id	sid	eid	entity	type
cjfa-20691	1	1	may 27, 2019	DATE
cjfa-20691	1	2	june 1, 2019	DATE
cjfa-20691	2	1	nicolaus copernicus university	ORG
cjfa-20691	2	2	toruń	GPE
cjfa-20691	2	3	13a	DATE
cjfa-20691	2	4	87	CARDINAL
cjfa-20691	2	5	poland	GPE
cjfa-20691	2	6	698 700 010	QUANTITY
cjfa-20691	4	1	nicolaus copernicus university	ORG
cjfa-20691	4	2	toruń	GPE
cjfa-20691	4	3	13a	DATE
cjfa-20691	4	4	87	CARDINAL
cjfa-20691	4	5	poland	GPE
cjfa-20691	4	6	533 643 552	CARDINAL
cjfa-20691	6	1	https://orcid.org/0000-0002-6876-9866	PERSON
cjfa-20691	7	1	the national science centre	ORG
cjfa-20691	7	2	poland	GPE
cjfa-20691	7	3	2017/26	CARDINAL
cjfa-20691	7	4	borowski	PERSON
cjfa-20691	7	5	m., & kiermas	ORG
cjfa-20691	7	6	a.	PERSON
cjfa-20691	7	7	2019	DATE
cjfa-20691	8	1	poland	GPE
cjfa-20691	9	1	copernican journal of finance & accounting	ORG
cjfa-20691	9	2	8(1	CARDINAL
cjfa-20691	9	3	9–25	CARDINAL
cjfa-20691	9	4	http://dx.doi	PERSON
cjfa-20691	10	1	org/10.12775	PERSON
cjfa-20691	10	2	nicolaus copernicus university	ORG
cjfa-20691	10	3	anna kiermas**	PERSON
cjfa-20691	10	4	nicolaus copernicus university	ORG
cjfa-20691	10	5	poland	GPE
cjfa-20691	11	1	j e l	PERSON
cjfa-20691	12	1	poland	GPE
cjfa-20691	14	1	poland	GPE
cjfa-20691	14	2	the years 2000–2018	DATE
cjfa-20691	15	1	the years 2014–2018	DATE
cjfa-20691	15	2	copernican journal of finance & accounting e-issn 2300-3065	ORG
cjfa-20691	15	3	2300-12402019	DATE
cjfa-20691	15	4	8	CARDINAL
cjfa-20691	15	5	1	CARDINAL
cjfa-20691	15	6	anna kiermas10	PERSON
cjfa-20691	15	7	3.5	CARDINAL
cjfa-20691	15	8	2014	DATE
cjfa-20691	15	9	over 11.2 million	CARDINAL
cjfa-20691	15	10	2018	DATE
cjfa-20691	16	1	2018	DATE
cjfa-20691	16	2	1012	CARDINAL
cjfa-20691	16	3	polish	NORP
cjfa-20691	18	1	over half	CARDINAL
cjfa-20691	18	2	day	DATE
cjfa-20691	20	1	nine	CARDINAL
cjfa-20691	20	2	ten	CARDINAL
cjfa-20691	21	1	poland	GPE
cjfa-20691	21	2	the next few years	DATE
cjfa-20691	23	1	2018	DATE
cjfa-20691	23	2	66	CARDINAL
cjfa-20691	25	1	first	ORDINAL
cjfa-20691	25	2	poland	GPE
cjfa-20691	25	3	the beginning of the 21st century	DATE
cjfa-20691	25	4	2013	DATE
cjfa-20691	26	1	146–148	CARDINAL
cjfa-20691	27	1	kuchciak	ORG
cjfa-20691	27	2	2012	DATE
cjfa-20691	28	1	477–478	CARDINAL
cjfa-20691	29	1	poland	GPE
cjfa-20691	29	2	the end of the nineties	DATE
cjfa-20691	29	3	2015	DATE
cjfa-20691	29	4	156	CARDINAL
cjfa-20691	29	5	the next 10 years	DATE
cjfa-20691	30	1	poland	GPE
cjfa-20691	30	2	2009	DATE
cjfa-20691	31	1	bolibok & matras-bolibok	ORG
cjfa-20691	31	2	2014	DATE
cjfa-20691	33	1	poland	GPE
cjfa-20691	33	2	11	CARDINAL
cjfa-20691	34	1	poland	GPE
cjfa-20691	35	1	poland	GPE
cjfa-20691	39	1	polish	NORP
cjfa-20691	39	2	the polish bank association	ORG
cjfa-20691	40	1	davis	ORG
cjfa-20691	40	2	1989	DATE
cjfa-20691	41	1	december 2018	DATE
cjfa-20691	41	2	1012	CARDINAL
cjfa-20691	41	3	polish	NORP
cjfa-20691	44	1	polish	NORP
cjfa-20691	45	1	k. zarańska	PERSON
