id	sid	tid	token	lemma	pos
cjfa-12565	1	1	copernican	copernican	PROPN
cjfa-12565	1	2	journal	journal	PROPN
cjfa-12565	1	3	of	of	ADP
cjfa-12565	1	4	finance	finance	PROPN
cjfa-12565	1	5	&	&	CCONJ
cjfa-12565	1	6	accounting	accounting	PROPN
cjfa-12565	1	7	e	e	PROPN
cjfa-12565	1	8	-	-	PROPN
cjfa-12565	1	9	issn	issn	PROPN
cjfa-12565	1	10	2300	2300	NUM
cjfa-12565	1	11	-	-	SYM
cjfa-12565	1	12	3065	3065	NUM
cjfa-12565	1	13	p	p	PROPN
cjfa-12565	1	14	-	-	PUNCT
cjfa-12565	1	15	issn	issn	PROPN
cjfa-12565	1	16	2300	2300	NUM
cjfa-12565	1	17	-	-	SYM
cjfa-12565	1	18	12402016	12402016	NUM
cjfa-12565	1	19	,	,	PUNCT
cjfa-12565	1	20	volume	volume	NOUN
cjfa-12565	1	21	5	5	NUM
cjfa-12565	1	22	,	,	PUNCT
cjfa-12565	1	23	issue	issue	NOUN
cjfa-12565	1	24	2	2	NUM
cjfa-12565	1	25	date	date	NOUN
cjfa-12565	1	26	of	of	ADP
cjfa-12565	1	27	submission	submission	NOUN
cjfa-12565	1	28	:	:	PUNCT
cjfa-12565	1	29	december	december	PROPN
cjfa-12565	1	30	1	1	NUM
cjfa-12565	1	31	,	,	PUNCT
cjfa-12565	1	32	2016	2016	NUM
cjfa-12565	1	33	;	;	PUNCT
cjfa-12565	1	34	date	date	NOUN
cjfa-12565	1	35	of	of	ADP
cjfa-12565	1	36	acceptance	acceptance	NOUN
cjfa-12565	1	37	:	:	PUNCT
cjfa-12565	1	38	january	january	PROPN
cjfa-12565	1	39	13	13	NUM
cjfa-12565	1	40	,	,	PUNCT
cjfa-12565	1	41	2017	2017	NUM
cjfa-12565	1	42	.	.	PUNCT
cjfa-12565	2	1	*	*	PUNCT
cjfa-12565	2	2	contact	contact	NOUN
cjfa-12565	2	3	information	information	NOUN
cjfa-12565	2	4	:	:	PUNCT
cjfa-12565	3	1	krasovskisd@riseba.lv	krasovskisd@riseba.lv	PROPN
cjfa-12565	3	2	,	,	PUNCT
cjfa-12565	3	3	riseba	riseba	PROPN
cjfa-12565	3	4	university	university	NOUN
cjfa-12565	3	5	,	,	PUNCT
cjfa-12565	3	6	meza	meza	PROPN
cjfa-12565	3	7	street	street	NOUN
cjfa-12565	3	8	3	3	NUM
cjfa-12565	3	9	,	,	PUNCT
cjfa-12565	3	10	riga	riga	ADJ
cjfa-12565	3	11	,	,	PUNCT
cjfa-12565	3	12	lv-1048	lv-1048	NOUN
cjfa-12565	3	13	,	,	PUNCT
cjfa-12565	3	14	latvia	latvia	PROPN
cjfa-12565	3	15	,	,	PUNCT
cjfa-12565	3	16	phone	phone	NOUN
cjfa-12565	3	17	:	:	PUNCT
cjfa-12565	3	18	+37126666614	+37126666614	NUM
cjfa-12565	3	19	.	.	PUNCT
cjfa-12565	4	1	krasovskis	krasovskis	PROPN
cjfa-12565	4	2	,	,	PUNCT
cjfa-12565	4	3	d.	d.	PROPN
cjfa-12565	4	4	,	,	PUNCT
cjfa-12565	4	5	limanskis	limanskis	PROPN
cjfa-12565	4	6	,	,	PUNCT
cjfa-12565	4	7	a.	a.	PROPN
cjfa-12565	4	8	,	,	PUNCT
cjfa-12565	4	9	&	&	CCONJ
cjfa-12565	4	10	pancenko	pancenko	PROPN
cjfa-12565	4	11	,	,	PUNCT
cjfa-12565	4	12	e.	e.	PROPN
cjfa-12565	4	13	(	(	PUNCT
cjfa-12565	4	14	2016	2016	NUM
cjfa-12565	4	15	)	)	PUNCT
cjfa-12565	4	16	.	.	PUNCT
cjfa-12565	5	1	measuring	measure	VERB
cjfa-12565	5	2	competitiveness	competitiveness	NOUN
cjfa-12565	5	3	of	of	ADP
cjfa-12565	5	4	banks	bank	NOUN
cjfa-12565	5	5	in	in	ADP
cjfa-12565	5	6	latvia	latvia	PROPN
cjfa-12565	5	7	.	.	PUNCT
cjfa-12565	6	1	copernican	copernican	PROPN
cjfa-12565	6	2	journal	journal	PROPN
cjfa-12565	6	3	of	of	ADP
cjfa-12565	6	4	finance	finance	PROPN
cjfa-12565	6	5	&	&	CCONJ
cjfa-12565	6	6	accounting	accounting	PROPN
cjfa-12565	6	7	,	,	PUNCT
cjfa-12565	6	8	5(2	5(2	NUM
cjfa-12565	6	9	)	)	PUNCT
cjfa-12565	6	10	,	,	PUNCT
cjfa-12565	6	11	125–147	125–147	NUM
cjfa-12565	6	12	.	.	PUNCT
cjfa-12565	7	1	http://dx.doi.org/10.12775/	http://dx.doi.org/10.12775/	PROPN
cjfa-12565	7	2	cjfa.2016.019	cjfa.2016.019	PROPN
cjfa-12565	7	3	deniss	deniss	VERB
cjfa-12565	7	4	krasovskis	krasovskis	PROPN
cjfa-12565	7	5	*	*	PROPN
cjfa-12565	7	6	riseba	riseba	PROPN
cjfa-12565	7	7	university	university	PROPN
cjfa-12565	7	8	andrejs	andrejs	PROPN
cjfa-12565	7	9	limanskis	limanskis	PROPN
cjfa-12565	7	10	riseba	riseba	PROPN
cjfa-12565	7	11	university	university	PROPN
cjfa-12565	7	12	erika	erika	PROPN
cjfa-12565	7	13	pancenko	pancenko	PROPN
cjfa-12565	7	14	riseba	riseba	PROPN
cjfa-12565	7	15	university	university	NOUN
cjfa-12565	7	16	measuring	measure	VERB
cjfa-12565	7	17	competitiveness	competitiveness	NOUN
cjfa-12565	7	18	of	of	ADP
cjfa-12565	7	19	banks	bank	NOUN
cjfa-12565	7	20	in	in	ADP
cjfa-12565	7	21	latvia	latvia	PROPN
cjfa-12565	7	22	keywords	keyword	NOUN
cjfa-12565	7	23	:	:	PUNCT
cjfa-12565	7	24	banking	banking	NOUN
cjfa-12565	7	25	sector	sector	NOUN
cjfa-12565	7	26	,	,	PUNCT
cjfa-12565	7	27	herfindahl	herfindahl	NOUN
cjfa-12565	7	28	-	-	PUNCT
cjfa-12565	7	29	hirschman	hirschman	NOUN
cjfa-12565	7	30	index	index	NOUN
cjfa-12565	7	31	,	,	PUNCT
cjfa-12565	7	32	market	market	NOUN
cjfa-12565	7	33	concentration	concentration	NOUN
cjfa-12565	7	34	,	,	PUNCT
cjfa-12565	7	35	lorenz	lorenz	PROPN
cjfa-12565	7	36	curve	curve	NOUN
cjfa-12565	7	37	,	,	PUNCT
cjfa-12565	7	38	competitiveness	competitiveness	NOUN
cjfa-12565	7	39	,	,	PUNCT
cjfa-12565	7	40	latvia	latvia	PROPN
cjfa-12565	7	41	.	.	PUNCT
cjfa-12565	8	1	j	j	PROPN
cjfa-12565	8	2	e	e	PROPN
cjfa-12565	8	3	l	l	PROPN
cjfa-12565	8	4	classification	classification	NOUN
cjfa-12565	8	5	:	:	PUNCT
cjfa-12565	8	6	g21	g21	PROPN
cjfa-12565	8	7	.	.	PUNCT
cjfa-12565	9	1	abstract	abstract	ADJ
cjfa-12565	9	2	:	:	PUNCT
cjfa-12565	9	3	analysis	analysis	NOUN
cjfa-12565	9	4	of	of	ADP
cjfa-12565	9	5	competition	competition	NOUN
cjfa-12565	9	6	in	in	ADP
cjfa-12565	9	7	the	the	DET
cjfa-12565	9	8	banking	banking	NOUN
cjfa-12565	9	9	industry	industry	NOUN
cjfa-12565	9	10	allows	allow	VERB
cjfa-12565	9	11	to	to	PART
cjfa-12565	9	12	determine	determine	VERB
cjfa-12565	9	13	the	the	DET
cjfa-12565	9	14	obstacles	obstacle	NOUN
cjfa-12565	9	15	to	to	ADP
cjfa-12565	9	16	its	its	PRON
cjfa-12565	9	17	effective	effective	ADJ
cjfa-12565	9	18	functioning	functioning	NOUN
cjfa-12565	9	19	.	.	PUNCT
cjfa-12565	10	1	the	the	DET
cjfa-12565	10	2	aim	aim	NOUN
cjfa-12565	10	3	of	of	ADP
cjfa-12565	10	4	this	this	DET
cjfa-12565	10	5	research	research	NOUN
cjfa-12565	10	6	is	be	AUX
cjfa-12565	10	7	to	to	PART
cjfa-12565	10	8	analyse	analyse	VERB
cjfa-12565	10	9	the	the	DET
cjfa-12565	10	10	competitiveness	competitiveness	NOUN
cjfa-12565	10	11	level	level	NOUN
cjfa-12565	10	12	in	in	ADP
cjfa-12565	10	13	the	the	DET
cjfa-12565	10	14	modern	modern	ADJ
cjfa-12565	10	15	banking	banking	NOUN
cjfa-12565	10	16	sector	sector	NOUN
cjfa-12565	10	17	of	of	ADP
cjfa-12565	10	18	latvia	latvia	PROPN
cjfa-12565	10	19	.	.	PUNCT
cjfa-12565	11	1	identification	identification	NOUN
cjfa-12565	11	2	and	and	CCONJ
cjfa-12565	11	3	analysis	analysis	NOUN
cjfa-12565	11	4	of	of	ADP
cjfa-12565	11	5	the	the	DET
cjfa-12565	11	6	main	main	ADJ
cjfa-12565	11	7	characteristics	characteristic	NOUN
cjfa-12565	11	8	of	of	ADP
cjfa-12565	11	9	the	the	DET
cjfa-12565	11	10	competitive	competitive	ADJ
cjfa-12565	11	11	environment	environment	NOUN
cjfa-12565	11	12	of	of	ADP
cjfa-12565	11	13	the	the	DET
cjfa-12565	11	14	banking	banking	NOUN
cjfa-12565	11	15	sector	sector	NOUN
cjfa-12565	11	16	in	in	ADP
cjfa-12565	11	17	latvia	latvia	PROPN
cjfa-12565	11	18	is	be	AUX
cjfa-12565	11	19	done	do	VERB
cjfa-12565	11	20	on	on	ADP
cjfa-12565	11	21	the	the	DET
cjfa-12565	11	22	basis	basis	NOUN
cjfa-12565	11	23	of	of	ADP
cjfa-12565	11	24	indicators	indicator	NOUN
cjfa-12565	11	25	characterizing	characterize	VERB
cjfa-12565	11	26	the	the	DET
cjfa-12565	11	27	concentration	concentration	NOUN
cjfa-12565	11	28	of	of	ADP
cjfa-12565	11	29	the	the	DET
cjfa-12565	11	30	industry	industry	NOUN
cjfa-12565	11	31	,	,	PUNCT
cjfa-12565	11	32	the	the	DET
cjfa-12565	11	33	intensity	intensity	NOUN
cjfa-12565	11	34	of	of	ADP
cjfa-12565	11	35	competition	competition	NOUN
cjfa-12565	11	36	as	as	ADV
cjfa-12565	11	37	well	well	ADV
cjfa-12565	11	38	as	as	ADP
cjfa-12565	11	39	financial	financial	ADJ
cjfa-12565	11	40	indicators	indicator	NOUN
cjfa-12565	11	41	reflecting	reflect	VERB
cjfa-12565	11	42	the	the	DET
cjfa-12565	11	43	financial	financial	ADJ
cjfa-12565	11	44	condition	condition	NOUN
cjfa-12565	11	45	of	of	ADP
cjfa-12565	11	46	banks	bank	NOUN
cjfa-12565	11	47	and	and	CCONJ
cjfa-12565	11	48	affecting	affect	VERB
cjfa-12565	11	49	their	their	PRON
cjfa-12565	11	50	competitiveness	competitiveness	NOUN
cjfa-12565	11	51	.	.	PUNCT
cjfa-12565	12	1	as	as	ADP
cjfa-12565	12	2	a	a	DET
cjfa-12565	12	3	result	result	NOUN
cjfa-12565	12	4	,	,	PUNCT
cjfa-12565	12	5	for	for	ADP
cjfa-12565	12	6	the	the	DET
cjfa-12565	12	7	first	first	ADJ
cjfa-12565	12	8	time	time	NOUN
cjfa-12565	12	9	the	the	DET
cjfa-12565	12	10	level	level	NOUN
cjfa-12565	12	11	of	of	ADP
cjfa-12565	12	12	competitiveness	competitiveness	NOUN
cjfa-12565	12	13	of	of	ADP
cjfa-12565	12	14	the	the	DET
cjfa-12565	12	15	banking	banking	NOUN
cjfa-12565	12	16	sector	sector	NOUN
cjfa-12565	12	17	in	in	ADP
cjfa-12565	12	18	latvia	latvia	PROPN
cjfa-12565	12	19	was	be	AUX
cjfa-12565	12	20	evaluated	evaluate	VERB
cjfa-12565	12	21	and	and	CCONJ
cjfa-12565	12	22	supported	support	VERB
cjfa-12565	12	23	by	by	ADP
cjfa-12565	12	24	comparative	comparative	ADJ
cjfa-12565	12	25	analysis	analysis	NOUN
cjfa-12565	12	26	of	of	ADP
cjfa-12565	12	27	all	all	DET
cjfa-12565	12	28	the	the	DET
cjfa-12565	12	29	banks	bank	NOUN
cjfa-12565	12	30	on	on	ADP
cjfa-12565	12	31	the	the	DET
cjfa-12565	12	32	basis	basis	NOUN
cjfa-12565	12	33	of	of	ADP
cjfa-12565	12	34	their	their	PRON
cjfa-12565	12	35	financial	financial	ADJ
cjfa-12565	12	36	performance	performance	NOUN
cjfa-12565	12	37	.	.	PUNCT
cjfa-12565	13	1	it	it	PRON
cjfa-12565	13	2	gives	give	VERB
cjfa-12565	13	3	ground	ground	NOUN
cjfa-12565	13	4	for	for	ADP
cjfa-12565	13	5	recommendations	recommendation	NOUN
cjfa-12565	13	6	to	to	ADP
cjfa-12565	13	7	the	the	DET
cjfa-12565	13	8	stakeholders	stakeholder	NOUN
cjfa-12565	13	9	on	on	ADP
cjfa-12565	13	10	measures	measure	NOUN
cjfa-12565	13	11	to	to	PART
cjfa-12565	13	12	raise	raise	VERB
cjfa-12565	13	13	competitiveness	competitiveness	NOUN
cjfa-12565	13	14	.	.	PUNCT
cjfa-12565	14	1	results	result	NOUN
cjfa-12565	14	2	and	and	CCONJ
cjfa-12565	14	3	directions	direction	NOUN
cjfa-12565	14	4	for	for	ADP
cjfa-12565	14	5	further	further	ADJ
cjfa-12565	14	6	redeniss	redeniss	VERB
cjfa-12565	14	7	krasovskis	krasovskis	PROPN
cjfa-12565	14	8	,	,	PUNCT
cjfa-12565	14	9	andrejs	andrejs	PROPN
cjfa-12565	14	10	limanskis	limanskis	PROPN
cjfa-12565	14	11	,	,	PUNCT
cjfa-12565	14	12	erika	erika	PROPN
cjfa-12565	14	13	pancenko126	pancenko126	PROPN
cjfa-12565	14	14	search	search	NOUN
cjfa-12565	14	15	can	can	AUX
cjfa-12565	14	16	attract	attract	VERB
cjfa-12565	14	17	attention	attention	NOUN
cjfa-12565	14	18	of	of	ADP
cjfa-12565	14	19	the	the	DET
cjfa-12565	14	20	research	research	NOUN
cjfa-12565	14	21	community	community	NOUN
cjfa-12565	14	22	in	in	ADP
cjfa-12565	14	23	latvia	latvia	PROPN
cjfa-12565	14	24	,	,	PUNCT
cjfa-12565	14	25	european	european	PROPN
cjfa-12565	14	26	union	union	PROPN
cjfa-12565	14	27	and	and	CCONJ
cjfa-12565	14	28	globally	globally	ADV
cjfa-12565	14	29	.	.	PUNCT
cjfa-12565	14	30	 	 	SPACE
cjfa-12565	15	1	introduction	introduction	NOUN
cjfa-12565	15	2	in	in	ADP
cjfa-12565	15	3	international	international	ADJ
cjfa-12565	15	4	economic	economic	ADJ
cjfa-12565	15	5	research	research	NOUN
cjfa-12565	15	6	,	,	PUNCT
cjfa-12565	15	7	the	the	DET
cjfa-12565	15	8	bank	bank	NOUN
cjfa-12565	15	9	is	be	AUX
cjfa-12565	15	10	regarded	regard	VERB
cjfa-12565	15	11	as	as	ADP
cjfa-12565	15	12	an	an	DET
cjfa-12565	15	13	integral	integral	ADJ
cjfa-12565	15	14	part	part	NOUN
cjfa-12565	15	15	of	of	ADP
cjfa-12565	15	16	the	the	DET
cjfa-12565	15	17	modern	modern	ADJ
cjfa-12565	15	18	economy	economy	NOUN
cjfa-12565	15	19	,	,	PUNCT
cjfa-12565	15	20	which	which	PRON
cjfa-12565	15	21	forms	form	VERB
cjfa-12565	15	22	the	the	DET
cjfa-12565	15	23	basis	basis	NOUN
cjfa-12565	15	24	of	of	ADP
cjfa-12565	15	25	financial	financial	ADJ
cjfa-12565	15	26	and	and	CCONJ
cjfa-12565	15	27	credit	credit	NOUN
cjfa-12565	15	28	mechanism	mechanism	NOUN
cjfa-12565	15	29	,	,	PUNCT
cjfa-12565	15	30	by	by	ADP
cjfa-12565	15	31	which	which	PRON
cjfa-12565	15	32	the	the	DET
cjfa-12565	15	33	market	market	NOUN
cjfa-12565	15	34	economy	economy	NOUN
cjfa-12565	15	35	operates	operate	VERB
cjfa-12565	15	36	.	.	PUNCT
cjfa-12565	16	1	competitiveness	competitiveness	NOUN
cjfa-12565	16	2	is	be	AUX
cjfa-12565	16	3	the	the	DET
cjfa-12565	16	4	basis	basis	NOUN
cjfa-12565	16	5	for	for	ADP
cjfa-12565	16	6	the	the	DET
cjfa-12565	16	7	development	development	NOUN
cjfa-12565	16	8	of	of	ADP
cjfa-12565	16	9	market	market	NOUN
cjfa-12565	16	10	relations	relation	NOUN
cjfa-12565	16	11	,	,	PUNCT
cjfa-12565	16	12	including	include	VERB
cjfa-12565	16	13	those	those	PRON
cjfa-12565	16	14	in	in	ADP
cjfa-12565	16	15	the	the	DET
cjfa-12565	16	16	banking	banking	NOUN
cjfa-12565	16	17	sector	sector	NOUN
cjfa-12565	16	18	.	.	PUNCT
cjfa-12565	17	1	the	the	DET
cjfa-12565	17	2	essential	essential	ADJ
cjfa-12565	17	3	feature	feature	NOUN
cjfa-12565	17	4	of	of	ADP
cjfa-12565	17	5	an	an	DET
cjfa-12565	17	6	effective	effective	ADJ
cjfa-12565	17	7	and	and	CCONJ
cjfa-12565	17	8	successfully	successfully	ADV
cjfa-12565	17	9	developing	develop	VERB
cjfa-12565	17	10	economy	economy	NOUN
cjfa-12565	17	11	in	in	ADP
cjfa-12565	17	12	the	the	DET
cjfa-12565	17	13	banking	banking	NOUN
cjfa-12565	17	14	industry	industry	NOUN
cjfa-12565	17	15	is	be	AUX
cjfa-12565	17	16	the	the	DET
cjfa-12565	17	17	competition	competition	NOUN
cjfa-12565	17	18	of	of	ADP
cjfa-12565	17	19	banks	bank	NOUN
cjfa-12565	17	20	.	.	PUNCT
cjfa-12565	18	1	the	the	DET
cjfa-12565	18	2	relevance	relevance	NOUN
cjfa-12565	18	3	of	of	ADP
cjfa-12565	18	4	the	the	DET
cjfa-12565	18	5	topic	topic	NOUN
cjfa-12565	18	6	chosen	choose	VERB
cjfa-12565	18	7	is	be	AUX
cjfa-12565	18	8	characterized	characterize	VERB
cjfa-12565	18	9	by	by	ADP
cjfa-12565	18	10	the	the	DET
cjfa-12565	18	11	fact	fact	NOUN
cjfa-12565	18	12	that	that	SCONJ
cjfa-12565	18	13	the	the	DET
cjfa-12565	18	14	banking	banking	NOUN
cjfa-12565	18	15	sector	sector	NOUN
cjfa-12565	18	16	has	have	AUX
cjfa-12565	18	17	a	a	DET
cjfa-12565	18	18	direct	direct	ADJ
cjfa-12565	18	19	impact	impact	NOUN
cjfa-12565	18	20	on	on	ADP
cjfa-12565	18	21	economic	economic	ADJ
cjfa-12565	18	22	development	development	NOUN
cjfa-12565	18	23	,	,	PUNCT
cjfa-12565	18	24	and	and	CCONJ
cjfa-12565	18	25	the	the	DET
cjfa-12565	18	26	analysis	analysis	NOUN
cjfa-12565	18	27	of	of	ADP
cjfa-12565	18	28	competition	competition	NOUN
cjfa-12565	18	29	in	in	ADP
cjfa-12565	18	30	the	the	DET
cjfa-12565	18	31	banking	banking	NOUN
cjfa-12565	18	32	industry	industry	NOUN
cjfa-12565	18	33	can	can	AUX
cjfa-12565	18	34	determine	determine	VERB
cjfa-12565	18	35	the	the	DET
cjfa-12565	18	36	obstacles	obstacle	NOUN
cjfa-12565	18	37	to	to	ADP
cjfa-12565	18	38	its	its	PRON
cjfa-12565	18	39	effective	effective	ADJ
cjfa-12565	18	40	functioning	functioning	NOUN
cjfa-12565	18	41	.	.	PUNCT
cjfa-12565	19	1	therefore	therefore	ADV
cjfa-12565	19	2	,	,	PUNCT
cjfa-12565	19	3	the	the	DET
cjfa-12565	19	4	analysis	analysis	NOUN
cjfa-12565	19	5	of	of	ADP
cjfa-12565	19	6	competition	competition	NOUN
cjfa-12565	19	7	in	in	ADP
cjfa-12565	19	8	the	the	DET
cjfa-12565	19	9	banking	banking	NOUN
cjfa-12565	19	10	industry	industry	NOUN
cjfa-12565	19	11	is	be	AUX
cjfa-12565	19	12	not	not	PART
cjfa-12565	19	13	only	only	ADV
cjfa-12565	19	14	an	an	DET
cjfa-12565	19	15	interesting	interesting	ADJ
cjfa-12565	19	16	theoretical	theoretical	ADJ
cjfa-12565	19	17	and	and	CCONJ
cjfa-12565	19	18	practical	practical	ADJ
cjfa-12565	19	19	problem	problem	NOUN
cjfa-12565	19	20	,	,	PUNCT
cjfa-12565	19	21	but	but	CCONJ
cjfa-12565	19	22	also	also	ADV
cjfa-12565	19	23	a	a	DET
cjfa-12565	19	24	necessity	necessity	NOUN
cjfa-12565	19	25	for	for	ADP
cjfa-12565	19	26	successful	successful	ADJ
cjfa-12565	19	27	economic	economic	ADJ
cjfa-12565	19	28	development	development	NOUN
cjfa-12565	19	29	,	,	PUNCT
cjfa-12565	19	30	effective	effective	ADJ
cjfa-12565	19	31	implementation	implementation	NOUN
cjfa-12565	19	32	of	of	ADP
cjfa-12565	19	33	the	the	DET
cjfa-12565	19	34	redistribution	redistribution	NOUN
cjfa-12565	19	35	of	of	ADP
cjfa-12565	19	36	financial	financial	ADJ
cjfa-12565	19	37	bank	bank	NOUN
cjfa-12565	19	38	resources	resource	NOUN
cjfa-12565	19	39	and	and	CCONJ
cjfa-12565	19	40	efficient	efficient	ADJ
cjfa-12565	19	41	operation	operation	NOUN
cjfa-12565	19	42	of	of	ADP
cjfa-12565	19	43	banks	bank	NOUN
cjfa-12565	19	44	in	in	ADP
cjfa-12565	19	45	the	the	DET
cjfa-12565	19	46	markets	market	NOUN
cjfa-12565	19	47	.	.	PUNCT
cjfa-12565	20	1	analysis	analysis	NOUN
cjfa-12565	20	2	of	of	ADP
cjfa-12565	20	3	competition	competition	NOUN
cjfa-12565	20	4	in	in	ADP
cjfa-12565	20	5	the	the	DET
cjfa-12565	20	6	banking	banking	NOUN
cjfa-12565	20	7	industry	industry	NOUN
cjfa-12565	20	8	is	be	AUX
cjfa-12565	20	9	used	use	VERB
cjfa-12565	20	10	to	to	PART
cjfa-12565	20	11	determine	determine	VERB
cjfa-12565	20	12	the	the	DET
cjfa-12565	20	13	obstacles	obstacle	NOUN
cjfa-12565	20	14	to	to	ADP
cjfa-12565	20	15	the	the	DET
cjfa-12565	20	16	development	development	NOUN
cjfa-12565	20	17	of	of	ADP
cjfa-12565	20	18	competition	competition	NOUN
cjfa-12565	20	19	,	,	PUNCT
cjfa-12565	20	20	the	the	DET
cjfa-12565	20	21	formation	formation	NOUN
cjfa-12565	20	22	of	of	ADP
cjfa-12565	20	23	an	an	DET
cjfa-12565	20	24	effective	effective	ADJ
cjfa-12565	20	25	banking	banking	NOUN
cjfa-12565	20	26	system	system	NOUN
cjfa-12565	20	27	(	(	PUNCT
cjfa-12565	20	28	кисилевич	кисилевич	NOUN
cjfa-12565	20	29	,	,	PUNCT
cjfa-12565	20	30	2012	2012	NUM
cjfa-12565	20	31	)	)	PUNCT
cjfa-12565	20	32	.	.	PUNCT
cjfa-12565	21	1	the	the	DET
cjfa-12565	21	2	aim	aim	NOUN
cjfa-12565	21	3	of	of	ADP
cjfa-12565	21	4	this	this	DET
cjfa-12565	21	5	research	research	NOUN
cjfa-12565	21	6	is	be	AUX
cjfa-12565	21	7	to	to	PART
cjfa-12565	21	8	analyse	analyse	VERB
cjfa-12565	21	9	the	the	DET
cjfa-12565	21	10	competitiveness	competitiveness	NOUN
cjfa-12565	21	11	level	level	NOUN
cjfa-12565	21	12	in	in	ADP
cjfa-12565	21	13	the	the	DET
cjfa-12565	21	14	modern	modern	ADJ
cjfa-12565	21	15	banking	banking	NOUN
cjfa-12565	21	16	sector	sector	NOUN
cjfa-12565	21	17	of	of	ADP
cjfa-12565	21	18	latvia	latvia	PROPN
cjfa-12565	21	19	.	.	PUNCT
cjfa-12565	22	1	following	follow	VERB
cjfa-12565	22	2	tasks	task	NOUN
cjfa-12565	22	3	are	be	AUX
cjfa-12565	22	4	to	to	PART
cjfa-12565	22	5	be	be	AUX
cjfa-12565	22	6	solved	solve	VERB
cjfa-12565	22	7	in	in	ADP
cjfa-12565	22	8	order	order	NOUN
cjfa-12565	22	9	to	to	PART
cjfa-12565	22	10	reach	reach	VERB
cjfa-12565	22	11	the	the	DET
cjfa-12565	22	12	aim	aim	NOUN
cjfa-12565	22	13	of	of	ADP
cjfa-12565	22	14	the	the	DET
cjfa-12565	22	15	research	research	NOUN
cjfa-12565	22	16	:	:	PUNCT
cjfa-12565	22	17	1	1	X
cjfa-12565	22	18	.	.	X
cjfa-12565	22	19	to	to	PART
cjfa-12565	22	20	review	review	VERB
cjfa-12565	22	21	literature	literature	NOUN
cjfa-12565	22	22	and	and	CCONJ
cjfa-12565	22	23	determine	determine	VERB
cjfa-12565	22	24	the	the	DET
cjfa-12565	22	25	design	design	NOUN
cjfa-12565	22	26	of	of	ADP
cjfa-12565	22	27	the	the	DET
cjfa-12565	22	28	research	research	NOUN
cjfa-12565	22	29	.	.	PUNCT
cjfa-12565	23	1	2	2	X
cjfa-12565	23	2	.	.	PUNCT
cjfa-12565	23	3	to	to	PART
cjfa-12565	23	4	analyse	analyse	VERB
cjfa-12565	23	5	competitiveness	competitiveness	NOUN
cjfa-12565	23	6	level	level	NOUN
cjfa-12565	23	7	of	of	ADP
cjfa-12565	23	8	the	the	DET
cjfa-12565	23	9	banking	banking	NOUN
cjfa-12565	23	10	in	in	ADP
cjfa-12565	23	11	latvia	latvia	PROPN
cjfa-12565	23	12	using	use	VERB
cjfa-12565	23	13	specific	specific	ADJ
cjfa-12565	23	14	industry	industry	NOUN
cjfa-12565	23	15	indicators	indicator	NOUN
cjfa-12565	23	16	.	.	PUNCT
cjfa-12565	24	1	3	3	X
cjfa-12565	24	2	.	.	X
cjfa-12565	24	3	to	to	PART
cjfa-12565	24	4	investigate	investigate	VERB
cjfa-12565	24	5	the	the	DET
cjfa-12565	24	6	competitiveness	competitiveness	NOUN
cjfa-12565	24	7	of	of	ADP
cjfa-12565	24	8	banks	bank	NOUN
cjfa-12565	24	9	on	on	ADP
cjfa-12565	24	10	the	the	DET
cjfa-12565	24	11	basis	basis	NOUN
cjfa-12565	24	12	of	of	ADP
cjfa-12565	24	13	financial	financial	ADJ
cjfa-12565	24	14	indicators	indicator	NOUN
cjfa-12565	24	15	.	.	PUNCT
cjfa-12565	25	1	4	4	X
cjfa-12565	25	2	.	.	PUNCT
cjfa-12565	25	3	to	to	PART
cjfa-12565	25	4	formulate	formulate	VERB
cjfa-12565	25	5	conclusions	conclusion	NOUN
cjfa-12565	25	6	.	.	PUNCT
cjfa-12565	26	1	object	object	NOUN
cjfa-12565	26	2	of	of	ADP
cjfa-12565	26	3	the	the	DET
cjfa-12565	26	4	research	research	NOUN
cjfa-12565	26	5	is	be	AUX
cjfa-12565	26	6	the	the	DET
cjfa-12565	26	7	banking	banking	NOUN
cjfa-12565	26	8	sector	sector	NOUN
cjfa-12565	26	9	of	of	ADP
cjfa-12565	26	10	latvia	latvia	PROPN
cjfa-12565	26	11	in	in	ADP
cjfa-12565	26	12	2003–2015	2003–2015	NUM
cjfa-12565	26	13	.	.	PUNCT
cjfa-12565	27	1	the	the	DET
cjfa-12565	27	2	subject	subject	NOUN
cjfa-12565	27	3	of	of	ADP
cjfa-12565	27	4	the	the	DET
cjfa-12565	27	5	research	research	NOUN
cjfa-12565	27	6	is	be	AUX
cjfa-12565	27	7	a	a	DET
cjfa-12565	27	8	set	set	NOUN
cjfa-12565	27	9	of	of	ADP
cjfa-12565	27	10	factors	factor	NOUN
cjfa-12565	27	11	determining	determine	VERB
cjfa-12565	27	12	competitiveness	competitiveness	NOUN
cjfa-12565	27	13	of	of	ADP
cjfa-12565	27	14	banks	bank	NOUN
cjfa-12565	27	15	in	in	ADP
cjfa-12565	27	16	modern	modern	ADJ
cjfa-12565	27	17	latvia	latvia	PROPN
cjfa-12565	27	18	.	.	PUNCT
cjfa-12565	28	1	the	the	DET
cjfa-12565	28	2	researchers	researcher	NOUN
cjfa-12565	28	3	used	use	VERB
cjfa-12565	28	4	qualitative	qualitative	ADJ
cjfa-12565	28	5	and	and	CCONJ
cjfa-12565	28	6	quantitative	quantitative	ADJ
cjfa-12565	28	7	methods	method	NOUN
cjfa-12565	28	8	of	of	ADP
cjfa-12565	28	9	research	research	NOUN
cjfa-12565	28	10	.	.	PUNCT
cjfa-12565	29	1	qualitative	qualitative	ADJ
cjfa-12565	29	2	methods	method	NOUN
cjfa-12565	29	3	are	be	AUX
cjfa-12565	29	4	represented	represent	VERB
cjfa-12565	29	5	by	by	ADP
cjfa-12565	29	6	analysis	analysis	NOUN
cjfa-12565	29	7	of	of	ADP
cjfa-12565	29	8	literature	literature	NOUN
cjfa-12565	29	9	,	,	PUNCT
cjfa-12565	29	10	personal	personal	ADJ
cjfa-12565	29	11	observations	observation	NOUN
cjfa-12565	29	12	,	,	PUNCT
cjfa-12565	29	13	and	and	CCONJ
cjfa-12565	29	14	results	result	NOUN
cjfa-12565	29	15	of	of	ADP
cjfa-12565	29	16	interviewing	interview	VERB
cjfa-12565	29	17	experts	expert	NOUN
cjfa-12565	29	18	in	in	ADP
cjfa-12565	29	19	the	the	DET
cjfa-12565	29	20	field	field	NOUN
cjfa-12565	29	21	.	.	PUNCT
cjfa-12565	30	1	quantitative	quantitative	ADJ
cjfa-12565	30	2	meth	meth	NOUN
cjfa-12565	30	3	measuring	measure	VERB
cjfa-12565	30	4	competitiveness	competitiveness	NOUN
cjfa-12565	30	5	of	of	ADP
cjfa-12565	30	6	banks	bank	NOUN
cjfa-12565	30	7	in	in	ADP
cjfa-12565	30	8	latvia	latvia	PROPN
cjfa-12565	30	9	127	127	NUM
cjfa-12565	30	10	ods	od	NOUN
cjfa-12565	30	11	are	be	AUX
cjfa-12565	30	12	represented	represent	VERB
cjfa-12565	30	13	by	by	ADP
cjfa-12565	30	14	plotting	plot	VERB
cjfa-12565	30	15	time	time	NOUN
cjfa-12565	30	16	series	series	NOUN
cjfa-12565	30	17	and	and	CCONJ
cjfa-12565	30	18	calculating	calculate	VERB
cjfa-12565	30	19	indicators	indicator	NOUN
cjfa-12565	30	20	of	of	ADP
cjfa-12565	30	21	competitiveness	competitiveness	NOUN
cjfa-12565	30	22	in	in	ADP
cjfa-12565	30	23	latvian	latvian	ADJ
cjfa-12565	30	24	banking	banking	NOUN
cjfa-12565	30	25	sector	sector	NOUN
cjfa-12565	30	26	on	on	ADP
cjfa-12565	30	27	the	the	DET
cjfa-12565	30	28	basis	basis	NOUN
cjfa-12565	30	29	of	of	ADP
cjfa-12565	30	30	statistical	statistical	ADJ
cjfa-12565	30	31	and	and	CCONJ
cjfa-12565	30	32	financial	financial	ADJ
cjfa-12565	30	33	analysis	analysis	NOUN
cjfa-12565	30	34	.	.	PUNCT
cjfa-12565	31	1	the	the	DET
cjfa-12565	31	2	information	information	NOUN
cjfa-12565	31	3	base	base	NOUN
cjfa-12565	31	4	for	for	ADP
cjfa-12565	31	5	the	the	DET
cjfa-12565	31	6	analysis	analysis	NOUN
cjfa-12565	31	7	was	be	AUX
cjfa-12565	31	8	created	create	VERB
cjfa-12565	31	9	by	by	ADP
cjfa-12565	31	10	study	study	NOUN
cjfa-12565	31	11	and	and	CCONJ
cjfa-12565	31	12	selection	selection	NOUN
cjfa-12565	31	13	of	of	ADP
cjfa-12565	31	14	data	datum	NOUN
cjfa-12565	31	15	of	of	ADP
cjfa-12565	31	16	central	central	ADJ
cjfa-12565	31	17	statistical	statistical	ADJ
cjfa-12565	31	18	bureau	bureau	NOUN
cjfa-12565	31	19	of	of	ADP
cjfa-12565	31	20	latvia	latvia	PROPN
cjfa-12565	31	21	,	,	PUNCT
cjfa-12565	31	22	financial	financial	ADJ
cjfa-12565	31	23	and	and	CCONJ
cjfa-12565	31	24	capital	capital	NOUN
cjfa-12565	31	25	market	market	NOUN
cjfa-12565	31	26	commission	commission	PROPN
cjfa-12565	31	27	of	of	ADP
cjfa-12565	31	28	latvia	latvia	PROPN
cjfa-12565	31	29	,	,	PUNCT
cjfa-12565	31	30	association	association	NOUN
cjfa-12565	31	31	of	of	ADP
cjfa-12565	31	32	commercial	commercial	ADJ
cjfa-12565	31	33	banks	bank	NOUN
cjfa-12565	31	34	of	of	ADP
cjfa-12565	31	35	latvia	latvia	PROPN
cjfa-12565	31	36	,	,	PUNCT
cjfa-12565	31	37	as	as	ADV
cjfa-12565	31	38	well	well	ADV
cjfa-12565	31	39	as	as	ADP
cjfa-12565	31	40	the	the	DET
cjfa-12565	31	41	data	datum	NOUN
cjfa-12565	31	42	from	from	ADP
cjfa-12565	31	43	financial	financial	ADJ
cjfa-12565	31	44	statements	statement	NOUN
cjfa-12565	31	45	of	of	ADP
cjfa-12565	31	46	banks	bank	NOUN
cjfa-12565	31	47	.	.	PUNCT
cjfa-12565	32	1	results	result	NOUN
cjfa-12565	32	2	of	of	ADP
cjfa-12565	32	3	previously	previously	ADV
cjfa-12565	32	4	held	hold	VERB
cjfa-12565	32	5	research	research	NOUN
cjfa-12565	32	6	in	in	ADP
cjfa-12565	32	7	this	this	DET
cjfa-12565	32	8	area	area	NOUN
cjfa-12565	32	9	,	,	PUNCT
cjfa-12565	32	10	information	information	NOUN
cjfa-12565	32	11	periodicals	periodical	NOUN
cjfa-12565	32	12	and	and	CCONJ
cjfa-12565	32	13	online	online	ADJ
cjfa-12565	32	14	sources	source	NOUN
cjfa-12565	32	15	were	be	AUX
cjfa-12565	32	16	used	use	VERB
cjfa-12565	32	17	.	.	PUNCT
cjfa-12565	33	1	competitive	competitive	ADJ
cjfa-12565	33	2	environment	environment	NOUN
cjfa-12565	33	3	in	in	ADP
cjfa-12565	33	4	banking	banking	NOUN
cjfa-12565	33	5	sector	sector	NOUN
cjfa-12565	33	6	:	:	PUNCT
cjfa-12565	33	7	theoretical	theoretical	ADJ
cjfa-12565	33	8	aspects	aspect	NOUN
cjfa-12565	33	9	banking	banking	NOUN
cjfa-12565	33	10	competition	competition	NOUN
cjfa-12565	33	11	–	–	PUNCT
cjfa-12565	33	12	is	be	AUX
cjfa-12565	33	13	the	the	DET
cjfa-12565	33	14	process	process	NOUN
cjfa-12565	33	15	of	of	ADP
cjfa-12565	33	16	rivalry	rivalry	NOUN
cjfa-12565	33	17	of	of	ADP
cjfa-12565	33	18	commercial	commercial	ADJ
cjfa-12565	33	19	banks	bank	NOUN
cjfa-12565	33	20	and	and	CCONJ
cjfa-12565	33	21	other	other	ADJ
cjfa-12565	33	22	financial	financial	ADJ
cjfa-12565	33	23	institutions	institution	NOUN
cjfa-12565	33	24	,	,	PUNCT
cjfa-12565	33	25	in	in	ADP
cjfa-12565	33	26	which	which	PRON
cjfa-12565	33	27	they	they	PRON
cjfa-12565	33	28	seek	seek	VERB
cjfa-12565	33	29	to	to	PART
cjfa-12565	33	30	secure	secure	VERB
cjfa-12565	33	31	a	a	DET
cjfa-12565	33	32	strong	strong	ADJ
cjfa-12565	33	33	position	position	NOUN
cjfa-12565	33	34	in	in	ADP
cjfa-12565	33	35	the	the	DET
cjfa-12565	33	36	credit	credit	NOUN
cjfa-12565	33	37	market	market	NOUN
cjfa-12565	33	38	and	and	CCONJ
cjfa-12565	33	39	banking	banking	NOUN
cjfa-12565	33	40	services	service	NOUN
cjfa-12565	33	41	.	.	PUNCT
cjfa-12565	34	1	according	accord	VERB
cjfa-12565	34	2	to	to	ADP
cjfa-12565	34	3	renowned	renowned	ADJ
cjfa-12565	34	4	researchers	researcher	NOUN
cjfa-12565	34	5	in	in	ADP
cjfa-12565	34	6	the	the	DET
cjfa-12565	34	7	banking	banking	NOUN
cjfa-12565	34	8	sphere	sphere	NOUN
cjfa-12565	34	9	khabarov	khabarov	PROPN
cjfa-12565	34	10	and	and	CCONJ
cjfa-12565	34	11	popov	popov	PROPN
cjfa-12565	34	12	(	(	PUNCT
cjfa-12565	34	13	2004	2004	NUM
cjfa-12565	34	14	)	)	PUNCT
cjfa-12565	34	15	a	a	DET
cjfa-12565	34	16	number	number	NOUN
cjfa-12565	34	17	of	of	ADP
cjfa-12565	34	18	specific	specific	ADJ
cjfa-12565	34	19	features	feature	NOUN
cjfa-12565	34	20	that	that	PRON
cjfa-12565	34	21	distinguish	distinguish	VERB
cjfa-12565	34	22	banking	banking	NOUN
cjfa-12565	34	23	competition	competition	NOUN
cjfa-12565	34	24	from	from	ADP
cjfa-12565	34	25	the	the	DET
cjfa-12565	34	26	competition	competition	NOUN
cjfa-12565	34	27	in	in	ADP
cjfa-12565	34	28	other	other	ADJ
cjfa-12565	34	29	sectors	sector	NOUN
cjfa-12565	34	30	of	of	ADP
cjfa-12565	34	31	the	the	DET
cjfa-12565	34	32	market	market	NOUN
cjfa-12565	34	33	include	include	VERB
cjfa-12565	34	34	following	follow	VERB
cjfa-12565	34	35	:	:	PUNCT
cjfa-12565	34	36	■	■	PUNCT
cjfa-12565	34	37	banking	banking	NOUN
cjfa-12565	34	38	competition	competition	NOUN
cjfa-12565	34	39	differs	differ	VERB
cjfa-12565	34	40	by	by	ADP
cjfa-12565	34	41	maturity	maturity	NOUN
cjfa-12565	34	42	of	of	ADP
cjfa-12565	34	43	forms	form	NOUN
cjfa-12565	34	44	and	and	CCONJ
cjfa-12565	34	45	high	high	ADJ
cjfa-12565	34	46	intensity	intensity	NOUN
cjfa-12565	34	47	.	.	PUNCT
cjfa-12565	35	1	■	■	PUNCT
cjfa-12565	35	2	commercial	commercial	ADJ
cjfa-12565	35	3	banks	bank	NOUN
cjfa-12565	35	4	are	be	AUX
cjfa-12565	35	5	challenged	challenge	VERB
cjfa-12565	35	6	by	by	ADP
cjfa-12565	35	7	other	other	ADJ
cjfa-12565	35	8	competitors	competitor	NOUN
cjfa-12565	35	9	.	.	PUNCT
cjfa-12565	36	1	universal	universal	ADJ
cjfa-12565	36	2	banks	bank	NOUN
cjfa-12565	36	3	compete	compete	VERB
cjfa-12565	36	4	with	with	ADP
cjfa-12565	36	5	specialized	specialized	ADJ
cjfa-12565	36	6	banks	bank	NOUN
cjfa-12565	36	7	(	(	PUNCT
cjfa-12565	36	8	savings	saving	NOUN
cjfa-12565	36	9	,	,	PUNCT
cjfa-12565	36	10	mortgage	mortgage	NOUN
cjfa-12565	36	11	,	,	PUNCT
cjfa-12565	36	12	investment	investment	NOUN
cjfa-12565	36	13	banks	bank	NOUN
cjfa-12565	36	14	serving	serve	VERB
cjfa-12565	36	15	small	small	ADJ
cjfa-12565	36	16	and	and	CCONJ
cjfa-12565	36	17	medium	medium	ADJ
cjfa-12565	36	18	-	-	PUNCT
cjfa-12565	36	19	sized	sized	ADJ
cjfa-12565	36	20	businesses	business	NOUN
cjfa-12565	36	21	,	,	PUNCT
cjfa-12565	36	22	clearing	clearing	NOUN
cjfa-12565	36	23	,	,	PUNCT
cjfa-12565	36	24	innovative	innovative	ADJ
cjfa-12565	36	25	banks	bank	NOUN
cjfa-12565	36	26	)	)	PUNCT
cjfa-12565	36	27	non	non	ADJ
cjfa-12565	36	28	-	-	ADJ
cjfa-12565	36	29	bank	bank	ADJ
cjfa-12565	36	30	credit	credit	NOUN
cjfa-12565	36	31	institutions	institution	NOUN
cjfa-12565	36	32	,	,	PUNCT
cjfa-12565	36	33	non	non	ADJ
cjfa-12565	36	34	-	-	ADJ
cjfa-12565	36	35	financial	financial	ADJ
cjfa-12565	36	36	institutions	institution	NOUN
cjfa-12565	36	37	(	(	PUNCT
cjfa-12565	36	38	credit	credit	NOUN
cjfa-12565	36	39	unions	union	NOUN
cjfa-12565	36	40	,	,	PUNCT
cjfa-12565	36	41	pawnshops	pawnshop	NOUN
cjfa-12565	36	42	,	,	PUNCT
cjfa-12565	36	43	leasing	leasing	NOUN
cjfa-12565	36	44	companies	company	NOUN
cjfa-12565	36	45	,	,	PUNCT
cjfa-12565	36	46	clearinghouses	clearinghouse	NOUN
cjfa-12565	36	47	,	,	PUNCT
cjfa-12565	36	48	financial	financial	ADJ
cjfa-12565	36	49	brokers	broker	NOUN
cjfa-12565	36	50	,	,	PUNCT
cjfa-12565	36	51	investment	investment	NOUN
cjfa-12565	36	52	companies	company	NOUN
cjfa-12565	36	53	,	,	PUNCT
cjfa-12565	36	54	pension	pension	NOUN
cjfa-12565	36	55	funds	fund	NOUN
cjfa-12565	36	56	,	,	PUNCT
cjfa-12565	36	57	post	post	NOUN
cjfa-12565	36	58	office	office	NOUN
cjfa-12565	36	59	,	,	PUNCT
cjfa-12565	36	60	trading	trading	NOUN
cjfa-12565	36	61	houses	house	NOUN
cjfa-12565	36	62	)	)	PUNCT
cjfa-12565	36	63	.	.	PUNCT
cjfa-12565	37	1	■	■	PUNCT
cjfa-12565	37	2	competitive	competitive	ADJ
cjfa-12565	37	3	space	space	NOUN
cjfa-12565	37	4	is	be	AUX
cjfa-12565	37	5	represented	represent	VERB
cjfa-12565	37	6	by	by	ADP
cjfa-12565	37	7	numerous	numerous	ADJ
cjfa-12565	37	8	banking	banking	NOUN
cjfa-12565	37	9	markets	market	NOUN
cjfa-12565	37	10	,	,	PUNCT
cjfa-12565	37	11	on	on	ADP
cjfa-12565	37	12	some	some	PRON
cjfa-12565	37	13	of	of	ADP
cjfa-12565	37	14	which	which	PRON
cjfa-12565	37	15	banks	bank	NOUN
cjfa-12565	37	16	act	act	VERB
cjfa-12565	37	17	as	as	ADP
cjfa-12565	37	18	sellers	seller	NOUN
cjfa-12565	37	19	,	,	PUNCT
cjfa-12565	37	20	on	on	ADP
cjfa-12565	37	21	others	other	NOUN
cjfa-12565	37	22	–	–	PUNCT
cjfa-12565	37	23	as	as	ADP
cjfa-12565	37	24	buyers	buyer	NOUN
cjfa-12565	37	25	.	.	PUNCT
cjfa-12565	38	1	■	■	PUNCT
cjfa-12565	38	2	intra	intra	ADJ
cjfa-12565	38	3	-	-	ADJ
cjfa-12565	38	4	industry	industry	ADJ
cjfa-12565	38	5	competition	competition	NOUN
cjfa-12565	38	6	is	be	AUX
cjfa-12565	38	7	deeply	deeply	ADV
cjfa-12565	38	8	specified	specify	VERB
cjfa-12565	38	9	which	which	PRON
cjfa-12565	38	10	reflects	reflect	VERB
cjfa-12565	38	11	differentiation	differentiation	NOUN
cjfa-12565	38	12	of	of	ADP
cjfa-12565	38	13	banking	banking	NOUN
cjfa-12565	38	14	products	product	NOUN
cjfa-12565	38	15	and	and	CCONJ
cjfa-12565	38	16	services	service	NOUN
cjfa-12565	38	17	.	.	PUNCT
cjfa-12565	39	1	■	■	PUNCT
cjfa-12565	39	2	banking	banking	NOUN
cjfa-12565	39	3	products	product	NOUN
cjfa-12565	39	4	and	and	CCONJ
cjfa-12565	39	5	services	service	NOUN
cjfa-12565	39	6	may	may	AUX
cjfa-12565	39	7	be	be	AUX
cjfa-12565	39	8	interchangeable	interchangeable	ADJ
cjfa-12565	39	9	,	,	PUNCT
cjfa-12565	39	10	but	but	CCONJ
cjfa-12565	39	11	have	have	VERB
cjfa-12565	39	12	no	no	DET
cjfa-12565	39	13	competitive	competitive	ADJ
cjfa-12565	39	14	“	"	PUNCT
cjfa-12565	39	15	external	external	ADJ
cjfa-12565	39	16	”	"	PUNCT
cjfa-12565	39	17	(	(	PUNCT
cjfa-12565	39	18	non	non	ADJ
