id	sid	tid	token	lemma	pos
cjfa-10422	1	1	copernican	copernican	PROPN
cjfa-10422	1	2	journal	journal	PROPN
cjfa-10422	1	3	of	of	ADP
cjfa-10422	1	4	finance	finance	PROPN
cjfa-10422	1	5	&	&	CCONJ
cjfa-10422	1	6	accounting	accounting	PROPN
cjfa-10422	1	7	e	e	PROPN
cjfa-10422	1	8	-	-	PROPN
cjfa-10422	1	9	issn	issn	PROPN
cjfa-10422	1	10	2300	2300	NUM
cjfa-10422	1	11	-	-	SYM
cjfa-10422	1	12	3065	3065	NUM
cjfa-10422	1	13	p	p	PROPN
cjfa-10422	1	14	-	-	PUNCT
cjfa-10422	1	15	issn	issn	PROPN
cjfa-10422	1	16	2300	2300	NUM
cjfa-10422	1	17	-	-	SYM
cjfa-10422	1	18	12402016	12402016	NUM
cjfa-10422	1	19	,	,	PUNCT
cjfa-10422	1	20	volume	volume	NOUN
cjfa-10422	1	21	5	5	NUM
cjfa-10422	1	22	,	,	PUNCT
cjfa-10422	1	23	issue	issue	NOUN
cjfa-10422	1	24	1	1	NUM
cjfa-10422	1	25	date	date	NOUN
cjfa-10422	1	26	of	of	ADP
cjfa-10422	1	27	submission	submission	NOUN
cjfa-10422	1	28	:	:	PUNCT
cjfa-10422	1	29	may	may	PROPN
cjfa-10422	1	30	18	18	NUM
cjfa-10422	1	31	,	,	PUNCT
cjfa-10422	1	32	2016	2016	NUM
cjfa-10422	1	33	;	;	PUNCT
cjfa-10422	1	34	date	date	NOUN
cjfa-10422	1	35	of	of	ADP
cjfa-10422	1	36	acceptance	acceptance	NOUN
cjfa-10422	1	37	:	:	PUNCT
cjfa-10422	1	38	june	june	PROPN
cjfa-10422	1	39	10	10	NUM
cjfa-10422	1	40	,	,	PUNCT
cjfa-10422	1	41	2016	2016	NUM
cjfa-10422	1	42	.	.	PUNCT
cjfa-10422	2	1	*	*	PUNCT
cjfa-10422	2	2	contact	contact	NOUN
cjfa-10422	2	3	information	information	NOUN
cjfa-10422	2	4	:	:	PUNCT
cjfa-10422	3	1	guenter.hofbauer@thi.de	guenter.hofbauer@thi.de	NUM
cjfa-10422	3	2	,	,	PUNCT
cjfa-10422	3	3	technische	technische	PROPN
cjfa-10422	3	4	hochschule	hochschule	NOUN
cjfa-10422	3	5	ingolstadt	ingolstadt	NOUN
cjfa-10422	3	6	,	,	PUNCT
cjfa-10422	3	7	business	business	NOUN
cjfa-10422	3	8	school	school	NOUN
cjfa-10422	3	9	,	,	PUNCT
cjfa-10422	3	10	esplanade	esplanade	NOUN
cjfa-10422	3	11	10	10	NUM
cjfa-10422	3	12	,	,	PUNCT
cjfa-10422	3	13	d-85049	d-85049	PROPN
cjfa-10422	3	14	ingolstadt	ingolstadt	NOUN
cjfa-10422	3	15	/	/	SYM
cjfa-10422	3	16	germany	germany	PROPN
cjfa-10422	3	17	,	,	PUNCT
cjfa-10422	3	18	phone	phone	NOUN
cjfa-10422	3	19	:	:	PUNCT
cjfa-10422	3	20	+4984193483590	+4984193483590	ADJ
cjfa-10422	3	21	.	.	PUNCT
cjfa-10422	4	1	*	*	PUNCT
cjfa-10422	4	2	*	*	PUNCT
cjfa-10422	4	3	contact	contact	NOUN
cjfa-10422	4	4	information	information	NOUN
cjfa-10422	4	5	:	:	PUNCT
cjfa-10422	4	6	mklimontowicz@ue.katowice.pl	mklimontowicz@ue.katowice.pl	NUM
cjfa-10422	4	7	,	,	PUNCT
cjfa-10422	4	8	university	university	NOUN
cjfa-10422	4	9	of	of	ADP
cjfa-10422	4	10	economics	economic	NOUN
cjfa-10422	4	11	in	in	ADP
cjfa-10422	4	12	katowice	katowice	PROPN
cjfa-10422	4	13	,	,	PUNCT
cjfa-10422	4	14	faculty	faculty	NOUN
cjfa-10422	4	15	of	of	ADP
cjfa-10422	4	16	finance	finance	NOUN
cjfa-10422	4	17	and	and	CCONJ
cjfa-10422	4	18	insurance	insurance	NOUN
cjfa-10422	4	19	,	,	PUNCT
cjfa-10422	4	20	department	department	NOUN
cjfa-10422	4	21	of	of	ADP
cjfa-10422	4	22	banking	banking	NOUN
cjfa-10422	4	23	and	and	CCONJ
cjfa-10422	4	24	financial	financial	ADJ
cjfa-10422	4	25	market	market	NOUN
cjfa-10422	4	26	,	,	PUNCT
cjfa-10422	4	27	ul	ul	INTJ
cjfa-10422	4	28	.	.	NOUN
cjfa-10422	4	29	1	1	NUM
cjfa-10422	4	30	maja	maja	PROPN
cjfa-10422	4	31	50	50	NUM
cjfa-10422	4	32	,	,	PUNCT
cjfa-10422	4	33	40	40	NUM
cjfa-10422	4	34	-	-	SYM
cjfa-10422	4	35	287	287	NUM
cjfa-10422	4	36	katowice	katowice	NOUN
cjfa-10422	4	37	,	,	PUNCT
cjfa-10422	4	38	poland	poland	PROPN
cjfa-10422	4	39	,	,	PUNCT
cjfa-10422	4	40	phone	phone	NOUN
cjfa-10422	4	41	:	:	PUNCT
cjfa-10422	4	42	+48321577421	+48321577421	PROPN
cjfa-10422	4	43	.	.	PUNCT
cjfa-10422	5	1	*	*	PUNCT
cjfa-10422	5	2	*	*	PUNCT
cjfa-10422	5	3	*	*	PUNCT
cjfa-10422	5	4	contact	contact	NOUN
cjfa-10422	5	5	information	information	NOUN
cjfa-10422	5	6	:	:	PUNCT
cjfa-10422	5	7	aleksandra.nocon@ue.katowice.pl	aleksandra.nocon@ue.katowice.pl	PROPN
cjfa-10422	5	8	,	,	PUNCT
cjfa-10422	5	9	university	university	NOUN
cjfa-10422	5	10	of	of	ADP
cjfa-10422	5	11	economics	economic	NOUN
cjfa-10422	5	12	in	in	ADP
cjfa-10422	5	13	katowice	katowice	PROPN
cjfa-10422	5	14	,	,	PUNCT
cjfa-10422	5	15	faculty	faculty	NOUN
cjfa-10422	5	16	of	of	ADP
cjfa-10422	5	17	finance	finance	NOUN
cjfa-10422	5	18	and	and	CCONJ
cjfa-10422	5	19	insurance	insurance	NOUN
cjfa-10422	5	20	,	,	PUNCT
cjfa-10422	5	21	department	department	NOUN
cjfa-10422	5	22	of	of	ADP
cjfa-10422	5	23	banking	banking	NOUN
cjfa-10422	5	24	and	and	CCONJ
cjfa-10422	5	25	financial	financial	ADJ
cjfa-10422	5	26	market	market	NOUN
cjfa-10422	5	27	,	,	PUNCT
cjfa-10422	5	28	ul	ul	INTJ
cjfa-10422	5	29	.	.	NOUN
cjfa-10422	5	30	1	1	NUM
cjfa-10422	5	31	maja	maja	PROPN
cjfa-10422	5	32	50	50	NUM
cjfa-10422	5	33	,	,	PUNCT
cjfa-10422	5	34	40	40	NUM
cjfa-10422	5	35	-	-	SYM
cjfa-10422	5	36	287	287	NUM
cjfa-10422	5	37	katowice	katowice	NOUN
cjfa-10422	5	38	,	,	PUNCT
cjfa-10422	5	39	poland	poland	PROPN
cjfa-10422	5	40	,	,	PUNCT
cjfa-10422	5	41	phone	phone	NOUN
cjfa-10422	5	42	:	:	PUNCT
cjfa-10422	5	43	+48321577421	+48321577421	PROPN
cjfa-10422	5	44	.	.	PUNCT
cjfa-10422	5	45	hofbauer	hofbauer	PROPN
cjfa-10422	5	46	g.	g.	PROPN
cjfa-10422	5	47	,	,	PUNCT
cjfa-10422	5	48	klimontowicz	klimontowicz	ADJ
cjfa-10422	5	49	m.	m.	NOUN
cjfa-10422	5	50	,	,	PUNCT
cjfa-10422	5	51	&	&	CCONJ
cjfa-10422	5	52	nocoń	nocoń	PROPN
cjfa-10422	5	53	a.	a.	NOUN
cjfa-10422	5	54	(	(	PUNCT
cjfa-10422	5	55	2016	2016	NUM
cjfa-10422	5	56	)	)	PUNCT
cjfa-10422	5	57	.	.	PUNCT
cjfa-10422	6	1	basel	basel	PROPN
cjfa-10422	6	2	iii	iii	PROPN
cjfa-10422	6	3	equity	equity	NOUN
cjfa-10422	6	4	requirements	requirement	NOUN
cjfa-10422	6	5	and	and	CCONJ
cjfa-10422	6	6	a	a	DET
cjfa-10422	6	7	contemporary	contemporary	ADJ
cjfa-10422	6	8	rating	rating	NOUN
cjfa-10422	6	9	approach	approach	NOUN
cjfa-10422	6	10	.	.	PUNCT
cjfa-10422	7	1	copernican	copernican	PROPN
cjfa-10422	7	2	journal	journal	PROPN
cjfa-10422	7	3	of	of	ADP
cjfa-10422	7	4	finance	finance	PROPN
cjfa-10422	7	5	&	&	CCONJ
cjfa-10422	7	6	accounting	accounting	PROPN
cjfa-10422	7	7	,	,	PUNCT
cjfa-10422	7	8	5(1	5(1	NUM
cjfa-10422	7	9	)	)	PUNCT
cjfa-10422	7	10	,	,	PUNCT
cjfa-10422	7	11	91–105	91–105	NUM
cjfa-10422	7	12	.	.	PUNCT
cjfa-10422	8	1	http://dx.doi	http://dx.doi	NOUN
cjfa-10422	8	2	.	.	PUNCT
cjfa-10422	9	1	org/10.12775	org/10.12775	PROPN
cjfa-10422	9	2	/	/	SYM
cjfa-10422	9	3	cjfa.2016.005	cjfa.2016.005	PROPN
cjfa-10422	9	4	günter	günter	PROPN
cjfa-10422	9	5	hofbauer	hofbauer	PROPN
cjfa-10422	9	6	*	*	PROPN
cjfa-10422	9	7	technische	technische	PROPN
cjfa-10422	9	8	hochschule	hochschule	NOUN
cjfa-10422	9	9	ingolstadt	ingolstadt	NOUN
cjfa-10422	9	10	,	,	PUNCT
cjfa-10422	9	11	germany	germany	PROPN
cjfa-10422	9	12	monika	monika	PROPN
cjfa-10422	9	13	klimontowicz	klimontowicz	PROPN
cjfa-10422	9	14	*	*	PROPN
cjfa-10422	9	15	*	*	PROPN
cjfa-10422	9	16	university	university	PROPN
cjfa-10422	9	17	of	of	ADP
cjfa-10422	9	18	economics	economic	NOUN
cjfa-10422	9	19	in	in	ADP
cjfa-10422	9	20	katowice	katowice	PROPN
cjfa-10422	9	21	,	,	PUNCT
cjfa-10422	9	22	poland	poland	PROPN
cjfa-10422	9	23	aleksandra	aleksandra	PROPN
cjfa-10422	9	24	nocoń	nocoń	PROPN
cjfa-10422	9	25	*	*	PROPN
cjfa-10422	9	26	*	*	PROPN
cjfa-10422	9	27	*	*	PROPN
cjfa-10422	9	28	university	university	NOUN
cjfa-10422	9	29	of	of	ADP
cjfa-10422	9	30	economics	economic	NOUN
cjfa-10422	9	31	in	in	ADP
cjfa-10422	9	32	katowice	katowice	PROPN
cjfa-10422	9	33	,	,	PUNCT
cjfa-10422	9	34	poland	poland	PROPN
cjfa-10422	9	35	basel	basel	PROPN
cjfa-10422	9	36	iii	iii	PROPN
cjfa-10422	9	37	equity	equity	NOUN
cjfa-10422	9	38	requirements	requirement	NOUN
cjfa-10422	9	39	and	and	CCONJ
cjfa-10422	9	40	a	a	DET
cjfa-10422	9	41	contemporary	contemporary	ADJ
cjfa-10422	9	42	rating	rating	NOUN
cjfa-10422	9	43	approach	approach	NOUN
cjfa-10422	9	44	keywords	keyword	NOUN
cjfa-10422	9	45	:	:	PUNCT
cjfa-10422	9	46	basel	basel	PROPN
cjfa-10422	9	47	iii	iii	PROPN
cjfa-10422	9	48	,	,	PUNCT
cjfa-10422	9	49	equity	equity	NOUN
cjfa-10422	9	50	regulation	regulation	NOUN
cjfa-10422	9	51	,	,	PUNCT
cjfa-10422	9	52	rating	rating	NOUN
cjfa-10422	9	53	classes	class	NOUN
cjfa-10422	9	54	,	,	PUNCT
cjfa-10422	9	55	risk	risk	NOUN
cjfa-10422	9	56	,	,	PUNCT
cjfa-10422	9	57	sustainability	sustainability	NOUN
cjfa-10422	9	58	.	.	PUNCT
cjfa-10422	10	1	j	j	PROPN
cjfa-10422	10	2	e	e	PROPN
cjfa-10422	10	3	l	l	PROPN
cjfa-10422	10	4	classification	classification	NOUN
cjfa-10422	10	5	:	:	PUNCT
cjfa-10422	10	6	g30	g30	PROPN
cjfa-10422	10	7	,	,	PUNCT
cjfa-10422	10	8	m10	m10	PROPN
cjfa-10422	10	9	.	.	PUNCT
cjfa-10422	11	1	abstract	abstract	ADJ
cjfa-10422	11	2	:	:	PUNCT
cjfa-10422	11	3	the	the	DET
cjfa-10422	11	4	new	new	ADJ
cjfa-10422	11	5	equity	equity	NOUN
cjfa-10422	11	6	regulations	regulation	NOUN
cjfa-10422	11	7	of	of	ADP
cjfa-10422	11	8	basel	basel	PROPN
cjfa-10422	11	9	iii	iii	PROPN
cjfa-10422	11	10	are	be	AUX
cjfa-10422	11	11	more	more	ADV
cjfa-10422	11	12	restrictive	restrictive	ADJ
cjfa-10422	11	13	.	.	PUNCT
cjfa-10422	12	1	therefore	therefore	ADV
cjfa-10422	12	2	the	the	DET
cjfa-10422	12	3	research	research	NOUN
cjfa-10422	12	4	objective	objective	NOUN
cjfa-10422	12	5	of	of	ADP
cjfa-10422	12	6	this	this	DET
cjfa-10422	12	7	article	article	NOUN
cjfa-10422	12	8	is	be	AUX
cjfa-10422	12	9	to	to	PART
cjfa-10422	12	10	show	show	VERB
cjfa-10422	12	11	the	the	DET
cjfa-10422	12	12	impact	impact	NOUN
cjfa-10422	12	13	of	of	ADP
cjfa-10422	12	14	equity	equity	NOUN
cjfa-10422	12	15	regulations	regulation	NOUN
cjfa-10422	12	16	and	and	CCONJ
cjfa-10422	12	17	to	to	PART
cjfa-10422	12	18	provide	provide	VERB
cjfa-10422	12	19	a	a	DET
cjfa-10422	12	20	proposal	proposal	NOUN
cjfa-10422	12	21	for	for	ADP
cjfa-10422	12	22	professional	professional	ADJ
cjfa-10422	12	23	preparation	preparation	NOUN
cjfa-10422	12	24	for	for	ADP
cjfa-10422	12	25	the	the	DET
cjfa-10422	12	26	rating	rating	NOUN
cjfa-10422	12	27	procedure	procedure	NOUN
cjfa-10422	12	28	for	for	ADP
cjfa-10422	12	29	credit	credit	NOUN
cjfa-10422	12	30	seeking	seek	VERB
cjfa-10422	12	31	companies	company	NOUN
cjfa-10422	12	32	.	.	PUNCT
cjfa-10422	13	1	the	the	DET
cjfa-10422	13	2	research	research	NOUN
cjfa-10422	13	3	method	method	NOUN
cjfa-10422	13	4	applied	apply	VERB
cjfa-10422	13	5	is	be	AUX
cjfa-10422	13	6	to	to	PART
cjfa-10422	13	7	give	give	VERB
cjfa-10422	13	8	an	an	DET
cjfa-10422	13	9	overview	overview	NOUN
cjfa-10422	13	10	of	of	ADP
cjfa-10422	13	11	the	the	DET
cjfa-10422	13	12	relevant	relevant	ADJ
cjfa-10422	13	13	equity	equity	NOUN
cjfa-10422	13	14	günter	günter	PROPN
cjfa-10422	13	15	hofbauer	hofbauer	PROPN
cjfa-10422	13	16	,	,	PUNCT
cjfa-10422	13	17	monika	monika	PROPN
cjfa-10422	13	18	klimontowicz	klimontowicz	PROPN
cjfa-10422	13	19	,	,	PUNCT
cjfa-10422	13	20	aleksandra	aleksandra	PROPN
cjfa-10422	13	21	nocoń92	nocoń92	PROPN
cjfa-10422	13	22	regulations	regulation	NOUN
cjfa-10422	13	23	of	of	ADP
cjfa-10422	13	24	basel	basel	PROPN
cjfa-10422	13	25	iii	iii	PROPN
cjfa-10422	13	26	.	.	PUNCT
cjfa-10422	14	1	from	from	ADP
cjfa-10422	14	2	this	this	DET
cjfa-10422	14	3	research	research	NOUN
cjfa-10422	14	4	,	,	PUNCT
cjfa-10422	14	5	we	we	PRON
cjfa-10422	14	6	can	can	AUX
cjfa-10422	14	7	derive	derive	VERB
cjfa-10422	14	8	that	that	DET
cjfa-10422	14	9	risk	risk	NOUN
cjfa-10422	14	10	is	be	AUX
cjfa-10422	14	11	the	the	DET
cjfa-10422	14	12	most	most	ADV
cjfa-10422	14	13	important	important	ADJ
cjfa-10422	14	14	issue	issue	NOUN
cjfa-10422	14	15	to	to	PART
cjfa-10422	14	16	be	be	AUX
cjfa-10422	14	17	considered	consider	VERB
cjfa-10422	14	18	.	.	PUNCT
cjfa-10422	15	1	in	in	ADP
cjfa-10422	15	2	consequence	consequence	NOUN
cjfa-10422	15	3	,	,	PUNCT
cjfa-10422	15	4	the	the	DET
cjfa-10422	15	5	outcome	outcome	NOUN
cjfa-10422	15	6	is	be	AUX
cjfa-10422	15	7	a	a	DET
cjfa-10422	15	8	proposal	proposal	NOUN
cjfa-10422	15	9	for	for	ADP
cjfa-10422	15	10	a	a	DET
cjfa-10422	15	11	contemporary	contemporary	ADJ
cjfa-10422	15	12	rating	rating	NOUN
cjfa-10422	15	13	approach	approach	NOUN
cjfa-10422	15	14	for	for	ADP
cjfa-10422	15	15	companies	company	NOUN
cjfa-10422	15	16	,	,	PUNCT
cjfa-10422	15	17	containing	contain	VERB
cjfa-10422	15	18	an	an	DET
cjfa-10422	15	19	appropriate	appropriate	ADJ
cjfa-10422	15	20	way	way	NOUN
cjfa-10422	15	21	how	how	SCONJ
cjfa-10422	15	22	to	to	PART
cjfa-10422	15	23	control	control	VERB
cjfa-10422	15	24	risk	risk	NOUN
cjfa-10422	15	25	and	and	CCONJ
cjfa-10422	15	26	perform	perform	VERB
cjfa-10422	15	27	in	in	ADP
cjfa-10422	15	28	an	an	DET
cjfa-10422	15	29	excellent	excellent	ADJ
cjfa-10422	15	30	way	way	NOUN
cjfa-10422	15	31	.	.	PUNCT
cjfa-10422	16	1	we	we	PRON
cjfa-10422	16	2	can	can	AUX
cjfa-10422	16	3	conclude	conclude	VERB
cjfa-10422	16	4	,	,	PUNCT
cjfa-10422	16	5	that	that	SCONJ
cjfa-10422	16	6	the	the	DET
cjfa-10422	16	7	new	new	ADJ
cjfa-10422	16	8	equity	equity	NOUN
cjfa-10422	16	9	regulations	regulation	NOUN
cjfa-10422	16	10	will	will	AUX
cjfa-10422	16	11	not	not	PART
cjfa-10422	16	12	only	only	ADV
cjfa-10422	16	13	have	have	VERB
cjfa-10422	16	14	an	an	DET
cjfa-10422	16	15	impact	impact	NOUN
cjfa-10422	16	16	on	on	ADP
cjfa-10422	16	17	banks	bank	NOUN
cjfa-10422	16	18	,	,	PUNCT
cjfa-10422	16	19	but	but	CCONJ
cjfa-10422	16	20	also	also	ADV
cjfa-10422	16	21	on	on	ADP
cjfa-10422	16	22	credit	credit	NOUN
cjfa-10422	16	23	taking	take	VERB
cjfa-10422	16	24	companies	company	NOUN
cjfa-10422	16	25	.	.	PUNCT
cjfa-10422	17	1	especially	especially	ADV
cjfa-10422	17	2	small	small	ADJ
cjfa-10422	17	3	and	and	CCONJ
cjfa-10422	17	4	medium	medium	ADJ
cjfa-10422	17	5	-	-	PUNCT
cjfa-10422	17	6	sized	sized	ADJ
cjfa-10422	17	7	companies	company	NOUN
cjfa-10422	17	8	will	will	AUX
cjfa-10422	17	9	be	be	AUX
cjfa-10422	17	10	affected	affect	VERB
cjfa-10422	17	11	.	.	PUNCT
cjfa-10422	18	1	furthermore	furthermore	ADV
cjfa-10422	18	2	in	in	ADP
cjfa-10422	18	3	future	future	ADJ
cjfa-10422	18	4	banks	bank	NOUN
cjfa-10422	18	5	intend	intend	VERB
cjfa-10422	18	6	to	to	PART
cjfa-10422	18	7	get	get	VERB
cjfa-10422	18	8	an	an	DET
cjfa-10422	18	9	exhaustive	exhaustive	ADJ
cjfa-10422	18	10	insight	insight	NOUN
cjfa-10422	18	11	into	into	ADP
cjfa-10422	18	12	companies	company	NOUN
cjfa-10422	18	13	.	.	PUNCT
cjfa-10422	19	1	the	the	DET
cjfa-10422	19	2	risks	risk	NOUN
cjfa-10422	19	3	identified	identify	VERB
cjfa-10422	19	4	in	in	ADP
cjfa-10422	19	5	the	the	DET
cjfa-10422	19	6	business	business	NOUN
cjfa-10422	19	7	will	will	AUX
cjfa-10422	19	8	serve	serve	VERB
cjfa-10422	19	9	as	as	ADP
cjfa-10422	19	10	a	a	DET
cjfa-10422	19	11	measure	measure	NOUN
cjfa-10422	19	12	to	to	PART
cjfa-10422	19	13	calculate	calculate	VERB
cjfa-10422	19	14	a	a	DET
cjfa-10422	19	15	risk	risk	NOUN
cjfa-10422	19	16	adequate	adequate	ADJ
cjfa-10422	19	17	interest	interest	NOUN
cjfa-10422	19	18	rate	rate	NOUN
cjfa-10422	19	19	,	,	PUNCT
cjfa-10422	19	20	depending	depend	VERB
cjfa-10422	19	21	on	on	ADP
cjfa-10422	19	22	the	the	DET
cjfa-10422	19	23	rating	rating	NOUN
cjfa-10422	19	24	class	class	NOUN
cjfa-10422	19	25	.	.	PUNCT
cjfa-10422	20	1	therefore	therefore	ADV
cjfa-10422	20	2	it	it	PRON
cjfa-10422	20	3	wo	will	AUX
cjfa-10422	20	4	n’t	not	PART
cjfa-10422	20	5	be	be	AUX
cjfa-10422	20	6	sufficient	sufficient	ADJ
cjfa-10422	20	7	anymore	anymore	ADV
cjfa-10422	20	8	to	to	PART
cjfa-10422	20	9	use	use	VERB
cjfa-10422	20	10	only	only	ADV
cjfa-10422	20	11	backward	backward	ADJ
cjfa-10422	20	12	looking	look	VERB
cjfa-10422	20	13	statements	statement	NOUN
cjfa-10422	20	14	from	from	ADP
cjfa-10422	20	15	the	the	DET
cjfa-10422	20	16	balance	balance	NOUN
cjfa-10422	20	17	sheet	sheet	NOUN
cjfa-10422	20	18	or	or	CCONJ
cjfa-10422	20	19	profit	profit	NOUN
cjfa-10422	20	20	and	and	CCONJ
cjfa-10422	20	21	loss	loss	NOUN
cjfa-10422	20	22	statement	statement	NOUN
cjfa-10422	20	23	.	.	PUNCT
cjfa-10422	21	1	in	in	ADP
cjfa-10422	21	2	this	this	DET
cjfa-10422	21	3	article	article	NOUN
cjfa-10422	21	4	we	we	PRON
cjfa-10422	21	5	propose	propose	VERB
cjfa-10422	21	6	an	an	DET
cjfa-10422	21	7	evidence	evidence	NOUN
cjfa-10422	21	8	based	base	VERB
cjfa-10422	21	9	approach	approach	NOUN
cjfa-10422	21	10	for	for	ADP
cjfa-10422	21	11	executing	execute	VERB
cjfa-10422	21	12	a	a	DET
cjfa-10422	21	13	professional	professional	ADJ
cjfa-10422	21	14	and	and	CCONJ
cjfa-10422	21	15	sustainable	sustainable	ADJ
cjfa-10422	21	16	rating	rating	NOUN
cjfa-10422	21	17	.	.	PUNCT
cjfa-10422	22	1	supporting	support	VERB
cjfa-10422	22	2	this	this	PRON
cjfa-10422	22	3	,	,	PUNCT
cjfa-10422	22	4	we	we	PRON
cjfa-10422	22	5	provide	provide	VERB
cjfa-10422	22	6	six	six	NUM
cjfa-10422	22	7	dimensions	dimension	NOUN
cjfa-10422	22	8	for	for	ADP
cjfa-10422	22	9	a	a	DET
cjfa-10422	22	10	contemporary	contemporary	ADJ
cjfa-10422	22	11	rating	rating	NOUN
cjfa-10422	22	12	approach	approach	NOUN
cjfa-10422	22	13	.	.	PUNCT
cjfa-10422	22	14	 	 	SPACE
cjfa-10422	23	1	introduction	introduction	NOUN
cjfa-10422	23	2	the	the	DET
cjfa-10422	23	3	collapse	collapse	NOUN
cjfa-10422	23	4	of	of	ADP
cjfa-10422	23	5	lehman	lehman	PROPN
cjfa-10422	23	6	brothers	brother	NOUN
cjfa-10422	23	7	and	and	CCONJ
cjfa-10422	23	8	the	the	DET
cjfa-10422	23	9	subsequent	subsequent	ADJ
cjfa-10422	23	10	events	event	NOUN
cjfa-10422	23	11	on	on	ADP
cjfa-10422	23	12	global	global	ADJ
cjfa-10422	23	13	financial	financial	ADJ
cjfa-10422	23	14	markets	market	NOUN
cjfa-10422	23	15	has	have	AUX
cjfa-10422	23	16	revealed	reveal	VERB
cjfa-10422	23	17	that	that	SCONJ
cjfa-10422	23	18	it	it	PRON
cjfa-10422	23	19	is	be	AUX
cjfa-10422	23	20	necessary	necessary	ADJ
cjfa-10422	23	21	to	to	PART
cjfa-10422	23	22	reform	reform	VERB
cjfa-10422	23	23	the	the	DET
cjfa-10422	23	24	financial	financial	ADJ
cjfa-10422	23	25	system	system	NOUN
cjfa-10422	23	26	,	,	PUNCT
cjfa-10422	23	27	especially	especially	ADV
cjfa-10422	23	28	banking	banking	NOUN
cjfa-10422	23	29	sector	sector	NOUN
cjfa-10422	23	30	.	.	PUNCT
cjfa-10422	24	1	the	the	DET
cjfa-10422	24	2	first	first	ADJ
cjfa-10422	24	3	outline	outline	NOUN
cjfa-10422	24	4	of	of	ADP
cjfa-10422	24	5	the	the	DET
cjfa-10422	24	6	reforms	reform	NOUN
cjfa-10422	24	7	was	be	AUX
cjfa-10422	24	8	presented	present	VERB
cjfa-10422	24	9	at	at	ADP
cjfa-10422	24	10	a	a	DET
cjfa-10422	24	11	meeting	meeting	NOUN
cjfa-10422	24	12	of	of	ADP
cjfa-10422	24	13	g20	g20	NOUN
cjfa-10422	24	14	leaders	leader	NOUN
cjfa-10422	24	15	in	in	ADP
cjfa-10422	24	16	april	april	PROPN
cjfa-10422	24	17	2009	2009	NUM
cjfa-10422	24	18	in	in	ADP
cjfa-10422	24	19	london	london	PROPN
cjfa-10422	24	20	.	.	PUNCT
cjfa-10422	25	1	in	in	ADP
cjfa-10422	25	2	response	response	NOUN
cjfa-10422	25	3	to	to	ADP
cjfa-10422	25	4	the	the	DET
cjfa-10422	25	5	global	global	ADJ
cjfa-10422	25	6	financial	financial	ADJ
cjfa-10422	25	7	crisis	crisis	NOUN
cjfa-10422	25	8	,	,	PUNCT
cjfa-10422	25	9	an	an	DET
cjfa-10422	25	10	important	important	ADJ
cjfa-10422	25	11	role	role	NOUN
cjfa-10422	25	12	was	be	AUX
cjfa-10422	25	13	assigned	assign	VERB
cjfa-10422	25	14	to	to	ADP
cjfa-10422	25	15	the	the	DET
cjfa-10422	25	16	basel	basel	PROPN
cjfa-10422	25	17	committee	committee	PROPN
cjfa-10422	25	18	on	on	ADP
cjfa-10422	25	19	banking	banking	NOUN
cjfa-10422	25	20	supervision	supervision	NOUN
cjfa-10422	25	21	,	,	PUNCT
cjfa-10422	25	22	which	which	PRON
cjfa-10422	25	23	within	within	ADP
cjfa-10422	25	24	two	two	NUM
cjfa-10422	25	25	years	year	NOUN
cjfa-10422	25	26	has	have	AUX
cjfa-10422	25	27	developed	develop	VERB
cjfa-10422	25	28	a	a	DET
cjfa-10422	25	29	set	set	NOUN
cjfa-10422	25	30	of	of	ADP
cjfa-10422	25	31	new	new	ADJ
cjfa-10422	25	32	rules	rule	NOUN
cjfa-10422	25	33	regulating	regulate	VERB
cjfa-10422	25	34	banking	banking	NOUN
cjfa-10422	25	35	activity	activity	NOUN
cjfa-10422	25	36	.	.	PUNCT
cjfa-10422	26	1	these	these	DET
cjfa-10422	26	2	new	new	ADJ
cjfa-10422	26	3	rules	rule	NOUN
cjfa-10422	26	4	and	and	CCONJ
cjfa-10422	26	5	regulations	regulation	NOUN
cjfa-10422	26	6	will	will	AUX
cjfa-10422	26	7	not	not	PART
cjfa-10422	26	8	only	only	ADV
cjfa-10422	26	9	have	have	VERB
cjfa-10422	26	10	an	an	DET
cjfa-10422	26	11	impact	impact	NOUN
cjfa-10422	26	12	on	on	ADP
cjfa-10422	26	13	banks	bank	NOUN
cjfa-10422	26	14	but	but	CCONJ
cjfa-10422	26	15	also	also	ADV
cjfa-10422	26	16	on	on	ADP
cjfa-10422	26	17	credit	credit	NOUN
cjfa-10422	26	18	seeking	seek	VERB
cjfa-10422	26	19	companies	company	NOUN
cjfa-10422	26	20	,	,	PUNCT
cjfa-10422	26	21	especially	especially	ADV
cjfa-10422	26	22	small	small	ADJ
cjfa-10422	26	23	and	and	CCONJ
cjfa-10422	26	24	mediumsized	mediumsized	ADJ
cjfa-10422	26	25	companies	company	NOUN
cjfa-10422	26	26	.	.	PUNCT
cjfa-10422	27	1	in	in	ADP
cjfa-10422	27	2	this	this	DET
cjfa-10422	27	3	article	article	NOUN
cjfa-10422	27	4	,	,	PUNCT
cjfa-10422	27	5	we	we	PRON
cjfa-10422	27	6	provide	provide	VERB
cjfa-10422	27	7	an	an	DET
cjfa-10422	27	8	overview	overview	NOUN
cjfa-10422	27	9	of	of	ADP
cjfa-10422	27	10	the	the	DET
cjfa-10422	27	11	relevant	relevant	ADJ
cjfa-10422	27	12	equity	equity	NOUN
cjfa-10422	27	13	regulations	regulation	NOUN
cjfa-10422	27	14	for	for	ADP
cjfa-10422	27	15	banks	bank	NOUN
cjfa-10422	27	16	.	.	PUNCT
cjfa-10422	28	1	therefore	therefore	ADV
cjfa-10422	28	2	,	,	PUNCT
cjfa-10422	28	3	the	the	DET
cjfa-10422	28	4	banks	bank	NOUN
cjfa-10422	28	5	have	have	VERB
cjfa-10422	28	6	to	to	PART
cjfa-10422	28	7	be	be	AUX
cjfa-10422	28	8	more	more	ADV
cjfa-10422	28	9	careful	careful	ADJ
cjfa-10422	28	10	to	to	PART
cjfa-10422	28	11	accept	accept	VERB
cjfa-10422	28	12	risk	risk	NOUN
cjfa-10422	28	13	in	in	ADP
cjfa-10422	28	14	their	their	PRON
cjfa-10422	28	15	business	business	NOUN
cjfa-10422	28	16	.	.	PUNCT
cjfa-10422	29	1	in	in	ADP
cjfa-10422	29	2	order	order	NOUN
cjfa-10422	29	3	to	to	PART
cjfa-10422	29	4	avoid	avoid	VERB
cjfa-10422	29	5	risk	risk	NOUN
cjfa-10422	29	6	,	,	PUNCT
cjfa-10422	29	7	the	the	DET
cjfa-10422	29	8	banks	bank	NOUN
cjfa-10422	29	9	will	will	AUX
cjfa-10422	29	10	have	have	VERB
cjfa-10422	29	11	a	a	DET
cjfa-10422	29	12	closer	close	ADJ
cjfa-10422	29	13	look	look	NOUN
cjfa-10422	29	14	on	on	ADP
cjfa-10422	29	15	the	the	DET
cjfa-10422	29	16	business	business	NOUN
cjfa-10422	29	17	of	of	ADP
cjfa-10422	29	18	the	the	DET
cjfa-10422	29	19	credit	credit	NOUN
cjfa-10422	29	20	-	-	PUNCT
cjfa-10422	29	21	seeking	seek	VERB
cjfa-10422	29	22	companies	company	NOUN
cjfa-10422	29	23	and	and	CCONJ
cjfa-10422	29	24	the	the	DET
cjfa-10422	29	25	risk	risk	NOUN
cjfa-10422	29	26	involved	involve	VERB
cjfa-10422	29	27	in	in	ADP
cjfa-10422	29	28	these	these	DET
cjfa-10422	29	29	companies	company	NOUN
cjfa-10422	29	30	.	.	PUNCT
cjfa-10422	30	1	depending	depend	VERB
cjfa-10422	30	2	on	on	ADP
cjfa-10422	30	3	the	the	DET
cjfa-10422	30	4	risk	risk	NOUN
cjfa-10422	30	5	and	and	CCONJ
cjfa-10422	30	6	the	the	DET
cjfa-10422	30	7	corresponding	correspond	VERB
cjfa-10422	30	8	rating	rating	NOUN
cjfa-10422	30	9	class	class	NOUN
cjfa-10422	30	10	the	the	DET
cjfa-10422	30	11	decision	decision	NOUN
cjfa-10422	30	12	about	about	ADP
cjfa-10422	30	13	the	the	DET
cjfa-10422	30	14	creditworthiness	creditworthiness	NOUN
cjfa-10422	30	15	and	and	CCONJ
cjfa-10422	30	16	the	the	DET
cjfa-10422	30	17	extent	extent	NOUN
cjfa-10422	30	18	of	of	ADP
cjfa-10422	30	19	the	the	DET
cjfa-10422	30	20	interest	interest	NOUN
cjfa-10422	30	21	rate	rate	NOUN
cjfa-10422	30	22	will	will	AUX
cjfa-10422	30	23	be	be	AUX
cjfa-10422	30	24	done	do	VERB
cjfa-10422	30	25	.	.	PUNCT
cjfa-10422	31	1	if	if	SCONJ
cjfa-10422	31	2	credit	credit	NOUN
cjfa-10422	31	3	seeking	seek	VERB
cjfa-10422	31	4	companies	company	NOUN
cjfa-10422	31	5	have	have	VERB
cjfa-10422	31	6	excellent	excellent	ADJ
cjfa-10422	31	7	performance	performance	NOUN
cjfa-10422	31	8	indicators	indicator	NOUN
cjfa-10422	31	9	,	,	PUNCT
cjfa-10422	31	10	they	they	PRON
cjfa-10422	31	11	will	will	AUX
cjfa-10422	31	12	get	get	VERB
cjfa-10422	31	13	credit	credit	NOUN
cjfa-10422	31	14	under	under	ADP
cjfa-10422	31	15	good	good	ADJ
cjfa-10422	31	16	conditions	condition	NOUN
cjfa-10422	31	17	,	,	PUNCT
cjfa-10422	31	18	otherwise	otherwise	ADV
cjfa-10422	31	19	,	,	PUNCT
cjfa-10422	31	20	they	they	PRON
cjfa-10422	31	21	wo	will	AUX
cjfa-10422	31	22	n’t	not	PART
cjfa-10422	31	23	.	.	PUNCT
cjfa-10422	32	1	research	research	NOUN
cjfa-10422	32	2	methodology	methodology	NOUN
cjfa-10422	32	3	the	the	DET
cjfa-10422	32	4	research	research	NOUN
cjfa-10422	32	5	methodology	methodology	NOUN
cjfa-10422	32	6	is	be	AUX
cjfa-10422	32	7	twofold	twofold	ADJ
cjfa-10422	32	8	.	.	PUNCT
cjfa-10422	33	1	first	first	ADV
cjfa-10422	33	2	we	we	PRON
cjfa-10422	33	3	do	do	VERB
cjfa-10422	33	4	literature	literature	NOUN
cjfa-10422	33	5	research	research	NOUN
cjfa-10422	33	6	,	,	PUNCT
cjfa-10422	33	7	especially	especially	ADV
cjfa-10422	33	8	in	in	ADP
cjfa-10422	33	9	the	the	DET
cjfa-10422	33	10	basel	basel	PROPN
cjfa-10422	33	11	framework	framework	NOUN
cjfa-10422	33	12	,	,	PUNCT
cjfa-10422	33	13	paying	pay	VERB
cjfa-10422	33	14	particular	particular	ADJ
cjfa-10422	33	15	attention	attention	NOUN
cjfa-10422	33	16	to	to	ADP
cjfa-10422	33	17	the	the	DET
cjfa-10422	33	18	equity	equity	NOUN
cjfa-10422	33	19	requirements	requirement	NOUN
cjfa-10422	33	20	.	.	PUNCT
cjfa-10422	34	1	second	second	ADV
cjfa-10422	34	2	we	we	PRON
cjfa-10422	34	3	do	do	VERB
cjfa-10422	34	4	empirical	empirical	ADJ
cjfa-10422	34	5	research	research	NOUN
cjfa-10422	34	6	and	and	CCONJ
cjfa-10422	34	7	present	present	VERB
cjfa-10422	34	8	the	the	DET
cjfa-10422	34	9	impact	impact	NOUN
cjfa-10422	34	10	of	of	ADP
cjfa-10422	34	11	basel	basel	PROPN
cjfa-10422	34	12	iii	iii	PROPN
cjfa-10422	34	13	regulation	regulation	NOUN
cjfa-10422	34	14	on	on	ADP
cjfa-10422	34	15	bank	bank	NOUN
cjfa-10422	34	16	’s	’s	PART
cjfa-10422	34	17	selected	select	VERB
cjfa-10422	34	18	indicators	indicator	NOUN
cjfa-10422	34	19	as	as	ADP
cjfa-10422	34	20	tier	tier	NOUN
cjfa-10422	34	21	1	1	NUM
cjfa-10422	34	22	ratios	ratio	NOUN
cjfa-10422	34	23	,	,	PUNCT
cjfa-10422	34	24	the	the	DET
cjfa-10422	34	25	share	share	NOUN
cjfa-10422	34	26	of	of	ADP
cjfa-10422	34	27	equity	equity	NOUN
cjfa-10422	34	28	capital	capital	NOUN
cjfa-10422	34	29	basel	basel	PROPN
cjfa-10422	34	30	iii	iii	PROPN
cjfa-10422	34	31	equity	equity	NOUN
cjfa-10422	34	32	requirements	requirement	NOUN
cjfa-10422	34	33	and	and	CCONJ
cjfa-10422	34	34	a	a	DET
cjfa-10422	34	35	contemporary	contemporary	ADJ
cjfa-10422	34	36	…	…	PUNCT
cjfa-10422	34	37	93	93	NUM
cjfa-10422	34	38	in	in	ADP
cjfa-10422	34	39	total	total	ADJ
cjfa-10422	34	40	assets	asset	NOUN
cjfa-10422	34	41	,	,	PUNCT
cjfa-10422	34	42	and	and	CCONJ
cjfa-10422	34	43	the	the	DET
cjfa-10422	34	44	debt	debt	NOUN
cjfa-10422	34	45	-	-	PUNCT
cjfa-10422	34	46	to	to	ADP
cjfa-10422	34	47	-	-	PUNCT
cjfa-10422	34	48	equity	equity	NOUN
cjfa-10422	34	49	ratio	ratio	NOUN
cjfa-10422	34	50	from	from	ADP
cjfa-10422	34	51	poland	poland	PROPN
cjfa-10422	34	52	and	and	CCONJ
cjfa-10422	34	53	germany	germany	PROPN
cjfa-10422	34	54	.	.	PUNCT
cjfa-10422	35	1	these	these	DET
cjfa-10422	35	2	figures	figure	NOUN
cjfa-10422	35	3	are	be	AUX
cjfa-10422	35	4	displayed	display	VERB
cjfa-10422	35	5	in	in	ADP
cjfa-10422	35	6	comparison	comparison	NOUN
cjfa-10422	35	7	before	before	ADP
cjfa-10422	35	8	basel	basel	PROPN
cjfa-10422	35	9	iii	iii	PROPN
cjfa-10422	35	10	and	and	CCONJ
cjfa-10422	35	11	nowadays	nowadays	ADV
cjfa-10422	35	12	,	,	PUNCT
cjfa-10422	35	13	during	during	ADP
cjfa-10422	35	14	the	the	DET
cjfa-10422	35	15	implementation	implementation	NOUN
cjfa-10422	35	16	of	of	ADP
cjfa-10422	35	17	basel	basel	PROPN
cjfa-10422	35	18	iii	iii	PROPN
cjfa-10422	35	19	.	.	PUNCT
cjfa-10422	36	1	basel	basel	PROPN
cjfa-10422	36	2	iii	iii	PROPN
cjfa-10422	37	1	in	in	ADP
cjfa-10422	37	2	the	the	DET
cjfa-10422	37	3	context	context	NOUN
cjfa-10422	37	4	of	of	ADP
cjfa-10422	37	5	equity	equity	NOUN
cjfa-10422	37	6	regulations	regulation	NOUN
cjfa-10422	37	7	and	and	CCONJ
cjfa-10422	37	8	requirements	requirement	NOUN
cjfa-10422	37	9	in	in	ADP
cjfa-10422	37	10	december	december	PROPN
cjfa-10422	37	11	2010	2010	NUM
cjfa-10422	37	12	the	the	DET
cjfa-10422	37	13	basel	basel	PROPN
cjfa-10422	37	14	committee	committee	PROPN
cjfa-10422	37	15	has	have	AUX
cjfa-10422	37	16	published	publish	VERB
cjfa-10422	37	17	two	two	NUM
cjfa-10422	37	18	documents	document	NOUN
cjfa-10422	37	19	,	,	PUNCT
cjfa-10422	37	20	which	which	PRON
cjfa-10422	37	21	significantly	significantly	ADV
cjfa-10422	37	22	changed	change	VERB
cjfa-10422	37	23	the	the	DET
cjfa-10422	37	24	rules	rule	NOUN
cjfa-10422	37	25	of	of	ADP
cjfa-10422	37	26	the	the	DET
cjfa-10422	37	27	banking	banking	NOUN
cjfa-10422	37	28	institutions	institution	NOUN
cjfa-10422	37	29	functioning	function	VERB
cjfa-10422	37	30	after	after	ADP
cjfa-10422	37	31	the	the	DET
cjfa-10422	37	32	financial	financial	ADJ
cjfa-10422	37	33	crisis	crisis	NOUN
cjfa-10422	37	34	of	of	ADP
cjfa-10422	37	35	2007–2008	2007–2008	NOUN
cjfa-10422	37	36	:	:	PUNCT
cjfa-10422	37	37	■	■	PUNCT
cjfa-10422	37	38	basel	basel	PROPN
cjfa-10422	37	39	iii	iii	PROPN
cjfa-10422	37	40	:	:	PUNCT
cjfa-10422	37	41	a	a	DET
cjfa-10422	37	42	global	global	ADJ
cjfa-10422	37	43	regulatory	regulatory	ADJ
cjfa-10422	37	44	framework	framework	NOUN
cjfa-10422	37	45	for	for	ADP
cjfa-10422	37	46	more	more	ADV
cjfa-10422	37	47	resilient	resilient	ADJ
cjfa-10422	37	48	banks	bank	NOUN
cjfa-10422	37	49	and	and	CCONJ
cjfa-10422	37	50	banking	banking	NOUN
cjfa-10422	37	51	systems	system	NOUN
cjfa-10422	37	52	,	,	PUNCT
cjfa-10422	37	53	■	■	PUNCT
cjfa-10422	37	54	basel	basel	PROPN
cjfa-10422	37	55	iii	iii	PROPN
cjfa-10422	37	56	:	:	PUNCT
cjfa-10422	37	57	international	international	ADJ
cjfa-10422	37	58	framework	framework	NOUN
cjfa-10422	37	59	for	for	ADP
cjfa-10422	37	60	liquidity	liquidity	NOUN
cjfa-10422	37	61	risk	risk	NOUN
cjfa-10422	37	62	measurement	measurement	NOUN
cjfa-10422	37	63	,	,	PUNCT
cjfa-10422	37	64	standards	standard	NOUN
cjfa-10422	37	65	and	and	CCONJ
cjfa-10422	37	66	monitoring	monitoring	NOUN
cjfa-10422	37	67	.	.	PUNCT
cjfa-10422	38	1	these	these	DET
cjfa-10422	38	2	documents	document	NOUN
cjfa-10422	38	3	constitute	constitute	VERB
cjfa-10422	38	4	a	a	DET
cjfa-10422	38	5	set	set	NOUN
cjfa-10422	38	6	of	of	ADP
cjfa-10422	38	7	regulations	regulation	NOUN
cjfa-10422	38	8	known	know	VERB
cjfa-10422	38	9	as	as	ADP
cjfa-10422	38	10	basel	basel	PROPN
cjfa-10422	38	11	iii	iii	PROPN
cjfa-10422	38	12	,	,	PUNCT
cjfa-10422	38	13	which	which	PRON
cjfa-10422	38	14	complement	complement	VERB
cjfa-10422	38	15	the	the	DET
cjfa-10422	38	16	earlier	early	ADJ
cjfa-10422	38	17	recommendations	recommendation	NOUN
cjfa-10422	38	18	of	of	ADP
cjfa-10422	38	19	the	the	DET
cjfa-10422	38	20	basel	basel	PROPN
cjfa-10422	38	21	committee	committee	PROPN
cjfa-10422	38	22	–	–	PUNCT
cjfa-10422	38	23	basel	basel	PROPN
cjfa-10422	38	24	i	i	PROPN
cjfa-10422	38	25	and	and	CCONJ
cjfa-10422	38	26	basel	basel	PROPN
cjfa-10422	38	27	ii	ii	PROPN
cjfa-10422	38	28	(	(	PUNCT
cjfa-10422	38	29	the	the	DET
cjfa-10422	38	30	new	new	ADJ
cjfa-10422	38	31	basel	basel	PROPN
cjfa-10422	38	32	capital	capital	PROPN
