id	sid	eid	entity	type
cjfa-34390	1	1	september 18, 2020	DATE
cjfa-34390	1	2	january 3, 2021	DATE
cjfa-34390	2	1	kwara state university	ORG
cjfa-34390	2	2	malete	GPE
cjfa-34390	2	3	nigeria	GPE
cjfa-34390	5	1	kwara state university	ORG
cjfa-34390	5	2	malete	GPE
cjfa-34390	5	3	nigeria	GPE
cjfa-34390	6	1	orimustrock@yahoo.com	CARDINAL
cjfa-34390	6	2	offa	GPE
cjfa-34390	6	3	nigeria	GPE
cjfa-34390	6	4	+2348032440434	ORG
cjfa-34390	8	1	copernican journal of finance & accounting e-issn 2300-3065	ORG
cjfa-34390	8	2	2300-12402020	CARDINAL
cjfa-34390	8	3	9	CARDINAL
cjfa-34390	8	4	4 ajibola	PERSON
cjfa-34390	8	5	i.m.	GPE
cjfa-34390	8	6	d.o.	PERSON
cjfa-34390	8	7	2020	DATE
cjfa-34390	9	1	nigeria	GPE
cjfa-34390	10	1	copernican journal of finance & accounting	ORG
cjfa-34390	10	2	9(4	CARDINAL
cjfa-34390	10	3	9–25	CARDINAL
cjfa-34390	11	1	ibrahim majeed ajibola	PERSON
cjfa-34390	11	2	kwara state university	ORG
cjfa-34390	11	3	daud omotosho	PERSON
cjfa-34390	11	4	lukman adedoyin***	PERSON
cjfa-34390	11	5	nigeria	NORP
cjfa-34390	12	1	j e l	PERSON
cjfa-34390	15	1	ibrahim majeed ajibola	PERSON
cjfa-34390	15	2	daud omotosho	PERSON
cjfa-34390	15	3	lukman adedoyin10	PERSON
cjfa-34390	15	4	nigeria	GPE
cjfa-34390	17	1	50	CARDINAL
cjfa-34390	17	2	six	CARDINAL
cjfa-34390	17	3	six	CARDINAL
cjfa-34390	17	4	1800	CARDINAL
cjfa-34390	17	5	1494	CARDINAL
cjfa-34390	18	1	1494	CARDINAL
cjfa-34390	19	1	kolmogorov-smirnov	ORG
cjfa-34390	19	2	shapiro wilk	PERSON
cjfa-34390	22	1	nigeria	GPE
cjfa-34390	27	1	africa	LOC
cjfa-34390	27	2	nigeria	GPE
cjfa-34390	27	3	2013	DATE
cjfa-34390	28	1	africa	LOC
cjfa-34390	29	1	11	CARDINAL
cjfa-34390	29	2	2012	DATE
cjfa-34390	30	1	2015	DATE
cjfa-34390	31	1	lusardi	PERSON
cjfa-34390	31	2	2008	DATE
cjfa-34390	31	3	the united states	GPE
cjfa-34390	33	1	today	DATE
cjfa-34390	33	2	2013	DATE
cjfa-34390	34	1	2011	DATE
cjfa-34390	34	2	2013	DATE
cjfa-34390	34	3	2009	DATE
cjfa-34390	34	4	2011	DATE
cjfa-34390	34	5	bello	ORG
cjfa-34390	34	6	2018	DATE
cjfa-34390	34	7	2019	DATE
cjfa-34390	34	8	ikpesu	ORG
cjfa-34390	34	9	2019	DATE
cjfa-34390	34	10	nigeria	GPE
cjfa-34390	35	1	nigeria	GPE
cjfa-34390	35	2	nigeria	GPE
cjfa-34390	35	3	nigeria	GPE
cjfa-34390	37	1	nigeria	GPE
cjfa-34390	41	1	ibrahim majeed ajibola	PERSON
cjfa-34390	41	2	daud omotosho	PERSON
cjfa-34390	41	3	lukman adedoyin12	ORG
cjfa-34390	41	4	greenspan	PERSON
cjfa-34390	41	5	2002	DATE
cjfa-34390	43	1	socol	PERSON
cjfa-34390	43	2	2014	DATE
cjfa-34390	47	1	bayer	ORG
cjfa-34390	47	2	douglas	PERSON
cjfa-34390	47	3	2009	DATE
cjfa-34390	49	1	1953	DATE
cjfa-34390	50	1	13	CARDINAL
cjfa-34390	52	1	mohamed	PERSON