cjfa-12565	39	19	-	-	ADJ
cjfa-12565	39	20	bank	bank	ADJ
cjfa-12565	39	21	)	)	PUNCT
cjfa-12565	39	22	substitutes	substitute	NOUN
cjfa-12565	39	23	and	and	CCONJ
cjfa-12565	39	24	therefore	therefore	ADV
cjfa-12565	39	25	the	the	DET
cjfa-12565	39	26	inter	inter	ADJ
cjfa-12565	39	27	-	-	ADJ
cjfa-12565	39	28	industry	industry	ADJ
cjfa-12565	39	29	competition	competition	NOUN
cjfa-12565	39	30	is	be	AUX
cjfa-12565	39	31	carried	carry	VERB
cjfa-12565	39	32	out	out	ADP
cjfa-12565	39	33	mainly	mainly	ADV
cjfa-12565	39	34	through	through	ADP
cjfa-12565	39	35	the	the	DET
cjfa-12565	39	36	flow	flow	NOUN
cjfa-12565	39	37	of	of	ADP
cjfa-12565	39	38	capital	capital	NOUN
cjfa-12565	39	39	.	.	PUNCT
cjfa-12565	40	1	■	■	PUNCT
cjfa-12565	40	2	banking	banking	NOUN
cjfa-12565	40	3	business	business	NOUN
cjfa-12565	40	4	lacks	lack	VERB
cjfa-12565	40	5	a	a	DET
cjfa-12565	40	6	number	number	NOUN
cjfa-12565	40	7	of	of	ADP
cjfa-12565	40	8	barriers	barrier	NOUN
cjfa-12565	40	9	to	to	ADP
cjfa-12565	40	10	entry	entry	NOUN
cjfa-12565	40	11	,	,	PUNCT
cjfa-12565	40	12	typical	typical	ADJ
cjfa-12565	40	13	for	for	ADP
cjfa-12565	40	14	many	many	ADJ
cjfa-12565	40	15	industries	industry	NOUN
cjfa-12565	40	16	,	,	PUNCT
cjfa-12565	40	17	which	which	PRON
cjfa-12565	40	18	leads	lead	VERB
cjfa-12565	40	19	to	to	ADP
cjfa-12565	40	20	a	a	DET
cjfa-12565	40	21	relatively	relatively	ADV
cjfa-12565	40	22	greater	great	ADJ
cjfa-12565	40	23	intensity	intensity	NOUN
cjfa-12565	40	24	of	of	ADP
cjfa-12565	40	25	competition	competition	NOUN
cjfa-12565	40	26	in	in	ADP
cjfa-12565	40	27	this	this	DET
cjfa-12565	40	28	area	area	NOUN
cjfa-12565	40	29	.	.	PUNCT
cjfa-12565	41	1	■	■	PUNCT
cjfa-12565	41	2	limitations	limitation	NOUN
cjfa-12565	41	3	of	of	ADP
cjfa-12565	41	4	price	price	NOUN
cjfa-12565	41	5	competition	competition	NOUN
cjfa-12565	41	6	make	make	VERB
cjfa-12565	41	7	banks	bank	NOUN
cjfa-12565	41	8	pay	pay	VERB
cjfa-12565	41	9	more	more	ADJ
cjfa-12565	41	10	attention	attention	NOUN
cjfa-12565	41	11	to	to	ADP
cjfa-12565	41	12	the	the	DET
cjfa-12565	41	13	quality	quality	NOUN
cjfa-12565	41	14	management	management	NOUN
cjfa-12565	41	15	of	of	ADP
cjfa-12565	41	16	the	the	DET
cjfa-12565	41	17	banking	banking	NOUN
cjfa-12565	41	18	products	product	NOUN
cjfa-12565	41	19	and	and	CCONJ
cjfa-12565	41	20	advertising	advertising	NOUN
cjfa-12565	41	21	services	service	NOUN
cjfa-12565	41	22	.	.	PUNCT
cjfa-12565	42	1	deniss	deniss	PROPN
cjfa-12565	42	2	krasovskis	krasovskis	PROPN
cjfa-12565	42	3	,	,	PUNCT
cjfa-12565	42	4	andrejs	andrejs	PROPN
cjfa-12565	42	5	limanskis	limanskis	PROPN
cjfa-12565	42	6	,	,	PUNCT
cjfa-12565	42	7	erika	erika	PROPN
cjfa-12565	42	8	pancenko128	pancenko128	PROPN
cjfa-12565	43	1	the	the	DET
cjfa-12565	43	2	research	research	NOUN
cjfa-12565	43	3	team	team	NOUN
cjfa-12565	43	4	finds	find	VERB
cjfa-12565	43	5	it	it	PRON
cjfa-12565	43	6	necessary	necessary	ADJ
cjfa-12565	43	7	to	to	PART
cjfa-12565	43	8	draw	draw	VERB
cjfa-12565	43	9	attention	attention	NOUN
cjfa-12565	43	10	to	to	ADP
cjfa-12565	43	11	interference	interference	NOUN
cjfa-12565	43	12	of	of	ADP
cjfa-12565	43	13	the	the	DET
cjfa-12565	43	14	state	state	NOUN
cjfa-12565	43	15	in	in	ADP
cjfa-12565	43	16	the	the	DET
cjfa-12565	43	17	banking	banking	NOUN
cjfa-12565	43	18	business	business	NOUN
cjfa-12565	43	19	and	and	CCONJ
cjfa-12565	43	20	crucial	crucial	ADJ
cjfa-12565	43	21	role	role	NOUN
cjfa-12565	43	22	of	of	ADP
cjfa-12565	43	23	political	political	ADJ
cjfa-12565	43	24	parties	party	NOUN
cjfa-12565	43	25	both	both	CCONJ
cjfa-12565	43	26	nationally	nationally	ADV
cjfa-12565	43	27	and	and	CCONJ
cjfa-12565	43	28	on	on	ADP
cjfa-12565	43	29	international	international	ADJ
cjfa-12565	43	30	level	level	NOUN
cjfa-12565	43	31	.	.	PUNCT
cjfa-12565	44	1	in	in	ADP
cjfa-12565	44	2	world	world	PROPN
cjfa-12565	44	3	bank	bank	NOUN
cjfa-12565	44	4	publications	publication	NOUN
cjfa-12565	44	5	(	(	PUNCT
cjfa-12565	44	6	world	world	PROPN
cjfa-12565	44	7	bank	bank	PROPN
cjfa-12565	44	8	,	,	PUNCT
cjfa-12565	44	9	2016	2016	NUM
cjfa-12565	44	10	)	)	PUNCT
cjfa-12565	44	11	,	,	PUNCT
cjfa-12565	44	12	as	as	ADP
cjfa-12565	44	13	concerns	concern	NOUN
cjfa-12565	44	14	measuring	measure	VERB
cjfa-12565	44	15	bank	bank	NOUN
cjfa-12565	44	16	competition	competition	NOUN
cjfa-12565	44	17	,	,	PUNCT
cjfa-12565	44	18	the	the	DET
cjfa-12565	44	19	so	so	ADV
cjfa-12565	44	20	-	-	PUNCT
cjfa-12565	44	21	called	call	VERB
cjfa-12565	44	22	structure	structure	NOUN
cjfa-12565	44	23	-	-	PUNCT
cjfa-12565	44	24	conduct	conduct	NOUN
cjfa-12565	44	25	-	-	PUNCT
cjfa-12565	44	26	performance	performance	NOUN
cjfa-12565	44	27	paradigm	paradigm	NOUN
cjfa-12565	44	28	assumes	assume	VERB
cjfa-12565	44	29	that	that	SCONJ
cjfa-12565	44	30	there	there	PRON
cjfa-12565	44	31	is	be	VERB
cjfa-12565	44	32	a	a	DET
cjfa-12565	44	33	stable	stable	ADJ
cjfa-12565	44	34	,	,	PUNCT
cjfa-12565	44	35	causal	causal	ADJ
cjfa-12565	44	36	relationship	relationship	NOUN
cjfa-12565	44	37	between	between	ADP
cjfa-12565	44	38	the	the	DET
cjfa-12565	44	39	structure	structure	NOUN
cjfa-12565	44	40	of	of	ADP
cjfa-12565	44	41	the	the	DET
cjfa-12565	44	42	banking	banking	NOUN
cjfa-12565	44	43	industry	industry	NOUN
cjfa-12565	44	44	,	,	PUNCT
cjfa-12565	44	45	firm	firm	ADJ
cjfa-12565	44	46	conduct	conduct	NOUN
cjfa-12565	44	47	,	,	PUNCT
cjfa-12565	44	48	and	and	CCONJ
cjfa-12565	44	49	performance	performance	NOUN
cjfa-12565	44	50	.	.	PUNCT
cjfa-12565	45	1	competitiveness	competitiveness	NOUN
cjfa-12565	45	2	can	can	AUX
cjfa-12565	45	3	be	be	AUX
cjfa-12565	45	4	regarded	regard	VERB
cjfa-12565	45	5	as	as	ADP
cjfa-12565	45	6	the	the	DET
cjfa-12565	45	7	ability	ability	NOUN
cjfa-12565	45	8	of	of	ADP
cjfa-12565	45	9	business	business	NOUN
cjfa-12565	45	10	entities	entity	NOUN
cjfa-12565	45	11	to	to	PART
cjfa-12565	45	12	carry	carry	VERB
cjfa-12565	45	13	out	out	ADP
cjfa-12565	45	14	economically	economically	ADV
cjfa-12565	45	15	viable	viable	ADJ
cjfa-12565	45	16	operations	operation	NOUN
cjfa-12565	45	17	under	under	ADP
cjfa-12565	45	18	lack	lack	NOUN
cjfa-12565	45	19	of	of	ADP
cjfa-12565	45	20	resources	resource	NOUN
cjfa-12565	45	21	and	and	CCONJ
cjfa-12565	45	22	the	the	DET
cjfa-12565	45	23	availability	availability	NOUN
cjfa-12565	45	24	of	of	ADP
cjfa-12565	45	25	similar	similar	ADJ
cjfa-12565	45	26	business	business	NOUN
cjfa-12565	45	27	entities	entity	NOUN
cjfa-12565	45	28	.	.	PUNCT
cjfa-12565	46	1	competitive	competitive	ADJ
cjfa-12565	46	2	environment	environment	NOUN
cjfa-12565	46	3	is	be	AUX
cjfa-12565	46	4	defined	define	VERB
cjfa-12565	46	5	as	as	ADP
cjfa-12565	46	6	conditions	condition	NOUN
cjfa-12565	46	7	for	for	ADP
cjfa-12565	46	8	economic	economic	ADJ
cjfa-12565	46	9	activities	activity	NOUN
cjfa-12565	46	10	of	of	ADP
cjfa-12565	46	11	homogeneous	homogeneous	ADJ
cjfa-12565	46	12	market	market	NOUN
cjfa-12565	46	13	players	player	NOUN
cjfa-12565	46	14	.	.	PUNCT
cjfa-12565	47	1	from	from	ADP
cjfa-12565	47	2	the	the	DET
cjfa-12565	47	3	point	point	NOUN
cjfa-12565	47	4	of	of	ADP
cjfa-12565	47	5	view	view	NOUN
cjfa-12565	47	6	of	of	ADP
cjfa-12565	47	7	corporate	corporate	ADJ
cjfa-12565	47	8	training	training	NOUN
cjfa-12565	47	9	expert	expert	NOUN
cjfa-12565	47	10	,	,	PUNCT
cjfa-12565	47	11	the	the	DET
cjfa-12565	47	12	concept	concept	NOUN
cjfa-12565	47	13	of	of	ADP
cjfa-12565	47	14	competitiveness	competitiveness	NOUN
cjfa-12565	47	15	is	be	AUX
cjfa-12565	47	16	a	a	DET
cjfa-12565	47	17	methodological	methodological	ADJ
cjfa-12565	47	18	device	device	NOUN
cjfa-12565	47	19	,	,	PUNCT
cjfa-12565	47	20	which	which	PRON
cjfa-12565	47	21	consists	consist	VERB
cjfa-12565	47	22	in	in	ADP
cjfa-12565	47	23	extending	extend	VERB
cjfa-12565	47	24	to	to	ADP
cjfa-12565	47	25	different	different	ADJ
cjfa-12565	47	26	sets	set	NOUN
cjfa-12565	47	27	of	of	ADP
cjfa-12565	47	28	objects	object	NOUN
cjfa-12565	47	29	(	(	PUNCT
cjfa-12565	47	30	countries	country	NOUN
cjfa-12565	47	31	,	,	PUNCT
cjfa-12565	47	32	industries	industry	NOUN
cjfa-12565	47	33	,	,	PUNCT
cjfa-12565	47	34	regions	region	NOUN
cjfa-12565	47	35	,	,	PUNCT
cjfa-12565	47	36	resources	resource	NOUN
cjfa-12565	47	37	,	,	PUNCT
cjfa-12565	47	38	institutions	institution	NOUN
cjfa-12565	47	39	,	,	PUNCT
cjfa-12565	47	40	companies	company	NOUN
cjfa-12565	47	41	,	,	PUNCT
cjfa-12565	47	42	products	product	NOUN
cjfa-12565	47	43	,	,	PUNCT
cjfa-12565	47	44	employees	employee	NOUN
cjfa-12565	47	45	)	)	PUNCT
cjfa-12565	47	46	of	of	ADP
cjfa-12565	47	47	competitive	competitive	ADJ
cjfa-12565	47	48	-	-	PUNCT
cjfa-12565	47	49	rivalry	rivalry	NOUN
cjfa-12565	47	50	approach	approach	NOUN
cjfa-12565	47	51	,	,	PUNCT
cjfa-12565	47	52	where	where	SCONJ
cjfa-12565	47	53	all	all	DET
cjfa-12565	47	54	the	the	DET
cjfa-12565	47	55	elements	element	NOUN
cjfa-12565	47	56	of	of	ADP
cjfa-12565	47	57	one	one	NUM
cjfa-12565	47	58	set	set	NOUN
cjfa-12565	47	59	are	be	AUX
cjfa-12565	47	60	compared	compare	VERB
cjfa-12565	47	61	to	to	ADP
cjfa-12565	47	62	competing	compete	VERB
cjfa-12565	47	63	business	business	NOUN
cjfa-12565	47	64	entities	entity	NOUN
cjfa-12565	47	65	on	on	ADP
cjfa-12565	47	66	a	a	DET
cjfa-12565	47	67	single	single	ADJ
cjfa-12565	47	68	competitive	competitive	ADJ
cjfa-12565	47	69	field	field	NOUN
cjfa-12565	47	70	.	.	PUNCT
cjfa-12565	48	1	hence	hence	ADV
cjfa-12565	48	2	competitive	competitive	ADJ
cjfa-12565	48	3	success	success	NOUN
cjfa-12565	48	4	is	be	AUX
cjfa-12565	48	5	represented	represent	VERB
cjfa-12565	48	6	as	as	ADP
cjfa-12565	48	7	an	an	DET
cjfa-12565	48	8	analogy	analogy	NOUN
cjfa-12565	48	9	of	of	ADP
cjfa-12565	48	10	leadership	leadership	NOUN
cjfa-12565	48	11	,	,	PUNCT
cjfa-12565	48	12	excellence	excellence	PROPN
cjfa-12565	48	13	,	,	PUNCT
cjfa-12565	48	14	the	the	DET
cjfa-12565	48	15	prevalence	prevalence	NOUN
cjfa-12565	48	16	,	,	PUNCT
cjfa-12565	48	17	the	the	DET
cjfa-12565	48	18	benefits	benefit	NOUN
cjfa-12565	48	19	of	of	ADP
cjfa-12565	48	20	one	one	NUM
cjfa-12565	48	21	over	over	ADP
cjfa-12565	48	22	the	the	DET
cjfa-12565	48	23	other	other	ADJ
cjfa-12565	48	24	objects	object	NOUN
cjfa-12565	48	25	,	,	PUNCT
cjfa-12565	48	26	regardless	regardless	ADV
cjfa-12565	48	27	of	of	ADP
cjfa-12565	48	28	to	to	PART
cjfa-12565	48	29	which	which	DET
cjfa-12565	48	30	set	set	NOUN
cjfa-12565	48	31	of	of	ADP
cjfa-12565	48	32	objects	object	NOUN
cjfa-12565	48	33	the	the	DET
cjfa-12565	48	34	concept	concept	NOUN
cjfa-12565	48	35	is	be	AUX
cjfa-12565	48	36	applied	apply	VERB
cjfa-12565	48	37	(	(	PUNCT
cjfa-12565	48	38	каганов	каганов	NOUN
cjfa-12565	48	39	,	,	PUNCT
cjfa-12565	48	40	2012	2012	NUM
cjfa-12565	48	41	)	)	PUNCT
cjfa-12565	48	42	.	.	PUNCT
cjfa-12565	49	1	research	research	NOUN
cjfa-12565	49	2	methodology	methodology	NOUN
cjfa-12565	49	3	methodology	methodology	NOUN
cjfa-12565	49	4	of	of	ADP
cjfa-12565	49	5	the	the	DET
cjfa-12565	49	6	research	research	NOUN
cjfa-12565	49	7	of	of	ADP
cjfa-12565	49	8	the	the	DET
cjfa-12565	49	9	competitive	competitive	ADJ
cjfa-12565	49	10	environment	environment	NOUN
cjfa-12565	49	11	in	in	ADP
cjfa-12565	49	12	the	the	DET
cjfa-12565	49	13	banking	banking	NOUN
cjfa-12565	49	14	sector	sector	NOUN
cjfa-12565	49	15	is	be	AUX
cjfa-12565	49	16	based	base	VERB
cjfa-12565	49	17	on	on	ADP
cjfa-12565	49	18	market	market	NOUN
cjfa-12565	49	19	concentration	concentration	NOUN
cjfa-12565	49	20	indices	index	NOUN
cjfa-12565	49	21	,	,	PUNCT
cjfa-12565	49	22	such	such	ADJ
cjfa-12565	49	23	as	as	ADP
cjfa-12565	49	24	the	the	DET
cjfa-12565	49	25	concentration	concentration	NOUN
cjfa-12565	49	26	index	index	NOUN
cjfa-12565	49	27	,	,	PUNCT
cjfa-12565	49	28	the	the	DET
cjfa-12565	49	29	herfindahl	herfindahl	NOUN
cjfa-12565	49	30	-	-	PUNCT
cjfa-12565	49	31	hirschman	hirschman	NOUN
cjfa-12565	49	32	index	index	NOUN
cjfa-12565	49	33	,	,	PUNCT
cjfa-12565	49	34	the	the	DET
cjfa-12565	49	35	dispersion	dispersion	NOUN
cjfa-12565	49	36	of	of	ADP
cjfa-12565	49	37	market	market	NOUN
cjfa-12565	49	38	shares	share	NOUN
cjfa-12565	49	39	and	and	CCONJ
cjfa-12565	49	40	the	the	DET
cjfa-12565	49	41	gini	gini	PROPN
cjfa-12565	49	42	index	index	PROPN
cjfa-12565	49	43	.	.	PUNCT
cjfa-12565	50	1	this	this	DET
cjfa-12565	50	2	set	set	NOUN
cjfa-12565	50	3	of	of	ADP
cjfa-12565	50	4	variables	variable	NOUN
cjfa-12565	50	5	is	be	AUX
cjfa-12565	50	6	instrumental	instrumental	ADJ
cjfa-12565	50	7	for	for	ADP
cjfa-12565	50	8	general	general	ADJ
cjfa-12565	50	9	statistical	statistical	ADJ
cjfa-12565	50	10	description	description	NOUN
cjfa-12565	50	11	of	of	ADP
cjfa-12565	50	12	the	the	DET
cjfa-12565	50	13	sector	sector	NOUN
cjfa-12565	50	14	.	.	PUNCT
cjfa-12565	51	1	the	the	DET
cjfa-12565	51	2	research	research	NOUN
cjfa-12565	51	3	team	team	NOUN
cjfa-12565	51	4	implemented	implement	VERB
cjfa-12565	51	5	publicly	publicly	ADV
cjfa-12565	51	6	available	available	ADJ
cjfa-12565	51	7	data	datum	NOUN
cjfa-12565	51	8	of	of	ADP
cjfa-12565	51	9	the	the	DET
cjfa-12565	51	10	association	association	NOUN
cjfa-12565	51	11	of	of	ADP
cjfa-12565	51	12	latvian	latvian	ADJ
cjfa-12565	51	13	commercial	commercial	ADJ
cjfa-12565	51	14	banks	bank	NOUN
cjfa-12565	51	15	for	for	ADP
cjfa-12565	51	16	the	the	DET
cjfa-12565	51	17	analysis	analysis	NOUN
cjfa-12565	51	18	,	,	PUNCT
cjfa-12565	51	19	which	which	PRON
cjfa-12565	51	20	include	include	VERB
cjfa-12565	51	21	data	datum	NOUN
cjfa-12565	51	22	on	on	ADP
cjfa-12565	51	23	assets	asset	NOUN
cjfa-12565	51	24	,	,	PUNCT
cjfa-12565	51	25	liabilities	liability	NOUN
cjfa-12565	51	26	and	and	CCONJ
cjfa-12565	51	27	profit	profit	NOUN
cjfa-12565	51	28	/	/	SYM
cjfa-12565	51	29	loss	loss	NOUN
cjfa-12565	51	30	of	of	ADP
cjfa-12565	51	31	banks	bank	NOUN
cjfa-12565	51	32	in	in	ADP
cjfa-12565	51	33	the	the	DET
cjfa-12565	51	34	period	period	NOUN
cjfa-12565	51	35	from	from	ADP
cjfa-12565	51	36	2003	2003	NUM
cjfa-12565	51	37	to	to	ADP
cjfa-12565	51	38	2015	2015	NUM
cjfa-12565	51	39	.	.	PUNCT
cjfa-12565	52	1	concentration	concentration	NOUN
cjfa-12565	52	2	indices	index	NOUN
cjfa-12565	52	3	are	be	AUX
cjfa-12565	52	4	based	base	VERB
cjfa-12565	52	5	on	on	ADP
cjfa-12565	52	6	a	a	DET
cjfa-12565	52	7	comparison	comparison	NOUN
cjfa-12565	52	8	of	of	ADP
cjfa-12565	52	9	the	the	DET
cjfa-12565	52	10	size	size	NOUN
cjfa-12565	52	11	of	of	ADP
cjfa-12565	52	12	the	the	DET
cjfa-12565	52	13	market	market	NOUN
cjfa-12565	52	14	and	and	CCONJ
cjfa-12565	52	15	the	the	DET
cjfa-12565	52	16	size	size	NOUN
cjfa-12565	52	17	of	of	ADP
cjfa-12565	52	18	the	the	DET
cjfa-12565	52	19	bank	bank	NOUN
cjfa-12565	52	20	operating	operate	VERB
cjfa-12565	52	21	in	in	ADP
cjfa-12565	52	22	this	this	DET
cjfa-12565	52	23	market	market	NOUN
cjfa-12565	52	24	.	.	PUNCT
cjfa-12565	53	1	thus	thus	ADV
cjfa-12565	53	2	,	,	PUNCT
cjfa-12565	53	3	the	the	PRON
cjfa-12565	53	4	larger	large	ADJ
cjfa-12565	53	5	the	the	DET
cjfa-12565	53	6	banks	bank	NOUN
cjfa-12565	53	7	,	,	PUNCT
cjfa-12565	53	8	the	the	PRON
cjfa-12565	53	9	higher	high	ADJ
cjfa-12565	53	10	the	the	DET
cjfa-12565	53	11	level	level	NOUN
cjfa-12565	53	12	of	of	ADP
cjfa-12565	53	13	concentration	concentration	NOUN
cjfa-12565	53	14	.	.	PUNCT
cjfa-12565	54	1	to	to	PART
cjfa-12565	54	2	determine	determine	VERB
cjfa-12565	54	3	market	market	NOUN
cjfa-12565	54	4	concentration	concentration	NOUN
cjfa-12565	54	5	following	follow	VERB
cjfa-12565	54	6	proven	prove	VERB
cjfa-12565	54	7	in	in	ADP
cjfa-12565	54	8	other	other	ADJ
cjfa-12565	54	9	industries	industry	NOUN
cjfa-12565	54	10	indices	index	NOUN
cjfa-12565	54	11	can	can	AUX
cjfa-12565	54	12	be	be	AUX
cjfa-12565	54	13	used	use	VERB
cjfa-12565	54	14	as	as	SCONJ
cjfa-12565	54	15	recommended	recommend	VERB
cjfa-12565	54	16	by	by	ADP
cjfa-12565	54	17	avdasheva	avdasheva	PROPN
cjfa-12565	54	18	with	with	ADP
cjfa-12565	54	19	rozanova	rozanova	NOUN
cjfa-12565	54	20	(	(	PUNCT
cjfa-12565	54	21	1998	1998	NUM
cjfa-12565	54	22	):	):	PUNCT
cjfa-12565	54	23	■	■	PUNCT
cjfa-12565	54	24	concentration	concentration	NOUN
cjfa-12565	54	25	index	index	NOUN
cjfa-12565	54	26	,	,	PUNCT
cjfa-12565	54	27	■	■	PUNCT
cjfa-12565	54	28	herfindahl	herfindahl	NOUN
cjfa-12565	54	29	-	-	PUNCT
cjfa-12565	54	30	hirschman	hirschman	NOUN
cjfa-12565	54	31	index	index	NOUN
cjfa-12565	54	32	,	,	PUNCT
cjfa-12565	54	33	measuring	measure	VERB
cjfa-12565	54	34	competitiveness	competitiveness	NOUN
cjfa-12565	54	35	of	of	ADP
cjfa-12565	54	36	banks	bank	NOUN
cjfa-12565	54	37	in	in	ADP
cjfa-12565	54	38	latvia	latvia	PROPN
cjfa-12565	54	39	129	129	NUM
cjfa-12565	54	40	■	■	NOUN
cjfa-12565	54	41	market	market	NOUN
cjfa-12565	54	42	shares	share	NOUN
cjfa-12565	54	43	dispersion	dispersion	NOUN
cjfa-12565	54	44	,	,	PUNCT
cjfa-12565	54	45	■	■	PUNCT
cjfa-12565	54	46	gini	gini	NOUN
cjfa-12565	54	47	index	index	PROPN
cjfa-12565	54	48	.	.	PUNCT
cjfa-12565	55	1	concentration	concentration	NOUN
cjfa-12565	55	2	index	index	NOUN
cjfa-12565	55	3	or	or	CCONJ
cjfa-12565	55	4	concentration	concentration	NOUN
cjfa-12565	55	5	ratio	ratio	NOUN
cjfa-12565	55	6	is	be	AUX
cjfa-12565	55	7	measured	measure	VERB
cjfa-12565	55	8	as	as	ADP
cjfa-12565	55	9	sum	sum	NOUN
cjfa-12565	55	10	total	total	NOUN
cjfa-12565	55	11	of	of	ADP
cjfa-12565	55	12	market	market	NOUN
cjfa-12565	55	13	shares	share	NOUN
cjfa-12565	55	14	of	of	ADP
cjfa-12565	55	15	biggest	big	ADJ
cjfa-12565	55	16	banks	bank	NOUN
cjfa-12565	55	17	present	present	ADJ
cjfa-12565	55	18	on	on	ADP
cjfa-12565	55	19	the	the	DET
cjfa-12565	55	20	market	market	NOUN
cjfa-12565	55	21	:	:	PUNCT
cjfa-12565	55	22	ck	ck	PROPN
cjfa-12565	55	23	=	=	SYM
cjfa-12565	55	24	σ	σ	PROPN
cjfa-12565	55	25	yi	yi	PROPN
cjfa-12565	55	26	,	,	PUNCT
cjfa-12565	55	27	i	i	PRON
cjfa-12565	55	28	=	=	NOUN
cjfa-12565	55	29	1	1	NUM
cjfa-12565	55	30	,	,	PUNCT
cjfa-12565	55	31	2	2	NUM
cjfa-12565	55	32	...	...	SYM
cjfa-12565	55	33	k	k	NOUN
cjfa-12565	55	34	,	,	PUNCT
cjfa-12565	55	35	where	where	SCONJ
cjfa-12565	55	36	:	:	PUNCT
cjfa-12565	55	37	(	(	PUNCT
cjfa-12565	55	38	1	1	X
cjfa-12565	55	39	)	)	PUNCT
cjfa-12565	55	40	yi	yi	NOUN
cjfa-12565	55	41	–	–	PUNCT
cjfa-12565	55	42	market	market	NOUN
cjfa-12565	55	43	share	share	NOUN
cjfa-12565	55	44	(	(	PUNCT
cjfa-12565	55	45	could	could	AUX
cjfa-12565	55	46	be	be	AUX
cjfa-12565	55	47	determined	determine	VERB
cjfa-12565	55	48	by	by	ADP
cjfa-12565	55	49	various	various	ADJ
cjfa-12565	55	50	indicators	indicator	NOUN
cjfa-12565	55	51	)	)	PUNCT
cjfa-12565	55	52	,	,	PUNCT
cjfa-12565	55	53	k	k	X
cjfa-12565	55	54	–	–	PUNCT
cjfa-12565	55	55	the	the	DET
cjfa-12565	55	56	number	number	NOUN
cjfa-12565	55	57	of	of	ADP
cjfa-12565	55	58	banks	bank	NOUN
cjfa-12565	55	59	,	,	PUNCT
cjfa-12565	55	60	for	for	ADP
cjfa-12565	55	61	which	which	PRON
cjfa-12565	55	62	the	the	DET
cjfa-12565	55	63	ratio	ratio	NOUN
cjfa-12565	55	64	is	be	AUX
cjfa-12565	55	65	calculated	calculate	VERB
cjfa-12565	55	66	.	.	PUNCT
cjfa-12565	56	1	for	for	ADP
cjfa-12565	56	2	the	the	DET
cjfa-12565	56	3	same	same	ADJ
cjfa-12565	56	4	number	number	NOUN
cjfa-12565	56	5	of	of	ADP
cjfa-12565	56	6	the	the	DET
cjfa-12565	56	7	largest	large	ADJ
cjfa-12565	56	8	banks	bank	NOUN
cjfa-12565	56	9	,	,	PUNCT
cjfa-12565	56	10	the	the	PRON
cjfa-12565	56	11	greater	great	ADJ
cjfa-12565	56	12	the	the	DET
cjfa-12565	56	13	concentration	concentration	NOUN
cjfa-12565	56	14	of	of	ADP
cjfa-12565	56	15	the	the	DET
cjfa-12565	56	16	index	index	NOUN
cjfa-12565	56	17	,	,	PUNCT
cjfa-12565	56	18	the	the	PRON
cjfa-12565	56	19	more	more	ADV
cjfa-12565	56	20	the	the	DET
cjfa-12565	56	21	market	market	NOUN
cjfa-12565	56	22	is	be	AUX
cjfa-12565	56	23	far	far	ADV
cjfa-12565	56	24	from	from	ADP
cjfa-12565	56	25	the	the	DET
cjfa-12565	56	26	ideal	ideal	NOUN
cjfa-12565	56	27	of	of	ADP
cjfa-12565	56	28	perfect	perfect	ADJ
cjfa-12565	56	29	competition	competition	NOUN
cjfa-12565	56	30	.	.	PUNCT
cjfa-12565	57	1	however	however	ADV
cjfa-12565	57	2	,	,	PUNCT
cjfa-12565	57	3	the	the	DET
cjfa-12565	57	4	information	information	NOUN
cjfa-12565	57	5	provided	provide	VERB
cjfa-12565	57	6	by	by	ADP
cjfa-12565	57	7	the	the	DET
cjfa-12565	57	8	concentration	concentration	NOUN
cjfa-12565	57	9	index	index	NOUN
cjfa-12565	57	10	is	be	AUX
cjfa-12565	57	11	not	not	PART
cjfa-12565	57	12	sufficient	sufficient	ADJ
cjfa-12565	57	13	for	for	ADP
cjfa-12565	57	14	the	the	DET
cjfa-12565	57	15	characteristics	characteristic	NOUN
cjfa-12565	57	16	of	of	ADP
cjfa-12565	57	17	the	the	DET
cjfa-12565	57	18	market	market	NOUN
cjfa-12565	57	19	.	.	PUNCT
cjfa-12565	58	1	concentration	concentration	NOUN
cjfa-12565	58	2	index	index	NOUN
cjfa-12565	58	3	indicator	indicator	NOUN
cjfa-12565	58	4	does	do	AUX
cjfa-12565	58	5	not	not	PART
cjfa-12565	58	6	say	say	VERB
cjfa-12565	58	7	what	what	PRON
cjfa-12565	58	8	is	be	AUX
cjfa-12565	58	9	the	the	DET
cjfa-12565	58	10	size	size	NOUN
cjfa-12565	58	11	of	of	ADP
cjfa-12565	58	12	the	the	DET
cjfa-12565	58	13	banks	bank	NOUN
cjfa-12565	58	14	,	,	PUNCT
cjfa-12565	58	15	which	which	PRON
cjfa-12565	58	16	were	be	AUX
cjfa-12565	58	17	not	not	PART
cjfa-12565	58	18	included	include	VERB
cjfa-12565	58	19	in	in	ADP
cjfa-12565	58	20	the	the	DET
cjfa-12565	58	21	sample	sample	NOUN
cjfa-12565	58	22	k	k	NOUN
cjfa-12565	58	23	,	,	PUNCT
cjfa-12565	58	24	as	as	ADV
cjfa-12565	58	25	well	well	ADV
cjfa-12565	58	26	as	as	ADP
cjfa-12565	58	27	the	the	DET
cjfa-12565	58	28	relative	relative	ADJ
cjfa-12565	58	29	size	size	NOUN
cjfa-12565	58	30	of	of	ADP
cjfa-12565	58	31	the	the	DET
cjfa-12565	58	32	banks	bank	NOUN
cjfa-12565	58	33	in	in	ADP
cjfa-12565	58	34	the	the	DET
cjfa-12565	58	35	sample	sample	NOUN
cjfa-12565	58	36	,	,	PUNCT
cjfa-12565	58	37	as	as	SCONJ
cjfa-12565	58	38	indicated	indicate	VERB
cjfa-12565	58	39	in	in	ADP
cjfa-12565	58	40	the	the	DET
cjfa-12565	58	41	theory	theory	NOUN
cjfa-12565	58	42	of	of	ADP
cjfa-12565	58	43	industrial	industrial	ADJ
cjfa-12565	58	44	organization	organization	NOUN
cjfa-12565	58	45	(	(	PUNCT
cjfa-12565	58	46	авдашева	авдашева	VERB
cjfa-12565	58	47	и	и	PROPN
cjfa-12565	58	48	розанова	розанова	NOUN
cjfa-12565	58	49	,	,	PUNCT
cjfa-12565	58	50	1998	1998	NUM
cjfa-12565	58	51	)	)	PUNCT
cjfa-12565	58	52	.	.	PUNCT
cjfa-12565	59	1	with	with	ADP
cjfa-12565	59	2	this	this	DET
cjfa-12565	59	3	feature	feature	NOUN
cjfa-12565	59	4	,	,	PUNCT
cjfa-12565	59	5	the	the	DET
cjfa-12565	59	6	concentration	concentration	NOUN
cjfa-12565	59	7	index	index	NOUN
cjfa-12565	59	8	is	be	AUX
cjfa-12565	59	9	associated	associate	VERB
cjfa-12565	59	10	with	with	ADP
cjfa-12565	59	11	the	the	DET
cjfa-12565	59	12	possible	possible	ADJ
cjfa-12565	59	13	inaccuracy	inaccuracy	NOUN
cjfa-12565	59	14	of	of	ADP
cjfa-12565	59	15	its	its	PRON
cjfa-12565	59	16	use	use	NOUN
cjfa-12565	59	17	,	,	PUNCT
cjfa-12565	59	18	so	so	SCONJ
cjfa-12565	59	19	the	the	DET
cjfa-12565	59	20	authors	author	NOUN
cjfa-12565	59	21	used	use	VERB
cjfa-12565	59	22	method	method	NOUN
cjfa-12565	59	23	of	of	ADP
cjfa-12565	59	24	financial	financial	ADJ
cjfa-12565	59	25	analysis	analysis	NOUN
cjfa-12565	59	26	for	for	ADP
cjfa-12565	59	27	more	more	ADV
cjfa-12565	59	28	accurate	accurate	ADJ
cjfa-12565	59	29	analysis	analysis	NOUN
cjfa-12565	59	30	of	of	ADP
cjfa-12565	59	31	competitiveness	competitiveness	NOUN
cjfa-12565	59	32	.	.	PUNCT
cjfa-12565	60	1	herfindahl	herfindahl	NOUN
cjfa-12565	60	2	-	-	PUNCT
cjfa-12565	60	3	hirschman	hirschman	NOUN
cjfa-12565	60	4	index	index	NOUN
cjfa-12565	60	5	is	be	AUX
cjfa-12565	60	6	defined	define	VERB
cjfa-12565	60	7	as	as	ADP
cjfa-12565	60	8	the	the	DET
cjfa-12565	60	9	sum	sum	NOUN
cjfa-12565	60	10	of	of	ADP
cjfa-12565	60	11	the	the	DET
cjfa-12565	60	12	square	square	NOUN
cjfa-12565	60	13	of	of	ADP
cjfa-12565	60	14	market	market	NOUN
cjfa-12565	60	15	shares	share	NOUN
cjfa-12565	60	16	of	of	ADP
cjfa-12565	60	17	all	all	DET
cjfa-12565	60	18	the	the	DET
cjfa-12565	60	19	banks	bank	NOUN
cjfa-12565	60	20	operating	operate	VERB
cjfa-12565	60	21	in	in	ADP
cjfa-12565	60	22	the	the	DET
cjfa-12565	60	23	market	market	NOUN
cjfa-12565	60	24	(	(	PUNCT
cjfa-12565	60	25	авдашева	авдашева	VERB
cjfa-12565	60	26	и	и	PROPN
cjfa-12565	60	27	розанова	розанова	NOUN
cjfa-12565	60	28	,	,	PUNCT
cjfa-12565	60	29	1998	1998	NUM
cjfa-12565	60	30	)	)	PUNCT
cjfa-12565	60	31	.	.	PUNCT
cjfa-12565	61	1	when	when	SCONJ
cjfa-12565	61	2	calculating	calculate	VERB
cjfa-12565	61	3	the	the	DET
cjfa-12565	61	4	index	index	NOUN
cjfa-12565	61	5	the	the	DET
cjfa-12565	61	6	market	market	NOUN
cjfa-12565	61	7	shares	share	NOUN
cjfa-12565	61	8	of	of	ADP
cjfa-12565	61	9	all	all	DET
cjfa-12565	61	10	the	the	DET
cjfa-12565	61	11	banks	bank	NOUN
cjfa-12565	61	12	are	be	AUX
cjfa-12565	61	13	ranked	rank	VERB
cjfa-12565	61	14	by	by	ADP
cjfa-12565	61	15	shares	share	NOUN
cjfa-12565	61	16	from	from	ADP
cjfa-12565	61	17	largest	large	ADJ
cjfa-12565	61	18	to	to	ADP
cjfa-12565	61	19	smallest	small	ADJ
cjfa-12565	61	20	(	(	PUNCT
cjfa-12565	61	21	grandars	grandar	NOUN
cjfa-12565	61	22	,	,	PUNCT
cjfa-12565	61	23	2016	2016	NUM
cjfa-12565	61	24	)	)	PUNCT
cjfa-12565	61	25	.	.	PUNCT
cjfa-12565	62	1	hhi	hhi	NOUN
cjfa-12565	62	2	=	=	SYM
cjfa-12565	62	3	s1	s1	PROPN
cjfa-12565	62	4	2	2	NUM
cjfa-12565	62	5	+	+	NUM
cjfa-12565	62	6	s2	s2	VERB
cjfa-12565	62	7	2+s3	2+s3	NUM
cjfa-12565	62	8	2+	2+	NUM
cjfa-12565	62	9	...	...	PUNCT
cjfa-12565	63	1	+	+	ADJ
cjfa-12565	63	2	...	...	PUNCT
cjfa-12565	63	3	sn	sn	PROPN
cjfa-12565	63	4	2	2	NUM
cjfa-12565	63	5	,	,	PUNCT
cjfa-12565	63	6	where	where	SCONJ
cjfa-12565	63	7	:	:	PUNCT
cjfa-12565	63	8	(	(	PUNCT
cjfa-12565	63	9	2	2	X
cjfa-12565	63	10	)	)	PUNCT
cjfa-12565	63	11	hhi	hhi	NOUN
cjfa-12565	63	12	–	–	PUNCT
cjfa-12565	63	13	herfindahl	herfindahl	NOUN
cjfa-12565	63	14	-	-	PUNCT
cjfa-12565	63	15	hirschman	hirschman	NOUN
cjfa-12565	63	16	index	index	NOUN
cjfa-12565	63	17	,	,	PUNCT
cjfa-12565	63	18	s1	s1	PROPN
cjfa-12565	63	19	–	–	PUNCT
cjfa-12565	63	20	the	the	DET
cjfa-12565	63	21	market	market	NOUN
cjfa-12565	63	22	share	share	NOUN
cjfa-12565	63	23	of	of	ADP
cjfa-12565	63	24	the	the	DET
cjfa-12565	63	25	largest	large	ADJ
cjfa-12565	63	26	bank	bank	NOUN
cjfa-12565	63	27	,	,	PUNCT
cjfa-12565	63	28	s2	s2	PROPN
cjfa-12565	63	29	–	–	PUNCT
cjfa-12565	63	30	the	the	DET
cjfa-12565	63	31	market	market	NOUN
cjfa-12565	63	32	share	share	NOUN
cjfa-12565	63	33	of	of	ADP
cjfa-12565	63	34	the	the	DET
cjfa-12565	63	35	second	second	ADV
cjfa-12565	63	36	largest	large	ADJ
cjfa-12565	63	37	bank	bank	NOUN
cjfa-12565	63	38	,	,	PUNCT
cjfa-12565	63	39	sn	sn	PROPN
cjfa-12565	63	40	–	–	PUNCT
cjfa-12565	63	41	the	the	DET
cjfa-12565	63	42	market	market	NOUN
cjfa-12565	63	43	share	share	NOUN
cjfa-12565	63	44	of	of	ADP
cjfa-12565	63	45	the	the	DET
cjfa-12565	63	46	smallest	small	ADJ
cjfa-12565	63	47	bank	bank	NOUN
cjfa-12565	63	48	.	.	PUNCT
cjfa-12565	64	1	if	if	SCONJ
cjfa-12565	64	2	just	just	ADV
cjfa-12565	64	3	one	one	NUM
cjfa-12565	64	4	company	company	NOUN
cjfa-12565	64	5	operates	operate	VERB
cjfa-12565	64	6	in	in	ADP
cjfa-12565	64	7	the	the	DET
cjfa-12565	64	8	industry	industry	NOUN
cjfa-12565	64	9	,	,	PUNCT
cjfa-12565	64	10	then	then	ADV
cjfa-12565	64	11	s1=100	s1=100	VERB
cjfa-12565	64	12	%	%	NOUN
cjfa-12565	64	13	,	,	PUNCT
cjfa-12565	64	14	and	and	CCONJ
cjfa-12565	65	1	hhi	hhi	NOUN
cjfa-12565	65	2	=	=	NOUN
cjfa-12565	65	3	1	1	X
cjfa-12565	65	4	.	.	PUNCT
cjfa-12565	66	1	if	if	SCONJ
cjfa-12565	66	2	there	there	PRON
cjfa-12565	66	3	are	be	VERB
cjfa-12565	66	4	100	100	NUM
cjfa-12565	66	5	equal	equal	ADJ
cjfa-12565	66	6	companies	company	NOUN
cjfa-12565	66	7	in	in	ADP
cjfa-12565	66	8	the	the	DET
cjfa-12565	66	9	industry	industry	NOUN
cjfa-12565	66	10	,	,	PUNCT
cjfa-12565	66	11	then	then	ADV
cjfa-12565	66	12	s	s	VERB
cjfa-12565	66	13	=	=	SYM
cjfa-12565	66	14	1	1	NUM
cjfa-12565	66	15	%	%	NOUN
cjfa-12565	66	16	and	and	CCONJ
cjfa-12565	66	17	hhi	hhi	NOUN
cjfa-12565	66	18	=	=	PUNCT
cjfa-12565	66	19	0,01	0,01	PROPN
cjfa-12565	66	20	.	.	PUNCT
cjfa-12565	67	1	the	the	DET
cjfa-12565	67	2	industry	industry	NOUN
cjfa-12565	67	3	is	be	AUX
cjfa-12565	67	4	considered	consider	VERB
cjfa-12565	67	5	as	as	ADP
cjfa-12565	67	6	a	a	DET
cjfa-12565	67	7	highly	highly	ADV
cjfa-12565	67	8	monopolised	monopolised	ADJ
cjfa-12565	67	9	,	,	PUNCT
cjfa-12565	67	10	if	if	SCONJ
cjfa-12565	67	11	herfindahl	herfindahl	NOUN
cjfa-12565	67	12	-	-	PUNCT
cjfa-12565	67	13	hirschman	hirschman	NOUN
cjfa-12565	67	14	index	index	NOUN
cjfa-12565	67	15	exceeds	exceed	VERB
cjfa-12565	67	16	1800	1800	NUM
cjfa-12565	67	17	(	(	PUNCT
cjfa-12565	67	18	grandars	grandar	NOUN
cjfa-12565	67	19	,	,	PUNCT
cjfa-12565	67	20	2016	2016	NUM
cjfa-12565	67	21	)	)	PUNCT
cjfa-12565	67	22	.	.	PUNCT
cjfa-12565	68	1	deniss	deniss	PROPN
cjfa-12565	68	2	krasovskis	krasovskis	PROPN
cjfa-12565	68	3	,	,	PUNCT
cjfa-12565	68	4	andrejs	andrejs	PROPN
cjfa-12565	68	5	limanskis	limanskis	PROPN
cjfa-12565	68	6	,	,	PUNCT
cjfa-12565	68	7	erika	erika	PROPN
cjfa-12565	68	8	pancenko130	pancenko130	PROPN
cjfa-12565	68	9	dispersion	dispersion	NOUN
cjfa-12565	68	10	is	be	AUX
cjfa-12565	68	11	calculated	calculate	VERB
cjfa-12565	68	12	as	as	ADP
cjfa-12565	68	13	average	average	ADJ
cjfa-12565	68	14	square	square	ADJ
cjfa-12565	68	15	deviation	deviation	NOUN
cjfa-12565	68	16	of	of	ADP
cjfa-12565	68	17	individual	individual	ADJ
cjfa-12565	68	18	values	value	NOUN
cjfa-12565	68	19	of	of	ADP
cjfa-12565	68	20	the	the	DET
cjfa-12565	68	21	market	market	NOUN
cjfa-12565	68	22	shares	share	NOUN
cjfa-12565	68	23	of	of	ADP
cjfa-12565	68	24	the	the	DET
cjfa-12565	68	25	banks	bank	NOUN
cjfa-12565	68	26	in	in	ADP
cjfa-12565	68	27	the	the	DET
cjfa-12565	68	28	square	square	NOUN
cjfa-12565	68	29	from	from	ADP
cjfa-12565	68	30	of	of	ADP
cjfa-12565	68	31	arithmetic	arithmetic	ADJ
cjfa-12565	68	32	mean	mean	NOUN
cjfa-12565	68	33	(	(	PUNCT
cjfa-12565	68	34	балинова	балинова	ADJ
cjfa-12565	68	35	,	,	PUNCT
cjfa-12565	68	36	2004	2004	NUM
cjfa-12565	68	37	)	)	PUNCT
cjfa-12565	68	38	.	.	PUNCT
cjfa-12565	69	1	yi	yi	NOUN
cjfa-12565	69	2	—	—	PUNCT
cjfa-12565	69	3	market	market	NOUN
cjfa-12565	69	4	share	share	NOUN
cjfa-12565	69	5	(	(	PUNCT
cjfa-12565	69	6	could	could	AUX
cjfa-12565	69	7	be	be	AUX
cjfa-12565	69	8	determined	determine	VERB
cjfa-12565	69	9	by	by	ADP
cjfa-12565	69	10	various	various	ADJ
cjfa-12565	69	11	indicators	indicator	NOUN
cjfa-12565	69	12	)	)	PUNCT
cjfa-12565	69	13	;	;	PUNCT
cjfa-12565	70	1	k	k	X
cjfa-12565	70	2	—	—	PUNCT
cjfa-12565	70	3	the	the	DET
cjfa-12565	70	4	number	number	NOUN
cjfa-12565	70	5	of	of	ADP
cjfa-12565	70	6	banks	bank	NOUN
cjfa-12565	70	7	,	,	PUNCT
cjfa-12565	70	8	for	for	ADP
cjfa-12565	70	9	which	which	PRON
cjfa-12565	70	10	the	the	DET
cjfa-12565	70	11	ratio	ratio	NOUN
cjfa-12565	70	12	is	be	AUX
cjfa-12565	70	13	calculated	calculate	VERB
cjfa-12565	70	14	.	.	PUNCT
cjfa-12565	71	1	for	for	ADP
cjfa-12565	71	2	the	the	DET
cjfa-12565	71	3	same	same	ADJ
cjfa-12565	71	4	number	number	NOUN
cjfa-12565	71	5	of	of	ADP
cjfa-12565	71	6	the	the	DET
cjfa-12565	71	7	largest	large	ADJ
cjfa-12565	71	8	banks	bank	NOUN
cjfa-12565	71	9	,	,	PUNCT
cjfa-12565	71	10	the	the	PRON
cjfa-12565	71	11	greater	great	ADJ
cjfa-12565	71	12	the	the	DET
cjfa-12565	71	13	concentration	concentration	NOUN
cjfa-12565	71	14	of	of	ADP
cjfa-12565	71	15	the	the	DET
cjfa-12565	71	16	index	index	NOUN
cjfa-12565	71	17	,	,	PUNCT
cjfa-12565	71	18	the	the	PRON
cjfa-12565	71	19	more	more	ADV
cjfa-12565	71	20	the	the	DET
cjfa-12565	71	21	market	market	NOUN
cjfa-12565	71	22	is	be	AUX
cjfa-12565	71	23	far	far	ADV
cjfa-12565	71	24	from	from	ADP
cjfa-12565	71	25	the	the	DET
cjfa-12565	71	26	ideal	ideal	NOUN
cjfa-12565	71	27	of	of	ADP
cjfa-12565	71	28	perfect	perfect	ADJ
cjfa-12565	71	29	competition	competition	NOUN
cjfa-12565	71	30	.	.	PUNCT
cjfa-12565	72	1	however	however	ADV
cjfa-12565	72	2	,	,	PUNCT
cjfa-12565	72	3	the	the	DET
cjfa-12565	72	4	information	information	NOUN
cjfa-12565	72	5	provided	provide	VERB
cjfa-12565	72	6	by	by	ADP
cjfa-12565	72	7	the	the	DET
cjfa-12565	72	8	concentration	concentration	NOUN
cjfa-12565	72	9	index	index	NOUN
cjfa-12565	72	10	is	be	AUX
cjfa-12565	72	11	not	not	PART
cjfa-12565	72	12	sufficient	sufficient	ADJ
cjfa-12565	72	13	for	for	ADP
cjfa-12565	72	14	the	the	DET
cjfa-12565	72	15	characteristics	characteristic	NOUN
cjfa-12565	72	16	of	of	ADP
cjfa-12565	72	17	the	the	DET
cjfa-12565	72	18	market	market	NOUN
cjfa-12565	72	19	.	.	PUNCT
cjfa-12565	73	1	concentration	concentration	NOUN
cjfa-12565	73	2	index	index	NOUN
cjfa-12565	73	3	indicator	indicator	NOUN
cjfa-12565	73	4	does	do	AUX
cjfa-12565	73	5	not	not	PART
cjfa-12565	73	6	say	say	VERB
cjfa-12565	73	7	what	what	PRON
cjfa-12565	73	8	is	be	AUX
cjfa-12565	73	9	the	the	DET
cjfa-12565	73	10	size	size	NOUN
cjfa-12565	73	11	of	of	ADP
cjfa-12565	73	12	the	the	DET
cjfa-12565	73	13	banks	bank	NOUN
cjfa-12565	73	14	,	,	PUNCT
cjfa-12565	73	15	which	which	PRON
cjfa-12565	73	16	were	be	AUX
cjfa-12565	73	17	not	not	PART
cjfa-12565	73	18	included	include	VERB
cjfa-12565	73	19	in	in	ADP
cjfa-12565	73	20	the	the	DET
cjfa-12565	73	21	sample	sample	NOUN
cjfa-12565	73	22	k	k	NOUN
cjfa-12565	73	23	,	,	PUNCT
cjfa-12565	73	24	as	as	ADV
cjfa-12565	73	25	well	well	ADV
