id	sid	tid	token	lemma	pos
cjfa-10423	1	1	copernican	copernican	PROPN
cjfa-10423	1	2	journal	journal	PROPN
cjfa-10423	1	3	of	of	ADP
cjfa-10423	1	4	finance	finance	PROPN
cjfa-10423	1	5	&	&	CCONJ
cjfa-10423	1	6	accounting	accounting	PROPN
cjfa-10423	1	7	e	e	PROPN
cjfa-10423	1	8	-	-	PROPN
cjfa-10423	1	9	issn	issn	PROPN
cjfa-10423	1	10	2300	2300	NUM
cjfa-10423	1	11	-	-	SYM
cjfa-10423	1	12	3065	3065	NUM
cjfa-10423	1	13	p	p	PROPN
cjfa-10423	1	14	-	-	PUNCT
cjfa-10423	1	15	issn	issn	PROPN
cjfa-10423	1	16	2300	2300	NUM
cjfa-10423	1	17	-	-	SYM
cjfa-10423	1	18	12402016	12402016	NUM
cjfa-10423	1	19	,	,	PUNCT
cjfa-10423	1	20	volume	volume	NOUN
cjfa-10423	1	21	5	5	NUM
cjfa-10423	1	22	,	,	PUNCT
cjfa-10423	1	23	issue	issue	NOUN
cjfa-10423	1	24	1	1	NUM
cjfa-10423	1	25	date	date	NOUN
cjfa-10423	1	26	of	of	ADP
cjfa-10423	1	27	submission	submission	NOUN
cjfa-10423	1	28	:	:	PUNCT
cjfa-10423	1	29	november	november	PROPN
cjfa-10423	1	30	3	3	NUM
cjfa-10423	1	31	,	,	PUNCT
cjfa-10423	1	32	2015	2015	NUM
cjfa-10423	1	33	;	;	PUNCT
cjfa-10423	1	34	date	date	NOUN
cjfa-10423	1	35	of	of	ADP
cjfa-10423	1	36	acceptance	acceptance	NOUN
cjfa-10423	1	37	:	:	PUNCT
cjfa-10423	1	38	february	february	PROPN
cjfa-10423	1	39	29	29	NUM
cjfa-10423	1	40	,	,	PUNCT
cjfa-10423	1	41	2016	2016	NUM
cjfa-10423	1	42	.	.	PUNCT
cjfa-10423	2	1	*	*	PUNCT
cjfa-10423	2	2	contact	contact	NOUN
cjfa-10423	2	3	information	information	NOUN
cjfa-10423	2	4	:	:	PUNCT
cjfa-10423	2	5	natalija.konovalova@riseba.lv	natalija.konovalova@riseba.lv	PROPN
cjfa-10423	2	6	,	,	PUNCT
cjfa-10423	2	7	riseba	riseba	NOUN
cjfa-10423	2	8	university	university	NOUN
cjfa-10423	2	9	,	,	PUNCT
cjfa-10423	2	10	meza	meza	PROPN
cjfa-10423	2	11	street	street	NOUN
cjfa-10423	2	12	3	3	NUM
cjfa-10423	2	13	,	,	PUNCT
cjfa-10423	2	14	riga	riga	ADJ
cjfa-10423	2	15	,	,	PUNCT
cjfa-10423	2	16	lv-1048	lv-1048	NOUN
cjfa-10423	2	17	,	,	PUNCT
cjfa-10423	2	18	latvia	latvia	PROPN
cjfa-10423	2	19	,	,	PUNCT
cjfa-10423	2	20	phone:+37129215208	phone:+37129215208	NOUN
cjfa-10423	2	21	.	.	PUNCT
cjfa-10423	3	1	*	*	PUNCT
cjfa-10423	3	2	*	*	PUNCT
cjfa-10423	3	3	contact	contact	NOUN
cjfa-10423	3	4	information	information	NOUN
cjfa-10423	3	5	:	:	PUNCT
cjfa-10423	3	6	snezanaosmolovska@inbox.lv	snezanaosmolovska@inbox.lv	PROPN
cjfa-10423	3	7	,	,	PUNCT
cjfa-10423	3	8	riseba	riseba	PROPN
cjfa-10423	3	9	university	university	NOUN
cjfa-10423	3	10	,	,	PUNCT
cjfa-10423	3	11	meza	meza	PROPN
cjfa-10423	3	12	street	street	NOUN
cjfa-10423	3	13	3	3	NUM
cjfa-10423	3	14	,	,	PUNCT
cjfa-10423	3	15	riga	riga	ADJ
cjfa-10423	3	16	,	,	PUNCT
cjfa-10423	3	17	lv-1048	lv-1048	NOUN
cjfa-10423	3	18	,	,	PUNCT
cjfa-10423	3	19	latvia	latvia	PROPN
cjfa-10423	3	20	,	,	PUNCT
cjfa-10423	3	21	phone:+37129895698	phone:+37129895698	NOUN
cjfa-10423	3	22	.	.	PUNCT
cjfa-10423	4	1	konovalova	konovalova	PROPN
cjfa-10423	4	2	n.	n.	PROPN
cjfa-10423	4	3	,	,	PUNCT
cjfa-10423	4	4	&	&	CCONJ
cjfa-10423	4	5	dalecka	dalecka	PROPN
cjfa-10423	4	6	s.	s.	PROPN
cjfa-10423	4	7	(	(	PUNCT
cjfa-10423	4	8	2016	2016	NUM
cjfa-10423	4	9	)	)	PUNCT
cjfa-10423	4	10	.	.	PUNCT
cjfa-10423	5	1	analysis	analysis	NOUN
cjfa-10423	5	2	and	and	CCONJ
cjfa-10423	5	3	evaluation	evaluation	NOUN
cjfa-10423	5	4	of	of	ADP
cjfa-10423	5	5	capital	capital	NOUN
cjfa-10423	5	6	adequacy	adequacy	NOUN
cjfa-10423	5	7	in	in	ADP
cjfa-10423	5	8	latvian	latvian	ADJ
cjfa-10423	5	9	banking	banking	NOUN
cjfa-10423	5	10	system	system	NOUN
cjfa-10423	5	11	.	.	PUNCT
cjfa-10423	6	1	copernican	copernican	PROPN
cjfa-10423	6	2	journal	journal	PROPN
cjfa-10423	6	3	of	of	ADP
cjfa-10423	6	4	finance	finance	PROPN
cjfa-10423	6	5	&	&	CCONJ
cjfa-10423	6	6	accounting	accounting	PROPN
cjfa-10423	6	7	,	,	PUNCT
cjfa-10423	6	8	5(1	5(1	NUM
cjfa-10423	6	9	)	)	PUNCT
cjfa-10423	6	10	,	,	PUNCT
cjfa-10423	6	11	107–123	107–123	NUM
cjfa-10423	6	12	.	.	PUNCT
cjfa-10423	7	1	http://dx.doi.org/10.12775/	http://dx.doi.org/10.12775/	PROPN
cjfa-10423	7	2	cjfa.2016.006	cjfa.2016.006	PROPN
cjfa-10423	7	3	natalia	natalia	PROPN
cjfa-10423	7	4	konovalova	konovalova	PROPN
cjfa-10423	7	5	*	*	PUNCT
cjfa-10423	7	6	riseba	riseba	PROPN
cjfa-10423	7	7	university	university	NOUN
cjfa-10423	7	8	snezhana	snezhana	PROPN
cjfa-10423	7	9	dalecka	dalecka	PROPN
cjfa-10423	7	10	*	*	PROPN
cjfa-10423	7	11	*	*	PROPN
cjfa-10423	7	12	riseba	riseba	NOUN
cjfa-10423	7	13	university	university	NOUN
cjfa-10423	7	14	analysis	analysis	NOUN
cjfa-10423	7	15	and	and	CCONJ
cjfa-10423	7	16	evaluation	evaluation	NOUN
cjfa-10423	7	17	of	of	ADP
cjfa-10423	7	18	capital	capital	NOUN
cjfa-10423	7	19	adequacy	adequacy	NOUN
cjfa-10423	7	20	in	in	ADP
cjfa-10423	7	21	latvian	latvian	ADJ
cjfa-10423	7	22	banking	banking	NOUN
cjfa-10423	7	23	system	system	NOUN
cjfa-10423	7	24	keywords	keyword	NOUN
cjfa-10423	7	25	:	:	PUNCT
cjfa-10423	7	26	capital	capital	NOUN
cjfa-10423	7	27	adequacy	adequacy	NOUN
cjfa-10423	7	28	,	,	PUNCT
cjfa-10423	7	29	risk	risk	NOUN
cjfa-10423	7	30	adjusted	adjust	VERB
cjfa-10423	7	31	assets	asset	NOUN
cjfa-10423	7	32	,	,	PUNCT
cjfa-10423	7	33	credit	credit	NOUN
cjfa-10423	7	34	risk	risk	NOUN
cjfa-10423	7	35	,	,	PUNCT
cjfa-10423	7	36	market	market	NOUN
cjfa-10423	7	37	risk	risk	NOUN
cjfa-10423	7	38	,	,	PUNCT
cjfa-10423	7	39	operational	operational	ADJ
cjfa-10423	7	40	risk	risk	NOUN
cjfa-10423	7	41	,	,	PUNCT
cjfa-10423	7	42	buffer	buffer	NOUN
cjfa-10423	7	43	capital	capital	NOUN
cjfa-10423	7	44	.	.	PUNCT
cjfa-10423	8	1	jel	jel	PROPN
cjfa-10423	8	2	classification	classification	NOUN
cjfa-10423	8	3	:	:	PUNCT
cjfa-10423	8	4	g21	g21	PROPN
cjfa-10423	8	5	,	,	PUNCT
cjfa-10423	8	6	g32	g32	NOUN
cjfa-10423	8	7	.	.	PUNCT
cjfa-10423	9	1	abstract	abstract	ADJ
cjfa-10423	9	2	:	:	PUNCT
cjfa-10423	9	3	regulation	regulation	NOUN
cjfa-10423	9	4	of	of	ADP
cjfa-10423	9	5	banking	banking	NOUN
cjfa-10423	9	6	activity	activity	NOUN
cjfa-10423	9	7	under	under	ADP
cjfa-10423	9	8	economic	economic	ADJ
cjfa-10423	9	9	insecurity	insecurity	NOUN
cjfa-10423	9	10	conditions	condition	NOUN
cjfa-10423	9	11	is	be	AUX
cjfa-10423	9	12	one	one	NUM
cjfa-10423	9	13	of	of	ADP
cjfa-10423	9	14	key	key	ADJ
cjfa-10423	9	15	problems	problem	NOUN
cjfa-10423	9	16	in	in	ADP
cjfa-10423	9	17	our	our	PRON
cjfa-10423	9	18	times	time	NOUN
cjfa-10423	9	19	and	and	CCONJ
cjfa-10423	9	20	is	be	AUX
cjfa-10423	9	21	acquiring	acquire	VERB
cjfa-10423	9	22	a	a	DET
cjfa-10423	9	23	particular	particular	ADJ
cjfa-10423	9	24	importance	importance	NOUN
cjfa-10423	9	25	both	both	CCONJ
cjfa-10423	9	26	for	for	ADP
cjfa-10423	9	27	banks	bank	NOUN
cjfa-10423	9	28	themselves	themselves	PRON
cjfa-10423	9	29	and	and	CCONJ
cjfa-10423	9	30	their	their	PRON
cjfa-10423	9	31	shareholders	shareholder	NOUN
cjfa-10423	9	32	and	and	CCONJ
cjfa-10423	9	33	also	also	ADV
cjfa-10423	9	34	for	for	ADP
cjfa-10423	9	35	customers	customer	NOUN
cjfa-10423	9	36	and	and	CCONJ
cjfa-10423	9	37	depositors	depositor	NOUN
cjfa-10423	9	38	.	.	PUNCT
cjfa-10423	10	1	instability	instability	NOUN
cjfa-10423	10	2	of	of	ADP
cjfa-10423	10	3	economic	economic	ADJ
cjfa-10423	10	4	situation	situation	NOUN
cjfa-10423	10	5	gives	give	VERB
cjfa-10423	10	6	birth	birth	NOUN
cjfa-10423	10	7	to	to	ADP
cjfa-10423	10	8	increasing	increase	VERB
cjfa-10423	10	9	risks	risk	NOUN
cjfa-10423	10	10	faced	face	VERB
cjfa-10423	10	11	by	by	ADP
cjfa-10423	10	12	world	world	NOUN
cjfa-10423	10	13	banking	banking	NOUN
cjfa-10423	10	14	system	system	NOUN
cjfa-10423	10	15	.	.	PUNCT
cjfa-10423	11	1	and	and	CCONJ
cjfa-10423	11	2	therefore	therefore	ADV
cjfa-10423	11	3	in	in	ADP
cjfa-10423	11	4	order	order	NOUN
cjfa-10423	11	5	to	to	PART
cjfa-10423	11	6	ensure	ensure	VERB
cjfa-10423	11	7	reliable	reliable	ADJ
cjfa-10423	11	8	operation	operation	NOUN
cjfa-10423	11	9	of	of	ADP
cjfa-10423	11	10	commercial	commercial	ADJ
cjfa-10423	11	11	banks	bank	NOUN
cjfa-10423	11	12	and	and	CCONJ
cjfa-10423	11	13	prevent	prevent	VERB
cjfa-10423	11	14	their	their	PRON
cjfa-10423	11	15	vulnerability	vulnerability	NOUN
cjfa-10423	11	16	to	to	ADP
cjfa-10423	11	17	economic	economic	ADJ
cjfa-10423	11	18	insecurity	insecurity	NOUN
cjfa-10423	11	19	,	,	PUNCT
cjfa-10423	11	20	the	the	DET
cjfa-10423	11	21	supervisory	supervisory	ADJ
cjfa-10423	11	22	bodies	body	NOUN
cjfa-10423	11	23	are	be	AUX
cjfa-10423	11	24	continuously	continuously	ADV
cjfa-10423	11	25	improving	improve	VERB
cjfa-10423	11	26	the	the	DET
cjfa-10423	11	27	methods	method	NOUN
cjfa-10423	11	28	of	of	ADP
cjfa-10423	11	29	and	and	CCONJ
cjfa-10423	11	30	approaches	approach	NOUN
cjfa-10423	11	31	towards	towards	ADP
cjfa-10423	11	32	the	the	DET
cjfa-10423	11	33	management	management	NOUN
cjfa-10423	11	34	of	of	ADP
cjfa-10423	11	35	bank	bank	NOUN
cjfa-10423	11	36	risks	risk	NOUN
cjfa-10423	11	37	accenting	accent	VERB
cjfa-10423	11	38	a	a	DET
cjfa-10423	11	39	paramount	paramount	ADJ
cjfa-10423	11	40	importance	importance	NOUN
cjfa-10423	11	41	of	of	ADP
cjfa-10423	11	42	own	own	ADJ
cjfa-10423	11	43	capital	capital	NOUN
cjfa-10423	11	44	adequacy	adequacy	NOUN
cjfa-10423	11	45	.	.	PUNCT
cjfa-10423	12	1	a	a	DET
cjfa-10423	12	2	problem	problem	NOUN
cjfa-10423	12	3	of	of	ADP
cjfa-10423	12	4	how	how	SCONJ
cjfa-10423	12	5	much	much	ADJ
cjfa-10423	12	6	capital	capital	NOUN
cjfa-10423	12	7	latvian	latvian	ADJ
cjfa-10423	12	8	commercial	commercial	ADJ
cjfa-10423	12	9	banks	bank	NOUN
cjfa-10423	12	10	need	need	VERB
cjfa-10423	12	11	to	to	PART
cjfa-10423	12	12	cover	cover	VERB
cjfa-10423	12	13	their	their	PRON
cjfa-10423	12	14	risks	risk	NOUN
cjfa-10423	12	15	remains	remain	VERB
cjfa-10423	12	16	one	one	NUM
cjfa-10423	12	17	of	of	ADP
cjfa-10423	12	18	most	most	ADV
cjfa-10423	12	19	important	important	ADJ
cjfa-10423	12	20	in	in	ADP
cjfa-10423	12	21	regulation	regulation	NOUN
cjfa-10423	12	22	and	and	CCONJ
cjfa-10423	12	23	assessment	assessment	NOUN
cjfa-10423	12	24	of	of	ADP
cjfa-10423	12	25	banking	banking	NOUN
cjfa-10423	12	26	activity	activity	NOUN
cjfa-10423	12	27	.	.	PUNCT
cjfa-10423	13	1	meanwhile	meanwhile	ADV
cjfa-10423	13	2	,	,	PUNCT
cjfa-10423	13	3	the	the	DET
cjfa-10423	13	4	principal	principal	ADJ
cjfa-10423	13	5	direction	direction	NOUN
cjfa-10423	13	6	to	to	PART
cjfa-10423	13	7	improve	improve	VERB
cjfa-10423	13	8	the	the	DET
cjfa-10423	13	9	capital	capital	NOUN
cjfa-10423	13	10	adequacy	adequacy	NOUN
cjfa-10423	13	11	ratio	ratio	NOUN
cjfa-10423	13	12	is	be	AUX
cjfa-10423	13	13	the	the	DET
cjfa-10423	13	14	growth	growth	NOUN
cjfa-10423	13	15	in	in	ADP
cjfa-10423	13	16	its	its	PRON
cjfa-10423	13	17	flexibility	flexibility	NOUN
cjfa-10423	13	18	when	when	SCONJ
cjfa-10423	13	19	determining	determine	VERB
cjfa-10423	13	20	the	the	DET
cjfa-10423	13	21	natalia	natalia	PROPN
cjfa-10423	13	22	konovalova	konovalova	PROPN
cjfa-10423	13	23	,	,	PUNCT
cjfa-10423	13	24	snezhana	snezhana	PROPN
cjfa-10423	13	25	dalecka108	dalecka108	PROPN
cjfa-10423	13	26	value	value	NOUN
cjfa-10423	13	27	of	of	ADP
cjfa-10423	13	28	risks	risk	NOUN
cjfa-10423	13	29	inherent	inherent	ADJ
cjfa-10423	13	30	to	to	ADP
cjfa-10423	13	31	various	various	ADJ
cjfa-10423	13	32	bank	bank	NOUN
cjfa-10423	13	33	organisations	organisation	NOUN
cjfa-10423	13	34	.	.	PUNCT
cjfa-10423	14	1	in	in	ADP
cjfa-10423	14	2	the	the	DET
cjfa-10423	14	3	present	present	ADJ
cjfa-10423	14	4	research	research	NOUN
cjfa-10423	14	5	authors	author	NOUN
cjfa-10423	14	6	carry	carry	VERB
cjfa-10423	14	7	out	out	ADP
cjfa-10423	14	8	the	the	DET
cjfa-10423	14	9	analysis	analysis	NOUN
cjfa-10423	14	10	of	of	ADP
cjfa-10423	14	11	risks	risk	NOUN
cjfa-10423	14	12	inherent	inherent	ADJ
cjfa-10423	14	13	in	in	ADP
cjfa-10423	14	14	activity	activity	NOUN
cjfa-10423	14	15	of	of	ADP
cjfa-10423	14	16	latvian	latvian	ADJ
cjfa-10423	14	17	commercial	commercial	ADJ
cjfa-10423	14	18	banks	bank	NOUN
cjfa-10423	14	19	,	,	PUNCT
cjfa-10423	14	20	indentifies	indentifie	VERB
cjfa-10423	14	21	the	the	DET
cjfa-10423	14	22	risk	risk	NOUN
cjfa-10423	14	23	pattern	pattern	NOUN
cjfa-10423	14	24	within	within	ADP
cjfa-10423	14	25	own	own	ADJ
cjfa-10423	14	26	capital	capital	NOUN
cjfa-10423	14	27	of	of	ADP
cjfa-10423	14	28	banks	bank	NOUN
cjfa-10423	14	29	,	,	PUNCT
cjfa-10423	14	30	discovers	discover	VERB
cjfa-10423	14	31	factors	factor	NOUN
cjfa-10423	14	32	having	have	VERB
cjfa-10423	14	33	impact	impact	NOUN
cjfa-10423	14	34	upon	upon	SCONJ
cjfa-10423	14	35	the	the	DET
cjfa-10423	14	36	risk	risk	NOUN
cjfa-10423	14	37	pattern	pattern	NOUN
cjfa-10423	14	38	as	as	ADV
cjfa-10423	14	39	well	well	ADV
cjfa-10423	14	40	as	as	ADP
cjfa-10423	14	41	estimates	estimate	NOUN
cjfa-10423	14	42	the	the	DET
cjfa-10423	14	43	amount	amount	NOUN
cjfa-10423	14	44	of	of	ADP
cjfa-10423	14	45	capital	capital	NOUN
cjfa-10423	14	46	necessary	necessary	ADJ
cjfa-10423	14	47	to	to	PART
cjfa-10423	14	48	cover	cover	VERB
cjfa-10423	14	49	risks	risk	NOUN
cjfa-10423	14	50	in	in	ADP
cjfa-10423	14	51	various	various	ADJ
cjfa-10423	14	52	groups	group	NOUN
cjfa-10423	14	53	of	of	ADP
cjfa-10423	14	54	commercial	commercial	ADJ
cjfa-10423	14	55	banks	bank	NOUN
cjfa-10423	14	56	.	.	PUNCT
cjfa-10423	15	1	hypothesis	hypothesis	NOUN
cjfa-10423	15	2	–	–	PUNCT
cjfa-10423	15	3	stability	stability	NOUN
cjfa-10423	15	4	of	of	ADP
cjfa-10423	15	5	a	a	DET
cjfa-10423	15	6	banking	banking	NOUN
cjfa-10423	15	7	system	system	NOUN
cjfa-10423	15	8	depends	depend	VERB
cjfa-10423	15	9	on	on	ADP
cjfa-10423	15	10	the	the	DET
cjfa-10423	15	11	level	level	NOUN
cjfa-10423	15	12	of	of	ADP
cjfa-10423	15	13	sufficiency	sufficiency	NOUN
cjfa-10423	15	14	of	of	ADP
cjfa-10423	15	15	a	a	DET
cjfa-10423	15	16	bank	bank	NOUN
cjfa-10423	15	17	capital	capital	NOUN
cjfa-10423	15	18	.	.	PUNCT
cjfa-10423	16	1	the	the	DET
cjfa-10423	16	2	aim	aim	NOUN
cjfa-10423	16	3	of	of	ADP
cjfa-10423	16	4	the	the	DET
cjfa-10423	16	5	research	research	NOUN
cjfa-10423	16	6	:	:	PUNCT
cjfa-10423	16	7	evaluation	evaluation	NOUN
cjfa-10423	16	8	of	of	ADP
cjfa-10423	16	9	capital	capital	NOUN
cjfa-10423	16	10	adequacy	adequacy	NOUN
cjfa-10423	16	11	of	of	ADP
cjfa-10423	16	12	latvian	latvian	ADJ
cjfa-10423	16	13	commercial	commercial	ADJ
cjfa-10423	16	14	banks	bank	NOUN
cjfa-10423	16	15	and	and	CCONJ
cjfa-10423	16	16	correspondence	correspondence	NOUN
cjfa-10423	16	17	of	of	ADP
cjfa-10423	16	18	capital	capital	NOUN
cjfa-10423	16	19	adequacy	adequacy	NOUN
cjfa-10423	16	20	calculations	calculation	NOUN
cjfa-10423	16	21	to	to	ADP
cjfa-10423	16	22	basel	basel	PROPN
cjfa-10423	16	23	committee	committee	PROPN
cjfa-10423	16	24	on	on	ADP
cjfa-10423	16	25	banking	banking	NOUN
cjfa-10423	16	26	supervision	supervision	NOUN
cjfa-10423	16	27	rules	rule	NOUN
cjfa-10423	16	28	based	base	VERB
cjfa-10423	16	29	on	on	ADP
cjfa-10423	16	30	analysis	analysis	NOUN
cjfa-10423	16	31	of	of	ADP
cjfa-10423	16	32	financials	financial	NOUN
cjfa-10423	16	33	statements	statement	NOUN
cjfa-10423	16	34	,	,	PUNCT
cjfa-10423	16	35	identification	identification	NOUN
cjfa-10423	16	36	of	of	ADP
cjfa-10423	16	37	capital	capital	NOUN
cjfa-10423	16	38	adequacy	adequacy	NOUN
cjfa-10423	16	39	problems	problem	NOUN
cjfa-10423	16	40	and	and	CCONJ
cjfa-10423	16	41	developing	develop	VERB
cjfa-10423	16	42	recommendations	recommendation	NOUN
cjfa-10423	16	43	on	on	ADP
cjfa-10423	16	44	improving	improve	VERB
cjfa-10423	16	45	bank	bank	NOUN
cjfa-10423	16	46	capital	capital	NOUN
cjfa-10423	16	47	adequacy	adequacy	NOUN
cjfa-10423	16	48	according	accord	VERB
cjfa-10423	16	49	to	to	ADP
cjfa-10423	16	50	the	the	DET
cjfa-10423	16	51	effective	effective	ADJ
cjfa-10423	16	52	and	and	CCONJ
cjfa-10423	16	53	the	the	DET
cjfa-10423	16	54	planned	plan	VERB
cjfa-10423	16	55	basel	basel	PROPN
cjfa-10423	16	56	committee	committee	PROPN
cjfa-10423	16	57	on	on	ADP
cjfa-10423	16	58	banking	banking	NOUN
cjfa-10423	16	59	supervision	supervision	NOUN
cjfa-10423	16	60	requirements	requirement	NOUN
cjfa-10423	16	61	.	.	PUNCT
cjfa-10423	17	1	research	research	NOUN
cjfa-10423	17	2	methodology	methodology	NOUN
cjfa-10423	17	3	and	and	CCONJ
cjfa-10423	17	4	introduction	introduction	NOUN
cjfa-10423	17	5	into	into	ADP
cjfa-10423	17	6	theoretical	theoretical	ADJ
cjfa-10423	17	7	framework	framework	NOUN
cjfa-10423	17	8	of	of	ADP
cjfa-10423	17	9	bank	bank	NOUN
cjfa-10423	17	10	capital	capital	NOUN
cjfa-10423	17	11	evaluation	evaluation	NOUN
cjfa-10423	17	12	the	the	DET
cjfa-10423	17	13	study	study	NOUN
cjfa-10423	17	14	is	be	AUX
cjfa-10423	17	15	methodologically	methodologically	ADV
cjfa-10423	17	16	basing	base	VERB
cjfa-10423	17	17	on	on	ADP
cjfa-10423	17	18	the	the	DET
cjfa-10423	17	19	observation	observation	NOUN
cjfa-10423	17	20	and	and	CCONJ
cjfa-10423	17	21	collection	collection	NOUN
cjfa-10423	17	22	of	of	ADP
cjfa-10423	17	23	financial	financial	ADJ
cjfa-10423	17	24	information	information	NOUN
cjfa-10423	17	25	about	about	ADP
cjfa-10423	17	26	activity	activity	NOUN
cjfa-10423	17	27	of	of	ADP
cjfa-10423	17	28	commercial	commercial	ADJ
cjfa-10423	17	29	banks	bank	NOUN
cjfa-10423	17	30	,	,	PUNCT
cjfa-10423	17	31	the	the	DET
cjfa-10423	17	32	analysis	analysis	NOUN
cjfa-10423	17	33	and	and	CCONJ
cjfa-10423	17	34	synthesis	synthesis	NOUN
cjfa-10423	17	35	of	of	ADP
cjfa-10423	17	36	acquired	acquire	VERB
cjfa-10423	17	37	data	datum	NOUN
cjfa-10423	17	38	,	,	PUNCT
cjfa-10423	17	39	the	the	DET
cjfa-10423	17	40	method	method	NOUN
cjfa-10423	17	41	of	of	ADP
cjfa-10423	17	42	comparison	comparison	NOUN
cjfa-10423	17	43	between	between	ADP
cjfa-10423	17	44	economic	economic	ADJ
cjfa-10423	17	45	groupings	grouping	NOUN
cjfa-10423	17	46	,	,	PUNCT
cjfa-10423	17	47	the	the	DET
cjfa-10423	17	48	ratio	ratio	NOUN
cjfa-10423	17	49	method	method	NOUN
cjfa-10423	17	50	as	as	ADV
cjfa-10423	17	51	well	well	ADV
cjfa-10423	17	52	as	as	ADP
cjfa-10423	17	53	the	the	DET
cjfa-10423	17	54	method	method	NOUN
cjfa-10423	17	55	of	of	ADP
cjfa-10423	17	56	graphic	graphic	ADJ
cjfa-10423	17	57	display	display	NOUN
cjfa-10423	17	58	of	of	ADP
cjfa-10423	17	59	statistic	statistic	ADJ
cjfa-10423	17	60	information	information	NOUN
cjfa-10423	17	61	.	.	PUNCT
cjfa-10423	18	1	the	the	DET
cjfa-10423	18	2	study	study	NOUN
cjfa-10423	18	3	employs	employ	VERB
cjfa-10423	18	4	the	the	DET
cjfa-10423	18	5	official	official	ADJ
cjfa-10423	18	6	statistical	statistical	ADJ
cjfa-10423	18	7	data	datum	NOUN
cjfa-10423	18	8	of	of	ADP
cjfa-10423	18	9	the	the	DET
cjfa-10423	18	10	association	association	NOUN
cjfa-10423	18	11	of	of	ADP
cjfa-10423	18	12	latvian	latvian	ADJ
cjfa-10423	18	13	commercial	commercial	ADJ
cjfa-10423	18	14	banks	bank	NOUN
cjfa-10423	18	15	,	,	PUNCT
cjfa-10423	18	16	the	the	DET
cjfa-10423	18	17	commercial	commercial	ADJ
cjfa-10423	18	18	banks	bank	NOUN
cjfa-10423	18	19	supervisory	supervisory	ADJ
cjfa-10423	18	20	body	body	NOUN
cjfa-10423	18	21	(	(	PUNCT
cjfa-10423	18	22	financial	financial	ADJ
cjfa-10423	18	23	and	and	CCONJ
cjfa-10423	18	24	capital	capital	NOUN
cjfa-10423	18	25	market	market	NOUN
cjfa-10423	18	26	commission	commission	PROPN
cjfa-10423	18	27	)	)	PUNCT
cjfa-10423	18	28	as	as	ADV
cjfa-10423	18	29	well	well	ADV
cjfa-10423	18	30	as	as	ADP
cjfa-10423	18	31	annual	annual	ADJ
cjfa-10423	18	32	financial	financial	ADJ
cjfa-10423	18	33	reporting	reporting	NOUN
cjfa-10423	18	34	of	of	ADP
cjfa-10423	18	35	latvian	latvian	ADJ
cjfa-10423	18	36	commercial	commercial	ADJ
cjfa-10423	18	37	banks	bank	NOUN
cjfa-10423	18	38	.	.	PUNCT
cjfa-10423	19	1	the	the	DET
cjfa-10423	19	2	stability	stability	NOUN
cjfa-10423	19	3	of	of	ADP
cjfa-10423	19	4	a	a	DET
cjfa-10423	19	5	bank	bank	NOUN
cjfa-10423	19	6	depends	depend	VERB
cjfa-10423	19	7	on	on	ADP
cjfa-10423	19	8	a	a	DET
cjfa-10423	19	9	bank	bank	NOUN
cjfa-10423	19	10	’s	’s	PART
cjfa-10423	19	11	capital	capital	NOUN
cjfa-10423	19	12	,	,	PUNCT
cjfa-10423	19	13	its	its	PRON
cjfa-10423	19	14	quality	quality	NOUN
cjfa-10423	19	15	and	and	CCONJ
cjfa-10423	19	16	size	size	NOUN
cjfa-10423	19	17	.	.	PUNCT
cjfa-10423	20	1	a	a	DET
cjfa-10423	20	2	bank	bank	NOUN
cjfa-10423	20	3	’s	’s	PART
cjfa-10423	20	4	capital	capital	NOUN
cjfa-10423	20	5	is	be	AUX
cjfa-10423	20	6	a	a	DET
cjfa-10423	20	7	mandatory	mandatory	ADJ
cjfa-10423	20	8	and	and	CCONJ
cjfa-10423	20	9	integral	integral	ADJ
cjfa-10423	20	10	part	part	NOUN
cjfa-10423	20	11	of	of	ADP
cjfa-10423	20	12	its	its	PRON
cjfa-10423	20	13	financial	financial	ADJ
cjfa-10423	20	14	resources	resource	NOUN
cjfa-10423	20	15	,	,	PUNCT
cjfa-10423	20	16	and	and	CCONJ
cjfa-10423	20	17	its	its	PRON
cjfa-10423	20	18	development	development	NOUN
cjfa-10423	20	19	in	in	ADP
cjfa-10423	20	20	the	the	DET
cjfa-10423	20	21	form	form	NOUN
cjfa-10423	20	22	of	of	ADP
cjfa-10423	20	23	core	core	NOUN
cjfa-10423	20	24	capital	capital	NOUN
cjfa-10423	20	25	is	be	AUX
cjfa-10423	20	26	a	a	DET
cjfa-10423	20	27	required	required	ADJ
cjfa-10423	20	28	step	step	NOUN
cjfa-10423	20	29	even	even	ADV
cjfa-10423	20	30	before	before	ADP
cjfa-10423	20	31	establishing	establish	VERB
cjfa-10423	20	32	a	a	DET
cjfa-10423	20	33	commercial	commercial	ADJ
cjfa-10423	20	34	bank	bank	NOUN
cjfa-10423	20	35	(	(	PUNCT
cjfa-10423	20	36	saksonova	saksonova	PROPN
cjfa-10423	20	37	2006	2006	NUM
cjfa-10423	20	38	)	)	PUNCT
cjfa-10423	20	39	.	.	PUNCT
cjfa-10423	21	1	practically	practically	ADV
cjfa-10423	21	2	every	every	DET
cjfa-10423	21	3	stage	stage	NOUN
cjfa-10423	21	4	of	of	ADP
cjfa-10423	21	5	a	a	DET
cjfa-10423	21	6	bank	bank	NOUN
cjfa-10423	21	7	’s	’s	PART
cjfa-10423	21	8	business	business	NOUN
cjfa-10423	21	9	is	be	AUX
cjfa-10423	21	10	directly	directly	ADV
cjfa-10423	21	11	or	or	CCONJ
cjfa-10423	21	12	indirectly	indirectly	ADV
cjfa-10423	21	13	linked	link	VERB
cjfa-10423	21	14	to	to	ADP
cjfa-10423	21	15	the	the	DET
cjfa-10423	21	16	capital	capital	NOUN
cjfa-10423	21	17	at	at	ADP
cjfa-10423	21	18	the	the	DET
cjfa-10423	21	19	bank	bank	NOUN
cjfa-10423	21	20	’s	’s	PART
cjfa-10423	21	21	disposal	disposal	NOUN
cjfa-10423	21	22	and	and	CCONJ
cjfa-10423	21	23	its	its	PRON
cjfa-10423	21	24	value	value	NOUN
cjfa-10423	21	25	.	.	PUNCT
cjfa-10423	22	1	a	a	DET
cjfa-10423	22	2	bank	bank	NOUN
cjfa-10423	22	3	’s	’s	PART
cjfa-10423	22	4	capital	capital	NOUN
cjfa-10423	22	5	serves	serve	VERB
cjfa-10423	22	6	as	as	ADP
cjfa-10423	22	7	one	one	NUM
cjfa-10423	22	8	of	of	ADP
cjfa-10423	22	9	determinants	determinant	NOUN
cjfa-10423	22	10	in	in	ADP
cjfa-10423	22	11	the	the	DET
cjfa-10423	22	12	evaluation	evaluation	NOUN
cjfa-10423	22	13	process	process	NOUN
cjfa-10423	22	14	of	of	ADP
cjfa-10423	22	15	its	its	PRON
cjfa-10423	22	16	stability	stability	NOUN
cjfa-10423	22	17	.	.	PUNCT
cjfa-10423	23	1	the	the	DET
cjfa-10423	23	2	adequacy	adequacy	NOUN
cjfa-10423	23	3	of	of	ADP
cjfa-10423	23	4	the	the	DET
cjfa-10423	23	5	bank	bank	NOUN
cjfa-10423	23	6	’s	’s	PART
cjfa-10423	23	7	own	own	ADJ
cjfa-10423	23	8	funds	fund	NOUN
cjfa-10423	23	9	provides	provide	VERB
cjfa-10423	23	10	for	for	ADP
cjfa-10423	23	11	its	its	PRON
cjfa-10423	23	12	financial	financial	ADJ
cjfa-10423	23	13	stability	stability	NOUN
cjfa-10423	23	14	and	and	CCONJ
cjfa-10423	23	15	neutralises	neutralise	VERB
cjfa-10423	23	16	different	different	ADJ
cjfa-10423	23	17	risks	risk	NOUN
cjfa-10423	23	18	inherent	inherent	ADJ
cjfa-10423	23	19	to	to	ADP
cjfa-10423	23	20	a	a	DET
cjfa-10423	23	21	commercial	commercial	ADJ
cjfa-10423	23	22	bank	bank	NOUN
cjfa-10423	23	23	’s	’s	PART
cjfa-10423	23	24	course	course	NOUN
cjfa-10423	23	25	of	of	ADP
cjfa-10423	23	26	business	business	NOUN
cjfa-10423	23	27	(	(	PUNCT
cjfa-10423	23	28	greuning	greune	VERB
cjfa-10423	23	29	and	and	CCONJ
cjfa-10423	23	30	brajovic	brajovic	ADJ
cjfa-10423	23	31	bratanovic	bratanovic	ADJ
cjfa-10423	23	32	2009	2009	NUM
cjfa-10423	23	33	)	)	PUNCT
cjfa-10423	23	34	.	.	PUNCT
cjfa-10423	24	1	the	the	DET
cjfa-10423	24	2	size	size	NOUN
cjfa-10423	24	3	of	of	ADP
cjfa-10423	24	4	a	a	DET
cjfa-10423	24	5	bank	bank	NOUN
cjfa-10423	24	6	’s	’s	PART
cjfa-10423	24	7	capital	capital	NOUN
cjfa-10423	24	8	is	be	AUX
cjfa-10423	24	9	crucial	crucial	ADJ
cjfa-10423	24	10	not	not	PART
cjfa-10423	24	11	only	only	ADV
cjfa-10423	24	12	for	for	ADP
cjfa-10423	24	13	the	the	DET
cjfa-10423	24	14	safety	safety	NOUN
cjfa-10423	24	15	of	of	ADP
cjfa-10423	24	16	its	its	PRON
cjfa-10423	24	17	customers	customer	NOUN
cjfa-10423	24	18	,	,	PUNCT
cjfa-10423	24	19	but	but	CCONJ
cjfa-10423	24	20	also	also	ADV
cjfa-10423	24	21	for	for	ADP
cjfa-10423	24	22	the	the	DET
cjfa-10423	24	23	bank	bank	NOUN
cjfa-10423	24	24	’s	’s	PART
cjfa-10423	24	25	own	own	ADJ
cjfa-10423	24	26	stability	stability	NOUN
cjfa-10423	24	27	,	,	PUNCT
cjfa-10423	24	28	avoiding	avoid	VERB
cjfa-10423	24	29	the	the	DET
cjfa-10423	24	30	impact	impact	NOUN
cjfa-10423	24	31	of	of	ADP
cjfa-10423	24	32	short	short	ADJ
cjfa-10423	24	33	-	-	PUNCT
cjfa-10423	24	34	term	term	NOUN
cjfa-10423	24	35	financial	financial	ADJ
cjfa-10423	24	36	problems	problem	NOUN
cjfa-10423	24	37	(	(	PUNCT
cjfa-10423	24	38	saksonova	saksonova	PROPN
cjfa-10423	24	39	2006	2006	NUM
cjfa-10423	24	40	)	)	PUNCT
cjfa-10423	24	41	.	.	PUNCT
cjfa-10423	25	1	the	the	DET
cjfa-10423	25	2	capital	capital	NOUN
cjfa-10423	25	3	also	also	ADV
cjfa-10423	25	4	serves	serve	VERB
cjfa-10423	25	5	as	as	ADP
cjfa-10423	25	6	an	an	DET
cjfa-10423	25	7	indicator	indicator	NOUN
cjfa-10423	25	8	of	of	ADP
cjfa-10423	25	9	the	the	DET
cjfa-10423	25	10	bank	bank	NOUN
cjfa-10423	25	11	’s	’s	PART
cjfa-10423	25	12	credit	credit	NOUN
cjfa-10423	25	13	solvency	solvency	NOUN
cjfa-10423	25	14	,	,	PUNCT
cjfa-10423	25	15	since	since	SCONJ
cjfa-10423	25	16	the	the	DET
cjfa-10423	25	17	total	total	ADJ
cjfa-10423	25	18	amount	amount	NOUN
cjfa-10423	25	19	of	of	ADP
cjfa-10423	25	20	its	its	PRON
cjfa-10423	25	21	assets	asset	NOUN
cjfa-10423	25	22	may	may	AUX
cjfa-10423	25	23	not	not	PART
cjfa-10423	25	24	exceed	exceed	VERB
cjfa-10423	25	25	a	a	DET
cjfa-10423	25	26	certain	certain	ADJ
cjfa-10423	25	27	capital	capital	NOUN
cjfa-10423	25	28	adequacy	adequacy	NOUN
cjfa-10423	25	29	limit	limit	NOUN
cjfa-10423	25	30	,	,	PUNCT
cjfa-10423	25	31	which	which	PRON
cjfa-10423	25	32	means	mean	VERB
cjfa-10423	25	33	that	that	SCONJ
cjfa-10423	25	34	the	the	DET
cjfa-10423	25	35	maximum	maximum	ADJ
cjfa-10423	25	36	amount	amount	NOUN
cjfa-10423	25	37	of	of	ADP
cjfa-10423	25	38	the	the	DET
cjfa-10423	25	39	bank	bank	NOUN
cjfa-10423	25	40	’s	’s	PART
cjfa-10423	25	41	assets	asset	NOUN
cjfa-10423	25	42	depends	depend	VERB
cjfa-10423	25	43	on	on	ADP
cjfa-10423	25	44	the	the	DET
cjfa-10423	25	45	size	size	NOUN
cjfa-10423	25	46	of	of	ADP
cjfa-10423	25	47	its	its	PRON
cjfa-10423	25	48	capital	capital	NOUN
cjfa-10423	25	49	.	.	PUNCT
cjfa-10423	26	1	the	the	DET
cjfa-10423	26	2	size	size	NOUN
cjfa-10423	26	3	of	of	ADP
cjfa-10423	26	4	capital	capital	NOUN
cjfa-10423	26	5	greatly	greatly	ADV
cjfa-10423	26	6	determines	determine	VERB
cjfa-10423	26	7	the	the	DET
cjfa-10423	26	8	analysis	analysis	NOUN
cjfa-10423	26	9	and	and	CCONJ
cjfa-10423	26	10	evaluation	evaluation	NOUN
cjfa-10423	26	11	of	of	ADP
cjfa-10423	26	12	capital	capital	NOUN
cjfa-10423	26	13	adequacy	adequacy	NOUN
cjfa-10423	26	14	…	…	SYM
cjfa-10423	26	15	109	109	NUM
cjfa-10423	26	16	bank	bank	NOUN
cjfa-10423	26	17	’s	’s	PART
cjfa-10423	26	18	competitiveness	competitiveness	NOUN
cjfa-10423	26	19	.	.	PUNCT
cjfa-10423	27	1	since	since	SCONJ
cjfa-10423	27	2	shareholders	shareholder	NOUN
cjfa-10423	27	3	of	of	ADP
cjfa-10423	27	4	a	a	DET
cjfa-10423	27	5	bank	bank	NOUN
cjfa-10423	27	6	always	always	ADV
cjfa-10423	27	7	seek	seek	VERB
cjfa-10423	27	8	to	to	PART
cjfa-10423	27	9	increase	increase	VERB
cjfa-10423	27	10	the	the	DET
cjfa-10423	27	11	profitability	profitability	NOUN
cjfa-10423	27	12	of	of	ADP
cjfa-10423	27	13	their	their	PRON
cjfa-10423	27	14	investments	investment	NOUN
cjfa-10423	27	15	,	,	PUNCT
cjfa-10423	27	16	the	the	DET
cjfa-10423	27	17	bank	bank	NOUN
cjfa-10423	27	18	’s	’s	PART
cjfa-10423	27	19	endeavours	endeavour	VERB
cjfa-10423	27	20	to	to	PART
cjfa-10423	27	21	increase	increase	VERB
cjfa-10423	27	22	the	the	DET
cjfa-10423	27	23	profit	profit	NOUN
cjfa-10423	27	24	reflect	reflect	VERB
cjfa-10423	27	25	on	on	ADP
cjfa-10423	27	26	prices	price	NOUN
cjfa-10423	27	27	of	of	ADP
cjfa-10423	27	28	products	product	NOUN
cjfa-10423	27	29	and	and	CCONJ
cjfa-10423	27	30	services	service	NOUN
cjfa-10423	27	31	it	it	PRON
cjfa-10423	27	32	provides	provide	VERB
cjfa-10423	27	33	.	.	PUNCT
cjfa-10423	28	1	on	on	ADP
cjfa-10423	28	2	the	the	DET
cjfa-10423	28	3	other	other	ADJ
cjfa-10423	28	4	hand	hand	NOUN
cjfa-10423	28	5	,	,	PUNCT
cjfa-10423	28	6	a	a	DET
cjfa-10423	28	7	bank	bank	NOUN
cjfa-10423	28	8	must	must	AUX
cjfa-10423	28	9	attract	attract	VERB
cjfa-10423	28	10	a	a	DET
cjfa-10423	28	11	certain	certain	ADJ
cjfa-10423	28	12	amount	amount	NOUN
cjfa-10423	28	13	of	of	ADP
cjfa-10423	28	14	customer	customer	NOUN
cjfa-10423	28	15	deposits	deposit	NOUN
cjfa-10423	28	16	to	to	PART
cjfa-10423	28	17	be	be	AUX
cjfa-10423	28	18	able	able	ADJ
cjfa-10423	28	19	to	to	PART
cjfa-10423	28	20	ensure	ensure	VERB
cjfa-10423	28	21	full	full	ADJ
cjfa-10423	28	22	-	-	PUNCT
cjfa-10423	28	23	scale	scale	NOUN
cjfa-10423	28	24	lending	lending	NOUN
cjfa-10423	28	25	operations	operation	NOUN
cjfa-10423	28	26	,	,	PUNCT
cjfa-10423	28	27	which	which	PRON
cjfa-10423	28	28	is	be	AUX
cjfa-10423	28	29	only	only	ADV
cjfa-10423	28	30	possible	possible	ADJ
cjfa-10423	28	31	,	,	PUNCT
cjfa-10423	28	32	if	if	SCONJ
cjfa-10423	28	33	the	the	DET
cjfa-10423	28	34	bank	bank	NOUN
cjfa-10423	28	35	has	have	AUX
cjfa-10423	28	36	gained	gain	VERB
cjfa-10423	28	37	public	public	ADJ
cjfa-10423	28	38	trust	trust	NOUN
cjfa-10423	28	39	and	and	CCONJ
cjfa-10423	28	40	that	that	PRON
cjfa-10423	28	41	is	be	AUX
cjfa-10423	28	42	possible	possible	ADJ
cjfa-10423	28	43	with	with	ADP
cjfa-10423	28	44	sufficient	sufficient	ADJ
cjfa-10423	28	45	capital	capital	NOUN
cjfa-10423	28	46	reserve	reserve	NOUN
cjfa-10423	28	47	.	.	PUNCT
cjfa-10423	29	1	in	in	ADP
cjfa-10423	29	2	case	case	NOUN
cjfa-10423	29	3	of	of	ADP
cjfa-10423	29	4	sudden	sudden	ADJ
cjfa-10423	29	5	capital	capital	NOUN
cjfa-10423	29	6	adequacy	adequacy	NOUN
cjfa-10423	29	7	problems	problem	NOUN
cjfa-10423	29	8	a	a	DET
cjfa-10423	29	9	bank	bank	NOUN
cjfa-10423	29	10	may	may	AUX
cjfa-10423	29	11	loose	loose	VERB
cjfa-10423	29	12	its	its	PRON
cjfa-10423	29	13	competitiveness	competitiveness	NOUN
cjfa-10423	29	14	(	(	PUNCT
cjfa-10423	29	15	greuning	greuning	NOUN
cjfa-10423	29	16	,	,	PUNCT
cjfa-10423	29	17	brajovic	brajovic	ADJ
cjfa-10423	29	18	bratanovic	bratanovic	ADJ
cjfa-10423	29	19	2009	2009	NUM
cjfa-10423	29	20	)	)	PUNCT
cjfa-10423	29	21	.	.	PUNCT
cjfa-10423	30	1	the	the	DET
cjfa-10423	30	2	american	american	ADJ
cjfa-10423	30	3	scientist	scientist	NOUN
cjfa-10423	30	4	chorafas	chorafas	NOUN
cjfa-10423	30	5	(	(	PUNCT
cjfa-10423	30	6	2004	2004	NUM
cjfa-10423	30	7	)	)	PUNCT
cjfa-10423	30	8	,	,	PUNCT
cjfa-10423	30	9	in	in	ADP
cjfa-10423	30	10	his	his	PRON
cjfa-10423	30	11	turn	turn	NOUN
cjfa-10423	30	12	,	,	PUNCT
cjfa-10423	30	13	believes	believe	VERB
cjfa-10423	30	14	that	that	SCONJ
cjfa-10423	30	15	the	the	DET
cjfa-10423	30	16	main	main	ADJ
cjfa-10423	30	17	function	function	NOUN
cjfa-10423	30	18	of	of	ADP
cjfa-10423	30	19	a	a	DET
cjfa-10423	30	20	commercial	commercial	ADJ
cjfa-10423	30	21	bank	bank	NOUN
cjfa-10423	30	22	’s	’s	PART
cjfa-10423	30	23	capital	capital	NOUN
cjfa-10423	30	24	is	be	AUX
cjfa-10423	30	25	generation	generation	NOUN
cjfa-10423	30	26	of	of	ADP
cjfa-10423	30	27	bank	bank	NOUN
cjfa-10423	30	28	’s	’s	PART
cjfa-10423	30	29	income	income	NOUN
cjfa-10423	30	30	and	and	CCONJ
cjfa-10423	30	31	profit	profit	NOUN
cjfa-10423	30	32	respectively	respectively	ADV
cjfa-10423	30	33	,	,	PUNCT
cjfa-10423	30	34	and	and	CCONJ
cjfa-10423	30	35	provide	provide	VERB
cjfa-10423	30	36	for	for	ADP
cjfa-10423	30	37	a	a	DET
cjfa-10423	30	38	possibility	possibility	NOUN
cjfa-10423	30	39	to	to	PART
cjfa-10423	30	40	cover	cover	VERB
cjfa-10423	30	41	unexpected	unexpected	ADJ
cjfa-10423	30	42	operating	operating	NOUN
cjfa-10423	30	43	losses	loss	NOUN
cjfa-10423	30	44	of	of	ADP
cjfa-10423	30	45	a	a	DET
cjfa-10423	30	46	commercial	commercial	ADJ
cjfa-10423	30	47	bank	bank	NOUN
cjfa-10423	30	48	.	.	PUNCT
cjfa-10423	31	1	american	american	ADJ
cjfa-10423	31	2	scientists	scientist	NOUN
cjfa-10423	31	3	schooner	schooner	NOUN
cjfa-10423	31	4	and	and	CCONJ
cjfa-10423	31	5	taylor	taylor	PROPN
cjfa-10423	31	6	(	(	PUNCT
cjfa-10423	31	7	2009	2009	NUM
cjfa-10423	31	8	)	)	PUNCT
cjfa-10423	31	9	in	in	ADP
cjfa-10423	31	10	their	their	PRON
cjfa-10423	31	11	book	book	NOUN
cjfa-10423	31	12	„	„	PUNCT
cjfa-10423	31	13	global	global	ADJ
cjfa-10423	31	14	bank	bank	NOUN
cjfa-10423	31	15	regulation	regulation	NOUN
cjfa-10423	31	16	:	:	PUNCT
cjfa-10423	31	17	principles	principle	NOUN
cjfa-10423	31	18	and	and	CCONJ
cjfa-10423	31	19	policies	policy	NOUN
cjfa-10423	31	20	”	"	PUNCT
cjfa-10423	31	21	offer	offer	VERB
cjfa-10423	31	22	an	an	DET
cjfa-10423	31	23	identical	identical	ADJ
cjfa-10423	31	24	definition	definition	NOUN
cjfa-10423	31	25	,	,	PUNCT
cjfa-10423	31	26	but	but	CCONJ
cjfa-10423	31	27	in	in	ADP
cjfa-10423	31	28	addition	addition	NOUN
cjfa-10423	31	29	to	to	ADP
cjfa-10423	31	30	that	that	PRON
cjfa-10423	31	31	they	they	PRON
cjfa-10423	31	32	stress	stress	VERB
cjfa-10423	31	33	the	the	DET
cjfa-10423	31	34	possibility	possibility	NOUN
cjfa-10423	31	35	to	to	PART
cjfa-10423	31	36	use	use	VERB
cjfa-10423	31	37	capital	capital	NOUN
cjfa-10423	31	38	of	of	ADP
