id	sid	eid	entity	type
cjfa-3243	1	1	copernican journal of finance & accounting e-issn 2300-3065	ORG
cjfa-3243	1	2	2300	CARDINAL
cjfa-3243	1	3	2	CARDINAL
cjfa-3243	1	4	2	CARDINAL
cjfa-3243	1	5	30.10.2013	CARDINAL
cjfa-3243	1	6	31.12.2013	CARDINAL
cjfa-3243	1	7	katedra finansów	PERSON
cjfa-3243	1	8	wydział ekonomii	GPE
cjfa-3243	1	9	zarządzania	GPE
cjfa-3243	2	1	3	CARDINAL
cjfa-3243	2	2	58	CARDINAL
cjfa-3243	2	3	jelenia góra	PERSON
cjfa-3243	3	1	757 538 261	CARDINAL
cjfa-3243	4	1	małgorzata solarz* wroclaw university of economics	PERSON
cjfa-3243	4	2	poland	GPE
cjfa-3243	5	1	j e l	PERSON
cjfa-3243	12	1	małgorzata solarz190 znaczenie	ORG
cjfa-3243	12	2	sektora	NORP
cjfa-3243	12	3	dla osób wykluczonych	PERSON
cjfa-3243	12	4	kredytowo słowa kluczowe:	PERSON
cjfa-3243	12	5	wykluczenie finansowe	ORG
cjfa-3243	13	1	j e l:	PERSON
cjfa-3243	14	1	abstrakt	PERSON
cjfa-3243	14	2	podmioty sektora	PERSON
cjfa-3243	15	1	nie	GPE
cjfa-3243	15	2	bankowego	GPE
cjfa-3243	15	3	nie	GPE
cjfa-3243	16	1	klientami tych	PERSON
cjfa-3243	16	2	reguły osoby wykluczone	PERSON
cjfa-3243	16	3	historię	DATE
cjfa-3243	16	4	spłat	GPE
cjfa-3243	16	5	zaciągniętych długów.	ORG
cjfa-3243	17	1	niniejszego artykułu	ORG
cjfa-3243	18	1	działalnością	ORG
cjfa-3243	18	2	sektora	NORP
cjfa-3243	18	3	w aspekcie osób dotkniętych wykluczeniem kredytowym	PERSON
cjfa-3243	19	1	po stronie	PERSON
cjfa-3243	19	2	dostarczanie	ORG
cjfa-3243	19	3	wśród bezrobotnych	PERSON
cjfa-3243	19	4	rozpoczęcia własnej działalności gospodarczej	PERSON
cjfa-3243	20	1	natomiast po stronie zagrożeń znajdują	ORG
cjfa-3243	20	2	wpadnięcia w	PERSON
cjfa-3243	20	3	zadłużenia	GPE
cjfa-3243	20	4	skorzystania	DATE
cjfa-3243	20	5	procedury	DATE
cjfa-3243	20	6	upadłości konsumenckiej	PERSON
cjfa-3243	20	7	które nie	ORG
cjfa-3243	20	8	uwagi	NORP
cjfa-3243	20	9	na niską wiedzę	PERSON
cjfa-3243	21	1	umiejętności finansowe	PERSON
cjfa-3243	22	1	małgorzata solarz	PERSON
cjfa-3243	22	2	one	CARDINAL
cjfa-3243	24	1	two	CARDINAL
cjfa-3243	25	1	one	CARDINAL
cjfa-3243	26	1	the recent decade	DATE
cjfa-3243	28	1	191	CARDINAL
cjfa-3243	31	1	1	CARDINAL
cjfa-3243	31	2	poland	GPE
cjfa-3243	32	1	2	CARDINAL
cjfa-3243	32	2	first	ORDINAL
cjfa-3243	32	3	p. mcculley	PERSON
cjfa-3243	32	4	the end of 2007	DATE
cjfa-3243	34	1	2010	DATE
cjfa-3243	34	2	347–368	CARDINAL
cjfa-3243	35	1	first	ORDINAL
cjfa-3243	35	2	2008	DATE
cjfa-3243	35	3	adrian	PERSON
cjfa-3243	35	4	2009	DATE
cjfa-3243	35	5	a year later	DATE
cjfa-3243	37	1	gorton	PERSON
cjfa-3243	37	2	2010, 2012	DATE
cjfa-3243	37	3	2013	DATE
cjfa-3243	37	4	gennaioli	PERSON
cjfa-3243	37	5	2013	DATE
cjfa-3243	37	6	2012	DATE
cjfa-3243	37	7	2010	DATE
cjfa-3243	38	1	october 2011	DATE
cjfa-3243	38	2	2011	DATE
cjfa-3243	39	1	2012	DATE
cjfa-3243	39	2	16	CARDINAL