cjfa-10422	38	33	accord	accord	PROPN
cjfa-10422	38	34	)	)	PUNCT
cjfa-10422	38	35	.	.	PUNCT
cjfa-10422	39	1	basel	basel	PROPN
cjfa-10422	39	2	iii	iii	PROPN
cjfa-10422	39	3	distinguishes	distinguish	VERB
cjfa-10422	39	4	two	two	NUM
cjfa-10422	39	5	categories	category	NOUN
cjfa-10422	39	6	of	of	ADP
cjfa-10422	39	7	capital	capital	NOUN
cjfa-10422	39	8	in	in	ADP
cjfa-10422	39	9	banks	bank	NOUN
cjfa-10422	39	10	:	:	PUNCT
cjfa-10422	39	11	tier	tier	NOUN
cjfa-10422	39	12	i	i	PRON
cjfa-10422	39	13	and	and	CCONJ
cjfa-10422	39	14	tier	tier	PROPN
cjfa-10422	39	15	ii	ii	PROPN
cjfa-10422	39	16	.	.	PUNCT
cjfa-10422	40	1	thereby	thereby	ADV
cjfa-10422	40	2	,	,	PUNCT
cjfa-10422	40	3	tier	tier	NOUN
cjfa-10422	40	4	iii	iii	NUM
cjfa-10422	40	5	capital	capital	NOUN
cjfa-10422	40	6	–	–	PUNCT
cjfa-10422	40	7	introduced	introduce	VERB
cjfa-10422	40	8	in	in	ADP
cjfa-10422	40	9	the	the	DET
cjfa-10422	40	10	new	new	ADJ
cjfa-10422	40	11	basel	basel	PROPN
cjfa-10422	40	12	capital	capital	PROPN
cjfa-10422	40	13	accord	accord	NOUN
cjfa-10422	40	14	,	,	PUNCT
cjfa-10422	40	15	disappeared	disappear	VERB
cjfa-10422	40	16	in	in	ADP
cjfa-10422	40	17	basel	basel	PROPN
cjfa-10422	40	18	iii	iii	PROPN
cjfa-10422	40	19	(	(	PUNCT
cjfa-10422	40	20	iwanicz	iwanicz	NOUN
cjfa-10422	40	21	-	-	PUNCT
cjfa-10422	40	22	drozdowska	drozdowska	NOUN
cjfa-10422	40	23	2012	2012	NUM
cjfa-10422	40	24	)	)	PUNCT
cjfa-10422	40	25	.	.	PUNCT
cjfa-10422	41	1	since	since	SCONJ
cjfa-10422	41	2	the	the	DET
cjfa-10422	41	3	beginning	beginning	NOUN
cjfa-10422	41	4	of	of	ADP
cjfa-10422	41	5	the	the	DET
cjfa-10422	41	6	basel	basel	PROPN
cjfa-10422	41	7	capital	capital	NOUN
cjfa-10422	41	8	regulations	regulation	NOUN
cjfa-10422	41	9	,	,	PUNCT
cjfa-10422	41	10	tier	tier	NOUN
cjfa-10422	41	11	i	i	PRON
cjfa-10422	41	12	capital	capital	NOUN
cjfa-10422	41	13	had	have	VERB
cjfa-10422	41	14	the	the	DET
cjfa-10422	41	15	task	task	NOUN
cjfa-10422	41	16	of	of	ADP
cjfa-10422	41	17	absorbing	absorb	VERB
cjfa-10422	41	18	losses	loss	NOUN
cjfa-10422	41	19	incurred	incur	VERB
cjfa-10422	41	20	by	by	ADP
cjfa-10422	41	21	a	a	DET
cjfa-10422	41	22	bank	bank	NOUN
cjfa-10422	41	23	(	(	PUNCT
cjfa-10422	41	24	bcbs	bcbs	PROPN
cjfa-10422	41	25	,	,	PUNCT
cjfa-10422	41	26	1988	1988	NUM
cjfa-10422	41	27	)	)	PUNCT
cjfa-10422	41	28	.	.	PUNCT
cjfa-10422	42	1	the	the	PRON
cjfa-10422	42	2	higher	high	ADJ
cjfa-10422	42	3	the	the	DET
cjfa-10422	42	4	level	level	NOUN
cjfa-10422	42	5	of	of	ADP
cjfa-10422	42	6	tier	tier	NOUN
cjfa-10422	42	7	i	i	PRON
cjfa-10422	42	8	capital	capital	VERB
cjfa-10422	42	9	in	in	ADP
cjfa-10422	42	10	relation	relation	NOUN
cjfa-10422	42	11	to	to	ADP
cjfa-10422	42	12	the	the	DET
cjfa-10422	42	13	scale	scale	NOUN
cjfa-10422	42	14	of	of	ADP
cjfa-10422	42	15	its	its	PRON
cjfa-10422	42	16	operations	operation	NOUN
cjfa-10422	42	17	,	,	PUNCT
cjfa-10422	42	18	the	the	PRON
cjfa-10422	42	19	higher	high	ADJ
cjfa-10422	42	20	the	the	DET
cjfa-10422	42	21	ability	ability	NOUN
cjfa-10422	42	22	to	to	PART
cjfa-10422	42	23	survive	survive	VERB
cjfa-10422	42	24	periods	period	NOUN
cjfa-10422	42	25	of	of	ADP
cjfa-10422	42	26	instability	instability	NOUN
cjfa-10422	42	27	.	.	PUNCT
cjfa-10422	43	1	however	however	ADV
cjfa-10422	43	2	,	,	PUNCT
cjfa-10422	43	3	after	after	ADP
cjfa-10422	43	4	the	the	DET
cjfa-10422	43	5	experience	experience	NOUN
cjfa-10422	43	6	of	of	ADP
cjfa-10422	43	7	the	the	DET
cjfa-10422	43	8	global	global	ADJ
cjfa-10422	43	9	financial	financial	ADJ
cjfa-10422	43	10	crisis	crisis	NOUN
cjfa-10422	43	11	,	,	PUNCT
cjfa-10422	43	12	the	the	DET
cjfa-10422	43	13	basel	basel	PROPN
cjfa-10422	43	14	committee	committee	PROPN
cjfa-10422	43	15	has	have	AUX
cjfa-10422	43	16	proposed	propose	VERB
cjfa-10422	43	17	tightening	tighten	VERB
cjfa-10422	43	18	the	the	DET
cjfa-10422	43	19	rules	rule	NOUN
cjfa-10422	43	20	for	for	ADP
cjfa-10422	43	21	qualifying	qualify	VERB
cjfa-10422	43	22	specific	specific	ADJ
cjfa-10422	43	23	positions	position	NOUN
cjfa-10422	43	24	as	as	ADP
cjfa-10422	43	25	core	core	NOUN
cjfa-10422	43	26	capital	capital	NOUN
cjfa-10422	43	27	,	,	PUNCT
cjfa-10422	43	28	to	to	PART
cjfa-10422	43	29	fully	fully	ADV
cjfa-10422	43	30	meet	meet	VERB
cjfa-10422	43	31	the	the	DET
cjfa-10422	43	32	requirements	requirement	NOUN
cjfa-10422	43	33	associated	associate	VERB
cjfa-10422	43	34	with	with	ADP
cjfa-10422	43	35	the	the	DET
cjfa-10422	43	36	ability	ability	NOUN
cjfa-10422	43	37	to	to	PART
cjfa-10422	43	38	cover	cover	VERB
cjfa-10422	43	39	losses	loss	NOUN
cjfa-10422	43	40	.	.	PUNCT
cjfa-10422	44	1	the	the	DET
cjfa-10422	44	2	amount	amount	NOUN
cjfa-10422	44	3	of	of	ADP
cjfa-10422	44	4	the	the	DET
cjfa-10422	44	5	capital	capital	NOUN
cjfa-10422	44	6	adequacy	adequacy	NOUN
cjfa-10422	44	7	ratio	ratio	NOUN
cjfa-10422	44	8	was	be	AUX
cjfa-10422	44	9	left	leave	VERB
cjfa-10422	44	10	at	at	ADP
cjfa-10422	44	11	the	the	DET
cjfa-10422	44	12	current	current	ADJ
cjfa-10422	44	13	level	level	NOUN
cjfa-10422	44	14	of	of	ADP
cjfa-10422	44	15	8	8	NUM
cjfa-10422	44	16	%	%	NOUN
cjfa-10422	44	17	.	.	PUNCT
cjfa-10422	45	1	nevertheless	nevertheless	ADV
cjfa-10422	45	2	,	,	PUNCT
cjfa-10422	45	3	in	in	ADP
cjfa-10422	45	4	basel	basel	PROPN
cjfa-10422	45	5	iii	iii	NOUN
cjfa-10422	45	6	there	there	PRON
cjfa-10422	45	7	has	have	AUX
cjfa-10422	45	8	been	be	AUX
cjfa-10422	45	9	made	make	VERB
cjfa-10422	45	10	the	the	DET
cjfa-10422	45	11	distinction	distinction	NOUN
cjfa-10422	45	12	of	of	ADP
cjfa-10422	45	13	own	own	ADJ
cjfa-10422	45	14	funds	fund	NOUN
cjfa-10422	45	15	in	in	ADP
cjfa-10422	45	16	(	(	PUNCT
cjfa-10422	45	17	iwanicz	iwanicz	ADJ
cjfa-10422	45	18	-	-	PUNCT
cjfa-10422	45	19	drozdowska	drozdowska	NOUN
cjfa-10422	45	20	2012	2012	NUM
cjfa-10422	45	21	,	,	PUNCT
cjfa-10422	45	22	nocoń	nocoń	NOUN
cjfa-10422	45	23	2016	2016	NUM
cjfa-10422	45	24	):	):	PUNCT
cjfa-10422	45	25	■	■	PUNCT
cjfa-10422	45	26	tier	tier	NOUN
cjfa-10422	45	27	i	i	NOUN
cjfa-10422	45	28	capital	capital	NOUN
cjfa-10422	45	29	,	,	PUNCT
cjfa-10422	45	30	described	describe	VERB
cjfa-10422	45	31	as	as	ADP
cjfa-10422	45	32	going	go	VERB
cjfa-10422	45	33	concern	concern	ADJ
cjfa-10422	45	34	capital	capital	NOUN
cjfa-10422	45	35	,	,	PUNCT
cjfa-10422	45	36	■	■	PUNCT
cjfa-10422	45	37	tier	tier	NOUN
cjfa-10422	45	38	ii	ii	PROPN
cjfa-10422	45	39	capital	capital	NOUN
cjfa-10422	45	40	,	,	PUNCT
cjfa-10422	45	41	described	describe	VERB
cjfa-10422	45	42	as	as	ADP
cjfa-10422	45	43	gone	go	VERB
cjfa-10422	45	44	concern	concern	ADJ
cjfa-10422	45	45	capital	capital	NOUN
cjfa-10422	45	46	.	.	PUNCT
cjfa-10422	46	1	this	this	DET
cjfa-10422	46	2	distinction	distinction	NOUN
cjfa-10422	46	3	between	between	ADP
cjfa-10422	46	4	going	go	VERB
cjfa-10422	46	5	and	and	CCONJ
cjfa-10422	46	6	gone	go	VERB
cjfa-10422	46	7	concern	concern	NOUN
cjfa-10422	46	8	capital	capital	NOUN
cjfa-10422	46	9	results	result	NOUN
cjfa-10422	46	10	from	from	ADP
cjfa-10422	46	11	a	a	DET
cjfa-10422	46	12	situation	situation	NOUN
cjfa-10422	46	13	,	,	PUNCT
cjfa-10422	46	14	in	in	ADP
cjfa-10422	46	15	which	which	PRON
cjfa-10422	46	16	the	the	DET
cjfa-10422	46	17	individual	individual	ADJ
cjfa-10422	46	18	categories	category	NOUN
cjfa-10422	46	19	of	of	ADP
cjfa-10422	46	20	capital	capital	NOUN
cjfa-10422	46	21	may	may	AUX
cjfa-10422	46	22	be	be	AUX
cjfa-10422	46	23	used	use	VERB
cjfa-10422	46	24	to	to	PART
cjfa-10422	46	25	cover	cover	VERB
cjfa-10422	46	26	losses	loss	NOUN
cjfa-10422	46	27	.	.	PUNCT
cjfa-10422	47	1	in	in	ADP
cjfa-10422	47	2	the	the	DET
cjfa-10422	47	3	case	case	NOUN
cjfa-10422	47	4	of	of	ADP
cjfa-10422	47	5	tier	tier	NOUN
cjfa-10422	47	6	i	i	PRON
cjfa-10422	47	7	capital	capital	VERB
cjfa-10422	47	8	it	it	PRON
cjfa-10422	47	9	is	be	AUX
cjfa-10422	47	10	always	always	ADV
cjfa-10422	47	11	possible	possible	ADJ
cjfa-10422	47	12	,	,	PUNCT
cjfa-10422	47	13	in	in	ADP
cjfa-10422	47	14	the	the	DET
cjfa-10422	47	15	case	case	NOUN
cjfa-10422	47	16	of	of	ADP
cjfa-10422	47	17	tier	tier	NOUN
cjfa-10422	47	18	ii	ii	PROPN
cjfa-10422	47	19	capital	capital	NOUN
cjfa-10422	47	20	only	only	ADV
cjfa-10422	47	21	during	during	ADP
cjfa-10422	47	22	bankruptcy	bankruptcy	NOUN
cjfa-10422	47	23	or	or	CCONJ
cjfa-10422	47	24	liquidation	liquidation	NOUN
cjfa-10422	47	25	of	of	ADP
cjfa-10422	47	26	a	a	DET
cjfa-10422	47	27	bank	bank	NOUN
cjfa-10422	47	28	.	.	PUNCT
cjfa-10422	48	1	according	accord	VERB
cjfa-10422	48	2	to	to	ADP
cjfa-10422	48	3	basel	basel	PROPN
cjfa-10422	48	4	iii	iii	PROPN
cjfa-10422	48	5	,	,	PUNCT
cjfa-10422	48	6	tier	tier	NOUN
cjfa-10422	48	7	i	i	PRON
cjfa-10422	48	8	capital	capital	NOUN
cjfa-10422	48	9	consists	consist	VERB
cjfa-10422	48	10	of	of	ADP
cjfa-10422	48	11	common	common	ADJ
cjfa-10422	48	12	equity	equity	NOUN
cjfa-10422	48	13	tier	tier	NOUN
cjfa-10422	48	14	i	i	PRON
cjfa-10422	48	15	(	(	PUNCT
cjfa-10422	48	16	cet1	cet1	PROPN
cjfa-10422	48	17	)	)	PUNCT
cjfa-10422	48	18	and	and	CCONJ
cjfa-10422	48	19	additional	additional	ADJ
cjfa-10422	48	20	tier	tier	NOUN
cjfa-10422	48	21	i	i	PRON
cjfa-10422	48	22	capital	capital	NOUN
cjfa-10422	48	23	.	.	PUNCT
cjfa-10422	49	1	however	however	ADV
cjfa-10422	49	2	,	,	PUNCT
cjfa-10422	49	3	the	the	DET
cjfa-10422	49	4	main	main	ADJ
cjfa-10422	49	5	emphasis	emphasis	NOUN
cjfa-10422	49	6	is	be	AUX
cjfa-10422	49	7	on	on	ADP
cjfa-10422	49	8	common	common	ADJ
cjfa-10422	49	9	equity	equity	NOUN
cjfa-10422	49	10	tier	tier	NOUN
cjfa-10422	49	11	i	i	PRON
cjfa-10422	49	12	,	,	PUNCT
cjfa-10422	49	13	which	which	PRON
cjfa-10422	49	14	includes	include	VERB
cjfa-10422	49	15	(	(	PUNCT
cjfa-10422	49	16	basel	basel	PROPN
cjfa-10422	49	17	iii	iii	PROPN
cjfa-10422	49	18	2010	2010	NUM
cjfa-10422	49	19	):	):	PUNCT
cjfa-10422	49	20	günter	günter	PROPN
cjfa-10422	49	21	hofbauer	hofbauer	PROPN
cjfa-10422	49	22	,	,	PUNCT
cjfa-10422	49	23	monika	monika	PROPN
cjfa-10422	49	24	klimontowicz	klimontowicz	PROPN
cjfa-10422	49	25	,	,	PUNCT
cjfa-10422	49	26	aleksandra	aleksandra	PROPN
cjfa-10422	49	27	nocoń94	nocoń94	NOUN
cjfa-10422	49	28	■	■	PUNCT
cjfa-10422	50	1	ordinary	ordinary	ADJ
cjfa-10422	50	2	shares	share	NOUN
cjfa-10422	50	3	issued	issue	VERB
cjfa-10422	50	4	by	by	ADP
cjfa-10422	50	5	a	a	DET
cjfa-10422	50	6	bank	bank	NOUN
cjfa-10422	50	7	,	,	PUNCT
cjfa-10422	50	8	■	■	PUNCT
cjfa-10422	50	9	the	the	DET
cjfa-10422	50	10	issue	issue	NOUN
cjfa-10422	50	11	premium	premium	NOUN
cjfa-10422	50	12	arising	arise	VERB
cjfa-10422	50	13	from	from	ADP
cjfa-10422	50	14	the	the	DET
cjfa-10422	50	15	issuance	issuance	NOUN
cjfa-10422	50	16	of	of	ADP
cjfa-10422	50	17	instruments	instrument	NOUN
cjfa-10422	50	18	classified	classify	VERB
cjfa-10422	50	19	as	as	ADP
cjfa-10422	50	20	common	common	ADJ
cjfa-10422	50	21	equity	equity	NOUN
cjfa-10422	50	22	tier	tier	NOUN
cjfa-10422	50	23	i	i	PRON
cjfa-10422	50	24	,	,	PUNCT
cjfa-10422	50	25	■	■	PUNCT
cjfa-10422	50	26	retained	retain	VERB
cjfa-10422	50	27	profits	profit	NOUN
cjfa-10422	50	28	and	and	CCONJ
cjfa-10422	50	29	other	other	ADJ
cjfa-10422	50	30	accumulated	accumulate	VERB
cjfa-10422	50	31	profits	profit	NOUN
cjfa-10422	50	32	and	and	CCONJ
cjfa-10422	50	33	disclosed	disclose	VERB
cjfa-10422	50	34	reserves	reserve	NOUN
cjfa-10422	50	35	.	.	PUNCT
cjfa-10422	51	1	the	the	DET
cjfa-10422	51	2	above	above	ADJ
cjfa-10422	51	3	capital	capital	NOUN
cjfa-10422	51	4	has	have	VERB
cjfa-10422	51	5	to	to	PART
cjfa-10422	51	6	be	be	AUX
cjfa-10422	51	7	considered	consider	VERB
cjfa-10422	51	8	as	as	ADP
cjfa-10422	51	9	equity	equity	NOUN
cjfa-10422	51	10	capital	capital	NOUN
cjfa-10422	51	11	,	,	PUNCT
cjfa-10422	51	12	according	accord	VERB
cjfa-10422	51	13	to	to	ADP
cjfa-10422	51	14	national	national	ADJ
cjfa-10422	51	15	accounting	accounting	NOUN
cjfa-10422	51	16	standards	standard	NOUN
cjfa-10422	51	17	.	.	PUNCT
cjfa-10422	52	1	at	at	ADP
cjfa-10422	52	2	the	the	DET
cjfa-10422	52	3	same	same	ADJ
cjfa-10422	52	4	time	time	NOUN
cjfa-10422	52	5	,	,	PUNCT
cjfa-10422	52	6	it	it	PRON
cjfa-10422	52	7	can	can	AUX
cjfa-10422	52	8	not	not	PART
cjfa-10422	52	9	be	be	AUX
cjfa-10422	52	10	regarded	regard	VERB
cjfa-10422	52	11	as	as	ADP
cjfa-10422	52	12	a	a	DET
cjfa-10422	52	13	liability	liability	NOUN
cjfa-10422	52	14	for	for	ADP
cjfa-10422	52	15	the	the	DET
cjfa-10422	52	16	purposes	purpose	NOUN
cjfa-10422	52	17	of	of	ADP
cjfa-10422	52	18	determining	determine	VERB
cjfa-10422	52	19	the	the	DET
cjfa-10422	52	20	state	state	NOUN
cjfa-10422	52	21	of	of	ADP
cjfa-10422	52	22	insolvency	insolvency	NOUN
cjfa-10422	52	23	on	on	ADP
cjfa-10422	52	24	the	the	DET
cjfa-10422	52	25	basis	basis	NOUN
cjfa-10422	52	26	of	of	ADP
cjfa-10422	52	27	balance	balance	NOUN
cjfa-10422	52	28	sheet	sheet	NOUN
cjfa-10422	52	29	data	datum	NOUN
cjfa-10422	52	30	,	,	PUNCT
cjfa-10422	52	31	and	and	CCONJ
cjfa-10422	52	32	must	must	AUX
cjfa-10422	52	33	be	be	AUX
cjfa-10422	52	34	specifically	specifically	ADV
cjfa-10422	52	35	extracted	extract	VERB
cjfa-10422	52	36	in	in	ADP
cjfa-10422	52	37	the	the	DET
cjfa-10422	52	38	balance	balance	NOUN
cjfa-10422	52	39	sheet	sheet	NOUN
cjfa-10422	52	40	of	of	ADP
cjfa-10422	52	41	banking	banking	NOUN
cjfa-10422	52	42	institution	institution	NOUN
cjfa-10422	52	43	.	.	PUNCT
cjfa-10422	53	1	in	in	ADP
cjfa-10422	53	2	turn	turn	NOUN
cjfa-10422	53	3	,	,	PUNCT
cjfa-10422	53	4	among	among	ADP
cjfa-10422	53	5	the	the	DET
cjfa-10422	53	6	components	component	NOUN
cjfa-10422	53	7	of	of	ADP
cjfa-10422	53	8	tier	tier	NOUN
cjfa-10422	53	9	ii	ii	PROPN
cjfa-10422	53	10	capital	capital	NOUN
cjfa-10422	53	11	(	(	PUNCT
cjfa-10422	53	12	supplementary	supplementary	ADJ
cjfa-10422	53	13	funds	fund	NOUN
cjfa-10422	53	14	)	)	PUNCT
cjfa-10422	53	15	subordinated	subordinate	VERB
cjfa-10422	53	16	debt	debt	NOUN
cjfa-10422	53	17	and	and	CCONJ
cjfa-10422	53	18	reserves	reserve	NOUN
cjfa-10422	53	19	of	of	ADP
cjfa-10422	53	20	general	general	ADJ
cjfa-10422	53	21	risk	risk	NOUN
cjfa-10422	53	22	and	and	CCONJ
cjfa-10422	53	23	surplus	surplus	ADJ
cjfa-10422	53	24	reserves	reserve	NOUN
cjfa-10422	53	25	for	for	ADP
cjfa-10422	53	26	expected	expect	VERB
cjfa-10422	53	27	losses	loss	NOUN
cjfa-10422	53	28	on	on	ADP
cjfa-10422	53	29	the	the	DET
cjfa-10422	53	30	loan	loan	NOUN
cjfa-10422	53	31	portfolio	portfolio	NOUN
cjfa-10422	53	32	were	be	AUX
cjfa-10422	53	33	qualified	qualified	ADJ
cjfa-10422	53	34	.	.	PUNCT
cjfa-10422	54	1	these	these	DET
cjfa-10422	54	2	requirements	requirement	NOUN
cjfa-10422	54	3	are	be	AUX
cjfa-10422	54	4	intended	intend	VERB
cjfa-10422	54	5	to	to	PART
cjfa-10422	54	6	prevent	prevent	VERB
cjfa-10422	54	7	the	the	DET
cjfa-10422	54	8	assignment	assignment	NOUN
cjfa-10422	54	9	to	to	PART
cjfa-10422	54	10	own	own	VERB
cjfa-10422	54	11	funds	fund	NOUN
cjfa-10422	54	12	of	of	ADP
cjfa-10422	54	13	such	such	ADJ
cjfa-10422	54	14	components	component	NOUN
cjfa-10422	54	15	,	,	PUNCT
cjfa-10422	54	16	which	which	PRON
cjfa-10422	54	17	are	be	AUX
cjfa-10422	54	18	not	not	PART
cjfa-10422	54	19	adequately	adequately	ADV
cjfa-10422	54	20	safe	safe	ADJ
cjfa-10422	54	21	from	from	ADP
cjfa-10422	54	22	the	the	DET
cjfa-10422	54	23	point	point	NOUN
cjfa-10422	54	24	of	of	ADP
cjfa-10422	54	25	view	view	NOUN
cjfa-10422	54	26	of	of	ADP
cjfa-10422	54	27	banks	bank	NOUN
cjfa-10422	54	28	’	'	PUNCT
cjfa-10422	54	29	capital	capital	NOUN
cjfa-10422	54	30	adequacy	adequacy	NOUN
cjfa-10422	54	31	(	(	PUNCT
cjfa-10422	54	32	kopiński	kopiński	NOUN
cjfa-10422	54	33	2008	2008	NUM
cjfa-10422	54	34	)	)	PUNCT
cjfa-10422	54	35	.	.	PUNCT
cjfa-10422	55	1	a	a	DET
cjfa-10422	55	2	kind	kind	NOUN
cjfa-10422	55	3	of	of	ADP
cjfa-10422	55	4	‘	'	PUNCT
cjfa-10422	55	5	failure	failure	NOUN
cjfa-10422	55	6	’	'	PUNCT
cjfa-10422	55	7	of	of	ADP
cjfa-10422	55	8	hybrid	hybrid	ADJ
cjfa-10422	55	9	instruments	instrument	NOUN
cjfa-10422	55	10	as	as	ADP
cjfa-10422	55	11	a	a	DET
cjfa-10422	55	12	component	component	NOUN
cjfa-10422	55	13	of	of	ADP
cjfa-10422	55	14	tier	tier	NOUN
cjfa-10422	55	15	i	i	PRON
cjfa-10422	55	16	,	,	PUNCT
cjfa-10422	55	17	required	require	VERB
cjfa-10422	55	18	a	a	DET
cjfa-10422	55	19	tightening	tightening	NOUN
cjfa-10422	55	20	of	of	ADP
cjfa-10422	55	21	the	the	DET
cjfa-10422	55	22	equity	equity	NOUN
cjfa-10422	55	23	criteria	criterion	NOUN
cjfa-10422	55	24	(	(	PUNCT
cjfa-10422	55	25	iwanicz	iwanicz	NOUN
cjfa-10422	55	26	-	-	PUNCT
cjfa-10422	55	27	drozdowska	drozdowska	NOUN
cjfa-10422	55	28	2012	2012	NUM
cjfa-10422	55	29	)	)	PUNCT
cjfa-10422	55	30	.	.	PUNCT
cjfa-10422	56	1	in	in	ADP
cjfa-10422	56	2	the	the	DET
cjfa-10422	56	3	existing	exist	VERB
cjfa-10422	56	4	regulations	regulation	NOUN
cjfa-10422	56	5	the	the	DET
cjfa-10422	56	6	relation	relation	NOUN
cjfa-10422	56	7	between	between	ADP
cjfa-10422	56	8	core	core	NOUN
cjfa-10422	56	9	and	and	CCONJ
cjfa-10422	56	10	supplementary	supplementary	ADJ
cjfa-10422	56	11	capital	capital	NOUN
cjfa-10422	56	12	may	may	AUX
cjfa-10422	56	13	amount	amount	VERB
cjfa-10422	56	14	to	to	ADP
cjfa-10422	56	15	a	a	DET
cjfa-10422	56	16	maximum	maximum	NOUN
cjfa-10422	56	17	of	of	ADP
cjfa-10422	56	18	50	50	NUM
cjfa-10422	56	19	%	%	NOUN
cjfa-10422	56	20	.	.	PUNCT
cjfa-10422	57	1	in	in	ADP
cjfa-10422	57	2	turn	turn	NOUN
cjfa-10422	57	3	,	,	PUNCT
cjfa-10422	57	4	subordinated	subordinated	ADJ
cjfa-10422	57	5	loans	loan	NOUN
cjfa-10422	57	6	classified	classify	VERB
cjfa-10422	57	7	as	as	SCONJ
cjfa-10422	57	8	tier	tier	NOUN
cjfa-10422	57	9	ii	ii	PROPN
cjfa-10422	57	10	capital	capital	NOUN
cjfa-10422	57	11	could	could	AUX
cjfa-10422	57	12	provide	provide	VERB
cjfa-10422	57	13	no	no	DET
cjfa-10422	57	14	more	more	ADJ
cjfa-10422	57	15	than	than	ADP
cjfa-10422	57	16	25	25	NUM
cjfa-10422	57	17	%	%	NOUN
cjfa-10422	57	18	of	of	ADP
cjfa-10422	57	19	core	core	NOUN
cjfa-10422	57	20	capital	capital	NOUN
cjfa-10422	57	21	.	.	PUNCT
cjfa-10422	58	1	this	this	PRON
cjfa-10422	58	2	meant	mean	VERB
cjfa-10422	58	3	that	that	SCONJ
cjfa-10422	58	4	the	the	DET
cjfa-10422	58	5	capital	capital	NOUN
cjfa-10422	58	6	adequacy	adequacy	NOUN
cjfa-10422	58	7	ratio	ratio	NOUN
cjfa-10422	58	8	calculated	calculate	VERB
cjfa-10422	58	9	for	for	ADP
cjfa-10422	58	10	tier	tier	NOUN
cjfa-10422	58	11	i	i	PRON
cjfa-10422	58	12	could	could	AUX
cjfa-10422	58	13	not	not	PART
cjfa-10422	58	14	be	be	AUX
cjfa-10422	58	15	less	less	ADJ
cjfa-10422	58	16	than	than	ADP
cjfa-10422	58	17	4	4	NUM
cjfa-10422	58	18	%	%	NOUN
cjfa-10422	58	19	.	.	PUNCT
cjfa-10422	59	1	basel	basel	PROPN
cjfa-10422	59	2	iii	iii	PROPN
cjfa-10422	59	3	has	have	AUX
cjfa-10422	59	4	tightened	tighten	VERB
cjfa-10422	59	5	existing	exist	VERB
cjfa-10422	59	6	recommendations	recommendation	NOUN
cjfa-10422	59	7	,	,	PUNCT
cjfa-10422	59	8	assigning	assign	VERB
cjfa-10422	59	9	a	a	DET
cjfa-10422	59	10	greater	great	ADJ
cjfa-10422	59	11	role	role	NOUN
cjfa-10422	59	12	of	of	ADP
cjfa-10422	59	13	tier	tier	NOUN
cjfa-10422	59	14	i	i	NOUN
cjfa-10422	59	15	capital	capital	NOUN
cjfa-10422	59	16	.	.	PUNCT
cjfa-10422	60	1	banks	bank	NOUN
cjfa-10422	60	2	should	should	AUX
cjfa-10422	60	3	therefore	therefore	ADV
cjfa-10422	60	4	maintain	maintain	VERB
cjfa-10422	60	5	capital	capital	NOUN
cjfa-10422	60	6	adequacy	adequacy	NOUN
cjfa-10422	60	7	ratios	ratio	NOUN
cjfa-10422	60	8	at	at	ADP
cjfa-10422	60	9	the	the	DET
cjfa-10422	60	10	following	follow	VERB
cjfa-10422	60	11	levels	level	NOUN
cjfa-10422	60	12	(	(	PUNCT
cjfa-10422	60	13	basel	basel	PROPN
cjfa-10422	60	14	iii	iii	PROPN
cjfa-10422	60	15	2010	2010	NUM
cjfa-10422	60	16	):	):	PUNCT
cjfa-10422	60	17	common	common	ADJ
cjfa-10422	60	18	equity	equity	NOUN
cjfa-10422	60	19	tier	tier	NOUN
cjfa-10422	60	20	i	i	PRON
cjfa-10422	60	21	ratio	ratio	VERB
cjfa-10422	60	22	(	(	PUNCT
cjfa-10422	60	23	cet1	cet1	PROPN
cjfa-10422	60	24	)	)	PUNCT
cjfa-10422	60	25	≥	≥	NOUN
cjfa-10422	60	26	4,5	4,5	NUM
cjfa-10422	60	27	%	%	NOUN
cjfa-10422	60	28	tier	tier	NOUN
cjfa-10422	60	29	i	i	PRON
cjfa-10422	60	30	capital	capital	NOUN
cjfa-10422	60	31	ratio	ratio	NOUN
cjfa-10422	60	32	≥	≥	NUM
cjfa-10422	60	33	6	6	NUM
cjfa-10422	60	34	%	%	NOUN
cjfa-10422	60	35	capital	capital	NOUN
cjfa-10422	60	36	adequacy	adequacy	NOUN
cjfa-10422	60	37	ratio	ratio	NOUN
cjfa-10422	60	38	(	(	PUNCT
cjfa-10422	60	39	tier	tier	NOUN
cjfa-10422	60	40	i	i	PRON
cjfa-10422	60	41	+	+	CCONJ
cjfa-10422	60	42	tier	tier	PROPN
cjfa-10422	60	43	ii	ii	PROPN
cjfa-10422	60	44	)	)	PUNCT
cjfa-10422	60	45	≥	≥	NOUN
cjfa-10422	60	46	8	8	NUM
cjfa-10422	60	47	%	%	NOUN
cjfa-10422	60	48	despite	despite	SCONJ
cjfa-10422	60	49	the	the	DET
cjfa-10422	60	50	fact	fact	NOUN
cjfa-10422	60	51	that	that	SCONJ
cjfa-10422	60	52	the	the	DET
cjfa-10422	60	53	basel	basel	PROPN
cjfa-10422	60	54	committee	committee	PROPN
cjfa-10422	60	55	maintained	maintain	VERB
cjfa-10422	60	56	the	the	DET
cjfa-10422	60	57	current	current	ADJ
cjfa-10422	60	58	level	level	NOUN
cjfa-10422	60	59	of	of	ADP
cjfa-10422	60	60	capital	capital	NOUN
cjfa-10422	60	61	adequacy	adequacy	NOUN
cjfa-10422	60	62	ratio	ratio	NOUN
cjfa-10422	60	63	at	at	ADP
cjfa-10422	60	64	a	a	DET
cjfa-10422	60	65	level	level	NOUN
cjfa-10422	60	66	of	of	ADP
cjfa-10422	60	67	8	8	NUM
cjfa-10422	60	68	%	%	NOUN
cjfa-10422	60	69	,	,	PUNCT
cjfa-10422	60	70	but	but	CCONJ
cjfa-10422	60	71	it	it	PRON
cjfa-10422	60	72	also	also	ADV
cjfa-10422	60	73	introduced	introduce	VERB
cjfa-10422	60	74	two	two	NUM
cjfa-10422	60	75	capital	capital	NOUN
cjfa-10422	60	76	buffers	buffer	NOUN
cjfa-10422	60	77	:	:	PUNCT
cjfa-10422	60	78	■	■	PUNCT
cjfa-10422	60	79	capital	capital	NOUN
cjfa-10422	60	80	conservation	conservation	NOUN
cjfa-10422	60	81	buffer	buffer	NOUN
cjfa-10422	60	82	–	–	PUNCT
cjfa-10422	60	83	which	which	PRON
cjfa-10422	60	84	has	have	VERB
cjfa-10422	60	85	protective	protective	ADJ
cjfa-10422	60	86	character	character	NOUN
cjfa-10422	60	87	,	,	PUNCT
cjfa-10422	60	88	■	■	PUNCT
cjfa-10422	60	89	countercyclical	countercyclical	ADJ
cjfa-10422	60	90	buffer	buffer	NOUN
cjfa-10422	60	91	–	–	PUNCT
cjfa-10422	60	92	which	which	PRON
cjfa-10422	60	93	has	have	VERB
cjfa-10422	60	94	countercyclical	countercyclical	ADJ
cjfa-10422	60	95	character	character	NOUN
cjfa-10422	60	96	.	.	PUNCT
cjfa-10422	61	1	their	their	PRON
cjfa-10422	61	2	aim	aim	NOUN
cjfa-10422	61	3	is	be	AUX
cjfa-10422	61	4	to	to	PART
cjfa-10422	61	5	increase	increase	VERB
cjfa-10422	61	6	the	the	DET
cjfa-10422	61	7	security	security	NOUN
cjfa-10422	61	8	of	of	ADP
cjfa-10422	61	9	banks	bank	NOUN
cjfa-10422	61	10	and	and	CCONJ
cjfa-10422	61	11	banking	banking	NOUN
cjfa-10422	61	12	sector	sector	NOUN
cjfa-10422	61	13	,	,	PUNCT
cjfa-10422	61	14	increasing	increase	VERB
cjfa-10422	61	15	requirements	requirement	NOUN
cjfa-10422	61	16	for	for	ADP
cjfa-10422	61	17	the	the	DET
cjfa-10422	61	18	level	level	NOUN
cjfa-10422	61	19	of	of	ADP
cjfa-10422	61	20	adequacy	adequacy	NOUN
cjfa-10422	61	21	ratio	ratio	NOUN
cjfa-10422	61	22	,	,	PUNCT
cjfa-10422	61	23	taking	take	VERB
cjfa-10422	61	24	into	into	ADP
cjfa-10422	61	25	account	account	NOUN
cjfa-10422	61	26	common	common	ADJ
cjfa-10422	61	27	equity	equity	NOUN
cjfa-10422	61	28	tier	tier	NOUN
cjfa-10422	61	29	i.	i.	PROPN
cjfa-10422	61	30	capital	capital	PROPN
cjfa-10422	61	31	conservation	conservation	NOUN
cjfa-10422	61	32	buffer	buffer	NOUN
cjfa-10422	61	33	refers	refer	VERB
cjfa-10422	61	34	to	to	ADP
cjfa-10422	61	35	the	the	DET
cjfa-10422	61	36	level	level	NOUN
cjfa-10422	61	37	of	of	ADP
cjfa-10422	61	38	capital	capital	NOUN
cjfa-10422	61	39	protection	protection	NOUN
cjfa-10422	61	40	at	at	ADP
cjfa-10422	61	41	the	the	DET
cjfa-10422	61	42	level	level	NOUN
cjfa-10422	61	43	of	of	ADP
cjfa-10422	61	44	individual	individual	ADJ
cjfa-10422	61	45	bank	bank	NOUN
cjfa-10422	61	46	(	(	PUNCT
cjfa-10422	61	47	microeconomic	microeconomic	ADJ
cjfa-10422	61	48	approach	approach	NOUN
cjfa-10422	61	49	)	)	PUNCT
cjfa-10422	61	50	,	,	PUNCT
cjfa-10422	61	51	while	while	SCONJ
cjfa-10422	61	52	the	the	DET
cjfa-10422	61	53	countercy	countercy	PROPN
cjfa-10422	61	54	basel	basel	PROPN
cjfa-10422	61	55	iii	iii	PROPN
cjfa-10422	61	56	equity	equity	NOUN
cjfa-10422	61	57	requirements	requirement	NOUN
cjfa-10422	61	58	and	and	CCONJ
cjfa-10422	61	59	a	a	DET
cjfa-10422	61	60	contemporary	contemporary	ADJ
cjfa-10422	61	61	…	…	SYM
cjfa-10422	61	62	95	95	NUM
cjfa-10422	61	63	clical	clical	ADJ
cjfa-10422	61	64	buffer	buffer	NOUN
cjfa-10422	61	65	at	at	ADP
cjfa-10422	61	66	the	the	DET
cjfa-10422	61	67	level	level	NOUN
cjfa-10422	61	68	of	of	ADP
cjfa-10422	61	69	the	the	DET
cjfa-10422	61	70	banking	banking	NOUN
cjfa-10422	61	71	sector	sector	NOUN
cjfa-10422	61	72	of	of	ADP
cjfa-10422	61	73	a	a	DET
cjfa-10422	61	74	country	country	NOUN
cjfa-10422	61	75	(	(	PUNCT
cjfa-10422	61	76	macroeconomic	macroeconomic	ADJ
cjfa-10422	61	77	approach	approach	NOUN
cjfa-10422	61	78	)	)	PUNCT
cjfa-10422	61	79	.	.	PUNCT
cjfa-10422	62	1	the	the	DET
cjfa-10422	62	2	protective	protective	ADJ
cjfa-10422	62	3	buffer	buffer	NOUN
cjfa-10422	62	4	applies	apply	VERB
cjfa-10422	62	5	to	to	ADP
cjfa-10422	62	6	all	all	DET
cjfa-10422	62	7	banks	bank	NOUN
cjfa-10422	62	8	,	,	PUNCT
cjfa-10422	62	9	regardless	regardless	ADV
cjfa-10422	62	10	of	of	ADP
cjfa-10422	62	11	jurisdiction	jurisdiction	NOUN
cjfa-10422	62	12	,	,	PUNCT
cjfa-10422	62	13	aiming	aim	VERB
cjfa-10422	62	14	to	to	PART
cjfa-10422	62	15	increase	increase	VERB
cjfa-10422	62	16	their	their	PRON
cjfa-10422	62	17	resilience	resilience	NOUN
cjfa-10422	62	18	,	,	PUNCT
cjfa-10422	62	19	expanding	expand	VERB
cjfa-10422	62	20	the	the	DET
cjfa-10422	62	21	capacity	capacity	NOUN
cjfa-10422	62	22	to	to	PART
cjfa-10422	62	23	absorb	absorb	VERB
cjfa-10422	62	24	losses	loss	NOUN
cjfa-10422	62	25	,	,	PUNCT
cjfa-10422	62	26	as	as	ADV
cjfa-10422	62	27	well	well	ADV
cjfa-10422	62	28	as	as	ADP
cjfa-10422	62	29	reducing	reduce	VERB
cjfa-10422	62	30	the	the	DET
cjfa-10422	62	31	possibility	possibility	NOUN
cjfa-10422	62	32	of	of	ADP
cjfa-10422	62	33	lowering	lower	VERB
cjfa-10422	62	34	the	the	DET
cjfa-10422	62	35	capital	capital	NOUN
cjfa-10422	62	36	adequacy	adequacy	NOUN
cjfa-10422	62	37	ratio	ratio	NOUN
cjfa-10422	62	38	below	below	ADP
cjfa-10422	62	39	8	8	NUM
cjfa-10422	62	40	%	%	NOUN
cjfa-10422	62	41	.	.	PUNCT
cjfa-10422	63	1	the	the	DET
cjfa-10422	63	2	buffer	buffer	NOUN
cjfa-10422	63	3	limits	limit	VERB
cjfa-10422	63	4	possibilities	possibility	NOUN
cjfa-10422	63	5	of	of	ADP
cjfa-10422	63	6	disposal	disposal	NOUN
cjfa-10422	63	7	of	of	ADP
cjfa-10422	63	8	generated	generate	VERB
cjfa-10422	63	9	capital	capital	NOUN
cjfa-10422	63	10	by	by	ADP
cjfa-10422	63	11	banks	bank	NOUN
cjfa-10422	63	12	through	through	ADP
cjfa-10422	63	13	restrictions	restriction	NOUN
cjfa-10422	63	14	of	of	ADP
cjfa-10422	63	15	paid	pay	VERB
cjfa-10422	63	16	dividends	dividend	NOUN
cjfa-10422	63	17	,	,	PUNCT
cjfa-10422	63	18	buying	buy	VERB
cjfa-10422	63	19	its	its	PRON
cjfa-10422	63	20	own	own	ADJ
cjfa-10422	63	21	shares	share	NOUN
cjfa-10422	63	22	or	or	CCONJ
cjfa-10422	63	23	paying	pay	VERB
cjfa-10422	63	24	bonuses	bonus	NOUN
cjfa-10422	63	25	.	.	PUNCT
cjfa-10422	64	1	capital	capital	NOUN
cjfa-10422	64	2	conservation	conservation	NOUN
cjfa-10422	64	3	buffer	buffer	NOUN
cjfa-10422	64	4	will	will	AUX
cjfa-10422	64	5	appear	appear	VERB
cjfa-10422	64	6	in	in	ADP
cjfa-10422	64	7	2016	2016	NUM
cjfa-10422	64	8	at	at	ADP
cjfa-10422	64	9	a	a	DET
cjfa-10422	64	10	level	level	NOUN
cjfa-10422	64	11	of	of	ADP
cjfa-10422	64	12	0.625	0.625	NUM
cjfa-10422	64	13	%	%	NOUN
cjfa-10422	64	14	,	,	PUNCT
cjfa-10422	64	15	in	in	ADP
cjfa-10422	64	16	the	the	DET
cjfa-10422	64	17	following	following	ADJ
cjfa-10422	64	18	year	year	NOUN
cjfa-10422	64	19	it	it	PRON
cjfa-10422	64	20	will	will	AUX
cjfa-10422	64	21	increase	increase	VERB
cjfa-10422	64	22	to	to	ADP
cjfa-10422	64	23	1.25	1.25	NUM
cjfa-10422	64	24	%	%	NOUN
cjfa-10422	64	25	,	,	PUNCT
cjfa-10422	64	26	after	after	ADP
cjfa-10422	64	27	that	that	PRON
cjfa-10422	64	28	to	to	ADP
cjfa-10422	64	29	1.875	1.875	NUM
cjfa-10422	64	30	%	%	NOUN
cjfa-10422	64	31	,	,	PUNCT
cjfa-10422	64	32	and	and	CCONJ
cjfa-10422	64	33	from	from	ADP
cjfa-10422	64	34	the	the	DET
cjfa-10422	64	35	beginning	beginning	NOUN
cjfa-10422	64	36	of	of	ADP
cjfa-10422	64	37	2019	2019	NUM
cjfa-10422	64	38	it	it	PRON
cjfa-10422	64	39	will	will	AUX
cjfa-10422	64	40	amount	amount	VERB
cjfa-10422	64	41	to	to	ADP
cjfa-10422	64	42	2.5	2.5	NUM
cjfa-10422	64	43	%	%	NOUN
cjfa-10422	64	44	(	(	PUNCT
cjfa-10422	64	45	basel	basel	PROPN
cjfa-10422	64	46	iii	iii	PROPN
cjfa-10422	64	47	2010	2010	NUM
cjfa-10422	64	48	)	)	PUNCT
cjfa-10422	64	49	.	.	PUNCT
cjfa-10422	65	1	the	the	DET
cjfa-10422	65	2	countercyclical	countercyclical	ADJ
cjfa-10422	65	3	buffer	buffer	NOUN
cjfa-10422	65	4	is	be	AUX
cjfa-10422	65	5	an	an	DET
cjfa-10422	65	6	essential	essential	ADJ
cjfa-10422	65	7	macro	macro	ADJ
cjfa-10422	65	8	-	-	ADJ
cjfa-10422	65	9	prudential	prudential	ADJ
cjfa-10422	65	10	tool	tool	NOUN
cjfa-10422	65	11	of	of	ADP
cjfa-10422	65	12	the	the	DET
cjfa-10422	65	13	whole	whole	ADJ
cjfa-10422	65	14	package	package	NOUN
cjfa-10422	65	15	of	of	ADP
cjfa-10422	65	16	regulation	regulation	NOUN
cjfa-10422	65	17	.	.	PUNCT
cjfa-10422	66	1	it	it	PRON
cjfa-10422	66	2	has	have	AUX
cjfa-10422	66	3	been	be	AUX
cjfa-10422	66	4	addicted	addict	VERB
cjfa-10422	66	5	on	on	ADP
cjfa-10422	66	6	the	the	DET
cjfa-10422	66	7	development	development	NOUN
cjfa-10422	66	8	of	of	ADP
cjfa-10422	66	9	lending	lending	NOUN
cjfa-10422	66	10	in	in	ADP
cjfa-10422	66	11	a	a	DET
cjfa-10422	66	12	country	country	NOUN
cjfa-10422	66	13	.	.	PUNCT
cjfa-10422	67	1	its	its	PRON
cjfa-10422	67	2	aim	aim	NOUN
cjfa-10422	67	3	is	be	AUX
cjfa-10422	67	4	to	to	PART
cjfa-10422	67	5	correct	correct	VERB
cjfa-10422	67	6	the	the	DET
cjfa-10422	67	7	growth	growth	NOUN
cjfa-10422	67	8	rate	rate	NOUN
cjfa-10422	67	9	of	of	ADP
cjfa-10422	67	10	lending	lending	NOUN
cjfa-10422	67	11	(	(	PUNCT
cjfa-10422	67	12	cooling	cooling	NOUN
cjfa-10422	67	13	)	)	PUNCT
cjfa-10422	67	14	.	.	PUNCT
cjfa-10422	68	1	it	it	PRON
cjfa-10422	68	2	was	be	AUX
cjfa-10422	68	3	added	add	VERB
cjfa-10422	68	4	to	to	ADP
cjfa-10422	68	5	the	the	DET
cjfa-10422	68	6	protective	protective	ADJ
cjfa-10422	68	7	buffer	buffer	NOUN
cjfa-10422	68	8	.	.	PUNCT
cjfa-10422	69	1	this	this	DET
cjfa-10422	69	2	buffer	buffer	NOUN
cjfa-10422	69	3	requires	require	VERB
cjfa-10422	69	4	to	to	PART
cjfa-10422	69	5	maintain	maintain	VERB
cjfa-10422	69	6	additional	additional	ADJ
cjfa-10422	69	7	common	common	ADJ
cjfa-10422	69	8	equity	equity	NOUN
cjfa-10422	69	9	tier	tier	NOUN
cjfa-10422	69	10	i	i	PRON
cjfa-10422	69	11	in	in	ADP
cjfa-10422	69	12	the	the	DET
cjfa-10422	69	13	range	range	NOUN
cjfa-10422	69	14	of	of	ADP
cjfa-10422	69	15	0	0	NUM
cjfa-10422	69	16	to	to	PART
cjfa-10422	69	17	2.5	2.5	NUM
cjfa-10422	69	18	%	%	NOUN
cjfa-10422	69	19	of	of	ADP
cjfa-10422	69	20	risk	risk	NOUN
cjfa-10422	69	21	weighted	weight	VERB
cjfa-10422	69	22	assets	asset	NOUN
cjfa-10422	69	23	,	,	PUNCT
cjfa-10422	69	24	depending	depend	VERB
cjfa-10422	69	25	on	on	ADP
cjfa-10422	69	26	the	the	DET
cjfa-10422	69	27	assessment	assessment	NOUN
cjfa-10422	69	28	of	of	ADP