cjfa-10423	31	39	a	a	DET
cjfa-10423	31	40	commercial	commercial	ADJ
cjfa-10423	31	41	bank	bank	NOUN
cjfa-10423	31	42	to	to	PART
cjfa-10423	31	43	cover	cover	VERB
cjfa-10423	31	44	possible	possible	ADJ
cjfa-10423	31	45	losses	loss	NOUN
cjfa-10423	31	46	caused	cause	VERB
cjfa-10423	31	47	by	by	ADP
cjfa-10423	31	48	credit	credit	NOUN
cjfa-10423	31	49	risk	risk	NOUN
cjfa-10423	31	50	.	.	PUNCT
cjfa-10423	32	1	american	american	ADJ
cjfa-10423	32	2	economists	economist	NOUN
cjfa-10423	32	3	greuning	greune	VERB
cjfa-10423	32	4	and	and	CCONJ
cjfa-10423	32	5	brajovic	brajovic	ADJ
cjfa-10423	32	6	bratanovic	bratanovic	NOUN
cjfa-10423	32	7	(	(	PUNCT
cjfa-10423	32	8	2009	2009	NUM
cjfa-10423	32	9	)	)	PUNCT
cjfa-10423	32	10	hold	hold	VERB
cjfa-10423	32	11	a	a	DET
cjfa-10423	32	12	view	view	NOUN
cjfa-10423	32	13	that	that	SCONJ
cjfa-10423	32	14	capital	capital	NOUN
cjfa-10423	32	15	adequacy	adequacy	NOUN
cjfa-10423	32	16	level	level	NOUN
cjfa-10423	32	17	must	must	AUX
cjfa-10423	32	18	be	be	AUX
cjfa-10423	32	19	consistent	consistent	ADJ
cjfa-10423	32	20	with	with	ADP
cjfa-10423	32	21	the	the	DET
cjfa-10423	32	22	risk	risk	NOUN
cjfa-10423	32	23	level	level	NOUN
cjfa-10423	32	24	of	of	ADP
cjfa-10423	32	25	the	the	DET
cjfa-10423	32	26	bank	bank	NOUN
cjfa-10423	32	27	’s	’s	PART
cjfa-10423	32	28	operations	operation	NOUN
cjfa-10423	32	29	.	.	PUNCT
cjfa-10423	33	1	latvian	latvian	ADJ
cjfa-10423	33	2	economist	economist	NOUN
cjfa-10423	33	3	kudinska	kudinska	PROPN
cjfa-10423	33	4	(	(	PUNCT
cjfa-10423	33	5	2005	2005	NUM
cjfa-10423	33	6	)	)	PUNCT
cjfa-10423	33	7	holds	hold	VERB
cjfa-10423	33	8	a	a	DET
cjfa-10423	33	9	view	view	NOUN
cjfa-10423	33	10	that	that	SCONJ
cjfa-10423	33	11	capital	capital	NOUN
cjfa-10423	33	12	adequacy	adequacy	NOUN
cjfa-10423	33	13	reflects	reflect	VERB
cjfa-10423	33	14	resources	resource	NOUN
cjfa-10423	33	15	of	of	ADP
cjfa-10423	33	16	a	a	DET
cjfa-10423	33	17	bank	bank	NOUN
cjfa-10423	33	18	’s	’s	PART
cjfa-10423	33	19	capital	capital	NOUN
cjfa-10423	33	20	required	require	VERB
cjfa-10423	33	21	as	as	ADP
cjfa-10423	33	22	protection	protection	NOUN
cjfa-10423	33	23	against	against	ADP
cjfa-10423	33	24	credit	credit	NOUN
cjfa-10423	33	25	risk	risk	NOUN
cjfa-10423	33	26	and	and	CCONJ
cjfa-10423	33	27	similar	similar	ADJ
cjfa-10423	33	28	risks	risk	NOUN
cjfa-10423	33	29	related	relate	VERB
cjfa-10423	33	30	to	to	ADP
cjfa-10423	33	31	a	a	DET
cjfa-10423	33	32	bank	bank	NOUN
cjfa-10423	33	33	’s	’s	PART
cjfa-10423	33	34	assets	asset	NOUN
cjfa-10423	33	35	’	'	PUNCT
cjfa-10423	33	36	portfolio	portfolio	NOUN
cjfa-10423	33	37	and	and	CCONJ
cjfa-10423	33	38	off	off	ADP
cjfa-10423	33	39	-	-	PUNCT
cjfa-10423	33	40	balance	balance	NOUN
cjfa-10423	33	41	sheet	sheet	NOUN
cjfa-10423	33	42	items	item	NOUN
cjfa-10423	33	43	.	.	PUNCT
cjfa-10423	34	1	in	in	ADP
cjfa-10423	34	2	the	the	DET
cjfa-10423	34	3	financial	financial	ADJ
cjfa-10423	34	4	and	and	CCONJ
cjfa-10423	34	5	capital	capital	NOUN
cjfa-10423	34	6	market	market	NOUN
cjfa-10423	34	7	commission	commission	PROPN
cjfa-10423	34	8	’s	’s	PART
cjfa-10423	34	9	regulations	regulation	NOUN
cjfa-10423	34	10	capital	capital	NOUN
cjfa-10423	34	11	adequacy	adequacy	NOUN
cjfa-10423	34	12	is	be	AUX
cjfa-10423	34	13	defined	define	VERB
cjfa-10423	34	14	as	as	ADP
cjfa-10423	34	15	the	the	DET
cjfa-10423	34	16	amount	amount	NOUN
cjfa-10423	34	17	of	of	ADP
cjfa-10423	34	18	provisions	provision	NOUN
cjfa-10423	34	19	to	to	PART
cjfa-10423	34	20	cover	cover	VERB
cjfa-10423	34	21	a	a	DET
cjfa-10423	34	22	bank	bank	NOUN
cjfa-10423	34	23	’s	’s	PART
cjfa-10423	34	24	operating	operating	NOUN
cjfa-10423	34	25	losses	loss	NOUN
cjfa-10423	34	26	.	.	PUNCT
cjfa-10423	35	1	they	they	PRON
cjfa-10423	35	2	also	also	ADV
cjfa-10423	35	3	elaborate	elaborate	VERB
cjfa-10423	35	4	that	that	SCONJ
cjfa-10423	35	5	a	a	DET
cjfa-10423	35	6	capital	capital	NOUN
cjfa-10423	35	7	requirement	requirement	NOUN
cjfa-10423	35	8	is	be	AUX
cjfa-10423	35	9	an	an	DET
cjfa-10423	35	10	estimate	estimate	NOUN
cjfa-10423	35	11	of	of	ADP
cjfa-10423	35	12	probable	probable	ADJ
cjfa-10423	35	13	losses	loss	NOUN
cjfa-10423	35	14	based	base	VERB
cjfa-10423	35	15	on	on	ADP
cjfa-10423	35	16	information	information	NOUN
cjfa-10423	35	17	available	available	ADJ
cjfa-10423	35	18	at	at	ADP
cjfa-10423	35	19	the	the	DET
cjfa-10423	35	20	moment	moment	NOUN
cjfa-10423	35	21	such	such	ADJ
cjfa-10423	35	22	estimate	estimate	NOUN
cjfa-10423	35	23	is	be	AUX
cjfa-10423	35	24	made	make	VERB
cjfa-10423	35	25	.	.	PUNCT
cjfa-10423	36	1	the	the	DET
cjfa-10423	36	2	amount	amount	NOUN
cjfa-10423	36	3	of	of	ADP
cjfa-10423	36	4	a	a	DET
cjfa-10423	36	5	capital	capital	NOUN
cjfa-10423	36	6	requirement	requirement	NOUN
cjfa-10423	36	7	depends	depend	VERB
cjfa-10423	36	8	on	on	ADP
cjfa-10423	36	9	the	the	DET
cjfa-10423	36	10	amount	amount	NOUN
cjfa-10423	36	11	of	of	ADP
cjfa-10423	36	12	a	a	DET
cjfa-10423	36	13	bank	bank	NOUN
cjfa-10423	36	14	’s	’s	PART
cjfa-10423	36	15	assets	asset	NOUN
cjfa-10423	36	16	and	and	CCONJ
cjfa-10423	36	17	their	their	PRON
cjfa-10423	36	18	structure	structure	NOUN
cjfa-10423	36	19	,	,	PUNCT
cjfa-10423	36	20	as	as	ADV
cjfa-10423	36	21	well	well	ADV
cjfa-10423	36	22	as	as	ADP
cjfa-10423	36	23	risks	risk	NOUN
cjfa-10423	36	24	assumed	assume	VERB
cjfa-10423	36	25	by	by	ADP
cjfa-10423	36	26	the	the	DET
cjfa-10423	36	27	bank	bank	NOUN
cjfa-10423	36	28	.	.	PUNCT
cjfa-10423	37	1	almost	almost	ADV
cjfa-10423	37	2	all	all	PRON
cjfa-10423	37	3	unmanaged	unmanaged	ADJ
cjfa-10423	37	4	risks	risk	NOUN
cjfa-10423	37	5	cause	cause	VERB
cjfa-10423	37	6	losses	loss	NOUN
cjfa-10423	37	7	,	,	PUNCT
cjfa-10423	37	8	which	which	PRON
cjfa-10423	37	9	,	,	PUNCT
cjfa-10423	37	10	in	in	ADP
cjfa-10423	37	11	their	their	PRON
cjfa-10423	37	12	turn	turn	NOUN
cjfa-10423	37	13	,	,	PUNCT
cjfa-10423	37	14	cause	cause	VERB
cjfa-10423	37	15	volatility	volatility	NOUN
cjfa-10423	37	16	of	of	ADP
cjfa-10423	37	17	capital	capital	NOUN
cjfa-10423	37	18	adequacy	adequacy	NOUN
cjfa-10423	37	19	.	.	PUNCT
cjfa-10423	38	1	thus	thus	ADV
cjfa-10423	38	2	to	to	PART
cjfa-10423	38	3	determine	determine	VERB
cjfa-10423	38	4	the	the	DET
cjfa-10423	38	5	amount	amount	NOUN
cjfa-10423	38	6	of	of	ADP
cjfa-10423	38	7	capital	capital	NOUN
cjfa-10423	38	8	needed	need	VERB
cjfa-10423	38	9	to	to	PART
cjfa-10423	38	10	cover	cover	VERB
cjfa-10423	38	11	risks	risk	NOUN
cjfa-10423	38	12	a	a	DET
cjfa-10423	38	13	bank	bank	NOUN
cjfa-10423	38	14	identifies	identify	VERB
cjfa-10423	38	15	risks	risk	NOUN
cjfa-10423	38	16	included	include	VERB
cjfa-10423	38	17	in	in	ADP
cjfa-10423	38	18	the	the	DET
cjfa-10423	38	19	capital	capital	NOUN
cjfa-10423	38	20	adequacy	adequacy	NOUN
cjfa-10423	38	21	evaluation	evaluation	NOUN
cjfa-10423	38	22	.	.	PUNCT
cjfa-10423	39	1	a	a	DET
cjfa-10423	39	2	bank	bank	NOUN
cjfa-10423	39	3	must	must	AUX
cjfa-10423	39	4	evaluate	evaluate	VERB
cjfa-10423	39	5	all	all	DET
cjfa-10423	39	6	risks	risk	NOUN
cjfa-10423	39	7	inherent	inherent	ADJ
cjfa-10423	39	8	to	to	ADP
cjfa-10423	39	9	its	its	PRON
cjfa-10423	39	10	business	business	NOUN
cjfa-10423	39	11	,	,	PUNCT
cjfa-10423	39	12	including	include	VERB
cjfa-10423	39	13	risks	risk	NOUN
cjfa-10423	39	14	,	,	PUNCT
cjfa-10423	39	15	for	for	ADP
cjfa-10423	39	16	which	which	PRON
cjfa-10423	39	17	minimum	minimum	ADJ
cjfa-10423	39	18	regulatory	regulatory	ADJ
cjfa-10423	39	19	capital	capital	NOUN
cjfa-10423	39	20	requirements	requirement	NOUN
cjfa-10423	39	21	are	be	AUX
cjfa-10423	39	22	set	set	VERB
cjfa-10423	39	23	,	,	PUNCT
cjfa-10423	39	24	and	and	CCONJ
cjfa-10423	39	25	the	the	DET
cjfa-10423	39	26	risks	risk	NOUN
cjfa-10423	39	27	,	,	PUNCT
cjfa-10423	39	28	for	for	ADP
cjfa-10423	39	29	which	which	PRON
cjfa-10423	39	30	no	no	DET
cjfa-10423	39	31	such	such	ADJ
cjfa-10423	39	32	minimum	minimum	ADJ
cjfa-10423	39	33	requirements	requirement	NOUN
cjfa-10423	39	34	exist	exist	VERB
cjfa-10423	39	35	(	(	PUNCT
cjfa-10423	39	36	fcmc	fcmc	ADJ
cjfa-10423	39	37	,	,	PUNCT
cjfa-10423	39	38	2014	2014	NUM
cjfa-10423	39	39	)	)	PUNCT
cjfa-10423	39	40	.	.	PUNCT
cjfa-10423	40	1	in	in	ADP
cjfa-10423	40	2	2010	2010	NUM
cjfa-10423	40	3	basel	basel	PROPN
cjfa-10423	40	4	committee	committee	PROPN
cjfa-10423	40	5	announced	announce	VERB
cjfa-10423	40	6	the	the	DET
cjfa-10423	40	7	third	third	ADJ
cjfa-10423	40	8	basel	basel	PROPN
cjfa-10423	40	9	accord	accord	NOUN
cjfa-10423	40	10	under	under	ADP
cjfa-10423	40	11	the	the	DET
cjfa-10423	40	12	title	title	NOUN
cjfa-10423	40	13	“	"	PUNCT
cjfa-10423	40	14	a	a	DET
cjfa-10423	40	15	global	global	ADJ
cjfa-10423	40	16	regulatory	regulatory	ADJ
cjfa-10423	40	17	framework	framework	NOUN
cjfa-10423	40	18	for	for	ADP
cjfa-10423	40	19	more	more	ADV
cjfa-10423	40	20	resilient	resilient	ADJ
cjfa-10423	40	21	banks	bank	NOUN
cjfa-10423	40	22	and	and	CCONJ
cjfa-10423	40	23	banking	banking	NOUN
cjfa-10423	40	24	systems	system	NOUN
cjfa-10423	40	25	”	"	PUNCT
cjfa-10423	40	26	.	.	PUNCT
cjfa-10423	41	1	the	the	DET
cjfa-10423	41	2	aim	aim	NOUN
cjfa-10423	41	3	of	of	ADP
cjfa-10423	41	4	introducing	introduce	VERB
cjfa-10423	41	5	basel	basel	PROPN
cjfa-10423	41	6	iii	iii	PROPN
cjfa-10423	41	7	requirements	requirement	NOUN
cjfa-10423	41	8	is	be	AUX
cjfa-10423	41	9	strengthening	strengthen	VERB
cjfa-10423	41	10	of	of	ADP
cjfa-10423	41	11	financial	financial	ADJ
cjfa-10423	41	12	system	system	NOUN
cjfa-10423	41	13	and	and	CCONJ
cjfa-10423	41	14	avoidance	avoidance	NOUN
cjfa-10423	41	15	of	of	ADP
cjfa-10423	41	16	financial	financial	ADJ
cjfa-10423	41	17	practice	practice	NOUN
cjfa-10423	41	18	leading	lead	VERB
cjfa-10423	41	19	to	to	ADP
cjfa-10423	41	20	new	new	ADJ
cjfa-10423	41	21	global	global	ADJ
cjfa-10423	41	22	crises	crisis	NOUN
cjfa-10423	41	23	.	.	PUNCT
cjfa-10423	42	1	the	the	DET
cjfa-10423	42	2	natalia	natalia	PROPN
cjfa-10423	42	3	konovalova	konovalova	PROPN
cjfa-10423	42	4	,	,	PUNCT
cjfa-10423	42	5	snezhana	snezhana	PROPN
cjfa-10423	42	6	dalecka110	dalecka110	PROPN
cjfa-10423	42	7	new	new	ADJ
cjfa-10423	42	8	regulations	regulation	NOUN
cjfa-10423	42	9	require	require	VERB
cjfa-10423	42	10	increase	increase	NOUN
cjfa-10423	42	11	of	of	ADP
cjfa-10423	42	12	size	size	NOUN
cjfa-10423	42	13	of	of	ADP
cjfa-10423	42	14	capital	capital	NOUN
cjfa-10423	42	15	of	of	ADP
cjfa-10423	42	16	banks	bank	NOUN
cjfa-10423	42	17	,	,	PUNCT
cjfa-10423	42	18	improving	improve	VERB
cjfa-10423	42	19	its	its	PRON
cjfa-10423	42	20	quality	quality	NOUN
cjfa-10423	42	21	and	and	CCONJ
cjfa-10423	42	22	reducing	reduce	VERB
cjfa-10423	42	23	interest	interest	NOUN
cjfa-10423	42	24	in	in	ADP
cjfa-10423	42	25	using	use	VERB
cjfa-10423	42	26	financial	financial	ADJ
cjfa-10423	42	27	instruments	instrument	NOUN
cjfa-10423	42	28	with	with	ADP
cjfa-10423	42	29	high	high	ADJ
cjfa-10423	42	30	leverage	leverage	NOUN
cjfa-10423	42	31	.	.	PUNCT
cjfa-10423	43	1	from	from	ADP
cjfa-10423	43	2	the	the	DET
cjfa-10423	43	3	legal	legal	ADJ
cjfa-10423	43	4	point	point	NOUN
cjfa-10423	43	5	of	of	ADP
cjfa-10423	43	6	view	view	NOUN
cjfa-10423	43	7	basel	basel	PROPN
cjfa-10423	43	8	iii	iii	PROPN
cjfa-10423	43	9	standards	standard	NOUN
cjfa-10423	43	10	are	be	AUX
cjfa-10423	43	11	just	just	ADV
cjfa-10423	43	12	recommendations	recommendation	NOUN
cjfa-10423	43	13	for	for	ADP
cjfa-10423	43	14	reforming	reform	VERB
cjfa-10423	43	15	banking	banking	NOUN
cjfa-10423	43	16	regulation	regulation	NOUN
cjfa-10423	43	17	.	.	PUNCT
cjfa-10423	44	1	but	but	CCONJ
cjfa-10423	44	2	considering	consider	VERB
cjfa-10423	44	3	the	the	DET
cjfa-10423	44	4	fact	fact	NOUN
cjfa-10423	44	5	that	that	SCONJ
cjfa-10423	44	6	these	these	DET
cjfa-10423	44	7	rules	rule	NOUN
cjfa-10423	44	8	were	be	AUX
cjfa-10423	44	9	developed	develop	VERB
cjfa-10423	44	10	by	by	ADP
cjfa-10423	44	11	central	central	ADJ
cjfa-10423	44	12	banks	bank	NOUN
cjfa-10423	44	13	and	and	CCONJ
cjfa-10423	44	14	financial	financial	ADJ
cjfa-10423	44	15	market	market	NOUN
cjfa-10423	44	16	regulators	regulator	NOUN
cjfa-10423	44	17	of	of	ADP
cjfa-10423	44	18	the	the	DET
cjfa-10423	44	19	strongest	strong	ADJ
cjfa-10423	44	20	economies	economy	NOUN
cjfa-10423	44	21	in	in	ADP
cjfa-10423	44	22	the	the	DET
cjfa-10423	44	23	world	world	NOUN
cjfa-10423	44	24	,	,	PUNCT
cjfa-10423	44	25	they	they	PRON
cjfa-10423	44	26	actually	actually	ADV
cjfa-10423	44	27	serve	serve	VERB
cjfa-10423	44	28	as	as	ADP
cjfa-10423	44	29	commercial	commercial	ADJ
cjfa-10423	44	30	practice	practice	NOUN
cjfa-10423	44	31	regulation	regulation	NOUN
cjfa-10423	44	32	guidelines	guideline	NOUN
cjfa-10423	44	33	.	.	PUNCT
cjfa-10423	45	1	basel	basel	PROPN
cjfa-10423	45	2	iii	iii	PROPN
cjfa-10423	45	3	does	do	AUX
cjfa-10423	45	4	not	not	PART
cjfa-10423	45	5	supersede	supersede	VERB
cjfa-10423	45	6	basel	basel	PROPN
cjfa-10423	45	7	ii	ii	PROPN
cjfa-10423	45	8	,	,	PUNCT
cjfa-10423	45	9	but	but	CCONJ
cjfa-10423	45	10	rather	rather	ADV
cjfa-10423	45	11	supplements	supplement	VERB
cjfa-10423	45	12	it	it	PRON
cjfa-10423	45	13	.	.	PUNCT
cjfa-10423	46	1	the	the	DET
cjfa-10423	46	2	reform	reform	NOUN
cjfa-10423	46	3	envisions	envision	VERB
cjfa-10423	46	4	considerable	considerable	ADJ
cjfa-10423	46	5	reviewing	reviewing	NOUN
cjfa-10423	46	6	and	and	CCONJ
cjfa-10423	46	7	improving	improve	VERB
cjfa-10423	46	8	of	of	ADP
cjfa-10423	46	9	the	the	DET
cjfa-10423	46	10	existing	exist	VERB
cjfa-10423	46	11	,	,	PUNCT
cjfa-10423	46	12	and	and	CCONJ
cjfa-10423	46	13	introducing	introduce	VERB
cjfa-10423	46	14	several	several	ADJ
cjfa-10423	46	15	new	new	ADJ
cjfa-10423	46	16	requirements	requirement	NOUN
cjfa-10423	46	17	.	.	PUNCT
cjfa-10423	47	1	the	the	DET
cjfa-10423	47	2	document	document	NOUN
cjfa-10423	47	3	will	will	AUX
cjfa-10423	47	4	have	have	VERB
cjfa-10423	47	5	impact	impact	NOUN
cjfa-10423	47	6	on	on	ADP
cjfa-10423	47	7	changes	change	NOUN
cjfa-10423	47	8	in	in	ADP
cjfa-10423	47	9	capital	capital	NOUN
cjfa-10423	47	10	requirements	requirement	NOUN
cjfa-10423	47	11	.	.	PUNCT
cjfa-10423	48	1	the	the	DET
cjfa-10423	48	2	changes	change	NOUN
cjfa-10423	48	3	are	be	AUX
cjfa-10423	48	4	aimed	aim	VERB
cjfa-10423	48	5	at	at	ADP
cjfa-10423	48	6	increasing	increase	VERB
cjfa-10423	48	7	capital	capital	NOUN
cjfa-10423	48	8	quality	quality	NOUN
cjfa-10423	48	9	of	of	ADP
cjfa-10423	48	10	banks	bank	NOUN
cjfa-10423	48	11	,	,	PUNCT
cjfa-10423	48	12	coherence	coherence	NOUN
cjfa-10423	48	13	and	and	CCONJ
cjfa-10423	48	14	transparency	transparency	NOUN
cjfa-10423	48	15	of	of	ADP
cjfa-10423	48	16	capital	capital	NOUN
cjfa-10423	48	17	basis	basis	NOUN
cjfa-10423	48	18	,	,	PUNCT
cjfa-10423	48	19	and	and	CCONJ
cjfa-10423	48	20	strengthening	strengthening	NOUN
cjfa-10423	48	21	of	of	ADP
cjfa-10423	48	22	capital	capital	NOUN
cjfa-10423	48	23	cover	cover	NOUN
cjfa-10423	48	24	ratios	ratio	NOUN
cjfa-10423	48	25	for	for	ADP
cjfa-10423	48	26	risks	risk	NOUN
cjfa-10423	48	27	.	.	PUNCT
cjfa-10423	49	1	basel	basel	PROPN
cjfa-10423	49	2	iii	iii	PROPN
cjfa-10423	49	3	rules	rule	NOUN
cjfa-10423	49	4	are	be	AUX
cjfa-10423	49	5	scheduled	schedule	VERB
cjfa-10423	49	6	for	for	ADP
cjfa-10423	49	7	implementation	implementation	NOUN
cjfa-10423	49	8	starting	start	VERB
cjfa-10423	49	9	from	from	ADP
cjfa-10423	49	10	2013	2013	NUM
cjfa-10423	49	11	.	.	PUNCT
cjfa-10423	50	1	the	the	DET
cjfa-10423	50	2	implementation	implementation	NOUN
cjfa-10423	50	3	process	process	NOUN
cjfa-10423	50	4	of	of	ADP
cjfa-10423	50	5	standards	standard	NOUN
cjfa-10423	50	6	began	begin	VERB
cjfa-10423	50	7	already	already	ADV
cjfa-10423	50	8	in	in	ADP
cjfa-10423	50	9	01	01	NUM
cjfa-10423	50	10	january	january	NOUN
cjfa-10423	50	11	2011	2011	NUM
cjfa-10423	50	12	.	.	PUNCT
cjfa-10423	51	1	the	the	DET
cjfa-10423	51	2	observation	observation	NOUN
cjfa-10423	51	3	stage	stage	NOUN
cjfa-10423	51	4	lasted	last	VERB
cjfa-10423	51	5	until	until	ADP
cjfa-10423	51	6	the	the	DET
cjfa-10423	51	7	end	end	NOUN
cjfa-10423	51	8	of	of	ADP
cjfa-10423	51	9	2012	2012	NUM
cjfa-10423	51	10	.	.	PUNCT
cjfa-10423	52	1	during	during	ADP
cjfa-10423	52	2	that	that	DET
cjfa-10423	52	3	stage	stage	NOUN
cjfa-10423	52	4	the	the	DET
cjfa-10423	52	5	new	new	ADJ
cjfa-10423	52	6	rules	rule	NOUN
cjfa-10423	52	7	did	do	AUX
cjfa-10423	52	8	not	not	PART
cjfa-10423	52	9	come	come	VERB
cjfa-10423	52	10	into	into	ADP
cjfa-10423	52	11	effect	effect	NOUN
cjfa-10423	52	12	yet	yet	ADV
cjfa-10423	52	13	.	.	PUNCT
cjfa-10423	53	1	they	they	PRON
cjfa-10423	53	2	gradually	gradually	ADV
cjfa-10423	53	3	started	start	VERB
cjfa-10423	53	4	to	to	PART
cjfa-10423	53	5	come	come	VERB
cjfa-10423	53	6	into	into	ADP
cjfa-10423	53	7	effect	effect	NOUN
cjfa-10423	53	8	from	from	ADP
cjfa-10423	53	9	01	01	NUM
cjfa-10423	53	10	january	january	PROPN
cjfa-10423	53	11	2013	2013	NUM
cjfa-10423	53	12	till	till	SCONJ
cjfa-10423	53	13	01	01	NUM
cjfa-10423	53	14	january	january	PROPN
cjfa-10423	53	15	2019	2019	NUM
cjfa-10423	53	16	.	.	PUNCT
cjfa-10423	54	1	the	the	DET
cjfa-10423	54	2	implementation	implementation	NOUN
cjfa-10423	54	3	was	be	AUX
cjfa-10423	54	4	divided	divide	VERB
cjfa-10423	54	5	into	into	ADP
cjfa-10423	54	6	several	several	ADJ
cjfa-10423	54	7	stages	stage	NOUN
cjfa-10423	54	8	,	,	PUNCT
cjfa-10423	54	9	with	with	ADP
cjfa-10423	54	10	the	the	DET
cjfa-10423	54	11	deadline	deadline	NOUN
cjfa-10423	54	12	in	in	ADP
cjfa-10423	54	13	2019	2019	NUM
cjfa-10423	54	14	(	(	PUNCT
cjfa-10423	54	15	table	table	NOUN
cjfa-10423	54	16	1	1	NUM
cjfa-10423	54	17	)	)	PUNCT
cjfa-10423	54	18	.	.	PUNCT
cjfa-10423	55	1	fulfilment	fulfilment	NOUN
cjfa-10423	55	2	of	of	ADP
cjfa-10423	55	3	the	the	DET
cjfa-10423	55	4	requirement	requirement	NOUN
cjfa-10423	55	5	most	most	ADV
cjfa-10423	55	6	likely	likely	ADV
cjfa-10423	55	7	will	will	AUX
cjfa-10423	55	8	create	create	VERB
cjfa-10423	55	9	a	a	DET
cjfa-10423	55	10	need	need	NOUN
cjfa-10423	55	11	for	for	ADP
cjfa-10423	55	12	additional	additional	ADJ
cjfa-10423	55	13	capital	capital	NOUN
cjfa-10423	55	14	and	and	CCONJ
cjfa-10423	55	15	correspondingly	correspondingly	ADV
cjfa-10423	55	16	reflect	reflect	VERB
cjfa-10423	55	17	on	on	ADP
cjfa-10423	55	18	financially	financially	ADV
cjfa-10423	55	19	weak	weak	ADJ
cjfa-10423	55	20	latvian	latvian	ADJ
cjfa-10423	55	21	commercial	commercial	ADJ
cjfa-10423	55	22	banks	bank	NOUN
cjfa-10423	55	23	.	.	PUNCT
cjfa-10423	56	1	therefore	therefore	ADV
cjfa-10423	56	2	estimates	estimate	NOUN
cjfa-10423	56	3	should	should	AUX
cjfa-10423	56	4	be	be	AUX
cjfa-10423	56	5	made	make	VERB
cjfa-10423	56	6	in	in	ADP
cjfa-10423	56	7	a	a	DET
cjfa-10423	56	8	timely	timely	ADJ
cjfa-10423	56	9	manner	manner	NOUN
cjfa-10423	56	10	to	to	PART
cjfa-10423	56	11	evaluate	evaluate	VERB
cjfa-10423	56	12	impact	impact	NOUN
cjfa-10423	56	13	of	of	ADP
cjfa-10423	56	14	these	these	DET
cjfa-10423	56	15	changes	change	NOUN
cjfa-10423	56	16	on	on	ADP
cjfa-10423	56	17	bank	bank	NOUN
cjfa-10423	56	18	capital	capital	NOUN
cjfa-10423	56	19	requirements	requirement	NOUN
cjfa-10423	56	20	taking	take	VERB
cjfa-10423	56	21	into	into	ADP
cjfa-10423	56	22	consideration	consideration	NOUN
cjfa-10423	56	23	long	long	ADJ
cjfa-10423	56	24	-	-	PUNCT
cjfa-10423	56	25	term	term	NOUN
cjfa-10423	56	26	strategy	strategy	NOUN
cjfa-10423	56	27	.	.	PUNCT
cjfa-10423	57	1	table	table	NOUN
cjfa-10423	57	2	1	1	NUM
cjfa-10423	57	3	.	.	PUNCT
cjfa-10423	57	4	implementation	implementation	NOUN
cjfa-10423	57	5	schedule	schedule	NOUN
cjfa-10423	57	6	of	of	ADP
cjfa-10423	57	7	basel	basel	PROPN
cjfa-10423	57	8	iii	iii	PROPN
cjfa-10423	57	9	rules	rule	NOUN
cjfa-10423	57	10	names	name	NOUN
cjfa-10423	57	11	of	of	ADP
cjfa-10423	57	12	indicates	indicate	VERB
cjfa-10423	57	13	2011	2011	NUM
cjfa-10423	57	14	2012	2012	NUM
cjfa-10423	57	15	2013	2013	NUM
cjfa-10423	57	16	2014	2014	NUM
cjfa-10423	57	17	2015	2015	NUM
cjfa-10423	57	18	2016	2016	NUM
cjfa-10423	57	19	2017	2017	NUM
cjfa-10423	57	20	2018	2018	NUM
cjfa-10423	57	21	2019	2019	NUM
cjfa-10423	57	22	minimum	minimum	ADJ
cjfa-10423	57	23	common	common	ADJ
cjfa-10423	57	24	equity	equity	NOUN
cjfa-10423	57	25	capital	capital	NOUN
cjfa-10423	57	26	ratio	ratio	NOUN
cjfa-10423	57	27	(	(	PUNCT
cjfa-10423	57	28	cet	cet	PROPN
cjfa-10423	57	29	1	1	NUM
cjfa-10423	57	30	/	/	SYM
cjfa-10423	57	31	rwa	rwa	PROPN
cjfa-10423	57	32	)	)	PUNCT
cjfa-10423	57	33	supervisory	supervisory	ADJ
cjfa-10423	57	34	monitoring	monitor	VERB
cjfa-10423	57	35	supervisory	supervisory	ADJ
cjfa-10423	57	36	monitoring	monitoring	NOUN
cjfa-10423	57	37	3,5	3,5	NUM
cjfa-10423	57	38	%	%	NOUN
cjfa-10423	57	39	4,0	4,0	NUM
cjfa-10423	57	40	%	%	NOUN
cjfa-10423	57	41	4,5	4,5	NUM
cjfa-10423	57	42	%	%	NOUN
cjfa-10423	57	43	4,5	4,5	NUM
cjfa-10423	57	44	%	%	NOUN
cjfa-10423	57	45	4,5	4,5	NUM
cjfa-10423	57	46	%	%	NOUN
cjfa-10423	57	47	4,5	4,5	NUM
cjfa-10423	57	48	%	%	NOUN
cjfa-10423	57	49	4,5	4,5	NUM
cjfa-10423	57	50	%	%	NOUN
cjfa-10423	57	51	capital	capital	NOUN
cjfa-10423	57	52	conservation	conservation	NOUN
cjfa-10423	57	53	buffer	buffer	NOUN
cjfa-10423	57	54	supervisory	supervisory	ADJ
cjfa-10423	57	55	monitoring	monitor	VERB
cjfa-10423	57	56	supervisory	supervisory	ADJ
cjfa-10423	57	57	monitoring	monitoring	NOUN
cjfa-10423	57	58	0,625	0,625	NUM
cjfa-10423	57	59	%	%	NOUN
cjfa-10423	57	60	1,25	1,25	NUM
cjfa-10423	57	61	%	%	NOUN
cjfa-10423	57	62	1,875	1,875	NUM
cjfa-10423	57	63	%	%	NOUN
cjfa-10423	57	64	2,50	2,50	NUM
cjfa-10423	57	65	%	%	NOUN
cjfa-10423	57	66	minimum	minimum	ADJ
cjfa-10423	57	67	common	common	ADJ
cjfa-10423	57	68	equity	equity	NOUN
cjfa-10423	57	69	capital	capital	NOUN
cjfa-10423	57	70	ratio	ratio	NOUN
cjfa-10423	57	71	plus	plus	CCONJ
cjfa-10423	57	72	capital	capital	NOUN
cjfa-10423	57	73	conservation	conservation	NOUN
cjfa-10423	57	74	buffer	buffer	NOUN
cjfa-10423	57	75	supervisory	supervisory	ADJ
cjfa-10423	57	76	monitoring	monitor	VERB
cjfa-10423	57	77	supervisory	supervisory	ADJ
cjfa-10423	57	78	monitoring	monitoring	NOUN
cjfa-10423	57	79	3,5	3,5	NUM
cjfa-10423	57	80	%	%	NOUN
cjfa-10423	57	81	4,0	4,0	NUM
cjfa-10423	57	82	%	%	NOUN
cjfa-10423	57	83	4,5	4,5	NUM
cjfa-10423	57	84	%	%	NOUN
cjfa-10423	57	85	5,125	5,125	NUM
cjfa-10423	57	86	%	%	NOUN
cjfa-10423	57	87	5,75	5,75	NUM
cjfa-10423	57	88	%	%	NOUN
cjfa-10423	57	89	6,375	6,375	NUM
cjfa-10423	57	90	%	%	NOUN
cjfa-10423	57	91	7,0	7,0	NUM
cjfa-10423	57	92	%	%	NOUN
cjfa-10423	57	93	analysis	analysis	NOUN
cjfa-10423	57	94	and	and	CCONJ
cjfa-10423	57	95	evaluation	evaluation	NOUN
cjfa-10423	57	96	of	of	ADP
cjfa-10423	57	97	capital	capital	NOUN
cjfa-10423	57	98	adequacy	adequacy	NOUN
cjfa-10423	57	99	…	…	SYM
cjfa-10423	57	100	111	111	NUM
cjfa-10423	57	101	names	name	NOUN
cjfa-10423	57	102	of	of	ADP
cjfa-10423	57	103	indicates	indicate	VERB
cjfa-10423	57	104	2011	2011	NUM
cjfa-10423	57	105	2012	2012	NUM
cjfa-10423	57	106	2013	2013	NUM
cjfa-10423	57	107	2014	2014	NUM
cjfa-10423	57	108	2015	2015	NUM
cjfa-10423	57	109	2016	2016	NUM
cjfa-10423	57	110	2017	2017	NUM
cjfa-10423	57	111	2018	2018	NUM
cjfa-10423	57	112	2019	2019	NUM
cjfa-10423	57	113	minimum	minimum	NOUN
cjfa-10423	57	114	tier	tier	NOUN
cjfa-10423	57	115	1	1	NUM
cjfa-10423	57	116	capital	capital	NOUN
cjfa-10423	57	117	ratio	ratio	NOUN
cjfa-10423	57	118	(	(	PUNCT
cjfa-10423	57	119	t1c	t1c	NOUN
cjfa-10423	57	120	/	/	SYM
cjfa-10423	57	121	rwa	rwa	ADJ
cjfa-10423	57	122	)	)	PUNCT
cjfa-10423	57	123	supervisory	supervisory	ADJ
cjfa-10423	57	124	monitoring	monitor	VERB
cjfa-10423	57	125	supervisory	supervisory	ADJ
cjfa-10423	57	126	monitoring	monitor	VERB
cjfa-10423	57	127	4,5	4,5	NUM
cjfa-10423	57	128	%	%	NOUN
cjfa-10423	57	129	5,5	5,5	NUM
cjfa-10423	57	130	%	%	NOUN
cjfa-10423	57	131	6,0	6,0	NUM
cjfa-10423	57	132	%	%	NOUN
cjfa-10423	57	133	6,0	6,0	NUM
cjfa-10423	57	134	%	%	NOUN
cjfa-10423	57	135	6,0	6,0	NUM
cjfa-10423	57	136	%	%	NOUN
cjfa-10423	57	137	6,0	6,0	NUM
cjfa-10423	57	138	%	%	NOUN
cjfa-10423	57	139	6,0	6,0	NUM
cjfa-10423	57	140	%	%	NOUN
cjfa-10423	57	141	minimum	minimum	ADJ
cjfa-10423	57	142	total	total	NOUN
cjfa-10423	57	143	capital	capital	NOUN
cjfa-10423	57	144	ratio	ratio	NOUN
cjfa-10423	57	145	(	(	PUNCT
cjfa-10423	57	146	tc	tc	NOUN
cjfa-10423	57	147	/	/	SYM
cjfa-10423	57	148	rwa	rwa	ADJ
cjfa-10423	57	149	)	)	PUNCT
cjfa-10423	57	150	supervisory	supervisory	ADJ
cjfa-10423	57	151	monitoring	monitor	VERB
cjfa-10423	57	152	supervisory	supervisory	ADJ
cjfa-10423	57	153	monitoring	monitoring	NOUN
cjfa-10423	57	154	8,0	8,0	NUM
cjfa-10423	57	155	%	%	NOUN
cjfa-10423	57	156	8,0	8,0	NUM
cjfa-10423	57	157	%	%	NOUN
cjfa-10423	57	158	8,0	8,0	NUM
cjfa-10423	57	159	%	%	NOUN
cjfa-10423	57	160	8,0	8,0	NUM
cjfa-10423	57	161	%	%	NOUN
cjfa-10423	57	162	8,0	8,0	NUM
cjfa-10423	57	163	%	%	NOUN
cjfa-10423	57	164	8,0	8,0	NUM
cjfa-10423	57	165	%	%	NOUN
cjfa-10423	57	166	8,0	8,0	NUM
cjfa-10423	57	167	%	%	NOUN
cjfa-10423	57	168	minimum	minimum	ADJ
cjfa-10423	57	169	total	total	ADJ
cjfa-10423	57	170	capital	capital	NOUN
cjfa-10423	57	171	plus	plus	CCONJ
cjfa-10423	57	172	capital	capital	NOUN
cjfa-10423	57	173	conservation	conservation	NOUN
cjfa-10423	57	174	buffer	buffer	NOUN
cjfa-10423	57	175	supervisory	supervisory	ADJ
cjfa-10423	57	176	monitoring	monitor	VERB
cjfa-10423	57	177	supervisory	supervisory	ADJ
cjfa-10423	57	178	monitoring	monitoring	NOUN
cjfa-10423	57	179	8,0	8,0	NUM
cjfa-10423	57	180	%	%	NOUN
cjfa-10423	57	181	8,0	8,0	NUM
cjfa-10423	57	182	%	%	NOUN
cjfa-10423	57	183	8,0	8,0	NUM
cjfa-10423	57	184	%	%	NOUN
cjfa-10423	57	185	8,625	8,625	NUM
cjfa-10423	57	186	%	%	NOUN
cjfa-10423	57	187	9,25	9,25	NUM
cjfa-10423	57	188	%	%	NOUN
cjfa-10423	57	189	9,875	9,875	NUM
cjfa-10423	57	190	%	%	NOUN
cjfa-10423	57	191	10,5	10,5	NUM
cjfa-10423	57	192	%	%	NOUN
cjfa-10423	57	193	s	s	PART
cjfa-10423	57	194	o	o	NOUN
cjfa-10423	57	195	u	u	NOUN
cjfa-10423	57	196	r	r	NOUN
cjfa-10423	57	197	c	c	NOUN
cjfa-10423	57	198	e	e	NOUN
cjfa-10423	57	199	:	:	PUNCT
cjfa-10423	57	200	basel	basel	PROPN
cjfa-10423	57	201	committee	committee	PROPN
cjfa-10423	57	202	on	on	ADP
cjfa-10423	57	203	banking	banking	NOUN
cjfa-10423	57	204	supervision	supervision	NOUN
cjfa-10423	57	205	,	,	PUNCT
cjfa-10423	57	206	june	june	PROPN
cjfa-10423	57	207	2011	2011	NUM
cjfa-10423	57	208	.	.	PUNCT
cjfa-10423	58	1	analysis	analysis	NOUN
cjfa-10423	58	2	of	of	ADP
cjfa-10423	58	3	factors	factor	NOUN
cjfa-10423	58	4	influencing	influence	VERB
cjfa-10423	58	5	capital	capital	NOUN
cjfa-10423	58	6	adequacy	adequacy	NOUN
cjfa-10423	58	7	in	in	ADP
cjfa-10423	58	8	different	different	ADJ
cjfa-10423	58	9	groups	group	NOUN
cjfa-10423	58	10	of	of	ADP
cjfa-10423	58	11	latvian	latvian	ADJ
cjfa-10423	58	12	commercial	commercial	ADJ
cjfa-10423	58	13	banks	bank	NOUN
cjfa-10423	58	14	before	before	ADP
cjfa-10423	58	15	performing	perform	VERB
cjfa-10423	58	16	analysis	analysis	NOUN
cjfa-10423	58	17	of	of	ADP
cjfa-10423	58	18	latvian	latvian	ADJ
cjfa-10423	58	19	banking	banking	NOUN
cjfa-10423	58	20	sector	sector	NOUN
cjfa-10423	58	21	’s	’s	PART
cjfa-10423	58	22	capital	capital	NOUN
cjfa-10423	58	23	adequacy	adequacy	NOUN
cjfa-10423	58	24	level	level	NOUN
cjfa-10423	58	25	,	,	PUNCT
cjfa-10423	58	26	evaluation	evaluation	NOUN
cjfa-10423	58	27	of	of	ADP
cjfa-10423	58	28	capital	capital	NOUN
cjfa-10423	58	29	adequacy	adequacy	NOUN
cjfa-10423	58	30	of	of	ADP
cjfa-10423	58	31	latvian	latvian	ADJ
cjfa-10423	58	32	banks	bank	NOUN
cjfa-10423	58	33	in	in	ADP
cjfa-10423	58	34	comparison	comparison	NOUN
cjfa-10423	58	35	to	to	ADP
cjfa-10423	58	36	other	other	ADJ
cjfa-10423	58	37	european	european	ADJ
cjfa-10423	58	38	countries	country	NOUN
cjfa-10423	58	39	should	should	AUX
cjfa-10423	58	40	be	be	AUX
cjfa-10423	58	41	made	make	VERB
cjfa-10423	58	42	.	.	PUNCT
cjfa-10423	59	1	in	in	ADP
cjfa-10423	59	2	2013	2013	NUM
cjfa-10423	59	3	capital	capital	NOUN
cjfa-10423	59	4	adequacy	adequacy	NOUN
cjfa-10423	59	5	of	of	ADP
cjfa-10423	59	6	latvian	latvian	ADJ
cjfa-10423	59	7	banking	banking	NOUN
cjfa-10423	59	8	sector	sector	NOUN
cjfa-10423	59	9	at	at	ADP
cjfa-10423	59	10	the	the	DET
cjfa-10423	59	11	level	level	NOUN
cjfa-10423	59	12	of	of	ADP
cjfa-10423	59	13	consolidation	consolidation	NOUN
cjfa-10423	59	14	groups	group	NOUN
cjfa-10423	59	15	of	of	ADP
cjfa-10423	59	16	banks	bank	NOUN
cjfa-10423	59	17	exceeded	exceed	VERB
cjfa-10423	59	18	the	the	DET
cjfa-10423	59	19	average	average	ADJ
cjfa-10423	59	20	level	level	NOUN
cjfa-10423	59	21	in	in	ADP
cjfa-10423	59	22	eez	eez	PROPN
cjfa-10423	59	23	member	member	NOUN
cjfa-10423	59	24	states	state	NOUN
cjfa-10423	59	25	(	(	PUNCT
cjfa-10423	59	26	car	car	NOUN
cjfa-10423	59	27	–	–	PUNCT
cjfa-10423	59	28	15	15	NUM
cjfa-10423	59	29	%	%	NOUN
cjfa-10423	59	30	)	)	PUNCT
cjfa-10423	59	31	.	.	PUNCT
cjfa-10423	60	1	in	in	ADP
cjfa-10423	60	2	2013	2013	NUM
cjfa-10423	60	3	in	in	ADP
cjfa-10423	60	4	eez	eez	PROPN
cjfa-10423	60	5	states	state	VERB
cjfa-10423	60	6	the	the	DET
cjfa-10423	60	7	aforementioned	aforementioned	ADJ
cjfa-10423	60	8	ratio	ratio	NOUN
cjfa-10423	60	9	reached	reach	VERB
cjfa-10423	60	10	only	only	ADV
cjfa-10423	60	11	15.0	15.0	NUM
cjfa-10423	60	12	%	%	NOUN
cjfa-10423	60	13	,	,	PUNCT
cjfa-10423	60	14	whereas	whereas	SCONJ
cjfa-10423	60	15	in	in	ADP
cjfa-10423	60	16	latvia	latvia	PROPN
cjfa-10423	60	17	it	it	PRON
cjfa-10423	60	18	amounted	amount	VERB
cjfa-10423	60	19	to	to	ADP
cjfa-10423	60	20	18.94	18.94	NUM
cjfa-10423	60	21	%	%	NOUN
cjfa-10423	60	22	(	(	PUNCT
cjfa-10423	60	23	figure	figure	NOUN
cjfa-10423	60	24	1	1	NUM
cjfa-10423	60	25	)	)	PUNCT
cjfa-10423	60	26	.	.	PUNCT
cjfa-10423	61	1	figure	figure	NOUN
cjfa-10423	61	2	1	1	NUM
cjfa-10423	61	3	.	.	PUNCT
cjfa-10423	61	4	capital	capital	NOUN
cjfa-10423	61	5	adequacy	adequacy	NOUN
cjfa-10423	61	6	ratios	ratio	NOUN
cjfa-10423	61	7	of	of	ADP
cjfa-10423	61	8	latvian	latvian	ADJ
cjfa-10423	61	9	commercial	commercial	ADJ
cjfa-10423	61	10	banks	bank	NOUN
cjfa-10423	61	11	analysis	analysis	NOUN
cjfa-10423	61	12	of	of	ADP
cjfa-10423	61	13	factors	factor	NOUN
cjfa-10423	61	14	influencing	influence	VERB
cjfa-10423	61	15	capital	capital	NOUN
cjfa-10423	61	16	adequacy	adequacy	NOUN
cjfa-10423	61	17	in	in	ADP
cjfa-10423	61	18	different	different	ADJ
cjfa-10423	61	19	groups	group	NOUN
cjfa-10423	61	20	of	of	ADP
cjfa-10423	61	21	latvian	latvian	ADJ
cjfa-10423	61	22	commercial	commercial	ADJ
cjfa-10423	61	23	banks	bank	NOUN
cjfa-10423	61	24	before	before	ADP
cjfa-10423	61	25	performing	perform	VERB
cjfa-10423	61	26	analysis	analysis	NOUN
cjfa-10423	61	27	of	of	ADP
cjfa-10423	61	28	latvian	latvian	ADJ
cjfa-10423	61	29	banking	banking	NOUN
cjfa-10423	61	30	sector	sector	NOUN
cjfa-10423	61	31	's	's	PART
cjfa-10423	61	32	capital	capital	NOUN
cjfa-10423	61	33	adequacy	adequacy	NOUN
cjfa-10423	61	34	level	level	NOUN
cjfa-10423	61	35	,	,	PUNCT
cjfa-10423	61	36	evaluation	evaluation	NOUN
cjfa-10423	61	37	of	of	ADP
cjfa-10423	61	38	capital	capital	NOUN
cjfa-10423	61	39	adequacy	adequacy	NOUN
cjfa-10423	61	40	of	of	ADP
cjfa-10423	61	41	latvian	latvian	ADJ
cjfa-10423	61	42	banks	bank	NOUN
cjfa-10423	61	43	in	in	ADP
cjfa-10423	61	44	comparison	comparison	NOUN
cjfa-10423	61	45	to	to	ADP
cjfa-10423	61	46	other	other	ADJ
cjfa-10423	61	47	european	european	ADJ
cjfa-10423	61	48	countries	country	NOUN
cjfa-10423	61	49	should	should	AUX
cjfa-10423	61	50	be	be	AUX
cjfa-10423	61	51	made	make	VERB
cjfa-10423	61	52	.	.	PUNCT
cjfa-10423	62	1	in	in	ADP
cjfa-10423	62	2	2013	2013	NUM
cjfa-10423	62	3	capital	capital	NOUN
cjfa-10423	62	4	adequacy	adequacy	NOUN
cjfa-10423	62	5	of	of	ADP
cjfa-10423	62	6	latvian	latvian	ADJ
cjfa-10423	62	7	banking	banking	NOUN
cjfa-10423	62	8	sector	sector	NOUN
cjfa-10423	62	9	at	at	ADP
cjfa-10423	62	10	the	the	DET
cjfa-10423	62	11	level	level	NOUN
cjfa-10423	62	12	of	of	ADP
cjfa-10423	62	13	consolidation	consolidation	NOUN
cjfa-10423	62	14	groups	group	NOUN
cjfa-10423	62	15	of	of	ADP
cjfa-10423	62	16	banks	bank	NOUN
cjfa-10423	62	17	exceeded	exceed	VERB
cjfa-10423	62	18	the	the	DET
cjfa-10423	62	19	average	average	ADJ
cjfa-10423	62	20	level	level	NOUN
cjfa-10423	62	21	in	in	ADP
cjfa-10423	62	22	eez	eez	PROPN
cjfa-10423	62	23	member	member	NOUN
cjfa-10423	62	24	states	state	NOUN
cjfa-10423	62	25	(	(	PUNCT
cjfa-10423	62	26	car	car	NOUN
cjfa-10423	62	27	–	–	PUNCT
cjfa-10423	62	28	15	15	NUM
cjfa-10423	62	29	%	%	NOUN
cjfa-10423	62	30	)	)	PUNCT
cjfa-10423	62	31	.	.	PUNCT
cjfa-10423	63	1	in	in	ADP
cjfa-10423	63	2	2013	2013	NUM
cjfa-10423	63	3	in	in	ADP
cjfa-10423	63	4	eez	eez	PROPN
cjfa-10423	63	5	states	state	VERB
cjfa-10423	63	6	the	the	DET
cjfa-10423	63	7	aforementioned	aforementioned	ADJ
cjfa-10423	63	8	ratio	ratio	NOUN
cjfa-10423	63	9	reached	reach	VERB
cjfa-10423	63	10	only	only	ADV
cjfa-10423	63	11	15.0	15.0	NUM
cjfa-10423	63	12	%	%	NOUN
cjfa-10423	63	13	,	,	PUNCT
cjfa-10423	63	14	whereas	whereas	SCONJ
cjfa-10423	63	15	in	in	ADP
cjfa-10423	63	16	latvia	latvia	PROPN
cjfa-10423	63	17	it	it	PRON
cjfa-10423	63	18	amounted	amount	VERB
cjfa-10423	63	19	to	to	ADP
cjfa-10423	63	20	18.94	18.94	NUM
cjfa-10423	63	21	%	%	NOUN
cjfa-10423	63	22	(	(	PUNCT
cjfa-10423	63	23	figure	figure	NOUN
cjfa-10423	63	24	1	1	NUM
cjfa-10423	63	25	)	)	PUNCT
cjfa-10423	63	26	.	.	PUNCT
cjfa-10423	64	1	figure	figure	NOUN
cjfa-10423	64	2	1	1	NUM
cjfa-10423	64	3	.	.	PUNCT
cjfa-10423	64	4	capital	capital	NOUN
cjfa-10423	64	5	adequacy	adequacy	NOUN
cjfa-10423	64	6	ratios	ratio	NOUN
cjfa-10423	64	7	of	of	ADP
cjfa-10423	64	8	latvian	latvian	ADJ
cjfa-10423	64	9	commercial	commercial	ADJ