cjfa-12565	73	26	as	as	ADP
cjfa-12565	73	27	the	the	DET
cjfa-12565	73	28	relative	relative	ADJ
cjfa-12565	73	29	size	size	NOUN
cjfa-12565	73	30	of	of	ADP
cjfa-12565	73	31	the	the	DET
cjfa-12565	73	32	banks	bank	NOUN
cjfa-12565	73	33	in	in	ADP
cjfa-12565	73	34	the	the	DET
cjfa-12565	73	35	sample	sample	NOUN
cjfa-12565	73	36	,	,	PUNCT
cjfa-12565	73	37	as	as	SCONJ
cjfa-12565	73	38	indicated	indicate	VERB
cjfa-12565	73	39	in	in	ADP
cjfa-12565	73	40	the	the	DET
cjfa-12565	73	41	theory	theory	NOUN
cjfa-12565	73	42	of	of	ADP
cjfa-12565	73	43	industrial	industrial	ADJ
cjfa-12565	73	44	organization	organization	NOUN
cjfa-12565	73	45	(	(	PUNCT
cjfa-12565	73	46	авдашева	авдашева	VERB
cjfa-12565	73	47	и	и	PROPN
cjfa-12565	73	48	розанова	розанова	NOUN
cjfa-12565	73	49	,	,	PUNCT
cjfa-12565	73	50	1998	1998	NUM
cjfa-12565	73	51	)	)	PUNCT
cjfa-12565	73	52	.	.	PUNCT
cjfa-12565	74	1	with	with	ADP
cjfa-12565	74	2	this	this	DET
cjfa-12565	74	3	feature	feature	NOUN
cjfa-12565	74	4	,	,	PUNCT
cjfa-12565	74	5	the	the	DET
cjfa-12565	74	6	concentration	concentration	NOUN
cjfa-12565	74	7	index	index	NOUN
cjfa-12565	74	8	is	be	AUX
cjfa-12565	74	9	associated	associate	VERB
cjfa-12565	74	10	with	with	ADP
cjfa-12565	74	11	the	the	DET
cjfa-12565	74	12	possible	possible	ADJ
cjfa-12565	74	13	inaccuracy	inaccuracy	NOUN
cjfa-12565	74	14	of	of	ADP
cjfa-12565	74	15	its	its	PRON
cjfa-12565	74	16	use	use	NOUN
cjfa-12565	74	17	,	,	PUNCT
cjfa-12565	74	18	so	so	SCONJ
cjfa-12565	74	19	the	the	DET
cjfa-12565	74	20	authors	author	NOUN
cjfa-12565	74	21	used	use	VERB
cjfa-12565	74	22	method	method	NOUN
cjfa-12565	74	23	of	of	ADP
cjfa-12565	74	24	financial	financial	ADJ
cjfa-12565	74	25	analysis	analysis	NOUN
cjfa-12565	74	26	for	for	ADP
cjfa-12565	74	27	more	more	ADV
cjfa-12565	74	28	accurate	accurate	ADJ
cjfa-12565	74	29	analysis	analysis	NOUN
cjfa-12565	74	30	of	of	ADP
cjfa-12565	74	31	competitiveness	competitiveness	NOUN
cjfa-12565	74	32	.	.	PUNCT
cjfa-12565	75	1	herfindahl	herfindahl	NOUN
cjfa-12565	75	2	-	-	PUNCT
cjfa-12565	75	3	hirschman	hirschman	NOUN
cjfa-12565	75	4	index	index	NOUN
cjfa-12565	75	5	is	be	AUX
cjfa-12565	75	6	defined	define	VERB
cjfa-12565	75	7	as	as	ADP
cjfa-12565	75	8	the	the	DET
cjfa-12565	75	9	sum	sum	NOUN
cjfa-12565	75	10	of	of	ADP
cjfa-12565	75	11	the	the	DET
cjfa-12565	75	12	square	square	NOUN
cjfa-12565	75	13	of	of	ADP
cjfa-12565	75	14	market	market	NOUN
cjfa-12565	75	15	shares	share	NOUN
cjfa-12565	75	16	of	of	ADP
cjfa-12565	75	17	all	all	DET
cjfa-12565	75	18	the	the	DET
cjfa-12565	75	19	banks	bank	NOUN
cjfa-12565	75	20	operating	operate	VERB
cjfa-12565	75	21	in	in	ADP
cjfa-12565	75	22	the	the	DET
cjfa-12565	75	23	market	market	NOUN
cjfa-12565	75	24	(	(	PUNCT
cjfa-12565	75	25	авдашева	авдашева	VERB
cjfa-12565	75	26	и	и	PROPN
cjfa-12565	75	27	розанова	розанова	NOUN
cjfa-12565	75	28	,	,	PUNCT
cjfa-12565	75	29	1998	1998	NUM
cjfa-12565	75	30	)	)	PUNCT
cjfa-12565	75	31	.	.	PUNCT
cjfa-12565	76	1	when	when	SCONJ
cjfa-12565	76	2	calculating	calculate	VERB
cjfa-12565	76	3	the	the	DET
cjfa-12565	76	4	index	index	NOUN
cjfa-12565	76	5	the	the	DET
cjfa-12565	76	6	market	market	NOUN
cjfa-12565	76	7	shares	share	NOUN
cjfa-12565	76	8	of	of	ADP
cjfa-12565	76	9	all	all	DET
cjfa-12565	76	10	the	the	DET
cjfa-12565	76	11	banks	bank	NOUN
cjfa-12565	76	12	are	be	AUX
cjfa-12565	76	13	ranked	rank	VERB
cjfa-12565	76	14	by	by	ADP
cjfa-12565	76	15	shares	share	NOUN
cjfa-12565	76	16	from	from	ADP
cjfa-12565	76	17	largest	large	ADJ
cjfa-12565	76	18	to	to	ADP
cjfa-12565	76	19	smallest	small	ADJ
cjfa-12565	76	20	(	(	PUNCT
cjfa-12565	76	21	grandars	grandar	NOUN
cjfa-12565	76	22	,	,	PUNCT
cjfa-12565	76	23	2016	2016	NUM
cjfa-12565	76	24	)	)	PUNCT
cjfa-12565	76	25	.	.	PUNCT
cjfa-12565	77	1	hhi	hhi	NOUN
cjfa-12565	77	2	=	=	SYM
cjfa-12565	77	3	s1	s1	PROPN
cjfa-12565	77	4	2	2	NUM
cjfa-12565	77	5	+	+	NUM
cjfa-12565	77	6	s2	s2	VERB
cjfa-12565	77	7	2+s3	2+s3	NUM
cjfa-12565	77	8	2+	2+	NUM
cjfa-12565	77	9	...	...	PUNCT
cjfa-12565	78	1	+	+	ADJ
cjfa-12565	78	2	...	...	PUNCT
cjfa-12565	78	3	sn	sn	PROPN
cjfa-12565	78	4	2	2	NUM
cjfa-12565	78	5	,	,	PUNCT
cjfa-12565	78	6	where	where	SCONJ
cjfa-12565	78	7	(	(	PUNCT
cjfa-12565	78	8	2	2	X
cjfa-12565	78	9	)	)	PUNCT
cjfa-12565	78	10	hhi	hhi	NOUN
cjfa-12565	78	11	—	—	PUNCT
cjfa-12565	78	12	herfindahl	herfindahl	NOUN
cjfa-12565	78	13	-	-	PUNCT
cjfa-12565	78	14	hirschman	hirschman	NOUN
cjfa-12565	78	15	index	index	NOUN
cjfa-12565	78	16	;	;	PUNCT
cjfa-12565	78	17	s1	s1	NOUN
cjfa-12565	78	18	—	—	PUNCT
cjfa-12565	78	19	the	the	DET
cjfa-12565	78	20	market	market	NOUN
cjfa-12565	78	21	share	share	NOUN
cjfa-12565	78	22	of	of	ADP
cjfa-12565	78	23	the	the	DET
cjfa-12565	78	24	largest	large	ADJ
cjfa-12565	78	25	bank	bank	NOUN
cjfa-12565	78	26	;	;	PUNCT
cjfa-12565	78	27	s2	s2	PROPN
cjfa-12565	78	28	—	—	PUNCT
cjfa-12565	78	29	the	the	DET
cjfa-12565	78	30	market	market	NOUN
cjfa-12565	78	31	share	share	NOUN
cjfa-12565	78	32	of	of	ADP
cjfa-12565	78	33	the	the	DET
cjfa-12565	78	34	second	second	ADV
cjfa-12565	78	35	largest	large	ADJ
cjfa-12565	78	36	bank	bank	NOUN
cjfa-12565	78	37	;	;	PUNCT
cjfa-12565	78	38	sn	sn	PROPN
cjfa-12565	78	39	—	—	PUNCT
cjfa-12565	78	40	the	the	DET
cjfa-12565	78	41	market	market	NOUN
cjfa-12565	78	42	share	share	NOUN
cjfa-12565	78	43	of	of	ADP
cjfa-12565	78	44	the	the	DET
cjfa-12565	78	45	smallest	small	ADJ
cjfa-12565	78	46	bank	bank	NOUN
cjfa-12565	78	47	.	.	PUNCT
cjfa-12565	79	1	if	if	SCONJ
cjfa-12565	79	2	just	just	ADV
cjfa-12565	79	3	one	one	NUM
cjfa-12565	79	4	company	company	NOUN
cjfa-12565	79	5	operates	operate	VERB
cjfa-12565	79	6	in	in	ADP
cjfa-12565	79	7	the	the	DET
cjfa-12565	79	8	industry	industry	NOUN
cjfa-12565	79	9	,	,	PUNCT
cjfa-12565	79	10	then	then	ADV
cjfa-12565	79	11	s1=100	s1=100	VERB
cjfa-12565	79	12	%	%	NOUN
cjfa-12565	79	13	,	,	PUNCT
cjfa-12565	79	14	and	and	CCONJ
cjfa-12565	80	1	hhi	hhi	NOUN
cjfa-12565	80	2	=	=	NOUN
cjfa-12565	80	3	1	1	X
cjfa-12565	80	4	.	.	PUNCT
cjfa-12565	81	1	if	if	SCONJ
cjfa-12565	81	2	there	there	PRON
cjfa-12565	81	3	are	be	VERB
cjfa-12565	81	4	100	100	NUM
cjfa-12565	81	5	equal	equal	ADJ
cjfa-12565	81	6	companies	company	NOUN
cjfa-12565	81	7	in	in	ADP
cjfa-12565	81	8	the	the	DET
cjfa-12565	81	9	industry	industry	NOUN
cjfa-12565	81	10	,	,	PUNCT
cjfa-12565	81	11	then	then	ADV
cjfa-12565	81	12	s	s	VERB
cjfa-12565	81	13	=	=	SYM
cjfa-12565	81	14	1	1	NUM
cjfa-12565	81	15	%	%	NOUN
cjfa-12565	81	16	and	and	CCONJ
cjfa-12565	81	17	hhi	hhi	NOUN
cjfa-12565	81	18	=	=	PUNCT
cjfa-12565	81	19	0,01	0,01	PROPN
cjfa-12565	81	20	.	.	PUNCT
cjfa-12565	82	1	the	the	DET
cjfa-12565	82	2	industry	industry	NOUN
cjfa-12565	82	3	is	be	AUX
cjfa-12565	82	4	considered	consider	VERB
cjfa-12565	82	5	as	as	ADP
cjfa-12565	82	6	a	a	DET
cjfa-12565	82	7	highly	highly	ADV
cjfa-12565	82	8	monopolised	monopolised	ADJ
cjfa-12565	82	9	,	,	PUNCT
cjfa-12565	82	10	if	if	SCONJ
cjfa-12565	82	11	herfindahl	herfindahl	NOUN
cjfa-12565	82	12	-	-	PUNCT
cjfa-12565	82	13	hirschman	hirschman	NOUN
cjfa-12565	82	14	index	index	NOUN
cjfa-12565	82	15	exceeds	exceed	VERB
cjfa-12565	82	16	1800	1800	NUM
cjfa-12565	82	17	(	(	PUNCT
cjfa-12565	82	18	grandars	grandar	NOUN
cjfa-12565	82	19	,	,	PUNCT
cjfa-12565	82	20	2016	2016	NUM
cjfa-12565	82	21	)	)	PUNCT
cjfa-12565	82	22	.	.	PUNCT
cjfa-12565	83	1	dispersion	dispersion	NOUN
cjfa-12565	83	2	is	be	AUX
cjfa-12565	83	3	calculated	calculate	VERB
cjfa-12565	83	4	as	as	ADP
cjfa-12565	83	5	average	average	ADJ
cjfa-12565	83	6	square	square	ADJ
cjfa-12565	83	7	deviation	deviation	NOUN
cjfa-12565	83	8	of	of	ADP
cjfa-12565	83	9	individual	individual	ADJ
cjfa-12565	83	10	values	value	NOUN
cjfa-12565	83	11	of	of	ADP
cjfa-12565	83	12	the	the	DET
cjfa-12565	83	13	market	market	NOUN
cjfa-12565	83	14	shares	share	NOUN
cjfa-12565	83	15	of	of	ADP
cjfa-12565	83	16	the	the	DET
cjfa-12565	83	17	banks	bank	NOUN
cjfa-12565	83	18	in	in	ADP
cjfa-12565	83	19	the	the	DET
cjfa-12565	83	20	square	square	NOUN
cjfa-12565	83	21	from	from	ADP
cjfa-12565	83	22	of	of	ADP
cjfa-12565	83	23	arithmetic	arithmetic	ADJ
cjfa-12565	83	24	mean	mean	NOUN
cjfa-12565	83	25	(	(	PUNCT
cjfa-12565	83	26	балинова	балинова	ADJ
cjfa-12565	83	27	,	,	PUNCT
cjfa-12565	83	28	2004	2004	NUM
cjfa-12565	83	29	)	)	PUNCT
cjfa-12565	83	30	.	.	PUNCT
cjfa-12565	84	1	�	�	PROPN
cjfa-12565	84	2	�	�	PROPN
cjfa-12565	84	3	=	=	SYM
cjfa-12565	84	4	∑	∑	PROPN
cjfa-12565	84	5	�	�	PROPN
cjfa-12565	84	6	�	�	PROPN
cjfa-12565	84	7	�	�	PROPN
cjfa-12565	84	8	�	�	NOUN
cjfa-12565	84	9	̅	̅	NOUN
cjfa-12565	84	10	)	)	PUNCT
cjfa-12565	84	11	�	�	PROPN
cjfa-12565	84	12	�	�	PROPN
cjfa-12565	84	13	∑	∑	PROPN
cjfa-12565	84	14	�	�	PROPN
cjfa-12565	84	15	,	,	PUNCT
cjfa-12565	84	16	where	where	SCONJ
cjfa-12565	84	17	(	(	PUNCT
cjfa-12565	84	18	3	3	X
cjfa-12565	84	19	)	)	PUNCT
cjfa-12565	84	20	x	x	NOUN
cjfa-12565	84	21	factor	factor	NOUN
cjfa-12565	84	22	;	;	PUNCT
cjfa-12565	84	23	n	n	PRON
cjfa-12565	84	24	frequency	frequency	NOUN
cjfa-12565	84	25	(	(	PUNCT
cjfa-12565	84	26	repetitiveness	repetitiveness	ADJ
cjfa-12565	84	27	of	of	ADP
cjfa-12565	84	28	factor	factor	NOUN
cjfa-12565	84	29	x	x	NOUN
cjfa-12565	84	30	)	)	PUNCT
cjfa-12565	84	31	.	.	PUNCT
cjfa-12565	85	1	the	the	DET
cjfa-12565	85	2	gini	gini	PROPN
cjfa-12565	85	3	index	index	NOUN
cjfa-12565	85	4	is	be	AUX
cjfa-12565	85	5	a	a	DET
cjfa-12565	85	6	ratio	ratio	NOUN
cjfa-12565	85	7	of	of	ADP
cjfa-12565	85	8	a	a	DET
cjfa-12565	85	9	completely	completely	ADV
cjfa-12565	85	10	uniform	uniform	ADJ
cjfa-12565	85	11	distribution	distribution	NOUN
cjfa-12565	85	12	of	of	ADP
cjfa-12565	85	13	market	market	NOUN
cjfa-12565	85	14	shares	share	NOUN
cjfa-12565	85	15	to	to	ADP
cjfa-12565	85	16	the	the	DET
cjfa-12565	85	17	actual	actual	ADJ
cjfa-12565	85	18	distribution	distribution	NOUN
cjfa-12565	85	19	of	of	ADP
cjfa-12565	85	20	the	the	DET
cjfa-12565	85	21	shares	share	NOUN
cjfa-12565	85	22	between	between	ADP
cjfa-12565	85	23	the	the	DET
cjfa-12565	85	24	participants	participant	NOUN
cjfa-12565	85	25	(	(	PUNCT
cjfa-12565	85	26	авдашева	авдашева	VERB
cjfa-12565	85	27	и	и	PROPN
cjfa-12565	85	28	розанова	розанова	NOUN
cjfa-12565	85	29	,	,	PUNCT
cjfa-12565	85	30	1998	1998	NUM
cjfa-12565	85	31	):	):	PUNCT
cjfa-12565	85	32	g	g	PROPN
cjfa-12565	85	33	=	=	SYM
cjfa-12565	85	34	d	d	PROPN
cjfa-12565	85	35	/	/	SYM
cjfa-12565	85	36	n	n	CCONJ
cjfa-12565	85	37	,	,	PUNCT
cjfa-12565	85	38	where	where	SCONJ
cjfa-12565	85	39	(	(	PUNCT
cjfa-12565	85	40	4	4	X
cjfa-12565	85	41	)	)	PUNCT
cjfa-12565	85	42	g	g	NOUN
cjfa-12565	85	43	—	—	PUNCT
cjfa-12565	85	44	gini	gini	PROPN
cjfa-12565	85	45	coefficient	coefficient	NOUN
cjfa-12565	85	46	;	;	PUNCT
cjfa-12565	85	47	d	d	X
cjfa-12565	85	48	—	—	PUNCT
cjfa-12565	85	49	cumulative	cumulative	ADJ
cjfa-12565	85	50	share	share	NOUN
cjfa-12565	85	51	of	of	ADP
cjfa-12565	85	52	market	market	NOUN
cjfa-12565	85	53	(	(	PUNCT
cjfa-12565	85	54	industry	industry	NOUN
cjfa-12565	85	55	)	)	PUNCT
cjfa-12565	85	56	size	size	NOUN
cjfa-12565	85	57	;	;	PUNCT
cjfa-12565	85	58	:	:	PUNCT
cjfa-12565	85	59	(	(	PUNCT
cjfa-12565	85	60	3	3	X
cjfa-12565	85	61	)	)	PUNCT
cjfa-12565	85	62	x	x	X
cjfa-12565	85	63	–	–	PUNCT
cjfa-12565	85	64	factor	factor	NOUN
cjfa-12565	85	65	,	,	PUNCT
cjfa-12565	85	66	n	n	CCONJ
cjfa-12565	85	67	–	–	PUNCT
cjfa-12565	85	68	frequency	frequency	NOUN
cjfa-12565	85	69	(	(	PUNCT
cjfa-12565	85	70	repetitiveness	repetitiveness	ADJ
cjfa-12565	85	71	of	of	ADP
cjfa-12565	85	72	factor	factor	NOUN
cjfa-12565	85	73	x	x	NOUN
cjfa-12565	85	74	)	)	PUNCT
cjfa-12565	85	75	.	.	PUNCT
cjfa-12565	86	1	the	the	DET
cjfa-12565	86	2	gini	gini	PROPN
cjfa-12565	86	3	index	index	NOUN
cjfa-12565	86	4	is	be	AUX
cjfa-12565	86	5	a	a	DET
cjfa-12565	86	6	ratio	ratio	NOUN
cjfa-12565	86	7	of	of	ADP
cjfa-12565	86	8	a	a	DET
cjfa-12565	86	9	completely	completely	ADV
cjfa-12565	86	10	uniform	uniform	ADJ
cjfa-12565	86	11	distribution	distribution	NOUN
cjfa-12565	86	12	of	of	ADP
cjfa-12565	86	13	market	market	NOUN
cjfa-12565	86	14	shares	share	NOUN
cjfa-12565	86	15	to	to	ADP
cjfa-12565	86	16	the	the	DET
cjfa-12565	86	17	actual	actual	ADJ
cjfa-12565	86	18	distribution	distribution	NOUN
cjfa-12565	86	19	of	of	ADP
cjfa-12565	86	20	the	the	DET
cjfa-12565	86	21	shares	share	NOUN
cjfa-12565	86	22	between	between	ADP
cjfa-12565	86	23	the	the	DET
cjfa-12565	86	24	participants	participant	NOUN
cjfa-12565	86	25	(	(	PUNCT
cjfa-12565	86	26	авдашева	авдашева	VERB
cjfa-12565	86	27	и	и	PROPN
cjfa-12565	86	28	розанова	розанова	NOUN
cjfa-12565	86	29	,	,	PUNCT
cjfa-12565	86	30	1998	1998	NUM
cjfa-12565	86	31	):	):	PUNCT
cjfa-12565	86	32	g	g	PROPN
cjfa-12565	86	33	=	=	SYM
cjfa-12565	86	34	d	d	PROPN
cjfa-12565	86	35	/	/	SYM
cjfa-12565	86	36	n	n	CCONJ
cjfa-12565	86	37	,	,	PUNCT
cjfa-12565	86	38	where	where	SCONJ
cjfa-12565	86	39	:	:	PUNCT
cjfa-12565	86	40	(	(	PUNCT
cjfa-12565	86	41	4	4	X
cjfa-12565	86	42	)	)	PUNCT
cjfa-12565	86	43	g	g	PROPN
cjfa-12565	86	44	–	–	PUNCT
cjfa-12565	86	45	gini	gini	PROPN
cjfa-12565	86	46	coefficient	coefficient	NOUN
cjfa-12565	86	47	,	,	PUNCT
cjfa-12565	86	48	d	d	PROPN
cjfa-12565	86	49	–	–	PUNCT
cjfa-12565	86	50	cumulative	cumulative	ADJ
cjfa-12565	86	51	share	share	NOUN
cjfa-12565	86	52	of	of	ADP
cjfa-12565	86	53	market	market	NOUN
cjfa-12565	86	54	(	(	PUNCT
cjfa-12565	86	55	industry	industry	NOUN
cjfa-12565	86	56	)	)	PUNCT
cjfa-12565	86	57	size	size	NOUN
cjfa-12565	86	58	,	,	PUNCT
cjfa-12565	86	59	n	n	CCONJ
cjfa-12565	86	60	–	–	PUNCT
cjfa-12565	86	61	cumulative	cumulative	ADJ
cjfa-12565	86	62	share	share	NOUN
cjfa-12565	86	63	of	of	ADP
cjfa-12565	86	64	enterprises	enterprise	NOUN
cjfa-12565	86	65	on	on	ADP
cjfa-12565	86	66	the	the	DET
cjfa-12565	86	67	market	market	NOUN
cjfa-12565	86	68	(	(	PUNCT
cjfa-12565	86	69	industry	industry	NOUN
cjfa-12565	86	70	)	)	PUNCT
cjfa-12565	86	71	.	.	PUNCT
cjfa-12565	87	1	the	the	PRON
cjfa-12565	87	2	higher	high	ADJ
cjfa-12565	87	3	the	the	DET
cjfa-12565	87	4	gini	gini	PROPN
cjfa-12565	87	5	index	index	PROPN
cjfa-12565	87	6	,	,	PUNCT
cjfa-12565	87	7	the	the	DET
cjfa-12565	87	8	more	more	ADV
cjfa-12565	87	9	unequal	unequal	ADJ
cjfa-12565	87	10	is	be	AUX
cjfa-12565	87	11	the	the	DET
cjfa-12565	87	12	distribution	distribution	NOUN
cjfa-12565	87	13	of	of	ADP
cjfa-12565	87	14	market	market	NOUN
cjfa-12565	87	15	shares	share	NOUN
cjfa-12565	87	16	between	between	ADP
cjfa-12565	87	17	sellers	seller	NOUN
cjfa-12565	87	18	and	and	CCONJ
cjfa-12565	87	19	hence	hence	ADV
cjfa-12565	87	20	,	,	PUNCT
cjfa-12565	87	21	ceteris	ceteris	NOUN
cjfa-12565	87	22	paribus	paribus	NOUN
cjfa-12565	87	23	higher	higher	ADV
cjfa-12565	87	24	the	the	DET
cjfa-12565	87	25	concentration	concentration	NOUN
cjfa-12565	87	26	in	in	ADP
cjfa-12565	87	27	the	the	DET
cjfa-12565	87	28	market	market	NOUN
cjfa-12565	87	29	(	(	PUNCT
cjfa-12565	87	30	авдашева	авдашева	VERB
cjfa-12565	87	31	и	и	PROPN
cjfa-12565	87	32	розанова	розанова	NOUN
cjfa-12565	87	33	,	,	PUNCT
cjfa-12565	87	34	1998	1998	NUM
cjfa-12565	87	35	)	)	PUNCT
cjfa-12565	87	36	.	.	PUNCT
cjfa-12565	88	1	literature	literature	PROPN
cjfa-12565	88	2	review	review	PROPN
cjfa-12565	88	3	,	,	PUNCT
cjfa-12565	88	4	unfortunately	unfortunately	ADV
cjfa-12565	88	5	,	,	PUNCT
cjfa-12565	88	6	did	do	AUX
cjfa-12565	88	7	n’t	not	PART
cjfa-12565	88	8	reflect	reflect	VERB
cjfa-12565	88	9	attempts	attempt	NOUN
cjfa-12565	88	10	to	to	PART
cjfa-12565	88	11	apply	apply	VERB
cjfa-12565	88	12	the	the	DET
cjfa-12565	88	13	gini	gini	PROPN
cjfa-12565	88	14	index	index	NOUN
cjfa-12565	88	15	for	for	ADP
cjfa-12565	88	16	the	the	DET
cjfa-12565	88	17	banking	banking	NOUN
cjfa-12565	88	18	sector	sector	NOUN
cjfa-12565	88	19	concentration	concentration	NOUN
cjfa-12565	88	20	study	study	NOUN
cjfa-12565	88	21	in	in	ADP
cjfa-12565	88	22	latvia	latvia	PROPN
cjfa-12565	88	23	.	.	PUNCT
cjfa-12565	89	1	internationally	internationally	PROPN
cjfa-12565	89	2	gini	gini	PROPN
cjfa-12565	89	3	index	index	NOUN
cjfa-12565	89	4	is	be	AUX
cjfa-12565	89	5	considered	consider	VERB
cjfa-12565	89	6	to	to	PART
cjfa-12565	89	7	underestimate	underestimate	VERB
cjfa-12565	89	8	the	the	DET
cjfa-12565	89	9	role	role	NOUN
cjfa-12565	89	10	of	of	ADP
cjfa-12565	89	11	big	big	ADJ
cjfa-12565	89	12	banks	bank	NOUN
cjfa-12565	89	13	in	in	ADP
cjfa-12565	89	14	the	the	DET
cjfa-12565	89	15	market	market	NOUN
cjfa-12565	89	16	(	(	PUNCT
cjfa-12565	89	17	bikker	bikker	PROPN
cjfa-12565	89	18	&	&	CCONJ
cjfa-12565	89	19	haaf	haaf	PROPN
cjfa-12565	89	20	,	,	PUNCT
cjfa-12565	89	21	2002	2002	NUM
cjfa-12565	89	22	)	)	PUNCT
cjfa-12565	89	23	.	.	PUNCT
cjfa-12565	90	1	the	the	DET
cjfa-12565	90	2	maximum	maximum	ADJ
cjfa-12565	90	3	value	value	NOUN
cjfa-12565	90	4	of	of	ADP
cjfa-12565	90	5	1	1	NUM
cjfa-12565	90	6	indicates	indicate	VERB
cjfa-12565	90	7	a	a	DET
cjfa-12565	90	8	situation	situation	NOUN
cjfa-12565	90	9	of	of	ADP
cjfa-12565	90	10	absolute	absolute	ADJ
cjfa-12565	90	11	inequality	inequality	NOUN
cjfa-12565	90	12	(	(	PUNCT
cjfa-12565	90	13	one	one	NUM
cjfa-12565	90	14	company	company	NOUN
cjfa-12565	90	15	accounts	account	VERB
cjfa-12565	90	16	for	for	ADP
cjfa-12565	90	17	the	the	DET
cjfa-12565	90	18	entire	entire	ADJ
cjfa-12565	90	19	volume	volume	NOUN
cjfa-12565	90	20	of	of	ADP
cjfa-12565	90	21	the	the	DET
cjfa-12565	90	22	industry	industry	NOUN
cjfa-12565	90	23	)	)	PUNCT
cjfa-12565	90	24	.	.	PUNCT
cjfa-12565	91	1	the	the	DET
cjfa-12565	91	2	minimum	minimum	ADJ
cjfa-12565	91	3	value	value	NOUN
cjfa-12565	91	4	of	of	ADP
cjfa-12565	91	5	the	the	DET
cjfa-12565	91	6	index	index	NOUN
cjfa-12565	91	7	of	of	ADP
cjfa-12565	91	8	0	0	NUM
cjfa-12565	91	9	means	mean	VERB
cjfa-12565	91	10	perfect	perfect	ADJ
cjfa-12565	91	11	equality	equality	NOUN
cjfa-12565	91	12	:	:	PUNCT
cjfa-12565	91	13	each	each	DET
cjfa-12565	91	14	enterprise	enterprise	NOUN
cjfa-12565	91	15	produces	produce	VERB
cjfa-12565	91	16	(	(	PUNCT
cjfa-12565	91	17	sells	sell	VERB
cjfa-12565	91	18	)	)	PUNCT
cjfa-12565	91	19	an	an	DET
cjfa-12565	91	20	equal	equal	ADJ
cjfa-12565	91	21	share	share	NOUN
cjfa-12565	91	22	in	in	ADP
cjfa-12565	91	23	the	the	DET
cjfa-12565	91	24	industry	industry	NOUN
cjfa-12565	91	25	(	(	PUNCT
cjfa-12565	91	26	суслова	суслова	NOUN
cjfa-12565	91	27	,	,	PUNCT
cjfa-12565	91	28	2002	2002	NUM
cjfa-12565	91	29	)	)	PUNCT
cjfa-12565	91	30	.	.	PUNCT
cjfa-12565	92	1	to	to	PART
cjfa-12565	92	2	deepen	deepen	VERB
cjfa-12565	92	3	the	the	DET
cjfa-12565	92	4	analysis	analysis	NOUN
cjfa-12565	92	5	,	,	PUNCT
cjfa-12565	92	6	comparative	comparative	ADJ
cjfa-12565	92	7	analysis	analysis	NOUN
cjfa-12565	92	8	of	of	ADP
cjfa-12565	92	9	the	the	DET
cjfa-12565	92	10	competitiveness	competitiveness	NOUN
cjfa-12565	92	11	of	of	ADP
cjfa-12565	92	12	latvian	latvian	ADJ
cjfa-12565	92	13	banks	bank	NOUN
cjfa-12565	92	14	is	be	AUX
cjfa-12565	92	15	to	to	PART
cjfa-12565	92	16	be	be	AUX
cjfa-12565	92	17	carried	carry	VERB
cjfa-12565	92	18	out	out	ADP
cjfa-12565	92	19	on	on	ADP
cjfa-12565	92	20	the	the	DET
cjfa-12565	92	21	basis	basis	NOUN
cjfa-12565	92	22	of	of	ADP
cjfa-12565	92	23	publicly	publicly	ADV
cjfa-12565	92	24	available	available	ADJ
cjfa-12565	92	25	financial	financial	ADJ
cjfa-12565	92	26	statements	statement	NOUN
cjfa-12565	92	27	and	and	CCONJ
cjfa-12565	92	28	financial	financial	ADJ
cjfa-12565	92	29	analysis	analysis	NOUN
cjfa-12565	92	30	indicators	indicator	NOUN
cjfa-12565	92	31	:	:	PUNCT
cjfa-12565	92	32	return	return	VERB
cjfa-12565	92	33	on	on	ADP
cjfa-12565	92	34	equity	equity	NOUN
cjfa-12565	92	35	ratio	ratio	NOUN
cjfa-12565	92	36	(	(	PUNCT
cjfa-12565	92	37	roe	roe	PROPN
cjfa-12565	92	38	)	)	PUNCT
cjfa-12565	92	39	,	,	PUNCT
cjfa-12565	92	40	return	return	VERB
cjfa-12565	92	41	on	on	ADP
cjfa-12565	92	42	assets	asset	NOUN
cjfa-12565	92	43	ratio	ratio	NOUN
cjfa-12565	92	44	(	(	PUNCT
cjfa-12565	92	45	roa	roa	PROPN
cjfa-12565	92	46	)	)	PUNCT
cjfa-12565	92	47	,	,	PUNCT
cjfa-12565	92	48	total	total	ADJ
cjfa-12565	92	49	liquidity	liquidity	NOUN
cjfa-12565	92	50	ratios	ratio	NOUN
cjfa-12565	92	51	,	,	PUNCT
cjfa-12565	92	52	capital	capital	NOUN
cjfa-12565	92	53	adequacy	adequacy	NOUN
cjfa-12565	92	54	ratios	ratio	NOUN
cjfa-12565	92	55	and	and	CCONJ
cjfa-12565	92	56	financial	financial	ADJ
cjfa-12565	92	57	stability	stability	NOUN
cjfa-12565	92	58	.	.	PUNCT
cjfa-12565	93	1	the	the	DET
cjfa-12565	93	2	source	source	NOUN
cjfa-12565	93	3	of	of	ADP
cjfa-12565	93	4	data	datum	NOUN
cjfa-12565	93	5	for	for	ADP
cjfa-12565	93	6	the	the	DET
cjfa-12565	93	7	analysis	analysis	NOUN
cjfa-12565	93	8	are	be	AUX
cjfa-12565	93	9	the	the	DET
cjfa-12565	93	10	quarterly	quarterly	ADJ
cjfa-12565	93	11	reports	report	NOUN
cjfa-12565	93	12	published	publish	VERB
cjfa-12565	93	13	by	by	ADP
cjfa-12565	93	14	banks	bank	NOUN
cjfa-12565	93	15	,	,	PUNCT
cjfa-12565	93	16	publicly	publicly	ADV
cjfa-12565	93	17	available	available	ADJ
cjfa-12565	93	18	data	datum	NOUN
cjfa-12565	93	19	of	of	ADP
cjfa-12565	93	20	association	association	NOUN
cjfa-12565	93	21	of	of	ADP
cjfa-12565	93	22	commercial	commercial	ADJ
cjfa-12565	93	23	banks	bank	NOUN
cjfa-12565	93	24	of	of	ADP
cjfa-12565	93	25	latvia	latvia	PROPN
cjfa-12565	93	26	measuring	measure	VERB
cjfa-12565	93	27	competitiveness	competitiveness	NOUN
cjfa-12565	93	28	of	of	ADP
cjfa-12565	93	29	banks	bank	NOUN
cjfa-12565	93	30	in	in	ADP
cjfa-12565	93	31	latvia	latvia	PROPN
cjfa-12565	93	32	131	131	NUM
cjfa-12565	93	33	from	from	ADP
cjfa-12565	93	34	2012	2012	NUM
cjfa-12565	93	35	to	to	ADP
cjfa-12565	93	36	2015	2015	NUM
cjfa-12565	93	37	inclusive	inclusive	NOUN
cjfa-12565	93	38	.	.	PUNCT
cjfa-12565	94	1	for	for	ADP
cjfa-12565	94	2	comparative	comparative	ADJ
cjfa-12565	94	3	analysis	analysis	NOUN
cjfa-12565	94	4	of	of	ADP
cjfa-12565	94	5	the	the	DET
cjfa-12565	94	6	competitiveness	competitiveness	NOUN
cjfa-12565	94	7	of	of	ADP
cjfa-12565	94	8	banks	bank	NOUN
cjfa-12565	94	9	data	datum	NOUN
cjfa-12565	94	10	for	for	ADP
cjfa-12565	94	11	2015	2015	NUM
cjfa-12565	94	12	as	as	ADP
cjfa-12565	94	13	the	the	DET
cjfa-12565	94	14	last	last	ADJ
cjfa-12565	94	15	year	year	NOUN
cjfa-12565	94	16	of	of	ADP
cjfa-12565	94	17	financial	financial	ADJ
cjfa-12565	94	18	reporting	reporting	NOUN
cjfa-12565	94	19	is	be	AUX
cjfa-12565	94	20	to	to	PART
cjfa-12565	94	21	be	be	AUX
cjfa-12565	94	22	used	use	VERB
cjfa-12565	94	23	.	.	PUNCT
cjfa-12565	95	1	return	return	VERB
cjfa-12565	95	2	on	on	ADP
cjfa-12565	95	3	equity	equity	NOUN
cjfa-12565	95	4	(	(	PUNCT
cjfa-12565	95	5	roe	roe	PROPN
cjfa-12565	95	6	)	)	PUNCT
cjfa-12565	95	7	is	be	AUX
cjfa-12565	95	8	net	net	ADJ
cjfa-12565	95	9	profit	profit	NOUN
cjfa-12565	95	10	compared	compare	VERB
cjfa-12565	95	11	with	with	ADP
cjfa-12565	95	12	a	a	DET
cjfa-12565	95	13	net	net	ADJ
cjfa-12565	95	14	worth	worth	NOUN
cjfa-12565	95	15	of	of	ADP
cjfa-12565	95	16	the	the	DET
cjfa-12565	95	17	organization	organization	NOUN
cjfa-12565	95	18	(	(	PUNCT
cjfa-12565	95	19	audit	audit	NOUN
cjfa-12565	95	20	-	-	PUNCT
cjfa-12565	95	21	it	it	PRON
cjfa-12565	95	22	(	(	PUNCT
cjfa-12565	95	23	1	1	NUM
cjfa-12565	95	24	)	)	PUNCT
cjfa-12565	95	25	,	,	PUNCT
cjfa-12565	95	26	2016	2016	NUM
cjfa-12565	95	27	)	)	PUNCT
cjfa-12565	95	28	.	.	PUNCT
cjfa-12565	96	1	roe	roe	NOUN
cjfa-12565	96	2	=	=	NOUN
cjfa-12565	96	3	net	net	ADJ
cjfa-12565	96	4	profit	profit	NOUN
cjfa-12565	96	5	/	/	SYM
cjfa-12565	96	6	average	average	ADJ
cjfa-12565	96	7	own	own	ADJ
cjfa-12565	96	8	capital	capital	NOUN
cjfa-12565	96	9	(	(	PUNCT
cjfa-12565	96	10	5	5	NUM
cjfa-12565	96	11	)	)	PUNCT
cjfa-12565	96	12	return	return	NOUN
cjfa-12565	96	13	on	on	ADP
cjfa-12565	96	14	assets	asset	NOUN
cjfa-12565	96	15	(	(	PUNCT
cjfa-12565	96	16	roa	roa	NOUN
cjfa-12565	96	17	)	)	PUNCT
cjfa-12565	96	18	describes	describe	VERB
cjfa-12565	96	19	the	the	DET
cjfa-12565	96	20	ability	ability	NOUN
cjfa-12565	96	21	of	of	ADP
cjfa-12565	96	22	management	management	NOUN
cjfa-12565	96	23	to	to	PART
cjfa-12565	96	24	effectively	effectively	ADV
cjfa-12565	96	25	use	use	VERB
cjfa-12565	96	26	organization	organization	NOUN
cjfa-12565	96	27	assets	asset	NOUN
cjfa-12565	96	28	to	to	PART
cjfa-12565	96	29	generate	generate	VERB
cjfa-12565	96	30	earnings	earning	NOUN
cjfa-12565	96	31	(	(	PUNCT
cjfa-12565	96	32	audit	audit	NOUN
cjfa-12565	96	33	-	-	PUNCT
cjfa-12565	96	34	it	it	PRON
cjfa-12565	96	35	(	(	PUNCT
cjfa-12565	96	36	1	1	NUM
cjfa-12565	96	37	)	)	PUNCT
cjfa-12565	96	38	,	,	PUNCT
cjfa-12565	96	39	2016	2016	NUM
cjfa-12565	96	40	)	)	PUNCT
cjfa-12565	96	41	.	.	PUNCT
cjfa-12565	97	1	n	n	X
cjfa-12565	97	2	—	—	PUNCT
cjfa-12565	97	3	cumulative	cumulative	ADJ
cjfa-12565	97	4	share	share	NOUN
cjfa-12565	97	5	of	of	ADP
cjfa-12565	97	6	enterprises	enterprise	NOUN
cjfa-12565	97	7	on	on	ADP
cjfa-12565	97	8	the	the	DET
cjfa-12565	97	9	market	market	NOUN
cjfa-12565	97	10	(	(	PUNCT
cjfa-12565	97	11	industry	industry	NOUN
cjfa-12565	97	12	)	)	PUNCT
cjfa-12565	97	13	.	.	PUNCT
cjfa-12565	98	1	the	the	PRON
cjfa-12565	98	2	higher	high	ADJ
cjfa-12565	98	3	the	the	DET
cjfa-12565	98	4	gini	gini	PROPN
cjfa-12565	98	5	index	index	PROPN
cjfa-12565	98	6	,	,	PUNCT
cjfa-12565	98	7	the	the	DET
cjfa-12565	98	8	more	more	ADV
cjfa-12565	98	9	unequal	unequal	ADJ
cjfa-12565	98	10	is	be	AUX
cjfa-12565	98	11	the	the	DET
cjfa-12565	98	12	distribution	distribution	NOUN
cjfa-12565	98	13	of	of	ADP
cjfa-12565	98	14	market	market	NOUN
cjfa-12565	98	15	shares	share	NOUN
cjfa-12565	98	16	between	between	ADP
cjfa-12565	98	17	sellers	seller	NOUN
cjfa-12565	98	18	and	and	CCONJ
cjfa-12565	98	19	hence	hence	ADV
cjfa-12565	98	20	,	,	PUNCT
cjfa-12565	98	21	ceteris	ceteris	NOUN
cjfa-12565	98	22	paribus	paribus	NOUN
cjfa-12565	98	23	higher	higher	ADV
cjfa-12565	98	24	the	the	DET
cjfa-12565	98	25	concentration	concentration	NOUN
cjfa-12565	98	26	in	in	ADP
cjfa-12565	98	27	the	the	DET
cjfa-12565	98	28	market	market	NOUN
cjfa-12565	98	29	(	(	PUNCT
cjfa-12565	98	30	авдашева	авдашева	VERB
cjfa-12565	98	31	и	и	PROPN
cjfa-12565	98	32	розанова	розанова	NOUN
cjfa-12565	98	33	,	,	PUNCT
cjfa-12565	98	34	1998	1998	NUM
cjfa-12565	98	35	)	)	PUNCT
cjfa-12565	98	36	.	.	PUNCT
cjfa-12565	99	1	literature	literature	PROPN
cjfa-12565	99	2	review	review	PROPN
cjfa-12565	99	3	,	,	PUNCT
cjfa-12565	99	4	unfortunately	unfortunately	ADV
cjfa-12565	99	5	,	,	PUNCT
cjfa-12565	99	6	did	do	AUX
cjfa-12565	99	7	n’t	not	PART
cjfa-12565	99	8	reflect	reflect	VERB
cjfa-12565	99	9	attempts	attempt	NOUN
cjfa-12565	99	10	to	to	PART
cjfa-12565	99	11	apply	apply	VERB
cjfa-12565	99	12	the	the	DET
cjfa-12565	99	13	gini	gini	PROPN
cjfa-12565	99	14	index	index	NOUN
cjfa-12565	99	15	for	for	ADP
cjfa-12565	99	16	the	the	DET
cjfa-12565	99	17	banking	banking	NOUN
cjfa-12565	99	18	sector	sector	NOUN
cjfa-12565	99	19	concentration	concentration	NOUN
cjfa-12565	99	20	study	study	NOUN
cjfa-12565	99	21	in	in	ADP
cjfa-12565	99	22	latvia	latvia	PROPN
cjfa-12565	99	23	.	.	PUNCT
cjfa-12565	100	1	internationally	internationally	PROPN
cjfa-12565	100	2	gini	gini	PROPN
cjfa-12565	100	3	index	index	NOUN
cjfa-12565	100	4	is	be	AUX
cjfa-12565	100	5	considered	consider	VERB
cjfa-12565	100	6	to	to	PART
cjfa-12565	100	7	underestimate	underestimate	VERB
cjfa-12565	100	8	the	the	DET
cjfa-12565	100	9	role	role	NOUN
cjfa-12565	100	10	of	of	ADP
cjfa-12565	100	11	big	big	ADJ
cjfa-12565	100	12	banks	bank	NOUN
cjfa-12565	100	13	in	in	ADP
cjfa-12565	100	14	the	the	DET
cjfa-12565	100	15	market	market	NOUN
cjfa-12565	100	16	(	(	PUNCT
cjfa-12565	100	17	bikker	bikker	PROPN
cjfa-12565	100	18	&	&	CCONJ
cjfa-12565	100	19	haaf	haaf	PROPN
cjfa-12565	100	20	,	,	PUNCT
cjfa-12565	100	21	2002	2002	NUM
cjfa-12565	100	22	)	)	PUNCT
cjfa-12565	100	23	.	.	PUNCT
cjfa-12565	101	1	the	the	DET
cjfa-12565	101	2	maximum	maximum	ADJ
cjfa-12565	101	3	value	value	NOUN
cjfa-12565	101	4	of	of	ADP
cjfa-12565	101	5	1	1	NUM
cjfa-12565	101	6	indicates	indicate	VERB
cjfa-12565	101	7	a	a	DET
cjfa-12565	101	8	situation	situation	NOUN
cjfa-12565	101	9	of	of	ADP
cjfa-12565	101	10	absolute	absolute	ADJ
cjfa-12565	101	11	inequality	inequality	NOUN
cjfa-12565	101	12	(	(	PUNCT
cjfa-12565	101	13	one	one	NUM
cjfa-12565	101	14	company	company	NOUN
cjfa-12565	101	15	accounts	account	VERB
cjfa-12565	101	16	for	for	ADP
cjfa-12565	101	17	the	the	DET
cjfa-12565	101	18	entire	entire	ADJ
cjfa-12565	101	19	volume	volume	NOUN
cjfa-12565	101	20	of	of	ADP
cjfa-12565	101	21	the	the	DET
cjfa-12565	101	22	industry	industry	NOUN
cjfa-12565	101	23	)	)	PUNCT
cjfa-12565	101	24	.	.	PUNCT
cjfa-12565	102	1	the	the	DET
cjfa-12565	102	2	minimum	minimum	ADJ
cjfa-12565	102	3	value	value	NOUN
cjfa-12565	102	4	of	of	ADP
cjfa-12565	102	5	the	the	DET
cjfa-12565	102	6	index	index	NOUN
cjfa-12565	102	7	of	of	ADP
cjfa-12565	102	8	0	0	NUM
cjfa-12565	102	9	means	mean	VERB
cjfa-12565	102	10	perfect	perfect	ADJ
cjfa-12565	102	11	equality	equality	NOUN
cjfa-12565	102	12	:	:	PUNCT
cjfa-12565	102	13	each	each	DET
cjfa-12565	102	14	enterprise	enterprise	NOUN
cjfa-12565	102	15	produces	produce	VERB
cjfa-12565	102	16	(	(	PUNCT
cjfa-12565	102	17	sells	sell	VERB
cjfa-12565	102	18	)	)	PUNCT
cjfa-12565	102	19	an	an	DET
cjfa-12565	102	20	equal	equal	ADJ
cjfa-12565	102	21	share	share	NOUN
cjfa-12565	102	22	in	in	ADP
cjfa-12565	102	23	the	the	DET
cjfa-12565	102	24	industry	industry	NOUN
cjfa-12565	102	25	(	(	PUNCT
cjfa-12565	102	26	суслова	суслова	NOUN
cjfa-12565	102	27	,	,	PUNCT
cjfa-12565	102	28	2002	2002	NUM
cjfa-12565	102	29	)	)	PUNCT
cjfa-12565	102	30	.	.	PUNCT
cjfa-12565	103	1	to	to	PART
cjfa-12565	103	2	deepen	deepen	VERB
cjfa-12565	103	3	the	the	DET
cjfa-12565	103	4	analysis	analysis	NOUN
cjfa-12565	103	5	,	,	PUNCT
cjfa-12565	103	6	comparative	comparative	ADJ
cjfa-12565	103	7	analysis	analysis	NOUN
cjfa-12565	103	8	of	of	ADP
cjfa-12565	103	9	the	the	DET
cjfa-12565	103	10	competitiveness	competitiveness	NOUN
cjfa-12565	103	11	of	of	ADP
cjfa-12565	103	12	latvian	latvian	ADJ
cjfa-12565	103	13	banks	bank	NOUN
cjfa-12565	103	14	is	be	AUX
cjfa-12565	103	15	to	to	PART
cjfa-12565	103	16	be	be	AUX
cjfa-12565	103	17	carried	carry	VERB
cjfa-12565	103	18	out	out	ADP
cjfa-12565	103	19	on	on	ADP
cjfa-12565	103	20	the	the	DET
cjfa-12565	103	21	basis	basis	NOUN
cjfa-12565	103	22	of	of	ADP
cjfa-12565	103	23	publicly	publicly	ADV
cjfa-12565	103	24	available	available	ADJ
cjfa-12565	103	25	financial	financial	ADJ
cjfa-12565	103	26	statements	statement	NOUN
cjfa-12565	103	27	and	and	CCONJ
cjfa-12565	103	28	financial	financial	ADJ
cjfa-12565	103	29	analysis	analysis	NOUN
cjfa-12565	103	30	indicators	indicator	NOUN
cjfa-12565	103	31	:	:	PUNCT
cjfa-12565	103	32	return	return	VERB
cjfa-12565	103	33	on	on	ADP
cjfa-12565	103	34	equity	equity	NOUN
cjfa-12565	103	35	ratio	ratio	NOUN
cjfa-12565	103	36	(	(	PUNCT
cjfa-12565	103	37	roe	roe	PROPN
cjfa-12565	103	38	)	)	PUNCT
cjfa-12565	103	39	,	,	PUNCT
cjfa-12565	103	40	return	return	VERB
cjfa-12565	103	41	on	on	ADP
cjfa-12565	103	42	assets	asset	NOUN
cjfa-12565	103	43	ratio	ratio	NOUN
cjfa-12565	103	44	(	(	PUNCT
cjfa-12565	103	45	roa	roa	PROPN
cjfa-12565	103	46	)	)	PUNCT
cjfa-12565	103	47	,	,	PUNCT
cjfa-12565	103	48	total	total	ADJ
cjfa-12565	103	49	liquidity	liquidity	NOUN
cjfa-12565	103	50	ratios	ratio	NOUN
cjfa-12565	103	51	,	,	PUNCT
cjfa-12565	103	52	capital	capital	NOUN
cjfa-12565	103	53	adequacy	adequacy	NOUN
cjfa-12565	103	54	ratios	ratio	NOUN
cjfa-12565	103	55	and	and	CCONJ
cjfa-12565	103	56	financial	financial	ADJ
cjfa-12565	103	57	stability	stability	NOUN
cjfa-12565	103	58	.	.	PUNCT
cjfa-12565	104	1	the	the	DET
cjfa-12565	104	2	source	source	NOUN
cjfa-12565	104	3	of	of	ADP
cjfa-12565	104	4	data	datum	NOUN
cjfa-12565	104	5	for	for	ADP
cjfa-12565	104	6	the	the	DET
cjfa-12565	104	7	analysis	analysis	NOUN
cjfa-12565	104	8	are	be	AUX
cjfa-12565	104	9	the	the	DET
cjfa-12565	104	10	quarterly	quarterly	ADJ
cjfa-12565	104	11	reports	report	NOUN
cjfa-12565	104	12	published	publish	VERB
cjfa-12565	104	13	by	by	ADP
cjfa-12565	104	14	banks	bank	NOUN
cjfa-12565	104	15	,	,	PUNCT
cjfa-12565	104	16	publicly	publicly	ADV
cjfa-12565	104	17	available	available	ADJ
cjfa-12565	104	18	data	datum	NOUN
cjfa-12565	104	19	of	of	ADP
cjfa-12565	104	20	association	association	NOUN
cjfa-12565	104	21	of	of	ADP
cjfa-12565	104	22	commercial	commercial	ADJ
cjfa-12565	104	23	banks	bank	NOUN
cjfa-12565	104	24	of	of	ADP
cjfa-12565	104	25	latvia	latvia	PROPN
cjfa-12565	104	26	from	from	ADP
cjfa-12565	104	27	2012	2012	NUM
cjfa-12565	104	28	to	to	ADP
cjfa-12565	104	29	2015	2015	NUM
cjfa-12565	104	30	inclusive	inclusive	NOUN
cjfa-12565	104	31	.	.	PUNCT
cjfa-12565	105	1	for	for	ADP
cjfa-12565	105	2	comparative	comparative	ADJ
cjfa-12565	105	3	analysis	analysis	NOUN
cjfa-12565	105	4	of	of	ADP
cjfa-12565	105	5	the	the	DET
cjfa-12565	105	6	competitiveness	competitiveness	NOUN
cjfa-12565	105	7	of	of	ADP
cjfa-12565	105	8	banks	bank	NOUN
cjfa-12565	105	9	data	datum	NOUN
cjfa-12565	105	10	for	for	ADP
cjfa-12565	105	11	2015	2015	NUM
cjfa-12565	105	12	as	as	ADP
cjfa-12565	105	13	the	the	DET
cjfa-12565	105	14	last	last	ADJ
cjfa-12565	105	15	year	year	NOUN
cjfa-12565	105	16	of	of	ADP
cjfa-12565	105	17	financial	financial	ADJ
cjfa-12565	105	18	reporting	reporting	NOUN