cjfa-34390	52	2	2016	DATE
cjfa-34390	52	3	mogadishu	GPE
cjfa-34390	52	4	somalia	GPE
cjfa-34390	55	1	mogadishu	GPE
cjfa-34390	55	2	somalia	GPE
cjfa-34390	56	1	mogadishu	GPE
cjfa-34390	56	2	somalia	GPE
cjfa-34390	57	1	chibba	PERSON
cjfa-34390	57	2	2009	DATE
cjfa-34390	57	3	embu county	GPE
cjfa-34390	59	1	spss	ORG
cjfa-34390	62	1	mfi	ORG
cjfa-34390	63	1	ajinaja	PERSON
cjfa-34390	63	2	2018	DATE
cjfa-34390	63	3	nigeria	GPE
cjfa-34390	65	1	nigeria	GPE
cjfa-34390	65	2	ibrahim majeed ajibola	PERSON
cjfa-34390	65	3	daud omotosho	PERSON
cjfa-34390	65	4	lukman adedoyin14	PERSON
cjfa-34390	67	1	2019	DATE
cjfa-34390	67	2	nigeria	GPE
cjfa-34390	67	3	1990	DATE
cjfa-34390	67	4	2014	DATE
cjfa-34390	72	1	nigeria	GPE
cjfa-34390	74	1	nigeria	GPE
cjfa-34390	75	1	nigeria	GPE
cjfa-34390	76	1	six	CARDINAL
cjfa-34390	76	2	six	CARDINAL
cjfa-34390	76	3	nigeria	GPE
cjfa-34390	77	1	six	CARDINAL
cjfa-34390	77	2	nigeria	GPE
cjfa-34390	77	3	three	CARDINAL
cjfa-34390	77	4	nigeria	GPE
cjfa-34390	78	1	thirty-six	CARDINAL
cjfa-34390	78	2	15	CARDINAL
cjfa-34390	78	3	nigeria	GPE
cjfa-34390	79	1	fifty	CARDINAL
cjfa-34390	79	2	50	CARDINAL
cjfa-34390	79	3	two	CARDINAL
cjfa-34390	79	4	three	CARDINAL
cjfa-34390	79	5	six	CARDINAL
cjfa-34390	79	6	nigeria	GPE
cjfa-34390	79	7	three hundred (300	CARDINAL
cjfa-34390	79	8	six	CARDINAL
cjfa-34390	79	9	nigeria	GPE
cjfa-34390	79	10	kogi	GPE
cjfa-34390	79	11	kwara	PERSON
cjfa-34390	79	12	niger	GPE
cjfa-34390	80	1	one thousand and eight hundred (1800	CARDINAL
cjfa-34390	81	1	2019	DATE
cjfa-34390	82	1	fil= f(mfio	GPE
cjfa-34390	82	2	1	CARDINAL
cjfa-34390	82	3	ebp	ORG
cjfa-34390	82	4	fil= ᶂ(sm	DATE
cjfa-34390	82	5	2	CARDINAL
cjfa-34390	82	6	2	CARDINAL
cjfa-34390	82	7	1	CARDINAL
cjfa-34390	82	8	mfi=	ORG
cjfa-34390	82	9	3	CARDINAL
cjfa-34390	84	1	ibrahim majeed ajibola	PERSON
cjfa-34390	84	2	daud omotosho	PERSON
cjfa-34390	84	3	lukman adedoyin16	PERSON
cjfa-34390	84	4	mfio	DATE
cjfa-34390	87	1	1	CARDINAL
cjfa-34390	88	1	1800 1594	DATE
cjfa-34390	88	2	1494	CARDINAL
cjfa-34390	88	3	1800 1594	DATE
cjfa-34390	88	4	1494	CARDINAL
cjfa-34390	88	5	o	DATE
cjfa-34390	89	1	one thousand and eight hundred (1800	CARDINAL
cjfa-34390	89	2	36	CARDINAL
cjfa-34390	89	3	three	CARDINAL
cjfa-34390	89	4	nigeria	GPE
cjfa-34390	90	1	only one thousand	CARDINAL
cjfa-34390	90	2	four hundred and ninety four	CARDINAL
cjfa-34390	90	3	1494	CARDINAL
cjfa-34390	90	4	83%	PERCENT
cjfa-34390	90	5	two hundred and six	CARDINAL
cjfa-34390	90	6	206	CARDINAL
cjfa-34390	90	7	11.4%	PERCENT
cjfa-34390	90	8	one hundred (100	CARDINAL
cjfa-34390	90	9	5.5%	PERCENT
cjfa-34390	92	1	17	CARDINAL
