id	sid	tid	token	lemma	pos
cjfa-12569	1	1	copernican	copernican	PROPN
cjfa-12569	1	2	journal	journal	PROPN
cjfa-12569	1	3	of	of	ADP
cjfa-12569	1	4	finance	finance	PROPN
cjfa-12569	1	5	&	&	CCONJ
cjfa-12569	1	6	accounting	accounting	PROPN
cjfa-12569	1	7	e	e	PROPN
cjfa-12569	1	8	-	-	PROPN
cjfa-12569	1	9	issn	issn	PROPN
cjfa-12569	1	10	2300	2300	NUM
cjfa-12569	1	11	-	-	SYM
cjfa-12569	1	12	3065	3065	NUM
cjfa-12569	1	13	p	p	PROPN
cjfa-12569	1	14	-	-	PUNCT
cjfa-12569	1	15	issn	issn	PROPN
cjfa-12569	1	16	2300	2300	NUM
cjfa-12569	1	17	-	-	SYM
cjfa-12569	1	18	12402016	12402016	NUM
cjfa-12569	1	19	,	,	PUNCT
cjfa-12569	1	20	volume	volume	NOUN
cjfa-12569	1	21	5	5	NUM
cjfa-12569	1	22	,	,	PUNCT
cjfa-12569	1	23	issue	issue	NOUN
cjfa-12569	1	24	2	2	NUM
cjfa-12569	1	25	date	date	NOUN
cjfa-12569	1	26	of	of	ADP
cjfa-12569	1	27	submission	submission	NOUN
cjfa-12569	1	28	:	:	PUNCT
cjfa-12569	1	29	december	december	PROPN
cjfa-12569	1	30	14	14	NUM
cjfa-12569	1	31	,	,	PUNCT
cjfa-12569	1	32	2016	2016	NUM
cjfa-12569	1	33	;	;	PUNCT
cjfa-12569	1	34	date	date	NOUN
cjfa-12569	1	35	of	of	ADP
cjfa-12569	1	36	acceptance	acceptance	NOUN
cjfa-12569	1	37	:	:	PUNCT
cjfa-12569	1	38	january	january	PROPN
cjfa-12569	1	39	23	23	NUM
cjfa-12569	1	40	,	,	PUNCT
cjfa-12569	1	41	2017	2017	NUM
cjfa-12569	1	42	.	.	PUNCT
cjfa-12569	2	1	*	*	PUNCT
cjfa-12569	2	2	contact	contact	NOUN
cjfa-12569	2	3	information	information	NOUN
cjfa-12569	2	4	:	:	PUNCT
cjfa-12569	2	5	anna.piotrowska@wsb.torun.pl	anna.piotrowska@wsb.torun.pl	PROPN
cjfa-12569	2	6	,	,	PUNCT
cjfa-12569	2	7	wsb	wsb	PROPN
cjfa-12569	2	8	university	university	PROPN
cjfa-12569	2	9	in	in	ADP
cjfa-12569	2	10	toruń	toruń	PROPN
cjfa-12569	2	11	,	,	PUNCT
cjfa-12569	2	12	młodzieżowa	młodzieżowa	NOUN
cjfa-12569	2	13	31a	31a	NUM
cjfa-12569	2	14	,	,	PUNCT
cjfa-12569	2	15	87	87	NUM
cjfa-12569	2	16	-	-	SYM
cjfa-12569	2	17	100	100	NUM
cjfa-12569	2	18	toruń	toruń	NOUN
cjfa-12569	2	19	,	,	PUNCT
cjfa-12569	2	20	poland	poland	PROPN
cjfa-12569	2	21	,	,	PUNCT
cjfa-12569	2	22	phone	phone	NOUN
cjfa-12569	2	23	:	:	PUNCT
cjfa-12569	2	24	+48	+48	NUM
cjfa-12569	2	25	56	56	NUM
cjfa-12569	2	26	660	660	NUM
cjfa-12569	2	27	92	92	NUM
cjfa-12569	2	28	17	17	NUM
cjfa-12569	2	29	.	.	PUNCT
cjfa-12569	3	1	piotrowska	piotrowska	PROPN
cjfa-12569	3	2	,	,	PUNCT
cjfa-12569	3	3	a.	a.	NOUN
cjfa-12569	3	4	(	(	PUNCT
cjfa-12569	3	5	2016	2016	NUM
cjfa-12569	3	6	)	)	PUNCT
cjfa-12569	3	7	.	.	PUNCT
cjfa-12569	4	1	fields	field	NOUN
cjfa-12569	4	2	of	of	ADP
cjfa-12569	4	3	potential	potential	ADJ
cjfa-12569	4	4	use	use	NOUN
cjfa-12569	4	5	of	of	ADP
cjfa-12569	4	6	cryptocurrencies	cryptocurrencie	NOUN
cjfa-12569	4	7	in	in	ADP
cjfa-12569	4	8	the	the	DET
cjfa-12569	4	9	payment	payment	NOUN
cjfa-12569	4	10	services	service	NOUN
cjfa-12569	4	11	market	market	NOUN
cjfa-12569	4	12	in	in	ADP
cjfa-12569	4	13	poland	poland	PROPN
cjfa-12569	4	14	–	–	PUNCT
cjfa-12569	4	15	results	result	NOUN
cjfa-12569	4	16	of	of	ADP
cjfa-12569	4	17	an	an	DET
cjfa-12569	4	18	empirical	empirical	ADJ
cjfa-12569	4	19	study	study	NOUN
cjfa-12569	4	20	,	,	PUNCT
cjfa-12569	4	21	5(2	5(2	NUM
cjfa-12569	4	22	)	)	PUNCT
cjfa-12569	4	23	,	,	PUNCT
cjfa-12569	4	24	201–217	201–217	NUM
cjfa-12569	4	25	.	.	PUNCT
cjfa-12569	5	1	http://dx.doi.org/10.12775/	http://dx.doi.org/10.12775/	VERB
cjfa-12569	5	2	cjfa.2016.023	cjfa.2016.023	PROPN
cjfa-12569	5	3	anna	anna	PROPN
cjfa-12569	5	4	iwona	iwona	PROPN
cjfa-12569	5	5	piotrowska	piotrowska	PROPN
cjfa-12569	5	6	*	*	PROPN
cjfa-12569	5	7	wsb	wsb	PROPN
cjfa-12569	5	8	university	university	PROPN
cjfa-12569	5	9	in	in	ADP
cjfa-12569	5	10	toruń	toruń	PROPN
cjfa-12569	5	11	fields	field	NOUN
cjfa-12569	5	12	of	of	ADP
cjfa-12569	5	13	potential	potential	ADJ
cjfa-12569	5	14	use	use	NOUN
cjfa-12569	5	15	of	of	ADP
cjfa-12569	5	16	cryptocurrencies	cryptocurrencie	NOUN
cjfa-12569	5	17	in	in	ADP
cjfa-12569	5	18	the	the	DET
cjfa-12569	5	19	payment	payment	NOUN
cjfa-12569	5	20	services	service	NOUN
cjfa-12569	5	21	market	market	NOUN
cjfa-12569	5	22	in	in	ADP
cjfa-12569	5	23	poland	poland	PROPN
cjfa-12569	5	24	–	–	PUNCT
cjfa-12569	5	25	results	result	NOUN
cjfa-12569	5	26	of	of	ADP
cjfa-12569	5	27	an	an	DET
cjfa-12569	5	28	empirical	empirical	ADJ
cjfa-12569	5	29	study	study	NOUN
cjfa-12569	5	30	keywords	keyword	NOUN
cjfa-12569	5	31	:	:	PUNCT
cjfa-12569	5	32	smart	smart	ADJ
cjfa-12569	5	33	cryptocurrency	cryptocurrency	NOUN
cjfa-12569	5	34	,	,	PUNCT
cjfa-12569	5	35	bitcoin	bitcoin	NOUN
cjfa-12569	5	36	,	,	PUNCT
cjfa-12569	5	37	digital	digital	ADJ
cjfa-12569	5	38	payments	payment	NOUN
cjfa-12569	5	39	,	,	PUNCT
cjfa-12569	5	40	financial	financial	ADJ
cjfa-12569	5	41	innovation	innovation	NOUN
cjfa-12569	5	42	.	.	PUNCT
cjfa-12569	6	1	j	j	PROPN
cjfa-12569	6	2	e	e	PROPN
cjfa-12569	6	3	l	l	PROPN
cjfa-12569	6	4	classification	classification	NOUN
cjfa-12569	6	5	:	:	PUNCT
cjfa-12569	6	6	g20	g20	NOUN
cjfa-12569	6	7	,	,	PUNCT
cjfa-12569	6	8	e42	e42	NUM
cjfa-12569	6	9	,	,	PUNCT
cjfa-12569	6	10	o31	o31	NOUN
cjfa-12569	6	11	.	.	PUNCT
cjfa-12569	7	1	abstract	abstract	NOUN
cjfa-12569	7	2	:	:	PUNCT
cjfa-12569	7	3	the	the	DET
cjfa-12569	7	4	payment	payment	NOUN
cjfa-12569	7	5	services	service	NOUN
cjfa-12569	7	6	market	market	NOUN
cjfa-12569	7	7	in	in	ADP
cjfa-12569	7	8	poland	poland	PROPN
cjfa-12569	7	9	is	be	AUX
cjfa-12569	7	10	particularly	particularly	ADV
cjfa-12569	7	11	open	open	ADJ
cjfa-12569	7	12	to	to	ADP
cjfa-12569	7	13	new	new	ADJ
cjfa-12569	7	14	payment	payment	NOUN
cjfa-12569	7	15	solutions	solution	NOUN
cjfa-12569	7	16	.	.	PUNCT
cjfa-12569	8	1	the	the	DET
cjfa-12569	8	2	most	most	ADV
cjfa-12569	8	3	important	important	ADJ
cjfa-12569	8	4	financial	financial	ADJ
cjfa-12569	8	5	innovations	innovation	NOUN
cjfa-12569	8	6	of	of	ADP
cjfa-12569	8	7	the	the	DET
cjfa-12569	8	8	recent	recent	ADJ
cjfa-12569	8	9	years	year	NOUN
cjfa-12569	8	10	include	include	VERB
cjfa-12569	8	11	cryptocurrencies	cryptocurrencie	NOUN
cjfa-12569	8	12	.	.	PUNCT
cjfa-12569	9	1	bitcoin	bitcoin	PROPN
cjfa-12569	9	2	is	be	AUX
cjfa-12569	9	3	the	the	DET
cjfa-12569	9	4	most	most	ADV
cjfa-12569	9	5	well	well	ADV
cjfa-12569	9	6	-	-	PUNCT
cjfa-12569	9	7	known	know	VERB
cjfa-12569	9	8	of	of	ADP
cjfa-12569	9	9	them	they	PRON
cjfa-12569	9	10	and	and	CCONJ
cjfa-12569	9	11	its	its	PRON
cjfa-12569	9	12	applications	application	NOUN
cjfa-12569	9	13	cover	cover	VERB
cjfa-12569	9	14	payments	payment	NOUN
cjfa-12569	9	15	and	and	CCONJ
cjfa-12569	9	16	investments	investment	NOUN
cjfa-12569	9	17	.	.	PUNCT
cjfa-12569	10	1	the	the	DET
cjfa-12569	10	2	article	article	NOUN
cjfa-12569	10	3	aims	aim	VERB
cjfa-12569	10	4	to	to	PART
cjfa-12569	10	5	determine	determine	VERB
cjfa-12569	10	6	the	the	DET
cjfa-12569	10	7	potential	potential	NOUN
cjfa-12569	10	8	for	for	ADP
cjfa-12569	10	9	using	use	VERB
cjfa-12569	10	10	cryptocurrencies	cryptocurrencie	NOUN
cjfa-12569	10	11	in	in	ADP
cjfa-12569	10	12	individual	individual	ADJ
cjfa-12569	10	13	segments	segment	NOUN
cjfa-12569	10	14	of	of	ADP
cjfa-12569	10	15	the	the	DET
cjfa-12569	10	16	payment	payment	NOUN
cjfa-12569	10	17	services	service	NOUN
cjfa-12569	10	18	market	market	NOUN
cjfa-12569	10	19	in	in	ADP
cjfa-12569	10	20	poland	poland	PROPN
cjfa-12569	10	21	.	.	PUNCT
cjfa-12569	11	1	the	the	DET
cjfa-12569	11	2	paper	paper	NOUN
cjfa-12569	11	3	considers	consider	VERB
cjfa-12569	11	4	the	the	DET
cjfa-12569	11	5	following	follow	VERB
cjfa-12569	11	6	research	research	NOUN
cjfa-12569	11	7	hypothesis	hypothesis	NOUN
cjfa-12569	11	8	:	:	PUNCT
cjfa-12569	11	9	representatives	representative	NOUN
cjfa-12569	11	10	of	of	ADP
cjfa-12569	11	11	the	the	DET
cjfa-12569	11	12	financial	financial	ADJ
cjfa-12569	11	13	sector	sector	NOUN
cjfa-12569	11	14	see	see	VERB
cjfa-12569	11	15	a	a	DET
cjfa-12569	11	16	potential	potential	NOUN
cjfa-12569	11	17	for	for	ADP
cjfa-12569	11	18	a	a	DET
cjfa-12569	11	19	widespread	widespread	ADJ
cjfa-12569	11	20	use	use	NOUN
cjfa-12569	11	21	of	of	ADP
cjfa-12569	11	22	cryptocurrencies	cryptocurrencie	NOUN
cjfa-12569	11	23	in	in	ADP
cjfa-12569	11	24	the	the	DET
cjfa-12569	11	25	payment	payment	NOUN
cjfa-12569	11	26	services	service	NOUN
cjfa-12569	11	27	sector	sector	NOUN
cjfa-12569	11	28	in	in	ADP
cjfa-12569	11	29	poland	poland	PROPN
cjfa-12569	11	30	.	.	PUNCT
cjfa-12569	12	1	the	the	DET
cjfa-12569	12	2	aim	aim	NOUN
cjfa-12569	12	3	of	of	ADP
cjfa-12569	12	4	the	the	DET
cjfa-12569	12	5	paper	paper	NOUN
cjfa-12569	12	6	was	be	AUX
cjfa-12569	12	7	achieved	achieve	VERB
cjfa-12569	12	8	and	and	CCONJ
cjfa-12569	12	9	the	the	DET
cjfa-12569	12	10	hypothesis	hypothesis	NOUN
cjfa-12569	12	11	verified	verify	VERB
cjfa-12569	12	12	on	on	ADP
cjfa-12569	12	13	the	the	DET
cjfa-12569	12	14	basis	basis	NOUN
cjfa-12569	12	15	of	of	ADP
cjfa-12569	12	16	selected	select	VERB
cjfa-12569	12	17	results	result	NOUN
cjfa-12569	12	18	of	of	ADP
cjfa-12569	12	19	a	a	DET
cjfa-12569	12	20	survey	survey	NOUN
cjfa-12569	12	21	among	among	ADP
cjfa-12569	12	22	representatives	representative	NOUN
cjfa-12569	12	23	of	of	ADP
cjfa-12569	12	24	institutions	institution	NOUN
cjfa-12569	12	25	operating	operate	VERB
cjfa-12569	12	26	in	in	ADP
cjfa-12569	12	27	the	the	DET
cjfa-12569	12	28	financial	financial	ADJ
cjfa-12569	12	29	market	market	NOUN
cjfa-12569	12	30	in	in	ADP
cjfa-12569	12	31	poland	poland	PROPN
cjfa-12569	12	32	.	.	PUNCT
cjfa-12569	13	1	the	the	DET
cjfa-12569	13	2	study	study	NOUN
cjfa-12569	13	3	,	,	PUNCT
cjfa-12569	13	4	primarily	primarily	ADV
cjfa-12569	13	5	carried	carry	VERB
cjfa-12569	13	6	out	out	ADP
cjfa-12569	13	7	by	by	ADP
cjfa-12569	13	8	the	the	DET
cjfa-12569	13	9	author	author	NOUN
cjfa-12569	13	10	,	,	PUNCT
cjfa-12569	13	11	presents	present	VERB
cjfa-12569	13	12	the	the	DET
cjfa-12569	13	13	opinions	opinion	NOUN
cjfa-12569	13	14	of	of	ADP
cjfa-12569	13	15	experts	expert	NOUN
cjfa-12569	13	16	representing	represent	VERB
cjfa-12569	13	17	the	the	DET
cjfa-12569	13	18	broadly	broadly	ADV
cjfa-12569	13	19	understood	understand	VERB
cjfa-12569	13	20	community	community	NOUN
cjfa-12569	13	21	of	of	ADP
cjfa-12569	13	22	professionals	professional	NOUN
cjfa-12569	13	23	from	from	ADP
cjfa-12569	13	24	the	the	DET
cjfa-12569	13	25	payment	payment	NOUN
cjfa-12569	13	26	services	service	NOUN
cjfa-12569	13	27	market	market	NOUN
cjfa-12569	13	28	in	in	ADP
cjfa-12569	13	29	poland	poland	PROPN
cjfa-12569	13	30	.	.	PUNCT
cjfa-12569	14	1	their	their	PRON
cjfa-12569	14	2	views	view	NOUN
cjfa-12569	14	3	concern	concern	VERB
cjfa-12569	14	4	the	the	DET
cjfa-12569	14	5	directions	direction	NOUN
cjfa-12569	14	6	in	in	ADP
cjfa-12569	14	7	which	which	PRON
cjfa-12569	14	8	innovations	innovation	NOUN
cjfa-12569	14	9	in	in	ADP
cjfa-12569	14	10	the	the	DET
cjfa-12569	14	11	payment	payment	NOUN
cjfa-12569	14	12	services	service	NOUN
cjfa-12569	14	13	sector	sector	NOUN
cjfa-12569	14	14	may	may	AUX
cjfa-12569	14	15	develop	develop	VERB
cjfa-12569	14	16	and	and	CCONJ
cjfa-12569	14	17	the	the	DET
cjfa-12569	14	18	prospects	prospect	NOUN
cjfa-12569	14	19	for	for	ADP
cjfa-12569	14	20	the	the	DET
cjfa-12569	14	21	use	use	NOUN
cjfa-12569	14	22	of	of	ADP
cjfa-12569	14	23	cryptocurrencies	cryptocurrencie	NOUN
cjfa-12569	14	24	in	in	ADP
cjfa-12569	14	25	that	that	DET
cjfa-12569	14	26	area	area	NOUN
cjfa-12569	14	27	.	.	PUNCT
cjfa-12569	15	1	anna	anna	PROPN
cjfa-12569	15	2	iwona	iwona	PROPN
cjfa-12569	15	3	piotrowska202	piotrowska202	PROPN
cjfa-12569	15	4	 	 	SPACE
cjfa-12569	15	5	introduction	introduction	NOUN
cjfa-12569	15	6	for	for	ADP
cjfa-12569	15	7	over	over	ADP
cjfa-12569	15	8	10	10	NUM
cjfa-12569	15	9	years	year	NOUN
cjfa-12569	15	10	,	,	PUNCT
cjfa-12569	15	11	the	the	DET
cjfa-12569	15	12	financial	financial	ADJ
cjfa-12569	15	13	sector	sector	NOUN
cjfa-12569	15	14	in	in	ADP
cjfa-12569	15	15	poland	poland	PROPN
cjfa-12569	15	16	has	have	AUX
cjfa-12569	15	17	been	be	AUX
cjfa-12569	15	18	witnessing	witness	VERB
cjfa-12569	15	19	the	the	DET
cjfa-12569	15	20	introduction	introduction	NOUN
cjfa-12569	15	21	and	and	CCONJ
cjfa-12569	15	22	testing	testing	NOUN
cjfa-12569	15	23	of	of	ADP
cjfa-12569	15	24	many	many	ADJ
cjfa-12569	15	25	innovative	innovative	ADJ
cjfa-12569	15	26	payment	payment	NOUN
cjfa-12569	15	27	solutions	solution	NOUN
cjfa-12569	15	28	(	(	PUNCT
cjfa-12569	15	29	polasik	polasik	NOUN
cjfa-12569	15	30	&	&	CCONJ
cjfa-12569	15	31	piotrowski	piotrowski	PROPN
cjfa-12569	15	32	,	,	PUNCT
cjfa-12569	15	33	2016	2016	NUM
cjfa-12569	15	34	;	;	PUNCT
cjfa-12569	15	35	świecka	świecka	NOUN
cjfa-12569	15	36	,	,	PUNCT
cjfa-12569	15	37	2015	2015	NUM
cjfa-12569	15	38	;	;	PUNCT
cjfa-12569	15	39	harasim	harasim	PROPN
cjfa-12569	15	40	&	&	CCONJ
cjfa-12569	15	41	klimontowicz	klimontowicz	PROPN
cjfa-12569	15	42	,	,	PUNCT
cjfa-12569	15	43	2013	2013	NUM
cjfa-12569	15	44	)	)	PUNCT
cjfa-12569	15	45	.	.	PUNCT
cjfa-12569	16	1	poland	poland	PROPN
cjfa-12569	16	2	was	be	AUX
cjfa-12569	16	3	the	the	DET
cjfa-12569	16	4	pioneer	pioneer	NOUN
cjfa-12569	16	5	with	with	ADP
cjfa-12569	16	6	regards	regard	NOUN
cjfa-12569	16	7	to	to	ADP
cjfa-12569	16	8	the	the	DET
cjfa-12569	16	9	widespread	widespread	ADJ
cjfa-12569	16	10	use	use	NOUN
cjfa-12569	16	11	of	of	ADP
cjfa-12569	16	12	contactless	contactless	ADJ
cjfa-12569	16	13	card	card	NOUN
cjfa-12569	16	14	payments	payment	NOUN
cjfa-12569	16	15	.	.	PUNCT
cjfa-12569	17	1	it	it	PRON
cjfa-12569	17	2	was	be	AUX
cjfa-12569	17	3	also	also	ADV
cjfa-12569	17	4	the	the	DET
cjfa-12569	17	5	polish	polish	ADJ
cjfa-12569	17	6	market	market	NOUN
cjfa-12569	17	7	where	where	SCONJ
cjfa-12569	17	8	the	the	DET
cjfa-12569	17	9	first	first	ADJ
cjfa-12569	17	10	nfc1	nfc1	PROPN
cjfa-12569	17	11	mobile	mobile	ADJ
cjfa-12569	17	12	payments	payment	NOUN
cjfa-12569	17	13	in	in	ADP
cjfa-12569	17	14	europe	europe	PROPN
cjfa-12569	17	15	were	be	AUX
cjfa-12569	17	16	implemented	implement	VERB
cjfa-12569	17	17	(	(	PUNCT
cjfa-12569	17	18	polasik	polasik	NOUN
cjfa-12569	17	19	,	,	PUNCT
cjfa-12569	17	20	2014	2014	NUM
cjfa-12569	17	21	)	)	PUNCT
cjfa-12569	17	22	.	.	PUNCT
cjfa-12569	18	1	the	the	DET
cjfa-12569	18	2	dynamic	dynamic	ADJ
cjfa-12569	18	3	increase	increase	NOUN
cjfa-12569	18	4	in	in	ADP
cjfa-12569	18	5	the	the	DET
cjfa-12569	18	6	turnover	turnover	NOUN
cjfa-12569	18	7	of	of	ADP
cjfa-12569	18	8	electronic	electronic	ADJ
cjfa-12569	18	9	commerce	commerce	NOUN
cjfa-12569	18	10	,	,	PUNCT
cjfa-12569	18	11	coupled	couple	VERB
cjfa-12569	18	12	with	with	ADP
cjfa-12569	18	13	a	a	DET
cjfa-12569	18	14	growing	grow	VERB
cjfa-12569	18	15	number	number	NOUN
cjfa-12569	18	16	of	of	ADP
cjfa-12569	18	17	users	user	NOUN
cjfa-12569	18	18	of	of	ADP
cjfa-12569	18	19	modern	modern	ADJ
cjfa-12569	18	20	telecommunication	telecommunication	NOUN
cjfa-12569	18	21	devices	device	NOUN
cjfa-12569	18	22	,	,	PUNCT
cjfa-12569	18	23	such	such	ADJ
cjfa-12569	18	24	as	as	ADP
cjfa-12569	18	25	smartphones	smartphone	NOUN
cjfa-12569	18	26	and	and	CCONJ
cjfa-12569	18	27	tablets	tablet	NOUN
cjfa-12569	18	28	,	,	PUNCT
cjfa-12569	18	29	results	result	NOUN
cjfa-12569	18	30	in	in	ADP
cjfa-12569	18	31	a	a	DET
cjfa-12569	18	32	substantial	substantial	ADJ
cjfa-12569	18	33	potential	potential	NOUN
cjfa-12569	18	34	for	for	ADP
cjfa-12569	18	35	development	development	NOUN
cjfa-12569	18	36	of	of	ADP
cjfa-12569	18	37	the	the	DET
cjfa-12569	18	38	mobile	mobile	ADJ
cjfa-12569	18	39	payments	payment	NOUN
cjfa-12569	18	40	market	market	NOUN
cjfa-12569	18	41	in	in	ADP
cjfa-12569	18	42	poland	poland	PROPN
cjfa-12569	18	43	.	.	PUNCT
cjfa-12569	19	1	it	it	PRON
cjfa-12569	19	2	also	also	ADV
cjfa-12569	19	3	gives	give	VERB
cjfa-12569	19	4	an	an	DET
cjfa-12569	19	5	opportunity	opportunity	NOUN
cjfa-12569	19	6	to	to	PART
cjfa-12569	19	7	increase	increase	VERB
cjfa-12569	19	8	the	the	DET
cjfa-12569	19	9	share	share	NOUN
cjfa-12569	19	10	of	of	ADP
cjfa-12569	19	11	mobile	mobile	ADJ
cjfa-12569	19	12	payments	payment	NOUN
cjfa-12569	19	13	in	in	ADP
cjfa-12569	19	14	the	the	DET
cjfa-12569	19	15	retail	retail	ADJ
cjfa-12569	19	16	payments	payment	NOUN
cjfa-12569	19	17	sector	sector	NOUN
cjfa-12569	19	18	.	.	PUNCT
cjfa-12569	20	1	this	this	PRON
cjfa-12569	20	2	gives	give	VERB
cjfa-12569	20	3	rise	rise	NOUN
cjfa-12569	20	4	to	to	ADP
cjfa-12569	20	5	strong	strong	ADJ
cjfa-12569	20	6	competition	competition	NOUN
cjfa-12569	20	7	between	between	ADP
cjfa-12569	20	8	the	the	DET
cjfa-12569	20	9	participants	participant	NOUN
cjfa-12569	20	10	of	of	ADP
cjfa-12569	20	11	that	that	DET
cjfa-12569	20	12	market	market	NOUN
cjfa-12569	20	13	.	.	PUNCT
cjfa-12569	21	1	banks	bank	NOUN
cjfa-12569	21	2	are	be	AUX
cjfa-12569	21	3	no	no	ADV
cjfa-12569	21	4	longer	long	ADV
cjfa-12569	21	5	the	the	DET
cjfa-12569	21	6	only	only	ADJ
cjfa-12569	21	7	institutions	institution	NOUN
cjfa-12569	21	8	active	active	ADJ
cjfa-12569	21	9	in	in	ADP
cjfa-12569	21	10	the	the	DET
cjfa-12569	21	11	payments	payment	NOUN
cjfa-12569	21	12	market	market	NOUN
cjfa-12569	21	13	:	:	PUNCT
cjfa-12569	21	14	new	new	ADJ
cjfa-12569	21	15	market	market	NOUN
cjfa-12569	21	16	players	player	NOUN
cjfa-12569	21	17	emerge	emerge	VERB
cjfa-12569	21	18	,	,	PUNCT
cjfa-12569	21	19	such	such	ADJ
cjfa-12569	21	20	as	as	ADP
cjfa-12569	21	21	mobile	mobile	ADJ
cjfa-12569	21	22	operators	operator	NOUN
cjfa-12569	21	23	and	and	CCONJ
cjfa-12569	21	24	virtual	virtual	ADJ
cjfa-12569	21	25	payment	payment	NOUN
cjfa-12569	21	26	services	service	NOUN
cjfa-12569	21	27	.	.	PUNCT
cjfa-12569	22	1	although	although	SCONJ
cjfa-12569	22	2	currently	currently	ADV
cjfa-12569	22	3	the	the	DET
cjfa-12569	22	4	share	share	NOUN
cjfa-12569	22	5	of	of	ADP
cjfa-12569	22	6	non	non	NOUN
cjfa-12569	22	7	-	-	NOUN
cjfa-12569	22	8	banks	bank	NOUN
cjfa-12569	22	9	in	in	ADP
cjfa-12569	22	10	the	the	DET
cjfa-12569	22	11	payments	payment	NOUN
cjfa-12569	22	12	market	market	NOUN
cjfa-12569	22	13	in	in	ADP
cjfa-12569	22	14	poland	poland	PROPN
cjfa-12569	22	15	and	and	CCONJ
cjfa-12569	22	16	globally	globally	ADV
cjfa-12569	22	17	is	be	AUX
cjfa-12569	22	18	minute	minute	ADJ
cjfa-12569	22	19	,	,	PUNCT
cjfa-12569	22	20	it	it	PRON
cjfa-12569	22	21	is	be	AUX
cjfa-12569	22	22	poised	poise	VERB
cjfa-12569	22	23	for	for	ADP
cjfa-12569	22	24	rapid	rapid	ADJ
cjfa-12569	22	25	growth	growth	NOUN
cjfa-12569	22	26	(	(	PUNCT
cjfa-12569	22	27	world	world	NOUN
cjfa-12569	22	28	payments	payment	NOUN
cjfa-12569	22	29	report	report	NOUN
cjfa-12569	22	30	,	,	PUNCT
cjfa-12569	22	31	2013	2013	NUM
cjfa-12569	22	32	,	,	PUNCT
cjfa-12569	22	33	p.	p.	NOUN
cjfa-12569	22	34	15	15	NUM
cjfa-12569	22	35	)	)	PUNCT
cjfa-12569	22	36	.	.	PUNCT
cjfa-12569	23	1	only	only	ADV
cjfa-12569	23	2	in	in	ADP
cjfa-12569	23	3	the	the	DET
cjfa-12569	23	4	recent	recent	ADJ
cjfa-12569	23	5	years	year	NOUN
cjfa-12569	23	6	have	have	VERB
cjfa-12569	23	7	the	the	DET
cjfa-12569	23	8	statistical	statistical	ADJ
cjfa-12569	23	9	data	datum	NOUN
cjfa-12569	23	10	of	of	ADP
cjfa-12569	23	11	international	international	ADJ
cjfa-12569	23	12	financial	financial	ADJ
cjfa-12569	23	13	institutions	institution	NOUN
cjfa-12569	23	14	started	start	VERB
cjfa-12569	23	15	including	include	VERB
cjfa-12569	23	16	cryptocurrency	cryptocurrency	NOUN
cjfa-12569	23	17	transactions	transaction	NOUN
cjfa-12569	23	18	among	among	ADP
cjfa-12569	23	19	payments	payment	NOUN
cjfa-12569	23	20	carried	carry	VERB
cjfa-12569	23	21	out	out	ADP
cjfa-12569	23	22	outside	outside	ADP
cjfa-12569	23	23	the	the	DET
cjfa-12569	23	24	banking	banking	NOUN
cjfa-12569	23	25	system	system	NOUN
cjfa-12569	23	26	(	(	PUNCT
cjfa-12569	23	27	world	world	NOUN
cjfa-12569	23	28	payments	payment	NOUN
cjfa-12569	23	29	report	report	NOUN
cjfa-12569	23	30	,	,	PUNCT
cjfa-12569	23	31	2015	2015	NUM
cjfa-12569	23	32	)	)	PUNCT
cjfa-12569	23	33	.	.	PUNCT
cjfa-12569	24	1	according	accord	VERB
cjfa-12569	24	2	to	to	ADP
cjfa-12569	24	3	the	the	DET
cjfa-12569	24	4	international	international	ADJ
cjfa-12569	24	5	research	research	PROPN
cjfa-12569	24	6	agency	agency	PROPN
cjfa-12569	24	7	capgemini	capgemini	PROPN
cjfa-12569	24	8	and	and	CCONJ
cjfa-12569	24	9	the	the	DET
cjfa-12569	24	10	royal	royal	PROPN
cjfa-12569	24	11	bank	bank	PROPN
cjfa-12569	24	12	of	of	ADP
cjfa-12569	24	13	scotland	scotland	PROPN
cjfa-12569	24	14	,	,	PUNCT
cjfa-12569	24	15	they	they	PRON
cjfa-12569	24	16	are	be	AUX
cjfa-12569	24	17	one	one	NUM
cjfa-12569	24	18	of	of	ADP
cjfa-12569	24	19	the	the	DET
cjfa-12569	24	20	four	four	NUM
cjfa-12569	24	21	main	main	ADJ
cjfa-12569	24	22	categories	category	NOUN
cjfa-12569	24	23	of	of	ADP
cjfa-12569	24	24	hidden	hide	VERB
cjfa-12569	24	25	payments2	payments2	NOUN
cjfa-12569	24	26	.	.	PUNCT
cjfa-12569	25	1	the	the	DET
cjfa-12569	25	2	share	share	NOUN
cjfa-12569	25	3	of	of	ADP
cjfa-12569	25	4	unreported	unreported	ADJ
cjfa-12569	25	5	transactions	transaction	NOUN
cjfa-12569	25	6	in	in	ADP
cjfa-12569	25	7	the	the	DET
cjfa-12569	25	8	total	total	ADJ
cjfa-12569	25	9	number	number	NOUN
cjfa-12569	25	10	of	of	ADP
cjfa-12569	25	11	cashless	cashless	NOUN
cjfa-12569	25	12	transactions	transaction	NOUN
cjfa-12569	25	13	may	may	AUX
cjfa-12569	25	14	reach	reach	VERB
cjfa-12569	25	15	around	around	ADP
cjfa-12569	25	16	10	10	NUM
cjfa-12569	25	17	%	%	NOUN
cjfa-12569	25	18	,	,	PUNCT
cjfa-12569	25	19	and	and	CCONJ
cjfa-12569	25	20	the	the	DET
cjfa-12569	25	21	share	share	NOUN
cjfa-12569	25	22	of	of	ADP
cjfa-12569	25	23	cryptocurrency	cryptocurrency	NOUN
cjfa-12569	25	24	transactions	transaction	NOUN
cjfa-12569	25	25	was	be	AUX
cjfa-12569	25	26	estimated	estimate	VERB
cjfa-12569	25	27	at	at	ADP
cjfa-12569	25	28	0.01	0.01	NUM
cjfa-12569	25	29	%	%	NOUN
cjfa-12569	25	30	.	.	PUNCT
cjfa-12569	26	1	therefore	therefore	ADV
cjfa-12569	26	2	,	,	PUNCT
cjfa-12569	26	3	payments	payment	NOUN
cjfa-12569	26	4	with	with	ADP
cjfa-12569	26	5	cryptocurrencies	cryptocurrencie	NOUN
cjfa-12569	26	6	are	be	AUX
cjfa-12569	26	7	currently	currently	ADV
cjfa-12569	26	8	only	only	ADV
cjfa-12569	26	9	a	a	DET
cjfa-12569	26	10	small	small	ADJ
cjfa-12569	26	11	portion	portion	NOUN
cjfa-12569	26	12	of	of	ADP
cjfa-12569	26	13	cashless	cashless	NOUN
cjfa-12569	26	14	transactions	transaction	NOUN
cjfa-12569	26	15	.	.	PUNCT
cjfa-12569	27	1	however	however	ADV
cjfa-12569	27	2	,	,	PUNCT
cjfa-12569	27	3	their	their	PRON
cjfa-12569	27	4	existence	existence	NOUN
cjfa-12569	27	5	should	should	AUX
cjfa-12569	27	6	not	not	PART
cjfa-12569	27	7	be	be	AUX
cjfa-12569	27	8	ignored	ignore	VERB
cjfa-12569	27	9	or	or	CCONJ
cjfa-12569	27	10	disregarded	disregard	VERB
cjfa-12569	27	11	because	because	SCONJ
cjfa-12569	27	12	their	their	PRON
cjfa-12569	27	13	share	share	NOUN
cjfa-12569	27	14	is	be	AUX
cjfa-12569	27	15	expected	expect	VERB
cjfa-12569	27	16	to	to	PART
cjfa-12569	27	17	rise	rise	VERB
cjfa-12569	27	18	,	,	PUNCT
cjfa-12569	27	19	primarily	primarily	ADV
cjfa-12569	27	20	due	due	ADP
cjfa-12569	27	21	to	to	ADP
cjfa-12569	27	22	the	the	DET
cjfa-12569	27	23	growing	grow	VERB
cjfa-12569	27	24	number	number	NOUN
cjfa-12569	27	25	of	of	ADP
cjfa-12569	27	26	merchants	merchant	NOUN
cjfa-12569	27	27	accepting	accept	VERB
cjfa-12569	27	28	retail	retail	ADJ
cjfa-12569	27	29	payments	payment	NOUN
cjfa-12569	27	30	made	make	VERB
cjfa-12569	27	31	using	use	VERB
cjfa-12569	27	32	cryptocurrencies	cryptocurrencie	NOUN
cjfa-12569	27	33	(	(	PUNCT
cjfa-12569	27	34	mainly	mainly	ADV
cjfa-12569	27	35	bitcoin	bitcoin	NOUN
cjfa-12569	27	36	)	)	PUNCT
cjfa-12569	27	37	and	and	CCONJ
cjfa-12569	27	38	a	a	DET
cjfa-12569	27	39	strong	strong	ADJ
cjfa-12569	27	40	interest	interest	NOUN
cjfa-12569	27	41	of	of	ADP
cjfa-12569	27	42	the	the	DET
cjfa-12569	27	43	media	medium	NOUN
cjfa-12569	27	44	(	(	PUNCT
cjfa-12569	27	45	world	world	NOUN
cjfa-12569	27	46	payments	payment	NOUN
cjfa-12569	27	47	report	report	NOUN
cjfa-12569	27	48	,	,	PUNCT
cjfa-12569	27	49	2015	2015	NUM
cjfa-12569	27	50	,	,	PUNCT
cjfa-12569	27	51	p.	p.	NOUN
cjfa-12569	27	52	16–17	16–17	NUM
cjfa-12569	27	53	)	)	PUNCT
cjfa-12569	27	54	.	.	PUNCT
cjfa-12569	28	1	while	while	SCONJ
cjfa-12569	28	2	the	the	DET
cjfa-12569	28	3	emergence	emergence	NOUN
cjfa-12569	28	4	of	of	ADP
cjfa-12569	28	5	a	a	DET
cjfa-12569	28	6	completely	completely	ADV
cjfa-12569	28	7	new	new	ADJ
cjfa-12569	28	8	technological	technological	ADJ
cjfa-12569	28	9	solution	solution	NOUN
cjfa-12569	28	10	in	in	ADP
cjfa-12569	28	11	the	the	DET
cjfa-12569	28	12	form	form	NOUN
cjfa-12569	28	13	of	of	ADP
cjfa-12569	28	14	cryptocurrencies	cryptocurrencie	NOUN
cjfa-12569	28	15	in	in	ADP
cjfa-12569	28	16	the	the	DET
cjfa-12569	28	17	payment	payment	NOUN
cjfa-12569	28	18	services	service	NOUN
cjfa-12569	28	19	market	market	NOUN
cjfa-12569	28	20	characterised	characterise	VERB
cjfa-12569	28	21	by	by	ADP
cjfa-12569	28	22	fervent	fervent	ADJ
cjfa-12569	28	23	1	1	NUM
cjfa-12569	28	24	 	 	SPACE
cjfa-12569	28	25	nfc	nfc	NOUN
cjfa-12569	28	26	–	–	PUNCT
cjfa-12569	28	27	near	near	ADP
cjfa-12569	28	28	field	field	NOUN
cjfa-12569	28	29	communication	communication	NOUN
cjfa-12569	28	30	.	.	PUNCT
cjfa-12569	29	1	2	2	NUM
cjfa-12569	29	2	 	 	SPACE
cjfa-12569	29	3	the	the	DET
cjfa-12569	29	4	authors	author	NOUN
cjfa-12569	29	5	of	of	ADP
cjfa-12569	29	6	the	the	DET
cjfa-12569	29	7	report	report	NOUN
cjfa-12569	29	8	understand	understand	VERB
cjfa-12569	29	9	hidden	hide	VERB
cjfa-12569	29	10	cashless	cashless	NOUN
cjfa-12569	29	11	transactions	transaction	NOUN
cjfa-12569	29	12	as	as	ADP
cjfa-12569	29	13	transactions	transaction	NOUN
cjfa-12569	29	14	carried	carry	VERB
cjfa-12569	29	15	out	out	ADP
cjfa-12569	29	16	by	by	ADP
cjfa-12569	29	17	non	non	ADJ
cjfa-12569	29	18	-	-	ADJ
cjfa-12569	29	19	banking	banking	ADJ
cjfa-12569	29	20	institutions	institution	NOUN
cjfa-12569	29	21	which	which	PRON
cjfa-12569	29	22	are	be	AUX
cjfa-12569	29	23	not	not	PART
cjfa-12569	29	24	required	require	VERB
cjfa-12569	29	25	to	to	PART
cjfa-12569	29	26	report	report	VERB
cjfa-12569	29	27	payment	payment	NOUN
cjfa-12569	29	28	transactions	transaction	NOUN
cjfa-12569	29	29	.	.	PUNCT
cjfa-12569	30	1	fields	field	NOUN
cjfa-12569	30	2	of	of	ADP
cjfa-12569	30	3	potential	potential	ADJ
cjfa-12569	30	4	use	use	NOUN
cjfa-12569	30	5	of	of	ADP
cjfa-12569	30	6	cryptocurrencies	cryptocurrencie	NOUN
cjfa-12569	30	7	…	…	PUNCT
cjfa-12569	30	8	203	203	NUM
cjfa-12569	30	9	competition	competition	NOUN
cjfa-12569	30	10	may	may	AUX
cjfa-12569	30	11	be	be	AUX
cjfa-12569	30	12	considered	consider	VERB
cjfa-12569	30	13	a	a	DET
cjfa-12569	30	14	huge	huge	ADJ
cjfa-12569	30	15	challenge	challenge	NOUN
cjfa-12569	30	16	faced	face	VERB
cjfa-12569	30	17	by	by	ADP
cjfa-12569	30	18	the	the	DET
cjfa-12569	30	19	whole	whole	ADJ
cjfa-12569	30	20	sector	sector	NOUN
cjfa-12569	30	21	,	,	PUNCT
cjfa-12569	30	22	it	it	PRON
cjfa-12569	30	23	may	may	AUX
cjfa-12569	30	24	also	also	ADV
cjfa-12569	30	25	be	be	AUX
cjfa-12569	30	26	perceived	perceive	VERB
cjfa-12569	30	27	as	as	ADP
cjfa-12569	30	28	an	an	DET
cjfa-12569	30	29	element	element	NOUN
cjfa-12569	30	30	of	of	ADP
cjfa-12569	30	31	competitive	competitive	ADJ
cjfa-12569	30	32	advantage	advantage	NOUN
cjfa-12569	30	33	.	.	PUNCT
cjfa-12569	31	1	the	the	DET
cjfa-12569	31	2	several	several	ADJ
cjfa-12569	31	3	years	year	NOUN
cjfa-12569	31	4	in	in	ADP
cjfa-12569	31	5	which	which	PRON
cjfa-12569	31	6	bitcoin	bitcoin	ADJ
cjfa-12569	31	7	and	and	CCONJ
cjfa-12569	31	8	other	other	ADJ
cjfa-12569	31	9	cryptocurrencies	cryptocurrencie	NOUN
cjfa-12569	31	10	have	have	AUX
cjfa-12569	31	11	been	be	AUX
cjfa-12569	31	12	used	use	VERB
cjfa-12569	31	13	have	have	AUX
cjfa-12569	31	14	proven	prove	VERB
cjfa-12569	31	15	that	that	SCONJ
cjfa-12569	31	16	this	this	DET
cjfa-12569	31	17	kind	kind	NOUN
cjfa-12569	31	18	of	of	ADP
cjfa-12569	31	19	payment	payment	NOUN
cjfa-12569	31	20	system	system	NOUN
cjfa-12569	31	21	and	and	CCONJ
cjfa-12569	31	22	tender	tender	NOUN
cjfa-12569	31	23	operate	operate	VERB
cjfa-12569	31	24	smoothly	smoothly	ADV
cjfa-12569	31	25	.	.	PUNCT
cjfa-12569	32	1	therefore	therefore	ADV
cjfa-12569	32	2	,	,	PUNCT
cjfa-12569	32	3	individual	individual	ADJ
cjfa-12569	32	4	participants	participant	NOUN
cjfa-12569	32	5	of	of	ADP
cjfa-12569	32	6	the	the	DET
cjfa-12569	32	7	financial	financial	ADJ
cjfa-12569	32	8	market	market	NOUN
cjfa-12569	32	9	,	,	PUNCT
cjfa-12569	32	10	and	and	CCONJ
cjfa-12569	32	11	banks	bank	NOUN
cjfa-12569	32	12	in	in	ADP
cjfa-12569	32	13	particular	particular	ADJ
cjfa-12569	32	14	,	,	PUNCT
cjfa-12569	32	15	may	may	AUX
cjfa-12569	32	16	be	be	AUX
cjfa-12569	32	17	interested	interested	ADJ
cjfa-12569	32	18	in	in	ADP
cjfa-12569	32	19	using	use	VERB
cjfa-12569	32	20	cryptocurrencies	cryptocurrencie	NOUN
cjfa-12569	32	21	in	in	ADP
cjfa-12569	32	22	the	the	DET
cjfa-12569	32	23	business	business	NOUN
cjfa-12569	32	24	they	they	PRON
cjfa-12569	32	25	conduct	conduct	VERB
cjfa-12569	32	26	.	.	PUNCT
cjfa-12569	33	1	in	in	ADP
cjfa-12569	33	2	light	light	NOUN
cjfa-12569	33	3	of	of	ADP
cjfa-12569	33	4	the	the	DET
cjfa-12569	33	5	above	above	NOUN
cjfa-12569	33	6	,	,	PUNCT
cjfa-12569	33	7	it	it	PRON
cjfa-12569	33	8	seemed	seem	VERB
cjfa-12569	33	9	very	very	ADV
cjfa-12569	33	10	interesting	interesting	ADJ
cjfa-12569	33	11	to	to	PART
cjfa-12569	33	12	learn	learn	VERB
cjfa-12569	33	13	the	the	DET
cjfa-12569	33	14	opinion	opinion	NOUN
cjfa-12569	33	15	of	of	ADP
cjfa-12569	33	16	experts	expert	NOUN
cjfa-12569	33	17	from	from	ADP
cjfa-12569	33	18	the	the	DET
cjfa-12569	33	19	polish	polish	ADJ
cjfa-12569	33	20	payments	payment	NOUN
cjfa-12569	33	21	market	market	NOUN
cjfa-12569	33	22	regarding	regard	VERB
cjfa-12569	33	23	the	the	DET
cjfa-12569	33	24	prospects	prospect	NOUN
cjfa-12569	33	25	for	for	ADP
cjfa-12569	33	26	the	the	DET
cjfa-12569	33	27	use	use	NOUN
cjfa-12569	33	28	of	of	ADP
cjfa-12569	33	29	cryptocurrencies	cryptocurrencie	NOUN
cjfa-12569	33	30	in	in	ADP
cjfa-12569	33	31	individual	individual	ADJ
cjfa-12569	33	32	segments	segment	NOUN
cjfa-12569	33	33	of	of	ADP
cjfa-12569	33	34	the	the	DET
cjfa-12569	33	35	payment	payment	NOUN
cjfa-12569	33	36	services	service	NOUN
cjfa-12569	33	37	market	market	NOUN
cjfa-12569	33	38	in	in	ADP
cjfa-12569	33	39	poland	poland	PROPN
cjfa-12569	33	40	.	.	PUNCT
cjfa-12569	34	1	the	the	DET
cjfa-12569	34	2	paper	paper	NOUN
cjfa-12569	34	3	considers	consider	VERB
cjfa-12569	34	4	the	the	DET
cjfa-12569	34	5	following	follow	VERB
cjfa-12569	34	6	research	research	NOUN
cjfa-12569	34	7	hypothesis	hypothesis	NOUN
cjfa-12569	34	8	:	:	PUNCT
cjfa-12569	34	9	representatives	representative	NOUN
cjfa-12569	34	10	of	of	ADP
cjfa-12569	34	11	the	the	DET
cjfa-12569	34	12	financial	financial	ADJ
cjfa-12569	34	13	sector	sector	NOUN
cjfa-12569	34	14	see	see	VERB
cjfa-12569	34	15	a	a	DET
cjfa-12569	34	16	potential	potential	NOUN
cjfa-12569	34	17	for	for	ADP
cjfa-12569	34	18	a	a	DET
cjfa-12569	34	19	widespread	widespread	ADJ
cjfa-12569	34	20	use	use	NOUN
cjfa-12569	34	21	of	of	ADP
cjfa-12569	34	22	cryptocurrencies	cryptocurrencie	NOUN
cjfa-12569	34	23	in	in	ADP
cjfa-12569	34	24	the	the	DET
cjfa-12569	34	25	payment	payment	NOUN
cjfa-12569	34	26	services	service	NOUN
cjfa-12569	34	27	sector	sector	NOUN
cjfa-12569	34	28	in	in	ADP
cjfa-12569	34	29	poland	poland	PROPN
cjfa-12569	34	30	.	.	PUNCT
cjfa-12569	35	1	theoretical	theoretical	ADJ
cjfa-12569	35	2	framework	framework	NOUN
cjfa-12569	35	3	and	and	CCONJ
cjfa-12569	35	4	literature	literature	NOUN
cjfa-12569	35	5	review	review	PROPN
cjfa-12569	35	6	bitcoin	bitcoin	NOUN
cjfa-12569	35	7	is	be	AUX
cjfa-12569	35	8	the	the	DET
cjfa-12569	35	9	leading	lead	VERB
cjfa-12569	35	10	and	and	CCONJ
cjfa-12569	35	11	the	the	DET
cjfa-12569	35	12	longest	long	ADV
cjfa-12569	35	13	-	-	PUNCT
cjfa-12569	35	14	functioning	function	VERB
cjfa-12569	35	15	cryptocurrency	cryptocurrency	NOUN
cjfa-12569	35	16	.	.	PUNCT
cjfa-12569	36	1	the	the	DET
cjfa-12569	36	2	idea	idea	NOUN
cjfa-12569	36	3	behind	behind	ADP
cjfa-12569	36	4	it	it	PRON
cjfa-12569	36	5	was	be	AUX
cjfa-12569	36	6	presented	present	VERB
cjfa-12569	36	7	in	in	ADP
cjfa-12569	36	8	2008	2008	NUM
cjfa-12569	36	9	in	in	ADP
cjfa-12569	36	10	the	the	DET
cjfa-12569	36	11	paper	paper	NOUN
cjfa-12569	36	12	bitcoin	bitcoin	NOUN
cjfa-12569	36	13	:	:	PUNCT
cjfa-12569	36	14	a	a	DET
cjfa-12569	36	15	peer	peer	NOUN
cjfa-12569	36	16	-	-	PUNCT
cjfa-12569	36	17	to	to	ADP
cjfa-12569	36	18	-	-	PUNCT
cjfa-12569	36	19	peer	peer	NOUN
cjfa-12569	36	20	electronic	electronic	ADJ
cjfa-12569	36	21	cash	cash	NOUN
cjfa-12569	36	22	system	system	NOUN
cjfa-12569	36	23	written	write	VERB
cjfa-12569	36	24	by	by	ADP
cjfa-12569	36	25	an	an	DET
cjfa-12569	36	26	anonymous	anonymous	ADJ
cjfa-12569	36	27	author	author	NOUN
cjfa-12569	36	28	(	(	PUNCT
cjfa-12569	36	29	or	or	CCONJ
cjfa-12569	36	30	group	group	NOUN
cjfa-12569	36	31	of	of	ADP
cjfa-12569	36	32	authors	author	NOUN
cjfa-12569	36	33	)	)	PUNCT
cjfa-12569	36	34	under	under	ADP
cjfa-12569	36	35	the	the	DET
cjfa-12569	36	36	pseudonym	pseudonym	NOUN
cjfa-12569	36	37	satoshi	satoshi	PROPN
cjfa-12569	36	38	nakamoto	nakamoto	PROPN
cjfa-12569	36	39	(	(	PUNCT
cjfa-12569	36	40	nakamoto	nakamoto	NOUN
cjfa-12569	36	41	,	,	PUNCT
cjfa-12569	36	42	2008)3	2008)3	NUM
cjfa-12569	36	43	.	.	PUNCT
cjfa-12569	37	1	the	the	DET
cjfa-12569	37	2	notion	notion	NOUN
cjfa-12569	37	3	of	of	ADP
cjfa-12569	37	4	bitcoin	bitcoin	NOUN
cjfa-12569	37	5	may	may	AUX
cjfa-12569	37	6	refer	refer	VERB
cjfa-12569	37	7	to	to	ADP
cjfa-12569	37	8	the	the	DET
cjfa-12569	37	9	unit	unit	NOUN
cjfa-12569	37	10	of	of	ADP
cjfa-12569	37	11	value	value	NOUN
cjfa-12569	37	12	,	,	PUNCT
cjfa-12569	37	13	but	but	CCONJ
cjfa-12569	37	14	also	also	ADV
cjfa-12569	37	15	to	to	ADP
cjfa-12569	37	16	the	the	DET
cjfa-12569	37	17	it	it	NOUN
cjfa-12569	37	18	system	system	NOUN
cjfa-12569	37	19	which	which	PRON
cjfa-12569	37	20	is	be	AUX
cjfa-12569	37	21	the	the	DET
cjfa-12569	37	22	framework	framework	NOUN
cjfa-12569	37	23	for	for	ADP
cjfa-12569	37	24	effecting	effect	VERB
cjfa-12569	37	25	payments	payment	NOUN
cjfa-12569	37	26	using	use	VERB
cjfa-12569	37	27	the	the	DET
cjfa-12569	37	28	bitcoin	bitcoin	ADJ
cjfa-12569	37	29	cryptocurrency	cryptocurrency	NOUN
cjfa-12569	37	30	(	(	PUNCT
cjfa-12569	37	31	badev	badev	NOUN
cjfa-12569	37	32	&	&	CCONJ
cjfa-12569	37	33	chen	chen	PROPN
cjfa-12569	37	34	,	,	PUNCT
cjfa-12569	37	35	2014	2014	NUM
cjfa-12569	37	36	,	,	PUNCT
cjfa-12569	37	37	p.	p.	NOUN
cjfa-12569	37	38	2	2	NUM
cjfa-12569	37	39	)	)	PUNCT
cjfa-12569	37	40	.	.	PUNCT
cjfa-12569	38	1	a.	a.	PROPN
cjfa-12569	38	2	sieroń	sieroń	PROPN
cjfa-12569	38	3	defines	define	VERB
cjfa-12569	38	4	bitcoin	bitcoin	NOUN
cjfa-12569	38	5	as	as	ADP
cjfa-12569	38	6	a	a	DET
cjfa-12569	38	7	means	means	NOUN
cjfa-12569	38	8	of	of	ADP
cjfa-12569	38	9	exchange	exchange	NOUN
cjfa-12569	38	10	,	,	PUNCT
cjfa-12569	38	11	and	and	CCONJ
cjfa-12569	38	12	at	at	ADP
cjfa-12569	38	13	the	the	DET
cjfa-12569	38	14	same	same	ADJ
cjfa-12569	38	15	time	time	NOUN
cjfa-12569	38	16	:	:	PUNCT
cjfa-12569	38	17	“	"	PUNCT
cjfa-12569	38	18	the	the	DET
cjfa-12569	38	19	open	open	ADJ
cjfa-12569	38	20	-	-	PUNCT
cjfa-12569	38	21	source	source	NOUN
cjfa-12569	38	22	software	software	NOUN
cjfa-12569	38	23	and	and	CCONJ
cjfa-12569	38	24	the	the	DET
cjfa-12569	38	25	peer	peer	NOUN
cjfa-12569	38	26	-	-	PUNCT
cjfa-12569	38	27	to	to	ADP
cjfa-12569	38	28	-	-	PUNCT
cjfa-12569	38	29	peer	peer	NOUN
cjfa-12569	38	30	(	(	PUNCT
