id	sid	tid	token	lemma	pos
cjfa-17218	1	1	copernican	copernican	PROPN
cjfa-17218	1	2	journal	journal	PROPN
cjfa-17218	1	3	of	of	ADP
cjfa-17218	1	4	finance	finance	PROPN
cjfa-17218	1	5	&	&	CCONJ
cjfa-17218	1	6	accounting	accounting	PROPN
cjfa-17218	1	7	e	e	PROPN
cjfa-17218	1	8	-	-	PROPN
cjfa-17218	1	9	issn	issn	PROPN
cjfa-17218	1	10	2300	2300	NUM
cjfa-17218	1	11	-	-	SYM
cjfa-17218	1	12	3065	3065	NUM
cjfa-17218	1	13	p	p	PROPN
cjfa-17218	1	14	-	-	PUNCT
cjfa-17218	1	15	issn	issn	PROPN
cjfa-17218	1	16	2300	2300	NUM
cjfa-17218	1	17	-	-	SYM
cjfa-17218	1	18	12402017	12402017	NUM
cjfa-17218	1	19	,	,	PUNCT
cjfa-17218	1	20	volume	volume	NOUN
cjfa-17218	1	21	6	6	NUM
cjfa-17218	1	22	,	,	PUNCT
cjfa-17218	1	23	issue	issue	NOUN
cjfa-17218	1	24	4	4	NUM
cjfa-17218	1	25	date	date	NOUN
cjfa-17218	1	26	of	of	ADP
cjfa-17218	1	27	submission	submission	NOUN
cjfa-17218	1	28	:	:	PUNCT
cjfa-17218	1	29	march	march	PROPN
cjfa-17218	1	30	13	13	NUM
cjfa-17218	1	31	,	,	PUNCT
cjfa-17218	1	32	2018	2018	NUM
cjfa-17218	1	33	;	;	PUNCT
cjfa-17218	1	34	date	date	NOUN
cjfa-17218	1	35	of	of	ADP
cjfa-17218	1	36	acceptance	acceptance	NOUN
cjfa-17218	1	37	:	:	PUNCT
cjfa-17218	1	38	april	april	PROPN
cjfa-17218	1	39	10	10	NUM
cjfa-17218	1	40	,	,	PUNCT
cjfa-17218	1	41	2018	2018	NUM
cjfa-17218	1	42	.	.	PUNCT
cjfa-17218	2	1	*	*	PUNCT
cjfa-17218	2	2	contact	contact	NOUN
cjfa-17218	2	3	information	information	NOUN
cjfa-17218	2	4	:	:	PUNCT
cjfa-17218	2	5	marta.jakubowska.umk@gmail.com	marta.jakubowska.umk@gmail.com	PROPN
cjfa-17218	2	6	,	,	PUNCT
cjfa-17218	2	7	nicolaus	nicolaus	PROPN
cjfa-17218	2	8	copernicus	copernicus	PROPN
cjfa-17218	2	9	university	university	PROPN
cjfa-17218	2	10	in	in	ADP
cjfa-17218	2	11	toruń	toruń	PROPN
cjfa-17218	2	12	,	,	PUNCT
cjfa-17218	2	13	gagarina	gagarina	NOUN
cjfa-17218	2	14	13a	13a	NOUN
cjfa-17218	2	15	,	,	PUNCT
cjfa-17218	2	16	87	87	NUM
cjfa-17218	2	17	-	-	SYM
cjfa-17218	2	18	100	100	NUM
cjfa-17218	2	19	toruń	toruń	NOUN
cjfa-17218	2	20	,	,	PUNCT
cjfa-17218	2	21	poland	poland	PROPN
cjfa-17218	2	22	,	,	PUNCT
cjfa-17218	2	23	phone	phone	NOUN
cjfa-17218	2	24	:	:	PUNCT
cjfa-17218	2	25	+48	+48	NUM
cjfa-17218	2	26	56	56	NUM
cjfa-17218	2	27	611	611	NUM
cjfa-17218	2	28	46	46	NUM
cjfa-17218	2	29	34	34	NUM
cjfa-17218	2	30	;	;	PUNCT
cjfa-17218	2	31	orcid	orcid	PROPN
cjfa-17218	3	1	i	i	NOUN
cjfa-17218	3	2	d	d	NOUN
cjfa-17218	3	3	:	:	PUNCT
cjfa-17218	3	4	https://orcid.org/0000-0001-9067-4524	https://orcid.org/0000-0001-9067-4524	ADJ
cjfa-17218	3	5	.	.	PUNCT
cjfa-17218	4	1	this	this	DET
cjfa-17218	4	2	work	work	NOUN
cjfa-17218	4	3	is	be	AUX
cjfa-17218	4	4	supported	support	VERB
cjfa-17218	4	5	by	by	ADP
cjfa-17218	4	6	the	the	DET
cjfa-17218	4	7	polish	polish	ADJ
cjfa-17218	4	8	national	national	PROPN
cjfa-17218	4	9	science	science	PROPN
cjfa-17218	4	10	center	center	PROPN
cjfa-17218	4	11	poland	poland	PROPN
cjfa-17218	4	12	under	under	ADP
cjfa-17218	4	13	grant	grant	NOUN
cjfa-17218	4	14	no	no	NOUN
cjfa-17218	4	15	.	.	NOUN
cjfa-17218	4	16	2017/26	2017/26	NUM
cjfa-17218	4	17	/	/	SYM
cjfa-17218	4	18	e/	e/	NOUN
cjfa-17218	4	19	hs4/00858	hs4/00858	X
cjfa-17218	4	20	.	.	PUNCT
cjfa-17218	5	1	jakubowska	jakubowska	PROPN
cjfa-17218	5	2	,	,	PUNCT
cjfa-17218	5	3	m.	m.	NOUN
cjfa-17218	5	4	(	(	PUNCT
cjfa-17218	5	5	2017	2017	NUM
cjfa-17218	5	6	)	)	PUNCT
cjfa-17218	5	7	.	.	PUNCT
cjfa-17218	6	1	the	the	DET
cjfa-17218	6	2	role	role	NOUN
cjfa-17218	6	3	of	of	ADP
cjfa-17218	6	4	cashless	cashless	NOUN
cjfa-17218	6	5	transactions	transaction	NOUN
cjfa-17218	6	6	in	in	ADP
cjfa-17218	6	7	the	the	DET
cjfa-17218	6	8	process	process	NOUN
cjfa-17218	6	9	of	of	ADP
cjfa-17218	6	10	limiting	limit	VERB
cjfa-17218	6	11	the	the	DET
cjfa-17218	6	12	scale	scale	NOUN
cjfa-17218	6	13	of	of	ADP
cjfa-17218	6	14	the	the	DET
cjfa-17218	6	15	shadow	shadow	NOUN
cjfa-17218	6	16	economy	economy	NOUN
cjfa-17218	6	17	.	.	PUNCT
cjfa-17218	7	1	copernican	copernican	PROPN
cjfa-17218	7	2	journal	journal	PROPN
cjfa-17218	7	3	of	of	ADP
cjfa-17218	7	4	finance	finance	PROPN
cjfa-17218	7	5	&	&	CCONJ
cjfa-17218	7	6	accounting	accounting	PROPN
cjfa-17218	7	7	,	,	PUNCT
cjfa-17218	7	8	6(4	6(4	NUM
cjfa-17218	7	9	)	)	PUNCT
cjfa-17218	7	10	,	,	PUNCT
cjfa-17218	7	11	23–37	23–37	NOUN
cjfa-17218	7	12	.	.	PUNCT
cjfa-17218	8	1	http://dx.doi	http://dx.doi	NOUN
cjfa-17218	8	2	.	.	PUNCT
cjfa-17218	9	1	org/10.12775	org/10.12775	PROPN
cjfa-17218	9	2	/	/	SYM
cjfa-17218	9	3	cjfa.2017.021	cjfa.2017.021	PROPN
cjfa-17218	9	4	marta	marta	PROPN
cjfa-17218	9	5	jakubowska	jakubowska	PROPN
cjfa-17218	9	6	*	*	PROPN
cjfa-17218	9	7	nicolaus	nicolaus	PROPN
cjfa-17218	9	8	copernicus	copernicus	PROPN
cjfa-17218	9	9	university	university	PROPN
cjfa-17218	9	10	in	in	ADP
cjfa-17218	9	11	toruń	toruń	NOUN
cjfa-17218	9	12	the	the	DET
cjfa-17218	9	13	role	role	NOUN
cjfa-17218	9	14	of	of	ADP
cjfa-17218	9	15	cashless	cashless	NOUN
cjfa-17218	9	16	transactions	transaction	NOUN
cjfa-17218	9	17	in	in	ADP
cjfa-17218	9	18	the	the	DET
cjfa-17218	9	19	process	process	NOUN
cjfa-17218	9	20	of	of	ADP
cjfa-17218	9	21	limiting	limit	VERB
cjfa-17218	9	22	the	the	DET
cjfa-17218	9	23	scale	scale	NOUN
cjfa-17218	9	24	of	of	ADP
cjfa-17218	9	25	the	the	DET
cjfa-17218	9	26	shadow	shadow	NOUN
cjfa-17218	9	27	economy	economy	NOUN
cjfa-17218	9	28	keywords	keyword	NOUN
cjfa-17218	9	29	:	:	PUNCT
cjfa-17218	9	30	cashless	cashless	NOUN
cjfa-17218	9	31	transactions	transaction	NOUN
cjfa-17218	9	32	,	,	PUNCT
cjfa-17218	9	33	shadow	shadow	NOUN
cjfa-17218	9	34	economy	economy	NOUN
cjfa-17218	9	35	,	,	PUNCT
cjfa-17218	9	36	payment	payment	NOUN
cjfa-17218	9	37	cards	card	NOUN
cjfa-17218	9	38	.	.	PUNCT
cjfa-17218	10	1	j	j	PROPN
cjfa-17218	10	2	e	e	PROPN
cjfa-17218	10	3	l	l	PROPN
cjfa-17218	10	4	classification	classification	NOUN
cjfa-17218	10	5	:	:	PUNCT
cjfa-17218	10	6	e42	e42	NUM
cjfa-17218	10	7	,	,	PUNCT
cjfa-17218	10	8	g21	g21	PROPN
cjfa-17218	10	9	,	,	PUNCT
cjfa-17218	10	10	o33	o33	PROPN
cjfa-17218	10	11	.	.	PUNCT
cjfa-17218	11	1	abstract	abstract	NOUN
cjfa-17218	11	2	:	:	PUNCT
cjfa-17218	11	3	this	this	DET
cjfa-17218	11	4	article	article	NOUN
cjfa-17218	11	5	presents	present	VERB
cjfa-17218	11	6	the	the	DET
cjfa-17218	11	7	existing	exist	VERB
cjfa-17218	11	8	state	state	NOUN
cjfa-17218	11	9	of	of	ADP
cjfa-17218	11	10	cashless	cashless	NOUN
cjfa-17218	11	11	transactions	transaction	NOUN
cjfa-17218	11	12	in	in	ADP
cjfa-17218	11	13	poland	poland	PROPN
cjfa-17218	11	14	,	,	PUNCT
cjfa-17218	11	15	taking	take	VERB
cjfa-17218	11	16	into	into	ADP
cjfa-17218	11	17	consideration	consideration	NOUN
cjfa-17218	11	18	the	the	DET
cjfa-17218	11	19	network	network	NOUN
cjfa-17218	11	20	of	of	ADP
cjfa-17218	11	21	card	card	NOUN
cjfa-17218	11	22	acceptance	acceptance	NOUN
cjfa-17218	11	23	among	among	ADP
cjfa-17218	11	24	enterprises	enterprise	NOUN
cjfa-17218	11	25	.	.	PUNCT
cjfa-17218	12	1	even	even	ADV
cjfa-17218	12	2	though	though	SCONJ
cjfa-17218	12	3	in	in	ADP
cjfa-17218	12	4	recent	recent	ADJ
cjfa-17218	12	5	years	year	NOUN
cjfa-17218	12	6	cashless	cashless	NOUN
cjfa-17218	12	7	transactions	transaction	NOUN
cjfa-17218	12	8	has	have	AUX
cjfa-17218	12	9	been	be	AUX
cjfa-17218	12	10	dynamically	dynamically	ADV
cjfa-17218	12	11	developing	develop	VERB
cjfa-17218	12	12	and	and	CCONJ
cjfa-17218	12	13	using	use	VERB
cjfa-17218	12	14	bank	bank	NOUN
cjfa-17218	12	15	accounts	account	NOUN
cjfa-17218	12	16	and	and	CCONJ
cjfa-17218	12	17	cashless	cashless	NOUN
cjfa-17218	12	18	payment	payment	NOUN
cjfa-17218	12	19	instruments	instrument	NOUN
cjfa-17218	12	20	to	to	PART
cjfa-17218	12	21	carry	carry	VERB
cjfa-17218	12	22	out	out	ADP
cjfa-17218	12	23	daily	daily	ADJ
cjfa-17218	12	24	transactions	transaction	NOUN
cjfa-17218	12	25	is	be	AUX
cjfa-17218	12	26	becoming	become	VERB
cjfa-17218	12	27	more	more	ADV
cjfa-17218	12	28	popular	popular	ADJ
cjfa-17218	12	29	,	,	PUNCT
cjfa-17218	12	30	the	the	DET
cjfa-17218	12	31	distance	distance	NOUN
cjfa-17218	12	32	between	between	ADP
cjfa-17218	12	33	the	the	DET
cjfa-17218	12	34	level	level	NOUN
cjfa-17218	12	35	of	of	ADP
cjfa-17218	12	36	development	development	NOUN
cjfa-17218	12	37	of	of	ADP
cjfa-17218	12	38	cashless	cashless	NOUN
cjfa-17218	12	39	transactions	transaction	NOUN
cjfa-17218	12	40	in	in	ADP
cjfa-17218	12	41	poland	poland	PROPN
cjfa-17218	12	42	and	and	CCONJ
cjfa-17218	12	43	that	that	SCONJ
cjfa-17218	12	44	in	in	ADP
cjfa-17218	12	45	other	other	ADJ
cjfa-17218	12	46	eu	eu	PROPN
cjfa-17218	12	47	countries	country	NOUN
cjfa-17218	12	48	is	be	AUX
cjfa-17218	12	49	still	still	ADV
cjfa-17218	12	50	significant	significant	ADJ
cjfa-17218	12	51	(	(	PUNCT
cjfa-17218	12	52	nbp	nbp	PROPN
cjfa-17218	12	53	,	,	PUNCT
cjfa-17218	12	54	2013	2013	NUM
cjfa-17218	12	55	)	)	PUNCT
cjfa-17218	12	56	.	.	PUNCT
cjfa-17218	13	1	according	accord	VERB
cjfa-17218	13	2	to	to	ADP
cjfa-17218	13	3	the	the	DET
cjfa-17218	13	4	author	author	NOUN
cjfa-17218	13	5	,	,	PUNCT
cjfa-17218	13	6	the	the	DET
cjfa-17218	13	7	possibility	possibility	NOUN
cjfa-17218	13	8	of	of	ADP
cjfa-17218	13	9	two	two	NUM
cjfa-17218	13	10	-	-	PUNCT
cjfa-17218	13	11	way	way	NOUN
cjfa-17218	13	12	operations	operation	NOUN
cjfa-17218	13	13	occurring	occur	VERB
cjfa-17218	13	14	between	between	ADP
cjfa-17218	13	15	the	the	DET
cjfa-17218	13	16	cashless	cashless	NOUN
cjfa-17218	13	17	transactions	transaction	NOUN
cjfa-17218	13	18	and	and	CCONJ
cjfa-17218	13	19	the	the	DET
cjfa-17218	13	20	shadow	shadow	NOUN
cjfa-17218	13	21	economy	economy	NOUN
cjfa-17218	13	22	is	be	AUX
cjfa-17218	13	23	both	both	CCONJ
cjfa-17218	13	24	a	a	DET
cjfa-17218	13	25	very	very	ADV
cjfa-17218	13	26	important	important	ADJ
cjfa-17218	13	27	and	and	CCONJ
cjfa-17218	13	28	as	as	ADP
cjfa-17218	13	29	of	of	ADP
cjfa-17218	13	30	yet	yet	ADV
cjfa-17218	13	31	unverified	unverified	ADJ
cjfa-17218	13	32	research	research	NOUN
cjfa-17218	13	33	area	area	NOUN
cjfa-17218	13	34	.	.	PUNCT
cjfa-17218	14	1	the	the	DET
cjfa-17218	14	2	literature	literature	NOUN
cjfa-17218	14	3	describes	describe	VERB
cjfa-17218	14	4	the	the	DET
cjfa-17218	14	5	positive	positive	ADJ
cjfa-17218	14	6	influence	influence	NOUN
cjfa-17218	14	7	of	of	ADP
cjfa-17218	14	8	the	the	DET
cjfa-17218	14	9	cashless	cashless	NOUN
cjfa-17218	14	10	transactions	transaction	NOUN
cjfa-17218	14	11	on	on	ADP
cjfa-17218	14	12	the	the	DET
cjfa-17218	14	13	reduction	reduction	NOUN
cjfa-17218	14	14	of	of	ADP
cjfa-17218	14	15	the	the	DET
cjfa-17218	14	16	shadow	shadow	NOUN
cjfa-17218	14	17	economy	economy	NOUN
cjfa-17218	14	18	;	;	PUNCT
cjfa-17218	14	19	the	the	DET
cjfa-17218	14	20	author	author	NOUN
cjfa-17218	14	21	,	,	PUNCT
cjfa-17218	14	22	however	however	ADV
cjfa-17218	14	23	,	,	PUNCT
cjfa-17218	14	24	has	have	AUX
cjfa-17218	14	25	attempted	attempt	VERB
cjfa-17218	14	26	to	to	PART
cjfa-17218	14	27	determine	determine	VERB
cjfa-17218	14	28	whether	whether	SCONJ
cjfa-17218	14	29	the	the	DET
cjfa-17218	14	30	shadow	shadow	NOUN
cjfa-17218	14	31	economy	economy	NOUN
cjfa-17218	14	32	can	can	AUX
cjfa-17218	14	33	also	also	ADV
cjfa-17218	14	34	influence	influence	VERB
cjfa-17218	14	35	the	the	DET
cjfa-17218	14	36	development	development	NOUN
cjfa-17218	14	37	of	of	ADP
cjfa-17218	14	38	the	the	DET
cjfa-17218	14	39	cashless	cashless	NOUN
cjfa-17218	14	40	transactions	transaction	NOUN
cjfa-17218	14	41	.	.	PUNCT
cjfa-17218	15	1	therefore	therefore	ADV
cjfa-17218	15	2	,	,	PUNCT
cjfa-17218	15	3	the	the	DET
cjfa-17218	15	4	purpose	purpose	NOUN
cjfa-17218	15	5	of	of	ADP
cjfa-17218	15	6	this	this	DET
cjfa-17218	15	7	article	article	NOUN
cjfa-17218	15	8	is	be	AUX
cjfa-17218	15	9	to	to	PART
cjfa-17218	15	10	prove	prove	VERB
cjfa-17218	15	11	that	that	SCONJ
cjfa-17218	15	12	limiting	limit	VERB
cjfa-17218	15	13	the	the	DET
cjfa-17218	15	14	use	use	NOUN
cjfa-17218	15	15	of	of	ADP
cjfa-17218	15	16	cash	cash	NOUN
cjfa-17218	15	17	money	money	NOUN
cjfa-17218	15	18	in	in	ADP
cjfa-17218	15	19	the	the	DET
cjfa-17218	15	20	economy	economy	NOUN
cjfa-17218	15	21	can	can	AUX
cjfa-17218	15	22	indeed	indeed	ADV
cjfa-17218	15	23	contribute	contribute	VERB
cjfa-17218	15	24	to	to	ADP
cjfa-17218	15	25	the	the	DET
cjfa-17218	15	26	reduction	reduction	NOUN
cjfa-17218	15	27	of	of	ADP
cjfa-17218	15	28	the	the	DET
cjfa-17218	15	29	shadow	shadow	NOUN
cjfa-17218	15	30	economy	economy	NOUN
cjfa-17218	15	31	.	.	PUNCT
cjfa-17218	16	1	two	two	NUM
cjfa-17218	16	2	research	research	NOUN
cjfa-17218	16	3	methods	method	NOUN
cjfa-17218	16	4	are	be	AUX
cjfa-17218	16	5	used	use	VERB
cjfa-17218	16	6	in	in	ADP
cjfa-17218	16	7	this	this	DET
cjfa-17218	16	8	article	article	NOUN
cjfa-17218	16	9	:	:	PUNCT
cjfa-17218	16	10	literature	literature	NOUN
cjfa-17218	16	11	study	study	NOUN
cjfa-17218	16	12	and	and	CCONJ
cjfa-17218	16	13	statistical	statistical	ADJ
cjfa-17218	16	14	analysis	analysis	NOUN
cjfa-17218	16	15	.	.	PUNCT
cjfa-17218	17	1	the	the	DET
cjfa-17218	17	2	study	study	NOUN
cjfa-17218	17	3	of	of	ADP
cjfa-17218	17	4	literature	literature	NOUN
cjfa-17218	17	5	concerning	concern	VERB
cjfa-17218	17	6	this	this	DET
cjfa-17218	17	7	subject	subject	NOUN
cjfa-17218	17	8	has	have	AUX
cjfa-17218	17	9	been	be	AUX
cjfa-17218	17	10	carried	carry	VERB
cjfa-17218	17	11	out	out	ADP
cjfa-17218	17	12	on	on	ADP
cjfa-17218	17	13	the	the	DET
cjfa-17218	17	14	basis	basis	NOUN
cjfa-17218	17	15	of	of	ADP
cjfa-17218	17	16	domestic	domestic	ADJ
cjfa-17218	17	17	and	and	CCONJ
cjfa-17218	17	18	foreign	foreign	ADJ
cjfa-17218	17	19	scientific	scientific	ADJ
cjfa-17218	17	20	journals	journal	NOUN
cjfa-17218	17	21	and	and	CCONJ
cjfa-17218	17	22	the	the	DET
cjfa-17218	17	23	quantified	quantified	ADJ
cjfa-17218	17	24	descripmarta	descripmarta	PROPN
cjfa-17218	17	25	jakubowska24	jakubowska24	PROPN
cjfa-17218	17	26	tion	tion	PROPN
cjfa-17218	17	27	and	and	CCONJ
cjfa-17218	17	28	the	the	DET
cjfa-17218	17	29	analysis	analysis	NOUN
cjfa-17218	17	30	of	of	ADP
cjfa-17218	17	31	the	the	DET
cjfa-17218	17	32	shadow	shadow	NOUN
cjfa-17218	17	33	economy	economy	NOUN
cjfa-17218	17	34	and	and	CCONJ
cjfa-17218	17	35	cashless	cashless	NOUN
cjfa-17218	17	36	transactions	transaction	NOUN
cjfa-17218	17	37	have	have	AUX
cjfa-17218	17	38	been	be	AUX
cjfa-17218	17	39	based	base	VERB
cjfa-17218	17	40	on	on	ADP
cjfa-17218	17	41	extensive	extensive	ADJ
cjfa-17218	17	42	statistical	statistical	ADJ
cjfa-17218	17	43	data	datum	NOUN
cjfa-17218	17	44	.	.	PUNCT
cjfa-17218	18	1	according	accord	VERB
cjfa-17218	18	2	to	to	ADP
cjfa-17218	18	3	a	a	DET
cjfa-17218	18	4	study	study	NOUN
cjfa-17218	18	5	,	,	PUNCT
cjfa-17218	18	6	a	a	DET
cjfa-17218	18	7	tool	tool	NOUN
cjfa-17218	18	8	that	that	PRON
cjfa-17218	18	9	provides	provide	VERB
cjfa-17218	18	10	a	a	DET
cjfa-17218	18	11	possibility	possibility	NOUN
cjfa-17218	18	12	of	of	ADP
cjfa-17218	18	13	the	the	DET
cjfa-17218	18	14	reduction	reduction	NOUN
cjfa-17218	18	15	of	of	ADP
cjfa-17218	18	16	the	the	DET
cjfa-17218	18	17	shadow	shadow	NOUN
cjfa-17218	18	18	economy	economy	NOUN
cjfa-17218	18	19	in	in	ADP
cjfa-17218	18	20	the	the	DET
cjfa-17218	18	21	area	area	NOUN
cjfa-17218	18	22	of	of	ADP
cjfa-17218	18	23	unregistered	unregistered	ADJ
cjfa-17218	18	24	transactions	transaction	NOUN
cjfa-17218	18	25	shall	shall	AUX
cjfa-17218	18	26	be	be	AUX
cjfa-17218	18	27	the	the	DET
cjfa-17218	18	28	launched	launch	VERB
cjfa-17218	18	29	program	program	NOUN
cjfa-17218	18	30	wsparcia	wsparcia	NOUN
cjfa-17218	18	31	obrotu	obrotu	PROPN
cjfa-17218	18	32	bezgotówkowego	bezgotówkowego	NOUN
cjfa-17218	18	33	.	.	PUNCT
cjfa-17218	18	34	 	 	SPACE
cjfa-17218	19	1	introduction	introduction	NOUN
cjfa-17218	19	2	according	accord	VERB
cjfa-17218	19	3	to	to	ADP
cjfa-17218	19	4	f.	f.	PROPN
cjfa-17218	19	5	schneider	schneider	PROPN
cjfa-17218	19	6	,	,	PUNCT
cjfa-17218	19	7	the	the	DET
cjfa-17218	19	8	development	development	NOUN
cjfa-17218	19	9	of	of	ADP
cjfa-17218	19	10	cashless	cashless	NOUN
cjfa-17218	19	11	transactions	transaction	NOUN
cjfa-17218	19	12	through	through	ADP
cjfa-17218	19	13	a	a	DET
cjfa-17218	19	14	greater	great	ADJ
cjfa-17218	19	15	use	use	NOUN
cjfa-17218	19	16	of	of	ADP
cjfa-17218	19	17	electronic	electronic	ADJ
cjfa-17218	19	18	payments	payment	NOUN
cjfa-17218	19	19	creates	create	VERB
cjfa-17218	19	20	the	the	DET
cjfa-17218	19	21	potential	potential	NOUN
cjfa-17218	19	22	to	to	PART
cjfa-17218	19	23	reduce	reduce	VERB
cjfa-17218	19	24	the	the	DET
cjfa-17218	19	25	functioning	function	VERB
cjfa-17218	19	26	costs	cost	NOUN
cjfa-17218	19	27	of	of	ADP
cjfa-17218	19	28	the	the	DET
cjfa-17218	19	29	payment	payment	NOUN
cjfa-17218	19	30	system	system	NOUN
cjfa-17218	19	31	and	and	CCONJ
cjfa-17218	19	32	to	to	PART
cjfa-17218	19	33	limit	limit	VERB
cjfa-17218	19	34	the	the	DET
cjfa-17218	19	35	scale	scale	NOUN
cjfa-17218	19	36	of	of	ADP
cjfa-17218	19	37	transactions	transaction	NOUN
cjfa-17218	19	38	made	make	VERB
cjfa-17218	19	39	in	in	ADP
cjfa-17218	19	40	the	the	DET
cjfa-17218	19	41	shadow	shadow	NOUN
cjfa-17218	19	42	economy	economy	NOUN
cjfa-17218	19	43	with	with	ADP
cjfa-17218	19	44	the	the	DET
cjfa-17218	19	45	use	use	NOUN
cjfa-17218	19	46	of	of	ADP
cjfa-17218	19	47	cash	cash	NOUN
cjfa-17218	19	48	money	money	NOUN
cjfa-17218	19	49	(	(	PUNCT
cjfa-17218	19	50	schneider	schneider	NOUN
cjfa-17218	19	51	,	,	PUNCT
cjfa-17218	19	52	2011	2011	NUM
cjfa-17218	19	53	)	)	PUNCT
cjfa-17218	19	54	.	.	PUNCT
cjfa-17218	20	1	however	however	ADV
cjfa-17218	20	2	,	,	PUNCT
cjfa-17218	20	3	cashless	cashless	NOUN
cjfa-17218	20	4	transactions	transaction	NOUN
cjfa-17218	20	5	still	still	ADV
cjfa-17218	20	6	faces	face	VERB
cjfa-17218	20	7	many	many	ADJ
cjfa-17218	20	8	difficulties	difficulty	NOUN
cjfa-17218	20	9	it	it	PRON
cjfa-17218	20	10	should	should	AUX
cjfa-17218	20	11	be	be	AUX
cjfa-17218	20	12	stressed	stress	VERB
cjfa-17218	20	13	that	that	SCONJ
cjfa-17218	20	14	particularly	particularly	ADV
cjfa-17218	20	15	strong	strong	ADJ
cjfa-17218	20	16	dominance	dominance	NOUN
cjfa-17218	20	17	of	of	ADP
cjfa-17218	20	18	cash	cash	NOUN
cjfa-17218	20	19	payments	payment	NOUN
cjfa-17218	20	20	can	can	AUX
cjfa-17218	20	21	take	take	VERB
cjfa-17218	20	22	place	place	NOUN
cjfa-17218	20	23	in	in	ADP
cjfa-17218	20	24	transactions	transaction	NOUN
cjfa-17218	20	25	happening	happen	VERB
cjfa-17218	20	26	in	in	ADP
cjfa-17218	20	27	physical	physical	ADJ
cjfa-17218	20	28	points	point	NOUN
cjfa-17218	20	29	of	of	ADP
cjfa-17218	20	30	sale	sale	NOUN
cjfa-17218	20	31	(	(	PUNCT
cjfa-17218	20	32	polasik	polasik	NOUN
cjfa-17218	20	33	,	,	PUNCT
cjfa-17218	20	34	2013	2013	NUM
cjfa-17218	20	35	,	,	PUNCT
cjfa-17218	20	36	pp	pp	ADJ
cjfa-17218	20	37	.	.	PUNCT
cjfa-17218	21	1	79–102	79–102	NUM
cjfa-17218	21	2	)	)	PUNCT
cjfa-17218	21	3	.	.	PUNCT
cjfa-17218	22	1	therefore	therefore	ADV
cjfa-17218	22	2	,	,	PUNCT
cjfa-17218	22	3	any	any	DET
cjfa-17218	22	4	actions	action	NOUN
cjfa-17218	22	5	,	,	PUNCT
cjfa-17218	22	6	direct	direct	ADJ
cjfa-17218	22	7	and	and	CCONJ
cjfa-17218	22	8	indirect	indirect	ADJ
cjfa-17218	22	9	,	,	PUNCT
cjfa-17218	22	10	performed	perform	VERB
cjfa-17218	22	11	by	by	ADP
cjfa-17218	22	12	central	central	ADJ
cjfa-17218	22	13	bank	bank	NOUN
cjfa-17218	22	14	,	,	PUNCT
cjfa-17218	22	15	commercial	commercial	ADJ
cjfa-17218	22	16	banks	bank	NOUN
cjfa-17218	22	17	and	and	CCONJ
cjfa-17218	22	18	card	card	NOUN
cjfa-17218	22	19	manufacturers	manufacturer	NOUN
cjfa-17218	22	20	–	–	PUNCT
cjfa-17218	22	21	currently	currently	ADV
cjfa-17218	22	22	under	under	ADP
cjfa-17218	22	23	program	program	NOUN
cjfa-17218	22	24	wsparcia	wsparcia	NOUN
cjfa-17218	22	25	obrotu	obrotu	NOUN
cjfa-17218	22	26	bezgotówkowego	bezgotówkowego	NOUN
cjfa-17218	22	27	(	(	PUNCT
cjfa-17218	22	28	the	the	DET
cjfa-17218	22	29	programme	programme	NOUN
cjfa-17218	22	30	for	for	ADP
cjfa-17218	22	31	support	support	NOUN
cjfa-17218	22	32	of	of	ADP
cjfa-17218	22	33	cashless	cashless	NOUN
cjfa-17218	22	34	transactions	transaction	NOUN
cjfa-17218	22	35	)	)	PUNCT
cjfa-17218	22	36	–	–	PUNCT
cjfa-17218	22	37	that	that	PRON
cjfa-17218	22	38	promote	promote	VERB
cjfa-17218	22	39	the	the	DET
cjfa-17218	22	40	development	development	NOUN
cjfa-17218	22	41	of	of	ADP
cjfa-17218	22	42	e	e	NOUN
cjfa-17218	22	43	-	-	NOUN
cjfa-17218	22	44	payment	payment	NOUN
cjfa-17218	22	45	in	in	ADP
cjfa-17218	22	46	economy	economy	NOUN
cjfa-17218	22	47	are	be	AUX
cjfa-17218	22	48	necessary	necessary	ADJ
cjfa-17218	22	49	(	(	PUNCT
cjfa-17218	22	50	borcuch	borcuch	ADJ
cjfa-17218	22	51	,	,	PUNCT
cjfa-17218	22	52	2012	2012	NUM
cjfa-17218	22	53	,	,	PUNCT
cjfa-17218	22	54	p.	p.	NOUN
cjfa-17218	22	55	68	68	NUM
cjfa-17218	22	56	)	)	PUNCT
cjfa-17218	22	57	,	,	PUNCT
cjfa-17218	22	58	what	what	PRON
cjfa-17218	22	59	will	will	AUX
cjfa-17218	22	60	be	be	AUX
cjfa-17218	22	61	discussed	discuss	VERB
cjfa-17218	22	62	later	later	ADV
cjfa-17218	22	63	in	in	ADP
cjfa-17218	22	64	the	the	DET
cjfa-17218	22	65	article	article	NOUN
cjfa-17218	22	66	.	.	PUNCT
cjfa-17218	23	1	the	the	DET
cjfa-17218	23	2	research	research	NOUN
cjfa-17218	23	3	methodology	methodology	NOUN
cjfa-17218	23	4	and	and	CCONJ
cjfa-17218	23	5	the	the	DET
cjfa-17218	23	6	course	course	NOUN
cjfa-17218	23	7	of	of	ADP
cjfa-17218	23	8	the	the	DET
cjfa-17218	23	9	research	research	NOUN
cjfa-17218	23	10	process	process	NOUN
cjfa-17218	23	11	polish	polish	NOUN
cjfa-17218	23	12	and	and	CCONJ
cjfa-17218	23	13	foreign	foreign	ADJ
cjfa-17218	23	14	literature	literature	NOUN
cjfa-17218	23	15	,	,	PUNCT
cjfa-17218	23	16	statistical	statistical	ADJ
cjfa-17218	23	17	data	datum	NOUN
cjfa-17218	23	18	from	from	ADP
cjfa-17218	23	19	the	the	DET
cjfa-17218	23	20	european	european	PROPN
cjfa-17218	23	21	central	central	PROPN
cjfa-17218	23	22	bank	bank	PROPN
cjfa-17218	23	23	and	and	CCONJ
cjfa-17218	23	24	narodowy	narodowy	PROPN
cjfa-17218	23	25	bank	bank	PROPN
cjfa-17218	23	26	polski	polski	PROPN
cjfa-17218	23	27	and	and	CCONJ
cjfa-17218	23	28	estimated	estimate	VERB
cjfa-17218	23	29	from	from	ADP
cjfa-17218	23	30	institute	institute	PROPN
cjfa-17218	23	31	for	for	ADP
cjfa-17218	23	32	market	market	NOUN
cjfa-17218	23	33	economics	economic	NOUN
cjfa-17218	23	34	have	have	AUX
cjfa-17218	23	35	been	be	AUX
cjfa-17218	23	36	used	use	VERB
cjfa-17218	23	37	in	in	ADP
cjfa-17218	23	38	this	this	DET
cjfa-17218	23	39	article	article	NOUN
cjfa-17218	23	40	.	.	PUNCT
cjfa-17218	24	1	based	base	VERB
cjfa-17218	24	2	on	on	ADP
cjfa-17218	24	3	the	the	DET
cjfa-17218	24	4	aforementioned	aforementioned	ADJ
cjfa-17218	24	5	sources	source	NOUN
cjfa-17218	24	6	,	,	PUNCT
cjfa-17218	24	7	industryspecific	industryspecific	ADJ
cjfa-17218	24	8	analyses	analysis	NOUN
cjfa-17218	24	9	,	,	PUNCT
cjfa-17218	24	10	data	datum	NOUN
cjfa-17218	24	11	and	and	CCONJ
cjfa-17218	24	12	analysed	analyse	VERB
cjfa-17218	24	13	statistical	statistical	ADJ
cjfa-17218	24	14	tools	tool	NOUN
cjfa-17218	24	15	,	,	PUNCT
cjfa-17218	24	16	the	the	DET
cjfa-17218	24	17	growth	growth	NOUN
cjfa-17218	24	18	of	of	ADP
cjfa-17218	24	19	the	the	DET
cjfa-17218	24	20	shadow	shadow	NOUN
cjfa-17218	24	21	economy	economy	NOUN
cjfa-17218	24	22	both	both	CCONJ
cjfa-17218	24	23	in	in	ADP
cjfa-17218	24	24	the	the	DET
cjfa-17218	24	25	eu	eu	PROPN
cjfa-17218	24	26	and	and	CCONJ
cjfa-17218	24	27	in	in	ADP
cjfa-17218	24	28	poland	poland	PROPN
cjfa-17218	24	29	and	and	CCONJ
cjfa-17218	24	30	the	the	DET
cjfa-17218	24	31	number	number	NOUN
cjfa-17218	24	32	of	of	ADP
cjfa-17218	24	33	payment	payment	NOUN
cjfa-17218	24	34	card	card	NOUN
cjfa-17218	24	35	transactions	transaction	NOUN
cjfa-17218	24	36	per	per	ADP
cjfa-17218	24	37	capita	capita	NOUN
cjfa-17218	24	38	have	have	AUX
cjfa-17218	24	39	been	be	AUX
cjfa-17218	24	40	presented	present	VERB
cjfa-17218	24	41	.	.	PUNCT
cjfa-17218	25	1	moreover	moreover	ADV
cjfa-17218	25	2	,	,	PUNCT
cjfa-17218	25	3	the	the	DET
cjfa-17218	25	4	statistical	statistical	ADJ
cjfa-17218	25	5	analysis	analysis	NOUN
cjfa-17218	25	6	and	and	CCONJ
cjfa-17218	25	7	literature	literature	NOUN
cjfa-17218	25	8	study	study	NOUN
cjfa-17218	25	9	have	have	AUX
cjfa-17218	25	10	been	be	AUX
cjfa-17218	25	11	carried	carry	VERB
cjfa-17218	25	12	out	out	ADP
cjfa-17218	25	13	.	.	PUNCT
cjfa-17218	26	1	furthermore	furthermore	ADV
cjfa-17218	26	2	,	,	PUNCT
cjfa-17218	26	3	in	in	ADP
cjfa-17218	26	4	this	this	DET
cjfa-17218	26	5	article	article	NOUN
cjfa-17218	26	6	,	,	PUNCT
cjfa-17218	26	7	an	an	DET
cjfa-17218	26	8	attempt	attempt	NOUN
cjfa-17218	26	9	to	to	PART
cjfa-17218	26	10	verify	verify	VERB
cjfa-17218	26	11	the	the	DET
cjfa-17218	26	12	following	follow	VERB
cjfa-17218	26	13	hypothesis	hypothesis	NOUN
cjfa-17218	26	14	has	have	AUX
cjfa-17218	26	15	been	be	AUX
cjfa-17218	26	16	made	make	VERB
cjfa-17218	26	17	(	(	PUNCT
cjfa-17218	26	18	h1	h1	PROPN
cjfa-17218	26	19	):	):	PUNCT
cjfa-17218	26	20	in	in	ADP
cjfa-17218	26	21	the	the	DET
cjfa-17218	26	22	countries	country	NOUN
cjfa-17218	26	23	that	that	PRON
cjfa-17218	26	24	have	have	VERB
cjfa-17218	26	25	highly	highly	ADV
cjfa-17218	26	26	advanced	advanced	ADJ
cjfa-17218	26	27	cashless	cashless	NOUN
cjfa-17218	26	28	transactions	transaction	NOUN
cjfa-17218	26	29	,	,	PUNCT
cjfa-17218	26	30	the	the	DET
cjfa-17218	26	31	scale	scale	NOUN
cjfa-17218	26	32	of	of	ADP
cjfa-17218	26	33	the	the	DET
cjfa-17218	26	34	shadow	shadow	NOUN
cjfa-17218	26	35	economy	economy	NOUN
cjfa-17218	26	36	phenomenon	phenomenon	NOUN
cjfa-17218	26	37	is	be	AUX
cjfa-17218	26	38	smaller	small	ADJ
cjfa-17218	26	39	.	.	PUNCT
cjfa-17218	27	1	the	the	DET
cjfa-17218	27	2	article	article	NOUN
cjfa-17218	27	3	also	also	ADV
cjfa-17218	27	4	uses	use	VERB
cjfa-17218	27	5	the	the	DET
cjfa-17218	27	6	result	result	NOUN
cjfa-17218	27	7	of	of	ADP
cjfa-17218	27	8	expert	expert	ADJ
cjfa-17218	27	9	research	research	NOUN
cjfa-17218	27	10	of	of	ADP
cjfa-17218	27	11	expected	expect	VERB
cjfa-17218	27	12	effects	effect	NOUN
cjfa-17218	27	13	of	of	ADP
cjfa-17218	27	14	program	program	NOUN
cjfa-17218	27	15	wsparcia	wsparcia	NOUN
cjfa-17218	27	16	obrotu	obrotu	NOUN
cjfa-17218	27	17	bezgotówkowego	bezgotówkowego	NOUN
cjfa-17218	27	18	implementation	implementation	NOUN
cjfa-17218	27	19	.	.	PUNCT
cjfa-17218	28	1	the	the	DET
cjfa-17218	28	2	expert	expert	ADJ
cjfa-17218	28	3	survey	survey	NOUN
cjfa-17218	28	4	was	be	AUX
cjfa-17218	28	5	implemented	implement	VERB
cjfa-17218	28	6	in	in	ADP
cjfa-17218	28	7	2017	2017	NUM
cjfa-17218	28	8	by	by	ADP
cjfa-17218	28	9	author	author	NOUN
cjfa-17218	28	10	on	on	ADP
cjfa-17218	28	11	a	a	DET
cjfa-17218	28	12	group	group	NOUN
cjfa-17218	28	13	of	of	ADP
cjfa-17218	28	14	12	12	NUM
cjfa-17218	28	15	experts	expert	NOUN
cjfa-17218	28	16	from	from	ADP
cjfa-17218	28	17	poland	poland	PROPN
cjfa-17218	28	18	.	.	PUNCT
cjfa-17218	28	19	  	  	SPACE
cjfa-17218	29	1	the	the	DET
cjfa-17218	29	2	 	 	SPACE
cjfa-17218	29	3	role	role	NOUN
cjfa-17218	29	4	 	 	SPACE
cjfa-17218	29	5	of	of	ADP
cjfa-17218	29	6	 	 	SPACE
cjfa-17218	29	7	cashless	cashless	NOUN
cjfa-17218	29	8	 	 	SPACE
cjfa-17218	29	9	transactions	transaction	NOUN
cjfa-17218	29	10	 	 	SPACE
cjfa-17218	29	11	in	in	ADP
cjfa-17218	29	12	 	 	SPACE
cjfa-17218	29	13	the	the	DET
cjfa-17218	29	14	 	 	SPACE
cjfa-17218	29	15	process	process	NOUN
cjfa-17218	29	16	…	…	PUNCT
cjfa-17218	29	17	25	25	NUM
cjfa-17218	29	18	cashless	cashless	NOUN
cjfa-17218	29	19	transactions	transaction	NOUN
cjfa-17218	29	20	every	every	DET
cjfa-17218	29	21	use	use	NOUN
cjfa-17218	29	22	of	of	ADP
cjfa-17218	29	23	cash	cash	NOUN
cjfa-17218	29	24	on	on	ADP
cjfa-17218	29	25	any	any	DET
cjfa-17218	29	26	level	level	NOUN
cjfa-17218	29	27	of	of	ADP
cjfa-17218	29	28	clearing	clear	VERB
cjfa-17218	29	29	the	the	DET
cjfa-17218	29	30	accounts	account	NOUN
cjfa-17218	29	31	signifies	signify	VERB
cjfa-17218	29	32	cash	cash	NOUN
cjfa-17218	29	33	accounting	accounting	NOUN
cjfa-17218	29	34	.	.	PUNCT
cjfa-17218	30	1	it	it	PRON
cjfa-17218	30	2	is	be	AUX
cjfa-17218	30	3	historically	historically	ADV
cjfa-17218	30	4	considerably	considerably	ADV
cjfa-17218	30	5	older	old	ADJ
cjfa-17218	30	6	payment	payment	NOUN
cjfa-17218	30	7	method	method	NOUN
cjfa-17218	30	8	that	that	SCONJ
cjfa-17218	30	9	cashless	cashless	NOUN
cjfa-17218	30	10	transactions	transaction	NOUN
cjfa-17218	30	11	and	and	CCONJ
cjfa-17218	30	12	has	have	AUX
cjfa-17218	30	13	been	be	AUX
cjfa-17218	30	14	in	in	ADP
cjfa-17218	30	15	existence	existence	NOUN
cjfa-17218	30	16	since	since	SCONJ
cjfa-17218	30	17	the	the	DET
cjfa-17218	30	18	invention	invention	NOUN
cjfa-17218	30	19	of	of	ADP
cjfa-17218	30	20	cash	cash	NOUN
cjfa-17218	30	21	money	money	NOUN
cjfa-17218	30	22	.	.	PUNCT
cjfa-17218	31	1	cashless	cashless	NOUN
cjfa-17218	31	2	transactions	transaction	NOUN
cjfa-17218	31	3	,	,	PUNCT
cjfa-17218	31	4	however	however	ADV
cjfa-17218	31	5	,	,	PUNCT
cjfa-17218	31	6	has	have	AUX
cjfa-17218	31	7	only	only	ADV
cjfa-17218	31	8	been	be	AUX
cjfa-17218	31	9	around	around	ADV
cjfa-17218	31	10	since	since	SCONJ
cjfa-17218	31	11	the	the	DET
cjfa-17218	31	12	emergence	emergence	NOUN
cjfa-17218	31	13	of	of	ADP
cjfa-17218	31	14	banks	bank	NOUN
cjfa-17218	31	15	and	and	CCONJ
cjfa-17218	31	16	bank	bank	NOUN
cjfa-17218	31	17	accounts	account	NOUN
cjfa-17218	31	18	.	.	PUNCT
cjfa-17218	32	1	traditionally	traditionally	ADV
cjfa-17218	32	2	,	,	PUNCT
cjfa-17218	32	3	the	the	DET
cjfa-17218	32	4	main	main	ADJ
cjfa-17218	32	5	types	type	NOUN
cjfa-17218	32	6	of	of	ADP
cjfa-17218	32	7	cashless	cashless	NOUN
cjfa-17218	32	8	payments	payment	NOUN
cjfa-17218	32	9	under	under	ADP
cjfa-17218	32	10	the	the	DET
cjfa-17218	32	11	payment	payment	NOUN
cjfa-17218	32	12	system	system	NOUN
cjfa-17218	32	13	are	be	AUX
cjfa-17218	32	14	made	make	VERB
cjfa-17218	32	15	via	via	ADP
cjfa-17218	32	16	banks	bank	NOUN
cjfa-17218	32	17	,	,	PUNCT
cjfa-17218	32	18	between	between	ADP
cjfa-17218	32	19	bank	bank	NOUN
cjfa-17218	32	20	accounts	account	NOUN
cjfa-17218	32	21	of	of	ADP
cjfa-17218	32	22	debtor	debtor	NOUN
cjfa-17218	32	23	and	and	CCONJ
cjfa-17218	32	24	creditor	creditor	NOUN
cjfa-17218	32	25	.	.	PUNCT
cjfa-17218	33	1	according	accord	VERB
cjfa-17218	33	2	to	to	ADP
cjfa-17218	33	3	international	international	ADJ
cjfa-17218	33	4	statistics	statistic	NOUN
cjfa-17218	33	5	,	,	PUNCT
cjfa-17218	33	6	such	such	ADJ
cjfa-17218	33	7	as	as	ADP
cjfa-17218	33	8	the	the	DET
cjfa-17218	33	9	data	datum	NOUN
cjfa-17218	33	10	from	from	ADP
cjfa-17218	33	11	the	the	DET
cjfa-17218	33	12	european	european	PROPN
cjfa-17218	33	13	central	central	PROPN
cjfa-17218	33	14	bank	bank	PROPN
cjfa-17218	33	15	presented	present	VERB
cjfa-17218	33	16	on	on	ADP
cjfa-17218	33	17	the	the	DET
cjfa-17218	33	18	figure	figure	NOUN
cjfa-17218	33	19	(	(	PUNCT
cjfa-17218	33	20	figure	figure	NOUN
cjfa-17218	33	21	1	1	NUM
cjfa-17218	33	22	)	)	PUNCT
cjfa-17218	33	23	,	,	PUNCT
cjfa-17218	33	24	cashless	cashless	NOUN
cjfa-17218	33	25	transactions	transaction	NOUN
cjfa-17218	33	26	includes	include	VERB
cjfa-17218	33	27	three	three	NUM
cjfa-17218	33	28	types	type	NOUN
cjfa-17218	33	29	of	of	ADP
cjfa-17218	33	30	clearings	clearing	NOUN
cjfa-17218	33	31	:	:	PUNCT
cjfa-17218	33	32	■	■	PUNCT
cjfa-17218	33	33	bank	bank	NOUN
cjfa-17218	33	34	transfer	transfer	NOUN
cjfa-17218	33	35	order	order	NOUN
cjfa-17218	33	36	;	;	PUNCT
cjfa-17218	33	37	■	■	PUNCT
cjfa-17218	33	38	payment	payment	NOUN
cjfa-17218	33	39	order	order	NOUN
cjfa-17218	33	40	;	;	PUNCT
cjfa-17218	33	41	■	■	PUNCT
cjfa-17218	33	42	clearance	clearance	NOUN
cjfa-17218	33	43	cheque	cheque	NOUN
cjfa-17218	33	44	;	;	PUNCT
cjfa-17218	33	45	■	■	PUNCT
cjfa-17218	33	46	payment	payment	NOUN
cjfa-17218	33	47	card	card	NOUN
cjfa-17218	33	48	.	.	PUNCT
cjfa-17218	34	1	the	the	DET
cjfa-17218	34	2	figure	figure	NOUN
cjfa-17218	34	3	below	below	ADV
cjfa-17218	34	4	shows	show	VERB
cjfa-17218	34	5	the	the	DET
cjfa-17218	34	6	number	number	NOUN
cjfa-17218	34	7	of	of	ADP
cjfa-17218	34	8	cashless	cashless	NOUN
cjfa-17218	34	9	transactions	transaction	NOUN
cjfa-17218	34	10	involving	involve	VERB
cjfa-17218	34	11	payment	payment	NOUN
cjfa-17218	34	12	instruments	instrument	NOUN
cjfa-17218	34	13	per	per	ADP
cjfa-17218	34	14	capita	capita	NOUN
cjfa-17218	34	15	in	in	ADP
cjfa-17218	34	16	poland	poland	PROPN
cjfa-17218	34	17	,	,	PUNCT
cjfa-17218	34	18	on	on	ADP
cjfa-17218	34	19	the	the	DET
cjfa-17218	34	20	background	background	NOUN
cjfa-17218	34	21	of	of	ADP
cjfa-17218	34	22	the	the	DET
cjfa-17218	34	23	average	average	ADJ
cjfa-17218	34	24	value	value	NOUN
cjfa-17218	34	25	of	of	ADP
cjfa-17218	34	26	this	this	DET
cjfa-17218	34	27	ratio	ratio	NOUN
cjfa-17218	34	28	in	in	ADP
cjfa-17218	34	29	the	the	DET
cjfa-17218	34	30	european	european	PROPN
cjfa-17218	34	31	union	union	PROPN
cjfa-17218	34	32	in	in	ADP
cjfa-17218	34	33	the	the	DET
cjfa-17218	34	34	years	year	NOUN
cjfa-17218	34	35	2001–2015	2001–2015	NUM
cjfa-17218	34	36	.	.	PUNCT
cjfa-17218	35	1	even	even	ADV
cjfa-17218	35	2	though	though	SCONJ
cjfa-17218	35	3	in	in	ADP
cjfa-17218	35	4	the	the	DET
cjfa-17218	35	5	recent	recent	ADJ
cjfa-17218	35	6	years	year	NOUN
cjfa-17218	35	7	(	(	PUNCT
cjfa-17218	35	8	figure	figure	NOUN
cjfa-17218	35	9	1	1	NUM
cjfa-17218	35	10	)	)	PUNCT
cjfa-17218	35	11	,	,	PUNCT
cjfa-17218	35	12	cashless	cashless	NOUN
cjfa-17218	35	13	transactions	transaction	NOUN
cjfa-17218	35	14	in	in	ADP
cjfa-17218	35	15	our	our	PRON
cjfa-17218	35	16	country	country	NOUN
cjfa-17218	35	17	has	have	AUX
cjfa-17218	35	18	been	be	AUX
cjfa-17218	35	19	dynamically	dynamically	ADV
cjfa-17218	35	20	developing	develop	VERB
cjfa-17218	35	21	,	,	PUNCT
cjfa-17218	35	22	the	the	DET
cjfa-17218	35	23	number	number	NOUN
cjfa-17218	35	24	of	of	ADP
cjfa-17218	35	25	cashless	cashless	NOUN
cjfa-17218	35	26	transactions	transaction	NOUN
cjfa-17218	35	27	per	per	ADP
cjfa-17218	35	28	capita	capita	NOUN
cjfa-17218	35	29	in	in	ADP
cjfa-17218	35	30	poland	poland	PROPN
cjfa-17218	35	31	is	be	AUX
cjfa-17218	35	32	still	still	ADV
cjfa-17218	35	33	less	less	ADJ
cjfa-17218	35	34	than	than	ADP
cjfa-17218	35	35	a	a	DET
cjfa-17218	35	36	half	half	NOUN
cjfa-17218	35	37	of	of	ADP
cjfa-17218	35	38	european	european	PROPN
cjfa-17218	35	39	union	union	PROPN
cjfa-17218	35	40	’s	’s	PART
cjfa-17218	35	41	average	average	NOUN
cjfa-17218	35	42	.	.	PUNCT
cjfa-17218	36	1	it	it	PRON
cjfa-17218	36	2	is	be	AUX
cjfa-17218	36	3	a	a	DET
cjfa-17218	36	4	result	result	NOUN
cjfa-17218	36	5	of	of	ADP
cjfa-17218	36	6	a	a	DET
cjfa-17218	36	7	fact	fact	NOUN
cjfa-17218	36	8	that	that	SCONJ
cjfa-17218	36	9	our	our	PRON
cjfa-17218	36	10	country	country	NOUN
cjfa-17218	36	11	has	have	AUX
cjfa-17218	36	12	been	be	AUX
cjfa-17218	36	13	through	through	ADP
cjfa-17218	36	14	political	political	ADJ
cjfa-17218	36	15	transformation	transformation	NOUN
cjfa-17218	36	16	and	and	CCONJ
cjfa-17218	36	17	at	at	ADP
cjfa-17218	36	18	the	the	DET
cjfa-17218	36	19	beginning	beginning	NOUN
cjfa-17218	36	20	of	of	ADP
cjfa-17218	36	21	the	the	DET
cjfa-17218	36	22	90s	90	NOUN
cjfa-17218	36	23	the	the	DET
cjfa-17218	36	24	consumers	consumer	NOUN
cjfa-17218	36	25	were	be	AUX
cjfa-17218	36	26	almost	almost	ADV
cjfa-17218	36	27	always	always	ADV
cjfa-17218	36	28	only	only	ADV
cjfa-17218	36	29	using	use	VERB
cjfa-17218	36	30	cash	cash	NOUN
cjfa-17218	36	31	.	.	PUNCT
cjfa-17218	37	1	therefore	therefore	ADV
cjfa-17218	37	2	,	,	PUNCT
cjfa-17218	37	3	it	it	PRON
cjfa-17218	37	4	was	be	AUX
cjfa-17218	37	5	necessary	necessary	ADJ
cjfa-17218	37	6	to	to	PART
cjfa-17218	37	7	build	build	VERB
cjfa-17218	37	8	whole	whole	ADJ
cjfa-17218	37	9	new	new	ADJ
cjfa-17218	37	10	modern	modern	ADJ
cjfa-17218	37	11	payment	payment	NOUN
cjfa-17218	37	12	system	system	NOUN
cjfa-17218	37	13	from	from	ADP
cjfa-17218	37	14	the	the	DET
cjfa-17218	37	15	ground	ground	NOUN
cjfa-17218	37	16	up	up	ADP
cjfa-17218	37	17	and	and	CCONJ
cjfa-17218	37	18	to	to	PART
cjfa-17218	37	19	change	change	VERB
cjfa-17218	37	20	the	the	DET
cjfa-17218	37	21	existing	exist	VERB
cjfa-17218	37	22	consumers	consumer	NOUN
cjfa-17218	37	23	’	'	PUNCT
cjfa-17218	37	24	habits	habit	NOUN
cjfa-17218	37	25	(	(	PUNCT
cjfa-17218	37	26	schuh	schuh	PROPN
cjfa-17218	37	27	&	&	CCONJ
cjfa-17218	37	28	stavins	stavin	NOUN
cjfa-17218	37	29	,	,	PUNCT
cjfa-17218	37	30	2013	2013	NUM
cjfa-17218	37	31	,	,	PUNCT
cjfa-17218	37	32	pp	pp	ADJ
cjfa-17218	37	33	.	.	PUNCT
cjfa-17218	38	1	246–272	246–272	NUM
cjfa-17218	38	2	;	;	PUNCT
cjfa-17218	38	3	salmony	salmony	NOUN
cjfa-17218	38	4	,	,	PUNCT
cjfa-17218	38	5	2011	2011	NUM
cjfa-17218	38	6	,	,	PUNCT
cjfa-17218	38	7	pp	pp	ADV
cjfa-17218	38	8	.	.	PUNCT
cjfa-17218	39	1	246–272	246–272	NUM
cjfa-17218	39	2	)	)	PUNCT
cjfa-17218	39	3	.	.	PUNCT
cjfa-17218	40	1	actually	actually	ADV
cjfa-17218	40	2	,	,	PUNCT
cjfa-17218	40	3	only	only	ADV
cjfa-17218	40	4	one	one	NUM
cjfa-17218	40	5	generation	generation	NOUN
cjfa-17218	40	6	of	of	ADP
cjfa-17218	40	7	poles	pole	NOUN
cjfa-17218	40	8	is	be	AUX
cjfa-17218	40	9	able	able	ADJ
cjfa-17218	40	10	to	to	PART
cjfa-17218	40	11	use	use	VERB
cjfa-17218	40	12	cashless	cashless	NOUN
cjfa-17218	40	13	payment	payment	NOUN
cjfa-17218	40	14	instruments	instrument	NOUN
cjfa-17218	40	15	though	though	SCONJ
cjfa-17218	40	16	all	all	DET
cjfa-17218	40	17	his	his	PRON
cjfa-17218	40	18	life	life	NOUN
cjfa-17218	40	19	.	.	PUNCT
cjfa-17218	41	1	in	in	ADP
cjfa-17218	41	2	the	the	DET
cjfa-17218	41	3	year	year	NOUN
cjfa-17218	41	4	2011	2011	NUM
cjfa-17218	41	5	,	,	PUNCT
cjfa-17218	41	6	the	the	DET
cjfa-17218	41	7	number	number	NOUN
cjfa-17218	41	8	of	of	ADP
cjfa-17218	41	9	transactions	transaction	NOUN
cjfa-17218	41	10	was	be	AUX
cjfa-17218	41	11	still	still	ADV
cjfa-17218	41	12	at	at	ADP
cjfa-17218	41	13	a	a	DET
cjfa-17218	41	14	very	very	ADV
cjfa-17218	41	15	low	low	ADJ
cjfa-17218	41	16	level	level	NOUN
cjfa-17218	41	17	(	(	PUNCT
cjfa-17218	41	18	16	16	NUM
cjfa-17218	41	19	transactions	transaction	NOUN
cjfa-17218	41	20	per	per	ADP
cjfa-17218	41	21	year	year	NOUN
cjfa-17218	41	22	per	per	ADP
cjfa-17218	41	23	capita	capita	NOUN
cjfa-17218	41	24	)	)	PUNCT
cjfa-17218	41	25	compared	compare	VERB
cjfa-17218	41	26	to	to	ADP
cjfa-17218	41	27	the	the	DET
cjfa-17218	41	28	average	average	NOUN
cjfa-17218	41	29	of	of	ADP
cjfa-17218	41	30	the	the	DET
cjfa-17218	41	31	country	country	NOUN
cjfa-17218	41	32	of	of	ADP
cjfa-17218	41	33	european	european	PROPN
cjfa-17218	41	34	union	union	PROPN
cjfa-17218	41	35	of	of	ADP
cjfa-17218	41	36	the	the	DET
cjfa-17218	41	37	day	day	NOUN
cjfa-17218	41	38	(	(	PUNCT
cjfa-17218	41	39	134	134	NUM
cjfa-17218	41	40	transactions	transaction	NOUN
cjfa-17218	41	41	)	)	PUNCT
cjfa-17218	41	42	.	.	PUNCT
cjfa-17218	42	1	gradually	gradually	ADV
cjfa-17218	42	2	the	the	DET
cjfa-17218	42	3	situation	situation	NOUN
cjfa-17218	42	4	began	begin	VERB
cjfa-17218	42	5	improving	improve	VERB
cjfa-17218	42	6	,	,	PUNCT
cjfa-17218	42	7	concerning	concern	VERB
cjfa-17218	42	8	both	both	CCONJ
cjfa-17218	42	9	the	the	DET
cjfa-17218	42	10	number	number	NOUN
cjfa-17218	42	11	of	of	ADP
cjfa-17218	42	12	bank	bank	NOUN
cjfa-17218	42	13	accounts	account	NOUN
cjfa-17218	42	14	and	and	CCONJ
cjfa-17218	42	15	payment	payment	NOUN
cjfa-17218	42	16	card	card	NOUN
cjfa-17218	42	17	issued	issue	VERB
cjfa-17218	42	18	and	and	CCONJ
cjfa-17218	42	19	the	the	DET
cjfa-17218	42	20	dynamic	dynamic	ADJ
cjfa-17218	42	21	increase	increase	NOUN
cjfa-17218	42	22	of	of	ADP
cjfa-17218	42	23	the	the	DET
cjfa-17218	42	24	number	number	NOUN
cjfa-17218	42	25	of	of	ADP
cjfa-17218	42	26	bank	bank	NOUN
cjfa-17218	42	27	transfer	transfer	NOUN