cjfa-34390	92	2	2	CARDINAL
cjfa-34390	94	1	.368 1494 .214	CARDINAL
cjfa-34390	94	2	1494	CARDINAL
cjfa-34390	94	3	.325	CARDINAL
cjfa-34390	94	4	1494 .261	CARDINAL
cjfa-34390	94	5	1494	CARDINAL
cjfa-34390	94	6	1494	CARDINAL
cjfa-34390	94	7	a. lilliefors	PERSON
cjfa-34390	94	8	o	DATE
cjfa-34390	94	9	2020	DATE
cjfa-34390	95	1	kolmogorov-smirnov	PERSON
cjfa-34390	95	2	shapiro wilk	PERSON
cjfa-34390	95	3	0.05	CARDINAL
cjfa-34390	95	4	0.214	CARDINAL
cjfa-34390	95	5	0.147	CARDINAL
cjfa-34390	95	6	0.107	CARDINAL
cjfa-34390	95	7	0.325	CARDINAL
cjfa-34390	95	8	0.261	CARDINAL
cjfa-34390	95	9	0.059	CARDINAL
cjfa-34390	97	1	3	CARDINAL
cjfa-34390	97	2	0.78	CARDINAL
cjfa-34390	97	3	4	CARDINAL
cjfa-34390	97	4	0.76 4	CARDINAL
cjfa-34390	97	5	0.74 4	CARDINAL
cjfa-34390	97	6	0.72 12	CARDINAL
cjfa-34390	97	7	2020	DATE
cjfa-34390	98	1	0.78%	PERCENT
cjfa-34390	98	2	0.76%	PERCENT
cjfa-34390	98	3	0.74%	PERCENT
cjfa-34390	99	1	0.72	CARDINAL
cjfa-34390	100	1	majeed ajibola	PERSON
cjfa-34390	100	2	daud omotosho	PERSON
cjfa-34390	100	3	adedoyin18 ard	PERSON
cjfa-34390	100	4	0.70	CARDINAL
cjfa-34390	102	1	4	CARDINAL
cjfa-34390	102	2	sm ebp	ORG
cjfa-34390	102	3	sm pearson	ORG
cjfa-34390	102	4	1	CARDINAL
cjfa-34390	103	1	2	CARDINAL
cjfa-34390	103	2	.000 .000 n 1494	QUANTITY
cjfa-34390	103	3	1494	CARDINAL
cjfa-34390	103	4	ebp pearson	PRODUCT
cjfa-34390	103	5	1 .600	CARDINAL
cjfa-34390	104	1	2	CARDINAL
cjfa-34390	104	2	.000 .000 n 1494	QUANTITY
cjfa-34390	104	3	pearson	ORG
cjfa-34390	104	4	1	CARDINAL
cjfa-34390	105	1	2	CARDINAL
cjfa-34390	105	2	.000 .000	QUANTITY
cjfa-34390	107	1	0.01	CARDINAL
cjfa-34390	107	2	2	CARDINAL
cjfa-34390	108	1	o	DATE
cjfa-34390	108	2	2020	DATE
cjfa-34390	110	1	0.70%	PERCENT
cjfa-34390	112	1	19	CARDINAL
cjfa-34390	112	2	pearson	PRODUCT
cjfa-34390	112	3	5	CARDINAL
cjfa-34390	113	1	1	CARDINAL
cjfa-34390	114	1	2	CARDINAL
cjfa-34390	114	2	.000	CARDINAL
cjfa-34390	115	1	1	CARDINAL
cjfa-34390	116	1	2	CARDINAL
cjfa-34390	116	2	.000	CARDINAL
cjfa-34390	118	1	0.01	CARDINAL
cjfa-34390	118	2	2	CARDINAL
cjfa-34390	119	1	o	DATE
cjfa-34390	119	2	2020	DATE
cjfa-34390	121	1	pearson	PERSON
cjfa-34390	122	1	0.70	CARDINAL
cjfa-34390	122	2	0.804	CARDINAL
cjfa-34390	123	1	ibrahim majeed ajibola	PERSON
cjfa-34390	123	2	daud omotosho	PERSON
cjfa-34390	123	3	adedoyin20	DATE
cjfa-34390	123	4	6	CARDINAL
cjfa-34390	125	1	1	CARDINAL
cjfa-34390	125	2	4.304	CARDINAL
cjfa-34390	125	3	.175	CARDINAL
cjfa-34390	125	4	2.420 .000	QUANTITY
cjfa-34390	125	5	.064	DATE
cjfa-34390	125	6	6.164 .000	CARDINAL
cjfa-34390	125	7	.075 .080 .760	ORG
cjfa-34390	125	8	a.	PERSON
cjfa-34390	125	9	o	DATE