cjfa-10422	69	29	the	the	DET
cjfa-10422	69	30	financial	financial	ADJ
cjfa-10422	69	31	safety	safety	NOUN
cjfa-10422	69	32	net	net	ADJ
cjfa-10422	69	33	institutions	institution	NOUN
cjfa-10422	69	34	about	about	ADP
cjfa-10422	69	35	the	the	DET
cjfa-10422	69	36	possibility	possibility	NOUN
cjfa-10422	69	37	of	of	ADP
cjfa-10422	69	38	generating	generate	VERB
cjfa-10422	69	39	excessive	excessive	ADJ
cjfa-10422	69	40	systemic	systemic	ADJ
cjfa-10422	69	41	risk	risk	NOUN
cjfa-10422	69	42	.	.	PUNCT
cjfa-10422	70	1	the	the	DET
cjfa-10422	70	2	level	level	NOUN
cjfa-10422	70	3	of	of	ADP
cjfa-10422	70	4	the	the	DET
cjfa-10422	70	5	buffer	buffer	NOUN
cjfa-10422	70	6	will	will	AUX
cjfa-10422	70	7	vary	vary	VERB
cjfa-10422	70	8	with	with	ADP
cjfa-10422	70	9	the	the	DET
cjfa-10422	70	10	level	level	NOUN
cjfa-10422	70	11	of	of	ADP
cjfa-10422	70	12	protection	protection	NOUN
cjfa-10422	70	13	buffer	buffer	NOUN
cjfa-10422	70	14	–	–	PUNCT
cjfa-10422	70	15	in	in	ADP
cjfa-10422	70	16	2016	2016	NUM
cjfa-10422	70	17	it	it	PRON
cjfa-10422	70	18	will	will	AUX
cjfa-10422	70	19	be	be	AUX
cjfa-10422	70	20	at	at	ADP
cjfa-10422	70	21	a	a	DET
cjfa-10422	70	22	maximum	maximum	ADJ
cjfa-10422	70	23	level	level	NOUN
cjfa-10422	70	24	of	of	ADP
cjfa-10422	70	25	0.625	0.625	NUM
cjfa-10422	70	26	%	%	NOUN
cjfa-10422	70	27	,	,	PUNCT
cjfa-10422	70	28	gradually	gradually	ADV
cjfa-10422	70	29	increasing	increase	VERB
cjfa-10422	70	30	the	the	DET
cjfa-10422	70	31	maximum	maximum	ADJ
cjfa-10422	70	32	value	value	NOUN
cjfa-10422	70	33	to	to	ADP
cjfa-10422	70	34	2.5	2.5	NUM
cjfa-10422	70	35	%	%	NOUN
cjfa-10422	70	36	.	.	PUNCT
cjfa-10422	71	1	to	to	PART
cjfa-10422	71	2	determine	determine	VERB
cjfa-10422	71	3	the	the	DET
cjfa-10422	71	4	appropriate	appropriate	ADJ
cjfa-10422	71	5	level	level	NOUN
cjfa-10422	71	6	of	of	ADP
cjfa-10422	71	7	the	the	DET
cjfa-10422	71	8	countercyclical	countercyclical	ADJ
cjfa-10422	71	9	buffer	buffer	NOUN
cjfa-10422	71	10	,	,	PUNCT
cjfa-10422	71	11	supervisory	supervisory	ADJ
cjfa-10422	71	12	authorities	authority	NOUN
cjfa-10422	71	13	should	should	AUX
cjfa-10422	71	14	monitor	monitor	VERB
cjfa-10422	71	15	banks	bank	NOUN
cjfa-10422	71	16	’	’	PART
cjfa-10422	71	17	lending	lending	NOUN
cjfa-10422	71	18	activities	activity	NOUN
cjfa-10422	71	19	and	and	CCONJ
cjfa-10422	71	20	other	other	ADJ
cjfa-10422	71	21	indicators	indicator	NOUN
cjfa-10422	71	22	related	relate	VERB
cjfa-10422	71	23	to	to	ADP
cjfa-10422	71	24	systemic	systemic	ADJ
cjfa-10422	71	25	risk	risk	NOUN
cjfa-10422	71	26	.	.	PUNCT
cjfa-10422	72	1	this	this	PRON
cjfa-10422	72	2	is	be	AUX
cjfa-10422	72	3	to	to	PART
cjfa-10422	72	4	determine	determine	VERB
cjfa-10422	72	5	whether	whether	SCONJ
cjfa-10422	72	6	credit	credit	NOUN
cjfa-10422	72	7	growth	growth	NOUN
cjfa-10422	72	8	is	be	AUX
cjfa-10422	72	9	not	not	PART
cjfa-10422	72	10	excessive	excessive	ADJ
cjfa-10422	72	11	and	and	CCONJ
cjfa-10422	72	12	does	do	AUX
cjfa-10422	72	13	not	not	PART
cjfa-10422	72	14	cause	cause	VERB
cjfa-10422	72	15	an	an	DET
cjfa-10422	72	16	increase	increase	NOUN
cjfa-10422	72	17	of	of	ADP
cjfa-10422	72	18	systemic	systemic	ADJ
cjfa-10422	72	19	risk	risk	NOUN
cjfa-10422	72	20	(	(	PUNCT
cjfa-10422	72	21	basel	basel	PROPN
cjfa-10422	72	22	iii	iii	PROPN
cjfa-10422	72	23	2010	2010	NUM
cjfa-10422	72	24	)	)	PUNCT
cjfa-10422	72	25	.	.	PUNCT
cjfa-10422	73	1	figure	figure	NOUN
cjfa-10422	73	2	1	1	NUM
cjfa-10422	73	3	.	.	PUNCT
cjfa-10422	74	1	changing	change	VERB
cjfa-10422	74	2	equity	equity	NOUN
cjfa-10422	74	3	structure	structure	NOUN
cjfa-10422	74	4	from	from	ADP
cjfa-10422	74	5	basel	basel	PROPN
cjfa-10422	74	6	i	i	PROPN
cjfa-10422	74	7	and	and	CCONJ
cjfa-10422	74	8	ii	ii	VERB
cjfa-10422	74	9	to	to	ADP
cjfa-10422	74	10	basel	basel	PROPN
cjfa-10422	74	11	iii	iii	PROPN
cjfa-10422	74	12	the	the	DET
cjfa-10422	74	13	countercyclical	countercyclical	ADJ
cjfa-10422	74	14	buffer	buffer	NOUN
cjfa-10422	74	15	is	be	AUX
cjfa-10422	74	16	an	an	DET
cjfa-10422	74	17	essential	essential	ADJ
cjfa-10422	74	18	macro	macro	ADJ
cjfa-10422	74	19	-	-	ADJ
cjfa-10422	74	20	prudential	prudential	ADJ
cjfa-10422	74	21	tool	tool	NOUN
cjfa-10422	74	22	of	of	ADP
cjfa-10422	74	23	the	the	DET
cjfa-10422	74	24	whole	whole	ADJ
cjfa-10422	74	25	package	package	NOUN
cjfa-10422	74	26	of	of	ADP
cjfa-10422	74	27	regulation	regulation	NOUN
cjfa-10422	74	28	.	.	PUNCT
cjfa-10422	75	1	it	it	PRON
cjfa-10422	75	2	has	have	AUX
cjfa-10422	75	3	been	be	AUX
cjfa-10422	75	4	addicted	addict	VERB
cjfa-10422	75	5	on	on	ADP
cjfa-10422	75	6	the	the	DET
cjfa-10422	75	7	development	development	NOUN
cjfa-10422	75	8	of	of	ADP
cjfa-10422	75	9	lending	lending	NOUN
cjfa-10422	75	10	in	in	ADP
cjfa-10422	75	11	a	a	DET
cjfa-10422	75	12	country	country	NOUN
cjfa-10422	75	13	.	.	PUNCT
cjfa-10422	76	1	its	its	PRON
cjfa-10422	76	2	aim	aim	NOUN
cjfa-10422	76	3	is	be	AUX
cjfa-10422	76	4	to	to	PART
cjfa-10422	76	5	correct	correct	VERB
cjfa-10422	76	6	the	the	DET
cjfa-10422	76	7	growth	growth	NOUN
cjfa-10422	76	8	rate	rate	NOUN
cjfa-10422	76	9	of	of	ADP
cjfa-10422	76	10	lending	lending	NOUN
cjfa-10422	76	11	(	(	PUNCT
cjfa-10422	76	12	cooling	cooling	NOUN
cjfa-10422	76	13	)	)	PUNCT
cjfa-10422	76	14	.	.	PUNCT
cjfa-10422	77	1	it	it	PRON
cjfa-10422	77	2	was	be	AUX
cjfa-10422	77	3	added	add	VERB
cjfa-10422	77	4	to	to	ADP
cjfa-10422	77	5	the	the	DET
cjfa-10422	77	6	protective	protective	ADJ
cjfa-10422	77	7	buffer	buffer	NOUN
cjfa-10422	77	8	.	.	PUNCT
cjfa-10422	78	1	this	this	DET
cjfa-10422	78	2	buffer	buffer	NOUN
cjfa-10422	78	3	requires	require	VERB
cjfa-10422	78	4	to	to	PART
cjfa-10422	78	5	maintain	maintain	VERB
cjfa-10422	78	6	additional	additional	ADJ
cjfa-10422	78	7	common	common	ADJ
cjfa-10422	78	8	equity	equity	NOUN
cjfa-10422	78	9	tier	tier	NOUN
cjfa-10422	78	10	i	i	PRON
cjfa-10422	78	11	in	in	ADP
cjfa-10422	78	12	the	the	DET
cjfa-10422	78	13	range	range	NOUN
cjfa-10422	78	14	of	of	ADP
cjfa-10422	78	15	0	0	NUM
cjfa-10422	78	16	to	to	PART
cjfa-10422	78	17	2.5	2.5	NUM
cjfa-10422	78	18	%	%	NOUN
cjfa-10422	78	19	of	of	ADP
cjfa-10422	78	20	risk	risk	NOUN
cjfa-10422	78	21	weighted	weight	VERB
cjfa-10422	78	22	assets	asset	NOUN
cjfa-10422	78	23	,	,	PUNCT
cjfa-10422	78	24	depending	depend	VERB
cjfa-10422	78	25	on	on	ADP
cjfa-10422	78	26	the	the	DET
cjfa-10422	78	27	assessment	assessment	NOUN
cjfa-10422	78	28	of	of	ADP
cjfa-10422	78	29	the	the	DET
cjfa-10422	78	30	financial	financial	ADJ
cjfa-10422	78	31	safety	safety	NOUN
cjfa-10422	78	32	net	net	ADJ
cjfa-10422	78	33	institutions	institution	NOUN
cjfa-10422	78	34	about	about	ADP
cjfa-10422	78	35	the	the	DET
cjfa-10422	78	36	possibility	possibility	NOUN
cjfa-10422	78	37	of	of	ADP
cjfa-10422	78	38	generating	generate	VERB
cjfa-10422	78	39	excessive	excessive	ADJ
cjfa-10422	78	40	systemic	systemic	ADJ
cjfa-10422	78	41	risk	risk	NOUN
cjfa-10422	78	42	.	.	PUNCT
cjfa-10422	79	1	the	the	DET
cjfa-10422	79	2	level	level	NOUN
cjfa-10422	79	3	of	of	ADP
cjfa-10422	79	4	the	the	DET
cjfa-10422	79	5	buffer	buffer	NOUN
cjfa-10422	79	6	will	will	AUX
cjfa-10422	79	7	vary	vary	VERB
cjfa-10422	79	8	with	with	ADP
cjfa-10422	79	9	the	the	DET
cjfa-10422	79	10	level	level	NOUN
cjfa-10422	79	11	of	of	ADP
cjfa-10422	79	12	protection	protection	NOUN
cjfa-10422	79	13	buffer	buffer	NOUN
cjfa-10422	79	14	–	–	PUNCT
cjfa-10422	79	15	in	in	ADP
cjfa-10422	79	16	2016	2016	NUM
cjfa-10422	79	17	it	it	PRON
cjfa-10422	79	18	will	will	AUX
cjfa-10422	79	19	be	be	AUX
cjfa-10422	79	20	at	at	ADP
cjfa-10422	79	21	a	a	DET
cjfa-10422	79	22	maximum	maximum	ADJ
cjfa-10422	79	23	level	level	NOUN
cjfa-10422	79	24	of	of	ADP
cjfa-10422	79	25	0.625	0.625	NUM
cjfa-10422	79	26	%	%	NOUN
cjfa-10422	79	27	,	,	PUNCT
cjfa-10422	79	28	gradually	gradually	ADV
cjfa-10422	79	29	increasing	increase	VERB
cjfa-10422	79	30	the	the	DET
cjfa-10422	79	31	maximum	maximum	ADJ
cjfa-10422	79	32	value	value	NOUN
cjfa-10422	79	33	to	to	ADP
cjfa-10422	79	34	2.5	2.5	NUM
cjfa-10422	79	35	%	%	NOUN
cjfa-10422	79	36	.	.	PUNCT
cjfa-10422	80	1	to	to	PART
cjfa-10422	80	2	determine	determine	VERB
cjfa-10422	80	3	the	the	DET
cjfa-10422	80	4	appropriate	appropriate	ADJ
cjfa-10422	80	5	level	level	NOUN
cjfa-10422	80	6	of	of	ADP
cjfa-10422	80	7	the	the	DET
cjfa-10422	80	8	countercyclical	countercyclical	ADJ
cjfa-10422	80	9	buffer	buffer	NOUN
cjfa-10422	80	10	,	,	PUNCT
cjfa-10422	80	11	supervisory	supervisory	ADJ
cjfa-10422	80	12	authorities	authority	NOUN
cjfa-10422	80	13	should	should	AUX
cjfa-10422	80	14	monitor	monitor	VERB
cjfa-10422	80	15	banks	bank	NOUN
cjfa-10422	80	16	’	’	PART
cjfa-10422	80	17	lending	lending	NOUN
cjfa-10422	80	18	activities	activity	NOUN
cjfa-10422	80	19	and	and	CCONJ
cjfa-10422	80	20	other	other	ADJ
cjfa-10422	80	21	indicators	indicator	NOUN
cjfa-10422	80	22	related	relate	VERB
cjfa-10422	80	23	to	to	ADP
cjfa-10422	80	24	systemic	systemic	ADJ
cjfa-10422	80	25	risk	risk	NOUN
cjfa-10422	80	26	.	.	PUNCT
cjfa-10422	81	1	this	this	PRON
cjfa-10422	81	2	is	be	AUX
cjfa-10422	81	3	to	to	PART
cjfa-10422	81	4	determine	determine	VERB
cjfa-10422	81	5	whether	whether	SCONJ
cjfa-10422	81	6	credit	credit	NOUN
cjfa-10422	81	7	growth	growth	NOUN
cjfa-10422	81	8	is	be	AUX
cjfa-10422	81	9	not	not	PART
cjfa-10422	81	10	excessive	excessive	ADJ
cjfa-10422	81	11	and	and	CCONJ
cjfa-10422	81	12	does	do	AUX
cjfa-10422	81	13	not	not	PART
cjfa-10422	81	14	cause	cause	VERB
cjfa-10422	81	15	an	an	DET
cjfa-10422	81	16	increase	increase	NOUN
cjfa-10422	81	17	of	of	ADP
cjfa-10422	81	18	systemic	systemic	ADJ
cjfa-10422	81	19	risk	risk	NOUN
cjfa-10422	81	20	(	(	PUNCT
cjfa-10422	81	21	basel	basel	PROPN
cjfa-10422	81	22	iii	iii	PROPN
cjfa-10422	81	23	,	,	PUNCT
cjfa-10422	81	24	2010	2010	NUM
cjfa-10422	81	25	,	,	PUNCT
cjfa-10422	81	26	57	57	NUM
cjfa-10422	81	27	-	-	SYM
cjfa-10422	81	28	60	60	NUM
cjfa-10422	81	29	)	)	PUNCT
cjfa-10422	81	30	.	.	PUNCT
cjfa-10422	82	1	figure	figure	NOUN
cjfa-10422	82	2	1	1	NUM
cjfa-10422	82	3	.	.	PUNCT
cjfa-10422	83	1	changing	change	VERB
cjfa-10422	83	2	equity	equity	NOUN
cjfa-10422	83	3	structure	structure	NOUN
cjfa-10422	83	4	from	from	ADP
cjfa-10422	83	5	basel	basel	PROPN
cjfa-10422	83	6	i	i	PROPN
cjfa-10422	83	7	and	and	CCONJ
cjfa-10422	83	8	ii	ii	VERB
cjfa-10422	83	9	to	to	ADP
cjfa-10422	83	10	basel	basel	PROPN
cjfa-10422	83	11	iii	iii	PROPN
cjfa-10422	83	12	basel	basel	PROPN
cjfa-10422	83	13	iii	iii	PROPN
cjfa-10422	83	14	has	have	AUX
cjfa-10422	83	15	caused	cause	VERB
cjfa-10422	83	16	a	a	DET
cjfa-10422	83	17	real	real	ADJ
cjfa-10422	83	18	increase	increase	NOUN
cjfa-10422	83	19	in	in	ADP
cjfa-10422	83	20	capital	capital	NOUN
cjfa-10422	83	21	charges	charge	NOUN
cjfa-10422	83	22	for	for	ADP
cjfa-10422	83	23	banks	bank	NOUN
cjfa-10422	83	24	(	(	PUNCT
cjfa-10422	83	25	see	see	VERB
cjfa-10422	83	26	figure	figure	NOUN
cjfa-10422	83	27	1	1	NUM
cjfa-10422	83	28	)	)	PUNCT
cjfa-10422	83	29	.	.	PUNCT
cjfa-10422	84	1	the	the	DET
cjfa-10422	84	2	level	level	NOUN
cjfa-10422	84	3	of	of	ADP
cjfa-10422	84	4	capital	capital	NOUN
cjfa-10422	84	5	adequacy	adequacy	NOUN
cjfa-10422	84	6	ratio	ratio	NOUN
cjfa-10422	84	7	is	be	AUX
cjfa-10422	84	8	still	still	ADV
cjfa-10422	84	9	equal	equal	ADJ
cjfa-10422	84	10	to	to	ADP
cjfa-10422	84	11	8	8	NUM
cjfa-10422	84	12	%	%	NOUN
cjfa-10422	84	13	,	,	PUNCT
cjfa-10422	84	14	however	however	ADV
cjfa-10422	84	15	the	the	DET
cjfa-10422	84	16	sum	sum	NOUN
cjfa-10422	84	17	of	of	ADP
cjfa-10422	84	18	minimum	minimum	ADJ
cjfa-10422	84	19	tier	tier	NOUN
cjfa-10422	84	20	i	i	PRON
cjfa-10422	84	21	ratio	ratio	VERB
cjfa-10422	84	22	,	,	PUNCT
cjfa-10422	84	23	minimum	minimum	NOUN
cjfa-10422	84	24	tier	tier	NOUN
cjfa-10422	84	25	ii	ii	NOUN
cjfa-10422	84	26	ratio	ratio	NOUN
cjfa-10422	84	27	and	and	CCONJ
cjfa-10422	84	28	capital	capital	NOUN
cjfa-10422	84	29	conservation	conservation	NOUN
cjfa-10422	84	30	buffer	buffer	NOUN
cjfa-10422	84	31	was	be	AUX
cjfa-10422	84	32	set	set	VERB
cjfa-10422	84	33	at	at	ADP
cjfa-10422	84	34	a	a	DET
cjfa-10422	84	35	level	level	NOUN
cjfa-10422	84	36	of	of	ADP
cjfa-10422	84	37	10.5	10.5	NUM
cjfa-10422	84	38	%	%	NOUN
cjfa-10422	84	39	.	.	PUNCT
cjfa-10422	85	1	moreover	moreover	ADV
cjfa-10422	85	2	,	,	PUNCT
cjfa-10422	85	3	taking	take	VERB
cjfa-10422	85	4	into	into	ADP
cjfa-10422	85	5	account	account	NOUN
cjfa-10422	85	6	countercyclical	countercyclical	ADJ
cjfa-10422	85	7	buffer	buffer	NOUN
cjfa-10422	85	8	,	,	PUNCT
cjfa-10422	85	9	equity	equity	NOUN
cjfa-10422	85	10	requirements	requirement	NOUN
cjfa-10422	85	11	for	for	ADP
cjfa-10422	85	12	banks	bank	NOUN
cjfa-10422	85	13	increased	increase	VERB
cjfa-10422	85	14	to	to	ADP
cjfa-10422	85	15	13	13	NUM
cjfa-10422	85	16	%	%	NOUN
cjfa-10422	85	17	.	.	PUNCT
cjfa-10422	86	1	the	the	DET
cjfa-10422	86	2	comparison	comparison	NOUN
cjfa-10422	86	3	of	of	ADP
cjfa-10422	86	4	the	the	DET
cjfa-10422	86	5	basel	basel	PROPN
cjfa-10422	86	6	iii	iii	PROPN
cjfa-10422	86	7	impact	impact	NOUN
cjfa-10422	86	8	on	on	ADP
cjfa-10422	86	9	polish	polish	ADJ
cjfa-10422	86	10	and	and	CCONJ
cjfa-10422	86	11	german	german	ADJ
cjfa-10422	86	12	bank	bank	NOUN
cjfa-10422	86	13	indicators	indicator	NOUN
cjfa-10422	86	14	the	the	DET
cjfa-10422	86	15	basel	basel	PROPN
cjfa-10422	86	16	iii	iii	PROPN
cjfa-10422	86	17	framework	framework	NOUN
cjfa-10422	86	18	focuses	focus	VERB
cjfa-10422	86	19	on	on	ADP
cjfa-10422	86	20	capital	capital	NOUN
cjfa-10422	86	21	as	as	ADP
cjfa-10422	86	22	a	a	DET
cjfa-10422	86	23	guarantee	guarantee	NOUN
cjfa-10422	86	24	of	of	ADP
cjfa-10422	86	25	bank	bank	NOUN
cjfa-10422	86	26	’s	’s	PART
cjfa-10422	86	27	safety	safety	NOUN
cjfa-10422	86	28	and	and	CCONJ
cjfa-10422	86	29	its	its	PRON
cjfa-10422	86	30	ability	ability	NOUN
cjfa-10422	86	31	to	to	PART
cjfa-10422	86	32	absorb	absorb	VERB
cjfa-10422	86	33	any	any	DET
cjfa-10422	86	34	possible	possible	ADJ
cjfa-10422	86	35	risk	risk	NOUN
cjfa-10422	86	36	that	that	PRON
cjfa-10422	86	37	might	might	AUX
cjfa-10422	86	38	happen	happen	VERB
cjfa-10422	86	39	.	.	PUNCT
cjfa-10422	87	1	the	the	DET
cjfa-10422	87	2	comparison	comparison	NOUN
cjfa-10422	87	3	between	between	ADP
cjfa-10422	87	4	the	the	DET
cjfa-10422	87	5	level	level	NOUN
cjfa-10422	87	6	of	of	ADP
cjfa-10422	87	7	bank	bank	NOUN
cjfa-10422	87	8	’s	’s	PART
cjfa-10422	87	9	core	core	NOUN
cjfa-10422	87	10	capital	capital	NOUN
cjfa-10422	87	11	and	and	CCONJ
cjfa-10422	87	12	total	total	ADJ
cjfa-10422	87	13	risk	risk	NOUN
cjfa-10422	87	14	-	-	PUNCT
cjfa-10422	87	15	weighted	weight	VERB
cjfa-10422	87	16	assets	asset	NOUN
cjfa-10422	87	17	is	be	AUX
cjfa-10422	87	18	measured	measure	VERB
cjfa-10422	87	19	by	by	ADP
cjfa-10422	87	20	tier	tier	NOUN
cjfa-10422	87	21	1	1	NUM
cjfa-10422	87	22	capital	capital	NOUN
cjfa-10422	87	23	ratio	ratio	NOUN
cjfa-10422	87	24	.	.	PUNCT
cjfa-10422	88	1	this	this	DET
cjfa-10422	88	2	ratio	ratio	NOUN
cjfa-10422	88	3	shows	show	VERB
cjfa-10422	88	4	the	the	DET
cjfa-10422	88	5	financial	financial	ADJ
cjfa-10422	88	6	strength	strength	NOUN
cjfa-10422	88	7	of	of	ADP
cjfa-10422	88	8	a	a	DET
cjfa-10422	88	9	bank	bank	NOUN
cjfa-10422	88	10	.	.	PUNCT
cjfa-10422	89	1	during	during	ADP
cjfa-10422	89	2	the	the	DET
cjfa-10422	89	3	last	last	ADJ
cjfa-10422	89	4	decade	decade	NOUN
cjfa-10422	89	5	the	the	DET
cjfa-10422	89	6	level	level	NOUN
cjfa-10422	89	7	of	of	ADP
cjfa-10422	89	8	this	this	DET
cjfa-10422	89	9	ratio	ratio	NOUN
cjfa-10422	89	10	s	s	PART
cjfa-10422	89	11	o	o	NOUN
cjfa-10422	89	12	u	u	NOUN
cjfa-10422	89	13	r	r	NOUN
cjfa-10422	89	14	c	c	NOUN
cjfa-10422	89	15	e	e	NOUN
cjfa-10422	89	16	:	:	PUNCT
cjfa-10422	89	17	basel	basel	PROPN
cjfa-10422	89	18	iii	iii	PROPN
cjfa-10422	89	19	2010	2010	NUM
cjfa-10422	89	20	.	.	PUNCT
cjfa-10422	90	1	günter	günter	PROPN
cjfa-10422	90	2	hofbauer	hofbauer	PROPN
cjfa-10422	90	3	,	,	PUNCT
cjfa-10422	90	4	monika	monika	PROPN
cjfa-10422	90	5	klimontowicz	klimontowicz	PROPN
cjfa-10422	90	6	,	,	PUNCT
cjfa-10422	90	7	aleksandra	aleksandra	PROPN
cjfa-10422	90	8	nocoń96	nocoń96	PROPN
cjfa-10422	90	9	basel	basel	PROPN
cjfa-10422	90	10	iii	iii	PROPN
cjfa-10422	90	11	has	have	AUX
cjfa-10422	90	12	caused	cause	VERB
cjfa-10422	90	13	a	a	DET
cjfa-10422	90	14	real	real	ADJ
cjfa-10422	90	15	increase	increase	NOUN
cjfa-10422	90	16	in	in	ADP
cjfa-10422	90	17	capital	capital	NOUN
cjfa-10422	90	18	charges	charge	NOUN
cjfa-10422	90	19	for	for	ADP
cjfa-10422	90	20	banks	bank	NOUN
cjfa-10422	90	21	(	(	PUNCT
cjfa-10422	90	22	see	see	VERB
cjfa-10422	90	23	figure	figure	NOUN
cjfa-10422	90	24	1	1	NUM
cjfa-10422	90	25	)	)	PUNCT
cjfa-10422	90	26	.	.	PUNCT
cjfa-10422	91	1	the	the	DET
cjfa-10422	91	2	level	level	NOUN
cjfa-10422	91	3	of	of	ADP
cjfa-10422	91	4	capital	capital	NOUN
cjfa-10422	91	5	adequacy	adequacy	NOUN
cjfa-10422	91	6	ratio	ratio	NOUN
cjfa-10422	91	7	is	be	AUX
cjfa-10422	91	8	still	still	ADV
cjfa-10422	91	9	equal	equal	ADJ
cjfa-10422	91	10	to	to	ADP
cjfa-10422	91	11	8	8	NUM
cjfa-10422	91	12	%	%	NOUN
cjfa-10422	91	13	,	,	PUNCT
cjfa-10422	91	14	however	however	ADV
cjfa-10422	91	15	the	the	DET
cjfa-10422	91	16	sum	sum	NOUN
cjfa-10422	91	17	of	of	ADP
cjfa-10422	91	18	minimum	minimum	ADJ
cjfa-10422	91	19	tier	tier	NOUN
cjfa-10422	91	20	i	i	PRON
cjfa-10422	91	21	ratio	ratio	VERB
cjfa-10422	91	22	,	,	PUNCT
cjfa-10422	91	23	minimum	minimum	NOUN
cjfa-10422	91	24	tier	tier	NOUN
cjfa-10422	91	25	ii	ii	NOUN
cjfa-10422	91	26	ratio	ratio	NOUN
cjfa-10422	91	27	and	and	CCONJ
cjfa-10422	91	28	capital	capital	NOUN
cjfa-10422	91	29	conservation	conservation	NOUN
cjfa-10422	91	30	buffer	buffer	NOUN
cjfa-10422	91	31	was	be	AUX
cjfa-10422	91	32	set	set	VERB
cjfa-10422	91	33	at	at	ADP
cjfa-10422	91	34	a	a	DET
cjfa-10422	91	35	level	level	NOUN
cjfa-10422	91	36	of	of	ADP
cjfa-10422	91	37	10.5	10.5	NUM
cjfa-10422	91	38	%	%	NOUN
cjfa-10422	91	39	.	.	PUNCT
cjfa-10422	92	1	moreover	moreover	ADV
cjfa-10422	92	2	,	,	PUNCT
cjfa-10422	92	3	taking	take	VERB
cjfa-10422	92	4	into	into	ADP
cjfa-10422	92	5	account	account	NOUN
cjfa-10422	92	6	countercyclical	countercyclical	ADJ
cjfa-10422	92	7	buffer	buffer	NOUN
cjfa-10422	92	8	,	,	PUNCT
cjfa-10422	92	9	equity	equity	NOUN
cjfa-10422	92	10	requirements	requirement	NOUN
cjfa-10422	92	11	for	for	ADP
cjfa-10422	92	12	banks	bank	NOUN
cjfa-10422	92	13	increased	increase	VERB
cjfa-10422	92	14	to	to	ADP
cjfa-10422	92	15	13	13	NUM
cjfa-10422	92	16	%	%	NOUN
cjfa-10422	92	17	.	.	PUNCT
cjfa-10422	93	1	the	the	DET
cjfa-10422	93	2	comparison	comparison	NOUN
cjfa-10422	93	3	of	of	ADP
cjfa-10422	93	4	the	the	DET
cjfa-10422	93	5	basel	basel	PROPN
cjfa-10422	93	6	iii	iii	PROPN
cjfa-10422	93	7	impact	impact	NOUN
cjfa-10422	93	8	on	on	ADP
cjfa-10422	93	9	polish	polish	ADJ
cjfa-10422	93	10	and	and	CCONJ
cjfa-10422	93	11	german	german	ADJ
cjfa-10422	93	12	bank	bank	NOUN
cjfa-10422	93	13	indicators	indicator	NOUN
cjfa-10422	93	14	the	the	DET
cjfa-10422	93	15	basel	basel	PROPN
cjfa-10422	93	16	iii	iii	PROPN
cjfa-10422	93	17	framework	framework	NOUN
cjfa-10422	93	18	focuses	focus	VERB
cjfa-10422	93	19	on	on	ADP
cjfa-10422	93	20	capital	capital	NOUN
cjfa-10422	93	21	as	as	ADP
cjfa-10422	93	22	a	a	DET
cjfa-10422	93	23	guarantee	guarantee	NOUN
cjfa-10422	93	24	of	of	ADP
cjfa-10422	93	25	bank	bank	NOUN
cjfa-10422	93	26	’s	’s	PART
cjfa-10422	93	27	safety	safety	NOUN
cjfa-10422	93	28	and	and	CCONJ
cjfa-10422	93	29	its	its	PRON
cjfa-10422	93	30	ability	ability	NOUN
cjfa-10422	93	31	to	to	PART
cjfa-10422	93	32	absorb	absorb	VERB
cjfa-10422	93	33	any	any	DET
cjfa-10422	93	34	possible	possible	ADJ
cjfa-10422	93	35	risk	risk	NOUN
cjfa-10422	93	36	that	that	PRON
cjfa-10422	93	37	might	might	AUX
cjfa-10422	93	38	happen	happen	VERB
cjfa-10422	93	39	.	.	PUNCT
cjfa-10422	94	1	the	the	DET
cjfa-10422	94	2	comparison	comparison	NOUN
cjfa-10422	94	3	between	between	ADP
cjfa-10422	94	4	the	the	DET
cjfa-10422	94	5	level	level	NOUN
cjfa-10422	94	6	of	of	ADP
cjfa-10422	94	7	bank	bank	NOUN
cjfa-10422	94	8	’s	’s	PART
cjfa-10422	94	9	core	core	NOUN
cjfa-10422	94	10	capital	capital	NOUN
cjfa-10422	94	11	and	and	CCONJ
cjfa-10422	94	12	total	total	ADJ
cjfa-10422	94	13	risk	risk	NOUN
cjfa-10422	94	14	-	-	PUNCT
cjfa-10422	94	15	weighted	weight	VERB
cjfa-10422	94	16	assets	asset	NOUN
cjfa-10422	94	17	is	be	AUX
cjfa-10422	94	18	measured	measure	VERB
cjfa-10422	94	19	by	by	ADP
cjfa-10422	94	20	tier	tier	NOUN
cjfa-10422	94	21	1	1	NUM
cjfa-10422	94	22	capital	capital	NOUN
cjfa-10422	94	23	ratio	ratio	NOUN
cjfa-10422	94	24	.	.	PUNCT
cjfa-10422	95	1	this	this	DET
cjfa-10422	95	2	ratio	ratio	NOUN
cjfa-10422	95	3	shows	show	VERB
cjfa-10422	95	4	the	the	DET
cjfa-10422	95	5	financial	financial	ADJ
cjfa-10422	95	6	strength	strength	NOUN
cjfa-10422	95	7	of	of	ADP
cjfa-10422	95	8	a	a	DET
cjfa-10422	95	9	bank	bank	NOUN
cjfa-10422	95	10	.	.	PUNCT
cjfa-10422	96	1	during	during	ADP
cjfa-10422	96	2	the	the	DET
cjfa-10422	96	3	last	last	ADJ
cjfa-10422	96	4	decade	decade	NOUN
cjfa-10422	96	5	the	the	DET
cjfa-10422	96	6	level	level	NOUN
cjfa-10422	96	7	of	of	ADP
cjfa-10422	96	8	this	this	DET
cjfa-10422	96	9	ratio	ratio	NOUN
cjfa-10422	96	10	has	have	AUX
cjfa-10422	96	11	been	be	AUX
cjfa-10422	96	12	systematically	systematically	ADV
cjfa-10422	96	13	increasing	increase	VERB
cjfa-10422	96	14	in	in	ADP
cjfa-10422	96	15	both	both	CCONJ
cjfa-10422	96	16	german	german	ADJ
cjfa-10422	96	17	and	and	CCONJ
cjfa-10422	96	18	polish	polish	ADJ
cjfa-10422	96	19	banking	banking	NOUN
cjfa-10422	96	20	market	market	NOUN
cjfa-10422	96	21	.	.	PUNCT
cjfa-10422	97	1	the	the	DET
cjfa-10422	97	2	comparison	comparison	NOUN
cjfa-10422	97	3	between	between	ADP
cjfa-10422	97	4	polish	polish	ADJ
cjfa-10422	97	5	and	and	CCONJ
cjfa-10422	97	6	german	german	ADJ
cjfa-10422	97	7	banks	bank	NOUN
cjfa-10422	97	8	show	show	VERB
cjfa-10422	97	9	that	that	SCONJ
cjfa-10422	97	10	the	the	DET
cjfa-10422	97	11	capital	capital	NOUN
cjfa-10422	97	12	base	base	NOUN
cjfa-10422	97	13	in	in	ADP
cjfa-10422	97	14	poland	poland	PROPN
cjfa-10422	97	15	was	be	AUX
cjfa-10422	97	16	stronger	strong	ADJ
cjfa-10422	97	17	before	before	SCONJ
cjfa-10422	97	18	the	the	DET
cjfa-10422	97	19	basel	basel	PROPN
cjfa-10422	97	20	accords	accords	PROPN
cjfa-10422	97	21	implementation	implementation	NOUN
cjfa-10422	97	22	(	(	PUNCT
cjfa-10422	97	23	see	see	VERB
cjfa-10422	97	24	figure	figure	NOUN
cjfa-10422	97	25	2	2	NUM
cjfa-10422	97	26	)	)	PUNCT
cjfa-10422	97	27	.	.	PUNCT
cjfa-10422	98	1	today	today	NOUN
cjfa-10422	98	2	both	both	DET
cjfa-10422	98	3	countries	country	NOUN
cjfa-10422	98	4	fulfil	fulfil	VERB
cjfa-10422	98	5	the	the	DET
cjfa-10422	98	6	basel	basel	PROPN
cjfa-10422	98	7	requirements	requirement	NOUN
cjfa-10422	98	8	but	but	CCONJ
cjfa-10422	98	9	the	the	DET
cjfa-10422	98	10	share	share	NOUN
cjfa-10422	98	11	of	of	ADP
cjfa-10422	98	12	equity	equity	NOUN
cjfa-10422	98	13	capital	capital	NOUN
cjfa-10422	98	14	in	in	ADP
cjfa-10422	98	15	total	total	ADJ
cjfa-10422	98	16	assets	asset	NOUN
cjfa-10422	98	17	is	be	AUX
cjfa-10422	98	18	still	still	ADV
cjfa-10422	98	19	at	at	ADP
cjfa-10422	98	20	the	the	DET
cjfa-10422	98	21	higher	high	ADJ
cjfa-10422	98	22	level	level	NOUN
cjfa-10422	98	23	in	in	ADP
cjfa-10422	98	24	poland	poland	PROPN
cjfa-10422	98	25	(	(	PUNCT
cjfa-10422	98	26	see	see	VERB
cjfa-10422	98	27	figure	figure	NOUN
cjfa-10422	98	28	3	3	NUM
cjfa-10422	98	29	)	)	PUNCT
cjfa-10422	98	30	.	.	PUNCT
cjfa-10422	99	1	figure	figure	NOUN
cjfa-10422	99	2	2	2	NUM
cjfa-10422	99	3	.	.	PUNCT
cjfa-10422	99	4	tier	tier	NOUN
cjfa-10422	99	5	1	1	NUM
cjfa-10422	99	6	ratio	ratio	NOUN
cjfa-10422	99	7	in	in	ADP
cjfa-10422	99	8	germany	germany	PROPN
cjfa-10422	99	9	and	and	CCONJ
cjfa-10422	99	10	poland	poland	PROPN
cjfa-10422	99	11	(	(	PUNCT
cjfa-10422	99	12	ebc	ebc	PROPN
cjfa-10422	99	13	,	,	PUNCT
cjfa-10422	99	14	db	db	PROPN
cjfa-10422	99	15	research	research	NOUN
cjfa-10422	99	16	)	)	PUNCT
cjfa-10422	99	17	has	have	AUX
cjfa-10422	99	18	been	be	AUX
cjfa-10422	99	19	systematically	systematically	ADV
cjfa-10422	99	20	increasing	increase	VERB
cjfa-10422	99	21	in	in	ADP
cjfa-10422	99	22	both	both	CCONJ
cjfa-10422	99	23	german	german	ADJ
cjfa-10422	99	24	and	and	CCONJ
cjfa-10422	99	25	polish	polish	ADJ
cjfa-10422	99	26	banking	banking	NOUN
cjfa-10422	99	27	market	market	NOUN
cjfa-10422	99	28	.	.	PUNCT
cjfa-10422	100	1	the	the	DET
cjfa-10422	100	2	comparison	comparison	NOUN
cjfa-10422	100	3	between	between	ADP
cjfa-10422	100	4	polish	polish	ADJ
cjfa-10422	100	5	and	and	CCONJ
cjfa-10422	100	6	german	german	ADJ
cjfa-10422	100	7	banks	bank	NOUN
cjfa-10422	100	8	show	show	VERB
cjfa-10422	100	9	that	that	SCONJ
cjfa-10422	100	10	the	the	DET
cjfa-10422	100	11	capital	capital	NOUN
cjfa-10422	100	12	base	base	NOUN
cjfa-10422	100	13	in	in	ADP
cjfa-10422	100	14	poland	poland	PROPN
cjfa-10422	100	15	was	be	AUX
cjfa-10422	100	16	stronger	strong	ADJ
cjfa-10422	100	17	before	before	SCONJ
cjfa-10422	100	18	the	the	DET
cjfa-10422	100	19	basel	basel	PROPN
cjfa-10422	100	20	accords	accords	PROPN
cjfa-10422	100	21	implementation	implementation	NOUN
cjfa-10422	100	22	(	(	PUNCT
cjfa-10422	100	23	see	see	VERB
cjfa-10422	100	24	figure	figure	NOUN
cjfa-10422	100	25	2	2	NUM
cjfa-10422	100	26	)	)	PUNCT
cjfa-10422	100	27	.	.	PUNCT
cjfa-10422	101	1	today	today	NOUN
cjfa-10422	101	2	both	both	DET
cjfa-10422	101	3	countries	country	NOUN
cjfa-10422	101	4	fulfil	fulfil	VERB
cjfa-10422	101	5	the	the	DET
cjfa-10422	101	6	basel	basel	PROPN
cjfa-10422	101	7	requirements	requirement	NOUN
cjfa-10422	101	8	but	but	CCONJ
cjfa-10422	101	9	the	the	DET
cjfa-10422	101	10	share	share	NOUN
cjfa-10422	101	11	of	of	ADP
cjfa-10422	101	12	equity	equity	NOUN
cjfa-10422	101	13	capital	capital	NOUN
cjfa-10422	101	14	in	in	ADP
cjfa-10422	101	15	total	total	ADJ
cjfa-10422	101	16	assets	asset	NOUN
cjfa-10422	101	17	is	be	AUX
cjfa-10422	101	18	still	still	ADV
cjfa-10422	101	19	at	at	ADP
cjfa-10422	101	20	the	the	DET
cjfa-10422	101	21	higher	high	ADJ
cjfa-10422	101	22	level	level	NOUN
cjfa-10422	101	23	in	in	ADP
cjfa-10422	101	24	poland	poland	PROPN
cjfa-10422	101	25	(	(	PUNCT
cjfa-10422	101	26	see	see	VERB
cjfa-10422	101	27	figure	figure	NOUN
cjfa-10422	101	28	3	3	NUM
cjfa-10422	101	29	)	)	PUNCT
cjfa-10422	101	30	.	.	PUNCT
cjfa-10422	102	1	figure	figure	NOUN
cjfa-10422	102	2	2	2	NUM
cjfa-10422	102	3	.	.	PUNCT
cjfa-10422	102	4	tier	tier	NOUN
cjfa-10422	102	5	1	1	NUM
cjfa-10422	102	6	ratio	ratio	NOUN
cjfa-10422	102	7	in	in	ADP
cjfa-10422	102	8	germany	germany	PROPN
cjfa-10422	102	9	and	and	CCONJ
cjfa-10422	102	10	poland	poland	PROPN
cjfa-10422	102	11	(	(	PUNCT
cjfa-10422	102	12	ebc	ebc	PROPN
cjfa-10422	102	13	,	,	PUNCT
cjfa-10422	102	14	db	db	PROPN
cjfa-10422	102	15	research	research	NOUN
cjfa-10422	102	16	)	)	PUNCT
cjfa-10422	102	17	figure	figure	NOUN
cjfa-10422	102	18	3	3	NUM
cjfa-10422	102	19	.	.	PUNCT
cjfa-10422	102	20	equity	equity	NOUN
cjfa-10422	102	21	capital	capital	NOUN
cjfa-10422	102	22	in	in	ADP
cjfa-10422	102	23	%	%	NOUN
cjfa-10422	102	24	of	of	ADP
cjfa-10422	102	25	total	total	ADJ
cjfa-10422	102	26	assets	asset	NOUN
cjfa-10422	102	27	(	(	PUNCT
cjfa-10422	102	28	capital	capital	NOUN
cjfa-10422	102	29	&	&	CCONJ
cjfa-10422	102	30	reserves	reserves	PROPN
cjfa-10422	102	31	/	/	SYM
cjfa-10422	102	32	total	total	ADJ
cjfa-10422	102	33	assets*100	assets*100	PROPN
cjfa-10422	102	34	)	)	PUNCT
cjfa-10422	102	35	in	in	ADP
cjfa-10422	102	36	germany	germany	PROPN
cjfa-10422	102	37	and	and	CCONJ
cjfa-10422	102	38	poland	poland	PROPN
cjfa-10422	102	39	(	(	PUNCT
cjfa-10422	102	40	ebc	ebc	PROPN
cjfa-10422	102	41	,	,	PUNCT
cjfa-10422	102	42	db	db	PROPN
cjfa-10422	102	43	research	research	NOUN
cjfa-10422	102	44	)	)	PUNCT
cjfa-10422	102	45	fulfilling	fulfil	VERB
cjfa-10422	102	46	basel	basel	PROPN
cjfa-10422	102	47	iii	iii	PROPN
cjfa-10422	102	48	requirements	requirement	NOUN
cjfa-10422	102	49	has	have	AUX
cjfa-10422	102	50	already	already	ADV
cjfa-10422	102	51	influenced	influence	VERB
cjfa-10422	102	52	banks	bank	NOUN
cjfa-10422	102	53	’	’	PART
cjfa-10422	102	54	market	market	NOUN
cjfa-10422	102	55	policy	policy	NOUN
cjfa-10422	102	56	and	and	CCONJ
cjfa-10422	102	57	has	have	AUX
cjfa-10422	102	58	changed	change	VERB
cjfa-10422	102	59	the	the	DET
cjfa-10422	102	60	way	way	NOUN
cjfa-10422	102	61	of	of	ADP
cjfa-10422	102	62	financing	finance	VERB
cjfa-10422	102	63	banks	bank	NOUN
cjfa-10422	102	64	’	'	PUNCT
cjfa-10422	102	65	operations	operation	NOUN
cjfa-10422	102	66	.	.	PUNCT
cjfa-10422	103	1	the	the	DET
cjfa-10422	103	2	analysis	analysis	NOUN
cjfa-10422	103	3	of	of	ADP
cjfa-10422	103	4	debt	debt	NOUN
cjfa-10422	103	5	-	-	PUNCT
cjfa-10422	103	6	to	to	ADP
cjfa-10422	103	7	-	-	PUNCT
cjfa-10422	103	8	equity	equity	NOUN
cjfa-10422	103	9	shows	show	VERB
cjfa-10422	103	10	that	that	SCONJ
cjfa-10422	103	11	during	during	ADP
cjfa-10422	103	12	the	the	DET
cjfa-10422	103	13	last	last	ADJ
cjfa-10422	103	14	10	10	NUM
cjfa-10422	103	15	years	year	NOUN
cjfa-10422	103	16	the	the	DET
cjfa-10422	103	17	share	share	NOUN
cjfa-10422	103	18	of	of	ADP
cjfa-10422	103	19	debt	debt	NOUN
cjfa-10422	103	20	defined	define	VERB
cjfa-10422	103	21	as	as	ADP
cjfa-10422	103	22	a	a	DET
cjfa-10422	103	23	specific	specific	ADJ
cjfa-10422	103	24	subset	subset	NOUN
cjfa-10422	103	25	of	of	ADP
cjfa-10422	103	26	liabilities	liability	NOUN
cjfa-10422	103	27	has	have	AUX
cjfa-10422	103	28	changed	change	VERB
cjfa-10422	103	29	.	.	PUNCT
cjfa-10422	104	1	since	since	SCONJ
cjfa-10422	104	2	2008	2008	NUM
cjfa-10422	104	3	the	the	DET
cjfa-10422	104	4	level	level	NOUN
cjfa-10422	104	5	of	of	ADP
cjfa-10422	104	6	ratio	ratio	NOUN
cjfa-10422	104	7	is	be	AUX
cjfa-10422	104	8	decreasing	decrease	VERB
cjfa-10422	104	9	but	but	CCONJ
cjfa-10422	104	10	still	still	ADV
cjfa-10422	104	11	the	the	DET
cjfa-10422	104	12	outstanding	outstanding	ADJ
cjfa-10422	104	13	debt	debt	NOUN
cjfa-10422	104	14	is	be	AUX
cjfa-10422	104	15	over	over	ADP
cjfa-10422	104	16	2003	2003	NUM
cjfa-10422	104	17	2004	2004	NUM
cjfa-10422	104	18	2005	2005	NUM
cjfa-10422	104	19	2006	2006	NUM
cjfa-10422	104	20	2007	2007	NUM
cjfa-10422	104	21	2008	2008	NUM
cjfa-10422	104	22	2009	2009	NUM
cjfa-10422	104	23	2010	2010	NUM
cjfa-10422	104	24	2011	2011	NUM
cjfa-10422	104	25	2012	2012	NUM
cjfa-10422	104	26	2013	2013	NUM
cjfa-10422	104	27	germany	germany	NOUN
cjfa-10422	104	28	7,57	7,57	NUM
cjfa-10422	104	29	7,51	7,51	NOUN
cjfa-10422	104	30	7,48	7,48	NUM
cjfa-10422	104	31	7,69	7,69	NUM
cjfa-10422	105	1	8,23	8,23	NUM
cjfa-10422	105	2	9,26	9,26	NUM
cjfa-10422	105	3	10,63	10,63	ADJ
cjfa-10422	105	4	11,41	11,41	PROPN
cjfa-10422	105	5	11,72	11,72	NUM
cjfa-10422	105	6	13,80	13,80	NUM
cjfa-10422	105	7	15,19	15,19	NUM
cjfa-10422	105	8	poland	poland	PROPN
cjfa-10422	105	9	13,90	13,90	NUM
cjfa-10422	105	10	15,34	15,34	NUM
cjfa-10422	105	11	14,39	14,39	NOUN
cjfa-10422	105	12	12,93	12,93	NUM
cjfa-10422	105	13	11,13	11,13	NUM
cjfa-10422	105	14	10,17	10,17	NUM
cjfa-10422	105	15	12,10	12,10	NUM
cjfa-10422	105	16	12,59	12,59	NUM
cjfa-10422	105	17	11,88	11,88	NUM
cjfa-10422	105	18	13,14	13,14	NUM
cjfa-10422	105	19	13,96	13,96	NUM