cjfa-12565	105	19	is	be	AUX
cjfa-12565	105	20	to	to	PART
cjfa-12565	105	21	be	be	AUX
cjfa-12565	105	22	used	use	VERB
cjfa-12565	105	23	.	.	PUNCT
cjfa-12565	106	1	return	return	VERB
cjfa-12565	106	2	on	on	ADP
cjfa-12565	106	3	equity	equity	NOUN
cjfa-12565	106	4	(	(	PUNCT
cjfa-12565	106	5	roe	roe	PROPN
cjfa-12565	106	6	)	)	PUNCT
cjfa-12565	106	7	is	be	AUX
cjfa-12565	106	8	net	net	ADJ
cjfa-12565	106	9	profit	profit	NOUN
cjfa-12565	106	10	compared	compare	VERB
cjfa-12565	106	11	with	with	ADP
cjfa-12565	106	12	a	a	DET
cjfa-12565	106	13	net	net	ADJ
cjfa-12565	106	14	worth	worth	NOUN
cjfa-12565	106	15	of	of	ADP
cjfa-12565	106	16	the	the	DET
cjfa-12565	106	17	organization	organization	NOUN
cjfa-12565	106	18	(	(	PUNCT
cjfa-12565	106	19	auditit	auditit	NOUN
cjfa-12565	106	20	(	(	PUNCT
cjfa-12565	106	21	1	1	NUM
cjfa-12565	106	22	)	)	PUNCT
cjfa-12565	106	23	,	,	PUNCT
cjfa-12565	106	24	2016	2016	NUM
cjfa-12565	106	25	)	)	PUNCT
cjfa-12565	106	26	.	.	PUNCT
cjfa-12565	107	1	roe	roe	NOUN
cjfa-12565	107	2	=	=	NOUN
cjfa-12565	107	3	net	net	ADJ
cjfa-12565	107	4	profit	profit	NOUN
cjfa-12565	107	5	/	/	SYM
cjfa-12565	107	6	average	average	ADJ
cjfa-12565	107	7	own	own	ADJ
cjfa-12565	107	8	capital	capital	NOUN
cjfa-12565	107	9	(	(	PUNCT
cjfa-12565	107	10	5	5	NUM
cjfa-12565	107	11	)	)	PUNCT
cjfa-12565	107	12	return	return	NOUN
cjfa-12565	107	13	on	on	ADP
cjfa-12565	107	14	assets	asset	NOUN
cjfa-12565	107	15	(	(	PUNCT
cjfa-12565	107	16	roa	roa	NOUN
cjfa-12565	107	17	)	)	PUNCT
cjfa-12565	107	18	describes	describe	VERB
cjfa-12565	107	19	the	the	DET
cjfa-12565	107	20	ability	ability	NOUN
cjfa-12565	107	21	of	of	ADP
cjfa-12565	107	22	management	management	NOUN
cjfa-12565	107	23	to	to	PART
cjfa-12565	107	24	effectively	effectively	ADV
cjfa-12565	107	25	use	use	VERB
cjfa-12565	107	26	organization	organization	NOUN
cjfa-12565	107	27	assets	asset	NOUN
cjfa-12565	107	28	to	to	PART
cjfa-12565	107	29	generate	generate	VERB
cjfa-12565	107	30	earnings	earning	NOUN
cjfa-12565	107	31	(	(	PUNCT
cjfa-12565	107	32	audit	audit	NOUN
cjfa-12565	107	33	-	-	PUNCT
cjfa-12565	107	34	it	it	PRON
cjfa-12565	107	35	(	(	PUNCT
cjfa-12565	107	36	1	1	NUM
cjfa-12565	107	37	)	)	PUNCT
cjfa-12565	107	38	,	,	PUNCT
cjfa-12565	107	39	2016	2016	NUM
cjfa-12565	107	40	.	.	PUNCT
cjfa-12565	107	41	)	)	PUNCT
cjfa-12565	108	1	the	the	DET
cjfa-12565	108	2	capital	capital	NOUN
cjfa-12565	108	3	adequacy	adequacy	NOUN
cjfa-12565	108	4	ratio	ratio	NOUN
cjfa-12565	108	5	shows	show	VERB
cjfa-12565	108	6	the	the	DET
cjfa-12565	108	7	proportion	proportion	NOUN
cjfa-12565	108	8	between	between	ADP
cjfa-12565	108	9	of	of	ADP
cjfa-12565	108	10	bank	bank	NOUN
cjfa-12565	108	11	's	's	PART
cjfa-12565	108	12	own	own	ADJ
cjfa-12565	108	13	capital	capital	NOUN
cjfa-12565	108	14	and	and	CCONJ
cjfa-12565	108	15	the	the	DET
cjfa-12565	108	16	liabilities	liability	NOUN
cjfa-12565	108	17	.	.	PUNCT
cjfa-12565	109	1	liabilities	liability	NOUN
cjfa-12565	109	2	are	be	AUX
cjfa-12565	109	3	risk	risk	NOUN
cjfa-12565	109	4	-	-	PUNCT
cjfa-12565	109	5	weighted	weight	VERB
cjfa-12565	109	6	by	by	ADP
cjfa-12565	109	7	each	each	DET
cjfa-12565	109	8	bank	bank	NOUN
cjfa-12565	109	9	.	.	PUNCT
cjfa-12565	110	1	the	the	DET
cjfa-12565	110	2	minimum	minimum	ADJ
cjfa-12565	110	3	value	value	NOUN
cjfa-12565	110	4	is	be	AUX
cjfa-12565	110	5	0.1	0.1	NUM
cjfa-12565	110	6	(	(	PUNCT
cjfa-12565	110	7	kudinska	kudinska	ADJ
cjfa-12565	110	8	,	,	PUNCT
cjfa-12565	110	9	2008	2008	NUM
cjfa-12565	110	10	)	)	PUNCT
cjfa-12565	110	11	.	.	PUNCT
cjfa-12565	111	1	capital	capital	NOUN
cjfa-12565	111	2	adequacy	adequacy	NOUN
cjfa-12565	111	3	ratio	ratio	NOUN
cjfa-12565	111	4	=	=	SYM
cjfa-12565	111	5	own	own	ADJ
cjfa-12565	111	6	capital	capital	NOUN
cjfa-12565	111	7	/	/	SYM
cjfa-12565	111	8	total	total	ADJ
cjfa-12565	111	9	risk	risk	NOUN
cjfa-12565	111	10	-	-	PUNCT
cjfa-12565	111	11	weighted	weight	VERB
cjfa-12565	111	12	liabilities	liability	NOUN
cjfa-12565	111	13	(	(	PUNCT
cjfa-12565	111	14	7	7	NUM
cjfa-12565	111	15	)	)	PUNCT
cjfa-12565	111	16	(	(	PUNCT
cjfa-12565	111	17	6	6	X
cjfa-12565	111	18	)	)	PUNCT
cjfa-12565	111	19	the	the	DET
cjfa-12565	111	20	capital	capital	NOUN
cjfa-12565	111	21	adequacy	adequacy	NOUN
cjfa-12565	111	22	ratio	ratio	NOUN
cjfa-12565	111	23	shows	show	VERB
cjfa-12565	111	24	the	the	DET
cjfa-12565	111	25	proportion	proportion	NOUN
cjfa-12565	111	26	between	between	ADP
cjfa-12565	111	27	of	of	ADP
cjfa-12565	111	28	bank	bank	NOUN
cjfa-12565	111	29	’s	’s	PART
cjfa-12565	111	30	own	own	ADJ
cjfa-12565	111	31	capital	capital	NOUN
cjfa-12565	111	32	and	and	CCONJ
cjfa-12565	111	33	the	the	DET
cjfa-12565	111	34	liabilities	liability	NOUN
cjfa-12565	111	35	.	.	PUNCT
cjfa-12565	112	1	liabilities	liability	NOUN
cjfa-12565	112	2	are	be	AUX
cjfa-12565	112	3	risk	risk	NOUN
cjfa-12565	112	4	-	-	PUNCT
cjfa-12565	112	5	weighted	weight	VERB
cjfa-12565	112	6	by	by	ADP
cjfa-12565	112	7	each	each	DET
cjfa-12565	112	8	bank	bank	NOUN
cjfa-12565	112	9	.	.	PUNCT
cjfa-12565	113	1	the	the	DET
cjfa-12565	113	2	minimum	minimum	ADJ
cjfa-12565	113	3	value	value	NOUN
cjfa-12565	113	4	is	be	AUX
cjfa-12565	113	5	0.1	0.1	NUM
cjfa-12565	113	6	(	(	PUNCT
cjfa-12565	113	7	kudinska	kudinska	ADJ
cjfa-12565	113	8	,	,	PUNCT
cjfa-12565	113	9	2008	2008	NUM
cjfa-12565	113	10	)	)	PUNCT
cjfa-12565	113	11	.	.	PUNCT
cjfa-12565	114	1	capital	capital	NOUN
cjfa-12565	114	2	adequacy	adequacy	NOUN
cjfa-12565	114	3	ratio	ratio	NOUN
cjfa-12565	114	4	=	=	SYM
cjfa-12565	114	5	own	own	ADJ
cjfa-12565	114	6	capital	capital	NOUN
cjfa-12565	114	7	/	/	SYM
cjfa-12565	114	8	total	total	ADJ
cjfa-12565	114	9	risk	risk	NOUN
cjfa-12565	114	10	-	-	PUNCT
cjfa-12565	114	11	weighted	weight	VERB
cjfa-12565	114	12	liabilities	liability	NOUN
cjfa-12565	114	13	(	(	PUNCT
cjfa-12565	114	14	7	7	X
cjfa-12565	114	15	)	)	PUNCT
cjfa-12565	114	16	general	general	ADJ
cjfa-12565	114	17	liquidity	liquidity	NOUN
cjfa-12565	114	18	as	as	ADP
cjfa-12565	114	19	ratio	ratio	NOUN
cjfa-12565	114	20	of	of	ADP
cjfa-12565	114	21	liquid	liquid	ADJ
cjfa-12565	114	22	assets	asset	NOUN
cjfa-12565	114	23	to	to	PART
cjfa-12565	114	24	paid	pay	VERB
cjfa-12565	114	25	raised	raise	VERB
cjfa-12565	114	26	funds	fund	NOUN
cjfa-12565	114	27	,	,	PUNCT
cjfa-12565	114	28	characterizes	characterize	VERB
cjfa-12565	114	29	the	the	DET
cjfa-12565	114	30	balance	balance	NOUN
cjfa-12565	114	31	of	of	ADP
cjfa-12565	114	32	active	active	ADJ
cjfa-12565	114	33	and	and	CCONJ
cjfa-12565	114	34	passive	passive	ADJ
cjfa-12565	114	35	bank	bank	NOUN
cjfa-12565	114	36	policy	policy	NOUN
cjfa-12565	114	37	to	to	PART
cjfa-12565	114	38	achieve	achieve	VERB
cjfa-12565	114	39	optimal	optimal	ADJ
cjfa-12565	114	40	liquidity	liquidity	NOUN
cjfa-12565	114	41	.	.	PUNCT
cjfa-12565	115	1	the	the	DET
cjfa-12565	115	2	minimum	minimum	ADJ
cjfa-12565	115	3	value	value	NOUN
cjfa-12565	115	4	is	be	AUX
cjfa-12565	115	5	0.95	0.95	NUM
cjfa-12565	115	6	(	(	PUNCT
cjfa-12565	115	7	жарковская	жарковская	PROPN
cjfa-12565	115	8	,	,	PUNCT
cjfa-12565	115	9	2010	2010	NUM
cjfa-12565	115	10	)	)	PUNCT
cjfa-12565	115	11	.	.	PUNCT
cjfa-12565	116	1	general	general	ADJ
cjfa-12565	116	2	liquidity	liquidity	NOUN
cjfa-12565	116	3	=	=	SYM
cjfa-12565	116	4	liquid	liquid	ADJ
cjfa-12565	116	5	assets	asset	NOUN
cjfa-12565	116	6	/	/	SYM
cjfa-12565	116	7	pay	pay	NOUN
cjfa-12565	116	8	-	-	PUNCT
cjfa-12565	116	9	raised	raise	VERB
cjfa-12565	116	10	funds	fund	NOUN
cjfa-12565	116	11	(	(	PUNCT
cjfa-12565	116	12	8)	8)	NUM
cjfa-12565	116	13	according	accord	VERB
cjfa-12565	116	14	to	to	ADP
cjfa-12565	116	15	basel	basel	PROPN
cjfa-12565	116	16	iii	iii	PROPN
cjfa-12565	116	17	terms	term	NOUN
cjfa-12565	116	18	,	,	PUNCT
cjfa-12565	116	19	the	the	DET
cjfa-12565	116	20	general	general	ADJ
cjfa-12565	116	21	liquidity	liquidity	NOUN
cjfa-12565	116	22	ratio	ratio	NOUN
cjfa-12565	116	23	for	for	ADP
cjfa-12565	116	24	2015	2015	NUM
cjfa-12565	116	25	had	have	VERB
cjfa-12565	116	26	to	to	PART
cjfa-12565	116	27	be	be	AUX
cjfa-12565	116	28	above	above	ADP
cjfa-12565	116	29	70	70	NUM
cjfa-12565	116	30	%	%	NOUN
cjfa-12565	116	31	.	.	PUNCT
cjfa-12565	117	1	the	the	DET
cjfa-12565	117	2	aim	aim	NOUN
cjfa-12565	117	3	for	for	ADP
cjfa-12565	117	4	2019	2019	NUM
cjfa-12565	117	5	is	be	AUX
cjfa-12565	117	6	100	100	NUM
cjfa-12565	117	7	%	%	NOUN
cjfa-12565	117	8	(	(	PUNCT
cjfa-12565	117	9	basel	basel	PROPN
cjfa-12565	117	10	committee	committee	PROPN
cjfa-12565	117	11	on	on	ADP
cjfa-12565	117	12	banking	banking	NOUN
cjfa-12565	117	13	supervision	supervision	NOUN
cjfa-12565	117	14	,	,	PUNCT
cjfa-12565	117	15	2013	2013	NUM
cjfa-12565	117	16	)	)	PUNCT
cjfa-12565	117	17	.	.	PUNCT
cjfa-12565	118	1	coefficient	coefficient	NOUN
cjfa-12565	118	2	of	of	ADP
cjfa-12565	118	3	autonomy	autonomy	NOUN
cjfa-12565	118	4	(	(	PUNCT
cjfa-12565	118	5	financial	financial	ADJ
cjfa-12565	118	6	independence	independence	NOUN
cjfa-12565	118	7	ratio	ratio	NOUN
cjfa-12565	118	8	)	)	PUNCT
cjfa-12565	118	9	is	be	AUX
cjfa-12565	118	10	the	the	DET
cjfa-12565	118	11	ratio	ratio	NOUN
cjfa-12565	118	12	of	of	ADP
cjfa-12565	118	13	equity	equity	NOUN
cjfa-12565	118	14	to	to	ADP
cjfa-12565	118	15	total	total	ADJ
cjfa-12565	118	16	assets	asset	NOUN
cjfa-12565	118	17	of	of	ADP
cjfa-12565	118	18	the	the	DET
cjfa-12565	118	19	organization	organization	NOUN
cjfa-12565	118	20	.	.	PUNCT
cjfa-12565	119	1	ratio	ratio	NOUN
cjfa-12565	119	2	shows	show	VERB
cjfa-12565	119	3	the	the	DET
cjfa-12565	119	4	degree	degree	NOUN
cjfa-12565	119	5	of	of	ADP
cjfa-12565	119	6	independency	independency	NOUN
cjfa-12565	119	7	on	on	ADP
cjfa-12565	119	8	the	the	DET
cjfa-12565	119	9	creditors	creditor	NOUN
cjfa-12565	119	10	.	.	PUNCT
cjfa-12565	120	1	in	in	ADP
cjfa-12565	120	2	world	world	NOUN
cjfa-12565	120	3	practice	practice	VERB
cjfa-12565	120	4	a	a	DET
cjfa-12565	120	5	30–40	30–40	NUM
cjfa-12565	120	6	%	%	NOUN
cjfa-12565	120	7	share	share	NOUN
cjfa-12565	120	8	of	of	ADP
cjfa-12565	120	9	equity	equity	NOUN
cjfa-12565	120	10	is	be	AUX
cjfa-12565	120	11	considered	consider	VERB
cjfa-12565	120	12	to	to	PART
cjfa-12565	120	13	be	be	AUX
cjfa-12565	120	14	minimally	minimally	ADV
cjfa-12565	120	15	acceptable	acceptable	ADJ
cjfa-12565	120	16	(	(	PUNCT
cjfa-12565	120	17	audit	audit	NOUN
cjfa-12565	120	18	-	-	PUNCT
cjfa-12565	120	19	it	it	PRON
cjfa-12565	120	20	(	(	PUNCT
cjfa-12565	120	21	3	3	NUM
cjfa-12565	120	22	)	)	PUNCT
cjfa-12565	120	23	,	,	PUNCT
cjfa-12565	120	24	2016	2016	NUM
cjfa-12565	120	25	)	)	PUNCT
cjfa-12565	120	26	.	.	PUNCT
cjfa-12565	121	1	coefficient	coefficient	NOUN
cjfa-12565	121	2	of	of	ADP
cjfa-12565	121	3	autonomy	autonomy	NOUN
cjfa-12565	121	4	=	=	PUNCT
cjfa-12565	121	5	equity	equity	NOUN
cjfa-12565	121	6	capital	capital	NOUN
cjfa-12565	121	7	/	/	SYM
cjfa-12565	121	8	assets	asset	NOUN
cjfa-12565	121	9	(	(	PUNCT
cjfa-12565	121	10	9	9	NUM
cjfa-12565	121	11	)	)	PUNCT
cjfa-12565	121	12	unfortunately	unfortunately	ADV
cjfa-12565	121	13	,	,	PUNCT
cjfa-12565	121	14	the	the	DET
cjfa-12565	121	15	visual	visual	ADJ
cjfa-12565	121	16	presentation	presentation	NOUN
cjfa-12565	121	17	of	of	ADP
cjfa-12565	121	18	results	result	NOUN
cjfa-12565	121	19	of	of	ADP
cjfa-12565	121	20	research	research	NOUN
cjfa-12565	121	21	in	in	ADP
cjfa-12565	121	22	the	the	DET
cjfa-12565	121	23	banking	banking	NOUN
cjfa-12565	121	24	sector	sector	NOUN
cjfa-12565	121	25	is	be	AUX
cjfa-12565	121	26	usually	usually	ADV
cjfa-12565	121	27	simplistic	simplistic	ADJ
cjfa-12565	121	28	and	and	CCONJ
cjfa-12565	121	29	minimalistic	minimalistic	ADJ
cjfa-12565	121	30	.	.	PUNCT
cjfa-12565	122	1	there	there	PRON
cjfa-12565	122	2	is	be	VERB
cjfa-12565	122	3	a	a	DET
cjfa-12565	122	4	need	need	NOUN
cjfa-12565	122	5	for	for	ADP
cjfa-12565	122	6	more	more	ADV
cjfa-12565	122	7	advanced	advanced	ADJ
cjfa-12565	122	8	deniss	deniss	ADJ
cjfa-12565	122	9	krasovskis	krasovskis	NOUN
cjfa-12565	122	10	,	,	PUNCT
cjfa-12565	122	11	andrejs	andrejs	PROPN
cjfa-12565	122	12	limanskis	limanskis	PROPN
cjfa-12565	122	13	,	,	PUNCT
cjfa-12565	122	14	erika	erika	PROPN
cjfa-12565	122	15	pancenko132	pancenko132	PROPN
cjfa-12565	122	16	visual	visual	ADJ
cjfa-12565	122	17	presentation	presentation	NOUN
cjfa-12565	122	18	methods	method	NOUN
cjfa-12565	122	19	,	,	PUNCT
cjfa-12565	122	20	such	such	ADJ
cjfa-12565	122	21	as	as	ADP
cjfa-12565	122	22	3	3	NUM
cjfa-12565	122	23	-	-	SYM
cjfa-12565	122	24	d	d	NOUN
cjfa-12565	122	25	bubble	bubble	NOUN
cjfa-12565	122	26	graphs	graph	NOUN
cjfa-12565	122	27	,	,	PUNCT
cjfa-12565	122	28	reflecting	reflect	VERB
cjfa-12565	122	29	the	the	DET
cjfa-12565	122	30	absolute	absolute	ADJ
cjfa-12565	122	31	values	value	NOUN
cjfa-12565	122	32	of	of	ADP
cjfa-12565	122	33	indicators	indicator	NOUN
cjfa-12565	122	34	.	.	PUNCT
cjfa-12565	123	1	authors	author	NOUN
cjfa-12565	123	2	consider	consider	VERB
cjfa-12565	123	3	it	it	PRON
cjfa-12565	123	4	necessary	necessary	ADJ
cjfa-12565	123	5	to	to	PART
cjfa-12565	123	6	complicate	complicate	VERB
cjfa-12565	123	7	the	the	DET
cjfa-12565	123	8	3	3	NUM
cjfa-12565	123	9	-	-	PUNCT
cjfa-12565	123	10	d	d	NOUN
cjfa-12565	123	11	bubble	bubble	NOUN
cjfa-12565	123	12	graph	graph	NOUN
cjfa-12565	123	13	by	by	ADP
cjfa-12565	123	14	introducing	introduce	VERB
cjfa-12565	123	15	absolute	absolute	ADJ
cjfa-12565	123	16	values	value	NOUN
cjfa-12565	123	17	of	of	ADP
cjfa-12565	123	18	capital	capital	NOUN
cjfa-12565	123	19	and	and	CCONJ
cjfa-12565	123	20	reserves	reserve	NOUN
cjfa-12565	123	21	of	of	ADP
cjfa-12565	123	22	banks	bank	NOUN
cjfa-12565	123	23	,	,	PUNCT
cjfa-12565	123	24	as	as	ADV
cjfa-12565	123	25	well	well	ADV
cjfa-12565	123	26	as	as	ADP
cjfa-12565	123	27	assets	asset	NOUN
cjfa-12565	123	28	.	.	PUNCT
cjfa-12565	124	1	to	to	PART
cjfa-12565	124	2	generalize	generalize	VERB
cjfa-12565	124	3	,	,	PUNCT
cjfa-12565	124	4	the	the	DET
cjfa-12565	124	5	methodology	methodology	NOUN
cjfa-12565	124	6	of	of	ADP
cjfa-12565	124	7	research	research	NOUN
cjfa-12565	124	8	is	be	AUX
cjfa-12565	124	9	based	base	VERB
cjfa-12565	124	10	the	the	DET
cjfa-12565	124	11	above	above	ADV
cjfa-12565	124	12	disclosed	disclose	VERB
cjfa-12565	124	13	set	set	NOUN
cjfa-12565	124	14	of	of	ADP
cjfa-12565	124	15	indicators	indicator	NOUN
cjfa-12565	124	16	that	that	PRON
cjfa-12565	124	17	are	be	AUX
cjfa-12565	124	18	to	to	PART
cjfa-12565	124	19	be	be	AUX
cjfa-12565	124	20	calculated	calculate	VERB
cjfa-12565	124	21	making	make	VERB
cjfa-12565	124	22	use	use	NOUN
cjfa-12565	124	23	of	of	ADP
cjfa-12565	124	24	recent	recent	ADJ
cjfa-12565	124	25	financial	financial	ADJ
cjfa-12565	124	26	statements	statement	NOUN
cjfa-12565	124	27	of	of	ADP
cjfa-12565	124	28	banks	bank	NOUN
cjfa-12565	124	29	in	in	ADP
cjfa-12565	124	30	latvia	latvia	PROPN
cjfa-12565	124	31	.	.	PUNCT
cjfa-12565	125	1	the	the	DET
cjfa-12565	125	2	research	research	NOUN
cjfa-12565	125	3	of	of	ADP
cjfa-12565	125	4	the	the	DET
cjfa-12565	125	5	competitive	competitive	ADJ
cjfa-12565	125	6	environment	environment	NOUN
cjfa-12565	125	7	in	in	ADP
cjfa-12565	125	8	the	the	DET
cjfa-12565	125	9	banking	banking	NOUN
cjfa-12565	125	10	sector	sector	NOUN
cjfa-12565	125	11	of	of	ADP
cjfa-12565	125	12	latvia	latvia	PROPN
cjfa-12565	125	13	in	in	ADP
cjfa-12565	125	14	this	this	DET
cjfa-12565	125	15	research	research	NOUN
cjfa-12565	125	16	the	the	DET
cjfa-12565	125	17	banking	banking	NOUN
cjfa-12565	125	18	industry	industry	NOUN
cjfa-12565	125	19	has	have	AUX
cjfa-12565	125	20	been	be	AUX
cjfa-12565	125	21	limited	limit	VERB
cjfa-12565	125	22	to	to	ADP
cjfa-12565	125	23	those	those	PRON
cjfa-12565	125	24	registered	register	VERB
cjfa-12565	125	25	in	in	ADP
cjfa-12565	125	26	latvia	latvia	PROPN
cjfa-12565	125	27	.	.	PUNCT
cjfa-12565	126	1	in	in	ADP
cjfa-12565	126	2	2015	2015	NUM
cjfa-12565	126	3	there	there	PRON
cjfa-12565	126	4	were	be	VERB
cjfa-12565	126	5	27	27	NUM
cjfa-12565	126	6	banks	bank	NOUN
cjfa-12565	126	7	operating	operate	VERB
cjfa-12565	126	8	in	in	ADP
cjfa-12565	126	9	latvia	latvia	PROPN
cjfa-12565	126	10	,	,	PUNCT
cjfa-12565	126	11	10	10	NUM
cjfa-12565	126	12	of	of	ADP
cjfa-12565	126	13	which	which	PRON
cjfa-12565	126	14	were	be	AUX
cjfa-12565	126	15	branches	branch	NOUN
cjfa-12565	126	16	of	of	ADP
cjfa-12565	126	17	foreign	foreign	ADJ
cjfa-12565	126	18	banks	bank	NOUN
cjfa-12565	126	19	(	(	PUNCT
cjfa-12565	126	20	banku	banku	PROPN
cjfa-12565	126	21	sektors	sektor	NOUN
cjfa-12565	126	22	skaitļos	skaitļos	VERB
cjfa-12565	126	23	,	,	PUNCT
cjfa-12565	126	24	2016	2016	NUM
cjfa-12565	126	25	)	)	PUNCT
cjfa-12565	126	26	.	.	PUNCT
cjfa-12565	127	1	the	the	DET
cjfa-12565	127	2	dynamics	dynamic	NOUN
cjfa-12565	127	3	of	of	ADP
cjfa-12565	127	4	the	the	DET
cjfa-12565	127	5	number	number	NOUN
cjfa-12565	127	6	of	of	ADP
cjfa-12565	127	7	banks	bank	NOUN
cjfa-12565	127	8	in	in	ADP
cjfa-12565	127	9	the	the	DET
cjfa-12565	127	10	period	period	NOUN
cjfa-12565	127	11	from	from	ADP
cjfa-12565	127	12	2005	2005	NUM
cjfa-12565	127	13	to	to	ADP
cjfa-12565	127	14	2015	2015	NUM
cjfa-12565	127	15	can	can	AUX
cjfa-12565	127	16	be	be	AUX
cjfa-12565	127	17	seen	see	VERB
cjfa-12565	127	18	in	in	ADP
cjfa-12565	127	19	the	the	DET
cjfa-12565	127	20	graph	graph	NOUN
cjfa-12565	127	21	below	below	ADV
cjfa-12565	127	22	.	.	PUNCT
cjfa-12565	128	1	figure	figure	NOUN
cjfa-12565	128	2	1	1	NUM
cjfa-12565	128	3	.	.	PUNCT
cjfa-12565	128	4	number	number	NOUN
cjfa-12565	128	5	of	of	ADP
cjfa-12565	128	6	banks	bank	NOUN
cjfa-12565	128	7	in	in	ADP
cjfa-12565	128	8	latvia	latvia	PROPN
cjfa-12565	128	9	2005–2015	2005–2015	NUM
cjfa-12565	128	10	s	s	PART
cjfa-12565	128	11	o	o	NOUN
cjfa-12565	128	12	u	u	NOUN
cjfa-12565	128	13	r	r	NOUN
cjfa-12565	128	14	c	c	NOUN
cjfa-12565	128	15	e	e	NOUN
cjfa-12565	128	16	:	:	PUNCT
cjfa-12565	128	17	banku	banku	PROPN
cjfa-12565	128	18	sektors	sektor	NOUN
cjfa-12565	128	19	skaitļos	skaitļos	VERB
cjfa-12565	128	20	,	,	PUNCT
cjfa-12565	128	21	2016	2016	NUM
cjfa-12565	128	22	.	.	PUNCT
cjfa-12565	129	1	the	the	DET
cjfa-12565	129	2	peak	peak	ADJ
cjfa-12565	129	3	number	number	NOUN
cjfa-12565	129	4	of	of	ADP
cjfa-12565	129	5	banks	bank	NOUN
cjfa-12565	129	6	in	in	ADP
cjfa-12565	129	7	latvia	latvia	PROPN
cjfa-12565	129	8	was	be	AUX
cjfa-12565	129	9	reached	reach	VERB
cjfa-12565	129	10	in	in	ADP
cjfa-12565	129	11	2010	2010	NUM
cjfa-12565	129	12	and	and	CCONJ
cjfa-12565	129	13	2011	2011	NUM
cjfa-12565	129	14	,	,	PUNCT
cjfa-12565	129	15	when	when	SCONJ
cjfa-12565	129	16	the	the	DET
cjfa-12565	129	17	sum	sum	NOUN
cjfa-12565	129	18	of	of	ADP
cjfa-12565	129	19	the	the	DET
cjfa-12565	129	20	number	number	NOUN
cjfa-12565	129	21	of	of	ADP
cjfa-12565	129	22	banks	bank	NOUN
cjfa-12565	129	23	and	and	CCONJ
cjfa-12565	129	24	foreign	foreign	ADJ
cjfa-12565	129	25	branches	branch	NOUN
cjfa-12565	129	26	was	be	AUX
cjfa-12565	129	27	31	31	NUM
cjfa-12565	129	28	.	.	PUNCT
cjfa-12565	130	1	in	in	ADP
cjfa-12565	130	2	2014	2014	NUM
cjfa-12565	130	3	and	and	CCONJ
cjfa-12565	130	4	2015	2015	NUM
cjfa-12565	130	5	the	the	DET
cjfa-12565	130	6	number	number	NOUN
cjfa-12565	130	7	of	of	ADP
cjfa-12565	130	8	operating	operate	VERB
cjfa-12565	130	9	banks	bank	NOUN
cjfa-12565	130	10	and	and	CCONJ
cjfa-12565	130	11	branches	branch	NOUN
cjfa-12565	130	12	fell	fall	VERB
cjfa-12565	130	13	to	to	ADP
cjfa-12565	130	14	the	the	DET
cjfa-12565	130	15	level	level	NOUN
cjfa-12565	130	16	of	of	ADP
cjfa-12565	130	17	2008	2008	NUM
cjfa-12565	130	18	and	and	CCONJ
cjfa-12565	130	19	was	be	AUX
cjfa-12565	130	20	equal	equal	ADJ
cjfa-12565	130	21	to	to	ADP
cjfa-12565	130	22	27	27	NUM
cjfa-12565	130	23	.	.	PUNCT
cjfa-12565	131	1	ten	ten	NUM
cjfa-12565	131	2	largest	large	ADJ
cjfa-12565	131	3	players	player	NOUN
cjfa-12565	131	4	and	and	CCONJ
cjfa-12565	131	5	their	their	PRON
cjfa-12565	131	6	market	market	NOUN
cjfa-12565	131	7	shares	share	NOUN
cjfa-12565	131	8	in	in	ADP
cjfa-12565	131	9	2015	2015	NUM
cjfa-12565	131	10	are	be	AUX
cjfa-12565	131	11	presented	present	VERB
cjfa-12565	131	12	in	in	ADP
cjfa-12565	131	13	table	table	NOUN
cjfa-12565	131	14	1	1	NUM
cjfa-12565	131	15	.	.	PUNCT
cjfa-12565	131	16	measuring	measure	VERB
cjfa-12565	131	17	competitiveness	competitiveness	NOUN
cjfa-12565	131	18	of	of	ADP
cjfa-12565	131	19	banks	bank	NOUN
cjfa-12565	131	20	in	in	ADP
cjfa-12565	131	21	latvia	latvia	PROPN
cjfa-12565	131	22	133	133	NUM
cjfa-12565	131	23	table	table	NOUN
cjfa-12565	131	24	1	1	NUM
cjfa-12565	131	25	.	.	PUNCT
cjfa-12565	132	1	distribution	distribution	NOUN
cjfa-12565	132	2	of	of	ADP
cjfa-12565	132	3	shares	share	NOUN
cjfa-12565	132	4	in	in	ADP
cjfa-12565	132	5	the	the	DET
cjfa-12565	132	6	banking	banking	NOUN
cjfa-12565	132	7	sector	sector	NOUN
cjfa-12565	132	8	in	in	ADP
cjfa-12565	132	9	latvia	latvia	PROPN
cjfa-12565	132	10	in	in	ADP
cjfa-12565	132	11	2015	2015	NUM
cjfa-12565	132	12	№	№	NOUN
cjfa-12565	132	13	name	name	NOUN
cjfa-12565	132	14	of	of	ADP
cjfa-12565	132	15	the	the	DET
cjfa-12565	132	16	bank	bank	NOUN
cjfa-12565	132	17	assets	asset	NOUN
cjfa-12565	132	18	,	,	PUNCT
cjfa-12565	132	19	000	000	NUM
cjfa-12565	132	20	eur	eur	ADJ
cjfa-12565	132	21	share	share	NOUN
cjfa-12565	132	22	of	of	ADP
cjfa-12565	132	23	total	total	ADJ
cjfa-12565	132	24	assets	asset	NOUN
cjfa-12565	132	25	,	,	PUNCT
cjfa-12565	132	26	%	%	INTJ
cjfa-12565	132	27	share	share	NOUN
cjfa-12565	132	28	of	of	ADP
cjfa-12565	132	29	top	top	ADJ
cjfa-12565	132	30	10	10	NUM
cjfa-12565	132	31	assets	asset	NOUN
cjfa-12565	132	32	,	,	PUNCT
cjfa-12565	132	33	%	%	NOUN
cjfa-12565	132	34	1	1	NUM
cjfa-12565	132	35	swedbank	swedbank	VERB
cjfa-12565	132	36	5	5	NUM
cjfa-12565	132	37	497	497	NUM
cjfa-12565	132	38	635	635	NUM
cjfa-12565	132	39	17,21	17,21	NUM
cjfa-12565	132	40	19,62	19,62	NUM
cjfa-12565	132	41	2	2	NUM
cjfa-12565	132	42	ablv	ablv	NOUN
cjfa-12565	132	43	bank	bank	NOUN
cjfa-12565	132	44	4	4	NUM
cjfa-12565	132	45	948	948	NUM
cjfa-12565	132	46	814	814	NUM
cjfa-12565	132	47	15,50	15,50	NUM
cjfa-12565	132	48	17,66	17,66	NOUN
cjfa-12565	132	49	3	3	NUM
cjfa-12565	132	50	rietumu	rietumu	NOUN
cjfa-12565	132	51	banka	banka	NOUN
cjfa-12565	132	52	3	3	NUM
cjfa-12565	132	53	871	871	NUM
cjfa-12565	132	54	508	508	NUM
cjfa-12565	132	55	12,12	12,12	NUM
cjfa-12565	132	56	13,82	13,82	NUM
cjfa-12565	132	57	4	4	NUM
cjfa-12565	132	58	seb	seb	NOUN
cjfa-12565	132	59	banka	banka	NOUN
cjfa-12565	132	60	3	3	NUM
cjfa-12565	132	61	591	591	NUM
cjfa-12565	132	62	094	094	NUM
cjfa-12565	132	63	11,24	11,24	NUM
cjfa-12565	132	64	12,82	12,82	NUM
cjfa-12565	132	65	5	5	NUM
cjfa-12565	132	66	nordea	nordea	PROPN
cjfa-12565	132	67	bank	bank	PROPN
cjfa-12565	132	68	ab	ab	PROPN
cjfa-12565	132	69	latvijas	latvijas	PROPN
cjfa-12565	132	70	filiāle	filiāle	PROPN
cjfa-12565	132	71	2	2	NUM
cjfa-12565	132	72	696	696	NUM
cjfa-12565	132	73	629	629	NUM
cjfa-12565	132	74	8,44	8,44	NUM
cjfa-12565	132	75	9,62	9,62	NUM
cjfa-12565	132	76	6	6	NUM
cjfa-12565	132	77	citadele	citadele	NOUN
cjfa-12565	132	78	banka	banka	NOUN
cjfa-12565	132	79	2	2	NUM
cjfa-12565	132	80	535	535	NUM
cjfa-12565	132	81	343	343	NUM
cjfa-12565	132	82	7,94	7,94	ADJ
cjfa-12565	132	83	9,05	9,05	NUM
cjfa-12565	132	84	7	7	NUM
cjfa-12565	132	85	dnb	dnb	PROPN
cjfa-12565	132	86	banka	banka	PROPN
cjfa-12565	132	87	2	2	NUM
cjfa-12565	132	88	337	337	NUM
cjfa-12565	132	89	240	240	NUM
cjfa-12565	132	90	7,32	7,32	NUM
cjfa-12565	132	91	8,34	8,34	NUM
cjfa-12565	132	92	8	8	NUM
cjfa-12565	132	93	norvik	norvik	NOUN
cjfa-12565	132	94	banka	banka	NOUN
cjfa-12565	132	95	1	1	NUM
cjfa-12565	132	96	106	106	NUM
cjfa-12565	132	97	606	606	NUM
cjfa-12565	132	98	3,46	3,46	NUM
cjfa-12565	132	99	3,95	3,95	NUM
cjfa-12565	132	100	9	9	NUM
cjfa-12565	132	101	baltikums	baltikum	NOUN
cjfa-12565	132	102	bank	bank	NOUN
cjfa-12565	132	103	765	765	NUM
cjfa-12565	132	104	489	489	NUM
cjfa-12565	132	105	2,40	2,40	NUM
cjfa-12565	132	106	2,73	2,73	NUM
cjfa-12565	132	107	10	10	NUM
cjfa-12565	132	108	reģionālā	reģionālā	NOUN
cjfa-12565	132	109	investīciju	investīciju	PROPN
cjfa-12565	132	110	banka	banka	NOUN
cjfa-12565	132	111	671	671	NUM
cjfa-12565	132	112	161	161	NUM
cjfa-12565	132	113	2,10	2,10	NUM
cjfa-12565	132	114	2,40	2,40	NUM
cjfa-12565	132	115	s	s	PART
cjfa-12565	132	116	o	o	NOUN
cjfa-12565	132	117	u	u	NOUN
cjfa-12565	132	118	r	r	NOUN
cjfa-12565	132	119	c	c	NOUN
cjfa-12565	132	120	e	e	NOUN
cjfa-12565	132	121	:	:	PUNCT
cjfa-12565	132	122	compiled	compile	VERB
cjfa-12565	132	123	by	by	ADP
cjfa-12565	132	124	the	the	DET
cjfa-12565	132	125	authors	author	NOUN
cjfa-12565	132	126	.	.	PUNCT
cjfa-12565	133	1	four	four	NUM
cjfa-12565	133	2	banks	bank	NOUN
cjfa-12565	133	3	singled	single	VERB
cjfa-12565	133	4	out	out	ADP
cjfa-12565	133	5	in	in	ADP
cjfa-12565	133	6	2015	2015	NUM
cjfa-12565	133	7	as	as	ADP
cjfa-12565	133	8	leaders	leader	NOUN
cjfa-12565	133	9	of	of	ADP
cjfa-12565	133	10	the	the	DET
cjfa-12565	133	11	big	big	ADJ
cjfa-12565	133	12	ten	ten	NUM
cjfa-12565	133	13	concentrating	concentrate	VERB
cjfa-12565	133	14	nearly	nearly	ADV
cjfa-12565	133	15	two	two	NUM
cjfa-12565	133	16	-	-	PUNCT
cjfa-12565	133	17	thirds	third	NOUN
cjfa-12565	133	18	of	of	ADP
cjfa-12565	133	19	the	the	DET
cjfa-12565	133	20	assets	asset	NOUN
cjfa-12565	133	21	.	.	PUNCT
cjfa-12565	134	1	to	to	PART
cjfa-12565	134	2	deepen	deepen	VERB
cjfa-12565	134	3	the	the	DET
cjfa-12565	134	4	analysis	analysis	NOUN
cjfa-12565	134	5	,	,	PUNCT
cjfa-12565	134	6	the	the	DET
cjfa-12565	134	7	authors	author	NOUN
cjfa-12565	134	8	calculated	calculate	VERB
cjfa-12565	134	9	concentration	concentration	NOUN
cjfa-12565	134	10	indices	index	NOUN
cjfa-12565	134	11	for	for	ADP
cjfa-12565	134	12	the	the	DET
cjfa-12565	134	13	period	period	NOUN
cjfa-12565	134	14	and	and	CCONJ
cjfa-12565	134	15	plotted	plot	VERB
cjfa-12565	134	16	linear	linear	ADJ
cjfa-12565	134	17	charts	chart	NOUN
cjfa-12565	134	18	to	to	PART
cjfa-12565	134	19	trace	trace	VERB
cjfa-12565	134	20	the	the	DET
cjfa-12565	134	21	concentration	concentration	NOUN
cjfa-12565	134	22	indices	index	NOUN
cjfa-12565	134	23	(	(	PUNCT
cjfa-12565	134	24	see	see	VERB
cjfa-12565	134	25	fig	fig	NOUN
cjfa-12565	134	26	.	.	PUNCT
cjfa-12565	135	1	2	2	X
cjfa-12565	135	2	)	)	PUNCT
cjfa-12565	135	3	figure	figure	NOUN
cjfa-12565	135	4	2	2	NUM
cjfa-12565	135	5	.	.	PUNCT
cjfa-12565	135	6	concentration	concentration	NOUN
cjfa-12565	135	7	indices	index	NOUN
cjfa-12565	135	8	(	(	PUNCT
cjfa-12565	135	9	cr3	cr3	PROPN
cjfa-12565	135	10	,	,	PUNCT
cjfa-12565	135	11	cr4	cr4	PROPN
cjfa-12565	135	12	,	,	PUNCT
cjfa-12565	135	13	cr5	cr5	PROPN
cjfa-12565	135	14	)	)	PUNCT
cjfa-12565	135	15	of	of	ADP
cjfa-12565	135	16	latvian	latvian	ADJ
cjfa-12565	135	17	banking	banking	NOUN
cjfa-12565	135	18	sector	sector	NOUN
cjfa-12565	136	1	2003–2015	2003–2015	NUM
cjfa-12565	136	2	s	s	PART
cjfa-12565	136	3	o	o	X
cjfa-12565	136	4	u	u	NOUN
cjfa-12565	136	5	r	r	NOUN
cjfa-12565	136	6	c	c	NOUN
cjfa-12565	136	7	e	e	NOUN
cjfa-12565	136	8	:	:	PUNCT
cjfa-12565	136	9	compiled	compile	VERB
cjfa-12565	136	10	by	by	ADP
cjfa-12565	136	11	the	the	DET
cjfa-12565	136	12	authors	author	NOUN
cjfa-12565	136	13	.	.	PUNCT
cjfa-12565	137	1	deniss	deniss	PROPN
cjfa-12565	137	2	krasovskis	krasovskis	PROPN
cjfa-12565	137	3	,	,	PUNCT
cjfa-12565	137	4	andrejs	andrejs	PROPN
cjfa-12565	137	5	limanskis	limanskis	PROPN
cjfa-12565	137	6	,	,	PUNCT
cjfa-12565	137	7	erika	erika	PROPN
cjfa-12565	137	8	pancenko134	pancenko134	PROPN
cjfa-12565	137	9	it	it	PRON
cjfa-12565	137	10	can	can	AUX
cjfa-12565	137	11	be	be	AUX
cjfa-12565	137	12	concluded	conclude	VERB
cjfa-12565	137	13	that	that	SCONJ
cjfa-12565	137	14	the	the	DET
cjfa-12565	137	15	major	major	ADJ
cjfa-12565	137	16	share	share	NOUN
cjfa-12565	137	17	of	of	ADP
cjfa-12565	137	18	the	the	DET
cjfa-12565	137	19	market	market	NOUN
cjfa-12565	137	20	,	,	PUNCT
cjfa-12565	137	21	an	an	DET
cjfa-12565	137	22	average	average	NOUN
cjfa-12565	137	23	of	of	ADP
cjfa-12565	137	24	69.7	69.7	NUM
cjfa-12565	137	25	%	%	NOUN
cjfa-12565	137	26	from	from	ADP
cjfa-12565	137	27	2003	2003	NUM
cjfa-12565	137	28	to	to	ADP
cjfa-12565	137	29	2006	2006	NUM
cjfa-12565	137	30	,	,	PUNCT
cjfa-12565	137	31	belonged	belong	VERB
cjfa-12565	137	32	to	to	ADP
cjfa-12565	137	33	the	the	DET
cjfa-12565	137	34	five	five	NUM
cjfa-12565	137	35	largest	large	ADJ
cjfa-12565	137	36	banks	bank	NOUN
cjfa-12565	137	37	,	,	PUNCT
cjfa-12565	137	38	the	the	DET
cjfa-12565	137	39	largest	large	ADJ
cjfa-12565	137	40	three	three	NUM
cjfa-12565	137	41	controlled	control	VERB
cjfa-12565	137	42	from	from	ADP
cjfa-12565	137	43	35	35	NUM
cjfa-12565	137	44	%	%	NOUN
cjfa-12565	137	45	to	to	ADP
cjfa-12565	137	46	50	50	NUM
cjfa-12565	137	47	%	%	NOUN
cjfa-12565	137	48	of	of	ADP
cjfa-12565	137	49	the	the	DET
cjfa-12565	137	50	market	market	NOUN
cjfa-12565	137	51	in	in	ADP
cjfa-12565	137	52	the	the	DET
cjfa-12565	137	53	analyzed	analyze	VERB
cjfa-12565	137	54	period	period	NOUN
cjfa-12565	137	55	.	.	PUNCT
cjfa-12565	138	1	this	this	PRON
cjfa-12565	138	2	indicates	indicate	VERB
cjfa-12565	138	3	a	a	DET
cjfa-12565	138	4	low	low	ADJ
cjfa-12565	138	5	level	level	NOUN
cjfa-12565	138	6	of	of	ADP
cjfa-12565	138	7	concentration	concentration	NOUN
cjfa-12565	138	8	of	of	ADP
cjfa-12565	138	9	the	the	DET
cjfa-12565	138	10	industry	industry	NOUN
cjfa-12565	138	11	in	in	ADP
cjfa-12565	138	12	the	the	DET
cjfa-12565	138	13	pre	pre	ADJ
cjfa-12565	138	14	-	-	ADJ
cjfa-12565	138	15	crisis	crisis	ADJ
cjfa-12565	138	16	period	period	NOUN
cjfa-12565	138	17	.	.	PUNCT
cjfa-12565	139	1	in	in	ADP
cjfa-12565	139	2	turn	turn	NOUN
cjfa-12565	139	3	,	,	PUNCT
cjfa-12565	139	4	during	during	ADP
cjfa-12565	139	5	the	the	DET
cjfa-12565	139	6	financial	financial	ADJ
cjfa-12565	139	7	crisis	crisis	NOUN
cjfa-12565	139	8	of	of	ADP
cjfa-12565	139	9	2008–2010	2008–2010	NUM
cjfa-12565	139	10	,	,	PUNCT
cjfa-12565	139	11	one	one	PRON
cjfa-12565	139	12	can	can	AUX
cjfa-12565	139	13	observe	observe	VERB
cjfa-12565	139	14	a	a	DET
cjfa-12565	139	15	sharp	sharp	ADJ
cjfa-12565	139	16	decline	decline	NOUN
cjfa-12565	139	17	of	of	ADP
cjfa-12565	139	18	cr5	cr5	PROPN
cjfa-12565	139	19	index	index	NOUN
cjfa-12565	139	20	to	to	ADP
cjfa-12565	139	21	46.9	46.9	NUM
cjfa-12565	139	22	%	%	NOUN
cjfa-12565	139	23	,	,	PUNCT
cjfa-12565	139	24	indicating	indicate	VERB
cjfa-12565	139	25	a	a	DET
cjfa-12565	139	26	more	more	ADV
cjfa-12565	139	27	uniform	uniform	ADJ
cjfa-12565	139	28	distribution	distribution	NOUN
cjfa-12565	139	29	of	of	ADP
cjfa-12565	139	30	market	market	NOUN
cjfa-12565	139	31	shares	share	NOUN
cjfa-12565	139	32	between	between	ADP
cjfa-12565	139	33	banks	bank	NOUN
cjfa-12565	139	34	.	.	PUNCT
cjfa-12565	140	1	in	in	ADP
cjfa-12565	140	2	the	the	DET
cjfa-12565	140	3	period	period	NOUN
cjfa-12565	140	4	from	from	ADP
cjfa-12565	140	5	2010	2010	NUM
cjfa-12565	140	6	to	to	ADP
cjfa-12565	140	7	2013	2013	NUM
cjfa-12565	140	8	there	there	PRON
cjfa-12565	140	9	was	be	VERB
cjfa-12565	140	10	a	a	DET
cjfa-12565	140	11	steady	steady	ADJ
cjfa-12565	140	12	increase	increase	NOUN
cjfa-12565	140	13	in	in	ADP
cjfa-12565	140	14	the	the	DET
cjfa-12565	140	15	index	index	NOUN
cjfa-12565	140	16	,	,	PUNCT
cjfa-12565	140	17	and	and	CCONJ
cjfa-12565	140	18	in	in	ADP
cjfa-12565	140	19	2014	2014	NUM
cjfa-12565	140	20	a	a	DET
cjfa-12565	140	21	slight	slight	ADJ
cjfa-12565	140	22	decline	decline	NOUN
cjfa-12565	140	23	.	.	PUNCT
cjfa-12565	141	1	from	from	ADP
cjfa-12565	141	2	this	this	PRON
cjfa-12565	141	3	it	it	PRON
cjfa-12565	141	4	can	can	AUX
cjfa-12565	141	5	be	be	AUX
cjfa-12565	141	6	concluded	conclude	VERB
cjfa-12565	141	7	that	that	SCONJ
cjfa-12565	141	8	market	market	NOUN
cjfa-12565	141	9	shares	share	NOUN
cjfa-12565	141	10	and	and	CCONJ
cjfa-12565	141	11	influence	influence	NOUN
cjfa-12565	141	12	,	,	PUNCT
cjfa-12565	141	13	respectively	respectively	ADV
cjfa-12565	141	14	,	,	PUNCT
cjfa-12565	141	15	is	be	AUX
cjfa-12565	141	16	developing	develop	VERB
cjfa-12565	141	17	in	in	ADP
cjfa-12565	141	18	a	a	DET
cjfa-12565	141	19	consistent	consistent	ADJ
cjfa-12565	141	20	and	and	CCONJ
cjfa-12565	141	21	gradual	gradual	ADJ
cjfa-12565	141	22	way	way	NOUN
cjfa-12565	141	23	.	.	PUNCT
cjfa-12565	142	1	in	in	ADP
cjfa-12565	142	2	2015	2015	NUM
cjfa-12565	142	3	indices	index	NOUN
cjfa-12565	142	4	failed	fail	VERB
cjfa-12565	142	5	to	to	PART
cjfa-12565	142	6	reach	reach	VERB
cjfa-12565	142	7	pre	pre	ADJ
cjfa-12565	142	8	-	-	ADJ
cjfa-12565	142	9	crisis	crisis	ADJ
cjfa-12565	142	10	indicators	indicator	NOUN
cjfa-12565	142	11	of	of	ADP
cjfa-12565	142	12	2007	2007	NUM
cjfa-12565	142	13	year	year	NOUN
cjfa-12565	142	14	.	.	PUNCT
cjfa-12565	143	1	throughout	throughout	ADP
cjfa-12565	143	2	the	the	DET
cjfa-12565	143	3	period	period	NOUN
cjfa-12565	143	4	,	,	PUNCT
cjfa-12565	143	5	on	on	ADP
cjfa-12565	143	6	the	the	DET
cjfa-12565	143	7	basis	basis	NOUN
cjfa-12565	143	8	of	of	ADP
cjfa-12565	143	9	these	these	DET
cjfa-12565	143	10	indices	index	NOUN
cjfa-12565	143	11	it	it	PRON
cjfa-12565	143	12	can	can	AUX
cjfa-12565	143	13	be	be	AUX
cjfa-12565	143	14	argued	argue	VERB
cjfa-12565	143	15	that	that	SCONJ
cjfa-12565	143	16	the	the	DET
cjfa-12565	143	17	concentration	concentration	NOUN
cjfa-12565	143	18	is	be	AUX
cjfa-12565	143	19	moderate	moderate	ADJ