cjfa-20691	45	2	m. zborowski	PERSON
cjfa-20691	45	3	2018	DATE
cjfa-20691	45	4	18	CARDINAL
cjfa-20691	46	1	i. kuchciak	PERSON
cjfa-20691	46	2	2012	DATE
cjfa-20691	46	3	470	CARDINAL
cjfa-20691	47	1	mikołaj borowski-beszta	PERSON
cjfa-20691	47	2	anna kiermas12	PERSON
cjfa-20691	47	3	one	CARDINAL
cjfa-20691	47	4	lee	PERSON
cjfa-20691	47	5	oh & kim,	ORG
cjfa-20691	47	6	2015	DATE
cjfa-20691	47	7	552	CARDINAL
cjfa-20691	47	8	zakonnik & dembowski,	ORG
cjfa-20691	47	9	2018	DATE
cjfa-20691	47	10	109	CARDINAL
cjfa-20691	48	1	alalwan	GPE
cjfa-20691	48	2	dwivedi	GPE
cjfa-20691	48	3	rana & williams	ORG
cjfa-20691	48	4	2016	DATE
cjfa-20691	48	5	118	CARDINAL
cjfa-20691	49	1	bolibok & matras-bolibok	ORG
cjfa-20691	49	2	2014	DATE
cjfa-20691	49	3	16	CARDINAL
cjfa-20691	50	1	a. a. shaikh	PERSON
cjfa-20691	50	2	h. karjaluoto	PERSON
cjfa-20691	50	3	2015	DATE
cjfa-20691	50	4	130	CARDINAL
cjfa-20691	52	1	1	CARDINAL
cjfa-20691	57	1	bolibok & matras-bolibok	ORG
cjfa-20691	57	2	2014	DATE
cjfa-20691	57	3	8	CARDINAL
cjfa-20691	57	4	2017	DATE
cjfa-20691	58	1	6–7	CARDINAL
cjfa-20691	59	1	poland	GPE
cjfa-20691	59	2	13	CARDINAL
cjfa-20691	59	3	1	CARDINAL
cjfa-20691	61	1	atms localization via gps transmitter	ORG
cjfa-20691	64	1	o	DATE
cjfa-20691	64	2	2013	DATE
cjfa-20691	64	3	bolibok & matras-bolibok	ORG
cjfa-20691	64	4	2014	DATE
cjfa-20691	65	1	poland	GPE
cjfa-20691	65	2	polish	NORP
cjfa-20691	65	3	2000	DATE
cjfa-20691	66	1	five	CARDINAL
cjfa-20691	67	1	bz	PERSON
cjfa-20691	67	2	first	ORDINAL
cjfa-20691	67	3	poland	GPE
cjfa-20691	67	4	wap	ORG
cjfa-20691	68	1	mbank	ORG
cjfa-20691	69	1	wap	ORG
cjfa-20691	70	1	wap	ORG
cjfa-20691	71	1	2002	DATE
cjfa-20691	71	2	the raiffeisen bank	ORG
cjfa-20691	71	3	wap	ORG
cjfa-20691	71	4	bolibok & matras-bolibok	ORG
cjfa-20691	71	5	2014	DATE
cjfa-20691	72	1	www1	ORG
cjfa-20691	73	1	first	ORDINAL
cjfa-20691	73	2	poland	GPE
cjfa-20691	73	3	sobiesiak & zagrodniczek	ORG
cjfa-20691	73	4	2018	DATE
cjfa-20691	73	5	67	CARDINAL
cjfa-20691	73	6	www5	ORG
cjfa-20691	74	1	anna kiermas14	PERSON
cjfa-20691	75	1	2005	DATE
cjfa-20691	75	2	a year later	DATE
cjfa-20691	75	3	mbank	ORG
cjfa-20691	75	4	today	DATE
cjfa-20691	75	5	one	CARDINAL
cjfa-20691	75	6	one	CARDINAL
cjfa-20691	75	7	2013	DATE
cjfa-20691	76	1	the next three years	DATE
cjfa-20691	76	2	wap	ORG
cjfa-20691	76	3	www1	ORG
cjfa-20691	77	1	2008	DATE
cjfa-20691	77	2	first	ORDINAL
cjfa-20691	77	3	bolibok & matras-bolibok	ORG
cjfa-20691	77	4	2014	DATE
cjfa-20691	77	5	13	CARDINAL
cjfa-20691	77	6	2013	DATE
cjfa-20691	77	7	42	CARDINAL
cjfa-20691	78	1	2018	DATE
cjfa-20691	78	2	67	CARDINAL
cjfa-20691	78	3	poland	GPE
cjfa-20691	78	4	one	CARDINAL
cjfa-20691	78	5	poland	GPE
cjfa-20691	79	1	first	ORDINAL
cjfa-20691	79	2	2009	DATE
cjfa-20691	79	3	bolibok & matras-bolibok	ORG
cjfa-20691	79	4	2014	DATE
cjfa-20691	81	1	2013	DATE
cjfa-20691	82	1	146–147	CARDINAL
cjfa-20691	82	2	kuchciak	ORG
