeps	aeps	ADJ
cana-5594	342	12	awareness	awareness	NOUN
cana-5594	342	13	(	(	PUNCT
cana-5594	342	14	ptua	ptua	PROPN
cana-5594	342	15	)	)	PUNCT
cana-5594	342	16	,	,	PUNCT
cana-5594	342	17	aadhaarbased	aadhaarbase	VERB
cana-5594	342	18	government	government	NOUN
cana-5594	342	19	schemes	scheme	NOUN
cana-5594	342	20	awareness	awareness	NOUN
cana-5594	342	21	(	(	PUNCT
cana-5594	342	22	abgs	abgs	NOUN
cana-5594	342	23	)	)	PUNCT
cana-5594	342	24	,	,	PUNCT
cana-5594	342	25	aadhaar	aadhaar	NOUN
cana-5594	342	26	enabled	enable	VERB
cana-5594	342	27	payment	payment	NOUN
cana-5594	342	28	system	system	NOUN
cana-5594	342	29	services	service	NOUN
cana-5594	342	30	awareness	awareness	NOUN
cana-5594	342	31	(	(	PUNCT
cana-5594	342	32	aepsa	aepsa	NOUN
cana-5594	342	33	)	)	PUNCT
cana-5594	342	34	,	,	PUNCT
cana-5594	342	35	and	and	CCONJ
cana-5594	342	36	overall	overall	ADJ
cana-5594	342	37	awareness	awareness	NOUN
cana-5594	342	38	difference	difference	NOUN
cana-5594	342	39	level	level	NOUN
cana-5594	342	40	(	(	PUNCT
cana-5594	342	41	oladl	oladl	NOUN
cana-5594	342	42	)	)	PUNCT
cana-5594	342	43	.	.	PUNCT
cana-5594	343	1	each	each	DET
cana-5594	343	2	construct	construct	NOUN
cana-5594	343	3	is	be	AUX
cana-5594	343	4	connected	connect	VERB
cana-5594	343	5	to	to	ADP
cana-5594	343	6	specific	specific	ADJ
cana-5594	343	7	variables	variable	NOUN
cana-5594	343	8	that	that	PRON
cana-5594	343	9	measure	measure	VERB
cana-5594	343	10	aspects	aspect	NOUN
cana-5594	343	11	like	like	ADP
cana-5594	343	12	awareness	awareness	NOUN
cana-5594	343	13	of	of	ADP
cana-5594	343	14	steps	step	NOUN
cana-5594	343	15	to	to	PART
cana-5594	343	16	use	use	VERB
cana-5594	343	17	aeps	aep	NOUN
cana-5594	343	18	,	,	PUNCT
cana-5594	343	19	awareness	awareness	NOUN
cana-5594	343	20	of	of	ADP
cana-5594	343	21	government	government	NOUN
cana-5594	343	22	schemes	scheme	NOUN
cana-5594	343	23	,	,	PUNCT
cana-5594	343	24	and	and	CCONJ
cana-5594	343	25	awareness	awareness	NOUN
cana-5594	343	26	of	of	ADP
cana-5594	343	27	aeps	aeps	PROPN
cana-5594	343	28	services	service	NOUN
cana-5594	343	29	,	,	PUNCT
cana-5594	343	30	all	all	PRON
cana-5594	343	31	showing	show	VERB
cana-5594	343	32	high	high	ADJ
cana-5594	343	33	factor	factor	NOUN
cana-5594	343	34	loadings	loading	NOUN
cana-5594	343	35	.	.	PUNCT
cana-5594	344	1	the	the	DET
cana-5594	344	2	relationships	relationship	NOUN
cana-5594	344	3	between	between	ADP
cana-5594	344	4	these	these	DET
cana-5594	344	5	constructs	construct	NOUN
cana-5594	344	6	are	be	AUX
cana-5594	344	7	represented	represent	VERB
cana-5594	344	8	by	by	ADP
cana-5594	344	9	path	path	NOUN
cana-5594	344	10	coefficients	coefficient	NOUN
cana-5594	344	11	,	,	PUNCT
cana-5594	344	12	with	with	ADP
cana-5594	344	13	significant	significant	ADJ
cana-5594	344	14	t	t	NOUN
cana-5594	344	15	statistics	statistic	NOUN
cana-5594	344	16	and	and	CCONJ
cana-5594	344	17	p	p	NOUN
cana-5594	344	18	values	value	NOUN
cana-5594	344	19	indicating	indicate	VERB
cana-5594	344	20	strong	strong	ADJ
cana-5594	344	21	relationships	relationship	NOUN
cana-5594	344	22	.	.	PUNCT
cana-5594	345	1	for	for	ADP
cana-5594	345	2	instance	instance	NOUN
cana-5594	345	3	,	,	PUNCT
cana-5594	345	4	there	there	PRON
cana-5594	345	5	is	be	VERB
cana-5594	345	6	a	a	DET
cana-5594	345	7	strong	strong	ADJ
cana-5594	345	8	,	,	PUNCT
cana-5594	345	9	statistically	statistically	ADV
cana-5594	345	10	significant	significant	ADJ
cana-5594	345	11	relationship	relationship	NOUN
cana-5594	345	12	between	between	ADP
cana-5594	345	13	ptua	ptua	PROPN
cana-5594	345	14	and	and	CCONJ
cana-5594	345	15	abgs	abgs	NOUN
cana-5594	345	16	,	,	PUNCT
cana-5594	345	17	and	and	CCONJ
cana-5594	345	18	between	between	ADP
cana-5594	345	19	ptua	ptua	NOUN
cana-5594	345	20	and	and	CCONJ
cana-5594	345	21	oladl	oladl	NOUN
cana-5594	345	22	,	,	PUNCT
cana-5594	345	23	highlighting	highlight	VERB
cana-5594	345	24	the	the	DET
cana-5594	345	25	importance	importance	NOUN
cana-5594	345	26	of	of	ADP
cana-5594	345	27	awareness	awareness	NOUN
cana-5594	345	28	of	of	ADP
cana-5594	345	29	aeps	aeps	ADJ
cana-5594	345	30	procedures	procedure	NOUN
cana-5594	345	31	.	.	PUNCT
cana-5594	346	1	additionally	additionally	ADV
cana-5594	346	2	,	,	PUNCT
cana-5594	346	3	abgs	abgs	NOUN
cana-5594	346	4	and	and	CCONJ
cana-5594	346	5	aepsa	aepsa	NOUN
cana-5594	346	6	both	both	PRON
cana-5594	346	7	have	have	VERB
cana-5594	346	8	strong	strong	ADJ
cana-5594	346	9	relationships	relationship	NOUN
cana-5594	346	10	with	with	ADP
cana-5594	346	11	oladl	oladl	NOUN
cana-5594	346	12	,	,	PUNCT
cana-5594	346	13	underscoring	underscore	VERB
cana-5594	346	14	the	the	DET
cana-5594	346	15	impact	impact	NOUN
cana-5594	346	16	of	of	ADP
cana-5594	346	17	awareness	awareness	NOUN
cana-5594	346	18	of	of	ADP
cana-5594	346	19	government	government	NOUN
cana-5594	346	20	schemes	scheme	NOUN
cana-5594	346	21	and	and	CCONJ
cana-5594	346	22	aeps	aeps	ADJ
cana-5594	346	23	services	service	NOUN
cana-5594	346	24	on	on	ADP
cana-5594	346	25	overall	overall	ADJ
cana-5594	346	26	awareness	awareness	NOUN
cana-5594	346	27	levels	level	NOUN
cana-5594	346	28	.	.	PUNCT
cana-5594	347	1	the	the	DET
cana-5594	347	2	model	model	NOUN
cana-5594	347	3	demonstrates	demonstrate	VERB
cana-5594	347	4	that	that	PRON
cana-5594	347	5	comprehensive	comprehensive	ADJ
cana-5594	347	6	awareness	awareness	NOUN
cana-5594	347	7	of	of	ADP
cana-5594	347	8	aeps	aeps	ADJ
cana-5594	347	9	procedures	procedure	NOUN
cana-5594	347	10	,	,	PUNCT
cana-5594	347	11	government	government	NOUN
cana-5594	347	12	schemes	scheme	NOUN
cana-5594	347	13	,	,	PUNCT
cana-5594	347	14	and	and	CCONJ
cana-5594	347	15	services	service	NOUN
cana-5594	347	16	significantly	significantly	ADV
cana-5594	347	17	contributes	contribute	VERB
cana-5594	347	18	to	to	ADP
cana-5594	347	19	enhanced	enhance	VERB
cana-5594	347	20	secure	secure	ADJ
cana-5594	347	21	banking	banking	NOUN
cana-5594	347	22	transactions	transaction	NOUN
cana-5594	347	23	and	and	CCONJ
cana-5594	347	24	financial	financial	ADJ
cana-5594	347	25	literacy	literacy	NOUN
cana-5594	347	26	.	.	PUNCT
cana-5594	348	1	this	this	DET
cana-5594	348	2	detailed	detailed	ADJ
cana-5594	348	3	analysis	analysis	NOUN
cana-5594	348	4	helps	help	VERB
cana-5594	348	5	researchers	researcher	NOUN
cana-5594	348	6	understand	understand	VERB
cana-5594	348	7	the	the	DET
cana-5594	348	8	interplay	interplay	NOUN
cana-5594	348	9	between	between	ADP
cana-5594	348	10	different	different	ADJ
cana-5594	348	11	awareness	awareness	NOUN
cana-5594	348	12	factors	factor	NOUN
cana-5594	348	13	and	and	CCONJ
cana-5594	348	14	their	their	PRON
cana-5594	348	15	impact	impact	NOUN
cana-5594	348	16	on	on	ADP
cana-5594	348	17	overall	overall	ADJ
cana-5594	348	18	financial	financial	ADJ
cana-5594	348	19	inclusion	inclusion	NOUN
cana-5594	348	20	and	and	CCONJ
cana-5594	348	21	security	security	NOUN
cana-5594	348	22	for	for	ADP
cana-5594	348	23	users	user	NOUN
cana-5594	348	24	.	.	PUNCT
cana-5594	349	1	communications	communication	NOUN
cana-5594	349	2	on	on	ADP
cana-5594	349	3	applied	apply	VERB
cana-5594	349	4	nonlinear	nonlinear	ADJ
cana-5594	349	5	analysis	analysis	NOUN
cana-5594	349	6	issn	issn	NOUN
cana-5594	349	7	:	:	PUNCT
cana-5594	349	8	1074	1074	NUM
cana-5594	349	9	-	-	PUNCT
cana-5594	349	10	133x	133x	NUM
cana-5594	349	11	vol	vol	NOUN
cana-5594	349	12	32	32	NUM
cana-5594	349	13	no	no	NOUN
cana-5594	349	14	.	.	PUNCT
cana-5594	350	1	icmasd	icmasd	NOUN
cana-5594	350	2	(	(	PUNCT
cana-5594	350	3	2025	2025	NUM
cana-5594	350	4	)	)	PUNCT
cana-5594	350	5	1947	1947	NUM
cana-5594	350	6	https://internationalpubls.com	https://internationalpubls.com	X
cana-5594	350	7	table	table	NOUN
cana-5594	350	8	12	12	NUM
cana-5594	350	9	.	.	PUNCT
cana-5594	351	1	outer	outer	ADJ
cana-5594	351	2	weights	weight	NOUN
cana-5594	351	3	mean	mean	VERB
cana-5594	351	4	.	.	PUNCT
cana-5594	352	1	stdev	stdev	PROPN
cana-5594	352	2	,	,	PUNCT
cana-5594	352	3	t	t	PROPN
cana-5594	352	4	values	value	NOUN
cana-5594	352	5	,	,	PUNCT
cana-5594	352	6	p	p	NOUN
cana-5594	352	7	values	value	VERB
cana-5594	352	8	original	original	ADJ
cana-5594	352	9	sample	sample	NOUN
cana-5594	352	10	(	(	PUNCT
cana-5594	352	11	o	o	NOUN
cana-5594	352	12	)	)	PUNCT
cana-5594	352	13	sample	sample	NOUN
cana-5594	352	14	mean	mean	NOUN
cana-5594	352	15	(	(	PUNCT
cana-5594	352	16	m	m	NOUN
cana-5594	352	17	)	)	PUNCT
cana-5594	352	18	standard	standard	ADJ
cana-5594	352	19	deviation	deviation	NOUN
cana-5594	352	20	(	(	PUNCT
cana-5594	352	21	stdev	stdev	NOUN
cana-5594	352	22	)	)	PUNCT
cana-5594	352	23	t	t	PROPN
cana-5594	352	24	statistics	statistic	NOUN
cana-5594	352	25	(	(	PUNCT
cana-5594	352	26	|o	|o	NOUN
cana-5594	352	27	/	/	SYM
cana-5594	352	28	stdev|	stdev|	NOUN
cana-5594	352	29	)	)	PUNCT
cana-5594	352	30	p	p	NOUN
cana-5594	352	31	values	value	NOUN
cana-5594	352	32	assa1	assa1	VERB
cana-5594	353	1	<	<	AUX
cana-5594	353	2	aepssa	aepssa	NOUN
cana-5594	353	3	0.203	0.203	NUM
cana-5594	353	4	0.202	0.202	NUM
cana-5594	353	5	0.010	0.010	NUM
cana-5594	353	6	20.441	20.441	NUM
cana-5594	353	7	0.000	0.000	NUM
cana-5594	353	8	assa2	assa2	NOUN
cana-5594	354	1	<	<	AUX
cana-5594	354	2	aepssa	aepssa	NOUN
cana-5594	354	3	0.203	0.203	NUM
cana-5594	354	4	0.202	0.202	NUM
cana-5594	354	5	0.014	0.014	NUM
cana-5594	354	6	14.954	14.954	NUM
cana-5594	354	7	0.000	0.000	NUM
cana-5594	354	8	assa3	assa3	X
cana-5594	355	1	<	<	X
cana-5594	355	2	aepssa	aepssa	NOUN
cana-5594	355	3	0.226	0.226	NUM
cana-5594	355	4	0.226	0.226	NUM
cana-5594	355	5	0.014	0.014	NUM
cana-5594	355	6	16.687	16.687	NUM
cana-5594	355	7	0.000	0.000	NUM
cana-5594	355	8	assa4	assa4	NOUN
cana-5594	356	1	<	<	X
cana-5594	356	2	aepssa	aepssa	NOUN
cana-5594	356	3	0.261	0.261	NUM
cana-5594	356	4	0.261	0.261	NUM
cana-5594	356	5	0.013	0.013	NUM
cana-5594	356	6	20.840	20.840	NUM
cana-5594	356	7	0.000	0.000	NUM
cana-5594	356	8	assa5	assa5	NOUN
cana-5594	356	9	<	<	X
cana-5594	356	10	aepssa	aepssa	NOUN
cana-5594	356	11	0.427	0.427	NUM
cana-5594	356	12	0.429	0.429	NUM
cana-5594	356	13	0.030	0.030	NUM
cana-5594	356	14	14.333	14.333	NUM
cana-5594	356	15	0.000	0.000	NUM
cana-5594	356	16	gs1	gs1	NOUN
cana-5594	356	17	<	<	X
cana-5594	356	18	abgs	abgs	NOUN
cana-5594	356	19	0.163	0.163	NUM
cana-5594	356	20	0.163	0.163	NUM
cana-5594	356	21	0.008	0.008	NUM
cana-5594	356	22	19.659	19.659	NUM
cana-5594	356	23	0.000	0.000	NUM
cana-5594	356	24	gs2	gs2	PROPN
cana-5594	356	25	<	<	X
cana-5594	356	26	abgs	abgs	NOUN
cana-5594	356	27	0.168	0.168	NUM
cana-5594	356	28	0.168	0.168	NUM
cana-5594	356	29	0.008	0.008	NUM
cana-5594	356	30	20.757	20.757	NUM
cana-5594	356	31	0.000	0.000	NUM
cana-5594	356	32	gs3	gs3	PROPN
cana-5594	356	33	<	<	X
cana-5594	356	34	abgs	abgs	NOUN
cana-5594	356	35	0.130	0.130	NUM
cana-5594	356	36	0.130	0.130	NUM
cana-5594	356	37	0.009	0.009	NUM
cana-5594	356	38	14.787	14.787	NUM
cana-5594	356	39	0.000	0.000	NUM
cana-5594	356	40	gs4	gs4	X
cana-5594	356	41	<	<	X
cana-5594	356	42	abgs	abgs	NOUN
cana-5594	356	43	0.152	0.152	NUM
cana-5594	356	44	0.151	0.151	NUM
cana-5594	356	45	0.007	0.007	NUM
cana-5594	356	46	20.363	20.363	NUM
cana-5594	356	47	0.000	0.000	NUM
cana-5594	356	48	gs5	gs5	PROPN
cana-5594	356	49	<	<	X
cana-5594	356	50	abgs	abgs	NOUN
cana-5594	356	51	0.157	0.157	NUM
cana-5594	356	52	0.157	0.157	NUM
cana-5594	356	53	0.006	0.006	NUM
cana-5594	356	54	25.916	25.916	NUM
cana-5594	357	1	0.000	0.000	NUM
cana-5594	357	2	gs6	gs6	NOUN
cana-5594	357	3	<	<	X
cana-5594	357	4	abgs	abgs	NOUN
cana-5594	357	5	0.167	0.167	NUM
cana-5594	357	6	0.167	0.167	NUM
cana-5594	357	7	0.008	0.008	NUM
cana-5594	357	8	21.424	21.424	NUM
cana-5594	357	9	0.000	0.000	NUM
cana-5594	357	10	gs7	gs7	NOUN
cana-5594	357	11	<	<	X
cana-5594	357	12	abgs	abgs	NOUN
cana-5594	357	13	0.171	0.171	NUM
cana-5594	357	14	0.171	0.171	NUM
cana-5594	357	15	0.008	0.008	NUM
cana-5594	357	16	21.898	21.898	NUM
cana-5594	357	17	0.000	0.000	NUM
cana-5594	357	18	gs8	gs8	NOUN
cana-5594	357	19	<	<	X
cana-5594	357	20	abgs	abgs	NOUN
cana-5594	357	21	0.169	0.169	NUM
cana-5594	357	22	0.169	0.169	NUM
cana-5594	357	23	0.007	0.007	NUM
cana-5594	357	24	23.842	23.842	NUM
cana-5594	357	25	0.000	0.000	NUM
cana-5594	357	26	olaabgs	olaabgs	NOUN
cana-5594	357	27	<	<	AUX
cana-5594	357	28	oladl	oladl	NOUN
cana-5594	357	29	0.361	0.361	NUM
cana-5594	357	30	0.361	0.361	NUM
cana-5594	357	31	0.013	0.013	NUM
cana-5594	357	32	28.404	28.404	NUM
cana-5594	357	33	0.000	0.000	NUM
cana-5594	357	34	olaaepss	olaaepss	NOUN
cana-5594	357	35	<	<	X
cana-5594	357	36	oladl	oladl	NOUN
cana-5594	357	37	0.396	0.396	NUM
cana-5594	357	38	0.395	0.395	NUM
cana-5594	357	39	0.015	0.015	NUM
cana-5594	357	40	26.084	26.084	NUM
cana-5594	357	41	0.000	0.000	NUM
cana-5594	357	42	olaptuaeps	olaptuaep	NOUN
cana-5594	357	43	<	<	X
cana-5594	357	44	oladl	oladl	NOUN
cana-5594	357	45	0.492	0.492	NUM
cana-5594	357	46	0.493	0.493	NUM
cana-5594	357	47	0.018	0.018	NUM
cana-5594	357	48	27.586	27.586	NUM
cana-5594	357	49	0.000	0.000	NUM
cana-5594	357	50	ptu2	ptu2	PROPN
cana-5594	357	51	<	<	X
cana-5594	357	52	ptua	ptua	PROPN
cana-5594	357	53	0.273	0.273	NUM
cana-5594	357	54	0.273	0.273	NUM
cana-5594	357	55	0.007	0.007	NUM
cana-5594	357	56	41.371	41.371	NUM
cana-5594	357	57	0.000	0.000	NUM
cana-5594	357	58	ptu3	ptu3	PROPN
cana-5594	357	59	<	<	X
cana-5594	357	60	ptua	ptua	NOUN
cana-5594	357	61	0.264	0.264	NUM
cana-5594	357	62	0.264	0.264	NUM
cana-5594	357	63	0.007	0.007	NUM
cana-5594	357	64	37.650	37.650	NUM
cana-5594	357	65	0.000	0.000	NUM
cana-5594	357	66	ptu4	ptu4	NOUN
cana-5594	357	67	<	<	X
cana-5594	357	68	ptua	ptua	NOUN
cana-5594	357	69	0.288	0.288	NUM
cana-5594	357	70	0.288	0.288	NUM
cana-5594	357	71	0.009	0.009	NUM
cana-5594	357	72	31.448	31.448	NUM
cana-5594	357	73	0.000	0.000	NUM
cana-5594	357	74	ptu1	ptu1	NOUN
cana-5594	357	75	<	<	X
cana-5594	357	76	ptua	ptua	NOUN
cana-5594	357	77	0.269	0.269	NUM
cana-5594	357	78	0.269	0.269	NUM
cana-5594	357	79	0.008	0.008	NUM
cana-5594	357	80	35.032	35.032	NUM
cana-5594	357	81	0.000	0.000	NUM
cana-5594	357	82	the	the	DET
cana-5594	357	83	table	table	NOUN
cana-5594	357	84	titled	title	VERB
cana-5594	357	85	"	"	PUNCT
cana-5594	357	86	table	table	NOUN
cana-5594	357	87	12	12	NUM
cana-5594	357	88	.	.	PUNCT
cana-5594	358	1	outer	outer	ADJ
cana-5594	358	2	weights	weight	NOUN
cana-5594	358	3	mean	mean	VERB
cana-5594	358	4	,	,	PUNCT
cana-5594	358	5	stdev	stdev	NOUN
cana-5594	358	6	,	,	PUNCT
cana-5594	358	7	t	t	PROPN
cana-5594	358	8	values	value	NOUN
cana-5594	358	9	,	,	PUNCT
cana-5594	358	10	p	p	NOUN
cana-5594	358	11	values	value	NOUN
cana-5594	358	12	"	"	PUNCT
cana-5594	358	13	provides	provide	VERB
cana-5594	358	14	a	a	DET
cana-5594	358	15	detailed	detailed	ADJ
cana-5594	358	16	statistical	statistical	ADJ
cana-5594	358	17	analysis	analysis	NOUN
cana-5594	358	18	of	of	ADP
cana-5594	358	19	various	various	ADJ
cana-5594	358	20	indicators	indicator	NOUN
cana-5594	358	21	related	relate	VERB
cana-5594	358	22	to	to	ADP
cana-5594	358	23	the	the	DET
cana-5594	358	24	constructs	construct	NOUN
cana-5594	358	25	in	in	ADP
cana-5594	358	26	the	the	DET
cana-5594	358	27	study	study	NOUN
cana-5594	358	28	.	.	PUNCT
cana-5594	359	1	the	the	DET
cana-5594	359	2	columns	column	NOUN
cana-5594	359	3	in	in	ADP
cana-5594	359	4	the	the	DET
cana-5594	359	5	table	table	NOUN
cana-5594	359	6	represent	represent	VERB
cana-5594	359	7	key	key	ADJ
cana-5594	359	8	statistical	statistical	ADJ
cana-5594	359	9	measures	measure	NOUN
cana-5594	359	10	:	:	PUNCT
cana-5594	359	11	original	original	ADJ
cana-5594	359	12	sample	sample	NOUN
cana-5594	359	13	(	(	PUNCT
cana-5594	359	14	o	o	NOUN
cana-5594	359	15	)	)	PUNCT