cjfa-34390	125	10	2020	DATE
cjfa-34390	127	1	0.301	CARDINAL
cjfa-34390	127	2	0.301	CARDINAL
cjfa-34390	128	1	0.185	CARDINAL
cjfa-34390	129	1	every 1%	PERCENT
cjfa-34390	129	2	0.185	CARDINAL
cjfa-34390	130	1	0.752	CARDINAL
cjfa-34390	130	2	every 1%	PERCENT
cjfa-34390	130	3	0.752	CARDINAL
cjfa-34390	131	1	0.80	CARDINAL
cjfa-34390	132	1	1%	PERCENT
cjfa-34390	132	2	0.80	CARDINAL
cjfa-34390	136	1	21	CARDINAL
cjfa-34390	136	2	7	CARDINAL
cjfa-34390	137	1	1	CARDINAL
cjfa-34390	137	2	.248	CARDINAL
cjfa-34390	143	1	2020	DATE
cjfa-34390	145	1	0.652	CARDINAL
cjfa-34390	146	1	0.665	CARDINAL
cjfa-34390	146	2	66.5%	PERCENT
cjfa-34390	146	3	33.5%	PERCENT
cjfa-34390	147	1	8	CARDINAL
cjfa-34390	148	1	anovab	PERSON
cjfa-34390	148	2	1	CARDINAL
cjfa-34390	148	3	3 36.097 397.449	CARDINAL
cjfa-34390	148	4	32.312 1494	CARDINAL
cjfa-34390	148	5	108.293 1494	CARDINAL
cjfa-34390	149	1	o	DATE
cjfa-34390	149	2	2020	DATE
cjfa-34390	150	1	0.000	CARDINAL
cjfa-34390	150	2	0.05	CARDINAL
cjfa-34390	152	1	397.449s	CARDINAL
cjfa-34390	152	2	5%	PERCENT
cjfa-34390	153	1	ibrahim majeed ajibola	PERSON
cjfa-34390	153	2	daud omotosho	PERSON
cjfa-34390	153	3	lukman adedoyin22	PERSON
cjfa-34390	159	1	nigeria	GPE
cjfa-34390	161	1	o., & bello	ORG
cjfa-34390	161	2	2018	DATE
cjfa-34390	162	1	nigeria	GPE
cjfa-34390	163	1	journal of law	ORG
cjfa-34390	163	2	44	DATE
cjfa-34390	164	1	adeola	GPE
cjfa-34390	164	2	o., & ikpesu	ORG
cjfa-34390	164	3	f.	PERSON
cjfa-34390	164	4	2019	DATE
cjfa-34390	165	1	nigeria	GPE
cjfa-34390	166	1	tennessee state university, college of business	ORG
cjfa-34390	166	2	50(6	CARDINAL
cjfa-34390	166	3	89	CARDINAL
cjfa-34390	167	1	23	CARDINAL
cjfa-34390	167	2	t., & odeyale	ORG
cjfa-34390	167	3	a.	PERSON
cjfa-34390	167	4	2018	DATE
cjfa-34390	168	1	nigeria	GPE
cjfa-34390	169	1	iosr journal of business and management	ORG
cjfa-34390	169	2	19(2	CARDINAL
cjfa-34390	169	3	11	CARDINAL
cjfa-34390	170	1	bayer	ORG
cjfa-34390	170	2	j., & douglas	ORG
cjfa-34390	170	3	b.	PERSON
cjfa-34390	171	1	47(4	CARDINAL
cjfa-34390	171	2	605-624	CARDINAL
cjfa-34390	172	1	http://dx.doi	PERSON
cjfa-34390	174	1	chibba	PERSON
cjfa-34390	174	2	m.	PERSON
cjfa-34390	174	3	2009	DATE
cjfa-34390	175	1	millennium	DATE
cjfa-34390	176	1	european journal of development research	ORG
cjfa-34390	176	2	21(2	CARDINAL
cjfa-34390	176	3	213	CARDINAL
cjfa-34390	178	1	e., & udom	ORG
cjfa-34390	178	2	a.	PERSON
cjfa-34390	178	3	2019	DATE
cjfa-34390	179	1	nigeria	GPE
cjfa-34390	180	1	journal of business	ORG
cjfa-34390	180	2	3(2	CARDINAL
cjfa-34390	180	3	139	CARDINAL
cjfa-34390	181	1	http://dx.doi	PERSON
cjfa-34390	182	1	2013	DATE