cjfa-12569	38	31	p2p	p2p	NOUN
cjfa-12569	38	32	)	)	PUNCT
cjfa-12569	38	33	network	network	NOUN
cjfa-12569	38	34	which	which	PRON
cjfa-12569	38	35	it	it	PRON
cjfa-12569	38	36	forms	form	VERB
cjfa-12569	38	37	”	"	PUNCT
cjfa-12569	38	38	(	(	PUNCT
cjfa-12569	38	39	sieroń	sieroń	ADJ
cjfa-12569	38	40	,	,	PUNCT
cjfa-12569	38	41	2013	2013	NUM
cjfa-12569	38	42	,	,	PUNCT
cjfa-12569	38	43	p.	p.	NOUN
cjfa-12569	38	44	32	32	NUM
cjfa-12569	38	45	)	)	PUNCT
cjfa-12569	38	46	.	.	PUNCT
cjfa-12569	39	1	in	in	ADP
cjfa-12569	39	2	turn	turn	NOUN
cjfa-12569	39	3	,	,	PUNCT
cjfa-12569	39	4	l.p	l.p	PROPN
cjfa-12569	39	5	.	.	PROPN
cjfa-12569	39	6	nian	nian	PROPN
cjfa-12569	39	7	and	and	CCONJ
cjfa-12569	39	8	d.l.k	d.l.k	NOUN
cjfa-12569	39	9	.	.	PUNCT
cjfa-12569	40	1	chuen	chuen	PROPN
cjfa-12569	40	2	describe	describe	VERB
cjfa-12569	40	3	bitcoin	bitcoin	NOUN
cjfa-12569	40	4	as	as	ADP
cjfa-12569	40	5	:	:	PUNCT
cjfa-12569	40	6	„	„	PUNCT
cjfa-12569	40	7	a	a	DET
cjfa-12569	40	8	decentralized	decentralized	ADJ
cjfa-12569	40	9	network	network	NOUN
cjfa-12569	40	10	and	and	CCONJ
cjfa-12569	40	11	a	a	DET
cjfa-12569	40	12	digital	digital	ADJ
cjfa-12569	40	13	currency	currency	NOUN
cjfa-12569	40	14	that	that	PRON
cjfa-12569	40	15	uses	use	VERB
cjfa-12569	40	16	a	a	DET
cjfa-12569	40	17	peer	peer	NOUN
cjfa-12569	40	18	-	-	PUNCT
cjfa-12569	40	19	to	to	ADP
cjfa-12569	40	20	-	-	PUNCT
cjfa-12569	40	21	peer	peer	NOUN
cjfa-12569	40	22	system	system	NOUN
cjfa-12569	40	23	to	to	PART
cjfa-12569	40	24	verify	verify	VERB
cjfa-12569	40	25	and	and	CCONJ
cjfa-12569	40	26	process	process	NOUN
cjfa-12569	40	27	transactions	transaction	NOUN
cjfa-12569	40	28	”	"	PUNCT
cjfa-12569	40	29	(	(	PUNCT
cjfa-12569	40	30	nian	nian	NOUN
cjfa-12569	40	31	&	&	CCONJ
cjfa-12569	40	32	chuen	chuen	PROPN
cjfa-12569	40	33	,	,	PUNCT
cjfa-12569	40	34	2015	2015	NUM
cjfa-12569	40	35	,	,	PUNCT
cjfa-12569	40	36	p.	p.	NOUN
cjfa-12569	40	37	14	14	NUM
cjfa-12569	40	38	)	)	PUNCT
cjfa-12569	40	39	.	.	PUNCT
cjfa-12569	41	1	e.	e.	PROPN
cjfa-12569	41	2	grover	grover	PROPN
cjfa-12569	41	3	deems	deem	VERB
cjfa-12569	41	4	bitcoin	bitcoin	PROPN
cjfa-12569	41	5	to	to	PART
cjfa-12569	41	6	be	be	AUX
cjfa-12569	41	7	:	:	PUNCT
cjfa-12569	41	8	“	"	PUNCT
cjfa-12569	41	9	a	a	DET
cjfa-12569	41	10	decentralized	decentralize	VERB
cjfa-12569	41	11	digital	digital	ADJ
cjfa-12569	41	12	currency	currency	NOUN
cjfa-12569	41	13	and	and	CCONJ
cjfa-12569	41	14	payment	payment	NOUN
cjfa-12569	41	15	system	system	NOUN
cjfa-12569	41	16	”	"	PUNCT
cjfa-12569	41	17	(	(	PUNCT
cjfa-12569	41	18	grover	grover	NOUN
cjfa-12569	41	19	,	,	PUNCT
cjfa-12569	41	20	2014	2014	NUM
cjfa-12569	41	21	,	,	PUNCT
cjfa-12569	41	22	p.	p.	NOUN
cjfa-12569	41	23	39	39	NUM
cjfa-12569	41	24	)	)	PUNCT
cjfa-12569	41	25	.	.	PUNCT
cjfa-12569	42	1	j.	j.	PROPN
cjfa-12569	42	2	brito	brito	PROPN
cjfa-12569	42	3	and	and	CCONJ
cjfa-12569	42	4	a.	a.	PROPN
cjfa-12569	42	5	castillo	castillo	PROPN
cjfa-12569	42	6	expand	expand	VERB
cjfa-12569	42	7	this	this	DET
cjfa-12569	42	8	approach	approach	NOUN
cjfa-12569	42	9	by	by	ADP
cjfa-12569	42	10	defining	define	VERB
cjfa-12569	42	11	bitcoin	bitcoin	NOUN
cjfa-12569	42	12	as	as	ADP
cjfa-12569	42	13	:	:	PUNCT
cjfa-12569	42	14	“	"	PUNCT
cjfa-12569	42	15	the	the	DET
cjfa-12569	42	16	world	world	NOUN
cjfa-12569	42	17	’s	’s	PART
cjfa-12569	42	18	first	first	ADV
cjfa-12569	42	19	completely	completely	ADV
cjfa-12569	42	20	decentralized	decentralize	VERB
cjfa-12569	42	21	digital	digital	ADJ
cjfa-12569	42	22	currency	currency	NOUN
cjfa-12569	42	23	(	(	PUNCT
cjfa-12569	42	24	…	…	PUNCT
cjfa-12569	42	25	)	)	PUNCT
cjfa-12569	42	26	and	and	CCONJ
cjfa-12569	42	27	3	3	NUM
cjfa-12569	42	28	 	 	SPACE
cjfa-12569	42	29	it	it	PRON
cjfa-12569	42	30	should	should	AUX
cjfa-12569	42	31	be	be	AUX
cjfa-12569	42	32	noted	note	VERB
cjfa-12569	42	33	that	that	SCONJ
cjfa-12569	42	34	despite	despite	SCONJ
cjfa-12569	42	35	many	many	ADJ
cjfa-12569	42	36	attempts	attempt	NOUN
cjfa-12569	42	37	,	,	PUNCT
cjfa-12569	42	38	the	the	DET
cjfa-12569	42	39	identity	identity	NOUN
cjfa-12569	42	40	of	of	ADP
cjfa-12569	42	41	the	the	DET
cjfa-12569	42	42	bitocin	bitocin	NOUN
cjfa-12569	42	43	’s	’s	PART
cjfa-12569	42	44	creator	creator	NOUN
cjfa-12569	42	45	was	be	AUX
cjfa-12569	42	46	not	not	PART
cjfa-12569	42	47	established	establish	VERB
cjfa-12569	42	48	.	.	PUNCT
cjfa-12569	43	1	the	the	DET
cjfa-12569	43	2	following	follow	VERB
cjfa-12569	43	3	cryptologists	cryptologist	NOUN
cjfa-12569	43	4	are	be	AUX
cjfa-12569	43	5	named	name	VERB
cjfa-12569	43	6	among	among	ADP
cjfa-12569	43	7	the	the	DET
cjfa-12569	43	8	potential	potential	ADJ
cjfa-12569	43	9	authors	author	NOUN
cjfa-12569	43	10	of	of	ADP
cjfa-12569	43	11	the	the	DET
cjfa-12569	43	12	concept	concept	NOUN
cjfa-12569	43	13	of	of	ADP
cjfa-12569	43	14	bitcoin	bitcoin	NOUN
cjfa-12569	43	15	:	:	PUNCT
cjfa-12569	43	16	w.	w.	PROPN
cjfa-12569	43	17	dai	dai	PROPN
cjfa-12569	43	18	,	,	PUNCT
cjfa-12569	43	19	n.	n.	PROPN
cjfa-12569	43	20	szabo	szabo	PROPN
cjfa-12569	43	21	,	,	PUNCT
cjfa-12569	43	22	h.	h.	PROPN
cjfa-12569	43	23	finney	finney	PROPN
cjfa-12569	43	24	.	.	PUNCT
cjfa-12569	44	1	it	it	PRON
cjfa-12569	44	2	is	be	AUX
cjfa-12569	44	3	also	also	ADV
cjfa-12569	44	4	sometimes	sometimes	ADV
cjfa-12569	44	5	claimed	claim	VERB
cjfa-12569	44	6	that	that	SCONJ
cjfa-12569	44	7	persons	person	NOUN
cjfa-12569	44	8	behind	behind	ADP
cjfa-12569	44	9	the	the	DET
cjfa-12569	44	10	creator	creator	NOUN
cjfa-12569	44	11	of	of	ADP
cjfa-12569	44	12	the	the	DET
cjfa-12569	44	13	said	say	VERB
cjfa-12569	44	14	cryptocurrency	cryptocurrency	NOUN
cjfa-12569	44	15	may	may	AUX
cjfa-12569	44	16	be	be	AUX
cjfa-12569	44	17	related	relate	VERB
cjfa-12569	44	18	to	to	ADP
cjfa-12569	44	19	the	the	DET
cjfa-12569	44	20	four	four	NUM
cjfa-12569	44	21	technological	technological	ADJ
cjfa-12569	44	22	companies	company	NOUN
cjfa-12569	44	23	:	:	PUNCT
cjfa-12569	44	24	samsung	samsung	PROPN
cjfa-12569	44	25	,	,	PUNCT
cjfa-12569	44	26	toshiba	toshiba	PROPN
cjfa-12569	44	27	,	,	PUNCT
cjfa-12569	44	28	nakamichi	nakamichi	PROPN
cjfa-12569	44	29	,	,	PUNCT
cjfa-12569	44	30	motorola	motorola	PROPN
cjfa-12569	44	31	.	.	PUNCT
cjfa-12569	45	1	see	see	VERB
cjfa-12569	45	2	more	more	ADJ
cjfa-12569	45	3	:	:	PUNCT
cjfa-12569	45	4	coindesk	coindesk	NOUN
cjfa-12569	45	5	,	,	PUNCT
cjfa-12569	45	6	who	who	PRON
cjfa-12569	45	7	is	be	AUX
cjfa-12569	45	8	satoshi	satoshi	PROPN
cjfa-12569	45	9	nakamoto	nakamoto	NOUN
cjfa-12569	45	10	,	,	PUNCT
cjfa-12569	45	11	http://www.coindesk.com/information/who-is-satoshi-nakamoto/	http://www.coindesk.com/information/who-is-satoshi-nakamoto/	PROPN
cjfa-12569	45	12	(	(	PUNCT
cjfa-12569	45	13	accessed	access	VERB
cjfa-12569	45	14	:	:	PUNCT
cjfa-12569	45	15	26.08.2016	26.08.2016	NUM
cjfa-12569	45	16	)	)	PUNCT
cjfa-12569	45	17	;	;	PUNCT
cjfa-12569	45	18	nian	nian	ADJ
cjfa-12569	45	19	,	,	PUNCT
cjfa-12569	45	20	l.p	l.p	PROPN
cjfa-12569	45	21	.	.	PROPN
cjfa-12569	45	22	,	,	PUNCT
cjfa-12569	45	23	chuen	chuen	PROPN
cjfa-12569	45	24	,	,	PUNCT
cjfa-12569	45	25	d.l.k	d.l.k	PROPN
cjfa-12569	45	26	.	.	PUNCT
cjfa-12569	46	1	(	(	PUNCT
cjfa-12569	46	2	2015	2015	NUM
cjfa-12569	46	3	)	)	PUNCT
cjfa-12569	46	4	.	.	PUNCT
cjfa-12569	47	1	introduction	introduction	NOUN
cjfa-12569	47	2	to	to	PART
cjfa-12569	47	3	bitcoin	bitcoin	VERB
cjfa-12569	47	4	.	.	PUNCT
cjfa-12569	48	1	in	in	ADP
cjfa-12569	48	2	l.k	l.k	PROPN
cjfa-12569	48	3	.	.	PROPN
cjfa-12569	48	4	chuen	chuen	PROPN
cjfa-12569	48	5	(	(	PUNCT
cjfa-12569	48	6	ed	ed	NOUN
cjfa-12569	48	7	.	.	PUNCT
cjfa-12569	48	8	)	)	PUNCT
cjfa-12569	48	9	,	,	PUNCT
cjfa-12569	48	10	handbook	handbook	NOUN
cjfa-12569	48	11	of	of	ADP
cjfa-12569	48	12	digital	digital	ADJ
cjfa-12569	48	13	currency	currency	NOUN
cjfa-12569	48	14	.	.	PUNCT
cjfa-12569	49	1	bitcoin	bitcoin	NOUN
cjfa-12569	49	2	,	,	PUNCT
cjfa-12569	49	3	innovation	innovation	NOUN
cjfa-12569	49	4	,	,	PUNCT
cjfa-12569	49	5	financial	financial	ADJ
cjfa-12569	49	6	instruments	instrument	NOUN
cjfa-12569	49	7	,	,	PUNCT
cjfa-12569	49	8	and	and	CCONJ
cjfa-12569	49	9	big	big	ADJ
cjfa-12569	49	10	data	datum	NOUN
cjfa-12569	49	11	,	,	PUNCT
cjfa-12569	49	12	p.	p.	NOUN
cjfa-12569	49	13	11	11	NUM
cjfa-12569	49	14	,	,	PUNCT
cjfa-12569	49	15	delsevier	delsevier	NOUN
cjfa-12569	49	16	.	.	PUNCT
cjfa-12569	50	1	anna	anna	PROPN
cjfa-12569	50	2	iwona	iwona	PROPN
cjfa-12569	50	3	piotrowska204	piotrowska204	PROPN
cjfa-12569	50	4	world	world	NOUN
cjfa-12569	50	5	’s	’s	PART
cjfa-12569	50	6	first	first	ADV
cjfa-12569	50	7	completely	completely	ADV
cjfa-12569	50	8	decentralized	decentralize	VERB
cjfa-12569	50	9	digital	digital	ADJ
cjfa-12569	50	10	-	-	PUNCT
cjfa-12569	50	11	payments	payment	NOUN
cjfa-12569	50	12	system	system	NOUN
cjfa-12569	50	13	”	"	PUNCT
cjfa-12569	50	14	(	(	PUNCT
cjfa-12569	50	15	brito	brito	PROPN
cjfa-12569	50	16	&	&	CCONJ
cjfa-12569	50	17	castillo	castillo	PROPN
cjfa-12569	50	18	,	,	PUNCT
cjfa-12569	50	19	2016	2016	NUM
cjfa-12569	50	20	,	,	PUNCT
cjfa-12569	50	21	pp	pp	ADJ
cjfa-12569	50	22	.	.	NOUN
cjfa-12569	51	1	1	1	NUM
cjfa-12569	51	2	,	,	PUNCT
cjfa-12569	51	3	5	5	NUM
cjfa-12569	51	4	)	)	PUNCT
cjfa-12569	51	5	.	.	PUNCT
cjfa-12569	52	1	although	although	SCONJ
cjfa-12569	52	2	works	work	NOUN
cjfa-12569	52	3	on	on	ADP
cjfa-12569	52	4	the	the	DET
cjfa-12569	52	5	creation	creation	NOUN
cjfa-12569	52	6	of	of	ADP
cjfa-12569	52	7	digital	digital	ADJ
cjfa-12569	52	8	,	,	PUNCT
cjfa-12569	52	9	and	and	CCONJ
cjfa-12569	52	10	more	more	ADV
cjfa-12569	52	11	precisely	precisely	ADV
cjfa-12569	52	12	–	–	PUNCT
cjfa-12569	52	13	“	"	PUNCT
cjfa-12569	52	14	cryptologic	cryptologic	ADJ
cjfa-12569	52	15	”	"	PUNCT
cjfa-12569	52	16	money	money	NOUN
cjfa-12569	52	17	characterised	characterise	VERB
cjfa-12569	52	18	by	by	ADP
cjfa-12569	52	19	anonymity	anonymity	NOUN
cjfa-12569	52	20	and	and	CCONJ
cjfa-12569	52	21	decentralisation	decentralisation	NOUN
cjfa-12569	52	22	had	have	AUX
cjfa-12569	52	23	been	be	AUX
cjfa-12569	52	24	performed	perform	VERB
cjfa-12569	52	25	among	among	ADP
cjfa-12569	52	26	different	different	ADJ
cjfa-12569	52	27	groups	group	NOUN
cjfa-12569	52	28	of	of	ADP
cjfa-12569	52	29	researchers	researcher	NOUN
cjfa-12569	52	30	,	,	PUNCT
cjfa-12569	52	31	and	and	CCONJ
cjfa-12569	52	32	cryptologists	cryptologist	NOUN
cjfa-12569	52	33	in	in	ADP
cjfa-12569	52	34	particular	particular	ADJ
cjfa-12569	52	35	,	,	PUNCT
cjfa-12569	52	36	for	for	ADP
cjfa-12569	52	37	over	over	ADP
cjfa-12569	52	38	thirty	thirty	NUM
cjfa-12569	52	39	years	year	NOUN
cjfa-12569	52	40	(	(	PUNCT
cjfa-12569	52	41	franco	franco	NOUN
cjfa-12569	52	42	,	,	PUNCT
cjfa-12569	52	43	2015	2015	NUM
cjfa-12569	52	44	,	,	PUNCT
cjfa-12569	52	45	p.	p.	NOUN
cjfa-12569	52	46	161	161	NUM
cjfa-12569	52	47	;	;	PUNCT
cjfa-12569	52	48	barber	barber	PROPN
cjfa-12569	52	49	,	,	PUNCT
cjfa-12569	52	50	boyen	boyen	PROPN
cjfa-12569	52	51	,	,	PUNCT
cjfa-12569	52	52	shi	shi	PROPN
cjfa-12569	52	53	,	,	PUNCT
cjfa-12569	52	54	uzun	uzun	PROPN
cjfa-12569	52	55	,	,	PUNCT
cjfa-12569	52	56	2012	2012	NUM
cjfa-12569	52	57	,	,	PUNCT
cjfa-12569	52	58	p.	p.	NOUN
cjfa-12569	52	59	39	39	NUM
cjfa-12569	52	60	;	;	PUNCT
cjfa-12569	52	61	moore	moore	PROPN
cjfa-12569	52	62	,	,	PUNCT
cjfa-12569	52	63	2013	2013	NUM
cjfa-12569	52	64	,	,	PUNCT
cjfa-12569	52	65	p.	p.	NOUN
cjfa-12569	52	66	147	147	NUM
cjfa-12569	52	67	)	)	PUNCT
cjfa-12569	52	68	,	,	PUNCT
cjfa-12569	52	69	the	the	DET
cjfa-12569	52	70	announcement	announcement	NOUN
cjfa-12569	52	71	of	of	ADP
cjfa-12569	52	72	the	the	DET
cjfa-12569	52	73	nakamoto	nakamoto	NOUN
cjfa-12569	52	74	manifesto	manifesto	NOUN
cjfa-12569	52	75	initiated	initiate	VERB
cjfa-12569	52	76	a	a	DET
cjfa-12569	52	77	period	period	NOUN
cjfa-12569	52	78	of	of	ADP
cjfa-12569	52	79	wider	wide	ADJ
cjfa-12569	52	80	interest	interest	NOUN
cjfa-12569	52	81	in	in	ADP
cjfa-12569	52	82	the	the	DET
cjfa-12569	52	83	issue	issue	NOUN
cjfa-12569	52	84	of	of	ADP
cjfa-12569	52	85	cryptocurrencies	cryptocurrencie	NOUN
cjfa-12569	52	86	.	.	PUNCT
cjfa-12569	53	1	the	the	DET
cjfa-12569	53	2	study	study	NOUN
cjfa-12569	53	3	of	of	ADP
cjfa-12569	53	4	available	available	ADJ
cjfa-12569	53	5	literature	literature	NOUN
cjfa-12569	53	6	indicates	indicate	VERB
cjfa-12569	53	7	that	that	SCONJ
cjfa-12569	53	8	authors	author	NOUN
cjfa-12569	53	9	of	of	ADP
cjfa-12569	53	10	different	different	ADJ
cjfa-12569	53	11	publications	publication	NOUN
cjfa-12569	53	12	focused	focus	VERB
cjfa-12569	53	13	primarily	primarily	ADV
cjfa-12569	53	14	on	on	ADP
cjfa-12569	53	15	the	the	DET
cjfa-12569	53	16	idea	idea	NOUN
cjfa-12569	53	17	behind	behind	ADP
cjfa-12569	53	18	the	the	DET
cjfa-12569	53	19	inception	inception	NOUN
cjfa-12569	53	20	of	of	ADP
cjfa-12569	53	21	bitcoin	bitcoin	NOUN
cjfa-12569	53	22	and	and	CCONJ
cjfa-12569	53	23	matters	matter	NOUN
cjfa-12569	53	24	of	of	ADP
cjfa-12569	53	25	definition	definition	NOUN
cjfa-12569	53	26	(	(	PUNCT
cjfa-12569	53	27	selgin	selgin	PROPN
cjfa-12569	53	28	,	,	PUNCT
cjfa-12569	53	29	2015	2015	NUM
cjfa-12569	53	30	;	;	PUNCT
cjfa-12569	53	31	yermack	yermack	NOUN
cjfa-12569	53	32	,	,	PUNCT
cjfa-12569	53	33	2013	2013	NUM
cjfa-12569	53	34	;	;	PUNCT
cjfa-12569	53	35	european	european	PROPN
cjfa-12569	53	36	central	central	PROPN
cjfa-12569	53	37	bank	bank	PROPN
cjfa-12569	53	38	,	,	PUNCT
cjfa-12569	53	39	2012	2012	NUM
cjfa-12569	53	40	;	;	PUNCT
cjfa-12569	53	41	international	international	ADJ
cjfa-12569	53	42	monetary	monetary	ADJ
cjfa-12569	53	43	fund	fund	NOUN
cjfa-12569	53	44	,	,	PUNCT
cjfa-12569	53	45	2016	2016	NUM
cjfa-12569	53	46	)	)	PUNCT
cjfa-12569	53	47	,	,	PUNCT
cjfa-12569	53	48	the	the	DET
cjfa-12569	53	49	technical	technical	ADJ
cjfa-12569	53	50	aspects	aspect	NOUN
cjfa-12569	53	51	of	of	ADP
cjfa-12569	53	52	the	the	DET
cjfa-12569	53	53	bitcoin	bitcoin	ADJ
cjfa-12569	53	54	system	system	NOUN
cjfa-12569	53	55	(	(	PUNCT
cjfa-12569	53	56	courtois	courtois	NOUN
cjfa-12569	53	57	,	,	PUNCT
cjfa-12569	53	58	grajek	grajek	NOUN
cjfa-12569	53	59	,	,	PUNCT
cjfa-12569	53	60	naik	naik	PROPN
cjfa-12569	53	61	,	,	PUNCT
cjfa-12569	53	62	2014	2014	NUM
cjfa-12569	53	63	;	;	PUNCT
cjfa-12569	53	64	vasek	vasek	PROPN
cjfa-12569	53	65	,	,	PUNCT
cjfa-12569	53	66	thornton	thornton	PROPN
cjfa-12569	53	67	,	,	PUNCT
cjfa-12569	53	68	moore	moore	PROPN
cjfa-12569	53	69	,	,	PUNCT
cjfa-12569	53	70	2014	2014	NUM
cjfa-12569	53	71	;	;	PUNCT
cjfa-12569	53	72	ober	ober	PROPN
cjfa-12569	53	73	,	,	PUNCT
cjfa-12569	53	74	katzenbeisser	katzenbeisser	NOUN
cjfa-12569	53	75	,	,	PUNCT
cjfa-12569	53	76	hamacher	hamacher	NOUN
cjfa-12569	53	77	,	,	PUNCT
cjfa-12569	53	78	2013	2013	NUM
cjfa-12569	53	79	)	)	PUNCT
cjfa-12569	53	80	,	,	PUNCT
cjfa-12569	53	81	the	the	DET
cjfa-12569	53	82	analysis	analysis	NOUN
cjfa-12569	53	83	of	of	ADP
cjfa-12569	53	84	the	the	DET
cjfa-12569	53	85	investment	investment	NOUN
cjfa-12569	53	86	behaviour	behaviour	NOUN
cjfa-12569	53	87	of	of	ADP
cjfa-12569	53	88	cryptocurrency	cryptocurrency	NOUN
cjfa-12569	53	89	users	user	NOUN
cjfa-12569	53	90	(	(	PUNCT
cjfa-12569	53	91	baek	baek	NOUN
cjfa-12569	53	92	&	&	CCONJ
cjfa-12569	53	93	elbeck	elbeck	NOUN
cjfa-12569	53	94	,	,	PUNCT
cjfa-12569	53	95	2015	2015	NUM
cjfa-12569	53	96	)	)	PUNCT
cjfa-12569	53	97	and	and	CCONJ
cjfa-12569	53	98	the	the	DET
cjfa-12569	53	99	identification	identification	NOUN
cjfa-12569	53	100	of	of	ADP
cjfa-12569	53	101	factors	factor	NOUN
cjfa-12569	53	102	determining	determine	VERB
cjfa-12569	53	103	the	the	DET
cjfa-12569	53	104	bitcoin	bitcoin	ADJ
cjfa-12569	53	105	exchange	exchange	NOUN
cjfa-12569	53	106	rate	rate	NOUN
cjfa-12569	53	107	(	(	PUNCT
cjfa-12569	53	108	kristoufek	kristoufek	NOUN
cjfa-12569	53	109	,	,	PUNCT
cjfa-12569	53	110	2015	2015	NUM
cjfa-12569	53	111	;	;	PUNCT
cjfa-12569	53	112	li	li	PROPN
cjfa-12569	53	113	&	&	CCONJ
cjfa-12569	53	114	wang	wang	PROPN
cjfa-12569	53	115	,	,	PUNCT
cjfa-12569	53	116	2016	2016	NUM
cjfa-12569	53	117	;	;	PUNCT
cjfa-12569	53	118	polasik	polasik	NOUN
cjfa-12569	53	119	,	,	PUNCT
cjfa-12569	53	120	piotrowska	piotrowska	ADJ
cjfa-12569	53	121	,	,	PUNCT
cjfa-12569	53	122	wiśniewski	wiśniewski	ADJ
cjfa-12569	53	123	,	,	PUNCT
cjfa-12569	53	124	kotkowski	kotkowski	NOUN
cjfa-12569	53	125	,	,	PUNCT
cjfa-12569	53	126	lightfoot	lightfoot	PROPN
cjfa-12569	53	127	,	,	PUNCT
cjfa-12569	53	128	2015	2015	NUM
cjfa-12569	53	129	)	)	PUNCT
cjfa-12569	53	130	.	.	PUNCT
cjfa-12569	54	1	the	the	DET
cjfa-12569	54	2	author	author	NOUN
cjfa-12569	54	3	observed	observe	VERB
cjfa-12569	54	4	that	that	SCONJ
cjfa-12569	54	5	the	the	DET
cjfa-12569	54	6	potential	potential	ADJ
cjfa-12569	54	7	use	use	NOUN
cjfa-12569	54	8	of	of	ADP
cjfa-12569	54	9	bitcoin	bitcoin	NOUN
cjfa-12569	54	10	in	in	ADP
cjfa-12569	54	11	payments	payment	NOUN
cjfa-12569	54	12	,	,	PUNCT
cjfa-12569	54	13	which	which	PRON
cjfa-12569	54	14	was	be	AUX
cjfa-12569	54	15	at	at	ADP
cjfa-12569	54	16	the	the	DET
cjfa-12569	54	17	foundation	foundation	NOUN
cjfa-12569	54	18	of	of	ADP
cjfa-12569	54	19	the	the	DET
cjfa-12569	54	20	bitcoin	bitcoin	ADJ
cjfa-12569	54	21	idea	idea	NOUN
cjfa-12569	54	22	,	,	PUNCT
cjfa-12569	54	23	has	have	AUX
cjfa-12569	54	24	not	not	PART
cjfa-12569	54	25	been	be	AUX
cjfa-12569	54	26	sufficiently	sufficiently	ADV
cjfa-12569	54	27	examined	examine	VERB
cjfa-12569	54	28	in	in	ADP
cjfa-12569	54	29	research	research	NOUN
cjfa-12569	54	30	and	and	CCONJ
cjfa-12569	54	31	literature	literature	NOUN
cjfa-12569	54	32	on	on	ADP
cjfa-12569	54	33	the	the	DET
cjfa-12569	54	34	subject	subject	NOUN
cjfa-12569	54	35	.	.	PUNCT
cjfa-12569	55	1	having	have	VERB
cjfa-12569	55	2	that	that	PRON
cjfa-12569	55	3	in	in	ADP
cjfa-12569	55	4	mind	mind	NOUN
cjfa-12569	55	5	,	,	PUNCT
cjfa-12569	55	6	she	she	PRON
cjfa-12569	55	7	decided	decide	VERB
cjfa-12569	55	8	that	that	SCONJ
cjfa-12569	55	9	the	the	DET
cjfa-12569	55	10	paper	paper	NOUN
cjfa-12569	55	11	would	would	AUX
cjfa-12569	55	12	specify	specify	VERB
cjfa-12569	55	13	the	the	DET
cjfa-12569	55	14	potential	potential	ADJ
cjfa-12569	55	15	use	use	NOUN
cjfa-12569	55	16	of	of	ADP
cjfa-12569	55	17	cryptocurrencies	cryptocurrencie	NOUN
cjfa-12569	55	18	in	in	ADP
cjfa-12569	55	19	the	the	DET
cjfa-12569	55	20	polish	polish	ADJ
cjfa-12569	55	21	payment	payment	NOUN
cjfa-12569	55	22	services	service	NOUN
cjfa-12569	55	23	sector	sector	NOUN
cjfa-12569	55	24	.	.	PUNCT
cjfa-12569	56	1	research	research	NOUN
cjfa-12569	56	2	methodology	methodology	NOUN
cjfa-12569	56	3	and	and	CCONJ
cjfa-12569	56	4	course	course	NOUN
cjfa-12569	56	5	of	of	ADP
cjfa-12569	56	6	the	the	DET
cjfa-12569	56	7	research	research	NOUN
cjfa-12569	56	8	process	process	NOUN
cjfa-12569	56	9	the	the	DET
cjfa-12569	56	10	research	research	NOUN
cjfa-12569	56	11	hypothesis	hypothesis	NOUN
cjfa-12569	56	12	was	be	AUX
cjfa-12569	56	13	verified	verify	VERB
cjfa-12569	56	14	on	on	ADP
cjfa-12569	56	15	the	the	DET
cjfa-12569	56	16	basis	basis	NOUN
cjfa-12569	56	17	of	of	ADP
cjfa-12569	56	18	selected	select	VERB
cjfa-12569	56	19	results	result	NOUN
cjfa-12569	56	20	of	of	ADP
cjfa-12569	56	21	the	the	DET
cjfa-12569	56	22	survey	survey	NOUN
cjfa-12569	56	23	among	among	ADP
cjfa-12569	56	24	representatives	representative	NOUN
cjfa-12569	56	25	of	of	ADP
cjfa-12569	56	26	financial	financial	ADJ
cjfa-12569	56	27	institutions	institution	NOUN
cjfa-12569	56	28	operating	operate	VERB
cjfa-12569	56	29	in	in	ADP
cjfa-12569	56	30	poland	poland	PROPN
cjfa-12569	56	31	.	.	PUNCT
cjfa-12569	57	1	it	it	PRON
cjfa-12569	57	2	was	be	AUX
cjfa-12569	57	3	carried	carry	VERB
cjfa-12569	57	4	out	out	ADP
cjfa-12569	57	5	in	in	ADP
cjfa-12569	57	6	cooperation	cooperation	NOUN
cjfa-12569	57	7	with	with	ADP
cjfa-12569	57	8	the	the	DET
cjfa-12569	57	9	polish	polish	PROPN
cjfa-12569	57	10	bank	bank	PROPN
cjfa-12569	57	11	association	association	PROPN
cjfa-12569	57	12	between	between	ADP
cjfa-12569	57	13	june	june	PROPN
cjfa-12569	57	14	and	and	CCONJ
cjfa-12569	57	15	december	december	PROPN
cjfa-12569	57	16	2014	2014	NUM
cjfa-12569	57	17	as	as	ADP
cjfa-12569	57	18	part	part	NOUN
cjfa-12569	57	19	of	of	ADP
cjfa-12569	57	20	a	a	DET
cjfa-12569	57	21	research	research	NOUN
cjfa-12569	57	22	project	project	NOUN
cjfa-12569	57	23	of	of	ADP
cjfa-12569	57	24	the	the	DET
cjfa-12569	57	25	warsaw	warsaw	PROPN
cjfa-12569	57	26	institute	institute	PROPN
cjfa-12569	57	27	of	of	ADP
cjfa-12569	57	28	banking	banking	NOUN
cjfa-12569	57	29	and	and	CCONJ
cjfa-12569	57	30	alterum	alterum	VERB
cjfa-12569	57	31	grant	grant	NOUN
cjfa-12569	57	32	no	no	NOUN
cjfa-12569	57	33	.	.	PUNCT
cjfa-12569	58	1	wib/2014/01	wib/2014/01	PROPN
cjfa-12569	58	2	,	,	PUNCT
cjfa-12569	58	3	„	„	PUNCT
cjfa-12569	58	4	rozwój	rozwój	PROPN
cjfa-12569	58	5	przez	przez	PROPN
cjfa-12569	58	6	innowacje	innowacje	PROPN
cjfa-12569	58	7	czy	czy	PROPN
cjfa-12569	58	8	efekt	efekt	PROPN
cjfa-12569	58	9	skali	skali	VERB
cjfa-12569	58	10	?	?	PUNCT
cjfa-12569	59	1	badanie	badanie	PROPN
cjfa-12569	59	2	uczestników	uczestników	PROPN
cjfa-12569	59	3	polskiego	polskiego	PROPN
cjfa-12569	59	4	systemu	systemu	PROPN
cjfa-12569	59	5	płatniczego	płatniczego	PROPN
cjfa-12569	59	6	”	"	PUNCT
cjfa-12569	59	7	 	 	SPACE
cjfa-12569	59	8	4	4	NUM
cjfa-12569	59	9	.	.	PUNCT
cjfa-12569	60	1	it	it	PRON
cjfa-12569	60	2	covered	cover	VERB
cjfa-12569	60	3	a	a	DET
cjfa-12569	60	4	number	number	NOUN
cjfa-12569	60	5	of	of	ADP
cjfa-12569	60	6	cognitive	cognitive	ADJ
cjfa-12569	60	7	goals	goal	NOUN
cjfa-12569	60	8	concerning	concern	VERB
cjfa-12569	60	9	the	the	DET
cjfa-12569	60	10	broadly	broadly	ADV
cjfa-12569	60	11	understood	understand	VERB
cjfa-12569	60	12	issue	issue	NOUN
cjfa-12569	60	13	of	of	ADP
cjfa-12569	60	14	develop4	develop4	PROPN
cjfa-12569	60	15	 	 	SPACE
cjfa-12569	60	16	the	the	DET
cjfa-12569	60	17	author	author	NOUN
cjfa-12569	60	18	would	would	AUX
cjfa-12569	60	19	like	like	VERB
cjfa-12569	60	20	to	to	PART
cjfa-12569	60	21	thank	thank	VERB
cjfa-12569	60	22	michał	michał	PROPN
cjfa-12569	60	23	polasik	polasik	PROPN
cjfa-12569	60	24	ph.d	ph.d	PROPN
cjfa-12569	60	25	.	.	PUNCT
cjfa-12569	61	1	and	and	CCONJ
cjfa-12569	61	2	natalia	natalia	PROPN
cjfa-12569	61	3	kumkowska	kumkowska	PROPN
cjfa-12569	61	4	who	who	PRON
cjfa-12569	61	5	also	also	ADV
cjfa-12569	61	6	served	serve	VERB
cjfa-12569	61	7	as	as	ADP
cjfa-12569	61	8	investigators	investigator	NOUN
cjfa-12569	61	9	.	.	PUNCT
cjfa-12569	62	1	moreover	moreover	ADV
cjfa-12569	62	2	,	,	PUNCT
cjfa-12569	62	3	special	special	ADJ
cjfa-12569	62	4	thanks	thank	NOUN
cjfa-12569	62	5	are	be	AUX
cjfa-12569	62	6	addressed	address	VERB
cjfa-12569	62	7	to	to	ADP
cjfa-12569	62	8	lech	lech	PROPN
cjfa-12569	62	9	kurkliński	kurkliński	PROPN
cjfa-12569	62	10	,	,	PUNCT
cjfa-12569	62	11	ph.d	ph.d	PROPN
cjfa-12569	62	12	.	.	PROPN
cjfa-12569	62	13	,	,	PUNCT
cjfa-12569	62	14	the	the	DET
cjfa-12569	62	15	director	director	NOUN
cjfa-12569	62	16	of	of	ADP
cjfa-12569	62	17	alterum	alterum	NOUN
cjfa-12569	62	18	,	,	PUNCT
cjfa-12569	62	19	director	director	NOUN
cjfa-12569	62	20	paweł	paweł	VERB
cjfa-12569	62	21	widawski	widawski	PROPN
cjfa-12569	62	22	,	,	PUNCT
cjfa-12569	62	23	ph.d	ph.d	PROPN
cjfa-12569	62	24	.	.	PROPN
cjfa-12569	63	1	and	and	CCONJ
cjfa-12569	63	2	radosław	radosław	PROPN
cjfa-12569	63	3	kotkowski	kotkowski	PROPN
cjfa-12569	63	4	from	from	ADP
cjfa-12569	63	5	the	the	DET
cjfa-12569	63	6	polish	polish	PROPN
cjfa-12569	63	7	bank	bank	PROPN
cjfa-12569	63	8	association	association	NOUN
cjfa-12569	63	9	for	for	ADP
cjfa-12569	63	10	their	their	PRON
cjfa-12569	63	11	support	support	NOUN
cjfa-12569	63	12	in	in	ADP
cjfa-12569	63	13	carrying	carry	VERB
cjfa-12569	63	14	out	out	ADP
cjfa-12569	63	15	this	this	DET
cjfa-12569	63	16	research	research	NOUN
cjfa-12569	63	17	project	project	NOUN
cjfa-12569	63	18	.	.	PUNCT
cjfa-12569	64	1	fields	field	NOUN
cjfa-12569	64	2	of	of	ADP
cjfa-12569	64	3	potential	potential	ADJ
cjfa-12569	64	4	use	use	NOUN
cjfa-12569	64	5	of	of	ADP
cjfa-12569	64	6	cryptocurrencies	cryptocurrencie	NOUN
cjfa-12569	64	7	…	…	PUNCT
cjfa-12569	64	8	205	205	NUM
cjfa-12569	64	9	ment	ment	NOUN
cjfa-12569	64	10	and	and	CCONJ
cjfa-12569	64	11	innovation	innovation	NOUN
cjfa-12569	64	12	in	in	ADP
cjfa-12569	64	13	the	the	DET
cjfa-12569	64	14	payment	payment	NOUN
cjfa-12569	64	15	services	service	NOUN
cjfa-12569	64	16	market	market	NOUN
cjfa-12569	64	17	.	.	PUNCT
cjfa-12569	65	1	one	one	NUM
cjfa-12569	65	2	of	of	ADP
cjfa-12569	65	3	the	the	DET
cjfa-12569	65	4	aims	aim	NOUN
cjfa-12569	65	5	was	be	AUX
cjfa-12569	65	6	to	to	PART
cjfa-12569	65	7	determine	determine	VERB
cjfa-12569	65	8	how	how	SCONJ
cjfa-12569	65	9	the	the	DET
cjfa-12569	65	10	bitcoin	bitcoin	ADJ
cjfa-12569	65	11	cryptocurrency	cryptocurrency	NOUN
cjfa-12569	65	12	could	could	AUX
cjfa-12569	65	13	function	function	VERB
cjfa-12569	65	14	in	in	ADP
cjfa-12569	65	15	the	the	DET
cjfa-12569	65	16	financial	financial	ADJ
cjfa-12569	65	17	system	system	NOUN
cjfa-12569	65	18	.	.	PUNCT
cjfa-12569	66	1	the	the	DET
cjfa-12569	66	2	study	study	NOUN
cjfa-12569	66	3	intended	intend	VERB
cjfa-12569	66	4	to	to	PART
cjfa-12569	66	5	discover	discover	VERB
cjfa-12569	66	6	the	the	DET
cjfa-12569	66	7	scale	scale	NOUN
cjfa-12569	66	8	of	of	ADP
cjfa-12569	66	9	interest	interest	NOUN
cjfa-12569	66	10	in	in	ADP
cjfa-12569	66	11	the	the	DET
cjfa-12569	66	12	potential	potential	ADJ
cjfa-12569	66	13	use	use	NOUN
cjfa-12569	66	14	of	of	ADP
cjfa-12569	66	15	cryptocurrencies	cryptocurrencie	NOUN
cjfa-12569	66	16	,	,	PUNCT
cjfa-12569	66	17	including	include	VERB
cjfa-12569	66	18	bitcoin	bitcoin	NOUN
cjfa-12569	66	19	,	,	PUNCT
cjfa-12569	66	20	in	in	ADP
cjfa-12569	66	21	the	the	DET
cjfa-12569	66	22	financial	financial	ADJ
cjfa-12569	66	23	sector	sector	NOUN
cjfa-12569	66	24	and	and	CCONJ
cjfa-12569	66	25	to	to	PART
cjfa-12569	66	26	specify	specify	VERB
cjfa-12569	66	27	the	the	DET
cjfa-12569	66	28	prospects	prospect	NOUN
cjfa-12569	66	29	for	for	ADP
cjfa-12569	66	30	the	the	DET
cjfa-12569	66	31	development	development	NOUN
cjfa-12569	66	32	of	of	ADP
cjfa-12569	66	33	the	the	DET
cjfa-12569	66	34	cryptocurrencies	cryptocurrencie	NOUN
cjfa-12569	66	35	market	market	NOUN
cjfa-12569	66	36	.	.	PUNCT
cjfa-12569	67	1	the	the	DET
cjfa-12569	67	2	author	author	NOUN
cjfa-12569	67	3	was	be	AUX
cjfa-12569	67	4	among	among	ADP
cjfa-12569	67	5	the	the	DET
cjfa-12569	67	6	investigators	investigator	NOUN
cjfa-12569	67	7	of	of	ADP
cjfa-12569	67	8	the	the	DET
cjfa-12569	67	9	project	project	NOUN
cjfa-12569	67	10	,	,	PUNCT
cjfa-12569	67	11	and	and	CCONJ
cjfa-12569	67	12	her	her	PRON
cjfa-12569	67	13	duties	duty	NOUN
cjfa-12569	67	14	included	include	VERB
cjfa-12569	67	15	developing	develop	VERB
cjfa-12569	67	16	the	the	DET
cjfa-12569	67	17	questionnaire	questionnaire	NOUN
cjfa-12569	67	18	and	and	CCONJ
cjfa-12569	67	19	analysing	analyse	VERB
cjfa-12569	67	20	the	the	DET
cjfa-12569	67	21	obtained	obtain	VERB
cjfa-12569	67	22	results	result	NOUN
cjfa-12569	67	23	.	.	PUNCT
cjfa-12569	68	1	she	she	PRON
cjfa-12569	68	2	was	be	AUX
cjfa-12569	68	3	also	also	ADV
cjfa-12569	68	4	responsible	responsible	ADJ
cjfa-12569	68	5	for	for	ADP
cjfa-12569	68	6	analysing	analyse	VERB
cjfa-12569	68	7	the	the	DET
cjfa-12569	68	8	results	result	NOUN
cjfa-12569	68	9	of	of	ADP
cjfa-12569	68	10	the	the	DET
cjfa-12569	68	11	study	study	NOUN
cjfa-12569	68	12	related	relate	VERB
cjfa-12569	68	13	to	to	ADP
cjfa-12569	68	14	cryptocurrencies	cryptocurrencie	NOUN
cjfa-12569	68	15	and	and	CCONJ
cjfa-12569	68	16	the	the	DET
cjfa-12569	68	17	biometric	biometric	ADJ
cjfa-12569	68	18	technology	technology	NOUN
cjfa-12569	68	19	(	(	PUNCT
cjfa-12569	68	20	selected	select	VERB
cjfa-12569	68	21	questions	question	NOUN
cjfa-12569	68	22	in	in	ADP
cjfa-12569	68	23	individual	individual	ADJ
cjfa-12569	68	24	parts	part	NOUN
cjfa-12569	68	25	of	of	ADP
cjfa-12569	68	26	the	the	DET
cjfa-12569	68	27	survey)5	survey)5	NOUN
cjfa-12569	68	28	.	.	PUNCT
cjfa-12569	69	1	the	the	DET
cjfa-12569	69	2	study	study	NOUN
cjfa-12569	69	3	,	,	PUNCT
cjfa-12569	69	4	which	which	PRON
cjfa-12569	69	5	generated	generate	VERB
cjfa-12569	69	6	the	the	DET
cjfa-12569	69	7	original	original	ADJ
cjfa-12569	69	8	source	source	NOUN
cjfa-12569	69	9	material	material	NOUN
cjfa-12569	69	10	,	,	PUNCT
cjfa-12569	69	11	was	be	AUX
cjfa-12569	69	12	addressed	address	VERB
cjfa-12569	69	13	to	to	ADP
cjfa-12569	69	14	high	high	ADJ
cjfa-12569	69	15	-	-	PUNCT
cjfa-12569	69	16	level	level	NOUN
cjfa-12569	69	17	managers	manager	NOUN
cjfa-12569	69	18	employed	employ	VERB
cjfa-12569	69	19	in	in	ADP
cjfa-12569	69	20	commercial	commercial	ADJ
cjfa-12569	69	21	banks	bank	NOUN
cjfa-12569	69	22	,	,	PUNCT
cjfa-12569	69	23	cooperative	cooperative	ADJ
cjfa-12569	69	24	banks	bank	NOUN
cjfa-12569	69	25	operating	operate	VERB
cjfa-12569	69	26	in	in	ADP
cjfa-12569	69	27	poland	poland	PROPN
cjfa-12569	69	28	and	and	CCONJ
cjfa-12569	69	29	their	their	PRON
cjfa-12569	69	30	associations	association	NOUN
cjfa-12569	69	31	,	,	PUNCT
cjfa-12569	69	32	banking	banking	NOUN
cjfa-12569	69	33	sector	sector	NOUN
cjfa-12569	69	34	institutions	institution	NOUN
cjfa-12569	69	35	(	(	PUNCT
cjfa-12569	69	36	the	the	DET
cjfa-12569	69	37	national	national	PROPN
cjfa-12569	69	38	bank	bank	PROPN
cjfa-12569	69	39	of	of	ADP
cjfa-12569	69	40	poland	poland	PROPN
cjfa-12569	69	41	,	,	PUNCT
cjfa-12569	69	42	the	the	DET
cjfa-12569	69	43	polish	polish	PROPN
cjfa-12569	69	44	bank	bank	PROPN
cjfa-12569	69	45	association	association	PROPN
cjfa-12569	69	46	)	)	PUNCT
cjfa-12569	69	47	,	,	PUNCT
cjfa-12569	69	48	the	the	DET
cjfa-12569	69	49	national	national	ADJ
cjfa-12569	69	50	clearing	clearing	PROPN
cjfa-12569	69	51	house	house	PROPN
cjfa-12569	69	52	(	(	PUNCT
cjfa-12569	69	53	kir	kir	PROPN
cjfa-12569	69	54	)	)	PUNCT
cjfa-12569	69	55	,	,	PUNCT
cjfa-12569	69	56	card	card	NOUN
cjfa-12569	69	57	associations	association	NOUN
cjfa-12569	69	58	,	,	PUNCT
cjfa-12569	69	59	domestic	domestic	ADJ
cjfa-12569	69	60	payment	payment	NOUN
cjfa-12569	69	61	institutions	institution	NOUN
cjfa-12569	69	62	and	and	CCONJ
cjfa-12569	69	63	it	it	PRON
cjfa-12569	69	64	companies	company	NOUN
cjfa-12569	69	65	functioning	function	VERB
cjfa-12569	69	66	in	in	ADP
cjfa-12569	69	67	the	the	DET
cjfa-12569	69	68	area	area	NOUN
cjfa-12569	69	69	of	of	ADP
cjfa-12569	69	70	payment	payment	NOUN
cjfa-12569	69	71	services	service	NOUN
cjfa-12569	69	72	,	,	PUNCT
cjfa-12569	69	73	as	as	ADV
cjfa-12569	69	74	well	well	ADV
cjfa-12569	69	75	as	as	ADP
cjfa-12569	69	76	acquirers	acquirer	NOUN
cjfa-12569	69	77	.	.	PUNCT
cjfa-12569	70	1	the	the	DET
cjfa-12569	70	2	polish	polish	PROPN
cjfa-12569	70	3	bank	bank	PROPN
cjfa-12569	70	4	association	association	PROPN
cjfa-12569	70	5	had	have	VERB
cjfa-12569	70	6	a	a	DET
cjfa-12569	70	7	key	key	ADJ
cjfa-12569	70	8	role	role	NOUN
cjfa-12569	70	9	in	in	ADP
cjfa-12569	70	10	the	the	DET
cjfa-12569	70	11	implementation	implementation	NOUN
cjfa-12569	70	12	of	of	ADP
cjfa-12569	70	13	the	the	DET
cjfa-12569	70	14	study	study	NOUN
cjfa-12569	70	15	.	.	PUNCT
cjfa-12569	71	1	it	it	PRON
cjfa-12569	71	2	selected	select	VERB
cjfa-12569	71	3	470	470	NUM
cjfa-12569	71	4	experts	expert	NOUN
cjfa-12569	71	5	dealing	deal	VERB
cjfa-12569	71	6	with	with	ADP
cjfa-12569	71	7	innovation	innovation	NOUN
cjfa-12569	71	8	in	in	ADP
cjfa-12569	71	9	the	the	DET
cjfa-12569	71	10	financial	financial	ADJ
cjfa-12569	71	11	market	market	NOUN
cjfa-12569	71	12	within	within	ADP
cjfa-12569	71	13	the	the	DET
cjfa-12569	71	14	surveyed	survey	VERB
cjfa-12569	71	15	institutions	institution	NOUN
cjfa-12569	71	16	,	,	PUNCT
cjfa-12569	71	17	and	and	CCONJ
cjfa-12569	71	18	distributed	distribute	VERB
cjfa-12569	71	19	the	the	DET
cjfa-12569	71	20	questionnaire	questionnaire	NOUN
cjfa-12569	71	21	through	through	ADP
cjfa-12569	71	22	its	its	PRON
cjfa-12569	71	23	associated	associated	ADJ
cjfa-12569	71	24	entities	entity	NOUN
cjfa-12569	71	25	,	,	PUNCT
cjfa-12569	71	26	i.e.	i.e.	X
cjfa-12569	71	27	:	:	PUNCT
cjfa-12569	71	28	the	the	DET
cjfa-12569	71	29	council	council	PROPN
cjfa-12569	71	30	of	of	ADP
cjfa-12569	71	31	bank	bank	PROPN
cjfa-12569	71	32	cards	card	NOUN
cjfa-12569	71	33	issuers	issuer	NOUN
cjfa-12569	71	34	,	,	PUNCT
cjfa-12569	71	35	the	the	DET
cjfa-12569	71	36	electronic	electronic	ADJ
cjfa-12569	71	37	banking	banking	NOUN
cjfa-12569	71	38	council	council	NOUN
cjfa-12569	71	39	,	,	PUNCT
cjfa-12569	71	40	the	the	DET
cjfa-12569	71	41	clearing	clearing	NOUN
cjfa-12569	71	42	agents	agent	NOUN
cjfa-12569	71	43	committee	committee	NOUN
cjfa-12569	71	44	and	and	CCONJ
cjfa-12569	71	45	sepa	sepa	PROPN
cjfa-12569	71	46	poland	poland	PROPN
cjfa-12569	71	47	.	.	PUNCT
cjfa-12569	72	1	the	the	DET
cjfa-12569	72	2	questions	question	NOUN
cjfa-12569	72	3	regarded	regard	VERB
cjfa-12569	72	4	opinions	opinion	NOUN
cjfa-12569	72	5	and	and	CCONJ
cjfa-12569	72	6	forecasts	forecast	NOUN
cjfa-12569	72	7	of	of	ADP
cjfa-12569	72	8	experts	expert	NOUN
cjfa-12569	72	9	participating	participate	VERB
cjfa-12569	72	10	in	in	ADP
cjfa-12569	72	11	the	the	DET
cjfa-12569	72	12	survey	survey	NOUN
cjfa-12569	72	13	,	,	PUNCT
cjfa-12569	72	14	and	and	CCONJ
cjfa-12569	72	15	not	not	PART
cjfa-12569	72	16	the	the	DET
cjfa-12569	72	17	position	position	NOUN
cjfa-12569	72	18	of	of	ADP
cjfa-12569	72	19	the	the	DET
cjfa-12569	72	20	parent	parent	NOUN
cjfa-12569	72	21	institution	institution	NOUN
cjfa-12569	72	22	.	.	PUNCT
cjfa-12569	73	1	the	the	DET
cjfa-12569	73	2	study	study	NOUN
cjfa-12569	73	3	generated	generate	VERB
cjfa-12569	73	4	responses	response	NOUN
cjfa-12569	73	5	from	from	ADP
cjfa-12569	73	6	70	70	NUM
cjfa-12569	73	7	experts	expert	NOUN
cjfa-12569	73	8	,	,	PUNCT
cjfa-12569	73	9	who	who	PRON
cjfa-12569	73	10	presented	present	VERB
cjfa-12569	73	11	the	the	DET
cjfa-12569	73	12	opinions	opinion	NOUN
cjfa-12569	73	13	of	of	ADP
cjfa-12569	73	14	the	the	DET
cjfa-12569	73	15	broadly	broadly	ADV
cjfa-12569	73	16	understood	understand	VERB
cjfa-12569	73	17	community	community	NOUN
cjfa-12569	73	18	of	of	ADP
cjfa-12569	73	19	professionals	professional	NOUN
cjfa-12569	73	20	from	from	ADP
cjfa-12569	73	21	the	the	DET
cjfa-12569	73	22	payment	payment	NOUN
cjfa-12569	73	23	services	service	NOUN
cjfa-12569	73	24	market	market	NOUN
cjfa-12569	73	25	in	in	ADP
cjfa-12569	73	26	poland	poland	PROPN
cjfa-12569	73	27	.	.	PUNCT
cjfa-12569	74	1	information	information	NOUN
cjfa-12569	74	2	regarding	regard	VERB
cjfa-12569	74	3	the	the	DET
cjfa-12569	74	4	respondents	respondent	NOUN
cjfa-12569	74	5	is	be	AUX
cjfa-12569	74	6	presented	present	VERB
cjfa-12569	74	7	below	below	ADV
cjfa-12569	74	8	.	.	PUNCT
cjfa-12569	75	1	5	5	NUM
cjfa-12569	75	2	 	 	SPACE
cjfa-12569	75	3	results	result	NOUN
cjfa-12569	75	4	of	of	ADP
cjfa-12569	75	5	the	the	DET
cjfa-12569	75	6	study	study	NOUN
cjfa-12569	75	7	were	be	AUX
cjfa-12569	75	8	published	publish	VERB
cjfa-12569	75	9	in	in	ADP
cjfa-12569	75	10	the	the	DET
cjfa-12569	75	11	form	form	NOUN
cjfa-12569	75	12	of	of	ADP
cjfa-12569	75	13	a	a	DET
cjfa-12569	75	14	report	report	NOUN
cjfa-12569	75	15	:	:	PUNCT
cjfa-12569	75	16	polasik	polasik	NOUN
cjfa-12569	75	17	,	,	PUNCT
cjfa-12569	75	18	m.	m.	NOUN
cjfa-12569	75	19	,	,	PUNCT
cjfa-12569	75	20	piotrowska	piotrowska	PROPN
cjfa-12569	75	21	,	,	PUNCT
cjfa-12569	75	22	a.i	a.i	PROPN
cjfa-12569	75	23	.	.	PROPN