cana-5594	359	16	,	,	PUNCT
cana-5594	359	17	sample	sample	NOUN
cana-5594	359	18	mean	mean	NOUN
cana-5594	359	19	(	(	PUNCT
cana-5594	359	20	m	m	NOUN
cana-5594	359	21	)	)	PUNCT
cana-5594	359	22	,	,	PUNCT
cana-5594	359	23	standard	standard	ADJ
cana-5594	359	24	deviation	deviation	NOUN
cana-5594	359	25	(	(	PUNCT
cana-5594	359	26	stdev	stdev	NOUN
cana-5594	359	27	)	)	PUNCT
cana-5594	359	28	,	,	PUNCT
cana-5594	359	29	t	t	PROPN
cana-5594	359	30	statistics	statistic	NOUN
cana-5594	359	31	(	(	PUNCT
cana-5594	359	32	|o	|o	NOUN
cana-5594	359	33	/	/	SYM
cana-5594	359	34	stdev|	stdev|	NOUN
cana-5594	359	35	)	)	PUNCT
cana-5594	359	36	,	,	PUNCT
cana-5594	359	37	and	and	CCONJ
cana-5594	359	38	p	p	NOUN
cana-5594	359	39	values	value	NOUN
cana-5594	359	40	.	.	PUNCT
cana-5594	360	1	each	each	DET
cana-5594	360	2	row	row	NOUN
cana-5594	360	3	corresponds	correspond	VERB
cana-5594	360	4	to	to	ADP
cana-5594	360	5	a	a	DET
cana-5594	360	6	different	different	ADJ
cana-5594	360	7	variable	variable	NOUN
cana-5594	360	8	,	,	PUNCT
cana-5594	360	9	showcasing	showcase	VERB
cana-5594	360	10	its	its	PRON
cana-5594	360	11	respective	respective	ADJ
cana-5594	360	12	values	value	NOUN
cana-5594	360	13	for	for	ADP
cana-5594	360	14	these	these	DET
cana-5594	360	15	metrics	metric	NOUN
cana-5594	360	16	.	.	PUNCT
cana-5594	361	1	communications	communication	NOUN
cana-5594	361	2	on	on	ADP
cana-5594	361	3	applied	apply	VERB
cana-5594	361	4	nonlinear	nonlinear	ADJ
cana-5594	361	5	analysis	analysis	NOUN
cana-5594	361	6	issn	issn	NOUN
cana-5594	361	7	:	:	PUNCT
cana-5594	361	8	1074	1074	NUM
cana-5594	361	9	-	-	PUNCT
cana-5594	361	10	133x	133x	NUM
cana-5594	361	11	vol	vol	NOUN
cana-5594	361	12	32	32	NUM
cana-5594	361	13	no	no	NOUN
cana-5594	361	14	.	.	PUNCT
cana-5594	362	1	icmasd	icmasd	NOUN
cana-5594	362	2	(	(	PUNCT
cana-5594	362	3	2025	2025	NUM
cana-5594	362	4	)	)	PUNCT
cana-5594	362	5	1948	1948	NUM
cana-5594	362	6	https://internationalpubls.com	https://internationalpubls.com	X
cana-5594	363	1	the	the	DET
cana-5594	363	2	first	first	ADJ
cana-5594	363	3	variable	variable	NOUN
cana-5594	363	4	,	,	PUNCT
cana-5594	363	5	assa1	assa1	NOUN
cana-5594	363	6	<	<	X
cana-5594	363	7	–	–	PUNCT
cana-5594	363	8	aepssa	aepssa	ADJ
cana-5594	363	9	,	,	PUNCT
cana-5594	363	10	has	have	VERB
cana-5594	363	11	an	an	DET
cana-5594	363	12	original	original	ADJ
cana-5594	363	13	sample	sample	NOUN
cana-5594	363	14	path	path	NOUN
cana-5594	363	15	coefficient	coefficient	NOUN
cana-5594	363	16	of	of	ADP
cana-5594	363	17	0.203	0.203	NUM
cana-5594	363	18	,	,	PUNCT
cana-5594	363	19	a	a	DET
cana-5594	363	20	sample	sample	NOUN
cana-5594	363	21	mean	mean	NOUN
cana-5594	363	22	of	of	ADP
cana-5594	363	23	0.202	0.202	NUM
cana-5594	363	24	,	,	PUNCT
cana-5594	363	25	a	a	DET
cana-5594	363	26	standard	standard	ADJ
cana-5594	363	27	deviation	deviation	NOUN
cana-5594	363	28	of	of	ADP
cana-5594	363	29	0.010	0.010	NUM
cana-5594	363	30	,	,	PUNCT
cana-5594	363	31	a	a	DET
cana-5594	363	32	t	t	NOUN
cana-5594	363	33	statistic	statistic	NOUN
cana-5594	363	34	of	of	ADP
cana-5594	363	35	20.441	20.441	NUM
cana-5594	363	36	,	,	PUNCT
cana-5594	363	37	and	and	CCONJ
cana-5594	363	38	a	a	DET
cana-5594	363	39	p	p	NOUN
cana-5594	363	40	-	-	PUNCT
cana-5594	363	41	value	value	NOUN
cana-5594	363	42	of	of	ADP
cana-5594	363	43	0.000	0.000	NUM
cana-5594	363	44	,	,	PUNCT
cana-5594	363	45	indicating	indicate	VERB
cana-5594	363	46	a	a	DET
cana-5594	363	47	strong	strong	ADJ
cana-5594	363	48	and	and	CCONJ
cana-5594	363	49	highly	highly	ADV
cana-5594	363	50	significant	significant	ADJ
cana-5594	363	51	relationship	relationship	NOUN
cana-5594	363	52	between	between	ADP
cana-5594	363	53	aepssa	aepssa	NOUN
cana-5594	363	54	and	and	CCONJ
cana-5594	363	55	assa1	assa1	PROPN
cana-5594	363	56	.	.	PUNCT
cana-5594	364	1	similarly	similarly	ADV
cana-5594	364	2	,	,	PUNCT
cana-5594	364	3	the	the	DET
cana-5594	364	4	relationships	relationship	NOUN
cana-5594	364	5	between	between	ADP
cana-5594	364	6	aepssa	aepssa	NOUN
cana-5594	364	7	and	and	CCONJ
cana-5594	364	8	other	other	ADJ
cana-5594	364	9	variables	variable	NOUN
cana-5594	364	10	like	like	ADP
cana-5594	364	11	assa2	assa2	NOUN
cana-5594	364	12	,	,	PUNCT
cana-5594	364	13	assa3	assa3	PROPN
cana-5594	364	14	,	,	PUNCT
cana-5594	364	15	assa4	assa4	PROPN
cana-5594	364	16	,	,	PUNCT
cana-5594	364	17	and	and	CCONJ
cana-5594	364	18	assa5	assa5	NOUN
cana-5594	364	19	are	be	AUX
cana-5594	364	20	also	also	ADV
cana-5594	364	21	strong	strong	ADJ
cana-5594	364	22	and	and	CCONJ
cana-5594	364	23	significant	significant	ADJ
cana-5594	364	24	,	,	PUNCT
cana-5594	364	25	with	with	ADP
cana-5594	364	26	t	t	PROPN
cana-5594	364	27	statistics	statistic	NOUN
cana-5594	364	28	and	and	CCONJ
cana-5594	364	29	p	p	NOUN
cana-5594	364	30	-	-	PUNCT
cana-5594	364	31	values	value	NOUN
cana-5594	364	32	demonstrating	demonstrate	VERB
cana-5594	364	33	their	their	PRON
cana-5594	364	34	robustness	robustness	NOUN
cana-5594	364	35	.	.	PUNCT
cana-5594	365	1	for	for	ADP
cana-5594	365	2	aadhaar	aadhaar	NOUN
cana-5594	365	3	-	-	PUNCT
cana-5594	365	4	based	base	VERB
cana-5594	365	5	government	government	NOUN
cana-5594	365	6	schemes	scheme	NOUN
cana-5594	365	7	(	(	PUNCT
cana-5594	365	8	abgs	abgs	NOUN
cana-5594	365	9	)	)	PUNCT
cana-5594	365	10	and	and	CCONJ
cana-5594	365	11	their	their	PRON
cana-5594	365	12	corresponding	corresponding	ADJ
cana-5594	365	13	variables	variable	NOUN
cana-5594	365	14	(	(	PUNCT
cana-5594	365	15	gs1	gs1	NOUN
cana-5594	365	16	to	to	ADP
cana-5594	365	17	gs8	gs8	PROPN
cana-5594	365	18	)	)	PUNCT
cana-5594	365	19	,	,	PUNCT
cana-5594	365	20	the	the	DET
cana-5594	365	21	relationships	relationship	NOUN
cana-5594	365	22	are	be	AUX
cana-5594	365	23	consistently	consistently	ADV
cana-5594	365	24	strong	strong	ADJ
cana-5594	365	25	and	and	CCONJ
cana-5594	365	26	significant	significant	ADJ
cana-5594	365	27	.	.	PUNCT
cana-5594	366	1	for	for	ADP
cana-5594	366	2	example	example	NOUN
cana-5594	366	3	,	,	PUNCT
cana-5594	366	4	gs1	gs1	NOUN
cana-5594	366	5	<	<	X
cana-5594	366	6	–	–	PUNCT
cana-5594	366	7	abgs	abgs	NOUN
cana-5594	366	8	has	have	VERB
cana-5594	366	9	a	a	DET
cana-5594	366	10	path	path	NOUN
cana-5594	366	11	coefficient	coefficient	NOUN
cana-5594	366	12	of	of	ADP
cana-5594	366	13	0.163	0.163	NUM
cana-5594	366	14	,	,	PUNCT
cana-5594	366	15	a	a	DET
cana-5594	366	16	sample	sample	NOUN
cana-5594	366	17	mean	mean	NOUN
cana-5594	366	18	of	of	ADP
cana-5594	366	19	0.163	0.163	NUM
cana-5594	366	20	,	,	PUNCT
cana-5594	366	21	a	a	DET
cana-5594	366	22	standard	standard	ADJ
cana-5594	366	23	deviation	deviation	NOUN
cana-5594	366	24	of	of	ADP
cana-5594	366	25	0.008	0.008	NUM
cana-5594	366	26	,	,	PUNCT
cana-5594	366	27	a	a	DET
cana-5594	366	28	t	t	NOUN
cana-5594	366	29	statistic	statistic	NOUN
cana-5594	366	30	of	of	ADP
cana-5594	366	31	19.659	19.659	NUM
cana-5594	366	32	,	,	PUNCT
cana-5594	366	33	and	and	CCONJ
cana-5594	366	34	a	a	DET
cana-5594	366	35	p	p	NOUN
cana-5594	366	36	-	-	PUNCT
cana-5594	366	37	value	value	NOUN
cana-5594	366	38	of	of	ADP
cana-5594	366	39	0.000	0.000	NUM
cana-5594	366	40	.	.	PUNCT
cana-5594	367	1	this	this	DET
cana-5594	367	2	pattern	pattern	NOUN
cana-5594	367	3	of	of	ADP
cana-5594	367	4	high	high	ADJ
cana-5594	367	5	t	t	NOUN
cana-5594	367	6	statistics	statistic	NOUN
cana-5594	367	7	and	and	CCONJ
cana-5594	367	8	low	low	ADJ
cana-5594	367	9	p	p	NOUN
cana-5594	367	10	-	-	PUNCT
cana-5594	367	11	values	value	NOUN
cana-5594	367	12	continues	continue	VERB
cana-5594	367	13	across	across	ADP
cana-5594	367	14	other	other	ADJ
cana-5594	367	15	variables	variable	NOUN
cana-5594	367	16	,	,	PUNCT
cana-5594	367	17	such	such	ADJ
cana-5594	367	18	as	as	ADP
cana-5594	367	19	gs2	gs2	PROPN
cana-5594	367	20	,	,	PUNCT
cana-5594	367	21	gs3	gs3	PROPN
cana-5594	367	22	,	,	PUNCT
cana-5594	367	23	gs4	gs4	NOUN
cana-5594	367	24	,	,	PUNCT
cana-5594	367	25	and	and	CCONJ
cana-5594	367	26	so	so	ADV
cana-5594	367	27	forth	forth	ADV
cana-5594	367	28	.	.	PUNCT
cana-5594	368	1	the	the	DET
cana-5594	368	2	overall	overall	ADJ
cana-5594	368	3	awareness	awareness	NOUN
cana-5594	368	4	difference	difference	NOUN
cana-5594	368	5	level	level	NOUN
cana-5594	368	6	(	(	PUNCT
cana-5594	368	7	oladl	oladl	NOUN
cana-5594	368	8	)	)	PUNCT
cana-5594	368	9	and	and	CCONJ
cana-5594	368	10	its	its	PRON
cana-5594	368	11	related	related	ADJ
cana-5594	368	12	variables	variable	NOUN
cana-5594	368	13	(	(	PUNCT
cana-5594	368	14	olaabgs	olaabgs	NOUN
cana-5594	368	15	,	,	PUNCT
cana-5594	368	16	olaaepss	olaaepss	NOUN
cana-5594	368	17	,	,	PUNCT
cana-5594	368	18	olaptuaeps	olaptuaep	NOUN
cana-5594	368	19	)	)	PUNCT
cana-5594	368	20	also	also	ADV
cana-5594	368	21	show	show	VERB
cana-5594	368	22	significant	significant	ADJ
cana-5594	368	23	relationships	relationship	NOUN
cana-5594	368	24	.	.	PUNCT
cana-5594	369	1	for	for	ADP
cana-5594	369	2	instance	instance	NOUN
cana-5594	369	3	,	,	PUNCT
cana-5594	369	4	olaabgs	olaabgs	NOUN
cana-5594	369	5	<	<	NOUN
cana-5594	369	6	–	–	PUNCT
cana-5594	369	7	oladl	oladl	NOUN
cana-5594	369	8	has	have	VERB
cana-5594	369	9	a	a	DET
cana-5594	369	10	path	path	NOUN
cana-5594	369	11	coefficient	coefficient	NOUN
cana-5594	369	12	of	of	ADP
cana-5594	369	13	0.361	0.361	NUM
cana-5594	369	14	,	,	PUNCT
cana-5594	369	15	a	a	DET
cana-5594	369	16	sample	sample	NOUN
cana-5594	369	17	mean	mean	NOUN
cana-5594	369	18	of	of	ADP
cana-5594	369	19	0.361	0.361	NUM
cana-5594	369	20	,	,	PUNCT
cana-5594	369	21	a	a	DET
cana-5594	369	22	standard	standard	ADJ
cana-5594	369	23	deviation	deviation	NOUN
cana-5594	369	24	of	of	ADP
cana-5594	369	25	0.013	0.013	NUM
cana-5594	369	26	,	,	PUNCT
cana-5594	369	27	a	a	DET
cana-5594	369	28	t	t	NOUN
cana-5594	369	29	statistic	statistic	NOUN
cana-5594	369	30	of	of	ADP
cana-5594	369	31	28.404	28.404	NUM
cana-5594	369	32	,	,	PUNCT
cana-5594	369	33	and	and	CCONJ
cana-5594	369	34	a	a	DET
cana-5594	369	35	p	p	NOUN
cana-5594	369	36	-	-	PUNCT
cana-5594	369	37	value	value	NOUN
cana-5594	369	38	of	of	ADP
cana-5594	369	39	0.000	0.000	NUM
cana-5594	369	40	.	.	PUNCT
cana-5594	370	1	these	these	DET
cana-5594	370	2	values	value	NOUN
cana-5594	370	3	indicate	indicate	VERB
cana-5594	370	4	a	a	DET
cana-5594	370	5	strong	strong	ADJ
cana-5594	370	6	and	and	CCONJ
cana-5594	370	7	significant	significant	ADJ
cana-5594	370	8	relationship	relationship	NOUN
cana-5594	370	9	.	.	PUNCT
cana-5594	371	1	similarly	similarly	ADV
cana-5594	371	2	,	,	PUNCT
cana-5594	371	3	the	the	DET
cana-5594	371	4	relationships	relationship	NOUN
cana-5594	371	5	between	between	ADP
cana-5594	371	6	procedure	procedure	NOUN
cana-5594	371	7	to	to	PART
cana-5594	371	8	use	use	VERB
cana-5594	371	9	aeps	aeps	ADJ
cana-5594	371	10	awareness	awareness	NOUN
cana-5594	371	11	(	(	PUNCT
cana-5594	371	12	ptua	ptua	PROPN
cana-5594	371	13	)	)	PUNCT
cana-5594	371	14	and	and	CCONJ
cana-5594	371	15	its	its	PRON
cana-5594	371	16	corresponding	corresponding	ADJ
cana-5594	371	17	variables	variable	NOUN
cana-5594	371	18	(	(	PUNCT
cana-5594	371	19	ptu1	ptu1	PROPN
cana-5594	371	20	,	,	PUNCT
cana-5594	371	21	ptu2	ptu2	PROPN
cana-5594	371	22	,	,	PUNCT
cana-5594	371	23	ptu3	ptu3	PROPN
cana-5594	371	24	,	,	PUNCT
cana-5594	371	25	ptu4	ptu4	PROPN
cana-5594	371	26	)	)	PUNCT
cana-5594	371	27	are	be	AUX
cana-5594	371	28	also	also	ADV
cana-5594	371	29	significant	significant	ADJ
cana-5594	371	30	.	.	PUNCT
cana-5594	372	1	for	for	ADP
cana-5594	372	2	example	example	NOUN
cana-5594	372	3	,	,	PUNCT
cana-5594	372	4	ptu1	ptu1	PROPN
cana-5594	372	5	<	<	X
cana-5594	372	6	–	–	PUNCT
cana-5594	372	7	ptua	ptua	PROPN
cana-5594	372	8	has	have	VERB
cana-5594	372	9	a	a	DET
cana-5594	372	10	path	path	NOUN
cana-5594	372	11	coefficient	coefficient	NOUN
cana-5594	372	12	of	of	ADP
cana-5594	372	13	0.269	0.269	NUM
cana-5594	372	14	,	,	PUNCT
cana-5594	372	15	a	a	DET
cana-5594	372	16	sample	sample	NOUN
cana-5594	372	17	mean	mean	NOUN
cana-5594	372	18	of	of	ADP
cana-5594	372	19	0.269	0.269	NUM
cana-5594	372	20	,	,	PUNCT
cana-5594	372	21	a	a	DET
cana-5594	372	22	standard	standard	ADJ
cana-5594	372	23	deviation	deviation	NOUN
cana-5594	372	24	of	of	ADP
cana-5594	372	25	0.008	0.008	NUM
cana-5594	372	26	,	,	PUNCT
cana-5594	372	27	a	a	DET
cana-5594	372	28	t	t	NOUN
cana-5594	372	29	statistic	statistic	NOUN
cana-5594	372	30	of	of	ADP
cana-5594	372	31	35.032	35.032	NUM
cana-5594	372	32	,	,	PUNCT
cana-5594	372	33	and	and	CCONJ
cana-5594	372	34	a	a	DET
cana-5594	372	35	p	p	NOUN
cana-5594	372	36	-	-	PUNCT
cana-5594	372	37	value	value	NOUN
cana-5594	372	38	of	of	ADP
cana-5594	372	39	0.000	0.000	NUM
cana-5594	372	40	,	,	PUNCT
cana-5594	372	41	indicating	indicate	VERB
cana-5594	372	42	a	a	DET
cana-5594	372	43	robust	robust	ADJ
cana-5594	372	44	relationship	relationship	NOUN
cana-5594	372	45	.	.	PUNCT
cana-5594	373	1	overall	overall	ADV
cana-5594	373	2	,	,	PUNCT
cana-5594	373	3	the	the	DET
cana-5594	373	4	table	table	NOUN
cana-5594	373	5	provides	provide	VERB
cana-5594	373	6	a	a	DET
cana-5594	373	7	rigorous	rigorous	ADJ
cana-5594	373	8	statistical	statistical	ADJ
cana-5594	373	9	evaluation	evaluation	NOUN
cana-5594	373	10	of	of	ADP
cana-5594	373	11	the	the	DET
cana-5594	373	12	relationships	relationship	NOUN
cana-5594	373	13	between	between	ADP
cana-5594	373	14	various	various	ADJ
cana-5594	373	15	indicators	indicator	NOUN
cana-5594	373	16	and	and	CCONJ
cana-5594	373	17	constructs	construct	NOUN
cana-5594	373	18	within	within	ADP
cana-5594	373	19	the	the	DET
cana-5594	373	20	study	study	NOUN
cana-5594	373	21	.	.	PUNCT
cana-5594	374	1	the	the	DET
cana-5594	374	2	high	high	PROPN
cana-5594	374	3	t	t	PROPN
cana-5594	374	4	statistics	statistic	NOUN
cana-5594	374	5	and	and	CCONJ
cana-5594	374	6	low	low	ADJ
cana-5594	374	7	p	p	NOUN
cana-5594	374	8	-	-	PUNCT
cana-5594	374	9	values	value	NOUN
cana-5594	374	10	across	across	ADP
cana-5594	374	11	all	all	DET
cana-5594	374	12	variables	variable	NOUN
cana-5594	374	13	demonstrate	demonstrate	VERB
cana-5594	374	14	the	the	DET
cana-5594	374	15	significance	significance	NOUN
cana-5594	374	16	and	and	CCONJ
cana-5594	374	17	robustness	robustness	NOUN
cana-5594	374	18	of	of	ADP
cana-5594	374	19	these	these	DET
cana-5594	374	20	relationships	relationship	NOUN
cana-5594	374	21	,	,	PUNCT
cana-5594	374	22	validating	validate	VERB
cana-5594	374	23	the	the	DET
cana-5594	374	24	hypotheses	hypothesis	NOUN
cana-5594	374	25	and	and	CCONJ
cana-5594	374	26	enhancing	enhance	VERB
cana-5594	374	27	the	the	DET
cana-5594	374	28	understanding	understanding	NOUN
cana-5594	374	29	of	of	ADP
cana-5594	374	30	the	the	DET
cana-5594	374	31	dynamics	dynamic	NOUN
cana-5594	374	32	within	within	ADP
cana-5594	374	33	the	the	DET
cana-5594	374	34	aadhaar	aadhaar	NOUN
cana-5594	374	35	enabled	enable	VERB
cana-5594	374	36	payment	payment	NOUN
cana-5594	374	37	system	system	NOUN
cana-5594	374	38	literacy	literacy	NOUN
cana-5594	374	39	model	model	NOUN
cana-5594	374	40	.	.	PUNCT
cana-5594	375	1	table	table	NOUN
cana-5594	375	2	13	13	NUM
cana-5594	375	3	.	.	PUNCT
cana-5594	376	1	hypothesis	hypothesis	NOUN
cana-5594	376	2	testing	test	VERB
cana-5594	376	3	h1	h1	PROPN
cana-5594	376	4	,	,	PUNCT
cana-5594	376	5	h2	h2	PROPN
cana-5594	376	6	,	,	PUNCT
cana-5594	376	7	h3	h3	NOUN
cana-5594	376	8	,	,	PUNCT
cana-5594	376	9	h4	h4	NOUN
cana-5594	376	10	factor	factor	NOUN
cana-5594	376	11	of	of	ADP
cana-5594	376	12	hypothesis	hypothesis	NOUN
cana-5594	376	13	a1	a1	NOUN
cana-5594	376	14	,	,	PUNCT
cana-5594	376	15	a2	a2	NOUN
cana-5594	376	16	v1	v1	NOUN
cana-5594	376	17	,	,	PUNCT
cana-5594	376	18	v2	v2	NOUN
cana-5594	376	19	alpha	alpha	NOUN
cana-5594	376	20	value	value	NOUN