cjfa-17218	42	28	and	and	CCONJ
cjfa-17218	42	29	card	card	NOUN
cjfa-17218	42	30	transactions	transaction	NOUN
cjfa-17218	42	31	.	.	PUNCT
cjfa-17218	43	1	marta	marta	PROPN
cjfa-17218	43	2	jakubowska26	jakubowska26	PROPN
cjfa-17218	43	3	figure	figure	NOUN
cjfa-17218	43	4	1	1	NUM
cjfa-17218	43	5	.	.	PUNCT
cjfa-17218	44	1	the	the	DET
cjfa-17218	44	2	number	number	NOUN
cjfa-17218	44	3	of	of	ADP
cjfa-17218	44	4	cashless	cashless	NOUN
cjfa-17218	44	5	transactions	transaction	NOUN
cjfa-17218	44	6	involving	involve	VERB
cjfa-17218	44	7	payment	payment	NOUN
cjfa-17218	44	8	instruments	instrument	NOUN
cjfa-17218	44	9	per	per	ADP
cjfa-17218	44	10	capita	capita	NOUN
cjfa-17218	44	11	in	in	ADP
cjfa-17218	44	12	the	the	DET
cjfa-17218	44	13	years	year	NOUN
cjfa-17218	44	14	2001–2015	2001–2015	NUM
cjfa-17218	44	15	the	the	DET
cjfa-17218	44	16	shadow	shadow	NOUN
cjfa-17218	44	17	economy	economy	NOUN
cjfa-17218	44	18	both	both	CCONJ
cjfa-17218	44	19	in	in	ADP
cjfa-17218	44	20	the	the	DET
cjfa-17218	44	21	eu	eu	PROPN
cjfa-17218	44	22	and	and	CCONJ
cjfa-17218	44	23	in	in	ADP
cjfa-17218	44	24	poland	poland	PROPN
cjfa-17218	44	25	and	and	CCONJ
cjfa-17218	44	26	the	the	DET
cjfa-17218	44	27	number	number	NOUN
cjfa-17218	44	28	of	of	ADP
cjfa-17218	44	29	payment	payment	NOUN
cjfa-17218	44	30	card	card	NOUN
cjfa-17218	44	31	transactions	transaction	NOUN
cjfa-17218	44	32	per	per	ADP
cjfa-17218	44	33	capita	capita	NOUN
cjfa-17218	44	34	have	have	AUX
cjfa-17218	44	35	been	be	AUX
cjfa-17218	44	36	presented	present	VERB
cjfa-17218	44	37	.	.	PUNCT
cjfa-17218	45	1	moreover	moreover	ADV
cjfa-17218	45	2	,	,	PUNCT
cjfa-17218	45	3	the	the	DET
cjfa-17218	45	4	statistical	statistical	ADJ
cjfa-17218	45	5	analysis	analysis	NOUN
cjfa-17218	45	6	and	and	CCONJ
cjfa-17218	45	7	literature	literature	NOUN
cjfa-17218	45	8	study	study	NOUN
cjfa-17218	45	9	have	have	AUX
cjfa-17218	45	10	been	be	AUX
cjfa-17218	45	11	carried	carry	VERB
cjfa-17218	45	12	out	out	ADP
cjfa-17218	45	13	.	.	PUNCT
cjfa-17218	46	1	furthermore	furthermore	ADV
cjfa-17218	46	2	,	,	PUNCT
cjfa-17218	46	3	in	in	ADP
cjfa-17218	46	4	this	this	DET
cjfa-17218	46	5	article	article	NOUN
cjfa-17218	46	6	,	,	PUNCT
cjfa-17218	46	7	an	an	DET
cjfa-17218	46	8	attempt	attempt	NOUN
cjfa-17218	46	9	to	to	PART
cjfa-17218	46	10	verify	verify	VERB
cjfa-17218	46	11	the	the	DET
cjfa-17218	46	12	following	follow	VERB
cjfa-17218	46	13	hypothesis	hypothesis	NOUN
cjfa-17218	46	14	has	have	AUX
cjfa-17218	46	15	been	be	AUX
cjfa-17218	46	16	made	make	VERB
cjfa-17218	46	17	(	(	PUNCT
cjfa-17218	46	18	h1	h1	PROPN
cjfa-17218	46	19	):	):	PUNCT
cjfa-17218	46	20	in	in	ADP
cjfa-17218	46	21	the	the	DET
cjfa-17218	46	22	countries	country	NOUN
cjfa-17218	46	23	that	that	PRON
cjfa-17218	46	24	have	have	VERB
cjfa-17218	46	25	highly	highly	ADV
cjfa-17218	46	26	advanced	advanced	ADJ
cjfa-17218	46	27	cashless	cashless	NOUN
cjfa-17218	46	28	transactions	transaction	NOUN
cjfa-17218	46	29	,	,	PUNCT
cjfa-17218	46	30	the	the	DET
cjfa-17218	46	31	scale	scale	NOUN
cjfa-17218	46	32	of	of	ADP
cjfa-17218	46	33	the	the	DET
cjfa-17218	46	34	shadow	shadow	NOUN
cjfa-17218	46	35	economy	economy	NOUN
cjfa-17218	46	36	phenomenon	phenomenon	NOUN
cjfa-17218	46	37	is	be	AUX
cjfa-17218	46	38	smaller	small	ADJ
cjfa-17218	46	39	.	.	PUNCT
cjfa-17218	47	1	the	the	DET
cjfa-17218	47	2	article	article	NOUN
cjfa-17218	47	3	also	also	ADV
cjfa-17218	47	4	uses	use	VERB
cjfa-17218	47	5	the	the	DET
cjfa-17218	47	6	result	result	NOUN
cjfa-17218	47	7	of	of	ADP
cjfa-17218	47	8	expert	expert	ADJ
cjfa-17218	47	9	research	research	NOUN
cjfa-17218	47	10	of	of	ADP
cjfa-17218	47	11	expected	expect	VERB
cjfa-17218	47	12	effects	effect	NOUN
cjfa-17218	47	13	of	of	ADP
cjfa-17218	47	14	program	program	NOUN
cjfa-17218	47	15	wsparcia	wsparcia	NOUN
cjfa-17218	47	16	obrotu	obrotu	NOUN
cjfa-17218	47	17	bezgotówkowego	bezgotówkowego	NOUN
cjfa-17218	47	18	implementation	implementation	NOUN
cjfa-17218	47	19	.	.	PUNCT
cjfa-17218	48	1	the	the	DET
cjfa-17218	48	2	expert	expert	ADJ
cjfa-17218	48	3	survey	survey	NOUN
cjfa-17218	48	4	was	be	AUX
cjfa-17218	48	5	implemented	implement	VERB
cjfa-17218	48	6	in	in	ADP
cjfa-17218	48	7	2017	2017	NUM
cjfa-17218	48	8	by	by	ADP
cjfa-17218	48	9	author	author	NOUN
cjfa-17218	48	10	on	on	ADP
cjfa-17218	48	11	a	a	DET
cjfa-17218	48	12	group	group	NOUN
cjfa-17218	48	13	of	of	ADP
cjfa-17218	48	14	12	12	NUM
cjfa-17218	48	15	experts	expert	NOUN
cjfa-17218	48	16	from	from	ADP
cjfa-17218	48	17	poland	poland	PROPN
cjfa-17218	48	18	.	.	PUNCT
cjfa-17218	49	1	cashless	cashless	NOUN
cjfa-17218	49	2	transactions	transaction	NOUN
cjfa-17218	49	3	every	every	DET
cjfa-17218	49	4	use	use	NOUN
cjfa-17218	49	5	of	of	ADP
cjfa-17218	49	6	cash	cash	NOUN
cjfa-17218	49	7	on	on	ADP
cjfa-17218	49	8	any	any	DET
cjfa-17218	49	9	level	level	NOUN
cjfa-17218	49	10	of	of	ADP
cjfa-17218	49	11	clearing	clear	VERB
cjfa-17218	49	12	the	the	DET
cjfa-17218	49	13	accounts	account	NOUN
cjfa-17218	49	14	signifies	signify	VERB
cjfa-17218	49	15	cash	cash	NOUN
cjfa-17218	49	16	accounting	accounting	NOUN
cjfa-17218	49	17	.	.	PUNCT
cjfa-17218	50	1	it	it	PRON
cjfa-17218	50	2	is	be	AUX
cjfa-17218	50	3	historically	historically	ADV
cjfa-17218	50	4	considerably	considerably	ADV
cjfa-17218	50	5	older	old	ADJ
cjfa-17218	50	6	payment	payment	NOUN
cjfa-17218	50	7	method	method	NOUN
cjfa-17218	50	8	that	that	SCONJ
cjfa-17218	50	9	cashless	cashless	NOUN
cjfa-17218	50	10	transactions	transaction	NOUN
cjfa-17218	50	11	and	and	CCONJ
cjfa-17218	50	12	has	have	AUX
cjfa-17218	50	13	been	be	AUX
cjfa-17218	50	14	in	in	ADP
cjfa-17218	50	15	existence	existence	NOUN
cjfa-17218	50	16	since	since	SCONJ
cjfa-17218	50	17	the	the	DET
cjfa-17218	50	18	invention	invention	NOUN
cjfa-17218	50	19	of	of	ADP
cjfa-17218	50	20	cash	cash	NOUN
cjfa-17218	50	21	money	money	NOUN
cjfa-17218	50	22	.	.	PUNCT
cjfa-17218	51	1	cashless	cashless	NOUN
cjfa-17218	51	2	transactions	transaction	NOUN
cjfa-17218	51	3	,	,	PUNCT
cjfa-17218	51	4	however	however	ADV
cjfa-17218	51	5	,	,	PUNCT
cjfa-17218	51	6	has	have	AUX
cjfa-17218	51	7	only	only	ADV
cjfa-17218	51	8	been	be	AUX
cjfa-17218	51	9	around	around	ADV
cjfa-17218	51	10	since	since	SCONJ
cjfa-17218	51	11	the	the	DET
cjfa-17218	51	12	emergence	emergence	NOUN
cjfa-17218	51	13	of	of	ADP
cjfa-17218	51	14	banks	bank	NOUN
cjfa-17218	51	15	and	and	CCONJ
cjfa-17218	51	16	bank	bank	NOUN
cjfa-17218	51	17	accounts	account	NOUN
cjfa-17218	51	18	.	.	PUNCT
cjfa-17218	52	1	traditionally	traditionally	ADV
cjfa-17218	52	2	,	,	PUNCT
cjfa-17218	52	3	the	the	DET
cjfa-17218	52	4	main	main	ADJ
cjfa-17218	52	5	types	type	NOUN
cjfa-17218	52	6	of	of	ADP
cjfa-17218	52	7	cashless	cashless	NOUN
cjfa-17218	52	8	payments	payment	NOUN
cjfa-17218	52	9	under	under	ADP
cjfa-17218	52	10	the	the	DET
cjfa-17218	52	11	payment	payment	NOUN
cjfa-17218	52	12	system	system	NOUN
cjfa-17218	52	13	are	be	AUX
cjfa-17218	52	14	made	make	VERB
cjfa-17218	52	15	via	via	ADP
cjfa-17218	52	16	banks	bank	NOUN
cjfa-17218	52	17	,	,	PUNCT
cjfa-17218	52	18	between	between	ADP
cjfa-17218	52	19	bank	bank	NOUN
cjfa-17218	52	20	accounts	account	NOUN
cjfa-17218	52	21	of	of	ADP
cjfa-17218	52	22	debtor	debtor	NOUN
cjfa-17218	52	23	and	and	CCONJ
cjfa-17218	52	24	creditor	creditor	NOUN
cjfa-17218	52	25	.	.	PUNCT
cjfa-17218	53	1	according	accord	VERB
cjfa-17218	53	2	to	to	ADP
cjfa-17218	53	3	international	international	ADJ
cjfa-17218	53	4	statistics	statistic	NOUN
cjfa-17218	53	5	,	,	PUNCT
cjfa-17218	53	6	such	such	ADJ
cjfa-17218	53	7	as	as	ADP
cjfa-17218	53	8	the	the	DET
cjfa-17218	53	9	data	datum	NOUN
cjfa-17218	53	10	from	from	ADP
cjfa-17218	53	11	the	the	DET
cjfa-17218	53	12	european	european	PROPN
cjfa-17218	53	13	central	central	PROPN
cjfa-17218	53	14	bank	bank	PROPN
cjfa-17218	53	15	presented	present	VERB
cjfa-17218	53	16	on	on	ADP
cjfa-17218	53	17	the	the	DET
cjfa-17218	53	18	figure	figure	NOUN
cjfa-17218	53	19	(	(	PUNCT
cjfa-17218	53	20	figure	figure	NOUN
cjfa-17218	53	21	1	1	NUM
cjfa-17218	53	22	)	)	PUNCT
cjfa-17218	53	23	,	,	PUNCT
cjfa-17218	53	24	cashless	cashless	NOUN
cjfa-17218	53	25	transactions	transaction	NOUN
cjfa-17218	53	26	includes	include	VERB
cjfa-17218	53	27	three	three	NUM
cjfa-17218	53	28	types	type	NOUN
cjfa-17218	53	29	of	of	ADP
cjfa-17218	53	30	clearings	clearing	NOUN
cjfa-17218	53	31	:	:	PUNCT
cjfa-17218	53	32			NOUN
cjfa-17218	53	33	bank	bank	NOUN
cjfa-17218	53	34	transfer	transfer	NOUN
cjfa-17218	53	35	order	order	NOUN
cjfa-17218	53	36	;	;	PUNCT
cjfa-17218	53	37			NOUN
cjfa-17218	53	38	payment	payment	NOUN
cjfa-17218	53	39	order	order	NOUN
cjfa-17218	53	40	;	;	PUNCT
cjfa-17218	53	41			NOUN
cjfa-17218	53	42	clearance	clearance	NOUN
cjfa-17218	53	43	cheque	cheque	NOUN
cjfa-17218	53	44	;	;	PUNCT
cjfa-17218	53	45			NOUN
cjfa-17218	53	46	payment	payment	NOUN
cjfa-17218	53	47	card	card	NOUN
cjfa-17218	53	48	.	.	PUNCT
cjfa-17218	54	1	the	the	DET
cjfa-17218	54	2	figure	figure	NOUN
cjfa-17218	54	3	below	below	ADV
cjfa-17218	54	4	shows	show	VERB
cjfa-17218	54	5	the	the	DET
cjfa-17218	54	6	number	number	NOUN
cjfa-17218	54	7	of	of	ADP
cjfa-17218	54	8	cashless	cashless	NOUN
cjfa-17218	54	9	transactions	transaction	NOUN
cjfa-17218	54	10	involving	involve	VERB
cjfa-17218	54	11	payment	payment	NOUN
cjfa-17218	54	12	instruments	instrument	NOUN
cjfa-17218	54	13	per	per	ADP
cjfa-17218	54	14	capita	capita	NOUN
cjfa-17218	54	15	in	in	ADP
cjfa-17218	54	16	poland	poland	PROPN
cjfa-17218	54	17	,	,	PUNCT
cjfa-17218	54	18	on	on	ADP
cjfa-17218	54	19	the	the	DET
cjfa-17218	54	20	background	background	NOUN
cjfa-17218	54	21	of	of	ADP
cjfa-17218	54	22	the	the	DET
cjfa-17218	54	23	average	average	ADJ
cjfa-17218	54	24	value	value	NOUN
cjfa-17218	54	25	of	of	ADP
cjfa-17218	54	26	this	this	DET
cjfa-17218	54	27	ratio	ratio	NOUN
cjfa-17218	54	28	in	in	ADP
cjfa-17218	54	29	the	the	DET
cjfa-17218	54	30	european	european	PROPN
cjfa-17218	54	31	union	union	PROPN
cjfa-17218	54	32	in	in	ADP
cjfa-17218	54	33	the	the	DET
cjfa-17218	54	34	years	year	NOUN
cjfa-17218	54	35	2001–2015	2001–2015	NUM
cjfa-17218	54	36	.	.	PUNCT
cjfa-17218	55	1	even	even	ADV
cjfa-17218	55	2	though	though	SCONJ
cjfa-17218	55	3	in	in	ADP
cjfa-17218	55	4	the	the	DET
cjfa-17218	55	5	recent	recent	ADJ
cjfa-17218	55	6	years	year	NOUN
cjfa-17218	55	7	(	(	PUNCT
cjfa-17218	55	8	figure	figure	NOUN
cjfa-17218	55	9	1	1	NUM
cjfa-17218	55	10	)	)	PUNCT
cjfa-17218	55	11	,	,	PUNCT
cjfa-17218	55	12	cashless	cashless	NOUN
cjfa-17218	55	13	transactions	transaction	NOUN
cjfa-17218	55	14	in	in	ADP
cjfa-17218	55	15	our	our	PRON
cjfa-17218	55	16	country	country	NOUN
cjfa-17218	55	17	has	have	AUX
cjfa-17218	55	18	been	be	AUX
cjfa-17218	55	19	dynamically	dynamically	ADV
cjfa-17218	55	20	developing	develop	VERB
cjfa-17218	55	21	,	,	PUNCT
cjfa-17218	55	22	the	the	DET
cjfa-17218	55	23	number	number	NOUN
cjfa-17218	55	24	of	of	ADP
cjfa-17218	55	25	cashless	cashless	NOUN
cjfa-17218	55	26	transactions	transaction	NOUN
cjfa-17218	55	27	per	per	ADP
cjfa-17218	55	28	capita	capita	NOUN
cjfa-17218	55	29	in	in	ADP
cjfa-17218	55	30	poland	poland	PROPN
cjfa-17218	55	31	is	be	AUX
cjfa-17218	55	32	still	still	ADV
cjfa-17218	55	33	less	less	ADJ
cjfa-17218	55	34	than	than	ADP
cjfa-17218	55	35	a	a	DET
cjfa-17218	55	36	half	half	NOUN
cjfa-17218	55	37	of	of	ADP
cjfa-17218	55	38	european	european	PROPN
cjfa-17218	55	39	union	union	PROPN
cjfa-17218	55	40	’s	’s	PART
cjfa-17218	55	41	average	average	NOUN
cjfa-17218	55	42	.	.	PUNCT
cjfa-17218	56	1	it	it	PRON
cjfa-17218	56	2	is	be	AUX
cjfa-17218	56	3	a	a	DET
cjfa-17218	56	4	result	result	NOUN
cjfa-17218	56	5	of	of	ADP
cjfa-17218	56	6	a	a	DET
cjfa-17218	56	7	fact	fact	NOUN
cjfa-17218	56	8	that	that	SCONJ
cjfa-17218	56	9	our	our	PRON
cjfa-17218	56	10	country	country	NOUN
cjfa-17218	56	11	has	have	AUX
cjfa-17218	56	12	been	be	AUX
cjfa-17218	56	13	through	through	ADP
cjfa-17218	56	14	political	political	ADJ
cjfa-17218	56	15	transformation	transformation	NOUN
cjfa-17218	56	16	and	and	CCONJ
cjfa-17218	56	17	at	at	ADP
cjfa-17218	56	18	the	the	DET
cjfa-17218	56	19	beginning	beginning	NOUN
cjfa-17218	56	20	of	of	ADP
cjfa-17218	56	21	the	the	DET
cjfa-17218	56	22	90s	90	NOUN
cjfa-17218	56	23	the	the	DET
cjfa-17218	56	24	consumers	consumer	NOUN
cjfa-17218	56	25	were	be	AUX
cjfa-17218	56	26	almost	almost	ADV
cjfa-17218	56	27	always	always	ADV
cjfa-17218	56	28	only	only	ADV
cjfa-17218	56	29	using	use	VERB
cjfa-17218	56	30	cash	cash	NOUN
cjfa-17218	56	31	.	.	PUNCT
cjfa-17218	57	1	therefore	therefore	ADV
cjfa-17218	57	2	,	,	PUNCT
cjfa-17218	57	3	it	it	PRON
cjfa-17218	57	4	was	be	AUX
cjfa-17218	57	5	necessary	necessary	ADJ
cjfa-17218	57	6	to	to	PART
cjfa-17218	57	7	build	build	VERB
cjfa-17218	57	8	whole	whole	ADJ
cjfa-17218	57	9	new	new	ADJ
cjfa-17218	57	10	modern	modern	ADJ
cjfa-17218	57	11	payment	payment	NOUN
cjfa-17218	57	12	system	system	NOUN
cjfa-17218	57	13	from	from	ADP
cjfa-17218	57	14	the	the	DET
cjfa-17218	57	15	ground	ground	NOUN
cjfa-17218	57	16	up	up	ADP
cjfa-17218	57	17	and	and	CCONJ
cjfa-17218	57	18	to	to	PART
cjfa-17218	57	19	change	change	VERB
cjfa-17218	57	20	the	the	DET
cjfa-17218	57	21	existing	exist	VERB
cjfa-17218	57	22	consumers	consumer	NOUN
cjfa-17218	57	23	’	'	PUNCT
cjfa-17218	57	24	habits	habit	NOUN
cjfa-17218	57	25	(	(	PUNCT
cjfa-17218	57	26	schuh	schuh	PROPN
cjfa-17218	57	27	&	&	CCONJ
cjfa-17218	57	28	stavins	stavin	NOUN
cjfa-17218	57	29	,	,	PUNCT
cjfa-17218	57	30	2013	2013	NUM
cjfa-17218	57	31	,	,	PUNCT
cjfa-17218	57	32	pp	pp	ADJ
cjfa-17218	57	33	.	.	PUNCT
cjfa-17218	58	1	246–272	246–272	NUM
cjfa-17218	58	2	;	;	PUNCT
cjfa-17218	58	3	salmony	salmony	NOUN
cjfa-17218	58	4	,	,	PUNCT
cjfa-17218	58	5	2011	2011	NUM
cjfa-17218	58	6	,	,	PUNCT
cjfa-17218	58	7	pp	pp	ADJ
cjfa-17218	58	8	.	.	PUNCT
cjfa-17218	59	1	246	246	NUM
cjfa-17218	59	2	–	–	PUNCT
cjfa-17218	59	3	272	272	NUM
cjfa-17218	59	4	)	)	PUNCT
cjfa-17218	59	5	.	.	PUNCT
cjfa-17218	60	1	actually	actually	ADV
cjfa-17218	60	2	,	,	PUNCT
cjfa-17218	60	3	only	only	ADV
cjfa-17218	60	4	one	one	NUM
cjfa-17218	60	5	generation	generation	NOUN
cjfa-17218	60	6	of	of	ADP
cjfa-17218	60	7	poles	pole	NOUN
cjfa-17218	60	8	is	be	AUX
cjfa-17218	60	9	able	able	ADJ
cjfa-17218	60	10	to	to	PART
cjfa-17218	60	11	use	use	VERB
cjfa-17218	60	12	cashless	cashless	NOUN
cjfa-17218	60	13	payment	payment	NOUN
cjfa-17218	60	14	instruments	instrument	NOUN
cjfa-17218	60	15	though	though	SCONJ
cjfa-17218	60	16	all	all	DET
cjfa-17218	60	17	his	his	PRON
cjfa-17218	60	18	life	life	NOUN
cjfa-17218	60	19	.	.	PUNCT
cjfa-17218	61	1	in	in	ADP
cjfa-17218	61	2	the	the	DET
cjfa-17218	61	3	year	year	NOUN
cjfa-17218	61	4	2011	2011	NUM
cjfa-17218	61	5	,	,	PUNCT
cjfa-17218	61	6	the	the	DET
cjfa-17218	61	7	number	number	NOUN
cjfa-17218	61	8	of	of	ADP
cjfa-17218	61	9	transactions	transaction	NOUN
cjfa-17218	61	10	was	be	AUX
cjfa-17218	61	11	still	still	ADV
cjfa-17218	61	12	at	at	ADP
cjfa-17218	61	13	a	a	DET
cjfa-17218	61	14	very	very	ADV
cjfa-17218	61	15	low	low	ADJ
cjfa-17218	61	16	level	level	NOUN
cjfa-17218	61	17	(	(	PUNCT
cjfa-17218	61	18	16	16	NUM
cjfa-17218	61	19	transactions	transaction	NOUN
cjfa-17218	61	20	per	per	ADP
cjfa-17218	61	21	year	year	NOUN
cjfa-17218	61	22	per	per	ADP
cjfa-17218	61	23	capita	capita	NOUN
cjfa-17218	61	24	)	)	PUNCT
cjfa-17218	61	25	compared	compare	VERB
cjfa-17218	61	26	to	to	ADP
cjfa-17218	61	27	the	the	DET
cjfa-17218	61	28	average	average	NOUN
cjfa-17218	61	29	of	of	ADP
cjfa-17218	61	30	the	the	DET
cjfa-17218	61	31	country	country	NOUN
cjfa-17218	61	32	of	of	ADP
cjfa-17218	61	33	european	european	PROPN
cjfa-17218	61	34	union	union	PROPN
cjfa-17218	61	35	of	of	ADP
cjfa-17218	61	36	the	the	DET
cjfa-17218	61	37	day	day	NOUN
cjfa-17218	61	38	(	(	PUNCT
cjfa-17218	61	39	134	134	NUM
cjfa-17218	61	40	transactions	transaction	NOUN
cjfa-17218	61	41	)	)	PUNCT
cjfa-17218	61	42	.	.	PUNCT
cjfa-17218	62	1	gradually	gradually	ADV
cjfa-17218	62	2	the	the	DET
cjfa-17218	62	3	situation	situation	NOUN
cjfa-17218	62	4	began	begin	VERB
cjfa-17218	62	5	improving	improve	VERB
cjfa-17218	62	6	,	,	PUNCT
cjfa-17218	62	7	concerning	concern	VERB
cjfa-17218	62	8	both	both	CCONJ
cjfa-17218	62	9	the	the	DET
cjfa-17218	62	10	number	number	NOUN
cjfa-17218	62	11	of	of	ADP
cjfa-17218	62	12	bank	bank	NOUN
cjfa-17218	62	13	accounts	account	NOUN
cjfa-17218	62	14	and	and	CCONJ
cjfa-17218	62	15	payment	payment	NOUN
cjfa-17218	62	16	card	card	NOUN
cjfa-17218	62	17	issued	issue	VERB
cjfa-17218	62	18	and	and	CCONJ
cjfa-17218	62	19	the	the	DET
cjfa-17218	62	20	dynamic	dynamic	ADJ
cjfa-17218	62	21	increase	increase	NOUN
cjfa-17218	62	22	of	of	ADP
cjfa-17218	62	23	the	the	DET
cjfa-17218	62	24	number	number	NOUN
cjfa-17218	62	25	of	of	ADP
cjfa-17218	62	26	bank	bank	NOUN
cjfa-17218	62	27	transfer	transfer	NOUN
cjfa-17218	62	28	and	and	CCONJ
cjfa-17218	62	29	card	card	NOUN
cjfa-17218	62	30	transactions	transaction	NOUN
cjfa-17218	62	31	.	.	PUNCT
cjfa-17218	63	1	figure	figure	NOUN
cjfa-17218	63	2	1	1	NUM
cjfa-17218	63	3	.	.	PUNCT
cjfa-17218	64	1	the	the	DET
cjfa-17218	64	2	number	number	NOUN
cjfa-17218	64	3	of	of	ADP
cjfa-17218	64	4	cashless	cashless	NOUN
cjfa-17218	64	5	transactions	transaction	NOUN
cjfa-17218	64	6	involving	involve	VERB
cjfa-17218	64	7	payment	payment	NOUN
cjfa-17218	64	8	instruments	instrument	NOUN
cjfa-17218	64	9	per	per	ADP
cjfa-17218	64	10	capita	capita	NOUN
cjfa-17218	64	11	in	in	ADP
cjfa-17218	64	12	the	the	DET
cjfa-17218	64	13	years	year	NOUN
cjfa-17218	64	14	2001–2015	2001–2015	NUM
cjfa-17218	64	15	source	source	NOUN
cjfa-17218	64	16	:	:	PUNCT
cjfa-17218	64	17	developed	develop	VERB
cjfa-17218	64	18	personally	personally	ADV
cjfa-17218	64	19	based	base	VERB
cjfa-17218	64	20	on	on	ADP
cjfa-17218	64	21	:	:	PUNCT
cjfa-17218	64	22	ecb	ecb	NOUN
cjfa-17218	64	23	,	,	PUNCT
cjfa-17218	64	24	2016	2016	NUM
cjfa-17218	64	25	.	.	PUNCT
cjfa-17218	65	1	the	the	DET
cjfa-17218	65	2	infrastructure	infrastructure	NOUN
cjfa-17218	65	3	of	of	ADP
cjfa-17218	65	4	payment	payment	NOUN
cjfa-17218	65	5	cards	card	NOUN
cjfa-17218	65	6	acceptance	acceptance	VERB
cjfa-17218	65	7	a	a	DET
cjfa-17218	65	8	payment	payment	NOUN
cjfa-17218	65	9	system	system	NOUN
cjfa-17218	65	10	of	of	ADP
cjfa-17218	65	11	a	a	DET
cjfa-17218	65	12	given	give	VERB
cjfa-17218	65	13	country	country	NOUN
cjfa-17218	65	14	is	be	AUX
cjfa-17218	65	15	:	:	PUNCT
cjfa-17218	65	16	“	"	PUNCT
cjfa-17218	65	17	a	a	DET
cjfa-17218	65	18	collection	collection	NOUN
cjfa-17218	65	19	of	of	ADP
cjfa-17218	65	20	mechanisms	mechanism	NOUN
cjfa-17218	65	21	through	through	ADP
cjfa-17218	65	22	which	which	PRON
cjfa-17218	65	23	various	various	ADJ
cjfa-17218	65	24	forms	form	NOUN
cjfa-17218	65	25	of	of	ADP
cjfa-17218	65	26	money	money	NOUN
cjfa-17218	65	27	are	be	AUX
cjfa-17218	65	28	transferred	transfer	VERB
cjfa-17218	65	29	between	between	ADP
cjfa-17218	65	30	parties	party	NOUN
cjfa-17218	65	31	that	that	PRON
cjfa-17218	65	32	fulfil	fulfil	VERB
cjfa-17218	65	33	they	they	PRON
cjfa-17218	65	34	mutual	mutual	ADJ
cjfa-17218	65	35	obligations	obligation	NOUN
cjfa-17218	65	36	or	or	CCONJ
cjfa-17218	65	37	act	act	VERB
cjfa-17218	65	38	as	as	ADP
cjfa-17218	65	39	mediators	mediator	NOUN
cjfa-17218	65	40	for	for	ADP
cjfa-17218	65	41	a	a	DET
cjfa-17218	65	42	third	third	ADJ
cjfa-17218	65	43	party	party	NOUN
cjfa-17218	65	44	’s	’s	PART
cjfa-17218	65	45	payment	payment	NOUN
cjfa-17218	65	46	services	service	NOUN
cjfa-17218	65	47	”	"	PUNCT
cjfa-17218	65	48	(	(	PUNCT
cjfa-17218	65	49	nbp	nbp	PROPN
cjfa-17218	65	50	,	,	PUNCT
cjfa-17218	65	51	2006	2006	NUM
cjfa-17218	65	52	,	,	PUNCT
cjfa-17218	65	53	p.	p.	NOUN
cjfa-17218	65	54	5	5	NUM
cjfa-17218	65	55	;	;	PUNCT
cjfa-17218	65	56	own	own	ADJ
cjfa-17218	65	57	translation	translation	NOUN
cjfa-17218	65	58	)	)	PUNCT
cjfa-17218	65	59	.	.	PUNCT
cjfa-17218	66	1	however	however	ADV
cjfa-17218	66	2	,	,	PUNCT
cjfa-17218	66	3	according	accord	VERB
cjfa-17218	66	4	to	to	ADP
cjfa-17218	66	5	the	the	DET
cjfa-17218	66	6	payment	payment	NOUN
cjfa-17218	66	7	services	service	NOUN
cjfa-17218	66	8	act	act	PROPN
cjfa-17218	66	9	,	,	PUNCT
cjfa-17218	66	10	a	a	DET
cjfa-17218	66	11	specific	specific	ADJ
cjfa-17218	66	12	payment	payment	NOUN
cjfa-17218	66	13	system	system	NOUN
cjfa-17218	66	14	is	be	AUX
cjfa-17218	66	15	:	:	PUNCT
cjfa-17218	66	16	“	"	PUNCT
cjfa-17218	66	17	a	a	DET
cjfa-17218	66	18	system	system	NOUN
cjfa-17218	66	19	of	of	ADP
cjfa-17218	66	20	funds	fund	NOUN
cjfa-17218	66	21	transfer	transfer	NOUN
cjfa-17218	66	22	based	base	VERB
cjfa-17218	66	23	on	on	ADP
cjfa-17218	66	24	formal	formal	ADJ
cjfa-17218	66	25	and	and	CCONJ
cjfa-17218	66	26	normalised	normalise	VERB
cjfa-17218	66	27	regu16	regu16	NOUN
cjfa-17218	66	28	17	17	NUM
cjfa-17218	66	29	20	20	NUM
cjfa-17218	66	30	25	25	NUM
cjfa-17218	66	31	27	27	NUM
cjfa-17218	66	32	32	32	NUM
cjfa-17218	66	33	39	39	NUM
cjfa-17218	66	34	45	45	NUM
cjfa-17218	66	35	54	54	NUM
cjfa-17218	66	36	61	61	NUM
cjfa-17218	66	37	69	69	NUM
cjfa-17218	66	38	77	77	NUM
cjfa-17218	66	39	86	86	NUM
cjfa-17218	66	40	101	101	NUM
cjfa-17218	66	41	127134	127134	NUM
cjfa-17218	66	42	141	141	NUM
cjfa-17218	66	43	152	152	NUM
cjfa-17218	66	44	143	143	NUM
cjfa-17218	66	45	149	149	NUM
cjfa-17218	66	46	158	158	NUM
cjfa-17218	66	47	152	152	NUM
cjfa-17218	66	48	158	158	NUM
cjfa-17218	66	49	164	164	NUM
cjfa-17218	66	50	173	173	NUM
cjfa-17218	66	51	181	181	NUM
cjfa-17218	66	52	188	188	NUM
cjfa-17218	66	53	197	197	NUM
cjfa-17218	66	54	202	202	NUM
cjfa-17218	66	55	220	220	NUM
cjfa-17218	66	56	0	0	NUM
cjfa-17218	66	57	50	50	NUM
cjfa-17218	66	58	100	100	NUM
cjfa-17218	66	59	150	150	NUM
cjfa-17218	66	60	200	200	NUM
cjfa-17218	66	61	250	250	NUM
cjfa-17218	66	62	2001	2001	NUM
cjfa-17218	66	63	2002	2002	NUM
cjfa-17218	66	64	2003	2003	NUM
cjfa-17218	66	65	2004	2004	NUM
cjfa-17218	66	66	2005	2005	NUM
cjfa-17218	66	67	2006	2006	NUM
cjfa-17218	66	68	2007	2007	NUM
cjfa-17218	66	69	2008	2008	NUM
cjfa-17218	66	70	2009	2009	NUM
cjfa-17218	66	71	2010	2010	NUM
cjfa-17218	66	72	2011	2011	NUM
cjfa-17218	66	73	2012	2012	NUM
cjfa-17218	66	74	2013	2013	NUM
cjfa-17218	66	75	2014	2014	NUM
cjfa-17218	66	76	2015	2015	NUM
cjfa-17218	66	77	poland	poland	PROPN
cjfa-17218	66	78	eu	eu	PROPN
cjfa-17218	66	79	s	s	PROPN
cjfa-17218	66	80	o	o	X
cjfa-17218	66	81	u	u	NOUN
cjfa-17218	66	82	r	r	NOUN
cjfa-17218	66	83	c	c	NOUN
cjfa-17218	66	84	e	e	NOUN
cjfa-17218	66	85	:	:	PUNCT
cjfa-17218	66	86	developed	develop	VERB
cjfa-17218	66	87	personally	personally	ADV
cjfa-17218	66	88	based	base	VERB
cjfa-17218	66	89	on	on	ADP
cjfa-17218	66	90	:	:	PUNCT
cjfa-17218	66	91	ecb	ecb	NOUN
cjfa-17218	66	92	,	,	PUNCT
cjfa-17218	66	93	2016	2016	NUM
cjfa-17218	66	94	.	.	PUNCT
cjfa-17218	67	1	the	the	DET
cjfa-17218	67	2	infrastructure	infrastructure	NOUN
cjfa-17218	67	3	of	of	ADP
cjfa-17218	67	4	payment	payment	NOUN
cjfa-17218	67	5	cards	card	NOUN
cjfa-17218	67	6	acceptance	acceptance	VERB
cjfa-17218	67	7	a	a	DET
cjfa-17218	67	8	payment	payment	NOUN
cjfa-17218	67	9	system	system	NOUN
cjfa-17218	67	10	of	of	ADP
cjfa-17218	67	11	a	a	DET
cjfa-17218	67	12	given	give	VERB
cjfa-17218	67	13	country	country	NOUN
cjfa-17218	67	14	is	be	AUX
cjfa-17218	67	15	:	:	PUNCT
cjfa-17218	67	16	“	"	PUNCT
cjfa-17218	67	17	a	a	DET
cjfa-17218	67	18	collection	collection	NOUN
cjfa-17218	67	19	of	of	ADP
cjfa-17218	67	20	mechanisms	mechanism	NOUN
cjfa-17218	67	21	through	through	ADP
cjfa-17218	67	22	which	which	PRON
cjfa-17218	67	23	various	various	ADJ
cjfa-17218	67	24	forms	form	NOUN
cjfa-17218	67	25	of	of	ADP
cjfa-17218	67	26	money	money	NOUN
cjfa-17218	67	27	are	be	AUX
cjfa-17218	67	28	transferred	transfer	VERB
cjfa-17218	67	29	between	between	ADP
cjfa-17218	67	30	parties	party	NOUN
cjfa-17218	67	31	that	that	PRON
cjfa-17218	67	32	fulfil	fulfil	VERB
cjfa-17218	67	33	they	they	PRON
cjfa-17218	67	34	mutual	mutual	ADJ
cjfa-17218	67	35	obligations	obligation	NOUN
cjfa-17218	67	36	or	or	CCONJ
cjfa-17218	67	37	act	act	VERB
cjfa-17218	67	38	as	as	ADP
cjfa-17218	67	39	mediators	mediator	NOUN
cjfa-17218	67	40	for	for	ADP
cjfa-17218	67	41	a	a	DET
cjfa-17218	67	42	third	third	ADJ
cjfa-17218	67	43	party	party	NOUN
cjfa-17218	67	44	’s	’s	PART
cjfa-17218	67	45	payment	payment	NOUN
cjfa-17218	67	46	services	service	NOUN
cjfa-17218	67	47	”	"	PUNCT
cjfa-17218	67	48	(	(	PUNCT
cjfa-17218	67	49	nbp	nbp	PROPN
cjfa-17218	67	50	,	,	PUNCT
cjfa-17218	67	51	2006	2006	NUM
cjfa-17218	67	52	,	,	PUNCT
cjfa-17218	67	53	p.	p.	NOUN
cjfa-17218	67	54	5	5	NUM
cjfa-17218	67	55	;	;	PUNCT
cjfa-17218	67	56	own	own	ADJ
cjfa-17218	67	57	translation	translation	NOUN
cjfa-17218	67	58	)	)	PUNCT
cjfa-17218	67	59	.	.	PUNCT
cjfa-17218	68	1	however	however	ADV
cjfa-17218	68	2	,	,	PUNCT
cjfa-17218	68	3	according	accord	VERB
cjfa-17218	68	4	to	to	ADP
cjfa-17218	68	5	the	the	DET
cjfa-17218	68	6	payment	payment	NOUN
cjfa-17218	68	7	services	service	NOUN
cjfa-17218	68	8	act	act	PROPN
cjfa-17218	68	9	,	,	PUNCT
cjfa-17218	68	10	a	a	DET
cjfa-17218	68	11	specific	specific	ADJ
cjfa-17218	68	12	payment	payment	NOUN
cjfa-17218	68	13	system	system	NOUN
cjfa-17218	68	14	is	be	AUX
cjfa-17218	68	15	:	:	PUNCT
cjfa-17218	68	16	“	"	PUNCT
cjfa-17218	68	17	a	a	DET
cjfa-17218	68	18	system	system	NOUN
cjfa-17218	68	19	of	of	ADP
cjfa-17218	68	20	funds	fund	NOUN
cjfa-17218	68	21	transfer	transfer	NOUN
cjfa-17218	68	22	based	base	VERB
cjfa-17218	68	23	on	on	ADP
cjfa-17218	68	24	formal	formal	ADJ
cjfa-17218	68	25	and	and	CCONJ
cjfa-17218	68	26	normalised	normalise	VERB
cjfa-17218	68	27	regulations	regulation	NOUN
cjfa-17218	68	28	and	and	CCONJ
cjfa-17218	68	29	shared	share	VERB
cjfa-17218	68	30	rules	rule	NOUN
cjfa-17218	68	31	on	on	ADP
cjfa-17218	68	32	processing	processing	NOUN
cjfa-17218	68	33	,	,	PUNCT
cjfa-17218	68	34	billing	billing	NOUN
cjfa-17218	68	35	or	or	CCONJ
cjfa-17218	68	36	clearing	clear	VERB
cjfa-17218	68	37	payment	payment	NOUN
cjfa-17218	68	38	transactions	transaction	NOUN
cjfa-17218	68	39	(	(	PUNCT
cjfa-17218	68	40	…	…	PUNCT
cjfa-17218	68	41	)	)	PUNCT
cjfa-17218	68	42	”	"	PUNCT
cjfa-17218	69	1	(	(	PUNCT
cjfa-17218	69	2	ustawa	ustawa	PROPN
cjfa-17218	69	3	o	o	PROPN
cjfa-17218	69	4	usługach	usługach	NOUN
cjfa-17218	69	5	płatniczych	płatniczych	PROPN
cjfa-17218	69	6	2011	2011	NUM
cjfa-17218	69	7	;	;	PUNCT
cjfa-17218	69	8	own	own	ADJ
cjfa-17218	69	9	translation	translation	NOUN
cjfa-17218	69	10	)	)	PUNCT
cjfa-17218	69	11	.	.	PUNCT
cjfa-17218	70	1	as	as	ADP
cjfa-17218	70	2	a	a	DET
cjfa-17218	70	3	result	result	NOUN
cjfa-17218	70	4	,	,	PUNCT
cjfa-17218	70	5	under	under	ADP
cjfa-17218	70	6	the	the	DET
cjfa-17218	70	7	payment	payment	NOUN
cjfa-17218	70	8	system	system	NOUN
cjfa-17218	70	9	infrastructure	infrastructure	NOUN
cjfa-17218	70	10	,	,	PUNCT
cjfa-17218	70	11	the	the	DET
cjfa-17218	70	12	following	follow	VERB
cjfa-17218	70	13	elements	element	NOUN
cjfa-17218	70	14	can	can	AUX
cjfa-17218	70	15	be	be	AUX
cjfa-17218	70	16	distinguished	distinguish	VERB
cjfa-17218	70	17	(	(	PUNCT
cjfa-17218	70	18	narodowy	narodowy	PROPN
cjfa-17218	70	19	bank	bank	PROPN
cjfa-17218	70	20	polski	polski	PROPN
cjfa-17218	70	21	,	,	PUNCT
cjfa-17218	70	22	związek	związek	PROPN
cjfa-17218	70	23	banków	banków	PROPN
cjfa-17218	70	24	polskich	polskich	PROPN
cjfa-17218	70	25	&	&	CCONJ
cjfa-17218	70	26	koalicja	koalicja	PROPN
cjfa-17218	70	27	na	na	AUX
cjfa-17218	70	28	rzecz	rzecz	VERB
cjfa-17218	70	29	obrotu	obrotu	PROPN
cjfa-17218	70	30	bezgotówkowego	bezgotówkowego	PROPN
cjfa-17218	70	31	i	i	PROPN
cjfa-17218	70	32	mikropłatności	mikropłatności	PROPN
cjfa-17218	70	33	,	,	PUNCT
cjfa-17218	70	34	2009	2009	NUM
cjfa-17218	70	35	;	;	PUNCT
cjfa-17218	70	36	own	own	ADJ
cjfa-17218	70	37	translation	translation	NOUN
cjfa-17218	70	38	):	):	PUNCT
cjfa-17218	70	39	■	■	PUNCT
cjfa-17218	70	40	intermediary	intermediary	ADJ
cjfa-17218	70	41	institutions	institution	NOUN
cjfa-17218	70	42	in	in	ADP
cjfa-17218	70	43	making	make	VERB
cjfa-17218	70	44	clearing	clearing	NOUN
cjfa-17218	70	45	(	(	PUNCT
cjfa-17218	70	46	providing	provide	VERB
cjfa-17218	70	47	payment	payment	NOUN
cjfa-17218	70	48	services	service	NOUN
cjfa-17218	70	49	)	)	PUNCT
cjfa-17218	70	50	,	,	PUNCT
cjfa-17218	70	51	■	■	PUNCT
cjfa-17218	70	52	payment	payment	NOUN
cjfa-17218	70	53	systems	system	NOUN
cjfa-17218	70	54	,	,	PUNCT
cjfa-17218	70	55	■	■	PUNCT
cjfa-17218	70	56	authorisation	authorisation	NOUN
cjfa-17218	70	57	and	and	CCONJ
cjfa-17218	70	58	clearing	clearing	NOUN
cjfa-17218	70	59	systems	system	NOUN
cjfa-17218	70	60	that	that	PRON
cjfa-17218	70	61	process	process	NOUN
cjfa-17218	70	62	transactions	transaction	NOUN
cjfa-17218	70	63	executed	execute	VERB
cjfa-17218	70	64	by	by	ADP
cjfa-17218	70	65	electronic	electronic	ADJ
cjfa-17218	70	66	payment	payment	NOUN
cjfa-17218	70	67	instruments	instrument	NOUN
cjfa-17218	70	68	,	,	PUNCT
cjfa-17218	70	69	■	■	PUNCT
cjfa-17218	70	70	service	service	NOUN
cjfa-17218	70	71	points	point	NOUN
cjfa-17218	70	72	that	that	PRON
cjfa-17218	70	73	accept	accept	VERB
cjfa-17218	70	74	transactions	transaction	NOUN
cjfa-17218	70	75	made	make	VERB
cjfa-17218	70	76	via	via	ADP
cjfa-17218	70	77	payment	payment	NOUN
cjfa-17218	70	78	cards	card	NOUN
cjfa-17218	70	79	,	,	PUNCT
cjfa-17218	70	80	■	■	PUNCT
cjfa-17218	70	81	atms1	atms1	ADJ
cjfa-17218	70	82	.	.	ADJ
cjfa-17218	70	83	1	1	NUM
cjfa-17218	70	84	 	 	SPACE
cjfa-17218	70	85	cash	cash	NOUN
cjfa-17218	70	86	transactions	transaction	NOUN
cjfa-17218	70	87	are	be	AUX
cjfa-17218	70	88	not	not	PART
cjfa-17218	70	89	analyzed	analyze	VERB
cjfa-17218	70	90	in	in	ADP
cjfa-17218	70	91	this	this	DET
cjfa-17218	70	92	article	article	NOUN
cjfa-17218	70	93	.	.	PUNCT
cjfa-17218	70	94	  	  	SPACE
cjfa-17218	71	1	the	the	DET
cjfa-17218	71	2	 	 	SPACE
cjfa-17218	71	3	role	role	NOUN
cjfa-17218	71	4	 	 	SPACE
cjfa-17218	71	5	of	of	ADP
cjfa-17218	71	6	 	 	SPACE
cjfa-17218	71	7	cashless	cashless	NOUN
cjfa-17218	71	8	 	 	SPACE
cjfa-17218	71	9	transactions	transaction	NOUN
cjfa-17218	71	10	 	 	SPACE
cjfa-17218	71	11	in	in	ADP
cjfa-17218	71	12	 	 	SPACE
cjfa-17218	71	13	the	the	DET
cjfa-17218	71	14	 	 	SPACE
cjfa-17218	71	15	process	process	NOUN
cjfa-17218	71	16	…	…	PUNCT
cjfa-17218	71	17	27	27	NUM
cjfa-17218	71	18	payment	payment	NOUN
cjfa-17218	71	19	cards	card	NOUN
cjfa-17218	71	20	are	be	AUX
cjfa-17218	71	21	issued	issue	VERB
cjfa-17218	71	22	under	under	ADP
cjfa-17218	71	23	the	the	DET
cjfa-17218	71	24	payment	payment	NOUN
cjfa-17218	71	25	system	system	NOUN
cjfa-17218	71	26	and	and	CCONJ
cjfa-17218	71	27	create	create	VERB
cjfa-17218	71	28	a	a	DET
cjfa-17218	71	29	market	market	NOUN
cjfa-17218	71	30	of	of	ADP
cjfa-17218	71	31	payment	payment	NOUN
cjfa-17218	71	32	cards	card	NOUN
cjfa-17218	71	33	,	,	PUNCT
cjfa-17218	71	34	which	which	PRON
cjfa-17218	71	35	is	be	AUX
cjfa-17218	71	36	a	a	DET
cjfa-17218	71	37	so	so	ADV
cjfa-17218	71	38	-	-	PUNCT
cjfa-17218	71	39	called	call	VERB
cjfa-17218	71	40	two	two	NUM
cjfa-17218	71	41	-	-	PUNCT
cjfa-17218	71	42	way	way	NOUN
cjfa-17218	71	43	market	market	NOUN
cjfa-17218	71	44	(	(	PUNCT
cjfa-17218	71	45	rochet	rochet	NOUN
cjfa-17218	71	46	&	&	CCONJ
cjfa-17218	71	47	tirole	tirole	PROPN
cjfa-17218	71	48	,	,	PUNCT
cjfa-17218	71	49	2003	2003	NUM
cjfa-17218	71	50	,	,	PUNCT
cjfa-17218	71	51	pp	pp	ADV
cjfa-17218	71	52	.	.	PUNCT
cjfa-17218	72	1	990–1029	990–1029	NUM
cjfa-17218	72	2	;	;	PUNCT
cjfa-17218	72	3	rochet	rochet	NOUN
cjfa-17218	72	4	&	&	CCONJ
cjfa-17218	72	5	tirole	tirole	PROPN
cjfa-17218	72	6	,	,	PUNCT
cjfa-17218	72	7	2008	2008	NUM
cjfa-17218	72	8	,	,	PUNCT
cjfa-17218	72	9	pp	pp	ADJ
cjfa-17218	72	10	.	.	PUNCT
cjfa-17218	73	1	1333–1347	1333–1347	NUM
cjfa-17218	73	2	)	)	PUNCT
cjfa-17218	73	3	.	.	PUNCT
cjfa-17218	74	1	within	within	ADP
cjfa-17218	74	2	this	this	DET
cjfa-17218	74	3	market	market	NOUN
cjfa-17218	74	4	we	we	PRON
cjfa-17218	74	5	can	can	AUX
cjfa-17218	74	6	distinguish	distinguish	VERB
cjfa-17218	74	7	its	its	PRON
cjfa-17218	74	8	following	follow	VERB
cjfa-17218	74	9	participants	participant	NOUN
cjfa-17218	74	10	(	(	PUNCT
cjfa-17218	74	11	maciejewski	maciejewski	ADJ
cjfa-17218	74	12	,	,	PUNCT
cjfa-17218	74	13	2013	2013	NUM
cjfa-17218	74	14	,	,	PUNCT
cjfa-17218	74	15	pp	pp	ADJ
cjfa-17218	74	16	.	.	PUNCT
cjfa-17218	75	1	58–78	58–78	NUM
cjfa-17218	75	2	):	):	PUNCT
cjfa-17218	75	3	■	■	PUNCT
cjfa-17218	75	4	merchants	merchant	NOUN
cjfa-17218	75	5	–	–	PUNCT
cjfa-17218	75	6	retailers	retailer	NOUN
cjfa-17218	75	7	accepting	accept	VERB
cjfa-17218	75	8	payment	payment	NOUN
cjfa-17218	75	9	for	for	ADP
cjfa-17218	75	10	goods	good	NOUN
cjfa-17218	75	11	or	or	CCONJ
cjfa-17218	75	12	services	service	NOUN
cjfa-17218	75	13	via	via	ADP
cjfa-17218	75	14	payment	payment	NOUN
cjfa-17218	75	15	cards	card	NOUN
cjfa-17218	75	16	,	,	PUNCT
cjfa-17218	75	17	■	■	PUNCT
cjfa-17218	75	18	consumers	consumer	NOUN
cjfa-17218	75	19	–	–	PUNCT
cjfa-17218	75	20	customers	customer	NOUN
cjfa-17218	75	21	who	who	PRON
cjfa-17218	75	22	pay	pay	VERB
cjfa-17218	75	23	by	by	ADP
cjfa-17218	75	24	card	card	NOUN
cjfa-17218	75	25	for	for	ADP
cjfa-17218	75	26	goods	good	NOUN
cjfa-17218	75	27	or	or	CCONJ
cjfa-17218	75	28	services	service	NOUN
cjfa-17218	75	29	at	at	ADP
cjfa-17218	75	30	servicing	servicing	NOUN
cjfa-17218	75	31	points	point	NOUN
cjfa-17218	75	32	,	,	PUNCT
cjfa-17218	75	33	■	■	PUNCT
cjfa-17218	75	34	card	card	NOUN
cjfa-17218	75	35	issuers	issuer	NOUN
cjfa-17218	75	36	–	–	PUNCT
cjfa-17218	75	37	subjects	subject	NOUN
cjfa-17218	75	38	(	(	PUNCT
cjfa-17218	75	39	most	most	ADV
cjfa-17218	75	40	often	often	ADV
cjfa-17218	75	41	banks	bank	NOUN
cjfa-17218	75	42	)	)	PUNCT
cjfa-17218	75	43	that	that	PRON
cjfa-17218	75	44	issue	issue	VERB
cjfa-17218	75	45	payment	payment	NOUN
cjfa-17218	75	46	cards	card	NOUN
cjfa-17218	75	47	to	to	ADP
cjfa-17218	75	48	consumers	consumer	NOUN
cjfa-17218	75	49	,	,	PUNCT
cjfa-17218	75	50	■	■	PUNCT
cjfa-17218	75	51	clearing	clear	VERB
cjfa-17218	75	52	agents	agent	NOUN
cjfa-17218	75	53	–	–	PUNCT
cjfa-17218	75	54	manage	manage	VERB
cjfa-17218	75	55	clearing	clearing	NOUN
cjfa-17218	75	56	between	between	ADP
cjfa-17218	75	57	card	card	NOUN
cjfa-17218	75	58	issuers	issuer	NOUN
cjfa-17218	75	59	and	and	CCONJ
cjfa-17218	75	60	merchants	merchant	NOUN
cjfa-17218	75	61	.	.	PUNCT
cjfa-17218	76	1	clearing	clear	VERB
cjfa-17218	76	2	agents	agent	NOUN
cjfa-17218	76	3	are	be	AUX
cjfa-17218	76	4	banks	bank	NOUN
cjfa-17218	76	5	or	or	CCONJ
cjfa-17218	76	6	non	non	ADJ
cjfa-17218	76	7	-	-	ADJ
cjfa-17218	76	8	banking	banking	ADJ
cjfa-17218	76	9	subjects	subject	NOUN
cjfa-17218	76	10	that	that	PRON
cjfa-17218	76	11	make	make	VERB
cjfa-17218	76	12	deals	deal	NOUN
cjfa-17218	76	13	with	with	ADP
cjfa-17218	76	14	merchants	merchant	NOUN
cjfa-17218	76	15	on	on	ADP
cjfa-17218	76	16	charging	charge	VERB
cjfa-17218	76	17	the	the	DET
cjfa-17218	76	18	fees	fee	NOUN
cjfa-17218	76	19	for	for	ADP
cjfa-17218	76	20	card	card	NOUN
cjfa-17218	76	21	usage	usage	NOUN
cjfa-17218	76	22	.	.	PUNCT
cjfa-17218	77	1	■	■	PUNCT
cjfa-17218	77	2	card	card	NOUN
cjfa-17218	77	3	association	association	NOUN
cjfa-17218	77	4	–	–	PUNCT
cjfa-17218	77	5	institutions	institution	NOUN
cjfa-17218	77	6	that	that	PRON
cjfa-17218	77	7	bring	bring	VERB
cjfa-17218	77	8	together	together	ADV
cjfa-17218	77	9	payment	payment	NOUN
cjfa-17218	77	10	card	card	NOUN
cjfa-17218	77	11	issuers	issuer	NOUN
cjfa-17218	77	12	within	within	ADP
cjfa-17218	77	13	their	their	PRON
cjfa-17218	77	14	own	own	ADJ
cjfa-17218	77	15	payment	payment	NOUN
cjfa-17218	77	16	system	system	NOUN
cjfa-17218	77	17	.	.	PUNCT
cjfa-17218	78	1	they	they	PRON
cjfa-17218	78	2	provide	provide	VERB
cjfa-17218	78	3	their	their	PRON
cjfa-17218	78	4	members	member	NOUN
cjfa-17218	78	5	with	with	ADP
cjfa-17218	78	6	a	a	DET
cjfa-17218	78	7	logo	logo	NOUN
cjfa-17218	78	8	(	(	PUNCT
cjfa-17218	78	9	trademark	trademark	NOUN
cjfa-17218	78	10	)	)	PUNCT
cjfa-17218	78	11	and	and	CCONJ
cjfa-17218	78	12	a	a	DET
cjfa-17218	78	13	payment	payment	NOUN
cjfa-17218	78	14	system	system	NOUN
cjfa-17218	78	15	.	.	PUNCT
cjfa-17218	79	1	the	the	DET
cjfa-17218	79	2	basic	basic	ADJ
cjfa-17218	79	3	source	source	NOUN
cjfa-17218	79	4	of	of	ADP
cjfa-17218	79	5	association	association	NOUN
cjfa-17218	79	6	’s	’s	PART
cjfa-17218	79	7	income	income	NOUN
cjfa-17218	79	8	are	be	AUX
cjfa-17218	79	9	fees	fee	NOUN
cjfa-17218	79	10	from	from	ADP
cjfa-17218	79	11	card	card	NOUN
cjfa-17218	79	12	transactions	transaction	NOUN
cjfa-17218	79	13	(	(	PUNCT
cjfa-17218	79	14	interchange	interchange	NOUN
cjfa-17218	79	15	fees	fee	NOUN
cjfa-17218	79	16	)	)	PUNCT
cjfa-17218	79	17	collected	collect	VERB
cjfa-17218	79	18	by	by	ADP
cjfa-17218	79	19	clearing	clear	VERB
cjfa-17218	79	20	agents	agent	NOUN
cjfa-17218	79	21	.	.	PUNCT
cjfa-17218	80	1	eft	eft	ADJ
cjfa-17218	80	2	-	-	PUNCT
cjfa-17218	80	3	pos	pos	NOUN
cjfa-17218	80	4	terminal	terminal	NOUN
cjfa-17218	80	5	is	be	AUX
cjfa-17218	80	6	a	a	DET
cjfa-17218	80	7	device	device	NOUN
cjfa-17218	80	8	used	use	VERB
cjfa-17218	80	9	for	for	ADP
cjfa-17218	80	10	operations	operation	NOUN
cjfa-17218	80	11	with	with	ADP
cjfa-17218	80	12	cashless	cashless	NOUN
cjfa-17218	80	13	payments	payment	NOUN
cjfa-17218	80	14	that	that	PRON
cjfa-17218	80	15	is	be	AUX
cjfa-17218	80	16	installed	instal	VERB
cjfa-17218	80	17	in	in	ADP
cjfa-17218	80	18	sales	sale	NOUN
cjfa-17218	80	19	and	and	CCONJ
cjfa-17218	80	20	service	service	NOUN
cjfa-17218	80	21	points	point	NOUN
cjfa-17218	80	22	and	and	CCONJ
cjfa-17218	80	23	is	be	AUX
cjfa-17218	80	24	essential	essential	ADJ
cjfa-17218	80	25	for	for	ADP
cjfa-17218	80	26	contacting	contact	VERB
cjfa-17218	80	27	bank	bank	NOUN
cjfa-17218	80	28	server	server	NOUN
cjfa-17218	80	29	(	(	PUNCT
cjfa-17218	80	30	via	via	ADP
cjfa-17218	80	31	certificate	certificate	NOUN
cjfa-17218	80	32	authority	authority	NOUN
cjfa-17218	80	33	)	)	PUNCT
cjfa-17218	80	34	in	in	ADP
cjfa-17218	80	35	the	the	DET
cjfa-17218	80	36	moment	moment	NOUN
cjfa-17218	80	37	of	of	ADP
cjfa-17218	80	38	paying	pay	VERB
cjfa-17218	80	39	for	for	ADP
cjfa-17218	80	40	goods	good	NOUN
cjfa-17218	80	41	or	or	CCONJ
cjfa-17218	80	42	services	service	NOUN
cjfa-17218	80	43	with	with	ADP
cjfa-17218	80	44	a	a	DET
cjfa-17218	80	45	payment	payment	NOUN
cjfa-17218	80	46	card	card	NOUN
cjfa-17218	80	47	(	(	PUNCT
cjfa-17218	80	48	świecka	świecka	NOUN
cjfa-17218	80	49	,	,	PUNCT
cjfa-17218	80	50	2011	2011	NUM
cjfa-17218	80	51	,	,	PUNCT
cjfa-17218	80	52	p.	p.	NOUN
cjfa-17218	80	53	29	29	NUM
cjfa-17218	80	54	)	)	PUNCT
cjfa-17218	80	55	.	.	PUNCT
cjfa-17218	81	1	figure	figure	NOUN
cjfa-17218	81	2	2	2	NUM
cjfa-17218	81	3	.	.	PUNCT
cjfa-17218	82	1	the	the	DET
cjfa-17218	82	2	number	number	NOUN
cjfa-17218	82	3	of	of	ADP
cjfa-17218	82	4	merchants	merchant	NOUN
cjfa-17218	82	5	and	and	CCONJ
cjfa-17218	82	6	eft	eft	ADJ
cjfa-17218	82	7	-	-	PUNCT
cjfa-17218	82	8	pos	pos	NOUN
cjfa-17218	82	9	terminal	terminal	NOUN
cjfa-17218	82	10	in	in	ADP
cjfa-17218	82	11	poland	poland	PROPN
cjfa-17218	82	12	(	(	PUNCT
cjfa-17218	82	13	in	in	ADP
cjfa-17218	82	14	thousands	thousand	NOUN
cjfa-17218	82	15	)	)	PUNCT
cjfa-17218	82	16	lations	lation	NOUN
cjfa-17218	82	17	and	and	CCONJ
cjfa-17218	82	18	shared	share	VERB
cjfa-17218	82	19	rules	rule	NOUN
cjfa-17218	82	20	on	on	ADP
cjfa-17218	82	21	processing	processing	NOUN
cjfa-17218	82	22	,	,	PUNCT
cjfa-17218	82	23	billing	billing	NOUN
cjfa-17218	82	24	or	or	CCONJ
cjfa-17218	82	25	clearing	clear	VERB
