id	sid	eid	entity	type
cjfa-66584	1	1	e-issn 2300-3065	ORG
cjfa-66584	1	2	2300-12402025	DATE
cjfa-66584	1	3	14	CARDINAL
cjfa-66584	1	4	2 copernican journal of	MONEY
cjfa-66584	1	5	finance & accounting date	ORG
cjfa-66584	1	6	october 7, 2025	DATE
cjfa-66584	1	7	november 3, 2025	DATE
cjfa-66584	2	1	tdziaw@sgh.waw.pl	ORG
cjfa-66584	2	2	warsaw school of economics	ORG
cjfa-66584	3	1	al	PERSON
cjfa-66584	3	2	162	CARDINAL
cjfa-66584	3	3	02-554	CARDINAL
cjfa-66584	3	4	poland	GPE
cjfa-66584	4	1	668	CARDINAL
cjfa-66584	4	2	145 140	CARDINAL
cjfa-66584	6	1	dziawgo	PERSON
cjfa-66584	6	2	2025	CARDINAL
cjfa-66584	8	1	copernican journal of finance & accounting	ORG
cjfa-66584	8	2	27–43	CARDINAL
cjfa-66584	8	3	tomasz dziawgo	PERSON
cjfa-66584	8	4	warsaw school of economics regulatory	ORG
cjfa-66584	8	5	reg	CARDINAL
cjfa-66584	9	1	j e l	PERSON
cjfa-66584	11	1	blockchain	PERSON
cjfa-66584	12	1	realworld	PERSON
cjfa-66584	12	2	reg	CARDINAL
cjfa-66584	15	1	reg	CARDINAL
cjfa-66584	20	1	reg	CARDINAL
cjfa-66584	21	1	reg	CARDINAL
cjfa-66584	23	1	2007–2009	CARDINAL
cjfa-66584	24	1	ruxandra-boticu	PERSON
cjfa-66584	24	2	2023	CARDINAL
cjfa-66584	27	1	reg	CARDINAL
cjfa-66584	28	1	kpmg	ORG
cjfa-66584	28	2	global reg	ORG
cjfa-66584	28	3	2022–2028	CARDINAL
cjfa-66584	28	4	kpmg	ORG
cjfa-66584	28	5	2022	CARDINAL
cjfa-66584	29	1	reg	CARDINAL
cjfa-66584	29	2	today	DATE
cjfa-66584	30	1	reg	CARDINAL
cjfa-66584	32	1	reg	CARDINAL
cjfa-66584	32	2	reg	CARDINAL
cjfa-66584	34	1	reg	CARDINAL
cjfa-66584	37	1	reg	CARDINAL
cjfa-66584	42	1	2022	CARDINAL
cjfa-66584	43	1	uk	GPE
cjfa-66584	43	2	reg	CARDINAL
cjfa-66584	43	3	uk	GPE
cjfa-66584	43	4	2021	CARDINAL
cjfa-66584	44	1	institute of international finance	ORG
cjfa-66584	44	2	iif	ORG
cjfa-66584	44	3	iif	ORG
cjfa-66584	44	4	2016	DATE
cjfa-66584	45	1	m. folwarski	PERSON
cjfa-66584	45	2	2019	DATE
cjfa-66584	46	1	s. kasiewicz	PERSON
cjfa-66584	46	2	2018	DATE
cjfa-66584	47	1	butler	PERSON
cjfa-66584	47	2	butler & o’brien	ORG
cjfa-66584	47	3	2019	DATE
cjfa-66584	48	1	2020b	DATE
cjfa-66584	49	1	two	CARDINAL
cjfa-66584	49	2	reg	CARDINAL
cjfa-66584	51	1	the past decade	DATE
cjfa-66584	51	2	barberis & buckley	ORG
cjfa-66584	51	3	2017	DATE
cjfa-66584	52	1	reg	CARDINAL
cjfa-66584	53	1	reg	CARDINAL
cjfa-66584	54	1	prudential	ORG
cjfa-66584	57	1	the past few years	DATE
cjfa-66584	58	1	reg	CARDINAL
cjfa-66584	59	1	reg	CARDINAL
cjfa-66584	59	2	broeders & prenio	ORG
cjfa-66584	59	3	2018	DATE
cjfa-66584	60	1	the european bank regulatory technology	ORG
cjfa-66584	60	2	3131	CARDINAL
cjfa-66584	60	3	european	NORP
cjfa-66584	60	4	2021	CARDINAL
cjfa-66584	65	1	five	CARDINAL
cjfa-66584	65	2	aml/cft	ORG
cjfa-66584	65	3	prudential regulatory	ORG
cjfa-66584	65	4	european	NORP
cjfa-66584	65	5	2021	CARDINAL
cjfa-66584	66	1	deloitte	ORG
cjfa-66584	66	2	2024	DATE
cjfa-66584	67	1	eight	CARDINAL
cjfa-66584	67	2	aml/cft	ORG
cjfa-66584	67	3	kyc &	ORG