cjfa-12565	143	20	.	.	PUNCT
cjfa-12565	144	1	analyzing	analyze	VERB
cjfa-12565	144	2	the	the	DET
cjfa-12565	144	3	gini	gini	PROPN
cjfa-12565	144	4	index	index	NOUN
cjfa-12565	144	5	for	for	ADP
cjfa-12565	144	6	the	the	DET
cjfa-12565	144	7	period	period	NOUN
cjfa-12565	144	8	of	of	ADP
cjfa-12565	144	9	2003–2015	2003–2015	NUM
cjfa-12565	144	10	one	one	NOUN
cjfa-12565	144	11	can	can	AUX
cjfa-12565	144	12	judge	judge	VERB
cjfa-12565	144	13	upon	upon	SCONJ
cjfa-12565	144	14	the	the	DET
cjfa-12565	144	15	uniformity	uniformity	NOUN
cjfa-12565	144	16	of	of	ADP
cjfa-12565	144	17	banks	bank	NOUN
cjfa-12565	144	18	market	market	NOUN
cjfa-12565	144	19	shares	share	NOUN
cjfa-12565	144	20	distribution	distribution	NOUN
cjfa-12565	144	21	in	in	ADP
cjfa-12565	144	22	latvia	latvia	PROPN
cjfa-12565	144	23	(	(	PUNCT
cjfa-12565	144	24	see	see	VERB
cjfa-12565	144	25	.	.	PUNCT
cjfa-12565	145	1	fig	fig	NOUN
cjfa-12565	145	2	.	.	PUNCT
cjfa-12565	146	1	3	3	NUM
cjfa-12565	146	2	)	)	PUNCT
cjfa-12565	146	3	.	.	PUNCT
cjfa-12565	147	1	figure	figure	VERB
cjfa-12565	147	2	3	3	NUM
cjfa-12565	147	3	.	.	PUNCT
cjfa-12565	147	4	gini	gini	NOUN
cjfa-12565	147	5	index	index	NOUN
cjfa-12565	147	6	for	for	ADP
cjfa-12565	147	7	latvian	latvian	ADJ
cjfa-12565	147	8	banking	banking	NOUN
cjfa-12565	147	9	sector	sector	NOUN
cjfa-12565	147	10	2003–2015	2003–2015	NUM
cjfa-12565	147	11	s	s	PART
cjfa-12565	147	12	o	o	X
cjfa-12565	147	13	u	u	NOUN
cjfa-12565	147	14	r	r	NOUN
cjfa-12565	147	15	c	c	NOUN
cjfa-12565	147	16	e	e	NOUN
cjfa-12565	147	17	:	:	PUNCT
cjfa-12565	147	18	compiled	compile	VERB
cjfa-12565	147	19	by	by	ADP
cjfa-12565	147	20	the	the	DET
cjfa-12565	147	21	authors	author	NOUN
cjfa-12565	147	22	.	.	PUNCT
cjfa-12565	148	1	analyzing	analyze	VERB
cjfa-12565	148	2	the	the	DET
cjfa-12565	148	3	period	period	NOUN
cjfa-12565	148	4	from	from	ADP
cjfa-12565	148	5	2003	2003	NUM
cjfa-12565	148	6	to	to	ADP
cjfa-12565	148	7	2015	2015	NUM
cjfa-12565	148	8	,	,	PUNCT
cjfa-12565	148	9	a	a	DET
cjfa-12565	148	10	slight	slight	ADJ
cjfa-12565	148	11	increase	increase	NOUN
cjfa-12565	148	12	in	in	ADP
cjfa-12565	148	13	the	the	DET
cjfa-12565	148	14	gini	gini	PROPN
cjfa-12565	148	15	index	index	NOUN
cjfa-12565	148	16	can	can	AUX
cjfa-12565	148	17	be	be	AUX
cjfa-12565	148	18	noted	note	VERB
cjfa-12565	148	19	from	from	ADP
cjfa-12565	148	20	2003	2003	NUM
cjfa-12565	148	21	to	to	ADP
cjfa-12565	148	22	2006	2006	NUM
cjfa-12565	148	23	,	,	PUNCT
cjfa-12565	148	24	which	which	PRON
cjfa-12565	148	25	may	may	AUX
cjfa-12565	148	26	be	be	AUX
cjfa-12565	148	27	associated	associate	VERB
cjfa-12565	148	28	with	with	ADP
cjfa-12565	148	29	an	an	DET
cjfa-12565	148	30	increase	increase	NOUN
cjfa-12565	148	31	in	in	ADP
cjfa-12565	148	32	the	the	DET
cjfa-12565	148	33	number	number	NOUN
cjfa-12565	148	34	of	of	ADP
cjfa-12565	148	35	market	market	NOUN
cjfa-12565	148	36	participants	participant	NOUN
cjfa-12565	148	37	.	.	PUNCT
cjfa-12565	149	1	subsequently	subsequently	ADV
cjfa-12565	149	2	there	there	PRON
cjfa-12565	149	3	were	be	VERB
cjfa-12565	149	4	small	small	ADJ
cjfa-12565	149	5	fluctuations	fluctuation	NOUN
cjfa-12565	149	6	from	from	ADP
cjfa-12565	149	7	0.5	0.5	NUM
cjfa-12565	149	8	to	to	PART
cjfa-12565	149	9	0.57	0.57	NUM
cjfa-12565	149	10	.	.	PUNCT
cjfa-12565	150	1	from	from	ADP
cjfa-12565	150	2	this	this	PRON
cjfa-12565	150	3	,	,	PUNCT
cjfa-12565	150	4	it	it	PRON
cjfa-12565	150	5	is	be	AUX
cjfa-12565	150	6	possible	possible	ADJ
cjfa-12565	150	7	to	to	PART
cjfa-12565	150	8	conclude	conclude	VERB
cjfa-12565	150	9	that	that	SCONJ
cjfa-12565	150	10	the	the	DET
cjfa-12565	150	11	distribution	distribution	NOUN
cjfa-12565	150	12	of	of	ADP
cjfa-12565	150	13	market	market	NOUN
cjfa-12565	150	14	shares	share	NOUN
cjfa-12565	150	15	of	of	ADP
cjfa-12565	150	16	banks	bank	NOUN
cjfa-12565	150	17	is	be	AUX
cjfa-12565	150	18	relatively	relatively	ADV
cjfa-12565	150	19	non	non	ADJ
cjfa-12565	150	20	-	-	ADJ
cjfa-12565	150	21	uniformed	uniformed	ADJ
cjfa-12565	150	22	.	.	PUNCT
cjfa-12565	151	1	measuring	measure	VERB
cjfa-12565	151	2	competitiveness	competitiveness	NOUN
cjfa-12565	151	3	of	of	ADP
cjfa-12565	151	4	banks	bank	NOUN
cjfa-12565	151	5	in	in	ADP
cjfa-12565	151	6	latvia	latvia	PROPN
cjfa-12565	151	7	135	135	NUM
cjfa-12565	151	8	authors	author	NOUN
cjfa-12565	151	9	reviewed	review	VERB
cjfa-12565	151	10	the	the	DET
cjfa-12565	151	11	distribution	distribution	NOUN
cjfa-12565	151	12	using	use	VERB
cjfa-12565	151	13	the	the	DET
cjfa-12565	151	14	lorenz	lorenz	PROPN
cjfa-12565	151	15	curve	curve	NOUN
cjfa-12565	151	16	(	(	PUNCT
cjfa-12565	151	17	see	see	VERB
cjfa-12565	151	18	.	.	PUNCT
cjfa-12565	152	1	fig	fig	NOUN
cjfa-12565	152	2	.	.	PUNCT
cjfa-12565	153	1	4	4	NUM
cjfa-12565	153	2	)	)	PUNCT
cjfa-12565	153	3	.	.	PUNCT
cjfa-12565	154	1	it	it	PRON
cjfa-12565	154	2	is	be	AUX
cjfa-12565	154	3	worth	worth	ADJ
cjfa-12565	154	4	noting	note	VERB
cjfa-12565	154	5	that	that	SCONJ
cjfa-12565	154	6	the	the	DET
cjfa-12565	154	7	curve	curve	NOUN
cjfa-12565	154	8	shows	show	VERB
cjfa-12565	154	9	the	the	DET
cjfa-12565	154	10	distribution	distribution	NOUN
cjfa-12565	154	11	of	of	ADP
cjfa-12565	154	12	market	market	NOUN
cjfa-12565	154	13	share	share	NOUN
cjfa-12565	154	14	and	and	CCONJ
cjfa-12565	154	15	highlights	highlight	NOUN
cjfa-12565	154	16	the	the	DET
cjfa-12565	154	17	obvious	obvious	ADJ
cjfa-12565	154	18	participants	participant	NOUN
cjfa-12565	154	19	,	,	PUNCT
cjfa-12565	154	20	who	who	PRON
cjfa-12565	154	21	have	have	VERB
cjfa-12565	154	22	the	the	DET
cjfa-12565	154	23	lowest	low	ADJ
cjfa-12565	154	24	and	and	CCONJ
cjfa-12565	154	25	the	the	DET
cjfa-12565	154	26	highest	high	ADJ
cjfa-12565	154	27	shares	share	NOUN
cjfa-12565	154	28	.	.	PUNCT
cjfa-12565	155	1	figure	figure	NOUN
cjfa-12565	155	2	4	4	NUM
cjfa-12565	155	3	.	.	PUNCT
cjfa-12565	156	1	lorenz	lorenz	PROPN
cjfa-12565	156	2	curve	curve	PROPN
cjfa-12565	156	3	for	for	ADP
cjfa-12565	156	4	latvian	latvian	ADJ
cjfa-12565	156	5	banking	banking	NOUN
cjfa-12565	156	6	sector	sector	NOUN
cjfa-12565	156	7	in	in	ADP
cjfa-12565	156	8	2015	2015	NUM
cjfa-12565	156	9	s	s	NOUN
cjfa-12565	156	10	o	o	NOUN
cjfa-12565	156	11	u	u	NOUN
cjfa-12565	156	12	r	r	NOUN
cjfa-12565	156	13	c	c	NOUN
cjfa-12565	156	14	e	e	NOUN
cjfa-12565	156	15	:	:	PUNCT
cjfa-12565	156	16	compiled	compile	VERB
cjfa-12565	156	17	by	by	ADP
cjfa-12565	156	18	the	the	DET
cjfa-12565	156	19	authors	author	NOUN
cjfa-12565	156	20	.	.	PUNCT
cjfa-12565	157	1	the	the	DET
cjfa-12565	157	2	curve	curve	NOUN
cjfa-12565	157	3	demonstrates	demonstrate	VERB
cjfa-12565	157	4	less	less	ADV
cjfa-12565	157	5	polarized	polarize	VERB
cjfa-12565	157	6	picture	picture	NOUN
cjfa-12565	157	7	of	of	ADP
cjfa-12565	157	8	the	the	DET
cjfa-12565	157	9	banking	banking	NOUN
cjfa-12565	157	10	sector	sector	NOUN
cjfa-12565	157	11	in	in	ADP
cjfa-12565	157	12	latvia	latvia	PROPN
cjfa-12565	157	13	against	against	ADP
cjfa-12565	157	14	traditional	traditional	ADJ
cjfa-12565	157	15	market	market	NOUN
cjfa-12565	157	16	economies	economy	NOUN
cjfa-12565	157	17	,	,	PUNCT
cjfa-12565	157	18	like	like	ADP
cjfa-12565	157	19	the	the	DET
cjfa-12565	157	20	dutch	dutch	ADJ
cjfa-12565	157	21	one	one	NOUN
cjfa-12565	157	22	,	,	PUNCT
cjfa-12565	157	23	where	where	SCONJ
cjfa-12565	157	24	the	the	DET
cjfa-12565	157	25	pareto	pareto	ADJ
cjfa-12565	157	26	rule	rule	NOUN
cjfa-12565	157	27	of	of	ADP
cjfa-12565	157	28	20/80	20/80	NUM
cjfa-12565	157	29	dominates	dominate	VERB
cjfa-12565	157	30	(	(	PUNCT
cjfa-12565	157	31	bikker	bikker	PROPN
cjfa-12565	157	32	&	&	CCONJ
cjfa-12565	157	33	haaf	haaf	PROPN
cjfa-12565	157	34	,	,	PUNCT
cjfa-12565	157	35	2002	2002	NUM
cjfa-12565	157	36	)	)	PUNCT
cjfa-12565	157	37	.	.	PUNCT
cjfa-12565	158	1	next	next	ADJ
cjfa-12565	158	2	step	step	NOUN
cjfa-12565	158	3	in	in	ADP
cjfa-12565	158	4	the	the	DET
cjfa-12565	158	5	research	research	NOUN
cjfa-12565	158	6	was	be	AUX
cjfa-12565	158	7	exploring	explore	VERB
cjfa-12565	158	8	the	the	DET
cjfa-12565	158	9	hhi	hhi	NOUN
cjfa-12565	158	10	(	(	PUNCT
cjfa-12565	158	11	see	see	VERB
cjfa-12565	158	12	.	.	PUNCT
cjfa-12565	159	1	fig	fig	NOUN
cjfa-12565	159	2	.	.	PUNCT
cjfa-12565	160	1	5	5	NUM
cjfa-12565	160	2	)	)	PUNCT
cjfa-12565	160	3	.	.	PUNCT
cjfa-12565	161	1	deniss	deniss	PROPN
cjfa-12565	161	2	krasovskis	krasovskis	PROPN
cjfa-12565	161	3	,	,	PUNCT
cjfa-12565	161	4	andrejs	andrejs	PROPN
cjfa-12565	161	5	limanskis	limanskis	PROPN
cjfa-12565	161	6	,	,	PUNCT
cjfa-12565	161	7	erika	erika	PROPN
cjfa-12565	161	8	pancenko136	pancenko136	PROPN
cjfa-12565	161	9	figure	figure	VERB
cjfa-12565	161	10	5	5	NUM
cjfa-12565	161	11	.	.	PUNCT
cjfa-12565	161	12	herfindahl	herfindahl	NOUN
cjfa-12565	161	13	-	-	PUNCT
cjfa-12565	161	14	hirschman	hirschman	NOUN
cjfa-12565	161	15	index	index	NOUN
cjfa-12565	161	16	for	for	ADP
cjfa-12565	161	17	latvian	latvian	ADJ
cjfa-12565	161	18	banking	banking	NOUN
cjfa-12565	161	19	sector	sector	NOUN
cjfa-12565	161	20	2003–2015	2003–2015	NUM
cjfa-12565	161	21	s	s	PART
cjfa-12565	161	22	o	o	X
cjfa-12565	161	23	u	u	NOUN
cjfa-12565	161	24	r	r	NOUN
cjfa-12565	161	25	c	c	NOUN
cjfa-12565	161	26	e	e	NOUN
cjfa-12565	161	27	:	:	PUNCT
cjfa-12565	161	28	compiled	compile	VERB
cjfa-12565	161	29	by	by	ADP
cjfa-12565	161	30	the	the	DET
cjfa-12565	161	31	authors	author	NOUN
cjfa-12565	161	32	.	.	PUNCT
cjfa-12565	162	1	investigating	investigate	VERB
cjfa-12565	162	2	the	the	DET
cjfa-12565	162	3	hhi	hhi	NOUN
cjfa-12565	162	4	and	and	CCONJ
cjfa-12565	162	5	the	the	DET
cjfa-12565	162	6	dispersion	dispersion	NOUN
cjfa-12565	162	7	of	of	ADP
cjfa-12565	162	8	the	the	DET
cjfa-12565	162	9	market	market	NOUN
cjfa-12565	162	10	shares	share	NOUN
cjfa-12565	162	11	for	for	ADP
cjfa-12565	162	12	latvian	latvian	ADJ
cjfa-12565	162	13	banking	banking	NOUN
cjfa-12565	162	14	sector	sector	NOUN
cjfa-12565	162	15	,	,	PUNCT
cjfa-12565	162	16	the	the	DET
cjfa-12565	162	17	similarity	similarity	NOUN
cjfa-12565	162	18	with	with	ADP
cjfa-12565	162	19	index	index	NOUN
cjfa-12565	162	20	of	of	ADP
cjfa-12565	162	21	concentration	concentration	NOUN
cjfa-12565	162	22	should	should	AUX
cjfa-12565	162	23	be	be	AUX
cjfa-12565	162	24	noted	note	VERB
cjfa-12565	162	25	,	,	PUNCT
cjfa-12565	162	26	which	which	PRON
cjfa-12565	162	27	again	again	ADV
cjfa-12565	162	28	confirms	confirm	VERB
cjfa-12565	162	29	the	the	DET
cjfa-12565	162	30	fact	fact	NOUN
cjfa-12565	162	31	that	that	SCONJ
cjfa-12565	162	32	throughout	throughout	ADP
cjfa-12565	162	33	the	the	DET
cjfa-12565	162	34	analyzed	analyze	VERB
cjfa-12565	162	35	period	period	NOUN
cjfa-12565	162	36	,	,	PUNCT
cjfa-12565	162	37	there	there	PRON
cjfa-12565	162	38	is	be	VERB
cjfa-12565	162	39	a	a	DET
cjfa-12565	162	40	moderate	moderate	ADJ
cjfa-12565	162	41	level	level	NOUN
cjfa-12565	162	42	of	of	ADP
cjfa-12565	162	43	market	market	NOUN
cjfa-12565	162	44	concentration	concentration	NOUN
cjfa-12565	162	45	in	in	ADP
cjfa-12565	162	46	the	the	DET
cjfa-12565	162	47	latvian	latvian	ADJ
cjfa-12565	162	48	banking	banking	NOUN
cjfa-12565	162	49	and	and	CCONJ
cjfa-12565	162	50	,	,	PUNCT
cjfa-12565	162	51	accordingly	accordingly	ADV
cjfa-12565	162	52	,	,	PUNCT
cjfa-12565	162	53	a	a	DET
cjfa-12565	162	54	moderate	moderate	ADJ
cjfa-12565	162	55	level	level	NOUN
cjfa-12565	162	56	of	of	ADP
cjfa-12565	162	57	competition	competition	NOUN
cjfa-12565	162	58	in	in	ADP
cjfa-12565	162	59	the	the	DET
cjfa-12565	162	60	industry	industry	NOUN
cjfa-12565	162	61	.	.	PUNCT
cjfa-12565	163	1	data	datum	NOUN
cjfa-12565	163	2	on	on	ADP
cjfa-12565	163	3	concentration	concentration	NOUN
cjfa-12565	163	4	of	of	ADP
cjfa-12565	163	5	the	the	DET
cjfa-12565	163	6	market	market	NOUN
cjfa-12565	163	7	during	during	ADP
cjfa-12565	163	8	the	the	DET
cjfa-12565	163	9	analyzed	analyze	VERB
cjfa-12565	163	10	period	period	NOUN
cjfa-12565	163	11	are	be	AUX
cjfa-12565	163	12	presented	present	VERB
cjfa-12565	163	13	in	in	ADP
cjfa-12565	163	14	table	table	NOUN
cjfa-12565	163	15	2	2	NUM
cjfa-12565	163	16	.	.	PUNCT
cjfa-12565	163	17	table	table	NOUN
cjfa-12565	163	18	2	2	NUM
cjfa-12565	163	19	.	.	PUNCT
cjfa-12565	163	20	market	market	NOUN
cjfa-12565	163	21	concentration	concentration	NOUN
cjfa-12565	163	22	latvian	latvian	ADJ
cjfa-12565	163	23	banking	banking	NOUN
cjfa-12565	163	24	sector	sector	NOUN
cjfa-12565	163	25	in	in	ADP
cjfa-12565	163	26	the	the	DET
cjfa-12565	163	27	period	period	NOUN
cjfa-12565	163	28	since	since	SCONJ
cjfa-12565	163	29	2003	2003	NUM
cjfa-12565	163	30	by	by	ADP
cjfa-12565	163	31	2015	2015	NUM
cjfa-12565	163	32	year	year	NOUN
cjfa-12565	163	33	cr3	cr3	NOUN
cjfa-12565	163	34	,	,	PUNCT
cjfa-12565	163	35	%	%	INTJ
cjfa-12565	163	36	cr4	cr4	NOUN
cjfa-12565	163	37	,	,	PUNCT
cjfa-12565	163	38	%	%	NOUN
cjfa-12565	163	39	cr5	cr5	NOUN
cjfa-12565	163	40	,	,	PUNCT
cjfa-12565	163	41	%	%	INTJ
cjfa-12565	163	42	hhi	hhi	NOUN
cjfa-12565	163	43	market	market	NOUN
cjfa-12565	163	44	type	type	NOUN
cjfa-12565	163	45	2003	2003	NUM
cjfa-12565	163	46	50.02	50.02	NUM
cjfa-12565	163	47	59.9	59.9	NUM
cjfa-12565	163	48	65.39	65.39	NUM
cjfa-12565	163	49	1,193	1,193	NUM
cjfa-12565	163	50	moderately	moderately	ADV
cjfa-12565	163	51	concentrated	concentrate	VERB
cjfa-12565	163	52	market	market	NOUN
cjfa-12565	163	53	2004	2004	NUM
cjfa-12565	163	54	48.54	48.54	NUM
cjfa-12565	163	55	57.84	57.84	NUM
cjfa-12565	163	56	64.71	64.71	NUM
cjfa-12565	163	57	1,157	1,157	NUM
cjfa-12565	163	58	moderately	moderately	ADV
cjfa-12565	163	59	concentrated	concentrate	VERB
cjfa-12565	163	60	market	market	NOUN
cjfa-12565	163	61	2005	2005	NUM
cjfa-12565	163	62	52.9	52.9	NUM
cjfa-12565	163	63	61.54	61.54	NUM
cjfa-12565	163	64	68.82	68.82	NUM
cjfa-12565	163	65	1,272	1,272	NUM
cjfa-12565	163	66	moderately	moderately	ADV
cjfa-12565	163	67	concentrated	concentrate	VERB
cjfa-12565	163	68	market	market	NOUN
cjfa-12565	163	69	2006	2006	NUM
cjfa-12565	163	70	53.46	53.46	NUM
cjfa-12565	163	71	62.17	62.17	NUM
cjfa-12565	163	72	69.72	69.72	NUM
cjfa-12565	163	73	1,328	1,328	NUM
cjfa-12565	163	74	moderately	moderately	ADV
cjfa-12565	163	75	concentrated	concentrate	VERB
cjfa-12565	163	76	market	market	NOUN
cjfa-12565	163	77	2007	2007	NUM
cjfa-12565	163	78	48.75	48.75	NUM
cjfa-12565	163	79	57.46	57.46	NUM
cjfa-12565	163	80	65.44	65.44	NUM
cjfa-12565	163	81	1,177	1,177	NUM
cjfa-12565	163	82	moderately	moderately	ADV
cjfa-12565	163	83	concentrated	concentrate	VERB
cjfa-12565	163	84	market	market	NOUN
cjfa-12565	163	85	2008	2008	NUM
cjfa-12565	163	86	35.03	35.03	NUM
cjfa-12565	163	87	41.52	41.52	NUM
cjfa-12565	163	88	46.9	46.9	NUM
cjfa-12565	163	89	0,945	0,945	NUM
cjfa-12565	163	90	low	low	ADJ
cjfa-12565	163	91	concentrated	concentrated	ADJ
cjfa-12565	163	92	market	market	NOUN
cjfa-12565	163	93	2009	2009	NUM
cjfa-12565	163	94	35.03	35.03	NUM
cjfa-12565	163	95	41.86	41.86	NUM
cjfa-12565	163	96	46.87	46.87	NUM
cjfa-12565	163	97	0,947	0,947	NUM
cjfa-12565	163	98	low	low	ADJ
cjfa-12565	163	99	concentrated	concentrate	VERB
cjfa-12565	163	100	market	market	NOUN
cjfa-12565	163	101	2010	2010	NUM
cjfa-12565	163	102	35.04	35.04	NUM
cjfa-12565	163	103	43.66	43.66	NUM
cjfa-12565	163	104	51.64	51.64	NUM
cjfa-12565	163	105	0,952	0,952	NUM
cjfa-12565	163	106	low	low	ADJ
cjfa-12565	163	107	concentrated	concentrated	ADJ
cjfa-12565	163	108	market	market	NOUN
cjfa-12565	163	109	2011	2011	NUM
cjfa-12565	163	110	40.14	40.14	NUM
cjfa-12565	163	111	49.93	49.93	NUM
cjfa-12565	163	112	58.98	58.98	NUM
cjfa-12565	163	113	0,953	0,953	NUM
cjfa-12565	163	114	low	low	ADJ
cjfa-12565	163	115	concentrated	concentrated	ADJ
cjfa-12565	163	116	market	market	NOUN
cjfa-12565	163	117	measuring	measure	VERB
cjfa-12565	163	118	competitiveness	competitiveness	NOUN
cjfa-12565	163	119	of	of	ADP
cjfa-12565	163	120	banks	bank	NOUN
cjfa-12565	163	121	in	in	ADP
cjfa-12565	163	122	latvia	latvia	PROPN
cjfa-12565	163	123	137	137	NUM
cjfa-12565	163	124	year	year	NOUN
cjfa-12565	163	125	cr3	cr3	NOUN
cjfa-12565	163	126	,	,	PUNCT
cjfa-12565	163	127	%	%	INTJ
cjfa-12565	163	128	cr4	cr4	NOUN
cjfa-12565	163	129	,	,	PUNCT
cjfa-12565	163	130	%	%	NOUN
cjfa-12565	163	131	cr5	cr5	NOUN
cjfa-12565	163	132	,	,	PUNCT
cjfa-12565	163	133	%	%	INTJ
cjfa-12565	163	134	hhi	hhi	NOUN
cjfa-12565	163	135	market	market	NOUN
cjfa-12565	163	136	type	type	NOUN
cjfa-12565	163	137	2012	2012	NUM
cjfa-12565	163	138	43.64	43.64	NUM
cjfa-12565	163	139	53.88	53.88	NUM
cjfa-12565	163	140	63	63	NUM
cjfa-12565	163	141	1,101	1,101	NUM
cjfa-12565	163	142	moderately	moderately	ADV
cjfa-12565	163	143	concentrated	concentrate	VERB
cjfa-12565	163	144	market	market	NOUN
cjfa-12565	163	145	2013	2013	NUM
cjfa-12565	163	146	45.49	45.49	NUM
cjfa-12565	163	147	55.97	55.97	NUM
cjfa-12565	163	148	65.25	65.25	NUM
cjfa-12565	163	149	1,161	1,161	NUM
cjfa-12565	163	150	moderately	moderately	ADV
cjfa-12565	163	151	concentrated	concentrate	VERB
cjfa-12565	163	152	market	market	NOUN
cjfa-12565	163	153	2014	2014	NUM
cjfa-12565	163	154	44.23	44.23	NUM
cjfa-12565	163	155	53.18	53.18	NUM
cjfa-12565	163	156	61.69	61.69	NUM
cjfa-12565	163	157	1,126	1,126	NUM
cjfa-12565	163	158	moderately	moderately	ADV
cjfa-12565	163	159	concentrated	concentrate	VERB
cjfa-12565	163	160	market	market	NOUN
cjfa-12565	163	161	2015	2015	NUM
cjfa-12565	163	162	45.53	45.53	NUM
cjfa-12565	163	163	54.21	54.21	NUM
cjfa-12565	163	164	62.53	62.53	NUM
cjfa-12565	163	165	1,133	1,133	NUM
cjfa-12565	163	166	moderately	moderately	ADV
cjfa-12565	163	167	concentrated	concentrate	VERB
cjfa-12565	163	168	market	market	NOUN
cjfa-12565	163	169	s	s	PART
cjfa-12565	163	170	o	o	NOUN
cjfa-12565	163	171	u	u	NOUN
cjfa-12565	163	172	r	r	NOUN
cjfa-12565	163	173	c	c	NOUN
cjfa-12565	163	174	e	e	NOUN
cjfa-12565	163	175	:	:	PUNCT
cjfa-12565	163	176	compiled	compile	VERB
cjfa-12565	163	177	by	by	ADP
cjfa-12565	163	178	the	the	DET
cjfa-12565	163	179	authors	author	NOUN
cjfa-12565	163	180	.	.	PUNCT
cjfa-12565	164	1	it	it	PRON
cjfa-12565	164	2	can	can	AUX
cjfa-12565	164	3	be	be	AUX
cjfa-12565	164	4	concluded	conclude	VERB
cjfa-12565	164	5	that	that	SCONJ
cjfa-12565	164	6	during	during	ADP
cjfa-12565	164	7	the	the	DET
cjfa-12565	164	8	crisis	crisis	NOUN
cjfa-12565	164	9	and	and	CCONJ
cjfa-12565	164	10	post	post	ADJ
cjfa-12565	164	11	-	-	ADJ
cjfa-12565	164	12	crisis	crisis	ADJ
cjfa-12565	164	13	periods	period	NOUN
cjfa-12565	164	14	of	of	ADP
cjfa-12565	164	15	2008	2008	NUM
cjfa-12565	164	16	–	–	PUNCT
cjfa-12565	164	17	–	–	PUNCT
cjfa-12565	164	18	2011	2011	NUM
cjfa-12565	164	19	,	,	PUNCT
cjfa-12565	164	20	the	the	DET
cjfa-12565	164	21	market	market	NOUN
cjfa-12565	164	22	of	of	ADP
cjfa-12565	164	23	the	the	DET
cjfa-12565	164	24	banking	banking	NOUN
cjfa-12565	164	25	sector	sector	NOUN
cjfa-12565	164	26	was	be	AUX
cjfa-12565	164	27	low	low	ADV
cjfa-12565	164	28	concentrated	concentrated	ADJ
cjfa-12565	164	29	,	,	PUNCT
cjfa-12565	164	30	indicating	indicate	VERB
cjfa-12565	164	31	a	a	DET
cjfa-12565	164	32	more	more	ADV
cjfa-12565	164	33	uniform	uniform	ADJ
cjfa-12565	164	34	distribution	distribution	NOUN
cjfa-12565	164	35	of	of	ADP
cjfa-12565	164	36	market	market	NOUN
cjfa-12565	164	37	shares	share	NOUN
cjfa-12565	164	38	between	between	ADP
cjfa-12565	164	39	the	the	DET
cjfa-12565	164	40	participants	participant	NOUN
cjfa-12565	164	41	.	.	PUNCT
cjfa-12565	165	1	but	but	CCONJ
cjfa-12565	165	2	then	then	ADV
cjfa-12565	165	3	the	the	DET
cjfa-12565	165	4	market	market	NOUN
cjfa-12565	165	5	has	have	AUX
cjfa-12565	165	6	become	become	VERB
cjfa-12565	165	7	more	more	ADV
cjfa-12565	165	8	concentrated	concentrated	ADJ
cjfa-12565	165	9	.	.	PUNCT
cjfa-12565	166	1	comparative	comparative	ADJ
cjfa-12565	166	2	assessment	assessment	NOUN
cjfa-12565	166	3	of	of	ADP
cjfa-12565	166	4	the	the	DET
cjfa-12565	166	5	competitiveness	competitiveness	NOUN
cjfa-12565	166	6	of	of	ADP
cjfa-12565	166	7	latvian	latvian	ADJ
cjfa-12565	166	8	banks	bank	NOUN
cjfa-12565	166	9	the	the	DET
cjfa-12565	166	10	authors	author	NOUN
cjfa-12565	166	11	conduct	conduct	VERB
cjfa-12565	166	12	a	a	DET
cjfa-12565	166	13	comparative	comparative	ADJ
cjfa-12565	166	14	assessment	assessment	NOUN
cjfa-12565	166	15	of	of	ADP
cjfa-12565	166	16	competitiveness	competitiveness	NOUN
cjfa-12565	166	17	of	of	ADP
cjfa-12565	166	18	the	the	DET
cjfa-12565	166	19	participants	participant	NOUN
cjfa-12565	166	20	in	in	ADP
cjfa-12565	166	21	the	the	DET
cjfa-12565	166	22	banking	banking	NOUN
cjfa-12565	166	23	sector	sector	NOUN
cjfa-12565	166	24	of	of	ADP
cjfa-12565	166	25	latvia	latvia	PROPN
cjfa-12565	166	26	.	.	PUNCT
cjfa-12565	167	1	picture	picture	NOUN
cjfa-12565	167	2	6	6	NUM
cjfa-12565	167	3	shows	show	VERB
cjfa-12565	167	4	the	the	DET
cjfa-12565	167	5	distribution	distribution	NOUN
cjfa-12565	167	6	of	of	ADP
cjfa-12565	167	7	clients	client	NOUN
cjfa-12565	167	8	between	between	ADP
cjfa-12565	167	9	banks	bank	NOUN
cjfa-12565	167	10	in	in	ADP
cjfa-12565	167	11	2015	2015	NUM
cjfa-12565	167	12	year	year	NOUN
cjfa-12565	167	13	.	.	PUNCT
cjfa-12565	168	1	figure	figure	NOUN
cjfa-12565	168	2	6	6	NUM
cjfa-12565	168	3	.	.	PUNCT
cjfa-12565	169	1	distribution	distribution	NOUN
cjfa-12565	169	2	of	of	ADP
cjfa-12565	169	3	clients	client	NOUN
cjfa-12565	169	4	between	between	ADP
cjfa-12565	169	5	latvian	latvian	ADJ
cjfa-12565	169	6	banks	bank	NOUN
cjfa-12565	169	7	in	in	ADP
cjfa-12565	169	8	2015	2015	NUM
cjfa-12565	169	9	s	s	NOUN
cjfa-12565	169	10	o	o	NOUN
cjfa-12565	169	11	u	u	NOUN
cjfa-12565	169	12	r	r	NOUN
cjfa-12565	169	13	c	c	NOUN
cjfa-12565	169	14	e	e	NOUN
cjfa-12565	169	15	:	:	PUNCT
cjfa-12565	169	16	compiled	compile	VERB
cjfa-12565	169	17	by	by	ADP
cjfa-12565	169	18	the	the	DET
cjfa-12565	169	19	authors	author	NOUN
cjfa-12565	169	20	.	.	PUNCT
cjfa-12565	170	1	table	table	NOUN
cjfa-12565	170	2	2	2	NUM
cjfa-12565	170	3	.	.	PUNCT
cjfa-12565	170	4	market	market	NOUN
cjfa-12565	170	5	concentration	concentration	NOUN
cjfa-12565	170	6	latvian	latvian	ADJ
cjfa-12565	170	7	banking	banking	NOUN
cjfa-12565	170	8	sector	sector	NOUN
cjfa-12565	170	9	…	…	PUNCT
cjfa-12565	170	10	deniss	deniss	ADJ
cjfa-12565	170	11	krasovskis	krasovskis	PROPN
cjfa-12565	170	12	,	,	PUNCT
cjfa-12565	170	13	andrejs	andrejs	PROPN
cjfa-12565	170	14	limanskis	limanskis	PROPN
cjfa-12565	170	15	,	,	PUNCT
cjfa-12565	170	16	erika	erika	PROPN
cjfa-12565	170	17	pancenko138	pancenko138	PROPN
cjfa-12565	170	18	in	in	ADP
cjfa-12565	170	19	evaluation	evaluation	NOUN
cjfa-12565	170	20	of	of	ADP
cjfa-12565	170	21	the	the	DET
cjfa-12565	170	22	client	client	NOUN
cjfa-12565	170	23	distribution	distribution	NOUN
cjfa-12565	170	24	,	,	PUNCT
cjfa-12565	170	25	both	both	DET
cjfa-12565	170	26	individuals	individual	NOUN
cjfa-12565	170	27	and	and	CCONJ
cjfa-12565	170	28	legal	legal	ADJ
cjfa-12565	170	29	entities	entity	NOUN
cjfa-12565	170	30	were	be	AUX
cjfa-12565	170	31	taken	take	VERB
cjfa-12565	170	32	into	into	ADP
cjfa-12565	170	33	account	account	NOUN
cjfa-12565	170	34	.	.	PUNCT
cjfa-12565	171	1	this	this	DET
cjfa-12565	171	2	chart	chart	NOUN
cjfa-12565	171	3	shows	show	VERB
cjfa-12565	171	4	that	that	SCONJ
cjfa-12565	171	5	majority	majority	NOUN
cjfa-12565	171	6	of	of	ADP
cjfa-12565	171	7	commercial	commercial	ADJ
cjfa-12565	171	8	banks	bank	NOUN
cjfa-12565	171	9	in	in	ADP
cjfa-12565	171	10	latvia	latvia	PROPN
cjfa-12565	171	11	belongs	belong	VERB
cjfa-12565	171	12	to	to	ADP
cjfa-12565	171	13	small	small	ADJ
cjfa-12565	171	14	and	and	CCONJ
cjfa-12565	171	15	medium	medium	ADJ
cjfa-12565	171	16	-	-	PUNCT
cjfa-12565	171	17	sized	sized	ADJ
cjfa-12565	171	18	,	,	PUNCT
cjfa-12565	171	19	so	so	CCONJ
cjfa-12565	171	20	there	there	PRON
cjfa-12565	171	21	is	be	VERB
cjfa-12565	171	22	not	not	PART
cjfa-12565	171	23	so	so	ADV
cjfa-12565	171	24	many	many	ADJ
cjfa-12565	171	25	large	large	ADJ
cjfa-12565	171	26	banks	bank	NOUN
cjfa-12565	171	27	in	in	ADP
cjfa-12565	171	28	the	the	DET
cjfa-12565	171	29	market	market	NOUN
cjfa-12565	171	30	like	like	ADP
cjfa-12565	171	31	swedbank	swedbank	NOUN
cjfa-12565	171	32	,	,	PUNCT
cjfa-12565	171	33	seb	seb	NOUN
cjfa-12565	171	34	banka	banka	PROPN
cjfa-12565	171	35	,	,	PUNCT
cjfa-12565	171	36	parex	parex	PROPN
cjfa-12565	171	37	banka	banka	NOUN
cjfa-12565	171	38	,	,	PUNCT
cjfa-12565	171	39	dnb	dnb	PROPN
cjfa-12565	171	40	banka	banka	PROPN
cjfa-12565	171	41	(	(	PUNCT
cjfa-12565	171	42	4	4	NUM
cjfa-12565	171	43	biggest	big	ADJ
cjfa-12565	171	44	banks	bank	NOUN
cjfa-12565	171	45	)	)	PUNCT
cjfa-12565	171	46	.	.	PUNCT
cjfa-12565	172	1	the	the	DET
cjfa-12565	172	2	banks	bank	NOUN
cjfa-12565	172	3	mentioned	mention	VERB
cjfa-12565	172	4	above	above	ADV
cjfa-12565	172	5	have	have	VERB
cjfa-12565	172	6	approximately	approximately	ADV
cjfa-12565	172	7	¾	¾	NOUN
cjfa-12565	172	8	of	of	ADP
cjfa-12565	172	9	the	the	DET
cjfa-12565	172	10	total	total	ADJ
cjfa-12565	172	11	number	number	NOUN
cjfa-12565	172	12	of	of	ADP
cjfa-12565	172	13	customers	customer	NOUN
cjfa-12565	172	14	.	.	PUNCT
cjfa-12565	173	1	however	however	ADV
cjfa-12565	173	2	,	,	PUNCT
cjfa-12565	173	3	total	total	ADJ
cjfa-12565	173	4	assets	asset	NOUN
cjfa-12565	173	5	,	,	PUNCT
cjfa-12565	173	6	gain	gain	NOUN
cjfa-12565	173	7	/	/	SYM
cjfa-12565	173	8	loss	loss	NOUN
cjfa-12565	173	9	of	of	ADP
cjfa-12565	173	10	banks	bank	NOUN
cjfa-12565	173	11	,	,	PUNCT
cjfa-12565	173	12	as	as	ADV
cjfa-12565	173	13	well	well	ADV
cjfa-12565	173	14	as	as	ADP
cjfa-12565	173	15	return	return	NOUN
cjfa-12565	173	16	on	on	ADP
cjfa-12565	173	17	assets	asset	NOUN
cjfa-12565	173	18	for	for	ADP
cjfa-12565	173	19	2015	2015	NUM
cjfa-12565	173	20	(	(	PUNCT
cjfa-12565	173	21	see	see	VERB
cjfa-12565	173	22	figure	figure	NOUN
cjfa-12565	173	23	7	7	NUM
cjfa-12565	173	24	)	)	PUNCT
cjfa-12565	173	25	indicate	indicate	VERB
cjfa-12565	173	26	that	that	SCONJ
cjfa-12565	173	27	the	the	DET
cjfa-12565	173	28	number	number	NOUN
cjfa-12565	173	29	of	of	ADP
cjfa-12565	173	30	customers	customer	NOUN
cjfa-12565	173	31	has	have	VERB
cjfa-12565	173	32	no	no	DET
cjfa-12565	173	33	direct	direct	ADJ
cjfa-12565	173	34	impact	impact	NOUN
cjfa-12565	173	35	on	on	ADP
cjfa-12565	173	36	the	the	DET
cjfa-12565	173	37	financial	financial	ADJ
cjfa-12565	173	38	results	result	NOUN
cjfa-12565	173	39	of	of	ADP
cjfa-12565	173	40	banks	bank	NOUN
cjfa-12565	173	41	.	.	PUNCT
cjfa-12565	174	1	leaders	leader	NOUN
cjfa-12565	174	2	in	in	ADP
cjfa-12565	174	3	terms	term	NOUN
cjfa-12565	174	4	of	of	ADP
cjfa-12565	174	5	profit	profit	NOUN
cjfa-12565	174	6	are	be	AUX
cjfa-12565	174	7	swedbank	swedbank	ADJ
cjfa-12565	174	8	,	,	PUNCT
cjfa-12565	174	9	ablv	ablv	PROPN
cjfa-12565	174	10	banka	banka	PROPN
cjfa-12565	174	11	,	,	PUNCT
cjfa-12565	174	12	rietumu	rietumu	NOUN
cjfa-12565	174	13	banka	banka	NOUN
cjfa-12565	174	14	,	,	PUNCT
cjfa-12565	174	15	and	and	CCONJ
cjfa-12565	174	16	seb	seb	PROPN
cjfa-12565	174	17	banka	banka	PROPN
cjfa-12565	174	18	,	,	PUNCT
cjfa-12565	174	19	as	as	SCONJ
cjfa-12565	174	20	shown	show	VERB
cjfa-12565	174	21	in	in	ADP
cjfa-12565	174	22	the	the	DET
cjfa-12565	174	23	chart	chart	NOUN
cjfa-12565	174	24	(	(	PUNCT
cjfa-12565	174	25	see	see	VERB
cjfa-12565	174	26	figure	figure	NOUN
cjfa-12565	174	27	7	7	NUM
cjfa-12565	174	28	)	)	PUNCT
cjfa-12565	174	29	.	.	PUNCT
cjfa-12565	175	1	figure	figure	VERB
cjfa-12565	175	2	7	7	NUM
cjfa-12565	175	3	.	.	PUNCT
cjfa-12565	176	1	assets	asset	NOUN
cjfa-12565	176	2	,	,	PUNCT
cjfa-12565	176	3	roa	roa	NOUN
cjfa-12565	176	4	and	and	CCONJ
cjfa-12565	176	5	profits	profit	NOUN
cjfa-12565	176	6	/	/	SYM
cjfa-12565	176	7	losses	loss	NOUN
cjfa-12565	176	8	of	of	ADP
cjfa-12565	176	9	latvian	latvian	ADJ
cjfa-12565	176	10	banks	bank	NOUN
cjfa-12565	176	11	in	in	ADP
cjfa-12565	176	12	2015	2015	NUM
cjfa-12565	176	13	s	s	NOUN
cjfa-12565	176	14	o	o	NOUN
cjfa-12565	176	15	u	u	NOUN
cjfa-12565	176	16	r	r	NOUN
cjfa-12565	176	17	c	c	NOUN
cjfa-12565	176	18	e	e	NOUN
cjfa-12565	176	19	:	:	PUNCT
cjfa-12565	176	20	compiled	compile	VERB
cjfa-12565	176	21	by	by	ADP
cjfa-12565	176	22	the	the	DET
cjfa-12565	176	23	authors	author	NOUN
cjfa-12565	176	24	.	.	PUNCT
cjfa-12565	177	1	one	one	PRON
cjfa-12565	177	2	can	can	AUX
cjfa-12565	177	3	observe	observe	VERB
cjfa-12565	177	4	in	in	ADP
cjfa-12565	177	5	the	the	DET
cjfa-12565	177	6	figure	figure	NOUN
cjfa-12565	177	7	different	different	ADJ
cjfa-12565	177	8	bubble	bubble	NOUN
cjfa-12565	177	9	(	(	PUNCT
cjfa-12565	177	10	sphere	sphere	NOUN
cjfa-12565	177	11	)	)	PUNCT
cjfa-12565	177	12	sizes	size	NOUN
cjfa-12565	177	13	,	,	PUNCT
cjfa-12565	177	14	which	which	PRON
cjfa-12565	177	15	correspond	correspond	VERB
cjfa-12565	177	16	to	to	ADP
cjfa-12565	177	17	the	the	DET
cjfa-12565	177	18	dimensions	dimension	NOUN
cjfa-12565	177	19	of	of	ADP
cjfa-12565	177	20	the	the	DET
cjfa-12565	177	21	bank	bank	NOUN
cjfa-12565	177	22	’s	’s	PART
cjfa-12565	177	23	assets	asset	NOUN
cjfa-12565	177	24	.	.	PUNCT
cjfa-12565	178	1	analysing	analyse	VERB
cjfa-12565	178	2	coefficient	coefficient	NOUN
cjfa-12565	178	3	of	of	ADP
cjfa-12565	178	4	return	return	NOUN
cjfa-12565	178	5	on	on	ADP
cjfa-12565	178	6	assets	asset	NOUN
cjfa-12565	178	7	(	(	PUNCT
cjfa-12565	178	8	roa	roa	NOUN
cjfa-12565	178	9	)	)	PUNCT
cjfa-12565	178	10	and	and	CCONJ
cjfa-12565	178	11	the	the	DET
cjfa-12565	178	12	size	size	NOUN
cjfa-12565	178	13	of	of	ADP
cjfa-12565	178	14	the	the	DET
cjfa-12565	178	15	profits	profit	NOUN
cjfa-12565	178	16	/	/	SYM
cjfa-12565	178	17	losses	loss	NOUN
cjfa-12565	178	18	of	of	ADP
cjfa-12565	178	19	the	the	DET
cjfa-12565	178	20	banks	bank	NOUN
cjfa-12565	178	21	,	,	PUNCT
cjfa-12565	178	22	it	it	PRON
cjfa-12565	178	23	might	might	AUX
cjfa-12565	178	24	be	be	AUX
cjfa-12565	178	25	concluded	conclude	VERB
cjfa-12565	178	26	that	that	SCONJ
cjfa-12565	178	27	the	the	DET
cjfa-12565	178	28	management	management	NOUN
cjfa-12565	178	29	of	of	ADP
cjfa-12565	178	30	banks	bank	NOUN
cjfa-12565	178	31	,	,	PUNCT
cjfa-12565	178	32	rietumu	rietumu	NOUN
cjfa-12565	178	33	banka	banka	PROPN
cjfa-12565	178	34	,	,	PUNCT
cjfa-12565	178	35	swedbank	swedbank	NOUN
cjfa-12565	178	36	and	and	CCONJ
cjfa-12565	178	37	ablv	ablv	NOUN
cjfa-12565	178	38	most	most	ADV
cjfa-12565	178	39	effectively	effectively	ADV
cjfa-12565	178	40	uses	use	VERB
cjfa-12565	178	41	assets	asset	NOUN
cjfa-12565	178	42	for	for	ADP
cjfa-12565	178	43	generating	generate	VERB
cjfa-12565	178	44	profit	profit	NOUN
cjfa-12565	178	45	.	.	PUNCT
cjfa-12565	179	1	leaders	leader	NOUN
cjfa-12565	179	2	in	in	ADP
cjfa-12565	179	3	roa	roa	PROPN
cjfa-12565	179	4	are	be	AUX
cjfa-12565	179	5	ехроbank	ехроbank	NOUN
cjfa-12565	179	6	and	and	CCONJ
cjfa-12565	179	7	measuring	measure	VERB
cjfa-12565	179	8	competitiveness	competitiveness	NOUN
cjfa-12565	179	9	of	of	ADP
cjfa-12565	179	10	banks	bank	NOUN
cjfa-12565	179	11	in	in	ADP
cjfa-12565	179	12	latvia	latvia	PROPN
cjfa-12565	179	13	139	139	NUM
cjfa-12565	179	14	swedbank	swedbank	NOUN
cjfa-12565	179	15	in	in	ADP
cjfa-12565	179	16	3.10	3.10	NUM
cjfa-12565	179	17	percent	percent	NOUN
cjfa-12565	179	18	and	and	CCONJ
cjfa-12565	179	19	2.53	2.53	NUM
cjfa-12565	179	20	percent	percent	NOUN
cjfa-12565	179	21	respectively	respectively	ADV
cjfa-12565	179	22	,	,	PUNCT
cjfa-12565	179	23	indicating	indicate	VERB
cjfa-12565	179	24	most	most	ADJ
cjfa-12565	179	25	efficient	efficient	ADJ
cjfa-12565	179	26	asset	asset	NOUN
cjfa-12565	179	27	utilization	utilization	NOUN
cjfa-12565	179	28	policies	policy	NOUN
cjfa-12565	179	29	,	,	PUNCT
cjfa-12565	179	30	despite	despite	SCONJ
cjfa-12565	179	31	the	the	DET
cjfa-12565	179	32	size	size	NOUN
cjfa-12565	179	33	of	of	ADP
cjfa-12565	179	34	the	the	DET
cjfa-12565	179	35	bank	bank	NOUN
cjfa-12565	179	36	(	(	PUNCT
cjfa-12565	179	37	in	in	ADP
cjfa-12565	179	38	figure	figure	NOUN
cjfa-12565	179	39	7	7	NUM
cjfa-12565	179	40	)	)	PUNCT
cjfa-12565	179	41	.	.	PUNCT
cjfa-12565	180	1	the	the	DET
cjfa-12565	180	2	low	low	ADJ
cjfa-12565	180	3	position	position	NOUN
cjfa-12565	180	4	of	of	ADP
cjfa-12565	180	5	seb	seb	NOUN
cjfa-12565	180	6	banka	banka	PROPN
cjfa-12565	180	7	,	,	PUNCT
cjfa-12565	180	8	one	one	NUM
cjfa-12565	180	9	of	of	ADP
cjfa-12565	180	10	the	the	DET
cjfa-12565	180	11	big	big	ADJ
cjfa-12565	180	12	players	player	NOUN
cjfa-12565	180	13	in	in	ADP
cjfa-12565	180	14	the	the	DET
cjfa-12565	180	15	market	market	NOUN
cjfa-12565	180	16	,	,	PUNCT
cjfa-12565	180	17	makes	make	VERB
cjfa-12565	180	18	a	a	DET
cjfa-12565	180	19	concern	concern	NOUN
cjfa-12565	180	20	.	.	PUNCT
cjfa-12565	181	1	comparing	compare	VERB
cjfa-12565	181	2	two	two	NUM
cjfa-12565	181	3	large	large	ADJ
cjfa-12565	181	4	and	and	CCONJ
cjfa-12565	181	5	almost	almost	ADV
cjfa-12565	181	6	identical	identical	ADJ
cjfa-12565	181	7	banks	bank	NOUN
cjfa-12565	181	8	by	by	ADP
cjfa-12565	181	9	size	size	NOUN
cjfa-12565	181	10	of	of	ADP
cjfa-12565	181	11	assets	asset	NOUN
cjfa-12565	181	12	,	,	PUNCT
cjfa-12565	181	13	rietumu	rietumu	NOUN
cjfa-12565	181	14	banka	banka	PROPN
cjfa-12565	181	15	and	and	CCONJ
cjfa-12565	181	16	seb	seb	PROPN
cjfa-12565	181	17	bank	bank	PROPN
cjfa-12565	181	18	,	,	PUNCT
cjfa-12565	181	19	one	one	PRON
cjfa-12565	181	20	can	can	AUX
cjfa-12565	181	21	see	see	VERB
cjfa-12565	181	22	that	that	SCONJ