cjfa-17218	82	26	payment	payment	NOUN
cjfa-17218	82	27	transactions	transaction	NOUN
cjfa-17218	82	28	(	(	PUNCT
cjfa-17218	82	29	…	…	PUNCT
cjfa-17218	82	30	)	)	PUNCT
cjfa-17218	82	31	”	"	PUNCT
cjfa-17218	83	1	(	(	PUNCT
cjfa-17218	83	2	ustawa	ustawa	PROPN
cjfa-17218	83	3	o	o	PROPN
cjfa-17218	83	4	usługach	usługach	NOUN
cjfa-17218	83	5	płatniczych	płatniczych	PROPN
cjfa-17218	83	6	2011	2011	NUM
cjfa-17218	83	7	;	;	PUNCT
cjfa-17218	83	8	own	own	ADJ
cjfa-17218	83	9	translation	translation	NOUN
cjfa-17218	83	10	)	)	PUNCT
cjfa-17218	83	11	.	.	PUNCT
cjfa-17218	84	1	as	as	ADP
cjfa-17218	84	2	a	a	DET
cjfa-17218	84	3	result	result	NOUN
cjfa-17218	84	4	,	,	PUNCT
cjfa-17218	84	5	under	under	ADP
cjfa-17218	84	6	the	the	DET
cjfa-17218	84	7	payment	payment	NOUN
cjfa-17218	84	8	system	system	NOUN
cjfa-17218	84	9	infrastructure	infrastructure	NOUN
cjfa-17218	84	10	,	,	PUNCT
cjfa-17218	84	11	the	the	DET
cjfa-17218	84	12	following	follow	VERB
cjfa-17218	84	13	elements	element	NOUN
cjfa-17218	84	14	can	can	AUX
cjfa-17218	84	15	be	be	AUX
cjfa-17218	84	16	distinguished	distinguish	VERB
cjfa-17218	84	17	(	(	PUNCT
cjfa-17218	84	18	narodowy	narodowy	PROPN
cjfa-17218	84	19	bank	bank	PROPN
cjfa-17218	84	20	polski	polski	PROPN
cjfa-17218	84	21	,	,	PUNCT
cjfa-17218	84	22	związek	związek	PROPN
cjfa-17218	84	23	banków	banków	PROPN
cjfa-17218	84	24	polskich	polskich	PROPN
cjfa-17218	84	25	&	&	CCONJ
cjfa-17218	84	26	koalicja	koalicja	PROPN
cjfa-17218	84	27	na	na	AUX
cjfa-17218	84	28	rzecz	rzecz	VERB
cjfa-17218	84	29	obrotu	obrotu	PROPN
cjfa-17218	84	30	bezgotówkowego	bezgotówkowego	PROPN
cjfa-17218	84	31	i	i	PROPN
cjfa-17218	84	32	mikropłatności	mikropłatności	PROPN
cjfa-17218	84	33	,	,	PUNCT
cjfa-17218	84	34	2009	2009	NUM
cjfa-17218	84	35	;	;	PUNCT
cjfa-17218	84	36	own	own	ADJ
cjfa-17218	84	37	translation	translation	NOUN
cjfa-17218	84	38	):	):	PUNCT
cjfa-17218	84	39			NOUN
cjfa-17218	84	40	intermediary	intermediary	ADJ
cjfa-17218	84	41	institutions	institution	NOUN
cjfa-17218	84	42	in	in	ADP
cjfa-17218	84	43	making	make	VERB
cjfa-17218	84	44	clearing	clearing	NOUN
cjfa-17218	84	45	(	(	PUNCT
cjfa-17218	84	46	providing	provide	VERB
cjfa-17218	84	47	payment	payment	NOUN
cjfa-17218	84	48	services	service	NOUN
cjfa-17218	84	49	)	)	PUNCT
cjfa-17218	84	50	,	,	PUNCT
cjfa-17218	84	51			NOUN
cjfa-17218	84	52	payment	payment	NOUN
cjfa-17218	84	53	systems	system	NOUN
cjfa-17218	84	54	,	,	PUNCT
cjfa-17218	84	55			NOUN
cjfa-17218	84	56	authorisation	authorisation	NOUN
cjfa-17218	84	57	and	and	CCONJ
cjfa-17218	84	58	clearing	clearing	NOUN
cjfa-17218	84	59	systems	system	NOUN
cjfa-17218	84	60	that	that	PRON
cjfa-17218	84	61	process	process	NOUN
cjfa-17218	84	62	transactions	transaction	NOUN
cjfa-17218	84	63	executed	execute	VERB
cjfa-17218	84	64	by	by	ADP
cjfa-17218	84	65	electronic	electronic	ADJ
cjfa-17218	84	66	payment	payment	NOUN
cjfa-17218	84	67	instruments	instrument	NOUN
cjfa-17218	84	68	,	,	PUNCT
cjfa-17218	84	69			NOUN
cjfa-17218	84	70	service	service	NOUN
cjfa-17218	84	71	points	point	NOUN
cjfa-17218	84	72	that	that	PRON
cjfa-17218	84	73	accept	accept	VERB
cjfa-17218	84	74	transactions	transaction	NOUN
cjfa-17218	84	75	made	make	VERB
cjfa-17218	84	76	via	via	ADP
cjfa-17218	84	77	payment	payment	NOUN
cjfa-17218	84	78	cards	card	NOUN
cjfa-17218	84	79	,	,	PUNCT
cjfa-17218	84	80			PROPN
cjfa-17218	84	81	atms1	atms1	NOUN
cjfa-17218	84	82	.	.	PUNCT
cjfa-17218	85	1	payment	payment	NOUN
cjfa-17218	85	2	cards	card	NOUN
cjfa-17218	85	3	are	be	AUX
cjfa-17218	85	4	issued	issue	VERB
cjfa-17218	85	5	under	under	ADP
cjfa-17218	85	6	the	the	DET
cjfa-17218	85	7	payment	payment	NOUN
cjfa-17218	85	8	system	system	NOUN
cjfa-17218	85	9	and	and	CCONJ
cjfa-17218	85	10	create	create	VERB
cjfa-17218	85	11	a	a	DET
cjfa-17218	85	12	market	market	NOUN
cjfa-17218	85	13	of	of	ADP
cjfa-17218	85	14	payment	payment	NOUN
cjfa-17218	85	15	cards	card	NOUN
cjfa-17218	85	16	,	,	PUNCT
cjfa-17218	85	17	which	which	PRON
cjfa-17218	85	18	is	be	AUX
cjfa-17218	85	19	a	a	DET
cjfa-17218	85	20	so	so	ADV
cjfa-17218	85	21	-	-	PUNCT
cjfa-17218	85	22	called	call	VERB
cjfa-17218	85	23	two	two	NUM
cjfa-17218	85	24	-	-	PUNCT
cjfa-17218	85	25	way	way	NOUN
cjfa-17218	85	26	market	market	NOUN
cjfa-17218	85	27	(	(	PUNCT
cjfa-17218	85	28	rochet	rochet	NOUN
cjfa-17218	85	29	&	&	CCONJ
cjfa-17218	85	30	tirole	tirole	PROPN
cjfa-17218	85	31	,	,	PUNCT
cjfa-17218	85	32	2003	2003	NUM
cjfa-17218	85	33	,	,	PUNCT
cjfa-17218	85	34	pp	pp	ADV
cjfa-17218	85	35	.	.	PUNCT
cjfa-17218	86	1	990–1029	990–1029	NUM
cjfa-17218	86	2	;	;	PUNCT
cjfa-17218	86	3	rochet	rochet	NOUN
cjfa-17218	86	4	&	&	CCONJ
cjfa-17218	86	5	tirole	tirole	PROPN
cjfa-17218	86	6	,	,	PUNCT
cjfa-17218	86	7	2008	2008	NUM
cjfa-17218	86	8	,	,	PUNCT
cjfa-17218	86	9	pp	pp	ADJ
cjfa-17218	86	10	.	.	PUNCT
cjfa-17218	87	1	1333	1333	NUM
cjfa-17218	87	2	–	–	PUNCT
cjfa-17218	87	3	1347	1347	NUM
cjfa-17218	87	4	)	)	PUNCT
cjfa-17218	87	5	.	.	PUNCT
cjfa-17218	88	1	within	within	ADP
cjfa-17218	88	2	this	this	DET
cjfa-17218	88	3	market	market	NOUN
cjfa-17218	88	4	we	we	PRON
cjfa-17218	88	5	can	can	AUX
cjfa-17218	88	6	distinguish	distinguish	VERB
cjfa-17218	88	7	its	its	PRON
cjfa-17218	88	8	following	follow	VERB
cjfa-17218	88	9	participants	participant	NOUN
cjfa-17218	88	10	(	(	PUNCT
cjfa-17218	88	11	maciejewski	maciejewski	ADJ
cjfa-17218	88	12	,	,	PUNCT
cjfa-17218	88	13	2013	2013	NUM
cjfa-17218	88	14	,	,	PUNCT
cjfa-17218	88	15	pp	pp	ADJ
cjfa-17218	88	16	.	.	PUNCT
cjfa-17218	89	1	58	58	NUM
cjfa-17218	89	2	–	–	PUNCT
cjfa-17218	89	3	78	78	NUM
cjfa-17218	89	4	):	):	PUNCT
cjfa-17218	89	5			NOUN
cjfa-17218	89	6	merchants	merchant	NOUN
cjfa-17218	89	7	–	–	PUNCT
cjfa-17218	89	8	retailers	retailer	NOUN
cjfa-17218	89	9	accepting	accept	VERB
cjfa-17218	89	10	payment	payment	NOUN
cjfa-17218	89	11	for	for	ADP
cjfa-17218	89	12	goods	good	NOUN
cjfa-17218	89	13	or	or	CCONJ
cjfa-17218	89	14	services	service	NOUN
cjfa-17218	89	15	via	via	ADP
cjfa-17218	89	16	payment	payment	NOUN
cjfa-17218	89	17	cards	card	NOUN
cjfa-17218	89	18	,	,	PUNCT
cjfa-17218	89	19			NOUN
cjfa-17218	89	20	consumers	consumer	NOUN
cjfa-17218	89	21	–	–	PUNCT
cjfa-17218	89	22	customers	customer	NOUN
cjfa-17218	89	23	who	who	PRON
cjfa-17218	89	24	pay	pay	VERB
cjfa-17218	89	25	by	by	ADP
cjfa-17218	89	26	card	card	NOUN
cjfa-17218	89	27	for	for	ADP
cjfa-17218	89	28	goods	good	NOUN
cjfa-17218	89	29	or	or	CCONJ
cjfa-17218	89	30	services	service	NOUN
cjfa-17218	89	31	at	at	ADP
cjfa-17218	89	32	servicing	servicing	NOUN
cjfa-17218	89	33	points	point	NOUN
cjfa-17218	89	34	,	,	PUNCT
cjfa-17218	89	35			NOUN
cjfa-17218	89	36	card	card	NOUN
cjfa-17218	89	37	issuers	issuer	NOUN
cjfa-17218	89	38	–	–	PUNCT
cjfa-17218	89	39	subjects	subject	NOUN
cjfa-17218	89	40	(	(	PUNCT
cjfa-17218	89	41	most	most	ADV
cjfa-17218	89	42	often	often	ADV
cjfa-17218	89	43	banks	bank	NOUN
cjfa-17218	89	44	)	)	PUNCT
cjfa-17218	89	45	that	that	PRON
cjfa-17218	89	46	issue	issue	VERB
cjfa-17218	89	47	payment	payment	NOUN
cjfa-17218	89	48	cards	card	NOUN
cjfa-17218	89	49	to	to	ADP
cjfa-17218	89	50	consumers	consumer	NOUN
cjfa-17218	89	51	,	,	PUNCT
cjfa-17218	89	52			NOUN
cjfa-17218	89	53	clearing	clearing	NOUN
cjfa-17218	89	54	agents	agent	NOUN
cjfa-17218	89	55	–	–	PUNCT
cjfa-17218	89	56	manage	manage	VERB
cjfa-17218	89	57	clearing	clearing	NOUN
cjfa-17218	89	58	between	between	ADP
cjfa-17218	89	59	card	card	NOUN
cjfa-17218	89	60	issuers	issuer	NOUN
cjfa-17218	89	61	and	and	CCONJ
cjfa-17218	89	62	merchants	merchant	NOUN
cjfa-17218	89	63	.	.	PUNCT
cjfa-17218	90	1	clearing	clear	VERB
cjfa-17218	90	2	agents	agent	NOUN
cjfa-17218	90	3	are	be	AUX
cjfa-17218	90	4	banks	bank	NOUN
cjfa-17218	90	5	or	or	CCONJ
cjfa-17218	90	6	non	non	ADJ
cjfa-17218	90	7	-	-	ADJ
cjfa-17218	90	8	banking	banking	ADJ
cjfa-17218	90	9	subjects	subject	NOUN
cjfa-17218	90	10	that	that	PRON
cjfa-17218	90	11	make	make	VERB
cjfa-17218	90	12	deals	deal	NOUN
cjfa-17218	90	13	with	with	ADP
cjfa-17218	90	14	merchants	merchant	NOUN
cjfa-17218	90	15	on	on	ADP
cjfa-17218	90	16	charging	charge	VERB
cjfa-17218	90	17	the	the	DET
cjfa-17218	90	18	fees	fee	NOUN
cjfa-17218	90	19	for	for	ADP
cjfa-17218	90	20	card	card	NOUN
cjfa-17218	90	21	usage	usage	NOUN
cjfa-17218	90	22	.	.	PUNCT
cjfa-17218	91	1			NOUN
cjfa-17218	91	2	card	card	NOUN
cjfa-17218	91	3	association	association	NOUN
cjfa-17218	91	4	–	–	PUNCT
cjfa-17218	91	5	institutions	institution	NOUN
cjfa-17218	91	6	that	that	PRON
cjfa-17218	91	7	bring	bring	VERB
cjfa-17218	91	8	together	together	ADV
cjfa-17218	91	9	payment	payment	NOUN
cjfa-17218	91	10	card	card	NOUN
cjfa-17218	91	11	issuers	issuer	NOUN
cjfa-17218	91	12	within	within	ADP
cjfa-17218	91	13	their	their	PRON
cjfa-17218	91	14	own	own	ADJ
cjfa-17218	91	15	payment	payment	NOUN
cjfa-17218	91	16	system	system	NOUN
cjfa-17218	91	17	.	.	PUNCT
cjfa-17218	92	1	they	they	PRON
cjfa-17218	92	2	provide	provide	VERB
cjfa-17218	92	3	their	their	PRON
cjfa-17218	92	4	members	member	NOUN
cjfa-17218	92	5	with	with	ADP
cjfa-17218	92	6	a	a	DET
cjfa-17218	92	7	logo	logo	NOUN
cjfa-17218	92	8	(	(	PUNCT
cjfa-17218	92	9	trademark	trademark	NOUN
cjfa-17218	92	10	)	)	PUNCT
cjfa-17218	92	11	and	and	CCONJ
cjfa-17218	92	12	a	a	DET
cjfa-17218	92	13	payment	payment	NOUN
cjfa-17218	92	14	system	system	NOUN
cjfa-17218	92	15	.	.	PUNCT
cjfa-17218	93	1	the	the	DET
cjfa-17218	93	2	basic	basic	ADJ
cjfa-17218	93	3	source	source	NOUN
cjfa-17218	93	4	of	of	ADP
cjfa-17218	93	5	association	association	NOUN
cjfa-17218	93	6	’s	’s	PART
cjfa-17218	93	7	income	income	NOUN
cjfa-17218	93	8	are	be	AUX
cjfa-17218	93	9	fees	fee	NOUN
cjfa-17218	93	10	from	from	ADP
cjfa-17218	93	11	card	card	NOUN
cjfa-17218	93	12	transactions	transaction	NOUN
cjfa-17218	93	13	(	(	PUNCT
cjfa-17218	93	14	interchange	interchange	NOUN
cjfa-17218	93	15	fees	fee	NOUN
cjfa-17218	93	16	)	)	PUNCT
cjfa-17218	93	17	collected	collect	VERB
cjfa-17218	93	18	by	by	ADP
cjfa-17218	93	19	clearing	clear	VERB
cjfa-17218	93	20	agents	agent	NOUN
cjfa-17218	93	21	.	.	PUNCT
cjfa-17218	94	1	eft	eft	ADJ
cjfa-17218	94	2	-	-	PUNCT
cjfa-17218	94	3	pos	pos	NOUN
cjfa-17218	94	4	terminal	terminal	NOUN
cjfa-17218	94	5	is	be	AUX
cjfa-17218	94	6	a	a	DET
cjfa-17218	94	7	device	device	NOUN
cjfa-17218	94	8	used	use	VERB
cjfa-17218	94	9	for	for	ADP
cjfa-17218	94	10	operations	operation	NOUN
cjfa-17218	94	11	with	with	ADP
cjfa-17218	94	12	cashless	cashless	NOUN
cjfa-17218	94	13	payments	payment	NOUN
cjfa-17218	94	14	that	that	PRON
cjfa-17218	94	15	is	be	AUX
cjfa-17218	94	16	installed	instal	VERB
cjfa-17218	94	17	in	in	ADP
cjfa-17218	94	18	sales	sale	NOUN
cjfa-17218	94	19	and	and	CCONJ
cjfa-17218	94	20	service	service	NOUN
cjfa-17218	94	21	points	point	NOUN
cjfa-17218	94	22	and	and	CCONJ
cjfa-17218	94	23	is	be	AUX
cjfa-17218	94	24	essential	essential	ADJ
cjfa-17218	94	25	for	for	ADP
cjfa-17218	94	26	contacting	contact	VERB
cjfa-17218	94	27	bank	bank	NOUN
cjfa-17218	94	28	server	server	NOUN
cjfa-17218	94	29	(	(	PUNCT
cjfa-17218	94	30	via	via	ADP
cjfa-17218	94	31	certificate	certificate	NOUN
cjfa-17218	94	32	authority	authority	NOUN
cjfa-17218	94	33	)	)	PUNCT
cjfa-17218	94	34	in	in	ADP
cjfa-17218	94	35	the	the	DET
cjfa-17218	94	36	moment	moment	NOUN
cjfa-17218	94	37	of	of	ADP
cjfa-17218	94	38	paying	pay	VERB
cjfa-17218	94	39	for	for	ADP
cjfa-17218	94	40	goods	good	NOUN
cjfa-17218	94	41	or	or	CCONJ
cjfa-17218	94	42	services	service	NOUN
cjfa-17218	94	43	with	with	ADP
cjfa-17218	94	44	a	a	DET
cjfa-17218	94	45	payment	payment	NOUN
cjfa-17218	94	46	card	card	NOUN
cjfa-17218	94	47	(	(	PUNCT
cjfa-17218	94	48	świecka	świecka	NOUN
cjfa-17218	94	49	,	,	PUNCT
cjfa-17218	94	50	2011	2011	NUM
cjfa-17218	94	51	,	,	PUNCT
cjfa-17218	94	52	p.	p.	NOUN
cjfa-17218	94	53	29	29	NUM
cjfa-17218	94	54	)	)	PUNCT
cjfa-17218	94	55	.	.	PUNCT
cjfa-17218	95	1	figure	figure	NOUN
cjfa-17218	95	2	2	2	NUM
cjfa-17218	95	3	.	.	PUNCT
cjfa-17218	96	1	the	the	DET
cjfa-17218	96	2	number	number	NOUN
cjfa-17218	96	3	of	of	ADP
cjfa-17218	96	4	merchants	merchant	NOUN
cjfa-17218	96	5	and	and	CCONJ
cjfa-17218	96	6	eft	eft	ADJ
cjfa-17218	96	7	-	-	PUNCT
cjfa-17218	96	8	pos	pos	NOUN
cjfa-17218	96	9	terminal	terminal	NOUN
cjfa-17218	96	10	in	in	ADP
cjfa-17218	96	11	poland	poland	PROPN
cjfa-17218	96	12	(	(	PUNCT
cjfa-17218	96	13	in	in	ADP
cjfa-17218	96	14	thousands	thousand	NOUN
cjfa-17218	96	15	)	)	PUNCT
cjfa-17218	96	16	source	source	NOUN
cjfa-17218	96	17	:	:	PUNCT
cjfa-17218	96	18	developed	develop	VERB
cjfa-17218	96	19	personally	personally	ADV
cjfa-17218	96	20	based	base	VERB
cjfa-17218	96	21	on	on	ADP
cjfa-17218	96	22	:	:	PUNCT
cjfa-17218	96	23	nbp	nbp	PROPN
cjfa-17218	96	24	,	,	PUNCT
cjfa-17218	96	25	2017	2017	NUM
cjfa-17218	96	26	.	.	PUNCT
cjfa-17218	96	27	from	from	ADP
cjfa-17218	96	28	2003	2003	NUM
cjfa-17218	96	29	until	until	ADP
cjfa-17218	96	30	the	the	DET
cjfa-17218	96	31	beginning	beginning	NOUN
cjfa-17218	96	32	of	of	ADP
cjfa-17218	96	33	2017	2017	NUM
cjfa-17218	96	34	(	(	PUNCT
cjfa-17218	96	35	figure	figure	NOUN
cjfa-17218	96	36	2	2	NUM
cjfa-17218	96	37	)	)	PUNCT
cjfa-17218	96	38	,	,	PUNCT
cjfa-17218	96	39	the	the	DET
cjfa-17218	96	40	number	number	NOUN
cjfa-17218	96	41	of	of	ADP
cjfa-17218	96	42	payment	payment	NOUN
cjfa-17218	96	43	cards	card	NOUN
cjfa-17218	96	44	merchants	merchant	NOUN
cjfa-17218	96	45	increased	increase	VERB
cjfa-17218	96	46	almost	almost	ADV
cjfa-17218	96	47	four	four	NUM
cjfa-17218	96	48	times	time	NOUN
cjfa-17218	96	49	–	–	PUNCT
cjfa-17218	96	50	from	from	ADP
cjfa-17218	96	51	60	60	NUM
cjfa-17218	96	52	thousand	thousand	NUM
cjfa-17218	96	53	to	to	PART
cjfa-17218	96	54	237	237	NUM
cjfa-17218	96	55	thousand	thousand	NUM
cjfa-17218	96	56	.	.	PUNCT
cjfa-17218	97	1	a	a	DET
cjfa-17218	97	2	significant	significant	ADJ
cjfa-17218	97	3	leap	leap	NOUN
cjfa-17218	97	4	in	in	ADP
cjfa-17218	97	5	payment	payment	NOUN
cjfa-17218	97	6	cards	card	NOUN
cjfa-17218	97	7	acceptance	acceptance	NOUN
cjfa-17218	97	8	took	take	VERB
cjfa-17218	97	9	place	place	NOUN
cjfa-17218	97	10	at	at	ADP
cjfa-17218	97	11	the	the	DET
cjfa-17218	97	12	turn	turn	NOUN
cjfa-17218	97	13	of	of	ADP
cjfa-17218	97	14	2014	2014	NUM
cjfa-17218	97	15	and	and	CCONJ
cjfa-17218	97	16	2015	2015	NUM
cjfa-17218	97	17	,	,	PUNCT
cjfa-17218	97	18	due	due	ADP
cjfa-17218	97	19	to	to	ADP
cjfa-17218	97	20	the	the	DET
cjfa-17218	97	21	reduction	reduction	NOUN
cjfa-17218	97	22	of	of	ADP
cjfa-17218	97	23	interchange	interchange	NOUN
cjfa-17218	97	24	payment	payment	NOUN
cjfa-17218	97	25	in	in	ADP
cjfa-17218	97	26	poland	poland	PROPN
cjfa-17218	97	27	(	(	PUNCT
cjfa-17218	97	28	nbp	nbp	PROPN
cjfa-17218	97	29	,	,	PUNCT
cjfa-17218	97	30	2015	2015	NUM
cjfa-17218	97	31	;	;	PUNCT
cjfa-17218	97	32	jonker	jonker	NOUN
cjfa-17218	97	33	,	,	PUNCT
cjfa-17218	97	34	2011	2011	NUM
cjfa-17218	97	35	)	)	PUNCT
cjfa-17218	97	36	.	.	PUNCT
cjfa-17218	98	1	therefore	therefore	ADV
cjfa-17218	98	2	,	,	PUNCT
cjfa-17218	98	3	the	the	DET
cjfa-17218	98	4	number	number	NOUN
cjfa-17218	98	5	of	of	ADP
cjfa-17218	98	6	terminals	terminal	NOUN
cjfa-17218	98	7	in	in	ADP
cjfa-17218	98	8	poland	poland	PROPN
cjfa-17218	98	9	was	be	AUX
cjfa-17218	98	10	,	,	PUNCT
cjfa-17218	98	11	relatively	relatively	ADV
cjfa-17218	98	12	,	,	PUNCT
cjfa-17218	98	13	dynamically	dynamically	ADV
cjfa-17218	98	14	increasing	increase	VERB
cjfa-17218	98	15	in	in	ADP
cjfa-17218	98	16	the	the	DET
cjfa-17218	98	17	aforementioned	aforementioned	ADJ
cjfa-17218	98	18	period	period	NOUN
cjfa-17218	98	19	(	(	PUNCT
cjfa-17218	98	20	figure	figure	NOUN
cjfa-17218	98	21	3	3	NUM
cjfa-17218	98	22	)	)	PUNCT
cjfa-17218	98	23	–	–	PUNCT
cjfa-17218	98	24	from	from	SCONJ
cjfa-17218	98	25	84	84	NUM
cjfa-17218	98	26	thousand	thousand	NUM
cjfa-17218	98	27	to	to	PART
cjfa-17218	98	28	563	563	NUM
cjfa-17218	98	29	thousand	thousand	NUM
cjfa-17218	98	30	in	in	ADP
cjfa-17218	98	31	1	1	NUM
cjfa-17218	98	32	cash	cash	NOUN
cjfa-17218	98	33	transactions	transaction	NOUN
cjfa-17218	98	34	are	be	AUX
cjfa-17218	98	35	not	not	PART
cjfa-17218	98	36	analyzed	analyze	VERB
cjfa-17218	98	37	in	in	ADP
cjfa-17218	98	38	this	this	DET
cjfa-17218	98	39	article	article	NOUN
cjfa-17218	98	40	.	.	PUNCT
cjfa-17218	99	1	60	60	NUM
cjfa-17218	99	2	69	69	NUM
cjfa-17218	99	3	76	76	NUM
cjfa-17218	99	4	78	78	NUM
cjfa-17218	99	5	80	80	NUM
cjfa-17218	99	6	82	82	NUM
cjfa-17218	99	7	93	93	NUM
cjfa-17218	99	8	104	104	NUM
cjfa-17218	99	9	114	114	NUM
cjfa-17218	99	10	130	130	NUM
cjfa-17218	99	11	140	140	NUM
cjfa-17218	99	12	163	163	NUM
cjfa-17218	99	13	197	197	NUM
cjfa-17218	99	14	225	225	NUM
cjfa-17218	99	15	237	237	NUM
cjfa-17218	99	16	84	84	NUM
cjfa-17218	99	17	104	104	NUM
cjfa-17218	99	18	129	129	NUM
cjfa-17218	99	19	141	141	NUM
cjfa-17218	99	20	171	171	NUM
cjfa-17218	99	21	198	198	NUM
cjfa-17218	99	22	216	216	NUM
cjfa-17218	99	23	247	247	NUM
cjfa-17218	99	24	266	266	NUM
cjfa-17218	99	25	290	290	NUM
cjfa-17218	99	26	326	326	NUM
cjfa-17218	99	27	398	398	NUM
cjfa-17218	99	28	465	465	NUM
cjfa-17218	99	29	536	536	NUM
cjfa-17218	99	30	563	563	NUM
cjfa-17218	99	31	0	0	NUM
cjfa-17218	99	32	100	100	NUM
cjfa-17218	99	33	200	200	NUM
cjfa-17218	99	34	300	300	NUM
cjfa-17218	99	35	400	400	NUM
cjfa-17218	99	36	500	500	NUM
cjfa-17218	99	37	600	600	NUM
cjfa-17218	99	38	merchants	merchant	NOUN
cjfa-17218	99	39	the	the	DET
cjfa-17218	99	40	number	number	NOUN
cjfa-17218	99	41	of	of	ADP
cjfa-17218	99	42	eft	eft	PROPN
cjfa-17218	99	43	-	-	PUNCT
cjfa-17218	99	44	pos	pos	NOUN
cjfa-17218	99	45	terminal	terminal	NOUN
cjfa-17218	99	46	s	s	PART
cjfa-17218	99	47	o	o	NOUN
cjfa-17218	99	48	u	u	NOUN
cjfa-17218	99	49	r	r	NOUN
cjfa-17218	99	50	c	c	NOUN
cjfa-17218	99	51	e	e	NOUN
cjfa-17218	99	52	:	:	PUNCT
cjfa-17218	99	53	developed	develop	VERB
cjfa-17218	99	54	personally	personally	ADV
cjfa-17218	99	55	based	base	VERB
cjfa-17218	99	56	on	on	ADP
cjfa-17218	99	57	:	:	PUNCT
cjfa-17218	99	58	nbp	nbp	PROPN
cjfa-17218	99	59	,	,	PUNCT
cjfa-17218	99	60	2017	2017	NUM
cjfa-17218	99	61	.	.	PUNCT
cjfa-17218	100	1	marta	marta	PROPN
cjfa-17218	100	2	jakubowska28	jakubowska28	PROPN
cjfa-17218	100	3	from	from	ADP
cjfa-17218	100	4	2003	2003	NUM
cjfa-17218	100	5	until	until	ADP
cjfa-17218	100	6	the	the	DET
cjfa-17218	100	7	beginning	beginning	NOUN
cjfa-17218	100	8	of	of	ADP
cjfa-17218	100	9	2017	2017	NUM
cjfa-17218	100	10	(	(	PUNCT
cjfa-17218	100	11	figure	figure	NOUN
cjfa-17218	100	12	2	2	NUM
cjfa-17218	100	13	)	)	PUNCT
cjfa-17218	100	14	,	,	PUNCT
cjfa-17218	100	15	the	the	DET
cjfa-17218	100	16	number	number	NOUN
cjfa-17218	100	17	of	of	ADP
cjfa-17218	100	18	payment	payment	NOUN
cjfa-17218	100	19	cards	card	NOUN
cjfa-17218	100	20	merchants	merchant	NOUN
cjfa-17218	100	21	increased	increase	VERB
cjfa-17218	100	22	almost	almost	ADV
cjfa-17218	100	23	four	four	NUM
cjfa-17218	100	24	times	time	NOUN
cjfa-17218	100	25	–	–	PUNCT
cjfa-17218	100	26	from	from	ADP
cjfa-17218	100	27	60	60	NUM
cjfa-17218	100	28	thousand	thousand	NUM
cjfa-17218	100	29	to	to	PART
cjfa-17218	100	30	237	237	NUM
cjfa-17218	100	31	thousand	thousand	NUM
cjfa-17218	100	32	.	.	PUNCT
cjfa-17218	101	1	a	a	DET
cjfa-17218	101	2	significant	significant	ADJ
cjfa-17218	101	3	leap	leap	NOUN
cjfa-17218	101	4	in	in	ADP
cjfa-17218	101	5	payment	payment	NOUN
cjfa-17218	101	6	cards	card	NOUN
cjfa-17218	101	7	acceptance	acceptance	NOUN
cjfa-17218	101	8	took	take	VERB
cjfa-17218	101	9	place	place	NOUN
cjfa-17218	101	10	at	at	ADP
cjfa-17218	101	11	the	the	DET
cjfa-17218	101	12	turn	turn	NOUN
cjfa-17218	101	13	of	of	ADP
cjfa-17218	101	14	2014	2014	NUM
cjfa-17218	101	15	and	and	CCONJ
cjfa-17218	101	16	2015	2015	NUM
cjfa-17218	101	17	,	,	PUNCT
cjfa-17218	101	18	due	due	ADP
cjfa-17218	101	19	to	to	ADP
cjfa-17218	101	20	the	the	DET
cjfa-17218	101	21	reduction	reduction	NOUN
cjfa-17218	101	22	of	of	ADP
cjfa-17218	101	23	interchange	interchange	NOUN
cjfa-17218	101	24	payment	payment	NOUN
cjfa-17218	101	25	in	in	ADP
cjfa-17218	101	26	poland	poland	PROPN
cjfa-17218	101	27	(	(	PUNCT
cjfa-17218	101	28	nbp	nbp	PROPN
cjfa-17218	101	29	,	,	PUNCT
cjfa-17218	101	30	2015	2015	NUM
cjfa-17218	101	31	;	;	PUNCT
cjfa-17218	101	32	jonker	jonker	NOUN
cjfa-17218	101	33	,	,	PUNCT
cjfa-17218	101	34	2011	2011	NUM
cjfa-17218	101	35	)	)	PUNCT
cjfa-17218	101	36	.	.	PUNCT
cjfa-17218	102	1	therefore	therefore	ADV
cjfa-17218	102	2	,	,	PUNCT
cjfa-17218	102	3	the	the	DET
cjfa-17218	102	4	number	number	NOUN
cjfa-17218	102	5	of	of	ADP
cjfa-17218	102	6	terminals	terminal	NOUN
cjfa-17218	102	7	in	in	ADP
cjfa-17218	102	8	poland	poland	PROPN
cjfa-17218	102	9	was	be	AUX
cjfa-17218	102	10	,	,	PUNCT
cjfa-17218	102	11	relatively	relatively	ADV
cjfa-17218	102	12	,	,	PUNCT
cjfa-17218	102	13	dynamically	dynamically	ADV
cjfa-17218	102	14	increasing	increase	VERB
cjfa-17218	102	15	in	in	ADP
cjfa-17218	102	16	the	the	DET
cjfa-17218	102	17	aforementioned	aforementioned	ADJ
cjfa-17218	102	18	period	period	NOUN
cjfa-17218	102	19	(	(	PUNCT
cjfa-17218	102	20	figure	figure	NOUN
cjfa-17218	102	21	3	3	NUM
cjfa-17218	102	22	)	)	PUNCT
cjfa-17218	102	23	–	–	PUNCT
cjfa-17218	102	24	from	from	ADP
cjfa-17218	102	25	84	84	NUM
cjfa-17218	102	26	thousand	thousand	NUM
cjfa-17218	102	27	to	to	PART
cjfa-17218	102	28	563	563	NUM
cjfa-17218	102	29	thousand	thousand	NUM
cjfa-17218	102	30	in	in	ADP
cjfa-17218	102	31	the	the	DET
cjfa-17218	102	32	first	first	ADJ
cjfa-17218	102	33	quarter	quarter	NOUN
cjfa-17218	102	34	of	of	ADP
cjfa-17218	102	35	2017	2017	NUM
cjfa-17218	102	36	.	.	PUNCT
cjfa-17218	103	1	it	it	PRON
cjfa-17218	103	2	proves	prove	VERB
cjfa-17218	103	3	that	that	SCONJ
cjfa-17218	103	4	poles	pole	NOUN
cjfa-17218	103	5	have	have	VERB
cjfa-17218	103	6	more	more	ADJ
cjfa-17218	103	7	opportunities	opportunity	NOUN
cjfa-17218	103	8	for	for	ADP
cjfa-17218	103	9	cashless	cashless	NOUN
cjfa-17218	103	10	payments	payment	NOUN
cjfa-17218	103	11	)	)	PUNCT
cjfa-17218	103	12	.	.	PUNCT
cjfa-17218	104	1	moreover	moreover	ADV
cjfa-17218	104	2	,	,	PUNCT
cjfa-17218	104	3	as	as	ADP
cjfa-17218	104	4	the	the	DET
cjfa-17218	104	5	result	result	NOUN
cjfa-17218	104	6	of	of	ADP
cjfa-17218	104	7	the	the	DET
cjfa-17218	104	8	actions	action	NOUN
cjfa-17218	104	9	taken	take	VERB
cjfa-17218	104	10	under	under	ADP
cjfa-17218	104	11	the	the	DET
cjfa-17218	104	12	name	name	NOUN
cjfa-17218	104	13	of	of	ADP
cjfa-17218	104	14	cashless	cashless	NOUN
cjfa-17218	104	15	transactions	transaction	NOUN
cjfa-17218	104	16	and	and	CCONJ
cjfa-17218	104	17	the	the	DET
cjfa-17218	104	18	appointment	appointment	NOUN
cjfa-17218	104	19	of	of	ADP
cjfa-17218	104	20	program	program	NOUN
cjfa-17218	104	21	wsparcia	wsparcia	NOUN
cjfa-17218	104	22	obrotu	obrotu	NOUN
cjfa-17218	104	23	bezgotówkowego	bezgotówkowego	NOUN
cjfa-17218	104	24	,	,	PUNCT
cjfa-17218	104	25	the	the	DET
cjfa-17218	104	26	number	number	NOUN
cjfa-17218	104	27	of	of	ADP
cjfa-17218	104	28	eft	eft	PROPN
cjfa-17218	104	29	-	-	PUNCT
cjfa-17218	104	30	pos	pos	NOUN
cjfa-17218	104	31	terminals	terminal	NOUN
cjfa-17218	104	32	should	should	AUX
cjfa-17218	104	33	significantly	significantly	ADV
cjfa-17218	104	34	increase	increase	VERB
cjfa-17218	104	35	in	in	ADP
cjfa-17218	104	36	the	the	DET
cjfa-17218	104	37	coming	coming	ADJ
cjfa-17218	104	38	years	year	NOUN
cjfa-17218	104	39	,	,	PUNCT
cjfa-17218	104	40	by	by	ADP
cjfa-17218	104	41	another	another	DET
cjfa-17218	104	42	600	600	NUM
cjfa-17218	104	43	thousand	thousand	NUM
cjfa-17218	104	44	devices	device	NOUN
cjfa-17218	104	45	(	(	PUNCT
cjfa-17218	104	46	polityka	polityka	ADJ
cjfa-17218	104	47	insight	insight	NOUN
cjfa-17218	104	48	,	,	PUNCT
cjfa-17218	104	49	2017	2017	NUM
cjfa-17218	104	50	,	,	PUNCT
cjfa-17218	104	51	p.	p.	NOUN
cjfa-17218	104	52	9	9	NUM
cjfa-17218	104	53	)	)	PUNCT
cjfa-17218	104	54	.	.	PUNCT
cjfa-17218	105	1	this	this	DET
cjfa-17218	105	2	programme	programme	NOUN
cjfa-17218	105	3	is	be	AUX
cjfa-17218	105	4	further	far	ADV
cjfa-17218	105	5	discussed	discuss	VERB
cjfa-17218	105	6	in	in	ADP
cjfa-17218	105	7	the	the	DET
cjfa-17218	105	8	later	later	ADJ
cjfa-17218	105	9	part	part	NOUN
cjfa-17218	105	10	of	of	ADP
cjfa-17218	105	11	the	the	DET
cjfa-17218	105	12	article	article	NOUN
cjfa-17218	105	13	.	.	PUNCT
cjfa-17218	106	1	figure	figure	VERB
cjfa-17218	106	2	3	3	NUM
cjfa-17218	106	3	.	.	PUNCT
cjfa-17218	107	1	the	the	DET
cjfa-17218	107	2	reach	reach	NOUN
cjfa-17218	107	3	of	of	ADP
cjfa-17218	107	4	payment	payment	NOUN
cjfa-17218	107	5	cards	card	NOUN
cjfa-17218	107	6	acceptability	acceptability	NOUN
cjfa-17218	107	7	in	in	ADP
cjfa-17218	107	8	poland	poland	PROPN
cjfa-17218	107	9	in	in	ADP
cjfa-17218	107	10	relative	relative	ADJ
cjfa-17218	107	11	terms	term	NOUN
cjfa-17218	107	12	in	in	ADP
cjfa-17218	107	13	2012	2012	NUM
cjfa-17218	107	14	the	the	DET
cjfa-17218	107	15	first	first	ADJ
cjfa-17218	107	16	quarter	quarter	NOUN
cjfa-17218	107	17	of	of	ADP
cjfa-17218	107	18	2017	2017	NUM
cjfa-17218	107	19	.	.	PUNCT
cjfa-17218	108	1	it	it	PRON
cjfa-17218	108	2	proves	prove	VERB
cjfa-17218	108	3	that	that	SCONJ
cjfa-17218	108	4	poles	pole	NOUN
cjfa-17218	108	5	have	have	VERB
cjfa-17218	108	6	more	more	ADJ
cjfa-17218	108	7	opportunities	opportunity	NOUN
cjfa-17218	108	8	for	for	ADP
cjfa-17218	108	9	cashless	cashless	NOUN
cjfa-17218	108	10	payments	payment	NOUN
cjfa-17218	108	11	)	)	PUNCT
cjfa-17218	108	12	.	.	PUNCT
cjfa-17218	109	1	moreover	moreover	ADV
cjfa-17218	109	2	,	,	PUNCT
cjfa-17218	109	3	as	as	ADP
cjfa-17218	109	4	the	the	DET
cjfa-17218	109	5	result	result	NOUN
cjfa-17218	109	6	of	of	ADP
cjfa-17218	109	7	the	the	DET
cjfa-17218	109	8	actions	action	NOUN
cjfa-17218	109	9	taken	take	VERB
cjfa-17218	109	10	under	under	ADP
cjfa-17218	109	11	the	the	DET
cjfa-17218	109	12	name	name	NOUN
cjfa-17218	109	13	of	of	ADP
cjfa-17218	109	14	cashless	cashless	NOUN
cjfa-17218	109	15	transactions	transaction	NOUN
cjfa-17218	109	16	and	and	CCONJ
cjfa-17218	109	17	the	the	DET
cjfa-17218	109	18	appointment	appointment	NOUN
cjfa-17218	109	19	of	of	ADP
cjfa-17218	109	20	program	program	NOUN
cjfa-17218	109	21	wsparcia	wsparcia	NOUN
cjfa-17218	109	22	obrotu	obrotu	NOUN
cjfa-17218	109	23	bezgotówkowego	bezgotówkowego	NOUN
cjfa-17218	109	24	,	,	PUNCT
cjfa-17218	109	25	the	the	DET
cjfa-17218	109	26	number	number	NOUN
cjfa-17218	109	27	of	of	ADP
cjfa-17218	109	28	eft	eft	PROPN
cjfa-17218	109	29	-	-	PUNCT
cjfa-17218	109	30	pos	pos	NOUN
cjfa-17218	109	31	terminals	terminal	NOUN
cjfa-17218	109	32	should	should	AUX
cjfa-17218	109	33	significantly	significantly	ADV
cjfa-17218	109	34	increase	increase	VERB
cjfa-17218	109	35	in	in	ADP
cjfa-17218	109	36	the	the	DET
cjfa-17218	109	37	coming	coming	ADJ
cjfa-17218	109	38	years	year	NOUN
cjfa-17218	109	39	,	,	PUNCT
cjfa-17218	109	40	by	by	ADP
cjfa-17218	109	41	another	another	DET
cjfa-17218	109	42	600	600	NUM
cjfa-17218	109	43	thousand	thousand	NUM
cjfa-17218	109	44	devices	device	NOUN
cjfa-17218	109	45	(	(	PUNCT
cjfa-17218	109	46	polityka	polityka	ADJ
cjfa-17218	109	47	insight	insight	NOUN
cjfa-17218	109	48	,	,	PUNCT
cjfa-17218	109	49	2017	2017	NUM
cjfa-17218	109	50	,	,	PUNCT
cjfa-17218	109	51	p.	p.	NOUN
cjfa-17218	109	52	9	9	NUM
cjfa-17218	109	53	)	)	PUNCT
cjfa-17218	109	54	.	.	PUNCT
cjfa-17218	110	1	this	this	DET
cjfa-17218	110	2	programme	programme	NOUN
cjfa-17218	110	3	is	be	AUX
cjfa-17218	110	4	further	far	ADV
cjfa-17218	110	5	discussed	discuss	VERB
cjfa-17218	110	6	in	in	ADP
cjfa-17218	110	7	the	the	DET
cjfa-17218	110	8	later	later	ADJ
cjfa-17218	110	9	part	part	NOUN
cjfa-17218	110	10	of	of	ADP
cjfa-17218	110	11	the	the	DET
cjfa-17218	110	12	article	article	NOUN
cjfa-17218	110	13	.	.	PUNCT
cjfa-17218	111	1	figure	figure	VERB
cjfa-17218	111	2	3	3	NUM
cjfa-17218	111	3	.	.	PUNCT
cjfa-17218	112	1	the	the	DET
cjfa-17218	112	2	reach	reach	NOUN
cjfa-17218	112	3	of	of	ADP
cjfa-17218	112	4	payment	payment	NOUN
cjfa-17218	112	5	cards	card	NOUN
cjfa-17218	112	6	acceptability	acceptability	NOUN
cjfa-17218	112	7	in	in	ADP
cjfa-17218	112	8	poland	poland	PROPN
cjfa-17218	112	9	in	in	ADP
cjfa-17218	112	10	relative	relative	ADJ
cjfa-17218	112	11	terms	term	NOUN
cjfa-17218	112	12	in	in	ADP
cjfa-17218	112	13	2012	2012	NUM
cjfa-17218	112	14	source	source	NOUN
cjfa-17218	112	15	:	:	PUNCT
cjfa-17218	112	16	developed	develop	VERB
cjfa-17218	112	17	personally	personally	ADV
cjfa-17218	112	18	based	base	VERB
cjfa-17218	112	19	on	on	ADP
cjfa-17218	112	20	:	:	PUNCT
cjfa-17218	112	21	polasik	polasik	NOUN
cjfa-17218	112	22	,	,	PUNCT
cjfa-17218	112	23	2015	2015	NUM
cjfa-17218	112	24	.	.	PUNCT
cjfa-17218	113	1	m.	m.	NOUN
cjfa-17218	113	2	polasik	polasik	PROPN
cjfa-17218	113	3	’s	’s	PART
cjfa-17218	113	4	research	research	NOUN
cjfa-17218	113	5	estimates	estimate	VERB
cjfa-17218	113	6	the	the	DET
cjfa-17218	113	7	number	number	NOUN
cjfa-17218	113	8	of	of	ADP
cjfa-17218	113	9	active	active	ADJ
cjfa-17218	113	10	subjects	subject	NOUN
cjfa-17218	113	11	providing	provide	VERB
cjfa-17218	113	12	goods	good	NOUN
cjfa-17218	113	13	and	and	CCONJ
cjfa-17218	113	14	services	service	NOUN
cjfa-17218	113	15	to	to	ADP
cjfa-17218	113	16	individual	individual	ADJ
cjfa-17218	113	17	customers	customer	NOUN
cjfa-17218	113	18	in	in	ADP
cjfa-17218	113	19	poland	poland	PROPN
cjfa-17218	113	20	in	in	ADP
cjfa-17218	113	21	december	december	PROPN
cjfa-17218	113	22	2012	2012	NUM
cjfa-17218	113	23	to	to	ADP
cjfa-17218	113	24	899	899	NUM
cjfa-17218	113	25	thousand	thousand	NUM
cjfa-17218	113	26	.	.	PUNCT
cjfa-17218	114	1	this	this	DET
cjfa-17218	114	2	number	number	NOUN
cjfa-17218	114	3	is	be	AUX
cjfa-17218	114	4	viewed	view	VERB
cjfa-17218	114	5	as	as	ADP
cjfa-17218	114	6	a	a	DET
cjfa-17218	114	7	reference	reference	NOUN
cjfa-17218	114	8	point	point	NOUN
cjfa-17218	114	9	for	for	ADP
cjfa-17218	114	10	the	the	DET
cjfa-17218	114	11	conclusions	conclusion	NOUN
cjfa-17218	114	12	and	and	CCONJ
cjfa-17218	114	13	statistics	statistic	NOUN
cjfa-17218	114	14	presented	present	VERB
cjfa-17218	114	15	in	in	ADP
cjfa-17218	114	16	the	the	DET
cjfa-17218	114	17	article	article	NOUN
cjfa-17218	114	18	.	.	PUNCT
cjfa-17218	115	1	on	on	ADP
cjfa-17218	115	2	the	the	DET
cjfa-17218	115	3	basis	basis	NOUN
cjfa-17218	115	4	of	of	ADP
cjfa-17218	115	5	the	the	DET
cjfa-17218	115	6	aforementioned	aforementioned	ADJ
cjfa-17218	115	7	research	research	NOUN
cjfa-17218	115	8	,	,	PUNCT
cjfa-17218	115	9	it	it	PRON
cjfa-17218	115	10	can	can	AUX
cjfa-17218	115	11	be	be	AUX
cjfa-17218	115	12	stated	state	VERB
cjfa-17218	115	13	that	that	SCONJ
cjfa-17218	115	14	the	the	DET
cjfa-17218	115	15	general	general	ADJ
cjfa-17218	115	16	reach	reach	NOUN
cjfa-17218	115	17	of	of	ADP
cjfa-17218	115	18	payment	payment	NOUN
cjfa-17218	115	19	cards	card	NOUN
cjfa-17218	115	20	acceptability	acceptability	NOUN
cjfa-17218	115	21	in	in	ADP
cjfa-17218	115	22	poland	poland	PROPN
cjfa-17218	115	23	in	in	ADP
cjfa-17218	115	24	2012	2012	NUM
cjfa-17218	115	25	(	(	PUNCT
cjfa-17218	115	26	figure	figure	NOUN
cjfa-17218	115	27	3	3	NUM
cjfa-17218	115	28	)	)	PUNCT
cjfa-17218	115	29	was	be	AUX
cjfa-17218	115	30	about	about	ADV
cjfa-17218	115	31	15	15	NUM
cjfa-17218	115	32	%	%	NOUN
cjfa-17218	115	33	(	(	PUNCT
cjfa-17218	115	34	merchants	merchant	NOUN
cjfa-17218	115	35	)	)	PUNCT
cjfa-17218	115	36	,	,	PUNCT
cjfa-17218	115	37	so	so	CCONJ
cjfa-17218	115	38	it	it	PRON
cjfa-17218	115	39	was	be	AUX
cjfa-17218	115	40	very	very	ADV
cjfa-17218	115	41	limited	limited	ADJ
cjfa-17218	115	42	.	.	PUNCT
cjfa-17218	116	1	taking	take	VERB
cjfa-17218	116	2	into	into	ADP
cjfa-17218	116	3	consideration	consideration	NOUN
cjfa-17218	116	4	another	another	DET
cjfa-17218	116	5	indicator	indicator	NOUN
cjfa-17218	116	6	,	,	PUNCT
cjfa-17218	116	7	concerned	concern	VERB
cjfa-17218	116	8	with	with	ADP
cjfa-17218	116	9	the	the	DET
cjfa-17218	116	10	number	number	NOUN
cjfa-17218	116	11	of	of	ADP
cjfa-17218	116	12	all	all	DET
cjfa-17218	116	13	points	point	NOUN
cjfa-17218	116	14	of	of	ADP
cjfa-17218	116	15	sale	sale	NOUN
cjfa-17218	116	16	where	where	SCONJ
cjfa-17218	116	17	customers	customer	NOUN
cjfa-17218	116	18	were	be	AUX
cjfa-17218	116	19	serviced	service	VERB
cjfa-17218	116	20	,	,	PUNCT
cjfa-17218	116	21	the	the	DET
cjfa-17218	116	22	reach	reach	NOUN
cjfa-17218	116	23	of	of	ADP
cjfa-17218	116	24	payment	payment	NOUN
cjfa-17218	116	25	cards	card	NOUN
cjfa-17218	116	26	acceptability	acceptability	NOUN
cjfa-17218	116	27	was	be	AUX
cjfa-17218	116	28	estimated	estimate	VERB
cjfa-17218	116	29	to	to	PART
cjfa-17218	116	30	be	be	AUX
cjfa-17218	116	31	around	around	ADP
cjfa-17218	116	32	29	29	NUM
cjfa-17218	116	33	%	%	NOUN
cjfa-17218	116	34	.	.	PUNCT
cjfa-17218	117	1	this	this	DET
cjfa-17218	117	2	results	result	NOUN
cjfa-17218	117	3	explicitly	explicitly	ADV
cjfa-17218	117	4	indicate	indicate	VERB
cjfa-17218	117	5	that	that	SCONJ
cjfa-17218	117	6	trade	trade	NOUN
cjfa-17218	117	7	and	and	CCONJ
cjfa-17218	117	8	services	service	NOUN
cjfa-17218	117	9	sector	sector	NOUN
cjfa-17218	117	10	in	in	ADP
cjfa-17218	117	11	2012	2012	NUM
cjfa-17218	117	12	,	,	PUNCT
cjfa-17218	117	13	in	in	ADP
cjfa-17218	117	14	most	most	ADJ
cjfa-17218	117	15	cases	case	NOUN
cjfa-17218	117	16	,	,	PUNCT
cjfa-17218	117	17	did	do	AUX
cjfa-17218	117	18	not	not	PART
cjfa-17218	117	19	accept	accept	VERB
cjfa-17218	117	20	payment	payment	NOUN
cjfa-17218	117	21	cards	card	NOUN
cjfa-17218	117	22	and	and	CCONJ
cjfa-17218	117	23	that	that	SCONJ
cjfa-17218	117	24	the	the	DET
cjfa-17218	117	25	dominant	dominant	ADJ
cjfa-17218	117	26	payment	payment	NOUN
cjfa-17218	117	27	instrument	instrument	NOUN
cjfa-17218	117	28	was	be	AUX
cjfa-17218	117	29	cash	cash	NOUN
cjfa-17218	117	30	money	money	NOUN
cjfa-17218	117	31	(	(	PUNCT
cjfa-17218	117	32	polasik	polasik	NOUN
cjfa-17218	117	33	,	,	PUNCT
cjfa-17218	117	34	2015	2015	NUM
cjfa-17218	117	35	,	,	PUNCT
cjfa-17218	117	36	p.	p.	NOUN
cjfa-17218	117	37	42	42	NUM
cjfa-17218	117	38	)	)	PUNCT
cjfa-17218	117	39	.	.	PUNCT
cjfa-17218	118	1	assuming	assume	VERB
cjfa-17218	118	2	,	,	PUNCT
cjfa-17218	118	3	that	that	DET
cjfa-17218	118	4	number	number	NOUN
cjfa-17218	118	5	of	of	ADP
cjfa-17218	118	6	active	active	ADJ
cjfa-17218	118	7	subjects	subject	NOUN
cjfa-17218	118	8	providing	provide	VERB
cjfa-17218	118	9	goods	good	NOUN
cjfa-17218	118	10	and	and	CCONJ
cjfa-17218	118	11	services	service	NOUN
cjfa-17218	118	12	has	have	AUX
cjfa-17218	118	13	not	not	PART
cjfa-17218	118	14	changed	change	VERB
cjfa-17218	118	15	since	since	SCONJ
cjfa-17218	118	16	2012	2012	NUM
cjfa-17218	118	17	(	(	PUNCT
cjfa-17218	118	18	899	899	NUM
cjfa-17218	118	19	thousand	thousand	NUM
cjfa-17218	118	20	entities	entity	NOUN
cjfa-17218	118	21	)	)	PUNCT
cjfa-17218	118	22	and	and	CCONJ
cjfa-17218	118	23	referring	refer	VERB
cjfa-17218	118	24	it	it	PRON
cjfa-17218	118	25	to	to	ADP
cjfa-17218	118	26	the	the	DET
cjfa-17218	118	27	number	number	NOUN
cjfa-17218	118	28	of	of	ADP
cjfa-17218	118	29	merchants	merchant	NOUN
cjfa-17218	118	30	–	–	PUNCT
cjfa-17218	118	31	basing	base	VERB
cjfa-17218	118	32	on	on	ADP
cjfa-17218	118	33	the	the	DET
cjfa-17218	118	34	source	source	NOUN
cjfa-17218	118	35	from	from	ADP
cjfa-17218	118	36	nbp	nbp	PROPN
cjfa-17218	118	37	in	in	ADP
cjfa-17218	118	38	2017	2017	NUM
cjfa-17218	118	39	(	(	PUNCT
cjfa-17218	118	40	figure	figure	NOUN
cjfa-17218	118	41	2	2	NUM
cjfa-17218	118	42	)	)	PUNCT
cjfa-17218	118	43	,	,	PUNCT
cjfa-17218	118	44	i.e.	i.e.	X
cjfa-17218	118	45	237	237	NUM
cjfa-17218	118	46	thousand	thousand	NUM
cjfa-17218	118	47	.	.	PUNCT
cjfa-17218	119	1	–	–	PUNCT
cjfa-17218	119	2	we	we	PRON
cjfa-17218	119	3	can	can	AUX
cjfa-17218	119	4	estimate	estimate	VERB
cjfa-17218	119	5	the	the	DET
cjfa-17218	119	6	acceptance	acceptance	NOUN
cjfa-17218	119	7	range	range	NOUN
cjfa-17218	119	8	of	of	ADP
cjfa-17218	119	9	cards	card	NOUN
cjfa-17218	119	10	by	by	ADP
cjfa-17218	119	11	merchants	merchant	NOUN
cjfa-17218	119	12	at	at	ADP
cjfa-17218	119	13	approximately	approximately	ADV
cjfa-17218	119	14	¼	¼	NOUN
cjfa-17218	119	15	of	of	ADP
cjfa-17218	119	16	all	all	DET
cjfa-17218	119	17	entities	entity	NOUN
cjfa-17218	119	18	.	.	PUNCT
cjfa-17218	120	1	thus	thus	ADV
cjfa-17218	120	2	,	,	PUNCT
cjfa-17218	120	3	the	the	DET
cjfa-17218	120	4	payment	payment	NOUN
cjfa-17218	120	5	card	card	NOUN
cjfa-17218	120	6	market	market	NOUN
cjfa-17218	120	7	in	in	ADP
cjfa-17218	120	8	poland	poland	PROPN
cjfa-17218	120	9	has	have	AUX
cjfa-17218	120	10	changed	change	VERB
cjfa-17218	120	11	positively	positively	ADV
cjfa-17218	120	12	over	over	ADP
cjfa-17218	120	13	the	the	DET
cjfa-17218	120	14	years	year	NOUN
cjfa-17218	120	15	2013–2017	2013–2017	NUM
cjfa-17218	120	16	,	,	PUNCT
cjfa-17218	120	17	but	but	CCONJ
cjfa-17218	120	18	still	still	ADV
cjfa-17218	120	19	,	,	PUNCT
cjfa-17218	120	20	around	around	ADP
cjfa-17218	120	21	¾	¾	NOUN
cjfa-17218	120	22	of	of	ADP
cjfa-17218	120	23	entities	entity	NOUN
cjfa-17218	120	24	do	do	AUX
cjfa-17218	120	25	not	not	PART
cjfa-17218	120	26	accept	accept	VERB
cjfa-17218	120	27	payment	payment	NOUN
cjfa-17218	120	28	cards	card	NOUN
cjfa-17218	120	29	.	.	PUNCT
cjfa-17218	121	1	payment	payment	NOUN
cjfa-17218	121	2	instruments	instrument	NOUN
cjfa-17218	121	3	used	use	VERB
cjfa-17218	121	4	in	in	ADP
cjfa-17218	121	5	poland	poland	PROPN
cjfa-17218	121	6	in	in	ADP
cjfa-17218	121	7	physical	physical	ADJ
cjfa-17218	121	8	points	point	NOUN
cjfa-17218	121	9	of	of	ADP
cjfa-17218	121	10	sale	sale	NOUN
cjfa-17218	121	11	from	from	ADP
cjfa-17218	121	12	this	this	DET
cjfa-17218	121	13	article	article	NOUN
cjfa-17218	121	14	’s	’s	PART
cjfa-17218	121	15	point	point	NOUN
cjfa-17218	121	16	of	of	ADP
cjfa-17218	121	17	view	view	NOUN
cjfa-17218	121	18	,	,	PUNCT
cjfa-17218	121	19	the	the	DET
cjfa-17218	121	20	most	most	ADV
cjfa-17218	121	21	important	important	ADJ
cjfa-17218	121	22	area	area	NOUN
cjfa-17218	121	23	of	of	ADP
cjfa-17218	121	24	retail	retail	ADJ
cjfa-17218	121	25	payments	payment	NOUN
cjfa-17218	121	26	are	be	AUX
cjfa-17218	121	27	payments	payment	NOUN
cjfa-17218	121	28	in	in	ADP
cjfa-17218	121	29	physical	physical	ADJ
cjfa-17218	121	30	points	point	NOUN
cjfa-17218	121	31	of	of	ADP
cjfa-17218	121	32	sale	sale	NOUN
cjfa-17218	121	33	,	,	PUNCT
cjfa-17218	121	34	which	which	PRON
cjfa-17218	121	35	in	in	ADP
cjfa-17218	121	36	the	the	DET
cjfa-17218	121	37	year	year	NOUN
cjfa-17218	121	38	2011	2011	NUM
cjfa-17218	121	39	accounted	account	VERB
cjfa-17218	121	40	for	for	ADP
cjfa-17218	121	41	76	76	NUM
cjfa-17218	121	42	%	%	NOUN
cjfa-17218	121	43	of	of	ADP
cjfa-17218	121	44	the	the	DET
cjfa-17218	121	45	number	number	NOUN
cjfa-17218	121	46	of	of	ADP
cjfa-17218	121	47	all	all	DET
cjfa-17218	121	48	transactions	transaction	NOUN
cjfa-17218	121	49	made	make	VERB
cjfa-17218	121	50	by	by	ADP
cjfa-17218	121	51	consumers	consumer	NOUN
cjfa-17218	121	52	(	(	PUNCT
cjfa-17218	121	53	polasik	polasik	NOUN
cjfa-17218	121	54	,	,	PUNCT
cjfa-17218	121	55	2013	2013	NUM
cjfa-17218	121	56	,	,	PUNCT
cjfa-17218	121	57	pp	pp	ADJ
cjfa-17218	121	58	.	.	PUNCT
cjfa-17218	122	1	79–102	79–102	NUM
cjfa-17218	122	2	)	)	PUNCT
cjfa-17218	122	3	.	.	PUNCT
cjfa-17218	123	1	it	it	PRON
cjfa-17218	123	2	results	result	VERB
cjfa-17218	123	3	from	from	ADP
cjfa-17218	123	4	the	the	DET
cjfa-17218	123	5	fact	fact	NOUN
cjfa-17218	123	6	that	that	SCONJ
cjfa-17218	123	7	physical	physical	ADJ
cjfa-17218	123	8	sales	sale	NOUN
cjfa-17218	123	9	channels	channel	NOUN
cjfa-17218	123	10	(	(	PUNCT
cjfa-17218	123	11	shops	shop	NOUN
cjfa-17218	123	12	,	,	PUNCT
cjfa-17218	123	13	service	service	NOUN