cjfa-66584	67	4	2020b	DATE
cjfa-66584	68	1	university of cambridge & ey	ORG
cjfa-66584	68	2	zhang, garvey	ORG
cjfa-66584	68	3	hussain	PERSON
cjfa-66584	68	4	kumar	PERSON
cjfa-66584	68	5	huang	PERSON
cjfa-66584	68	6	wang & yerolemou	ORG
cjfa-66584	68	7	2019	DATE
cjfa-66584	74	1	reg	CARDINAL
cjfa-66584	75	1	tomasz dziawgo3232	ORG
cjfa-66584	75	2	reg	CARDINAL
cjfa-66584	76	1	reg	CARDINAL
cjfa-66584	76	2	von solms	PERSON
cjfa-66584	76	3	reg	CARDINAL
cjfa-66584	76	4	three	CARDINAL
cjfa-66584	76	5	2020	DATE
cjfa-66584	77	1	reg	CARDINAL
cjfa-66584	78	1	reg	CARDINAL
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cjfa-66584	79	1	reg	CARDINAL
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cjfa-66584	80	2	~75%	PERCENT
cjfa-66584	80	3	european	NORP
cjfa-66584	80	4	2021	CARDINAL
cjfa-66584	81	1	aml/cft	ORG
cjfa-66584	81	2	over 80%	PERCENT
cjfa-66584	82	1	one	CARDINAL
cjfa-66584	83	1	nowakowski & waliszewski	ORG
cjfa-66584	83	2	2021	CARDINAL
cjfa-66584	84	1	2023	CARDINAL
cjfa-66584	85	1	diligence	ORG
cjfa-66584	87	1	3333	DATE
cjfa-66584	91	1	europe	LOC
cjfa-66584	91	2	austrian	NORP
cjfa-66584	91	3	prudential	ORG
cjfa-66584	91	4	2018	DATE
cjfa-66584	93	1	esg	ORG
cjfa-66584	93	2	esg	CARDINAL
cjfa-66584	95	1	at least one	CARDINAL
cjfa-66584	95	2	2019	DATE
cjfa-66584	97	1	the labour hours	TIME
cjfa-66584	102	1	bcg	ORG
cjfa-66584	102	2	2009–2020	CARDINAL
cjfa-66584	102	3	billion	CARDINAL
cjfa-66584	102	4	boston consulting group	ORG
cjfa-66584	102	5	2021	CARDINAL
cjfa-66584	103	1	ruxandra-boticu	PERSON
cjfa-66584	103	2	2023	CARDINAL
cjfa-66584	105	1	2017	CARDINAL
cjfa-66584	106	1	monthly/quarterly	DATE
cjfa-66584	106	2	reg	CARDINAL
cjfa-66584	106	3	daily	DATE
cjfa-66584	106	4	2018	DATE
cjfa-66584	109	1	2020b	DATE
cjfa-66584	110	1	grassi & lanfranchi	ORG
cjfa-66584	110	2	2022	CARDINAL
cjfa-66584	111	1	reg	CARDINAL
cjfa-66584	111	2	reg	CARDINAL
cjfa-66584	112	1	reg	CARDINAL
cjfa-66584	114	1	european	NORP
cjfa-66584	114	2	2021	CARDINAL
cjfa-66584	115	1	reg	CARDINAL
cjfa-66584	116	1	one	CARDINAL
cjfa-66584	118	1	one	CARDINAL
cjfa-66584	118	2	third	ORDINAL
cjfa-66584	119	1	european	NORP
cjfa-66584	119	2	2021	CARDINAL
cjfa-66584	120	1	3535	CARDINAL
cjfa-66584	121	1	reg	CARDINAL
cjfa-66584	122	1	reg	CARDINAL
cjfa-66584	122	2	european	NORP
cjfa-66584	122	3	2021	CARDINAL
cjfa-66584	123	1	reg	CARDINAL
cjfa-66584	123	2	reg	CARDINAL
cjfa-66584	125	1	reg	CARDINAL
cjfa-66584	125	2	over half	CARDINAL
cjfa-66584	125	3	european	NORP
cjfa-66584	125	4	2021	CARDINAL
cjfa-66584	127	1	2022	CARDINAL
cjfa-66584	128	1	reg	CARDINAL
cjfa-66584	129	1	one	CARDINAL
cjfa-66584	132	1	reg	CARDINAL
cjfa-66584	132	2	2020a	DATE
cjfa-66584	133	1	reg	CARDINAL
cjfa-66584	134	1	third	ORDINAL
cjfa-66584	135	1	third	ORDINAL
cjfa-66584	135	2	reg	CARDINAL
cjfa-66584	136	1	third	ORDINAL
cjfa-66584	136	2	european	NORP
cjfa-66584	136	3	2021	CARDINAL