cjfa-12569	75	24	,	,	PUNCT
cjfa-12569	75	25	kumkowska	kumkowska	PROPN
cjfa-12569	75	26	,	,	PUNCT
cjfa-12569	75	27	n.	n.	NOUN
cjfa-12569	75	28	(	(	PUNCT
cjfa-12569	75	29	2015	2015	NUM
cjfa-12569	75	30	)	)	PUNCT
cjfa-12569	75	31	.	.	PUNCT
cjfa-12569	76	1	rozwój	rozwój	PROPN
cjfa-12569	76	2	przez	przez	PROPN
cjfa-12569	76	3	innowacje	innowacje	PROPN
cjfa-12569	76	4	czy	czy	PROPN
cjfa-12569	76	5	efekt	efekt	PROPN
cjfa-12569	76	6	skali	skali	VERB
cjfa-12569	76	7	?	?	PUNCT
cjfa-12569	77	1	badanie	badanie	PROPN
cjfa-12569	77	2	uczestników	uczestników	PROPN
cjfa-12569	77	3	polskiego	polskiego	PROPN
cjfa-12569	77	4	system	system	NOUN
cjfa-12569	77	5	płatniczego	płatniczego	NOUN
cjfa-12569	77	6	,	,	PUNCT
cjfa-12569	77	7	research	research	NOUN
cjfa-12569	77	8	report	report	NOUN
cjfa-12569	77	9	,	,	PUNCT
cjfa-12569	77	10	alterum	alterum	ADP
cjfa-12569	77	11	centre	centre	NOUN
cjfa-12569	77	12	for	for	ADP
cjfa-12569	77	13	research	research	NOUN
cjfa-12569	77	14	and	and	CCONJ
cjfa-12569	77	15	analysis	analysis	NOUN
cjfa-12569	77	16	of	of	ADP
cjfa-12569	77	17	financial	financial	ADJ
cjfa-12569	77	18	system	system	NOUN
cjfa-12569	77	19	,	,	PUNCT
cjfa-12569	77	20	warsaw	warsaw	PROPN
cjfa-12569	77	21	institute	institute	PROPN
cjfa-12569	77	22	of	of	ADP
cjfa-12569	77	23	banking	banking	PROPN
cjfa-12569	77	24	,	,	PUNCT
cjfa-12569	77	25	warsaw	warsaw	PROPN
cjfa-12569	77	26	.	.	PUNCT
cjfa-12569	78	1	anna	anna	PROPN
cjfa-12569	78	2	iwona	iwona	PROPN
cjfa-12569	78	3	piotrowska206	piotrowska206	PROPN
cjfa-12569	78	4	figure	figure	VERB
cjfa-12569	78	5	1	1	NUM
cjfa-12569	78	6	.	.	PUNCT
cjfa-12569	79	1	positions	position	NOUN
cjfa-12569	79	2	held	hold	VERB
cjfa-12569	79	3	by	by	ADP
cjfa-12569	79	4	the	the	DET
cjfa-12569	79	5	respondents	respondent	NOUN
cjfa-12569	79	6	the	the	DET
cjfa-12569	79	7	study	study	NOUN
cjfa-12569	79	8	,	,	PUNCT
cjfa-12569	79	9	which	which	PRON
cjfa-12569	79	10	generated	generate	VERB
cjfa-12569	79	11	the	the	DET
cjfa-12569	79	12	original	original	ADJ
cjfa-12569	79	13	source	source	NOUN
cjfa-12569	79	14	material	material	NOUN
cjfa-12569	79	15	,	,	PUNCT
cjfa-12569	79	16	was	be	AUX
cjfa-12569	79	17	addressed	address	VERB
cjfa-12569	79	18	to	to	ADP
cjfa-12569	79	19	high	high	ADJ
cjfa-12569	79	20	-	-	PUNCT
cjfa-12569	79	21	level	level	NOUN
cjfa-12569	79	22	managers	manager	NOUN
cjfa-12569	79	23	employed	employ	VERB
cjfa-12569	79	24	in	in	ADP
cjfa-12569	79	25	commercial	commercial	ADJ
cjfa-12569	79	26	banks	bank	NOUN
cjfa-12569	79	27	,	,	PUNCT
cjfa-12569	79	28	cooperative	cooperative	ADJ
cjfa-12569	79	29	banks	bank	NOUN
cjfa-12569	79	30	operating	operate	VERB
cjfa-12569	79	31	in	in	ADP
cjfa-12569	79	32	poland	poland	PROPN
cjfa-12569	79	33	and	and	CCONJ
cjfa-12569	79	34	their	their	PRON
cjfa-12569	79	35	associations	association	NOUN
cjfa-12569	79	36	,	,	PUNCT
cjfa-12569	79	37	banking	banking	NOUN
cjfa-12569	79	38	sector	sector	NOUN
cjfa-12569	79	39	institutions	institution	NOUN
cjfa-12569	79	40	(	(	PUNCT
cjfa-12569	79	41	the	the	DET
cjfa-12569	79	42	national	national	PROPN
cjfa-12569	79	43	bank	bank	PROPN
cjfa-12569	79	44	of	of	ADP
cjfa-12569	79	45	poland	poland	PROPN
cjfa-12569	79	46	,	,	PUNCT
cjfa-12569	79	47	the	the	DET
cjfa-12569	79	48	polish	polish	PROPN
cjfa-12569	79	49	bank	bank	PROPN
cjfa-12569	79	50	association	association	PROPN
cjfa-12569	79	51	)	)	PUNCT
cjfa-12569	79	52	,	,	PUNCT
cjfa-12569	79	53	the	the	DET
cjfa-12569	79	54	national	national	ADJ
cjfa-12569	79	55	clearing	clearing	PROPN
cjfa-12569	79	56	house	house	PROPN
cjfa-12569	79	57	(	(	PUNCT
cjfa-12569	79	58	kir	kir	PROPN
cjfa-12569	79	59	)	)	PUNCT
cjfa-12569	79	60	,	,	PUNCT
cjfa-12569	79	61	card	card	NOUN
cjfa-12569	79	62	associations	association	NOUN
cjfa-12569	79	63	,	,	PUNCT
cjfa-12569	79	64	domestic	domestic	ADJ
cjfa-12569	79	65	payment	payment	NOUN
cjfa-12569	79	66	institutions	institution	NOUN
cjfa-12569	79	67	and	and	CCONJ
cjfa-12569	79	68	it	it	PRON
cjfa-12569	79	69	companies	company	NOUN
cjfa-12569	79	70	functioning	function	VERB
cjfa-12569	79	71	in	in	ADP
cjfa-12569	79	72	the	the	DET
cjfa-12569	79	73	area	area	NOUN
cjfa-12569	79	74	of	of	ADP
cjfa-12569	79	75	payment	payment	NOUN
cjfa-12569	79	76	services	service	NOUN
cjfa-12569	79	77	,	,	PUNCT
cjfa-12569	79	78	as	as	ADV
cjfa-12569	79	79	well	well	ADV
cjfa-12569	79	80	as	as	ADP
cjfa-12569	79	81	acquirers	acquirer	NOUN
cjfa-12569	79	82	.	.	PUNCT
cjfa-12569	80	1	the	the	DET
cjfa-12569	80	2	polish	polish	PROPN
cjfa-12569	80	3	bank	bank	PROPN
cjfa-12569	80	4	association	association	PROPN
cjfa-12569	80	5	had	have	VERB
cjfa-12569	80	6	a	a	DET
cjfa-12569	80	7	key	key	ADJ
cjfa-12569	80	8	role	role	NOUN
cjfa-12569	80	9	in	in	ADP
cjfa-12569	80	10	the	the	DET
cjfa-12569	80	11	implementation	implementation	NOUN
cjfa-12569	80	12	of	of	ADP
cjfa-12569	80	13	the	the	DET
cjfa-12569	80	14	study	study	NOUN
cjfa-12569	80	15	.	.	PUNCT
cjfa-12569	81	1	it	it	PRON
cjfa-12569	81	2	selected	select	VERB
cjfa-12569	81	3	470	470	NUM
cjfa-12569	81	4	experts	expert	NOUN
cjfa-12569	81	5	dealing	deal	VERB
cjfa-12569	81	6	with	with	ADP
cjfa-12569	81	7	innovation	innovation	NOUN
cjfa-12569	81	8	in	in	ADP
cjfa-12569	81	9	the	the	DET
cjfa-12569	81	10	financial	financial	ADJ
cjfa-12569	81	11	market	market	NOUN
cjfa-12569	81	12	within	within	ADP
cjfa-12569	81	13	the	the	DET
cjfa-12569	81	14	surveyed	survey	VERB
cjfa-12569	81	15	institutions	institution	NOUN
cjfa-12569	81	16	,	,	PUNCT
cjfa-12569	81	17	and	and	CCONJ
cjfa-12569	81	18	distributed	distribute	VERB
cjfa-12569	81	19	the	the	DET
cjfa-12569	81	20	questionnaire	questionnaire	NOUN
cjfa-12569	81	21	through	through	ADP
cjfa-12569	81	22	its	its	PRON
cjfa-12569	81	23	associated	associated	ADJ
cjfa-12569	81	24	entities	entity	NOUN
cjfa-12569	81	25	,	,	PUNCT
cjfa-12569	81	26	i.e.	i.e.	X
cjfa-12569	81	27	:	:	PUNCT
cjfa-12569	81	28	the	the	DET
cjfa-12569	81	29	council	council	PROPN
cjfa-12569	81	30	of	of	ADP
cjfa-12569	81	31	bank	bank	PROPN
cjfa-12569	81	32	cards	card	NOUN
cjfa-12569	81	33	issuers	issuer	NOUN
cjfa-12569	81	34	,	,	PUNCT
cjfa-12569	81	35	the	the	DET
cjfa-12569	81	36	electronic	electronic	ADJ
cjfa-12569	81	37	banking	banking	NOUN
cjfa-12569	81	38	council	council	NOUN
cjfa-12569	81	39	,	,	PUNCT
cjfa-12569	81	40	the	the	DET
cjfa-12569	81	41	clearing	clearing	NOUN
cjfa-12569	81	42	agents	agent	NOUN
cjfa-12569	81	43	committee	committee	NOUN
cjfa-12569	81	44	and	and	CCONJ
cjfa-12569	81	45	sepa	sepa	PROPN
cjfa-12569	81	46	poland	poland	PROPN
cjfa-12569	81	47	.	.	PUNCT
cjfa-12569	82	1	the	the	DET
cjfa-12569	82	2	questions	question	NOUN
cjfa-12569	82	3	regarded	regard	VERB
cjfa-12569	82	4	opinions	opinion	NOUN
cjfa-12569	82	5	and	and	CCONJ
cjfa-12569	82	6	forecasts	forecast	NOUN
cjfa-12569	82	7	of	of	ADP
cjfa-12569	82	8	experts	expert	NOUN
cjfa-12569	82	9	participating	participate	VERB
cjfa-12569	82	10	in	in	ADP
cjfa-12569	82	11	the	the	DET
cjfa-12569	82	12	survey	survey	NOUN
cjfa-12569	82	13	,	,	PUNCT
cjfa-12569	82	14	and	and	CCONJ
cjfa-12569	82	15	not	not	PART
cjfa-12569	82	16	the	the	DET
cjfa-12569	82	17	position	position	NOUN
cjfa-12569	82	18	of	of	ADP
cjfa-12569	82	19	the	the	DET
cjfa-12569	82	20	parent	parent	NOUN
cjfa-12569	82	21	institution	institution	NOUN
cjfa-12569	82	22	.	.	PUNCT
cjfa-12569	83	1	the	the	DET
cjfa-12569	83	2	study	study	NOUN
cjfa-12569	83	3	generated	generate	VERB
cjfa-12569	83	4	responses	response	NOUN
cjfa-12569	83	5	from	from	ADP
cjfa-12569	83	6	70	70	NUM
cjfa-12569	83	7	experts	expert	NOUN
cjfa-12569	83	8	,	,	PUNCT
cjfa-12569	83	9	who	who	PRON
cjfa-12569	83	10	presented	present	VERB
cjfa-12569	83	11	the	the	DET
cjfa-12569	83	12	opinions	opinion	NOUN
cjfa-12569	83	13	of	of	ADP
cjfa-12569	83	14	the	the	DET
cjfa-12569	83	15	broadly	broadly	ADV
cjfa-12569	83	16	understood	understand	VERB
cjfa-12569	83	17	community	community	NOUN
cjfa-12569	83	18	of	of	ADP
cjfa-12569	83	19	professionals	professional	NOUN
cjfa-12569	83	20	from	from	ADP
cjfa-12569	83	21	the	the	DET
cjfa-12569	83	22	payment	payment	NOUN
cjfa-12569	83	23	services	service	NOUN
cjfa-12569	83	24	market	market	NOUN
cjfa-12569	83	25	in	in	ADP
cjfa-12569	83	26	poland	poland	PROPN
cjfa-12569	83	27	.	.	PUNCT
cjfa-12569	84	1	information	information	NOUN
cjfa-12569	84	2	regarding	regard	VERB
cjfa-12569	84	3	the	the	DET
cjfa-12569	84	4	respondents	respondent	NOUN
cjfa-12569	84	5	is	be	AUX
cjfa-12569	84	6	presented	present	VERB
cjfa-12569	84	7	below	below	ADV
cjfa-12569	84	8	.	.	PUNCT
cjfa-12569	85	1	figure	figure	NOUN
cjfa-12569	85	2	1	1	NUM
cjfa-12569	85	3	.	.	PUNCT
cjfa-12569	86	1	positions	position	NOUN
cjfa-12569	86	2	held	hold	VERB
cjfa-12569	86	3	by	by	ADP
cjfa-12569	86	4	the	the	DET
cjfa-12569	86	5	respondents	respondent	NOUN
cjfa-12569	86	6	source	source	NOUN
cjfa-12569	86	7	:	:	PUNCT
cjfa-12569	86	8	survey	survey	NOUN
cjfa-12569	86	9	of	of	ADP
cjfa-12569	86	10	representatives	representative	NOUN
cjfa-12569	86	11	of	of	ADP
cjfa-12569	86	12	institutions	institution	NOUN
cjfa-12569	86	13	operating	operate	VERB
cjfa-12569	86	14	in	in	ADP
cjfa-12569	86	15	the	the	DET
cjfa-12569	86	16	payment	payment	NOUN
cjfa-12569	86	17	services	service	NOUN
cjfa-12569	86	18	market	market	NOUN
cjfa-12569	86	19	in	in	ADP
cjfa-12569	86	20	poland	poland	PROPN
cjfa-12569	86	21	,	,	PUNCT
cjfa-12569	86	22	n=70	n=70	PROPN
cjfa-12569	86	23	.	.	PUNCT
cjfa-12569	87	1	the	the	DET
cjfa-12569	87	2	research	research	NOUN
cjfa-12569	87	3	sample	sample	NOUN
cjfa-12569	87	4	in	in	ADP
cjfa-12569	87	5	terms	term	NOUN
cjfa-12569	87	6	of	of	ADP
cjfa-12569	87	7	the	the	DET
cjfa-12569	87	8	positions	position	NOUN
cjfa-12569	87	9	held	hold	VERB
cjfa-12569	87	10	by	by	ADP
cjfa-12569	87	11	the	the	DET
cjfa-12569	87	12	respondents	respondent	NOUN
cjfa-12569	87	13	is	be	AUX
cjfa-12569	87	14	presented	present	VERB
cjfa-12569	87	15	in	in	ADP
cjfa-12569	87	16	figure	figure	NOUN
cjfa-12569	87	17	1	1	NUM
cjfa-12569	87	18	,	,	PUNCT
cjfa-12569	87	19	which	which	PRON
cjfa-12569	87	20	shows	show	VERB
cjfa-12569	87	21	that	that	SCONJ
cjfa-12569	87	22	most	most	ADJ
cjfa-12569	87	23	of	of	ADP
cjfa-12569	87	24	them	they	PRON
cjfa-12569	87	25	boast	boast	VERB
cjfa-12569	87	26	high	high	ADJ
cjfa-12569	87	27	competence	competence	NOUN
cjfa-12569	87	28	with	with	ADP
cjfa-12569	87	29	respect	respect	NOUN
cjfa-12569	87	30	to	to	ADP
cjfa-12569	87	31	the	the	DET
cjfa-12569	87	32	subject	subject	ADJ
cjfa-12569	87	33	matter	matter	NOUN
cjfa-12569	87	34	and	and	CCONJ
cjfa-12569	87	35	decision	decision	NOUN
cjfa-12569	87	36	-	-	PUNCT
cjfa-12569	87	37	making	making	NOUN
cjfa-12569	87	38	.	.	PUNCT
cjfa-12569	88	1	according	accord	VERB
cjfa-12569	88	2	to	to	ADP
cjfa-12569	88	3	the	the	DET
cjfa-12569	88	4	author	author	NOUN
cjfa-12569	88	5	,	,	PUNCT
cjfa-12569	88	6	it	it	PRON
cjfa-12569	88	7	may	may	AUX
cjfa-12569	88	8	be	be	AUX
cjfa-12569	88	9	treated	treat	VERB
cjfa-12569	88	10	as	as	ADP
cjfa-12569	88	11	one	one	NUM
cjfa-12569	88	12	of	of	ADP
cjfa-12569	88	13	the	the	DET
cjfa-12569	88	14	factors	factor	NOUN
cjfa-12569	88	15	supporting	support	VERB
cjfa-12569	88	16	the	the	DET
cjfa-12569	88	17	high	high	ADJ
cjfa-12569	88	18	cognitive	cognitive	ADJ
cjfa-12569	88	19	value	value	NOUN
cjfa-12569	88	20	of	of	ADP
cjfa-12569	88	21	the	the	DET
cjfa-12569	88	22	survey	survey	NOUN
cjfa-12569	88	23	.	.	PUNCT
cjfa-12569	89	1	figure	figure	NOUN
cjfa-12569	89	2	2	2	NUM
cjfa-12569	89	3	.	.	PUNCT
cjfa-12569	89	4	type	type	NOUN
cjfa-12569	89	5	of	of	ADP
cjfa-12569	89	6	institution	institution	NOUN
cjfa-12569	89	7	employing	employ	VERB
cjfa-12569	89	8	the	the	DET
cjfa-12569	89	9	experts	expert	NOUN
cjfa-12569	89	10	29	29	NUM
cjfa-12569	89	11	%	%	NOUN
cjfa-12569	89	12	19	19	NUM
cjfa-12569	89	13	%	%	NOUN
cjfa-12569	89	14	16	16	NUM
cjfa-12569	89	15	%	%	NOUN
cjfa-12569	89	16	9	9	NUM
cjfa-12569	89	17	%	%	NOUN
cjfa-12569	89	18	9	9	NUM
cjfa-12569	89	19	%	%	NOUN
cjfa-12569	89	20	7	7	NUM
cjfa-12569	89	21	%	%	NOUN
cjfa-12569	89	22	7	7	NUM
cjfa-12569	89	23	%	%	NOUN
cjfa-12569	89	24	6	6	NUM
cjfa-12569	89	25	%	%	NOUN
cjfa-12569	89	26	department	department	NOUN
cjfa-12569	89	27	director	director	NOUN
cjfa-12569	89	28	project	project	NOUN
cjfa-12569	89	29	manager	manager	NOUN
cjfa-12569	89	30	specialist	specialist	NOUN
cjfa-12569	89	31	managing	manage	VERB
cjfa-12569	89	32	director	director	NOUN
cjfa-12569	89	33	division	division	NOUN
cjfa-12569	89	34	/	/	SYM
cjfa-12569	89	35	office	office	NOUN
cjfa-12569	89	36	director	director	NOUN
cjfa-12569	89	37	management	management	PROPN
cjfa-12569	89	38	board	board	PROPN
cjfa-12569	89	39	member	member	NOUN
cjfa-12569	89	40	expert	expert	NOUN
cjfa-12569	89	41	other	other	PROPN
cjfa-12569	89	42	s	s	PART
cjfa-12569	89	43	o	o	NOUN
cjfa-12569	89	44	u	u	NOUN
cjfa-12569	89	45	r	r	NOUN
cjfa-12569	89	46	c	c	NOUN
cjfa-12569	89	47	e	e	NOUN
cjfa-12569	89	48	:	:	PUNCT
cjfa-12569	89	49	survey	survey	NOUN
cjfa-12569	89	50	of	of	ADP
cjfa-12569	89	51	representatives	representative	NOUN
cjfa-12569	89	52	of	of	ADP
cjfa-12569	89	53	institutions	institution	NOUN
cjfa-12569	89	54	operating	operate	VERB
cjfa-12569	89	55	in	in	ADP
cjfa-12569	89	56	the	the	DET
cjfa-12569	89	57	payment	payment	NOUN
cjfa-12569	89	58	services	service	NOUN
cjfa-12569	89	59	market	market	NOUN
cjfa-12569	89	60	in	in	ADP
cjfa-12569	89	61	poland	poland	PROPN
cjfa-12569	89	62	,	,	PUNCT
cjfa-12569	89	63	n=70	n=70	PROPN
cjfa-12569	89	64	.	.	PUNCT
cjfa-12569	90	1	the	the	DET
cjfa-12569	90	2	research	research	NOUN
cjfa-12569	90	3	sample	sample	NOUN
cjfa-12569	90	4	in	in	ADP
cjfa-12569	90	5	terms	term	NOUN
cjfa-12569	90	6	of	of	ADP
cjfa-12569	90	7	the	the	DET
cjfa-12569	90	8	positions	position	NOUN
cjfa-12569	90	9	held	hold	VERB
cjfa-12569	90	10	by	by	ADP
cjfa-12569	90	11	the	the	DET
cjfa-12569	90	12	respondents	respondent	NOUN
cjfa-12569	90	13	is	be	AUX
cjfa-12569	90	14	presented	present	VERB
cjfa-12569	90	15	in	in	ADP
cjfa-12569	90	16	figure	figure	NOUN
cjfa-12569	90	17	1	1	NUM
cjfa-12569	90	18	,	,	PUNCT
cjfa-12569	90	19	which	which	PRON
cjfa-12569	90	20	shows	show	VERB
cjfa-12569	90	21	that	that	SCONJ
cjfa-12569	90	22	most	most	ADJ
cjfa-12569	90	23	of	of	ADP
cjfa-12569	90	24	them	they	PRON
cjfa-12569	90	25	boast	boast	VERB
cjfa-12569	90	26	high	high	ADJ
cjfa-12569	90	27	competence	competence	NOUN
cjfa-12569	90	28	with	with	ADP
cjfa-12569	90	29	respect	respect	NOUN
cjfa-12569	90	30	to	to	ADP
cjfa-12569	90	31	the	the	DET
cjfa-12569	90	32	subject	subject	ADJ
cjfa-12569	90	33	matter	matter	NOUN
cjfa-12569	90	34	and	and	CCONJ
cjfa-12569	90	35	decision	decision	NOUN
cjfa-12569	90	36	-	-	PUNCT
cjfa-12569	90	37	making	making	NOUN
cjfa-12569	90	38	.	.	PUNCT
cjfa-12569	91	1	according	accord	VERB
cjfa-12569	91	2	to	to	ADP
cjfa-12569	91	3	the	the	DET
cjfa-12569	91	4	author	author	NOUN
cjfa-12569	91	5	,	,	PUNCT
cjfa-12569	91	6	it	it	PRON
cjfa-12569	91	7	may	may	AUX
cjfa-12569	91	8	be	be	AUX
cjfa-12569	91	9	treated	treat	VERB
cjfa-12569	91	10	as	as	ADP
cjfa-12569	91	11	one	one	NUM
cjfa-12569	91	12	of	of	ADP
cjfa-12569	91	13	the	the	DET
cjfa-12569	91	14	factors	factor	NOUN
cjfa-12569	91	15	supporting	support	VERB
cjfa-12569	91	16	the	the	DET
cjfa-12569	91	17	high	high	ADJ
cjfa-12569	91	18	cognitive	cognitive	ADJ
cjfa-12569	91	19	value	value	NOUN
cjfa-12569	91	20	of	of	ADP
cjfa-12569	91	21	the	the	DET
cjfa-12569	91	22	survey	survey	NOUN
cjfa-12569	91	23	.	.	PUNCT
cjfa-12569	92	1	figure	figure	NOUN
cjfa-12569	92	2	2	2	NUM
cjfa-12569	92	3	.	.	PUNCT
cjfa-12569	92	4	type	type	NOUN
cjfa-12569	92	5	of	of	ADP
cjfa-12569	92	6	institution	institution	NOUN
cjfa-12569	92	7	employing	employ	VERB
cjfa-12569	92	8	the	the	DET
cjfa-12569	92	9	experts	expert	NOUN
cjfa-12569	92	10	source	source	NOUN
cjfa-12569	92	11	:	:	PUNCT
cjfa-12569	92	12	survey	survey	NOUN
cjfa-12569	92	13	of	of	ADP
cjfa-12569	92	14	representatives	representative	NOUN
cjfa-12569	92	15	of	of	ADP
cjfa-12569	92	16	institutions	institution	NOUN
cjfa-12569	92	17	operating	operate	VERB
cjfa-12569	92	18	in	in	ADP
cjfa-12569	92	19	the	the	DET
cjfa-12569	92	20	payment	payment	NOUN
cjfa-12569	92	21	services	service	NOUN
cjfa-12569	92	22	market	market	NOUN
cjfa-12569	92	23	in	in	ADP
cjfa-12569	92	24	poland	poland	PROPN
cjfa-12569	92	25	,	,	PUNCT
cjfa-12569	92	26	n=70	n=70	PROPN
cjfa-12569	92	27	.	.	PUNCT
cjfa-12569	92	28	figure	figure	NOUN
cjfa-12569	92	29	2	2	NUM
cjfa-12569	92	30	presents	present	VERB
cjfa-12569	92	31	the	the	DET
cjfa-12569	92	32	type	type	NOUN
cjfa-12569	92	33	of	of	ADP
cjfa-12569	92	34	institutions	institution	NOUN
cjfa-12569	92	35	which	which	PRON
cjfa-12569	92	36	employ	employ	VERB
cjfa-12569	92	37	experts	expert	NOUN
cjfa-12569	92	38	participating	participate	VERB
cjfa-12569	92	39	in	in	ADP
cjfa-12569	92	40	the	the	DET
cjfa-12569	92	41	survey	survey	NOUN
cjfa-12569	92	42	.	.	PUNCT
cjfa-12569	93	1	the	the	DET
cjfa-12569	93	2	respondents	respondent	NOUN
cjfa-12569	93	3	worked	work	VERB
cjfa-12569	93	4	in	in	ADP
cjfa-12569	93	5	most	most	ADJ
cjfa-12569	93	6	types	type	NOUN
cjfa-12569	93	7	of	of	ADP
cjfa-12569	93	8	financial	financial	ADJ
cjfa-12569	93	9	institutions	institution	NOUN
cjfa-12569	93	10	functioning	function	VERB
cjfa-12569	93	11	in	in	ADP
cjfa-12569	93	12	poland	poland	PROPN
cjfa-12569	93	13	,	,	PUNCT
cjfa-12569	93	14	which	which	PRON
cjfa-12569	93	15	make	make	VERB
cjfa-12569	93	16	up	up	ADP
cjfa-12569	93	17	the	the	DET
cjfa-12569	93	18	infrastructure	infrastructure	NOUN
cjfa-12569	93	19	of	of	ADP
cjfa-12569	93	20	the	the	DET
cjfa-12569	93	21	payment	payment	NOUN
cjfa-12569	93	22	services	service	NOUN
cjfa-12569	93	23	market	market	NOUN
cjfa-12569	93	24	.	.	PUNCT
cjfa-12569	94	1	the	the	DET
cjfa-12569	94	2	most	most	ADV
cjfa-12569	94	3	numerous	numerous	ADJ
cjfa-12569	94	4	group	group	NOUN
cjfa-12569	94	5	included	include	VERB
cjfa-12569	94	6	the	the	DET
cjfa-12569	94	7	employees	employee	NOUN
cjfa-12569	94	8	of	of	ADP
cjfa-12569	94	9	commercial	commercial	ADJ
cjfa-12569	94	10	banks	bank	NOUN
cjfa-12569	94	11	(	(	PUNCT
cjfa-12569	94	12	almost	almost	ADV
cjfa-12569	94	13	40	40	NUM
cjfa-12569	94	14	%	%	NOUN
cjfa-12569	94	15	)	)	PUNCT
cjfa-12569	94	16	.	.	PUNCT
cjfa-12569	95	1	it	it	PRON
cjfa-12569	95	2	should	should	AUX
cjfa-12569	95	3	be	be	AUX
cjfa-12569	95	4	noted	note	VERB
cjfa-12569	95	5	that	that	SCONJ
cjfa-12569	95	6	responses	response	NOUN
cjfa-12569	95	7	were	be	AUX
cjfa-12569	95	8	given	give	VERB
cjfa-12569	95	9	by	by	ADP
cjfa-12569	95	10	employees	employee	NOUN
cjfa-12569	95	11	of	of	ADP
cjfa-12569	95	12	the	the	DET
cjfa-12569	95	13	five	five	NUM
cjfa-12569	95	14	largest	large	ADJ
cjfa-12569	95	15	banks	bank	NOUN
cjfa-12569	95	16	in	in	ADP
cjfa-12569	95	17	poland	poland	PROPN
cjfa-12569	95	18	in	in	ADP
cjfa-12569	95	19	2014	2014	NUM
cjfa-12569	95	20	in	in	ADP
cjfa-12569	95	21	terms	term	NOUN
cjfa-12569	95	22	of	of	ADP
cjfa-12569	95	23	assets	asset	NOUN
cjfa-12569	95	24	managed	manage	VERB
cjfa-12569	95	25	(	(	PUNCT
cjfa-12569	95	26	50	50	NUM
cjfa-12569	95	27	największych	największych	NOUN
cjfa-12569	95	28	banków	banków	PROPN
cjfa-12569	95	29	w	w	PROPN
cjfa-12569	95	30	polsce	polsce	NOUN
cjfa-12569	95	31	,	,	PUNCT
cjfa-12569	95	32	2015	2015	NUM
cjfa-12569	95	33	)	)	PUNCT
cjfa-12569	95	34	.	.	PUNCT
cjfa-12569	96	1	other	other	ADJ
cjfa-12569	96	2	groups	group	NOUN
cjfa-12569	96	3	with	with	ADP
cjfa-12569	96	4	a	a	DET
cjfa-12569	96	5	high	high	ADJ
cjfa-12569	96	6	share	share	NOUN
cjfa-12569	96	7	included	include	VERB
cjfa-12569	96	8	experts	expert	NOUN
cjfa-12569	96	9	from	from	ADP
cjfa-12569	96	10	institutions	institution	NOUN
cjfa-12569	96	11	processing	process	VERB
cjfa-12569	96	12	and	and	CCONJ
cjfa-12569	96	13	settling	settle	VERB
cjfa-12569	96	14	payment	payment	NOUN
cjfa-12569	96	15	transactions	transaction	NOUN
cjfa-12569	96	16	(	(	PUNCT
cjfa-12569	96	17	23	23	NUM
cjfa-12569	96	18	%	%	NOUN
cjfa-12569	96	19	)	)	PUNCT
cjfa-12569	96	20	,	,	PUNCT
cjfa-12569	96	21	as	as	ADV
cjfa-12569	96	22	well	well	ADV
cjfa-12569	96	23	as	as	ADP
cjfa-12569	96	24	it	it	PRON
cjfa-12569	96	25	companies	company	NOUN
cjfa-12569	96	26	providing	provide	VERB
cjfa-12569	96	27	solutions	solution	NOUN
cjfa-12569	96	28	for	for	ADP
cjfa-12569	96	29	the	the	DET
cjfa-12569	96	30	payments	payment	NOUN
cjfa-12569	96	31	sector	sector	NOUN
cjfa-12569	96	32	(	(	PUNCT
cjfa-12569	96	33	17	17	NUM
cjfa-12569	96	34	%	%	NOUN
cjfa-12569	96	35	)	)	PUNCT
cjfa-12569	96	36	.	.	PUNCT
cjfa-12569	97	1	additionally	additionally	ADV
cjfa-12569	97	2	,	,	PUNCT
cjfa-12569	97	3	the	the	DET
cjfa-12569	97	4	questionnaire	questionnaire	NOUN
cjfa-12569	97	5	also	also	ADV
cjfa-12569	97	6	involved	involve	VERB
cjfa-12569	97	7	the	the	DET
cjfa-12569	97	8	representatives	representative	NOUN
cjfa-12569	97	9	of	of	ADP
cjfa-12569	97	10	leading	lead	VERB
cjfa-12569	97	11	banking	banking	NOUN
cjfa-12569	97	12	institutions	institution	NOUN
cjfa-12569	97	13	and	and	CCONJ
cjfa-12569	97	14	card	card	NOUN
cjfa-12569	97	15	associations	association	NOUN
cjfa-12569	97	16	,	,	PUNCT
cjfa-12569	97	17	as	as	ADV
cjfa-12569	97	18	well	well	ADV
cjfa-12569	97	19	as	as	ADP
cjfa-12569	97	20	the	the	DET
cjfa-12569	97	21	employees	employee	NOUN
cjfa-12569	97	22	of	of	ADP
cjfa-12569	97	23	cooperative	cooperative	ADJ
cjfa-12569	97	24	banks	bank	NOUN
cjfa-12569	97	25	.	.	PUNCT
cjfa-12569	98	1	such	such	ADJ
cjfa-12569	98	2	high	high	ADJ
cjfa-12569	98	3	range	range	NOUN
cjfa-12569	98	4	of	of	ADP
cjfa-12569	98	5	the	the	DET
cjfa-12569	98	6	questionnaire	questionnaire	NOUN
cjfa-12569	98	7	survey	survey	NOUN
cjfa-12569	98	8	allowed	allow	VERB
cjfa-12569	98	9	its	its	PRON
cjfa-12569	98	10	authors	author	NOUN
cjfa-12569	98	11	to	to	PART
cjfa-12569	98	12	obtain	obtain	VERB
cjfa-12569	98	13	expert	expert	ADJ
cjfa-12569	98	14	opinions	opinion	NOUN
cjfa-12569	98	15	regarding	regard	VERB
cjfa-12569	98	16	diverse	diverse	ADJ
cjfa-12569	98	17	aspects	aspect	NOUN
cjfa-12569	98	18	of	of	ADP
cjfa-12569	98	19	the	the	DET
cjfa-12569	98	20	functioning	functioning	NOUN
cjfa-12569	98	21	and	and	CCONJ
cjfa-12569	98	22	development	development	NOUN
cjfa-12569	98	23	of	of	ADP
cjfa-12569	98	24	the	the	DET
cjfa-12569	98	25	cryptocurrencies	cryptocurrencie	NOUN
cjfa-12569	98	26	market	market	NOUN
cjfa-12569	98	27	.	.	PUNCT
cjfa-12569	99	1	this	this	DET
cjfa-12569	99	2	fact	fact	NOUN
cjfa-12569	99	3	should	should	AUX
cjfa-12569	99	4	undoubtedly	undoubtedly	ADV
cjfa-12569	99	5	be	be	AUX
cjfa-12569	99	6	treated	treat	VERB
cjfa-12569	99	7	as	as	ADP
cjfa-12569	99	8	an	an	DET
cjfa-12569	99	9	advantage	advantage	NOUN
cjfa-12569	99	10	of	of	ADP
cjfa-12569	99	11	the	the	DET
cjfa-12569	99	12	survey	survey	NOUN
cjfa-12569	99	13	.	.	PUNCT
cjfa-12569	100	1	moreover	moreover	ADV
cjfa-12569	100	2	,	,	PUNCT
cjfa-12569	100	3	the	the	DET
cjfa-12569	100	4	study	study	NOUN
cjfa-12569	100	5	of	of	ADP
cjfa-12569	100	6	literature	literature	NOUN
cjfa-12569	100	7	regarding	regard	VERB
cjfa-12569	100	8	cryptocurrencies	cryptocurrencie	NOUN
cjfa-12569	100	9	has	have	AUX
cjfa-12569	100	10	shown	show	VERB
cjfa-12569	100	11	that	that	PRON
cjfa-12569	100	12	research	research	NOUN
cjfa-12569	100	13	in	in	ADP
cjfa-12569	100	14	that	that	DET
cjfa-12569	100	15	field	field	NOUN
cjfa-12569	100	16	has	have	AUX
cjfa-12569	100	17	not	not	PART
cjfa-12569	100	18	yet	yet	ADV
cjfa-12569	100	19	been	be	AUX
cjfa-12569	100	20	carried	carry	VERB
cjfa-12569	100	21	out	out	ADP
cjfa-12569	100	22	in	in	ADP
cjfa-12569	100	23	poland	poland	PROPN
cjfa-12569	100	24	.	.	PUNCT
cjfa-12569	101	1	outcome	outcome	NOUN
cjfa-12569	101	2	of	of	ADP
cjfa-12569	101	3	the	the	DET
cjfa-12569	101	4	research	research	NOUN
cjfa-12569	101	5	process	process	NOUN
cjfa-12569	101	6	the	the	DET
cjfa-12569	101	7	experts	expert	NOUN
cjfa-12569	101	8	participating	participate	VERB
cjfa-12569	101	9	in	in	ADP
cjfa-12569	101	10	the	the	DET
cjfa-12569	101	11	survey	survey	NOUN
cjfa-12569	101	12	were	be	AUX
cjfa-12569	101	13	asked	ask	VERB
cjfa-12569	101	14	to	to	PART
cjfa-12569	101	15	indicate	indicate	VERB
cjfa-12569	101	16	the	the	DET
cjfa-12569	101	17	most	most	ADV
cjfa-12569	101	18	important	important	ADJ
cjfa-12569	101	19	challenges	challenge	NOUN
cjfa-12569	101	20	facing	face	VERB
cjfa-12569	101	21	the	the	DET
cjfa-12569	101	22	polish	polish	ADJ
cjfa-12569	101	23	payments	payment	NOUN
cjfa-12569	101	24	sector	sector	NOUN
cjfa-12569	101	25	by	by	ADP
cjfa-12569	101	26	the	the	DET
cjfa-12569	101	27	years	year	NOUN
cjfa-12569	101	28	2015	2015	NUM
cjfa-12569	101	29	and	and	CCONJ
cjfa-12569	101	30	2020	2020	NUM
cjfa-12569	101	31	.	.	PUNCT
cjfa-12569	102	1	cryptocurrencies	cryptocurrencie	NOUN
cjfa-12569	102	2	,	,	PUNCT
cjfa-12569	102	3	including	include	VERB
cjfa-12569	102	4	bitcoin	bitcoin	NOUN
cjfa-12569	102	5	,	,	PUNCT
cjfa-12569	102	6	were	be	AUX
cjfa-12569	102	7	presented	present	VERB
cjfa-12569	102	8	as	as	ADP
cjfa-12569	102	9	one	one	NUM
cjfa-12569	102	10	of	of	ADP
cjfa-12569	102	11	the	the	DET
cjfa-12569	102	12	many	many	ADJ
cjfa-12569	102	13	potential	potential	ADJ
cjfa-12569	102	14	issues	issue	NOUN
cjfa-12569	102	15	to	to	PART
cjfa-12569	102	16	be	be	AUX
cjfa-12569	102	17	addressed	address	VERB
cjfa-12569	102	18	by	by	ADP
cjfa-12569	102	19	market	market	NOUN
cjfa-12569	102	20	participants	participant	NOUN
cjfa-12569	102	21	.	.	PUNCT
cjfa-12569	103	1	the	the	DET
cjfa-12569	103	2	broad	broad	ADJ
cjfa-12569	103	3	range	range	NOUN
cjfa-12569	103	4	of	of	ADP
cjfa-12569	103	5	possible	possible	ADJ
cjfa-12569	103	6	answers	answer	NOUN
cjfa-12569	103	7	allowed	allow	VERB
cjfa-12569	103	8	the	the	DET
cjfa-12569	103	9	researchers	researcher	NOUN
cjfa-12569	103	10	to	to	PART
cjfa-12569	103	11	determine	determine	VERB
cjfa-12569	103	12	the	the	DET
cjfa-12569	103	13	materiality	materiality	NOUN
cjfa-12569	103	14	of	of	ADP
cjfa-12569	103	15	cryptocurrencies	cryptocurrencie	NOUN
cjfa-12569	103	16	vis	vis	X
cjfa-12569	103	17	-	-	ADJ
cjfa-12569	103	18	à	à	X
cjfa-12569	103	19	-	-	PUNCT
cjfa-12569	103	20	vis	vis	X
cjfa-12569	103	21	other	other	ADJ
cjfa-12569	103	22	market	market	NOUN
cjfa-12569	103	23	changes	change	NOUN
cjfa-12569	103	24	,	,	PUNCT
cjfa-12569	103	25	whether	whether	SCONJ
cjfa-12569	103	26	occurring	occur	VERB
cjfa-12569	103	27	or	or	CCONJ
cjfa-12569	103	28	anticipated	anticipate	VERB
cjfa-12569	103	29	.	.	PUNCT
cjfa-12569	104	1	figure	figure	NOUN
cjfa-12569	104	2	3	3	NUM
cjfa-12569	104	3	presents	present	NOUN
cjfa-12569	104	4	all	all	DET
cjfa-12569	104	5	answers	answer	NOUN
cjfa-12569	104	6	given	give	VERB
cjfa-12569	104	7	to	to	ADP
cjfa-12569	104	8	that	that	DET
cjfa-12569	104	9	question	question	NOUN
cjfa-12569	104	10	for	for	ADP
cjfa-12569	104	11	the	the	DET
cjfa-12569	104	12	two	two	NUM
cjfa-12569	104	13	analysed	analyse	VERB
cjfa-12569	104	14	39	39	NUM
cjfa-12569	104	15	%	%	NOUN
cjfa-12569	104	16	23	23	NUM
cjfa-12569	104	17	%	%	NOUN
cjfa-12569	104	18	17	17	NUM
cjfa-12569	104	19	%	%	NOUN
cjfa-12569	104	20	9	9	NUM
cjfa-12569	104	21	%	%	NOUN
cjfa-12569	104	22	9	9	NUM
cjfa-12569	104	23	%	%	NOUN
cjfa-12569	104	24	4	4	NUM
cjfa-12569	104	25	%	%	NOUN
cjfa-12569	104	26	commercial	commercial	ADJ
cjfa-12569	104	27	bank	bank	NOUN
cjfa-12569	104	28	acquirer	acquirer	NOUN
cjfa-12569	104	29	/	/	SYM
cjfa-12569	105	1	payment	payment	NOUN
cjfa-12569	105	2	institution	institution	NOUN
cjfa-12569	105	3	/	/	SYM
cjfa-12569	105	4	clearing	clearing	NOUN
cjfa-12569	105	5	house	house	NOUN
cjfa-12569	105	6	it	it	PRON
cjfa-12569	105	7	company	company	NOUN
cjfa-12569	105	8	banking	banking	NOUN
cjfa-12569	105	9	institution	institution	NOUN
cjfa-12569	105	10	card	card	PROPN
cjfa-12569	105	11	association	association	PROPN
cjfa-12569	105	12	cooperative	cooperative	PROPN
cjfa-12569	105	13	bank	bank	PROPN
cjfa-12569	105	14	s	s	PART
cjfa-12569	105	15	o	o	NOUN
cjfa-12569	105	16	u	u	NOUN
cjfa-12569	105	17	r	r	NOUN
cjfa-12569	105	18	c	c	NOUN
cjfa-12569	105	19	e	e	NOUN
cjfa-12569	105	20	:	:	PUNCT
cjfa-12569	105	21	survey	survey	NOUN
cjfa-12569	105	22	of	of	ADP
cjfa-12569	105	23	representatives	representative	NOUN
cjfa-12569	105	24	of	of	ADP
cjfa-12569	105	25	institutions	institution	NOUN
cjfa-12569	105	26	operating	operate	VERB
cjfa-12569	105	27	in	in	ADP
cjfa-12569	105	28	the	the	DET
cjfa-12569	105	29	payment	payment	NOUN
cjfa-12569	105	30	services	service	NOUN
cjfa-12569	105	31	market	market	NOUN
cjfa-12569	105	32	in	in	ADP
cjfa-12569	105	33	poland	poland	PROPN
cjfa-12569	105	34	,	,	PUNCT
cjfa-12569	105	35	n=70	n=70	PROPN
cjfa-12569	105	36	.	.	PUNCT
cjfa-12569	106	1	fields	field	NOUN
cjfa-12569	106	2	of	of	ADP
cjfa-12569	106	3	potential	potential	ADJ
cjfa-12569	106	4	use	use	NOUN
cjfa-12569	106	5	of	of	ADP
cjfa-12569	106	6	cryptocurrencies	cryptocurrencie	NOUN
cjfa-12569	106	7	…	…	PUNCT
cjfa-12569	106	8	207	207	NUM
cjfa-12569	106	9	figure	figure	NOUN
cjfa-12569	106	10	2	2	NUM
cjfa-12569	106	11	presents	present	VERB
cjfa-12569	106	12	the	the	DET
cjfa-12569	106	13	type	type	NOUN
cjfa-12569	106	14	of	of	ADP
cjfa-12569	106	15	institutions	institution	NOUN
cjfa-12569	106	16	which	which	PRON
cjfa-12569	106	17	employ	employ	VERB
cjfa-12569	106	18	experts	expert	NOUN
cjfa-12569	106	19	participating	participate	VERB
cjfa-12569	106	20	in	in	ADP
cjfa-12569	106	21	the	the	DET
cjfa-12569	106	22	survey	survey	NOUN
cjfa-12569	106	23	.	.	PUNCT
cjfa-12569	107	1	the	the	DET
cjfa-12569	107	2	respondents	respondent	NOUN
cjfa-12569	107	3	worked	work	VERB
cjfa-12569	107	4	in	in	ADP
cjfa-12569	107	5	most	most	ADJ
cjfa-12569	107	6	types	type	NOUN
cjfa-12569	107	7	of	of	ADP
cjfa-12569	107	8	financial	financial	ADJ
cjfa-12569	107	9	institutions	institution	NOUN
cjfa-12569	107	10	functioning	function	VERB
cjfa-12569	107	11	in	in	ADP
cjfa-12569	107	12	poland	poland	PROPN
cjfa-12569	107	13	,	,	PUNCT
cjfa-12569	107	14	which	which	PRON
cjfa-12569	107	15	make	make	VERB
cjfa-12569	107	16	up	up	ADP
cjfa-12569	107	17	the	the	DET
cjfa-12569	107	18	infrastructure	infrastructure	NOUN
cjfa-12569	107	19	of	of	ADP
cjfa-12569	107	20	the	the	DET
cjfa-12569	107	21	payment	payment	NOUN
cjfa-12569	107	22	services	service	NOUN
cjfa-12569	107	23	market	market	NOUN
cjfa-12569	107	24	.	.	PUNCT
cjfa-12569	108	1	the	the	DET
cjfa-12569	108	2	most	most	ADV
cjfa-12569	108	3	numerous	numerous	ADJ
cjfa-12569	108	4	group	group	NOUN
cjfa-12569	108	5	included	include	VERB
cjfa-12569	108	6	the	the	DET
cjfa-12569	108	7	employees	employee	NOUN
cjfa-12569	108	8	of	of	ADP
cjfa-12569	108	9	commercial	commercial	ADJ
cjfa-12569	108	10	banks	bank	NOUN
cjfa-12569	108	11	(	(	PUNCT
cjfa-12569	108	12	almost	almost	ADV
cjfa-12569	108	13	40	40	NUM
cjfa-12569	108	14	%	%	NOUN
cjfa-12569	108	15	)	)	PUNCT
cjfa-12569	108	16	.	.	PUNCT
cjfa-12569	109	1	it	it	PRON
cjfa-12569	109	2	should	should	AUX
cjfa-12569	109	3	be	be	AUX
cjfa-12569	109	4	noted	note	VERB
cjfa-12569	109	5	that	that	SCONJ
cjfa-12569	109	6	responses	response	NOUN
cjfa-12569	109	7	were	be	AUX
cjfa-12569	109	8	given	give	VERB
cjfa-12569	109	9	by	by	ADP
cjfa-12569	109	10	employees	employee	NOUN
cjfa-12569	109	11	of	of	ADP
cjfa-12569	109	12	the	the	DET
cjfa-12569	109	13	five	five	NUM
cjfa-12569	109	14	largest	large	ADJ
cjfa-12569	109	15	banks	bank	NOUN
cjfa-12569	109	16	in	in	ADP
cjfa-12569	109	17	poland	poland	PROPN
cjfa-12569	109	18	in	in	ADP
cjfa-12569	109	19	2014	2014	NUM
cjfa-12569	109	20	in	in	ADP
cjfa-12569	109	21	terms	term	NOUN
cjfa-12569	109	22	of	of	ADP
cjfa-12569	109	23	assets	asset	NOUN
cjfa-12569	109	24	managed	manage	VERB
cjfa-12569	109	25	(	(	PUNCT
cjfa-12569	109	26	50	50	NUM
cjfa-12569	109	27	największych	największych	NOUN
cjfa-12569	109	28	banków	banków	PROPN
cjfa-12569	109	29	w	w	PROPN
cjfa-12569	109	30	polsce	polsce	NOUN
cjfa-12569	109	31	,	,	PUNCT
cjfa-12569	109	32	2015	2015	NUM
cjfa-12569	109	33	)	)	PUNCT
cjfa-12569	109	34	.	.	PUNCT
cjfa-12569	110	1	other	other	ADJ
cjfa-12569	110	2	groups	group	NOUN
cjfa-12569	110	3	with	with	ADP
cjfa-12569	110	4	a	a	DET
cjfa-12569	110	5	high	high	ADJ
cjfa-12569	110	6	share	share	NOUN
cjfa-12569	110	7	included	include	VERB
cjfa-12569	110	8	experts	expert	NOUN
cjfa-12569	110	9	from	from	ADP
cjfa-12569	110	10	institutions	institution	NOUN
cjfa-12569	110	11	processing	process	VERB
cjfa-12569	110	12	and	and	CCONJ
cjfa-12569	110	13	settling	settle	VERB
cjfa-12569	110	14	payment	payment	NOUN
cjfa-12569	110	15	transactions	transaction	NOUN
cjfa-12569	110	16	(	(	PUNCT
cjfa-12569	110	17	23	23	NUM
cjfa-12569	110	18	%	%	NOUN
cjfa-12569	110	19	)	)	PUNCT
cjfa-12569	110	20	,	,	PUNCT
cjfa-12569	110	21	as	as	ADV
cjfa-12569	110	22	well	well	ADV
cjfa-12569	110	23	as	as	ADP
cjfa-12569	110	24	it	it	PRON
cjfa-12569	110	25	companies	company	NOUN
cjfa-12569	110	26	providing	provide	VERB
cjfa-12569	110	27	solutions	solution	NOUN
cjfa-12569	110	28	for	for	ADP
cjfa-12569	110	29	the	the	DET
cjfa-12569	110	30	payments	payment	NOUN
cjfa-12569	110	31	sector	sector	NOUN
cjfa-12569	110	32	(	(	PUNCT
cjfa-12569	110	33	17	17	NUM
cjfa-12569	110	34	%	%	NOUN
cjfa-12569	110	35	)	)	PUNCT
cjfa-12569	110	36	.	.	PUNCT
cjfa-12569	111	1	additionally	additionally	ADV
cjfa-12569	111	2	,	,	PUNCT
cjfa-12569	111	3	the	the	DET
cjfa-12569	111	4	questionnaire	questionnaire	NOUN
cjfa-12569	111	5	also	also	ADV
cjfa-12569	111	6	involved	involve	VERB
cjfa-12569	111	7	the	the	DET
cjfa-12569	111	8	representatives	representative	NOUN
cjfa-12569	111	9	of	of	ADP
cjfa-12569	111	10	leading	lead	VERB
cjfa-12569	111	11	banking	banking	NOUN
cjfa-12569	111	12	institutions	institution	NOUN
cjfa-12569	111	13	and	and	CCONJ
cjfa-12569	111	14	card	card	NOUN
cjfa-12569	111	15	associations	association	NOUN
cjfa-12569	111	16	,	,	PUNCT
cjfa-12569	111	17	as	as	ADV
cjfa-12569	111	18	well	well	ADV
cjfa-12569	111	19	as	as	ADP
cjfa-12569	111	20	the	the	DET
cjfa-12569	111	21	employees	employee	NOUN
cjfa-12569	111	22	of	of	ADP
cjfa-12569	111	23	cooperative	cooperative	ADJ
cjfa-12569	111	24	banks	bank	NOUN
cjfa-12569	111	25	.	.	PUNCT
cjfa-12569	112	1	such	such	ADJ
cjfa-12569	112	2	high	high	ADJ
cjfa-12569	112	3	range	range	NOUN
cjfa-12569	112	4	of	of	ADP
cjfa-12569	112	5	the	the	DET
cjfa-12569	112	6	questionnaire	questionnaire	NOUN
cjfa-12569	112	7	survey	survey	NOUN
cjfa-12569	112	8	allowed	allow	VERB
cjfa-12569	112	9	its	its	PRON
cjfa-12569	112	10	authors	author	NOUN
cjfa-12569	112	11	to	to	PART
cjfa-12569	112	12	obtain	obtain	VERB
cjfa-12569	112	13	expert	expert	ADJ
cjfa-12569	112	14	opinions	opinion	NOUN
cjfa-12569	112	15	regarding	regard	VERB
cjfa-12569	112	16	diverse	diverse	ADJ
cjfa-12569	112	17	aspects	aspect	NOUN
cjfa-12569	112	18	of	of	ADP
cjfa-12569	112	19	the	the	DET
cjfa-12569	112	20	functioning	functioning	NOUN
cjfa-12569	112	21	and	and	CCONJ
cjfa-12569	112	22	development	development	NOUN
cjfa-12569	112	23	of	of	ADP
cjfa-12569	112	24	the	the	DET
cjfa-12569	112	25	cryptocurrencies	cryptocurrencie	NOUN
cjfa-12569	112	26	market	market	NOUN
cjfa-12569	112	27	.	.	PUNCT
cjfa-12569	113	1	this	this	DET
cjfa-12569	113	2	fact	fact	NOUN
cjfa-12569	113	3	should	should	AUX
cjfa-12569	113	4	undoubtedly	undoubtedly	ADV
cjfa-12569	113	5	be	be	AUX
cjfa-12569	113	6	treated	treat	VERB
cjfa-12569	113	7	as	as	ADP
cjfa-12569	113	8	an	an	DET
cjfa-12569	113	9	advantage	advantage	NOUN
cjfa-12569	113	10	of	of	ADP
cjfa-12569	113	11	the	the	DET
cjfa-12569	113	12	survey	survey	NOUN
cjfa-12569	113	13	.	.	PUNCT