cjfa-17218	123	14	points	point	NOUN
cjfa-17218	123	15	,	,	PUNCT
cjfa-17218	123	16	workshops	workshop	NOUN
cjfa-17218	123	17	,	,	PUNCT
cjfa-17218	123	18	etc	etc	X
cjfa-17218	123	19	.	.	X
cjfa-17218	123	20	)	)	PUNCT
cjfa-17218	123	21	are	be	AUX
cjfa-17218	123	22	the	the	DET
cjfa-17218	123	23	most	most	ADV
cjfa-17218	123	24	susceptible	susceptible	ADJ
cjfa-17218	123	25	to	to	ADP
cjfa-17218	123	26	the	the	DET
cjfa-17218	123	27	shadow	shadow	NOUN
cjfa-17218	123	28	economy	economy	NOUN
cjfa-17218	123	29	problem	problem	NOUN
cjfa-17218	123	30	,	,	PUNCT
cjfa-17218	123	31	as	as	SCONJ
cjfa-17218	123	32	transactions	transaction	NOUN
cjfa-17218	123	33	carried	carry	VERB
cjfa-17218	123	34	out	out	ADP
cjfa-17218	123	35	there	there	PRON
cjfa-17218	123	36	can	can	AUX
cjfa-17218	123	37	be	be	AUX
cjfa-17218	123	38	anonymous	anonymous	ADJ
cjfa-17218	123	39	.	.	PUNCT
cjfa-17218	124	1	however	however	ADV
cjfa-17218	124	2	,	,	PUNCT
cjfa-17218	124	3	in	in	ADP
cjfa-17218	124	4	the	the	DET
cjfa-17218	124	5	case	case	NOUN
cjfa-17218	124	6	of	of	ADP
cjfa-17218	124	7	e	e	NOUN
cjfa-17218	124	8	-	-	NOUN
cjfa-17218	124	9	commerce	commerce	NOUN
cjfa-17218	124	10	or	or	CCONJ
cjfa-17218	124	11	invoices	invoice	NOUN
cjfa-17218	124	12	,	,	PUNCT
cjfa-17218	124	13	there	there	PRON
cjfa-17218	124	14	is	be	VERB
cjfa-17218	124	15	some	some	DET
cjfa-17218	124	16	kind	kind	NOUN
cjfa-17218	124	17	of	of	ADP
cjfa-17218	124	18	transaction	transaction	NOUN
cjfa-17218	124	19	registration	registration	NOUN
cjfa-17218	124	20	,	,	PUNCT
cjfa-17218	124	21	the	the	DET
cjfa-17218	124	22	so	so	ADV
cjfa-17218	124	23	-	-	PUNCT
cjfa-17218	124	24	called	call	VERB
cjfa-17218	124	25	“	"	PUNCT
cjfa-17218	124	26	electronic	electronic	ADJ
cjfa-17218	124	27	trace	trace	NOUN
cjfa-17218	124	28	”	"	PUNCT
cjfa-17218	124	29	(	(	PUNCT
cjfa-17218	124	30	e.g.	e.g.	ADV
cjfa-17218	124	31	by	by	ADP
cjfa-17218	124	32	issuing	issue	VERB
cjfa-17218	124	33	an	an	DET
cjfa-17218	124	34	invoice	invoice	NOUN
cjfa-17218	124	35	or	or	CCONJ
cjfa-17218	124	36	placing	place	VERB
cjfa-17218	124	37	an	an	DET
cjfa-17218	124	38	order	order	NOUN
cjfa-17218	124	39	online	online	ADV
cjfa-17218	124	40	,	,	PUNCT
cjfa-17218	124	41	via	via	ADP
cjfa-17218	124	42	an	an	DET
cjfa-17218	124	43	e	e	NOUN
cjfa-17218	124	44	-	-	NOUN
cjfa-17218	124	45	retailer	retailer	NOUN
cjfa-17218	124	46	or	or	CCONJ
cjfa-17218	124	47	auction	auction	NOUN
cjfa-17218	124	48	platform	platform	NOUN
cjfa-17218	124	49	)	)	PUNCT
cjfa-17218	124	50	.	.	PUNCT
cjfa-17218	125	1	which	which	PRON
cjfa-17218	125	2	is	be	AUX
cjfa-17218	125	3	why	why	SCONJ
cjfa-17218	125	4	in	in	ADP
cjfa-17218	125	5	this	this	DET
cjfa-17218	125	6	article	article	NOUN
cjfa-17218	125	7	the	the	DET
cjfa-17218	125	8	author	author	NOUN
cjfa-17218	125	9	is	be	AUX
cjfa-17218	125	10	concentrating	concentrate	VERB
cjfa-17218	125	11	on	on	ADP
cjfa-17218	125	12	the	the	DET
cjfa-17218	125	13	infrastructure	infrastructure	NOUN
cjfa-17218	125	14	of	of	ADP
cjfa-17218	125	15	cashless	cashless	NOUN
cjfa-17218	125	16	payments	payment	NOUN
cjfa-17218	125	17	in	in	ADP
cjfa-17218	125	18	physical	physical	ADJ
cjfa-17218	125	19	points	point	NOUN
cjfa-17218	125	20	of	of	ADP
cjfa-17218	125	21	sale	sale	NOUN
cjfa-17218	125	22	,	,	PUNCT
cjfa-17218	125	23	as	as	ADP
cjfa-17218	125	24	a	a	DET
cjfa-17218	125	25	key	key	ADJ
cjfa-17218	125	26	element	element	NOUN
cjfa-17218	125	27	for	for	ADP
cjfa-17218	125	28	the	the	DET
cjfa-17218	125	29	subject	subject	NOUN
cjfa-17218	125	30	matter	matter	NOUN
cjfa-17218	125	31	–	–	PUNCT
cjfa-17218	125	32	fighting	fight	VERB
cjfa-17218	125	33	with	with	ADP
cjfa-17218	125	34	the	the	DET
cjfa-17218	125	35	shadow	shadow	NOUN
cjfa-17218	125	36	economy	economy	NOUN
cjfa-17218	125	37	.	.	PUNCT
cjfa-17218	126	1	in	in	ADP
cjfa-17218	126	2	reality	reality	NOUN
cjfa-17218	126	3	,	,	PUNCT
cjfa-17218	126	4	so	so	ADV
cjfa-17218	126	5	far	far	ADV
cjfa-17218	126	6	only	only	ADJ
cjfa-17218	126	7	payment	payment	NOUN
cjfa-17218	126	8	cards	card	NOUN
cjfa-17218	126	9	are	be	AUX
cjfa-17218	126	10	being	be	AUX
cjfa-17218	126	11	used	use	VERB
cjfa-17218	126	12	on	on	ADP
cjfa-17218	126	13	a	a	DET
cjfa-17218	126	14	larger	large	ADJ
cjfa-17218	126	15	scale	scale	NOUN
cjfa-17218	126	16	in	in	ADP
cjfa-17218	126	17	physical	physical	ADJ
cjfa-17218	126	18	payment	payment	NOUN
cjfa-17218	126	19	,	,	PUNCT
cjfa-17218	126	20	what	what	PRON
cjfa-17218	126	21	is	be	AUX
cjfa-17218	126	22	analysed	analyse	VERB
cjfa-17218	126	23	below	below	ADV
cjfa-17218	126	24	.	.	PUNCT
cjfa-17218	127	1	the	the	DET
cjfa-17218	127	2	value	value	NOUN
cjfa-17218	127	3	and	and	CCONJ
cjfa-17218	127	4	number	number	NOUN
cjfa-17218	127	5	of	of	ADP
cjfa-17218	127	6	payment	payment	NOUN
cjfa-17218	127	7	card	card	NOUN
cjfa-17218	127	8	transactions	transaction	NOUN
cjfa-17218	127	9	over	over	ADP
cjfa-17218	127	10	the	the	DET
cjfa-17218	127	11	years	year	NOUN
cjfa-17218	127	12	1999–2016	1999–2016	NUM
cjfa-17218	127	13	(	(	PUNCT
cjfa-17218	127	14	figure	figure	VERB
cjfa-17218	127	15	4	4	NUM
cjfa-17218	127	16	)	)	PUNCT
cjfa-17218	127	17	both	both	CCONJ
cjfa-17218	127	18	the	the	DET
cjfa-17218	127	19	value	value	NOUN
cjfa-17218	127	20	and	and	CCONJ
cjfa-17218	127	21	the	the	DET
cjfa-17218	127	22	number	number	NOUN
cjfa-17218	127	23	of	of	ADP
cjfa-17218	127	24	payment	payment	NOUN
cjfa-17218	127	25	card	card	NOUN
cjfa-17218	127	26	transactions	transaction	NOUN
cjfa-17218	127	27	were	be	AUX
cjfa-17218	127	28	gradually	gradually	ADV
cjfa-17218	127	29	increasing	increase	VERB
cjfa-17218	127	30	.	.	PUNCT
cjfa-17218	128	1	as	as	ADP
cjfa-17218	128	2	for	for	ADP
cjfa-17218	128	3	the	the	DET
cjfa-17218	128	4	value	value	NOUN
cjfa-17218	128	5	of	of	ADP
cjfa-17218	128	6	payment	payment	NOUN
cjfa-17218	128	7	card	card	NOUN
cjfa-17218	128	8	transactions	transaction	NOUN
cjfa-17218	128	9	,	,	PUNCT
cjfa-17218	128	10	the	the	DET
cjfa-17218	128	11	most	most	ADV
cjfa-17218	128	12	significant	significant	ADJ
cjfa-17218	128	13	change	change	NOUN
cjfa-17218	128	14	can	can	AUX
cjfa-17218	128	15	be	be	AUX
cjfa-17218	128	16	seen	see	VERB
cjfa-17218	128	17	in	in	ADP
cjfa-17218	128	18	2015	2015	NUM
cjfa-17218	128	19	.	.	PUNCT
cjfa-17218	129	1	compared	compare	VERB
cjfa-17218	129	2	to	to	ADP
cjfa-17218	129	3	the	the	DET
cjfa-17218	129	4	previous	previous	ADJ
cjfa-17218	129	5	year	year	NOUN
cjfa-17218	129	6	,	,	PUNCT
cjfa-17218	129	7	that	that	DET
cjfa-17218	129	8	value	value	NOUN
cjfa-17218	129	9	has	have	AUX
cjfa-17218	129	10	increased	increase	VERB
cjfa-17218	129	11	by	by	ADP
cjfa-17218	129	12	some	some	DET
cjfa-17218	129	13	75	75	NUM
cjfa-17218	129	14	billion	billion	NUM
cjfa-17218	129	15	zl	zl	NOUN
cjfa-17218	129	16	and	and	CCONJ
cjfa-17218	129	17	the	the	DET
cjfa-17218	129	18	number	number	NOUN
cjfa-17218	129	19	of	of	ADP
cjfa-17218	129	20	transaction	transaction	NOUN
cjfa-17218	129	21	by	by	ADP
cjfa-17218	129	22	over	over	ADP
cjfa-17218	129	23	0.5	0.5	NUM
cjfa-17218	129	24	billion	billion	NUM
cjfa-17218	129	25	.	.	PUNCT
cjfa-17218	130	1	having	having	AUX
cjfa-17218	130	2	analysed	analyse	VERB
cjfa-17218	130	3	the	the	DET
cjfa-17218	130	4	number	number	NOUN
cjfa-17218	130	5	of	of	ADP
cjfa-17218	130	6	transactions	transaction	NOUN
cjfa-17218	130	7	,	,	PUNCT
cjfa-17218	130	8	it	it	PRON
cjfa-17218	130	9	can	can	AUX
cjfa-17218	130	10	be	be	AUX
cjfa-17218	130	11	15	15	NUM
cjfa-17218	130	12	%	%	NOUN
cjfa-17218	130	13	22	22	NUM
cjfa-17218	130	14	%	%	NOUN
cjfa-17218	130	15	22	22	NUM
cjfa-17218	130	16	%	%	NOUN
cjfa-17218	130	17	8	8	NUM
cjfa-17218	130	18	%	%	NOUN
cjfa-17218	130	19	0	0	NUM
cjfa-17218	130	20	%	%	NOUN
cjfa-17218	130	21	5	5	NUM
cjfa-17218	130	22	%	%	NOUN
cjfa-17218	130	23	10	10	NUM
cjfa-17218	130	24	%	%	NOUN
cjfa-17218	130	25	15	15	NUM
cjfa-17218	130	26	%	%	NOUN
cjfa-17218	130	27	20	20	NUM
cjfa-17218	130	28	%	%	NOUN
cjfa-17218	130	29	25	25	NUM
cjfa-17218	130	30	%	%	NOUN
cjfa-17218	130	31	30	30	NUM
cjfa-17218	130	32	%	%	NOUN
cjfa-17218	130	33	35	35	NUM
cjfa-17218	130	34	%	%	NOUN
cjfa-17218	130	35	merchants	merchant	NOUN
cjfa-17218	130	36	point	point	NOUN
cjfa-17218	130	37	of	of	ADP
cjfa-17218	130	38	sale	sale	NOUN
cjfa-17218	130	39	sales	sale	NOUN
cjfa-17218	130	40	positions	position	NOUN
cjfa-17218	130	41	cash	cash	NOUN
cjfa-17218	130	42	registers	register	NOUN
cjfa-17218	130	43	/	/	SYM
cjfa-17218	130	44	sales	sale	NOUN
cjfa-17218	130	45	desks	desk	NOUN
cjfa-17218	130	46	terminal	terminal	NOUN
cjfa-17218	130	47	shared	share	VERB
cjfa-17218	130	48	by	by	ADP
cjfa-17218	130	49	two	two	NUM
cjfa-17218	130	50	or	or	CCONJ
cjfa-17218	130	51	more	more	ADJ
cjfa-17218	130	52	sales	sale	NOUN
cjfa-17218	130	53	desks	desk	NOUN
cjfa-17218	130	54	s	s	PART
cjfa-17218	130	55	o	o	NOUN
cjfa-17218	130	56	u	u	NOUN
cjfa-17218	130	57	r	r	NOUN
cjfa-17218	130	58	c	c	NOUN
cjfa-17218	130	59	e	e	NOUN
cjfa-17218	130	60	:	:	PUNCT
cjfa-17218	130	61	developed	develop	VERB
cjfa-17218	130	62	personally	personally	ADV
cjfa-17218	130	63	based	base	VERB
cjfa-17218	130	64	on	on	ADP
cjfa-17218	130	65	:	:	PUNCT
cjfa-17218	130	66	polasik	polasik	NOUN
cjfa-17218	130	67	,	,	PUNCT
cjfa-17218	130	68	2015	2015	NUM
cjfa-17218	130	69	.	.	PUNCT
cjfa-17218	131	1	m.	m.	NOUN
cjfa-17218	131	2	polasik	polasik	PROPN
cjfa-17218	131	3	’s	’s	PART
cjfa-17218	131	4	research	research	NOUN
cjfa-17218	131	5	estimates	estimate	VERB
cjfa-17218	131	6	the	the	DET
cjfa-17218	131	7	number	number	NOUN
cjfa-17218	131	8	of	of	ADP
cjfa-17218	131	9	active	active	ADJ
cjfa-17218	131	10	subjects	subject	NOUN
cjfa-17218	131	11	providing	provide	VERB
cjfa-17218	131	12	goods	good	NOUN
cjfa-17218	131	13	and	and	CCONJ
cjfa-17218	131	14	services	service	NOUN
cjfa-17218	131	15	to	to	ADP
cjfa-17218	131	16	individual	individual	ADJ
cjfa-17218	131	17	customers	customer	NOUN
cjfa-17218	131	18	in	in	ADP
cjfa-17218	131	19	poland	poland	PROPN
cjfa-17218	131	20	in	in	ADP
cjfa-17218	131	21	december	december	PROPN
cjfa-17218	131	22	2012	2012	NUM
cjfa-17218	131	23	to	to	ADP
cjfa-17218	131	24	899	899	NUM
cjfa-17218	131	25	thousand	thousand	NUM
cjfa-17218	131	26	.	.	PUNCT
cjfa-17218	132	1	this	this	DET
cjfa-17218	132	2	number	number	NOUN
cjfa-17218	132	3	is	be	AUX
cjfa-17218	132	4	viewed	view	VERB
cjfa-17218	132	5	as	as	ADP
cjfa-17218	132	6	a	a	DET
cjfa-17218	132	7	reference	reference	NOUN
cjfa-17218	132	8	point	point	NOUN
cjfa-17218	132	9	for	for	ADP
cjfa-17218	132	10	the	the	DET
cjfa-17218	132	11	conclusions	conclusion	NOUN
cjfa-17218	132	12	and	and	CCONJ
cjfa-17218	132	13	statistics	statistic	NOUN
cjfa-17218	132	14	presented	present	VERB
cjfa-17218	132	15	in	in	ADP
cjfa-17218	132	16	the	the	DET
cjfa-17218	132	17	article	article	NOUN
cjfa-17218	132	18	.	.	PUNCT
cjfa-17218	133	1	on	on	ADP
cjfa-17218	133	2	the	the	DET
cjfa-17218	133	3	basis	basis	NOUN
cjfa-17218	133	4	of	of	ADP
cjfa-17218	133	5	the	the	DET
cjfa-17218	133	6	aforementioned	aforementioned	ADJ
cjfa-17218	133	7	research	research	NOUN
cjfa-17218	133	8	,	,	PUNCT
cjfa-17218	133	9	it	it	PRON
cjfa-17218	133	10	can	can	AUX
cjfa-17218	133	11	be	be	AUX
cjfa-17218	133	12	stated	state	VERB
cjfa-17218	133	13	that	that	SCONJ
cjfa-17218	133	14	the	the	DET
cjfa-17218	133	15	general	general	ADJ
cjfa-17218	133	16	reach	reach	NOUN
cjfa-17218	133	17	of	of	ADP
cjfa-17218	133	18	payment	payment	NOUN
cjfa-17218	133	19	cards	card	NOUN
cjfa-17218	133	20	acceptability	acceptability	NOUN
cjfa-17218	133	21	in	in	ADP
cjfa-17218	133	22	poland	poland	PROPN
cjfa-17218	133	23	in	in	ADP
cjfa-17218	133	24	2012	2012	NUM
cjfa-17218	133	25	(	(	PUNCT
cjfa-17218	133	26	figure	figure	NOUN
cjfa-17218	133	27	3	3	NUM
cjfa-17218	133	28	)	)	PUNCT
cjfa-17218	133	29	was	be	AUX
cjfa-17218	133	30	about	about	ADV
cjfa-17218	133	31	15	15	NUM
cjfa-17218	133	32	%	%	NOUN
cjfa-17218	133	33	(	(	PUNCT
cjfa-17218	133	34	merchants	merchant	NOUN
cjfa-17218	133	35	)	)	PUNCT
cjfa-17218	133	36	,	,	PUNCT
cjfa-17218	133	37	so	so	CCONJ
cjfa-17218	133	38	it	it	PRON
cjfa-17218	133	39	was	be	AUX
cjfa-17218	133	40	very	very	ADV
cjfa-17218	133	41	limited	limited	ADJ
cjfa-17218	133	42	.	.	PUNCT
cjfa-17218	134	1	taking	take	VERB
cjfa-17218	134	2	into	into	ADP
cjfa-17218	134	3	consideration	consideration	NOUN
cjfa-17218	134	4	another	another	DET
cjfa-17218	134	5	indicator	indicator	NOUN
cjfa-17218	134	6	,	,	PUNCT
cjfa-17218	134	7	concerned	concern	VERB
cjfa-17218	134	8	with	with	ADP
cjfa-17218	134	9	the	the	DET
cjfa-17218	134	10	number	number	NOUN
cjfa-17218	134	11	of	of	ADP
cjfa-17218	134	12	all	all	DET
cjfa-17218	134	13	points	point	NOUN
cjfa-17218	134	14	of	of	ADP
cjfa-17218	134	15	sale	sale	NOUN
cjfa-17218	134	16	where	where	SCONJ
cjfa-17218	134	17	customers	customer	NOUN
cjfa-17218	134	18	were	be	AUX
cjfa-17218	134	19	serviced	service	VERB
cjfa-17218	134	20	,	,	PUNCT
cjfa-17218	134	21	the	the	DET
cjfa-17218	134	22	reach	reach	NOUN
cjfa-17218	134	23	of	of	ADP
cjfa-17218	134	24	payment	payment	NOUN
cjfa-17218	134	25	cards	card	NOUN
cjfa-17218	134	26	acceptabil	acceptabil	VERB
cjfa-17218	134	27	  	  	SPACE
cjfa-17218	134	28	the	the	DET
cjfa-17218	134	29	 	 	SPACE
cjfa-17218	134	30	role	role	NOUN
cjfa-17218	134	31	 	 	SPACE
cjfa-17218	134	32	of	of	ADP
cjfa-17218	134	33	 	 	SPACE
cjfa-17218	134	34	cashless	cashless	NOUN
cjfa-17218	134	35	 	 	SPACE
cjfa-17218	134	36	transactions	transaction	NOUN
cjfa-17218	134	37	 	 	SPACE
cjfa-17218	134	38	in	in	ADP
cjfa-17218	134	39	 	 	SPACE
cjfa-17218	134	40	the	the	DET
cjfa-17218	134	41	 	 	SPACE
cjfa-17218	134	42	process	process	NOUN
cjfa-17218	134	43	…	…	PUNCT
cjfa-17218	134	44	29	29	NUM
cjfa-17218	134	45	ity	ity	NOUN
cjfa-17218	134	46	was	be	AUX
cjfa-17218	134	47	estimated	estimate	VERB
cjfa-17218	134	48	to	to	PART
cjfa-17218	134	49	be	be	AUX
cjfa-17218	134	50	around	around	ADP
cjfa-17218	134	51	29	29	NUM
cjfa-17218	134	52	%	%	NOUN
cjfa-17218	134	53	.	.	PUNCT
cjfa-17218	135	1	this	this	DET
cjfa-17218	135	2	results	result	NOUN
cjfa-17218	135	3	explicitly	explicitly	ADV
cjfa-17218	135	4	indicate	indicate	VERB
cjfa-17218	135	5	that	that	SCONJ
cjfa-17218	135	6	trade	trade	NOUN
cjfa-17218	135	7	and	and	CCONJ
cjfa-17218	135	8	services	service	NOUN
cjfa-17218	135	9	sector	sector	NOUN
cjfa-17218	135	10	in	in	ADP
cjfa-17218	135	11	2012	2012	NUM
cjfa-17218	135	12	,	,	PUNCT
cjfa-17218	135	13	in	in	ADP
cjfa-17218	135	14	most	most	ADJ
cjfa-17218	135	15	cases	case	NOUN
cjfa-17218	135	16	,	,	PUNCT
cjfa-17218	135	17	did	do	AUX
cjfa-17218	135	18	not	not	PART
cjfa-17218	135	19	accept	accept	VERB
cjfa-17218	135	20	payment	payment	NOUN
cjfa-17218	135	21	cards	card	NOUN
cjfa-17218	135	22	and	and	CCONJ
cjfa-17218	135	23	that	that	SCONJ
cjfa-17218	135	24	the	the	DET
cjfa-17218	135	25	dominant	dominant	ADJ
cjfa-17218	135	26	payment	payment	NOUN
cjfa-17218	135	27	instrument	instrument	NOUN
cjfa-17218	135	28	was	be	AUX
cjfa-17218	135	29	cash	cash	NOUN
cjfa-17218	135	30	money	money	NOUN
cjfa-17218	135	31	(	(	PUNCT
cjfa-17218	135	32	polasik	polasik	NOUN
cjfa-17218	135	33	,	,	PUNCT
cjfa-17218	135	34	2015	2015	NUM
cjfa-17218	135	35	,	,	PUNCT
cjfa-17218	135	36	p.	p.	NOUN
cjfa-17218	135	37	42	42	NUM
cjfa-17218	135	38	)	)	PUNCT
cjfa-17218	135	39	.	.	PUNCT
cjfa-17218	136	1	assuming	assume	VERB
cjfa-17218	136	2	,	,	PUNCT
cjfa-17218	136	3	that	that	DET
cjfa-17218	136	4	number	number	NOUN
cjfa-17218	136	5	of	of	ADP
cjfa-17218	136	6	active	active	ADJ
cjfa-17218	136	7	subjects	subject	NOUN
cjfa-17218	136	8	providing	provide	VERB
cjfa-17218	136	9	goods	good	NOUN
cjfa-17218	136	10	and	and	CCONJ
cjfa-17218	136	11	services	service	NOUN
cjfa-17218	136	12	has	have	AUX
cjfa-17218	136	13	not	not	PART
cjfa-17218	136	14	changed	change	VERB
cjfa-17218	136	15	since	since	SCONJ
cjfa-17218	136	16	2012	2012	NUM
cjfa-17218	136	17	(	(	PUNCT
cjfa-17218	136	18	899	899	NUM
cjfa-17218	136	19	thousand	thousand	NUM
cjfa-17218	136	20	entities	entity	NOUN
cjfa-17218	136	21	)	)	PUNCT
cjfa-17218	136	22	and	and	CCONJ
cjfa-17218	136	23	referring	refer	VERB
cjfa-17218	136	24	it	it	PRON
cjfa-17218	136	25	to	to	ADP
cjfa-17218	136	26	the	the	DET
cjfa-17218	136	27	number	number	NOUN
cjfa-17218	136	28	of	of	ADP
cjfa-17218	136	29	merchants	merchant	NOUN
cjfa-17218	136	30	–	–	PUNCT
cjfa-17218	136	31	basing	base	VERB
cjfa-17218	136	32	on	on	ADP
cjfa-17218	136	33	the	the	DET
cjfa-17218	136	34	source	source	NOUN
cjfa-17218	136	35	from	from	ADP
cjfa-17218	136	36	nbp	nbp	PROPN
cjfa-17218	136	37	in	in	ADP
cjfa-17218	136	38	2017	2017	NUM
cjfa-17218	136	39	(	(	PUNCT
cjfa-17218	136	40	figure	figure	NOUN
cjfa-17218	136	41	2	2	NUM
cjfa-17218	136	42	)	)	PUNCT
cjfa-17218	136	43	,	,	PUNCT
cjfa-17218	136	44	i.e.	i.e.	X
cjfa-17218	136	45	237	237	NUM
cjfa-17218	136	46	thousand	thousand	NUM
cjfa-17218	136	47	.	.	PUNCT
cjfa-17218	137	1	–	–	PUNCT
cjfa-17218	137	2	we	we	PRON
cjfa-17218	137	3	can	can	AUX
cjfa-17218	137	4	estimate	estimate	VERB
cjfa-17218	137	5	the	the	DET
cjfa-17218	137	6	acceptance	acceptance	NOUN
cjfa-17218	137	7	range	range	NOUN
cjfa-17218	137	8	of	of	ADP
cjfa-17218	137	9	cards	card	NOUN
cjfa-17218	137	10	by	by	ADP
cjfa-17218	137	11	merchants	merchant	NOUN
cjfa-17218	137	12	at	at	ADP
cjfa-17218	137	13	approximately	approximately	ADV
cjfa-17218	137	14	¼	¼	NOUN
cjfa-17218	137	15	of	of	ADP
cjfa-17218	137	16	all	all	DET
cjfa-17218	137	17	entities	entity	NOUN
cjfa-17218	137	18	.	.	PUNCT
cjfa-17218	138	1	thus	thus	ADV
cjfa-17218	138	2	,	,	PUNCT
cjfa-17218	138	3	the	the	DET
cjfa-17218	138	4	payment	payment	NOUN
cjfa-17218	138	5	card	card	NOUN
cjfa-17218	138	6	market	market	NOUN
cjfa-17218	138	7	in	in	ADP
cjfa-17218	138	8	poland	poland	PROPN
cjfa-17218	138	9	has	have	AUX
cjfa-17218	138	10	changed	change	VERB
cjfa-17218	138	11	positively	positively	ADV
cjfa-17218	138	12	over	over	ADP
cjfa-17218	138	13	the	the	DET
cjfa-17218	138	14	years	year	NOUN
cjfa-17218	138	15	2013–2017	2013–2017	NUM
cjfa-17218	138	16	,	,	PUNCT
cjfa-17218	138	17	but	but	CCONJ
cjfa-17218	138	18	still	still	ADV
cjfa-17218	138	19	,	,	PUNCT
cjfa-17218	138	20	around	around	ADP
cjfa-17218	138	21	¾	¾	NOUN
cjfa-17218	138	22	of	of	ADP
cjfa-17218	138	23	entities	entity	NOUN
cjfa-17218	138	24	do	do	AUX
cjfa-17218	138	25	not	not	PART
cjfa-17218	138	26	accept	accept	VERB
cjfa-17218	138	27	payment	payment	NOUN
cjfa-17218	138	28	cards	card	NOUN
cjfa-17218	138	29	.	.	PUNCT
cjfa-17218	139	1	payment	payment	NOUN
cjfa-17218	139	2	instruments	instrument	NOUN
cjfa-17218	139	3	used	use	VERB
cjfa-17218	139	4	in	in	ADP
cjfa-17218	139	5	poland	poland	PROPN
cjfa-17218	139	6	in	in	ADP
cjfa-17218	139	7	physical	physical	ADJ
cjfa-17218	139	8	points	point	NOUN
cjfa-17218	139	9	of	of	ADP
cjfa-17218	139	10	sale	sale	NOUN
cjfa-17218	139	11	from	from	ADP
cjfa-17218	139	12	this	this	DET
cjfa-17218	139	13	article	article	NOUN
cjfa-17218	139	14	’s	’s	PART
cjfa-17218	139	15	point	point	NOUN
cjfa-17218	139	16	of	of	ADP
cjfa-17218	139	17	view	view	NOUN
cjfa-17218	139	18	,	,	PUNCT
cjfa-17218	139	19	the	the	DET
cjfa-17218	139	20	most	most	ADV
cjfa-17218	139	21	important	important	ADJ
cjfa-17218	139	22	area	area	NOUN
cjfa-17218	139	23	of	of	ADP
cjfa-17218	139	24	retail	retail	ADJ
cjfa-17218	139	25	payments	payment	NOUN
cjfa-17218	139	26	are	be	AUX
cjfa-17218	139	27	payments	payment	NOUN
cjfa-17218	139	28	in	in	ADP
cjfa-17218	139	29	physical	physical	ADJ
cjfa-17218	139	30	points	point	NOUN
cjfa-17218	139	31	of	of	ADP
cjfa-17218	139	32	sale	sale	NOUN
cjfa-17218	139	33	,	,	PUNCT
cjfa-17218	139	34	which	which	PRON
cjfa-17218	139	35	in	in	ADP
cjfa-17218	139	36	the	the	DET
cjfa-17218	139	37	year	year	NOUN
cjfa-17218	139	38	2011	2011	NUM
cjfa-17218	139	39	accounted	account	VERB
cjfa-17218	139	40	for	for	ADP
cjfa-17218	139	41	76	76	NUM
cjfa-17218	139	42	%	%	NOUN
cjfa-17218	139	43	of	of	ADP
cjfa-17218	139	44	the	the	DET
cjfa-17218	139	45	number	number	NOUN
cjfa-17218	139	46	of	of	ADP
cjfa-17218	139	47	all	all	DET
cjfa-17218	139	48	transactions	transaction	NOUN
cjfa-17218	139	49	made	make	VERB
cjfa-17218	139	50	by	by	ADP
cjfa-17218	139	51	consumers	consumer	NOUN
cjfa-17218	139	52	(	(	PUNCT
cjfa-17218	139	53	polasik	polasik	NOUN
cjfa-17218	139	54	,	,	PUNCT
cjfa-17218	139	55	2013	2013	NUM
cjfa-17218	139	56	,	,	PUNCT
cjfa-17218	139	57	pp	pp	ADJ
cjfa-17218	139	58	.	.	PUNCT
cjfa-17218	140	1	79	79	NUM
cjfa-17218	140	2	–	–	PUNCT
cjfa-17218	140	3	 	 	SPACE
cjfa-17218	140	4	102	102	NUM
cjfa-17218	140	5	)	)	PUNCT
cjfa-17218	140	6	.	.	PUNCT
cjfa-17218	141	1	it	it	PRON
cjfa-17218	141	2	results	result	VERB
cjfa-17218	141	3	from	from	ADP
cjfa-17218	141	4	the	the	DET
cjfa-17218	141	5	fact	fact	NOUN
cjfa-17218	141	6	that	that	SCONJ
cjfa-17218	141	7	physical	physical	ADJ
cjfa-17218	141	8	sales	sale	NOUN
cjfa-17218	141	9	channels	channel	NOUN
cjfa-17218	141	10	(	(	PUNCT
cjfa-17218	141	11	shops	shop	NOUN
cjfa-17218	141	12	,	,	PUNCT
cjfa-17218	141	13	service	service	NOUN
cjfa-17218	141	14	points	point	NOUN
cjfa-17218	141	15	,	,	PUNCT
cjfa-17218	141	16	workshops	workshop	NOUN
cjfa-17218	141	17	,	,	PUNCT
cjfa-17218	141	18	etc	etc	X
cjfa-17218	141	19	.	.	X
cjfa-17218	141	20	)	)	PUNCT
cjfa-17218	141	21	are	be	AUX
cjfa-17218	141	22	the	the	DET
cjfa-17218	141	23	most	most	ADV
cjfa-17218	141	24	susceptible	susceptible	ADJ
cjfa-17218	141	25	to	to	ADP
cjfa-17218	141	26	the	the	DET
cjfa-17218	141	27	shadow	shadow	NOUN
cjfa-17218	141	28	economy	economy	NOUN
cjfa-17218	141	29	problem	problem	NOUN
cjfa-17218	141	30	,	,	PUNCT
cjfa-17218	141	31	as	as	SCONJ
cjfa-17218	141	32	transactions	transaction	NOUN
cjfa-17218	141	33	carried	carry	VERB
cjfa-17218	141	34	out	out	ADP
cjfa-17218	141	35	there	there	PRON
cjfa-17218	141	36	can	can	AUX
cjfa-17218	141	37	be	be	AUX
cjfa-17218	141	38	anonymous	anonymous	ADJ
cjfa-17218	141	39	.	.	PUNCT
cjfa-17218	142	1	however	however	ADV
cjfa-17218	142	2	,	,	PUNCT
cjfa-17218	142	3	in	in	ADP
cjfa-17218	142	4	the	the	DET
cjfa-17218	142	5	case	case	NOUN
cjfa-17218	142	6	of	of	ADP
cjfa-17218	142	7	e	e	NOUN
cjfa-17218	142	8	-	-	NOUN
cjfa-17218	142	9	commerce	commerce	NOUN
cjfa-17218	142	10	or	or	CCONJ
cjfa-17218	142	11	invoices	invoice	NOUN
cjfa-17218	142	12	,	,	PUNCT
cjfa-17218	142	13	there	there	PRON
cjfa-17218	142	14	is	be	VERB
cjfa-17218	142	15	some	some	DET
cjfa-17218	142	16	kind	kind	NOUN
cjfa-17218	142	17	of	of	ADP
cjfa-17218	142	18	transaction	transaction	NOUN
cjfa-17218	142	19	registration	registration	NOUN
cjfa-17218	142	20	,	,	PUNCT
cjfa-17218	142	21	the	the	DET
cjfa-17218	142	22	so	so	ADV
cjfa-17218	142	23	-	-	PUNCT
cjfa-17218	142	24	called	call	VERB
cjfa-17218	142	25	“	"	PUNCT
cjfa-17218	142	26	electronic	electronic	ADJ
cjfa-17218	142	27	trace	trace	NOUN
cjfa-17218	142	28	”	"	PUNCT
cjfa-17218	142	29	(	(	PUNCT
cjfa-17218	142	30	e.g.	e.g.	ADV
cjfa-17218	142	31	by	by	ADP
cjfa-17218	142	32	issuing	issue	VERB
cjfa-17218	142	33	an	an	DET
cjfa-17218	142	34	invoice	invoice	NOUN
cjfa-17218	142	35	or	or	CCONJ
cjfa-17218	142	36	placing	place	VERB
cjfa-17218	142	37	an	an	DET
cjfa-17218	142	38	order	order	NOUN
cjfa-17218	142	39	online	online	ADV
cjfa-17218	142	40	,	,	PUNCT
cjfa-17218	142	41	via	via	ADP
cjfa-17218	142	42	an	an	DET
cjfa-17218	142	43	e	e	NOUN
cjfa-17218	142	44	-	-	NOUN
cjfa-17218	142	45	retailer	retailer	NOUN
cjfa-17218	142	46	or	or	CCONJ
cjfa-17218	142	47	auction	auction	NOUN
cjfa-17218	142	48	platform	platform	NOUN
cjfa-17218	142	49	)	)	PUNCT
cjfa-17218	142	50	.	.	PUNCT
cjfa-17218	143	1	which	which	PRON
cjfa-17218	143	2	is	be	AUX
cjfa-17218	143	3	why	why	SCONJ
cjfa-17218	143	4	in	in	ADP
cjfa-17218	143	5	this	this	DET
cjfa-17218	143	6	article	article	NOUN
cjfa-17218	143	7	the	the	DET
cjfa-17218	143	8	author	author	NOUN
cjfa-17218	143	9	is	be	AUX
cjfa-17218	143	10	concentrating	concentrate	VERB
cjfa-17218	143	11	on	on	ADP
cjfa-17218	143	12	the	the	DET
cjfa-17218	143	13	infrastructure	infrastructure	NOUN
cjfa-17218	143	14	of	of	ADP
cjfa-17218	143	15	cashless	cashless	NOUN
cjfa-17218	143	16	payments	payment	NOUN
cjfa-17218	143	17	in	in	ADP
cjfa-17218	143	18	physical	physical	ADJ
cjfa-17218	143	19	points	point	NOUN
cjfa-17218	143	20	of	of	ADP
cjfa-17218	143	21	sale	sale	NOUN
cjfa-17218	143	22	,	,	PUNCT
cjfa-17218	143	23	as	as	ADP
cjfa-17218	143	24	a	a	DET
cjfa-17218	143	25	key	key	ADJ
cjfa-17218	143	26	element	element	NOUN
cjfa-17218	143	27	for	for	ADP
cjfa-17218	143	28	the	the	DET
cjfa-17218	143	29	subject	subject	NOUN
cjfa-17218	143	30	matter	matter	NOUN
cjfa-17218	143	31	–	–	PUNCT
cjfa-17218	143	32	fighting	fight	VERB
cjfa-17218	143	33	with	with	ADP
cjfa-17218	143	34	the	the	DET
cjfa-17218	143	35	shadow	shadow	NOUN
cjfa-17218	143	36	economy	economy	NOUN
cjfa-17218	143	37	.	.	PUNCT
cjfa-17218	144	1	in	in	ADP
cjfa-17218	144	2	reality	reality	NOUN
cjfa-17218	144	3	,	,	PUNCT
cjfa-17218	144	4	so	so	ADV
cjfa-17218	144	5	far	far	ADV
cjfa-17218	144	6	only	only	ADJ
cjfa-17218	144	7	payment	payment	NOUN
cjfa-17218	144	8	cards	card	NOUN
cjfa-17218	144	9	are	be	AUX
cjfa-17218	144	10	being	be	AUX
cjfa-17218	144	11	used	use	VERB
cjfa-17218	144	12	on	on	ADP
cjfa-17218	144	13	a	a	DET
cjfa-17218	144	14	larger	large	ADJ
cjfa-17218	144	15	scale	scale	NOUN
cjfa-17218	144	16	in	in	ADP
cjfa-17218	144	17	physical	physical	ADJ
cjfa-17218	144	18	payment	payment	NOUN
cjfa-17218	144	19	,	,	PUNCT
cjfa-17218	144	20	what	what	PRON
cjfa-17218	144	21	is	be	AUX
cjfa-17218	144	22	analysed	analyse	VERB
cjfa-17218	144	23	below	below	ADV
cjfa-17218	144	24	.	.	PUNCT
cjfa-17218	145	1	the	the	DET
cjfa-17218	145	2	value	value	NOUN
cjfa-17218	145	3	and	and	CCONJ
cjfa-17218	145	4	number	number	NOUN
cjfa-17218	145	5	of	of	ADP
cjfa-17218	145	6	payment	payment	NOUN
cjfa-17218	145	7	card	card	NOUN
cjfa-17218	145	8	transactions	transaction	NOUN
cjfa-17218	145	9	over	over	ADP
cjfa-17218	145	10	the	the	DET
cjfa-17218	145	11	years	year	NOUN
cjfa-17218	145	12	1999–2016	1999–2016	NUM
cjfa-17218	145	13	(	(	PUNCT
cjfa-17218	145	14	figure	figure	VERB
cjfa-17218	145	15	4	4	NUM
cjfa-17218	145	16	)	)	PUNCT
cjfa-17218	145	17	both	both	CCONJ
cjfa-17218	145	18	the	the	DET
cjfa-17218	145	19	value	value	NOUN
cjfa-17218	145	20	and	and	CCONJ
cjfa-17218	145	21	the	the	DET
cjfa-17218	145	22	number	number	NOUN
cjfa-17218	145	23	of	of	ADP
cjfa-17218	145	24	payment	payment	NOUN
cjfa-17218	145	25	card	card	NOUN
cjfa-17218	145	26	transactions	transaction	NOUN
cjfa-17218	145	27	were	be	AUX
cjfa-17218	145	28	gradually	gradually	ADV
cjfa-17218	145	29	increasing	increase	VERB
cjfa-17218	145	30	.	.	PUNCT
cjfa-17218	146	1	as	as	ADP
cjfa-17218	146	2	for	for	ADP
cjfa-17218	146	3	the	the	DET
cjfa-17218	146	4	value	value	NOUN
cjfa-17218	146	5	of	of	ADP
cjfa-17218	146	6	payment	payment	NOUN
cjfa-17218	146	7	card	card	NOUN
cjfa-17218	146	8	transactions	transaction	NOUN
cjfa-17218	146	9	,	,	PUNCT
cjfa-17218	146	10	the	the	DET
cjfa-17218	146	11	most	most	ADV
cjfa-17218	146	12	significant	significant	ADJ
cjfa-17218	146	13	change	change	NOUN
cjfa-17218	146	14	can	can	AUX
cjfa-17218	146	15	be	be	AUX
cjfa-17218	146	16	seen	see	VERB
cjfa-17218	146	17	in	in	ADP
cjfa-17218	146	18	2015	2015	NUM
cjfa-17218	146	19	.	.	PUNCT
cjfa-17218	147	1	compared	compare	VERB
cjfa-17218	147	2	to	to	ADP
cjfa-17218	147	3	the	the	DET
cjfa-17218	147	4	previous	previous	ADJ
cjfa-17218	147	5	year	year	NOUN
cjfa-17218	147	6	,	,	PUNCT
cjfa-17218	147	7	that	that	DET
cjfa-17218	147	8	value	value	NOUN
cjfa-17218	147	9	has	have	AUX
cjfa-17218	147	10	increased	increase	VERB
cjfa-17218	147	11	by	by	ADP
cjfa-17218	147	12	some	some	DET
cjfa-17218	147	13	75	75	NUM
cjfa-17218	147	14	billion	billion	NUM
cjfa-17218	147	15	pln	pln	NOUN
cjfa-17218	147	16	and	and	CCONJ
cjfa-17218	147	17	the	the	DET
cjfa-17218	147	18	number	number	NOUN
cjfa-17218	147	19	of	of	ADP
cjfa-17218	147	20	transaction	transaction	NOUN
cjfa-17218	147	21	by	by	ADP
cjfa-17218	147	22	over	over	ADP
cjfa-17218	147	23	0.5	0.5	NUM
cjfa-17218	147	24	billion	billion	NUM
cjfa-17218	147	25	.	.	PUNCT
cjfa-17218	148	1	having	having	AUX
cjfa-17218	148	2	analysed	analyse	VERB
cjfa-17218	148	3	the	the	DET
cjfa-17218	148	4	number	number	NOUN
cjfa-17218	148	5	of	of	ADP
cjfa-17218	148	6	transactions	transaction	NOUN
cjfa-17218	148	7	,	,	PUNCT
cjfa-17218	148	8	it	it	PRON
cjfa-17218	148	9	can	can	AUX
cjfa-17218	148	10	be	be	AUX
cjfa-17218	148	11	stated	state	VERB
cjfa-17218	148	12	that	that	SCONJ
cjfa-17218	148	13	the	the	DET
cjfa-17218	148	14	biggest	big	ADJ
cjfa-17218	148	15	increase	increase	NOUN
cjfa-17218	148	16	the	the	DET
cjfa-17218	148	17	number	number	NOUN
cjfa-17218	148	18	of	of	ADP
cjfa-17218	148	19	payment	payment	NOUN
cjfa-17218	148	20	card	card	NOUN
cjfa-17218	148	21	transactions	transaction	NOUN
cjfa-17218	148	22	happened	happen	VERB
cjfa-17218	148	23	at	at	ADP
cjfa-17218	148	24	the	the	DET
cjfa-17218	148	25	turn	turn	NOUN
cjfa-17218	148	26	of	of	ADP
cjfa-17218	148	27	2014	2014	NUM
cjfa-17218	148	28	and	and	CCONJ
cjfa-17218	148	29	2015	2015	NUM
cjfa-17218	148	30	,	,	PUNCT
cjfa-17218	148	31	which	which	PRON
cjfa-17218	148	32	can	can	AUX
cjfa-17218	148	33	be	be	AUX
cjfa-17218	148	34	related	relate	VERB
cjfa-17218	148	35	to	to	ADP
cjfa-17218	148	36	the	the	DET
cjfa-17218	148	37	intermarta	intermarta	NOUN
cjfa-17218	148	38	jakubowska30	jakubowska30	NOUN
cjfa-17218	148	39	change	change	VERB
cjfa-17218	148	40	reduction	reduction	NOUN
cjfa-17218	148	41	for	for	ADP
cjfa-17218	148	42	bank	bank	NOUN
cjfa-17218	148	43	operations	operation	NOUN
cjfa-17218	148	44	,	,	PUNCT
cjfa-17218	148	45	in	in	ADP
cjfa-17218	148	46	order	order	NOUN
cjfa-17218	148	47	to	to	PART
cjfa-17218	148	48	motivate	motivate	VERB
cjfa-17218	148	49	poles	pole	NOUN
cjfa-17218	148	50	to	to	PART
cjfa-17218	148	51	use	use	VERB
cjfa-17218	148	52	payment	payment	NOUN
cjfa-17218	148	53	cards	card	NOUN
cjfa-17218	148	54	more	more	ADV
cjfa-17218	148	55	often	often	ADV
cjfa-17218	148	56	(	(	PUNCT
cjfa-17218	148	57	nbp	nbp	PROPN
cjfa-17218	148	58	,	,	PUNCT
cjfa-17218	148	59	2015	2015	NUM
cjfa-17218	148	60	)	)	PUNCT
cjfa-17218	148	61	.	.	PUNCT
cjfa-17218	149	1	figure	figure	VERB
cjfa-17218	149	2	4	4	NUM
cjfa-17218	149	3	.	.	PUNCT
cjfa-17218	150	1	the	the	DET
cjfa-17218	150	2	value	value	NOUN
cjfa-17218	150	3	and	and	CCONJ
cjfa-17218	150	4	number	number	NOUN
cjfa-17218	150	5	of	of	ADP
cjfa-17218	150	6	payment	payment	NOUN
cjfa-17218	150	7	card	card	NOUN
cjfa-17218	150	8	transactions	transaction	NOUN
cjfa-17218	150	9	in	in	ADP
cjfa-17218	150	10	poland	poland	PROPN
cjfa-17218	150	11	in	in	ADP
cjfa-17218	150	12	the	the	DET
cjfa-17218	150	13	years	year	NOUN
cjfa-17218	150	14	1999–2016	1999–2016	NUM
cjfa-17218	150	15	stated	state	VERB
cjfa-17218	150	16	that	that	SCONJ
cjfa-17218	150	17	the	the	DET
cjfa-17218	150	18	biggest	big	ADJ
cjfa-17218	150	19	increase	increase	NOUN
cjfa-17218	150	20	the	the	DET
cjfa-17218	150	21	number	number	NOUN
cjfa-17218	150	22	of	of	ADP
cjfa-17218	150	23	payment	payment	NOUN
cjfa-17218	150	24	card	card	NOUN
cjfa-17218	150	25	transactions	transaction	NOUN
cjfa-17218	150	26	happened	happen	VERB
cjfa-17218	150	27	at	at	ADP
cjfa-17218	150	28	the	the	DET
cjfa-17218	150	29	turn	turn	NOUN
cjfa-17218	150	30	of	of	ADP
cjfa-17218	150	31	2014	2014	NUM
cjfa-17218	150	32	and	and	CCONJ
cjfa-17218	150	33	2015	2015	NUM
cjfa-17218	150	34	,	,	PUNCT
cjfa-17218	150	35	which	which	PRON
cjfa-17218	150	36	can	can	AUX
cjfa-17218	150	37	be	be	AUX
cjfa-17218	150	38	related	relate	VERB
cjfa-17218	150	39	to	to	ADP
cjfa-17218	150	40	the	the	DET
cjfa-17218	150	41	interchange	interchange	NOUN
cjfa-17218	150	42	reduction	reduction	NOUN
cjfa-17218	150	43	for	for	ADP
cjfa-17218	150	44	bank	bank	NOUN
cjfa-17218	150	45	operations	operation	NOUN
cjfa-17218	150	46	,	,	PUNCT
cjfa-17218	150	47	in	in	ADP
cjfa-17218	150	48	order	order	NOUN
cjfa-17218	150	49	to	to	PART
cjfa-17218	150	50	motivate	motivate	VERB
cjfa-17218	150	51	poles	pole	NOUN
cjfa-17218	150	52	to	to	PART
cjfa-17218	150	53	use	use	VERB
cjfa-17218	150	54	payment	payment	NOUN
cjfa-17218	150	55	cards	card	NOUN
cjfa-17218	150	56	more	more	ADV
cjfa-17218	150	57	often	often	ADV
cjfa-17218	150	58	(	(	PUNCT
cjfa-17218	150	59	nbp	nbp	PROPN
cjfa-17218	150	60	,	,	PUNCT
cjfa-17218	150	61	2015	2015	NUM
cjfa-17218	150	62	)	)	PUNCT
cjfa-17218	150	63	.	.	PUNCT
cjfa-17218	151	1	figure	figure	VERB
cjfa-17218	151	2	4	4	NUM
cjfa-17218	151	3	.	.	PUNCT
cjfa-17218	152	1	the	the	DET
cjfa-17218	152	2	value	value	NOUN
cjfa-17218	152	3	and	and	CCONJ
cjfa-17218	152	4	number	number	NOUN
cjfa-17218	152	5	of	of	ADP
cjfa-17218	152	6	payment	payment	NOUN
cjfa-17218	152	7	card	card	NOUN
cjfa-17218	152	8	transactions	transaction	NOUN
cjfa-17218	152	9	in	in	ADP
cjfa-17218	152	10	poland	poland	PROPN
cjfa-17218	152	11	in	in	ADP
cjfa-17218	152	12	the	the	DET
cjfa-17218	152	13	years	year	NOUN
cjfa-17218	152	14	1999–2016	1999–2016	NUM
cjfa-17218	152	15	source	source	NOUN
cjfa-17218	152	16	:	:	PUNCT
cjfa-17218	152	17	developed	develop	VERB
cjfa-17218	152	18	personally	personally	ADV
cjfa-17218	152	19	based	base	VERB
cjfa-17218	152	20	on	on	ADP
cjfa-17218	152	21	:	:	PUNCT
cjfa-17218	152	22	nbp	nbp	PROPN
cjfa-17218	152	23	,	,	PUNCT
cjfa-17218	152	24	2017	2017	NUM
cjfa-17218	152	25	.	.	PUNCT
cjfa-17218	153	1	considering	consider	VERB
cjfa-17218	153	2	the	the	DET
cjfa-17218	153	3	fact	fact	NOUN
cjfa-17218	153	4	that	that	SCONJ
cjfa-17218	153	5	contactless	contactless	ADJ
cjfa-17218	153	6	payments	payment	NOUN
cjfa-17218	153	7	are	be	AUX
cjfa-17218	153	8	becoming	become	VERB
cjfa-17218	153	9	more	more	ADV
cjfa-17218	153	10	popular	popular	ADJ
cjfa-17218	153	11	,	,	PUNCT
cjfa-17218	153	12	the	the	DET
cjfa-17218	153	13	tendency	tendency	NOUN
cjfa-17218	153	14	illustrated	illustrate	VERB
cjfa-17218	153	15	in	in	ADP
cjfa-17218	153	16	the	the	DET
cjfa-17218	153	17	figure	figure	NOUN
cjfa-17218	153	18	above	above	ADV
cjfa-17218	153	19	(	(	PUNCT
cjfa-17218	153	20	figure	figure	NOUN
cjfa-17218	153	21	4	4	NUM
cjfa-17218	153	22	)	)	PUNCT
cjfa-17218	153	23	should	should	AUX
cjfa-17218	153	24	be	be	AUX
cjfa-17218	153	25	maintained	maintain	VERB
cjfa-17218	153	26	in	in	ADP
cjfa-17218	153	27	the	the	DET
cjfa-17218	153	28	coming	come	VERB
cjfa-17218	153	29	years	year	NOUN
cjfa-17218	153	30	(	(	PUNCT
cjfa-17218	153	31	borcuch	borcuch	ADJ
cjfa-17218	153	32	,	,	PUNCT
cjfa-17218	153	33	2011	2011	NUM
cjfa-17218	153	34	)	)	PUNCT
cjfa-17218	153	35	.	.	PUNCT
cjfa-17218	154	1	while	while	SCONJ
cjfa-17218	154	2	analysing	analyse	VERB
cjfa-17218	154	3	another	another	DET
cjfa-17218	154	4	table	table	NOUN
cjfa-17218	154	5	(	(	PUNCT
cjfa-17218	154	6	figure	figure	NOUN
cjfa-17218	154	7	5	5	NUM
cjfa-17218	154	8	)	)	PUNCT
cjfa-17218	154	9	,	,	PUNCT
cjfa-17218	154	10	one	one	PRON
cjfa-17218	154	11	must	must	AUX
cjfa-17218	154	12	remember	remember	VERB
cjfa-17218	154	13	about	about	ADP
cjfa-17218	154	14	the	the	DET
cjfa-17218	154	15	dominant	dominant	ADJ
cjfa-17218	154	16	role	role	NOUN
cjfa-17218	154	17	of	of	ADP
cjfa-17218	154	18	payment	payment	NOUN
cjfa-17218	154	19	card	card	NOUN
cjfa-17218	154	20	in	in	ADP
cjfa-17218	154	21	cashless	cashless	NOUN
cjfa-17218	154	22	transactions	transaction	NOUN
cjfa-17218	154	23	.	.	PUNCT
cjfa-17218	155	1	in	in	ADP
cjfa-17218	155	2	the	the	DET
cjfa-17218	155	3	first	first	ADJ
cjfa-17218	155	4	quarter	quarter	NOUN
cjfa-17218	155	5	of	of	ADP
cjfa-17218	155	6	2017	2017	NUM
cjfa-17218	155	7	,	,	PUNCT
cjfa-17218	155	8	83	83	NUM
cjfa-17218	155	9	%	%	NOUN
cjfa-17218	155	10	of	of	ADP
cjfa-17218	155	11	payment	payment	NOUN
cjfa-17218	155	12	card	card	NOUN
cjfa-17218	155	13	transactions	transaction	NOUN
cjfa-17218	155	14	are	be	AUX
cjfa-17218	155	15	cashless	cashless	NOUN
cjfa-17218	155	16	transactions	transaction	NOUN
cjfa-17218	155	17	.	.	PUNCT
cjfa-17218	156	1	the	the	DET
cjfa-17218	156	2	remaining	remain	VERB
cjfa-17218	156	3	part	part	NOUN
cjfa-17218	156	4	are	be	AUX
cjfa-17218	156	5	cash	cash	NOUN
cjfa-17218	156	6	transactions	transaction	NOUN
cjfa-17218	156	7	,	,	PUNCT
cjfa-17218	156	8	i.e.	i.e.	X
cjfa-17218	156	9	cash	cash	NOUN
cjfa-17218	156	10	withdrawal	withdrawal	NOUN
cjfa-17218	156	11	from	from	ADP
cjfa-17218	156	12	atms	atms	NOUN
cjfa-17218	156	13	,	,	PUNCT
cjfa-17218	156	14	and	and	CCONJ
cjfa-17218	156	15	also	also	ADV
cjfa-17218	156	16	,	,	PUNCT
cjfa-17218	156	17	on	on	ADP
cjfa-17218	156	18	a	a	DET
cjfa-17218	156	19	smaller	small	ADJ
cjfa-17218	156	20	scale	scale	NOUN
cjfa-17218	156	21	,	,	PUNCT
cjfa-17218	156	22	cash	cash	NOUN
cjfa-17218	156	23	back	back	NOUN
cjfa-17218	156	24	operations	operation	NOUN
cjfa-17218	156	25	in	in	ADP
cjfa-17218	156	26	payment	payment	NOUN
cjfa-17218	156	27	terminals	terminal	NOUN
cjfa-17218	156	28	.	.	PUNCT
cjfa-17218	157	1	cash	cash	NOUN
cjfa-17218	157	2	transactions	transaction	NOUN
cjfa-17218	157	3	are	be	AUX
cjfa-17218	157	4	becoming	become	VERB
cjfa-17218	157	5	less	less	ADV
cjfa-17218	157	6	present	present	ADJ
cjfa-17218	157	7	in	in	ADP
cjfa-17218	157	8	all	all	DET
cjfa-17218	157	9	transactions	transaction	NOUN
cjfa-17218	157	10	in	in	ADP
cjfa-17218	157	11	general	general	ADJ
cjfa-17218	157	12	(	(	PUNCT
cjfa-17218	157	13	figure	figure	NOUN
cjfa-17218	157	14	5	5	NUM
cjfa-17218	157	15	)	)	PUNCT
cjfa-17218	157	16	.	.	PUNCT
cjfa-17218	158	1	figure	figure	NOUN
cjfa-17218	158	2	5	5	NUM
cjfa-17218	158	3	.	.	PUNCT
cjfa-17218	159	1	the	the	DET
cjfa-17218	159	2	number	number	NOUN
cjfa-17218	159	3	of	of	ADP
cjfa-17218	159	4	cashless	cashless	NOUN
cjfa-17218	159	5	transactions	transaction	NOUN
cjfa-17218	159	6	in	in	ADP
cjfa-17218	159	7	the	the	DET
cjfa-17218	159	8	number	number	NOUN
cjfa-17218	159	9	of	of	ADP
cjfa-17218	159	10	all	all	DET
cjfa-17218	159	11	card	card	NOUN
cjfa-17218	159	12	transactions	transaction	NOUN
cjfa-17218	159	13	in	in	ADP
cjfa-17218	159	14	poland	poland	PROPN
cjfa-17218	159	15	in	in	ADP
cjfa-17218	159	16	the	the	DET
cjfa-17218	159	17	years	year	NOUN
cjfa-17218	159	18	2004–2017	2004–2017	NUM
cjfa-17218	159	19	source	source	NOUN
cjfa-17218	159	20	:	:	PUNCT
cjfa-17218	159	21	developed	develop	VERB
cjfa-17218	159	22	personally	personally	ADV
cjfa-17218	159	23	based	base	VERB
cjfa-17218	159	24	on	on	ADP
cjfa-17218	159	25	:	:	PUNCT
cjfa-17218	159	26	nbp	nbp	PROPN
cjfa-17218	159	27	,	,	PUNCT
cjfa-17218	159	28	2017	2017	NUM
cjfa-17218	159	29	.	.	PUNCT
cjfa-17218	160	1	the	the	DET
cjfa-17218	160	2	influence	influence	NOUN
cjfa-17218	160	3	of	of	ADP
cjfa-17218	160	4	cashless	cashless	NOUN
cjfa-17218	160	5	payments	payment	NOUN
cjfa-17218	160	6	on	on	ADP
cjfa-17218	160	7	the	the	DET
cjfa-17218	160	8	size	size	NOUN
cjfa-17218	160	9	of	of	ADP
cjfa-17218	160	10	the	the	DET
cjfa-17218	160	11	shadow	shadow	NOUN
cjfa-17218	160	12	economy	economy	NOUN
cjfa-17218	160	13	in	in	ADP
cjfa-17218	160	14	chosen	choose	VERB
cjfa-17218	160	15	european	european	PROPN
cjfa-17218	160	16	union	union	PROPN
cjfa-17218	160	17	countries	countries	PROPN
cjfa-17218	160	18	prof	prof	PROPN
cjfa-17218	160	19	.	.	PUNCT
cjfa-17218	161	1	friedrich	friedrich	PROPN
cjfa-17218	161	2	schneider	schneider	PROPN
cjfa-17218	161	3	’s	’s	PART
cjfa-17218	161	4	literature	literature	PROPN
cjfa-17218	161	5	overview	overview	NOUN
cjfa-17218	161	6	(	(	PUNCT
cjfa-17218	161	7	schneider	schneider	NOUN
cjfa-17218	161	8	,	,	PUNCT
cjfa-17218	161	9	2013	2013	NUM
cjfa-17218	161	10	,	,	PUNCT
cjfa-17218	161	11	pp	pp	PROPN
cjfa-17218	161	12	.	.	PUNCT
cjfa-17218	161	13	1–24	1–24	PROPN
cjfa-17218	161	14	)	)	PUNCT
cjfa-17218	161	15	has	have	AUX
cjfa-17218	161	16	pointed	point	VERB
cjfa-17218	161	17	to	to	ADP