cjfa-10422	105	20	0,00	0,00	PROPN
cjfa-10422	105	21	2,00	2,00	PROPN
cjfa-10422	105	22	4,00	4,00	NUM
cjfa-10422	105	23	6,00	6,00	NUM
cjfa-10422	106	1	8,00	8,00	NOUN
cjfa-10422	107	1	10,00	10,00	NUM
cjfa-10422	107	2	12,00	12,00	NUM
cjfa-10422	107	3	14,00	14,00	NUM
cjfa-10422	107	4	16,00	16,00	NUM
cjfa-10422	107	5	2004	2004	NUM
cjfa-10422	107	6	2005	2005	NUM
cjfa-10422	107	7	2006	2006	NUM
cjfa-10422	107	8	2007	2007	NUM
cjfa-10422	107	9	2008	2008	NUM
cjfa-10422	107	10	2009	2009	NUM
cjfa-10422	107	11	2010	2010	NUM
cjfa-10422	107	12	2011	2011	NUM
cjfa-10422	107	13	2012	2012	NUM
cjfa-10422	107	14	2013	2013	NUM
cjfa-10422	107	15	2014	2014	NUM
cjfa-10422	107	16	2015	2015	NUM
cjfa-10422	107	17	germany	germany	PROPN
cjfa-10422	107	18	4,35	4,35	PROPN
cjfa-10422	107	19	4,41	4,41	NUM
cjfa-10422	107	20	4,71	4,71	NOUN
cjfa-10422	107	21	4,64	4,64	NUM
cjfa-10422	107	22	4,79	4,79	NUM
cjfa-10422	108	1	5,09	5,09	NUM
cjfa-10422	108	2	4,58	4,58	NUM
cjfa-10422	108	3	4,70	4,70	NUM
cjfa-10422	108	4	5,06	5,06	NUM
cjfa-10422	108	5	5,81	5,81	NUM
cjfa-10422	108	6	5,95	5,95	NUM
cjfa-10422	108	7	6,25	6,25	NUM
cjfa-10422	108	8	poland	poland	NOUN
cjfa-10422	108	9	15,27	15,27	NUM
cjfa-10422	108	10	14,66	14,66	NUM
cjfa-10422	108	11	13,21	13,21	NUM
cjfa-10422	108	12	12,12	12,12	NUM
cjfa-10422	108	13	12,00	12,00	NUM
cjfa-10422	108	14	14,00	14,00	NUM
cjfa-10422	108	15	14,41	14,41	NUM
cjfa-10422	108	16	14,28	14,28	NUM
cjfa-10422	108	17	15,23	15,23	PROPN
cjfa-10422	108	18	15,21	15,21	NUM
cjfa-10422	108	19	14,99	14,99	PROPN
cjfa-10422	108	20	14,83	14,83	NUM
cjfa-10422	109	1	0,00	0,00	PROPN
cjfa-10422	109	2	2,00	2,00	PROPN
cjfa-10422	109	3	4,00	4,00	NUM
cjfa-10422	109	4	6,00	6,00	NUM
cjfa-10422	109	5	8,00	8,00	NOUN
cjfa-10422	110	1	10,00	10,00	NUM
cjfa-10422	110	2	12,00	12,00	NUM
cjfa-10422	110	3	14,00	14,00	NUM
cjfa-10422	110	4	16,00	16,00	PROPN
cjfa-10422	110	5	s	s	PART
cjfa-10422	110	6	o	o	NOUN
cjfa-10422	110	7	u	u	NOUN
cjfa-10422	110	8	r	r	NOUN
cjfa-10422	110	9	c	c	NOUN
cjfa-10422	110	10	e	e	NOUN
cjfa-10422	110	11	:	:	PUNCT
cjfa-10422	110	12	own	own	ADJ
cjfa-10422	110	13	work	work	NOUN
cjfa-10422	110	14	based	base	VERB
cjfa-10422	110	15	on	on	ADP
cjfa-10422	110	16	:	:	PUNCT
cjfa-10422	110	17	ecb	ecb	NOUN
cjfa-10422	110	18	and	and	CCONJ
cjfa-10422	110	19	db	db	PROPN
cjfa-10422	110	20	research	research	NOUN
cjfa-10422	110	21	data	datum	NOUN
cjfa-10422	110	22	.	.	PUNCT
cjfa-10422	111	1	basel	basel	PROPN
cjfa-10422	111	2	iii	iii	PROPN
cjfa-10422	111	3	equity	equity	NOUN
cjfa-10422	111	4	requirements	requirement	NOUN
cjfa-10422	111	5	and	and	CCONJ
cjfa-10422	111	6	a	a	DET
cjfa-10422	111	7	contemporary	contemporary	ADJ
cjfa-10422	111	8	…	…	SYM
cjfa-10422	111	9	97	97	NUM
cjfa-10422	111	10	figure	figure	NOUN
cjfa-10422	111	11	3	3	NUM
cjfa-10422	111	12	.	.	PUNCT
cjfa-10422	111	13	equity	equity	NOUN
cjfa-10422	111	14	capital	capital	NOUN
cjfa-10422	111	15	in	in	ADP
cjfa-10422	111	16	%	%	NOUN
cjfa-10422	111	17	of	of	ADP
cjfa-10422	111	18	total	total	ADJ
cjfa-10422	111	19	assets	asset	NOUN
cjfa-10422	111	20	(	(	PUNCT
cjfa-10422	111	21	capital	capital	NOUN
cjfa-10422	111	22	&	&	CCONJ
cjfa-10422	111	23	reserves	reserves	PROPN
cjfa-10422	111	24	/	/	SYM
cjfa-10422	111	25	total	total	ADJ
cjfa-10422	111	26	assets*100	assets*100	PROPN
cjfa-10422	111	27	)	)	PUNCT
cjfa-10422	111	28	in	in	ADP
cjfa-10422	111	29	germany	germany	PROPN
cjfa-10422	111	30	and	and	CCONJ
cjfa-10422	111	31	poland	poland	PROPN
cjfa-10422	111	32	(	(	PUNCT
cjfa-10422	111	33	ebc	ebc	PROPN
cjfa-10422	111	34	,	,	PUNCT
cjfa-10422	111	35	db	db	PROPN
cjfa-10422	111	36	research	research	NOUN
cjfa-10422	111	37	)	)	PUNCT
cjfa-10422	111	38	has	have	AUX
cjfa-10422	111	39	been	be	AUX
cjfa-10422	111	40	systematically	systematically	ADV
cjfa-10422	111	41	increasing	increase	VERB
cjfa-10422	111	42	in	in	ADP
cjfa-10422	111	43	both	both	CCONJ
cjfa-10422	111	44	german	german	ADJ
cjfa-10422	111	45	and	and	CCONJ
cjfa-10422	111	46	polish	polish	ADJ
cjfa-10422	111	47	banking	banking	NOUN
cjfa-10422	111	48	market	market	NOUN
cjfa-10422	111	49	.	.	PUNCT
cjfa-10422	112	1	the	the	DET
cjfa-10422	112	2	comparison	comparison	NOUN
cjfa-10422	112	3	between	between	ADP
cjfa-10422	112	4	polish	polish	ADJ
cjfa-10422	112	5	and	and	CCONJ
cjfa-10422	112	6	german	german	ADJ
cjfa-10422	112	7	banks	bank	NOUN
cjfa-10422	112	8	show	show	VERB
cjfa-10422	112	9	that	that	SCONJ
cjfa-10422	112	10	the	the	DET
cjfa-10422	112	11	capital	capital	NOUN
cjfa-10422	112	12	base	base	NOUN
cjfa-10422	112	13	in	in	ADP
cjfa-10422	112	14	poland	poland	PROPN
cjfa-10422	112	15	was	be	AUX
cjfa-10422	112	16	stronger	strong	ADJ
cjfa-10422	112	17	before	before	SCONJ
cjfa-10422	112	18	the	the	DET
cjfa-10422	112	19	basel	basel	PROPN
cjfa-10422	112	20	accords	accords	PROPN
cjfa-10422	112	21	implementation	implementation	NOUN
cjfa-10422	112	22	(	(	PUNCT
cjfa-10422	112	23	see	see	VERB
cjfa-10422	112	24	figure	figure	NOUN
cjfa-10422	112	25	2	2	NUM
cjfa-10422	112	26	)	)	PUNCT
cjfa-10422	112	27	.	.	PUNCT
cjfa-10422	113	1	today	today	NOUN
cjfa-10422	113	2	both	both	DET
cjfa-10422	113	3	countries	country	NOUN
cjfa-10422	113	4	fulfil	fulfil	VERB
cjfa-10422	113	5	the	the	DET
cjfa-10422	113	6	basel	basel	PROPN
cjfa-10422	113	7	requirements	requirement	NOUN
cjfa-10422	113	8	but	but	CCONJ
cjfa-10422	113	9	the	the	DET
cjfa-10422	113	10	share	share	NOUN
cjfa-10422	113	11	of	of	ADP
cjfa-10422	113	12	equity	equity	NOUN
cjfa-10422	113	13	capital	capital	NOUN
cjfa-10422	113	14	in	in	ADP
cjfa-10422	113	15	total	total	ADJ
cjfa-10422	113	16	assets	asset	NOUN
cjfa-10422	113	17	is	be	AUX
cjfa-10422	113	18	still	still	ADV
cjfa-10422	113	19	at	at	ADP
cjfa-10422	113	20	the	the	DET
cjfa-10422	113	21	higher	high	ADJ
cjfa-10422	113	22	level	level	NOUN
cjfa-10422	113	23	in	in	ADP
cjfa-10422	113	24	poland	poland	PROPN
cjfa-10422	113	25	(	(	PUNCT
cjfa-10422	113	26	see	see	VERB
cjfa-10422	113	27	figure	figure	NOUN
cjfa-10422	113	28	3	3	NUM
cjfa-10422	113	29	)	)	PUNCT
cjfa-10422	113	30	.	.	PUNCT
cjfa-10422	114	1	figure	figure	NOUN
cjfa-10422	114	2	2	2	NUM
cjfa-10422	114	3	.	.	PUNCT
cjfa-10422	114	4	tier	tier	NOUN
cjfa-10422	114	5	1	1	NUM
cjfa-10422	114	6	ratio	ratio	NOUN
cjfa-10422	114	7	in	in	ADP
cjfa-10422	114	8	germany	germany	PROPN
cjfa-10422	114	9	and	and	CCONJ
cjfa-10422	114	10	poland	poland	PROPN
cjfa-10422	114	11	(	(	PUNCT
cjfa-10422	114	12	ebc	ebc	PROPN
cjfa-10422	114	13	,	,	PUNCT
cjfa-10422	114	14	db	db	PROPN
cjfa-10422	114	15	research	research	NOUN
cjfa-10422	114	16	)	)	PUNCT
cjfa-10422	114	17	figure	figure	NOUN
cjfa-10422	114	18	3	3	NUM
cjfa-10422	114	19	.	.	PUNCT
cjfa-10422	114	20	equity	equity	NOUN
cjfa-10422	114	21	capital	capital	NOUN
cjfa-10422	114	22	in	in	ADP
cjfa-10422	114	23	%	%	NOUN
cjfa-10422	114	24	of	of	ADP
cjfa-10422	114	25	total	total	ADJ
cjfa-10422	114	26	assets	asset	NOUN
cjfa-10422	114	27	(	(	PUNCT
cjfa-10422	114	28	capital	capital	NOUN
cjfa-10422	114	29	&	&	CCONJ
cjfa-10422	114	30	reserves	reserves	PROPN
cjfa-10422	114	31	/	/	SYM
cjfa-10422	114	32	total	total	ADJ
cjfa-10422	114	33	assets*100	assets*100	PROPN
cjfa-10422	114	34	)	)	PUNCT
cjfa-10422	114	35	in	in	ADP
cjfa-10422	114	36	germany	germany	PROPN
cjfa-10422	114	37	and	and	CCONJ
cjfa-10422	114	38	poland	poland	PROPN
cjfa-10422	114	39	(	(	PUNCT
cjfa-10422	114	40	ebc	ebc	PROPN
cjfa-10422	114	41	,	,	PUNCT
cjfa-10422	114	42	db	db	PROPN
cjfa-10422	114	43	research	research	NOUN
cjfa-10422	114	44	)	)	PUNCT
cjfa-10422	114	45	fulfilling	fulfil	VERB
cjfa-10422	114	46	basel	basel	PROPN
cjfa-10422	114	47	iii	iii	PROPN
cjfa-10422	114	48	requirements	requirement	NOUN
cjfa-10422	114	49	has	have	AUX
cjfa-10422	114	50	already	already	ADV
cjfa-10422	114	51	influenced	influence	VERB
cjfa-10422	114	52	banks	bank	NOUN
cjfa-10422	114	53	’	’	PART
cjfa-10422	114	54	market	market	NOUN
cjfa-10422	114	55	policy	policy	NOUN
cjfa-10422	114	56	and	and	CCONJ
cjfa-10422	114	57	has	have	AUX
cjfa-10422	114	58	changed	change	VERB
cjfa-10422	114	59	the	the	DET
cjfa-10422	114	60	way	way	NOUN
cjfa-10422	114	61	of	of	ADP
cjfa-10422	114	62	financing	finance	VERB
cjfa-10422	114	63	banks	bank	NOUN
cjfa-10422	114	64	’	'	PUNCT
cjfa-10422	114	65	operations	operation	NOUN
cjfa-10422	114	66	.	.	PUNCT
cjfa-10422	115	1	the	the	DET
cjfa-10422	115	2	analysis	analysis	NOUN
cjfa-10422	115	3	of	of	ADP
cjfa-10422	115	4	debt	debt	NOUN
cjfa-10422	115	5	-	-	PUNCT
cjfa-10422	115	6	to	to	ADP
cjfa-10422	115	7	-	-	PUNCT
cjfa-10422	115	8	equity	equity	NOUN
cjfa-10422	115	9	shows	show	VERB
cjfa-10422	115	10	that	that	SCONJ
cjfa-10422	115	11	during	during	ADP
cjfa-10422	115	12	the	the	DET
cjfa-10422	115	13	last	last	ADJ
cjfa-10422	115	14	10	10	NUM
cjfa-10422	115	15	years	year	NOUN
cjfa-10422	115	16	the	the	DET
cjfa-10422	115	17	share	share	NOUN
cjfa-10422	115	18	of	of	ADP
cjfa-10422	115	19	debt	debt	NOUN
cjfa-10422	115	20	defined	define	VERB
cjfa-10422	115	21	as	as	ADP
cjfa-10422	115	22	a	a	DET
cjfa-10422	115	23	specific	specific	ADJ
cjfa-10422	115	24	subset	subset	NOUN
cjfa-10422	115	25	of	of	ADP
cjfa-10422	115	26	liabilities	liability	NOUN
cjfa-10422	115	27	has	have	AUX
cjfa-10422	115	28	changed	change	VERB
cjfa-10422	115	29	.	.	PUNCT
cjfa-10422	116	1	since	since	SCONJ
cjfa-10422	116	2	2008	2008	NUM
cjfa-10422	116	3	the	the	DET
cjfa-10422	116	4	level	level	NOUN
cjfa-10422	116	5	of	of	ADP
cjfa-10422	116	6	ratio	ratio	NOUN
cjfa-10422	116	7	is	be	AUX
cjfa-10422	116	8	decreasing	decrease	VERB
cjfa-10422	116	9	but	but	CCONJ
cjfa-10422	116	10	still	still	ADV
cjfa-10422	116	11	the	the	DET
cjfa-10422	116	12	outstanding	outstanding	ADJ
cjfa-10422	116	13	debt	debt	NOUN
cjfa-10422	116	14	is	be	AUX
cjfa-10422	116	15	over	over	ADP
cjfa-10422	116	16	2003	2003	NUM
cjfa-10422	116	17	2004	2004	NUM
cjfa-10422	116	18	2005	2005	NUM
cjfa-10422	116	19	2006	2006	NUM
cjfa-10422	116	20	2007	2007	NUM
cjfa-10422	116	21	2008	2008	NUM
cjfa-10422	116	22	2009	2009	NUM
cjfa-10422	116	23	2010	2010	NUM
cjfa-10422	116	24	2011	2011	NUM
cjfa-10422	116	25	2012	2012	NUM
cjfa-10422	116	26	2013	2013	NUM
cjfa-10422	116	27	germany	germany	NOUN
cjfa-10422	116	28	7,57	7,57	NUM
cjfa-10422	116	29	7,51	7,51	NOUN
cjfa-10422	116	30	7,48	7,48	NUM
cjfa-10422	116	31	7,69	7,69	NUM
cjfa-10422	117	1	8,23	8,23	NUM
cjfa-10422	117	2	9,26	9,26	NUM
cjfa-10422	117	3	10,63	10,63	ADJ
cjfa-10422	117	4	11,41	11,41	PROPN
cjfa-10422	117	5	11,72	11,72	NUM
cjfa-10422	117	6	13,80	13,80	NUM
cjfa-10422	117	7	15,19	15,19	NUM
cjfa-10422	117	8	poland	poland	PROPN
cjfa-10422	117	9	13,90	13,90	NUM
cjfa-10422	117	10	15,34	15,34	NUM
cjfa-10422	117	11	14,39	14,39	NOUN
cjfa-10422	117	12	12,93	12,93	NUM
cjfa-10422	117	13	11,13	11,13	NUM
cjfa-10422	117	14	10,17	10,17	NUM
cjfa-10422	117	15	12,10	12,10	NUM
cjfa-10422	117	16	12,59	12,59	NUM
cjfa-10422	117	17	11,88	11,88	NUM
cjfa-10422	117	18	13,14	13,14	NUM
cjfa-10422	117	19	13,96	13,96	NUM
cjfa-10422	117	20	0,00	0,00	PROPN
cjfa-10422	117	21	2,00	2,00	PROPN
cjfa-10422	117	22	4,00	4,00	NUM
cjfa-10422	117	23	6,00	6,00	NUM
cjfa-10422	118	1	8,00	8,00	NOUN
cjfa-10422	119	1	10,00	10,00	NUM
cjfa-10422	119	2	12,00	12,00	NUM
cjfa-10422	119	3	14,00	14,00	NUM
cjfa-10422	119	4	16,00	16,00	NUM
cjfa-10422	119	5	2004	2004	NUM
cjfa-10422	119	6	2005	2005	NUM
cjfa-10422	119	7	2006	2006	NUM
cjfa-10422	119	8	2007	2007	NUM
cjfa-10422	119	9	2008	2008	NUM
cjfa-10422	119	10	2009	2009	NUM
cjfa-10422	119	11	2010	2010	NUM
cjfa-10422	119	12	2011	2011	NUM
cjfa-10422	119	13	2012	2012	NUM
cjfa-10422	119	14	2013	2013	NUM
cjfa-10422	119	15	2014	2014	NUM
cjfa-10422	119	16	2015	2015	NUM
cjfa-10422	119	17	germany	germany	PROPN
cjfa-10422	119	18	4,35	4,35	PROPN
cjfa-10422	119	19	4,41	4,41	NUM
cjfa-10422	119	20	4,71	4,71	NOUN
cjfa-10422	119	21	4,64	4,64	NUM
cjfa-10422	119	22	4,79	4,79	NUM
cjfa-10422	120	1	5,09	5,09	NUM
cjfa-10422	120	2	4,58	4,58	NUM
cjfa-10422	120	3	4,70	4,70	NUM
cjfa-10422	120	4	5,06	5,06	NUM
cjfa-10422	120	5	5,81	5,81	NUM
cjfa-10422	120	6	5,95	5,95	NUM
cjfa-10422	120	7	6,25	6,25	NUM
cjfa-10422	120	8	poland	poland	NOUN
cjfa-10422	120	9	15,27	15,27	NUM
cjfa-10422	120	10	14,66	14,66	NUM
cjfa-10422	120	11	13,21	13,21	NUM
cjfa-10422	120	12	12,12	12,12	NUM
cjfa-10422	120	13	12,00	12,00	NUM
cjfa-10422	120	14	14,00	14,00	NUM
cjfa-10422	120	15	14,41	14,41	NUM
cjfa-10422	120	16	14,28	14,28	NUM
cjfa-10422	120	17	15,23	15,23	PROPN
cjfa-10422	120	18	15,21	15,21	NUM
cjfa-10422	120	19	14,99	14,99	PROPN
cjfa-10422	120	20	14,83	14,83	NUM
cjfa-10422	121	1	0,00	0,00	PROPN
cjfa-10422	121	2	2,00	2,00	PROPN
cjfa-10422	121	3	4,00	4,00	NUM
cjfa-10422	121	4	6,00	6,00	NUM
cjfa-10422	121	5	8,00	8,00	NOUN
cjfa-10422	122	1	10,00	10,00	NUM
cjfa-10422	122	2	12,00	12,00	NUM
cjfa-10422	122	3	14,00	14,00	NUM
cjfa-10422	122	4	16,00	16,00	PROPN
cjfa-10422	122	5	s	s	PART
cjfa-10422	122	6	o	o	NOUN
cjfa-10422	122	7	u	u	NOUN
cjfa-10422	122	8	r	r	NOUN
cjfa-10422	122	9	c	c	NOUN
cjfa-10422	122	10	e	e	NOUN
cjfa-10422	122	11	:	:	PUNCT
cjfa-10422	122	12	own	own	ADJ
cjfa-10422	122	13	work	work	NOUN
cjfa-10422	122	14	based	base	VERB
cjfa-10422	122	15	on	on	ADP
cjfa-10422	122	16	:	:	PUNCT
cjfa-10422	122	17	ecb	ecb	NOUN
cjfa-10422	122	18	and	and	CCONJ
cjfa-10422	122	19	db	db	PROPN
cjfa-10422	122	20	research	research	NOUN
cjfa-10422	122	21	data	datum	NOUN
cjfa-10422	122	22	.	.	PUNCT
cjfa-10422	123	1	fulfilling	fulfil	VERB
cjfa-10422	123	2	basel	basel	PROPN
cjfa-10422	123	3	iii	iii	PROPN
cjfa-10422	123	4	requirements	requirement	NOUN
cjfa-10422	123	5	has	have	AUX
cjfa-10422	123	6	already	already	ADV
cjfa-10422	123	7	influenced	influence	VERB
cjfa-10422	123	8	banks	bank	NOUN
cjfa-10422	123	9	’	’	PART
cjfa-10422	123	10	market	market	NOUN
cjfa-10422	123	11	policy	policy	NOUN
cjfa-10422	123	12	and	and	CCONJ
cjfa-10422	123	13	has	have	AUX
cjfa-10422	123	14	changed	change	VERB
cjfa-10422	123	15	the	the	DET
cjfa-10422	123	16	way	way	NOUN
cjfa-10422	123	17	of	of	ADP
cjfa-10422	123	18	financing	finance	VERB
cjfa-10422	123	19	banks	bank	NOUN
cjfa-10422	123	20	’	'	PUNCT
cjfa-10422	123	21	operations	operation	NOUN
cjfa-10422	123	22	.	.	PUNCT
cjfa-10422	124	1	the	the	DET
cjfa-10422	124	2	analysis	analysis	NOUN
cjfa-10422	124	3	of	of	ADP
cjfa-10422	124	4	debt	debt	NOUN
cjfa-10422	124	5	-	-	PUNCT
cjfa-10422	124	6	to	to	ADP
cjfa-10422	124	7	-	-	PUNCT
cjfa-10422	124	8	equity	equity	NOUN
cjfa-10422	124	9	shows	show	VERB
cjfa-10422	124	10	that	that	SCONJ
cjfa-10422	124	11	during	during	ADP
cjfa-10422	124	12	the	the	DET
cjfa-10422	124	13	last	last	ADJ
cjfa-10422	124	14	10	10	NUM
cjfa-10422	124	15	years	year	NOUN
cjfa-10422	124	16	the	the	DET
cjfa-10422	124	17	share	share	NOUN
cjfa-10422	124	18	of	of	ADP
cjfa-10422	124	19	debt	debt	NOUN
cjfa-10422	124	20	defined	define	VERB
cjfa-10422	124	21	as	as	ADP
cjfa-10422	124	22	a	a	DET
cjfa-10422	124	23	specific	specific	ADJ
cjfa-10422	124	24	subset	subset	NOUN
cjfa-10422	124	25	of	of	ADP
cjfa-10422	124	26	liabilities	liability	NOUN
cjfa-10422	124	27	has	have	AUX
cjfa-10422	124	28	changed	change	VERB
cjfa-10422	124	29	.	.	PUNCT
cjfa-10422	125	1	since	since	SCONJ
cjfa-10422	125	2	2008	2008	NUM
cjfa-10422	125	3	the	the	DET
cjfa-10422	125	4	level	level	NOUN
cjfa-10422	125	5	of	of	ADP
cjfa-10422	125	6	ratio	ratio	NOUN
cjfa-10422	125	7	is	be	AUX
cjfa-10422	125	8	decreasing	decrease	VERB
cjfa-10422	125	9	but	but	CCONJ
cjfa-10422	125	10	still	still	ADV
cjfa-10422	125	11	the	the	DET
cjfa-10422	125	12	outstanding	outstanding	ADJ
cjfa-10422	125	13	debt	debt	NOUN
cjfa-10422	125	14	is	be	AUX
cjfa-10422	125	15	over	over	ADP
cjfa-10422	125	16	three	three	NUM
cjfa-10422	125	17	times	time	NOUN
cjfa-10422	125	18	larger	large	ADJ
cjfa-10422	125	19	than	than	ADP
cjfa-10422	125	20	equity	equity	NOUN
cjfa-10422	125	21	(	(	PUNCT
cjfa-10422	125	22	see	see	VERB
cjfa-10422	125	23	figure	figure	NOUN
cjfa-10422	125	24	4	4	NUM
cjfa-10422	125	25	)	)	PUNCT
cjfa-10422	125	26	.	.	PUNCT
cjfa-10422	126	1	figure	figure	VERB
cjfa-10422	126	2	4	4	NUM
cjfa-10422	126	3	.	.	PUNCT
cjfa-10422	127	1	debt	debt	NOUN
cjfa-10422	127	2	-	-	PUNCT
cjfa-10422	127	3	to	to	ADP
cjfa-10422	127	4	-	-	PUNCT
cjfa-10422	127	5	equity	equity	NOUN
cjfa-10422	127	6	in	in	ADP
cjfa-10422	127	7	germany	germany	PROPN
cjfa-10422	127	8	and	and	CCONJ
cjfa-10422	127	9	poland	poland	PROPN
cjfa-10422	127	10	(	(	PUNCT
cjfa-10422	127	11	ebc	ebc	PROPN
cjfa-10422	127	12	,	,	PUNCT
cjfa-10422	127	13	db	db	PROPN
cjfa-10422	128	1	research)three	research)three	NUM
cjfa-10422	128	2	times	time	NOUN
cjfa-10422	128	3	larger	large	ADJ
cjfa-10422	128	4	than	than	ADP
cjfa-10422	128	5	equity	equity	NOUN
cjfa-10422	128	6	(	(	PUNCT
cjfa-10422	128	7	see	see	VERB
cjfa-10422	128	8	figure	figure	NOUN
cjfa-10422	128	9	4	4	NUM
cjfa-10422	128	10	)	)	PUNCT
cjfa-10422	128	11	.	.	PUNCT
cjfa-10422	129	1	figure	figure	VERB
cjfa-10422	129	2	4	4	NUM
cjfa-10422	129	3	.	.	PUNCT
cjfa-10422	130	1	debt	debt	NOUN
cjfa-10422	130	2	-	-	PUNCT
cjfa-10422	130	3	to	to	ADP
cjfa-10422	130	4	-	-	PUNCT
cjfa-10422	130	5	equity	equity	NOUN
cjfa-10422	130	6	in	in	ADP
cjfa-10422	130	7	germany	germany	PROPN
cjfa-10422	130	8	and	and	CCONJ
cjfa-10422	130	9	poland	poland	PROPN
cjfa-10422	130	10	(	(	PUNCT
cjfa-10422	130	11	ebc	ebc	PROPN
cjfa-10422	130	12	,	,	PUNCT
cjfa-10422	130	13	db	db	PROPN
cjfa-10422	130	14	research	research	NOUN
cjfa-10422	130	15	)	)	PUNCT
cjfa-10422	130	16	as	as	ADP
cjfa-10422	130	17	for	for	ADP
cjfa-10422	130	18	banks	bank	NOUN
cjfa-10422	130	19	the	the	DET
cjfa-10422	130	20	own	own	ADJ
cjfa-10422	130	21	funds	fund	NOUN
cjfa-10422	130	22	are	be	AUX
cjfa-10422	130	23	preferable	preferable	ADJ
cjfa-10422	130	24	as	as	SCONJ
cjfa-10422	130	25	a	a	DET
cjfa-10422	130	26	denominator	denominator	NOUN
cjfa-10422	130	27	to	to	PART
cjfa-10422	130	28	avoid	avoid	VERB
cjfa-10422	130	29	stock	stock	NOUN
cjfa-10422	130	30	market	market	NOUN
cjfa-10422	130	31	fluctuations	fluctuation	NOUN
cjfa-10422	130	32	meeting	meet	VERB
cjfa-10422	130	33	capital	capital	NOUN
cjfa-10422	130	34	requirements	requirement	NOUN
cjfa-10422	130	35	will	will	AUX
cjfa-10422	130	36	require	require	VERB
cjfa-10422	130	37	changing	change	VERB
cjfa-10422	130	38	the	the	DET
cjfa-10422	130	39	credit	credit	NOUN
cjfa-10422	130	40	policy	policy	NOUN
cjfa-10422	130	41	and	and	CCONJ
cjfa-10422	130	42	bank	bank	NOUN
cjfa-10422	130	43	’s	’s	PART
cjfa-10422	130	44	rating	rating	NOUN
cjfa-10422	130	45	approach	approach	NOUN
cjfa-10422	130	46	.	.	PUNCT
cjfa-10422	131	1	a	a	DET
cjfa-10422	131	2	contemporary	contemporary	ADJ
cjfa-10422	131	3	rating	rating	NOUN
cjfa-10422	131	4	approach	approach	NOUN
cjfa-10422	131	5	from	from	ADP
cjfa-10422	131	6	our	our	PRON
cjfa-10422	131	7	research	research	NOUN
cjfa-10422	131	8	and	and	CCONJ
cjfa-10422	131	9	analysis	analysis	NOUN
cjfa-10422	131	10	we	we	PRON
cjfa-10422	131	11	can	can	AUX
cjfa-10422	131	12	summarize	summarize	VERB
cjfa-10422	131	13	that	that	SCONJ
cjfa-10422	131	14	the	the	DET
cjfa-10422	131	15	equity	equity	NOUN
cjfa-10422	131	16	regulations	regulation	NOUN
cjfa-10422	131	17	become	become	VERB
cjfa-10422	131	18	more	more	ADV
cjfa-10422	131	19	restrictive	restrictive	ADJ
cjfa-10422	131	20	and	and	CCONJ
cjfa-10422	131	21	in	in	ADP
cjfa-10422	131	22	coincidence	coincidence	NOUN
cjfa-10422	131	23	with	with	ADP
cjfa-10422	131	24	that	that	PRON
cjfa-10422	131	25	,	,	PUNCT
cjfa-10422	131	26	banks	bank	NOUN
cjfa-10422	131	27	will	will	AUX
cjfa-10422	131	28	be	be	AUX
cjfa-10422	131	29	more	more	ADV
cjfa-10422	131	30	careful	careful	ADJ
cjfa-10422	131	31	in	in	ADP
cjfa-10422	131	32	assessing	assess	VERB
cjfa-10422	131	33	the	the	DET
cjfa-10422	131	34	creditworthiness	creditworthiness	NOUN
cjfa-10422	131	35	.	.	PUNCT
cjfa-10422	132	1	from	from	ADP
cjfa-10422	132	2	empirical	empirical	ADJ
cjfa-10422	132	3	research	research	NOUN
cjfa-10422	132	4	we	we	PRON
cjfa-10422	132	5	can	can	AUX
cjfa-10422	132	6	see	see	VERB
cjfa-10422	132	7	,	,	PUNCT
cjfa-10422	132	8	that	that	SCONJ
cjfa-10422	132	9	selected	select	VERB
cjfa-10422	132	10	figures	figure	NOUN
cjfa-10422	132	11	are	be	AUX
cjfa-10422	132	12	changing	change	VERB
cjfa-10422	132	13	over	over	ADP
cjfa-10422	132	14	time	time	NOUN
cjfa-10422	132	15	and	and	CCONJ
cjfa-10422	132	16	that	that	SCONJ
cjfa-10422	132	17	there	there	PRON
cjfa-10422	132	18	are	be	VERB
cjfa-10422	132	19	differences	difference	NOUN
cjfa-10422	132	20	between	between	ADP
cjfa-10422	132	21	germany	germany	PROPN
cjfa-10422	132	22	and	and	CCONJ
cjfa-10422	132	23	poland	poland	PROPN
cjfa-10422	132	24	.	.	PUNCT
cjfa-10422	133	1	from	from	ADP
cjfa-10422	133	2	figure	figure	NOUN
cjfa-10422	133	3	3	3	NUM
cjfa-10422	133	4	and	and	CCONJ
cjfa-10422	133	5	4	4	NUM
cjfa-10422	133	6	we	we	PRON
cjfa-10422	133	7	can	can	AUX
cjfa-10422	133	8	deduct	deduct	VERB
cjfa-10422	133	9	that	that	SCONJ
cjfa-10422	133	10	there	there	PRON
cjfa-10422	133	11	is	be	VERB
cjfa-10422	133	12	still	still	ADV
cjfa-10422	133	13	a	a	DET
cjfa-10422	133	14	need	need	NOUN
cjfa-10422	133	15	for	for	ADP
cjfa-10422	133	16	equity	equity	NOUN
cjfa-10422	133	17	,	,	PUNCT
cjfa-10422	133	18	in	in	ADP
cjfa-10422	133	19	germany	germany	PROPN
cjfa-10422	133	20	more	more	ADV
cjfa-10422	133	21	than	than	ADP
cjfa-10422	133	22	in	in	ADP
cjfa-10422	133	23	poland	poland	PROPN
cjfa-10422	133	24	.	.	PUNCT
cjfa-10422	134	1	companies	company	NOUN
cjfa-10422	134	2	seeking	seek	VERB
cjfa-10422	134	3	for	for	ADP
cjfa-10422	134	4	credits	credit	NOUN
cjfa-10422	134	5	have	have	VERB
cjfa-10422	134	6	to	to	PART
cjfa-10422	134	7	be	be	AUX
cjfa-10422	134	8	well	well	ADV
cjfa-10422	134	9	prepared	prepared	ADJ
cjfa-10422	134	10	for	for	ADP
cjfa-10422	134	11	the	the	DET
cjfa-10422	134	12	assessment	assessment	NOUN
cjfa-10422	134	13	of	of	ADP
cjfa-10422	134	14	banks	bank	NOUN
cjfa-10422	134	15	and	and	CCONJ
cjfa-10422	134	16	the	the	DET
cjfa-10422	134	17	rating	rating	NOUN
cjfa-10422	134	18	process	process	NOUN
cjfa-10422	134	19	.	.	PUNCT
cjfa-10422	135	1	in	in	ADP
cjfa-10422	135	2	this	this	DET
cjfa-10422	135	3	chapter	chapter	NOUN
cjfa-10422	135	4	we	we	PRON
cjfa-10422	135	5	make	make	VERB
cjfa-10422	135	6	a	a	DET
cjfa-10422	135	7	proposal	proposal	NOUN
cjfa-10422	135	8	for	for	ADP
cjfa-10422	135	9	a	a	DET
cjfa-10422	135	10	contemporary	contemporary	ADJ
cjfa-10422	135	11	rating	rating	NOUN
cjfa-10422	135	12	approach	approach	NOUN
cjfa-10422	135	13	.	.	PUNCT
cjfa-10422	136	1	the	the	DET
cjfa-10422	136	2	rating	rating	NOUN
cjfa-10422	136	3	of	of	ADP
cjfa-10422	136	4	a	a	DET
cjfa-10422	136	5	company	company	NOUN
cjfa-10422	136	6	depends	depend	VERB
cjfa-10422	136	7	very	very	ADV
cjfa-10422	136	8	strongly	strongly	ADV
cjfa-10422	136	9	on	on	ADP
cjfa-10422	136	10	the	the	DET
cjfa-10422	136	11	future	future	ADJ
cjfa-10422	136	12	perspectives	perspective	NOUN
cjfa-10422	136	13	and	and	CCONJ
cjfa-10422	136	14	the	the	DET
cjfa-10422	136	15	ability	ability	NOUN
cjfa-10422	136	16	to	to	PART
cjfa-10422	136	17	generate	generate	VERB
cjfa-10422	136	18	profits	profit	NOUN
cjfa-10422	136	19	.	.	PUNCT
cjfa-10422	137	1	the	the	DET
cjfa-10422	137	2	basis	basis	NOUN
cjfa-10422	137	3	of	of	ADP
cjfa-10422	137	4	value	value	NOUN
cjfa-10422	137	5	creating	create	VERB
cjfa-10422	137	6	operations	operation	NOUN
cjfa-10422	137	7	is	be	AUX
cjfa-10422	137	8	the	the	DET
cjfa-10422	137	9	successful	successful	ADJ
cjfa-10422	137	10	management	management	NOUN
cjfa-10422	137	11	of	of	ADP
cjfa-10422	137	12	the	the	DET
cjfa-10422	137	13	relationships	relationship	NOUN
cjfa-10422	137	14	to	to	ADP
cjfa-10422	137	15	customers	customer	NOUN
cjfa-10422	137	16	and	and	CCONJ
cjfa-10422	137	17	suppliers	supplier	NOUN
cjfa-10422	137	18	.	.	PUNCT
cjfa-10422	138	1	within	within	ADP
cjfa-10422	138	2	the	the	DET
cjfa-10422	138	3	framework	framework	NOUN
cjfa-10422	138	4	of	of	ADP
cjfa-10422	138	5	value	value	NOUN
cjfa-10422	138	6	orientation	orientation	NOUN
cjfa-10422	138	7	and	and	CCONJ
cjfa-10422	138	8	sustainability	sustainability	NOUN
cjfa-10422	138	9	companies	company	NOUN
cjfa-10422	138	10	have	have	VERB
cjfa-10422	138	11	to	to	PART
cjfa-10422	138	12	focus	focus	VERB
cjfa-10422	138	13	on	on	ADP
cjfa-10422	138	14	the	the	DET
cjfa-10422	138	15	relationship	relationship	NOUN
cjfa-10422	138	16	management	management	NOUN
cjfa-10422	138	17	.	.	PUNCT
cjfa-10422	139	1	this	this	DET
cjfa-10422	139	2	task	task	NOUN
cjfa-10422	139	3	is	be	AUX
cjfa-10422	139	4	executed	execute	VERB
cjfa-10422	139	5	particularly	particularly	ADV
cjfa-10422	139	6	in	in	ADP
cjfa-10422	139	7	the	the	DET
cjfa-10422	139	8	marketing	marketing	NOUN
cjfa-10422	139	9	and	and	CCONJ
cjfa-10422	139	10	sales	sale	NOUN
cjfa-10422	139	11	department	department	NOUN
cjfa-10422	139	12	.	.	PUNCT
cjfa-10422	140	1	the	the	DET
cjfa-10422	140	2	financial	financial	ADJ
cjfa-10422	140	3	figures	figure	NOUN
cjfa-10422	140	4	from	from	ADP
cjfa-10422	140	5	the	the	DET
cjfa-10422	140	6	financial	financial	ADJ
cjfa-10422	140	7	report	report	NOUN
cjfa-10422	140	8	and	and	CCONJ
cjfa-10422	140	9	the	the	DET
cjfa-10422	140	10	balance	balance	NOUN
cjfa-10422	140	11	sheet	sheet	NOUN
cjfa-10422	140	12	do	do	AUX
cjfa-10422	140	13	not	not	PART
cjfa-10422	140	14	have	have	VERB
cjfa-10422	140	15	a	a	DET
cjfa-10422	140	16	satisfactory	satisfactory	ADJ
cjfa-10422	140	17	indication	indication	NOUN
cjfa-10422	140	18	,	,	PUNCT
cjfa-10422	140	19	because	because	SCONJ
cjfa-10422	140	20	these	these	PRON
cjfa-10422	140	21	are	be	AUX
cjfa-10422	140	22	backward	backward	ADV
cjfa-10422	140	23	oriented	orient	VERB
cjfa-10422	140	24	and	and	CCONJ
cjfa-10422	140	25	fixed	fix	VERB
cjfa-10422	140	26	to	to	ADP
cjfa-10422	140	27	the	the	DET
cjfa-10422	140	28	reporting	reporting	NOUN
cjfa-10422	140	29	date	date	NOUN
cjfa-10422	140	30	.	.	PUNCT
cjfa-10422	141	1	hence	hence	ADV
cjfa-10422	141	2	it	it	PRON
cjfa-10422	141	3	is	be	AUX
cjfa-10422	141	4	insufficient	insufficient	ADJ
cjfa-10422	141	5	to	to	PART
cjfa-10422	141	6	use	use	VERB
cjfa-10422	141	7	only	only	ADV
cjfa-10422	141	8	these	these	DET
cjfa-10422	141	9	figures	figure	NOUN
cjfa-10422	141	10	for	for	ADP
cjfa-10422	141	11	credit	credit	NOUN
cjfa-10422	141	12	rating	rating	NOUN
cjfa-10422	141	13	.	.	PUNCT
cjfa-10422	142	1	in	in	ADP
cjfa-10422	142	2	order	order	NOUN
cjfa-10422	142	3	to	to	PART
cjfa-10422	142	4	include	include	VERB
cjfa-10422	142	5	also	also	ADV
cjfa-10422	142	6	the	the	DET
cjfa-10422	142	7	potential	potential	ADJ
cjfa-10422	142	8	2003	2003	NUM
cjfa-10422	142	9	2004	2004	NUM
cjfa-10422	142	10	2005	2005	NUM
cjfa-10422	142	11	2006	2006	NUM
cjfa-10422	142	12	2007	2007	NUM
cjfa-10422	142	13	2008	2008	NUM
cjfa-10422	142	14	2009	2009	NUM
cjfa-10422	142	15	2010	2010	NUM
cjfa-10422	142	16	2011	2011	NUM
cjfa-10422	142	17	2012	2012	NUM
cjfa-10422	142	18	2013	2013	NUM
cjfa-10422	142	19	2014	2014	NUM
cjfa-10422	142	20	germany	germany	NOUN
cjfa-10422	142	21	6,1	6,1	NUM
cjfa-10422	142	22	6,2	6,2	NUM
cjfa-10422	142	23	5,5	5,5	NUM
cjfa-10422	142	24	5,2	5,2	NUM
cjfa-10422	142	25	5,3	5,3	NUM
cjfa-10422	142	26	7,6	7,6	NUM
cjfa-10422	142	27	6,5	6,5	NUM
cjfa-10422	142	28	6,1	6,1	NUM
cjfa-10422	142	29	6,4	6,4	NUM
cjfa-10422	142	30	5,7	5,7	NUM
cjfa-10422	142	31	4,9	4,9	NUM
cjfa-10422	142	32	4,5	4,5	NUM
cjfa-10422	142	33	poland	poland	PROPN
cjfa-10422	142	34	5,0	5,0	NUM
cjfa-10422	142	35	3,8	3,8	NUM
cjfa-10422	142	36	3,4	3,4	NUM
cjfa-10422	142	37	2,8	2,8	NUM
cjfa-10422	142	38	2,7	2,7	NUM
cjfa-10422	142	39	4,9	4,9	NUM
cjfa-10422	142	40	4,3	4,3	NUM
cjfa-10422	142	41	3,8	3,8	NUM
cjfa-10422	142	42	4,6	4,6	NUM
cjfa-10422	142	43	4,0	4,0	NUM
cjfa-10422	142	44	3,6	3,6	NUM
cjfa-10422	142	45	3,4	3,4	NUM
cjfa-10422	142	46	0,0	0,0	NUM
cjfa-10422	142	47	1,0	1,0	NUM
cjfa-10422	142	48	2,0	2,0	NUM
cjfa-10422	142	49	3,0	3,0	NUM
cjfa-10422	142	50	4,0	4,0	NUM
cjfa-10422	142	51	5,0	5,0	NUM
cjfa-10422	142	52	6,0	6,0	NUM
cjfa-10422	142	53	7,0	7,0	NUM
cjfa-10422	142	54	8,0	8,0	NUM
cjfa-10422	142	55	s	s	PART
cjfa-10422	142	56	o	o	NOUN
cjfa-10422	142	57	u	u	NOUN
cjfa-10422	142	58	r	r	NOUN
cjfa-10422	142	59	c	c	NOUN
cjfa-10422	142	60	e	e	NOUN
cjfa-10422	142	61	:	:	PUNCT
cjfa-10422	142	62	own	own	ADJ
cjfa-10422	142	63	work	work	NOUN
cjfa-10422	142	64	based	base	VERB
cjfa-10422	142	65	on	on	ADP
cjfa-10422	142	66	:	:	PUNCT
cjfa-10422	142	67	ecb	ecb	NOUN
cjfa-10422	142	68	and	and	CCONJ
cjfa-10422	142	69	db	db	PROPN
cjfa-10422	142	70	research	research	NOUN
cjfa-10422	142	71	data	datum	NOUN
cjfa-10422	142	72	.	.	PUNCT
cjfa-10422	143	1	günter	günter	PROPN
cjfa-10422	143	2	hofbauer	hofbauer	PROPN
cjfa-10422	143	3	,	,	PUNCT
cjfa-10422	143	4	monika	monika	PROPN
cjfa-10422	143	5	klimontowicz	klimontowicz	PROPN
cjfa-10422	143	6	,	,	PUNCT
cjfa-10422	143	7	aleksandra	aleksandra	PROPN
cjfa-10422	143	8	nocoń98	nocoń98	PROPN
cjfa-10422	143	9	as	as	ADP
cjfa-10422	143	10	for	for	ADP
cjfa-10422	143	11	banks	bank	NOUN
cjfa-10422	143	12	the	the	DET
cjfa-10422	143	13	own	own	ADJ
cjfa-10422	143	14	funds	fund	NOUN
cjfa-10422	143	15	are	be	AUX
cjfa-10422	143	16	preferable	preferable	ADJ
cjfa-10422	143	17	as	as	SCONJ
cjfa-10422	143	18	a	a	DET
cjfa-10422	143	19	denominator	denominator	NOUN
cjfa-10422	143	20	to	to	PART
cjfa-10422	143	21	avoid	avoid	VERB
cjfa-10422	143	22	stock	stock	NOUN
cjfa-10422	143	23	market	market	NOUN
cjfa-10422	143	24	fluctuations	fluctuation	NOUN
cjfa-10422	143	25	meeting	meet	VERB
cjfa-10422	143	26	capital	capital	NOUN
cjfa-10422	143	27	requirements	requirement	NOUN
cjfa-10422	143	28	will	will	AUX
cjfa-10422	143	29	require	require	VERB
cjfa-10422	143	30	changing	change	VERB
cjfa-10422	143	31	the	the	DET
cjfa-10422	143	32	credit	credit	NOUN
cjfa-10422	143	33	policy	policy	NOUN
cjfa-10422	143	34	and	and	CCONJ
cjfa-10422	143	35	bank	bank	NOUN
cjfa-10422	143	36	’s	’s	PART
cjfa-10422	143	37	rating	rating	NOUN
cjfa-10422	143	38	approach	approach	NOUN
cjfa-10422	143	39	.	.	PUNCT
cjfa-10422	144	1	a	a	DET
cjfa-10422	144	2	contemporary	contemporary	ADJ
cjfa-10422	144	3	rating	rating	NOUN
cjfa-10422	144	4	approach	approach	NOUN
cjfa-10422	144	5	from	from	ADP
cjfa-10422	144	6	our	our	PRON
cjfa-10422	144	7	research	research	NOUN
cjfa-10422	144	8	and	and	CCONJ
cjfa-10422	144	9	analysis	analysis	NOUN
cjfa-10422	144	10	we	we	PRON
cjfa-10422	144	11	can	can	AUX
cjfa-10422	144	12	summarize	summarize	VERB
cjfa-10422	144	13	that	that	SCONJ
cjfa-10422	144	14	the	the	DET
cjfa-10422	144	15	equity	equity	NOUN
cjfa-10422	144	16	regulations	regulation	NOUN
cjfa-10422	144	17	become	become	VERB
cjfa-10422	144	18	more	more	ADV
cjfa-10422	144	19	restrictive	restrictive	ADJ
cjfa-10422	144	20	and	and	CCONJ
cjfa-10422	144	21	in	in	ADP
cjfa-10422	144	22	coincidence	coincidence	NOUN
cjfa-10422	144	23	with	with	ADP
cjfa-10422	144	24	that	that	PRON
cjfa-10422	144	25	,	,	PUNCT
cjfa-10422	144	26	banks	bank	NOUN
cjfa-10422	144	27	will	will	AUX
cjfa-10422	144	28	be	be	AUX
cjfa-10422	144	29	more	more	ADV
cjfa-10422	144	30	careful	careful	ADJ
cjfa-10422	144	31	in	in	ADP
cjfa-10422	144	32	assessing	assess	VERB
cjfa-10422	144	33	the	the	DET
cjfa-10422	144	34	creditworthiness	creditworthiness	NOUN
cjfa-10422	144	35	.	.	PUNCT