cjfa-12569	114	1	moreover	moreover	ADV
cjfa-12569	114	2	,	,	PUNCT
cjfa-12569	114	3	the	the	DET
cjfa-12569	114	4	study	study	NOUN
cjfa-12569	114	5	of	of	ADP
cjfa-12569	114	6	literature	literature	NOUN
cjfa-12569	114	7	regarding	regard	VERB
cjfa-12569	114	8	cryptocurrencies	cryptocurrencie	NOUN
cjfa-12569	114	9	has	have	AUX
cjfa-12569	114	10	shown	show	VERB
cjfa-12569	114	11	that	that	PRON
cjfa-12569	114	12	research	research	NOUN
cjfa-12569	114	13	in	in	ADP
cjfa-12569	114	14	that	that	DET
cjfa-12569	114	15	field	field	NOUN
cjfa-12569	114	16	has	have	AUX
cjfa-12569	114	17	not	not	PART
cjfa-12569	114	18	yet	yet	ADV
cjfa-12569	114	19	been	be	AUX
cjfa-12569	114	20	carried	carry	VERB
cjfa-12569	114	21	out	out	ADP
cjfa-12569	114	22	in	in	ADP
cjfa-12569	114	23	poland	poland	PROPN
cjfa-12569	114	24	.	.	PUNCT
cjfa-12569	115	1	outcome	outcome	NOUN
cjfa-12569	115	2	of	of	ADP
cjfa-12569	115	3	the	the	DET
cjfa-12569	115	4	research	research	NOUN
cjfa-12569	115	5	process	process	NOUN
cjfa-12569	115	6	the	the	DET
cjfa-12569	115	7	experts	expert	NOUN
cjfa-12569	115	8	participating	participate	VERB
cjfa-12569	115	9	in	in	ADP
cjfa-12569	115	10	the	the	DET
cjfa-12569	115	11	survey	survey	NOUN
cjfa-12569	115	12	were	be	AUX
cjfa-12569	115	13	asked	ask	VERB
cjfa-12569	115	14	to	to	PART
cjfa-12569	115	15	indicate	indicate	VERB
cjfa-12569	115	16	the	the	DET
cjfa-12569	115	17	most	most	ADV
cjfa-12569	115	18	important	important	ADJ
cjfa-12569	115	19	challenges	challenge	NOUN
cjfa-12569	115	20	facing	face	VERB
cjfa-12569	115	21	the	the	DET
cjfa-12569	115	22	polish	polish	ADJ
cjfa-12569	115	23	payments	payment	NOUN
cjfa-12569	115	24	sector	sector	NOUN
cjfa-12569	115	25	by	by	ADP
cjfa-12569	115	26	the	the	DET
cjfa-12569	115	27	years	year	NOUN
cjfa-12569	115	28	2015	2015	NUM
cjfa-12569	115	29	and	and	CCONJ
cjfa-12569	115	30	2020	2020	NUM
cjfa-12569	115	31	.	.	PUNCT
cjfa-12569	116	1	cryptocurrencies	cryptocurrencie	NOUN
cjfa-12569	116	2	,	,	PUNCT
cjfa-12569	116	3	including	include	VERB
cjfa-12569	116	4	bitcoin	bitcoin	NOUN
cjfa-12569	116	5	,	,	PUNCT
cjfa-12569	116	6	were	be	AUX
cjfa-12569	116	7	presented	present	VERB
cjfa-12569	116	8	as	as	ADP
cjfa-12569	116	9	one	one	NUM
cjfa-12569	116	10	of	of	ADP
cjfa-12569	116	11	the	the	DET
cjfa-12569	116	12	many	many	ADJ
cjfa-12569	116	13	potential	potential	ADJ
cjfa-12569	116	14	issues	issue	NOUN
cjfa-12569	116	15	to	to	PART
cjfa-12569	116	16	be	be	AUX
cjfa-12569	116	17	addressed	address	VERB
cjfa-12569	116	18	by	by	ADP
cjfa-12569	116	19	market	market	NOUN
cjfa-12569	116	20	participants	participant	NOUN
cjfa-12569	116	21	.	.	PUNCT
cjfa-12569	117	1	the	the	DET
cjfa-12569	117	2	broad	broad	ADJ
cjfa-12569	117	3	range	range	NOUN
cjfa-12569	117	4	of	of	ADP
cjfa-12569	117	5	possible	possible	ADJ
cjfa-12569	117	6	answers	answer	NOUN
cjfa-12569	117	7	allowed	allow	VERB
cjfa-12569	117	8	the	the	DET
cjfa-12569	117	9	researchers	researcher	NOUN
cjfa-12569	117	10	to	to	PART
cjfa-12569	117	11	determine	determine	VERB
cjfa-12569	117	12	the	the	DET
cjfa-12569	117	13	materiality	materiality	NOUN
cjfa-12569	117	14	of	of	ADP
cjfa-12569	117	15	cryptocurrencies	cryptocurrencie	NOUN
cjfa-12569	117	16	vis	vis	X
cjfa-12569	117	17	-	-	ADJ
cjfa-12569	117	18	à	à	X
cjfa-12569	117	19	-	-	PUNCT
cjfa-12569	117	20	vis	vis	X
cjfa-12569	117	21	other	other	ADJ
cjfa-12569	117	22	market	market	NOUN
cjfa-12569	117	23	changes	change	NOUN
cjfa-12569	117	24	,	,	PUNCT
cjfa-12569	117	25	whether	whether	SCONJ
cjfa-12569	117	26	occurring	occur	VERB
cjfa-12569	117	27	or	or	CCONJ
cjfa-12569	117	28	anticipated	anticipate	VERB
cjfa-12569	117	29	.	.	PUNCT
cjfa-12569	118	1	figure	figure	NOUN
cjfa-12569	118	2	3	3	NUM
cjfa-12569	118	3	presents	present	NOUN
cjfa-12569	118	4	all	all	DET
cjfa-12569	118	5	answers	answer	NOUN
cjfa-12569	118	6	given	give	VERB
cjfa-12569	118	7	to	to	ADP
cjfa-12569	118	8	that	that	DET
cjfa-12569	118	9	question	question	NOUN
cjfa-12569	118	10	for	for	ADP
cjfa-12569	118	11	the	the	DET
cjfa-12569	118	12	two	two	NUM
cjfa-12569	118	13	analysed	analyse	VERB
cjfa-12569	118	14	time	time	NOUN
cjfa-12569	118	15	frames	frame	NOUN
cjfa-12569	118	16	.	.	PUNCT
cjfa-12569	119	1	only	only	ADV
cjfa-12569	119	2	selected	select	VERB
cjfa-12569	119	3	responses	response	NOUN
cjfa-12569	119	4	are	be	AUX
cjfa-12569	119	5	subject	subject	ADJ
cjfa-12569	119	6	to	to	ADP
cjfa-12569	119	7	a	a	DET
cjfa-12569	119	8	more	more	ADJ
cjfa-12569	119	9	in	in	ADP
cjfa-12569	119	10	-	-	PUNCT
cjfa-12569	119	11	depth	depth	NOUN
cjfa-12569	119	12	analysis	analysis	NOUN
cjfa-12569	119	13	further	far	ADV
cjfa-12569	119	14	in	in	ADP
cjfa-12569	119	15	the	the	DET
cjfa-12569	119	16	paper	paper	NOUN
cjfa-12569	119	17	.	.	PUNCT
cjfa-12569	120	1	anna	anna	PROPN
cjfa-12569	120	2	iwona	iwona	PROPN
cjfa-12569	120	3	piotrowska208	piotrowska208	PROPN
cjfa-12569	120	4	figure	figure	NOUN
cjfa-12569	120	5	3	3	NUM
cjfa-12569	120	6	.	.	PUNCT
cjfa-12569	121	1	the	the	DET
cjfa-12569	121	2	biggest	big	ADJ
cjfa-12569	121	3	challenges	challenge	NOUN
cjfa-12569	121	4	in	in	ADP
cjfa-12569	121	5	the	the	DET
cjfa-12569	121	6	polish	polish	ADJ
cjfa-12569	121	7	payments	payment	NOUN
cjfa-12569	121	8	market	market	NOUN
cjfa-12569	121	9	by	by	ADP
cjfa-12569	121	10	the	the	DET
cjfa-12569	121	11	years	year	NOUN
cjfa-12569	121	12	2015	2015	NUM
cjfa-12569	121	13	and	and	CCONJ
cjfa-12569	121	14	2020	2020	NUM
cjfa-12569	121	15	time	time	NOUN
cjfa-12569	121	16	frames	frame	NOUN
cjfa-12569	121	17	.	.	PUNCT
cjfa-12569	122	1	only	only	ADV
cjfa-12569	122	2	selected	select	VERB
cjfa-12569	122	3	responses	response	NOUN
cjfa-12569	122	4	are	be	AUX
cjfa-12569	122	5	subject	subject	ADJ
cjfa-12569	122	6	to	to	ADP
cjfa-12569	122	7	a	a	DET
cjfa-12569	122	8	more	more	ADJ
cjfa-12569	122	9	in	in	ADP
cjfa-12569	122	10	-	-	PUNCT
cjfa-12569	122	11	depth	depth	NOUN
cjfa-12569	122	12	analysis	analysis	NOUN
cjfa-12569	122	13	further	far	ADV
cjfa-12569	122	14	in	in	ADP
cjfa-12569	122	15	the	the	DET
cjfa-12569	122	16	paper	paper	NOUN
cjfa-12569	122	17	.	.	PUNCT
cjfa-12569	123	1	figure	figure	NOUN
cjfa-12569	123	2	3	3	NUM
cjfa-12569	123	3	.	.	PUNCT
cjfa-12569	124	1	the	the	DET
cjfa-12569	124	2	biggest	big	ADJ
cjfa-12569	124	3	challenges	challenge	NOUN
cjfa-12569	124	4	in	in	ADP
cjfa-12569	124	5	the	the	DET
cjfa-12569	124	6	polish	polish	ADJ
cjfa-12569	124	7	payments	payment	NOUN
cjfa-12569	124	8	market	market	NOUN
cjfa-12569	124	9	by	by	ADP
cjfa-12569	124	10	the	the	DET
cjfa-12569	124	11	years	year	NOUN
cjfa-12569	124	12	2015	2015	NUM
cjfa-12569	124	13	and	and	CCONJ
cjfa-12569	124	14	2020	2020	NUM
cjfa-12569	124	15	source	source	NOUN
cjfa-12569	124	16	:	:	PUNCT
cjfa-12569	124	17	survey	survey	NOUN
cjfa-12569	124	18	of	of	ADP
cjfa-12569	124	19	representatives	representative	NOUN
cjfa-12569	124	20	of	of	ADP
cjfa-12569	124	21	institutions	institution	NOUN
cjfa-12569	124	22	operating	operate	VERB
cjfa-12569	124	23	in	in	ADP
cjfa-12569	124	24	the	the	DET
cjfa-12569	124	25	payment	payment	NOUN
cjfa-12569	124	26	services	service	NOUN
cjfa-12569	124	27	market	market	NOUN
cjfa-12569	124	28	in	in	ADP
cjfa-12569	124	29	poland	poland	PROPN
cjfa-12569	124	30	,	,	PUNCT
cjfa-12569	124	31	a	a	DET
cjfa-12569	124	32	maximum	maximum	NOUN
cjfa-12569	124	33	of	of	ADP
cjfa-12569	124	34	5	5	NUM
cjfa-12569	124	35	answers	answer	NOUN
cjfa-12569	124	36	,	,	PUNCT
cjfa-12569	124	37	n=67	n=67	PROPN
cjfa-12569	124	38	-	-	PUNCT
cjfa-12569	124	39	68	68	NUM
cjfa-12569	124	40	.	.	PUNCT
cjfa-12569	125	1	in	in	ADP
cjfa-12569	125	2	the	the	DET
cjfa-12569	125	3	opinion	opinion	NOUN
cjfa-12569	125	4	of	of	ADP
cjfa-12569	125	5	the	the	DET
cjfa-12569	125	6	respondents	respondent	NOUN
cjfa-12569	125	7	,	,	PUNCT
cjfa-12569	125	8	in	in	ADP
cjfa-12569	125	9	the	the	DET
cjfa-12569	125	10	2015	2015	NUM
cjfa-12569	125	11	time	time	NOUN
cjfa-12569	125	12	frame	frame	NOUN
cjfa-12569	125	13	cryptocurrencies	cryptocurrencie	NOUN
cjfa-12569	125	14	did	do	AUX
cjfa-12569	125	15	not	not	PART
cjfa-12569	125	16	form	form	VERB
cjfa-12569	125	17	a	a	DET
cjfa-12569	125	18	significant	significant	ADJ
cjfa-12569	125	19	challenge	challenge	NOUN
cjfa-12569	125	20	for	for	ADP
cjfa-12569	125	21	the	the	DET
cjfa-12569	125	22	payments	payment	NOUN
cjfa-12569	125	23	market	market	NOUN
cjfa-12569	125	24	in	in	ADP
cjfa-12569	125	25	poland	poland	PROPN
cjfa-12569	125	26	(	(	PUNCT
cjfa-12569	125	27	figure	figure	NOUN
cjfa-12569	125	28	3	3	NUM
cjfa-12569	125	29	)	)	PUNCT
cjfa-12569	125	30	.	.	PUNCT
cjfa-12569	126	1	they	they	PRON
cjfa-12569	126	2	claimed	claim	VERB
cjfa-12569	126	3	that	that	SCONJ
cjfa-12569	126	4	regulatory	regulatory	ADJ
cjfa-12569	126	5	issues	issue	NOUN
cjfa-12569	126	6	were	be	AUX
cjfa-12569	126	7	the	the	DET
cjfa-12569	126	8	most	most	ADV
cjfa-12569	126	9	important	important	ADJ
cjfa-12569	126	10	short	short	ADJ
cjfa-12569	126	11	-	-	PUNCT
cjfa-12569	126	12	term	term	NOUN
cjfa-12569	126	13	challenge	challenge	NOUN
cjfa-12569	126	14	in	in	ADP
cjfa-12569	126	15	poland	poland	PROPN
cjfa-12569	126	16	.	.	PUNCT
cjfa-12569	127	1	as	as	ADV
cjfa-12569	127	2	many	many	ADJ
cjfa-12569	127	3	as	as	ADP
cjfa-12569	127	4	76	76	NUM
cjfa-12569	127	5	%	%	NOUN
cjfa-12569	127	6	of	of	ADP
cjfa-12569	127	7	the	the	DET
cjfa-12569	127	8	respondents	respondent	NOUN
cjfa-12569	127	9	pointed	point	VERB
cjfa-12569	127	10	to	to	ADP
cjfa-12569	127	11	the	the	DET
cjfa-12569	127	12	need	need	NOUN
cjfa-12569	127	13	to	to	PART
cjfa-12569	127	14	adjust	adjust	VERB
cjfa-12569	127	15	to	to	ADP
cjfa-12569	127	16	the	the	DET
cjfa-12569	127	17	interchange	interchange	NOUN
cjfa-12569	127	18	fee	fee	NOUN
cjfa-12569	127	19	reduction	reduction	NOUN
cjfa-12569	127	20	.	.	PUNCT
cjfa-12569	128	1	this	this	PRON
cjfa-12569	128	2	indicates	indicate	VERB
cjfa-12569	128	3	that	that	SCONJ
cjfa-12569	128	4	the	the	DET
cjfa-12569	128	5	role	role	NOUN
cjfa-12569	128	6	of	of	ADP
cjfa-12569	128	7	the	the	DET
cjfa-12569	128	8	regulatory	regulatory	ADJ
cjfa-12569	128	9	factor	factor	NOUN
cjfa-12569	128	10	in	in	ADP
cjfa-12569	128	11	the	the	DET
cjfa-12569	128	12	payment	payment	NOUN
cjfa-12569	128	13	services	service	NOUN
cjfa-12569	128	14	market	market	NOUN
cjfa-12569	128	15	is	be	AUX
cjfa-12569	128	16	pivotal	pivotal	ADJ
cjfa-12569	128	17	.	.	PUNCT
cjfa-12569	129	1	statutory	statutory	ADJ
cjfa-12569	129	2	changes	change	NOUN
cjfa-12569	129	3	may	may	AUX
cjfa-12569	129	4	either	either	CCONJ
cjfa-12569	129	5	stimulate	stimulate	VERB
cjfa-12569	129	6	or	or	CCONJ
cjfa-12569	129	7	hamper	hamper	VERB
cjfa-12569	129	8	the	the	DET
cjfa-12569	129	9	development	development	NOUN
cjfa-12569	129	10	of	of	ADP
cjfa-12569	129	11	the	the	DET
cjfa-12569	129	12	given	give	VERB
cjfa-12569	129	13	payment	payment	NOUN
cjfa-12569	129	14	instrument	instrument	NOUN
cjfa-12569	129	15	or	or	CCONJ
cjfa-12569	129	16	service	service	NOUN
cjfa-12569	129	17	,	,	PUNCT
cjfa-12569	129	18	which	which	PRON
cjfa-12569	129	19	has	have	AUX
cjfa-12569	129	20	already	already	ADV
cjfa-12569	129	21	been	be	AUX
cjfa-12569	129	22	signalled	signal	VERB
cjfa-12569	129	23	by	by	ADP
cjfa-12569	129	24	certain	certain	ADJ
cjfa-12569	129	25	researchers	researcher	NOUN
cjfa-12569	129	26	(	(	PUNCT
cjfa-12569	129	27	harasim	harasim	NOUN
cjfa-12569	129	28	,	,	PUNCT
cjfa-12569	129	29	76	76	NUM
cjfa-12569	129	30	%	%	NOUN
cjfa-12569	129	31	54	54	NUM
cjfa-12569	129	32	%	%	NOUN
cjfa-12569	129	33	44	44	NUM
cjfa-12569	129	34	%	%	NOUN
cjfa-12569	129	35	41	41	NUM
cjfa-12569	129	36	%	%	NOUN
cjfa-12569	129	37	34	34	NUM
cjfa-12569	129	38	%	%	NOUN
cjfa-12569	129	39	34	34	NUM
cjfa-12569	129	40	%	%	NOUN
cjfa-12569	129	41	29	29	NUM
cjfa-12569	129	42	%	%	NOUN
cjfa-12569	129	43	26	26	NUM
cjfa-12569	129	44	%	%	NOUN
cjfa-12569	129	45	25	25	NUM
cjfa-12569	129	46	%	%	NOUN
cjfa-12569	129	47	25	25	NUM
cjfa-12569	129	48	%	%	NOUN
cjfa-12569	129	49	24	24	NUM
cjfa-12569	129	50	%	%	NOUN
cjfa-12569	129	51	18	18	NUM
cjfa-12569	129	52	%	%	NOUN
cjfa-12569	129	53	10	10	NUM
cjfa-12569	129	54	%	%	NOUN
cjfa-12569	129	55	9	9	NUM
cjfa-12569	129	56	%	%	NOUN
cjfa-12569	129	57	9	9	NUM
cjfa-12569	129	58	%	%	NOUN
cjfa-12569	129	59	1	1	NUM
cjfa-12569	129	60	%	%	NOUN
cjfa-12569	129	61	adapting	adapt	VERB
cjfa-12569	129	62	to	to	ADP
cjfa-12569	129	63	the	the	DET
cjfa-12569	129	64	interchange	interchange	NOUN
cjfa-12569	129	65	fee	fee	NOUN
cjfa-12569	129	66	reduction	reduction	NOUN
cjfa-12569	129	67	implementation	implementation	NOUN
cjfa-12569	129	68	of	of	ADP
cjfa-12569	129	69	mobile	mobile	ADJ
cjfa-12569	129	70	technologies	technology	NOUN
cjfa-12569	129	71	increase	increase	VERB
cjfa-12569	129	72	in	in	ADP
cjfa-12569	129	73	efficiency	efficiency	NOUN
cjfa-12569	129	74	:	:	PUNCT
cjfa-12569	129	75	cost	cost	NOUN
cjfa-12569	129	76	and	and	CCONJ
cjfa-12569	129	77	operating	operate	VERB
cjfa-12569	129	78	optimisation	optimisation	NOUN
cjfa-12569	129	79	increase	increase	NOUN
cjfa-12569	129	80	in	in	ADP
cjfa-12569	129	81	competition	competition	NOUN
cjfa-12569	129	82	:	:	PUNCT
cjfa-12569	129	83	acquisition	acquisition	NOUN
cjfa-12569	129	84	and	and	CCONJ
cjfa-12569	129	85	sale	sale	NOUN
cjfa-12569	129	86	marketing	marketing	NOUN
cjfa-12569	129	87	payment	payment	NOUN
cjfa-12569	129	88	innovations	innovation	NOUN
cjfa-12569	129	89	development	development	NOUN
cjfa-12569	129	90	of	of	ADP
cjfa-12569	129	91	the	the	DET
cjfa-12569	129	92	epi	epi	NOUN
cjfa-12569	129	93	acceptance	acceptance	NOUN
cjfa-12569	129	94	network	network	NOUN
cjfa-12569	129	95	development	development	NOUN
cjfa-12569	129	96	of	of	ADP
cjfa-12569	129	97	e	e	PROPN
cjfa-12569	129	98	-	-	NOUN
cjfa-12569	129	99	commerce	commerce	NOUN
cjfa-12569	129	100	payments	payment	NOUN
cjfa-12569	129	101	interpretation	interpretation	NOUN
cjfa-12569	129	102	of	of	ADP
cjfa-12569	129	103	the	the	DET
cjfa-12569	129	104	psd	psd	PROPN
cjfa-12569	129	105	ii	ii	PROPN
cjfa-12569	129	106	revision	revision	NOUN
cjfa-12569	129	107	development	development	NOUN
cjfa-12569	129	108	of	of	ADP
cjfa-12569	129	109	m	m	PROPN
cjfa-12569	129	110	-	-	PUNCT
cjfa-12569	129	111	commerce	commerce	NOUN
cjfa-12569	129	112	payments	payment	NOUN
cjfa-12569	129	113	integration	integration	NOUN
cjfa-12569	129	114	of	of	ADP
cjfa-12569	129	115	m	m	NOUN
cjfa-12569	129	116	-	-	NOUN
cjfa-12569	129	117	banking	banking	NOUN
cjfa-12569	129	118	with	with	ADP
cjfa-12569	129	119	payment	payment	NOUN
cjfa-12569	129	120	services	service	NOUN
cjfa-12569	129	121	growth	growth	NOUN
cjfa-12569	129	122	of	of	ADP
cjfa-12569	129	123	non	non	ADJ
cjfa-12569	129	124	-	-	ADJ
cjfa-12569	129	125	banking	banking	ADJ
cjfa-12569	129	126	competition	competition	NOUN
cjfa-12569	129	127	increase	increase	NOUN
cjfa-12569	129	128	in	in	ADP
cjfa-12569	129	129	the	the	DET
cjfa-12569	129	130	banking	banking	NOUN
cjfa-12569	129	131	penetration	penetration	NOUN
cjfa-12569	129	132	rate	rate	NOUN
cjfa-12569	129	133	change	change	NOUN
cjfa-12569	129	134	in	in	ADP
cjfa-12569	129	135	the	the	DET
cjfa-12569	129	136	structure	structure	NOUN
cjfa-12569	129	137	of	of	ADP
cjfa-12569	129	138	card	card	NOUN
cjfa-12569	129	139	use	use	NOUN
cjfa-12569	129	140	interpretation	interpretation	NOUN
cjfa-12569	129	141	of	of	ADP
cjfa-12569	129	142	the	the	DET
cjfa-12569	129	143	pad	pad	NOUN
cjfa-12569	129	144	directive	directive	NOUN
cjfa-12569	129	145	migration	migration	NOUN
cjfa-12569	129	146	to	to	ADP
cjfa-12569	129	147	sepa	sepa	NOUN
cjfa-12569	129	148	instruments	instrument	NOUN
cjfa-12569	129	149	development	development	NOUN
cjfa-12569	129	150	of	of	ADP
cjfa-12569	129	151	cryptocurrencies	cryptocurrencie	NOUN
cjfa-12569	129	152	(	(	PUNCT
cjfa-12569	129	153	e.g.	e.g.	ADV
cjfa-12569	129	154	bitcoin	bitcoin	NOUN
cjfa-12569	129	155	)	)	PUNCT
cjfa-12569	129	156	9	9	NUM
cjfa-12569	129	157	%	%	NOUN
cjfa-12569	129	158	34	34	NUM
cjfa-12569	129	159	%	%	NOUN
cjfa-12569	129	160	37	37	NUM
cjfa-12569	129	161	%	%	NOUN
cjfa-12569	129	162	36	36	NUM
cjfa-12569	129	163	%	%	NOUN
cjfa-12569	129	164	52	52	NUM
cjfa-12569	129	165	%	%	NOUN
cjfa-12569	129	166	27	27	NUM
cjfa-12569	129	167	%	%	NOUN
cjfa-12569	129	168	16	16	NUM
cjfa-12569	129	169	%	%	NOUN
cjfa-12569	129	170	24	24	NUM
cjfa-12569	129	171	%	%	NOUN
cjfa-12569	129	172	46	46	NUM
cjfa-12569	129	173	%	%	NOUN
cjfa-12569	129	174	31	31	NUM
cjfa-12569	129	175	%	%	NOUN
cjfa-12569	129	176	55	55	NUM
cjfa-12569	129	177	%	%	NOUN
cjfa-12569	129	178	25	25	NUM
cjfa-12569	129	179	%	%	NOUN
cjfa-12569	129	180	16	16	NUM
cjfa-12569	129	181	%	%	NOUN
cjfa-12569	129	182	13	13	NUM
cjfa-12569	129	183	%	%	NOUN
cjfa-12569	129	184	6	6	NUM
cjfa-12569	129	185	%	%	NOUN
cjfa-12569	129	186	30	30	NUM
cjfa-12569	129	187	%	%	NOUN
cjfa-12569	129	188	s	s	PART
cjfa-12569	129	189	o	o	NOUN
cjfa-12569	129	190	u	u	NOUN
cjfa-12569	129	191	r	r	NOUN
cjfa-12569	129	192	c	c	NOUN
cjfa-12569	129	193	e	e	NOUN
cjfa-12569	129	194	:	:	PUNCT
cjfa-12569	129	195	survey	survey	NOUN
cjfa-12569	129	196	of	of	ADP
cjfa-12569	129	197	representatives	representative	NOUN
cjfa-12569	129	198	of	of	ADP
cjfa-12569	129	199	institutions	institution	NOUN
cjfa-12569	129	200	operating	operate	VERB
cjfa-12569	129	201	in	in	ADP
cjfa-12569	129	202	the	the	DET
cjfa-12569	129	203	payment	payment	NOUN
cjfa-12569	129	204	services	service	NOUN
cjfa-12569	129	205	market	market	NOUN
cjfa-12569	129	206	in	in	ADP
cjfa-12569	129	207	poland	poland	PROPN
cjfa-12569	129	208	,	,	PUNCT
cjfa-12569	129	209	a	a	DET
cjfa-12569	129	210	maximum	maximum	NOUN
cjfa-12569	129	211	of	of	ADP
cjfa-12569	129	212	5	5	NUM
cjfa-12569	129	213	answers	answer	NOUN
cjfa-12569	129	214	,	,	PUNCT
cjfa-12569	129	215	n=67–68	n=67–68	NOUN
cjfa-12569	129	216	.	.	PUNCT
cjfa-12569	130	1	in	in	ADP
cjfa-12569	130	2	the	the	DET
cjfa-12569	130	3	opinion	opinion	NOUN
cjfa-12569	130	4	of	of	ADP
cjfa-12569	130	5	the	the	DET
cjfa-12569	130	6	respondents	respondent	NOUN
cjfa-12569	130	7	,	,	PUNCT
cjfa-12569	130	8	in	in	ADP
cjfa-12569	130	9	the	the	DET
cjfa-12569	130	10	2015	2015	NUM
cjfa-12569	130	11	time	time	NOUN
cjfa-12569	130	12	frame	frame	NOUN
cjfa-12569	130	13	cryptocurrencies	cryptocurrencie	NOUN
cjfa-12569	130	14	did	do	AUX
cjfa-12569	130	15	not	not	PART
cjfa-12569	130	16	form	form	VERB
cjfa-12569	130	17	a	a	DET
cjfa-12569	130	18	significant	significant	ADJ
cjfa-12569	130	19	challenge	challenge	NOUN
cjfa-12569	130	20	for	for	ADP
cjfa-12569	130	21	the	the	DET
cjfa-12569	130	22	payments	payment	NOUN
cjfa-12569	130	23	market	market	NOUN
cjfa-12569	130	24	in	in	ADP
cjfa-12569	130	25	poland	poland	PROPN
cjfa-12569	130	26	(	(	PUNCT
cjfa-12569	130	27	figure	figure	NOUN
cjfa-12569	130	28	3	3	NUM
cjfa-12569	130	29	)	)	PUNCT
cjfa-12569	130	30	.	.	PUNCT
cjfa-12569	131	1	they	they	PRON
cjfa-12569	131	2	claimed	claim	VERB
cjfa-12569	131	3	that	that	SCONJ
cjfa-12569	131	4	regulatory	regulatory	ADJ
cjfa-12569	131	5	issues	issue	NOUN
cjfa-12569	131	6	were	be	AUX
cjfa-12569	131	7	the	the	DET
cjfa-12569	131	8	most	most	ADV
cjfa-12569	131	9	important	important	ADJ
cjfa-12569	131	10	shortterm	shortterm	NOUN
cjfa-12569	131	11	challenge	challenge	NOUN
cjfa-12569	131	12	in	in	ADP
cjfa-12569	131	13	poland	poland	PROPN
cjfa-12569	131	14	.	.	PUNCT
cjfa-12569	132	1	as	as	ADV
cjfa-12569	132	2	many	many	ADJ
cjfa-12569	132	3	as	as	ADP
cjfa-12569	132	4	76	76	NUM
cjfa-12569	132	5	%	%	NOUN
cjfa-12569	132	6	of	of	ADP
cjfa-12569	132	7	the	the	DET
cjfa-12569	132	8	respondents	respondent	NOUN
cjfa-12569	132	9	pointed	point	VERB
cjfa-12569	132	10	to	to	ADP
cjfa-12569	132	11	the	the	DET
cjfa-12569	132	12	need	need	NOUN
cjfa-12569	132	13	to	to	PART
cjfa-12569	132	14	adjust	adjust	VERB
cjfa-12569	132	15	to	to	ADP
cjfa-12569	132	16	the	the	DET
cjfa-12569	132	17	interchange	interchange	NOUN
cjfa-12569	132	18	fee	fee	NOUN
cjfa-12569	132	19	reduction	reduction	NOUN
cjfa-12569	132	20	.	.	PUNCT
cjfa-12569	133	1	this	this	PRON
cjfa-12569	133	2	indicates	indicate	VERB
cjfa-12569	133	3	that	that	SCONJ
cjfa-12569	133	4	the	the	DET
cjfa-12569	133	5	role	role	NOUN
cjfa-12569	133	6	of	of	ADP
cjfa-12569	133	7	the	the	DET
cjfa-12569	133	8	regulatory	regulatory	ADJ
cjfa-12569	133	9	factor	factor	NOUN
cjfa-12569	133	10	in	in	ADP
cjfa-12569	133	11	the	the	DET
cjfa-12569	133	12	payment	payment	NOUN
cjfa-12569	133	13	services	service	NOUN
cjfa-12569	133	14	market	market	NOUN
cjfa-12569	133	15	is	be	AUX
cjfa-12569	133	16	pivotal	pivotal	ADJ
cjfa-12569	133	17	.	.	PUNCT
cjfa-12569	134	1	statutory	statutory	ADJ
cjfa-12569	134	2	changes	change	NOUN
cjfa-12569	134	3	may	may	AUX
cjfa-12569	134	4	either	either	CCONJ
cjfa-12569	134	5	stimulate	stimulate	VERB
cjfa-12569	134	6	or	or	CCONJ
cjfa-12569	134	7	hamper	hamper	VERB
cjfa-12569	134	8	the	the	DET
cjfa-12569	134	9	development	development	NOUN
cjfa-12569	134	10	of	of	ADP
cjfa-12569	134	11	the	the	DET
cjfa-12569	134	12	given	give	VERB
cjfa-12569	134	13	payment	payment	NOUN
cjfa-12569	134	14	instrument	instrument	NOUN
cjfa-12569	134	15	or	or	CCONJ
cjfa-12569	134	16	service	service	NOUN
cjfa-12569	134	17	,	,	PUNCT
cjfa-12569	134	18	which	which	PRON
cjfa-12569	134	19	has	have	AUX
cjfa-12569	134	20	already	already	ADV
cjfa-12569	134	21	been	be	AUX
cjfa-12569	134	22	signalled	signal	VERB
cjfa-12569	134	23	by	by	ADP
cjfa-12569	134	24	certain	certain	ADJ
cjfa-12569	134	25	researchers	researcher	NOUN
cjfa-12569	134	26	(	(	PUNCT
cjfa-12569	134	27	harasim	harasim	NOUN
cjfa-12569	134	28	,	,	PUNCT
cjfa-12569	134	29	2013	2013	NUM
cjfa-12569	134	30	)	)	PUNCT
cjfa-12569	134	31	.	.	PUNCT
cjfa-12569	135	1	therefore	therefore	ADV
cjfa-12569	135	2	,	,	PUNCT
cjfa-12569	135	3	it	it	PRON
cjfa-12569	135	4	may	may	AUX
cjfa-12569	135	5	be	be	AUX
cjfa-12569	135	6	assumed	assume	VERB
cjfa-12569	135	7	that	that	SCONJ
cjfa-12569	135	8	a	a	DET
cjfa-12569	135	9	broader	broad	ADJ
cjfa-12569	135	10	use	use	NOUN
cjfa-12569	135	11	of	of	ADP
cjfa-12569	135	12	cryptocurrencies	cryptocurrencie	NOUN
cjfa-12569	135	13	in	in	ADP
cjfa-12569	135	14	the	the	DET
cjfa-12569	135	15	payments	payment	NOUN
cjfa-12569	135	16	market	market	NOUN
cjfa-12569	135	17	will	will	AUX
cjfa-12569	135	18	be	be	AUX
cjfa-12569	135	19	largely	largely	ADV
cjfa-12569	135	20	dependent	dependent	ADJ
cjfa-12569	135	21	on	on	ADP
cjfa-12569	135	22	the	the	DET
cjfa-12569	135	23	legislation	legislation	NOUN
cjfa-12569	135	24	.	.	PUNCT
cjfa-12569	136	1	the	the	DET
cjfa-12569	136	2	second	second	ADJ
cjfa-12569	136	3	most	most	ADV
cjfa-12569	136	4	important	important	ADJ
cjfa-12569	136	5	challenge	challenge	NOUN
cjfa-12569	136	6	(	(	PUNCT
cjfa-12569	136	7	more	more	ADJ
cjfa-12569	136	8	than	than	ADP
cjfa-12569	136	9	50	50	NUM
cjfa-12569	136	10	%	%	NOUN
cjfa-12569	136	11	of	of	ADP
cjfa-12569	136	12	indications	indication	NOUN
cjfa-12569	136	13	)	)	PUNCT
cjfa-12569	136	14	was	be	AUX
cjfa-12569	136	15	the	the	DET
cjfa-12569	136	16	implementation	implementation	NOUN
cjfa-12569	136	17	of	of	ADP
cjfa-12569	136	18	mobile	mobile	ADJ
cjfa-12569	136	19	technologies	technology	NOUN
cjfa-12569	136	20	(	(	PUNCT
cjfa-12569	136	21	figure	figure	NOUN
cjfa-12569	136	22	3	3	NUM
cjfa-12569	136	23	)	)	PUNCT
cjfa-12569	136	24	.	.	PUNCT
cjfa-12569	137	1	it	it	PRON
cjfa-12569	137	2	is	be	AUX
cjfa-12569	137	3	worth	worth	ADJ
cjfa-12569	137	4	noting	note	VERB
cjfa-12569	137	5	that	that	SCONJ
cjfa-12569	137	6	fields	field	NOUN
cjfa-12569	137	7	of	of	ADP
cjfa-12569	137	8	potential	potential	ADJ
cjfa-12569	137	9	use	use	NOUN
cjfa-12569	137	10	of	of	ADP
cjfa-12569	137	11	cryptocurrencies	cryptocurrencie	NOUN
cjfa-12569	137	12	…	…	PUNCT
cjfa-12569	137	13	209	209	NUM
cjfa-12569	137	14	this	this	DET
cjfa-12569	137	15	factor	factor	NOUN
cjfa-12569	137	16	should	should	AUX
cjfa-12569	137	17	be	be	AUX
cjfa-12569	137	18	considered	consider	VERB
cjfa-12569	137	19	as	as	ADP
cjfa-12569	137	20	beneficial	beneficial	ADJ
cjfa-12569	137	21	for	for	ADP
cjfa-12569	137	22	the	the	DET
cjfa-12569	137	23	potential	potential	NOUN
cjfa-12569	137	24	for	for	ADP
cjfa-12569	137	25	using	use	VERB
cjfa-12569	137	26	cryptocurrencies	cryptocurrencie	NOUN
cjfa-12569	137	27	in	in	ADP
cjfa-12569	137	28	the	the	DET
cjfa-12569	137	29	payments	payment	NOUN
cjfa-12569	137	30	area	area	NOUN
cjfa-12569	137	31	.	.	PUNCT
cjfa-12569	138	1	this	this	PRON
cjfa-12569	138	2	is	be	AUX
cjfa-12569	138	3	due	due	ADJ
cjfa-12569	138	4	to	to	ADP
cjfa-12569	138	5	the	the	DET
cjfa-12569	138	6	fact	fact	NOUN
cjfa-12569	138	7	that	that	SCONJ
cjfa-12569	138	8	mobile	mobile	ADJ
cjfa-12569	138	9	technology	technology	NOUN
cjfa-12569	138	10	is	be	AUX
cjfa-12569	138	11	the	the	DET
cjfa-12569	138	12	natural	natural	ADJ
cjfa-12569	138	13	environment	environment	NOUN
cjfa-12569	138	14	for	for	ADP
cjfa-12569	138	15	bitcoin	bitcoin	ADJ
cjfa-12569	138	16	and	and	CCONJ
cjfa-12569	138	17	other	other	ADJ
cjfa-12569	138	18	cryptocurrencies	cryptocurrencie	NOUN
cjfa-12569	138	19	.	.	PUNCT
cjfa-12569	139	1	the	the	DET
cjfa-12569	139	2	experts	expert	NOUN
cjfa-12569	139	3	also	also	ADV
cjfa-12569	139	4	pointed	point	VERB
cjfa-12569	139	5	to	to	ADP
cjfa-12569	139	6	the	the	DET
cjfa-12569	139	7	detailed	detailed	ADJ
cjfa-12569	139	8	issues	issue	NOUN
cjfa-12569	139	9	related	relate	VERB
cjfa-12569	139	10	to	to	ADP
cjfa-12569	139	11	the	the	DET
cjfa-12569	139	12	development	development	NOUN
cjfa-12569	139	13	of	of	ADP
cjfa-12569	139	14	mobile	mobile	ADJ
cjfa-12569	139	15	technologies	technology	NOUN
cjfa-12569	139	16	,	,	PUNCT
cjfa-12569	139	17	such	such	ADJ
cjfa-12569	139	18	as	as	ADP
cjfa-12569	139	19	the	the	DET
cjfa-12569	139	20	introduction	introduction	NOUN
cjfa-12569	139	21	of	of	ADP
cjfa-12569	139	22	m	m	PROPN
cjfa-12569	139	23	-	-	PUNCT
cjfa-12569	139	24	commerce	commerce	NOUN
cjfa-12569	139	25	payments6	payments6	NOUN
cjfa-12569	139	26	(	(	PUNCT
cjfa-12569	139	27	25	25	NUM
cjfa-12569	139	28	%	%	NOUN
cjfa-12569	139	29	)	)	PUNCT
cjfa-12569	139	30	and	and	CCONJ
cjfa-12569	139	31	the	the	DET
cjfa-12569	139	32	integration	integration	NOUN
cjfa-12569	139	33	of	of	ADP
cjfa-12569	139	34	mobile	mobile	ADJ
cjfa-12569	139	35	banking	banking	NOUN
cjfa-12569	139	36	with	with	ADP
cjfa-12569	139	37	payment	payment	NOUN
cjfa-12569	139	38	services	service	NOUN
cjfa-12569	139	39	(	(	PUNCT
cjfa-12569	139	40	25	25	NUM
cjfa-12569	139	41	%	%	NOUN
cjfa-12569	139	42	)	)	PUNCT
cjfa-12569	139	43	.	.	PUNCT
cjfa-12569	140	1	it	it	PRON
cjfa-12569	140	2	should	should	AUX
cjfa-12569	140	3	be	be	AUX
cjfa-12569	140	4	mentioned	mention	VERB
cjfa-12569	140	5	that	that	SCONJ
cjfa-12569	140	6	the	the	DET
cjfa-12569	140	7	increase	increase	NOUN
cjfa-12569	140	8	in	in	ADP
cjfa-12569	140	9	the	the	DET
cjfa-12569	140	10	number	number	NOUN
cjfa-12569	140	11	of	of	ADP
cjfa-12569	140	12	banking	banking	NOUN
cjfa-12569	140	13	mobile	mobile	ADJ
cjfa-12569	140	14	applications	application	NOUN
cjfa-12569	140	15	currently	currently	ADV
cjfa-12569	140	16	observed	observe	VERB
cjfa-12569	140	17	in	in	ADP
cjfa-12569	140	18	the	the	DET
cjfa-12569	140	19	polish	polish	ADJ
cjfa-12569	140	20	market	market	NOUN
cjfa-12569	140	21	(	(	PUNCT
cjfa-12569	140	22	the	the	DET
cjfa-12569	140	23	public	public	ADJ
cjfa-12569	140	24	relations	relation	NOUN
cjfa-12569	140	25	office	office	NOUN
cjfa-12569	140	26	of	of	ADP
cjfa-12569	140	27	the	the	DET
cjfa-12569	140	28	ministry	ministry	PROPN
cjfa-12569	140	29	of	of	ADP
cjfa-12569	140	30	treasury	treasury	PROPN
cjfa-12569	140	31	,	,	PUNCT
cjfa-12569	140	32	2014	2014	NUM
cjfa-12569	140	33	)	)	PUNCT
cjfa-12569	140	34	,	,	PUNCT
cjfa-12569	140	35	as	as	ADV
cjfa-12569	140	36	well	well	ADV
cjfa-12569	140	37	as	as	ADP
cjfa-12569	140	38	in	in	ADP
cjfa-12569	140	39	the	the	DET
cjfa-12569	140	40	number	number	NOUN
cjfa-12569	140	41	of	of	ADP
cjfa-12569	140	42	people	people	NOUN
cjfa-12569	140	43	making	make	VERB
cjfa-12569	140	44	payments	payment	NOUN
cjfa-12569	140	45	from	from	ADP
cjfa-12569	140	46	a	a	DET
cjfa-12569	140	47	mobile	mobile	ADJ
cjfa-12569	140	48	application	application	NOUN
cjfa-12569	140	49	(	(	PUNCT
cjfa-12569	140	50	mikowska	mikowska	NOUN
cjfa-12569	140	51	,	,	PUNCT
cjfa-12569	140	52	2015	2015	NUM
cjfa-12569	140	53	)	)	PUNCT
cjfa-12569	140	54	,	,	PUNCT
cjfa-12569	140	55	together	together	ADV
cjfa-12569	140	56	with	with	ADP
cjfa-12569	140	57	a	a	DET
cjfa-12569	140	58	change	change	NOUN
cjfa-12569	140	59	in	in	ADP
cjfa-12569	140	60	habits	habit	NOUN
cjfa-12569	140	61	regarding	regard	VERB
cjfa-12569	140	62	the	the	DET
cjfa-12569	140	63	payment	payment	NOUN
cjfa-12569	140	64	methods	method	NOUN
cjfa-12569	140	65	used	use	VERB
cjfa-12569	140	66	,	,	PUNCT
cjfa-12569	140	67	may	may	AUX
cjfa-12569	140	68	also	also	ADV
cjfa-12569	140	69	indirectly	indirectly	ADV
cjfa-12569	140	70	impact	impact	VERB
cjfa-12569	140	71	the	the	DET
cjfa-12569	140	72	development	development	NOUN
cjfa-12569	140	73	of	of	ADP
cjfa-12569	140	74	payment	payment	NOUN
cjfa-12569	140	75	applications	application	NOUN
cjfa-12569	140	76	of	of	ADP
cjfa-12569	140	77	bitcoin	bitcoin	NOUN
cjfa-12569	140	78	.	.	PUNCT
cjfa-12569	141	1	in	in	ADP
cjfa-12569	141	2	the	the	DET
cjfa-12569	141	3	case	case	NOUN
cjfa-12569	141	4	of	of	ADP
cjfa-12569	141	5	the	the	DET
cjfa-12569	141	6	long	long	ADJ
cjfa-12569	141	7	-	-	PUNCT
cjfa-12569	141	8	term	term	NOUN
cjfa-12569	141	9	perspective	perspective	NOUN
cjfa-12569	141	10	,	,	PUNCT
cjfa-12569	141	11	the	the	DET
cjfa-12569	141	12	significance	significance	NOUN
cjfa-12569	141	13	of	of	ADP
cjfa-12569	141	14	individual	individual	ADJ
cjfa-12569	141	15	challenges	challenge	NOUN
cjfa-12569	141	16	facing	face	VERB
cjfa-12569	141	17	the	the	DET
cjfa-12569	141	18	participants	participant	NOUN
cjfa-12569	141	19	of	of	ADP
cjfa-12569	141	20	the	the	DET
cjfa-12569	141	21	polish	polish	ADJ
cjfa-12569	141	22	payments	payment	NOUN
cjfa-12569	141	23	market	market	NOUN
cjfa-12569	141	24	changed	change	VERB
cjfa-12569	141	25	substantially	substantially	ADV
cjfa-12569	141	26	(	(	PUNCT
cjfa-12569	141	27	figure	figure	NOUN
cjfa-12569	141	28	3	3	NUM
cjfa-12569	141	29	)	)	PUNCT
cjfa-12569	141	30	.	.	PUNCT
cjfa-12569	142	1	it	it	PRON
cjfa-12569	142	2	should	should	AUX
cjfa-12569	142	3	be	be	AUX
cjfa-12569	142	4	emphasised	emphasise	VERB
cjfa-12569	142	5	that	that	SCONJ
cjfa-12569	142	6	as	as	ADV
cjfa-12569	142	7	many	many	ADJ
cjfa-12569	142	8	as	as	ADP
cjfa-12569	142	9	30	30	NUM
cjfa-12569	142	10	%	%	NOUN
cjfa-12569	142	11	of	of	ADP
cjfa-12569	142	12	the	the	DET
cjfa-12569	142	13	experts	expert	NOUN
cjfa-12569	142	14	indicated	indicate	VERB
cjfa-12569	142	15	cryptocurrencies	cryptocurrencie	NOUN
cjfa-12569	142	16	is	be	AUX
cjfa-12569	142	17	one	one	NUM
cjfa-12569	142	18	of	of	ADP
cjfa-12569	142	19	the	the	DET
cjfa-12569	142	20	biggest	big	ADJ
cjfa-12569	142	21	challenges	challenge	NOUN
cjfa-12569	142	22	in	in	ADP
cjfa-12569	142	23	the	the	DET
cjfa-12569	142	24	polish	polish	ADJ
cjfa-12569	142	25	payments	payment	NOUN
cjfa-12569	142	26	market	market	NOUN
cjfa-12569	142	27	in	in	ADP
cjfa-12569	142	28	the	the	DET
cjfa-12569	142	29	2020	2020	NUM
cjfa-12569	142	30	time	time	NOUN
cjfa-12569	142	31	horizon	horizon	NOUN
cjfa-12569	142	32	.	.	PUNCT
cjfa-12569	143	1	likewise	likewise	ADV
cjfa-12569	143	2	,	,	PUNCT
cjfa-12569	143	3	the	the	DET
cjfa-12569	143	4	development	development	NOUN
cjfa-12569	143	5	of	of	ADP
cjfa-12569	143	6	cryptocurrencies	cryptocurrencie	NOUN
cjfa-12569	143	7	was	be	AUX
cjfa-12569	143	8	the	the	DET
cjfa-12569	143	9	factor	factor	NOUN
cjfa-12569	143	10	which	which	PRON
cjfa-12569	143	11	gained	gain	VERB
cjfa-12569	143	12	most	most	ADJ
cjfa-12569	143	13	prominence	prominence	NOUN
cjfa-12569	143	14	in	in	ADP
cjfa-12569	143	15	the	the	DET
cjfa-12569	143	16	2020	2020	NUM
cjfa-12569	143	17	perspective	perspective	NOUN
cjfa-12569	143	18	from	from	ADP
cjfa-12569	143	19	among	among	ADP
cjfa-12569	143	20	the	the	DET
cjfa-12569	143	21	challenges	challenge	NOUN
cjfa-12569	143	22	indicated	indicate	VERB
cjfa-12569	143	23	in	in	ADP
cjfa-12569	143	24	the	the	DET
cjfa-12569	143	25	question	question	NOUN
cjfa-12569	143	26	.	.	PUNCT
cjfa-12569	144	1	this	this	PRON
cjfa-12569	144	2	means	mean	VERB
cjfa-12569	144	3	that	that	SCONJ
cjfa-12569	144	4	despite	despite	SCONJ
cjfa-12569	144	5	the	the	DET
cjfa-12569	144	6	currently	currently	ADV
cjfa-12569	144	7	niche	niche	NOUN
cjfa-12569	144	8	nature	nature	NOUN
cjfa-12569	144	9	of	of	ADP
cjfa-12569	144	10	that	that	DET
cjfa-12569	144	11	solution	solution	NOUN
cjfa-12569	144	12	,	,	PUNCT
cjfa-12569	144	13	the	the	DET
cjfa-12569	144	14	payments	payment	NOUN
cjfa-12569	144	15	community	community	NOUN
cjfa-12569	144	16	anticipates	anticipate	VERB
cjfa-12569	144	17	that	that	SCONJ
cjfa-12569	144	18	it	it	PRON
cjfa-12569	144	19	may	may	AUX
cjfa-12569	144	20	grow	grow	VERB
cjfa-12569	144	21	dynamically	dynamically	ADV
cjfa-12569	144	22	by	by	ADP
cjfa-12569	144	23	the	the	DET
cjfa-12569	144	24	year	year	NOUN
cjfa-12569	144	25	2020	2020	NUM
cjfa-12569	144	26	and	and	CCONJ
cjfa-12569	144	27	create	create	VERB
cjfa-12569	144	28	significant	significant	ADJ
cjfa-12569	144	29	challenges	challenge	NOUN
cjfa-12569	144	30	for	for	ADP
cjfa-12569	144	31	current	current	ADJ
cjfa-12569	144	32	market	market	NOUN
cjfa-12569	144	33	participants	participant	NOUN
cjfa-12569	144	34	.	.	PUNCT
cjfa-12569	145	1	moreover	moreover	ADV
cjfa-12569	145	2	,	,	PUNCT
cjfa-12569	145	3	while	while	SCONJ
cjfa-12569	145	4	in	in	ADP
cjfa-12569	145	5	the	the	DET
cjfa-12569	145	6	short	short	ADJ
cjfa-12569	145	7	-	-	PUNCT
cjfa-12569	145	8	term	term	NOUN
cjfa-12569	145	9	few	few	ADJ
cjfa-12569	145	10	experts	expert	NOUN
cjfa-12569	145	11	saw	see	VERB
cjfa-12569	145	12	the	the	DET
cjfa-12569	145	13	risk	risk	NOUN
cjfa-12569	145	14	that	that	SCONJ
cjfa-12569	145	15	non	non	ADJ
cjfa-12569	145	16	-	-	ADJ
cjfa-12569	145	17	banking	banking	ADJ
cjfa-12569	145	18	competition	competition	NOUN
cjfa-12569	145	19	would	would	AUX
cjfa-12569	145	20	gain	gain	VERB
cjfa-12569	145	21	a	a	DET
cjfa-12569	145	22	share	share	NOUN
cjfa-12569	145	23	in	in	ADP
cjfa-12569	145	24	the	the	DET
cjfa-12569	145	25	market	market	NOUN
cjfa-12569	145	26	,	,	PUNCT
cjfa-12569	145	27	in	in	ADP
cjfa-12569	145	28	the	the	DET
cjfa-12569	145	29	2020	2020	NUM
cjfa-12569	145	30	time	time	NOUN
cjfa-12569	145	31	horizon	horizon	NOUN
cjfa-12569	145	32	this	this	DET
cjfa-12569	145	33	process	process	NOUN
cjfa-12569	145	34	became	become	VERB
cjfa-12569	145	35	the	the	DET
cjfa-12569	145	36	most	most	ADV
cjfa-12569	145	37	prominent	prominent	ADJ
cjfa-12569	145	38	for	for	ADP
cjfa-12569	145	39	the	the	DET
cjfa-12569	145	40	current	current	ADJ
cjfa-12569	145	41	participants	participant	NOUN
cjfa-12569	145	42	of	of	ADP
cjfa-12569	145	43	the	the	DET
cjfa-12569	145	44	payments	payment	NOUN
cjfa-12569	145	45	market	market	NOUN
cjfa-12569	145	46	.	.	PUNCT
cjfa-12569	146	1	one	one	NUM
cjfa-12569	146	2	of	of	ADP
cjfa-12569	146	3	the	the	DET
cjfa-12569	146	4	answers	answer	NOUN
cjfa-12569	146	5	of	of	ADP
cjfa-12569	146	6	the	the	DET
cjfa-12569	146	7	financial	financial	ADJ
cjfa-12569	146	8	sector	sector	NOUN
cjfa-12569	146	9	to	to	ADP
cjfa-12569	146	10	that	that	DET
cjfa-12569	146	11	challenge	challenge	NOUN
cjfa-12569	146	12	would	would	AUX
cjfa-12569	146	13	be	be	AUX
cjfa-12569	146	14	a	a	DET
cjfa-12569	146	15	more	more	ADV
cjfa-12569	146	16	intensified	intensified	ADJ
cjfa-12569	146	17	introduction	introduction	NOUN