cjfa-17218	161	18	a	a	DET
cjfa-17218	161	19	negative	negative	ADJ
cjfa-17218	161	20	correlation	correlation	NOUN
cjfa-17218	161	21	between	between	ADP
cjfa-17218	161	22	the	the	DET
cjfa-17218	161	23	shadow	shadow	NOUN
cjfa-17218	161	24	economy	economy	NOUN
cjfa-17218	161	25	and	and	CCONJ
cjfa-17218	161	26	the	the	DET
cjfa-17218	161	27	number	number	NOUN
cjfa-17218	161	28	of	of	ADP
cjfa-17218	161	29	cashless	cashless	NOUN
cjfa-17218	161	30	transactions	transaction	NOUN
cjfa-17218	161	31	,	,	PUNCT
cjfa-17218	161	32	particularly	particularly	ADV
cjfa-17218	161	33	those	those	PRON
cjfa-17218	161	34	involving	involve	VERB
cjfa-17218	161	35	payment	payment	NOUN
cjfa-17218	161	36	cards	card	NOUN
cjfa-17218	161	37	(	(	PUNCT
cjfa-17218	161	38	schneider	schneider	NOUN
cjfa-17218	161	39	,	,	PUNCT
cjfa-17218	161	40	2011	2011	NUM
cjfa-17218	161	41	)	)	PUNCT
cjfa-17218	161	42	.	.	PUNCT
cjfa-17218	162	1	furthermore	furthermore	ADV
cjfa-17218	162	2	,	,	PUNCT
cjfa-17218	162	3	the	the	DET
cjfa-17218	162	4	research	research	NOUN
cjfa-17218	162	5	on	on	ADP
cjfa-17218	162	6	the	the	DET
cjfa-17218	162	7	situation	situation	NOUN
cjfa-17218	162	8	in	in	ADP
cjfa-17218	162	9	greece	greece	PROPN
cjfa-17218	162	10	0	0	NUM
cjfa-17218	162	11	500	500	NUM
cjfa-17218	162	12	1000	1000	NUM
cjfa-17218	162	13	1500	1500	NUM
cjfa-17218	162	14	2000	2000	NUM
cjfa-17218	162	15	2500	2500	NUM
cjfa-17218	162	16	3000	3000	NUM
cjfa-17218	162	17	3500	3500	NUM
cjfa-17218	162	18	4000	4000	NUM
cjfa-17218	162	19	4500	4500	NUM
cjfa-17218	162	20	0	0	NUM
cjfa-17218	162	21	100	100	NUM
cjfa-17218	162	22	200	200	NUM
cjfa-17218	162	23	300	300	NUM
cjfa-17218	162	24	400	400	NUM
cjfa-17218	162	25	500	500	NUM
cjfa-17218	162	26	600	600	NUM
cjfa-17218	162	27	700	700	NUM
cjfa-17218	162	28	th	th	NOUN
cjfa-17218	162	29	e	e	X
cjfa-17218	162	30	nu	nu	AUX
cjfa-17218	162	31	m	m	VERB
cjfa-17218	162	32	be	be	VERB
cjfa-17218	163	1	r	r	NOUN
cjfa-17218	163	2	o	o	NOUN
cjfa-17218	164	1	f	f	X
cjfa-17218	165	1	t	t	PROPN
cjfa-17218	166	1	ra	ra	PROPN
cjfa-17218	167	1	ns	ns	INTJ
cjfa-17218	167	2	ac	ac	PROPN
cjfa-17218	167	3	tio	tio	PROPN
cjfa-17218	167	4	ns	ns	INTJ
cjfa-17218	167	5	in	in	ADP
cjfa-17218	167	6	m	m	PROPN
cjfa-17218	167	7	ln	ln	NOUN
cjfa-17218	167	8	th	th	X
cjfa-17218	167	9	e	e	X
cjfa-17218	167	10	va	va	PROPN
cjfa-17218	167	11	lu	lu	PROPN
cjfa-17218	167	12	e	e	PROPN
cjfa-17218	167	13	of	of	ADP
cjfa-17218	167	14	tr	tr	PUNCT
cjfa-17218	167	15	an	an	DET
cjfa-17218	167	16	sa	sa	NOUN
cjfa-17218	167	17	ct	ct	NUM
cjfa-17218	167	18	io	io	PROPN
cjfa-17218	167	19	ns	ns	INTJ
cjfa-17218	167	20	in	in	ADP
cjfa-17218	167	21	m	m	PROPN
cjfa-17218	167	22	ld	ld	PROPN
cjfa-17218	167	23	zł	zł	PROPN
cjfa-17218	167	24	value	value	NOUN
cjfa-17218	167	25	number	number	NOUN
cjfa-17218	167	26	32	32	NUM
cjfa-17218	167	27	%	%	NOUN
cjfa-17218	167	28	36	36	NUM
cjfa-17218	167	29	%	%	NOUN
cjfa-17218	167	30	41	41	NUM
cjfa-17218	167	31	%	%	NOUN
cjfa-17218	167	32	45	45	NUM
cjfa-17218	167	33	%	%	NOUN
cjfa-17218	167	34	49	49	NUM
cjfa-17218	167	35	%	%	NOUN
cjfa-17218	167	36	53	53	NUM
cjfa-17218	167	37	%	%	NOUN
cjfa-17218	167	38	57	57	NUM
cjfa-17218	167	39	%	%	NOUN
cjfa-17218	167	40	60	60	NUM
cjfa-17218	167	41	%	%	NOUN
cjfa-17218	167	42	63	63	NUM
cjfa-17218	167	43	%	%	NOUN
cjfa-17218	167	44	66	66	NUM
cjfa-17218	167	45	%	%	NOUN
cjfa-17218	167	46	75	75	NUM
cjfa-17218	167	47	%	%	NOUN
cjfa-17218	167	48	79	79	NUM
cjfa-17218	167	49	%	%	NOUN
cjfa-17218	167	50	82	82	NUM
cjfa-17218	167	51	%	%	NOUN
cjfa-17218	167	52	83	83	NUM
cjfa-17218	167	53	%	%	NOUN
cjfa-17218	167	54	0	0	NUM
cjfa-17218	167	55	%	%	NOUN
cjfa-17218	167	56	10	10	NUM
cjfa-17218	167	57	%	%	NOUN
cjfa-17218	167	58	20	20	NUM
cjfa-17218	167	59	%	%	NOUN
cjfa-17218	167	60	30	30	NUM
cjfa-17218	167	61	%	%	NOUN
cjfa-17218	167	62	40	40	NUM
cjfa-17218	167	63	%	%	NOUN
cjfa-17218	167	64	50	50	NUM
cjfa-17218	167	65	%	%	NOUN
cjfa-17218	167	66	60	60	NUM
cjfa-17218	167	67	%	%	NOUN
cjfa-17218	167	68	70	70	NUM
cjfa-17218	167	69	%	%	NOUN
cjfa-17218	167	70	80	80	NUM
cjfa-17218	167	71	%	%	NOUN
cjfa-17218	167	72	90	90	NUM
cjfa-17218	167	73	%	%	NOUN
cjfa-17218	167	74	2004	2004	NUM
cjfa-17218	167	75	2005	2005	NUM
cjfa-17218	167	76	2006	2006	NUM
cjfa-17218	167	77	2007	2007	NUM
cjfa-17218	167	78	2008	2008	NUM
cjfa-17218	167	79	2009	2009	NUM
cjfa-17218	167	80	2010	2010	NUM
cjfa-17218	167	81	2011	2011	NUM
cjfa-17218	167	82	2012	2012	NUM
cjfa-17218	167	83	2013	2013	NUM
cjfa-17218	167	84	2014	2014	NUM
cjfa-17218	167	85	2015	2015	NUM
cjfa-17218	167	86	2016	2016	NUM
cjfa-17218	167	87	2017	2017	NUM
cjfa-17218	167	88	q1	q1	PROPN
cjfa-17218	167	89	s	s	PART
cjfa-17218	167	90	o	o	NOUN
cjfa-17218	167	91	u	u	NOUN
cjfa-17218	167	92	r	r	NOUN
cjfa-17218	167	93	c	c	NOUN
cjfa-17218	167	94	e	e	NOUN
cjfa-17218	167	95	:	:	PUNCT
cjfa-17218	167	96	developed	develop	VERB
cjfa-17218	167	97	personally	personally	ADV
cjfa-17218	167	98	based	base	VERB
cjfa-17218	167	99	on	on	ADP
cjfa-17218	167	100	:	:	PUNCT
cjfa-17218	167	101	nbp	nbp	PROPN
cjfa-17218	167	102	,	,	PUNCT
cjfa-17218	167	103	2017	2017	NUM
cjfa-17218	167	104	.	.	PUNCT
cjfa-17218	168	1	considering	consider	VERB
cjfa-17218	168	2	the	the	DET
cjfa-17218	168	3	fact	fact	NOUN
cjfa-17218	168	4	that	that	SCONJ
cjfa-17218	168	5	contactless	contactless	ADJ
cjfa-17218	168	6	payments	payment	NOUN
cjfa-17218	168	7	are	be	AUX
cjfa-17218	168	8	becoming	become	VERB
cjfa-17218	168	9	more	more	ADV
cjfa-17218	168	10	popular	popular	ADJ
cjfa-17218	168	11	,	,	PUNCT
cjfa-17218	168	12	the	the	DET
cjfa-17218	168	13	tendency	tendency	NOUN
cjfa-17218	168	14	illustrated	illustrate	VERB
cjfa-17218	168	15	in	in	ADP
cjfa-17218	168	16	the	the	DET
cjfa-17218	168	17	figure	figure	NOUN
cjfa-17218	168	18	above	above	ADV
cjfa-17218	168	19	(	(	PUNCT
cjfa-17218	168	20	figure	figure	NOUN
cjfa-17218	168	21	4	4	NUM
cjfa-17218	168	22	)	)	PUNCT
cjfa-17218	168	23	should	should	AUX
cjfa-17218	168	24	be	be	AUX
cjfa-17218	168	25	maintained	maintain	VERB
cjfa-17218	168	26	in	in	ADP
cjfa-17218	168	27	the	the	DET
cjfa-17218	168	28	coming	come	VERB
cjfa-17218	168	29	years	year	NOUN
cjfa-17218	168	30	(	(	PUNCT
cjfa-17218	168	31	borcuch	borcuch	ADJ
cjfa-17218	168	32	,	,	PUNCT
cjfa-17218	168	33	2011	2011	NUM
cjfa-17218	168	34	)	)	PUNCT
cjfa-17218	168	35	.	.	PUNCT
cjfa-17218	169	1	while	while	SCONJ
cjfa-17218	169	2	analysing	analyse	VERB
cjfa-17218	169	3	another	another	DET
cjfa-17218	169	4	table	table	NOUN
cjfa-17218	169	5	(	(	PUNCT
cjfa-17218	169	6	figure	figure	NOUN
cjfa-17218	169	7	5	5	NUM
cjfa-17218	169	8	)	)	PUNCT
cjfa-17218	169	9	,	,	PUNCT
cjfa-17218	169	10	one	one	PRON
cjfa-17218	169	11	must	must	AUX
cjfa-17218	169	12	remember	remember	VERB
cjfa-17218	169	13	about	about	ADP
cjfa-17218	169	14	the	the	DET
cjfa-17218	169	15	dominant	dominant	ADJ
cjfa-17218	169	16	role	role	NOUN
cjfa-17218	169	17	of	of	ADP
cjfa-17218	169	18	payment	payment	NOUN
cjfa-17218	169	19	card	card	NOUN
cjfa-17218	169	20	in	in	ADP
cjfa-17218	169	21	cashless	cashless	NOUN
cjfa-17218	169	22	transactions	transaction	NOUN
cjfa-17218	169	23	.	.	PUNCT
cjfa-17218	170	1	in	in	ADP
cjfa-17218	170	2	the	the	DET
cjfa-17218	170	3	first	first	ADJ
cjfa-17218	170	4	quarter	quarter	NOUN
cjfa-17218	170	5	of	of	ADP
cjfa-17218	170	6	2017	2017	NUM
cjfa-17218	170	7	,	,	PUNCT
cjfa-17218	170	8	83	83	NUM
cjfa-17218	170	9	%	%	NOUN
cjfa-17218	170	10	of	of	ADP
cjfa-17218	170	11	payment	payment	NOUN
cjfa-17218	170	12	card	card	NOUN
cjfa-17218	170	13	transactions	transaction	NOUN
cjfa-17218	170	14	are	be	AUX
cjfa-17218	170	15	cashless	cashless	NOUN
cjfa-17218	170	16	transactions	transaction	NOUN
cjfa-17218	170	17	.	.	PUNCT
cjfa-17218	171	1	the	the	DET
cjfa-17218	171	2	remaining	remain	VERB
cjfa-17218	171	3	part	part	NOUN
cjfa-17218	171	4	are	be	AUX
cjfa-17218	171	5	cash	cash	NOUN
cjfa-17218	171	6	transactions	transaction	NOUN
cjfa-17218	171	7	,	,	PUNCT
cjfa-17218	171	8	i.e.	i.e.	X
cjfa-17218	171	9	cash	cash	NOUN
cjfa-17218	171	10	withdrawal	withdrawal	NOUN
cjfa-17218	171	11	from	from	ADP
cjfa-17218	171	12	atms	atms	NOUN
cjfa-17218	171	13	,	,	PUNCT
cjfa-17218	171	14	and	and	CCONJ
cjfa-17218	171	15	also	also	ADV
cjfa-17218	171	16	,	,	PUNCT
cjfa-17218	171	17	on	on	ADP
cjfa-17218	171	18	a	a	DET
cjfa-17218	171	19	smaller	small	ADJ
cjfa-17218	171	20	scale	scale	NOUN
cjfa-17218	171	21	,	,	PUNCT
cjfa-17218	171	22	cash	cash	NOUN
cjfa-17218	171	23	back	back	NOUN
cjfa-17218	171	24	operations	operation	NOUN
cjfa-17218	171	25	in	in	ADP
cjfa-17218	171	26	payment	payment	NOUN
cjfa-17218	171	27	terminals	terminal	NOUN
cjfa-17218	171	28	.	.	PUNCT
cjfa-17218	172	1	cash	cash	NOUN
cjfa-17218	172	2	transactions	transaction	NOUN
cjfa-17218	172	3	are	be	AUX
cjfa-17218	172	4	becoming	become	VERB
cjfa-17218	172	5	less	less	ADV
cjfa-17218	172	6	present	present	ADJ
cjfa-17218	172	7	in	in	ADP
cjfa-17218	172	8	all	all	DET
cjfa-17218	172	9	transactions	transaction	NOUN
cjfa-17218	172	10	in	in	ADP
cjfa-17218	172	11	general	general	ADJ
cjfa-17218	172	12	(	(	PUNCT
cjfa-17218	172	13	figure	figure	NOUN
cjfa-17218	172	14	5	5	NUM
cjfa-17218	172	15	)	)	PUNCT
cjfa-17218	172	16	.	.	PUNCT
cjfa-17218	172	17	  	  	SPACE
cjfa-17218	173	1	the	the	DET
cjfa-17218	173	2	 	 	SPACE
cjfa-17218	173	3	role	role	NOUN
cjfa-17218	173	4	 	 	SPACE
cjfa-17218	173	5	of	of	ADP
cjfa-17218	173	6	 	 	SPACE
cjfa-17218	173	7	cashless	cashless	NOUN
cjfa-17218	173	8	 	 	SPACE
cjfa-17218	173	9	transactions	transaction	NOUN
cjfa-17218	173	10	 	 	SPACE
cjfa-17218	173	11	in	in	ADP
cjfa-17218	173	12	 	 	SPACE
cjfa-17218	173	13	the	the	DET
cjfa-17218	173	14	 	 	SPACE
cjfa-17218	173	15	process	process	NOUN
cjfa-17218	173	16	…	…	PUNCT
cjfa-17218	173	17	31	31	NUM
cjfa-17218	173	18	figure	figure	NOUN
cjfa-17218	173	19	5	5	NUM
cjfa-17218	173	20	.	.	PUNCT
cjfa-17218	174	1	the	the	DET
cjfa-17218	174	2	number	number	NOUN
cjfa-17218	174	3	of	of	ADP
cjfa-17218	174	4	cashless	cashless	NOUN
cjfa-17218	174	5	transactions	transaction	NOUN
cjfa-17218	174	6	in	in	ADP
cjfa-17218	174	7	the	the	DET
cjfa-17218	174	8	number	number	NOUN
cjfa-17218	174	9	of	of	ADP
cjfa-17218	174	10	all	all	DET
cjfa-17218	174	11	card	card	NOUN
cjfa-17218	174	12	transactions	transaction	NOUN
cjfa-17218	174	13	in	in	ADP
cjfa-17218	174	14	poland	poland	PROPN
cjfa-17218	174	15	in	in	ADP
cjfa-17218	174	16	the	the	DET
cjfa-17218	174	17	years	year	NOUN
cjfa-17218	174	18	2004–2017	2004–2017	NUM
cjfa-17218	174	19	stated	state	VERB
cjfa-17218	174	20	that	that	SCONJ
cjfa-17218	174	21	the	the	DET
cjfa-17218	174	22	biggest	big	ADJ
cjfa-17218	174	23	increase	increase	NOUN
cjfa-17218	174	24	the	the	DET
cjfa-17218	174	25	number	number	NOUN
cjfa-17218	174	26	of	of	ADP
cjfa-17218	174	27	payment	payment	NOUN
cjfa-17218	174	28	card	card	NOUN
cjfa-17218	174	29	transactions	transaction	NOUN
cjfa-17218	174	30	happened	happen	VERB
cjfa-17218	174	31	at	at	ADP
cjfa-17218	174	32	the	the	DET
cjfa-17218	174	33	turn	turn	NOUN
cjfa-17218	174	34	of	of	ADP
cjfa-17218	174	35	2014	2014	NUM
cjfa-17218	174	36	and	and	CCONJ
cjfa-17218	174	37	2015	2015	NUM
cjfa-17218	174	38	,	,	PUNCT
cjfa-17218	174	39	which	which	PRON
cjfa-17218	174	40	can	can	AUX
cjfa-17218	174	41	be	be	AUX
cjfa-17218	174	42	related	relate	VERB
cjfa-17218	174	43	to	to	ADP
cjfa-17218	174	44	the	the	DET
cjfa-17218	174	45	interchange	interchange	NOUN
cjfa-17218	174	46	reduction	reduction	NOUN
cjfa-17218	174	47	for	for	ADP
cjfa-17218	174	48	bank	bank	NOUN
cjfa-17218	174	49	operations	operation	NOUN
cjfa-17218	174	50	,	,	PUNCT
cjfa-17218	174	51	in	in	ADP
cjfa-17218	174	52	order	order	NOUN
cjfa-17218	174	53	to	to	PART
cjfa-17218	174	54	motivate	motivate	VERB
cjfa-17218	174	55	poles	pole	NOUN
cjfa-17218	174	56	to	to	PART
cjfa-17218	174	57	use	use	VERB
cjfa-17218	174	58	payment	payment	NOUN
cjfa-17218	174	59	cards	card	NOUN
cjfa-17218	174	60	more	more	ADV
cjfa-17218	174	61	often	often	ADV
cjfa-17218	174	62	(	(	PUNCT
cjfa-17218	174	63	nbp	nbp	PROPN
cjfa-17218	174	64	,	,	PUNCT
cjfa-17218	174	65	2015	2015	NUM
cjfa-17218	174	66	)	)	PUNCT
cjfa-17218	174	67	.	.	PUNCT
cjfa-17218	175	1	figure	figure	VERB
cjfa-17218	175	2	4	4	NUM
cjfa-17218	175	3	.	.	PUNCT
cjfa-17218	176	1	the	the	DET
cjfa-17218	176	2	value	value	NOUN
cjfa-17218	176	3	and	and	CCONJ
cjfa-17218	176	4	number	number	NOUN
cjfa-17218	176	5	of	of	ADP
cjfa-17218	176	6	payment	payment	NOUN
cjfa-17218	176	7	card	card	NOUN
cjfa-17218	176	8	transactions	transaction	NOUN
cjfa-17218	176	9	in	in	ADP
cjfa-17218	176	10	poland	poland	PROPN
cjfa-17218	176	11	in	in	ADP
cjfa-17218	176	12	the	the	DET
cjfa-17218	176	13	years	year	NOUN
cjfa-17218	176	14	1999–2016	1999–2016	NUM
cjfa-17218	176	15	source	source	NOUN
cjfa-17218	176	16	:	:	PUNCT
cjfa-17218	176	17	developed	develop	VERB
cjfa-17218	176	18	personally	personally	ADV
cjfa-17218	176	19	based	base	VERB
cjfa-17218	176	20	on	on	ADP
cjfa-17218	176	21	:	:	PUNCT
cjfa-17218	176	22	nbp	nbp	PROPN
cjfa-17218	176	23	,	,	PUNCT
cjfa-17218	176	24	2017	2017	NUM
cjfa-17218	176	25	.	.	PUNCT
cjfa-17218	177	1	considering	consider	VERB
cjfa-17218	177	2	the	the	DET
cjfa-17218	177	3	fact	fact	NOUN
cjfa-17218	177	4	that	that	SCONJ
cjfa-17218	177	5	contactless	contactless	ADJ
cjfa-17218	177	6	payments	payment	NOUN
cjfa-17218	177	7	are	be	AUX
cjfa-17218	177	8	becoming	become	VERB
cjfa-17218	177	9	more	more	ADV
cjfa-17218	177	10	popular	popular	ADJ
cjfa-17218	177	11	,	,	PUNCT
cjfa-17218	177	12	the	the	DET
cjfa-17218	177	13	tendency	tendency	NOUN
cjfa-17218	177	14	illustrated	illustrate	VERB
cjfa-17218	177	15	in	in	ADP
cjfa-17218	177	16	the	the	DET
cjfa-17218	177	17	figure	figure	NOUN
cjfa-17218	177	18	above	above	ADV
cjfa-17218	177	19	(	(	PUNCT
cjfa-17218	177	20	figure	figure	NOUN
cjfa-17218	177	21	4	4	NUM
cjfa-17218	177	22	)	)	PUNCT
cjfa-17218	177	23	should	should	AUX
cjfa-17218	177	24	be	be	AUX
cjfa-17218	177	25	maintained	maintain	VERB
cjfa-17218	177	26	in	in	ADP
cjfa-17218	177	27	the	the	DET
cjfa-17218	177	28	coming	come	VERB
cjfa-17218	177	29	years	year	NOUN
cjfa-17218	177	30	(	(	PUNCT
cjfa-17218	177	31	borcuch	borcuch	ADJ
cjfa-17218	177	32	,	,	PUNCT
cjfa-17218	177	33	2011	2011	NUM
cjfa-17218	177	34	)	)	PUNCT
cjfa-17218	177	35	.	.	PUNCT
cjfa-17218	178	1	while	while	SCONJ
cjfa-17218	178	2	analysing	analyse	VERB
cjfa-17218	178	3	another	another	DET
cjfa-17218	178	4	table	table	NOUN
cjfa-17218	178	5	(	(	PUNCT
cjfa-17218	178	6	figure	figure	NOUN
cjfa-17218	178	7	5	5	NUM
cjfa-17218	178	8	)	)	PUNCT
cjfa-17218	178	9	,	,	PUNCT
cjfa-17218	178	10	one	one	PRON
cjfa-17218	178	11	must	must	AUX
cjfa-17218	178	12	remember	remember	VERB
cjfa-17218	178	13	about	about	ADP
cjfa-17218	178	14	the	the	DET
cjfa-17218	178	15	dominant	dominant	ADJ
cjfa-17218	178	16	role	role	NOUN
cjfa-17218	178	17	of	of	ADP
cjfa-17218	178	18	payment	payment	NOUN
cjfa-17218	178	19	card	card	NOUN
cjfa-17218	178	20	in	in	ADP
cjfa-17218	178	21	cashless	cashless	NOUN
cjfa-17218	178	22	transactions	transaction	NOUN
cjfa-17218	178	23	.	.	PUNCT
cjfa-17218	179	1	in	in	ADP
cjfa-17218	179	2	the	the	DET
cjfa-17218	179	3	first	first	ADJ
cjfa-17218	179	4	quarter	quarter	NOUN
cjfa-17218	179	5	of	of	ADP
cjfa-17218	179	6	2017	2017	NUM
cjfa-17218	179	7	,	,	PUNCT
cjfa-17218	179	8	83	83	NUM
cjfa-17218	179	9	%	%	NOUN
cjfa-17218	179	10	of	of	ADP
cjfa-17218	179	11	payment	payment	NOUN
cjfa-17218	179	12	card	card	NOUN
cjfa-17218	179	13	transactions	transaction	NOUN
cjfa-17218	179	14	are	be	AUX
cjfa-17218	179	15	cashless	cashless	NOUN
cjfa-17218	179	16	transactions	transaction	NOUN
cjfa-17218	179	17	.	.	PUNCT
cjfa-17218	180	1	the	the	DET
cjfa-17218	180	2	remaining	remain	VERB
cjfa-17218	180	3	part	part	NOUN
cjfa-17218	180	4	are	be	AUX
cjfa-17218	180	5	cash	cash	NOUN
cjfa-17218	180	6	transactions	transaction	NOUN
cjfa-17218	180	7	,	,	PUNCT
cjfa-17218	180	8	i.e.	i.e.	X
cjfa-17218	180	9	cash	cash	NOUN
cjfa-17218	180	10	withdrawal	withdrawal	NOUN
cjfa-17218	180	11	from	from	ADP
cjfa-17218	180	12	atms	atms	NOUN
cjfa-17218	180	13	,	,	PUNCT
cjfa-17218	180	14	and	and	CCONJ
cjfa-17218	180	15	also	also	ADV
cjfa-17218	180	16	,	,	PUNCT
cjfa-17218	180	17	on	on	ADP
cjfa-17218	180	18	a	a	DET
cjfa-17218	180	19	smaller	small	ADJ
cjfa-17218	180	20	scale	scale	NOUN
cjfa-17218	180	21	,	,	PUNCT
cjfa-17218	180	22	cash	cash	NOUN
cjfa-17218	180	23	back	back	NOUN
cjfa-17218	180	24	operations	operation	NOUN
cjfa-17218	180	25	in	in	ADP
cjfa-17218	180	26	payment	payment	NOUN
cjfa-17218	180	27	terminals	terminal	NOUN
cjfa-17218	180	28	.	.	PUNCT
cjfa-17218	181	1	cash	cash	NOUN
cjfa-17218	181	2	transactions	transaction	NOUN
cjfa-17218	181	3	are	be	AUX
cjfa-17218	181	4	becoming	become	VERB
cjfa-17218	181	5	less	less	ADV
cjfa-17218	181	6	present	present	ADJ
cjfa-17218	181	7	in	in	ADP
cjfa-17218	181	8	all	all	DET
cjfa-17218	181	9	transactions	transaction	NOUN
cjfa-17218	181	10	in	in	ADP
cjfa-17218	181	11	general	general	ADJ
cjfa-17218	181	12	(	(	PUNCT
cjfa-17218	181	13	figure	figure	NOUN
cjfa-17218	181	14	5	5	NUM
cjfa-17218	181	15	)	)	PUNCT
cjfa-17218	181	16	.	.	PUNCT
cjfa-17218	182	1	figure	figure	NOUN
cjfa-17218	182	2	5	5	NUM
cjfa-17218	182	3	.	.	PUNCT
cjfa-17218	183	1	the	the	DET
cjfa-17218	183	2	number	number	NOUN
cjfa-17218	183	3	of	of	ADP
cjfa-17218	183	4	cashless	cashless	NOUN
cjfa-17218	183	5	transactions	transaction	NOUN
cjfa-17218	183	6	in	in	ADP
cjfa-17218	183	7	the	the	DET
cjfa-17218	183	8	number	number	NOUN
cjfa-17218	183	9	of	of	ADP
cjfa-17218	183	10	all	all	DET
cjfa-17218	183	11	card	card	NOUN
cjfa-17218	183	12	transactions	transaction	NOUN
cjfa-17218	183	13	in	in	ADP
cjfa-17218	183	14	poland	poland	PROPN
cjfa-17218	183	15	in	in	ADP
cjfa-17218	183	16	the	the	DET
cjfa-17218	183	17	years	year	NOUN
cjfa-17218	183	18	2004–2017	2004–2017	NUM
cjfa-17218	183	19	source	source	NOUN
cjfa-17218	183	20	:	:	PUNCT
cjfa-17218	183	21	developed	develop	VERB
cjfa-17218	183	22	personally	personally	ADV
cjfa-17218	183	23	based	base	VERB
cjfa-17218	183	24	on	on	ADP
cjfa-17218	183	25	:	:	PUNCT
cjfa-17218	183	26	nbp	nbp	PROPN
cjfa-17218	183	27	,	,	PUNCT
cjfa-17218	183	28	2017	2017	NUM
cjfa-17218	183	29	.	.	PUNCT
cjfa-17218	184	1	the	the	DET
cjfa-17218	184	2	influence	influence	NOUN
cjfa-17218	184	3	of	of	ADP
cjfa-17218	184	4	cashless	cashless	NOUN
cjfa-17218	184	5	payments	payment	NOUN
cjfa-17218	184	6	on	on	ADP
cjfa-17218	184	7	the	the	DET
cjfa-17218	184	8	size	size	NOUN
cjfa-17218	184	9	of	of	ADP
cjfa-17218	184	10	the	the	DET
cjfa-17218	184	11	shadow	shadow	NOUN
cjfa-17218	184	12	economy	economy	NOUN
cjfa-17218	184	13	in	in	ADP
cjfa-17218	184	14	chosen	choose	VERB
cjfa-17218	184	15	european	european	PROPN
cjfa-17218	184	16	union	union	PROPN
cjfa-17218	184	17	countries	countries	PROPN
cjfa-17218	184	18	prof	prof	PROPN
cjfa-17218	184	19	.	.	PUNCT
cjfa-17218	185	1	friedrich	friedrich	PROPN
cjfa-17218	185	2	schneider	schneider	PROPN
cjfa-17218	185	3	’s	’s	PART
cjfa-17218	185	4	literature	literature	PROPN
cjfa-17218	185	5	overview	overview	NOUN
cjfa-17218	185	6	(	(	PUNCT
cjfa-17218	185	7	schneider	schneider	NOUN
cjfa-17218	185	8	,	,	PUNCT
cjfa-17218	185	9	2013	2013	NUM
cjfa-17218	185	10	,	,	PUNCT
cjfa-17218	185	11	pp	pp	PROPN
cjfa-17218	185	12	.	.	PUNCT
cjfa-17218	185	13	1–24	1–24	PROPN
cjfa-17218	185	14	)	)	PUNCT
cjfa-17218	185	15	has	have	AUX
cjfa-17218	185	16	pointed	point	VERB
cjfa-17218	185	17	to	to	ADP
cjfa-17218	185	18	a	a	DET
cjfa-17218	185	19	negative	negative	ADJ
cjfa-17218	185	20	correlation	correlation	NOUN
cjfa-17218	185	21	between	between	ADP
cjfa-17218	185	22	the	the	DET
cjfa-17218	185	23	shadow	shadow	NOUN
cjfa-17218	185	24	economy	economy	NOUN
cjfa-17218	185	25	and	and	CCONJ
cjfa-17218	185	26	the	the	DET
cjfa-17218	185	27	number	number	NOUN
cjfa-17218	185	28	of	of	ADP
cjfa-17218	185	29	cashless	cashless	NOUN
cjfa-17218	185	30	transactions	transaction	NOUN
cjfa-17218	185	31	,	,	PUNCT
cjfa-17218	185	32	particularly	particularly	ADV
cjfa-17218	185	33	those	those	PRON
cjfa-17218	185	34	involving	involve	VERB
cjfa-17218	185	35	payment	payment	NOUN
cjfa-17218	185	36	cards	card	NOUN
cjfa-17218	185	37	(	(	PUNCT
cjfa-17218	185	38	schneider	schneider	NOUN
cjfa-17218	185	39	,	,	PUNCT
cjfa-17218	185	40	2011	2011	NUM
cjfa-17218	185	41	)	)	PUNCT
cjfa-17218	185	42	.	.	PUNCT
cjfa-17218	186	1	furthermore	furthermore	ADV
cjfa-17218	186	2	,	,	PUNCT
cjfa-17218	186	3	the	the	DET
cjfa-17218	186	4	research	research	NOUN
cjfa-17218	186	5	on	on	ADP
cjfa-17218	186	6	the	the	DET
cjfa-17218	186	7	situation	situation	NOUN
cjfa-17218	186	8	in	in	ADP
cjfa-17218	186	9	greece	greece	PROPN
cjfa-17218	186	10	0	0	NUM
cjfa-17218	186	11	500	500	NUM
cjfa-17218	186	12	1000	1000	NUM
cjfa-17218	186	13	1500	1500	NUM
cjfa-17218	186	14	2000	2000	NUM
cjfa-17218	186	15	2500	2500	NUM
cjfa-17218	186	16	3000	3000	NUM
cjfa-17218	186	17	3500	3500	NUM
cjfa-17218	186	18	4000	4000	NUM
cjfa-17218	186	19	4500	4500	NUM
cjfa-17218	186	20	0	0	NUM
cjfa-17218	186	21	100	100	NUM
cjfa-17218	186	22	200	200	NUM
cjfa-17218	186	23	300	300	NUM
cjfa-17218	186	24	400	400	NUM
cjfa-17218	186	25	500	500	NUM
cjfa-17218	186	26	600	600	NUM
cjfa-17218	186	27	700	700	NUM
cjfa-17218	186	28	th	th	NOUN
cjfa-17218	186	29	e	e	X
cjfa-17218	186	30	nu	nu	AUX
cjfa-17218	186	31	m	m	VERB
cjfa-17218	186	32	be	be	VERB
cjfa-17218	187	1	r	r	NOUN
cjfa-17218	187	2	o	o	NOUN
cjfa-17218	188	1	f	f	X
cjfa-17218	189	1	t	t	PROPN
cjfa-17218	190	1	ra	ra	PROPN
cjfa-17218	191	1	ns	ns	INTJ
cjfa-17218	191	2	ac	ac	PROPN
cjfa-17218	191	3	tio	tio	PROPN
cjfa-17218	191	4	ns	ns	INTJ
cjfa-17218	191	5	in	in	ADP
cjfa-17218	191	6	m	m	PROPN
cjfa-17218	191	7	ln	ln	NOUN
cjfa-17218	191	8	th	th	X
cjfa-17218	191	9	e	e	X
cjfa-17218	191	10	va	va	PROPN
cjfa-17218	191	11	lu	lu	PROPN
cjfa-17218	191	12	e	e	PROPN
cjfa-17218	191	13	of	of	ADP
cjfa-17218	191	14	tr	tr	PUNCT
cjfa-17218	191	15	an	an	DET
cjfa-17218	191	16	sa	sa	NOUN
cjfa-17218	191	17	ct	ct	NUM
cjfa-17218	191	18	io	io	PROPN
cjfa-17218	191	19	ns	ns	INTJ
cjfa-17218	191	20	in	in	ADP
cjfa-17218	191	21	m	m	PROPN
cjfa-17218	191	22	ld	ld	PROPN
cjfa-17218	191	23	zł	zł	PROPN
cjfa-17218	191	24	value	value	NOUN
cjfa-17218	191	25	number	number	NOUN
cjfa-17218	191	26	32	32	NUM
cjfa-17218	191	27	%	%	NOUN
cjfa-17218	191	28	36	36	NUM
cjfa-17218	191	29	%	%	NOUN
cjfa-17218	191	30	41	41	NUM
cjfa-17218	191	31	%	%	NOUN
cjfa-17218	191	32	45	45	NUM
cjfa-17218	191	33	%	%	NOUN
cjfa-17218	191	34	49	49	NUM
cjfa-17218	191	35	%	%	NOUN
cjfa-17218	191	36	53	53	NUM
cjfa-17218	191	37	%	%	NOUN
cjfa-17218	191	38	57	57	NUM
cjfa-17218	191	39	%	%	NOUN
cjfa-17218	191	40	60	60	NUM
cjfa-17218	191	41	%	%	NOUN
cjfa-17218	191	42	63	63	NUM
cjfa-17218	191	43	%	%	NOUN
cjfa-17218	191	44	66	66	NUM
cjfa-17218	191	45	%	%	NOUN
cjfa-17218	191	46	75	75	NUM
cjfa-17218	191	47	%	%	NOUN
cjfa-17218	191	48	79	79	NUM
cjfa-17218	191	49	%	%	NOUN
cjfa-17218	191	50	82	82	NUM
cjfa-17218	191	51	%	%	NOUN
cjfa-17218	191	52	83	83	NUM
cjfa-17218	191	53	%	%	NOUN
cjfa-17218	191	54	0	0	NUM
cjfa-17218	191	55	%	%	NOUN
cjfa-17218	191	56	10	10	NUM
cjfa-17218	191	57	%	%	NOUN
cjfa-17218	191	58	20	20	NUM
cjfa-17218	191	59	%	%	NOUN
cjfa-17218	191	60	30	30	NUM
cjfa-17218	191	61	%	%	NOUN
cjfa-17218	191	62	40	40	NUM
cjfa-17218	191	63	%	%	NOUN
cjfa-17218	191	64	50	50	NUM
cjfa-17218	191	65	%	%	NOUN
cjfa-17218	191	66	60	60	NUM
cjfa-17218	191	67	%	%	NOUN
cjfa-17218	191	68	70	70	NUM
cjfa-17218	191	69	%	%	NOUN
cjfa-17218	191	70	80	80	NUM
cjfa-17218	191	71	%	%	NOUN
cjfa-17218	191	72	90	90	NUM
cjfa-17218	191	73	%	%	NOUN
cjfa-17218	191	74	2004	2004	NUM
cjfa-17218	191	75	2005	2005	NUM
cjfa-17218	191	76	2006	2006	NUM
cjfa-17218	191	77	2007	2007	NUM
cjfa-17218	191	78	2008	2008	NUM
cjfa-17218	191	79	2009	2009	NUM
cjfa-17218	191	80	2010	2010	NUM
cjfa-17218	191	81	2011	2011	NUM
cjfa-17218	191	82	2012	2012	NUM
cjfa-17218	191	83	2013	2013	NUM
cjfa-17218	191	84	2014	2014	NUM
cjfa-17218	191	85	2015	2015	NUM
cjfa-17218	191	86	2016	2016	NUM
cjfa-17218	191	87	2017	2017	NUM
cjfa-17218	191	88	q1	q1	PROPN
cjfa-17218	191	89	s	s	PART
cjfa-17218	191	90	o	o	NOUN
cjfa-17218	191	91	u	u	NOUN
cjfa-17218	191	92	r	r	NOUN
cjfa-17218	191	93	c	c	NOUN
cjfa-17218	191	94	e	e	NOUN
cjfa-17218	191	95	:	:	PUNCT
cjfa-17218	191	96	developed	develop	VERB
cjfa-17218	191	97	personally	personally	ADV
cjfa-17218	191	98	based	base	VERB
cjfa-17218	191	99	on	on	ADP
cjfa-17218	191	100	:	:	PUNCT
cjfa-17218	191	101	nbp	nbp	PROPN
cjfa-17218	191	102	,	,	PUNCT
cjfa-17218	191	103	2017	2017	NUM
cjfa-17218	191	104	.	.	PUNCT
cjfa-17218	192	1	the	the	DET
cjfa-17218	192	2	influence	influence	NOUN
cjfa-17218	192	3	of	of	ADP
cjfa-17218	192	4	cashless	cashless	NOUN
cjfa-17218	192	5	payments	payment	NOUN
cjfa-17218	192	6	on	on	ADP
cjfa-17218	192	7	the	the	DET
cjfa-17218	192	8	size	size	NOUN
cjfa-17218	192	9	of	of	ADP
cjfa-17218	192	10	the	the	DET
cjfa-17218	192	11	shadow	shadow	NOUN
cjfa-17218	192	12	economy	economy	NOUN
cjfa-17218	192	13	in	in	ADP
cjfa-17218	192	14	chosen	choose	VERB
cjfa-17218	192	15	european	european	PROPN
cjfa-17218	192	16	union	union	PROPN
cjfa-17218	192	17	countries	countries	PROPN
cjfa-17218	192	18	prof	prof	PROPN
cjfa-17218	192	19	.	.	PUNCT
cjfa-17218	193	1	friedrich	friedrich	PROPN
cjfa-17218	193	2	schneider	schneider	PROPN
cjfa-17218	193	3	’s	’s	PART
cjfa-17218	193	4	literature	literature	PROPN
cjfa-17218	193	5	overview	overview	NOUN
cjfa-17218	193	6	(	(	PUNCT
cjfa-17218	193	7	schneider	schneider	NOUN
cjfa-17218	193	8	,	,	PUNCT
cjfa-17218	193	9	2013	2013	NUM
cjfa-17218	193	10	,	,	PUNCT
cjfa-17218	193	11	pp	pp	PROPN
cjfa-17218	193	12	.	.	PUNCT
cjfa-17218	193	13	1–24	1–24	PROPN
cjfa-17218	193	14	)	)	PUNCT
cjfa-17218	193	15	has	have	AUX
cjfa-17218	193	16	pointed	point	VERB
cjfa-17218	193	17	to	to	ADP
cjfa-17218	193	18	a	a	DET
cjfa-17218	193	19	negative	negative	ADJ
cjfa-17218	193	20	correlation	correlation	NOUN
cjfa-17218	193	21	between	between	ADP
cjfa-17218	193	22	the	the	DET
cjfa-17218	193	23	shadow	shadow	NOUN
cjfa-17218	193	24	economy	economy	NOUN
cjfa-17218	193	25	and	and	CCONJ
cjfa-17218	193	26	the	the	DET
cjfa-17218	193	27	number	number	NOUN
cjfa-17218	193	28	of	of	ADP
cjfa-17218	193	29	cashless	cashless	NOUN
cjfa-17218	193	30	transactions	transaction	NOUN
cjfa-17218	193	31	,	,	PUNCT
cjfa-17218	193	32	particularly	particularly	ADV
cjfa-17218	193	33	those	those	PRON
cjfa-17218	193	34	involving	involve	VERB
cjfa-17218	193	35	payment	payment	NOUN
cjfa-17218	193	36	cards	card	NOUN
cjfa-17218	193	37	(	(	PUNCT
cjfa-17218	193	38	schneider	schneider	NOUN
cjfa-17218	193	39	,	,	PUNCT
cjfa-17218	193	40	2011	2011	NUM
cjfa-17218	193	41	)	)	PUNCT
cjfa-17218	193	42	.	.	PUNCT
cjfa-17218	194	1	furthermore	furthermore	ADV
cjfa-17218	194	2	,	,	PUNCT
cjfa-17218	194	3	the	the	DET
cjfa-17218	194	4	research	research	NOUN
cjfa-17218	194	5	on	on	ADP
cjfa-17218	194	6	the	the	DET
cjfa-17218	194	7	situation	situation	NOUN
cjfa-17218	194	8	in	in	ADP
cjfa-17218	194	9	greece	greece	PROPN
cjfa-17218	194	10	has	have	AUX
cjfa-17218	194	11	shown	show	VERB
cjfa-17218	194	12	that	that	SCONJ
cjfa-17218	194	13	in	in	ADP
cjfa-17218	194	14	the	the	DET
cjfa-17218	194	15	time	time	NOUN
cjfa-17218	194	16	of	of	ADP
cjfa-17218	194	17	a	a	DET
cjfa-17218	194	18	financial	financial	ADJ
cjfa-17218	194	19	crisis	crisis	NOUN
cjfa-17218	194	20	,	,	PUNCT
cjfa-17218	194	21	when	when	SCONJ
cjfa-17218	194	22	the	the	DET
cjfa-17218	194	23	access	access	NOUN
cjfa-17218	194	24	to	to	ADP
cjfa-17218	194	25	the	the	DET
cjfa-17218	194	26	cash	cash	NOUN
cjfa-17218	194	27	was	be	AUX
cjfa-17218	194	28	hampered	hamper	VERB
cjfa-17218	194	29	,	,	PUNCT
cjfa-17218	194	30	which	which	PRON
cjfa-17218	194	31	in	in	ADP
cjfa-17218	194	32	turn	turn	NOUN
cjfa-17218	194	33	popularised	popularise	VERB
cjfa-17218	194	34	the	the	DET
cjfa-17218	194	35	use	use	NOUN
cjfa-17218	194	36	of	of	ADP
cjfa-17218	194	37	payment	payment	NOUN
cjfa-17218	194	38	cards	card	NOUN
cjfa-17218	194	39	,	,	PUNCT
cjfa-17218	194	40	increase	increase	VERB
cjfa-17218	194	41	vat	vat	NOUN
cjfa-17218	194	42	tax	tax	NOUN
cjfa-17218	194	43	revenue	revenue	NOUN
cjfa-17218	194	44	was	be	AUX
cjfa-17218	194	45	observed	observe	VERB
cjfa-17218	194	46	(	(	PUNCT
cjfa-17218	194	47	hondroyiannis	hondroyiannis	NOUN
cjfa-17218	194	48	&	&	CCONJ
cjfa-17218	194	49	papaoikonomou	papaoikonomou	ADV
cjfa-17218	194	50	,	,	PUNCT
cjfa-17218	194	51	2017	2017	NUM
cjfa-17218	194	52	,	,	PUNCT
cjfa-17218	194	53	pp	pp	ADJ
cjfa-17218	194	54	.	.	PUNCT
cjfa-17218	194	55	17–20	17–20	NUM
cjfa-17218	194	56	)	)	PUNCT
cjfa-17218	194	57	.	.	PUNCT
cjfa-17218	195	1	the	the	DET
cjfa-17218	195	2	author	author	NOUN
cjfa-17218	195	3	has	have	AUX
cjfa-17218	195	4	conducted	conduct	VERB
cjfa-17218	195	5	her	her	PRON
cjfa-17218	195	6	own	own	ADJ
cjfa-17218	195	7	research	research	NOUN
cjfa-17218	195	8	on	on	ADP
cjfa-17218	195	9	the	the	DET
cjfa-17218	195	10	relationship	relationship	NOUN
cjfa-17218	195	11	between	between	ADP
cjfa-17218	195	12	cashless	cashless	NOUN
cjfa-17218	195	13	transactions	transaction	NOUN
cjfa-17218	195	14	and	and	CCONJ
cjfa-17218	195	15	the	the	DET
cjfa-17218	195	16	size	size	NOUN
cjfa-17218	195	17	of	of	ADP
cjfa-17218	195	18	the	the	DET
cjfa-17218	195	19	shadow	shadow	NOUN
cjfa-17218	195	20	economy	economy	NOUN
cjfa-17218	195	21	.	.	PUNCT
cjfa-17218	196	1	in	in	ADP
cjfa-17218	196	2	many	many	ADJ
cjfa-17218	196	3	countries	country	NOUN
cjfa-17218	196	4	,	,	PUNCT
cjfa-17218	196	5	cashless	cashless	NOUN
cjfa-17218	196	6	transactions	transaction	NOUN
cjfa-17218	196	7	is	be	AUX
cjfa-17218	196	8	dynamically	dynamically	ADV
cjfa-17218	196	9	developing	develop	VERB
cjfa-17218	196	10	,	,	PUNCT
cjfa-17218	196	11	thus	thus	ADV
cjfa-17218	196	12	offering	offer	VERB
cjfa-17218	196	13	perspective	perspective	NOUN
cjfa-17218	196	14	to	to	PART
cjfa-17218	196	15	create	create	VERB
cjfa-17218	196	16	cashless	cashless	NOUN
cjfa-17218	196	17	society	society	NOUN
cjfa-17218	196	18	.	.	PUNCT
cjfa-17218	197	1	the	the	DET
cjfa-17218	197	2	visit	visit	NOUN
cjfa-17218	197	3	of	of	ADP
cjfa-17218	197	4	payment	payment	NOUN
cjfa-17218	197	5	market	market	NOUN
cjfa-17218	197	6	where	where	SCONJ
cjfa-17218	197	7	all	all	DET
cjfa-17218	197	8	invoices	invoice	NOUN
cjfa-17218	197	9	and	and	CCONJ
cjfa-17218	197	10	debts	debt	NOUN
cjfa-17218	197	11	are	be	AUX
cjfa-17218	197	12	paid	pay	VERB
cjfa-17218	197	13	using	use	VERB
cjfa-17218	197	14	cashless	cashless	NOUN
cjfa-17218	197	15	payment	payment	NOUN
cjfa-17218	197	16	instruments	instrument	NOUN
cjfa-17218	197	17	is	be	AUX
cjfa-17218	197	18	slowly	slowly	ADV
cjfa-17218	197	19	becoming	become	VERB
cjfa-17218	197	20	more	more	ADV
cjfa-17218	197	21	real	real	ADJ
cjfa-17218	197	22	.	.	PUNCT
cjfa-17218	198	1	the	the	DET
cjfa-17218	198	2	main	main	ADJ
cjfa-17218	198	3	barrier	barrier	NOUN
cjfa-17218	198	4	stopping	stop	VERB
cjfa-17218	198	5	the	the	DET
cjfa-17218	198	6	creation	creation	NOUN
cjfa-17218	198	7	of	of	ADP
cjfa-17218	198	8	such	such	ADJ
cjfa-17218	198	9	society	society	NOUN
cjfa-17218	198	10	is	be	AUX
cjfa-17218	198	11	society	society	NOUN
cjfa-17218	198	12	’s	’s	PART
cjfa-17218	198	13	preference	preference	NOUN
cjfa-17218	198	14	to	to	PART
cjfa-17218	198	15	remain	remain	VERB
cjfa-17218	198	16	anonymous	anonymous	ADJ
cjfa-17218	198	17	in	in	ADP
cjfa-17218	198	18	transactions	transaction	NOUN
cjfa-17218	198	19	.	.	PUNCT
cjfa-17218	199	1	this	this	DET
cjfa-17218	199	2	preference	preference	NOUN
cjfa-17218	199	3	collides	collide	VERB
cjfa-17218	199	4	with	with	ADP
cjfa-17218	199	5	public	public	ADJ
cjfa-17218	199	6	institutions	institution	NOUN
cjfa-17218	199	7	’	'	PUNCT
cjfa-17218	199	8	operations	operation	NOUN
cjfa-17218	199	9	for	for	ADP
cjfa-17218	199	10	using	use	VERB
cjfa-17218	199	11	cashless	cashless	NOUN
cjfa-17218	199	12	transactions	transaction	NOUN
cjfa-17218	199	13	,	,	PUNCT
cjfa-17218	199	14	which	which	PRON
cjfa-17218	199	15	aims	aim	VERB
cjfa-17218	199	16	to	to	PART
cjfa-17218	199	17	gain	gain	VERB
cjfa-17218	199	18	larger	large	ADJ
cjfa-17218	199	19	control	control	NOUN
cjfa-17218	199	20	over	over	ADP
cjfa-17218	199	21	economic	economic	ADJ
cjfa-17218	199	22	operators	operator	NOUN
cjfa-17218	199	23	and	and	CCONJ
cjfa-17218	199	24	natural	natural	ADJ
cjfa-17218	199	25	persons	person	NOUN
cjfa-17218	199	26	.	.	PUNCT
cjfa-17218	200	1	it	it	PRON
cjfa-17218	200	2	is	be	AUX
cjfa-17218	200	3	driven	drive	VERB
cjfa-17218	200	4	by	by	ADP
cjfa-17218	200	5	the	the	DET
cjfa-17218	200	6	necessity	necessity	NOUN
cjfa-17218	200	7	to	to	PART
cjfa-17218	200	8	limit	limit	VERB
cjfa-17218	200	9	the	the	DET
cjfa-17218	200	10	shadow	shadow	NOUN
cjfa-17218	200	11	economy	economy	NOUN
cjfa-17218	200	12	,	,	PUNCT
cjfa-17218	200	13	but	but	CCONJ
cjfa-17218	200	14	it	it	PRON
cjfa-17218	200	15	can	can	AUX
cjfa-17218	200	16	also	also	ADV
cjfa-17218	200	17	be	be	AUX
cjfa-17218	200	18	met	meet	VERB
cjfa-17218	200	19	with	with	ADP
cjfa-17218	200	20	resistance	resistance	NOUN
cjfa-17218	200	21	from	from	ADP
cjfa-17218	200	22	the	the	DET
cjfa-17218	200	23	society	society	NOUN
cjfa-17218	200	24	(	(	PUNCT
cjfa-17218	200	25	polasik	polasik	PROPN
cjfa-17218	200	26	&	&	CCONJ
cjfa-17218	200	27	maciejewski	maciejewski	PROPN
cjfa-17218	200	28	,	,	PUNCT
cjfa-17218	200	29	2009	2009	NUM
cjfa-17218	200	30	,	,	PUNCT
cjfa-17218	200	31	pp	pp	ADV
cjfa-17218	200	32	.	.	PUNCT
cjfa-17218	201	1	501–506	501–506	NUM
cjfa-17218	201	2	)	)	PUNCT
cjfa-17218	201	3	.	.	PUNCT
cjfa-17218	202	1	over	over	ADP
cjfa-17218	202	2	the	the	DET
cjfa-17218	202	3	last	last	ADJ
cjfa-17218	202	4	few	few	ADJ
cjfa-17218	202	5	years	year	NOUN
cjfa-17218	202	6	in	in	ADP
cjfa-17218	202	7	poland	poland	PROPN
cjfa-17218	202	8	,	,	PUNCT
cjfa-17218	202	9	changing	change	VERB
cjfa-17218	202	10	approach	approach	NOUN
cjfa-17218	202	11	to	to	ADP
cjfa-17218	202	12	cashless	cashless	NOUN
cjfa-17218	202	13	marta	marta	PROPN
cjfa-17218	202	14	jakubowska32	jakubowska32	PROPN
cjfa-17218	202	15	transactions	transaction	NOUN
cjfa-17218	202	16	could	could	AUX
cjfa-17218	202	17	be	be	AUX
cjfa-17218	202	18	observed	observe	VERB
cjfa-17218	202	19	,	,	PUNCT
cjfa-17218	202	20	which	which	PRON
cjfa-17218	202	21	is	be	AUX
cjfa-17218	202	22	illustrated	illustrate	VERB
cjfa-17218	202	23	by	by	ADP
cjfa-17218	202	24	the	the	DET
cjfa-17218	202	25	figures	figure	NOUN
cjfa-17218	202	26	in	in	ADP
cjfa-17218	202	27	the	the	DET
cjfa-17218	202	28	previous	previous	ADJ
cjfa-17218	202	29	subchapters	subchapter	NOUN
cjfa-17218	202	30	on	on	ADP
cjfa-17218	202	31	the	the	DET
cjfa-17218	202	32	number	number	NOUN
cjfa-17218	202	33	of	of	ADP
cjfa-17218	202	34	cards	card	NOUN
cjfa-17218	202	35	issued	issue	VERB
cjfa-17218	202	36	,	,	PUNCT
cjfa-17218	202	37	the	the	DET
cjfa-17218	202	38	number	number	NOUN
cjfa-17218	202	39	of	of	ADP
cjfa-17218	202	40	merchants	merchant	NOUN
cjfa-17218	202	41	and	and	CCONJ
cjfa-17218	202	42	terminals	terminal	NOUN
cjfa-17218	202	43	and	and	CCONJ
cjfa-17218	202	44	atms	atms	NOUN
cjfa-17218	202	45	.	.	PUNCT
cjfa-17218	203	1	consumers	consumer	NOUN
cjfa-17218	203	2	’	'	PUNCT
cjfa-17218	203	3	preferences	preference	NOUN
cjfa-17218	203	4	are	be	AUX
cjfa-17218	203	5	becoming	become	VERB
cjfa-17218	203	6	more	more	ADV
cjfa-17218	203	7	favourable	favourable	ADJ
cjfa-17218	203	8	for	for	ADP
cjfa-17218	203	9	the	the	DET
cjfa-17218	203	10	usage	usage	NOUN
cjfa-17218	203	11	of	of	ADP
cjfa-17218	203	12	payment	payment	NOUN
cjfa-17218	203	13	cards	card	NOUN
cjfa-17218	203	14	and	and	CCONJ
cjfa-17218	203	15	the	the	DET
cjfa-17218	203	16	number	number	NOUN
cjfa-17218	203	17	of	of	ADP
cjfa-17218	203	18	transactions	transaction	NOUN
cjfa-17218	203	19	made	make	VERB
cjfa-17218	203	20	with	with	ADP
cjfa-17218	203	21	them	they	PRON
cjfa-17218	203	22	is	be	AUX
cjfa-17218	203	23	increasing	increase	VERB
cjfa-17218	203	24	(	(	PUNCT
cjfa-17218	203	25	nbp	nbp	PROPN
cjfa-17218	203	26	,	,	PUNCT
cjfa-17218	203	27	2016	2016	NUM
cjfa-17218	203	28	,	,	PUNCT
cjfa-17218	203	29	p.	p.	NOUN
cjfa-17218	203	30	26	26	NUM
cjfa-17218	203	31	)	)	PUNCT
cjfa-17218	203	32	.	.	PUNCT
cjfa-17218	204	1	not	not	PART
cjfa-17218	204	2	without	without	ADP
cjfa-17218	204	3	significance	significance	NOUN
cjfa-17218	204	4	,	,	PUNCT
cjfa-17218	204	5	in	in	ADP
cjfa-17218	204	6	this	this	DET
cjfa-17218	204	7	case	case	NOUN
cjfa-17218	204	8	,	,	PUNCT
cjfa-17218	204	9	is	be	AUX
cjfa-17218	204	10	also	also	ADV
cjfa-17218	204	11	the	the	DET
cjfa-17218	204	12	fact	fact	NOUN
cjfa-17218	204	13	that	that	SCONJ
cjfa-17218	204	14	in	in	ADP
cjfa-17218	204	15	the	the	DET
cjfa-17218	204	16	recent	recent	ADJ
cjfa-17218	204	17	years	year	NOUN
cjfa-17218	204	18	a	a	DET
cjfa-17218	204	19	radical	radical	ADJ
cjfa-17218	204	20	increase	increase	NOUN
cjfa-17218	204	21	of	of	ADP
cjfa-17218	204	22	the	the	DET
cjfa-17218	204	23	number	number	NOUN
cjfa-17218	204	24	of	of	ADP
cjfa-17218	204	25	payment	payment	NOUN
cjfa-17218	204	26	terminals	terminal	NOUN
cjfa-17218	204	27	could	could	AUX
cjfa-17218	204	28	be	be	AUX
cjfa-17218	204	29	observed	observe	VERB
cjfa-17218	204	30	,	,	PUNCT
cjfa-17218	204	31	which	which	PRON
cjfa-17218	204	32	also	also	ADV
cjfa-17218	204	33	influenced	influence	VERB
cjfa-17218	204	34	the	the	DET
cjfa-17218	204	35	development	development	NOUN
cjfa-17218	204	36	of	of	ADP
cjfa-17218	204	37	cashless	cashless	NOUN
cjfa-17218	204	38	transactions	transaction	NOUN
cjfa-17218	204	39	in	in	ADP
cjfa-17218	204	40	poland	poland	PROPN
cjfa-17218	204	41	.	.	PUNCT
cjfa-17218	205	1	it	it	PRON
cjfa-17218	205	2	all	all	PRON
cjfa-17218	205	3	suggests	suggest	VERB
cjfa-17218	205	4	the	the	DET
cjfa-17218	205	5	following	follow	VERB
cjfa-17218	205	6	correlation	correlation	NOUN
cjfa-17218	205	7	–	–	PUNCT
cjfa-17218	205	8	the	the	PRON
cjfa-17218	205	9	bigger	big	ADJ
cjfa-17218	205	10	the	the	DET
cjfa-17218	205	11	cashless	cashless	NOUN
cjfa-17218	205	12	transactions	transaction	NOUN
cjfa-17218	205	13	,	,	PUNCT
cjfa-17218	205	14	the	the	PRON
cjfa-17218	205	15	smaller	small	ADJ
cjfa-17218	205	16	the	the	DET
cjfa-17218	205	17	shadow	shadow	NOUN
cjfa-17218	205	18	economy	economy	NOUN
cjfa-17218	205	19	.	.	PUNCT
cjfa-17218	206	1	figure	figure	VERB
cjfa-17218	206	2	6	6	NUM
cjfa-17218	206	3	.	.	PUNCT
cjfa-17218	207	1	a	a	DET
cjfa-17218	207	2	compilation	compilation	NOUN
cjfa-17218	207	3	of	of	ADP
cjfa-17218	207	4	the	the	DET
cjfa-17218	207	5	shadow	shadow	NOUN
cjfa-17218	207	6	economy	economy	NOUN
cjfa-17218	207	7	(	(	PUNCT
cjfa-17218	207	8	%	%	NOUN
cjfa-17218	207	9	pkb	pkb	PROPN
cjfa-17218	207	10	)	)	PUNCT
cjfa-17218	207	11	and	and	CCONJ
cjfa-17218	207	12	the	the	DET
cjfa-17218	207	13	number	number	NOUN
cjfa-17218	207	14	of	of	ADP
cjfa-17218	207	15	cashless	cashless	NOUN
cjfa-17218	207	16	transactions	transaction	NOUN
cjfa-17218	207	17	made	make	VERB
cjfa-17218	207	18	with	with	ADP
cjfa-17218	207	19	payment	payment	NOUN
cjfa-17218	207	20	cards	card	NOUN
cjfa-17218	207	21	per	per	ADP
cjfa-17218	207	22	capita	capita	NOUN
cjfa-17218	207	23	in	in	ADP
cjfa-17218	207	24	the	the	DET
cjfa-17218	207	25	eu	eu	PROPN
cjfa-17218	207	26	countries	country	NOUN
cjfa-17218	207	27	in	in	ADP
cjfa-17218	207	28	2015	2015	NUM
cjfa-17218	207	29	has	have	AUX
cjfa-17218	207	30	shown	show	VERB
cjfa-17218	207	31	that	that	SCONJ
cjfa-17218	207	32	in	in	ADP
cjfa-17218	207	33	the	the	DET
cjfa-17218	207	34	time	time	NOUN
cjfa-17218	207	35	of	of	ADP
cjfa-17218	207	36	a	a	DET
cjfa-17218	207	37	financial	financial	ADJ
cjfa-17218	207	38	crisis	crisis	NOUN
cjfa-17218	207	39	,	,	PUNCT