cjfa-66584	138	1	reg	CARDINAL
cjfa-66584	139	1	reg	CARDINAL
cjfa-66584	142	1	reg	CARDINAL
cjfa-66584	144	1	2020b	DATE
cjfa-66584	146	1	reg	CARDINAL
cjfa-66584	146	2	2021	DATE
cjfa-66584	147	1	2018	DATE
cjfa-66584	149	1	2020	DATE
cjfa-66584	149	2	2020b	DATE
cjfa-66584	150	1	2024	DATE
cjfa-66584	151	1	weeks	DATE
cjfa-66584	151	2	months	DATE
cjfa-66584	152	1	broeders & prenio	ORG
cjfa-66584	152	2	2018	DATE
cjfa-66584	153	1	reg	CARDINAL
cjfa-66584	153	2	3737	CARDINAL
cjfa-66584	155	1	world bank	ORG
cjfa-66584	155	2	2021	CARDINAL
cjfa-66584	156	1	two	CARDINAL
cjfa-66584	156	2	2018	DATE
cjfa-66584	157	1	2021	DATE
cjfa-66584	159	1	australian securities & investments commission	ORG
cjfa-66584	160	1	austrian	NORP
cjfa-66584	160	2	austrian	NORP
cjfa-66584	161	1	singapore	GPE
cjfa-66584	161	2	singapore	GPE
cjfa-66584	162	1	broeders & prenio	ORG
cjfa-66584	162	2	2018	DATE
cjfa-66584	163	1	the bank of italy	ORG
cjfa-66584	163	2	bank of italy	ORG
cjfa-66584	165	1	the mid-2010s	DATE
cjfa-66584	166	1	2020	DATE
cjfa-66584	166	2	a few years	DATE
cjfa-66584	166	3	2020b	DATE
cjfa-66584	169	1	2020a	DATE
cjfa-66584	172	1	two	CARDINAL
cjfa-66584	176	1	reg	CARDINAL
cjfa-66584	177	1	1	CARDINAL
cjfa-66584	180	1	3939	CARDINAL
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cjfa-66584	180	3	european	NORP
cjfa-66584	180	4	2021	CARDINAL
cjfa-66584	181	1	2	CARDINAL
cjfa-66584	181	2	grassi & lanfranchi	ORG
cjfa-66584	181	3	2022	CARDINAL
cjfa-66584	184	1	fca	ORG
cjfa-66584	187	1	reg	CARDINAL
cjfa-66584	188	1	3	CARDINAL
cjfa-66584	192	1	4	CARDINAL
cjfa-66584	192	2	reg	CARDINAL
cjfa-66584	195	1	reg	CARDINAL
cjfa-66584	195	2	reg	CARDINAL
cjfa-66584	205	1	secondary	ORDINAL
cjfa-66584	209	1	reg	CARDINAL
cjfa-66584	211	1	the coming years	DATE
cjfa-66584	211	2	reg	CARDINAL
cjfa-66584	216	1	blockchain	PERSON
cjfa-66584	219	1	tomasz dziawgo4242	PERSON
cjfa-66584	219	2	d.	NORP
cjfa-66584	219	3	barberis	ORG
cjfa-66584	219	4	j., & buckley	ORG
cjfa-66584	219	5	r.	NORP
cjfa-66584	219	6	2017	CARDINAL
cjfa-66584	220	1	fintech	ORG
cjfa-66584	220	2	regtech	ORG
cjfa-66584	221	1	northwestern journal of international law & business	ORG
cjfa-66584	221	2	37(3	CARDINAL
cjfa-66584	221	3	371–413	CARDINAL
cjfa-66584	222	1	australian securities & investments commission	ORG
cjfa-66584	222	2	10.07.2025	CARDINAL
cjfa-66584	223	1	austrian	NORP
cjfa-66584	223	2	www.aurep.at	ORG
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cjfa-66584	224	2	2024	CARDINAL
cjfa-66584	226	1	zeszyty naukowe politechniki	PERSON
cjfa-66584	226	2	poz nańskiej	ORG
cjfa-66584	227	1	organizacja	PERSON
cjfa-66584	228	1	90	DATE
cjfa-66584	228	2	43–59	CARDINAL
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cjfa-66584	230	1	boston	GPE
cjfa-66584	231	1	2021	CARDINAL
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cjfa-66584	234	1	d., & prenio	ORG
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cjfa-66584	239	1	butler	ORG