cjfa-34390	184	1	federal reserve board	ORG
cjfa-34390	184	2	35	CARDINAL
cjfa-34390	185	1	greenspan	PERSON
cjfa-34390	185	2	a.	PERSON
cjfa-34390	185	3	2002	DATE
cjfa-34390	187	1	36(4	CARDINAL
cjfa-34390	187	2	37	CARDINAL
cjfa-34390	188	1	j.t.	GPE
cjfa-34390	188	2	fred, m., & kemirembe	PERSON
cjfa-34390	188	3	o.m.	GPE
cjfa-34390	188	4	2015	CARDINAL
cjfa-34390	189	1	rwanda	GPE
cjfa-34390	189	2	urwego opportunity bank	ORG
cjfa-34390	191	1	3(5	CARDINAL
cjfa-34390	191	2	33	CARDINAL
cjfa-34390	191	3	t.	GPE
cjfa-34390	191	4	2013	DATE
cjfa-34390	192	1	uganda	GPE
cjfa-34390	193	1	1(7	CARDINAL
cjfa-34390	193	2	193	CARDINAL
cjfa-34390	194	1	lusardi	PERSON
cjfa-34390	194	2	a. (	PERSON
cjfa-34390	194	3	2008	DATE
cjfa-34390	196	1	paolo baffi centre research paper	ORG
cjfa-34390	196	2	2009-35	DATE
cjfa-34390	196	3	1-29	DATE
cjfa-34390	197	1	lusardi	PERSON
cjfa-34390	197	2	a.	PERSON
cjfa-34390	197	3	2012	DATE
cjfa-34390	199	1	5(1	CARDINAL
cjfa-34390	199	2	1-12	CARDINAL
cjfa-34390	200	1	2011	DATE
cjfa-34390	201	1	uganda	GPE
cjfa-34390	202	1	kampala	GPE
cjfa-34390	202	2	bank of uganda	ORG
cjfa-34390	203	1	mohamed	PERSON
cjfa-34390	203	2	m.a.	GPE
cjfa-34390	203	3	a.l.	GPE
cjfa-34390	203	4	2016	CARDINAL
cjfa-34390	204	1	mogadishu	GPE
cjfa-34390	204	2	somalia	GPE
cjfa-34390	204	3	journal of business management	ORG
cjfa-34390	204	4	2(9	CARDINAL
cjfa-34390	204	5	152	CARDINAL
cjfa-34390	205	1	l.s.	GPE
cjfa-34390	205	2	2011	DATE
cjfa-34390	206	1	nigerian	NORP
cjfa-34390	207	1	2011	DATE
cjfa-34390	208	1	skinner	PERSON
cjfa-34390	208	2	1953	DATE
cjfa-34390	210	1	2(1	CARDINAL
cjfa-34390	210	2	176	CARDINAL
cjfa-34390	211	1	socol	GPE
cjfa-34390	211	2	a.	PERSON
cjfa-34390	211	3	2014	DATE
cjfa-34390	213	1	romania	GPE
cjfa-34390	214	1	16(1	CARDINAL
cjfa-34390	214	2	213	CARDINAL
cjfa-34390	215	1	ibrahim majeed ajibola	PERSON
cjfa-34390	215	2	daud omotosho	PERSON
cjfa-34390	215	3	adedoyin24	ORG
cjfa-34390	216	1	1	CARDINAL
cjfa-34390	217	1	18-29	CARDINAL
cjfa-34390	217	2	30 49	DATE
cjfa-34390	217	3	50	CARDINAL
cjfa-34390	217	4	2	CARDINAL
cjfa-34390	217	5	3	CARDINAL
cjfa-34390	217	6	4	CARDINAL
cjfa-34390	218	1	nb	ORG
cjfa-34390	218	2	5	CARDINAL
cjfa-34390	218	3	4	CARDINAL
cjfa-34390	218	4	3	CARDINAL
cjfa-34390	218	5	2	CARDINAL
cjfa-34390	218	6	1	CARDINAL
cjfa-34390	218	7	i. establish	PERSON
cjfa-34390	219	1	2	CARDINAL
cjfa-34390	220	1	3	CARDINAL
cjfa-34390	221	1	4.	CARDINAL
cjfa-34390	221	2	25 ii	TIME
cjfa-34390	226	1	mfio	TIME
cjfa-34390	226	2	6	CARDINAL
cjfa-34390	229	1	8	CARDINAL
cjfa-34390	232	1	10	CARDINAL
cjfa-34390	233	1	11	CARDINAL
cjfa-34390	235	1	12	CARDINAL