cana-5594	376	21	p	p	NOUN
cana-5594	376	22	-	-	PUNCT
cana-5594	376	23	value	value	NOUN
cana-5594	376	24	support	support	NOUN
cana-5594	376	25	h1	h1	NOUN
cana-5594	376	26	awareness	awareness	NOUN
cana-5594	376	27	of	of	ADP
cana-5594	376	28	the	the	DET
cana-5594	376	29	procedure	procedure	NOUN
cana-5594	376	30	to	to	PART
cana-5594	376	31	use	use	VERB
cana-5594	376	32	the	the	DET
cana-5594	376	33	aadhaar	aadhaar	NOUN
cana-5594	376	34	enabled	enable	VERB
cana-5594	376	35	payment	payment	NOUN
cana-5594	376	36	system	system	NOUN
cana-5594	376	37	(	(	PUNCT
cana-5594	376	38	aeps	aeps	ADJ
cana-5594	376	39	)	)	PUNCT
cana-5594	376	40	has	have	VERB
cana-5594	376	41	a	a	DET
cana-5594	376	42	moderate	moderate	ADJ
cana-5594	376	43	relationship	relationship	NOUN
cana-5594	376	44	with	with	ADP
cana-5594	376	45	awareness	awareness	NOUN
cana-5594	376	46	of	of	ADP
cana-5594	376	47	aadhaar	aadhaar	NOUN
cana-5594	376	48	-	-	PUNCT
cana-5594	376	49	based	base	VERB
cana-5594	376	50	government	government	NOUN
cana-5594	376	51	schemes	scheme	NOUN
cana-5594	376	52	,	,	PUNCT
cana-5594	376	53	awareness	awareness	NOUN
cana-5594	376	54	of	of	ADP
cana-5594	376	55	aadhaar	aadhaar	NOUN
cana-5594	376	56	enabled	enable	VERB
cana-5594	376	57	payment	payment	NOUN
cana-5594	376	58	system	system	NOUN
cana-5594	376	59	services	service	NOUN
cana-5594	376	60	,	,	PUNCT
cana-5594	376	61	and	and	CCONJ
cana-5594	376	62	the	the	DET
cana-5594	376	63	overall	overall	ADJ
cana-5594	376	64	awareness	awareness	NOUN
cana-5594	376	65	difference	difference	NOUN
cana-5594	376	66	level	level	NOUN
cana-5594	376	67	.	.	PUNCT
cana-5594	377	1	3.74	3.74	NUM
cana-5594	377	2	,	,	PUNCT
cana-5594	377	3	4.04	4.04	NUM
cana-5594	377	4	0.1009	0.1009	NUM
cana-5594	377	5	,	,	PUNCT
cana-5594	377	6	0.0653	0.0653	NUM
cana-5594	377	7	0.05	0.05	NUM
cana-5594	377	8	0.053472	0.053472	NUM
cana-5594	377	9	yes	yes	INTJ
cana-5594	377	10	h2	h2	NOUN
cana-5594	377	11	aadhaar	aadhaar	NOUN
cana-5594	377	12	-	-	PUNCT
cana-5594	377	13	based	base	VERB
cana-5594	377	14	government	government	NOUN
cana-5594	377	15	schemes	scheme	NOUN
cana-5594	377	16	has	have	VERB
cana-5594	377	17	a	a	DET
cana-5594	377	18	moderate	moderate	ADJ
cana-5594	377	19	relationship	relationship	NOUN
cana-5594	377	20	with	with	ADP
cana-5594	377	21	the	the	DET
cana-5594	377	22	awareness	awareness	NOUN
cana-5594	377	23	of	of	ADP
cana-5594	377	24	the	the	DET
cana-5594	377	25	procedure	procedure	NOUN
cana-5594	377	26	to	to	PART
cana-5594	377	27	use	use	VERB
cana-5594	377	28	the	the	DET
cana-5594	377	29	aadhaar	aadhaar	NOUN
cana-5594	377	30	enabled	enable	VERB
cana-5594	377	31	payment	payment	NOUN
cana-5594	377	32	system	system	NOUN
cana-5594	377	33	(	(	PUNCT
cana-5594	377	34	aeps	aeps	ADJ
cana-5594	377	35	)	)	PUNCT
cana-5594	377	36	,	,	PUNCT
cana-5594	377	37	awareness	awareness	NOUN
cana-5594	377	38	of	of	ADP
cana-5594	377	39	aeps	aeps	PROPN
cana-5594	377	40	services	service	NOUN
cana-5594	377	41	,	,	PUNCT
cana-5594	377	42	and	and	CCONJ
cana-5594	377	43	the	the	DET
cana-5594	377	44	overall	overall	ADJ
cana-5594	377	45	awareness	awareness	NOUN
cana-5594	377	46	difference	difference	NOUN
cana-5594	377	47	level	level	NOUN
cana-5594	377	48	.	.	PUNCT
cana-5594	378	1	4.15	4.15	NUM
cana-5594	378	2	,	,	PUNCT
cana-5594	378	3	3.88	3.88	NUM
cana-5594	378	4	0.0681	0.0681	NUM
cana-5594	378	5	,	,	PUNCT
cana-5594	378	6	0.0906	0.0906	NUM
cana-5594	378	7	0.05	0.05	NUM
cana-5594	378	8	0.032062	0.032062	NUM
cana-5594	379	1	no	no	DET
cana-5594	379	2	communications	communication	NOUN
cana-5594	379	3	on	on	ADP
cana-5594	379	4	applied	apply	VERB
cana-5594	379	5	nonlinear	nonlinear	ADJ
cana-5594	379	6	analysis	analysis	NOUN
cana-5594	379	7	issn	issn	NOUN
cana-5594	379	8	:	:	PUNCT
cana-5594	379	9	1074	1074	NUM
cana-5594	379	10	-	-	PUNCT
cana-5594	379	11	133x	133x	NUM
cana-5594	379	12	vol	vol	NOUN
cana-5594	379	13	32	32	NUM
cana-5594	379	14	no	no	NOUN
cana-5594	379	15	.	.	PUNCT
cana-5594	380	1	icmasd	icmasd	NOUN
cana-5594	380	2	(	(	PUNCT
cana-5594	380	3	2025	2025	NUM
cana-5594	380	4	)	)	PUNCT
cana-5594	380	5	1949	1949	NUM
cana-5594	381	1	https://internationalpubls.com	https://internationalpubls.com	X
cana-5594	381	2	h3	h3	VERB
cana-5594	381	3	awareness	awareness	NOUN
cana-5594	381	4	of	of	ADP
cana-5594	381	5	aadhaar	aadhaar	NOUN
cana-5594	381	6	enabled	enable	VERB
cana-5594	381	7	payment	payment	NOUN
cana-5594	381	8	system	system	NOUN
cana-5594	381	9	(	(	PUNCT
cana-5594	381	10	aeps	aeps	ADJ
cana-5594	381	11	)	)	PUNCT
cana-5594	381	12	services	service	NOUN
cana-5594	381	13	has	have	VERB
cana-5594	381	14	a	a	DET
cana-5594	381	15	moderate	moderate	ADJ
cana-5594	381	16	relationship	relationship	NOUN
cana-5594	381	17	with	with	ADP
cana-5594	381	18	the	the	DET
cana-5594	381	19	awareness	awareness	NOUN
cana-5594	381	20	of	of	ADP
cana-5594	381	21	the	the	DET
cana-5594	381	22	procedure	procedure	NOUN
cana-5594	381	23	to	to	PART
cana-5594	381	24	use	use	VERB
cana-5594	381	25	aeps	aep	NOUN
cana-5594	381	26	,	,	PUNCT
cana-5594	381	27	awareness	awareness	NOUN
cana-5594	381	28	of	of	ADP
cana-5594	381	29	aadhaar	aadhaar	NOUN
cana-5594	381	30	-	-	PUNCT
cana-5594	381	31	based	base	VERB
cana-5594	381	32	government	government	NOUN
cana-5594	381	33	schemes	scheme	NOUN
cana-5594	381	34	,	,	PUNCT
cana-5594	381	35	and	and	CCONJ
cana-5594	381	36	the	the	DET
cana-5594	381	37	overall	overall	ADJ
cana-5594	381	38	awareness	awareness	NOUN
cana-5594	381	39	difference	difference	NOUN
cana-5594	381	40	level	level	NOUN
cana-5594	381	41	overall	overall	ADJ
cana-5594	381	42	awareness	awareness	NOUN
cana-5594	381	43	difference	difference	NOUN
cana-5594	381	44	level	level	NOUN
cana-5594	381	45	.	.	PUNCT
cana-5594	382	1	3.96	3.96	NUM
cana-5594	382	2	,	,	PUNCT
cana-5594	382	3	3.98	3.98	NUM
cana-5594	382	4	0.0595	0.0595	NUM
cana-5594	382	5	,	,	PUNCT
cana-5594	382	6	0.1180	0.1180	NUM
cana-5594	382	7	0.05	0.05	NUM
cana-5594	382	8	0.856077	0.856077	NUM
cana-5594	383	1	yes	yes	INTJ
cana-5594	383	2	h4	h4	PROPN
cana-5594	383	3	overall	overall	ADJ
cana-5594	383	4	awareness	awareness	NOUN
cana-5594	383	5	difference	difference	NOUN
cana-5594	383	6	level	level	NOUN
cana-5594	383	7	has	have	VERB
cana-5594	383	8	a	a	DET
cana-5594	383	9	moderate	moderate	ADJ
cana-5594	383	10	relationship	relationship	NOUN
cana-5594	383	11	with	with	ADP
cana-5594	383	12	the	the	DET
cana-5594	383	13	awareness	awareness	NOUN
cana-5594	383	14	of	of	ADP
cana-5594	383	15	the	the	DET
cana-5594	383	16	procedure	procedure	NOUN
cana-5594	383	17	to	to	PART
cana-5594	383	18	use	use	VERB
cana-5594	383	19	the	the	DET
cana-5594	383	20	aadhaar	aadhaar	NOUN
cana-5594	383	21	enabled	enable	VERB
cana-5594	383	22	payment	payment	NOUN
cana-5594	383	23	system	system	NOUN
cana-5594	383	24	(	(	PUNCT
cana-5594	383	25	aeps	aeps	ADJ
cana-5594	383	26	)	)	PUNCT
cana-5594	383	27	,	,	PUNCT
cana-5594	383	28	awareness	awareness	NOUN
cana-5594	383	29	of	of	ADP
cana-5594	383	30	aadhaar	aadhaar	NOUN
cana-5594	383	31	-	-	PUNCT
cana-5594	383	32	based	base	VERB
cana-5594	383	33	government	government	NOUN
cana-5594	383	34	schemes	scheme	NOUN
cana-5594	383	35	,	,	PUNCT
cana-5594	383	36	and	and	CCONJ
cana-5594	383	37	awareness	awareness	NOUN
cana-5594	383	38	of	of	ADP
cana-5594	383	39	aeps	aeps	PROPN
cana-5594	383	40	services	service	NOUN
cana-5594	383	41	3.91	3.91	NUM
cana-5594	383	42	,	,	PUNCT
cana-5594	383	43	3.99	3.99	NUM
cana-5594	383	44	0.0376	0.0376	NUM
cana-5594	383	45	,	,	PUNCT
cana-5594	383	46	0.1092	0.1092	NUM
cana-5594	383	47	0.05	0.05	NUM
cana-5594	383	48	0.66412	0.66412	NUM
cana-5594	384	1	yes	yes	INTJ
cana-5594	384	2	the	the	DET
cana-5594	384	3	table	table	NOUN
cana-5594	384	4	titled	title	VERB
cana-5594	384	5	"	"	PUNCT
cana-5594	384	6	hypotheses	hypothesis	NOUN
cana-5594	384	7	testing	testing	NOUN
cana-5594	384	8	"	"	PUNCT
cana-5594	384	9	provides	provide	VERB
cana-5594	384	10	a	a	DET
cana-5594	384	11	comprehensive	comprehensive	ADJ
cana-5594	384	12	analysis	analysis	NOUN
cana-5594	384	13	of	of	ADP
cana-5594	384	14	the	the	DET
cana-5594	384	15	acceptance	acceptance	NOUN
cana-5594	384	16	or	or	CCONJ
cana-5594	384	17	rejection	rejection	NOUN
cana-5594	384	18	of	of	ADP
cana-5594	384	19	various	various	ADJ
cana-5594	384	20	hypotheses	hypothesis	NOUN
cana-5594	384	21	,	,	PUNCT
cana-5594	384	22	utilizing	utilize	VERB
cana-5594	384	23	average	average	ADJ
cana-5594	384	24	values	value	NOUN
cana-5594	384	25	,	,	PUNCT
cana-5594	384	26	variance	variance	NOUN
cana-5594	384	27	,	,	PUNCT
cana-5594	384	28	and	and	CCONJ
cana-5594	384	29	p	p	X
cana-5594	384	30	-	-	PUNCT
cana-5594	384	31	values	value	NOUN
cana-5594	384	32	as	as	ADP
cana-5594	384	33	the	the	DET
cana-5594	384	34	criteria	criterion	NOUN
cana-5594	384	35	.	.	PUNCT
cana-5594	385	1	for	for	SCONJ
cana-5594	385	2	the	the	DET
cana-5594	385	3	hypothesis	hypothesis	NOUN
cana-5594	385	4	stating	state	VERB
cana-5594	385	5	,	,	PUNCT
cana-5594	385	6	"	"	PUNCT
cana-5594	385	7	awareness	awareness	NOUN
cana-5594	385	8	of	of	ADP
cana-5594	385	9	the	the	DET
cana-5594	385	10	procedure	procedure	NOUN
cana-5594	385	11	to	to	PART
cana-5594	385	12	use	use	VERB
cana-5594	385	13	the	the	DET
cana-5594	385	14	aadhaar	aadhaar	NOUN
cana-5594	385	15	,	,	PUNCT
cana-5594	385	16	"	"	PUNCT
cana-5594	385	17	the	the	DET
cana-5594	385	18	averages	average	NOUN
cana-5594	385	19	are	be	AUX
cana-5594	385	20	3.74	3.74	NUM
cana-5594	385	21	and	and	CCONJ
cana-5594	385	22	4.04	4.04	NUM
cana-5594	385	23	,	,	PUNCT
cana-5594	385	24	with	with	ADP
cana-5594	385	25	variances	variance	NOUN
cana-5594	385	26	of	of	ADP
cana-5594	385	27	0.1009	0.1009	NUM
cana-5594	385	28	and	and	CCONJ
cana-5594	385	29	0.0653	0.0653	NUM
cana-5594	385	30	,	,	PUNCT
cana-5594	385	31	respectively	respectively	ADV
cana-5594	385	32	.	.	PUNCT
cana-5594	386	1	the	the	DET
cana-5594	386	2	p	p	NOUN
cana-5594	386	3	-	-	PUNCT
cana-5594	386	4	value	value	NOUN
cana-5594	386	5	is	be	AUX
cana-5594	386	6	0.053472	0.053472	NUM
cana-5594	386	7	,	,	PUNCT
cana-5594	386	8	which	which	PRON
cana-5594	386	9	is	be	AUX
cana-5594	386	10	greater	great	ADJ
cana-5594	386	11	than	than	ADP
cana-5594	386	12	the	the	DET
cana-5594	386	13	alpha	alpha	NOUN
cana-5594	386	14	value	value	NOUN
cana-5594	386	15	of	of	ADP
cana-5594	386	16	0.05	0.05	NUM
cana-5594	386	17	,	,	PUNCT
cana-5594	386	18	leading	lead	VERB
cana-5594	386	19	to	to	ADP
cana-5594	386	20	the	the	DET
cana-5594	386	21	acceptance	acceptance	NOUN
cana-5594	386	22	of	of	ADP
cana-5594	386	23	this	this	DET
cana-5594	386	24	hypothesis	hypothesis	NOUN
cana-5594	386	25	.	.	PUNCT
cana-5594	387	1	the	the	DET
cana-5594	387	2	second	second	ADJ
cana-5594	387	3	hypothesis	hypothesis	NOUN
cana-5594	387	4	,	,	PUNCT
cana-5594	387	5	"	"	PUNCT
cana-5594	387	6	aadhaar	aadhaar	NOUN
cana-5594	387	7	-	-	PUNCT
cana-5594	387	8	based	base	VERB
cana-5594	387	9	government	government	NOUN
cana-5594	387	10	schemes	scheme	NOUN
cana-5594	387	11	have	have	VERB
cana-5594	387	12	a	a	DET
cana-5594	387	13	moderate	moderate	ADJ
cana-5594	387	14	awareness	awareness	NOUN
cana-5594	387	15	,	,	PUNCT
cana-5594	387	16	"	"	PUNCT
cana-5594	387	17	has	have	VERB
cana-5594	387	18	averages	average	NOUN
cana-5594	387	19	of	of	ADP
cana-5594	387	20	4.15	4.15	NUM
cana-5594	387	21	and	and	CCONJ
cana-5594	387	22	3.88	3.88	NUM
cana-5594	387	23	,	,	PUNCT
cana-5594	387	24	with	with	ADP
cana-5594	387	25	variances	variance	NOUN
cana-5594	387	26	of	of	ADP
cana-5594	387	27	0.0681	0.0681	NUM
cana-5594	387	28	and	and	CCONJ
cana-5594	387	29	0.0906	0.0906	NUM
cana-5594	387	30	.	.	PUNCT
cana-5594	388	1	the	the	DET
cana-5594	388	2	p	p	NOUN
cana-5594	388	3	-	-	PUNCT
cana-5594	388	4	value	value	NOUN
cana-5594	388	5	of	of	ADP
cana-5594	388	6	0.032062	0.032062	NUM
cana-5594	388	7	is	be	AUX
cana-5594	388	8	less	less	ADJ
cana-5594	388	9	than	than	ADP
cana-5594	388	10	the	the	DET
cana-5594	388	11	alpha	alpha	NOUN
cana-5594	388	12	value	value	NOUN
cana-5594	388	13	of	of	ADP
cana-5594	388	14	0.05	0.05	NUM
cana-5594	388	15	,	,	PUNCT
cana-5594	388	16	resulting	result	VERB
cana-5594	388	17	in	in	ADP
cana-5594	388	18	the	the	DET
cana-5594	388	19	rejection	rejection	NOUN
cana-5594	388	20	of	of	ADP
cana-5594	388	21	this	this	DET
cana-5594	388	22	hypothesis	hypothesis	NOUN
cana-5594	388	23	.	.	PUNCT
cana-5594	389	1	for	for	ADP
cana-5594	389	2	the	the	DET
cana-5594	389	3	third	third	ADJ
cana-5594	389	4	hypothesis	hypothesis	NOUN
cana-5594	389	5	,	,	PUNCT
cana-5594	389	6	"	"	PUNCT
cana-5594	389	7	awareness	awareness	NOUN
cana-5594	389	8	of	of	ADP
cana-5594	389	9	aadhaar	aadhaar	NOUN
cana-5594	389	10	enabled	enable	VERB
cana-5594	389	11	payment	payment	NOUN
cana-5594	389	12	system	system	NOUN
cana-5594	389	13	services	service	NOUN
cana-5594	389	14	awareness	awareness	NOUN
cana-5594	389	15	,	,	PUNCT
cana-5594	389	16	"	"	PUNCT
cana-5594	389	17	the	the	DET
cana-5594	389	18	averages	average	NOUN
cana-5594	389	19	are	be	AUX
cana-5594	389	20	3.96	3.96	NUM
cana-5594	389	21	and	and	CCONJ
cana-5594	389	22	3.98	3.98	NUM
cana-5594	389	23	,	,	PUNCT
cana-5594	389	24	with	with	ADP
cana-5594	389	25	variances	variance	NOUN
cana-5594	389	26	of	of	ADP
cana-5594	389	27	0.0595	0.0595	NUM
cana-5594	389	28	and	and	CCONJ
cana-5594	389	29	0.1180	0.1180	NUM
cana-5594	389	30	.	.	PUNCT
cana-5594	390	1	the	the	DET
cana-5594	390	2	p	p	NOUN
cana-5594	390	3	-	-	PUNCT
cana-5594	390	4	value	value	NOUN
cana-5594	390	5	is	be	AUX
cana-5594	390	6	0.856077	0.856077	NUM
cana-5594	390	7	,	,	PUNCT
cana-5594	390	8	which	which	PRON
cana-5594	390	9	is	be	AUX
cana-5594	390	10	greater	great	ADJ
cana-5594	390	11	than	than	ADP
cana-5594	390	12	the	the	DET
cana-5594	390	13	alpha	alpha	NOUN
cana-5594	390	14	value	value	NOUN
cana-5594	390	15	of	of	ADP
cana-5594	390	16	0.05	0.05	NUM
cana-5594	390	17	,	,	PUNCT
cana-5594	390	18	thus	thus	ADV
cana-5594	390	19	accepting	accept	VERB
cana-5594	390	20	the	the	DET
cana-5594	390	21	hypothesis	hypothesis	NOUN
cana-5594	390	22	.	.	PUNCT
cana-5594	391	1	lastly	lastly	ADV
cana-5594	391	2	,	,	PUNCT
cana-5594	391	3	the	the	DET
cana-5594	391	4	hypothesis	hypothesis	NOUN
cana-5594	391	5	"	"	PUNCT
cana-5594	391	6	overall	overall	ADJ
cana-5594	391	7	awareness	awareness	NOUN
cana-5594	391	8	difference	difference	NOUN
cana-5594	391	9	level	level	NOUN
cana-5594	391	10	has	have	VERB
cana-5594	391	11	a	a	DET
cana-5594	391	12	moderate	moderate	ADJ
cana-5594	391	13	awareness	awareness	NOUN
cana-5594	391	14	"	"	PUNCT
cana-5594	391	15	shows	show	VERB
cana-5594	391	16	averages	average	NOUN
cana-5594	391	17	of	of	ADP
cana-5594	391	18	3.91	3.91	NUM
cana-5594	391	19	and	and	CCONJ
cana-5594	391	20	3.99	3.99	NUM
cana-5594	391	21	,	,	PUNCT
cana-5594	391	22	with	with	ADP
cana-5594	391	23	variances	variance	NOUN
cana-5594	391	24	of	of	ADP
cana-5594	391	25	0.0376	0.0376	NUM
cana-5594	391	26	and	and	CCONJ
cana-5594	391	27	0.1095	0.1095	NUM
cana-5594	391	28	.	.	PUNCT
cana-5594	392	1	the	the	DET
cana-5594	392	2	p	p	NOUN
cana-5594	392	3	-	-	PUNCT
cana-5594	392	4	value	value	NOUN
cana-5594	392	5	of	of	ADP
cana-5594	392	6	0.66412	0.66412	NUM
cana-5594	392	7	,	,	PUNCT
cana-5594	392	8	which	which	PRON
cana-5594	392	9	exceeds	exceed	VERB
cana-5594	392	10	the	the	DET
cana-5594	392	11	alpha	alpha	ADJ
cana-5594	392	12	value	value	NOUN
cana-5594	392	13	of	of	ADP
cana-5594	392	14	0.05	0.05	NUM
cana-5594	392	15	,	,	PUNCT
cana-5594	392	16	leads	lead	VERB
cana-5594	392	17	to	to	ADP
cana-5594	392	18	the	the	DET
cana-5594	392	19	acceptance	acceptance	NOUN
cana-5594	392	20	of	of	ADP
cana-5594	392	21	this	this	DET
cana-5594	392	22	hypothesis	hypothesis	NOUN
cana-5594	392	23	.	.	PUNCT