cjfa-3243	41	1	one	CARDINAL
cjfa-3243	42	1	2008	DATE
cjfa-3243	43	1	two	CARDINAL
cjfa-3243	45	1	second	ORDINAL
cjfa-3243	46	1	gazette	ORG
cjfa-3243	46	2	2005	DATE
cjfa-3243	46	3	157	CARDINAL
cjfa-3243	46	4	1316	CARDINAL
cjfa-3243	46	5	poland	GPE
cjfa-3243	46	6	higher than 16%	PERCENT
cjfa-3243	46	7	annually	DATE
cjfa-3243	46	8	several hundreds	CARDINAL
cjfa-3243	46	9	thousands percent	PERCENT
cjfa-3243	46	10	annually	DATE
cjfa-3243	47	1	two	CARDINAL
cjfa-3243	48	1	first	ORDINAL
cjfa-3243	48	2	second	ORDINAL
cjfa-3243	51	1	one	CARDINAL
cjfa-3243	51	2	one	CARDINAL
cjfa-3243	52	1	zopa	GPE
cjfa-3243	52	2	great britain	GPE
cjfa-3243	52	3	2005	DATE
cjfa-3243	53	1	poland	GPE
cjfa-3243	53	2	2007	DATE
cjfa-3243	54	1	193	CARDINAL
cjfa-3243	55	1	recent years	DATE
cjfa-3243	55	2	5	CARDINAL
cjfa-3243	57	1	3	CARDINAL
cjfa-3243	57	2	the european commission	ORG
cjfa-3243	58	1	2008	DATE
cjfa-3243	67	1	2012	DATE
cjfa-3243	68	1	małgorzata	PERSON
cjfa-3243	70	1	polish	NORP
cjfa-3243	72	1	only 10,6%	PERCENT
cjfa-3243	72	2	65 years	DATE
cjfa-3243	72	3	2011	DATE
cjfa-3243	72	4	czapiński	ORG
cjfa-3243	72	5	panek 2012	PERSON
cjfa-3243	75	1	the world bank	ORG
cjfa-3243	75	2	148	CARDINAL
cjfa-3243	75	3	2011	DATE
cjfa-3243	75	4	33,8%	PERCENT
cjfa-3243	76	1	22,7%	PERCENT
cjfa-3243	76	2	9,1%	PERCENT
cjfa-3243	76	3	third	ORDINAL
cjfa-3243	76	4	3,4%	PERCENT
cjfa-3243	78	1	2010	DATE
cjfa-3243	78	2	46 000 billion euro	MONEY
cjfa-3243	78	3	half	CARDINAL
cjfa-3243	78	4	2012	DATE
cjfa-3243	79	1	1	CARDINAL
cjfa-3243	79	2	africa	LOC
cjfa-3243	79	3	46,8%	PERCENT
cjfa-3243	79	4	latin america	LOC
cjfa-3243	79	5	caribbean	LOC
cjfa-3243	79	6	25,4%	PERCENT
cjfa-3243	81	1	south asia	LOC
cjfa-3243	81	2	6,4%	PERCENT
cjfa-3243	81	3	1,5%	PERCENT
cjfa-3243	81	4	europe	LOC
cjfa-3243	81	5	central asia	LOC
cjfa-3243	82	1	195	CARDINAL
cjfa-3243	82	2	1	CARDINAL
cjfa-3243	83	1	2011	DATE
cjfa-3243	83	2	as %	PERCENT
cjfa-3243	83	3	15 years of age	DATE
cjfa-3243	84	1	o	DATE
cjfa-3243	84	2	financial 2013	DATE
cjfa-3243	85	1	polish	NORP
cjfa-3243	85	2	last year	DATE
cjfa-3243	85	3	26,4%	PERCENT
cjfa-3243	85	4	13,5%	PERCENT
cjfa-3243	85	5	ten	CARDINAL
cjfa-3243	85	6	one hundred	CARDINAL
cjfa-3243	85	7	0,9%	PERCENT
cjfa-3243	85	8	financial 2013	DATE
cjfa-3243	86	1	the first half of 2012	DATE
cjfa-3243	86	2	polish	NORP
cjfa-3243	86	3	1,8 billion	MONEY
cjfa-3243	86	4	pln	ORG
cjfa-3243	86	5	17%	PERCENT
cjfa-3243	86	6	the previous year	DATE
cjfa-3243	86	7	2012	DATE
cjfa-3243	86	8	1	CARDINAL
cjfa-3243	88	1	the end of 2012	DATE
cjfa-3243	88	2	1,36 mln	MONEY
cjfa-3243	88	3	three years	DATE
cjfa-3243	88	4	33%	PERCENT
cjfa-3243	89	1	many years	DATE
cjfa-3243	89	2	poland	GPE
cjfa-3243	90	1	the end of the 3rd quarter of 2013	DATE
cjfa-3243	90	2	almost 3%	PERCENT
cjfa-3243	90	3	4%	PERCENT