cjfa-20691	82	3	2012	DATE
cjfa-20691	82	4	472	CARDINAL
cjfa-20691	82	5	2018	DATE
cjfa-20691	82	6	147	CARDINAL
cjfa-20691	83	1	bolibok & matras-bolibok	ORG
cjfa-20691	83	2	2014	DATE
cjfa-20691	85	1	2018	DATE
cjfa-20691	85	2	146	CARDINAL
cjfa-20691	86	1	poland	GPE
cjfa-20691	86	2	15	CARDINAL
cjfa-20691	86	3	2015	DATE
cjfa-20691	87	1	subsequent years	DATE
cjfa-20691	87	2	2015	DATE
cjfa-20691	88	1	32–33	CARDINAL
cjfa-20691	88	2	2018	DATE
cjfa-20691	88	3	146	CARDINAL
cjfa-20691	89	1	2010	DATE
cjfa-20691	89	2	the raiffeisen bank	ORG
cjfa-20691	89	3	2012	DATE
cjfa-20691	89	4	12	CARDINAL
cjfa-20691	89	5	2013	DATE
cjfa-20691	90	1	42–43	TIME
cjfa-20691	91	1	one	CARDINAL
cjfa-20691	91	2	first	ORDINAL
cjfa-20691	91	3	wisniewski & lightfoot	ORG
cjfa-20691	91	4	2012	DATE
cjfa-20691	91	5	212	CARDINAL
cjfa-20691	92	1	polasik & kumkowska	ORG
cjfa-20691	92	2	2015	DATE
cjfa-20691	92	3	103	CARDINAL
cjfa-20691	93	1	2012	DATE
cjfa-20691	93	2	poland	GPE
cjfa-20691	93	3	2015	DATE
cjfa-20691	93	4	34	CARDINAL
cjfa-20691	93	5	wolna	ORG
cjfa-20691	93	6	2015	DATE
cjfa-20691	93	7	163	CARDINAL
cjfa-20691	94	1	less than two years later	DATE
cjfa-20691	94	2	hce	ORG
cjfa-20691	95	1	polasik & kumkowska 2015,	ORG
cjfa-20691	95	2	107	CARDINAL
cjfa-20691	95	3	www2	ORG
cjfa-20691	96	1	m. polasik	PERSON
cjfa-20691	96	2	j. górka	PERSON
cjfa-20691	96	3	g. wilczewski	PERSON
cjfa-20691	96	4	j. kunkowski	PERSON
cjfa-20691	96	5	k. przenajkowska	PERSON
cjfa-20691	96	6	n. tetkowska	PERSON
cjfa-20691	96	7	2013	DATE
cjfa-20691	97	1	317–318	CARDINAL
cjfa-20691	99	1	1	CARDINAL
cjfa-20691	101	1	mikołaj borowski-beszta	PERSON
cjfa-20691	101	2	anna kiermas16	PERSON
cjfa-20691	101	3	1	CARDINAL
cjfa-20691	102	1	2014–2018	DATE
cjfa-20691	102	2	millions	CARDINAL
cjfa-20691	102	3	poland	GPE
cjfa-20691	102	4	2015	DATE
cjfa-20691	102	5	34	CARDINAL
cjfa-20691	102	6	wolna	ORG
cjfa-20691	102	7	2015	DATE
cjfa-20691	102	8	163	CARDINAL
cjfa-20691	103	1	less than two years later	DATE
cjfa-20691	103	2	hce	ORG
cjfa-20691	104	1	polasik & kumkowska 2015,	ORG
cjfa-20691	104	2	107	CARDINAL
cjfa-20691	104	3	www2	ORG
cjfa-20691	105	1	m. polasik	PERSON
cjfa-20691	105	2	j. górka	PERSON
cjfa-20691	105	3	g. wilczewski	PERSON
cjfa-20691	105	4	j. kunkowski	PERSON
cjfa-20691	105	5	k. przenajkowska	PERSON
cjfa-20691	105	6	n. tetkowska	PERSON
cjfa-20691	105	7	2013	DATE
cjfa-20691	106	1	317-318	CARDINAL
cjfa-20691	108	1	1	CARDINAL
cjfa-20691	111	1	1	CARDINAL
cjfa-20691	112	1	2014-2018	DATE
cjfa-20691	112	2	millions	CARDINAL
cjfa-20691	112	3	quarterly	DATE
cjfa-20691	112	4	the polish bank association	ORG
cjfa-20691	113	1	the years 2014-2018	DATE
cjfa-20691	113	2	3.5	CARDINAL
cjfa-20691	113	3	5.7 7.7 8.9	QUANTITY
cjfa-20691	113	4	15.9	CARDINAL
cjfa-20691	113	5	17.2	CARDINAL
cjfa-20691	113	6	2018	DATE
cjfa-20691	113	7	o	DATE
cjfa-20691	113	8	quarterly	DATE
cjfa-20691	113	9	the polish bank association	ORG