cjfa-10422	145	1	from	from	ADP
cjfa-10422	145	2	empirical	empirical	ADJ
cjfa-10422	145	3	research	research	NOUN
cjfa-10422	145	4	we	we	PRON
cjfa-10422	145	5	can	can	AUX
cjfa-10422	145	6	see	see	VERB
cjfa-10422	145	7	,	,	PUNCT
cjfa-10422	145	8	that	that	SCONJ
cjfa-10422	145	9	selected	select	VERB
cjfa-10422	145	10	figures	figure	NOUN
cjfa-10422	145	11	are	be	AUX
cjfa-10422	145	12	changing	change	VERB
cjfa-10422	145	13	over	over	ADP
cjfa-10422	145	14	time	time	NOUN
cjfa-10422	145	15	and	and	CCONJ
cjfa-10422	145	16	that	that	SCONJ
cjfa-10422	145	17	there	there	PRON
cjfa-10422	145	18	are	be	VERB
cjfa-10422	145	19	differences	difference	NOUN
cjfa-10422	145	20	between	between	ADP
cjfa-10422	145	21	germany	germany	PROPN
cjfa-10422	145	22	and	and	CCONJ
cjfa-10422	145	23	poland	poland	PROPN
cjfa-10422	145	24	.	.	PUNCT
cjfa-10422	146	1	from	from	ADP
cjfa-10422	146	2	figure	figure	NOUN
cjfa-10422	146	3	3	3	NUM
cjfa-10422	146	4	and	and	CCONJ
cjfa-10422	146	5	4	4	NUM
cjfa-10422	146	6	we	we	PRON
cjfa-10422	146	7	can	can	AUX
cjfa-10422	146	8	deduct	deduct	VERB
cjfa-10422	146	9	that	that	SCONJ
cjfa-10422	146	10	there	there	PRON
cjfa-10422	146	11	is	be	VERB
cjfa-10422	146	12	still	still	ADV
cjfa-10422	146	13	a	a	DET
cjfa-10422	146	14	need	need	NOUN
cjfa-10422	146	15	for	for	ADP
cjfa-10422	146	16	equity	equity	NOUN
cjfa-10422	146	17	,	,	PUNCT
cjfa-10422	146	18	in	in	ADP
cjfa-10422	146	19	germany	germany	PROPN
cjfa-10422	146	20	more	more	ADV
cjfa-10422	146	21	than	than	ADP
cjfa-10422	146	22	in	in	ADP
cjfa-10422	146	23	poland	poland	PROPN
cjfa-10422	146	24	.	.	PUNCT
cjfa-10422	147	1	companies	company	NOUN
cjfa-10422	147	2	seeking	seek	VERB
cjfa-10422	147	3	for	for	ADP
cjfa-10422	147	4	credits	credit	NOUN
cjfa-10422	147	5	have	have	VERB
cjfa-10422	147	6	to	to	PART
cjfa-10422	147	7	be	be	AUX
cjfa-10422	147	8	well	well	ADV
cjfa-10422	147	9	prepared	prepared	ADJ
cjfa-10422	147	10	for	for	ADP
cjfa-10422	147	11	the	the	DET
cjfa-10422	147	12	assessment	assessment	NOUN
cjfa-10422	147	13	of	of	ADP
cjfa-10422	147	14	banks	bank	NOUN
cjfa-10422	147	15	and	and	CCONJ
cjfa-10422	147	16	the	the	DET
cjfa-10422	147	17	rating	rating	NOUN
cjfa-10422	147	18	process	process	NOUN
cjfa-10422	147	19	.	.	PUNCT
cjfa-10422	148	1	in	in	ADP
cjfa-10422	148	2	this	this	DET
cjfa-10422	148	3	chapter	chapter	NOUN
cjfa-10422	148	4	we	we	PRON
cjfa-10422	148	5	make	make	VERB
cjfa-10422	148	6	a	a	DET
cjfa-10422	148	7	proposal	proposal	NOUN
cjfa-10422	148	8	for	for	ADP
cjfa-10422	148	9	a	a	DET
cjfa-10422	148	10	contemporary	contemporary	ADJ
cjfa-10422	148	11	rating	rating	NOUN
cjfa-10422	148	12	approach	approach	NOUN
cjfa-10422	148	13	.	.	PUNCT
cjfa-10422	149	1	the	the	DET
cjfa-10422	149	2	rating	rating	NOUN
cjfa-10422	149	3	of	of	ADP
cjfa-10422	149	4	a	a	DET
cjfa-10422	149	5	company	company	NOUN
cjfa-10422	149	6	depends	depend	VERB
cjfa-10422	149	7	very	very	ADV
cjfa-10422	149	8	strongly	strongly	ADV
cjfa-10422	149	9	on	on	ADP
cjfa-10422	149	10	the	the	DET
cjfa-10422	149	11	future	future	ADJ
cjfa-10422	149	12	perspectives	perspective	NOUN
cjfa-10422	149	13	and	and	CCONJ
cjfa-10422	149	14	the	the	DET
cjfa-10422	149	15	ability	ability	NOUN
cjfa-10422	149	16	to	to	PART
cjfa-10422	149	17	generate	generate	VERB
cjfa-10422	149	18	profits	profit	NOUN
cjfa-10422	149	19	.	.	PUNCT
cjfa-10422	150	1	the	the	DET
cjfa-10422	150	2	basis	basis	NOUN
cjfa-10422	150	3	of	of	ADP
cjfa-10422	150	4	value	value	NOUN
cjfa-10422	150	5	creating	create	VERB
cjfa-10422	150	6	operations	operation	NOUN
cjfa-10422	150	7	is	be	AUX
cjfa-10422	150	8	the	the	DET
cjfa-10422	150	9	successful	successful	ADJ
cjfa-10422	150	10	management	management	NOUN
cjfa-10422	150	11	of	of	ADP
cjfa-10422	150	12	the	the	DET
cjfa-10422	150	13	relationships	relationship	NOUN
cjfa-10422	150	14	to	to	ADP
cjfa-10422	150	15	customers	customer	NOUN
cjfa-10422	150	16	and	and	CCONJ
cjfa-10422	150	17	suppliers	supplier	NOUN
cjfa-10422	150	18	.	.	PUNCT
cjfa-10422	151	1	within	within	ADP
cjfa-10422	151	2	the	the	DET
cjfa-10422	151	3	framework	framework	NOUN
cjfa-10422	151	4	of	of	ADP
cjfa-10422	151	5	value	value	NOUN
cjfa-10422	151	6	orientation	orientation	NOUN
cjfa-10422	151	7	and	and	CCONJ
cjfa-10422	151	8	sustainability	sustainability	NOUN
cjfa-10422	151	9	companies	company	NOUN
cjfa-10422	151	10	have	have	VERB
cjfa-10422	151	11	to	to	PART
cjfa-10422	151	12	focus	focus	VERB
cjfa-10422	151	13	on	on	ADP
cjfa-10422	151	14	the	the	DET
cjfa-10422	151	15	relationship	relationship	NOUN
cjfa-10422	151	16	management	management	NOUN
cjfa-10422	151	17	.	.	PUNCT
cjfa-10422	152	1	this	this	DET
cjfa-10422	152	2	task	task	NOUN
cjfa-10422	152	3	is	be	AUX
cjfa-10422	152	4	executed	execute	VERB
cjfa-10422	152	5	particularly	particularly	ADV
cjfa-10422	152	6	in	in	ADP
cjfa-10422	152	7	the	the	DET
cjfa-10422	152	8	marketing	marketing	NOUN
cjfa-10422	152	9	and	and	CCONJ
cjfa-10422	152	10	sales	sale	NOUN
cjfa-10422	152	11	department	department	NOUN
cjfa-10422	152	12	.	.	PUNCT
cjfa-10422	153	1	the	the	DET
cjfa-10422	153	2	financial	financial	ADJ
cjfa-10422	153	3	figures	figure	NOUN
cjfa-10422	153	4	from	from	ADP
cjfa-10422	153	5	the	the	DET
cjfa-10422	153	6	financial	financial	ADJ
cjfa-10422	153	7	report	report	NOUN
cjfa-10422	153	8	and	and	CCONJ
cjfa-10422	153	9	the	the	DET
cjfa-10422	153	10	balance	balance	NOUN
cjfa-10422	153	11	sheet	sheet	NOUN
cjfa-10422	153	12	do	do	AUX
cjfa-10422	153	13	not	not	PART
cjfa-10422	153	14	have	have	VERB
cjfa-10422	153	15	a	a	DET
cjfa-10422	153	16	satisfactory	satisfactory	ADJ
cjfa-10422	153	17	indication	indication	NOUN
cjfa-10422	153	18	,	,	PUNCT
cjfa-10422	153	19	because	because	SCONJ
cjfa-10422	153	20	these	these	PRON
cjfa-10422	153	21	are	be	AUX
cjfa-10422	153	22	backward	backward	ADV
cjfa-10422	153	23	oriented	orient	VERB
cjfa-10422	153	24	and	and	CCONJ
cjfa-10422	153	25	fixed	fix	VERB
cjfa-10422	153	26	to	to	ADP
cjfa-10422	153	27	the	the	DET
cjfa-10422	153	28	reporting	reporting	NOUN
cjfa-10422	153	29	date	date	NOUN
cjfa-10422	153	30	.	.	PUNCT
cjfa-10422	154	1	hence	hence	ADV
cjfa-10422	154	2	it	it	PRON
cjfa-10422	154	3	is	be	AUX
cjfa-10422	154	4	insufficient	insufficient	ADJ
cjfa-10422	154	5	to	to	PART
cjfa-10422	154	6	use	use	VERB
cjfa-10422	154	7	only	only	ADV
cjfa-10422	154	8	these	these	DET
cjfa-10422	154	9	figures	figure	NOUN
cjfa-10422	154	10	for	for	ADP
cjfa-10422	154	11	credit	credit	NOUN
cjfa-10422	154	12	rating	rating	NOUN
cjfa-10422	154	13	.	.	PUNCT
cjfa-10422	155	1	in	in	ADP
cjfa-10422	155	2	order	order	NOUN
cjfa-10422	155	3	to	to	PART
cjfa-10422	155	4	include	include	VERB
cjfa-10422	155	5	also	also	ADV
cjfa-10422	155	6	the	the	DET
cjfa-10422	155	7	potential	potential	NOUN
cjfa-10422	155	8	of	of	ADP
cjfa-10422	155	9	the	the	DET
cjfa-10422	155	10	future	future	NOUN
cjfa-10422	155	11	,	,	PUNCT
cjfa-10422	155	12	the	the	DET
cjfa-10422	155	13	relationships	relationship	NOUN
cjfa-10422	155	14	to	to	ADP
cjfa-10422	155	15	customers	customer	NOUN
cjfa-10422	155	16	and	and	CCONJ
cjfa-10422	155	17	suppliers	supplier	NOUN
cjfa-10422	155	18	as	as	ADV
cjfa-10422	155	19	well	well	ADV
cjfa-10422	155	20	have	have	VERB
cjfa-10422	155	21	to	to	PART
cjfa-10422	155	22	be	be	AUX
cjfa-10422	155	23	considered	consider	VERB
cjfa-10422	155	24	for	for	ADP
cjfa-10422	155	25	the	the	DET
cjfa-10422	155	26	evaluation	evaluation	NOUN
cjfa-10422	155	27	of	of	ADP
cjfa-10422	155	28	the	the	DET
cjfa-10422	155	29	creditworthiness	creditworthiness	NOUN
cjfa-10422	155	30	.	.	PUNCT
cjfa-10422	156	1	the	the	DET
cjfa-10422	156	2	main	main	ADJ
cjfa-10422	156	3	variables	variable	NOUN
cjfa-10422	156	4	of	of	ADP
cjfa-10422	156	5	the	the	DET
cjfa-10422	156	6	relationship	relationship	NOUN
cjfa-10422	156	7	management	management	NOUN
cjfa-10422	156	8	will	will	AUX
cjfa-10422	156	9	be	be	AUX
cjfa-10422	156	10	shown	show	VERB
cjfa-10422	156	11	in	in	ADP
cjfa-10422	156	12	this	this	DET
cjfa-10422	156	13	article	article	NOUN
cjfa-10422	156	14	,	,	PUNCT
cjfa-10422	156	15	to	to	PART
cjfa-10422	156	16	make	make	VERB
cjfa-10422	156	17	them	they	PRON
cjfa-10422	156	18	available	available	ADJ
cjfa-10422	156	19	for	for	ADP
cjfa-10422	156	20	the	the	DET
cjfa-10422	156	21	credit	credit	NOUN
cjfa-10422	156	22	check	check	NOUN
cjfa-10422	156	23	for	for	ADP
cjfa-10422	156	24	the	the	DET
cjfa-10422	156	25	banks	bank	NOUN
cjfa-10422	156	26	and	and	CCONJ
cjfa-10422	156	27	for	for	ADP
cjfa-10422	156	28	adequate	adequate	ADJ
cjfa-10422	156	29	preparation	preparation	NOUN
cjfa-10422	156	30	of	of	ADP
cjfa-10422	156	31	the	the	DET
cjfa-10422	156	32	companies	company	NOUN
cjfa-10422	156	33	.	.	PUNCT
cjfa-10422	157	1	questions	question	NOUN
cjfa-10422	157	2	about	about	ADP
cjfa-10422	157	3	the	the	DET
cjfa-10422	157	4	company	company	NOUN
cjfa-10422	157	5	one	one	NUM
cjfa-10422	157	6	of	of	ADP
cjfa-10422	157	7	the	the	DET
cjfa-10422	157	8	most	most	ADV
cjfa-10422	157	9	important	important	ADJ
cjfa-10422	157	10	challenges	challenge	NOUN
cjfa-10422	157	11	in	in	ADP
cjfa-10422	157	12	managing	manage	VERB
cjfa-10422	157	13	successful	successful	ADJ
cjfa-10422	157	14	companies	company	NOUN
cjfa-10422	157	15	is	be	AUX
cjfa-10422	157	16	to	to	PART
cjfa-10422	157	17	reduce	reduce	VERB
cjfa-10422	157	18	risk	risk	NOUN
cjfa-10422	157	19	by	by	ADP
cjfa-10422	157	20	creating	create	VERB
cjfa-10422	157	21	sustainable	sustainable	ADJ
cjfa-10422	157	22	and	and	CCONJ
cjfa-10422	157	23	value	value	NOUN
cjfa-10422	157	24	oriented	orient	VERB
cjfa-10422	157	25	relationship	relationship	NOUN
cjfa-10422	157	26	management	management	NOUN
cjfa-10422	157	27	.	.	PUNCT
cjfa-10422	158	1	in	in	ADP
cjfa-10422	158	2	doing	do	VERB
cjfa-10422	158	3	this	this	PRON
cjfa-10422	158	4	the	the	DET
cjfa-10422	158	5	value	value	NOUN
cjfa-10422	158	6	of	of	ADP
cjfa-10422	158	7	the	the	DET
cjfa-10422	158	8	company	company	NOUN
cjfa-10422	158	9	will	will	AUX
cjfa-10422	158	10	increase	increase	VERB
cjfa-10422	158	11	and	and	CCONJ
cjfa-10422	158	12	the	the	DET
cjfa-10422	158	13	credit	credit	NOUN
cjfa-10422	158	14	rating	rating	NOUN
cjfa-10422	158	15	will	will	AUX
cjfa-10422	158	16	be	be	AUX
cjfa-10422	158	17	influenced	influence	VERB
cjfa-10422	158	18	positively	positively	ADV
cjfa-10422	158	19	.	.	PUNCT
cjfa-10422	159	1	a	a	DET
cjfa-10422	159	2	prior	prior	ADJ
cjfa-10422	159	3	task	task	NOUN
cjfa-10422	159	4	for	for	ADP
cjfa-10422	159	5	the	the	DET
cjfa-10422	159	6	management	management	NOUN
cjfa-10422	159	7	is	be	AUX
cjfa-10422	159	8	to	to	PART
cjfa-10422	159	9	care	care	VERB
cjfa-10422	159	10	about	about	ADP
cjfa-10422	159	11	a	a	DET
cjfa-10422	159	12	transparent	transparent	ADJ
cjfa-10422	159	13	reporting	reporting	NOUN
cjfa-10422	159	14	of	of	ADP
cjfa-10422	159	15	the	the	DET
cjfa-10422	159	16	business	business	NOUN
cjfa-10422	159	17	related	relate	VERB
cjfa-10422	159	18	situation	situation	NOUN
cjfa-10422	159	19	and	and	CCONJ
cjfa-10422	159	20	for	for	ADP
cjfa-10422	159	21	an	an	DET
cjfa-10422	159	22	open	open	ADJ
cjfa-10422	159	23	and	and	CCONJ
cjfa-10422	159	24	straightforward	straightforward	ADJ
cjfa-10422	159	25	communication	communication	NOUN
cjfa-10422	159	26	to	to	ADP
cjfa-10422	159	27	the	the	DET
cjfa-10422	159	28	bank	bank	NOUN
cjfa-10422	159	29	as	as	ADP
cjfa-10422	159	30	a	a	DET
cjfa-10422	159	31	professional	professional	ADJ
cjfa-10422	159	32	basis	basis	NOUN
cjfa-10422	159	33	for	for	ADP
cjfa-10422	159	34	the	the	DET
cjfa-10422	159	35	credit	credit	NOUN
cjfa-10422	159	36	rating	rating	NOUN
cjfa-10422	159	37	.	.	PUNCT
cjfa-10422	160	1	in	in	ADP
cjfa-10422	160	2	former	former	ADJ
cjfa-10422	160	3	times	time	NOUN
cjfa-10422	160	4	it	it	PRON
cjfa-10422	160	5	might	might	AUX
cjfa-10422	160	6	have	have	AUX
cjfa-10422	160	7	been	be	AUX
cjfa-10422	160	8	sufficient	sufficient	ADJ
cjfa-10422	160	9	to	to	PART
cjfa-10422	160	10	show	show	VERB
cjfa-10422	160	11	the	the	DET
cjfa-10422	160	12	balance	balance	NOUN
cjfa-10422	160	13	basel	basel	PROPN
cjfa-10422	160	14	iii	iii	PROPN
cjfa-10422	160	15	equity	equity	NOUN
cjfa-10422	160	16	requirements	requirement	NOUN
cjfa-10422	160	17	and	and	CCONJ
cjfa-10422	160	18	a	a	DET
cjfa-10422	160	19	contemporary	contemporary	ADJ
cjfa-10422	160	20	…	…	SYM
cjfa-10422	160	21	99	99	NUM
cjfa-10422	160	22	sheet	sheet	NOUN
cjfa-10422	160	23	and	and	CCONJ
cjfa-10422	160	24	the	the	DET
cjfa-10422	160	25	profit	profit	NOUN
cjfa-10422	160	26	and	and	CCONJ
cjfa-10422	160	27	loss	loss	NOUN
cjfa-10422	160	28	statement	statement	NOUN
cjfa-10422	160	29	.	.	PUNCT
cjfa-10422	161	1	but	but	CCONJ
cjfa-10422	161	2	in	in	ADP
cjfa-10422	161	3	times	time	NOUN
cjfa-10422	161	4	of	of	ADP
cjfa-10422	161	5	financial	financial	ADJ
cjfa-10422	161	6	crisis	crisis	NOUN
cjfa-10422	161	7	and	and	CCONJ
cjfa-10422	161	8	basel	basel	PROPN
cjfa-10422	161	9	iii	iii	PROPN
cjfa-10422	161	10	this	this	PRON
cjfa-10422	161	11	is	be	AUX
cjfa-10422	161	12	not	not	PART
cjfa-10422	161	13	enough	enough	ADJ
cjfa-10422	161	14	,	,	PUNCT
cjfa-10422	161	15	because	because	SCONJ
cjfa-10422	161	16	these	these	DET
cjfa-10422	161	17	records	record	NOUN
cjfa-10422	161	18	are	be	AUX
cjfa-10422	161	19	backward	backward	ADV
cjfa-10422	161	20	oriented	orient	VERB
cjfa-10422	161	21	and	and	CCONJ
cjfa-10422	161	22	fixed	fix	VERB
cjfa-10422	161	23	(	(	PUNCT
cjfa-10422	161	24	sometimes	sometimes	ADV
cjfa-10422	161	25	estimated	estimate	VERB
cjfa-10422	161	26	)	)	PUNCT
cjfa-10422	161	27	with	with	ADP
cjfa-10422	161	28	reference	reference	NOUN
cjfa-10422	161	29	to	to	ADP
cjfa-10422	161	30	a	a	DET
cjfa-10422	161	31	due	due	ADJ
cjfa-10422	161	32	date	date	NOUN
cjfa-10422	161	33	,	,	PUNCT
cjfa-10422	161	34	mostly	mostly	ADV
cjfa-10422	161	35	end	end	NOUN
cjfa-10422	161	36	of	of	ADP
cjfa-10422	161	37	year	year	NOUN
cjfa-10422	161	38	.	.	PUNCT
cjfa-10422	162	1	rather	rather	ADV
cjfa-10422	162	2	than	than	ADP
cjfa-10422	162	3	that	that	PRON
cjfa-10422	162	4	,	,	PUNCT
cjfa-10422	162	5	it	it	PRON
cjfa-10422	162	6	is	be	AUX
cjfa-10422	162	7	important	important	ADJ
cjfa-10422	162	8	to	to	PART
cjfa-10422	162	9	demonstrate	demonstrate	VERB
cjfa-10422	162	10	the	the	DET
cjfa-10422	162	11	preparedness	preparedness	NOUN
cjfa-10422	162	12	for	for	ADP
cjfa-10422	162	13	future	future	ADJ
cjfa-10422	162	14	challenges	challenge	NOUN
cjfa-10422	162	15	and	and	CCONJ
cjfa-10422	162	16	indicate	indicate	VERB
cjfa-10422	162	17	the	the	DET
cjfa-10422	162	18	sustainability	sustainability	NOUN
cjfa-10422	162	19	and	and	CCONJ
cjfa-10422	162	20	profitability	profitability	NOUN
cjfa-10422	162	21	of	of	ADP
cjfa-10422	162	22	the	the	DET
cjfa-10422	162	23	business	business	NOUN
cjfa-10422	162	24	.	.	PUNCT
cjfa-10422	163	1	table	table	NOUN
cjfa-10422	163	2	1	1	NUM
cjfa-10422	163	3	shows	show	VERB
cjfa-10422	163	4	specific	specific	ADJ
cjfa-10422	163	5	questions	question	NOUN
cjfa-10422	163	6	about	about	ADP
cjfa-10422	163	7	your	your	PRON
cjfa-10422	163	8	company	company	NOUN
cjfa-10422	163	9	,	,	PUNCT
cjfa-10422	163	10	which	which	PRON
cjfa-10422	163	11	have	have	VERB
cjfa-10422	163	12	to	to	PART
cjfa-10422	163	13	be	be	AUX
cjfa-10422	163	14	answered	answer	VERB
cjfa-10422	163	15	in	in	ADP
cjfa-10422	163	16	a	a	DET
cjfa-10422	163	17	credit	credit	NOUN
cjfa-10422	163	18	rating	rating	NOUN
cjfa-10422	163	19	.	.	PUNCT
cjfa-10422	164	1	table	table	NOUN
cjfa-10422	164	2	1	1	NUM
cjfa-10422	164	3	.	.	PUNCT
cjfa-10422	165	1	questions	question	NOUN
cjfa-10422	165	2	about	about	ADP
cjfa-10422	165	3	your	your	PRON
cjfa-10422	165	4	company	company	NOUN
cjfa-10422	165	5	of	of	ADP
cjfa-10422	165	6	the	the	DET
cjfa-10422	165	7	future	future	NOUN
cjfa-10422	165	8	,	,	PUNCT
cjfa-10422	165	9	the	the	DET
cjfa-10422	165	10	relationships	relationship	NOUN
cjfa-10422	165	11	to	to	ADP
cjfa-10422	165	12	customers	customer	NOUN
cjfa-10422	165	13	and	and	CCONJ
cjfa-10422	165	14	suppliers	supplier	NOUN
cjfa-10422	165	15	as	as	ADV
cjfa-10422	165	16	well	well	ADV
cjfa-10422	165	17	have	have	VERB
cjfa-10422	165	18	to	to	PART
cjfa-10422	165	19	be	be	AUX
cjfa-10422	165	20	considered	consider	VERB
cjfa-10422	165	21	for	for	ADP
cjfa-10422	165	22	the	the	DET
cjfa-10422	165	23	evaluation	evaluation	NOUN
cjfa-10422	165	24	of	of	ADP
cjfa-10422	165	25	the	the	DET
cjfa-10422	165	26	creditworthiness	creditworthiness	NOUN
cjfa-10422	165	27	.	.	PUNCT
cjfa-10422	166	1	the	the	DET
cjfa-10422	166	2	main	main	ADJ
cjfa-10422	166	3	variables	variable	NOUN
cjfa-10422	166	4	of	of	ADP
cjfa-10422	166	5	the	the	DET
cjfa-10422	166	6	relationship	relationship	NOUN
cjfa-10422	166	7	management	management	NOUN
cjfa-10422	166	8	will	will	AUX
cjfa-10422	166	9	be	be	AUX
cjfa-10422	166	10	shown	show	VERB
cjfa-10422	166	11	in	in	ADP
cjfa-10422	166	12	this	this	DET
cjfa-10422	166	13	article	article	NOUN
cjfa-10422	166	14	,	,	PUNCT
cjfa-10422	166	15	to	to	PART
cjfa-10422	166	16	make	make	VERB
cjfa-10422	166	17	them	they	PRON
cjfa-10422	166	18	available	available	ADJ
cjfa-10422	166	19	for	for	ADP
cjfa-10422	166	20	the	the	DET
cjfa-10422	166	21	credit	credit	NOUN
cjfa-10422	166	22	check	check	NOUN
cjfa-10422	166	23	for	for	ADP
cjfa-10422	166	24	the	the	DET
cjfa-10422	166	25	banks	bank	NOUN
cjfa-10422	166	26	and	and	CCONJ
cjfa-10422	166	27	for	for	ADP
cjfa-10422	166	28	adequate	adequate	ADJ
cjfa-10422	166	29	preparation	preparation	NOUN
cjfa-10422	166	30	of	of	ADP
cjfa-10422	166	31	the	the	DET
cjfa-10422	166	32	companies	company	NOUN
cjfa-10422	166	33	.	.	PUNCT
cjfa-10422	167	1	questions	question	NOUN
cjfa-10422	167	2	about	about	ADP
cjfa-10422	167	3	the	the	DET
cjfa-10422	167	4	company	company	NOUN
cjfa-10422	167	5	one	one	NUM
cjfa-10422	167	6	of	of	ADP
cjfa-10422	167	7	the	the	DET
cjfa-10422	167	8	most	most	ADV
cjfa-10422	167	9	important	important	ADJ
cjfa-10422	167	10	challenges	challenge	NOUN
cjfa-10422	167	11	in	in	ADP
cjfa-10422	167	12	managing	manage	VERB
cjfa-10422	167	13	successful	successful	ADJ
cjfa-10422	167	14	companies	company	NOUN
cjfa-10422	167	15	is	be	AUX
cjfa-10422	167	16	to	to	PART
cjfa-10422	167	17	reduce	reduce	VERB
cjfa-10422	167	18	risk	risk	NOUN
cjfa-10422	167	19	by	by	ADP
cjfa-10422	167	20	creating	create	VERB
cjfa-10422	167	21	sustainable	sustainable	ADJ
cjfa-10422	167	22	and	and	CCONJ
cjfa-10422	167	23	value	value	NOUN
cjfa-10422	167	24	oriented	orient	VERB
cjfa-10422	167	25	relationship	relationship	NOUN
cjfa-10422	167	26	management	management	NOUN
cjfa-10422	167	27	.	.	PUNCT
cjfa-10422	168	1	in	in	ADP
cjfa-10422	168	2	doing	do	VERB
cjfa-10422	168	3	this	this	PRON
cjfa-10422	168	4	the	the	DET
cjfa-10422	168	5	value	value	NOUN
cjfa-10422	168	6	of	of	ADP
cjfa-10422	168	7	the	the	DET
cjfa-10422	168	8	company	company	NOUN
cjfa-10422	168	9	will	will	AUX
cjfa-10422	168	10	increase	increase	VERB
cjfa-10422	168	11	and	and	CCONJ
cjfa-10422	168	12	the	the	DET
cjfa-10422	168	13	credit	credit	NOUN
cjfa-10422	168	14	rating	rating	NOUN
cjfa-10422	168	15	will	will	AUX
cjfa-10422	168	16	be	be	AUX
cjfa-10422	168	17	influenced	influence	VERB
cjfa-10422	168	18	positively	positively	ADV
cjfa-10422	168	19	.	.	PUNCT
cjfa-10422	169	1	a	a	DET
cjfa-10422	169	2	prior	prior	ADJ
cjfa-10422	169	3	task	task	NOUN
cjfa-10422	169	4	for	for	ADP
cjfa-10422	169	5	the	the	DET
cjfa-10422	169	6	management	management	NOUN
cjfa-10422	169	7	is	be	AUX
cjfa-10422	169	8	to	to	PART
cjfa-10422	169	9	care	care	VERB
cjfa-10422	169	10	about	about	ADP
cjfa-10422	169	11	a	a	DET
cjfa-10422	169	12	transparent	transparent	ADJ
cjfa-10422	169	13	reporting	reporting	NOUN
cjfa-10422	169	14	of	of	ADP
cjfa-10422	169	15	the	the	DET
cjfa-10422	169	16	business	business	NOUN
cjfa-10422	169	17	related	relate	VERB
cjfa-10422	169	18	situation	situation	NOUN
cjfa-10422	169	19	and	and	CCONJ
cjfa-10422	169	20	for	for	ADP
cjfa-10422	169	21	an	an	DET
cjfa-10422	169	22	open	open	ADJ
cjfa-10422	169	23	and	and	CCONJ
cjfa-10422	169	24	straightforward	straightforward	ADJ
cjfa-10422	169	25	communication	communication	NOUN
cjfa-10422	169	26	to	to	ADP
cjfa-10422	169	27	the	the	DET
cjfa-10422	169	28	bank	bank	NOUN
cjfa-10422	169	29	as	as	ADP
cjfa-10422	169	30	a	a	DET
cjfa-10422	169	31	professional	professional	ADJ
cjfa-10422	169	32	basis	basis	NOUN
cjfa-10422	169	33	for	for	ADP
cjfa-10422	169	34	the	the	DET
cjfa-10422	169	35	credit	credit	NOUN
cjfa-10422	169	36	rating	rating	NOUN
cjfa-10422	169	37	.	.	PUNCT
cjfa-10422	170	1	in	in	ADP
cjfa-10422	170	2	former	former	ADJ
cjfa-10422	170	3	times	time	NOUN
cjfa-10422	170	4	it	it	PRON
cjfa-10422	170	5	might	might	AUX
cjfa-10422	170	6	have	have	AUX
cjfa-10422	170	7	been	be	AUX
cjfa-10422	170	8	sufficient	sufficient	ADJ
cjfa-10422	170	9	to	to	PART
cjfa-10422	170	10	show	show	VERB
cjfa-10422	170	11	the	the	DET
cjfa-10422	170	12	balance	balance	NOUN
cjfa-10422	170	13	sheet	sheet	NOUN
cjfa-10422	170	14	and	and	CCONJ
cjfa-10422	170	15	the	the	DET
cjfa-10422	170	16	profit	profit	NOUN
cjfa-10422	170	17	and	and	CCONJ
cjfa-10422	170	18	loss	loss	NOUN
cjfa-10422	170	19	statement	statement	NOUN
cjfa-10422	170	20	.	.	PUNCT
cjfa-10422	171	1	but	but	CCONJ
cjfa-10422	171	2	in	in	ADP
cjfa-10422	171	3	times	time	NOUN
cjfa-10422	171	4	of	of	ADP
cjfa-10422	171	5	financial	financial	ADJ
cjfa-10422	171	6	crisis	crisis	NOUN
cjfa-10422	171	7	and	and	CCONJ
cjfa-10422	171	8	basel	basel	PROPN
cjfa-10422	171	9	iii	iii	PROPN
cjfa-10422	171	10	this	this	PRON
cjfa-10422	171	11	is	be	AUX
cjfa-10422	171	12	not	not	PART
cjfa-10422	171	13	enough	enough	ADJ
cjfa-10422	171	14	,	,	PUNCT
cjfa-10422	171	15	because	because	SCONJ
cjfa-10422	171	16	these	these	DET
cjfa-10422	171	17	records	record	NOUN
cjfa-10422	171	18	are	be	AUX
cjfa-10422	171	19	backward	backward	ADV
cjfa-10422	171	20	oriented	orient	VERB
cjfa-10422	171	21	and	and	CCONJ
cjfa-10422	171	22	fixed	fix	VERB
cjfa-10422	171	23	(	(	PUNCT
cjfa-10422	171	24	sometimes	sometimes	ADV
cjfa-10422	171	25	estimated	estimate	VERB
cjfa-10422	171	26	)	)	PUNCT
cjfa-10422	171	27	with	with	ADP
cjfa-10422	171	28	reference	reference	NOUN
cjfa-10422	171	29	to	to	ADP
cjfa-10422	171	30	a	a	DET
cjfa-10422	171	31	due	due	ADJ
cjfa-10422	171	32	date	date	NOUN
cjfa-10422	171	33	,	,	PUNCT
cjfa-10422	171	34	mostly	mostly	ADV
cjfa-10422	171	35	end	end	NOUN
cjfa-10422	171	36	of	of	ADP
cjfa-10422	171	37	year	year	NOUN
cjfa-10422	171	38	.	.	PUNCT
cjfa-10422	172	1	rather	rather	ADV
cjfa-10422	172	2	than	than	ADP
cjfa-10422	172	3	that	that	PRON
cjfa-10422	172	4	,	,	PUNCT
cjfa-10422	172	5	it	it	PRON
cjfa-10422	172	6	is	be	AUX
cjfa-10422	172	7	important	important	ADJ
cjfa-10422	172	8	to	to	PART
cjfa-10422	172	9	demonstrate	demonstrate	VERB
cjfa-10422	172	10	the	the	DET
cjfa-10422	172	11	preparedness	preparedness	NOUN
cjfa-10422	172	12	for	for	ADP
cjfa-10422	172	13	future	future	ADJ
cjfa-10422	172	14	challenges	challenge	NOUN
cjfa-10422	172	15	and	and	CCONJ
cjfa-10422	172	16	indicate	indicate	VERB
cjfa-10422	172	17	the	the	DET
cjfa-10422	172	18	sustainability	sustainability	NOUN
cjfa-10422	172	19	and	and	CCONJ
cjfa-10422	172	20	profitability	profitability	NOUN
cjfa-10422	172	21	of	of	ADP
cjfa-10422	172	22	the	the	DET
cjfa-10422	172	23	business	business	NOUN
cjfa-10422	172	24	.	.	PUNCT
cjfa-10422	173	1	table	table	NOUN
cjfa-10422	173	2	1	1	NUM
cjfa-10422	173	3	shows	show	VERB
cjfa-10422	173	4	specific	specific	ADJ
cjfa-10422	173	5	questions	question	NOUN
cjfa-10422	173	6	about	about	ADP
cjfa-10422	173	7	your	your	PRON
cjfa-10422	173	8	company	company	NOUN
cjfa-10422	173	9	,	,	PUNCT
cjfa-10422	173	10	which	which	PRON
cjfa-10422	173	11	have	have	VERB
cjfa-10422	173	12	to	to	PART
cjfa-10422	173	13	be	be	AUX
cjfa-10422	173	14	answered	answer	VERB
cjfa-10422	173	15	in	in	ADP
cjfa-10422	173	16	a	a	DET
cjfa-10422	173	17	credit	credit	NOUN
cjfa-10422	173	18	rating	rating	NOUN
cjfa-10422	173	19	.	.	PUNCT
cjfa-10422	174	1	table	table	NOUN
cjfa-10422	174	2	1	1	NUM
cjfa-10422	174	3	.	.	PUNCT
cjfa-10422	175	1	questions	question	NOUN
cjfa-10422	175	2	about	about	ADP
cjfa-10422	175	3	your	your	PRON
cjfa-10422	175	4	company	company	NOUN
cjfa-10422	175	5	rating	rating	NOUN
cjfa-10422	175	6	classes	class	NOUN
cjfa-10422	175	7	as	as	ADP
cjfa-10422	175	8	an	an	DET
cjfa-10422	175	9	outcome	outcome	NOUN
cjfa-10422	175	10	of	of	ADP
cjfa-10422	175	11	evaluation	evaluation	NOUN
cjfa-10422	175	12	banks	bank	NOUN
cjfa-10422	175	13	are	be	AUX
cjfa-10422	175	14	obligated	obligate	VERB
cjfa-10422	175	15	to	to	PART
cjfa-10422	175	16	observe	observe	VERB
cjfa-10422	175	17	bank	bank	NOUN
cjfa-10422	175	18	lending	lend	VERB
cjfa-10422	175	19	basic	basic	ADJ
cjfa-10422	175	20	rules	rule	NOUN
cjfa-10422	175	21	.	.	PUNCT
cjfa-10422	176	1	following	follow	VERB
cjfa-10422	176	2	the	the	DET
cjfa-10422	176	3	basel	basel	PROPN
cjfa-10422	176	4	iii	iii	PROPN
cjfa-10422	176	5	accord	accord	NOUN
cjfa-10422	176	6	the	the	DET
cjfa-10422	176	7	banks	bank	NOUN
cjfa-10422	176	8	have	have	VERB
cjfa-10422	176	9	to	to	PART
cjfa-10422	176	10	prove	prove	VERB
cjfa-10422	176	11	even	even	ADV
cjfa-10422	176	12	more	more	ADV
cjfa-10422	176	13	strictly	strictly	ADV
cjfa-10422	176	14	the	the	DET
cjfa-10422	176	15	creditworthiness	creditworthiness	NOUN
cjfa-10422	176	16	of	of	ADP
cjfa-10422	176	17	a	a	DET
cjfa-10422	176	18	company	company	NOUN
cjfa-10422	176	19	.	.	PUNCT
cjfa-10422	177	1	because	because	SCONJ
cjfa-10422	177	2	of	of	ADP
cjfa-10422	177	3	s	s	NOUN
cjfa-10422	177	4	o	o	NOUN
cjfa-10422	177	5	u	u	NOUN
cjfa-10422	177	6	r	r	NOUN
cjfa-10422	177	7	c	c	NOUN
cjfa-10422	177	8	e	e	NOUN
cjfa-10422	177	9	:	:	PUNCT
cjfa-10422	177	10	own	own	ADJ
cjfa-10422	177	11	work	work	NOUN
cjfa-10422	177	12	.	.	PUNCT
cjfa-10422	178	1	rating	rating	NOUN
cjfa-10422	178	2	classes	class	NOUN
cjfa-10422	178	3	as	as	ADP
cjfa-10422	178	4	an	an	DET
cjfa-10422	178	5	outcome	outcome	NOUN
cjfa-10422	178	6	of	of	ADP
cjfa-10422	178	7	evaluation	evaluation	NOUN
cjfa-10422	178	8	banks	bank	NOUN
cjfa-10422	178	9	are	be	AUX
cjfa-10422	178	10	obligated	obligate	VERB
cjfa-10422	178	11	to	to	PART
cjfa-10422	178	12	observe	observe	VERB
cjfa-10422	178	13	bank	bank	NOUN
cjfa-10422	178	14	lending	lend	VERB
cjfa-10422	178	15	basic	basic	ADJ
cjfa-10422	178	16	rules	rule	NOUN
cjfa-10422	178	17	.	.	PUNCT
cjfa-10422	179	1	following	follow	VERB
cjfa-10422	179	2	the	the	DET
cjfa-10422	179	3	basel	basel	PROPN
cjfa-10422	179	4	iii	iii	PROPN
cjfa-10422	179	5	accord	accord	NOUN
cjfa-10422	179	6	the	the	DET
cjfa-10422	179	7	banks	bank	NOUN
cjfa-10422	179	8	have	have	VERB
cjfa-10422	179	9	to	to	PART
cjfa-10422	179	10	prove	prove	VERB
cjfa-10422	179	11	even	even	ADV
cjfa-10422	179	12	more	more	ADV
cjfa-10422	179	13	strictly	strictly	ADV
cjfa-10422	179	14	the	the	DET
cjfa-10422	179	15	creditworthiness	creditworthiness	NOUN
cjfa-10422	179	16	of	of	ADP
cjfa-10422	179	17	a	a	DET
cjfa-10422	179	18	company	company	NOUN
cjfa-10422	179	19	.	.	PUNCT
cjfa-10422	180	1	because	because	SCONJ
cjfa-10422	180	2	of	of	ADP
cjfa-10422	180	3	the	the	DET
cjfa-10422	180	4	financial	financial	ADJ
cjfa-10422	180	5	crisis	crisis	NOUN
cjfa-10422	180	6	–	–	PUNCT
cjfa-10422	180	7	the	the	DET
cjfa-10422	180	8	effects	effect	NOUN
cjfa-10422	180	9	are	be	AUX
cjfa-10422	180	10	still	still	ADV
cjfa-10422	180	11	noticeable	noticeable	ADJ
cjfa-10422	180	12	–	–	PUNCT
cjfa-10422	180	13	the	the	DET
cjfa-10422	180	14	banks	bank	NOUN
cjfa-10422	180	15	are	be	AUX
cjfa-10422	180	16	particularly	particularly	ADV
cjfa-10422	180	17	careful	careful	ADJ
cjfa-10422	180	18	.	.	PUNCT
cjfa-10422	181	1	subsequently	subsequently	ADV
cjfa-10422	181	2	it	it	PRON
cjfa-10422	181	3	will	will	AUX
cjfa-10422	181	4	be	be	AUX
cjfa-10422	181	5	necessary	necessary	ADJ
cjfa-10422	181	6	for	for	SCONJ
cjfa-10422	181	7	all	all	DET
cjfa-10422	181	8	companies	company	NOUN
cjfa-10422	181	9	to	to	PART
cjfa-10422	181	10	substantiate	substantiate	VERB
cjfa-10422	181	11	the	the	DET
cjfa-10422	181	12	creditworthiness	creditworthiness	NOUN
cjfa-10422	181	13	not	not	PART
cjfa-10422	181	14	only	only	ADV
cjfa-10422	181	15	by	by	ADP
cjfa-10422	181	16	the	the	DET
cjfa-10422	181	17	means	mean	NOUN
cjfa-10422	181	18	of	of	ADP
cjfa-10422	181	19	financial	financial	ADJ
cjfa-10422	181	20	rating	rating	NOUN
cjfa-10422	181	21	but	but	CCONJ
cjfa-10422	181	22	also	also	ADV
cjfa-10422	181	23	by	by	ADP
cjfa-10422	181	24	structural	structural	ADJ
cjfa-10422	181	25	rating	rating	NOUN
cjfa-10422	181	26	.	.	PUNCT
cjfa-10422	182	1	here	here	ADV
cjfa-10422	182	2	we	we	PRON
cjfa-10422	182	3	see	see	VERB
cjfa-10422	182	4	an	an	DET
cjfa-10422	182	5	imperative	imperative	ADJ
cjfa-10422	182	6	need	need	NOUN
cjfa-10422	182	7	for	for	ADP
cjfa-10422	182	8	action	action	NOUN
cjfa-10422	182	9	,	,	PUNCT
cjfa-10422	182	10	especially	especially	ADV
cjfa-10422	182	11	for	for	ADP
cjfa-10422	182	12	small	small	ADJ
cjfa-10422	182	13	and	and	CCONJ
cjfa-10422	182	14	medium	medium	ADJ
cjfa-10422	182	15	sized	sized	ADJ
cjfa-10422	182	16	companies	company	NOUN
cjfa-10422	182	17	,	,	PUNCT
cjfa-10422	182	18	to	to	PART
cjfa-10422	182	19	be	be	AUX
cjfa-10422	182	20	prepared	prepare	VERB
cjfa-10422	182	21	for	for	ADP
cjfa-10422	182	22	these	these	DET
cjfa-10422	182	23	new	new	ADJ
cjfa-10422	182	24	rules	rule	NOUN
cjfa-10422	182	25	of	of	ADP
cjfa-10422	182	26	rating	rating	NOUN
cjfa-10422	182	27	and	and	CCONJ
cjfa-10422	182	28	prerequisites	prerequisite	NOUN
cjfa-10422	182	29	for	for	ADP
cjfa-10422	182	30	credit	credit	NOUN
cjfa-10422	182	31	issueing	issueing	NOUN
cjfa-10422	182	32	.	.	PUNCT
cjfa-10422	183	1	well	well	ADV
cjfa-10422	183	2	managed	manage	VERB
cjfa-10422	183	3	companies	company	NOUN
cjfa-10422	183	4	will	will	AUX
cjfa-10422	183	5	get	get	VERB
cjfa-10422	183	6	better	well	ADJ
cjfa-10422	183	7	credit	credit	NOUN
cjfa-10422	183	8	conditions	condition	NOUN
cjfa-10422	183	9	and	and	CCONJ
cjfa-10422	183	10	will	will	AUX
cjfa-10422	183	11	be	be	AUX
cjfa-10422	183	12	charged	charge	VERB
cjfa-10422	183	13	with	with	ADP
cjfa-10422	183	14	less	less	ADJ
cjfa-10422	183	15	cost	cost	NOUN
cjfa-10422	183	16	of	of	ADP
cjfa-10422	183	17	credit	credit	NOUN
cjfa-10422	183	18	capital	capital	NOUN
cjfa-10422	183	19	.	.	PUNCT
cjfa-10422	184	1	the	the	DET
cjfa-10422	184	2	most	most	ADV
cjfa-10422	184	3	important	important	ADJ
cjfa-10422	184	4	günter	günter	PROPN
cjfa-10422	184	5	hofbauer	hofbauer	NOUN
cjfa-10422	184	6	,	,	PUNCT
cjfa-10422	184	7	monika	monika	PROPN
cjfa-10422	184	8	klimontowicz	klimontowicz	PROPN
cjfa-10422	184	9	,	,	PUNCT
cjfa-10422	184	10	aleksandra	aleksandra	PROPN
cjfa-10422	184	11	nocoń100	nocoń100	PROPN
cjfa-10422	184	12	issue	issue	NOUN
cjfa-10422	184	13	in	in	ADP
cjfa-10422	184	14	achieving	achieve	VERB
cjfa-10422	184	15	profitability	profitability	NOUN
cjfa-10422	184	16	and	and	CCONJ
cjfa-10422	184	17	sustainability	sustainability	NOUN
cjfa-10422	184	18	is	be	AUX
cjfa-10422	184	19	the	the	DET
cjfa-10422	184	20	overall	overall	ADJ
cjfa-10422	184	21	principle	principle	NOUN
cjfa-10422	184	22	of	of	ADP
cjfa-10422	184	23	value	value	NOUN
cjfa-10422	184	24	creation	creation	NOUN
cjfa-10422	184	25	.	.	PUNCT