cana-5594	393	1	in	in	ADP
cana-5594	393	2	summary	summary	NOUN
cana-5594	393	3	,	,	PUNCT
cana-5594	393	4	the	the	DET
cana-5594	393	5	analysis	analysis	NOUN
cana-5594	393	6	indicates	indicate	VERB
cana-5594	393	7	that	that	SCONJ
cana-5594	393	8	hypotheses	hypothesis	NOUN
cana-5594	393	9	regarding	regard	VERB
cana-5594	393	10	awareness	awareness	NOUN
cana-5594	393	11	of	of	ADP
cana-5594	393	12	the	the	DET
cana-5594	393	13	procedure	procedure	NOUN
cana-5594	393	14	to	to	PART
cana-5594	393	15	use	use	VERB
cana-5594	393	16	aadhaar	aadhaar	NOUN
cana-5594	393	17	,	,	PUNCT
cana-5594	393	18	aeps	aeps	ADJ
cana-5594	393	19	services	service	NOUN
cana-5594	393	20	awareness	awareness	NOUN
cana-5594	393	21	,	,	PUNCT
cana-5594	393	22	and	and	CCONJ
cana-5594	393	23	overall	overall	ADJ
cana-5594	393	24	awareness	awareness	NOUN
cana-5594	393	25	difference	difference	NOUN
cana-5594	393	26	levels	level	NOUN
cana-5594	393	27	are	be	AUX
cana-5594	393	28	accepted	accept	VERB
cana-5594	393	29	,	,	PUNCT
cana-5594	393	30	while	while	SCONJ
cana-5594	393	31	the	the	DET
cana-5594	393	32	hypothesis	hypothesis	NOUN
cana-5594	393	33	about	about	ADP
cana-5594	393	34	moderate	moderate	ADJ
cana-5594	393	35	awareness	awareness	NOUN
cana-5594	393	36	of	of	ADP
cana-5594	393	37	aadhaar	aadhaar	NOUN
cana-5594	393	38	-	-	PUNCT
cana-5594	393	39	based	base	VERB
cana-5594	393	40	government	government	NOUN
cana-5594	393	41	schemes	scheme	NOUN
cana-5594	393	42	is	be	AUX
cana-5594	393	43	rejected	reject	VERB
cana-5594	393	44	.	.	PUNCT
cana-5594	394	1	this	this	DET
cana-5594	394	2	methodical	methodical	ADJ
cana-5594	394	3	evaluation	evaluation	NOUN
cana-5594	394	4	based	base	VERB
cana-5594	394	5	on	on	ADP
cana-5594	394	6	statistical	statistical	ADJ
cana-5594	394	7	measures	measure	NOUN
cana-5594	394	8	helps	help	VERB
cana-5594	394	9	determine	determine	VERB
cana-5594	394	10	the	the	DET
cana-5594	394	11	validity	validity	NOUN
cana-5594	394	12	of	of	ADP
cana-5594	394	13	the	the	DET
cana-5594	394	14	proposed	propose	VERB
cana-5594	394	15	hypotheses	hypothesis	NOUN
cana-5594	394	16	,	,	PUNCT
cana-5594	394	17	providing	provide	VERB
cana-5594	394	18	clear	clear	ADJ
cana-5594	394	19	insights	insight	NOUN
cana-5594	394	20	into	into	ADP
cana-5594	394	21	the	the	DET
cana-5594	394	22	relationship	relationship	NOUN
cana-5594	394	23	between	between	ADP
cana-5594	394	24	different	different	ADJ
cana-5594	394	25	variables	variable	NOUN
cana-5594	394	26	and	and	CCONJ
cana-5594	394	27	constructs	construct	NOUN
cana-5594	394	28	in	in	ADP
cana-5594	394	29	the	the	DET
cana-5594	394	30	study	study	NOUN
cana-5594	394	31	.	.	PUNCT
cana-5594	395	1	table	table	NOUN
cana-5594	395	2	14	14	NUM
cana-5594	395	3	.	.	PUNCT
cana-5594	396	1	hypothesis	hypothesis	NOUN
cana-5594	396	2	testing	test	VERB
cana-5594	396	3	h5	h5	PROPN
cana-5594	396	4	,	,	PUNCT
cana-5594	396	5	h6	h6	PROPN
cana-5594	396	6	,	,	PUNCT
cana-5594	396	7	h7	h7	ADJ
cana-5594	396	8	factor	factor	NOUN
cana-5594	396	9	of	of	ADP
cana-5594	396	10	hypothesis	hypothesis	NOUN
cana-5594	396	11	a1	a1	NOUN
cana-5594	396	12	,	,	PUNCT
cana-5594	396	13	a2	a2	PROPN
cana-5594	396	14	,	,	PUNCT
cana-5594	396	15	a3,a4	a3,a4	PROPN
cana-5594	396	16	v1	v1	PROPN
cana-5594	396	17	,	,	PUNCT
cana-5594	396	18	v2	v2	PROPN
cana-5594	396	19	,	,	PUNCT
cana-5594	396	20	v	v	NOUN
cana-5594	396	21	3	3	NUM
cana-5594	396	22	,	,	PUNCT
cana-5594	396	23	v4	v4	NOUN
cana-5594	396	24	alpha	alpha	NOUN
cana-5594	396	25	value	value	NOUN
cana-5594	396	26	p	p	NOUN
cana-5594	396	27	-	-	PUNCT
cana-5594	396	28	value	value	NOUN
cana-5594	396	29	support	support	NOUN
cana-5594	396	30	communications	communication	NOUN
cana-5594	396	31	on	on	ADP
cana-5594	396	32	applied	apply	VERB
cana-5594	396	33	nonlinear	nonlinear	ADJ
cana-5594	396	34	analysis	analysis	NOUN
cana-5594	396	35	issn	issn	NOUN
cana-5594	396	36	:	:	PUNCT
cana-5594	396	37	1074	1074	NUM
cana-5594	396	38	-	-	PUNCT
cana-5594	396	39	133x	133x	NUM
cana-5594	396	40	vol	vol	NOUN
cana-5594	396	41	32	32	NUM
cana-5594	396	42	no	no	NOUN
cana-5594	396	43	.	.	PUNCT
cana-5594	397	1	icmasd	icmasd	NOUN
cana-5594	397	2	(	(	PUNCT
cana-5594	397	3	2025	2025	NUM
cana-5594	397	4	)	)	PUNCT
cana-5594	397	5	1950	1950	NUM
cana-5594	398	1	https://internationalpubls.com	https://internationalpubls.com	X
cana-5594	398	2	h5	h5	VERB
cana-5594	398	3	different	different	ADJ
cana-5594	398	4	levels	level	NOUN
cana-5594	398	5	of	of	ADP
cana-5594	398	6	gender	gender	NOUN
cana-5594	398	7	awareness	awareness	NOUN
cana-5594	398	8	regarding	regard	VERB
cana-5594	398	9	aadhaar	aadhaar	NOUN
cana-5594	398	10	-	-	PUNCT
cana-5594	398	11	based	base	VERB
cana-5594	398	12	government	government	NOUN
cana-5594	398	13	schemes	scheme	NOUN
cana-5594	398	14	and	and	CCONJ
cana-5594	398	15	the	the	DET
cana-5594	398	16	procedures	procedure	NOUN
cana-5594	398	17	for	for	ADP
cana-5594	398	18	using	use	VERB
cana-5594	398	19	the	the	DET
cana-5594	398	20	aadhaar	aadhaar	NOUN
cana-5594	398	21	enabled	enable	VERB
cana-5594	398	22	payment	payment	NOUN
cana-5594	398	23	system	system	NOUN
cana-5594	398	24	(	(	PUNCT
cana-5594	398	25	aeps	aeps	ADV
cana-5594	398	26	)	)	PUNCT
cana-5594	398	27	have	have	VERB
cana-5594	398	28	a	a	DET
cana-5594	398	29	moderate	moderate	ADJ
cana-5594	398	30	relationship	relationship	NOUN
cana-5594	398	31	with	with	ADP
cana-5594	398	32	aeps	aep	NOUN
cana-5594	398	33	services	service	NOUN
cana-5594	398	34	awareness	awareness	NOUN
cana-5594	398	35	and	and	CCONJ
cana-5594	398	36	enhanced	enhance	VERB
cana-5594	398	37	secured	secured	ADJ
cana-5594	398	38	banking	banking	NOUN
cana-5594	398	39	transactions	transaction	NOUN
cana-5594	398	40	4.00	4.00	NUM
cana-5594	398	41	,	,	PUNCT
cana-5594	398	42	4.03	4.03	NUM
cana-5594	398	43	0.1607	0.1607	NUM
cana-5594	398	44	,	,	PUNCT
cana-5594	398	45	0.0756	0.0756	NUM
cana-5594	398	46	0.05	0.05	NUM
cana-5594	398	47	0.796627	0.796627	NUM
cana-5594	399	1	yes	yes	INTJ
cana-5594	399	2	h6	h6	PROPN
cana-5594	399	3	different	different	ADJ
cana-5594	399	4	levels	level	NOUN
cana-5594	399	5	of	of	ADP
cana-5594	399	6	age	age	NOUN
cana-5594	399	7	awareness	awareness	NOUN
cana-5594	399	8	regarding	regard	VERB
cana-5594	399	9	aadhaar	aadhaar	NOUN
cana-5594	399	10	-	-	PUNCT
cana-5594	399	11	based	base	VERB
cana-5594	399	12	government	government	NOUN
cana-5594	399	13	schemes	scheme	NOUN
cana-5594	399	14	and	and	CCONJ
cana-5594	399	15	the	the	DET
cana-5594	399	16	procedures	procedure	NOUN
cana-5594	399	17	for	for	ADP
cana-5594	399	18	using	use	VERB
cana-5594	399	19	the	the	DET
cana-5594	399	20	aadhaar	aadhaar	NOUN
cana-5594	399	21	enabled	enable	VERB
cana-5594	399	22	payment	payment	NOUN
cana-5594	399	23	system	system	NOUN
cana-5594	399	24	(	(	PUNCT
cana-5594	399	25	aeps	aeps	ADV
cana-5594	399	26	)	)	PUNCT
cana-5594	399	27	have	have	VERB
cana-5594	399	28	a	a	DET
cana-5594	399	29	moderate	moderate	ADJ
cana-5594	399	30	relationship	relationship	NOUN
cana-5594	399	31	with	with	ADP
cana-5594	399	32	aeps	aep	NOUN
cana-5594	399	33	services	service	NOUN
cana-5594	399	34	awareness	awareness	NOUN
cana-5594	399	35	and	and	CCONJ
cana-5594	399	36	enhanced	enhance	VERB
cana-5594	399	37	secured	secured	ADJ
cana-5594	399	38	banking	banking	NOUN
cana-5594	399	39	transactions	transaction	NOUN
cana-5594	399	40	4.01	4.01	NUM
cana-5594	399	41	,	,	PUNCT
cana-5594	399	42	4.01	4.01	NUM
cana-5594	399	43	,	,	PUNCT
cana-5594	399	44	4.03	4.03	NUM
cana-5594	399	45	0.1106	0.1106	NUM
cana-5594	399	46	,	,	PUNCT
cana-5594	399	47	0.1125	0.1125	NUM
cana-5594	399	48	,	,	PUNCT
cana-5594	399	49	0.1290	0.1290	NUM
cana-5594	399	50	0.05	0.05	NUM
cana-5594	399	51	0.976227	0.976227	NUM
cana-5594	400	1	yes	yes	INTJ
cana-5594	400	2	h7	h7	VERB
cana-5594	400	3	different	different	ADJ
cana-5594	400	4	levels	level	NOUN
cana-5594	400	5	of	of	ADP
cana-5594	400	6	qualification	qualification	NOUN
cana-5594	400	7	awareness	awareness	NOUN
cana-5594	400	8	regarding	regard	VERB
cana-5594	400	9	aadhaar	aadhaar	NOUN
cana-5594	400	10	-	-	PUNCT
cana-5594	400	11	based	base	VERB
cana-5594	400	12	government	government	NOUN
cana-5594	400	13	schemes	scheme	NOUN
cana-5594	400	14	and	and	CCONJ
cana-5594	400	15	the	the	DET
cana-5594	400	16	procedures	procedure	NOUN
cana-5594	400	17	for	for	ADP
cana-5594	400	18	using	use	VERB
cana-5594	400	19	the	the	DET
cana-5594	400	20	aadhaar	aadhaar	NOUN
cana-5594	400	21	enabled	enable	VERB
cana-5594	400	22	payment	payment	NOUN
cana-5594	400	23	system	system	NOUN
cana-5594	400	24	(	(	PUNCT
cana-5594	400	25	aeps	aeps	ADV
cana-5594	400	26	)	)	PUNCT
cana-5594	400	27	have	have	VERB
cana-5594	400	28	a	a	DET
cana-5594	400	29	moderate	moderate	ADJ
cana-5594	400	30	relationship	relationship	NOUN
cana-5594	400	31	with	with	ADP
cana-5594	400	32	aeps	aep	NOUN
cana-5594	400	33	services	service	NOUN
cana-5594	400	34	awareness	awareness	NOUN
cana-5594	400	35	and	and	CCONJ
cana-5594	400	36	enhanced	enhance	VERB
cana-5594	400	37	secured	secured	ADJ
cana-5594	400	38	banking	banking	NOUN
cana-5594	400	39	transactions	transaction	NOUN
cana-5594	400	40	.	.	PUNCT
cana-5594	401	1	4.02	4.02	NUM
cana-5594	401	2	,	,	PUNCT
cana-5594	401	3	4.01	4.01	NUM
cana-5594	401	4	,	,	PUNCT
cana-5594	401	5	4.01	4.01	NUM
cana-5594	401	6	,	,	PUNCT
cana-5594	401	7	4.01	4.01	NUM
cana-5594	401	8	0.1009	0.1009	NUM
cana-5594	401	9	,	,	PUNCT
cana-5594	401	10	0.0653	0.0653	NUM
cana-5594	401	11	0.05	0.05	NUM
cana-5594	401	12	0.999705	0.999705	NUM
cana-5594	401	13	yes	yes	INTJ
cana-5594	401	14	the	the	DET
cana-5594	401	15	table	table	NOUN
cana-5594	401	16	titled	title	VERB
cana-5594	401	17	"	"	PUNCT
cana-5594	401	18	table	table	NOUN
cana-5594	401	19	14	14	NUM
cana-5594	401	20	.	.	PUNCT
cana-5594	402	1	hypothesis	hypothesis	NOUN
cana-5594	402	2	testing	test	VERB
cana-5594	402	3	h5	h5	PROPN
cana-5594	402	4	,	,	PUNCT
cana-5594	402	5	h6	h6	PROPN
cana-5594	402	6	,	,	PUNCT
cana-5594	402	7	h7	h7	PROPN
cana-5594	402	8	"	"	PUNCT
cana-5594	402	9	presents	present	VERB
cana-5594	402	10	the	the	DET
cana-5594	402	11	results	result	NOUN
cana-5594	402	12	of	of	ADP
cana-5594	402	13	hypothesis	hypothesis	NOUN
cana-5594	402	14	testing	testing	NOUN
cana-5594	402	15	for	for	ADP
cana-5594	402	16	three	three	NUM
cana-5594	402	17	specific	specific	ADJ
cana-5594	402	18	hypotheses	hypothesis	NOUN
cana-5594	402	19	related	relate	VERB
cana-5594	402	20	to	to	ADP
cana-5594	402	21	the	the	DET
cana-5594	402	22	awareness	awareness	NOUN
cana-5594	402	23	of	of	ADP
cana-5594	402	24	aadhaar	aadhaar	NOUN
cana-5594	402	25	-	-	PUNCT
cana-5594	402	26	based	base	VERB
cana-5594	402	27	government	government	NOUN
cana-5594	402	28	schemes	scheme	NOUN
cana-5594	402	29	and	and	CCONJ
cana-5594	402	30	the	the	DET
cana-5594	402	31	procedures	procedure	NOUN
cana-5594	402	32	for	for	ADP
cana-5594	402	33	using	use	VERB
cana-5594	402	34	the	the	DET
cana-5594	402	35	aadhaar	aadhaar	NOUN
cana-5594	402	36	enabled	enable	VERB
cana-5594	402	37	payment	payment	NOUN
cana-5594	402	38	system	system	NOUN
cana-5594	402	39	(	(	PUNCT
cana-5594	402	40	aeps	aeps	ADJ
cana-5594	402	41	)	)	PUNCT
cana-5594	402	42	.	.	PUNCT
cana-5594	403	1	for	for	ADP
cana-5594	403	2	hypothesis	hypothesis	NOUN
cana-5594	403	3	h5	h5	NOUN
cana-5594	403	4	,	,	PUNCT
cana-5594	403	5	which	which	PRON
cana-5594	403	6	examines	examine	VERB
cana-5594	403	7	different	different	ADJ
cana-5594	403	8	levels	level	NOUN
cana-5594	403	9	of	of	ADP
cana-5594	403	10	gender	gender	NOUN
cana-5594	403	11	awareness	awareness	NOUN
cana-5594	403	12	regarding	regard	VERB
cana-5594	403	13	aadhaar	aadhaar	NOUN
cana-5594	403	14	-	-	PUNCT
cana-5594	403	15	based	base	VERB
cana-5594	403	16	government	government	NOUN
cana-5594	403	17	schemes	scheme	NOUN
cana-5594	403	18	and	and	CCONJ
cana-5594	403	19	aeps	aeps	ADJ
cana-5594	403	20	procedures	procedure	NOUN
cana-5594	403	21	,	,	PUNCT
cana-5594	403	22	the	the	DET
cana-5594	403	23	averages	average	NOUN
cana-5594	403	24	are	be	AUX
cana-5594	403	25	4.00	4.00	NUM
cana-5594	403	26	and	and	CCONJ
cana-5594	403	27	4.03	4.03	NUM
cana-5594	403	28	,	,	PUNCT
cana-5594	403	29	with	with	ADP
cana-5594	403	30	variances	variance	NOUN
cana-5594	403	31	of	of	ADP
cana-5594	403	32	0.1607	0.1607	NUM
cana-5594	403	33	and	and	CCONJ
cana-5594	403	34	0.0756	0.0756	NUM
cana-5594	403	35	.	.	PUNCT
cana-5594	404	1	the	the	DET
cana-5594	404	2	p	p	NOUN
cana-5594	404	3	-	-	PUNCT
cana-5594	404	4	value	value	NOUN
cana-5594	404	5	is	be	AUX
cana-5594	404	6	0.796627	0.796627	NUM
cana-5594	404	7	,	,	PUNCT
cana-5594	404	8	which	which	PRON
cana-5594	404	9	is	be	AUX
cana-5594	404	10	greater	great	ADJ
cana-5594	404	11	than	than	ADP
cana-5594	404	12	the	the	DET
cana-5594	404	13	alpha	alpha	NOUN
cana-5594	404	14	value	value	NOUN
cana-5594	404	15	of	of	ADP
cana-5594	404	16	0.05	0.05	NUM
cana-5594	404	17	,	,	PUNCT
cana-5594	404	18	indicating	indicate	VERB
cana-5594	404	19	support	support	NOUN
cana-5594	404	20	for	for	ADP
cana-5594	404	21	the	the	DET
cana-5594	404	22	hypothesis	hypothesis	NOUN
cana-5594	404	23	.	.	PUNCT
cana-5594	405	1	hypothesis	hypothesis	NOUN
cana-5594	405	2	h6	h6	PROPN
cana-5594	405	3	explores	explore	VERB
cana-5594	405	4	different	different	ADJ
cana-5594	405	5	levels	level	NOUN
cana-5594	405	6	of	of	ADP
cana-5594	405	7	age	age	NOUN
cana-5594	405	8	awareness	awareness	NOUN
cana-5594	405	9	regarding	regard	VERB
cana-5594	405	10	aadhaar	aadhaar	NOUN
cana-5594	405	11	-	-	PUNCT
cana-5594	405	12	based	base	VERB
cana-5594	405	13	government	government	NOUN
cana-5594	405	14	schemes	scheme	NOUN
cana-5594	405	15	and	and	CCONJ
cana-5594	405	16	aeps	aeps	ADJ
cana-5594	405	17	procedures	procedure	NOUN
cana-5594	405	18	,	,	PUNCT
cana-5594	405	19	with	with	ADP
cana-5594	405	20	averages	average	NOUN
cana-5594	405	21	of	of	ADP
cana-5594	405	22	4.01	4.01	NUM
cana-5594	405	23	,	,	PUNCT
cana-5594	405	24	4.01	4.01	NUM
cana-5594	405	25	,	,	PUNCT
cana-5594	405	26	and	and	CCONJ
cana-5594	405	27	4.03	4.03	NUM
cana-5594	405	28	,	,	PUNCT
cana-5594	405	29	and	and	CCONJ
cana-5594	405	30	variances	variance	NOUN
cana-5594	405	31	of	of	ADP
cana-5594	405	32	0.1106	0.1106	NUM
cana-5594	405	33	,	,	PUNCT
cana-5594	405	34	0.1125	0.1125	NUM
cana-5594	405	35	,	,	PUNCT
cana-5594	405	36	and	and	CCONJ
cana-5594	405	37	0.1290	0.1290	NUM
cana-5594	405	38	.	.	PUNCT
cana-5594	406	1	the	the	DET
cana-5594	406	2	p	p	NOUN
cana-5594	406	3	-	-	PUNCT
cana-5594	406	4	value	value	NOUN
cana-5594	406	5	for	for	ADP
cana-5594	406	6	this	this	DET
cana-5594	406	7	hypothesis	hypothesis	NOUN
cana-5594	406	8	is	be	AUX
cana-5594	406	9	0.976227	0.976227	NUM
cana-5594	406	10	,	,	PUNCT
cana-5594	406	11	also	also	ADV
cana-5594	406	12	greater	great	ADJ
cana-5594	406	13	than	than	ADP
cana-5594	406	14	the	the	DET
cana-5594	406	15	alpha	alpha	NOUN
cana-5594	406	16	value	value	NOUN
cana-5594	406	17	,	,	PUNCT
cana-5594	406	18	confirming	confirm	VERB
cana-5594	406	19	support	support	NOUN
cana-5594	406	20	for	for	ADP
cana-5594	406	21	the	the	DET
cana-5594	406	22	hypothesis	hypothesis	NOUN
cana-5594	406	23	.	.	PUNCT
cana-5594	407	1	finally	finally	ADV
cana-5594	407	2	,	,	PUNCT
cana-5594	407	3	hypothesis	hypothesis	NOUN
cana-5594	407	4	h7	h7	PROPN
cana-5594	407	5	investigates	investigate	VERB
cana-5594	407	6	different	different	ADJ
cana-5594	407	7	levels	level	NOUN
cana-5594	407	8	of	of	ADP
cana-5594	407	9	qualification	qualification	NOUN
cana-5594	407	10	awareness	awareness	NOUN
cana-5594	407	11	regarding	regard	VERB
cana-5594	407	12	aadhaarbased	aadhaarbase	VERB
cana-5594	407	13	government	government	NOUN
cana-5594	407	14	schemes	scheme	NOUN
cana-5594	407	15	and	and	CCONJ