cjfa-12569	146	18	of	of	ADP
cjfa-12569	146	19	payment	payment	NOUN
cjfa-12569	146	20	innovations	innovation	NOUN
cjfa-12569	146	21	(	(	PUNCT
cjfa-12569	146	22	over	over	ADP
cjfa-12569	146	23	50	50	NUM
cjfa-12569	146	24	%	%	NOUN
cjfa-12569	146	25	of	of	ADP
cjfa-12569	146	26	indications	indication	NOUN
cjfa-12569	146	27	)	)	PUNCT
cjfa-12569	146	28	.	.	PUNCT
cjfa-12569	147	1	it	it	PRON
cjfa-12569	147	2	may	may	AUX
cjfa-12569	147	3	turn	turn	VERB
cjfa-12569	147	4	out	out	ADP
cjfa-12569	147	5	that	that	SCONJ
cjfa-12569	147	6	cryptocurrencies	cryptocurrencie	NOUN
cjfa-12569	147	7	or	or	CCONJ
cjfa-12569	147	8	the	the	DET
cjfa-12569	147	9	underlying	underlying	ADJ
cjfa-12569	147	10	technologies	technology	NOUN
cjfa-12569	147	11	will	will	AUX
cjfa-12569	147	12	become	become	VERB
cjfa-12569	147	13	one	one	NUM
cjfa-12569	147	14	of	of	ADP
cjfa-12569	147	15	such	such	ADJ
cjfa-12569	147	16	innovations	innovation	NOUN
cjfa-12569	147	17	used	use	VERB
cjfa-12569	147	18	by	by	ADP
cjfa-12569	147	19	banks	bank	NOUN
cjfa-12569	147	20	.	.	PUNCT
cjfa-12569	148	1	the	the	DET
cjfa-12569	148	2	survey	survey	NOUN
cjfa-12569	148	3	also	also	ADV
cjfa-12569	148	4	provided	provide	VERB
cjfa-12569	148	5	an	an	DET
cjfa-12569	148	6	overview	overview	NOUN
cjfa-12569	148	7	of	of	ADP
cjfa-12569	148	8	the	the	DET
cjfa-12569	148	9	respondents	respondent	NOUN
cjfa-12569	148	10	’	'	PUNCT
cjfa-12569	148	11	forecasts	forecast	NOUN
cjfa-12569	148	12	regarding	regard	VERB
cjfa-12569	148	13	the	the	DET
cjfa-12569	148	14	development	development	NOUN
cjfa-12569	148	15	of	of	ADP
cjfa-12569	148	16	four	four	NUM
cjfa-12569	148	17	market	market	NOUN
cjfa-12569	148	18	segments	segment	NOUN
cjfa-12569	148	19	with	with	ADP
cjfa-12569	148	20	the	the	DET
cjfa-12569	148	21	potential	potential	NOUN
cjfa-12569	148	22	for	for	ADP
cjfa-12569	148	23	payment	payment	NOUN
cjfa-12569	148	24	applications	application	NOUN
cjfa-12569	148	25	of	of	ADP
cjfa-12569	148	26	bitcoin	bitcoin	ADJ
cjfa-12569	148	27	and	and	CCONJ
cjfa-12569	148	28	other	other	ADJ
cjfa-12569	148	29	cryptocurrencies	cryptocurrencie	NOUN
cjfa-12569	148	30	,	,	PUNCT
cjfa-12569	148	31	i.e.	i.e.	X
cjfa-12569	148	32	transactions	transaction	NOUN
cjfa-12569	148	33	in	in	ADP
cjfa-12569	148	34	points	point	NOUN
cjfa-12569	148	35	of	of	ADP
cjfa-12569	148	36	sale	sale	NOUN
cjfa-12569	148	37	(	(	PUNCT
cjfa-12569	148	38	pos	pos	NOUN
cjfa-12569	148	39	)	)	PUNCT
cjfa-12569	148	40	,	,	PUNCT
cjfa-12569	148	41	e	e	X
cjfa-12569	148	42	-	-	NOUN
cjfa-12569	148	43	commerce	commerce	NOUN
cjfa-12569	148	44	,	,	PUNCT
cjfa-12569	148	45	m	m	PROPN
cjfa-12569	148	46	-	-	PUNCT
cjfa-12569	148	47	commerce	commerce	NOUN
cjfa-12569	148	48	and	and	CCONJ
cjfa-12569	148	49	person	person	NOUN
cjfa-12569	148	50	-	-	PUNCT
cjfa-12569	148	51	to	to	ADP
cjfa-12569	148	52	-	-	PUNCT
cjfa-12569	148	53	person	person	NOUN
cjfa-12569	148	54	(	(	PUNCT
cjfa-12569	148	55	p2p	p2p	NOUN
cjfa-12569	148	56	)	)	PUNCT
cjfa-12569	148	57	settlements	settlement	NOUN
cjfa-12569	148	58	.	.	PUNCT
cjfa-12569	149	1	the	the	DET
cjfa-12569	149	2	respondents	respondent	NOUN
cjfa-12569	149	3	rated	rate	VERB
cjfa-12569	149	4	the	the	DET
cjfa-12569	149	5	popularity	popularity	NOUN
cjfa-12569	149	6	of	of	ADP
cjfa-12569	149	7	different	different	ADJ
cjfa-12569	149	8	types	type	NOUN
cjfa-12569	149	9	of	of	ADP
cjfa-12569	149	10	innovative	innovative	ADJ
cjfa-12569	149	11	payment	payment	NOUN
cjfa-12569	149	12	methods	method	NOUN
cjfa-12569	149	13	on	on	ADP
cjfa-12569	149	14	a	a	DET
cjfa-12569	149	15	scale	scale	NOUN
cjfa-12569	149	16	from	from	ADP
cjfa-12569	149	17	1	1	NUM
cjfa-12569	149	18	to	to	PART
cjfa-12569	149	19	5	5	NUM
cjfa-12569	149	20	(	(	PUNCT
cjfa-12569	149	21	1	1	NUM
cjfa-12569	149	22	was	be	AUX
cjfa-12569	149	23	marginal	marginal	ADJ
cjfa-12569	149	24	use	use	NOUN
cjfa-12569	149	25	and	and	CCONJ
cjfa-12569	149	26	5	5	NUM
cjfa-12569	149	27	widespread	widespread	ADJ
cjfa-12569	149	28	use	use	NOUN
cjfa-12569	149	29	)	)	PUNCT
cjfa-12569	149	30	for	for	ADP
cjfa-12569	149	31	two	two	NUM
cjfa-12569	149	32	time	time	NOUN
cjfa-12569	149	33	horizons	horizon	NOUN
cjfa-12569	149	34	,	,	PUNCT
cjfa-12569	149	35	the	the	DET
cjfa-12569	149	36	years	year	NOUN
cjfa-12569	149	37	2015	2015	NUM
cjfa-12569	149	38	and	and	CCONJ
cjfa-12569	149	39	2020	2020	NUM
cjfa-12569	149	40	.	.	PUNCT
cjfa-12569	150	1	6	6	NUM
cjfa-12569	150	2	 	 	SPACE
cjfa-12569	150	3	transactions	transaction	NOUN
cjfa-12569	150	4	in	in	ADP
cjfa-12569	150	5	mobile	mobile	ADJ
cjfa-12569	150	6	commerce	commerce	NOUN
cjfa-12569	150	7	are	be	AUX
cjfa-12569	150	8	defined	define	VERB
cjfa-12569	150	9	as	as	ADP
cjfa-12569	150	10	transactions	transaction	NOUN
cjfa-12569	150	11	starting	start	VERB
cjfa-12569	150	12	and	and	CCONJ
cjfa-12569	150	13	ending	end	VERB
cjfa-12569	150	14	on	on	ADP
cjfa-12569	150	15	a	a	DET
cjfa-12569	150	16	mobile	mobile	ADJ
cjfa-12569	150	17	device	device	NOUN
cjfa-12569	150	18	.	.	PUNCT
cjfa-12569	151	1	anna	anna	PROPN
cjfa-12569	151	2	iwona	iwona	PROPN
cjfa-12569	151	3	piotrowska210	piotrowska210	PROPN
cjfa-12569	151	4	figures	figure	VERB
cjfa-12569	151	5	4	4	NUM
cjfa-12569	151	6	and	and	CCONJ
cjfa-12569	151	7	5	5	NUM
cjfa-12569	151	8	present	present	ADJ
cjfa-12569	151	9	indications	indication	NOUN
cjfa-12569	151	10	of	of	ADP
cjfa-12569	151	11	the	the	DET
cjfa-12569	151	12	respondents	respondent	NOUN
cjfa-12569	151	13	referring	refer	VERB
cjfa-12569	151	14	to	to	ADP
cjfa-12569	151	15	cryptocurrencies	cryptocurrencie	NOUN
cjfa-12569	151	16	as	as	ADP
cjfa-12569	151	17	compared	compare	VERB
cjfa-12569	151	18	to	to	ADP
cjfa-12569	151	19	the	the	DET
cjfa-12569	151	20	most	most	ADV
cjfa-12569	151	21	probable	probable	ADJ
cjfa-12569	151	22	payment	payment	NOUN
cjfa-12569	151	23	solutions	solution	NOUN
cjfa-12569	151	24	in	in	ADP
cjfa-12569	151	25	the	the	DET
cjfa-12569	151	26	analysed	analyse	VERB
cjfa-12569	151	27	market	market	NOUN
cjfa-12569	151	28	segments	segment	NOUN
cjfa-12569	151	29	.	.	PUNCT
cjfa-12569	152	1	such	such	ADJ
cjfa-12569	152	2	juxtaposition	juxtaposition	NOUN
cjfa-12569	152	3	is	be	AUX
cjfa-12569	152	4	aimed	aim	VERB
cjfa-12569	152	5	to	to	PART
cjfa-12569	152	6	learn	learn	VERB
cjfa-12569	152	7	which	which	DET
cjfa-12569	152	8	solutions	solution	NOUN
cjfa-12569	152	9	the	the	DET
cjfa-12569	152	10	market	market	NOUN
cjfa-12569	152	11	will	will	AUX
cjfa-12569	152	12	turn	turn	VERB
cjfa-12569	152	13	to	to	ADP
cjfa-12569	152	14	and	and	CCONJ
cjfa-12569	152	15	which	which	DET
cjfa-12569	152	16	technologies	technology	NOUN
cjfa-12569	152	17	will	will	AUX
cjfa-12569	152	18	be	be	AUX
cjfa-12569	152	19	the	the	DET
cjfa-12569	152	20	potential	potential	ADJ
cjfa-12569	152	21	competitors	competitor	NOUN
cjfa-12569	152	22	of	of	ADP
cjfa-12569	152	23	cryptocurrencies	cryptocurrencie	NOUN
cjfa-12569	152	24	.	.	PUNCT
cjfa-12569	153	1	figure	figure	NOUN
cjfa-12569	153	2	4	4	NUM
cjfa-12569	153	3	.	.	PUNCT
cjfa-12569	153	4	forecast	forecast	NOUN
cjfa-12569	153	5	popularity	popularity	NOUN
cjfa-12569	153	6	of	of	ADP
cjfa-12569	153	7	selected	select	VERB
cjfa-12569	153	8	payment	payment	NOUN
cjfa-12569	153	9	methods	method	NOUN
cjfa-12569	153	10	in	in	ADP
cjfa-12569	153	11	individual	individual	ADJ
cjfa-12569	153	12	market	market	NOUN
cjfa-12569	153	13	segments	segment	NOUN
cjfa-12569	153	14	by	by	ADP
cjfa-12569	153	15	2015	2015	NUM
cjfa-12569	153	16	*	*	NOUN
cjfa-12569	153	17	types	type	NOUN
cjfa-12569	153	18	of	of	ADP
cjfa-12569	153	19	innovative	innovative	ADJ
cjfa-12569	153	20	payment	payment	NOUN
cjfa-12569	153	21	methods	method	NOUN
cjfa-12569	153	22	on	on	ADP
cjfa-12569	153	23	a	a	DET
cjfa-12569	153	24	scale	scale	NOUN
cjfa-12569	153	25	from	from	ADP
cjfa-12569	153	26	1	1	NUM
cjfa-12569	153	27	to	to	PART
cjfa-12569	153	28	5	5	NUM
cjfa-12569	153	29	(	(	PUNCT
cjfa-12569	153	30	1	1	NUM
cjfa-12569	153	31	was	be	AUX
cjfa-12569	153	32	marginal	marginal	ADJ
cjfa-12569	153	33	use	use	NOUN
cjfa-12569	153	34	and	and	CCONJ
cjfa-12569	153	35	5	5	NUM
cjfa-12569	153	36	widespread	widespread	ADJ
cjfa-12569	153	37	use	use	NOUN
cjfa-12569	153	38	)	)	PUNCT
cjfa-12569	153	39	for	for	ADP
cjfa-12569	153	40	two	two	NUM
cjfa-12569	153	41	time	time	NOUN
cjfa-12569	153	42	horizons	horizon	NOUN
cjfa-12569	153	43	,	,	PUNCT
cjfa-12569	153	44	the	the	DET
cjfa-12569	153	45	years	year	NOUN
cjfa-12569	153	46	2015	2015	NUM
cjfa-12569	153	47	and	and	CCONJ
cjfa-12569	153	48	2020	2020	NUM
cjfa-12569	153	49	.	.	PUNCT
cjfa-12569	154	1	figures	figure	NOUN
cjfa-12569	154	2	4	4	NUM
cjfa-12569	154	3	and	and	CCONJ
cjfa-12569	154	4	5	5	NUM
cjfa-12569	154	5	present	present	ADJ
cjfa-12569	154	6	indications	indication	NOUN
cjfa-12569	154	7	of	of	ADP
cjfa-12569	154	8	the	the	DET
cjfa-12569	154	9	respondents	respondent	NOUN
cjfa-12569	154	10	referring	refer	VERB
cjfa-12569	154	11	to	to	ADP
cjfa-12569	154	12	cryptocurrencies	cryptocurrencie	NOUN
cjfa-12569	154	13	as	as	ADP
cjfa-12569	154	14	compared	compare	VERB
cjfa-12569	154	15	to	to	ADP
cjfa-12569	154	16	the	the	DET
cjfa-12569	154	17	most	most	ADV
cjfa-12569	154	18	probable	probable	ADJ
cjfa-12569	154	19	payment	payment	NOUN
cjfa-12569	154	20	solutions	solution	NOUN
cjfa-12569	154	21	in	in	ADP
cjfa-12569	154	22	the	the	DET
cjfa-12569	154	23	analysed	analyse	VERB
cjfa-12569	154	24	market	market	NOUN
cjfa-12569	154	25	segments	segment	NOUN
cjfa-12569	154	26	.	.	PUNCT
cjfa-12569	155	1	such	such	ADJ
cjfa-12569	155	2	juxtaposition	juxtaposition	NOUN
cjfa-12569	155	3	is	be	AUX
cjfa-12569	155	4	aimed	aim	VERB
cjfa-12569	155	5	to	to	PART
cjfa-12569	155	6	learn	learn	VERB
cjfa-12569	155	7	which	which	DET
cjfa-12569	155	8	solutions	solution	NOUN
cjfa-12569	155	9	the	the	DET
cjfa-12569	155	10	market	market	NOUN
cjfa-12569	155	11	will	will	AUX
cjfa-12569	155	12	turn	turn	VERB
cjfa-12569	155	13	to	to	ADP
cjfa-12569	155	14	and	and	CCONJ
cjfa-12569	155	15	which	which	DET
cjfa-12569	155	16	technologies	technology	NOUN
cjfa-12569	155	17	will	will	AUX
cjfa-12569	155	18	be	be	AUX
cjfa-12569	155	19	the	the	DET
cjfa-12569	155	20	potential	potential	ADJ
cjfa-12569	155	21	competitors	competitor	NOUN
cjfa-12569	155	22	of	of	ADP
cjfa-12569	155	23	cryptocurrencies	cryptocurrencie	NOUN
cjfa-12569	155	24	.	.	PUNCT
cjfa-12569	156	1	figure	figure	NOUN
cjfa-12569	156	2	4	4	NUM
cjfa-12569	156	3	.	.	PUNCT
cjfa-12569	156	4	forecast	forecast	NOUN
cjfa-12569	156	5	popularity	popularity	NOUN
cjfa-12569	156	6	of	of	ADP
cjfa-12569	156	7	selected	select	VERB
cjfa-12569	156	8	payment	payment	NOUN
cjfa-12569	156	9	methods	method	NOUN
cjfa-12569	156	10	in	in	ADP
cjfa-12569	156	11	individual	individual	ADJ
cjfa-12569	156	12	market	market	NOUN
cjfa-12569	156	13	segments	segment	NOUN
cjfa-12569	156	14	by	by	ADP
cjfa-12569	156	15	2015	2015	NUM
cjfa-12569	156	16	*	*	NOUN
cjfa-12569	156	17	points	point	NOUN
cjfa-12569	156	18	of	of	ADP
cjfa-12569	156	19	sale	sale	NOUN
cjfa-12569	156	20	(	(	PUNCT
cjfa-12569	156	21	n=66	n=66	NOUN
cjfa-12569	156	22	)	)	PUNCT
cjfa-12569	156	23	mobile	mobile	ADJ
cjfa-12569	156	24	payments	payment	NOUN
cjfa-12569	156	25	in	in	ADP
cjfa-12569	156	26	bank	bank	NOUN
cjfa-12569	156	27	applications	application	NOUN
cjfa-12569	156	28	nfc	nfc	NOUN
cjfa-12569	156	29	mobile	mobile	ADJ
cjfa-12569	156	30	phone	phone	NOUN
cjfa-12569	156	31	payments	payment	NOUN
cjfa-12569	156	32	(	(	PUNCT
cjfa-12569	156	33	telecom	telecom	NOUN
cjfa-12569	156	34	operator	operator	NOUN
cjfa-12569	156	35	not	not	PART
cjfa-12569	156	36	involved	involve	VERB
cjfa-12569	156	37	)	)	PUNCT
cjfa-12569	156	38	mobile	mobile	ADJ
cjfa-12569	156	39	payments	payment	NOUN
cjfa-12569	156	40	based	base	VERB
cjfa-12569	156	41	on	on	ADP
cjfa-12569	156	42	cryptocurrencies	cryptocurrencie	NOUN
cjfa-12569	156	43	(	(	PUNCT
cjfa-12569	156	44	e.g.	e.g.	ADV
cjfa-12569	156	45	bitcoin	bitcoin	NOUN
cjfa-12569	156	46	)	)	PUNCT
cjfa-12569	156	47	e	e	NOUN
cjfa-12569	156	48	-	-	NOUN
cjfa-12569	156	49	commerce	commerce	ADJ
cjfa-12569	156	50	(	(	PUNCT
cjfa-12569	156	51	n=67	n=67	PROPN
cjfa-12569	156	52	)	)	PUNCT
cjfa-12569	156	53	online	online	ADJ
cjfa-12569	156	54	transfers	transfer	NOUN
cjfa-12569	156	55	(	(	PUNCT
cjfa-12569	156	56	pay	pay	NOUN
cjfa-12569	156	57	-	-	PUNCT
cjfa-12569	156	58	by	by	ADP
cjfa-12569	156	59	-	-	PUNCT
cjfa-12569	156	60	link	link	NOUN
cjfa-12569	156	61	)	)	PUNCT
cjfa-12569	156	62	one	one	NUM
cjfa-12569	156	63	-	-	PUNCT
cjfa-12569	156	64	off	off	ADP
cjfa-12569	156	65	bank	bank	NOUN
cjfa-12569	156	66	transfers	transfer	NOUN
cjfa-12569	156	67	ordered	order	VERB
cjfa-12569	156	68	by	by	ADP
cjfa-12569	156	69	the	the	DET
cjfa-12569	156	70	customer	customer	NOUN
cjfa-12569	156	71	cryptocurrencies	cryptocurrencie	NOUN
cjfa-12569	156	72	payments	payment	NOUN
cjfa-12569	156	73	m	m	NOUN
cjfa-12569	156	74	-	-	PUNCT
cjfa-12569	156	75	commerce	commerce	NOUN
cjfa-12569	156	76	(	(	PUNCT
cjfa-12569	156	77	n=66–67	n=66–67	NOUN
cjfa-12569	156	78	)	)	PUNCT
cjfa-12569	156	79	one	one	NUM
cjfa-12569	156	80	-	-	PUNCT
cjfa-12569	156	81	off	off	ADP
cjfa-12569	156	82	bank	bank	NOUN
cjfa-12569	156	83	transfers	transfer	NOUN
cjfa-12569	156	84	ordered	order	VERB
cjfa-12569	156	85	by	by	ADP
cjfa-12569	156	86	the	the	DET
cjfa-12569	156	87	customer	customer	NOUN
cjfa-12569	156	88	payment	payment	NOUN
cjfa-12569	156	89	cards	card	NOUN
cjfa-12569	156	90	registered	register	VERB
cjfa-12569	156	91	in	in	ADP
cjfa-12569	156	92	the	the	DET
cjfa-12569	156	93	“	"	PUNCT
cjfa-12569	156	94	store	store	NOUN
cjfa-12569	156	95	”	"	PUNCT
cjfa-12569	156	96	of	of	ADP
cjfa-12569	156	97	the	the	DET
cjfa-12569	156	98	telephone	telephone	NOUN
cjfa-12569	156	99	’s	’s	PART
cjfa-12569	156	100	operating	operating	NOUN
cjfa-12569	156	101	system	system	NOUN
cjfa-12569	156	102	provider	provider	NOUN
cjfa-12569	156	103	cryptocurrencies	cryptocurrencie	NOUN
cjfa-12569	156	104	payments	payment	NOUN
cjfa-12569	156	105	person	person	NOUN
cjfa-12569	156	106	-	-	PUNCT
cjfa-12569	156	107	to	to	ADP
cjfa-12569	156	108	-	-	PUNCT
cjfa-12569	156	109	person	person	NOUN
cjfa-12569	156	110	payments	payment	NOUN
cjfa-12569	156	111	(	(	PUNCT
cjfa-12569	156	112	n=65	n=65	NOUN
cjfa-12569	156	113	)	)	PUNCT
cjfa-12569	156	114	instant	instant	NOUN
cjfa-12569	156	115	payments	payment	NOUN
cjfa-12569	156	116	on	on	ADP
cjfa-12569	156	117	the	the	DET
cjfa-12569	156	118	internet	internet	NOUN
cjfa-12569	156	119	bank	bank	PROPN
cjfa-12569	156	120	mobile	mobile	ADJ
cjfa-12569	156	121	settlements	settlement	NOUN
cjfa-12569	156	122	money	money	NOUN
cjfa-12569	156	123	orders	order	NOUN
cjfa-12569	156	124	in	in	ADP
cjfa-12569	156	125	cryptocurrencies	cryptocurrencie	NOUN
cjfa-12569	156	126	*	*	PUNCT
cjfa-12569	156	127	due	due	ADP
cjfa-12569	156	128	to	to	ADP
cjfa-12569	156	129	rounding	round	VERB
cjfa-12569	156	130	,	,	PUNCT
cjfa-12569	156	131	the	the	DET
cjfa-12569	156	132	aggregate	aggregate	ADJ
cjfa-12569	156	133	result	result	NOUN
cjfa-12569	156	134	of	of	ADP
cjfa-12569	156	135	the	the	DET
cjfa-12569	156	136	answers	answer	NOUN
cjfa-12569	156	137	does	do	AUX
cjfa-12569	156	138	not	not	PART
cjfa-12569	156	139	always	always	ADV
cjfa-12569	156	140	add	add	VERB
cjfa-12569	156	141	up	up	ADP
cjfa-12569	156	142	to	to	PART
cjfa-12569	156	143	100	100	NUM
cjfa-12569	156	144	%	%	NOUN
cjfa-12569	156	145	.	.	PUNCT
cjfa-12569	157	1	3	3	NUM
cjfa-12569	157	2	%	%	NOUN
cjfa-12569	157	3	3	3	NUM
cjfa-12569	157	4	%	%	NOUN
cjfa-12569	157	5	20	20	NUM
cjfa-12569	157	6	%	%	NOUN
cjfa-12569	157	7	35	35	NUM
cjfa-12569	157	8	%	%	NOUN
cjfa-12569	157	9	39	39	NUM
cjfa-12569	157	10	%	%	NOUN
cjfa-12569	157	11	2	2	NUM
cjfa-12569	157	12	%	%	NOUN
cjfa-12569	157	13	8	8	NUM
cjfa-12569	157	14	%	%	NOUN
cjfa-12569	157	15	12	12	NUM
cjfa-12569	157	16	%	%	NOUN
cjfa-12569	157	17	24	24	NUM
cjfa-12569	157	18	%	%	NOUN
cjfa-12569	157	19	55	55	NUM
cjfa-12569	157	20	%	%	NOUN
cjfa-12569	157	21	3%3	3%3	NUM
cjfa-12569	157	22	%	%	NOUN
cjfa-12569	157	23	11	11	NUM
cjfa-12569	157	24	%	%	NOUN
cjfa-12569	157	25	83	83	NUM
cjfa-12569	157	26	%	%	NOUN
cjfa-12569	157	27	40	40	NUM
cjfa-12569	157	28	%	%	NOUN
cjfa-12569	157	29	31	31	NUM
cjfa-12569	157	30	%	%	NOUN
cjfa-12569	157	31	22	22	NUM
cjfa-12569	157	32	%	%	NOUN
cjfa-12569	157	33	4	4	NUM
cjfa-12569	157	34	%	%	NOUN
cjfa-12569	157	35	1	1	NUM
cjfa-12569	157	36	%	%	NOUN
cjfa-12569	157	37	25	25	NUM
cjfa-12569	157	38	%	%	NOUN
cjfa-12569	157	39	19	19	NUM
cjfa-12569	157	40	%	%	NOUN
cjfa-12569	157	41	19	19	NUM
cjfa-12569	157	42	%	%	NOUN
cjfa-12569	157	43	22	22	NUM
cjfa-12569	157	44	%	%	NOUN
cjfa-12569	157	45	13	13	NUM
cjfa-12569	157	46	%	%	NOUN
cjfa-12569	157	47	1%1	1%1	NUM
cjfa-12569	157	48	%	%	NOUN
cjfa-12569	157	49	9	9	NUM
cjfa-12569	157	50	%	%	NOUN
cjfa-12569	157	51	88	88	NUM
cjfa-12569	157	52	%	%	NOUN
cjfa-12569	157	53	15	15	NUM
cjfa-12569	157	54	%	%	NOUN
cjfa-12569	157	55	25	25	NUM
cjfa-12569	157	56	%	%	NOUN
cjfa-12569	157	57	19	19	NUM
cjfa-12569	157	58	%	%	NOUN
cjfa-12569	157	59	40	40	NUM
cjfa-12569	157	60	%	%	NOUN
cjfa-12569	157	61	5	5	NUM
cjfa-12569	157	62	%	%	NOUN
cjfa-12569	157	63	8	8	NUM
cjfa-12569	157	64	%	%	NOUN
cjfa-12569	157	65	14	14	NUM
cjfa-12569	157	66	%	%	NOUN
cjfa-12569	157	67	33	33	NUM
cjfa-12569	157	68	%	%	NOUN
cjfa-12569	157	69	41	41	NUM
cjfa-12569	157	70	%	%	NOUN
cjfa-12569	157	71	3	3	NUM
cjfa-12569	157	72	%	%	NOUN
cjfa-12569	157	73	5	5	NUM
cjfa-12569	157	74	%	%	NOUN
cjfa-12569	157	75	92	92	NUM
cjfa-12569	157	76	%	%	NOUN
cjfa-12569	157	77	6	6	NUM
cjfa-12569	157	78	%	%	NOUN
cjfa-12569	157	79	8	8	NUM
cjfa-12569	157	80	%	%	NOUN
cjfa-12569	157	81	17	17	NUM
cjfa-12569	157	82	%	%	NOUN
cjfa-12569	157	83	31	31	NUM
cjfa-12569	157	84	%	%	NOUN
cjfa-12569	157	85	38	38	NUM
cjfa-12569	157	86	%	%	NOUN
cjfa-12569	157	87	3	3	NUM
cjfa-12569	157	88	%	%	NOUN
cjfa-12569	157	89	2	2	NUM
cjfa-12569	157	90	%	%	NOUN
cjfa-12569	157	91	12	12	NUM
cjfa-12569	157	92	%	%	NOUN
cjfa-12569	157	93	34	34	NUM
cjfa-12569	157	94	%	%	NOUN
cjfa-12569	157	95	49	49	NUM
cjfa-12569	157	96	%	%	NOUN
cjfa-12569	157	97	2	2	NUM
cjfa-12569	157	98	%	%	NOUN
cjfa-12569	157	99	2	2	NUM
cjfa-12569	157	100	%	%	NOUN
cjfa-12569	157	101	8	8	NUM
cjfa-12569	157	102	%	%	NOUN
cjfa-12569	157	103	89	89	NUM
cjfa-12569	157	104	%	%	NOUN
cjfa-12569	157	105	5	5	NUM
cjfa-12569	157	106	widespread	widespread	ADJ
cjfa-12569	157	107	use	use	NOUN
cjfa-12569	157	108	4	4	NUM
cjfa-12569	157	109	3	3	NUM
cjfa-12569	157	110	2	2	NUM
cjfa-12569	157	111	1	1	NUM
cjfa-12569	157	112	marginal	marginal	ADJ
cjfa-12569	157	113	use	use	NOUN
cjfa-12569	157	114	*	*	PUNCT
cjfa-12569	157	115	due	due	ADJ
cjfa-12569	157	116	to	to	ADP
cjfa-12569	157	117	rounding	round	VERB
cjfa-12569	157	118	,	,	PUNCT
cjfa-12569	157	119	the	the	DET
cjfa-12569	157	120	aggregate	aggregate	ADJ
cjfa-12569	157	121	result	result	NOUN
cjfa-12569	157	122	of	of	ADP
cjfa-12569	157	123	the	the	DET
cjfa-12569	157	124	answers	answer	NOUN
cjfa-12569	157	125	does	do	AUX
cjfa-12569	157	126	not	not	PART
cjfa-12569	157	127	always	always	ADV
cjfa-12569	157	128	add	add	VERB
cjfa-12569	157	129	up	up	ADP
cjfa-12569	157	130	to	to	PART
cjfa-12569	157	131	100	100	NUM
cjfa-12569	157	132	%	%	NOUN
cjfa-12569	157	133	.	.	PUNCT
cjfa-12569	158	1	s	s	PART
cjfa-12569	158	2	o	o	X
cjfa-12569	158	3	u	u	NOUN
cjfa-12569	158	4	r	r	NOUN
cjfa-12569	158	5	c	c	NOUN
cjfa-12569	158	6	e	e	NOUN
cjfa-12569	158	7	:	:	PUNCT
cjfa-12569	158	8	survey	survey	NOUN
cjfa-12569	158	9	of	of	ADP
cjfa-12569	158	10	representatives	representative	NOUN
cjfa-12569	158	11	of	of	ADP
cjfa-12569	158	12	institutions	institution	NOUN
cjfa-12569	158	13	operating	operate	VERB
cjfa-12569	158	14	in	in	ADP
cjfa-12569	158	15	the	the	DET
cjfa-12569	158	16	payment	payment	NOUN
cjfa-12569	158	17	services	service	NOUN
cjfa-12569	158	18	market	market	NOUN
cjfa-12569	158	19	in	in	ADP
cjfa-12569	158	20	poland	poland	PROPN
cjfa-12569	158	21	.	.	PUNCT
cjfa-12569	159	1	fields	field	NOUN
cjfa-12569	159	2	of	of	ADP
cjfa-12569	159	3	potential	potential	ADJ
cjfa-12569	159	4	use	use	NOUN
cjfa-12569	159	5	of	of	ADP
cjfa-12569	159	6	cryptocurrencies	cryptocurrencie	NOUN
cjfa-12569	159	7	…	…	PUNCT
cjfa-12569	159	8	211	211	NUM
cjfa-12569	159	9	in	in	ADP
cjfa-12569	159	10	the	the	DET
cjfa-12569	159	11	opinion	opinion	NOUN
cjfa-12569	159	12	of	of	ADP
cjfa-12569	159	13	the	the	DET
cjfa-12569	159	14	responding	respond	VERB
cjfa-12569	159	15	experts	expert	NOUN
cjfa-12569	159	16	,	,	PUNCT
cjfa-12569	159	17	by	by	ADP
cjfa-12569	159	18	the	the	DET
cjfa-12569	159	19	year	year	NOUN
cjfa-12569	159	20	2015	2015	NUM
cjfa-12569	159	21	cryptocurrencies	cryptocurrencie	NOUN
cjfa-12569	159	22	,	,	PUNCT
cjfa-12569	159	23	including	include	VERB
cjfa-12569	159	24	bitcoin	bitcoin	NOUN
cjfa-12569	159	25	,	,	PUNCT
cjfa-12569	159	26	would	would	AUX
cjfa-12569	159	27	not	not	PART
cjfa-12569	159	28	be	be	AUX
cjfa-12569	159	29	used	use	VERB
cjfa-12569	159	30	in	in	ADP
cjfa-12569	159	31	any	any	PRON
cjfa-12569	159	32	of	of	ADP
cjfa-12569	159	33	the	the	DET
cjfa-12569	159	34	analysed	analyse	VERB
cjfa-12569	159	35	market	market	NOUN
cjfa-12569	159	36	segments	segment	NOUN
cjfa-12569	159	37	(	(	PUNCT
cjfa-12569	159	38	figure	figure	VERB
cjfa-12569	159	39	4	4	NUM
cjfa-12569	159	40	)	)	PUNCT
cjfa-12569	159	41	.	.	PUNCT
cjfa-12569	160	1	what	what	PRON
cjfa-12569	160	2	is	be	AUX
cjfa-12569	160	3	more	more	ADJ
cjfa-12569	160	4	,	,	PUNCT
cjfa-12569	160	5	the	the	DET
cjfa-12569	160	6	experts	expert	NOUN
cjfa-12569	160	7	believed	believe	VERB
cjfa-12569	160	8	that	that	SCONJ
cjfa-12569	160	9	none	none	NOUN
cjfa-12569	160	10	of	of	ADP
cjfa-12569	160	11	the	the	DET
cjfa-12569	160	12	inoperative	inoperative	ADJ
cjfa-12569	160	13	payment	payment	NOUN
cjfa-12569	160	14	methods	method	NOUN
cjfa-12569	160	15	indicated	indicate	VERB
cjfa-12569	160	16	in	in	ADP
cjfa-12569	160	17	the	the	DET
cjfa-12569	160	18	questions	question	NOUN
cjfa-12569	160	19	would	would	AUX
cjfa-12569	160	20	gain	gain	VERB
cjfa-12569	160	21	popularity	popularity	NOUN
cjfa-12569	160	22	within	within	ADP
cjfa-12569	160	23	the	the	DET
cjfa-12569	160	24	abovementioned	abovementione	VERB
cjfa-12569	160	25	time	time	NOUN
cjfa-12569	160	26	frame	frame	NOUN
cjfa-12569	160	27	.	.	PUNCT
cjfa-12569	161	1	this	this	PRON
cjfa-12569	161	2	may	may	AUX
cjfa-12569	161	3	have	have	AUX
cjfa-12569	161	4	resulted	result	VERB
cjfa-12569	161	5	from	from	ADP
cjfa-12569	161	6	the	the	DET
cjfa-12569	161	7	fact	fact	NOUN
cjfa-12569	161	8	that	that	SCONJ
cjfa-12569	161	9	gaining	gain	VERB
cjfa-12569	161	10	widespread	widespread	ADJ
cjfa-12569	161	11	popularity	popularity	NOUN
cjfa-12569	161	12	by	by	ADP
cjfa-12569	161	13	a	a	DET
cjfa-12569	161	14	given	give	VERB
cjfa-12569	161	15	payment	payment	NOUN
cjfa-12569	161	16	service	service	NOUN
cjfa-12569	161	17	,	,	PUNCT
cjfa-12569	161	18	instrument	instrument	NOUN
cjfa-12569	161	19	or	or	CCONJ
cjfa-12569	161	20	method	method	NOUN
cjfa-12569	161	21	is	be	AUX
cjfa-12569	161	22	a	a	DET
cjfa-12569	161	23	time	time	NOUN
cjfa-12569	161	24	-	-	PUNCT
cjfa-12569	161	25	consuming	consume	VERB
cjfa-12569	161	26	process	process	NOUN
cjfa-12569	161	27	which	which	PRON
cjfa-12569	161	28	calls	call	VERB
cjfa-12569	161	29	for	for	ADP
cjfa-12569	161	30	the	the	DET
cjfa-12569	161	31	involvement	involvement	NOUN
cjfa-12569	161	32	of	of	ADP
cjfa-12569	161	33	many	many	ADJ
cjfa-12569	161	34	market	market	NOUN
cjfa-12569	161	35	participants	participant	NOUN
cjfa-12569	161	36	,	,	PUNCT
cjfa-12569	161	37	whereas	whereas	SCONJ
cjfa-12569	161	38	the	the	DET
cjfa-12569	161	39	cryptocurrencies	cryptocurrencie	NOUN
cjfa-12569	161	40	market	market	NOUN
cjfa-12569	161	41	,	,	PUNCT
cjfa-12569	161	42	although	although	SCONJ
cjfa-12569	161	43	experiencing	experience	VERB
cjfa-12569	161	44	dynamic	dynamic	ADJ
cjfa-12569	161	45	growth	growth	NOUN
cjfa-12569	161	46	,	,	PUNCT
cjfa-12569	161	47	is	be	AUX
cjfa-12569	161	48	still	still	ADV
cjfa-12569	161	49	in	in	ADP
cjfa-12569	161	50	the	the	DET
cjfa-12569	161	51	early	early	ADJ
cjfa-12569	161	52	stages	stage	NOUN
cjfa-12569	161	53	of	of	ADP
cjfa-12569	161	54	development	development	NOUN
cjfa-12569	161	55	.	.	PUNCT
cjfa-12569	162	1	in	in	ADP
cjfa-12569	162	2	the	the	DET
cjfa-12569	162	3	case	case	NOUN
cjfa-12569	162	4	of	of	ADP
cjfa-12569	162	5	transactions	transaction	NOUN
cjfa-12569	162	6	in	in	ADP
cjfa-12569	162	7	points	point	NOUN
cjfa-12569	162	8	of	of	ADP
cjfa-12569	162	9	sale	sale	NOUN
cjfa-12569	162	10	,	,	PUNCT
cjfa-12569	162	11	the	the	DET
cjfa-12569	162	12	vast	vast	ADJ
cjfa-12569	162	13	majority	majority	NOUN
cjfa-12569	162	14	of	of	ADP
cjfa-12569	162	15	experts	expert	NOUN
cjfa-12569	162	16	believed	believe	VERB
cjfa-12569	162	17	that	that	SCONJ
cjfa-12569	162	18	none	none	NOUN
cjfa-12569	162	19	of	of	ADP
cjfa-12569	162	20	the	the	DET
cjfa-12569	162	21	proposed	propose	VERB
cjfa-12569	162	22	innovations	innovation	NOUN
cjfa-12569	162	23	would	would	AUX
cjfa-12569	162	24	be	be	AUX
cjfa-12569	162	25	used	use	VERB
cjfa-12569	162	26	on	on	ADP
cjfa-12569	162	27	a	a	DET
cjfa-12569	162	28	broader	broad	ADJ
cjfa-12569	162	29	scale	scale	NOUN
cjfa-12569	162	30	(	(	PUNCT
cjfa-12569	162	31	figure	figure	NOUN
cjfa-12569	162	32	4	4	NUM
cjfa-12569	162	33	)	)	PUNCT
cjfa-12569	162	34	.	.	PUNCT
cjfa-12569	163	1	it	it	PRON
cjfa-12569	163	2	is	be	AUX
cjfa-12569	163	3	worth	worth	ADJ
cjfa-12569	163	4	indicating	indicate	VERB
cjfa-12569	163	5	that	that	SCONJ
cjfa-12569	163	6	transactions	transaction	NOUN
cjfa-12569	163	7	in	in	ADP
cjfa-12569	163	8	this	this	DET
cjfa-12569	163	9	field	field	NOUN
cjfa-12569	163	10	,	,	PUNCT
cjfa-12569	163	11	due	due	ADP
cjfa-12569	163	12	to	to	ADP
cjfa-12569	163	13	strong	strong	ADJ
cjfa-12569	163	14	domination	domination	NOUN
cjfa-12569	163	15	of	of	ADP
cjfa-12569	163	16	cash	cash	NOUN
cjfa-12569	163	17	and	and	CCONJ
cjfa-12569	163	18	traditional	traditional	ADJ
cjfa-12569	163	19	payment	payment	NOUN
cjfa-12569	163	20	cards	card	NOUN
cjfa-12569	163	21	,	,	PUNCT
cjfa-12569	163	22	are	be	AUX
cjfa-12569	163	23	undoubtedly	undoubtedly	ADV
cjfa-12569	163	24	a	a	DET
cjfa-12569	163	25	difficult	difficult	ADJ
cjfa-12569	163	26	area	area	NOUN
cjfa-12569	163	27	for	for	ADP
cjfa-12569	163	28	implementing	implement	VERB
cjfa-12569	163	29	innovation	innovation	NOUN
cjfa-12569	163	30	,	,	PUNCT
cjfa-12569	163	31	especially	especially	ADV
cjfa-12569	163	32	such	such	ADJ
cjfa-12569	163	33	as	as	ADP
cjfa-12569	163	34	cryptocurrencies	cryptocurrencie	NOUN
cjfa-12569	163	35	.	.	PUNCT
cjfa-12569	164	1	the	the	DET
cjfa-12569	164	2	belief	belief	NOUN
cjfa-12569	164	3	of	of	ADP
cjfa-12569	164	4	6	6	NUM
cjfa-12569	164	5	%	%	NOUN
cjfa-12569	164	6	of	of	ADP
cjfa-12569	164	7	experts	expert	NOUN
cjfa-12569	164	8	regarding	regard	VERB
cjfa-12569	164	9	the	the	DET
cjfa-12569	164	10	moderate	moderate	ADJ
cjfa-12569	164	11	scope	scope	NOUN
cjfa-12569	164	12	of	of	ADP
cjfa-12569	164	13	bitcoin	bitcoin	NOUN
cjfa-12569	164	14	may	may	AUX
cjfa-12569	164	15	result	result	VERB
cjfa-12569	164	16	from	from	ADP
cjfa-12569	164	17	the	the	DET
cjfa-12569	164	18	fact	fact	NOUN
cjfa-12569	164	19	that	that	SCONJ
cjfa-12569	164	20	bitcoin	bitcoin	NOUN
cjfa-12569	164	21	has	have	AUX
cjfa-12569	164	22	been	be	AUX
cjfa-12569	164	23	known	know	VERB
cjfa-12569	164	24	to	to	PART
cjfa-12569	164	25	be	be	AUX
cjfa-12569	164	26	accepted	accept	VERB
cjfa-12569	164	27	in	in	ADP
cjfa-12569	164	28	individual	individual	ADJ
cjfa-12569	164	29	points	point	NOUN
cjfa-12569	164	30	of	of	ADP
cjfa-12569	164	31	sale	sale	NOUN
cjfa-12569	164	32	in	in	ADP
cjfa-12569	164	33	poland	poland	PROPN
cjfa-12569	164	34	.	.	PUNCT
cjfa-12569	165	1	however	however	ADV
cjfa-12569	165	2	,	,	PUNCT
cjfa-12569	165	3	despite	despite	SCONJ
cjfa-12569	165	4	the	the	DET
cjfa-12569	165	5	fact	fact	NOUN
cjfa-12569	165	6	that	that	SCONJ
cjfa-12569	165	7	such	such	ADJ
cjfa-12569	165	8	pos	pos	NOUN
cjfa-12569	165	9	truly	truly	ADV
cjfa-12569	165	10	exist	exist	VERB
cjfa-12569	165	11	,	,	PUNCT
cjfa-12569	165	12	only	only	ADV
cjfa-12569	165	13	several	several	ADJ
cjfa-12569	165	14	of	of	ADP
cjfa-12569	165	15	them	they	PRON
cjfa-12569	165	16	carry	carry	VERB
cjfa-12569	165	17	out	out	ADP
cjfa-12569	165	18	cryptocurrency	cryptocurrency	NOUN
cjfa-12569	165	19	transactions	transaction	NOUN
cjfa-12569	165	20	on	on	ADP
cjfa-12569	165	21	a	a	DET
cjfa-12569	165	22	fairly	fairly	ADV
cjfa-12569	165	23	regular	regular	ADJ
cjfa-12569	165	24	basis7	basis7	PROPN
cjfa-12569	165	25	.	.	PUNCT
cjfa-12569	166	1	e	e	X
cjfa-12569	166	2	-	-	NOUN
cjfa-12569	166	3	commerce	commerce	NOUN
cjfa-12569	166	4	cryptocurrency	cryptocurrency	NOUN
cjfa-12569	166	5	use	use	NOUN
cjfa-12569	166	6	obtained	obtain	VERB
cjfa-12569	166	7	a	a	DET
cjfa-12569	166	8	slightly	slightly	ADV
cjfa-12569	166	9	lower	low	ADJ
cjfa-12569	166	10	number	number	NOUN
cjfa-12569	166	11	of	of	ADP
cjfa-12569	166	12	indications	indication	NOUN
cjfa-12569	166	13	as	as	SCONJ
cjfa-12569	166	14	compared	compare	VERB
cjfa-12569	166	15	to	to	ADP
cjfa-12569	166	16	transactions	transaction	NOUN
cjfa-12569	166	17	carried	carry	VERB
cjfa-12569	166	18	out	out	ADP
cjfa-12569	166	19	in	in	ADP
cjfa-12569	166	20	points	point	NOUN
cjfa-12569	166	21	of	of	ADP
cjfa-12569	166	22	sale	sale	NOUN
cjfa-12569	166	23	,	,	PUNCT
cjfa-12569	166	24	which	which	PRON
cjfa-12569	166	25	may	may	AUX
cjfa-12569	166	26	be	be	AUX
cjfa-12569	166	27	somewhat	somewhat	ADV
cjfa-12569	166	28	surprising	surprising	ADJ
cjfa-12569	166	29	.	.	PUNCT
cjfa-12569	167	1	the	the	DET
cjfa-12569	167	2	field	field	NOUN
cjfa-12569	167	3	of	of	ADP
cjfa-12569	167	4	m	m	PROPN
cjfa-12569	167	5	-	-	PUNCT
cjfa-12569	167	6	commerce	commerce	NOUN
cjfa-12569	167	7	,	,	PUNCT
cjfa-12569	167	8	where	where	SCONJ
cjfa-12569	167	9	a	a	DET
cjfa-12569	167	10	broader	broad	ADJ
cjfa-12569	167	11	range	range	NOUN
cjfa-12569	167	12	of	of	ADP
cjfa-12569	167	13	bitcoin	bitcoin	ADJ
cjfa-12569	167	14	use	use	NOUN
cjfa-12569	167	15	could	could	AUX
cjfa-12569	167	16	be	be	AUX
cjfa-12569	167	17	expected	expect	VERB
cjfa-12569	167	18	,	,	PUNCT
cjfa-12569	167	19	would	would	AUX
cjfa-12569	167	20	also	also	ADV
cjfa-12569	167	21	have	have	VERB
cjfa-12569	167	22	no	no	DET
cjfa-12569	167	23	use	use	NOUN
cjfa-12569	167	24	for	for	ADP
cjfa-12569	167	25	this	this	DET
cjfa-12569	167	26	cryptocurrency	cryptocurrency	NOUN
cjfa-12569	167	27	in	in	ADP
cjfa-12569	167	28	the	the	DET
cjfa-12569	167	29	2015	2015	NUM
cjfa-12569	167	30	perspective	perspective	NOUN
cjfa-12569	167	31	.	.	PUNCT
cjfa-12569	168	1	the	the	DET
cjfa-12569	168	2	mobile	mobile	PROPN
cjfa-12569	168	3	commerce	commerce	PROPN
cjfa-12569	168	4	segment	segment	NOUN
cjfa-12569	168	5	in	in	ADP
cjfa-12569	168	6	poland	poland	PROPN
cjfa-12569	168	7	is	be	AUX
cjfa-12569	168	8	currently	currently	ADV
cjfa-12569	168	9	at	at	ADP
cjfa-12569	168	10	an	an	DET
cjfa-12569	168	11	initial	initial	ADJ
cjfa-12569	168	12	stage	stage	NOUN
cjfa-12569	168	13	of	of	ADP
cjfa-12569	168	14	development	development	NOUN
cjfa-12569	168	15	,	,	PUNCT
cjfa-12569	168	16	and	and	CCONJ
cjfa-12569	168	17	this	this	PRON
cjfa-12569	168	18	was	be	AUX
cjfa-12569	168	19	probably	probably	ADV
cjfa-12569	168	20	reflected	reflect	VERB
cjfa-12569	168	21	in	in	ADP
cjfa-12569	168	22	the	the	DET
cjfa-12569	168	23	very	very	ADV
cjfa-12569	168	24	negative	negative	ADJ
cjfa-12569	168	25	outlook	outlook	NOUN
cjfa-12569	168	26	on	on	ADP
cjfa-12569	168	27	the	the	DET
cjfa-12569	168	28	use	use	NOUN
cjfa-12569	168	29	of	of	ADP
cjfa-12569	168	30	all	all	PRON
cjfa-12569	168	31	of	of	ADP
cjfa-12569	168	32	the	the	DET
cjfa-12569	168	33	payment	payment	NOUN
cjfa-12569	168	34	methods	method	NOUN
cjfa-12569	168	35	by	by	ADP
cjfa-12569	168	36	2015	2015	NUM
cjfa-12569	168	37	(	(	PUNCT
cjfa-12569	168	38	figure	figure	NOUN
cjfa-12569	168	39	4	4	NUM
cjfa-12569	168	40	)	)	PUNCT
cjfa-12569	168	41	.	.	PUNCT
cjfa-12569	169	1	person	person	NOUN
cjfa-12569	169	2	-	-	PUNCT
cjfa-12569	169	3	to	to	ADP
cjfa-12569	169	4	-	-	PUNCT
cjfa-12569	169	5	person	person	NOUN
cjfa-12569	169	6	payments	payment	NOUN
cjfa-12569	169	7	were	be	AUX
cjfa-12569	169	8	the	the	DET
cjfa-12569	169	9	last	last	ADJ
cjfa-12569	169	10	of	of	ADP
cjfa-12569	169	11	the	the	DET
cjfa-12569	169	12	analysed	analyse	VERB
cjfa-12569	169	13	fields	field	NOUN
cjfa-12569	169	14	where	where	SCONJ
cjfa-12569	169	15	cryptocurrencies	cryptocurrencie	NOUN
cjfa-12569	169	16	could	could	AUX
cjfa-12569	169	17	be	be	AUX
cjfa-12569	169	18	used	use	VERB
cjfa-12569	169	19	.	.	PUNCT
cjfa-12569	170	1	in	in	ADP
cjfa-12569	170	2	poland	poland	PROPN
cjfa-12569	170	3	,	,	PUNCT
cjfa-12569	170	4	they	they	PRON
cjfa-12569	170	5	are	be	AUX
cjfa-12569	170	6	dominated	dominate	VERB
cjfa-12569	170	7	by	by	ADP
cjfa-12569	170	8	cash	cash	NOUN
cjfa-12569	170	9	and	and	CCONJ
cjfa-12569	170	10	traditional	traditional	ADJ
cjfa-12569	170	11	wire	wire	NOUN
cjfa-12569	170	12	transfers	transfer	NOUN
cjfa-12569	170	13	.	.	PUNCT
cjfa-12569	171	1	therefore	therefore	ADV
cjfa-12569	171	2	,	,	PUNCT
cjfa-12569	171	3	in	in	ADP
cjfa-12569	171	4	the	the	DET
cjfa-12569	171	5	2015	2015	NUM
cjfa-12569	171	6	time	time	NOUN
cjfa-12569	171	7	horizon	horizon	NOUN
cjfa-12569	171	8	the	the	DET
cjfa-12569	171	9	experts	expert	NOUN
cjfa-12569	171	10	rated	rate	VERB
cjfa-12569	171	11	the	the	DET
cjfa-12569	171	12	chances	chance	NOUN
cjfa-12569	171	13	that	that	SCONJ
cjfa-12569	171	14	any	any	PRON
cjfa-12569	171	15	of	of	ADP
cjfa-12569	171	16	the	the	DET
cjfa-12569	171	17	innovative	innovative	ADJ
cjfa-12569	171	18	methods	method	NOUN
cjfa-12569	171	19	would	would	AUX
cjfa-12569	171	20	gain	gain	VERB
cjfa-12569	171	21	popularity	popularity	NOUN
cjfa-12569	171	22	as	as	ADP
cjfa-12569	171	23	marginal	marginal	ADJ
cjfa-12569	171	24	or	or	CCONJ
cjfa-12569	171	25	slim	slim	ADJ
cjfa-12569	171	26	(	(	PUNCT
cjfa-12569	171	27	figure	figure	NOUN
cjfa-12569	171	28	4	4	NUM
cjfa-12569	171	29	)	)	PUNCT
cjfa-12569	171	30	.	.	PUNCT
cjfa-12569	172	1	the	the	DET
cjfa-12569	172	2	experts	expert	NOUN
cjfa-12569	172	3	forecast	forecast	VERB
cjfa-12569	172	4	that	that	SCONJ
cjfa-12569	172	5	by	by	ADP
cjfa-12569	172	6	the	the	DET
cjfa-12569	172	7	year	year	NOUN
cjfa-12569	172	8	2020	2020	NUM
cjfa-12569	172	9	(	(	PUNCT
cjfa-12569	172	10	figure	figure	NOUN
cjfa-12569	172	11	5	5	NUM
cjfa-12569	172	12	)	)	PUNCT
cjfa-12569	172	13	certain	certain	ADJ
cjfa-12569	172	14	types	type	NOUN
cjfa-12569	172	15	of	of	ADP
cjfa-12569	172	16	innovative	innovative	ADJ
cjfa-12569	172	17	payment	payment	NOUN
cjfa-12569	172	18	methods	method	NOUN
cjfa-12569	172	19	would	would	AUX
cjfa-12569	172	20	be	be	AUX
cjfa-12569	172	21	very	very	ADV
cjfa-12569	172	22	popular	popular	ADJ
cjfa-12569	172	23	;	;	PUNCT
cjfa-12569	172	24	however	however	ADV
cjfa-12569	172	25	,	,	PUNCT
cjfa-12569	172	26	they	they	PRON
cjfa-12569	172	27	were	be	AUX
cjfa-12569	172	28	very	very	ADV
cjfa-12569	172	29	conservative	conservative	ADJ
cjfa-12569	172	30	when	when	SCONJ
cjfa-12569	172	31	it	it	PRON
cjfa-12569	172	32	came	come	VERB
cjfa-12569	172	33	to	to	ADP
cjfa-12569	172	34	cryptocurrencies	cryptocurrencie	NOUN
cjfa-12569	172	35	.	.	PUNCT
cjfa-12569	173	1	7	7	NUM
cjfa-12569	173	2	 	 	SPACE
cjfa-12569	173	3	information	information	NOUN
cjfa-12569	173	4	obtained	obtain	VERB
cjfa-12569	173	5	from	from	ADP
cjfa-12569	173	6	a	a	DET
cjfa-12569	173	7	leading	lead	VERB