cjfa-10423	64	10	banks	bank	NOUN
cjfa-10423	64	11	15.25	15.25	NUM
cjfa-10423	64	12	%	%	NOUN
cjfa-10423	64	13	17.60	17.60	NUM
cjfa-10423	64	14	%	%	NOUN
cjfa-10423	64	15	17.32	17.32	NUM
cjfa-10423	64	16	%	%	NOUN
cjfa-10423	64	17	18.94	18.94	NUM
cjfa-10423	64	18	%	%	NOUN
cjfa-10423	64	19	0.00	0.00	NUM
cjfa-10423	64	20	%	%	NOUN
cjfa-10423	64	21	5.00	5.00	NUM
cjfa-10423	64	22	%	%	NOUN
cjfa-10423	64	23	10.00	10.00	NUM
cjfa-10423	64	24	%	%	NOUN
cjfa-10423	64	25	15.00	15.00	NUM
cjfa-10423	64	26	%	%	NOUN
cjfa-10423	64	27	20.00	20.00	NUM
cjfa-10423	64	28	%	%	NOUN
cjfa-10423	64	29	2012	2012	NUM
cjfa-10423	64	30	2013	2013	NUM
cjfa-10423	64	31	tier	tier	NOUN
cjfa-10423	64	32	1	1	NUM
cjfa-10423	64	33	capital	capital	NOUN
cjfa-10423	64	34	adequacy	adequacy	NOUN
cjfa-10423	64	35	ratio	ratio	NOUN
cjfa-10423	64	36	capital	capital	NOUN
cjfa-10423	64	37	adequacy	adequacy	PROPN
cjfa-10423	64	38	ratio	ratio	NOUN
cjfa-10423	64	39	source	source	NOUN
cjfa-10423	64	40	:	:	PUNCT
cjfa-10423	64	41	created	create	VERB
cjfa-10423	64	42	by	by	ADP
cjfa-10423	64	43	authors	author	NOUN
cjfa-10423	64	44	based	base	VERB
cjfa-10423	64	45	on	on	ADP
cjfa-10423	64	46	fcmc	fcmc	PROPN
cjfa-10423	64	47	data	data	PROPN
cjfa-10423	64	48	,	,	PUNCT
cjfa-10423	64	49	2013	2013	NUM
cjfa-10423	64	50	/	/	SYM
cjfa-10423	64	51	2014	2014	NUM
cjfa-10423	64	52	at	at	ADP
cjfa-10423	64	53	the	the	DET
cjfa-10423	64	54	beginning	beginning	NOUN
cjfa-10423	64	55	of	of	ADP
cjfa-10423	64	56	2014	2014	NUM
cjfa-10423	64	57	the	the	DET
cjfa-10423	64	58	number	number	NOUN
cjfa-10423	64	59	of	of	ADP
cjfa-10423	64	60	banks	bank	NOUN
cjfa-10423	64	61	in	in	ADP
cjfa-10423	64	62	the	the	DET
cjfa-10423	64	63	country	country	NOUN
cjfa-10423	64	64	shrank	shrink	VERB
cjfa-10423	64	65	to	to	ADP
cjfa-10423	64	66	17	17	NUM
cjfa-10423	64	67	(	(	PUNCT
cjfa-10423	64	68	in	in	ADP
cjfa-10423	64	69	addition	addition	NOUN
cjfa-10423	64	70	9	9	NUM
cjfa-10423	64	71	branches	branch	NOUN
cjfa-10423	64	72	of	of	ADP
cjfa-10423	64	73	foreign	foreign	ADJ
cjfa-10423	64	74	banks	bank	NOUN
cjfa-10423	64	75	operate	operate	VERB
cjfa-10423	64	76	in	in	ADP
cjfa-10423	64	77	latvia	latvia	PROPN
cjfa-10423	64	78	)	)	PUNCT
cjfa-10423	64	79	,	,	PUNCT
cjfa-10423	64	80	because	because	SCONJ
cjfa-10423	64	81	as	as	SCONJ
cjfa-10423	64	82	ge	ge	PROPN
cjfa-10423	64	83	money	money	PROPN
cjfa-10423	64	84	bank	bank	PROPN
cjfa-10423	64	85	,	,	PUNCT
cjfa-10423	64	86	as	as	ADP
cjfa-10423	64	87	unicredit	unicredit	NOUN
cjfa-10423	64	88	bank	bank	NOUN
cjfa-10423	64	89	and	and	CCONJ
cjfa-10423	64	90	as	as	SCONJ
cjfa-10423	64	91	mortgage	mortgage	NOUN
cjfa-10423	64	92	and	and	CCONJ
cjfa-10423	64	93	land	land	NOUN
cjfa-10423	64	94	bank	bank	PROPN
cjfa-10423	64	95	of	of	ADP
cjfa-10423	64	96	latvia	latvia	PROPN
cjfa-10423	64	97	changed	change	VERB
cjfa-10423	64	98	their	their	PRON
cjfa-10423	64	99	business	business	NOUN
cjfa-10423	64	100	strategy	strategy	NOUN
cjfa-10423	64	101	and	and	CCONJ
cjfa-10423	64	102	decided	decide	VERB
cjfa-10423	64	103	to	to	PART
cjfa-10423	64	104	stop	stop	VERB
cjfa-10423	64	105	providing	provide	VERB
cjfa-10423	64	106	services	service	NOUN
cjfa-10423	64	107	on	on	ADP
cjfa-10423	64	108	latvian	latvian	ADJ
cjfa-10423	64	109	market	market	NOUN
cjfa-10423	64	110	.	.	PUNCT
cjfa-10423	65	1	as	as	ADP
cjfa-10423	65	2	a	a	DET
cjfa-10423	65	3	comparison	comparison	NOUN
cjfa-10423	65	4	,	,	PUNCT
cjfa-10423	65	5	at	at	ADP
cjfa-10423	65	6	the	the	DET
cjfa-10423	65	7	end	end	NOUN
cjfa-10423	65	8	of	of	ADP
cjfa-10423	65	9	2013	2013	NUM
cjfa-10423	65	10	20	20	NUM
cjfa-10423	65	11	banks	bank	NOUN
cjfa-10423	65	12	and	and	CCONJ
cjfa-10423	65	13	9	9	NUM
cjfa-10423	65	14	branches	branch	NOUN
cjfa-10423	65	15	of	of	ADP
cjfa-10423	65	16	foreign	foreign	ADJ
cjfa-10423	65	17	banks	bank	NOUN
cjfa-10423	65	18	operated	operate	VERB
cjfa-10423	65	19	on	on	ADP
cjfa-10423	65	20	latvian	latvian	ADJ
cjfa-10423	65	21	market	market	NOUN
cjfa-10423	65	22	.	.	PUNCT
cjfa-10423	66	1	according	accord	VERB
cjfa-10423	66	2	to	to	ADP
cjfa-10423	66	3	2012	2012	NUM
cjfa-10423	66	4	statistics	statistic	NOUN
cjfa-10423	66	5	the	the	DET
cjfa-10423	66	6	number	number	NOUN
cjfa-10423	66	7	of	of	ADP
cjfa-10423	66	8	commercial	commercial	ADJ
cjfa-10423	66	9	banks	bank	NOUN
cjfa-10423	66	10	in	in	ADP
cjfa-10423	66	11	latvia	latvia	PROPN
cjfa-10423	66	12	for	for	ADP
cjfa-10423	66	13	the	the	DET
cjfa-10423	66	14	most	most	ADJ
cjfa-10423	66	15	part	part	NOUN
cjfa-10423	66	16	shows	show	VERB
cjfa-10423	66	17	a	a	DET
cjfa-10423	66	18	growth	growth	NOUN
cjfa-10423	66	19	tendency	tendency	NOUN
cjfa-10423	66	20	and	and	CCONJ
cjfa-10423	66	21	since	since	SCONJ
cjfa-10423	66	22	2001	2001	NUM
cjfa-10423	66	23	has	have	AUX
cjfa-10423	66	24	increased	increase	VERB
cjfa-10423	66	25	by	by	ADP
cjfa-10423	66	26	11.11	11.11	NUM
cjfa-10423	66	27	%	%	NOUN
cjfa-10423	66	28	.	.	PUNCT
cjfa-10423	67	1	the	the	DET
cjfa-10423	67	2	data	datum	NOUN
cjfa-10423	67	3	of	of	ADP
cjfa-10423	67	4	2013	2013	NUM
cjfa-10423	67	5	does	do	AUX
cjfa-10423	67	6	not	not	PART
cjfa-10423	67	7	indicate	indicate	VERB
cjfa-10423	67	8	such	such	ADJ
cjfa-10423	67	9	positive	positive	ADJ
cjfa-10423	67	10	tendency	tendency	NOUN
cjfa-10423	67	11	any	any	PRON
cjfa-10423	67	12	more	more	ADV
cjfa-10423	67	13	,	,	PUNCT
cjfa-10423	67	14	since	since	SCONJ
cjfa-10423	67	15	the	the	DET
cjfa-10423	67	16	number	number	NOUN
cjfa-10423	67	17	of	of	ADP
cjfa-10423	67	18	banks	bank	NOUN
cjfa-10423	67	19	during	during	ADP
cjfa-10423	67	20	the	the	DET
cjfa-10423	67	21	year	year	NOUN
cjfa-10423	67	22	shrank	shrink	VERB
cjfa-10423	67	23	by	by	ADP
cjfa-10423	67	24	15	15	NUM
cjfa-10423	67	25	%	%	NOUN
cjfa-10423	67	26	(	(	PUNCT
cjfa-10423	67	27	or	or	CCONJ
cjfa-10423	67	28	by	by	ADP
cjfa-10423	67	29	three	three	NUM
cjfa-10423	67	30	banks	bank	NOUN
cjfa-10423	67	31	)	)	PUNCT
cjfa-10423	67	32	.	.	PUNCT
cjfa-10423	68	1	interest	interest	NOUN
cjfa-10423	68	2	of	of	ADP
cjfa-10423	68	3	foreign	foreign	ADJ
cjfa-10423	68	4	investors	investor	NOUN
cjfa-10423	68	5	in	in	ADP
cjfa-10423	68	6	latvian	latvian	ADJ
cjfa-10423	68	7	market	market	NOUN
cjfa-10423	68	8	in	in	ADP
cjfa-10423	68	9	the	the	DET
cjfa-10423	68	10	long	long	ADJ
cjfa-10423	68	11	term	term	NOUN
cjfa-10423	68	12	remains	remain	VERB
cjfa-10423	68	13	at	at	ADP
cjfa-10423	68	14	the	the	DET
cjfa-10423	68	15	same	same	ADJ
cjfa-10423	68	16	level	level	NOUN
cjfa-10423	68	17	,	,	PUNCT
cjfa-10423	68	18	illustrated	illustrate	VERB
cjfa-10423	68	19	by	by	ADP
cjfa-10423	68	20	the	the	DET
cjfa-10423	68	21	increased	increase	VERB
cjfa-10423	68	22	concentration	concentration	NOUN
cjfa-10423	68	23	of	of	ADP
cjfa-10423	68	24	investments	investment	NOUN
cjfa-10423	68	25	of	of	ADP
cjfa-10423	68	26	nonresident	nonresident	ADJ
cjfa-10423	68	27	shareholders	shareholder	NOUN
cjfa-10423	68	28	in	in	ADP
cjfa-10423	68	29	equity	equity	NOUN
cjfa-10423	68	30	capital	capital	NOUN
cjfa-10423	68	31	of	of	ADP
cjfa-10423	68	32	banks	bank	NOUN
cjfa-10423	68	33	registered	register	VERB
cjfa-10423	68	34	in	in	ADP
cjfa-10423	68	35	latvia	latvia	PROPN
cjfa-10423	68	36	(	(	PUNCT
cjfa-10423	68	37	figure	figure	NOUN
cjfa-10423	68	38	2	2	NUM
cjfa-10423	68	39	)	)	PUNCT
cjfa-10423	68	40	.	.	PUNCT
cjfa-10423	69	1	s	s	PART
cjfa-10423	69	2	o	o	X
cjfa-10423	69	3	u	u	NOUN
cjfa-10423	69	4	r	r	NOUN
cjfa-10423	69	5	c	c	NOUN
cjfa-10423	69	6	e	e	NOUN
cjfa-10423	69	7	:	:	PUNCT
cjfa-10423	69	8	created	create	VERB
cjfa-10423	69	9	by	by	ADP
cjfa-10423	69	10	authors	author	NOUN
cjfa-10423	69	11	based	base	VERB
cjfa-10423	69	12	on	on	ADP
cjfa-10423	69	13	fcmc	fcmc	PROPN
cjfa-10423	69	14	data	data	PROPN
cjfa-10423	69	15	,	,	PUNCT
cjfa-10423	69	16	2013	2013	NUM
cjfa-10423	69	17	/	/	SYM
cjfa-10423	69	18	2014	2014	NUM
cjfa-10423	69	19	.	.	PUNCT
cjfa-10423	70	1	natalia	natalia	PROPN
cjfa-10423	70	2	konovalova	konovalova	PROPN
cjfa-10423	70	3	,	,	PUNCT
cjfa-10423	70	4	snezhana	snezhana	PROPN
cjfa-10423	70	5	dalecka112	dalecka112	PROPN
cjfa-10423	70	6	at	at	ADP
cjfa-10423	70	7	the	the	DET
cjfa-10423	70	8	beginning	beginning	NOUN
cjfa-10423	70	9	of	of	ADP
cjfa-10423	70	10	2014	2014	NUM
cjfa-10423	70	11	the	the	DET
cjfa-10423	70	12	number	number	NOUN
cjfa-10423	70	13	of	of	ADP
cjfa-10423	70	14	banks	bank	NOUN
cjfa-10423	70	15	in	in	ADP
cjfa-10423	70	16	the	the	DET
cjfa-10423	70	17	country	country	NOUN
cjfa-10423	70	18	shrank	shrink	VERB
cjfa-10423	70	19	to	to	ADP
cjfa-10423	70	20	17	17	NUM
cjfa-10423	70	21	(	(	PUNCT
cjfa-10423	70	22	in	in	ADP
cjfa-10423	70	23	addition	addition	NOUN
cjfa-10423	70	24	9	9	NUM
cjfa-10423	70	25	branches	branch	NOUN
cjfa-10423	70	26	of	of	ADP
cjfa-10423	70	27	foreign	foreign	ADJ
cjfa-10423	70	28	banks	bank	NOUN
cjfa-10423	70	29	operate	operate	VERB
cjfa-10423	70	30	in	in	ADP
cjfa-10423	70	31	latvia	latvia	PROPN
cjfa-10423	70	32	)	)	PUNCT
cjfa-10423	70	33	,	,	PUNCT
cjfa-10423	70	34	because	because	SCONJ
cjfa-10423	70	35	as	as	SCONJ
cjfa-10423	70	36	ge	ge	PROPN
cjfa-10423	70	37	money	money	PROPN
cjfa-10423	70	38	bank	bank	PROPN
cjfa-10423	70	39	,	,	PUNCT
cjfa-10423	70	40	as	as	ADP
cjfa-10423	70	41	unicredit	unicredit	NOUN
cjfa-10423	70	42	bank	bank	NOUN
cjfa-10423	70	43	and	and	CCONJ
cjfa-10423	70	44	as	as	SCONJ
cjfa-10423	70	45	mortgage	mortgage	NOUN
cjfa-10423	70	46	and	and	CCONJ
cjfa-10423	70	47	land	land	NOUN
cjfa-10423	70	48	bank	bank	PROPN
cjfa-10423	70	49	of	of	ADP
cjfa-10423	70	50	latvia	latvia	PROPN
cjfa-10423	70	51	changed	change	VERB
cjfa-10423	70	52	their	their	PRON
cjfa-10423	70	53	business	business	NOUN
cjfa-10423	70	54	strategy	strategy	NOUN
cjfa-10423	70	55	and	and	CCONJ
cjfa-10423	70	56	decided	decide	VERB
cjfa-10423	70	57	to	to	PART
cjfa-10423	70	58	stop	stop	VERB
cjfa-10423	70	59	providing	provide	VERB
cjfa-10423	70	60	services	service	NOUN
cjfa-10423	70	61	on	on	ADP
cjfa-10423	70	62	latvian	latvian	ADJ
cjfa-10423	70	63	market	market	NOUN
cjfa-10423	70	64	.	.	PUNCT
cjfa-10423	71	1	as	as	ADP
cjfa-10423	71	2	a	a	DET
cjfa-10423	71	3	comparison	comparison	NOUN
cjfa-10423	71	4	,	,	PUNCT
cjfa-10423	71	5	at	at	ADP
cjfa-10423	71	6	the	the	DET
cjfa-10423	71	7	end	end	NOUN
cjfa-10423	71	8	of	of	ADP
cjfa-10423	71	9	2013	2013	NUM
cjfa-10423	71	10	20	20	NUM
cjfa-10423	71	11	banks	bank	NOUN
cjfa-10423	71	12	and	and	CCONJ
cjfa-10423	71	13	9	9	NUM
cjfa-10423	71	14	branches	branch	NOUN
cjfa-10423	71	15	of	of	ADP
cjfa-10423	71	16	foreign	foreign	ADJ
cjfa-10423	71	17	banks	bank	NOUN
cjfa-10423	71	18	operated	operate	VERB
cjfa-10423	71	19	on	on	ADP
cjfa-10423	71	20	latvian	latvian	ADJ
cjfa-10423	71	21	market	market	NOUN
cjfa-10423	71	22	.	.	PUNCT
cjfa-10423	72	1	according	accord	VERB
cjfa-10423	72	2	to	to	ADP
cjfa-10423	72	3	2012	2012	NUM
cjfa-10423	72	4	statistics	statistic	NOUN
cjfa-10423	72	5	the	the	DET
cjfa-10423	72	6	number	number	NOUN
cjfa-10423	72	7	of	of	ADP
cjfa-10423	72	8	commercial	commercial	ADJ
cjfa-10423	72	9	banks	bank	NOUN
cjfa-10423	72	10	in	in	ADP
cjfa-10423	72	11	latvia	latvia	PROPN
cjfa-10423	72	12	for	for	ADP
cjfa-10423	72	13	the	the	DET
cjfa-10423	72	14	most	most	ADJ
cjfa-10423	72	15	part	part	NOUN
cjfa-10423	72	16	shows	show	VERB
cjfa-10423	72	17	a	a	DET
cjfa-10423	72	18	growth	growth	NOUN
cjfa-10423	72	19	tendency	tendency	NOUN
cjfa-10423	72	20	and	and	CCONJ
cjfa-10423	72	21	since	since	SCONJ
cjfa-10423	72	22	2001	2001	NUM
cjfa-10423	72	23	has	have	AUX
cjfa-10423	72	24	increased	increase	VERB
cjfa-10423	72	25	by	by	ADP
cjfa-10423	72	26	11.11	11.11	NUM
cjfa-10423	72	27	%	%	NOUN
cjfa-10423	72	28	.	.	PUNCT
cjfa-10423	73	1	the	the	DET
cjfa-10423	73	2	data	datum	NOUN
cjfa-10423	73	3	of	of	ADP
cjfa-10423	73	4	2013	2013	NUM
cjfa-10423	73	5	does	do	AUX
cjfa-10423	73	6	not	not	PART
cjfa-10423	73	7	indicate	indicate	VERB
cjfa-10423	73	8	such	such	ADJ
cjfa-10423	73	9	positive	positive	ADJ
cjfa-10423	73	10	tendency	tendency	NOUN
cjfa-10423	73	11	any	any	PRON
cjfa-10423	73	12	more	more	ADV
cjfa-10423	73	13	,	,	PUNCT
cjfa-10423	73	14	since	since	SCONJ
cjfa-10423	73	15	the	the	DET
cjfa-10423	73	16	number	number	NOUN
cjfa-10423	73	17	of	of	ADP
cjfa-10423	73	18	banks	bank	NOUN
cjfa-10423	73	19	during	during	ADP
cjfa-10423	73	20	the	the	DET
cjfa-10423	73	21	year	year	NOUN
cjfa-10423	73	22	shrank	shrink	VERB
cjfa-10423	73	23	by	by	ADP
cjfa-10423	73	24	15	15	NUM
cjfa-10423	73	25	%	%	NOUN
cjfa-10423	73	26	(	(	PUNCT
cjfa-10423	73	27	or	or	CCONJ
cjfa-10423	73	28	by	by	ADP
cjfa-10423	73	29	three	three	NUM
cjfa-10423	73	30	banks	bank	NOUN
cjfa-10423	73	31	)	)	PUNCT
cjfa-10423	73	32	.	.	PUNCT
cjfa-10423	74	1	interest	interest	NOUN
cjfa-10423	74	2	of	of	ADP
cjfa-10423	74	3	foreign	foreign	ADJ
cjfa-10423	74	4	investors	investor	NOUN
cjfa-10423	74	5	in	in	ADP
cjfa-10423	74	6	latvian	latvian	ADJ
cjfa-10423	74	7	market	market	NOUN
cjfa-10423	74	8	in	in	ADP
cjfa-10423	74	9	the	the	DET
cjfa-10423	74	10	long	long	ADJ
cjfa-10423	74	11	term	term	NOUN
cjfa-10423	74	12	remains	remain	VERB
cjfa-10423	74	13	at	at	ADP
cjfa-10423	74	14	the	the	DET
cjfa-10423	74	15	same	same	ADJ
cjfa-10423	74	16	level	level	NOUN
cjfa-10423	74	17	,	,	PUNCT
cjfa-10423	74	18	illustrated	illustrate	VERB
cjfa-10423	74	19	by	by	ADP
cjfa-10423	74	20	the	the	DET
cjfa-10423	74	21	increased	increase	VERB
cjfa-10423	74	22	concentration	concentration	NOUN
cjfa-10423	74	23	of	of	ADP
cjfa-10423	74	24	investments	investment	NOUN
cjfa-10423	74	25	of	of	ADP
cjfa-10423	74	26	non	non	ADJ
cjfa-10423	74	27	-	-	ADJ
cjfa-10423	74	28	resident	resident	ADJ
cjfa-10423	74	29	shareholders	shareholder	NOUN
cjfa-10423	74	30	in	in	ADP
cjfa-10423	74	31	equity	equity	NOUN
cjfa-10423	74	32	capital	capital	NOUN
cjfa-10423	74	33	of	of	ADP
cjfa-10423	74	34	banks	bank	NOUN
cjfa-10423	74	35	registered	register	VERB
cjfa-10423	74	36	in	in	ADP
cjfa-10423	74	37	latvia	latvia	PROPN
cjfa-10423	74	38	(	(	PUNCT
cjfa-10423	74	39	figure	figure	NOUN
cjfa-10423	74	40	2	2	NUM
cjfa-10423	74	41	)	)	PUNCT
cjfa-10423	74	42	.	.	PUNCT
cjfa-10423	75	1	during	during	ADP
cjfa-10423	75	2	the	the	DET
cjfa-10423	75	3	period	period	NOUN
cjfa-10423	75	4	of	of	ADP
cjfa-10423	75	5	time	time	NOUN
cjfa-10423	75	6	from	from	ADP
cjfa-10423	75	7	2001	2001	NUM
cjfa-10423	75	8	to	to	ADP
cjfa-10423	75	9	2013	2013	NUM
cjfa-10423	75	10	concentration	concentration	NOUN
cjfa-10423	75	11	of	of	ADP
cjfa-10423	75	12	foreign	foreign	ADJ
cjfa-10423	75	13	capital	capital	NOUN
cjfa-10423	75	14	in	in	ADP
cjfa-10423	75	15	latvian	latvian	ADJ
cjfa-10423	75	16	banking	banking	NOUN
cjfa-10423	75	17	sector	sector	NOUN
cjfa-10423	75	18	on	on	ADP
cjfa-10423	75	19	the	the	DET
cjfa-10423	75	20	average	average	NOUN
cjfa-10423	75	21	exceeded	exceed	VERB
cjfa-10423	75	22	56.69	56.69	NUM
cjfa-10423	75	23	%	%	NOUN
cjfa-10423	75	24	,	,	PUNCT
cjfa-10423	75	25	and	and	CCONJ
cjfa-10423	75	26	in	in	ADP
cjfa-10423	75	27	2013	2013	NUM
cjfa-10423	75	28	reached	reach	VERB
cjfa-10423	75	29	58.83	58.83	NUM
cjfa-10423	75	30	%	%	NOUN
cjfa-10423	75	31	.	.	PUNCT
cjfa-10423	76	1	the	the	DET
cjfa-10423	76	2	majority	majority	NOUN
cjfa-10423	76	3	of	of	ADP
cjfa-10423	76	4	banks	bank	NOUN
cjfa-10423	76	5	registered	register	VERB
cjfa-10423	76	6	in	in	ADP
cjfa-10423	76	7	latvia	latvia	PROPN
cjfa-10423	76	8	have	have	VERB
cjfa-10423	76	9	foreign	foreign	ADJ
cjfa-10423	76	10	(	(	PUNCT
cjfa-10423	76	11	east	east	ADJ
cjfa-10423	76	12	and	and	CCONJ
cjfa-10423	76	13	european	european	ADJ
cjfa-10423	76	14	)	)	PUNCT
cjfa-10423	76	15	capital	capital	NOUN
cjfa-10423	76	16	.	.	PUNCT
cjfa-10423	77	1	in	in	ADP
cjfa-10423	77	2	2013	2013	NUM
cjfa-10423	77	3	investments	investment	NOUN
cjfa-10423	77	4	of	of	ADP
cjfa-10423	77	5	investors	investor	NOUN
cjfa-10423	77	6	from	from	ADP
cjfa-10423	77	7	east	east	PROPN
cjfa-10423	77	8	in	in	ADP
cjfa-10423	77	9	latvian	latvian	ADJ
cjfa-10423	77	10	banks	bank	NOUN
cjfa-10423	77	11	’	'	PUNCT
cjfa-10423	77	12	capital	capital	NOUN
cjfa-10423	77	13	reached	reach	VERB
cjfa-10423	77	14	41.18	41.18	NUM
cjfa-10423	77	15	%	%	NOUN
cjfa-10423	77	16	of	of	ADP
cjfa-10423	77	17	the	the	DET
cjfa-10423	77	18	market	market	NOUN
cjfa-10423	77	19	(	(	PUNCT
cjfa-10423	77	20	2012	2012	NUM
cjfa-10423	77	21	–	–	PUNCT
cjfa-10423	77	22	30	30	NUM
cjfa-10423	77	23	%	%	NOUN
cjfa-10423	77	24	)	)	PUNCT
cjfa-10423	77	25	.	.	PUNCT
cjfa-10423	78	1	most	most	ADJ
cjfa-10423	78	2	of	of	ADP
cjfa-10423	78	3	these	these	DET
cjfa-10423	78	4	shareholders	shareholder	NOUN
cjfa-10423	78	5	are	be	AUX
cjfa-10423	78	6	from	from	ADP
cjfa-10423	78	7	ukraine	ukraine	NOUN
cjfa-10423	78	8	and	and	CCONJ
cjfa-10423	78	9	russia	russia	PROPN
cjfa-10423	78	10	.	.	PUNCT
cjfa-10423	79	1	banks	bank	NOUN
cjfa-10423	79	2	with	with	ADP
cjfa-10423	79	3	qualifying	qualify	VERB
cjfa-10423	79	4	holdings	holding	NOUN
cjfa-10423	79	5	of	of	ADP
cjfa-10423	79	6	european	european	ADJ
cjfa-10423	79	7	shareholders	shareholder	NOUN
cjfa-10423	79	8	,	,	PUNCT
cjfa-10423	79	9	in	in	ADP
cjfa-10423	79	10	their	their	PRON
cjfa-10423	79	11	turn	turn	NOUN
cjfa-10423	79	12	,	,	PUNCT
cjfa-10423	79	13	have	have	VERB
cjfa-10423	79	14	17.65	17.65	NUM
cjfa-10423	79	15	%	%	NOUN
cjfa-10423	79	16	of	of	ADP
cjfa-10423	79	17	latvian	latvian	ADJ
cjfa-10423	79	18	banking	banking	NOUN
cjfa-10423	79	19	market	market	NOUN
cjfa-10423	79	20	.	.	PUNCT
cjfa-10423	80	1	compared	compare	VERB
cjfa-10423	80	2	to	to	ADP
cjfa-10423	80	3	2012	2012	NUM
cjfa-10423	80	4	their	their	PRON
cjfa-10423	80	5	specific	specific	ADJ
cjfa-10423	80	6	weight	weight	NOUN
cjfa-10423	80	7	has	have	AUX
cjfa-10423	80	8	dropped	drop	VERB
cjfa-10423	80	9	by	by	ADP
cjfa-10423	80	10	7.35	7.35	NUM
cjfa-10423	80	11	%	%	NOUN
cjfa-10423	80	12	,	,	PUNCT
cjfa-10423	80	13	because	because	SCONJ
cjfa-10423	80	14	as	as	ADP
cjfa-10423	80	15	unicredit	unicredit	NOUN
cjfa-10423	80	16	bank	bank	NOUN
cjfa-10423	80	17	(	(	PUNCT
cjfa-10423	80	18	withdrawal	withdrawal	NOUN
cjfa-10423	80	19	of	of	ADP
cjfa-10423	80	20	licence	licence	NOUN
cjfa-10423	80	21	at	at	ADP
cjfa-10423	80	22	the	the	DET
cjfa-10423	80	23	beginning	beginning	NOUN
cjfa-10423	80	24	of	of	ADP
cjfa-10423	80	25	2014	2014	NUM
cjfa-10423	80	26	)	)	PUNCT
cjfa-10423	80	27	and	and	CCONJ
cjfa-10423	80	28	as	as	SCONJ
cjfa-10423	80	29	norvik	norvik	PROPN
cjfa-10423	80	30	bank	bank	PROPN
cjfa-10423	80	31	left	leave	VERB
cjfa-10423	80	32	the	the	DET
cjfa-10423	80	33	east	east	PROPN
cjfa-10423	80	34	capital	capital	PROPN
cjfa-10423	80	35	group	group	NOUN
cjfa-10423	80	36	of	of	ADP
cjfa-10423	80	37	banks	bank	NOUN
cjfa-10423	80	38	.	.	PUNCT
cjfa-10423	81	1	at	at	ADP
cjfa-10423	81	2	the	the	DET
cjfa-10423	81	3	end	end	NOUN
cjfa-10423	81	4	of	of	ADP
cjfa-10423	81	5	2013	2013	NUM
cjfa-10423	81	6	norvik	norvik	NOUN
cjfa-10423	81	7	bank	bank	NOUN
cjfa-10423	81	8	strategic	strategic	ADJ
cjfa-10423	81	9	investor	investor	NOUN
cjfa-10423	81	10	changed	change	VERB
cjfa-10423	81	11	and	and	CCONJ
cjfa-10423	81	12	a	a	DET
cjfa-10423	81	13	resident	resident	NOUN
cjfa-10423	81	14	of	of	ADP
cjfa-10423	81	15	russia	russia	PROPN
cjfa-10423	81	16	became	become	VERB
cjfa-10423	81	17	the	the	DET
cjfa-10423	81	18	main	main	ADJ
cjfa-10423	81	19	shareholder	shareholder	NOUN
cjfa-10423	81	20	of	of	ADP
cjfa-10423	81	21	the	the	DET
cjfa-10423	81	22	bank	bank	NOUN
cjfa-10423	81	23	(	(	PUNCT
cjfa-10423	81	24	holding	hold	VERB
cjfa-10423	81	25	in	in	ADP
cjfa-10423	81	26	equity	equity	NOUN
cjfa-10423	81	27	capital	capital	NOUN
cjfa-10423	81	28	–	–	PUNCT
cjfa-10423	81	29	51	51	NUM
cjfa-10423	81	30	%	%	NOUN
cjfa-10423	81	31	)	)	PUNCT
cjfa-10423	81	32	.	.	PUNCT
cjfa-10423	82	1	as	as	ADP
cjfa-10423	82	2	a	a	DET
cjfa-10423	82	3	result	result	NOUN
cjfa-10423	82	4	norvik	norvik	PROPN
cjfa-10423	82	5	bank	bank	NOUN
cjfa-10423	82	6	is	be	AUX
cjfa-10423	82	7	now	now	ADV
cjfa-10423	82	8	in	in	ADP
cjfa-10423	82	9	the	the	DET
cjfa-10423	82	10	east	east	PROPN
cjfa-10423	82	11	capital	capital	PROPN
cjfa-10423	82	12	group	group	NOUN
cjfa-10423	82	13	of	of	ADP
cjfa-10423	82	14	banks	bank	NOUN
cjfa-10423	82	15	,	,	PUNCT
cjfa-10423	82	16	which	which	PRON
cjfa-10423	82	17	increased	increase	VERB
cjfa-10423	82	18	their	their	PRON
cjfa-10423	82	19	specific	specific	ADJ
cjfa-10423	82	20	weight	weight	NOUN
cjfa-10423	82	21	to	to	ADP
cjfa-10423	82	22	41.18	41.18	NUM
cjfa-10423	82	23	%	%	NOUN
cjfa-10423	82	24	of	of	ADP
cjfa-10423	82	25	the	the	DET
cjfa-10423	82	26	market	market	NOUN
cjfa-10423	82	27	in	in	ADP
cjfa-10423	82	28	2013	2013	NUM
cjfa-10423	82	29	(	(	PUNCT
cjfa-10423	82	30	figure	figure	NOUN
cjfa-10423	82	31	2	2	NUM
cjfa-10423	82	32	)	)	PUNCT
cjfa-10423	82	33	.	.	PUNCT
cjfa-10423	83	1	the	the	DET
cjfa-10423	83	2	most	most	ADV
cjfa-10423	83	3	significant	significant	ADJ
cjfa-10423	83	4	risk	risk	NOUN
cjfa-10423	83	5	for	for	ADP
cjfa-10423	83	6	banks	bank	NOUN
cjfa-10423	83	7	still	still	ADV
cjfa-10423	83	8	is	be	AUX
cjfa-10423	83	9	credit	credit	NOUN
cjfa-10423	83	10	risk	risk	NOUN
cjfa-10423	83	11	,	,	PUNCT
cjfa-10423	83	12	and	and	CCONJ
cjfa-10423	83	13	at	at	ADP
cjfa-10423	83	14	the	the	DET
cjfa-10423	83	15	end	end	NOUN
cjfa-10423	83	16	of	of	ADP
cjfa-10423	83	17	2013	2013	NUM
cjfa-10423	83	18	credit	credit	NOUN
cjfa-10423	83	19	risk	risk	NOUN
cjfa-10423	83	20	capital	capital	NOUN
cjfa-10423	83	21	requirement	requirement	NOUN
cjfa-10423	83	22	amounted	amount	VERB
cjfa-10423	83	23	to	to	ADP
cjfa-10423	83	24	89.24	89.24	NUM
cjfa-10423	83	25	%	%	NOUN
cjfa-10423	83	26	of	of	ADP
cjfa-10423	83	27	the	the	DET
cjfa-10423	83	28	total	total	ADJ
cjfa-10423	83	29	amount	amount	NOUN
cjfa-10423	83	30	of	of	ADP
cjfa-10423	83	31	capital	capital	NOUN
cjfa-10423	83	32	requirements	requirement	NOUN
cjfa-10423	83	33	of	of	ADP
cjfa-10423	83	34	latvian	latvian	ADJ
cjfa-10423	83	35	banks	bank	NOUN
cjfa-10423	83	36	(	(	PUNCT
cjfa-10423	83	37	at	at	ADP
cjfa-10423	83	38	the	the	DET
cjfa-10423	83	39	end	end	NOUN
cjfa-10423	83	40	of	of	ADP
cjfa-10423	83	41	2012	2012	NUM
cjfa-10423	83	42	–	–	PUNCT
cjfa-10423	83	43	89.6	89.6	NUM
cjfa-10423	83	44	%	%	NOUN
cjfa-10423	83	45	)	)	PUNCT
cjfa-10423	83	46	.	.	PUNCT
cjfa-10423	84	1	market	market	NOUN
cjfa-10423	84	2	and	and	CCONJ
cjfa-10423	84	3	operational	operational	ADJ
cjfa-10423	84	4	risks	risk	NOUN
cjfa-10423	84	5	make	make	VERB
cjfa-10423	84	6	up	up	ADP
cjfa-10423	84	7	a	a	DET
cjfa-10423	84	8	small	small	ADJ
cjfa-10423	84	9	part	part	NOUN
cjfa-10423	84	10	of	of	ADP
cjfa-10423	84	11	capital	capital	NOUN
cjfa-10423	84	12	requirement	requirement	NOUN
cjfa-10423	84	13	of	of	ADP
cjfa-10423	84	14	banks	bank	NOUN
cjfa-10423	84	15	(	(	PUNCT
cjfa-10423	84	16	10.76	10.76	NUM
cjfa-10423	84	17	%	%	NOUN
cjfa-10423	84	18	in	in	ADP
cjfa-10423	84	19	2013	2013	NUM
cjfa-10423	84	20	,	,	PUNCT
cjfa-10423	84	21	10.4	10.4	NUM
cjfa-10423	84	22	%	%	NOUN
cjfa-10423	84	23	in	in	ADP
cjfa-10423	84	24	2012	2012	NUM
cjfa-10423	84	25	)	)	PUNCT
cjfa-10423	84	26	and	and	CCONJ
cjfa-10423	84	27	have	have	VERB
cjfa-10423	84	28	no	no	DET
cjfa-10423	84	29	material	material	NOUN
cjfa-10423	84	30	impact	impact	NOUN
cjfa-10423	84	31	on	on	ADP
cjfa-10423	84	32	capital	capital	NOUN
cjfa-10423	84	33	adequacy	adequacy	NOUN
cjfa-10423	84	34	ratios	ratio	NOUN
cjfa-10423	84	35	.	.	PUNCT
cjfa-10423	85	1	just	just	ADV
cjfa-10423	85	2	like	like	INTJ
cjfa-10423	85	3	in	in	ADP
cjfa-10423	85	4	2012	2012	NUM
cjfa-10423	85	5	in	in	ADP
cjfa-10423	85	6	2013	2013	NUM
cjfa-10423	85	7	capitalization	capitalization	NOUN
cjfa-10423	85	8	of	of	ADP
cjfa-10423	85	9	latvian	latvian	ADJ
cjfa-10423	85	10	banking	banking	NOUN
cjfa-10423	85	11	sector	sector	NOUN
cjfa-10423	85	12	using	use	VERB
cjfa-10423	85	13	breakdown	breakdown	NOUN
cjfa-10423	85	14	in	in	ADP
cjfa-10423	85	15	groups	group	NOUN
cjfa-10423	85	16	stayed	stay	VERB
cjfa-10423	85	17	high	high	ADJ
cjfa-10423	85	18	.	.	PUNCT
cjfa-10423	86	1	each	each	DET
cjfa-10423	86	2	group	group	NOUN
cjfa-10423	86	3	of	of	ADP
cjfa-10423	86	4	banks	bank	NOUN
cjfa-10423	86	5	optimized	optimize	VERB
cjfa-10423	86	6	costs	cost	NOUN
cjfa-10423	86	7	of	of	ADP
cjfa-10423	86	8	attracted	attract	VERB
cjfa-10423	86	9	resources	resource	NOUN
cjfa-10423	86	10	and	and	CCONJ
cjfa-10423	86	11	partially	partially	ADV
cjfa-10423	86	12	repaid	repay	VERB
cjfa-10423	86	13	subordinated	subordinated	ADJ
cjfa-10423	86	14	investments	investment	NOUN
cjfa-10423	86	15	,	,	PUNCT
cjfa-10423	86	16	thereby	thereby	ADV
cjfa-10423	86	17	reducing	reduce	VERB
cjfa-10423	86	18	by	by	ADP
cjfa-10423	86	19	119	119	NUM
cjfa-10423	86	20	846	846	NUM
cjfa-10423	86	21	thousand	thousand	NUM
cjfa-10423	86	22	eur	eur	NOUN
cjfa-10423	86	23	(	(	PUNCT
cjfa-10423	86	24	in	in	ADP
cjfa-10423	86	25	2012	2012	NUM
cjfa-10423	86	26	–	–	PUNCT
cjfa-10423	86	27	123	123	NUM
cjfa-10423	86	28	364	364	NUM
cjfa-10423	86	29	thousand	thousand	NUM
cjfa-10423	86	30	eur	eur	ADJ
cjfa-10423	86	31	)	)	PUNCT
cjfa-10423	86	32	tier	tier	NOUN
cjfa-10423	86	33	2	2	NUM
cjfa-10423	86	34	capital	capital	NOUN
cjfa-10423	86	35	of	of	ADP
cjfa-10423	86	36	latvian	latvian	ADJ
cjfa-10423	86	37	banking	banking	NOUN
cjfa-10423	86	38	sector	sector	NOUN
cjfa-10423	86	39	and	and	CCONJ
cjfa-10423	86	40	ensuring	ensure	VERB
cjfa-10423	86	41	a	a	DET
cjfa-10423	86	42	rather	rather	ADV
cjfa-10423	86	43	small	small	ADJ
cjfa-10423	86	44	specific	specific	ADJ
cjfa-10423	86	45	weight	weight	NOUN
cjfa-10423	86	46	of	of	ADP
cjfa-10423	86	47	it	it	PRON
cjfa-10423	86	48	analysis	analysis	NOUN
cjfa-10423	86	49	and	and	CCONJ
cjfa-10423	86	50	evaluation	evaluation	NOUN
cjfa-10423	86	51	of	of	ADP
cjfa-10423	86	52	capital	capital	NOUN
cjfa-10423	86	53	adequacy	adequacy	NOUN
cjfa-10423	86	54	…	…	PUNCT
cjfa-10423	86	55	113	113	NUM
cjfa-10423	86	56	in	in	ADP
cjfa-10423	86	57	equity	equity	NOUN
cjfa-10423	86	58	capital	capital	NOUN
cjfa-10423	86	59	15.22	15.22	NUM
cjfa-10423	86	60	%	%	NOUN
cjfa-10423	86	61	(	(	PUNCT
cjfa-10423	86	62	in	in	ADP
cjfa-10423	86	63	2012	2012	NUM
cjfa-10423	86	64	–	–	PUNCT
cjfa-10423	86	65	13.89	13.89	NUM
cjfa-10423	86	66	%	%	NOUN
cjfa-10423	86	67	)	)	PUNCT
cjfa-10423	86	68	.	.	PUNCT
cjfa-10423	87	1	evaluating	evaluate	VERB
cjfa-10423	87	2	equity	equity	NOUN
cjfa-10423	87	3	capital	capital	NOUN
cjfa-10423	87	4	distribution	distribution	NOUN
cjfa-10423	87	5	with	with	ADP
cjfa-10423	87	6	the	the	DET
cjfa-10423	87	7	aim	aim	NOUN
cjfa-10423	87	8	to	to	PART
cjfa-10423	87	9	determine	determine	VERB
cjfa-10423	87	10	the	the	DET
cjfa-10423	87	11	specific	specific	ADJ
cjfa-10423	87	12	weight	weight	NOUN
cjfa-10423	87	13	of	of	ADP
cjfa-10423	87	14	foreign	foreign	ADJ
cjfa-10423	87	15	capital	capital	NOUN
cjfa-10423	87	16	on	on	ADP
cjfa-10423	87	17	latvian	latvian	ADJ
cjfa-10423	87	18	market	market	NOUN
cjfa-10423	87	19	one	one	PRON
cjfa-10423	87	20	should	should	AUX
cjfa-10423	87	21	note	note	VERB
cjfa-10423	87	22	that	that	SCONJ
cjfa-10423	87	23	during	during	ADP
cjfa-10423	87	24	the	the	DET
cjfa-10423	87	25	analysed	analyse	VERB
cjfa-10423	87	26	period	period	NOUN
cjfa-10423	87	27	(	(	PUNCT
cjfa-10423	87	28	2001	2001	NUM
cjfa-10423	87	29	–	–	PUNCT
cjfa-10423	87	30	2013	2013	NUM
cjfa-10423	87	31	)	)	PUNCT
cjfa-10423	87	32	equity	equity	NOUN
cjfa-10423	87	33	capital	capital	NOUN
cjfa-10423	87	34	in	in	ADP
cjfa-10423	87	35	the	the	DET
cjfa-10423	87	36	banking	banking	NOUN
cjfa-10423	87	37	sector	sector	NOUN
cjfa-10423	87	38	amounted	amount	VERB
cjfa-10423	87	39	to	to	ADP
cjfa-10423	87	40	1	1	NUM
cjfa-10423	87	41	622	622	NUM
cjfa-10423	87	42	018	018	NUM
cjfa-10423	87	43	thousand	thousand	NUM
cjfa-10423	87	44	eur	eur	NOUN
cjfa-10423	87	45	.	.	PUNCT
cjfa-10423	88	1	the	the	DET
cjfa-10423	88	2	group	group	NOUN
cjfa-10423	88	3	of	of	ADP
cjfa-10423	88	4	banks	bank	NOUN
cjfa-10423	88	5	with	with	ADP
cjfa-10423	88	6	european	european	ADJ
cjfa-10423	88	7	capital	capital	NOUN
cjfa-10423	88	8	holds	hold	VERB
cjfa-10423	88	9	on	on	ADP
cjfa-10423	88	10	the	the	DET
cjfa-10423	88	11	average	average	ADJ
cjfa-10423	88	12	54.25	54.25	NUM
cjfa-10423	88	13	%	%	NOUN
cjfa-10423	88	14	of	of	ADP
cjfa-10423	88	15	latvian	latvian	ADJ
cjfa-10423	88	16	banking	banking	NOUN
cjfa-10423	88	17	sector	sector	NOUN
cjfa-10423	88	18	capital	capital	NOUN
cjfa-10423	88	19	,	,	PUNCT
cjfa-10423	88	20	the	the	DET
cjfa-10423	88	21	group	group	NOUN
cjfa-10423	88	22	of	of	ADP
cjfa-10423	88	23	banks	bank	NOUN
cjfa-10423	88	24	with	with	ADP
cjfa-10423	88	25	latvian	latvian	ADJ
cjfa-10423	88	26	capital	capital	NOUN
cjfa-10423	88	27	–	–	PUNCT
cjfa-10423	88	28	27.75	27.75	NUM
cjfa-10423	88	29	%	%	NOUN
cjfa-10423	88	30	and	and	CCONJ
cjfa-10423	88	31	others	other	NOUN
cjfa-10423	88	32	(	(	PUNCT
cjfa-10423	88	33	groups	group	NOUN
cjfa-10423	88	34	of	of	ADP
cjfa-10423	88	35	banks	bank	NOUN
cjfa-10423	88	36	with	with	ADP
cjfa-10423	88	37	east	east	ADJ
cjfa-10423	88	38	and	and	CCONJ
cjfa-10423	88	39	latvian	latvian	ADJ
cjfa-10423	88	40	state	state	NOUN
cjfa-10423	88	41	shareholders	shareholder	NOUN
cjfa-10423	88	42	)	)	PUNCT
cjfa-10423	88	43	–	–	PUNCT
cjfa-10423	88	44	18.0	18.0	NUM
cjfa-10423	88	45	%	%	NOUN
cjfa-10423	88	46	.	.	PUNCT
cjfa-10423	89	1	the	the	DET
cjfa-10423	89	2	capital	capital	NOUN
cjfa-10423	89	3	structure	structure	NOUN
cjfa-10423	89	4	of	of	ADP
cjfa-10423	89	5	latvian	latvian	ADJ
cjfa-10423	89	6	banks	bank	NOUN
cjfa-10423	89	7	in	in	ADP
cjfa-10423	89	8	each	each	DET
cjfa-10423	89	9	period	period	NOUN
cjfa-10423	89	10	is	be	AUX
cjfa-10423	89	11	dominated	dominate	VERB
cjfa-10423	89	12	by	by	ADP
cjfa-10423	89	13	tier	tier	NOUN
cjfa-10423	89	14	1	1	NUM
cjfa-10423	89	15	capital	capital	NOUN
cjfa-10423	89	16	and	and	CCONJ
cjfa-10423	89	17	at	at	ADP
cjfa-10423	89	18	the	the	DET
cjfa-10423	89	19	end	end	NOUN
cjfa-10423	89	20	of	of	ADP
cjfa-10423	89	21	2013	2013	NUM
cjfa-10423	89	22	constituted	constitute	VERB
cjfa-10423	89	23	85.53	85.53	NUM
cjfa-10423	89	24	%	%	NOUN
cjfa-10423	89	25	(	(	PUNCT
cjfa-10423	89	26	in	in	ADP
cjfa-10423	89	27	2012	2012	NUM
cjfa-10423	89	28	87.15	87.15	NUM
cjfa-10423	89	29	%	%	NOUN
cjfa-10423	89	30	)	)	PUNCT
cjfa-10423	89	31	of	of	ADP
cjfa-10423	89	32	the	the	DET
cjfa-10423	89	33	total	total	ADJ
cjfa-10423	89	34	amount	amount	NOUN
cjfa-10423	89	35	of	of	ADP
cjfa-10423	89	36	capital	capital	NOUN
cjfa-10423	89	37	in	in	ADP
cjfa-10423	89	38	groups	group	NOUN
cjfa-10423	89	39	of	of	ADP
cjfa-10423	89	40	banks	bank	NOUN
cjfa-10423	89	41	.	.	PUNCT
cjfa-10423	90	1	comparing	compare	VERB
cjfa-10423	90	2	the	the	DET
cjfa-10423	90	3	present	present	ADJ
cjfa-10423	90	4	value	value	NOUN
cjfa-10423	90	5	of	of	ADP
cjfa-10423	90	6	capital	capital	NOUN
cjfa-10423	90	7	to	to	ADP
cjfa-10423	90	8	the	the	DET
cjfa-10423	90	9	data	datum	NOUN
cjfa-10423	90	10	of	of	ADP
cjfa-10423	90	11	2001	2001	NUM
cjfa-10423	90	12	the	the	DET
cjfa-10423	90	13	total	total	ADJ
cjfa-10423	90	14	equity	equity	NOUN
cjfa-10423	90	15	capital	capital	NOUN
cjfa-10423	90	16	of	of	ADP
cjfa-10423	90	17	banks	bank	NOUN
cjfa-10423	90	18	at	at	ADP
cjfa-10423	90	19	the	the	DET
cjfa-10423	90	20	end	end	NOUN
cjfa-10423	90	21	of	of	ADP
cjfa-10423	90	22	2001	2001	NUM
cjfa-10423	90	23	amounted	amount	VERB
cjfa-10423	90	24	only	only	ADV
cjfa-10423	90	25	to	to	PART
cjfa-10423	90	26	figure	figure	VERB
cjfa-10423	90	27	2	2	NUM
cjfa-10423	90	28	.	.	PUNCT
cjfa-10423	91	1	the	the	DET
cjfa-10423	91	2	structure	structure	NOUN
cjfa-10423	91	3	of	of	ADP
cjfa-10423	91	4	latvian	latvian	ADJ
cjfa-10423	91	5	banking	banking	NOUN
cjfa-10423	91	6	sector	sector	NOUN
cjfa-10423	91	7	based	base	VERB
cjfa-10423	91	8	on	on	ADP
cjfa-10423	91	9	the	the	DET
cjfa-10423	91	10	number	number	NOUN
cjfa-10423	91	11	of	of	ADP
cjfa-10423	91	12	banks	bank	NOUN
cjfa-10423	91	13	broken	break	VERB
cjfa-10423	91	14	down	down	ADP
cjfa-10423	91	15	in	in	ADP
cjfa-10423	91	16	groups	group	NOUN
cjfa-10423	91	17	of	of	ADP
cjfa-10423	91	18	banks	bank	NOUN
cjfa-10423	91	19	by	by	ADP
cjfa-10423	91	20	capital	capital	NOUN
cjfa-10423	91	21	ownership	ownership	NOUN
cjfa-10423	91	22	,	,	PUNCT
cjfa-10423	91	23	2001–2014	2001–2014	NUM
cjfa-10423	91	24	during	during	ADP
cjfa-10423	91	25	the	the	DET
cjfa-10423	91	26	period	period	NOUN
cjfa-10423	91	27	of	of	ADP
cjfa-10423	91	28	time	time	NOUN
cjfa-10423	91	29	from	from	ADP
cjfa-10423	91	30	2001	2001	NUM
cjfa-10423	91	31	to	to	ADP
cjfa-10423	91	32	2013	2013	NUM
cjfa-10423	91	33	concentration	concentration	NOUN
cjfa-10423	91	34	of	of	ADP
cjfa-10423	91	35	foreign	foreign	ADJ
cjfa-10423	91	36	capital	capital	NOUN
cjfa-10423	91	37	in	in	ADP
cjfa-10423	91	38	latvian	latvian	ADJ
cjfa-10423	91	39	banking	banking	NOUN
cjfa-10423	91	40	sector	sector	NOUN
cjfa-10423	91	41	on	on	ADP
cjfa-10423	91	42	the	the	DET
cjfa-10423	91	43	average	average	NOUN
cjfa-10423	91	44	exceeded	exceed	VERB
cjfa-10423	91	45	56.69	56.69	NUM
cjfa-10423	91	46	%	%	NOUN
cjfa-10423	91	47	,	,	PUNCT
cjfa-10423	91	48	and	and	CCONJ
cjfa-10423	91	49	in	in	ADP
cjfa-10423	91	50	2013	2013	NUM
cjfa-10423	91	51	reached	reach	VERB
cjfa-10423	91	52	58.83	58.83	NUM
cjfa-10423	91	53	%	%	NOUN
cjfa-10423	91	54	.	.	PUNCT
cjfa-10423	92	1	the	the	DET
cjfa-10423	92	2	majority	majority	NOUN
cjfa-10423	92	3	of	of	ADP
cjfa-10423	92	4	banks	bank	NOUN
cjfa-10423	92	5	registered	register	VERB
cjfa-10423	92	6	in	in	ADP
cjfa-10423	92	7	latvia	latvia	PROPN
cjfa-10423	92	8	have	have	VERB
cjfa-10423	92	9	foreign	foreign	ADJ
cjfa-10423	92	10	(	(	PUNCT
cjfa-10423	92	11	east	east	ADJ
cjfa-10423	92	12	and	and	CCONJ
cjfa-10423	92	13	european	european	ADJ
cjfa-10423	92	14	)	)	PUNCT
cjfa-10423	92	15	capital	capital	NOUN
cjfa-10423	92	16	.	.	PUNCT