cana-5594	407	16	aeps	aeps	ADJ
cana-5594	407	17	procedures	procedure	NOUN
cana-5594	407	18	,	,	PUNCT
cana-5594	407	19	with	with	ADP
cana-5594	407	20	averages	average	NOUN
cana-5594	407	21	of	of	ADP
cana-5594	407	22	4.02	4.02	NUM
cana-5594	407	23	,	,	PUNCT
cana-5594	407	24	4.01	4.01	NUM
cana-5594	407	25	,	,	PUNCT
cana-5594	407	26	4.01	4.01	NUM
cana-5594	407	27	,	,	PUNCT
cana-5594	407	28	and	and	CCONJ
cana-5594	407	29	4.01	4.01	NUM
cana-5594	407	30	,	,	PUNCT
cana-5594	407	31	and	and	CCONJ
cana-5594	407	32	variances	variance	NOUN
cana-5594	407	33	of	of	ADP
cana-5594	407	34	0.1009	0.1009	NUM
cana-5594	407	35	and	and	CCONJ
cana-5594	407	36	0.0653	0.0653	NUM
cana-5594	407	37	.	.	PUNCT
cana-5594	408	1	the	the	DET
cana-5594	408	2	p	p	NOUN
cana-5594	408	3	-	-	PUNCT
cana-5594	408	4	value	value	NOUN
cana-5594	408	5	is	be	AUX
cana-5594	408	6	0.999705	0.999705	NUM
cana-5594	408	7	,	,	PUNCT
cana-5594	408	8	again	again	ADV
cana-5594	408	9	greater	great	ADJ
cana-5594	408	10	than	than	ADP
cana-5594	408	11	the	the	DET
cana-5594	408	12	alpha	alpha	NOUN
cana-5594	408	13	value	value	NOUN
cana-5594	408	14	,	,	PUNCT
cana-5594	408	15	indicating	indicate	VERB
cana-5594	408	16	support	support	NOUN
cana-5594	408	17	for	for	ADP
cana-5594	408	18	the	the	DET
cana-5594	408	19	hypothesis	hypothesis	NOUN
cana-5594	408	20	.	.	PUNCT
cana-5594	409	1	in	in	ADP
cana-5594	409	2	summary	summary	NOUN
cana-5594	409	3	,	,	PUNCT
cana-5594	409	4	all	all	DET
cana-5594	409	5	three	three	NUM
cana-5594	409	6	hypotheses	hypothesis	NOUN
cana-5594	409	7	(	(	PUNCT
cana-5594	409	8	h5	h5	NOUN
cana-5594	409	9	,	,	PUNCT
cana-5594	409	10	h6	h6	PROPN
cana-5594	409	11	,	,	PUNCT
cana-5594	409	12	and	and	CCONJ
cana-5594	409	13	h7	h7	PROPN
cana-5594	409	14	)	)	PUNCT
cana-5594	409	15	are	be	AUX
cana-5594	409	16	supported	support	VERB
cana-5594	409	17	as	as	SCONJ
cana-5594	409	18	their	their	PRON
cana-5594	409	19	p	p	NOUN
cana-5594	409	20	-	-	PUNCT
cana-5594	409	21	values	value	NOUN
cana-5594	409	22	exceed	exceed	VERB
cana-5594	409	23	the	the	DET
cana-5594	409	24	alpha	alpha	ADJ
cana-5594	409	25	value	value	NOUN
cana-5594	409	26	of	of	ADP
cana-5594	409	27	0.05	0.05	NUM
cana-5594	409	28	,	,	PUNCT
cana-5594	409	29	confirming	confirm	VERB
cana-5594	409	30	the	the	DET
cana-5594	409	31	statistical	statistical	ADJ
cana-5594	409	32	acceptance	acceptance	NOUN
cana-5594	409	33	of	of	ADP
cana-5594	409	34	these	these	DET
cana-5594	409	35	hypotheses	hypothesis	NOUN
cana-5594	409	36	and	and	CCONJ
cana-5594	409	37	highlighting	highlight	VERB
cana-5594	409	38	the	the	DET
cana-5594	409	39	relationships	relationship	NOUN
cana-5594	409	40	between	between	ADP
cana-5594	409	41	demographic	demographic	ADJ
cana-5594	409	42	awareness	awareness	NOUN
cana-5594	409	43	levels	level	NOUN
cana-5594	409	44	and	and	CCONJ
cana-5594	409	45	aeps	aeps	ADJ
cana-5594	409	46	services	service	NOUN
cana-5594	409	47	awareness	awareness	NOUN
cana-5594	409	48	and	and	CCONJ
cana-5594	409	49	secure	secure	VERB
cana-5594	409	50	banking	banking	NOUN
cana-5594	409	51	transactions	transaction	NOUN
cana-5594	409	52	.	.	PUNCT
cana-5594	410	1	communications	communication	NOUN
cana-5594	410	2	on	on	ADP
cana-5594	410	3	applied	apply	VERB
cana-5594	410	4	nonlinear	nonlinear	ADJ
cana-5594	410	5	analysis	analysis	NOUN
cana-5594	410	6	issn	issn	NOUN
cana-5594	410	7	:	:	PUNCT
cana-5594	410	8	1074	1074	NUM
cana-5594	410	9	-	-	PUNCT
cana-5594	410	10	133x	133x	NUM
cana-5594	410	11	vol	vol	NOUN
cana-5594	410	12	32	32	NUM
cana-5594	410	13	no	no	NOUN
cana-5594	410	14	.	.	PUNCT
cana-5594	411	1	icmasd	icmasd	NOUN
cana-5594	411	2	(	(	PUNCT
cana-5594	411	3	2025	2025	NUM
cana-5594	411	4	)	)	PUNCT
cana-5594	411	5	1951	1951	NUM
cana-5594	412	1	https://internationalpubls.com	https://internationalpubls.com	X
cana-5594	412	2	references	reference	NOUN
cana-5594	412	3	1	1	NUM
cana-5594	412	4	.	.	PUNCT
cana-5594	412	5	sai	sai	PROPN
cana-5594	412	6	,	,	PUNCT
cana-5594	412	7	b.	b.	PROPN
cana-5594	412	8	d.	d.	PROPN
cana-5594	412	9	s.	s.	PROPN
cana-5594	412	10	,	,	PUNCT
cana-5594	412	11	nikhil	nikhil	PROPN
cana-5594	412	12	,	,	PUNCT
cana-5594	412	13	r.	r.	PROPN
cana-5594	412	14	,	,	PUNCT
cana-5594	412	15	prasad	prasad	PROPN
cana-5594	412	16	,	,	PUNCT
cana-5594	412	17	s.	s.	PROPN
cana-5594	412	18	,	,	PUNCT
cana-5594	412	19	&	&	CCONJ
cana-5594	412	20	naik	naik	PROPN
cana-5594	412	21	,	,	PUNCT
cana-5594	412	22	n.	n.	PROPN
cana-5594	412	23	s.	s.	PROPN
cana-5594	412	24	(	(	PUNCT
cana-5594	412	25	2023	2023	NUM
cana-5594	412	26	)	)	PUNCT
cana-5594	412	27	.	.	PUNCT
cana-5594	413	1	a	a	DET
cana-5594	413	2	decentralised	decentralise	VERB
cana-5594	413	3	kyc	kyc	PROPN
cana-5594	413	4	based	base	VERB
cana-5594	413	5	approach	approach	NOUN
cana-5594	413	6	for	for	ADP
cana-5594	413	7	microfinance	microfinance	NOUN
cana-5594	413	8	using	use	VERB
cana-5594	413	9	blockchain	blockchain	PROPN
cana-5594	413	10	technology	technology	PROPN
cana-5594	413	11	.	.	PUNCT
cana-5594	414	1	cyber	cyber	PROPN
cana-5594	414	2	security	security	NOUN
cana-5594	414	3	and	and	CCONJ
cana-5594	414	4	applications	application	NOUN
cana-5594	414	5	,	,	PUNCT
cana-5594	414	6	1(september	1(september	NOUN
cana-5594	414	7	2022	2022	NUM
cana-5594	414	8	)	)	PUNCT
cana-5594	414	9	.	.	PUNCT
cana-5594	415	1	https://doi.org/10.1016/j.csa.2022.100009	https://doi.org/10.1016/j.csa.2022.100009	PROPN
cana-5594	415	2	2	2	X
cana-5594	415	3	.	.	X
cana-5594	415	4	mukhopadhyay	mukhopadhyay	NOUN
cana-5594	415	5	,	,	PUNCT
cana-5594	415	6	s.	s.	PROPN
cana-5594	415	7	,	,	PUNCT
cana-5594	415	8	bouwman	bouwman	NOUN
cana-5594	415	9	,	,	PUNCT
cana-5594	415	10	h.	h.	PROPN
cana-5594	415	11	,	,	PUNCT
cana-5594	415	12	&	&	CCONJ
cana-5594	415	13	jaiswal	jaiswal	PROPN
cana-5594	415	14	,	,	PUNCT
cana-5594	415	15	m.	m.	NOUN
cana-5594	415	16	p.	p.	NOUN
cana-5594	415	17	(	(	PUNCT
cana-5594	415	18	2019	2019	NUM
cana-5594	415	19	)	)	PUNCT
cana-5594	415	20	.	.	PUNCT
cana-5594	416	1	an	an	DET
cana-5594	416	2	open	open	ADJ
cana-5594	416	3	platform	platform	NOUN
cana-5594	416	4	centric	centric	ADJ
cana-5594	416	5	approach	approach	NOUN
cana-5594	416	6	for	for	ADP
cana-5594	416	7	scalable	scalable	ADJ
cana-5594	416	8	government	government	NOUN
cana-5594	416	9	service	service	NOUN
cana-5594	416	10	delivery	delivery	NOUN
cana-5594	416	11	to	to	ADP
cana-5594	416	12	the	the	DET
cana-5594	416	13	poor	poor	ADJ
cana-5594	416	14	:	:	PUNCT
cana-5594	416	15	the	the	DET
cana-5594	416	16	aadhaar	aadhaar	NOUN
cana-5594	416	17	case	case	NOUN
cana-5594	416	18	.	.	PUNCT
cana-5594	417	1	government	government	NOUN
cana-5594	417	2	information	information	NOUN
cana-5594	417	3	quarterly	quarterly	ADV
cana-5594	417	4	,	,	PUNCT
cana-5594	417	5	36(3	36(3	NUM
cana-5594	417	6	)	)	PUNCT
cana-5594	417	7	,	,	PUNCT
cana-5594	417	8	437–448	437–448	NUM
cana-5594	417	9	.	.	PUNCT
cana-5594	418	1	https://doi.org/10.1016/j.giq.2019.05.001	https://doi.org/10.1016/j.giq.2019.05.001	PRON
cana-5594	419	1	3	3	X
cana-5594	419	2	.	.	X
cana-5594	419	3	mir	mir	PROPN
cana-5594	419	4	,	,	PUNCT
cana-5594	419	5	u.	u.	PROPN
cana-5594	419	6	b.	b.	PROPN
cana-5594	419	7	,	,	PUNCT
cana-5594	419	8	kar	kar	PROPN
cana-5594	419	9	,	,	PUNCT
cana-5594	419	10	a.	a.	PROPN
cana-5594	419	11	k.	k.	PROPN
cana-5594	419	12	,	,	PUNCT
cana-5594	419	13	dwivedi	dwivedi	PROPN
cana-5594	419	14	,	,	PUNCT
cana-5594	419	15	y.	y.	PROPN
cana-5594	419	16	k.	k.	PROPN
cana-5594	419	17	,	,	PUNCT
cana-5594	419	18	gupta	gupta	PROPN
cana-5594	419	19	,	,	PUNCT
cana-5594	419	20	m.	m.	NOUN
cana-5594	419	21	p.	p.	PROPN
cana-5594	419	22	,	,	PUNCT
cana-5594	419	23	&	&	CCONJ
cana-5594	419	24	sharma	sharma	PROPN
cana-5594	419	25	,	,	PUNCT
cana-5594	419	26	r.	r.	PROPN
cana-5594	419	27	s.	s.	PROPN
cana-5594	419	28	(	(	PUNCT
cana-5594	419	29	2020	2020	NUM
cana-5594	419	30	)	)	PUNCT
cana-5594	419	31	.	.	PUNCT
cana-5594	420	1	realizing	realize	VERB
cana-5594	420	2	digital	digital	ADJ
cana-5594	420	3	identity	identity	NOUN
cana-5594	420	4	in	in	ADP
cana-5594	420	5	government	government	NOUN
cana-5594	420	6	:	:	PUNCT
cana-5594	420	7	prioritizing	prioritize	VERB
cana-5594	420	8	design	design	NOUN
cana-5594	420	9	and	and	CCONJ
cana-5594	420	10	implementation	implementation	NOUN
cana-5594	420	11	objectives	objective	NOUN
cana-5594	420	12	for	for	ADP
cana-5594	420	13	aadhaar	aadhaar	NOUN
cana-5594	420	14	in	in	ADP
cana-5594	420	15	india	india	PROPN
cana-5594	420	16	.	.	PUNCT
cana-5594	421	1	government	government	NOUN
cana-5594	421	2	information	information	NOUN
cana-5594	421	3	quarterly	quarterly	ADV
cana-5594	421	4	,	,	PUNCT
cana-5594	421	5	37(2	37(2	PROPN
cana-5594	421	6	)	)	PUNCT
cana-5594	421	7	,	,	PUNCT
cana-5594	421	8	101442	101442	NUM
cana-5594	421	9	.	.	PUNCT
cana-5594	422	1	https://doi.org/10.1016/j.giq.2019.101442	https://doi.org/10.1016/j.giq.2019.101442	PROPN
cana-5594	422	2	4	4	X
cana-5594	422	3	.	.	X
cana-5594	422	4	dayal	dayal	PROPN
cana-5594	422	5	,	,	PUNCT
cana-5594	422	6	m.	m.	NOUN
cana-5594	422	7	,	,	PUNCT
cana-5594	422	8	&	&	CCONJ
cana-5594	422	9	singh	singh	PROPN
cana-5594	422	10	,	,	PUNCT
cana-5594	422	11	n.	n.	NOUN
cana-5594	422	12	(	(	PUNCT
cana-5594	422	13	2016	2016	NUM
cana-5594	422	14	)	)	PUNCT
cana-5594	422	15	.	.	PUNCT
cana-5594	423	1	an	an	DET
cana-5594	423	2	anatomization	anatomization	NOUN
cana-5594	423	3	of	of	ADP
cana-5594	423	4	aadhaar	aadhaar	NOUN
cana-5594	423	5	card	card	NOUN
cana-5594	423	6	data	datum	NOUN
cana-5594	423	7	set	set	VERB
cana-5594	423	8	-a	-a	PUNCT
cana-5594	423	9	big	big	ADJ
cana-5594	423	10	data	datum	NOUN
cana-5594	423	11	challenge	challenge	NOUN
cana-5594	423	12	.	.	PUNCT
cana-5594	424	1	procedia	procedia	NOUN
cana-5594	424	2	computer	computer	NOUN
cana-5594	424	3	science	science	PROPN
cana-5594	424	4	,	,	PUNCT
cana-5594	424	5	85(cms	85(cms	NOUN
cana-5594	424	6	)	)	PUNCT
cana-5594	424	7	,	,	PUNCT
cana-5594	424	8	733–739	733–739	NUM
cana-5594	424	9	.	.	PUNCT
cana-5594	425	1	https://doi.org/10.1016/j.procs.2016.05.260	https://doi.org/10.1016/j.procs.2016.05.260	ADJ
cana-5594	425	2	5	5	NUM
cana-5594	425	3	.	.	PUNCT
cana-5594	425	4	aurazo	aurazo	PROPN
cana-5594	425	5	,	,	PUNCT
cana-5594	425	6	j.	j.	PROPN
cana-5594	425	7	,	,	PUNCT
cana-5594	425	8	&	&	CCONJ
cana-5594	425	9	gasmi	gasmi	PROPN
cana-5594	425	10	,	,	PUNCT
cana-5594	425	11	f.	f.	PROPN
cana-5594	425	12	(	(	PUNCT
cana-5594	425	13	2024	2024	NUM
cana-5594	425	14	)	)	PUNCT
cana-5594	425	15	.	.	PUNCT
cana-5594	426	1	digital	digital	ADJ
cana-5594	426	2	payment	payment	NOUN
cana-5594	426	3	systems	system	NOUN
cana-5594	426	4	in	in	ADP
cana-5594	426	5	emerging	emerge	VERB
cana-5594	426	6	economies	economy	NOUN
cana-5594	426	7	:	:	PUNCT
cana-5594	426	8	lessons	lesson	NOUN
cana-5594	426	9	from	from	ADP
cana-5594	426	10	kenya	kenya	PROPN
cana-5594	426	11	,	,	PUNCT
cana-5594	426	12	india	india	PROPN
cana-5594	426	13	,	,	PUNCT
cana-5594	426	14	brazil	brazil	PROPN
cana-5594	426	15	,	,	PUNCT
cana-5594	426	16	and	and	CCONJ
cana-5594	426	17	peru	peru	PROPN
cana-5594	426	18	.	.	PUNCT
cana-5594	427	1	information	information	NOUN
cana-5594	427	2	economics	economic	NOUN
cana-5594	427	3	and	and	CCONJ
cana-5594	427	4	policy	policy	NOUN
cana-5594	427	5	,	,	PUNCT
cana-5594	427	6	69	69	NUM
cana-5594	427	7	,	,	PUNCT
cana-5594	427	8	101113	101113	NUM
cana-5594	427	9	.	.	PUNCT
cana-5594	428	1	https://doi.org/10.1016/j.infoecopol.2024.101113	https://doi.org/10.1016/j.infoecopol.2024.101113	NOUN
cana-5594	428	2	6	6	NUM
cana-5594	428	3	.	.	PUNCT
cana-5594	429	1	ghosh	ghosh	PROPN
cana-5594	429	2	,	,	PUNCT
cana-5594	429	3	d.	d.	PROPN
cana-5594	429	4	(	(	PUNCT
cana-5594	429	5	2021	2021	NUM
cana-5594	429	6	)	)	PUNCT
cana-5594	429	7	.	.	PUNCT
cana-5594	430	1	the	the	DET
cana-5594	430	2	commercialization	commercialization	NOUN
cana-5594	430	3	of	of	ADP
cana-5594	430	4	bias	bias	NOUN
cana-5594	430	5	in	in	ADP
cana-5594	430	6	cashless	cashless	PROPN
cana-5594	430	7	india	india	PROPN
cana-5594	430	8	.	.	PUNCT
cana-5594	431	1	telecommunications	telecommunication	NOUN
cana-5594	431	2	policy	policy	NOUN
cana-5594	431	3	,	,	PUNCT
cana-5594	431	4	45(5	45(5	NOUN
cana-5594	431	5	)	)	PUNCT
cana-5594	431	6	,	,	PUNCT
cana-5594	431	7	102124	102124	NUM
cana-5594	431	8	.	.	PUNCT
cana-5594	432	1	https://doi.org/10.1016/j.telpol.2021.102124	https://doi.org/10.1016/j.telpol.2021.102124	NOUN
cana-5594	432	2	7	7	X
cana-5594	432	3	.	.	X
cana-5594	432	4	sadhya	sadhya	NOUN
cana-5594	432	5	,	,	PUNCT
cana-5594	432	6	d.	d.	PROPN
cana-5594	432	7	,	,	PUNCT
cana-5594	432	8	&	&	CCONJ
cana-5594	432	9	sahu	sahu	PROPN
cana-5594	432	10	,	,	PUNCT
cana-5594	432	11	t.	t.	PROPN
cana-5594	432	12	(	(	PUNCT
cana-5594	432	13	2024	2024	NUM
cana-5594	432	14	)	)	PUNCT
cana-5594	432	15	.	.	PUNCT
cana-5594	433	1	a	a	DET
cana-5594	433	2	critical	critical	ADJ
cana-5594	433	3	survey	survey	NOUN
cana-5594	433	4	of	of	ADP
cana-5594	433	5	the	the	DET
cana-5594	433	6	security	security	NOUN
cana-5594	433	7	and	and	CCONJ
cana-5594	433	8	privacy	privacy	NOUN
cana-5594	433	9	aspects	aspect	NOUN
cana-5594	433	10	of	of	ADP
cana-5594	433	11	the	the	DET
cana-5594	433	12	aadhaar	aadhaar	NOUN
cana-5594	433	13	framework	framework	NOUN
cana-5594	433	14	.	.	PUNCT
cana-5594	434	1	computers	computer	NOUN
cana-5594	434	2	&	&	CCONJ
cana-5594	434	3	security	security	NOUN
cana-5594	434	4	,	,	PUNCT
cana-5594	434	5	140	140	NUM
cana-5594	434	6	,	,	PUNCT
cana-5594	434	7	103782	103782	NUM
cana-5594	434	8	.	.	PUNCT
cana-5594	435	1	https://doi.org/10.1016/j.cose.2024.103782	https://doi.org/10.1016/j.cose.2024.103782	PROPN
cana-5594	435	2	8	8	NUM
cana-5594	435	3	.	.	PUNCT
cana-5594	435	4	sharma	sharma	PROPN
cana-5594	435	5	,	,	PUNCT
cana-5594	435	6	s.	s.	PROPN
cana-5594	435	7	,	,	PUNCT
cana-5594	435	8	saini	saini	PROPN
cana-5594	435	9	,	,	PUNCT
cana-5594	435	10	a.	a.	PROPN
cana-5594	435	11	,	,	PUNCT
cana-5594	435	12	&	&	CCONJ
cana-5594	435	13	chaudhury	chaudhury	PROPN
cana-5594	435	14	,	,	PUNCT
cana-5594	435	15	s.	s.	PROPN
cana-5594	435	16	(	(	PUNCT
cana-5594	435	17	2023	2023	NUM
cana-5594	435	18	)	)	PUNCT
cana-5594	435	19	.	.	PUNCT
cana-5594	436	1	a	a	DET
cana-5594	436	2	survey	survey	NOUN
cana-5594	436	3	on	on	ADP
cana-5594	436	4	biometric	biometric	ADJ
cana-5594	436	5	cryptosystems	cryptosystem	NOUN
cana-5594	436	6	and	and	CCONJ
cana-5594	436	7	their	their	PRON
cana-5594	436	8	applications	application	NOUN
cana-5594	436	9	.	.	PUNCT
cana-5594	437	1	computers	computer	NOUN
cana-5594	437	2	&	&	CCONJ
cana-5594	437	3	security	security	NOUN
cana-5594	437	4	,	,	PUNCT
cana-5594	437	5	134	134	NUM
cana-5594	437	6	,	,	PUNCT
cana-5594	437	7	103458	103458	NUM
cana-5594	437	8	.	.	PUNCT
cana-5594	438	1	https://doi.org/10.1016/j.cose.2023.103458	https://doi.org/10.1016/j.cose.2023.103458	ADJ
cana-5594	438	2	9	9	NUM
cana-5594	438	3	.	.	X
cana-5594	438	4	carroll	carroll	PROPN
cana-5594	438	5	,	,	PUNCT
cana-5594	438	6	n.	n.	NOUN
cana-5594	438	7	,	,	PUNCT
cana-5594	438	8	(	(	PUNCT
cana-5594	438	9	2020	2020	NUM
cana-5594	438	10	)	)	PUNCT
cana-5594	438	11	.	.	PUNCT
cana-5594	439	1	theorizing	theorize	VERB
cana-5594	439	2	on	on	ADP
cana-5594	439	3	the	the	DET
cana-5594	439	4	normalization	normalization	NOUN
cana-5594	439	5	of	of	ADP
cana-5594	439	6	digital	digital	ADJ
cana-5594	439	7	transformations	transformation	NOUN
cana-5594	439	8	.	.	PUNCT
cana-5594	440	1	in	in	ADP
cana-5594	440	2	proceedings	proceeding	NOUN
cana-5594	440	3	of	of	ADP
cana-5594	440	4	the	the	DET
cana-5594	440	5	28th	28th	ADJ
cana-5594	440	6	european	european	ADJ
cana-5594	440	7	conference	conference	NOUN
cana-5594	440	8	on	on	ADP
cana-5594	440	9	information	information	NOUN