cjfa-12569	173	8	intermediary	intermediary	NOUN
cjfa-12569	173	9	to	to	ADP
cjfa-12569	173	10	cryptocurrency	cryptocurrency	NOUN
cjfa-12569	173	11	transactions	transaction	NOUN
cjfa-12569	173	12	in	in	ADP
cjfa-12569	173	13	poland	poland	PROPN
cjfa-12569	173	14	(	(	PUNCT
cjfa-12569	173	15	11.07.2016	11.07.2016	NUM
cjfa-12569	173	16	)	)	PUNCT
cjfa-12569	173	17	.	.	PUNCT
cjfa-12569	174	1	anna	anna	PROPN
cjfa-12569	174	2	iwona	iwona	PROPN
cjfa-12569	174	3	piotrowska212	piotrowska212	PROPN
cjfa-12569	174	4	although	although	SCONJ
cjfa-12569	174	5	in	in	ADP
cjfa-12569	174	6	their	their	PRON
cjfa-12569	174	7	opinion	opinion	NOUN
cjfa-12569	174	8	cryptocurrencies	cryptocurrencie	NOUN
cjfa-12569	174	9	would	would	AUX
cjfa-12569	174	10	not	not	PART
cjfa-12569	174	11	play	play	VERB
cjfa-12569	174	12	a	a	DET
cjfa-12569	174	13	significant	significant	ADJ
cjfa-12569	174	14	role	role	NOUN
cjfa-12569	174	15	in	in	ADP
cjfa-12569	174	16	the	the	DET
cjfa-12569	174	17	area	area	NOUN
cjfa-12569	174	18	of	of	ADP
cjfa-12569	174	19	pos	pos	NOUN
cjfa-12569	174	20	payments	payment	NOUN
cjfa-12569	174	21	,	,	PUNCT
cjfa-12569	174	22	their	their	PRON
cjfa-12569	174	23	projections	projection	NOUN
cjfa-12569	174	24	were	be	AUX
cjfa-12569	174	25	more	more	ADV
cjfa-12569	174	26	optimistic	optimistic	ADJ
cjfa-12569	174	27	than	than	ADP
cjfa-12569	174	28	those	those	PRON
cjfa-12569	174	29	regarding	regard	VERB
cjfa-12569	174	30	the	the	DET
cjfa-12569	174	31	year	year	NOUN
cjfa-12569	174	32	2015	2015	NUM
cjfa-12569	174	33	:	:	PUNCT
cjfa-12569	174	34	there	there	PRON
cjfa-12569	174	35	could	could	AUX
cjfa-12569	174	36	be	be	AUX
cjfa-12569	174	37	an	an	DET
cjfa-12569	174	38	increase	increase	NOUN
cjfa-12569	174	39	in	in	ADP
cjfa-12569	174	40	the	the	DET
cjfa-12569	174	41	use	use	NOUN
cjfa-12569	174	42	of	of	ADP
cjfa-12569	174	43	cryptocurrencies	cryptocurrencie	NOUN
cjfa-12569	174	44	.	.	PUNCT
cjfa-12569	175	1	this	this	PRON
cjfa-12569	175	2	may	may	AUX
cjfa-12569	175	3	be	be	AUX
cjfa-12569	175	4	related	relate	VERB
cjfa-12569	175	5	to	to	ADP
cjfa-12569	175	6	the	the	DET
cjfa-12569	175	7	forecast	forecast	NOUN
cjfa-12569	175	8	development	development	NOUN
cjfa-12569	175	9	of	of	ADP
cjfa-12569	175	10	app	app	PROPN
cjfa-12569	175	11	-	-	PUNCT
cjfa-12569	175	12	based	base	VERB
cjfa-12569	175	13	mobile	mobile	ADJ
cjfa-12569	175	14	payments	payment	NOUN
cjfa-12569	175	15	or	or	CCONJ
cjfa-12569	175	16	a	a	DET
cjfa-12569	175	17	possible	possible	ADJ
cjfa-12569	175	18	development	development	NOUN
cjfa-12569	175	19	of	of	ADP
cjfa-12569	175	20	a	a	DET
cjfa-12569	175	21	network	network	NOUN
cjfa-12569	175	22	of	of	ADP
cjfa-12569	175	23	merchants	merchant	NOUN
cjfa-12569	175	24	accepting	accept	VERB
cjfa-12569	175	25	cryptocurrencies	cryptocurrencie	NOUN
cjfa-12569	175	26	.	.	PUNCT
cjfa-12569	176	1	figure	figure	NOUN
cjfa-12569	176	2	5	5	NUM
cjfa-12569	176	3	.	.	PUNCT
cjfa-12569	176	4	forecast	forecast	NOUN
cjfa-12569	176	5	popularity	popularity	NOUN
cjfa-12569	176	6	of	of	ADP
cjfa-12569	176	7	selected	select	VERB
cjfa-12569	176	8	payment	payment	NOUN
cjfa-12569	176	9	methods	method	NOUN
cjfa-12569	176	10	in	in	ADP
cjfa-12569	176	11	individual	individual	ADJ
cjfa-12569	176	12	market	market	NOUN
cjfa-12569	176	13	segments	segment	NOUN
cjfa-12569	176	14	by	by	ADP
cjfa-12569	176	15	2020	2020	NUM
cjfa-12569	176	16	*	*	PUNCT
cjfa-12569	176	17	although	although	SCONJ
cjfa-12569	176	18	in	in	ADP
cjfa-12569	176	19	their	their	PRON
cjfa-12569	176	20	opinion	opinion	NOUN
cjfa-12569	176	21	cryptocurrencies	cryptocurrencie	NOUN
cjfa-12569	176	22	would	would	AUX
cjfa-12569	176	23	not	not	PART
cjfa-12569	176	24	play	play	VERB
cjfa-12569	176	25	a	a	DET
cjfa-12569	176	26	significant	significant	ADJ
cjfa-12569	176	27	role	role	NOUN
cjfa-12569	176	28	in	in	ADP
cjfa-12569	176	29	the	the	DET
cjfa-12569	176	30	area	area	NOUN
cjfa-12569	176	31	of	of	ADP
cjfa-12569	176	32	pos	pos	NOUN
cjfa-12569	176	33	payments	payment	NOUN
cjfa-12569	176	34	,	,	PUNCT
cjfa-12569	176	35	their	their	PRON
cjfa-12569	176	36	projections	projection	NOUN
cjfa-12569	176	37	were	be	AUX
cjfa-12569	176	38	more	more	ADV
cjfa-12569	176	39	optimistic	optimistic	ADJ
cjfa-12569	176	40	than	than	ADP
cjfa-12569	176	41	those	those	PRON
cjfa-12569	176	42	regarding	regard	VERB
cjfa-12569	176	43	the	the	DET
cjfa-12569	176	44	year	year	NOUN
cjfa-12569	176	45	2015	2015	NUM
cjfa-12569	176	46	:	:	PUNCT
cjfa-12569	176	47	there	there	PRON
cjfa-12569	176	48	could	could	AUX
cjfa-12569	176	49	be	be	AUX
cjfa-12569	176	50	an	an	DET
cjfa-12569	176	51	increase	increase	NOUN
cjfa-12569	176	52	in	in	ADP
cjfa-12569	176	53	the	the	DET
cjfa-12569	176	54	use	use	NOUN
cjfa-12569	176	55	of	of	ADP
cjfa-12569	176	56	cryptocurrencies	cryptocurrencie	NOUN
cjfa-12569	176	57	.	.	PUNCT
cjfa-12569	177	1	this	this	PRON
cjfa-12569	177	2	may	may	AUX
cjfa-12569	177	3	be	be	AUX
cjfa-12569	177	4	related	relate	VERB
cjfa-12569	177	5	to	to	ADP
cjfa-12569	177	6	the	the	DET
cjfa-12569	177	7	forecast	forecast	NOUN
cjfa-12569	177	8	development	development	NOUN
cjfa-12569	177	9	of	of	ADP
cjfa-12569	177	10	app	app	PROPN
cjfa-12569	177	11	-	-	PUNCT
cjfa-12569	177	12	based	base	VERB
cjfa-12569	177	13	mobile	mobile	ADJ
cjfa-12569	177	14	payments	payment	NOUN
cjfa-12569	177	15	or	or	CCONJ
cjfa-12569	177	16	a	a	DET
cjfa-12569	177	17	possible	possible	ADJ
cjfa-12569	177	18	development	development	NOUN
cjfa-12569	177	19	of	of	ADP
cjfa-12569	177	20	a	a	DET
cjfa-12569	177	21	network	network	NOUN
cjfa-12569	177	22	of	of	ADP
cjfa-12569	177	23	merchants	merchant	NOUN
cjfa-12569	177	24	accepting	accept	VERB
cjfa-12569	177	25	cryptocurrencies	cryptocurrencie	NOUN
cjfa-12569	177	26	.	.	PUNCT
cjfa-12569	178	1	figure	figure	NOUN
cjfa-12569	178	2	5	5	NUM
cjfa-12569	178	3	.	.	PUNCT
cjfa-12569	178	4	forecast	forecast	NOUN
cjfa-12569	178	5	popularity	popularity	NOUN
cjfa-12569	178	6	of	of	ADP
cjfa-12569	178	7	selected	select	VERB
cjfa-12569	178	8	payment	payment	NOUN
cjfa-12569	178	9	methods	method	NOUN
cjfa-12569	178	10	in	in	ADP
cjfa-12569	178	11	individual	individual	ADJ
cjfa-12569	178	12	market	market	NOUN
cjfa-12569	178	13	segments	segment	NOUN
cjfa-12569	178	14	by	by	ADP
cjfa-12569	178	15	2020	2020	NUM
cjfa-12569	178	16	*	*	PUNCT
cjfa-12569	178	17	physical	physical	ADJ
cjfa-12569	178	18	points	point	NOUN
cjfa-12569	178	19	of	of	ADP
cjfa-12569	178	20	sale	sale	NOUN
cjfa-12569	178	21	(	(	PUNCT
cjfa-12569	178	22	n=64	n=64	PROPN
cjfa-12569	178	23	)	)	PUNCT
cjfa-12569	178	24	nfc	nfc	NOUN
cjfa-12569	178	25	mobile	mobile	ADJ
cjfa-12569	178	26	phone	phone	NOUN
cjfa-12569	178	27	payments	payment	NOUN
cjfa-12569	178	28	(	(	PUNCT
cjfa-12569	178	29	telecom	telecom	NOUN
cjfa-12569	178	30	operator	operator	NOUN
cjfa-12569	178	31	not	not	PART
cjfa-12569	178	32	involved	involve	VERB
cjfa-12569	178	33	)	)	PUNCT
cjfa-12569	178	34	mobile	mobile	ADJ
cjfa-12569	178	35	payments	payment	NOUN
cjfa-12569	178	36	in	in	ADP
cjfa-12569	178	37	bank	bank	NOUN
cjfa-12569	178	38	applications	application	NOUN
cjfa-12569	178	39	mobile	mobile	ADJ
cjfa-12569	178	40	payments	payment	NOUN
cjfa-12569	178	41	based	base	VERB
cjfa-12569	178	42	on	on	ADP
cjfa-12569	178	43	cryptocurrencies	cryptocurrencie	NOUN
cjfa-12569	178	44	(	(	PUNCT
cjfa-12569	178	45	e.g.	e.g.	ADV
cjfa-12569	178	46	bitcoin	bitcoin	NOUN
cjfa-12569	178	47	)	)	PUNCT
cjfa-12569	178	48	e	e	NOUN
cjfa-12569	178	49	-	-	NOUN
cjfa-12569	178	50	commerce	commerce	ADJ
cjfa-12569	178	51	(	(	PUNCT
cjfa-12569	178	52	n=65–66	n=65–66	NOUN
cjfa-12569	178	53	)	)	PUNCT
cjfa-12569	178	54	cards	card	NOUN
cjfa-12569	178	55	in	in	ADP
cjfa-12569	178	56	virtual	virtual	ADJ
cjfa-12569	178	57	wallet	wallet	NOUN
cjfa-12569	178	58	/	/	SYM
cjfa-12569	178	59	cloud	cloud	NOUN
cjfa-12569	178	60	of	of	ADP
cjfa-12569	178	61	card	card	NOUN
cjfa-12569	178	62	associations	association	NOUN
cjfa-12569	178	63	online	online	NOUN
cjfa-12569	178	64	transfers	transfer	NOUN
cjfa-12569	178	65	(	(	PUNCT
cjfa-12569	178	66	pay	pay	NOUN
cjfa-12569	178	67	-	-	PUNCT
cjfa-12569	178	68	by	by	ADP
cjfa-12569	178	69	-	-	PUNCT
cjfa-12569	178	70	link	link	NOUN
cjfa-12569	178	71	)	)	PUNCT
cjfa-12569	178	72	cryptocurrencies	cryptocurrencie	NOUN
cjfa-12569	178	73	payments	payment	NOUN
cjfa-12569	178	74	m	m	PROPN
cjfa-12569	178	75	-	-	PUNCT
cjfa-12569	178	76	commerce	commerce	NOUN
cjfa-12569	178	77	(	(	PUNCT
cjfa-12569	178	78	n=66–67	n=66–67	ADJ
cjfa-12569	178	79	)	)	PUNCT
cjfa-12569	178	80	cards	card	NOUN
cjfa-12569	178	81	in	in	ADP
cjfa-12569	178	82	virtual	virtual	ADJ
cjfa-12569	178	83	wallet	wallet	NOUN
cjfa-12569	178	84	/	/	SYM
cjfa-12569	178	85	cloud	cloud	NOUN
cjfa-12569	178	86	of	of	ADP
cjfa-12569	178	87	card	card	NOUN
cjfa-12569	178	88	associations	association	NOUN
cjfa-12569	178	89	cards	card	NOUN
cjfa-12569	178	90	in	in	ADP
cjfa-12569	178	91	virtual	virtual	ADJ
cjfa-12569	178	92	wallet	wallet	NOUN
cjfa-12569	178	93	/	/	SYM
cjfa-12569	178	94	cloud	cloud	NOUN
cjfa-12569	178	95	of	of	ADP
cjfa-12569	178	96	internet	internet	NOUN
cjfa-12569	178	97	aggregators	aggregator	NOUN
cjfa-12569	178	98	cryptocurrencies	cryptocurrencie	VERB
cjfa-12569	178	99	payments	payment	NOUN
cjfa-12569	178	100	person	person	NOUN
cjfa-12569	178	101	-	-	PUNCT
cjfa-12569	178	102	to	to	ADP
cjfa-12569	178	103	-	-	PUNCT
cjfa-12569	178	104	person	person	NOUN
cjfa-12569	178	105	payments	payment	NOUN
cjfa-12569	178	106	(	(	PUNCT
cjfa-12569	178	107	n=64	n=64	PROPN
cjfa-12569	178	108	)	)	PUNCT
cjfa-12569	178	109	transfers	transfer	NOUN
cjfa-12569	178	110	to	to	ADP
cjfa-12569	178	111	a	a	DET
cjfa-12569	178	112	telephone	telephone	NOUN
cjfa-12569	178	113	number	number	NOUN
cjfa-12569	178	114	via	via	ADP
cjfa-12569	178	115	mobile	mobile	ADJ
cjfa-12569	178	116	banking	banking	PROPN
cjfa-12569	178	117	bank	bank	PROPN
cjfa-12569	178	118	mobile	mobile	ADJ
cjfa-12569	178	119	settlements	settlement	NOUN
cjfa-12569	178	120	money	money	NOUN
cjfa-12569	178	121	orders	order	NOUN
cjfa-12569	178	122	in	in	ADP
cjfa-12569	178	123	cryptocurrencies	cryptocurrencie	NOUN
cjfa-12569	178	124	*	*	PUNCT
cjfa-12569	178	125	due	due	ADP
cjfa-12569	178	126	to	to	ADP
cjfa-12569	178	127	rounding	round	VERB
cjfa-12569	178	128	,	,	PUNCT
cjfa-12569	178	129	the	the	DET
cjfa-12569	178	130	aggregate	aggregate	ADJ
cjfa-12569	178	131	result	result	NOUN
cjfa-12569	178	132	of	of	ADP
cjfa-12569	178	133	the	the	DET
cjfa-12569	178	134	answers	answer	NOUN
cjfa-12569	178	135	does	do	AUX
cjfa-12569	178	136	not	not	PART
cjfa-12569	178	137	always	always	ADV
cjfa-12569	178	138	add	add	VERB
cjfa-12569	178	139	up	up	ADP
cjfa-12569	178	140	to	to	PART
cjfa-12569	178	141	100	100	NUM
cjfa-12569	178	142	%	%	NOUN
cjfa-12569	178	143	.	.	PUNCT
cjfa-12569	179	1	source	source	NOUN
cjfa-12569	179	2	:	:	PUNCT
cjfa-12569	179	3	survey	survey	NOUN
cjfa-12569	179	4	of	of	ADP
cjfa-12569	179	5	representatives	representative	NOUN
cjfa-12569	179	6	of	of	ADP
cjfa-12569	179	7	institutions	institution	NOUN
cjfa-12569	179	8	operating	operate	VERB
cjfa-12569	179	9	in	in	ADP
cjfa-12569	179	10	the	the	DET
cjfa-12569	179	11	payment	payment	NOUN
cjfa-12569	179	12	services	service	NOUN
cjfa-12569	179	13	market	market	NOUN
cjfa-12569	179	14	in	in	ADP
cjfa-12569	179	15	poland	poland	PROPN
cjfa-12569	179	16	.	.	PUNCT
cjfa-12569	180	1	13	13	NUM
cjfa-12569	180	2	%	%	NOUN
cjfa-12569	180	3	47	47	NUM
cjfa-12569	180	4	%	%	NOUN
cjfa-12569	180	5	22	22	NUM
cjfa-12569	180	6	%	%	NOUN
cjfa-12569	180	7	11	11	NUM
cjfa-12569	180	8	%	%	NOUN
cjfa-12569	180	9	8	8	NUM
cjfa-12569	180	10	%	%	NOUN
cjfa-12569	180	11	8	8	NUM
cjfa-12569	180	12	%	%	NOUN
cjfa-12569	180	13	28	28	NUM
cjfa-12569	180	14	%	%	NOUN
cjfa-12569	180	15	23	23	NUM
cjfa-12569	180	16	%	%	NOUN
cjfa-12569	180	17	17	17	NUM
cjfa-12569	180	18	%	%	NOUN
cjfa-12569	180	19	23	23	NUM
cjfa-12569	180	20	%	%	NOUN
cjfa-12569	180	21	2%6	2%6	NUM
cjfa-12569	180	22	%	%	NOUN
cjfa-12569	180	23	14	14	NUM
cjfa-12569	180	24	%	%	NOUN
cjfa-12569	180	25	31	31	NUM
cjfa-12569	180	26	%	%	NOUN
cjfa-12569	180	27	47	47	NUM
cjfa-12569	180	28	%	%	NOUN
cjfa-12569	180	29	21	21	NUM
cjfa-12569	180	30	%	%	NOUN
cjfa-12569	180	31	32	32	NUM
cjfa-12569	180	32	%	%	NOUN
cjfa-12569	180	33	27	27	NUM
cjfa-12569	180	34	%	%	NOUN
cjfa-12569	180	35	15	15	NUM
cjfa-12569	180	36	%	%	NOUN
cjfa-12569	180	37	5	5	NUM
cjfa-12569	180	38	%	%	NOUN
cjfa-12569	180	39	17	17	NUM
cjfa-12569	180	40	%	%	NOUN
cjfa-12569	180	41	25	25	NUM
cjfa-12569	180	42	%	%	NOUN
cjfa-12569	180	43	26	26	NUM
cjfa-12569	180	44	%	%	NOUN
cjfa-12569	180	45	23	23	NUM
cjfa-12569	180	46	%	%	NOUN
cjfa-12569	180	47	9	9	NUM
cjfa-12569	180	48	%	%	NOUN
cjfa-12569	180	49	3	3	NUM
cjfa-12569	180	50	%	%	NOUN
cjfa-12569	180	51	9	9	NUM
cjfa-12569	180	52	%	%	NOUN
cjfa-12569	180	53	11	11	NUM
cjfa-12569	180	54	%	%	NOUN
cjfa-12569	180	55	22	22	NUM
cjfa-12569	180	56	%	%	NOUN
cjfa-12569	180	57	55	55	NUM
cjfa-12569	180	58	%	%	NOUN
cjfa-12569	180	59	16	16	NUM
cjfa-12569	180	60	%	%	NOUN
cjfa-12569	180	61	34	34	NUM
cjfa-12569	180	62	%	%	NOUN
cjfa-12569	180	63	31	31	NUM
cjfa-12569	180	64	%	%	NOUN
cjfa-12569	180	65	14	14	NUM
cjfa-12569	180	66	%	%	NOUN
cjfa-12569	180	67	5	5	NUM
cjfa-12569	180	68	%	%	NOUN
cjfa-12569	180	69	6	6	NUM
cjfa-12569	180	70	%	%	NOUN
cjfa-12569	180	71	31	31	NUM
cjfa-12569	180	72	%	%	NOUN
cjfa-12569	180	73	34	34	NUM
cjfa-12569	180	74	%	%	NOUN
cjfa-12569	180	75	15	15	NUM
cjfa-12569	180	76	%	%	NOUN
cjfa-12569	180	77	14	14	NUM
cjfa-12569	180	78	%	%	NOUN
cjfa-12569	180	79	2	2	NUM
cjfa-12569	180	80	%	%	NOUN
cjfa-12569	180	81	6	6	NUM
cjfa-12569	180	82	%	%	NOUN
cjfa-12569	180	83	13	13	NUM
cjfa-12569	180	84	%	%	NOUN
cjfa-12569	180	85	27	27	NUM
cjfa-12569	180	86	%	%	NOUN
cjfa-12569	180	87	53	53	NUM
cjfa-12569	180	88	%	%	NOUN
cjfa-12569	180	89	22	22	NUM
cjfa-12569	180	90	%	%	NOUN
cjfa-12569	180	91	9	9	NUM
cjfa-12569	180	92	%	%	NOUN
cjfa-12569	180	93	42	42	NUM
cjfa-12569	180	94	%	%	NOUN
cjfa-12569	180	95	19	19	NUM
cjfa-12569	180	96	%	%	NOUN
cjfa-12569	180	97	8	8	NUM
cjfa-12569	180	98	%	%	NOUN
cjfa-12569	180	99	16	16	NUM
cjfa-12569	180	100	%	%	NOUN
cjfa-12569	180	101	16	16	NUM
cjfa-12569	180	102	%	%	NOUN
cjfa-12569	180	103	30	30	NUM
cjfa-12569	180	104	%	%	NOUN
cjfa-12569	180	105	19	19	NUM
cjfa-12569	180	106	%	%	NOUN
cjfa-12569	180	107	20	20	NUM
cjfa-12569	180	108	%	%	NOUN
cjfa-12569	180	109	2	2	NUM
cjfa-12569	180	110	%	%	NOUN
cjfa-12569	180	111	19	19	NUM
cjfa-12569	180	112	%	%	NOUN
cjfa-12569	180	113	22	22	NUM
cjfa-12569	180	114	%	%	NOUN
cjfa-12569	180	115	58	58	NUM
cjfa-12569	180	116	%	%	NOUN
cjfa-12569	180	117	5	5	NUM
cjfa-12569	180	118	widespread	widespread	ADJ
cjfa-12569	180	119	use	use	NOUN
cjfa-12569	180	120	4	4	NUM
cjfa-12569	180	121	3	3	NUM
cjfa-12569	180	122	2	2	NUM
cjfa-12569	180	123	1	1	NUM
cjfa-12569	180	124	marginal	marginal	ADJ
cjfa-12569	180	125	use	use	NOUN
cjfa-12569	180	126	*	*	PUNCT
cjfa-12569	180	127	due	due	ADJ
cjfa-12569	180	128	to	to	ADP
cjfa-12569	180	129	rounding	round	VERB
cjfa-12569	180	130	,	,	PUNCT
cjfa-12569	180	131	the	the	DET
cjfa-12569	180	132	aggregate	aggregate	ADJ
cjfa-12569	180	133	result	result	NOUN
cjfa-12569	180	134	of	of	ADP
cjfa-12569	180	135	the	the	DET
cjfa-12569	180	136	answers	answer	NOUN
cjfa-12569	180	137	does	do	AUX
cjfa-12569	180	138	not	not	PART
cjfa-12569	180	139	always	always	ADV
cjfa-12569	180	140	add	add	VERB
cjfa-12569	180	141	up	up	ADP
cjfa-12569	180	142	to	to	PART
cjfa-12569	180	143	100	100	NUM
cjfa-12569	180	144	%	%	NOUN
cjfa-12569	180	145	.	.	PUNCT
cjfa-12569	181	1	s	s	PART
cjfa-12569	181	2	o	o	X
cjfa-12569	181	3	u	u	NOUN
cjfa-12569	181	4	r	r	NOUN
cjfa-12569	181	5	c	c	NOUN
cjfa-12569	181	6	e	e	NOUN
cjfa-12569	181	7	:	:	PUNCT
cjfa-12569	181	8	survey	survey	NOUN
cjfa-12569	181	9	of	of	ADP
cjfa-12569	181	10	representatives	representative	NOUN
cjfa-12569	181	11	of	of	ADP
cjfa-12569	181	12	institutions	institution	NOUN
cjfa-12569	181	13	operating	operate	VERB
cjfa-12569	181	14	in	in	ADP
cjfa-12569	181	15	the	the	DET
cjfa-12569	181	16	payment	payment	NOUN
cjfa-12569	181	17	services	service	NOUN
cjfa-12569	181	18	market	market	NOUN
cjfa-12569	181	19	in	in	ADP
cjfa-12569	181	20	poland	poland	PROPN
cjfa-12569	181	21	.	.	PUNCT
cjfa-12569	182	1	fields	field	NOUN
cjfa-12569	182	2	of	of	ADP
cjfa-12569	182	3	potential	potential	ADJ
cjfa-12569	182	4	use	use	NOUN
cjfa-12569	182	5	of	of	ADP
cjfa-12569	182	6	cryptocurrencies	cryptocurrencie	NOUN
cjfa-12569	182	7	…	…	PUNCT
cjfa-12569	182	8	213	213	NUM
cjfa-12569	182	9	in	in	ADP
cjfa-12569	182	10	the	the	DET
cjfa-12569	182	11	2020	2020	NUM
cjfa-12569	182	12	time	time	NOUN
cjfa-12569	182	13	horizon	horizon	NOUN
cjfa-12569	182	14	,	,	PUNCT
cjfa-12569	182	15	the	the	DET
cjfa-12569	182	16	experts	expert	NOUN
cjfa-12569	182	17	anticipated	anticipate	VERB
cjfa-12569	182	18	a	a	DET
cjfa-12569	182	19	substantial	substantial	ADJ
cjfa-12569	182	20	change	change	NOUN
cjfa-12569	182	21	in	in	ADP
cjfa-12569	182	22	the	the	DET
cjfa-12569	182	23	popularity	popularity	NOUN
cjfa-12569	182	24	of	of	ADP
cjfa-12569	182	25	payment	payment	NOUN
cjfa-12569	182	26	methods	method	NOUN
cjfa-12569	182	27	in	in	ADP
cjfa-12569	182	28	electronic	electronic	ADJ
cjfa-12569	182	29	commerce	commerce	NOUN
cjfa-12569	182	30	as	as	SCONJ
cjfa-12569	182	31	compared	compare	VERB
cjfa-12569	182	32	to	to	ADP
cjfa-12569	182	33	the	the	DET
cjfa-12569	182	34	expectations	expectation	NOUN
cjfa-12569	182	35	voiced	voice	VERB
cjfa-12569	182	36	for	for	ADP
cjfa-12569	182	37	the	the	DET
cjfa-12569	182	38	year	year	NOUN
cjfa-12569	182	39	2015	2015	NUM
cjfa-12569	182	40	(	(	PUNCT
cjfa-12569	182	41	figure	figure	NOUN
cjfa-12569	182	42	5	5	NUM
cjfa-12569	182	43	)	)	PUNCT
cjfa-12569	182	44	.	.	PUNCT
cjfa-12569	183	1	the	the	DET
cjfa-12569	183	2	respondents	respondent	NOUN
cjfa-12569	183	3	expected	expect	VERB
cjfa-12569	183	4	that	that	SCONJ
cjfa-12569	183	5	the	the	DET
cjfa-12569	183	6	leading	lead	VERB
cjfa-12569	183	7	role	role	NOUN
cjfa-12569	183	8	would	would	AUX
cjfa-12569	183	9	be	be	AUX
cjfa-12569	183	10	played	play	VERB
cjfa-12569	183	11	by	by	ADP
cjfa-12569	183	12	the	the	DET
cjfa-12569	183	13	following	follow	VERB
cjfa-12569	183	14	technologies	technology	NOUN
cjfa-12569	183	15	:	:	PUNCT
cjfa-12569	183	16	solutions	solution	NOUN
cjfa-12569	183	17	based	base	VERB
cjfa-12569	183	18	on	on	ADP
cjfa-12569	183	19	cloud	cloud	NOUN
cjfa-12569	183	20	computing	computing	NOUN
cjfa-12569	183	21	and	and	CCONJ
cjfa-12569	183	22	payment	payment	NOUN
cjfa-12569	183	23	cards	card	NOUN
cjfa-12569	183	24	placed	place	VERB
cjfa-12569	183	25	in	in	ADP
cjfa-12569	183	26	virtual	virtual	ADJ
cjfa-12569	183	27	wallets	wallet	NOUN
cjfa-12569	183	28	of	of	ADP
cjfa-12569	183	29	card	card	NOUN
cjfa-12569	183	30	associations8	associations8	PUNCT
cjfa-12569	184	1	(	(	PUNCT
cjfa-12569	184	2	53	53	NUM
cjfa-12569	184	3	%	%	NOUN
cjfa-12569	184	4	rated	rate	VERB
cjfa-12569	184	5	5	5	NUM
cjfa-12569	184	6	or	or	CCONJ
cjfa-12569	184	7	4	4	NUM
cjfa-12569	184	8	)	)	PUNCT
cjfa-12569	184	9	or	or	CCONJ
cjfa-12569	184	10	internet	internet	NOUN
cjfa-12569	184	11	aggregators9	aggregators9	NOUN
cjfa-12569	185	1	(	(	PUNCT
cjfa-12569	185	2	42	42	NUM
cjfa-12569	185	3	%	%	NOUN
cjfa-12569	185	4	)	)	PUNCT
cjfa-12569	185	5	.	.	PUNCT
cjfa-12569	186	1	this	this	DET
cjfa-12569	186	2	process	process	NOUN
cjfa-12569	186	3	would	would	AUX
cjfa-12569	186	4	give	give	VERB
cjfa-12569	186	5	rise	rise	NOUN
cjfa-12569	186	6	to	to	ADP
cjfa-12569	186	7	a	a	DET
cjfa-12569	186	8	very	very	ADV
cjfa-12569	186	9	significant	significant	ADJ
cjfa-12569	186	10	increase	increase	NOUN
cjfa-12569	186	11	in	in	ADP
cjfa-12569	186	12	the	the	DET
cjfa-12569	186	13	role	role	NOUN
cjfa-12569	186	14	of	of	ADP
cjfa-12569	186	15	payment	payment	NOUN
cjfa-12569	186	16	cards	card	NOUN
cjfa-12569	186	17	in	in	ADP
cjfa-12569	186	18	ecommerce	ecommerce	NOUN
cjfa-12569	186	19	payments	payment	NOUN
cjfa-12569	186	20	at	at	ADP
cjfa-12569	186	21	the	the	DET
cjfa-12569	186	22	expense	expense	NOUN
cjfa-12569	186	23	of	of	ADP
cjfa-12569	186	24	bank	bank	NOUN
cjfa-12569	186	25	transfers	transfer	NOUN
cjfa-12569	186	26	.	.	PUNCT
cjfa-12569	187	1	interestingly	interestingly	ADV
cjfa-12569	187	2	,	,	PUNCT
cjfa-12569	187	3	payments	payment	NOUN
cjfa-12569	187	4	using	use	VERB
cjfa-12569	187	5	bitcoin	bitcoin	PROPN
cjfa-12569	187	6	and	and	CCONJ
cjfa-12569	187	7	other	other	ADJ
cjfa-12569	187	8	cryptocurrencies	cryptocurrencie	NOUN
cjfa-12569	187	9	would	would	AUX
cjfa-12569	187	10	not	not	PART
cjfa-12569	187	11	go	go	VERB
cjfa-12569	187	12	into	into	ADP
cjfa-12569	187	13	widespread	widespread	ADJ
cjfa-12569	187	14	use	use	NOUN
cjfa-12569	187	15	despite	despite	SCONJ
cjfa-12569	187	16	the	the	DET
cjfa-12569	187	17	fact	fact	NOUN
cjfa-12569	187	18	that	that	SCONJ
cjfa-12569	187	19	online	online	ADJ
cjfa-12569	187	20	transactions	transaction	NOUN
cjfa-12569	187	21	are	be	AUX
cjfa-12569	187	22	the	the	DET
cjfa-12569	187	23	most	most	ADV
cjfa-12569	187	24	suitable	suitable	ADJ
cjfa-12569	187	25	field	field	NOUN
cjfa-12569	187	26	in	in	ADP
cjfa-12569	187	27	which	which	PRON
cjfa-12569	187	28	they	they	PRON
cjfa-12569	187	29	may	may	AUX
cjfa-12569	187	30	be	be	AUX
cjfa-12569	187	31	used	use	VERB
cjfa-12569	187	32	.	.	PUNCT
cjfa-12569	188	1	however	however	ADV
cjfa-12569	188	2	,	,	PUNCT
cjfa-12569	188	3	it	it	PRON
cjfa-12569	188	4	should	should	AUX
cjfa-12569	188	5	be	be	AUX
cjfa-12569	188	6	noted	note	VERB
cjfa-12569	188	7	that	that	SCONJ
cjfa-12569	188	8	the	the	DET
cjfa-12569	188	9	field	field	NOUN
cjfa-12569	188	10	of	of	ADP
cjfa-12569	188	11	e	e	NOUN
cjfa-12569	188	12	-	-	NOUN
cjfa-12569	188	13	commerce	commerce	NOUN
cjfa-12569	188	14	obtained	obtain	VERB
cjfa-12569	188	15	the	the	DET
cjfa-12569	188	16	highest	high	ADJ
cjfa-12569	188	17	percentage	percentage	NOUN
cjfa-12569	188	18	of	of	ADP
cjfa-12569	188	19	positive	positive	ADJ
cjfa-12569	188	20	ratings	rating	NOUN
cjfa-12569	188	21	in	in	ADP
cjfa-12569	188	22	terms	term	NOUN
cjfa-12569	188	23	of	of	ADP
cjfa-12569	188	24	the	the	DET
cjfa-12569	188	25	use	use	NOUN
cjfa-12569	188	26	of	of	ADP
cjfa-12569	188	27	cryptocurrencies	cryptocurrencie	NOUN
cjfa-12569	188	28	(	(	PUNCT
cjfa-12569	188	29	12	12	NUM
cjfa-12569	188	30	%	%	NOUN
cjfa-12569	188	31	rated	rate	VERB
cjfa-12569	188	32	5	5	NUM
cjfa-12569	188	33	or	or	CCONJ
cjfa-12569	188	34	4	4	NUM
cjfa-12569	188	35	)	)	PUNCT
cjfa-12569	188	36	from	from	ADP
cjfa-12569	188	37	among	among	ADP
cjfa-12569	188	38	all	all	PRON
cjfa-12569	188	39	of	of	ADP
cjfa-12569	188	40	the	the	DET
cjfa-12569	188	41	analysed	analyse	VERB
cjfa-12569	188	42	market	market	NOUN
cjfa-12569	188	43	segments	segment	NOUN
cjfa-12569	188	44	.	.	PUNCT
cjfa-12569	189	1	the	the	DET
cjfa-12569	189	2	study	study	NOUN
cjfa-12569	189	3	also	also	ADV
cjfa-12569	189	4	covered	cover	VERB
cjfa-12569	189	5	the	the	DET
cjfa-12569	189	6	potential	potential	ADJ
cjfa-12569	189	7	use	use	NOUN
cjfa-12569	189	8	of	of	ADP
cjfa-12569	189	9	cryptocurrencies	cryptocurrencie	NOUN
cjfa-12569	189	10	in	in	ADP
cjfa-12569	189	11	mobile	mobile	NOUN
cjfa-12569	189	12	commerce	commerce	NOUN
cjfa-12569	189	13	transactions	transaction	NOUN
cjfa-12569	189	14	.	.	PUNCT
cjfa-12569	190	1	according	accord	VERB
cjfa-12569	190	2	to	to	ADP
cjfa-12569	190	3	the	the	DET
cjfa-12569	190	4	experts	expert	NOUN
cjfa-12569	190	5	,	,	PUNCT
cjfa-12569	190	6	m	m	NOUN
cjfa-12569	190	7	-	-	PUNCT
cjfa-12569	190	8	commerce	commerce	NOUN
cjfa-12569	190	9	payments	payment	NOUN
cjfa-12569	190	10	using	use	VERB
cjfa-12569	190	11	cryptocurrencies	cryptocurrencie	NOUN
cjfa-12569	190	12	would	would	AUX
cjfa-12569	190	13	not	not	PART
cjfa-12569	190	14	have	have	AUX
cjfa-12569	190	15	developed	develop	VERB
cjfa-12569	190	16	also	also	ADV
cjfa-12569	190	17	by	by	ADP
cjfa-12569	190	18	the	the	DET
cjfa-12569	190	19	year	year	NOUN
cjfa-12569	190	20	2020	2020	NUM
cjfa-12569	190	21	(	(	PUNCT
cjfa-12569	190	22	figure	figure	NOUN
cjfa-12569	190	23	5	5	NUM
cjfa-12569	190	24	)	)	PUNCT
cjfa-12569	190	25	.	.	PUNCT
cjfa-12569	191	1	however	however	ADV
cjfa-12569	191	2	,	,	PUNCT
cjfa-12569	191	3	it	it	PRON
cjfa-12569	191	4	should	should	AUX
cjfa-12569	191	5	be	be	AUX
cjfa-12569	191	6	noted	note	VERB
cjfa-12569	191	7	that	that	SCONJ
cjfa-12569	191	8	8	8	NUM
cjfa-12569	191	9	%	%	NOUN
cjfa-12569	191	10	of	of	ADP
cjfa-12569	191	11	ratings	rating	NOUN
cjfa-12569	191	12	(	(	PUNCT
cjfa-12569	191	13	5	5	NUM
cjfa-12569	191	14	or	or	CCONJ
cjfa-12569	191	15	4	4	NUM
cjfa-12569	191	16	)	)	PUNCT
cjfa-12569	191	17	suggested	suggest	VERB
cjfa-12569	191	18	their	their	PRON
cjfa-12569	191	19	widespread	widespread	ADJ
cjfa-12569	191	20	use	use	NOUN
cjfa-12569	191	21	in	in	ADP
cjfa-12569	191	22	this	this	DET
cjfa-12569	191	23	payments	payment	NOUN
cjfa-12569	191	24	area	area	NOUN
cjfa-12569	191	25	in	in	ADP
cjfa-12569	191	26	the	the	DET
cjfa-12569	191	27	longer	long	ADJ
cjfa-12569	191	28	term	term	NOUN
cjfa-12569	191	29	(	(	PUNCT
cjfa-12569	191	30	there	there	PRON
cjfa-12569	191	31	were	be	VERB
cjfa-12569	191	32	no	no	DET
cjfa-12569	191	33	such	such	ADJ
cjfa-12569	191	34	ratings	rating	NOUN
cjfa-12569	191	35	in	in	ADP
cjfa-12569	191	36	the	the	DET
cjfa-12569	191	37	2015	2015	NUM
cjfa-12569	191	38	perspective	perspective	NOUN
cjfa-12569	191	39	)	)	PUNCT
cjfa-12569	191	40	.	.	PUNCT
cjfa-12569	192	1	on	on	ADP
cjfa-12569	192	2	the	the	DET
cjfa-12569	192	3	other	other	ADJ
cjfa-12569	192	4	hand	hand	NOUN
cjfa-12569	192	5	,	,	PUNCT
cjfa-12569	192	6	solutions	solution	NOUN
cjfa-12569	192	7	based	base	VERB
cjfa-12569	192	8	on	on	ADP
cjfa-12569	192	9	payment	payment	NOUN
cjfa-12569	192	10	cards	card	NOUN
cjfa-12569	192	11	would	would	AUX
cjfa-12569	192	12	be	be	AUX
cjfa-12569	192	13	fairly	fairly	ADV
cjfa-12569	192	14	popular	popular	ADJ
cjfa-12569	192	15	.	.	PUNCT
cjfa-12569	193	1	the	the	DET
cjfa-12569	193	2	respondents	respondent	NOUN
cjfa-12569	193	3	claimed	claim	VERB
cjfa-12569	193	4	that	that	SCONJ
cjfa-12569	193	5	in	in	ADP
cjfa-12569	193	6	the	the	DET
cjfa-12569	193	7	2020	2020	NUM
cjfa-12569	193	8	time	time	NOUN
cjfa-12569	193	9	horizon	horizon	NOUN
cjfa-12569	193	10	,	,	PUNCT
cjfa-12569	193	11	the	the	DET
cjfa-12569	193	12	segment	segment	NOUN
cjfa-12569	193	13	of	of	ADP
cjfa-12569	193	14	person	person	NOUN
cjfa-12569	193	15	-	-	PUNCT
cjfa-12569	193	16	to	to	ADP
cjfa-12569	193	17	-	-	PUNCT
cjfa-12569	193	18	person	person	NOUN
cjfa-12569	193	19	payments	payment	NOUN
cjfa-12569	193	20	(	(	PUNCT
cjfa-12569	193	21	figure	figure	NOUN
cjfa-12569	193	22	5	5	NUM
cjfa-12569	193	23	)	)	PUNCT
cjfa-12569	193	24	would	would	AUX
cjfa-12569	193	25	be	be	AUX
cjfa-12569	193	26	led	lead	VERB
cjfa-12569	193	27	by	by	ADP
cjfa-12569	193	28	transfers	transfer	NOUN
cjfa-12569	193	29	to	to	ADP
cjfa-12569	193	30	a	a	DET
cjfa-12569	193	31	telephone	telephone	NOUN
cjfa-12569	193	32	number	number	NOUN
cjfa-12569	193	33	via	via	ADP
cjfa-12569	193	34	mobile	mobile	ADJ
cjfa-12569	193	35	banking	banking	NOUN
cjfa-12569	193	36	,	,	PUNCT
cjfa-12569	193	37	while	while	SCONJ
cjfa-12569	193	38	cryptocurrencies	cryptocurrencie	NOUN
cjfa-12569	193	39	would	would	AUX
cjfa-12569	193	40	be	be	AUX
cjfa-12569	193	41	used	use	VERB
cjfa-12569	193	42	only	only	ADV
cjfa-12569	193	43	marginally	marginally	ADV
cjfa-12569	193	44	(	(	PUNCT
cjfa-12569	193	45	only	only	ADV
cjfa-12569	193	46	2	2	NUM
cjfa-12569	193	47	%	%	NOUN
cjfa-12569	193	48	with	with	ADP
cjfa-12569	193	49	a	a	DET
cjfa-12569	193	50	4	4	NUM
cjfa-12569	193	51	rating	rating	NOUN
cjfa-12569	193	52	)	)	PUNCT
cjfa-12569	193	53	.	.	PUNCT
cjfa-12569	194	1	the	the	DET
cjfa-12569	194	2	last	last	ADJ
cjfa-12569	194	3	field	field	NOUN
cjfa-12569	194	4	where	where	SCONJ
cjfa-12569	194	5	cryptocurrencies	cryptocurrencie	NOUN
cjfa-12569	194	6	may	may	AUX
cjfa-12569	194	7	be	be	AUX
cjfa-12569	194	8	used	use	VERB
cjfa-12569	194	9	that	that	PRON
cjfa-12569	194	10	was	be	AUX
cjfa-12569	194	11	analysed	analyse	VERB
cjfa-12569	194	12	in	in	ADP
cjfa-12569	194	13	the	the	DET
cjfa-12569	194	14	paper	paper	NOUN
cjfa-12569	194	15	involves	involve	VERB
cjfa-12569	194	16	prepaid	prepaid	ADJ
cjfa-12569	194	17	instruments	instrument	NOUN
cjfa-12569	194	18	.	.	PUNCT
cjfa-12569	195	1	currently	currently	ADV
cjfa-12569	195	2	,	,	PUNCT
cjfa-12569	195	3	virtually	virtually	ADV
cjfa-12569	195	4	all	all	PRON
cjfa-12569	195	5	available	available	ADJ
cjfa-12569	195	6	bitcoin	bitcoin	NOUN
cjfa-12569	195	7	uses	use	NOUN
cjfa-12569	195	8	are	be	AUX
cjfa-12569	195	9	associated	associate	VERB
cjfa-12569	195	10	with	with	ADP
cjfa-12569	195	11	the	the	DET
cjfa-12569	195	12	need	need	NOUN
cjfa-12569	195	13	to	to	PART
cjfa-12569	195	14	credit	credit	VERB
cjfa-12569	195	15	a	a	DET
cjfa-12569	195	16	prepaid	prepaid	ADJ
cjfa-12569	195	17	instrument	instrument	NOUN
cjfa-12569	195	18	with	with	ADP
cjfa-12569	195	19	the	the	DET
cjfa-12569	195	20	cryptocurrency	cryptocurrency	NOUN
cjfa-12569	195	21	.	.	PUNCT
cjfa-12569	196	1	the	the	DET
cjfa-12569	196	2	instruments	instrument	NOUN
cjfa-12569	196	3	most	most	ADV
cjfa-12569	196	4	often	often	ADV
cjfa-12569	196	5	take	take	VERB
cjfa-12569	196	6	the	the	DET
cjfa-12569	196	7	form	form	NOUN
cjfa-12569	196	8	of	of	ADP
cjfa-12569	196	9	an	an	DET
cjfa-12569	196	10	electronic	electronic	ADJ
cjfa-12569	196	11	purse	purse	NOUN
cjfa-12569	196	12	based	base	VERB
cjfa-12569	196	13	on	on	ADP
cjfa-12569	196	14	a	a	DET
cjfa-12569	196	15	mobile	mobile	ADJ
cjfa-12569	196	16	application	application	NOUN
cjfa-12569	196	17	.	.	PUNCT
cjfa-12569	197	1	it	it	PRON
cjfa-12569	197	2	was	be	AUX
cjfa-12569	197	3	thus	thus	ADV
cjfa-12569	197	4	interesting	interesting	ADJ
cjfa-12569	197	5	to	to	PART
cjfa-12569	197	6	learn	learn	VERB
cjfa-12569	197	7	how	how	SCONJ
cjfa-12569	197	8	the	the	DET
cjfa-12569	197	9	respondents	respondent	NOUN
cjfa-12569	197	10	would	would	AUX
cjfa-12569	197	11	answer	answer	VERB
cjfa-12569	197	12	the	the	DET
cjfa-12569	197	13	question	question	NOUN
cjfa-12569	197	14	regarding	regard	VERB
cjfa-12569	197	15	the	the	DET
cjfa-12569	197	16	types	type	NOUN
cjfa-12569	197	17	of	of	ADP
cjfa-12569	197	18	prepaid	prepaid	ADJ
cjfa-12569	197	19	instruments	instrument	NOUN
cjfa-12569	197	20	which	which	PRON
cjfa-12569	197	21	would	would	AUX
cjfa-12569	197	22	be	be	AUX
cjfa-12569	197	23	prevailing	prevail	VERB
cjfa-12569	197	24	in	in	ADP
cjfa-12569	197	25	2020	2020	NUM
cjfa-12569	197	26	.	.	PUNCT
cjfa-12569	198	1	they	they	PRON
cjfa-12569	198	2	could	could	AUX
cjfa-12569	198	3	also	also	ADV
cjfa-12569	198	4	indicate	indicate	VERB
cjfa-12569	198	5	whether	whether	SCONJ
cjfa-12569	198	6	the	the	DET
cjfa-12569	198	7	technology	technology	NOUN
cjfa-12569	198	8	used	use	VERB
cjfa-12569	198	9	to	to	PART
cjfa-12569	198	10	construct	construct	VERB
cjfa-12569	198	11	cryptocurrencies	cryptocurrencie	NOUN
cjfa-12569	198	12	would	would	AUX
cjfa-12569	198	13	be	be	AUX
cjfa-12569	198	14	used	use	VERB
cjfa-12569	198	15	to	to	PART
cjfa-12569	198	16	develop	develop	VERB
cjfa-12569	198	17	a	a	DET
cjfa-12569	198	18	given	give	VERB
cjfa-12569	198	19	type	type	NOUN
cjfa-12569	198	20	of	of	ADP
cjfa-12569	198	21	instruments	instrument	NOUN
cjfa-12569	198	22	(	(	PUNCT
cjfa-12569	198	23	figure	figure	NOUN
cjfa-12569	198	24	6	6	NUM
cjfa-12569	198	25	)	)	PUNCT
cjfa-12569	198	26	.	.	PUNCT
cjfa-12569	199	1	the	the	DET
cjfa-12569	199	2	answers	answer	NOUN
cjfa-12569	199	3	of	of	ADP
cjfa-12569	199	4	the	the	DET
cjfa-12569	199	5	experts	expert	NOUN
cjfa-12569	199	6	suggest	suggest	VERB
cjfa-12569	199	7	that	that	SCONJ
cjfa-12569	199	8	none	none	NOUN
cjfa-12569	199	9	of	of	ADP
cjfa-12569	199	10	the	the	DET
cjfa-12569	199	11	anticipated	anticipate	VERB
cjfa-12569	199	12	directions	direction	NOUN
cjfa-12569	199	13	of	of	ADP
cjfa-12569	199	14	development	development	NOUN
cjfa-12569	199	15	in	in	ADP
cjfa-12569	199	16	the	the	DET
cjfa-12569	199	17	area	area	NOUN
cjfa-12569	199	18	of	of	ADP
cjfa-12569	199	19	prepaid	prepaid	ADJ
cjfa-12569	199	20	instruments	instrument	NOUN
cjfa-12569	199	21	8	8	NUM
cjfa-12569	199	22	 	 	SPACE
cjfa-12569	199	23	e.g.	e.g.	ADV
cjfa-12569	199	24	within	within	ADP
cjfa-12569	199	25	masterpass	masterpass	NOUN
cjfa-12569	199	26	and	and	CCONJ
cjfa-12569	199	27	v.me	v.me	PROPN
cjfa-12569	199	28	by	by	ADP
cjfa-12569	199	29	visa	visa	NOUN
cjfa-12569	199	30	.	.	PUNCT
cjfa-12569	200	1	9	9	NUM
cjfa-12569	200	2	 	 	SPACE
cjfa-12569	200	3	aggregators	aggregator	NOUN
cjfa-12569	200	4	best	well	ADV
cjfa-12569	200	5	-	-	PUNCT
cjfa-12569	200	6	known	know	VERB
cjfa-12569	200	7	in	in	ADP
cjfa-12569	200	8	poland	poland	PROPN
cjfa-12569	200	9	:	:	PUNCT
cjfa-12569	200	10	paypal	paypal	NOUN
cjfa-12569	200	11	,	,	PUNCT
cjfa-12569	200	12	payu	payu	PROPN
cjfa-12569	200	13	.	.	PROPN
cjfa-12569	201	1	anna	anna	PROPN
cjfa-12569	201	2	iwona	iwona	PROPN
cjfa-12569	201	3	piotrowska214	piotrowska214	PROPN
cjfa-12569	201	4	will	will	AUX
cjfa-12569	201	5	be	be	AUX
cjfa-12569	201	6	based	base	VERB
cjfa-12569	201	7	on	on	ADP
cjfa-12569	201	8	the	the	DET
cjfa-12569	201	9	principles	principle	NOUN
cjfa-12569	201	10	underlying	underlie	VERB
cjfa-12569	201	11	the	the	DET
cjfa-12569	201	12	bitcoin	bitcoin	ADJ
cjfa-12569	201	13	system	system	NOUN
cjfa-12569	201	14	and	and	CCONJ
cjfa-12569	201	15	systems	system	NOUN
cjfa-12569	201	16	created	create	VERB
cjfa-12569	201	17	for	for	ADP
cjfa-12569	201	18	other	other	ADJ
cjfa-12569	201	19	cryptocurrencies	cryptocurrencie	NOUN
cjfa-12569	201	20	.	.	PUNCT
cjfa-12569	202	1	only	only	ADV
cjfa-12569	202	2	26	26	NUM
cjfa-12569	202	3	%	%	NOUN
cjfa-12569	202	4	of	of	ADP
cjfa-12569	202	5	the	the	DET
cjfa-12569	202	6	respondents	respondent	NOUN
cjfa-12569	202	7	indicated	indicate	VERB
cjfa-12569	202	8	that	that	SCONJ
cjfa-12569	202	9	the	the	DET
cjfa-12569	202	10	currently	currently	ADV
cjfa-12569	202	11	-	-	PUNCT
cjfa-12569	202	12	popular	popular	ADJ
cjfa-12569	202	13	prepaid	prepaid	ADJ
cjfa-12569	202	14	cards	card	NOUN
cjfa-12569	202	15	in	in	ADP
cjfa-12569	202	16	the	the	DET
cjfa-12569	202	17	traditional	traditional	ADJ
cjfa-12569	202	18	,	,	PUNCT
cjfa-12569	202	19	plastic	plastic	ADJ
cjfa-12569	202	20	form	form	NOUN
cjfa-12569	202	21	would	would	AUX
cjfa-12569	202	22	retain	retain	VERB
cjfa-12569	202	23	their	their	PRON
cjfa-12569	202	24	position	position	NOUN
cjfa-12569	202	25	.	.	PUNCT
cjfa-12569	203	1	in	in	ADP
cjfa-12569	203	2	light	light	NOUN
cjfa-12569	203	3	of	of	ADP
cjfa-12569	203	4	the	the	DET
cjfa-12569	203	5	above	above	ADJ
cjfa-12569	203	6	,	,	PUNCT
cjfa-12569	203	7	the	the	DET
cjfa-12569	203	8	attempts	attempt	NOUN
cjfa-12569	203	9	to	to	PART
cjfa-12569	203	10	introduce	introduce	VERB
cjfa-12569	203	11	prepaid	prepaid	ADJ
cjfa-12569	203	12	cards	card	NOUN
cjfa-12569	203	13	credited	credit	VERB
cjfa-12569	203	14	with	with	ADP
cjfa-12569	203	15	bitcoins	bitcoin	NOUN
cjfa-12569	203	16	should	should	AUX
cjfa-12569	203	17	be	be	AUX
cjfa-12569	203	18	seen	see	VERB
cjfa-12569	203	19	as	as	ADP
cjfa-12569	203	20	bearing	bear	VERB
cjfa-12569	203	21	little	little	ADJ
cjfa-12569	203	22	sense10	sense10	NOUN
cjfa-12569	203	23	.	.	PUNCT
cjfa-12569	204	1	the	the	DET
cjfa-12569	204	2	respondents	respondent	NOUN
cjfa-12569	204	3	were	be	AUX
cjfa-12569	204	4	of	of	ADP
cjfa-12569	204	5	the	the	DET
cjfa-12569	204	6	opinion	opinion	NOUN
cjfa-12569	204	7	that	that	SCONJ