cjfa-10423	93	1	in	in	ADP
cjfa-10423	93	2	2013	2013	NUM
cjfa-10423	93	3	investments	investment	NOUN
cjfa-10423	93	4	of	of	ADP
cjfa-10423	93	5	investors	investor	NOUN
cjfa-10423	93	6	from	from	ADP
cjfa-10423	93	7	east	east	PROPN
cjfa-10423	93	8	in	in	ADP
cjfa-10423	93	9	latvian	latvian	ADJ
cjfa-10423	93	10	banks	bank	NOUN
cjfa-10423	93	11	'	'	PART
cjfa-10423	93	12	capital	capital	NOUN
cjfa-10423	93	13	reached	reach	VERB
cjfa-10423	93	14	41.18	41.18	NUM
cjfa-10423	93	15	%	%	NOUN
cjfa-10423	93	16	of	of	ADP
cjfa-10423	93	17	the	the	DET
cjfa-10423	93	18	market	market	NOUN
cjfa-10423	93	19	(	(	PUNCT
cjfa-10423	93	20	2012	2012	NUM
cjfa-10423	93	21	30	30	NUM
cjfa-10423	93	22	%	%	NOUN
cjfa-10423	93	23	)	)	PUNCT
cjfa-10423	93	24	.	.	PUNCT
cjfa-10423	94	1	most	most	ADJ
cjfa-10423	94	2	of	of	ADP
cjfa-10423	94	3	these	these	DET
cjfa-10423	94	4	shareholders	shareholder	NOUN
cjfa-10423	94	5	are	be	AUX
cjfa-10423	94	6	from	from	ADP
cjfa-10423	94	7	ukraine	ukraine	NOUN
cjfa-10423	94	8	and	and	CCONJ
cjfa-10423	94	9	russia	russia	PROPN
cjfa-10423	94	10	.	.	PUNCT
cjfa-10423	95	1	banks	bank	NOUN
cjfa-10423	95	2	with	with	ADP
cjfa-10423	95	3	qualifying	qualify	VERB
cjfa-10423	95	4	holdings	holding	NOUN
cjfa-10423	95	5	of	of	ADP
cjfa-10423	95	6	european	european	ADJ
cjfa-10423	95	7	shareholders	shareholder	NOUN
cjfa-10423	95	8	,	,	PUNCT
cjfa-10423	95	9	in	in	ADP
cjfa-10423	95	10	their	their	PRON
cjfa-10423	95	11	turn	turn	NOUN
cjfa-10423	95	12	,	,	PUNCT
cjfa-10423	95	13	have	have	VERB
cjfa-10423	95	14	17.65	17.65	NUM
cjfa-10423	95	15	%	%	NOUN
cjfa-10423	95	16	of	of	ADP
cjfa-10423	95	17	latvian	latvian	ADJ
cjfa-10423	95	18	banking	banking	NOUN
cjfa-10423	95	19	market	market	NOUN
cjfa-10423	95	20	.	.	PUNCT
cjfa-10423	96	1	compared	compare	VERB
cjfa-10423	96	2	to	to	ADP
cjfa-10423	96	3	2012	2012	NUM
cjfa-10423	96	4	their	their	PRON
cjfa-10423	96	5	specific	specific	ADJ
cjfa-10423	96	6	weight	weight	NOUN
cjfa-10423	96	7	has	have	AUX
cjfa-10423	96	8	dropped	drop	VERB
cjfa-10423	96	9	by	by	ADP
cjfa-10423	96	10	7.35	7.35	NUM
cjfa-10423	96	11	%	%	NOUN
cjfa-10423	96	12	,	,	PUNCT
cjfa-10423	96	13	because	because	SCONJ
cjfa-10423	96	14	as	as	ADP
cjfa-10423	96	15	unicredit	unicredit	NOUN
cjfa-10423	96	16	bank	bank	NOUN
cjfa-10423	96	17	(	(	PUNCT
cjfa-10423	96	18	withdrawal	withdrawal	NOUN
cjfa-10423	96	19	of	of	ADP
cjfa-10423	96	20	licence	licence	NOUN
cjfa-10423	96	21	at	at	ADP
cjfa-10423	96	22	the	the	DET
cjfa-10423	96	23	beginning	beginning	NOUN
cjfa-10423	96	24	of	of	ADP
cjfa-10423	96	25	2014	2014	NUM
cjfa-10423	96	26	)	)	PUNCT
cjfa-10423	96	27	and	and	CCONJ
cjfa-10423	96	28	as	as	SCONJ
cjfa-10423	96	29	norvik	norvik	PROPN
cjfa-10423	96	30	bank	bank	PROPN
cjfa-10423	96	31	left	leave	VERB
cjfa-10423	96	32	the	the	DET
cjfa-10423	96	33	east	east	PROPN
cjfa-10423	96	34	capital	capital	PROPN
cjfa-10423	96	35	group	group	NOUN
cjfa-10423	96	36	of	of	ADP
cjfa-10423	96	37	banks	bank	NOUN
cjfa-10423	96	38	.	.	PUNCT
cjfa-10423	97	1	at	at	ADP
cjfa-10423	97	2	the	the	DET
cjfa-10423	97	3	end	end	NOUN
cjfa-10423	97	4	of	of	ADP
cjfa-10423	97	5	2013	2013	NUM
cjfa-10423	97	6	norvik	norvik	NOUN
cjfa-10423	97	7	bank	bank	NOUN
cjfa-10423	97	8	strategic	strategic	ADJ
cjfa-10423	97	9	investor	investor	NOUN
cjfa-10423	97	10	changed	change	VERB
cjfa-10423	97	11	and	and	CCONJ
cjfa-10423	97	12	a	a	DET
cjfa-10423	97	13	resident	resident	NOUN
cjfa-10423	97	14	of	of	ADP
cjfa-10423	97	15	russia	russia	PROPN
cjfa-10423	97	16	became	become	VERB
cjfa-10423	97	17	the	the	DET
cjfa-10423	97	18	main	main	ADJ
cjfa-10423	97	19	shareholder	shareholder	NOUN
cjfa-10423	97	20	of	of	ADP
cjfa-10423	97	21	the	the	DET
cjfa-10423	97	22	bank	bank	NOUN
cjfa-10423	97	23	(	(	PUNCT
cjfa-10423	97	24	holding	hold	VERB
cjfa-10423	97	25	in	in	ADP
cjfa-10423	97	26	equity	equity	NOUN
cjfa-10423	97	27	capital	capital	NOUN
cjfa-10423	97	28	51	51	NUM
cjfa-10423	97	29	%	%	NOUN
cjfa-10423	97	30	)	)	PUNCT
cjfa-10423	97	31	.	.	PUNCT
cjfa-10423	98	1	as	as	ADP
cjfa-10423	98	2	a	a	DET
cjfa-10423	98	3	result	result	NOUN
cjfa-10423	98	4	norvik	norvik	PROPN
cjfa-10423	98	5	bank	bank	NOUN
cjfa-10423	98	6	is	be	AUX
cjfa-10423	98	7	now	now	ADV
cjfa-10423	98	8	in	in	ADP
cjfa-10423	98	9	the	the	DET
cjfa-10423	98	10	east	east	PROPN
cjfa-10423	98	11	capital	capital	PROPN
cjfa-10423	98	12	group	group	NOUN
cjfa-10423	98	13	of	of	ADP
cjfa-10423	98	14	banks	bank	NOUN
cjfa-10423	98	15	,	,	PUNCT
cjfa-10423	98	16	which	which	PRON
cjfa-10423	98	17	increased	increase	VERB
cjfa-10423	98	18	their	their	PRON
cjfa-10423	98	19	specific	specific	ADJ
cjfa-10423	98	20	weight	weight	NOUN
cjfa-10423	98	21	to	to	ADP
cjfa-10423	98	22	41.18	41.18	NUM
cjfa-10423	98	23	%	%	NOUN
cjfa-10423	98	24	of	of	ADP
cjfa-10423	98	25	the	the	DET
cjfa-10423	98	26	market	market	NOUN
cjfa-10423	98	27	in	in	ADP
cjfa-10423	98	28	2013	2013	NUM
cjfa-10423	98	29	(	(	PUNCT
cjfa-10423	98	30	figure	figure	NOUN
cjfa-10423	98	31	2	2	NUM
cjfa-10423	98	32	)	)	PUNCT
cjfa-10423	98	33	.	.	PUNCT
cjfa-10423	99	1	figure	figure	NOUN
cjfa-10423	99	2	2	2	NUM
cjfa-10423	99	3	.	.	PUNCT
cjfa-10423	100	1	the	the	DET
cjfa-10423	100	2	structure	structure	NOUN
cjfa-10423	100	3	of	of	ADP
cjfa-10423	100	4	latvian	latvian	ADJ
cjfa-10423	100	5	banking	banking	NOUN
cjfa-10423	100	6	sector	sector	NOUN
cjfa-10423	100	7	based	base	VERB
cjfa-10423	100	8	on	on	ADP
cjfa-10423	100	9	the	the	DET
cjfa-10423	100	10	number	number	NOUN
cjfa-10423	100	11	of	of	ADP
cjfa-10423	100	12	banks	bank	NOUN
cjfa-10423	100	13	broken	break	VERB
cjfa-10423	100	14	down	down	ADP
cjfa-10423	100	15	in	in	ADP
cjfa-10423	100	16	groups	group	NOUN
cjfa-10423	100	17	of	of	ADP
cjfa-10423	100	18	banks	bank	NOUN
cjfa-10423	100	19	by	by	ADP
cjfa-10423	100	20	capital	capital	NOUN
cjfa-10423	100	21	ownership	ownership	NOUN
cjfa-10423	100	22	,	,	PUNCT
cjfa-10423	100	23	2001	2001	NUM
cjfa-10423	100	24	–	–	SYM
cjfa-10423	100	25	2014	2014	NUM
cjfa-10423	100	26	source	source	NOUN
cjfa-10423	100	27	:	:	PUNCT
cjfa-10423	100	28	created	create	VERB
cjfa-10423	100	29	by	by	ADP
cjfa-10423	100	30	authors	author	NOUN
cjfa-10423	100	31	based	base	VERB
cjfa-10423	100	32	on	on	ADP
cjfa-10423	100	33	consolidated	consolidated	ADJ
cjfa-10423	100	34	annual	annual	ADJ
cjfa-10423	100	35	reports	report	NOUN
cjfa-10423	100	36	of	of	ADP
cjfa-10423	100	37	latvian	latvian	ADJ
cjfa-10423	100	38	banks	bank	NOUN
cjfa-10423	100	39	,	,	PUNCT
cjfa-10423	100	40	2001	2001	NUM
cjfa-10423	100	41	–	–	PUNCT
cjfa-10423	100	42	2014	2014	NUM
cjfa-10423	100	43	s	s	NOUN
cjfa-10423	100	44	o	o	NOUN
cjfa-10423	100	45	u	u	NOUN
cjfa-10423	100	46	r	r	NOUN
cjfa-10423	100	47	c	c	NOUN
cjfa-10423	100	48	e	e	NOUN
cjfa-10423	100	49	:	:	PUNCT
cjfa-10423	100	50	created	create	VERB
cjfa-10423	100	51	by	by	ADP
cjfa-10423	100	52	authors	author	NOUN
cjfa-10423	100	53	based	base	VERB
cjfa-10423	100	54	on	on	ADP
cjfa-10423	100	55	consolidated	consolidated	ADJ
cjfa-10423	100	56	annual	annual	ADJ
cjfa-10423	100	57	reports	report	NOUN
cjfa-10423	100	58	of	of	ADP
cjfa-10423	100	59	latvian	latvian	ADJ
cjfa-10423	100	60	banks	bank	NOUN
cjfa-10423	100	61	,	,	PUNCT
cjfa-10423	100	62	2001–2014	2001–2014	NUM
cjfa-10423	100	63	.	.	PUNCT
cjfa-10423	101	1	natalia	natalia	PROPN
cjfa-10423	101	2	konovalova	konovalova	PROPN
cjfa-10423	101	3	,	,	PUNCT
cjfa-10423	101	4	snezhana	snezhana	PROPN
cjfa-10423	101	5	dalecka114	dalecka114	PROPN
cjfa-10423	101	6	432	432	NUM
cjfa-10423	101	7	054	054	NUM
cjfa-10423	101	8	thousand	thousand	NUM
cjfa-10423	101	9	eur	eur	NOUN
cjfa-10423	101	10	,	,	PUNCT
cjfa-10423	101	11	which	which	PRON
cjfa-10423	101	12	is	be	AUX
cjfa-10423	101	13	83.82	83.82	NUM
cjfa-10423	101	14	%	%	NOUN
cjfa-10423	101	15	less	less	ADJ
cjfa-10423	101	16	than	than	ADP
cjfa-10423	101	17	in	in	ADP
cjfa-10423	101	18	2013	2013	NUM
cjfa-10423	101	19	(	(	PUNCT
cjfa-10423	101	20	in	in	ADP
cjfa-10423	101	21	2013	2013	NUM
cjfa-10423	101	22	–	–	PUNCT
cjfa-10423	101	23	2	2	NUM
cjfa-10423	101	24	668	668	NUM
cjfa-10423	101	25	435	435	NUM
cjfa-10423	101	26	thousand	thousand	NUM
cjfa-10423	101	27	eur	eur	NOUN
cjfa-10423	101	28	)	)	PUNCT
cjfa-10423	101	29	.	.	PUNCT
cjfa-10423	102	1	the	the	DET
cjfa-10423	102	2	specific	specific	ADJ
cjfa-10423	102	3	weight	weight	NOUN
cjfa-10423	102	4	of	of	ADP
cjfa-10423	102	5	foreign	foreign	ADJ
cjfa-10423	102	6	capital	capital	NOUN
cjfa-10423	102	7	in	in	ADP
cjfa-10423	102	8	the	the	DET
cjfa-10423	102	9	equity	equity	NOUN
cjfa-10423	102	10	capital	capital	NOUN
cjfa-10423	102	11	of	of	ADP
cjfa-10423	102	12	latvian	latvian	ADJ
cjfa-10423	102	13	banks	bank	NOUN
cjfa-10423	102	14	was	be	AUX
cjfa-10423	102	15	already	already	ADV
cjfa-10423	102	16	considerable	considerable	ADJ
cjfa-10423	102	17	at	at	ADP
cjfa-10423	102	18	the	the	DET
cjfa-10423	102	19	time	time	NOUN
cjfa-10423	102	20	–	–	PUNCT
cjfa-10423	102	21	61.48	61.48	NUM
cjfa-10423	102	22	%	%	NOUN
cjfa-10423	102	23	.	.	PUNCT
cjfa-10423	103	1	groups	group	NOUN
cjfa-10423	103	2	of	of	ADP
cjfa-10423	103	3	banks	bank	NOUN
cjfa-10423	103	4	with	with	ADP
cjfa-10423	103	5	european	european	PROPN
cjfa-10423	103	6	(	(	PUNCT
cjfa-10423	103	7	56.36	56.36	NUM
cjfa-10423	103	8	%	%	NOUN
cjfa-10423	103	9	)	)	PUNCT
cjfa-10423	103	10	and	and	CCONJ
cjfa-10423	103	11	east	east	NOUN
cjfa-10423	103	12	(	(	PUNCT
cjfa-10423	103	13	5.12	5.12	NUM
cjfa-10423	103	14	%	%	NOUN
cjfa-10423	103	15	)	)	PUNCT
cjfa-10423	103	16	capital	capital	NOUN
cjfa-10423	103	17	made	make	VERB
cjfa-10423	103	18	up	up	ADP
cjfa-10423	103	19	the	the	DET
cjfa-10423	103	20	indicated	indicate	VERB
cjfa-10423	103	21	percentage	percentage	NOUN
cjfa-10423	103	22	share	share	NOUN
cjfa-10423	103	23	.	.	PUNCT
cjfa-10423	104	1	the	the	DET
cjfa-10423	104	2	state	state	NOUN
cjfa-10423	104	3	of	of	ADP
cjfa-10423	104	4	latvia	latvia	PROPN
cjfa-10423	104	5	,	,	PUNCT
cjfa-10423	104	6	in	in	ADP
cjfa-10423	104	7	its	its	PRON
cjfa-10423	104	8	turn	turn	NOUN
cjfa-10423	104	9	,	,	PUNCT
cjfa-10423	104	10	in	in	ADP
cjfa-10423	104	11	2001	2001	NUM
cjfa-10423	104	12	was	be	AUX
cjfa-10423	104	13	the	the	DET
cjfa-10423	104	14	sole	sole	ADJ
cjfa-10423	104	15	shareholder	shareholder	NOUN
cjfa-10423	104	16	of	of	ADP
cjfa-10423	104	17	as	as	ADP
cjfa-10423	104	18	mortgage	mortgage	NOUN
cjfa-10423	104	19	and	and	CCONJ
cjfa-10423	104	20	land	land	NOUN
cjfa-10423	104	21	bank	bank	PROPN
cjfa-10423	104	22	of	of	ADP
cjfa-10423	104	23	latvia	latvia	PROPN
cjfa-10423	104	24	,	,	PUNCT
cjfa-10423	104	25	and	and	CCONJ
cjfa-10423	104	26	the	the	DET
cjfa-10423	104	27	bank	bank	NOUN
cjfa-10423	104	28	’s	’s	PART
cjfa-10423	104	29	equity	equity	NOUN
cjfa-10423	104	30	capital	capital	NOUN
cjfa-10423	104	31	accounted	account	VERB
cjfa-10423	104	32	only	only	ADV
cjfa-10423	104	33	for	for	ADP
cjfa-10423	104	34	4.17	4.17	NUM
cjfa-10423	104	35	%	%	NOUN
cjfa-10423	104	36	of	of	ADP
cjfa-10423	104	37	the	the	DET
cjfa-10423	104	38	total	total	ADJ
cjfa-10423	104	39	capital	capital	NOUN
cjfa-10423	104	40	of	of	ADP
cjfa-10423	104	41	latvian	latvian	ADJ
cjfa-10423	104	42	banks	bank	NOUN
cjfa-10423	104	43	(	(	PUNCT
cjfa-10423	104	44	figure	figure	NOUN
cjfa-10423	104	45	3	3	NUM
cjfa-10423	104	46	)	)	PUNCT
cjfa-10423	104	47	.	.	PUNCT
cjfa-10423	105	1	figure	figure	VERB
cjfa-10423	105	2	3	3	NUM
cjfa-10423	105	3	.	.	PUNCT
cjfa-10423	105	4	car	car	NOUN
cjfa-10423	105	5	breakdown	breakdown	NOUN
cjfa-10423	105	6	in	in	ADP
cjfa-10423	105	7	groups	group	NOUN
cjfa-10423	105	8	of	of	ADP
cjfa-10423	105	9	banks	bank	NOUN
cjfa-10423	105	10	,	,	PUNCT
cjfa-10423	105	11	2001–2013	2001–2013	NUM
cjfa-10423	105	12	figure	figure	NOUN
cjfa-10423	105	13	3	3	NUM
cjfa-10423	105	14	.	.	PUNCT
cjfa-10423	105	15	car	car	NOUN
cjfa-10423	105	16	breakdown	breakdown	NOUN
cjfa-10423	105	17	in	in	ADP
cjfa-10423	105	18	groups	group	NOUN
cjfa-10423	105	19	of	of	ADP
cjfa-10423	105	20	banks	bank	NOUN
cjfa-10423	105	21	,	,	PUNCT
cjfa-10423	105	22	2001	2001	NUM
cjfa-10423	105	23	–	–	PUNCT
cjfa-10423	105	24	2013	2013	NUM
cjfa-10423	105	25	0	0	NUM
cjfa-10423	105	26	5	5	NUM
cjfa-10423	105	27	10	10	NUM
cjfa-10423	105	28	15	15	NUM
cjfa-10423	105	29	20	20	NUM
cjfa-10423	105	30	25	25	NUM
cjfa-10423	105	31	30	30	NUM
cjfa-10423	105	32	35	35	NUM
cjfa-10423	105	33	40	40	NUM
cjfa-10423	105	34	45	45	NUM
cjfa-10423	105	35	2001	2001	NUM
cjfa-10423	105	36	2002	2002	NUM
cjfa-10423	105	37	2003	2003	NUM
cjfa-10423	105	38	2004	2004	NUM
cjfa-10423	105	39	2005	2005	NUM
cjfa-10423	105	40	2006	2006	NUM
cjfa-10423	105	41	2007	2007	NUM
cjfa-10423	105	42	2008	2008	NUM
cjfa-10423	105	43	2009	2009	NUM
cjfa-10423	105	44	2010	2010	NUM
cjfa-10423	105	45	2011	2011	NUM
cjfa-10423	105	46	2012	2012	NUM
cjfa-10423	105	47	2013	2013	NUM
cjfa-10423	105	48	latvian	latvian	ADJ
cjfa-10423	105	49	 	 	SPACE
cjfa-10423	105	50	private	private	ADJ
cjfa-10423	105	51	 	 	SPACE
cjfa-10423	105	52	capital	capital	NOUN
cjfa-10423	105	53	european	european	PROPN
cjfa-10423	105	54	 	 	SPACE
cjfa-10423	105	55	capital	capital	PROPN
cjfa-10423	105	56	latvian	latvian	PROPN
cjfa-10423	105	57	 	 	SPACE
cjfa-10423	105	58	state	state	NOUN
cjfa-10423	105	59	 	 	SPACE
cjfa-10423	105	60	capital	capital	PROPN
cjfa-10423	105	61	easten	easten	PROPN
cjfa-10423	105	62	 	 	SPACE
cjfa-10423	105	63	capital	capital	PROPN
cjfa-10423	105	64	source	source	NOUN
cjfa-10423	105	65	:	:	PUNCT
cjfa-10423	105	66	created	create	VERB
cjfa-10423	105	67	by	by	ADP
cjfa-10423	105	68	authors	author	NOUN
cjfa-10423	105	69	based	base	VERB
cjfa-10423	105	70	on	on	ADP
cjfa-10423	105	71	consolidated	consolidated	ADJ
cjfa-10423	105	72	annual	annual	ADJ
cjfa-10423	105	73	reports	report	NOUN
cjfa-10423	105	74	of	of	ADP
cjfa-10423	105	75	latvian	latvian	ADJ
cjfa-10423	105	76	banks	bank	NOUN
cjfa-10423	105	77	,	,	PUNCT
cjfa-10423	105	78	2001	2001	NUM
cjfa-10423	105	79	–	–	PUNCT
cjfa-10423	105	80	2013	2013	NUM
cjfa-10423	105	81	the	the	DET
cjfa-10423	105	82	greatest	great	ADJ
cjfa-10423	105	83	risk	risk	NOUN
cjfa-10423	105	84	of	of	ADP
cjfa-10423	105	85	latvian	latvian	ADJ
cjfa-10423	105	86	banking	banking	NOUN
cjfa-10423	105	87	sector	sector	NOUN
cjfa-10423	105	88	is	be	AUX
cjfa-10423	105	89	credit	credit	NOUN
cjfa-10423	105	90	risk	risk	NOUN
cjfa-10423	105	91	caused	cause	VERB
cjfa-10423	105	92	mainly	mainly	ADV
cjfa-10423	105	93	by	by	ADP
cjfa-10423	105	94	credit	credit	NOUN
cjfa-10423	105	95	portfolio	portfolio	NOUN
cjfa-10423	105	96	size	size	NOUN
cjfa-10423	105	97	increase	increase	NOUN
cjfa-10423	105	98	.	.	PUNCT
cjfa-10423	106	1	the	the	DET
cjfa-10423	106	2	group	group	NOUN
cjfa-10423	106	3	of	of	ADP
cjfa-10423	106	4	banks	bank	NOUN
cjfa-10423	106	5	with	with	ADP
cjfa-10423	106	6	east	east	PROPN
cjfa-10423	106	7	capital	capital	NOUN
cjfa-10423	106	8	was	be	AUX
cjfa-10423	106	9	able	able	ADJ
cjfa-10423	106	10	to	to	PART
cjfa-10423	106	11	achieve	achieve	VERB
cjfa-10423	106	12	the	the	DET
cjfa-10423	106	13	highest	high	ADJ
cjfa-10423	106	14	capital	capital	NOUN
cjfa-10423	106	15	adequacy	adequacy	NOUN
cjfa-10423	106	16	ratio	ratio	NOUN
cjfa-10423	106	17	(	(	PUNCT
cjfa-10423	106	18	on	on	ADP
cjfa-10423	106	19	the	the	DET
cjfa-10423	106	20	average	average	NOUN
cjfa-10423	106	21	during	during	ADP
cjfa-10423	106	22	the	the	DET
cjfa-10423	106	23	period	period	NOUN
cjfa-10423	106	24	23.91	23.91	NUM
cjfa-10423	106	25	%	%	NOUN
cjfa-10423	106	26	)	)	PUNCT
cjfa-10423	106	27	,	,	PUNCT
cjfa-10423	106	28	because	because	SCONJ
cjfa-10423	106	29	the	the	DET
cjfa-10423	106	30	specific	specific	ADJ
cjfa-10423	106	31	weight	weight	NOUN
cjfa-10423	106	32	of	of	ADP
cjfa-10423	106	33	loans	loan	NOUN
cjfa-10423	106	34	on	on	ADP
cjfa-10423	106	35	balance	balance	NOUN
cjfa-10423	106	36	sheets	sheet	NOUN
cjfa-10423	106	37	of	of	ADP
cjfa-10423	106	38	the	the	DET
cjfa-10423	106	39	group	group	NOUN
cjfa-10423	106	40	's	's	PART
cjfa-10423	106	41	banks	bank	NOUN
cjfa-10423	106	42	during	during	ADP
cjfa-10423	106	43	the	the	DET
cjfa-10423	106	44	analysed	analyse	VERB
cjfa-10423	106	45	period	period	NOUN
cjfa-10423	106	46	(	(	PUNCT
cjfa-10423	106	47	2001	2001	NUM
cjfa-10423	106	48	–	–	PUNCT
cjfa-10423	106	49	2013	2013	NUM
cjfa-10423	106	50	)	)	PUNCT
cjfa-10423	106	51	was	be	AUX
cjfa-10423	106	52	small	small	ADJ
cjfa-10423	106	53	compared	compare	VERB
cjfa-10423	106	54	to	to	ADP
cjfa-10423	106	55	all	all	DET
cjfa-10423	106	56	other	other	ADJ
cjfa-10423	106	57	groups	group	NOUN
cjfa-10423	106	58	of	of	ADP
cjfa-10423	106	59	banks	bank	NOUN
cjfa-10423	106	60	.	.	PUNCT
cjfa-10423	107	1	accordingly	accordingly	ADV
cjfa-10423	107	2	components	component	NOUN
cjfa-10423	107	3	of	of	ADP
cjfa-10423	107	4	the	the	DET
cjfa-10423	107	5	total	total	ADJ
cjfa-10423	107	6	amount	amount	NOUN
cjfa-10423	107	7	of	of	ADP
cjfa-10423	107	8	credit	credit	NOUN
cjfa-10423	107	9	risk	risk	NOUN
cjfa-10423	107	10	had	have	VERB
cjfa-10423	107	11	little	little	ADJ
cjfa-10423	107	12	impact	impact	NOUN
cjfa-10423	107	13	on	on	ADP
cjfa-10423	107	14	amounts	amount	NOUN
cjfa-10423	107	15	of	of	ADP
cjfa-10423	107	16	risk	risk	NOUN
cjfa-10423	107	17	-	-	PUNCT
cjfa-10423	107	18	weighted	weight	VERB
cjfa-10423	107	19	assets	asset	NOUN
cjfa-10423	107	20	in	in	ADP
cjfa-10423	107	21	the	the	DET
cjfa-10423	107	22	aforementioned	aforementioned	ADJ
cjfa-10423	107	23	group	group	NOUN
cjfa-10423	107	24	.	.	PUNCT
cjfa-10423	108	1	in	in	ADP
cjfa-10423	108	2	the	the	DET
cjfa-10423	108	3	last	last	ADJ
cjfa-10423	108	4	quarter	quarter	NOUN
cjfa-10423	108	5	of	of	ADP
cjfa-10423	108	6	2013	2013	NUM
cjfa-10423	108	7	the	the	DET
cjfa-10423	108	8	capital	capital	NOUN
cjfa-10423	108	9	requirement	requirement	NOUN
cjfa-10423	108	10	for	for	ADP
cjfa-10423	108	11	credit	credit	NOUN
cjfa-10423	108	12	risk	risk	NOUN
cjfa-10423	108	13	in	in	ADP
cjfa-10423	108	14	the	the	DET
cjfa-10423	108	15	banking	banking	NOUN
cjfa-10423	108	16	sector	sector	NOUN
cjfa-10423	108	17	amounted	amount	VERB
cjfa-10423	108	18	to	to	ADP
cjfa-10423	108	19	1	1	NUM
cjfa-10423	108	20	041	041	NUM
cjfa-10423	108	21	715	715	NUM
cjfa-10423	108	22	thousand	thousand	NUM
cjfa-10423	108	23	eur	eur	NOUN
cjfa-10423	108	24	or	or	CCONJ
cjfa-10423	108	25	89.24	89.24	NUM
cjfa-10423	108	26	%	%	NOUN
cjfa-10423	108	27	,	,	PUNCT
cjfa-10423	108	28	with	with	ADP
cjfa-10423	108	29	dispersion	dispersion	NOUN
cjfa-10423	108	30	using	use	VERB
cjfa-10423	108	31	breakdown	breakdown	NOUN
cjfa-10423	108	32	in	in	ADP
cjfa-10423	108	33	groups	group	NOUN
cjfa-10423	108	34	of	of	ADP
cjfa-10423	108	35	banks	bank	NOUN
cjfa-10423	108	36	from	from	ADP
cjfa-10423	108	37	52.27	52.27	NUM
cjfa-10423	108	38	%	%	NOUN
cjfa-10423	108	39	(	(	PUNCT
cjfa-10423	108	40	the	the	DET
cjfa-10423	108	41	group	group	NOUN
cjfa-10423	108	42	of	of	ADP
cjfa-10423	108	43	banks	bank	NOUN
cjfa-10423	108	44	with	with	ADP
cjfa-10423	108	45	european	european	ADJ
cjfa-10423	108	46	capital	capital	NOUN
cjfa-10423	108	47	)	)	PUNCT
cjfa-10423	108	48	to	to	ADP
cjfa-10423	108	49	10.02	10.02	NUM
cjfa-10423	108	50	%	%	NOUN
cjfa-10423	108	51	in	in	ADP
cjfa-10423	108	52	the	the	DET
cjfa-10423	108	53	group	group	NOUN
cjfa-10423	108	54	of	of	ADP
cjfa-10423	108	55	banks	bank	NOUN
cjfa-10423	108	56	with	with	ADP
cjfa-10423	108	57	east	east	PROPN
cjfa-10423	108	58	capital	capital	NOUN
cjfa-10423	108	59	(	(	PUNCT
cjfa-10423	108	60	figure	figure	NOUN
cjfa-10423	108	61	4	4	NUM
cjfa-10423	108	62	)	)	PUNCT
cjfa-10423	108	63	.	.	PUNCT
cjfa-10423	109	1	figure	figure	VERB
cjfa-10423	109	2	4	4	NUM
cjfa-10423	109	3	.	.	PUNCT
cjfa-10423	110	1	breakdown	breakdown	NOUN
cjfa-10423	110	2	of	of	ADP
cjfa-10423	110	3	distribution	distribution	NOUN
cjfa-10423	110	4	of	of	ADP
cjfa-10423	110	5	mandatory	mandatory	ADJ
cjfa-10423	110	6	capital	capital	NOUN
cjfa-10423	110	7	requirements	requirement	NOUN
cjfa-10423	110	8	for	for	ADP
cjfa-10423	110	9	risks	risk	NOUN
cjfa-10423	110	10	in	in	ADP
cjfa-10423	110	11	groups	group	NOUN
cjfa-10423	110	12	of	of	ADP
cjfa-10423	110	13	banks	bank	NOUN
cjfa-10423	110	14	,	,	PUNCT
cjfa-10423	110	15	31.12.2013	31.12.2013	PROPN
cjfa-10423	110	16	s	s	NOUN
cjfa-10423	110	17	o	o	NOUN
cjfa-10423	110	18	u	u	NOUN
cjfa-10423	110	19	r	r	NOUN
cjfa-10423	110	20	c	c	NOUN
cjfa-10423	110	21	e	e	NOUN
cjfa-10423	110	22	:	:	PUNCT
cjfa-10423	110	23	created	create	VERB
cjfa-10423	110	24	by	by	ADP
cjfa-10423	110	25	authors	author	NOUN
cjfa-10423	110	26	based	base	VERB
cjfa-10423	110	27	on	on	ADP
cjfa-10423	110	28	consolidated	consolidated	ADJ
cjfa-10423	110	29	annual	annual	ADJ
cjfa-10423	110	30	reports	report	NOUN
cjfa-10423	110	31	of	of	ADP
cjfa-10423	110	32	latvian	latvian	ADJ
cjfa-10423	110	33	banks	bank	NOUN
cjfa-10423	110	34	,	,	PUNCT
cjfa-10423	110	35	2001–2013	2001–2013	NUM
cjfa-10423	110	36	.	.	PUNCT
cjfa-10423	111	1	the	the	DET
cjfa-10423	111	2	greatest	great	ADJ
cjfa-10423	111	3	risk	risk	NOUN
cjfa-10423	111	4	of	of	ADP
cjfa-10423	111	5	latvian	latvian	ADJ
cjfa-10423	111	6	banking	banking	NOUN
cjfa-10423	111	7	sector	sector	NOUN
cjfa-10423	111	8	is	be	AUX
cjfa-10423	111	9	credit	credit	NOUN
cjfa-10423	111	10	risk	risk	NOUN
cjfa-10423	111	11	caused	cause	VERB
cjfa-10423	111	12	mainly	mainly	ADV
cjfa-10423	111	13	by	by	ADP
cjfa-10423	111	14	credit	credit	NOUN
cjfa-10423	111	15	portfolio	portfolio	NOUN
cjfa-10423	111	16	size	size	NOUN
cjfa-10423	111	17	increase	increase	NOUN
cjfa-10423	111	18	.	.	PUNCT
cjfa-10423	112	1	the	the	DET
cjfa-10423	112	2	group	group	NOUN
cjfa-10423	112	3	of	of	ADP
cjfa-10423	112	4	banks	bank	NOUN
cjfa-10423	112	5	with	with	ADP
cjfa-10423	112	6	east	east	PROPN
cjfa-10423	112	7	capital	capital	NOUN
cjfa-10423	112	8	was	be	AUX
cjfa-10423	112	9	able	able	ADJ
cjfa-10423	112	10	to	to	PART
cjfa-10423	112	11	achieve	achieve	VERB
cjfa-10423	112	12	the	the	DET
cjfa-10423	112	13	highest	high	ADJ
cjfa-10423	112	14	capital	capital	NOUN
cjfa-10423	112	15	adequacy	adequacy	NOUN
cjfa-10423	112	16	ratio	ratio	NOUN
cjfa-10423	112	17	(	(	PUNCT
cjfa-10423	112	18	on	on	ADP
cjfa-10423	112	19	the	the	DET
cjfa-10423	112	20	average	average	NOUN
cjfa-10423	112	21	during	during	ADP
cjfa-10423	112	22	the	the	DET
cjfa-10423	112	23	period	period	NOUN
cjfa-10423	112	24	23.91	23.91	NUM
cjfa-10423	112	25	%	%	NOUN
cjfa-10423	112	26	)	)	PUNCT
cjfa-10423	112	27	,	,	PUNCT
cjfa-10423	112	28	because	because	SCONJ
cjfa-10423	112	29	the	the	DET
cjfa-10423	112	30	specific	specific	ADJ
cjfa-10423	112	31	weight	weight	NOUN
cjfa-10423	112	32	of	of	ADP
cjfa-10423	112	33	loans	loan	NOUN
cjfa-10423	112	34	on	on	ADP
cjfa-10423	112	35	balance	balance	NOUN
cjfa-10423	112	36	sheets	sheet	NOUN
cjfa-10423	112	37	of	of	ADP
cjfa-10423	112	38	the	the	DET
cjfa-10423	112	39	group	group	NOUN
cjfa-10423	112	40	’s	’s	PART
cjfa-10423	112	41	banks	bank	NOUN
cjfa-10423	112	42	during	during	ADP
cjfa-10423	112	43	the	the	DET
cjfa-10423	112	44	analysed	analyse	VERB
cjfa-10423	112	45	period	period	NOUN
cjfa-10423	112	46	(	(	PUNCT
cjfa-10423	112	47	2001–2013	2001–2013	NUM
cjfa-10423	112	48	)	)	PUNCT
cjfa-10423	112	49	was	be	AUX
cjfa-10423	112	50	small	small	ADJ
cjfa-10423	112	51	compared	compare	VERB
cjfa-10423	112	52	to	to	ADP
cjfa-10423	112	53	all	all	DET
cjfa-10423	112	54	other	other	ADJ
cjfa-10423	112	55	groups	group	NOUN
cjfa-10423	112	56	of	of	ADP
cjfa-10423	112	57	banks	bank	NOUN
cjfa-10423	112	58	.	.	PUNCT
cjfa-10423	113	1	accordingly	accordingly	ADV
cjfa-10423	113	2	components	component	NOUN
cjfa-10423	113	3	of	of	ADP
cjfa-10423	113	4	the	the	DET
cjfa-10423	113	5	total	total	ADJ
cjfa-10423	113	6	amount	amount	NOUN
cjfa-10423	113	7	of	of	ADP
cjfa-10423	113	8	credit	credit	NOUN
cjfa-10423	113	9	risk	risk	NOUN
cjfa-10423	113	10	had	have	VERB
cjfa-10423	113	11	little	little	ADJ
cjfa-10423	113	12	impact	impact	NOUN
cjfa-10423	113	13	on	on	ADP
cjfa-10423	113	14	amounts	amount	NOUN
cjfa-10423	113	15	of	of	ADP
cjfa-10423	113	16	risk	risk	NOUN
cjfa-10423	113	17	-	-	PUNCT
cjfa-10423	113	18	weighted	weight	VERB
cjfa-10423	113	19	assets	asset	NOUN
cjfa-10423	113	20	in	in	ADP
cjfa-10423	113	21	the	the	DET
cjfa-10423	113	22	aforementioned	aforementioned	ADJ
cjfa-10423	113	23	group	group	NOUN
cjfa-10423	113	24	.	.	PUNCT
cjfa-10423	114	1	in	in	ADP
cjfa-10423	114	2	the	the	DET
cjfa-10423	114	3	last	last	ADJ
cjfa-10423	114	4	quarter	quarter	NOUN
cjfa-10423	114	5	of	of	ADP
cjfa-10423	114	6	2013	2013	NUM
cjfa-10423	114	7	the	the	DET
cjfa-10423	114	8	capital	capital	NOUN
cjfa-10423	114	9	requirement	requirement	NOUN
cjfa-10423	114	10	for	for	ADP
cjfa-10423	114	11	credit	credit	NOUN
cjfa-10423	114	12	risk	risk	NOUN
cjfa-10423	114	13	in	in	ADP
cjfa-10423	114	14	the	the	DET
cjfa-10423	114	15	banking	banking	NOUN
cjfa-10423	114	16	sector	sector	NOUN
cjfa-10423	114	17	amounted	amount	VERB
cjfa-10423	114	18	to	to	ADP
cjfa-10423	114	19	1	1	NUM
cjfa-10423	114	20	041	041	NUM
cjfa-10423	114	21	715	715	NUM
cjfa-10423	114	22	thousand	thousand	NUM
cjfa-10423	114	23	eur	eur	NOUN
cjfa-10423	114	24	or	or	CCONJ
cjfa-10423	114	25	89.24	89.24	NUM
cjfa-10423	114	26	%	%	NOUN
cjfa-10423	114	27	,	,	PUNCT
cjfa-10423	114	28	with	with	ADP
cjfa-10423	114	29	dispersion	dispersion	NOUN
cjfa-10423	114	30	using	use	VERB
cjfa-10423	114	31	breakdown	breakdown	NOUN
cjfa-10423	114	32	in	in	ADP
cjfa-10423	114	33	groups	group	NOUN
cjfa-10423	114	34	of	of	ADP
cjfa-10423	114	35	banks	bank	NOUN
cjfa-10423	114	36	from	from	ADP
cjfa-10423	114	37	52.27	52.27	NUM
cjfa-10423	114	38	%	%	NOUN
cjfa-10423	114	39	(	(	PUNCT
cjfa-10423	114	40	the	the	DET
cjfa-10423	114	41	group	group	NOUN
cjfa-10423	114	42	of	of	ADP
cjfa-10423	114	43	banks	bank	NOUN
cjfa-10423	114	44	with	with	ADP
cjfa-10423	114	45	european	european	ADJ
cjfa-10423	114	46	capital	capital	NOUN
cjfa-10423	114	47	)	)	PUNCT
cjfa-10423	114	48	to	to	ADP
cjfa-10423	114	49	10.02	10.02	NUM
cjfa-10423	114	50	%	%	NOUN
cjfa-10423	114	51	in	in	ADP
cjfa-10423	114	52	the	the	DET
cjfa-10423	114	53	group	group	NOUN
cjfa-10423	114	54	of	of	ADP
cjfa-10423	114	55	banks	bank	NOUN
cjfa-10423	114	56	with	with	ADP
cjfa-10423	114	57	east	east	PROPN
cjfa-10423	114	58	capital	capital	NOUN
cjfa-10423	114	59	(	(	PUNCT
cjfa-10423	114	60	figure	figure	NOUN
cjfa-10423	114	61	4	4	NUM
cjfa-10423	114	62	)	)	PUNCT
cjfa-10423	114	63	.	.	PUNCT
cjfa-10423	115	1	analysis	analysis	NOUN
cjfa-10423	115	2	and	and	CCONJ
cjfa-10423	115	3	evaluation	evaluation	NOUN
cjfa-10423	115	4	of	of	ADP
cjfa-10423	115	5	capital	capital	NOUN
cjfa-10423	115	6	adequacy	adequacy	NOUN
cjfa-10423	115	7	…	…	PUNCT
cjfa-10423	115	8	115	115	NUM
cjfa-10423	115	9	figure	figure	NOUN
cjfa-10423	115	10	4	4	NUM
cjfa-10423	115	11	.	.	PUNCT
cjfa-10423	115	12	breakdown	breakdown	NOUN
cjfa-10423	115	13	of	of	ADP
cjfa-10423	115	14	distribution	distribution	NOUN
cjfa-10423	115	15	of	of	ADP
cjfa-10423	115	16	mandatory	mandatory	ADJ
cjfa-10423	115	17	capital	capital	NOUN
cjfa-10423	115	18	requirements	requirement	NOUN
cjfa-10423	115	19	for	for	ADP
cjfa-10423	115	20	risks	risk	NOUN
cjfa-10423	115	21	in	in	ADP
cjfa-10423	115	22	groups	group	NOUN
cjfa-10423	115	23	of	of	ADP
cjfa-10423	115	24	banks	bank	NOUN
cjfa-10423	115	25	,	,	PUNCT
cjfa-10423	115	26	31.12.2013	31.12.2013	NUM
cjfa-10423	115	27	25,96	25,96	NUM
cjfa-10423	115	28	53,41	53,41	NUM
cjfa-10423	115	29	29,97	29,97	NUM
cjfa-10423	115	30	23,59	23,59	NUM
cjfa-10423	115	31	44,46	44,46	NOUN
cjfa-10423	115	32	11,74	11,74	NUM
cjfa-10423	115	33	5,61	5,61	NUM
cjfa-10423	115	34	14,36	14,36	NUM
cjfa-10423	115	35	52,27	52,27	NUM
cjfa-10423	115	36	10,02	10,02	NUM
cjfa-10423	115	37	11,21	11,21	NUM
cjfa-10423	115	38	17,39	17,39	NOUN
cjfa-10423	115	39	0	0	NUM
cjfa-10423	115	40	10	10	NUM
cjfa-10423	115	41	20	20	NUM
cjfa-10423	115	42	30	30	NUM
cjfa-10423	115	43	40	40	NUM
cjfa-10423	115	44	50	50	NUM
cjfa-10423	115	45	60	60	NUM
cjfa-10423	115	46	credit	credit	NOUN
cjfa-10423	115	47	 	 	SPACE
cjfa-10423	115	48	risk	risk	NOUN
cjfa-10423	115	49	market	market	NOUN
cjfa-10423	115	50	 	 	SPACE
cjfa-10423	115	51	risk	risk	NOUN
cjfa-10423	115	52	operational	operational	ADJ
cjfa-10423	115	53	 	 	SPACE
cjfa-10423	115	54	risk	risk	NOUN
cjfa-10423	115	55	latvian	latvian	ADJ
cjfa-10423	115	56	 	 	SPACE
cjfa-10423	115	57	capital	capital	PROPN
cjfa-10423	115	58	european	european	PROPN
cjfa-10423	115	59	 	 	SPACE
cjfa-10423	115	60	capital	capital	PROPN
cjfa-10423	115	61	latvian	latvian	PROPN
cjfa-10423	115	62	 	 	SPACE
cjfa-10423	115	63	state	state	NOUN
cjfa-10423	115	64	 	 	SPACE
cjfa-10423	115	65	capital	capital	PROPN
cjfa-10423	115	66	easten	easten	PROPN
cjfa-10423	115	67	 	 	SPACE
cjfa-10423	115	68	capital	capital	PROPN
cjfa-10423	115	69	source	source	NOUN
cjfa-10423	115	70	:	:	PUNCT
cjfa-10423	115	71	created	create	VERB
cjfa-10423	115	72	by	by	ADP
cjfa-10423	115	73	authors	author	NOUN
cjfa-10423	115	74	based	base	VERB
cjfa-10423	115	75	on	on	ADP
cjfa-10423	115	76	fcmc	fcmc	PROPN
cjfa-10423	115	77	data	data	PROPN
cjfa-10423	115	78	,	,	PUNCT
cjfa-10423	115	79	2014	2014	NUM
cjfa-10423	115	80	in	in	ADP
cjfa-10423	115	81	2013	2013	NUM
cjfa-10423	115	82	only	only	ADV
cjfa-10423	115	83	the	the	DET
cjfa-10423	115	84	group	group	NOUN
cjfa-10423	115	85	of	of	ADP
cjfa-10423	115	86	banks	bank	NOUN
cjfa-10423	115	87	with	with	ADP
cjfa-10423	115	88	european	european	ADJ
cjfa-10423	115	89	capital	capital	NOUN
cjfa-10423	115	90	attained	attain	VERB
cjfa-10423	115	91	the	the	DET
cjfa-10423	115	92	greatest	great	ADJ
cjfa-10423	115	93	share	share	NOUN
cjfa-10423	115	94	of	of	ADP
cjfa-10423	115	95	credit	credit	NOUN
cjfa-10423	115	96	risk	risk	NOUN
cjfa-10423	115	97	52.27	52.27	NUM
cjfa-10423	115	98	%	%	NOUN
cjfa-10423	115	99	of	of	ADP
cjfa-10423	115	100	the	the	DET
cjfa-10423	115	101	market	market	NOUN
cjfa-10423	115	102	.	.	PUNCT
cjfa-10423	116	1	banks	bank	NOUN
cjfa-10423	116	2	of	of	ADP
cjfa-10423	116	3	this	this	DET
cjfa-10423	116	4	group	group	NOUN
cjfa-10423	116	5	are	be	AUX
cjfa-10423	116	6	more	more	ADV
cjfa-10423	116	7	focused	focused	ADJ
cjfa-10423	116	8	on	on	ADP
cjfa-10423	116	9	providing	provide	VERB
cjfa-10423	116	10	services	service	NOUN
cjfa-10423	116	11	to	to	ADP
cjfa-10423	116	12	local	local	ADJ
cjfa-10423	116	13	customers	customer	NOUN
cjfa-10423	116	14	and	and	CCONJ
cjfa-10423	116	15	especially	especially	ADV
cjfa-10423	116	16	lending	lending	NOUN
cjfa-10423	116	17	,	,	PUNCT
cjfa-10423	116	18	thus	thus	ADV
cjfa-10423	116	19	a	a	DET
cjfa-10423	116	20	significant	significant	ADJ
cjfa-10423	116	21	part	part	NOUN
cjfa-10423	116	22	of	of	ADP
cjfa-10423	116	23	their	their	PRON
cjfa-10423	116	24	credit	credit	NOUN
cjfa-10423	116	25	portfolios	portfolio	NOUN
cjfa-10423	116	26	constitute	constitute	VERB
cjfa-10423	116	27	loans	loan	NOUN
cjfa-10423	116	28	to	to	ADP
cjfa-10423	116	29	residents	resident	NOUN
cjfa-10423	116	30	.	.	PUNCT
cjfa-10423	117	1	that	that	PRON
cjfa-10423	117	2	explains	explain	VERB
cjfa-10423	117	3	the	the	DET
cjfa-10423	117	4	great	great	ADJ
cjfa-10423	117	5	specific	specific	ADJ
cjfa-10423	117	6	weight	weight	NOUN
cjfa-10423	117	7	of	of	ADP
cjfa-10423	117	8	credit	credit	NOUN
cjfa-10423	117	9	risk	risk	NOUN
cjfa-10423	117	10	in	in	ADP
cjfa-10423	117	11	these	these	DET
cjfa-10423	117	12	banks	bank	NOUN
cjfa-10423	117	13	.	.	PUNCT
cjfa-10423	118	1	although	although	SCONJ
cjfa-10423	118	2	during	during	ADP
cjfa-10423	118	3	the	the	DET
cjfa-10423	118	4	last	last	ADJ
cjfa-10423	118	5	years	year	NOUN
cjfa-10423	118	6	the	the	DET
cjfa-10423	118	7	quality	quality	NOUN
cjfa-10423	118	8	of	of	ADP
cjfa-10423	118	9	bank	bank	NOUN
cjfa-10423	118	10	credit	credit	NOUN
cjfa-10423	118	11	portfolio	portfolio	NOUN
cjfa-10423	118	12	continued	continue	VERB
cjfa-10423	118	13	to	to	PART
cjfa-10423	118	14	improve	improve	VERB
cjfa-10423	118	15	,	,	PUNCT
cjfa-10423	118	16	credit	credit	NOUN
cjfa-10423	118	17	risk	risk	NOUN
cjfa-10423	118	18	is	be	AUX
cjfa-10423	118	19	still	still	ADV
cjfa-10423	118	20	considerable	considerable	ADJ
cjfa-10423	118	21	.	.	PUNCT
cjfa-10423	119	1	that	that	PRON
cjfa-10423	119	2	is	be	AUX
cjfa-10423	119	3	related	relate	VERB
cjfa-10423	119	4	to	to	ADP
cjfa-10423	119	5	echoes	echo	NOUN
cjfa-10423	119	6	of	of	ADP
cjfa-10423	119	7	events	event	NOUN
cjfa-10423	119	8	of	of	ADP
cjfa-10423	119	9	2008	2008	NUM
cjfa-10423	119	10	,	,	PUNCT
cjfa-10423	119	11	when	when	SCONJ
cjfa-10423	119	12	their	their	PRON
cjfa-10423	119	13	borrowers	borrower	NOUN
cjfa-10423	119	14	fell	fall	VERB
cjfa-10423	119	15	victims	victim	NOUN
cjfa-10423	119	16	to	to	ADP
cjfa-10423	119	17	sudden	sudden	ADJ
cjfa-10423	119	18	insolvency	insolvency	NOUN
cjfa-10423	119	19	.	.	PUNCT
cjfa-10423	120	1	but	but	CCONJ
cjfa-10423	120	2	considering	consider	VERB
cjfa-10423	120	3	the	the	DET
cjfa-10423	120	4	fact	fact	NOUN
cjfa-10423	120	5	that	that	SCONJ
cjfa-10423	120	6	the	the	DET
cjfa-10423	120	7	aforementioned	aforementioned	ADJ
cjfa-10423	120	8	banks	bank	NOUN
cjfa-10423	120	9	were	be	AUX
cjfa-10423	120	10	leaders	leader	NOUN
cjfa-10423	120	11	in	in	ADP
cjfa-10423	120	12	lending	lending	NOUN
cjfa-10423	120	13	,	,	PUNCT
cjfa-10423	120	14	especially	especially	ADV
cjfa-10423	120	15	mortgage	mortgage	NOUN
cjfa-10423	120	16	lending	lending	NOUN
cjfa-10423	120	17	;	;	PUNCT
cjfa-10423	120	18	banks	bank	NOUN
cjfa-10423	120	19	in	in	ADP
cjfa-10423	120	20	the	the	DET
cjfa-10423	120	21	group	group	NOUN
cjfa-10423	120	22	of	of	ADP
cjfa-10423	120	23	banks	bank	NOUN
cjfa-10423	120	24	owned	own	VERB
cjfa-10423	120	25	by	by	ADP
cjfa-10423	120	26	european	european	ADJ
cjfa-10423	120	27	shareholders	shareholder	NOUN