cjfa-12565	181	23	their	their	PRON
cjfa-12565	181	24	placement	placement	NOUN
cjfa-12565	181	25	on	on	ADP
cjfa-12565	181	26	the	the	DET
cjfa-12565	181	27	chart	chart	NOUN
cjfa-12565	181	28	in	in	ADP
cjfa-12565	181	29	terms	term	NOUN
cjfa-12565	181	30	of	of	ADP
cjfa-12565	181	31	losses	loss	NOUN
cjfa-12565	181	32	/	/	SYM
cjfa-12565	181	33	gain	gain	NOUN
cjfa-12565	181	34	and	and	CCONJ
cjfa-12565	181	35	value	value	NOUN
cjfa-12565	181	36	of	of	ADP
cjfa-12565	181	37	roa	roa	NOUN
cjfa-12565	181	38	is	be	AUX
cjfa-12565	181	39	significantly	significantly	ADV
cjfa-12565	181	40	different	different	ADJ
cjfa-12565	181	41	.	.	PUNCT
cjfa-12565	182	1	rietumu	rietumu	NOUN
cjfa-12565	182	2	banka	banka	PROPN
cjfa-12565	182	3	is	be	AUX
cjfa-12565	182	4	about	about	ADV
cjfa-12565	182	5	twice	twice	ADV
cjfa-12565	182	6	ahead	ahead	ADV
cjfa-12565	182	7	of	of	ADP
cjfa-12565	182	8	seb	seb	PROPN
cjfa-12565	182	9	bank	bank	PROPN
cjfa-12565	182	10	in	in	ADP
cjfa-12565	182	11	size	size	NOUN
cjfa-12565	182	12	of	of	ADP
cjfa-12565	182	13	profits	profit	NOUN
cjfa-12565	182	14	and	and	CCONJ
cjfa-12565	182	15	in	in	ADP
cjfa-12565	182	16	the	the	DET
cjfa-12565	182	17	value	value	NOUN
cjfa-12565	182	18	of	of	ADP
cjfa-12565	182	19	roa	roa	PROPN
cjfa-12565	182	20	coefficient	coefficient	NOUN
cjfa-12565	182	21	.	.	PUNCT
cjfa-12565	183	1	from	from	ADP
cjfa-12565	183	2	that	that	PRON
cjfa-12565	183	3	,	,	PUNCT
cjfa-12565	183	4	assumption	assumption	NOUN
cjfa-12565	183	5	can	can	AUX
cjfa-12565	183	6	be	be	AUX
cjfa-12565	183	7	made	make	VERB
cjfa-12565	183	8	about	about	ADP
cjfa-12565	183	9	the	the	DET
cjfa-12565	183	10	unused	unused	ADJ
cjfa-12565	183	11	potential	potential	NOUN
cjfa-12565	183	12	of	of	ADP
cjfa-12565	183	13	seb	seb	PROPN
cjfa-12565	183	14	bank	bank	PROPN
cjfa-12565	183	15	and	and	CCONJ
cjfa-12565	183	16	its	its	PRON
cjfa-12565	183	17	ability	ability	NOUN
cjfa-12565	183	18	to	to	PART
cjfa-12565	183	19	improve	improve	VERB
cjfa-12565	183	20	the	the	DET
cjfa-12565	183	21	position	position	NOUN
cjfa-12565	183	22	.	.	PUNCT
cjfa-12565	184	1	also	also	ADV
cjfa-12565	184	2	on	on	ADP
cjfa-12565	184	3	the	the	DET
cjfa-12565	184	4	chart	chart	NOUN
cjfa-12565	184	5	(	(	PUNCT
cjfa-12565	184	6	see	see	VERB
cjfa-12565	184	7	figure	figure	NOUN
cjfa-12565	184	8	7	7	NUM
cjfa-12565	184	9	)	)	PUNCT
cjfa-12565	184	10	roa	roa	NOUN
cjfa-12565	184	11	of	of	ADP
cjfa-12565	184	12	four	four	NUM
cjfa-12565	184	13	banks	bank	NOUN
cjfa-12565	184	14	is	be	AUX
cjfa-12565	184	15	seeking	seek	VERB
cjfa-12565	184	16	zero	zero	NUM
cjfa-12565	184	17	,	,	PUNCT
cjfa-12565	184	18	namely	namely	ADV
cjfa-12565	184	19	,	,	PUNCT
cjfa-12565	184	20	dnb	dnb	PROPN
cjfa-12565	184	21	bank	bank	PROPN
cjfa-12565	184	22	,	,	PUNCT
cjfa-12565	184	23	norvik	norvik	PROPN
cjfa-12565	184	24	bank	bank	PROPN
cjfa-12565	184	25	,	,	PUNCT
cjfa-12565	184	26	meridian	meridian	PROPN
cjfa-12565	184	27	trade	trade	PROPN
cjfa-12565	184	28	bank	bank	PROPN
cjfa-12565	184	29	and	and	CCONJ
cjfa-12565	184	30	baltic	baltic	PROPN
cjfa-12565	184	31	international	international	PROPN
cjfa-12565	184	32	bank	bank	PROPN
cjfa-12565	184	33	.	.	PUNCT
cjfa-12565	185	1	from	from	ADP
cjfa-12565	185	2	this	this	DET
cjfa-12565	185	3	quartet	quartet	NOUN
cjfa-12565	185	4	,	,	PUNCT
cjfa-12565	185	5	dnb	dnb	PROPN
cjfa-12565	185	6	bank	bank	PROPN
cjfa-12565	185	7	,	,	PUNCT
cjfa-12565	185	8	which	which	PRON
cjfa-12565	185	9	is	be	AUX
cjfa-12565	185	10	among	among	ADP
cjfa-12565	185	11	of	of	ADP
cjfa-12565	185	12	the	the	DET
cjfa-12565	185	13	10	10	NUM
cjfa-12565	185	14	largest	large	ADJ
cjfa-12565	185	15	banks	bank	NOUN
cjfa-12565	185	16	in	in	ADP
cjfa-12565	185	17	latvia	latvia	PROPN
cjfa-12565	185	18	,	,	PUNCT
cjfa-12565	185	19	has	have	VERB
cjfa-12565	185	20	lowest	low	ADJ
cjfa-12565	185	21	profit	profit	NOUN
cjfa-12565	185	22	and	and	CCONJ
cjfa-12565	185	23	return	return	VERB
cjfa-12565	185	24	on	on	ADP
cjfa-12565	185	25	assets	asset	NOUN
cjfa-12565	185	26	.	.	PUNCT
cjfa-12565	186	1	it	it	PRON
cjfa-12565	186	2	is	be	AUX
cjfa-12565	186	3	fairly	fairly	ADV
cjfa-12565	186	4	small	small	ADJ
cjfa-12565	186	5	for	for	ADP
cjfa-12565	186	6	a	a	DET
cjfa-12565	186	7	bank	bank	NOUN
cjfa-12565	186	8	of	of	ADP
cjfa-12565	186	9	its	its	PRON
cjfa-12565	186	10	size	size	NOUN
cjfa-12565	186	11	,	,	PUNCT
cjfa-12565	186	12	especially	especially	ADV
cjfa-12565	186	13	when	when	SCONJ
cjfa-12565	186	14	the	the	DET
cjfa-12565	186	15	influence	influence	NOUN
cjfa-12565	186	16	of	of	ADP
cjfa-12565	186	17	such	such	ADJ
cjfa-12565	186	18	bank	bank	NOUN
cjfa-12565	186	19	is	be	AUX
cjfa-12565	186	20	large	large	ADJ
cjfa-12565	186	21	enough	enough	ADV
cjfa-12565	186	22	.	.	PUNCT
cjfa-12565	187	1	continuing	continue	VERB
cjfa-12565	187	2	a	a	DET
cjfa-12565	187	3	comparative	comparative	ADJ
cjfa-12565	187	4	analysis	analysis	NOUN
cjfa-12565	187	5	of	of	ADP
cjfa-12565	187	6	the	the	DET
cjfa-12565	187	7	banks	bank	NOUN
cjfa-12565	187	8	in	in	ADP
cjfa-12565	187	9	terms	term	NOUN
cjfa-12565	187	10	of	of	ADP
cjfa-12565	187	11	capital	capital	NOUN
cjfa-12565	187	12	(	(	PUNCT
cjfa-12565	187	13	on	on	ADP
cjfa-12565	187	14	figure	figure	NOUN
cjfa-12565	187	15	8	8	NUM
cjfa-12565	187	16	.	.	NOUN
cjfa-12565	187	17	size	size	NOUN
cjfa-12565	187	18	of	of	ADP
cjfa-12565	187	19	the	the	DET
cjfa-12565	187	20	capital	capital	NOUN
cjfa-12565	187	21	match	match	VERB
cjfa-12565	187	22	the	the	DET
cjfa-12565	187	23	size	size	NOUN
cjfa-12565	187	24	of	of	ADP
cjfa-12565	187	25	the	the	DET
cjfa-12565	187	26	bubble	bubble	NOUN
cjfa-12565	187	27	)	)	PUNCT
cjfa-12565	187	28	,	,	PUNCT
cjfa-12565	187	29	return	return	VERB
cjfa-12565	187	30	on	on	ADP
cjfa-12565	187	31	equity	equity	NOUN
cjfa-12565	187	32	(	(	PUNCT
cjfa-12565	187	33	roe	roe	PROPN
cjfa-12565	187	34	)	)	PUNCT
cjfa-12565	187	35	and	and	CCONJ
cjfa-12565	187	36	the	the	DET
cjfa-12565	187	37	capital	capital	NOUN
cjfa-12565	187	38	adequacy	adequacy	NOUN
cjfa-12565	187	39	ratio	ratio	NOUN
cjfa-12565	187	40	,	,	PUNCT
cjfa-12565	187	41	one	one	PRON
cjfa-12565	187	42	can	can	AUX
cjfa-12565	187	43	determine	determine	VERB
cjfa-12565	187	44	how	how	SCONJ
cjfa-12565	187	45	reliable	reliable	ADJ
cjfa-12565	187	46	and	and	CCONJ
cjfa-12565	187	47	attractive	attractive	ADJ
cjfa-12565	187	48	bank	bank	NOUN
cjfa-12565	187	49	is	be	AUX
cjfa-12565	187	50	for	for	ADP
cjfa-12565	187	51	investors	investor	NOUN
cjfa-12565	187	52	.	.	PUNCT
cjfa-12565	188	1	figure	figure	VERB
cjfa-12565	188	2	8	8	NUM
cjfa-12565	188	3	.	.	PUNCT
cjfa-12565	189	1	capital	capital	NOUN
cjfa-12565	189	2	and	and	CCONJ
cjfa-12565	189	3	reserves	reserve	NOUN
cjfa-12565	189	4	,	,	PUNCT
cjfa-12565	189	5	roe	roe	NOUN
cjfa-12565	189	6	and	and	CCONJ
cjfa-12565	189	7	capital	capital	NOUN
cjfa-12565	189	8	adequacy	adequacy	NOUN
cjfa-12565	189	9	of	of	ADP
cjfa-12565	189	10	latvian	latvian	ADJ
cjfa-12565	189	11	banks	bank	NOUN
cjfa-12565	189	12	in	in	ADP
cjfa-12565	189	13	2015	2015	NUM
cjfa-12565	189	14	s	s	NOUN
cjfa-12565	189	15	o	o	NOUN
cjfa-12565	189	16	u	u	NOUN
cjfa-12565	189	17	r	r	NOUN
cjfa-12565	189	18	c	c	NOUN
cjfa-12565	189	19	e	e	NOUN
cjfa-12565	189	20	:	:	PUNCT
cjfa-12565	189	21	compiled	compile	VERB
cjfa-12565	189	22	by	by	ADP
cjfa-12565	189	23	the	the	DET
cjfa-12565	189	24	authors	author	NOUN
cjfa-12565	189	25	.	.	PUNCT
cjfa-12565	190	1	deniss	deniss	PROPN
cjfa-12565	190	2	krasovskis	krasovskis	PROPN
cjfa-12565	190	3	,	,	PUNCT
cjfa-12565	190	4	andrejs	andrejs	PROPN
cjfa-12565	190	5	limanskis	limanskis	PROPN
cjfa-12565	190	6	,	,	PUNCT
cjfa-12565	190	7	erika	erika	PROPN
cjfa-12565	190	8	pancenko140	pancenko140	PROPN
cjfa-12565	190	9	two	two	NUM
cjfa-12565	190	10	banks	bank	NOUN
cjfa-12565	190	11	occupy	occupy	VERB
cjfa-12565	190	12	the	the	DET
cjfa-12565	190	13	top	top	ADJ
cjfa-12565	190	14	positions	position	NOUN
cjfa-12565	190	15	on	on	ADP
cjfa-12565	190	16	the	the	DET
cjfa-12565	190	17	graph	graph	NOUN
cjfa-12565	190	18	,	,	PUNCT
cjfa-12565	190	19	namely	namely	ADV
cjfa-12565	190	20	latvijas	latvijas	ADJ
cjfa-12565	190	21	pasta	pasta	NOUN
cjfa-12565	190	22	banka	banka	NOUN
cjfa-12565	190	23	and	and	CCONJ
cjfa-12565	190	24	ablv	ablv	PROPN
cjfa-12565	190	25	.	.	PUNCT
cjfa-12565	191	1	it	it	PRON
cjfa-12565	191	2	is	be	AUX
cjfa-12565	191	3	based	base	VERB
cjfa-12565	191	4	on	on	ADP
cjfa-12565	191	5	a	a	DET
cjfa-12565	191	6	high	high	ADJ
cjfa-12565	191	7	rate	rate	NOUN
cjfa-12565	191	8	of	of	ADP
cjfa-12565	191	9	roe	roe	NOUN
cjfa-12565	191	10	,	,	PUNCT
cjfa-12565	191	11	which	which	PRON
cjfa-12565	191	12	serves	serve	VERB
cjfa-12565	191	13	as	as	ADP
cjfa-12565	191	14	greatest	great	ADJ
cjfa-12565	191	15	attraction	attraction	NOUN
cjfa-12565	191	16	for	for	ADP
cjfa-12565	191	17	investors	investor	NOUN
cjfa-12565	191	18	.	.	PUNCT
cjfa-12565	192	1	a	a	DET
cjfa-12565	192	2	large	large	ADJ
cjfa-12565	192	3	part	part	NOUN
cjfa-12565	192	4	of	of	ADP
cjfa-12565	192	5	the	the	DET
cjfa-12565	192	6	banks	bank	NOUN
cjfa-12565	192	7	is	be	AUX
cjfa-12565	192	8	over	over	ADP
cjfa-12565	192	9	the	the	DET
cjfa-12565	192	10	red	red	ADJ
cjfa-12565	192	11	line	line	NOUN
cjfa-12565	192	12	,	,	PUNCT
cjfa-12565	192	13	which	which	PRON
cjfa-12565	192	14	indicates	indicate	VERB
cjfa-12565	192	15	the	the	DET
cjfa-12565	192	16	accepted	accepted	ADJ
cjfa-12565	192	17	standard	standard	NOUN
cjfa-12565	192	18	on	on	ADP
cjfa-12565	192	19	roe	roe	PROPN
cjfa-12565	192	20	(	(	PUNCT
cjfa-12565	192	21	10%–12	10%–12	NUM
cjfa-12565	192	22	%	%	NOUN
cjfa-12565	192	23	)	)	PUNCT
cjfa-12565	192	24	.	.	PUNCT
cjfa-12565	193	1	again	again	ADV
cjfa-12565	193	2	,	,	PUNCT
cjfa-12565	193	3	a	a	DET
cjfa-12565	193	4	few	few	ADJ
cjfa-12565	193	5	big	big	ADJ
cjfa-12565	193	6	players	player	NOUN
cjfa-12565	193	7	like	like	ADP
cjfa-12565	193	8	seb	seb	PROPN
cjfa-12565	193	9	bank	bank	PROPN
cjfa-12565	193	10	and	and	CCONJ
cjfa-12565	193	11	dnb	dnb	PROPN
cjfa-12565	193	12	bank	bank	PROPN
cjfa-12565	193	13	remained	remain	VERB
cjfa-12565	193	14	below	below	ADP
cjfa-12565	193	15	the	the	DET
cjfa-12565	193	16	line	line	NOUN
cjfa-12565	193	17	along	along	ADP
cjfa-12565	193	18	with	with	ADP
cjfa-12565	193	19	smaller	small	ADJ
cjfa-12565	193	20	banks	bank	NOUN
cjfa-12565	193	21	like	like	ADP
cjfa-12565	193	22	norvik	norvik	PROPN
cjfa-12565	193	23	bank	bank	PROPN
cjfa-12565	193	24	,	,	PUNCT
cjfa-12565	193	25	meridian	meridian	PROPN
cjfa-12565	193	26	trade	trade	PROPN
cjfa-12565	193	27	bank	bank	PROPN
cjfa-12565	193	28	and	and	CCONJ
cjfa-12565	193	29	baltic	baltic	PROPN
cjfa-12565	193	30	international	international	PROPN
cjfa-12565	193	31	bank	bank	PROPN
cjfa-12565	193	32	.	.	PUNCT
cjfa-12565	194	1	it	it	PRON
cjfa-12565	194	2	is	be	AUX
cjfa-12565	194	3	worth	worth	ADJ
cjfa-12565	194	4	to	to	PART
cjfa-12565	194	5	mention	mention	VERB
cjfa-12565	194	6	that	that	SCONJ
cjfa-12565	194	7	the	the	DET
cjfa-12565	194	8	same	same	ADJ
cjfa-12565	194	9	banks	bank	NOUN
cjfa-12565	194	10	stood	stand	VERB
cjfa-12565	194	11	out	out	ADP
cjfa-12565	194	12	with	with	ADP
cjfa-12565	194	13	not	not	PART
cjfa-12565	194	14	the	the	DET
cjfa-12565	194	15	best	good	ADJ
cjfa-12565	194	16	indicators	indicator	NOUN
cjfa-12565	194	17	in	in	ADP
cjfa-12565	194	18	the	the	DET
cjfa-12565	194	19	analysis	analysis	NOUN
cjfa-12565	194	20	of	of	ADP
cjfa-12565	194	21	profit	profit	NOUN
cjfa-12565	194	22	/	/	SYM
cjfa-12565	194	23	loss	loss	NOUN
cjfa-12565	194	24	and	and	CCONJ
cjfa-12565	194	25	return	return	VERB
cjfa-12565	194	26	on	on	ADP
cjfa-12565	194	27	assets	asset	NOUN
cjfa-12565	194	28	.	.	PUNCT
cjfa-12565	195	1	analysing	analyse	VERB
cjfa-12565	195	2	the	the	DET
cjfa-12565	195	3	capital	capital	NOUN
cjfa-12565	195	4	adequacy	adequacy	NOUN
cjfa-12565	195	5	ratio	ratio	NOUN
cjfa-12565	195	6	,	,	PUNCT
cjfa-12565	195	7	the	the	DET
cjfa-12565	195	8	undoubted	undoubted	ADJ
cjfa-12565	195	9	leader	leader	NOUN
cjfa-12565	195	10	is	be	AUX
cjfa-12565	195	11	swedbank	swedbank	ADJ
cjfa-12565	195	12	,	,	PUNCT
cjfa-12565	195	13	but	but	CCONJ
cjfa-12565	195	14	in	in	ADP
cjfa-12565	195	15	the	the	DET
cjfa-12565	195	16	second	second	ADJ
cjfa-12565	195	17	place	place	NOUN
cjfa-12565	195	18	there	there	PRON
cjfa-12565	195	19	is	be	VERB
cjfa-12565	195	20	expobank	expobank	NOUN
cjfa-12565	195	21	with	with	ADP
cjfa-12565	195	22	the	the	DET
cjfa-12565	195	23	highest	high	ADJ
cjfa-12565	195	24	reliability	reliability	NOUN
cjfa-12565	195	25	rates	rate	NOUN
cjfa-12565	195	26	in	in	ADP
cjfa-12565	195	27	the	the	DET
cjfa-12565	195	28	market	market	NOUN
cjfa-12565	195	29	.	.	PUNCT
cjfa-12565	196	1	this	this	PRON
cjfa-12565	196	2	is	be	AUX
cjfa-12565	196	3	a	a	DET
cjfa-12565	196	4	positive	positive	ADJ
cjfa-12565	196	5	indicator	indicator	NOUN
cjfa-12565	196	6	,	,	PUNCT
cjfa-12565	196	7	as	as	SCONJ
cjfa-12565	196	8	swedbank	swedbank	NOUN
cjfa-12565	196	9	is	be	AUX
cjfa-12565	196	10	the	the	DET
cjfa-12565	196	11	overall	overall	ADJ
cjfa-12565	196	12	leader	leader	NOUN
cjfa-12565	196	13	by	by	ADP
cjfa-12565	196	14	market	market	NOUN
cjfa-12565	196	15	share	share	NOUN
cjfa-12565	196	16	and	and	CCONJ
cjfa-12565	196	17	its	its	PRON
cjfa-12565	196	18	influence	influence	NOUN
cjfa-12565	196	19	on	on	ADP
cjfa-12565	196	20	the	the	DET
cjfa-12565	196	21	market	market	NOUN
cjfa-12565	196	22	is	be	AUX
cjfa-12565	196	23	huge	huge	ADJ
cjfa-12565	196	24	.	.	PUNCT
cjfa-12565	197	1	the	the	DET
cjfa-12565	197	2	third	third	ADJ
cjfa-12565	197	3	place	place	NOUN
cjfa-12565	197	4	belonged	belong	VERB
cjfa-12565	197	5	to	to	PART
cjfa-12565	197	6	seb	seb	VERB
cjfa-12565	197	7	banka	banka	NOUN
cjfa-12565	197	8	with	with	ADP
cjfa-12565	197	9	22	22	NUM
cjfa-12565	197	10	%	%	NOUN
cjfa-12565	197	11	difference	difference	NOUN
cjfa-12565	197	12	from	from	ADP
cjfa-12565	197	13	the	the	DET
cjfa-12565	197	14	leaders	leader	NOUN
cjfa-12565	197	15	.	.	PUNCT
cjfa-12565	198	1	with	with	ADP
cjfa-12565	198	2	a	a	DET
cjfa-12565	198	3	small	small	ADJ
cjfa-12565	198	4	difference	difference	NOUN
cjfa-12565	198	5	in	in	ADP
cjfa-12565	198	6	indicators	indicator	NOUN
cjfa-12565	198	7	rietumu	rietumu	PROPN
cjfa-12565	198	8	banka	banka	NOUN
cjfa-12565	198	9	and	and	CCONJ
cjfa-12565	198	10	ablv	ablv	PROPN
cjfa-12565	198	11	follow	follow	NOUN
cjfa-12565	198	12	suit	suit	NOUN
cjfa-12565	198	13	.	.	PUNCT
cjfa-12565	199	1	in	in	ADP
cjfa-12565	199	2	general	general	ADJ
cjfa-12565	199	3	,	,	PUNCT
cjfa-12565	199	4	the	the	DET
cjfa-12565	199	5	big	big	ADJ
cjfa-12565	199	6	banks	bank	NOUN
cjfa-12565	199	7	are	be	AUX
cjfa-12565	199	8	quite	quite	ADV
cjfa-12565	199	9	reliable	reliable	ADJ
cjfa-12565	199	10	with	with	ADP
cjfa-12565	199	11	capital	capital	NOUN
cjfa-12565	199	12	adequacy	adequacy	NOUN
cjfa-12565	199	13	rates	rate	NOUN
cjfa-12565	199	14	mainly	mainly	ADV
cjfa-12565	199	15	focused	focus	VERB
cjfa-12565	199	16	in	in	ADP
cjfa-12565	199	17	the	the	DET
cjfa-12565	199	18	range	range	NOUN
cjfa-12565	199	19	of	of	ADP
cjfa-12565	199	20	17	17	NUM
cjfa-12565	199	21	%	%	NOUN
cjfa-12565	199	22	to	to	PART
cjfa-12565	199	23	24	24	NUM
cjfa-12565	199	24	%	%	NOUN
cjfa-12565	199	25	(	(	PUNCT
cjfa-12565	199	26	except	except	SCONJ
cjfa-12565	199	27	leader	leader	NOUN
cjfa-12565	199	28	’s	’s	PART
cjfa-12565	199	29	figure	figure	NOUN
cjfa-12565	199	30	that	that	PRON
cjfa-12565	199	31	is	be	AUX
cjfa-12565	199	32	twice	twice	ADV
cjfa-12565	199	33	bigger	big	ADJ
cjfa-12565	199	34	)	)	PUNCT
cjfa-12565	199	35	.	.	PUNCT
cjfa-12565	200	1	citadele	citadele	PROPN
cjfa-12565	200	2	bank	bank	PROPN
cjfa-12565	200	3	is	be	AUX
cjfa-12565	200	4	having	have	VERB
cjfa-12565	200	5	nearly	nearly	ADV
cjfa-12565	200	6	the	the	DET
cjfa-12565	200	7	lowest	low	ADJ
cjfa-12565	200	8	capital	capital	NOUN
cjfa-12565	200	9	adequacy	adequacy	NOUN
cjfa-12565	200	10	rate	rate	NOUN
cjfa-12565	200	11	,	,	PUNCT
cjfa-12565	200	12	which	which	PRON
cjfa-12565	200	13	indicates	indicate	VERB
cjfa-12565	200	14	low	low	ADJ
cjfa-12565	200	15	reliability	reliability	NOUN
cjfa-12565	200	16	comparing	compare	VERB
cjfa-12565	200	17	to	to	ADP
cjfa-12565	200	18	other	other	ADJ
cjfa-12565	200	19	market	market	NOUN
cjfa-12565	200	20	players	player	NOUN
cjfa-12565	200	21	.	.	PUNCT
cjfa-12565	201	1	given	give	VERB
cjfa-12565	201	2	the	the	DET
cjfa-12565	201	3	recent	recent	ADJ
cjfa-12565	201	4	changes	change	NOUN
cjfa-12565	201	5	in	in	ADP
cjfa-12565	201	6	the	the	DET
cjfa-12565	201	7	composition	composition	NOUN
cjfa-12565	201	8	of	of	ADP
cjfa-12565	201	9	the	the	DET
cjfa-12565	201	10	owners	owner	NOUN
cjfa-12565	201	11	and	and	CCONJ
cjfa-12565	201	12	overall	overall	ADJ
cjfa-12565	201	13	situation	situation	NOUN
cjfa-12565	201	14	with	with	ADP
cjfa-12565	201	15	citadele	citadele	PROPN
cjfa-12565	201	16	bank	bank	PROPN
cjfa-12565	201	17	,	,	PUNCT
cjfa-12565	201	18	but	but	CCONJ
cjfa-12565	201	19	if	if	SCONJ
cjfa-12565	201	20	the	the	DET
cjfa-12565	201	21	dynamics	dynamic	NOUN
cjfa-12565	201	22	of	of	ADP
cjfa-12565	201	23	this	this	DET
cjfa-12565	201	24	coefficient	coefficient	NOUN
cjfa-12565	201	25	is	be	AUX
cjfa-12565	201	26	positive	positive	ADJ
cjfa-12565	201	27	that	that	SCONJ
cjfa-12565	201	28	this	this	DET
cjfa-12565	201	29	indicator	indicator	NOUN
cjfa-12565	201	30	may	may	AUX
cjfa-12565	201	31	be	be	AUX
cjfa-12565	201	32	good	good	ADJ
cjfa-12565	201	33	for	for	ADP
cjfa-12565	201	34	the	the	DET
cjfa-12565	201	35	bank	bank	NOUN
cjfa-12565	201	36	itself	itself	PRON
cjfa-12565	201	37	.	.	PUNCT
cjfa-12565	202	1	according	accord	VERB
cjfa-12565	202	2	to	to	ADP
cjfa-12565	202	3	data	datum	NOUN
cjfa-12565	202	4	for	for	ADP
cjfa-12565	202	5	the	the	DET
cjfa-12565	202	6	2012	2012	NUM
cjfa-12565	202	7	to	to	ADP
cjfa-12565	202	8	2015	2015	NUM
cjfa-12565	202	9	year	year	NOUN
cjfa-12565	202	10	citadele	citadele	PROPN
cjfa-12565	202	11	bank	bank	PROPN
cjfa-12565	202	12	has	have	VERB
cjfa-12565	202	13	positive	positive	ADJ
cjfa-12565	202	14	dynamics	dynamic	NOUN
cjfa-12565	202	15	,	,	PUNCT
cjfa-12565	202	16	more	more	ADV
cjfa-12565	202	17	detailed	detailed	ADJ
cjfa-12565	202	18	analysis	analysis	NOUN
cjfa-12565	202	19	in	in	ADP
cjfa-12565	202	20	the	the	DET
cjfa-12565	202	21	context	context	NOUN
cjfa-12565	202	22	of	of	ADP
cjfa-12565	202	23	one	one	NUM
cjfa-12565	202	24	bank	bank	NOUN
cjfa-12565	202	25	is	be	AUX
cjfa-12565	202	26	not	not	PART
cjfa-12565	202	27	provided	provide	VERB
cjfa-12565	202	28	.	.	PUNCT
cjfa-12565	203	1	from	from	ADP
cjfa-12565	203	2	the	the	DET
cjfa-12565	203	3	analysis	analysis	NOUN
cjfa-12565	203	4	one	one	NUM
cjfa-12565	203	5	can	can	AUX
cjfa-12565	203	6	conclude	conclude	VERB
cjfa-12565	203	7	that	that	SCONJ
cjfa-12565	203	8	the	the	DET
cjfa-12565	203	9	most	most	ADV
cjfa-12565	203	10	attractive	attractive	ADJ
cjfa-12565	203	11	banks	bank	NOUN
cjfa-12565	203	12	for	for	ADP
cjfa-12565	203	13	investors	investor	NOUN
cjfa-12565	203	14	are	be	AUX
cjfa-12565	203	15	banks	bank	NOUN
cjfa-12565	203	16	with	with	ADP
cjfa-12565	203	17	a	a	DET
cjfa-12565	203	18	good	good	ADJ
cjfa-12565	203	19	reliability	reliability	NOUN
cjfa-12565	203	20	(	(	PUNCT
cjfa-12565	203	21	rietumu	rietumu	NOUN
cjfa-12565	203	22	banka	banka	NOUN
cjfa-12565	203	23	and	and	CCONJ
cjfa-12565	203	24	ablv	ablv	PROPN
cjfa-12565	203	25	)	)	PUNCT
cjfa-12565	203	26	,	,	PUNCT
cjfa-12565	203	27	although	although	SCONJ
cjfa-12565	203	28	a	a	DET
cjfa-12565	203	29	high	high	ADJ
cjfa-12565	203	30	proportion	proportion	NOUN
cjfa-12565	203	31	of	of	ADP
cjfa-12565	203	32	non	non	NOUN
cjfa-12565	203	33	-	-	NOUN
cjfa-12565	203	34	residents	resident	NOUN
cjfa-12565	203	35	is	be	AUX
cjfa-12565	203	36	increasing	increase	VERB
cjfa-12565	203	37	risk	risk	NOUN
cjfa-12565	203	38	factor	factor	NOUN
cjfa-12565	203	39	.	.	PUNCT
cjfa-12565	204	1	in	in	ADP
cjfa-12565	204	2	turn	turn	NOUN
cjfa-12565	204	3	,	,	PUNCT
cjfa-12565	204	4	the	the	DET
cjfa-12565	204	5	most	most	ADV
cjfa-12565	204	6	reliable	reliable	ADJ
cjfa-12565	204	7	banks	bank	NOUN
cjfa-12565	204	8	(	(	PUNCT
cjfa-12565	204	9	swedbank	swedbank	NOUN
cjfa-12565	204	10	and	and	CCONJ
cjfa-12565	204	11	expobank	expobank	NOUN
cjfa-12565	204	12	)	)	PUNCT
cjfa-12565	204	13	do	do	AUX
cjfa-12565	204	14	not	not	PART
cjfa-12565	204	15	yield	yield	VERB
cjfa-12565	204	16	the	the	DET
cjfa-12565	204	17	same	same	ADJ
cjfa-12565	204	18	return	return	NOUN
cjfa-12565	204	19	on	on	ADP
cjfa-12565	204	20	capital	capital	NOUN
cjfa-12565	204	21	as	as	ADP
cjfa-12565	204	22	leaders	leader	NOUN
cjfa-12565	204	23	on	on	ADP
cjfa-12565	204	24	these	these	DET
cjfa-12565	204	25	indicators	indicator	NOUN
cjfa-12565	204	26	.	.	PUNCT
cjfa-12565	205	1	according	accord	VERB
cjfa-12565	205	2	to	to	ADP
cjfa-12565	205	3	results	result	NOUN
cjfa-12565	205	4	of	of	ADP
cjfa-12565	205	5	roe	roe	PROPN
cjfa-12565	205	6	seb	seb	PROPN
cjfa-12565	205	7	bank	bank	PROPN
cjfa-12565	205	8	,	,	PUNCT
cjfa-12565	205	9	dnb	dnb	PROPN
cjfa-12565	205	10	bank	bank	PROPN
cjfa-12565	205	11	and	and	CCONJ
cjfa-12565	205	12	citadele	citadele	PROPN
cjfa-12565	205	13	bank	bank	PROPN
cjfa-12565	205	14	need	need	VERB
cjfa-12565	205	15	to	to	PART
cjfa-12565	205	16	improve	improve	VERB
cjfa-12565	205	17	indicators	indicator	NOUN
cjfa-12565	205	18	or	or	CCONJ
cjfa-12565	205	19	,	,	PUNCT
cjfa-12565	205	20	at	at	ADP
cjfa-12565	205	21	least	least	ADJ
cjfa-12565	205	22	,	,	PUNCT
cjfa-12565	205	23	bringing	bring	VERB
cjfa-12565	205	24	them	they	PRON
cjfa-12565	205	25	to	to	ADP
cjfa-12565	205	26	the	the	DET
cjfa-12565	205	27	standard	standard	NOUN
cjfa-12565	205	28	,	,	PUNCT
cjfa-12565	205	29	thereby	thereby	ADV
cjfa-12565	205	30	making	make	VERB
cjfa-12565	205	31	them	they	PRON
cjfa-12565	205	32	more	more	ADV
cjfa-12565	205	33	attractive	attractive	ADJ
cjfa-12565	205	34	to	to	ADP
cjfa-12565	205	35	investors	investor	NOUN
cjfa-12565	205	36	and	and	CCONJ
cjfa-12565	205	37	at	at	ADP
cjfa-12565	205	38	the	the	DET
cjfa-12565	205	39	same	same	ADJ
cjfa-12565	205	40	time	time	NOUN
cjfa-12565	205	41	improving	improve	VERB
cjfa-12565	205	42	their	their	PRON
cjfa-12565	205	43	own	own	ADJ
cjfa-12565	205	44	competitiveness	competitiveness	NOUN
cjfa-12565	205	45	.	.	PUNCT
cjfa-12565	206	1	one	one	NUM
cjfa-12565	206	2	of	of	ADP
cjfa-12565	206	3	the	the	DET
cjfa-12565	206	4	most	most	ADV
cjfa-12565	206	5	important	important	ADJ
cjfa-12565	206	6	indicators	indicator	NOUN
cjfa-12565	206	7	of	of	ADP
cjfa-12565	206	8	efficiency	efficiency	NOUN
cjfa-12565	206	9	of	of	ADP
cjfa-12565	206	10	banks	bank	NOUN
cjfa-12565	206	11	is	be	AUX
cjfa-12565	206	12	liquidity	liquidity	NOUN
cjfa-12565	206	13	.	.	PUNCT
cjfa-12565	207	1	analysis	analysis	NOUN
cjfa-12565	207	2	of	of	ADP
cjfa-12565	207	3	liquidity	liquidity	NOUN
cjfa-12565	207	4	is	be	AUX
cjfa-12565	207	5	presented	present	VERB
cjfa-12565	207	6	on	on	ADP
cjfa-12565	207	7	figure	figure	NOUN
cjfa-12565	207	8	9	9	NUM
cjfa-12565	207	9	.	.	PUNCT
cjfa-12565	207	10	measuring	measure	VERB
cjfa-12565	207	11	competitiveness	competitiveness	NOUN
cjfa-12565	207	12	of	of	ADP
cjfa-12565	207	13	banks	bank	NOUN
cjfa-12565	207	14	in	in	ADP
cjfa-12565	207	15	latvia	latvia	PROPN
cjfa-12565	207	16	141	141	NUM
cjfa-12565	207	17	figure	figure	NOUN
cjfa-12565	207	18	9	9	NUM
cjfa-12565	207	19	.	.	PUNCT
cjfa-12565	208	1	the	the	DET
cjfa-12565	208	2	liquidity	liquidity	NOUN
cjfa-12565	208	3	ratio	ratio	NOUN
cjfa-12565	208	4	of	of	ADP
cjfa-12565	208	5	latvian	latvian	ADJ
cjfa-12565	208	6	banks	bank	NOUN
cjfa-12565	208	7	in	in	ADP
cjfa-12565	208	8	2015	2015	NUM
cjfa-12565	208	9	s	s	NOUN
cjfa-12565	208	10	o	o	NOUN
cjfa-12565	208	11	u	u	NOUN
cjfa-12565	208	12	r	r	NOUN
cjfa-12565	208	13	c	c	NOUN
cjfa-12565	208	14	e	e	NOUN
cjfa-12565	208	15	:	:	PUNCT
cjfa-12565	208	16	compiled	compile	VERB
cjfa-12565	208	17	by	by	ADP
cjfa-12565	208	18	the	the	DET
cjfa-12565	208	19	authors	author	NOUN
cjfa-12565	208	20	.	.	PUNCT
cjfa-12565	209	1	from	from	ADP
cjfa-12565	209	2	analysis	analysis	NOUN
cjfa-12565	209	3	of	of	ADP
cjfa-12565	209	4	liquidity	liquidity	NOUN
cjfa-12565	209	5	ratio	ratio	NOUN
cjfa-12565	209	6	,	,	PUNCT
cjfa-12565	209	7	it	it	PRON
cjfa-12565	209	8	can	can	AUX
cjfa-12565	209	9	be	be	AUX
cjfa-12565	209	10	concluded	conclude	VERB
cjfa-12565	209	11	that	that	SCONJ
cjfa-12565	209	12	the	the	DET
cjfa-12565	209	13	majority	majority	NOUN
cjfa-12565	209	14	of	of	ADP
cjfa-12565	209	15	banks	bank	NOUN
cjfa-12565	209	16	are	be	AUX
cjfa-12565	209	17	able	able	ADJ
cjfa-12565	209	18	to	to	PART
cjfa-12565	209	19	repay	repay	VERB
cjfa-12565	209	20	their	their	PRON
cjfa-12565	209	21	current	current	ADJ
cjfa-12565	209	22	(	(	PUNCT
cjfa-12565	209	23	short	short	ADJ
cjfa-12565	209	24	-	-	PUNCT
cjfa-12565	209	25	term	term	NOUN
cjfa-12565	209	26	)	)	PUNCT
cjfa-12565	209	27	liabilities	liability	NOUN
cjfa-12565	209	28	.	.	PUNCT
cjfa-12565	210	1	according	accord	VERB
cjfa-12565	210	2	to	to	ADP
cjfa-12565	210	3	the	the	DET
cjfa-12565	210	4	basel	basel	PROPN
cjfa-12565	210	5	iii	iii	PROPN
cjfa-12565	210	6	,	,	PUNCT
cjfa-12565	210	7	standard	standard	ADJ
cjfa-12565	210	8	value	value	NOUN
cjfa-12565	210	9	of	of	ADP
cjfa-12565	210	10	this	this	DET
cjfa-12565	210	11	coefficient	coefficient	NOUN
cjfa-12565	210	12	is	be	AUX
cjfa-12565	210	13	70	70	NUM
cjfa-12565	210	14	%	%	NOUN
cjfa-12565	210	15	(	(	PUNCT
cjfa-12565	210	16	in	in	ADP
cjfa-12565	210	17	2015	2015	NUM
cjfa-12565	210	18	)	)	PUNCT
cjfa-12565	210	19	(	(	PUNCT
cjfa-12565	210	20	bank	bank	NOUN
cjfa-12565	210	21	for	for	ADP
cjfa-12565	210	22	international	international	ADJ
cjfa-12565	210	23	settlements	settlement	NOUN
cjfa-12565	210	24	2013	2013	NUM
cjfa-12565	210	25	)	)	PUNCT
cjfa-12565	210	26	.	.	PUNCT
cjfa-12565	211	1	as	as	SCONJ
cjfa-12565	211	2	one	one	PRON
cjfa-12565	211	3	can	can	AUX
cjfa-12565	211	4	see	see	VERB
cjfa-12565	211	5	in	in	ADP
cjfa-12565	211	6	the	the	DET
cjfa-12565	211	7	chart	chart	NOUN
cjfa-12565	211	8	,	,	PUNCT
cjfa-12565	211	9	some	some	PRON
cjfa-12565	211	10	of	of	ADP
cjfa-12565	211	11	the	the	DET
cjfa-12565	211	12	banks	bank	NOUN
cjfa-12565	211	13	have	have	AUX
cjfa-12565	211	14	not	not	PART
cjfa-12565	211	15	reached	reach	VERB
cjfa-12565	211	16	this	this	DET
cjfa-12565	211	17	level	level	NOUN
cjfa-12565	211	18	.	.	PUNCT
cjfa-12565	212	1	a	a	DET
cjfa-12565	212	2	small	small	ADJ
cjfa-12565	212	3	inverse	inverse	NOUN
cjfa-12565	212	4	dependence	dependence	NOUN
cjfa-12565	212	5	is	be	AUX
cjfa-12565	212	6	noticeable	noticeable	ADJ
cjfa-12565	212	7	on	on	ADP
cjfa-12565	212	8	the	the	DET
cjfa-12565	212	9	size	size	NOUN
cjfa-12565	212	10	of	of	ADP
cjfa-12565	212	11	the	the	DET
cjfa-12565	212	12	bank	bank	NOUN
cjfa-12565	212	13	(	(	PUNCT
cjfa-12565	212	14	by	by	ADP
cjfa-12565	212	15	number	number	NOUN
cjfa-12565	212	16	of	of	ADP
cjfa-12565	212	17	customers	customer	NOUN
cjfa-12565	212	18	,	,	PUNCT
cjfa-12565	212	19	in	in	ADP
cjfa-12565	212	20	terms	term	NOUN
cjfa-12565	212	21	of	of	ADP
cjfa-12565	212	22	assets	asset	NOUN
cjfa-12565	212	23	)	)	PUNCT
cjfa-12565	212	24	to	to	ADP
cjfa-12565	212	25	the	the	DET
cjfa-12565	212	26	overall	overall	ADJ
cjfa-12565	212	27	liquidity	liquidity	NOUN
cjfa-12565	212	28	–	–	PUNCT
cjfa-12565	212	29	the	the	PRON
cjfa-12565	212	30	bigger	big	ADJ
cjfa-12565	212	31	the	the	DET
cjfa-12565	212	32	bank	bank	NOUN
cjfa-12565	212	33	,	,	PUNCT
cjfa-12565	212	34	the	the	DET
cjfa-12565	212	35	less	less	ADJ
cjfa-12565	212	36	liquidity	liquidity	NOUN
cjfa-12565	212	37	it	it	PRON
cjfa-12565	212	38	has	have	VERB
cjfa-12565	212	39	.	.	PUNCT
cjfa-12565	213	1	top	top	ADJ
cjfa-12565	213	2	5	5	NUM
cjfa-12565	213	3	worst	bad	ADJ
cjfa-12565	213	4	on	on	ADP
cjfa-12565	213	5	this	this	DET
cjfa-12565	213	6	indicator	indicator	NOUN
cjfa-12565	213	7	in	in	ADP
cjfa-12565	213	8	2015	2015	NUM
cjfa-12565	213	9	are	be	AUX
cjfa-12565	213	10	seb	seb	NOUN
cjfa-12565	213	11	bank	bank	PROPN
cjfa-12565	213	12	,	,	PUNCT
cjfa-12565	213	13	dnb	dnb	PROPN
cjfa-12565	213	14	bank	bank	PROPN
cjfa-12565	213	15	,	,	PUNCT
cjfa-12565	213	16	swedbank	swedbank	PROPN
cjfa-12565	213	17	,	,	PUNCT
cjfa-12565	213	18	citadele	citadele	PROPN
cjfa-12565	213	19	banka	banka	PROPN
cjfa-12565	213	20	and	and	CCONJ
cjfa-12565	213	21	norvik	norvik	PROPN
cjfa-12565	213	22	banka	banka	NOUN
cjfa-12565	213	23	.	.	PUNCT
cjfa-12565	214	1	low	low	ADJ
cjfa-12565	214	2	level	level	NOUN
cjfa-12565	214	3	of	of	ADP
cjfa-12565	214	4	liquidity	liquidity	NOUN
cjfa-12565	214	5	can	can	AUX
cjfa-12565	214	6	indicate	indicate	VERB
cjfa-12565	214	7	a	a	DET
cjfa-12565	214	8	high	high	ADJ
cjfa-12565	214	9	financial	financial	ADJ
cjfa-12565	214	10	risk	risk	NOUN
cjfa-12565	214	11	,	,	PUNCT
cjfa-12565	214	12	like	like	ADP
cjfa-12565	214	13	whether	whether	SCONJ
cjfa-12565	214	14	bank	bank	NOUN
cjfa-12565	214	15	steadily	steadily	ADV
cjfa-12565	214	16	can	can	AUX
cjfa-12565	214	17	pay	pay	VERB
cjfa-12565	214	18	current	current	ADJ
cjfa-12565	214	19	obligations	obligation	NOUN
cjfa-12565	214	20	,	,	PUNCT
cjfa-12565	214	21	but	but	CCONJ
cjfa-12565	214	22	also	also	ADV
cjfa-12565	214	23	may	may	AUX
cjfa-12565	214	24	be	be	AUX
cjfa-12565	214	25	caused	cause	VERB
cjfa-12565	214	26	by	by	ADP
cjfa-12565	214	27	irrational	irrational	ADJ
cjfa-12565	214	28	capital	capital	NOUN
cjfa-12565	214	29	structure	structure	NOUN
cjfa-12565	214	30	.	.	PUNCT
cjfa-12565	215	1	the	the	DET
cjfa-12565	215	2	financial	financial	ADJ
cjfa-12565	215	3	autonomy	autonomy	NOUN
cjfa-12565	215	4	ration	ration	NOUN
cjfa-12565	215	5	(	(	PUNCT
cjfa-12565	215	6	see	see	VERB
cjfa-12565	215	7	figure	figure	NOUN
cjfa-12565	215	8	10	10	NUM
cjfa-12565	215	9	)	)	PUNCT
cjfa-12565	215	10	is	be	AUX
cjfa-12565	215	11	also	also	ADV
cjfa-12565	215	12	one	one	NUM
cjfa-12565	215	13	of	of	ADP
cjfa-12565	215	14	the	the	DET
cjfa-12565	215	15	most	most	ADV
cjfa-12565	215	16	important	important	ADJ
cjfa-12565	215	17	characteristics	characteristic	NOUN
cjfa-12565	215	18	on	on	ADP
cjfa-12565	215	19	sustainability	sustainability	NOUN
cjfa-12565	215	20	of	of	ADP
cjfa-12565	215	21	the	the	DET
cjfa-12565	215	22	bank	bank	NOUN
cjfa-12565	215	23	financial	financial	ADJ
cjfa-12565	215	24	condition	condition	NOUN
cjfa-12565	215	25	.	.	PUNCT
cjfa-12565	216	1	deniss	deniss	PROPN
cjfa-12565	216	2	krasovskis	krasovskis	PROPN
cjfa-12565	216	3	,	,	PUNCT
cjfa-12565	216	4	andrejs	andrejs	PROPN
cjfa-12565	216	5	limanskis	limanskis	PROPN
cjfa-12565	216	6	,	,	PUNCT
cjfa-12565	216	7	erika	erika	PROPN
cjfa-12565	216	8	pancenko142	pancenko142	PROPN
cjfa-12565	216	9	figure	figure	VERB
cjfa-12565	216	10	10	10	NUM
cjfa-12565	216	11	.	.	PUNCT
cjfa-12565	217	1	the	the	DET
cjfa-12565	217	2	financial	financial	ADJ
cjfa-12565	217	3	autonomy	autonomy	NOUN
cjfa-12565	217	4	ratio	ratio	NOUN
cjfa-12565	217	5	of	of	ADP
cjfa-12565	217	6	latvian	latvian	ADJ
cjfa-12565	217	7	banks	bank	NOUN
cjfa-12565	217	8	in	in	ADP
cjfa-12565	217	9	2015	2015	NUM
cjfa-12565	217	10	s	s	NOUN
cjfa-12565	217	11	o	o	NOUN
cjfa-12565	217	12	u	u	NOUN
cjfa-12565	217	13	r	r	NOUN
cjfa-12565	217	14	c	c	NOUN
cjfa-12565	217	15	e	e	NOUN
cjfa-12565	217	16	:	:	PUNCT
cjfa-12565	217	17	compiled	compile	VERB
cjfa-12565	217	18	by	by	ADP
cjfa-12565	217	19	the	the	DET
cjfa-12565	217	20	authors	author	NOUN
cjfa-12565	217	21	.	.	PUNCT
cjfa-12565	218	1	the	the	PRON
cjfa-12565	218	2	higher	high	ADJ
cjfa-12565	218	3	the	the	DET
cjfa-12565	218	4	value	value	NOUN
cjfa-12565	218	5	,	,	PUNCT
cjfa-12565	218	6	the	the	PRON
cjfa-12565	218	7	more	more	ADV
cjfa-12565	218	8	likely	likely	ADJ
cjfa-12565	218	9	the	the	DET
cjfa-12565	218	10	organization	organization	NOUN
cjfa-12565	218	11	can	can	AUX
cjfa-12565	218	12	pay	pay	VERB
cjfa-12565	218	13	off	off	ADP
cjfa-12565	218	14	debts	debt	NOUN
cjfa-12565	218	15	at	at	ADP
cjfa-12565	218	16	the	the	DET
cjfa-12565	218	17	expense	expense	NOUN
cjfa-12565	218	18	of	of	ADP
cjfa-12565	218	19	own	own	ADJ
cjfa-12565	218	20	means	mean	NOUN
cjfa-12565	218	21	,	,	PUNCT
cjfa-12565	218	22	i.e.	i.e.	X
cjfa-12565	218	23	shows	show	VERB
cjfa-12565	218	24	how	how	SCONJ
cjfa-12565	218	25	the	the	DET
cjfa-12565	218	26	company	company	NOUN
cjfa-12565	218	27	is	be	AUX
cjfa-12565	218	28	independent	independent	ADJ
cjfa-12565	218	29	on	on	ADP
cjfa-12565	218	30	the	the	DET
cjfa-12565	218	31	external	external	ADJ
cjfa-12565	218	32	sources	source	NOUN
cjfa-12565	218	33	of	of	ADP
cjfa-12565	218	34	financing	financing	NOUN
cjfa-12565	218	35	.	.	PUNCT
cjfa-12565	219	1	the	the	DET
cjfa-12565	219	2	higher	high	ADJ
cjfa-12565	219	3	ratio	ratio	NOUN
cjfa-12565	219	4	of	of	ADP
cjfa-12565	219	5	autonomy	autonomy	NOUN
cjfa-12565	219	6	is	be	AUX
cjfa-12565	219	7	demonstrated	demonstrate	VERB
cjfa-12565	219	8	by	by	ADP
cjfa-12565	219	9	swedbank	swedbank	NOUN
cjfa-12565	219	10	with	with	ADP
cjfa-12565	219	11	value	value	NOUN
cjfa-12565	219	12	of	of	ADP
cjfa-12565	219	13	19.1	19.1	NUM
cjfa-12565	219	14	%	%	NOUN
cjfa-12565	219	15	.	.	PUNCT
cjfa-12565	220	1	the	the	DET
cjfa-12565	220	2	worst	bad	ADJ
cjfa-12565	220	3	indicator	indicator	NOUN
cjfa-12565	220	4	(	(	PUNCT
cjfa-12565	220	5	4.8	4.8	NUM
cjfa-12565	220	6	%	%	NOUN
cjfa-12565	220	7	)	)	PUNCT
cjfa-12565	220	8	was	be	AUX
cjfa-12565	220	9	shown	show	VERB
cjfa-12565	220	10	by	by	ADP
cjfa-12565	220	11	trasta	trasta	PROPN