cjfa-20691	115	1	the years 2014–2018	DATE
cjfa-20691	115	2	two	CARDINAL
cjfa-20691	116	1	five years	DATE
cjfa-20691	116	2	31%	PERCENT
cjfa-20691	116	3	as much as 220%	PERCENT
cjfa-20691	121	1	the years 2014–2017	DATE
cjfa-20691	121	2	1.4 million	CARDINAL
cjfa-20691	121	3	0.9 million	CARDINAL
cjfa-20691	121	4	0.5 million	CARDINAL
cjfa-20691	121	5	2017	DATE
cjfa-20691	122	1	2 million	CARDINAL
cjfa-20691	122	2	a given period 2014–2017	DATE
cjfa-20691	123	1	2018	DATE
cjfa-20691	123	2	2.3 million	CARDINAL
cjfa-20691	123	3	2014–2018	CARDINAL
cjfa-20691	124	1	2018	DATE
cjfa-20691	124	2	1.3 million	CARDINAL
cjfa-20691	125	1	poland	GPE
cjfa-20691	125	2	17	CARDINAL
cjfa-20691	125	3	2	CARDINAL
cjfa-20691	126	1	2	CARDINAL
cjfa-20691	127	1	millions	CARDINAL
cjfa-20691	127	2	quarterly	DATE
cjfa-20691	128	1	2016	DATE
cjfa-20691	128	2	just over 40%	PERCENT
cjfa-20691	128	3	about 63%	PERCENT
cjfa-20691	128	4	2017	DATE
cjfa-20691	128	5	2018	DATE
cjfa-20691	128	6	three	CARDINAL
cjfa-20691	128	7	four	CARDINAL
cjfa-20691	129	1	polish	NORP
cjfa-20691	129	2	2017	CARDINAL
cjfa-20691	131	1	polish	NORP
cjfa-20691	132	1	polish	NORP
cjfa-20691	132	2	second	ORDINAL
cjfa-20691	132	3	3	CARDINAL
cjfa-20691	133	1	polish	NORP
cjfa-20691	133	2	3.1	CARDINAL
cjfa-20691	133	3	11.2	CARDINAL
cjfa-20691	133	4	2	CARDINAL
cjfa-20691	133	5	2018	DATE
cjfa-20691	133	6	o	DATE
cjfa-20691	133	7	quarterly	DATE
cjfa-20691	134	1	2016	DATE
cjfa-20691	134	2	just over 40%	PERCENT
cjfa-20691	134	3	about 63%	PERCENT
cjfa-20691	134	4	2017	DATE
cjfa-20691	134	5	2018	DATE
cjfa-20691	134	6	three	CARDINAL
cjfa-20691	134	7	four	CARDINAL
cjfa-20691	135	1	polish	NORP
cjfa-20691	135	2	2017	CARDINAL
cjfa-20691	137	1	polish	NORP
cjfa-20691	138	1	anna kiermas18	PERSON
cjfa-20691	138	2	polish	NORP
cjfa-20691	138	3	second	ORDINAL
cjfa-20691	138	4	3	CARDINAL
cjfa-20691	139	1	3	CARDINAL
cjfa-20691	140	1	polish	NORP
cjfa-20691	140	2	polish	NORP
cjfa-20691	140	3	2018	DATE
cjfa-20691	140	4	n=1012	PRODUCT
cjfa-20691	145	1	almost 1/3	CARDINAL
cjfa-20691	145	2	daily	DATE
cjfa-20691	145	3	3	CARDINAL
cjfa-20691	145	4	almost half	CARDINAL
cjfa-20691	146	1	three	CARDINAL
cjfa-20691	146	2	four	CARDINAL
cjfa-20691	148	1	4, 91%	PERCENT
cjfa-20691	149	1	86%	PERCENT
cjfa-20691	150	1	8	CARDINAL
cjfa-20691	150	2	10	CARDINAL
cjfa-20691	151	1	4	CARDINAL
cjfa-20691	152	1	polish	NORP
cjfa-20691	152	2	2018	DATE
cjfa-20691	153	1	second	ORDINAL
cjfa-20691	153	2	57%	PERCENT
cjfa-20691	153	3	48%	PERCENT
cjfa-20691	154	1	50.4%	PERCENT
cjfa-20691	154	2	49.6%	PERCENT
cjfa-20691	154	3	2%	PERCENT
cjfa-20691	154	4	22%	PERCENT
cjfa-20691	154	5	48%	PERCENT
cjfa-20691	154	6	28%	PERCENT
cjfa-20691	154	7	0%	PERCENT
cjfa-20691	154	8	20%	PERCENT
cjfa-20691	154	9	40%	PERCENT
cjfa-20691	154	10	60%	PERCENT
cjfa-20691	154	11	every day	DATE
cjfa-20691	154	12	91%	PERCENT
cjfa-20691	154	13	86%	PERCENT
cjfa-20691	154	14	77%	PERCENT