cjfa-17218	207	40	when	when	SCONJ
cjfa-17218	207	41	the	the	DET
cjfa-17218	207	42	access	access	NOUN
cjfa-17218	207	43	to	to	ADP
cjfa-17218	207	44	the	the	DET
cjfa-17218	207	45	cash	cash	NOUN
cjfa-17218	207	46	was	be	AUX
cjfa-17218	207	47	hampered	hamper	VERB
cjfa-17218	207	48	,	,	PUNCT
cjfa-17218	207	49	which	which	PRON
cjfa-17218	207	50	in	in	ADP
cjfa-17218	207	51	turn	turn	NOUN
cjfa-17218	207	52	popularised	popularise	VERB
cjfa-17218	207	53	the	the	DET
cjfa-17218	207	54	use	use	NOUN
cjfa-17218	207	55	of	of	ADP
cjfa-17218	207	56	payment	payment	NOUN
cjfa-17218	207	57	cards	card	NOUN
cjfa-17218	207	58	,	,	PUNCT
cjfa-17218	207	59	increase	increase	VERB
cjfa-17218	207	60	vat	vat	NOUN
cjfa-17218	207	61	tax	tax	NOUN
cjfa-17218	207	62	revenue	revenue	NOUN
cjfa-17218	207	63	was	be	AUX
cjfa-17218	207	64	observed	observe	VERB
cjfa-17218	207	65	(	(	PUNCT
cjfa-17218	207	66	hondroyiannis	hondroyiannis	NOUN
cjfa-17218	207	67	&	&	CCONJ
cjfa-17218	207	68	papaoikonomou	papaoikonomou	ADV
cjfa-17218	207	69	,	,	PUNCT
cjfa-17218	207	70	2017	2017	NUM
cjfa-17218	207	71	,	,	PUNCT
cjfa-17218	207	72	pp	pp	ADJ
cjfa-17218	207	73	.	.	PUNCT
cjfa-17218	207	74	17–20	17–20	NUM
cjfa-17218	207	75	)	)	PUNCT
cjfa-17218	207	76	.	.	PUNCT
cjfa-17218	208	1	the	the	DET
cjfa-17218	208	2	author	author	NOUN
cjfa-17218	208	3	has	have	AUX
cjfa-17218	208	4	conducted	conduct	VERB
cjfa-17218	208	5	her	her	PRON
cjfa-17218	208	6	own	own	ADJ
cjfa-17218	208	7	research	research	NOUN
cjfa-17218	208	8	on	on	ADP
cjfa-17218	208	9	the	the	DET
cjfa-17218	208	10	relationship	relationship	NOUN
cjfa-17218	208	11	between	between	ADP
cjfa-17218	208	12	cashless	cashless	NOUN
cjfa-17218	208	13	transactions	transaction	NOUN
cjfa-17218	208	14	and	and	CCONJ
cjfa-17218	208	15	the	the	DET
cjfa-17218	208	16	size	size	NOUN
cjfa-17218	208	17	of	of	ADP
cjfa-17218	208	18	the	the	DET
cjfa-17218	208	19	shadow	shadow	NOUN
cjfa-17218	208	20	economy	economy	NOUN
cjfa-17218	208	21	.	.	PUNCT
cjfa-17218	209	1	in	in	ADP
cjfa-17218	209	2	many	many	ADJ
cjfa-17218	209	3	countries	country	NOUN
cjfa-17218	209	4	,	,	PUNCT
cjfa-17218	209	5	cashless	cashless	NOUN
cjfa-17218	209	6	transactions	transaction	NOUN
cjfa-17218	209	7	is	be	AUX
cjfa-17218	209	8	dynamically	dynamically	ADV
cjfa-17218	209	9	developing	develop	VERB
cjfa-17218	209	10	,	,	PUNCT
cjfa-17218	209	11	thus	thus	ADV
cjfa-17218	209	12	offering	offer	VERB
cjfa-17218	209	13	perspective	perspective	NOUN
cjfa-17218	209	14	to	to	PART
cjfa-17218	209	15	create	create	VERB
cjfa-17218	209	16	cashless	cashless	NOUN
cjfa-17218	209	17	society	society	NOUN
cjfa-17218	209	18	.	.	PUNCT
cjfa-17218	210	1	the	the	DET
cjfa-17218	210	2	visit	visit	NOUN
cjfa-17218	210	3	of	of	ADP
cjfa-17218	210	4	payment	payment	NOUN
cjfa-17218	210	5	market	market	NOUN
cjfa-17218	210	6	where	where	SCONJ
cjfa-17218	210	7	all	all	DET
cjfa-17218	210	8	invoices	invoice	NOUN
cjfa-17218	210	9	and	and	CCONJ
cjfa-17218	210	10	debts	debt	NOUN
cjfa-17218	210	11	are	be	AUX
cjfa-17218	210	12	paid	pay	VERB
cjfa-17218	210	13	using	use	VERB
cjfa-17218	210	14	cashless	cashless	NOUN
cjfa-17218	210	15	payment	payment	NOUN
cjfa-17218	210	16	instruments	instrument	NOUN
cjfa-17218	210	17	is	be	AUX
cjfa-17218	210	18	slowly	slowly	ADV
cjfa-17218	210	19	becoming	become	VERB
cjfa-17218	210	20	more	more	ADV
cjfa-17218	210	21	real	real	ADJ
cjfa-17218	210	22	.	.	PUNCT
cjfa-17218	211	1	the	the	DET
cjfa-17218	211	2	main	main	ADJ
cjfa-17218	211	3	barrier	barrier	NOUN
cjfa-17218	211	4	stopping	stop	VERB
cjfa-17218	211	5	the	the	DET
cjfa-17218	211	6	creation	creation	NOUN
cjfa-17218	211	7	of	of	ADP
cjfa-17218	211	8	such	such	ADJ
cjfa-17218	211	9	society	society	NOUN
cjfa-17218	211	10	is	be	AUX
cjfa-17218	211	11	society	society	NOUN
cjfa-17218	211	12	’s	’s	PART
cjfa-17218	211	13	preference	preference	NOUN
cjfa-17218	211	14	to	to	PART
cjfa-17218	211	15	remain	remain	VERB
cjfa-17218	211	16	anonymous	anonymous	ADJ
cjfa-17218	211	17	in	in	ADP
cjfa-17218	211	18	transactions	transaction	NOUN
cjfa-17218	211	19	.	.	PUNCT
cjfa-17218	212	1	this	this	DET
cjfa-17218	212	2	preference	preference	NOUN
cjfa-17218	212	3	collides	collide	VERB
cjfa-17218	212	4	with	with	ADP
cjfa-17218	212	5	public	public	ADJ
cjfa-17218	212	6	institutions	institution	NOUN
cjfa-17218	212	7	’	'	PUNCT
cjfa-17218	212	8	operations	operation	NOUN
cjfa-17218	212	9	for	for	ADP
cjfa-17218	212	10	using	use	VERB
cjfa-17218	212	11	cashless	cashless	NOUN
cjfa-17218	212	12	transactions	transaction	NOUN
cjfa-17218	212	13	,	,	PUNCT
cjfa-17218	212	14	which	which	PRON
cjfa-17218	212	15	aims	aim	VERB
cjfa-17218	212	16	to	to	PART
cjfa-17218	212	17	gain	gain	VERB
cjfa-17218	212	18	larger	large	ADJ
cjfa-17218	212	19	control	control	NOUN
cjfa-17218	212	20	over	over	ADP
cjfa-17218	212	21	economic	economic	ADJ
cjfa-17218	212	22	operators	operator	NOUN
cjfa-17218	212	23	and	and	CCONJ
cjfa-17218	212	24	natural	natural	ADJ
cjfa-17218	212	25	persons	person	NOUN
cjfa-17218	212	26	.	.	PUNCT
cjfa-17218	213	1	it	it	PRON
cjfa-17218	213	2	is	be	AUX
cjfa-17218	213	3	driven	drive	VERB
cjfa-17218	213	4	by	by	ADP
cjfa-17218	213	5	the	the	DET
cjfa-17218	213	6	necessity	necessity	NOUN
cjfa-17218	213	7	to	to	PART
cjfa-17218	213	8	limit	limit	VERB
cjfa-17218	213	9	the	the	DET
cjfa-17218	213	10	shadow	shadow	NOUN
cjfa-17218	213	11	economy	economy	NOUN
cjfa-17218	213	12	,	,	PUNCT
cjfa-17218	213	13	but	but	CCONJ
cjfa-17218	213	14	it	it	PRON
cjfa-17218	213	15	can	can	AUX
cjfa-17218	213	16	also	also	ADV
cjfa-17218	213	17	be	be	AUX
cjfa-17218	213	18	met	meet	VERB
cjfa-17218	213	19	with	with	ADP
cjfa-17218	213	20	resistance	resistance	NOUN
cjfa-17218	213	21	from	from	ADP
cjfa-17218	213	22	the	the	DET
cjfa-17218	213	23	society	society	NOUN
cjfa-17218	213	24	(	(	PUNCT
cjfa-17218	213	25	polasik	polasik	PROPN
cjfa-17218	213	26	&	&	CCONJ
cjfa-17218	213	27	maciejewski	maciejewski	PROPN
cjfa-17218	213	28	,	,	PUNCT
cjfa-17218	213	29	2009	2009	NUM
cjfa-17218	213	30	,	,	PUNCT
cjfa-17218	213	31	pp	pp	ADV
cjfa-17218	213	32	.	.	PUNCT
cjfa-17218	214	1	501–506	501–506	NUM
cjfa-17218	214	2	)	)	PUNCT
cjfa-17218	214	3	.	.	PUNCT
cjfa-17218	215	1	over	over	ADP
cjfa-17218	215	2	the	the	DET
cjfa-17218	215	3	last	last	ADJ
cjfa-17218	215	4	few	few	ADJ
cjfa-17218	215	5	years	year	NOUN
cjfa-17218	215	6	in	in	ADP
cjfa-17218	215	7	poland	poland	PROPN
cjfa-17218	215	8	,	,	PUNCT
cjfa-17218	215	9	changing	change	VERB
cjfa-17218	215	10	approach	approach	NOUN
cjfa-17218	215	11	to	to	ADP
cjfa-17218	215	12	cashless	cashless	NOUN
cjfa-17218	215	13	transactions	transaction	NOUN
cjfa-17218	215	14	could	could	AUX
cjfa-17218	215	15	be	be	AUX
cjfa-17218	215	16	observed	observe	VERB
cjfa-17218	215	17	,	,	PUNCT
cjfa-17218	215	18	which	which	PRON
cjfa-17218	215	19	is	be	AUX
cjfa-17218	215	20	illustrated	illustrate	VERB
cjfa-17218	215	21	by	by	ADP
cjfa-17218	215	22	the	the	DET
cjfa-17218	215	23	figures	figure	NOUN
cjfa-17218	215	24	in	in	ADP
cjfa-17218	215	25	the	the	DET
cjfa-17218	215	26	previous	previous	ADJ
cjfa-17218	215	27	subchapters	subchapter	NOUN
cjfa-17218	215	28	on	on	ADP
cjfa-17218	215	29	the	the	DET
cjfa-17218	215	30	number	number	NOUN
cjfa-17218	215	31	of	of	ADP
cjfa-17218	215	32	cards	card	NOUN
cjfa-17218	215	33	issued	issue	VERB
cjfa-17218	215	34	,	,	PUNCT
cjfa-17218	215	35	the	the	DET
cjfa-17218	215	36	number	number	NOUN
cjfa-17218	215	37	of	of	ADP
cjfa-17218	215	38	merchants	merchant	NOUN
cjfa-17218	215	39	and	and	CCONJ
cjfa-17218	215	40	terminals	terminal	NOUN
cjfa-17218	215	41	and	and	CCONJ
cjfa-17218	215	42	atms	atms	NOUN
cjfa-17218	215	43	.	.	PUNCT
cjfa-17218	216	1	consumers	consumer	NOUN
cjfa-17218	216	2	’	'	PUNCT
cjfa-17218	216	3	preferences	preference	NOUN
cjfa-17218	216	4	are	be	AUX
cjfa-17218	216	5	becoming	become	VERB
cjfa-17218	216	6	more	more	ADV
cjfa-17218	216	7	favourable	favourable	ADJ
cjfa-17218	216	8	for	for	ADP
cjfa-17218	216	9	the	the	DET
cjfa-17218	216	10	usage	usage	NOUN
cjfa-17218	216	11	of	of	ADP
cjfa-17218	216	12	payment	payment	NOUN
cjfa-17218	216	13	cards	card	NOUN
cjfa-17218	216	14	and	and	CCONJ
cjfa-17218	216	15	the	the	DET
cjfa-17218	216	16	number	number	NOUN
cjfa-17218	216	17	of	of	ADP
cjfa-17218	216	18	transactions	transaction	NOUN
cjfa-17218	216	19	made	make	VERB
cjfa-17218	216	20	with	with	ADP
cjfa-17218	216	21	them	they	PRON
cjfa-17218	216	22	is	be	AUX
cjfa-17218	216	23	increasing	increase	VERB
cjfa-17218	216	24	(	(	PUNCT
cjfa-17218	216	25	nbp	nbp	PROPN
cjfa-17218	216	26	,	,	PUNCT
cjfa-17218	216	27	2016	2016	NUM
cjfa-17218	216	28	,	,	PUNCT
cjfa-17218	216	29	p.	p.	NOUN
cjfa-17218	216	30	26	26	NUM
cjfa-17218	216	31	)	)	PUNCT
cjfa-17218	216	32	.	.	PUNCT
cjfa-17218	217	1	not	not	PART
cjfa-17218	217	2	without	without	ADP
cjfa-17218	217	3	significance	significance	NOUN
cjfa-17218	217	4	,	,	PUNCT
cjfa-17218	217	5	in	in	ADP
cjfa-17218	217	6	this	this	DET
cjfa-17218	217	7	case	case	NOUN
cjfa-17218	217	8	,	,	PUNCT
cjfa-17218	217	9	is	be	AUX
cjfa-17218	217	10	also	also	ADV
cjfa-17218	217	11	the	the	DET
cjfa-17218	217	12	fact	fact	NOUN
cjfa-17218	217	13	that	that	SCONJ
cjfa-17218	217	14	in	in	ADP
cjfa-17218	217	15	the	the	DET
cjfa-17218	217	16	recent	recent	ADJ
cjfa-17218	217	17	years	year	NOUN
cjfa-17218	217	18	a	a	DET
cjfa-17218	217	19	radical	radical	ADJ
cjfa-17218	217	20	increase	increase	NOUN
cjfa-17218	217	21	of	of	ADP
cjfa-17218	217	22	the	the	DET
cjfa-17218	217	23	number	number	NOUN
cjfa-17218	217	24	of	of	ADP
cjfa-17218	217	25	payment	payment	NOUN
cjfa-17218	217	26	terminals	terminal	NOUN
cjfa-17218	217	27	could	could	AUX
cjfa-17218	217	28	be	be	AUX
cjfa-17218	217	29	observed	observe	VERB
cjfa-17218	217	30	,	,	PUNCT
cjfa-17218	217	31	which	which	PRON
cjfa-17218	217	32	also	also	ADV
cjfa-17218	217	33	influenced	influence	VERB
cjfa-17218	217	34	the	the	DET
cjfa-17218	217	35	development	development	NOUN
cjfa-17218	217	36	of	of	ADP
cjfa-17218	217	37	cashless	cashless	NOUN
cjfa-17218	217	38	transactions	transaction	NOUN
cjfa-17218	217	39	in	in	ADP
cjfa-17218	217	40	poland	poland	PROPN
cjfa-17218	217	41	.	.	PUNCT
cjfa-17218	218	1	it	it	PRON
cjfa-17218	218	2	all	all	PRON
cjfa-17218	218	3	suggests	suggest	VERB
cjfa-17218	218	4	the	the	DET
cjfa-17218	218	5	following	follow	VERB
cjfa-17218	218	6	correlation	correlation	NOUN
cjfa-17218	218	7	–	–	PUNCT
cjfa-17218	218	8	the	the	PRON
cjfa-17218	218	9	bigger	big	ADJ
cjfa-17218	218	10	the	the	DET
cjfa-17218	218	11	cashless	cashless	NOUN
cjfa-17218	218	12	transactions	transaction	NOUN
cjfa-17218	218	13	,	,	PUNCT
cjfa-17218	218	14	the	the	PRON
cjfa-17218	218	15	smaller	small	ADJ
cjfa-17218	218	16	the	the	DET
cjfa-17218	218	17	shadow	shadow	NOUN
cjfa-17218	218	18	economy	economy	NOUN
cjfa-17218	218	19	.	.	PUNCT
cjfa-17218	219	1	figure	figure	VERB
cjfa-17218	219	2	6	6	NUM
cjfa-17218	219	3	.	.	PUNCT
cjfa-17218	220	1	a	a	DET
cjfa-17218	220	2	compilation	compilation	NOUN
cjfa-17218	220	3	of	of	ADP
cjfa-17218	220	4	the	the	DET
cjfa-17218	220	5	shadow	shadow	NOUN
cjfa-17218	220	6	economy	economy	NOUN
cjfa-17218	220	7	(	(	PUNCT
cjfa-17218	220	8	%	%	NOUN
cjfa-17218	220	9	pkb	pkb	PROPN
cjfa-17218	220	10	)	)	PUNCT
cjfa-17218	220	11	and	and	CCONJ
cjfa-17218	220	12	the	the	DET
cjfa-17218	220	13	number	number	NOUN
cjfa-17218	220	14	of	of	ADP
cjfa-17218	220	15	cashless	cashless	NOUN
cjfa-17218	220	16	transactions	transaction	NOUN
cjfa-17218	220	17	made	make	VERB
cjfa-17218	220	18	with	with	ADP
cjfa-17218	220	19	payment	payment	NOUN
cjfa-17218	220	20	cards	card	NOUN
cjfa-17218	220	21	per	per	ADP
cjfa-17218	220	22	capita	capita	NOUN
cjfa-17218	220	23	in	in	ADP
cjfa-17218	220	24	the	the	DET
cjfa-17218	220	25	eu	eu	PROPN
cjfa-17218	220	26	countries	country	NOUN
cjfa-17218	220	27	in	in	ADP
cjfa-17218	220	28	2015	2015	NUM
cjfa-17218	220	29	source	source	NOUN
cjfa-17218	220	30	:	:	PUNCT
cjfa-17218	220	31	developed	develop	VERB
cjfa-17218	220	32	personally	personally	ADV
cjfa-17218	220	33	based	base	VERB
cjfa-17218	220	34	on	on	ADP
cjfa-17218	220	35	:	:	PUNCT
cjfa-17218	220	36	fundowicz	fundowicz	ADJ
cjfa-17218	220	37	,	,	PUNCT
cjfa-17218	220	38	łapiński	łapiński	PROPN
cjfa-17218	220	39	,	,	PUNCT
cjfa-17218	220	40	peterlik	peterlik	NOUN
cjfa-17218	220	41	&	&	CCONJ
cjfa-17218	220	42	wyżnikiewicz	wyżnikiewicz	NOUN
cjfa-17218	220	43	,	,	PUNCT
cjfa-17218	220	44	2016	2016	NUM
cjfa-17218	220	45	;	;	PUNCT
cjfa-17218	220	46	ecb	ecb	NOUN
cjfa-17218	220	47	,	,	PUNCT
cjfa-17218	220	48	2016	2016	NUM
cjfa-17218	220	49	.	.	PUNCT
cjfa-17218	221	1	in	in	ADP
cjfa-17218	221	2	the	the	DET
cjfa-17218	221	3	figure	figure	NOUN
cjfa-17218	221	4	(	(	PUNCT
cjfa-17218	221	5	figure	figure	NOUN
cjfa-17218	221	6	6	6	NUM
cjfa-17218	221	7	)	)	PUNCT
cjfa-17218	221	8	above	above	ADP
cjfa-17218	221	9	once	once	ADV
cjfa-17218	221	10	can	can	AUX
cjfa-17218	221	11	notice	notice	VERB
cjfa-17218	221	12	the	the	DET
cjfa-17218	221	13	aforementioned	aforementioned	ADJ
cjfa-17218	221	14	relationship	relationship	NOUN
cjfa-17218	221	15	concerning	concern	VERB
cjfa-17218	221	16	the	the	DET
cjfa-17218	221	17	number	number	NOUN
cjfa-17218	221	18	of	of	ADP
cjfa-17218	221	19	cashless	cashless	NOUN
cjfa-17218	221	20	transactions	transaction	NOUN
cjfa-17218	221	21	made	make	VERB
cjfa-17218	221	22	with	with	ADP
cjfa-17218	221	23	payment	payment	NOUN
cjfa-17218	221	24	cards	card	NOUN
cjfa-17218	221	25	per	per	ADP
cjfa-17218	221	26	capita	capita	NOUN
cjfa-17218	221	27	and	and	CCONJ
cjfa-17218	221	28	the	the	DET
cjfa-17218	221	29	level	level	NOUN
cjfa-17218	221	30	of	of	ADP
cjfa-17218	221	31	the	the	DET
cjfa-17218	221	32	shadow	shadow	NOUN
cjfa-17218	221	33	economy	economy	NOUN
cjfa-17218	221	34	in	in	ADP
cjfa-17218	221	35	20152	20152	NUM
cjfa-17218	221	36	.	.	PUNCT
cjfa-17218	222	1	in	in	ADP
cjfa-17218	222	2	the	the	DET
cjfa-17218	222	3	european	european	ADJ
cjfa-17218	222	4	countries	country	NOUN
cjfa-17218	222	5	,	,	PUNCT
cjfa-17218	222	6	where	where	SCONJ
cjfa-17218	222	7	the	the	DET
cjfa-17218	222	8	number	number	NOUN
cjfa-17218	222	9	of	of	ADP
cjfa-17218	222	10	transactions	transaction	NOUN
cjfa-17218	222	11	per	per	ADP
cjfa-17218	222	12	capita	capita	NOUN
cjfa-17218	222	13	is	be	AUX
cjfa-17218	222	14	the	the	DET
cjfa-17218	222	15	largest	large	ADJ
cjfa-17218	222	16	,	,	PUNCT
cjfa-17218	222	17	the	the	DET
cjfa-17218	222	18	2	2	NUM
cjfa-17218	222	19	upon	upon	SCONJ
cjfa-17218	222	20	completion	completion	NOUN
cjfa-17218	222	21	of	of	ADP
cjfa-17218	222	22	this	this	DET
cjfa-17218	222	23	paper	paper	NOUN
cjfa-17218	222	24	,	,	PUNCT
cjfa-17218	222	25	the	the	DET
cjfa-17218	222	26	european	european	PROPN
cjfa-17218	222	27	central	central	PROPN
cjfa-17218	222	28	bank	bank	PROPN
cjfa-17218	222	29	’s	’s	PART
cjfa-17218	222	30	statistical	statistical	ADJ
cjfa-17218	222	31	data	datum	NOUN
cjfa-17218	222	32	on	on	ADP
cjfa-17218	222	33	cashless	cashless	NOUN
cjfa-17218	222	34	transactions	transaction	NOUN
cjfa-17218	222	35	made	make	VERB
cjfa-17218	222	36	with	with	ADP
cjfa-17218	222	37	payment	payment	NOUN
cjfa-17218	222	38	cards	card	NOUN
cjfa-17218	222	39	per	per	ADP
cjfa-17218	222	40	capita	capita	NOUN
cjfa-17218	222	41	for	for	ADP
cjfa-17218	222	42	the	the	DET
cjfa-17218	222	43	year	year	NOUN
cjfa-17218	222	44	2016	2016	NUM
cjfa-17218	222	45	were	be	AUX
cjfa-17218	222	46	not	not	PART
cjfa-17218	222	47	available	available	ADJ
cjfa-17218	222	48	.	.	PUNCT
cjfa-17218	223	1	0	0	NUM
cjfa-17218	224	1	5	5	NUM
cjfa-17218	224	2	10	10	NUM
cjfa-17218	224	3	15	15	NUM
cjfa-17218	224	4	20	20	NUM
cjfa-17218	224	5	25	25	NUM
cjfa-17218	224	6	30	30	NUM
cjfa-17218	224	7	35	35	NUM
cjfa-17218	224	8	0	0	NUM
cjfa-17218	224	9	50	50	NUM
cjfa-17218	224	10	100	100	NUM
cjfa-17218	224	11	150	150	NUM
cjfa-17218	224	12	200	200	NUM
cjfa-17218	224	13	250	250	NUM
cjfa-17218	224	14	300	300	NUM
cjfa-17218	224	15	350	350	NUM
cjfa-17218	224	16	sw	sw	NOUN
cjfa-17218	224	17	ed	ed	PROPN
cjfa-17218	224	18	en	en	PROPN
cjfa-17218	224	19	de	de	PROPN
cjfa-17218	224	20	nm	nm	PROPN
cjfa-17218	224	21	ar	ar	PROPN
cjfa-17218	224	22	k	k	PROPN
cjfa-17218	224	23	fi	fi	PROPN
cjfa-17218	224	24	nl	nl	PROPN
cjfa-17218	224	25	an	an	PROPN
cjfa-17218	224	26	di	di	X
cjfa-17218	224	27	a	a	DET
cjfa-17218	224	28	u	u	NOUN
cjfa-17218	224	29	k	k	PROPN
cjfa-17218	224	30	n	n	ADV
cjfa-17218	224	31	et	et	VERB
cjfa-17218	224	32	he	he	PRON
cjfa-17218	224	33	rla	rla	PROPN
cjfa-17218	224	34	nd	nd	NOUN
cjfa-17218	224	35	s	s	NOUN
cjfa-17218	224	36	es	es	NOUN
cjfa-17218	224	37	to	to	ADP
cjfa-17218	224	38	ni	ni	PROPN
cjfa-17218	224	39	a	a	DET
cjfa-17218	224	40	lu	lu	PROPN
cjfa-17218	225	1	xe	xe	PROPN
cjfa-17218	225	2	m	m	NOUN
cjfa-17218	225	3	bo	bo	NOUN
cjfa-17218	225	4	ur	ur	INTJ
cjfa-17218	226	1	g	g	PROPN
cjfa-17218	226	2	fr	fr	PROPN
cjfa-17218	226	3	an	an	DET
cjfa-17218	226	4	ce	ce	PROPN
cjfa-17218	226	5	be	be	AUX
cjfa-17218	226	6	lg	lg	NOUN
cjfa-17218	226	7	iu	iu	ADP
cjfa-17218	226	8	m	m	PROPN
cjfa-17218	226	9	po	po	PROPN
cjfa-17218	227	1	rt	rt	INTJ
cjfa-17218	227	2	ug	ug	ADP
cjfa-17218	227	3	al	al	PROPN
cjfa-17218	227	4	la	la	PROPN
cjfa-17218	227	5	tv	tv	PROPN
cjfa-17218	227	6	ia	ia	PROPN
cjfa-17218	227	7	ire	ire	PROPN
cjfa-17218	228	1	la	la	INTJ
cjfa-17218	228	2	nd	nd	INTJ
cjfa-17218	228	3	sl	sl	INTJ
cjfa-17218	228	4	ov	ov	PROPN
cjfa-17218	228	5	en	en	PROPN
cjfa-17218	228	6	ia	ia	PROPN
cjfa-17218	228	7	au	au	PROPN
cjfa-17218	228	8	st	st	PROPN
cjfa-17218	228	9	ria	ria	PROPN
cjfa-17218	228	10	sp	sp	PROPN
cjfa-17218	228	11	ai	ai	PROPN
cjfa-17218	228	12	n	n	ADV
cjfa-17218	228	13	li	li	PROPN
cjfa-17218	228	14	th	th	X
cjfa-17218	228	15	ua	ua	PROPN
cjfa-17218	228	16	ni	ni	PROPN
cjfa-17218	228	17	a	a	DET
cjfa-17218	228	18	cr	cr	PROPN
cjfa-17218	229	1	oa	oa	PROPN
cjfa-17218	229	2	tia	tia	PROPN
cjfa-17218	230	1	sl	sl	INTJ
cjfa-17218	230	2	ov	ov	PROPN
cjfa-17218	230	3	ak	ak	PROPN
cjfa-17218	230	4	ia	ia	PROPN
cjfa-17218	230	5	po	po	PROPN
cjfa-17218	230	6	la	la	PROPN
cjfa-17218	230	7	nd	nd	ADV
cjfa-17218	230	8	cy	cy	VERB
cjfa-17218	230	9	pr	pr	VERB
cjfa-17218	230	10	us	we	PRON
cjfa-17218	230	11	cz	cz	PROPN
cjfa-17218	230	12	ec	ec	PROPN
cjfa-17218	230	13	h	h	PROPN
cjfa-17218	230	14	re	re	VERB
cjfa-17218	231	1	pu	pu	PROPN
cjfa-17218	231	2	bl	bl	PROPN
cjfa-17218	232	1	ic	ic	PROPN
cjfa-17218	232	2	m	m	PROPN
cjfa-17218	232	3	al	al	PROPN
cjfa-17218	232	4	ta	ta	PROPN
cjfa-17218	232	5	ge	ge	PROPN
cjfa-17218	232	6	rm	rm	PROPN
cjfa-17218	232	7	an	an	DET
cjfa-17218	232	8	y	y	PROPN
cjfa-17218	232	9	hu	hu	PROPN
cjfa-17218	232	10	ng	ng	PROPN
cjfa-17218	232	11	ar	ar	PROPN
cjfa-17218	232	12	y	y	PROPN
cjfa-17218	232	13	ita	ita	PROPN
cjfa-17218	233	1	ly	ly	X
cjfa-17218	233	2	ro	ro	INTJ
cjfa-17218	233	3	m	m	VERB
cjfa-17218	233	4	an	an	DET
cjfa-17218	233	5	ia	ia	PROPN
cjfa-17218	233	6	bu	bu	PROPN
cjfa-17218	233	7	lg	lg	PROPN
cjfa-17218	233	8	ar	ar	PROPN
cjfa-17218	233	9	ia	ia	PROPN
cjfa-17218	233	10	gr	gr	PROPN
cjfa-17218	233	11	ee	ee	PROPN
cjfa-17218	233	12	ce	ce	PROPN
cjfa-17218	233	13	shadow	shadow	PROPN
cjfa-17218	233	14	economy	economy	PROPN
cjfa-17218	233	15	(	(	PUNCT
cjfa-17218	233	16	%	%	INTJ
cjfa-17218	233	17	pkb	pkb	PROPN
cjfa-17218	233	18	)	)	PUNCT
cjfa-17218	233	19	the	the	DET
cjfa-17218	233	20	number	number	NOUN
cjfa-17218	233	21	of	of	ADP
cjfa-17218	233	22	transactions	transaction	NOUN
cjfa-17218	233	23	the	the	DET
cjfa-17218	233	24	number	number	NOUN
cjfa-17218	233	25	of	of	ADP
cjfa-17218	233	26	transactions	transaction	NOUN
cjfa-17218	233	27	shadow	shadow	NOUN
cjfa-17218	233	28	economy	economy	NOUN
cjfa-17218	233	29	s	s	PART
cjfa-17218	233	30	o	o	NOUN
cjfa-17218	233	31	u	u	NOUN
cjfa-17218	233	32	r	r	NOUN
cjfa-17218	233	33	c	c	NOUN
cjfa-17218	233	34	e	e	NOUN
cjfa-17218	233	35	:	:	PUNCT
cjfa-17218	233	36	developed	develop	VERB
cjfa-17218	233	37	personally	personally	ADV
cjfa-17218	233	38	based	base	VERB
cjfa-17218	233	39	on	on	ADP
cjfa-17218	233	40	:	:	PUNCT
cjfa-17218	233	41	fundowicz	fundowicz	ADJ
cjfa-17218	233	42	,	,	PUNCT
cjfa-17218	233	43	łapiński	łapiński	PROPN
cjfa-17218	233	44	,	,	PUNCT
cjfa-17218	233	45	peterlik	peterlik	NOUN
cjfa-17218	233	46	&	&	CCONJ
cjfa-17218	233	47	wyżnikiewicz	wyżnikiewicz	NOUN
cjfa-17218	233	48	,	,	PUNCT
cjfa-17218	233	49	2016	2016	NUM
cjfa-17218	233	50	;	;	PUNCT
cjfa-17218	233	51	ecb	ecb	NOUN
cjfa-17218	233	52	,	,	PUNCT
cjfa-17218	233	53	2016	2016	NUM
cjfa-17218	233	54	.	.	PUNCT
cjfa-17218	234	1	in	in	ADP
cjfa-17218	234	2	the	the	DET
cjfa-17218	234	3	figure	figure	NOUN
cjfa-17218	234	4	(	(	PUNCT
cjfa-17218	234	5	figure	figure	NOUN
cjfa-17218	234	6	6	6	NUM
cjfa-17218	234	7	)	)	PUNCT
cjfa-17218	234	8	above	above	ADP
cjfa-17218	234	9	once	once	ADV
cjfa-17218	234	10	can	can	AUX
cjfa-17218	234	11	notice	notice	VERB
cjfa-17218	234	12	the	the	DET
cjfa-17218	234	13	aforementioned	aforementioned	ADJ
cjfa-17218	234	14	relationship	relationship	NOUN
cjfa-17218	234	15	concerning	concern	VERB
cjfa-17218	234	16	the	the	DET
cjfa-17218	234	17	number	number	NOUN
cjfa-17218	234	18	of	of	ADP
cjfa-17218	234	19	cashless	cashless	NOUN
cjfa-17218	234	20	transactions	transaction	NOUN
cjfa-17218	234	21	made	make	VERB
cjfa-17218	234	22	with	with	ADP
cjfa-17218	234	23	payment	payment	NOUN
cjfa-17218	234	24	cards	card	NOUN
cjfa-17218	234	25	  	  	SPACE
cjfa-17218	234	26	the	the	DET
cjfa-17218	234	27	 	 	SPACE
cjfa-17218	234	28	role	role	NOUN
cjfa-17218	234	29	 	 	SPACE
cjfa-17218	234	30	of	of	ADP
cjfa-17218	234	31	 	 	SPACE
cjfa-17218	234	32	cashless	cashless	NOUN
cjfa-17218	234	33	 	 	SPACE
cjfa-17218	234	34	transactions	transaction	NOUN
cjfa-17218	234	35	 	 	SPACE
cjfa-17218	234	36	in	in	ADP
cjfa-17218	234	37	 	 	SPACE
cjfa-17218	234	38	the	the	DET
cjfa-17218	234	39	 	 	SPACE
cjfa-17218	234	40	process	process	NOUN
cjfa-17218	234	41	…	…	PUNCT
cjfa-17218	234	42	33	33	NUM
cjfa-17218	234	43	per	per	ADP
cjfa-17218	234	44	capita	capita	NOUN
cjfa-17218	234	45	and	and	CCONJ
cjfa-17218	234	46	the	the	DET
cjfa-17218	234	47	level	level	NOUN
cjfa-17218	234	48	of	of	ADP
cjfa-17218	234	49	the	the	DET
cjfa-17218	234	50	shadow	shadow	NOUN
cjfa-17218	234	51	economy	economy	NOUN
cjfa-17218	234	52	in	in	ADP
cjfa-17218	234	53	20152	20152	NUM
cjfa-17218	234	54	.	.	PUNCT
cjfa-17218	235	1	in	in	ADP
cjfa-17218	235	2	the	the	DET
cjfa-17218	235	3	european	european	ADJ
cjfa-17218	235	4	countries	country	NOUN
cjfa-17218	235	5	,	,	PUNCT
cjfa-17218	235	6	where	where	SCONJ
cjfa-17218	235	7	the	the	DET
cjfa-17218	235	8	number	number	NOUN
cjfa-17218	235	9	of	of	ADP
cjfa-17218	235	10	transactions	transaction	NOUN
cjfa-17218	235	11	per	per	ADP
cjfa-17218	235	12	capita	capita	NOUN
cjfa-17218	235	13	is	be	AUX
cjfa-17218	235	14	the	the	DET
cjfa-17218	235	15	largest	large	ADJ
cjfa-17218	235	16	,	,	PUNCT
cjfa-17218	235	17	the	the	DET
cjfa-17218	235	18	shadow	shadow	NOUN
cjfa-17218	235	19	economy	economy	NOUN
cjfa-17218	235	20	assumes	assume	VERB
cjfa-17218	235	21	relatively	relatively	ADV
cjfa-17218	235	22	lower	low	ADJ
cjfa-17218	235	23	percentage	percentage	NOUN
cjfa-17218	235	24	of	of	ADP
cjfa-17218	235	25	the	the	DET
cjfa-17218	235	26	gross	gross	ADJ
cjfa-17218	235	27	national	national	ADJ
cjfa-17218	235	28	product	product	NOUN
cjfa-17218	235	29	(	(	PUNCT
cjfa-17218	235	30	gnp	gnp	PROPN
cjfa-17218	235	31	)	)	PUNCT
cjfa-17218	235	32	.	.	PUNCT
cjfa-17218	236	1	the	the	DET
cjfa-17218	236	2	person	person	NOUN
cjfa-17218	236	3	’s	’s	PART
cjfa-17218	236	4	correlation	correlation	NOUN
cjfa-17218	236	5	coefficient	coefficient	NOUN
cjfa-17218	236	6	,	,	PUNCT
cjfa-17218	236	7	which	which	PRON
cjfa-17218	236	8	was	be	AUX
cjfa-17218	236	9	calculated	calculate	VERB
cjfa-17218	236	10	by	by	ADP
cjfa-17218	236	11	the	the	DET
cjfa-17218	236	12	author	author	NOUN
cjfa-17218	236	13	on	on	ADP
cjfa-17218	236	14	the	the	DET
cjfa-17218	236	15	basis	basis	NOUN
cjfa-17218	236	16	of	of	ADP
cjfa-17218	236	17	the	the	DET
cjfa-17218	236	18	data	datum	NOUN
cjfa-17218	236	19	above	above	ADV
cjfa-17218	236	20	(	(	PUNCT
cjfa-17218	236	21	figure	figure	NOUN
cjfa-17218	236	22	6	6	NUM
cjfa-17218	236	23	)	)	PUNCT
cjfa-17218	236	24	,	,	PUNCT
cjfa-17218	236	25	is	be	AUX
cjfa-17218	236	26	–	–	PUNCT
cjfa-17218	236	27	0.57	0.57	NUM
cjfa-17218	236	28	.	.	PUNCT
cjfa-17218	237	1	the	the	DET
cjfa-17218	237	2	above	above	ADJ
cjfa-17218	237	3	correlation	correlation	NOUN
cjfa-17218	237	4	dependence	dependence	NOUN
cjfa-17218	237	5	of	of	ADP
cjfa-17218	237	6	the	the	DET
cjfa-17218	237	7	empirical	empirical	ADJ
cjfa-17218	237	8	data	datum	NOUN
cjfa-17218	237	9	was	be	AUX
cjfa-17218	237	10	verified	verify	VERB
cjfa-17218	237	11	by	by	ADP
cjfa-17218	237	12	the	the	DET
cjfa-17218	237	13	t	t	PROPN
cjfa-17218	237	14	-	-	PUNCT
cjfa-17218	237	15	student	student	NOUN
cjfa-17218	237	16	significance	significance	NOUN
cjfa-17218	237	17	test	test	NOUN
cjfa-17218	237	18	for	for	ADP
cjfa-17218	237	19	the	the	DET
cjfa-17218	237	20	pearson	pearson	PROPN
cjfa-17218	237	21	’s	’s	PART
cjfa-17218	237	22	correlation	correlation	NOUN
cjfa-17218	237	23	coefficient	coefficient	NOUN
cjfa-17218	237	24	,	,	PUNCT
cjfa-17218	237	25	which	which	PRON
cjfa-17218	237	26	was	be	AUX
cjfa-17218	237	27	used	use	VERB
cjfa-17218	237	28	to	to	PART
cjfa-17218	237	29	verify	verify	VERB
cjfa-17218	237	30	the	the	DET
cjfa-17218	237	31	following	follow	VERB
cjfa-17218	237	32	hypotheses	hypothesis	NOUN
cjfa-17218	237	33	:	:	PUNCT
cjfa-17218	237	34	h0	h0	NOUN
cjfa-17218	237	35	:	:	PUNCT
cjfa-17218	237	36	no	no	DET
cjfa-17218	237	37	correlation	correlation	NOUN
cjfa-17218	237	38	between	between	ADP
cjfa-17218	237	39	the	the	DET
cjfa-17218	237	40	number	number	NOUN
cjfa-17218	237	41	of	of	ADP
cjfa-17218	237	42	cashless	cashless	NOUN
cjfa-17218	237	43	transactions	transaction	NOUN
cjfa-17218	237	44	made	make	VERB
cjfa-17218	237	45	with	with	ADP
cjfa-17218	237	46	payment	payment	NOUN
cjfa-17218	237	47	cards	card	NOUN
cjfa-17218	237	48	per	per	ADP
cjfa-17218	237	49	capita	capita	NOUN
cjfa-17218	237	50	in	in	ADP
cjfa-17218	237	51	the	the	DET
cjfa-17218	237	52	eu	eu	PROPN
cjfa-17218	237	53	and	and	CCONJ
cjfa-17218	237	54	the	the	DET
cjfa-17218	237	55	size	size	NOUN
cjfa-17218	237	56	of	of	ADP
cjfa-17218	237	57	the	the	DET
cjfa-17218	237	58	shadow	shadow	NOUN
cjfa-17218	237	59	economy	economy	NOUN
cjfa-17218	237	60	,	,	PUNCT
cjfa-17218	237	61	h1	h1	PROPN
cjfa-17218	237	62	:	:	PUNCT
cjfa-17218	237	63	there	there	PRON
cjfa-17218	237	64	is	be	VERB
cjfa-17218	237	65	a	a	DET
cjfa-17218	237	66	correlation	correlation	NOUN
cjfa-17218	237	67	between	between	ADP
cjfa-17218	237	68	the	the	DET
cjfa-17218	237	69	number	number	NOUN
cjfa-17218	237	70	of	of	ADP
cjfa-17218	237	71	cashless	cashless	NOUN
cjfa-17218	237	72	transactions	transaction	NOUN
cjfa-17218	237	73	made	make	VERB
cjfa-17218	237	74	with	with	ADP
cjfa-17218	237	75	payment	payment	NOUN
cjfa-17218	237	76	cards	card	NOUN
cjfa-17218	237	77	per	per	ADP
cjfa-17218	237	78	capita	capita	NOUN
cjfa-17218	237	79	in	in	ADP
cjfa-17218	237	80	the	the	DET
cjfa-17218	237	81	eu	eu	PROPN
cjfa-17218	237	82	and	and	CCONJ
cjfa-17218	237	83	the	the	DET
cjfa-17218	237	84	size	size	NOUN
cjfa-17218	237	85	of	of	ADP
cjfa-17218	237	86	the	the	DET
cjfa-17218	237	87	shadow	shadow	NOUN
cjfa-17218	237	88	economy	economy	NOUN
cjfa-17218	237	89	.	.	PUNCT
cjfa-17218	238	1	|t|	|t|	PROPN
cjfa-17218	238	2	=	=	NOUN
cjfa-17218	238	3	3.57	3.57	NUM
cjfa-17218	238	4	,	,	PUNCT
cjfa-17218	238	5	tα	tα	PROPN
cjfa-17218	238	6	,	,	PUNCT
cjfa-17218	238	7	s=	s=	NOUN
cjfa-17218	238	8	0.49	0.49	NUM
cjfa-17218	238	9	,	,	PUNCT
cjfa-17218	238	10	where	where	SCONJ
cjfa-17218	238	11	α	α	NOUN
cjfa-17218	238	12	=	=	NOUN
cjfa-17218	238	13	0.05	0.05	NUM
cjfa-17218	238	14	,	,	PUNCT
cjfa-17218	238	15	s	s	PART
cjfa-17218	238	16	=	=	NOUN
cjfa-17218	238	17	26	26	NUM
cjfa-17218	238	18	.	.	PUNCT
cjfa-17218	239	1	since	since	SCONJ
cjfa-17218	239	2	|t|	|t|	PROPN
cjfa-17218	239	3	≥	≥	PROPN
cjfa-17218	239	4	tα	tα	PROPN
cjfa-17218	239	5	,	,	PUNCT
cjfa-17218	239	6	s	s	AUX
cjfa-17218	239	7	,	,	PUNCT
cjfa-17218	239	8	we	we	PRON
cjfa-17218	239	9	reject	reject	VERB
cjfa-17218	239	10	the	the	DET
cjfa-17218	239	11	null	null	ADJ
cjfa-17218	239	12	hypothesis	hypothesis	NOUN
cjfa-17218	239	13	about	about	ADP
cjfa-17218	239	14	the	the	DET
cjfa-17218	239	15	irrelevance	irrelevance	NOUN
cjfa-17218	239	16	of	of	ADP
cjfa-17218	239	17	pearson	pearson	PROPN
cjfa-17218	239	18	’s	’s	PART
cjfa-17218	239	19	correlation	correlation	NOUN
cjfa-17218	239	20	coefficient	coefficient	NOUN
cjfa-17218	239	21	,	,	PUNCT
cjfa-17218	239	22	at	at	ADP
cjfa-17218	239	23	the	the	DET
cjfa-17218	239	24	significance	significance	NOUN
cjfa-17218	239	25	level	level	NOUN
cjfa-17218	239	26	of	of	ADP
cjfa-17218	239	27	0.05	0.05	NUM
cjfa-17218	239	28	.	.	PUNCT
cjfa-17218	240	1	we	we	PRON
cjfa-17218	240	2	can	can	AUX
cjfa-17218	240	3	assume	assume	VERB
cjfa-17218	240	4	that	that	SCONJ
cjfa-17218	240	5	the	the	DET
cjfa-17218	240	6	correlation	correlation	NOUN
cjfa-17218	240	7	coefficient	coefficient	NOUN
cjfa-17218	240	8	is	be	AUX
cjfa-17218	240	9	statistically	statistically	ADV
cjfa-17218	240	10	significant	significant	ADJ
cjfa-17218	240	11	.	.	PUNCT
cjfa-17218	241	1	the	the	DET
cjfa-17218	241	2	above	above	ADJ
cjfa-17218	241	3	studies	study	NOUN
cjfa-17218	241	4	indicate	indicate	VERB
cjfa-17218	241	5	that	that	SCONJ
cjfa-17218	241	6	there	there	PRON
cjfa-17218	241	7	is	be	VERB
cjfa-17218	241	8	a	a	DET
cjfa-17218	241	9	dependency	dependency	NOUN
cjfa-17218	241	10	between	between	ADP
cjfa-17218	241	11	the	the	DET
cjfa-17218	241	12	number	number	NOUN
cjfa-17218	241	13	of	of	ADP
cjfa-17218	241	14	cashless	cashless	NOUN
cjfa-17218	241	15	transactions	transaction	NOUN
cjfa-17218	241	16	made	make	VERB
cjfa-17218	241	17	with	with	ADP
cjfa-17218	241	18	payment	payment	NOUN
cjfa-17218	241	19	cards	card	NOUN
cjfa-17218	241	20	per	per	ADP
cjfa-17218	241	21	capita	capita	NOUN
cjfa-17218	241	22	in	in	ADP
cjfa-17218	241	23	the	the	DET
cjfa-17218	241	24	eu	eu	PROPN
cjfa-17218	241	25	.	.	PUNCT
cjfa-17218	242	1	it	it	PRON
cjfa-17218	242	2	is	be	AUX
cjfa-17218	242	3	a	a	DET
cjfa-17218	242	4	negative	negative	ADJ
cjfa-17218	242	5	correlation	correlation	NOUN
cjfa-17218	242	6	of	of	ADP
cjfa-17218	242	7	a	a	DET
cjfa-17218	242	8	relatively	relatively	ADV
cjfa-17218	242	9	large	large	ADJ
cjfa-17218	242	10	force	force	NOUN
cjfa-17218	242	11	,	,	PUNCT
cjfa-17218	242	12	which	which	PRON
cjfa-17218	242	13	confirms	confirm	VERB
cjfa-17218	242	14	the	the	DET
cjfa-17218	242	15	hypothesis	hypothesis	NOUN
cjfa-17218	242	16	accepted	accept	VERB
cjfa-17218	242	17	in	in	ADP
cjfa-17218	242	18	the	the	DET
cjfa-17218	242	19	article	article	NOUN
cjfa-17218	242	20	that	that	SCONJ
cjfa-17218	242	21	:	:	PUNCT
cjfa-17218	242	22	in	in	ADP
cjfa-17218	242	23	the	the	DET
cjfa-17218	242	24	countries	country	NOUN
cjfa-17218	242	25	that	that	PRON
cjfa-17218	242	26	have	have	VERB
cjfa-17218	242	27	highly	highly	ADV
cjfa-17218	242	28	advanced	advanced	ADJ
cjfa-17218	242	29	cashless	cashless	NOUN
cjfa-17218	242	30	transactions	transaction	NOUN
cjfa-17218	242	31	,	,	PUNCT
cjfa-17218	242	32	the	the	DET
cjfa-17218	242	33	scale	scale	NOUN
cjfa-17218	242	34	of	of	ADP
cjfa-17218	242	35	the	the	DET
cjfa-17218	242	36	shadow	shadow	NOUN
cjfa-17218	242	37	economy	economy	NOUN
cjfa-17218	242	38	phenomenon	phenomenon	NOUN
cjfa-17218	242	39	is	be	AUX
cjfa-17218	242	40	smaller	small	ADJ
cjfa-17218	242	41	.	.	PUNCT
cjfa-17218	243	1	current	current	ADJ
cjfa-17218	243	2	actions	action	NOUN
cjfa-17218	243	3	for	for	ADP
cjfa-17218	243	4	the	the	DET
cjfa-17218	243	5	development	development	NOUN
cjfa-17218	243	6	of	of	ADP
cjfa-17218	243	7	cashless	cashless	NOUN
cjfa-17218	243	8	transactions	transaction	NOUN
cjfa-17218	243	9	in	in	ADP
cjfa-17218	243	10	poland	poland	PROPN
cjfa-17218	243	11	–	–	PUNCT
cjfa-17218	243	12	program	program	NOUN
cjfa-17218	243	13	wsparcia	wsparcia	NOUN
cjfa-17218	243	14	obrotu	obrotu	NOUN
cjfa-17218	243	15	bezgotówkowego	bezgotówkowego	NOUN
cjfa-17218	243	16	according	accord	VERB
cjfa-17218	243	17	to	to	ADP
cjfa-17218	243	18	the	the	DET
cjfa-17218	243	19	data	datum	NOUN
cjfa-17218	243	20	from	from	ADP
cjfa-17218	243	21	the	the	DET
cjfa-17218	243	22	ministry	ministry	PROPN
cjfa-17218	243	23	of	of	ADP
cjfa-17218	243	24	development	development	PROPN
cjfa-17218	243	25	,	,	PUNCT
cjfa-17218	243	26	the	the	DET
cjfa-17218	243	27	level	level	NOUN
cjfa-17218	243	28	of	of	ADP
cjfa-17218	243	29	cashless	cashless	NOUN
cjfa-17218	243	30	transactions	transaction	NOUN
cjfa-17218	243	31	is	be	AUX
cjfa-17218	243	32	one	one	NUM
cjfa-17218	243	33	of	of	ADP
cjfa-17218	243	34	the	the	DET
cjfa-17218	243	35	important	important	ADJ
cjfa-17218	243	36	indicators	indicator	NOUN
cjfa-17218	243	37	of	of	ADP
cjfa-17218	243	38	the	the	DET
cjfa-17218	243	39	country	country	NOUN
cjfa-17218	243	40	’s	’s	PART
cjfa-17218	243	41	economic	economic	ADJ
cjfa-17218	243	42	growth	growth	NOUN
cjfa-17218	243	43	and	and	CCONJ
cjfa-17218	243	44	access	access	NOUN
cjfa-17218	243	45	to	to	ADP
cjfa-17218	243	46	digital	digital	ADJ
cjfa-17218	243	47	payment	payment	NOUN
cjfa-17218	243	48	is	be	AUX
cjfa-17218	243	49	of	of	ADP
cjfa-17218	243	50	a	a	DET
cjfa-17218	243	51	great	great	ADJ
cjfa-17218	243	52	importance	importance	NOUN
cjfa-17218	243	53	for	for	ADP
cjfa-17218	243	54	the	the	DET
cjfa-17218	243	55	entrepreneurs	entrepreneur	NOUN
cjfa-17218	243	56	.	.	PUNCT
cjfa-17218	244	1	which	which	PRON
cjfa-17218	244	2	is	be	AUX
cjfa-17218	244	3	why	why	SCONJ
cjfa-17218	244	4	,	,	PUNCT
cjfa-17218	244	5	on	on	ADP
cjfa-17218	244	6	june	june	PROPN
cjfa-17218	244	7	12	12	NUM
cjfa-17218	244	8	,	,	PUNCT
cjfa-17218	244	9	2017	2017	NUM
cjfa-17218	244	10	,	,	PUNCT
cjfa-17218	244	11	an	an	DET
cjfa-17218	244	12	appropriate	appropriate	ADJ
cjfa-17218	244	13	agreement	agreement	NOUN
cjfa-17218	244	14	has	have	AUX
cjfa-17218	244	15	been	be	AUX
cjfa-17218	244	16	signed	sign	VERB
cjfa-17218	244	17	between	between	ADP
cjfa-17218	244	18	the	the	DET
cjfa-17218	244	19	polish	polish	PROPN
cjfa-17218	244	20	bank	bank	PROPN
cjfa-17218	244	21	association	association	PROPN
cjfa-17218	244	22	(	(	PUNCT
cjfa-17218	244	23	zbp	zbp	ADJ
cjfa-17218	244	24	)	)	PUNCT
cjfa-17218	244	25	,	,	PUNCT
cjfa-17218	244	26	the	the	DET
cjfa-17218	244	27	ministry	ministry	PROPN
cjfa-17218	244	28	of	of	ADP
cjfa-17218	244	29	finance	finance	PROPN
cjfa-17218	244	30	and	and	CCONJ
cjfa-17218	244	31	development	development	NOUN
cjfa-17218	244	32	and	and	CCONJ
cjfa-17218	244	33	the	the	DET
cjfa-17218	244	34	biggest	big	ADJ
cjfa-17218	244	35	payment	payment	NOUN
cjfa-17218	244	36	card	card	NOUN
cjfa-17218	244	37	providers	provider	NOUN
cjfa-17218	244	38	.	.	PUNCT
cjfa-17218	245	1	under	under	ADP
cjfa-17218	245	2	this	this	DET
cjfa-17218	245	3	agreement	agreement	NOUN
cjfa-17218	245	4	,	,	PUNCT
cjfa-17218	245	5	2	2	NUM
cjfa-17218	245	6	 	 	SPACE
cjfa-17218	245	7	upon	upon	SCONJ
cjfa-17218	245	8	completion	completion	NOUN
cjfa-17218	245	9	of	of	ADP
cjfa-17218	245	10	this	this	DET
cjfa-17218	245	11	paper	paper	NOUN
cjfa-17218	245	12	,	,	PUNCT
cjfa-17218	245	13	the	the	DET
cjfa-17218	245	14	european	european	PROPN
cjfa-17218	245	15	central	central	PROPN
cjfa-17218	245	16	bank	bank	PROPN
cjfa-17218	245	17	’s	’s	PART
cjfa-17218	245	18	statistical	statistical	ADJ
cjfa-17218	245	19	data	datum	NOUN
cjfa-17218	245	20	on	on	ADP
cjfa-17218	245	21	cashless	cashless	NOUN
cjfa-17218	245	22	transactions	transaction	NOUN
cjfa-17218	245	23	made	make	VERB
cjfa-17218	245	24	with	with	ADP
cjfa-17218	245	25	payment	payment	NOUN
cjfa-17218	245	26	cards	card	NOUN
cjfa-17218	245	27	per	per	ADP
cjfa-17218	245	28	capita	capita	NOUN
cjfa-17218	245	29	for	for	ADP
cjfa-17218	245	30	the	the	DET
cjfa-17218	245	31	year	year	NOUN
cjfa-17218	245	32	2016	2016	NUM
cjfa-17218	245	33	were	be	AUX
cjfa-17218	245	34	not	not	PART
cjfa-17218	245	35	available	available	ADJ
cjfa-17218	245	36	.	.	PUNCT
cjfa-17218	246	1	marta	marta	PROPN
cjfa-17218	246	2	jakubowska34	jakubowska34	VERB
cjfa-17218	246	3	the	the	DET
cjfa-17218	246	4	foundation	foundation	PROPN
cjfa-17218	246	5	“	"	PUNCT
cjfa-17218	246	6	polska	polska	PROPN
cjfa-17218	246	7	bezgotówkowa	bezgotówkowa	NOUN
cjfa-17218	246	8	”	"	PUNCT
cjfa-17218	246	9	(	(	PUNCT
cjfa-17218	246	10	cashless	cashless	NOUN
cjfa-17218	246	11	poland	poland	PROPN
cjfa-17218	246	12	)	)	PUNCT
cjfa-17218	246	13	has	have	AUX
cjfa-17218	246	14	been	be	AUX
cjfa-17218	246	15	appointed	appoint	VERB
cjfa-17218	246	16	,	,	PUNCT
cjfa-17218	246	17	in	in	ADP
cjfa-17218	246	18	accordance	accordance	NOUN
cjfa-17218	246	19	with	with	ADP
cjfa-17218	246	20	the	the	DET
cjfa-17218	246	21	government	government	NOUN
cjfa-17218	246	22	project	project	NOUN
cjfa-17218	246	23	“	"	PUNCT
cjfa-17218	246	24	od	od	PROPN
cjfa-17218	246	25	papierowej	papierowej	VERB
cjfa-17218	246	26	do	do	VERB
cjfa-17218	246	27	cyfrowej	cyfrowej	PROPN
cjfa-17218	246	28	polski	polski	PROPN
cjfa-17218	246	29	”	"	PUNCT
cjfa-17218	246	30	(	(	PUNCT
cjfa-17218	246	31	from	from	ADP
cjfa-17218	246	32	paper	paper	NOUN
cjfa-17218	246	33	to	to	ADP
cjfa-17218	246	34	digital	digital	PROPN
cjfa-17218	246	35	poland	poland	PROPN
cjfa-17218	246	36	)	)	PUNCT
cjfa-17218	246	37	.	.	PUNCT
cjfa-17218	247	1	the	the	DET
cjfa-17218	247	2	foundation	foundation	NOUN
cjfa-17218	247	3	“	"	PUNCT
cjfa-17218	247	4	polska	polska	PROPN
cjfa-17218	247	5	bezgotówkowa	bezgotówkowa	NOUN
cjfa-17218	247	6	”	"	PUNCT
cjfa-17218	247	7	shall	shall	AUX
cjfa-17218	247	8	lead	lead	VERB
cjfa-17218	247	9	the	the	DET
cjfa-17218	247	10	programme	programme	NOUN
cjfa-17218	247	11	of	of	ADP
cjfa-17218	247	12	the	the	DET
cjfa-17218	247	13	development	development	NOUN
cjfa-17218	247	14	of	of	ADP
cjfa-17218	247	15	payment	payment	NOUN
cjfa-17218	247	16	card	card	NOUN
cjfa-17218	247	17	acceptability	acceptability	NOUN
cjfa-17218	247	18	in	in	ADP
cjfa-17218	247	19	poland	poland	PROPN
cjfa-17218	247	20	.	.	PUNCT
cjfa-17218	248	1	the	the	DET
cjfa-17218	248	2	programme	programme	NOUN
cjfa-17218	248	3	’s	’s	PART
cjfa-17218	248	4	goal	goal	NOUN
cjfa-17218	248	5	is	be	AUX
cjfa-17218	248	6	to	to	PART
cjfa-17218	248	7	support	support	VERB
cjfa-17218	248	8	entrepreneurs	entrepreneur	NOUN
cjfa-17218	248	9	in	in	ADP
cjfa-17218	248	10	launching	launch	VERB
cjfa-17218	248	11	eftpos	eftpos	NOUN
cjfa-17218	248	12	terminals	terminal	NOUN
cjfa-17218	248	13	and	and	CCONJ
cjfa-17218	248	14	to	to	PART
cjfa-17218	248	15	cover	cover	VERB
cjfa-17218	248	16	transaction	transaction	NOUN
cjfa-17218	248	17	fees	fee	NOUN
cjfa-17218	248	18	,	,	PUNCT
cjfa-17218	248	19	particularly	particularly	ADV
cjfa-17218	248	20	in	in	ADP
cjfa-17218	248	21	small	small	ADJ
cjfa-17218	248	22	and	and	CCONJ
cjfa-17218	248	23	medium	medium	ADJ
cjfa-17218	248	24	companies	company	NOUN
cjfa-17218	248	25	(	(	PUNCT
cjfa-17218	248	26	money	money	NOUN
cjfa-17218	248	27	,	,	PUNCT
cjfa-17218	248	28	2017	2017	NUM
cjfa-17218	248	29	)	)	PUNCT
cjfa-17218	248	30	.	.	PUNCT
cjfa-17218	249	1	initially	initially	ADV
cjfa-17218	249	2	,	,	PUNCT
cjfa-17218	249	3	the	the	DET
cjfa-17218	249	4	number	number	NOUN
cjfa-17218	249	5	of	of	ADP
cjfa-17218	249	6	eft	eft	PROPN
cjfa-17218	249	7	-	-	PUNCT
cjfa-17218	249	8	pos	pos	NOUN
cjfa-17218	249	9	terminals	terminal	NOUN
cjfa-17218	249	10	is	be	AUX
cjfa-17218	249	11	to	to	PART
cjfa-17218	249	12	be	be	AUX
cjfa-17218	249	13	increased	increase	VERB
cjfa-17218	249	14	by	by	ADP
cjfa-17218	249	15	some	some	DET
cjfa-17218	249	16	600	600	NUM