cjfa-3243	91	1	polish	NORP
cjfa-3243	92	1	kredito24	ORG
cjfa-3243	93	1	the first year	DATE
cjfa-3243	93	2	300	CARDINAL
cjfa-3243	94	1	pln 250 mln	MONEY
cjfa-3243	95	1	małgorzata solarz196 loan companies	ORG
cjfa-3243	95	2	30 days	DATE
cjfa-3243	96	1	2013	DATE
cjfa-3243	96	2	pln 449	PERSON
cjfa-3243	96	3	first	ORDINAL
cjfa-3243	96	4	pln 745	PERSON
cjfa-3243	99	1	19–23%	PERCENT
cjfa-3243	99	2	2013	DATE
cjfa-3243	99	3	3–5	CARDINAL
cjfa-3243	100	1	september 2013	DATE
cjfa-3243	100	2	nine months	DATE
cjfa-3243	100	3	7,6%	PERCENT
cjfa-3243	101	1	4	CARDINAL
cjfa-3243	105	1	poland	GPE
cjfa-3243	106	1	23,2%	PERCENT
cjfa-3243	106	2	16,6%	PERCENT
cjfa-3243	108	1	as many as	CARDINAL
cjfa-3243	108	2	2012	DATE
cjfa-3243	109	1	197	CARDINAL
cjfa-3243	114	1	asian	NORP
cjfa-3243	114	2	barua 2006	GPE
cjfa-3243	116	1	5	CARDINAL
cjfa-3243	117	1	one	CARDINAL
cjfa-3243	118	1	2012	DATE
cjfa-3243	118	2	seventh	ORDINAL
cjfa-3243	119	1	poland	GPE
cjfa-3243	119	2	300 000	QUANTITY
cjfa-3243	120	1	the university of zurich	ORG
cjfa-3243	121	1	2010	DATE
cjfa-3243	122	1	2010	DATE
cjfa-3243	122	2	india	GPE
cjfa-3243	123	1	1997	DATE
cjfa-3243	123	2	grameen bank	ORG
cjfa-3243	123	3	m. yunus	PERSON
cjfa-3243	123	4	nobel peace prize	WORK_OF_ART
cjfa-3243	125	1	janikowska 2011	ORG
cjfa-3243	125	2	75–83	DATE
cjfa-3243	126	1	gazette	ORG
cjfa-3243	126	2	2008	DATE
cjfa-3243	126	3	234	CARDINAL
cjfa-3243	126	4	1572	CARDINAL
cjfa-3243	127	1	ten years	DATE
cjfa-3243	129	1	2011	DATE
cjfa-3243	129	2	179–192	CARDINAL
cjfa-3243	130	1	europe	LOC
cjfa-3243	130	2	poland	GPE
cjfa-3243	131	1	199	CARDINAL
cjfa-3243	137	1	a month	DATE
cjfa-3243	142	1	polish	NORP
cjfa-3243	142	2	2013	DATE
cjfa-3243	142	3	156–166	DATE
cjfa-3243	144	1	the world bank	ORG
cjfa-3243	144	2	2011	DATE
cjfa-3243	146	1	adrian t.	PERSON
cjfa-3243	146	2	shin h. s.	PERSON
cjfa-3243	146	3	2009	DATE
cjfa-3243	146	4	federal reserve bank	ORG
cjfa-3243	146	5	new york	GPE
cjfa-3243	146	6	382	CARDINAL
cjfa-3243	146	7	http://dx.doi.org/10.2139%2fssrn.1441324	ORG
cjfa-3243	147	1	2011	DATE
cjfa-3243	147	2	02.10.2013	CARDINAL
cjfa-3243	148	1	anderloni l.	PERSON
cjfa-3243	148	2	2008	DATE
cjfa-3243	148	3	european commission	ORG
cjfa-3243	149	1	białowolski p.	PERSON
cjfa-3243	149	2	2012	DATE
cjfa-3243	149	3	w polsce	PERSON
cjfa-3243	150	1	finansowych	PERSON
cjfa-3243	150	2	w polsce	PERSON
cjfa-3243	151	1	czapiński j.	PERSON
cjfa-3243	151	2	panek t.	PERSON
cjfa-3243	151	3	2012	DATE
cjfa-3243	151	4	2011	DATE
cjfa-3243	152	1	warunki	PERSON
cjfa-3243	153	1	ministerstwo	CARDINAL
cjfa-3243	154	1	warszawa	PERSON
cjfa-3243	155	1	dowla a.	PERSON
cjfa-3243	155	2	barua d.	PERSON
cjfa-3243	155	3	2006	DATE
cjfa-3243	156	1	grameen ii	PERSON
cjfa-3243	156	2	kumarian press	ORG
cjfa-3243	156	3	bloomfield	GPE
cjfa-3243	156	4	gennaioli n.	PERSON