cana-5594	440	10	systems	system	NOUN
cana-5594	440	11	(	(	PUNCT
cana-5594	440	12	ecis	ecis	ADJ
cana-5594	440	13	)	)	PUNCT
cana-5594	440	14	,	,	PUNCT
cana-5594	440	15	an	an	DET
cana-5594	440	16	online	online	PROPN
cana-5594	440	17	ais	ais	PROPN
cana-5594	440	18	conference	conference	NOUN
cana-5594	440	19	,	,	PUNCT
cana-5594	440	20	june	june	PROPN
cana-5594	440	21	15	15	NUM
cana-5594	440	22	-	-	SYM
cana-5594	440	23	17	17	NUM
cana-5594	440	24	,	,	PUNCT
cana-5594	440	25	2020	2020	NUM
cana-5594	440	26	.	.	PUNCT
cana-5594	441	1	https://aisel.aisnet.org/ecis2020_rp/75	https://aisel.aisnet.org/ecis2020_rp/75	NOUN
cana-5594	441	2	.	.	PUNCT
cana-5594	442	1	10	10	NUM
cana-5594	442	2	.	.	PUNCT
cana-5594	443	1	vial	vial	ADJ
cana-5594	443	2	,	,	PUNCT
cana-5594	443	3	g.	g.	PROPN
cana-5594	443	4	,	,	PUNCT
cana-5594	443	5	2019	2019	NUM
cana-5594	443	6	.	.	PUNCT
cana-5594	444	1	understanding	understand	VERB
cana-5594	444	2	digital	digital	ADJ
cana-5594	444	3	transformation	transformation	NOUN
cana-5594	444	4	:	:	PUNCT
cana-5594	444	5	a	a	DET
cana-5594	444	6	review	review	NOUN
cana-5594	444	7	and	and	CCONJ
cana-5594	444	8	a	a	DET
cana-5594	444	9	research	research	NOUN
cana-5594	444	10	agenda	agenda	NOUN
cana-5594	444	11	.	.	PUNCT
cana-5594	445	1	j.	j.	PROPN
cana-5594	445	2	strateg	strateg	PROPN
cana-5594	445	3	.	.	PUNCT
cana-5594	446	1	inf	inf	PROPN
cana-5594	446	2	.	.	PUNCT
cana-5594	446	3	syst	syst	PROPN
cana-5594	446	4	.	.	PUNCT
cana-5594	447	1	28	28	NUM
cana-5594	447	2	(	(	PUNCT
cana-5594	447	3	2	2	NUM
cana-5594	447	4	)	)	PUNCT
cana-5594	447	5	,	,	PUNCT
cana-5594	447	6	118–144	118–144	NUM
cana-5594	447	7	.	.	PUNCT
cana-5594	448	1	11	11	NUM
cana-5594	448	2	.	.	PUNCT
cana-5594	449	1	li	li	PROPN
cana-5594	449	2	,	,	PUNCT
cana-5594	449	3	f.	f.	PROPN
cana-5594	449	4	,	,	PUNCT
cana-5594	449	5	2020	2020	NUM
cana-5594	449	6	.	.	PUNCT
cana-5594	450	1	the	the	DET
cana-5594	450	2	digital	digital	ADJ
cana-5594	450	3	transformation	transformation	NOUN
cana-5594	450	4	of	of	ADP
cana-5594	450	5	business	business	NOUN
cana-5594	450	6	models	model	NOUN
cana-5594	450	7	in	in	ADP
cana-5594	450	8	the	the	DET
cana-5594	450	9	creative	creative	ADJ
cana-5594	450	10	industries	industry	NOUN
cana-5594	450	11	:	:	PUNCT
cana-5594	450	12	a	a	DET
cana-5594	450	13	holistic	holistic	ADJ
cana-5594	450	14	framework	framework	NOUN
cana-5594	450	15	and	and	CCONJ
cana-5594	450	16	emerging	emerge	VERB
cana-5594	450	17	trends	trend	NOUN
cana-5594	450	18	.	.	PUNCT
cana-5594	451	1	technovation	technovation	NOUN
cana-5594	451	2	92	92	NUM
cana-5594	451	3	,	,	PUNCT
cana-5594	451	4	102012	102012	NUM
cana-5594	451	5	.	.	PUNCT
cana-5594	452	1	12	12	NUM
cana-5594	452	2	.	.	PUNCT
cana-5594	453	1	carroll	carroll	PROPN
cana-5594	453	2	,	,	PUNCT
cana-5594	453	3	n.	n.	NOUN
cana-5594	453	4	,	,	PUNCT
cana-5594	453	5	conboy	conboy	PROPN
cana-5594	453	6	,	,	PUNCT
cana-5594	453	7	k.	k.	PROPN
cana-5594	453	8	,	,	PUNCT
cana-5594	453	9	hassan	hassan	PROPN
cana-5594	453	10	,	,	PUNCT
cana-5594	453	11	n.r	n.r	PROPN
cana-5594	453	12	.	.	PROPN
cana-5594	453	13	,	,	PUNCT
cana-5594	453	14	hess	hess	PROPN
cana-5594	453	15	,	,	PUNCT
cana-5594	453	16	t.	t.	PROPN
cana-5594	453	17	,	,	PUNCT
cana-5594	453	18	junglas	junglas	PROPN
cana-5594	453	19	,	,	PUNCT
cana-5594	453	20	i.	i.	PROPN
cana-5594	453	21	,	,	PUNCT
cana-5594	453	22	morgan	morgan	PROPN
cana-5594	453	23	,	,	PUNCT
cana-5594	453	24	l.	l.	PROPN
cana-5594	453	25	,	,	PUNCT
cana-5594	453	26	2023	2023	NUM
cana-5594	453	27	.	.	PUNCT
cana-5594	454	1	problematizing	problematize	VERB
cana-5594	454	2	assumptions	assumption	NOUN
cana-5594	454	3	on	on	ADP
cana-5594	454	4	digital	digital	ADJ
cana-5594	454	5	transformation	transformation	NOUN
cana-5594	454	6	research	research	NOUN
cana-5594	454	7	in	in	ADP
cana-5594	454	8	the	the	DET
cana-5594	454	9	information	information	NOUN
cana-5594	454	10	systems	system	NOUN
cana-5594	454	11	field	field	NOUN
cana-5594	454	12	.	.	PUNCT
cana-5594	455	1	commun	commun	PROPN
cana-5594	455	2	.	.	PUNCT
cana-5594	456	1	assoc	assoc	PROPN
cana-5594	456	2	.	.	PUNCT
cana-5594	456	3	inf	inf	PROPN
cana-5594	456	4	.	.	PUNCT
cana-5594	456	5	syst	syst	PROPN
cana-5594	456	6	.	.	PUNCT
cana-5594	457	1	53	53	NUM
cana-5594	457	2	,	,	PUNCT
cana-5594	457	3	508–531	508–531	NUM
cana-5594	457	4	13	13	NUM
cana-5594	457	5	.	.	PUNCT
cana-5594	458	1	rowe	rowe	PROPN
cana-5594	458	2	,	,	PUNCT
cana-5594	458	3	f.	f.	PROPN
cana-5594	458	4	,	,	PUNCT
cana-5594	458	5	markus	markus	PROPN
cana-5594	458	6	,	,	PUNCT
cana-5594	458	7	m.l	m.l	PROPN
cana-5594	458	8	.	.	PROPN
cana-5594	458	9	,	,	PUNCT
cana-5594	458	10	2023	2023	NUM
cana-5594	458	11	.	.	PUNCT
cana-5594	459	1	envisioning	envision	VERB
cana-5594	459	2	digital	digital	ADJ
cana-5594	459	3	transformation	transformation	NOUN
cana-5594	459	4	:	:	PUNCT
cana-5594	459	5	advancing	advance	VERB
cana-5594	459	6	theoretical	theoretical	ADJ
cana-5594	459	7	diversity	diversity	NOUN
cana-5594	459	8	.	.	PUNCT
cana-5594	460	1	j.	j.	PROPN
cana-5594	460	2	assoc	assoc	PROPN
cana-5594	460	3	.	.	PUNCT
cana-5594	460	4	inf	inf	PROPN
cana-5594	460	5	.	.	PUNCT
cana-5594	460	6	syst	syst	PROPN
cana-5594	460	7	.	.	PUNCT
cana-5594	461	1	24	24	NUM
cana-5594	461	2	(	(	PUNCT
cana-5594	461	3	6	6	NUM
cana-5594	461	4	)	)	PUNCT
cana-5594	461	5	,	,	PUNCT
cana-5594	461	6	1459–1478	1459–1478	NUM
cana-5594	461	7	.	.	PUNCT
cana-5594	462	1	14	14	NUM
cana-5594	462	2	.	.	X
cana-5594	463	1	eom	eom	PROPN
cana-5594	463	2	,	,	PUNCT
cana-5594	463	3	s.-j	s.-j	PROPN
cana-5594	463	4	.	.	PROPN
cana-5594	463	5	,	,	PUNCT
cana-5594	463	6	lee	lee	PROPN
cana-5594	463	7	,	,	PUNCT
cana-5594	463	8	j.	j.	PROPN
cana-5594	463	9	,	,	PUNCT
cana-5594	463	10	2022	2022	NUM
cana-5594	463	11	.	.	PUNCT
cana-5594	464	1	digital	digital	ADJ
cana-5594	464	2	government	government	NOUN
cana-5594	464	3	transformation	transformation	NOUN
cana-5594	464	4	in	in	ADP
cana-5594	464	5	turbulent	turbulent	ADJ
cana-5594	464	6	times	time	NOUN
cana-5594	464	7	:	:	PUNCT
cana-5594	464	8	responses	response	NOUN
cana-5594	464	9	,	,	PUNCT
cana-5594	464	10	challenges	challenge	NOUN
cana-5594	464	11	,	,	PUNCT
cana-5594	464	12	and	and	CCONJ
cana-5594	464	13	future	future	ADJ
cana-5594	464	14	direction	direction	NOUN
cana-5594	464	15	.	.	PUNCT
cana-5594	465	1	gov	gov	PROPN
cana-5594	465	2	.	.	PROPN
cana-5594	465	3	inf	inf	PROPN
cana-5594	465	4	.	.	PUNCT
cana-5594	465	5	q.	q.	PROPN
cana-5594	465	6	39	39	NUM
cana-5594	465	7	:	:	SYM
cana-5594	465	8	2	2	NUM
cana-5594	465	9	,	,	PUNCT
cana-5594	465	10	101690	101690	NUM
cana-5594	465	11	.	.	PUNCT
cana-5594	466	1	15	15	NUM
cana-5594	466	2	.	.	X
cana-5594	467	1	yuan	yuan	NOUN
cana-5594	467	2	,	,	PUNCT
cana-5594	467	3	y.p	y.p	PROPN
cana-5594	467	4	.	.	PROPN
cana-5594	467	5	,	,	PUNCT
cana-5594	467	6	dwivedi	dwivedi	PROPN
cana-5594	467	7	,	,	PUNCT
cana-5594	467	8	y.k	y.k	PROPN
cana-5594	467	9	.	.	PROPN
cana-5594	467	10	,	,	PUNCT
cana-5594	467	11	tan	tan	PROPN
cana-5594	467	12	,	,	PUNCT
cana-5594	467	13	g.w.h	g.w.h	ADJ
cana-5594	467	14	.	.	PROPN
cana-5594	467	15	,	,	PUNCT
cana-5594	467	16	cham	cham	PROPN
cana-5594	467	17	,	,	PUNCT
cana-5594	467	18	t.h	t.h	PROPN
cana-5594	467	19	.	.	PROPN
cana-5594	467	20	,	,	PUNCT
cana-5594	467	21	ooi	ooi	PROPN
cana-5594	467	22	,	,	PUNCT
cana-5594	467	23	k.b	k.b	PROPN
cana-5594	467	24	.	.	PROPN
cana-5594	467	25	,	,	PUNCT
cana-5594	467	26	aw	aw	INTJ
cana-5594	467	27	,	,	PUNCT
cana-5594	467	28	e.c.x	e.c.x	PROPN
cana-5594	467	29	.	.	PROPN
cana-5594	467	30	,	,	PUNCT
cana-5594	467	31	currie	currie	PROPN
cana-5594	467	32	,	,	PUNCT
cana-5594	467	33	w.	w.	PROPN
cana-5594	467	34	,	,	PUNCT
cana-5594	467	35	2023	2023	NUM
cana-5594	467	36	.	.	PUNCT
cana-5594	468	1	government	government	NOUN
cana-5594	468	2	digital	digital	ADJ
cana-5594	468	3	transformation	transformation	NOUN
cana-5594	468	4	:	:	PUNCT
cana-5594	468	5	understanding	understand	VERB
cana-5594	468	6	the	the	DET
cana-5594	468	7	role	role	NOUN
cana-5594	468	8	of	of	ADP
cana-5594	468	9	government	government	NOUN
cana-5594	468	10	social	social	ADJ
cana-5594	468	11	media	medium	NOUN
cana-5594	468	12	.	.	PUNCT
cana-5594	469	1	https://doi.org/10.1016/j.csa.2022.100009	https://doi.org/10.1016/j.csa.2022.100009	X
cana-5594	470	1	https://doi.org/10.1016/j.giq.2019.05.001	https://doi.org/10.1016/j.giq.2019.05.001	PRON
cana-5594	471	1	https://doi.org/10.1016/j.giq.2019.101442	https://doi.org/10.1016/j.giq.2019.101442	PROPN
cana-5594	471	2	https://doi.org/10.1016/j.procs.2016.05.260	https://doi.org/10.1016/j.procs.2016.05.260	ADJ
cana-5594	471	3	https://doi.org/10.1016/j.infoecopol.2024.101113	https://doi.org/10.1016/j.infoecopol.2024.101113	ADJ
cana-5594	471	4	https://doi.org/10.1016/j.telpol.2021.102124	https://doi.org/10.1016/j.telpol.2021.102124	PROPN
cana-5594	471	5	https://doi.org/10.1016/j.cose.2024.103782	https://doi.org/10.1016/j.cose.2024.103782	PROPN
cana-5594	471	6	https://doi.org/10.1016/j.cose.2023.103458	https://doi.org/10.1016/j.cose.2023.103458	PROPN
cana-5594	471	7	https://aisel.aisnet.org/ecis2020_rp/75	https://aisel.aisnet.org/ecis2020_rp/75	NOUN
cana-5594	471	8	communications	communication	NOUN
cana-5594	471	9	on	on	ADP
cana-5594	471	10	applied	apply	VERB
cana-5594	471	11	nonlinear	nonlinear	ADJ
cana-5594	471	12	analysis	analysis	NOUN
cana-5594	471	13	issn	issn	NOUN
cana-5594	471	14	:	:	PUNCT
cana-5594	471	15	1074	1074	NUM
cana-5594	471	16	-	-	PUNCT
cana-5594	471	17	133x	133x	NUM
cana-5594	471	18	vol	vol	NOUN
cana-5594	471	19	32	32	NUM
cana-5594	471	20	no	no	NOUN
cana-5594	471	21	.	.	PUNCT
cana-5594	472	1	icmasd	icmasd	NOUN
cana-5594	472	2	(	(	PUNCT
cana-5594	472	3	2025	2025	NUM
cana-5594	472	4	)	)	PUNCT
cana-5594	472	5	1952	1952	NUM
cana-5594	473	1	https://internationalpubls.com	https://internationalpubls.com	X
cana-5594	473	2	gov	gov	PROPN
cana-5594	473	3	.	.	PROPN
cana-5594	473	4	inf	inf	PROPN
cana-5594	474	1	.	.	PUNCT
cana-5594	474	2	q.	q.	PROPN
cana-5594	474	3	40	40	NUM
cana-5594	474	4	(	(	PUNCT
cana-5594	474	5	1	1	NUM
cana-5594	474	6	)	)	PUNCT
cana-5594	474	7	https://doi.org/10.1016/j.giq.2022.101775	https://doi.org/10.1016/j.giq.2022.101775	PROPN
cana-5594	474	8	.	.	PUNCT
cana-5594	475	1	16	16	NUM
cana-5594	475	2	.	.	PUNCT
cana-5594	476	1	van	van	PROPN
cana-5594	476	2	donge	donge	PROPN
cana-5594	476	3	,	,	PUNCT
cana-5594	476	4	w.	w.	PROPN
cana-5594	476	5	,	,	PUNCT
cana-5594	476	6	bharosa	bharosa	PROPN
cana-5594	476	7	,	,	PUNCT
cana-5594	476	8	n.	n.	PROPN
cana-5594	476	9	,	,	PUNCT
cana-5594	476	10	janssen	janssen	PROPN
cana-5594	476	11	,	,	PUNCT
cana-5594	476	12	m.f.w.h.a	m.f.w.h.a	NOUN
cana-5594	476	13	.	.	PROPN
cana-5594	476	14	,	,	PUNCT
cana-5594	476	15	2022	2022	NUM
cana-5594	476	16	.	.	PUNCT
cana-5594	477	1	data	data	NOUN
cana-5594	477	2	-	-	PUNCT
cana-5594	477	3	driven	drive	VERB
cana-5594	477	4	government	government	NOUN
cana-5594	477	5	:	:	PUNCT
cana-5594	477	6	crosscase	crosscase	VERB
cana-5594	477	7	comparison	comparison	NOUN
cana-5594	477	8	of	of	ADP
cana-5594	477	9	data	datum	NOUN
cana-5594	477	10	stewardship	stewardship	NOUN
cana-5594	477	11	in	in	ADP
cana-5594	477	12	data	data	NOUN
cana-5594	477	13	ecosystems	ecosystem	NOUN
cana-5594	477	14	.	.	PUNCT
cana-5594	478	1	gov	gov	PROPN
cana-5594	478	2	.	.	PROPN
cana-5594	478	3	inf	inf	PROPN
cana-5594	479	1	.	.	PUNCT
cana-5594	479	2	q.	q.	PROPN
cana-5594	479	3	39	39	NUM
cana-5594	479	4	(	(	PUNCT
cana-5594	479	5	2	2	NUM
cana-5594	479	6	)	)	PUNCT
cana-5594	479	7	,	,	PUNCT
cana-5594	479	8	101642	101642	NUM
cana-5594	479	9	.	.	PUNCT
cana-5594	480	1	17	17	NUM
cana-5594	480	2	.	.	X
cana-5594	480	3	block	block	NOUN
cana-5594	480	4	,	,	PUNCT
cana-5594	480	5	r.	r.	PROPN
cana-5594	480	6	,	,	PUNCT
cana-5594	480	7	&	&	CCONJ
cana-5594	480	8	district	district	PROPN
cana-5594	480	9	,	,	PUNCT
cana-5594	480	10	r.	r.	PROPN
cana-5594	480	11	(	(	PUNCT
cana-5594	480	12	2012	2012	NUM
cana-5594	480	13	)	)	PUNCT
cana-5594	480	14	.	.	PUNCT
cana-5594	481	1	report	report	NOUN
cana-5594	481	2	of	of	ADP
cana-5594	481	3	the	the	DET
cana-5594	481	4	task	task	NOUN
cana-5594	481	5	force	force	NOUN
cana-5594	481	6	on	on	ADP
cana-5594	481	7	an	an	DET
cana-5594	481	8	aadhaar	aadhaar	NOUN
cana-5594	481	9	-	-	PUNCT
cana-5594	481	10	enabled	enable	VERB
cana-5594	481	11	unified	unified	ADJ
cana-5594	481	12	payment	payment	NOUN
cana-5594	481	13	infrastructure	infrastructure	NOUN
cana-5594	481	14	.	.	PUNCT
cana-5594	482	1	https://dea.gov.in/sites/default/files/report_task_force_aadhaar_paymentinfra.pdf	https://dea.gov.in/sites/default/files/report_task_force_aadhaar_paymentinfra.pdf	NOUN
cana-5594	482	2	18	18	NUM
cana-5594	482	3	.	.	PUNCT
cana-5594	482	4	report	report	VERB
cana-5594	482	5	the	the	DET
cana-5594	482	6	progress	progress	NOUN
cana-5594	482	7	of	of	ADP
cana-5594	482	8	aadhaar	aadhaar	NOUN
cana-5594	482	9	-	-	PUNCT
cana-5594	482	10	based	base	VERB
cana-5594	482	11	payment	payment	NOUN
cana-5594	482	12	system	system	NOUN
cana-5594	482	13	(	(	PUNCT
cana-5594	482	14	abps	abps	NOUN
cana-5594	482	15	)	)	PUNCT
cana-5594	482	16	has	have	AUX
cana-5594	482	17	been	be	AUX
cana-5594	482	18	reviewed	review	VERB
cana-5594	482	19	and	and	CCONJ
cana-5594	482	20	the	the	DET
cana-5594	482	21	mixed	mixed	ADJ
cana-5594	482	22	route	route	NOUN
cana-5594	482	23	of	of	ADP
cana-5594	482	24	wage	wage	NOUN
cana-5594	482	25	payment	payment	NOUN
cana-5594	482	26	(	(	PUNCT
cana-5594	482	27	nach	nach	NOUN
cana-5594	482	28	and	and	CCONJ
cana-5594	482	29	abps	abps	PROPN
cana-5594	482	30	route	route	NOUN
cana-5594	482	31	)	)	PUNCT
cana-5594	482	32	has	have	AUX
cana-5594	482	33	been	be	AUX
cana-5594	482	34	extended	extend	VERB
cana-5594	482	35	till	till	SCONJ
cana-5594	482	36	31st	31st	NOUN
cana-5594	482	37	december	december	PROPN
cana-5594	482	38	2023	2023	NUM
cana-5594	482	39	.	.	PUNCT
cana-5594	483	1	https://pib.gov.in/pressreleaseiframepage.aspx?prid=1953438	https://pib.gov.in/pressreleaseiframepage.aspx?prid=1953438	PROPN
cana-5594	483	2	19	19	NUM
cana-5594	483	3	.	.	PUNCT
cana-5594	484	1	pathak	pathak	PROPN
cana-5594	484	2	,	,	PUNCT
cana-5594	484	3	b.	b.	PROPN
cana-5594	484	4	g.	g.	PROPN
cana-5594	484	5	,	,	PUNCT
cana-5594	484	6	mathew	mathew	PROPN
cana-5594	484	7	,	,	PUNCT
cana-5594	484	8	g.	g.	PROPN
cana-5594	484	9	,	,	PUNCT
cana-5594	484	10	chandru	chandru	PROPN
cana-5594	484	11	,	,	PUNCT
cana-5594	484	12	v.	v.	PROPN
cana-5594	484	13	,	,	PUNCT
cana-5594	484	14	&	&	CCONJ
cana-5594	484	15	kamath	kamath	PROPN
cana-5594	484	16	,	,	PUNCT
cana-5594	484	17	m.	m.	NOUN
cana-5594	484	18	s.	s.	PROPN
cana-5594	484	19	(	(	PUNCT
cana-5594	484	20	2024	2024	NUM
cana-5594	484	21	)	)	PUNCT
cana-5594	484	22	.	.	PUNCT
cana-5594	485	1	catalyzing	catalyze	VERB
cana-5594	485	2	healthcare	healthcare	PROPN
cana-5594	485	3	accessibility	accessibility	NOUN
cana-5594	485	4	through	through	ADP
cana-5594	485	5	cashless	cashless	NOUN
cana-5594	485	6	payment	payment	NOUN
cana-5594	485	7	gateways	gateway	NOUN
cana-5594	485	8	in	in	ADP
cana-5594	485	9	india	india	PROPN
cana-5594	485	10	:	:	PUNCT
cana-5594	485	11	a	a	DET
cana-5594	485	12	digital	digital	ADJ
cana-5594	485	13	revolution	revolution	NOUN
cana-5594	485	14	.	.	PUNCT
cana-5594	486	1	the	the	DET
cana-5594	486	2	lancet	lancet	PROPN
cana-5594	486	3	regional	regional	PROPN
cana-5594	486	4	health	health	PROPN
cana-5594	486	5	southeast	southeast	PROPN
cana-5594	486	6	asia	asia	PROPN
cana-5594	486	7	,	,	PUNCT
cana-5594	486	8	23	23	NUM
cana-5594	486	9	,	,	PUNCT
cana-5594	486	10	100288	100288	NUM
cana-5594	486	11	.	.	PUNCT
cana-5594	487	1	https://doi.org/10.1016/j.lansea.2023.100288	https://doi.org/10.1016/j.lansea.2023.100288	ADJ