cjfa-20691	154	15	57%	PERCENT
cjfa-20691	154	16	48%	PERCENT
cjfa-20691	154	17	41%	PERCENT
cjfa-20691	154	18	21%	PERCENT
cjfa-20691	154	19	1%	PERCENT
cjfa-20691	154	20	0%	PERCENT
cjfa-20691	154	21	10%	PERCENT
cjfa-20691	154	22	20%	PERCENT
cjfa-20691	154	23	30%	PERCENT
cjfa-20691	154	24	40%	PERCENT
cjfa-20691	154	25	50%	PERCENT
cjfa-20691	154	26	60%	PERCENT
cjfa-20691	154	27	70%	PERCENT
cjfa-20691	154	28	80%	PERCENT
cjfa-20691	154	29	90%	PERCENT
cjfa-20691	154	30	100%	PERCENT
cjfa-20691	154	31	o	DATE
cjfa-20691	154	32	polish	NORP
cjfa-20691	154	33	2018	DATE
cjfa-20691	154	34	n=1012	PRODUCT
cjfa-20691	159	1	almost 1/3	CARDINAL
cjfa-20691	159	2	daily	DATE
cjfa-20691	159	3	3	CARDINAL
cjfa-20691	159	4	almost half	CARDINAL
cjfa-20691	160	1	poland	GPE
cjfa-20691	160	2	19 three	CARDINAL
cjfa-20691	160	3	four	CARDINAL
cjfa-20691	162	1	4, 91%	PERCENT
cjfa-20691	163	1	86%	PERCENT
cjfa-20691	164	1	8	CARDINAL
cjfa-20691	164	2	10	CARDINAL
cjfa-20691	165	1	4	CARDINAL
cjfa-20691	166	1	polish	NORP
cjfa-20691	166	2	2018	DATE
cjfa-20691	166	3	n=1012	PRODUCT
cjfa-20691	171	1	almost 1/3	CARDINAL
cjfa-20691	171	2	daily	DATE
cjfa-20691	171	3	3	CARDINAL
cjfa-20691	171	4	almost half	CARDINAL
cjfa-20691	172	1	three	CARDINAL
cjfa-20691	172	2	four	CARDINAL
cjfa-20691	174	1	4, 91%	PERCENT
cjfa-20691	175	1	86%	PERCENT
cjfa-20691	176	1	8	CARDINAL
cjfa-20691	176	2	10	CARDINAL
cjfa-20691	177	1	4	CARDINAL
cjfa-20691	178	1	polish	NORP
cjfa-20691	178	2	2018	DATE
cjfa-20691	179	1	second	ORDINAL
cjfa-20691	179	2	57%	PERCENT
cjfa-20691	179	3	48%	PERCENT
cjfa-20691	180	1	50.4%	PERCENT
cjfa-20691	180	2	49.6%	PERCENT
cjfa-20691	180	3	2%	PERCENT
cjfa-20691	180	4	22%	PERCENT
cjfa-20691	180	5	48%	PERCENT
cjfa-20691	180	6	28%	PERCENT
cjfa-20691	180	7	0%	PERCENT
cjfa-20691	180	8	20%	PERCENT
cjfa-20691	180	9	40%	PERCENT
cjfa-20691	180	10	60%	PERCENT
cjfa-20691	180	11	every day	DATE
cjfa-20691	180	12	91%	PERCENT
cjfa-20691	180	13	86%	PERCENT
cjfa-20691	180	14	77%	PERCENT
cjfa-20691	180	15	57%	PERCENT
cjfa-20691	180	16	48%	PERCENT
cjfa-20691	180	17	41%	PERCENT
cjfa-20691	180	18	21%	PERCENT
cjfa-20691	180	19	1%	PERCENT
cjfa-20691	180	20	0%	PERCENT
cjfa-20691	180	21	10%	PERCENT
cjfa-20691	180	22	20%	PERCENT
cjfa-20691	180	23	30%	PERCENT
cjfa-20691	180	24	40%	PERCENT
cjfa-20691	180	25	50%	PERCENT
cjfa-20691	180	26	60%	PERCENT
cjfa-20691	180	27	70%	PERCENT
cjfa-20691	180	28	80%	PERCENT
cjfa-20691	180	29	90%	PERCENT
cjfa-20691	180	30	100%	PERCENT
cjfa-20691	180	31	o	DATE
cjfa-20691	180	32	polish	NORP
cjfa-20691	180	33	2018	DATE
cjfa-20691	181	1	second	ORDINAL
cjfa-20691	181	2	57%	PERCENT
cjfa-20691	181	3	48%	PERCENT
cjfa-20691	184	1	two	CARDINAL
cjfa-20691	184	2	first	ORDINAL
cjfa-20691	184	3	anna kiermas20	PERSON
cjfa-20691	184	4	second	ORDINAL
cjfa-20691	185	1	daily	DATE
cjfa-20691	186	1	5	CARDINAL
cjfa-20691	187	1	polish	NORP
cjfa-20691	188	1	two	CARDINAL
cjfa-20691	188	2	first	ORDINAL