cjfa-17218	249	17	thousand	thousand	NUM
cjfa-17218	249	18	devices	device	NOUN
cjfa-17218	249	19	in	in	ADP
cjfa-17218	249	20	three	three	NUM
cjfa-17218	249	21	years	year	NOUN
cjfa-17218	249	22	.	.	PUNCT
cjfa-17218	250	1	program	program	NOUN
cjfa-17218	250	2	wsparcia	wsparcia	PROPN
cjfa-17218	250	3	obrotu	obrotu	PROPN
cjfa-17218	250	4	bezgotówkowego	bezgotówkowego	NOUN
cjfa-17218	250	5	is	be	AUX
cjfa-17218	250	6	being	be	AUX
cjfa-17218	250	7	created	create	VERB
cjfa-17218	250	8	as	as	ADP
cjfa-17218	250	9	the	the	DET
cjfa-17218	250	10	initiative	initiative	NOUN
cjfa-17218	250	11	of	of	ADP
cjfa-17218	250	12	financial	financial	ADJ
cjfa-17218	250	13	market	market	NOUN
cjfa-17218	250	14	’s	’s	PART
cjfa-17218	250	15	subjects	subject	NOUN
cjfa-17218	250	16	participating	participate	VERB
cjfa-17218	250	17	in	in	ADP
cjfa-17218	250	18	domestic	domestic	ADJ
cjfa-17218	250	19	card	card	NOUN
cjfa-17218	250	20	payment	payment	NOUN
cjfa-17218	250	21	market	market	NOUN
cjfa-17218	250	22	,	,	PUNCT
cjfa-17218	250	23	i.e.	i.e.	X
cjfa-17218	250	24	banks	bank	NOUN
cjfa-17218	250	25	–	–	PUNCT
cjfa-17218	250	26	card	card	NOUN
cjfa-17218	250	27	providers	provider	NOUN
cjfa-17218	250	28	,	,	PUNCT
cjfa-17218	250	29	clearing	clear	VERB
cjfa-17218	250	30	agents	agent	NOUN
cjfa-17218	250	31	,	,	PUNCT
cjfa-17218	250	32	leaders	leader	NOUN
cjfa-17218	250	33	in	in	ADP
cjfa-17218	250	34	the	the	DET
cjfa-17218	250	35	polish	polish	ADJ
cjfa-17218	250	36	payment	payment	NOUN
cjfa-17218	250	37	organisations	organisation	NOUN
cjfa-17218	250	38	market	market	NOUN
cjfa-17218	250	39	–	–	PUNCT
cjfa-17218	250	40	and	and	CCONJ
cjfa-17218	250	41	also	also	ADV
cjfa-17218	250	42	zbp	zbp	ADJ
cjfa-17218	250	43	and	and	CCONJ
cjfa-17218	250	44	the	the	DET
cjfa-17218	250	45	minister	minister	NOUN
cjfa-17218	250	46	of	of	ADP
cjfa-17218	250	47	development	development	NOUN
cjfa-17218	250	48	and	and	CCONJ
cjfa-17218	250	49	finance	finance	NOUN
cjfa-17218	250	50	.	.	PUNCT
cjfa-17218	251	1	the	the	DET
cjfa-17218	251	2	programme	programme	NOUN
cjfa-17218	251	3	’s	’s	PART
cjfa-17218	251	4	goal	goal	NOUN
cjfa-17218	251	5	is	be	AUX
cjfa-17218	251	6	to	to	PART
cjfa-17218	251	7	popularise	popularise	VERB
cjfa-17218	251	8	cashless	cashless	NOUN
cjfa-17218	251	9	payments	payment	NOUN
cjfa-17218	251	10	and	and	CCONJ
cjfa-17218	251	11	make	make	VERB
cjfa-17218	251	12	them	they	PRON
cjfa-17218	251	13	as	as	ADV
cjfa-17218	251	14	available	available	ADJ
cjfa-17218	251	15	as	as	ADP
cjfa-17218	251	16	cash	cash	NOUN
cjfa-17218	251	17	payments	payment	NOUN
cjfa-17218	251	18	through	through	ADP
cjfa-17218	251	19	supporting	support	VERB
cjfa-17218	251	20	the	the	DET
cjfa-17218	251	21	development	development	NOUN
cjfa-17218	251	22	of	of	ADP
cjfa-17218	251	23	acceptance	acceptance	NOUN
cjfa-17218	251	24	network	network	NOUN
cjfa-17218	251	25	in	in	ADP
cjfa-17218	251	26	poland	poland	PROPN
cjfa-17218	251	27	(	(	PUNCT
cjfa-17218	251	28	związek	związek	X
cjfa-17218	251	29	banków	banków	PROPN
cjfa-17218	251	30	polskich	polskich	PROPN
cjfa-17218	251	31	,	,	PUNCT
cjfa-17218	251	32	2017	2017	NUM
cjfa-17218	251	33	)	)	PUNCT
cjfa-17218	251	34	.	.	PUNCT
cjfa-17218	252	1	the	the	DET
cjfa-17218	252	2	implementation	implementation	NOUN
cjfa-17218	252	3	of	of	ADP
cjfa-17218	252	4	the	the	DET
cjfa-17218	252	5	programme	programme	NOUN
cjfa-17218	252	6	would	would	AUX
cjfa-17218	252	7	be	be	AUX
cjfa-17218	252	8	a	a	DET
cjfa-17218	252	9	revolutionary	revolutionary	ADJ
cjfa-17218	252	10	change	change	NOUN
cjfa-17218	252	11	in	in	ADP
cjfa-17218	252	12	poland	poland	PROPN
cjfa-17218	252	13	.	.	PUNCT
cjfa-17218	253	1	the	the	DET
cjfa-17218	253	2	following	follow	VERB
cjfa-17218	253	3	(	(	PUNCT
cjfa-17218	253	4	figure	figure	NOUN
cjfa-17218	253	5	7	7	NUM
cjfa-17218	253	6	)	)	PUNCT
cjfa-17218	253	7	are	be	AUX
cjfa-17218	253	8	the	the	DET
cjfa-17218	253	9	results	result	NOUN
cjfa-17218	253	10	of	of	ADP
cjfa-17218	253	11	expert	expert	NOUN
cjfa-17218	253	12	research	research	NOUN
cjfa-17218	253	13	conducted	conduct	VERB
cjfa-17218	253	14	by	by	ADP
cjfa-17218	253	15	the	the	DET
cjfa-17218	253	16	author	author	NOUN
cjfa-17218	253	17	in	in	ADP
cjfa-17218	253	18	2017	2017	NUM
cjfa-17218	253	19	on	on	ADP
cjfa-17218	253	20	a	a	DET
cjfa-17218	253	21	group	group	NOUN
cjfa-17218	253	22	of	of	ADP
cjfa-17218	253	23	12	12	NUM
cjfa-17218	253	24	experts	expert	NOUN
cjfa-17218	253	25	:	:	PUNCT
cjfa-17218	253	26	presidents	president	NOUN
cjfa-17218	253	27	of	of	ADP
cjfa-17218	253	28	leading	lead	VERB
cjfa-17218	253	29	companies	company	NOUN
cjfa-17218	253	30	dealing	deal	VERB
cjfa-17218	253	31	with	with	ADP
cjfa-17218	253	32	electronic	electronic	ADJ
cjfa-17218	253	33	payment	payment	NOUN
cjfa-17218	253	34	settlement	settlement	NOUN
cjfa-17218	253	35	(	(	PUNCT
cjfa-17218	253	36	visa	visa	NOUN
cjfa-17218	253	37	,	,	PUNCT
cjfa-17218	253	38	mastercard	mastercard	PROPN
cjfa-17218	253	39	)	)	PUNCT
cjfa-17218	253	40	,	,	PUNCT
cjfa-17218	253	41	representatives	representative	NOUN
cjfa-17218	253	42	of	of	ADP
cjfa-17218	253	43	commercial	commercial	ADJ
cjfa-17218	253	44	banks	bank	NOUN
cjfa-17218	253	45	(	(	PUNCT
cjfa-17218	253	46	pekao	pekao	PROPN
cjfa-17218	253	47	sa	sa	PROPN
cjfa-17218	253	48	)	)	PUNCT
cjfa-17218	253	49	,	,	PUNCT
cjfa-17218	253	50	employees	employee	NOUN
cjfa-17218	253	51	of	of	ADP
cjfa-17218	253	52	leading	lead	VERB
cjfa-17218	253	53	on	on	ADP
cjfa-17218	253	54	the	the	DET
cjfa-17218	253	55	polish	polish	ADJ
cjfa-17218	253	56	acquirers	acquirer	NOUN
cjfa-17218	253	57	?	?	PUNCT
cjfa-17218	254	1	(	(	PUNCT
cjfa-17218	254	2	first	first	ADJ
cjfa-17218	254	3	data	data	PROPN
cjfa-17218	254	4	,	,	PUNCT
cjfa-17218	254	5	polskie	polskie	NOUN
cjfa-17218	254	6	e	e	NOUN
cjfa-17218	254	7	-	-	NOUN
cjfa-17218	254	8	płatności	płatności	NOUN
cjfa-17218	254	9	)	)	PUNCT
cjfa-17218	254	10	and	and	CCONJ
cjfa-17218	254	11	clearing	clear	VERB
cjfa-17218	254	12	house	house	NOUN
cjfa-17218	254	13	(	(	PUNCT
cjfa-17218	254	14	kir	kir	PROPN
cjfa-17218	254	15	)	)	PUNCT
cjfa-17218	254	16	.	.	PUNCT
cjfa-17218	255	1	the	the	DET
cjfa-17218	255	2	representative	representative	NOUN
cjfa-17218	255	3	of	of	ADP
cjfa-17218	255	4	the	the	DET
cjfa-17218	255	5	ministry	ministry	PROPN
cjfa-17218	255	6	of	of	ADP
cjfa-17218	255	7	finance	finance	NOUN
cjfa-17218	255	8	also	also	ADV
cjfa-17218	255	9	took	take	VERB
cjfa-17218	255	10	the	the	DET
cjfa-17218	255	11	floor	floor	NOUN
cjfa-17218	255	12	.	.	PUNCT
cjfa-17218	256	1	figure	figure	VERB
cjfa-17218	256	2	7	7	NUM
cjfa-17218	256	3	.	.	NOUN
cjfa-17218	256	4	assessment	assessment	NOUN
cjfa-17218	256	5	of	of	ADP
cjfa-17218	256	6	potential	potential	ADJ
cjfa-17218	256	7	effects	effect	NOUN
cjfa-17218	256	8	of	of	ADP
cjfa-17218	256	9	the	the	DET
cjfa-17218	256	10	program	program	NOUN
cjfa-17218	256	11	wsparcia	wsparcia	NOUN
cjfa-17218	256	12	obrotu	obrotu	PROPN
cjfa-17218	256	13	bezgotówkowego	bezgotówkowego	NOUN
cjfa-17218	256	14	figure	figure	NOUN
cjfa-17218	256	15	7	7	NUM
cjfa-17218	256	16	.	.	NOUN
cjfa-17218	256	17	assessment	assessment	NOUN
cjfa-17218	256	18	of	of	ADP
cjfa-17218	256	19	potential	potential	ADJ
cjfa-17218	256	20	effects	effect	NOUN
cjfa-17218	256	21	of	of	ADP
cjfa-17218	256	22	the	the	DET
cjfa-17218	256	23	program	program	NOUN
cjfa-17218	256	24	wsparcia	wsparcia	NOUN
cjfa-17218	256	25	obrotu	obrotu	PROPN
cjfa-17218	256	26	bezgotówkowego	bezgotówkowego	PROPN
cjfa-17218	256	27	source	source	NOUN
cjfa-17218	256	28	:	:	PUNCT
cjfa-17218	256	29	own	own	ADJ
cjfa-17218	256	30	study	study	NOUN
cjfa-17218	256	31	2017	2017	NUM
cjfa-17218	256	32	;	;	PUNCT
cjfa-17218	256	33	n=12	n=12	PROPN
cjfa-17218	256	34	.	.	PUNCT
cjfa-17218	257	1	in	in	ADP
cjfa-17218	257	2	the	the	DET
cjfa-17218	257	3	case	case	NOUN
cjfa-17218	257	4	of	of	ADP
cjfa-17218	257	5	a	a	DET
cjfa-17218	257	6	question	question	NOUN
cjfa-17218	257	7	regarding	regard	VERB
cjfa-17218	257	8	the	the	DET
cjfa-17218	257	9	potential	potential	ADJ
cjfa-17218	257	10	effects	effect	NOUN
cjfa-17218	257	11	of	of	ADP
cjfa-17218	257	12	pwob	pwob	NOUN
cjfa-17218	257	13	(	(	PUNCT
cjfa-17218	257	14	figure	figure	NOUN
cjfa-17218	257	15	7	7	NUM
cjfa-17218	257	16	)	)	PUNCT
cjfa-17218	257	17	,	,	PUNCT
cjfa-17218	257	18	the	the	DET
cjfa-17218	257	19	vast	vast	ADJ
cjfa-17218	257	20	majority	majority	NOUN
cjfa-17218	257	21	of	of	ADP
cjfa-17218	257	22	experts	expert	NOUN
cjfa-17218	257	23	predicted	predict	VERB
cjfa-17218	257	24	the	the	DET
cjfa-17218	257	25	success	success	NOUN
cjfa-17218	257	26	of	of	ADP
cjfa-17218	257	27	the	the	DET
cjfa-17218	257	28	cashless	cashless	NOUN
cjfa-17218	257	29	payment	payment	NOUN
cjfa-17218	257	30	support	support	NOUN
cjfa-17218	257	31	program	program	NOUN
cjfa-17218	257	32	,	,	PUNCT
cjfa-17218	257	33	which	which	PRON
cjfa-17218	257	34	assumes	assume	VERB
cjfa-17218	257	35	an	an	DET
cjfa-17218	257	36	increase	increase	NOUN
cjfa-17218	257	37	in	in	ADP
cjfa-17218	257	38	the	the	DET
cjfa-17218	257	39	number	number	NOUN
cjfa-17218	257	40	of	of	ADP
cjfa-17218	257	41	terminals	terminal	NOUN
cjfa-17218	257	42	by	by	ADP
cjfa-17218	257	43	approximately	approximately	ADV
cjfa-17218	257	44	600,000	600,000	NUM
cjfa-17218	257	45	devices	device	NOUN
cjfa-17218	257	46	.	.	PUNCT
cjfa-17218	258	1	however	however	ADV
cjfa-17218	258	2	,	,	PUNCT
cjfa-17218	258	3	taking	take	VERB
cjfa-17218	258	4	into	into	ADP
cjfa-17218	258	5	account	account	NOUN
cjfa-17218	258	6	the	the	DET
cjfa-17218	258	7	profitability	profitability	NOUN
cjfa-17218	258	8	of	of	ADP
cjfa-17218	258	9	the	the	DET
cjfa-17218	258	10	supported	support	VERB
cjfa-17218	258	11	companies	company	NOUN
cjfa-17218	258	12	after	after	ADP
cjfa-17218	258	13	one	one	NUM
cjfa-17218	258	14	year	year	NOUN
cjfa-17218	258	15	from	from	ADP
cjfa-17218	258	16	the	the	DET
cjfa-17218	258	17	implementation	implementation	NOUN
cjfa-17218	258	18	of	of	ADP
cjfa-17218	258	19	the	the	DET
cjfa-17218	258	20	programme	programme	NOUN
cjfa-17218	258	21	,	,	PUNCT
cjfa-17218	258	22	the	the	DET
cjfa-17218	258	23	experts	expert	NOUN
cjfa-17218	258	24	'	'	PART
cjfa-17218	258	25	opinions	opinion	NOUN
cjfa-17218	258	26	differ	differ	VERB
cjfa-17218	258	27	.	.	PUNCT
cjfa-17218	259	1	some	some	DET
cjfa-17218	259	2	experts	expert	NOUN
cjfa-17218	259	3	have	have	VERB
cjfa-17218	259	4	significant	significant	ADJ
cjfa-17218	259	5	concerns	concern	NOUN
cjfa-17218	259	6	about	about	ADP
cjfa-17218	259	7	the	the	DET
cjfa-17218	259	8	financial	financial	ADJ
cjfa-17218	259	9	viability	viability	NOUN
cjfa-17218	259	10	of	of	ADP
cjfa-17218	259	11	the	the	DET
cjfa-17218	259	12	programme	programme	NOUN
cjfa-17218	259	13	for	for	ADP
cjfa-17218	259	14	acquirers	acquirer	NOUN
cjfa-17218	259	15	.	.	PUNCT
cjfa-17218	260	1	moreover	moreover	ADV
cjfa-17218	260	2	the	the	DET
cjfa-17218	260	3	expert	expert	ADJ
cjfa-17218	260	4	study	study	NOUN
cjfa-17218	260	5	confirms	confirm	VERB
cjfa-17218	260	6	that	that	SCONJ
cjfa-17218	260	7	the	the	DET
cjfa-17218	260	8	program	program	NOUN
cjfa-17218	260	9	will	will	AUX
cjfa-17218	260	10	probably	probably	ADV
cjfa-17218	260	11	limit	limit	VERB
cjfa-17218	260	12	scale	scale	NOUN
cjfa-17218	260	13	of	of	ADP
cjfa-17218	260	14	shadow	shadow	NOUN
cjfa-17218	260	15	economy	economy	NOUN
cjfa-17218	260	16	(	(	PUNCT
cjfa-17218	260	17	figure	figure	NOUN
cjfa-17218	260	18	7	7	NUM
cjfa-17218	260	19	)	)	PUNCT
cjfa-17218	260	20	.	.	PUNCT
cjfa-17218	261	1	the	the	DET
cjfa-17218	261	2	expert	expert	ADJ
cjfa-17218	261	3	study	study	NOUN
cjfa-17218	261	4	conducted	conduct	VERB
cjfa-17218	261	5	by	by	ADP
cjfa-17218	261	6	the	the	DET
cjfa-17218	261	7	author	author	NOUN
cjfa-17218	261	8	of	of	ADP
cjfa-17218	261	9	this	this	DET
cjfa-17218	261	10	article	article	NOUN
cjfa-17218	261	11	confirms	confirm	VERB
cjfa-17218	261	12	that	that	SCONJ
cjfa-17218	261	13	the	the	DET
cjfa-17218	261	14	program	program	NOUN
cjfa-17218	261	15	may	may	AUX
cjfa-17218	261	16	contribute	contribute	VERB
cjfa-17218	261	17	to	to	ADP
cjfa-17218	261	18	limiting	limit	VERB
cjfa-17218	261	19	the	the	DET
cjfa-17218	261	20	scale	scale	NOUN
cjfa-17218	261	21	of	of	ADP
cjfa-17218	261	22	the	the	DET
cjfa-17218	261	23	shadow	shadow	NOUN
cjfa-17218	261	24	economy	economy	NOUN
cjfa-17218	261	25	in	in	ADP
cjfa-17218	261	26	the	the	DET
cjfa-17218	261	27	scope	scope	NOUN
cjfa-17218	261	28	of	of	ADP
cjfa-17218	261	29	unregistered	unregistered	ADJ
cjfa-17218	261	30	transactions	transaction	NOUN
cjfa-17218	261	31	.	.	PUNCT
cjfa-17218	262	1	conclusion	conclusion	NOUN
cjfa-17218	262	2	taking	take	VERB
cjfa-17218	262	3	into	into	ADP
cjfa-17218	262	4	consideration	consideration	NOUN
cjfa-17218	262	5	the	the	DET
cjfa-17218	262	6	research	research	NOUN
cjfa-17218	262	7	above	above	ADV
cjfa-17218	262	8	,	,	PUNCT
cjfa-17218	262	9	increasing	increase	VERB
cjfa-17218	262	10	cashless	cashless	NOUN
cjfa-17218	262	11	transactions	transaction	NOUN
cjfa-17218	262	12	should	should	AUX
cjfa-17218	262	13	significantly	significantly	ADV
cjfa-17218	262	14	level	level	VERB
cjfa-17218	262	15	out	out	ADP
cjfa-17218	262	16	the	the	DET
cjfa-17218	262	17	shadow	shadow	NOUN
cjfa-17218	262	18	economy	economy	NOUN
cjfa-17218	262	19	.	.	PUNCT
cjfa-17218	263	1	unfortunately	unfortunately	ADV
cjfa-17218	263	2	,	,	PUNCT
cjfa-17218	263	3	it	it	PRON
cjfa-17218	263	4	is	be	AUX
cjfa-17218	263	5	not	not	PART
cjfa-17218	263	6	happening	happen	VERB
cjfa-17218	263	7	mainly	mainly	ADV
cjfa-17218	263	8	because	because	SCONJ
cjfa-17218	263	9	only	only	ADV
cjfa-17218	263	10	legal	legal	ADJ
cjfa-17218	263	11	transactions	transaction	NOUN
cjfa-17218	263	12	are	be	AUX
cjfa-17218	263	13	replaced	replace	VERB
cjfa-17218	263	14	by	by	ADP
cjfa-17218	263	15	card	card	NOUN
cjfa-17218	263	16	transactions	transaction	NOUN
cjfa-17218	263	17	,	,	PUNCT
cjfa-17218	263	18	the	the	DET
cjfa-17218	263	19	same	same	ADJ
cjfa-17218	263	20	is	be	AUX
cjfa-17218	263	21	not	not	PART
cjfa-17218	263	22	with	with	ADP
cjfa-17218	263	23	illegal	illegal	ADJ
cjfa-17218	263	24	ones	one	NOUN
cjfa-17218	263	25	.	.	PUNCT
cjfa-17218	264	1	we	we	PRON
cjfa-17218	264	2	are	be	AUX
cjfa-17218	264	3	dealing	deal	VERB
cjfa-17218	264	4	with	with	ADP
cjfa-17218	264	5	two	two	NUM
cjfa-17218	264	6	-	-	PUNCT
cjfa-17218	264	7	way	way	NOUN
cjfa-17218	264	8	relationship	relationship	NOUN
cjfa-17218	264	9	.	.	PUNCT
cjfa-17218	265	1	on	on	ADP
cjfa-17218	265	2	the	the	DET
cjfa-17218	265	3	one	one	NUM
cjfa-17218	265	4	hand	hand	NOUN
cjfa-17218	265	5	,	,	PUNCT
cjfa-17218	265	6	cashless	cashless	NOUN
cjfa-17218	265	7	transactions	transaction	NOUN
cjfa-17218	265	8	can	can	AUX
cjfa-17218	265	9	reduce	reduce	VERB
cjfa-17218	265	10	the	the	DET
cjfa-17218	265	11	shadow	shadow	NOUN
cjfa-17218	265	12	economy	economy	NOUN
cjfa-17218	265	13	,	,	PUNCT
cjfa-17218	265	14	on	on	ADP
cjfa-17218	265	15	the	the	DET
cjfa-17218	265	16	other	other	ADJ
cjfa-17218	265	17	hand	hand	NOUN
cjfa-17218	265	18	,	,	PUNCT
cjfa-17218	265	19	the	the	DET
cjfa-17218	265	20	shadow	shadow	NOUN
cjfa-17218	265	21	economy	economy	NOUN
cjfa-17218	265	22	can	can	AUX
cjfa-17218	265	23	block	block	VERB
cjfa-17218	265	24	this	this	DET
cjfa-17218	265	25	accounting	accounting	NOUN
cjfa-17218	265	26	.	.	PUNCT
cjfa-17218	266	1	in	in	ADP
cjfa-17218	266	2	the	the	DET
cjfa-17218	266	3	environment	environment	NOUN
cjfa-17218	266	4	with	with	ADP
cjfa-17218	266	5	the	the	DET
cjfa-17218	266	6	large	large	ADJ
cjfa-17218	266	7	congregation	congregation	NOUN
cjfa-17218	266	8	of	of	ADP
cjfa-17218	266	9	the	the	DET
cjfa-17218	266	10	shadow	shadow	NOUN
cjfa-17218	266	11	economy	economy	NOUN
cjfa-17218	266	12	,	,	PUNCT
cjfa-17218	266	13	no	no	DET
cjfa-17218	266	14	one	one	NOUN
cjfa-17218	266	15	wants	want	VERB
cjfa-17218	266	16	to	to	PART
cjfa-17218	266	17	register	register	VERB
cjfa-17218	266	18	payments	payment	NOUN
cjfa-17218	266	19	.	.	PUNCT
cjfa-17218	267	1	therefore	therefore	ADV
cjfa-17218	267	2	,	,	PUNCT
cjfa-17218	267	3	a	a	DET
cjfa-17218	267	4	solution	solution	NOUN
cjfa-17218	267	5	that	that	PRON
cjfa-17218	267	6	would	would	AUX
cjfa-17218	267	7	force	force	VERB
cjfa-17218	267	8	payments	payment	NOUN
cjfa-17218	267	9	registration	registration	NOUN
cjfa-17218	267	10	seems	seem	VERB
cjfa-17218	267	11	necessary	necessary	ADJ
cjfa-17218	267	12	,	,	PUNCT
cjfa-17218	267	13	particularly	particularly	ADV
cjfa-17218	267	14	in	in	ADP
cjfa-17218	267	15	industries	industry	NOUN
cjfa-17218	267	16	subjected	subject	VERB
cjfa-17218	267	17	to	to	ADP
cjfa-17218	267	18	the	the	DET
cjfa-17218	267	19	shadow	shadow	NOUN
cjfa-17218	267	20	economy	economy	NOUN
cjfa-17218	267	21	.	.	PUNCT
cjfa-17218	268	1	this	this	DET
cjfa-17218	268	2	solution	solution	NOUN
cjfa-17218	268	3	could	could	AUX
cjfa-17218	268	4	also	also	ADV
cjfa-17218	268	5	contribute	contribute	VERB
cjfa-17218	268	6	to	to	ADP
cjfa-17218	268	7	the	the	DET
cjfa-17218	268	8	increase	increase	NOUN
cjfa-17218	268	9	of	of	ADP
cjfa-17218	268	10	accounting	accounting	NOUN
cjfa-17218	268	11	and	and	CCONJ
cjfa-17218	268	12	the	the	DET
cjfa-17218	268	13	reduction	reduction	NOUN
cjfa-17218	268	14	of	of	ADP
cjfa-17218	268	15	the	the	DET
cjfa-17218	268	16	scale	scale	NOUN
cjfa-17218	268	17	of	of	ADP
cjfa-17218	268	18	unregistered	unregistered	ADJ
cjfa-17218	268	19	transactions	transaction	NOUN
cjfa-17218	268	20	.	.	PUNCT
cjfa-17218	269	1	a	a	DET
cjfa-17218	269	2	promising	promising	ADJ
cjfa-17218	269	3	solution	solution	NOUN
cjfa-17218	269	4	,	,	PUNCT
cjfa-17218	269	5	which	which	PRON
cjfa-17218	269	6	is	be	AUX
cjfa-17218	269	7	well	well	ADV
cjfa-17218	269	8	-	-	PUNCT
cjfa-17218	269	9	functioning	function	VERB
cjfa-17218	269	10	in	in	ADP
cjfa-17218	269	11	other	other	ADJ
cjfa-17218	269	12	countries	country	NOUN
cjfa-17218	269	13	is	be	AUX
cjfa-17218	269	14	online	online	ADJ
cjfa-17218	269	15	fiscal	fiscal	ADJ
cjfa-17218	269	16	system	system	NOUN
cjfa-17218	269	17	.	.	PUNCT
cjfa-17218	270	1	the	the	DET
cjfa-17218	270	2	question	question	NOUN
cjfa-17218	270	3	whether	whether	SCONJ
cjfa-17218	270	4	such	such	DET
cjfa-17218	270	5	a	a	DET
cjfa-17218	270	6	system	system	NOUN
cjfa-17218	270	7	would	would	AUX
cjfa-17218	270	8	work	work	VERB
cjfa-17218	270	9	in	in	ADP
cjfa-17218	270	10	poland	poland	PROPN
cjfa-17218	270	11	still	still	ADV
cjfa-17218	270	12	remains	remain	VERB
cjfa-17218	270	13	open	open	ADJ
cjfa-17218	270	14	.	.	PUNCT
cjfa-17218	271	1	currently	currently	ADV
cjfa-17218	271	2	,	,	PUNCT
cjfa-17218	271	3	due	due	ADP
cjfa-17218	271	4	to	to	ADP
cjfa-17218	271	5	the	the	DET
cjfa-17218	271	6	fact	fact	NOUN
cjfa-17218	271	7	that	that	SCONJ
cjfa-17218	271	8	there	there	PRON
cjfa-17218	271	9	is	be	VERB
cjfa-17218	271	10	abundance	abundance	NOUN
cjfa-17218	271	11	of	of	ADP
cjfa-17218	271	12	payment	payment	NOUN
cjfa-17218	271	13	cards	card	NOUN
cjfa-17218	271	14	in	in	ADP
cjfa-17218	271	15	poland	poland	PROPN
cjfa-17218	271	16	and	and	CCONJ
cjfa-17218	271	17	the	the	DET
cjfa-17218	271	18	market	market	NOUN
cjfa-17218	271	19	is	be	AUX
cjfa-17218	271	20	dynamically	dynamically	ADV
cjfa-17218	271	21	developing	develop	VERB
cjfa-17218	271	22	,	,	PUNCT
cjfa-17218	271	23	the	the	DET
cjfa-17218	271	24	main	main	ADJ
cjfa-17218	271	25	direction	direction	NOUN
cjfa-17218	271	26	of	of	ADP
cjfa-17218	271	27	increase	increase	NOUN
cjfa-17218	271	28	of	of	ADP
cjfa-17218	271	29	many	many	ADJ
cjfa-17218	271	30	circulations	circulation	NOUN
cjfa-17218	271	31	through	through	ADP
cjfa-17218	271	32	the	the	DET
cjfa-17218	271	33	development	development	NOUN
cjfa-17218	271	34	of	of	ADP
cjfa-17218	271	35	cashless	cashless	NOUN
cjfa-17218	271	36	transactions	transaction	NOUN
cjfa-17218	271	37	is	be	AUX
cjfa-17218	271	38	through	through	ADP
cjfa-17218	271	39	the	the	DET
cjfa-17218	271	40	development	development	NOUN
cjfa-17218	271	41	of	of	ADP
cjfa-17218	271	42	card	card	NOUN
cjfa-17218	271	43	acceptance	acceptance	NOUN
cjfa-17218	271	44	network	network	NOUN
cjfa-17218	271	45	.	.	PUNCT
cjfa-17218	272	1	thus	thus	ADV
cjfa-17218	272	2	,	,	PUNCT
cjfa-17218	272	3	a	a	DET
cjfa-17218	272	4	tool	tool	NOUN
cjfa-17218	272	5	that	that	PRON
cjfa-17218	272	6	provides	provide	VERB
cjfa-17218	272	7	a	a	DET
cjfa-17218	272	8	possibility	possibility	NOUN
cjfa-17218	272	9	of	of	ADP
cjfa-17218	272	10	the	the	DET
cjfa-17218	272	11	reduction	reduction	NOUN
cjfa-17218	272	12	of	of	ADP
cjfa-17218	272	13	the	the	DET
cjfa-17218	272	14	shadow	shadow	NOUN
cjfa-17218	272	15	economy	economy	NOUN
cjfa-17218	272	16	in	in	ADP
cjfa-17218	272	17	the	the	DET
cjfa-17218	272	18	area	area	NOUN
cjfa-17218	272	19	of	of	ADP
cjfa-17218	272	20	unregistered	unregistered	ADJ
cjfa-17218	272	21	transactions	transaction	NOUN
cjfa-17218	272	22	shall	shall	AUX
cjfa-17218	272	23	be	be	AUX
cjfa-17218	272	24	the	the	DET
cjfa-17218	272	25	launched	launch	VERB
cjfa-17218	272	26	program	program	NOUN
cjfa-17218	272	27	wsparcia	wsparcia	NOUN
cjfa-17218	272	28	obrotu	obrotu	NOUN
cjfa-17218	272	29	bezgotówkowego	bezgotówkowego	NOUN
cjfa-17218	272	30	.	.	PUNCT
cjfa-17218	273	1	due	due	ADP
cjfa-17218	273	2	to	to	ADP
cjfa-17218	273	3	the	the	DET
cjfa-17218	273	4	fact	fact	NOUN
cjfa-17218	273	5	that	that	SCONJ
cjfa-17218	273	6	this	this	DET
cjfa-17218	273	7	programme	programme	NOUN
cjfa-17218	273	8	is	be	AUX
cjfa-17218	273	9	the	the	DET
cjfa-17218	273	10	first	first	ADJ
cjfa-17218	273	11	attempt	attempt	NOUN
cjfa-17218	273	12	in	in	ADP
cjfa-17218	273	13	the	the	DET
cjfa-17218	273	14	world	world	NOUN
cjfa-17218	273	15	to	to	PART
cjfa-17218	273	16	introduce	introduce	VERB
cjfa-17218	273	17	full	full	ADJ
cjfa-17218	273	18	acceptance	acceptance	NOUN
cjfa-17218	273	19	of	of	ADP
cjfa-17218	273	20	cards	card	NOUN
cjfa-17218	273	21	in	in	ADP
cjfa-17218	273	22	the	the	DET
cjfa-17218	273	23	economy	economy	NOUN
cjfa-17218	273	24	,	,	PUNCT
cjfa-17218	273	25	the	the	DET
cjfa-17218	273	26	results	result	NOUN
cjfa-17218	273	27	are	be	AUX
cjfa-17218	273	28	very	very	ADV
cjfa-17218	273	29	popular	popular	ADJ
cjfa-17218	273	30	among	among	ADP
cjfa-17218	273	31	international	international	ADJ
cjfa-17218	273	32	experts	expert	NOUN
cjfa-17218	273	33	.	.	PUNCT
cjfa-17218	274	1	undoubtedly	undoubtedly	ADV
cjfa-17218	274	2	,	,	PUNCT
cjfa-17218	274	3	it	it	PRON
cjfa-17218	274	4	is	be	AUX
cjfa-17218	274	5	an	an	DET
cjfa-17218	274	6	area	area	NOUN
cjfa-17218	274	7	for	for	ADP
cjfa-17218	274	8	future	future	ADJ
cjfa-17218	274	9	studies	study	NOUN
cjfa-17218	274	10	.	.	PUNCT
cjfa-17218	275	1	references	reference	NOUN
cjfa-17218	275	2	borcuch	borcuch	ADV
cjfa-17218	275	3	,	,	PUNCT
cjfa-17218	275	4	a.	a.	NOUN
cjfa-17218	275	5	(	(	PUNCT
cjfa-17218	275	6	2011	2011	NUM
cjfa-17218	275	7	)	)	PUNCT
cjfa-17218	275	8	.	.	PUNCT
cjfa-17218	276	1	bankowość	bankowość	PROPN
cjfa-17218	276	2	elektroniczna	elektroniczna	PROPN
cjfa-17218	276	3	w	w	PROPN
cjfa-17218	276	4	polsce	polsce	PROPN
cjfa-17218	276	5	.	.	PUNCT
cjfa-17218	277	1	(	(	PUNCT
cjfa-17218	277	2	electronic	electronic	ADJ
cjfa-17218	277	3	banking	banking	NOUN
cjfa-17218	277	4	in	in	ADP
cjfa-17218	277	5	poland	poland	PROPN
cjfa-17218	277	6	.	.	PUNCT
cjfa-17218	277	7	)	)	PUNCT
cjfa-17218	278	1	warszawa	warszawa	PROPN
cjfa-17218	278	2	:	:	PUNCT
cjfa-17218	278	3	cedewu	cedewu	NOUN
cjfa-17218	278	4	.	.	PUNCT
cjfa-17218	279	1	borcuch	borcuch	PROPN
cjfa-17218	279	2	,	,	PUNCT
cjfa-17218	279	3	a.	a.	NOUN
cjfa-17218	279	4	(	(	PUNCT
cjfa-17218	279	5	2012	2012	NUM
cjfa-17218	279	6	)	)	PUNCT
cjfa-17218	279	7	.	.	PUNCT
cjfa-17218	280	1	wpływ	wpływ	PROPN
cjfa-17218	280	2	rynku	rynku	PROPN
cjfa-17218	280	3	płatności	płatności	PROPN
cjfa-17218	280	4	elektronicznych	elektronicznych	NOUN
cjfa-17218	280	5	na	na	ADP
cjfa-17218	280	6	ograniczanie	ograniczanie	NOUN
cjfa-17218	280	7	szarej	szarej	NOUN
cjfa-17218	280	8	strefy	strefy	VERB
cjfa-17218	280	9	.	.	PUNCT
cjfa-17218	281	1	(	(	PUNCT
cjfa-17218	281	2	the	the	DET
cjfa-17218	281	3	impact	impact	NOUN
cjfa-17218	281	4	of	of	ADP
cjfa-17218	281	5	the	the	DET
cjfa-17218	281	6	electronic	electronic	ADJ
cjfa-17218	281	7	payment	payment	NOUN
cjfa-17218	281	8	market	market	NOUN
cjfa-17218	281	9	on	on	ADP
cjfa-17218	281	10	reducing	reduce	VERB
cjfa-17218	281	11	the	the	DET
cjfa-17218	281	12	shadow	shadow	NOUN
cjfa-17218	281	13	economy	economy	NOUN
cjfa-17218	281	14	.	.	PUNCT
cjfa-17218	281	15	)	)	PUNCT
cjfa-17218	282	1	finanse	finanse	NOUN
cjfa-17218	282	2	,	,	PUNCT
cjfa-17218	282	3	(	(	PUNCT
cjfa-17218	282	4	finance	finance	NOUN
cjfa-17218	282	5	.	.	PUNCT
cjfa-17218	282	6	)	)	PUNCT
cjfa-17218	283	1	1(5	1(5	NUM
cjfa-17218	283	2	)	)	PUNCT
cjfa-17218	283	3	,	,	PUNCT
cjfa-17218	283	4	68–80	68–80	NUM
cjfa-17218	283	5	.	.	PUNCT
cjfa-17218	284	1	ecb	ecb	PROPN
cjfa-17218	284	2	(	(	PUNCT
cjfa-17218	284	3	2016	2016	NUM
cjfa-17218	284	4	)	)	PUNCT
cjfa-17218	284	5	.	.	PUNCT
cjfa-17218	285	1	statistical	statistical	ADJ
cjfa-17218	285	2	data	datum	NOUN
cjfa-17218	285	3	warehouse	warehouse	NOUN
cjfa-17218	285	4	,	,	PUNCT
cjfa-17218	285	5	http://sdw.ecb.europa.eu/reports.do?node=1000005713	http://sdw.ecb.europa.eu/reports.do?node=1000005713	PROPN
cjfa-17218	285	6	(	(	PUNCT
cjfa-17218	285	7	accessed	access	VERB
cjfa-17218	285	8	:	:	PUNCT
cjfa-17218	285	9	11.07.2017	11.07.2017	NUM
cjfa-17218	285	10	)	)	PUNCT
cjfa-17218	285	11	.	.	PUNCT
cjfa-17218	286	1	1	1	NUM
cjfa-17218	286	2	7	7	NUM
cjfa-17218	286	3	5	5	NUM
cjfa-17218	286	4	7	7	NUM
cjfa-17218	286	5	2	2	NUM
cjfa-17218	286	6	3	3	NUM
cjfa-17218	286	7	2	2	NUM
cjfa-17218	286	8	2	2	NUM
cjfa-17218	286	9	4	4	NUM
cjfa-17218	286	10	3	3	NUM
cjfa-17218	286	11	pwob	pwob	NOUN
cjfa-17218	286	12	will	will	AUX
cjfa-17218	286	13	achieve	achieve	VERB
cjfa-17218	286	14	the	the	DET
cjfa-17218	286	15	assumed	assumed	ADJ
cjfa-17218	286	16	goal	goal	NOUN
cjfa-17218	286	17	of	of	ADP
cjfa-17218	286	18	increasing	increase	VERB
cjfa-17218	286	19	the	the	DET
cjfa-17218	286	20	number	number	NOUN
cjfa-17218	286	21	of	of	ADP
cjfa-17218	286	22	eft	eft	PROPN
cjfa-17218	286	23	-	-	PUNCT
cjfa-17218	286	24	pos	pos	NOUN
cjfa-17218	286	25	terminals	terminal	NOUN
cjfa-17218	286	26	by	by	ADP
cjfa-17218	286	27	approximately	approximately	ADV
cjfa-17218	286	28	600	600	NUM
cjfa-17218	286	29	000	000	NUM
cjfa-17218	286	30	devices	device	NOUN
cjfa-17218	286	31	most	most	ADJ
cjfa-17218	286	32	entities	entity	NOUN
cjfa-17218	286	33	that	that	PRON
cjfa-17218	286	34	obtain	obtain	VERB
cjfa-17218	286	35	eft	eft	ADJ
cjfa-17218	286	36	-	-	PUNCT
cjfa-17218	286	37	pos	pos	NOUN
cjfa-17218	286	38	terminals	terminal	NOUN
cjfa-17218	286	39	under	under	ADP
cjfa-17218	286	40	the	the	DET
cjfa-17218	286	41	pwob	pwob	NOUN
cjfa-17218	286	42	will	will	AUX
cjfa-17218	286	43	become	become	VERB
cjfa-17218	286	44	profitable	profitable	ADJ
cjfa-17218	286	45	for	for	ADP
cjfa-17218	286	46	acquires	acquire	NOUN
cjfa-17218	286	47	after	after	ADP
cjfa-17218	286	48	1	1	NUM
cjfa-17218	286	49	year	year	NOUN
cjfa-17218	286	50	of	of	ADP
cjfa-17218	286	51	"	"	PUNCT
cjfa-17218	286	52	promotion	promotion	NOUN
cjfa-17218	286	53	"	"	PUNCT
cjfa-17218	286	54	the	the	DET
cjfa-17218	286	55	pwob	pwob	NOUN
cjfa-17218	286	56	will	will	AUX
cjfa-17218	286	57	significantly	significantly	ADV
cjfa-17218	286	58	reduce	reduce	VERB
cjfa-17218	286	59	the	the	DET
cjfa-17218	286	60	shadow	shadow	NOUN
cjfa-17218	286	61	economy	economy	NOUN
cjfa-17218	286	62	and	and	CCONJ
cjfa-17218	286	63	increase	increase	VERB
cjfa-17218	286	64	tax	tax	NOUN
cjfa-17218	286	65	revenues	revenue	NOUN
cjfa-17218	286	66	for	for	ADP
cjfa-17218	286	67	the	the	DET
cjfa-17218	286	68	state	state	NOUN
cjfa-17218	286	69	budget	budget	NOUN
cjfa-17218	287	1	definitely	definitely	ADV
cjfa-17218	287	2	yes	yes	INTJ
cjfa-17218	288	1	rather	rather	ADV
cjfa-17218	288	2	yes	yes	INTJ
cjfa-17218	288	3	i	i	PRON
cjfa-17218	288	4	do	do	AUX
cjfa-17218	288	5	not	not	PART
cjfa-17218	288	6	know	know	VERB
cjfa-17218	288	7	/it	/it	PROPN
cjfa-17218	288	8	's	be	AUX
cjfa-17218	288	9	hard	hard	ADJ
cjfa-17218	288	10	to	to	PART
cjfa-17218	288	11	say	say	VERB
cjfa-17218	288	12	propably	propably	ADV
cjfa-17218	288	13	not	not	PART
cjfa-17218	288	14	definitely	definitely	ADV
cjfa-17218	288	15	not	not	PART
cjfa-17218	288	16	s	s	PART
cjfa-17218	288	17	o	o	NOUN
cjfa-17218	288	18	u	u	NOUN
cjfa-17218	288	19	r	r	NOUN
cjfa-17218	288	20	c	c	NOUN
cjfa-17218	288	21	e	e	NOUN
cjfa-17218	288	22	:	:	PUNCT
cjfa-17218	288	23	own	own	ADJ
cjfa-17218	288	24	research	research	NOUN
cjfa-17218	288	25	,	,	PUNCT
cjfa-17218	288	26	2017	2017	NUM
cjfa-17218	288	27	;	;	PUNCT
cjfa-17218	288	28	n=12	n=12	PROPN
cjfa-17218	288	29	.	.	PUNCT
cjfa-17218	288	30	  	  	SPACE
cjfa-17218	288	31	the	the	DET
cjfa-17218	288	32	 	 	SPACE
cjfa-17218	288	33	role	role	NOUN
cjfa-17218	288	34	 	 	SPACE
cjfa-17218	288	35	of	of	ADP
cjfa-17218	288	36	 	 	SPACE
cjfa-17218	288	37	cashless	cashless	NOUN
cjfa-17218	288	38	 	 	SPACE
cjfa-17218	288	39	transactions	transaction	NOUN
cjfa-17218	288	40	 	 	SPACE
cjfa-17218	288	41	in	in	ADP
cjfa-17218	288	42	 	 	SPACE
cjfa-17218	288	43	the	the	DET
cjfa-17218	288	44	 	 	SPACE
cjfa-17218	288	45	process	process	NOUN
cjfa-17218	288	46	…	…	PUNCT
cjfa-17218	288	47	35	35	NUM
cjfa-17218	288	48	in	in	ADP
cjfa-17218	288	49	the	the	DET
cjfa-17218	288	50	case	case	NOUN
cjfa-17218	288	51	of	of	ADP
cjfa-17218	288	52	a	a	DET
cjfa-17218	288	53	question	question	NOUN
cjfa-17218	288	54	regarding	regard	VERB
cjfa-17218	288	55	the	the	DET
cjfa-17218	288	56	potential	potential	ADJ
cjfa-17218	288	57	effects	effect	NOUN
cjfa-17218	288	58	of	of	ADP
cjfa-17218	288	59	pwob	pwob	NOUN
cjfa-17218	288	60	(	(	PUNCT
cjfa-17218	288	61	figure	figure	NOUN
cjfa-17218	288	62	7	7	NUM
cjfa-17218	288	63	)	)	PUNCT
cjfa-17218	288	64	,	,	PUNCT
cjfa-17218	288	65	the	the	DET
cjfa-17218	288	66	vast	vast	ADJ
cjfa-17218	288	67	majority	majority	NOUN
cjfa-17218	288	68	of	of	ADP
cjfa-17218	288	69	experts	expert	NOUN
cjfa-17218	288	70	predicted	predict	VERB
cjfa-17218	288	71	the	the	DET
cjfa-17218	288	72	success	success	NOUN
cjfa-17218	288	73	of	of	ADP
cjfa-17218	288	74	the	the	DET
cjfa-17218	288	75	cashless	cashless	NOUN
cjfa-17218	288	76	payment	payment	NOUN
cjfa-17218	288	77	support	support	NOUN
cjfa-17218	288	78	program	program	NOUN
cjfa-17218	288	79	,	,	PUNCT
cjfa-17218	288	80	which	which	PRON
cjfa-17218	288	81	assumes	assume	VERB
cjfa-17218	288	82	an	an	DET
cjfa-17218	288	83	increase	increase	NOUN
cjfa-17218	288	84	in	in	ADP
cjfa-17218	288	85	the	the	DET
cjfa-17218	288	86	number	number	NOUN
cjfa-17218	288	87	of	of	ADP
cjfa-17218	288	88	terminals	terminal	NOUN
cjfa-17218	288	89	by	by	ADP
cjfa-17218	288	90	approximately	approximately	ADV
cjfa-17218	288	91	600,000	600,000	NUM
cjfa-17218	288	92	devices	device	NOUN
cjfa-17218	288	93	.	.	PUNCT
cjfa-17218	289	1	however	however	ADV
cjfa-17218	289	2	,	,	PUNCT
cjfa-17218	289	3	taking	take	VERB
cjfa-17218	289	4	into	into	ADP
cjfa-17218	289	5	account	account	NOUN
cjfa-17218	289	6	the	the	DET
cjfa-17218	289	7	profitability	profitability	NOUN
cjfa-17218	289	8	of	of	ADP
cjfa-17218	289	9	the	the	DET
cjfa-17218	289	10	supported	support	VERB
cjfa-17218	289	11	companies	company	NOUN
cjfa-17218	289	12	after	after	ADP
cjfa-17218	289	13	one	one	NUM
cjfa-17218	289	14	year	year	NOUN
cjfa-17218	289	15	from	from	ADP
cjfa-17218	289	16	the	the	DET
cjfa-17218	289	17	implementation	implementation	NOUN
cjfa-17218	289	18	of	of	ADP
cjfa-17218	289	19	the	the	DET
cjfa-17218	289	20	programme	programme	NOUN
cjfa-17218	289	21	,	,	PUNCT
cjfa-17218	289	22	the	the	DET
cjfa-17218	289	23	experts	expert	NOUN
cjfa-17218	289	24	’	’	PART
cjfa-17218	289	25	opinions	opinion	NOUN
cjfa-17218	289	26	differ	differ	VERB
cjfa-17218	289	27	.	.	PUNCT
cjfa-17218	290	1	some	some	DET
cjfa-17218	290	2	experts	expert	NOUN
cjfa-17218	290	3	have	have	VERB
cjfa-17218	290	4	significant	significant	ADJ
cjfa-17218	290	5	concerns	concern	NOUN
cjfa-17218	290	6	about	about	ADP
cjfa-17218	290	7	the	the	DET
cjfa-17218	290	8	financial	financial	ADJ
cjfa-17218	290	9	viability	viability	NOUN
cjfa-17218	290	10	of	of	ADP
cjfa-17218	290	11	the	the	DET
cjfa-17218	290	12	programme	programme	NOUN
cjfa-17218	290	13	for	for	ADP
cjfa-17218	290	14	acquirers	acquirer	NOUN
cjfa-17218	290	15	.	.	PUNCT
cjfa-17218	291	1	moreover	moreover	ADV
cjfa-17218	291	2	the	the	DET
cjfa-17218	291	3	expert	expert	ADJ
cjfa-17218	291	4	study	study	NOUN
cjfa-17218	291	5	confirms	confirm	VERB
cjfa-17218	291	6	that	that	SCONJ
cjfa-17218	291	7	the	the	DET
cjfa-17218	291	8	program	program	NOUN
cjfa-17218	291	9	will	will	AUX
cjfa-17218	291	10	probably	probably	ADV
cjfa-17218	291	11	limit	limit	VERB
cjfa-17218	291	12	scale	scale	NOUN
cjfa-17218	291	13	of	of	ADP
cjfa-17218	291	14	shadow	shadow	NOUN
cjfa-17218	291	15	economy	economy	NOUN
cjfa-17218	291	16	(	(	PUNCT
cjfa-17218	291	17	figure	figure	NOUN
cjfa-17218	291	18	7	7	NUM
cjfa-17218	291	19	)	)	PUNCT
cjfa-17218	291	20	.	.	PUNCT
cjfa-17218	292	1	the	the	DET
cjfa-17218	292	2	expert	expert	ADJ
cjfa-17218	292	3	study	study	NOUN
cjfa-17218	292	4	conducted	conduct	VERB
cjfa-17218	292	5	by	by	ADP
cjfa-17218	292	6	the	the	DET
cjfa-17218	292	7	author	author	NOUN
cjfa-17218	292	8	of	of	ADP
cjfa-17218	292	9	this	this	DET
cjfa-17218	292	10	article	article	NOUN
cjfa-17218	292	11	confirms	confirm	VERB
cjfa-17218	292	12	that	that	SCONJ
cjfa-17218	292	13	the	the	DET
cjfa-17218	292	14	program	program	NOUN
cjfa-17218	292	15	may	may	AUX
cjfa-17218	292	16	contribute	contribute	VERB
cjfa-17218	292	17	to	to	ADP
cjfa-17218	292	18	limiting	limit	VERB
cjfa-17218	292	19	the	the	DET
cjfa-17218	292	20	scale	scale	NOUN
cjfa-17218	292	21	of	of	ADP
cjfa-17218	292	22	the	the	DET
cjfa-17218	292	23	shadow	shadow	NOUN
cjfa-17218	292	24	economy	economy	NOUN
cjfa-17218	292	25	in	in	ADP
cjfa-17218	292	26	the	the	DET
cjfa-17218	292	27	scope	scope	NOUN
cjfa-17218	292	28	of	of	ADP
cjfa-17218	292	29	unregistered	unregistered	ADJ
cjfa-17218	292	30	transactions	transaction	NOUN
cjfa-17218	292	31	.	.	PUNCT
cjfa-17218	292	32	 	 	SPACE
cjfa-17218	293	1	conclusion	conclusion	NOUN
cjfa-17218	293	2	taking	take	VERB
cjfa-17218	293	3	into	into	ADP
cjfa-17218	293	4	consideration	consideration	NOUN
cjfa-17218	293	5	the	the	DET
cjfa-17218	293	6	research	research	NOUN
cjfa-17218	293	7	above	above	ADV
cjfa-17218	293	8	,	,	PUNCT
cjfa-17218	293	9	increasing	increase	VERB
cjfa-17218	293	10	cashless	cashless	NOUN
cjfa-17218	293	11	transactions	transaction	NOUN
cjfa-17218	293	12	should	should	AUX
cjfa-17218	293	13	significantly	significantly	ADV
cjfa-17218	293	14	level	level	VERB
cjfa-17218	293	15	out	out	ADP
cjfa-17218	293	16	the	the	DET
cjfa-17218	293	17	shadow	shadow	NOUN
cjfa-17218	293	18	economy	economy	NOUN
cjfa-17218	293	19	.	.	PUNCT
cjfa-17218	294	1	unfortunately	unfortunately	ADV
cjfa-17218	294	2	,	,	PUNCT
cjfa-17218	294	3	it	it	PRON
cjfa-17218	294	4	is	be	AUX
cjfa-17218	294	5	not	not	PART
cjfa-17218	294	6	happening	happen	VERB
cjfa-17218	294	7	mainly	mainly	ADV
cjfa-17218	294	8	because	because	SCONJ
cjfa-17218	294	9	only	only	ADV
cjfa-17218	294	10	legal	legal	ADJ
cjfa-17218	294	11	transactions	transaction	NOUN
cjfa-17218	294	12	are	be	AUX
cjfa-17218	294	13	replaced	replace	VERB
cjfa-17218	294	14	by	by	ADP
cjfa-17218	294	15	card	card	NOUN
cjfa-17218	294	16	transactions	transaction	NOUN
cjfa-17218	294	17	,	,	PUNCT
cjfa-17218	294	18	the	the	DET
cjfa-17218	294	19	same	same	ADJ
cjfa-17218	294	20	is	be	AUX
cjfa-17218	294	21	not	not	PART
cjfa-17218	294	22	with	with	ADP
cjfa-17218	294	23	illegal	illegal	ADJ
cjfa-17218	294	24	ones	one	NOUN
cjfa-17218	294	25	.	.	PUNCT
cjfa-17218	295	1	we	we	PRON
cjfa-17218	295	2	are	be	AUX
cjfa-17218	295	3	dealing	deal	VERB
cjfa-17218	295	4	with	with	ADP
cjfa-17218	295	5	two	two	NUM
cjfa-17218	295	6	-	-	PUNCT
cjfa-17218	295	7	way	way	NOUN
cjfa-17218	295	8	relationship	relationship	NOUN
cjfa-17218	295	9	.	.	PUNCT
cjfa-17218	296	1	on	on	ADP
cjfa-17218	296	2	the	the	DET
cjfa-17218	296	3	one	one	NUM
cjfa-17218	296	4	hand	hand	NOUN
cjfa-17218	296	5	,	,	PUNCT
cjfa-17218	296	6	cashless	cashless	NOUN
cjfa-17218	296	7	transactions	transaction	NOUN
cjfa-17218	296	8	can	can	AUX
cjfa-17218	296	9	reduce	reduce	VERB
cjfa-17218	296	10	the	the	DET
cjfa-17218	296	11	shadow	shadow	NOUN
cjfa-17218	296	12	economy	economy	NOUN
cjfa-17218	296	13	,	,	PUNCT
cjfa-17218	296	14	on	on	ADP
cjfa-17218	296	15	the	the	DET
cjfa-17218	296	16	other	other	ADJ
cjfa-17218	296	17	hand	hand	NOUN
cjfa-17218	296	18	,	,	PUNCT
cjfa-17218	296	19	the	the	DET
cjfa-17218	296	20	shadow	shadow	NOUN
cjfa-17218	296	21	economy	economy	NOUN
cjfa-17218	296	22	can	can	AUX
cjfa-17218	296	23	block	block	VERB
cjfa-17218	296	24	this	this	DET
cjfa-17218	296	25	accounting	accounting	NOUN
cjfa-17218	296	26	.	.	PUNCT
cjfa-17218	297	1	in	in	ADP
cjfa-17218	297	2	the	the	DET
cjfa-17218	297	3	environment	environment	NOUN
cjfa-17218	297	4	with	with	ADP
cjfa-17218	297	5	the	the	DET
cjfa-17218	297	6	large	large	ADJ
cjfa-17218	297	7	congregation	congregation	NOUN
cjfa-17218	297	8	of	of	ADP
cjfa-17218	297	9	the	the	DET
cjfa-17218	297	10	shadow	shadow	NOUN
cjfa-17218	297	11	economy	economy	NOUN
cjfa-17218	297	12	,	,	PUNCT
cjfa-17218	297	13	no	no	DET
cjfa-17218	297	14	one	one	NOUN
cjfa-17218	297	15	wants	want	VERB
cjfa-17218	297	16	to	to	PART
cjfa-17218	297	17	register	register	VERB
cjfa-17218	297	18	payments	payment	NOUN
cjfa-17218	297	19	.	.	PUNCT
cjfa-17218	298	1	therefore	therefore	ADV
cjfa-17218	298	2	,	,	PUNCT
cjfa-17218	298	3	a	a	DET
cjfa-17218	298	4	solution	solution	NOUN
cjfa-17218	298	5	that	that	PRON
cjfa-17218	298	6	would	would	AUX
cjfa-17218	298	7	force	force	VERB
cjfa-17218	298	8	payments	payment	NOUN
cjfa-17218	298	9	registration	registration	NOUN
cjfa-17218	298	10	seems	seem	VERB
cjfa-17218	298	11	necessary	necessary	ADJ
cjfa-17218	298	12	,	,	PUNCT
cjfa-17218	298	13	particularly	particularly	ADV
cjfa-17218	298	14	in	in	ADP
cjfa-17218	298	15	industries	industry	NOUN
cjfa-17218	298	16	subjected	subject	VERB
cjfa-17218	298	17	to	to	ADP
cjfa-17218	298	18	the	the	DET
cjfa-17218	298	19	shadow	shadow	NOUN
cjfa-17218	298	20	economy	economy	NOUN
cjfa-17218	298	21	.	.	PUNCT
cjfa-17218	299	1	this	this	DET
cjfa-17218	299	2	solution	solution	NOUN
cjfa-17218	299	3	could	could	AUX
cjfa-17218	299	4	also	also	ADV
cjfa-17218	299	5	contribute	contribute	VERB
cjfa-17218	299	6	to	to	ADP
cjfa-17218	299	7	the	the	DET
cjfa-17218	299	8	increase	increase	NOUN
cjfa-17218	299	9	of	of	ADP
cjfa-17218	299	10	accounting	accounting	NOUN
cjfa-17218	299	11	and	and	CCONJ
cjfa-17218	299	12	the	the	DET
cjfa-17218	299	13	reduction	reduction	NOUN
cjfa-17218	299	14	of	of	ADP
cjfa-17218	299	15	the	the	DET
cjfa-17218	299	16	scale	scale	NOUN
cjfa-17218	299	17	of	of	ADP
cjfa-17218	299	18	unregistered	unregistered	ADJ
cjfa-17218	299	19	transactions	transaction	NOUN
cjfa-17218	299	20	.	.	PUNCT
cjfa-17218	300	1	a	a	DET
cjfa-17218	300	2	promising	promising	ADJ
cjfa-17218	300	3	solution	solution	NOUN
cjfa-17218	300	4	,	,	PUNCT
cjfa-17218	300	5	which	which	PRON
cjfa-17218	300	6	is	be	AUX
cjfa-17218	300	7	well	well	ADV
cjfa-17218	300	8	-	-	PUNCT
cjfa-17218	300	9	functioning	function	VERB
cjfa-17218	300	10	in	in	ADP
cjfa-17218	300	11	other	other	ADJ
cjfa-17218	300	12	countries	country	NOUN
cjfa-17218	300	13	is	be	AUX
cjfa-17218	300	14	online	online	ADJ
cjfa-17218	300	15	fiscal	fiscal	ADJ
cjfa-17218	300	16	system	system	NOUN
cjfa-17218	300	17	.	.	PUNCT
cjfa-17218	301	1	the	the	DET