cjfa-12569	204	8	the	the	DET
cjfa-12569	204	9	dominant	dominant	ADJ
cjfa-12569	204	10	role	role	NOUN
cjfa-12569	204	11	in	in	ADP
cjfa-12569	204	12	the	the	DET
cjfa-12569	204	13	field	field	NOUN
cjfa-12569	204	14	of	of	ADP
cjfa-12569	204	15	prepaid	prepaid	ADJ
cjfa-12569	204	16	instruments	instrument	NOUN
cjfa-12569	204	17	will	will	AUX
cjfa-12569	204	18	be	be	AUX
cjfa-12569	204	19	played	play	VERB
cjfa-12569	204	20	by	by	ADP
cjfa-12569	204	21	electronic	electronic	ADJ
cjfa-12569	204	22	purses	purse	NOUN
cjfa-12569	204	23	associated	associate	VERB
cjfa-12569	204	24	with	with	ADP
cjfa-12569	204	25	a	a	DET
cjfa-12569	204	26	mobile	mobile	ADJ
cjfa-12569	204	27	application	application	NOUN
cjfa-12569	204	28	.	.	PUNCT
cjfa-12569	205	1	this	this	DET
cjfa-12569	205	2	response	response	NOUN
cjfa-12569	205	3	was	be	AUX
cjfa-12569	205	4	indicated	indicate	VERB
cjfa-12569	205	5	by	by	ADP
cjfa-12569	205	6	almost	almost	ADV
cjfa-12569	205	7	half	half	NOUN
cjfa-12569	205	8	of	of	ADP
cjfa-12569	205	9	the	the	DET
cjfa-12569	205	10	surveyed	survey	VERB
cjfa-12569	205	11	experts	expert	NOUN
cjfa-12569	205	12	.	.	PUNCT
cjfa-12569	206	1	an	an	DET
cjfa-12569	206	2	additional	additional	ADJ
cjfa-12569	206	3	18	18	NUM
cjfa-12569	206	4	%	%	NOUN
cjfa-12569	206	5	pointed	point	VERB
cjfa-12569	206	6	to	to	ADP
cjfa-12569	206	7	virtual	virtual	ADJ
cjfa-12569	206	8	purses	purse	NOUN
cjfa-12569	206	9	,	,	PUNCT
cjfa-12569	206	10	such	such	ADJ
cjfa-12569	206	11	as	as	ADP
cjfa-12569	206	12	paypal	paypal	NOUN
cjfa-12569	206	13	,	,	PUNCT
cjfa-12569	206	14	which	which	PRON
cjfa-12569	206	15	sums	sum	VERB
cjfa-12569	206	16	up	up	ADP
cjfa-12569	206	17	to	to	PART
cjfa-12569	206	18	64	64	NUM
cjfa-12569	206	19	%	%	NOUN
cjfa-12569	206	20	of	of	ADP
cjfa-12569	206	21	the	the	DET
cjfa-12569	206	22	experts	expert	NOUN
cjfa-12569	206	23	who	who	PRON
cjfa-12569	206	24	found	find	VERB
cjfa-12569	206	25	that	that	SCONJ
cjfa-12569	206	26	the	the	DET
cjfa-12569	206	27	most	most	ADV
cjfa-12569	206	28	prospective	prospective	ADJ
cjfa-12569	206	29	solution	solution	NOUN
cjfa-12569	206	30	would	would	AUX
cjfa-12569	206	31	be	be	AUX
cjfa-12569	206	32	based	base	VERB
cjfa-12569	206	33	on	on	ADP
cjfa-12569	206	34	a	a	DET
cjfa-12569	206	35	mobile	mobile	ADJ
cjfa-12569	206	36	or	or	CCONJ
cjfa-12569	206	37	virtual	virtual	ADJ
cjfa-12569	206	38	purse	purse	NOUN
cjfa-12569	206	39	.	.	PUNCT
cjfa-12569	207	1	in	in	ADP
cjfa-12569	207	2	the	the	DET
cjfa-12569	207	3	context	context	NOUN
cjfa-12569	207	4	of	of	ADP
cjfa-12569	207	5	the	the	DET
cjfa-12569	207	6	answers	answer	NOUN
cjfa-12569	207	7	given	give	VERB
cjfa-12569	207	8	by	by	ADP
cjfa-12569	207	9	the	the	DET
cjfa-12569	207	10	respondents	respondent	NOUN
cjfa-12569	207	11	,	,	PUNCT
cjfa-12569	207	12	the	the	DET
cjfa-12569	207	13	prevalent	prevalent	ADJ
cjfa-12569	207	14	method	method	NOUN
cjfa-12569	207	15	of	of	ADP
cjfa-12569	207	16	storing	store	VERB
cjfa-12569	207	17	files	file	NOUN
cjfa-12569	207	18	with	with	ADP
cjfa-12569	207	19	bitcoin	bitcoin	ADJ
cjfa-12569	207	20	value	value	NOUN
cjfa-12569	207	21	,	,	PUNCT
cjfa-12569	207	22	namely	namely	ADV
cjfa-12569	207	23	an	an	DET
cjfa-12569	207	24	electronic	electronic	ADJ
cjfa-12569	207	25	purse	purse	NOUN
cjfa-12569	207	26	associated	associate	VERB
cjfa-12569	207	27	with	with	ADP
cjfa-12569	207	28	a	a	DET
cjfa-12569	207	29	mobile	mobile	ADJ
cjfa-12569	207	30	application	application	NOUN
cjfa-12569	207	31	,	,	PUNCT
cjfa-12569	207	32	seems	seem	VERB
cjfa-12569	207	33	to	to	PART
cjfa-12569	207	34	be	be	AUX
cjfa-12569	207	35	the	the	DET
cjfa-12569	207	36	right	right	ADJ
cjfa-12569	207	37	solution	solution	NOUN
cjfa-12569	207	38	.	.	PUNCT
cjfa-12569	208	1	the	the	DET
cjfa-12569	208	2	plans	plan	NOUN
cjfa-12569	208	3	of	of	ADP
cjfa-12569	208	4	paypal	paypal	NOUN
cjfa-12569	208	5	,	,	PUNCT
cjfa-12569	208	6	a	a	DET
cjfa-12569	208	7	global	global	ADJ
cjfa-12569	208	8	leader	leader	NOUN
cjfa-12569	208	9	in	in	ADP
cjfa-12569	208	10	the	the	DET
cjfa-12569	208	11	payments	payment	NOUN
cjfa-12569	208	12	industry	industry	NOUN
cjfa-12569	208	13	,	,	PUNCT
cjfa-12569	208	14	should	should	AUX
cjfa-12569	208	15	also	also	ADV
cjfa-12569	208	16	be	be	AUX
cjfa-12569	208	17	mentioned	mention	VERB
cjfa-12569	208	18	.	.	PUNCT
cjfa-12569	209	1	they	they	PRON
cjfa-12569	209	2	concern	concern	NOUN
cjfa-12569	209	3	extending	extend	VERB
cjfa-12569	209	4	the	the	DET
cjfa-12569	209	5	functionalities	functionality	NOUN
cjfa-12569	209	6	of	of	ADP
cjfa-12569	209	7	the	the	DET
cjfa-12569	209	8	services	service	NOUN
cjfa-12569	209	9	provided	provide	VERB
cjfa-12569	209	10	by	by	ADP
cjfa-12569	209	11	adding	add	VERB
cjfa-12569	209	12	an	an	DET
cjfa-12569	209	13	option	option	NOUN
cjfa-12569	209	14	of	of	ADP
cjfa-12569	209	15	charging	charge	VERB
cjfa-12569	209	16	the	the	DET
cjfa-12569	209	17	virtual	virtual	ADJ
cjfa-12569	209	18	wallet	wallet	NOUN
cjfa-12569	209	19	with	with	ADP
cjfa-12569	209	20	bitcoins	bitcoin	NOUN
cjfa-12569	209	21	.	.	PUNCT
cjfa-12569	210	1	figure	figure	VERB
cjfa-12569	210	2	6	6	NUM
cjfa-12569	210	3	.	.	PUNCT
cjfa-12569	210	4	dominant	dominant	ADJ
cjfa-12569	210	5	market	market	NOUN
cjfa-12569	210	6	solution	solution	NOUN
cjfa-12569	210	7	for	for	ADP
cjfa-12569	210	8	prepaid	prepaid	ADJ
cjfa-12569	210	9	instruments	instrument	NOUN
cjfa-12569	210	10	in	in	ADP
cjfa-12569	210	11	poland	poland	PROPN
cjfa-12569	210	12	in	in	ADP
cjfa-12569	210	13	the	the	DET
cjfa-12569	210	14	year	year	NOUN
cjfa-12569	210	15	2020	2020	NUM
cjfa-12569	210	16	in	in	ADP
cjfa-12569	210	17	the	the	DET
cjfa-12569	210	18	2020	2020	NUM
cjfa-12569	210	19	time	time	NOUN
cjfa-12569	210	20	horizon	horizon	NOUN
cjfa-12569	210	21	,	,	PUNCT
cjfa-12569	210	22	the	the	DET
cjfa-12569	210	23	experts	expert	NOUN
cjfa-12569	210	24	anticipated	anticipate	VERB
cjfa-12569	210	25	a	a	DET
cjfa-12569	210	26	substantial	substantial	ADJ
cjfa-12569	210	27	change	change	NOUN
cjfa-12569	210	28	in	in	ADP
cjfa-12569	210	29	the	the	DET
cjfa-12569	210	30	popularity	popularity	NOUN
cjfa-12569	210	31	of	of	ADP
cjfa-12569	210	32	payment	payment	NOUN
cjfa-12569	210	33	methods	method	NOUN
cjfa-12569	210	34	in	in	ADP
cjfa-12569	210	35	electronic	electronic	ADJ
cjfa-12569	210	36	commerce	commerce	NOUN
cjfa-12569	210	37	as	as	SCONJ
cjfa-12569	210	38	compared	compare	VERB
cjfa-12569	210	39	to	to	ADP
cjfa-12569	210	40	the	the	DET
cjfa-12569	210	41	expectations	expectation	NOUN
cjfa-12569	210	42	voiced	voice	VERB
cjfa-12569	210	43	for	for	ADP
cjfa-12569	210	44	the	the	DET
cjfa-12569	210	45	year	year	NOUN
cjfa-12569	210	46	2015	2015	NUM
cjfa-12569	210	47	(	(	PUNCT
cjfa-12569	210	48	figure	figure	NOUN
cjfa-12569	210	49	5	5	NUM
cjfa-12569	210	50	)	)	PUNCT
cjfa-12569	210	51	.	.	PUNCT
cjfa-12569	211	1	the	the	DET
cjfa-12569	211	2	respondents	respondent	NOUN
cjfa-12569	211	3	expected	expect	VERB
cjfa-12569	211	4	that	that	SCONJ
cjfa-12569	211	5	the	the	DET
cjfa-12569	211	6	leading	lead	VERB
cjfa-12569	211	7	role	role	NOUN
cjfa-12569	211	8	would	would	AUX
cjfa-12569	211	9	be	be	AUX
cjfa-12569	211	10	played	play	VERB
cjfa-12569	211	11	by	by	ADP
cjfa-12569	211	12	the	the	DET
cjfa-12569	211	13	following	follow	VERB
cjfa-12569	211	14	technologies	technology	NOUN
cjfa-12569	211	15	:	:	PUNCT
cjfa-12569	211	16	solutions	solution	NOUN
cjfa-12569	211	17	based	base	VERB
cjfa-12569	211	18	on	on	ADP
cjfa-12569	211	19	cloud	cloud	NOUN
cjfa-12569	211	20	computing	computing	NOUN
cjfa-12569	211	21	and	and	CCONJ
cjfa-12569	211	22	payment	payment	NOUN
cjfa-12569	211	23	cards	card	NOUN
cjfa-12569	211	24	placed	place	VERB
cjfa-12569	211	25	in	in	ADP
cjfa-12569	211	26	virtual	virtual	ADJ
cjfa-12569	211	27	wallets	wallet	NOUN
cjfa-12569	211	28	of	of	ADP
cjfa-12569	211	29	card	card	NOUN
cjfa-12569	211	30	associations8	associations8	PUNCT
cjfa-12569	212	1	(	(	PUNCT
cjfa-12569	212	2	53	53	NUM
cjfa-12569	212	3	%	%	NOUN
cjfa-12569	212	4	rated	rate	VERB
cjfa-12569	212	5	5	5	NUM
cjfa-12569	212	6	or	or	CCONJ
cjfa-12569	212	7	4	4	NUM
cjfa-12569	212	8	)	)	PUNCT
cjfa-12569	212	9	or	or	CCONJ
cjfa-12569	212	10	internet	internet	NOUN
cjfa-12569	212	11	aggregators9	aggregators9	NOUN
cjfa-12569	213	1	(	(	PUNCT
cjfa-12569	213	2	42	42	NUM
cjfa-12569	213	3	%	%	NOUN
cjfa-12569	213	4	)	)	PUNCT
cjfa-12569	213	5	.	.	PUNCT
cjfa-12569	214	1	this	this	DET
cjfa-12569	214	2	process	process	NOUN
cjfa-12569	214	3	would	would	AUX
cjfa-12569	214	4	give	give	VERB
cjfa-12569	214	5	rise	rise	NOUN
cjfa-12569	214	6	to	to	ADP
cjfa-12569	214	7	a	a	DET
cjfa-12569	214	8	very	very	ADV
cjfa-12569	214	9	significant	significant	ADJ
cjfa-12569	214	10	increase	increase	NOUN
cjfa-12569	214	11	in	in	ADP
cjfa-12569	214	12	the	the	DET
cjfa-12569	214	13	role	role	NOUN
cjfa-12569	214	14	of	of	ADP
cjfa-12569	214	15	payment	payment	NOUN
cjfa-12569	214	16	cards	card	NOUN
cjfa-12569	214	17	in	in	ADP
cjfa-12569	214	18	e	e	NOUN
cjfa-12569	214	19	-	-	NOUN
cjfa-12569	214	20	commerce	commerce	NOUN
cjfa-12569	214	21	payments	payment	NOUN
cjfa-12569	214	22	at	at	ADP
cjfa-12569	214	23	the	the	DET
cjfa-12569	214	24	expense	expense	NOUN
cjfa-12569	214	25	of	of	ADP
cjfa-12569	214	26	bank	bank	NOUN
cjfa-12569	214	27	transfers	transfer	NOUN
cjfa-12569	214	28	.	.	PUNCT
cjfa-12569	215	1	interestingly	interestingly	ADV
cjfa-12569	215	2	,	,	PUNCT
cjfa-12569	215	3	payments	payment	NOUN
cjfa-12569	215	4	using	use	VERB
cjfa-12569	215	5	bitcoin	bitcoin	PROPN
cjfa-12569	215	6	and	and	CCONJ
cjfa-12569	215	7	other	other	ADJ
cjfa-12569	215	8	cryptocurrencies	cryptocurrencie	NOUN
cjfa-12569	215	9	would	would	AUX
cjfa-12569	215	10	not	not	PART
cjfa-12569	215	11	go	go	VERB
cjfa-12569	215	12	into	into	ADP
cjfa-12569	215	13	widespread	widespread	ADJ
cjfa-12569	215	14	use	use	NOUN
cjfa-12569	215	15	despite	despite	SCONJ
cjfa-12569	215	16	the	the	DET
cjfa-12569	215	17	fact	fact	NOUN
cjfa-12569	215	18	that	that	SCONJ
cjfa-12569	215	19	online	online	ADJ
cjfa-12569	215	20	transactions	transaction	NOUN
cjfa-12569	215	21	are	be	AUX
cjfa-12569	215	22	the	the	DET
cjfa-12569	215	23	most	most	ADV
cjfa-12569	215	24	suitable	suitable	ADJ
cjfa-12569	215	25	field	field	NOUN
cjfa-12569	215	26	in	in	ADP
cjfa-12569	215	27	which	which	PRON
cjfa-12569	215	28	they	they	PRON
cjfa-12569	215	29	may	may	AUX
cjfa-12569	215	30	be	be	AUX
cjfa-12569	215	31	used	use	VERB
cjfa-12569	215	32	.	.	PUNCT
cjfa-12569	216	1	however	however	ADV
cjfa-12569	216	2	,	,	PUNCT
cjfa-12569	216	3	it	it	PRON
cjfa-12569	216	4	should	should	AUX
cjfa-12569	216	5	be	be	AUX
cjfa-12569	216	6	noted	note	VERB
cjfa-12569	216	7	that	that	SCONJ
cjfa-12569	216	8	the	the	DET
cjfa-12569	216	9	field	field	NOUN
cjfa-12569	216	10	of	of	ADP
cjfa-12569	216	11	e	e	NOUN
cjfa-12569	216	12	-	-	NOUN
cjfa-12569	216	13	commerce	commerce	NOUN
cjfa-12569	216	14	obtained	obtain	VERB
cjfa-12569	216	15	the	the	DET
cjfa-12569	216	16	highest	high	ADJ
cjfa-12569	216	17	percentage	percentage	NOUN
cjfa-12569	216	18	of	of	ADP
cjfa-12569	216	19	positive	positive	ADJ
cjfa-12569	216	20	ratings	rating	NOUN
cjfa-12569	216	21	in	in	ADP
cjfa-12569	216	22	terms	term	NOUN
cjfa-12569	216	23	of	of	ADP
cjfa-12569	216	24	the	the	DET
cjfa-12569	216	25	use	use	NOUN
cjfa-12569	216	26	of	of	ADP
cjfa-12569	216	27	cryptocurrencies	cryptocurrencie	NOUN
cjfa-12569	216	28	(	(	PUNCT
cjfa-12569	216	29	12	12	NUM
cjfa-12569	216	30	%	%	NOUN
cjfa-12569	216	31	rated	rate	VERB
cjfa-12569	216	32	5	5	NUM
cjfa-12569	216	33	or	or	CCONJ
cjfa-12569	216	34	4	4	NUM
cjfa-12569	216	35	)	)	PUNCT
cjfa-12569	216	36	from	from	ADP
cjfa-12569	216	37	among	among	ADP
cjfa-12569	216	38	all	all	PRON
cjfa-12569	216	39	of	of	ADP
cjfa-12569	216	40	the	the	DET
cjfa-12569	216	41	analysed	analyse	VERB
cjfa-12569	216	42	market	market	NOUN
cjfa-12569	216	43	segments	segment	NOUN
cjfa-12569	216	44	.	.	PUNCT
cjfa-12569	217	1	the	the	DET
cjfa-12569	217	2	study	study	NOUN
cjfa-12569	217	3	also	also	ADV
cjfa-12569	217	4	covered	cover	VERB
cjfa-12569	217	5	the	the	DET
cjfa-12569	217	6	potential	potential	ADJ
cjfa-12569	217	7	use	use	NOUN
cjfa-12569	217	8	of	of	ADP
cjfa-12569	217	9	cryptocurrencies	cryptocurrencie	NOUN
cjfa-12569	217	10	in	in	ADP
cjfa-12569	217	11	mobile	mobile	NOUN
cjfa-12569	217	12	commerce	commerce	NOUN
cjfa-12569	217	13	transactions	transaction	NOUN
cjfa-12569	217	14	.	.	PUNCT
cjfa-12569	218	1	according	accord	VERB
cjfa-12569	218	2	to	to	ADP
cjfa-12569	218	3	the	the	DET
cjfa-12569	218	4	experts	expert	NOUN
cjfa-12569	218	5	,	,	PUNCT
cjfa-12569	218	6	m	m	NOUN
cjfa-12569	218	7	-	-	PUNCT
cjfa-12569	218	8	commerce	commerce	NOUN
cjfa-12569	218	9	payments	payment	NOUN
cjfa-12569	218	10	using	use	VERB
cjfa-12569	218	11	cryptocurrencies	cryptocurrencie	NOUN
cjfa-12569	218	12	would	would	AUX
cjfa-12569	218	13	not	not	PART
cjfa-12569	218	14	have	have	AUX
cjfa-12569	218	15	developed	develop	VERB
cjfa-12569	218	16	also	also	ADV
cjfa-12569	218	17	by	by	ADP
cjfa-12569	218	18	the	the	DET
cjfa-12569	218	19	year	year	NOUN
cjfa-12569	218	20	2020	2020	NUM
cjfa-12569	218	21	(	(	PUNCT
cjfa-12569	218	22	figure	figure	NOUN
cjfa-12569	218	23	5	5	NUM
cjfa-12569	218	24	)	)	PUNCT
cjfa-12569	218	25	.	.	PUNCT
cjfa-12569	219	1	however	however	ADV
cjfa-12569	219	2	,	,	PUNCT
cjfa-12569	219	3	it	it	PRON
cjfa-12569	219	4	should	should	AUX
cjfa-12569	219	5	be	be	AUX
cjfa-12569	219	6	noted	note	VERB
cjfa-12569	219	7	that	that	SCONJ
cjfa-12569	219	8	8	8	NUM
cjfa-12569	219	9	%	%	NOUN
cjfa-12569	219	10	of	of	ADP
cjfa-12569	219	11	ratings	rating	NOUN
cjfa-12569	219	12	(	(	PUNCT
cjfa-12569	219	13	5	5	NUM
cjfa-12569	219	14	or	or	CCONJ
cjfa-12569	219	15	4	4	NUM
cjfa-12569	219	16	)	)	PUNCT
cjfa-12569	219	17	suggested	suggest	VERB
cjfa-12569	219	18	their	their	PRON
cjfa-12569	219	19	widespread	widespread	ADJ
cjfa-12569	219	20	use	use	NOUN
cjfa-12569	219	21	in	in	ADP
cjfa-12569	219	22	this	this	DET
cjfa-12569	219	23	payments	payment	NOUN
cjfa-12569	219	24	area	area	NOUN
cjfa-12569	219	25	in	in	ADP
cjfa-12569	219	26	the	the	DET
cjfa-12569	219	27	longer	long	ADJ
cjfa-12569	219	28	term	term	NOUN
cjfa-12569	219	29	(	(	PUNCT
cjfa-12569	219	30	there	there	PRON
cjfa-12569	219	31	were	be	VERB
cjfa-12569	219	32	no	no	DET
cjfa-12569	219	33	such	such	ADJ
cjfa-12569	219	34	ratings	rating	NOUN
cjfa-12569	219	35	in	in	ADP
cjfa-12569	219	36	the	the	DET
cjfa-12569	219	37	2015	2015	NUM
cjfa-12569	219	38	perspective	perspective	NOUN
cjfa-12569	219	39	)	)	PUNCT
cjfa-12569	219	40	.	.	PUNCT
cjfa-12569	220	1	on	on	ADP
cjfa-12569	220	2	the	the	DET
cjfa-12569	220	3	other	other	ADJ
cjfa-12569	220	4	hand	hand	NOUN
cjfa-12569	220	5	,	,	PUNCT
cjfa-12569	220	6	solutions	solution	NOUN
cjfa-12569	220	7	based	base	VERB
cjfa-12569	220	8	on	on	ADP
cjfa-12569	220	9	payment	payment	NOUN
cjfa-12569	220	10	cards	card	NOUN
cjfa-12569	220	11	would	would	AUX
cjfa-12569	220	12	be	be	AUX
cjfa-12569	220	13	fairly	fairly	ADV
cjfa-12569	220	14	popular	popular	ADJ
cjfa-12569	220	15	.	.	PUNCT
cjfa-12569	221	1	the	the	DET
cjfa-12569	221	2	respondents	respondent	NOUN
cjfa-12569	221	3	claimed	claim	VERB
cjfa-12569	221	4	that	that	SCONJ
cjfa-12569	221	5	in	in	ADP
cjfa-12569	221	6	the	the	DET
cjfa-12569	221	7	2020	2020	NUM
cjfa-12569	221	8	time	time	NOUN
cjfa-12569	221	9	horizon	horizon	NOUN
cjfa-12569	221	10	,	,	PUNCT
cjfa-12569	221	11	the	the	DET
cjfa-12569	221	12	segment	segment	NOUN
cjfa-12569	221	13	of	of	ADP
cjfa-12569	221	14	person	person	NOUN
cjfa-12569	221	15	-	-	PUNCT
cjfa-12569	221	16	to	to	ADP
cjfa-12569	221	17	-	-	PUNCT
cjfa-12569	221	18	person	person	NOUN
cjfa-12569	221	19	payments	payment	NOUN
cjfa-12569	221	20	(	(	PUNCT
cjfa-12569	221	21	figure	figure	NOUN
cjfa-12569	221	22	5	5	NUM
cjfa-12569	221	23	)	)	PUNCT
cjfa-12569	221	24	would	would	AUX
cjfa-12569	221	25	be	be	AUX
cjfa-12569	221	26	led	lead	VERB
cjfa-12569	221	27	by	by	ADP
cjfa-12569	221	28	transfers	transfer	NOUN
cjfa-12569	221	29	to	to	ADP
cjfa-12569	221	30	a	a	DET
cjfa-12569	221	31	telephone	telephone	NOUN
cjfa-12569	221	32	number	number	NOUN
cjfa-12569	221	33	via	via	ADP
cjfa-12569	221	34	mobile	mobile	ADJ
cjfa-12569	221	35	banking	banking	NOUN
cjfa-12569	221	36	,	,	PUNCT
cjfa-12569	221	37	while	while	SCONJ
cjfa-12569	221	38	cryptocurrencies	cryptocurrencie	NOUN
cjfa-12569	221	39	would	would	AUX
cjfa-12569	221	40	be	be	AUX
cjfa-12569	221	41	used	use	VERB
cjfa-12569	221	42	only	only	ADV
cjfa-12569	221	43	marginally	marginally	ADV
cjfa-12569	221	44	(	(	PUNCT
cjfa-12569	221	45	only	only	ADV
cjfa-12569	221	46	2	2	NUM
cjfa-12569	221	47	%	%	NOUN
cjfa-12569	221	48	with	with	ADP
cjfa-12569	221	49	a	a	DET
cjfa-12569	221	50	4	4	NUM
cjfa-12569	221	51	rating	rating	NOUN
cjfa-12569	221	52	)	)	PUNCT
cjfa-12569	221	53	.	.	PUNCT
cjfa-12569	222	1	figure	figure	VERB
cjfa-12569	222	2	6	6	NUM
cjfa-12569	222	3	.	.	PUNCT
cjfa-12569	222	4	dominant	dominant	ADJ
cjfa-12569	222	5	market	market	NOUN
cjfa-12569	222	6	solution	solution	NOUN
cjfa-12569	222	7	for	for	ADP
cjfa-12569	222	8	prepaid	prepaid	ADJ
cjfa-12569	222	9	instruments	instrument	NOUN
cjfa-12569	222	10	in	in	ADP
cjfa-12569	222	11	poland	poland	PROPN
cjfa-12569	222	12	in	in	ADP
cjfa-12569	222	13	the	the	DET
cjfa-12569	222	14	year	year	NOUN
cjfa-12569	222	15	2020	2020	NUM
cjfa-12569	222	16	8	8	NUM
cjfa-12569	222	17	e.g.	e.g.	ADV
cjfa-12569	222	18	within	within	ADP
cjfa-12569	222	19	masterpass	masterpass	NOUN
cjfa-12569	222	20	and	and	CCONJ
cjfa-12569	222	21	v.me	v.me	PROPN
cjfa-12569	222	22	by	by	ADP
cjfa-12569	222	23	visa	visa	NOUN
cjfa-12569	222	24	.	.	PUNCT
cjfa-12569	223	1	9	9	NUM
cjfa-12569	223	2	aggregators	aggregator	NOUN
cjfa-12569	223	3	best	well	ADV
cjfa-12569	223	4	-	-	PUNCT
cjfa-12569	223	5	known	know	VERB
cjfa-12569	223	6	in	in	ADP
cjfa-12569	223	7	poland	poland	PROPN
cjfa-12569	223	8	:	:	PUNCT
cjfa-12569	223	9	paypal	paypal	NOUN
cjfa-12569	223	10	,	,	PUNCT
cjfa-12569	223	11	payu	payu	NOUN
cjfa-12569	223	12	.	.	PUNCT
cjfa-12569	224	1	46	46	NUM
cjfa-12569	224	2	%	%	NOUN
cjfa-12569	224	3	26	26	NUM
cjfa-12569	224	4	%	%	NOUN
cjfa-12569	224	5	18	18	NUM
cjfa-12569	224	6	%	%	NOUN
cjfa-12569	224	7	6	6	NUM
cjfa-12569	224	8	%	%	NOUN
cjfa-12569	224	9	3	3	NUM
cjfa-12569	224	10	%	%	NOUN
cjfa-12569	224	11	0	0	NUM
cjfa-12569	224	12	%	%	NOUN
cjfa-12569	224	13	electronic	electronic	ADJ
cjfa-12569	224	14	purse	purse	NOUN
cjfa-12569	224	15	for	for	ADP
cjfa-12569	224	16	a	a	DET
cjfa-12569	224	17	mobile	mobile	ADJ
cjfa-12569	224	18	application	application	NOUN
cjfa-12569	224	19	payment	payment	NOUN
cjfa-12569	224	20	cards	card	NOUN
cjfa-12569	224	21	in	in	ADP
cjfa-12569	224	22	the	the	DET
cjfa-12569	224	23	traditional	traditional	ADJ
cjfa-12569	224	24	form	form	NOUN
cjfa-12569	224	25	virtual	virtual	ADJ
cjfa-12569	224	26	purse	purse	NOUN
cjfa-12569	224	27	(	(	PUNCT
cjfa-12569	224	28	e.g.	e.g.	ADV
cjfa-12569	224	29	paypal	paypal	NOUN
cjfa-12569	224	30	)	)	PUNCT
cjfa-12569	224	31	digital	digital	ADJ
cjfa-12569	224	32	cash	cash	NOUN
cjfa-12569	224	33	on	on	ADP
cjfa-12569	224	34	a	a	DET
cjfa-12569	224	35	mobile	mobile	ADJ
cjfa-12569	224	36	device	device	NOUN
cjfa-12569	224	37	or	or	CCONJ
cjfa-12569	224	38	another	another	DET
cjfa-12569	224	39	physical	physical	ADJ
cjfa-12569	224	40	medium	medium	NOUN
cjfa-12569	224	41	(	(	PUNCT
cjfa-12569	224	42	e.g.	e.g.	ADV
cjfa-12569	224	43	billon	billon	NOUN
cjfa-12569	224	44	)	)	PUNCT
cjfa-12569	224	45	other	other	ADJ
cjfa-12569	224	46	solutions	solution	NOUN
cjfa-12569	224	47	based	base	VERB
cjfa-12569	224	48	on	on	ADP
cjfa-12569	224	49	cryptocurrencies	cryptocurrencie	NOUN
cjfa-12569	224	50	s	s	PART
cjfa-12569	224	51	o	o	NOUN
cjfa-12569	224	52	u	u	NOUN
cjfa-12569	224	53	r	r	NOUN
cjfa-12569	224	54	c	c	NOUN
cjfa-12569	224	55	e	e	NOUN
cjfa-12569	224	56	:	:	PUNCT
cjfa-12569	224	57	survey	survey	NOUN
cjfa-12569	224	58	of	of	ADP
cjfa-12569	224	59	representatives	representative	NOUN
cjfa-12569	224	60	of	of	ADP
cjfa-12569	224	61	institutions	institution	NOUN
cjfa-12569	224	62	operating	operate	VERB
cjfa-12569	224	63	in	in	ADP
cjfa-12569	224	64	the	the	DET
cjfa-12569	224	65	payment	payment	NOUN
cjfa-12569	224	66	services	service	NOUN
cjfa-12569	224	67	market	market	NOUN
cjfa-12569	224	68	in	in	ADP
cjfa-12569	224	69	poland	poland	PROPN
cjfa-12569	224	70	,	,	PUNCT
cjfa-12569	224	71	single	single	ADJ
cjfa-12569	224	72	choice	choice	NOUN
cjfa-12569	224	73	,	,	PUNCT
cjfa-12569	224	74	n=65	n=65	NOUN
cjfa-12569	224	75	.	.	PUNCT
cjfa-12569	224	76	10	10	NUM
cjfa-12569	224	77	 	 	SPACE
cjfa-12569	224	78	one	one	NUM
cjfa-12569	224	79	such	such	ADJ
cjfa-12569	224	80	attempt	attempt	NOUN
cjfa-12569	224	81	to	to	PART
cjfa-12569	224	82	extend	extend	VERB
cjfa-12569	224	83	the	the	DET
cjfa-12569	224	84	functionalities	functionality	NOUN
cjfa-12569	224	85	of	of	ADP
cjfa-12569	224	86	bitcoin	bitcoin	NOUN
cjfa-12569	224	87	the	the	DET
cjfa-12569	224	88	polish	polish	ADJ
cjfa-12569	224	89	market	market	NOUN
cjfa-12569	224	90	was	be	AUX
cjfa-12569	224	91	made	make	VERB
cjfa-12569	224	92	by	by	ADP
cjfa-12569	224	93	bitbay	bitbay	NOUN
cjfa-12569	224	94	,	,	PUNCT
cjfa-12569	224	95	a	a	DET
cjfa-12569	224	96	platform	platform	NOUN
cjfa-12569	224	97	for	for	ADP
cjfa-12569	224	98	trading	trading	NOUN
cjfa-12569	224	99	cryptocurrencies	cryptocurrencie	NOUN
cjfa-12569	224	100	.	.	PUNCT
cjfa-12569	225	1	in	in	ADP
cjfa-12569	225	2	may	may	PROPN
cjfa-12569	225	3	2016	2016	NUM
cjfa-12569	225	4	,	,	PUNCT
cjfa-12569	225	5	it	it	PRON
cjfa-12569	225	6	allowed	allow	VERB
cjfa-12569	225	7	for	for	ADP
cjfa-12569	225	8	linking	link	VERB
cjfa-12569	225	9	the	the	DET
cjfa-12569	225	10	account	account	NOUN
cjfa-12569	225	11	within	within	ADP
cjfa-12569	225	12	its	its	PRON
cjfa-12569	225	13	exchange	exchange	NOUN
cjfa-12569	225	14	with	with	ADP
cjfa-12569	225	15	a	a	DET
cjfa-12569	225	16	prepaid	prepaid	ADJ
cjfa-12569	225	17	card	card	NOUN
cjfa-12569	225	18	.	.	PUNCT
cjfa-12569	226	1	registered	register	VERB
cjfa-12569	226	2	users	user	NOUN
cjfa-12569	226	3	may	may	AUX
cjfa-12569	226	4	order	order	VERB
cjfa-12569	226	5	a	a	DET
cjfa-12569	226	6	dedicated	dedicated	ADJ
cjfa-12569	226	7	prepaid	prepay	VERB
cjfa-12569	226	8	card	card	NOUN
cjfa-12569	226	9	and	and	CCONJ
cjfa-12569	226	10	credit	credit	NOUN
cjfa-12569	226	11	it	it	PRON
cjfa-12569	226	12	directly	directly	ADV
cjfa-12569	226	13	with	with	ADP
cjfa-12569	226	14	funds	fund	NOUN
cjfa-12569	226	15	stored	store	VERB
cjfa-12569	226	16	at	at	ADP
cjfa-12569	226	17	bitbay	bitbay	NOUN
cjfa-12569	226	18	,	,	PUNCT
cjfa-12569	226	19	https://	https://	PROPN
cjfa-12569	226	20	bitbay.net/cards/index	bitbay.net/cards/index	PROPN
cjfa-12569	226	21	(	(	PUNCT
cjfa-12569	226	22	accessed	access	VERB
cjfa-12569	226	23	:	:	PUNCT
cjfa-12569	226	24	26.07.2016	26.07.2016	NUM
cjfa-12569	226	25	)	)	PUNCT
cjfa-12569	226	26	.	.	PUNCT
cjfa-12569	227	1	fields	field	NOUN
cjfa-12569	227	2	of	of	ADP
cjfa-12569	227	3	potential	potential	ADJ
cjfa-12569	227	4	use	use	NOUN
cjfa-12569	227	5	of	of	ADP
cjfa-12569	227	6	cryptocurrencies	cryptocurrencie	NOUN
cjfa-12569	227	7	…	…	PUNCT
cjfa-12569	227	8	215	215	NUM
cjfa-12569	227	9	however	however	ADV
cjfa-12569	227	10	,	,	PUNCT
cjfa-12569	227	11	it	it	PRON
cjfa-12569	227	12	should	should	AUX
cjfa-12569	227	13	be	be	AUX
cjfa-12569	227	14	stressed	stress	VERB
cjfa-12569	227	15	that	that	SCONJ
cjfa-12569	227	16	all	all	PRON
cjfa-12569	227	17	of	of	ADP
cjfa-12569	227	18	the	the	DET
cjfa-12569	227	19	experts	expert	NOUN
cjfa-12569	227	20	participating	participate	VERB
cjfa-12569	227	21	in	in	ADP
cjfa-12569	227	22	the	the	DET
cjfa-12569	227	23	survey	survey	NOUN
cjfa-12569	227	24	believed	believe	VERB
cjfa-12569	227	25	that	that	SCONJ
cjfa-12569	227	26	the	the	DET
cjfa-12569	227	27	very	very	ADJ
cjfa-12569	227	28	technology	technology	NOUN
cjfa-12569	227	29	used	use	VERB
cjfa-12569	227	30	to	to	PART
cjfa-12569	227	31	create	create	VERB
cjfa-12569	227	32	bitcoin	bitcoin	NOUN
cjfa-12569	227	33	and	and	CCONJ
cjfa-12569	227	34	other	other	ADJ
cjfa-12569	227	35	cryptocurrencies	cryptocurrencie	NOUN
cjfa-12569	227	36	would	would	AUX
cjfa-12569	227	37	not	not	PART
cjfa-12569	227	38	be	be	AUX
cjfa-12569	227	39	used	use	VERB
cjfa-12569	227	40	at	at	ADV
cjfa-12569	227	41	all	all	ADV
cjfa-12569	227	42	in	in	ADP
cjfa-12569	227	43	the	the	DET
cjfa-12569	227	44	construction	construction	NOUN
cjfa-12569	227	45	of	of	ADP
cjfa-12569	227	46	prepaid	prepaid	ADJ
cjfa-12569	227	47	instruments	instrument	NOUN
cjfa-12569	227	48	.	.	PUNCT
cjfa-12569	227	49	 	 	SPACE
cjfa-12569	228	1	conclusions	conclusion	VERB
cjfa-12569	228	2	the	the	DET
cjfa-12569	228	3	results	result	NOUN
cjfa-12569	228	4	of	of	ADP
cjfa-12569	228	5	the	the	DET
cjfa-12569	228	6	survey	survey	NOUN
cjfa-12569	228	7	questionnaire	questionnaire	NOUN
cjfa-12569	228	8	among	among	ADP
cjfa-12569	228	9	the	the	DET
cjfa-12569	228	10	representatives	representative	NOUN
cjfa-12569	228	11	of	of	ADP
cjfa-12569	228	12	financial	financial	ADJ
cjfa-12569	228	13	institutions	institution	NOUN
cjfa-12569	228	14	operating	operate	VERB
cjfa-12569	228	15	in	in	ADP
cjfa-12569	228	16	poland	poland	PROPN
cjfa-12569	228	17	indicate	indicate	VERB
cjfa-12569	228	18	that	that	SCONJ
cjfa-12569	228	19	the	the	DET
cjfa-12569	228	20	payment	payment	NOUN
cjfa-12569	228	21	services	service	NOUN
cjfa-12569	228	22	market	market	NOUN
cjfa-12569	228	23	will	will	AUX
cjfa-12569	228	24	face	face	VERB
cjfa-12569	228	25	a	a	DET
cjfa-12569	228	26	number	number	NOUN
cjfa-12569	228	27	of	of	ADP
cjfa-12569	228	28	changes	change	NOUN
cjfa-12569	228	29	by	by	ADP
cjfa-12569	228	30	the	the	DET
cjfa-12569	228	31	year	year	NOUN
cjfa-12569	228	32	2020	2020	NUM
cjfa-12569	228	33	.	.	PUNCT
cjfa-12569	229	1	the	the	DET
cjfa-12569	229	2	responses	response	NOUN
cjfa-12569	229	3	anticipate	anticipate	VERB
cjfa-12569	229	4	the	the	DET
cjfa-12569	229	5	development	development	NOUN
cjfa-12569	229	6	of	of	ADP
cjfa-12569	229	7	non	non	ADJ
cjfa-12569	229	8	-	-	ADJ
cjfa-12569	229	9	banking	banking	ADJ
cjfa-12569	229	10	competition	competition	NOUN
cjfa-12569	229	11	and	and	CCONJ
cjfa-12569	229	12	the	the	DET
cjfa-12569	229	13	marketing	marketing	NOUN
cjfa-12569	229	14	of	of	ADP
cjfa-12569	229	15	many	many	ADJ
cjfa-12569	229	16	payment	payment	NOUN
cjfa-12569	229	17	innovations	innovation	NOUN
cjfa-12569	229	18	.	.	PUNCT
cjfa-12569	230	1	the	the	DET
cjfa-12569	230	2	author	author	NOUN
cjfa-12569	230	3	believes	believe	VERB
cjfa-12569	230	4	that	that	SCONJ
cjfa-12569	230	5	cryptocurrencies	cryptocurrencie	NOUN
cjfa-12569	230	6	,	,	PUNCT
cjfa-12569	230	7	and	and	CCONJ
cjfa-12569	230	8	bitcoin	bitcoin	VERB
cjfa-12569	230	9	in	in	ADP
cjfa-12569	230	10	particular	particular	ADJ
cjfa-12569	230	11	,	,	PUNCT
cjfa-12569	230	12	have	have	AUX
cjfa-12569	230	13	revolutionised	revolutionise	VERB
cjfa-12569	230	14	the	the	DET
cjfa-12569	230	15	functioning	functioning	NOUN
cjfa-12569	230	16	of	of	ADP
cjfa-12569	230	17	modern	modern	ADJ
cjfa-12569	230	18	payment	payment	NOUN
cjfa-12569	230	19	systems	system	NOUN
cjfa-12569	230	20	.	.	PUNCT
cjfa-12569	231	1	internet	internet	NOUN
cjfa-12569	231	2	users	user	NOUN
cjfa-12569	231	3	are	be	AUX
cjfa-12569	231	4	able	able	ADJ
cjfa-12569	231	5	to	to	PART
cjfa-12569	231	6	make	make	VERB
cjfa-12569	231	7	payment	payment	NOUN
cjfa-12569	231	8	transfers	transfer	NOUN
cjfa-12569	231	9	using	use	VERB
cjfa-12569	231	10	the	the	DET
cjfa-12569	231	11	bitcoin	bitcoin	ADJ
cjfa-12569	231	12	cryptocurrency	cryptocurrency	NOUN
cjfa-12569	231	13	,	,	PUNCT
cjfa-12569	231	14	which	which	PRON
cjfa-12569	231	15	offer	offer	VERB
cjfa-12569	231	16	high	high	ADJ
cjfa-12569	231	17	levels	level	NOUN
cjfa-12569	231	18	of	of	ADP
cjfa-12569	231	19	security	security	NOUN
cjfa-12569	231	20	and	and	CCONJ
cjfa-12569	231	21	anonymity	anonymity	NOUN
cjfa-12569	231	22	and	and	CCONJ
cjfa-12569	231	23	boast	boast	VERB
cjfa-12569	231	24	low	low	ADJ
cjfa-12569	231	25	transaction	transaction	NOUN
cjfa-12569	231	26	costs	cost	NOUN
cjfa-12569	231	27	.	.	PUNCT
cjfa-12569	232	1	these	these	DET
cjfa-12569	232	2	features	feature	NOUN
cjfa-12569	232	3	may	may	AUX
cjfa-12569	232	4	have	have	AUX
cjfa-12569	232	5	led	lead	VERB
cjfa-12569	232	6	the	the	DET
cjfa-12569	232	7	experts	expert	NOUN
cjfa-12569	232	8	to	to	PART
cjfa-12569	232	9	perceive	perceive	ADJ
cjfa-12569	232	10	cryptocurrencies	cryptocurrencie	NOUN
cjfa-12569	232	11	as	as	ADP
cjfa-12569	232	12	a	a	DET
cjfa-12569	232	13	significant	significant	ADJ
cjfa-12569	232	14	challenge	challenge	NOUN
cjfa-12569	232	15	to	to	PART
cjfa-12569	232	16	be	be	AUX
cjfa-12569	232	17	faced	face	VERB
cjfa-12569	232	18	by	by	ADP
cjfa-12569	232	19	the	the	DET
cjfa-12569	232	20	whole	whole	ADJ
cjfa-12569	232	21	sector	sector	NOUN
cjfa-12569	232	22	by	by	ADP
cjfa-12569	232	23	the	the	DET
cjfa-12569	232	24	year	year	NOUN
cjfa-12569	232	25	2020	2020	NUM
cjfa-12569	232	26	.	.	PUNCT
cjfa-12569	233	1	however	however	ADV
cjfa-12569	233	2	,	,	PUNCT
cjfa-12569	233	3	at	at	ADP
cjfa-12569	233	4	the	the	DET
cjfa-12569	233	5	same	same	ADJ
cjfa-12569	233	6	time	time	NOUN
cjfa-12569	233	7	the	the	DET
cjfa-12569	233	8	experts	expert	NOUN
cjfa-12569	233	9	are	be	AUX
cjfa-12569	233	10	of	of	ADP
cjfa-12569	233	11	the	the	DET
cjfa-12569	233	12	opinion	opinion	NOUN
cjfa-12569	233	13	that	that	SCONJ
cjfa-12569	233	14	this	this	DET
cjfa-12569	233	15	innovation	innovation	NOUN
cjfa-12569	233	16	will	will	AUX
cjfa-12569	233	17	not	not	PART
cjfa-12569	233	18	gain	gain	VERB
cjfa-12569	233	19	prominence	prominence	NOUN
cjfa-12569	233	20	in	in	ADP
cjfa-12569	233	21	any	any	PRON
cjfa-12569	233	22	of	of	ADP
cjfa-12569	233	23	the	the	DET
cjfa-12569	233	24	analysed	analyse	VERB
cjfa-12569	233	25	segments	segment	NOUN
cjfa-12569	233	26	of	of	ADP
cjfa-12569	233	27	the	the	DET
cjfa-12569	233	28	payment	payment	NOUN
cjfa-12569	233	29	services	service	NOUN
cjfa-12569	233	30	market	market	NOUN
cjfa-12569	233	31	in	in	ADP
cjfa-12569	233	32	poland	poland	PROPN
cjfa-12569	233	33	.	.	PUNCT
cjfa-12569	234	1	therefore	therefore	ADV
cjfa-12569	234	2	,	,	PUNCT
cjfa-12569	234	3	it	it	PRON
cjfa-12569	234	4	is	be	AUX
cjfa-12569	234	5	justified	justify	VERB
cjfa-12569	234	6	to	to	PART
cjfa-12569	234	7	conclude	conclude	VERB
cjfa-12569	234	8	that	that	SCONJ
cjfa-12569	234	9	the	the	DET
cjfa-12569	234	10	research	research	NOUN
cjfa-12569	234	11	hypothesis	hypothesis	NOUN
cjfa-12569	234	12	presented	present	VERB
cjfa-12569	234	13	in	in	ADP
cjfa-12569	234	14	the	the	DET
cjfa-12569	234	15	paper	paper	NOUN
cjfa-12569	234	16	has	have	AUX
cjfa-12569	234	17	been	be	AUX
cjfa-12569	234	18	disproved	disprove	VERB
cjfa-12569	234	19	.	.	PUNCT
cjfa-12569	235	1	it	it	PRON
cjfa-12569	235	2	does	do	AUX
cjfa-12569	235	3	not	not	PART
cjfa-12569	235	4	,	,	PUNCT
cjfa-12569	235	5	however	however	ADV
cjfa-12569	235	6	,	,	PUNCT
cjfa-12569	235	7	mean	mean	VERB
cjfa-12569	235	8	that	that	SCONJ
cjfa-12569	235	9	the	the	DET
cjfa-12569	235	10	cryptocurrency	cryptocurrency	NOUN
cjfa-12569	235	11	project	project	NOUN
cjfa-12569	235	12	is	be	AUX
cjfa-12569	235	13	a	a	DET
cjfa-12569	235	14	failure	failure	NOUN
cjfa-12569	235	15	.	.	PUNCT
cjfa-12569	236	1	the	the	DET
cjfa-12569	236	2	author	author	NOUN
cjfa-12569	236	3	is	be	AUX
cjfa-12569	236	4	of	of	ADP
cjfa-12569	236	5	the	the	DET
cjfa-12569	236	6	opinion	opinion	NOUN
cjfa-12569	236	7	that	that	SCONJ
cjfa-12569	236	8	there	there	PRON
cjfa-12569	236	9	is	be	VERB
cjfa-12569	236	10	a	a	DET
cjfa-12569	236	11	good	good	ADJ
cjfa-12569	236	12	chance	chance	NOUN
cjfa-12569	236	13	that	that	SCONJ
cjfa-12569	236	14	business	business	NOUN
cjfa-12569	236	15	and	and	CCONJ
cjfa-12569	236	16	public	public	ADJ
cjfa-12569	236	17	administration11	administration11	NOUN
cjfa-12569	236	18	may	may	AUX
cjfa-12569	236	19	use	use	VERB
cjfa-12569	236	20	the	the	DET
cjfa-12569	236	21	blockchain	blockchain	NOUN
cjfa-12569	236	22	which	which	PRON
cjfa-12569	236	23	is	be	AUX
cjfa-12569	236	24	the	the	DET
cjfa-12569	236	25	technological	technological	ADJ
cjfa-12569	236	26	solution	solution	NOUN
cjfa-12569	236	27	underlying	underlie	VERB
cjfa-12569	236	28	the	the	DET
cjfa-12569	236	29	bitcoin	bitcoin	ADJ
cjfa-12569	236	30	system	system	NOUN
cjfa-12569	236	31	.	.	PUNCT
cjfa-12569	236	32	 	 	SPACE
cjfa-12569	237	1	references	reference	NOUN
cjfa-12569	237	2	badev	badev	PROPN
cjfa-12569	237	3	,	,	PUNCT
cjfa-12569	237	4	a.	a.	PROPN
cjfa-12569	237	5	&	&	CCONJ
cjfa-12569	237	6	chen	chen	PROPN
cjfa-12569	237	7	,	,	PUNCT
cjfa-12569	237	8	m.	m.	NOUN
cjfa-12569	237	9	(	(	PUNCT
cjfa-12569	237	10	2014	2014	NUM
cjfa-12569	237	11	)	)	PUNCT
cjfa-12569	237	12	.	.	PUNCT
cjfa-12569	238	1	bitcoin	bitcoin	PROPN
cjfa-12569	238	2	:	:	PUNCT
cjfa-12569	238	3	technical	technical	ADJ
cjfa-12569	238	4	background	background	NOUN
cjfa-12569	238	5	and	and	CCONJ
cjfa-12569	238	6	data	datum	NOUN
cjfa-12569	238	7	analysis	analysis	NOUN
cjfa-12569	238	8	.	.	PUNCT
cjfa-12569	239	1	finance	finance	NOUN
cjfa-12569	239	2	and	and	CCONJ
cjfa-12569	239	3	economics	economic	NOUN
cjfa-12569	239	4	discussion	discussion	NOUN
cjfa-12569	239	5	series	series	NOUN
cjfa-12569	239	6	,	,	PUNCT
cjfa-12569	239	7	divisions	division	NOUN
cjfa-12569	239	8	of	of	ADP
cjfa-12569	239	9	research	research	NOUN
cjfa-12569	239	10	&	&	CCONJ
cjfa-12569	239	11	statistics	statistic	NOUN
cjfa-12569	239	12	and	and	CCONJ
cjfa-12569	239	13	monetary	monetary	ADJ
cjfa-12569	239	14	affairs	affair	NOUN
cjfa-12569	239	15	,	,	PUNCT
cjfa-12569	239	16	federal	federal	PROPN
cjfa-12569	239	17	reserve	reserve	PROPN
cjfa-12569	239	18	board	board	PROPN
cjfa-12569	239	19	,	,	PUNCT
cjfa-12569	239	20	washington	washington	PROPN
cjfa-12569	239	21	.	.	PUNCT
cjfa-12569	240	1	11	11	NUM
cjfa-12569	240	2	 	 	SPACE
cjfa-12569	240	3	in	in	ADP
cjfa-12569	240	4	2016	2016	NUM
cjfa-12569	240	5	,	,	PUNCT
cjfa-12569	240	6	the	the	DET
cjfa-12569	240	7	ministry	ministry	PROPN
cjfa-12569	240	8	of	of	ADP
cjfa-12569	240	9	digital	digital	PROPN
cjfa-12569	240	10	affairs	affair	NOUN
cjfa-12569	240	11	of	of	ADP
cjfa-12569	240	12	the	the	DET
cjfa-12569	240	13	republic	republic	NOUN
cjfa-12569	240	14	of	of	ADP
cjfa-12569	240	15	poland	poland	PROPN
cjfa-12569	240	16	appointed	appoint	VERB
cjfa-12569	240	17	a	a	DET
cjfa-12569	240	18	working	work	VERB
cjfa-12569	240	19	party	party	NOUN
cjfa-12569	240	20	,	,	PUNCT
cjfa-12569	240	21	blockchain	blockchain	PROPN
cjfa-12569	240	22	and	and	CCONJ
cjfa-12569	240	23	cryptocurrencies	cryptocurrencie	NOUN
cjfa-12569	240	24	stream	stream	NOUN
cjfa-12569	240	25	,	,	PUNCT
cjfa-12569	240	26	in	in	ADP
cjfa-12569	240	27	order	order	NOUN
cjfa-12569	240	28	to	to	PART
cjfa-12569	240	29	study	study	VERB
cjfa-12569	240	30	and	and	CCONJ
cjfa-12569	240	31	indicate	indicate	VERB
cjfa-12569	240	32	practical	practical	ADJ
cjfa-12569	240	33	uses	use	NOUN
cjfa-12569	240	34	of	of	ADP
cjfa-12569	240	35	the	the	DET
cjfa-12569	240	36	blockchain	blockchain	PROPN
cjfa-12569	240	37	and	and	CCONJ
cjfa-12569	240	38	cryptocurrencies	cryptocurrencie	NOUN
cjfa-12569	240	39	in	in	ADP
cjfa-12569	240	40	the	the	DET
cjfa-12569	240	41	economy	economy	NOUN
cjfa-12569	240	42	.	.	PUNCT
cjfa-12569	241	1	the	the	DET
cjfa-12569	241	2	author	author	NOUN
cjfa-12569	241	3	is	be	AUX
cjfa-12569	241	4	a	a	DET
cjfa-12569	241	5	member	member	NOUN
cjfa-12569	241	6	of	of	ADP
cjfa-12569	241	7	that	that	DET