cjfa-20691	188	3	second	ORDINAL
cjfa-20691	189	1	daily	DATE
cjfa-20691	190	1	5	CARDINAL
cjfa-20691	191	1	polish	NORP
cjfa-20691	191	2	polish	NORP
cjfa-20691	191	3	2018	DATE
cjfa-20691	193	1	92%	PERCENT
cjfa-20691	193	2	91%	PERCENT
cjfa-20691	194	1	84%	PERCENT
cjfa-20691	196	1	nearly nine	CARDINAL
cjfa-20691	196	2	ten	CARDINAL
cjfa-20691	196	3	5	CARDINAL
cjfa-20691	197	1	92%	PERCENT
cjfa-20691	197	2	91%	PERCENT
cjfa-20691	197	3	84%	PERCENT
cjfa-20691	197	4	0%	PERCENT
cjfa-20691	197	5	10%	PERCENT
cjfa-20691	197	6	20%	PERCENT
cjfa-20691	197	7	30%	PERCENT
cjfa-20691	197	8	40%	PERCENT
cjfa-20691	197	9	50%	PERCENT
cjfa-20691	197	10	60%	PERCENT
cjfa-20691	197	11	70%	PERCENT
cjfa-20691	197	12	80%	PERCENT
cjfa-20691	197	13	90%	PERCENT
cjfa-20691	197	14	100%	PERCENT
cjfa-20691	197	15	38%	PERCENT
cjfa-20691	197	16	49%	PERCENT
cjfa-20691	197	17	5%	PERCENT
cjfa-20691	197	18	5%	PERCENT
cjfa-20691	197	19	4%	PERCENT
cjfa-20691	197	20	o	DATE
cjfa-20691	197	21	polish	NORP
cjfa-20691	197	22	2018	DATE
cjfa-20691	199	1	92%	PERCENT
cjfa-20691	199	2	91%	PERCENT
cjfa-20691	200	1	84%	PERCENT
cjfa-20691	202	1	nearly nine	CARDINAL
cjfa-20691	202	2	ten	CARDINAL
cjfa-20691	202	3	5	CARDINAL
cjfa-20691	203	1	9%	PERCENT
cjfa-20691	204	1	poland	GPE
cjfa-20691	204	2	21	CARDINAL
cjfa-20691	204	3	poland	GPE
cjfa-20691	204	4	year	DATE
cjfa-20691	204	5	year	DATE
cjfa-20691	205	1	the years 2014–2018	DATE
cjfa-20691	205	2	over 220%	PERCENT
cjfa-20691	206	1	the next five years	DATE
cjfa-20691	207	1	2009	DATE
cjfa-20691	207	2	polish	NORP
cjfa-20691	207	3	76%	PERCENT
cjfa-20691	209	1	over half	CARDINAL
cjfa-20691	209	2	50.4%	PERCENT
cjfa-20691	210	1	more than 76%	PERCENT
cjfa-20691	210	2	a week	DATE
cjfa-20691	211	1	91%	PERCENT
cjfa-20691	211	2	86%	PERCENT
cjfa-20691	212	1	77%	PERCENT
cjfa-20691	213	1	hce contactless	ORG
cjfa-20691	213	2	57%	PERCENT
cjfa-20691	213	3	48%	PERCENT
cjfa-20691	214	1	polish	NORP
cjfa-20691	216	1	84%	PERCENT
cjfa-20691	217	1	european	NORP
cjfa-20691	217	2	2	CARDINAL
cjfa-20691	217	3	2018	DATE
cjfa-20691	217	4	anna kiermas22	PERSON
cjfa-20691	218	1	around 87%	PERCENT
cjfa-20691	219	1	one	CARDINAL
cjfa-20691	220	1	poland	GPE
cjfa-20691	223	1	one	CARDINAL
cjfa-20691	224	1	2018	DATE
cjfa-20691	224	2	147	CARDINAL
cjfa-20691	225	1	several years	DATE
cjfa-20691	225	2	polish	NORP
cjfa-20691	226	1	february 2019	DATE
cjfa-20691	226	2	one hundred	CARDINAL
cjfa-20691	226	3	jp morgan chase	ORG
cjfa-20691	226	4	the bank of america	ORG
cjfa-20691	227	1	polish	NORP
cjfa-20691	228	1	poland	GPE
cjfa-20691	228	2	23	CARDINAL
cjfa-20691	228	3	alalwan	PERSON
cjfa-20691	228	4	a.a.	GPE
cjfa-20691	228	5	dwivedi	GPE
cjfa-20691	228	6	y.k.	GPE
cjfa-20691	228	7	rana	PERSON
cjfa-20691	228	8	n.p.	GPE
cjfa-20691	228	9	m.d.	PERSON
cjfa-20691	228	10	2016	CARDINAL
cjfa-20691	229	1	jordan	GPE
cjfa-20691	230	1	29(1	CARDINAL
cjfa-20691	230	2	118–139	CARDINAL