cjfa-12565	220	12	komercbanka	komercbanka	PROPN
cjfa-12565	220	13	.	.	PUNCT
cjfa-12565	221	1	analysing	analyse	VERB
cjfa-12565	221	2	the	the	DET
cjfa-12565	221	3	graphs	graph	NOUN
cjfa-12565	221	4	,	,	PUNCT
cjfa-12565	221	5	one	one	PRON
cjfa-12565	221	6	can	can	AUX
cjfa-12565	221	7	see	see	VERB
cjfa-12565	221	8	a	a	DET
cjfa-12565	221	9	large	large	ADJ
cjfa-12565	221	10	variation	variation	NOUN
cjfa-12565	221	11	between	between	ADP
cjfa-12565	221	12	big	big	ADJ
cjfa-12565	221	13	players	player	NOUN
cjfa-12565	221	14	of	of	ADP
cjfa-12565	221	15	the	the	DET
cjfa-12565	221	16	market	market	NOUN
cjfa-12565	221	17	,	,	PUNCT
cjfa-12565	221	18	i.e.	i.e.	X
cjfa-12565	221	19	the	the	DET
cjfa-12565	221	20	size	size	NOUN
cjfa-12565	221	21	of	of	ADP
cjfa-12565	221	22	the	the	DET
cjfa-12565	221	23	bank	bank	NOUN
cjfa-12565	221	24	does	do	AUX
cjfa-12565	221	25	not	not	PART
cjfa-12565	221	26	directly	directly	ADV
cjfa-12565	221	27	affect	affect	VERB
cjfa-12565	221	28	the	the	DET
cjfa-12565	221	29	indicator	indicator	NOUN
cjfa-12565	221	30	of	of	ADP
cjfa-12565	221	31	financial	financial	ADJ
cjfa-12565	221	32	sustainability	sustainability	NOUN
cjfa-12565	221	33	.	.	PUNCT
cjfa-12565	222	1	competitiveness	competitiveness	NOUN
cjfa-12565	222	2	of	of	ADP
cjfa-12565	222	3	banks	bank	NOUN
cjfa-12565	222	4	can	can	AUX
cjfa-12565	222	5	be	be	AUX
cjfa-12565	222	6	influenced	influence	VERB
cjfa-12565	222	7	by	by	ADP
cjfa-12565	222	8	structure	structure	NOUN
cjfa-12565	222	9	of	of	ADP
cjfa-12565	222	10	deposits	deposit	NOUN
cjfa-12565	222	11	.	.	PUNCT
cjfa-12565	223	1	data	datum	NOUN
cjfa-12565	223	2	for	for	ADP
cjfa-12565	223	3	latvia	latvia	PROPN
cjfa-12565	223	4	in	in	ADP
cjfa-12565	223	5	2015	2015	NUM
cjfa-12565	223	6	can	can	AUX
cjfa-12565	223	7	be	be	AUX
cjfa-12565	223	8	seen	see	VERB
cjfa-12565	223	9	on	on	ADP
cjfa-12565	223	10	figure	figure	NOUN
cjfa-12565	223	11	11	11	NUM
cjfa-12565	223	12	.	.	PUNCT
cjfa-12565	223	13	measuring	measure	VERB
cjfa-12565	223	14	competitiveness	competitiveness	NOUN
cjfa-12565	223	15	of	of	ADP
cjfa-12565	223	16	banks	bank	NOUN
cjfa-12565	223	17	in	in	ADP
cjfa-12565	223	18	latvia	latvia	PROPN
cjfa-12565	223	19	143	143	NUM
cjfa-12565	223	20	figure	figure	NOUN
cjfa-12565	223	21	11	11	NUM
cjfa-12565	223	22	.	.	PUNCT
cjfa-12565	224	1	distribution	distribution	NOUN
cjfa-12565	224	2	of	of	ADP
cjfa-12565	224	3	term	term	NOUN
cjfa-12565	224	4	deposits	deposit	NOUN
cjfa-12565	224	5	and	and	CCONJ
cjfa-12565	224	6	demand	demand	VERB
cjfa-12565	224	7	deposits	deposit	NOUN
cjfa-12565	224	8	of	of	ADP
cjfa-12565	224	9	latvian	latvian	ADJ
cjfa-12565	224	10	banks	bank	NOUN
cjfa-12565	224	11	in	in	ADP
cjfa-12565	224	12	2015	2015	NUM
cjfa-12565	224	13	s	s	NOUN
cjfa-12565	224	14	o	o	NOUN
cjfa-12565	224	15	u	u	NOUN
cjfa-12565	224	16	r	r	NOUN
cjfa-12565	224	17	c	c	NOUN
cjfa-12565	224	18	e	e	NOUN
cjfa-12565	224	19	:	:	PUNCT
cjfa-12565	224	20	compiled	compile	VERB
cjfa-12565	224	21	by	by	ADP
cjfa-12565	224	22	the	the	DET
cjfa-12565	224	23	authors	author	NOUN
cjfa-12565	224	24	.	.	PUNCT
cjfa-12565	225	1	analysing	analyse	VERB
cjfa-12565	225	2	the	the	DET
cjfa-12565	225	3	graph	graph	NOUN
cjfa-12565	225	4	,	,	PUNCT
cjfa-12565	225	5	it	it	PRON
cjfa-12565	225	6	can	can	AUX
cjfa-12565	225	7	be	be	AUX
cjfa-12565	225	8	concluded	conclude	VERB
cjfa-12565	225	9	that	that	SCONJ
cjfa-12565	225	10	compared	compare	VERB
cjfa-12565	225	11	with	with	ADP
cjfa-12565	225	12	the	the	DET
cjfa-12565	225	13	distribution	distribution	NOUN
cjfa-12565	225	14	of	of	ADP
cjfa-12565	225	15	demand	demand	NOUN
cjfa-12565	225	16	deposits	deposit	NOUN
cjfa-12565	225	17	,	,	PUNCT
cjfa-12565	225	18	distribution	distribution	NOUN
cjfa-12565	225	19	of	of	ADP
cjfa-12565	225	20	term	term	NOUN
cjfa-12565	225	21	deposits	deposit	NOUN
cjfa-12565	225	22	is	be	AUX
cjfa-12565	225	23	not	not	PART
cjfa-12565	225	24	strongly	strongly	ADV
cjfa-12565	225	25	dependent	dependent	ADJ
cjfa-12565	225	26	on	on	ADP
cjfa-12565	225	27	the	the	DET
cjfa-12565	225	28	volume	volume	NOUN
cjfa-12565	225	29	of	of	ADP
cjfa-12565	225	30	demand	demand	NOUN
cjfa-12565	225	31	deposits	deposit	NOUN
cjfa-12565	225	32	.	.	PUNCT
cjfa-12565	226	1	researches	research	NOUN
cjfa-12565	226	2	consider	consider	VERB
cjfa-12565	226	3	dominance	dominance	NOUN
cjfa-12565	226	4	of	of	ADP
cjfa-12565	226	5	demand	demand	NOUN
cjfa-12565	226	6	deposits	deposit	NOUN
cjfa-12565	226	7	over	over	ADP
cjfa-12565	226	8	term	term	NOUN
cjfa-12565	226	9	deposits	deposit	NOUN
cjfa-12565	226	10	as	as	ADP
cjfa-12565	226	11	a	a	DET
cjfa-12565	226	12	risk	risk	NOUN
cjfa-12565	226	13	factor	factor	NOUN
cjfa-12565	226	14	in	in	ADP
cjfa-12565	226	15	banking	banking	NOUN
cjfa-12565	226	16	sector	sector	NOUN
cjfa-12565	226	17	of	of	ADP
cjfa-12565	226	18	latvia	latvia	PROPN
cjfa-12565	226	19	.	.	PUNCT
cjfa-12565	227	1	analysing	analyse	VERB
cjfa-12565	227	2	the	the	DET
cjfa-12565	227	3	amount	amount	NOUN
cjfa-12565	227	4	of	of	ADP
cjfa-12565	227	5	deposits	deposit	NOUN
cjfa-12565	227	6	one	one	NUM
cjfa-12565	227	7	can	can	AUX
cjfa-12565	227	8	see	see	VERB
cjfa-12565	227	9	the	the	DET
cjfa-12565	227	10	three	three	NUM
cjfa-12565	227	11	largest	large	ADJ
cjfa-12565	227	12	banks	bank	NOUN
cjfa-12565	227	13	by	by	ADP
cjfa-12565	227	14	deposits	deposit	NOUN
cjfa-12565	227	15	:	:	PUNCT
cjfa-12565	227	16	swedbank	swedbank	NOUN
cjfa-12565	227	17	,	,	PUNCT
cjfa-12565	227	18	ablv	ablv	NOUN
cjfa-12565	227	19	and	and	CCONJ
cjfa-12565	227	20	rietumu	rietumu	PROPN
cjfa-12565	227	21	banka	banka	PROPN
cjfa-12565	227	22	.	.	PUNCT
cjfa-12565	228	1	leader	leader	NOUN
cjfa-12565	228	2	again	again	ADV
cjfa-12565	228	3	is	be	AUX
cjfa-12565	228	4	swedbank	swedbank	NOUN
cjfa-12565	228	5	to	to	ADP
cjfa-12565	228	6	the	the	DET
cjfa-12565	228	7	amount	amount	NOUN
cjfa-12565	228	8	of	of	ADP
cjfa-12565	228	9	deposits	deposit	NOUN
cjfa-12565	228	10	in	in	ADP
cjfa-12565	228	11	4	4	NUM
cjfa-12565	228	12	107	107	NUM
cjfa-12565	228	13	683	683	NUM
cjfa-12565	228	14	thousand	thousand	NUM
cjfa-12565	228	15	euros	euro	NOUN
cjfa-12565	228	16	(	(	PUNCT
cjfa-12565	228	17	of	of	ADP
cjfa-12565	228	18	which	which	PRON
cjfa-12565	228	19	3	3	NUM
cjfa-12565	228	20	479	479	NUM
cjfa-12565	228	21	003	003	NUM
cjfa-12565	228	22	are	be	AUX
cjfa-12565	228	23	demand	demand	NOUN
cjfa-12565	228	24	deposits	deposit	NOUN
cjfa-12565	228	25	and	and	CCONJ
cjfa-12565	228	26	628	628	NUM
cjfa-12565	228	27	680	680	NUM
cjfa-12565	228	28	term	term	NOUN
cjfa-12565	228	29	deposits	deposit	NOUN
cjfa-12565	228	30	)	)	PUNCT
cjfa-12565	228	31	.	.	PUNCT
cjfa-12565	229	1	bank	bank	PROPN
cjfa-12565	229	2	ablv	ablv	PROPN
cjfa-12565	229	3	bank	bank	PROPN
cjfa-12565	229	4	is	be	AUX
cjfa-12565	229	5	ahead	ahead	ADV
cjfa-12565	229	6	of	of	ADP
cjfa-12565	229	7	swedbank	swedbank	NOUN
cjfa-12565	229	8	in	in	ADP
cjfa-12565	229	9	terms	term	NOUN
cjfa-12565	229	10	of	of	ADP
cjfa-12565	229	11	demand	demand	NOUN
cjfa-12565	229	12	deposit	deposit	NOUN
cjfa-12565	229	13	volume	volume	NOUN
cjfa-12565	229	14	,	,	PUNCT
cjfa-12565	229	15	but	but	CCONJ
cjfa-12565	229	16	is	be	AUX
cjfa-12565	229	17	lagging	lag	VERB
cjfa-12565	229	18	behind	behind	ADV
cjfa-12565	229	19	in	in	ADP
cjfa-12565	229	20	term	term	NOUN
cjfa-12565	229	21	deposits	deposit	NOUN
cjfa-12565	229	22	that	that	PRON
cjfa-12565	229	23	may	may	AUX
cjfa-12565	229	24	indicate	indicate	VERB
cjfa-12565	229	25	unfavourable	unfavourable	ADJ
cjfa-12565	229	26	conditions	condition	NOUN
cjfa-12565	229	27	for	for	ADP
cjfa-12565	229	28	customers	customer	NOUN
cjfa-12565	229	29	.	.	PUNCT
cjfa-12565	230	1	the	the	DET
cjfa-12565	230	2	three	three	NUM
cjfa-12565	230	3	largest	large	ADJ
cjfa-12565	230	4	banks	bank	NOUN
cjfa-12565	230	5	(	(	PUNCT
cjfa-12565	230	6	swedbank	swedbank	NOUN
cjfa-12565	230	7	,	,	PUNCT
cjfa-12565	230	8	ablv	ablv	NOUN
cjfa-12565	230	9	and	and	CCONJ
cjfa-12565	230	10	rietumu	rietumu	PROPN
cjfa-12565	230	11	banka	banka	PROPN
cjfa-12565	230	12	)	)	PUNCT
cjfa-12565	230	13	together	together	ADV
cjfa-12565	230	14	have	have	VERB
cjfa-12565	230	15	almost	almost	ADV
cjfa-12565	230	16	half	half	NOUN
cjfa-12565	230	17	(	(	PUNCT
cjfa-12565	230	18	48	48	NUM
cjfa-12565	230	19	%	%	NOUN
cjfa-12565	230	20	)	)	PUNCT
cjfa-12565	230	21	of	of	ADP
cjfa-12565	230	22	all	all	DET
cjfa-12565	230	23	deposits	deposit	NOUN
cjfa-12565	230	24	in	in	ADP
cjfa-12565	230	25	the	the	DET
cjfa-12565	230	26	market	market	NOUN
cjfa-12565	230	27	.	.	PUNCT
cjfa-12565	231	1	the	the	DET
cjfa-12565	231	2	difference	difference	NOUN
cjfa-12565	231	3	between	between	ADP
cjfa-12565	231	4	the	the	DET
cjfa-12565	231	5	third	third	ADJ
cjfa-12565	231	6	(	(	PUNCT
cjfa-12565	231	7	rietumu	rietumu	PROPN
cjfa-12565	231	8	bank	bank	PROPN
cjfa-12565	231	9	)	)	PUNCT
cjfa-12565	231	10	and	and	CCONJ
cjfa-12565	231	11	the	the	DET
cjfa-12565	231	12	fourth	fourth	ADJ
cjfa-12565	231	13	participant	participant	NOUN
cjfa-12565	231	14	of	of	ADP
cjfa-12565	231	15	the	the	DET
cjfa-12565	231	16	market	market	NOUN
cjfa-12565	231	17	(	(	PUNCT
cjfa-12565	231	18	seb	seb	NOUN
cjfa-12565	231	19	bank	bank	PROPN
cjfa-12565	231	20	)	)	PUNCT
cjfa-12565	231	21	is	be	AUX
cjfa-12565	231	22	34	34	NUM
cjfa-12565	231	23	%	%	NOUN
cjfa-12565	231	24	.	.	PUNCT
cjfa-12565	232	1	considering	consider	VERB
cjfa-12565	232	2	the	the	DET
cjfa-12565	232	3	size	size	NOUN
cjfa-12565	232	4	of	of	ADP
cjfa-12565	232	5	these	these	DET
cjfa-12565	232	6	banks	bank	NOUN
cjfa-12565	232	7	in	in	ADP
cjfa-12565	232	8	the	the	DET
cjfa-12565	232	9	market	market	NOUN
cjfa-12565	232	10	,	,	PUNCT
cjfa-12565	232	11	this	this	DET
cjfa-12565	232	12	gap	gap	NOUN
cjfa-12565	232	13	is	be	AUX
cjfa-12565	232	14	large	large	ADJ
cjfa-12565	232	15	.	.	PUNCT
cjfa-12565	233	1	it	it	PRON
cjfa-12565	233	2	indicates	indicate	VERB
cjfa-12565	233	3	a	a	DET
cjfa-12565	233	4	potential	potential	NOUN
cjfa-12565	233	5	for	for	ADP
cjfa-12565	233	6	seb	seb	NOUN
cjfa-12565	233	7	bank	bank	PROPN
cjfa-12565	233	8	in	in	ADP
cjfa-12565	233	9	the	the	DET
cjfa-12565	233	10	area	area	NOUN
cjfa-12565	233	11	of	of	ADP
cjfa-12565	233	12	deposits	deposit	NOUN
cjfa-12565	233	13	.	.	PUNCT
cjfa-12565	234	1	as	as	SCONJ
cjfa-12565	234	2	seb	seb	NOUN
cjfa-12565	234	3	banka	banka	PROPN
cjfa-12565	234	4	and	and	CCONJ
cjfa-12565	234	5	citadele	citadele	PROPN
cjfa-12565	234	6	bank	bank	PROPN
cjfa-12565	234	7	could	could	AUX
cjfa-12565	234	8	attract	attract	VERB
cjfa-12565	234	9	more	more	ADJ
cjfa-12565	234	10	demand	demand	NOUN
cjfa-12565	234	11	deposits	deposit	NOUN
cjfa-12565	234	12	,	,	PUNCT
cjfa-12565	234	13	thus	thus	ADV
cjfa-12565	234	14	trying	try	VERB
cjfa-12565	234	15	to	to	PART
cjfa-12565	234	16	improve	improve	VERB
cjfa-12565	234	17	their	their	PRON
cjfa-12565	234	18	own	own	ADJ
cjfa-12565	234	19	position	position	NOUN
cjfa-12565	234	20	in	in	ADP
cjfa-12565	234	21	the	the	DET
cjfa-12565	234	22	market	market	NOUN
cjfa-12565	234	23	and	and	CCONJ
cjfa-12565	234	24	competitiveness	competitiveness	NOUN
cjfa-12565	234	25	.	.	PUNCT
cjfa-12565	235	1	deniss	deniss	PROPN
cjfa-12565	235	2	krasovskis	krasovskis	PROPN
cjfa-12565	235	3	,	,	PUNCT
cjfa-12565	235	4	andrejs	andrejs	PROPN
cjfa-12565	235	5	limanskis	limanskis	PROPN
cjfa-12565	235	6	,	,	PUNCT
cjfa-12565	235	7	erika	erika	PROPN
cjfa-12565	235	8	pancenko144	pancenko144	PROPN
cjfa-12565	235	9	researchers	researcher	NOUN
cjfa-12565	235	10	interviewed	interview	VERB
cjfa-12565	235	11	three	three	NUM
cjfa-12565	235	12	experts	expert	NOUN
cjfa-12565	235	13	from	from	ADP
cjfa-12565	235	14	the	the	DET
cjfa-12565	235	15	banking	banking	NOUN
cjfa-12565	235	16	sector	sector	NOUN
cjfa-12565	235	17	of	of	ADP
cjfa-12565	235	18	latvia	latvia	PROPN
cjfa-12565	235	19	to	to	PART
cjfa-12565	235	20	identify	identify	VERB
cjfa-12565	235	21	the	the	DET
cjfa-12565	235	22	causes	cause	NOUN
cjfa-12565	235	23	of	of	ADP
cjfa-12565	235	24	the	the	DET
cjfa-12565	235	25	differences	difference	NOUN
cjfa-12565	235	26	in	in	ADP
cjfa-12565	235	27	the	the	DET
cjfa-12565	235	28	financial	financial	ADJ
cjfa-12565	235	29	performance	performance	NOUN
cjfa-12565	235	30	of	of	ADP
cjfa-12565	235	31	banks	bank	NOUN
cjfa-12565	235	32	.	.	PUNCT
cjfa-12565	236	1	the	the	DET
cjfa-12565	236	2	first	first	ADJ
cjfa-12565	236	3	problem	problem	NOUN
cjfa-12565	236	4	highlighted	highlight	VERB
cjfa-12565	236	5	by	by	ADP
cjfa-12565	236	6	interviewees	interviewee	NOUN
cjfa-12565	236	7	was	be	AUX
cjfa-12565	236	8	explanation	explanation	NOUN
cjfa-12565	236	9	of	of	ADP
cjfa-12565	236	10	interaction	interaction	NOUN
cjfa-12565	236	11	between	between	ADP
cjfa-12565	236	12	bank	bank	NOUN
cjfa-12565	236	13	size	size	NOUN
cjfa-12565	236	14	(	(	PUNCT
cjfa-12565	236	15	by	by	ADP
cjfa-12565	236	16	customers	customer	NOUN
cjfa-12565	236	17	)	)	PUNCT
cjfa-12565	236	18	and	and	CCONJ
cjfa-12565	236	19	financial	financial	ADJ
cjfa-12565	236	20	indicators	indicator	NOUN
cjfa-12565	236	21	,	,	PUNCT
cjfa-12565	236	22	such	such	ADJ
cjfa-12565	236	23	as	as	ADP
cjfa-12565	236	24	roe	roe	PROPN
cjfa-12565	236	25	,	,	PUNCT
cjfa-12565	236	26	roa	roa	NOUN
cjfa-12565	236	27	and	and	CCONJ
cjfa-12565	236	28	liquidity	liquidity	NOUN
cjfa-12565	236	29	ratio	ratio	NOUN
cjfa-12565	236	30	.	.	PUNCT
cjfa-12565	237	1	according	accord	VERB
cjfa-12565	237	2	to	to	ADP
cjfa-12565	237	3	expert	expert	ADJ
cjfa-12565	237	4	opinion	opinion	NOUN
cjfa-12565	237	5	such	such	ADJ
cjfa-12565	237	6	factors	factor	NOUN
cjfa-12565	237	7	as	as	ADP
cjfa-12565	237	8	cost	cost	NOUN
cjfa-12565	237	9	to	to	PART
cjfa-12565	237	10	income	income	NOUN
cjfa-12565	237	11	ratio	ratio	NOUN
cjfa-12565	237	12	(	(	PUNCT
cjfa-12565	237	13	cir	cir	NOUN
cjfa-12565	237	14	)	)	PUNCT
cjfa-12565	237	15	,	,	PUNCT
cjfa-12565	237	16	bank	bank	NOUN
cjfa-12565	237	17	business	business	NOUN
cjfa-12565	237	18	model	model	NOUN
cjfa-12565	237	19	,	,	PUNCT
cjfa-12565	237	20	bank	bank	NOUN
cjfa-12565	237	21	internal	internal	ADJ
cjfa-12565	237	22	policy	policy	NOUN
cjfa-12565	237	23	and	and	CCONJ
cjfa-12565	237	24	macroeconomic	macroeconomic	ADJ
cjfa-12565	237	25	factors	factor	NOUN
cjfa-12565	237	26	,	,	PUNCT
cjfa-12565	237	27	i.e.	i.e.	X
cjfa-12565	237	28	“	"	PUNCT
cjfa-12565	237	29	left	leave	VERB
cjfa-12565	237	30	keys	key	NOUN
cjfa-12565	237	31	”	"	PUNCT
cjfa-12565	237	32	legislation	legislation	NOUN
cjfa-12565	237	33	discussion	discussion	NOUN
cjfa-12565	237	34	were	be	AUX
cjfa-12565	237	35	considered	consider	VERB
cjfa-12565	237	36	as	as	ADP
cjfa-12565	237	37	major	major	ADJ
cjfa-12565	237	38	influences	influence	NOUN
cjfa-12565	237	39	.	.	PUNCT
cjfa-12565	238	1	the	the	DET
cjfa-12565	238	2	second	second	ADJ
cjfa-12565	238	3	question	question	NOUN
cjfa-12565	238	4	brought	bring	VERB
cjfa-12565	238	5	to	to	ADP
cjfa-12565	238	6	light	light	NOUN
cjfa-12565	238	7	by	by	ADP
cjfa-12565	238	8	interviewees	interviewee	NOUN
cjfa-12565	238	9	was	be	AUX
cjfa-12565	238	10	reasons	reason	NOUN
cjfa-12565	238	11	for	for	ADP
cjfa-12565	238	12	low	low	ADJ
cjfa-12565	238	13	roa	roa	NOUN
cjfa-12565	238	14	level	level	NOUN
cjfa-12565	238	15	of	of	ADP
cjfa-12565	238	16	seb	seb	PROPN
cjfa-12565	238	17	bank	bank	PROPN
cjfa-12565	238	18	.	.	PUNCT
cjfa-12565	239	1	experts	expert	NOUN
cjfa-12565	239	2	underlined	underline	VERB
cjfa-12565	239	3	credit	credit	NOUN
cjfa-12565	239	4	portfolio	portfolio	NOUN
cjfa-12565	239	5	decline	decline	VERB
cjfa-12565	239	6	due	due	ADJ
cjfa-12565	239	7	to	to	ADP
cjfa-12565	239	8	“	"	PUNCT
cjfa-12565	239	9	left	leave	VERB
cjfa-12565	239	10	keys	key	NOUN
cjfa-12565	239	11	”	"	PUNCT
cjfa-12565	239	12	legislation	legislation	NOUN
cjfa-12565	239	13	discussion	discussion	NOUN
cjfa-12565	239	14	,	,	PUNCT
cjfa-12565	239	15	as	as	ADV
cjfa-12565	239	16	well	well	ADV
cjfa-12565	239	17	as	as	ADP
cjfa-12565	239	18	high	high	ADJ
cjfa-12565	239	19	administrative	administrative	ADJ
cjfa-12565	239	20	costs	cost	NOUN
cjfa-12565	239	21	.	.	PUNCT
cjfa-12565	240	1	as	as	ADP
cjfa-12565	240	2	to	to	ADP
cjfa-12565	240	3	the	the	DET
cjfa-12565	240	4	third	third	ADJ
cjfa-12565	240	5	problem	problem	NOUN
cjfa-12565	240	6	raised	raise	VERB
cjfa-12565	240	7	by	by	ADP
cjfa-12565	240	8	interviewees	interviewee	NOUN
cjfa-12565	240	9	,	,	PUNCT
cjfa-12565	240	10	difference	difference	NOUN
cjfa-12565	240	11	between	between	ADP
cjfa-12565	240	12	liquidity	liquidity	NOUN
cjfa-12565	240	13	indicators	indicator	NOUN
cjfa-12565	240	14	of	of	ADP
cjfa-12565	240	15	banks	bank	NOUN
cjfa-12565	240	16	,	,	PUNCT
cjfa-12565	240	17	four	four	NUM
cjfa-12565	240	18	following	follow	VERB
cjfa-12565	240	19	factors	factor	NOUN
cjfa-12565	240	20	were	be	AUX
cjfa-12565	240	21	defined	define	VERB
cjfa-12565	240	22	as	as	ADP
cjfa-12565	240	23	explanations	explanation	NOUN
cjfa-12565	240	24	:	:	PUNCT
cjfa-12565	240	25	different	different	ADJ
cjfa-12565	240	26	products	product	NOUN
cjfa-12565	240	27	&	&	CCONJ
cjfa-12565	240	28	services	service	NOUN
cjfa-12565	240	29	structure	structure	NOUN
cjfa-12565	240	30	,	,	PUNCT
cjfa-12565	240	31	change	change	NOUN
cjfa-12565	240	32	of	of	ADP
cjfa-12565	240	33	market	market	NOUN
cjfa-12565	240	34	positions	position	NOUN
cjfa-12565	240	35	of	of	ADP
cjfa-12565	240	36	banks	bank	NOUN
cjfa-12565	240	37	in	in	ADP
cjfa-12565	240	38	crediting	crediting	NOUN
cjfa-12565	240	39	,	,	PUNCT
cjfa-12565	240	40	long	long	ADJ
cjfa-12565	240	41	-	-	PUNCT
cjfa-12565	240	42	term	term	NOUN
cjfa-12565	240	43	financial	financial	ADJ
cjfa-12565	240	44	investment	investment	NOUN
cjfa-12565	240	45	preferences	preference	NOUN
cjfa-12565	240	46	and	and	CCONJ
cjfa-12565	240	47	unexpected	unexpected	ADJ
cjfa-12565	240	48	decline	decline	NOUN
cjfa-12565	240	49	of	of	ADP
cjfa-12565	240	50	ecb	ecb	PROPN
cjfa-12565	240	51	interest	interest	NOUN
cjfa-12565	240	52	rates	rate	NOUN
cjfa-12565	240	53	into	into	ADP
cjfa-12565	240	54	negative	negative	ADJ
cjfa-12565	240	55	area	area	NOUN
cjfa-12565	240	56	.	.	PUNCT
cjfa-12565	241	1	the	the	DET
cjfa-12565	241	2	fourth	fourth	ADJ
cjfa-12565	241	3	problem	problem	NOUN
cjfa-12565	241	4	indicated	indicate	VERB
cjfa-12565	241	5	by	by	ADP
cjfa-12565	241	6	interviewees	interviewee	NOUN
cjfa-12565	241	7	regarded	regard	VERB
cjfa-12565	241	8	the	the	DET
cjfa-12565	241	9	difference	difference	NOUN
cjfa-12565	241	10	between	between	ADP
cjfa-12565	241	11	bank	bank	NOUN
cjfa-12565	241	12	deposit	deposit	NOUN
cjfa-12565	241	13	.	.	PUNCT
cjfa-12565	242	1	the	the	DET
cjfa-12565	242	2	following	follow	VERB
cjfa-12565	242	3	factors	factor	NOUN
cjfa-12565	242	4	were	be	AUX
cjfa-12565	242	5	of	of	ADP
cjfa-12565	242	6	the	the	DET
cjfa-12565	242	7	greatest	great	ADJ
cjfa-12565	242	8	importance	importance	NOUN
cjfa-12565	242	9	:	:	PUNCT
cjfa-12565	242	10	the	the	DET
cjfa-12565	242	11	size	size	NOUN
cjfa-12565	242	12	of	of	ADP
cjfa-12565	242	13	the	the	DET
cjfa-12565	242	14	bank	bank	NOUN
cjfa-12565	242	15	and	and	CCONJ
cjfa-12565	242	16	number	number	NOUN
cjfa-12565	242	17	of	of	ADP
cjfa-12565	242	18	clients	client	NOUN
cjfa-12565	242	19	,	,	PUNCT
cjfa-12565	242	20	resident	resident	NOUN
cjfa-12565	242	21	and	and	CCONJ
cjfa-12565	242	22	non	non	ADJ
cjfa-12565	242	23	-	-	ADJ
cjfa-12565	242	24	resident	resident	ADJ
cjfa-12565	242	25	clients	client	NOUN
cjfa-12565	242	26	,	,	PUNCT
cjfa-12565	242	27	legal	legal	ADJ
cjfa-12565	242	28	entities	entity	NOUN
cjfa-12565	242	29	and	and	CCONJ
cjfa-12565	242	30	individuals	individual	NOUN
cjfa-12565	242	31	,	,	PUNCT
cjfa-12565	242	32	orientation	orientation	NOUN
cjfa-12565	242	33	on	on	ADP
cjfa-12565	242	34	different	different	ADJ
cjfa-12565	242	35	geographic	geographic	ADJ
cjfa-12565	242	36	markets	market	NOUN
cjfa-12565	242	37	and	and	CCONJ
cjfa-12565	242	38	new	new	ADJ
cjfa-12565	242	39	wave	wave	NOUN
cjfa-12565	242	40	of	of	ADP
cjfa-12565	242	41	economic	economic	ADJ
cjfa-12565	242	42	instability	instability	NOUN
cjfa-12565	242	43	and	and	CCONJ
cjfa-12565	242	44	geopolitical	geopolitical	ADJ
cjfa-12565	242	45	risks	risk	NOUN
cjfa-12565	242	46	.	.	PUNCT
cjfa-12565	242	47	 	 	SPACE
cjfa-12565	243	1	conclusions	conclusion	NOUN
cjfa-12565	243	2	based	base	VERB
cjfa-12565	243	3	on	on	ADP
cjfa-12565	243	4	the	the	DET
cjfa-12565	243	5	study	study	NOUN
cjfa-12565	243	6	,	,	PUNCT
cjfa-12565	243	7	the	the	DET
cjfa-12565	243	8	following	follow	VERB
cjfa-12565	243	9	conclusions	conclusion	NOUN
cjfa-12565	243	10	were	be	AUX
cjfa-12565	243	11	drawn	draw	VERB
cjfa-12565	243	12	:	:	PUNCT
cjfa-12565	243	13	1	1	X
cjfa-12565	243	14	.	.	X
cjfa-12565	243	15	research	research	NOUN
cjfa-12565	243	16	has	have	AUX
cjfa-12565	243	17	disclosed	disclose	VERB
cjfa-12565	243	18	the	the	DET
cjfa-12565	243	19	moderate	moderate	ADJ
cjfa-12565	243	20	competition	competition	NOUN
cjfa-12565	243	21	in	in	ADP
cjfa-12565	243	22	the	the	DET
cjfa-12565	243	23	latvian	latvian	ADJ
cjfa-12565	243	24	banking	banking	NOUN
cjfa-12565	243	25	sector	sector	NOUN
cjfa-12565	243	26	,	,	PUNCT
cjfa-12565	243	27	based	base	VERB
cjfa-12565	243	28	on	on	ADP
cjfa-12565	243	29	the	the	DET
cjfa-12565	243	30	analysis	analysis	NOUN
cjfa-12565	243	31	of	of	ADP
cjfa-12565	243	32	the	the	DET
cjfa-12565	243	33	indices	index	NOUN
cjfa-12565	243	34	of	of	ADP
cjfa-12565	243	35	concentration	concentration	NOUN
cjfa-12565	243	36	throughout	throughout	ADP
cjfa-12565	243	37	the	the	DET
cjfa-12565	243	38	period	period	NOUN
cjfa-12565	243	39	2003	2003	NUM
cjfa-12565	243	40	to	to	ADP
cjfa-12565	243	41	2015	2015	NUM
cjfa-12565	243	42	year	year	NOUN
cjfa-12565	243	43	.	.	PUNCT
cjfa-12565	244	1	five	five	NUM
cjfa-12565	244	2	largest	large	ADJ
cjfa-12565	244	3	banks	bank	NOUN
cjfa-12565	244	4	had	have	VERB
cjfa-12565	244	5	major	major	ADJ
cjfa-12565	244	6	market	market	NOUN
cjfa-12565	244	7	share	share	NOUN
cjfa-12565	244	8	by	by	ADP
cjfa-12565	244	9	assets	asset	NOUN
cjfa-12565	244	10	ranged	range	VERB
cjfa-12565	244	11	from	from	ADP
cjfa-12565	244	12	46.9	46.9	NUM
cjfa-12565	244	13	%	%	NOUN
cjfa-12565	244	14	to	to	ADP
cjfa-12565	244	15	69.7	69.7	NUM
cjfa-12565	244	16	%	%	NOUN
cjfa-12565	244	17	.	.	PUNCT
cjfa-12565	245	1	the	the	DET
cjfa-12565	245	2	banking	banking	NOUN
cjfa-12565	245	3	sector	sector	NOUN
cjfa-12565	245	4	of	of	ADP
cjfa-12565	245	5	latvia	latvia	PROPN
cjfa-12565	245	6	in	in	ADP
cjfa-12565	245	7	2015	2015	NUM
cjfa-12565	245	8	failed	fail	VERB
cjfa-12565	245	9	to	to	PART
cjfa-12565	245	10	reach	reach	VERB
cjfa-12565	245	11	the	the	DET
cjfa-12565	245	12	pre	pre	ADJ
cjfa-12565	245	13	-	-	ADJ
cjfa-12565	245	14	crisis	crisis	ADJ
cjfa-12565	245	15	level	level	NOUN
cjfa-12565	245	16	of	of	ADP
cjfa-12565	245	17	concentration	concentration	NOUN
cjfa-12565	245	18	indices	index	NOUN
cjfa-12565	245	19	.	.	PUNCT
cjfa-12565	246	1	2	2	X
cjfa-12565	246	2	.	.	X
cjfa-12565	246	3	during	during	ADP
cjfa-12565	246	4	the	the	DET
cjfa-12565	246	5	financial	financial	ADJ
cjfa-12565	246	6	crisis	crisis	NOUN
cjfa-12565	246	7	and	and	CCONJ
cjfa-12565	246	8	post	post	ADJ
cjfa-12565	246	9	-	-	ADJ
cjfa-12565	246	10	crisis	crisis	ADJ
cjfa-12565	246	11	periods	period	NOUN
cjfa-12565	246	12	in	in	ADP
cjfa-12565	246	13	2008–2011	2008–2011	NUM
cjfa-12565	246	14	g.	g.	NOUN
cjfa-12565	246	15	banking	banking	NOUN
cjfa-12565	246	16	market	market	NOUN
cjfa-12565	246	17	was	be	AUX
cjfa-12565	246	18	low	low	ADV
cjfa-12565	246	19	concentrated	concentrated	ADJ
cjfa-12565	246	20	with	with	ADP
cjfa-12565	246	21	a	a	DET
cjfa-12565	246	22	more	more	ADV
cjfa-12565	246	23	even	even	ADJ
cjfa-12565	246	24	distribution	distribution	NOUN
cjfa-12565	246	25	of	of	ADP
cjfa-12565	246	26	market	market	NOUN
cjfa-12565	246	27	shares	share	NOUN
cjfa-12565	246	28	between	between	ADP
cjfa-12565	246	29	the	the	DET
cjfa-12565	246	30	market	market	NOUN
cjfa-12565	246	31	players	player	NOUN
cjfa-12565	246	32	.	.	PUNCT
cjfa-12565	247	1	3	3	X
cjfa-12565	247	2	.	.	X
cjfa-12565	247	3	by	by	ADP
cjfa-12565	247	4	the	the	DET
cjfa-12565	247	5	end	end	NOUN
cjfa-12565	247	6	of	of	ADP
cjfa-12565	247	7	2015	2015	NUM
cjfa-12565	247	8	,	,	PUNCT
cjfa-12565	247	9	the	the	DET
cjfa-12565	247	10	number	number	NOUN
cjfa-12565	247	11	of	of	ADP
cjfa-12565	247	12	operating	operate	VERB
cjfa-12565	247	13	banks	bank	NOUN
cjfa-12565	247	14	and	and	CCONJ
cjfa-12565	247	15	branches	branch	NOUN
cjfa-12565	247	16	in	in	ADP
cjfa-12565	247	17	latvia	latvia	PROPN
cjfa-12565	247	18	decreased	decrease	VERB
cjfa-12565	247	19	to	to	ADP
cjfa-12565	247	20	the	the	DET
cjfa-12565	247	21	level	level	NOUN
cjfa-12565	247	22	of	of	ADP
cjfa-12565	247	23	2008	2008	NUM
cjfa-12565	247	24	year	year	NOUN
cjfa-12565	247	25	,	,	PUNCT
cjfa-12565	247	26	i.e.	i.e.	X
cjfa-12565	247	27	27	27	NUM
cjfa-12565	247	28	.	.	PUNCT
cjfa-12565	248	1	taking	take	VERB
cjfa-12565	248	2	into	into	ADP
cjfa-12565	248	3	account	account	NOUN
cjfa-12565	248	4	the	the	DET
cjfa-12565	248	5	introduction	introduction	NOUN
cjfa-12565	248	6	of	of	ADP
cjfa-12565	248	7	criteria	criterion	NOUN
cjfa-12565	248	8	for	for	ADP
cjfa-12565	248	9	basel	basel	PROPN
cjfa-12565	248	10	iii	iii	PROPN
cjfa-12565	248	11	,	,	PUNCT
cjfa-12565	248	12	the	the	DET
cjfa-12565	248	13	trend	trend	NOUN
cjfa-12565	248	14	towards	towards	ADP
cjfa-12565	248	15	fewer	few	ADJ
cjfa-12565	248	16	players	player	NOUN
cjfa-12565	248	17	in	in	ADP
cjfa-12565	248	18	the	the	DET
cjfa-12565	248	19	market	market	NOUN
cjfa-12565	248	20	can	can	AUX
cjfa-12565	248	21	remain	remain	VERB
cjfa-12565	248	22	.	.	PUNCT
cjfa-12565	249	1	measuring	measure	VERB
cjfa-12565	249	2	competitiveness	competitiveness	NOUN
cjfa-12565	249	3	of	of	ADP
cjfa-12565	249	4	banks	bank	NOUN
cjfa-12565	249	5	in	in	ADP
cjfa-12565	249	6	latvia	latvia	PROPN
cjfa-12565	249	7	145	145	NUM
cjfa-12565	249	8	4	4	NUM
cjfa-12565	249	9	.	.	PUNCT
cjfa-12565	250	1	since	since	SCONJ
cjfa-12565	250	2	2003	2003	NUM
cjfa-12565	250	3	to	to	ADP
cjfa-12565	250	4	2015	2015	NUM
cjfa-12565	250	5	year	year	NOUN
cjfa-12565	250	6	gini	gini	PROPN
cjfa-12565	250	7	index	index	NOUN
cjfa-12565	250	8	ranged	range	VERB
cjfa-12565	250	9	from	from	ADP
cjfa-12565	250	10	0.41	0.41	NUM
cjfa-12565	250	11	to	to	ADP
cjfa-12565	250	12	0.57	0.57	NUM
cjfa-12565	250	13	.	.	PUNCT
cjfa-12565	251	1	index	index	NOUN
cjfa-12565	251	2	distribution	distribution	NOUN
cjfa-12565	251	3	is	be	AUX
cjfa-12565	251	4	balanced	balance	VERB
cjfa-12565	251	5	throughout	throughout	ADV
cjfa-12565	251	6	,	,	PUNCT
cjfa-12565	251	7	that	that	PRON
cjfa-12565	251	8	indicates	indicate	VERB
cjfa-12565	251	9	the	the	DET
cjfa-12565	251	10	stability	stability	NOUN
cjfa-12565	251	11	of	of	ADP
cjfa-12565	251	12	the	the	DET
cjfa-12565	251	13	market	market	NOUN
cjfa-12565	251	14	situation	situation	NOUN
cjfa-12565	251	15	and	and	CCONJ
cjfa-12565	251	16	,	,	PUNCT
cjfa-12565	251	17	in	in	ADP
cjfa-12565	251	18	turn	turn	NOUN
cjfa-12565	251	19	,	,	PUNCT
cjfa-12565	251	20	reveals	reveal	VERB
cjfa-12565	251	21	a	a	DET
cjfa-12565	251	22	possible	possible	ADJ
cjfa-12565	251	23	oligopoly	oligopoly	NOUN
cjfa-12565	251	24	that	that	PRON
cjfa-12565	251	25	is	be	AUX
cjfa-12565	251	26	confirmed	confirm	VERB
cjfa-12565	251	27	by	by	ADP
cjfa-12565	251	28	the	the	DET
cjfa-12565	251	29	analysis	analysis	NOUN
cjfa-12565	251	30	of	of	ADP
cjfa-12565	251	31	the	the	DET
cjfa-12565	251	32	lorenz	lorenz	PROPN
cjfa-12565	251	33	curve	curve	NOUN
cjfa-12565	251	34	.	.	PUNCT
cjfa-12565	252	1	5	5	X
cjfa-12565	252	2	.	.	X
cjfa-12565	252	3	analysis	analysis	NOUN
cjfa-12565	252	4	of	of	ADP
cjfa-12565	252	5	the	the	DET
cjfa-12565	252	6	number	number	NOUN
cjfa-12565	252	7	of	of	ADP
cjfa-12565	252	8	clients	client	NOUN
cjfa-12565	252	9	of	of	ADP
cjfa-12565	252	10	the	the	DET
cjfa-12565	252	11	banks	bank	NOUN
cjfa-12565	252	12	,	,	PUNCT
cjfa-12565	252	13	individuals	individual	NOUN
cjfa-12565	252	14	and	and	CCONJ
cjfa-12565	252	15	entities	entity	NOUN
cjfa-12565	252	16	,	,	PUNCT
cjfa-12565	252	17	showed	show	VERB
cjfa-12565	252	18	that	that	SCONJ
cjfa-12565	252	19	swedbank	swedbank	NOUN
cjfa-12565	252	20	has	have	VERB
cjfa-12565	252	21	the	the	DET
cjfa-12565	252	22	largest	large	ADJ
cjfa-12565	252	23	percentage	percentage	NOUN
cjfa-12565	252	24	of	of	ADP
cjfa-12565	252	25	clients	client	NOUN
cjfa-12565	252	26	among	among	ADP
cjfa-12565	252	27	all	all	DET
cjfa-12565	252	28	market	market	NOUN
cjfa-12565	252	29	participants	participant	NOUN
cjfa-12565	252	30	.	.	PUNCT
cjfa-12565	253	1	five	five	NUM
cjfa-12565	253	2	leaders	leader	NOUN
cjfa-12565	253	3	(	(	PUNCT
cjfa-12565	253	4	swedbank	swedbank	NOUN
cjfa-12565	253	5	,	,	PUNCT
cjfa-12565	253	6	seb	seb	NOUN
cjfa-12565	253	7	banka	banka	PROPN
cjfa-12565	253	8	,	,	PUNCT
cjfa-12565	253	9	citadele	citadele	PROPN
cjfa-12565	253	10	banka	banka	PROPN
cjfa-12565	253	11	,	,	PUNCT
cjfa-12565	253	12	dnb	dnb	PROPN
cjfa-12565	253	13	banka	banka	PROPN
cjfa-12565	253	14	and	and	CCONJ
cjfa-12565	253	15	nordea	nordea	PROPN
cjfa-12565	253	16	bank	bank	PROPN
cjfa-12565	253	17	ab	ab	PROPN
cjfa-12565	253	18	l.f	l.f	PROPN
cjfa-12565	253	19	.	.	PROPN
cjfa-12565	253	20	)	)	PUNCT
cjfa-12565	253	21	in	in	ADP
cjfa-12565	253	22	total	total	NOUN
cjfa-12565	253	23	had	have	VERB
cjfa-12565	253	24	87	87	NUM
cjfa-12565	253	25	%	%	NOUN
cjfa-12565	253	26	of	of	ADP
cjfa-12565	253	27	clients	client	NOUN
cjfa-12565	253	28	.	.	PUNCT
cjfa-12565	254	1	however	however	ADV
cjfa-12565	254	2	,	,	PUNCT
cjfa-12565	254	3	after	after	ADP
cjfa-12565	254	4	comparing	compare	VERB
cjfa-12565	254	5	the	the	DET
cjfa-12565	254	6	number	number	NOUN
cjfa-12565	254	7	of	of	ADP
cjfa-12565	254	8	clients	client	NOUN
cjfa-12565	254	9	and	and	CCONJ
cjfa-12565	254	10	banks	bank	NOUN
cjfa-12565	254	11	’	’	PART
cjfa-12565	254	12	profit	profit	NOUN
cjfa-12565	254	13	and	and	CCONJ
cjfa-12565	254	14	loss	loss	NOUN
cjfa-12565	254	15	indicators	indicator	NOUN
cjfa-12565	254	16	,	,	PUNCT
cjfa-12565	254	17	it	it	PRON
cjfa-12565	254	18	might	might	AUX
cjfa-12565	254	19	be	be	AUX
cjfa-12565	254	20	concluded	conclude	VERB
cjfa-12565	254	21	that	that	SCONJ
cjfa-12565	254	22	the	the	DET
cjfa-12565	254	23	number	number	NOUN
cjfa-12565	254	24	of	of	ADP
cjfa-12565	254	25	customers	customer	NOUN
cjfa-12565	254	26	had	have	VERB
cjfa-12565	254	27	no	no	DET
cjfa-12565	254	28	direct	direct	ADJ
cjfa-12565	254	29	effect	effect	NOUN
cjfa-12565	254	30	on	on	ADP
cjfa-12565	254	31	the	the	DET
cjfa-12565	254	32	final	final	ADJ
cjfa-12565	254	33	financial	financial	ADJ
cjfa-12565	254	34	result	result	NOUN
cjfa-12565	254	35	of	of	ADP
cjfa-12565	254	36	a	a	DET
cjfa-12565	254	37	commercial	commercial	ADJ
cjfa-12565	254	38	bank	bank	NOUN
cjfa-12565	254	39	.	.	PUNCT
cjfa-12565	255	1	6	6	X
cjfa-12565	255	2	.	.	PUNCT
cjfa-12565	255	3	based	base	VERB
cjfa-12565	255	4	on	on	ADP
cjfa-12565	255	5	an	an	DET
cjfa-12565	255	6	analysis	analysis	NOUN
cjfa-12565	255	7	of	of	ADP
cjfa-12565	255	8	the	the	DET
cjfa-12565	255	9	size	size	NOUN
cjfa-12565	255	10	and	and	CCONJ
cjfa-12565	255	11	liquidity	liquidity	NOUN
cjfa-12565	255	12	of	of	ADP
cjfa-12565	255	13	banks	bank	NOUN
cjfa-12565	255	14	,	,	PUNCT
cjfa-12565	255	15	it	it	PRON
cjfa-12565	255	16	can	can	AUX
cjfa-12565	255	17	be	be	AUX
cjfa-12565	255	18	noted	note	VERB
cjfa-12565	255	19	that	that	SCONJ
cjfa-12565	255	20	the	the	DET
cjfa-12565	255	21	leaders	leader	NOUN
cjfa-12565	255	22	in	in	ADP
cjfa-12565	255	23	market	market	NOUN
cjfa-12565	255	24	share	share	NOUN
cjfa-12565	255	25	and	and	CCONJ
cjfa-12565	255	26	in	in	ADP
cjfa-12565	255	27	the	the	DET
cjfa-12565	255	28	number	number	NOUN
cjfa-12565	255	29	of	of	ADP
cjfa-12565	255	30	customers	customer	NOUN
cjfa-12565	255	31	have	have	VERB
cjfa-12565	255	32	low	low	ADJ
cjfa-12565	255	33	liquidity	liquidity	NOUN
cjfa-12565	255	34	ratios	ratio	NOUN
cjfa-12565	255	35	comparing	compare	VERB
cjfa-12565	255	36	to	to	ADP
cjfa-12565	255	37	small	small	ADJ
cjfa-12565	255	38	banks	bank	NOUN
cjfa-12565	255	39	:	:	PUNCT
cjfa-12565	255	40	seb	seb	NOUN
cjfa-12565	255	41	banka	banka	NOUN
cjfa-12565	255	42	37.2	37.2	NUM
cjfa-12565	255	43	%	%	NOUN
cjfa-12565	255	44	,	,	PUNCT
cjfa-12565	255	45	dnb	dnb	PROPN
cjfa-12565	255	46	banka	banka	PROPN
cjfa-12565	255	47	45.2	45.2	NUM
cjfa-12565	255	48	%	%	NOUN
cjfa-12565	255	49	,	,	PUNCT
cjfa-12565	255	50	swedbank	swedbank	VERB
cjfa-12565	255	51	54.2	54.2	NUM
cjfa-12565	255	52	%	%	NOUN
cjfa-12565	255	53	,	,	PUNCT
cjfa-12565	255	54	citadele	citadele	PROPN
cjfa-12565	255	55	banka	banka	PROPN
cjfa-12565	255	56	57.2	57.2	NUM
cjfa-12565	255	57	%	%	NOUN
cjfa-12565	255	58	.	.	PUNCT
cjfa-12565	256	1	the	the	DET
cjfa-12565	256	2	difference	difference	NOUN
cjfa-12565	256	3	may	may	AUX
cjfa-12565	256	4	be	be	AUX
cjfa-12565	256	5	due	due	ADJ
cjfa-12565	256	6	to	to	ADP
cjfa-12565	256	7	various	various	ADJ
cjfa-12565	256	8	management	management	NOUN
cjfa-12565	256	9	and	and	CCONJ
cjfa-12565	256	10	marketing	marketing	NOUN
cjfa-12565	256	11	strategies	strategy	NOUN
cjfa-12565	256	12	,	,	PUNCT
cjfa-12565	256	13	positioning	positioning	NOUN
cjfa-12565	256	14	on	on	ADP
cjfa-12565	256	15	the	the	DET
cjfa-12565	256	16	market	market	NOUN
cjfa-12565	256	17	and	and	CCONJ
cjfa-12565	256	18	selection	selection	NOUN
cjfa-12565	256	19	of	of	ADP