cjfa-10423	120	28	have	have	AUX
cjfa-10423	120	29	suffered	suffer	VERB
cjfa-10423	120	30	the	the	DET
cjfa-10423	120	31	most	most	ADV
cjfa-10423	120	32	significant	significant	ADJ
cjfa-10423	120	33	decrease	decrease	NOUN
cjfa-10423	120	34	of	of	ADP
cjfa-10423	120	35	credit	credit	NOUN
cjfa-10423	120	36	portfolio	portfolio	NOUN
cjfa-10423	120	37	and	and	CCONJ
cjfa-10423	120	38	the	the	DET
cjfa-10423	120	39	greatest	great	ADJ
cjfa-10423	120	40	losses	loss	NOUN
cjfa-10423	120	41	.	.	PUNCT
cjfa-10423	121	1	in	in	ADP
cjfa-10423	121	2	addition	addition	NOUN
cjfa-10423	121	3	banks	bank	NOUN
cjfa-10423	121	4	focused	focus	VERB
cjfa-10423	121	5	on	on	ADP
cjfa-10423	121	6	nonresident	nonresident	ADJ
cjfa-10423	121	7	business	business	NOUN
cjfa-10423	121	8	do	do	AUX
cjfa-10423	121	9	not	not	PART
cjfa-10423	121	10	engage	engage	VERB
cjfa-10423	121	11	to	to	ADP
cjfa-10423	121	12	such	such	ADJ
cjfa-10423	121	13	extent	extent	NOUN
cjfa-10423	121	14	in	in	ADP
cjfa-10423	121	15	lending	lending	NOUN
cjfa-10423	121	16	activities	activity	NOUN
cjfa-10423	121	17	,	,	PUNCT
cjfa-10423	121	18	the	the	DET
cjfa-10423	121	19	specific	specific	ADJ
cjfa-10423	121	20	weight	weight	NOUN
cjfa-10423	121	21	of	of	ADP
cjfa-10423	121	22	their	their	PRON
cjfa-10423	121	23	credit	credit	NOUN
cjfa-10423	121	24	portfolio	portfolio	NOUN
cjfa-10423	121	25	in	in	ADP
cjfa-10423	121	26	their	their	PRON
cjfa-10423	121	27	assets	asset	NOUN
cjfa-10423	121	28	is	be	AUX
cjfa-10423	121	29	roughly	roughly	ADV
cjfa-10423	121	30	half	half	NOUN
cjfa-10423	121	31	as	as	ADV
cjfa-10423	121	32	big	big	ADJ
cjfa-10423	121	33	as	as	ADP
cjfa-10423	121	34	that	that	PRON
cjfa-10423	121	35	of	of	ADP
cjfa-10423	121	36	universal	universal	ADJ
cjfa-10423	121	37	banks	bank	NOUN
cjfa-10423	121	38	(	(	PUNCT
cjfa-10423	121	39	full	full	ADJ
cjfa-10423	121	40	service	service	NOUN
cjfa-10423	121	41	banks	bank	NOUN
cjfa-10423	121	42	)	)	PUNCT
cjfa-10423	121	43	.	.	PUNCT
cjfa-10423	122	1	impact	impact	NOUN
cjfa-10423	122	2	of	of	ADP
cjfa-10423	122	3	basel	basel	PROPN
cjfa-10423	122	4	iii	iii	PROPN
cjfa-10423	122	5	requirements	requirement	NOUN
cjfa-10423	122	6	on	on	ADP
cjfa-10423	122	7	capital	capital	NOUN
cjfa-10423	122	8	adequacy	adequacy	NOUN
cjfa-10423	122	9	of	of	ADP
cjfa-10423	122	10	latvian	latvian	ADJ
cjfa-10423	122	11	banking	banking	NOUN
cjfa-10423	122	12	sector	sector	NOUN
cjfa-10423	122	13	examination	examination	NOUN
cjfa-10423	122	14	of	of	ADP
cjfa-10423	122	15	impact	impact	NOUN
cjfa-10423	122	16	of	of	ADP
cjfa-10423	122	17	introducing	introduce	VERB
cjfa-10423	122	18	basel	basel	PROPN
cjfa-10423	122	19	iii	iii	PROPN
cjfa-10423	122	20	requirements	requirement	NOUN
cjfa-10423	122	21	on	on	ADP
cjfa-10423	122	22	capital	capital	NOUN
cjfa-10423	122	23	adequacy	adequacy	NOUN
cjfa-10423	122	24	ratios	ratio	NOUN
cjfa-10423	122	25	of	of	ADP
cjfa-10423	122	26	latvian	latvian	ADJ
cjfa-10423	122	27	banks	bank	NOUN
cjfa-10423	122	28	,	,	PUNCT
cjfa-10423	122	29	first	first	ADV
cjfa-10423	122	30	of	of	ADP
cjfa-10423	122	31	all	all	PRON
cjfa-10423	122	32	,	,	PUNCT
cjfa-10423	122	33	includes	include	VERB
cjfa-10423	122	34	evaluation	evaluation	NOUN
cjfa-10423	122	35	of	of	ADP
cjfa-10423	122	36	increase	increase	NOUN
cjfa-10423	122	37	in	in	ADP
cjfa-10423	122	38	risk	risk	NOUN
cjfa-10423	122	39	-	-	PUNCT
cjfa-10423	122	40	weighted	weight	VERB
cjfa-10423	122	41	assets	asset	NOUN
cjfa-10423	122	42	of	of	ADP
cjfa-10423	122	43	banks	bank	NOUN
cjfa-10423	122	44	.	.	PUNCT
cjfa-10423	123	1	it	it	PRON
cjfa-10423	123	2	would	would	AUX
cjfa-10423	123	3	not	not	PART
cjfa-10423	123	4	be	be	AUX
cjfa-10423	123	5	possible	possible	ADJ
cjfa-10423	123	6	to	to	PART
cjfa-10423	123	7	calculate	calculate	VERB
cjfa-10423	123	8	the	the	DET
cjfa-10423	123	9	total	total	ADJ
cjfa-10423	123	10	amount	amount	NOUN
cjfa-10423	123	11	of	of	ADP
cjfa-10423	123	12	risk	risk	NOUN
cjfa-10423	123	13	-	-	PUNCT
cjfa-10423	123	14	weighted	weight	VERB
cjfa-10423	123	15	assets	asset	NOUN
cjfa-10423	123	16	of	of	ADP
cjfa-10423	123	17	each	each	DET
cjfa-10423	123	18	bank	bank	NOUN
cjfa-10423	123	19	by	by	ADP
cjfa-10423	123	20	means	mean	NOUN
cjfa-10423	123	21	of	of	ADP
cjfa-10423	123	22	the	the	DET
cjfa-10423	123	23	direct	direct	ADJ
cjfa-10423	123	24	method	method	NOUN
cjfa-10423	123	25	of	of	ADP
cjfa-10423	123	26	basel	basel	PROPN
cjfa-10423	123	27	iii	iii	PROPN
cjfa-10423	123	28	,	,	PUNCT
cjfa-10423	123	29	since	since	SCONJ
cjfa-10423	123	30	financial	financial	ADJ
cjfa-10423	123	31	statements	statement	NOUN
cjfa-10423	123	32	do	do	AUX
cjfa-10423	123	33	not	not	PART
cjfa-10423	123	34	contain	contain	VERB
cjfa-10423	123	35	s	s	PRON
cjfa-10423	123	36	o	o	NOUN
cjfa-10423	123	37	u	u	NOUN
cjfa-10423	123	38	r	r	NOUN
cjfa-10423	123	39	c	c	NOUN
cjfa-10423	123	40	e	e	NOUN
cjfa-10423	123	41	:	:	PUNCT
cjfa-10423	123	42	created	create	VERB
cjfa-10423	123	43	by	by	ADP
cjfa-10423	123	44	authors	author	NOUN
cjfa-10423	123	45	based	base	VERB
cjfa-10423	123	46	on	on	ADP
cjfa-10423	123	47	fcmc	fcmc	PROPN
cjfa-10423	123	48	data	data	PROPN
cjfa-10423	123	49	,	,	PUNCT
cjfa-10423	123	50	2014	2014	NUM
cjfa-10423	123	51	.	.	PUNCT
cjfa-10423	124	1	in	in	ADP
cjfa-10423	124	2	2013	2013	NUM
cjfa-10423	124	3	only	only	ADV
cjfa-10423	124	4	the	the	DET
cjfa-10423	124	5	group	group	NOUN
cjfa-10423	124	6	of	of	ADP
cjfa-10423	124	7	banks	bank	NOUN
cjfa-10423	124	8	with	with	ADP
cjfa-10423	124	9	european	european	ADJ
cjfa-10423	124	10	capital	capital	NOUN
cjfa-10423	124	11	attained	attain	VERB
cjfa-10423	124	12	the	the	DET
cjfa-10423	124	13	greatest	great	ADJ
cjfa-10423	124	14	share	share	NOUN
cjfa-10423	124	15	of	of	ADP
cjfa-10423	124	16	credit	credit	NOUN
cjfa-10423	124	17	risk	risk	NOUN
cjfa-10423	124	18	52.27	52.27	NUM
cjfa-10423	124	19	%	%	NOUN
cjfa-10423	124	20	of	of	ADP
cjfa-10423	124	21	the	the	DET
cjfa-10423	124	22	market	market	NOUN
cjfa-10423	124	23	.	.	PUNCT
cjfa-10423	125	1	banks	bank	NOUN
cjfa-10423	125	2	of	of	ADP
cjfa-10423	125	3	this	this	DET
cjfa-10423	125	4	group	group	NOUN
cjfa-10423	125	5	are	be	AUX
cjfa-10423	125	6	more	more	ADV
cjfa-10423	125	7	focused	focused	ADJ
cjfa-10423	125	8	on	on	ADP
cjfa-10423	125	9	providing	provide	VERB
cjfa-10423	125	10	services	service	NOUN
cjfa-10423	125	11	to	to	ADP
cjfa-10423	125	12	local	local	ADJ
cjfa-10423	125	13	customers	customer	NOUN
cjfa-10423	125	14	and	and	CCONJ
cjfa-10423	125	15	especially	especially	ADV
cjfa-10423	125	16	lending	lending	NOUN
cjfa-10423	125	17	,	,	PUNCT
cjfa-10423	125	18	thus	thus	ADV
cjfa-10423	125	19	asignificant	asignificant	ADJ
cjfa-10423	125	20	part	part	NOUN
cjfa-10423	125	21	of	of	ADP
cjfa-10423	125	22	their	their	PRON
cjfa-10423	125	23	credit	credit	NOUN
cjfa-10423	125	24	portfolios	portfolio	NOUN
cjfa-10423	125	25	constitute	constitute	VERB
cjfa-10423	125	26	loans	loan	NOUN
cjfa-10423	125	27	to	to	ADP
cjfa-10423	125	28	residents	resident	NOUN
cjfa-10423	125	29	.	.	PUNCT
cjfa-10423	126	1	that	that	PRON
cjfa-10423	126	2	explains	explain	VERB
cjfa-10423	126	3	the	the	DET
cjfa-10423	126	4	great	great	ADJ
cjfa-10423	126	5	specific	specific	ADJ
cjfa-10423	126	6	weight	weight	NOUN
cjfa-10423	126	7	of	of	ADP
cjfa-10423	126	8	credit	credit	NOUN
cjfa-10423	126	9	risk	risk	NOUN
cjfa-10423	126	10	in	in	ADP
cjfa-10423	126	11	these	these	DET
cjfa-10423	126	12	banks	bank	NOUN
cjfa-10423	126	13	.	.	PUNCT
cjfa-10423	127	1	although	although	SCONJ
cjfa-10423	127	2	during	during	ADP
cjfa-10423	127	3	the	the	DET
cjfa-10423	127	4	last	last	ADJ
cjfa-10423	127	5	years	year	NOUN
cjfa-10423	127	6	the	the	DET
cjfa-10423	127	7	quality	quality	NOUN
cjfa-10423	127	8	of	of	ADP
cjfa-10423	127	9	bank	bank	NOUN
cjfa-10423	127	10	credit	credit	NOUN
cjfa-10423	127	11	portfolio	portfolio	NOUN
cjfa-10423	127	12	continued	continue	VERB
cjfa-10423	127	13	to	to	PART
cjfa-10423	127	14	improve	improve	VERB
cjfa-10423	127	15	,	,	PUNCT
cjfa-10423	127	16	credit	credit	NOUN
cjfa-10423	127	17	risk	risk	NOUN
cjfa-10423	127	18	is	be	AUX
cjfa-10423	127	19	still	still	ADV
cjfa-10423	127	20	considerable	considerable	ADJ
cjfa-10423	127	21	.	.	PUNCT
cjfa-10423	128	1	that	that	PRON
cjfa-10423	128	2	is	be	AUX
cjfa-10423	128	3	related	relate	VERB
cjfa-10423	128	4	to	to	ADP
cjfa-10423	128	5	echoes	echo	NOUN
cjfa-10423	128	6	of	of	ADP
cjfa-10423	128	7	events	event	NOUN
cjfa-10423	128	8	of	of	ADP
cjfa-10423	128	9	2008	2008	NUM
cjfa-10423	128	10	,	,	PUNCT
cjfa-10423	128	11	when	when	SCONJ
cjfa-10423	128	12	their	their	PRON
cjfa-10423	128	13	borrowers	borrower	NOUN
cjfa-10423	128	14	fell	fall	VERB
cjfa-10423	128	15	victims	victim	NOUN
cjfa-10423	128	16	to	to	ADP
cjfa-10423	128	17	sudden	sudden	ADJ
cjfa-10423	128	18	insolvency	insolvency	NOUN
cjfa-10423	128	19	.	.	PUNCT
cjfa-10423	129	1	but	but	CCONJ
cjfa-10423	129	2	considering	consider	VERB
cjfa-10423	129	3	the	the	DET
cjfa-10423	129	4	fact	fact	NOUN
cjfa-10423	129	5	that	that	SCONJ
cjfa-10423	129	6	the	the	DET
cjfa-10423	129	7	aforementioned	aforementioned	ADJ
cjfa-10423	129	8	banks	bank	NOUN
cjfa-10423	129	9	were	be	AUX
cjfa-10423	129	10	leaders	leader	NOUN
cjfa-10423	129	11	in	in	ADP
cjfa-10423	129	12	lending	lending	NOUN
cjfa-10423	129	13	,	,	PUNCT
cjfa-10423	129	14	especially	especially	ADV
cjfa-10423	129	15	mortgage	mortgage	NOUN
cjfa-10423	129	16	lending	lending	NOUN
cjfa-10423	129	17	;	;	PUNCT
cjfa-10423	129	18	banks	bank	NOUN
cjfa-10423	129	19	in	in	ADP
cjfa-10423	129	20	the	the	DET
cjfa-10423	129	21	group	group	NOUN
cjfa-10423	129	22	of	of	ADP
cjfa-10423	129	23	banks	bank	NOUN
cjfa-10423	129	24	owned	own	VERB
cjfa-10423	129	25	by	by	ADP
cjfa-10423	129	26	european	european	ADJ
cjfa-10423	129	27	shareholders	shareholder	NOUN
cjfa-10423	129	28	have	have	AUX
cjfa-10423	129	29	suffered	suffer	VERB
cjfa-10423	129	30	the	the	DET
cjfa-10423	129	31	most	most	ADV
cjfa-10423	129	32	significant	significant	ADJ
cjfa-10423	129	33	decrease	decrease	NOUN
cjfa-10423	129	34	of	of	ADP
cjfa-10423	129	35	credit	credit	NOUN
cjfa-10423	129	36	portfolio	portfolio	NOUN
cjfa-10423	129	37	and	and	CCONJ
cjfa-10423	129	38	the	the	DET
cjfa-10423	129	39	greatest	great	ADJ
cjfa-10423	129	40	losses	loss	NOUN
cjfa-10423	129	41	.	.	PUNCT
cjfa-10423	130	1	in	in	ADP
cjfa-10423	130	2	addition	addition	NOUN
cjfa-10423	130	3	banks	bank	NOUN
cjfa-10423	130	4	focused	focus	VERB
cjfa-10423	130	5	on	on	ADP
cjfa-10423	130	6	non	non	ADJ
cjfa-10423	130	7	-	-	ADJ
cjfa-10423	130	8	resident	resident	ADJ
cjfa-10423	130	9	business	business	NOUN
cjfa-10423	130	10	do	do	AUX
cjfa-10423	130	11	not	not	PART
cjfa-10423	130	12	engage	engage	VERB
cjfa-10423	130	13	to	to	ADP
cjfa-10423	130	14	such	such	ADJ
cjfa-10423	130	15	extent	extent	NOUN
cjfa-10423	130	16	in	in	ADP
cjfa-10423	130	17	lending	lending	NOUN
cjfa-10423	130	18	activities	activity	NOUN
cjfa-10423	130	19	,	,	PUNCT
cjfa-10423	130	20	the	the	DET
cjfa-10423	130	21	specific	specific	ADJ
cjfa-10423	130	22	weight	weight	NOUN
cjfa-10423	130	23	of	of	ADP
cjfa-10423	130	24	their	their	PRON
cjfa-10423	130	25	credit	credit	NOUN
cjfa-10423	130	26	portfolio	portfolio	NOUN
cjfa-10423	130	27	in	in	ADP
cjfa-10423	130	28	their	their	PRON
cjfa-10423	130	29	assets	asset	NOUN
cjfa-10423	130	30	is	be	AUX
cjfa-10423	130	31	roughly	roughly	ADV
cjfa-10423	130	32	half	half	NOUN
cjfa-10423	130	33	as	as	ADV
cjfa-10423	130	34	big	big	ADJ
cjfa-10423	130	35	as	as	ADP
cjfa-10423	130	36	that	that	PRON
cjfa-10423	130	37	of	of	ADP
cjfa-10423	130	38	universal	universal	ADJ
cjfa-10423	130	39	banks	bank	NOUN
cjfa-10423	130	40	(	(	PUNCT
cjfa-10423	130	41	full	full	ADJ
cjfa-10423	130	42	service	service	NOUN
cjfa-10423	130	43	banks	bank	NOUN
cjfa-10423	130	44	)	)	PUNCT
cjfa-10423	130	45	.	.	PUNCT
cjfa-10423	131	1	impact	impact	NOUN
cjfa-10423	131	2	of	of	ADP
cjfa-10423	131	3	basel	basel	PROPN
cjfa-10423	131	4	iii	iii	PROPN
cjfa-10423	131	5	requirements	requirement	NOUN
cjfa-10423	131	6	on	on	ADP
cjfa-10423	131	7	capital	capital	NOUN
cjfa-10423	131	8	adequacy	adequacy	NOUN
cjfa-10423	131	9	of	of	ADP
cjfa-10423	131	10	latvian	latvian	ADJ
cjfa-10423	131	11	banking	banking	NOUN
cjfa-10423	131	12	sector	sector	NOUN
cjfa-10423	131	13	examination	examination	NOUN
cjfa-10423	131	14	of	of	ADP
cjfa-10423	131	15	impact	impact	NOUN
cjfa-10423	131	16	of	of	ADP
cjfa-10423	131	17	introducing	introduce	VERB
cjfa-10423	131	18	basel	basel	PROPN
cjfa-10423	131	19	iii	iii	PROPN
cjfa-10423	131	20	requirements	requirement	NOUN
cjfa-10423	131	21	on	on	ADP
cjfa-10423	131	22	capital	capital	NOUN
cjfa-10423	131	23	adequacy	adequacy	NOUN
cjfa-10423	131	24	ratios	ratio	NOUN
cjfa-10423	131	25	of	of	ADP
cjfa-10423	131	26	latvian	latvian	ADJ
cjfa-10423	131	27	banks	bank	NOUN
cjfa-10423	131	28	,	,	PUNCT
cjfa-10423	131	29	first	first	ADV
cjfa-10423	131	30	of	of	ADP
cjfa-10423	131	31	all	all	PRON
cjfa-10423	131	32	,	,	PUNCT
cjfa-10423	131	33	includes	include	VERB
cjfa-10423	131	34	evaluation	evaluation	NOUN
cjfa-10423	131	35	of	of	ADP
cjfa-10423	131	36	increase	increase	NOUN
cjfa-10423	131	37	in	in	ADP
cjfa-10423	131	38	risknatalia	risknatalia	PROPN
cjfa-10423	131	39	konovalova	konovalova	PROPN
cjfa-10423	131	40	,	,	PUNCT
cjfa-10423	131	41	snezhana	snezhana	PROPN
cjfa-10423	131	42	dalecka116	dalecka116	ADV
cjfa-10423	131	43	weighted	weight	VERB
cjfa-10423	131	44	assets	asset	NOUN
cjfa-10423	131	45	of	of	ADP
cjfa-10423	131	46	banks	bank	NOUN
cjfa-10423	131	47	.	.	PUNCT
cjfa-10423	132	1	it	it	PRON
cjfa-10423	132	2	would	would	AUX
cjfa-10423	132	3	not	not	PART
cjfa-10423	132	4	be	be	AUX
cjfa-10423	132	5	possible	possible	ADJ
cjfa-10423	132	6	to	to	PART
cjfa-10423	132	7	calculate	calculate	VERB
cjfa-10423	132	8	the	the	DET
cjfa-10423	132	9	total	total	ADJ
cjfa-10423	132	10	amount	amount	NOUN
cjfa-10423	132	11	of	of	ADP
cjfa-10423	132	12	risk	risk	NOUN
cjfa-10423	132	13	-	-	PUNCT
cjfa-10423	132	14	weighted	weight	VERB
cjfa-10423	132	15	assets	asset	NOUN
cjfa-10423	132	16	of	of	ADP
cjfa-10423	132	17	each	each	DET
cjfa-10423	132	18	bank	bank	NOUN
cjfa-10423	132	19	by	by	ADP
cjfa-10423	132	20	means	mean	NOUN
cjfa-10423	132	21	of	of	ADP
cjfa-10423	132	22	the	the	DET
cjfa-10423	132	23	direct	direct	ADJ
cjfa-10423	132	24	method	method	NOUN
cjfa-10423	132	25	of	of	ADP
cjfa-10423	132	26	basel	basel	PROPN
cjfa-10423	132	27	iii	iii	PROPN
cjfa-10423	132	28	,	,	PUNCT
cjfa-10423	132	29	since	since	SCONJ
cjfa-10423	132	30	financial	financial	ADJ
cjfa-10423	132	31	statements	statement	NOUN
cjfa-10423	132	32	do	do	AUX
cjfa-10423	132	33	not	not	PART
cjfa-10423	132	34	contain	contain	VERB
cjfa-10423	132	35	sufficient	sufficient	ADJ
cjfa-10423	132	36	data	datum	NOUN
cjfa-10423	132	37	required	require	VERB
cjfa-10423	132	38	for	for	ADP
cjfa-10423	132	39	calculations	calculation	NOUN
cjfa-10423	132	40	.	.	PUNCT
cjfa-10423	133	1	therefore	therefore	ADV
cjfa-10423	133	2	analysis	analysis	NOUN
cjfa-10423	133	3	was	be	AUX
cjfa-10423	133	4	performed	perform	VERB
cjfa-10423	133	5	by	by	ADP
cjfa-10423	133	6	means	mean	NOUN
cjfa-10423	133	7	of	of	ADP
cjfa-10423	133	8	the	the	DET
cjfa-10423	133	9	indirect	indirect	ADJ
cjfa-10423	133	10	method	method	NOUN
cjfa-10423	133	11	using	use	VERB
cjfa-10423	133	12	quantitative	quantitative	ADJ
cjfa-10423	133	13	change	change	NOUN
cjfa-10423	133	14	ratios	ratio	NOUN
cjfa-10423	133	15	published	publish	VERB
cjfa-10423	133	16	in	in	ADP
cjfa-10423	133	17	the	the	DET
cjfa-10423	133	18	basel	basel	PROPN
cjfa-10423	133	19	research	research	NOUN
cjfa-10423	133	20	.	.	PUNCT
cjfa-10423	134	1	changes	change	NOUN
cjfa-10423	134	2	in	in	ADP
cjfa-10423	134	3	risk	risk	NOUN
cjfa-10423	134	4	-	-	PUNCT
cjfa-10423	134	5	weighted	weight	VERB
cjfa-10423	134	6	assets	asset	NOUN
cjfa-10423	134	7	affect	affect	VERB
cjfa-10423	134	8	also	also	ADV
cjfa-10423	134	9	capital	capital	NOUN
cjfa-10423	134	10	adequacy	adequacy	NOUN
cjfa-10423	134	11	of	of	ADP
cjfa-10423	134	12	each	each	DET
cjfa-10423	134	13	group	group	NOUN
cjfa-10423	134	14	of	of	ADP
cjfa-10423	134	15	banks	bank	NOUN
cjfa-10423	134	16	.	.	PUNCT
cjfa-10423	135	1	figure	figure	VERB
cjfa-10423	135	2	5	5	NUM
cjfa-10423	135	3	shows	show	NOUN
cjfa-10423	135	4	breakdown	breakdown	NOUN
cjfa-10423	135	5	of	of	ADP
cjfa-10423	135	6	changes	change	NOUN
cjfa-10423	135	7	in	in	ADP
cjfa-10423	135	8	tier	tier	NOUN
cjfa-10423	135	9	1	1	NUM
cjfa-10423	135	10	capital	capital	NOUN
cjfa-10423	135	11	adequacy	adequacy	NOUN
cjfa-10423	135	12	in	in	ADP
cjfa-10423	135	13	groups	group	NOUN
cjfa-10423	135	14	of	of	ADP
cjfa-10423	135	15	latvian	latvian	ADJ
cjfa-10423	135	16	banks	bank	NOUN
cjfa-10423	135	17	after	after	ADP
cjfa-10423	135	18	introduction	introduction	NOUN
cjfa-10423	135	19	of	of	ADP
cjfa-10423	135	20	basel	basel	PROPN
cjfa-10423	135	21	iii	iii	PROPN
cjfa-10423	135	22	requirements	requirement	NOUN
cjfa-10423	135	23	.	.	PUNCT
cjfa-10423	136	1	a	a	DET
cjfa-10423	136	2	new	new	ADJ
cjfa-10423	136	3	regulatory	regulatory	ADJ
cjfa-10423	136	4	requirement	requirement	NOUN
cjfa-10423	136	5	of	of	ADP
cjfa-10423	136	6	6	6	NUM
cjfa-10423	136	7	%	%	NOUN
cjfa-10423	136	8	is	be	AUX
cjfa-10423	136	9	also	also	ADV
cjfa-10423	136	10	introduced	introduce	VERB
cjfa-10423	136	11	for	for	ADP
cjfa-10423	136	12	this	this	DET
cjfa-10423	136	13	ratio	ratio	NOUN
cjfa-10423	136	14	.	.	PUNCT
cjfa-10423	137	1	figure	figure	NOUN
cjfa-10423	137	2	5	5	NUM
cjfa-10423	137	3	.	.	PUNCT
cjfa-10423	138	1	breakdown	breakdown	NOUN
cjfa-10423	138	2	of	of	ADP
cjfa-10423	138	3	tier	tier	NOUN
cjfa-10423	138	4	1	1	NUM
cjfa-10423	138	5	capital	capital	NOUN
cjfa-10423	138	6	adequacy	adequacy	NOUN
cjfa-10423	138	7	changes	change	NOUN
cjfa-10423	138	8	in	in	ADP
cjfa-10423	138	9	groups	group	NOUN
cjfa-10423	138	10	of	of	ADP
cjfa-10423	138	11	banks	bank	NOUN
cjfa-10423	138	12	sufficient	sufficient	ADJ
cjfa-10423	138	13	data	datum	NOUN
cjfa-10423	138	14	required	require	VERB
cjfa-10423	138	15	for	for	ADP
cjfa-10423	138	16	calculations	calculation	NOUN
cjfa-10423	138	17	.	.	PUNCT
cjfa-10423	139	1	therefore	therefore	ADV
cjfa-10423	139	2	analysis	analysis	NOUN
cjfa-10423	139	3	was	be	AUX
cjfa-10423	139	4	performed	perform	VERB
cjfa-10423	139	5	by	by	ADP
cjfa-10423	139	6	means	mean	NOUN
cjfa-10423	139	7	of	of	ADP
cjfa-10423	139	8	the	the	DET
cjfa-10423	139	9	indirect	indirect	ADJ
cjfa-10423	139	10	method	method	NOUN
cjfa-10423	139	11	using	use	VERB
cjfa-10423	139	12	quantitative	quantitative	ADJ
cjfa-10423	139	13	change	change	NOUN
cjfa-10423	139	14	ratios	ratio	NOUN
cjfa-10423	139	15	published	publish	VERB
cjfa-10423	139	16	in	in	ADP
cjfa-10423	139	17	the	the	DET
cjfa-10423	139	18	basel	basel	PROPN
cjfa-10423	139	19	research	research	NOUN
cjfa-10423	139	20	.	.	PUNCT
cjfa-10423	140	1	changes	change	NOUN
cjfa-10423	140	2	in	in	ADP
cjfa-10423	140	3	risk	risk	NOUN
cjfa-10423	140	4	-	-	PUNCT
cjfa-10423	140	5	weighted	weight	VERB
cjfa-10423	140	6	assets	asset	NOUN
cjfa-10423	140	7	affect	affect	VERB
cjfa-10423	140	8	also	also	ADV
cjfa-10423	140	9	capital	capital	NOUN
cjfa-10423	140	10	adequacy	adequacy	NOUN
cjfa-10423	140	11	of	of	ADP
cjfa-10423	140	12	each	each	DET
cjfa-10423	140	13	group	group	NOUN
cjfa-10423	140	14	of	of	ADP
cjfa-10423	140	15	banks	bank	NOUN
cjfa-10423	140	16	.	.	PUNCT
cjfa-10423	141	1	figure	figure	VERB
cjfa-10423	141	2	5	5	NUM
cjfa-10423	141	3	shows	show	NOUN
cjfa-10423	141	4	breakdown	breakdown	NOUN
cjfa-10423	141	5	of	of	ADP
cjfa-10423	141	6	changes	change	NOUN
cjfa-10423	141	7	in	in	ADP
cjfa-10423	141	8	tier	tier	NOUN
cjfa-10423	141	9	1	1	NUM
cjfa-10423	141	10	capital	capital	NOUN
cjfa-10423	141	11	adequacy	adequacy	NOUN
cjfa-10423	141	12	in	in	ADP
cjfa-10423	141	13	groups	group	NOUN
cjfa-10423	141	14	of	of	ADP
cjfa-10423	141	15	latvian	latvian	ADJ
cjfa-10423	141	16	banks	bank	NOUN
cjfa-10423	141	17	after	after	ADP
cjfa-10423	141	18	introduction	introduction	NOUN
cjfa-10423	141	19	of	of	ADP
cjfa-10423	141	20	basel	basel	PROPN
cjfa-10423	141	21	iii	iii	PROPN
cjfa-10423	141	22	requirements	requirement	NOUN
cjfa-10423	141	23	.	.	PUNCT
cjfa-10423	142	1	a	a	DET
cjfa-10423	142	2	new	new	ADJ
cjfa-10423	142	3	regulatory	regulatory	ADJ
cjfa-10423	142	4	requirement	requirement	NOUN
cjfa-10423	142	5	of	of	ADP
cjfa-10423	142	6	6	6	NUM
cjfa-10423	142	7	%	%	NOUN
cjfa-10423	142	8	is	be	AUX
cjfa-10423	142	9	also	also	ADV
cjfa-10423	142	10	introduced	introduce	VERB
cjfa-10423	142	11	for	for	ADP
cjfa-10423	142	12	this	this	DET
cjfa-10423	142	13	ratio	ratio	NOUN
cjfa-10423	142	14	.	.	PUNCT
cjfa-10423	143	1	figure	figure	NOUN
cjfa-10423	143	2	5	5	NUM
cjfa-10423	143	3	.	.	PUNCT
cjfa-10423	144	1	breakdown	breakdown	NOUN
cjfa-10423	144	2	of	of	ADP
cjfa-10423	144	3	tier	tier	NOUN
cjfa-10423	144	4	1	1	NUM
cjfa-10423	144	5	capital	capital	NOUN
cjfa-10423	144	6	adequacy	adequacy	NOUN
cjfa-10423	144	7	changes	change	NOUN
cjfa-10423	144	8	in	in	ADP
cjfa-10423	144	9	groups	group	NOUN
cjfa-10423	144	10	of	of	ADP
cjfa-10423	144	11	banks	bank	NOUN
cjfa-10423	144	12	source	source	NOUN
cjfa-10423	144	13	:	:	PUNCT
cjfa-10423	144	14	created	create	VERB
cjfa-10423	144	15	by	by	ADP
cjfa-10423	144	16	authors	author	NOUN
cjfa-10423	144	17	based	base	VERB
cjfa-10423	144	18	on	on	ADP
cjfa-10423	144	19	consolidated	consolidated	ADJ
cjfa-10423	144	20	annual	annual	ADJ
cjfa-10423	144	21	reports	report	NOUN
cjfa-10423	144	22	of	of	ADP
cjfa-10423	144	23	latvian	latvian	ADJ
cjfa-10423	144	24	banks	bank	NOUN
cjfa-10423	144	25	,	,	PUNCT
cjfa-10423	144	26	2013	2013	NUM
cjfa-10423	144	27	evaluation	evaluation	NOUN
cjfa-10423	144	28	of	of	ADP
cjfa-10423	144	29	tier	tier	NOUN
cjfa-10423	144	30	1	1	NUM
cjfa-10423	144	31	capital	capital	NOUN
cjfa-10423	144	32	adequacy	adequacy	NOUN
cjfa-10423	144	33	changes	change	NOUN
cjfa-10423	144	34	shows	show	VERB
cjfa-10423	144	35	that	that	SCONJ
cjfa-10423	144	36	latvian	latvian	ADJ
cjfa-10423	144	37	banks	bank	NOUN
cjfa-10423	144	38	in	in	ADP
cjfa-10423	144	39	general	general	ADJ
cjfa-10423	144	40	will	will	AUX
cjfa-10423	144	41	be	be	AUX
cjfa-10423	144	42	able	able	ADJ
cjfa-10423	144	43	to	to	PART
cjfa-10423	144	44	ensure	ensure	VERB
cjfa-10423	144	45	sufficient	sufficient	ADJ
cjfa-10423	144	46	capital	capital	NOUN
cjfa-10423	144	47	adequacy	adequacy	NOUN
cjfa-10423	144	48	.	.	PUNCT
cjfa-10423	145	1	each	each	DET
cjfa-10423	145	2	group	group	NOUN
cjfa-10423	145	3	of	of	ADP
cjfa-10423	145	4	banks	bank	NOUN
cjfa-10423	145	5	will	will	AUX
cjfa-10423	145	6	satisfy	satisfy	VERB
cjfa-10423	145	7	basel	basel	PROPN
cjfa-10423	145	8	iii	iii	PROPN
cjfa-10423	145	9	requirements	requirement	NOUN
cjfa-10423	145	10	though	though	SCONJ
cjfa-10423	145	11	the	the	DET
cjfa-10423	145	12	result	result	NOUN
cjfa-10423	145	13	will	will	AUX
cjfa-10423	145	14	be	be	AUX
cjfa-10423	145	15	greatly	greatly	ADV
cjfa-10423	145	16	dispersed	disperse	VERB
cjfa-10423	145	17	among	among	ADP
cjfa-10423	145	18	groups	group	NOUN
cjfa-10423	145	19	of	of	ADP
cjfa-10423	145	20	banks	bank	NOUN
cjfa-10423	145	21	.	.	PUNCT
cjfa-10423	146	1	the	the	DET
cjfa-10423	146	2	group	group	NOUN
cjfa-10423	146	3	of	of	ADP
cjfa-10423	146	4	banks	bank	NOUN
cjfa-10423	146	5	with	with	ADP
cjfa-10423	146	6	european	european	ADJ
cjfa-10423	146	7	capital	capital	NOUN
cjfa-10423	146	8	will	will	AUX
cjfa-10423	146	9	be	be	AUX
cjfa-10423	146	10	ahead	ahead	ADV
cjfa-10423	146	11	of	of	ADP
cjfa-10423	146	12	other	other	ADJ
cjfa-10423	146	13	groups	group	NOUN
cjfa-10423	146	14	of	of	ADP
cjfa-10423	146	15	banks	bank	NOUN
cjfa-10423	146	16	,	,	PUNCT
cjfa-10423	146	17	since	since	SCONJ
cjfa-10423	146	18	their	their	PRON
cjfa-10423	146	19	tier	tier	NOUN
cjfa-10423	146	20	1	1	NUM
cjfa-10423	146	21	capital	capital	NOUN
cjfa-10423	146	22	adequacy	adequacy	NOUN
cjfa-10423	146	23	will	will	AUX
cjfa-10423	146	24	drop	drop	VERB
cjfa-10423	146	25	by	by	ADP
cjfa-10423	146	26	0.77	0.77	NUM
cjfa-10423	146	27	%	%	NOUN
cjfa-10423	146	28	,	,	PUNCT
cjfa-10423	146	29	thus	thus	ADV
cjfa-10423	146	30	ensuring	ensure	VERB
cjfa-10423	146	31	the	the	DET
cjfa-10423	146	32	highest	high	ADJ
cjfa-10423	146	33	result	result	NOUN
cjfa-10423	146	34	19.14	19.14	NUM
cjfa-10423	146	35	%	%	NOUN
cjfa-10423	146	36	.	.	PUNCT
cjfa-10423	147	1	the	the	DET
cjfa-10423	147	2	result	result	NOUN
cjfa-10423	147	3	of	of	ADP
cjfa-10423	147	4	the	the	DET
cjfa-10423	147	5	group	group	NOUN
cjfa-10423	147	6	of	of	ADP
cjfa-10423	147	7	banks	bank	NOUN
cjfa-10423	147	8	with	with	ADP
cjfa-10423	147	9	latvian	latvian	ADJ
cjfa-10423	147	10	state	state	NOUN
cjfa-10423	147	11	capital	capital	NOUN
cjfa-10423	147	12	may	may	AUX
cjfa-10423	147	13	be	be	AUX
cjfa-10423	147	14	worse	bad	ADJ
cjfa-10423	147	15	.	.	PUNCT
cjfa-10423	148	1	capital	capital	NOUN
cjfa-10423	148	2	adequacy	adequacy	NOUN
cjfa-10423	148	3	ratio	ratio	NOUN
cjfa-10423	148	4	of	of	ADP
cjfa-10423	148	5	this	this	DET
cjfa-10423	148	6	group	group	NOUN
cjfa-10423	148	7	of	of	ADP
cjfa-10423	148	8	banks	bank	NOUN
cjfa-10423	148	9	will	will	AUX
cjfa-10423	148	10	decrease	decrease	VERB
cjfa-10423	148	11	only	only	ADV
cjfa-10423	148	12	a	a	DET
cjfa-10423	148	13	little	little	ADJ
cjfa-10423	148	14	,	,	PUNCT
cjfa-10423	148	15	by	by	ADP
cjfa-10423	148	16	0.32	0.32	NUM
cjfa-10423	148	17	%	%	NOUN
cjfa-10423	148	18	,	,	PUNCT
cjfa-10423	148	19	but	but	CCONJ
cjfa-10423	148	20	adequacy	adequacy	NOUN
cjfa-10423	148	21	of	of	ADP
cjfa-10423	148	22	tier	tier	NOUN
cjfa-10423	148	23	1	1	NUM
cjfa-10423	148	24	capital	capital	NOUN
cjfa-10423	148	25	will	will	AUX
cjfa-10423	148	26	be	be	AUX
cjfa-10423	148	27	at	at	ADP
cjfa-10423	148	28	critical	critical	ADJ
cjfa-10423	148	29	level	level	NOUN
cjfa-10423	148	30	8.06	8.06	NUM
cjfa-10423	148	31	%	%	NOUN
cjfa-10423	148	32	.	.	PUNCT
cjfa-10423	149	1	groups	group	NOUN
cjfa-10423	149	2	of	of	ADP
cjfa-10423	149	3	banks	bank	NOUN
cjfa-10423	149	4	with	with	ADP
cjfa-10423	149	5	east	east	ADJ
cjfa-10423	149	6	and	and	CCONJ
cjfa-10423	149	7	latvian	latvian	ADJ
cjfa-10423	149	8	capital	capital	NOUN
cjfa-10423	149	9	will	will	AUX
cjfa-10423	149	10	loose	loose	VERB
cjfa-10423	149	11	on	on	ADP
cjfa-10423	149	12	the	the	DET
cjfa-10423	149	13	average	average	ADJ
cjfa-10423	149	14	1.13	1.13	NUM
cjfa-10423	149	15	%	%	NOUN
cjfa-10423	149	16	.	.	PUNCT
cjfa-10423	150	1	thus	thus	ADV
cjfa-10423	150	2	each	each	DET
cjfa-10423	150	3	group	group	NOUN
cjfa-10423	150	4	of	of	ADP
cjfa-10423	150	5	banks	bank	NOUN
cjfa-10423	150	6	will	will	AUX
cjfa-10423	150	7	be	be	AUX
cjfa-10423	150	8	able	able	ADJ
cjfa-10423	150	9	to	to	PART
cjfa-10423	150	10	ensure	ensure	VERB
cjfa-10423	150	11	tier	tier	NOUN
cjfa-10423	150	12	1	1	NUM
cjfa-10423	150	13	capital	capital	NOUN
cjfa-10423	150	14	ratio	ratio	NOUN
cjfa-10423	150	15	of	of	ADP
cjfa-10423	150	16	6	6	NUM
cjfa-10423	150	17	%	%	NOUN
cjfa-10423	150	18	,	,	PUNCT
cjfa-10423	150	19	maintaining	maintain	VERB
cjfa-10423	150	20	also	also	ADV
cjfa-10423	150	21	a	a	DET
cjfa-10423	150	22	considerable	considerable	ADJ
cjfa-10423	150	23	reserve	reserve	NOUN
cjfa-10423	150	24	on	on	ADP
cjfa-10423	150	25	the	the	DET
cjfa-10423	150	26	average	average	NOUN
cjfa-10423	150	27	over	over	ADP
cjfa-10423	150	28	7.87	7.87	NUM
cjfa-10423	150	29	%	%	NOUN
cjfa-10423	150	30	,	,	PUNCT
cjfa-10423	150	31	and	and	CCONJ
cjfa-10423	150	32	ensure	ensure	VERB
cjfa-10423	150	33	compliance	compliance	NOUN
cjfa-10423	150	34	with	with	ADP
cjfa-10423	150	35	the	the	DET
cjfa-10423	150	36	common	common	ADJ
cjfa-10423	150	37	equity	equity	NOUN
cjfa-10423	150	38	adequacy	adequacy	NOUN
cjfa-10423	150	39	standard	standard	NOUN
cjfa-10423	150	40	in	in	ADP
cjfa-10423	150	41	the	the	DET
cjfa-10423	150	42	mount	mount	NOUN
cjfa-10423	150	43	of	of	ADP
cjfa-10423	150	44	7	7	NUM
cjfa-10423	150	45	%	%	NOUN
cjfa-10423	150	46	(	(	PUNCT
cjfa-10423	150	47	including	include	VERB
cjfa-10423	150	48	2,5	2,5	NUM
cjfa-10423	150	49	%	%	NOUN
cjfa-10423	150	50	buffer	buffer	NOUN
cjfa-10423	150	51	)	)	PUNCT
cjfa-10423	150	52	.	.	PUNCT
cjfa-10423	151	1	examination	examination	NOUN
cjfa-10423	151	2	of	of	ADP
cjfa-10423	151	3	changes	change	NOUN
cjfa-10423	151	4	in	in	ADP
cjfa-10423	151	5	total	total	ADJ
cjfa-10423	151	6	capital	capital	NOUN
cjfa-10423	151	7	adequacy	adequacy	NOUN
cjfa-10423	151	8	helps	help	VERB
cjfa-10423	151	9	to	to	PART
cjfa-10423	151	10	evaluate	evaluate	VERB
cjfa-10423	151	11	fully	fully	ADV
cjfa-10423	151	12	changes	change	NOUN
cjfa-10423	151	13	in	in	ADP
cjfa-10423	151	14	capital	capital	NOUN
cjfa-10423	151	15	adequacy	adequacy	NOUN
cjfa-10423	151	16	ratios	ratio	NOUN
cjfa-10423	151	17	after	after	ADP
cjfa-10423	151	18	introducing	introduce	VERB
cjfa-10423	151	19	basel	basel	PROPN
cjfa-10423	151	20	iii	iii	PROPN
cjfa-10423	151	21	in	in	ADP
cjfa-10423	151	22	the	the	DET
cjfa-10423	151	23	banking	banking	NOUN
cjfa-10423	151	24	sector	sector	NOUN
cjfa-10423	151	25	(	(	PUNCT
cjfa-10423	151	26	figure	figure	NOUN
cjfa-10423	151	27	6	6	NUM
cjfa-10423	151	28	)	)	PUNCT
cjfa-10423	151	29	.	.	PUNCT
cjfa-10423	152	1	total	total	ADJ
cjfa-10423	152	2	capital	capital	NOUN
cjfa-10423	152	3	adequacy	adequacy	NOUN
cjfa-10423	152	4	shows	show	VERB
cjfa-10423	152	5	similar	similar	ADJ
cjfa-10423	152	6	tendencies	tendency	NOUN
cjfa-10423	152	7	to	to	PART
cjfa-10423	152	8	tier	tier	NOUN
cjfa-10423	152	9	1	1	NUM
cjfa-10423	152	10	capital	capital	NOUN
cjfa-10423	152	11	adequacy	adequacy	NOUN
cjfa-10423	152	12	ratios	ratio	NOUN
cjfa-10423	152	13	.	.	PUNCT
cjfa-10423	153	1	the	the	DET
cjfa-10423	153	2	group	group	NOUN
cjfa-10423	153	3	of	of	ADP
cjfa-10423	153	4	banks	bank	NOUN
cjfa-10423	153	5	with	with	ADP
cjfa-10423	153	6	european	european	ADJ
cjfa-10423	153	7	capital	capital	NOUN
cjfa-10423	153	8	will	will	AUX
cjfa-10423	153	9	be	be	AUX
cjfa-10423	153	10	able	able	ADJ
cjfa-10423	153	11	to	to	PART
cjfa-10423	153	12	ensure	ensure	VERB
cjfa-10423	153	13	the	the	DET
cjfa-10423	153	14	highest	high	ADJ
cjfa-10423	153	15	capital	capital	NOUN
cjfa-10423	153	16	adequacy	adequacy	NOUN
cjfa-10423	153	17	level	level	NOUN
cjfa-10423	153	18	s	s	PART
cjfa-10423	153	19	o	o	NOUN
cjfa-10423	153	20	u	u	NOUN
cjfa-10423	153	21	r	r	NOUN
cjfa-10423	153	22	c	c	NOUN
cjfa-10423	153	23	e	e	NOUN
cjfa-10423	153	24	:	:	PUNCT
cjfa-10423	153	25	created	create	VERB
cjfa-10423	153	26	by	by	ADP
cjfa-10423	153	27	authors	author	NOUN
cjfa-10423	153	28	based	base	VERB
cjfa-10423	153	29	on	on	ADP
cjfa-10423	153	30	consolidated	consolidated	ADJ
cjfa-10423	153	31	annual	annual	ADJ
cjfa-10423	153	32	reports	report	NOUN
cjfa-10423	153	33	of	of	ADP
cjfa-10423	153	34	latvian	latvian	ADJ
cjfa-10423	153	35	banks	bank	NOUN
cjfa-10423	153	36	,	,	PUNCT
cjfa-10423	153	37	2013	2013	NUM
cjfa-10423	153	38	.	.	PUNCT
cjfa-10423	154	1	evaluation	evaluation	NOUN
cjfa-10423	154	2	of	of	ADP
cjfa-10423	154	3	tier	tier	NOUN
cjfa-10423	154	4	1	1	NUM
cjfa-10423	154	5	capital	capital	NOUN
cjfa-10423	154	6	adequacy	adequacy	NOUN
cjfa-10423	154	7	changes	change	NOUN
cjfa-10423	154	8	shows	show	VERB
cjfa-10423	154	9	that	that	SCONJ
cjfa-10423	154	10	latvian	latvian	ADJ
cjfa-10423	154	11	banks	bank	NOUN
cjfa-10423	154	12	in	in	ADP
cjfa-10423	154	13	general	general	ADJ
cjfa-10423	154	14	will	will	AUX
cjfa-10423	154	15	be	be	AUX
cjfa-10423	154	16	able	able	ADJ
cjfa-10423	154	17	to	to	PART
cjfa-10423	154	18	ensure	ensure	VERB
cjfa-10423	154	19	sufficient	sufficient	ADJ
cjfa-10423	154	20	capital	capital	NOUN
cjfa-10423	154	21	adequacy	adequacy	NOUN
cjfa-10423	154	22	.	.	PUNCT
cjfa-10423	155	1	each	each	DET
cjfa-10423	155	2	group	group	NOUN
cjfa-10423	155	3	of	of	ADP
cjfa-10423	155	4	banks	bank	NOUN
cjfa-10423	155	5	will	will	AUX
cjfa-10423	155	6	satisfy	satisfy	VERB
cjfa-10423	155	7	basel	basel	PROPN
cjfa-10423	155	8	iii	iii	PROPN
cjfa-10423	155	9	requirements	requirement	NOUN
cjfa-10423	155	10	though	though	SCONJ
cjfa-10423	155	11	the	the	DET
cjfa-10423	155	12	result	result	NOUN
cjfa-10423	155	13	will	will	AUX
cjfa-10423	155	14	be	be	AUX
cjfa-10423	155	15	greatly	greatly	ADV
cjfa-10423	155	16	dispersed	disperse	VERB
cjfa-10423	155	17	among	among	ADP
cjfa-10423	155	18	groups	group	NOUN
cjfa-10423	155	19	of	of	ADP
cjfa-10423	155	20	banks	bank	NOUN
cjfa-10423	155	21	.	.	PUNCT
cjfa-10423	156	1	the	the	DET
cjfa-10423	156	2	group	group	NOUN
cjfa-10423	156	3	of	of	ADP
cjfa-10423	156	4	banks	bank	NOUN
cjfa-10423	156	5	with	with	ADP
cjfa-10423	156	6	european	european	ADJ
cjfa-10423	156	7	capital	capital	NOUN
cjfa-10423	156	8	will	will	AUX
cjfa-10423	156	9	be	be	AUX
cjfa-10423	156	10	ahead	ahead	ADV
cjfa-10423	156	11	of	of	ADP
cjfa-10423	156	12	other	other	ADJ
cjfa-10423	156	13	groups	group	NOUN
cjfa-10423	156	14	of	of	ADP
cjfa-10423	156	15	banks	bank	NOUN
cjfa-10423	156	16	,	,	PUNCT
cjfa-10423	156	17	since	since	SCONJ
cjfa-10423	156	18	their	their	PRON
cjfa-10423	156	19	tier	tier	NOUN
cjfa-10423	156	20	1	1	NUM
cjfa-10423	156	21	capital	capital	NOUN
cjfa-10423	156	22	adequacy	adequacy	NOUN
cjfa-10423	156	23	will	will	AUX
cjfa-10423	156	24	drop	drop	VERB
cjfa-10423	156	25	by	by	ADP
cjfa-10423	156	26	0.77	0.77	NUM
cjfa-10423	156	27	%	%	NOUN
cjfa-10423	156	28	,	,	PUNCT
cjfa-10423	156	29	thus	thus	ADV
cjfa-10423	156	30	ensuring	ensure	VERB
cjfa-10423	156	31	the	the	DET
cjfa-10423	156	32	highest	high	ADJ
cjfa-10423	156	33	result	result	NOUN
cjfa-10423	156	34	19.14	19.14	NUM
cjfa-10423	156	35	%	%	NOUN
cjfa-10423	156	36	.	.	PUNCT
cjfa-10423	157	1	the	the	DET
cjfa-10423	157	2	result	result	NOUN
cjfa-10423	157	3	of	of	ADP
cjfa-10423	157	4	the	the	DET
