id	sid	tid	token	lemma	pos
cjfa-30900	1	1	date	date	NOUN
cjfa-30900	1	2	of	of	ADP
cjfa-30900	1	3	submission	submission	NOUN
cjfa-30900	1	4	:	:	PUNCT
cjfa-30900	1	5	april	april	PROPN
cjfa-30900	1	6	11	11	NUM
cjfa-30900	1	7	,	,	PUNCT
cjfa-30900	1	8	2020	2020	NUM
cjfa-30900	1	9	;	;	PUNCT
cjfa-30900	1	10	date	date	NOUN
cjfa-30900	1	11	of	of	ADP
cjfa-30900	1	12	acceptance	acceptance	NOUN
cjfa-30900	1	13	:	:	PUNCT
cjfa-30900	1	14	june	june	PROPN
cjfa-30900	1	15	8	8	NUM
cjfa-30900	1	16	,	,	PUNCT
cjfa-30900	1	17	2020	2020	NUM
cjfa-30900	1	18	.	.	PUNCT
cjfa-30900	2	1	*	*	PUNCT
cjfa-30900	2	2	contact	contact	NOUN
cjfa-30900	2	3	information	information	NOUN
cjfa-30900	2	4	:	:	PUNCT
cjfa-30900	2	5	sadrul@ewubd.edu	sadrul@ewubd.edu	PROPN
cjfa-30900	2	6	,	,	PUNCT
cjfa-30900	2	7	department	department	NOUN
cjfa-30900	2	8	of	of	ADP
cjfa-30900	2	9	business	business	PROPN
cjfa-30900	2	10	administration	administration	PROPN
cjfa-30900	2	11	,	,	PUNCT
cjfa-30900	2	12	east	east	PROPN
cjfa-30900	2	13	west	west	PROPN
cjfa-30900	2	14	university	university	PROPN
cjfa-30900	2	15	,	,	PUNCT
cjfa-30900	2	16	dhaka	dhaka	PROPN
cjfa-30900	2	17	,	,	PUNCT
cjfa-30900	2	18	bangladesh	bangladesh	PROPN
cjfa-30900	2	19	,	,	PUNCT
cjfa-30900	2	20	phone	phone	NOUN
cjfa-30900	2	21	:	:	PUNCT
cjfa-30900	2	22	+8809666775577	+8809666775577	NUM
cjfa-30900	2	23	ext	ext	NOUN
cjfa-30900	2	24	.	.	PROPN
cjfa-30900	2	25	282	282	NUM
cjfa-30900	2	26	;	;	PUNCT
cjfa-30900	2	27	or	or	CCONJ
cjfa-30900	2	28	 	 	SPACE
cjfa-30900	2	29	cid	cid	PROPN
cjfa-30900	3	1	i	i	PROPN
cjfa-30900	3	2	d	d	PROPN
cjfa-30900	3	3	:	:	PUNCT
cjfa-30900	4	1	https://orcid.org/0000-0002-6253-3043	https://orcid.org/0000-0002-6253-3043	X
cjfa-30900	4	2	.	.	PUNCT
cjfa-30900	5	1	*	*	PUNCT
cjfa-30900	5	2	*	*	PUNCT
cjfa-30900	5	3	contact	contact	NOUN
cjfa-30900	5	4	information	information	NOUN
cjfa-30900	5	5	:	:	PUNCT
cjfa-30900	5	6	humayun.kabir@ewubd.edu	humayun.kabir@ewubd.edu	NOUN
cjfa-30900	5	7	,	,	PUNCT
cjfa-30900	5	8	department	department	NOUN
cjfa-30900	5	9	of	of	ADP
cjfa-30900	5	10	business	business	PROPN
cjfa-30900	5	11	administration	administration	PROPN
cjfa-30900	5	12	,	,	PUNCT
cjfa-30900	5	13	east	east	PROPN
cjfa-30900	5	14	west	west	PROPN
cjfa-30900	5	15	university	university	PROPN
cjfa-30900	5	16	,	,	PUNCT
cjfa-30900	5	17	dhaka	dhaka	PROPN
cjfa-30900	5	18	,	,	PUNCT
cjfa-30900	5	19	bangladesh	bangladesh	PROPN
cjfa-30900	5	20	,	,	PUNCT
cjfa-30900	5	21	phone	phone	NOUN
cjfa-30900	5	22	:	:	PUNCT
cjfa-30900	5	23	+8809666775577	+8809666775577	PROPN
cjfa-30900	5	24	ext	ext	NOUN
cjfa-30900	5	25	.	.	PROPN
cjfa-30900	6	1	406	406	NUM
cjfa-30900	6	2	;	;	PUNCT
cjfa-30900	6	3	orcid	orcid	PROPN
cjfa-30900	7	1	i	i	NOUN
cjfa-30900	7	2	d	d	NOUN
cjfa-30900	7	3	:	:	PUNCT
cjfa-30900	8	1	https://orcid.org/0000-0002-5648-197x	https://orcid.org/0000-0002-5648-197x	PROPN
cjfa-30900	8	2	.	.	PUNCT
cjfa-30900	9	1	*	*	PUNCT
cjfa-30900	9	2	*	*	PUNCT
cjfa-30900	9	3	*	*	PUNCT
cjfa-30900	9	4	contact	contact	NOUN
cjfa-30900	9	5	information	information	NOUN
cjfa-30900	9	6	:	:	PUNCT
cjfa-30900	9	7	nnp_mkt@ewubd.edu	nnp_mkt@ewubd.edu	PROPN
cjfa-30900	9	8	,	,	PUNCT
cjfa-30900	9	9	department	department	NOUN
cjfa-30900	9	10	of	of	ADP
cjfa-30900	9	11	business	business	PROPN
cjfa-30900	9	12	administration	administration	PROPN
cjfa-30900	9	13	,	,	PUNCT
cjfa-30900	9	14	east	east	PROPN
cjfa-30900	9	15	west	west	PROPN
cjfa-30900	9	16	university	university	PROPN
cjfa-30900	9	17	,	,	PUNCT
cjfa-30900	9	18	dhaka	dhaka	PROPN
cjfa-30900	9	19	,	,	PUNCT
cjfa-30900	9	20	bangladesh	bangladesh	PROPN
cjfa-30900	9	21	,	,	PUNCT
cjfa-30900	9	22	phone	phone	NOUN
cjfa-30900	9	23	:	:	PUNCT
cjfa-30900	9	24	+8809666775577	+8809666775577	PROPN
cjfa-30900	9	25	ext	ext	NOUN
cjfa-30900	9	26	.	.	PROPN
cjfa-30900	9	27	402	402	NUM
cjfa-30900	9	28	;	;	PUNCT
cjfa-30900	9	29	orcid	orcid	PROPN
cjfa-30900	10	1	i	i	NOUN
cjfa-30900	10	2	d	d	NOUN
cjfa-30900	10	3	:	:	PUNCT
cjfa-30900	11	1	https://orcid.org/0000-0001-7607-1268	https://orcid.org/0000-0001-7607-1268	PROPN
cjfa-30900	11	2	.	.	PUNCT
cjfa-30900	12	1	*	*	PUNCT
cjfa-30900	12	2	*	*	PUNCT
cjfa-30900	12	3	*	*	PUNCT
cjfa-30900	12	4	contact	contact	NOUN
cjfa-30900	12	5	information	information	NOUN
cjfa-30900	12	6	:	:	PUNCT
cjfa-30900	13	1	sunnysaha@ewubd.edu	sunnysaha@ewubd.edu	PROPN
cjfa-30900	13	2	,	,	PUNCT
cjfa-30900	13	3	department	department	NOUN
cjfa-30900	13	4	of	of	ADP
cjfa-30900	13	5	business	business	PROPN
cjfa-30900	13	6	administration	administration	PROPN
cjfa-30900	13	7	,	,	PUNCT
cjfa-30900	13	8	east	east	PROPN
cjfa-30900	13	9	west	west	PROPN
cjfa-30900	13	10	university	university	PROPN
cjfa-30900	13	11	,	,	PUNCT
cjfa-30900	13	12	dhaka	dhaka	PROPN
cjfa-30900	13	13	,	,	PUNCT
cjfa-30900	13	14	bangladesh	bangladesh	PROPN
cjfa-30900	13	15	,	,	PUNCT
cjfa-30900	13	16	phone	phone	NOUN
cjfa-30900	13	17	:	:	PUNCT
cjfa-30900	13	18	+8809666775577	+8809666775577	PROPN
cjfa-30900	13	19	ext	ext	NOUN
cjfa-30900	13	20	.	.	PROPN
cjfa-30900	13	21	530	530	NUM
cjfa-30900	13	22	;	;	PUNCT
cjfa-30900	13	23	orcid	orcid	NOUN
cjfa-30900	14	1	i	i	NOUN
cjfa-30900	14	2	d	d	NOUN
cjfa-30900	14	3	:	:	PUNCT
cjfa-30900	15	1	https://orcid.org/0000-0003-0348-295x	https://orcid.org/0000-0003-0348-295x	PROPN
cjfa-30900	15	2	.	.	PUNCT
cjfa-30900	15	3	copernican	copernican	PROPN
cjfa-30900	15	4	journal	journal	PROPN
cjfa-30900	15	5	of	of	ADP
cjfa-30900	15	6	finance	finance	PROPN
cjfa-30900	15	7	&	&	CCONJ
cjfa-30900	15	8	accounting	accounting	PROPN
cjfa-30900	15	9	e	e	PROPN
cjfa-30900	15	10	-	-	PROPN
cjfa-30900	15	11	issn	issn	PROPN
cjfa-30900	15	12	2300	2300	NUM
cjfa-30900	15	13	-	-	SYM
cjfa-30900	15	14	3065	3065	NUM
cjfa-30900	15	15	p	p	PROPN
cjfa-30900	15	16	-	-	PUNCT
cjfa-30900	15	17	issn	issn	PROPN
cjfa-30900	15	18	2300	2300	NUM
cjfa-30900	15	19	-	-	SYM
cjfa-30900	15	20	12402020	12402020	NUM
cjfa-30900	15	21	,	,	PUNCT
cjfa-30900	15	22	volume	volume	NOUN
cjfa-30900	15	23	9	9	NUM
cjfa-30900	15	24	,	,	PUNCT
cjfa-30900	15	25	issue	issue	NOUN
cjfa-30900	15	26	1	1	NUM
cjfa-30900	15	27	sadrul	sadrul	NOUN
cjfa-30900	15	28	huda	huda	PROPN
cjfa-30900	15	29	,	,	PUNCT
cjfa-30900	15	30	s.s.m	s.s.m	PROPN
cjfa-30900	15	31	.	.	PROPN
cjfa-30900	15	32	,	,	PUNCT
cjfa-30900	15	33	kabir	kabir	PROPN
cjfa-30900	15	34	,	,	PUNCT
cjfa-30900	15	35	m.h	m.h	PROPN
cjfa-30900	15	36	.	.	PROPN
cjfa-30900	15	37	,	,	PUNCT
cjfa-30900	15	38	popy	popy	PROPN
cjfa-30900	15	39	,	,	PUNCT
cjfa-30900	15	40	n.n	n.n	PROPN
cjfa-30900	15	41	.	.	PROPN
cjfa-30900	15	42	,	,	PUNCT
cjfa-30900	15	43	&	&	CCONJ
cjfa-30900	15	44	saha	saha	PROPN
cjfa-30900	15	45	,	,	PUNCT
cjfa-30900	15	46	s.	s.	PROPN
cjfa-30900	15	47	(	(	PUNCT
cjfa-30900	15	48	2020	2020	NUM
cjfa-30900	15	49	)	)	PUNCT
cjfa-30900	15	50	.	.	PUNCT
cjfa-30900	16	1	innovation	innovation	NOUN
cjfa-30900	16	2	in	in	ADP
cjfa-30900	16	3	financial	financial	ADJ
cjfa-30900	16	4	services	service	NOUN
cjfa-30900	16	5	:	:	PUNCT
cjfa-30900	16	6	the	the	DET
cjfa-30900	16	7	case	case	NOUN
cjfa-30900	16	8	of	of	ADP
cjfa-30900	16	9	bangladesh	bangladesh	PROPN
cjfa-30900	16	10	.	.	PUNCT
cjfa-30900	17	1	copernican	copernican	PROPN
cjfa-30900	17	2	journal	journal	PROPN
cjfa-30900	17	3	of	of	ADP
cjfa-30900	17	4	finance	finance	PROPN
cjfa-30900	17	5	&	&	CCONJ
cjfa-30900	17	6	accounting	accounting	PROPN
cjfa-30900	17	7	,	,	PUNCT
cjfa-30900	17	8	9(1	9(1	NUM
cjfa-30900	17	9	)	)	PUNCT
cjfa-30900	17	10	,	,	PUNCT
cjfa-30900	17	11	31–56	31–56	NUM
cjfa-30900	17	12	.	.	PUNCT
cjfa-30900	18	1	http://dx.doi	http://dx.doi	NOUN
cjfa-30900	18	2	.	.	PUNCT
cjfa-30900	19	1	org/10.12775	org/10.12775	PROPN
cjfa-30900	19	2	/	/	SYM
cjfa-30900	19	3	cjfa.2020.002	cjfa.2020.002	NOUN
cjfa-30900	19	4	s.	s.	PROPN
cjfa-30900	19	5	s.	s.	PROPN
cjfa-30900	19	6	m.	m.	PROPN
cjfa-30900	19	7	sadrul	sadrul	PROPN
cjfa-30900	19	8	huda	huda	PROPN
cjfa-30900	19	9	*	*	PROPN
cjfa-30900	19	10	east	east	PROPN
cjfa-30900	19	11	west	west	PROPN
cjfa-30900	19	12	university	university	PROPN
cjfa-30900	19	13	md	md	PROPN
cjfa-30900	19	14	.	.	PROPN
cjfa-30900	20	1	humayun	humayun	PROPN
cjfa-30900	20	2	kabir	kabir	PROPN
cjfa-30900	20	3	*	*	PROPN
cjfa-30900	20	4	*	*	PROPN
cjfa-30900	20	5	east	east	PROPN
cjfa-30900	20	6	west	west	PROPN
cjfa-30900	20	7	university	university	PROPN
cjfa-30900	20	8	nurun	nurun	PROPN
cjfa-30900	20	9	naher	naher	PROPN
cjfa-30900	20	10	popy	popy	PROPN
cjfa-30900	20	11	*	*	PROPN
cjfa-30900	20	12	*	*	PROPN
cjfa-30900	20	13	*	*	PROPN
cjfa-30900	20	14	east	east	PROPN
cjfa-30900	20	15	west	west	PROPN
cjfa-30900	20	16	university	university	PROPN
cjfa-30900	20	17	sunny	sunny	ADJ
cjfa-30900	20	18	saha	saha	NOUN
cjfa-30900	20	19	*	*	PUNCT
cjfa-30900	21	1	*	*	PUNCT
cjfa-30900	21	2	*	*	PUNCT
cjfa-30900	21	3	*	*	PROPN
cjfa-30900	21	4	east	east	PROPN
cjfa-30900	21	5	west	west	PROPN
cjfa-30900	21	6	university	university	PROPN
cjfa-30900	21	7	innovation	innovation	NOUN
cjfa-30900	21	8	in	in	ADP
cjfa-30900	21	9	financial	financial	ADJ
cjfa-30900	21	10	services	service	NOUN
cjfa-30900	21	11	:	:	PUNCT
cjfa-30900	21	12	the	the	DET
cjfa-30900	21	13	case	case	NOUN
cjfa-30900	21	14	of	of	ADP
cjfa-30900	21	15	bangladesh	bangladesh	NOUN
cjfa-30900	21	16	keywords	keyword	NOUN
cjfa-30900	21	17	:	:	PUNCT
cjfa-30900	21	18	financial	financial	ADJ
cjfa-30900	21	19	innovation	innovation	NOUN
cjfa-30900	21	20	,	,	PUNCT
cjfa-30900	21	21	financial	financial	ADJ
cjfa-30900	21	22	technology	technology	NOUN
cjfa-30900	21	23	(	(	PUNCT
cjfa-30900	21	24	fintech	fintech	NOUN
cjfa-30900	21	25	)	)	PUNCT
cjfa-30900	21	26	,	,	PUNCT
cjfa-30900	21	27	mobile	mobile	ADJ
cjfa-30900	21	28	financial	financial	ADJ
cjfa-30900	21	29	services	service	NOUN
cjfa-30900	21	30	,	,	PUNCT
cjfa-30900	21	31	financial	financial	ADJ
cjfa-30900	21	32	inclusion	inclusion	NOUN
cjfa-30900	21	33	,	,	PUNCT
cjfa-30900	21	34	digital	digital	ADJ
cjfa-30900	21	35	financial	financial	ADJ
cjfa-30900	21	36	services	service	NOUN
cjfa-30900	21	37	.	.	PUNCT
cjfa-30900	22	1	s.	s.	PROPN
cjfa-30900	22	2	s.	s.	PROPN
cjfa-30900	22	3	m.	m.	PROPN
cjfa-30900	22	4	huda	huda	PROPN
cjfa-30900	22	5	,	,	PUNCT
cjfa-30900	22	6	md	md	PROPN
cjfa-30900	22	7	.	.	PROPN
cjfa-30900	22	8	humayun	humayun	PROPN
cjfa-30900	22	9	kabir	kabir	PROPN
cjfa-30900	22	10	,	,	PUNCT
cjfa-30900	22	11	nurun	nurun	PROPN
cjfa-30900	22	12	naher	naher	PROPN
cjfa-30900	22	13	popy	popy	PROPN
cjfa-30900	22	14	,	,	PUNCT
cjfa-30900	22	15	sunny	sunny	ADJ
cjfa-30900	22	16	saha32	saha32	NOUN
cjfa-30900	22	17	j	j	PROPN
cjfa-30900	22	18	e	e	PROPN
cjfa-30900	22	19	l	l	PROPN
cjfa-30900	22	20	classification	classification	NOUN
cjfa-30900	22	21	:	:	PUNCT
cjfa-30900	22	22	g20	g20	NOUN
cjfa-30900	22	23	,	,	PUNCT
cjfa-30900	22	24	g21	g21	PROPN
cjfa-30900	22	25	,	,	PUNCT
cjfa-30900	22	26	g23	g23	NOUN
cjfa-30900	22	27	,	,	PUNCT
cjfa-30900	22	28	o31	o31	NOUN
cjfa-30900	22	29	.	.	PUNCT
cjfa-30900	23	1	abstract	abstract	NOUN
cjfa-30900	23	2	:	:	PUNCT
cjfa-30900	23	3	the	the	DET
cjfa-30900	23	4	financial	financial	ADJ
cjfa-30900	23	5	services	service	NOUN
cjfa-30900	23	6	industry	industry	NOUN
cjfa-30900	23	7	of	of	ADP
cjfa-30900	23	8	bangladesh	bangladesh	NOUN
cjfa-30900	23	9	has	have	AUX
cjfa-30900	23	10	achieved	achieve	VERB
cjfa-30900	23	11	phenomenal	phenomenal	ADJ
cjfa-30900	23	12	success	success	NOUN
cjfa-30900	23	13	and	and	CCONJ
cjfa-30900	23	14	advancing	advance	VERB
cjfa-30900	23	15	day	day	NOUN
cjfa-30900	23	16	by	by	ADP
cjfa-30900	23	17	day	day	NOUN
cjfa-30900	23	18	for	for	ADP
cjfa-30900	23	19	the	the	DET
cjfa-30900	23	20	growth	growth	NOUN
cjfa-30900	23	21	of	of	ADP
cjfa-30900	23	22	technology	technology	NOUN
cjfa-30900	23	23	.	.	PUNCT
cjfa-30900	24	1	bangladesh	bangladesh	PROPN
cjfa-30900	24	2	has	have	AUX
cjfa-30900	24	3	long	long	ADV
cjfa-30900	24	4	been	be	AUX
cjfa-30900	24	5	considered	consider	VERB
cjfa-30900	24	6	a	a	DET
cjfa-30900	24	7	role	role	NOUN
cjfa-30900	24	8	model	model	NOUN
cjfa-30900	24	9	for	for	ADP
cjfa-30900	24	10	financial	financial	ADJ
cjfa-30900	24	11	inclusion	inclusion	NOUN
cjfa-30900	24	12	,	,	PUNCT
cjfa-30900	24	13	first	first	ADV
cjfa-30900	24	14	with	with	ADP
cjfa-30900	24	15	the	the	DET
cjfa-30900	24	16	emergence	emergence	NOUN
cjfa-30900	24	17	of	of	ADP
cjfa-30900	24	18	proliferation	proliferation	NOUN
cjfa-30900	24	19	and	and	CCONJ
cjfa-30900	24	20	prominence	prominence	NOUN
cjfa-30900	24	21	of	of	ADP
cjfa-30900	24	22	microfinance	microfinance	NOUN
cjfa-30900	24	23	institutions	institution	NOUN
cjfa-30900	24	24	,	,	PUNCT
cjfa-30900	24	25	especially	especially	ADV
cjfa-30900	24	26	in	in	ADP
cjfa-30900	24	27	rural	rural	ADJ
cjfa-30900	24	28	areas	area	NOUN
cjfa-30900	24	29	.	.	PUNCT
cjfa-30900	25	1	this	this	DET
cjfa-30900	25	2	paper	paper	NOUN
cjfa-30900	25	3	examines	examine	VERB
cjfa-30900	25	4	the	the	DET
cjfa-30900	25	5	financial	financial	ADJ
cjfa-30900	25	6	services	service	NOUN
cjfa-30900	25	7	innovation	innovation	NOUN
cjfa-30900	25	8	in	in	ADP
cjfa-30900	25	9	bangladesh	bangladesh	NOUN
cjfa-30900	25	10	by	by	ADP
cjfa-30900	25	11	presenting	present	VERB
cjfa-30900	25	12	the	the	DET
cjfa-30900	25	13	changes	change	NOUN
cjfa-30900	25	14	in	in	ADP
cjfa-30900	25	15	the	the	DET
cjfa-30900	25	16	industry	industry	NOUN
cjfa-30900	25	17	over	over	ADP
cjfa-30900	25	18	the	the	DET
cjfa-30900	25	19	years	year	NOUN
cjfa-30900	25	20	.	.	PUNCT
cjfa-30900	26	1	the	the	DET
cjfa-30900	26	2	paper	paper	NOUN
cjfa-30900	26	3	also	also	ADV
cjfa-30900	26	4	analyses	analyse	VERB
cjfa-30900	26	5	the	the	DET
cjfa-30900	26	6	comparative	comparative	ADJ
cjfa-30900	26	7	picture	picture	NOUN
cjfa-30900	26	8	of	of	ADP
cjfa-30900	26	9	bangladesh	bangladesh	NOUN
cjfa-30900	26	10	’s	’s	PART
cjfa-30900	26	11	financial	financial	ADJ
cjfa-30900	26	12	inclusion	inclusion	NOUN
cjfa-30900	26	13	and	and	CCONJ
cjfa-30900	26	14	world	world	NOUN
cjfa-30900	26	15	financial	financial	ADJ
cjfa-30900	26	16	inclusion	inclusion	NOUN
cjfa-30900	26	17	.	.	PUNCT
cjfa-30900	27	1	this	this	DET
cjfa-30900	27	2	study	study	NOUN
cjfa-30900	27	3	is	be	AUX
cjfa-30900	27	4	a	a	DET
cjfa-30900	27	5	descriptive	descriptive	ADJ
cjfa-30900	27	6	study	study	NOUN
cjfa-30900	27	7	where	where	SCONJ
cjfa-30900	27	8	quantitative	quantitative	ADJ
cjfa-30900	27	9	data	datum	NOUN
cjfa-30900	27	10	has	have	AUX
cjfa-30900	27	11	been	be	AUX
cjfa-30900	27	12	collected	collect	VERB
cjfa-30900	27	13	from	from	ADP
cjfa-30900	27	14	secondary	secondary	ADJ
cjfa-30900	27	15	sources	source	NOUN
cjfa-30900	27	16	.	.	PUNCT
cjfa-30900	28	1	the	the	DET
cjfa-30900	28	2	study	study	NOUN
cjfa-30900	28	3	reflects	reflect	VERB
cjfa-30900	28	4	a	a	DET
cjfa-30900	28	5	very	very	ADV
cjfa-30900	28	6	positive	positive	ADJ
cjfa-30900	28	7	picture	picture	NOUN
cjfa-30900	28	8	of	of	ADP
cjfa-30900	28	9	financial	financial	ADJ
cjfa-30900	28	10	innovation	innovation	NOUN
cjfa-30900	28	11	in	in	ADP
cjfa-30900	28	12	bangladesh	bangladesh	NOUN
cjfa-30900	28	13	.	.	PUNCT
cjfa-30900	29	1	we	we	PRON
cjfa-30900	29	2	expect	expect	VERB
cjfa-30900	29	3	that	that	SCONJ
cjfa-30900	29	4	the	the	DET
cjfa-30900	29	5	study	study	NOUN
cjfa-30900	29	6	can	can	AUX
cjfa-30900	29	7	be	be	AUX
cjfa-30900	29	8	used	use	VERB
cjfa-30900	29	9	by	by	ADP
cjfa-30900	29	10	concerned	concerned	ADJ
cjfa-30900	29	11	business	business	NOUN
cjfa-30900	29	12	people	people	NOUN
cjfa-30900	29	13	in	in	ADP
cjfa-30900	29	14	decision	decision	NOUN
cjfa-30900	29	15	making	make	VERB
cjfa-30900	29	16	for	for	ADP
cjfa-30900	29	17	the	the	DET
cjfa-30900	29	18	better	well	ADJ
cjfa-30900	29	19	implication	implication	NOUN
cjfa-30900	29	20	of	of	ADP
cjfa-30900	29	21	financial	financial	ADJ
cjfa-30900	29	22	innovation	innovation	NOUN
cjfa-30900	29	23	.	.	PUNCT
cjfa-30900	29	24	 	 	SPACE
cjfa-30900	30	1	introduction	introduction	NOUN
cjfa-30900	30	2	our	our	PRON
cjfa-30900	30	3	modern	modern	ADJ
cjfa-30900	30	4	economy	economy	NOUN
cjfa-30900	30	5	is	be	AUX
cjfa-30900	30	6	the	the	DET
cjfa-30900	30	7	result	result	NOUN
cjfa-30900	30	8	of	of	ADP
cjfa-30900	30	9	an	an	DET
cjfa-30900	30	10	efficient	efficient	ADJ
cjfa-30900	30	11	and	and	CCONJ
cjfa-30900	30	12	effective	effective	ADJ
cjfa-30900	30	13	financial	financial	ADJ
cjfa-30900	30	14	system	system	NOUN
cjfa-30900	30	15	.	.	PUNCT
cjfa-30900	31	1	according	accord	VERB
cjfa-30900	31	2	to	to	ADP
cjfa-30900	31	3	rose	rise	VERB
cjfa-30900	31	4	and	and	CCONJ
cjfa-30900	31	5	marquis	marquis	PROPN
cjfa-30900	31	6	(	(	PUNCT
cjfa-30900	31	7	2009	2009	NUM
cjfa-30900	31	8	)	)	PUNCT
cjfa-30900	31	9	,	,	PUNCT
cjfa-30900	31	10	the	the	DET
cjfa-30900	31	11	financial	financial	ADJ
cjfa-30900	31	12	system	system	NOUN
cjfa-30900	31	13	is	be	AUX
cjfa-30900	31	14	the	the	DET
cjfa-30900	31	15	collection	collection	NOUN
cjfa-30900	31	16	of	of	ADP
cjfa-30900	31	17	instruments	instrument	NOUN
cjfa-30900	31	18	,	,	PUNCT
cjfa-30900	31	19	institutions	institution	NOUN
cjfa-30900	31	20	,	,	PUNCT
cjfa-30900	31	21	regulations	regulation	NOUN
cjfa-30900	31	22	,	,	PUNCT
cjfa-30900	31	23	and	and	CCONJ
cjfa-30900	31	24	markets	market	NOUN
cjfa-30900	31	25	through	through	ADP
cjfa-30900	31	26	which	which	PRON
cjfa-30900	31	27	financial	financial	ADJ
cjfa-30900	31	28	services	service	NOUN
cjfa-30900	31	29	are	be	AUX
cjfa-30900	31	30	delivered	deliver	VERB
cjfa-30900	31	31	,	,	PUNCT
cjfa-30900	31	32	interest	interest	NOUN
cjfa-30900	31	33	rates	rate	NOUN
cjfa-30900	31	34	are	be	AUX
cjfa-30900	31	35	specified	specify	VERB
cjfa-30900	31	36	,	,	PUNCT
cjfa-30900	31	37	and	and	CCONJ
cjfa-30900	31	38	financial	financial	ADJ
cjfa-30900	31	39	securities	security	NOUN
cjfa-30900	31	40	are	be	AUX
cjfa-30900	31	41	operated	operate	VERB
cjfa-30900	31	42	.	.	PUNCT
cjfa-30900	32	1	pietrzak	pietrzak	NOUN
cjfa-30900	32	2	,	,	PUNCT
cjfa-30900	32	3	polański	polański	NOUN
cjfa-30900	32	4	and	and	CCONJ
cjfa-30900	32	5	woźniak	woźniak	PROPN
cjfa-30900	32	6	(	(	PUNCT
cjfa-30900	32	7	2008	2008	NUM
cjfa-30900	32	8	)	)	PUNCT
cjfa-30900	32	9	considered	consider	VERB
cjfa-30900	32	10	the	the	DET
cjfa-30900	32	11	financial	financial	ADJ
cjfa-30900	32	12	system	system	NOUN
cjfa-30900	32	13	as	as	ADP
cjfa-30900	32	14	a	a	DET
cjfa-30900	32	15	major	major	ADJ
cjfa-30900	32	16	part	part	NOUN
cjfa-30900	32	17	of	of	ADP
cjfa-30900	32	18	modern	modern	ADJ
cjfa-30900	32	19	society	society	NOUN
cjfa-30900	32	20	.	.	PUNCT
cjfa-30900	33	1	with	with	ADP
cjfa-30900	33	2	the	the	DET
cjfa-30900	33	3	development	development	NOUN
cjfa-30900	33	4	of	of	ADP
cjfa-30900	33	5	the	the	DET
cjfa-30900	33	6	financial	financial	ADJ
cjfa-30900	33	7	system	system	NOUN
cjfa-30900	33	8	,	,	PUNCT
cjfa-30900	33	9	financial	financial	ADJ
cjfa-30900	33	10	innovation	innovation	NOUN
cjfa-30900	33	11	has	have	AUX
cjfa-30900	33	12	become	become	VERB
cjfa-30900	33	13	the	the	DET
cjfa-30900	33	14	most	most	ADV
cjfa-30900	33	15	talked	talk	VERB
cjfa-30900	33	16	-	-	PUNCT
cjfa-30900	33	17	about	about	ADP
cjfa-30900	33	18	topic	topic	NOUN
cjfa-30900	33	19	of	of	ADP
cjfa-30900	33	20	today	today	NOUN
cjfa-30900	33	21	’s	’s	PART
cjfa-30900	33	22	world	world	NOUN
cjfa-30900	33	23	.	.	PUNCT
cjfa-30900	34	1	financial	financial	ADJ
cjfa-30900	34	2	innovation	innovation	NOUN
cjfa-30900	34	3	can	can	AUX
cjfa-30900	34	4	be	be	AUX
cjfa-30900	34	5	defined	define	VERB
cjfa-30900	34	6	as	as	ADP
cjfa-30900	34	7	the	the	DET
cjfa-30900	34	8	producing	producing	NOUN
cjfa-30900	34	9	and	and	CCONJ
cjfa-30900	34	10	promoting	promoting	NOUN
cjfa-30900	34	11	of	of	ADP
cjfa-30900	34	12	new	new	ADJ
cjfa-30900	34	13	financial	financial	ADJ
cjfa-30900	34	14	services	service	NOUN
cjfa-30900	34	15	and	and	CCONJ
cjfa-30900	34	16	products	product	NOUN
cjfa-30900	34	17	,	,	PUNCT
cjfa-30900	34	18	emerging	emerge	VERB
cjfa-30900	34	19	new	new	ADJ
cjfa-30900	34	20	practices	practice	NOUN
cjfa-30900	34	21	to	to	PART
cjfa-30900	34	22	assist	assist	VERB
cjfa-30900	34	23	financial	financial	ADJ
cjfa-30900	34	24	activities	activity	NOUN
cjfa-30900	34	25	,	,	PUNCT
cjfa-30900	34	26	designing	design	VERB
cjfa-30900	34	27	new	new	ADJ
cjfa-30900	34	28	arrangements	arrangement	NOUN
cjfa-30900	34	29	for	for	ADP
cjfa-30900	34	30	financial	financial	ADJ
cjfa-30900	34	31	institutions	institution	NOUN
cjfa-30900	34	32	,	,	PUNCT
cjfa-30900	34	33	and	and	CCONJ
cjfa-30900	34	34	,	,	PUNCT
cjfa-30900	34	35	most	most	ADV
cjfa-30900	34	36	importantly	importantly	ADV
cjfa-30900	34	37	,	,	PUNCT
cjfa-30900	34	38	interacting	interact	VERB
cjfa-30900	34	39	with	with	ADP
cjfa-30900	34	40	customers	customer	NOUN
cjfa-30900	34	41	to	to	PART
cjfa-30900	34	42	ensure	ensure	VERB
cjfa-30900	34	43	better	well	ADJ
cjfa-30900	34	44	services	service	NOUN
cjfa-30900	34	45	.	.	PUNCT
cjfa-30900	35	1	financial	financial	ADJ
cjfa-30900	35	2	innovation	innovation	NOUN
cjfa-30900	35	3	can	can	AUX
cjfa-30900	35	4	help	help	VERB
cjfa-30900	35	5	to	to	PART
cjfa-30900	35	6	minimize	minimize	VERB
cjfa-30900	35	7	financial	financial	ADJ
cjfa-30900	35	8	risks	risk	NOUN
cjfa-30900	35	9	,	,	PUNCT
cjfa-30900	35	10	develop	develop	VERB
cjfa-30900	35	11	financial	financial	ADJ
cjfa-30900	35	12	intermediation	intermediation	NOUN
cjfa-30900	35	13	,	,	PUNCT
cjfa-30900	35	14	lessen	lessen	VERB
cjfa-30900	35	15	the	the	DET
cjfa-30900	35	16	cost	cost	NOUN
cjfa-30900	35	17	of	of	ADP
cjfa-30900	35	18	capital	capital	NOUN
cjfa-30900	35	19	,	,	PUNCT
cjfa-30900	35	20	and	and	CCONJ
cjfa-30900	35	21	thus	thus	ADV
cjfa-30900	35	22	upgrade	upgrade	VERB
cjfa-30900	35	23	the	the	DET
cjfa-30900	35	24	economy	economy	NOUN
cjfa-30900	35	25	.	.	PUNCT
cjfa-30900	36	1	that	that	PRON
cjfa-30900	36	2	is	be	AUX
cjfa-30900	36	3	why	why	SCONJ
cjfa-30900	36	4	financial	financial	ADJ
cjfa-30900	36	5	innovation	innovation	NOUN
cjfa-30900	36	6	is	be	AUX
cjfa-30900	36	7	mandatory	mandatory	ADJ
cjfa-30900	36	8	for	for	ADP
cjfa-30900	36	9	the	the	DET
cjfa-30900	36	10	economy	economy	NOUN
cjfa-30900	36	11	of	of	ADP
cjfa-30900	36	12	developing	develop	VERB
cjfa-30900	36	13	countries	country	NOUN
cjfa-30900	36	14	like	like	ADP
cjfa-30900	36	15	bangladesh	bangladesh	NOUN
cjfa-30900	36	16	.	.	PUNCT
cjfa-30900	37	1	in	in	ADP
cjfa-30900	37	2	this	this	DET
cjfa-30900	37	3	perspective	perspective	NOUN
cjfa-30900	37	4	,	,	PUNCT
cjfa-30900	37	5	bangladesh	bangladesh	NOUN
cjfa-30900	37	6	is	be	AUX
cjfa-30900	37	7	not	not	PART
cjfa-30900	37	8	lagging	lag	VERB
cjfa-30900	37	9	.	.	PUNCT
cjfa-30900	38	1	the	the	DET
cjfa-30900	38	2	financial	financial	ADJ
cjfa-30900	38	3	innovation	innovation	NOUN
cjfa-30900	38	4	and	and	CCONJ
cjfa-30900	38	5	adaptation	adaptation	NOUN
cjfa-30900	38	6	rate	rate	NOUN
cjfa-30900	38	7	is	be	AUX
cjfa-30900	38	8	comparatively	comparatively	ADV
cjfa-30900	38	9	higher	high	ADJ
cjfa-30900	38	10	than	than	ADP
cjfa-30900	38	11	the	the	DET
cjfa-30900	38	12	other	other	ADJ
cjfa-30900	38	13	developing	develop	VERB
cjfa-30900	38	14	countries	country	NOUN
cjfa-30900	38	15	’	'	PUNCT
cjfa-30900	38	16	rates	rate	NOUN
cjfa-30900	38	17	.	.	PUNCT
cjfa-30900	39	1	different	different	ADJ
cjfa-30900	39	2	studies	study	NOUN
cjfa-30900	39	3	were	be	AUX
cjfa-30900	39	4	developed	develop	VERB
cjfa-30900	39	5	on	on	ADP
cjfa-30900	39	6	financial	financial	ADJ
cjfa-30900	39	7	innovation	innovation	NOUN
cjfa-30900	39	8	,	,	PUNCT
cjfa-30900	39	9	global	global	ADJ
cjfa-30900	39	10	financial	financial	ADJ
cjfa-30900	39	11	crisis	crisis	NOUN
cjfa-30900	39	12	,	,	PUNCT
cjfa-30900	39	13	the	the	DET
cjfa-30900	39	14	influence	influence	NOUN
cjfa-30900	39	15	of	of	ADP
cjfa-30900	39	16	financial	financial	ADJ
cjfa-30900	39	17	innovation	innovation	NOUN
cjfa-30900	39	18	,	,	PUNCT
cjfa-30900	39	19	and	and	CCONJ
cjfa-30900	39	20	many	many	ADJ
cjfa-30900	39	21	more	more	ADJ
cjfa-30900	39	22	.	.	PUNCT
cjfa-30900	40	1	but	but	CCONJ
cjfa-30900	40	2	no	no	DET
cjfa-30900	40	3	study	study	NOUN
cjfa-30900	40	4	focuses	focus	VERB
cjfa-30900	40	5	on	on	ADP
cjfa-30900	40	6	the	the	DET
cjfa-30900	40	7	overall	overall	ADJ
cjfa-30900	40	8	scenario	scenario	NOUN
cjfa-30900	40	9	of	of	ADP
cjfa-30900	40	10	bangladesh	bangladesh	PROPN
cjfa-30900	40	11	’s	’s	PART
cjfa-30900	40	12	financial	financial	ADJ
cjfa-30900	40	13	innovation	innovation	NOUN
cjfa-30900	40	14	with	with	ADP
cjfa-30900	40	15	a	a	DET
cjfa-30900	40	16	comparative	comparative	ADJ
cjfa-30900	40	17	picture	picture	NOUN
cjfa-30900	40	18	of	of	ADP
cjfa-30900	40	19	bangladesh	bangladesh	NOUN
cjfa-30900	40	20	’s	’s	PART
cjfa-30900	40	21	financial	financial	ADJ
cjfa-30900	40	22	inclusion	inclusion	NOUN
cjfa-30900	40	23	and	and	CCONJ
cjfa-30900	40	24	world	world	NOUN
cjfa-30900	40	25	financial	financial	ADJ
cjfa-30900	40	26	inclusion	inclusion	NOUN
cjfa-30900	40	27	.	.	PUNCT
cjfa-30900	41	1	this	this	DET
cjfa-30900	41	2	paper	paper	NOUN
cjfa-30900	41	3	is	be	AUX
cjfa-30900	41	4	trying	try	VERB
cjfa-30900	41	5	to	to	PART
cjfa-30900	41	6	fill	fill	VERB
cjfa-30900	41	7	the	the	DET
cjfa-30900	41	8	stated	state	VERB
cjfa-30900	41	9	gap	gap	NOUN
cjfa-30900	41	10	with	with	ADP
cjfa-30900	41	11	a	a	DET
cjfa-30900	41	12	descriptive	descriptive	ADJ
cjfa-30900	41	13	study	study	NOUN
cjfa-30900	41	14	using	use	VERB
cjfa-30900	41	15	second	second	ADJ
cjfa-30900	41	16	innovation	innovation	NOUN
cjfa-30900	41	17	in	in	ADP
cjfa-30900	41	18	financial	financial	ADJ
cjfa-30900	41	19	services	service	NOUN
cjfa-30900	41	20	:	:	PUNCT
cjfa-30900	41	21	the	the	DET
cjfa-30900	41	22	case	case	NOUN
cjfa-30900	41	23	of	of	ADP
cjfa-30900	41	24	bangladesh	bangladesh	PROPN
cjfa-30900	41	25	33	33	NUM
cjfa-30900	41	26	ary	ary	PROPN
cjfa-30900	41	27	data	datum	NOUN
cjfa-30900	41	28	.	.	PUNCT
cjfa-30900	42	1	through	through	ADP
cjfa-30900	42	2	the	the	DET
cjfa-30900	42	3	discussion	discussion	NOUN
cjfa-30900	42	4	,	,	PUNCT
cjfa-30900	42	5	the	the	DET
cjfa-30900	42	6	paper	paper	NOUN
cjfa-30900	42	7	finds	find	VERB
cjfa-30900	42	8	that	that	SCONJ
cjfa-30900	42	9	the	the	DET
cjfa-30900	42	10	scenario	scenario	NOUN
cjfa-30900	42	11	of	of	ADP
cjfa-30900	42	12	financial	financial	ADJ
cjfa-30900	42	13	innovation	innovation	NOUN
cjfa-30900	42	14	in	in	ADP
cjfa-30900	42	15	bangladesh	bangladesh	NOUN
cjfa-30900	42	16	is	be	AUX
cjfa-30900	42	17	very	very	ADV
cjfa-30900	42	18	positive	positive	ADJ
cjfa-30900	42	19	,	,	PUNCT
cjfa-30900	42	20	and	and	CCONJ
cjfa-30900	42	21	the	the	DET
cjfa-30900	42	22	increase	increase	NOUN
cjfa-30900	42	23	rate	rate	NOUN
cjfa-30900	42	24	is	be	AUX
cjfa-30900	42	25	pretty	pretty	ADV
cjfa-30900	42	26	higher	high	ADJ
cjfa-30900	42	27	than	than	ADP
cjfa-30900	42	28	the	the	DET
cjfa-30900	42	29	other	other	ADJ
cjfa-30900	42	30	developing	develop	VERB
cjfa-30900	42	31	countries	country	NOUN
cjfa-30900	42	32	.	.	PUNCT
cjfa-30900	43	1	the	the	DET
cjfa-30900	43	2	managerial	managerial	ADJ
cjfa-30900	43	3	implications	implication	NOUN
cjfa-30900	43	4	of	of	ADP
cjfa-30900	43	5	the	the	DET
cjfa-30900	43	6	paper	paper	NOUN
cjfa-30900	43	7	will	will	AUX
cjfa-30900	43	8	help	help	VERB
cjfa-30900	43	9	the	the	DET
cjfa-30900	43	10	finance	finance	NOUN
cjfa-30900	43	11	personnel	personnel	NOUN
cjfa-30900	43	12	for	for	ADP
cjfa-30900	43	13	a	a	DET
cjfa-30900	43	14	better	well	ADJ
cjfa-30900	43	15	understanding	understanding	NOUN
cjfa-30900	43	16	of	of	ADP
cjfa-30900	43	17	financial	financial	ADJ
cjfa-30900	43	18	innovation	innovation	NOUN
cjfa-30900	43	19	and	and	CCONJ
cjfa-30900	43	20	making	make	VERB
cjfa-30900	43	21	proper	proper	ADJ
cjfa-30900	43	22	decisions	decision	NOUN
cjfa-30900	43	23	.	.	PUNCT
cjfa-30900	44	1	literature	literature	NOUN
cjfa-30900	44	2	review	review	VERB
cjfa-30900	44	3	extraordinary	extraordinary	ADJ
cjfa-30900	44	4	success	success	NOUN
cjfa-30900	44	5	has	have	AUX
cjfa-30900	44	6	been	be	AUX
cjfa-30900	44	7	observed	observe	VERB
cjfa-30900	44	8	over	over	ADP
cjfa-30900	44	9	the	the	DET
cjfa-30900	44	10	last	last	ADJ
cjfa-30900	44	11	twenty	twenty	NUM
cjfa-30900	44	12	-	-	PUNCT
cjfa-30900	44	13	five	five	NUM
cjfa-30900	44	14	years	year	NOUN
cjfa-30900	44	15	through	through	ADP
cjfa-30900	44	16	the	the	DET
cjfa-30900	44	17	application	application	NOUN
cjfa-30900	44	18	of	of	ADP
cjfa-30900	44	19	reform	reform	NOUN
cjfa-30900	44	20	programs	program	NOUN
cjfa-30900	44	21	and	and	CCONJ
cjfa-30900	44	22	mixing	mixing	NOUN
cjfa-30900	44	23	of	of	ADP
cjfa-30900	44	24	modern	modern	ADJ
cjfa-30900	44	25	technology	technology	NOUN
cjfa-30900	44	26	in	in	ADP
cjfa-30900	44	27	the	the	DET
cjfa-30900	44	28	financial	financial	ADJ
cjfa-30900	44	29	services	service	NOUN
cjfa-30900	44	30	industry	industry	NOUN
cjfa-30900	44	31	of	of	ADP
cjfa-30900	44	32	bangladesh	bangladesh	NOUN
cjfa-30900	44	33	in	in	ADP
cjfa-30900	44	34	terms	term	NOUN
cjfa-30900	44	35	of	of	ADP
cjfa-30900	44	36	expanding	expand	VERB
cjfa-30900	44	37	branches	branch	NOUN
cjfa-30900	44	38	,	,	PUNCT
cjfa-30900	44	39	innovation	innovation	NOUN
cjfa-30900	44	40	,	,	PUNCT
cjfa-30900	44	41	profitability	profitability	NOUN
cjfa-30900	44	42	,	,	PUNCT
cjfa-30900	44	43	feasibility	feasibility	NOUN
cjfa-30900	44	44	,	,	PUNCT
cjfa-30900	44	45	and	and	CCONJ
cjfa-30900	44	46	competitiveness	competitiveness	NOUN
cjfa-30900	44	47	.	.	PUNCT
cjfa-30900	45	1	in	in	ADP
cjfa-30900	45	2	the	the	DET
cjfa-30900	45	3	face	face	NOUN
cjfa-30900	45	4	of	of	ADP
cjfa-30900	45	5	the	the	DET
cjfa-30900	45	6	progress	progress	NOUN
cjfa-30900	45	7	cited	cite	VERB
cjfa-30900	45	8	,	,	PUNCT
cjfa-30900	45	9	a	a	DET
cjfa-30900	45	10	good	good	ADJ
cjfa-30900	45	11	number	number	NOUN
cjfa-30900	45	12	of	of	ADP
cjfa-30900	45	13	population	population	NOUN
cjfa-30900	45	14	,	,	PUNCT
cjfa-30900	45	15	notably	notably	ADV
cjfa-30900	45	16	the	the	DET
cjfa-30900	45	17	people	people	NOUN
cjfa-30900	45	18	who	who	PRON
cjfa-30900	45	19	do	do	AUX
cjfa-30900	45	20	n’t	not	PART
cjfa-30900	45	21	have	have	VERB
cjfa-30900	45	22	access	access	NOUN
cjfa-30900	45	23	to	to	ADP
cjfa-30900	45	24	most	most	ADJ
cjfa-30900	45	25	of	of	ADP
cjfa-30900	45	26	the	the	DET
cjfa-30900	45	27	privileges	privilege	NOUN
cjfa-30900	45	28	living	live	VERB
cjfa-30900	45	29	in	in	ADP
cjfa-30900	45	30	rural	rural	ADJ
cjfa-30900	45	31	areas	area	NOUN
cjfa-30900	45	32	till	till	SCONJ
cjfa-30900	45	33	this	this	DET
cjfa-30900	45	34	time	time	NOUN
cjfa-30900	45	35	can	can	AUX
cjfa-30900	45	36	not	not	PART
cjfa-30900	45	37	consume	consume	VERB
cjfa-30900	45	38	various	various	ADJ
cjfa-30900	45	39	financial	financial	ADJ
cjfa-30900	45	40	services	service	NOUN
cjfa-30900	45	41	as	as	ADP
cjfa-30900	45	42	a	a	DET
cjfa-30900	45	43	result	result	NOUN
cjfa-30900	45	44	of	of	ADP
cjfa-30900	45	45	inadequacy	inadequacy	NOUN
cjfa-30900	45	46	of	of	ADP
cjfa-30900	45	47	direct	direct	ADJ
cjfa-30900	45	48	access	access	NOUN
cjfa-30900	45	49	to	to	ADP
cjfa-30900	45	50	numerous	numerous	ADJ
cjfa-30900	45	51	kinds	kind	NOUN
cjfa-30900	45	52	of	of	ADP
cjfa-30900	45	53	financial	financial	ADJ
cjfa-30900	45	54	services	service	NOUN
cjfa-30900	45	55	.	.	PUNCT
cjfa-30900	46	1	subsequently	subsequently	ADV
cjfa-30900	46	2	,	,	PUNCT
cjfa-30900	46	3	mobile	mobile	ADJ
cjfa-30900	46	4	financial	financial	ADJ
cjfa-30900	46	5	services	service	NOUN
cjfa-30900	46	6	(	(	PUNCT
cjfa-30900	46	7	mfs	mfs	PROPN
cjfa-30900	46	8	)	)	PUNCT
cjfa-30900	46	9	have	have	AUX
cjfa-30900	46	10	been	be	AUX
cjfa-30900	46	11	granted	grant	VERB
cjfa-30900	46	12	to	to	PART
cjfa-30900	46	13	initiate	initiate	VERB
cjfa-30900	46	14	in	in	ADP
cjfa-30900	46	15	bangladesh	bangladesh	PROPN
cjfa-30900	46	16	(	(	PUNCT
cjfa-30900	46	17	nabi	nabi	PROPN
cjfa-30900	46	18	,	,	PUNCT
cjfa-30900	46	19	sarder	sarder	PROPN
cjfa-30900	46	20	,	,	PUNCT
cjfa-30900	46	21	moula	moula	PROPN
cjfa-30900	46	22	&	&	CCONJ
cjfa-30900	46	23	sarder	sarder	PROPN
cjfa-30900	46	24	,	,	PUNCT
cjfa-30900	46	25	2017	2017	NUM
cjfa-30900	46	26	)	)	PUNCT
cjfa-30900	46	27	.	.	PUNCT
cjfa-30900	47	1	financial	financial	ADJ
cjfa-30900	47	2	innovation	innovation	NOUN
cjfa-30900	47	3	modern	modern	ADJ
cjfa-30900	47	4	globalization	globalization	NOUN
cjfa-30900	47	5	,	,	PUNCT
cjfa-30900	47	6	along	along	ADP
cjfa-30900	47	7	with	with	ADP
cjfa-30900	47	8	the	the	DET
cjfa-30900	47	9	help	help	NOUN
cjfa-30900	47	10	of	of	ADP
cjfa-30900	47	11	government	government	NOUN
cjfa-30900	47	12	and	and	CCONJ
cjfa-30900	47	13	investors	investor	NOUN
cjfa-30900	47	14	bring	bring	VERB
cjfa-30900	47	15	the	the	DET
cjfa-30900	47	16	innovation	innovation	NOUN
cjfa-30900	47	17	by	by	ADP
cjfa-30900	47	18	facing	face	VERB
cjfa-30900	47	19	advanced	advanced	ADJ
cjfa-30900	47	20	and	and	CCONJ
cjfa-30900	47	21	broader	broad	ADJ
cjfa-30900	47	22	global	global	ADJ
cjfa-30900	47	23	risk	risk	NOUN
cjfa-30900	47	24	;	;	PUNCT
cjfa-30900	47	25	innovation	innovation	NOUN
cjfa-30900	47	26	works	work	VERB
cjfa-30900	47	27	as	as	ADP
cjfa-30900	47	28	an	an	DET
cjfa-30900	47	29	instrument	instrument	NOUN
cjfa-30900	47	30	of	of	ADP
cjfa-30900	47	31	solving	solve	VERB
cjfa-30900	47	32	problems	problem	NOUN
cjfa-30900	47	33	,	,	PUNCT
cjfa-30900	47	34	coordinate	coordinate	NOUN
cjfa-30900	47	35	,	,	PUNCT
cjfa-30900	47	36	and	and	CCONJ
cjfa-30900	47	37	circulate	circulate	VERB
cjfa-30900	47	38	added	add	VERB
cjfa-30900	47	39	difficulties	difficulty	NOUN
cjfa-30900	47	40	.	.	PUNCT
cjfa-30900	48	1	deregulation	deregulation	NOUN
cjfa-30900	48	2	in	in	ADP
cjfa-30900	48	3	the	the	DET
cjfa-30900	48	4	banking	banking	NOUN
cjfa-30900	48	5	system	system	NOUN
cjfa-30900	48	6	helps	help	VERB
cjfa-30900	48	7	in	in	ADP
cjfa-30900	48	8	developing	develop	VERB
cjfa-30900	48	9	allocation	allocation	NOUN
cjfa-30900	48	10	,	,	PUNCT
cjfa-30900	48	11	competence	competence	NOUN
cjfa-30900	48	12	,	,	PUNCT
cjfa-30900	48	13	and	and	CCONJ
cjfa-30900	48	14	lessening	lessen	VERB
cjfa-30900	48	15	costs	cost	NOUN
cjfa-30900	48	16	occurred	occur	VERB
cjfa-30900	48	17	in	in	ADP
cjfa-30900	48	18	financial	financial	ADJ
cjfa-30900	48	19	services	service	NOUN
cjfa-30900	48	20	and	and	CCONJ
cjfa-30900	48	21	creates	create	VERB
cjfa-30900	48	22	growth	growth	NOUN
cjfa-30900	48	23	in	in	ADP
cjfa-30900	48	24	the	the	DET
cjfa-30900	48	25	economy	economy	NOUN
cjfa-30900	48	26	in	in	ADP
cjfa-30900	48	27	turn	turn	NOUN
cjfa-30900	48	28	.	.	PUNCT
cjfa-30900	49	1	to	to	PART
cjfa-30900	49	2	condensate	condensate	VERB
cjfa-30900	49	3	financial	financial	ADJ
cjfa-30900	49	4	innovation	innovation	NOUN
cjfa-30900	49	5	,	,	PUNCT
cjfa-30900	49	6	it	it	PRON
cjfa-30900	49	7	means	mean	VERB
cjfa-30900	49	8	acquiring	acquire	VERB
cjfa-30900	49	9	new	new	ADJ
cjfa-30900	49	10	products	product	NOUN
cjfa-30900	49	11	and	and	CCONJ
cjfa-30900	49	12	new	new	ADJ
cjfa-30900	49	13	attributes	attribute	NOUN
cjfa-30900	49	14	for	for	ADP
cjfa-30900	49	15	current	current	ADJ
cjfa-30900	49	16	financial	financial	ADJ
cjfa-30900	49	17	products	product	NOUN
cjfa-30900	49	18	.	.	PUNCT
cjfa-30900	50	1	as	as	SCONJ
cjfa-30900	50	2	follows	follow	VERB
cjfa-30900	50	3	,	,	PUNCT
cjfa-30900	50	4	the	the	DET
cjfa-30900	50	5	core	core	ADJ
cjfa-30900	50	6	theme	theme	NOUN
cjfa-30900	50	7	of	of	ADP
cjfa-30900	50	8	financial	financial	ADJ
cjfa-30900	50	9	innovation	innovation	NOUN
cjfa-30900	50	10	becomes	become	VERB
cjfa-30900	50	11	the	the	DET
cjfa-30900	50	12	creation	creation	NOUN
cjfa-30900	50	13	of	of	ADP
cjfa-30900	50	14	more	more	ADV
cjfa-30900	50	15	unique	unique	ADJ
cjfa-30900	50	16	products	product	NOUN
cjfa-30900	50	17	with	with	ADP
cjfa-30900	50	18	added	add	VERB
cjfa-30900	50	19	attributes	attribute	NOUN
cjfa-30900	50	20	and	and	CCONJ
cjfa-30900	50	21	features	feature	NOUN
cjfa-30900	50	22	with	with	ADP
cjfa-30900	50	23	the	the	DET
cjfa-30900	50	24	existing	exist	VERB
cjfa-30900	50	25	financial	financial	ADJ
cjfa-30900	50	26	products	product	NOUN
cjfa-30900	50	27	.	.	PUNCT
cjfa-30900	51	1	accordingly	accordingly	ADV
cjfa-30900	51	2	,	,	PUNCT
cjfa-30900	51	3	the	the	DET
cjfa-30900	51	4	aim	aim	NOUN
cjfa-30900	51	5	of	of	ADP
cjfa-30900	51	6	innovative	innovative	ADJ
cjfa-30900	51	7	products	product	NOUN
cjfa-30900	51	8	needs	need	VERB
cjfa-30900	51	9	to	to	PART
cjfa-30900	51	10	try	try	VERB
cjfa-30900	51	11	lessening	lessen	VERB
cjfa-30900	51	12	risks	risk	NOUN
cjfa-30900	51	13	involved	involve	VERB
cjfa-30900	51	14	in	in	ADP
cjfa-30900	51	15	financial	financial	ADJ
cjfa-30900	51	16	services	service	NOUN
cjfa-30900	51	17	to	to	ADP
cjfa-30900	51	18	reaching	reach	VERB
cjfa-30900	51	19	financial	financial	ADJ
cjfa-30900	51	20	optimization	optimization	NOUN
cjfa-30900	51	21	(	(	PUNCT
cjfa-30900	51	22	shekhar	shekhar	PROPN
cjfa-30900	51	23	&	&	CCONJ
cjfa-30900	51	24	gudimetta	gudimetta	PROPN
cjfa-30900	51	25	,	,	PUNCT
cjfa-30900	51	26	2013	2013	NUM
cjfa-30900	51	27	)	)	PUNCT
cjfa-30900	51	28	.	.	PUNCT
cjfa-30900	52	1	in	in	ADP
cjfa-30900	52	2	particular	particular	ADJ
cjfa-30900	52	3	,	,	PUNCT
cjfa-30900	52	4	before	before	ADP
cjfa-30900	52	5	the	the	DET
cjfa-30900	52	6	industrial	industrial	ADJ
cjfa-30900	52	7	revolution	revolution	NOUN
cjfa-30900	52	8	in	in	ADP
cjfa-30900	52	9	western	western	PROPN
cjfa-30900	52	10	europe	europe	PROPN
cjfa-30900	52	11	,	,	PUNCT
cjfa-30900	52	12	the	the	DET
cjfa-30900	52	13	asian	asian	ADJ
cjfa-30900	52	14	economies	economy	NOUN
cjfa-30900	52	15	worked	work	VERB
cjfa-30900	52	16	as	as	ADP
cjfa-30900	52	17	the	the	DET
cjfa-30900	52	18	antecedent	antecedent	NOUN
cjfa-30900	52	19	of	of	ADP
cjfa-30900	52	20	some	some	PRON
cjfa-30900	52	21	of	of	ADP
cjfa-30900	52	22	the	the	DET
cjfa-30900	52	23	most	most	ADV
cjfa-30900	52	24	significant	significant	ADJ
cjfa-30900	52	25	historical	historical	ADJ
cjfa-30900	52	26	financial	financial	ADJ
cjfa-30900	52	27	innovations	innovation	NOUN
cjfa-30900	52	28	.	.	PUNCT
cjfa-30900	53	1	the	the	DET
cjfa-30900	53	2	evidence	evidence	NOUN
cjfa-30900	53	3	shows	show	VERB
cjfa-30900	53	4	that	that	SCONJ
cjfa-30900	53	5	in	in	ADP
cjfa-30900	53	6	the	the	DET
cjfa-30900	53	7	second	second	ADJ
cjfa-30900	53	8	half	half	NOUN
cjfa-30900	53	9	of	of	ADP
cjfa-30900	53	10	the	the	DET
cjfa-30900	53	11	twentieth	twentieth	ADJ
cjfa-30900	53	12	century	century	NOUN
cjfa-30900	53	13	,	,	PUNCT
cjfa-30900	53	14	a	a	DET
cjfa-30900	53	15	number	number	NOUN
cjfa-30900	53	16	of	of	ADP
cjfa-30900	53	17	significant	significant	ADJ
cjfa-30900	53	18	financial	financial	ADJ
cjfa-30900	53	19	innovations	innovation	NOUN
cjfa-30900	53	20	were	be	AUX
cjfa-30900	53	21	originats	originat	NOUN
cjfa-30900	53	22	.	.	PUNCT
cjfa-30900	54	1	s.	s.	PROPN
cjfa-30900	54	2	m.	m.	PROPN
cjfa-30900	54	3	huda	huda	PROPN
cjfa-30900	54	4	,	,	PUNCT
cjfa-30900	54	5	md	md	PROPN
cjfa-30900	54	6	.	.	PROPN
cjfa-30900	54	7	humayun	humayun	PROPN
cjfa-30900	54	8	kabir	kabir	PROPN
cjfa-30900	54	9	,	,	PUNCT
cjfa-30900	54	10	nurun	nurun	PROPN
cjfa-30900	54	11	naher	naher	PROPN
cjfa-30900	54	12	popy	popy	PROPN
cjfa-30900	54	13	,	,	PUNCT
cjfa-30900	54	14	sunny	sunny	ADJ
cjfa-30900	54	15	saha34	saha34	NOUN
cjfa-30900	54	16	ed	ed	NOUN
cjfa-30900	54	17	from	from	ADP
cjfa-30900	54	18	asia	asia	PROPN
cjfa-30900	54	19	(	(	PUNCT
cjfa-30900	54	20	buckley	buckley	PROPN
cjfa-30900	54	21	,	,	PUNCT
cjfa-30900	54	22	arner	arner	NOUN
cjfa-30900	54	23	&	&	CCONJ
cjfa-30900	54	24	panton	panton	PROPN
cjfa-30900	54	25	,	,	PUNCT
cjfa-30900	54	26	2013	2013	NUM
cjfa-30900	54	27	)	)	PUNCT
cjfa-30900	54	28	.	.	PUNCT
cjfa-30900	55	1	to	to	PART
cjfa-30900	55	2	cite	cite	VERB
cjfa-30900	55	3	specifically	specifically	ADV
cjfa-30900	55	4	,	,	PUNCT
cjfa-30900	55	5	bangladesh	bangladesh	NOUN
cjfa-30900	55	6	has	have	AUX
cjfa-30900	55	7	been	be	AUX
cjfa-30900	55	8	termed	term	VERB
cjfa-30900	55	9	as	as	ADP
cjfa-30900	55	10	the	the	DET
cjfa-30900	55	11	birthplace	birthplace	NOUN
cjfa-30900	55	12	of	of	ADP
cjfa-30900	55	13	microfinance	microfinance	NOUN
cjfa-30900	55	14	as	as	ADP
cjfa-30900	55	15	an	an	DET
cjfa-30900	55	16	asian	asian	ADJ
cjfa-30900	55	17	innovation	innovation	NOUN
cjfa-30900	55	18	and	and	CCONJ
cjfa-30900	55	19	has	have	AUX
cjfa-30900	55	20	spread	spread	VERB
cjfa-30900	55	21	around	around	ADP
cjfa-30900	55	22	the	the	DET
cjfa-30900	55	23	world	world	NOUN
cjfa-30900	55	24	(	(	PUNCT
cjfa-30900	55	25	armendáriz	armendáriz	NOUN
cjfa-30900	55	26	&	&	CCONJ
cjfa-30900	55	27	morduch	morduch	ADJ
cjfa-30900	55	28	,	,	PUNCT
cjfa-30900	55	29	2005	2005	NUM
cjfa-30900	55	30	)	)	PUNCT
cjfa-30900	55	31	.	.	PUNCT
cjfa-30900	56	1	need	need	VERB
cjfa-30900	56	2	for	for	ADP
cjfa-30900	56	3	financial	financial	ADJ
cjfa-30900	56	4	innovation	innovation	NOUN
cjfa-30900	56	5	financial	financial	ADJ
cjfa-30900	56	6	innovation	innovation	NOUN
cjfa-30900	56	7	,	,	PUNCT
cjfa-30900	56	8	an	an	DET
cjfa-30900	56	9	indispensable	indispensable	ADJ
cjfa-30900	56	10	element	element	NOUN
cjfa-30900	56	11	,	,	PUNCT
cjfa-30900	56	12	is	be	AUX
cjfa-30900	56	13	often	often	ADV
cjfa-30900	56	14	ignored	ignore	VERB
cjfa-30900	56	15	as	as	ADP
cjfa-30900	56	16	a	a	DET
cjfa-30900	56	17	form	form	NOUN
cjfa-30900	56	18	of	of	ADP
cjfa-30900	56	19	innovation	innovation	NOUN
cjfa-30900	56	20	.	.	PUNCT
cjfa-30900	57	1	financial	financial	ADJ
cjfa-30900	57	2	markets	market	NOUN
cjfa-30900	57	3	to	to	PART
cjfa-30900	57	4	be	be	AUX
cjfa-30900	57	5	more	more	ADV
cjfa-30900	57	6	competent	competent	ADJ
cjfa-30900	57	7	,	,	PUNCT
cjfa-30900	57	8	such	such	ADJ
cjfa-30900	57	9	innovation	innovation	NOUN
cjfa-30900	57	10	is	be	AUX
cjfa-30900	57	11	helpful	helpful	ADJ
cjfa-30900	57	12	(	(	PUNCT
cjfa-30900	57	13	frame	frame	NOUN
cjfa-30900	57	14	&	&	CCONJ
cjfa-30900	57	15	white	white	ADJ
cjfa-30900	57	16	,	,	PUNCT
cjfa-30900	57	17	2004	2004	NUM
cjfa-30900	57	18	)	)	PUNCT
cjfa-30900	57	19	.	.	PUNCT
cjfa-30900	58	1	it	it	PRON
cjfa-30900	58	2	seems	seem	VERB