cjfa-12565	256	20	target	target	NOUN
cjfa-12565	256	21	segment	segment	NOUN
cjfa-12565	256	22	.	.	PUNCT
cjfa-12565	257	1	7	7	X
cjfa-12565	257	2	.	.	X
cjfa-12565	257	3	large	large	ADJ
cjfa-12565	257	4	banks	bank	NOUN
cjfa-12565	257	5	seb	seb	VERB
cjfa-12565	257	6	banka	banka	PROPN
cjfa-12565	257	7	and	and	CCONJ
cjfa-12565	257	8	dnb	dnb	PROPN
cjfa-12565	257	9	banka	banka	PROPN
cjfa-12565	257	10	,	,	PUNCT
cjfa-12565	257	11	as	as	ADV
cjfa-12565	257	12	well	well	ADV
cjfa-12565	257	13	as	as	ADP
cjfa-12565	257	14	the	the	DET
cjfa-12565	257	15	norvik	norvik	PROPN
cjfa-12565	257	16	bank	bank	NOUN
cjfa-12565	257	17	,	,	PUNCT
cjfa-12565	257	18	meridian	meridian	PROPN
cjfa-12565	257	19	trade	trade	PROPN
cjfa-12565	257	20	bank	bank	PROPN
cjfa-12565	257	21	and	and	CCONJ
cjfa-12565	257	22	baltic	baltic	PROPN
cjfa-12565	257	23	international	international	PROPN
cjfa-12565	257	24	bank	bank	PROPN
cjfa-12565	257	25	have	have	VERB
cjfa-12565	257	26	unsatisfactory	unsatisfactory	ADJ
cjfa-12565	257	27	values	value	NOUN
cjfa-12565	257	28	of	of	ADP
cjfa-12565	257	29	roe	roe	NOUN
cjfa-12565	257	30	at	at	ADP
cjfa-12565	257	31	the	the	DET
cjfa-12565	257	32	end	end	NOUN
cjfa-12565	257	33	of	of	ADP
cjfa-12565	257	34	2015	2015	NUM
cjfa-12565	257	35	.	.	PUNCT
cjfa-12565	258	1	the	the	DET
cjfa-12565	258	2	same	same	ADJ
cjfa-12565	258	3	banks	bank	NOUN
cjfa-12565	258	4	stood	stand	VERB
cjfa-12565	258	5	out	out	ADP
cjfa-12565	258	6	with	with	ADP
cjfa-12565	258	7	not	not	PART
cjfa-12565	258	8	the	the	DET
cjfa-12565	258	9	best	good	ADJ
cjfa-12565	258	10	indicators	indicator	NOUN
cjfa-12565	258	11	in	in	ADP
cjfa-12565	258	12	the	the	DET
cjfa-12565	258	13	analysis	analysis	NOUN
cjfa-12565	258	14	of	of	ADP
cjfa-12565	258	15	profit	profit	NOUN
cjfa-12565	258	16	/	/	SYM
cjfa-12565	258	17	loss	loss	NOUN
cjfa-12565	258	18	and	and	CCONJ
cjfa-12565	258	19	return	return	VERB
cjfa-12565	258	20	on	on	ADP
cjfa-12565	258	21	assets	asset	NOUN
cjfa-12565	258	22	.	.	PUNCT
cjfa-12565	259	1	8	8	X
cjfa-12565	259	2	.	.	X
cjfa-12565	259	3	despite	despite	SCONJ
cjfa-12565	259	4	the	the	DET
cjfa-12565	259	5	large	large	ADJ
cjfa-12565	259	6	market	market	NOUN
cjfa-12565	259	7	players	player	NOUN
cjfa-12565	259	8	,	,	PUNCT
cjfa-12565	259	9	small	small	ADJ
cjfa-12565	259	10	banks	bank	NOUN
cjfa-12565	259	11	(	(	PUNCT
cjfa-12565	259	12	by	by	ADP
cjfa-12565	259	13	market	market	NOUN
cjfa-12565	259	14	share	share	NOUN
cjfa-12565	259	15	)	)	PUNCT
cjfa-12565	259	16	,	,	PUNCT
cjfa-12565	259	17	such	such	ADJ
cjfa-12565	259	18	as	as	ADP
cjfa-12565	259	19	expobank	expobank	NOUN
cjfa-12565	259	20	,	,	PUNCT
cjfa-12565	259	21	have	have	VERB
cjfa-12565	259	22	good	good	ADJ
cjfa-12565	259	23	financial	financial	ADJ
cjfa-12565	259	24	performance	performance	NOUN
cjfa-12565	259	25	and	and	CCONJ
cjfa-12565	259	26	found	find	VERB
cjfa-12565	259	27	own	own	ADJ
cjfa-12565	259	28	niche	niche	NOUN
cjfa-12565	259	29	.	.	PUNCT
cjfa-12565	260	1	9	9	NUM
cjfa-12565	260	2	.	.	PUNCT
cjfa-12565	260	3	according	accord	VERB
cjfa-12565	260	4	to	to	ADP
cjfa-12565	260	5	the	the	DET
cjfa-12565	260	6	competitiveness	competitiveness	NOUN
cjfa-12565	260	7	analysis	analysis	NOUN
cjfa-12565	260	8	of	of	ADP
cjfa-12565	260	9	the	the	DET
cjfa-12565	260	10	latvian	latvian	ADJ
cjfa-12565	260	11	banks	bank	NOUN
cjfa-12565	260	12	in	in	ADP
cjfa-12565	260	13	the	the	DET
cjfa-12565	260	14	end	end	NOUN
cjfa-12565	260	15	of	of	ADP
cjfa-12565	260	16	2015	2015	NUM
cjfa-12565	260	17	,	,	PUNCT
cjfa-12565	260	18	the	the	DET
cjfa-12565	260	19	market	market	NOUN
cjfa-12565	260	20	leader	leader	NOUN
cjfa-12565	260	21	is	be	AUX
cjfa-12565	260	22	swedbank	swedbank	NOUN
cjfa-12565	260	23	in	in	ADP
cjfa-12565	260	24	terms	term	NOUN
cjfa-12565	260	25	of	of	ADP
cjfa-12565	260	26	number	number	NOUN
cjfa-12565	260	27	of	of	ADP
cjfa-12565	260	28	customers	customer	NOUN
cjfa-12565	260	29	,	,	PUNCT
cjfa-12565	260	30	market	market	NOUN
cjfa-12565	260	31	share	share	NOUN
cjfa-12565	260	32	,	,	PUNCT
cjfa-12565	260	33	volume	volume	NOUN
cjfa-12565	260	34	of	of	ADP
cjfa-12565	260	35	assets	asset	NOUN
cjfa-12565	260	36	,	,	PUNCT
cjfa-12565	260	37	amount	amount	NOUN
cjfa-12565	260	38	of	of	ADP
cjfa-12565	260	39	deposits	deposit	NOUN
cjfa-12565	260	40	,	,	PUNCT
cjfa-12565	260	41	by	by	ADP
cjfa-12565	260	42	financial	financial	ADJ
cjfa-12565	260	43	autonomy	autonomy	NOUN
cjfa-12565	260	44	ratio	ratio	NOUN
cjfa-12565	260	45	,	,	PUNCT
cjfa-12565	260	46	adequacy	adequacy	NOUN
cjfa-12565	260	47	of	of	ADP
cjfa-12565	260	48	capital	capital	NOUN
cjfa-12565	260	49	and	and	CCONJ
cjfa-12565	260	50	profit	profit	NOUN
cjfa-12565	260	51	.	.	PUNCT
cjfa-12565	261	1	10	10	NUM
cjfa-12565	261	2	.	.	X
cjfa-12565	261	3	analysing	analyse	VERB
cjfa-12565	261	4	and	and	CCONJ
cjfa-12565	261	5	comparing	compare	VERB
cjfa-12565	261	6	the	the	DET
cjfa-12565	261	7	financial	financial	ADJ
cjfa-12565	261	8	performance	performance	NOUN
cjfa-12565	261	9	of	of	ADP
cjfa-12565	261	10	banks	bank	NOUN
cjfa-12565	261	11	,	,	PUNCT
cjfa-12565	261	12	it	it	PRON
cjfa-12565	261	13	may	may	AUX
cjfa-12565	261	14	be	be	AUX
cjfa-12565	261	15	concluded	conclude	VERB
cjfa-12565	261	16	that	that	SCONJ
cjfa-12565	261	17	the	the	DET
cjfa-12565	261	18	market	market	NOUN
cjfa-12565	261	19	share	share	NOUN
cjfa-12565	261	20	is	be	AUX
cjfa-12565	261	21	not	not	PART
cjfa-12565	261	22	a	a	DET
cjfa-12565	261	23	major	major	ADJ
cjfa-12565	261	24	factor	factor	NOUN
cjfa-12565	261	25	in	in	ADP
cjfa-12565	261	26	the	the	DET
cjfa-12565	261	27	effective	effective	ADJ
cjfa-12565	261	28	work	work	NOUN
cjfa-12565	261	29	of	of	ADP
cjfa-12565	261	30	the	the	DET
cjfa-12565	261	31	organization	organization	NOUN
cjfa-12565	261	32	.	.	PUNCT
cjfa-12565	262	1	other	other	ADJ
cjfa-12565	262	2	important	important	ADJ
cjfa-12565	262	3	factors	factor	NOUN
cjfa-12565	262	4	are	be	AUX
cjfa-12565	262	5	difference	difference	NOUN
cjfa-12565	262	6	in	in	ADP
cjfa-12565	262	7	marketing	marketing	NOUN
cjfa-12565	262	8	strategies	strategy	NOUN
cjfa-12565	262	9	,	,	PUNCT
cjfa-12565	262	10	the	the	DET
cjfa-12565	262	11	target	target	NOUN
cjfa-12565	262	12	consumer	consumer	NOUN
cjfa-12565	262	13	,	,	PUNCT
cjfa-12565	262	14	image	image	NOUN
cjfa-12565	262	15	of	of	ADP
cjfa-12565	262	16	banks	bank	NOUN
cjfa-12565	262	17	,	,	PUNCT
cjfa-12565	262	18	which	which	PRON
cjfa-12565	262	19	all	all	PRON
cjfa-12565	262	20	can	can	AUX
cjfa-12565	262	21	influence	influence	VERB
cjfa-12565	262	22	the	the	DET
cjfa-12565	262	23	financial	financial	ADJ
cjfa-12565	262	24	performance	performance	NOUN
cjfa-12565	262	25	of	of	ADP
cjfa-12565	262	26	banks	bank	NOUN
cjfa-12565	262	27	.	.	PUNCT
cjfa-12565	263	1	further	further	ADJ
cjfa-12565	263	2	study	study	NOUN
cjfa-12565	263	3	may	may	AUX
cjfa-12565	263	4	be	be	AUX
cjfa-12565	263	5	directed	direct	VERB
cjfa-12565	263	6	to	to	PART
cjfa-12565	263	7	identify	identify	VERB
cjfa-12565	263	8	the	the	DET
cjfa-12565	263	9	causes	cause	NOUN
cjfa-12565	263	10	of	of	ADP
cjfa-12565	263	11	the	the	DET
cjfa-12565	263	12	differences	difference	NOUN
cjfa-12565	263	13	in	in	ADP
cjfa-12565	263	14	the	the	DET
cjfa-12565	263	15	financial	financial	ADJ
cjfa-12565	263	16	performance	performance	NOUN
cjfa-12565	263	17	of	of	ADP
cjfa-12565	263	18	banks	bank	NOUN
cjfa-12565	263	19	and	and	CCONJ
cjfa-12565	263	20	latvian	latvian	ADJ
cjfa-12565	263	21	banks	bank	NOUN
cjfa-12565	263	22	’	'	PUNCT
cjfa-12565	263	23	future	future	ADJ
cjfa-12565	263	24	perspectives	perspective	NOUN
cjfa-12565	263	25	in	in	ADP
cjfa-12565	263	26	the	the	DET
cjfa-12565	263	27	light	light	NOUN
cjfa-12565	263	28	of	of	ADP
cjfa-12565	263	29	the	the	DET
cjfa-12565	263	30	risks	risk	NOUN
cjfa-12565	263	31	associated	associate	VERB
cjfa-12565	263	32	with	with	ADP
cjfa-12565	263	33	high	high	ADJ
cjfa-12565	263	34	proportion	proportion	NOUN
cjfa-12565	263	35	of	of	ADP
cjfa-12565	263	36	non	non	ADJ
cjfa-12565	263	37	-	-	ADJ
cjfa-12565	263	38	resident	resident	ADJ
cjfa-12565	263	39	customers	customer	NOUN
cjfa-12565	263	40	.	.	PUNCT
cjfa-12565	264	1	it	it	PRON
cjfa-12565	264	2	is	be	AUX
cjfa-12565	264	3	necessary	necessary	ADJ
cjfa-12565	264	4	to	to	PART
cjfa-12565	264	5	investigate	investigate	VERB
cjfa-12565	264	6	the	the	DET
cjfa-12565	264	7	problem	problem	NOUN
cjfa-12565	264	8	of	of	ADP
cjfa-12565	264	9	enlarging	enlarge	VERB
cjfa-12565	264	10	capital	capital	NOUN
cjfa-12565	264	11	adequacy	adequacy	NOUN
cjfa-12565	264	12	radeniss	radeniss	PROPN
cjfa-12565	264	13	krasovskis	krasovskis	PROPN
cjfa-12565	264	14	,	,	PUNCT
cjfa-12565	264	15	andrejs	andrejs	PROPN
cjfa-12565	264	16	limanskis	limanskis	PROPN
cjfa-12565	264	17	,	,	PUNCT
cjfa-12565	264	18	erika	erika	PROPN
cjfa-12565	264	19	pancenko146	pancenko146	PROPN
cjfa-12565	264	20	tios	tios	PROPN
cjfa-12565	264	21	by	by	ADP
cjfa-12565	264	22	increasing	increase	VERB
cjfa-12565	264	23	the	the	DET
cjfa-12565	264	24	proportion	proportion	NOUN
cjfa-12565	264	25	of	of	ADP
cjfa-12565	264	26	equity	equity	NOUN
cjfa-12565	264	27	or	or	CCONJ
cjfa-12565	264	28	decreasing	decrease	VERB
cjfa-12565	264	29	risk	risk	NOUN
cjfa-12565	264	30	weighted	weight	VERB
cjfa-12565	264	31	assets	asset	NOUN
cjfa-12565	264	32	and	and	CCONJ
cjfa-12565	264	33	raising	raise	VERB
cjfa-12565	264	34	liquidity	liquidity	NOUN
cjfa-12565	264	35	ratio	ratio	NOUN
cjfa-12565	264	36	,	,	PUNCT
cjfa-12565	264	37	due	due	ADP
cjfa-12565	264	38	to	to	ADP
cjfa-12565	264	39	basel	basel	PROPN
cjfa-12565	264	40	iii	iii	PROPN
cjfa-12565	264	41	requirements	requirement	NOUN
cjfa-12565	264	42	for	for	ADP
cjfa-12565	264	43	2019	2019	NUM
cjfa-12565	264	44	.	.	PUNCT
cjfa-12565	264	45	 	 	SPACE
cjfa-12565	265	1	references	reference	NOUN
cjfa-12565	265	2	audit	audit	NOUN
cjfa-12565	265	3	-	-	PUNCT
cjfa-12565	265	4	it	it	PRON
cjfa-12565	265	5	(	(	PUNCT
cjfa-12565	265	6	1	1	NUM
cjfa-12565	265	7	)	)	PUNCT
cjfa-12565	265	8	(	(	PUNCT
cjfa-12565	265	9	2016	2016	NUM
cjfa-12565	265	10	)	)	PUNCT
cjfa-12565	265	11	.	.	PUNCT
cjfa-12565	266	1	рентабельность	рентабельность	PROPN
cjfa-12565	266	2	собственного	собственного	PROPN
cjfa-12565	266	3	капитала	капитала	VERB
cjfa-12565	266	4	,	,	PUNCT
cjfa-12565	266	5	http://www.audit	http://www.audit	NOUN
cjfa-12565	266	6	-	-	PUNCT
cjfa-12565	266	7	it	it	PRON
cjfa-12565	266	8	.	.	PUNCT
cjfa-12565	267	1	ru	ru	PROPN
cjfa-12565	267	2	/	/	SYM
cjfa-12565	267	3	finanaliz	finanaliz	NOUN
cjfa-12565	267	4	/	/	SYM
cjfa-12565	267	5	terms	term	NOUN
cjfa-12565	267	6	/	/	SYM
cjfa-12565	267	7	performance	performance	NOUN
cjfa-12565	267	8	/	/	SYM
cjfa-12565	267	9	return_on_equity.html	return_on_equity.html	PRON
cjfa-12565	267	10	(	(	PUNCT
cjfa-12565	267	11	accessed	access	VERB
cjfa-12565	267	12	:	:	PUNCT
cjfa-12565	267	13	04.05.2016	04.05.2016	NUM
cjfa-12565	267	14	)	)	PUNCT
cjfa-12565	267	15	.	.	PUNCT
cjfa-12565	268	1	audit	audit	NOUN
cjfa-12565	268	2	-	-	PUNCT
cjfa-12565	268	3	it	it	PRON
cjfa-12565	268	4	(	(	PUNCT
cjfa-12565	268	5	2	2	NUM
cjfa-12565	268	6	)	)	PUNCT
cjfa-12565	268	7	(	(	PUNCT
cjfa-12565	268	8	2016	2016	NUM
cjfa-12565	268	9	)	)	PUNCT
cjfa-12565	268	10	.	.	PUNCT
cjfa-12565	269	1	ликвидность	ликвидность	PROPN
cjfa-12565	269	2	.	.	PUNCT
cjfa-12565	269	3	расчет	расчет	PROPN
cjfa-12565	269	4	коэффициентов	коэффициентов	PROPN
cjfa-12565	269	5	ликвидности	ликвидности	PROPN
cjfa-12565	269	6	,	,	PUNCT
cjfa-12565	269	7	http://	http://	PROPN
cjfa-12565	269	8	www.audit-it.ru/finanaliz/terms/liquidity/calculation_of_liquidity.html	www.audit-it.ru/finanaliz/terms/liquidity/calculation_of_liquidity.html	NOUN
cjfa-12565	269	9	(	(	PUNCT
cjfa-12565	269	10	accessed	access	VERB
cjfa-12565	269	11	:	:	PUNCT
cjfa-12565	269	12	04.05.2016	04.05.2016	NUM
cjfa-12565	269	13	)	)	PUNCT
cjfa-12565	269	14	.	.	PUNCT
cjfa-12565	270	1	audit	audit	NOUN
cjfa-12565	270	2	-	-	PUNCT
cjfa-12565	270	3	it	it	PRON
cjfa-12565	270	4	(	(	PUNCT
cjfa-12565	270	5	3	3	NUM
cjfa-12565	270	6	)	)	PUNCT
cjfa-12565	270	7	(	(	PUNCT
cjfa-12565	270	8	2016	2016	NUM
cjfa-12565	270	9	)	)	PUNCT
cjfa-12565	270	10	.	.	PUNCT
cjfa-12565	271	1	коэффициент	коэффициент	PROPN
cjfa-12565	271	2	автономии	автономии	PROPN
cjfa-12565	271	3	,	,	PUNCT
cjfa-12565	271	4	http://www.audit-it.ru/finanaliz/	http://www.audit-it.ru/finanaliz/	PROPN
cjfa-12565	271	5	terms	term	NOUN
cjfa-12565	271	6	/	/	SYM
cjfa-12565	271	7	solvency	solvency	NOUN
cjfa-12565	271	8	/	/	SYM
cjfa-12565	271	9	coefficient_of_autonomy.html	coefficient_of_autonomy.html	PROPN
cjfa-12565	271	10	(	(	PUNCT
cjfa-12565	271	11	accessed	access	VERB
cjfa-12565	271	12	:	:	PUNCT
cjfa-12565	271	13	04.05.2016	04.05.2016	NUM
cjfa-12565	271	14	)	)	PUNCT
cjfa-12565	271	15	.	.	PUNCT
cjfa-12565	272	1	banku	banku	PROPN
cjfa-12565	272	2	sektors	sektors	PROPN
cjfa-12565	272	3	skaitļos	skaitļos	VERB
cjfa-12565	272	4	(	(	PUNCT
cjfa-12565	272	5	2016	2016	NUM
cjfa-12565	272	6	)	)	PUNCT
cjfa-12565	272	7	.	.	PUNCT
cjfa-12565	273	1	latvijas	latvijas	PROPN
cjfa-12565	273	2	banka	banka	PROPN
cjfa-12565	273	3	,	,	PUNCT
cjfa-12565	273	4	finanšu	finanšu	PROPN
cjfa-12565	273	5	un	un	PROPN
cjfa-12565	273	6	kapitāla	kapitāla	PROPN
cjfa-12565	273	7	tirgus	tirgus	PROPN
cjfa-12565	273	8	komisija	komisija	PROPN
cjfa-12565	273	9	un	un	PROPN
cjfa-12565	273	10	banku	banku	PROPN
cjfa-12565	273	11	sniegtā	sniegtā	PROPN
cjfa-12565	273	12	informācija	informācija	NOUN
cjfa-12565	273	13	,	,	PUNCT
cjfa-12565	273	14	http://lka.org.lv/lv/statistika	http://lka.org.lv/lv/statistika	X
cjfa-12565	273	15	(	(	PUNCT
cjfa-12565	273	16	accessed	access	VERB
cjfa-12565	273	17	:	:	PUNCT
cjfa-12565	273	18	01.05.2016	01.05.2016	NUM
cjfa-12565	273	19	)	)	PUNCT
cjfa-12565	273	20	.	.	PUNCT
cjfa-12565	274	1	basel	basel	PROPN
cjfa-12565	274	2	committee	committee	PROPN
cjfa-12565	274	3	on	on	ADP
cjfa-12565	274	4	banking	banking	NOUN
cjfa-12565	274	5	supervision	supervision	NOUN
cjfa-12565	274	6	(	(	PUNCT
cjfa-12565	274	7	2013	2013	NUM
cjfa-12565	274	8	)	)	PUNCT
cjfa-12565	274	9	.	.	PUNCT
cjfa-12565	275	1	basel	basel	PROPN
cjfa-12565	275	2	iii	iii	PROPN
cjfa-12565	275	3	:	:	PUNCT
cjfa-12565	275	4	the	the	DET
cjfa-12565	275	5	liquidity	liquidity	NOUN
cjfa-12565	275	6	coverage	coverage	NOUN
cjfa-12565	275	7	ratio	ratio	NOUN
cjfa-12565	275	8	and	and	CCONJ
cjfa-12565	275	9	liquidity	liquidity	NOUN
cjfa-12565	275	10	risk	risk	NOUN
cjfa-12565	275	11	monitoring	monitoring	NOUN
cjfa-12565	275	12	tools	tool	NOUN
cjfa-12565	275	13	.	.	PUNCT
cjfa-12565	276	1	bank	bank	NOUN
cjfa-12565	276	2	for	for	ADP
cjfa-12565	276	3	international	international	ADJ
cjfa-12565	276	4	settlements	settlement	NOUN
cjfa-12565	276	5	,	,	PUNCT
cjfa-12565	276	6	http://	http://	PROPN
cjfa-12565	276	7	www.bis.org/publ/bcbs238.pdf	www.bis.org/publ/bcbs238.pdf	PROPN
cjfa-12565	276	8	(	(	PUNCT
cjfa-12565	276	9	accessed	access	VERB
cjfa-12565	276	10	:	:	PUNCT
cjfa-12565	276	11	01.05.2016	01.05.2016	NUM
cjfa-12565	276	12	)	)	PUNCT
cjfa-12565	276	13	.	.	PUNCT
cjfa-12565	277	1	basel	basel	PROPN
cjfa-12565	277	2	iii	iii	PROPN
cjfa-12565	277	3	and	and	CCONJ
cjfa-12565	277	4	european	european	ADJ
cjfa-12565	277	5	banking	banking	NOUN
cjfa-12565	277	6	:	:	PUNCT
cjfa-12565	277	7	its	its	PRON
cjfa-12565	277	8	impact	impact	NOUN
cjfa-12565	277	9	,	,	PUNCT
cjfa-12565	277	10	how	how	SCONJ
cjfa-12565	277	11	banks	bank	NOUN
cjfa-12565	277	12	might	might	AUX
cjfa-12565	277	13	respond	respond	VERB
cjfa-12565	277	14	,	,	PUNCT
cjfa-12565	277	15	and	and	CCONJ
cjfa-12565	277	16	the	the	DET
cjfa-12565	277	17	challenges	challenge	NOUN
cjfa-12565	277	18	of	of	ADP
cjfa-12565	277	19	implementation	implementation	NOUN
cjfa-12565	277	20	(	(	PUNCT
cjfa-12565	277	21	2010	2010	NUM
cjfa-12565	277	22	)	)	PUNCT
cjfa-12565	277	23	.	.	PUNCT
cjfa-12565	278	1	emea	emea	PROPN
cjfa-12565	278	2	banking	banking	PROPN
cjfa-12565	278	3	,	,	PUNCT
cjfa-12565	278	4	mckinsey	mckinsey	NOUN
cjfa-12565	278	5	&	&	CCONJ
cjfa-12565	278	6	company	company	PROPN
cjfa-12565	278	7	,	,	PUNCT
cjfa-12565	278	8	26	26	NUM
cjfa-12565	278	9	,	,	PUNCT
cjfa-12565	278	10	http://	http://	PROPN
cjfa-12565	278	11	www.mckinsey.com/business-functions/risk/our-insights/basel-iii-and-european-banking	www.mckinsey.com/business-functions/risk/our-insights/basel-iii-and-european-banke	VERB
cjfa-12565	278	12	(	(	PUNCT
cjfa-12565	278	13	accessed	access	VERB
cjfa-12565	278	14	:	:	PUNCT
cjfa-12565	278	15	21.04.2016	21.04.2016	NUM
cjfa-12565	278	16	)	)	PUNCT
cjfa-12565	278	17	.	.	PUNCT
cjfa-12565	279	1	bikker	bikker	PROPN
cjfa-12565	279	2	,	,	PUNCT
cjfa-12565	279	3	j.a	j.a	PROPN
cjfa-12565	279	4	.	.	PROPN
cjfa-12565	279	5	,	,	PUNCT
cjfa-12565	279	6	haaf	haaf	PROPN
cjfa-12565	279	7	,	,	PUNCT
cjfa-12565	279	8	k.	k.	PROPN
cjfa-12565	279	9	(	(	PUNCT
cjfa-12565	279	10	2002	2002	NUM
cjfa-12565	279	11	)	)	PUNCT
cjfa-12565	279	12	.	.	PUNCT
cjfa-12565	280	1	measures	measure	NOUN
cjfa-12565	280	2	of	of	ADP
cjfa-12565	280	3	competition	competition	NOUN
cjfa-12565	280	4	and	and	CCONJ
cjfa-12565	280	5	concentration	concentration	NOUN
cjfa-12565	280	6	in	in	ADP
cjfa-12565	280	7	the	the	DET
cjfa-12565	280	8	banking	banking	NOUN
cjfa-12565	280	9	industry	industry	NOUN
cjfa-12565	280	10	:	:	PUNCT
cjfa-12565	280	11	a	a	DET
cjfa-12565	280	12	review	review	NOUN
cjfa-12565	280	13	of	of	ADP
cjfa-12565	280	14	the	the	DET
cjfa-12565	280	15	literature	literature	NOUN
cjfa-12565	280	16	.	.	PUNCT
cjfa-12565	281	1	central	central	ADJ
cjfa-12565	281	2	bank	bank	PROPN
cjfa-12565	281	3	of	of	ADP
cjfa-12565	281	4	the	the	DET
cjfa-12565	281	5	netherlands	netherlands	PROPN
cjfa-12565	281	6	,	,	PUNCT
cjfa-12565	281	7	http://	http://	PROPN
cjfa-12565	281	8	www.dnb.nl/en/binaries/measures%20of%20competition_tcm47-145799.pdf	www.dnb.nl/en/binaries/measures%20of%20competition_tcm47-145799.pdf	PROPN
cjfa-12565	281	9	(	(	PUNCT
cjfa-12565	281	10	accessed	access	VERB
cjfa-12565	281	11	:	:	PUNCT
cjfa-12565	281	12	14.05.2016	14.05.2016	NUM
cjfa-12565	281	13	)	)	PUNCT
cjfa-12565	281	14	.	.	PUNCT
cjfa-12565	282	1	grandars	grandar	NOUN
cjfa-12565	282	2	(	(	PUNCT
cjfa-12565	282	3	2016	2016	NUM
cjfa-12565	282	4	)	)	PUNCT
cjfa-12565	282	5	.	.	PUNCT
cjfa-12565	283	1	индекс	индекс	PROPN
cjfa-12565	283	2	херфиндаля	херфиндаля	PROPN
cjfa-12565	283	3	-	-	PUNCT
cjfa-12565	283	4	хиршмана	хиршмана	NOUN
cjfa-12565	283	5	,	,	PUNCT
cjfa-12565	283	6	http://www.grandars.ru/student/ekonomicheskaya-teoriya/indeks-herfindalya-hirshmana.html	http://www.grandars.ru/student/ekonomicheskaya-teoriya/indeks-herfindalya-hirshmana.html	PRON
cjfa-12565	283	7	(	(	PUNCT
cjfa-12565	283	8	accessed	access	VERB
cjfa-12565	283	9	:	:	PUNCT
cjfa-12565	283	10	07.05.2016	07.05.2016	NUM
cjfa-12565	283	11	)	)	PUNCT
cjfa-12565	283	12	.	.	PUNCT
cjfa-12565	284	1	kudinska	kudinska	PROPN
cjfa-12565	284	2	,	,	PUNCT
cjfa-12565	284	3	m.	m.	NOUN
cjfa-12565	284	4	(	(	PUNCT
cjfa-12565	284	5	2008	2008	NUM
cjfa-12565	284	6	)	)	PUNCT
cjfa-12565	284	7	.	.	PUNCT
cjfa-12565	285	1	kreditēšana	kreditēšana	PROPN
cjfa-12565	285	2	:	:	PUNCT
cjfa-12565	285	3	mācību	mācību	PROPN
cjfa-12565	285	4	grāmata	grāmata	NOUN
cjfa-12565	285	5	.	.	PUNCT
cjfa-12565	286	1	riga	riga	ADJ
cjfa-12565	286	2	:	:	PUNCT
cjfa-12565	286	3	latvijas	latvijas	PROPN
cjfa-12565	286	4	komercbanku	komercbanku	PROPN
cjfa-12565	286	5	asociācija	asociācija	VERB
cjfa-12565	286	6	.	.	PUNCT
cjfa-12565	287	1	konsultāciju	konsultāciju	PROPN
cjfa-12565	287	2	un	un	PROPN
cjfa-12565	287	3	mācību	mācību	PROPN
cjfa-12565	287	4	centrs	centrs	PROPN
cjfa-12565	287	5	.	.	PUNCT
cjfa-12565	288	1	publiskie	publiskie	PROPN
cjfa-12565	288	2	ceturkšņa	ceturkšņa	VERB
cjfa-12565	288	3	pārskati	pārskati	NOUN
cjfa-12565	288	4	banku	banku	PROPN
cjfa-12565	288	5	dalījumā	dalījumā	PROPN
cjfa-12565	288	6	(	(	PUNCT
cjfa-12565	288	7	2016	2016	NUM
cjfa-12565	288	8	)	)	PUNCT
cjfa-12565	288	9	.	.	PUNCT
cjfa-12565	289	1	fktk	fktk	PROPN
cjfa-12565	289	2	,	,	PUNCT
cjfa-12565	289	3	http://www.fktk.lv/lv/statistika/kreditiestades/publiskie-ceturksna-parskati-i.html	http://www.fktk.lv/lv/statistika/kreditiestades/publiskie-ceturksna-parskati-i.html	PROPN
cjfa-12565	289	4	(	(	PUNCT
cjfa-12565	289	5	accessed	access	VERB
cjfa-12565	289	6	:	:	PUNCT
cjfa-12565	289	7	02.05.2016	02.05.2016	PROPN
cjfa-12565	289	8	)	)	PUNCT
cjfa-12565	289	9	.	.	PUNCT
cjfa-12565	290	1	world	world	PROPN
cjfa-12565	290	2	bank	bank	PROPN
cjfa-12565	290	3	.	.	PUNCT
cjfa-12565	291	1	banking	banking	NOUN
cjfa-12565	291	2	competition	competition	NOUN
cjfa-12565	291	3	(	(	PUNCT
cjfa-12565	291	4	2016	2016	NUM
cjfa-12565	291	5	)	)	PUNCT
cjfa-12565	291	6	.	.	PUNCT
cjfa-12565	292	1	http://www.worldbank.org/en/publication/	http://www.worldbank.org/en/publication/	PROPN
cjfa-12565	292	2	gfdr	gfdr	NOUN
cjfa-12565	292	3	/	/	SYM
cjfa-12565	292	4	background	background	NOUN
cjfa-12565	292	5	/	/	SYM
cjfa-12565	292	6	banking	banking	NOUN
cjfa-12565	292	7	-	-	PUNCT
cjfa-12565	292	8	competition	competition	NOUN
cjfa-12565	292	9	(	(	PUNCT
cjfa-12565	292	10	accessed	access	VERB
cjfa-12565	292	11	:	:	PUNCT
cjfa-12565	292	12	13.01.2017	13.01.2017	NUM
cjfa-12565	292	13	)	)	PUNCT
cjfa-12565	292	14	.	.	PUNCT
cjfa-12565	293	1	авдашева	авдашева	PROPN
cjfa-12565	293	2	,	,	PUNCT
cjfa-12565	293	3	с.б	с.б	PROPN
cjfa-12565	293	4	.	.	PROPN
cjfa-12565	293	5	,	,	PUNCT
cjfa-12565	293	6	розанова	розанова	NOUN
cjfa-12565	293	7	,	,	PUNCT
cjfa-12565	293	8	н.м	н.м	PROPN
cjfa-12565	293	9	.	.	PROPN
cjfa-12565	293	10	(	(	PUNCT
cjfa-12565	293	11	1998	1998	NUM
cjfa-12565	293	12	)	)	PUNCT
cjfa-12565	293	13	.	.	PUNCT
cjfa-12565	294	1	теория	теория	NOUN
cjfa-12565	294	2	организации	организации	VERB
cjfa-12565	294	3	отраслевых	отраслевых	NOUN
cjfa-12565	294	4	рынков	рынков	NOUN
cjfa-12565	294	5	.	.	PUNCT
cjfa-12565	295	1	москва	москва	PROPN
cjfa-12565	295	2	:	:	PUNCT
cjfa-12565	296	1	магистр	магистр	PROPN
cjfa-12565	296	2	.	.	PUNCT
cjfa-12565	297	1	акаева	акаева	PROPN
cjfa-12565	297	2	,	,	PUNCT
cjfa-12565	298	1	а.и	а.и	PROPN
cjfa-12565	298	2	.	.	PROPN
cjfa-12565	298	3	(	(	PUNCT
cjfa-12565	298	4	2014	2014	NUM
cjfa-12565	298	5	)	)	PUNCT
cjfa-12565	298	6	.	.	PUNCT
cjfa-12565	299	1	особенности	особенности	PROPN
cjfa-12565	299	2	риск	риск	NOUN
cjfa-12565	299	3	-	-	PUNCT
cjfa-12565	299	4	ориентированного	ориентированного	VERB
cjfa-12565	299	5	надзора	надзора	PROPN
cjfa-12565	299	6	«	«	PUNCT
cjfa-12565	299	7	базель	базель	PROPN
cjfa-12565	299	8	iii	iii	NUM
cjfa-12565	299	9	»	»	X
cjfa-12565	299	10	//	//	SYM
cjfa-12565	299	11	молодой	молодой	NOUN
cjfa-12565	299	12	ученый	ученый	NOUN
cjfa-12565	299	13	,	,	PUNCT
cjfa-12565	299	14	http://www.moluch.ru/archive/63/9771	http://www.moluch.ru/archive/63/9771	NOUN
cjfa-12565	299	15	(	(	PUNCT
cjfa-12565	299	16	accessed	access	VERB
cjfa-12565	299	17	:	:	PUNCT
cjfa-12565	299	18	11.05.2016	11.05.2016	NUM
cjfa-12565	299	19	)	)	PUNCT
cjfa-12565	299	20	.	.	PUNCT
cjfa-12565	300	1	балинова	балинова	ADJ
cjfa-12565	300	2	,	,	PUNCT
cjfa-12565	300	3	в.с	в.с	PROPN
cjfa-12565	300	4	.	.	PROPN
cjfa-12565	300	5	(	(	PUNCT
cjfa-12565	300	6	2004	2004	NUM
cjfa-12565	300	7	)	)	PUNCT
cjfa-12565	300	8	.	.	PUNCT
cjfa-12565	301	1	статистика	статистика	PROPN
cjfa-12565	301	2	в	в	PROPN
cjfa-12565	301	3	вопросах	вопросах	NOUN
cjfa-12565	301	4	и	и	PROPN
cjfa-12565	301	5	ответах	ответах	NOUN
cjfa-12565	301	6	.	.	PUNCT
cjfa-12565	302	1	учеб	учеб	PROPN
cjfa-12565	302	2	.	.	PUNCT
cjfa-12565	302	3	пособие	пособие	NOUN
cjfa-12565	302	4	–	–	PUNCT
cjfa-12565	302	5	тк	тк	PROPN
cjfa-12565	302	6	велби	велби	NOUN
cjfa-12565	302	7	.	.	PUNCT
cjfa-12565	303	1	изд	изд	NOUN
cjfa-12565	303	2	-	-	PUNCT
cjfa-12565	303	3	во	во	NOUN
cjfa-12565	303	4	проспект	проспект	ADJ
cjfa-12565	303	5	.	.	PUNCT
cjfa-12565	304	1	газизуллин	газизуллин	PROPN
cjfa-12565	304	2	,	,	PUNCT
cjfa-12565	304	3	н.ф	н.ф	PROPN
cjfa-12565	304	4	.	.	PROPN
cjfa-12565	304	5	,	,	PUNCT
cjfa-12565	304	6	нуруллина	нуруллина	VERB
cjfa-12565	304	7	,	,	PUNCT
cjfa-12565	304	8	а.х	а.х	PROPN
cjfa-12565	304	9	.	.	PROPN
cjfa-12565	304	10	,	,	PUNCT
cjfa-12565	304	11	(	(	PUNCT
cjfa-12565	304	12	2010	2010	NUM
cjfa-12565	304	13	)	)	PUNCT
cjfa-12565	304	14	.	.	PUNCT
cjfa-12565	305	1	конкурентоспособность	конкурентоспособность	PROPN
cjfa-12565	305	2	экономики	экономики	PROPN
cjfa-12565	305	3	:	:	PUNCT
cjfa-12565	305	4	комплексный	комплексный	NOUN
cjfa-12565	305	5	подход	подход	NOUN
cjfa-12565	305	6	,	,	PUNCT
cjfa-12565	305	7	http://cyberleninka.ru/article/n/konkurentosposobnostekonomiki-kompleksnyy-podhod	http://cyberleninka.ru/article/n/konkurentosposobnostekonomiki-kompleksnyy-podhod	NOUN
cjfa-12565	305	8	(	(	PUNCT
cjfa-12565	305	9	accessed	access	VERB
cjfa-12565	305	10	:	:	PUNCT
cjfa-12565	305	11	09.05.2016	09.05.2016	NUM
cjfa-12565	305	12	)	)	PUNCT
cjfa-12565	305	13	.	.	PUNCT
cjfa-12565	306	1	measuring	measure	VERB
cjfa-12565	306	2	competitiveness	competitiveness	NOUN
cjfa-12565	306	3	of	of	ADP
cjfa-12565	306	4	banks	bank	NOUN
cjfa-12565	306	5	in	in	ADP
cjfa-12565	306	6	latvia	latvia	PROPN
cjfa-12565	306	7	147	147	NUM
cjfa-12565	306	8	жарковская	жарковская	PROPN
cjfa-12565	306	9	,	,	PUNCT
cjfa-12565	306	10	е.п	е.п	PROPN
cjfa-12565	306	11	.	.	PUNCT
cjfa-12565	307	1	(	(	PUNCT
cjfa-12565	307	2	2010	2010	NUM
cjfa-12565	307	3	)	)	PUNCT
cjfa-12565	307	4	.	.	PUNCT
cjfa-12565	308	1	банковское	банковское	VERB
cjfa-12565	308	2	дело	дело	PROPN
cjfa-12565	308	3	:	:	PUNCT
cjfa-12565	308	4	учебник	учебник	PROPN
cjfa-12565	308	5	для	для	PROPN
cjfa-12565	308	6	студентов	студентов	PROPN
cjfa-12565	308	7	вузов	вузов	PROPN
cjfa-12565	308	8	.	.	PUNCT
cjfa-12565	309	1	7	7	NUM
cjfa-12565	309	2	-	-	PUNCT
cjfa-12565	309	3	ое	ое	PRON
cjfa-12565	309	4	издание	издание	NOUN
cjfa-12565	309	5	.	.	PUNCT
cjfa-12565	310	1	москва	москва	PROPN
cjfa-12565	310	2	:	:	PUNCT
cjfa-12565	310	3	омега	омега	PROPN
cjfa-12565	310	4	-	-	PUNCT
cjfa-12565	310	5	л	л	PROPN
cjfa-12565	310	6	.	.	PUNCT
cjfa-12565	310	7	каганов	каганов	PROPN
cjfa-12565	310	8	,	,	PUNCT
cjfa-12565	310	9	в.ш	в.ш	PROPN
cjfa-12565	310	10	.	.	PROPN
cjfa-12565	311	1	(	(	PUNCT
cjfa-12565	311	2	2012	2012	NUM
cjfa-12565	311	3	)	)	PUNCT
cjfa-12565	311	4	.	.	PUNCT
cjfa-12565	312	1	корпоративное	корпоративное	VERB
cjfa-12565	312	2	обучение	обучение	PROPN
cjfa-12565	312	3	как	как	PROPN
cjfa-12565	312	4	фактор	фактор	PROPN
cjfa-12565	312	5	обеспечения	обеспечения	PROPN
cjfa-12565	312	6	конкурентоспособности	конкурентоспособности	PROPN
cjfa-12565	312	7	российских	российских	ADP
cjfa-12565	312	8	предпринимательских	предпринимательских	NOUN
cjfa-12565	312	9	структур	структур	PROPN
cjfa-12565	312	10	,	,	PUNCT
cjfa-12565	312	11	http://www.dissercat.com/	http://www.dissercat.com/	NOUN
cjfa-12565	312	12	content	content	NOUN
cjfa-12565	312	13	/	/	SYM
cjfa-12565	312	14	korporativnoe	korporativnoe	NOUN
cjfa-12565	312	15	-	-	PUNCT
cjfa-12565	312	16	obuchenie	obuchenie	PROPN
cjfa-12565	312	17	-	-	PUNCT
cjfa-12565	312	18	kak	kak	NOUN
cjfa-12565	312	19	-	-	PUNCT
cjfa-12565	312	20	faktor	faktor	NOUN
cjfa-12565	312	21	-	-	PUNCT
cjfa-12565	312	22	obespecheniya	obespecheniya	NOUN
cjfa-12565	312	23	-	-	PUNCT
cjfa-12565	312	24	konkurentosposobnosti	konkurentosposobnosti	PROPN
cjfa-12565	312	25	-	-	PUNCT
cjfa-12565	312	26	ro	ro	NOUN
cjfa-12565	312	27	ssiiskikh	ssiiskikh	NOUN
cjfa-12565	312	28	-	-	PUNCT
cjfa-12565	312	29	predprini	predprini	NOUN
cjfa-12565	312	30	(	(	PUNCT
cjfa-12565	312	31	accessed	access	VERB
cjfa-12565	312	32	25.04.2016	25.04.2016	NUM
cjfa-12565	312	33	)	)	PUNCT
cjfa-12565	312	34	.	.	PUNCT
cjfa-12565	313	1	кисилевич	кисилевич	PROPN
cjfa-12565	313	2	,	,	PUNCT
cjfa-12565	313	3	ю.в	ю.в	PROPN
cjfa-12565	313	4	.	.	PROPN
cjfa-12565	313	5	,	,	PUNCT
cjfa-12565	313	6	(	(	PUNCT
cjfa-12565	313	7	2012	2012	NUM
cjfa-12565	313	8	)	)	PUNCT
cjfa-12565	313	9	.	.	PUNCT
cjfa-12565	314	1	особенности	особенности	PROPN
cjfa-12565	314	2	анализа	анализа	VERB
cjfa-12565	314	3	конкуренции	конкуренции	PROPN
cjfa-12565	314	4	в	в	PROPN
cjfa-12565	314	5	банковской	банковской	NOUN
cjfa-12565	314	6	отрасли	отрасли	NOUN
cjfa-12565	314	7	,	,	PUNCT
cjfa-12565	314	8	http://viperson.ru/articles/osobennosti-analiza-konkurentsii-v-bankovskoy-otrasli	http://viperson.ru/articles/osobennosti-analiza-konkurentsii-v-bankovskoy-otrasli	PUNCT
cjfa-12565	314	9	(	(	PUNCT
cjfa-12565	314	10	accessed	access	VERB
cjfa-12565	314	11	:	:	PUNCT
cjfa-12565	314	12	20.04.2016	20.04.2016	NUM
cjfa-12565	314	13	)	)	PUNCT
cjfa-12565	314	14	.	.	PUNCT
cjfa-12565	315	1	коломийченко	коломийченко	PROPN
cjfa-12565	315	2	,	,	PUNCT
cjfa-12565	315	3	о.в	о.в	PROPN
cjfa-12565	315	4	.	.	PROPN
cjfa-12565	315	5	,	,	PUNCT
cjfa-12565	315	6	(	(	PUNCT
cjfa-12565	315	7	2003	2003	NUM
cjfa-12565	315	8	)	)	PUNCT
cjfa-12565	315	9	.	.	PUNCT
cjfa-12565	316	1	антимонопольная	антимонопольная	PROPN
cjfa-12565	316	2	политика	политика	PROPN
cjfa-12565	316	3	на	на	PROPN
cjfa-12565	316	4	рынке	рынке	PROPN
cjfa-12565	316	5	финансовых	финансовых	PROPN
cjfa-12565	316	6	услуг	услуг	PROPN
cjfa-12565	316	7	//	//	PROPN
cjfa-12565	316	8	конкуренция	конкуренция	PROPN
cjfa-12565	316	9	и	и	PROPN
cjfa-12565	316	10	рынок	рынок	PROPN
cjfa-12565	316	11	.	.	PUNCT
cjfa-12565	317	1	комарова	комарова	PROPN
cjfa-12565	317	2	,	,	PUNCT
cjfa-12565	317	3	к	к	X
cjfa-12565	317	4	.	.	PUNCT
cjfa-12565	318	1	бдм	бдм	NOUN
cjfa-12565	318	2	.	.	PUNCT
cjfa-12565	319	1	банки	банки	PROPN
cjfa-12565	319	2	и	и	PROPN
cjfa-12565	319	3	деловой	деловой	NOUN
cjfa-12565	319	4	мир	мир	NOUN
cjfa-12565	319	5	.	.	PUNCT
cjfa-12565	320	1	n	n	PROPN
cjfa-12565	320	2	6	6	NUM
cjfa-12565	320	3	.	.	PUNCT
cjfa-12565	321	1	июнь	июнь	PROPN
cjfa-12565	322	1	2012	2012	NUM
cjfa-12565	322	2	г	г	PROPN
cjfa-12565	322	3	.	.	PUNCT
cjfa-12565	322	4	http://base.garant	http://base.garant	PROPN
cjfa-12565	322	5	.	.	PUNCT
cjfa-12565	323	1	ru/58089290	ru/58089290	PROPN
cjfa-12565	323	2	(	(	PUNCT
cjfa-12565	323	3	accessed	access	VERB
cjfa-12565	323	4	:	:	PUNCT
cjfa-12565	323	5	12.05.2016	12.05.2016	NUM
cjfa-12565	323	6	)	)	PUNCT
cjfa-12565	323	7	.	.	PUNCT
cjfa-12565	324	1	пасс	пасс	PROPN
cjfa-12565	324	2	,	,	PUNCT
cjfa-12565	324	3	к	к	PROPN
cjfa-12565	324	4	.	.	PROPN
cjfa-12565	324	5	,	,	PUNCT
cjfa-12565	324	6	лоуз	лоуз	PROPN
cjfa-12565	324	7	,	,	PUNCT
cjfa-12565	324	8	б	б	NOUN
cjfa-12565	324	9	.	.	NOUN
cjfa-12565	324	10	,	,	PUNCT
cjfa-12565	324	11	дэвис	дэвис	NOUN
cjfa-12565	324	12	,	,	PUNCT
cjfa-12565	324	13	л	л	PROPN
cjfa-12565	324	14	.	.	PUNCT
cjfa-12565	325	1	(	(	PUNCT
cjfa-12565	325	2	1998	1998	NUM
cjfa-12565	325	3	)	)	PUNCT
cjfa-12565	325	4	.	.	PUNCT
cjfa-12565	326	1	словарь	словарь	PROPN
cjfa-12565	326	2	по	по	PROPN
cjfa-12565	326	3	экономике	экономике	PROPN
cjfa-12565	326	4	.	.	PUNCT
cjfa-12565	327	1	санкт	санкт	PROPN
cjfa-12565	327	2	-	-	PROPN
cjfa-12565	327	3	петербург	петербург	NOUN
cjfa-12565	327	4	:	:	PUNCT
cjfa-12565	327	5	экономическая	экономическая	ADJ
cjfa-12565	327	6	школа	школа	NOUN
cjfa-12565	327	7	.	.	PUNCT
cjfa-12565	328	1	спбгуэф	спбгуэф	NOUN
cjfa-12565	328	2	.	.	PUNCT
cjfa-12565	329	1	москва	москва	NOUN
cjfa-12565	329	2	:	:	PUNCT
cjfa-12565	329	3	высшая	высшая	ADJ
cjfa-12565	329	4	школа	школа	NOUN
cjfa-12565	329	5	экономики	экономики	NOUN
cjfa-12565	329	6	.	.	PUNCT
cjfa-12565	330	1	симкин	симкин	PROPN
cjfa-12565	330	2	,	,	PUNCT
cjfa-12565	330	3	л	л	PROPN
cjfa-12565	330	4	.	.	PROPN
cjfa-12565	330	5	,	,	PUNCT
cjfa-12565	330	6	дибб	дибб	PROPN
cjfa-12565	330	7	,	,	PUNCT
cjfa-12565	330	8	с	с	PROPN
cjfa-12565	330	9	.	.	PUNCT
cjfa-12565	330	10	(	(	PUNCT
cjfa-12565	330	11	2002	2002	NUM
cjfa-12565	330	12	)	)	PUNCT
cjfa-12565	330	13	.	.	PUNCT
cjfa-12565	331	1	практическое	практическое	PROPN
cjfa-12565	331	2	руководство	руководство	PROPN
cjfa-12565	331	3	по	по	PROPN
cjfa-12565	331	4	сегментированию	сегментированию	PROPN
cjfa-12565	331	5	рынка	рынка	NOUN
cjfa-12565	331	6	.	.	PUNCT
cjfa-12565	332	1	издание	издание	NOUN
cjfa-12565	332	2	1	1	NUM
cjfa-12565	332	3	-	-	PUNCT
cjfa-12565	332	4	ое	ое	NOUN
cjfa-12565	332	5	.	.	NOUN
cjfa-12565	332	6	суслова	суслова	NOUN
cjfa-12565	332	7	,	,	PUNCT
cjfa-12565	332	8	ю.ю	ю.ю	PROPN
cjfa-12565	332	9	.	.	PROPN
cjfa-12565	332	10	(	(	PUNCT
cjfa-12565	332	11	2002	2002	NUM
cjfa-12565	332	12	)	)	PUNCT
cjfa-12565	332	13	.	.	PUNCT
cjfa-12565	333	1	анализ	анализ	PROPN
cjfa-12565	333	2	рынка	рынка	PROPN
cjfa-12565	333	3	потребительских	потребительских	ADV
cjfa-12565	333	4	товаров	товаров	ADV
cjfa-12565	333	5	:	:	PUNCT
cjfa-12565	333	6	учебное	учебное	PROPN
cjfa-12565	333	7	пособие	пособие	PROPN
cjfa-12565	333	8	.	.	PUNCT
cjfa-12565	334	1	хабаров	хабаров	PROPN
cjfa-12565	334	2	,	,	PUNCT
cjfa-12565	334	3	в.и	в.и	PROPN
cjfa-12565	334	4	.	.	PROPN
cjfa-12565	334	5	,	,	PUNCT
cjfa-12565	334	6	попова	попова	PROPN
cjfa-12565	334	7	,	,	PUNCT
cjfa-12565	334	8	н.ю	н.ю	PROPN
cjfa-12565	334	9	.	.	PROPN
cjfa-12565	334	10	(	(	PUNCT
cjfa-12565	334	11	2004	2004	NUM
cjfa-12565	334	12	)	)	PUNCT
cjfa-12565	334	13	.	.	PUNCT
cjfa-12565	335	1	банковский	банковский	NUM
cjfa-12565	335	2	маркетинг	маркетинг	NOUN
cjfa-12565	335	3	.	.	PUNCT
cjfa-12565	336	1	/московская	/московская	PUNCT
cjfa-12565	336	2	финансово	финансово	VERB
cjfa-12565	336	3	-	-	PUNCT
cjfa-12565	336	4	промышленная	промышленная	NOUN
cjfa-12565	336	5	академия	академия	NOUN
cjfa-12565	336	6	.	.	PUNCT