cjfa-10423	157	5	group	group	NOUN
cjfa-10423	157	6	of	of	ADP
cjfa-10423	157	7	banks	bank	NOUN
cjfa-10423	157	8	with	with	ADP
cjfa-10423	157	9	latvian	latvian	ADJ
cjfa-10423	157	10	state	state	NOUN
cjfa-10423	157	11	capital	capital	NOUN
cjfa-10423	157	12	may	may	AUX
cjfa-10423	157	13	be	be	AUX
cjfa-10423	157	14	worse	bad	ADJ
cjfa-10423	157	15	.	.	PUNCT
cjfa-10423	158	1	capital	capital	NOUN
cjfa-10423	158	2	adequacy	adequacy	NOUN
cjfa-10423	158	3	ratio	ratio	NOUN
cjfa-10423	158	4	of	of	ADP
cjfa-10423	158	5	this	this	DET
cjfa-10423	158	6	group	group	NOUN
cjfa-10423	158	7	of	of	ADP
cjfa-10423	158	8	banks	bank	NOUN
cjfa-10423	158	9	will	will	AUX
cjfa-10423	158	10	decrease	decrease	VERB
cjfa-10423	158	11	only	only	ADV
cjfa-10423	158	12	a	a	DET
cjfa-10423	158	13	little	little	ADJ
cjfa-10423	158	14	,	,	PUNCT
cjfa-10423	158	15	by	by	ADP
cjfa-10423	158	16	0.32	0.32	NUM
cjfa-10423	158	17	%	%	NOUN
cjfa-10423	158	18	,	,	PUNCT
cjfa-10423	158	19	but	but	CCONJ
cjfa-10423	158	20	adequacy	adequacy	NOUN
cjfa-10423	158	21	of	of	ADP
cjfa-10423	158	22	tier	tier	NOUN
cjfa-10423	158	23	1	1	NUM
cjfa-10423	158	24	capital	capital	NOUN
cjfa-10423	158	25	will	will	AUX
cjfa-10423	158	26	be	be	AUX
cjfa-10423	158	27	at	at	ADP
cjfa-10423	158	28	critical	critical	ADJ
cjfa-10423	158	29	level	level	NOUN
cjfa-10423	158	30	8.06	8.06	NUM
cjfa-10423	158	31	%	%	NOUN
cjfa-10423	158	32	.	.	PUNCT
cjfa-10423	159	1	groups	group	NOUN
cjfa-10423	159	2	of	of	ADP
cjfa-10423	159	3	banks	bank	NOUN
cjfa-10423	159	4	with	with	ADP
cjfa-10423	159	5	east	east	ADJ
cjfa-10423	159	6	and	and	CCONJ
cjfa-10423	159	7	latvian	latvian	ADJ
cjfa-10423	159	8	capital	capital	NOUN
cjfa-10423	159	9	will	will	AUX
cjfa-10423	159	10	loose	loose	VERB
cjfa-10423	159	11	on	on	ADP
cjfa-10423	159	12	the	the	DET
cjfa-10423	159	13	average	average	ADJ
cjfa-10423	159	14	1.13	1.13	NUM
cjfa-10423	159	15	%	%	NOUN
cjfa-10423	159	16	.	.	PUNCT
cjfa-10423	160	1	thus	thus	ADV
cjfa-10423	160	2	each	each	DET
cjfa-10423	160	3	group	group	NOUN
cjfa-10423	160	4	of	of	ADP
cjfa-10423	160	5	banks	bank	NOUN
cjfa-10423	160	6	will	will	AUX
cjfa-10423	160	7	be	be	AUX
cjfa-10423	160	8	able	able	ADJ
cjfa-10423	160	9	to	to	PART
cjfa-10423	160	10	ensure	ensure	VERB
cjfa-10423	160	11	tier	tier	NOUN
cjfa-10423	160	12	1	1	NUM
cjfa-10423	160	13	capital	capital	NOUN
cjfa-10423	160	14	ratio	ratio	NOUN
cjfa-10423	160	15	of	of	ADP
cjfa-10423	160	16	6	6	NUM
cjfa-10423	160	17	%	%	NOUN
cjfa-10423	160	18	,	,	PUNCT
cjfa-10423	160	19	maintaining	maintain	VERB
cjfa-10423	160	20	also	also	ADV
cjfa-10423	160	21	a	a	DET
cjfa-10423	160	22	considerable	considerable	ADJ
cjfa-10423	160	23	reserve	reserve	NOUN
cjfa-10423	160	24	on	on	ADP
cjfa-10423	160	25	the	the	DET
cjfa-10423	160	26	analysis	analysis	NOUN
cjfa-10423	160	27	and	and	CCONJ
cjfa-10423	160	28	evaluation	evaluation	NOUN
cjfa-10423	160	29	of	of	ADP
cjfa-10423	160	30	capital	capital	NOUN
cjfa-10423	160	31	adequacy	adequacy	NOUN
cjfa-10423	160	32	…	…	PUNCT
cjfa-10423	160	33	117	117	NUM
cjfa-10423	160	34	average	average	NOUN
cjfa-10423	160	35	over	over	ADP
cjfa-10423	160	36	7.87	7.87	NUM
cjfa-10423	160	37	%	%	NOUN
cjfa-10423	160	38	,	,	PUNCT
cjfa-10423	160	39	and	and	CCONJ
cjfa-10423	160	40	ensure	ensure	VERB
cjfa-10423	160	41	compliance	compliance	NOUN
cjfa-10423	160	42	with	with	ADP
cjfa-10423	160	43	the	the	DET
cjfa-10423	160	44	common	common	ADJ
cjfa-10423	160	45	equity	equity	NOUN
cjfa-10423	160	46	adequacy	adequacy	NOUN
cjfa-10423	160	47	standard	standard	NOUN
cjfa-10423	160	48	in	in	ADP
cjfa-10423	160	49	the	the	DET
cjfa-10423	160	50	mount	mount	NOUN
cjfa-10423	160	51	of	of	ADP
cjfa-10423	160	52	7	7	NUM
cjfa-10423	160	53	%	%	NOUN
cjfa-10423	160	54	(	(	PUNCT
cjfa-10423	160	55	including	include	VERB
cjfa-10423	160	56	2,5	2,5	NUM
cjfa-10423	160	57	%	%	NOUN
cjfa-10423	160	58	buffer	buffer	NOUN
cjfa-10423	160	59	)	)	PUNCT
cjfa-10423	160	60	.	.	PUNCT
cjfa-10423	161	1	examination	examination	NOUN
cjfa-10423	161	2	of	of	ADP
cjfa-10423	161	3	changes	change	NOUN
cjfa-10423	161	4	in	in	ADP
cjfa-10423	161	5	total	total	ADJ
cjfa-10423	161	6	capital	capital	NOUN
cjfa-10423	161	7	adequacy	adequacy	NOUN
cjfa-10423	161	8	helps	help	VERB
cjfa-10423	161	9	to	to	PART
cjfa-10423	161	10	evaluate	evaluate	VERB
cjfa-10423	161	11	fully	fully	ADV
cjfa-10423	161	12	changes	change	NOUN
cjfa-10423	161	13	in	in	ADP
cjfa-10423	161	14	capital	capital	NOUN
cjfa-10423	161	15	adequacy	adequacy	NOUN
cjfa-10423	161	16	ratios	ratio	NOUN
cjfa-10423	161	17	after	after	ADP
cjfa-10423	161	18	introducing	introduce	VERB
cjfa-10423	161	19	basel	basel	PROPN
cjfa-10423	161	20	iii	iii	PROPN
cjfa-10423	161	21	in	in	ADP
cjfa-10423	161	22	the	the	DET
cjfa-10423	161	23	banking	banking	NOUN
cjfa-10423	161	24	sector	sector	NOUN
cjfa-10423	161	25	(	(	PUNCT
cjfa-10423	161	26	figure	figure	NOUN
cjfa-10423	161	27	6	6	NUM
cjfa-10423	161	28	)	)	PUNCT
cjfa-10423	161	29	.	.	PUNCT
cjfa-10423	162	1	total	total	ADJ
cjfa-10423	162	2	capital	capital	NOUN
cjfa-10423	162	3	adequacy	adequacy	NOUN
cjfa-10423	162	4	shows	show	VERB
cjfa-10423	162	5	similar	similar	ADJ
cjfa-10423	162	6	tendencies	tendency	NOUN
cjfa-10423	162	7	to	to	PART
cjfa-10423	162	8	tier	tier	NOUN
cjfa-10423	162	9	1	1	NUM
cjfa-10423	162	10	capital	capital	NOUN
cjfa-10423	162	11	adequacy	adequacy	NOUN
cjfa-10423	162	12	ratios	ratio	NOUN
cjfa-10423	162	13	.	.	PUNCT
cjfa-10423	163	1	the	the	DET
cjfa-10423	163	2	group	group	NOUN
cjfa-10423	163	3	of	of	ADP
cjfa-10423	163	4	banks	bank	NOUN
cjfa-10423	163	5	with	with	ADP
cjfa-10423	163	6	european	european	ADJ
cjfa-10423	163	7	capital	capital	NOUN
cjfa-10423	163	8	will	will	AUX
cjfa-10423	163	9	be	be	AUX
cjfa-10423	163	10	able	able	ADJ
cjfa-10423	163	11	to	to	PART
cjfa-10423	163	12	ensure	ensure	VERB
cjfa-10423	163	13	the	the	DET
cjfa-10423	163	14	highest	high	ADJ
cjfa-10423	163	15	capital	capital	NOUN
cjfa-10423	163	16	adequacy	adequacy	NOUN
cjfa-10423	163	17	level	level	NOUN
cjfa-10423	163	18	(	(	PUNCT
cjfa-10423	163	19	19.14	19.14	NUM
cjfa-10423	163	20	%	%	NOUN
cjfa-10423	163	21	)	)	PUNCT
cjfa-10423	163	22	with	with	ADP
cjfa-10423	163	23	reduction	reduction	NOUN
cjfa-10423	163	24	ratio	ratio	NOUN
cjfa-10423	163	25	0.77	0.77	NUM
cjfa-10423	163	26	%	%	NOUN
cjfa-10423	163	27	.	.	PUNCT
cjfa-10423	164	1	the	the	DET
cjfa-10423	164	2	situation	situation	NOUN
cjfa-10423	164	3	of	of	ADP
cjfa-10423	164	4	the	the	DET
cjfa-10423	164	5	group	group	NOUN
cjfa-10423	164	6	of	of	ADP
cjfa-10423	164	7	banks	bank	NOUN
cjfa-10423	164	8	with	with	ADP
cjfa-10423	164	9	latvian	latvian	ADJ
cjfa-10423	164	10	state	state	NOUN
cjfa-10423	164	11	capital	capital	NOUN
cjfa-10423	164	12	will	will	AUX
cjfa-10423	164	13	be	be	AUX
cjfa-10423	164	14	critical	critical	ADJ
cjfa-10423	164	15	as	as	SCONJ
cjfa-10423	164	16	their	their	PRON
cjfa-10423	164	17	capital	capital	NOUN
cjfa-10423	164	18	adequacy	adequacy	NOUN
cjfa-10423	164	19	after	after	ADP
cjfa-10423	164	20	introduction	introduction	NOUN
cjfa-10423	164	21	of	of	ADP
cjfa-10423	164	22	basel	basel	PROPN
cjfa-10423	164	23	iii	iii	PROPN
cjfa-10423	164	24	will	will	AUX
cjfa-10423	164	25	decrease	decrease	VERB
cjfa-10423	164	26	by	by	ADP
cjfa-10423	164	27	0.40	0.40	NUM
cjfa-10423	164	28	%	%	NOUN
cjfa-10423	164	29	,	,	PUNCT
cjfa-10423	164	30	thus	thus	ADV
cjfa-10423	164	31	the	the	DET
cjfa-10423	164	32	group	group	NOUN
cjfa-10423	164	33	’s	’s	PART
cjfa-10423	164	34	capital	capital	NOUN
cjfa-10423	164	35	adequacy	adequacy	NOUN
cjfa-10423	164	36	will	will	AUX
cjfa-10423	164	37	be	be	AUX
cjfa-10423	164	38	at	at	ADP
cjfa-10423	164	39	9.89	9.89	NUM
cjfa-10423	164	40	%	%	NOUN
cjfa-10423	164	41	(	(	PUNCT
cjfa-10423	164	42	the	the	DET
cjfa-10423	164	43	standard	standard	NOUN
cjfa-10423	164	44	is	be	AUX
cjfa-10423	164	45	10.50	10.50	NUM
cjfa-10423	164	46	%	%	NOUN
cjfa-10423	164	47	)	)	PUNCT
cjfa-10423	164	48	.	.	PUNCT
cjfa-10423	165	1	capital	capital	NOUN
cjfa-10423	165	2	adequacy	adequacy	NOUN
cjfa-10423	165	3	of	of	ADP
cjfa-10423	165	4	groups	group	NOUN
cjfa-10423	165	5	of	of	ADP
cjfa-10423	165	6	banks	bank	NOUN
cjfa-10423	165	7	with	with	ADP
cjfa-10423	165	8	latvian	latvian	ADJ
cjfa-10423	165	9	and	and	CCONJ
cjfa-10423	165	10	east	east	PROPN
cjfa-10423	165	11	capital	capital	NOUN
cjfa-10423	165	12	will	will	AUX
cjfa-10423	165	13	decrease	decrease	VERB
cjfa-10423	165	14	by	by	ADP
cjfa-10423	165	15	1.40	1.40	NUM
cjfa-10423	165	16	%	%	NOUN
cjfa-10423	165	17	on	on	ADP
cjfa-10423	165	18	the	the	DET
cjfa-10423	165	19	average	average	NOUN
cjfa-10423	165	20	,	,	PUNCT
cjfa-10423	165	21	and	and	CCONJ
cjfa-10423	165	22	their	their	PRON
cjfa-10423	165	23	capital	capital	NOUN
cjfa-10423	165	24	adequacy	adequacy	NOUN
cjfa-10423	165	25	ratio	ratio	NOUN
cjfa-10423	165	26	will	will	AUX
cjfa-10423	165	27	exceed	exceed	VERB
cjfa-10423	165	28	17	17	NUM
cjfa-10423	165	29	%	%	NOUN
cjfa-10423	165	30	.	.	PUNCT
cjfa-10423	166	1	figure	figure	NOUN
cjfa-10423	166	2	6	6	NUM
cjfa-10423	166	3	.	.	PUNCT
cjfa-10423	167	1	breakdown	breakdown	NOUN
cjfa-10423	167	2	of	of	ADP
cjfa-10423	167	3	total	total	ADJ
cjfa-10423	167	4	capital	capital	NOUN
cjfa-10423	167	5	adequacy	adequacy	NOUN
cjfa-10423	167	6	changes	change	NOUN
cjfa-10423	167	7	in	in	ADP
cjfa-10423	167	8	groups	group	NOUN
cjfa-10423	167	9	of	of	ADP
cjfa-10423	167	10	banks	bank	NOUN
cjfa-10423	167	11	(	(	PUNCT
cjfa-10423	167	12	19.14	19.14	NUM
cjfa-10423	167	13	%	%	NOUN
cjfa-10423	167	14	)	)	PUNCT
cjfa-10423	167	15	with	with	ADP
cjfa-10423	167	16	reduction	reduction	NOUN
cjfa-10423	167	17	ratio	ratio	NOUN
cjfa-10423	167	18	0.77	0.77	NUM
cjfa-10423	167	19	%	%	NOUN
cjfa-10423	167	20	.	.	PUNCT
cjfa-10423	168	1	the	the	DET
cjfa-10423	168	2	situation	situation	NOUN
cjfa-10423	168	3	of	of	ADP
cjfa-10423	168	4	the	the	DET
cjfa-10423	168	5	group	group	NOUN
cjfa-10423	168	6	of	of	ADP
cjfa-10423	168	7	banks	bank	NOUN
cjfa-10423	168	8	with	with	ADP
cjfa-10423	168	9	latvian	latvian	ADJ
cjfa-10423	168	10	state	state	NOUN
cjfa-10423	168	11	capital	capital	NOUN
cjfa-10423	168	12	will	will	AUX
cjfa-10423	168	13	be	be	AUX
cjfa-10423	168	14	critical	critical	ADJ
cjfa-10423	168	15	as	as	SCONJ
cjfa-10423	168	16	their	their	PRON
cjfa-10423	168	17	capital	capital	NOUN
cjfa-10423	168	18	adequacy	adequacy	NOUN
cjfa-10423	168	19	after	after	ADP
cjfa-10423	168	20	introduction	introduction	NOUN
cjfa-10423	168	21	of	of	ADP
cjfa-10423	168	22	basel	basel	PROPN
cjfa-10423	168	23	iii	iii	PROPN
cjfa-10423	168	24	will	will	AUX
cjfa-10423	168	25	decrease	decrease	VERB
cjfa-10423	168	26	by	by	ADP
cjfa-10423	168	27	0.40	0.40	NUM
cjfa-10423	168	28	%	%	NOUN
cjfa-10423	168	29	,	,	PUNCT
cjfa-10423	168	30	thus	thus	ADV
cjfa-10423	168	31	the	the	DET
cjfa-10423	168	32	group	group	NOUN
cjfa-10423	168	33	's	's	PART
cjfa-10423	168	34	capital	capital	NOUN
cjfa-10423	168	35	adequacy	adequacy	NOUN
cjfa-10423	168	36	will	will	AUX
cjfa-10423	168	37	be	be	AUX
cjfa-10423	168	38	at	at	ADP
cjfa-10423	168	39	9.89	9.89	NUM
cjfa-10423	168	40	%	%	NOUN
cjfa-10423	168	41	(	(	PUNCT
cjfa-10423	168	42	the	the	DET
cjfa-10423	168	43	standard	standard	NOUN
cjfa-10423	168	44	is	be	AUX
cjfa-10423	168	45	10.50	10.50	NUM
cjfa-10423	168	46	%	%	NOUN
cjfa-10423	168	47	)	)	PUNCT
cjfa-10423	168	48	.	.	PUNCT
cjfa-10423	169	1	capital	capital	NOUN
cjfa-10423	169	2	adequacy	adequacy	NOUN
cjfa-10423	169	3	of	of	ADP
cjfa-10423	169	4	groups	group	NOUN
cjfa-10423	169	5	of	of	ADP
cjfa-10423	169	6	banks	bank	NOUN
cjfa-10423	169	7	with	with	ADP
cjfa-10423	169	8	latvian	latvian	ADJ
cjfa-10423	169	9	and	and	CCONJ
cjfa-10423	169	10	east	east	PROPN
cjfa-10423	169	11	capital	capital	NOUN
cjfa-10423	169	12	will	will	AUX
cjfa-10423	169	13	decrease	decrease	VERB
cjfa-10423	169	14	by	by	ADP
cjfa-10423	169	15	1.40	1.40	NUM
cjfa-10423	169	16	%	%	NOUN
cjfa-10423	169	17	on	on	ADP
cjfa-10423	169	18	the	the	DET
cjfa-10423	169	19	average	average	NOUN
cjfa-10423	169	20	,	,	PUNCT
cjfa-10423	169	21	and	and	CCONJ
cjfa-10423	169	22	their	their	PRON
cjfa-10423	169	23	capital	capital	NOUN
cjfa-10423	169	24	adequacy	adequacy	NOUN
cjfa-10423	169	25	ratio	ratio	NOUN
cjfa-10423	169	26	will	will	AUX
cjfa-10423	169	27	exceed	exceed	VERB
cjfa-10423	169	28	17	17	NUM
cjfa-10423	169	29	%	%	NOUN
cjfa-10423	169	30	.	.	PUNCT
cjfa-10423	170	1	figure	figure	NOUN
cjfa-10423	170	2	6	6	NUM
cjfa-10423	170	3	.	.	PUNCT
cjfa-10423	171	1	breakdown	breakdown	NOUN
cjfa-10423	171	2	of	of	ADP
cjfa-10423	171	3	total	total	ADJ
cjfa-10423	171	4	capital	capital	NOUN
cjfa-10423	171	5	adequacy	adequacy	NOUN
cjfa-10423	171	6	changes	change	NOUN
cjfa-10423	171	7	in	in	ADP
cjfa-10423	171	8	groups	group	NOUN
cjfa-10423	171	9	of	of	ADP
cjfa-10423	171	10	banks	bank	NOUN
cjfa-10423	171	11	source	source	NOUN
cjfa-10423	171	12	:	:	PUNCT
cjfa-10423	171	13	created	create	VERB
cjfa-10423	171	14	by	by	ADP
cjfa-10423	171	15	authors	author	NOUN
cjfa-10423	171	16	based	base	VERB
cjfa-10423	171	17	on	on	ADP
cjfa-10423	171	18	consolidated	consolidated	ADJ
cjfa-10423	171	19	annual	annual	ADJ
cjfa-10423	171	20	reports	report	NOUN
cjfa-10423	171	21	of	of	ADP
cjfa-10423	171	22	latvian	latvian	ADJ
cjfa-10423	171	23	banks	bank	NOUN
cjfa-10423	171	24	,	,	PUNCT
cjfa-10423	171	25	2013	2013	NUM
cjfa-10423	171	26	in	in	ADP
cjfa-10423	171	27	2019	2019	NUM
cjfa-10423	171	28	according	accord	VERB
cjfa-10423	171	29	to	to	ADP
cjfa-10423	171	30	new	new	ADJ
cjfa-10423	171	31	regulations	regulation	NOUN
cjfa-10423	171	32	equity	equity	NOUN
cjfa-10423	171	33	capital	capital	NOUN
cjfa-10423	171	34	adequacy	adequacy	NOUN
cjfa-10423	171	35	ratio	ratio	NOUN
cjfa-10423	171	36	of	of	ADP
cjfa-10423	171	37	every	every	DET
cjfa-10423	171	38	bank	bank	NOUN
cjfa-10423	171	39	must	must	AUX
cjfa-10423	171	40	be	be	AUX
cjfa-10423	171	41	at	at	ADP
cjfa-10423	171	42	least	least	ADJ
cjfa-10423	171	43	10.50	10.50	NUM
cjfa-10423	171	44	%	%	NOUN
cjfa-10423	171	45	.	.	PUNCT
cjfa-10423	172	1	respectively	respectively	ADV
cjfa-10423	172	2	,	,	PUNCT
cjfa-10423	172	3	after	after	ADP
cjfa-10423	172	4	applying	apply	VERB
cjfa-10423	172	5	the	the	DET
cjfa-10423	172	6	new	new	ADJ
cjfa-10423	172	7	regulatory	regulatory	ADJ
cjfa-10423	172	8	standards	standard	NOUN
cjfa-10423	172	9	to	to	ADP
cjfa-10423	172	10	the	the	DET
cjfa-10423	172	11	current	current	ADJ
cjfa-10423	172	12	indices	index	NOUN
cjfa-10423	172	13	of	of	ADP
cjfa-10423	172	14	financial	financial	ADJ
cjfa-10423	172	15	activities	activity	NOUN
cjfa-10423	172	16	(	(	PUNCT
cjfa-10423	172	17	2013	2013	NUM
cjfa-10423	172	18	)	)	PUNCT
cjfa-10423	172	19	latvian	latvian	ADJ
cjfa-10423	172	20	banks	bank	NOUN
cjfa-10423	172	21	will	will	AUX
cjfa-10423	172	22	be	be	AUX
cjfa-10423	172	23	able	able	ADJ
cjfa-10423	172	24	to	to	PART
cjfa-10423	172	25	satisfy	satisfy	VERB
cjfa-10423	172	26	this	this	DET
cjfa-10423	172	27	ratio	ratio	NOUN
cjfa-10423	172	28	as	as	ADV
cjfa-10423	172	29	well	well	ADV
cjfa-10423	172	30	.	.	PUNCT
cjfa-10423	173	1	changes	change	NOUN
cjfa-10423	173	2	of	of	ADP
cjfa-10423	173	3	each	each	DET
cjfa-10423	173	4	ratio	ratio	NOUN
cjfa-10423	173	5	in	in	ADP
cjfa-10423	173	6	each	each	DET
cjfa-10423	173	7	group	group	NOUN
cjfa-10423	173	8	of	of	ADP
cjfa-10423	173	9	banks	bank	NOUN
cjfa-10423	173	10	are	be	AUX
cjfa-10423	173	11	dispersed	disperse	VERB
cjfa-10423	173	12	differently	differently	ADV
cjfa-10423	173	13	,	,	PUNCT
cjfa-10423	173	14	but	but	CCONJ
cjfa-10423	173	15	it	it	PRON
cjfa-10423	173	16	is	be	AUX
cjfa-10423	173	17	clear	clear	ADJ
cjfa-10423	173	18	that	that	SCONJ
cjfa-10423	173	19	as	as	ADP
cjfa-10423	173	20	a	a	DET
cjfa-10423	173	21	result	result	NOUN
cjfa-10423	173	22	of	of	ADP
cjfa-10423	173	23	introducing	introduce	VERB
cjfa-10423	173	24	the	the	DET
cjfa-10423	173	25	new	new	ADJ
cjfa-10423	173	26	basel	basel	PROPN
cjfa-10423	173	27	iii	iii	PROPN
cjfa-10423	173	28	requirements	requirement	NOUN
cjfa-10423	173	29	capital	capital	NOUN
cjfa-10423	173	30	adequacy	adequacy	NOUN
cjfa-10423	173	31	of	of	ADP
cjfa-10423	173	32	banks	bank	NOUN
cjfa-10423	173	33	will	will	AUX
cjfa-10423	173	34	drop	drop	VERB
cjfa-10423	173	35	(	(	PUNCT
cjfa-10423	173	36	table	table	NOUN
cjfa-10423	173	37	2	2	NUM
cjfa-10423	173	38	)	)	PUNCT
cjfa-10423	173	39	.	.	PUNCT
cjfa-10423	174	1	table	table	NOUN
cjfa-10423	174	2	2	2	NUM
cjfa-10423	174	3	.	.	PUNCT
cjfa-10423	174	4	breakdown	breakdown	NOUN
cjfa-10423	174	5	of	of	ADP
cjfa-10423	174	6	changes	change	NOUN
cjfa-10423	174	7	in	in	ADP
cjfa-10423	174	8	tier	tier	NOUN
cjfa-10423	174	9	1	1	NUM
cjfa-10423	174	10	capital	capital	NOUN
cjfa-10423	174	11	and	and	CCONJ
cjfa-10423	174	12	equity	equity	NOUN
cjfa-10423	174	13	capital	capital	NOUN
cjfa-10423	174	14	adequacy	adequacy	NOUN
cjfa-10423	174	15	ratios	ratio	NOUN
cjfa-10423	174	16	of	of	ADP
cjfa-10423	174	17	latvian	latvian	ADJ
cjfa-10423	174	18	banks	bank	NOUN
cjfa-10423	174	19	in	in	ADP
cjfa-10423	174	20	groups	group	NOUN
cjfa-10423	174	21	of	of	ADP
cjfa-10423	174	22	banks	bank	NOUN
cjfa-10423	174	23	grouping	group	VERB
cjfa-10423	174	24	of	of	ADP
cjfa-10423	174	25	latvian	latvian	ADJ
cjfa-10423	174	26	banks	bank	NOUN
cjfa-10423	174	27	by	by	ADP
cjfa-10423	174	28	the	the	DET
cjfa-10423	174	29	capital	capital	NOUN
cjfa-10423	174	30	's	's	PART
cjfa-10423	174	31	origin	origin	NOUN
cjfa-10423	174	32	country	country	NOUN
cjfa-10423	174	33	changes	change	VERB
cjfa-10423	174	34	in	in	ADP
cjfa-10423	174	35	tier	tier	NOUN
cjfa-10423	174	36	1	1	NUM
cjfa-10423	174	37	capital	capital	NOUN
cjfa-10423	174	38	adequacy	adequacy	NOUN
cjfa-10423	174	39	after	after	ADP
cjfa-10423	174	40	introducing	introduce	VERB
cjfa-10423	174	41	basel	basel	PROPN
cjfa-10423	174	42	iii	iii	NUM
cjfa-10423	174	43	changes	change	NOUN
cjfa-10423	174	44	in	in	ADP
cjfa-10423	174	45	equity	equity	NOUN
cjfa-10423	174	46	capital	capital	NOUN
cjfa-10423	174	47	adequacy	adequacy	NOUN
cjfa-10423	174	48	after	after	ADP
cjfa-10423	174	49	introducing	introduce	VERB
cjfa-10423	174	50	basel	basel	PROPN
cjfa-10423	174	51	iii	iii	PROPN
cjfa-10423	174	52	latvian	latvian	ADJ
cjfa-10423	174	53	banks	bank	NOUN
cjfa-10423	174	54	with	with	ADP
cjfa-10423	174	55	european	european	ADJ
cjfa-10423	174	56	shareholders	shareholder	NOUN
cjfa-10423	174	57	'	'	PART
cjfa-10423	174	58	investments	investment	NOUN
cjfa-10423	174	59	in	in	ADP
cjfa-10423	174	60	their	their	PRON
cjfa-10423	174	61	capital	capital	NOUN
cjfa-10423	174	62	-0,77	-0,77	NOUN
cjfa-10423	174	63	%	%	NOUN
cjfa-10423	174	64	-0,77	-0,77	NOUN
cjfa-10423	174	65	%	%	NOUN
cjfa-10423	174	66	latvian	latvian	ADJ
cjfa-10423	174	67	banks	bank	NOUN
cjfa-10423	174	68	with	with	ADP
cjfa-10423	174	69	latvian	latvian	ADJ
cjfa-10423	174	70	shareholders	shareholder	NOUN
cjfa-10423	174	71	'	'	PART
cjfa-10423	174	72	investments	investment	NOUN
cjfa-10423	174	73	in	in	ADP
cjfa-10423	174	74	their	their	PRON
cjfa-10423	174	75	capital	capital	NOUN
cjfa-10423	174	76	-0,52	-0,52	PUNCT
cjfa-10423	174	77	%	%	NOUN
cjfa-10423	174	78	-0.67	-0.67	NUM
cjfa-10423	174	79	%	%	NOUN
cjfa-10423	174	80	latvian	latvian	ADJ
cjfa-10423	174	81	banks	bank	NOUN
cjfa-10423	174	82	with	with	ADP
cjfa-10423	174	83	state	state	NOUN
cjfa-10423	174	84	shareholders	shareholder	NOUN
cjfa-10423	174	85	'	'	PART
cjfa-10423	174	86	investments	investment	NOUN
cjfa-10423	174	87	in	in	ADP
cjfa-10423	174	88	their	their	PRON
cjfa-10423	174	89	capital	capital	NOUN
cjfa-10423	174	90	-0,32	-0,32	PUNCT
cjfa-10423	174	91	%	%	NOUN
cjfa-10423	174	92	-0,40	-0,40	ADJ
cjfa-10423	174	93	%	%	NOUN
cjfa-10423	174	94	s	s	PART
cjfa-10423	174	95	o	o	NOUN
cjfa-10423	174	96	u	u	NOUN
cjfa-10423	174	97	r	r	NOUN
cjfa-10423	174	98	c	c	NOUN
cjfa-10423	174	99	e	e	NOUN
cjfa-10423	174	100	:	:	PUNCT
cjfa-10423	174	101	created	create	VERB
cjfa-10423	174	102	by	by	ADP
cjfa-10423	174	103	authors	author	NOUN
cjfa-10423	174	104	based	base	VERB
cjfa-10423	174	105	on	on	ADP
cjfa-10423	174	106	consolidated	consolidated	ADJ
cjfa-10423	174	107	annual	annual	ADJ
cjfa-10423	174	108	reports	report	NOUN
cjfa-10423	174	109	of	of	ADP
cjfa-10423	174	110	latvian	latvian	ADJ
cjfa-10423	174	111	banks	bank	NOUN
cjfa-10423	174	112	,	,	PUNCT
cjfa-10423	174	113	2013	2013	NUM
cjfa-10423	174	114	.	.	PUNCT
cjfa-10423	175	1	in	in	ADP
cjfa-10423	175	2	2019	2019	NUM
cjfa-10423	175	3	according	accord	VERB
cjfa-10423	175	4	to	to	ADP
cjfa-10423	175	5	new	new	ADJ
cjfa-10423	175	6	regulations	regulation	NOUN
cjfa-10423	175	7	equity	equity	NOUN
cjfa-10423	175	8	capital	capital	NOUN
cjfa-10423	175	9	adequacy	adequacy	NOUN
cjfa-10423	175	10	ratio	ratio	NOUN
cjfa-10423	175	11	of	of	ADP
cjfa-10423	175	12	every	every	DET
cjfa-10423	175	13	bank	bank	NOUN
cjfa-10423	175	14	must	must	AUX
cjfa-10423	175	15	be	be	AUX
cjfa-10423	175	16	at	at	ADP
cjfa-10423	175	17	least	least	ADJ
cjfa-10423	175	18	10.50	10.50	NUM
cjfa-10423	175	19	%	%	NOUN
cjfa-10423	175	20	.	.	PUNCT
cjfa-10423	176	1	respectively	respectively	ADV
cjfa-10423	176	2	,	,	PUNCT
cjfa-10423	176	3	after	after	ADP
cjfa-10423	176	4	applying	apply	VERB
cjfa-10423	176	5	the	the	DET
cjfa-10423	176	6	new	new	ADJ
cjfa-10423	176	7	regulatory	regulatory	ADJ
cjfa-10423	176	8	standards	standard	NOUN
cjfa-10423	176	9	to	to	ADP
cjfa-10423	176	10	the	the	DET
cjfa-10423	176	11	current	current	ADJ
cjfa-10423	176	12	indices	index	NOUN
cjfa-10423	176	13	of	of	ADP
cjfa-10423	176	14	financial	financial	ADJ
cjfa-10423	176	15	activities	activity	NOUN
cjfa-10423	176	16	(	(	PUNCT
cjfa-10423	176	17	2013	2013	NUM
cjfa-10423	176	18	)	)	PUNCT
cjfa-10423	176	19	latvian	latvian	ADJ
cjfa-10423	176	20	banks	bank	NOUN
cjfa-10423	176	21	will	will	AUX
cjfa-10423	176	22	be	be	AUX
cjfa-10423	176	23	able	able	ADJ
cjfa-10423	176	24	to	to	PART
cjfa-10423	176	25	satisfy	satisfy	VERB
cjfa-10423	176	26	this	this	DET
cjfa-10423	176	27	ratio	ratio	NOUN
cjfa-10423	176	28	as	as	ADV
cjfa-10423	176	29	well	well	ADV
cjfa-10423	176	30	.	.	PUNCT
cjfa-10423	177	1	changes	change	NOUN
cjfa-10423	177	2	of	of	ADP
cjfa-10423	177	3	each	each	DET
cjfa-10423	177	4	ratio	ratio	NOUN
cjfa-10423	177	5	in	in	ADP
cjfa-10423	177	6	each	each	DET
cjfa-10423	177	7	group	group	NOUN
cjfa-10423	177	8	of	of	ADP
cjfa-10423	177	9	banks	bank	NOUN
cjfa-10423	177	10	are	be	AUX
cjfa-10423	177	11	dispersed	disperse	VERB
cjfa-10423	177	12	differently	differently	ADV
cjfa-10423	177	13	,	,	PUNCT
cjfa-10423	177	14	but	but	CCONJ
cjfa-10423	177	15	it	it	PRON
cjfa-10423	177	16	is	be	AUX
cjfa-10423	177	17	clear	clear	ADJ
cjfa-10423	177	18	that	that	SCONJ
cjfa-10423	177	19	as	as	ADP
cjfa-10423	177	20	a	a	DET
cjfa-10423	177	21	result	result	NOUN
cjfa-10423	177	22	of	of	ADP
cjfa-10423	177	23	introducing	introduce	VERB
cjfa-10423	177	24	the	the	DET
cjfa-10423	177	25	new	new	ADJ
cjfa-10423	177	26	basel	basel	PROPN
cjfa-10423	177	27	iii	iii	PROPN
cjfa-10423	177	28	requirements	requirement	NOUN
cjfa-10423	177	29	capital	capital	NOUN
cjfa-10423	177	30	adequacy	adequacy	NOUN
cjfa-10423	177	31	of	of	ADP
cjfa-10423	177	32	banks	bank	NOUN
cjfa-10423	177	33	will	will	AUX
cjfa-10423	177	34	drop	drop	VERB
cjfa-10423	177	35	(	(	PUNCT
cjfa-10423	177	36	table	table	NOUN
cjfa-10423	177	37	2	2	NUM
cjfa-10423	177	38	)	)	PUNCT
cjfa-10423	177	39	.	.	PUNCT
cjfa-10423	178	1	natalia	natalia	PROPN
cjfa-10423	178	2	konovalova	konovalova	PROPN
cjfa-10423	178	3	,	,	PUNCT
cjfa-10423	178	4	snezhana	snezhana	PROPN
cjfa-10423	178	5	dalecka118	dalecka118	PROPN
cjfa-10423	178	6	table	table	NOUN
cjfa-10423	178	7	2	2	NUM
cjfa-10423	178	8	.	.	PUNCT
cjfa-10423	178	9	breakdown	breakdown	NOUN
cjfa-10423	178	10	of	of	ADP
cjfa-10423	178	11	changes	change	NOUN
cjfa-10423	178	12	in	in	ADP
cjfa-10423	178	13	tier	tier	NOUN
cjfa-10423	178	14	1	1	NUM
cjfa-10423	178	15	capital	capital	NOUN
cjfa-10423	178	16	and	and	CCONJ
cjfa-10423	178	17	equity	equity	NOUN
cjfa-10423	178	18	capital	capital	NOUN
cjfa-10423	178	19	adequacy	adequacy	NOUN
cjfa-10423	178	20	ratios	ratio	NOUN
cjfa-10423	178	21	of	of	ADP
cjfa-10423	178	22	latvian	latvian	ADJ
cjfa-10423	178	23	banks	bank	NOUN
cjfa-10423	178	24	in	in	ADP
cjfa-10423	178	25	groups	group	NOUN
cjfa-10423	178	26	of	of	ADP
cjfa-10423	178	27	banks	bank	NOUN
cjfa-10423	178	28	grouping	group	VERB
cjfa-10423	178	29	of	of	ADP
cjfa-10423	178	30	latvian	latvian	ADJ
cjfa-10423	178	31	banks	bank	NOUN
cjfa-10423	178	32	by	by	ADP
cjfa-10423	178	33	the	the	DET
cjfa-10423	178	34	capital	capital	NOUN
cjfa-10423	178	35	’s	’s	PART
cjfa-10423	178	36	origin	origin	NOUN
cjfa-10423	178	37	country	country	NOUN
cjfa-10423	178	38	changes	change	VERB
cjfa-10423	178	39	in	in	ADP
cjfa-10423	178	40	tier	tier	NOUN
cjfa-10423	178	41	1	1	NUM
cjfa-10423	178	42	capital	capital	NOUN
cjfa-10423	178	43	adequacy	adequacy	NOUN
cjfa-10423	178	44	after	after	ADP
cjfa-10423	178	45	introducing	introduce	VERB
cjfa-10423	178	46	basel	basel	PROPN
cjfa-10423	178	47	iii	iii	NUM
cjfa-10423	178	48	changes	change	NOUN
cjfa-10423	178	49	in	in	ADP
cjfa-10423	178	50	equity	equity	NOUN
cjfa-10423	178	51	capital	capital	NOUN
cjfa-10423	178	52	adequacy	adequacy	NOUN
cjfa-10423	178	53	after	after	ADP
cjfa-10423	178	54	introducing	introduce	VERB
cjfa-10423	178	55	basel	basel	PROPN
cjfa-10423	178	56	iii	iii	PROPN
cjfa-10423	178	57	latvian	latvian	ADJ
cjfa-10423	178	58	banks	bank	NOUN
cjfa-10423	178	59	with	with	ADP
cjfa-10423	178	60	european	european	ADJ
cjfa-10423	178	61	shareholders	shareholder	NOUN
cjfa-10423	178	62	’	'	PUNCT
cjfa-10423	178	63	investments	investment	NOUN
cjfa-10423	178	64	in	in	ADP
cjfa-10423	178	65	their	their	PRON
cjfa-10423	178	66	capital	capital	NOUN
cjfa-10423	178	67	-0,77	-0,77	NOUN
cjfa-10423	178	68	%	%	NOUN
cjfa-10423	178	69	-0,77	-0,77	NOUN
cjfa-10423	178	70	%	%	NOUN
cjfa-10423	178	71	latvian	latvian	ADJ
cjfa-10423	178	72	banks	bank	NOUN
cjfa-10423	178	73	with	with	ADP
cjfa-10423	178	74	latvian	latvian	ADJ
cjfa-10423	178	75	shareholders	shareholder	NOUN
cjfa-10423	178	76	’	'	PUNCT
cjfa-10423	178	77	investments	investment	NOUN
cjfa-10423	178	78	in	in	ADP
cjfa-10423	178	79	their	their	PRON
cjfa-10423	178	80	capital	capital	NOUN
cjfa-10423	178	81	-0,52	-0,52	PUNCT
cjfa-10423	178	82	%	%	NOUN
cjfa-10423	178	83	-0.67	-0.67	NUM
cjfa-10423	178	84	%	%	NOUN
cjfa-10423	178	85	latvian	latvian	ADJ
cjfa-10423	178	86	banks	bank	NOUN
cjfa-10423	178	87	with	with	ADP
cjfa-10423	178	88	state	state	NOUN
cjfa-10423	178	89	shareholders	shareholder	NOUN
cjfa-10423	178	90	’	'	PUNCT
cjfa-10423	178	91	investments	investment	NOUN
cjfa-10423	178	92	in	in	ADP
cjfa-10423	178	93	their	their	PRON
cjfa-10423	178	94	capital	capital	NOUN
cjfa-10423	178	95	-0,32	-0,32	PUNCT
cjfa-10423	178	96	%	%	NOUN
cjfa-10423	178	97	-0,40	-0,40	ADJ
cjfa-10423	178	98	%	%	NOUN
cjfa-10423	178	99	latvian	latvian	ADJ
cjfa-10423	178	100	banks	bank	NOUN
cjfa-10423	178	101	with	with	ADP
cjfa-10423	178	102	east	east	PROPN
cjfa-10423	178	103	shareholders	shareholder	NOUN
cjfa-10423	178	104	’	'	PUNCT
cjfa-10423	178	105	investments	investment	NOUN
cjfa-10423	178	106	in	in	ADP
cjfa-10423	178	107	their	their	PRON
cjfa-10423	178	108	capital	capital	NOUN
cjfa-10423	178	109	-0,61	-0,61	PUNCT
cjfa-10423	178	110	%	%	NOUN
cjfa-10423	178	111	-0,73	-0,73	NOUN
cjfa-10423	178	112	%	%	NOUN
cjfa-10423	178	113	s	s	PART
cjfa-10423	178	114	o	o	NOUN
cjfa-10423	178	115	u	u	NOUN
cjfa-10423	178	116	r	r	NOUN
cjfa-10423	178	117	c	c	NOUN
cjfa-10423	178	118	e	e	NOUN
cjfa-10423	178	119	:	:	PUNCT
cjfa-10423	178	120	created	create	VERB
cjfa-10423	178	121	by	by	ADP
cjfa-10423	178	122	authors	author	NOUN
cjfa-10423	178	123	based	base	VERB
cjfa-10423	178	124	on	on	ADP
cjfa-10423	178	125	consolidated	consolidated	ADJ
cjfa-10423	178	126	annual	annual	ADJ
cjfa-10423	178	127	reports	report	NOUN
cjfa-10423	178	128	of	of	ADP
cjfa-10423	178	129	latvian	latvian	ADJ
cjfa-10423	178	130	banks	bank	NOUN
cjfa-10423	178	131	,	,	PUNCT
cjfa-10423	178	132	2013	2013	NUM
cjfa-10423	178	133	.	.	PUNCT
cjfa-10423	179	1	regardless	regardless	ADV
cjfa-10423	179	2	of	of	ADP
cjfa-10423	179	3	the	the	DET
cjfa-10423	179	4	conclusion	conclusion	NOUN
cjfa-10423	179	5	made	make	VERB
cjfa-10423	179	6	as	as	ADP
cjfa-10423	179	7	a	a	DET
cjfa-10423	179	8	result	result	NOUN
cjfa-10423	179	9	of	of	ADP
cjfa-10423	179	10	the	the	DET
cjfa-10423	179	11	performed	perform	VERB
cjfa-10423	179	12	analysis	analysis	NOUN
cjfa-10423	179	13	that	that	SCONJ
cjfa-10423	179	14	each	each	DET
cjfa-10423	179	15	group	group	NOUN
cjfa-10423	179	16	of	of	ADP
cjfa-10423	179	17	banks	bank	NOUN
cjfa-10423	179	18	already	already	ADV
cjfa-10423	179	19	is	be	AUX
cjfa-10423	179	20	in	in	ADP
cjfa-10423	179	21	a	a	DET
cjfa-10423	179	22	position	position	NOUN
cjfa-10423	179	23	to	to	PART
cjfa-10423	179	24	satisfy	satisfy	VERB
cjfa-10423	179	25	basel	basel	PROPN
cjfa-10423	179	26	iii	iii	PROPN
cjfa-10423	179	27	requirements	requirement	NOUN
cjfa-10423	179	28	for	for	ADP
cjfa-10423	179	29	capital	capital	NOUN
cjfa-10423	179	30	adequacy	adequacy	NOUN
cjfa-10423	179	31	,	,	PUNCT
cjfa-10423	179	32	results	result	NOUN
cjfa-10423	179	33	of	of	ADP
cjfa-10423	179	34	the	the	DET
cjfa-10423	179	35	analysis	analysis	NOUN
cjfa-10423	179	36	show	show	VERB
cjfa-10423	179	37	that	that	SCONJ
cjfa-10423	179	38	two	two	NUM
cjfa-10423	179	39	latvian	latvian	ADJ
cjfa-10423	179	40	commercial	commercial	ADJ
cjfa-10423	179	41	banks	bank	NOUN
cjfa-10423	179	42	presently	presently	ADV
cjfa-10423	179	43	will	will	AUX
cjfa-10423	179	44	not	not	PART
cjfa-10423	179	45	be	be	AUX
cjfa-10423	179	46	able	able	ADJ
cjfa-10423	179	47	to	to	PART
cjfa-10423	179	48	ensure	ensure	VERB
cjfa-10423	179	49	the	the	DET
cjfa-10423	179	50	required	require	VERB
cjfa-10423	179	51	capital	capital	NOUN
cjfa-10423	179	52	adequacy	adequacy	NOUN
cjfa-10423	179	53	indices	index	NOUN
cjfa-10423	179	54	(	(	PUNCT
cjfa-10423	179	55	table	table	NOUN
cjfa-10423	179	56	3	3	NUM
cjfa-10423	179	57	)	)	PUNCT
cjfa-10423	179	58	.	.	PUNCT
cjfa-10423	180	1	evaluation	evaluation	NOUN
cjfa-10423	180	2	results	result	NOUN
cjfa-10423	180	3	of	of	ADP
cjfa-10423	180	4	the	the	DET
cjfa-10423	180	5	commercial	commercial	ADJ
cjfa-10423	180	6	bank	bank	NOUN
cjfa-10423	180	7	x	x	INTJ
cjfa-10423	180	8	(	(	PUNCT
cjfa-10423	180	9	state	state	NOUN
cjfa-10423	180	10	capital	capital	NOUN
cjfa-10423	180	11	)	)	PUNCT
cjfa-10423	180	12	indicate	indicate	VERB
cjfa-10423	180	13	that	that	SCONJ
cjfa-10423	180	14	the	the	DET
cjfa-10423	180	15	bank	bank	NOUN
cjfa-10423	180	16	’s	’s	PART
cjfa-10423	180	17	equity	equity	NOUN
cjfa-10423	180	18	capital	capital	NOUN
cjfa-10423	180	19	adequacy	adequacy	NOUN
cjfa-10423	180	20	would	would	AUX
cjfa-10423	180	21	not	not	PART
cjfa-10423	180	22	exceed	exceed	VERB
cjfa-10423	180	23	9.89	9.89	NUM
cjfa-10423	180	24	%	%	NOUN
cjfa-10423	180	25	,	,	PUNCT
cjfa-10423	180	26	respectively	respectively	ADV
cjfa-10423	180	27	0.61	0.61	NUM
cjfa-10423	180	28	%	%	NOUN
cjfa-10423	180	29	under	under	ADP
cjfa-10423	180	30	the	the	DET
cjfa-10423	180	31	new	new	ADJ
cjfa-10423	180	32	capital	capital	NOUN
cjfa-10423	180	33	adequacy	adequacy	NOUN
cjfa-10423	180	34	standard	standard	NOUN
cjfa-10423	180	35	(	(	PUNCT
cjfa-10423	180	36	10.5	10.5	NUM
cjfa-10423	180	37	%	%	NOUN
cjfa-10423	180	38	)	)	PUNCT
cjfa-10423	180	39	.	.	PUNCT
cjfa-10423	181	1	upon	upon	SCONJ
cjfa-10423	181	2	evaluation	evaluation	NOUN
cjfa-10423	181	3	of	of	ADP
cjfa-10423	181	4	the	the	DET
cjfa-10423	181	5	commercial	commercial	ADJ
cjfa-10423	181	6	bank	bank	PROPN
cjfa-10423	181	7	y	y	PROPN
cjfa-10423	181	8	from	from	ADP
cjfa-10423	181	9	the	the	DET
cjfa-10423	181	10	east	east	PROPN
cjfa-10423	181	11	group	group	NOUN
cjfa-10423	181	12	one	one	PRON
cjfa-10423	181	13	must	must	AUX
cjfa-10423	181	14	conclude	conclude	VERB
cjfa-10423	181	15	that	that	SCONJ
cjfa-10423	181	16	this	this	DET
cjfa-10423	181	17	bank	bank	NOUN
cjfa-10423	181	18	fails	fail	VERB
cjfa-10423	181	19	to	to	PART
cjfa-10423	181	20	satisfy	satisfy	VERB
cjfa-10423	181	21	basel	basel	PROPN
cjfa-10423	181	22	iii	iii	PROPN
cjfa-10423	181	23	capital	capital	PROPN
cjfa-10423	181	24	adequacy	adequacy	NOUN
cjfa-10423	181	25	regulations	regulation	NOUN
cjfa-10423	181	26	as	as	ADV
cjfa-10423	181	27	well	well	ADV
cjfa-10423	181	28	.	.	PUNCT
cjfa-10423	182	1	tier	tier	NOUN
cjfa-10423	182	2	1	1	NUM
cjfa-10423	182	3	capital	capital	NOUN
cjfa-10423	182	4	adequacy	adequacy	NOUN
cjfa-10423	182	5	ratio	ratio	NOUN
cjfa-10423	182	6	does	do	AUX
cjfa-10423	182	7	not	not	PART
cjfa-10423	182	8	reach	reach	VERB
cjfa-10423	182	9	the	the	DET
cjfa-10423	182	10	standard	standard	NOUN
cjfa-10423	182	11	by	by	ADP
cjfa-10423	182	12	0.71	0.71	NUM
cjfa-10423	182	13	%	%	NOUN
cjfa-10423	182	14	,	,	PUNCT
cjfa-10423	182	15	the	the	DET
cjfa-10423	182	16	total	total	ADJ
cjfa-10423	182	17	capital	capital	NOUN
cjfa-10423	182	18	adequacy	adequacy	NOUN
cjfa-10423	182	19	ratio	ratio	NOUN
cjfa-10423	182	20	,	,	PUNCT
cjfa-10423	182	21	in	in	ADP
cjfa-10423	182	22	its	its	PRON
cjfa-10423	182	23	turn	turn	NOUN
cjfa-10423	182	24	,	,	PUNCT
cjfa-10423	182	25	is	be	AUX
cjfa-10423	182	26	2.79	2.79	NUM
cjfa-10423	182	27	%	%	NOUN
cjfa-10423	182	28	lower	low	ADJ
cjfa-10423	182	29	than	than	ADP
cjfa-10423	182	30	the	the	DET
cjfa-10423	182	31	standard	standard	NOUN
cjfa-10423	182	32	(	(	PUNCT
cjfa-10423	182	33	10.50	10.50	NUM
cjfa-10423	182	34	%	%	NOUN
cjfa-10423	182	35	)	)	PUNCT
cjfa-10423	182	36	.	.	PUNCT
cjfa-10423	183	1	table	table	NOUN
cjfa-10423	183	2	3	3	NUM
cjfa-10423	183	3	.	.	X
cjfa-10423	184	1	conformity	conformity	NOUN