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cjfa-66584	239	3	l.	PERSON
cjfa-66584	239	4	2019	DATE
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cjfa-66584	241	6	m. (eds	PERSON
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cjfa-66584	243	1	palgrave	GPE
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cjfa-66584	246	1	deloitte	PERSON
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cjfa-66584	248	1	2024	CARDINAL
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cjfa-66584	251	1	1(15	DATE
cjfa-66584	251	2	5	CARDINAL
cjfa-66584	253	1	european	NORP
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cjfa-66584	255	1	reg	CARDINAL
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cjfa-66584	260	1	18.07.2025	CARDINAL
cjfa-66584	262	1	2020a	DATE
cjfa-66584	263	1	reg	CARDINAL
cjfa-66584	264	1	19.07.2025	CARDINAL
cjfa-66584	266	1	2020b	DATE
cjfa-66584	268	1	pdf	ORG
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cjfa-66584	269	2	m.	PERSON
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cjfa-66584	271	1	wyzwania konkurencyjne	PERSON
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cjfa-66584	275	2	49	DATE
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cjfa-66584	281	1	jeyasingh	PERSON
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cjfa-66584	282	1	reg	CARDINAL
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cjfa-66584	283	1	24	CARDINAL
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cjfa-66584	285	1	koncepcje	PERSON
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cjfa-66584	287	1	https://doi.org/10.15611/	CARDINAL
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cjfa-66584	289	1	2022	CARDINAL
cjfa-66584	290	1	regtech	ORG
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cjfa-66584	293	3	k.	PERSON
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cjfa-66584	296	2	8	CARDINAL
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cjfa-66584	298	1	2018	DATE
cjfa-66584	300	1	chicago	GPE
cjfa-66584	300	2	93(1	TIME
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cjfa-66584	301	1	papantoniou, a.	PERSON
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cjfa-66584	305	6	a.	PERSON
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cjfa-66584	305	13	2019	DATE
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cjfa-66584	316	1	30.06.2025	CARDINAL
cjfa-66584	317	1	von solms	PERSON
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cjfa-66584	319	1	journal of banking regulation	ORG
cjfa-66584	319	2	22	CARDINAL
cjfa-66584	319	3	191–207	CARDINAL
cjfa-66584	321	1	world bank	ORG
cjfa-66584	322	1	2021	CARDINAL
cjfa-66584	324	1	735871616428497205	DATE
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cjfa-66584	326	1	2022	CARDINAL
cjfa-66584	327	1	the 21st century	DATE
cjfa-66584	328	1	05.07.2025	TIME