cjfa-30900	58	3	that	that	SCONJ
cjfa-30900	58	4	in	in	ADP
cjfa-30900	58	5	various	various	ADJ
cjfa-30900	58	6	parts	part	NOUN
cjfa-30900	58	7	of	of	ADP
cjfa-30900	58	8	the	the	DET
cjfa-30900	58	9	world	world	NOUN
cjfa-30900	58	10	,	,	PUNCT
cjfa-30900	58	11	it	it	PRON
cjfa-30900	58	12	has	have	AUX
cjfa-30900	58	13	been	be	AUX
cjfa-30900	58	14	noticed	notice	VERB
cjfa-30900	58	15	that	that	SCONJ
cjfa-30900	58	16	the	the	DET
cjfa-30900	58	17	willingness	willingness	NOUN
cjfa-30900	58	18	to	to	PART
cjfa-30900	58	19	innovate	innovate	VERB
cjfa-30900	58	20	is	be	AUX
cjfa-30900	58	21	not	not	PART
cjfa-30900	58	22	ample	ample	ADJ
cjfa-30900	58	23	(	(	PUNCT
cjfa-30900	58	24	al	al	PROPN
cjfa-30900	58	25	janabi	janabi	NOUN
cjfa-30900	58	26	,	,	PUNCT
cjfa-30900	58	27	2006	2006	NUM
cjfa-30900	58	28	)	)	PUNCT
cjfa-30900	58	29	.	.	PUNCT
cjfa-30900	59	1	as	as	ADP
cjfa-30900	59	2	per	per	ADP
cjfa-30900	59	3	the	the	DET
cjfa-30900	59	4	situation	situation	NOUN
cjfa-30900	59	5	,	,	PUNCT
cjfa-30900	59	6	a	a	DET
cjfa-30900	59	7	range	range	NOUN
cjfa-30900	59	8	of	of	ADP
cjfa-30900	59	9	financial	financial	ADJ
cjfa-30900	59	10	innovation	innovation	NOUN
cjfa-30900	59	11	is	be	AUX
cjfa-30900	59	12	present	present	ADJ
cjfa-30900	59	13	,	,	PUNCT
cjfa-30900	59	14	and	and	CCONJ
cjfa-30900	59	15	those	those	PRON
cjfa-30900	59	16	lead	lead	VERB
cjfa-30900	59	17	to	to	ADP
cjfa-30900	59	18	some	some	DET
cjfa-30900	59	19	questions	question	NOUN
cjfa-30900	59	20	–	–	PUNCT
cjfa-30900	59	21	what	what	PRON
cjfa-30900	59	22	are	be	AUX
cjfa-30900	59	23	the	the	DET
cjfa-30900	59	24	driving	drive	VERB
cjfa-30900	59	25	factors	factor	NOUN
cjfa-30900	59	26	for	for	ADP
cjfa-30900	59	27	financial	financial	ADJ
cjfa-30900	59	28	innovations	innovation	NOUN
cjfa-30900	59	29	in	in	ADP
cjfa-30900	59	30	various	various	ADJ
cjfa-30900	59	31	countries	country	NOUN
cjfa-30900	59	32	?	?	PUNCT
cjfa-30900	60	1	why	why	SCONJ
cjfa-30900	60	2	it	it	PRON
cjfa-30900	60	3	happens	happen	VERB
cjfa-30900	60	4	that	that	SCONJ
cjfa-30900	60	5	organizations	organization	NOUN
cjfa-30900	60	6	differ	differ	VERB
cjfa-30900	60	7	from	from	ADP
cjfa-30900	60	8	one	one	NUM
cjfa-30900	60	9	another	another	DET
cjfa-30900	60	10	on	on	ADP
cjfa-30900	60	11	the	the	DET
cjfa-30900	60	12	basis	basis	NOUN
cjfa-30900	60	13	of	of	ADP
cjfa-30900	60	14	their	their	PRON
cjfa-30900	60	15	innovating	innovate	VERB
cjfa-30900	60	16	behavior	behavior	NOUN
cjfa-30900	60	17	?	?	PUNCT
cjfa-30900	61	1	hence	hence	ADV
cjfa-30900	61	2	assisting	assist	VERB
cjfa-30900	61	3	companies	company	NOUN
cjfa-30900	61	4	and	and	CCONJ
cjfa-30900	61	5	households	household	NOUN
cjfa-30900	61	6	in	in	ADP
cjfa-30900	61	7	handling	handle	VERB
cjfa-30900	61	8	risks	risk	NOUN
cjfa-30900	61	9	is	be	AUX
cjfa-30900	61	10	one	one	NUM
cjfa-30900	61	11	of	of	ADP
cjfa-30900	61	12	the	the	DET
cjfa-30900	61	13	crucial	crucial	ADJ
cjfa-30900	61	14	functions	function	NOUN
cjfa-30900	61	15	of	of	ADP
cjfa-30900	61	16	financial	financial	ADJ
cjfa-30900	61	17	systems	system	NOUN
cjfa-30900	61	18	.	.	PUNCT
cjfa-30900	62	1	the	the	DET
cjfa-30900	62	2	usability	usability	NOUN
cjfa-30900	62	3	of	of	ADP
cjfa-30900	62	4	financial	financial	ADJ
cjfa-30900	62	5	products	product	NOUN
cjfa-30900	62	6	depends	depend	VERB
cjfa-30900	62	7	on	on	ADP
cjfa-30900	62	8	the	the	DET
cjfa-30900	62	9	availability	availability	NOUN
cjfa-30900	62	10	of	of	ADP
cjfa-30900	62	11	companies	company	NOUN
cjfa-30900	62	12	and	and	CCONJ
cjfa-30900	62	13	households	household	NOUN
cjfa-30900	62	14	regarding	regard	VERB
cjfa-30900	62	15	accepting	accept	VERB
cjfa-30900	62	16	a	a	DET
cjfa-30900	62	17	range	range	NOUN
cjfa-30900	62	18	of	of	ADP
cjfa-30900	62	19	risks	risk	NOUN
cjfa-30900	62	20	,	,	PUNCT
cjfa-30900	62	21	along	along	ADP
cjfa-30900	62	22	with	with	ADP
cjfa-30900	62	23	the	the	DET
cjfa-30900	62	24	institutions	institution	NOUN
cjfa-30900	62	25	’	'	PUNCT
cjfa-30900	62	26	competence	competence	NOUN
cjfa-30900	62	27	in	in	ADP
cjfa-30900	62	28	managing	manage	VERB
cjfa-30900	62	29	risks	risk	NOUN
cjfa-30900	62	30	distinctive	distinctive	ADJ
cjfa-30900	62	31	in	in	ADP
cjfa-30900	62	32	these	these	DET
cjfa-30900	62	33	products	product	NOUN
cjfa-30900	62	34	.	.	PUNCT
cjfa-30900	63	1	notably	notably	ADV
cjfa-30900	63	2	,	,	PUNCT
cjfa-30900	63	3	defection	defection	NOUN
cjfa-30900	63	4	in	in	ADP
cjfa-30900	63	5	financial	financial	ADJ
cjfa-30900	63	6	markets	market	NOUN
cjfa-30900	63	7	could	could	AUX
cjfa-30900	63	8	cause	cause	VERB
cjfa-30900	63	9	the	the	DET
cjfa-30900	63	10	negative	negative	ADJ
cjfa-30900	63	11	performance	performance	NOUN
cjfa-30900	63	12	of	of	ADP
cjfa-30900	63	13	the	the	DET
cjfa-30900	63	14	innovativeness	innovativeness	NOUN
cjfa-30900	63	15	in	in	ADP
cjfa-30900	63	16	the	the	DET
cjfa-30900	63	17	financial	financial	ADJ
cjfa-30900	63	18	products	product	NOUN
cjfa-30900	63	19	and	and	CCONJ
cjfa-30900	63	20	might	might	AUX
cjfa-30900	63	21	limit	limit	VERB
cjfa-30900	63	22	the	the	DET
cjfa-30900	63	23	availability	availability	NOUN
cjfa-30900	63	24	of	of	ADP
cjfa-30900	63	25	those	those	DET
cjfa-30900	63	26	products	product	NOUN
cjfa-30900	63	27	in	in	ADP
cjfa-30900	63	28	turn	turn	NOUN
cjfa-30900	63	29	.	.	PUNCT
cjfa-30900	64	1	such	such	ADJ
cjfa-30900	64	2	assets	asset	NOUN
cjfa-30900	64	3	might	might	AUX
cjfa-30900	64	4	be	be	AUX
cjfa-30900	64	5	named	name	VERB
cjfa-30900	64	6	as	as	ADP
cjfa-30900	64	7	“	"	PUNCT
cjfa-30900	64	8	natural	natural	ADJ
cjfa-30900	64	9	assets	asset	NOUN
cjfa-30900	64	10	”	"	PUNCT
cjfa-30900	64	11	like	like	ADP
cjfa-30900	64	12	the	the	DET
cjfa-30900	64	13	same	same	ADJ
cjfa-30900	64	14	instruments	instrument	NOUN
cjfa-30900	64	15	which	which	PRON
cjfa-30900	64	16	are	be	AUX
cjfa-30900	64	17	issued	issue	VERB
cjfa-30900	64	18	by	by	ADP
cjfa-30900	64	19	the	the	DET
cjfa-30900	64	20	borrower	borrower	NOUN
cjfa-30900	64	21	as	as	ADV
cjfa-30900	64	22	well	well	ADV
cjfa-30900	64	23	as	as	ADP
cjfa-30900	64	24	held	hold	VERB
cjfa-30900	64	25	by	by	ADP
cjfa-30900	64	26	the	the	DET
cjfa-30900	64	27	investors	investor	NOUN
cjfa-30900	64	28	(	(	PUNCT
cjfa-30900	64	29	shekhar	shekhar	PROPN
cjfa-30900	64	30	&	&	CCONJ
cjfa-30900	64	31	gudimetta	gudimetta	PROPN
cjfa-30900	64	32	,	,	PUNCT
cjfa-30900	64	33	2013	2013	NUM
cjfa-30900	64	34	)	)	PUNCT
cjfa-30900	64	35	.	.	PUNCT
cjfa-30900	65	1	innovation	innovation	NOUN
cjfa-30900	65	2	in	in	ADP
cjfa-30900	65	3	financial	financial	ADJ
cjfa-30900	65	4	sector	sector	NOUN
cjfa-30900	65	5	financial	financial	ADJ
cjfa-30900	65	6	innovation	innovation	NOUN
cjfa-30900	65	7	is	be	AUX
cjfa-30900	65	8	mainly	mainly	ADV
cjfa-30900	65	9	developed	develop	VERB
cjfa-30900	65	10	through	through	ADP
cjfa-30900	65	11	the	the	DET
cjfa-30900	65	12	influence	influence	NOUN
cjfa-30900	65	13	of	of	ADP
cjfa-30900	65	14	the	the	DET
cjfa-30900	65	15	stability	stability	NOUN
cjfa-30900	65	16	in	in	ADP
cjfa-30900	65	17	the	the	DET
cjfa-30900	65	18	financial	financial	ADJ
cjfa-30900	65	19	sector	sector	NOUN
cjfa-30900	65	20	and	and	CCONJ
cjfa-30900	65	21	partly	partly	ADV
cjfa-30900	65	22	through	through	ADP
cjfa-30900	65	23	the	the	DET
cjfa-30900	65	24	policies	policy	NOUN
cjfa-30900	65	25	being	be	AUX
cjfa-30900	65	26	made	make	VERB
cjfa-30900	65	27	nationally	nationally	ADV
cjfa-30900	65	28	(	(	PUNCT
cjfa-30900	65	29	levich	levich	PROPN
cjfa-30900	65	30	,	,	PUNCT
cjfa-30900	65	31	1985	1985	NUM
cjfa-30900	65	32	)	)	PUNCT
cjfa-30900	65	33	.	.	PUNCT
cjfa-30900	66	1	levich	levich	PROPN
cjfa-30900	66	2	suggested	suggest	VERB
cjfa-30900	66	3	a	a	DET
cjfa-30900	66	4	few	few	ADJ
cjfa-30900	66	5	basic	basic	ADJ
cjfa-30900	66	6	questions	question	NOUN
cjfa-30900	66	7	:	:	PUNCT
cjfa-30900	66	8	which	which	PRON
cjfa-30900	66	9	are	be	AUX
cjfa-30900	66	10	the	the	DET
cjfa-30900	66	11	major	major	ADJ
cjfa-30900	66	12	financial	financial	ADJ
cjfa-30900	66	13	product	product	NOUN
cjfa-30900	66	14	and	and	CCONJ
cjfa-30900	66	15	process	process	NOUN
cjfa-30900	66	16	changes	change	NOUN
cjfa-30900	66	17	during	during	ADP
cjfa-30900	66	18	the	the	DET
cjfa-30900	66	19	past	past	ADJ
cjfa-30900	66	20	twenty	twenty	NUM
cjfa-30900	66	21	to	to	PART
cjfa-30900	66	22	twenty	twenty	NUM
cjfa-30900	66	23	-	-	PUNCT
cjfa-30900	66	24	five	five	NUM
cjfa-30900	66	25	years	year	NOUN
cjfa-30900	66	26	in	in	ADP
cjfa-30900	66	27	the	the	DET
cjfa-30900	66	28	national	national	ADJ
cjfa-30900	66	29	and	and	CCONJ
cjfa-30900	66	30	international	international	ADJ
cjfa-30900	66	31	context	context	NOUN
cjfa-30900	66	32	?	?	PUNCT
cjfa-30900	67	1	(	(	PUNCT
cjfa-30900	67	2	tufano	tufano	ADJ
cjfa-30900	67	3	,	,	PUNCT
cjfa-30900	67	4	1989	1989	NUM
cjfa-30900	67	5	)	)	PUNCT
cjfa-30900	68	1	what	what	PRON
cjfa-30900	68	2	are	be	AUX
cjfa-30900	68	3	the	the	DET
cjfa-30900	68	4	primary	primary	ADJ
cjfa-30900	68	5	influencers	influencer	NOUN
cjfa-30900	68	6	behind	behind	ADP
cjfa-30900	68	7	the	the	DET
cjfa-30900	68	8	changes	change	NOUN
cjfa-30900	68	9	?	?	PUNCT
cjfa-30900	69	1	(	(	PUNCT
cjfa-30900	69	2	smith	smith	PROPN
cjfa-30900	69	3	,	,	PUNCT
cjfa-30900	69	4	smithson	smithson	PROPN
cjfa-30900	69	5	&	&	CCONJ
cjfa-30900	69	6	wilford	wilford	PROPN
cjfa-30900	69	7	,	,	PUNCT
cjfa-30900	69	8	1989	1989	NUM
cjfa-30900	69	9	)	)	PUNCT
cjfa-30900	70	1	what	what	PRON
cjfa-30900	70	2	are	be	AUX
cjfa-30900	70	3	the	the	DET
cjfa-30900	70	4	direct	direct	ADJ
cjfa-30900	70	5	and	and	CCONJ
cjfa-30900	70	6	indirect	indirect	ADJ
cjfa-30900	70	7	influences	influence	NOUN
cjfa-30900	70	8	on	on	ADP
cjfa-30900	70	9	individuals	individual	NOUN
cjfa-30900	70	10	and	and	CCONJ
cjfa-30900	70	11	aggregated	aggregate	VERB
cjfa-30900	70	12	macro	macro	ADJ
cjfa-30900	70	13	levels	level	NOUN
cjfa-30900	70	14	both	both	CCONJ
cjfa-30900	70	15	from	from	ADP
cjfa-30900	70	16	positivity	positivity	NOUN
cjfa-30900	70	17	and	and	CCONJ
cjfa-30900	70	18	policy	policy	NOUN
cjfa-30900	70	19	perspectives	perspective	NOUN
cjfa-30900	70	20	?	?	PUNCT
cjfa-30900	71	1	tufano	tufano	ADJ
cjfa-30900	71	2	(	(	PUNCT
cjfa-30900	71	3	1989	1989	NUM
cjfa-30900	71	4	)	)	PUNCT
cjfa-30900	71	5	looked	look	VERB
cjfa-30900	71	6	into	into	ADP
cjfa-30900	71	7	the	the	DET
cjfa-30900	71	8	factors	factor	NOUN
cjfa-30900	71	9	by	by	ADP
cjfa-30900	71	10	cross	cros	VERB
cjfa-30900	71	11	-	-	ADJ
cjfa-30900	71	12	examining	examine	VERB
cjfa-30900	71	13	some	some	DET
cjfa-30900	71	14	new	new	ADJ
cjfa-30900	71	15	securities	security	NOUN
cjfa-30900	71	16	and	and	CCONJ
cjfa-30900	71	17	trying	try	VERB
cjfa-30900	71	18	to	to	PART
cjfa-30900	71	19	find	find	VERB
cjfa-30900	71	20	out	out	ADP
cjfa-30900	71	21	whether	whether	SCONJ
cjfa-30900	71	22	financial	financial	ADJ
cjfa-30900	71	23	innovators	innovator	NOUN
cjfa-30900	71	24	can	can	AUX
cjfa-30900	71	25	get	get	VERB
cjfa-30900	71	26	someone	someone	PRON
cjfa-30900	71	27	any	any	DET
cjfa-30900	71	28	innovation	innovation	NOUN
cjfa-30900	71	29	in	in	ADP
cjfa-30900	71	30	financial	financial	ADJ
cjfa-30900	71	31	services	service	NOUN
cjfa-30900	71	32	:	:	PUNCT
cjfa-30900	71	33	the	the	DET
cjfa-30900	71	34	case	case	NOUN
cjfa-30900	71	35	of	of	ADP
cjfa-30900	71	36	bangladesh	bangladesh	NOUN
cjfa-30900	71	37	35	35	NUM
cjfa-30900	71	38	first	first	ADJ
cjfa-30900	71	39	-	-	PUNCT
cjfa-30900	71	40	mover	mover	NOUN
cjfa-30900	71	41	advantages	advantage	NOUN
cjfa-30900	71	42	.	.	PUNCT
cjfa-30900	72	1	from	from	ADP
cjfa-30900	72	2	1974	1974	NUM
cjfa-30900	72	3	to	to	ADP
cjfa-30900	72	4	1986	1986	NUM
cjfa-30900	72	5	,	,	PUNCT
cjfa-30900	72	6	his	his	PRON
cjfa-30900	72	7	observation	observation	NOUN
cjfa-30900	72	8	was	be	AUX
cjfa-30900	72	9	that	that	SCONJ
cjfa-30900	72	10	the	the	DET
cjfa-30900	72	11	investment	investment	NOUN
cjfa-30900	72	12	banks	bank	NOUN
cjfa-30900	72	13	which	which	PRON
cjfa-30900	72	14	created	create	VERB
cjfa-30900	72	15	and	and	CCONJ
cjfa-30900	72	16	offered	offer	VERB
cjfa-30900	72	17	financial	financial	ADJ
cjfa-30900	72	18	innovators	innovator	NOUN
cjfa-30900	72	19	did	do	AUX
cjfa-30900	72	20	not	not	PART
cjfa-30900	72	21	actually	actually	ADV
cjfa-30900	72	22	charge	charge	VERB
cjfa-30900	72	23	higher	high	ADJ
cjfa-30900	72	24	than	than	ADP
cjfa-30900	72	25	the	the	DET
cjfa-30900	72	26	usual	usual	ADJ
cjfa-30900	72	27	,	,	PUNCT
cjfa-30900	72	28	long	long	ADV
cjfa-30900	72	29	before	before	SCONJ
cjfa-30900	72	30	the	the	DET
cjfa-30900	72	31	similar	similar	ADJ
cjfa-30900	72	32	products	product	NOUN
cjfa-30900	72	33	arrived	arrive	VERB
cjfa-30900	72	34	in	in	ADP
cjfa-30900	72	35	the	the	DET
cjfa-30900	72	36	market	market	NOUN
cjfa-30900	72	37	and	and	CCONJ
cjfa-30900	72	38	that	that	SCONJ
cjfa-30900	72	39	those	those	DET
cjfa-30900	72	40	banks	bank	NOUN
cjfa-30900	72	41	also	also	ADV
cjfa-30900	72	42	continued	continue	VERB
cjfa-30900	72	43	on	on	ADP
cjfa-30900	72	44	offering	offer	VERB
cjfa-30900	72	45	the	the	DET
cjfa-30900	72	46	new	new	ADJ
cjfa-30900	72	47	products	product	NOUN
cjfa-30900	72	48	at	at	ADP
cjfa-30900	72	49	a	a	DET
cjfa-30900	72	50	consistently	consistently	ADV
cjfa-30900	72	51	lower	low	ADJ
cjfa-30900	72	52	prices	price	NOUN
cjfa-30900	72	53	than	than	ADP
cjfa-30900	72	54	what	what	PRON
cjfa-30900	72	55	the	the	DET
cjfa-30900	72	56	competitors	competitor	NOUN
cjfa-30900	72	57	were	be	AUX
cjfa-30900	72	58	offering	offer	VERB
cjfa-30900	72	59	.	.	PUNCT
cjfa-30900	73	1	smith	smith	PROPN
cjfa-30900	73	2	et	et	PROPN
cjfa-30900	73	3	al	al	PROPN
cjfa-30900	73	4	.	.	PROPN
cjfa-30900	73	5	,	,	PUNCT
cjfa-30900	73	6	(	(	PUNCT
cjfa-30900	73	7	1989	1989	NUM
cjfa-30900	73	8	)	)	PUNCT
cjfa-30900	73	9	proved	prove	VERB
cjfa-30900	73	10	that	that	SCONJ
cjfa-30900	73	11	there	there	PRON
cjfa-30900	73	12	is	be	VERB
cjfa-30900	73	13	a	a	DET
cjfa-30900	73	14	positive	positive	ADJ
cjfa-30900	73	15	correlation	correlation	NOUN
cjfa-30900	73	16	between	between	ADP
cjfa-30900	73	17	financial	financial	ADJ
cjfa-30900	73	18	riskiness	riskiness	NOUN
cjfa-30900	73	19	and	and	CCONJ
cjfa-30900	73	20	financial	financial	ADJ
cjfa-30900	73	21	innovation	innovation	NOUN
cjfa-30900	73	22	since	since	SCONJ
cjfa-30900	73	23	there	there	PRON
cjfa-30900	73	24	is	be	VERB
cjfa-30900	73	25	a	a	DET
cjfa-30900	73	26	direct	direct	ADJ
cjfa-30900	73	27	link	link	NOUN
cjfa-30900	73	28	when	when	SCONJ
cjfa-30900	73	29	there	there	PRON
cjfa-30900	73	30	is	be	VERB
cjfa-30900	73	31	the	the	DET
cjfa-30900	73	32	volatility	volatility	NOUN
cjfa-30900	73	33	of	of	ADP
cjfa-30900	73	34	interest	interest	NOUN
cjfa-30900	73	35	rates	rate	NOUN
cjfa-30900	73	36	,	,	PUNCT
cjfa-30900	73	37	exchange	exchange	NOUN
cjfa-30900	73	38	rates	rate	NOUN
cjfa-30900	73	39	,	,	PUNCT
cjfa-30900	73	40	and	and	CCONJ
cjfa-30900	73	41	commodity	commodity	NOUN
cjfa-30900	73	42	prices	price	NOUN
cjfa-30900	73	43	.	.	PUNCT
cjfa-30900	74	1	verghese	verghese	PROPN
cjfa-30900	74	2	(	(	PUNCT
cjfa-30900	74	3	1990	1990	NUM
cjfa-30900	74	4	)	)	PUNCT
cjfa-30900	74	5	suggest	suggest	VERB
cjfa-30900	74	6	that	that	SCONJ
cjfa-30900	74	7	the	the	DET
cjfa-30900	74	8	outcome	outcome	NOUN
cjfa-30900	74	9	from	from	ADP
cjfa-30900	74	10	the	the	DET
cjfa-30900	74	11	current	current	ADJ
cjfa-30900	74	12	wave	wave	NOUN
cjfa-30900	74	13	of	of	ADP
cjfa-30900	74	14	financial	financial	ADJ
cjfa-30900	74	15	innovation	innovation	NOUN
cjfa-30900	74	16	must	must	AUX
cjfa-30900	74	17	be	be	AUX
cjfa-30900	74	18	evaluated	evaluate	VERB
cjfa-30900	74	19	from	from	ADP
cjfa-30900	74	20	an	an	DET
cjfa-30900	74	21	objective	objective	ADJ
cjfa-30900	74	22	angle	angle	NOUN
cjfa-30900	74	23	to	to	PART
cjfa-30900	74	24	find	find	VERB
cjfa-30900	74	25	out	out	ADP
cjfa-30900	74	26	the	the	DET
cjfa-30900	74	27	actual	actual	ADJ
cjfa-30900	74	28	results	result	NOUN
cjfa-30900	74	29	from	from	ADP
cjfa-30900	74	30	such	such	ADJ
cjfa-30900	74	31	financial	financial	ADJ
cjfa-30900	74	32	innovations	innovation	NOUN
cjfa-30900	74	33	.	.	PUNCT
cjfa-30900	75	1	innovation	innovation	NOUN
cjfa-30900	75	2	in	in	ADP
cjfa-30900	75	3	financial	financial	ADJ
cjfa-30900	75	4	services	service	NOUN
cjfa-30900	75	5	should	should	AUX
cjfa-30900	75	6	include	include	VERB
cjfa-30900	75	7	all	all	DET
cjfa-30900	75	8	the	the	DET
cjfa-30900	75	9	significant	significant	ADJ
cjfa-30900	75	10	features	feature	NOUN
cjfa-30900	75	11	of	of	ADP
cjfa-30900	75	12	the	the	DET
cjfa-30900	75	13	financially	financially	ADV
cjfa-30900	75	14	innovative	innovative	ADJ
cjfa-30900	75	15	products	product	NOUN
cjfa-30900	75	16	against	against	ADP
cjfa-30900	75	17	the	the	DET
cjfa-30900	75	18	cost	cost	NOUN
cjfa-30900	75	19	of	of	ADP
cjfa-30900	75	20	introducing	introduce	VERB
cjfa-30900	75	21	and	and	CCONJ
cjfa-30900	75	22	running	run	VERB
cjfa-30900	75	23	those	those	DET
cjfa-30900	75	24	products	product	NOUN
cjfa-30900	75	25	in	in	ADP
cjfa-30900	75	26	the	the	DET
cjfa-30900	75	27	market	market	NOUN
cjfa-30900	75	28	.	.	PUNCT
cjfa-30900	76	1	thus	thus	ADV
cjfa-30900	76	2	,	,	PUNCT
cjfa-30900	76	3	we	we	PRON
cjfa-30900	76	4	can	can	AUX
cjfa-30900	76	5	capitalize	capitalize	VERB
cjfa-30900	76	6	on	on	ADP
cjfa-30900	76	7	the	the	DET
cjfa-30900	76	8	lessons	lesson	NOUN
cjfa-30900	76	9	we	we	PRON
cjfa-30900	76	10	get	get	VERB
cjfa-30900	76	11	from	from	ADP
cjfa-30900	76	12	the	the	DET
cjfa-30900	76	13	financial	financial	ADJ
cjfa-30900	76	14	changes	change	NOUN
cjfa-30900	76	15	and	and	CCONJ
cjfa-30900	76	16	innovations	innovation	NOUN
cjfa-30900	76	17	.	.	PUNCT
cjfa-30900	77	1	he	he	PRON
cjfa-30900	77	2	came	come	VERB
cjfa-30900	77	3	at	at	ADP
cjfa-30900	77	4	this	this	DET
cjfa-30900	77	5	conclusion	conclusion	NOUN
cjfa-30900	77	6	from	from	ADP
cjfa-30900	77	7	his	his	PRON
cjfa-30900	77	8	comprehensive	comprehensive	ADJ
cjfa-30900	77	9	study	study	NOUN
cjfa-30900	77	10	of	of	ADP
cjfa-30900	77	11	the	the	DET
cjfa-30900	77	12	indian	indian	ADJ
cjfa-30900	77	13	financial	financial	ADJ
cjfa-30900	77	14	markets	market	NOUN
cjfa-30900	77	15	and	and	CCONJ
cjfa-30900	77	16	the	the	DET
cjfa-30900	77	17	financial	financial	ADJ
cjfa-30900	77	18	innovations	innovation	NOUN
cjfa-30900	77	19	offered	offer	VERB
cjfa-30900	77	20	in	in	ADP
cjfa-30900	77	21	the	the	DET
cjfa-30900	77	22	market	market	NOUN
cjfa-30900	77	23	.	.	PUNCT
cjfa-30900	78	1	miller	miller	PROPN
cjfa-30900	78	2	(	(	PUNCT
cjfa-30900	78	3	1992	1992	NUM
cjfa-30900	78	4	)	)	PUNCT
cjfa-30900	78	5	,	,	PUNCT
cjfa-30900	78	6	on	on	ADP
cjfa-30900	78	7	the	the	DET
cjfa-30900	78	8	other	other	ADJ
cjfa-30900	78	9	hand	hand	NOUN
cjfa-30900	78	10	,	,	PUNCT
cjfa-30900	78	11	suggested	suggest	VERB
cjfa-30900	78	12	the	the	DET
cjfa-30900	78	13	functional	functional	ADJ
cjfa-30900	78	14	benefits	benefit	NOUN
cjfa-30900	78	15	of	of	ADP
cjfa-30900	78	16	financial	financial	ADJ
cjfa-30900	78	17	innovation	innovation	NOUN
cjfa-30900	78	18	through	through	ADP
cjfa-30900	78	19	financial	financial	ADJ
cjfa-30900	78	20	intermediation	intermediation	NOUN
cjfa-30900	78	21	.	.	PUNCT
cjfa-30900	79	1	he	he	PRON
cjfa-30900	79	2	opined	opine	VERB
cjfa-30900	79	3	that	that	SCONJ
cjfa-30900	79	4	through	through	ADP
cjfa-30900	79	5	the	the	DET
cjfa-30900	79	6	lower	low	ADJ
cjfa-30900	79	7	cost	cost	NOUN
cjfa-30900	79	8	of	of	ADP
cjfa-30900	79	9	capital	capital	NOUN
cjfa-30900	79	10	,	,	PUNCT
cjfa-30900	79	11	reduced	reduce	VERB
cjfa-30900	79	12	financial	financial	ADJ
cjfa-30900	79	13	risks	risk	NOUN
cjfa-30900	79	14	,	,	PUNCT
cjfa-30900	79	15	and	and	CCONJ
cjfa-30900	79	16	improved	improve	VERB
cjfa-30900	79	17	financial	financial	ADJ
cjfa-30900	79	18	intermediation	intermediation	NOUN
cjfa-30900	79	19	,	,	PUNCT
cjfa-30900	79	20	financial	financial	ADJ
cjfa-30900	79	21	innovation	innovation	NOUN
cjfa-30900	79	22	could	could	AUX
cjfa-30900	79	23	bring	bring	VERB
cjfa-30900	79	24	welfare	welfare	NOUN
cjfa-30900	79	25	enhancement	enhancement	NOUN
cjfa-30900	79	26	.	.	PUNCT
cjfa-30900	80	1	by	by	ADP
cjfa-30900	80	2	properly	properly	ADV
cjfa-30900	80	3	explaining	explain	VERB
cjfa-30900	80	4	how	how	SCONJ
cjfa-30900	80	5	financial	financial	ADJ
cjfa-30900	80	6	innovation	innovation	NOUN
cjfa-30900	80	7	functions	function	NOUN
cjfa-30900	80	8	in	in	ADP
cjfa-30900	80	9	the	the	DET
cjfa-30900	80	10	market	market	NOUN
cjfa-30900	80	11	,	,	PUNCT
cjfa-30900	80	12	the	the	DET
cjfa-30900	80	13	instruments	instrument	NOUN
cjfa-30900	80	14	can	can	AUX
cjfa-30900	80	15	be	be	AUX
cjfa-30900	80	16	made	make	VERB
cjfa-30900	80	17	more	more	ADV
cjfa-30900	80	18	popular	popular	ADJ
cjfa-30900	80	19	in	in	ADP
cjfa-30900	80	20	the	the	DET
cjfa-30900	80	21	world	world	NOUN
cjfa-30900	80	22	of	of	ADP
cjfa-30900	80	23	fiercely	fiercely	ADV
cjfa-30900	80	24	competitive	competitive	ADJ
cjfa-30900	80	25	financial	financial	ADJ
cjfa-30900	80	26	industries	industry	NOUN
cjfa-30900	80	27	across	across	ADP
cjfa-30900	80	28	the	the	DET
cjfa-30900	80	29	world	world	NOUN
cjfa-30900	80	30	,	,	PUNCT
cjfa-30900	80	31	that	that	PRON
cjfa-30900	80	32	is	be	AUX
cjfa-30900	80	33	quintessential	quintessential	ADJ
cjfa-30900	80	34	for	for	ADP
cjfa-30900	80	35	injecting	inject	VERB
cjfa-30900	80	36	capital	capital	NOUN
cjfa-30900	80	37	to	to	ADP
cjfa-30900	80	38	the	the	DET
cjfa-30900	80	39	business	business	NOUN
cjfa-30900	80	40	operations	operation	NOUN
cjfa-30900	80	41	.	.	PUNCT
cjfa-30900	81	1	with	with	ADP
cjfa-30900	81	2	this	this	PRON
cjfa-30900	81	3	,	,	PUNCT
cjfa-30900	81	4	we	we	PRON
cjfa-30900	81	5	can	can	AUX
cjfa-30900	81	6	see	see	VERB
cjfa-30900	81	7	how	how	SCONJ
cjfa-30900	81	8	financial	financial	ADJ
cjfa-30900	81	9	innovation	innovation	NOUN
cjfa-30900	81	10	is	be	AUX
cjfa-30900	81	11	instrumental	instrumental	ADJ
cjfa-30900	81	12	for	for	ADP
cjfa-30900	81	13	the	the	DET
cjfa-30900	81	14	growing	grow	VERB
cjfa-30900	81	15	economy	economy	NOUN
cjfa-30900	81	16	and	and	CCONJ
cjfa-30900	81	17	how	how	SCONJ
cjfa-30900	81	18	financial	financial	ADJ
cjfa-30900	81	19	innovation	innovation	NOUN
cjfa-30900	81	20	reengineered	reengineere	VERB
cjfa-30900	81	21	as	as	ADP
cjfa-30900	81	22	one	one	NUM
cjfa-30900	81	23	of	of	ADP
cjfa-30900	81	24	the	the	DET
cjfa-30900	81	25	significant	significant	ADJ
cjfa-30900	81	26	change	change	NOUN
cjfa-30900	81	27	catalysts	catalyst	NOUN
cjfa-30900	81	28	in	in	ADP
cjfa-30900	81	29	stimulating	stimulate	VERB
cjfa-30900	81	30	the	the	DET
cjfa-30900	81	31	economy	economy	NOUN
cjfa-30900	81	32	for	for	ADP
cjfa-30900	81	33	the	the	DET
cjfa-30900	81	34	betterment	betterment	NOUN
cjfa-30900	81	35	,	,	PUNCT
cjfa-30900	81	36	especially	especially	ADV
cjfa-30900	81	37	among	among	ADP
cjfa-30900	81	38	the	the	DET
cjfa-30900	81	39	emerging	emerge	VERB
cjfa-30900	81	40	economies	economy	NOUN
cjfa-30900	81	41	.	.	PUNCT
cjfa-30900	82	1	a	a	DET
cjfa-30900	82	2	standard	standard	ADJ
cjfa-30900	82	3	interpretation	interpretation	NOUN
cjfa-30900	82	4	explained	explain	VERB
cjfa-30900	82	5	by	by	ADP
cjfa-30900	82	6	tufano	tufano	PROPN
cjfa-30900	82	7	(	(	PUNCT
cjfa-30900	82	8	2003	2003	NUM
cjfa-30900	82	9	)	)	PUNCT
cjfa-30900	82	10	for	for	ADP
cjfa-30900	82	11	financial	financial	ADJ
cjfa-30900	82	12	innovation	innovation	NOUN
cjfa-30900	82	13	is	be	AUX
cjfa-30900	82	14	that	that	SCONJ
cjfa-30900	82	15	some	some	DET
cjfa-30900	82	16	specific	specific	ADJ
cjfa-30900	82	17	kinds	kind	NOUN
cjfa-30900	82	18	of	of	ADP
cjfa-30900	82	19	market	market	NOUN
cjfa-30900	82	20	inability	inability	NOUN
cjfa-30900	82	21	,	,	PUNCT
cjfa-30900	82	22	as	as	ADV
cjfa-30900	82	23	well	well	ADV
cjfa-30900	82	24	as	as	ADP
cjfa-30900	82	25	some	some	DET
cjfa-30900	82	26	weaknesses	weakness	NOUN
cjfa-30900	82	27	,	,	PUNCT
cjfa-30900	82	28	are	be	AUX
cjfa-30900	82	29	being	be	AUX
cjfa-30900	82	30	helped	help	VERB
cjfa-30900	82	31	by	by	ADP
cjfa-30900	82	32	it	it	PRON
cjfa-30900	82	33	to	to	PART
cjfa-30900	82	34	bring	bring	VERB
cjfa-30900	82	35	it	it	PRON
cjfa-30900	82	36	on	on	ADP
cjfa-30900	82	37	track	track	NOUN
cjfa-30900	82	38	.	.	PUNCT
cjfa-30900	83	1	such	such	ADJ
cjfa-30900	83	2	as	as	ADP
cjfa-30900	83	3	incomplete	incomplete	ADJ
cjfa-30900	83	4	markets	market	NOUN
cjfa-30900	83	5	,	,	PUNCT
cjfa-30900	83	6	are	be	AUX
cjfa-30900	83	7	being	be	AUX
cjfa-30900	83	8	assisted	assist	VERB
cjfa-30900	83	9	by	by	ADP
cjfa-30900	83	10	financial	financial	ADJ
cjfa-30900	83	11	innovation	innovation	NOUN
cjfa-30900	83	12	to	to	PART
cjfa-30900	83	13	develop	develop	VERB
cjfa-30900	83	14	conveniences	convenience	NOUN
cjfa-30900	83	15	for	for	ADP
cjfa-30900	83	16	risk	risk	NOUN
cjfa-30900	83	17	-	-	PUNCT
cjfa-30900	83	18	sharing	sharing	NOUN
cjfa-30900	83	19	.	.	PUNCT
cjfa-30900	84	1	in	in	ADP
cjfa-30900	84	2	the	the	DET
cjfa-30900	84	3	case	case	NOUN
cjfa-30900	84	4	of	of	ADP
cjfa-30900	84	5	agency	agency	NOUN
cjfa-30900	84	6	conflicts	conflict	NOUN
cjfa-30900	84	7	,	,	PUNCT
cjfa-30900	84	8	the	the	DET
cjfa-30900	84	9	sequences	sequence	NOUN
cjfa-30900	84	10	of	of	ADP
cjfa-30900	84	11	interests	interest	NOUN
cjfa-30900	84	12	can	can	AUX
cjfa-30900	84	13	be	be	AUX
cjfa-30900	84	14	advanced	advance	VERB
cjfa-30900	84	15	by	by	ADP
cjfa-30900	84	16	new	new	ADJ
cjfa-30900	84	17	types	type	NOUN
cjfa-30900	84	18	of	of	ADP
cjfa-30900	84	19	security	security	NOUN
cjfa-30900	84	20	.	.	PUNCT
cjfa-30900	85	1	lowering	lower	VERB
cjfa-30900	85	2	taxes	taxis	NOUN
cjfa-30900	85	3	or	or	CCONJ
cjfa-30900	85	4	to	to	PART
cjfa-30900	85	5	bypass	bypass	VERB
cjfa-30900	85	6	the	the	DET
cjfa-30900	85	7	yield	yield	NOUN
cjfa-30900	85	8	of	of	ADP
cjfa-30900	85	9	regulations	regulation	NOUN
cjfa-30900	85	10	works	work	VERB
cjfa-30900	85	11	as	as	ADP
cjfa-30900	85	12	another	another	DET
cjfa-30900	85	13	important	important	ADJ
cjfa-30900	85	14	catalyst	catalyst	NOUN
cjfa-30900	85	15	regarding	regard	VERB
cjfa-30900	85	16	financial	financial	ADJ
cjfa-30900	85	17	innovation	innovation	NOUN
cjfa-30900	85	18	.	.	PUNCT
cjfa-30900	86	1	financial	financial	ADJ
cjfa-30900	86	2	innovation	innovation	NOUN
cjfa-30900	86	3	becomes	become	VERB
cjfa-30900	86	4	desirable	desirable	ADJ
cjfa-30900	86	5	and	and	CCONJ
cjfa-30900	86	6	successful	successful	ADJ
cjfa-30900	86	7	when	when	SCONJ
cjfa-30900	86	8	both	both	CCONJ
cjfa-30900	86	9	the	the	DET
cjfa-30900	86	10	issuers	issuer	NOUN
cjfa-30900	86	11	and	and	CCONJ
cjfa-30900	86	12	buyers	buyer	NOUN
cjfa-30900	86	13	get	get	VERB
cjfa-30900	86	14	benefits	benefit	NOUN
cjfa-30900	86	15	from	from	ADP
cjfa-30900	86	16	the	the	DET
cjfa-30900	86	17	innovation	innovation	NOUN
cjfa-30900	86	18	.	.	PUNCT
cjfa-30900	87	1	s.	s.	PROPN
cjfa-30900	87	2	s.	s.	PROPN
cjfa-30900	87	3	m.	m.	PROPN
cjfa-30900	87	4	huda	huda	PROPN
cjfa-30900	87	5	,	,	PUNCT
cjfa-30900	87	6	md	md	PROPN
cjfa-30900	87	7	.	.	PROPN
cjfa-30900	87	8	humayun	humayun	PROPN
cjfa-30900	87	9	kabir	kabir	PROPN
cjfa-30900	87	10	,	,	PUNCT
cjfa-30900	87	11	nurun	nurun	PROPN
cjfa-30900	87	12	naher	naher	PROPN
cjfa-30900	87	13	popy	popy	PROPN
cjfa-30900	87	14	,	,	PUNCT
cjfa-30900	87	15	sunny	sunny	ADJ
cjfa-30900	87	16	saha36	saha36	NOUN
cjfa-30900	87	17	the	the	DET
cjfa-30900	87	18	array	array	NOUN
cjfa-30900	87	19	of	of	ADP
cjfa-30900	87	20	financial	financial	ADJ
cjfa-30900	87	21	innovations	innovation	NOUN
cjfa-30900	87	22	are	be	AUX
cjfa-30900	87	23	being	be	AUX
cjfa-30900	87	24	driven	drive	VERB
cjfa-30900	87	25	by	by	ADP
cjfa-30900	87	26	the	the	DET
cjfa-30900	87	27	regulations	regulation	NOUN
cjfa-30900	87	28	(	(	PUNCT
cjfa-30900	87	29	frame	frame	NOUN
cjfa-30900	87	30	&	&	CCONJ
cjfa-30900	87	31	white	white	ADJ
cjfa-30900	87	32	,	,	PUNCT
cjfa-30900	87	33	2004	2004	NUM
cjfa-30900	87	34	)	)	PUNCT
cjfa-30900	87	35	.	.	PUNCT
cjfa-30900	88	1	individual	individual	PROPN
cjfa-30900	88	2	’s	’s	PART
cjfa-30900	88	3	education	education	NOUN
cjfa-30900	88	4	and	and	CCONJ
cjfa-30900	88	5	income	income	NOUN
cjfa-30900	88	6	;	;	PUNCT
cjfa-30900	88	7	and	and	CCONJ
cjfa-30900	88	8	use	use	NOUN
cjfa-30900	88	9	of	of	ADP
cjfa-30900	88	10	the	the	DET
cjfa-30900	88	11	new	new	ADJ
cjfa-30900	88	12	financial	financial	ADJ
cjfa-30900	88	13	technology	technology	NOUN
cjfa-30900	88	14	by	by	ADP
cjfa-30900	88	15	consumers	consumer	NOUN
cjfa-30900	88	16	are	be	AUX
cjfa-30900	88	17	being	be	AUX
cjfa-30900	88	18	found	find	VERB
cjfa-30900	88	19	through	through	ADP
cjfa-30900	88	20	a	a	DET
cjfa-30900	88	21	positive	positive	ADJ
cjfa-30900	88	22	relationship	relationship	NOUN
cjfa-30900	88	23	.	.	PUNCT
cjfa-30900	89	1	financial	financial	ADJ
cjfa-30900	89	2	innovators	innovator	NOUN
cjfa-30900	89	3	for	for	ADP
cjfa-30900	89	4	their	their	PRON
cjfa-30900	89	5	well	well	ADV
cjfa-30900	89	6	-	-	PUNCT
cjfa-30900	89	7	earned	earn	VERB
cjfa-30900	89	8	efforts	effort	NOUN
cjfa-30900	89	9	gain	gain	VERB
cjfa-30900	89	10	first	first	ADJ
cjfa-30900	89	11	-	-	PUNCT
cjfa-30900	89	12	mover	mover	NOUN
cjfa-30900	89	13	advantages	advantage	NOUN
cjfa-30900	89	14	and	and	CCONJ
cjfa-30900	89	15	compensations	compensation	NOUN
cjfa-30900	89	16	.	.	PUNCT
cjfa-30900	90	1	it	it	PRON
cjfa-30900	90	2	is	be	AUX
cjfa-30900	90	3	necessary	necessary	ADJ
cjfa-30900	90	4	to	to	PART
cjfa-30900	90	5	improve	improve	VERB
cjfa-30900	90	6	product	product	NOUN
cjfa-30900	90	7	choices	choice	NOUN
cjfa-30900	90	8	for	for	ADP
cjfa-30900	90	9	consumers	consumer	NOUN
cjfa-30900	90	10	and	and	CCONJ
cjfa-30900	90	11	expanded	expand	VERB
cjfa-30900	90	12	access	access	NOUN
cjfa-30900	90	13	to	to	ADP
cjfa-30900	90	14	credit	credit	NOUN
cjfa-30900	90	15	which	which	PRON
cjfa-30900	90	16	is	be	AUX
cjfa-30900	90	17	possible	possible	ADJ
cjfa-30900	90	18	only	only	ADV
cjfa-30900	90	19	when	when	SCONJ
cjfa-30900	90	20	innovations	innovation	NOUN
cjfa-30900	90	21	are	be	AUX
cjfa-30900	90	22	not	not	PART
cjfa-30900	90	23	being	be	AUX
cjfa-30900	90	24	hindered	hinder	VERB
cjfa-30900	90	25	by	by	ADP
cjfa-30900	90	26	regulations	regulation	NOUN
cjfa-30900	90	27	(	(	PUNCT
cjfa-30900	90	28	draghi	draghi	NOUN
cjfa-30900	90	29	,	,	PUNCT
cjfa-30900	90	30	2008	2008	NUM
cjfa-30900	90	31	)	)	PUNCT
cjfa-30900	90	32	.	.	PUNCT
cjfa-30900	91	1	as	as	ADP
cjfa-30900	91	2	a	a	DET
cjfa-30900	91	3	result	result	NOUN
cjfa-30900	91	4	,	,	PUNCT
cjfa-30900	91	5	the	the	DET
cjfa-30900	91	6	destination	destination	NOUN
cjfa-30900	91	7	is	be	AUX
cjfa-30900	91	8	to	to	PART
cjfa-30900	91	9	establish	establish	VERB
cjfa-30900	91	10	the	the	DET
cjfa-30900	91	11	flexibility	flexibility	NOUN
cjfa-30900	91	12	of	of	ADP
cjfa-30900	91	13	the	the	DET
cjfa-30900	91	14	system	system	NOUN
cjfa-30900	91	15	and	and	CCONJ
cjfa-30900	91	16	not	not	PART
cjfa-30900	91	17	to	to	PART
cjfa-30900	91	18	delay	delay	VERB
cjfa-30900	91	19	the	the	DET
cjfa-30900	91	20	process	process	NOUN
cjfa-30900	91	21	needed	need	VERB
cjfa-30900	91	22	for	for	ADP
cjfa-30900	91	23	market	market	NOUN
cjfa-30900	91	24	discipline	discipline	NOUN
cjfa-30900	91	25	and	and	CCONJ
cjfa-30900	91	26	innovation	innovation	NOUN
cjfa-30900	91	27	which	which	PRON
cjfa-30900	91	28	are	be	AUX
cjfa-30900	91	29	needed	need	VERB
cjfa-30900	91	30	to	to	ADP
cjfa-30900	91	31	the	the	DET
cjfa-30900	91	32	financial	financial	ADJ
cjfa-30900	91	33	sectors	sector	NOUN
cjfa-30900	91	34	’	'	PUNCT
cjfa-30900	91	35	contribution	contribution	NOUN
cjfa-30900	91	36	towards	towards	ADP
cjfa-30900	91	37	economic	economic	ADJ
cjfa-30900	91	38	growth	growth	NOUN
cjfa-30900	91	39	.	.	PUNCT
cjfa-30900	92	1	financial	financial	ADJ
cjfa-30900	92	2	innovation	innovation	NOUN
cjfa-30900	92	3	in	in	ADP
cjfa-30900	92	4	bangladesh	bangladesh	NOUN
cjfa-30900	92	5	according	accord	VERB
cjfa-30900	92	6	to	to	ADP
cjfa-30900	92	7	siddik	siddik	PROPN
cjfa-30900	92	8	,	,	PUNCT
cjfa-30900	92	9	sun	sun	NOUN
cjfa-30900	92	10	,	,	PUNCT
cjfa-30900	92	11	yanjuan	yanjuan	PROPN
cjfa-30900	92	12	and	and	CCONJ
cjfa-30900	92	13	kabiraj	kabiraj	PROPN
cjfa-30900	92	14	(	(	PUNCT
cjfa-30900	92	15	2014	2014	NUM
cjfa-30900	92	16	)	)	PUNCT
cjfa-30900	92	17	,	,	PUNCT
cjfa-30900	92	18	financial	financial	ADJ
cjfa-30900	92	19	inclusion	inclusion	NOUN
cjfa-30900	92	20	raised	raise	VERB
cjfa-30900	92	21	as	as	ADP
cjfa-30900	92	22	a	a	DET
cjfa-30900	92	23	crucial	crucial	ADJ
cjfa-30900	92	24	issue	issue	NOUN
cjfa-30900	92	25	in	in	ADP
cjfa-30900	92	26	both	both	CCONJ
cjfa-30900	92	27	the	the	DET
cjfa-30900	92	28	developed	develop	VERB
cjfa-30900	92	29	as	as	ADV
cjfa-30900	92	30	well	well	ADV
cjfa-30900	92	31	as	as	ADP
cjfa-30900	92	32	developing	develop	VERB
cjfa-30900	92	33	countries	country	NOUN
cjfa-30900	92	34	since	since	SCONJ
cjfa-30900	92	35	2005	2005	NUM
cjfa-30900	92	36	,	,	PUNCT
cjfa-30900	92	37	the	the	DET
cjfa-30900	92	38	year	year	NOUN
cjfa-30900	92	39	which	which	PRON
cjfa-30900	92	40	was	be	AUX
cjfa-30900	92	41	announced	announce	VERB
cjfa-30900	92	42	as	as	ADP
cjfa-30900	92	43	the	the	DET
cjfa-30900	92	44	international	international	ADJ
cjfa-30900	92	45	microcredit	microcredit	NOUN
cjfa-30900	92	46	year	year	NOUN
cjfa-30900	92	47	by	by	ADP
cjfa-30900	92	48	un	un	PROPN
cjfa-30900	92	49	.	.	PUNCT
cjfa-30900	93	1	it	it	PRON
cjfa-30900	93	2	also	also	ADV
cjfa-30900	93	3	has	have	AUX
cjfa-30900	93	4	become	become	VERB
cjfa-30900	93	5	a	a	DET
cjfa-30900	93	6	hot	hot	ADJ
cjfa-30900	93	7	topic	topic	NOUN
cjfa-30900	93	8	for	for	ADP
cjfa-30900	93	9	the	the	DET
cjfa-30900	93	10	researchers	researcher	NOUN
cjfa-30900	93	11	and	and	CCONJ
cjfa-30900	93	12	academicians	academician	NOUN
cjfa-30900	93	13	.	.	PUNCT
cjfa-30900	94	1	from	from	ADP
cjfa-30900	94	2	a	a	DET
cjfa-30900	94	3	more	more	ADV
cjfa-30900	94	4	extensive	extensive	ADJ
cjfa-30900	94	5	point	point	NOUN
cjfa-30900	94	6	of	of	ADP
cjfa-30900	94	7	view	view	NOUN
cjfa-30900	94	8	,	,	PUNCT
cjfa-30900	94	9	financial	financial	ADJ
cjfa-30900	94	10	inclusion	inclusion	NOUN
cjfa-30900	94	11	indicates	indicate	VERB
cjfa-30900	94	12	delivery	delivery	NOUN
cjfa-30900	94	13	of	of	ADP
cjfa-30900	94	14	formal	formal	ADJ
cjfa-30900	94	15	financial	financial	ADJ
cjfa-30900	94	16	services	service	NOUN
cjfa-30900	94	17	at	at	ADP
cjfa-30900	94	18	a	a	DET
cjfa-30900	94	19	reasonable	reasonable	ADJ
cjfa-30900	94	20	expense	expense	NOUN
cjfa-30900	94	21	to	to	ADP
cjfa-30900	94	22	every	every	DET
cjfa-30900	94	23	single	single	ADJ
cjfa-30900	94	24	individual	individual	NOUN
cjfa-30900	94	25	from	from	ADP
cjfa-30900	94	26	a	a	DET
cjfa-30900	94	27	country	country	NOUN
cjfa-30900	94	28	.	.	PUNCT
cjfa-30900	95	1	in	in	ADP
cjfa-30900	95	2	bangladesh	bangladesh	PROPN
cjfa-30900	95	3	,	,	PUNCT
cjfa-30900	95	4	during	during	ADP
cjfa-30900	95	5	the	the	DET
cjfa-30900	95	6	most	most	ADV
cjfa-30900	95	7	recent	recent	ADJ
cjfa-30900	95	8	couple	couple	NOUN
cjfa-30900	95	9	of	of	ADP
cjfa-30900	95	10	years	year	NOUN
cjfa-30900	95	11	,	,	PUNCT
cjfa-30900	95	12	the	the	DET
cjfa-30900	95	13	banking	banking	NOUN
cjfa-30900	95	14	industry	industry	NOUN
cjfa-30900	95	15	has	have	AUX
cjfa-30900	95	16	encountered	encounter	VERB
cjfa-30900	95	17	huge	huge	ADJ
cjfa-30900	95	18	development	development	NOUN
cjfa-30900	95	19	.	.	PUNCT
cjfa-30900	96	1	nonetheless	nonetheless	ADV
cjfa-30900	96	2	,	,	PUNCT
cjfa-30900	96	3	there	there	PRON
cjfa-30900	96	4	are	be	VERB
cjfa-30900	96	5	worries	worry	NOUN
cjfa-30900	96	6	that	that	SCONJ
cjfa-30900	96	7	all	all	DET
cjfa-30900	96	8	the	the	DET
cjfa-30900	96	9	banks	bank	NOUN
cjfa-30900	96	10	have	have	AUX
cjfa-30900	96	11	not	not	PART
cjfa-30900	96	12	been	be	AUX
cjfa-30900	96	13	capable	capable	ADJ
cjfa-30900	96	14	enough	enough	ADV
cjfa-30900	96	15	because	because	SCONJ
cjfa-30900	96	16	of	of	ADP
cjfa-30900	96	17	high	high	ADJ
cjfa-30900	96	18	operating	operating	NOUN
cjfa-30900	96	19	expenses	expense	NOUN
cjfa-30900	96	20	,	,	PUNCT
cjfa-30900	96	21	to	to	PART
cjfa-30900	96	22	incorporate	incorporate	VERB
cjfa-30900	96	23	a	a	DET
cjfa-30900	96	24	broad	broad	ADJ
cjfa-30900	96	25	segment	segment	NOUN
cjfa-30900	96	26	of	of	ADP
cjfa-30900	96	27	the	the	DET
cjfa-30900	96	28	whole	whole	ADJ
cjfa-30900	96	29	population	population	NOUN
cjfa-30900	96	30	into	into	ADP
cjfa-30900	96	31	the	the	DET
cjfa-30900	96	32	overlap	overlap	NOUN
cjfa-30900	96	33	of	of	ADP
cjfa-30900	96	34	essential	essential	ADJ
cjfa-30900	96	35	banking	banking	NOUN
cjfa-30900	96	36	facilities	facility	NOUN
cjfa-30900	96	37	,	,	PUNCT
cjfa-30900	96	38	particularly	particularly	ADV
cjfa-30900	96	39	people	people	NOUN
cjfa-30900	96	40	from	from	ADP
cjfa-30900	96	41	remote	remote	ADJ
cjfa-30900	96	42	territories	territory	NOUN
cjfa-30900	96	43	.	.	PUNCT
cjfa-30900	97	1	the	the	DET
cjfa-30900	97	2	distance	distance	NOUN
cjfa-30900	97	3	can	can	AUX
cjfa-30900	97	4	expand	expand	VERB
cjfa-30900	97	5	the	the	DET
cjfa-30900	97	6	cost	cost	NOUN
cjfa-30900	97	7	of	of	ADP
cjfa-30900	97	8	utilizing	utilize	VERB
cjfa-30900	97	9	financial	financial	ADJ
cjfa-30900	97	10	services	service	NOUN
cjfa-30900	97	11	.	.	PUNCT
cjfa-30900	98	1	in	in	ADP
cjfa-30900	98	2	this	this	DET
cjfa-30900	98	3	manner	manner	NOUN
cjfa-30900	98	4	can	can	AUX
cjfa-30900	98	5	decrease	decrease	VERB
cjfa-30900	98	6	the	the	DET
cjfa-30900	98	7	productivity	productivity	NOUN
cjfa-30900	98	8	of	of	ADP
cjfa-30900	98	9	banks	bank	NOUN
cjfa-30900	98	10	and	and	CCONJ
cjfa-30900	98	11	thus	thus	ADV
cjfa-30900	98	12	making	make	VERB
cjfa-30900	98	13	branch	branch	NOUN
cjfa-30900	98	14	expansion	expansion	NOUN
cjfa-30900	98	15	decision	decision	NOUN
cjfa-30900	98	16	unattractive	unattractive	ADJ
cjfa-30900	98	17	to	to	ADP
cjfa-30900	98	18	the	the	DET
cjfa-30900	98	19	service	service	NOUN
cjfa-30900	98	20	providing	provide	VERB
cjfa-30900	98	21	banks	bank	NOUN
cjfa-30900	98	22	.	.	PUNCT
cjfa-30900	99	1	in	in	ADP
cjfa-30900	99	2	this	this	DET
cjfa-30900	99	3	manner	manner	NOUN
cjfa-30900	99	4	,	,	PUNCT
cjfa-30900	99	5	the	the	DET
cjfa-30900	99	6	national	national	PROPN
cjfa-30900	99	7	bank	bank	PROPN
cjfa-30900	99	8	of	of	ADP
cjfa-30900	99	9	bangladesh	bangladesh	PROPN
cjfa-30900	99	10	,	,	PUNCT
cjfa-30900	99	11	i.e.	i.e.	X
cjfa-30900	99	12	,	,	PUNCT
cjfa-30900	99	13	bangladesh	bangladesh	PROPN
cjfa-30900	99	14	bank	bank	PROPN
cjfa-30900	99	15	is	be	AUX
cjfa-30900	99	16	urging	urge	VERB
cjfa-30900	99	17	scheduled	schedule	VERB
cjfa-30900	99	18	banks	bank	NOUN
cjfa-30900	99	19	for	for	ADP
cjfa-30900	99	20	delivering	deliver	VERB
cjfa-30900	99	21	banking	banking	NOUN
cjfa-30900	99	22	facilities	facility	NOUN
cjfa-30900	99	23	to	to	ADP
cjfa-30900	99	24	individuals	individual	NOUN
cjfa-30900	99	25	by	by	ADP
cjfa-30900	99	26	using	use	VERB
cjfa-30900	99	27	updated	update	VERB
cjfa-30900	99	28	technologies	technology	NOUN
cjfa-30900	99	29	,	,	PUNCT
cjfa-30900	99	30	for	for	ADP
cjfa-30900	99	31	example	example	NOUN
cjfa-30900	99	32	,	,	PUNCT
cjfa-30900	99	33	smart	smart	ADJ
cjfa-30900	99	34	cards	card	NOUN
cjfa-30900	99	35	,	,	PUNCT
cjfa-30900	99	36	atms	atms	NOUN
cjfa-30900	99	37	,	,	PUNCT
cjfa-30900	99	38	mobile	mobile	ADJ
cjfa-30900	99	39	banking	banking	NOUN
cjfa-30900	99	40	etc	etc	X
cjfa-30900	99	41	.	.	PUNCT
cjfa-30900	100	1	given	give	VERB
cjfa-30900	100	2	that	that	DET
cjfa-30900	100	3	atms	atms	NOUN
cjfa-30900	100	4	would	would	AUX
cjfa-30900	100	5	never	never	ADV
cjfa-30900	100	6	empower	empower	VERB
cjfa-30900	100	7	rural	rural	ADJ
cjfa-30900	100	8	people	people	NOUN
cjfa-30900	100	9	to	to	PART
cjfa-30900	100	10	do	do	VERB
cjfa-30900	100	11	a	a	DET
cjfa-30900	100	12	transaction	transaction	NOUN
cjfa-30900	100	13	from	from	ADP
cjfa-30900	100	14	remote	remote	ADJ
cjfa-30900	100	15	areas	area	NOUN
cjfa-30900	100	16	.	.	PUNCT
cjfa-30900	101	1	but	but	CCONJ
cjfa-30900	101	2	mobile	mobile	ADJ
cjfa-30900	101	3	banking	banking	NOUN
cjfa-30900	101	4	is	be	AUX
cjfa-30900	101	5	viewed	view	VERB
cjfa-30900	101	6	as	as	ADP
cjfa-30900	101	7	an	an	DET
cjfa-30900	101	8	excellent	excellent	ADJ
cjfa-30900	101	9	choice	choice	NOUN
cjfa-30900	101	10	to	to	PART
cjfa-30900	101	11	diminish	diminish	VERB
cjfa-30900	101	12	the	the	DET
cjfa-30900	101	13	issue	issue	NOUN
cjfa-30900	101	14	of	of	ADP
cjfa-30900	101	15	nearness	nearness	NOUN
cjfa-30900	101	16	to	to	ADP
cjfa-30900	101	17	bank	bank	NOUN
cjfa-30900	101	18	branches	branch	NOUN
cjfa-30900	101	19	.	.	PUNCT
cjfa-30900	102	1	cgap	cgap	PROPN
cjfa-30900	102	2	(	(	PUNCT
cjfa-30900	102	3	2006	2006	NUM
cjfa-30900	102	4	)	)	PUNCT
cjfa-30900	102	5	expressed	express	VERB
cjfa-30900	102	6	that	that	SCONJ
cjfa-30900	102	7	mobile	mobile	ADJ
cjfa-30900	102	8	banking	banking	NOUN
cjfa-30900	102	9	has	have	VERB
cjfa-30900	102	10	extraordinary	extraordinary	ADJ
cjfa-30900	102	11	potentiality	potentiality	NOUN
cjfa-30900	102	12	to	to	PART
cjfa-30900	102	13	make	make	VERB
cjfa-30900	102	14	essential	essential	ADJ
cjfa-30900	102	15	financial	financial	ADJ
cjfa-30900	102	16	services	service	NOUN
cjfa-30900	102	17	more	more	ADV
cjfa-30900	102	18	reachable	reachable	ADJ
cjfa-30900	102	19	to	to	ADP
cjfa-30900	102	20	low	low	ADJ
cjfa-30900	102	21	-	-	PUNCT
cjfa-30900	102	22	income	income	NOUN
cjfa-30900	102	23	individuals	individual	NOUN
cjfa-30900	102	24	.	.	PUNCT
cjfa-30900	103	1	innovation	innovation	NOUN
cjfa-30900	103	2	in	in	ADP
cjfa-30900	103	3	financial	financial	ADJ
cjfa-30900	103	4	services	service	NOUN
cjfa-30900	103	5	:	:	PUNCT
cjfa-30900	103	6	the	the	DET
cjfa-30900	103	7	case	case	NOUN
cjfa-30900	103	8	of	of	ADP
cjfa-30900	103	9	bangladesh	bangladesh	NOUN
cjfa-30900	103	10	37	37	NUM
cjfa-30900	103	11	from	from	ADP
cjfa-30900	103	12	the	the	DET
cjfa-30900	103	13	above	above	ADJ
cjfa-30900	103	14	discussion	discussion	NOUN
cjfa-30900	103	15	,	,	PUNCT
cjfa-30900	103	16	it	it	PRON
cjfa-30900	103	17	can	can	AUX
cjfa-30900	103	18	be	be	AUX
cjfa-30900	103	19	said	say	VERB
cjfa-30900	103	20	that	that	SCONJ