cjfa-10423	184	2	of	of	ADP
cjfa-10423	184	3	capital	capital	NOUN
cjfa-10423	184	4	adequacy	adequacy	NOUN
cjfa-10423	184	5	ratios	ratio	NOUN
cjfa-10423	184	6	of	of	ADP
cjfa-10423	184	7	the	the	DET
cjfa-10423	184	8	commercial	commercial	ADJ
cjfa-10423	184	9	bank	bank	NOUN
cjfa-10423	184	10	x	x	INTJ
cjfa-10423	184	11	(	(	PUNCT
cjfa-10423	184	12	latvian	latvian	ADJ
cjfa-10423	184	13	state	state	NOUN
cjfa-10423	184	14	capital	capital	NOUN
cjfa-10423	184	15	)	)	PUNCT
cjfa-10423	184	16	and	and	CCONJ
cjfa-10423	184	17	the	the	DET
cjfa-10423	184	18	commercial	commercial	ADJ
cjfa-10423	184	19	bank	bank	PROPN
cjfa-10423	184	20	y	y	PROPN
cjfa-10423	184	21	(	(	PUNCT
cjfa-10423	184	22	eastern	eastern	ADJ
cjfa-10423	184	23	capital	capital	NOUN
cjfa-10423	184	24	)	)	PUNCT
cjfa-10423	184	25	to	to	ADP
cjfa-10423	184	26	basel	basel	PROPN
cjfa-10423	184	27	iii	iii	PROPN
cjfa-10423	184	28	requirements	requirement	NOUN
cjfa-10423	184	29	name	name	NOUN
cjfa-10423	184	30	of	of	ADP
cjfa-10423	184	31	the	the	DET
cjfa-10423	184	32	bank	bank	NOUN
cjfa-10423	184	33	commercial	commercial	ADJ
cjfa-10423	184	34	bank	bank	PROPN
cjfa-10423	184	35	x	x	SYM
cjfa-10423	184	36	(	(	PUNCT
cjfa-10423	184	37	latvian	latvian	ADJ
cjfa-10423	184	38	state	state	NOUN
cjfa-10423	184	39	capital	capital	NOUN
cjfa-10423	184	40	)	)	PUNCT
cjfa-10423	184	41	commercial	commercial	ADJ
cjfa-10423	184	42	bank	bank	PROPN
cjfa-10423	184	43	y	y	PROPN
cjfa-10423	184	44	(	(	PUNCT
cjfa-10423	184	45	eastern	eastern	ADJ
cjfa-10423	184	46	capital	capital	NOUN
cjfa-10423	184	47	)	)	PUNCT
cjfa-10423	184	48	reported	report	VERB
cjfa-10423	184	49	period	period	NOUN
cjfa-10423	184	50	(	(	PUNCT
cjfa-10423	184	51	year	year	NOUN
cjfa-10423	184	52	)	)	PUNCT
cjfa-10423	184	53	2013	2013	NUM
cjfa-10423	184	54	basel	basel	PROPN
cjfa-10423	184	55	iii	iii	PROPN
cjfa-10423	184	56	requirements	requirement	NOUN
cjfa-10423	184	57	2013	2013	NUM
cjfa-10423	184	58	basel	basel	PROPN
cjfa-10423	184	59	iii	iii	PROPN
cjfa-10423	184	60	requirements	requirement	NOUN
cjfa-10423	184	61	tier	tier	NOUN
cjfa-10423	184	62	1	1	NUM
cjfa-10423	184	63	capital	capital	NOUN
cjfa-10423	184	64	(	(	PUNCT
cjfa-10423	184	65	000	000	NUM
cjfa-10423	184	66	eur	eur	ADJ
cjfa-10423	184	67	)	)	PUNCT
cjfa-10423	184	68	94920	94920	NUM
cjfa-10423	184	69	23527	23527	NUM
cjfa-10423	184	70	equity	equity	NOUN
cjfa-10423	184	71	capital	capital	NOUN
cjfa-10423	184	72	(	(	PUNCT
cjfa-10423	184	73	000	000	NUM
cjfa-10423	184	74	eur	eur	ADJ
cjfa-10423	184	75	)	)	PUNCT
cjfa-10423	184	76	116492	116492	NUM
cjfa-10423	184	77	34273	34273	NUM
cjfa-10423	184	78	risk	risk	NOUN
cjfa-10423	184	79	-	-	PUNCT
cjfa-10423	184	80	weighted	weight	VERB
cjfa-10423	184	81	assets	asset	NOUN
cjfa-10423	184	82	(	(	PUNCT
cjfa-10423	184	83	000	000	NUM
cjfa-10423	184	84	eur	eur	ADJ
cjfa-10423	184	85	)	)	PUNCT
cjfa-10423	184	86	1177580	1177580	NUM
cjfa-10423	184	87	444562	444562	NUM
cjfa-10423	184	88	analysis	analysis	NOUN
cjfa-10423	184	89	and	and	CCONJ
cjfa-10423	184	90	evaluation	evaluation	NOUN
cjfa-10423	184	91	of	of	ADP
cjfa-10423	184	92	capital	capital	NOUN
cjfa-10423	184	93	adequacy	adequacy	NOUN
cjfa-10423	184	94	…	…	PUNCT
cjfa-10423	184	95	119	119	NUM
cjfa-10423	184	96	name	name	NOUN
cjfa-10423	184	97	of	of	ADP
cjfa-10423	184	98	the	the	DET
cjfa-10423	184	99	bank	bank	NOUN
cjfa-10423	184	100	commercial	commercial	ADJ
cjfa-10423	184	101	bank	bank	PROPN
cjfa-10423	185	1	x	x	SYM
cjfa-10423	185	2	(	(	PUNCT
cjfa-10423	185	3	latvian	latvian	ADJ
cjfa-10423	185	4	state	state	NOUN
cjfa-10423	185	5	capital	capital	NOUN
cjfa-10423	185	6	)	)	PUNCT
cjfa-10423	185	7	commercial	commercial	ADJ
cjfa-10423	185	8	bank	bank	PROPN
cjfa-10423	185	9	y	y	PROPN
cjfa-10423	185	10	(	(	PUNCT
cjfa-10423	185	11	eastern	eastern	ADJ
cjfa-10423	185	12	capital	capital	NOUN
cjfa-10423	185	13	)	)	PUNCT
cjfa-10423	185	14	tier	tier	NOUN
cjfa-10423	185	15	1	1	NUM
cjfa-10423	185	16	capital	capital	NOUN
cjfa-10423	185	17	against	against	ADP
cjfa-10423	185	18	risk	risk	NOUN
cjfa-10423	185	19	-	-	PUNCT
cjfa-10423	185	20	weighted	weight	VERB
cjfa-10423	185	21	assets	asset	NOUN
cjfa-10423	185	22	,	,	PUNCT
cjfa-10423	185	23	standard	standard	NOUN
cjfa-10423	185	24	(	(	PUNCT
cjfa-10423	185	25	%	%	INTJ
cjfa-10423	185	26	)	)	PUNCT
cjfa-10423	185	27	6,00	6,00	NUM
cjfa-10423	185	28	%	%	NOUN
cjfa-10423	185	29	6,00	6,00	NUM
cjfa-10423	185	30	%	%	NOUN
cjfa-10423	185	31	tier	tier	NOUN
cjfa-10423	185	32	1	1	NUM
cjfa-10423	185	33	capital	capital	NOUN
cjfa-10423	185	34	against	against	ADP
cjfa-10423	185	35	risk	risk	NOUN
cjfa-10423	185	36	-	-	PUNCT
cjfa-10423	185	37	weighted	weight	VERB
cjfa-10423	185	38	assets	asset	NOUN
cjfa-10423	185	39	,	,	PUNCT
cjfa-10423	185	40	actual	actual	ADJ
cjfa-10423	185	41	(	(	PUNCT
cjfa-10423	185	42	%	%	NOUN
cjfa-10423	185	43	)	)	PUNCT
cjfa-10423	185	44	8,06	8,06	NUM
cjfa-10423	185	45	%	%	NOUN
cjfa-10423	185	46	5,29	5,29	NUM
cjfa-10423	185	47	%	%	NOUN
cjfa-10423	185	48	reserve	reserve	NOUN
cjfa-10423	185	49	(	(	PUNCT
cjfa-10423	185	50	%	%	INTJ
cjfa-10423	185	51	)	)	PUNCT
cjfa-10423	185	52	2,06	2,06	NUM
cjfa-10423	185	53	%	%	NOUN
cjfa-10423	185	54	-0,71	-0,71	NOUN
cjfa-10423	185	55	%	%	NOUN
cjfa-10423	185	56	equity	equity	NOUN
cjfa-10423	185	57	capital	capital	NOUN
cjfa-10423	185	58	against	against	ADP
cjfa-10423	185	59	risk	risk	NOUN
cjfa-10423	185	60	-	-	PUNCT
cjfa-10423	185	61	weighted	weight	VERB
cjfa-10423	185	62	assets	asset	NOUN
cjfa-10423	185	63	,	,	PUNCT
cjfa-10423	185	64	actual	actual	ADJ
cjfa-10423	185	65	(	(	PUNCT
cjfa-10423	185	66	%	%	NOUN
cjfa-10423	185	67	)	)	PUNCT
cjfa-10423	185	68	9,89	9,89	NUM
cjfa-10423	185	69	%	%	NOUN
cjfa-10423	186	1	7,71	7,71	NUM
cjfa-10423	186	2	%	%	NOUN
cjfa-10423	186	3	equity	equity	NOUN
cjfa-10423	186	4	capital	capital	NOUN
cjfa-10423	186	5	against	against	ADP
cjfa-10423	186	6	risk	risk	NOUN
cjfa-10423	186	7	-	-	PUNCT
cjfa-10423	186	8	weighted	weight	VERB
cjfa-10423	186	9	assets	asset	NOUN
cjfa-10423	186	10	,	,	PUNCT
cjfa-10423	186	11	standard	standard	NOUN
cjfa-10423	186	12	(	(	PUNCT
cjfa-10423	186	13	%	%	NOUN
cjfa-10423	186	14	)	)	PUNCT
cjfa-10423	186	15	(	(	PUNCT
cjfa-10423	186	16	the	the	DET
cjfa-10423	186	17	so	so	ADV
cjfa-10423	186	18	-	-	PUNCT
cjfa-10423	186	19	called	call	VERB
cjfa-10423	186	20	buffer	buffer	NOUN
cjfa-10423	186	21	)	)	PUNCT
cjfa-10423	186	22	10,50	10,50	NUM
cjfa-10423	186	23	%	%	NOUN
cjfa-10423	186	24	10,50	10,50	NUM
cjfa-10423	186	25	%	%	NOUN
cjfa-10423	186	26	reserve	reserve	NOUN
cjfa-10423	186	27	(	(	PUNCT
cjfa-10423	186	28	%	%	INTJ
cjfa-10423	186	29	)	)	PUNCT
cjfa-10423	186	30	-0,61	-0,61	PUNCT
cjfa-10423	187	1	%	%	NOUN
cjfa-10423	188	1	-2,79	-2,79	INTJ
cjfa-10423	188	2	%	%	NOUN
cjfa-10423	188	3	s	s	PART
cjfa-10423	188	4	o	o	NOUN
cjfa-10423	188	5	u	u	NOUN
cjfa-10423	188	6	r	r	NOUN
cjfa-10423	188	7	c	c	NOUN
cjfa-10423	188	8	e	e	NOUN
cjfa-10423	188	9	:	:	PUNCT
cjfa-10423	188	10	created	create	VERB
cjfa-10423	188	11	by	by	ADP
cjfa-10423	188	12	authors	author	NOUN
cjfa-10423	188	13	based	base	VERB
cjfa-10423	188	14	on	on	ADP
cjfa-10423	188	15	consolidated	consolidated	ADJ
cjfa-10423	188	16	annual	annual	ADJ
cjfa-10423	188	17	reports	report	NOUN
cjfa-10423	188	18	of	of	ADP
cjfa-10423	188	19	latvian	latvian	ADJ
cjfa-10423	188	20	banks	bank	NOUN
cjfa-10423	188	21	,	,	PUNCT
cjfa-10423	188	22	2013	2013	NUM
cjfa-10423	188	23	.	.	PUNCT
cjfa-10423	189	1	final	final	ADJ
cjfa-10423	189	2	remarks	remark	NOUN
cjfa-10423	189	3	and	and	CCONJ
cjfa-10423	189	4	conclusions	conclusion	NOUN
cjfa-10423	189	5	results	result	NOUN
cjfa-10423	189	6	of	of	ADP
cjfa-10423	189	7	the	the	DET
cjfa-10423	189	8	research	research	NOUN
cjfa-10423	189	9	allow	allow	VERB
cjfa-10423	189	10	the	the	DET
cjfa-10423	189	11	authors	author	NOUN
cjfa-10423	189	12	to	to	PART
cjfa-10423	189	13	make	make	VERB
cjfa-10423	189	14	the	the	DET
cjfa-10423	189	15	following	follow	VERB
cjfa-10423	189	16	conclusions	conclusion	NOUN
cjfa-10423	189	17	:	:	PUNCT
cjfa-10423	189	18	1	1	X
cjfa-10423	189	19	.	.	X
cjfa-10423	189	20	basel	basel	PROPN
cjfa-10423	189	21	iii	iii	PROPN
cjfa-10423	189	22	rules	rule	NOUN
cjfa-10423	189	23	envision	envision	VERB
cjfa-10423	189	24	setting	set	VERB
cjfa-10423	189	25	stricter	strict	ADJ
cjfa-10423	189	26	requirements	requirement	NOUN
cjfa-10423	189	27	for	for	ADP
cjfa-10423	189	28	the	the	DET
cjfa-10423	189	29	size	size	NOUN
cjfa-10423	189	30	of	of	ADP
cjfa-10423	189	31	common	common	ADJ
cjfa-10423	189	32	equity	equity	NOUN
cjfa-10423	189	33	and	and	CCONJ
cjfa-10423	189	34	gradual	gradual	ADJ
cjfa-10423	189	35	increase	increase	NOUN
cjfa-10423	189	36	of	of	ADP
cjfa-10423	189	37	requirements	requirement	NOUN
cjfa-10423	189	38	for	for	ADP
cjfa-10423	189	39	minimum	minimum	ADJ
cjfa-10423	189	40	capital	capital	NOUN
cjfa-10423	189	41	adequacy	adequacy	NOUN
cjfa-10423	189	42	ratios	ratio	NOUN
cjfa-10423	189	43	and	and	CCONJ
cjfa-10423	189	44	risk	risk	NOUN
cjfa-10423	189	45	evaluation	evaluation	NOUN
cjfa-10423	189	46	until	until	ADP
cjfa-10423	189	47	2019	2019	NUM
cjfa-10423	189	48	.	.	PUNCT
cjfa-10423	190	1	badly	badly	ADV
cjfa-10423	190	2	prepared	prepare	VERB
cjfa-10423	190	3	commercial	commercial	ADJ
cjfa-10423	190	4	banks	bank	NOUN
cjfa-10423	190	5	will	will	AUX
cjfa-10423	190	6	not	not	PART
cjfa-10423	190	7	be	be	AUX
cjfa-10423	190	8	able	able	ADJ
cjfa-10423	190	9	to	to	PART
cjfa-10423	190	10	comply	comply	VERB
cjfa-10423	190	11	with	with	ADP
cjfa-10423	190	12	the	the	DET
cjfa-10423	190	13	new	new	ADJ
cjfa-10423	190	14	basel	basel	PROPN
cjfa-10423	190	15	iii	iii	PROPN
cjfa-10423	190	16	requirements	requirement	NOUN
cjfa-10423	190	17	,	,	PUNCT
cjfa-10423	190	18	and	and	CCONJ
cjfa-10423	190	19	that	that	PRON
cjfa-10423	190	20	could	could	AUX
cjfa-10423	190	21	lead	lead	VERB
cjfa-10423	190	22	to	to	ADP
cjfa-10423	190	23	reduction	reduction	NOUN
cjfa-10423	190	24	of	of	ADP
cjfa-10423	190	25	the	the	DET
cjfa-10423	190	26	number	number	NOUN
cjfa-10423	190	27	of	of	ADP
cjfa-10423	190	28	banks	bank	NOUN
cjfa-10423	190	29	.	.	PUNCT
cjfa-10423	191	1	2	2	X
cjfa-10423	191	2	.	.	X
cjfa-10423	191	3	the	the	DET
cjfa-10423	191	4	average	average	ADJ
cjfa-10423	191	5	capital	capital	NOUN
cjfa-10423	191	6	adequacy	adequacy	NOUN
cjfa-10423	191	7	ratio	ratio	NOUN
cjfa-10423	191	8	of	of	ADP
cjfa-10423	191	9	latvian	latvian	ADJ
cjfa-10423	191	10	commercial	commercial	ADJ
cjfa-10423	191	11	banks	bank	NOUN
cjfa-10423	191	12	satisfies	satisfy	VERB
cjfa-10423	191	13	basel	basel	PROPN
cjfa-10423	191	14	committee	committee	PROPN
cjfa-10423	191	15	’s	’s	PART
cjfa-10423	191	16	requirements	requirement	NOUN
cjfa-10423	191	17	(	(	PUNCT
cjfa-10423	191	18	at	at	ADP
cjfa-10423	191	19	the	the	DET
cjfa-10423	191	20	end	end	NOUN
cjfa-10423	191	21	of	of	ADP
cjfa-10423	191	22	2013	2013	NUM
cjfa-10423	191	23	equity	equity	NOUN
cjfa-10423	191	24	capital	capital	NOUN
cjfa-10423	191	25	adequacy	adequacy	NOUN
cjfa-10423	191	26	amounted	amount	VERB
cjfa-10423	191	27	to	to	ADP
cjfa-10423	191	28	16.70	16.70	NUM
cjfa-10423	191	29	%	%	NOUN
cjfa-10423	191	30	(	(	PUNCT
cjfa-10423	191	31	2012	2012	NUM
cjfa-10423	191	32	–	–	PUNCT
cjfa-10423	191	33	18.16	18.16	NUM
cjfa-10423	191	34	%	%	NOUN
cjfa-10423	191	35	)	)	PUNCT
cjfa-10423	191	36	)	)	PUNCT
cjfa-10423	191	37	.	.	PUNCT
cjfa-10423	192	1	3	3	X
cjfa-10423	192	2	.	.	X
cjfa-10423	192	3	in	in	ADP
cjfa-10423	192	4	2013	2013	NUM
cjfa-10423	192	5	tier	tier	NOUN
cjfa-10423	192	6	2	2	NUM
cjfa-10423	192	7	capital	capital	NOUN
cjfa-10423	192	8	of	of	ADP
cjfa-10423	192	9	latvian	latvian	ADJ
cjfa-10423	192	10	banking	banking	NOUN
cjfa-10423	192	11	sector	sector	NOUN
cjfa-10423	192	12	did	do	AUX
cjfa-10423	192	13	not	not	PART
cjfa-10423	192	14	exceed	exceed	VERB
cjfa-10423	192	15	15.22	15.22	NUM
cjfa-10423	192	16	%	%	NOUN
cjfa-10423	192	17	(	(	PUNCT
cjfa-10423	192	18	2012	2012	NUM
cjfa-10423	192	19	–	–	PUNCT
cjfa-10423	192	20	13.89	13.89	NUM
cjfa-10423	192	21	%	%	NOUN
cjfa-10423	192	22	)	)	PUNCT
cjfa-10423	192	23	share	share	NOUN
cjfa-10423	192	24	of	of	ADP
cjfa-10423	192	25	the	the	DET
cjfa-10423	192	26	total	total	ADJ
cjfa-10423	192	27	equity	equity	NOUN
cjfa-10423	192	28	capital	capital	NOUN
cjfa-10423	192	29	.	.	PUNCT
cjfa-10423	193	1	but	but	CCONJ
cjfa-10423	193	2	from	from	ADP
cjfa-10423	193	3	2001	2001	NUM
cjfa-10423	193	4	to	to	ADP
cjfa-10423	193	5	2009	2009	NUM
cjfa-10423	193	6	the	the	DET
cjfa-10423	193	7	amount	amount	NOUN
cjfa-10423	193	8	of	of	ADP
cjfa-10423	193	9	subordinated	subordinated	ADJ
cjfa-10423	193	10	debt	debt	NOUN
cjfa-10423	193	11	was	be	AUX
cjfa-10423	193	12	on	on	ADP
cjfa-10423	193	13	rapid	rapid	ADJ
cjfa-10423	193	14	increase	increase	NOUN
cjfa-10423	193	15	and	and	CCONJ
cjfa-10423	193	16	in	in	ADP
cjfa-10423	193	17	2009	2009	NUM
cjfa-10423	193	18	had	have	AUX
cjfa-10423	193	19	reached	reach	VERB
cjfa-10423	193	20	21.78	21.78	NUM
cjfa-10423	193	21	%	%	NOUN
cjfa-10423	193	22	(	(	PUNCT
cjfa-10423	193	23	subordinated	subordinated	ADJ
cjfa-10423	193	24	capital	capital	NOUN
cjfa-10423	193	25	during	during	ADP
cjfa-10423	193	26	the	the	DET
cjfa-10423	193	27	period	period	NOUN
cjfa-10423	193	28	of	of	ADP
cjfa-10423	193	29	time	time	NOUN
cjfa-10423	193	30	from	from	ADP
cjfa-10423	193	31	2001	2001	NUM
cjfa-10423	193	32	to	to	ADP
cjfa-10423	193	33	2009	2009	NUM
cjfa-10423	193	34	grew	grow	VERB
cjfa-10423	193	35	by	by	ADP
cjfa-10423	193	36	566	566	NUM
cjfa-10423	193	37	million	million	NUM
cjfa-10423	193	38	eur	eur	NOUN
cjfa-10423	193	39	)	)	PUNCT
cjfa-10423	193	40	.	.	PUNCT
cjfa-10423	194	1	the	the	DET
cjfa-10423	194	2	present	present	ADJ
cjfa-10423	194	3	low	low	ADJ
cjfa-10423	194	4	specific	specific	ADJ
cjfa-10423	194	5	weight	weight	NOUN
cjfa-10423	194	6	of	of	ADP
cjfa-10423	194	7	subordinated	subordinated	ADJ
cjfa-10423	194	8	capital	capital	NOUN
cjfa-10423	194	9	in	in	ADP
cjfa-10423	194	10	latvian	latvian	ADJ
cjfa-10423	194	11	commercial	commercial	ADJ
cjfa-10423	194	12	banks	bank	NOUN
cjfa-10423	194	13	is	be	AUX
cjfa-10423	194	14	tied	tie	VERB
cjfa-10423	194	15	to	to	ADP
cjfa-10423	194	16	repayment	repayment	NOUN
cjfa-10423	194	17	tendencies	tendency	NOUN
cjfa-10423	194	18	of	of	ADP
cjfa-10423	194	19	subordinated	subordinated	ADJ
cjfa-10423	194	20	obligations	obligation	NOUN
cjfa-10423	194	21	.	.	PUNCT
cjfa-10423	195	1	4	4	X
cjfa-10423	195	2	.	.	X
cjfa-10423	195	3	from	from	ADP
cjfa-10423	195	4	the	the	DET
cjfa-10423	195	5	point	point	NOUN
cjfa-10423	195	6	of	of	ADP
cjfa-10423	195	7	view	view	NOUN
cjfa-10423	195	8	of	of	ADP
cjfa-10423	195	9	grouping	grouping	NOUN
cjfa-10423	195	10	of	of	ADP
cjfa-10423	195	11	commercial	commercial	ADJ
cjfa-10423	195	12	banks	bank	NOUN
cjfa-10423	195	13	by	by	ADP
cjfa-10423	195	14	the	the	DET
cjfa-10423	195	15	ownership	ownership	NOUN
cjfa-10423	195	16	of	of	ADP
cjfa-10423	195	17	their	their	PRON
cjfa-10423	195	18	capital	capital	NOUN
cjfa-10423	195	19	,	,	PUNCT
cjfa-10423	195	20	the	the	DET
cjfa-10423	195	21	lowest	low	ADJ
cjfa-10423	195	22	equity	equity	NOUN
cjfa-10423	195	23	capital	capital	NOUN
cjfa-10423	195	24	adequacy	adequacy	NOUN
cjfa-10423	195	25	at	at	ADP
cjfa-10423	195	26	the	the	DET
cjfa-10423	195	27	end	end	NOUN
cjfa-10423	195	28	of	of	ADP
cjfa-10423	195	29	2013	2013	NUM
cjfa-10423	195	30	had	have	VERB
cjfa-10423	195	31	banks	bank	NOUN
cjfa-10423	195	32	founded	found	VERB
cjfa-10423	195	33	with	with	ADP
cjfa-10423	195	34	state	state	NOUN
cjfa-10423	195	35	capital	capital	NOUN
cjfa-10423	195	36	–	–	PUNCT
cjfa-10423	195	37	10.29	10.29	NUM
cjfa-10423	195	38	%	%	NOUN
cjfa-10423	195	39	(	(	PUNCT
cjfa-10423	195	40	2012	2012	NUM
cjfa-10423	195	41	–	–	PUNCT
cjfa-10423	195	42	12.92	12.92	NUM
cjfa-10423	195	43	%	%	NOUN
cjfa-10423	195	44	)	)	PUNCT
cjfa-10423	195	45	,	,	PUNCT
cjfa-10423	195	46	natalia	natalia	PROPN
cjfa-10423	195	47	konovalova	konovalova	PROPN
cjfa-10423	195	48	,	,	PUNCT
cjfa-10423	195	49	snezhana	snezhana	PROPN
cjfa-10423	195	50	dalecka120	dalecka120	PROPN
cjfa-10423	196	1	but	but	CCONJ
cjfa-10423	196	2	the	the	DET
cjfa-10423	196	3	highest	high	ADJ
cjfa-10423	196	4	banks	bank	NOUN
cjfa-10423	196	5	with	with	ADP
cjfa-10423	196	6	european	european	PROPN
cjfa-10423	196	7	(	(	PUNCT
cjfa-10423	196	8	19.90	19.90	NUM
cjfa-10423	196	9	%	%	NOUN
cjfa-10423	196	10	)	)	PUNCT
cjfa-10423	196	11	and	and	CCONJ
cjfa-10423	196	12	east	east	NOUN
cjfa-10423	196	13	(	(	PUNCT
cjfa-10423	196	14	19.08	19.08	NUM
cjfa-10423	196	15	%	%	NOUN
cjfa-10423	196	16	)	)	PUNCT
cjfa-10423	196	17	capital	capital	NOUN
cjfa-10423	196	18	(	(	PUNCT
cjfa-10423	196	19	2012	2012	NUM
cjfa-10423	196	20	–	–	PUNCT
cjfa-10423	196	21	17.53	17.53	NUM
cjfa-10423	196	22	%	%	NOUN
cjfa-10423	196	23	and	and	CCONJ
cjfa-10423	196	24	26.57	26.57	NUM
cjfa-10423	196	25	%	%	NOUN
cjfa-10423	196	26	,	,	PUNCT
cjfa-10423	196	27	respectively	respectively	ADV
cjfa-10423	196	28	)	)	PUNCT
cjfa-10423	196	29	.	.	PUNCT
cjfa-10423	197	1	5	5	X
cjfa-10423	197	2	.	.	X
cjfa-10423	197	3	the	the	DET
cjfa-10423	197	4	analysis	analysis	NOUN
cjfa-10423	197	5	of	of	ADP
cjfa-10423	197	6	the	the	DET
cjfa-10423	197	7	impact	impact	NOUN
cjfa-10423	197	8	of	of	ADP
cjfa-10423	197	9	basel	basel	PROPN
cjfa-10423	197	10	iii	iii	PROPN
cjfa-10423	197	11	requirements	requirement	NOUN
cjfa-10423	197	12	on	on	ADP
cjfa-10423	197	13	capital	capital	NOUN
cjfa-10423	197	14	adequacy	adequacy	NOUN
cjfa-10423	197	15	ratios	ratio	NOUN
cjfa-10423	197	16	of	of	ADP
cjfa-10423	197	17	latvian	latvian	ADJ
cjfa-10423	197	18	commercial	commercial	ADJ
cjfa-10423	197	19	banks	bank	NOUN
cjfa-10423	197	20	showed	show	VERB
cjfa-10423	197	21	that	that	SCONJ
cjfa-10423	197	22	banks	bank	NOUN
cjfa-10423	197	23	already	already	ADV
cjfa-10423	197	24	maintain	maintain	VERB
cjfa-10423	197	25	them	they	PRON
cjfa-10423	197	26	at	at	ADP
cjfa-10423	197	27	the	the	DET
cjfa-10423	197	28	level	level	NOUN
cjfa-10423	197	29	of	of	ADP
cjfa-10423	197	30	new	new	ADJ
cjfa-10423	197	31	standards	standard	NOUN
cjfa-10423	197	32	taking	take	VERB
cjfa-10423	197	33	into	into	ADP
cjfa-10423	197	34	consideration	consideration	NOUN
cjfa-10423	197	35	the	the	DET
cjfa-10423	197	36	additional	additional	ADJ
cjfa-10423	197	37	mandatory	mandatory	ADJ
cjfa-10423	197	38	capital	capital	NOUN
cjfa-10423	197	39	reserve	reserve	NOUN
cjfa-10423	197	40	(	(	PUNCT
cjfa-10423	197	41	10.5	10.5	NUM
cjfa-10423	197	42	%	%	NOUN
cjfa-10423	197	43	)	)	PUNCT
cjfa-10423	197	44	.	.	PUNCT
cjfa-10423	198	1	the	the	DET
cjfa-10423	198	2	group	group	NOUN
cjfa-10423	198	3	of	of	ADP
cjfa-10423	198	4	banks	bank	NOUN
cjfa-10423	198	5	with	with	ADP
cjfa-10423	198	6	latvian	latvian	ADJ
cjfa-10423	198	7	state	state	NOUN
cjfa-10423	198	8	capital	capital	NOUN
cjfa-10423	198	9	was	be	AUX
cjfa-10423	198	10	only	only	ADV
cjfa-10423	198	11	partially	partially	ADV
cjfa-10423	198	12	able	able	ADJ
cjfa-10423	198	13	to	to	PART
cjfa-10423	198	14	satisfy	satisfy	VERB
cjfa-10423	198	15	the	the	DET
cjfa-10423	198	16	new	new	ADJ
cjfa-10423	198	17	basel	basel	PROPN
cjfa-10423	198	18	iii	iii	PROPN
cjfa-10423	198	19	standards	standard	NOUN
cjfa-10423	198	20	and	and	CCONJ
cjfa-10423	198	21	ensure	ensure	VERB
cjfa-10423	198	22	equity	equity	NOUN
cjfa-10423	198	23	capital	capital	NOUN
cjfa-10423	198	24	adequacy	adequacy	NOUN
cjfa-10423	198	25	only	only	ADV
cjfa-10423	198	26	at	at	ADP
cjfa-10423	198	27	9.89	9.89	NUM
cjfa-10423	198	28	%	%	NOUN
cjfa-10423	198	29	.	.	PUNCT
cjfa-10423	199	1	6	6	X
cjfa-10423	199	2	.	.	X
cjfa-10423	199	3	groups	group	NOUN
cjfa-10423	199	4	of	of	ADP
cjfa-10423	199	5	banks	bank	NOUN
cjfa-10423	199	6	with	with	ADP
cjfa-10423	199	7	east	east	ADJ
cjfa-10423	199	8	and	and	CCONJ
cjfa-10423	199	9	european	european	ADJ
cjfa-10423	199	10	capital	capital	NOUN
cjfa-10423	199	11	have	have	VERB
cjfa-10423	199	12	the	the	DET
cjfa-10423	199	13	highest	high	ADJ
cjfa-10423	199	14	equity	equity	NOUN
cjfa-10423	199	15	capital	capital	NOUN
cjfa-10423	199	16	adequacy	adequacy	NOUN
cjfa-10423	199	17	results	result	NOUN
cjfa-10423	199	18	according	accord	VERB
cjfa-10423	199	19	to	to	ADP
cjfa-10423	199	20	basel	basel	PROPN
cjfa-10423	199	21	iii	iii	PROPN
cjfa-10423	199	22	requirements	requirement	NOUN
cjfa-10423	199	23	(	(	PUNCT
cjfa-10423	199	24	18.34	18.34	NUM
cjfa-10423	199	25	%	%	NOUN
cjfa-10423	199	26	and	and	CCONJ
cjfa-10423	199	27	19.14	19.14	NUM
cjfa-10423	199	28	%	%	NOUN
cjfa-10423	199	29	)	)	PUNCT
cjfa-10423	199	30	.	.	PUNCT
cjfa-10423	200	1	7	7	X
cjfa-10423	200	2	.	.	X
cjfa-10423	200	3	the	the	DET
cjfa-10423	200	4	analysis	analysis	NOUN
cjfa-10423	200	5	of	of	ADP
cjfa-10423	200	6	impact	impact	NOUN
cjfa-10423	200	7	of	of	ADP
cjfa-10423	200	8	introducing	introduce	VERB
cjfa-10423	200	9	basel	basel	PROPN
cjfa-10423	200	10	iii	iii	PROPN
cjfa-10423	200	11	requirements	requirement	NOUN
cjfa-10423	200	12	on	on	ADP
cjfa-10423	200	13	latvian	latvian	ADJ
cjfa-10423	200	14	banking	banking	NOUN
cjfa-10423	200	15	sector	sector	NOUN
cjfa-10423	200	16	demonstrates	demonstrate	VERB
cjfa-10423	200	17	that	that	SCONJ
cjfa-10423	200	18	on	on	ADP
cjfa-10423	200	19	the	the	DET
cjfa-10423	200	20	average	average	ADJ
cjfa-10423	200	21	tier	tier	NOUN
cjfa-10423	200	22	1	1	NUM
cjfa-10423	200	23	capital	capital	NOUN
cjfa-10423	200	24	adequacy	adequacy	NOUN
cjfa-10423	200	25	ratio	ratio	NOUN
cjfa-10423	200	26	will	will	AUX
cjfa-10423	200	27	decrease	decrease	VERB
cjfa-10423	200	28	by	by	ADP
cjfa-10423	200	29	0.32	0.32	NUM
cjfa-10423	200	30	%	%	NOUN
cjfa-10423	200	31	(	(	PUNCT
cjfa-10423	200	32	group	group	NOUN
cjfa-10423	200	33	of	of	ADP
cjfa-10423	200	34	banks	bank	NOUN
cjfa-10423	200	35	with	with	ADP
cjfa-10423	200	36	state	state	NOUN
cjfa-10423	200	37	capital	capital	NOUN
cjfa-10423	200	38	)	)	PUNCT
cjfa-10423	200	39	to	to	ADP
cjfa-10423	200	40	0.77	0.77	NUM
cjfa-10423	200	41	%	%	NOUN
cjfa-10423	200	42	(	(	PUNCT
cjfa-10423	200	43	group	group	NOUN
cjfa-10423	200	44	of	of	ADP
cjfa-10423	200	45	banks	bank	NOUN
cjfa-10423	200	46	with	with	ADP
cjfa-10423	200	47	european	european	ADJ
cjfa-10423	200	48	capital	capital	PROPN
cjfa-10423	200	49	)	)	PUNCT
cjfa-10423	200	50	,	,	PUNCT
cjfa-10423	200	51	the	the	DET
cjfa-10423	200	52	equity	equity	NOUN
cjfa-10423	200	53	capital	capital	NOUN
cjfa-10423	200	54	adequacy	adequacy	NOUN
cjfa-10423	200	55	ratio	ratio	NOUN
cjfa-10423	200	56	in	in	ADP
cjfa-10423	200	57	its	its	PRON
cjfa-10423	200	58	turn	turn	NOUN
cjfa-10423	200	59	will	will	AUX
cjfa-10423	200	60	decrease	decrease	VERB
cjfa-10423	200	61	by	by	ADP
cjfa-10423	200	62	0,40	0,40	NUM
cjfa-10423	200	63	%	%	NOUN
cjfa-10423	200	64	(	(	PUNCT
cjfa-10423	200	65	group	group	NOUN
cjfa-10423	200	66	of	of	ADP
cjfa-10423	200	67	banks	bank	NOUN
cjfa-10423	200	68	with	with	ADP
cjfa-10423	200	69	state	state	NOUN
cjfa-10423	200	70	capital	capital	NOUN
cjfa-10423	200	71	)	)	PUNCT
cjfa-10423	200	72	to	to	ADP
cjfa-10423	200	73	0.77	0.77	NUM
cjfa-10423	200	74	%	%	NOUN
cjfa-10423	200	75	(	(	PUNCT
cjfa-10423	200	76	group	group	NOUN
cjfa-10423	200	77	of	of	ADP
cjfa-10423	200	78	banks	bank	NOUN
cjfa-10423	200	79	with	with	ADP
cjfa-10423	200	80	european	european	ADJ
cjfa-10423	200	81	capital	capital	NOUN
cjfa-10423	200	82	)	)	PUNCT
cjfa-10423	200	83	.	.	PUNCT
cjfa-10423	201	1	8	8	X
cjfa-10423	201	2	.	.	X
cjfa-10423	202	1	one	one	PRON
cjfa-10423	202	2	should	should	AUX
cjfa-10423	202	3	also	also	ADV
cjfa-10423	202	4	note	note	VERB
cjfa-10423	202	5	that	that	SCONJ
cjfa-10423	202	6	based	base	VERB
cjfa-10423	202	7	on	on	ADP
cjfa-10423	202	8	data	datum	NOUN
cjfa-10423	202	9	of	of	ADP
cjfa-10423	202	10	2013	2013	NUM
cjfa-10423	202	11	the	the	DET
cjfa-10423	202	12	ability	ability	NOUN
cjfa-10423	202	13	of	of	ADP
cjfa-10423	202	14	two	two	NUM
cjfa-10423	202	15	latvian	latvian	ADJ
cjfa-10423	202	16	commercial	commercial	ADJ
cjfa-10423	202	17	banks	bank	NOUN
cjfa-10423	202	18	(	(	PUNCT
cjfa-10423	202	19	state	state	NOUN
cjfa-10423	202	20	capital	capital	NOUN
cjfa-10423	202	21	and	and	CCONJ
cjfa-10423	202	22	east	east	PROPN
cjfa-10423	202	23	capital	capital	NOUN
cjfa-10423	202	24	)	)	PUNCT
cjfa-10423	202	25	to	to	PART
cjfa-10423	202	26	comply	comply	VERB
cjfa-10423	202	27	with	with	ADP
cjfa-10423	202	28	the	the	DET
cjfa-10423	202	29	new	new	ADJ
cjfa-10423	202	30	basel	basel	PROPN
cjfa-10423	202	31	iii	iii	PROPN
cjfa-10423	202	32	requirements	requirement	NOUN
cjfa-10423	202	33	is	be	AUX
cjfa-10423	202	34	under	under	ADP
cjfa-10423	202	35	doubt	doubt	NOUN
cjfa-10423	202	36	.	.	PUNCT
cjfa-10423	203	1	this	this	PRON
cjfa-10423	203	2	can	can	AUX
cjfa-10423	203	3	be	be	AUX
cjfa-10423	203	4	explained	explain	VERB
cjfa-10423	203	5	by	by	ADP
cjfa-10423	203	6	insufficiency	insufficiency	NOUN
cjfa-10423	203	7	of	of	ADP
cjfa-10423	203	8	own	own	ADJ
cjfa-10423	203	9	funds	fund	NOUN
cjfa-10423	203	10	in	in	ADP
cjfa-10423	203	11	the	the	DET
cjfa-10423	203	12	capital	capital	NOUN
cjfa-10423	203	13	of	of	ADP
cjfa-10423	203	14	commercial	commercial	ADJ
cjfa-10423	203	15	banks	bank	NOUN
cjfa-10423	203	16	to	to	PART
cjfa-10423	203	17	cover	cover	VERB
cjfa-10423	203	18	the	the	DET
cjfa-10423	203	19	increased	increase	VERB
cjfa-10423	203	20	volume	volume	NOUN
cjfa-10423	203	21	of	of	ADP
cjfa-10423	203	22	risk	risk	NOUN
cjfa-10423	203	23	-	-	PUNCT
cjfa-10423	203	24	generating	generate	VERB
cjfa-10423	203	25	assets	asset	NOUN
cjfa-10423	203	26	.	.	PUNCT
cjfa-10423	204	1	based	base	VERB
cjfa-10423	204	2	on	on	ADP
cjfa-10423	204	3	the	the	DET
cjfa-10423	204	4	research	research	NOUN
cjfa-10423	204	5	and	and	CCONJ
cjfa-10423	204	6	the	the	DET
cjfa-10423	204	7	conclusions	conclusion	NOUN
cjfa-10423	204	8	made	make	VERB
cjfa-10423	204	9	,	,	PUNCT
cjfa-10423	204	10	the	the	DET
cjfa-10423	204	11	authors	author	NOUN
cjfa-10423	204	12	have	have	AUX
cjfa-10423	204	13	developed	develop	VERB
cjfa-10423	204	14	the	the	DET
cjfa-10423	204	15	following	following	ADJ
cjfa-10423	204	16	proposals	proposal	NOUN
cjfa-10423	204	17	.	.	PUNCT
cjfa-10423	205	1	for	for	ADP
cjfa-10423	205	2	latvian	latvian	ADJ
cjfa-10423	205	3	commercial	commercial	ADJ
cjfa-10423	205	4	banks	bank	NOUN
cjfa-10423	205	5	:	:	PUNCT
cjfa-10423	205	6	1	1	X
cjfa-10423	205	7	.	.	X
cjfa-10423	205	8	banks	bank	NOUN
cjfa-10423	205	9	should	should	AUX
cjfa-10423	205	10	calculate	calculate	VERB
cjfa-10423	205	11	each	each	DET
cjfa-10423	205	12	month	month	NOUN
cjfa-10423	205	13	tier	tier	NOUN
cjfa-10423	205	14	1	1	NUM
cjfa-10423	205	15	capital	capital	NOUN
cjfa-10423	205	16	and	and	CCONJ
cjfa-10423	205	17	equity	equity	NOUN
cjfa-10423	205	18	capital	capital	NOUN
cjfa-10423	205	19	adequacy	adequacy	NOUN
cjfa-10423	205	20	ratios	ratio	NOUN
cjfa-10423	205	21	to	to	PART
cjfa-10423	205	22	ensure	ensure	VERB
cjfa-10423	205	23	thorough	thorough	ADJ
cjfa-10423	205	24	control	control	NOUN
cjfa-10423	205	25	of	of	ADP
cjfa-10423	205	26	their	their	PRON
cjfa-10423	205	27	capital	capital	NOUN
cjfa-10423	205	28	adequacy	adequacy	NOUN
cjfa-10423	205	29	levels	level	NOUN
cjfa-10423	205	30	according	accord	VERB
cjfa-10423	205	31	to	to	ADP
cjfa-10423	205	32	the	the	DET
cjfa-10423	205	33	present	present	NOUN
cjfa-10423	205	34	(	(	PUNCT
cjfa-10423	205	35	basel	basel	PROPN
cjfa-10423	205	36	ii	ii	PROPN
cjfa-10423	205	37	)	)	PUNCT
cjfa-10423	205	38	and	and	CCONJ
cjfa-10423	205	39	future	future	NOUN
cjfa-10423	205	40	(	(	PUNCT
cjfa-10423	205	41	basel	basel	PROPN
cjfa-10423	205	42	iii	iii	PROPN
cjfa-10423	205	43	)	)	PUNCT
cjfa-10423	205	44	regulatory	regulatory	ADJ
cjfa-10423	205	45	requirements	requirement	NOUN
cjfa-10423	205	46	.	.	PUNCT
cjfa-10423	206	1	that	that	PRON
cjfa-10423	206	2	will	will	AUX
cjfa-10423	206	3	help	help	VERB
cjfa-10423	206	4	the	the	DET
cjfa-10423	206	5	banks	bank	NOUN
cjfa-10423	206	6	to	to	PART
cjfa-10423	206	7	identify	identify	VERB
cjfa-10423	206	8	in	in	ADP
cjfa-10423	206	9	a	a	DET
cjfa-10423	206	10	timely	timely	ADJ
cjfa-10423	206	11	manner	manner	NOUN
cjfa-10423	206	12	factors	factor	NOUN
cjfa-10423	206	13	affecting	affect	VERB
cjfa-10423	206	14	their	their	PRON
cjfa-10423	206	15	capital	capital	NOUN
cjfa-10423	206	16	adequacy	adequacy	NOUN
cjfa-10423	206	17	and	and	CCONJ
cjfa-10423	206	18	prevent	prevent	VERB
cjfa-10423	206	19	their	their	PRON
cjfa-10423	206	20	negative	negative	ADJ
cjfa-10423	206	21	impact	impact	NOUN
cjfa-10423	206	22	.	.	PUNCT
cjfa-10423	207	1	2	2	X
cjfa-10423	207	2	.	.	X
cjfa-10423	207	3	commercial	commercial	ADJ
cjfa-10423	207	4	banks	bank	NOUN
cjfa-10423	207	5	should	should	AUX
cjfa-10423	207	6	ensure	ensure	VERB
cjfa-10423	207	7	constant	constant	ADJ
cjfa-10423	207	8	supervision	supervision	NOUN
cjfa-10423	207	9	of	of	ADP
cjfa-10423	207	10	the	the	DET
cjfa-10423	207	11	volume	volume	NOUN
cjfa-10423	207	12	of	of	ADP
cjfa-10423	207	13	risk	risk	NOUN
cjfa-10423	207	14	-	-	PUNCT
cjfa-10423	207	15	generating	generate	VERB
cjfa-10423	207	16	assets	asset	NOUN
cjfa-10423	207	17	and	and	CCONJ
cjfa-10423	207	18	tighten	tighten	VERB
cjfa-10423	207	19	the	the	DET
cjfa-10423	207	20	control	control	NOUN
cjfa-10423	207	21	of	of	ADP
cjfa-10423	207	22	introduced	introduce	VERB
cjfa-10423	207	23	capital	capital	NOUN
cjfa-10423	207	24	ratios	ratio	NOUN
cjfa-10423	207	25	and	and	CCONJ
cjfa-10423	207	26	their	their	PRON
cjfa-10423	207	27	adequacy	adequacy	NOUN
cjfa-10423	207	28	changes	change	NOUN
cjfa-10423	207	29	based	base	VERB
cjfa-10423	207	30	on	on	ADP
cjfa-10423	207	31	basel	basel	PROPN
cjfa-10423	207	32	iii	iii	PROPN
cjfa-10423	207	33	requirements	requirement	NOUN
cjfa-10423	207	34	.	.	PUNCT
cjfa-10423	208	1	the	the	DET
cjfa-10423	208	2	supervision	supervision	NOUN
cjfa-10423	208	3	will	will	AUX
cjfa-10423	208	4	help	help	VERB
cjfa-10423	208	5	to	to	PART
cjfa-10423	208	6	quickly	quickly	ADV
cjfa-10423	208	7	identify	identify	VERB
cjfa-10423	208	8	factors	factor	NOUN
cjfa-10423	208	9	and	and	CCONJ
cjfa-10423	208	10	circumstances	circumstance	NOUN
cjfa-10423	208	11	having	have	VERB
cjfa-10423	208	12	negative	negative	ADJ
cjfa-10423	208	13	impact	impact	NOUN
cjfa-10423	208	14	on	on	ADP
cjfa-10423	208	15	changes	change	NOUN
cjfa-10423	208	16	of	of	ADP
cjfa-10423	208	17	capital	capital	NOUN
cjfa-10423	208	18	adequacy	adequacy	NOUN
cjfa-10423	208	19	ratios	ratio	NOUN
cjfa-10423	208	20	.	.	PUNCT
cjfa-10423	209	1	analysis	analysis	NOUN
cjfa-10423	209	2	and	and	CCONJ
cjfa-10423	209	3	evaluation	evaluation	NOUN
cjfa-10423	209	4	of	of	ADP
cjfa-10423	209	5	capital	capital	NOUN
cjfa-10423	209	6	adequacy	adequacy	NOUN
cjfa-10423	209	7	…	…	PUNCT
cjfa-10423	209	8	121	121	NUM
cjfa-10423	209	9	3	3	NUM
cjfa-10423	209	10	.	.	PUNCT
cjfa-10423	210	1	banks	bank	NOUN
cjfa-10423	210	2	should	should	AUX
cjfa-10423	210	3	ensure	ensure	VERB
cjfa-10423	210	4	evaluation	evaluation	NOUN
cjfa-10423	210	5	of	of	ADP
cjfa-10423	210	6	their	their	PRON
cjfa-10423	210	7	capital	capital	NOUN
cjfa-10423	210	8	adequacy	adequacy	NOUN
cjfa-10423	210	9	by	by	ADP
cjfa-10423	210	10	means	mean	NOUN
cjfa-10423	210	11	of	of	ADP
cjfa-10423	210	12	stress	stress	ADJ
cjfa-10423	210	13	situation	situation	NOUN
cjfa-10423	210	14	modelling	modelling	NOUN
cjfa-10423	210	15	according	accord	VERB
cjfa-10423	210	16	to	to	ADP
cjfa-10423	210	17	their	their	PRON
cjfa-10423	210	18	internal	internal	ADJ
cjfa-10423	210	19	procedures	procedure	NOUN
cjfa-10423	210	20	and	and	CCONJ
cjfa-10423	210	21	procedures	procedure	NOUN
cjfa-10423	210	22	of	of	ADP
cjfa-10423	210	23	supervisory	supervisory	ADJ
cjfa-10423	210	24	institutions	institution	NOUN
cjfa-10423	210	25	(	(	PUNCT
cjfa-10423	210	26	fcmc	fcmc	PROPN
cjfa-10423	210	27	and	and	CCONJ
cjfa-10423	210	28	basel	basel	PROPN
cjfa-10423	210	29	committee	committee	PROPN
cjfa-10423	210	30	)	)	PUNCT
cjfa-10423	210	31	to	to	PART
cjfa-10423	210	32	identify	identify	VERB
cjfa-10423	210	33	weaknesses	weakness	NOUN
cjfa-10423	210	34	in	in	ADP
cjfa-10423	210	35	the	the	DET
cjfa-10423	210	36	bank	bank	NOUN
cjfa-10423	210	37	’s	’s	PART
cjfa-10423	210	38	capital	capital	NOUN
cjfa-10423	210	39	and	and	CCONJ
cjfa-10423	210	40	assets	asset	NOUN
cjfa-10423	210	41	’	'	PUNCT
cjfa-10423	210	42	structure	structure	NOUN
cjfa-10423	210	43	.	.	PUNCT
cjfa-10423	211	1	4	4	X
cjfa-10423	211	2	.	.	X
cjfa-10423	211	3	at	at	ADV
cjfa-10423	211	4	least	least	ADJ
cjfa-10423	211	5	once	once	ADV
cjfa-10423	211	6	a	a	DET
cjfa-10423	211	7	year	year	NOUN
cjfa-10423	211	8	review	review	VERB
cjfa-10423	211	9	their	their	PRON
cjfa-10423	211	10	capital	capital	NOUN
cjfa-10423	211	11	and	and	CCONJ
cjfa-10423	211	12	risk	risk	NOUN
cjfa-10423	211	13	management	management	NOUN
cjfa-10423	211	14	policies	policy	NOUN
cjfa-10423	211	15	.	.	PUNCT
cjfa-10423	212	1	5	5	X
cjfa-10423	212	2	.	.	X
cjfa-10423	212	3	with	with	ADP
cjfa-10423	212	4	the	the	DET
cjfa-10423	212	5	increase	increase	NOUN
cjfa-10423	212	6	of	of	ADP
cjfa-10423	212	7	profit	profit	NOUN
cjfa-10423	212	8	of	of	ADP
cjfa-10423	212	9	commercial	commercial	ADJ
cjfa-10423	212	10	banks	bank	NOUN
cjfa-10423	212	11	use	use	VERB
cjfa-10423	212	12	the	the	DET
cjfa-10423	212	13	possibility	possibility	NOUN
cjfa-10423	212	14	to	to	PART
cjfa-10423	212	15	increase	increase	VERB
cjfa-10423	212	16	the	the	DET
cjfa-10423	212	17	equity	equity	NOUN
cjfa-10423	212	18	capital	capital	NOUN
cjfa-10423	212	19	from	from	ADP
cjfa-10423	212	20	internal	internal	ADJ
cjfa-10423	212	21	sources	source	NOUN
cjfa-10423	212	22	of	of	ADP
cjfa-10423	212	23	the	the	DET
cjfa-10423	212	24	commercial	commercial	ADJ
cjfa-10423	212	25	bank	bank	NOUN