cjfa-12569	241	8	party	party	NOUN
cjfa-12569	241	9	;	;	PUNCT
cjfa-12569	241	10	https://mc.gov.pl/projekty/od-papierowej-do-cyfrowej-polski/strumien-blockchain-i-kryptowaluty	https://mc.gov.pl/projekty/od-papierowej-do-cyfrowej-polski/strumien-blockchain-i-kryptowaluty	PROPN
cjfa-12569	241	11	(	(	PUNCT
cjfa-12569	241	12	20.01.2017	20.01.2017	NUM
cjfa-12569	241	13	)	)	PUNCT
cjfa-12569	241	14	.	.	PUNCT
cjfa-12569	242	1	anna	anna	PROPN
cjfa-12569	242	2	iwona	iwona	PROPN
cjfa-12569	242	3	piotrowska216	piotrowska216	PROPN
cjfa-12569	242	4	baek	baek	PROPN
cjfa-12569	242	5	,	,	PUNCT
cjfa-12569	242	6	c.	c.	PROPN
cjfa-12569	242	7	,	,	PUNCT
cjfa-12569	242	8	&	&	CCONJ
cjfa-12569	242	9	elbeck	elbeck	PROPN
cjfa-12569	242	10	,	,	PUNCT
cjfa-12569	242	11	m.	m.	NOUN
cjfa-12569	242	12	(	(	PUNCT
cjfa-12569	242	13	2015	2015	NUM
cjfa-12569	242	14	)	)	PUNCT
cjfa-12569	242	15	.	.	PUNCT
cjfa-12569	243	1	bitcoins	bitcoin	NOUN
cjfa-12569	243	2	as	as	ADP
cjfa-12569	243	3	an	an	DET
cjfa-12569	243	4	investment	investment	NOUN
cjfa-12569	243	5	or	or	CCONJ
cjfa-12569	243	6	speculative	speculative	ADJ
cjfa-12569	243	7	vehicle	vehicle	NOUN
cjfa-12569	243	8	?	?	PUNCT
cjfa-12569	244	1	a	a	DET
cjfa-12569	244	2	first	first	ADJ
cjfa-12569	244	3	look	look	NOUN
cjfa-12569	244	4	.	.	PUNCT
cjfa-12569	245	1	applied	apply	VERB
cjfa-12569	245	2	economics	economic	NOUN
cjfa-12569	245	3	letters	letter	NOUN
cjfa-12569	245	4	,	,	PUNCT
cjfa-12569	245	5	22(1	22(1	NUM
cjfa-12569	245	6	)	)	PUNCT
cjfa-12569	245	7	,	,	PUNCT
cjfa-12569	245	8	30–34	30–34	NUM
cjfa-12569	245	9	.	.	PUNCT
cjfa-12569	246	1	doi	doi	NOUN
cjfa-12569	246	2	:	:	PUNCT
cjfa-12569	246	3	http://dx.doi.org/10.1080/135	http://dx.doi.org/10.1080/135	VERB
cjfa-12569	246	4	04851.2014.916379	04851.2014.916379	NUM
cjfa-12569	246	5	.	.	PUNCT
cjfa-12569	247	1	barber	barber	PROPN
cjfa-12569	247	2	,	,	PUNCT
cjfa-12569	247	3	s.	s.	PROPN
cjfa-12569	247	4	,	,	PUNCT
cjfa-12569	247	5	boyen	boyen	PROPN
cjfa-12569	247	6	,	,	PUNCT
cjfa-12569	247	7	x.	x.	PROPN
cjfa-12569	247	8	,	,	PUNCT
cjfa-12569	247	9	shi	shi	PROPN
cjfa-12569	247	10	,	,	PUNCT
cjfa-12569	247	11	e.	e.	PROPN
cjfa-12569	247	12	,	,	PUNCT
cjfa-12569	247	13	&	&	CCONJ
cjfa-12569	247	14	uzun	uzun	PROPN
cjfa-12569	247	15	,	,	PUNCT
cjfa-12569	247	16	e.	e.	PROPN
cjfa-12569	247	17	(	(	PUNCT
cjfa-12569	247	18	2012	2012	NUM
cjfa-12569	247	19	)	)	PUNCT
cjfa-12569	247	20	.	.	PUNCT
cjfa-12569	248	1	bitter	bitter	ADJ
cjfa-12569	248	2	to	to	AUX
cjfa-12569	248	3	better	well	ADV
cjfa-12569	248	4	–	–	PUNCT
cjfa-12569	248	5	how	how	SCONJ
cjfa-12569	248	6	to	to	PART
cjfa-12569	248	7	make	make	VERB
cjfa-12569	248	8	bitcoin	bitcoin	NOUN
cjfa-12569	248	9	a	a	DET
cjfa-12569	248	10	better	well	ADJ
cjfa-12569	248	11	currency	currency	NOUN
cjfa-12569	248	12	.	.	PUNCT
cjfa-12569	249	1	financial	financial	ADJ
cjfa-12569	249	2	cryptography	cryptography	NOUN
cjfa-12569	249	3	and	and	CCONJ
cjfa-12569	249	4	data	datum	NOUN
cjfa-12569	249	5	security	security	NOUN
cjfa-12569	249	6	,	,	PUNCT
cjfa-12569	249	7	vol	vol	NOUN
cjfa-12569	249	8	.	.	NOUN
cjfa-12569	249	9	7397	7397	NUM
cjfa-12569	249	10	,	,	PUNCT
cjfa-12569	249	11	399	399	NUM
cjfa-12569	249	12	.	.	PUNCT
cjfa-12569	250	1	doi	doi	NOUN
cjfa-12569	250	2	:	:	PUNCT
cjfa-12569	250	3	http://dx.doi.org/10.1007/978-3-642-32946-3_29	http://dx.doi.org/10.1007/978-3-642-32946-3_29	PROPN
cjfa-12569	250	4	.	.	PUNCT
cjfa-12569	251	1	biuro	biuro	PROPN
cjfa-12569	251	2	komunikacji	komunikacji	PROPN
cjfa-12569	251	3	społecznej	społecznej	PROPN
cjfa-12569	251	4	ministerstwa	ministerstwa	PROPN
cjfa-12569	251	5	skarbu	skarbu	NOUN
cjfa-12569	251	6	państwa	państwa	NOUN
cjfa-12569	251	7	(	(	PUNCT
cjfa-12569	251	8	2014	2014	NUM
cjfa-12569	251	9	)	)	PUNCT
cjfa-12569	251	10	.	.	PUNCT
cjfa-12569	252	1	bankowość	bankowość	NOUN
cjfa-12569	252	2	mobilna	mobilna	PROPN
cjfa-12569	252	3	w	w	PROPN
cjfa-12569	252	4	polsce	polsce	NOUN
cjfa-12569	252	5	–	–	PUNCT
cjfa-12569	252	6	dynamiczny	dynamiczny	NOUN
cjfa-12569	252	7	segment	segment	NOUN
cjfa-12569	252	8	na	na	PROPN
cjfa-12569	252	9	fali	fali	PROPN
cjfa-12569	252	10	wzrostu	wzrostu	PROPN
cjfa-12569	252	11	,	,	PUNCT
cjfa-12569	252	12	https://www.msp.gov.pl/pl/przeksztalcenia/serwis-gospodarczy/wiadomosci-gospodarcze/28063,bankowosc-mobilna-w-polsce-dynamiczny-segment-na-fali-wzrostu.html	https://www.msp.gov.pl/pl/przeksztalcenia/serwis-gospodarczy/wiadomosci-gospodarcze/28063,bankowosc-mobilna-w-polsce-dynamiczny-segment-na-fali-wzrostu.html	X
cjfa-12569	252	13	(	(	PUNCT
cjfa-12569	252	14	accessed	access	VERB
cjfa-12569	252	15	:	:	PUNCT
cjfa-12569	252	16	20.07.2016	20.07.2016	NUM
cjfa-12569	252	17	)	)	PUNCT
cjfa-12569	252	18	.	.	PUNCT
cjfa-12569	253	1	brito	brito	PROPN
cjfa-12569	253	2	,	,	PUNCT
cjfa-12569	253	3	j.	j.	PROPN
cjfa-12569	253	4	&	&	CCONJ
cjfa-12569	253	5	castillo	castillo	PROPN
cjfa-12569	253	6	,	,	PUNCT
cjfa-12569	253	7	a.	a.	NOUN
cjfa-12569	253	8	(	(	PUNCT
cjfa-12569	253	9	2016	2016	NUM
cjfa-12569	253	10	)	)	PUNCT
cjfa-12569	253	11	.	.	PUNCT
cjfa-12569	254	1	bitcoin	bitcoin	PROPN
cjfa-12569	254	2	.	.	PUNCT
cjfa-12569	255	1	a	a	DET
cjfa-12569	255	2	primer	primer	NOUN
cjfa-12569	255	3	for	for	ADP
cjfa-12569	255	4	policymakers	policymaker	NOUN
cjfa-12569	255	5	,	,	PUNCT
cjfa-12569	255	6	mercatus	mercatus	NOUN
cjfa-12569	255	7	center	center	NOUN
cjfa-12569	255	8	at	at	ADP
cjfa-12569	255	9	george	george	PROPN
cjfa-12569	255	10	mason	mason	PROPN
cjfa-12569	255	11	university	university	PROPN
cjfa-12569	255	12	.	.	PUNCT
cjfa-12569	256	1	coindesk	coindesk	PROPN
cjfa-12569	256	2	(	(	PUNCT
cjfa-12569	256	3	2016	2016	NUM
cjfa-12569	256	4	)	)	PUNCT
cjfa-12569	256	5	,	,	PUNCT
cjfa-12569	256	6	who	who	PRON
cjfa-12569	256	7	is	be	AUX
cjfa-12569	256	8	satoshi	satoshi	PROPN
cjfa-12569	256	9	nakamoto	nakamoto	NOUN
cjfa-12569	256	10	,	,	PUNCT
cjfa-12569	256	11	http://www.coindesk.com/information/	http://www.coindesk.com/information/	NOUN
cjfa-12569	256	12	who	who	PRON
cjfa-12569	256	13	-	-	PUNCT
cjfa-12569	256	14	is	be	AUX
cjfa-12569	256	15	-	-	PUNCT
cjfa-12569	256	16	satoshi	satoshi	NOUN
cjfa-12569	256	17	-	-	PUNCT
cjfa-12569	256	18	nakamoto/	nakamoto/	NUM
cjfa-12569	256	19	(	(	PUNCT
cjfa-12569	256	20	accessed	access	VERB
cjfa-12569	256	21	:	:	PUNCT
cjfa-12569	256	22	26.08.2016	26.08.2016	NUM
cjfa-12569	256	23	)	)	PUNCT
cjfa-12569	256	24	.	.	PUNCT
cjfa-12569	257	1	courtois	courtois	PROPN
cjfa-12569	257	2	,	,	PUNCT
cjfa-12569	257	3	n.t	n.t	PROPN
cjfa-12569	257	4	.	.	PROPN
cjfa-12569	257	5	,	,	PUNCT
cjfa-12569	257	6	grajek	grajek	NOUN
cjfa-12569	257	7	,	,	PUNCT
cjfa-12569	257	8	m.	m.	NOUN
cjfa-12569	257	9	,	,	PUNCT
cjfa-12569	257	10	naik	naik	PROPN
cjfa-12569	257	11	,	,	PUNCT
cjfa-12569	257	12	r.	r.	PROPN
cjfa-12569	257	13	(	(	PUNCT
cjfa-12569	257	14	2014	2014	NUM
cjfa-12569	257	15	)	)	PUNCT
cjfa-12569	257	16	.	.	PUNCT
cjfa-12569	258	1	optimizing	optimize	VERB
cjfa-12569	258	2	sha256	sha256	NOUN
cjfa-12569	258	3	in	in	ADP
cjfa-12569	258	4	bitcoin	bitcoin	NOUN
cjfa-12569	258	5	mining	mining	NOUN
cjfa-12569	258	6	.	.	PUNCT
cjfa-12569	259	1	cryptography	cryptography	NOUN
cjfa-12569	259	2	and	and	CCONJ
cjfa-12569	259	3	security	security	NOUN
cjfa-12569	259	4	systems	system	NOUN
cjfa-12569	259	5	,	,	PUNCT
cjfa-12569	259	6	vol	vol	NOUN
cjfa-12569	259	7	.	.	PROPN
cjfa-12569	259	8	448	448	NUM
cjfa-12569	259	9	,	,	PUNCT
cjfa-12569	259	10	131–144	131–144	NUM
cjfa-12569	259	11	.	.	PUNCT
cjfa-12569	260	1	doi	doi	NOUN
cjfa-12569	260	2	:	:	PUNCT
cjfa-12569	261	1	http://dx.doi.org/10.1007/9783-662-44893-9_12	http://dx.doi.org/10.1007/9783-662-44893-9_12	PROPN
cjfa-12569	261	2	.	.	PUNCT
cjfa-12569	262	1	european	european	PROPN
cjfa-12569	262	2	central	central	PROPN
cjfa-12569	262	3	bank	bank	PROPN
cjfa-12569	262	4	(	(	PUNCT
cjfa-12569	262	5	2012	2012	NUM
cjfa-12569	262	6	)	)	PUNCT
cjfa-12569	262	7	,	,	PUNCT
cjfa-12569	262	8	virtual	virtual	ADJ
cjfa-12569	262	9	currency	currency	NOUN
cjfa-12569	262	10	schemes	scheme	NOUN
cjfa-12569	262	11	,	,	PUNCT
cjfa-12569	262	12	frankfurt	frankfurt	PROPN
cjfa-12569	262	13	am	be	AUX
cjfa-12569	262	14	main	main	ADJ
cjfa-12569	262	15	.	.	PUNCT
cjfa-12569	263	1	franco	franco	PROPN
cjfa-12569	263	2	,	,	PUNCT
cjfa-12569	263	3	p.	p.	NOUN
cjfa-12569	263	4	(	(	PUNCT
cjfa-12569	263	5	2015	2015	NUM
cjfa-12569	263	6	)	)	PUNCT
cjfa-12569	263	7	.	.	PUNCT
cjfa-12569	264	1	understanding	understand	VERB
cjfa-12569	264	2	bitcoin	bitcoin	NOUN
cjfa-12569	264	3	:	:	PUNCT
cjfa-12569	264	4	cryptography	cryptography	NOUN
cjfa-12569	264	5	,	,	PUNCT
cjfa-12569	264	6	engineering	engineering	NOUN
cjfa-12569	264	7	and	and	CCONJ
cjfa-12569	264	8	economics	economic	NOUN
cjfa-12569	264	9	,	,	PUNCT
cjfa-12569	264	10	wiley	wiley	NOUN
cjfa-12569	264	11	.	.	PUNCT
cjfa-12569	265	1	grover	grover	PROPN
cjfa-12569	265	2	,	,	PUNCT
cjfa-12569	265	3	e.	e.	PROPN
cjfa-12569	265	4	(	(	PUNCT
cjfa-12569	265	5	2014	2014	NUM
cjfa-12569	265	6	)	)	PUNCT
cjfa-12569	265	7	.	.	PUNCT
cjfa-12569	266	1	the	the	DET
cjfa-12569	266	2	sorrows	sorrow	NOUN
cjfa-12569	266	3	of	of	ADP
cjfa-12569	266	4	young	young	ADJ
cjfa-12569	266	5	bitcoin	bitcoin	NOUN
cjfa-12569	266	6	.	.	PUNCT
cjfa-12569	267	1	digital	digital	ADJ
cjfa-12569	267	2	transactions	transaction	NOUN
cjfa-12569	267	3	,	,	PUNCT
cjfa-12569	267	4	39–40	39–40	NUM
cjfa-12569	267	5	.	.	PUNCT
cjfa-12569	268	1	harasim	harasim	PROPN
cjfa-12569	268	2	,	,	PUNCT
cjfa-12569	268	3	j.	j.	PROPN
cjfa-12569	268	4	(	(	PUNCT
cjfa-12569	268	5	2013	2013	NUM
cjfa-12569	268	6	)	)	PUNCT
cjfa-12569	268	7	.	.	PUNCT
cjfa-12569	269	1	regulacje	regulacje	PROPN
cjfa-12569	269	2	jako	jako	PROPN
cjfa-12569	269	3	determinanta	determinanta	PROPN
cjfa-12569	269	4	rozwoju	rozwoju	PROPN
cjfa-12569	269	5	innowacji	innowacji	PROPN
cjfa-12569	269	6	na	na	PROPN
cjfa-12569	269	7	rynku	rynku	ADJ
cjfa-12569	269	8	płatności	płatności	NOUN
cjfa-12569	269	9	detalicznych	detalicznych	NOUN
cjfa-12569	269	10	.	.	PUNCT
cjfa-12569	270	1	annales	annale	NOUN
cjfa-12569	270	2	umcs	umcs	NOUN
cjfa-12569	270	3	–	–	PUNCT
cjfa-12569	270	4	sectio	sectio	NOUN
cjfa-12569	270	5	h	h	NOUN
cjfa-12569	270	6	oeconomia	oeconomia	NOUN
cjfa-12569	270	7	,	,	PUNCT
cjfa-12569	270	8	vol	vol	NOUN
cjfa-12569	270	9	.	.	PUNCT
cjfa-12569	271	1	xlvii	xlvii	PROPN
cjfa-12569	271	2	,	,	PUNCT
cjfa-12569	271	3	no	no	INTJ
cjfa-12569	271	4	.	.	NOUN
cjfa-12569	271	5	3	3	NUM
cjfa-12569	271	6	,	,	PUNCT
cjfa-12569	271	7	219–228	219–228	NUM
cjfa-12569	271	8	.	.	PUNCT
cjfa-12569	272	1	harasim	harasim	PROPN
cjfa-12569	272	2	,	,	PUNCT
cjfa-12569	272	3	j.	j.	PROPN
cjfa-12569	272	4	,	,	PUNCT
cjfa-12569	272	5	&	&	CCONJ
cjfa-12569	272	6	klimontowicz	klimontowicz	PROPN
cjfa-12569	272	7	,	,	PUNCT
cjfa-12569	272	8	m.	m.	NOUN
cjfa-12569	272	9	(	(	PUNCT
cjfa-12569	272	10	2013	2013	NUM
cjfa-12569	272	11	)	)	PUNCT
cjfa-12569	272	12	.	.	PUNCT
cjfa-12569	273	1	payment	payment	NOUN
cjfa-12569	273	2	habits	habit	NOUN
cjfa-12569	273	3	as	as	ADP
cjfa-12569	273	4	a	a	DET
cjfa-12569	273	5	determinant	determinant	NOUN
cjfa-12569	273	6	of	of	ADP
cjfa-12569	273	7	retail	retail	ADJ
cjfa-12569	273	8	payment	payment	NOUN
cjfa-12569	273	9	innovations	innovation	NOUN
cjfa-12569	273	10	diffusion	diffusion	NOUN
cjfa-12569	273	11	:	:	PUNCT
cjfa-12569	273	12	the	the	DET
cjfa-12569	273	13	case	case	NOUN
cjfa-12569	273	14	of	of	ADP
cjfa-12569	273	15	poland	poland	PROPN
cjfa-12569	273	16	.	.	PUNCT
cjfa-12569	274	1	journal	journal	PROPN
cjfa-12569	274	2	of	of	ADP
cjfa-12569	274	3	innovation	innovation	NOUN
cjfa-12569	274	4	management	management	NOUN
cjfa-12569	274	5	,	,	PUNCT
cjfa-12569	274	6	1(2	1(2	NUM
cjfa-12569	274	7	)	)	PUNCT
cjfa-12569	274	8	,	,	PUNCT
cjfa-12569	274	9	86–102	86–102	NUM
cjfa-12569	274	10	.	.	PUNCT
cjfa-12569	275	1	international	international	ADJ
cjfa-12569	275	2	monetary	monetary	ADJ
cjfa-12569	275	3	fund	fund	NOUN
cjfa-12569	275	4	(	(	PUNCT
cjfa-12569	275	5	2016	2016	NUM
cjfa-12569	275	6	)	)	PUNCT
cjfa-12569	275	7	.	.	PUNCT
cjfa-12569	276	1	virtual	virtual	ADJ
cjfa-12569	276	2	currencies	currency	NOUN
cjfa-12569	276	3	and	and	CCONJ
cjfa-12569	276	4	beyond	beyond	ADP
cjfa-12569	276	5	:	:	PUNCT
cjfa-12569	276	6	initial	initial	ADJ
cjfa-12569	276	7	considerations	consideration	NOUN
cjfa-12569	276	8	.	.	PUNCT
cjfa-12569	277	1	imf	imf	PROPN
cjfa-12569	277	2	staff	staff	PROPN
cjfa-12569	277	3	discussion	discussion	NOUN
cjfa-12569	277	4	note	note	NOUN
cjfa-12569	277	5	,	,	PUNCT
cjfa-12569	277	6	january	january	PROPN
cjfa-12569	277	7	2016	2016	NUM
cjfa-12569	277	8	.	.	PUNCT
cjfa-12569	278	1	kristoufek	kristoufek	NOUN
cjfa-12569	278	2	,	,	PUNCT
cjfa-12569	278	3	l.	l.	PROPN
cjfa-12569	278	4	(	(	PUNCT
cjfa-12569	278	5	2015	2015	NUM
cjfa-12569	278	6	)	)	PUNCT
cjfa-12569	278	7	.	.	PUNCT
cjfa-12569	279	1	what	what	PRON
cjfa-12569	279	2	are	be	AUX
cjfa-12569	279	3	the	the	DET
cjfa-12569	279	4	main	main	ADJ
cjfa-12569	279	5	drivers	driver	NOUN
cjfa-12569	279	6	of	of	ADP
cjfa-12569	279	7	the	the	DET
cjfa-12569	279	8	bitcoin	bitcoin	ADJ
cjfa-12569	279	9	price	price	NOUN
cjfa-12569	279	10	?	?	PUNCT
cjfa-12569	280	1	evidence	evidence	NOUN
cjfa-12569	280	2	from	from	ADP
cjfa-12569	280	3	wavelet	wavelet	NOUN
cjfa-12569	280	4	coherence	coherence	NOUN
cjfa-12569	280	5	analysis	analysis	NOUN
cjfa-12569	280	6	.	.	PUNCT
cjfa-12569	281	1	plos	plos	PROPN
cjfa-12569	281	2	one	one	NUM
cjfa-12569	281	3	,	,	PUNCT
cjfa-12569	281	4	10(4	10(4	NUM
cjfa-12569	281	5	)	)	PUNCT
cjfa-12569	281	6	,	,	PUNCT
cjfa-12569	281	7	e0123923	e0123923	X
cjfa-12569	281	8	.	.	PUNCT
cjfa-12569	281	9	doi	doi	PROPN
cjfa-12569	281	10	:	:	PUNCT
cjfa-12569	281	11	http://dx.doi	http://dx.doi	NOUN
cjfa-12569	281	12	.	.	PUNCT
cjfa-12569	282	1	org/10.1371	org/10.1371	PROPN
cjfa-12569	282	2	/	/	SYM
cjfa-12569	282	3	journal.pone.0123923	journal.pone.0123923	PROPN
cjfa-12569	282	4	.	.	PUNCT
cjfa-12569	282	5	li	li	PROPN
cjfa-12569	282	6	,	,	PUNCT
cjfa-12569	282	7	x.	x.	PROPN
cjfa-12569	282	8	&	&	CCONJ
cjfa-12569	282	9	wang	wang	PROPN
cjfa-12569	282	10	,	,	PUNCT
cjfa-12569	282	11	c.a	c.a	PROPN
cjfa-12569	282	12	.	.	PROPN
cjfa-12569	282	13	(	(	PUNCT
cjfa-12569	282	14	2016	2016	NUM
cjfa-12569	282	15	)	)	PUNCT
cjfa-12569	282	16	.	.	PUNCT
cjfa-12569	283	1	the	the	DET
cjfa-12569	283	2	technology	technology	NOUN
cjfa-12569	283	3	and	and	CCONJ
cjfa-12569	283	4	economic	economic	ADJ
cjfa-12569	283	5	determinants	determinant	NOUN
cjfa-12569	283	6	of	of	ADP
cjfa-12569	283	7	cryptocurrency	cryptocurrency	NOUN
cjfa-12569	283	8	exchange	exchange	NOUN
cjfa-12569	283	9	rates	rate	NOUN
cjfa-12569	283	10	:	:	PUNCT
cjfa-12569	283	11	the	the	DET
cjfa-12569	283	12	case	case	NOUN
cjfa-12569	283	13	of	of	ADP
cjfa-12569	283	14	bitcoin	bitcoin	NOUN
cjfa-12569	283	15	.	.	PUNCT
cjfa-12569	284	1	decision	decision	NOUN
cjfa-12569	284	2	support	support	NOUN
cjfa-12569	284	3	systems	system	NOUN
cjfa-12569	284	4	.	.	PUNCT
cjfa-12569	285	1	doi	doi	NOUN
cjfa-12569	285	2	:	:	PUNCT
cjfa-12569	285	3	http://dx.doi	http://dx.doi	NOUN
cjfa-12569	285	4	.	.	PUNCT
cjfa-12569	286	1	org/10.1016	org/10.1016	PROPN
cjfa-12569	286	2	/	/	SYM
cjfa-12569	286	3	j.dss.2016.12.001	j.dss.2016.12.001	PROPN
cjfa-12569	286	4	.	.	PUNCT
cjfa-12569	287	1	mikowska	mikowska	PROPN
cjfa-12569	287	2	,	,	PUNCT
cjfa-12569	287	3	m.	m.	NOUN
cjfa-12569	287	4	(	(	PUNCT
cjfa-12569	287	5	2015	2015	NUM
cjfa-12569	287	6	)	)	PUNCT
cjfa-12569	287	7	.	.	PUNCT
cjfa-12569	288	1	polska.jest.mobi	polska.jest.mobi	PROPN
cjfa-12569	288	2	2015	2015	NUM
cjfa-12569	288	3	,	,	PUNCT
cjfa-12569	288	4	http://www.tnsglobal.pl/coslychac/	http://www.tnsglobal.pl/coslychac/	PROPN
cjfa-12569	288	5	files/2015/05	files/2015/05	PROPN
cjfa-12569	288	6	/	/	SYM
cjfa-12569	288	7	polska	polska	NOUN
cjfa-12569	288	8	_	_	X
cjfa-12569	288	9	jest_mobi_2015.pdf	jest_mobi_2015.pdf	NOUN
cjfa-12569	288	10	(	(	PUNCT
cjfa-12569	288	11	accessed	access	VERB
cjfa-12569	288	12	:	:	PUNCT
cjfa-12569	288	13	17.07.2016	17.07.2016	NUM
cjfa-12569	288	14	)	)	PUNCT
cjfa-12569	288	15	.	.	PUNCT
cjfa-12569	289	1	ministry	ministry	PROPN
cjfa-12569	289	2	of	of	ADP
cjfa-12569	289	3	digital	digital	PROPN
cjfa-12569	289	4	affairs	affair	NOUN
cjfa-12569	289	5	of	of	ADP
cjfa-12569	289	6	the	the	DET
cjfa-12569	289	7	republic	republic	NOUN
cjfa-12569	289	8	of	of	ADP
cjfa-12569	289	9	poland	poland	PROPN
cjfa-12569	289	10	,	,	PUNCT
cjfa-12569	289	11	https://mc.gov.pl/projekty/odpapierowej-do-cyfrowej-polski/strumien-blockchain-i-kryptowaluty	https://mc.gov.pl/projekty/odpapierowej-do-cyfrowej-polski/strumien-blockchain-i-kryptowaluty	PROPN
cjfa-12569	289	12	(	(	PUNCT
cjfa-12569	289	13	accessed	access	VERB
cjfa-12569	289	14	:	:	PUNCT
cjfa-12569	289	15	20.01.2017	20.01.2017	NUM
cjfa-12569	289	16	)	)	PUNCT
cjfa-12569	289	17	.	.	PUNCT
cjfa-12569	290	1	moore	moore	PROPN
cjfa-12569	290	2	,	,	PUNCT
cjfa-12569	290	3	t.	t.	PROPN
cjfa-12569	290	4	(	(	PUNCT
cjfa-12569	290	5	2013	2013	NUM
cjfa-12569	290	6	)	)	PUNCT
cjfa-12569	290	7	.	.	PUNCT
cjfa-12569	291	1	the	the	DET
cjfa-12569	291	2	promise	promise	NOUN
cjfa-12569	291	3	and	and	CCONJ
cjfa-12569	291	4	perils	peril	NOUN
cjfa-12569	291	5	of	of	ADP
cjfa-12569	291	6	digital	digital	ADJ
cjfa-12569	291	7	currencies	currency	NOUN
cjfa-12569	291	8	.	.	PUNCT
cjfa-12569	292	1	international	international	ADJ
cjfa-12569	292	2	journal	journal	NOUN
cjfa-12569	292	3	of	of	ADP
cjfa-12569	292	4	critical	critical	ADJ
cjfa-12569	292	5	infrastructure	infrastructure	NOUN
cjfa-12569	292	6	protection	protection	NOUN
cjfa-12569	292	7	,	,	PUNCT
cjfa-12569	292	8	vol	vol	NOUN
cjfa-12569	292	9	.	.	PROPN
cjfa-12569	292	10	6	6	NUM
cjfa-12569	292	11	,	,	PUNCT
cjfa-12569	292	12	147–149	147–149	NUM
cjfa-12569	292	13	.	.	PUNCT
cjfa-12569	293	1	doi	doi	NOUN
cjfa-12569	293	2	:	:	PUNCT
cjfa-12569	293	3	http://dx.doi.org/10.1016/j	http://dx.doi.org/10.1016/j	PROPN
cjfa-12569	293	4	.	.	NOUN
cjfa-12569	293	5	ijcip.2013.08.002	ijcip.2013.08.002	NOUN
cjfa-12569	293	6	.	.	PROPN
cjfa-12569	293	7	nakamoto	nakamoto	PROPN
cjfa-12569	293	8	,	,	PUNCT
cjfa-12569	293	9	s.	s.	PROPN
cjfa-12569	293	10	(	(	PUNCT
cjfa-12569	293	11	2008	2008	NUM
cjfa-12569	293	12	)	)	PUNCT
cjfa-12569	293	13	,	,	PUNCT
cjfa-12569	293	14	bitcoin	bitcoin	VERB
cjfa-12569	293	15	:	:	PUNCT
cjfa-12569	293	16	a	a	DET
cjfa-12569	293	17	peer	peer	NOUN
cjfa-12569	293	18	-	-	PUNCT
cjfa-12569	293	19	to	to	ADP
cjfa-12569	293	20	-	-	PUNCT
cjfa-12569	293	21	peer	peer	NOUN
cjfa-12569	293	22	electronic	electronic	ADJ
cjfa-12569	293	23	cash	cash	NOUN
cjfa-12569	293	24	system	system	NOUN
cjfa-12569	293	25	,	,	PUNCT
cjfa-12569	293	26	https://bitcoin	https://bitcoin	X
cjfa-12569	293	27	.	.	PUNCT
cjfa-12569	293	28	org	org	NOUN
cjfa-12569	293	29	/	/	SYM
cjfa-12569	293	30	bitcoin.pdf	bitcoin.pdf	NOUN
cjfa-12569	293	31	(	(	PUNCT
cjfa-12569	293	32	accessed	access	VERB
cjfa-12569	293	33	:	:	PUNCT
cjfa-12569	293	34	06.05.2016	06.05.2016	NUM
cjfa-12569	293	35	)	)	PUNCT
cjfa-12569	293	36	.	.	PUNCT
cjfa-12569	294	1	fields	field	NOUN
cjfa-12569	294	2	of	of	ADP
cjfa-12569	294	3	potential	potential	ADJ
cjfa-12569	294	4	use	use	NOUN
cjfa-12569	294	5	of	of	ADP
cjfa-12569	294	6	cryptocurrencies	cryptocurrencie	NOUN
cjfa-12569	294	7	…	…	PUNCT
cjfa-12569	294	8	217	217	NUM
cjfa-12569	294	9	nian	nian	ADJ
cjfa-12569	294	10	,	,	PUNCT
cjfa-12569	294	11	l.p	l.p	PROPN
cjfa-12569	294	12	.	.	PROPN
cjfa-12569	294	13	&	&	CCONJ
cjfa-12569	294	14	chuen	chuen	PROPN
cjfa-12569	294	15	,	,	PUNCT
cjfa-12569	294	16	d.l.k	d.l.k	PROPN
cjfa-12569	294	17	.	.	PUNCT
cjfa-12569	294	18	(	(	PUNCT
cjfa-12569	294	19	2015	2015	NUM
cjfa-12569	294	20	)	)	PUNCT
cjfa-12569	294	21	.	.	PUNCT
cjfa-12569	295	1	introduction	introduction	NOUN
cjfa-12569	295	2	to	to	PART
cjfa-12569	295	3	bitcoin	bitcoin	VERB
cjfa-12569	295	4	.	.	PUNCT
cjfa-12569	296	1	in	in	ADP
cjfa-12569	296	2	d.l.k	d.l.k	PROPN
cjfa-12569	296	3	.	.	PUNCT
cjfa-12569	297	1	chuen	chuen	PROPN
cjfa-12569	297	2	(	(	PUNCT
cjfa-12569	297	3	ed	ed	NOUN
cjfa-12569	297	4	.	.	PUNCT
cjfa-12569	297	5	)	)	PUNCT
cjfa-12569	297	6	,	,	PUNCT
cjfa-12569	297	7	handbook	handbook	NOUN
cjfa-12569	297	8	of	of	ADP
cjfa-12569	297	9	digital	digital	ADJ
cjfa-12569	297	10	currency	currency	NOUN
cjfa-12569	297	11	.	.	PUNCT
cjfa-12569	298	1	bitcoin	bitcoin	NOUN
cjfa-12569	298	2	,	,	PUNCT
cjfa-12569	298	3	innovation	innovation	NOUN
cjfa-12569	298	4	,	,	PUNCT
cjfa-12569	298	5	financial	financial	ADJ
cjfa-12569	298	6	instruments	instrument	NOUN
cjfa-12569	298	7	,	,	PUNCT
cjfa-12569	298	8	and	and	CCONJ
cjfa-12569	298	9	big	big	ADJ
cjfa-12569	298	10	data	datum	NOUN
cjfa-12569	298	11	,	,	PUNCT
cjfa-12569	298	12	elsevier	elsevier	NOUN
cjfa-12569	298	13	.	.	PUNCT
cjfa-12569	298	14	ober	ober	PROPN
cjfa-12569	298	15	,	,	PUNCT
cjfa-12569	298	16	m.	m.	NOUN
cjfa-12569	298	17	,	,	PUNCT
cjfa-12569	298	18	katzenbeisser	katzenbeisser	NOUN
cjfa-12569	298	19	s.	s.	PROPN
cjfa-12569	298	20	,	,	PUNCT
cjfa-12569	298	21	hamacher	hamacher	PROPN
cjfa-12569	298	22	k.	k.	PROPN
cjfa-12569	298	23	(	(	PUNCT
cjfa-12569	298	24	2013	2013	NUM
cjfa-12569	298	25	)	)	PUNCT
cjfa-12569	298	26	.	.	PUNCT
cjfa-12569	299	1	structure	structure	NOUN
cjfa-12569	299	2	and	and	CCONJ
cjfa-12569	299	3	anonymity	anonymity	NOUN
cjfa-12569	299	4	of	of	ADP
cjfa-12569	299	5	the	the	DET
cjfa-12569	299	6	bitcoin	bitcoin	ADJ
cjfa-12569	299	7	transaction	transaction	NOUN
cjfa-12569	299	8	graph	graph	NOUN
cjfa-12569	299	9	.	.	PUNCT
cjfa-12569	300	1	future	future	ADJ
cjfa-12569	300	2	internet	internet	NOUN
cjfa-12569	300	3	,	,	PUNCT
cjfa-12569	300	4	5(2	5(2	NUM
cjfa-12569	300	5	)	)	PUNCT
cjfa-12569	300	6	,	,	PUNCT
cjfa-12569	300	7	237–250	237–250	NUM
cjfa-12569	300	8	.	.	PUNCT
cjfa-12569	301	1	doi	doi	NOUN
cjfa-12569	301	2	:	:	PUNCT
cjfa-12569	301	3	http://dx.doi.org/10.3390/	http://dx.doi.org/10.3390/	PROPN
cjfa-12569	301	4	fi5020237	fi5020237	PROPN
cjfa-12569	301	5	.	.	PUNCT
cjfa-12569	302	1	polasik	polasik	PROPN
cjfa-12569	302	2	,	,	PUNCT
cjfa-12569	302	3	m.	m.	NOUN
cjfa-12569	302	4	(	(	PUNCT
cjfa-12569	302	5	2014	2014	NUM
cjfa-12569	302	6	)	)	PUNCT
cjfa-12569	302	7	.	.	PUNCT
cjfa-12569	303	1	perspektywy	perspektywy	PROPN
cjfa-12569	303	2	rozwoju	rozwoju	PROPN
cjfa-12569	303	3	mobilnych	mobilnych	PROPN
cjfa-12569	303	4	płatności	płatności	PROPN
cjfa-12569	303	5	nfc	nfc	NOUN
cjfa-12569	303	6	na	na	ADP
cjfa-12569	303	7	rynku	rynku	ADJ
cjfa-12569	303	8	polskim	polskim	PROPN
cjfa-12569	303	9	.	.	PUNCT
cjfa-12569	304	1	annales	annale	NOUN
cjfa-12569	304	2	umcs	umcs	NOUN
cjfa-12569	304	3	–	–	PUNCT
cjfa-12569	304	4	sectio	sectio	NOUN
cjfa-12569	304	5	h	h	NOUN
cjfa-12569	304	6	oeconomia	oeconomia	NOUN
cjfa-12569	304	7	,	,	PUNCT
cjfa-12569	304	8	vol	vol	NOUN
cjfa-12569	304	9	.	.	PUNCT
cjfa-12569	305	1	xlviii	xlviii	PROPN
cjfa-12569	305	2	,	,	PUNCT
cjfa-12569	305	3	no	no	INTJ
cjfa-12569	305	4	.	.	NOUN
cjfa-12569	305	5	4	4	NUM
cjfa-12569	305	6	,	,	PUNCT
cjfa-12569	305	7	197–207	197–207	NUM
cjfa-12569	305	8	.	.	PUNCT
cjfa-12569	306	1	doi	doi	NOUN
cjfa-12569	306	2	:	:	PUNCT
cjfa-12569	306	3	http://dx.doi	http://dx.doi	NOUN
cjfa-12569	306	4	.	.	PUNCT
cjfa-12569	307	1	org/10.17951	org/10.17951	NOUN
cjfa-12569	307	2	/	/	SYM
cjfa-12569	307	3	h.2014.48.4.197	h.2014.48.4.197	PROPN
cjfa-12569	307	4	.	.	PUNCT
cjfa-12569	307	5	polasik	polasik	PROPN
cjfa-12569	307	6	,	,	PUNCT
cjfa-12569	307	7	m.	m.	NOUN
cjfa-12569	307	8	,	,	PUNCT
cjfa-12569	307	9	piotrowski	piotrowski	PROPN
cjfa-12569	307	10	,	,	PUNCT
cjfa-12569	307	11	d.	d.	PROPN
cjfa-12569	307	12	(	(	PUNCT
cjfa-12569	307	13	2016	2016	NUM
cjfa-12569	307	14	)	)	PUNCT
cjfa-12569	307	15	.	.	PUNCT
cjfa-12569	308	1	payment	payment	NOUN
cjfa-12569	308	2	innovations	innovation	NOUN
cjfa-12569	308	3	in	in	ADP
cjfa-12569	308	4	poland	poland	PROPN
cjfa-12569	308	5	:	:	PUNCT
cjfa-12569	308	6	the	the	DET
cjfa-12569	308	7	role	role	NOUN
cjfa-12569	308	8	of	of	ADP
cjfa-12569	308	9	payment	payment	NOUN
cjfa-12569	308	10	services	service	NOUN
cjfa-12569	308	11	in	in	ADP
cjfa-12569	308	12	the	the	DET
cjfa-12569	308	13	strategies	strategy	NOUN
cjfa-12569	308	14	of	of	ADP
cjfa-12569	308	15	commercial	commercial	ADJ
cjfa-12569	308	16	banks	bank	NOUN
cjfa-12569	308	17	.	.	PUNCT
cjfa-12569	309	1	ekonomia	ekonomia	PROPN
cjfa-12569	309	2	i	i	PRON
cjfa-12569	309	3	prawo	prawo	PROPN
cjfa-12569	309	4	.	.	PUNCT
cjfa-12569	310	1	economics	economic	NOUN
cjfa-12569	310	2	and	and	CCONJ
cjfa-12569	310	3	law	law	NOUN
cjfa-12569	310	4	,	,	PUNCT
cjfa-12569	310	5	15(1	15(1	NUM
cjfa-12569	310	6	)	)	PUNCT
cjfa-12569	310	7	,	,	PUNCT
cjfa-12569	310	8	73–101	73–101	PROPN
cjfa-12569	310	9	.	.	PUNCT
cjfa-12569	311	1	doi	doi	PROPN
cjfa-12569	311	2	:	:	PUNCT
cjfa-12569	311	3	http://dx.doi.org/10.12775/eip.2016.006	http://dx.doi.org/10.12775/eip.2016.006	ADJ
cjfa-12569	311	4	.	.	PUNCT
cjfa-12569	312	1	polasik	polasik	PROPN
cjfa-12569	312	2	m.	m.	NOUN
cjfa-12569	312	3	,	,	PUNCT
cjfa-12569	312	4	piotrowska	piotrowska	PROPN
cjfa-12569	312	5	a.i	a.i	PROPN
cjfa-12569	312	6	.	.	PROPN
cjfa-12569	312	7	,	,	PUNCT
cjfa-12569	312	8	kumkowska	kumkowska	PROPN
cjfa-12569	312	9	n.	n.	PROPN
cjfa-12569	312	10	(	(	PUNCT
cjfa-12569	312	11	2015	2015	NUM
cjfa-12569	312	12	)	)	PUNCT
cjfa-12569	312	13	,	,	PUNCT
cjfa-12569	312	14	rozwój	rozwój	PROPN
cjfa-12569	312	15	przez	przez	PROPN
cjfa-12569	312	16	innowacje	innowacje	PROPN
cjfa-12569	312	17	czy	czy	PROPN
cjfa-12569	312	18	efekt	efekt	PROPN
cjfa-12569	312	19	skali	skali	VERB
cjfa-12569	312	20	?	?	PUNCT
cjfa-12569	313	1	badanie	badanie	PROPN
cjfa-12569	313	2	uczestników	uczestników	PROPN
cjfa-12569	313	3	polskiego	polskiego	PROPN
cjfa-12569	313	4	systemu	systemu	PROPN
cjfa-12569	313	5	płatniczego	płatniczego	PROPN
cjfa-12569	313	6	,	,	PUNCT
cjfa-12569	313	7	raport	raport	NOUN
cjfa-12569	313	8	badawczy	badawczy	ADJ
cjfa-12569	313	9	,	,	PUNCT
cjfa-12569	313	10	alterum	alterum	ADJ
cjfa-12569	313	11	–	–	PUNCT
cjfa-12569	313	12	ośrodek	ośrodek	NOUN
cjfa-12569	313	13	badań	badań	NOUN
cjfa-12569	313	14	i	i	PROPN
cjfa-12569	313	15	analiz	analiz	PROPN
cjfa-12569	313	16	systemu	systemu	PROPN
cjfa-12569	313	17	finansowego	finansowego	PROPN
cjfa-12569	313	18	,	,	PUNCT
cjfa-12569	313	19	warszawski	warszawski	NOUN
cjfa-12569	313	20	instytut	instytut	PROPN
cjfa-12569	313	21	bankowości	bankowości	PROPN
cjfa-12569	313	22	,	,	PUNCT
cjfa-12569	313	23	warszawa	warszawa	PROPN
cjfa-12569	313	24	.	.	PUNCT
cjfa-12569	314	1	polasik	polasik	PROPN
cjfa-12569	314	2	,	,	PUNCT
cjfa-12569	314	3	m.	m.	NOUN
cjfa-12569	314	4	,	,	PUNCT
cjfa-12569	314	5	piotrowska	piotrowska	PROPN
cjfa-12569	314	6	,	,	PUNCT
cjfa-12569	314	7	a.	a.	PROPN
cjfa-12569	314	8	,	,	PUNCT
cjfa-12569	314	9	wisniewski	wisniewski	PROPN
cjfa-12569	314	10	,	,	PUNCT
cjfa-12569	314	11	t.p	t.p	PROPN
cjfa-12569	314	12	.	.	PROPN
cjfa-12569	314	13	,	,	PUNCT
cjfa-12569	314	14	kotkowski	kotkowski	PROPN
cjfa-12569	314	15	,	,	PUNCT
cjfa-12569	314	16	r.	r.	PROPN
cjfa-12569	314	17	,	,	PUNCT
cjfa-12569	314	18	lightfoot	lightfoot	PROPN
cjfa-12569	314	19	,	,	PUNCT
cjfa-12569	314	20	g.	g.	PROPN
cjfa-12569	314	21	(	(	PUNCT
cjfa-12569	314	22	2015	2015	NUM
cjfa-12569	314	23	)	)	PUNCT
cjfa-12569	314	24	.	.	PUNCT
cjfa-12569	315	1	price	price	NOUN
cjfa-12569	315	2	fluctuations	fluctuation	NOUN
cjfa-12569	315	3	and	and	CCONJ
cjfa-12569	315	4	the	the	DET
cjfa-12569	315	5	use	use	NOUN
cjfa-12569	315	6	of	of	ADP
cjfa-12569	315	7	bitcoin	bitcoin	NOUN
cjfa-12569	315	8	:	:	PUNCT
cjfa-12569	315	9	an	an	DET
cjfa-12569	315	10	empirical	empirical	ADJ
cjfa-12569	315	11	inquiry	inquiry	NOUN
cjfa-12569	315	12	.	.	PUNCT
cjfa-12569	316	1	international	international	ADJ
cjfa-12569	316	2	journal	journal	PROPN
cjfa-12569	316	3	of	of	ADP
cjfa-12569	316	4	electronic	electronic	ADJ
cjfa-12569	316	5	commerce	commerce	NOUN
cjfa-12569	316	6	,	,	PUNCT
cjfa-12569	316	7	20(1	20(1	NUM
cjfa-12569	316	8	)	)	PUNCT
cjfa-12569	316	9	,	,	PUNCT
cjfa-12569	316	10	9–49	9–49	NOUN
cjfa-12569	316	11	.	.	PUNCT
cjfa-12569	317	1	doi	doi	PROPN
cjfa-12569	317	2	:	:	PUNCT
cjfa-12569	317	3	http://dx.doi.org/10.1080/10864415.2016	http://dx.doi.org/10.1080/10864415.2016	PROPN
cjfa-12569	317	4	.	.	PUNCT
cjfa-12569	318	1	1061413	1061413	NUM
cjfa-12569	318	2	.	.	PUNCT
cjfa-12569	319	1	selgin	selgin	PROPN
cjfa-12569	319	2	,	,	PUNCT
cjfa-12569	319	3	g.	g.	PROPN
cjfa-12569	319	4	(	(	PUNCT
cjfa-12569	319	5	2015	2015	NUM
cjfa-12569	319	6	)	)	PUNCT
cjfa-12569	319	7	.	.	PUNCT
cjfa-12569	320	1	synthetic	synthetic	ADJ
cjfa-12569	320	2	commodity	commodity	NOUN
cjfa-12569	320	3	money	money	NOUN
cjfa-12569	320	4	.	.	PUNCT
cjfa-12569	321	1	journal	journal	PROPN
cjfa-12569	321	2	of	of	ADP
cjfa-12569	321	3	financial	financial	ADJ
cjfa-12569	321	4	stability	stability	NOUN
cjfa-12569	321	5	,	,	PUNCT
cjfa-12569	321	6	vol	vol	NOUN
cjfa-12569	321	7	.	.	PROPN
cjfa-12569	321	8	17	17	NUM
cjfa-12569	321	9	,	,	PUNCT
cjfa-12569	321	10	92	92	NUM
cjfa-12569	321	11	–	–	SYM
cjfa-12569	321	12	99	99	NUM
cjfa-12569	321	13	.	.	PUNCT
cjfa-12569	321	14	doi	doi	NOUN
cjfa-12569	321	15	:	:	PUNCT
cjfa-12569	321	16	http://dx.doi.org/10.1016/j.jfs.2014.07.002	http://dx.doi.org/10.1016/j.jfs.2014.07.002	PROPN
cjfa-12569	321	17	.	.	PUNCT
cjfa-12569	322	1	sieroń	sieroń	PROPN
cjfa-12569	322	2	,	,	PUNCT
cjfa-12569	322	3	a.	a.	NOUN
cjfa-12569	322	4	(	(	PUNCT
cjfa-12569	322	5	2013	2013	NUM
cjfa-12569	322	6	)	)	PUNCT
cjfa-12569	322	7	.	.	PUNCT
cjfa-12569	323	1	czym	czym	PROPN
cjfa-12569	323	2	jest	jest	PROPN
cjfa-12569	323	3	bitcoin	bitcoin	PROPN
cjfa-12569	323	4	?	?	PUNCT
cjfa-12569	324	1	ekonomia	ekonomia	NOUN
cjfa-12569	324	2	–	–	PUNCT
cjfa-12569	324	3	wroclaw	wroclaw	PROPN
cjfa-12569	324	4	economic	economic	PROPN
cjfa-12569	324	5	review	review	PROPN
cjfa-12569	324	6	.	.	PUNCT
cjfa-12569	325	1	acta	acta	PROPN
cjfa-12569	325	2	universitatis	universitatis	PROPN
cjfa-12569	325	3	wratislaviensis	wratislaviensis	PROPN
cjfa-12569	325	4	,	,	PUNCT
cjfa-12569	325	5	19(4	19(4	NOUN
cjfa-12569	325	6	)	)	PUNCT
cjfa-12569	325	7	,	,	PUNCT
cjfa-12569	325	8	31–51	31–51	NUM
cjfa-12569	325	9	.	.	PUNCT
cjfa-12569	326	1	świecka	świecka	PROPN
cjfa-12569	326	2	,	,	PUNCT
cjfa-12569	326	3	b.	b.	PROPN
cjfa-12569	326	4	(	(	PUNCT
cjfa-12569	326	5	2015	2015	NUM
cjfa-12569	326	6	)	)	PUNCT
cjfa-12569	326	7	.	.	PUNCT
cjfa-12569	327	1	płatności	płatności	PROPN
cjfa-12569	327	2	mobilne	mobilne	PROPN
cjfa-12569	327	3	jako	jako	PROPN
cjfa-12569	327	4	innowacje	innowacje	PROPN
cjfa-12569	327	5	na	na	PROPN
cjfa-12569	327	6	rynku	rynku	ADJ
cjfa-12569	327	7	detalicznych	detalicznych	NOUN
cjfa-12569	327	8	płatności	płatności	NOUN
cjfa-12569	327	9	bezgotówkowych	bezgotówkowych	NOUN
cjfa-12569	327	10	.	.	PUNCT
cjfa-12569	328	1	problemy	problemy	PROPN
cjfa-12569	328	2	zarządzania	zarządzania	PROPN
cjfa-12569	328	3	,	,	PUNCT
cjfa-12569	328	4	13(3	13(3	NUM
cjfa-12569	328	5	)	)	PUNCT
cjfa-12569	328	6	,	,	PUNCT
cjfa-12569	328	7	29–40	29–40	NUM
cjfa-12569	328	8	.	.	PUNCT
cjfa-12569	329	1	doi	doi	NOUN
cjfa-12569	329	2	:	:	PUNCT
cjfa-12569	329	3	http://dx.doi	http://dx.doi	PROPN
cjfa-12569	329	4	.	.	PUNCT
cjfa-12569	330	1	org/10.7172/1644	org/10.7172/1644	PROPN
cjfa-12569	330	2	-	-	PUNCT
cjfa-12569	330	3	9584.54.2	9584.54.2	NUM
cjfa-12569	330	4	.	.	PUNCT
cjfa-12569	331	1	vasek	vasek	PROPN
cjfa-12569	331	2	,	,	PUNCT
cjfa-12569	331	3	m.	m.	NOUN
cjfa-12569	331	4	,	,	PUNCT
cjfa-12569	331	5	thornton	thornton	PROPN
cjfa-12569	331	6	,	,	PUNCT
cjfa-12569	331	7	m.	m.	NOUN
cjfa-12569	331	8	,	,	PUNCT
cjfa-12569	331	9	moore	moore	PROPN
cjfa-12569	331	10	t.	t.	PROPN
cjfa-12569	331	11	(	(	PUNCT
cjfa-12569	331	12	2014	2014	NUM
cjfa-12569	331	13	)	)	PUNCT
cjfa-12569	331	14	.	.	PUNCT
cjfa-12569	332	1	empirical	empirical	ADJ
cjfa-12569	332	2	analysis	analysis	NOUN
cjfa-12569	332	3	of	of	ADP
cjfa-12569	332	4	denial	denial	NOUN
cjfa-12569	332	5	-	-	PUNCT
cjfa-12569	332	6	of	of	ADP
cjfa-12569	332	7	-	-	PUNCT
cjfa-12569	332	8	service	service	NOUN
cjfa-12569	332	9	attacks	attack	NOUN
cjfa-12569	332	10	in	in	ADP
cjfa-12569	332	11	the	the	DET
cjfa-12569	332	12	bitcoin	bitcoin	ADJ
cjfa-12569	332	13	ecosystem	ecosystem	NOUN
cjfa-12569	332	14	.	.	PUNCT
cjfa-12569	333	1	financial	financial	ADJ
cjfa-12569	333	2	cryptography	cryptography	NOUN
cjfa-12569	333	3	and	and	CCONJ
cjfa-12569	333	4	data	datum	NOUN
cjfa-12569	333	5	security	security	NOUN
cjfa-12569	333	6	,	,	PUNCT
cjfa-12569	333	7	vol	vol	NOUN
cjfa-12569	333	8	.	.	PROPN
cjfa-12569	333	9	8438	8438	NUM
cjfa-12569	333	10	,	,	PUNCT
cjfa-12569	333	11	57–71	57–71	NUM
cjfa-12569	333	12	.	.	PUNCT
cjfa-12569	334	1	doi	doi	NOUN
cjfa-12569	334	2	:	:	PUNCT
cjfa-12569	334	3	http://dx.doi.org/10.1007/978-3-662-44774-1_5	http://dx.doi.org/10.1007/978-3-662-44774-1_5	INTJ
cjfa-12569	334	4	.	.	PUNCT
cjfa-12569	335	1	world	world	NOUN
cjfa-12569	335	2	payment	payment	NOUN
cjfa-12569	335	3	report	report	NOUN
cjfa-12569	335	4	2013	2013	NUM
cjfa-12569	335	5	(	(	PUNCT
cjfa-12569	335	6	2013	2013	NUM
cjfa-12569	335	7	)	)	PUNCT
cjfa-12569	335	8	.	.	PUNCT
cjfa-12569	336	1	capgemini	capgemini	PROPN
cjfa-12569	336	2	,	,	PUNCT
cjfa-12569	336	3	the	the	DET
cjfa-12569	336	4	royal	royal	PROPN
cjfa-12569	336	5	bank	bank	PROPN
cjfa-12569	336	6	of	of	ADP
cjfa-12569	336	7	scotland	scotland	PROPN
cjfa-12569	336	8	.	.	PUNCT
cjfa-12569	337	1	world	world	NOUN
cjfa-12569	337	2	payment	payment	NOUN
cjfa-12569	337	3	report	report	NOUN
cjfa-12569	337	4	2015	2015	NUM
cjfa-12569	337	5	(	(	PUNCT
cjfa-12569	337	6	2015	2015	NUM
cjfa-12569	337	7	)	)	PUNCT
cjfa-12569	337	8	.	.	PUNCT
cjfa-12569	338	1	capgemini	capgemini	PROPN
cjfa-12569	338	2	,	,	PUNCT
cjfa-12569	338	3	the	the	DET
cjfa-12569	338	4	royal	royal	PROPN
cjfa-12569	338	5	bank	bank	PROPN
cjfa-12569	338	6	of	of	ADP
cjfa-12569	338	7	scotland	scotland	PROPN
cjfa-12569	338	8	.	.	PUNCT
cjfa-12569	339	1	yermack	yermack	PROPN
cjfa-12569	339	2	,	,	PUNCT
cjfa-12569	339	3	d.	d.	PROPN
cjfa-12569	339	4	(	(	PUNCT
cjfa-12569	339	5	2013	2013	NUM
cjfa-12569	339	6	)	)	PUNCT
cjfa-12569	339	7	.	.	PUNCT
cjfa-12569	340	1	is	be	AUX
cjfa-12569	340	2	bitcoin	bitcoin	VERB
cjfa-12569	340	3	a	a	DET
cjfa-12569	340	4	real	real	ADJ
cjfa-12569	340	5	currency	currency	NOUN
cjfa-12569	340	6	?	?	PUNCT
cjfa-12569	341	1	an	an	DET
cjfa-12569	341	2	economic	economic	ADJ
cjfa-12569	341	3	appraisal	appraisal	NOUN
cjfa-12569	341	4	.	.	PUNCT
cjfa-12569	342	1	nber	nber	PROPN
cjfa-12569	342	2	working	working	PROPN
cjfa-12569	342	3	paper	paper	PROPN
cjfa-12569	342	4	series	series	NOUN
cjfa-12569	342	5	,	,	PUNCT
cjfa-12569	342	6	no	no	INTJ
cjfa-12569	342	7	.	.	NOUN
cjfa-12569	342	8	19747	19747	NUM
cjfa-12569	342	9	.	.	PUNCT
cjfa-12569	343	1	50	50	NUM
cjfa-12569	343	2	największych	największych	VERB
cjfa-12569	343	3	banków	banków	PROPN
cjfa-12569	343	4	w	w	PROPN
cjfa-12569	343	5	polsce	polsce	PROPN
cjfa-12569	343	6	2015	2015	NUM
cjfa-12569	343	7	(	(	PUNCT
cjfa-12569	343	8	2015	2015	NUM
cjfa-12569	343	9	)	)	PUNCT
cjfa-12569	343	10	.	.	PUNCT
cjfa-12569	344	1	miesięcznik	miesięcznik	NOUN
cjfa-12569	344	2	finansowy	finansowy	PROPN
cjfa-12569	344	3	bank	bank	PROPN
cjfa-12569	344	4	,	,	PUNCT
cjfa-12569	344	5	http://	http://	PROPN
cjfa-12569	344	6	www.alebank.pl//images/stories/pdf/bank/2015/2015.06/bank.2015.06.034041.pdf	www.alebank.pl//images/stories/pdf/bank/2015/2015.06/bank.2015.06.034041.pdf	PROPN
cjfa-12569	344	7	(	(	PUNCT
cjfa-12569	344	8	accessed:14.06.2016	accessed:14.06.2016	PROPN
cjfa-12569	344	9	)	)	PUNCT
cjfa-12569	344	10	.	.	PUNCT