cjfa-30900	103	21	many	many	ADJ
cjfa-30900	103	22	scholars	scholar	NOUN
cjfa-30900	103	23	analyzed	analyze	VERB
cjfa-30900	103	24	the	the	DET
cjfa-30900	103	25	influence	influence	NOUN
cjfa-30900	103	26	of	of	ADP
cjfa-30900	103	27	financial	financial	ADJ
cjfa-30900	103	28	systems	system	NOUN
cjfa-30900	103	29	on	on	ADP
cjfa-30900	103	30	the	the	DET
cjfa-30900	103	31	economy	economy	NOUN
cjfa-30900	103	32	.	.	PUNCT
cjfa-30900	104	1	different	different	ADJ
cjfa-30900	104	2	studies	study	NOUN
cjfa-30900	104	3	were	be	AUX
cjfa-30900	104	4	developed	develop	VERB
cjfa-30900	104	5	on	on	ADP
cjfa-30900	104	6	financial	financial	ADJ
cjfa-30900	104	7	innovation	innovation	NOUN
cjfa-30900	104	8	,	,	PUNCT
cjfa-30900	104	9	global	global	ADJ
cjfa-30900	104	10	financial	financial	ADJ
cjfa-30900	104	11	crisis	crisis	NOUN
cjfa-30900	104	12	,	,	PUNCT
cjfa-30900	104	13	the	the	DET
cjfa-30900	104	14	influence	influence	NOUN
cjfa-30900	104	15	of	of	ADP
cjfa-30900	104	16	financial	financial	ADJ
cjfa-30900	104	17	innovation	innovation	NOUN
cjfa-30900	104	18	,	,	PUNCT
cjfa-30900	104	19	and	and	CCONJ
cjfa-30900	104	20	many	many	ADJ
cjfa-30900	104	21	more	more	ADJ
cjfa-30900	104	22	.	.	PUNCT
cjfa-30900	105	1	many	many	ADJ
cjfa-30900	105	2	scholars	scholar	NOUN
cjfa-30900	105	3	from	from	ADP
cjfa-30900	105	4	bangladesh	bangladesh	PROPN
cjfa-30900	105	5	worked	work	VERB
cjfa-30900	105	6	on	on	ADP
cjfa-30900	105	7	various	various	ADJ
cjfa-30900	105	8	financial	financial	ADJ
cjfa-30900	105	9	innovation	innovation	NOUN
cjfa-30900	105	10	-	-	PUNCT
cjfa-30900	105	11	related	relate	VERB
cjfa-30900	105	12	issues	issue	NOUN
cjfa-30900	105	13	.	.	PUNCT
cjfa-30900	106	1	but	but	CCONJ
cjfa-30900	106	2	no	no	DET
cjfa-30900	106	3	study	study	NOUN
cjfa-30900	106	4	focuses	focus	VERB
cjfa-30900	106	5	on	on	ADP
cjfa-30900	106	6	the	the	DET
cjfa-30900	106	7	overall	overall	ADJ
cjfa-30900	106	8	scenario	scenario	NOUN
cjfa-30900	106	9	of	of	ADP
cjfa-30900	106	10	bangladesh	bangladesh	PROPN
cjfa-30900	106	11	’s	’s	PART
cjfa-30900	106	12	financial	financial	ADJ
cjfa-30900	106	13	innovation	innovation	NOUN
cjfa-30900	106	14	with	with	ADP
cjfa-30900	106	15	a	a	DET
cjfa-30900	106	16	comparative	comparative	ADJ
cjfa-30900	106	17	picture	picture	NOUN
cjfa-30900	106	18	of	of	ADP
cjfa-30900	106	19	bangladesh	bangladesh	NOUN
cjfa-30900	106	20	’s	’s	PART
cjfa-30900	106	21	financial	financial	ADJ
cjfa-30900	106	22	inclusion	inclusion	NOUN
cjfa-30900	106	23	and	and	CCONJ
cjfa-30900	106	24	world	world	NOUN
cjfa-30900	106	25	financial	financial	ADJ
cjfa-30900	106	26	inclusion	inclusion	NOUN
cjfa-30900	106	27	.	.	PUNCT
cjfa-30900	107	1	this	this	DET
cjfa-30900	107	2	paper	paper	NOUN
cjfa-30900	107	3	is	be	AUX
cjfa-30900	107	4	trying	try	VERB
cjfa-30900	107	5	to	to	PART
cjfa-30900	107	6	fill	fill	VERB
cjfa-30900	107	7	the	the	DET
cjfa-30900	107	8	stated	state	VERB
cjfa-30900	107	9	gap	gap	NOUN
cjfa-30900	107	10	.	.	PUNCT
cjfa-30900	108	1	the	the	DET
cjfa-30900	108	2	research	research	NOUN
cjfa-30900	108	3	methodology	methodology	NOUN
cjfa-30900	108	4	and	and	CCONJ
cjfa-30900	108	5	the	the	DET
cjfa-30900	108	6	course	course	NOUN
cjfa-30900	108	7	of	of	ADP
cjfa-30900	108	8	the	the	DET
cjfa-30900	108	9	research	research	NOUN
cjfa-30900	108	10	process	process	NOUN
cjfa-30900	108	11	this	this	DET
cjfa-30900	108	12	study	study	NOUN
cjfa-30900	108	13	is	be	AUX
cjfa-30900	108	14	a	a	DET
cjfa-30900	108	15	descriptive	descriptive	ADJ
cjfa-30900	108	16	study	study	NOUN
cjfa-30900	108	17	where	where	SCONJ
cjfa-30900	108	18	quantitative	quantitative	ADJ
cjfa-30900	108	19	data	datum	NOUN
cjfa-30900	108	20	has	have	AUX
cjfa-30900	108	21	been	be	AUX
cjfa-30900	108	22	collected	collect	VERB
cjfa-30900	108	23	from	from	ADP
cjfa-30900	108	24	secondary	secondary	ADJ
cjfa-30900	108	25	sources	source	NOUN
cjfa-30900	108	26	to	to	PART
cjfa-30900	108	27	examine	examine	VERB
cjfa-30900	108	28	the	the	DET
cjfa-30900	108	29	financial	financial	ADJ
cjfa-30900	108	30	services	service	NOUN
cjfa-30900	108	31	innovation	innovation	NOUN
cjfa-30900	108	32	in	in	ADP
cjfa-30900	108	33	bangladesh	bangladesh	NOUN
cjfa-30900	108	34	by	by	ADP
cjfa-30900	108	35	presenting	present	VERB
cjfa-30900	108	36	the	the	DET
cjfa-30900	108	37	changes	change	NOUN
cjfa-30900	108	38	in	in	ADP
cjfa-30900	108	39	the	the	DET
cjfa-30900	108	40	industry	industry	NOUN
cjfa-30900	108	41	over	over	ADP
cjfa-30900	108	42	the	the	DET
cjfa-30900	108	43	years	year	NOUN
cjfa-30900	108	44	in	in	ADP
cjfa-30900	108	45	the	the	DET
cjfa-30900	108	46	financial	financial	ADJ
cjfa-30900	108	47	market	market	NOUN
cjfa-30900	108	48	of	of	ADP
cjfa-30900	108	49	bangladesh	bangladesh	NOUN
cjfa-30900	108	50	.	.	PUNCT
cjfa-30900	109	1	the	the	DET
cjfa-30900	109	2	secondary	secondary	ADJ
cjfa-30900	109	3	data	datum	NOUN
cjfa-30900	109	4	was	be	AUX
cjfa-30900	109	5	collected	collect	VERB
cjfa-30900	109	6	from	from	ADP
cjfa-30900	109	7	the	the	DET
cjfa-30900	109	8	world	world	PROPN
cjfa-30900	109	9	bank	bank	PROPN
cjfa-30900	109	10	,	,	PUNCT
cjfa-30900	109	11	bangladesh	bangladesh	PROPN
cjfa-30900	109	12	bank	bank	PROPN
cjfa-30900	109	13	,	,	PUNCT
cjfa-30900	109	14	articles	article	NOUN
cjfa-30900	109	15	,	,	PUNCT
cjfa-30900	109	16	and	and	CCONJ
cjfa-30900	109	17	reviewing	review	VERB
cjfa-30900	109	18	numerous	numerous	ADJ
cjfa-30900	109	19	literature	literature	NOUN
cjfa-30900	109	20	.	.	PUNCT
cjfa-30900	110	1	the	the	DET
cjfa-30900	110	2	world	world	PROPN
cjfa-30900	110	3	bank	bank	PROPN
cjfa-30900	110	4	’s	’s	PART
cjfa-30900	110	5	global	global	ADJ
cjfa-30900	110	6	findex	findex	PROPN
cjfa-30900	110	7	database	database	NOUN
cjfa-30900	110	8	and	and	CCONJ
cjfa-30900	110	9	global	global	ADJ
cjfa-30900	110	10	financial	financial	PROPN
cjfa-30900	110	11	development	development	NOUN
cjfa-30900	110	12	database	database	NOUN
cjfa-30900	110	13	from	from	ADP
cjfa-30900	110	14	2014	2014	NUM
cjfa-30900	110	15	to	to	ADP
cjfa-30900	110	16	2017	2017	NUM
cjfa-30900	110	17	is	be	AUX
cjfa-30900	110	18	used	use	VERB
cjfa-30900	110	19	to	to	PART
cjfa-30900	110	20	analyze	analyze	VERB
cjfa-30900	110	21	the	the	DET
cjfa-30900	110	22	impact	impact	NOUN
cjfa-30900	110	23	of	of	ADP
cjfa-30900	110	24	financial	financial	ADJ
cjfa-30900	110	25	innovation	innovation	NOUN
cjfa-30900	110	26	in	in	ADP
cjfa-30900	110	27	financial	financial	ADJ
cjfa-30900	110	28	inclusion	inclusion	NOUN
cjfa-30900	110	29	of	of	ADP
cjfa-30900	110	30	bangladesh	bangladesh	PROPN
cjfa-30900	110	31	.	.	PUNCT
cjfa-30900	111	1	besides	besides	SCONJ
cjfa-30900	111	2	,	,	PUNCT
cjfa-30900	111	3	the	the	DET
cjfa-30900	111	4	mobile	mobile	ADJ
cjfa-30900	111	5	financial	financial	ADJ
cjfa-30900	111	6	services	service	NOUN
cjfa-30900	111	7	(	(	PUNCT
cjfa-30900	111	8	mfs	mfs	PROPN
cjfa-30900	111	9	)	)	PUNCT
cjfa-30900	111	10	data	datum	NOUN
cjfa-30900	111	11	was	be	AUX
cjfa-30900	111	12	collected	collect	VERB
cjfa-30900	111	13	from	from	ADP
cjfa-30900	111	14	the	the	DET
cjfa-30900	111	15	central	central	ADJ
cjfa-30900	111	16	bank	bank	PROPN
cjfa-30900	111	17	of	of	ADP
cjfa-30900	111	18	bangladesh	bangladesh	PROPN
cjfa-30900	111	19	(	(	PUNCT
cjfa-30900	111	20	i.e.	i.e.	X
cjfa-30900	111	21	,	,	PUNCT
cjfa-30900	111	22	bangladesh	bangladesh	PROPN
cjfa-30900	111	23	bank	bank	NOUN
cjfa-30900	111	24	)	)	PUNCT
cjfa-30900	111	25	to	to	PART
cjfa-30900	111	26	present	present	VERB
cjfa-30900	111	27	the	the	DET
cjfa-30900	111	28	comparative	comparative	ADJ
cjfa-30900	111	29	summary	summary	NOUN
cjfa-30900	111	30	statement	statement	NOUN
cjfa-30900	111	31	of	of	ADP
cjfa-30900	111	32	mobile	mobile	ADJ
cjfa-30900	111	33	financial	financial	ADJ
cjfa-30900	111	34	services	service	NOUN
cjfa-30900	111	35	.	.	PUNCT
cjfa-30900	112	1	discussion	discussion	NOUN
cjfa-30900	112	2	and	and	CCONJ
cjfa-30900	112	3	findings	finding	NOUN
cjfa-30900	112	4	bangladesh	bangladesh	NOUN
cjfa-30900	112	5	has	have	AUX
cjfa-30900	112	6	long	long	ADV
cjfa-30900	112	7	been	be	AUX
cjfa-30900	112	8	considered	consider	VERB
cjfa-30900	112	9	a	a	DET
cjfa-30900	112	10	role	role	NOUN
cjfa-30900	112	11	model	model	NOUN
cjfa-30900	112	12	for	for	ADP
cjfa-30900	112	13	financial	financial	ADJ
cjfa-30900	112	14	inclusion	inclusion	NOUN
cjfa-30900	112	15	,	,	PUNCT
cjfa-30900	112	16	first	first	ADV
cjfa-30900	112	17	with	with	ADP
cjfa-30900	112	18	the	the	DET
cjfa-30900	112	19	emergence	emergence	NOUN
cjfa-30900	112	20	of	of	ADP
cjfa-30900	112	21	grameen	grameen	PROPN
cjfa-30900	112	22	bank	bank	PROPN
cjfa-30900	112	23	in	in	ADP
cjfa-30900	112	24	the	the	DET
cjfa-30900	112	25	late	late	ADJ
cjfa-30900	112	26	1970s	1970	NOUN
cjfa-30900	112	27	,	,	PUNCT
cjfa-30900	112	28	and	and	CCONJ
cjfa-30900	112	29	after	after	ADP
cjfa-30900	112	30	that	that	PRON
cjfa-30900	112	31	with	with	ADP
cjfa-30900	112	32	the	the	DET
cjfa-30900	112	33	subsequent	subsequent	ADJ
cjfa-30900	112	34	proliferation	proliferation	NOUN
cjfa-30900	112	35	and	and	CCONJ
cjfa-30900	112	36	prominence	prominence	NOUN
cjfa-30900	112	37	of	of	ADP
cjfa-30900	112	38	microfinance	microfinance	NOUN
cjfa-30900	112	39	institutions	institution	NOUN
cjfa-30900	112	40	such	such	ADJ
cjfa-30900	112	41	as	as	ADP
cjfa-30900	112	42	brac	brac	NOUN
cjfa-30900	112	43	,	,	PUNCT
cjfa-30900	112	44	mainly	mainly	ADV
cjfa-30900	112	45	in	in	ADP
cjfa-30900	112	46	rural	rural	ADJ
cjfa-30900	112	47	areas	area	NOUN
cjfa-30900	112	48	.	.	PUNCT
cjfa-30900	113	1	despite	despite	SCONJ
cjfa-30900	113	2	these	these	DET
cjfa-30900	113	3	developments	development	NOUN
cjfa-30900	113	4	,	,	PUNCT
cjfa-30900	113	5	it	it	PRON
cjfa-30900	113	6	is	be	AUX
cjfa-30900	113	7	still	still	ADV
cjfa-30900	113	8	now	now	ADV
cjfa-30900	113	9	a	a	DET
cjfa-30900	113	10	challenge	challenge	NOUN
cjfa-30900	113	11	for	for	ADP
cjfa-30900	113	12	many	many	ADJ
cjfa-30900	113	13	people	people	NOUN
cjfa-30900	113	14	,	,	PUNCT
cjfa-30900	113	15	especially	especially	ADV
cjfa-30900	113	16	marginal	marginal	ADJ
cjfa-30900	113	17	farmer	farmer	NOUN
cjfa-30900	113	18	and	and	CCONJ
cjfa-30900	113	19	women	woman	NOUN
cjfa-30900	113	20	,	,	PUNCT
cjfa-30900	113	21	to	to	PART
cjfa-30900	113	22	access	access	VERB
cjfa-30900	113	23	financial	financial	ADJ
cjfa-30900	113	24	services	service	NOUN
cjfa-30900	113	25	.	.	PUNCT
cjfa-30900	114	1	but	but	CCONJ
cjfa-30900	114	2	recently	recently	ADV
cjfa-30900	114	3	,	,	PUNCT
cjfa-30900	114	4	bangladesh	bangladesh	PROPN
cjfa-30900	114	5	bank	bank	NOUN
cjfa-30900	114	6	has	have	AUX
cjfa-30900	114	7	taken	take	VERB
cjfa-30900	114	8	potential	potential	ADJ
cjfa-30900	114	9	measures	measure	NOUN
cjfa-30900	114	10	to	to	PART
cjfa-30900	114	11	promote	promote	VERB
cjfa-30900	114	12	the	the	DET
cjfa-30900	114	13	development	development	NOUN
cjfa-30900	114	14	of	of	ADP
cjfa-30900	114	15	a	a	DET
cjfa-30900	114	16	more	more	ADV
cjfa-30900	114	17	inclusive	inclusive	ADJ
cjfa-30900	114	18	financial	financial	ADJ
cjfa-30900	114	19	system	system	NOUN
cjfa-30900	114	20	in	in	ADP
cjfa-30900	114	21	bangladesh	bangladesh	NOUN
cjfa-30900	114	22	.	.	PUNCT
cjfa-30900	115	1	s.	s.	PROPN
cjfa-30900	115	2	s.	s.	PROPN
cjfa-30900	115	3	m.	m.	PROPN
cjfa-30900	115	4	huda	huda	PROPN
cjfa-30900	115	5	,	,	PUNCT
cjfa-30900	115	6	md	md	PROPN
cjfa-30900	115	7	.	.	PROPN
cjfa-30900	115	8	humayun	humayun	PROPN
cjfa-30900	115	9	kabir	kabir	PROPN
cjfa-30900	115	10	,	,	PUNCT
cjfa-30900	115	11	nurun	nurun	PROPN
cjfa-30900	115	12	naher	naher	PROPN
cjfa-30900	115	13	popy	popy	PROPN
cjfa-30900	115	14	,	,	PUNCT
cjfa-30900	115	15	sunny	sunny	ADJ
cjfa-30900	115	16	saha38	saha38	ADJ
cjfa-30900	115	17	mobile	mobile	ADJ
cjfa-30900	115	18	banking	banking	NOUN
cjfa-30900	115	19	mobile	mobile	ADJ
cjfa-30900	115	20	banking	banking	NOUN
cjfa-30900	115	21	or	or	CCONJ
cjfa-30900	115	22	m	m	NOUN
cjfa-30900	115	23	-	-	PUNCT
cjfa-30900	115	24	banking	banking	NOUN
cjfa-30900	115	25	is	be	AUX
cjfa-30900	115	26	one	one	NUM
cjfa-30900	115	27	of	of	ADP
cjfa-30900	115	28	the	the	DET
cjfa-30900	115	29	wonders	wonder	NOUN
cjfa-30900	115	30	of	of	ADP
cjfa-30900	115	31	this	this	DET
cjfa-30900	115	32	technological	technological	ADJ
cjfa-30900	115	33	era	era	NOUN
cjfa-30900	115	34	(	(	PUNCT
cjfa-30900	115	35	sadiku	sadiku	NOUN
cjfa-30900	115	36	,	,	PUNCT
cjfa-30900	115	37	tembely	tembely	ADV
cjfa-30900	115	38	,	,	PUNCT
cjfa-30900	115	39	musa	musa	PROPN
cjfa-30900	115	40	&	&	CCONJ
cjfa-30900	115	41	momoh	momoh	ADJ
cjfa-30900	115	42	,	,	PUNCT
cjfa-30900	115	43	2017	2017	NUM
cjfa-30900	115	44	)	)	PUNCT
cjfa-30900	115	45	.	.	PUNCT
cjfa-30900	116	1	it	it	PRON
cjfa-30900	116	2	refers	refer	VERB
cjfa-30900	116	3	to	to	ADP
cjfa-30900	116	4	providing	provide	VERB
cjfa-30900	116	5	banking	banking	NOUN
cjfa-30900	116	6	services	service	NOUN
cjfa-30900	116	7	through	through	ADP
cjfa-30900	116	8	mobile	mobile	ADJ
cjfa-30900	116	9	telecommunication	telecommunication	NOUN
cjfa-30900	116	10	devices	device	NOUN
cjfa-30900	116	11	such	such	ADJ
cjfa-30900	116	12	as	as	ADP
cjfa-30900	116	13	cell	cell	NOUN
cjfa-30900	116	14	phone	phone	NOUN
cjfa-30900	116	15	or	or	CCONJ
cjfa-30900	116	16	personal	personal	ADJ
cjfa-30900	116	17	digital	digital	ADJ
cjfa-30900	116	18	assistant	assistant	NOUN
cjfa-30900	116	19	(	(	PUNCT
cjfa-30900	116	20	pdas	pdas	PROPN
cjfa-30900	116	21	)	)	PUNCT
cjfa-30900	116	22	.	.	PUNCT
cjfa-30900	117	1	khan	khan	PROPN
cjfa-30900	117	2	(	(	PUNCT
cjfa-30900	117	3	2014	2014	NUM
cjfa-30900	117	4	)	)	PUNCT
cjfa-30900	117	5	defined	define	VERB
cjfa-30900	117	6	m	m	NOUN
cjfa-30900	117	7	-	-	NOUN
cjfa-30900	117	8	banking	banking	NOUN
cjfa-30900	117	9	as	as	ADP
cjfa-30900	117	10	an	an	DET
cjfa-30900	117	11	application	application	NOUN
cjfa-30900	117	12	of	of	ADP
cjfa-30900	117	13	mobile	mobile	ADJ
cjfa-30900	117	14	computing	computing	NOUN
cjfa-30900	117	15	that	that	PRON
cjfa-30900	117	16	delivers	deliver	VERB
cjfa-30900	117	17	customers	customer	NOUN
cjfa-30900	117	18	with	with	ADP
cjfa-30900	117	19	banking	banking	NOUN
cjfa-30900	117	20	facilities	facility	NOUN
cjfa-30900	117	21	anytime	anytime	ADV
cjfa-30900	117	22	,	,	PUNCT
cjfa-30900	117	23	anywhere	anywhere	ADV
cjfa-30900	117	24	using	use	VERB
cjfa-30900	117	25	mobile	mobile	ADJ
cjfa-30900	117	26	devices	device	NOUN
cjfa-30900	117	27	and	and	CCONJ
cjfa-30900	117	28	a	a	DET
cjfa-30900	117	29	mobile	mobile	ADJ
cjfa-30900	117	30	service	service	NOUN
cjfa-30900	117	31	such	such	ADJ
cjfa-30900	117	32	as	as	ADP
cjfa-30900	117	33	sms	sms	PROPN
cjfa-30900	117	34	(	(	PUNCT
cjfa-30900	117	35	short	short	ADJ
cjfa-30900	117	36	message	message	NOUN
cjfa-30900	117	37	service	service	NOUN
cjfa-30900	117	38	)	)	PUNCT
cjfa-30900	117	39	.	.	PUNCT
cjfa-30900	118	1	mobile	mobile	ADJ
cjfa-30900	118	2	banking	banking	NOUN
cjfa-30900	118	3	facilitates	facilitate	VERB
cjfa-30900	118	4	customers	customer	NOUN
cjfa-30900	118	5	by	by	ADP
cjfa-30900	118	6	removing	remove	VERB
cjfa-30900	118	7	the	the	DET
cjfa-30900	118	8	space	space	NOUN
cjfa-30900	118	9	limitation	limitation	NOUN
cjfa-30900	118	10	such	such	ADJ
cjfa-30900	118	11	as	as	ADP
cjfa-30900	118	12	transferring	transfer	VERB
cjfa-30900	118	13	a	a	DET
cjfa-30900	118	14	balance	balance	NOUN
cjfa-30900	118	15	from	from	ADP
cjfa-30900	118	16	one	one	NUM
cjfa-30900	118	17	account	account	NOUN
cjfa-30900	118	18	to	to	ADP
cjfa-30900	118	19	others	other	NOUN
cjfa-30900	118	20	and	and	CCONJ
cjfa-30900	118	21	checking	check	VERB
cjfa-30900	118	22	account	account	NOUN
cjfa-30900	118	23	as	as	ADV
cjfa-30900	118	24	well	well	ADV
cjfa-30900	118	25	as	as	ADP
cjfa-30900	118	26	removing	remove	VERB
cjfa-30900	118	27	the	the	DET
cjfa-30900	118	28	time	time	NOUN
cjfa-30900	118	29	limitation	limitation	NOUN
cjfa-30900	118	30	by	by	ADP
cjfa-30900	118	31	saving	save	VERB
cjfa-30900	118	32	time	time	NOUN
cjfa-30900	118	33	.	.	PUNCT
cjfa-30900	119	1	khan	khan	PROPN
cjfa-30900	119	2	(	(	PUNCT
cjfa-30900	119	3	2014	2014	NUM
cjfa-30900	119	4	)	)	PUNCT
cjfa-30900	119	5	indicated	indicate	VERB
cjfa-30900	119	6	the	the	DET
cjfa-30900	119	7	following	follow	VERB
cjfa-30900	119	8	services	service	NOUN
cjfa-30900	119	9	that	that	PRON
cjfa-30900	119	10	are	be	AUX
cjfa-30900	119	11	provided	provide	VERB
cjfa-30900	119	12	by	by	ADP
cjfa-30900	119	13	mobile	mobile	ADJ
cjfa-30900	119	14	banking	banking	NOUN
cjfa-30900	119	15	.	.	PUNCT
cjfa-30900	120	1	■	■	PUNCT
cjfa-30900	120	2	account	account	NOUN
cjfa-30900	120	3	details	detail	NOUN
cjfa-30900	120	4	:	:	PUNCT
cjfa-30900	120	5	the	the	DET
cjfa-30900	120	6	prime	prime	ADJ
cjfa-30900	120	7	services	service	NOUN
cjfa-30900	120	8	of	of	ADP
cjfa-30900	120	9	account	account	NOUN
cjfa-30900	120	10	services	service	NOUN
cjfa-30900	120	11	provided	provide	VERB
cjfa-30900	120	12	by	by	ADP
cjfa-30900	120	13	mobile	mobile	ADJ
cjfa-30900	120	14	banking	banking	NOUN
cjfa-30900	120	15	are	be	AUX
cjfa-30900	120	16	alerts	alert	NOUN
cjfa-30900	120	17	on	on	ADP
cjfa-30900	120	18	account	account	NOUN
cjfa-30900	120	19	activities	activity	NOUN
cjfa-30900	120	20	,	,	PUNCT
cjfa-30900	120	21	mini	mini	ADJ
cjfa-30900	120	22	statement	statement	NOUN
cjfa-30900	120	23	of	of	ADP
cjfa-30900	120	24	account	account	NOUN
cjfa-30900	120	25	,	,	PUNCT
cjfa-30900	120	26	checking	check	VERB
cjfa-30900	120	27	of	of	ADP
cjfa-30900	120	28	account	account	NOUN
cjfa-30900	120	29	,	,	PUNCT
cjfa-30900	120	30	access	access	NOUN
cjfa-30900	120	31	to	to	ADP
cjfa-30900	120	32	card	card	NOUN
cjfa-30900	120	33	statement	statement	NOUN
cjfa-30900	120	34	and	and	CCONJ
cjfa-30900	120	35	loan	loan	NOUN
cjfa-30900	120	36	statement	statement	NOUN
cjfa-30900	120	37	,	,	PUNCT
cjfa-30900	120	38	monitoring	monitoring	NOUN
cjfa-30900	120	39	of	of	ADP
cjfa-30900	120	40	deposits	deposit	NOUN
cjfa-30900	120	41	,	,	PUNCT
cjfa-30900	120	42	equity	equity	NOUN
cjfa-30900	120	43	statement	statement	NOUN
cjfa-30900	120	44	,	,	PUNCT
cjfa-30900	120	45	mutual	mutual	ADJ
cjfa-30900	120	46	fund	fund	NOUN
cjfa-30900	120	47	statement	statement	NOUN
cjfa-30900	120	48	,	,	PUNCT
cjfa-30900	120	49	pension	pension	NOUN
cjfa-30900	120	50	plan	plan	NOUN
cjfa-30900	120	51	management	management	NOUN
cjfa-30900	120	52	,	,	PUNCT
cjfa-30900	120	53	insurance	insurance	NOUN
cjfa-30900	120	54	policy	policy	NOUN
cjfa-30900	120	55	management	management	NOUN
cjfa-30900	120	56	.	.	PUNCT
cjfa-30900	121	1	■	■	PUNCT
cjfa-30900	121	2	payments	payment	NOUN
cjfa-30900	121	3	and	and	CCONJ
cjfa-30900	121	4	transfers	transfer	NOUN
cjfa-30900	121	5	:	:	PUNCT
cjfa-30900	121	6	the	the	DET
cjfa-30900	121	7	services	service	NOUN
cjfa-30900	121	8	include	include	VERB
cjfa-30900	121	9	international	international	ADJ
cjfa-30900	121	10	and	and	CCONJ
cjfa-30900	121	11	domestic	domestic	ADJ
cjfa-30900	121	12	fund	fund	NOUN
cjfa-30900	121	13	transfer	transfer	NOUN
cjfa-30900	121	14	,	,	PUNCT
cjfa-30900	121	15	mobile	mobile	ADJ
cjfa-30900	121	16	recharging	recharging	NOUN
cjfa-30900	121	17	,	,	PUNCT
cjfa-30900	121	18	bill	bill	NOUN
cjfa-30900	121	19	payment	payment	NOUN
cjfa-30900	121	20	processing	processing	NOUN
cjfa-30900	121	21	,	,	PUNCT
cjfa-30900	121	22	micro	micro	ADJ
cjfa-30900	121	23	-	-	NOUN
cjfa-30900	121	24	payment	payment	ADJ
cjfa-30900	121	25	handling	handling	NOUN
cjfa-30900	121	26	,	,	PUNCT
cjfa-30900	121	27	commercial	commercial	ADJ
cjfa-30900	121	28	payment	payment	NOUN
cjfa-30900	121	29	processing	processing	NOUN
cjfa-30900	121	30	etc	etc	X
cjfa-30900	121	31	.	.	X
cjfa-30900	122	1	■	■	PUNCT
cjfa-30900	122	2	investments	investment	NOUN
cjfa-30900	122	3	details	detail	NOUN
cjfa-30900	122	4	:	:	PUNCT
cjfa-30900	122	5	the	the	DET
cjfa-30900	122	6	services	service	NOUN
cjfa-30900	122	7	include	include	VERB
cjfa-30900	122	8	card	card	NOUN
cjfa-30900	122	9	and	and	CCONJ
cjfa-30900	122	10	cheque	cheque	NOUN
cjfa-30900	122	11	book	book	NOUN
cjfa-30900	122	12	request	request	NOUN
cjfa-30900	122	13	,	,	PUNCT
cjfa-30900	122	14	status	status	NOUN
cjfa-30900	122	15	of	of	ADP
cjfa-30900	122	16	an	an	DET
cjfa-30900	122	17	application	application	NOUN
cjfa-30900	122	18	for	for	ADP
cjfa-30900	122	19	credit	credit	NOUN
cjfa-30900	122	20	,	,	PUNCT
cjfa-30900	122	21	personalized	personalized	ADJ
cjfa-30900	122	22	notifications	notification	NOUN
cjfa-30900	122	23	and	and	CCONJ
cjfa-30900	122	24	alerts	alert	NOUN
cjfa-30900	122	25	on	on	ADP
cjfa-30900	122	26	security	security	NOUN
cjfa-30900	122	27	prices	price	NOUN
cjfa-30900	122	28	,	,	PUNCT
cjfa-30900	122	29	real	real	ADJ
cjfa-30900	122	30	-	-	PUNCT
cjfa-30900	122	31	time	time	NOUN
cjfa-30900	122	32	stock	stock	NOUN
cjfa-30900	122	33	quotes	quote	NOUN
cjfa-30900	122	34	,	,	PUNCT
cjfa-30900	122	35	and	and	CCONJ
cjfa-30900	122	36	portfolio	portfolio	NOUN
cjfa-30900	122	37	management	management	NOUN
cjfa-30900	122	38	service	service	NOUN
cjfa-30900	122	39	.	.	PUNCT
cjfa-30900	123	1	despite	despite	SCONJ
cjfa-30900	123	2	offering	offer	VERB
cjfa-30900	123	3	so	so	ADV
cjfa-30900	123	4	many	many	ADJ
cjfa-30900	123	5	services	service	NOUN
cjfa-30900	123	6	,	,	PUNCT
cjfa-30900	123	7	the	the	DET
cjfa-30900	123	8	m	m	NOUN
cjfa-30900	123	9	-	-	PUNCT
cjfa-30900	123	10	banking	banking	NOUN
cjfa-30900	123	11	is	be	AUX
cjfa-30900	123	12	still	still	ADV
cjfa-30900	123	13	underused	underuse	VERB
cjfa-30900	123	14	,	,	PUNCT
cjfa-30900	123	15	and	and	CCONJ
cjfa-30900	123	16	the	the	DET
cjfa-30900	123	17	adaptation	adaptation	NOUN
cjfa-30900	123	18	rate	rate	NOUN
cjfa-30900	123	19	is	be	AUX
cjfa-30900	123	20	lower	low	ADJ
cjfa-30900	123	21	than	than	SCONJ
cjfa-30900	123	22	expected	expect	VERB
cjfa-30900	123	23	.	.	PUNCT
cjfa-30900	124	1	sadiku	sadiku	VERB
cjfa-30900	124	2	et	et	PROPN
cjfa-30900	124	3	al	al	PROPN
cjfa-30900	124	4	.	.	PROPN
cjfa-30900	125	1	(	(	PUNCT
cjfa-30900	125	2	2017	2017	NUM
cjfa-30900	125	3	)	)	PUNCT
cjfa-30900	125	4	stated	state	VERB
cjfa-30900	125	5	about	about	ADP
cjfa-30900	125	6	some	some	DET
cjfa-30900	125	7	potential	potential	ADJ
cjfa-30900	125	8	barriers	barrier	NOUN
cjfa-30900	125	9	to	to	ADP
cjfa-30900	125	10	m	m	ADJ
cjfa-30900	125	11	-	-	PUNCT
cjfa-30900	125	12	banking	banking	NOUN
cjfa-30900	125	13	adaptation	adaptation	NOUN
cjfa-30900	125	14	,	,	PUNCT
cjfa-30900	125	15	such	such	ADJ
cjfa-30900	125	16	as	as	ADP
cjfa-30900	125	17	trust	trust	NOUN
cjfa-30900	125	18	issues	issue	NOUN
cjfa-30900	125	19	,	,	PUNCT
cjfa-30900	125	20	perceived	perceive	VERB
cjfa-30900	125	21	security	security	NOUN
cjfa-30900	125	22	risk	risk	NOUN
cjfa-30900	125	23	,	,	PUNCT
cjfa-30900	125	24	illiteracy	illiteracy	NOUN
cjfa-30900	125	25	,	,	PUNCT
cjfa-30900	125	26	minimal	minimal	ADJ
cjfa-30900	125	27	knowledge	knowledge	NOUN
cjfa-30900	125	28	about	about	ADP
cjfa-30900	125	29	technology	technology	NOUN
cjfa-30900	125	30	,	,	PUNCT
cjfa-30900	125	31	unavailability	unavailability	NOUN
cjfa-30900	125	32	of	of	ADP
cjfa-30900	125	33	smart	smart	ADJ
cjfa-30900	125	34	phones	phone	NOUN
cjfa-30900	125	35	and	and	CCONJ
cjfa-30900	125	36	personal	personal	ADJ
cjfa-30900	125	37	digital	digital	ADJ
cjfa-30900	125	38	assistant	assistant	NOUN
cjfa-30900	125	39	(	(	PUNCT
cjfa-30900	125	40	pdas	pdas	PROPN
cjfa-30900	125	41	)	)	PUNCT
cjfa-30900	125	42	,	,	PUNCT
cjfa-30900	125	43	associated	associate	VERB
cjfa-30900	125	44	cost	cost	NOUN
cjfa-30900	125	45	etc	etc	X
cjfa-30900	125	46	.	.	X
cjfa-30900	125	47	offering	offer	VERB
cjfa-30900	125	48	secured	secured	ADJ
cjfa-30900	125	49	services	service	NOUN
cjfa-30900	125	50	is	be	AUX
cjfa-30900	125	51	the	the	DET
cjfa-30900	125	52	major	major	ADJ
cjfa-30900	125	53	challenge	challenge	NOUN
cjfa-30900	125	54	of	of	ADP
cjfa-30900	125	55	mobile	mobile	ADJ
cjfa-30900	125	56	banking	banking	NOUN
cjfa-30900	125	57	.	.	PUNCT
cjfa-30900	126	1	cyber	cyber	NOUN
cjfa-30900	126	2	-	-	PUNCT
cjfa-30900	126	3	attacks	attack	NOUN
cjfa-30900	126	4	that	that	PRON
cjfa-30900	126	5	may	may	AUX
cjfa-30900	126	6	affect	affect	VERB
cjfa-30900	126	7	mobile	mobile	ADJ
cjfa-30900	126	8	banking	banking	NOUN
cjfa-30900	126	9	include	include	VERB
cjfa-30900	126	10	hacking	hack	VERB
cjfa-30900	126	11	,	,	PUNCT
cjfa-30900	126	12	unauthorized	unauthorized	ADJ
cjfa-30900	126	13	use	use	NOUN
cjfa-30900	126	14	,	,	PUNCT
cjfa-30900	126	15	information	information	NOUN
cjfa-30900	126	16	loss	loss	NOUN
cjfa-30900	126	17	,	,	PUNCT
cjfa-30900	126	18	eavesdropping	eavesdropping	NOUN
cjfa-30900	126	19	,	,	PUNCT
cjfa-30900	126	20	pin	pin	NOUN
cjfa-30900	126	21	recovery	recovery	NOUN
cjfa-30900	126	22	attacks	attack	NOUN
cjfa-30900	126	23	,	,	PUNCT
cjfa-30900	126	24	malware	malware	NOUN
cjfa-30900	126	25	and	and	CCONJ
cjfa-30900	126	26	interference	interference	NOUN
cjfa-30900	126	27	.	.	PUNCT
cjfa-30900	127	1	to	to	PART
cjfa-30900	127	2	prevent	prevent	VERB
cjfa-30900	127	3	this	this	DET
cjfa-30900	127	4	kind	kind	NOUN
cjfa-30900	127	5	of	of	ADP
cjfa-30900	127	6	problems	problem	NOUN
cjfa-30900	127	7	,	,	PUNCT
cjfa-30900	127	8	some	some	DET
cjfa-30900	127	9	authentication	authentication	NOUN
cjfa-30900	127	10	techniques	technique	NOUN
cjfa-30900	127	11	can	can	AUX
cjfa-30900	127	12	be	be	AUX
cjfa-30900	127	13	practiced	practice	VERB
cjfa-30900	127	14	,	,	PUNCT
cjfa-30900	127	15	such	such	ADJ
cjfa-30900	127	16	as	as	ADP
cjfa-30900	127	17	one	one	NUM
cjfa-30900	127	18	time	time	NOUN
cjfa-30900	127	19	passwords	password	NOUN
cjfa-30900	127	20	(	(	PUNCT
cjfa-30900	127	21	otp	otp	NOUN
cjfa-30900	127	22	)	)	PUNCT
cjfa-30900	127	23	,	,	PUNCT
cjfa-30900	127	24	biometric	biometric	ADJ
cjfa-30900	127	25	identification	identification	NOUN
cjfa-30900	127	26	and	and	CCONJ
cjfa-30900	127	27	transaction	transaction	NOUN
cjfa-30900	127	28	profile	profile	NOUN
cjfa-30900	127	29	scripts	script	NOUN
cjfa-30900	127	30	.	.	PUNCT
cjfa-30900	128	1	innovation	innovation	NOUN
cjfa-30900	128	2	in	in	ADP
cjfa-30900	128	3	financial	financial	ADJ
cjfa-30900	128	4	services	service	NOUN
cjfa-30900	128	5	:	:	PUNCT
cjfa-30900	128	6	the	the	DET
cjfa-30900	128	7	case	case	NOUN
cjfa-30900	128	8	of	of	ADP
cjfa-30900	128	9	bangladesh	bangladesh	NOUN
cjfa-30900	128	10	39	39	NUM
cjfa-30900	128	11	internet	internet	NOUN
cjfa-30900	128	12	banking	banking	NOUN
cjfa-30900	128	13	internet	internet	NOUN
cjfa-30900	128	14	banking	banking	NOUN
cjfa-30900	128	15	refers	refer	VERB
cjfa-30900	128	16	to	to	ADP
cjfa-30900	128	17	the	the	DET
cjfa-30900	128	18	systems	system	NOUN
cjfa-30900	128	19	which	which	PRON
cjfa-30900	128	20	support	support	VERB
cjfa-30900	128	21	the	the	DET
cjfa-30900	128	22	customers	customer	NOUN
cjfa-30900	128	23	to	to	PART
cjfa-30900	128	24	access	access	VERB
cjfa-30900	128	25	accounts	account	NOUN
cjfa-30900	128	26	and	and	CCONJ
cjfa-30900	128	27	necessary	necessary	ADJ
cjfa-30900	128	28	information	information	NOUN
cjfa-30900	128	29	on	on	ADP
cjfa-30900	128	30	bank	bank	NOUN
cjfa-30900	128	31	services	service	NOUN
cjfa-30900	128	32	through	through	ADP
cjfa-30900	128	33	pc	pc	NOUN
cjfa-30900	128	34	with	with	ADP
cjfa-30900	128	35	internet	internet	NOUN
cjfa-30900	128	36	support	support	NOUN
cjfa-30900	128	37	or	or	CCONJ
cjfa-30900	128	38	other	other	ADJ
cjfa-30900	128	39	intelligent	intelligent	ADJ
cjfa-30900	128	40	devices	device	NOUN
cjfa-30900	128	41	(	(	PUNCT
cjfa-30900	128	42	khalil	khalil	PROPN
cjfa-30900	128	43	,	,	PUNCT
cjfa-30900	128	44	ahmad	ahmad	PROPN
cjfa-30900	128	45	&	&	CCONJ
cjfa-30900	128	46	khan	khan	PROPN
cjfa-30900	128	47	,	,	PUNCT
cjfa-30900	128	48	2017	2017	NUM
cjfa-30900	128	49	)	)	PUNCT
cjfa-30900	128	50	.	.	PUNCT
cjfa-30900	129	1	the	the	DET
cjfa-30900	129	2	banks	bank	NOUN
cjfa-30900	129	3	that	that	PRON
cjfa-30900	129	4	allow	allow	VERB
cjfa-30900	129	5	internet	internet	NOUN
cjfa-30900	129	6	banking	banking	NOUN
cjfa-30900	129	7	are	be	AUX
cjfa-30900	129	8	eastern	eastern	ADJ
cjfa-30900	129	9	bank	bank	NOUN
cjfa-30900	129	10	limited	limit	VERB
cjfa-30900	129	11	,	,	PUNCT
cjfa-30900	129	12	bank	bank	PROPN
cjfa-30900	129	13	asia	asia	PROPN
cjfa-30900	129	14	,	,	PUNCT
cjfa-30900	129	15	brac	brac	PROPN
cjfa-30900	129	16	bank	bank	PROPN
cjfa-30900	129	17	,	,	PUNCT
cjfa-30900	129	18	arab	arab	PROPN
cjfa-30900	129	19	bangladesh	bangladesh	PROPN
cjfa-30900	129	20	bank	bank	PROPN
cjfa-30900	129	21	ltd	ltd	PROPN
cjfa-30900	129	22	.	.	PROPN
cjfa-30900	129	23	,	,	PUNCT
cjfa-30900	129	24	hsbc	hsbc	PROPN
cjfa-30900	129	25	,	,	PUNCT
cjfa-30900	129	26	scb	scb	PROPN
cjfa-30900	129	27	,	,	PUNCT
cjfa-30900	129	28	and	and	CCONJ
cjfa-30900	129	29	so	so	ADV
cjfa-30900	129	30	on	on	ADV
cjfa-30900	129	31	.	.	PUNCT
cjfa-30900	130	1	the	the	DET
cjfa-30900	130	2	facilities	facility	NOUN
cjfa-30900	130	3	that	that	PRON
cjfa-30900	130	4	are	be	AUX
cjfa-30900	130	5	available	available	ADJ
cjfa-30900	130	6	from	from	ADP
cjfa-30900	130	7	internet	internet	NOUN
cjfa-30900	130	8	banking	banking	NOUN
cjfa-30900	130	9	include	include	VERB
cjfa-30900	130	10	wholesale	wholesale	ADJ
cjfa-30900	130	11	products	product	NOUN
cjfa-30900	130	12	and	and	CCONJ
cjfa-30900	130	13	services	service	NOUN
cjfa-30900	130	14	for	for	ADP
cjfa-30900	130	15	corporate	corporate	ADJ
cjfa-30900	130	16	customers	customer	NOUN
cjfa-30900	130	17	as	as	ADV
cjfa-30900	130	18	well	well	ADV
cjfa-30900	130	19	as	as	ADP
cjfa-30900	130	20	retail	retail	ADJ
cjfa-30900	130	21	products	product	NOUN
cjfa-30900	130	22	and	and	CCONJ
cjfa-30900	130	23	services	service	NOUN
cjfa-30900	130	24	for	for	ADP
cjfa-30900	130	25	individual	individual	ADJ
cjfa-30900	130	26	customers	customer	NOUN
cjfa-30900	130	27	.	.	PUNCT
cjfa-30900	131	1	some	some	DET
cjfa-30900	131	2	examples	example	NOUN
cjfa-30900	131	3	of	of	ADP
cjfa-30900	131	4	wholesale	wholesale	ADJ
cjfa-30900	131	5	products	product	NOUN
cjfa-30900	131	6	and	and	CCONJ
cjfa-30900	131	7	services	service	NOUN
cjfa-30900	131	8	are	be	AUX
cjfa-30900	131	9	wire	wire	NOUN
cjfa-30900	131	10	transfer	transfer	NOUN
cjfa-30900	131	11	,	,	PUNCT
cjfa-30900	131	12	bill	bill	NOUN
cjfa-30900	131	13	payment	payment	NOUN
cjfa-30900	131	14	,	,	PUNCT
cjfa-30900	131	15	automated	automated	ADJ
cjfa-30900	131	16	clearinghouse	clearinghouse	NOUN
cjfa-30900	131	17	transaction	transaction	NOUN
cjfa-30900	131	18	,	,	PUNCT
cjfa-30900	131	19	cash	cash	NOUN
cjfa-30900	131	20	management	management	NOUN
cjfa-30900	131	21	.	.	PUNCT
cjfa-30900	132	1	examples	example	NOUN
cjfa-30900	132	2	of	of	ADP
cjfa-30900	132	3	retail	retail	ADJ
cjfa-30900	132	4	products	product	NOUN
cjfa-30900	132	5	and	and	CCONJ
cjfa-30900	132	6	services	service	NOUN
cjfa-30900	132	7	are	be	AUX
cjfa-30900	132	8	funds	fund	NOUN
cjfa-30900	132	9	transfer	transfer	NOUN
cjfa-30900	132	10	,	,	PUNCT
cjfa-30900	132	11	balance	balance	NOUN
cjfa-30900	132	12	inquiry	inquiry	NOUN
cjfa-30900	132	13	,	,	PUNCT
cjfa-30900	132	14	investment	investment	NOUN
cjfa-30900	132	15	activity	activity	NOUN
cjfa-30900	132	16	,	,	PUNCT
cjfa-30900	132	17	and	and	CCONJ
cjfa-30900	132	18	loan	loan	NOUN
cjfa-30900	132	19	applications	application	NOUN
cjfa-30900	132	20	,	,	PUNCT
cjfa-30900	132	21	downloading	download	VERB
cjfa-30900	132	22	transaction	transaction	NOUN
cjfa-30900	132	23	information	information	NOUN
cjfa-30900	132	24	,	,	PUNCT
cjfa-30900	132	25	bill	bill	NOUN
cjfa-30900	132	26	resentment	resentment	NOUN
cjfa-30900	132	27	,	,	PUNCT
cjfa-30900	132	28	bill	bill	NOUN
cjfa-30900	132	29	payment	payment	NOUN
cjfa-30900	132	30	and	and	CCONJ
cjfa-30900	132	31	other	other	ADJ
cjfa-30900	132	32	value	value	NOUN
cjfa-30900	132	33	-	-	PUNCT
cjfa-30900	132	34	added	add	VERB
cjfa-30900	132	35	services	service	NOUN
cjfa-30900	132	36	.	.	PUNCT
cjfa-30900	133	1	according	accord	VERB
cjfa-30900	133	2	to	to	ADP
cjfa-30900	133	3	khalil	khalil	PROPN
cjfa-30900	133	4	,	,	PUNCT
cjfa-30900	133	5	ahmad	ahmad	PROPN
cjfa-30900	133	6	and	and	CCONJ
cjfa-30900	133	7	khan	khan	PROPN
cjfa-30900	133	8	(	(	PUNCT
cjfa-30900	133	9	2017	2017	NUM
cjfa-30900	133	10	)	)	PUNCT
cjfa-30900	133	11	demographic	demographic	ADJ
cjfa-30900	133	12	considerations	consideration	NOUN
cjfa-30900	133	13	,	,	PUNCT
cjfa-30900	133	14	customer	customer	NOUN
cjfa-30900	133	15	services	service	NOUN
cjfa-30900	133	16	and	and	CCONJ
cjfa-30900	133	17	competitive	competitive	ADJ
cjfa-30900	133	18	cost	cost	NOUN
cjfa-30900	133	19	motivate	motivate	ADJ
cjfa-30900	133	20	banks	bank	NOUN
cjfa-30900	133	21	to	to	PART
cjfa-30900	133	22	practice	practice	VERB
cjfa-30900	133	23	internet	internet	NOUN
cjfa-30900	133	24	banking	banking	NOUN
cjfa-30900	133	25	.	.	PUNCT
cjfa-30900	134	1	they	they	PRON
cjfa-30900	134	2	also	also	ADV
cjfa-30900	134	3	stated	state	VERB
cjfa-30900	134	4	about	about	ADP
cjfa-30900	134	5	some	some	DET
cjfa-30900	134	6	factors	factor	NOUN
cjfa-30900	134	7	that	that	PRON
cjfa-30900	134	8	drive	drive	VERB
cjfa-30900	134	9	banks	bank	NOUN
cjfa-30900	134	10	strategy	strategy	NOUN
cjfa-30900	134	11	,	,	PUNCT
cjfa-30900	134	12	which	which	PRON
cjfa-30900	134	13	includes	include	VERB
cjfa-30900	134	14	cost	cost	NOUN
cjfa-30900	134	15	efficiencies	efficiency	NOUN
cjfa-30900	134	16	,	,	PUNCT
cjfa-30900	134	17	competition	competition	NOUN
cjfa-30900	134	18	,	,	PUNCT
cjfa-30900	134	19	and	and	CCONJ
cjfa-30900	134	20	branding	branding	NOUN
cjfa-30900	134	21	,	,	PUNCT
cjfa-30900	134	22	geographic	geographic	ADJ
cjfa-30900	134	23	reach	reach	NOUN
cjfa-30900	134	24	and	and	CCONJ
cjfa-30900	134	25	customer	customer	NOUN
cjfa-30900	134	26	demographics	demographic	NOUN
cjfa-30900	134	27	.	.	PUNCT
cjfa-30900	135	1	■	■	PUNCT
cjfa-30900	135	2	competition	competition	NOUN
cjfa-30900	135	3	:	:	PUNCT
cjfa-30900	135	4	competition	competition	NOUN
cjfa-30900	135	5	is	be	AUX
cjfa-30900	135	6	the	the	DET
cjfa-30900	135	7	prime	prime	ADJ
cjfa-30900	135	8	driving	drive	VERB
cjfa-30900	135	9	force	force	NOUN
cjfa-30900	135	10	of	of	ADP
cjfa-30900	135	11	increasing	increase	VERB
cjfa-30900	135	12	internet	internet	NOUN
cjfa-30900	135	13	banking	banking	NOUN
cjfa-30900	135	14	that	that	PRON
cjfa-30900	135	15	leads	lead	VERB
cjfa-30900	135	16	to	to	ADP
cjfa-30900	135	17	revenue	revenue	NOUN
cjfa-30900	135	18	enhancement	enhancement	NOUN
cjfa-30900	135	19	.	.	PUNCT
cjfa-30900	136	1	banks	bank	NOUN
cjfa-30900	136	2	are	be	AUX
cjfa-30900	136	3	using	use	VERB
cjfa-30900	136	4	internet	internet	NOUN
cjfa-30900	136	5	banking	banking	NOUN
cjfa-30900	136	6	as	as	ADP
cjfa-30900	136	7	a	a	DET
cjfa-30900	136	8	new	new	ADJ
cjfa-30900	136	9	strategy	strategy	NOUN
cjfa-30900	136	10	for	for	ADP
cjfa-30900	136	11	retaining	retain	VERB
cjfa-30900	136	12	existing	exist	VERB
cjfa-30900	136	13	customers	customer	NOUN
cjfa-30900	136	14	as	as	ADV
cjfa-30900	136	15	well	well	ADV
cjfa-30900	136	16	as	as	ADP
cjfa-30900	136	17	attracting	attract	VERB
cjfa-30900	136	18	new	new	ADJ
cjfa-30900	136	19	customers	customer	NOUN
cjfa-30900	136	20	.	.	PUNCT
cjfa-30900	137	1	■	■	PUNCT
cjfa-30900	137	2	cost	cost	NOUN
cjfa-30900	137	3	efficiencies	efficiency	NOUN
cjfa-30900	137	4	:	:	PUNCT
cjfa-30900	137	5	banks	bank	NOUN
cjfa-30900	137	6	can	can	AUX
cjfa-30900	137	7	deliver	deliver	VERB
cjfa-30900	137	8	better	well	ADJ
cjfa-30900	137	9	services	service	NOUN
cjfa-30900	137	10	in	in	ADP
cjfa-30900	137	11	cost	cost	NOUN
cjfa-30900	137	12	-	-	PUNCT
cjfa-30900	137	13	efficient	efficient	ADJ
cjfa-30900	137	14	ways	way	NOUN
cjfa-30900	137	15	by	by	ADP
cjfa-30900	137	16	practicing	practice	VERB
cjfa-30900	137	17	internet	internet	NOUN
cjfa-30900	137	18	banking	banking	NOUN
cjfa-30900	137	19	.	.	PUNCT
cjfa-30900	138	1	■	■	PUNCT
cjfa-30900	138	2	graphical	graphical	ADJ
cjfa-30900	138	3	reach	reach	NOUN
cjfa-30900	138	4	:	:	PUNCT
cjfa-30900	138	5	expanded	expand	VERB
cjfa-30900	138	6	customer	customer	NOUN
cjfa-30900	138	7	contact	contact	NOUN
cjfa-30900	138	8	can	can	AUX
cjfa-30900	138	9	be	be	AUX
cjfa-30900	138	10	managed	manage	VERB
cjfa-30900	138	11	by	by	ADP
cjfa-30900	138	12	internet	internet	NOUN
cjfa-30900	138	13	banking	banking	NOUN
cjfa-30900	138	14	by	by	ADP
cjfa-30900	138	15	increasing	increase	VERB
cjfa-30900	138	16	geographical	geographical	ADJ
cjfa-30900	138	17	reach	reach	NOUN
cjfa-30900	138	18	and	and	CCONJ
cjfa-30900	138	19	lowering	lower	VERB
cjfa-30900	138	20	delivery	delivery	NOUN
cjfa-30900	138	21	cost	cost	NOUN
cjfa-30900	138	22	.	.	PUNCT
cjfa-30900	139	1	■	■	PUNCT
cjfa-30900	139	2	branding	branding	NOUN
cjfa-30900	139	3	:	:	PUNCT
cjfa-30900	139	4	developing	develop	VERB
cjfa-30900	139	5	a	a	DET
cjfa-30900	139	6	positive	positive	ADJ
cjfa-30900	139	7	brand	brand	NOUN
cjfa-30900	139	8	image	image	NOUN
cjfa-30900	139	9	is	be	AUX
cjfa-30900	139	10	a	a	DET
cjfa-30900	139	11	strategic	strategic	ADJ
cjfa-30900	139	12	priority	priority	NOUN
cjfa-30900	139	13	for	for	ADP
cjfa-30900	139	14	banks	bank	NOUN
cjfa-30900	139	15	.	.	PUNCT
cjfa-30900	140	1	internet	internet	NOUN
cjfa-30900	140	2	banking	banking	NOUN
cjfa-30900	140	3	products	product	NOUN
cjfa-30900	140	4	and	and	CCONJ
cjfa-30900	140	5	technology	technology	NOUN
cjfa-30900	140	6	can	can	AUX
cjfa-30900	140	7	facilitate	facilitate	VERB
cjfa-30900	140	8	banks	bank	NOUN
cjfa-30900	140	9	to	to	PART
cjfa-30900	140	10	maintain	maintain	VERB
cjfa-30900	140	11	and	and	CCONJ
cjfa-30900	140	12	develop	develop	VERB
cjfa-30900	140	13	a	a	DET
cjfa-30900	140	14	profitable	profitable	ADJ
cjfa-30900	140	15	relationship	relationship	NOUN
cjfa-30900	140	16	with	with	ADP
cjfa-30900	140	17	customers	customer	NOUN
cjfa-30900	140	18	by	by	ADP
cjfa-30900	140	19	providing	provide	VERB
cjfa-30900	140	20	easy	easy	ADJ
cjfa-30900	140	21	access	access	NOUN
cjfa-30900	140	22	to	to	ADP
cjfa-30900	140	23	a	a	DET
cjfa-30900	140	24	broad	broad	ADJ
cjfa-30900	140	25	array	array	NOUN
cjfa-30900	140	26	of	of	ADP
cjfa-30900	140	27	financial	financial	ADJ
cjfa-30900	140	28	services	service	NOUN
cjfa-30900	140	29	and	and	CCONJ
cjfa-30900	140	30	products	product	NOUN
cjfa-30900	140	31	.	.	PUNCT
cjfa-30900	141	1	■	■	PUNCT
cjfa-30900	141	2	customer	customer	NOUN
cjfa-30900	141	3	demographics	demographic	NOUN
cjfa-30900	141	4	:	:	PUNCT
cjfa-30900	141	5	the	the	DET
cjfa-30900	141	6	customers	customer	NOUN
cjfa-30900	141	7	who	who	PRON
cjfa-30900	141	8	are	be	AUX
cjfa-30900	141	9	early	early	ADJ
cjfa-30900	141	10	adaptors	adaptor	NOUN
cjfa-30900	141	11	can	can	AUX
cjfa-30900	141	12	quickly	quickly	ADV
cjfa-30900	141	13	adopt	adopt	VERB
cjfa-30900	141	14	new	new	ADJ
cjfa-30900	141	15	technologies	technology	NOUN
cjfa-30900	141	16	that	that	PRON
cjfa-30900	141	17	is	be	AUX
cjfa-30900	141	18	offered	offer	VERB
cjfa-30900	141	19	to	to	ADP
cjfa-30900	141	20	the	the	DET
cjfa-30900	141	21	market	market	NOUN
cjfa-30900	141	22	.	.	PUNCT
cjfa-30900	142	1	internet	internet	NOUN
cjfa-30900	142	2	banking	banking	NOUN
cjfa-30900	142	3	permits	permit	VERB
cjfa-30900	142	4	banks	bank	NOUN
cjfa-30900	142	5	to	to	PART
cjfa-30900	142	6	provide	provide	VERB
cjfa-30900	142	7	a	a	DET
cjfa-30900	142	8	vast	vast	ADJ
cjfa-30900	142	9	array	array	NOUN
cjfa-30900	142	10	of	of	ADP
cjfa-30900	142	11	new	new	ADJ
cjfa-30900	142	12	technology	technology	NOUN
cjfa-30900	142	13	-	-	PUNCT
cjfa-30900	142	14	based	base	VERB
cjfa-30900	142	15	ses	se	NOUN
cjfa-30900	142	16	.	.	PUNCT
cjfa-30900	143	1	s.	s.	PROPN
cjfa-30900	143	2	m.	m.	PROPN
cjfa-30900	143	3	huda	huda	PROPN
cjfa-30900	143	4	,	,	PUNCT
cjfa-30900	143	5	md	md	PROPN
cjfa-30900	143	6	.	.	PROPN
cjfa-30900	143	7	humayun	humayun	PROPN
cjfa-30900	143	8	kabir	kabir	PROPN
cjfa-30900	143	9	,	,	PUNCT
cjfa-30900	143	10	nurun	nurun	PROPN
cjfa-30900	143	11	naher	naher	PROPN
cjfa-30900	143	12	popy	popy	PROPN
cjfa-30900	143	13	,	,	PUNCT
cjfa-30900	143	14	sunny	sunny	ADJ
cjfa-30900	143	15	saha40	saha40	NOUN
cjfa-30900	143	16	rvices	rvice	NOUN
cjfa-30900	143	17	to	to	ADP
cjfa-30900	143	18	the	the	DET
cjfa-30900	143	19	early	early	ADJ
cjfa-30900	143	20	adaptors	adaptor	NOUN
cjfa-30900	143	21	.	.	PUNCT
cjfa-30900	144	1	but	but	CCONJ
cjfa-30900	144	2	the	the	DET
cjfa-30900	144	3	challenge	challenge	NOUN
cjfa-30900	144	4	is	be	AUX
cjfa-30900	144	5	to	to	PART
cjfa-30900	144	6	find	find	VERB
cjfa-30900	144	7	suitable	suitable	ADJ
cjfa-30900	144	8	services	service	NOUN
cjfa-30900	144	9	for	for	ADP
cjfa-30900	144	10	suitable	suitable	ADJ
cjfa-30900	144	11	customers	customer	NOUN
cjfa-30900	144	12	.	.	PUNCT
cjfa-30900	145	1	internet	internet	NOUN
cjfa-30900	145	2	banking	banking	NOUN
cjfa-30900	145	3	also	also	ADV
cjfa-30900	145	4	facilitates	facilitate	VERB
cjfa-30900	145	5	banks	bank	NOUN
cjfa-30900	145	6	to	to	PART
cjfa-30900	145	7	maintain	maintain	VERB
cjfa-30900	145	8	proper	proper	ADJ
cjfa-30900	145	9	communication	communication	NOUN
cjfa-30900	145	10	with	with	ADP
cjfa-30900	145	11	the	the	DET
cjfa-30900	145	12	customer	customer	NOUN
cjfa-30900	145	13	as	as	ADV
cjfa-30900	145	14	well	well	ADV
cjfa-30900	145	15	as	as	ADP
cjfa-30900	145	16	provide	provide	VERB
cjfa-30900	145	17	crucial	crucial	ADJ
cjfa-30900	145	18	information	information	NOUN
cjfa-30900	145	19	whenever	whenever	SCONJ
cjfa-30900	145	20	it	it	PRON
cjfa-30900	145	21	is	be	AUX
cjfa-30900	145	22	needed	need	VERB
cjfa-30900	145	23	.	.	PUNCT
cjfa-30900	146	1	internet	internet	NOUN
cjfa-30900	146	2	banking	banking	NOUN
cjfa-30900	146	3	also	also	ADV
cjfa-30900	146	4	allows	allow	VERB
cjfa-30900	146	5	customers	customer	NOUN
cjfa-30900	146	6	fast	fast	VERB
cjfa-30900	146	7	,	,	PUNCT
cjfa-30900	146	8	safe	safe	ADJ
cjfa-30900	146	9	and	and	CCONJ
cjfa-30900	146	10	convenient	convenient	ADJ
cjfa-30900	146	11	ways	way	NOUN
cjfa-30900	146	12	to	to	PART
cjfa-30900	146	13	shop	shop	VERB
cjfa-30900	146	14	required	require	VERB
cjfa-30900	146	15	financial	financial	ADJ
cjfa-30900	146	16	services	service	NOUN