cana-5594	487	2	20	20	NUM
cana-5594	487	3	.	.	PUNCT
cana-5594	487	4	wiwoho	wiwoho	PROPN
cana-5594	487	5	,	,	PUNCT
cana-5594	487	6	j.	j.	PROPN
cana-5594	487	7	,	,	PUNCT
cana-5594	487	8	kharisma	kharisma	PROPN
cana-5594	487	9	,	,	PUNCT
cana-5594	487	10	d.	d.	PROPN
cana-5594	487	11	b.	b.	PROPN
cana-5594	487	12	,	,	PUNCT
cana-5594	487	13	&	&	CCONJ
cana-5594	487	14	wardhono	wardhono	PROPN
cana-5594	487	15	,	,	PUNCT
cana-5594	487	16	d.	d.	PROPN
cana-5594	487	17	t.	t.	PROPN
cana-5594	487	18	k.	k.	PROPN
cana-5594	487	19	(	(	PUNCT
cana-5594	487	20	2022	2022	NUM
cana-5594	487	21	)	)	PUNCT
cana-5594	487	22	.	.	PUNCT
cana-5594	488	1	financial	financial	ADJ
cana-5594	488	2	crime	crime	NOUN
cana-5594	488	3	in	in	ADP
cana-5594	488	4	digital	digital	ADJ
cana-5594	488	5	payments	payment	NOUN
cana-5594	488	6	.	.	PUNCT
cana-5594	489	1	journal	journal	NOUN
cana-5594	489	2	of	of	ADP
cana-5594	489	3	central	central	ADJ
cana-5594	489	4	banking	banking	NOUN
cana-5594	489	5	law	law	NOUN
cana-5594	489	6	and	and	CCONJ
cana-5594	489	7	institutions	institution	NOUN
cana-5594	489	8	,	,	PUNCT
cana-5594	489	9	1(1	1(1	NUM
cana-5594	489	10	)	)	PUNCT
cana-5594	489	11	,	,	PUNCT
cana-5594	489	12	47	47	NUM
cana-5594	489	13	-	-	SYM
cana-5594	489	14	70	70	NUM
cana-5594	489	15	.	.	PUNCT
cana-5594	490	1	https://doi.org/10.21098/jcli.v1i1.7	https://doi.org/10.21098/jcli.v1i1.7	PROPN
cana-5594	490	2	21	21	NUM
cana-5594	490	3	.	.	PUNCT
cana-5594	491	1	mariana	mariana	PROPN
cana-5594	491	2	,	,	PUNCT
cana-5594	491	3	c.	c.	PROPN
cana-5594	491	4	d.	d.	PROPN
cana-5594	491	5	,	,	PUNCT
cana-5594	491	6	husodo	husodo	PROPN
cana-5594	491	7	,	,	PUNCT
cana-5594	491	8	z.	z.	PROPN
cana-5594	491	9	a.	a.	PROPN
cana-5594	491	10	,	,	PUNCT
cana-5594	491	11	ekaputra	ekaputra	PROPN
cana-5594	491	12	,	,	PUNCT
cana-5594	491	13	i.	i.	PROPN
cana-5594	491	14	a.	a.	PROPN
cana-5594	491	15	,	,	PUNCT
cana-5594	491	16	&	&	CCONJ
cana-5594	491	17	fahlevi	fahlevi	PROPN
cana-5594	491	18	,	,	PUNCT
cana-5594	491	19	m.	m.	NOUN
cana-5594	491	20	(	(	PUNCT
cana-5594	491	21	2025	2025	NUM
cana-5594	491	22	)	)	PUNCT
cana-5594	491	23	.	.	PUNCT
cana-5594	492	1	the	the	DET
cana-5594	492	2	advancement	advancement	NOUN
cana-5594	492	3	of	of	ADP
cana-5594	492	4	digital	digital	ADJ
cana-5594	492	5	payment	payment	NOUN
cana-5594	492	6	ecosystem	ecosystem	NOUN
cana-5594	492	7	in	in	ADP
cana-5594	492	8	metaverse	metaverse	NOUN
cana-5594	492	9	:	:	PUNCT
cana-5594	492	10	a	a	DET
cana-5594	492	11	literature	literature	NOUN
cana-5594	492	12	review	review	NOUN
cana-5594	492	13	.	.	PUNCT
cana-5594	493	1	computers	computer	NOUN
cana-5594	493	2	in	in	ADP
cana-5594	493	3	human	human	ADJ
cana-5594	493	4	behavior	behavior	NOUN
cana-5594	493	5	reports	report	NOUN
cana-5594	493	6	,	,	PUNCT
cana-5594	493	7	17	17	NUM
cana-5594	493	8	,	,	PUNCT
cana-5594	493	9	100570	100570	NUM
cana-5594	493	10	.	.	PUNCT
cana-5594	494	1	https://doi.org/10.1016/j.chbr.2024.100570	https://doi.org/10.1016/j.chbr.2024.100570	PROPN
cana-5594	494	2	22	22	NUM
cana-5594	494	3	.	.	PUNCT
cana-5594	494	4	alsagr	alsagr	PROPN
cana-5594	494	5	,	,	PUNCT
cana-5594	494	6	n.	n.	NOUN
cana-5594	494	7	,	,	PUNCT
cana-5594	494	8	ozturk	ozturk	PROPN
cana-5594	494	9	,	,	PUNCT
cana-5594	494	10	i.	i.	PROPN
cana-5594	494	11	,	,	PUNCT
cana-5594	494	12	&	&	CCONJ
cana-5594	494	13	sohail	sohail	PROPN
cana-5594	494	14	,	,	PUNCT
cana-5594	494	15	s.	s.	PROPN
cana-5594	494	16	(	(	PUNCT
cana-5594	494	17	2024	2024	NUM
cana-5594	494	18	)	)	PUNCT
cana-5594	494	19	.	.	PUNCT
cana-5594	495	1	digital	digital	ADJ
cana-5594	495	2	government	government	NOUN
cana-5594	495	3	and	and	CCONJ
cana-5594	495	4	mineral	mineral	NOUN
cana-5594	495	5	resources	resource	NOUN
cana-5594	495	6	trade	trade	NOUN
cana-5594	495	7	:	:	PUNCT
cana-5594	495	8	the	the	DET
cana-5594	495	9	role	role	NOUN
cana-5594	495	10	of	of	ADP
cana-5594	495	11	digital	digital	ADJ
cana-5594	495	12	financial	financial	ADJ
cana-5594	495	13	inclusion	inclusion	NOUN
cana-5594	495	14	.	.	PUNCT
cana-5594	496	1	resources	resource	NOUN
cana-5594	496	2	policy	policy	NOUN
cana-5594	496	3	,	,	PUNCT
cana-5594	496	4	97	97	NUM
cana-5594	496	5	,	,	PUNCT
cana-5594	496	6	105245	105245	NUM
cana-5594	496	7	.	.	PUNCT
cana-5594	497	1	https://doi.org/10.1016/j.resourpol.2024.105245	https://doi.org/10.1016/j.resourpol.2024.105245	PROPN
cana-5594	497	2	23	23	NUM
cana-5594	497	3	.	.	PUNCT
cana-5594	498	1	(	(	PUNCT
cana-5594	498	2	ly	ly	X
cana-5594	498	3	&	&	CCONJ
cana-5594	498	4	ly	ly	PROPN
cana-5594	498	5	,	,	PUNCT
cana-5594	498	6	2024)ly	2024)ly	NUM
cana-5594	498	7	,	,	PUNCT
cana-5594	498	8	r.	r.	PROPN
cana-5594	498	9	,	,	PUNCT
cana-5594	498	10	&	&	CCONJ
cana-5594	498	11	ly	ly	PROPN
cana-5594	498	12	,	,	PUNCT
cana-5594	498	13	b.	b.	PROPN
cana-5594	498	14	(	(	PUNCT
cana-5594	498	15	2024	2024	NUM
cana-5594	498	16	)	)	PUNCT
cana-5594	498	17	.	.	PUNCT
cana-5594	499	1	digital	digital	ADJ
cana-5594	499	2	payment	payment	NOUN
cana-5594	499	3	systems	system	NOUN
cana-5594	499	4	in	in	ADP
cana-5594	499	5	an	an	DET
cana-5594	499	6	emerging	emerge	VERB
cana-5594	499	7	economy	economy	NOUN
cana-5594	499	8	.	.	PUNCT
cana-5594	500	1	computers	computer	NOUN
cana-5594	500	2	in	in	ADP
cana-5594	500	3	human	human	ADJ
cana-5594	500	4	behavior	behavior	NOUN
cana-5594	500	5	reports	report	NOUN
cana-5594	500	6	,	,	PUNCT
cana-5594	500	7	16	16	NUM
cana-5594	500	8	,	,	PUNCT
cana-5594	500	9	100517	100517	NUM
cana-5594	500	10	.	.	PUNCT
cana-5594	501	1	https://doi.org/10.1016/j.chbr.2024.100517	https://doi.org/10.1016/j.chbr.2024.100517	PROPN
cana-5594	501	2	24	24	NUM
cana-5594	501	3	.	.	PUNCT
cana-5594	502	1	xie	xie	PROPN
cana-5594	502	2	,	,	PUNCT
cana-5594	502	3	z.	z.	PROPN
cana-5594	502	4	,	,	PUNCT
cana-5594	502	5	&	&	CCONJ
cana-5594	502	6	wu	wu	PROPN
cana-5594	502	7	,	,	PUNCT
cana-5594	502	8	y.	y.	PROPN
cana-5594	502	9	(	(	PUNCT
cana-5594	502	10	2024	2024	NUM
cana-5594	502	11	)	)	PUNCT
cana-5594	502	12	.	.	PUNCT
cana-5594	503	1	digital	digital	ADJ
cana-5594	503	2	finance	finance	NOUN
cana-5594	503	3	,	,	PUNCT
cana-5594	503	4	financial	financial	ADJ
cana-5594	503	5	regulation	regulation	NOUN
cana-5594	503	6	and	and	CCONJ
cana-5594	503	7	transformation	transformation	NOUN
cana-5594	503	8	of	of	ADP
cana-5594	503	9	r&d	r&d	NOUN
cana-5594	503	10	achievements	achievement	NOUN
cana-5594	503	11	.	.	PUNCT
cana-5594	504	1	heliyon	heliyon	NOUN
cana-5594	504	2	,	,	PUNCT
cana-5594	504	3	10(9	10(9	NUM
cana-5594	504	4	)	)	PUNCT
cana-5594	504	5	,	,	PUNCT
cana-5594	504	6	e30224	e30224	PROPN
cana-5594	504	7	.	.	PUNCT
cana-5594	504	8	https://doi.org/10.1016/j.heliyon.2024.e30224	https://doi.org/10.1016/j.heliyon.2024.e30224	PROPN
cana-5594	504	9	25	25	NUM
cana-5594	504	10	.	.	PUNCT
cana-5594	505	1	xie	xie	PROPN
cana-5594	505	2	,	,	PUNCT
cana-5594	505	3	z.	z.	PROPN
cana-5594	505	4	,	,	PUNCT
cana-5594	505	5	du	du	PROPN
cana-5594	505	6	,	,	PUNCT
cana-5594	505	7	j.	j.	PROPN
cana-5594	505	8	&	&	CCONJ
cana-5594	505	9	wu	wu	PROPN
cana-5594	505	10	,	,	PUNCT
cana-5594	505	11	y.	y.	PROPN
cana-5594	505	12	does	do	VERB
cana-5594	505	13	financialization	financialization	NOUN
cana-5594	505	14	of	of	ADP
cana-5594	505	15	non	non	ADJ
cana-5594	505	16	-	-	ADJ
cana-5594	505	17	financial	financial	ADJ
cana-5594	505	18	corporations	corporation	NOUN
cana-5594	505	19	promote	promote	VERB
cana-5594	505	20	the	the	DET
cana-5594	505	21	persistence	persistence	NOUN
cana-5594	505	22	of	of	ADP
cana-5594	505	23	innovation	innovation	NOUN
cana-5594	505	24	:	:	PUNCT
cana-5594	505	25	evidence	evidence	NOUN
cana-5594	505	26	from	from	ADP
cana-5594	505	27	a	a	DET
cana-5594	505	28	-	-	PUNCT
cana-5594	505	29	share	share	NOUN
cana-5594	505	30	listed	list	VERB
cana-5594	505	31	manufacturing	manufacturing	NOUN
cana-5594	505	32	corporations	corporation	NOUN
cana-5594	505	33	in	in	ADP
cana-5594	505	34	china	china	PROPN
cana-5594	505	35	.	.	PUNCT
cana-5594	506	1	eurasian	eurasian	ADJ
cana-5594	506	2	bus	bus	NOUN
cana-5594	506	3	rev	rev	VERB
cana-5594	506	4	12	12	NUM
cana-5594	506	5	,	,	PUNCT
cana-5594	506	6	229–250	229–250	NUM
cana-5594	506	7	(	(	PUNCT
cana-5594	506	8	2022	2022	NUM
cana-5594	506	9	)	)	PUNCT
cana-5594	506	10	.	.	PUNCT
cana-5594	507	1	https://doi.org/10.1007/s40821-021-00193-x	https://doi.org/10.1007/s40821-021-00193-x	NOUN
cana-5594	507	2	26	26	NUM
cana-5594	507	3	.	.	PUNCT
cana-5594	508	1	scarrà	scarrà	PROPN
cana-5594	508	2	,	,	PUNCT
cana-5594	508	3	d.	d.	PROPN
cana-5594	508	4	,	,	PUNCT
cana-5594	508	5	&	&	CCONJ
cana-5594	508	6	piccaluga	piccaluga	PROPN
cana-5594	508	7	,	,	PUNCT
cana-5594	508	8	a.	a.	NOUN
cana-5594	508	9	(	(	PUNCT
cana-5594	508	10	2022	2022	NUM
cana-5594	508	11	)	)	PUNCT
cana-5594	508	12	.	.	PUNCT
cana-5594	509	1	the	the	DET
cana-5594	509	2	impact	impact	NOUN
cana-5594	509	3	of	of	ADP
cana-5594	509	4	technology	technology	NOUN
cana-5594	509	5	transfer	transfer	NOUN
cana-5594	509	6	and	and	CCONJ
cana-5594	509	7	knowledge	knowledge	NOUN
cana-5594	509	8	spillover	spillover	VERB
cana-5594	509	9	from	from	ADP
cana-5594	509	10	big	big	ADJ
cana-5594	509	11	science	science	NOUN
cana-5594	509	12	:	:	PUNCT
cana-5594	509	13	a	a	DET
cana-5594	509	14	literature	literature	NOUN
cana-5594	509	15	review	review	NOUN
cana-5594	509	16	.	.	PUNCT
cana-5594	510	1	technovation	technovation	NOUN
cana-5594	510	2	,	,	PUNCT
cana-5594	510	3	116	116	NUM
cana-5594	510	4	,	,	PUNCT
cana-5594	510	5	102165	102165	NUM
cana-5594	510	6	.	.	PUNCT
cana-5594	511	1	https://doi.org/10.1016/j.technovation.2020.102165	https://doi.org/10.1016/j.technovation.2020.102165	PROPN
cana-5594	511	2	27	27	NUM
cana-5594	511	3	.	.	PUNCT
cana-5594	512	1	tay	tay	NOUN
cana-5594	512	2	,	,	PUNCT
cana-5594	512	3	l.	l.	PROPN
cana-5594	512	4	y.	y.	PROPN
cana-5594	512	5	,	,	PUNCT
cana-5594	512	6	tai	tai	PROPN
cana-5594	512	7	,	,	PUNCT
cana-5594	512	8	h.	h.	PROPN
cana-5594	512	9	t.	t.	PROPN
cana-5594	512	10	,	,	PUNCT
cana-5594	512	11	&	&	CCONJ
cana-5594	512	12	tan	tan	PROPN
cana-5594	512	13	,	,	PUNCT
cana-5594	512	14	g.	g.	PROPN
cana-5594	512	15	s.	s.	PROPN
cana-5594	512	16	(	(	PUNCT
cana-5594	512	17	2022	2022	NUM
cana-5594	512	18	)	)	PUNCT
cana-5594	512	19	.	.	PUNCT
cana-5594	513	1	digital	digital	ADJ
cana-5594	513	2	financial	financial	ADJ
cana-5594	513	3	inclusion	inclusion	NOUN
cana-5594	513	4	:	:	PUNCT
cana-5594	513	5	a	a	DET
cana-5594	513	6	gateway	gateway	NOUN
cana-5594	513	7	to	to	ADP
cana-5594	513	8	sustainable	sustainable	ADJ
cana-5594	513	9	development	development	NOUN
cana-5594	513	10	.	.	PUNCT
cana-5594	514	1	heliyon	heliyon	NOUN
cana-5594	514	2	,	,	PUNCT
cana-5594	514	3	8(6	8(6	NUM
cana-5594	514	4	)	)	PUNCT
cana-5594	514	5	,	,	PUNCT
cana-5594	514	6	e09766	e09766	PROPN
cana-5594	514	7	.	.	PUNCT
cana-5594	514	8	https://doi.org/10.1016/j.heliyon.2022.e09766	https://doi.org/10.1016/j.heliyon.2022.e09766	PROPN
cana-5594	515	1	28	28	NUM
cana-5594	515	2	.	.	PUNCT
cana-5594	515	3	barkat	barkat	PROPN
cana-5594	515	4	,	,	PUNCT
cana-5594	515	5	k.	k.	PROPN
cana-5594	515	6	,	,	PUNCT
cana-5594	515	7	mimouni	mimouni	PROPN
cana-5594	515	8	,	,	PUNCT
cana-5594	515	9	k.	k.	PROPN
cana-5594	515	10	,	,	PUNCT
cana-5594	515	11	alsamara	alsamara	PROPN
cana-5594	515	12	,	,	PUNCT
cana-5594	515	13	m.	m.	NOUN
cana-5594	515	14	,	,	PUNCT
cana-5594	515	15	&	&	CCONJ
cana-5594	515	16	mrabet	mrabet	PROPN
cana-5594	515	17	,	,	PUNCT
cana-5594	515	18	z.	z.	PROPN
cana-5594	515	19	(	(	PUNCT
cana-5594	515	20	2024	2024	NUM
cana-5594	515	21	)	)	PUNCT
cana-5594	515	22	.	.	PUNCT
cana-5594	516	1	achieving	achieve	VERB
cana-5594	516	2	the	the	DET
cana-5594	516	3	sustainable	sustainable	ADJ
cana-5594	516	4	development	development	NOUN
cana-5594	516	5	goals	goal	NOUN
cana-5594	516	6	in	in	ADP
cana-5594	516	7	developing	develop	VERB
cana-5594	516	8	countries	country	NOUN
cana-5594	516	9	:	:	PUNCT
cana-5594	516	10	the	the	DET
cana-5594	516	11	role	role	NOUN
cana-5594	516	12	of	of	ADP
cana-5594	516	13	remittances	remittance	NOUN
cana-5594	516	14	and	and	CCONJ
cana-5594	516	15	the	the	DET
cana-5594	516	16	mediating	mediate	VERB
cana-5594	516	17	effect	effect	NOUN
cana-5594	516	18	of	of	ADP
cana-5594	516	19	financial	financial	ADJ
cana-5594	516	20	inclusion	inclusion	NOUN
cana-5594	516	21	.	.	PUNCT
cana-5594	517	1	international	international	ADJ
cana-5594	517	2	review	review	NOUN
cana-5594	517	3	of	of	ADP
cana-5594	517	4	economics	economics	PROPN
cana-5594	517	5	&	&	CCONJ
cana-5594	517	6	finance	finance	PROPN
cana-5594	517	7	,	,	PUNCT
cana-5594	517	8	95	95	NUM
cana-5594	517	9	,	,	PUNCT
cana-5594	517	10	103460	103460	NUM
cana-5594	517	11	.	.	PUNCT
cana-5594	518	1	https://doi.org/10.1016/j.iref.2024.103460	https://doi.org/10.1016/j.iref.2024.103460	ADJ
cana-5594	518	2	29	29	NUM
cana-5594	518	3	.	.	PUNCT
cana-5594	519	1	kumar	kumar	PROPN
cana-5594	519	2	,	,	PUNCT
cana-5594	519	3	d.	d.	PROPN
cana-5594	519	4	,	,	PUNCT
cana-5594	519	5	phani	phani	PROPN
cana-5594	519	6	,	,	PUNCT
cana-5594	519	7	b.v	b.v	PROPN
cana-5594	519	8	.	.	PROPN
cana-5594	519	9	,	,	PUNCT
cana-5594	519	10	chilamkurti	chilamkurti	PROPN
cana-5594	519	11	,	,	PUNCT
cana-5594	519	12	n.	n.	PROPN
cana-5594	519	13	,	,	PUNCT
cana-5594	519	14	saurabh	saurabh	PROPN
cana-5594	519	15	,	,	PUNCT
cana-5594	519	16	s.	s.	PROPN
cana-5594	519	17	and	and	CCONJ
cana-5594	519	18	ratten	ratten	PROPN
cana-5594	519	19	,	,	PUNCT
cana-5594	519	20	v.	v.	PROPN
cana-5594	519	21	(	(	PUNCT
cana-5594	519	22	2023	2023	NUM
cana-5594	519	23	)	)	PUNCT
cana-5594	519	24	,	,	PUNCT
cana-5594	519	25	"	"	PUNCT
cana-5594	519	26	filling	fill	VERB
cana-5594	519	27	the	the	DET
cana-5594	519	28	sme	sme	PROPN
cana-5594	519	29	credit	credit	NOUN
cana-5594	519	30	gap	gap	NOUN
cana-5594	519	31	:	:	PUNCT
cana-5594	519	32	a	a	DET
cana-5594	519	33	systematic	systematic	ADJ
cana-5594	519	34	review	review	NOUN
cana-5594	519	35	of	of	ADP
cana-5594	519	36	blockchain	blockchain	PROPN
cana-5594	519	37	-	-	PUNCT
cana-5594	519	38	based	base	VERB
cana-5594	519	39	sme	sme	PROPN
cana-5594	519	40	finance	finance	PROPN
cana-5594	519	41	literature	literature	PROPN
cana-5594	519	42	"	"	PUNCT
cana-5594	519	43	,	,	PUNCT
cana-5594	519	44	journal	journal	NOUN
cana-5594	519	45	of	of	ADP
cana-5594	519	46	trade	trade	NOUN
cana-5594	519	47	science	science	NOUN
cana-5594	519	48	,	,	PUNCT
cana-5594	519	49	vol	vol	NOUN
cana-5594	519	50	.	.	PROPN
cana-5594	519	51	11	11	NUM
cana-5594	519	52	no	no	NOUN
cana-5594	519	53	.	.	PUNCT
cana-5594	520	1	2/3	2/3	NUM
cana-5594	520	2	,	,	PUNCT
cana-5594	520	3	pp	pp	ADJ
cana-5594	520	4	.	.	PUNCT
cana-5594	521	1	45	45	NUM
cana-5594	521	2	-	-	SYM
cana-5594	521	3	72	72	NUM
cana-5594	521	4	.	.	PUNCT
cana-5594	522	1	https://doi.org/10.1108/jts-06-2023-0003	https://doi.org/10.1108/jts-06-2023-0003	NOUN
cana-5594	522	2	30	30	NUM
cana-5594	522	3	.	.	PUNCT
cana-5594	523	1	p.	p.	NOUN
cana-5594	523	2	gomber	gomber	PROPN
cana-5594	523	3	,	,	PUNCT
cana-5594	523	4	j.	j.	PROPN
cana-5594	523	5	koch	koch	PROPN
cana-5594	523	6	,	,	PUNCT
cana-5594	523	7	m.	m.	NOUN
cana-5594	523	8	siering	siering	NOUN
cana-5594	523	9	,	,	PUNCT
cana-5594	523	10	digital	digital	ADJ
cana-5594	523	11	finance	finance	NOUN
cana-5594	523	12	and	and	CCONJ
cana-5594	523	13	fintech	fintech	NOUN
cana-5594	523	14	:	:	PUNCT
cana-5594	523	15	current	current	ADJ
cana-5594	523	16	research	research	NOUN
cana-5594	523	17	and	and	CCONJ
cana-5594	523	18	future	future	ADJ
cana-5594	523	19	https://doi.org/10.1016/j.giq.2022.101775	https://doi.org/10.1016/j.giq.2022.101775	PROPN
cana-5594	523	20	https://dea.gov.in/sites/default/files/report_task_force_aadhaar_paymentinfra.pdf	https://dea.gov.in/sites/default/files/report_task_force_aadhaar_paymentinfra.pdf	NOUN