cjfa-10422	185	1	the	the	DET
cjfa-10422	185	2	relationships	relationship	NOUN
cjfa-10422	185	3	to	to	ADP
cjfa-10422	185	4	customers	customer	NOUN
cjfa-10422	185	5	as	as	ADV
cjfa-10422	185	6	well	well	ADV
cjfa-10422	185	7	as	as	ADP
cjfa-10422	185	8	to	to	ADP
cjfa-10422	185	9	suppliers	supplier	NOUN
cjfa-10422	185	10	have	have	VERB
cjfa-10422	185	11	a	a	DET
cjfa-10422	185	12	distinguished	distinguished	ADJ
cjfa-10422	185	13	significance	significance	NOUN
cjfa-10422	185	14	,	,	PUNCT
cjfa-10422	185	15	because	because	SCONJ
cjfa-10422	185	16	those	those	PRON
cjfa-10422	185	17	have	have	VERB
cjfa-10422	185	18	an	an	DET
cjfa-10422	185	19	outstanding	outstanding	ADJ
cjfa-10422	185	20	influence	influence	NOUN
cjfa-10422	185	21	on	on	ADP
cjfa-10422	185	22	the	the	DET
cjfa-10422	185	23	value	value	NOUN
cjfa-10422	185	24	creation	creation	NOUN
cjfa-10422	185	25	.	.	PUNCT
cjfa-10422	186	1	the	the	PRON
cjfa-10422	186	2	better	well	ADJ
cjfa-10422	186	3	the	the	DET
cjfa-10422	186	4	companies	company	NOUN
cjfa-10422	186	5	are	be	AUX
cjfa-10422	186	6	valuated	valuate	VERB
cjfa-10422	186	7	with	with	ADP
cjfa-10422	186	8	respect	respect	NOUN
cjfa-10422	186	9	to	to	ADP
cjfa-10422	186	10	profitability	profitability	NOUN
cjfa-10422	186	11	and	and	CCONJ
cjfa-10422	186	12	sustainability	sustainability	NOUN
cjfa-10422	186	13	,	,	PUNCT
cjfa-10422	186	14	the	the	PRON
cjfa-10422	186	15	better	well	ADJ
cjfa-10422	186	16	the	the	DET
cjfa-10422	186	17	rating	rating	NOUN
cjfa-10422	186	18	and	and	CCONJ
cjfa-10422	186	19	concurrently	concurrently	ADV
cjfa-10422	186	20	the	the	PRON
cjfa-10422	186	21	better	well	ADJ
cjfa-10422	186	22	the	the	DET
cjfa-10422	186	23	credit	credit	NOUN
cjfa-10422	186	24	conditions	condition	NOUN
cjfa-10422	186	25	will	will	AUX
cjfa-10422	186	26	be	be	AUX
cjfa-10422	186	27	.	.	PUNCT
cjfa-10422	187	1	table	table	NOUN
cjfa-10422	187	2	2	2	NUM
cjfa-10422	187	3	(	(	PUNCT
cjfa-10422	187	4	source	source	NOUN
cjfa-10422	187	5	:	:	PUNCT
cjfa-10422	187	6	websites	website	NOUN
cjfa-10422	187	7	of	of	ADP
cjfa-10422	187	8	companies	company	NOUN
cjfa-10422	187	9	)	)	PUNCT
cjfa-10422	187	10	shows	show	VERB
cjfa-10422	187	11	the	the	DET
cjfa-10422	187	12	various	various	ADJ
cjfa-10422	187	13	rating	rating	NOUN
cjfa-10422	187	14	classes	class	NOUN
cjfa-10422	187	15	and	and	CCONJ
cjfa-10422	187	16	their	their	PRON
cjfa-10422	187	17	meanings	meaning	NOUN
cjfa-10422	187	18	.	.	PUNCT
cjfa-10422	188	1	table	table	NOUN
cjfa-10422	188	2	2	2	NUM
cjfa-10422	188	3	.	.	PUNCT
cjfa-10422	188	4	rating	rating	NOUN
cjfa-10422	188	5	classes	class	NOUN
cjfa-10422	188	6	the	the	DET
cjfa-10422	188	7	financial	financial	ADJ
cjfa-10422	188	8	crisis	crisis	NOUN
cjfa-10422	188	9	–	–	PUNCT
cjfa-10422	188	10	the	the	DET
cjfa-10422	188	11	effects	effect	NOUN
cjfa-10422	188	12	are	be	AUX
cjfa-10422	188	13	still	still	ADV
cjfa-10422	188	14	noticeable	noticeable	ADJ
cjfa-10422	188	15	–	–	PUNCT
cjfa-10422	188	16	the	the	DET
cjfa-10422	188	17	banks	bank	NOUN
cjfa-10422	188	18	are	be	AUX
cjfa-10422	188	19	particularly	particularly	ADV
cjfa-10422	188	20	careful	careful	ADJ
cjfa-10422	188	21	.	.	PUNCT
cjfa-10422	189	1	subsequently	subsequently	ADV
cjfa-10422	189	2	it	it	PRON
cjfa-10422	189	3	will	will	AUX
cjfa-10422	189	4	be	be	AUX
cjfa-10422	189	5	necessary	necessary	ADJ
cjfa-10422	189	6	for	for	SCONJ
cjfa-10422	189	7	all	all	DET
cjfa-10422	189	8	companies	company	NOUN
cjfa-10422	189	9	to	to	PART
cjfa-10422	189	10	substantiate	substantiate	VERB
cjfa-10422	189	11	the	the	DET
cjfa-10422	189	12	creditworthiness	creditworthiness	NOUN
cjfa-10422	189	13	not	not	PART
cjfa-10422	189	14	only	only	ADV
cjfa-10422	189	15	by	by	ADP
cjfa-10422	189	16	the	the	DET
cjfa-10422	189	17	means	mean	NOUN
cjfa-10422	189	18	of	of	ADP
cjfa-10422	189	19	financial	financial	ADJ
cjfa-10422	189	20	rating	rating	NOUN
cjfa-10422	189	21	but	but	CCONJ
cjfa-10422	189	22	also	also	ADV
cjfa-10422	189	23	by	by	ADP
cjfa-10422	189	24	structural	structural	ADJ
cjfa-10422	189	25	rating	rating	NOUN
cjfa-10422	189	26	.	.	PUNCT
cjfa-10422	190	1	here	here	ADV
cjfa-10422	190	2	we	we	PRON
cjfa-10422	190	3	see	see	VERB
cjfa-10422	190	4	an	an	DET
cjfa-10422	190	5	imperative	imperative	ADJ
cjfa-10422	190	6	need	need	NOUN
cjfa-10422	190	7	for	for	ADP
cjfa-10422	190	8	action	action	NOUN
cjfa-10422	190	9	,	,	PUNCT
cjfa-10422	190	10	especially	especially	ADV
cjfa-10422	190	11	for	for	ADP
cjfa-10422	190	12	small	small	ADJ
cjfa-10422	190	13	and	and	CCONJ
cjfa-10422	190	14	medium	medium	ADJ
cjfa-10422	190	15	sized	sized	ADJ
cjfa-10422	190	16	companies	company	NOUN
cjfa-10422	190	17	,	,	PUNCT
cjfa-10422	190	18	to	to	PART
cjfa-10422	190	19	be	be	AUX
cjfa-10422	190	20	prepared	prepare	VERB
cjfa-10422	190	21	for	for	ADP
cjfa-10422	190	22	these	these	DET
cjfa-10422	190	23	new	new	ADJ
cjfa-10422	190	24	rules	rule	NOUN
cjfa-10422	190	25	of	of	ADP
cjfa-10422	190	26	rating	rating	NOUN
cjfa-10422	190	27	and	and	CCONJ
cjfa-10422	190	28	prerequisites	prerequisite	NOUN
cjfa-10422	190	29	for	for	ADP
cjfa-10422	190	30	credit	credit	NOUN
cjfa-10422	190	31	issueing	issueing	NOUN
cjfa-10422	190	32	.	.	PUNCT
cjfa-10422	191	1	well	well	ADV
cjfa-10422	191	2	managed	manage	VERB
cjfa-10422	191	3	companies	company	NOUN
cjfa-10422	191	4	will	will	AUX
cjfa-10422	191	5	get	get	VERB
cjfa-10422	191	6	better	well	ADJ
cjfa-10422	191	7	credit	credit	NOUN
cjfa-10422	191	8	conditions	condition	NOUN
cjfa-10422	191	9	and	and	CCONJ
cjfa-10422	191	10	will	will	AUX
cjfa-10422	191	11	be	be	AUX
cjfa-10422	191	12	charged	charge	VERB
cjfa-10422	191	13	with	with	ADP
cjfa-10422	191	14	less	less	ADJ
cjfa-10422	191	15	cost	cost	NOUN
cjfa-10422	191	16	of	of	ADP
cjfa-10422	191	17	credit	credit	NOUN
cjfa-10422	191	18	capital	capital	NOUN
cjfa-10422	191	19	.	.	PUNCT
cjfa-10422	192	1	the	the	DET
cjfa-10422	192	2	most	most	ADV
cjfa-10422	192	3	important	important	ADJ
cjfa-10422	192	4	issue	issue	NOUN
cjfa-10422	192	5	in	in	ADP
cjfa-10422	192	6	achieving	achieve	VERB
cjfa-10422	192	7	profitability	profitability	NOUN
cjfa-10422	192	8	and	and	CCONJ
cjfa-10422	192	9	sustainability	sustainability	NOUN
cjfa-10422	192	10	is	be	AUX
cjfa-10422	192	11	the	the	DET
cjfa-10422	192	12	overall	overall	ADJ
cjfa-10422	192	13	principle	principle	NOUN
cjfa-10422	192	14	of	of	ADP
cjfa-10422	192	15	value	value	NOUN
cjfa-10422	192	16	creation	creation	NOUN
cjfa-10422	192	17	.	.	PUNCT
cjfa-10422	193	1	the	the	DET
cjfa-10422	193	2	relationships	relationship	NOUN
cjfa-10422	193	3	to	to	ADP
cjfa-10422	193	4	customers	customer	NOUN
cjfa-10422	193	5	as	as	ADV
cjfa-10422	193	6	well	well	ADV
cjfa-10422	193	7	as	as	ADP
cjfa-10422	193	8	to	to	ADP
cjfa-10422	193	9	suppliers	supplier	NOUN
cjfa-10422	193	10	have	have	VERB
cjfa-10422	193	11	a	a	DET
cjfa-10422	193	12	distinguished	distinguished	ADJ
cjfa-10422	193	13	significance	significance	NOUN
cjfa-10422	193	14	,	,	PUNCT
cjfa-10422	193	15	because	because	SCONJ
cjfa-10422	193	16	those	those	PRON
cjfa-10422	193	17	have	have	VERB
cjfa-10422	193	18	an	an	DET
cjfa-10422	193	19	outstanding	outstanding	ADJ
cjfa-10422	193	20	influence	influence	NOUN
cjfa-10422	193	21	on	on	ADP
cjfa-10422	193	22	the	the	DET
cjfa-10422	193	23	value	value	NOUN
cjfa-10422	193	24	creation	creation	NOUN
cjfa-10422	193	25	.	.	PUNCT
cjfa-10422	194	1	the	the	PRON
cjfa-10422	194	2	better	well	ADJ
cjfa-10422	194	3	the	the	DET
cjfa-10422	194	4	companies	company	NOUN
cjfa-10422	194	5	are	be	AUX
cjfa-10422	194	6	valuated	valuate	VERB
cjfa-10422	194	7	with	with	ADP
cjfa-10422	194	8	respect	respect	NOUN
cjfa-10422	194	9	to	to	ADP
cjfa-10422	194	10	profitability	profitability	NOUN
cjfa-10422	194	11	and	and	CCONJ
cjfa-10422	194	12	sustainability	sustainability	NOUN
cjfa-10422	194	13	,	,	PUNCT
cjfa-10422	194	14	the	the	PRON
cjfa-10422	194	15	better	well	ADJ
cjfa-10422	194	16	the	the	DET
cjfa-10422	194	17	rating	rating	NOUN
cjfa-10422	194	18	and	and	CCONJ
cjfa-10422	194	19	concurrently	concurrently	ADV
cjfa-10422	194	20	the	the	PRON
cjfa-10422	194	21	better	well	ADJ
cjfa-10422	194	22	the	the	DET
cjfa-10422	194	23	credit	credit	NOUN
cjfa-10422	194	24	conditions	condition	NOUN
cjfa-10422	194	25	will	will	AUX
cjfa-10422	194	26	be	be	AUX
cjfa-10422	194	27	.	.	PUNCT
cjfa-10422	195	1	table	table	NOUN
cjfa-10422	195	2	2	2	NUM
cjfa-10422	195	3	(	(	PUNCT
cjfa-10422	195	4	source	source	NOUN
cjfa-10422	195	5	:	:	PUNCT
cjfa-10422	195	6	websites	website	NOUN
cjfa-10422	195	7	of	of	ADP
cjfa-10422	195	8	companies	company	NOUN
cjfa-10422	195	9	)	)	PUNCT
cjfa-10422	195	10	shows	show	VERB
cjfa-10422	195	11	the	the	DET
cjfa-10422	195	12	various	various	ADJ
cjfa-10422	195	13	rating	rating	NOUN
cjfa-10422	195	14	classes	class	NOUN
cjfa-10422	195	15	and	and	CCONJ
cjfa-10422	195	16	their	their	PRON
cjfa-10422	195	17	meanings	meaning	NOUN
cjfa-10422	195	18	.	.	PUNCT
cjfa-10422	196	1	table	table	NOUN
cjfa-10422	196	2	2	2	NUM
cjfa-10422	196	3	.	.	PUNCT
cjfa-10422	196	4	rating	rating	NOUN
cjfa-10422	196	5	classes	class	NOUN
cjfa-10422	196	6	problem	problem	VERB
cjfa-10422	196	7	formulation	formulation	NOUN
cjfa-10422	196	8	a	a	DET
cjfa-10422	196	9	strong	strong	ADJ
cjfa-10422	196	10	dependency	dependency	NOUN
cjfa-10422	196	11	of	of	ADP
cjfa-10422	196	12	a	a	DET
cjfa-10422	196	13	company	company	NOUN
cjfa-10422	196	14	on	on	ADP
cjfa-10422	196	15	customers	customer	NOUN
cjfa-10422	196	16	and	and	CCONJ
cjfa-10422	196	17	suppliers	supplier	NOUN
cjfa-10422	196	18	is	be	AUX
cjfa-10422	196	19	a	a	DET
cjfa-10422	196	20	severe	severe	ADJ
cjfa-10422	196	21	problem	problem	NOUN
cjfa-10422	196	22	for	for	ADP
cjfa-10422	196	23	the	the	DET
cjfa-10422	196	24	rating	rating	NOUN
cjfa-10422	196	25	.	.	PUNCT
cjfa-10422	197	1	deducted	deduct	VERB
cjfa-10422	197	2	from	from	ADP
cjfa-10422	197	3	these	these	DET
cjfa-10422	197	4	relationships	relationship	NOUN
cjfa-10422	197	5	we	we	PRON
cjfa-10422	197	6	can	can	AUX
cjfa-10422	197	7	identify	identify	VERB
cjfa-10422	197	8	essential	essential	ADJ
cjfa-10422	197	9	factors	factor	NOUN
cjfa-10422	197	10	influencing	influence	VERB
cjfa-10422	197	11	the	the	DET
cjfa-10422	197	12	creditworthiness	creditworthiness	NOUN
cjfa-10422	197	13	.	.	PUNCT
cjfa-10422	198	1	in	in	ADP
cjfa-10422	198	2	order	order	NOUN
cjfa-10422	198	3	to	to	PART
cjfa-10422	198	4	calculate	calculate	VERB
cjfa-10422	198	5	the	the	DET
cjfa-10422	198	6	contained	contain	VERB
cjfa-10422	198	7	business	business	NOUN
cjfa-10422	198	8	risk	risk	NOUN
cjfa-10422	198	9	,	,	PUNCT
cjfa-10422	198	10	the	the	DET
cjfa-10422	198	11	banks	bank	NOUN
cjfa-10422	198	12	have	have	VERB
cjfa-10422	198	13	to	to	PART
cjfa-10422	198	14	look	look	VERB
cjfa-10422	198	15	on	on	ADP
cjfa-10422	198	16	these	these	DET
cjfa-10422	198	17	relationships	relationship	NOUN
cjfa-10422	198	18	very	very	ADV
cjfa-10422	198	19	closely	closely	ADV
cjfa-10422	198	20	.	.	PUNCT
cjfa-10422	199	1	if	if	SCONJ
cjfa-10422	199	2	a	a	DET
cjfa-10422	199	3	company	company	NOUN
cjfa-10422	199	4	has	have	VERB
cjfa-10422	199	5	an	an	DET
cjfa-10422	199	6	unbalanced	unbalanced	ADJ
cjfa-10422	199	7	dependency	dependency	NOUN
cjfa-10422	199	8	,	,	PUNCT
cjfa-10422	199	9	either	either	CCONJ
cjfa-10422	199	10	on	on	ADP
cjfa-10422	199	11	the	the	DET
cjfa-10422	199	12	customer	customer	NOUN
cjfa-10422	199	13	or	or	CCONJ
cjfa-10422	199	14	on	on	ADP
cjfa-10422	199	15	the	the	DET
cjfa-10422	199	16	supplier	supplier	NOUN
cjfa-10422	199	17	side	side	NOUN
cjfa-10422	199	18	,	,	PUNCT
cjfa-10422	199	19	this	this	PRON
cjfa-10422	199	20	may	may	AUX
cjfa-10422	199	21	imply	imply	VERB
cjfa-10422	199	22	a	a	DET
cjfa-10422	199	23	severe	severe	ADJ
cjfa-10422	199	24	crisis	crisis	NOUN
cjfa-10422	199	25	.	.	PUNCT
cjfa-10422	200	1	the	the	DET
cjfa-10422	200	2	company	company	NOUN
cjfa-10422	200	3	can	can	AUX
cjfa-10422	200	4	face	face	VERB
cjfa-10422	200	5	a	a	DET
cjfa-10422	200	6	loss	loss	NOUN
cjfa-10422	200	7	of	of	ADP
cjfa-10422	200	8	a	a	DET
cjfa-10422	200	9	key	key	ADJ
cjfa-10422	200	10	account	account	NOUN
cjfa-10422	200	11	customer	customer	NOUN
cjfa-10422	200	12	or	or	CCONJ
cjfa-10422	200	13	a	a	DET
cjfa-10422	200	14	drop	drop	NOUN
cjfa-10422	200	15	out	out	ADP
cjfa-10422	200	16	of	of	ADP
cjfa-10422	200	17	an	an	DET
cjfa-10422	200	18	important	important	ADJ
cjfa-10422	200	19	supplier	supplier	NOUN
cjfa-10422	200	20	.	.	PUNCT
cjfa-10422	201	1	in	in	ADP
cjfa-10422	201	2	any	any	DET
cjfa-10422	201	3	s	s	NOUN
cjfa-10422	201	4	o	o	NOUN
cjfa-10422	201	5	u	u	NOUN
cjfa-10422	201	6	r	r	NOUN
cjfa-10422	201	7	c	c	NOUN
cjfa-10422	201	8	e	e	NOUN
cjfa-10422	201	9	:	:	PUNCT
cjfa-10422	201	10	websites	website	NOUN
cjfa-10422	201	11	of	of	ADP
cjfa-10422	201	12	companies	company	NOUN
cjfa-10422	201	13	.	.	PUNCT
cjfa-10422	202	1	problem	problem	NOUN
cjfa-10422	202	2	formulation	formulation	NOUN
cjfa-10422	202	3	a	a	DET
cjfa-10422	202	4	strong	strong	ADJ
cjfa-10422	202	5	dependency	dependency	NOUN
cjfa-10422	202	6	of	of	ADP
cjfa-10422	202	7	a	a	DET
cjfa-10422	202	8	company	company	NOUN
cjfa-10422	202	9	on	on	ADP
cjfa-10422	202	10	customers	customer	NOUN
cjfa-10422	202	11	and	and	CCONJ
cjfa-10422	202	12	suppliers	supplier	NOUN
cjfa-10422	202	13	is	be	AUX
cjfa-10422	202	14	a	a	DET
cjfa-10422	202	15	severe	severe	ADJ
cjfa-10422	202	16	problem	problem	NOUN
cjfa-10422	202	17	for	for	ADP
cjfa-10422	202	18	the	the	DET
cjfa-10422	202	19	rating	rating	NOUN
cjfa-10422	202	20	.	.	PUNCT
cjfa-10422	203	1	deducted	deduct	VERB
cjfa-10422	203	2	from	from	ADP
cjfa-10422	203	3	these	these	DET
cjfa-10422	203	4	relationships	relationship	NOUN
cjfa-10422	203	5	we	we	PRON
cjfa-10422	203	6	can	can	AUX
cjfa-10422	203	7	identify	identify	VERB
cjfa-10422	203	8	essential	essential	ADJ
cjfa-10422	203	9	factors	factor	NOUN
cjfa-10422	203	10	influencing	influence	VERB
cjfa-10422	203	11	the	the	DET
cjfa-10422	203	12	creditworthiness	creditworthiness	NOUN
cjfa-10422	203	13	.	.	PUNCT
cjfa-10422	204	1	in	in	ADP
cjfa-10422	204	2	order	order	NOUN
cjfa-10422	204	3	to	to	PART
cjfa-10422	204	4	calculate	calculate	VERB
cjfa-10422	204	5	the	the	DET
cjfa-10422	204	6	contained	contain	VERB
cjfa-10422	204	7	business	business	NOUN
cjfa-10422	204	8	risk	risk	NOUN
cjfa-10422	204	9	,	,	PUNCT
cjfa-10422	204	10	the	the	DET
cjfa-10422	204	11	banks	bank	NOUN
cjfa-10422	204	12	have	have	VERB
cjfa-10422	204	13	to	to	PART
cjfa-10422	204	14	look	look	VERB
cjfa-10422	204	15	on	on	ADP
cjfa-10422	204	16	these	these	DET
cjfa-10422	204	17	relationships	relationship	NOUN
cjfa-10422	204	18	very	very	ADV
cjfa-10422	204	19	closely	closely	ADV
cjfa-10422	204	20	.	.	PUNCT
cjfa-10422	205	1	if	if	SCONJ
cjfa-10422	205	2	a	a	DET
cjfa-10422	205	3	company	company	NOUN
cjfa-10422	205	4	has	have	VERB
cjfa-10422	205	5	an	an	DET
cjfa-10422	205	6	unbalanced	unbalanced	ADJ
cjfa-10422	205	7	dependency	dependency	NOUN
cjfa-10422	205	8	,	,	PUNCT
cjfa-10422	205	9	either	either	CCONJ
cjfa-10422	205	10	on	on	ADP
cjfa-10422	205	11	the	the	DET
cjfa-10422	205	12	customer	customer	NOUN
cjfa-10422	205	13	or	or	CCONJ
cjfa-10422	205	14	on	on	ADP
cjfa-10422	205	15	the	the	DET
cjfa-10422	205	16	supplier	supplier	NOUN
cjfa-10422	205	17	side	side	NOUN
cjfa-10422	205	18	,	,	PUNCT
cjfa-10422	205	19	this	this	PRON
cjfa-10422	205	20	may	may	AUX
cjfa-10422	205	21	imply	imply	VERB
cjfa-10422	205	22	a	a	DET
cjfa-10422	205	23	severe	severe	ADJ
cjfa-10422	205	24	crisis	crisis	NOUN
cjfa-10422	205	25	.	.	PUNCT
cjfa-10422	206	1	the	the	DET
cjfa-10422	206	2	company	company	NOUN
cjfa-10422	206	3	can	can	AUX
cjfa-10422	206	4	face	face	VERB
cjfa-10422	206	5	a	a	DET
cjfa-10422	206	6	loss	loss	NOUN
cjfa-10422	206	7	of	of	ADP
cjfa-10422	206	8	a	a	DET
cjfa-10422	206	9	key	key	ADJ
cjfa-10422	206	10	account	account	NOUN
cjfa-10422	206	11	customer	customer	NOUN
cjfa-10422	206	12	or	or	CCONJ
cjfa-10422	206	13	a	a	DET
cjfa-10422	206	14	drop	drop	NOUN
cjfa-10422	206	15	out	out	ADP
cjfa-10422	206	16	of	of	ADP
cjfa-10422	206	17	an	an	DET
cjfa-10422	206	18	important	important	ADJ
cjfa-10422	206	19	supplier	supplier	NOUN
cjfa-10422	206	20	.	.	PUNCT
cjfa-10422	207	1	in	in	ADP
cjfa-10422	207	2	any	any	DET
cjfa-10422	207	3	comparable	comparable	ADJ
cjfa-10422	207	4	case	case	NOUN
cjfa-10422	207	5	there	there	PRON
cjfa-10422	207	6	will	will	AUX
cjfa-10422	207	7	be	be	AUX
cjfa-10422	207	8	a	a	DET
cjfa-10422	207	9	crisis	crisis	NOUN
cjfa-10422	207	10	with	with	ADP
cjfa-10422	207	11	an	an	DET
cjfa-10422	207	12	impact	impact	NOUN
cjfa-10422	207	13	on	on	ADP
cjfa-10422	207	14	the	the	DET
cjfa-10422	207	15	rating	rating	NOUN
cjfa-10422	207	16	.	.	PUNCT
cjfa-10422	208	1	this	this	DET
cjfa-10422	208	2	impact	impact	NOUN
cjfa-10422	208	3	will	will	AUX
cjfa-10422	208	4	be	be	AUX
cjfa-10422	208	5	displayed	display	VERB
cjfa-10422	208	6	by	by	ADP
cjfa-10422	208	7	a	a	DET
cjfa-10422	208	8	continuous	continuous	ADJ
cjfa-10422	208	9	rating	rating	NOUN
cjfa-10422	208	10	,	,	PUNCT
cjfa-10422	208	11	if	if	SCONJ
cjfa-10422	208	12	banks	bank	NOUN
cjfa-10422	208	13	wait	wait	VERB
cjfa-10422	208	14	until	until	SCONJ
cjfa-10422	208	15	this	this	DET
cjfa-10422	208	16	crisis	crisis	NOUN
cjfa-10422	208	17	will	will	AUX
cjfa-10422	208	18	be	be	AUX
cjfa-10422	208	19	visible	visible	ADJ
cjfa-10422	208	20	on	on	ADP
cjfa-10422	208	21	the	the	DET
cjfa-10422	208	22	financial	financial	ADJ
cjfa-10422	208	23	statements	statement	NOUN
cjfa-10422	208	24	,	,	PUNCT
cjfa-10422	208	25	it	it	PRON
cjfa-10422	208	26	will	will	AUX
cjfa-10422	208	27	be	be	AUX
cjfa-10422	208	28	too	too	ADV
cjfa-10422	208	29	late	late	ADJ
cjfa-10422	208	30	.	.	PUNCT
cjfa-10422	209	1	basel	basel	PROPN
cjfa-10422	209	2	iii	iii	PROPN
cjfa-10422	209	3	equity	equity	NOUN
cjfa-10422	209	4	requirements	requirement	NOUN
cjfa-10422	209	5	and	and	CCONJ
cjfa-10422	209	6	a	a	DET
cjfa-10422	209	7	contemporary	contemporary	NOUN
cjfa-10422	209	8	…	…	PUNCT
cjfa-10422	209	9	101	101	NUM
cjfa-10422	209	10	the	the	DET
cjfa-10422	209	11	most	most	ADV
cjfa-10422	209	12	important	important	ADJ
cjfa-10422	209	13	issues	issue	NOUN
cjfa-10422	209	14	,	,	PUNCT
cjfa-10422	209	15	which	which	PRON
cjfa-10422	209	16	will	will	AUX
cjfa-10422	209	17	give	give	VERB
cjfa-10422	209	18	a	a	DET
cjfa-10422	209	19	comprehensive	comprehensive	ADJ
cjfa-10422	209	20	indication	indication	NOUN
cjfa-10422	209	21	are	be	AUX
cjfa-10422	209	22	(	(	PUNCT
cjfa-10422	209	23	basis	basis	NOUN
cjfa-10422	209	24	:	:	PUNCT
cjfa-10422	209	25	own	own	ADJ
cjfa-10422	209	26	research	research	NOUN
cjfa-10422	209	27	):	):	PUNCT
cjfa-10422	209	28	■	■	PUNCT
cjfa-10422	209	29	excellence	excellence	NOUN
cjfa-10422	209	30	and	and	CCONJ
cjfa-10422	209	31	ability	ability	NOUN
cjfa-10422	209	32	of	of	ADP
cjfa-10422	209	33	the	the	DET
cjfa-10422	209	34	management	management	NOUN
cjfa-10422	209	35	,	,	PUNCT
cjfa-10422	209	36	process	process	NOUN
cjfa-10422	209	37	orientation	orientation	NOUN
cjfa-10422	209	38	,	,	PUNCT
cjfa-10422	209	39	business	business	NOUN
cjfa-10422	209	40	model	model	NOUN
cjfa-10422	209	41	■	■	PUNCT
cjfa-10422	209	42	potential	potential	ADJ
cjfa-10422	209	43	markets	market	NOUN
cjfa-10422	209	44	,	,	PUNCT
cjfa-10422	209	45	future	future	ADJ
cjfa-10422	209	46	prospects	prospect	NOUN
cjfa-10422	209	47	to	to	PART
cjfa-10422	209	48	create	create	VERB
cjfa-10422	209	49	value	value	NOUN
cjfa-10422	209	50	,	,	PUNCT
cjfa-10422	209	51	competitive	competitive	ADJ
cjfa-10422	209	52	position	position	NOUN
cjfa-10422	209	53	,	,	PUNCT
cjfa-10422	209	54	■	■	PUNCT
cjfa-10422	209	55	sales	sale	NOUN
cjfa-10422	209	56	volume	volume	NOUN
cjfa-10422	209	57	and	and	CCONJ
cjfa-10422	209	58	earnings	earning	NOUN
cjfa-10422	209	59	,	,	PUNCT
cjfa-10422	209	60	profitability	profitability	NOUN
cjfa-10422	209	61	,	,	PUNCT
cjfa-10422	209	62	strategic	strategic	ADJ
cjfa-10422	209	63	position	position	NOUN
cjfa-10422	209	64	■	■	PUNCT
cjfa-10422	209	65	stable	stable	ADJ
cjfa-10422	209	66	relationships	relationship	NOUN
cjfa-10422	209	67	,	,	PUNCT
cjfa-10422	209	68	customer	customer	NOUN
cjfa-10422	209	69	satisfaction	satisfaction	NOUN
cjfa-10422	209	70	■	■	PUNCT
cjfa-10422	209	71	innovation	innovation	NOUN
cjfa-10422	209	72	,	,	PUNCT
cjfa-10422	209	73	modern	modern	ADJ
cjfa-10422	209	74	product	product	NOUN
cjfa-10422	209	75	portfolio	portfolio	NOUN
cjfa-10422	209	76	,	,	PUNCT
cjfa-10422	209	77	competitiveness	competitiveness	NOUN
cjfa-10422	209	78	■	■	PUNCT
cjfa-10422	209	79	controlling	control	VERB
cjfa-10422	209	80	,	,	PUNCT
cjfa-10422	209	81	quality	quality	NOUN
cjfa-10422	209	82	and	and	CCONJ
cjfa-10422	209	83	availability	availability	NOUN
cjfa-10422	209	84	of	of	ADP
cjfa-10422	209	85	relevant	relevant	ADJ
cjfa-10422	209	86	information	information	NOUN
cjfa-10422	209	87	,	,	PUNCT
cjfa-10422	209	88	taking	take	VERB
cjfa-10422	209	89	this	this	DET
cjfa-10422	209	90	context	context	NOUN
cjfa-10422	209	91	into	into	ADP
cjfa-10422	209	92	account	account	NOUN
cjfa-10422	209	93	,	,	PUNCT
cjfa-10422	209	94	we	we	PRON
cjfa-10422	209	95	strongly	strongly	ADV
cjfa-10422	209	96	recommend	recommend	VERB
cjfa-10422	209	97	to	to	PART
cjfa-10422	209	98	use	use	VERB
cjfa-10422	209	99	those	those	DET
cjfa-10422	209	100	indicators	indicator	NOUN
cjfa-10422	209	101	and	and	CCONJ
cjfa-10422	209	102	measures	measure	NOUN
cjfa-10422	209	103	,	,	PUNCT
cjfa-10422	209	104	which	which	PRON
cjfa-10422	209	105	result	result	VERB
cjfa-10422	209	106	directly	directly	ADV
cjfa-10422	209	107	from	from	ADP
cjfa-10422	209	108	the	the	DET
cjfa-10422	209	109	business	business	NOUN
cjfa-10422	209	110	and	and	CCONJ
cjfa-10422	209	111	which	which	PRON
cjfa-10422	209	112	are	be	AUX
cjfa-10422	209	113	appropriate	appropriate	ADJ
cjfa-10422	209	114	to	to	PART
cjfa-10422	209	115	display	display	VERB
cjfa-10422	209	116	the	the	DET
cjfa-10422	209	117	risk	risk	NOUN
cjfa-10422	209	118	included	include	VERB
cjfa-10422	209	119	in	in	ADP
cjfa-10422	209	120	the	the	DET
cjfa-10422	209	121	business	business	NOUN
cjfa-10422	209	122	model	model	NOUN
cjfa-10422	209	123	and	and	CCONJ
cjfa-10422	209	124	the	the	DET
cjfa-10422	209	125	impact	impact	NOUN
cjfa-10422	209	126	on	on	ADP
cjfa-10422	209	127	the	the	DET
cjfa-10422	209	128	success	success	NOUN
cjfa-10422	209	129	.	.	PUNCT
cjfa-10422	210	1	subsequently	subsequently	ADV
cjfa-10422	210	2	we	we	PRON
cjfa-10422	210	3	have	have	VERB
cjfa-10422	210	4	to	to	PART
cjfa-10422	210	5	consider	consider	VERB
cjfa-10422	210	6	these	these	DET
cjfa-10422	210	7	variables	variable	NOUN
cjfa-10422	210	8	of	of	ADP
cjfa-10422	210	9	success	success	NOUN
cjfa-10422	210	10	.	.	PUNCT
cjfa-10422	211	1	problem	problem	NOUN
cjfa-10422	211	2	solving	solve	VERB
cjfa-10422	211	3	by	by	ADP
cjfa-10422	211	4	evaluating	evaluate	VERB
cjfa-10422	211	5	with	with	ADP
cjfa-10422	211	6	structural	structural	ADJ
cjfa-10422	211	7	rating	rating	NOUN
cjfa-10422	211	8	the	the	DET
cjfa-10422	211	9	awareness	awareness	NOUN
cjfa-10422	211	10	of	of	ADP
cjfa-10422	211	11	the	the	DET
cjfa-10422	211	12	valuation	valuation	NOUN
cjfa-10422	211	13	and	and	CCONJ
cjfa-10422	211	14	usefulness	usefulness	NOUN
cjfa-10422	211	15	of	of	ADP
cjfa-10422	211	16	the	the	DET
cjfa-10422	211	17	success	success	NOUN
cjfa-10422	211	18	factors	factor	NOUN
cjfa-10422	211	19	of	of	ADP
cjfa-10422	211	20	a	a	DET
cjfa-10422	211	21	company	company	NOUN
cjfa-10422	211	22	gives	give	VERB
cjfa-10422	211	23	more	more	ADJ
cjfa-10422	211	24	significance	significance	NOUN
cjfa-10422	211	25	to	to	ADP
cjfa-10422	211	26	this	this	DET
cjfa-10422	211	27	issue	issue	NOUN
cjfa-10422	211	28	in	in	ADP
cjfa-10422	211	29	management	management	NOUN
cjfa-10422	211	30	.	.	PUNCT
cjfa-10422	212	1	marketing	marketing	NOUN
cjfa-10422	212	2	and	and	CCONJ
cjfa-10422	212	3	sales	sale	NOUN
cjfa-10422	212	4	contribute	contribute	VERB
cjfa-10422	212	5	dominantly	dominantly	ADV
cjfa-10422	212	6	to	to	ADP
cjfa-10422	212	7	the	the	DET
cjfa-10422	212	8	success	success	NOUN
cjfa-10422	212	9	and	and	CCONJ
cjfa-10422	212	10	can	can	AUX
cjfa-10422	212	11	help	help	VERB
cjfa-10422	212	12	to	to	PART
cjfa-10422	212	13	manage	manage	VERB
cjfa-10422	212	14	risk	risk	NOUN
cjfa-10422	212	15	arising	arise	VERB
cjfa-10422	212	16	from	from	ADP
cjfa-10422	212	17	dependencies	dependency	NOUN
cjfa-10422	212	18	.	.	PUNCT
cjfa-10422	213	1	there	there	PRON
cjfa-10422	213	2	are	be	VERB
cjfa-10422	213	3	promising	promise	VERB
cjfa-10422	213	4	potentials	potential	NOUN
cjfa-10422	213	5	in	in	ADP
cjfa-10422	213	6	the	the	DET
cjfa-10422	213	7	area	area	NOUN
cjfa-10422	213	8	of	of	ADP
cjfa-10422	213	9	markets	market	NOUN
cjfa-10422	213	10	.	.	PUNCT
cjfa-10422	214	1	coming	come	VERB
cjfa-10422	214	2	from	from	ADP
cjfa-10422	214	3	these	these	DET
cjfa-10422	214	4	indicators	indicator	NOUN
cjfa-10422	214	5	,	,	PUNCT
cjfa-10422	214	6	we	we	PRON
cjfa-10422	214	7	defined	define	VERB
cjfa-10422	214	8	six	six	NUM
cjfa-10422	214	9	different	different	ADJ
cjfa-10422	214	10	areas	area	NOUN
cjfa-10422	214	11	(	(	PUNCT
cjfa-10422	214	12	left	leave	VERB
cjfa-10422	214	13	side	side	NOUN
cjfa-10422	214	14	of	of	ADP
cjfa-10422	214	15	table	table	NOUN
cjfa-10422	214	16	3	3	NUM
cjfa-10422	214	17	)	)	PUNCT
cjfa-10422	214	18	,	,	PUNCT
cjfa-10422	214	19	which	which	PRON
cjfa-10422	214	20	can	can	AUX
cjfa-10422	214	21	contribute	contribute	VERB
cjfa-10422	214	22	positively	positively	ADV
cjfa-10422	214	23	to	to	ADP
cjfa-10422	214	24	the	the	DET
cjfa-10422	214	25	credit	credit	NOUN
cjfa-10422	214	26	rating	rating	NOUN
cjfa-10422	214	27	,	,	PUNCT
cjfa-10422	214	28	if	if	SCONJ
cjfa-10422	214	29	they	they	PRON
cjfa-10422	214	30	are	be	AUX
cjfa-10422	214	31	managed	manage	VERB
cjfa-10422	214	32	well	well	ADV
cjfa-10422	214	33	.	.	PUNCT
cjfa-10422	215	1	the	the	DET
cjfa-10422	215	2	outcome	outcome	NOUN
cjfa-10422	215	3	of	of	ADP
cjfa-10422	215	4	the	the	DET
cjfa-10422	215	5	different	different	ADJ
cjfa-10422	215	6	dimensions	dimension	NOUN
cjfa-10422	215	7	are	be	AUX
cjfa-10422	215	8	displayed	display	VERB
cjfa-10422	215	9	on	on	ADP
cjfa-10422	215	10	the	the	DET
cjfa-10422	215	11	right	right	ADJ
cjfa-10422	215	12	side	side	NOUN
cjfa-10422	215	13	of	of	ADP
cjfa-10422	215	14	table	table	NOUN
cjfa-10422	215	15	3	3	X
cjfa-10422	215	16	.	.	PUNCT
cjfa-10422	216	1	we	we	PRON
cjfa-10422	216	2	can	can	AUX
cjfa-10422	216	3	summarize	summarize	VERB
cjfa-10422	216	4	,	,	PUNCT
cjfa-10422	216	5	that	that	SCONJ
cjfa-10422	216	6	all	all	DET
cjfa-10422	216	7	these	these	DET
cjfa-10422	216	8	issues	issue	NOUN
cjfa-10422	216	9	are	be	AUX
cjfa-10422	216	10	about	about	ADP
cjfa-10422	216	11	the	the	DET
cjfa-10422	216	12	indicators	indicator	NOUN
cjfa-10422	216	13	,	,	PUNCT
cjfa-10422	216	14	we	we	PRON
cjfa-10422	216	15	pointed	point	VERB
cjfa-10422	216	16	out	out	ADP
cjfa-10422	216	17	in	in	ADP
cjfa-10422	216	18	the	the	DET
cjfa-10422	216	19	problem	problem	NOUN
cjfa-10422	216	20	formulation	formulation	NOUN
cjfa-10422	216	21	.	.	PUNCT
cjfa-10422	217	1	the	the	DET
cjfa-10422	217	2	task	task	NOUN
cjfa-10422	217	3	for	for	ADP
cjfa-10422	217	4	the	the	DET
cjfa-10422	217	5	companies	company	NOUN
cjfa-10422	217	6	is	be	AUX
cjfa-10422	217	7	to	to	PART
cjfa-10422	217	8	disclose	disclose	VERB
cjfa-10422	217	9	all	all	DET
cjfa-10422	217	10	these	these	DET
cjfa-10422	217	11	indicators	indicator	NOUN
cjfa-10422	217	12	in	in	ADP
cjfa-10422	217	13	a	a	DET
cjfa-10422	217	14	comprehensible	comprehensible	ADJ
cjfa-10422	217	15	and	and	CCONJ
cjfa-10422	217	16	documented	document	VERB
cjfa-10422	217	17	way	way	NOUN
cjfa-10422	217	18	for	for	ADP
cjfa-10422	217	19	the	the	DET
cjfa-10422	217	20	banks	bank	NOUN
cjfa-10422	217	21	.	.	PUNCT
cjfa-10422	218	1	the	the	DET
cjfa-10422	218	2	task	task	NOUN
cjfa-10422	218	3	for	for	ADP
cjfa-10422	218	4	the	the	DET
cjfa-10422	218	5	banks	bank	NOUN
cjfa-10422	218	6	is	be	AUX
cjfa-10422	218	7	to	to	PART
cjfa-10422	218	8	evaluate	evaluate	VERB
cjfa-10422	218	9	and	and	CCONJ
cjfa-10422	218	10	examine	examine	VERB
cjfa-10422	218	11	these	these	DET
cjfa-10422	218	12	indicators	indicator	NOUN
cjfa-10422	218	13	.	.	PUNCT
cjfa-10422	219	1	this	this	DET
cjfa-10422	219	2	examination	examination	NOUN
cjfa-10422	219	3	should	should	AUX
cjfa-10422	219	4	not	not	PART
cjfa-10422	219	5	be	be	AUX
cjfa-10422	219	6	a	a	DET
cjfa-10422	219	7	matter	matter	NOUN
cjfa-10422	219	8	of	of	ADP
cjfa-10422	219	9	trust	trust	NOUN
cjfa-10422	219	10	and	and	CCONJ
cjfa-10422	219	11	believe	believe	VERB
cjfa-10422	219	12	.	.	PUNCT
cjfa-10422	220	1	in	in	ADP
cjfa-10422	220	2	fact	fact	NOUN
cjfa-10422	220	3	it	it	PRON
cjfa-10422	220	4	should	should	AUX
cjfa-10422	220	5	be	be	AUX
cjfa-10422	220	6	a	a	DET
cjfa-10422	220	7	matter	matter	NOUN
cjfa-10422	220	8	of	of	ADP
cjfa-10422	220	9	business	business	NOUN
cjfa-10422	220	10	knowledge	knowledge	NOUN
cjfa-10422	220	11	,	,	PUNCT
cjfa-10422	220	12	market	market	NOUN
cjfa-10422	220	13	intelligence	intelligence	NOUN
cjfa-10422	220	14	and	and	CCONJ
cjfa-10422	220	15	management	management	NOUN
cjfa-10422	220	16	experience	experience	NOUN
cjfa-10422	220	17	.	.	PUNCT
cjfa-10422	221	1	günter	günter	PROPN
cjfa-10422	221	2	hofbauer	hofbauer	PROPN
cjfa-10422	221	3	,	,	PUNCT
cjfa-10422	221	4	monika	monika	PROPN
cjfa-10422	221	5	klimontowicz	klimontowicz	PROPN
cjfa-10422	221	6	,	,	PUNCT
cjfa-10422	221	7	aleksandra	aleksandra	PROPN
cjfa-10422	221	8	nocoń102	nocoń102	PRON
cjfa-10422	221	9	table	table	VERB
cjfa-10422	221	10	3	3	NUM
cjfa-10422	221	11	.	.	PUNCT
cjfa-10422	221	12	system	system	NOUN
cjfa-10422	221	13	of	of	ADP
cjfa-10422	221	14	rating	rating	NOUN
cjfa-10422	221	15	dimensions	dimension	NOUN
cjfa-10422	221	16	(	(	PUNCT
cjfa-10422	221	17	hofbauer	hofbauer	PROPN
cjfa-10422	221	18	,	,	PUNCT
cjfa-10422	221	19	bergmann	bergmann	PROPN
cjfa-10422	221	20	2013	2013	NUM
cjfa-10422	221	21	,	,	PUNCT
cjfa-10422	221	22	340	340	NUM
cjfa-10422	221	23	)	)	PUNCT
cjfa-10422	221	24	the	the	DET
cjfa-10422	221	25	task	task	NOUN
cjfa-10422	221	26	for	for	ADP
cjfa-10422	221	27	the	the	DET
cjfa-10422	221	28	companies	company	NOUN
cjfa-10422	221	29	is	be	AUX
cjfa-10422	221	30	to	to	PART
cjfa-10422	221	31	disclose	disclose	VERB
cjfa-10422	221	32	all	all	DET
cjfa-10422	221	33	these	these	DET
cjfa-10422	221	34	indicators	indicator	NOUN
cjfa-10422	221	35	in	in	ADP
cjfa-10422	221	36	a	a	DET
cjfa-10422	221	37	comprehensible	comprehensible	ADJ
cjfa-10422	221	38	and	and	CCONJ
cjfa-10422	221	39	documented	document	VERB
cjfa-10422	221	40	way	way	NOUN
cjfa-10422	221	41	for	for	ADP
cjfa-10422	221	42	the	the	DET
cjfa-10422	221	43	banks	bank	NOUN
cjfa-10422	221	44	.	.	PUNCT
cjfa-10422	222	1	the	the	DET
cjfa-10422	222	2	task	task	NOUN
cjfa-10422	222	3	for	for	ADP
cjfa-10422	222	4	the	the	DET
cjfa-10422	222	5	banks	bank	NOUN
cjfa-10422	222	6	is	be	AUX
cjfa-10422	222	7	to	to	PART
cjfa-10422	222	8	evaluate	evaluate	VERB
cjfa-10422	222	9	and	and	CCONJ
cjfa-10422	222	10	examine	examine	VERB
cjfa-10422	222	11	these	these	DET
cjfa-10422	222	12	indicators	indicator	NOUN
cjfa-10422	222	13	.	.	PUNCT
cjfa-10422	223	1	this	this	DET