cjfa-30900	146	17	.	.	PUNCT
cjfa-30900	147	1	internet	internet	NOUN
cjfa-30900	147	2	banking	banking	NOUN
cjfa-30900	147	3	offerings	offering	NOUN
cjfa-30900	147	4	in	in	ADP
cjfa-30900	147	5	bangladesh	bangladesh	PROPN
cjfa-30900	147	6	■	■	PUNCT
cjfa-30900	147	7	citidirect	citidirect	NOUN
cjfa-30900	147	8	:	:	PUNCT
cjfa-30900	147	9	the	the	DET
cjfa-30900	147	10	motto	motto	NOUN
cjfa-30900	147	11	of	of	ADP
cjfa-30900	147	12	citidirect	citidirect	NOUN
cjfa-30900	147	13	is	be	AUX
cjfa-30900	147	14	“	"	PUNCT
cjfa-30900	147	15	money	money	NOUN
cjfa-30900	147	16	is	be	AUX
cjfa-30900	147	17	n’t	not	PART
cjfa-30900	147	18	everything	everything	PRON
cjfa-30900	147	19	but	but	CCONJ
cjfa-30900	147	20	it	it	PRON
cjfa-30900	147	21	can	can	AUX
cjfa-30900	147	22	be	be	AUX
cjfa-30900	147	23	everywhere	everywhere	ADV
cjfa-30900	147	24	”	"	PUNCT
cjfa-30900	147	25	.	.	PUNCT
cjfa-30900	148	1	the	the	DET
cjfa-30900	148	2	facilities	facility	NOUN
cjfa-30900	148	3	of	of	ADP
cjfa-30900	148	4	citidirect	citidirect	NOUN
cjfa-30900	148	5	are	be	AUX
cjfa-30900	148	6	information	information	NOUN
cjfa-30900	148	7	reporting	reporting	NOUN
cjfa-30900	148	8	,	,	PUNCT
cjfa-30900	148	9	easy	easy	NOUN
cjfa-30900	148	10	-	-	PUNCT
cjfa-30900	148	11	to	to	ADP
cjfa-30900	148	12	-	-	PUNCT
cjfa-30900	148	13	use	use	NOUN
cjfa-30900	148	14	application	application	NOUN
cjfa-30900	148	15	,	,	PUNCT
cjfa-30900	148	16	deliver	deliver	VERB
cjfa-30900	148	17	services	service	NOUN
cjfa-30900	148	18	with	with	ADP
cjfa-30900	148	19	highest	high	ADJ
cjfa-30900	148	20	security	security	NOUN
cjfa-30900	148	21	,	,	PUNCT
cjfa-30900	148	22	world	world	NOUN
cjfa-30900	148	23	link	link	VERB
cjfa-30900	148	24	through	through	ADP
cjfa-30900	148	25	citidirect	citidirect	NOUN
cjfa-30900	148	26	,	,	PUNCT
cjfa-30900	148	27	online	online	ADJ
cjfa-30900	148	28	direct	direct	ADJ
cjfa-30900	148	29	debit	debit	NOUN
cjfa-30900	148	30	transaction	transaction	NOUN
cjfa-30900	148	31	process	process	NOUN
cjfa-30900	148	32	,	,	PUNCT
cjfa-30900	148	33	comprehensive	comprehensive	ADJ
cjfa-30900	148	34	payment	payment	NOUN
cjfa-30900	148	35	transaction	transaction	NOUN
cjfa-30900	148	36	solution	solution	NOUN
cjfa-30900	148	37	globally	globally	ADV
cjfa-30900	148	38	and	and	CCONJ
cjfa-30900	148	39	locally	locally	ADV
cjfa-30900	148	40	,	,	PUNCT
cjfa-30900	148	41	real	real	ADJ
cjfa-30900	148	42	-	-	PUNCT
cjfa-30900	148	43	time	time	NOUN
cjfa-30900	148	44	information	information	NOUN
cjfa-30900	148	45	reporting	reporting	NOUN
cjfa-30900	148	46	,	,	PUNCT
cjfa-30900	148	47	payments	payment	NOUN
cjfa-30900	148	48	through	through	ADP
cjfa-30900	148	49	citidirect	citidirect	NOUN
cjfa-30900	148	50	,	,	PUNCT
cjfa-30900	148	51	flexible	flexible	ADJ
cjfa-30900	148	52	and	and	CCONJ
cjfa-30900	148	53	streamlined	streamlined	ADJ
cjfa-30900	148	54	functionality	functionality	NOUN
cjfa-30900	148	55	,	,	PUNCT
cjfa-30900	148	56	e	e	NOUN
cjfa-30900	148	57	-	-	NOUN
cjfa-30900	148	58	mail	mail	NOUN
cjfa-30900	148	59	and	and	CCONJ
cjfa-30900	148	60	wireless	wireless	NOUN
cjfa-30900	148	61	banking	banking	NOUN
cjfa-30900	148	62	alerts	alert	NOUN
cjfa-30900	148	63	by	by	ADP
cjfa-30900	148	64	citidirect	citidirect	NOUN
cjfa-30900	148	65	.	.	PUNCT
cjfa-30900	149	1	■	■	PUNCT
cjfa-30900	149	2	eastern	eastern	ADJ
cjfa-30900	149	3	bank	bank	NOUN
cjfa-30900	149	4	limited	limit	VERB
cjfa-30900	149	5	:	:	PUNCT
cjfa-30900	149	6	the	the	DET
cjfa-30900	149	7	internet	internet	NOUN
cjfa-30900	149	8	banking	banking	NOUN
cjfa-30900	149	9	application	application	NOUN
cjfa-30900	149	10	of	of	ADP
cjfa-30900	149	11	eastern	eastern	PROPN
cjfa-30900	149	12	bank	bank	PROPN
cjfa-30900	149	13	limited	limit	VERB
cjfa-30900	149	14	allows	allow	VERB
cjfa-30900	149	15	customers	customer	NOUN
cjfa-30900	149	16	to	to	PART
cjfa-30900	149	17	meet	meet	VERB
cjfa-30900	149	18	the	the	DET
cjfa-30900	149	19	banking	banking	NOUN
cjfa-30900	149	20	requirements	requirement	NOUN
cjfa-30900	149	21	through	through	ADP
cjfa-30900	149	22	the	the	DET
cjfa-30900	149	23	internet	internet	NOUN
cjfa-30900	149	24	.	.	PUNCT
cjfa-30900	150	1	the	the	DET
cjfa-30900	150	2	services	service	NOUN
cjfa-30900	150	3	include	include	VERB
cjfa-30900	150	4	fund	fund	NOUN
cjfa-30900	150	5	transfers	transfer	NOUN
cjfa-30900	150	6	and	and	CCONJ
cjfa-30900	150	7	payments	payment	NOUN
cjfa-30900	150	8	,	,	PUNCT
cjfa-30900	150	9	loans	loan	NOUN
cjfa-30900	150	10	,	,	PUNCT
cjfa-30900	150	11	deposits	deposit	NOUN
cjfa-30900	150	12	,	,	PUNCT
cjfa-30900	150	13	utility	utility	NOUN
cjfa-30900	150	14	bill	bill	NOUN
cjfa-30900	150	15	payments	payment	NOUN
cjfa-30900	150	16	,	,	PUNCT
cjfa-30900	150	17	account	account	NOUN
cjfa-30900	150	18	operations	operation	NOUN
cjfa-30900	150	19	and	and	CCONJ
cjfa-30900	150	20	inquiries	inquiry	NOUN
cjfa-30900	150	21	,	,	PUNCT
cjfa-30900	150	22	session	session	NOUN
cjfa-30900	150	23	summary	summary	NOUN
cjfa-30900	150	24	etc	etc	X
cjfa-30900	150	25	.	.	X
cjfa-30900	151	1	■	■	PUNCT
cjfa-30900	151	2	bank	bank	PROPN
cjfa-30900	151	3	asia	asia	PROPN
cjfa-30900	151	4	:	:	PUNCT
cjfa-30900	151	5	bank	bank	PROPN
cjfa-30900	151	6	asia	asia	PROPN
cjfa-30900	151	7	offered	offer	VERB
cjfa-30900	151	8	innovative	innovative	ADJ
cjfa-30900	151	9	services	service	NOUN
cjfa-30900	151	10	through	through	ADP
cjfa-30900	151	11	centralized	centralized	ADJ
cjfa-30900	151	12	databases	database	NOUN
cjfa-30900	151	13	.	.	PUNCT
cjfa-30900	152	1	to	to	PART
cjfa-30900	152	2	gain	gain	VERB
cjfa-30900	152	3	competitive	competitive	ADJ
cjfa-30900	152	4	advantages	advantage	NOUN
cjfa-30900	152	5	,	,	PUNCT
cjfa-30900	152	6	bank	bank	NOUN
cjfa-30900	152	7	asia	asia	PROPN
cjfa-30900	152	8	is	be	AUX
cjfa-30900	152	9	practicing	practice	VERB
cjfa-30900	152	10	its	its	PRON
cjfa-30900	152	11	internet	internet	NOUN
cjfa-30900	152	12	banking	banking	NOUN
cjfa-30900	152	13	services	service	NOUN
cjfa-30900	152	14	by	by	ADP
cjfa-30900	152	15	modern	modern	ADJ
cjfa-30900	152	16	it	it	NOUN
cjfa-30900	152	17	infrastructure	infrastructure	NOUN
cjfa-30900	152	18	and	and	CCONJ
cjfa-30900	152	19	online	online	ADJ
cjfa-30900	152	20	banking	banking	NOUN
cjfa-30900	152	21	software	software	NOUN
cjfa-30900	152	22	.	.	PUNCT
cjfa-30900	153	1	it	it	PRON
cjfa-30900	153	2	is	be	AUX
cjfa-30900	153	3	the	the	DET
cjfa-30900	153	4	pioneer	pioneer	NOUN
cjfa-30900	153	5	in	in	ADP
cjfa-30900	153	6	traducing	traduce	VERB
cjfa-30900	153	7	innovative	innovative	ADJ
cjfa-30900	153	8	services	service	NOUN
cjfa-30900	153	9	like	like	ADP
cjfa-30900	153	10	shared	share	VERB
cjfa-30900	153	11	atm	atm	PROPN
cjfa-30900	153	12	network	network	NOUN
cjfa-30900	153	13	and	and	CCONJ
cjfa-30900	153	14	sms	sms	PROPN
cjfa-30900	153	15	banking	banking	NOUN
cjfa-30900	153	16	.	.	PUNCT
cjfa-30900	154	1	bank	bank	PROPN
cjfa-30900	154	2	asia	asia	PROPN
cjfa-30900	154	3	has	have	VERB
cjfa-30900	154	4	21	21	NUM
cjfa-30900	154	5	atms	atms	NOUN
cjfa-30900	154	6	as	as	ADP
cjfa-30900	154	7	a	a	DET
cjfa-30900	154	8	member	member	NOUN
cjfa-30900	154	9	of	of	ADP
cjfa-30900	154	10	etn	etn	PROPN
cjfa-30900	154	11	along	along	ADP
cjfa-30900	154	12	with	with	ADP
cjfa-30900	154	13	eleven	eleven	NUM
cjfa-30900	154	14	other	other	ADJ
cjfa-30900	154	15	banks	bank	NOUN
cjfa-30900	154	16	.	.	PUNCT
cjfa-30900	155	1	■	■	PUNCT
cjfa-30900	155	2	brac	brac	PROPN
cjfa-30900	155	3	bank	bank	PROPN
cjfa-30900	155	4	:	:	PUNCT
cjfa-30900	155	5	brac	brac	PROPN
cjfa-30900	155	6	bank	bank	PROPN
cjfa-30900	155	7	assured	assure	VERB
cjfa-30900	155	8	the	the	DET
cjfa-30900	155	9	highest	high	ADJ
cjfa-30900	155	10	security	security	NOUN
cjfa-30900	155	11	system	system	NOUN
cjfa-30900	155	12	through	through	ADP
cjfa-30900	155	13	ssl	ssl	PROPN
cjfa-30900	155	14	(	(	PUNCT
cjfa-30900	155	15	secure	secure	ADJ
cjfa-30900	155	16	socket	socket	NOUN
cjfa-30900	155	17	layer	layer	NOUN
cjfa-30900	155	18	)	)	PUNCT
cjfa-30900	155	19	encryption	encryption	NOUN
cjfa-30900	155	20	technology	technology	NOUN
cjfa-30900	155	21	.	.	PUNCT
cjfa-30900	156	1	ssl	ssl	PROPN
cjfa-30900	156	2	secured	secure	VERB
cjfa-30900	156	3	the	the	DET
cjfa-30900	156	4	exchange	exchange	NOUN
cjfa-30900	156	5	of	of	ADP
cjfa-30900	156	6	information	information	NOUN
cjfa-30900	156	7	between	between	ADP
cjfa-30900	156	8	bracbank.com	bracbank.com	X
cjfa-30900	156	9	and	and	CCONJ
cjfa-30900	156	10	customer	customer	NOUN
cjfa-30900	156	11	’s	’s	PART
cjfa-30900	156	12	computer	computer	NOUN
cjfa-30900	156	13	,	,	PUNCT
cjfa-30900	156	14	and	and	CCONJ
cjfa-30900	156	15	for	for	ADP
cjfa-30900	156	16	the	the	DET
cjfa-30900	156	17	third	third	ADJ
cjfa-30900	156	18	party	party	NOUN
cjfa-30900	156	19	,	,	PUNCT
cjfa-30900	156	20	it	it	PRON
cjfa-30900	156	21	is	be	AUX
cjfa-30900	156	22	not	not	PART
cjfa-30900	156	23	possible	possible	ADJ
cjfa-30900	156	24	to	to	PART
cjfa-30900	156	25	access	access	VERB
cjfa-30900	156	26	.	.	PUNCT
cjfa-30900	157	1	ssl	ssl	PROPN
cjfa-30900	157	2	is	be	AUX
cjfa-30900	157	3	universally	universally	ADV
cjfa-30900	157	4	accepted	accept	VERB
cjfa-30900	157	5	on	on	ADP
cjfa-30900	157	6	the	the	DET
cjfa-30900	157	7	www	www	NOUN
cjfa-30900	157	8	(	(	PUNCT
cjfa-30900	157	9	world	world	NOUN
cjfa-30900	157	10	wide	wide	ADJ
cjfa-30900	157	11	web	web	NOUN
cjfa-30900	157	12	)	)	PUNCT
cjfa-30900	157	13	for	for	ADP
cjfa-30900	157	14	encrypted	encrypt	VERB
cjfa-30900	157	15	and	and	CCONJ
cjfa-30900	157	16	authenticated	authenticate	VERB
cjfa-30900	157	17	communication	communication	NOUN
cjfa-30900	157	18	between	between	ADP
cjfa-30900	157	19	the	the	DET
cjfa-30900	157	20	servers	server	NOUN
cjfa-30900	157	21	and	and	CCONJ
cjfa-30900	157	22	customers	customer	NOUN
cjfa-30900	157	23	’	’	PART
cjfa-30900	157	24	computers	computer	NOUN
cjfa-30900	157	25	.	.	PUNCT
cjfa-30900	158	1	■	■	PUNCT
cjfa-30900	158	2	hsbc	hsbc	PROPN
cjfa-30900	158	3	:	:	PUNCT
cjfa-30900	158	4	hsbc	hsbc	PROPN
cjfa-30900	158	5	enables	enable	VERB
cjfa-30900	158	6	a	a	DET
cjfa-30900	158	7	customer	customer	NOUN
cjfa-30900	158	8	to	to	PART
cjfa-30900	158	9	receive	receive	VERB
cjfa-30900	158	10	a	a	DET
cjfa-30900	158	11	credit	credit	NOUN
cjfa-30900	158	12	of	of	ADP
cjfa-30900	158	13	all	all	DET
cjfa-30900	158	14	cheque	cheque	NOUN
cjfa-30900	158	15	and	and	CCONJ
cjfa-30900	158	16	cash	cash	NOUN
cjfa-30900	158	17	deposits	deposit	NOUN
cjfa-30900	158	18	along	along	ADP
cjfa-30900	158	19	with	with	ADP
cjfa-30900	158	20	inward	inward	ADJ
cjfa-30900	158	21	remittance	remittance	NOUN
cjfa-30900	158	22	.	.	PUNCT
cjfa-30900	159	1	customers	customer	NOUN
cjfa-30900	159	2	can	can	AUX
cjfa-30900	159	3	deposit	deposit	VERB
cjfa-30900	159	4	up	up	ADP
cjfa-30900	159	5	to	to	PART
cjfa-30900	159	6	bdt50000	bdt50000	ADJ
cjfa-30900	159	7	cash	cash	NOUN
cjfa-30900	159	8	per	per	ADP
cjfa-30900	159	9	transaction	transaction	NOUN
cjfa-30900	159	10	and	and	CCONJ
cjfa-30900	159	11	any	any	DET
cjfa-30900	159	12	bdt	bdt	NOUN
cjfa-30900	159	13	amount	amount	NOUN
cjfa-30900	159	14	in	in	ADP
cjfa-30900	159	15	cheque	cheque	NOUN
cjfa-30900	159	16	24/	24/	NUM
cjfa-30900	159	17	7	7	NUM
cjfa-30900	159	18	ba	ba	NOUN
cjfa-30900	159	19	innovation	innovation	NOUN
cjfa-30900	159	20	in	in	ADP
cjfa-30900	159	21	financial	financial	ADJ
cjfa-30900	159	22	services	service	NOUN
cjfa-30900	159	23	:	:	PUNCT
cjfa-30900	159	24	the	the	DET
cjfa-30900	159	25	case	case	NOUN
cjfa-30900	159	26	of	of	ADP
cjfa-30900	159	27	bangladesh	bangladesh	NOUN
cjfa-30900	159	28	41	41	NUM
cjfa-30900	159	29	sis	sis	NOUN
cjfa-30900	159	30	through	through	ADP
cjfa-30900	159	31	the	the	DET
cjfa-30900	159	32	conveniently	conveniently	ADV
cjfa-30900	159	33	located	locate	VERB
cjfa-30900	159	34	service	service	NOUN
cjfa-30900	159	35	centers	center	NOUN
cjfa-30900	159	36	,	,	PUNCT
cjfa-30900	159	37	atm	atm	PROPN
cjfa-30900	159	38	machines	machine	NOUN
cjfa-30900	159	39	and	and	CCONJ
cjfa-30900	159	40	easypay	easypay	NOUN
cjfa-30900	159	41	machines	machine	NOUN
cjfa-30900	159	42	.	.	PUNCT
cjfa-30900	160	1	with	with	ADP
cjfa-30900	160	2	easypay	easypay	NOUN
cjfa-30900	160	3	machines	machine	NOUN
cjfa-30900	160	4	all	all	DET
cjfa-30900	160	5	the	the	DET
cjfa-30900	160	6	customers	customer	NOUN
cjfa-30900	160	7	of	of	ADP
cjfa-30900	160	8	hsbc	hsbc	PROPN
cjfa-30900	160	9	and	and	CCONJ
cjfa-30900	160	10	non	non	ADJ
cjfa-30900	160	11	-	-	ADJ
cjfa-30900	160	12	hsbc	hsbc	NOUN
cjfa-30900	160	13	can	can	AUX
cjfa-30900	160	14	make	make	VERB
cjfa-30900	160	15	deposits	deposit	NOUN
cjfa-30900	160	16	and	and	CCONJ
cjfa-30900	160	17	pay	pay	VERB
cjfa-30900	160	18	their	their	PRON
cjfa-30900	160	19	credit	credit	NOUN
cjfa-30900	160	20	card	card	NOUN
cjfa-30900	160	21	payments	payment	NOUN
cjfa-30900	160	22	,	,	PUNCT
cjfa-30900	160	23	utility	utility	NOUN
cjfa-30900	160	24	bills	bill	NOUN
cjfa-30900	160	25	etc	etc	X
cjfa-30900	160	26	.	.	X
cjfa-30900	160	27	easypay	easypay	NOUN
cjfa-30900	160	28	machines	machine	NOUN
cjfa-30900	160	29	also	also	ADV
cjfa-30900	160	30	permit	permit	VERB
cjfa-30900	160	31	customers	customer	NOUN
cjfa-30900	160	32	to	to	PART
cjfa-30900	160	33	make	make	VERB
cjfa-30900	160	34	transactions	transaction	NOUN
cjfa-30900	160	35	,	,	PUNCT
cjfa-30900	160	36	pay	pay	VERB
cjfa-30900	160	37	credit	credit	NOUN
cjfa-30900	160	38	card	card	NOUN
cjfa-30900	160	39	payments	payment	NOUN
cjfa-30900	160	40	,	,	PUNCT
cjfa-30900	160	41	utility	utility	NOUN
cjfa-30900	160	42	bills	bill	NOUN
cjfa-30900	160	43	,	,	PUNCT
cjfa-30900	160	44	etc	etc	X
cjfa-30900	160	45	.	.	X
cjfa-30900	161	1	there	there	PRON
cjfa-30900	161	2	is	be	VERB
cjfa-30900	161	3	a	a	DET
cjfa-30900	161	4	sharp	sharp	ADJ
cjfa-30900	161	5	rise	rise	NOUN
cjfa-30900	161	6	in	in	ADP
cjfa-30900	161	7	the	the	DET
cjfa-30900	161	8	growth	growth	NOUN
cjfa-30900	161	9	of	of	ADP
cjfa-30900	161	10	internet	internet	NOUN
cjfa-30900	161	11	technology	technology	NOUN
cjfa-30900	161	12	and	and	CCONJ
cjfa-30900	161	13	internet	internet	NOUN
cjfa-30900	161	14	users	user	NOUN
cjfa-30900	161	15	.	.	PUNCT
cjfa-30900	162	1	at	at	ADP
cjfa-30900	162	2	the	the	DET
cjfa-30900	162	3	same	same	ADJ
cjfa-30900	162	4	time	time	NOUN
cjfa-30900	162	5	,	,	PUNCT
cjfa-30900	162	6	there	there	PRON
cjfa-30900	162	7	are	be	VERB
cjfa-30900	162	8	also	also	ADV
cjfa-30900	162	9	present	present	ADJ
cjfa-30900	162	10	some	some	DET
cjfa-30900	162	11	impediments	impediment	NOUN
cjfa-30900	162	12	on	on	ADP
cjfa-30900	162	13	the	the	DET
cjfa-30900	162	14	way	way	NOUN
cjfa-30900	162	15	to	to	ADP
cjfa-30900	162	16	ultimate	ultimate	ADJ
cjfa-30900	162	17	growth	growth	NOUN
cjfa-30900	162	18	.	.	PUNCT
cjfa-30900	163	1	the	the	DET
cjfa-30900	163	2	reasons	reason	NOUN
cjfa-30900	163	3	are	be	AUX
cjfa-30900	163	4	lack	lack	NOUN
cjfa-30900	163	5	of	of	ADP
cjfa-30900	163	6	efficiency	efficiency	NOUN
cjfa-30900	163	7	in	in	ADP
cjfa-30900	163	8	using	use	VERB
cjfa-30900	163	9	of	of	ADP
cjfa-30900	163	10	it	it	PRON
cjfa-30900	163	11	network	network	NOUN
cjfa-30900	163	12	,	,	PUNCT
cjfa-30900	163	13	underdeveloped	underdeveloped	ADJ
cjfa-30900	163	14	it	it	PRON
cjfa-30900	163	15	industry	industry	NOUN
cjfa-30900	163	16	,	,	PUNCT
cjfa-30900	163	17	low	low	ADJ
cjfa-30900	163	18	-	-	PUNCT
cjfa-30900	163	19	level	level	NOUN
cjfa-30900	163	20	of	of	ADP
cjfa-30900	163	21	computer	computer	NOUN
cjfa-30900	163	22	literacy	literacy	NOUN
cjfa-30900	163	23	,	,	PUNCT
cjfa-30900	163	24	limited	limited	ADJ
cjfa-30900	163	25	skilled	skilled	ADJ
cjfa-30900	163	26	human	human	ADJ
cjfa-30900	163	27	resources	resource	NOUN
cjfa-30900	163	28	,	,	PUNCT
cjfa-30900	163	29	widespread	widespread	ADJ
cjfa-30900	163	30	poverty	poverty	NOUN
cjfa-30900	163	31	,	,	PUNCT
cjfa-30900	163	32	poor	poor	ADJ
cjfa-30900	163	33	telecommunication	telecommunication	NOUN
cjfa-30900	163	34	infrastructure	infrastructure	NOUN
cjfa-30900	163	35	,	,	PUNCT
cjfa-30900	163	36	lack	lack	NOUN
cjfa-30900	163	37	of	of	ADP
cjfa-30900	163	38	software	software	NOUN
cjfa-30900	163	39	in	in	ADP
cjfa-30900	163	40	the	the	DET
cjfa-30900	163	41	bengali	bengali	PROPN
cjfa-30900	163	42	language	language	NOUN
cjfa-30900	163	43	.	.	PUNCT
cjfa-30900	164	1	though	though	SCONJ
cjfa-30900	164	2	there	there	PRON
cjfa-30900	164	3	are	be	VERB
cjfa-30900	164	4	some	some	DET
cjfa-30900	164	5	constraints	constraint	NOUN
cjfa-30900	164	6	on	on	ADP
cjfa-30900	164	7	the	the	DET
cjfa-30900	164	8	growth	growth	NOUN
cjfa-30900	164	9	of	of	ADP
cjfa-30900	164	10	the	the	DET
cjfa-30900	164	11	internet	internet	NOUN
cjfa-30900	164	12	,	,	PUNCT
cjfa-30900	164	13	some	some	DET
cjfa-30900	164	14	opportunities	opportunity	NOUN
cjfa-30900	164	15	also	also	ADV
cjfa-30900	164	16	exist	exist	VERB
cjfa-30900	164	17	.	.	PUNCT
cjfa-30900	165	1	most	most	ADV
cjfa-30900	165	2	important	important	ADJ
cjfa-30900	165	3	one	one	NOUN
cjfa-30900	165	4	include	include	VERB
cjfa-30900	165	5	young	young	ADJ
cjfa-30900	165	6	generation	generation	NOUN
cjfa-30900	165	7	is	be	AUX
cjfa-30900	165	8	playing	play	VERB
cjfa-30900	165	9	a	a	DET
cjfa-30900	165	10	vibrant	vibrant	ADJ
cjfa-30900	165	11	role	role	NOUN
cjfa-30900	165	12	in	in	ADP
cjfa-30900	165	13	the	the	DET
cjfa-30900	165	14	emerging	emerge	VERB
cjfa-30900	165	15	it	it	PRON
cjfa-30900	165	16	industry	industry	NOUN
cjfa-30900	165	17	in	in	ADP
cjfa-30900	165	18	bangladesh	bangladesh	NOUN
cjfa-30900	165	19	.	.	PUNCT
cjfa-30900	166	1	young	young	ADJ
cjfa-30900	166	2	people	people	NOUN
cjfa-30900	166	3	generate	generate	VERB
cjfa-30900	166	4	38	38	NUM
cjfa-30900	166	5	%	%	NOUN
cjfa-30900	166	6	of	of	ADP
cjfa-30900	166	7	all	all	DET
cjfa-30900	166	8	bank	bank	NOUN
cjfa-30900	166	9	accounts	account	NOUN
cjfa-30900	166	10	.	.	PUNCT
cjfa-30900	167	1	among	among	ADP
cjfa-30900	167	2	them	they	PRON
cjfa-30900	167	3	,	,	PUNCT
cjfa-30900	167	4	17	17	NUM
cjfa-30900	167	5	%	%	NOUN
cjfa-30900	167	6	of	of	ADP
cjfa-30900	167	7	young	young	ADJ
cjfa-30900	167	8	people	people	NOUN
cjfa-30900	167	9	have	have	VERB
cjfa-30900	167	10	two	two	NUM
cjfa-30900	167	11	accounts	account	NOUN
cjfa-30900	167	12	.	.	PUNCT
cjfa-30900	168	1	we	we	PRON
cjfa-30900	168	2	know	know	VERB
cjfa-30900	168	3	that	that	SCONJ
cjfa-30900	168	4	the	the	DET
cjfa-30900	168	5	young	young	ADJ
cjfa-30900	168	6	generation	generation	NOUN
cjfa-30900	168	7	is	be	AUX
cjfa-30900	168	8	mostly	mostly	ADV
cjfa-30900	168	9	interested	interested	ADJ
cjfa-30900	168	10	in	in	ADP
cjfa-30900	168	11	internet	internet	NOUN
cjfa-30900	168	12	banking	banking	NOUN
cjfa-30900	168	13	.	.	PUNCT
cjfa-30900	169	1	so	so	ADV
cjfa-30900	169	2	there	there	PRON
cjfa-30900	169	3	is	be	VERB
cjfa-30900	169	4	a	a	DET
cjfa-30900	169	5	vast	vast	ADJ
cjfa-30900	169	6	opportunity	opportunity	NOUN
cjfa-30900	169	7	for	for	ADP
cjfa-30900	169	8	internet	internet	NOUN
cjfa-30900	169	9	banking	banking	NOUN
cjfa-30900	169	10	.	.	PUNCT
cjfa-30900	170	1	moreover	moreover	ADV
cjfa-30900	170	2	,	,	PUNCT
cjfa-30900	170	3	bangladesh	bangladesh	NOUN
cjfa-30900	170	4	railway	railway	NOUN
cjfa-30900	170	5	established	establish	VERB
cjfa-30900	170	6	a	a	DET
cjfa-30900	170	7	nationwide	nationwide	ADJ
cjfa-30900	170	8	fiber	fiber	NOUN
cjfa-30900	170	9	-	-	PUNCT
cjfa-30900	170	10	optic	optic	NOUN
cjfa-30900	170	11	network	network	NOUN
cjfa-30900	170	12	which	which	PRON
cjfa-30900	170	13	was	be	AUX
cjfa-30900	170	14	used	use	VERB
cjfa-30900	170	15	on	on	ADP
cjfa-30900	170	16	8	8	NUM
cjfa-30900	170	17	%	%	NOUN
cjfa-30900	170	18	from	from	ADP
cjfa-30900	170	19	its	its	PRON
cjfa-30900	170	20	existence	existence	NOUN
cjfa-30900	170	21	.	.	PUNCT
cjfa-30900	171	1	this	this	DET
cjfa-30900	171	2	facility	facility	NOUN
cjfa-30900	171	3	can	can	AUX
cjfa-30900	171	4	provide	provide	VERB
cjfa-30900	171	5	a	a	DET
cjfa-30900	171	6	backbone	backbone	NOUN
cjfa-30900	171	7	for	for	ADP
cjfa-30900	171	8	national	national	ADJ
cjfa-30900	171	9	data	datum	NOUN
cjfa-30900	171	10	and	and	CCONJ
cjfa-30900	171	11	voice	voice	NOUN
cjfa-30900	171	12	communication	communication	NOUN
cjfa-30900	171	13	.	.	PUNCT
cjfa-30900	172	1	agent	agent	NOUN
cjfa-30900	172	2	banking	banking	NOUN
cjfa-30900	172	3	according	accord	VERB
cjfa-30900	172	4	to	to	ADP
cjfa-30900	172	5	ahmed	ahmed	PROPN
cjfa-30900	172	6	and	and	CCONJ
cjfa-30900	172	7	ahmed	ahmed	PROPN
cjfa-30900	172	8	(	(	PUNCT
cjfa-30900	172	9	2018	2018	NUM
cjfa-30900	172	10	)	)	PUNCT
cjfa-30900	172	11	agent	agent	NOUN
cjfa-30900	172	12	banking	banking	NOUN
cjfa-30900	172	13	refers	refer	VERB
cjfa-30900	172	14	delivering	deliver	VERB
cjfa-30900	172	15	the	the	DET
cjfa-30900	172	16	limited	limited	ADJ
cjfa-30900	172	17	scale	scale	NOUN
cjfa-30900	172	18	of	of	ADP
cjfa-30900	172	19	financial	financial	ADJ
cjfa-30900	172	20	services	service	NOUN
cjfa-30900	172	21	to	to	ADP
cjfa-30900	172	22	the	the	DET
cjfa-30900	172	23	underprivileged	underprivileged	ADJ
cjfa-30900	172	24	population	population	NOUN
cjfa-30900	172	25	through	through	ADP
cjfa-30900	172	26	non	non	ADJ
cjfa-30900	172	27	-	-	ADJ
cjfa-30900	172	28	bank	bank	ADJ
cjfa-30900	172	29	retail	retail	ADJ
cjfa-30900	172	30	agents	agent	NOUN
cjfa-30900	172	31	under	under	ADP
cjfa-30900	172	32	an	an	DET
cjfa-30900	172	33	agency	agency	NOUN
cjfa-30900	172	34	agreement	agreement	NOUN
cjfa-30900	172	35	by	by	ADP
cjfa-30900	172	36	relying	rely	VERB
cjfa-30900	172	37	on	on	ADP
cjfa-30900	172	38	some	some	DET
cjfa-30900	172	39	devices	device	NOUN
cjfa-30900	172	40	such	such	ADJ
cjfa-30900	172	41	as	as	ADP
cjfa-30900	172	42	pos	pos	NOUN
cjfa-30900	172	43	terminal	terminal	NOUN
cjfa-30900	172	44	,	,	PUNCT
cjfa-30900	172	45	card	card	NOUN
cjfa-30900	172	46	readers	reader	NOUN
cjfa-30900	172	47	or	or	CCONJ
cjfa-30900	172	48	mobile	mobile	ADJ
cjfa-30900	172	49	phones	phone	NOUN
cjfa-30900	172	50	.	.	PUNCT
cjfa-30900	173	1	banks	bank	NOUN
cjfa-30900	173	2	need	need	VERB
cjfa-30900	173	3	prior	prior	ADV
cjfa-30900	173	4	and	and	CCONJ
cjfa-30900	173	5	valid	valid	ADJ
cjfa-30900	173	6	approval	approval	NOUN
cjfa-30900	173	7	from	from	ADP
cjfa-30900	173	8	the	the	DET
cjfa-30900	173	9	central	central	ADJ
cjfa-30900	173	10	bank	bank	NOUN
cjfa-30900	173	11	for	for	ADP
cjfa-30900	173	12	offering	offer	VERB
cjfa-30900	173	13	agent	agent	NOUN
cjfa-30900	173	14	banking	banking	NOUN
cjfa-30900	173	15	.	.	PUNCT
cjfa-30900	174	1	an	an	DET
cjfa-30900	174	2	agent	agent	NOUN
cjfa-30900	174	3	is	be	AUX
cjfa-30900	174	4	the	the	DET
cjfa-30900	174	5	owner	owner	NOUN
cjfa-30900	174	6	of	of	ADP
cjfa-30900	174	7	an	an	DET
cjfa-30900	174	8	outlet	outlet	NOUN
cjfa-30900	174	9	who	who	PRON
cjfa-30900	174	10	provides	provide	VERB
cjfa-30900	174	11	financial	financial	ADJ
cjfa-30900	174	12	services	service	NOUN
cjfa-30900	174	13	on	on	ADP
cjfa-30900	174	14	behalf	behalf	NOUN
cjfa-30900	174	15	of	of	ADP
cjfa-30900	174	16	any	any	DET
cjfa-30900	174	17	specific	specific	ADJ
cjfa-30900	174	18	bank	bank	NOUN
cjfa-30900	174	19	(	(	PUNCT
cjfa-30900	174	20	interresearch	interresearch	NOUN
cjfa-30900	174	21	,	,	PUNCT
cjfa-30900	174	22	2017	2017	NUM
cjfa-30900	174	23	)	)	PUNCT
cjfa-30900	174	24	.	.	PUNCT
cjfa-30900	175	1	agents	agent	NOUN
cjfa-30900	175	2	are	be	AUX
cjfa-30900	175	3	utilized	utilize	VERB
cjfa-30900	175	4	as	as	ADP
cjfa-30900	175	5	potential	potential	ADJ
cjfa-30900	175	6	distribution	distribution	NOUN
cjfa-30900	175	7	channels	channel	NOUN
cjfa-30900	175	8	for	for	ADP
cjfa-30900	175	9	financial	financial	ADJ
cjfa-30900	175	10	inclusion	inclusion	NOUN
cjfa-30900	175	11	.	.	PUNCT
cjfa-30900	176	1	the	the	DET
cjfa-30900	176	2	agent	agent	NOUN
cjfa-30900	176	3	banking	banking	NOUN
cjfa-30900	176	4	is	be	AUX
cjfa-30900	176	5	promoting	promote	VERB
cjfa-30900	176	6	by	by	ADP
cjfa-30900	176	7	bangladesh	bangladesh	PROPN
cjfa-30900	176	8	bank	bank	NOUN
cjfa-30900	176	9	to	to	PART
cjfa-30900	176	10	reach	reach	VERB
cjfa-30900	176	11	the	the	DET
cjfa-30900	176	12	unobserved	unobserved	ADJ
cjfa-30900	176	13	segment	segment	NOUN
cjfa-30900	176	14	as	as	ADV
cjfa-30900	176	15	well	well	ADV
cjfa-30900	176	16	as	as	ADP
cjfa-30900	176	17	the	the	DET
cjfa-30900	176	18	current	current	ADJ
cjfa-30900	176	19	customers	customer	NOUN
cjfa-30900	176	20	living	live	VERB
cjfa-30900	176	21	in	in	ADP
cjfa-30900	176	22	geographically	geographically	ADV
cjfa-30900	176	23	dispersed	disperse	VERB
cjfa-30900	176	24	locations	location	NOUN
cjfa-30900	176	25	.	.	PUNCT
cjfa-30900	177	1	a	a	DET
cjfa-30900	177	2	proper	proper	ADJ
cjfa-30900	177	3	guideline	guideline	NOUN
cjfa-30900	177	4	is	be	AUX
cjfa-30900	177	5	formed	form	VERB
cjfa-30900	177	6	by	by	ADP
cjfa-30900	177	7	bangladesh	bangladesh	PROPN
cjfa-30900	177	8	bank	bank	PROPN
cjfa-30900	177	9	for	for	ADP
cjfa-30900	177	10	agent	agent	NOUN
cjfa-30900	177	11	banking	banking	NOUN
cjfa-30900	177	12	to	to	PART
cjfa-30900	177	13	ensure	ensure	VERB
cjfa-30900	177	14	security	security	NOUN
cjfa-30900	177	15	and	and	CCONJ
cjfa-30900	177	16	soundness	soundness	NOUN
cjfa-30900	177	17	of	of	ADP
cjfa-30900	177	18	the	the	DET
cjfa-30900	177	19	delivery	delivery	NOUN
cjfa-30900	177	20	process	process	NOUN
cjfa-30900	177	21	.	.	PUNCT
cjfa-30900	178	1	the	the	DET
cjfa-30900	178	2	following	follow	VERB
cjfa-30900	178	3	diagram	diagram	NOUN
cjfa-30900	178	4	can	can	AUX
cjfa-30900	178	5	state	state	VERB
cjfa-30900	178	6	the	the	DET
cjfa-30900	178	7	process	process	NOUN
cjfa-30900	178	8	flow	flow	NOUN
cjfa-30900	178	9	and	and	CCONJ
cjfa-30900	178	10	the	the	DET
cjfa-30900	178	11	stakeholders	stakeholder	NOUN
cjfa-30900	178	12	involved	involve	VERB
cjfa-30900	178	13	in	in	ADP
cjfa-30900	178	14	agent	agent	NOUN
cjfa-30900	178	15	banking	banking	NOUN
cjfa-30900	178	16	:	:	PUNCT
cjfa-30900	178	17	s.	s.	PROPN
cjfa-30900	178	18	s.	s.	PROPN
cjfa-30900	178	19	m.	m.	PROPN
cjfa-30900	178	20	huda	huda	PROPN
cjfa-30900	178	21	,	,	PUNCT
cjfa-30900	178	22	md	md	PROPN
cjfa-30900	178	23	.	.	PROPN
cjfa-30900	178	24	humayun	humayun	PROPN
cjfa-30900	178	25	kabir	kabir	PROPN
cjfa-30900	178	26	,	,	PUNCT
cjfa-30900	178	27	nurun	nurun	PROPN
cjfa-30900	178	28	naher	naher	PROPN
cjfa-30900	178	29	popy	popy	PROPN
cjfa-30900	178	30	,	,	PUNCT
cjfa-30900	178	31	sunny	sunny	ADJ
cjfa-30900	178	32	saha42	saha42	NOUN
cjfa-30900	178	33	figure	figure	NOUN
cjfa-30900	178	34	1	1	NUM
cjfa-30900	178	35	.	.	PUNCT
cjfa-30900	178	36	agent	agent	NOUN
cjfa-30900	178	37	banking	banking	NOUN
cjfa-30900	178	38	model	model	NOUN
cjfa-30900	178	39	in	in	ADP
cjfa-30900	178	40	bangladesh	bangladesh	NOUN
cjfa-30900	178	41	figure	figure	NOUN
cjfa-30900	178	42	1	1	NUM
cjfa-30900	178	43	.	.	PUNCT
cjfa-30900	178	44	agent	agent	NOUN
cjfa-30900	178	45	banking	banking	NOUN
cjfa-30900	178	46	model	model	NOUN
cjfa-30900	178	47	in	in	ADP
cjfa-30900	178	48	bangladesh	bangladesh	PROPN
cjfa-30900	178	49	source	source	NOUN
cjfa-30900	178	50	:	:	PUNCT
cjfa-30900	178	51	authors	author	NOUN
cjfa-30900	178	52	’	'	PUNCT
cjfa-30900	178	53	developed	develop	VERB
cjfa-30900	178	54	model	model	NOUN
cjfa-30900	178	55	,	,	PUNCT
cjfa-30900	178	56	2020	2020	NUM
cjfa-30900	178	57	.	.	PUNCT
cjfa-30900	179	1	the	the	DET
cjfa-30900	179	2	services	service	NOUN
cjfa-30900	179	3	that	that	PRON
cjfa-30900	179	4	are	be	AUX
cjfa-30900	179	5	provided	provide	VERB
cjfa-30900	179	6	by	by	ADP
cjfa-30900	179	7	agent	agent	NOUN
cjfa-30900	179	8	banking	banking	NOUN
cjfa-30900	179	9	are	be	AUX
cjfa-30900	179	10	receiving	receive	VERB
cjfa-30900	179	11	of	of	ADP
cjfa-30900	179	12	clearing	clear	VERB
cjfa-30900	179	13	cheque	cheque	NOUN
cjfa-30900	179	14	,	,	PUNCT
cjfa-30900	179	15	balance	balance	NOUN
cjfa-30900	179	16	inquiry	inquiry	NOUN
cjfa-30900	179	17	,	,	PUNCT
cjfa-30900	179	18	inward	inward	ADP
cjfa-30900	179	19	foreign	foreign	ADJ
cjfa-30900	179	20	remittance	remittance	NOUN
cjfa-30900	179	21	disbursement	disbursement	NOUN
cjfa-30900	179	22	,	,	PUNCT
cjfa-30900	179	23	utility	utility	NOUN
cjfa-30900	179	24	bill	bill	NOUN
cjfa-30900	179	25	payment	payment	NOUN
cjfa-30900	179	26	,	,	PUNCT
cjfa-30900	179	27	cash	cash	NOUN
cjfa-30900	179	28	payment	payment	NOUN
cjfa-30900	179	29	,	,	PUNCT
cjfa-30900	179	30	small	small	ADJ
cjfa-30900	179	31	value	value	NOUN
cjfa-30900	179	32	loan	loan	NOUN
cjfa-30900	179	33	disbursement	disbursement	NOUN
cjfa-30900	179	34	;	;	PUNCT
cjfa-30900	179	35	instalments	instalment	NOUN
cjfa-30900	179	36	of	of	ADP
cjfa-30900	179	37	loans	loan	NOUN
cjfa-30900	179	38	,	,	PUNCT
cjfa-30900	179	39	fund	fund	NOUN
cjfa-30900	179	40	transfer	transfer	NOUN
cjfa-30900	179	41	,	,	PUNCT
cjfa-30900	179	42	collection	collection	NOUN
cjfa-30900	179	43	of	of	ADP
cjfa-30900	179	44	small	small	ADJ
cjfa-30900	179	45	value	value	NOUN
cjfa-30900	179	46	cash	cash	NOUN
cjfa-30900	179	47	deposits	deposit	NOUN
cjfa-30900	179	48	and	and	CCONJ
cjfa-30900	179	49	cash	cash	NOUN
cjfa-30900	179	50	withdrawals	withdrawal	NOUN
cjfa-30900	179	51	,	,	PUNCT
cjfa-30900	179	52	processing	processing	NOUN
cjfa-30900	179	53	of	of	ADP
cjfa-30900	179	54	documents	document	NOUN
cjfa-30900	179	55	for	for	ADP
cjfa-30900	179	56	account	account	NOUN
cjfa-30900	179	57	opening	opening	NOUN
cjfa-30900	179	58	,	,	PUNCT
cjfa-30900	179	59	credit	credit	NOUN
cjfa-30900	179	60	or	or	CCONJ
cjfa-30900	179	61	debit	debit	NOUN
cjfa-30900	179	62	card	card	NOUN
cjfa-30900	179	63	application	application	NOUN
cjfa-30900	179	64	,	,	PUNCT
cjfa-30900	179	65	and	and	CCONJ
cjfa-30900	179	66	loan	loan	NOUN
cjfa-30900	179	67	application	application	NOUN
cjfa-30900	179	68	.	.	PUNCT
cjfa-30900	180	1	the	the	DET
cjfa-30900	180	2	services	service	NOUN
cjfa-30900	180	3	that	that	PRON
cjfa-30900	180	4	are	be	AUX
cjfa-30900	180	5	not	not	PART
cjfa-30900	180	6	provided	provide	VERB
cjfa-30900	180	7	by	by	ADP
cjfa-30900	180	8	agent	agent	NOUN
cjfa-30900	180	9	banking	banking	NOUN
cjfa-30900	180	10	are	be	AUX
cjfa-30900	180	11	cheques	cheque	NOUN
cjfa-30900	180	12	encashment	encashment	NOUN
cjfa-30900	180	13	;	;	PUNCT
cjfa-30900	180	14	dealing	deal	VERB
cjfa-30900	180	15	with	with	ADP
cjfa-30900	180	16	financial	financial	ADJ
cjfa-30900	180	17	appraisal	appraisal	NOUN
cjfa-30900	180	18	or	or	CCONJ
cjfa-30900	180	19	loan	loan	NOUN
cjfa-30900	180	20	;	;	PUNCT
cjfa-30900	180	21	dealing	deal	VERB
cjfa-30900	180	22	with	with	ADP
cjfa-30900	180	23	foreign	foreign	ADJ
cjfa-30900	180	24	currency	currency	NOUN
cjfa-30900	180	25	transaction	transaction	NOUN
cjfa-30900	180	26	;	;	PUNCT
cjfa-30900	180	27	issuance	issuance	NOUN
cjfa-30900	180	28	of	of	ADP
cjfa-30900	180	29	cheques	cheque	NOUN
cjfa-30900	180	30	and	and	CCONJ
cjfa-30900	180	31	bank	bank	NOUN
cjfa-30900	180	32	cards	card	NOUN
cjfa-30900	180	33	;	;	PUNCT
cjfa-30900	180	34	giving	give	VERB
cjfa-30900	180	35	final	final	ADJ
cjfa-30900	180	36	approval	approval	NOUN
cjfa-30900	180	37	of	of	ADP
cjfa-30900	180	38	bank	bank	NOUN
cjfa-30900	180	39	accounts	account	NOUN
cjfa-30900	180	40	opening	opening	NOUN
cjfa-30900	180	41	.	.	PUNCT
cjfa-30900	181	1	agent	agent	NOUN
cjfa-30900	181	2	banking	banking	NOUN
cjfa-30900	181	3	business	business	NOUN
cjfa-30900	181	4	model	model	NOUN
cjfa-30900	181	5	in	in	ADP
cjfa-30900	181	6	bangladesh	bangladesh	NOUN
cjfa-30900	181	7	according	accord	VERB
cjfa-30900	181	8	to	to	ADP
cjfa-30900	181	9	the	the	DET
cjfa-30900	181	10	guideline	guideline	NOUN
cjfa-30900	181	11	of	of	ADP
cjfa-30900	181	12	bangladesh	bangladesh	PROPN
cjfa-30900	181	13	bank	bank	PROPN
cjfa-30900	181	14	,	,	PUNCT
cjfa-30900	181	15	2013	2013	NUM
cjfa-30900	181	16	,	,	PUNCT
cjfa-30900	181	17	an	an	DET
cjfa-30900	181	18	agent	agent	NOUN
cjfa-30900	181	19	act	act	NOUN
cjfa-30900	181	20	on	on	ADP
cjfa-30900	181	21	behalf	behalf	NOUN
cjfa-30900	181	22	of	of	ADP
cjfa-30900	181	23	a	a	DET
cjfa-30900	181	24	bank	bank	NOUN
cjfa-30900	181	25	and	and	CCONJ
cjfa-30900	181	26	can	can	AUX
cjfa-30900	181	27	take	take	VERB
cjfa-30900	181	28	a	a	DET
cjfa-30900	181	29	license	license	NOUN
cjfa-30900	181	30	from	from	ADP
cjfa-30900	181	31	one	one	NUM
cjfa-30900	181	32	or	or	CCONJ
cjfa-30900	181	33	more	more	ADJ
cjfa-30900	181	34	banks	bank	NOUN
cjfa-30900	181	35	at	at	ADP
cjfa-30900	181	36	a	a	DET
cjfa-30900	181	37	time	time	NOUN
cjfa-30900	181	38	.	.	PUNCT
cjfa-30900	182	1	the	the	DET
cjfa-30900	182	2	customers	customer	NOUN
cjfa-30900	182	3	can	can	AUX
cjfa-30900	182	4	enjoy	enjoy	VERB
cjfa-30900	182	5	real	real	ADJ
cjfa-30900	182	6	-	-	PUNCT
cjfa-30900	182	7	time	time	NOUN
cjfa-30900	182	8	banking	banking	NOUN
cjfa-30900	182	9	services	service	NOUN
cjfa-30900	182	10	from	from	ADP
cjfa-30900	182	11	the	the	DET
cjfa-30900	182	12	agent	agent	NOUN
cjfa-30900	182	13	banking	banking	NOUN
cjfa-30900	182	14	house	house	NOUN
cjfa-30900	182	15	because	because	SCONJ
cjfa-30900	182	16	agent	agent	NOUN
cjfa-30900	182	17	banking	banking	NOUN
cjfa-30900	182	18	branch	branch	NOUN
cjfa-30900	182	19	can	can	AUX
cjfa-30900	182	20	be	be	AUX
cjfa-30900	182	21	called	call	VERB
cjfa-30900	182	22	a	a	DET
cjfa-30900	182	23	mini	mini	ADJ
cjfa-30900	182	24	branch	branch	NOUN
cjfa-30900	182	25	of	of	ADP
cjfa-30900	182	26	a	a	DET
cjfa-30900	182	27	bank	bank	NOUN
cjfa-30900	182	28	that	that	PRON
cjfa-30900	182	29	has	have	VERB
cjfa-30900	182	30	all	all	DET
cjfa-30900	182	31	modern	modern	ADJ
cjfa-30900	182	32	facilities	facility	NOUN
cjfa-30900	182	33	that	that	PRON
cjfa-30900	182	34	a	a	DET
cjfa-30900	182	35	full	full	ADJ
cjfa-30900	182	36	branch	branch	NOUN
cjfa-30900	182	37	of	of	ADP
cjfa-30900	182	38	a	a	DET
cjfa-30900	182	39	bank	bank	NOUN
cjfa-30900	182	40	has	have	VERB
cjfa-30900	182	41	.	.	PUNCT
cjfa-30900	183	1	in	in	ADP
cjfa-30900	183	2	bangladesh	bangladesh	NOUN
cjfa-30900	183	3	there	there	ADV
cjfa-30900	183	4	present	present	VERB
cjfa-30900	183	5	some	some	DET
cjfa-30900	183	6	known	know	VERB
cjfa-30900	183	7	risks	risk	NOUN
cjfa-30900	183	8	in	in	ADP
cjfa-30900	183	9	agent	agent	NOUN
cjfa-30900	183	10	banking	banking	NOUN
cjfa-30900	183	11	,	,	PUNCT
cjfa-30900	183	12	such	such	ADJ
cjfa-30900	183	13	as	as	ADP
cjfa-30900	183	14	committing	commit	VERB
cjfa-30900	183	15	fraud	fraud	NOUN
cjfa-30900	183	16	by	by	ADP
cjfa-30900	183	17	retail	retail	ADJ
cjfa-30900	183	18	agent	agent	NOUN
cjfa-30900	183	19	or	or	CCONJ
cjfa-30900	183	20	customers	customer	NOUN
cjfa-30900	183	21	;	;	PUNCT
cjfa-30900	183	22	getting	getting	AUX
cjfa-30900	183	23	stolen	steal	VERB
cjfa-30900	183	24	of	of	ADP
cjfa-30900	183	25	equipment	equipment	NOUN
cjfa-30900	183	26	or	or	CCONJ
cjfa-30900	183	27	other	other	ADJ
cjfa-30900	183	28	properties	property	NOUN
cjfa-30900	183	29	from	from	ADP
cjfa-30900	183	30	agent	agent	NOUN
cjfa-30900	183	31	premises	premise	NOUN
cjfa-30900	183	32	;	;	PUNCT
cjfa-30900	183	33	facing	face	VERB
cjfa-30900	183	34	financial	financial	ADJ
cjfa-30900	183	35	loss	loss	NOUN
cjfa-30900	183	36	by	by	ADP
cjfa-30900	183	37	the	the	DET
cjfa-30900	183	38	agents	agent	NOUN
cjfa-30900	183	39	or	or	CCONJ
cjfa-30900	183	40	banks	bank	NOUN
cjfa-30900	183	41	from	from	ADP
cjfa-30900	183	42	hacker	hacker	NOUN
cjfa-30900	183	43	attacks	attack	NOUN
cjfa-30900	183	44	,	,	PUNCT
cjfa-30900	183	45	data	datum	NOUN
cjfa-30900	183	46	leaks	leak	NOUN
cjfa-30900	183	47	,	,	PUNCT
cjfa-30900	183	48	inadequate	inadequate	ADJ
cjfa-30900	183	49	electronic	electronic	ADJ
cjfa-30900	183	50	or	or	CCONJ
cjfa-30900	183	51	physical	physical	ADJ
cjfa-30900	183	52	security	security	NOUN
cjfa-30900	183	53	;	;	PUNCT
cjfa-30900	183	54	lack	lack	NOUN
cjfa-30900	183	55	of	of	ADP
cjfa-30900	183	56	skilled	skilled	ADJ
cjfa-30900	183	57	technical	technical	ADJ
cjfa-30900	183	58	support	support	NOUN
cjfa-30900	183	59	providers	provider	NOUN
cjfa-30900	183	60	;	;	PUNCT
cjfa-30900	183	61	weak	weak	ADJ
cjfa-30900	183	62	branch	branch	NOUN
cjfa-30900	183	63	of	of	ADP
cjfa-30900	183	64	bank	bank	PROPN
cjfa-30900	183	65	bank	bank	PROPN
cjfa-30900	183	66	agent	agent	NOUN
cjfa-30900	183	67	agent	agent	NOUN
cjfa-30900	183	68	agent	agent	NOUN
cjfa-30900	183	69	s	s	PART
cjfa-30900	183	70	o	o	NOUN
cjfa-30900	183	71	u	u	NOUN
cjfa-30900	183	72	r	r	NOUN
cjfa-30900	183	73	c	c	NOUN
cjfa-30900	183	74	e	e	NOUN
cjfa-30900	183	75	:	:	PUNCT
cjfa-30900	183	76	authors	author	NOUN
cjfa-30900	183	77	’	'	PUNCT
cjfa-30900	183	78	developed	develop	VERB
cjfa-30900	183	79	model	model	NOUN
cjfa-30900	183	80	,	,	PUNCT
cjfa-30900	183	81	2020	2020	NUM
cjfa-30900	183	82	.	.	PUNCT
cjfa-30900	184	1	the	the	DET
cjfa-30900	184	2	services	service	NOUN
cjfa-30900	184	3	that	that	PRON
cjfa-30900	184	4	are	be	AUX
cjfa-30900	184	5	provided	provide	VERB
cjfa-30900	184	6	by	by	ADP
cjfa-30900	184	7	agent	agent	NOUN
cjfa-30900	184	8	banking	banking	NOUN
cjfa-30900	184	9	are	be	AUX
cjfa-30900	184	10	receiving	receive	VERB
cjfa-30900	184	11	of	of	ADP
cjfa-30900	184	12	clearing	clear	VERB
cjfa-30900	184	13	cheque	cheque	NOUN
cjfa-30900	184	14	,	,	PUNCT
cjfa-30900	184	15	balance	balance	NOUN
cjfa-30900	184	16	inquiry	inquiry	NOUN
cjfa-30900	184	17	,	,	PUNCT
cjfa-30900	184	18	inward	inward	ADP
cjfa-30900	184	19	foreign	foreign	ADJ
cjfa-30900	184	20	remittance	remittance	NOUN
cjfa-30900	184	21	disbursement	disbursement	NOUN
cjfa-30900	184	22	,	,	PUNCT
cjfa-30900	184	23	utility	utility	NOUN
cjfa-30900	184	24	bill	bill	NOUN
cjfa-30900	184	25	payment	payment	NOUN
cjfa-30900	184	26	,	,	PUNCT
cjfa-30900	184	27	cash	cash	NOUN
cjfa-30900	184	28	payment	payment	NOUN
cjfa-30900	184	29	,	,	PUNCT
cjfa-30900	184	30	small	small	ADJ
cjfa-30900	184	31	value	value	NOUN
cjfa-30900	184	32	loan	loan	NOUN
cjfa-30900	184	33	disbursement	disbursement	NOUN
cjfa-30900	184	34	;	;	PUNCT
cjfa-30900	184	35	instalments	instalment	NOUN
cjfa-30900	184	36	of	of	ADP
cjfa-30900	184	37	loans	loan	NOUN
cjfa-30900	184	38	,	,	PUNCT
cjfa-30900	184	39	fund	fund	NOUN
cjfa-30900	184	40	transfer	transfer	NOUN
cjfa-30900	184	41	,	,	PUNCT
cjfa-30900	184	42	collection	collection	NOUN
cjfa-30900	184	43	of	of	ADP
cjfa-30900	184	44	small	small	ADJ
cjfa-30900	184	45	value	value	NOUN
cjfa-30900	184	46	cash	cash	NOUN
cjfa-30900	184	47	deposits	deposit	NOUN
cjfa-30900	184	48	and	and	CCONJ
cjfa-30900	184	49	cash	cash	NOUN
cjfa-30900	184	50	withdrawals	withdrawal	NOUN
cjfa-30900	184	51	,	,	PUNCT
cjfa-30900	184	52	processing	processing	NOUN
cjfa-30900	184	53	of	of	ADP
cjfa-30900	184	54	documents	document	NOUN
cjfa-30900	184	55	for	for	ADP
cjfa-30900	184	56	account	account	NOUN
cjfa-30900	184	57	opening	opening	NOUN
cjfa-30900	184	58	,	,	PUNCT
cjfa-30900	184	59	credit	credit	NOUN
cjfa-30900	184	60	or	or	CCONJ
cjfa-30900	184	61	debit	debit	NOUN
cjfa-30900	184	62	card	card	NOUN
cjfa-30900	184	63	application	application	NOUN
cjfa-30900	184	64	,	,	PUNCT
cjfa-30900	184	65	and	and	CCONJ
cjfa-30900	184	66	loan	loan	NOUN
cjfa-30900	184	67	application	application	NOUN
cjfa-30900	184	68	.	.	PUNCT
cjfa-30900	185	1	the	the	DET
cjfa-30900	185	2	services	service	NOUN
cjfa-30900	185	3	that	that	PRON
cjfa-30900	185	4	are	be	AUX
cjfa-30900	185	5	not	not	PART
cjfa-30900	185	6	provided	provide	VERB
cjfa-30900	185	7	by	by	ADP
cjfa-30900	185	8	agent	agent	NOUN
cjfa-30900	185	9	banking	banking	NOUN
cjfa-30900	185	10	are	be	AUX
cjfa-30900	185	11	cheques	cheque	NOUN
cjfa-30900	185	12	encashment	encashment	NOUN
cjfa-30900	185	13	;	;	PUNCT
cjfa-30900	185	14	dealing	deal	VERB
cjfa-30900	185	15	with	with	ADP
cjfa-30900	185	16	financial	financial	ADJ
cjfa-30900	185	17	appraisal	appraisal	NOUN
cjfa-30900	185	18	or	or	CCONJ
cjfa-30900	185	19	loan	loan	NOUN
cjfa-30900	185	20	;	;	PUNCT
cjfa-30900	185	21	dealing	deal	VERB
cjfa-30900	185	22	with	with	ADP
cjfa-30900	185	23	foreign	foreign	ADJ
cjfa-30900	185	24	currency	currency	NOUN
cjfa-30900	185	25	transaction	transaction	NOUN
cjfa-30900	185	26	;	;	PUNCT
cjfa-30900	185	27	issuance	issuance	NOUN
cjfa-30900	185	28	of	of	ADP
cjfa-30900	185	29	cheques	cheque	NOUN
cjfa-30900	185	30	and	and	CCONJ
cjfa-30900	185	31	bank	bank	NOUN
cjfa-30900	185	32	cards	card	NOUN
cjfa-30900	185	33	;	;	PUNCT
cjfa-30900	185	34	giving	give	VERB
cjfa-30900	185	35	final	final	ADJ
cjfa-30900	185	36	approval	approval	NOUN
cjfa-30900	185	37	of	of	ADP
cjfa-30900	185	38	bank	bank	NOUN
cjfa-30900	185	39	accounts	account	NOUN
cjfa-30900	185	40	opening	opening	NOUN
cjfa-30900	185	41	.	.	PUNCT
cjfa-30900	186	1	innovation	innovation	NOUN
cjfa-30900	186	2	in	in	ADP
cjfa-30900	186	3	financial	financial	ADJ
cjfa-30900	186	4	services	service	NOUN
cjfa-30900	186	5	:	:	PUNCT
cjfa-30900	186	6	the	the	DET
cjfa-30900	186	7	case	case	NOUN
cjfa-30900	186	8	of	of	ADP
cjfa-30900	186	9	bangladesh	bangladesh	NOUN
cjfa-30900	186	10	43	43	NUM
cjfa-30900	186	11	agent	agent	NOUN
cjfa-30900	186	12	banking	banking	NOUN
cjfa-30900	186	13	business	business	NOUN
cjfa-30900	186	14	model	model	NOUN
cjfa-30900	186	15	in	in	ADP
cjfa-30900	186	16	bangladesh	bangladesh	NOUN
cjfa-30900	186	17	according	accord	VERB
cjfa-30900	186	18	to	to	ADP
cjfa-30900	186	19	the	the	DET
cjfa-30900	186	20	guideline	guideline	NOUN
cjfa-30900	186	21	of	of	ADP
cjfa-30900	186	22	bangladesh	bangladesh	PROPN
cjfa-30900	186	23	bank	bank	PROPN
cjfa-30900	186	24	,	,	PUNCT
cjfa-30900	186	25	2013	2013	NUM
cjfa-30900	186	26	,	,	PUNCT
cjfa-30900	186	27	an	an	DET
cjfa-30900	186	28	agent	agent	NOUN
cjfa-30900	186	29	act	act	NOUN
cjfa-30900	186	30	on	on	ADP
cjfa-30900	186	31	behalf	behalf	NOUN
cjfa-30900	186	32	of	of	ADP
cjfa-30900	186	33	a	a	DET
cjfa-30900	186	34	bank	bank	NOUN
cjfa-30900	186	35	and	and	CCONJ
cjfa-30900	186	36	can	can	AUX
cjfa-30900	186	37	take	take	VERB
cjfa-30900	186	38	a	a	DET
cjfa-30900	186	39	license	license	NOUN
cjfa-30900	186	40	from	from	ADP
cjfa-30900	186	41	one	one	NUM
cjfa-30900	186	42	or	or	CCONJ
cjfa-30900	186	43	more	more	ADJ
cjfa-30900	186	44	banks	bank	NOUN