cjfa-10423	212	26	,	,	PUNCT
cjfa-10423	212	27	for	for	ADP
cjfa-10423	212	28	example	example	NOUN
cjfa-10423	212	29	,	,	PUNCT
cjfa-10423	212	30	by	by	ADP
cjfa-10423	212	31	means	mean	NOUN
cjfa-10423	212	32	of	of	ADP
cjfa-10423	212	33	capitalisation	capitalisation	NOUN
cjfa-10423	212	34	.	.	PUNCT
cjfa-10423	213	1	6	6	X
cjfa-10423	213	2	.	.	X
cjfa-10423	213	3	to	to	PART
cjfa-10423	213	4	reduce	reduce	VERB
cjfa-10423	213	5	the	the	DET
cjfa-10423	213	6	credit	credit	NOUN
cjfa-10423	213	7	risk	risk	NOUN
cjfa-10423	213	8	,	,	PUNCT
cjfa-10423	213	9	which	which	PRON
cjfa-10423	213	10	has	have	VERB
cjfa-10423	213	11	the	the	DET
cjfa-10423	213	12	greatest	great	ADJ
cjfa-10423	213	13	impact	impact	NOUN
cjfa-10423	213	14	on	on	ADP
cjfa-10423	213	15	capital	capital	NOUN
cjfa-10423	213	16	adequacy	adequacy	NOUN
cjfa-10423	213	17	ratios	ratio	NOUN
cjfa-10423	213	18	,	,	PUNCT
cjfa-10423	213	19	the	the	DET
cjfa-10423	213	20	quality	quality	NOUN
cjfa-10423	213	21	of	of	ADP
cjfa-10423	213	22	credit	credit	NOUN
cjfa-10423	213	23	portfolio	portfolio	NOUN
cjfa-10423	213	24	management	management	NOUN
cjfa-10423	213	25	should	should	AUX
cjfa-10423	213	26	be	be	AUX
cjfa-10423	213	27	improved	improve	VERB
cjfa-10423	213	28	by	by	ADP
cjfa-10423	213	29	strengthening	strengthen	VERB
cjfa-10423	213	30	the	the	DET
cjfa-10423	213	31	credit	credit	NOUN
cjfa-10423	213	32	monitoring	monitoring	NOUN
cjfa-10423	213	33	and	and	CCONJ
cjfa-10423	213	34	introducing	introduce	VERB
cjfa-10423	213	35	stricter	strict	ADJ
cjfa-10423	213	36	evaluation	evaluation	NOUN
cjfa-10423	213	37	requirements	requirement	NOUN
cjfa-10423	213	38	of	of	ADP
cjfa-10423	213	39	borrowers	borrower	NOUN
cjfa-10423	213	40	’	'	PUNCT
cjfa-10423	213	41	creditworthiness	creditworthiness	NOUN
cjfa-10423	213	42	.	.	PUNCT
cjfa-10423	214	1	to	to	ADP
cjfa-10423	214	2	this	this	DET
cjfa-10423	214	3	aim	aim	NOUN
cjfa-10423	214	4	in	in	ADP
cjfa-10423	214	5	a	a	DET
cjfa-10423	214	6	timely	timely	ADJ
cjfa-10423	214	7	manner	manner	NOUN
cjfa-10423	214	8	and	and	CCONJ
cjfa-10423	214	9	on	on	ADP
cjfa-10423	214	10	a	a	DET
cjfa-10423	214	11	regular	regular	ADJ
cjfa-10423	214	12	basis	basis	NOUN
cjfa-10423	214	13	review	review	NOUN
cjfa-10423	214	14	and	and	CCONJ
cjfa-10423	214	15	update	update	VERB
cjfa-10423	214	16	internal	internal	ADJ
cjfa-10423	214	17	methodologies	methodology	NOUN
cjfa-10423	214	18	of	of	ADP
cjfa-10423	214	19	the	the	DET
cjfa-10423	214	20	bank	bank	NOUN
cjfa-10423	214	21	for	for	ADP
cjfa-10423	214	22	evaluation	evaluation	NOUN
cjfa-10423	214	23	of	of	ADP
cjfa-10423	214	24	borrowers	borrower	NOUN
cjfa-10423	214	25	’	'	PUNCT
cjfa-10423	214	26	creditworthiness	creditworthiness	NOUN
cjfa-10423	214	27	,	,	PUNCT
cjfa-10423	214	28	use	use	VERB
cjfa-10423	214	29	loan	loan	NOUN
cjfa-10423	214	30	interest	interest	NOUN
cjfa-10423	214	31	rate	rate	NOUN
cjfa-10423	214	32	reviewing	reviewing	NOUN
cjfa-10423	214	33	method	method	NOUN
cjfa-10423	214	34	,	,	PUNCT
cjfa-10423	214	35	sale	sale	NOUN
cjfa-10423	214	36	of	of	ADP
cjfa-10423	214	37	property	property	NOUN
cjfa-10423	214	38	taken	take	VERB
cjfa-10423	214	39	over	over	ADP
cjfa-10423	214	40	by	by	ADP
cjfa-10423	214	41	the	the	DET
cjfa-10423	214	42	bank	bank	NOUN
cjfa-10423	214	43	to	to	PART
cjfa-10423	214	44	increase	increase	VERB
cjfa-10423	214	45	the	the	DET
cjfa-10423	214	46	money	money	NOUN
cjfa-10423	214	47	flow	flow	NOUN
cjfa-10423	214	48	and	and	CCONJ
cjfa-10423	214	49	partially	partially	ADV
cjfa-10423	214	50	reduce	reduce	VERB
cjfa-10423	214	51	riskgenerating	riskgenerate	VERB
cjfa-10423	214	52	assets	asset	NOUN
cjfa-10423	214	53	.	.	PUNCT
cjfa-10423	215	1	7	7	X
cjfa-10423	215	2	.	.	X
cjfa-10423	215	3	commercial	commercial	ADJ
cjfa-10423	215	4	banks	bank	NOUN
cjfa-10423	215	5	operating	operate	VERB
cjfa-10423	215	6	actively	actively	ADV
cjfa-10423	215	7	on	on	ADP
cjfa-10423	215	8	the	the	DET
cjfa-10423	215	9	non	non	ADJ
cjfa-10423	215	10	-	-	ADJ
cjfa-10423	215	11	residents	residents	ADJ
cjfa-10423	215	12	market	market	NOUN
cjfa-10423	215	13	,	,	PUNCT
cjfa-10423	215	14	especially	especially	ADV
cjfa-10423	215	15	in	in	ADP
cjfa-10423	215	16	countries	country	NOUN
cjfa-10423	215	17	with	with	ADP
cjfa-10423	215	18	high	high	ADJ
cjfa-10423	215	19	country	country	NOUN
cjfa-10423	215	20	risk	risk	NOUN
cjfa-10423	215	21	,	,	PUNCT
cjfa-10423	215	22	should	should	AUX
cjfa-10423	215	23	perform	perform	VERB
cjfa-10423	215	24	detailed	detailed	ADJ
cjfa-10423	215	25	analysis	analysis	NOUN
cjfa-10423	215	26	of	of	ADP
cjfa-10423	215	27	such	such	ADJ
cjfa-10423	215	28	regions	region	NOUN
cjfa-10423	215	29	and	and	CCONJ
cjfa-10423	215	30	increase	increase	VERB
cjfa-10423	215	31	the	the	DET
cjfa-10423	215	32	capital	capital	NOUN
cjfa-10423	215	33	reserve	reserve	NOUN
cjfa-10423	215	34	,	,	PUNCT
cjfa-10423	215	35	if	if	SCONJ
cjfa-10423	215	36	necessary	necessary	ADJ
cjfa-10423	215	37	,	,	PUNCT
cjfa-10423	215	38	depending	depend	VERB
cjfa-10423	215	39	on	on	ADP
cjfa-10423	215	40	the	the	DET
cjfa-10423	215	41	country	country	NOUN
cjfa-10423	215	42	risk	risk	NOUN
cjfa-10423	215	43	level	level	NOUN
cjfa-10423	215	44	of	of	ADP
cjfa-10423	215	45	placement	placement	NOUN
cjfa-10423	215	46	country	country	NOUN
cjfa-10423	215	47	of	of	ADP
cjfa-10423	215	48	assets	asset	NOUN
cjfa-10423	215	49	.	.	PUNCT
cjfa-10423	216	1	it	it	PRON
cjfa-10423	216	2	is	be	AUX
cjfa-10423	216	3	a	a	DET
cjfa-10423	216	4	required	required	ADJ
cjfa-10423	216	5	step	step	NOUN
cjfa-10423	216	6	,	,	PUNCT
cjfa-10423	216	7	since	since	SCONJ
cjfa-10423	216	8	according	accord	VERB
cjfa-10423	216	9	to	to	ADP
cjfa-10423	216	10	basel	basel	PROPN
cjfa-10423	216	11	requirements	requirement	NOUN
cjfa-10423	216	12	assets	asset	NOUN
cjfa-10423	216	13	located	locate	VERB
cjfa-10423	216	14	in	in	ADP
cjfa-10423	216	15	high	high	ADJ
cjfa-10423	216	16	risk	risk	NOUN
cjfa-10423	216	17	regions	region	NOUN
cjfa-10423	216	18	are	be	AUX
cjfa-10423	216	19	applied	apply	VERB
cjfa-10423	216	20	higher	high	ADJ
cjfa-10423	216	21	ratios	ratio	NOUN
cjfa-10423	216	22	used	use	VERB
cjfa-10423	216	23	to	to	PART
cjfa-10423	216	24	determine	determine	VERB
cjfa-10423	216	25	the	the	DET
cjfa-10423	216	26	amount	amount	NOUN
cjfa-10423	216	27	of	of	ADP
cjfa-10423	216	28	risk	risk	NOUN
cjfa-10423	216	29	-	-	PUNCT
cjfa-10423	216	30	weighted	weight	VERB
cjfa-10423	216	31	assets	asset	NOUN
cjfa-10423	216	32	.	.	PUNCT
cjfa-10423	217	1	8	8	X
cjfa-10423	217	2	.	.	X
cjfa-10423	217	3	to	to	PART
cjfa-10423	217	4	achieve	achieve	VERB
cjfa-10423	217	5	consistency	consistency	NOUN
cjfa-10423	217	6	between	between	ADP
cjfa-10423	217	7	a	a	DET
cjfa-10423	217	8	bank	bank	NOUN
cjfa-10423	217	9	’s	’s	PART
cjfa-10423	217	10	risks	risk	NOUN
cjfa-10423	217	11	and	and	CCONJ
cjfa-10423	217	12	capital	capital	NOUN
cjfa-10423	217	13	required	require	VERB
cjfa-10423	217	14	to	to	PART
cjfa-10423	217	15	cover	cover	VERB
cjfa-10423	217	16	them	they	PRON
cjfa-10423	217	17	,	,	PUNCT
cjfa-10423	217	18	commercial	commercial	ADJ
cjfa-10423	217	19	banks	bank	NOUN
cjfa-10423	217	20	as	as	SCONJ
cjfa-10423	217	21	they	they	PRON
cjfa-10423	217	22	accumulate	accumulate	VERB
cjfa-10423	217	23	historical	historical	ADJ
cjfa-10423	217	24	data	datum	NOUN
cjfa-10423	217	25	must	must	AUX
cjfa-10423	217	26	develop	develop	VERB
cjfa-10423	217	27	and	and	CCONJ
cjfa-10423	217	28	approve	approve	VERB
cjfa-10423	217	29	risk	risk	NOUN
cjfa-10423	217	30	evaluation	evaluation	NOUN
cjfa-10423	217	31	methods	method	NOUN
cjfa-10423	217	32	based	base	VERB
cjfa-10423	217	33	on	on	ADP
cjfa-10423	217	34	internal	internal	ADJ
cjfa-10423	217	35	ratings	rating	NOUN
cjfa-10423	217	36	of	of	ADP
cjfa-10423	217	37	the	the	DET
cjfa-10423	217	38	commercial	commercial	ADJ
cjfa-10423	217	39	bank	bank	NOUN
cjfa-10423	217	40	.	.	PUNCT
cjfa-10423	218	1	additionally	additionally	ADV
cjfa-10423	218	2	for	for	ADP
cjfa-10423	218	3	the	the	DET
cjfa-10423	218	4	commercial	commercial	ADJ
cjfa-10423	218	5	bank	bank	PROPN
cjfa-10423	218	6	y	y	PROPN
cjfa-10423	218	7	from	from	ADP
cjfa-10423	218	8	the	the	DET
cjfa-10423	218	9	group	group	NOUN
cjfa-10423	218	10	of	of	ADP
cjfa-10423	218	11	banks	bank	NOUN
cjfa-10423	218	12	with	with	ADP
cjfa-10423	218	13	east	east	PROPN
cjfa-10423	218	14	capital	capital	NOUN
cjfa-10423	218	15	:	:	PUNCT
cjfa-10423	218	16	9	9	X
cjfa-10423	218	17	.	.	PUNCT
cjfa-10423	218	18	based	base	VERB
cjfa-10423	218	19	on	on	ADP
cjfa-10423	218	20	results	result	NOUN
cjfa-10423	218	21	of	of	ADP
cjfa-10423	218	22	the	the	DET
cjfa-10423	218	23	study	study	NOUN
cjfa-10423	218	24	indicating	indicate	VERB
cjfa-10423	218	25	that	that	SCONJ
cjfa-10423	218	26	the	the	DET
cjfa-10423	218	27	bank	bank	NOUN
cjfa-10423	218	28	y	y	PROPN
cjfa-10423	218	29	could	could	AUX
cjfa-10423	218	30	be	be	AUX
cjfa-10423	218	31	unable	unable	ADJ
cjfa-10423	218	32	to	to	PART
cjfa-10423	218	33	satisfy	satisfy	VERB
cjfa-10423	218	34	the	the	DET
cjfa-10423	218	35	new	new	ADJ
cjfa-10423	218	36	capital	capital	NOUN
cjfa-10423	218	37	adequacy	adequacy	NOUN
cjfa-10423	218	38	requirements	requirement	NOUN
cjfa-10423	218	39	(	(	PUNCT
cjfa-10423	218	40	basel	basel	PROPN
cjfa-10423	218	41	iii	iii	PROPN
cjfa-10423	218	42	)	)	PUNCT
cjfa-10423	218	43	the	the	DET
cjfa-10423	218	44	author	author	NOUN
cjfa-10423	218	45	would	would	AUX
cjfa-10423	218	46	recommend	recommend	VERB
cjfa-10423	218	47	for	for	SCONJ
cjfa-10423	218	48	the	the	DET
cjfa-10423	218	49	bank	bank	NOUN
cjfa-10423	218	50	to	to	PART
cjfa-10423	218	51	perform	perform	VERB
cjfa-10423	218	52	on	on	ADP
cjfa-10423	218	53	a	a	DET
cjfa-10423	218	54	constant	constant	ADJ
cjfa-10423	218	55	basis	basis	NOUN
cjfa-10423	218	56	analysis	analysis	NOUN
cjfa-10423	218	57	of	of	ADP
cjfa-10423	218	58	the	the	DET
cjfa-10423	218	59	balance	balance	NOUN
cjfa-10423	218	60	between	between	ADP
cjfa-10423	218	61	capital	capital	NOUN
cjfa-10423	218	62	and	and	CCONJ
cjfa-10423	218	63	risks	risk	NOUN
cjfa-10423	218	64	.	.	PUNCT
cjfa-10423	219	1	as	as	SCONJ
cjfa-10423	219	2	the	the	DET
cjfa-10423	219	3	balance	balance	NOUN
cjfa-10423	219	4	approaches	approach	VERB
cjfa-10423	219	5	the	the	DET
cjfa-10423	219	6	minimum	minimum	ADJ
cjfa-10423	219	7	critical	critical	ADJ
cjfa-10423	219	8	mark	mark	NOUN
cjfa-10423	219	9	the	the	DET
cjfa-10423	219	10	bank	bank	NOUN
cjfa-10423	219	11	should	should	AUX
cjfa-10423	219	12	use	use	VERB
cjfa-10423	219	13	certain	certain	ADJ
cjfa-10423	219	14	sources	source	NOUN
cjfa-10423	219	15	to	to	PART
cjfa-10423	219	16	increase	increase	VERB
cjfa-10423	219	17	the	the	DET
cjfa-10423	219	18	capital	capital	NOUN
cjfa-10423	219	19	and	and	CCONJ
cjfa-10423	219	20	implement	implement	VERB
cjfa-10423	219	21	policies	policy	NOUN
cjfa-10423	219	22	aimed	aim	VERB
cjfa-10423	219	23	at	at	ADP
cjfa-10423	219	24	reducing	reduce	VERB
cjfa-10423	219	25	the	the	DET
cjfa-10423	219	26	amount	amount	NOUN
cjfa-10423	219	27	of	of	ADP
cjfa-10423	219	28	risknatalia	risknatalia	NOUN
cjfa-10423	219	29	konovalova	konovalova	PROPN
cjfa-10423	219	30	,	,	PUNCT
cjfa-10423	219	31	snezhana	snezhana	VERB
cjfa-10423	219	32	dalecka122	dalecka122	PROPN
cjfa-10423	219	33	-generating	-generate	VERB
cjfa-10423	219	34	assets	asset	NOUN
cjfa-10423	219	35	to	to	PART
cjfa-10423	219	36	achieve	achieve	VERB
cjfa-10423	219	37	compliance	compliance	NOUN
cjfa-10423	219	38	with	with	ADP
cjfa-10423	219	39	capital	capital	NOUN
cjfa-10423	219	40	adequacy	adequacy	NOUN
cjfa-10423	219	41	standards	standard	NOUN
cjfa-10423	219	42	.	.	PUNCT
cjfa-10423	220	1	additionally	additionally	ADV
cjfa-10423	220	2	for	for	SCONJ
cjfa-10423	220	3	the	the	DET
cjfa-10423	220	4	commercial	commercial	ADJ
cjfa-10423	220	5	bank	bank	NOUN
cjfa-10423	220	6	x	x	PROPN
cjfa-10423	220	7	from	from	ADP
cjfa-10423	220	8	the	the	DET
cjfa-10423	220	9	group	group	NOUN
cjfa-10423	220	10	of	of	ADP
cjfa-10423	220	11	banks	bank	NOUN
cjfa-10423	220	12	with	with	ADP
cjfa-10423	220	13	state	state	NOUN
cjfa-10423	220	14	capital	capital	NOUN
cjfa-10423	220	15	:	:	PUNCT
cjfa-10423	220	16	10	10	NUM
cjfa-10423	220	17	.	.	PUNCT
cjfa-10423	220	18	to	to	PART
cjfa-10423	220	19	achieve	achieve	VERB
cjfa-10423	220	20	the	the	DET
cjfa-10423	220	21	minimum	minimum	ADJ
cjfa-10423	220	22	capital	capital	NOUN
cjfa-10423	220	23	adequacy	adequacy	NOUN
cjfa-10423	220	24	level	level	NOUN
cjfa-10423	220	25	,	,	PUNCT
cjfa-10423	220	26	including	include	VERB
cjfa-10423	220	27	the	the	DET
cjfa-10423	220	28	mandatory	mandatory	ADJ
cjfa-10423	220	29	capital	capital	NOUN
cjfa-10423	220	30	reserve	reserve	NOUN
cjfa-10423	220	31	(	(	PUNCT
cjfa-10423	220	32	10.50	10.50	NUM
cjfa-10423	220	33	%	%	NOUN
cjfa-10423	220	34	)	)	PUNCT
cjfa-10423	220	35	,	,	PUNCT
cjfa-10423	220	36	bank	bank	NOUN
cjfa-10423	220	37	x	x	PRON
cjfa-10423	220	38	must	must	AUX
cjfa-10423	220	39	increase	increase	VERB
cjfa-10423	220	40	its	its	PRON
cjfa-10423	220	41	equity	equity	NOUN
cjfa-10423	220	42	capital	capital	NOUN
cjfa-10423	220	43	by	by	ADP
cjfa-10423	220	44	at	at	ADV
cjfa-10423	220	45	least	least	ADJ
cjfa-10423	220	46	7,1	7,1	NUM
cjfa-10423	220	47	million	million	NUM
cjfa-10423	220	48	eur	eur	NOUN
cjfa-10423	220	49	.	.	PUNCT
cjfa-10423	221	1	the	the	DET
cjfa-10423	221	2	increase	increase	NOUN
cjfa-10423	221	3	can	can	AUX
cjfa-10423	221	4	be	be	AUX
cjfa-10423	221	5	attained	attain	VERB
cjfa-10423	221	6	using	use	VERB
cjfa-10423	221	7	the	the	DET
cjfa-10423	221	8	following	following	ADJ
cjfa-10423	221	9	methods	method	NOUN
cjfa-10423	221	10	:	:	PUNCT
cjfa-10423	221	11	–	–	PUNCT
cjfa-10423	221	12	attracting	attract	VERB
cjfa-10423	221	13	a	a	DET
cjfa-10423	221	14	new	new	ADJ
cjfa-10423	221	15	strategic	strategic	ADJ
cjfa-10423	221	16	investor	investor	NOUN
cjfa-10423	221	17	(	(	PUNCT
cjfa-10423	221	18	shareholder	shareholder	NOUN
cjfa-10423	221	19	)	)	PUNCT
cjfa-10423	221	20	,	,	PUNCT
cjfa-10423	221	21	selling	sell	VERB
cjfa-10423	221	22	the	the	DET
cjfa-10423	221	23	bank	bank	NOUN
cjfa-10423	221	24	;	;	PUNCT
cjfa-10423	221	25	–	–	PUNCT
cjfa-10423	221	26	attracting	attract	VERB
cjfa-10423	221	27	subordinated	subordinate	VERB
cjfa-10423	221	28	capital	capital	NOUN
cjfa-10423	221	29	resources	resource	NOUN
cjfa-10423	221	30	;	;	PUNCT
cjfa-10423	221	31	–	–	PUNCT
cjfa-10423	221	32	partially	partially	ADV
cjfa-10423	221	33	(	(	PUNCT
cjfa-10423	221	34	to	to	ADP
cjfa-10423	221	35	an	an	DET
cjfa-10423	221	36	insignificant	insignificant	ADJ
cjfa-10423	221	37	extent	extent	NOUN
cjfa-10423	221	38	)	)	PUNCT
cjfa-10423	221	39	by	by	ADP
cjfa-10423	221	40	capitalizing	capitalize	VERB
cjfa-10423	221	41	the	the	DET
cjfa-10423	221	42	profit	profit	NOUN
cjfa-10423	221	43	to	to	PART
cjfa-10423	221	44	increase	increase	VERB
cjfa-10423	221	45	the	the	DET
cjfa-10423	221	46	capital	capital	NOUN
cjfa-10423	221	47	under	under	ADP
cjfa-10423	221	48	the	the	DET
cjfa-10423	221	49	condition	condition	NOUN
cjfa-10423	221	50	that	that	SCONJ
cjfa-10423	221	51	its	its	PRON
cjfa-10423	221	52	stable	stable	ADJ
cjfa-10423	221	53	growth	growth	NOUN
cjfa-10423	221	54	will	will	AUX
cjfa-10423	221	55	be	be	AUX
cjfa-10423	221	56	maintained	maintain	VERB
cjfa-10423	221	57	.	.	PUNCT
cjfa-10423	221	58	 	 	SPACE
cjfa-10423	222	1	references	reference	NOUN
cjfa-10423	222	2	barclays	barclay	NOUN
cjfa-10423	222	3	capital	capital	NOUN
cjfa-10423	222	4	(	(	PUNCT
cjfa-10423	222	5	2010	2010	NUM
cjfa-10423	222	6	)	)	PUNCT
cjfa-10423	222	7	.	.	PUNCT
cjfa-10423	223	1	basel	basel	PROPN
cjfa-10423	223	2	iii	iii	PROPN
cjfa-10423	223	3	final	final	ADJ
cjfa-10423	223	4	document	document	NOUN
cjfa-10423	223	5	–	–	PUNCT
cjfa-10423	223	6	what	what	PRON
cjfa-10423	223	7	’s	’	VERB
cjfa-10423	223	8	new	new	ADJ
cjfa-10423	223	9	.	.	PUNCT
cjfa-10423	224	1	basel	basel	PROPN
cjfa-10423	224	2	committee	committee	PROPN
cjfa-10423	224	3	on	on	ADP
cjfa-10423	224	4	banking	banking	NOUN
cjfa-10423	224	5	supervision	supervision	NOUN
cjfa-10423	224	6	,	,	PUNCT
cjfa-10423	224	7	(	(	PUNCT
cjfa-10423	224	8	2004	2004	NUM
cjfa-10423	224	9	)	)	PUNCT
cjfa-10423	224	10	,	,	PUNCT
cjfa-10423	224	11	international	international	ADJ
cjfa-10423	224	12	convergence	convergence	NOUN
cjfa-10423	224	13	of	of	ADP
cjfa-10423	224	14	capital	capital	NOUN
cjfa-10423	224	15	measurement	measurement	NOUN
cjfa-10423	224	16	and	and	CCONJ
cjfa-10423	224	17	capital	capital	NOUN
cjfa-10423	224	18	standards	standard	NOUN
cjfa-10423	224	19	:	:	PUNCT
cjfa-10423	224	20	a	a	DET
cjfa-10423	224	21	revised	revise	VERB
cjfa-10423	224	22	framework	framework	NOUN
cjfa-10423	224	23	.	.	PUNCT
cjfa-10423	225	1	switzerland	switzerland	PROPN
cjfa-10423	225	2	:	:	PUNCT
cjfa-10423	225	3	basel	basel	PROPN
cjfa-10423	225	4	commitee	commitee	PROPN
cjfa-10423	225	5	on	on	ADP
cjfa-10423	225	6	banking	banking	NOUN
cjfa-10423	225	7	supervision	supervision	NOUN
cjfa-10423	225	8	.	.	PUNCT
cjfa-10423	226	1	https://www.bis.org/publ/bcbs128.pdf	https://www.bis.org/publ/bcbs128.pdf	PUNCT
cjfa-10423	227	1	(	(	PUNCT
cjfa-10423	227	2	accessed	access	VERB
cjfa-10423	227	3	:	:	PUNCT
cjfa-10423	227	4	10.03.2016	10.03.2016	NUM
cjfa-10423	227	5	)	)	PUNCT
cjfa-10423	227	6	.	.	PUNCT
cjfa-10423	228	1	basel	basel	PROPN
cjfa-10423	228	2	commitee	commitee	PROPN
cjfa-10423	228	3	on	on	ADP
cjfa-10423	228	4	banking	banking	NOUN
cjfa-10423	228	5	supervision	supervision	NOUN
cjfa-10423	228	6	,	,	PUNCT
cjfa-10423	228	7	(	(	PUNCT
cjfa-10423	228	8	2010	2010	NUM
cjfa-10423	228	9	)	)	PUNCT
cjfa-10423	228	10	.	.	PUNCT
cjfa-10423	229	1	basel	basel	PROPN
cjfa-10423	229	2	iii	iii	PROPN
cjfa-10423	229	3	:	:	PUNCT
cjfa-10423	229	4	a	a	DET
cjfa-10423	229	5	global	global	ADJ
cjfa-10423	229	6	regulatory	regulatory	ADJ
cjfa-10423	229	7	framework	framework	NOUN
cjfa-10423	229	8	for	for	ADP
cjfa-10423	229	9	more	more	ADV
cjfa-10423	229	10	resilient	resilient	ADJ
cjfa-10423	229	11	banks	bank	NOUN
cjfa-10423	229	12	and	and	CCONJ
cjfa-10423	229	13	banking	banking	NOUN
cjfa-10423	229	14	systems	system	NOUN
cjfa-10423	229	15	,	,	PUNCT
cjfa-10423	229	16	switzerland	switzerland	PROPN
cjfa-10423	229	17	:	:	PUNCT
cjfa-10423	229	18	basel	basel	PROPN
cjfa-10423	229	19	commitee	commitee	PROPN
cjfa-10423	229	20	on	on	ADP
cjfa-10423	229	21	banking	banking	NOUN
cjfa-10423	229	22	supervision	supervision	NOUN
cjfa-10423	229	23	.	.	PUNCT
cjfa-10423	230	1	https://www.bis.org/publ/bcbs189_dec2010.pdf	https://www.bis.org/publ/bcbs189_dec2010.pdf	PROPN
cjfa-10423	230	2	(	(	PUNCT
cjfa-10423	230	3	accessed	access	VERB
cjfa-10423	230	4	:	:	PUNCT
cjfa-10423	230	5	12.02.2016	12.02.2016	NUM
cjfa-10423	230	6	)	)	PUNCT
cjfa-10423	230	7	.	.	PUNCT
cjfa-10423	231	1	basel	basel	PROPN
cjfa-10423	231	2	commitee	commitee	PROPN
cjfa-10423	231	3	on	on	ADP
cjfa-10423	231	4	banking	banking	NOUN
cjfa-10423	231	5	supervision	supervision	NOUN
cjfa-10423	231	6	,	,	PUNCT
cjfa-10423	231	7	(	(	PUNCT
cjfa-10423	231	8	2010	2010	NUM
cjfa-10423	231	9	)	)	PUNCT
cjfa-10423	231	10	.	.	PUNCT
cjfa-10423	232	1	results	result	NOUN
cjfa-10423	232	2	of	of	ADP
cjfa-10423	232	3	the	the	DET
cjfa-10423	232	4	comprehensive	comprehensive	ADJ
cjfa-10423	232	5	quantitative	quantitative	ADJ
cjfa-10423	232	6	impact	impact	NOUN
cjfa-10423	232	7	study	study	NOUN
cjfa-10423	232	8	,	,	PUNCT
cjfa-10423	232	9	switzerland	switzerland	PROPN
cjfa-10423	232	10	:	:	PUNCT
cjfa-10423	232	11	basel	basel	PROPN
cjfa-10423	232	12	commitee	commitee	PROPN
cjfa-10423	232	13	on	on	ADP
cjfa-10423	232	14	banking	banking	NOUN
cjfa-10423	232	15	supervision	supervision	NOUN
cjfa-10423	232	16	.	.	PUNCT
cjfa-10423	233	1	https://	https://	PROPN
cjfa-10423	233	2	www.bis.org/publ/bcbs186.pdf	www.bis.org/publ/bcbs186.pdf	PROPN
cjfa-10423	233	3	,	,	PUNCT
cjfa-10423	233	4	(	(	PUNCT
cjfa-10423	233	5	accessed	access	VERB
cjfa-10423	233	6	:	:	PUNCT
cjfa-10423	233	7	12.02.2016	12.02.2016	NUM
cjfa-10423	233	8	)	)	PUNCT
cjfa-10423	233	9	.	.	PUNCT
cjfa-10423	234	1	basel	basel	PROPN
cjfa-10423	234	2	commitee	commitee	PROPN
cjfa-10423	234	3	on	on	ADP
cjfa-10423	234	4	banking	banking	NOUN
cjfa-10423	234	5	supervision	supervision	NOUN
cjfa-10423	234	6	,	,	PUNCT
cjfa-10423	234	7	(	(	PUNCT
cjfa-10423	234	8	2013	2013	NUM
cjfa-10423	234	9	)	)	PUNCT
cjfa-10423	234	10	.	.	PUNCT
cjfa-10423	235	1	about	about	ADP
cjfa-10423	235	2	basel	basel	PROPN
cjfa-10423	235	3	.	.	PUNCT
cjfa-10423	236	1	http://www.bis.org/	http://www.bis.org/	PROPN
cjfa-10423	236	2	bcbs	bcb	NOUN
cjfa-10423	236	3	/	/	SYM
cjfa-10423	236	4	about.htm	about.htm	X
cjfa-10423	236	5	(	(	PUNCT
cjfa-10423	236	6	accessed	access	VERB
cjfa-10423	236	7	:	:	PUNCT
cjfa-10423	236	8	8.01.2016	8.01.2016	NUM
cjfa-10423	236	9	)	)	PUNCT
cjfa-10423	236	10	.	.	PUNCT
cjfa-10423	237	1	bank	bank	PROPN
cjfa-10423	237	2	for	for	ADP
cjfa-10423	237	3	international	international	ADJ
cjfa-10423	237	4	settlements	settlement	NOUN
cjfa-10423	237	5	,	,	PUNCT
cjfa-10423	237	6	committee	committee	NOUN
cjfa-10423	237	7	on	on	ADP
cjfa-10423	237	8	payment	payment	NOUN
cjfa-10423	237	9	and	and	CCONJ
cjfa-10423	237	10	settlement	settlement	NOUN
cjfa-10423	237	11	systems	system	NOUN
cjfa-10423	237	12	,	,	PUNCT
cjfa-10423	237	13	(	(	PUNCT
cjfa-10423	237	14	2003	2003	NUM
cjfa-10423	237	15	)	)	PUNCT
cjfa-10423	237	16	.	.	PUNCT
cjfa-10423	238	1	a	a	DET
cjfa-10423	238	2	glossary	glossary	NOUN
cjfa-10423	238	3	of	of	ADP
cjfa-10423	238	4	terms	term	NOUN
cjfa-10423	238	5	used	use	VERB
cjfa-10423	238	6	in	in	ADP
cjfa-10423	238	7	payments	payment	NOUN
cjfa-10423	238	8	and	and	CCONJ
cjfa-10423	238	9	settlement	settlement	NOUN
cjfa-10423	238	10	systems	system	NOUN
cjfa-10423	238	11	.	.	PUNCT
cjfa-10423	239	1	switzerland	switzerland	PROPN
cjfa-10423	239	2	:	:	PUNCT
cjfa-10423	239	3	bank	bank	PROPN
cjfa-10423	239	4	for	for	ADP
cjfa-10423	239	5	international	international	ADJ
cjfa-10423	239	6	settlements	settlement	NOUN
cjfa-10423	239	7	.	.	PUNCT
cjfa-10423	240	1	https://www.bis.org/publ/cpss00b.pdf	https://www.bis.org/publ/cpss00b.pdf	NOUN
cjfa-10423	240	2	(	(	PUNCT
cjfa-10423	240	3	accessed	access	VERB
cjfa-10423	240	4	:	:	PUNCT
cjfa-10423	240	5	8.01.2016	8.01.2016	NUM
cjfa-10423	240	6	)	)	PUNCT
cjfa-10423	240	7	.	.	PUNCT
cjfa-10423	241	1	cornford	cornford	PROPN
cjfa-10423	241	2	,	,	PUNCT
cjfa-10423	241	3	a.	a.	PROPN
cjfa-10423	241	4	,	,	PUNCT
cjfa-10423	241	5	(	(	PUNCT
cjfa-10423	241	6	2010	2010	NUM
cjfa-10423	241	7	)	)	PUNCT
cjfa-10423	241	8	.	.	PUNCT
cjfa-10423	242	1	revising	revise	VERB
cjfa-10423	242	2	basel	basel	PROPN
cjfa-10423	242	3	2	2	NUM
cjfa-10423	242	4	:	:	PUNCT
cjfa-10423	242	5	the	the	DET
cjfa-10423	242	6	impact	impact	NOUN
cjfa-10423	242	7	of	of	ADP
cjfa-10423	242	8	the	the	DET
cjfa-10423	242	9	financial	financial	ADJ
cjfa-10423	242	10	crisis	crisis	NOUN
cjfa-10423	242	11	and	and	CCONJ
cjfa-10423	242	12	implications	implication	NOUN
cjfa-10423	242	13	for	for	ADP
cjfa-10423	242	14	developing	develop	VERB
cjfa-10423	242	15	countries	country	NOUN
cjfa-10423	242	16	.	.	PUNCT
cjfa-10423	243	1	in	in	ADP
cjfa-10423	243	2	:	:	PUNCT
cjfa-10423	243	3	g-24	g-24	NOUN
cjfa-10423	243	4	discussion	discussion	NOUN
cjfa-10423	243	5	paper	paper	NOUN
cjfa-10423	243	6	series	series	NOUN
cjfa-10423	243	7	,	,	PUNCT
cjfa-10423	243	8	united	united	PROPN
cjfa-10423	243	9	nations	nations	PROPN
cjfa-10423	243	10	conference	conference	PROPN
cjfa-10423	243	11	on	on	ADP
cjfa-10423	243	12	trade	trade	NOUN
cjfa-10423	243	13	and	and	CCONJ
cjfa-10423	243	14	development	development	NOUN
cjfa-10423	243	15	.	.	PUNCT
cjfa-10423	244	1	new	new	PROPN
cjfa-10423	244	2	york	york	PROPN
cjfa-10423	244	3	and	and	CCONJ
cjfa-10423	244	4	geneva	geneva	PROPN
cjfa-10423	244	5	,	,	PUNCT
cjfa-10423	244	6	june	june	PROPN
cjfa-10423	244	7	2010	2010	NUM
cjfa-10423	244	8	.	.	PUNCT
cjfa-10423	245	1	european	european	ADJ
cjfa-10423	245	2	parliament	parliament	PROPN
cjfa-10423	245	3	and	and	CCONJ
cjfa-10423	245	4	council	council	NOUN
cjfa-10423	245	5	directive	directive	NOUN
cjfa-10423	245	6	2002/87	2002/87	NUM
cjfa-10423	245	7	/	/	SYM
cjfa-10423	245	8	ek	ek	NOUN
cjfa-10423	245	9	dated	date	VERB
cjfa-10423	245	10	by	by	ADP
cjfa-10423	245	11	20.07.2011	20.07.2011	PROPN
cjfa-10423	245	12	.	.	PUNCT
cjfa-10423	245	13	ferguson	ferguson	PROPN
cjfa-10423	245	14	,	,	PUNCT
cjfa-10423	245	15	r.w	r.w	PROPN
cjfa-10423	245	16	.	.	PROPN
cjfa-10423	245	17	,	,	PUNCT
cjfa-10423	245	18	(	(	PUNCT
cjfa-10423	245	19	2003	2003	NUM
cjfa-10423	245	20	)	)	PUNCT
cjfa-10423	245	21	.	.	PUNCT
cjfa-10423	246	1	capital	capital	NOUN
cjfa-10423	246	2	standards	standard	NOUN
cjfa-10423	246	3	for	for	ADP
cjfa-10423	246	4	banks	bank	NOUN
cjfa-10423	246	5	:	:	PUNCT
cjfa-10423	246	6	the	the	DET
cjfa-10423	246	7	evolving	evolve	VERB
cjfa-10423	246	8	basel	basel	PROPN
cjfa-10423	246	9	accord	accord	NOUN
cjfa-10423	246	10	,	,	PUNCT
cjfa-10423	246	11	federal	federal	PROPN
cjfa-10423	246	12	reserve	reserve	PROPN
cjfa-10423	246	13	bulletin	bulletin	NOUN
cjfa-10423	246	14	.	.	PUNCT
cjfa-10423	247	1	www.federalreserve.gov/pubs/bulletin/2003/0903lead.pdf	www.federalreserve.gov/pubs/bulletin/2003/0903lead.pdf	PROPN
cjfa-10423	247	2	(	(	PUNCT
cjfa-10423	247	3	accessed	access	VERB
cjfa-10423	247	4	:	:	PUNCT
cjfa-10423	247	5	12.02.2016	12.02.2016	NUM
cjfa-10423	247	6	)	)	PUNCT
cjfa-10423	247	7	.	.	PUNCT
cjfa-10423	248	1	analysis	analysis	NOUN
cjfa-10423	248	2	and	and	CCONJ
cjfa-10423	248	3	evaluation	evaluation	NOUN
cjfa-10423	248	4	of	of	ADP
cjfa-10423	248	5	capital	capital	NOUN
cjfa-10423	248	6	adequacy	adequacy	NOUN
cjfa-10423	248	7	…	…	SYM
cjfa-10423	248	8	123	123	NUM
cjfa-10423	248	9	financial	financial	ADJ
cjfa-10423	248	10	commission	commission	NOUN
cjfa-10423	248	11	of	of	ADP
cjfa-10423	248	12	market	market	NOUN
cjfa-10423	248	13	and	and	CCONJ
cjfa-10423	248	14	capital	capital	NOUN
cjfa-10423	248	15	(	(	PUNCT
cjfa-10423	248	16	fcmc	fcmc	NOUN
cjfa-10423	248	17	)	)	PUNCT
cjfa-10423	248	18	.	.	PUNCT
cjfa-10423	249	1	legislations	legislation	NOUN
cjfa-10423	249	2	documents	document	NOUN
cjfa-10423	249	3	,	,	PUNCT
cjfa-10423	249	4	statistics	statistic	NOUN
cjfa-10423	249	5	of	of	ADP
cjfa-10423	249	6	the	the	DET
cjfa-10423	249	7	credit	credit	NOUN
cjfa-10423	249	8	institutions	institution	NOUN
cjfa-10423	249	9	,	,	PUNCT
cjfa-10423	249	10	annual	annual	ADJ
cjfa-10423	249	11	reports	report	NOUN
cjfa-10423	249	12	.	.	PUNCT
cjfa-10423	250	1	http://www.fktk.lv	http://www.fktk.lv	PROPN
cjfa-10423	250	2	(	(	PUNCT
cjfa-10423	250	3	accessed	access	VERB
cjfa-10423	250	4	:	:	PUNCT
cjfa-10423	250	5	12.02.2016	12.02.2016	NUM
cjfa-10423	250	6	)	)	PUNCT
cjfa-10423	250	7	.	.	PUNCT
cjfa-10423	251	1	greuning	greune	VERB
cjfa-10423	251	2	,	,	PUNCT
cjfa-10423	251	3	h.	h.	PROPN
cjfa-10423	251	4	,	,	PUNCT
cjfa-10423	251	5	&	&	CCONJ
cjfa-10423	251	6	brajovic	brajovic	PROPN
cjfa-10423	251	7	bratanovic	bratanovic	PROPN
cjfa-10423	251	8	,	,	PUNCT
cjfa-10423	251	9	s.	s.	PROPN
cjfa-10423	251	10	,	,	PUNCT
cjfa-10423	251	11	(	(	PUNCT
cjfa-10423	251	12	2009	2009	NUM
cjfa-10423	251	13	)	)	PUNCT
cjfa-10423	251	14	.	.	PUNCT
cjfa-10423	252	1	analyzing	analyze	VERB
cjfa-10423	252	2	banking	banking	NOUN
cjfa-10423	252	3	risk	risk	NOUN
cjfa-10423	252	4	:	:	PUNCT
cjfa-10423	252	5	a	a	DET
cjfa-10423	252	6	framework	framework	NOUN
cjfa-10423	252	7	for	for	ADP
cjfa-10423	252	8	assessing	assess	VERB
cjfa-10423	252	9	corporate	corporate	ADJ
cjfa-10423	252	10	governance	governance	NOUN
cjfa-10423	252	11	and	and	CCONJ
cjfa-10423	252	12	risk	risk	NOUN
cjfa-10423	252	13	management	management	NOUN
cjfa-10423	252	14	.	.	PUNCT
cjfa-10423	253	1	washington	washington	PROPN
cjfa-10423	253	2	:	:	PUNCT
cjfa-10423	253	3	world	world	PROPN
cjfa-10423	253	4	bank	bank	PROPN
cjfa-10423	253	5	.	.	PUNCT
cjfa-10423	254	1	kudinska	kudinska	PROPN
cjfa-10423	254	2	.	.	PUNCT
cjfa-10423	254	3	m.	m.	NOUN
cjfa-10423	254	4	,	,	PUNCT
cjfa-10423	254	5	&	&	CCONJ
cjfa-10423	254	6	konovalova	konovalova	PROPN
cjfa-10423	254	7	.	.	PUNCT
cjfa-10423	255	1	n.	n.	NOUN
cjfa-10423	255	2	,	,	PUNCT
cjfa-10423	255	3	(	(	PUNCT
cjfa-10423	255	4	2012	2012	NUM
cjfa-10423	255	5	)	)	PUNCT
cjfa-10423	255	6	.	.	PUNCT
cjfa-10423	256	1	the	the	DET
cjfa-10423	256	2	analysis	analysis	NOUN
cjfa-10423	256	3	of	of	ADP
cjfa-10423	256	4	bank	bank	NOUN
cjfa-10423	256	5	capital	capital	NOUN
cjfa-10423	256	6	adequacy	adequacy	NOUN
cjfa-10423	256	7	:	:	PUNCT
cjfa-10423	256	8	the	the	DET
cjfa-10423	256	9	case	case	NOUN
cjfa-10423	256	10	of	of	ADP
cjfa-10423	256	11	latvia	latvia	PROPN
cjfa-10423	256	12	,	,	PUNCT
cjfa-10423	256	13	journal	journal	NOUN
cjfa-10423	256	14	of	of	ADP
cjfa-10423	256	15	business	business	NOUN
cjfa-10423	256	16	management	management	NOUN
cjfa-10423	256	17	,	,	PUNCT
cjfa-10423	256	18	no	no	INTJ
cjfa-10423	256	19	.	.	NOUN
cjfa-10423	256	20	6	6	NUM
cjfa-10423	256	21	.	.	X
cjfa-10423	256	22	balthazar	balthazar	PROPN
cjfa-10423	256	23	l.	l.	PROPN
cjfa-10423	256	24	,	,	PUNCT
cjfa-10423	256	25	(	(	PUNCT
cjfa-10423	256	26	2006	2006	NUM
cjfa-10423	256	27	)	)	PUNCT
cjfa-10423	256	28	.	.	PUNCT
cjfa-10423	257	1	from	from	ADP
cjfa-10423	257	2	basel	basel	PROPN
cjfa-10423	257	3	1	1	NUM
cjfa-10423	257	4	to	to	ADP
cjfa-10423	257	5	basel	basel	PROPN
cjfa-10423	257	6	3	3	NUM
cjfa-10423	257	7	.	.	PUNCT
cjfa-10423	258	1	great	great	ADJ
cjfa-10423	258	2	britain	britain	PROPN
cjfa-10423	258	3	:	:	PUNCT
cjfa-10423	258	4	palgrave	palgrave	PROPN
cjfa-10423	258	5	macmillan	macmillan	PROPN
cjfa-10423	258	6	.	.	PUNCT
cjfa-10423	259	1	www.palgraveconnect.com/doifinder/10.../978023050117	www.palgraveconnect.com/doifinder/10.../978023050117	PROPN
cjfa-10423	259	2	.	.	PUNCT
cjfa-10423	260	1	moody	moody	PROPN
cjfa-10423	260	2	’s	’s	PART
cjfa-10423	260	3	analytics	analytic	NOUN
cjfa-10423	260	4	,	,	PUNCT
cjfa-10423	260	5	(	(	PUNCT
cjfa-10423	260	6	2011	2011	NUM
cjfa-10423	260	7	.	.	PUNCT
cjfa-10423	260	8	–	–	PUNCT
cjfa-10423	260	9	2012	2012	NUM
cjfa-10423	260	10	.	.	PUNCT
cjfa-10423	260	11	)	)	PUNCT
cjfa-10423	260	12	.	.	PUNCT
cjfa-10423	261	1	from	from	ADP
cjfa-10423	261	2	basel	basel	PROPN
cjfa-10423	261	3	ii	ii	PROPN
cjfa-10423	261	4	to	to	ADP
cjfa-10423	261	5	basel	basel	PROPN
cjfa-10423	261	6	iii	iii	PROPN
cjfa-10423	261	7	.	.	PUNCT
cjfa-10423	261	8	pwc	pwc	PROPN
cjfa-10423	261	9	,	,	PUNCT
cjfa-10423	261	10	(	(	PUNCT
cjfa-10423	261	11	2011	2011	NUM
cjfa-10423	261	12	)	)	PUNCT
cjfa-10423	261	13	.	.	PUNCT
cjfa-10423	262	1	risk	risk	NOUN
cjfa-10423	262	2	&	&	CCONJ
cjfa-10423	262	3	capital	capital	PROPN
cjfa-10423	262	4	management	management	PROPN
cjfa-10423	262	5	under	under	ADP
cjfa-10423	262	6	basel	basel	PROPN
cjfa-10423	262	7	iii	iii	PROPN
cjfa-10423	262	8	,	,	PUNCT
cjfa-10423	262	9	www.pwc.com/gx	www.pwc.com/gx	PROPN
cjfa-10423	262	10	/en	/en	NOUN
cjfa-10423	262	11	/	/	SYM
cjfa-10423	262	12	banking	banking	NOUN
cjfa-10423	262	13	...	...	PUNCT
cjfa-10423	262	14	/basel	/basel	NOUN
cjfa-10423	262	15	-	-	PUNCT
cjfa-10423	262	16	iii	iii	NOUN
cjfa-10423	262	17	-	-	PUNCT
cjfa-10423	262	18	programme.pdf	programme.pdf	NOUN
cjfa-10423	262	19	(	(	PUNCT
cjfa-10423	262	20	accessed	access	VERB
cjfa-10423	262	21	:	:	PUNCT
cjfa-10423	262	22	07.01.2016	07.01.2016	NUM
cjfa-10423	262	23	)	)	PUNCT
cjfa-10423	262	24	.	.	PUNCT
cjfa-10423	263	1	rose	rise	VERB
cjfa-10423	263	2	,	,	PUNCT
cjfa-10423	263	3	s.p	s.p	PROPN
cjfa-10423	263	4	.	.	PROPN
cjfa-10423	263	5	,	,	PUNCT
cjfa-10423	263	6	(	(	PUNCT
cjfa-10423	263	7	2002	2002	NUM
cjfa-10423	263	8	)	)	PUNCT
cjfa-10423	263	9	.	.	PUNCT
cjfa-10423	264	1	commercial	commercial	ADJ
cjfa-10423	264	2	bank	bank	PROPN
cjfa-10423	264	3	management	management	NOUN
cjfa-10423	264	4	.	.	PUNCT
cjfa-10423	265	1	mcgraw	mcgraw	PROPN
cjfa-10423	265	2	-	-	PUNCT
cjfa-10423	265	3	hill	hill	NOUN
cjfa-10423	265	4	higher	high	ADJ
cjfa-10423	265	5	education	education	NOUN
cjfa-10423	265	6	.	.	PUNCT
cjfa-10423	266	1	saksonova	saksonova	PROPN
cjfa-10423	266	2	,	,	PUNCT
cjfa-10423	266	3	s.	s.	PROPN
cjfa-10423	266	4	,	,	PUNCT
cjfa-10423	266	5	(	(	PUNCT
cjfa-10423	266	6	2006	2006	NUM
cjfa-10423	266	7	)	)	PUNCT
cjfa-10423	266	8	.	.	PUNCT
cjfa-10423	267	1	banku	banku	PROPN
cjfa-10423	267	2	darbība	darbība	PROPN
cjfa-10423	267	3	.	.	PUNCT
cjfa-10423	268	1	riga	riga	ADJ
cjfa-10423	268	2	:	:	PUNCT
cjfa-10423	268	3	latvian	latvian	ADJ
cjfa-10423	268	4	association	association	NOUN
cjfa-10423	268	5	of	of	ADP
cjfa-10423	268	6	commercial	commercial	ADJ
cjfa-10423	268	7	banks	bank	NOUN
cjfa-10423	268	8	counseling	counseling	NOUN
cjfa-10423	268	9	and	and	CCONJ
cjfa-10423	268	10	training	training	NOUN
cjfa-10423	268	11	center	center	NOUN
cjfa-10423	268	12	.	.	PUNCT
cjfa-10423	269	1	schooner	schooner	PROPN
cjfa-10423	269	2	,	,	PUNCT
cjfa-10423	269	3	h.m	h.m	PROPN
cjfa-10423	269	4	.	.	PROPN
cjfa-10423	269	5	,	,	PUNCT
cjfa-10423	269	6	&	&	CCONJ
cjfa-10423	269	7	taylor	taylor	PROPN
cjfa-10423	269	8	,	,	PUNCT
cjfa-10423	269	9	m.	m.	NOUN
cjfa-10423	269	10	,	,	PUNCT
cjfa-10423	269	11	(	(	PUNCT
cjfa-10423	269	12	2009	2009	NUM
cjfa-10423	269	13	)	)	PUNCT
cjfa-10423	269	14	.	.	PUNCT
cjfa-10423	270	1	regulation	regulation	NOUN
cjfa-10423	270	2	of	of	ADP
cjfa-10423	270	3	global	global	ADJ
cjfa-10423	270	4	banking	banking	NOUN
cjfa-10423	270	5	:	:	PUNCT
cjfa-10423	270	6	principles	principle	NOUN
cjfa-10423	270	7	and	and	CCONJ
cjfa-10423	270	8	policies	policy	NOUN
cjfa-10423	270	9	.	.	PUNCT
cjfa-10423	271	1	chicago	chicago	PROPN
cjfa-10423	271	2	:	:	PUNCT
cjfa-10423	271	3	academic	academic	ADJ
cjfa-10423	271	4	press	press	NOUN
cjfa-10423	271	5	.	.	PUNCT