cjfa-10422	223	2	examination	examination	NOUN
cjfa-10422	223	3	should	should	AUX
cjfa-10422	223	4	not	not	PART
cjfa-10422	223	5	be	be	AUX
cjfa-10422	223	6	a	a	DET
cjfa-10422	223	7	matter	matter	NOUN
cjfa-10422	223	8	of	of	ADP
cjfa-10422	223	9	trust	trust	NOUN
cjfa-10422	223	10	and	and	CCONJ
cjfa-10422	223	11	believe	believe	VERB
cjfa-10422	223	12	.	.	PUNCT
cjfa-10422	224	1	in	in	ADP
cjfa-10422	224	2	fact	fact	NOUN
cjfa-10422	224	3	it	it	PRON
cjfa-10422	224	4	should	should	AUX
cjfa-10422	224	5	be	be	AUX
cjfa-10422	224	6	a	a	DET
cjfa-10422	224	7	matter	matter	NOUN
cjfa-10422	224	8	of	of	ADP
cjfa-10422	224	9	business	business	NOUN
cjfa-10422	224	10	knowledge	knowledge	NOUN
cjfa-10422	224	11	,	,	PUNCT
cjfa-10422	224	12	market	market	NOUN
cjfa-10422	224	13	intelligence	intelligence	NOUN
cjfa-10422	224	14	and	and	CCONJ
cjfa-10422	224	15	management	management	NOUN
cjfa-10422	224	16	experience	experience	NOUN
cjfa-10422	224	17	.	.	PUNCT
cjfa-10422	225	1	for	for	ADP
cjfa-10422	225	2	example	example	NOUN
cjfa-10422	225	3	the	the	DET
cjfa-10422	225	4	assessment	assessment	NOUN
cjfa-10422	225	5	of	of	ADP
cjfa-10422	225	6	future	future	ADJ
cjfa-10422	225	7	prospects	prospect	NOUN
cjfa-10422	225	8	should	should	AUX
cjfa-10422	225	9	include	include	VERB
cjfa-10422	225	10	the	the	DET
cjfa-10422	225	11	whole	whole	ADJ
cjfa-10422	225	12	business	business	NOUN
cjfa-10422	225	13	environment	environment	NOUN
cjfa-10422	225	14	with	with	ADP
cjfa-10422	225	15	short	short	ADJ
cjfa-10422	225	16	term	term	NOUN
cjfa-10422	225	17	expectations	expectation	NOUN
cjfa-10422	225	18	in	in	ADP
cjfa-10422	225	19	business	business	NOUN
cjfa-10422	225	20	as	as	ADV
cjfa-10422	225	21	well	well	ADV
cjfa-10422	225	22	as	as	ADP
cjfa-10422	225	23	long	long	ADJ
cjfa-10422	225	24	term	term	NOUN
cjfa-10422	225	25	perspectives	perspective	NOUN
cjfa-10422	225	26	within	within	ADP
cjfa-10422	225	27	the	the	DET
cjfa-10422	225	28	relevant	relevant	ADJ
cjfa-10422	225	29	industry	industry	NOUN
cjfa-10422	225	30	.	.	PUNCT
cjfa-10422	226	1	the	the	DET
cjfa-10422	226	2	individual	individual	ADJ
cjfa-10422	226	3	situation	situation	NOUN
cjfa-10422	226	4	of	of	ADP
cjfa-10422	226	5	the	the	DET
cjfa-10422	226	6	company	company	NOUN
cjfa-10422	226	7	is	be	AUX
cjfa-10422	226	8	strongly	strongly	ADV
cjfa-10422	226	9	related	relate	VERB
cjfa-10422	226	10	to	to	ADP
cjfa-10422	226	11	the	the	DET
cjfa-10422	226	12	market	market	NOUN
cjfa-10422	226	13	position	position	NOUN
cjfa-10422	226	14	.	.	PUNCT
cjfa-10422	227	1	for	for	ADP
cjfa-10422	227	2	the	the	DET
cjfa-10422	227	3	execution	execution	NOUN
cjfa-10422	227	4	of	of	ADP
cjfa-10422	227	5	a	a	DET
cjfa-10422	227	6	professional	professional	ADJ
cjfa-10422	227	7	rating	rating	NOUN
cjfa-10422	227	8	all	all	DET
cjfa-10422	227	9	relevant	relevant	ADJ
cjfa-10422	227	10	indicators	indicator	NOUN
cjfa-10422	227	11	have	have	VERB
cjfa-10422	227	12	to	to	PART
cjfa-10422	227	13	be	be	AUX
cjfa-10422	227	14	scrutinized	scrutinize	VERB
cjfa-10422	227	15	and	and	CCONJ
cjfa-10422	227	16	subsequently	subsequently	ADV
cjfa-10422	227	17	evaluated	evaluate	VERB
cjfa-10422	227	18	due	due	ADP
cjfa-10422	227	19	to	to	ADP
cjfa-10422	227	20	the	the	DET
cjfa-10422	227	21	rating	rating	NOUN
cjfa-10422	227	22	classes	class	NOUN
cjfa-10422	227	23	(	(	PUNCT
cjfa-10422	227	24	table	table	NOUN
cjfa-10422	227	25	2	2	NUM
cjfa-10422	227	26	)	)	PUNCT
cjfa-10422	227	27	.	.	PUNCT
cjfa-10422	228	1	table	table	NOUN
cjfa-10422	228	2	4	4	NUM
cjfa-10422	228	3	.	.	PUNCT
cjfa-10422	229	1	indicators	indicator	NOUN
cjfa-10422	229	2	for	for	ADP
cjfa-10422	229	3	future	future	ADJ
cjfa-10422	229	4	prospects	prospect	NOUN
cjfa-10422	229	5	these	these	DET
cjfa-10422	229	6	indicators	indicator	NOUN
cjfa-10422	229	7	for	for	ADP
cjfa-10422	229	8	future	future	ADJ
cjfa-10422	229	9	prospects	prospect	NOUN
cjfa-10422	229	10	can	can	AUX
cjfa-10422	229	11	also	also	ADV
cjfa-10422	229	12	be	be	AUX
cjfa-10422	229	13	influenced	influence	VERB
cjfa-10422	229	14	by	by	ADP
cjfa-10422	229	15	the	the	DET
cjfa-10422	229	16	competitive	competitive	ADJ
cjfa-10422	229	17	position	position	NOUN
cjfa-10422	229	18	of	of	ADP
cjfa-10422	229	19	a	a	DET
cjfa-10422	229	20	company	company	NOUN
cjfa-10422	229	21	.	.	PUNCT
cjfa-10422	230	1	the	the	DET
cjfa-10422	230	2	consequent	consequent	ADJ
cjfa-10422	230	3	practice	practice	NOUN
cjfa-10422	230	4	is	be	AUX
cjfa-10422	230	5	to	to	PART
cjfa-10422	230	6	evaluate	evaluate	VERB
cjfa-10422	230	7	these	these	DET
cjfa-10422	230	8	issues	issue	NOUN
cjfa-10422	230	9	as	as	ADV
cjfa-10422	230	10	well	well	ADV
cjfa-10422	230	11	.	.	PUNCT
cjfa-10422	231	1	the	the	DET
cjfa-10422	231	2	indicators	indicator	NOUN
cjfa-10422	231	3	of	of	ADP
cjfa-10422	231	4	success	success	NOUN
cjfa-10422	231	5	and	and	CCONJ
cjfa-10422	231	6	future	future	ADJ
cjfa-10422	231	7	prospects	prospect	NOUN
cjfa-10422	231	8	could	could	AUX
cjfa-10422	231	9	be	be	AUX
cjfa-10422	231	10	:	:	PUNCT
cjfa-10422	231	11	market	market	NOUN
cjfa-10422	231	12	position	position	NOUN
cjfa-10422	231	13	as	as	ADP
cjfa-10422	231	14	market	market	NOUN
cjfa-10422	231	15	share	share	NOUN
cjfa-10422	231	16	,	,	PUNCT
cjfa-10422	231	17	market	market	NOUN
cjfa-10422	231	18	position	position	NOUN
cjfa-10422	231	19	,	,	PUNCT
cjfa-10422	231	20	price	price	NOUN
cjfa-10422	231	21	enforcement	enforcement	NOUN
cjfa-10422	231	22	and	and	CCONJ
cjfa-10422	231	23	cost	cost	NOUN
cjfa-10422	231	24	of	of	ADP
cjfa-10422	231	25	production	production	NOUN
cjfa-10422	231	26	,	,	PUNCT
cjfa-10422	231	27	product	product	NOUN
cjfa-10422	231	28	quality	quality	NOUN
cjfa-10422	231	29	and	and	CCONJ
cjfa-10422	231	30	product	product	NOUN
cjfa-10422	231	31	portfolio	portfolio	NOUN
cjfa-10422	231	32	,	,	PUNCT
cjfa-10422	231	33	s	s	PART
cjfa-10422	231	34	o	o	NOUN
cjfa-10422	231	35	u	u	NOUN
cjfa-10422	231	36	r	r	NOUN
cjfa-10422	231	37	c	c	NOUN
cjfa-10422	231	38	e	e	NOUN
cjfa-10422	231	39	:	:	PUNCT
cjfa-10422	231	40	hofbauer	hofbauer	PROPN
cjfa-10422	231	41	,	,	PUNCT
cjfa-10422	231	42	bergmann	bergmann	PROPN
cjfa-10422	231	43	2013	2013	NUM
cjfa-10422	231	44	.	.	PUNCT
cjfa-10422	232	1	for	for	ADP
cjfa-10422	232	2	example	example	NOUN
cjfa-10422	232	3	the	the	DET
cjfa-10422	232	4	assessment	assessment	NOUN
cjfa-10422	232	5	of	of	ADP
cjfa-10422	232	6	future	future	ADJ
cjfa-10422	232	7	prospects	prospect	NOUN
cjfa-10422	232	8	should	should	AUX
cjfa-10422	232	9	include	include	VERB
cjfa-10422	232	10	the	the	DET
cjfa-10422	232	11	whole	whole	ADJ
cjfa-10422	232	12	business	business	NOUN
cjfa-10422	232	13	environment	environment	NOUN
cjfa-10422	232	14	with	with	ADP
cjfa-10422	232	15	short	short	ADJ
cjfa-10422	232	16	term	term	NOUN
cjfa-10422	232	17	expectations	expectation	NOUN
cjfa-10422	232	18	in	in	ADP
cjfa-10422	232	19	business	business	NOUN
cjfa-10422	232	20	as	as	ADV
cjfa-10422	232	21	well	well	ADV
cjfa-10422	232	22	as	as	ADP
cjfa-10422	232	23	long	long	ADJ
cjfa-10422	232	24	term	term	NOUN
cjfa-10422	232	25	perspectives	perspective	NOUN
cjfa-10422	232	26	within	within	ADP
cjfa-10422	232	27	the	the	DET
cjfa-10422	232	28	relevant	relevant	ADJ
cjfa-10422	232	29	industry	industry	NOUN
cjfa-10422	232	30	.	.	PUNCT
cjfa-10422	233	1	the	the	DET
cjfa-10422	233	2	individual	individual	ADJ
cjfa-10422	233	3	situation	situation	NOUN
cjfa-10422	233	4	of	of	ADP
cjfa-10422	233	5	the	the	DET
cjfa-10422	233	6	company	company	NOUN
cjfa-10422	233	7	is	be	AUX
cjfa-10422	233	8	strongly	strongly	ADV
cjfa-10422	233	9	related	relate	VERB
cjfa-10422	233	10	to	to	ADP
cjfa-10422	233	11	the	the	DET
cjfa-10422	233	12	market	market	NOUN
cjfa-10422	233	13	position	position	NOUN
cjfa-10422	233	14	.	.	PUNCT
cjfa-10422	234	1	for	for	ADP
cjfa-10422	234	2	the	the	DET
cjfa-10422	234	3	execution	execution	NOUN
cjfa-10422	234	4	of	of	ADP
cjfa-10422	234	5	a	a	DET
cjfa-10422	234	6	professional	professional	ADJ
cjfa-10422	234	7	rating	rating	NOUN
cjfa-10422	234	8	all	all	DET
cjfa-10422	234	9	relevant	relevant	ADJ
cjfa-10422	234	10	indicators	indicator	NOUN
cjfa-10422	234	11	have	have	VERB
cjfa-10422	234	12	to	to	PART
cjfa-10422	234	13	be	be	AUX
cjfa-10422	234	14	scrutinized	scrutinize	VERB
cjfa-10422	234	15	and	and	CCONJ
cjfa-10422	234	16	subsequently	subsequently	ADV
cjfa-10422	234	17	evaluated	evaluate	VERB
cjfa-10422	234	18	due	due	ADP
cjfa-10422	234	19	to	to	ADP
cjfa-10422	234	20	the	the	DET
cjfa-10422	234	21	rating	rating	NOUN
cjfa-10422	234	22	classes	class	NOUN
cjfa-10422	234	23	(	(	PUNCT
cjfa-10422	234	24	table	table	NOUN
cjfa-10422	234	25	2	2	NUM
cjfa-10422	234	26	)	)	PUNCT
cjfa-10422	234	27	.	.	PUNCT
cjfa-10422	235	1	table	table	NOUN
cjfa-10422	235	2	4	4	NUM
cjfa-10422	235	3	.	.	PUNCT
cjfa-10422	236	1	indicators	indicator	NOUN
cjfa-10422	236	2	for	for	ADP
cjfa-10422	236	3	future	future	ADJ
cjfa-10422	236	4	prospects	prospect	NOUN
cjfa-10422	236	5	the	the	DET
cjfa-10422	236	6	task	task	NOUN
cjfa-10422	236	7	for	for	ADP
cjfa-10422	236	8	the	the	DET
cjfa-10422	236	9	companies	company	NOUN
cjfa-10422	236	10	is	be	AUX
cjfa-10422	236	11	to	to	PART
cjfa-10422	236	12	disclose	disclose	VERB
cjfa-10422	236	13	all	all	DET
cjfa-10422	236	14	these	these	DET
cjfa-10422	236	15	indicators	indicator	NOUN
cjfa-10422	236	16	in	in	ADP
cjfa-10422	236	17	a	a	DET
cjfa-10422	236	18	comprehensible	comprehensible	ADJ
cjfa-10422	236	19	and	and	CCONJ
cjfa-10422	236	20	documented	document	VERB
cjfa-10422	236	21	way	way	NOUN
cjfa-10422	236	22	for	for	ADP
cjfa-10422	236	23	the	the	DET
cjfa-10422	236	24	banks	bank	NOUN
cjfa-10422	236	25	.	.	PUNCT
cjfa-10422	237	1	the	the	DET
cjfa-10422	237	2	task	task	NOUN
cjfa-10422	237	3	for	for	ADP
cjfa-10422	237	4	the	the	DET
cjfa-10422	237	5	banks	bank	NOUN
cjfa-10422	237	6	is	be	AUX
cjfa-10422	237	7	to	to	PART
cjfa-10422	237	8	evaluate	evaluate	VERB
cjfa-10422	237	9	and	and	CCONJ
cjfa-10422	237	10	examine	examine	VERB
cjfa-10422	237	11	these	these	DET
cjfa-10422	237	12	indicators	indicator	NOUN
cjfa-10422	237	13	.	.	PUNCT
cjfa-10422	238	1	this	this	DET
cjfa-10422	238	2	examination	examination	NOUN
cjfa-10422	238	3	should	should	AUX
cjfa-10422	238	4	not	not	PART
cjfa-10422	238	5	be	be	AUX
cjfa-10422	238	6	a	a	DET
cjfa-10422	238	7	matter	matter	NOUN
cjfa-10422	238	8	of	of	ADP
cjfa-10422	238	9	trust	trust	NOUN
cjfa-10422	238	10	and	and	CCONJ
cjfa-10422	238	11	believe	believe	VERB
cjfa-10422	238	12	.	.	PUNCT
cjfa-10422	239	1	in	in	ADP
cjfa-10422	239	2	fact	fact	NOUN
cjfa-10422	239	3	it	it	PRON
cjfa-10422	239	4	should	should	AUX
cjfa-10422	239	5	be	be	AUX
cjfa-10422	239	6	a	a	DET
cjfa-10422	239	7	matter	matter	NOUN
cjfa-10422	239	8	of	of	ADP
cjfa-10422	239	9	business	business	NOUN
cjfa-10422	239	10	knowledge	knowledge	NOUN
cjfa-10422	239	11	,	,	PUNCT
cjfa-10422	239	12	market	market	NOUN
cjfa-10422	239	13	intelligence	intelligence	NOUN
cjfa-10422	239	14	and	and	CCONJ
cjfa-10422	239	15	management	management	NOUN
cjfa-10422	239	16	experience	experience	NOUN
cjfa-10422	239	17	.	.	PUNCT
cjfa-10422	240	1	for	for	ADP
cjfa-10422	240	2	example	example	NOUN
cjfa-10422	240	3	the	the	DET
cjfa-10422	240	4	assessment	assessment	NOUN
cjfa-10422	240	5	of	of	ADP
cjfa-10422	240	6	future	future	ADJ
cjfa-10422	240	7	prospects	prospect	NOUN
cjfa-10422	240	8	should	should	AUX
cjfa-10422	240	9	include	include	VERB
cjfa-10422	240	10	the	the	DET
cjfa-10422	240	11	whole	whole	ADJ
cjfa-10422	240	12	business	business	NOUN
cjfa-10422	240	13	environment	environment	NOUN
cjfa-10422	240	14	with	with	ADP
cjfa-10422	240	15	short	short	ADJ
cjfa-10422	240	16	term	term	NOUN
cjfa-10422	240	17	expectations	expectation	NOUN
cjfa-10422	240	18	in	in	ADP
cjfa-10422	240	19	business	business	NOUN
cjfa-10422	240	20	as	as	ADV
cjfa-10422	240	21	well	well	ADV
cjfa-10422	240	22	as	as	ADP
cjfa-10422	240	23	long	long	ADJ
cjfa-10422	240	24	term	term	NOUN
cjfa-10422	240	25	perspectives	perspective	NOUN
cjfa-10422	240	26	within	within	ADP
cjfa-10422	240	27	the	the	DET
cjfa-10422	240	28	relevant	relevant	ADJ
cjfa-10422	240	29	industry	industry	NOUN
cjfa-10422	240	30	.	.	PUNCT
cjfa-10422	241	1	the	the	DET
cjfa-10422	241	2	individual	individual	ADJ
cjfa-10422	241	3	situation	situation	NOUN
cjfa-10422	241	4	of	of	ADP
cjfa-10422	241	5	the	the	DET
cjfa-10422	241	6	company	company	NOUN
cjfa-10422	241	7	is	be	AUX
cjfa-10422	241	8	strongly	strongly	ADV
cjfa-10422	241	9	related	relate	VERB
cjfa-10422	241	10	to	to	ADP
cjfa-10422	241	11	the	the	DET
cjfa-10422	241	12	market	market	NOUN
cjfa-10422	241	13	position	position	NOUN
cjfa-10422	241	14	.	.	PUNCT
cjfa-10422	242	1	for	for	ADP
cjfa-10422	242	2	the	the	DET
cjfa-10422	242	3	execution	execution	NOUN
cjfa-10422	242	4	of	of	ADP
cjfa-10422	242	5	a	a	DET
cjfa-10422	242	6	professional	professional	ADJ
cjfa-10422	242	7	rating	rating	NOUN
cjfa-10422	242	8	all	all	DET
cjfa-10422	242	9	relevant	relevant	ADJ
cjfa-10422	242	10	indicators	indicator	NOUN
cjfa-10422	242	11	have	have	VERB
cjfa-10422	242	12	to	to	PART
cjfa-10422	242	13	be	be	AUX
cjfa-10422	242	14	scrutinized	scrutinize	VERB
cjfa-10422	242	15	and	and	CCONJ
cjfa-10422	242	16	subsequently	subsequently	ADV
cjfa-10422	242	17	evaluated	evaluate	VERB
cjfa-10422	242	18	due	due	ADP
cjfa-10422	242	19	to	to	ADP
cjfa-10422	242	20	the	the	DET
cjfa-10422	242	21	rating	rating	NOUN
cjfa-10422	242	22	classes	class	NOUN
cjfa-10422	242	23	(	(	PUNCT
cjfa-10422	242	24	table	table	NOUN
cjfa-10422	242	25	2	2	NUM
cjfa-10422	242	26	)	)	PUNCT
cjfa-10422	242	27	.	.	PUNCT
cjfa-10422	243	1	table	table	NOUN
cjfa-10422	243	2	4	4	NUM
cjfa-10422	243	3	.	.	PUNCT
cjfa-10422	244	1	indicators	indicator	NOUN
cjfa-10422	244	2	for	for	ADP
cjfa-10422	244	3	future	future	ADJ
cjfa-10422	244	4	prospects	prospect	NOUN
cjfa-10422	244	5	these	these	DET
cjfa-10422	244	6	indicators	indicator	NOUN
cjfa-10422	244	7	for	for	ADP
cjfa-10422	244	8	future	future	ADJ
cjfa-10422	244	9	prospects	prospect	NOUN
cjfa-10422	244	10	can	can	AUX
cjfa-10422	244	11	also	also	ADV
cjfa-10422	244	12	be	be	AUX
cjfa-10422	244	13	influenced	influence	VERB
cjfa-10422	244	14	by	by	ADP
cjfa-10422	244	15	the	the	DET
cjfa-10422	244	16	competitive	competitive	ADJ
cjfa-10422	244	17	position	position	NOUN
cjfa-10422	244	18	of	of	ADP
cjfa-10422	244	19	a	a	DET
cjfa-10422	244	20	company	company	NOUN
cjfa-10422	244	21	.	.	PUNCT
cjfa-10422	245	1	the	the	DET
cjfa-10422	245	2	consequent	consequent	ADJ
cjfa-10422	245	3	practice	practice	NOUN
cjfa-10422	245	4	is	be	AUX
cjfa-10422	245	5	to	to	PART
cjfa-10422	245	6	evaluate	evaluate	VERB
cjfa-10422	245	7	these	these	DET
cjfa-10422	245	8	issues	issue	NOUN
cjfa-10422	245	9	as	as	ADV
cjfa-10422	245	10	well	well	ADV
cjfa-10422	245	11	.	.	PUNCT
cjfa-10422	246	1	the	the	DET
cjfa-10422	246	2	indicators	indicator	NOUN
cjfa-10422	246	3	of	of	ADP
cjfa-10422	246	4	success	success	NOUN
cjfa-10422	246	5	and	and	CCONJ
cjfa-10422	246	6	future	future	ADJ
cjfa-10422	246	7	prospects	prospect	NOUN
cjfa-10422	246	8	could	could	AUX
cjfa-10422	246	9	be	be	AUX
cjfa-10422	246	10	:	:	PUNCT
cjfa-10422	246	11	market	market	NOUN
cjfa-10422	246	12	position	position	NOUN
cjfa-10422	246	13	as	as	ADP
cjfa-10422	246	14	market	market	NOUN
cjfa-10422	246	15	share	share	NOUN
cjfa-10422	246	16	,	,	PUNCT
cjfa-10422	246	17	market	market	NOUN
cjfa-10422	246	18	position	position	NOUN
cjfa-10422	246	19	,	,	PUNCT
cjfa-10422	246	20	price	price	NOUN
cjfa-10422	246	21	enforcement	enforcement	NOUN
cjfa-10422	246	22	and	and	CCONJ
cjfa-10422	246	23	cost	cost	NOUN
cjfa-10422	246	24	of	of	ADP
cjfa-10422	246	25	production	production	NOUN
cjfa-10422	246	26	,	,	PUNCT
cjfa-10422	246	27	product	product	NOUN
cjfa-10422	246	28	quality	quality	NOUN
cjfa-10422	246	29	and	and	CCONJ
cjfa-10422	246	30	product	product	NOUN
cjfa-10422	246	31	portfolio	portfolio	NOUN
cjfa-10422	246	32	,	,	PUNCT
cjfa-10422	246	33	s	s	PART
cjfa-10422	246	34	o	o	NOUN
cjfa-10422	246	35	u	u	NOUN
cjfa-10422	246	36	r	r	NOUN
cjfa-10422	246	37	c	c	NOUN
cjfa-10422	246	38	e	e	NOUN
cjfa-10422	246	39	:	:	PUNCT
cjfa-10422	246	40	own	own	ADJ
cjfa-10422	246	41	work	work	NOUN
cjfa-10422	246	42	.	.	PUNCT
cjfa-10422	247	1	basel	basel	PROPN
cjfa-10422	247	2	iii	iii	PROPN
cjfa-10422	247	3	equity	equity	NOUN
cjfa-10422	247	4	requirements	requirement	NOUN
cjfa-10422	247	5	and	and	CCONJ
cjfa-10422	247	6	a	a	DET
cjfa-10422	247	7	contemporary	contemporary	ADJ
cjfa-10422	247	8	…	…	PUNCT
cjfa-10422	247	9	103	103	NUM
cjfa-10422	247	10	these	these	DET
cjfa-10422	247	11	indicators	indicator	NOUN
cjfa-10422	247	12	for	for	ADP
cjfa-10422	247	13	future	future	ADJ
cjfa-10422	247	14	prospects	prospect	NOUN
cjfa-10422	247	15	can	can	AUX
cjfa-10422	247	16	also	also	ADV
cjfa-10422	247	17	be	be	AUX
cjfa-10422	247	18	influenced	influence	VERB
cjfa-10422	247	19	by	by	ADP
cjfa-10422	247	20	the	the	DET
cjfa-10422	247	21	competitive	competitive	ADJ
cjfa-10422	247	22	position	position	NOUN
cjfa-10422	247	23	of	of	ADP
cjfa-10422	247	24	a	a	DET
cjfa-10422	247	25	company	company	NOUN
cjfa-10422	247	26	.	.	PUNCT
cjfa-10422	248	1	the	the	DET
cjfa-10422	248	2	consequent	consequent	ADJ
cjfa-10422	248	3	practice	practice	NOUN
cjfa-10422	248	4	is	be	AUX
cjfa-10422	248	5	to	to	PART
cjfa-10422	248	6	evaluate	evaluate	VERB
cjfa-10422	248	7	these	these	DET
cjfa-10422	248	8	issues	issue	NOUN
cjfa-10422	248	9	as	as	ADV
cjfa-10422	248	10	well	well	ADV
cjfa-10422	248	11	.	.	PUNCT
cjfa-10422	249	1	the	the	DET
cjfa-10422	249	2	indicators	indicator	NOUN
cjfa-10422	249	3	of	of	ADP
cjfa-10422	249	4	success	success	NOUN
cjfa-10422	249	5	and	and	CCONJ
cjfa-10422	249	6	future	future	ADJ
cjfa-10422	249	7	prospects	prospect	NOUN
cjfa-10422	249	8	could	could	AUX
cjfa-10422	249	9	be	be	AUX
cjfa-10422	249	10	:	:	PUNCT
cjfa-10422	249	11	market	market	NOUN
cjfa-10422	249	12	position	position	NOUN
cjfa-10422	249	13	as	as	ADP
cjfa-10422	249	14	market	market	NOUN
cjfa-10422	249	15	share	share	NOUN
cjfa-10422	249	16	,	,	PUNCT
cjfa-10422	249	17	market	market	NOUN
cjfa-10422	249	18	position	position	NOUN
cjfa-10422	249	19	,	,	PUNCT
cjfa-10422	249	20	price	price	NOUN
cjfa-10422	249	21	enforcement	enforcement	NOUN
cjfa-10422	249	22	and	and	CCONJ
cjfa-10422	249	23	cost	cost	NOUN
cjfa-10422	249	24	of	of	ADP
cjfa-10422	249	25	production	production	NOUN
cjfa-10422	249	26	,	,	PUNCT
cjfa-10422	249	27	product	product	NOUN
cjfa-10422	249	28	quality	quality	NOUN
cjfa-10422	249	29	and	and	CCONJ
cjfa-10422	249	30	product	product	NOUN
cjfa-10422	249	31	portfolio	portfolio	NOUN
cjfa-10422	249	32	,	,	PUNCT
cjfa-10422	249	33	production	production	NOUN
cjfa-10422	249	34	sites	site	NOUN
cjfa-10422	249	35	and	and	CCONJ
cjfa-10422	249	36	legal	legal	ADJ
cjfa-10422	249	37	protection	protection	NOUN
cjfa-10422	249	38	.	.	PUNCT
cjfa-10422	250	1	the	the	DET
cjfa-10422	250	2	assessment	assessment	NOUN
cjfa-10422	250	3	is	be	AUX
cjfa-10422	250	4	shown	show	VERB
cjfa-10422	250	5	in	in	ADP
cjfa-10422	250	6	table	table	NOUN
cjfa-10422	250	7	5	5	NUM
cjfa-10422	250	8	.	.	PUNCT
cjfa-10422	250	9	table	table	NOUN
cjfa-10422	250	10	5	5	NUM
cjfa-10422	250	11	.	.	PUNCT
cjfa-10422	250	12	indicators	indicator	NOUN
cjfa-10422	250	13	for	for	ADP
cjfa-10422	250	14	competitive	competitive	ADJ
cjfa-10422	250	15	position	position	NOUN
cjfa-10422	250	16	production	production	NOUN
cjfa-10422	250	17	sites	site	NOUN
cjfa-10422	250	18	and	and	CCONJ
cjfa-10422	250	19	legal	legal	ADJ
cjfa-10422	250	20	protection	protection	NOUN
cjfa-10422	250	21	.	.	PUNCT
cjfa-10422	251	1	the	the	DET
cjfa-10422	251	2	assessment	assessment	NOUN
cjfa-10422	251	3	is	be	AUX
cjfa-10422	251	4	shown	show	VERB
cjfa-10422	251	5	in	in	ADP
cjfa-10422	251	6	table	table	NOUN
cjfa-10422	251	7	5	5	NUM
cjfa-10422	251	8	.	.	PUNCT
cjfa-10422	251	9	table	table	NOUN
cjfa-10422	251	10	5	5	NUM
cjfa-10422	251	11	.	.	PUNCT
cjfa-10422	251	12	indicators	indicator	NOUN
cjfa-10422	251	13	for	for	ADP
cjfa-10422	251	14	competitive	competitive	ADJ
cjfa-10422	251	15	position	position	NOUN
cjfa-10422	251	16	conclusion	conclusion	NOUN
cjfa-10422	251	17	in	in	ADP
cjfa-10422	251	18	this	this	DET
cjfa-10422	251	19	article	article	NOUN
cjfa-10422	251	20	we	we	PRON
cjfa-10422	251	21	have	have	AUX
cjfa-10422	251	22	analysed	analyse	VERB
cjfa-10422	251	23	and	and	CCONJ
cjfa-10422	251	24	outlined	outline	VERB
cjfa-10422	251	25	the	the	DET
cjfa-10422	251	26	basel	basel	PROPN
cjfa-10422	251	27	iii	iii	PROPN
cjfa-10422	251	28	equity	equity	NOUN
cjfa-10422	251	29	regulations	regulation	NOUN
cjfa-10422	251	30	and	and	CCONJ
cjfa-10422	251	31	measures	measure	NOUN
cjfa-10422	251	32	.	.	PUNCT
cjfa-10422	252	1	an	an	DET
cjfa-10422	252	2	important	important	ADJ
cjfa-10422	252	3	indicator	indicator	NOUN
cjfa-10422	252	4	is	be	AUX
cjfa-10422	252	5	the	the	DET
cjfa-10422	252	6	risk	risk	NOUN
cjfa-10422	252	7	taken	take	VERB
cjfa-10422	252	8	by	by	ADP
cjfa-10422	252	9	a	a	DET
cjfa-10422	252	10	bank	bank	NOUN
cjfa-10422	252	11	as	as	ADP
cjfa-10422	252	12	a	a	DET
cjfa-10422	252	13	creditor	creditor	NOUN
cjfa-10422	252	14	.	.	PUNCT
cjfa-10422	253	1	the	the	DET
cjfa-10422	253	2	degree	degree	NOUN
cjfa-10422	253	3	of	of	ADP
cjfa-10422	253	4	risk	risk	NOUN
cjfa-10422	253	5	influences	influence	VERB
cjfa-10422	253	6	the	the	DET
cjfa-10422	253	7	amount	amount	NOUN
cjfa-10422	253	8	of	of	ADP
cjfa-10422	253	9	equity	equity	NOUN
cjfa-10422	253	10	.	.	PUNCT
cjfa-10422	254	1	the	the	PRON
cjfa-10422	254	2	higher	high	ADJ
cjfa-10422	254	3	the	the	DET
cjfa-10422	254	4	risk	risk	NOUN
cjfa-10422	254	5	,	,	PUNCT
cjfa-10422	254	6	the	the	PRON
cjfa-10422	254	7	higher	high	ADJ
cjfa-10422	254	8	the	the	DET
cjfa-10422	254	9	equity	equity	NOUN
cjfa-10422	254	10	,	,	PUNCT
cjfa-10422	254	11	which	which	PRON
cjfa-10422	254	12	has	have	VERB
cjfa-10422	254	13	to	to	PART
cjfa-10422	254	14	be	be	AUX
cjfa-10422	254	15	backed	back	VERB
cjfa-10422	254	16	in	in	ADP
cjfa-10422	254	17	a	a	DET
cjfa-10422	254	18	bank	bank	NOUN
cjfa-10422	254	19	in	in	ADP
cjfa-10422	254	20	order	order	NOUN
cjfa-10422	254	21	to	to	PART
cjfa-10422	254	22	protect	protect	VERB
cjfa-10422	254	23	the	the	DET
cjfa-10422	254	24	single	single	ADJ
cjfa-10422	254	25	bank	bank	NOUN
cjfa-10422	254	26	as	as	ADV
cjfa-10422	254	27	well	well	ADV
cjfa-10422	254	28	as	as	ADP
cjfa-10422	254	29	the	the	DET
cjfa-10422	254	30	whole	whole	ADJ
cjfa-10422	254	31	banking	banking	NOUN
cjfa-10422	254	32	sector	sector	NOUN
cjfa-10422	254	33	from	from	ADP
cjfa-10422	254	34	the	the	DET
cjfa-10422	254	35	next	next	ADJ
cjfa-10422	254	36	crisis	crisis	NOUN
cjfa-10422	254	37	.	.	PUNCT
cjfa-10422	255	1	a	a	DET
cjfa-10422	255	2	well	well	ADV
cjfa-10422	255	3	performing	perform	VERB
cjfa-10422	255	4	banking	banking	NOUN
cjfa-10422	255	5	sector	sector	NOUN
cjfa-10422	255	6	is	be	AUX
cjfa-10422	255	7	an	an	DET
cjfa-10422	255	8	important	important	ADJ
cjfa-10422	255	9	prerequisite	prerequisite	NOUN
cjfa-10422	255	10	for	for	ADP
cjfa-10422	255	11	an	an	DET
cjfa-10422	255	12	ongoing	ongoing	ADJ
cjfa-10422	255	13	economy	economy	NOUN
cjfa-10422	255	14	.	.	PUNCT
cjfa-10422	256	1	economy	economy	NOUN
cjfa-10422	256	2	has	have	VERB
cjfa-10422	256	3	to	to	PART
cjfa-10422	256	4	be	be	AUX
cjfa-10422	256	5	provided	provide	VERB
cjfa-10422	256	6	with	with	ADP
cjfa-10422	256	7	money	money	NOUN
cjfa-10422	256	8	.	.	PUNCT
cjfa-10422	257	1	in	in	ADP
cjfa-10422	257	2	the	the	DET
cjfa-10422	257	3	part	part	NOUN
cjfa-10422	257	4	of	of	ADP
cjfa-10422	257	5	the	the	DET
cjfa-10422	257	6	empirical	empirical	ADJ
cjfa-10422	257	7	research	research	NOUN
cjfa-10422	257	8	,	,	PUNCT
cjfa-10422	257	9	we	we	PRON
cjfa-10422	257	10	have	have	AUX
cjfa-10422	257	11	analysed	analyse	VERB
cjfa-10422	257	12	selected	select	VERB
cjfa-10422	257	13	financial	financial	ADJ
cjfa-10422	257	14	figures	figure	NOUN
cjfa-10422	257	15	.	.	PUNCT
cjfa-10422	258	1	these	these	DET
cjfa-10422	258	2	figures	figure	NOUN
cjfa-10422	258	3	show	show	VERB
cjfa-10422	258	4	,	,	PUNCT
cjfa-10422	258	5	that	that	SCONJ
cjfa-10422	258	6	there	there	PRON
cjfa-10422	258	7	is	be	VERB
cjfa-10422	258	8	a	a	DET
cjfa-10422	258	9	difference	difference	NOUN
cjfa-10422	258	10	between	between	ADP
cjfa-10422	258	11	germany	germany	PROPN
cjfa-10422	258	12	and	and	CCONJ
cjfa-10422	258	13	poland	poland	PROPN
cjfa-10422	258	14	,	,	PUNCT
cjfa-10422	258	15	that	that	SCONJ
cjfa-10422	258	16	there	there	PRON
cjfa-10422	258	17	is	be	VERB
cjfa-10422	258	18	a	a	DET
cjfa-10422	258	19	difference	difference	NOUN
cjfa-10422	258	20	in	in	ADP
cjfa-10422	258	21	time	time	NOUN
cjfa-10422	258	22	and	and	CCONJ
cjfa-10422	258	23	that	that	SCONJ
cjfa-10422	258	24	there	there	PRON
cjfa-10422	258	25	is	be	VERB
cjfa-10422	258	26	still	still	ADV
cjfa-10422	258	27	need	need	NOUN
cjfa-10422	258	28	for	for	ADP
cjfa-10422	258	29	credit	credit	NOUN
cjfa-10422	258	30	for	for	ADP
cjfa-10422	258	31	companies	company	NOUN
cjfa-10422	258	32	.	.	PUNCT
cjfa-10422	259	1	this	this	DET
cjfa-10422	259	2	supply	supply	NOUN
cjfa-10422	259	3	of	of	ADP
cjfa-10422	259	4	credit	credit	NOUN
cjfa-10422	259	5	has	have	VERB
cjfa-10422	259	6	to	to	PART
cjfa-10422	259	7	be	be	AUX
cjfa-10422	259	8	fulfilled	fulfil	VERB
cjfa-10422	259	9	by	by	ADP
cjfa-10422	259	10	banks	bank	NOUN
cjfa-10422	259	11	in	in	ADP
cjfa-10422	259	12	a	a	DET
cjfa-10422	259	13	responsible	responsible	ADJ
cjfa-10422	259	14	way	way	NOUN
cjfa-10422	259	15	,	,	PUNCT
cjfa-10422	259	16	taking	take	VERB
cjfa-10422	259	17	the	the	DET
cjfa-10422	259	18	risk	risk	NOUN
cjfa-10422	259	19	positions	position	NOUN
cjfa-10422	259	20	of	of	ADP
cjfa-10422	259	21	the	the	DET
cjfa-10422	259	22	debtors	debtor	NOUN
cjfa-10422	259	23	and	and	CCONJ
cjfa-10422	259	24	their	their	PRON
cjfa-10422	259	25	business	business	NOUN
cjfa-10422	259	26	into	into	ADP
cjfa-10422	259	27	account	account	NOUN
cjfa-10422	259	28	.	.	PUNCT
cjfa-10422	260	1	the	the	DET
cjfa-10422	260	2	more	more	ADJ
cjfa-10422	260	3	risk	risk	NOUN
cjfa-10422	260	4	a	a	DET
cjfa-10422	260	5	bank	bank	NOUN
cjfa-10422	260	6	is	be	AUX
cjfa-10422	260	7	willing	willing	ADJ
cjfa-10422	260	8	to	to	PART
cjfa-10422	260	9	accept	accept	VERB
cjfa-10422	260	10	,	,	PUNCT
cjfa-10422	260	11	the	the	DET
cjfa-10422	260	12	more	more	ADJ
cjfa-10422	260	13	equity	equity	NOUN
cjfa-10422	260	14	has	have	VERB
cjfa-10422	260	15	to	to	PART
cjfa-10422	260	16	be	be	AUX
cjfa-10422	260	17	backed	back	VERB
cjfa-10422	260	18	.	.	PUNCT
cjfa-10422	261	1	banks	bank	NOUN
cjfa-10422	261	2	have	have	VERB
cjfa-10422	261	3	to	to	PART
cjfa-10422	261	4	be	be	AUX
cjfa-10422	261	5	careful	careful	ADJ
cjfa-10422	261	6	in	in	ADP
cjfa-10422	261	7	giving	give	VERB
cjfa-10422	261	8	out	out	ADP
cjfa-10422	261	9	loans	loan	NOUN
cjfa-10422	261	10	and	and	CCONJ
cjfa-10422	261	11	they	they	PRON
cjfa-10422	261	12	have	have	VERB
cjfa-10422	261	13	to	to	PART
cjfa-10422	261	14	obey	obey	VERB
cjfa-10422	261	15	security	security	NOUN
cjfa-10422	261	16	measures	measure	NOUN
cjfa-10422	261	17	.	.	PUNCT
cjfa-10422	262	1	in	in	ADP
cjfa-10422	262	2	consequence	consequence	NOUN
cjfa-10422	262	3	,	,	PUNCT
cjfa-10422	262	4	banks	bank	NOUN
cjfa-10422	262	5	are	be	AUX
cjfa-10422	262	6	not	not	PART
cjfa-10422	262	7	willing	willing	ADJ
cjfa-10422	262	8	to	to	PART
cjfa-10422	262	9	give	give	VERB
cjfa-10422	262	10	credits	credit	NOUN
cjfa-10422	262	11	to	to	ADP
cjfa-10422	262	12	companies	company	NOUN
cjfa-10422	262	13	with	with	ADP
cjfa-10422	262	14	high	high	ADJ
cjfa-10422	262	15	risk	risk	NOUN
cjfa-10422	262	16	positions	position	NOUN
cjfa-10422	262	17	.	.	PUNCT
cjfa-10422	263	1	rather	rather	ADV
cjfa-10422	263	2	they	they	PRON
cjfa-10422	263	3	prefer	prefer	VERB
cjfa-10422	263	4	to	to	PART
cjfa-10422	263	5	give	give	VERB
cjfa-10422	263	6	credits	credit	NOUN
cjfa-10422	263	7	to	to	ADP
cjfa-10422	263	8	companies	company	NOUN
cjfa-10422	263	9	with	with	ADP
cjfa-10422	263	10	a	a	DET
cjfa-10422	263	11	low	low	ADJ
cjfa-10422	263	12	risk	risk	NOUN
cjfa-10422	263	13	position	position	NOUN
cjfa-10422	263	14	,	,	PUNCT
cjfa-10422	263	15	even	even	ADV
cjfa-10422	263	16	with	with	ADP
cjfa-10422	263	17	better	well	ADJ
cjfa-10422	263	18	conditions	condition	NOUN
cjfa-10422	263	19	for	for	ADP
cjfa-10422	263	20	the	the	DET
cjfa-10422	263	21	debtors	debtor	NOUN
cjfa-10422	263	22	.	.	PUNCT
cjfa-10422	264	1	to	to	PART
cjfa-10422	264	2	assess	assess	VERB
cjfa-10422	264	3	and	and	CCONJ
cjfa-10422	264	4	evaluate	evaluate	VERB
cjfa-10422	264	5	the	the	DET
cjfa-10422	264	6	risk	risk	NOUN
cjfa-10422	264	7	position	position	NOUN
cjfa-10422	264	8	,	,	PUNCT
cjfa-10422	264	9	the	the	DET
cjfa-10422	264	10	professionally	professionally	ADV
cjfa-10422	264	11	executed	execute	VERB
cjfa-10422	264	12	rating	rating	NOUN
cjfa-10422	264	13	procedure	procedure	NOUN
cjfa-10422	264	14	and	and	CCONJ
cjfa-10422	264	15	the	the	DET
cjfa-10422	264	16	rating	rating	NOUN
cjfa-10422	264	17	grade	grade	NOUN
cjfa-10422	264	18	will	will	AUX
cjfa-10422	264	19	gain	gain	VERB
cjfa-10422	264	20	more	more	ADJ
cjfa-10422	264	21	and	and	CCONJ
cjfa-10422	264	22	more	more	ADJ
cjfa-10422	264	23	importance	importance	NOUN
cjfa-10422	264	24	.	.	PUNCT
cjfa-10422	265	1	particularly	particularly	ADV
cjfa-10422	265	2	in	in	ADP
cjfa-10422	265	3	the	the	DET
cjfa-10422	265	4	rating	rating	NOUN
cjfa-10422	265	5	of	of	ADP
cjfa-10422	265	6	the	the	DET
cjfa-10422	265	7	creditworthiness	creditworthiness	NOUN
cjfa-10422	265	8	according	accord	VERB
cjfa-10422	265	9	to	to	ADP
cjfa-10422	265	10	the	the	DET
cjfa-10422	265	11	new	new	ADJ
cjfa-10422	265	12	requirements	requirement	NOUN
cjfa-10422	265	13	,	,	PUNCT
cjfa-10422	265	14	the	the	DET
cjfa-10422	265	15	assessment	assessment	NOUN
cjfa-10422	265	16	beyond	beyond	ADP
cjfa-10422	265	17	the	the	DET
cjfa-10422	265	18	balance	balance	NOUN
cjfa-10422	265	19	sheet	sheet	NOUN
cjfa-10422	265	20	will	will	AUX
cjfa-10422	265	21	become	become	VERB
cjfa-10422	265	22	more	more	ADV
cjfa-10422	265	23	and	and	CCONJ
cjfa-10422	265	24	more	more	ADV
cjfa-10422	265	25	important	important	ADJ
cjfa-10422	265	26	.	.	PUNCT
cjfa-10422	266	1	the	the	DET
cjfa-10422	266	2	basis	basis	NOUN
cjfa-10422	266	3	for	for	ADP
cjfa-10422	266	4	a	a	DET
cjfa-10422	266	5	good	good	ADJ
cjfa-10422	266	6	or	or	CCONJ
cjfa-10422	266	7	even	even	ADV
cjfa-10422	266	8	excellent	excellent	ADJ
cjfa-10422	266	9	rating	rating	NOUN
cjfa-10422	266	10	grade	grade	NOUN
cjfa-10422	266	11	are	be	AUX
cjfa-10422	266	12	the	the	DET
cjfa-10422	266	13	potentials	potential	NOUN
cjfa-10422	266	14	arising	arise	VERB
cjfa-10422	266	15	from	from	ADP
cjfa-10422	266	16	excellent	excellent	ADJ
cjfa-10422	266	17	managing	manage	VERB
cjfa-10422	266	18	practices	practice	NOUN
cjfa-10422	266	19	.	.	PUNCT
cjfa-10422	267	1	these	these	PRON
cjfa-10422	267	2	are	be	AUX
cjfa-10422	267	3	the	the	DET
cjfa-10422	267	4	prerequisites	prerequisite	NOUN
cjfa-10422	267	5	for	for	ADP
cjfa-10422	267	6	value	value	NOUN
cjfa-10422	267	7	creation	creation	NOUN
cjfa-10422	267	8	and	and	CCONJ
cjfa-10422	267	9	subsequently	subsequently	ADV
cjfa-10422	267	10	profitable	profitable	ADJ
cjfa-10422	267	11	and	and	CCONJ
cjfa-10422	267	12	s	s	VERB