cjfa-30900	186	45	at	at	ADP
cjfa-30900	186	46	a	a	DET
cjfa-30900	186	47	time	time	NOUN
cjfa-30900	186	48	.	.	PUNCT
cjfa-30900	187	1	the	the	DET
cjfa-30900	187	2	customers	customer	NOUN
cjfa-30900	187	3	can	can	AUX
cjfa-30900	187	4	enjoy	enjoy	VERB
cjfa-30900	187	5	real	real	ADJ
cjfa-30900	187	6	-	-	PUNCT
cjfa-30900	187	7	time	time	NOUN
cjfa-30900	187	8	banking	banking	NOUN
cjfa-30900	187	9	services	service	NOUN
cjfa-30900	187	10	from	from	ADP
cjfa-30900	187	11	the	the	DET
cjfa-30900	187	12	agent	agent	NOUN
cjfa-30900	187	13	banking	banking	NOUN
cjfa-30900	187	14	house	house	NOUN
cjfa-30900	187	15	because	because	SCONJ
cjfa-30900	187	16	agent	agent	NOUN
cjfa-30900	187	17	banking	banking	NOUN
cjfa-30900	187	18	branch	branch	NOUN
cjfa-30900	187	19	can	can	AUX
cjfa-30900	187	20	be	be	AUX
cjfa-30900	187	21	called	call	VERB
cjfa-30900	187	22	a	a	DET
cjfa-30900	187	23	mini	mini	ADJ
cjfa-30900	187	24	branch	branch	NOUN
cjfa-30900	187	25	of	of	ADP
cjfa-30900	187	26	a	a	DET
cjfa-30900	187	27	bank	bank	NOUN
cjfa-30900	187	28	that	that	PRON
cjfa-30900	187	29	has	have	VERB
cjfa-30900	187	30	all	all	DET
cjfa-30900	187	31	modern	modern	ADJ
cjfa-30900	187	32	facilities	facility	NOUN
cjfa-30900	187	33	that	that	PRON
cjfa-30900	187	34	a	a	DET
cjfa-30900	187	35	full	full	ADJ
cjfa-30900	187	36	branch	branch	NOUN
cjfa-30900	187	37	of	of	ADP
cjfa-30900	187	38	a	a	DET
cjfa-30900	187	39	bank	bank	NOUN
cjfa-30900	187	40	has	have	VERB
cjfa-30900	187	41	.	.	PUNCT
cjfa-30900	188	1	in	in	ADP
cjfa-30900	188	2	bangladesh	bangladesh	NOUN
cjfa-30900	188	3	there	there	ADV
cjfa-30900	188	4	present	present	VERB
cjfa-30900	188	5	some	some	DET
cjfa-30900	188	6	known	know	VERB
cjfa-30900	188	7	risks	risk	NOUN
cjfa-30900	188	8	in	in	ADP
cjfa-30900	188	9	agent	agent	NOUN
cjfa-30900	188	10	banking	banking	NOUN
cjfa-30900	188	11	,	,	PUNCT
cjfa-30900	188	12	such	such	ADJ
cjfa-30900	188	13	as	as	ADP
cjfa-30900	188	14	committing	commit	VERB
cjfa-30900	188	15	fraud	fraud	NOUN
cjfa-30900	188	16	by	by	ADP
cjfa-30900	188	17	retail	retail	ADJ
cjfa-30900	188	18	agent	agent	NOUN
cjfa-30900	188	19	or	or	CCONJ
cjfa-30900	188	20	customers	customer	NOUN
cjfa-30900	188	21	;	;	PUNCT
cjfa-30900	188	22	getting	getting	AUX
cjfa-30900	188	23	stolen	steal	VERB
cjfa-30900	188	24	of	of	ADP
cjfa-30900	188	25	equipment	equipment	NOUN
cjfa-30900	188	26	or	or	CCONJ
cjfa-30900	188	27	other	other	ADJ
cjfa-30900	188	28	properties	property	NOUN
cjfa-30900	188	29	from	from	ADP
cjfa-30900	188	30	agent	agent	NOUN
cjfa-30900	188	31	premises	premise	NOUN
cjfa-30900	188	32	;	;	PUNCT
cjfa-30900	188	33	facing	face	VERB
cjfa-30900	188	34	financial	financial	ADJ
cjfa-30900	188	35	loss	loss	NOUN
cjfa-30900	188	36	by	by	ADP
cjfa-30900	188	37	the	the	DET
cjfa-30900	188	38	agents	agent	NOUN
cjfa-30900	188	39	or	or	CCONJ
cjfa-30900	188	40	banks	bank	NOUN
cjfa-30900	188	41	from	from	ADP
cjfa-30900	188	42	hacker	hacker	NOUN
cjfa-30900	188	43	attacks	attack	NOUN
cjfa-30900	188	44	,	,	PUNCT
cjfa-30900	188	45	data	datum	NOUN
cjfa-30900	188	46	leaks	leak	NOUN
cjfa-30900	188	47	,	,	PUNCT
cjfa-30900	188	48	inadequate	inadequate	ADJ
cjfa-30900	188	49	electronic	electronic	ADJ
cjfa-30900	188	50	or	or	CCONJ
cjfa-30900	188	51	physical	physical	ADJ
cjfa-30900	188	52	security	security	NOUN
cjfa-30900	188	53	;	;	PUNCT
cjfa-30900	188	54	lack	lack	NOUN
cjfa-30900	188	55	of	of	ADP
cjfa-30900	188	56	skilled	skilled	ADJ
cjfa-30900	188	57	technical	technical	ADJ
cjfa-30900	188	58	support	support	NOUN
cjfa-30900	188	59	providers	provider	NOUN
cjfa-30900	188	60	;	;	PUNCT
cjfa-30900	188	61	weak	weak	ADJ
cjfa-30900	188	62	internet	internet	NOUN
cjfa-30900	188	63	connections	connection	NOUN
cjfa-30900	188	64	;	;	PUNCT
cjfa-30900	188	65	inadequate	inadequate	ADJ
cjfa-30900	188	66	backup	backup	NOUN
cjfa-30900	188	67	systems	system	NOUN
cjfa-30900	188	68	(	(	PUNCT
cjfa-30900	188	69	lyman	lyman	PROPN
cjfa-30900	188	70	,	,	PUNCT
cjfa-30900	188	71	ivatury	ivatury	NOUN
cjfa-30900	188	72	&	&	CCONJ
cjfa-30900	188	73	staschen	staschen	ADV
cjfa-30900	188	74	,	,	PUNCT
cjfa-30900	188	75	2006	2006	NUM
cjfa-30900	188	76	)	)	PUNCT
cjfa-30900	188	77	.	.	PUNCT
cjfa-30900	189	1	except	except	SCONJ
cjfa-30900	189	2	for	for	ADP
cjfa-30900	189	3	these	these	DET
cjfa-30900	189	4	known	know	VERB
cjfa-30900	189	5	risks	risk	NOUN
cjfa-30900	189	6	,	,	PUNCT
cjfa-30900	189	7	agent	agent	NOUN
cjfa-30900	189	8	banking	banking	NOUN
cjfa-30900	189	9	also	also	ADV
cjfa-30900	189	10	has	have	VERB
cjfa-30900	189	11	a	a	DET
cjfa-30900	189	12	significant	significant	ADJ
cjfa-30900	189	13	risk	risk	NOUN
cjfa-30900	189	14	of	of	ADP
cjfa-30900	189	15	hijacking	hijacking	NOUN
cjfa-30900	189	16	and	and	CCONJ
cjfa-30900	189	17	robbery	robbery	NOUN
cjfa-30900	189	18	in	in	ADP
cjfa-30900	189	19	the	the	DET
cjfa-30900	189	20	time	time	NOUN
cjfa-30900	189	21	of	of	ADP
cjfa-30900	189	22	cash	cash	NOUN
cjfa-30900	189	23	re	re	NOUN
cjfa-30900	189	24	-	-	NOUN
cjfa-30900	189	25	balancing	balance	VERB
cjfa-30900	189	26	and	and	CCONJ
cjfa-30900	189	27	handling	handling	NOUN
cjfa-30900	189	28	to	to	ADP
cjfa-30900	189	29	and	and	CCONJ
cjfa-30900	189	30	from	from	ADP
cjfa-30900	189	31	bank	bank	NOUN
cjfa-30900	189	32	branches	branch	NOUN
cjfa-30900	189	33	.	.	PUNCT
cjfa-30900	190	1	to	to	PART
cjfa-30900	190	2	manage	manage	VERB
cjfa-30900	190	3	the	the	DET
cjfa-30900	190	4	above	above	ADJ
cjfa-30900	190	5	mentioned	mention	VERB
cjfa-30900	190	6	risks	risk	NOUN
cjfa-30900	190	7	,	,	PUNCT
cjfa-30900	190	8	agents	agent	NOUN
cjfa-30900	190	9	are	be	AUX
cjfa-30900	190	10	instructed	instruct	VERB
cjfa-30900	190	11	to	to	PART
cjfa-30900	190	12	do	do	VERB
cjfa-30900	190	13	the	the	DET
cjfa-30900	190	14	following	following	NOUN
cjfa-30900	190	15	:	:	PUNCT
cjfa-30900	190	16	■	■	PUNCT
cjfa-30900	190	17	selecting	select	VERB
cjfa-30900	190	18	agents	agent	NOUN
cjfa-30900	190	19	with	with	ADP
cjfa-30900	190	20	the	the	DET
cjfa-30900	190	21	experiences	experience	NOUN
cjfa-30900	190	22	of	of	ADP
cjfa-30900	190	23	regular	regular	ADJ
cjfa-30900	190	24	cash	cash	NOUN
cjfa-30900	190	25	handling	handling	NOUN
cjfa-30900	190	26	.	.	PUNCT
cjfa-30900	191	1	■	■	PUNCT
cjfa-30900	191	2	keeping	keep	VERB
cjfa-30900	191	3	an	an	DET
cjfa-30900	191	4	ample	ample	ADJ
cjfa-30900	191	5	amount	amount	NOUN
cjfa-30900	191	6	of	of	ADP
cjfa-30900	191	7	cash	cash	NOUN
cjfa-30900	191	8	on	on	ADP
cjfa-30900	191	9	hand	hand	NOUN
cjfa-30900	191	10	and	and	CCONJ
cjfa-30900	191	11	credit	credit	NOUN
cjfa-30900	191	12	in	in	ADP
cjfa-30900	191	13	the	the	DET
cjfa-30900	191	14	account	account	NOUN
cjfa-30900	191	15	.	.	PUNCT
cjfa-30900	192	1	■	■	PUNCT
cjfa-30900	192	2	maintaining	maintain	VERB
cjfa-30900	192	3	a	a	DET
cjfa-30900	192	4	good	good	ADJ
cjfa-30900	192	5	relationship	relationship	NOUN
cjfa-30900	192	6	with	with	ADP
cjfa-30900	192	7	law	law	NOUN
cjfa-30900	192	8	enforcers	enforcer	NOUN
cjfa-30900	192	9	.	.	PUNCT
cjfa-30900	193	1	digital	digital	ADJ
cjfa-30900	193	2	financial	financial	ADJ
cjfa-30900	193	3	services	service	NOUN
cjfa-30900	193	4	to	to	PART
cjfa-30900	193	5	digitize	digitize	VERB
cjfa-30900	193	6	a	a	DET
cjfa-30900	193	7	nation	nation	NOUN
cjfa-30900	193	8	,	,	PUNCT
cjfa-30900	193	9	it	it	PRON
cjfa-30900	193	10	is	be	AUX
cjfa-30900	193	11	necessary	necessary	ADJ
cjfa-30900	193	12	to	to	PART
cjfa-30900	193	13	digitize	digitize	VERB
cjfa-30900	193	14	a	a	DET
cjfa-30900	193	15	country	country	NOUN
cjfa-30900	193	16	’s	’s	PART
cjfa-30900	193	17	citizen	citizen	NOUN
cjfa-30900	193	18	services	service	NOUN
cjfa-30900	193	19	and	and	CCONJ
cjfa-30900	193	20	financial	financial	ADJ
cjfa-30900	193	21	services	service	NOUN
cjfa-30900	193	22	.	.	PUNCT
cjfa-30900	194	1	since	since	SCONJ
cjfa-30900	194	2	the	the	DET
cjfa-30900	194	3	beginning	beginning	NOUN
cjfa-30900	194	4	of	of	ADP
cjfa-30900	194	5	the	the	DET
cjfa-30900	194	6	digital	digital	ADJ
cjfa-30900	194	7	bangladesh	bangladesh	NOUN
cjfa-30900	194	8	journey	journey	NOUN
cjfa-30900	194	9	,	,	PUNCT
cjfa-30900	194	10	the	the	DET
cjfa-30900	194	11	government	government	NOUN
cjfa-30900	194	12	is	be	AUX
cjfa-30900	194	13	concentrated	concentrate	VERB
cjfa-30900	194	14	more	more	ADV
cjfa-30900	194	15	and	and	CCONJ
cjfa-30900	194	16	transforming	transform	VERB
cjfa-30900	194	17	the	the	DET
cjfa-30900	194	18	citizen	citizen	NOUN
cjfa-30900	194	19	services	service	NOUN
cjfa-30900	194	20	.	.	PUNCT
cjfa-30900	195	1	currently	currently	ADV
cjfa-30900	195	2	,	,	PUNCT
cjfa-30900	195	3	a	a	DET
cjfa-30900	195	4	citizen	citizen	NOUN
cjfa-30900	195	5	can	can	AUX
cjfa-30900	195	6	apply	apply	VERB
cjfa-30900	195	7	for	for	ADP
cjfa-30900	195	8	any	any	DET
cjfa-30900	195	9	government	government	NOUN
cjfa-30900	195	10	services	service	NOUN
cjfa-30900	195	11	online	online	ADV
cjfa-30900	195	12	from	from	ADP
cjfa-30900	195	13	passport	passport	NOUN
cjfa-30900	195	14	application	application	NOUN
cjfa-30900	195	15	to	to	ADP
cjfa-30900	195	16	the	the	DET
cjfa-30900	195	17	tax	tax	NOUN
cjfa-30900	195	18	return	return	NOUN
cjfa-30900	195	19	form	form	NOUN
cjfa-30900	195	20	.	.	PUNCT
cjfa-30900	196	1	however	however	ADV
cjfa-30900	196	2	,	,	PUNCT
cjfa-30900	196	3	to	to	PART
cjfa-30900	196	4	fully	fully	ADV
cjfa-30900	196	5	digitize	digitize	VERB
cjfa-30900	196	6	the	the	DET
cjfa-30900	196	7	country	country	NOUN
cjfa-30900	196	8	,	,	PUNCT
cjfa-30900	196	9	it	it	PRON
cjfa-30900	196	10	is	be	AUX
cjfa-30900	196	11	necessary	necessary	ADJ
cjfa-30900	196	12	to	to	PART
cjfa-30900	196	13	concentrate	concentrate	VERB
cjfa-30900	196	14	on	on	ADP
cjfa-30900	196	15	digital	digital	ADJ
cjfa-30900	196	16	financial	financial	ADJ
cjfa-30900	196	17	services	service	NOUN
cjfa-30900	196	18	.	.	PUNCT
cjfa-30900	197	1	over	over	ADP
cjfa-30900	197	2	the	the	DET
cjfa-30900	197	3	past	past	ADJ
cjfa-30900	197	4	few	few	ADJ
cjfa-30900	197	5	years	year	NOUN
cjfa-30900	197	6	,	,	PUNCT
cjfa-30900	197	7	the	the	DET
cjfa-30900	197	8	mobile	mobile	ADJ
cjfa-30900	197	9	financial	financial	ADJ
cjfa-30900	197	10	services	service	NOUN
cjfa-30900	197	11	(	(	PUNCT
cjfa-30900	197	12	mfs	mfs	PROPN
cjfa-30900	197	13	)	)	PUNCT
cjfa-30900	197	14	has	have	AUX
cjfa-30900	197	15	booming	boom	VERB
cjfa-30900	197	16	in	in	ADP
cjfa-30900	197	17	bangladesh	bangladesh	NOUN
cjfa-30900	197	18	,	,	PUNCT
cjfa-30900	197	19	but	but	CCONJ
cjfa-30900	197	20	that	that	PRON
cjfa-30900	197	21	is	be	AUX
cjfa-30900	197	22	not	not	PART
cjfa-30900	197	23	enough	enough	ADJ
cjfa-30900	197	24	for	for	ADP
cjfa-30900	197	25	164.7	164.7	NUM
cjfa-30900	197	26	million	million	NUM
cjfa-30900	197	27	people	people	NOUN
cjfa-30900	197	28	.	.	PUNCT
cjfa-30900	198	1	there	there	PRON
cjfa-30900	198	2	is	be	VERB
cjfa-30900	198	3	a	a	DET
cjfa-30900	198	4	vast	vast	ADJ
cjfa-30900	198	5	number	number	NOUN
cjfa-30900	198	6	of	of	ADP
cjfa-30900	198	7	unbanked	unbanked	ADJ
cjfa-30900	198	8	people	people	NOUN
cjfa-30900	198	9	who	who	PRON
cjfa-30900	198	10	could	could	AUX
cjfa-30900	198	11	be	be	AUX
cjfa-30900	198	12	potential	potential	ADJ
cjfa-30900	198	13	customers	customer	NOUN
cjfa-30900	198	14	for	for	ADP
cjfa-30900	198	15	the	the	DET
cjfa-30900	198	16	mfs	mfs	NOUN
cjfa-30900	198	17	provider	provider	NOUN
cjfa-30900	198	18	.	.	PUNCT
cjfa-30900	199	1	however	however	ADV
cjfa-30900	199	2	,	,	PUNCT
cjfa-30900	199	3	services	service	NOUN
cjfa-30900	199	4	offered	offer	VERB
cjfa-30900	199	5	by	by	ADP
cjfa-30900	199	6	mfs	mfs	NOUN
cjfa-30900	199	7	provider	provider	NOUN
cjfa-30900	199	8	is	be	AUX
cjfa-30900	199	9	limited	limit	VERB
cjfa-30900	199	10	to	to	PART
cjfa-30900	199	11	cash	cash	VERB
cjfa-30900	199	12	in	in	ADP
cjfa-30900	199	13	and	and	CCONJ
cjfa-30900	199	14	out	out	ADV
cjfa-30900	199	15	;	;	PUNCT
cjfa-30900	199	16	some	some	PRON
cjfa-30900	199	17	are	be	AUX
cjfa-30900	199	18	giving	give	VERB
cjfa-30900	199	19	services	service	NOUN
cjfa-30900	199	20	to	to	PART
cjfa-30900	199	21	pay	pay	VERB
cjfa-30900	199	22	a	a	DET
cjfa-30900	199	23	few	few	ADJ
cjfa-30900	199	24	e	e	NOUN
cjfa-30900	199	25	-	-	NOUN
cjfa-30900	199	26	commerce	commerce	NOUN
cjfa-30900	199	27	sites	site	NOUN
cjfa-30900	199	28	.	.	PUNCT
cjfa-30900	200	1	here	here	ADV
cjfa-30900	200	2	is	be	AUX
cjfa-30900	200	3	a	a	DET
cjfa-30900	200	4	model	model	NOUN
cjfa-30900	200	5	to	to	PART
cjfa-30900	200	6	show	show	VERB
cjfa-30900	200	7	what	what	PRON
cjfa-30900	200	8	other	other	ADJ
cjfa-30900	200	9	services	service	NOUN
cjfa-30900	200	10	can	can	AUX
cjfa-30900	200	11	be	be	AUX
cjfa-30900	200	12	offered	offer	VERB
cjfa-30900	200	13	by	by	ADP
cjfa-30900	200	14	mfs	mfs	NOUN
cjfa-30900	200	15	provider	provider	NOUN
cjfa-30900	200	16	:	:	PUNCT
cjfa-30900	200	17	s.	s.	PROPN
cjfa-30900	200	18	s.	s.	PROPN
cjfa-30900	200	19	m.	m.	PROPN
cjfa-30900	200	20	huda	huda	PROPN
cjfa-30900	200	21	,	,	PUNCT
cjfa-30900	200	22	md	md	PROPN
cjfa-30900	200	23	.	.	PROPN
cjfa-30900	200	24	humayun	humayun	PROPN
cjfa-30900	200	25	kabir	kabir	PROPN
cjfa-30900	200	26	,	,	PUNCT
cjfa-30900	200	27	nurun	nurun	PROPN
cjfa-30900	200	28	naher	naher	PROPN
cjfa-30900	200	29	popy	popy	PROPN
cjfa-30900	200	30	,	,	PUNCT
cjfa-30900	200	31	sunny	sunny	ADJ
cjfa-30900	200	32	saha44	saha44	NOUN
cjfa-30900	200	33	figure	figure	NOUN
cjfa-30900	200	34	2	2	NUM
cjfa-30900	200	35	.	.	PUNCT
cjfa-30900	200	36	proposed	propose	VERB
cjfa-30900	200	37	digital	digital	ADJ
cjfa-30900	200	38	financial	financial	ADJ
cjfa-30900	200	39	services	service	NOUN
cjfa-30900	200	40	that	that	PRON
cjfa-30900	200	41	the	the	DET
cjfa-30900	200	42	mfs	mfs	NOUN
cjfa-30900	200	43	provider	provider	NOUN
cjfa-30900	200	44	can	can	AUX
cjfa-30900	200	45	provide	provide	VERB
cjfa-30900	200	46	to	to	ADP
cjfa-30900	200	47	existing	exist	VERB
cjfa-30900	200	48	and	and	CCONJ
cjfa-30900	200	49	potential	potential	ADJ
cjfa-30900	200	50	customers	customer	NOUN
cjfa-30900	200	51	source	source	NOUN
cjfa-30900	200	52	:	:	PUNCT
cjfa-30900	200	53	authors	author	NOUN
cjfa-30900	200	54	’	'	PUNCT
cjfa-30900	200	55	developed	develop	VERB
cjfa-30900	200	56	model	model	NOUN
cjfa-30900	200	57	,	,	PUNCT
cjfa-30900	200	58	2020	2020	NUM
cjfa-30900	200	59	.	.	PUNCT
cjfa-30900	201	1	mfs	mfs	NOUN
cjfa-30900	201	2	provider	provider	NOUN
cjfa-30900	201	3	should	should	AUX
cjfa-30900	201	4	allow	allow	VERB
cjfa-30900	201	5	their	their	PRON
cjfa-30900	201	6	customers	customer	NOUN
cjfa-30900	201	7	for	for	ADP
cjfa-30900	201	8	depositing	deposit	VERB
cjfa-30900	201	9	money	money	NOUN
cjfa-30900	201	10	from	from	ADP
cjfa-30900	201	11	automated	automate	VERB
cjfa-30900	201	12	teller	teller	NOUN
cjfa-30900	201	13	machine	machine	NOUN
cjfa-30900	201	14	.	.	PUNCT
cjfa-30900	202	1	also	also	ADV
cjfa-30900	202	2	,	,	PUNCT
cjfa-30900	202	3	there	there	PRON
cjfa-30900	202	4	should	should	AUX
cjfa-30900	202	5	be	be	AUX
cjfa-30900	202	6	a	a	DET
cjfa-30900	202	7	service	service	NOUN
cjfa-30900	202	8	of	of	ADP
cjfa-30900	202	9	mobile	mobile	ADJ
cjfa-30900	202	10	wallet	wallet	NOUN
cjfa-30900	202	11	to	to	ADP
cjfa-30900	202	12	bank	bank	PROPN
cjfa-30900	202	13	account	account	NOUN
cjfa-30900	202	14	,	,	PUNCT
cjfa-30900	202	15	debit	debit	NOUN
cjfa-30900	202	16	and	and	CCONJ
cjfa-30900	202	17	credit	credit	NOUN
cjfa-30900	202	18	card	card	NOUN
cjfa-30900	202	19	transfer	transfer	NOUN
cjfa-30900	202	20	.	.	PUNCT
cjfa-30900	203	1	mfs	mfs	NOUN
cjfa-30900	203	2	provider	provider	NOUN
cjfa-30900	203	3	can	can	AUX
cjfa-30900	203	4	collaborate	collaborate	VERB
cjfa-30900	203	5	with	with	ADP
cjfa-30900	203	6	an	an	DET
cjfa-30900	203	7	international	international	ADJ
cjfa-30900	203	8	payment	payment	NOUN
cjfa-30900	203	9	gateway	gateway	NOUN
cjfa-30900	203	10	like	like	ADP
cjfa-30900	203	11	paypal	paypal	NOUN
cjfa-30900	203	12	,	,	PUNCT
cjfa-30900	203	13	g	g	PROPN
cjfa-30900	203	14	pay	pay	PROPN
cjfa-30900	203	15	,	,	PUNCT
cjfa-30900	203	16	alipay	alipay	PROPN
cjfa-30900	203	17	,	,	PUNCT
cjfa-30900	203	18	paytm	paytm	PROPN
cjfa-30900	203	19	,	,	PUNCT
cjfa-30900	203	20	cashu	cashu	NOUN
cjfa-30900	203	21	etc	etc	X
cjfa-30900	203	22	.	.	PUNCT
cjfa-30900	204	1	so	so	SCONJ
cjfa-30900	204	2	that	that	SCONJ
cjfa-30900	204	3	the	the	DET
cjfa-30900	204	4	migrant	migrant	ADJ
cjfa-30900	204	5	workers	worker	NOUN
cjfa-30900	204	6	can	can	AUX
cjfa-30900	204	7	send	send	VERB
cjfa-30900	204	8	remittance	remittance	NOUN
cjfa-30900	204	9	to	to	PART
cjfa-30900	204	10	bangladesh	bangladesh	VERB
cjfa-30900	204	11	more	more	ADV
cjfa-30900	204	12	quickly	quickly	ADV
cjfa-30900	204	13	and	and	CCONJ
cjfa-30900	204	14	conveniently	conveniently	ADV
cjfa-30900	204	15	.	.	PUNCT
cjfa-30900	205	1	besides	besides	SCONJ
cjfa-30900	205	2	,	,	PUNCT
cjfa-30900	205	3	migrant	migrant	ADJ
cjfa-30900	205	4	workers	worker	NOUN
cjfa-30900	205	5	working	work	VERB
cjfa-30900	205	6	in	in	ADP
cjfa-30900	205	7	bangladesh	bangladesh	NOUN
cjfa-30900	205	8	can	can	AUX
cjfa-30900	205	9	send	send	VERB
cjfa-30900	205	10	their	their	PRON
cjfa-30900	205	11	money	money	NOUN
cjfa-30900	205	12	to	to	ADP
cjfa-30900	205	13	their	their	PRON
cjfa-30900	205	14	home	home	NOUN
cjfa-30900	205	15	country	country	NOUN
cjfa-30900	205	16	so	so	SCONJ
cjfa-30900	205	17	that	that	SCONJ
cjfa-30900	205	18	the	the	DET
cjfa-30900	205	19	illegal	illegal	ADJ
cjfa-30900	205	20	transfer	transfer	NOUN
cjfa-30900	205	21	of	of	ADP
cjfa-30900	205	22	money	money	NOUN
cjfa-30900	205	23	flow	flow	NOUN
cjfa-30900	205	24	will	will	AUX
cjfa-30900	205	25	decline	decline	VERB
cjfa-30900	205	26	.	.	PUNCT
cjfa-30900	206	1	country	country	NOUN
cjfa-30900	206	2	’s	’s	PART
cjfa-30900	206	3	freelancer	freelancer	NOUN
cjfa-30900	206	4	will	will	AUX
cjfa-30900	206	5	be	be	AUX
cjfa-30900	206	6	benefited	benefit	VERB
cjfa-30900	206	7	because	because	SCONJ
cjfa-30900	206	8	they	they	PRON
cjfa-30900	206	9	can	can	AUX
cjfa-30900	206	10	receive	receive	VERB
cjfa-30900	206	11	money	money	NOUN
cjfa-30900	206	12	by	by	ADP
cjfa-30900	206	13	using	use	VERB
cjfa-30900	206	14	paypal	paypal	NOUN
cjfa-30900	206	15	without	without	ADP
cjfa-30900	206	16	any	any	DET
cjfa-30900	206	17	hassle	hassle	NOUN
cjfa-30900	206	18	.	.	PUNCT
cjfa-30900	207	1	to	to	PART
cjfa-30900	207	2	encourage	encourage	VERB
cjfa-30900	207	3	developer	developer	NOUN
cjfa-30900	207	4	and	and	CCONJ
cjfa-30900	207	5	online	online	ADJ
cjfa-30900	207	6	payment	payment	NOUN
cjfa-30900	207	7	mfs	mfs	NOUN
cjfa-30900	207	8	provider	provider	NOUN
cjfa-30900	207	9	can	can	AUX
cjfa-30900	207	10	also	also	ADV
cjfa-30900	207	11	collaborate	collaborate	VERB
cjfa-30900	207	12	with	with	ADP
cjfa-30900	207	13	google	google	PROPN
cjfa-30900	207	14	play	play	NOUN
cjfa-30900	207	15	store	store	NOUN
cjfa-30900	207	16	youtube	youtube	NOUN
cjfa-30900	207	17	,	,	PUNCT
cjfa-30900	207	18	facebook	facebook	NOUN
cjfa-30900	207	19	,	,	PUNCT
cjfa-30900	207	20	gaming	gaming	NOUN
cjfa-30900	207	21	and	and	CCONJ
cjfa-30900	207	22	software	software	NOUN
cjfa-30900	207	23	site	site	NOUN
cjfa-30900	207	24	,	,	PUNCT
cjfa-30900	207	25	and	and	CCONJ
cjfa-30900	207	26	so	so	ADV
cjfa-30900	207	27	forth	forth	ADV
cjfa-30900	207	28	.	.	PUNCT
cjfa-30900	208	1	there	there	PRON
cjfa-30900	208	2	should	should	AUX
cjfa-30900	208	3	be	be	AUX
cjfa-30900	208	4	the	the	DET
cjfa-30900	208	5	service	service	NOUN
cjfa-30900	208	6	of	of	ADP
cjfa-30900	208	7	transferring	transfer	VERB
cjfa-30900	208	8	money	money	NOUN
cjfa-30900	208	9	from	from	ADP
cjfa-30900	208	10	one	one	NUM
cjfa-30900	208	11	provider	provider	NOUN
cjfa-30900	208	12	wallet	wallet	NOUN
cjfa-30900	208	13	to	to	ADP
cjfa-30900	208	14	another	another	DET
cjfa-30900	208	15	provider	provider	NOUN
cjfa-30900	208	16	’s	’s	PART
cjfa-30900	208	17	wallet	wallet	NOUN
cjfa-30900	208	18	so	so	SCONJ
cjfa-30900	208	19	that	that	SCONJ
cjfa-30900	208	20	there	there	PRON
cjfa-30900	208	21	will	will	AUX
cjfa-30900	208	22	be	be	AUX
cjfa-30900	208	23	less	less	ADJ
cjfa-30900	208	24	need	need	NOUN
cjfa-30900	208	25	for	for	ADP
cjfa-30900	208	26	cash	cash	NOUN
cjfa-30900	208	27	out	out	ADP
cjfa-30900	208	28	.	.	PUNCT
cjfa-30900	209	1	if	if	SCONJ
cjfa-30900	209	2	mfs	mfs	NOUN
cjfa-30900	209	3	clients	client	NOUN
cjfa-30900	209	4	can	can	AUX
cjfa-30900	209	5	pay	pay	VERB
cjfa-30900	209	6	their	their	PRON
cjfa-30900	209	7	savings	saving	NOUN
cjfa-30900	209	8	accounts	account	NOUN
cjfa-30900	209	9	instalments	instalment	NOUN
cjfa-30900	209	10	,	,	PUNCT
cjfa-30900	209	11	credit	credit	NOUN
cjfa-30900	209	12	card	card	NOUN
cjfa-30900	209	13	payments	payment	NOUN
cjfa-30900	209	14	,	,	PUNCT
cjfa-30900	209	15	insurance	insurance	NOUN
cjfa-30900	209	16	premium	premium	NOUN
cjfa-30900	209	17	,	,	PUNCT
cjfa-30900	209	18	then	then	ADV
cjfa-30900	209	19	the	the	DET
cjfa-30900	209	20	unbanked	unbanked	ADJ
cjfa-30900	209	21	people	people	NOUN
cjfa-30900	209	22	will	will	AUX
cjfa-30900	209	23	feel	feel	VERB
cjfa-30900	209	24	encouraged	encouraged	ADJ
cjfa-30900	209	25	to	to	PART
cjfa-30900	209	26	saving	save	VERB
cjfa-30900	209	27	their	their	PRON
cjfa-30900	209	28	money	money	NOUN
cjfa-30900	209	29	instead	instead	ADV
cjfa-30900	209	30	of	of	ADP
cjfa-30900	209	31	keeping	keep	VERB
cjfa-30900	209	32	liquid	liquid	ADJ
cjfa-30900	209	33	cash	cash	NOUN
cjfa-30900	209	34	mfs	mfs	NOUN
cjfa-30900	209	35	provider	provider	NOUN
cjfa-30900	209	36	payment	payment	NOUN
cjfa-30900	209	37	to	to	ADP
cjfa-30900	209	38	google	google	PROPN
cjfa-30900	209	39	play	play	NOUN
cjfa-30900	209	40	store	store	NOUN
cjfa-30900	209	41	,	,	PUNCT
cjfa-30900	209	42	youtube	youtube	NOUN
cjfa-30900	209	43	,	,	PUNCT
cjfa-30900	209	44	facebook	facebook	NOUN
cjfa-30900	209	45	,	,	PUNCT
cjfa-30900	209	46	gaming	gaming	NOUN
cjfa-30900	209	47	and	and	CCONJ
cjfa-30900	209	48	software	software	NOUN
cjfa-30900	209	49	sites	site	NOUN
cjfa-30900	209	50	etc	etc	X
cjfa-30900	209	51	.	.	X
cjfa-30900	210	1	accept	accept	VERB
cjfa-30900	210	2	deposits	deposit	NOUN
cjfa-30900	210	3	from	from	ADP
cjfa-30900	210	4	atm	atm	ADJ
cjfa-30900	210	5	mfs	mfs	NOUN
cjfa-30900	210	6	wallet	wallet	NOUN
cjfa-30900	210	7	to	to	ADP
cjfa-30900	210	8	bank	bank	NOUN
cjfa-30900	210	9	transfer	transfer	NOUN
cjfa-30900	210	10	collaboration	collaboration	NOUN
cjfa-30900	210	11	with	with	ADP
cjfa-30900	210	12	paypal	paypal	NOUN
cjfa-30900	210	13	,	,	PUNCT
cjfa-30900	210	14	g	g	PROPN
cjfa-30900	210	15	pay	pay	PROPN
cjfa-30900	210	16	,	,	PUNCT
cjfa-30900	210	17	alipay	alipay	PROPN
cjfa-30900	210	18	,	,	PUNCT
cjfa-30900	210	19	paytm	paytm	PROPN
cjfa-30900	210	20	,	,	PUNCT
cjfa-30900	210	21	cashu	cashu	NOUN
cjfa-30900	210	22	etc	etc	X
cjfa-30900	210	23	.	.	PUNCT
cjfa-30900	210	24	insurance	insurance	NOUN
cjfa-30900	210	25	premium	premium	NOUN
cjfa-30900	210	26	payment	payment	NOUN
cjfa-30900	210	27	payment	payment	NOUN
cjfa-30900	210	28	to	to	ADP
cjfa-30900	210	29	savings	saving	NOUN
cjfa-30900	210	30	and	and	CCONJ
cjfa-30900	210	31	loans	loan	NOUN
cjfa-30900	210	32	account	account	VERB
cjfa-30900	210	33	in	in	ADP
cjfa-30900	210	34	post	post	NOUN
cjfa-30900	210	35	office	office	NOUN
cjfa-30900	210	36	,	,	PUNCT
cjfa-30900	210	37	banks	bank	NOUN
cjfa-30900	210	38	and	and	CCONJ
cjfa-30900	210	39	fis	fis	VERB
cjfa-30900	210	40	money	money	NOUN
cjfa-30900	210	41	transfer	transfer	NOUN
cjfa-30900	210	42	from	from	ADP
cjfa-30900	210	43	one	one	NUM
cjfa-30900	210	44	provider	provider	NOUN
cjfa-30900	210	45	to	to	ADP
cjfa-30900	210	46	another	another	DET
cjfa-30900	210	47	provider	provider	NOUN
cjfa-30900	210	48	's	's	PART
cjfa-30900	210	49	wallet	wallet	NOUN
cjfa-30900	210	50	payment	payment	NOUN
cjfa-30900	210	51	for	for	ADP
cjfa-30900	210	52	air	air	NOUN
cjfa-30900	210	53	ticket	ticket	NOUN
cjfa-30900	210	54	,	,	PUNCT
cjfa-30900	210	55	hajj	hajj	PROPN
cjfa-30900	210	56	&	&	CCONJ
cjfa-30900	210	57	tour	tour	NOUN
cjfa-30900	210	58	packages	package	NOUN
cjfa-30900	210	59	etc	etc	X
cjfa-30900	210	60	.	.	X
cjfa-30900	210	61	provides	provide	VERB
cjfa-30900	210	62	microcredit	microcredit	PROPN
cjfa-30900	210	63	s	s	PART
cjfa-30900	210	64	o	o	NOUN
cjfa-30900	210	65	u	u	NOUN
cjfa-30900	210	66	r	r	NOUN
cjfa-30900	210	67	c	c	NOUN
cjfa-30900	210	68	e	e	NOUN
cjfa-30900	210	69	:	:	PUNCT
cjfa-30900	210	70	authors	author	NOUN
cjfa-30900	210	71	’	'	PUNCT
cjfa-30900	210	72	developed	develop	VERB
cjfa-30900	210	73	model	model	NOUN
cjfa-30900	210	74	,	,	PUNCT
cjfa-30900	210	75	2020	2020	NUM
cjfa-30900	210	76	.	.	PUNCT
cjfa-30900	211	1	mfs	mfs	NOUN
cjfa-30900	211	2	provider	provider	NOUN
cjfa-30900	211	3	should	should	AUX
cjfa-30900	211	4	allow	allow	VERB
cjfa-30900	211	5	their	their	PRON
cjfa-30900	211	6	customers	customer	NOUN
cjfa-30900	211	7	for	for	ADP
cjfa-30900	211	8	depositing	deposit	VERB
cjfa-30900	211	9	money	money	NOUN
cjfa-30900	211	10	from	from	ADP
cjfa-30900	211	11	automated	automate	VERB
cjfa-30900	211	12	teller	teller	NOUN
cjfa-30900	211	13	machine	machine	NOUN
cjfa-30900	211	14	.	.	PUNCT
cjfa-30900	212	1	also	also	ADV
cjfa-30900	212	2	,	,	PUNCT
cjfa-30900	212	3	there	there	PRON
cjfa-30900	212	4	should	should	AUX
cjfa-30900	212	5	be	be	AUX
cjfa-30900	212	6	a	a	DET
cjfa-30900	212	7	service	service	NOUN
cjfa-30900	212	8	of	of	ADP
cjfa-30900	212	9	mobile	mobile	ADJ
cjfa-30900	212	10	wallet	wallet	NOUN
cjfa-30900	212	11	to	to	ADP
cjfa-30900	212	12	bank	bank	PROPN
cjfa-30900	212	13	account	account	NOUN
cjfa-30900	212	14	,	,	PUNCT
cjfa-30900	212	15	debit	debit	NOUN
cjfa-30900	212	16	and	and	CCONJ
cjfa-30900	212	17	credit	credit	NOUN
cjfa-30900	212	18	card	card	NOUN
cjfa-30900	212	19	transfer	transfer	NOUN
cjfa-30900	212	20	.	.	PUNCT
cjfa-30900	213	1	mfs	mfs	NOUN
cjfa-30900	213	2	provider	provider	NOUN
cjfa-30900	213	3	can	can	AUX
cjfa-30900	213	4	collaborate	collaborate	VERB
cjfa-30900	213	5	with	with	ADP
cjfa-30900	213	6	an	an	DET
cjfa-30900	213	7	international	international	ADJ
cjfa-30900	213	8	payment	payment	NOUN
cjfa-30900	213	9	gateway	gateway	NOUN
cjfa-30900	213	10	like	like	ADP
cjfa-30900	213	11	paypal	paypal	NOUN
cjfa-30900	213	12	,	,	PUNCT
cjfa-30900	213	13	g	g	PROPN
cjfa-30900	213	14	pay	pay	PROPN
cjfa-30900	213	15	,	,	PUNCT
cjfa-30900	213	16	alipay	alipay	PROPN
cjfa-30900	213	17	,	,	PUNCT
cjfa-30900	213	18	paytm	paytm	PROPN
cjfa-30900	213	19	,	,	PUNCT
cjfa-30900	213	20	cashu	cashu	NOUN
cjfa-30900	213	21	etc	etc	X
cjfa-30900	213	22	.	.	PUNCT
cjfa-30900	214	1	so	so	SCONJ
cjfa-30900	214	2	that	that	SCONJ
cjfa-30900	214	3	the	the	DET
cjfa-30900	214	4	migrant	migrant	ADJ
cjfa-30900	214	5	workers	worker	NOUN
cjfa-30900	214	6	can	can	AUX
cjfa-30900	214	7	send	send	VERB
cjfa-30900	214	8	remittance	remittance	NOUN
cjfa-30900	214	9	to	to	PART
cjfa-30900	214	10	bangladesh	bangladesh	VERB
cjfa-30900	214	11	more	more	ADV
cjfa-30900	214	12	quickly	quickly	ADV
cjfa-30900	214	13	and	and	CCONJ
cjfa-30900	214	14	conveniently	conveniently	ADV
cjfa-30900	214	15	.	.	PUNCT
cjfa-30900	215	1	besides	besides	SCONJ
cjfa-30900	215	2	,	,	PUNCT
cjfa-30900	215	3	migrant	migrant	ADJ
cjfa-30900	215	4	workers	worker	NOUN
cjfa-30900	215	5	working	work	VERB
cjfa-30900	215	6	in	in	ADP
cjfa-30900	215	7	bangladesh	bangladesh	NOUN
cjfa-30900	215	8	can	can	AUX
cjfa-30900	215	9	send	send	VERB
cjfa-30900	215	10	their	their	PRON
cjfa-30900	215	11	innovation	innovation	NOUN
cjfa-30900	215	12	in	in	ADP
cjfa-30900	215	13	financial	financial	ADJ
cjfa-30900	215	14	services	service	NOUN
cjfa-30900	215	15	:	:	PUNCT
cjfa-30900	215	16	the	the	DET
cjfa-30900	215	17	case	case	NOUN
cjfa-30900	215	18	of	of	ADP
cjfa-30900	215	19	bangladesh	bangladesh	NOUN
cjfa-30900	215	20	45	45	NUM
cjfa-30900	215	21	money	money	NOUN
cjfa-30900	215	22	to	to	ADP
cjfa-30900	215	23	their	their	PRON
cjfa-30900	215	24	home	home	NOUN
cjfa-30900	215	25	country	country	NOUN
cjfa-30900	215	26	so	so	SCONJ
cjfa-30900	215	27	that	that	SCONJ
cjfa-30900	215	28	the	the	DET
cjfa-30900	215	29	illegal	illegal	ADJ
cjfa-30900	215	30	transfer	transfer	NOUN
cjfa-30900	215	31	of	of	ADP
cjfa-30900	215	32	money	money	NOUN
cjfa-30900	215	33	flow	flow	NOUN
cjfa-30900	215	34	will	will	AUX
cjfa-30900	215	35	decline	decline	VERB
cjfa-30900	215	36	.	.	PUNCT
cjfa-30900	216	1	country	country	NOUN
cjfa-30900	216	2	’s	’s	PART
cjfa-30900	216	3	freelancer	freelancer	NOUN
cjfa-30900	216	4	will	will	AUX
cjfa-30900	216	5	be	be	AUX
cjfa-30900	216	6	benefited	benefit	VERB
cjfa-30900	216	7	because	because	SCONJ
cjfa-30900	216	8	they	they	PRON
cjfa-30900	216	9	can	can	AUX
cjfa-30900	216	10	receive	receive	VERB
cjfa-30900	216	11	money	money	NOUN
cjfa-30900	216	12	by	by	ADP
cjfa-30900	216	13	using	use	VERB
cjfa-30900	216	14	paypal	paypal	NOUN
cjfa-30900	216	15	without	without	ADP
cjfa-30900	216	16	any	any	DET
cjfa-30900	216	17	hassle	hassle	NOUN
cjfa-30900	216	18	.	.	PUNCT
cjfa-30900	217	1	to	to	PART
cjfa-30900	217	2	encourage	encourage	VERB
cjfa-30900	217	3	developer	developer	NOUN
cjfa-30900	217	4	and	and	CCONJ
cjfa-30900	217	5	online	online	ADJ
cjfa-30900	217	6	payment	payment	NOUN
cjfa-30900	217	7	mfs	mfs	NOUN
cjfa-30900	217	8	provider	provider	NOUN
cjfa-30900	217	9	can	can	AUX
cjfa-30900	217	10	also	also	ADV
cjfa-30900	217	11	collaborate	collaborate	VERB
cjfa-30900	217	12	with	with	ADP
cjfa-30900	217	13	google	google	PROPN
cjfa-30900	217	14	play	play	NOUN
cjfa-30900	217	15	store	store	NOUN
cjfa-30900	217	16	youtube	youtube	NOUN
cjfa-30900	217	17	,	,	PUNCT
cjfa-30900	217	18	facebook	facebook	NOUN
cjfa-30900	217	19	,	,	PUNCT
cjfa-30900	217	20	gaming	gaming	NOUN
cjfa-30900	217	21	and	and	CCONJ
cjfa-30900	217	22	software	software	NOUN
cjfa-30900	217	23	site	site	NOUN
cjfa-30900	217	24	,	,	PUNCT
cjfa-30900	217	25	and	and	CCONJ
cjfa-30900	217	26	so	so	ADV
cjfa-30900	217	27	forth	forth	ADV
cjfa-30900	217	28	.	.	PUNCT
cjfa-30900	218	1	there	there	PRON
cjfa-30900	218	2	should	should	AUX
cjfa-30900	218	3	be	be	AUX
cjfa-30900	218	4	the	the	DET
cjfa-30900	218	5	service	service	NOUN
cjfa-30900	218	6	of	of	ADP
cjfa-30900	218	7	transferring	transfer	VERB
cjfa-30900	218	8	money	money	NOUN
cjfa-30900	218	9	from	from	ADP
cjfa-30900	218	10	one	one	NUM
cjfa-30900	218	11	provider	provider	NOUN
cjfa-30900	218	12	wallet	wallet	NOUN
cjfa-30900	218	13	to	to	ADP
cjfa-30900	218	14	another	another	DET
cjfa-30900	218	15	provider	provider	NOUN
cjfa-30900	218	16	’s	’s	PART
cjfa-30900	218	17	wallet	wallet	NOUN
cjfa-30900	218	18	so	so	SCONJ
cjfa-30900	218	19	that	that	SCONJ
cjfa-30900	218	20	there	there	PRON
cjfa-30900	218	21	will	will	AUX
cjfa-30900	218	22	be	be	AUX
cjfa-30900	218	23	less	less	ADJ
cjfa-30900	218	24	need	need	NOUN
cjfa-30900	218	25	for	for	ADP
cjfa-30900	218	26	cash	cash	NOUN
cjfa-30900	218	27	out	out	ADP
cjfa-30900	218	28	.	.	PUNCT
cjfa-30900	219	1	if	if	SCONJ
cjfa-30900	219	2	mfs	mfs	NOUN
cjfa-30900	219	3	clients	client	NOUN
cjfa-30900	219	4	can	can	AUX
cjfa-30900	219	5	pay	pay	VERB
cjfa-30900	219	6	their	their	PRON
cjfa-30900	219	7	savings	saving	NOUN
cjfa-30900	219	8	accounts	account	NOUN
cjfa-30900	219	9	instalments	instalment	NOUN
cjfa-30900	219	10	,	,	PUNCT
cjfa-30900	219	11	credit	credit	NOUN
cjfa-30900	219	12	card	card	NOUN
cjfa-30900	219	13	payments	payment	NOUN
cjfa-30900	219	14	,	,	PUNCT
cjfa-30900	219	15	insurance	insurance	NOUN
cjfa-30900	219	16	premium	premium	NOUN
cjfa-30900	219	17	,	,	PUNCT
cjfa-30900	219	18	then	then	ADV
cjfa-30900	219	19	the	the	DET
cjfa-30900	219	20	unbanked	unbanked	ADJ
cjfa-30900	219	21	people	people	NOUN
cjfa-30900	219	22	will	will	AUX
cjfa-30900	219	23	feel	feel	VERB
cjfa-30900	219	24	encouraged	encouraged	ADJ
cjfa-30900	219	25	to	to	PART
cjfa-30900	219	26	saving	save	VERB
cjfa-30900	219	27	their	their	PRON
cjfa-30900	219	28	money	money	NOUN
cjfa-30900	219	29	instead	instead	ADV
cjfa-30900	219	30	of	of	ADP
cjfa-30900	219	31	keeping	keep	VERB
cjfa-30900	219	32	liquid	liquid	ADJ
cjfa-30900	219	33	cash	cash	NOUN
cjfa-30900	219	34	in	in	ADP
cjfa-30900	219	35	their	their	PRON
cjfa-30900	219	36	home	home	NOUN
cjfa-30900	219	37	.	.	PUNCT
cjfa-30900	220	1	moreover	moreover	ADV
cjfa-30900	220	2	,	,	PUNCT
cjfa-30900	220	3	the	the	DET
cjfa-30900	220	4	mfs	mfs	NOUN
cjfa-30900	220	5	provider	provider	NOUN
cjfa-30900	220	6	can	can	AUX
cjfa-30900	220	7	offer	offer	VERB
cjfa-30900	220	8	loan	loan	NOUN
cjfa-30900	220	9	to	to	ADP
cjfa-30900	220	10	the	the	DET
cjfa-30900	220	11	poor	poor	ADJ
cjfa-30900	220	12	citizens	citizen	NOUN
cjfa-30900	220	13	through	through	ADP
cjfa-30900	220	14	mfs	mfs	NOUN
cjfa-30900	220	15	account	account	NOUN
cjfa-30900	220	16	that	that	PRON
cjfa-30900	220	17	will	will	AUX
cjfa-30900	220	18	help	help	VERB
cjfa-30900	220	19	them	they	PRON
cjfa-30900	220	20	to	to	PART
cjfa-30900	220	21	way	way	VERB
cjfa-30900	220	22	out	out	ADP
cjfa-30900	220	23	of	of	ADP
cjfa-30900	220	24	their	their	PRON
cjfa-30900	220	25	poverty	poverty	NOUN
cjfa-30900	220	26	and	and	CCONJ
cjfa-30900	220	27	finally	finally	ADV
cjfa-30900	220	28	contribute	contribute	VERB
cjfa-30900	220	29	to	to	ADP
cjfa-30900	220	30	the	the	DET
cjfa-30900	220	31	country	country	NOUN
cjfa-30900	220	32	’s	’s	PART
cjfa-30900	220	33	economic	economic	ADJ
cjfa-30900	220	34	development	development	NOUN
cjfa-30900	220	35	.	.	PUNCT
cjfa-30900	221	1	mobile	mobile	ADJ
cjfa-30900	221	2	finance	finance	NOUN
cjfa-30900	221	3	services	service	NOUN
cjfa-30900	221	4	mobile	mobile	ADJ
cjfa-30900	221	5	finance	finance	NOUN
cjfa-30900	221	6	services	service	NOUN
cjfa-30900	221	7	or	or	CCONJ
cjfa-30900	221	8	mfs	mfs	NOUN
cjfa-30900	221	9	added	add	VERB
cjfa-30900	221	10	a	a	DET
cjfa-30900	221	11	new	new	ADJ
cjfa-30900	221	12	era	era	NOUN
cjfa-30900	221	13	in	in	ADP
cjfa-30900	221	14	the	the	DET
cjfa-30900	221	15	area	area	NOUN
cjfa-30900	221	16	of	of	ADP
cjfa-30900	221	17	financial	financial	ADJ
cjfa-30900	221	18	access	access	NOUN
cjfa-30900	221	19	by	by	ADP
cjfa-30900	221	20	arranging	arrange	VERB
cjfa-30900	221	21	various	various	ADJ
cjfa-30900	221	22	technologies	technology	NOUN
cjfa-30900	221	23	and	and	CCONJ
cjfa-30900	221	24	multiple	multiple	ADJ
cjfa-30900	221	25	approaches	approach	NOUN
cjfa-30900	221	26	altogether	altogether	ADV
cjfa-30900	221	27	(	(	PUNCT
cjfa-30900	221	28	nolan	nolan	PROPN
cjfa-30900	221	29	,	,	PUNCT
cjfa-30900	221	30	2013	2013	NUM
cjfa-30900	221	31	)	)	PUNCT
cjfa-30900	221	32	.	.	PUNCT
cjfa-30900	222	1	mfs	mfs	NOUN
cjfa-30900	222	2	can	can	AUX
cjfa-30900	222	3	be	be	AUX
cjfa-30900	222	4	defined	define	VERB
cjfa-30900	222	5	as	as	ADP
cjfa-30900	222	6	the	the	DET
cjfa-30900	222	7	use	use	NOUN
cjfa-30900	222	8	of	of	ADP
cjfa-30900	222	9	a	a	DET
cjfa-30900	222	10	mobile	mobile	ADJ
cjfa-30900	222	11	phone	phone	NOUN
cjfa-30900	222	12	to	to	PART
cjfa-30900	222	13	access	access	VERB
cjfa-30900	222	14	and	and	CCONJ
cjfa-30900	222	15	execute	execute	VERB
cjfa-30900	222	16	the	the	DET
cjfa-30900	222	17	transaction	transaction	NOUN
cjfa-30900	222	18	and	and	CCONJ
cjfa-30900	222	19	financial	financial	ADJ
cjfa-30900	222	20	services	service	NOUN
cjfa-30900	222	21	(	(	PUNCT
cjfa-30900	222	22	sultana	sultana	NOUN
cjfa-30900	222	23	,	,	PUNCT
cjfa-30900	222	24	2014	2014	NUM
cjfa-30900	222	25	)	)	PUNCT
cjfa-30900	222	26	.	.	PUNCT
cjfa-30900	223	1	sultana	sultana	NOUN
cjfa-30900	223	2	(	(	PUNCT
cjfa-30900	223	3	2014	2014	NUM
cjfa-30900	223	4	)	)	PUNCT
cjfa-30900	223	5	also	also	ADV
cjfa-30900	223	6	mentioned	mention	VERB
cjfa-30900	223	7	about	about	ADP
cjfa-30900	223	8	the	the	DET
cjfa-30900	223	9	three	three	NUM
cjfa-30900	223	10	aspects	aspect	NOUN
cjfa-30900	223	11	of	of	ADP
cjfa-30900	223	12	mfs	mfs	NOUN
cjfa-30900	223	13	:	:	PUNCT
cjfa-30900	223	14	mobile	mobile	ADJ
cjfa-30900	223	15	money	money	NOUN
cjfa-30900	223	16	,	,	PUNCT
cjfa-30900	223	17	mobile	mobile	ADJ
cjfa-30900	223	18	credit	credit	NOUN
cjfa-30900	223	19	&	&	CCONJ
cjfa-30900	223	20	savings	saving	NOUN
cjfa-30900	223	21	and	and	CCONJ
cjfa-30900	223	22	mobile	mobile	ADJ
cjfa-30900	223	23	insurance	insurance	NOUN
cjfa-30900	223	24	.	.	PUNCT
cjfa-30900	224	1	mobile	mobile	ADJ
cjfa-30900	224	2	money	money	NOUN
cjfa-30900	224	3	indicates	indicate	VERB
cjfa-30900	224	4	the	the	DET
cjfa-30900	224	5	uses	use	NOUN
cjfa-30900	224	6	of	of	ADP
cjfa-30900	224	7	mobile	mobile	ADJ
cjfa-30900	224	8	phone	phone	NOUN
cjfa-30900	224	9	for	for	ADP
cjfa-30900	224	10	transferring	transfer	VERB
cjfa-30900	224	11	money	money	NOUN
cjfa-30900	224	12	and	and	CCONJ
cjfa-30900	224	13	making	make	VERB
cjfa-30900	224	14	payment	payment	NOUN
cjfa-30900	224	15	which	which	PRON
cjfa-30900	224	16	includes	include	VERB
cjfa-30900	224	17	p2p	p2p	NOUN
cjfa-30900	224	18	(	(	PUNCT
cjfa-30900	224	19	peer	peer	NOUN
cjfa-30900	224	20	-	-	PUNCT
cjfa-30900	224	21	to	to	ADP
cjfa-30900	224	22	-	-	PUNCT
cjfa-30900	224	23	peer	peer	NOUN
cjfa-30900	224	24	)	)	PUNCT
cjfa-30900	224	25	transfers	transfer	NOUN
cjfa-30900	224	26	,	,	PUNCT
cjfa-30900	224	27	g2p	g2p	NOUN
cjfa-30900	224	28	(	(	PUNCT
cjfa-30900	224	29	government	government	NOUN
cjfa-30900	224	30	-	-	PUNCT
cjfa-30900	224	31	to	to	ADP
cjfa-30900	224	32	-	-	PUNCT
cjfa-30900	224	33	person	person	NOUN
cjfa-30900	224	34	)	)	PUNCT
cjfa-30900	224	35	payments	payment	NOUN
cjfa-30900	224	36	,	,	PUNCT
cjfa-30900	224	37	merchant	merchant	NOUN
cjfa-30900	224	38	payment	payment	NOUN
cjfa-30900	224	39	,	,	PUNCT
cjfa-30900	224	40	bill	bill	NOUN
cjfa-30900	224	41	payment	payment	NOUN
cjfa-30900	224	42	and	and	CCONJ
cjfa-30900	224	43	international	international	ADJ
cjfa-30900	224	44	remittances	remittance	NOUN
cjfa-30900	224	45	.	.	PUNCT
cjfa-30900	225	1	mobile	mobile	ADJ
cjfa-30900	225	2	credit	credit	NOUN
cjfa-30900	225	3	and	and	CCONJ
cjfa-30900	225	4	savings	saving	NOUN
cjfa-30900	225	5	service	service	NOUN
cjfa-30900	225	6	indicate	indicate	VERB
cjfa-30900	225	7	wing	wing	NOUN
cjfa-30900	225	8	of	of	ADP
cjfa-30900	225	9	mobile	mobile	ADJ
cjfa-30900	225	10	phone	phone	NOUN
cjfa-30900	225	11	for	for	ADP
cjfa-30900	225	12	providing	provide	VERB
cjfa-30900	225	13	credit	credit	NOUN
cjfa-30900	225	14	,	,	PUNCT
cjfa-30900	225	15	services	service	NOUN
cjfa-30900	225	16	and	and	CCONJ
cjfa-30900	225	17	savings	saving	NOUN
cjfa-30900	225	18	services	service	NOUN
cjfa-30900	225	19	to	to	PART
cjfa-30900	225	20	be	be	AUX
cjfa-30900	225	21	underserved	underserved	ADJ
cjfa-30900	225	22	which	which	PRON
cjfa-30900	225	23	includes	include	VERB
cjfa-30900	225	24	the	the	DET
cjfa-30900	225	25	services	service	NOUN
cjfa-30900	225	26	that	that	PRON
cjfa-30900	225	27	allow	allow	VERB
cjfa-30900	225	28	subscribers	subscriber	NOUN
cjfa-30900	225	29	to	to	PART
cjfa-30900	225	30	save	save	VERB
cjfa-30900	225	31	money	money	NOUN
cjfa-30900	225	32	in	in	ADP
cjfa-30900	225	33	accounts	account	NOUN
cjfa-30900	225	34	and	and	CCONJ
cjfa-30900	225	35	also	also	ADV
cjfa-30900	225	36	have	have	VERB
cjfa-30900	225	37	the	the	DET
cjfa-30900	225	38	opportunities	opportunity	NOUN
cjfa-30900	225	39	to	to	PART
cjfa-30900	225	40	borrow	borrow	VERB
cjfa-30900	225	41	a	a	DET
cjfa-30900	225	42	certain	certain	ADJ
cjfa-30900	225	43	amount	amount	NOUN
cjfa-30900	225	44	for	for	ADP
cjfa-30900	225	45	a	a	DET
cjfa-30900	225	46	specific	specific	ADJ
cjfa-30900	225	47	period	period	NOUN
cjfa-30900	225	48	.	.	PUNCT
cjfa-30900	226	1	mobile	mobile	ADJ
cjfa-30900	226	2	insurance	insurance	NOUN
cjfa-30900	226	3	indicates	indicate	VERB
cjfa-30900	226	4	using	use	VERB
cjfa-30900	226	5	mobile	mobile	ADJ
cjfa-30900	226	6	phone	phone	NOUN
cjfa-30900	226	7	for	for	ADP
cjfa-30900	226	8	providing	provide	VERB
cjfa-30900	226	9	micro	micro	PROPN
cjfa-30900	226	10	insurances	insurances	PROPN
cjfa-30900	226	11	services	service	NOUN
cjfa-30900	226	12	to	to	ADP
cjfa-30900	226	13	the	the	DET
cjfa-30900	226	14	underserved	underserved	ADJ
cjfa-30900	226	15	.	.	PUNCT
cjfa-30900	227	1	in	in	ADP
cjfa-30900	227	2	bangladesh	bangladesh	PROPN
cjfa-30900	227	3	,	,	PUNCT
cjfa-30900	227	4	mfs	mfs	VERB
cjfa-30900	227	5	firstly	firstly	ADV
cjfa-30900	227	6	introduced	introduce	VERB
cjfa-30900	227	7	in	in	ADP
cjfa-30900	227	8	mid-2011	mid-2011	NOUN
cjfa-30900	227	9	and	and	CCONJ
cjfa-30900	227	10	grew	grow	VERB
cjfa-30900	227	11	faster	fast	ADV
cjfa-30900	227	12	than	than	ADP
cjfa-30900	227	13	any	any	DET
cjfa-30900	227	14	other	other	ADJ
cjfa-30900	227	15	country	country	NOUN
cjfa-30900	227	16	(	(	PUNCT
cjfa-30900	227	17	sultana	sultana	PROPN
cjfa-30900	227	18	&	&	CCONJ
cjfa-30900	227	19	khan	khan	PROPN
cjfa-30900	227	20	,	,	PUNCT
cjfa-30900	227	21	2017	2017	NUM
cjfa-30900	227	22	)	)	PUNCT
cjfa-30900	227	23	.	.	PUNCT
cjfa-30900	228	1	bangladesh	bangladesh	PROPN
cjfa-30900	228	2	bank	bank	PROPN
cjfa-30900	228	3	issued	issue	VERB
cjfa-30900	228	4	guidelines	guideline	NOUN
cjfa-30900	228	5	on	on	ADP
cjfa-30900	228	6	mfs	mfs	NOUN
cjfa-30900	228	7	in	in	ADP
cjfa-30900	228	8	september	september	PROPN
cjfa-30900	228	9	2011	2011	NUM
cjfa-30900	228	10	.	.	PUNCT
cjfa-30900	229	1	according	accord	VERB
cjfa-30900	229	2	to	to	ADP
cjfa-30900	229	3	a	a	DET
cjfa-30900	229	4	report	report	NOUN
cjfa-30900	229	5	from	from	ADP
cjfa-30900	229	6	payment	payment	NOUN
cjfa-30900	229	7	systems	system	NOUN
cjfa-30900	229	8	department	department	PROPN
cjfa-30900	229	9	of	of	ADP
cjfa-30900	229	10	bangladesh	bangladesh	PROPN
cjfa-30900	229	11	bank	bank	PROPN
cjfa-30900	229	12	(	(	PUNCT
cjfa-30900	229	13	2018	2018	NUM
cjfa-30900	229	14	)	)	PUNCT
cjfa-30900	229	15	,	,	PUNCT
cjfa-30900	229	16	at	at	ADP
cjfa-30900	229	17	present	present	ADJ
cjfa-30900	229	18	following	follow	VERB
cjfa-30900	229	19	mobile	mobile	ADJ
cjfa-30900	229	20	finance	finance	NOUN
cjfa-30900	229	21	services	service	NOUN
cjfa-30900	229	22	are	be	AUX
cjfa-30900	229	23	allowed	allow	VERB
cjfa-30900	229	24	by	by	ADP
cjfa-30900	229	25	bangladesh	bangladesh	PROPN