cana-5594	523	21	https://pib.gov.in/pressreleaseiframepage.aspx?prid=1953438	https://pib.gov.in/pressreleaseiframepage.aspx?prid=1953438	PROPN
cana-5594	523	22	https://doi.org/10.1016/j.lansea.2023.100288	https://doi.org/10.1016/j.lansea.2023.100288	PROPN
cana-5594	523	23	https://doi.org/10.21098/jcli.v1i1.7	https://doi.org/10.21098/jcli.v1i1.7	PROPN
cana-5594	523	24	https://doi.org/10.1016/j.chbr.2024.100570	https://doi.org/10.1016/j.chbr.2024.100570	PROPN
cana-5594	523	25	https://doi.org/10.1016/j.resourpol.2024.105245	https://doi.org/10.1016/j.resourpol.2024.105245	PROPN
cana-5594	523	26	https://doi.org/10.1016/j.chbr.2024.100517	https://doi.org/10.1016/j.chbr.2024.100517	PROPN
cana-5594	523	27	https://doi.org/10.1016/j.heliyon.2024.e30224	https://doi.org/10.1016/j.heliyon.2024.e30224	PROPN
cana-5594	523	28	https://doi.org/10.1007/s40821-021-00193-x	https://doi.org/10.1007/s40821-021-00193-x	PROPN
cana-5594	523	29	https://doi.org/10.1016/j.technovation.2020.102165	https://doi.org/10.1016/j.technovation.2020.102165	PROPN
cana-5594	524	1	https://doi.org/10.1016/j.heliyon.2022.e09766	https://doi.org/10.1016/j.heliyon.2022.e09766	PRON
cana-5594	524	2	https://doi.org/10.1016/j.iref.2024.103460	https://doi.org/10.1016/j.iref.2024.103460	ADJ
cana-5594	524	3	https://www.emerald.com/insight/search?q=deepak%20kumar	https://www.emerald.com/insight/search?q=deepak%20kumar	PROPN
cana-5594	524	4	https://www.emerald.com/insight/search?q=b.v.%20phani	https://www.emerald.com/insight/search?q=b.v.%20phani	NOUN
cana-5594	524	5	https://www.emerald.com/insight/search?q=naveen%20chilamkurti	https://www.emerald.com/insight/search?q=naveen%20chilamkurti	PROPN
cana-5594	524	6	https://www.emerald.com/insight/search?q=suman%20saurabh	https://www.emerald.com/insight/search?q=suman%20saurabh	PROPN
cana-5594	524	7	https://www.emerald.com/insight/search?q=vanessa%20ratten	https://www.emerald.com/insight/search?q=vanessa%20ratten	ADJ
cana-5594	524	8	https://www.emerald.com/insight/publication/issn/2815-5793	https://www.emerald.com/insight/publication/issn/2815-5793	ADJ
cana-5594	524	9	https://www.emerald.com/insight/publication/issn/2815-5793	https://www.emerald.com/insight/publication/issn/2815-5793	PROPN
cana-5594	524	10	https://doi.org/10.1108/jts-06-2023-0003	https://doi.org/10.1108/jts-06-2023-0003	NOUN
cana-5594	524	11	communications	communication	NOUN
cana-5594	524	12	on	on	ADP
cana-5594	524	13	applied	apply	VERB
cana-5594	524	14	nonlinear	nonlinear	ADJ
cana-5594	524	15	analysis	analysis	NOUN
cana-5594	524	16	issn	issn	NOUN
cana-5594	524	17	:	:	PUNCT
cana-5594	524	18	1074	1074	NUM
cana-5594	524	19	-	-	PUNCT
cana-5594	524	20	133x	133x	NUM
cana-5594	524	21	vol	vol	NOUN
cana-5594	524	22	32	32	NUM
cana-5594	524	23	no	no	NOUN
cana-5594	524	24	.	.	PUNCT
cana-5594	525	1	icmasd	icmasd	NOUN
cana-5594	525	2	(	(	PUNCT
cana-5594	525	3	2025	2025	NUM
cana-5594	525	4	)	)	PUNCT
cana-5594	525	5	1953	1953	NUM
cana-5594	525	6	https://internationalpubls.com	https://internationalpubls.com	X
cana-5594	525	7	research	research	NOUN
cana-5594	525	8	directions	direction	NOUN
cana-5594	525	9	journal	journal	NOUN
cana-5594	525	10	of	of	ADP
cana-5594	525	11	business	business	NOUN
cana-5594	525	12	economics	economic	NOUN
cana-5594	525	13	,	,	PUNCT
cana-5594	525	14	87	87	NUM
cana-5594	525	15	(	(	PUNCT
cana-5594	525	16	5	5	NUM
cana-5594	525	17	)	)	PUNCT
cana-5594	525	18	(	(	PUNCT
cana-5594	525	19	2017	2017	NUM
cana-5594	525	20	)	)	PUNCT
cana-5594	525	21	,	,	PUNCT
cana-5594	525	22	pp	pp	PROPN
cana-5594	525	23	.	.	PUNCT
cana-5594	526	1	537580	537580	NUM
cana-5594	526	2	,	,	PUNCT
cana-5594	526	3	10.1007	10.1007	NUM
cana-5594	526	4	/	/	SYM
cana-5594	526	5	s11573	s11573	NOUN
cana-5594	526	6	-	-	PUNCT
cana-5594	526	7	017	017	NUM
cana-5594	526	8	-	-	PUNCT
cana-5594	526	9	0852	0852	NUM
cana-5594	526	10	-	-	PUNCT
cana-5594	526	11	x	x	SYM
cana-5594	526	12	31	31	NUM
cana-5594	526	13	.	.	PUNCT
cana-5594	527	1	u.	u.	PROPN
cana-5594	527	2	gupta	gupta	PROPN
cana-5594	527	3	,	,	PUNCT
cana-5594	527	4	b.	b.	PROPN
cana-5594	527	5	agarwal	agarwal	PROPN
cana-5594	527	6	,	,	PUNCT
cana-5594	527	7	n.	n.	PROPN
cana-5594	527	8	nautiyal	nautiyal	PROPN
cana-5594	527	9	financial	financial	ADJ
cana-5594	527	10	technology	technology	NOUN
cana-5594	527	11	adoption	adoption	NOUN
cana-5594	527	12	—	—	PUNCT
cana-5594	527	13	a	a	DET
cana-5594	527	14	case	case	NOUN
cana-5594	527	15	of	of	ADP
cana-5594	527	16	indian	indian	PROPN
cana-5594	527	17	msmes	msmes	PROPN
cana-5594	527	18	finance	finance	NOUN
cana-5594	527	19	:	:	PUNCT
cana-5594	527	20	theory	theory	NOUN
cana-5594	527	21	and	and	CCONJ
cana-5594	527	22	practice	practice	NOUN
cana-5594	527	23	,	,	PUNCT
cana-5594	527	24	26	26	NUM
cana-5594	527	25	(	(	PUNCT
cana-5594	527	26	6	6	NUM
cana-5594	527	27	)	)	PUNCT
cana-5594	527	28	(	(	PUNCT
cana-5594	527	29	2022	2022	NUM
cana-5594	527	30	)	)	PUNCT
cana-5594	527	31	,	,	PUNCT
cana-5594	527	32	pp	pp	PROPN
cana-5594	527	33	.	.	PUNCT
cana-5594	528	1	192	192	NUM
cana-5594	528	2	-	-	SYM
cana-5594	528	3	211	211	NUM
cana-5594	528	4	,	,	PUNCT
cana-5594	528	5	10.26794/2587	10.26794/2587	NUM
cana-5594	528	6	-	-	SYM
cana-5594	528	7	5671	5671	NUM
cana-5594	528	8	-	-	PUNCT
cana-5594	528	9	2022	2022	NUM
cana-5594	528	10	-	-	SYM
cana-5594	528	11	26	26	NUM
cana-5594	528	12	-	-	PUNCT
cana-5594	528	13	6192	6192	NUM
cana-5594	528	14	-	-	SYM
cana-5594	528	15	211	211	NUM
cana-5594	528	16	32	32	NUM
cana-5594	528	17	.	.	PUNCT
cana-5594	528	18	x.	x.	PROPN
cana-5594	528	19	hua	hua	PROPN
cana-5594	528	20	,	,	PUNCT
cana-5594	528	21	y.	y.	PROPN
cana-5594	528	22	huang	huang	PROPN
cana-5594	528	23	,	,	PUNCT
cana-5594	528	24	understanding	understand	VERB
cana-5594	528	25	china	china	PROPN
cana-5594	528	26	’s	’s	PART
cana-5594	528	27	fintech	fintech	NOUN
cana-5594	528	28	sector	sector	NOUN
cana-5594	528	29	:	:	PUNCT
cana-5594	528	30	development	development	NOUN
cana-5594	528	31	,	,	PUNCT
cana-5594	528	32	impacts	impact	NOUN
cana-5594	528	33	and	and	CCONJ
cana-5594	528	34	risks	risk	NOUN
cana-5594	528	35	33	33	NUM
cana-5594	528	36	.	.	PUNCT
cana-5594	529	1	european	european	PROPN
cana-5594	529	2	journal	journal	PROPN
cana-5594	529	3	of	of	ADP
cana-5594	529	4	finance	finance	NOUN
cana-5594	529	5	,	,	PUNCT
cana-5594	529	6	27	27	NUM
cana-5594	529	7	(	(	PUNCT
cana-5594	529	8	4–5	4–5	NUM
cana-5594	529	9	)	)	PUNCT
cana-5594	529	10	(	(	PUNCT
cana-5594	529	11	2021	2021	NUM
cana-5594	529	12	)	)	PUNCT
cana-5594	529	13	,	,	PUNCT
cana-5594	529	14	pp	pp	PROPN
cana-5594	529	15	.	.	PUNCT
cana-5594	530	1	321	321	NUM
cana-5594	530	2	-	-	SYM
cana-5594	530	3	333	333	NUM
cana-5594	530	4	,	,	PUNCT
cana-5594	530	5	10.1080/1351847x.2020.1811131	10.1080/1351847x.2020.1811131	PROPN
cana-5594	530	6	34	34	NUM
cana-5594	530	7	.	.	PUNCT
cana-5594	531	1	the	the	DET
cana-5594	531	2	effect	effect	NOUN
cana-5594	531	3	of	of	ADP
cana-5594	531	4	fintech	fintech	NOUN
cana-5594	531	5	on	on	ADP
cana-5594	531	6	banks	bank	NOUN
cana-5594	531	7	’	'	PUNCT
cana-5594	531	8	credit	credit	NOUN
cana-5594	531	9	provision	provision	NOUN
cana-5594	531	10	to	to	ADP
cana-5594	531	11	smes	sme	NOUN
cana-5594	531	12	:	:	PUNCT
cana-5594	531	13	evidence	evidence	NOUN
cana-5594	531	14	from	from	ADP
cana-5594	531	15	china	china	PROPN
cana-5594	531	16	.	.	PUNCT
cana-5594	532	1	finance	finance	NOUN
cana-5594	532	2	research	research	NOUN
cana-5594	532	3	letters	letter	NOUN
cana-5594	532	4	,	,	PUNCT
cana-5594	532	5	39	39	NUM
cana-5594	532	6	,	,	PUNCT
cana-5594	532	7	101558	101558	NUM
cana-5594	532	8	.	.	PUNCT
cana-5594	533	1	https://doi.org/10.1016/j.frl.2020.101558	https://doi.org/10.1016/j.frl.2020.101558	PROPN
cana-5594	533	2	35	35	NUM
cana-5594	533	3	.	.	PUNCT
cana-5594	533	4	brown	brown	PROPN
cana-5594	533	5	,	,	PUNCT
cana-5594	533	6	a.	a.	NOUN
cana-5594	533	7	,	,	PUNCT
cana-5594	533	8	fishenden	fishenden	ADJ
cana-5594	533	9	,	,	PUNCT
cana-5594	533	10	j.	j.	PROPN
cana-5594	533	11	,	,	PUNCT
cana-5594	533	12	thompson	thompson	PROPN
cana-5594	533	13	,	,	PUNCT
cana-5594	533	14	m.	m.	NOUN
cana-5594	533	15	,	,	PUNCT
cana-5594	533	16	&	&	CCONJ
cana-5594	533	17	venters	venter	NOUN
cana-5594	533	18	,	,	PUNCT
cana-5594	533	19	w.	w.	NOUN
cana-5594	533	20	(	(	PUNCT
cana-5594	533	21	2017	2017	NUM
cana-5594	533	22	)	)	PUNCT
cana-5594	533	23	.	.	PUNCT
cana-5594	534	1	appraising	appraise	VERB
cana-5594	534	2	the	the	DET
cana-5594	534	3	impact	impact	NOUN
cana-5594	534	4	and	and	CCONJ
cana-5594	534	5	role	role	NOUN
cana-5594	534	6	of	of	ADP
cana-5594	534	7	platform	platform	NOUN
cana-5594	534	8	models	model	NOUN
cana-5594	534	9	and	and	CCONJ
cana-5594	534	10	government	government	NOUN
cana-5594	534	11	as	as	ADP
cana-5594	534	12	a	a	DET
cana-5594	534	13	platform	platform	NOUN
cana-5594	534	14	(	(	PUNCT
cana-5594	534	15	gaap	gaap	PROPN
cana-5594	534	16	)	)	PUNCT
cana-5594	534	17	in	in	ADP
cana-5594	534	18	uk	uk	PROPN
cana-5594	534	19	government	government	NOUN
cana-5594	534	20	public	public	ADJ
cana-5594	534	21	service	service	NOUN
cana-5594	534	22	reform	reform	NOUN
cana-5594	534	23	:	:	PUNCT
cana-5594	534	24	towards	towards	ADP
cana-5594	534	25	a	a	DET
cana-5594	534	26	platform	platform	NOUN
cana-5594	534	27	assessment	assessment	NOUN
cana-5594	534	28	framework	framework	NOUN
cana-5594	534	29	(	(	PUNCT
cana-5594	534	30	paf	paf	PROPN
cana-5594	534	31	)	)	PUNCT
cana-5594	534	32	.	.	PUNCT
cana-5594	535	1	government	government	NOUN
cana-5594	535	2	information	information	NOUN
cana-5594	535	3	quarterly	quarterly	ADV
cana-5594	535	4	,	,	PUNCT
cana-5594	535	5	34(2	34(2	NUM
cana-5594	535	6	)	)	PUNCT
cana-5594	535	7	,	,	PUNCT
cana-5594	535	8	167–182	167–182	NUM
cana-5594	535	9	.	.	PUNCT
cana-5594	536	1	https://doi.org/10.1016/j.giq.2017.03.003	https://doi.org/10.1016/j.giq.2017.03.003	PROPN
cana-5594	536	2	36	36	NUM
cana-5594	536	3	.	.	PUNCT
cana-5594	537	1	adugna	adugna	PROPN
cana-5594	537	2	,	,	PUNCT
cana-5594	537	3	h.	h.	PROPN
cana-5594	537	4	(	(	PUNCT
cana-5594	537	5	2024	2024	NUM
cana-5594	537	6	)	)	PUNCT
cana-5594	537	7	.	.	PUNCT
cana-5594	538	1	fintech	fintech	NOUN
cana-5594	538	2	dividend	dividend	NOUN
cana-5594	538	3	:	:	PUNCT
cana-5594	538	4	how	how	SCONJ
cana-5594	538	5	would	would	AUX
cana-5594	538	6	digital	digital	VERB
cana-5594	538	7	financial	financial	ADJ
cana-5594	538	8	services	service	NOUN
cana-5594	538	9	impact	impact	NOUN
cana-5594	538	10	income	income	NOUN
cana-5594	538	11	inequality	inequality	NOUN
cana-5594	538	12	across	across	ADP
cana-5594	538	13	countries	country	NOUN
cana-5594	538	14	?	?	PUNCT
cana-5594	539	1	technology	technology	NOUN
cana-5594	539	2	in	in	ADP
cana-5594	539	3	society	society	NOUN
cana-5594	539	4	,	,	PUNCT
cana-5594	539	5	77	77	NUM
cana-5594	539	6	,	,	PUNCT
cana-5594	539	7	102485	102485	NUM
cana-5594	539	8	.	.	PUNCT
cana-5594	540	1	https://doi.org/10.1016/j.techsoc.2024.102485	https://doi.org/10.1016/j.techsoc.2024.102485	PROPN
cana-5594	540	2	37	37	NUM
cana-5594	540	3	.	.	PUNCT
cana-5594	541	1	zhou	zhou	PROPN
cana-5594	541	2	,	,	PUNCT
cana-5594	541	3	s.	s.	PROPN
cana-5594	541	4	,	,	PUNCT
cana-5594	541	5	yi	yi	PROPN
cana-5594	541	6	,	,	PUNCT
cana-5594	541	7	n.	n.	NOUN
cana-5594	541	8	,	,	PUNCT
cana-5594	541	9	rasiah	rasiah	PROPN
cana-5594	541	10	,	,	PUNCT
cana-5594	541	11	r.	r.	PROPN
cana-5594	541	12	,	,	PUNCT
cana-5594	541	13	zhao	zhao	PROPN
cana-5594	541	14	,	,	PUNCT
cana-5594	541	15	h.	h.	PROPN
cana-5594	541	16	,	,	PUNCT
cana-5594	541	17	&	&	CCONJ
cana-5594	541	18	mo	mo	PROPN
cana-5594	541	19	,	,	PUNCT
cana-5594	541	20	z.	z.	PROPN
cana-5594	541	21	(	(	PUNCT
cana-5594	541	22	2024	2024	NUM
cana-5594	541	23	)	)	PUNCT
cana-5594	541	24	.	.	PUNCT
cana-5594	542	1	an	an	DET
cana-5594	542	2	empirical	empirical	ADJ
cana-5594	542	3	study	study	NOUN
cana-5594	542	4	on	on	ADP
cana-5594	542	5	the	the	DET
cana-5594	542	6	dark	dark	ADJ
cana-5594	542	7	side	side	NOUN
cana-5594	542	8	of	of	ADP
cana-5594	542	9	service	service	NOUN
cana-5594	542	10	employees	employee	NOUN
cana-5594	542	11	’	'	PUNCT
cana-5594	542	12	ai	ai	VERB
cana-5594	542	13	awareness	awareness	NOUN
cana-5594	542	14	:	:	PUNCT
cana-5594	542	15	behavioral	behavioral	ADJ
cana-5594	542	16	responses	response	NOUN
cana-5594	542	17	,	,	PUNCT
cana-5594	542	18	emotional	emotional	ADJ
cana-5594	542	19	mechanisms	mechanism	NOUN
cana-5594	542	20	,	,	PUNCT
cana-5594	542	21	and	and	CCONJ
cana-5594	542	22	mitigating	mitigate	VERB
cana-5594	542	23	factors	factor	NOUN
cana-5594	542	24	.	.	PUNCT
cana-5594	543	1	journal	journal	NOUN
cana-5594	543	2	of	of	ADP
cana-5594	543	3	retailing	retailing	NOUN
cana-5594	543	4	and	and	CCONJ
cana-5594	543	5	consumer	consumer	NOUN
cana-5594	543	6	services	service	NOUN
cana-5594	543	7	,	,	PUNCT
cana-5594	543	8	79	79	NUM
cana-5594	543	9	,	,	PUNCT
cana-5594	543	10	103869	103869	NUM
cana-5594	543	11	.	.	PUNCT
cana-5594	544	1	https://doi.org/10.1016/j.jretconser.2024.103869	https://doi.org/10.1016/j.jretconser.2024.103869	PROPN
cana-5594	544	2	38	38	NUM
cana-5594	544	3	.	.	PUNCT
cana-5594	545	1	yang	yang	PROPN
cana-5594	545	2	,	,	PUNCT
cana-5594	545	3	j.	j.	PROPN
cana-5594	545	4	,	,	PUNCT
cana-5594	545	5	wu	wu	PROPN
cana-5594	545	6	,	,	PUNCT
cana-5594	545	7	y.	y.	PROPN
cana-5594	545	8	,	,	PUNCT
cana-5594	545	9	&	&	CCONJ
cana-5594	545	10	huang	huang	PROPN
cana-5594	545	11	,	,	PUNCT
cana-5594	545	12	b.	b.	PROPN
cana-5594	545	13	(	(	PUNCT
cana-5594	545	14	2023	2023	NUM
cana-5594	545	15	)	)	PUNCT
cana-5594	545	16	.	.	PUNCT
cana-5594	546	1	digital	digital	ADJ
cana-5594	546	2	finance	finance	PROPN
cana-5594	546	3	and	and	CCONJ
cana-5594	546	4	financial	financial	ADJ
cana-5594	546	5	literacy	literacy	NOUN
cana-5594	546	6	:	:	PUNCT
cana-5594	546	7	evidence	evidence	NOUN
cana-5594	546	8	from	from	ADP
cana-5594	546	9	chinese	chinese	ADJ
cana-5594	546	10	households	household	NOUN
cana-5594	546	11	.	.	PUNCT
cana-5594	547	1	journal	journal	NOUN
cana-5594	547	2	of	of	ADP
cana-5594	547	3	banking	banking	NOUN
cana-5594	547	4	and	and	CCONJ
cana-5594	547	5	finance	finance	NOUN
cana-5594	547	6	,	,	PUNCT
cana-5594	547	7	156(september	156(september	NUM
cana-5594	547	8	)	)	PUNCT
cana-5594	547	9	.	.	PUNCT
cana-5594	548	1	https://doi.org/10.1016/j.jbankfin.2023.107005	https://doi.org/10.1016/j.jbankfin.2023.107005	PROPN
cana-5594	548	2	39	39	NUM
cana-5594	548	3	.	.	PUNCT
cana-5594	549	1	rai	rai	PROPN
cana-5594	549	2	,	,	PUNCT
cana-5594	549	3	k.	k.	PROPN
cana-5594	549	4	,	,	PUNCT
cana-5594	549	5	&	&	CCONJ
cana-5594	549	6	sharma	sharma	PROPN
cana-5594	549	7	,	,	PUNCT
cana-5594	549	8	m.	m.	NOUN
cana-5594	549	9	(	(	PUNCT
cana-5594	549	10	2019	2019	NUM
cana-5594	549	11	)	)	PUNCT
cana-5594	549	12	.	.	PUNCT
cana-5594	550	1	a	a	DET
cana-5594	550	2	study	study	NOUN
cana-5594	550	3	on	on	ADP
cana-5594	550	4	awareness	awareness	NOUN
cana-5594	550	5	about	about	ADP
cana-5594	550	6	digital	digital	ADJ
cana-5594	550	7	financial	financial	ADJ
cana-5594	550	8	services	service	NOUN
cana-5594	550	9	among	among	ADP
cana-5594	550	10	students	student	NOUN
cana-5594	550	11	.	.	PUNCT
cana-5594	551	1	ssrn	ssrn	PROPN
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cana-5594	554	1	ssrn	ssrn	PROPN
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cana-5594	559	1	91111	91111	NUM
cana-5594	559	2	.	.	PUNCT
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cana-5594	560	3	.	.	PUNCT
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cana-5594	561	17	https://www.npci.org.in/what-we-do/aeps/product-overview	https://www.npci.org.in/what-we-do/aeps/product-overview	PROPN