cjfa-10422	267	13	o	o	NOUN
cjfa-10422	267	14	u	u	NOUN
cjfa-10422	267	15	r	r	NOUN
cjfa-10422	267	16	c	c	NOUN
cjfa-10422	267	17	e	e	NOUN
cjfa-10422	267	18	:	:	PUNCT
cjfa-10422	267	19	own	own	ADJ
cjfa-10422	267	20	work	work	NOUN
cjfa-10422	267	21	.	.	PUNCT
cjfa-10422	267	22	 	 	SPACE
cjfa-10422	267	23	conclusion	conclusion	NOUN
cjfa-10422	267	24	in	in	ADP
cjfa-10422	267	25	this	this	DET
cjfa-10422	267	26	article	article	NOUN
cjfa-10422	267	27	we	we	PRON
cjfa-10422	267	28	have	have	AUX
cjfa-10422	267	29	analysed	analyse	VERB
cjfa-10422	267	30	and	and	CCONJ
cjfa-10422	267	31	outlined	outline	VERB
cjfa-10422	267	32	the	the	DET
cjfa-10422	267	33	basel	basel	PROPN
cjfa-10422	267	34	iii	iii	PROPN
cjfa-10422	267	35	equity	equity	NOUN
cjfa-10422	267	36	regulations	regulation	NOUN
cjfa-10422	267	37	and	and	CCONJ
cjfa-10422	267	38	measures	measure	NOUN
cjfa-10422	267	39	.	.	PUNCT
cjfa-10422	268	1	an	an	DET
cjfa-10422	268	2	important	important	ADJ
cjfa-10422	268	3	indicator	indicator	NOUN
cjfa-10422	268	4	is	be	AUX
cjfa-10422	268	5	the	the	DET
cjfa-10422	268	6	risk	risk	NOUN
cjfa-10422	268	7	taken	take	VERB
cjfa-10422	268	8	by	by	ADP
cjfa-10422	268	9	a	a	DET
cjfa-10422	268	10	bank	bank	NOUN
cjfa-10422	268	11	as	as	ADP
cjfa-10422	268	12	a	a	DET
cjfa-10422	268	13	creditor	creditor	NOUN
cjfa-10422	268	14	.	.	PUNCT
cjfa-10422	269	1	the	the	DET
cjfa-10422	269	2	degree	degree	NOUN
cjfa-10422	269	3	of	of	ADP
cjfa-10422	269	4	risk	risk	NOUN
cjfa-10422	269	5	influences	influence	VERB
cjfa-10422	269	6	the	the	DET
cjfa-10422	269	7	amount	amount	NOUN
cjfa-10422	269	8	of	of	ADP
cjfa-10422	269	9	equity	equity	NOUN
cjfa-10422	269	10	.	.	PUNCT
cjfa-10422	270	1	the	the	PRON
cjfa-10422	270	2	higher	high	ADJ
cjfa-10422	270	3	the	the	DET
cjfa-10422	270	4	risk	risk	NOUN
cjfa-10422	270	5	,	,	PUNCT
cjfa-10422	270	6	the	the	PRON
cjfa-10422	270	7	higher	high	ADJ
cjfa-10422	270	8	the	the	DET
cjfa-10422	270	9	equity	equity	NOUN
cjfa-10422	270	10	,	,	PUNCT
cjfa-10422	270	11	which	which	PRON
cjfa-10422	270	12	has	have	VERB
cjfa-10422	270	13	to	to	PART
cjfa-10422	270	14	be	be	AUX
cjfa-10422	270	15	backed	back	VERB
cjfa-10422	270	16	in	in	ADP
cjfa-10422	270	17	a	a	DET
cjfa-10422	270	18	bank	bank	NOUN
cjfa-10422	270	19	in	in	ADP
cjfa-10422	270	20	order	order	NOUN
cjfa-10422	270	21	to	to	PART
cjfa-10422	270	22	protect	protect	VERB
cjfa-10422	270	23	the	the	DET
cjfa-10422	270	24	single	single	ADJ
cjfa-10422	270	25	bank	bank	NOUN
cjfa-10422	270	26	as	as	ADV
cjfa-10422	270	27	well	well	ADV
cjfa-10422	270	28	as	as	ADP
cjfa-10422	270	29	the	the	DET
cjfa-10422	270	30	whole	whole	ADJ
cjfa-10422	270	31	banking	banking	NOUN
cjfa-10422	270	32	sector	sector	NOUN
cjfa-10422	270	33	from	from	ADP
cjfa-10422	270	34	the	the	DET
cjfa-10422	270	35	next	next	ADJ
cjfa-10422	270	36	crisis	crisis	NOUN
cjfa-10422	270	37	.	.	PUNCT
cjfa-10422	271	1	a	a	DET
cjfa-10422	271	2	well	well	ADV
cjfa-10422	271	3	performing	perform	VERB
cjfa-10422	271	4	banking	banking	NOUN
cjfa-10422	271	5	sector	sector	NOUN
cjfa-10422	271	6	is	be	AUX
cjfa-10422	271	7	an	an	DET
cjfa-10422	271	8	important	important	ADJ
cjfa-10422	271	9	prerequisite	prerequisite	NOUN
cjfa-10422	271	10	for	for	ADP
cjfa-10422	271	11	an	an	DET
cjfa-10422	271	12	ongoing	ongoing	ADJ
cjfa-10422	271	13	economy	economy	NOUN
cjfa-10422	271	14	.	.	PUNCT
cjfa-10422	272	1	economy	economy	NOUN
cjfa-10422	272	2	has	have	VERB
cjfa-10422	272	3	to	to	PART
cjfa-10422	272	4	be	be	AUX
cjfa-10422	272	5	provided	provide	VERB
cjfa-10422	272	6	with	with	ADP
cjfa-10422	272	7	money	money	NOUN
cjfa-10422	272	8	.	.	PUNCT
cjfa-10422	273	1	in	in	ADP
cjfa-10422	273	2	the	the	DET
cjfa-10422	273	3	part	part	NOUN
cjfa-10422	273	4	of	of	ADP
cjfa-10422	273	5	the	the	DET
cjfa-10422	273	6	empirical	empirical	ADJ
cjfa-10422	273	7	research	research	NOUN
cjfa-10422	273	8	,	,	PUNCT
cjfa-10422	273	9	we	we	PRON
cjfa-10422	273	10	have	have	AUX
cjfa-10422	273	11	analysed	analyse	VERB
cjfa-10422	273	12	selected	select	VERB
cjfa-10422	273	13	financial	financial	ADJ
cjfa-10422	273	14	figures	figure	NOUN
cjfa-10422	273	15	.	.	PUNCT
cjfa-10422	274	1	these	these	DET
cjfa-10422	274	2	figures	figure	NOUN
cjfa-10422	274	3	show	show	VERB
cjfa-10422	274	4	,	,	PUNCT
cjfa-10422	274	5	that	that	SCONJ
cjfa-10422	274	6	there	there	PRON
cjfa-10422	274	7	is	be	VERB
cjfa-10422	274	8	a	a	DET
cjfa-10422	274	9	difference	difference	NOUN
cjfa-10422	274	10	between	between	ADP
cjfa-10422	274	11	germany	germany	PROPN
cjfa-10422	274	12	and	and	CCONJ
cjfa-10422	274	13	poland	poland	PROPN
cjfa-10422	274	14	,	,	PUNCT
cjfa-10422	274	15	that	that	SCONJ
cjfa-10422	274	16	there	there	PRON
cjfa-10422	274	17	is	be	VERB
cjfa-10422	274	18	a	a	DET
cjfa-10422	274	19	difference	difference	NOUN
cjfa-10422	274	20	in	in	ADP
cjfa-10422	274	21	time	time	NOUN
cjfa-10422	274	22	and	and	CCONJ
cjfa-10422	274	23	that	that	SCONJ
cjfa-10422	274	24	there	there	PRON
cjfa-10422	274	25	is	be	VERB
cjfa-10422	274	26	still	still	ADV
cjfa-10422	274	27	need	need	NOUN
cjfa-10422	274	28	for	for	ADP
cjfa-10422	274	29	credit	credit	NOUN
cjfa-10422	274	30	for	for	ADP
cjfa-10422	274	31	companies	company	NOUN
cjfa-10422	274	32	.	.	PUNCT
cjfa-10422	275	1	this	this	DET
cjfa-10422	275	2	supply	supply	NOUN
cjfa-10422	275	3	of	of	ADP
cjfa-10422	275	4	credit	credit	NOUN
cjfa-10422	275	5	has	have	VERB
cjfa-10422	275	6	to	to	PART
cjfa-10422	275	7	be	be	AUX
cjfa-10422	275	8	fulfilled	fulfil	VERB
cjfa-10422	275	9	by	by	ADP
cjfa-10422	275	10	banks	bank	NOUN
cjfa-10422	275	11	in	in	ADP
cjfa-10422	275	12	a	a	DET
cjfa-10422	275	13	responsible	responsible	ADJ
cjfa-10422	275	14	way	way	NOUN
cjfa-10422	275	15	,	,	PUNCT
cjfa-10422	275	16	taking	take	VERB
cjfa-10422	275	17	the	the	DET
cjfa-10422	275	18	risk	risk	NOUN
cjfa-10422	275	19	positions	position	NOUN
cjfa-10422	275	20	of	of	ADP
cjfa-10422	275	21	the	the	DET
cjfa-10422	275	22	debtors	debtor	NOUN
cjfa-10422	275	23	günter	günter	PROPN
cjfa-10422	275	24	hofbauer	hofbauer	PROPN
cjfa-10422	275	25	,	,	PUNCT
cjfa-10422	275	26	monika	monika	PROPN
cjfa-10422	275	27	klimontowicz	klimontowicz	PROPN
cjfa-10422	275	28	,	,	PUNCT
cjfa-10422	275	29	aleksandra	aleksandra	PROPN
cjfa-10422	275	30	nocoń104	nocoń104	PROPN
cjfa-10422	275	31	and	and	CCONJ
cjfa-10422	275	32	their	their	PRON
cjfa-10422	275	33	business	business	NOUN
cjfa-10422	275	34	into	into	ADP
cjfa-10422	275	35	account	account	NOUN
cjfa-10422	275	36	.	.	PUNCT
cjfa-10422	276	1	the	the	DET
cjfa-10422	276	2	more	more	ADJ
cjfa-10422	276	3	risk	risk	NOUN
cjfa-10422	276	4	a	a	DET
cjfa-10422	276	5	bank	bank	NOUN
cjfa-10422	276	6	is	be	AUX
cjfa-10422	276	7	willing	willing	ADJ
cjfa-10422	276	8	to	to	PART
cjfa-10422	276	9	accept	accept	VERB
cjfa-10422	276	10	,	,	PUNCT
cjfa-10422	276	11	the	the	DET
cjfa-10422	276	12	more	more	ADJ
cjfa-10422	276	13	equity	equity	NOUN
cjfa-10422	276	14	has	have	VERB
cjfa-10422	276	15	to	to	PART
cjfa-10422	276	16	be	be	AUX
cjfa-10422	276	17	backed	back	VERB
cjfa-10422	276	18	.	.	PUNCT
cjfa-10422	277	1	banks	bank	NOUN
cjfa-10422	277	2	have	have	VERB
cjfa-10422	277	3	to	to	PART
cjfa-10422	277	4	be	be	AUX
cjfa-10422	277	5	careful	careful	ADJ
cjfa-10422	277	6	in	in	ADP
cjfa-10422	277	7	giving	give	VERB
cjfa-10422	277	8	out	out	ADP
cjfa-10422	277	9	loans	loan	NOUN
cjfa-10422	277	10	and	and	CCONJ
cjfa-10422	277	11	they	they	PRON
cjfa-10422	277	12	have	have	VERB
cjfa-10422	277	13	to	to	PART
cjfa-10422	277	14	obey	obey	VERB
cjfa-10422	277	15	security	security	NOUN
cjfa-10422	277	16	measures	measure	NOUN
cjfa-10422	277	17	.	.	PUNCT
cjfa-10422	278	1	in	in	ADP
cjfa-10422	278	2	consequence	consequence	NOUN
cjfa-10422	278	3	,	,	PUNCT
cjfa-10422	278	4	banks	bank	NOUN
cjfa-10422	278	5	are	be	AUX
cjfa-10422	278	6	not	not	PART
cjfa-10422	278	7	willing	willing	ADJ
cjfa-10422	278	8	to	to	PART
cjfa-10422	278	9	give	give	VERB
cjfa-10422	278	10	credits	credit	NOUN
cjfa-10422	278	11	to	to	ADP
cjfa-10422	278	12	companies	company	NOUN
cjfa-10422	278	13	with	with	ADP
cjfa-10422	278	14	high	high	ADJ
cjfa-10422	278	15	risk	risk	NOUN
cjfa-10422	278	16	positions	position	NOUN
cjfa-10422	278	17	.	.	PUNCT
cjfa-10422	279	1	rather	rather	ADV
cjfa-10422	279	2	they	they	PRON
cjfa-10422	279	3	prefer	prefer	VERB
cjfa-10422	279	4	to	to	PART
cjfa-10422	279	5	give	give	VERB
cjfa-10422	279	6	credits	credit	NOUN
cjfa-10422	279	7	to	to	ADP
cjfa-10422	279	8	companies	company	NOUN
cjfa-10422	279	9	with	with	ADP
cjfa-10422	279	10	a	a	DET
cjfa-10422	279	11	low	low	ADJ
cjfa-10422	279	12	risk	risk	NOUN
cjfa-10422	279	13	position	position	NOUN
cjfa-10422	279	14	,	,	PUNCT
cjfa-10422	279	15	even	even	ADV
cjfa-10422	279	16	with	with	ADP
cjfa-10422	279	17	better	well	ADJ
cjfa-10422	279	18	conditions	condition	NOUN
cjfa-10422	279	19	for	for	ADP
cjfa-10422	279	20	the	the	DET
cjfa-10422	279	21	debtors	debtor	NOUN
cjfa-10422	279	22	.	.	PUNCT
cjfa-10422	280	1	to	to	PART
cjfa-10422	280	2	assess	assess	VERB
cjfa-10422	280	3	and	and	CCONJ
cjfa-10422	280	4	evaluate	evaluate	VERB
cjfa-10422	280	5	the	the	DET
cjfa-10422	280	6	risk	risk	NOUN
cjfa-10422	280	7	position	position	NOUN
cjfa-10422	280	8	,	,	PUNCT
cjfa-10422	280	9	the	the	DET
cjfa-10422	280	10	professionally	professionally	ADV
cjfa-10422	280	11	executed	execute	VERB
cjfa-10422	280	12	rating	rating	NOUN
cjfa-10422	280	13	procedure	procedure	NOUN
cjfa-10422	280	14	and	and	CCONJ
cjfa-10422	280	15	the	the	DET
cjfa-10422	280	16	rating	rating	NOUN
cjfa-10422	280	17	grade	grade	NOUN
cjfa-10422	280	18	will	will	AUX
cjfa-10422	280	19	gain	gain	VERB
cjfa-10422	280	20	more	more	ADJ
cjfa-10422	280	21	and	and	CCONJ
cjfa-10422	280	22	more	more	ADJ
cjfa-10422	280	23	importance	importance	NOUN
cjfa-10422	280	24	.	.	PUNCT
cjfa-10422	281	1	particularly	particularly	ADV
cjfa-10422	281	2	in	in	ADP
cjfa-10422	281	3	the	the	DET
cjfa-10422	281	4	rating	rating	NOUN
cjfa-10422	281	5	of	of	ADP
cjfa-10422	281	6	the	the	DET
cjfa-10422	281	7	creditworthiness	creditworthiness	NOUN
cjfa-10422	281	8	according	accord	VERB
cjfa-10422	281	9	to	to	ADP
cjfa-10422	281	10	the	the	DET
cjfa-10422	281	11	new	new	ADJ
cjfa-10422	281	12	requirements	requirement	NOUN
cjfa-10422	281	13	,	,	PUNCT
cjfa-10422	281	14	the	the	DET
cjfa-10422	281	15	assessment	assessment	NOUN
cjfa-10422	281	16	beyond	beyond	ADP
cjfa-10422	281	17	the	the	DET
cjfa-10422	281	18	balance	balance	NOUN
cjfa-10422	281	19	sheet	sheet	NOUN
cjfa-10422	281	20	will	will	AUX
cjfa-10422	281	21	become	become	VERB
cjfa-10422	281	22	more	more	ADV
cjfa-10422	281	23	and	and	CCONJ
cjfa-10422	281	24	more	more	ADV
cjfa-10422	281	25	important	important	ADJ
cjfa-10422	281	26	.	.	PUNCT
cjfa-10422	282	1	the	the	DET
cjfa-10422	282	2	basis	basis	NOUN
cjfa-10422	282	3	for	for	ADP
cjfa-10422	282	4	a	a	DET
cjfa-10422	282	5	good	good	ADJ
cjfa-10422	282	6	or	or	CCONJ
cjfa-10422	282	7	even	even	ADV
cjfa-10422	282	8	excellent	excellent	ADJ
cjfa-10422	282	9	rating	rating	NOUN
cjfa-10422	282	10	grade	grade	NOUN
cjfa-10422	282	11	are	be	AUX
cjfa-10422	282	12	the	the	DET
cjfa-10422	282	13	potentials	potential	NOUN
cjfa-10422	282	14	arising	arise	VERB
cjfa-10422	282	15	from	from	ADP
cjfa-10422	282	16	excellent	excellent	ADJ
cjfa-10422	282	17	managing	manage	VERB
cjfa-10422	282	18	practices	practice	NOUN
cjfa-10422	282	19	.	.	PUNCT
cjfa-10422	283	1	these	these	PRON
cjfa-10422	283	2	are	be	AUX
cjfa-10422	283	3	the	the	DET
cjfa-10422	283	4	prerequisites	prerequisite	NOUN
cjfa-10422	283	5	for	for	ADP
cjfa-10422	283	6	value	value	NOUN
cjfa-10422	283	7	creation	creation	NOUN
cjfa-10422	283	8	and	and	CCONJ
cjfa-10422	283	9	subsequently	subsequently	ADV
cjfa-10422	283	10	profitable	profitable	ADJ
cjfa-10422	283	11	and	and	CCONJ
cjfa-10422	283	12	sustainable	sustainable	ADJ
cjfa-10422	283	13	outcomes	outcome	NOUN
cjfa-10422	283	14	.	.	PUNCT
cjfa-10422	284	1	by	by	ADP
cjfa-10422	284	2	managing	manage	VERB
cjfa-10422	284	3	the	the	DET
cjfa-10422	284	4	introduced	introduce	VERB
cjfa-10422	284	5	rating	rating	NOUN
cjfa-10422	284	6	dimensions	dimension	NOUN
cjfa-10422	284	7	,	,	PUNCT
cjfa-10422	284	8	these	these	DET
cjfa-10422	284	9	potentials	potential	NOUN
cjfa-10422	284	10	can	can	AUX
cjfa-10422	284	11	be	be	AUX
cjfa-10422	284	12	identified	identify	VERB
cjfa-10422	284	13	and	and	CCONJ
cjfa-10422	284	14	deployed	deploy	VERB
cjfa-10422	284	15	.	.	PUNCT
cjfa-10422	285	1	risks	risk	NOUN
cjfa-10422	285	2	and	and	CCONJ
cjfa-10422	285	3	challenges	challenge	NOUN
cjfa-10422	285	4	should	should	AUX
cjfa-10422	285	5	be	be	AUX
cjfa-10422	285	6	evaluated	evaluate	VERB
cjfa-10422	285	7	as	as	ADV
cjfa-10422	285	8	well	well	ADV
cjfa-10422	285	9	.	.	PUNCT
cjfa-10422	286	1	by	by	ADP
cjfa-10422	286	2	the	the	DET
cjfa-10422	286	3	use	use	NOUN
cjfa-10422	286	4	of	of	ADP
cjfa-10422	286	5	a	a	DET
cjfa-10422	286	6	professional	professional	ADJ
cjfa-10422	286	7	preparation	preparation	NOUN
cjfa-10422	286	8	of	of	ADP
cjfa-10422	286	9	the	the	DET
cjfa-10422	286	10	credit	credit	NOUN
cjfa-10422	286	11	rating	rating	NOUN
cjfa-10422	286	12	,	,	PUNCT
cjfa-10422	286	13	companies	company	NOUN
cjfa-10422	286	14	will	will	AUX
cjfa-10422	286	15	be	be	AUX
cjfa-10422	286	16	able	able	ADJ
cjfa-10422	286	17	to	to	PART
cjfa-10422	286	18	:	:	PUNCT
cjfa-10422	286	19	■	■	VERB
cjfa-10422	286	20	identify	identify	VERB
cjfa-10422	286	21	levers	lever	NOUN
cjfa-10422	286	22	and	and	CCONJ
cjfa-10422	286	23	measures	measure	NOUN
cjfa-10422	286	24	for	for	ADP
cjfa-10422	286	25	a	a	DET
cjfa-10422	286	26	profitable	profitable	ADJ
cjfa-10422	286	27	adjustment	adjustment	NOUN
cjfa-10422	286	28	of	of	ADP
cjfa-10422	286	29	the	the	DET
cjfa-10422	286	30	business	business	NOUN
cjfa-10422	286	31	,	,	PUNCT
cjfa-10422	286	32	■	■	PUNCT
cjfa-10422	286	33	communicate	communicate	VERB
cjfa-10422	286	34	a	a	DET
cjfa-10422	286	35	convincing	convincing	ADJ
cjfa-10422	286	36	business	business	NOUN
cjfa-10422	286	37	concept	concept	NOUN
cjfa-10422	286	38	to	to	ADP
cjfa-10422	286	39	the	the	DET
cjfa-10422	286	40	bank	bank	NOUN
cjfa-10422	286	41	,	,	PUNCT
cjfa-10422	286	42	■	■	PUNCT
cjfa-10422	286	43	reduce	reduce	VERB
cjfa-10422	286	44	the	the	DET
cjfa-10422	286	45	apparent	apparent	ADJ
cjfa-10422	286	46	risk	risk	NOUN
cjfa-10422	286	47	and	and	CCONJ
cjfa-10422	286	48	get	get	VERB
cjfa-10422	286	49	better	well	ADJ
cjfa-10422	286	50	credit	credit	NOUN
cjfa-10422	286	51	conditions	condition	NOUN
cjfa-10422	286	52	.	.	PUNCT
cjfa-10422	287	1	the	the	DET
cjfa-10422	287	2	perfect	perfect	ADJ
cjfa-10422	287	3	matching	matching	NOUN
cjfa-10422	287	4	and	and	CCONJ
cjfa-10422	287	5	combination	combination	NOUN
cjfa-10422	287	6	of	of	ADP
cjfa-10422	287	7	the	the	DET
cjfa-10422	287	8	factors	factor	NOUN
cjfa-10422	287	9	of	of	ADP
cjfa-10422	287	10	success	success	NOUN
cjfa-10422	287	11	leads	lead	VERB
cjfa-10422	287	12	to	to	ADP
cjfa-10422	287	13	a	a	DET
cjfa-10422	287	14	perfect	perfect	ADJ
cjfa-10422	287	15	and	and	CCONJ
cjfa-10422	287	16	satisfying	satisfying	ADJ
cjfa-10422	287	17	result	result	NOUN
cjfa-10422	287	18	of	of	ADP
cjfa-10422	287	19	the	the	DET
cjfa-10422	287	20	credit	credit	NOUN
cjfa-10422	287	21	rating	rating	NOUN
cjfa-10422	287	22	.	.	PUNCT
cjfa-10422	288	1	in	in	ADP
cjfa-10422	288	2	the	the	DET
cjfa-10422	288	3	future	future	NOUN
cjfa-10422	288	4	the	the	DET
cjfa-10422	288	5	presented	present	VERB
cjfa-10422	288	6	rating	rating	NOUN
cjfa-10422	288	7	dimensions	dimension	NOUN
cjfa-10422	288	8	will	will	AUX
cjfa-10422	288	9	be	be	AUX
cjfa-10422	288	10	even	even	ADV
cjfa-10422	288	11	more	more	ADV
cjfa-10422	288	12	important	important	ADJ
cjfa-10422	288	13	as	as	SCONJ
cjfa-10422	288	14	they	they	PRON
cjfa-10422	288	15	are	be	AUX
cjfa-10422	288	16	actually	actually	ADV
cjfa-10422	288	17	considered	consider	VERB
cjfa-10422	288	18	.	.	PUNCT
cjfa-10422	289	1	well	well	ADV
cjfa-10422	289	2	performing	perform	VERB
cjfa-10422	289	3	companies	company	NOUN
cjfa-10422	289	4	will	will	AUX
cjfa-10422	289	5	get	get	VERB
cjfa-10422	289	6	better	well	ADJ
cjfa-10422	289	7	ratings	rating	NOUN
cjfa-10422	289	8	and	and	CCONJ
cjfa-10422	289	9	as	as	ADP
cjfa-10422	289	10	a	a	DET
cjfa-10422	289	11	consequence	consequence	NOUN
cjfa-10422	289	12	better	well	ADJ
cjfa-10422	289	13	credit	credit	NOUN
cjfa-10422	289	14	terms	term	NOUN
cjfa-10422	289	15	.	.	PUNCT
cjfa-10422	289	16	 	 	SPACE
cjfa-10422	290	1	references	reference	NOUN
cjfa-10422	290	2	basel	basel	PROPN
cjfa-10422	290	3	committee	committee	PROPN
cjfa-10422	290	4	on	on	ADP
cjfa-10422	290	5	banking	banking	NOUN
cjfa-10422	290	6	supervision	supervision	NOUN
cjfa-10422	290	7	(	(	PUNCT
cjfa-10422	290	8	1988	1988	NUM
cjfa-10422	290	9	)	)	PUNCT
cjfa-10422	290	10	.	.	PUNCT
cjfa-10422	291	1	international	international	ADJ
cjfa-10422	291	2	convergence	convergence	NOUN
cjfa-10422	291	3	of	of	ADP
cjfa-10422	291	4	capital	capital	NOUN
cjfa-10422	291	5	measurement	measurement	NOUN
cjfa-10422	291	6	and	and	CCONJ
cjfa-10422	291	7	capital	capital	NOUN
cjfa-10422	291	8	standards	standard	NOUN
cjfa-10422	291	9	.	.	PUNCT
cjfa-10422	292	1	july	july	PROPN
cjfa-10422	292	2	.	.	PUNCT
cjfa-10422	293	1	basel	basel	PROPN
cjfa-10422	293	2	iii	iii	PROPN
cjfa-10422	293	3	(	(	PUNCT
cjfa-10422	293	4	2010	2010	NUM
cjfa-10422	293	5	)	)	PUNCT
cjfa-10422	293	6	.	.	PUNCT
cjfa-10422	294	1	a	a	DET
cjfa-10422	294	2	global	global	ADJ
cjfa-10422	294	3	regulatory	regulatory	ADJ
cjfa-10422	294	4	framework	framework	NOUN
cjfa-10422	294	5	for	for	ADP
cjfa-10422	294	6	more	more	ADV
cjfa-10422	294	7	resilient	resilient	ADJ
cjfa-10422	294	8	banks	bank	NOUN
cjfa-10422	294	9	and	and	CCONJ
cjfa-10422	294	10	banking	banking	NOUN
cjfa-10422	294	11	systems	system	NOUN
cjfa-10422	294	12	.	.	PUNCT
cjfa-10422	295	1	basel	basel	PROPN
cjfa-10422	295	2	committee	committee	PROPN
cjfa-10422	295	3	on	on	ADP
cjfa-10422	295	4	banking	banking	NOUN
cjfa-10422	295	5	supervision	supervision	NOUN
cjfa-10422	295	6	.	.	PUNCT
cjfa-10422	296	1	december	december	PROPN
cjfa-10422	296	2	2010	2010	NUM
cjfa-10422	296	3	(	(	PUNCT
cjfa-10422	296	4	modified	modify	VERB
cjfa-10422	296	5	version	version	NOUN
cjfa-10422	296	6	:	:	PUNCT
cjfa-10422	296	7	june	june	PROPN
cjfa-10422	296	8	2011	2011	NUM
cjfa-10422	296	9	)	)	PUNCT
cjfa-10422	296	10	.	.	PUNCT
cjfa-10422	297	1	hofbauer	hofbauer	PROPN
cjfa-10422	297	2	,	,	PUNCT
cjfa-10422	297	3	g.	g.	PROPN
cjfa-10422	297	4	(	(	PUNCT
cjfa-10422	297	5	2008	2008	NUM
cjfa-10422	297	6	)	)	PUNCT
cjfa-10422	297	7	.	.	PUNCT
cjfa-10422	298	1	bankenkrise	bankenkrise	NOUN
cjfa-10422	298	2	,	,	PUNCT
cjfa-10422	298	3	finanzkrise	finanzkrise	NOUN
cjfa-10422	298	4	,	,	PUNCT
cjfa-10422	298	5	unternehmenskrise	unternehmenskrise	ADJ
cjfa-10422	298	6	?	?	PUNCT
cjfa-10422	299	1	durch	durch	NOUN
cjfa-10422	299	2	strukturrating	strukturrating	NOUN
cjfa-10422	299	3	die	die	VERB
cjfa-10422	299	4	zukunftsfähigkeit	zukunftsfähigkeit	PROPN
cjfa-10422	299	5	verbessern	verbessern	PROPN
cjfa-10422	299	6	.	.	PUNCT
cjfa-10422	300	1	in	in	ADP
cjfa-10422	300	2	:	:	PUNCT
cjfa-10422	300	3	going	go	VERB
cjfa-10422	300	4	public	public	ADJ
cjfa-10422	300	5	,	,	PUNCT
cjfa-10422	300	6	juni	juni	PROPN
cjfa-10422	300	7	2008	2008	NUM
cjfa-10422	300	8	,	,	PUNCT
cjfa-10422	300	9	pp	pp	ADJ
cjfa-10422	300	10	.	.	PUNCT
cjfa-10422	301	1	68	68	NUM
cjfa-10422	301	2	-	-	SYM
cjfa-10422	301	3	69	69	NUM
cjfa-10422	301	4	.	.	PUNCT
cjfa-10422	301	5	hofbauer	hofbauer	PROPN
cjfa-10422	301	6	,	,	PUNCT
cjfa-10422	301	7	g.	g.	PROPN
cjfa-10422	301	8	(	(	PUNCT
cjfa-10422	301	9	2009	2009	NUM
cjfa-10422	301	10	)	)	PUNCT
cjfa-10422	301	11	.	.	PUNCT
cjfa-10422	302	1	bankenfestes	bankenfeste	VERB
cjfa-10422	302	2	rating	rating	NOUN
cjfa-10422	302	3	durch	durch	NOUN
cjfa-10422	302	4	erfolgreiche	erfolgreiche	NOUN
cjfa-10422	302	5	kundenund	kundenund	NOUN
cjfa-10422	302	6	lieferantenbeziehungen	lieferantenbeziehungen	NOUN
cjfa-10422	302	7	.	.	PUNCT
cjfa-10422	303	1	so	so	ADV
cjfa-10422	303	2	decken	decken	PROPN
cjfa-10422	303	3	sie	sie	PROPN
cjfa-10422	303	4	risiken	risiken	VERB
cjfa-10422	303	5	auf	auf	PROPN
cjfa-10422	303	6	und	und	ADJ
cjfa-10422	303	7	steigern	steigern	ADJ
cjfa-10422	303	8	den	den	PROPN
cjfa-10422	303	9	unternehmenswert	unternehmenswert	PROPN
cjfa-10422	303	10	,	,	PUNCT
cjfa-10422	303	11	in	in	ADP
cjfa-10422	303	12	:	:	PUNCT
cjfa-10422	303	13	nwb	nwb	PROPN
cjfa-10422	303	14	betriebswirtschaftliche	betriebswirtschaftliche	PROPN
cjfa-10422	303	15	beratung	beratung	PROPN
cjfa-10422	303	16	,	,	PUNCT
cjfa-10422	303	17	issn	issn	PROPN
cjfa-10422	303	18	1868	1868	NUM
cjfa-10422	303	19	-	-	SYM
cjfa-10422	303	20	2979	2979	NUM
cjfa-10422	303	21	,	,	PUNCT
cjfa-10422	303	22	heft	heft	ADJ
cjfa-10422	303	23	5	5	NUM
cjfa-10422	303	24	,	,	PUNCT
cjfa-10422	303	25	pp	pp	ADJ
cjfa-10422	303	26	.	.	PUNCT
cjfa-10422	304	1	150	150	NUM
cjfa-10422	304	2	-	-	SYM
cjfa-10422	304	3	155	155	NUM
cjfa-10422	304	4	,	,	PUNCT
cjfa-10422	304	5	bochum	bochum	NOUN
cjfa-10422	304	6	.	.	PUNCT
cjfa-10422	305	1	basel	basel	PROPN
cjfa-10422	305	2	iii	iii	PROPN
cjfa-10422	305	3	equity	equity	NOUN
cjfa-10422	305	4	requirements	requirement	NOUN
cjfa-10422	305	5	and	and	CCONJ
cjfa-10422	305	6	a	a	DET
cjfa-10422	305	7	contemporary	contemporary	ADJ
cjfa-10422	305	8	…	…	SYM
cjfa-10422	305	9	105	105	NUM
cjfa-10422	305	10	hofbauer	hofbauer	NOUN
cjfa-10422	305	11	,	,	PUNCT
cjfa-10422	305	12	g.	g.	PROPN
cjfa-10422	305	13	,	,	PUNCT
cjfa-10422	305	14	&	&	CCONJ
cjfa-10422	305	15	bergmann	bergmann	PROPN
cjfa-10422	305	16	,	,	PUNCT
cjfa-10422	305	17	s.	s.	PROPN
cjfa-10422	305	18	(	(	PUNCT
cjfa-10422	305	19	2008	2008	NUM
cjfa-10422	305	20	)	)	PUNCT
cjfa-10422	305	21	.	.	PUNCT
cjfa-10422	306	1	bankenfestes	bankenfeste	NOUN
cjfa-10422	306	2	rating	rate	VERB
cjfa-10422	306	3	i	i	PRON
cjfa-10422	306	4	m	m	VERB
cjfa-10422	306	5	marketing	market	VERB
cjfa-10422	306	6	und	und	NOUN
cjfa-10422	306	7	vertrieb	vertrieb	NOUN
cjfa-10422	306	8	.	.	PUNCT
cjfa-10422	307	1	leitfaden	leitfaden	PROPN
cjfa-10422	307	2	zur	zur	PROPN
cjfa-10422	307	3	systematischen	systematischen	ADV
cjfa-10422	307	4	ratingvorbereitung	ratingvorbereitung	VERB
cjfa-10422	307	5	,	,	PUNCT
cjfa-10422	307	6	in	in	ADP
cjfa-10422	307	7	:	:	PUNCT
cjfa-10422	307	8	bbb	bbb	PROPN
cjfa-10422	307	9	beraterbrief	beraterbrief	PROPN
cjfa-10422	307	10	betriebswirtschaft	betriebswirtschaft	PROPN
cjfa-10422	307	11	,	,	PUNCT
cjfa-10422	307	12	issn	issn	PROPN
cjfa-10422	307	13	1861	1861	NUM
cjfa-10422	307	14	-	-	PUNCT
cjfa-10422	307	15	308x	308x	PROPN
cjfa-10422	307	16	,	,	PUNCT
cjfa-10422	307	17	heft	heft	ADJ
cjfa-10422	307	18	5	5	NUM
cjfa-10422	307	19	,	,	PUNCT
cjfa-10422	307	20	pp	pp	ADJ
cjfa-10422	307	21	.	.	PUNCT
cjfa-10422	308	1	371	371	NUM
cjfa-10422	308	2	-	-	SYM
cjfa-10422	308	3	375	375	NUM
cjfa-10422	308	4	,	,	PUNCT
cjfa-10422	308	5	bochum	bochum	NOUN
cjfa-10422	308	6	.	.	PUNCT
cjfa-10422	309	1	hofbauer	hofbauer	PROPN
cjfa-10422	309	2	,	,	PUNCT
cjfa-10422	309	3	g.	g.	PROPN
cjfa-10422	309	4	,	,	PUNCT
cjfa-10422	309	5	&	&	CCONJ
cjfa-10422	309	6	bergmann	bergmann	PROPN
cjfa-10422	309	7	s.	s.	PROPN
cjfa-10422	309	8	(	(	PUNCT
cjfa-10422	309	9	2008	2008	NUM
cjfa-10422	309	10	)	)	PUNCT
cjfa-10422	309	11	.	.	PUNCT
cjfa-10422	310	1	optimales	optimale	NOUN
cjfa-10422	310	2	rating	rating	NOUN
cjfa-10422	310	3	für	für	PROPN
cjfa-10422	310	4	kmu	kmu	PROPN
cjfa-10422	310	5	,	,	PUNCT
cjfa-10422	310	6	so	so	ADV
cjfa-10422	310	7	überzeugen	überzeugen	PROPN
cjfa-10422	310	8	sie	sie	PROPN
cjfa-10422	310	9	ihre	ihre	PROPN
cjfa-10422	310	10	bank	bank	PROPN
cjfa-10422	310	11	,	,	PUNCT
cjfa-10422	310	12	erlangen	erlangen	PROPN
cjfa-10422	310	13	2008	2008	NUM
cjfa-10422	310	14	.	.	PUNCT
cjfa-10422	311	1	hofbauer	hofbauer	PROPN
cjfa-10422	311	2	,	,	PUNCT
cjfa-10422	311	3	g.	g.	PROPN
cjfa-10422	311	4	,	,	PUNCT
cjfa-10422	311	5	&	&	CCONJ
cjfa-10422	311	6	bergmann	bergmann	PROPN
cjfa-10422	311	7	s.	s.	PROPN
cjfa-10422	311	8	(	(	PUNCT
cjfa-10422	311	9	2013	2013	NUM
cjfa-10422	311	10	)	)	PUNCT
cjfa-10422	311	11	.	.	PUNCT
cjfa-10422	312	1	professionelles	professionelle	NOUN
cjfa-10422	312	2	controlling	control	VERB
cjfa-10422	312	3	in	in	ADP
cjfa-10422	312	4	marketing	market	VERB
cjfa-10422	312	5	und	und	NOUN
cjfa-10422	312	6	vertrieb	vertrieb	NOUN
cjfa-10422	312	7	,	,	PUNCT
cjfa-10422	312	8	ein	ein	PROPN
cjfa-10422	312	9	integrierter	integrierter	NOUN
cjfa-10422	312	10	ansatz	ansatz	ADV
cjfa-10422	312	11	,	,	PUNCT
cjfa-10422	312	12	mit	mit	PROPN
cjfa-10422	312	13	kennzahlen	kennzahlen	PROPN
cjfa-10422	312	14	und	und	AUX
cjfa-10422	312	15	checklisten	checklisten	VERB
cjfa-10422	312	16	,	,	PUNCT
cjfa-10422	312	17	erlangen	erlangen	PROPN
cjfa-10422	312	18	2013	2013	NUM
cjfa-10422	312	19	.	.	PUNCT
cjfa-10422	313	1	hofbauer	hofbauer	PROPN
cjfa-10422	313	2	,	,	PUNCT
cjfa-10422	313	3	g.	g.	PROPN
cjfa-10422	313	4	,	,	PUNCT
cjfa-10422	313	5	&	&	CCONJ
cjfa-10422	313	6	hellwig	hellwig	PROPN
cjfa-10422	313	7	c.	c.	PROPN
cjfa-10422	313	8	(	(	PUNCT
cjfa-10422	313	9	2012	2012	NUM
cjfa-10422	313	10	)	)	PUNCT
cjfa-10422	313	11	.	.	PUNCT
cjfa-10422	314	1	professionelles	professionelle	NOUN
cjfa-10422	314	2	vertriebsmanagement	vertriebsmanagement	NOUN
cjfa-10422	314	3	,	,	PUNCT
cjfa-10422	314	4	der	der	ADJ
cjfa-10422	314	5	prozessorientierte	prozessorientierte	PROPN
cjfa-10422	314	6	ansatz	ansatz	PROPN
cjfa-10422	314	7	aus	aus	PROPN
cjfa-10422	314	8	anbieterund	anbieterund	PROPN
cjfa-10422	314	9	beschaffersicht	beschaffersicht	PROPN
cjfa-10422	314	10	,	,	PUNCT
cjfa-10422	314	11	3	3	X
cjfa-10422	314	12	.	.	X
cjfa-10422	314	13	auflage	auflage	NOUN
cjfa-10422	314	14	,	,	PUNCT
cjfa-10422	314	15	erlangen	erlangen	PROPN
cjfa-10422	314	16	2012	2012	NUM
cjfa-10422	314	17	.	.	PUNCT
cjfa-10422	315	1	hofmann	hofmann	PROPN
cjfa-10422	315	2	,	,	PUNCT
cjfa-10422	315	3	g.	g.	PROPN
cjfa-10422	315	4	(	(	PUNCT
cjfa-10422	315	5	editor	editor	NOUN
cjfa-10422	315	6	)	)	PUNCT
cjfa-10422	315	7	(	(	PUNCT
cjfa-10422	315	8	2015	2015	NUM
cjfa-10422	315	9	)	)	PUNCT
cjfa-10422	315	10	.	.	PUNCT
cjfa-10422	316	1	basel	basel	PROPN
cjfa-10422	316	2	iii	iii	PROPN
cjfa-10422	316	3	,	,	PUNCT
cjfa-10422	316	4	risikomanagement	risikomanagement	AUX
cjfa-10422	316	5	und	und	VERB
cjfa-10422	316	6	neue	neue	ADJ
cjfa-10422	316	7	bankaufsicht	bankaufsicht	NOUN
cjfa-10422	316	8	.	.	PUNCT
cjfa-10422	317	1	frankfurt	frankfurt	PROPN
cjfa-10422	317	2	school	school	PROPN
cjfa-10422	317	3	verlag	verlag	PROPN
cjfa-10422	317	4	,	,	PUNCT
cjfa-10422	317	5	frankfurt	frankfurt	PROPN
cjfa-10422	317	6	.	.	PUNCT
cjfa-10422	318	1	iwanicz	iwanicz	NOUN
cjfa-10422	318	2	-	-	PUNCT
cjfa-10422	318	3	drozdowska	drozdowska	NOUN
cjfa-10422	318	4	,	,	PUNCT
cjfa-10422	318	5	m.	m.	NOUN
cjfa-10422	318	6	(	(	PUNCT
cjfa-10422	318	7	2012	2012	NUM
cjfa-10422	318	8	)	)	PUNCT
cjfa-10422	318	9	.	.	PUNCT
cjfa-10422	319	1	banking	banking	NOUN
cjfa-10422	319	2	risk	risk	NOUN
cjfa-10422	319	3	management	management	NOUN
cjfa-10422	319	4	.	.	PUNCT
cjfa-10422	320	1	poltext	poltext	PROPN
cjfa-10422	320	2	,	,	PUNCT
cjfa-10422	320	3	warsaw	warsaw	PROPN
cjfa-10422	320	4	.	.	PUNCT
cjfa-10422	321	1	kopiński	kopiński	PROPN
cjfa-10422	321	2	,	,	PUNCT
cjfa-10422	321	3	a.	a.	NOUN
cjfa-10422	321	4	(	(	PUNCT
cjfa-10422	321	5	2008	2008	NUM
cjfa-10422	321	6	)	)	PUNCT
cjfa-10422	321	7	.	.	PUNCT
cjfa-10422	322	1	bank	bank	NOUN
cjfa-10422	322	2	’s	’s	PART
cjfa-10422	322	3	financial	financial	ADJ
cjfa-10422	322	4	analysis	analysis	NOUN
cjfa-10422	322	5	.	.	PUNCT
cjfa-10422	323	1	pwe	pwe	PROPN
cjfa-10422	323	2	,	,	PUNCT
cjfa-10422	323	3	warsaw	warsaw	PROPN
cjfa-10422	323	4	.	.	PUNCT
cjfa-10422	324	1	meissner	meissner	PROPN
cjfa-10422	324	2	,	,	PUNCT
cjfa-10422	324	3	g.	g.	PROPN
cjfa-10422	324	4	(	(	PUNCT
cjfa-10422	324	5	2014	2014	NUM
cjfa-10422	324	6	)	)	PUNCT
cjfa-10422	324	7	.	.	PUNCT
cjfa-10422	325	1	correlation	correlation	NOUN
cjfa-10422	325	2	risk	risk	NOUN
cjfa-10422	325	3	modelling	modelling	NOUN
cjfa-10422	325	4	and	and	CCONJ
cjfa-10422	325	5	management	management	NOUN
cjfa-10422	325	6	:	:	PUNCT
cjfa-10422	325	7	an	an	DET
cjfa-10422	325	8	applied	applied	ADJ
cjfa-10422	325	9	guide	guide	NOUN
cjfa-10422	325	10	including	include	VERB
cjfa-10422	325	11	the	the	DET
cjfa-10422	325	12	basel	basel	PROPN
cjfa-10422	325	13	iii	iii	PROPN
cjfa-10422	325	14	correlation	correlation	NOUN
cjfa-10422	325	15	framework	framework	NOUN
cjfa-10422	325	16	.	.	PUNCT
cjfa-10422	326	1	wiley	wiley	PROPN
cjfa-10422	326	2	,	,	PUNCT
cjfa-10422	326	3	weinheim	weinheim	PROPN
cjfa-10422	326	4	.	.	PUNCT
cjfa-10422	327	1	nocoń	nocoń	PROPN
cjfa-10422	327	2	,	,	PUNCT
cjfa-10422	327	3	a.	a.	NOUN
cjfa-10422	327	4	(	(	PUNCT
cjfa-10422	327	5	2016	2016	NUM
cjfa-10422	327	6	)	)	PUNCT
cjfa-10422	327	7	.	.	PUNCT
cjfa-10422	328	1	the	the	DET
cjfa-10422	328	2	response	response	NOUN
cjfa-10422	328	3	system	system	NOUN
cjfa-10422	328	4	of	of	ADP
cjfa-10422	328	5	modern	modern	ADJ
cjfa-10422	328	6	central	central	ADJ
cjfa-10422	328	7	banks	bank	NOUN
cjfa-10422	328	8	on	on	ADP
cjfa-10422	328	9	banking	banking	NOUN
cjfa-10422	328	10	system	system	NOUN
cjfa-10422	328	11	instability	instability	NOUN
cjfa-10422	328	12	.	.	PUNCT
cjfa-10422	329	1	difin	difin	PROPN
cjfa-10422	329	2	,	,	PUNCT
cjfa-10422	329	3	warsaw	warsaw	PROPN
cjfa-10422	329	4	.	.	PUNCT
cjfa-10422	330	1	sander	sander	PROPN
cjfa-10422	330	2	,	,	PUNCT
cjfa-10422	330	3	c.-d	c.-d	PROPN
cjfa-10422	330	4	.	.	PUNCT
cjfa-10422	331	1	(	(	PUNCT
cjfa-10422	331	2	2014	2014	NUM
cjfa-10422	331	3	)	)	PUNCT
cjfa-10422	331	4	.	.	PUNCT
cjfa-10422	332	1	mit	mit	PROPN
cjfa-10422	332	2	kreditgebern	kreditgebern	PROPN
cjfa-10422	332	3	auf	auf	PROPN
cjfa-10422	332	4	augenhöhe	augenhöhe	PROPN
cjfa-10422	332	5	verhandeln	verhandeln	NOUN
cjfa-10422	332	6	.	.	PUNCT
cjfa-10422	333	1	betriebswirtschaftliche	betriebswirtschaftliche	PROPN
cjfa-10422	333	2	beratung	beratung	PROPN
cjfa-10422	333	3	kompakt	kompakt	PROPN
cjfa-10422	333	4	,	,	PUNCT
cjfa-10422	333	5	herne	herne	PROPN
cjfa-10422	333	6	.	.	PUNCT
cjfa-10422	334	1	trueck	trueck	PROPN
cjfa-10422	334	2	,	,	PUNCT
cjfa-10422	334	3	s.	s.	PROPN
cjfa-10422	334	4	,	,	PUNCT
cjfa-10422	334	5	&	&	CCONJ
cjfa-10422	334	6	rachev	rachev	VERB
cjfa-10422	334	7	,	,	PUNCT
cjfa-10422	334	8	s.	s.	PROPN
cjfa-10422	334	9	(	(	PUNCT
cjfa-10422	334	10	2008	2008	NUM
cjfa-10422	334	11	)	)	PUNCT
cjfa-10422	334	12	.	.	PUNCT
cjfa-10422	335	1	rating	rating	NOUN
cjfa-10422	335	2	based	base	VERB
cjfa-10422	335	3	modeling	modeling	NOUN
cjfa-10422	335	4	of	of	ADP
cjfa-10422	335	5	credit	credit	NOUN
cjfa-10422	335	6	risk	risk	NOUN
cjfa-10422	335	7	:	:	PUNCT
cjfa-10422	335	8	theory	theory	NOUN
cjfa-10422	335	9	and	and	CCONJ
cjfa-10422	335	10	application	application	NOUN
cjfa-10422	335	11	of	of	ADP
cjfa-10422	335	12	migration	migration	NOUN
cjfa-10422	335	13	matrices	matrix	NOUN
cjfa-10422	335	14	.	.	PUNCT
cjfa-10422	336	1	academic	academic	ADJ
cjfa-10422	336	2	press	press	NOUN
cjfa-10422	336	3	advanced	advanced	ADJ
cjfa-10422	336	4	finance	finance	NOUN
cjfa-10422	336	5	,	,	PUNCT
cjfa-10422	336	6	amsterdam	amsterdam	PROPN
cjfa-10422	336	7	.	.	PUNCT