cjfa-30900	229	26	bank	bank	NOUN
cjfa-30900	229	27	:	:	PUNCT
cjfa-30900	229	28	■	■	PUNCT
cjfa-30900	229	29	‘	'	PUNCT
cjfa-30900	229	30	cash	cash	NOUN
cjfa-30900	229	31	-	-	PUNCT
cjfa-30900	229	32	in	in	NOUN
cjfa-30900	229	33	’	'	PUNCT
cjfa-30900	229	34	&	&	CCONJ
cjfa-30900	229	35	‘	'	PUNCT
cjfa-30900	229	36	cash	cash	NOUN
cjfa-30900	229	37	-	-	PUNCT
cjfa-30900	229	38	out	out	NOUN
cjfa-30900	229	39	’	'	PUNCT
cjfa-30900	229	40	:	:	PUNCT
cjfa-30900	229	41	‘	'	PUNCT
cjfa-30900	229	42	cash	cash	NOUN
cjfa-30900	229	43	-	-	PUNCT
cjfa-30900	229	44	in	in	NOUN
cjfa-30900	229	45	’	'	PUNCT
cjfa-30900	229	46	to	to	ADP
cjfa-30900	229	47	and	and	CCONJ
cjfa-30900	229	48	‘	'	PUNCT
cjfa-30900	229	49	cash	cash	NOUN
cjfa-30900	229	50	-	-	PUNCT
cjfa-30900	229	51	out	out	NOUN
cjfa-30900	229	52	’	'	PUNCT
cjfa-30900	229	53	from	from	ADP
cjfa-30900	229	54	mfs	mfs	NOUN
cjfa-30900	229	55	accounts	account	NOUN
cjfa-30900	229	56	take	take	VERB
cjfa-30900	229	57	place	place	NOUN
cjfa-30900	229	58	through	through	ADP
cjfa-30900	229	59	bank	bank	NOUN
cjfa-30900	229	60	branches	branch	NOUN
cjfa-30900	229	61	,	,	PUNCT
cjfa-30900	229	62	agent	agent	NOUN
cjfa-30900	229	63	locations	location	NOUN
cjfa-30900	229	64	,	,	PUNCT
cjfa-30900	229	65	linked	link	VERB
cjfa-30900	229	66	bank	bank	NOUN
cjfa-30900	229	67	account	account	NOUN
cjfa-30900	229	68	,	,	PUNCT
cjfa-30900	229	69	atm	atm	ADJ
cjfa-30900	229	70	and	and	CCONJ
cjfa-30900	229	71	other	other	ADJ
cjfa-30900	229	72	methods	method	NOUN
cjfa-30900	229	73	determined	determine	VERB
cjfa-30900	229	74	by	by	ADP
cjfa-30900	229	75	bangladesh	bangladesh	PROPN
cjfa-30900	229	76	bank	bank	PROPN
cjfa-30900	229	77	.	.	PUNCT
cjfa-30900	230	1	s.	s.	PROPN
cjfa-30900	230	2	s.	s.	PROPN
cjfa-30900	230	3	m.	m.	PROPN
cjfa-30900	230	4	huda	huda	PROPN
cjfa-30900	230	5	,	,	PUNCT
cjfa-30900	230	6	md	md	PROPN
cjfa-30900	230	7	.	.	PROPN
cjfa-30900	230	8	humayun	humayun	PROPN
cjfa-30900	230	9	kabir	kabir	PROPN
cjfa-30900	230	10	,	,	PUNCT
cjfa-30900	230	11	nurun	nurun	PROPN
cjfa-30900	230	12	naher	naher	PROPN
cjfa-30900	230	13	popy	popy	PROPN
cjfa-30900	230	14	,	,	PUNCT
cjfa-30900	230	15	sunny	sunny	ADJ
cjfa-30900	230	16	saha46	saha46	NOUN
cjfa-30900	230	17	■	■	PUNCT
cjfa-30900	230	18	person	person	NOUN
cjfa-30900	230	19	to	to	ADP
cjfa-30900	230	20	business	business	NOUN
cjfa-30900	230	21	(	(	PUNCT
cjfa-30900	230	22	p2b	p2b	NOUN
cjfa-30900	230	23	)	)	PUNCT
cjfa-30900	230	24	payments	payment	NOUN
cjfa-30900	230	25	:	:	PUNCT
cjfa-30900	230	26	p2b	p2b	NOUN
cjfa-30900	230	27	payments	payment	NOUN
cjfa-30900	230	28	include	include	VERB
cjfa-30900	230	29	mobile	mobile	ADJ
cjfa-30900	230	30	top	top	ADJ
cjfa-30900	230	31	 	 	SPACE
cjfa-30900	230	32	-up	-up	PROPN
cjfa-30900	230	33	,	,	PUNCT
cjfa-30900	230	34	utility	utility	NOUN
cjfa-30900	230	35	bill	bill	NOUN
cjfa-30900	230	36	payments	payment	NOUN
cjfa-30900	230	37	,	,	PUNCT
cjfa-30900	230	38	and	and	CCONJ
cjfa-30900	230	39	deposits	deposit	NOUN
cjfa-30900	230	40	into	into	ADP
cjfa-30900	230	41	schemes	scheme	NOUN
cjfa-30900	230	42	/	/	SYM
cjfa-30900	230	43	savings	saving	NOUN
cjfa-30900	230	44	accounts	account	NOUN
cjfa-30900	230	45	with	with	ADP
cjfa-30900	230	46	banks	bank	NOUN
cjfa-30900	230	47	,	,	PUNCT
cjfa-30900	230	48	merchant	merchant	NOUN
cjfa-30900	230	49	payments	payment	NOUN
cjfa-30900	230	50	,	,	PUNCT
cjfa-30900	230	51	loan	loan	NOUN
cjfa-30900	230	52	repayments	repayment	NOUN
cjfa-30900	230	53	to	to	ADP
cjfa-30900	230	54	banks	bank	NOUN
cjfa-30900	230	55	or	or	CCONJ
cjfa-30900	230	56	non	non	ADJ
cjfa-30900	230	57	 	 	SPACE
cjfa-30900	230	58	-governmental	-governmental	ADJ
cjfa-30900	230	59	organizations	organization	NOUN
cjfa-30900	230	60	or	or	CCONJ
cjfa-30900	230	61	non	non	ADJ
cjfa-30900	230	62	-	-	ADJ
cjfa-30900	230	63	bank	bank	ADJ
cjfa-30900	230	64	financial	financial	ADJ
cjfa-30900	230	65	institutions	institution	NOUN
cjfa-30900	230	66	.	.	PUNCT
cjfa-30900	231	1	■	■	PUNCT
cjfa-30900	231	2	business	business	NOUN
cjfa-30900	231	3	to	to	ADP
cjfa-30900	231	4	person	person	NOUN
cjfa-30900	231	5	(	(	PUNCT
cjfa-30900	231	6	b2p	b2p	NOUN
cjfa-30900	231	7	)	)	PUNCT
cjfa-30900	231	8	payments	payment	NOUN
cjfa-30900	231	9	:	:	PUNCT
cjfa-30900	231	10	includes	include	VERB
cjfa-30900	231	11	dividend	dividend	NOUN
cjfa-30900	231	12	payments	payment	NOUN
cjfa-30900	231	13	,	,	PUNCT
cjfa-30900	231	14	salary	salary	NOUN
cjfa-30900	231	15	disbursements	disbursement	NOUN
cjfa-30900	231	16	,	,	PUNCT
cjfa-30900	231	17	discount	discount	NOUN
cjfa-30900	231	18	payments	payment	NOUN
cjfa-30900	231	19	.	.	PUNCT
cjfa-30900	232	1	■	■	PUNCT
cjfa-30900	232	2	person	person	NOUN
cjfa-30900	232	3	to	to	ADP
cjfa-30900	232	4	person	person	NOUN
cjfa-30900	232	5	(	(	PUNCT
cjfa-30900	232	6	p2p	p2p	NOUN
cjfa-30900	232	7	)	)	PUNCT
cjfa-30900	232	8	payments	payment	NOUN
cjfa-30900	232	9	:	:	PUNCT
cjfa-30900	232	10	means	mean	VERB
cjfa-30900	232	11	transfer	transfer	NOUN
cjfa-30900	232	12	of	of	ADP
cjfa-30900	232	13	cash	cash	NOUN
cjfa-30900	232	14	from	from	ADP
cjfa-30900	232	15	one	one	NUM
cjfa-30900	232	16	personal	personal	ADJ
cjfa-30900	232	17	mfs	mfs	NOUN
cjfa-30900	232	18	account	account	NOUN
cjfa-30900	232	19	to	to	ADP
cjfa-30900	232	20	another	another	DET
cjfa-30900	232	21	personal	personal	ADJ
cjfa-30900	232	22	mfs	mfs	NOUN
cjfa-30900	232	23	account	account	NOUN
cjfa-30900	232	24	.	.	PUNCT
cjfa-30900	233	1	■	■	PUNCT
cjfa-30900	233	2	business	business	NOUN
cjfa-30900	233	3	to	to	ADP
cjfa-30900	233	4	business	business	NOUN
cjfa-30900	233	5	(	(	PUNCT
cjfa-30900	233	6	b2b	b2b	NOUN
cjfa-30900	233	7	)	)	PUNCT
cjfa-30900	233	8	payments	payment	NOUN
cjfa-30900	233	9	:	:	PUNCT
cjfa-30900	233	10	it	it	PRON
cjfa-30900	233	11	includes	include	VERB
cjfa-30900	233	12	scm	scm	PROPN
cjfa-30900	233	13	payments	payment	NOUN
cjfa-30900	233	14	,	,	PUNCT
cjfa-30900	233	15	vendor	vendor	NOUN
cjfa-30900	233	16	payments	payment	NOUN
cjfa-30900	233	17	.	.	PUNCT
cjfa-30900	234	1	■	■	PUNCT
cjfa-30900	234	2	online	online	ADJ
cjfa-30900	234	3	and	and	CCONJ
cjfa-30900	234	4	e	e	NOUN
cjfa-30900	234	5	-	-	NOUN
cjfa-30900	234	6	commerce	commerce	NOUN
cjfa-30900	234	7	payment	payment	NOUN
cjfa-30900	234	8	:	:	PUNCT
cjfa-30900	234	9	from	from	ADP
cjfa-30900	234	10	any	any	DET
cjfa-30900	234	11	mfs	mfs	NOUN
cjfa-30900	234	12	account	account	NOUN
cjfa-30900	234	13	to	to	ADP
cjfa-30900	234	14	another	another	DET
cjfa-30900	234	15	seller	seller	NOUN
cjfa-30900	234	16	’s	’s	PART
cjfa-30900	234	17	mfs	mfs	NOUN
cjfa-30900	234	18	account	account	NOUN
cjfa-30900	234	19	.	.	PUNCT
cjfa-30900	235	1	■	■	PUNCT
cjfa-30900	235	2	government	government	NOUN
cjfa-30900	235	3	to	to	ADP
cjfa-30900	235	4	person	person	NOUN
cjfa-30900	235	5	(	(	PUNCT
cjfa-30900	235	6	g2p	g2p	NOUN
cjfa-30900	235	7	)	)	PUNCT
cjfa-30900	235	8	payments	payment	NOUN
cjfa-30900	235	9	:	:	PUNCT
cjfa-30900	235	10	such	such	ADJ
cjfa-30900	235	11	as	as	ADP
cjfa-30900	235	12	freedom	freedom	NOUN
cjfa-30900	235	13	fighter	fighter	NOUN
cjfa-30900	235	14	allowances	allowance	NOUN
cjfa-30900	235	15	,	,	PUNCT
cjfa-30900	235	16	old	old	ADJ
cjfa-30900	235	17	age	age	NOUN
cjfa-30900	235	18	allowances	allowance	NOUN
cjfa-30900	235	19	,	,	PUNCT
cjfa-30900	235	20	subsidy	subsidy	NOUN
cjfa-30900	235	21	payments	payment	NOUN
cjfa-30900	235	22	,	,	PUNCT
cjfa-30900	235	23	pension	pension	NOUN
cjfa-30900	235	24	payments	payment	NOUN
cjfa-30900	235	25	etc	etc	X
cjfa-30900	235	26	.	.	X
cjfa-30900	236	1	■	■	PUNCT
cjfa-30900	236	2	person	person	NOUN
cjfa-30900	236	3	to	to	ADP
cjfa-30900	236	4	government	government	NOUN
cjfa-30900	236	5	(	(	PUNCT
cjfa-30900	236	6	p2	p2	PROPN
cjfa-30900	236	7	g	g	NOUN
cjfa-30900	236	8	)	)	PUNCT
cjfa-30900	236	9	payment	payment	NOUN
cjfa-30900	236	10	:	:	PUNCT
cjfa-30900	236	11	such	such	ADJ
cjfa-30900	236	12	as	as	ADP
cjfa-30900	236	13	fee	fee	NOUN
cjfa-30900	236	14	,	,	PUNCT
cjfa-30900	236	15	tax	tax	NOUN
cjfa-30900	236	16	,	,	PUNCT
cjfa-30900	236	17	fine	fine	ADJ
cjfa-30900	236	18	,	,	PUNCT
cjfa-30900	236	19	toll	toll	NOUN
cjfa-30900	236	20	charge	charge	NOUN
cjfa-30900	236	21	,	,	PUNCT
cjfa-30900	236	22	levy	levy	NOUN
cjfa-30900	236	23	payments	payment	NOUN
cjfa-30900	236	24	,	,	PUNCT
cjfa-30900	236	25	and	and	CCONJ
cjfa-30900	236	26	so	so	ADV
cjfa-30900	236	27	forth	forth	ADV
cjfa-30900	236	28	.	.	PUNCT
cjfa-30900	237	1	■	■	PUNCT
cjfa-30900	237	2	loan	loan	NOUN
cjfa-30900	237	3	disbursements	disbursement	NOUN
cjfa-30900	237	4	to	to	ADP
cjfa-30900	237	5	borrowers	borrower	NOUN
cjfa-30900	237	6	.	.	PUNCT
cjfa-30900	238	1	■	■	PUNCT
cjfa-30900	238	2	disbursement	disbursement	NOUN
cjfa-30900	238	3	of	of	ADP
cjfa-30900	238	4	inward	inward	ADJ
cjfa-30900	238	5	foreign	foreign	ADJ
cjfa-30900	238	6	remittances	remittance	NOUN
cjfa-30900	238	7	.	.	PUNCT
cjfa-30900	239	1	■	■	PUNCT
cjfa-30900	239	2	other	other	ADJ
cjfa-30900	239	3	payments	payment	NOUN
cjfa-30900	239	4	considered	consider	VERB
cjfa-30900	239	5	by	by	ADP
cjfa-30900	239	6	bangladesh	bangladesh	PROPN
cjfa-30900	239	7	bank	bank	PROPN
cjfa-30900	239	8	.	.	PUNCT
cjfa-30900	240	1	table	table	NOUN
cjfa-30900	240	2	1	1	NUM
cjfa-30900	240	3	.	.	PUNCT
cjfa-30900	240	4	comparative	comparative	ADJ
cjfa-30900	240	5	summary	summary	NOUN
cjfa-30900	240	6	statement	statement	NOUN
cjfa-30900	240	7	of	of	ADP
cjfa-30900	240	8	mfs	mfs	NOUN
cjfa-30900	240	9	transactions	transaction	NOUN
cjfa-30900	240	10	serial	serial	ADJ
cjfa-30900	240	11	no	no	NOUN
cjfa-30900	240	12	.	.	PUNCT
cjfa-30900	241	1	description	description	NOUN
cjfa-30900	241	2	amount	amount	NOUN
cjfa-30900	241	3	in	in	ADP
cjfa-30900	241	4	february	february	PROPN
cjfa-30900	241	5	,	,	PUNCT
cjfa-30900	241	6	2016	2016	NUM
cjfa-30900	241	7	amount	amount	NOUN
cjfa-30900	241	8	in	in	ADP
cjfa-30900	241	9	february	february	PROPN
cjfa-30900	241	10	,	,	PUNCT
cjfa-30900	241	11	2020	2020	NUM
cjfa-30900	241	12	%	%	NOUN
cjfa-30900	241	13	change	change	NOUN
cjfa-30900	241	14	1	1	NUM
cjfa-30900	241	15	no	no	NOUN
cjfa-30900	241	16	.	.	PUNCT
cjfa-30900	242	1	of	of	ADP
cjfa-30900	242	2	banks	bank	NOUN
cjfa-30900	242	3	currently	currently	ADV
cjfa-30900	242	4	providing	provide	VERB
cjfa-30900	242	5	the	the	DET
cjfa-30900	242	6	services	service	NOUN
cjfa-30900	242	7	18	18	NUM
cjfa-30900	242	8	15	15	NUM
cjfa-30900	242	9	2	2	NUM
cjfa-30900	242	10	no	no	NOUN
cjfa-30900	242	11	.	.	PUNCT
cjfa-30900	243	1	of	of	ADP
cjfa-30900	243	2	agents	agent	NOUN
cjfa-30900	243	3	576,996.00	576,996.00	NUM
cjfa-30900	243	4	985,914.00	985,914.00	NUM
cjfa-30900	243	5	70.87	70.87	NUM
cjfa-30900	243	6	%	%	NOUN
cjfa-30900	243	7	3	3	NUM
cjfa-30900	243	8	no	no	NOUN
cjfa-30900	243	9	.	.	PUNCT
cjfa-30900	244	1	of	of	ADP
cjfa-30900	244	2	registered	register	VERB
cjfa-30900	244	3	clients	client	NOUN
cjfa-30900	244	4	in	in	ADP
cjfa-30900	244	5	lac1	lac1	PROPN
cjfa-30900	244	6	339.8	339.8	NUM
cjfa-30900	244	7	818.57	818.57	NUM
cjfa-30900	244	8	140.90	140.90	NUM
cjfa-30900	244	9	%	%	NOUN
cjfa-30900	244	10	4	4	NUM
cjfa-30900	244	11	no	no	NOUN
cjfa-30900	244	12	.	.	PUNCT
cjfa-30900	245	1	of	of	ADP
cjfa-30900	245	2	active	active	ADJ
cjfa-30900	245	3	accounts	account	NOUN
cjfa-30900	245	4	in	in	ADP
cjfa-30900	245	5	lac1	lac1	NOUN
cjfa-30900	245	6	140.02	140.02	NUM
cjfa-30900	245	7	270.87	270.87	NUM
cjfa-30900	245	8	93.45	93.45	NUM
cjfa-30900	245	9	%	%	NOUN
cjfa-30900	245	10	5	5	NUM
cjfa-30900	245	11	no	no	NOUN
cjfa-30900	245	12	.	.	PUNCT
cjfa-30900	246	1	of	of	ADP
cjfa-30900	246	2	total	total	ADJ
cjfa-30900	246	3	transaction	transaction	NOUN
cjfa-30900	246	4	116,208,212.00	116,208,212.00	NUM
cjfa-30900	246	5	226,109,405.00	226,109,405.00	NUM
cjfa-30900	246	6	94.57	94.57	NUM
cjfa-30900	246	7	%	%	NOUN
cjfa-30900	246	8	6	6	NUM
cjfa-30900	246	9	total	total	ADJ
cjfa-30900	246	10	transaction	transaction	NOUN
cjfa-30900	246	11	in	in	ADP
cjfa-30900	246	12	taka	taka	PROPN
cjfa-30900	246	13	(	(	PUNCT
cjfa-30900	246	14	in	in	ADP
cjfa-30900	246	15	crore	crore	NUM
cjfa-30900	246	16	bdt	bdt	NOUN
cjfa-30900	246	17	)	)	PUNCT
cjfa-30900	246	18	16,568.89	16,568.89	PROPN
cjfa-30900	246	19	41,334.79	41,334.79	NUM
cjfa-30900	246	20	149.47	149.47	NUM
cjfa-30900	246	21	%	%	NOUN
cjfa-30900	246	22	7	7	NUM
cjfa-30900	246	23	no	no	NOUN
cjfa-30900	246	24	.	.	PUNCT
cjfa-30900	247	1	of	of	ADP
cjfa-30900	247	2	daily	daily	ADJ
cjfa-30900	247	3	average	average	ADJ
cjfa-30900	247	4	transaction	transaction	NOUN
cjfa-30900	247	5	3,873,607.00	3,873,607.00	NUM
cjfa-30900	247	6	7,796,876.03	7,796,876.03	NUM
cjfa-30900	247	7	101.28	101.28	NUM
cjfa-30900	247	8	%	%	NOUN
cjfa-30900	247	9	8	8	NUM
cjfa-30900	247	10	average	average	ADJ
cjfa-30900	247	11	daily	daily	ADJ
cjfa-30900	247	12	transaction	transaction	NOUN
cjfa-30900	247	13	(	(	PUNCT
cjfa-30900	247	14	in	in	ADP
cjfa-30900	247	15	crore	crore	NUM
cjfa-30900	247	16	bdt	bdt	NOUN
cjfa-30900	247	17	)	)	PUNCT
cjfa-30900	247	18	552.3	552.3	NUM
cjfa-30900	247	19	1,425.34	1,425.34	NUM
cjfa-30900	247	20	158.07	158.07	NUM
cjfa-30900	247	21	%	%	NOUN
cjfa-30900	247	22	9	9	NUM
cjfa-30900	247	23	product	product	NOUN
cjfa-30900	247	24	wise	wise	ADJ
cjfa-30900	247	25	information	information	NOUN
cjfa-30900	247	26	amount	amount	NOUN
cjfa-30900	247	27	(	(	PUNCT
cjfa-30900	247	28	in	in	ADP
cjfa-30900	247	29	crore	crore	NUM
cjfa-30900	247	30	bdt	bdt	NOUN
cjfa-30900	247	31	)	)	PUNCT
cjfa-30900	247	32	amount	amount	NOUN
cjfa-30900	247	33	(	(	PUNCT
cjfa-30900	247	34	in	in	ADP
cjfa-30900	247	35	crore	crore	NUM
cjfa-30900	247	36	bdt	bdt	NOUN
cjfa-30900	247	37	)	)	PUNCT
cjfa-30900	247	38	%	%	NOUN
cjfa-30900	248	1	change	change	NOUN
cjfa-30900	248	2	a.	a.	NOUN
cjfa-30900	248	3	inward	inward	ADV
cjfa-30900	248	4	remittance	remittance	VERB
cjfa-30900	248	5	3.82	3.82	NUM
cjfa-30900	248	6	29.99	29.99	NUM
cjfa-30900	248	7	685.08	685.08	NUM
cjfa-30900	248	8	%	%	NOUN
cjfa-30900	248	9	innovation	innovation	NOUN
cjfa-30900	248	10	in	in	ADP
cjfa-30900	248	11	financial	financial	ADJ
cjfa-30900	248	12	services	service	NOUN
cjfa-30900	248	13	:	:	PUNCT
cjfa-30900	248	14	the	the	DET
cjfa-30900	248	15	case	case	NOUN
cjfa-30900	248	16	of	of	ADP
cjfa-30900	248	17	bangladesh	bangladesh	NOUN
cjfa-30900	248	18	47	47	NUM
cjfa-30900	248	19	serial	serial	ADJ
cjfa-30900	248	20	no	no	NOUN
cjfa-30900	248	21	.	.	PUNCT
cjfa-30900	249	1	description	description	NOUN
cjfa-30900	249	2	amount	amount	NOUN
cjfa-30900	249	3	in	in	ADP
cjfa-30900	249	4	february	february	PROPN
cjfa-30900	249	5	,	,	PUNCT
cjfa-30900	249	6	2016	2016	NUM
cjfa-30900	249	7	amount	amount	NOUN
cjfa-30900	249	8	in	in	ADP
cjfa-30900	249	9	february	february	PROPN
cjfa-30900	249	10	,	,	PUNCT
cjfa-30900	249	11	2020	2020	NUM
cjfa-30900	249	12	%	%	NOUN
cjfa-30900	249	13	change	change	NOUN
cjfa-30900	249	14	b.	b.	NOUN
cjfa-30900	249	15	cash	cash	NOUN
cjfa-30900	249	16	in	in	ADP
cjfa-30900	249	17	transaction	transaction	NOUN
cjfa-30900	249	18	6,935.23	6,935.23	NUM
cjfa-30900	249	19	14,634.91	14,634.91	NUM
cjfa-30900	249	20	111.02	111.02	NUM
cjfa-30900	249	21	%	%	NOUN
cjfa-30900	249	22	c.	c.	NOUN
cjfa-30900	249	23	cash	cash	NOUN
cjfa-30900	249	24	out	out	ADP
cjfa-30900	249	25	transaction	transaction	NOUN
cjfa-30900	249	26	6,041.35	6,041.35	NUM
cjfa-30900	249	27	13,706.13	13,706.13	NUM
cjfa-30900	249	28	126.87	126.87	NUM
cjfa-30900	249	29	%	%	NOUN
cjfa-30900	249	30	d.	d.	PROPN
cjfa-30900	249	31	p2p	p2p	PROPN
cjfa-30900	249	32	transaction	transaction	NOUN
cjfa-30900	249	33	2,749.68	2,749.68	NUM
cjfa-30900	249	34	9,796.98	9,796.98	NUM
cjfa-30900	250	1	256.30	256.30	NUM
cjfa-30900	250	2	%	%	NOUN
cjfa-30900	250	3	e.	e.	PROPN
cjfa-30900	250	4	salary	salary	PROPN
cjfa-30900	250	5	disbursement	disbursement	NOUN
cjfa-30900	250	6	(	(	PUNCT
cjfa-30900	250	7	b2p	b2p	PROPN
cjfa-30900	250	8	)	)	PUNCT
cjfa-30900	250	9	168.58	168.58	NUM
cjfa-30900	250	10	1,087.74	1,087.74	NUM
cjfa-30900	250	11	545.24	545.24	NUM
cjfa-30900	250	12	%	%	NOUN
cjfa-30900	250	13	f.	f.	NOUN
cjfa-30900	250	14	utility	utility	PROPN
cjfa-30900	250	15	bill	bill	PROPN
cjfa-30900	250	16	payment	payment	NOUN
cjfa-30900	250	17	(	(	PUNCT
cjfa-30900	250	18	p2b	p2b	NOUN
cjfa-30900	250	19	)	)	PUNCT
cjfa-30900	250	20	141.87	141.87	NUM
cjfa-30900	250	21	441.12	441.12	NUM
cjfa-30900	250	22	210.93	210.93	NUM
cjfa-30900	250	23	%	%	NOUN
cjfa-30900	250	24	g.	g.	NOUN
cjfa-30900	250	25	merchant	merchant	PROPN
cjfa-30900	250	26	payment	payment	NOUN
cjfa-30900	250	27	581.89	581.89	NUM
cjfa-30900	250	28	h.	h.	NOUN
cjfa-30900	250	29	government	government	NOUN
cjfa-30900	250	30	payment	payment	NOUN
cjfa-30900	250	31	275.5	275.5	NUM
cjfa-30900	250	32	i.	i.	NOUN
cjfa-30900	250	33	others	other	NOUN
cjfa-30900	250	34	528.36	528.36	NUM
cjfa-30900	250	35	780.53	780.53	NUM
cjfa-30900	250	36	47.73	47.73	NUM
cjfa-30900	250	37	%	%	NOUN
cjfa-30900	251	1	[	[	X
cjfa-30900	251	2	11	11	NUM
cjfa-30900	251	3	lac	lac	X
cjfa-30900	251	4	=	=	PUNCT
cjfa-30900	251	5	0.10	0.10	NUM
cjfa-30900	251	6	million	million	NUM
cjfa-30900	251	7	and	and	CCONJ
cjfa-30900	251	8	1	1	NUM
cjfa-30900	251	9	crore	crore	NUM
cjfa-30900	251	10	=	=	NUM
cjfa-30900	251	11	10	10	NUM
cjfa-30900	251	12	million	million	NUM
cjfa-30900	251	13	]	]	PUNCT
cjfa-30900	251	14	s	s	PART
cjfa-30900	251	15	o	o	X
cjfa-30900	251	16	u	u	NOUN
cjfa-30900	251	17	r	r	NOUN
cjfa-30900	251	18	c	c	NOUN
cjfa-30900	251	19	e	e	NOUN
cjfa-30900	251	20	:	:	PUNCT
cjfa-30900	251	21	bangladesh	bangladesh	PROPN
cjfa-30900	251	22	bank	bank	PROPN
cjfa-30900	251	23	,	,	PUNCT
cjfa-30900	251	24	2020	2020	NUM
cjfa-30900	251	25	.	.	PUNCT
cjfa-30900	252	1	figure	figure	NOUN
cjfa-30900	252	2	3	3	NUM
cjfa-30900	252	3	.	.	PUNCT
cjfa-30900	252	4	comparative	comparative	ADJ
cjfa-30900	252	5	summary	summary	NOUN
cjfa-30900	252	6	statement	statement	NOUN
cjfa-30900	252	7	of	of	ADP
cjfa-30900	252	8	mfs	mfs	NOUN
cjfa-30900	252	9	transactions	transaction	NOUN
cjfa-30900	252	10	strona	strona	NOUN
cjfa-30900	252	11	47	47	NUM
cjfa-30900	252	12	figure	figure	NOUN
cjfa-30900	252	13	3	3	NUM
cjfa-30900	252	14	.	.	PUNCT
cjfa-30900	252	15	comparative	comparative	ADJ
cjfa-30900	252	16	summary	summary	NOUN
cjfa-30900	252	17	statement	statement	NOUN
cjfa-30900	252	18	of	of	ADP
cjfa-30900	252	19	mfs	mfs	NOUN
cjfa-30900	252	20	transactions	transaction	NOUN
cjfa-30900	252	21	strona	strona	NOUN
cjfa-30900	252	22	48	48	NUM
cjfa-30900	252	23	figure	figure	NOUN
cjfa-30900	252	24	4	4	NUM
cjfa-30900	252	25	.	.	PUNCT
cjfa-30900	252	26	account	account	NOUN
cjfa-30900	252	27	ownership	ownership	NOUN
cjfa-30900	252	28	by	by	ADP
cjfa-30900	252	29	the	the	DET
cjfa-30900	252	30	percentage	percentage	NOUN
cjfa-30900	252	31	of	of	ADP
cjfa-30900	252	32	adults	adult	NOUN
cjfa-30900	252	33	70.87	70.87	NUM
cjfa-30900	252	34	%	%	NOUN
cjfa-30900	252	35	140.90	140.90	NUM
cjfa-30900	252	36	%	%	NOUN
cjfa-30900	252	37	93.45	93.45	NUM
cjfa-30900	252	38	%	%	NOUN
cjfa-30900	252	39	94.75	94.75	NUM
cjfa-30900	252	40	%	%	NOUN
cjfa-30900	252	41	149.47	149.47	NUM
cjfa-30900	252	42	%	%	NOUN
cjfa-30900	252	43	101.28	101.28	NUM
cjfa-30900	252	44	%	%	NOUN
cjfa-30900	252	45	158.07	158.07	NUM
cjfa-30900	252	46	%	%	NOUN
cjfa-30900	252	47	685.08	685.08	NUM
cjfa-30900	252	48	%	%	NOUN
cjfa-30900	252	49	111.02	111.02	NUM
cjfa-30900	252	50	%	%	NOUN
cjfa-30900	252	51	126.87	126.87	NUM
cjfa-30900	252	52	%	%	NOUN
cjfa-30900	252	53	256.30	256.30	NUM
cjfa-30900	252	54	%	%	NOUN
cjfa-30900	252	55	545.24	545.24	NUM
cjfa-30900	252	56	%	%	NOUN
cjfa-30900	252	57	210.93	210.93	NUM
cjfa-30900	252	58	%	%	NOUN
cjfa-30900	252	59	47.73	47.73	NUM
cjfa-30900	252	60	%	%	NOUN
cjfa-30900	252	61	0	0	NUM
cjfa-30900	252	62	%	%	NOUN
cjfa-30900	252	63	100	100	NUM
cjfa-30900	252	64	%	%	NOUN
cjfa-30900	252	65	200	200	NUM
cjfa-30900	252	66	%	%	NOUN
cjfa-30900	252	67	300	300	NUM
cjfa-30900	252	68	%	%	NOUN
cjfa-30900	252	69	400	400	NUM
cjfa-30900	252	70	%	%	NOUN
cjfa-30900	252	71	500	500	NUM
cjfa-30900	252	72	%	%	NOUN
cjfa-30900	252	73	600	600	NUM
cjfa-30900	252	74	%	%	NOUN
cjfa-30900	252	75	700	700	NUM
cjfa-30900	252	76	%	%	NOUN
cjfa-30900	252	77	800	800	NUM
cjfa-30900	252	78	%	%	NOUN
cjfa-30900	252	79	percentage	percentage	NOUN
cjfa-30900	252	80	change	change	NOUN
cjfa-30900	252	81	in	in	ADP
cjfa-30900	252	82	amount	amount	NOUN
cjfa-30900	252	83	from	from	ADP
cjfa-30900	252	84	february	february	PROPN
cjfa-30900	252	85	2016	2016	NUM
cjfa-30900	252	86	to	to	ADP
cjfa-30900	252	87	february	february	PROPN
cjfa-30900	252	88	2020	2020	NUM
cjfa-30900	252	89	0	0	NUM
cjfa-30900	252	90	%	%	NOUN
cjfa-30900	252	91	20	20	NUM
cjfa-30900	252	92	%	%	NOUN
cjfa-30900	252	93	40	40	NUM
cjfa-30900	252	94	%	%	NOUN
cjfa-30900	252	95	60	60	NUM
cjfa-30900	252	96	%	%	NOUN
cjfa-30900	252	97	80	80	NUM
cjfa-30900	252	98	%	%	NOUN
cjfa-30900	252	99	100	100	NUM
cjfa-30900	252	100	%	%	NOUN
cjfa-30900	252	101	120	120	NUM
cjfa-30900	252	102	%	%	NOUN
cjfa-30900	252	103	australia	australia	PROPN
cjfa-30900	252	104	bangladesh	bangladesh	PROPN
cjfa-30900	252	105	china	china	PROPN
cjfa-30900	252	106	united	united	PROPN
cjfa-30900	252	107	kingdom	kingdom	PROPN
cjfa-30900	252	108	united	united	PROPN
cjfa-30900	252	109	states	states	PROPN
cjfa-30900	252	110	south	south	PROPN
cjfa-30900	252	111	asia	asia	PROPN
cjfa-30900	252	112	world	world	PROPN
cjfa-30900	252	113	2011	2011	NUM
cjfa-30900	252	114	2014	2014	NUM
cjfa-30900	253	1	2017	2017	NUM
cjfa-30900	253	2	s	s	NOUN
cjfa-30900	253	3	o	o	NOUN
cjfa-30900	253	4	u	u	NOUN
cjfa-30900	253	5	r	r	NOUN
cjfa-30900	253	6	c	c	NOUN
cjfa-30900	253	7	e	e	NOUN
cjfa-30900	253	8	:	:	PUNCT
cjfa-30900	253	9	bangladesh	bangladesh	PROPN
cjfa-30900	253	10	bank	bank	PROPN
cjfa-30900	253	11	,	,	PUNCT
cjfa-30900	253	12	2020	2020	NUM
cjfa-30900	253	13	.	.	PUNCT
cjfa-30900	254	1	table	table	NOUN
cjfa-30900	254	2	1	1	NUM
cjfa-30900	254	3	.	.	PUNCT
cjfa-30900	254	4	comparative	comparative	PROPN
cjfa-30900	254	5	…	…	PUNCT
cjfa-30900	254	6	s.	s.	PROPN
cjfa-30900	254	7	s.	s.	PROPN
cjfa-30900	254	8	m.	m.	PROPN
cjfa-30900	254	9	huda	huda	PROPN
cjfa-30900	254	10	,	,	PUNCT
cjfa-30900	254	11	md	md	PROPN
cjfa-30900	254	12	.	.	PROPN
cjfa-30900	254	13	humayun	humayun	PROPN
cjfa-30900	254	14	kabir	kabir	PROPN
cjfa-30900	254	15	,	,	PUNCT
cjfa-30900	254	16	nurun	nurun	PROPN
cjfa-30900	254	17	naher	naher	PROPN
cjfa-30900	254	18	popy	popy	PROPN
cjfa-30900	254	19	,	,	PUNCT
cjfa-30900	254	20	sunny	sunny	ADJ
cjfa-30900	254	21	saha48	saha48	VERB
cjfa-30900	254	22	it	it	PRON
cjfa-30900	254	23	is	be	AUX
cjfa-30900	254	24	noticed	notice	VERB
cjfa-30900	254	25	from	from	ADP
cjfa-30900	254	26	the	the	DET
cjfa-30900	254	27	graph	graph	NOUN
cjfa-30900	254	28	as	as	SCONJ
cjfa-30900	254	29	mentioned	mention	VERB
cjfa-30900	254	30	above	above	ADP
cjfa-30900	254	31	that	that	PRON
cjfa-30900	254	32	in	in	ADP
cjfa-30900	254	33	just	just	ADV
cjfa-30900	254	34	four	four	NUM
cjfa-30900	254	35	year	year	NOUN
cjfa-30900	254	36	’s	’s	PART
cjfa-30900	254	37	period	period	NOUN
cjfa-30900	254	38	the	the	DET
cjfa-30900	254	39	inward	inward	ADJ
cjfa-30900	254	40	remittance	remittance	NOUN
cjfa-30900	254	41	flow	flow	NOUN
cjfa-30900	254	42	had	have	AUX
cjfa-30900	254	43	changed	change	VERB
cjfa-30900	254	44	to	to	ADP
cjfa-30900	254	45	685.08	685.08	NUM
cjfa-30900	254	46	%	%	NOUN
cjfa-30900	254	47	that	that	PRON
cjfa-30900	254	48	is	be	AUX
cjfa-30900	254	49	for	for	ADP
cjfa-30900	254	50	the	the	DET
cjfa-30900	254	51	initiative	initiative	NOUN
cjfa-30900	254	52	taken	take	VERB
cjfa-30900	254	53	by	by	ADP
cjfa-30900	254	54	the	the	DET
cjfa-30900	254	55	government	government	NOUN
cjfa-30900	254	56	that	that	SCONJ
cjfa-30900	254	57	giving	give	VERB
cjfa-30900	254	58	2	2	NUM
cjfa-30900	254	59	%	%	NOUN
cjfa-30900	254	60	incentive	incentive	NOUN
cjfa-30900	254	61	to	to	ADP
cjfa-30900	254	62	the	the	DET
cjfa-30900	254	63	expatriate	expatriate	ADJ
cjfa-30900	254	64	community	community	NOUN
cjfa-30900	254	65	who	who	PRON
cjfa-30900	254	66	are	be	AUX
cjfa-30900	254	67	sending	send	VERB
cjfa-30900	254	68	remittance	remittance	NOUN
cjfa-30900	254	69	through	through	ADP
cjfa-30900	254	70	the	the	DET
cjfa-30900	254	71	legal	legal	ADJ
cjfa-30900	254	72	channel	channel	NOUN
cjfa-30900	254	73	.	.	PUNCT
cjfa-30900	255	1	more	more	ADJ
cjfa-30900	255	2	and	and	CCONJ
cjfa-30900	255	3	more	more	ADJ
cjfa-30900	255	4	companies	company	NOUN
cjfa-30900	255	5	are	be	AUX
cjfa-30900	255	6	paying	pay	VERB
cjfa-30900	255	7	their	their	PRON
cjfa-30900	255	8	workers	worker	NOUN
cjfa-30900	255	9	’	’	PART
cjfa-30900	255	10	salary	salary	NOUN
cjfa-30900	255	11	through	through	ADP
cjfa-30900	255	12	the	the	DET
cjfa-30900	255	13	mobile	mobile	ADJ
cjfa-30900	255	14	wallet	wallet	NOUN
cjfa-30900	255	15	in	in	ADP
cjfa-30900	255	16	recent	recent	ADJ
cjfa-30900	255	17	times	time	NOUN
cjfa-30900	255	18	,	,	PUNCT
cjfa-30900	255	19	which	which	PRON
cjfa-30900	255	20	is	be	AUX
cjfa-30900	255	21	the	the	DET
cjfa-30900	255	22	reason	reason	NOUN
cjfa-30900	255	23	for	for	ADP
cjfa-30900	255	24	the	the	DET
cjfa-30900	255	25	substantial	substantial	ADJ
cjfa-30900	255	26	per	per	NOUN
cjfa-30900	255	27	cent	cent	NOUN
cjfa-30900	255	28	change	change	NOUN
cjfa-30900	255	29	in	in	ADP
cjfa-30900	255	30	salary	salary	NOUN
cjfa-30900	255	31	disbursement	disbursement	NOUN
cjfa-30900	255	32	.	.	PUNCT
cjfa-30900	256	1	however	however	ADV
cjfa-30900	256	2	,	,	PUNCT
cjfa-30900	256	3	due	due	ADP
cjfa-30900	256	4	to	to	ADP
cjfa-30900	256	5	the	the	DET
cjfa-30900	256	6	digitalization	digitalization	NOUN
cjfa-30900	256	7	of	of	ADP
cjfa-30900	256	8	financial	financial	ADJ
cjfa-30900	256	9	products	product	NOUN
cjfa-30900	256	10	and	and	CCONJ
cjfa-30900	256	11	services	service	NOUN
cjfa-30900	256	12	,	,	PUNCT
cjfa-30900	256	13	consumers	consumer	NOUN
cjfa-30900	256	14	are	be	AUX
cjfa-30900	256	15	paying	pay	VERB
cjfa-30900	256	16	utility	utility	NOUN
cjfa-30900	256	17	and	and	CCONJ
cjfa-30900	256	18	other	other	ADJ
cjfa-30900	256	19	bills	bill	NOUN
cjfa-30900	256	20	through	through	ADP
cjfa-30900	256	21	the	the	DET
cjfa-30900	256	22	digital	digital	ADJ
cjfa-30900	256	23	channel	channel	NOUN
cjfa-30900	256	24	,	,	PUNCT
cjfa-30900	256	25	which	which	PRON
cjfa-30900	256	26	is	be	AUX
cjfa-30900	256	27	the	the	DET
cjfa-30900	256	28	reason	reason	NOUN
cjfa-30900	256	29	for	for	ADP
cjfa-30900	256	30	the	the	DET
cjfa-30900	256	31	growth	growth	NOUN
cjfa-30900	256	32	of	of	ADP
cjfa-30900	256	33	utility	utility	NOUN
cjfa-30900	256	34	bill	bill	NOUN
cjfa-30900	256	35	payment	payment	NOUN
cjfa-30900	256	36	over	over	ADP
cjfa-30900	256	37	the	the	DET
cjfa-30900	256	38	years	year	NOUN
cjfa-30900	256	39	.	.	PUNCT
cjfa-30900	257	1	impact	impact	NOUN
cjfa-30900	257	2	of	of	ADP
cjfa-30900	257	3	financial	financial	ADJ
cjfa-30900	257	4	innovation	innovation	NOUN
cjfa-30900	257	5	in	in	ADP
cjfa-30900	257	6	financial	financial	ADJ
cjfa-30900	257	7	inclusion	inclusion	NOUN
cjfa-30900	257	8	figure	figure	NOUN
cjfa-30900	257	9	4	4	NUM
cjfa-30900	257	10	.	.	PUNCT
cjfa-30900	257	11	account	account	NOUN
cjfa-30900	257	12	ownership	ownership	NOUN
cjfa-30900	257	13	by	by	ADP
cjfa-30900	257	14	the	the	DET
cjfa-30900	257	15	percentage	percentage	NOUN
cjfa-30900	257	16	of	of	ADP
cjfa-30900	257	17	adults	adult	NOUN
cjfa-30900	257	18	strona	strona	PROPN
cjfa-30900	257	19	47	47	NUM
cjfa-30900	257	20	figure	figure	NOUN
cjfa-30900	257	21	3	3	NUM
cjfa-30900	257	22	.	.	PUNCT
cjfa-30900	257	23	comparative	comparative	ADJ
cjfa-30900	257	24	summary	summary	NOUN
cjfa-30900	257	25	statement	statement	NOUN
cjfa-30900	257	26	of	of	ADP
cjfa-30900	257	27	mfs	mfs	NOUN
cjfa-30900	257	28	transactions	transaction	NOUN
cjfa-30900	257	29	strona	strona	NOUN
cjfa-30900	257	30	48	48	NUM
cjfa-30900	257	31	figure	figure	NOUN
cjfa-30900	257	32	4	4	NUM
cjfa-30900	257	33	.	.	PUNCT
cjfa-30900	257	34	account	account	NOUN
cjfa-30900	257	35	ownership	ownership	NOUN
cjfa-30900	257	36	by	by	ADP
cjfa-30900	257	37	the	the	DET
cjfa-30900	257	38	percentage	percentage	NOUN
cjfa-30900	257	39	of	of	ADP
cjfa-30900	257	40	adults	adult	NOUN
cjfa-30900	257	41	70.87	70.87	NUM
cjfa-30900	257	42	%	%	NOUN
cjfa-30900	257	43	140.90	140.90	NUM
cjfa-30900	257	44	%	%	NOUN
cjfa-30900	257	45	93.45	93.45	NUM
cjfa-30900	257	46	%	%	NOUN
cjfa-30900	257	47	94.75	94.75	NUM
cjfa-30900	257	48	%	%	NOUN
cjfa-30900	257	49	149.47	149.47	NUM
cjfa-30900	257	50	%	%	NOUN
cjfa-30900	257	51	101.28	101.28	NUM
cjfa-30900	257	52	%	%	NOUN
cjfa-30900	257	53	158.07	158.07	NUM
cjfa-30900	257	54	%	%	NOUN
cjfa-30900	257	55	685.08	685.08	NUM
cjfa-30900	257	56	%	%	NOUN
cjfa-30900	257	57	111.02	111.02	NUM
cjfa-30900	257	58	%	%	NOUN
cjfa-30900	257	59	126.87	126.87	NUM
cjfa-30900	257	60	%	%	NOUN
cjfa-30900	257	61	256.30	256.30	NUM
cjfa-30900	257	62	%	%	NOUN
cjfa-30900	257	63	545.24	545.24	NUM
cjfa-30900	257	64	%	%	NOUN
cjfa-30900	257	65	210.93	210.93	NUM
cjfa-30900	257	66	%	%	NOUN
cjfa-30900	257	67	47.73	47.73	NUM
cjfa-30900	257	68	%	%	NOUN
cjfa-30900	257	69	0	0	NUM
cjfa-30900	257	70	%	%	NOUN
cjfa-30900	257	71	100	100	NUM
cjfa-30900	257	72	%	%	NOUN
cjfa-30900	257	73	200	200	NUM
cjfa-30900	257	74	%	%	NOUN
cjfa-30900	257	75	300	300	NUM
cjfa-30900	257	76	%	%	NOUN
cjfa-30900	257	77	400	400	NUM
cjfa-30900	257	78	%	%	NOUN
cjfa-30900	257	79	500	500	NUM
cjfa-30900	257	80	%	%	NOUN
cjfa-30900	257	81	600	600	NUM
cjfa-30900	257	82	%	%	NOUN
cjfa-30900	257	83	700	700	NUM
cjfa-30900	257	84	%	%	NOUN
cjfa-30900	257	85	800	800	NUM
cjfa-30900	257	86	%	%	NOUN
cjfa-30900	257	87	percentage	percentage	NOUN
cjfa-30900	257	88	change	change	NOUN
cjfa-30900	257	89	in	in	ADP
cjfa-30900	257	90	amount	amount	NOUN
cjfa-30900	257	91	from	from	ADP
cjfa-30900	257	92	february	february	PROPN
cjfa-30900	257	93	2016	2016	NUM
cjfa-30900	257	94	to	to	ADP
cjfa-30900	257	95	february	february	PROPN
cjfa-30900	257	96	2020	2020	NUM
cjfa-30900	257	97	0	0	NUM
cjfa-30900	257	98	%	%	NOUN
cjfa-30900	257	99	20	20	NUM
cjfa-30900	257	100	%	%	NOUN
cjfa-30900	257	101	40	40	NUM
cjfa-30900	257	102	%	%	NOUN
cjfa-30900	257	103	60	60	NUM
cjfa-30900	257	104	%	%	NOUN
cjfa-30900	257	105	80	80	NUM
cjfa-30900	257	106	%	%	NOUN
cjfa-30900	257	107	100	100	NUM
cjfa-30900	257	108	%	%	NOUN
cjfa-30900	257	109	120	120	NUM
cjfa-30900	257	110	%	%	NOUN
cjfa-30900	257	111	australia	australia	PROPN
cjfa-30900	257	112	bangladesh	bangladesh	PROPN
cjfa-30900	257	113	china	china	PROPN
cjfa-30900	257	114	united	united	PROPN
cjfa-30900	257	115	kingdom	kingdom	PROPN
cjfa-30900	257	116	united	united	PROPN
cjfa-30900	257	117	states	states	PROPN
cjfa-30900	257	118	south	south	PROPN
cjfa-30900	257	119	asia	asia	PROPN
cjfa-30900	257	120	world	world	PROPN
cjfa-30900	257	121	2011	2011	NUM
cjfa-30900	257	122	2014	2014	NUM
cjfa-30900	258	1	2017	2017	NUM
cjfa-30900	258	2	s	s	NOUN
cjfa-30900	258	3	o	o	NOUN
cjfa-30900	258	4	u	u	NOUN
cjfa-30900	258	5	r	r	NOUN
cjfa-30900	258	6	c	c	NOUN
cjfa-30900	258	7	e	e	NOUN
cjfa-30900	258	8	:	:	PUNCT
cjfa-30900	258	9	the	the	DET
cjfa-30900	258	10	world	world	PROPN
cjfa-30900	258	11	bank	bank	PROPN
cjfa-30900	258	12	,	,	PUNCT
cjfa-30900	258	13	2017	2017	NUM
cjfa-30900	258	14	.	.	PUNCT
cjfa-30900	259	1	according	accord	VERB
cjfa-30900	259	2	to	to	ADP
cjfa-30900	259	3	the	the	DET
cjfa-30900	259	4	data	datum	NOUN
cjfa-30900	259	5	of	of	ADP
cjfa-30900	259	6	the	the	DET
cjfa-30900	259	7	global	global	ADJ
cjfa-30900	259	8	findex	findex	PROPN
cjfa-30900	259	9	database	database	NOUN
cjfa-30900	259	10	,	,	PUNCT
cjfa-30900	259	11	50	50	NUM
cjfa-30900	259	12	percent	percent	NOUN
cjfa-30900	259	13	adult	adult	NOUN
cjfa-30900	259	14	of	of	ADP
cjfa-30900	259	15	the	the	DET
cjfa-30900	259	16	total	total	ADJ
cjfa-30900	259	17	population	population	NOUN
cjfa-30900	259	18	was	be	AUX
cjfa-30900	259	19	unbanked	unbanked	ADJ
cjfa-30900	259	20	,	,	PUNCT
cjfa-30900	259	21	and	and	CCONJ
cjfa-30900	259	22	50	50	NUM
cjfa-30900	259	23	percent	percent	NOUN
cjfa-30900	259	24	population	population	NOUN
cjfa-30900	259	25	had	have	VERB
cjfa-30900	259	26	either	either	CCONJ
cjfa-30900	259	27	an	an	DET
cjfa-30900	259	28	account	account	NOUN
cjfa-30900	259	29	at	at	ADP
cjfa-30900	259	30	a	a	DET
cjfa-30900	259	31	bank	bank	NOUN
cjfa-30900	259	32	or	or	CCONJ
cjfa-30900	259	33	other	other	ADJ
cjfa-30900	259	34	financial	financial	ADJ
cjfa-30900	259	35	institutions	institution	NOUN
cjfa-30900	259	36	or	or	CCONJ
cjfa-30900	259	37	mobile	mobile	ADJ
cjfa-30900	259	38	wallet	wallet	NOUN
cjfa-30900	259	39	account	account	NOUN
cjfa-30900	259	40	in	in	ADP
cjfa-30900	259	41	bangladesh	bangladesh	NOUN
cjfa-30900	259	42	in	in	ADP
cjfa-30900	259	43	2017	2017	NUM
cjfa-30900	259	44	.	.	PUNCT
cjfa-30900	260	1	the	the	DET
cjfa-30900	260	2	number	number	NOUN
cjfa-30900	260	3	rose	rise	VERB
cjfa-30900	260	4	by	by	ADP
cjfa-30900	260	5	61	61	NUM
cjfa-30900	260	6	percentage	percentage	NOUN
cjfa-30900	260	7	points	point	NOUN
cjfa-30900	260	8	in	in	ADP
cjfa-30900	260	9	just	just	ADV
cjfa-30900	260	10	three	three	NUM
cjfa-30900	260	11	years	year	NOUN
cjfa-30900	260	12	from	from	ADP
cjfa-30900	260	13	2014	2014	NUM
cjfa-30900	260	14	to	to	ADP
cjfa-30900	260	15	2017	2017	NUM
cjfa-30900	260	16	due	due	ADP
cjfa-30900	260	17	to	to	ADP
cjfa-30900	260	18	the	the	DET
cjfa-30900	260	19	innovation	innovation	NOUN
cjfa-30900	260	20	in	in	ADP
cjfa-30900	260	21	financial	financial	ADJ
cjfa-30900	260	22	products	product	NOUN
cjfa-30900	260	23	and	and	CCONJ
cjfa-30900	260	24	services	service	NOUN
cjfa-30900	260	25	,	,	PUNCT
cjfa-30900	260	26	especially	especially	ADV
cjfa-30900	260	27	the	the	DET
cjfa-30900	260	28	growth	growth	NOUN
cjfa-30900	260	29	of	of	ADP
cjfa-30900	260	30	mobile	mobile	ADJ
cjfa-30900	260	31	financial	financial	ADJ
cjfa-30900	260	32	services	service	NOUN
cjfa-30900	260	33	(	(	PUNCT
cjfa-30900	260	34	mfs	mfs	PROPN
cjfa-30900	260	35	)	)	PUNCT
cjfa-30900	260	36	.	.	PUNCT
cjfa-30900	261	1	as	as	ADP
cjfa-30900	261	2	of	of	ADP
cjfa-30900	261	3	february	february	PROPN
cjfa-30900	261	4	2020	2020	NUM
cjfa-30900	261	5	,	,	PUNCT
cjfa-30900	261	6	15	15	NUM
cjfa-30900	261	7	commercial	commercial	ADJ
cjfa-30900	261	8	banks	bank	NOUN
cjfa-30900	261	9	are	be	AUX
cjfa-30900	261	10	providing	provide	VERB
cjfa-30900	261	11	mobile	mobile	ADJ
cjfa-30900	261	12	financial	financial	ADJ
cjfa-30900	261	13	services	service	NOUN
cjfa-30900	261	14	for	for	ADP
cjfa-30900	261	15	their	their	PRON
cjfa-30900	261	16	clients	client	NOUN
cjfa-30900	261	17	.	.	PUNCT
cjfa-30900	262	1	a	a	DET
cjfa-30900	262	2	mobile	mobile	ADJ
cjfa-30900	262	3	wallet	wallet	NOUN
cjfa-30900	262	4	account	account	NOUN
cjfa-30900	262	5	is	be	AUX
cjfa-30900	262	6	an	an	DET
cjfa-30900	262	7	account	account	NOUN
cjfa-30900	262	8	by	by	ADP
cjfa-30900	262	9	which	which	PRON
cjfa-30900	262	10	a	a	DET
cjfa-30900	262	11	person	person	NOUN
cjfa-30900	262	12	can	can	AUX
cjfa-30900	262	13	receive	receive	VERB
cjfa-30900	262	14	formal	formal	ADJ
cjfa-30900	262	15	financial	financial	ADJ
cjfa-30900	262	16	services	service	NOUN
cjfa-30900	262	17	from	from	ADP
cjfa-30900	262	18	a	a	DET
cjfa-30900	262	19	bank	bank	NOUN
cjfa-30900	262	20	,	,	PUNCT
cjfa-30900	262	21	non	non	ADJ
cjfa-30900	262	22	-	-	ADJ
cjfa-30900	262	23	bank	bank	ADJ
cjfa-30900	262	24	financial	financial	ADJ
cjfa-30900	262	25	institutions	institution	NOUN
cjfa-30900	262	26	,	,	PUNCT
cjfa-30900	262	27	and	and	CCONJ
cjfa-30900	262	28	other	other	ADJ
cjfa-30900	262	29	financial	financial	ADJ
cjfa-30900	262	30	technology	technology	NOUN
cjfa-30900	262	31	innovation	innovation	NOUN
cjfa-30900	262	32	in	in	ADP
cjfa-30900	262	33	financial	financial	ADJ
cjfa-30900	262	34	services	service	NOUN
cjfa-30900	262	35	:	:	PUNCT
cjfa-30900	262	36	the	the	DET
cjfa-30900	262	37	case	case	NOUN
cjfa-30900	262	38	of	of	ADP
cjfa-30900	262	39	bangladesh	bangladesh	NOUN
cjfa-30900	262	40	49	49	NUM
cjfa-30900	262	41	(	(	PUNCT
cjfa-30900	262	42	fintech	fintech	NOUN
cjfa-30900	262	43	)	)	PUNCT
cjfa-30900	262	44	companies	company	NOUN
cjfa-30900	262	45	.	.	PUNCT
cjfa-30900	263	1	the	the	DET
cjfa-30900	263	2	account	account	NOUN
cjfa-30900	263	3	ownership	ownership	NOUN
cjfa-30900	263	4	scenario	scenario	NOUN
cjfa-30900	263	5	for	for	ADP
cjfa-30900	263	6	the	the	DET
cjfa-30900	263	7	developed	develop	VERB
cjfa-30900	263	8	nation	nation	NOUN
cjfa-30900	263	9	was	be	AUX
cjfa-30900	263	10	remarkable	remarkable	ADJ
cjfa-30900	263	11	.	.	PUNCT
cjfa-30900	264	1	when	when	SCONJ
cjfa-30900	264	2	compared	compare	VERB
cjfa-30900	264	3	with	with	ADP
cjfa-30900	264	4	the	the	DET
cjfa-30900	264	5	world	world	NOUN
cjfa-30900	264	6	and	and	CCONJ
cjfa-30900	264	7	south	south	PROPN
cjfa-30900	264	8	asia	asia	PROPN
cjfa-30900	264	9	,	,	PUNCT
cjfa-30900	264	10	bangladesh	bangladesh	PROPN
cjfa-30900	264	11	’s	’s	PART
cjfa-30900	264	12	account	account	NOUN
cjfa-30900	264	13	ownership	ownership	NOUN
cjfa-30900	264	14	was	be	AUX
cjfa-30900	264	15	still	still	ADV
cjfa-30900	264	16	lag	lag	ADJ
cjfa-30900	264	17	.	.	PUNCT
cjfa-30900	265	1	policymakers	policymaker	NOUN
cjfa-30900	265	2	of	of	ADP
cjfa-30900	265	3	bangladesh	bangladesh	PROPN
cjfa-30900	265	4	need	need	VERB
cjfa-30900	265	5	to	to	PART
cjfa-30900	265	6	focus	focus	VERB
cjfa-30900	265	7	on	on	ADP
cjfa-30900	265	8	the	the	DET
cjfa-30900	265	9	digitalization	digitalization	NOUN
cjfa-30900	265	10	of	of	ADP
cjfa-30900	265	11	financial	financial	ADJ
cjfa-30900	265	12	products	product	NOUN
cjfa-30900	265	13	and	and	CCONJ
cjfa-30900	265	14	services	service	NOUN
cjfa-30900	265	15	so	so	SCONJ
cjfa-30900	265	16	that	that	SCONJ
cjfa-30900	265	17	the	the	DET
cjfa-30900	265	18	unbanked	unbanked	ADJ
cjfa-30900	265	19	population	population	NOUN
cjfa-30900	265	20	from	from	ADP
cjfa-30900	265	21	the	the	DET
cjfa-30900	265	22	rural	rural	ADJ
cjfa-30900	265	23	area	area	NOUN
cjfa-30900	265	24	can	can	AUX
cjfa-30900	265	25	engage	engage	VERB
cjfa-30900	265	26	with	with	ADP
cjfa-30900	265	27	the	the	DET
cjfa-30900	265	28	formal	formal	ADJ
cjfa-30900	265	29	financial	financial	ADJ
cjfa-30900	265	30	system	system	NOUN
cjfa-30900	265	31	.	.	PUNCT
cjfa-30900	266	1	figure	figure	NOUN
cjfa-30900	266	2	5	5	NUM
cjfa-30900	266	3	.	.	PUNCT
cjfa-30900	266	4	financial	financial	ADJ
cjfa-30900	266	5	institution	institution	NOUN
cjfa-30900	266	6	account	account	NOUN
cjfa-30900	266	7	ownership	ownership	NOUN
cjfa-30900	266	8	by	by	ADP
cjfa-30900	266	9	the	the	DET
cjfa-30900	266	10	percentage	percentage	NOUN
cjfa-30900	266	11	of	of	ADP
cjfa-30900	266	12	adultsstrona	adultsstrona	PROPN
cjfa-30900	266	13	49	49	NUM
cjfa-30900	266	14	figure	figure	NOUN
cjfa-30900	266	15	5	5	NUM
cjfa-30900	266	16	.	.	PUNCT
cjfa-30900	266	17	financial	financial	ADJ
cjfa-30900	266	18	institution	institution	NOUN
cjfa-30900	266	19	account	account	NOUN
cjfa-30900	266	20	ownership	ownership	NOUN
cjfa-30900	266	21	by	by	ADP
cjfa-30900	266	22	the	the	DET
cjfa-30900	266	23	percentage	percentage	NOUN
cjfa-30900	266	24	of	of	ADP
cjfa-30900	266	25	adults	adult	NOUN
cjfa-30900	266	26	strona	strona	PROPN
cjfa-30900	266	27	50	50	NUM
cjfa-30900	266	28	figure	figure	NOUN
cjfa-30900	266	29	6	6	NUM
cjfa-30900	266	30	.	.	PUNCT
cjfa-30900	266	31	mobile	mobile	ADJ
cjfa-30900	266	32	money	money	NOUN
cjfa-30900	266	33	account	account	NOUN
cjfa-30900	266	34	ownership	ownership	NOUN
cjfa-30900	266	35	by	by	ADP
cjfa-30900	266	36	the	the	DET
cjfa-30900	266	37	percentage	percentage	NOUN
cjfa-30900	266	38	of	of	ADP
cjfa-30900	266	39	adults	adult	NOUN
cjfa-30900	266	40	strona	strona	PROPN
cjfa-30900	266	41	51	51	NUM
cjfa-30900	266	42	figure	figure	NOUN
cjfa-30900	266	43	7	7	NUM
cjfa-30900	266	44	.	.	PUNCT
cjfa-30900	266	45	made	make	VERB
cjfa-30900	266	46	or	or	CCONJ
cjfa-30900	266	47	received	receive	VERB
cjfa-30900	266	48	digital	digital	ADJ
cjfa-30900	266	49	payments	payment	NOUN
cjfa-30900	266	50	in	in	ADP
cjfa-30900	266	51	the	the	DET
cjfa-30900	266	52	past	past	ADJ
cjfa-30900	266	53	year	year	NOUN
cjfa-30900	266	54	by	by	ADP
cjfa-30900	266	55	the	the	DET
cjfa-30900	266	56	percentage	percentage	NOUN
cjfa-30900	266	57	of	of	ADP
cjfa-30900	266	58	adults	adult	NOUN
cjfa-30900	266	59	0	0	NUM
cjfa-30900	266	60	%	%	NOUN
cjfa-30900	266	61	20	20	NUM
cjfa-30900	266	62	%	%	NOUN
cjfa-30900	266	63	40	40	NUM
cjfa-30900	266	64	%	%	NOUN
cjfa-30900	266	65	60	60	NUM
cjfa-30900	266	66	%	%	NOUN
cjfa-30900	266	67	80	80	NUM
cjfa-30900	266	68	%	%	NOUN
cjfa-30900	266	69	100	100	NUM
cjfa-30900	266	70	%	%	NOUN
cjfa-30900	266	71	120	120	NUM
cjfa-30900	266	72	%	%	NOUN
cjfa-30900	266	73	australia	australia	PROPN
cjfa-30900	266	74	bangladesh	bangladesh	PROPN
cjfa-30900	266	75	china	china	PROPN
cjfa-30900	266	76	united	united	PROPN
cjfa-30900	266	77	kingdom	kingdom	PROPN
cjfa-30900	266	78	united	united	PROPN
cjfa-30900	266	79	states	states	PROPN
cjfa-30900	266	80	south	south	PROPN
cjfa-30900	266	81	asia	asia	PROPN
cjfa-30900	266	82	world	world	PROPN
cjfa-30900	266	83	2011	2011	NUM
cjfa-30900	266	84	2014	2014	NUM
cjfa-30900	266	85	2017	2017	NUM
cjfa-30900	266	86	0,00	0,00	NUM
cjfa-30900	266	87	0,05	0,05	NUM
cjfa-30900	266	88	0,10	0,10	NOUN
cjfa-30900	267	1	0,15	0,15	NUM
cjfa-30900	267	2	0,20	0,20	NUM
cjfa-30900	267	3	0,25	0,25	NUM
cjfa-30900	268	1	0,30	0,30	NUM
cjfa-30900	268	2	0,35	0,35	PROPN
cjfa-30900	269	1	bangladesh	bangladesh	PROPN
cjfa-30900	269	2	china	china	PROPN
cjfa-30900	269	3	united	united	PROPN
cjfa-30900	269	4	kingdom	kingdom	PROPN
cjfa-30900	269	5	united	united	PROPN
cjfa-30900	269	6	states	states	PROPN
cjfa-30900	269	7	south	south	PROPN
cjfa-30900	269	8	asia	asia	PROPN
cjfa-30900	269	9	world	world	PROPN
cjfa-30900	269	10	2011	2011	NUM
cjfa-30900	269	11	2014	2014	NUM
cjfa-30900	269	12	2017	2017	NUM
cjfa-30900	269	13	s	s	NOUN
cjfa-30900	269	14	o	o	NOUN