cjfa-17218	301	2	question	question	NOUN
cjfa-17218	301	3	whether	whether	SCONJ
cjfa-17218	301	4	such	such	DET
cjfa-17218	301	5	a	a	DET
cjfa-17218	301	6	system	system	NOUN
cjfa-17218	301	7	would	would	AUX
cjfa-17218	301	8	work	work	VERB
cjfa-17218	301	9	in	in	ADP
cjfa-17218	301	10	poland	poland	PROPN
cjfa-17218	301	11	still	still	ADV
cjfa-17218	301	12	remains	remain	VERB
cjfa-17218	301	13	open	open	ADJ
cjfa-17218	301	14	.	.	PUNCT
cjfa-17218	302	1	currently	currently	ADV
cjfa-17218	302	2	,	,	PUNCT
cjfa-17218	302	3	due	due	ADP
cjfa-17218	302	4	to	to	ADP
cjfa-17218	302	5	the	the	DET
cjfa-17218	302	6	fact	fact	NOUN
cjfa-17218	302	7	that	that	SCONJ
cjfa-17218	302	8	there	there	PRON
cjfa-17218	302	9	is	be	VERB
cjfa-17218	302	10	abundance	abundance	NOUN
cjfa-17218	302	11	of	of	ADP
cjfa-17218	302	12	payment	payment	NOUN
cjfa-17218	302	13	cards	card	NOUN
cjfa-17218	302	14	in	in	ADP
cjfa-17218	302	15	poland	poland	PROPN
cjfa-17218	302	16	and	and	CCONJ
cjfa-17218	302	17	the	the	DET
cjfa-17218	302	18	market	market	NOUN
cjfa-17218	302	19	is	be	AUX
cjfa-17218	302	20	dynamically	dynamically	ADV
cjfa-17218	302	21	developing	develop	VERB
cjfa-17218	302	22	,	,	PUNCT
cjfa-17218	302	23	the	the	DET
cjfa-17218	302	24	main	main	ADJ
cjfa-17218	302	25	direction	direction	NOUN
cjfa-17218	302	26	of	of	ADP
cjfa-17218	302	27	increase	increase	NOUN
cjfa-17218	302	28	of	of	ADP
cjfa-17218	302	29	many	many	ADJ
cjfa-17218	302	30	circulations	circulation	NOUN
cjfa-17218	302	31	through	through	ADP
cjfa-17218	302	32	the	the	DET
cjfa-17218	302	33	development	development	NOUN
cjfa-17218	302	34	of	of	ADP
cjfa-17218	302	35	cashless	cashless	NOUN
cjfa-17218	302	36	transactions	transaction	NOUN
cjfa-17218	302	37	is	be	AUX
cjfa-17218	302	38	through	through	ADP
cjfa-17218	302	39	the	the	DET
cjfa-17218	302	40	development	development	NOUN
cjfa-17218	302	41	of	of	ADP
cjfa-17218	302	42	card	card	NOUN
cjfa-17218	302	43	acceptance	acceptance	NOUN
cjfa-17218	302	44	network	network	NOUN
cjfa-17218	302	45	.	.	PUNCT
cjfa-17218	303	1	thus	thus	ADV
cjfa-17218	303	2	,	,	PUNCT
cjfa-17218	303	3	a	a	DET
cjfa-17218	303	4	tool	tool	NOUN
cjfa-17218	303	5	that	that	PRON
cjfa-17218	303	6	provides	provide	VERB
cjfa-17218	303	7	a	a	DET
cjfa-17218	303	8	possibility	possibility	NOUN
cjfa-17218	303	9	of	of	ADP
cjfa-17218	303	10	the	the	DET
cjfa-17218	303	11	reduction	reduction	NOUN
cjfa-17218	303	12	of	of	ADP
cjfa-17218	303	13	the	the	DET
cjfa-17218	303	14	shadow	shadow	NOUN
cjfa-17218	303	15	economy	economy	NOUN
cjfa-17218	303	16	in	in	ADP
cjfa-17218	303	17	the	the	DET
cjfa-17218	303	18	area	area	NOUN
cjfa-17218	303	19	of	of	ADP
cjfa-17218	303	20	unregistered	unregistered	ADJ
cjfa-17218	303	21	transactions	transaction	NOUN
cjfa-17218	303	22	shall	shall	AUX
cjfa-17218	303	23	be	be	AUX
cjfa-17218	303	24	the	the	DET
cjfa-17218	303	25	launched	launch	VERB
cjfa-17218	303	26	program	program	NOUN
cjfa-17218	303	27	wsparcia	wsparcia	NOUN
cjfa-17218	303	28	obrotu	obrotu	NOUN
cjfa-17218	303	29	bezgotówkowego	bezgotówkowego	NOUN
cjfa-17218	303	30	.	.	PUNCT
cjfa-17218	304	1	due	due	ADP
cjfa-17218	304	2	to	to	ADP
cjfa-17218	304	3	the	the	DET
cjfa-17218	304	4	fact	fact	NOUN
cjfa-17218	304	5	that	that	SCONJ
cjfa-17218	304	6	this	this	DET
cjfa-17218	304	7	programme	programme	NOUN
cjfa-17218	304	8	is	be	AUX
cjfa-17218	304	9	the	the	DET
cjfa-17218	304	10	first	first	ADJ
cjfa-17218	304	11	attempt	attempt	NOUN
cjfa-17218	304	12	in	in	ADP
cjfa-17218	304	13	the	the	DET
cjfa-17218	304	14	world	world	NOUN
cjfa-17218	304	15	to	to	PART
cjfa-17218	304	16	introduce	introduce	VERB
cjfa-17218	304	17	full	full	ADJ
cjfa-17218	304	18	acceptance	acceptance	NOUN
cjfa-17218	304	19	of	of	ADP
cjfa-17218	304	20	cards	card	NOUN
cjfa-17218	304	21	in	in	ADP
cjfa-17218	304	22	the	the	DET
cjfa-17218	304	23	economy	economy	NOUN
cjfa-17218	304	24	,	,	PUNCT
cjfa-17218	304	25	the	the	DET
cjfa-17218	304	26	results	result	NOUN
cjfa-17218	304	27	are	be	AUX
cjfa-17218	304	28	very	very	ADV
cjfa-17218	304	29	popular	popular	ADJ
cjfa-17218	304	30	among	among	ADP
cjfa-17218	304	31	international	international	ADJ
cjfa-17218	304	32	experts	expert	NOUN
cjfa-17218	304	33	.	.	PUNCT
cjfa-17218	305	1	undoubtedly	undoubtedly	ADV
cjfa-17218	305	2	,	,	PUNCT
cjfa-17218	305	3	it	it	PRON
cjfa-17218	305	4	is	be	AUX
cjfa-17218	305	5	an	an	DET
cjfa-17218	305	6	area	area	NOUN
cjfa-17218	305	7	for	for	ADP
cjfa-17218	305	8	future	future	ADJ
cjfa-17218	305	9	studies	study	NOUN
cjfa-17218	305	10	.	.	PUNCT
cjfa-17218	306	1	marta	marta	PROPN
cjfa-17218	306	2	jakubowska36	jakubowska36	PROPN
cjfa-17218	306	3	 	 	SPACE
cjfa-17218	306	4	references	reference	NOUN
cjfa-17218	306	5	borcuch	borcuch	ADJ
cjfa-17218	306	6	,	,	PUNCT
cjfa-17218	306	7	a.	a.	NOUN
cjfa-17218	306	8	(	(	PUNCT
cjfa-17218	306	9	2011	2011	NUM
cjfa-17218	306	10	)	)	PUNCT
cjfa-17218	306	11	.	.	PUNCT
cjfa-17218	307	1	bankowość	bankowość	PROPN
cjfa-17218	307	2	elektroniczna	elektroniczna	PROPN
cjfa-17218	307	3	w	w	PROPN
cjfa-17218	307	4	polsce	polsce	PROPN
cjfa-17218	307	5	.	.	PUNCT
cjfa-17218	308	1	(	(	PUNCT
cjfa-17218	308	2	electronic	electronic	ADJ
cjfa-17218	308	3	banking	banking	NOUN
cjfa-17218	308	4	in	in	ADP
cjfa-17218	308	5	poland	poland	PROPN
cjfa-17218	308	6	.	.	PUNCT
cjfa-17218	308	7	)	)	PUNCT
cjfa-17218	309	1	warszawa	warszawa	PROPN
cjfa-17218	309	2	:	:	PUNCT
cjfa-17218	309	3	cedewu	cedewu	NOUN
cjfa-17218	309	4	.	.	PUNCT
cjfa-17218	310	1	borcuch	borcuch	PROPN
cjfa-17218	310	2	,	,	PUNCT
cjfa-17218	310	3	a.	a.	NOUN
cjfa-17218	310	4	(	(	PUNCT
cjfa-17218	310	5	2012	2012	NUM
cjfa-17218	310	6	)	)	PUNCT
cjfa-17218	310	7	.	.	PUNCT
cjfa-17218	311	1	wpływ	wpływ	PROPN
cjfa-17218	311	2	rynku	rynku	PROPN
cjfa-17218	311	3	płatności	płatności	PROPN
cjfa-17218	311	4	elektronicznych	elektronicznych	NOUN
cjfa-17218	311	5	na	na	ADP
cjfa-17218	311	6	ograniczanie	ograniczanie	NOUN
cjfa-17218	311	7	szarej	szarej	NOUN
cjfa-17218	311	8	strefy	strefy	VERB
cjfa-17218	311	9	.	.	PUNCT
cjfa-17218	312	1	(	(	PUNCT
cjfa-17218	312	2	the	the	DET
cjfa-17218	312	3	impact	impact	NOUN
cjfa-17218	312	4	of	of	ADP
cjfa-17218	312	5	the	the	DET
cjfa-17218	312	6	electronic	electronic	ADJ
cjfa-17218	312	7	payment	payment	NOUN
cjfa-17218	312	8	market	market	NOUN
cjfa-17218	312	9	on	on	ADP
cjfa-17218	312	10	reducing	reduce	VERB
cjfa-17218	312	11	the	the	DET
cjfa-17218	312	12	shadow	shadow	NOUN
cjfa-17218	312	13	economy	economy	NOUN
cjfa-17218	312	14	.	.	PUNCT
cjfa-17218	312	15	)	)	PUNCT
cjfa-17218	313	1	finanse	finanse	NOUN
cjfa-17218	313	2	,	,	PUNCT
cjfa-17218	313	3	(	(	PUNCT
cjfa-17218	313	4	finance	finance	NOUN
cjfa-17218	313	5	.	.	PUNCT
cjfa-17218	313	6	)	)	PUNCT
cjfa-17218	314	1	1(5	1(5	NUM
cjfa-17218	314	2	)	)	PUNCT
cjfa-17218	314	3	,	,	PUNCT
cjfa-17218	314	4	68–80	68–80	NUM
cjfa-17218	314	5	.	.	PUNCT
cjfa-17218	315	1	ecb	ecb	PROPN
cjfa-17218	315	2	(	(	PUNCT
cjfa-17218	315	3	2016	2016	NUM
cjfa-17218	315	4	)	)	PUNCT
cjfa-17218	315	5	.	.	PUNCT
cjfa-17218	316	1	statistical	statistical	ADJ
cjfa-17218	316	2	data	datum	NOUN
cjfa-17218	316	3	warehouse	warehouse	NOUN
cjfa-17218	316	4	,	,	PUNCT
cjfa-17218	316	5	http://sdw.ecb.europa.eu/reports	http://sdw.ecb.europa.eu/report	NOUN
cjfa-17218	316	6	.	.	PUNCT
cjfa-17218	317	1	do?node=1000005713	do?node=1000005713	PROPN
cjfa-17218	317	2	(	(	PUNCT
cjfa-17218	317	3	accessed	access	VERB
cjfa-17218	317	4	:	:	PUNCT
cjfa-17218	317	5	11.07.2017	11.07.2017	NUM
cjfa-17218	317	6	)	)	PUNCT
cjfa-17218	317	7	.	.	PUNCT
cjfa-17218	318	1	fundowicz	fundowicz	PROPN
cjfa-17218	318	2	,	,	PUNCT
cjfa-17218	318	3	j.	j.	PROPN
cjfa-17218	318	4	,	,	PUNCT
cjfa-17218	318	5	łapiński	łapiński	PROPN
cjfa-17218	318	6	k.	k.	PROPN
cjfa-17218	318	7	,	,	PUNCT
cjfa-17218	318	8	peterlik	peterlik	NOUN
cjfa-17218	318	9	m.	m.	NOUN
cjfa-17218	318	10	,	,	PUNCT
cjfa-17218	318	11	&	&	CCONJ
cjfa-17218	318	12	wyżnikiewicz	wyżnikiewicz	PROPN
cjfa-17218	318	13	,	,	PUNCT
cjfa-17218	318	14	b.	b.	PROPN
cjfa-17218	318	15	(	(	PUNCT
cjfa-17218	318	16	2016	2016	NUM
cjfa-17218	318	17	)	)	PUNCT
cjfa-17218	318	18	.	.	PUNCT
cjfa-17218	319	1	szara	szara	PROPN
cjfa-17218	319	2	strefa	strefa	PROPN
cjfa-17218	319	3	w	w	PROPN
cjfa-17218	319	4	polskiej	polskiej	PROPN
cjfa-17218	319	5	gospodarce	gospodarce	PROPN
cjfa-17218	319	6	w	w	PROPN
cjfa-17218	319	7	2016	2016	NUM
cjfa-17218	319	8	roku	roku	NOUN
cjfa-17218	319	9	.	.	PUNCT
cjfa-17218	320	1	(	(	PUNCT
cjfa-17218	320	2	the	the	DET
cjfa-17218	320	3	gray	gray	ADJ
cjfa-17218	320	4	zone	zone	NOUN
cjfa-17218	320	5	in	in	ADP
cjfa-17218	320	6	polish	polish	ADJ
cjfa-17218	320	7	economy	economy	NOUN
cjfa-17218	320	8	in	in	ADP
cjfa-17218	320	9	2016	2016	NUM
cjfa-17218	320	10	.	.	PUNCT
cjfa-17218	320	11	)	)	PUNCT
cjfa-17218	321	1	warszawa	warszawa	PROPN
cjfa-17218	321	2	:	:	PUNCT
cjfa-17218	321	3	ibngr	ibngr	NOUN
cjfa-17218	321	4	.	.	PUNCT
cjfa-17218	322	1	hondroyiannis	hondroyiannis	PROPN
cjfa-17218	322	2	,	,	PUNCT
cjfa-17218	322	3	g.	g.	PROPN
cjfa-17218	322	4	,	,	PUNCT
cjfa-17218	322	5	&	&	CCONJ
cjfa-17218	322	6	papaoikonomou	papaoikonomou	ADV
cjfa-17218	322	7	,	,	PUNCT
cjfa-17218	322	8	d.	d.	PROPN
cjfa-17218	322	9	(	(	PUNCT
cjfa-17218	322	10	2017	2017	NUM
cjfa-17218	322	11	)	)	PUNCT
cjfa-17218	322	12	.	.	PUNCT
cjfa-17218	323	1	the	the	DET
cjfa-17218	323	2	effect	effect	NOUN
cjfa-17218	323	3	of	of	ADP
cjfa-17218	323	4	card	card	NOUN
cjfa-17218	323	5	payments	payment	NOUN
cjfa-17218	323	6	on	on	ADP
cjfa-17218	323	7	vat	vat	NOUN
cjfa-17218	323	8	revenue	revenue	NOUN
cjfa-17218	323	9	:	:	PUNCT
cjfa-17218	323	10	new	new	ADJ
cjfa-17218	323	11	evidence	evidence	NOUN
cjfa-17218	323	12	from	from	ADP
cjfa-17218	323	13	greece	greece	PROPN
cjfa-17218	323	14	.	.	PUNCT
cjfa-17218	324	1	economics	economic	NOUN
cjfa-17218	324	2	letters	letter	NOUN
cjfa-17218	324	3	,	,	PUNCT
cjfa-17218	324	4	157	157	NUM
cjfa-17218	324	5	,	,	PUNCT
cjfa-17218	324	6	17–20	17–20	NUM
cjfa-17218	324	7	.	.	PUNCT
cjfa-17218	324	8	http://dx.doi	http://dx.doi	NOUN
cjfa-17218	324	9	.	.	PUNCT
cjfa-17218	325	1	org/10.1016	org/10.1016	PROPN
cjfa-17218	325	2	/	/	SYM
cjfa-17218	325	3	j.econlet.2017.05.009	j.econlet.2017.05.009	PROPN
cjfa-17218	325	4	.	.	PUNCT
cjfa-17218	325	5	jonker	jonker	PROPN
cjfa-17218	325	6	,	,	PUNCT
cjfa-17218	325	7	n.	n.	PROPN
cjfa-17218	325	8	(	(	PUNCT
cjfa-17218	325	9	2011	2011	NUM
cjfa-17218	325	10	)	)	PUNCT
cjfa-17218	325	11	.	.	PUNCT
cjfa-17218	326	1	card	card	NOUN
cjfa-17218	326	2	acceptance	acceptance	NOUN
cjfa-17218	326	3	and	and	CCONJ
cjfa-17218	326	4	surcharging	surcharging	NOUN
cjfa-17218	326	5	:	:	PUNCT
cjfa-17218	326	6	the	the	DET
cjfa-17218	326	7	role	role	NOUN
cjfa-17218	326	8	of	of	ADP
cjfa-17218	326	9	costs	cost	NOUN
cjfa-17218	326	10	and	and	CCONJ
cjfa-17218	326	11	competition	competition	NOUN
cjfa-17218	326	12	.	.	PUNCT
cjfa-17218	327	1	review	review	NOUN
cjfa-17218	327	2	of	of	ADP
cjfa-17218	327	3	network	network	NOUN
cjfa-17218	327	4	economics	economic	NOUN
cjfa-17218	327	5	,	,	PUNCT
cjfa-17218	327	6	10(2	10(2	NUM
cjfa-17218	327	7	)	)	PUNCT
cjfa-17218	327	8	.	.	PUNCT
cjfa-17218	328	1	http://dx.doi.org/10.2202/1446-9022.1249	http://dx.doi.org/10.2202/1446-9022.1249	PROPN
cjfa-17218	328	2	.	.	PROPN
cjfa-17218	328	3	maciejewski	maciejewski	PROPN
cjfa-17218	328	4	,	,	PUNCT
cjfa-17218	328	5	k.	k.	PROPN
cjfa-17218	328	6	(	(	PUNCT
cjfa-17218	328	7	2013	2013	NUM
cjfa-17218	328	8	)	)	PUNCT
cjfa-17218	328	9	.	.	PUNCT
cjfa-17218	329	1	uczestnicy	uczestnicy	PROPN
cjfa-17218	329	2	obrotu	obrotu	PROPN
cjfa-17218	329	3	bezgotówkowego	bezgotówkowego	PROPN
cjfa-17218	329	4	na	na	ADP
cjfa-17218	329	5	rynku	rynku	ADJ
cjfa-17218	329	6	polskim	polskim	NOUN
cjfa-17218	329	7	.	.	PUNCT
cjfa-17218	330	1	(	(	PUNCT
cjfa-17218	330	2	participants	participant	NOUN
cjfa-17218	330	3	of	of	ADP
cjfa-17218	330	4	cashless	cashless	NOUN
cjfa-17218	330	5	transactions	transaction	NOUN
cjfa-17218	330	6	on	on	ADP
cjfa-17218	330	7	the	the	DET
cjfa-17218	330	8	polish	polish	ADJ
cjfa-17218	330	9	market	market	NOUN
cjfa-17218	330	10	.	.	PUNCT
cjfa-17218	330	11	)	)	PUNCT
cjfa-17218	330	12	in	in	ADP
cjfa-17218	330	13	h.	h.	PROPN
cjfa-17218	330	14	żukowska	żukowska	PROPN
cjfa-17218	330	15	,	,	PUNCT
cjfa-17218	330	16	m.	m.	NOUN
cjfa-17218	330	17	żukowski	żukowski	PROPN
cjfa-17218	330	18	(	(	PUNCT
cjfa-17218	330	19	eds	ed	NOUN
cjfa-17218	330	20	.	.	PUNCT
cjfa-17218	330	21	)	)	PUNCT
cjfa-17218	330	22	.	.	PUNCT
cjfa-17218	331	1	obrót	obrót	PROPN
cjfa-17218	331	2	bezgotówkowy	bezgotówkowy	PROPN
cjfa-17218	331	3	w	w	PROPN
cjfa-17218	331	4	polsce	polsce	PROPN
cjfa-17218	331	5	.	.	PUNCT
cjfa-17218	332	1	(	(	PUNCT
cjfa-17218	332	2	cashless	cashless	NOUN
cjfa-17218	332	3	transactions	transaction	NOUN
cjfa-17218	332	4	in	in	ADP
cjfa-17218	332	5	poland	poland	PROPN
cjfa-17218	332	6	.	.	PUNCT
cjfa-17218	332	7	)	)	PUNCT
cjfa-17218	333	1	lublin	lublin	PROPN
cjfa-17218	333	2	:	:	PUNCT
cjfa-17218	333	3	wydawnictwo	wydawnictwo	PROPN
cjfa-17218	333	4	kul	kul	PROPN
cjfa-17218	333	5	.	.	PUNCT
cjfa-17218	333	6	money	money	NOUN
cjfa-17218	333	7	(	(	PUNCT
cjfa-17218	333	8	2017	2017	NUM
cjfa-17218	333	9	)	)	PUNCT
cjfa-17218	333	10	.	.	PUNCT
cjfa-17218	334	1	mr	mr	PROPN
cjfa-17218	334	2	:	:	PUNCT
cjfa-17218	334	3	pwob	pwob	NOUN
cjfa-17218	334	4	przyspieszy	przyspieszy	VERB
cjfa-17218	334	5	wzrost	wzrost	ADJ
cjfa-17218	334	6	liczby	liczby	NOUN
cjfa-17218	334	7	terminali	terminali	PROPN
cjfa-17218	334	8	,	,	PUNCT
cjfa-17218	334	9	(	(	PUNCT
cjfa-17218	334	10	pwob	pwob	NOUN
cjfa-17218	334	11	will	will	AUX
cjfa-17218	334	12	accelerate	accelerate	VERB
cjfa-17218	334	13	the	the	DET
cjfa-17218	334	14	increase	increase	NOUN
cjfa-17218	334	15	in	in	ADP
cjfa-17218	334	16	the	the	DET
cjfa-17218	334	17	number	number	NOUN
cjfa-17218	334	18	of	of	ADP
cjfa-17218	334	19	terminals	terminal	NOUN
cjfa-17218	334	20	.	.	PUNCT
cjfa-17218	334	21	)	)	PUNCT
cjfa-17218	334	22	http://www.money.pl/gielda/wiadomosci/artykul/mr-program-wsparcia-obrotu-bezgotowkowego,115,0,2332531.html	http://www.money.pl/gielda/wiadomosci/artykul/mr-program-wsparcia-obrotu-bezgotowkowego,115,0,2332531.html	NOUN
cjfa-17218	334	23	(	(	PUNCT
cjfa-17218	334	24	accessed	access	VERB
cjfa-17218	334	25	:	:	PUNCT
cjfa-17218	334	26	11.07.2017	11.07.2017	NUM
cjfa-17218	334	27	)	)	PUNCT
cjfa-17218	334	28	.	.	PUNCT
cjfa-17218	335	1	nbp	nbp	PROPN
cjfa-17218	335	2	(	(	PUNCT
cjfa-17218	335	3	2006	2006	NUM
cjfa-17218	335	4	)	)	PUNCT
cjfa-17218	335	5	.	.	PUNCT
cjfa-17218	336	1	strategia	strategia	PROPN
cjfa-17218	336	2	rozwoju	rozwoju	PROPN
cjfa-17218	336	3	systemu	systemu	PROPN
cjfa-17218	336	4	płatniczego	płatniczego	PROPN
cjfa-17218	336	5	i	i	PRON
cjfa-17218	336	6	obrotu	obrotu	VERB
cjfa-17218	336	7	bezgotówkowego	bezgotówkowego	PROPN
cjfa-17218	336	8	w	w	PROPN
cjfa-17218	336	9	polsce	polsce	PROPN
cjfa-17218	336	10	.	.	PUNCT
cjfa-17218	337	1	(	(	PUNCT
cjfa-17218	337	2	strategy	strategy	NOUN
cjfa-17218	337	3	for	for	ADP
cjfa-17218	337	4	the	the	DET
cjfa-17218	337	5	development	development	NOUN
cjfa-17218	337	6	of	of	ADP
cjfa-17218	337	7	the	the	DET
cjfa-17218	337	8	payment	payment	NOUN
cjfa-17218	337	9	system	system	NOUN
cjfa-17218	337	10	and	and	CCONJ
cjfa-17218	337	11	cashless	cashless	NOUN
cjfa-17218	337	12	transactions	transaction	NOUN
cjfa-17218	337	13	in	in	ADP
cjfa-17218	337	14	poland	poland	PROPN
cjfa-17218	337	15	.	.	PUNCT
cjfa-17218	337	16	)	)	PUNCT
cjfa-17218	338	1	warszawa	warszawa	PROPN
cjfa-17218	338	2	:	:	PUNCT
cjfa-17218	338	3	departament	departament	ADJ
cjfa-17218	338	4	systemu	systemu	NOUN
cjfa-17218	338	5	płatniczego	płatniczego	PROPN
cjfa-17218	338	6	.	.	PUNCT
cjfa-17218	339	1	nbp	nbp	PROPN
cjfa-17218	339	2	(	(	PUNCT
cjfa-17218	339	3	2013	2013	NUM
cjfa-17218	339	4	)	)	PUNCT
cjfa-17218	339	5	.	.	PUNCT
cjfa-17218	340	1	diagnoza	diagnoza	PROPN
cjfa-17218	340	2	stanu	stanu	PROPN
cjfa-17218	340	3	rozwoju	rozwoju	PROPN
cjfa-17218	340	4	obrotu	obrotu	PROPN
cjfa-17218	340	5	bezgotówkowego	bezgotówkowego	PROPN
cjfa-17218	340	6	w	w	PROPN
cjfa-17218	340	7	polsce	polsce	PROPN
cjfa-17218	340	8	.	.	PUNCT
cjfa-17218	341	1	(	(	PUNCT
cjfa-17218	341	2	diagnosis	diagnosis	NOUN
cjfa-17218	341	3	of	of	ADP
cjfa-17218	341	4	the	the	DET
cjfa-17218	341	5	development	development	NOUN
cjfa-17218	341	6	of	of	ADP
cjfa-17218	341	7	cashless	cashless	NOUN
cjfa-17218	341	8	transactions	transaction	NOUN
cjfa-17218	341	9	in	in	ADP
cjfa-17218	341	10	poland	poland	PROPN
cjfa-17218	341	11	.	.	PUNCT
cjfa-17218	341	12	)	)	PUNCT
cjfa-17218	342	1	warszawa	warszawa	PROPN
cjfa-17218	342	2	:	:	PUNCT
cjfa-17218	342	3	departament	departament	ADJ
cjfa-17218	342	4	systemu	systemu	NOUN
cjfa-17218	342	5	płatniczego	płatniczego	PROPN
cjfa-17218	342	6	.	.	PUNCT
cjfa-17218	343	1	nbp	nbp	PROPN
cjfa-17218	343	2	(	(	PUNCT
cjfa-17218	343	3	2015	2015	NUM
cjfa-17218	343	4	)	)	PUNCT
cjfa-17218	343	5	.	.	PUNCT
cjfa-17218	344	1	analiza	analiza	PROPN
cjfa-17218	344	2	skutków	skutków	PROPN
cjfa-17218	344	3	obniżenia	obniżenia	PROPN
cjfa-17218	344	4	opłaty	opłaty	PROPN
cjfa-17218	344	5	interchange	interchange	PROPN
cjfa-17218	344	6	w	w	PROPN
cjfa-17218	344	7	polsce	polsce	PROPN
cjfa-17218	344	8	.	.	PUNCT
cjfa-17218	345	1	(	(	PUNCT
cjfa-17218	345	2	analysis	analysis	NOUN
cjfa-17218	345	3	of	of	ADP
cjfa-17218	345	4	the	the	DET
cjfa-17218	345	5	effects	effect	NOUN
cjfa-17218	345	6	of	of	ADP
cjfa-17218	345	7	the	the	DET
cjfa-17218	345	8	reduction	reduction	NOUN
cjfa-17218	345	9	of	of	ADP
cjfa-17218	345	10	the	the	DET
cjfa-17218	345	11	interchange	interchange	NOUN
cjfa-17218	345	12	fee	fee	NOUN
cjfa-17218	345	13	in	in	ADP
cjfa-17218	345	14	poland	poland	PROPN
cjfa-17218	345	15	.	.	PUNCT
cjfa-17218	345	16	)	)	PUNCT
cjfa-17218	346	1	warszawa	warszawa	PROPN
cjfa-17218	346	2	:	:	PUNCT
cjfa-17218	346	3	departament	departament	ADJ
cjfa-17218	346	4	systemu	systemu	NOUN
cjfa-17218	346	5	płatniczego	płatniczego	PROPN
cjfa-17218	346	6	.	.	PUNCT
cjfa-17218	347	1	nbp	nbp	PROPN
cjfa-17218	347	2	(	(	PUNCT
cjfa-17218	347	3	2016	2016	NUM
cjfa-17218	347	4	)	)	PUNCT
cjfa-17218	347	5	.	.	PUNCT
cjfa-17218	348	1	wybrane	wybrane	PROPN
cjfa-17218	348	2	wyniki	wyniki	PROPN
cjfa-17218	348	3	badania	badania	PROPN
cjfa-17218	348	4	polaków	polaków	PROPN
cjfa-17218	348	5	nt	nt	PROPN
cjfa-17218	348	6	.	.	PUNCT
cjfa-17218	349	1	korzystania	korzystania	PROPN
cjfa-17218	349	2	z	z	PROPN
cjfa-17218	349	3	usług	usług	PROPN
cjfa-17218	349	4	bankowych	bankowych	NOUN
cjfa-17218	349	5	i	i	PRON
cjfa-17218	349	6	płatności	płatności	VERB
cjfa-17218	349	7	2016	2016	NUM
cjfa-17218	349	8	.	.	PUNCT
cjfa-17218	350	1	(	(	PUNCT
cjfa-17218	350	2	selected	select	VERB
cjfa-17218	350	3	results	result	NOUN
cjfa-17218	350	4	of	of	ADP
cjfa-17218	350	5	the	the	DET
cjfa-17218	350	6	survey	survey	NOUN
cjfa-17218	350	7	of	of	ADP
cjfa-17218	350	8	poles	pole	NOUN
cjfa-17218	350	9	on	on	ADP
cjfa-17218	350	10	the	the	DET
cjfa-17218	350	11	use	use	NOUN
cjfa-17218	350	12	of	of	ADP
cjfa-17218	350	13	banking	banking	NOUN
cjfa-17218	350	14	services	service	NOUN
cjfa-17218	350	15	and	and	CCONJ
cjfa-17218	350	16	payments	payment	NOUN
cjfa-17218	350	17	2016	2016	NUM
cjfa-17218	350	18	.	.	PUNCT
cjfa-17218	350	19	)	)	PUNCT
cjfa-17218	351	1	warszawa	warszawa	PROPN
cjfa-17218	351	2	:	:	PUNCT
cjfa-17218	351	3	departament	departament	ADJ
cjfa-17218	351	4	systemu	systemu	NOUN
cjfa-17218	351	5	płatniczego	płatniczego	PROPN
cjfa-17218	351	6	.	.	PUNCT
cjfa-17218	352	1	nbp	nbp	PROPN
cjfa-17218	352	2	(	(	PUNCT
cjfa-17218	352	3	2017	2017	NUM
cjfa-17218	352	4	)	)	PUNCT
cjfa-17218	352	5	.	.	PUNCT
cjfa-17218	353	1	system	system	NOUN
cjfa-17218	353	2	płatniczy	płatniczy	NOUN
cjfa-17218	353	3	,	,	PUNCT
cjfa-17218	353	4	(	(	PUNCT
cjfa-17218	353	5	payment	payment	NOUN
cjfa-17218	353	6	system	system	NOUN
cjfa-17218	353	7	.	.	PUNCT
cjfa-17218	353	8	)	)	PUNCT
cjfa-17218	354	1	http://www.nbp.pl/home.aspx?f=/	http://www.nbp.pl/home.aspx?f=/	PROPN
cjfa-17218	354	2	systemplatniczy	systemplatniczy	PROPN
cjfa-17218	354	3	/	/	SYM
cjfa-17218	354	4	dane_i_analizy.html	dane_i_analizy.html	PROPN
cjfa-17218	354	5	(	(	PUNCT
cjfa-17218	354	6	accessed	access	VERB
cjfa-17218	354	7	:	:	PUNCT
cjfa-17218	354	8	11.07.2017	11.07.2017	NUM
cjfa-17218	354	9	)	)	PUNCT
cjfa-17218	354	10	.	.	PUNCT
cjfa-17218	355	1	narodowy	narodowy	PROPN
cjfa-17218	355	2	bank	bank	PROPN
cjfa-17218	355	3	polski	polski	PROPN
cjfa-17218	355	4	,	,	PUNCT
cjfa-17218	355	5	związek	związek	PROPN
cjfa-17218	355	6	banków	banków	PROPN
cjfa-17218	355	7	polskich	polskich	PROPN
cjfa-17218	355	8	,	,	PUNCT
cjfa-17218	355	9	&	&	CCONJ
cjfa-17218	355	10	koalicja	koalicja	PROPN
cjfa-17218	355	11	na	na	AUX
cjfa-17218	355	12	rzecz	rzecz	VERB
cjfa-17218	355	13	obrotu	obrotu	PROPN
cjfa-17218	355	14	bezgotówkowego	bezgotówkowego	NOUN
cjfa-17218	355	15	i	i	PRON
cjfa-17218	355	16	mikropłatności	mikropłatności	PROPN
cjfa-17218	355	17	(	(	PUNCT
cjfa-17218	355	18	2009	2009	NUM
cjfa-17218	355	19	)	)	PUNCT
cjfa-17218	355	20	.	.	PUNCT
cjfa-17218	356	1	strategia	strategia	PROPN
cjfa-17218	356	2	rozwoju	rozwoju	PROPN
cjfa-17218	356	3	obrotu	obrotu	PROPN
cjfa-17218	356	4	bezgotówkowego	bezgotówkowego	PROPN
cjfa-17218	356	5	w	w	PROPN
cjfa-17218	356	6	polsce	polsce	PROPN
cjfa-17218	356	7	na	na	AUX
cjfa-17218	356	8	lata	lata	PROPN
cjfa-17218	356	9	2009–2013	2009–2013	NUM
cjfa-17218	356	10	,	,	PUNCT
cjfa-17218	356	11	(	(	PUNCT
cjfa-17218	356	12	strategy	strategy	NOUN
cjfa-17218	356	13	for	for	ADP
cjfa-17218	356	14	the	the	DET
cjfa-17218	356	15	development	development	NOUN
cjfa-17218	356	16	of	of	ADP
cjfa-17218	356	17	cashless	cashless	NOUN
cjfa-17218	356	18	transactions	transaction	NOUN
cjfa-17218	356	19	in	in	ADP
cjfa-17218	356	20	poland	poland	PROPN
cjfa-17218	356	21	for	for	ADP
cjfa-17218	356	22	the	the	DET
cjfa-17218	356	23	years	year	NOUN
cjfa-17218	356	24	2009–2013	2009–2013	NUM
cjfa-17218	356	25	.	.	PUNCT
cjfa-17218	356	26	)	)	PUNCT
cjfa-17218	357	1	http://www.nbp.pl/systemplatniczy/	http://www.nbp.pl/systemplatniczy/	NOUN
cjfa-17218	357	2	obrot_bezgotowkowy	obrot_bezgotowkowy	PROPN
cjfa-17218	357	3	/	/	SYM
cjfa-17218	357	4	rob_projekt.pdf	rob_projekt.pdf	PROPN
cjfa-17218	357	5	(	(	PUNCT
cjfa-17218	357	6	accessed	access	VERB
cjfa-17218	357	7	:	:	PUNCT
cjfa-17218	357	8	18.04.2018	18.04.2018	NUM
cjfa-17218	357	9	)	)	PUNCT
cjfa-17218	357	10	.	.	PUNCT
cjfa-17218	357	11	  	  	SPACE
cjfa-17218	358	1	the	the	DET
cjfa-17218	358	2	 	 	SPACE
cjfa-17218	358	3	role	role	NOUN
cjfa-17218	358	4	 	 	SPACE
cjfa-17218	358	5	of	of	ADP
cjfa-17218	358	6	 	 	SPACE
cjfa-17218	358	7	cashless	cashless	NOUN
cjfa-17218	358	8	 	 	SPACE
cjfa-17218	358	9	transactions	transaction	NOUN
cjfa-17218	358	10	 	 	SPACE
cjfa-17218	358	11	in	in	ADP
cjfa-17218	358	12	 	 	SPACE
cjfa-17218	358	13	the	the	DET
cjfa-17218	358	14	 	 	SPACE
cjfa-17218	358	15	process	process	NOUN
cjfa-17218	358	16	…	…	PUNCT
cjfa-17218	358	17	37	37	NUM
cjfa-17218	358	18	polasik	polasik	NOUN
cjfa-17218	358	19	,	,	PUNCT
cjfa-17218	358	20	m.	m.	NOUN
cjfa-17218	358	21	(	(	PUNCT
cjfa-17218	358	22	2013	2013	NUM
cjfa-17218	358	23	)	)	PUNCT
cjfa-17218	358	24	.	.	PUNCT
cjfa-17218	359	1	innowacje	innowacje	PROPN
cjfa-17218	359	2	płatnicze	płatnicze	PROPN
cjfa-17218	359	3	stosowane	stosowane	PROPN
cjfa-17218	359	4	w	w	PROPN
cjfa-17218	359	5	fizycznych	fizycznych	PROPN
cjfa-17218	359	6	punktach	punktach	PRON
cjfa-17218	359	7	sprzedaży	sprzedaży	NOUN
cjfa-17218	359	8	–	–	PUNCT
cjfa-17218	359	9	szansa	szansa	NOUN
cjfa-17218	359	10	dla	dla	NOUN
cjfa-17218	359	11	obrotu	obrotu	PROPN
cjfa-17218	359	12	bezgotówkowego	bezgotówkowego	PROPN
cjfa-17218	359	13	w	w	PROPN
cjfa-17218	359	14	polsce	polsce	PROPN
cjfa-17218	359	15	.	.	PUNCT
cjfa-17218	360	1	(	(	PUNCT
cjfa-17218	360	2	payment	payment	NOUN
cjfa-17218	360	3	innovations	innovation	NOUN
cjfa-17218	360	4	in	in	ADP
cjfa-17218	360	5	physical	physical	ADJ
cjfa-17218	360	6	points	point	NOUN
cjfa-17218	360	7	of	of	ADP
cjfa-17218	360	8	sale	sale	NOUN
cjfa-17218	360	9	–	–	PUNCT
cjfa-17218	360	10	an	an	DET
cjfa-17218	360	11	opportunity	opportunity	NOUN
cjfa-17218	360	12	for	for	ADP
cjfa-17218	360	13	cashless	cashless	NOUN
cjfa-17218	360	14	transactions	transaction	NOUN
cjfa-17218	360	15	in	in	ADP
cjfa-17218	360	16	poland	poland	PROPN
cjfa-17218	360	17	.	.	PUNCT
cjfa-17218	360	18	)	)	PUNCT
cjfa-17218	360	19	in	in	ADP
cjfa-17218	360	20	h.	h.	PROPN
cjfa-17218	360	21	żukowska	żukowska	PROPN
cjfa-17218	360	22	,	,	PUNCT
cjfa-17218	360	23	m.	m.	NOUN
cjfa-17218	360	24	żukowski	żukowski	PROPN
cjfa-17218	360	25	(	(	PUNCT
cjfa-17218	360	26	eds	ed	NOUN
cjfa-17218	360	27	.	.	PUNCT
cjfa-17218	360	28	)	)	PUNCT
cjfa-17218	360	29	.	.	PUNCT
cjfa-17218	361	1	obrót	obrót	PROPN
cjfa-17218	361	2	bezgotówkowy	bezgotówkowy	PROPN
cjfa-17218	361	3	w	w	PROPN
cjfa-17218	361	4	polsce	polsce	PROPN
cjfa-17218	361	5	.	.	PUNCT
cjfa-17218	362	1	(	(	PUNCT
cjfa-17218	362	2	cashless	cashless	NOUN
cjfa-17218	362	3	transactions	transaction	NOUN
cjfa-17218	362	4	in	in	ADP
cjfa-17218	362	5	poland	poland	PROPN
cjfa-17218	362	6	.	.	PUNCT
cjfa-17218	362	7	)	)	PUNCT
cjfa-17218	363	1	lublin	lublin	PROPN
cjfa-17218	363	2	:	:	PUNCT
cjfa-17218	363	3	wydawnictwo	wydawnictwo	PROPN
cjfa-17218	363	4	kul	kul	PROPN
cjfa-17218	363	5	.	.	PUNCT
cjfa-17218	363	6	polasik	polasik	PROPN
cjfa-17218	363	7	,	,	PUNCT
cjfa-17218	363	8	m.	m.	NOUN
cjfa-17218	363	9	(	(	PUNCT
cjfa-17218	363	10	2015	2015	NUM
cjfa-17218	363	11	)	)	PUNCT
cjfa-17218	363	12	.	.	PUNCT
cjfa-17218	364	1	stan	stan	PROPN
cjfa-17218	365	1	i	i	PRON
cjfa-17218	365	2	potencjał	potencjał	VERB
cjfa-17218	365	3	rozwoju	rozwoju	PROPN
cjfa-17218	365	4	sieci	sieci	PROPN
cjfa-17218	365	5	akceptacji	akceptacji	PROPN
cjfa-17218	365	6	kart	kart	PROPN
cjfa-17218	365	7	płatniczych	płatniczych	PROPN
cjfa-17218	365	8	w	w	PROPN
cjfa-17218	365	9	polsce	polsce	PROPN
cjfa-17218	365	10	.	.	PUNCT
cjfa-17218	366	1	(	(	PUNCT
cjfa-17218	366	2	status	status	NOUN
cjfa-17218	366	3	and	and	CCONJ
cjfa-17218	366	4	potential	potential	NOUN
cjfa-17218	366	5	for	for	ADP
cjfa-17218	366	6	the	the	DET
cjfa-17218	366	7	development	development	NOUN
cjfa-17218	366	8	of	of	ADP
cjfa-17218	366	9	the	the	DET
cjfa-17218	366	10	payment	payment	NOUN
cjfa-17218	366	11	card	card	NOUN
cjfa-17218	366	12	acceptance	acceptance	NOUN
cjfa-17218	366	13	network	network	NOUN
cjfa-17218	366	14	in	in	ADP
cjfa-17218	366	15	poland	poland	PROPN
cjfa-17218	366	16	.	.	PUNCT
cjfa-17218	366	17	)	)	PUNCT
cjfa-17218	367	1	acta	acta	PROPN
cjfa-17218	367	2	universitatis	universitatis	PROPN
cjfa-17218	367	3	nicolai	nicolai	PROPN
cjfa-17218	367	4	copernici	copernici	PROPN
cjfa-17218	367	5	.	.	PUNCT
cjfa-17218	368	1	ekonomia	ekonomia	PROPN
cjfa-17218	368	2	,	,	PUNCT
cjfa-17218	368	3	46(1	46(1	PROPN
cjfa-17218	368	4	)	)	PUNCT
cjfa-17218	368	5	,	,	PUNCT
cjfa-17218	368	6	23–58	23–58	NUM
cjfa-17218	368	7	.	.	PUNCT
cjfa-17218	369	1	http://	http://	PROPN
cjfa-17218	369	2	dx.doi.org/10.12775/aunc_econ.2015.002	dx.doi.org/10.12775/aunc_econ.2015.002	PROPN
cjfa-17218	369	3	.	.	PUNCT
cjfa-17218	370	1	polasik	polasik	PROPN
cjfa-17218	370	2	,	,	PUNCT
cjfa-17218	370	3	m.	m.	NOUN
cjfa-17218	370	4	,	,	PUNCT
cjfa-17218	370	5	&	&	CCONJ
cjfa-17218	370	6	maciejewski	maciejewski	PROPN
cjfa-17218	370	7	,	,	PUNCT
cjfa-17218	370	8	k.	k.	PROPN
cjfa-17218	370	9	(	(	PUNCT
cjfa-17218	370	10	2009	2009	NUM
cjfa-17218	370	11	)	)	PUNCT
cjfa-17218	370	12	.	.	PUNCT
cjfa-17218	371	1	bariery	bariery	PROPN
cjfa-17218	371	2	rozwoju	rozwoju	PROPN
cjfa-17218	371	3	społeczeństwa	społeczeństwa	PROPN
cjfa-17218	371	4	bezgotówkowego	bezgotówkowego	PROPN
cjfa-17218	371	5	w	w	PROPN
cjfa-17218	371	6	polsce	polsce	PROPN
cjfa-17218	371	7	.	.	PUNCT
cjfa-17218	372	1	(	(	PUNCT
cjfa-17218	372	2	barriers	barrier	NOUN
cjfa-17218	372	3	to	to	ADP
cjfa-17218	372	4	the	the	DET
cjfa-17218	372	5	development	development	NOUN
cjfa-17218	372	6	of	of	ADP
cjfa-17218	372	7	cashless	cashless	NOUN
cjfa-17218	372	8	society	society	NOUN
cjfa-17218	372	9	in	in	ADP
cjfa-17218	372	10	poland	poland	PROPN
cjfa-17218	372	11	.	.	PUNCT
cjfa-17218	372	12	)	)	PUNCT
cjfa-17218	373	1	in	in	ADP
cjfa-17218	373	2	s.	s.	PROPN
cjfa-17218	373	3	partycki	partycki	PROPN
cjfa-17218	373	4	(	(	PUNCT
cjfa-17218	373	5	ed	ed	NOUN
cjfa-17218	373	6	.	.	PUNCT
cjfa-17218	373	7	)	)	PUNCT
cjfa-17218	373	8	.	.	PUNCT
cjfa-17218	374	1	e	e	X
cjfa-17218	374	2	-	-	NOUN
cjfa-17218	374	3	gospodarka	gospodarka	ADJ
cjfa-17218	374	4	,	,	PUNCT
cjfa-17218	374	5	e	e	NOUN
cjfa-17218	374	6	-	-	NOUN
cjfa-17218	374	7	społeczeństwo	społeczeństwo	NOUN
cjfa-17218	374	8	w	w	PROPN
cjfa-17218	374	9	europie	europie	ADJ
cjfa-17218	374	10	środkowej	środkowej	PROPN
cjfa-17218	374	11	i	i	PRON
cjfa-17218	374	12	wschodniej	wschodniej	VERB
cjfa-17218	374	13	.	.	PUNCT
cjfa-17218	375	1	tom	tom	PROPN
cjfa-17218	375	2	2	2	NUM
cjfa-17218	375	3	.	.	PUNCT
cjfa-17218	375	4	(	(	PUNCT
cjfa-17218	375	5	e	e	NOUN
cjfa-17218	375	6	-	-	NOUN
cjfa-17218	375	7	economy	economy	NOUN
cjfa-17218	375	8	,	,	PUNCT
cjfa-17218	375	9	e	e	NOUN
cjfa-17218	375	10	-	-	NOUN
cjfa-17218	375	11	society	society	NOUN
cjfa-17218	375	12	in	in	ADP
cjfa-17218	375	13	central	central	ADJ
cjfa-17218	375	14	and	and	CCONJ
cjfa-17218	375	15	eastern	eastern	ADJ
cjfa-17218	375	16	europe	europe	PROPN
cjfa-17218	375	17	.	.	PUNCT
cjfa-17218	376	1	volume	volume	NOUN
cjfa-17218	376	2	2	2	NUM
cjfa-17218	376	3	.	.	PUNCT
cjfa-17218	376	4	)	)	PUNCT
cjfa-17218	377	1	lublin	lublin	PROPN
cjfa-17218	377	2	:	:	PUNCT
cjfa-17218	377	3	wydawnictwo	wydawnictwo	PROPN
cjfa-17218	377	4	kul	kul	PROPN
cjfa-17218	377	5	.	.	PUNCT
cjfa-17218	377	6	polityka	polityka	ADJ
cjfa-17218	377	7	insight	insight	NOUN
cjfa-17218	377	8	(	(	PUNCT
cjfa-17218	377	9	2017	2017	NUM
cjfa-17218	377	10	)	)	PUNCT
cjfa-17218	377	11	.	.	PUNCT
cjfa-17218	378	1	raport	raport	PROPN
cjfa-17218	378	2	finansowy	finansowy	PROPN
cjfa-17218	378	3	.	.	PUNCT
cjfa-17218	379	1	(	(	PUNCT
cjfa-17218	379	2	financial	financial	ADJ
cjfa-17218	379	3	report	report	NOUN
cjfa-17218	379	4	.	.	PUNCT
cjfa-17218	379	5	)	)	PUNCT
cjfa-17218	380	1	warszawa	warszawa	PROPN
cjfa-17218	380	2	.	.	PUNCT
cjfa-17218	380	3	rochet	rochet	PROPN
cjfa-17218	380	4	,	,	PUNCT
cjfa-17218	380	5	j.-c	j.-c	PROPN
cjfa-17218	380	6	.	.	PUNCT
cjfa-17218	380	7	,	,	PUNCT
cjfa-17218	380	8	&	&	CCONJ
cjfa-17218	380	9	tirole	tirole	PROPN
cjfa-17218	380	10	,	,	PUNCT
cjfa-17218	380	11	j.	j.	PROPN
cjfa-17218	380	12	(	(	PUNCT
cjfa-17218	380	13	2003	2003	NUM
cjfa-17218	380	14	)	)	PUNCT
cjfa-17218	380	15	.	.	PUNCT
cjfa-17218	381	1	platform	platform	NOUN
cjfa-17218	381	2	competition	competition	NOUN
cjfa-17218	381	3	in	in	ADP
cjfa-17218	381	4	two	two	NUM
cjfa-17218	381	5	-	-	PUNCT
cjfa-17218	381	6	sided	sided	ADJ
cjfa-17218	381	7	markets	market	NOUN
cjfa-17218	381	8	.	.	PUNCT
cjfa-17218	382	1	journal	journal	NOUN
cjfa-17218	382	2	of	of	ADP
cjfa-17218	382	3	the	the	DET
cjfa-17218	382	4	european	european	PROPN
cjfa-17218	382	5	economic	economic	PROPN
cjfa-17218	382	6	association	association	PROPN
cjfa-17218	382	7	,	,	PUNCT
cjfa-17218	382	8	1(4	1(4	NUM
cjfa-17218	382	9	)	)	PUNCT
cjfa-17218	382	10	,	,	PUNCT
cjfa-17218	382	11	990–1029	990–1029	NUM
cjfa-17218	382	12	.	.	PUNCT
cjfa-17218	383	1	http://dx.doi.org/	http://dx.doi.org/	PRON
cjfa-17218	383	2	10.1162/154247603322493212	10.1162/154247603322493212	NUM
cjfa-17218	383	3	.	.	PUNCT
cjfa-17218	384	1	rochet	rochet	PROPN
cjfa-17218	384	2	,	,	PUNCT
cjfa-17218	384	3	j.-c	j.-c	PROPN
cjfa-17218	384	4	.	.	PUNCT
cjfa-17218	384	5	,	,	PUNCT
cjfa-17218	384	6	&	&	CCONJ
cjfa-17218	384	7	tirole	tirole	PROPN
cjfa-17218	384	8	,	,	PUNCT
cjfa-17218	384	9	j.	j.	PROPN
cjfa-17218	384	10	(	(	PUNCT
cjfa-17218	384	11	2008	2008	NUM
cjfa-17218	384	12	)	)	PUNCT
cjfa-17218	384	13	.	.	PUNCT
cjfa-17218	385	1	tying	tie	VERB
cjfa-17218	385	2	in	in	ADP
cjfa-17218	385	3	two	two	NUM
cjfa-17218	385	4	-	-	PUNCT
cjfa-17218	385	5	sided	sided	ADJ
cjfa-17218	385	6	markets	market	NOUN
cjfa-17218	385	7	and	and	CCONJ
cjfa-17218	385	8	the	the	DET
cjfa-17218	385	9	honor	honor	NOUN
cjfa-17218	385	10	all	all	DET
cjfa-17218	385	11	cards	card	NOUN
cjfa-17218	385	12	rule	rule	VERB
cjfa-17218	385	13	.	.	PUNCT
cjfa-17218	386	1	international	international	ADJ
cjfa-17218	386	2	journal	journal	PROPN
cjfa-17218	386	3	of	of	ADP
cjfa-17218	386	4	industrial	industrial	ADJ
cjfa-17218	386	5	organization	organization	NOUN
cjfa-17218	386	6	,	,	PUNCT
cjfa-17218	386	7	26(6	26(6	NUM
cjfa-17218	386	8	)	)	PUNCT
cjfa-17218	386	9	,	,	PUNCT
cjfa-17218	386	10	1333–1347	1333–1347	NUM
cjfa-17218	386	11	.	.	PUNCT
cjfa-17218	387	1	http://	http://	PROPN
cjfa-17218	387	2	dx.doi.org/10.1016/j.ijindorg.2008.01.002	dx.doi.org/10.1016/j.ijindorg.2008.01.002	NOUN
cjfa-17218	387	3	.	.	PUNCT
cjfa-17218	388	1	salmony	salmony	NOUN
cjfa-17218	388	2	,	,	PUNCT
cjfa-17218	388	3	m.	m.	NOUN
cjfa-17218	388	4	(	(	PUNCT
cjfa-17218	388	5	2011	2011	NUM
cjfa-17218	388	6	)	)	PUNCT
cjfa-17218	388	7	.	.	PUNCT
cjfa-17218	389	1	why	why	SCONJ
cjfa-17218	389	2	is	be	AUX
cjfa-17218	389	3	use	use	NOUN
cjfa-17218	389	4	of	of	ADP
cjfa-17218	389	5	cash	cash	NOUN
cjfa-17218	389	6	persisting	persist	VERB
cjfa-17218	389	7	?	?	PUNCT
cjfa-17218	390	1	critical	critical	ADJ
cjfa-17218	390	2	success	success	NOUN
cjfa-17218	390	3	factors	factor	NOUN
cjfa-17218	390	4	for	for	ADP
cjfa-17218	390	5	overcoming	overcome	VERB
cjfa-17218	390	6	.	.	PUNCT
cjfa-17218	391	1	journal	journal	NOUN
cjfa-17218	391	2	of	of	ADP
cjfa-17218	391	3	payments	payment	NOUN
cjfa-17218	391	4	strategy	strategy	NOUN
cjfa-17218	391	5	&	&	CCONJ
cjfa-17218	391	6	systems	system	NOUN
cjfa-17218	391	7	,	,	PUNCT
cjfa-17218	391	8	5(3	5(3	NUM
cjfa-17218	391	9	)	)	PUNCT
cjfa-17218	391	10	,	,	PUNCT
cjfa-17218	391	11	246–272	246–272	NUM
cjfa-17218	391	12	.	.	PUNCT
cjfa-17218	392	1	schneider	schneider	PROPN
cjfa-17218	392	2	,	,	PUNCT
cjfa-17218	392	3	f.	f.	PROPN
cjfa-17218	392	4	(	(	PUNCT
cjfa-17218	392	5	2011	2011	NUM
cjfa-17218	392	6	)	)	PUNCT
cjfa-17218	392	7	.	.	PUNCT
cjfa-17218	393	1	the	the	DET
cjfa-17218	393	2	shadow	shadow	NOUN
cjfa-17218	393	3	economy	economy	NOUN
cjfa-17218	393	4	in	in	ADP
cjfa-17218	393	5	europe	europe	PROPN
cjfa-17218	393	6	,	,	PUNCT
cjfa-17218	393	7	2011	2011	NUM
cjfa-17218	393	8	:	:	PUNCT
cjfa-17218	393	9	using	use	VERB
cjfa-17218	393	10	electronic	electronic	ADJ
cjfa-17218	393	11	payment	payment	NOUN
cjfa-17218	393	12	systems	system	NOUN
cjfa-17218	393	13	to	to	PART
cjfa-17218	393	14	combat	combat	VERB
cjfa-17218	393	15	the	the	DET
cjfa-17218	393	16	shadow	shadow	NOUN
cjfa-17218	393	17	economy	economy	NOUN
cjfa-17218	393	18	.	.	PUNCT
cjfa-17218	394	1	linz	linz	PROPN
cjfa-17218	394	2	:	:	PUNCT
cjfa-17218	394	3	a.t	a.t	PROPN
cjfa-17218	394	4	.	.	PROPN
cjfa-17218	394	5	kearney	kearney	PROPN
cjfa-17218	394	6	.	.	PUNCT
cjfa-17218	395	1	schneider	schneider	PROPN
cjfa-17218	395	2	,	,	PUNCT
cjfa-17218	395	3	f.	f.	PROPN
cjfa-17218	395	4	(	(	PUNCT
cjfa-17218	395	5	2013	2013	NUM
cjfa-17218	395	6	)	)	PUNCT
cjfa-17218	395	7	.	.	PUNCT
cjfa-17218	396	1	the	the	DET
cjfa-17218	396	2	shadow	shadow	NOUN
cjfa-17218	396	3	economy	economy	NOUN
cjfa-17218	396	4	in	in	ADP
cjfa-17218	396	5	europe	europe	PROPN
cjfa-17218	396	6	,	,	PUNCT
cjfa-17218	396	7	2013	2013	NUM
cjfa-17218	396	8	.	.	PUNCT
cjfa-17218	397	1	linz	linz	PROPN
cjfa-17218	397	2	:	:	PUNCT
cjfa-17218	397	3	a.t	a.t	PROPN
cjfa-17218	397	4	.	.	PROPN
cjfa-17218	397	5	kearney	kearney	PROPN
cjfa-17218	397	6	.	.	PUNCT
cjfa-17218	398	1	schuh	schuh	PROPN
cjfa-17218	398	2	,	,	PUNCT
cjfa-17218	398	3	s.	s.	PROPN
cjfa-17218	398	4	,	,	PUNCT
cjfa-17218	398	5	&	&	CCONJ
cjfa-17218	398	6	stavins	stavin	NOUN
cjfa-17218	398	7	,	,	PUNCT
cjfa-17218	398	8	j.	j.	PROPN
cjfa-17218	398	9	(	(	PUNCT
cjfa-17218	398	10	2013	2013	NUM
cjfa-17218	398	11	)	)	PUNCT
cjfa-17218	398	12	.	.	PUNCT
cjfa-17218	399	1	how	how	SCONJ
cjfa-17218	399	2	consumers	consumer	NOUN
cjfa-17218	399	3	pay	pay	VERB
cjfa-17218	399	4	:	:	PUNCT
cjfa-17218	399	5	adoption	adoption	NOUN
cjfa-17218	399	6	and	and	CCONJ
cjfa-17218	399	7	use	use	NOUN
cjfa-17218	399	8	of	of	ADP
cjfa-17218	399	9	payments	payment	NOUN
cjfa-17218	399	10	.	.	PUNCT
cjfa-17218	400	1	accounting	accounting	NOUN
cjfa-17218	400	2	and	and	CCONJ
cjfa-17218	400	3	finance	finance	NOUN
cjfa-17218	400	4	research	research	NOUN
cjfa-17218	400	5	,	,	PUNCT
cjfa-17218	400	6	2(2	2(2	NUM
cjfa-17218	400	7	)	)	PUNCT
cjfa-17218	400	8	,	,	PUNCT
cjfa-17218	400	9	1–21	1–21	PROPN
cjfa-17218	400	10	.	.	PUNCT
cjfa-17218	401	1	http://dx.doi.org/10.5430/afr.v2n2p1	http://dx.doi.org/10.5430/afr.v2n2p1	NOUN
cjfa-17218	401	2	.	.	PUNCT
cjfa-17218	402	1	świecka	świecka	PROPN
cjfa-17218	402	2	,	,	PUNCT
cjfa-17218	402	3	b.	b.	PROPN
cjfa-17218	402	4	(	(	PUNCT
cjfa-17218	402	5	2011	2011	NUM
cjfa-17218	402	6	)	)	PUNCT
cjfa-17218	402	7	.	.	PUNCT
cjfa-17218	403	1	bankowość	bankowość	PROPN
cjfa-17218	403	2	elektroniczna	elektroniczna	PROPN
cjfa-17218	403	3	.	.	PUNCT
cjfa-17218	404	1	(	(	PUNCT
cjfa-17218	404	2	electronic	electronic	ADJ
cjfa-17218	404	3	banking	banking	NOUN
cjfa-17218	404	4	.	.	PUNCT
cjfa-17218	404	5	)	)	PUNCT
cjfa-17218	405	1	warszawa	warszawa	PROPN
cjfa-17218	405	2	:	:	PUNCT
cjfa-17218	405	3	cedewu	cedewu	NOUN
cjfa-17218	405	4	.	.	PUNCT
cjfa-17218	406	1	ustawa	ustawa	PROPN
cjfa-17218	406	2	o	o	NOUN
cjfa-17218	406	3	usługach	usługach	NOUN
cjfa-17218	406	4	płatniczych	płatniczych	PROPN
cjfa-17218	406	5	z	z	PROPN
cjfa-17218	406	6	dnia	dnia	PROPN
cjfa-17218	406	7	19	19	NUM
cjfa-17218	406	8	sierpnia	sierpnia	NOUN
cjfa-17218	406	9	2011r	2011r	NUM
cjfa-17218	406	10	.	.	PUNCT
cjfa-17218	407	1	(	(	PUNCT
cjfa-17218	407	2	the	the	DET
cjfa-17218	407	3	law	law	NOUN
cjfa-17218	407	4	of	of	ADP
cjfa-17218	407	5	payment	payment	NOUN
cjfa-17218	407	6	services	service	NOUN
cjfa-17218	407	7	,	,	PUNCT
cjfa-17218	407	8	august	august	PROPN
cjfa-17218	407	9	19	19	NUM
cjfa-17218	407	10	,	,	PUNCT
cjfa-17218	407	11	2011	2011	NUM
cjfa-17218	407	12	)	)	PUNCT
cjfa-17218	407	13	.	.	PUNCT
cjfa-17218	408	1	związek	związek	PROPN
cjfa-17218	408	2	banków	banków	PROPN
cjfa-17218	408	3	polskich	polskich	PROPN
cjfa-17218	408	4	(	(	PUNCT
cjfa-17218	408	5	2017	2017	NUM
cjfa-17218	408	6	)	)	PUNCT
cjfa-17218	408	7	.	.	PUNCT
cjfa-17218	409	1	zbp	zbp	ADJ
cjfa-17218	409	2	na	na	AUX
cjfa-17218	409	3	rzecz	rzecz	VERB
cjfa-17218	409	4	programu	programu	PROPN
cjfa-17218	409	5	wsparcia	wsparcia	PROPN
cjfa-17218	409	6	obrotu	obrotu	PROPN
cjfa-17218	409	7	bezgotówkowego	bezgotówkowego	NOUN
cjfa-17218	409	8	,	,	PUNCT
cjfa-17218	409	9	(	(	PUNCT
cjfa-17218	409	10	zbp	zbp	ADJ
cjfa-17218	409	11	for	for	ADP
cjfa-17218	409	12	the	the	DET
cjfa-17218	409	13	pwob	pwob	NOUN
cjfa-17218	409	14	.	.	PUNCT
cjfa-17218	409	15	)	)	PUNCT
cjfa-17218	410	1	http://zbp.pl/wydarzenia/archiwum/wydarzenia/2017/	http://zbp.pl/wydarzenia/archiwum/wydarzenia/2017/	PROPN
cjfa-17218	410	2	czerwiec	czerwiec	NOUN
cjfa-17218	410	3	/	/	SYM
cjfa-17218	410	4	zbp	zbp	PROPN
cjfa-17218	410	5	-	-	PUNCT
cjfa-17218	410	6	na	na	NOUN
cjfa-17218	410	7	-	-	PUNCT
cjfa-17218	410	8	rzecz	rzecz	VERB
cjfa-17218	410	9	-	-	PUNCT
cjfa-17218	410	10	programu	programu	NOUN
cjfa-17218	410	11	-	-	PUNCT
cjfa-17218	410	12	wsparcia	wsparcia	NOUN
cjfa-17218	410	13	-	-	PUNCT
cjfa-17218	410	14	obrotu	obrotu	ADJ
cjfa-17218	410	15	-	-	PUNCT
cjfa-17218	410	16	bezgotowkowego	bezgotowkowego	NOUN
cjfa-17218	410	17	(	(	PUNCT
cjfa-17218	410	18	accessed	access	VERB
cjfa-17218	410	19	:	:	PUNCT
cjfa-17218	410	20	12.07.2017	12.07.2017	NUM
cjfa-17218	410	21	)	)	PUNCT
cjfa-17218	410	22	.	.	PUNCT