cjfa-20691	231	1	https://dx.doi.org/10.1108/jeim-04-2015-0035	ORG
cjfa-20691	231	2	bolibok	GPE
cjfa-20691	231	3	p., & matras-bolibok	ORG
cjfa-20691	231	4	a.	PERSON
cjfa-20691	231	5	2014	DATE
cjfa-20691	232	1	bankowość mobilna jako	PERSON
cjfa-20691	232	2	kanał	PERSON
cjfa-20691	234	1	zarządzania	GPE
cjfa-20691	235	1	6(42	CARDINAL
cjfa-20691	235	2	2	CARDINAL
cjfa-20691	236	1	davis	PERSON
cjfa-20691	236	2	1989	DATE
cjfa-20691	238	1	quarterly	DATE
cjfa-20691	238	2	13(3	CARDINAL
cjfa-20691	238	3	319–340	CARDINAL
cjfa-20691	241	1	2013	DATE
cjfa-20691	242	1	stan	PERSON
cjfa-20691	242	2	rozwoju bankowości mobilnej dla	PERSON
cjfa-20691	243	1	poland	GPE
cjfa-20691	243	2	prace kolegium	ORG
cjfa-20691	243	3	zarządzania	GPE
cjfa-20691	245	1	138	CARDINAL
cjfa-20691	245	2	39–57	DATE
cjfa-20691	246	1	kaczmarek	PERSON
cjfa-20691	246	2	m. (	PERSON
cjfa-20691	246	3	2018	DATE
cjfa-20691	247	1	mobilnej	DATE
cjfa-20691	247	2	analiza	ORG
cjfa-20691	247	3	wybranych wskaźników	PERSON
cjfa-20691	247	4	jego	GPE
cjfa-20691	247	5	funkcjonowania	GPE
cjfa-20691	248	1	poland	GPE
cjfa-20691	249	1	kredyt	GPE
cjfa-20691	249	2	bank & credit.	ORG
cjfa-20691	250	1	145–168	CARDINAL
cjfa-20691	251	1	krzysztoszek	PERSON
cjfa-20691	251	2	m.	PERSON
cjfa-20691	251	3	2017	CARDINAL
cjfa-20691	256	1	lee	PERSON
cjfa-20691	256	2	s., & kim	ORG
cjfa-20691	256	3	2015	CARDINAL
cjfa-20691	258	1	90	CARDINAL
cjfa-20691	259	1	polasik	PERSON
cjfa-20691	259	2	2013	DATE
cjfa-20691	260	1	wykorzystanie	ORG
cjfa-20691	260	2	w polsce	PERSON
cjfa-20691	261	1	poland	GPE
cjfa-20691	262	1	copernican journal of finance & accounting	ORG
cjfa-20691	262	2	2(1	CARDINAL
cjfa-20691	262	3	139–152	CARDINAL
cjfa-20691	265	1	polasik	PERSON
cjfa-20691	265	2	m., górka	PERSON
cjfa-20691	265	3	j.	PERSON
cjfa-20691	265	4	j.	PERSON
cjfa-20691	265	5	przenajkowska	PERSON
cjfa-20691	265	6	k., & tetkowska	ORG
cjfa-20691	265	7	n.	PERSON
cjfa-20691	265	8	2013	DATE
cjfa-20691	267	1	141	CARDINAL
cjfa-20691	267	2	306–320	CARDINAL
cjfa-20691	268	1	polasik	PERSON
cjfa-20691	268	2	m., & kumkowska	ORG
cjfa-20691	268	3	2015	CARDINAL
cjfa-20691	269	1	ze strony polskich konsumentów	ORG
cjfa-20691	270	1	polish	NORP
cjfa-20691	271	1	problemy zarządzania	PERSON
cjfa-20691	272	1	13(3	CARDINAL
cjfa-20691	272	2	102–117	CARDINAL
cjfa-20691	273	1	https://dx.doi.org/10.7172/1644-9584.54.7	GPE
cjfa-20691	274	1	polasik	PERSON
cjfa-20691	274	2	wisniewski	PERSON
cjfa-20691	274	3	t.p.	GPE
cjfa-20691	274	4	2012	DATE
cjfa-20691	276	1	4(3	CARDINAL
cjfa-20691	276	2	203–231	CARDINAL
cjfa-20691	278	1	shaikh	PERSON
cjfa-20691	278	2	a.a.	GPE
cjfa-20691	278	3	2015	CARDINAL
cjfa-20691	280	1	32	CARDINAL
cjfa-20691	281	1	mikołaj borowski-beszta	PERSON
cjfa-20691	281	2	anna kiermas24	PERSON
cjfa-20691	281	3	m., & zagrodniczek	ORG
cjfa-20691	281	4	2018	DATE
cjfa-20691	282	1	nowe zagrożenia	PERSON
cjfa-20691	282	2	finansowych	ORG
cjfa-20691	282	3	sektorze bankowości	ORG