cjfa-30900	269	15	u	u	NOUN
cjfa-30900	269	16	r	r	NOUN
cjfa-30900	269	17	c	c	NOUN
cjfa-30900	269	18	e	e	NOUN
cjfa-30900	269	19	:	:	PUNCT
cjfa-30900	269	20	the	the	DET
cjfa-30900	269	21	global	global	ADJ
cjfa-30900	269	22	findex	findex	PROPN
cjfa-30900	269	23	database	database	NOUN
cjfa-30900	269	24	,	,	PUNCT
cjfa-30900	269	25	2017	2017	NUM
cjfa-30900	269	26	.	.	PUNCT
cjfa-30900	270	1	the	the	DET
cjfa-30900	270	2	percentage	percentage	NOUN
cjfa-30900	270	3	of	of	ADP
cjfa-30900	270	4	account	account	NOUN
cjfa-30900	270	5	ownership	ownership	NOUN
cjfa-30900	270	6	at	at	ADP
cjfa-30900	270	7	a	a	DET
cjfa-30900	270	8	bank	bank	NOUN
cjfa-30900	270	9	or	or	CCONJ
cjfa-30900	270	10	other	other	ADJ
cjfa-30900	270	11	financial	financial	ADJ
cjfa-30900	270	12	institutions	institution	NOUN
cjfa-30900	270	13	was	be	AUX
cjfa-30900	270	14	41	41	NUM
cjfa-30900	270	15	percent	percent	NOUN
cjfa-30900	270	16	in	in	ADP
cjfa-30900	270	17	bangladesh	bangladesh	NOUN
cjfa-30900	270	18	,	,	PUNCT
cjfa-30900	270	19	and	and	CCONJ
cjfa-30900	270	20	that	that	PRON
cjfa-30900	270	21	rose	rise	VERB
cjfa-30900	270	22	by	by	ADP
cjfa-30900	270	23	41	41	NUM
cjfa-30900	270	24	percentage	percentage	NOUN
cjfa-30900	270	25	points	point	NOUN
cjfa-30900	270	26	from	from	ADP
cjfa-30900	270	27	2014	2014	NUM
cjfa-30900	270	28	to	to	ADP
cjfa-30900	270	29	2017	2017	NUM
cjfa-30900	270	30	.	.	PUNCT
cjfa-30900	271	1	the	the	DET
cjfa-30900	271	2	growth	growth	NOUN
cjfa-30900	271	3	was	be	AUX
cjfa-30900	271	4	due	due	ADJ
cjfa-30900	271	5	to	to	ADP
cjfa-30900	271	6	the	the	DET
cjfa-30900	271	7	introduction	introduction	NOUN
cjfa-30900	271	8	of	of	ADP
cjfa-30900	271	9	technology	technology	NOUN
cjfa-30900	271	10	in	in	ADP
cjfa-30900	271	11	banks	bank	NOUN
cjfa-30900	271	12	and	and	CCONJ
cjfa-30900	271	13	other	other	ADJ
cjfa-30900	271	14	financial	financial	ADJ
cjfa-30900	271	15	products	product	NOUN
cjfa-30900	271	16	.	.	PUNCT
cjfa-30900	272	1	most	most	ADJ
cjfa-30900	272	2	of	of	ADP
cjfa-30900	272	3	the	the	DET
cjfa-30900	272	4	banks	bank	NOUN
cjfa-30900	272	5	have	have	AUX
cjfa-30900	272	6	started	start	VERB
cjfa-30900	272	7	offering	offer	VERB
cjfa-30900	272	8	internet	internet	NOUN
cjfa-30900	272	9	banking	banking	NOUN
cjfa-30900	272	10	,	,	PUNCT
cjfa-30900	272	11	online	online	ADJ
cjfa-30900	272	12	banking	banking	NOUN
cjfa-30900	272	13	,	,	PUNCT
cjfa-30900	272	14	agent	agent	NOUN
cjfa-30900	272	15	banking	banking	NOUN
cjfa-30900	272	16	,	,	PUNCT
cjfa-30900	272	17	mobile	mobile	ADJ
cjfa-30900	272	18	banking	banking	NOUN
cjfa-30900	272	19	,	,	PUNCT
cjfa-30900	272	20	and	and	CCONJ
cjfa-30900	272	21	sms	sms	PROPN
cjfa-30900	272	22	banking	banking	NOUN
cjfa-30900	272	23	services	service	NOUN
cjfa-30900	272	24	for	for	ADP
cjfa-30900	272	25	their	their	PRON
cjfa-30900	272	26	clients	client	NOUN
cjfa-30900	272	27	from	from	ADP
cjfa-30900	272	28	the	the	DET
cjfa-30900	272	29	last	last	ADJ
cjfa-30900	272	30	decade	decade	NOUN
cjfa-30900	272	31	.	.	PUNCT
cjfa-30900	273	1	since	since	SCONJ
cjfa-30900	273	2	the	the	DET
cjfa-30900	273	3	internet	internet	NOUN
cjfa-30900	273	4	user	user	NOUN
cjfa-30900	273	5	has	have	AUX
cjfa-30900	273	6	increased	increase	VERB
cjfa-30900	273	7	in	in	ADP
cjfa-30900	273	8	that	that	DET
cjfa-30900	273	9	decade	decade	NOUN
cjfa-30900	273	10	,	,	PUNCT
cjfa-30900	273	11	customers	customer	NOUN
cjfa-30900	273	12	’	'	PUNCT
cjfa-30900	273	13	demand	demand	NOUN
cjfa-30900	273	14	for	for	ADP
cjfa-30900	273	15	innovative	innovative	ADJ
cjfa-30900	273	16	financial	financial	ADJ
cjfa-30900	273	17	products	product	NOUN
cjfa-30900	273	18	and	and	CCONJ
cjfa-30900	273	19	services	service	NOUN
cjfa-30900	273	20	has	have	AUX
cjfa-30900	273	21	increased	increase	VERB
cjfa-30900	273	22	.	.	PUNCT
cjfa-30900	274	1	besides	besides	ADV
cjfa-30900	274	2	,	,	PUNCT
cjfa-30900	274	3	agent	agent	NOUN
cjfa-30900	274	4	banking	banking	NOUN
cjfa-30900	274	5	is	be	AUX
cjfa-30900	274	6	playing	play	VERB
cjfa-30900	274	7	a	a	DET
cjfa-30900	274	8	vital	vital	ADJ
cjfa-30900	274	9	role	role	NOUN
cjfa-30900	274	10	in	in	ADP
cjfa-30900	274	11	the	the	DET
cjfa-30900	274	12	growth	growth	NOUN
cjfa-30900	274	13	account	account	NOUN
cjfa-30900	274	14	ownership	ownership	NOUN
cjfa-30900	274	15	because	because	SCONJ
cjfa-30900	274	16	unbanked	unbanked	ADJ
cjfa-30900	274	17	people	people	NOUN
cjfa-30900	274	18	of	of	ADP
cjfa-30900	274	19	rural	rural	ADJ
cjfa-30900	274	20	areas	area	NOUN
cjfa-30900	274	21	can	can	AUX
cjfa-30900	274	22	easily	easily	ADV
cjfa-30900	274	23	open	open	VERB
cjfa-30900	274	24	an	an	DET
cjfa-30900	274	25	account	account	NOUN
cjfa-30900	274	26	by	by	ADP
cjfa-30900	274	27	visiting	visit	VERB
cjfa-30900	274	28	the	the	DET
cjfa-30900	274	29	nearest	near	ADJ
cjfa-30900	274	30	agent	agent	NOUN
cjfa-30900	274	31	banking	banking	NOUN
cjfa-30900	274	32	branch	branch	NOUN
cjfa-30900	274	33	of	of	ADP
cjfa-30900	274	34	a	a	DET
cjfa-30900	274	35	bank	bank	NOUN
cjfa-30900	274	36	.	.	PUNCT
cjfa-30900	275	1	the	the	DET
cjfa-30900	275	2	agent	agent	NOUN
cjfa-30900	275	3	of	of	ADP
cjfa-30900	275	4	a	a	DET
cjfa-30900	275	5	bank	bank	NOUN
cjfa-30900	275	6	can	can	AUX
cjfa-30900	275	7	provide	provide	VERB
cjfa-30900	275	8	all	all	DET
cjfa-30900	275	9	banking	banking	NOUN
cjfa-30900	275	10	services	service	NOUN
cjfa-30900	275	11	for	for	ADP
cjfa-30900	275	12	the	the	DET
cjfa-30900	275	13	bank	bank	NOUN
cjfa-30900	275	14	’s	’s	PART
cjfa-30900	275	15	clients	client	NOUN
cjfa-30900	275	16	.	.	PUNCT
cjfa-30900	276	1	the	the	DET
cjfa-30900	276	2	global	global	ADJ
cjfa-30900	276	3	and	and	CCONJ
cjfa-30900	276	4	south	south	ADJ
cjfa-30900	276	5	asian	asian	ADJ
cjfa-30900	276	6	picture	picture	NOUN
cjfa-30900	276	7	was	be	AUX
cjfa-30900	276	8	still	still	ADV
cjfa-30900	276	9	better	well	ADJ
cjfa-30900	276	10	than	than	ADP
cjfa-30900	276	11	bangladesh	bangladesh	NOUN
cjfa-30900	276	12	in	in	ADP
cjfa-30900	276	13	2017	2017	NUM
cjfa-30900	276	14	.	.	PUNCT
cjfa-30900	277	1	s.	s.	PROPN
cjfa-30900	277	2	s.	s.	PROPN
cjfa-30900	277	3	m.	m.	PROPN
cjfa-30900	277	4	huda	huda	PROPN
cjfa-30900	277	5	,	,	PUNCT
cjfa-30900	277	6	md	md	PROPN
cjfa-30900	277	7	.	.	PROPN
cjfa-30900	277	8	humayun	humayun	PROPN
cjfa-30900	277	9	kabir	kabir	PROPN
cjfa-30900	277	10	,	,	PUNCT
cjfa-30900	277	11	nurun	nurun	PROPN
cjfa-30900	277	12	naher	naher	PROPN
cjfa-30900	277	13	popy	popy	PROPN
cjfa-30900	277	14	,	,	PUNCT
cjfa-30900	277	15	sunny	sunny	ADJ
cjfa-30900	277	16	saha50	saha50	NOUN
cjfa-30900	277	17	figure	figure	NOUN
cjfa-30900	277	18	6	6	NUM
cjfa-30900	277	19	.	.	PUNCT
cjfa-30900	277	20	mobile	mobile	ADJ
cjfa-30900	277	21	money	money	NOUN
cjfa-30900	277	22	account	account	NOUN
cjfa-30900	277	23	ownership	ownership	NOUN
cjfa-30900	277	24	by	by	ADP
cjfa-30900	277	25	the	the	DET
cjfa-30900	277	26	percentage	percentage	NOUN
cjfa-30900	277	27	of	of	ADP
cjfa-30900	277	28	adults	adult	NOUN
cjfa-30900	277	29	strona	strona	PROPN
cjfa-30900	277	30	49	49	NUM
cjfa-30900	277	31	figure	figure	NOUN
cjfa-30900	277	32	5	5	NUM
cjfa-30900	277	33	.	.	PUNCT
cjfa-30900	277	34	financial	financial	ADJ
cjfa-30900	277	35	institution	institution	NOUN
cjfa-30900	277	36	account	account	NOUN
cjfa-30900	277	37	ownership	ownership	NOUN
cjfa-30900	277	38	by	by	ADP
cjfa-30900	277	39	the	the	DET
cjfa-30900	277	40	percentage	percentage	NOUN
cjfa-30900	277	41	of	of	ADP
cjfa-30900	277	42	adults	adult	NOUN
cjfa-30900	277	43	strona	strona	PROPN
cjfa-30900	277	44	50	50	NUM
cjfa-30900	277	45	figure	figure	NOUN
cjfa-30900	277	46	6	6	NUM
cjfa-30900	277	47	.	.	PUNCT
cjfa-30900	278	1	mobile	mobile	ADJ
cjfa-30900	278	2	money	money	NOUN
cjfa-30900	278	3	account	account	NOUN
cjfa-30900	278	4	ownership	ownership	NOUN
cjfa-30900	278	5	by	by	ADP
cjfa-30900	278	6	the	the	DET
cjfa-30900	278	7	percentage	percentage	NOUN
cjfa-30900	278	8	of	of	ADP
cjfa-30900	278	9	adults	adult	NOUN
cjfa-30900	278	10	strona	strona	PROPN
cjfa-30900	278	11	51	51	NUM
cjfa-30900	278	12	figure	figure	NOUN
cjfa-30900	278	13	7	7	NUM
cjfa-30900	278	14	.	.	PUNCT
cjfa-30900	278	15	made	make	VERB
cjfa-30900	278	16	or	or	CCONJ
cjfa-30900	278	17	received	receive	VERB
cjfa-30900	278	18	digital	digital	ADJ
cjfa-30900	278	19	payments	payment	NOUN
cjfa-30900	278	20	in	in	ADP
cjfa-30900	278	21	the	the	DET
cjfa-30900	278	22	past	past	ADJ
cjfa-30900	278	23	year	year	NOUN
cjfa-30900	278	24	by	by	ADP
cjfa-30900	278	25	the	the	DET
cjfa-30900	278	26	percentage	percentage	NOUN
cjfa-30900	278	27	of	of	ADP
cjfa-30900	278	28	adults	adult	NOUN
cjfa-30900	278	29	0	0	NUM
cjfa-30900	278	30	%	%	NOUN
cjfa-30900	278	31	20	20	NUM
cjfa-30900	278	32	%	%	NOUN
cjfa-30900	278	33	40	40	NUM
cjfa-30900	278	34	%	%	NOUN
cjfa-30900	278	35	60	60	NUM
cjfa-30900	278	36	%	%	NOUN
cjfa-30900	278	37	80	80	NUM
cjfa-30900	278	38	%	%	NOUN
cjfa-30900	278	39	100	100	NUM
cjfa-30900	278	40	%	%	NOUN
cjfa-30900	278	41	120	120	NUM
cjfa-30900	278	42	%	%	NOUN
cjfa-30900	278	43	australia	australia	PROPN
cjfa-30900	278	44	bangladesh	bangladesh	PROPN
cjfa-30900	278	45	china	china	PROPN
cjfa-30900	278	46	united	united	PROPN
cjfa-30900	278	47	kingdom	kingdom	PROPN
cjfa-30900	278	48	united	united	PROPN
cjfa-30900	278	49	states	states	PROPN
cjfa-30900	278	50	south	south	PROPN
cjfa-30900	278	51	asia	asia	PROPN
cjfa-30900	278	52	world	world	PROPN
cjfa-30900	278	53	2011	2011	NUM
cjfa-30900	278	54	2014	2014	NUM
cjfa-30900	278	55	2017	2017	NUM
cjfa-30900	278	56	0,00	0,00	NUM
cjfa-30900	278	57	0,05	0,05	NUM
cjfa-30900	278	58	0,10	0,10	NOUN
cjfa-30900	279	1	0,15	0,15	NUM
cjfa-30900	279	2	0,20	0,20	NUM
cjfa-30900	279	3	0,25	0,25	NUM
cjfa-30900	280	1	0,30	0,30	NUM
cjfa-30900	280	2	0,35	0,35	PROPN
cjfa-30900	281	1	bangladesh	bangladesh	PROPN
cjfa-30900	281	2	china	china	PROPN
cjfa-30900	281	3	united	united	PROPN
cjfa-30900	281	4	kingdom	kingdom	PROPN
cjfa-30900	281	5	united	united	PROPN
cjfa-30900	281	6	states	states	PROPN
cjfa-30900	281	7	south	south	PROPN
cjfa-30900	281	8	asia	asia	PROPN
cjfa-30900	281	9	world	world	PROPN
cjfa-30900	281	10	2011	2011	NUM
cjfa-30900	281	11	2014	2014	NUM
cjfa-30900	281	12	2017	2017	NUM
cjfa-30900	281	13	n	n	NUM
cjfa-30900	281	14	o	o	NOUN
cjfa-30900	281	15	t	t	NOUN
cjfa-30900	282	1	e	e	NOUN
cjfa-30900	282	2	:	:	PUNCT
cjfa-30900	282	3	no	no	DET
cjfa-30900	282	4	data	datum	NOUN
cjfa-30900	282	5	are	be	AUX
cjfa-30900	282	6	available	available	ADJ
cjfa-30900	282	7	for	for	ADP
cjfa-30900	282	8	china	china	PROPN
cjfa-30900	282	9	,	,	PUNCT
cjfa-30900	282	10	uk	uk	PROPN
cjfa-30900	282	11	,	,	PUNCT
cjfa-30900	282	12	usa	usa	PROPN
cjfa-30900	282	13	,	,	PUNCT
cjfa-30900	282	14	and	and	CCONJ
cjfa-30900	282	15	for	for	ADP
cjfa-30900	282	16	the	the	DET
cjfa-30900	282	17	year	year	NOUN
cjfa-30900	282	18	2011	2011	NUM
cjfa-30900	282	19	.	.	PUNCT
cjfa-30900	283	1	s	s	PART
cjfa-30900	283	2	o	o	X
cjfa-30900	283	3	u	u	NOUN
cjfa-30900	283	4	r	r	NOUN
cjfa-30900	283	5	c	c	NOUN
cjfa-30900	283	6	e	e	NOUN
cjfa-30900	283	7	:	:	PUNCT
cjfa-30900	283	8	the	the	DET
cjfa-30900	283	9	world	world	PROPN
cjfa-30900	283	10	bank	bank	PROPN
cjfa-30900	283	11	,	,	PUNCT
cjfa-30900	283	12	2017	2017	NUM
cjfa-30900	283	13	.	.	PUNCT
cjfa-30900	284	1	the	the	DET
cjfa-30900	284	2	growth	growth	NOUN
cjfa-30900	284	3	of	of	ADP
cjfa-30900	284	4	account	account	NOUN
cjfa-30900	284	5	ownership	ownership	NOUN
cjfa-30900	284	6	by	by	ADP
cjfa-30900	284	7	an	an	DET
cjfa-30900	284	8	adult	adult	NOUN
cjfa-30900	284	9	in	in	ADP
cjfa-30900	284	10	bangladesh	bangladesh	NOUN
cjfa-30900	284	11	had	have	AUX
cjfa-30900	284	12	increased	increase	VERB
cjfa-30900	284	13	61	61	NUM
cjfa-30900	284	14	percent	percent	NOUN
cjfa-30900	284	15	in	in	ADP
cjfa-30900	284	16	just	just	ADV
cjfa-30900	284	17	three	three	NUM
cjfa-30900	284	18	years	year	NOUN
cjfa-30900	284	19	period	period	NOUN
cjfa-30900	284	20	from	from	ADP
cjfa-30900	284	21	2014	2014	NUM
cjfa-30900	284	22	to	to	ADP
cjfa-30900	284	23	2017	2017	NUM
cjfa-30900	284	24	.	.	PUNCT
cjfa-30900	285	1	the	the	DET
cjfa-30900	285	2	reason	reason	NOUN
cjfa-30900	285	3	for	for	ADP
cjfa-30900	285	4	this	this	DET
cjfa-30900	285	5	significant	significant	ADJ
cjfa-30900	285	6	growth	growth	NOUN
cjfa-30900	285	7	was	be	AUX
cjfa-30900	285	8	due	due	ADJ
cjfa-30900	285	9	to	to	ADP
cjfa-30900	285	10	the	the	DET
cjfa-30900	285	11	high	high	ADJ
cjfa-30900	285	12	growth	growth	NOUN
cjfa-30900	285	13	of	of	ADP
cjfa-30900	285	14	the	the	DET
cjfa-30900	285	15	mobile	mobile	ADJ
cjfa-30900	285	16	money	money	NOUN
cjfa-30900	285	17	account	account	NOUN
cjfa-30900	285	18	.	.	PUNCT
cjfa-30900	286	1	a	a	DET
cjfa-30900	286	2	mobile	mobile	ADJ
cjfa-30900	286	3	money	money	NOUN
cjfa-30900	286	4	account	account	NOUN
cjfa-30900	286	5	is	be	AUX
cjfa-30900	286	6	an	an	DET
cjfa-30900	286	7	account	account	NOUN
cjfa-30900	286	8	with	with	ADP
cjfa-30900	286	9	a	a	DET
cjfa-30900	286	10	bank	bank	NOUN
cjfa-30900	286	11	or	or	CCONJ
cjfa-30900	286	12	other	other	ADJ
cjfa-30900	286	13	financial	financial	ADJ
cjfa-30900	286	14	institutions	institution	NOUN
cjfa-30900	286	15	or	or	CCONJ
cjfa-30900	286	16	financial	financial	ADJ
cjfa-30900	286	17	technology	technology	NOUN
cjfa-30900	286	18	company	company	NOUN
cjfa-30900	286	19	by	by	ADP
cjfa-30900	286	20	which	which	PRON
cjfa-30900	286	21	the	the	DET
cjfa-30900	286	22	account	account	NOUN
cjfa-30900	286	23	holder	holder	NOUN
cjfa-30900	286	24	can	can	AUX
cjfa-30900	286	25	avail	avail	VERB
cjfa-30900	286	26	all	all	DET
cjfa-30900	286	27	formal	formal	ADJ
cjfa-30900	286	28	financial	financial	ADJ
cjfa-30900	286	29	services	service	NOUN
cjfa-30900	286	30	of	of	ADP
cjfa-30900	286	31	those	those	DET
cjfa-30900	286	32	institutions	institution	NOUN
cjfa-30900	286	33	through	through	ADP
cjfa-30900	286	34	mobile	mobile	ADJ
cjfa-30900	286	35	phones	phone	NOUN
cjfa-30900	286	36	.	.	PUNCT
cjfa-30900	287	1	a	a	DET
cjfa-30900	287	2	customer	customer	NOUN
cjfa-30900	287	3	can	can	AUX
cjfa-30900	287	4	perform	perform	VERB
cjfa-30900	287	5	different	different	ADJ
cjfa-30900	287	6	types	type	NOUN
cjfa-30900	287	7	of	of	ADP
cjfa-30900	287	8	services	service	NOUN
cjfa-30900	287	9	,	,	PUNCT
cjfa-30900	287	10	including	include	VERB
cjfa-30900	287	11	cash	cash	NOUN
cjfa-30900	287	12	transactions	transaction	NOUN
cjfa-30900	287	13	,	,	PUNCT
cjfa-30900	287	14	payment	payment	NOUN
cjfa-30900	287	15	settlements	settlement	NOUN
cjfa-30900	287	16	,	,	PUNCT
cjfa-30900	287	17	and	and	CCONJ
cjfa-30900	287	18	other	other	ADJ
cjfa-30900	287	19	types	type	NOUN
cjfa-30900	287	20	of	of	ADP
cjfa-30900	287	21	services	service	NOUN
cjfa-30900	287	22	.	.	PUNCT
cjfa-30900	288	1	a	a	DET
cjfa-30900	288	2	mobile	mobile	ADJ
cjfa-30900	288	3	wallet	wallet	NOUN
cjfa-30900	288	4	account	account	NOUN
cjfa-30900	288	5	is	be	AUX
cjfa-30900	288	6	becoming	become	VERB
cjfa-30900	288	7	a	a	DET
cjfa-30900	288	8	substitute	substitute	NOUN
cjfa-30900	288	9	for	for	ADP
cjfa-30900	288	10	cash	cash	NOUN
cjfa-30900	288	11	in	in	ADP
cjfa-30900	288	12	bangladesh	bangladesh	NOUN
cjfa-30900	288	13	.	.	PUNCT
cjfa-30900	289	1	bangladesh	bangladesh	PROPN
cjfa-30900	289	2	had	have	AUX
cjfa-30900	289	3	shown	show	VERB
cjfa-30900	289	4	great	great	ADJ
cjfa-30900	289	5	potential	potential	NOUN
cjfa-30900	289	6	in	in	ADP
cjfa-30900	289	7	mobile	mobile	ADJ
cjfa-30900	289	8	account	account	NOUN
cjfa-30900	289	9	ownership	ownership	NOUN
cjfa-30900	289	10	,	,	PUNCT
cjfa-30900	289	11	whereas	whereas	SCONJ
cjfa-30900	289	12	the	the	DET
cjfa-30900	289	13	south	south	ADJ
cjfa-30900	289	14	asian	asian	ADJ
cjfa-30900	289	15	and	and	CCONJ
cjfa-30900	289	16	global	global	ADJ
cjfa-30900	289	17	picture	picture	NOUN
cjfa-30900	289	18	is	be	AUX
cjfa-30900	289	19	far	far	ADV
cjfa-30900	289	20	behind	behind	ADV
cjfa-30900	289	21	than	than	ADP
cjfa-30900	289	22	bangladesh	bangladesh	NOUN
cjfa-30900	289	23	.	.	PUNCT
cjfa-30900	290	1	innovation	innovation	NOUN
cjfa-30900	290	2	in	in	ADP
cjfa-30900	290	3	financial	financial	ADJ
cjfa-30900	290	4	services	service	NOUN
cjfa-30900	290	5	:	:	PUNCT
cjfa-30900	290	6	the	the	DET
cjfa-30900	290	7	case	case	NOUN
cjfa-30900	290	8	of	of	ADP
cjfa-30900	290	9	bangladesh	bangladesh	NOUN
cjfa-30900	290	10	51	51	NUM
cjfa-30900	290	11	figure	figure	NOUN
cjfa-30900	290	12	7	7	NUM
cjfa-30900	290	13	.	.	PUNCT
cjfa-30900	290	14	made	make	VERB
cjfa-30900	290	15	or	or	CCONJ
cjfa-30900	290	16	received	receive	VERB
cjfa-30900	290	17	digital	digital	ADJ
cjfa-30900	290	18	payments	payment	NOUN
cjfa-30900	290	19	in	in	ADP
cjfa-30900	290	20	the	the	DET
cjfa-30900	290	21	past	past	ADJ
cjfa-30900	290	22	year	year	NOUN
cjfa-30900	290	23	by	by	ADP
cjfa-30900	290	24	the	the	DET
cjfa-30900	290	25	percentage	percentage	NOUN
cjfa-30900	290	26	of	of	ADP
cjfa-30900	290	27	adults	adult	NOUN
cjfa-30900	290	28	strona	strona	PROPN
cjfa-30900	290	29	52	52	NUM
cjfa-30900	290	30	figure	figure	NOUN
cjfa-30900	290	31	8	8	NUM
cjfa-30900	290	32	.	.	PUNCT
cjfa-30900	291	1	bank	bank	NOUN
cjfa-30900	291	2	accounts	account	NOUN
cjfa-30900	291	3	per	per	ADP
cjfa-30900	291	4	1,000	1,000	NUM
cjfa-30900	291	5	adults	adult	NOUN
cjfa-30900	291	6	0	0	NUM
cjfa-30900	291	7	0,2	0,2	NUM
cjfa-30900	291	8	0,4	0,4	NUM
cjfa-30900	291	9	0,6	0,6	NUM
cjfa-30900	291	10	0,8	0,8	NUM
cjfa-30900	291	11	1	1	NUM
cjfa-30900	291	12	1,2	1,2	NUM
cjfa-30900	291	13	australia	australia	PROPN
cjfa-30900	291	14	bangladesh	bangladesh	PROPN
cjfa-30900	291	15	china	china	PROPN
cjfa-30900	291	16	united	united	PROPN
cjfa-30900	291	17	kingdom	kingdom	PROPN
cjfa-30900	291	18	united	united	PROPN
cjfa-30900	291	19	states	states	PROPN
cjfa-30900	291	20	south	south	PROPN
cjfa-30900	291	21	asia	asia	PROPN
cjfa-30900	291	22	world	world	PROPN
cjfa-30900	291	23	2011	2011	NUM
cjfa-30900	291	24	2014	2014	NUM
cjfa-30900	291	25	2017	2017	NUM
cjfa-30900	291	26	0	0	NUM
cjfa-30900	291	27	100	100	NUM
cjfa-30900	291	28	200	200	NUM
cjfa-30900	291	29	300	300	NUM
cjfa-30900	291	30	400	400	NUM
cjfa-30900	291	31	500	500	NUM
cjfa-30900	291	32	600	600	NUM
cjfa-30900	291	33	700	700	NUM
cjfa-30900	291	34	800	800	NUM
cjfa-30900	291	35	2008	2008	NUM
cjfa-30900	291	36	2009	2009	NUM
cjfa-30900	291	37	2010	2010	NUM
cjfa-30900	291	38	2011	2011	NUM
cjfa-30900	291	39	2012	2012	NUM
cjfa-30900	291	40	2013	2013	NUM
cjfa-30900	291	41	2014	2014	NUM
cjfa-30900	291	42	2015	2015	NUM
cjfa-30900	291	43	2016	2016	NUM
cjfa-30900	291	44	2017	2017	NUM
cjfa-30900	291	45	australia	australia	PROPN
cjfa-30900	291	46	bangladesh	bangladesh	PROPN
cjfa-30900	291	47	china	china	PROPN
cjfa-30900	291	48	united	united	PROPN
cjfa-30900	291	49	kingdom	kingdom	PROPN
cjfa-30900	291	50	united	united	PROPN
cjfa-30900	291	51	states	states	PROPN
cjfa-30900	291	52	n	n	ADV
cjfa-30900	291	53	o	o	X
cjfa-30900	291	54	t	t	NOUN
cjfa-30900	291	55	e	e	NOUN
cjfa-30900	291	56	:	:	PUNCT
cjfa-30900	291	57	no	no	DET
cjfa-30900	291	58	data	datum	NOUN
cjfa-30900	291	59	are	be	AUX
cjfa-30900	291	60	available	available	ADJ
cjfa-30900	291	61	for	for	ADP
cjfa-30900	291	62	the	the	DET
cjfa-30900	291	63	year	year	NOUN
cjfa-30900	291	64	2011	2011	NUM
cjfa-30900	291	65	.	.	PUNCT
cjfa-30900	292	1	s	s	PART
cjfa-30900	292	2	o	o	X
cjfa-30900	292	3	u	u	NOUN
cjfa-30900	292	4	r	r	NOUN
cjfa-30900	292	5	c	c	NOUN
cjfa-30900	292	6	e	e	NOUN
cjfa-30900	292	7	:	:	PUNCT
cjfa-30900	292	8	the	the	DET
cjfa-30900	292	9	world	world	PROPN
cjfa-30900	292	10	bank	bank	PROPN
cjfa-30900	292	11	,	,	PUNCT
cjfa-30900	292	12	2017	2017	NUM
cjfa-30900	292	13	.	.	PUNCT
cjfa-30900	293	1	in	in	ADP
cjfa-30900	293	2	2017	2017	NUM
cjfa-30900	293	3	,	,	PUNCT
cjfa-30900	293	4	34	34	NUM
cjfa-30900	293	5	percent	percent	NOUN
cjfa-30900	293	6	of	of	ADP
cjfa-30900	293	7	bangladeshi	bangladeshi	ADJ
cjfa-30900	293	8	adults	adult	NOUN
cjfa-30900	293	9	made	make	VERB
cjfa-30900	293	10	or	or	CCONJ
cjfa-30900	293	11	received	receive	VERB
cjfa-30900	293	12	digital	digital	ADJ
cjfa-30900	293	13	payment	payment	NOUN
cjfa-30900	293	14	.	.	PUNCT
cjfa-30900	294	1	the	the	DET
cjfa-30900	294	2	payment	payment	NOUN
cjfa-30900	294	3	includes	include	VERB
cjfa-30900	294	4	payment	payment	NOUN
cjfa-30900	294	5	through	through	ADP
cjfa-30900	294	6	credit	credit	NOUN
cjfa-30900	294	7	or	or	CCONJ
cjfa-30900	294	8	debit	debit	NOUN
cjfa-30900	294	9	card	card	NOUN
cjfa-30900	294	10	,	,	PUNCT
cjfa-30900	294	11	internet	internet	NOUN
cjfa-30900	294	12	banking	banking	NOUN
cjfa-30900	294	13	account	account	NOUN
cjfa-30900	294	14	,	,	PUNCT
cjfa-30900	294	15	mobile	mobile	ADJ
cjfa-30900	294	16	wallet	wallet	NOUN
cjfa-30900	294	17	account	account	VERB
cjfa-30900	294	18	for	for	ADP
cjfa-30900	294	19	remittances	remittance	NOUN
cjfa-30900	294	20	,	,	PUNCT
cjfa-30900	294	21	wages	wage	NOUN
cjfa-30900	294	22	,	,	PUNCT
cjfa-30900	294	23	government	government	NOUN
cjfa-30900	294	24	payments	payment	NOUN
cjfa-30900	294	25	,	,	PUNCT
cjfa-30900	294	26	pension	pension	NOUN
cjfa-30900	294	27	,	,	PUNCT
cjfa-30900	294	28	e	e	NOUN
cjfa-30900	294	29	-	-	NOUN
cjfa-30900	294	30	commerce	commerce	NOUN
cjfa-30900	294	31	,	,	PUNCT
cjfa-30900	294	32	and	and	CCONJ
cjfa-30900	294	33	so	so	ADV
cjfa-30900	294	34	forth	forth	ADV
cjfa-30900	294	35	.	.	PUNCT
cjfa-30900	295	1	due	due	ADP
cjfa-30900	295	2	to	to	ADP
cjfa-30900	295	3	the	the	DET
cjfa-30900	295	4	continuous	continuous	ADJ
cjfa-30900	295	5	innovation	innovation	NOUN
cjfa-30900	295	6	in	in	ADP
cjfa-30900	295	7	the	the	DET
cjfa-30900	295	8	financial	financial	ADJ
cjfa-30900	295	9	sector	sector	NOUN
cjfa-30900	295	10	,	,	PUNCT
cjfa-30900	295	11	the	the	DET
cjfa-30900	295	12	payment	payment	NOUN
cjfa-30900	295	13	condition	condition	NOUN
cjfa-30900	295	14	rose	rise	VERB
cjfa-30900	295	15	by	by	ADP
cjfa-30900	295	16	79	79	NUM
cjfa-30900	295	17	percentage	percentage	NOUN
cjfa-30900	295	18	points	point	NOUN
cjfa-30900	295	19	from	from	ADP
cjfa-30900	295	20	2014	2014	NUM
cjfa-30900	295	21	to	to	ADP
cjfa-30900	295	22	2017	2017	NUM
cjfa-30900	295	23	.	.	PUNCT
cjfa-30900	296	1	as	as	SCONJ
cjfa-30900	296	2	the	the	DET
cjfa-30900	296	3	financial	financial	ADJ
cjfa-30900	296	4	products	product	NOUN
cjfa-30900	296	5	and	and	CCONJ
cjfa-30900	296	6	services	service	NOUN
cjfa-30900	296	7	digitalized	digitalize	VERB
cjfa-30900	296	8	,	,	PUNCT
cjfa-30900	296	9	the	the	DET
cjfa-30900	296	10	payment	payment	NOUN
cjfa-30900	296	11	systems	system	NOUN
cjfa-30900	296	12	also	also	ADV
cjfa-30900	296	13	digitalized	digitalize	VERB
cjfa-30900	296	14	in	in	ADP
cjfa-30900	296	15	bangladesh	bangladesh	NOUN
cjfa-30900	296	16	.	.	PUNCT
cjfa-30900	297	1	the	the	DET
cjfa-30900	297	2	picture	picture	NOUN
cjfa-30900	297	3	of	of	ADP
cjfa-30900	297	4	bangladesh	bangladesh	NOUN
cjfa-30900	297	5	in	in	ADP
cjfa-30900	297	6	this	this	DET
cjfa-30900	297	7	criteria	criterion	NOUN
cjfa-30900	297	8	is	be	AUX
cjfa-30900	297	9	better	well	ADJ
cjfa-30900	297	10	than	than	ADP
cjfa-30900	297	11	south	south	PROPN
cjfa-30900	297	12	asia	asia	PROPN
cjfa-30900	297	13	but	but	CCONJ
cjfa-30900	297	14	falls	fall	VERB
cjfa-30900	297	15	behind	behind	ADP
cjfa-30900	297	16	other	other	ADJ
cjfa-30900	297	17	countries	country	NOUN
cjfa-30900	297	18	and	and	CCONJ
cjfa-30900	297	19	the	the	DET
cjfa-30900	297	20	world	world	NOUN
cjfa-30900	297	21	.	.	PUNCT
cjfa-30900	298	1	s.	s.	PROPN
cjfa-30900	298	2	s.	s.	PROPN
cjfa-30900	298	3	m.	m.	PROPN
cjfa-30900	298	4	huda	huda	PROPN
cjfa-30900	298	5	,	,	PUNCT
cjfa-30900	298	6	md	md	PROPN
cjfa-30900	298	7	.	.	PROPN
cjfa-30900	298	8	humayun	humayun	PROPN
cjfa-30900	298	9	kabir	kabir	PROPN
cjfa-30900	298	10	,	,	PUNCT
cjfa-30900	298	11	nurun	nurun	PROPN
cjfa-30900	298	12	naher	naher	PROPN
cjfa-30900	298	13	popy	popy	PROPN
cjfa-30900	298	14	,	,	PUNCT
cjfa-30900	298	15	sunny	sunny	ADJ
cjfa-30900	298	16	saha52	saha52	NOUN
cjfa-30900	298	17	figure	figure	VERB
cjfa-30900	298	18	8	8	NUM
cjfa-30900	298	19	.	.	PUNCT
cjfa-30900	299	1	bank	bank	NOUN
cjfa-30900	299	2	accounts	account	NOUN
cjfa-30900	299	3	per	per	ADP
cjfa-30900	299	4	1,000	1,000	NUM
cjfa-30900	299	5	adults	adult	NOUN
cjfa-30900	299	6	strona	strona	NOUN
cjfa-30900	299	7	52	52	NUM
cjfa-30900	299	8	figure	figure	NOUN
cjfa-30900	299	9	8	8	NUM
cjfa-30900	299	10	.	.	PUNCT
cjfa-30900	300	1	bank	bank	NOUN
cjfa-30900	300	2	accounts	account	NOUN
cjfa-30900	300	3	per	per	ADP
cjfa-30900	300	4	1,000	1,000	NUM
cjfa-30900	300	5	adults	adult	NOUN
cjfa-30900	300	6	0	0	NUM
cjfa-30900	300	7	0,2	0,2	NUM
cjfa-30900	300	8	0,4	0,4	NUM
cjfa-30900	300	9	0,6	0,6	NUM
cjfa-30900	300	10	0,8	0,8	NUM
cjfa-30900	300	11	1	1	NUM
cjfa-30900	300	12	1,2	1,2	NUM
cjfa-30900	300	13	australia	australia	PROPN
cjfa-30900	300	14	bangladesh	bangladesh	PROPN
cjfa-30900	300	15	china	china	PROPN
cjfa-30900	300	16	united	united	PROPN
cjfa-30900	300	17	kingdom	kingdom	PROPN
cjfa-30900	300	18	united	united	PROPN
cjfa-30900	300	19	states	states	PROPN
cjfa-30900	300	20	south	south	PROPN
cjfa-30900	300	21	asia	asia	PROPN
cjfa-30900	300	22	world	world	PROPN
cjfa-30900	300	23	2011	2011	NUM
cjfa-30900	300	24	2014	2014	NUM
cjfa-30900	300	25	2017	2017	NUM
cjfa-30900	300	26	0	0	NUM
cjfa-30900	300	27	100	100	NUM
cjfa-30900	300	28	200	200	NUM
cjfa-30900	300	29	300	300	NUM
cjfa-30900	300	30	400	400	NUM
cjfa-30900	300	31	500	500	NUM
cjfa-30900	300	32	600	600	NUM
cjfa-30900	300	33	700	700	NUM
cjfa-30900	300	34	800	800	NUM
cjfa-30900	300	35	2008	2008	NUM
cjfa-30900	300	36	2009	2009	NUM
cjfa-30900	300	37	2010	2010	NUM
cjfa-30900	300	38	2011	2011	NUM
cjfa-30900	300	39	2012	2012	NUM
cjfa-30900	300	40	2013	2013	NUM
cjfa-30900	300	41	2014	2014	NUM
cjfa-30900	300	42	2015	2015	NUM
cjfa-30900	300	43	2016	2016	NUM
cjfa-30900	300	44	2017	2017	NUM
cjfa-30900	300	45	australia	australia	PROPN
cjfa-30900	300	46	bangladesh	bangladesh	PROPN
cjfa-30900	300	47	china	china	PROPN
cjfa-30900	300	48	united	united	PROPN
cjfa-30900	300	49	kingdom	kingdom	PROPN
cjfa-30900	300	50	united	united	PROPN
cjfa-30900	300	51	states	states	PROPN
cjfa-30900	300	52	n	n	ADV
cjfa-30900	300	53	o	o	X
cjfa-30900	300	54	t	t	NOUN
cjfa-30900	300	55	e	e	NOUN
cjfa-30900	300	56	:	:	PUNCT
cjfa-30900	300	57	no	no	DET
cjfa-30900	300	58	data	datum	NOUN
cjfa-30900	300	59	are	be	AUX
cjfa-30900	300	60	available	available	ADJ
cjfa-30900	300	61	for	for	ADP
cjfa-30900	300	62	australia	australia	PROPN
cjfa-30900	300	63	,	,	PUNCT
cjfa-30900	300	64	uk	uk	PROPN
cjfa-30900	300	65	,	,	PUNCT
cjfa-30900	300	66	and	and	CCONJ
cjfa-30900	300	67	usa	usa	PROPN
cjfa-30900	300	68	.	.	PROPN
cjfa-30900	300	69	s	s	PART
cjfa-30900	300	70	o	o	X
cjfa-30900	300	71	u	u	NOUN
cjfa-30900	300	72	r	r	NOUN
cjfa-30900	300	73	c	c	NOUN
cjfa-30900	300	74	e	e	NOUN
cjfa-30900	300	75	:	:	PUNCT
cjfa-30900	300	76	the	the	DET
cjfa-30900	300	77	world	world	PROPN
cjfa-30900	300	78	bank	bank	PROPN
cjfa-30900	300	79	,	,	PUNCT
cjfa-30900	300	80	2017	2017	NUM
cjfa-30900	300	81	.	.	PUNCT
cjfa-30900	301	1	according	accord	VERB
cjfa-30900	301	2	to	to	ADP
cjfa-30900	301	3	the	the	DET
cjfa-30900	301	4	global	global	ADJ
cjfa-30900	301	5	financial	financial	PROPN
cjfa-30900	301	6	development	development	PROPN
cjfa-30900	301	7	database	database	NOUN
cjfa-30900	301	8	between	between	ADP
cjfa-30900	301	9	china	china	PROPN
cjfa-30900	301	10	and	and	CCONJ
cjfa-30900	301	11	bangladesh	bangladesh	PROPN
cjfa-30900	301	12	,	,	PUNCT
cjfa-30900	301	13	bangladesh	bangladesh	PROPN
cjfa-30900	301	14	was	be	AUX
cjfa-30900	301	15	far	far	ADV
cjfa-30900	301	16	better	well	ADJ
cjfa-30900	301	17	than	than	ADP
cjfa-30900	301	18	china	china	PROPN
cjfa-30900	301	19	in	in	ADP
cjfa-30900	301	20	bank	bank	PROPN
cjfa-30900	301	21	account	account	NOUN
cjfa-30900	301	22	ownership	ownership	NOUN
cjfa-30900	301	23	in	in	ADP
cjfa-30900	301	24	a	a	DET
cjfa-30900	301	25	commercial	commercial	ADJ
cjfa-30900	301	26	bank	bank	NOUN
cjfa-30900	301	27	.	.	PUNCT
cjfa-30900	302	1	in	in	ADP
cjfa-30900	302	2	bangladesh	bangladesh	PROPN
cjfa-30900	302	3	,	,	PUNCT
cjfa-30900	302	4	there	there	PRON
cjfa-30900	302	5	are	be	VERB
cjfa-30900	302	6	715	715	NUM
cjfa-30900	302	7	adults	adult	NOUN
cjfa-30900	302	8	among	among	ADP
cjfa-30900	302	9	1000	1000	NUM
cjfa-30900	302	10	adults	adult	NOUN
cjfa-30900	302	11	who	who	PRON
cjfa-30900	302	12	had	have	VERB
cjfa-30900	302	13	a	a	DET
cjfa-30900	302	14	bank	bank	NOUN
cjfa-30900	302	15	account	account	NOUN
cjfa-30900	302	16	in	in	ADP
cjfa-30900	302	17	2017	2017	NUM
cjfa-30900	302	18	;	;	PUNCT
cjfa-30900	302	19	on	on	ADP
cjfa-30900	302	20	the	the	DET
cjfa-30900	302	21	other	other	ADJ
cjfa-30900	302	22	hand	hand	NOUN
cjfa-30900	302	23	,	,	PUNCT
cjfa-30900	302	24	in	in	ADP
cjfa-30900	302	25	china	china	PROPN
cjfa-30900	302	26	,	,	PUNCT
cjfa-30900	302	27	only	only	ADV
cjfa-30900	302	28	26	26	NUM
cjfa-30900	302	29	adults	adult	NOUN
cjfa-30900	302	30	had	have	VERB
cjfa-30900	302	31	bank	bank	NOUN
cjfa-30900	302	32	amount	amount	NOUN
cjfa-30900	302	33	among	among	ADP
cjfa-30900	302	34	1000	1000	NUM
cjfa-30900	302	35	adults	adult	NOUN
cjfa-30900	302	36	.	.	PUNCT
cjfa-30900	303	1	the	the	DET
cjfa-30900	303	2	number	number	NOUN
cjfa-30900	303	3	of	of	ADP
cjfa-30900	303	4	bank	bank	NOUN
cjfa-30900	303	5	account	account	NOUN
cjfa-30900	303	6	ownership	ownership	NOUN
cjfa-30900	303	7	has	have	AUX
cjfa-30900	303	8	increased	increase	VERB
cjfa-30900	303	9	over	over	ADP
cjfa-30900	303	10	the	the	DET
cjfa-30900	303	11	years	year	NOUN
cjfa-30900	303	12	because	because	SCONJ
cjfa-30900	303	13	of	of	ADP
cjfa-30900	303	14	the	the	DET
cjfa-30900	303	15	agent	agent	NOUN
cjfa-30900	303	16	banking	banking	NOUN
cjfa-30900	303	17	facilities	facility	NOUN
cjfa-30900	303	18	,	,	PUNCT
cjfa-30900	303	19	expansion	expansion	NOUN
cjfa-30900	303	20	of	of	ADP
cjfa-30900	303	21	bank	bank	NOUN
cjfa-30900	303	22	branches	branch	NOUN
cjfa-30900	303	23	,	,	PUNCT
cjfa-30900	303	24	reformation	reformation	NOUN
cjfa-30900	303	25	of	of	ADP
cjfa-30900	303	26	the	the	DET
cjfa-30900	303	27	banking	banking	NOUN
cjfa-30900	303	28	industry	industry	NOUN
cjfa-30900	303	29	,	,	PUNCT
cjfa-30900	303	30	and	and	CCONJ
cjfa-30900	303	31	the	the	DET
cjfa-30900	303	32	digitization	digitization	NOUN
cjfa-30900	303	33	of	of	ADP
cjfa-30900	303	34	formal	formal	ADJ
cjfa-30900	303	35	financial	financial	ADJ
cjfa-30900	303	36	products	product	NOUN
cjfa-30900	303	37	and	and	CCONJ
cjfa-30900	303	38	services	service	NOUN
cjfa-30900	303	39	.	.	PUNCT
cjfa-30900	304	1	if	if	SCONJ
cjfa-30900	304	2	the	the	DET
cjfa-30900	304	3	growth	growth	NOUN
cjfa-30900	304	4	rate	rate	NOUN
cjfa-30900	304	5	continues	continue	VERB
cjfa-30900	304	6	,	,	PUNCT
cjfa-30900	304	7	bangladesh	bangladesh	NOUN
cjfa-30900	304	8	will	will	AUX
cjfa-30900	304	9	achieve	achieve	VERB
cjfa-30900	304	10	the	the	DET
cjfa-30900	304	11	perfect	perfect	ADJ
cjfa-30900	304	12	score	score	NOUN
cjfa-30900	304	13	in	in	ADP
cjfa-30900	304	14	bank	bank	NOUN
cjfa-30900	304	15	account	account	NOUN
cjfa-30900	304	16	opening	opening	NOUN
cjfa-30900	304	17	in	in	ADP
cjfa-30900	304	18	the	the	DET
cjfa-30900	304	19	near	near	ADJ
cjfa-30900	304	20	future	future	NOUN
cjfa-30900	304	21	.	.	PUNCT
cjfa-30900	305	1	innovation	innovation	NOUN
cjfa-30900	305	2	in	in	ADP
cjfa-30900	305	3	financial	financial	ADJ
cjfa-30900	305	4	services	service	NOUN
cjfa-30900	305	5	:	:	PUNCT
cjfa-30900	305	6	the	the	DET
cjfa-30900	305	7	case	case	NOUN
cjfa-30900	305	8	of	of	ADP
cjfa-30900	305	9	bangladesh	bangladesh	NOUN
cjfa-30900	305	10	53	53	NUM
cjfa-30900	305	11	figure	figure	NOUN
cjfa-30900	305	12	9	9	NUM
cjfa-30900	305	13	.	.	PUNCT
cjfa-30900	305	14	bank	bank	NOUN
cjfa-30900	305	15	branches	branch	NOUN
cjfa-30900	305	16	per	per	ADP
cjfa-30900	305	17	100,000	100,000	NUM
cjfa-30900	305	18	adultsstrona	adultsstrona	NOUN
cjfa-30900	305	19	53	53	NUM
cjfa-30900	305	20	figure	figure	NOUN
cjfa-30900	305	21	9	9	NUM
cjfa-30900	305	22	.	.	PUNCT
cjfa-30900	305	23	bank	bank	NOUN
cjfa-30900	305	24	branches	branch	NOUN
cjfa-30900	305	25	per	per	ADP
cjfa-30900	305	26	100,000	100,000	NUM
cjfa-30900	305	27	adults	adult	NOUN
cjfa-30900	305	28	0	0	NUM
cjfa-30900	305	29	5	5	NUM
cjfa-30900	305	30	10	10	NUM
cjfa-30900	305	31	15	15	NUM
cjfa-30900	305	32	20	20	NUM
cjfa-30900	305	33	25	25	NUM
cjfa-30900	305	34	30	30	NUM
cjfa-30900	305	35	35	35	NUM
cjfa-30900	305	36	40	40	NUM
cjfa-30900	305	37	2008	2008	NUM
cjfa-30900	305	38	2009	2009	NUM
cjfa-30900	305	39	2010	2010	NUM
cjfa-30900	305	40	2011	2011	NUM
cjfa-30900	305	41	2012	2012	NUM
cjfa-30900	305	42	2013	2013	NUM
cjfa-30900	305	43	2014	2014	NUM
cjfa-30900	305	44	2015	2015	NUM
cjfa-30900	305	45	2016	2016	NUM
cjfa-30900	305	46	2017	2017	NUM
cjfa-30900	305	47	australia	australia	PROPN
cjfa-30900	305	48	bangladesh	bangladesh	PROPN
cjfa-30900	305	49	china	china	PROPN
cjfa-30900	305	50	united	united	PROPN
cjfa-30900	305	51	kingdom	kingdom	PROPN
cjfa-30900	305	52	united	united	PROPN
cjfa-30900	305	53	states	states	PROPN
cjfa-30900	305	54	n	n	ADV
cjfa-30900	305	55	o	o	X
cjfa-30900	305	56	t	t	NOUN
cjfa-30900	305	57	e	e	NOUN
cjfa-30900	305	58	:	:	PUNCT
cjfa-30900	305	59	no	no	DET
cjfa-30900	305	60	data	datum	NOUN
cjfa-30900	305	61	are	be	AUX
cjfa-30900	305	62	available	available	ADJ
cjfa-30900	305	63	for	for	ADP
cjfa-30900	305	64	china	china	PROPN
cjfa-30900	305	65	(	(	PUNCT
cjfa-30900	305	66	2008	2008	NUM
cjfa-30900	305	67	-	-	SYM
cjfa-30900	305	68	2011	2011	NUM
cjfa-30900	305	69	)	)	PUNCT
cjfa-30900	305	70	and	and	CCONJ
cjfa-30900	305	71	uk	uk	PROPN
cjfa-30900	305	72	(	(	PUNCT
cjfa-30900	305	73	2014	2014	NUM
cjfa-30900	305	74	-	-	SYM
cjfa-30900	305	75	2017	2017	NUM
cjfa-30900	305	76	)	)	PUNCT
cjfa-30900	305	77	.	.	PUNCT
cjfa-30900	306	1	s	s	PART
cjfa-30900	306	2	o	o	X
cjfa-30900	306	3	u	u	NOUN
cjfa-30900	306	4	r	r	NOUN
cjfa-30900	306	5	c	c	NOUN
cjfa-30900	306	6	e	e	NOUN
cjfa-30900	306	7	:	:	PUNCT
cjfa-30900	306	8	the	the	DET
cjfa-30900	306	9	world	world	PROPN
cjfa-30900	306	10	bank	bank	PROPN
cjfa-30900	306	11	,	,	PUNCT
cjfa-30900	306	12	2017	2017	NUM
cjfa-30900	306	13	.	.	PUNCT
cjfa-30900	307	1	bangladesh	bangladesh	PROPN
cjfa-30900	307	2	and	and	CCONJ
cjfa-30900	307	3	china	china	PROPN
cjfa-30900	307	4	had	have	VERB
cjfa-30900	307	5	approximately	approximately	ADV
cjfa-30900	307	6	the	the	DET
cjfa-30900	307	7	same	same	ADJ
cjfa-30900	307	8	number	number	NOUN
cjfa-30900	307	9	of	of	ADP
cjfa-30900	307	10	bank	bank	NOUN
cjfa-30900	307	11	branches	branch	NOUN
cjfa-30900	307	12	for	for	ADP
cjfa-30900	307	13	0.10	0.10	NUM
cjfa-30900	307	14	million	million	NUM
cjfa-30900	307	15	adults	adult	NOUN
cjfa-30900	307	16	.	.	PUNCT
cjfa-30900	308	1	on	on	ADP
cjfa-30900	308	2	the	the	DET
cjfa-30900	308	3	other	other	ADJ
cjfa-30900	308	4	hand	hand	NOUN
cjfa-30900	308	5	,	,	PUNCT
cjfa-30900	308	6	all	all	DET
cjfa-30900	308	7	three	three	NUM
cjfa-30900	308	8	developed	develop	VERB
cjfa-30900	308	9	country	country	NOUN
cjfa-30900	308	10	’s	’s	PART
cjfa-30900	308	11	figures	figure	NOUN
cjfa-30900	308	12	are	be	AUX
cjfa-30900	308	13	significant	significant	ADJ
cjfa-30900	308	14	.	.	PUNCT
cjfa-30900	309	1	the	the	DET
cjfa-30900	309	2	rise	rise	NOUN
cjfa-30900	309	3	of	of	ADP
cjfa-30900	309	4	agent	agent	NOUN
cjfa-30900	309	5	banking	banking	NOUN
cjfa-30900	309	6	may	may	AUX
cjfa-30900	309	7	trigger	trigger	VERB
cjfa-30900	309	8	the	the	DET
cjfa-30900	309	9	branch	branch	NOUN
cjfa-30900	309	10	opening	opening	NOUN
cjfa-30900	309	11	in	in	ADP
cjfa-30900	309	12	all	all	ADV
cjfa-30900	309	13	over	over	ADP
cjfa-30900	309	14	bangladesh	bangladesh	NOUN
cjfa-30900	309	15	.	.	PUNCT
cjfa-30900	310	1	still	still	ADV
cjfa-30900	310	2	,	,	PUNCT
cjfa-30900	310	3	policymakers	policymaker	NOUN
cjfa-30900	310	4	need	need	VERB
cjfa-30900	310	5	to	to	PART
cjfa-30900	310	6	issue	issue	VERB
cjfa-30900	310	7	and	and	CCONJ
cjfa-30900	310	8	implement	implement	VERB
cjfa-30900	310	9	policy	policy	NOUN
cjfa-30900	310	10	so	so	SCONJ
cjfa-30900	310	11	that	that	SCONJ
cjfa-30900	310	12	banks	bank	NOUN
cjfa-30900	310	13	obliged	oblige	VERB
cjfa-30900	310	14	to	to	PART
cjfa-30900	310	15	open	open	VERB
cjfa-30900	310	16	a	a	DET
cjfa-30900	310	17	branch	branch	NOUN
cjfa-30900	310	18	in	in	ADP
cjfa-30900	310	19	a	a	DET
cjfa-30900	310	20	rural	rural	ADJ
cjfa-30900	310	21	area	area	NOUN
cjfa-30900	310	22	where	where	SCONJ
cjfa-30900	310	23	the	the	DET
cjfa-30900	310	24	highest	high	ADJ
cjfa-30900	310	25	percentage	percentage	NOUN
cjfa-30900	310	26	of	of	ADP
cjfa-30900	310	27	the	the	DET
cjfa-30900	310	28	population	population	NOUN
cjfa-30900	310	29	is	be	AUX
cjfa-30900	310	30	unbanked	unbanked	ADJ
cjfa-30900	310	31	.	.	PUNCT
cjfa-30900	311	1	if	if	SCONJ
cjfa-30900	311	2	unbaked	unbaked	ADJ
cjfa-30900	311	3	populations	population	NOUN
cjfa-30900	311	4	engage	engage	VERB
cjfa-30900	311	5	in	in	ADP
cjfa-30900	311	6	the	the	DET
cjfa-30900	311	7	formal	formal	ADJ
cjfa-30900	311	8	financial	financial	ADJ
cjfa-30900	311	9	system	system	NOUN
cjfa-30900	311	10	,	,	PUNCT
cjfa-30900	311	11	they	they	PRON
cjfa-30900	311	12	can	can	AUX
cjfa-30900	311	13	way	way	VERB
cjfa-30900	311	14	out	out	ADP
cjfa-30900	311	15	of	of	ADP
cjfa-30900	311	16	poverty	poverty	NOUN
cjfa-30900	311	17	,	,	PUNCT
cjfa-30900	311	18	earn	earn	VERB
cjfa-30900	311	19	more	more	ADJ
cjfa-30900	311	20	to	to	PART
cjfa-30900	311	21	make	make	VERB
cjfa-30900	311	22	their	their	PRON
cjfa-30900	311	23	lives	life	NOUN
cjfa-30900	311	24	better	well	ADV
cjfa-30900	311	25	,	,	PUNCT
cjfa-30900	311	26	and	and	CCONJ
cjfa-30900	311	27	contribute	contribute	VERB
cjfa-30900	311	28	to	to	ADP
cjfa-30900	311	29	the	the	DET
cjfa-30900	311	30	economy	economy	NOUN
cjfa-30900	311	31	.	.	PUNCT
cjfa-30900	312	1	so	so	ADV
cjfa-30900	312	2	,	,	PUNCT
cjfa-30900	312	3	the	the	DET
cjfa-30900	312	4	goal	goal	NOUN
cjfa-30900	312	5	of	of	ADP
cjfa-30900	312	6	poverty	poverty	NOUN
cjfa-30900	312	7	alleviation	alleviation	NOUN
cjfa-30900	312	8	and	and	CCONJ
cjfa-30900	312	9	inclusive	inclusive	ADJ
cjfa-30900	312	10	economic	economic	ADJ
cjfa-30900	312	11	growth	growth	NOUN
cjfa-30900	312	12	will	will	AUX
cjfa-30900	312	13	be	be	AUX
cjfa-30900	312	14	achieved	achieve	VERB
cjfa-30900	312	15	.	.	PUNCT
cjfa-30900	313	1	theoretical	theoretical	ADJ
cjfa-30900	313	2	and	and	CCONJ
cjfa-30900	313	3	managerial	managerial	ADJ
cjfa-30900	313	4	implication	implication	NOUN
cjfa-30900	313	5	this	this	DET
cjfa-30900	313	6	paper	paper	NOUN
cjfa-30900	313	7	illustrates	illustrate	VERB
cjfa-30900	313	8	the	the	DET
cjfa-30900	313	9	role	role	NOUN
cjfa-30900	313	10	of	of	ADP
cjfa-30900	313	11	financial	financial	ADJ
cjfa-30900	313	12	innovation	innovation	NOUN
cjfa-30900	313	13	in	in	ADP
cjfa-30900	313	14	the	the	DET
cjfa-30900	313	15	past	past	NOUN
cjfa-30900	313	16	,	,	PUNCT
cjfa-30900	313	17	present	present	ADJ
cjfa-30900	313	18	,	,	PUNCT
cjfa-30900	313	19	and	and	CCONJ
cjfa-30900	313	20	future	future	ADJ
cjfa-30900	313	21	development	development	NOUN
cjfa-30900	313	22	from	from	ADP
cjfa-30900	313	23	the	the	DET
cjfa-30900	313	24	perspective	perspective	NOUN
cjfa-30900	313	25	of	of	ADP
cjfa-30900	313	26	bangladesh	bangladesh	NOUN
cjfa-30900	313	27	.	.	PUNCT
cjfa-30900	314	1	the	the	DET
cjfa-30900	314	2	study	study	NOUN
cjfa-30900	314	3	also	also	ADV
cjfa-30900	314	4	specifies	specify	VERB
cjfa-30900	314	5	a	a	DET
cjfa-30900	314	6	comparative	comparative	ADJ
cjfa-30900	314	7	picture	picture	NOUN
cjfa-30900	314	8	of	of	ADP
cjfa-30900	314	9	bangladesh	bangladesh	NOUN
cjfa-30900	314	10	’s	’s	PART
cjfa-30900	314	11	financial	financial	ADJ
cjfa-30900	314	12	inclusion	inclusion	NOUN
cjfa-30900	314	13	with	with	ADP
cjfa-30900	314	14	the	the	DET
cjfa-30900	314	15	world	world	NOUN
cjfa-30900	314	16	financial	financial	ADJ
cjfa-30900	314	17	innovation	innovation	NOUN
cjfa-30900	314	18	situation	situation	NOUN
cjfa-30900	314	19	.	.	PUNCT
cjfa-30900	315	1	no	no	DET
cjfa-30900	315	2	other	other	ADJ
cjfa-30900	315	3	studies	study	NOUN
cjfa-30900	315	4	clarify	clarify	VERB
cjfa-30900	315	5	these	these	DET
cjfa-30900	315	6	issues	issue	NOUN
cjfa-30900	315	7	.	.	PUNCT
cjfa-30900	316	1	so	so	ADV
cjfa-30900	316	2	the	the	DET
cjfa-30900	316	3	findings	finding	NOUN
cjfa-30900	316	4	will	will	AUX
cjfa-30900	316	5	be	be	AUX
cjfa-30900	316	6	a	a	DET
cjfa-30900	316	7	new	new	ADJ
cjfa-30900	316	8	addition	addition	NOUN
cjfa-30900	316	9	to	to	ADP
cjfa-30900	316	10	the	the	DET
cjfa-30900	316	11	literature	literature	NOUN
cjfa-30900	316	12	of	of	ADP
cjfa-30900	316	13	financial	financial	ADJ
cjfa-30900	316	14	innovation	innovation	NOUN
cjfa-30900	316	15	.	.	PUNCT
cjfa-30900	317	1	the	the	DET
cjfa-30900	317	2	study	study	NOUN
cjfa-30900	317	3	shows	show	VERB
cjfa-30900	317	4	a	a	DET
cjfa-30900	317	5	very	very	ADV
cjfa-30900	317	6	specific	specific	ADJ
cjfa-30900	317	7	discussion	discussion	NOUN
cjfa-30900	317	8	of	of	ADP
cjfa-30900	317	9	different	different	ADJ
cjfa-30900	317	10	financial	financial	ADJ
cjfa-30900	317	11	services	service	NOUN
cjfa-30900	317	12	innovation	innovation	NOUN
cjfa-30900	317	13	and	and	CCONJ
cjfa-30900	317	14	there	there	PRON
cjfa-30900	317	15	influence	influence	NOUN
cjfa-30900	317	16	on	on	ADP
cjfa-30900	317	17	the	the	DET
cjfa-30900	317	18	bangladesh	bangladesh	NOUN
cjfa-30900	317	19	economy	economy	NOUN
cjfa-30900	317	20	.	.	PUNCT
cjfa-30900	318	1	the	the	DET
cjfa-30900	318	2	paper	paper	NOUN
cjfa-30900	318	3	also	also	ADV
cjfa-30900	318	4	clarifies	clarify	VERB
cjfa-30900	318	5	the	the	DET
cjfa-30900	318	6	increase	increase	NOUN
cjfa-30900	318	7	and	and	CCONJ
cjfa-30900	318	8	adaptation	adaptation	NOUN
cjfa-30900	318	9	rate	rate	NOUN
cjfa-30900	318	10	of	of	ADP
cjfa-30900	318	11	innovative	innovative	ADJ
cjfa-30900	318	12	financial	financial	ADJ
cjfa-30900	318	13	services	service	NOUN