cjfa-3243	156	5	shleifer a.	PERSON
cjfa-3243	156	6	vishny r.	PERSON
cjfa-3243	156	7	2013	DATE
cjfa-3243	156	8	68	CARDINAL
cjfa-3243	156	9	4	CARDINAL
cjfa-3243	156	10	http://dx.doi.org/10.1111%2fjofi.12031	PRODUCT
cjfa-3243	157	1	gorton g.	PERSON
cjfa-3243	157	2	metrick a.	PERSON
cjfa-3243	157	3	2010	DATE
cjfa-3243	157	4	41	CARDINAL
cjfa-3243	157	5	2	CARDINAL
cjfa-3243	157	6	http://dx.doi.org/10.1353%2feca.2010.0016	GPE
cjfa-3243	158	1	gorton g.	PERSON
cjfa-3243	158	2	metrick a.	PERSON
cjfa-3243	158	3	2012	DATE
cjfa-3243	158	4	104	CARDINAL
cjfa-3243	158	5	3	CARDINAL
cjfa-3243	158	6	iwaisako	PERSON
cjfa-3243	158	7	2010	DATE
cjfa-3243	158	8	6	CARDINAL
cjfa-3243	159	1	3	CARDINAL
cjfa-3243	159	2	janikowska e. (	PERSON
cjfa-3243	159	3	2011	DATE
cjfa-3243	159	4	w jaki sposób mikrofinansowanie pomaga	PERSON
cjfa-3243	159	5	w walce z	PERSON
cjfa-3243	160	1	studium przypadku	ORG
cjfa-3243	160	2	grameen bank	GPE
cjfa-3243	160	3	2	CARDINAL
cjfa-3243	160	4	kamińska a.	PERSON
cjfa-3243	160	5	2012	DATE
cjfa-3243	160	6	w matni para banków	PERSON
cjfa-3243	161	1	kappel v.	PERSON
cjfa-3243	161	2	krauss a.	PERSON
cjfa-3243	161	3	lontzek l.	PERSON
cjfa-3243	161	4	2010	DATE
cjfa-3243	163	1	university of zurich	ORG
cjfa-3243	164	1	maison d.	PERSON
cjfa-3243	164	2	2013	DATE
cjfa-3243	164	3	polak w świecie finansów	PERSON
cjfa-3243	165	1	g. l.	PERSON
cjfa-3243	165	2	2013	DATE
cjfa-3243	165	3	“national bureau of economic research	ORG
cjfa-3243	165	4	19022	DATE
cjfa-3243	166	1	pozsar z. (	PERSON
cjfa-3243	166	2	2008	DATE
cjfa-3243	166	3	27.12.2013	DATE
cjfa-3243	167	1	201	CARDINAL
cjfa-3243	167	2	mikropożyczki w polsce	FAC
cjfa-3243	167	3	2013	DATE
cjfa-3243	167	4	związek	GPE
cjfa-3243	168	1	pl/	PERSON
cjfa-3243	168	2	28.12.2013	CARDINAL
cjfa-3243	169	1	rick m.	PERSON
cjfa-3243	169	2	2010	DATE
cjfa-3243	169	3	370	CARDINAL
cjfa-3243	169	4	http://dx.doi.org/10.2139%2fssrn.1571290	GPE
cjfa-3243	170	1	schwarcz s.	PERSON
cjfa-3243	170	2	2012	DATE
cjfa-3243	170	3	31	DATE
cjfa-3243	170	4	1	CARDINAL
cjfa-3243	170	5	2012	DATE
cjfa-3243	170	6	european commission	ORG
cjfa-3243	171	1	2011	DATE
cjfa-3243	172	1	27.12.2013	CARDINAL
cjfa-3243	173	1	solarz m. (	PERSON
cjfa-3243	173	2	2011	DATE
cjfa-3243	173	3	e. bogacka-kisiel	PERSON
cjfa-3243	173	4	wroclaw university of economics	ORG
cjfa-3243	174	1	184	CARDINAL
cjfa-3243	174	2	solarz m.	PERSON
cjfa-3243	174	3	2013	DATE
cjfa-3243	174	4	g. borys	PERSON
cjfa-3243	174	5	m. solarz	PERSON
cjfa-3243	174	6	wroclaw university of economics	ORG
cjfa-3243	174	7	302	CARDINAL
cjfa-3243	175	1	2013	DATE
cjfa-3243	175	2	the world bank	ORG
cjfa-3243	176	1	zaleska m.	PERSON
cjfa-3243	176	2	2012	DATE
cjfa-3243	176	3	szara bankowość	PERSON
cjfa-3243	176	4	gazeta bankowa	PERSON
cjfa-3243	176	5	9	CARDINAL