cjfa-20691	282	4	lubelskich	PERSON
cjfa-20691	284	1	2(18	CARDINAL
cjfa-20691	284	2	65–78	CARDINAL
cjfa-20691	285	1	steennot	ORG
cjfa-20691	285	2	r. (	ORG
cjfa-20691	285	3	2018	DATE
cjfa-20691	286	1	second	ORDINAL
cjfa-20691	287	1	34(4	CARDINAL
cjfa-20691	287	2	954–964	CARDINAL
cjfa-20691	289	1	polish bank association	ORG
cjfa-20691	290	1	20.05.2019	ORDINAL
cjfa-20691	291	1	świecka	ORG
cjfa-20691	291	2	2015	DATE
cjfa-20691	292	1	płatności mobilne jako innowacje na rynku detalicznych	PERSON
cjfa-20691	294	1	problemy zarządzania	PERSON
cjfa-20691	295	1	3(54	CARDINAL
cjfa-20691	295	2	29–40	CARDINAL
cjfa-20691	297	1	wojtacka-pawlak	PERSON
cjfa-20691	297	2	2015	DATE
cjfa-20691	298	1	w	NORP
cjfa-20691	299	1	poland	GPE
cjfa-20691	299	2	four	CARDINAL
cjfa-20691	300	1	ekonomicznego	DATE
cjfa-20691	300	2	w katowicach	PERSON
cjfa-20691	300	3	the university in economics	ORG
cjfa-20691	300	4	katowice	GPE
cjfa-20691	301	1	239	CARDINAL
cjfa-20691	301	2	153–161	CARDINAL
cjfa-20691	302	1	wolna	ORG
cjfa-20691	302	2	2015	DATE
cjfa-20691	303	1	rozwój systemów płatności	ORG
cjfa-20691	303	2	w polsce	PERSON
cjfa-20691	304	1	poland	GPE
cjfa-20691	305	1	ekonomicznego	DATE
cjfa-20691	305	2	w katowicach	PERSON
cjfa-20691	305	3	the university in economics	ORG
cjfa-20691	305	4	katowice	GPE
cjfa-20691	306	1	239	CARDINAL
cjfa-20691	306	2	162–180	CARDINAL
cjfa-20691	307	1	ł	ORG
cjfa-20691	307	2	2018	DATE
cjfa-20691	308	1	bezpieczeństwo bankowości internetowej	ORG
cjfa-20691	308	2	2002–2017	CARDINAL
cjfa-20691	308	3	oferowanych klientom	PERSON
cjfa-20691	309	1	poland	GPE
cjfa-20691	309	2	the last 15 years	DATE
cjfa-20691	310	1	ekonomicznego	DATE
cjfa-20691	310	2	w katowicach	PERSON
cjfa-20691	310	3	the university in economics	ORG
cjfa-20691	310	4	katowice	GPE
cjfa-20691	311	1	355	CARDINAL
cjfa-20691	311	2	104–116	CARDINAL
cjfa-20691	312	1	zarańska	ORG
cjfa-20691	312	2	k., & zborowski	ORG
cjfa-20691	312	3	m. (	PERSON
cjfa-20691	312	4	2018	DATE
cjfa-20691	313	1	charakterystyka bankowości elektronicznej	PERSON
cjfa-20691	315	1	a. gospodarowicz	PERSON
cjfa-20691	316	1	bankowość elektroniczna	PERSON
cjfa-20691	317	1	istota	PERSON
cjfa-20691	320	1	beck	PERSON
cjfa-20691	321	1	www1	ORG
cjfa-20691	321	2	historia bankowości	PERSON
cjfa-20691	321	3	poland	GPE
cjfa-20691	322	1	19.05.2019	ORDINAL
cjfa-20691	323	1	www2	ORG
cjfa-20691	323	2	hce	ORG
cjfa-20691	324	1	historia wynalazku	PERSON
cjfa-20691	324	2	który ma szansę odesłać plastikową	PERSON
cjfa-20691	324	3	hce	ORG
cjfa-20691	326	1	19.05.2019	ORDINAL
cjfa-20691	327	1	iko najlepszą	PERSON
cjfa-20691	328	1	sukces pko banku polskiego	PERSON
cjfa-20691	328	2	iko	ORG
cjfa-20691	329	1	pko bank polski	ORG
cjfa-20691	331	1	poland	GPE
cjfa-20691	331	2	25	DATE
cjfa-20691	331	3	20.05.2019	ORDINAL
cjfa-20691	332	1	www5	ORG
cjfa-20691	332	2	czyli bank	ORG
cjfa-20691	332	3	w komórce	PERSON
cjfa-20691	333	1	20.05.2019	ORDINAL