cjfa-30900	318	14	using	use	VERB
cjfa-30900	318	15	fis	fis	PROPN
cjfa-30900	318	16	.	.	PUNCT
cjfa-30900	319	1	s.	s.	PROPN
cjfa-30900	319	2	m.	m.	PROPN
cjfa-30900	319	3	huda	huda	PROPN
cjfa-30900	319	4	,	,	PUNCT
cjfa-30900	319	5	md	md	PROPN
cjfa-30900	319	6	.	.	PROPN
cjfa-30900	319	7	humayun	humayun	PROPN
cjfa-30900	319	8	kabir	kabir	PROPN
cjfa-30900	319	9	,	,	PUNCT
cjfa-30900	319	10	nurun	nurun	PROPN
cjfa-30900	319	11	naher	naher	PROPN
cjfa-30900	319	12	popy	popy	PROPN
cjfa-30900	319	13	,	,	PUNCT
cjfa-30900	319	14	sunny	sunny	ADJ
cjfa-30900	319	15	saha54	saha54	NOUN
cjfa-30900	319	16	nancial	nancial	ADJ
cjfa-30900	319	17	data	datum	NOUN
cjfa-30900	319	18	.	.	PUNCT
cjfa-30900	320	1	moreover	moreover	ADV
cjfa-30900	320	2	,	,	PUNCT
cjfa-30900	320	3	the	the	DET
cjfa-30900	320	4	study	study	NOUN
cjfa-30900	320	5	focus	focus	VERB
cjfa-30900	320	6	on	on	ADP
cjfa-30900	320	7	a	a	DET
cjfa-30900	320	8	comparative	comparative	ADJ
cjfa-30900	320	9	picture	picture	NOUN
cjfa-30900	320	10	,	,	PUNCT
cjfa-30900	320	11	which	which	PRON
cjfa-30900	320	12	gives	give	VERB
cjfa-30900	320	13	us	we	PRON
cjfa-30900	320	14	a	a	DET
cjfa-30900	320	15	clear	clear	ADJ
cjfa-30900	320	16	understanding	understanding	NOUN
cjfa-30900	320	17	of	of	ADP
cjfa-30900	320	18	the	the	DET
cjfa-30900	320	19	situation	situation	NOUN
cjfa-30900	320	20	of	of	ADP
cjfa-30900	320	21	financial	financial	ADJ
cjfa-30900	320	22	services	service	NOUN
cjfa-30900	320	23	innovation	innovation	NOUN
cjfa-30900	320	24	between	between	ADP
cjfa-30900	320	25	bangladesh	bangladesh	PROPN
cjfa-30900	320	26	and	and	CCONJ
cjfa-30900	320	27	other	other	ADJ
cjfa-30900	320	28	countries	country	NOUN
cjfa-30900	320	29	.	.	PUNCT
cjfa-30900	321	1	these	these	DET
cjfa-30900	321	2	findings	finding	NOUN
cjfa-30900	321	3	will	will	AUX
cjfa-30900	321	4	help	help	VERB
cjfa-30900	321	5	the	the	DET
cjfa-30900	321	6	finance	finance	NOUN
cjfa-30900	321	7	personnel	personnel	NOUN
cjfa-30900	321	8	to	to	PART
cjfa-30900	321	9	understand	understand	VERB
cjfa-30900	321	10	the	the	DET
cjfa-30900	321	11	actual	actual	ADJ
cjfa-30900	321	12	picture	picture	NOUN
cjfa-30900	321	13	of	of	ADP
cjfa-30900	321	14	financial	financial	ADJ
cjfa-30900	321	15	inclusion	inclusion	NOUN
cjfa-30900	321	16	in	in	ADP
cjfa-30900	321	17	bangladesh	bangladesh	NOUN
cjfa-30900	321	18	before	before	ADP
cjfa-30900	321	19	making	make	VERB
cjfa-30900	321	20	critical	critical	ADJ
cjfa-30900	321	21	decisions	decision	NOUN
cjfa-30900	321	22	.	.	PUNCT
cjfa-30900	322	1	the	the	DET
cjfa-30900	322	2	proposed	propose	VERB
cjfa-30900	322	3	model	model	NOUN
cjfa-30900	322	4	recommends	recommend	VERB
cjfa-30900	322	5	some	some	DET
cjfa-30900	322	6	digital	digital	ADJ
cjfa-30900	322	7	financial	financial	ADJ
cjfa-30900	322	8	services	service	NOUN
cjfa-30900	322	9	that	that	PRON
cjfa-30900	322	10	the	the	DET
cjfa-30900	322	11	mfs	mfs	NOUN
cjfa-30900	322	12	provider	provider	NOUN
cjfa-30900	322	13	can	can	AUX
cjfa-30900	322	14	provide	provide	VERB
cjfa-30900	322	15	to	to	ADP
cjfa-30900	322	16	existing	exist	VERB
cjfa-30900	322	17	and	and	CCONJ
cjfa-30900	322	18	potential	potential	ADJ
cjfa-30900	322	19	customers	customer	NOUN
cjfa-30900	322	20	to	to	PART
cjfa-30900	322	21	increase	increase	VERB
cjfa-30900	322	22	their	their	PRON
cjfa-30900	322	23	profit	profit	NOUN
cjfa-30900	322	24	.	.	PUNCT
cjfa-30900	322	25	 	 	SPACE
cjfa-30900	323	1	conclusion	conclusion	NOUN
cjfa-30900	323	2	financial	financial	ADJ
cjfa-30900	323	3	services	service	NOUN
cjfa-30900	323	4	can	can	AUX
cjfa-30900	323	5	be	be	AUX
cjfa-30900	323	6	innovated	innovate	VERB
cjfa-30900	323	7	in	in	ADP
cjfa-30900	323	8	more	more	ADJ
cjfa-30900	323	9	sectors	sector	NOUN
cjfa-30900	323	10	to	to	PART
cjfa-30900	323	11	provide	provide	VERB
cjfa-30900	323	12	new	new	ADJ
cjfa-30900	323	13	services	service	NOUN
cjfa-30900	323	14	for	for	ADP
cjfa-30900	323	15	financial	financial	ADJ
cjfa-30900	323	16	inclusion	inclusion	NOUN
cjfa-30900	323	17	.	.	PUNCT
cjfa-30900	324	1	in	in	ADP
cjfa-30900	324	2	this	this	DET
cjfa-30900	324	3	discussion	discussion	NOUN
cjfa-30900	324	4	,	,	PUNCT
cjfa-30900	324	5	as	as	SCONJ
cjfa-30900	324	6	mentioned	mention	VERB
cjfa-30900	324	7	earlier	early	ADV
cjfa-30900	324	8	,	,	PUNCT
cjfa-30900	324	9	we	we	PRON
cjfa-30900	324	10	have	have	AUX
cjfa-30900	324	11	observed	observe	VERB
cjfa-30900	324	12	that	that	SCONJ
cjfa-30900	324	13	the	the	DET
cjfa-30900	324	14	innovation	innovation	NOUN
cjfa-30900	324	15	of	of	ADP
cjfa-30900	324	16	financial	financial	ADJ
cjfa-30900	324	17	services	service	NOUN
cjfa-30900	324	18	should	should	AUX
cjfa-30900	324	19	be	be	AUX
cjfa-30900	324	20	included	include	VERB
cjfa-30900	324	21	in	in	ADP
cjfa-30900	324	22	the	the	DET
cjfa-30900	324	23	existing	exist	VERB
cjfa-30900	324	24	financial	financial	ADJ
cjfa-30900	324	25	services	service	NOUN
cjfa-30900	324	26	for	for	ADP
cjfa-30900	324	27	gaining	gain	VERB
cjfa-30900	324	28	the	the	DET
cjfa-30900	324	29	digital	digital	ADJ
cjfa-30900	324	30	bangladesh	bangladesh	NOUN
cjfa-30900	324	31	goal	goal	NOUN
cjfa-30900	324	32	.	.	PUNCT
cjfa-30900	325	1	this	this	DET
cjfa-30900	325	2	article	article	NOUN
cjfa-30900	325	3	proposed	propose	VERB
cjfa-30900	325	4	a	a	DET
cjfa-30900	325	5	model	model	NOUN
cjfa-30900	325	6	that	that	PRON
cjfa-30900	325	7	can	can	AUX
cjfa-30900	325	8	help	help	VERB
cjfa-30900	325	9	innovate	innovate	VERB
cjfa-30900	325	10	the	the	DET
cjfa-30900	325	11	financial	financial	ADJ
cjfa-30900	325	12	services	service	NOUN
cjfa-30900	325	13	in	in	ADP
cjfa-30900	325	14	many	many	ADJ
cjfa-30900	325	15	areas	area	NOUN
cjfa-30900	325	16	,	,	PUNCT
cjfa-30900	325	17	so	so	SCONJ
cjfa-30900	325	18	the	the	DET
cjfa-30900	325	19	practitioners	practitioner	NOUN
cjfa-30900	325	20	and	and	CCONJ
cjfa-30900	325	21	policymakers	policymaker	NOUN
cjfa-30900	325	22	can	can	AUX
cjfa-30900	325	23	initiate	initiate	VERB
cjfa-30900	325	24	adding	add	VERB
cjfa-30900	325	25	those	those	DET
cjfa-30900	325	26	services	service	NOUN
cjfa-30900	325	27	in	in	ADP
cjfa-30900	325	28	the	the	DET
cjfa-30900	325	29	mobile	mobile	ADJ
cjfa-30900	325	30	wallet	wallet	NOUN
cjfa-30900	325	31	of	of	ADP
cjfa-30900	325	32	their	their	PRON
cjfa-30900	325	33	existing	exist	VERB
cjfa-30900	325	34	customers	customer	NOUN
cjfa-30900	325	35	and	and	CCONJ
cjfa-30900	325	36	subsequently	subsequently	ADV
cjfa-30900	325	37	offers	offer	VERB
cjfa-30900	325	38	to	to	ADP
cjfa-30900	325	39	new	new	ADJ
cjfa-30900	325	40	customers	customer	NOUN
cjfa-30900	325	41	.	.	PUNCT
cjfa-30900	326	1	the	the	DET
cjfa-30900	326	2	study	study	NOUN
cjfa-30900	326	3	presented	present	VERB
cjfa-30900	326	4	excellent	excellent	ADJ
cjfa-30900	326	5	opportunities	opportunity	NOUN
cjfa-30900	326	6	for	for	ADP
cjfa-30900	326	7	future	future	ADJ
cjfa-30900	326	8	research	research	NOUN
cjfa-30900	326	9	.	.	PUNCT
cjfa-30900	327	1	the	the	DET
cjfa-30900	327	2	paper	paper	NOUN
cjfa-30900	327	3	used	use	VERB
cjfa-30900	327	4	descriptive	descriptive	ADJ
cjfa-30900	327	5	analysis	analysis	NOUN
cjfa-30900	327	6	.	.	PUNCT
cjfa-30900	328	1	quantitative	quantitative	ADJ
cjfa-30900	328	2	research	research	NOUN
cjfa-30900	328	3	can	can	AUX
cjfa-30900	328	4	be	be	AUX
cjfa-30900	328	5	done	do	VERB
cjfa-30900	328	6	by	by	ADP
cjfa-30900	328	7	segmenting	segment	VERB
cjfa-30900	328	8	the	the	DET
cjfa-30900	328	9	customers	customer	NOUN
cjfa-30900	328	10	on	on	ADP
cjfa-30900	328	11	a	a	DET
cjfa-30900	328	12	cluster	cluster	NOUN
cjfa-30900	328	13	basis	basis	NOUN
cjfa-30900	328	14	to	to	PART
cjfa-30900	328	15	see	see	VERB
cjfa-30900	328	16	the	the	DET
cjfa-30900	328	17	development	development	NOUN
cjfa-30900	328	18	of	of	ADP
cjfa-30900	328	19	the	the	DET
cjfa-30900	328	20	innovation	innovation	NOUN
cjfa-30900	328	21	.	.	PUNCT
cjfa-30900	329	1	in	in	ADP
cjfa-30900	329	2	this	this	DET
cjfa-30900	329	3	study	study	NOUN
cjfa-30900	329	4	,	,	PUNCT
cjfa-30900	329	5	no	no	DET
cjfa-30900	329	6	moderating	moderate	VERB
cjfa-30900	329	7	or	or	CCONJ
cjfa-30900	329	8	mediating	mediate	VERB
cjfa-30900	329	9	effect	effect	NOUN
cjfa-30900	329	10	was	be	AUX
cjfa-30900	329	11	analyzed	analyze	VERB
cjfa-30900	329	12	;	;	PUNCT
cjfa-30900	329	13	this	this	PRON
cjfa-30900	329	14	can	can	AUX
cjfa-30900	329	15	be	be	AUX
cjfa-30900	329	16	a	a	DET
cjfa-30900	329	17	scope	scope	NOUN
cjfa-30900	329	18	for	for	ADP
cjfa-30900	329	19	further	further	ADJ
cjfa-30900	329	20	research	research	NOUN
cjfa-30900	329	21	.	.	PUNCT
cjfa-30900	330	1	the	the	DET
cjfa-30900	330	2	paper	paper	NOUN
cjfa-30900	330	3	was	be	AUX
cjfa-30900	330	4	developed	develop	VERB
cjfa-30900	330	5	on	on	ADP
cjfa-30900	330	6	the	the	DET
cjfa-30900	330	7	basis	basis	NOUN
cjfa-30900	330	8	of	of	ADP
cjfa-30900	330	9	secondary	secondary	ADJ
cjfa-30900	330	10	data	datum	NOUN
cjfa-30900	330	11	.	.	PUNCT
cjfa-30900	331	1	primary	primary	ADJ
cjfa-30900	331	2	data	datum	NOUN
cjfa-30900	331	3	can	can	AUX
cjfa-30900	331	4	be	be	AUX
cjfa-30900	331	5	used	use	VERB
cjfa-30900	331	6	in	in	ADP
cjfa-30900	331	7	future	future	ADJ
cjfa-30900	331	8	research	research	NOUN
cjfa-30900	331	9	,	,	PUNCT
cjfa-30900	331	10	which	which	PRON
cjfa-30900	331	11	will	will	AUX
cjfa-30900	331	12	be	be	AUX
cjfa-30900	331	13	more	more	ADV
cjfa-30900	331	14	actual	actual	ADJ
cjfa-30900	331	15	.	.	PUNCT
cjfa-30900	332	1	so	so	ADV
cjfa-30900	332	2	there	there	PRON
cjfa-30900	332	3	exists	exist	VERB
cjfa-30900	332	4	a	a	DET
cjfa-30900	332	5	large	large	ADJ
cjfa-30900	332	6	field	field	NOUN
cjfa-30900	332	7	of	of	ADP
cjfa-30900	332	8	future	future	ADJ
cjfa-30900	332	9	study	study	NOUN
cjfa-30900	332	10	.	.	PUNCT
cjfa-30900	332	11	 	 	SPACE
cjfa-30900	333	1	references	reference	NOUN
cjfa-30900	333	2	ahmed	ahmed	PROPN
cjfa-30900	333	3	,	,	PUNCT
cjfa-30900	333	4	j.u	j.u	PROPN
cjfa-30900	333	5	.	.	PROPN
cjfa-30900	333	6	,	,	PUNCT
cjfa-30900	333	7	&	&	CCONJ
cjfa-30900	333	8	ahmed	ahmed	PROPN
cjfa-30900	333	9	,	,	PUNCT
cjfa-30900	333	10	a.	a.	NOUN
cjfa-30900	333	11	(	(	PUNCT
cjfa-30900	333	12	2018	2018	NUM
cjfa-30900	333	13	)	)	PUNCT
cjfa-30900	333	14	.	.	PUNCT
cjfa-30900	334	1	agrani	agrani	PROPN
cjfa-30900	334	2	doer	doer	NOUN
cjfa-30900	334	3	banking	banking	NOUN
cjfa-30900	334	4	:	:	PUNCT
cjfa-30900	334	5	agent	agent	NOUN
cjfa-30900	334	6	banking	banking	NOUN
cjfa-30900	334	7	business	business	NOUN
cjfa-30900	334	8	in	in	ADP
cjfa-30900	334	9	bangladesh	bangladesh	PROPN
cjfa-30900	334	10	.	.	PUNCT
cjfa-30900	335	1	business	business	NOUN
cjfa-30900	335	2	perspectives	perspective	NOUN
cjfa-30900	335	3	and	and	CCONJ
cjfa-30900	335	4	research	research	NOUN
cjfa-30900	335	5	,	,	PUNCT
cjfa-30900	335	6	6(2	6(2	NUM
cjfa-30900	335	7	)	)	PUNCT
cjfa-30900	335	8	,	,	PUNCT
cjfa-30900	335	9	https://dx.doi.org/10.11	https://dx.doi.org/10.11	PROPN
cjfa-30900	335	10	77/2278533718765532	77/2278533718765532	PROPN
cjfa-30900	335	11	.	.	PUNCT
cjfa-30900	336	1	al	al	PROPN
cjfa-30900	336	2	janabi	janabi	NOUN
cjfa-30900	336	3	,	,	PUNCT
cjfa-30900	336	4	m.a	m.a	PROPN
cjfa-30900	336	5	.	.	PROPN
cjfa-30900	336	6	(	(	PUNCT
cjfa-30900	336	7	2006	2006	NUM
cjfa-30900	336	8	)	)	PUNCT
cjfa-30900	336	9	.	.	PUNCT
cjfa-30900	337	1	on	on	ADP
cjfa-30900	337	2	the	the	DET
cjfa-30900	337	3	inception	inception	NOUN
cjfa-30900	337	4	of	of	ADP
cjfa-30900	337	5	sound	sound	ADJ
cjfa-30900	337	6	derivative	derivative	ADJ
cjfa-30900	337	7	products	product	NOUN
cjfa-30900	337	8	in	in	ADP
cjfa-30900	337	9	emerging	emerge	VERB
cjfa-30900	337	10	markets	market	NOUN
cjfa-30900	337	11	:	:	PUNCT
cjfa-30900	337	12	real	real	ADJ
cjfa-30900	337	13	-	-	PUNCT
cjfa-30900	337	14	world	world	NOUN
cjfa-30900	337	15	observations	observation	NOUN
cjfa-30900	337	16	and	and	CCONJ
cjfa-30900	337	17	viable	viable	ADJ
cjfa-30900	337	18	solutions	solution	NOUN
cjfa-30900	337	19	.	.	PUNCT
cjfa-30900	338	1	journal	journal	NOUN
cjfa-30900	338	2	of	of	ADP
cjfa-30900	338	3	financial	financial	ADJ
cjfa-30900	338	4	regulation	regulation	NOUN
cjfa-30900	338	5	and	and	CCONJ
cjfa-30900	338	6	compliance	compliance	NOUN
cjfa-30900	338	7	,	,	PUNCT
cjfa-30900	338	8	14(2	14(2	NUM
cjfa-30900	338	9	)	)	PUNCT
cjfa-30900	338	10	,	,	PUNCT
cjfa-30900	338	11	151	151	NUM
cjfa-30900	338	12	-	-	SYM
cjfa-30900	338	13	164	164	NUM
cjfa-30900	338	14	.	.	PUNCT
cjfa-30900	339	1	https://dx.doi.org/10.1108/13581980610659468	https://dx.doi.org/10.1108/13581980610659468	ADJ
cjfa-30900	339	2	.	.	PUNCT
cjfa-30900	340	1	armendáriz	armendáriz	NOUN
cjfa-30900	340	2	,	,	PUNCT
cjfa-30900	340	3	b.	b.	PROPN
cjfa-30900	340	4	,	,	PUNCT
cjfa-30900	340	5	&	&	CCONJ
cjfa-30900	340	6	morduch	morduch	PROPN
cjfa-30900	340	7	,	,	PUNCT
cjfa-30900	340	8	j.	j.	PROPN
cjfa-30900	340	9	(	(	PUNCT
cjfa-30900	340	10	2005	2005	NUM
cjfa-30900	340	11	)	)	PUNCT
cjfa-30900	340	12	.	.	PUNCT
cjfa-30900	341	1	the	the	DET
cjfa-30900	341	2	economics	economic	NOUN
cjfa-30900	341	3	of	of	ADP
cjfa-30900	341	4	microfinance	microfinance	NOUN
cjfa-30900	341	5	.	.	PUNCT
cjfa-30900	342	1	london	london	PROPN
cjfa-30900	342	2	:	:	PUNCT
cjfa-30900	342	3	mit	mit	VERB
cjfa-30900	342	4	press	press	NOUN
cjfa-30900	342	5	direct	direct	NOUN
cjfa-30900	342	6	.	.	PUNCT
cjfa-30900	343	1	bangladesh	bangladesh	PROPN
cjfa-30900	343	2	bank	bank	PROPN
cjfa-30900	343	3	(	(	PUNCT
cjfa-30900	343	4	2018	2018	NUM
cjfa-30900	343	5	)	)	PUNCT
cjfa-30900	343	6	.	.	PUNCT
cjfa-30900	344	1	bangladesh	bangladesh	PROPN
cjfa-30900	344	2	mobile	mobile	ADJ
cjfa-30900	344	3	financial	financial	ADJ
cjfa-30900	344	4	services	service	NOUN
cjfa-30900	344	5	(	(	PUNCT
cjfa-30900	344	6	mfs	mfs	PROPN
cjfa-30900	344	7	)	)	PUNCT
cjfa-30900	344	8	regulations	regulation	NOUN
cjfa-30900	344	9	,	,	PUNCT
cjfa-30900	344	10	2018	2018	NUM
cjfa-30900	344	11	,	,	PUNCT
cjfa-30900	344	12	https://www.bb.org.bd/mediaroom/circulars/psd/jul302018psdl04e.pdf	https://www.bb.org.bd/mediaroom/circulars/psd/jul302018psdl04e.pdf	NOUN
cjfa-30900	344	13	(	(	PUNCT
cjfa-30900	344	14	accessed	access	VERB
cjfa-30900	344	15	:	:	PUNCT
cjfa-30900	344	16	12.03.2020	12.03.2020	NUM
cjfa-30900	344	17	)	)	PUNCT
cjfa-30900	344	18	.	.	PUNCT
cjfa-30900	345	1	innovation	innovation	NOUN
cjfa-30900	345	2	in	in	ADP
cjfa-30900	345	3	financial	financial	ADJ
cjfa-30900	345	4	services	service	NOUN
cjfa-30900	345	5	:	:	PUNCT
cjfa-30900	345	6	the	the	DET
cjfa-30900	345	7	case	case	NOUN
cjfa-30900	345	8	of	of	ADP
cjfa-30900	345	9	bangladesh	bangladesh	PROPN
cjfa-30900	345	10	55	55	NUM
cjfa-30900	345	11	bangladesh	bangladesh	PROPN
cjfa-30900	345	12	bank	bank	NOUN
cjfa-30900	345	13	(	(	PUNCT
cjfa-30900	345	14	2020	2020	NUM
cjfa-30900	345	15	)	)	PUNCT
cjfa-30900	345	16	.	.	PUNCT
cjfa-30900	346	1	mobile	mobile	ADJ
cjfa-30900	346	2	financial	financial	ADJ
cjfa-30900	346	3	services	service	NOUN
cjfa-30900	346	4	(	(	PUNCT
cjfa-30900	346	5	mfs	mfs	PROPN
cjfa-30900	346	6	)	)	PUNCT
cjfa-30900	346	7	comparative	comparative	ADJ
cjfa-30900	346	8	summary	summary	NOUN
cjfa-30900	346	9	statement	statement	NOUN
cjfa-30900	346	10	of	of	ADP
cjfa-30900	346	11	february	february	PROPN
cjfa-30900	346	12	,	,	PUNCT
cjfa-30900	346	13	2020	2020	NUM
cjfa-30900	346	14	and	and	CCONJ
cjfa-30900	346	15	march	march	PROPN
cjfa-30900	346	16	,	,	PUNCT
cjfa-30900	346	17	2020	2020	NUM
cjfa-30900	346	18	,	,	PUNCT
cjfa-30900	346	19	https://www.bb.org.bd/fnansys/paymentsys/mfsdata.php	https://www.bb.org.bd/fnansys/paymentsys/mfsdata.php	PROPN
cjfa-30900	346	20	(	(	PUNCT
cjfa-30900	346	21	accessed	access	VERB
cjfa-30900	346	22	:	:	PUNCT
cjfa-30900	346	23	15.03.2020	15.03.2020	NUM
cjfa-30900	346	24	)	)	PUNCT
cjfa-30900	346	25	.	.	PUNCT
cjfa-30900	347	1	buckley	buckley	PROPN
cjfa-30900	347	2	,	,	PUNCT
cjfa-30900	347	3	r.p	r.p	PROPN
cjfa-30900	347	4	.	.	PROPN
cjfa-30900	347	5	,	,	PUNCT
cjfa-30900	347	6	arner	arner	NOUN
cjfa-30900	347	7	,	,	PUNCT
cjfa-30900	347	8	d.w	d.w	PROPN
cjfa-30900	347	9	.	.	PROPN
cjfa-30900	347	10	,	,	PUNCT
cjfa-30900	347	11	&	&	CCONJ
cjfa-30900	347	12	panton	panton	PROPN
cjfa-30900	347	13	,	,	PUNCT
cjfa-30900	347	14	m.	m.	NOUN
cjfa-30900	347	15	(	(	PUNCT
cjfa-30900	347	16	2013	2013	NUM
cjfa-30900	347	17	)	)	PUNCT
cjfa-30900	347	18	.	.	PUNCT
cjfa-30900	348	1	financial	financial	ADJ
cjfa-30900	348	2	innovation	innovation	NOUN
cjfa-30900	348	3	in	in	ADP
cjfa-30900	348	4	east	east	PROPN
cjfa-30900	348	5	asia	asia	PROPN
cjfa-30900	348	6	.	.	PUNCT
cjfa-30900	349	1	seattle	seattle	PROPN
cjfa-30900	349	2	university	university	PROPN
cjfa-30900	349	3	law	law	PROPN
cjfa-30900	349	4	review	review	NOUN
cjfa-30900	349	5	,	,	PUNCT
cjfa-30900	349	6	37	37	NUM
cjfa-30900	349	7	,	,	PUNCT
cjfa-30900	349	8	307	307	NUM
cjfa-30900	349	9	-	-	SYM
cjfa-30900	349	10	351	351	NUM
cjfa-30900	349	11	.	.	PUNCT
cjfa-30900	349	12	consultative	consultative	ADJ
cjfa-30900	349	13	group	group	NOUN
cjfa-30900	349	14	to	to	PART
cjfa-30900	349	15	assist	assist	VERB
cjfa-30900	349	16	the	the	DET
cjfa-30900	349	17	poor	poor	ADJ
cjfa-30900	349	18	(	(	PUNCT
cjfa-30900	349	19	cgap	cgap	PROPN
cjfa-30900	349	20	)	)	PUNCT
cjfa-30900	349	21	2006	2006	NUM
cjfa-30900	349	22	.	.	PUNCT
cjfa-30900	350	1	mobile	mobile	ADJ
cjfa-30900	350	2	phone	phone	NOUN
cjfa-30900	350	3	banking	banking	NOUN
cjfa-30900	350	4	and	and	CCONJ
cjfa-30900	350	5	low	low	ADJ
cjfa-30900	350	6	income	income	NOUN
cjfa-30900	350	7	customers	customer	NOUN
cjfa-30900	350	8	:	:	PUNCT
cjfa-30900	350	9	evidence	evidence	NOUN
cjfa-30900	350	10	from	from	ADP
cjfa-30900	350	11	south	south	PROPN
cjfa-30900	350	12	africa	africa	PROPN
cjfa-30900	350	13	,	,	PUNCT
cjfa-30900	350	14	https://www.globalproblemsglobalsolutions	https://www.globalproblemsglobalsolution	NOUN
cjfa-30900	350	15	(	(	PUNCT
cjfa-30900	350	16	accessed	access	VERB
cjfa-30900	350	17	:	:	PUNCT
cjfa-30900	350	18	16.02.2020	16.02.2020	NUM
cjfa-30900	350	19	)	)	PUNCT
cjfa-30900	350	20	.	.	PUNCT
cjfa-30900	351	1	draghi	draghi	PROPN
cjfa-30900	351	2	,	,	PUNCT
cjfa-30900	351	3	m.	m.	NOUN
cjfa-30900	351	4	(	(	PUNCT
cjfa-30900	351	5	2008	2008	NUM
cjfa-30900	351	6	)	)	PUNCT
cjfa-30900	351	7	.	.	PUNCT
cjfa-30900	352	1	how	how	SCONJ
cjfa-30900	352	2	to	to	PART
cjfa-30900	352	3	restore	restore	VERB
cjfa-30900	352	4	financial	financial	ADJ
cjfa-30900	352	5	stability	stability	NOUN
cjfa-30900	352	6	.	.	PUNCT
cjfa-30900	353	1	bundesbank	bundesbank	PROPN
cjfa-30900	353	2	lecture	lecture	PROPN
cjfa-30900	353	3	series	series	PROPN
cjfa-30900	353	4	:	:	PUNCT
cjfa-30900	353	5	bis	bis	PROPN
cjfa-30900	353	6	review	review	PROPN
cjfa-30900	353	7	,	,	PUNCT
cjfa-30900	353	8	112	112	NUM
cjfa-30900	353	9	,	,	PUNCT
cjfa-30900	353	10	1	1	NUM
cjfa-30900	353	11	-	-	SYM
cjfa-30900	353	12	14	14	NUM
cjfa-30900	353	13	.	.	PUNCT
cjfa-30900	354	1	frame	frame	NOUN
cjfa-30900	354	2	,	,	PUNCT
cjfa-30900	354	3	w.s	w.s	PROPN
cjfa-30900	354	4	.	.	PROPN
cjfa-30900	354	5	,	,	PUNCT
cjfa-30900	354	6	&	&	CCONJ
cjfa-30900	354	7	white	white	PROPN
cjfa-30900	354	8	,	,	PUNCT
cjfa-30900	354	9	l.j	l.j	PROPN
cjfa-30900	354	10	.	.	PROPN
cjfa-30900	354	11	(	(	PUNCT
cjfa-30900	354	12	2004	2004	NUM
cjfa-30900	354	13	)	)	PUNCT
cjfa-30900	354	14	.	.	PUNCT
cjfa-30900	355	1	empirical	empirical	ADJ
cjfa-30900	355	2	studies	study	NOUN
cjfa-30900	355	3	of	of	ADP
cjfa-30900	355	4	financial	financial	ADJ
cjfa-30900	355	5	innovation	innovation	NOUN
cjfa-30900	355	6	:	:	PUNCT
cjfa-30900	355	7	lots	lot	NOUN
cjfa-30900	355	8	of	of	ADP
cjfa-30900	355	9	talk	talk	NOUN
cjfa-30900	355	10	,	,	PUNCT
cjfa-30900	355	11	little	little	ADJ
cjfa-30900	355	12	action	action	NOUN
cjfa-30900	355	13	?	?	PUNCT
cjfa-30900	356	1	journal	journal	NOUN
cjfa-30900	356	2	of	of	ADP
cjfa-30900	356	3	economic	economic	ADJ
cjfa-30900	356	4	literature	literature	NOUN
cjfa-30900	356	5	,	,	PUNCT
cjfa-30900	356	6	42(1	42(1	NOUN
cjfa-30900	356	7	)	)	PUNCT
cjfa-30900	356	8	,	,	PUNCT
cjfa-30900	356	9	116	116	NUM
cjfa-30900	356	10	-	-	SYM
cjfa-30900	356	11	144	144	NUM
cjfa-30900	356	12	.	.	PUNCT
cjfa-30900	357	1	interresearch	interresearch	NOUN
cjfa-30900	357	2	(	(	PUNCT
cjfa-30900	357	3	2017	2017	NUM
cjfa-30900	357	4	)	)	PUNCT
cjfa-30900	357	5	.	.	PUNCT
cjfa-30900	358	1	financial	financial	ADJ
cjfa-30900	358	2	market	market	NOUN
cjfa-30900	358	3	and	and	CCONJ
cjfa-30900	358	4	agent	agent	NOUN
cjfa-30900	358	5	banking	banking	NOUN
cjfa-30900	358	6	:	:	PUNCT
cjfa-30900	358	7	bangladesh	bangladesh	NOUN
cjfa-30900	358	8	context	context	NOUN
cjfa-30900	358	9	(	(	PUNCT
cjfa-30900	358	10	interresearch	interresearch	NOUN
cjfa-30900	358	11	working	work	VERB
cjfa-30900	358	12	paper	paper	NOUN
cjfa-30900	358	13	)	)	PUNCT
cjfa-30900	358	14	.	.	PUNCT
cjfa-30900	359	1	dhaka	dhaka	PROPN
cjfa-30900	359	2	:	:	PUNCT
cjfa-30900	359	3	interresearch	interresearch	PROPN
cjfa-30900	359	4	.	.	PUNCT
cjfa-30900	360	1	khalil	khalil	PROPN
cjfa-30900	360	2	,	,	PUNCT
cjfa-30900	360	3	m.i	m.i	PROPN
cjfa-30900	360	4	.	.	PROPN
cjfa-30900	360	5	,	,	PUNCT
cjfa-30900	360	6	ahmad	ahmad	PROPN
cjfa-30900	360	7	,	,	PUNCT
cjfa-30900	360	8	i.	i.	PROPN
cjfa-30900	360	9	,	,	PUNCT
cjfa-30900	360	10	&	&	CCONJ
cjfa-30900	360	11	khan	khan	PROPN
cjfa-30900	360	12	,	,	PUNCT
cjfa-30900	360	13	m.d.h	m.d.h	PROPN
cjfa-30900	360	14	.	.	PUNCT
cjfa-30900	360	15	(	(	PUNCT
cjfa-30900	360	16	2017	2017	NUM
cjfa-30900	360	17	)	)	PUNCT
cjfa-30900	360	18	.	.	PUNCT
cjfa-30900	361	1	internet	internet	NOUN
cjfa-30900	361	2	banking	banking	NOUN
cjfa-30900	361	3	:	:	PUNCT
cjfa-30900	361	4	development	development	NOUN
cjfa-30900	361	5	and	and	CCONJ
cjfa-30900	361	6	prospects	prospect	NOUN
cjfa-30900	361	7	in	in	ADP
cjfa-30900	361	8	bangladesh	bangladesh	PROPN
cjfa-30900	361	9	.	.	PUNCT
cjfa-30900	362	1	citeseerx	citeseerx	NOUN
cjfa-30900	362	2	,	,	PUNCT
cjfa-30900	362	3	1	1	NUM
cjfa-30900	362	4	-	-	SYM
cjfa-30900	362	5	18	18	NUM
cjfa-30900	362	6	.	.	PUNCT
cjfa-30900	363	1	khan	khan	PROPN
cjfa-30900	363	2	,	,	PUNCT
cjfa-30900	363	3	r.	r.	PROPN
cjfa-30900	363	4	(	(	PUNCT
cjfa-30900	363	5	2014	2014	NUM
cjfa-30900	363	6	)	)	PUNCT
cjfa-30900	363	7	.	.	PUNCT
cjfa-30900	364	1	mobile	mobile	ADJ
cjfa-30900	364	2	banking	banking	NOUN
cjfa-30900	364	3	:	:	PUNCT
cjfa-30900	364	4	an	an	DET
cjfa-30900	364	5	innovative	innovative	ADJ
cjfa-30900	364	6	way	way	NOUN
cjfa-30900	364	7	to	to	PART
cjfa-30900	364	8	improve	improve	VERB
cjfa-30900	364	9	banking	banking	NOUN
cjfa-30900	364	10	performance	performance	NOUN
cjfa-30900	364	11	.	.	PUNCT
cjfa-30900	365	1	international	international	ADJ
cjfa-30900	365	2	journal	journal	PROPN
cjfa-30900	365	3	of	of	ADP
cjfa-30900	365	4	scientific	scientific	PROPN
cjfa-30900	365	5	&	&	CCONJ
cjfa-30900	365	6	engineering	engineering	NOUN
cjfa-30900	365	7	research	research	NOUN
cjfa-30900	365	8	,	,	PUNCT
cjfa-30900	365	9	5(12	5(12	NUM
cjfa-30900	365	10	)	)	PUNCT
cjfa-30900	365	11	,	,	PUNCT
cjfa-30900	365	12	2229	2229	NUM
cjfa-30900	365	13	-	-	SYM
cjfa-30900	365	14	5518	5518	NUM
cjfa-30900	365	15	.	.	PUNCT
cjfa-30900	366	1	levich	levich	PROPN
cjfa-30900	366	2	,	,	PUNCT
cjfa-30900	366	3	r.m	r.m	PROPN
cjfa-30900	366	4	.	.	PROPN
cjfa-30900	366	5	(	(	PUNCT
cjfa-30900	366	6	1985	1985	NUM
cjfa-30900	366	7	)	)	PUNCT
cjfa-30900	366	8	.	.	PUNCT
cjfa-30900	367	1	a	a	DET
cjfa-30900	367	2	view	view	NOUN
cjfa-30900	367	3	from	from	ADP
cjfa-30900	367	4	the	the	DET
cjfa-30900	367	5	international	international	ADJ
cjfa-30900	367	6	capital	capital	NOUN
cjfa-30900	367	7	markets	market	NOUN
cjfa-30900	367	8	.	.	PUNCT
cjfa-30900	368	1	in	in	ADP
cjfa-30900	368	2	i.	i.	PROPN
cjfa-30900	368	3	walter	walter	PROPN
cjfa-30900	368	4	(	(	PUNCT
cjfa-30900	368	5	ed	ed	NOUN
cjfa-30900	368	6	.	.	PUNCT
cjfa-30900	368	7	)	)	PUNCT
cjfa-30900	368	8	.	.	PUNCT
cjfa-30900	369	1	deregulating	deregulate	VERB
cjfa-30900	369	2	wall	wall	PROPN
cjfa-30900	369	3	street	street	PROPN
cjfa-30900	369	4	.	.	PUNCT
cjfa-30900	370	1	new	new	PROPN
cjfa-30900	370	2	york	york	PROPN
cjfa-30900	370	3	:	:	PUNCT
cjfa-30900	370	4	john	john	PROPN
cjfa-30900	370	5	wiley	wiley	PROPN
cjfa-30900	370	6	.	.	PUNCT
cjfa-30900	371	1	lyman	lyman	PROPN
cjfa-30900	371	2	,	,	PUNCT
cjfa-30900	371	3	t.r	t.r	PROPN
cjfa-30900	371	4	.	.	PROPN
cjfa-30900	371	5	,	,	PUNCT
cjfa-30900	371	6	ivatury	ivatury	PROPN
cjfa-30900	371	7	,	,	PUNCT
cjfa-30900	371	8	g.	g.	PROPN
cjfa-30900	371	9	,	,	PUNCT
cjfa-30900	371	10	&	&	CCONJ
cjfa-30900	371	11	staschen	staschen	ADV
cjfa-30900	371	12	,	,	PUNCT
cjfa-30900	371	13	s.	s.	PROPN
cjfa-30900	371	14	(	(	PUNCT
cjfa-30900	371	15	2006	2006	NUM
cjfa-30900	371	16	)	)	PUNCT
cjfa-30900	371	17	.	.	PUNCT
cjfa-30900	372	1	use	use	NOUN
cjfa-30900	372	2	of	of	ADP
cjfa-30900	372	3	agents	agent	NOUN
cjfa-30900	372	4	in	in	ADP
cjfa-30900	372	5	branchless	branchless	ADJ
cjfa-30900	372	6	banking	banking	NOUN
cjfa-30900	372	7	for	for	ADP
cjfa-30900	372	8	the	the	DET
cjfa-30900	372	9	poor	poor	ADJ
cjfa-30900	372	10	:	:	PUNCT
cjfa-30900	372	11	rewards	reward	NOUN
cjfa-30900	372	12	,	,	PUNCT
cjfa-30900	372	13	risks	risk	NOUN
cjfa-30900	372	14	,	,	PUNCT
cjfa-30900	372	15	and	and	CCONJ
cjfa-30900	372	16	regulation	regulation	NOUN
cjfa-30900	372	17	.	.	PUNCT
cjfa-30900	373	1	cgap	cgap	PROPN
cjfa-30900	373	2	focus	focus	NOUN
cjfa-30900	373	3	note	note	NOUN
cjfa-30900	373	4	,	,	PUNCT
cjfa-30900	373	5	38	38	NUM
cjfa-30900	373	6	,	,	PUNCT
cjfa-30900	373	7	1	1	NUM
cjfa-30900	373	8	-	-	SYM
cjfa-30900	373	9	16	16	NUM
cjfa-30900	373	10	.	.	PUNCT
cjfa-30900	374	1	miller	miller	PROPN
cjfa-30900	374	2	,	,	PUNCT
cjfa-30900	374	3	m.h	m.h	PROPN
cjfa-30900	374	4	.	.	PROPN
cjfa-30900	374	5	(	(	PUNCT
cjfa-30900	374	6	1992	1992	NUM
cjfa-30900	374	7	)	)	PUNCT
cjfa-30900	374	8	.	.	PUNCT
cjfa-30900	375	1	financial	financial	ADJ
cjfa-30900	375	2	innovation	innovation	NOUN
cjfa-30900	375	3	:	:	PUNCT
cjfa-30900	375	4	achievements	achievement	NOUN
cjfa-30900	375	5	and	and	CCONJ
cjfa-30900	375	6	prospects	prospect	NOUN
cjfa-30900	375	7	.	.	PUNCT
cjfa-30900	376	1	journal	journal	NOUN
cjfa-30900	376	2	of	of	ADP
cjfa-30900	376	3	applied	apply	VERB
cjfa-30900	376	4	corporate	corporate	ADJ
cjfa-30900	376	5	finance	finance	NOUN
cjfa-30900	376	6	,	,	PUNCT
cjfa-30900	376	7	4(2	4(2	NUM
cjfa-30900	376	8	)	)	PUNCT
cjfa-30900	376	9	,	,	PUNCT
cjfa-30900	376	10	4	4	NUM
cjfa-30900	376	11	-	-	SYM
cjfa-30900	376	12	11	11	NUM
cjfa-30900	376	13	.	.	PUNCT
cjfa-30900	377	1	https://dx.doi.org/10.1111/j.1745-6622.1992	https://dx.doi.org/10.1111/j.1745-6622.1992	PROPN
cjfa-30900	377	2	.	.	PUNCT
cjfa-30900	378	1	tb00213.x	tb00213.x	PROPN
cjfa-30900	378	2	.	.	PUNCT
cjfa-30900	379	1	nabi	nabi	PROPN
cjfa-30900	379	2	,	,	PUNCT
cjfa-30900	379	3	m.g	m.g	PROPN
cjfa-30900	379	4	.	.	PROPN
cjfa-30900	379	5	,	,	PUNCT
cjfa-30900	379	6	sarder	sarder	ADJ
cjfa-30900	379	7	,	,	PUNCT
cjfa-30900	379	8	m.m.r	m.m.r	ADJ
cjfa-30900	379	9	.	.	PROPN
cjfa-30900	379	10	,	,	PUNCT
cjfa-30900	379	11	moula	moula	PROPN
cjfa-30900	379	12	,	,	PUNCT
cjfa-30900	379	13	m.g	m.g	PROPN
cjfa-30900	379	14	.	.	PROPN
cjfa-30900	379	15	,	,	PUNCT
cjfa-30900	379	16	&	&	CCONJ
cjfa-30900	379	17	sarder	sarder	PROPN
cjfa-30900	379	18	,	,	PUNCT
cjfa-30900	379	19	m.w	m.w	PROPN
cjfa-30900	379	20	.	.	PROPN
cjfa-30900	380	1	(	(	PUNCT
cjfa-30900	380	2	2017	2017	NUM
cjfa-30900	380	3	)	)	PUNCT
cjfa-30900	380	4	.	.	PUNCT
cjfa-30900	381	1	do	do	AUX
cjfa-30900	381	2	mobile	mobile	ADJ
cjfa-30900	381	3	financial	financial	ADJ
cjfa-30900	381	4	services	service	NOUN
cjfa-30900	381	5	promote	promote	VERB
cjfa-30900	381	6	ethical	ethical	ADJ
cjfa-30900	381	7	banking	banking	NOUN
cjfa-30900	381	8	in	in	ADP
cjfa-30900	381	9	bangladesh	bangladesh	PROPN
cjfa-30900	381	10	?	?	PUNCT
cjfa-30900	382	1	bangladesh	bangladesh	PROPN
cjfa-30900	382	2	economic	economic	PROPN
cjfa-30900	382	3	association	association	PROPN
cjfa-30900	382	4	,	,	PUNCT
cjfa-30900	382	5	1	1	NUM
cjfa-30900	382	6	-	-	SYM
cjfa-30900	382	7	17	17	NUM
cjfa-30900	382	8	.	.	PUNCT
cjfa-30900	383	1	pietrzak	pietrzak	PROPN
cjfa-30900	383	2	,	,	PUNCT
cjfa-30900	383	3	b.	b.	PROPN
cjfa-30900	383	4	,	,	PUNCT
cjfa-30900	383	5	polański	polański	PROPN
cjfa-30900	383	6	,	,	PUNCT
cjfa-30900	383	7	z.	z.	PROPN
cjfa-30900	383	8	,	,	PUNCT
cjfa-30900	383	9	&	&	CCONJ
cjfa-30900	383	10	woźniak	woźniak	PROPN
cjfa-30900	383	11	,	,	PUNCT
cjfa-30900	383	12	b.	b.	PROPN
cjfa-30900	383	13	(	(	PUNCT
cjfa-30900	383	14	2008	2008	NUM
cjfa-30900	383	15	)	)	PUNCT
cjfa-30900	383	16	.	.	PUNCT
cjfa-30900	384	1	system	system	NOUN
cjfa-30900	384	2	finansowy	finansowy	PROPN
cjfa-30900	384	3	w	w	PROPN
cjfa-30900	384	4	polsce	polsce	PROPN
cjfa-30900	384	5	.	.	PUNCT
cjfa-30900	385	1	vol	vol	NOUN
cjfa-30900	385	2	1	1	NUM
cjfa-30900	385	3	.	.	PUNCT
cjfa-30900	386	1	warszawa	warszawa	PROPN
cjfa-30900	386	2	:	:	PUNCT
cjfa-30900	386	3	pwn	pwn	PROPN
cjfa-30900	386	4	.	.	PUNCT
cjfa-30900	386	5	rose	rise	VERB
cjfa-30900	386	6	,	,	PUNCT
cjfa-30900	386	7	p.s	p.s	INTJ
cjfa-30900	386	8	.	.	PROPN
cjfa-30900	386	9	,	,	PUNCT
cjfa-30900	386	10	&	&	CCONJ
cjfa-30900	386	11	marquis	marquis	PROPN
cjfa-30900	386	12	,	,	PUNCT
cjfa-30900	386	13	m.h	m.h	PROPN
cjfa-30900	386	14	.	.	PROPN
cjfa-30900	386	15	(	(	PUNCT
cjfa-30900	386	16	2009	2009	NUM
cjfa-30900	386	17	)	)	PUNCT
cjfa-30900	386	18	.	.	PUNCT
cjfa-30900	387	1	money	money	NOUN
cjfa-30900	387	2	market	market	NOUN
cjfa-30900	387	3	and	and	CCONJ
cjfa-30900	387	4	capital	capital	NOUN
cjfa-30900	387	5	market	market	NOUN
cjfa-30900	387	6	,	,	PUNCT
cjfa-30900	387	7	financial	financial	ADJ
cjfa-30900	387	8	institutions	institution	NOUN
cjfa-30900	387	9	and	and	CCONJ
cjfa-30900	387	10	instruments	instrument	NOUN
cjfa-30900	387	11	in	in	ADP
cjfa-30900	387	12	a	a	DET
cjfa-30900	387	13	global	global	ADJ
cjfa-30900	387	14	marketplace	marketplace	NOUN
cjfa-30900	387	15	.	.	PUNCT
cjfa-30900	388	1	new	new	PROPN
cjfa-30900	388	2	york	york	PROPN
cjfa-30900	388	3	:	:	PUNCT
cjfa-30900	388	4	mcgraw	mcgraw	PROPN
cjfa-30900	388	5	hill	hill	PROPN
cjfa-30900	388	6	.	.	PUNCT
cjfa-30900	389	1	sadiku	sadiku	PROPN
cjfa-30900	389	2	,	,	PUNCT
cjfa-30900	389	3	m.n.o	m.n.o	PROPN
cjfa-30900	389	4	.	.	PROPN
cjfa-30900	389	5	,	,	PUNCT
cjfa-30900	389	6	tembely	tembely	ADV
cjfa-30900	389	7	,	,	PUNCT
cjfa-30900	389	8	m.	m.	NOUN
cjfa-30900	389	9	,	,	PUNCT
cjfa-30900	389	10	musa	musa	PROPN
cjfa-30900	389	11	,	,	PUNCT
cjfa-30900	389	12	s.m	s.m	PROPN
cjfa-30900	389	13	.	.	PROPN
cjfa-30900	389	14	,	,	PUNCT
cjfa-30900	389	15	&	&	CCONJ
cjfa-30900	389	16	momoh	momoh	ADJ
cjfa-30900	389	17	,	,	PUNCT
cjfa-30900	389	18	o.d	o.d	PROPN
cjfa-30900	389	19	.	.	PROPN
cjfa-30900	389	20	(	(	PUNCT
cjfa-30900	389	21	2017	2017	NUM
cjfa-30900	389	22	)	)	PUNCT
cjfa-30900	389	23	.	.	PUNCT
cjfa-30900	390	1	mobile	mobile	ADJ
cjfa-30900	390	2	banking	banking	NOUN
cjfa-30900	390	3	.	.	PUNCT
cjfa-30900	391	1	international	international	ADJ
cjfa-30900	391	2	journals	journal	NOUN
cjfa-30900	391	3	of	of	ADP
cjfa-30900	391	4	advanced	advanced	ADJ
cjfa-30900	391	5	research	research	NOUN
cjfa-30900	391	6	in	in	ADP
cjfa-30900	391	7	computer	computer	NOUN
cjfa-30900	391	8	science	science	NOUN
cjfa-30900	391	9	and	and	CCONJ
cjfa-30900	391	10	software	software	NOUN
cjfa-30900	391	11	engineering	engineering	NOUN
cjfa-30900	391	12	,	,	PUNCT
cjfa-30900	391	13	7(6	7(6	NUM
cjfa-30900	391	14	)	)	PUNCT
cjfa-30900	391	15	,	,	PUNCT
cjfa-30900	391	16	75	75	NUM
cjfa-30900	391	17	-	-	SYM
cjfa-30900	391	18	76	76	NUM
cjfa-30900	391	19	.	.	PUNCT
cjfa-30900	392	1	https://dx.doi.org/	https://dx.doi.org/	X
cjfa-30900	392	2	10.23956	10.23956	NUM
cjfa-30900	392	3	/	/	SYM
cjfa-30900	392	4	ijarcsse	ijarcsse	NOUN
cjfa-30900	392	5	/	/	SYM
cjfa-30900	392	6	v7i6/01615	v7i6/01615	NOUN
cjfa-30900	392	7	.	.	PUNCT
cjfa-30900	393	1	siddik	siddik	PROPN
cjfa-30900	393	2	,	,	PUNCT
cjfa-30900	393	3	m.n.a	m.n.a	NOUN
cjfa-30900	393	4	.	.	PROPN
cjfa-30900	393	5	,	,	PUNCT
cjfa-30900	393	6	sun	sun	PROPN
cjfa-30900	393	7	,	,	PUNCT
cjfa-30900	393	8	g.	g.	PROPN
cjfa-30900	393	9	,	,	PUNCT
cjfa-30900	393	10	yanjuan	yanjuan	PROPN
cjfa-30900	393	11	,	,	PUNCT
cjfa-30900	393	12	c.u.i	c.u.i	PROPN
cjfa-30900	393	13	.	.	PROPN
cjfa-30900	393	14	,	,	PUNCT
cjfa-30900	393	15	&	&	CCONJ
cjfa-30900	393	16	kabiraj	kabiraj	PROPN
cjfa-30900	393	17	,	,	PUNCT
cjfa-30900	393	18	s.	s.	PROPN
cjfa-30900	393	19	(	(	PUNCT
cjfa-30900	393	20	2014	2014	NUM
cjfa-30900	393	21	)	)	PUNCT
cjfa-30900	393	22	.	.	PUNCT
cjfa-30900	394	1	financial	financial	ADJ
cjfa-30900	394	2	inclusion	inclusion	NOUN
cjfa-30900	394	3	through	through	ADP
cjfa-30900	394	4	mobile	mobile	ADJ
cjfa-30900	394	5	banking	banking	NOUN
cjfa-30900	394	6	:	:	PUNCT
cjfa-30900	394	7	a	a	DET
cjfa-30900	394	8	case	case	NOUN
cjfa-30900	394	9	of	of	ADP
cjfa-30900	394	10	bangladesh	bangladesh	PROPN
cjfa-30900	394	11	.	.	PUNCT
cjfa-30900	395	1	journal	journal	PROPN
cjfa-30900	395	2	of	of	ADP
cjfa-30900	395	3	applied	apply	VERB
cjfa-30900	395	4	finance	finance	NOUN
cjfa-30900	395	5	and	and	CCONJ
cjfa-30900	395	6	banking	banking	NOUN
cjfa-30900	395	7	,	,	PUNCT
cjfa-30900	395	8	4(6	4(6	NUM
cjfa-30900	395	9	)	)	PUNCT
cjfa-30900	395	10	,	,	PUNCT
cjfa-30900	395	11	109	109	NUM
cjfa-30900	395	12	-	-	SYM
cjfa-30900	395	13	136	136	NUM
cjfa-30900	395	14	.	.	PUNCT
cjfa-30900	396	1	smith	smith	PROPN
cjfa-30900	396	2	jr	jr	PROPN
cjfa-30900	396	3	,	,	PUNCT
cjfa-30900	396	4	c.w	c.w	PROPN
cjfa-30900	396	5	.	.	PROPN
cjfa-30900	396	6	,	,	PUNCT
cjfa-30900	396	7	smithson	smithson	PROPN
cjfa-30900	396	8	,	,	PUNCT
cjfa-30900	396	9	c.w	c.w	PROPN
cjfa-30900	396	10	.	.	PROPN
cjfa-30900	396	11	,	,	PUNCT
cjfa-30900	396	12	&	&	CCONJ
cjfa-30900	396	13	wilford	wilford	PROPN
cjfa-30900	396	14	,	,	PUNCT
cjfa-30900	396	15	d.s	d.s	PROPN
cjfa-30900	396	16	.	.	PROPN
cjfa-30900	396	17	(	(	PUNCT
cjfa-30900	396	18	1989	1989	NUM
cjfa-30900	396	19	)	)	PUNCT
cjfa-30900	396	20	.	.	PUNCT
cjfa-30900	397	1	managing	manage	VERB
cjfa-30900	397	2	financial	financial	ADJ
cjfa-30900	397	3	risk	risk	NOUN
cjfa-30900	397	4	.	.	PUNCT
cjfa-30900	398	1	journal	journal	NOUN
cjfa-30900	398	2	of	of	ADP
cjfa-30900	398	3	applied	apply	VERB
cjfa-30900	398	4	corporate	corporate	ADJ
cjfa-30900	398	5	finance	finance	NOUN
cjfa-30900	398	6	,	,	PUNCT
cjfa-30900	398	7	1(4	1(4	NUM
cjfa-30900	398	8	)	)	PUNCT
cjfa-30900	398	9	,	,	PUNCT
cjfa-30900	398	10	27	27	NUM
cjfa-30900	398	11	-	-	SYM
cjfa-30900	398	12	48	48	NUM
cjfa-30900	398	13	.	.	PUNCT
cjfa-30900	399	1	sultana	sultana	PROPN
cjfa-30900	399	2	,	,	PUNCT
cjfa-30900	399	3	b.	b.	PROPN
cjfa-30900	399	4	,	,	PUNCT
cjfa-30900	399	5	&	&	CCONJ
cjfa-30900	399	6	khan	khan	PROPN
cjfa-30900	399	7	,	,	PUNCT
cjfa-30900	399	8	m.r	m.r	PROPN
cjfa-30900	399	9	.	.	PROPN
cjfa-30900	399	10	(	(	PUNCT
cjfa-30900	399	11	2017	2017	NUM
cjfa-30900	399	12	)	)	PUNCT
cjfa-30900	399	13	.	.	PUNCT
cjfa-30900	400	1	are	be	AUX
cjfa-30900	400	2	mobile	mobile	ADJ
cjfa-30900	400	3	financial	financial	ADJ
cjfa-30900	400	4	services	service	NOUN
cjfa-30900	400	5	promoting	promote	VERB
cjfa-30900	400	6	financial	financial	ADJ
cjfa-30900	400	7	inclusion	inclusion	NOUN
cjfa-30900	400	8	in	in	ADP
cjfa-30900	400	9	bangladesh	bangladesh	NOUN
cjfa-30900	400	10	?	?	PUNCT
cjfa-30900	401	1	an	an	DET
cjfa-30900	401	2	assessment	assessment	NOUN
cjfa-30900	401	3	study	study	NOUN
cjfa-30900	401	4	(	(	PUNCT
cjfa-30900	401	5	no	no	INTJ
cjfa-30900	401	6	.	.	PUNCT
cjfa-30900	402	1	i	i	PRON
cjfa-30900	402	2	d	d	NOUN
cjfa-30900	402	3	:	:	PUNCT
cjfa-30900	402	4	11914	11914	NUM
cjfa-30900	402	5	)	)	PUNCT
cjfa-30900	402	6	.	.	PUNCT
cjfa-30900	403	1	s.	s.	PROPN
cjfa-30900	403	2	s.	s.	PROPN
cjfa-30900	403	3	m.	m.	PROPN
cjfa-30900	403	4	huda	huda	PROPN
cjfa-30900	403	5	,	,	PUNCT
cjfa-30900	403	6	md	md	PROPN
cjfa-30900	403	7	.	.	PROPN
cjfa-30900	403	8	humayun	humayun	PROPN
cjfa-30900	403	9	kabir	kabir	PROPN
cjfa-30900	403	10	,	,	PUNCT
cjfa-30900	403	11	nurun	nurun	PROPN
cjfa-30900	403	12	naher	naher	PROPN
cjfa-30900	403	13	popy	popy	PROPN
cjfa-30900	403	14	,	,	PUNCT
cjfa-30900	403	15	sunny	sunny	ADJ
cjfa-30900	403	16	saha56	saha56	NOUN
cjfa-30900	403	17	sultana	sultana	NOUN
cjfa-30900	403	18	,	,	PUNCT
cjfa-30900	403	19	r.	r.	PROPN
cjfa-30900	403	20	(	(	PUNCT
cjfa-30900	403	21	2014	2014	NUM
cjfa-30900	403	22	)	)	PUNCT
cjfa-30900	403	23	.	.	PUNCT
cjfa-30900	404	1	mobile	mobile	ADJ
cjfa-30900	404	2	financial	financial	ADJ
cjfa-30900	404	3	services	service	NOUN
cjfa-30900	404	4	(	(	PUNCT
cjfa-30900	404	5	mfs	mfs	PROPN
cjfa-30900	404	6	)	)	PUNCT
cjfa-30900	404	7	business	business	NOUN
cjfa-30900	404	8	and	and	CCONJ
cjfa-30900	404	9	regulations	regulation	NOUN
cjfa-30900	404	10	:	:	PUNCT
cjfa-30900	404	11	evolution	evolution	NOUN
cjfa-30900	404	12	in	in	ADP
cjfa-30900	404	13	south	south	ADJ
cjfa-30900	404	14	asian	asian	ADJ
cjfa-30900	404	15	markets	market	NOUN
cjfa-30900	404	16	.	.	PUNCT
cjfa-30900	405	1	https://dx.doi.org/10.2139/ssrn.2524220	https://dx.doi.org/10.2139/ssrn.2524220	PROPN
cjfa-30900	405	2	.	.	PUNCT
cjfa-30900	406	1	the	the	DET
cjfa-30900	406	2	world	world	PROPN
cjfa-30900	406	3	bank	bank	PROPN
cjfa-30900	406	4	(	(	PUNCT
cjfa-30900	406	5	2017	2017	NUM
cjfa-30900	406	6	)	)	PUNCT
cjfa-30900	406	7	.	.	PUNCT
cjfa-30900	407	1	global	global	ADJ
cjfa-30900	407	2	financial	financial	PROPN
cjfa-30900	407	3	development	development	PROPN
cjfa-30900	407	4	database	database	NOUN
cjfa-30900	407	5	,	,	PUNCT
cjfa-30900	407	6	https://www.worldbank.org/en/publication/gfdr/data/global-financial-development-database	https://www.worldbank.org/en/publication/gfdr/data/global-financial-development-database	PRON
cjfa-30900	407	7	(	(	PUNCT
cjfa-30900	407	8	accessed	access	VERB
cjfa-30900	407	9	:	:	PUNCT
cjfa-30900	407	10	22.03.2020	22.03.2020	NUM
cjfa-30900	407	11	)	)	PUNCT
cjfa-30900	407	12	.	.	PUNCT
cjfa-30900	408	1	the	the	DET
cjfa-30900	408	2	world	world	PROPN
cjfa-30900	408	3	bank	bank	PROPN
cjfa-30900	408	4	(	(	PUNCT
cjfa-30900	408	5	2017	2017	NUM
cjfa-30900	408	6	)	)	PUNCT
cjfa-30900	408	7	.	.	PUNCT
cjfa-30900	409	1	the	the	DET
cjfa-30900	409	2	global	global	ADJ
cjfa-30900	409	3	findex	findex	PROPN
cjfa-30900	409	4	database	database	PROPN
cjfa-30900	409	5	2017	2017	NUM
cjfa-30900	409	6	,	,	PUNCT
cjfa-30900	409	7	https://globalfindex.worldbank.org/	https://globalfindex.worldbank.org/	NOUN
cjfa-30900	409	8	(	(	PUNCT
cjfa-30900	409	9	20.03.2020	20.03.2020	NOUN
cjfa-30900	409	10	)	)	PUNCT
cjfa-30900	409	11	.	.	PUNCT
cjfa-30900	410	1	tufano	tufano	ADJ
cjfa-30900	410	2	,	,	PUNCT
cjfa-30900	410	3	p.	p.	NOUN
cjfa-30900	410	4	(	(	PUNCT
cjfa-30900	410	5	1989	1989	NUM
cjfa-30900	410	6	)	)	PUNCT
cjfa-30900	410	7	.	.	PUNCT
cjfa-30900	411	1	financial	financial	ADJ
cjfa-30900	411	2	innovation	innovation	NOUN
cjfa-30900	411	3	and	and	CCONJ
cjfa-30900	411	4	first	first	ADJ
cjfa-30900	411	5	-	-	PUNCT
cjfa-30900	411	6	mover	mover	NOUN
cjfa-30900	411	7	advantages	advantage	NOUN
cjfa-30900	411	8	.	.	PUNCT
cjfa-30900	412	1	journal	journal	NOUN
cjfa-30900	412	2	of	of	ADP
cjfa-30900	412	3	financial	financial	ADJ
cjfa-30900	412	4	economics	economic	NOUN
cjfa-30900	412	5	,	,	PUNCT
cjfa-30900	412	6	25(2	25(2	NUM
cjfa-30900	412	7	)	)	PUNCT
cjfa-30900	412	8	,	,	PUNCT
cjfa-30900	412	9	213	213	NUM
cjfa-30900	412	10	-	-	SYM
cjfa-30900	412	11	240	240	NUM
cjfa-30900	412	12	.	.	PUNCT
cjfa-30900	413	1	https://dx.doi.org/10.1016/0304-405x(89)90082-2	https://dx.doi.org/10.1016/0304-405x(89)90082-2	PROPN
cjfa-30900	413	2	.	.	PUNCT
cjfa-30900	414	1	tufano	tufano	ADJ
cjfa-30900	414	2	,	,	PUNCT
cjfa-30900	414	3	p.	p.	NOUN
cjfa-30900	414	4	(	(	PUNCT
cjfa-30900	414	5	2003	2003	NUM
cjfa-30900	414	6	)	)	PUNCT
cjfa-30900	414	7	.	.	PUNCT
cjfa-30900	415	1	financial	financial	ADJ
cjfa-30900	415	2	innovation	innovation	NOUN
cjfa-30900	415	3	.	.	PUNCT
cjfa-30900	416	1	in	in	ADP
cjfa-30900	416	2	g.m	g.m	PROPN
cjfa-30900	416	3	.	.	PROPN
cjfa-30900	416	4	constantinides	constantinides	PROPN
cjfa-30900	416	5	,	,	PUNCT
cjfa-30900	416	6	m.	m.	PROPN
cjfa-30900	416	7	harris	harris	PROPN
cjfa-30900	416	8	,	,	PUNCT
cjfa-30900	416	9	r.m	r.m	PROPN
cjfa-30900	416	10	.	.	PROPN
cjfa-30900	416	11	stulz	stulz	PROPN
cjfa-30900	416	12	(	(	PUNCT
cjfa-30900	416	13	eds	ed	NOUN
cjfa-30900	416	14	.	.	PUNCT
cjfa-30900	416	15	)	)	PUNCT
cjfa-30900	416	16	.	.	PUNCT
cjfa-30900	417	1	handbook	handbook	NOUN
cjfa-30900	417	2	of	of	ADP
cjfa-30900	417	3	the	the	DET
cjfa-30900	417	4	economics	economic	NOUN
cjfa-30900	417	5	of	of	ADP
cjfa-30900	417	6	finance	finance	NOUN
cjfa-30900	417	7	.	.	PUNCT
cjfa-30900	418	1	amsterdam	amsterdam	PROPN
cjfa-30900	418	2	:	:	PUNCT
cjfa-30900	418	3	elsevier	elsevier	PROPN
cjfa-30900	418	4	.	.	PUNCT
cjfa-30900	419	1	https://dx.doi	https://dx.doi	PROPN
cjfa-30900	419	2	.	.	PUNCT
cjfa-30900	420	1	org/10.1016	org/10.1016	PROPN
cjfa-30900	420	2	/	/	SYM
cjfa-30900	420	3	s1574	s1574	PROPN
cjfa-30900	420	4	-	-	PUNCT
cjfa-30900	420	5	0102(03)01010	0102(03)01010	NOUN
cjfa-30900	420	6	-	-	PUNCT
cjfa-30900	420	7	0	0	NUM
cjfa-30900	420	8	.	.	PUNCT
cjfa-30900	421	1	verghese	verghese	PROPN
cjfa-30900	421	2	,	,	PUNCT
cjfa-30900	421	3	s.k	s.k	PROPN
cjfa-30900	421	4	.	.	PROPN
cjfa-30900	421	5	(	(	PUNCT
cjfa-30900	421	6	1990	1990	NUM
cjfa-30900	421	7	)	)	PUNCT
cjfa-30900	421	8	.	.	PUNCT
cjfa-30900	422	1	financial	financial	ADJ
cjfa-30900	422	2	innovation	innovation	NOUN
cjfa-30900	422	3	and	and	CCONJ
cjfa-30900	422	4	lessons	lesson	NOUN
cjfa-30900	422	5	for	for	ADP
cjfa-30900	422	6	india	india	PROPN
cjfa-30900	422	7	.	.	PUNCT
cjfa-30900	423	1	economic	economic	ADJ
cjfa-30900	423	2	and	and	CCONJ
cjfa-30900	423	3	political	political	ADJ
cjfa-30900	423	4	weekly	weekly	ADJ
cjfa-30900	423	5	,	,	PUNCT
cjfa-30900	423	6	25(5	25(5	NUM
cjfa-30900	423	7	)	)	PUNCT
cjfa-30900	423	8	,	,	PUNCT
cjfa-30900	423	9	265	265	NUM
cjfa-30900	423	10	-	-	SYM
cjfa-30900	423	11	272	272	NUM
cjfa-30900	423	12	.	.	PUNCT