id	sid	tid	token	lemma	pos
cjfa-33344	1	1	date	date	NOUN
cjfa-33344	1	2	of	of	ADP
cjfa-33344	1	3	submission	submission	NOUN
cjfa-33344	1	4	:	:	PUNCT
cjfa-33344	1	5	june	june	PROPN
cjfa-33344	1	6	20	20	NUM
cjfa-33344	1	7	,	,	PUNCT
cjfa-33344	1	8	2020	2020	NUM
cjfa-33344	1	9	;	;	PUNCT
cjfa-33344	1	10	date	date	NOUN
cjfa-33344	1	11	of	of	ADP
cjfa-33344	1	12	acceptance	acceptance	NOUN
cjfa-33344	1	13	:	:	PUNCT
cjfa-33344	1	14	august	august	PROPN
cjfa-33344	1	15	18	18	NUM
cjfa-33344	1	16	,	,	PUNCT
cjfa-33344	1	17	2020	2020	NUM
cjfa-33344	1	18	.	.	PUNCT
cjfa-33344	2	1	*	*	PUNCT
cjfa-33344	2	2	contact	contact	NOUN
cjfa-33344	2	3	information	information	NOUN
cjfa-33344	2	4	:	:	PUNCT
cjfa-33344	2	5	humayun.kabir@ewubd.edu	humayun.kabir@ewubd.edu	NOUN
cjfa-33344	2	6	,	,	PUNCT
cjfa-33344	2	7	department	department	NOUN
cjfa-33344	2	8	of	of	ADP
cjfa-33344	2	9	business	business	PROPN
cjfa-33344	2	10	administration	administration	PROPN
cjfa-33344	2	11	,	,	PUNCT
cjfa-33344	2	12	east	east	PROPN
cjfa-33344	2	13	west	west	PROPN
cjfa-33344	2	14	university	university	PROPN
cjfa-33344	2	15	,	,	PUNCT
cjfa-33344	2	16	dhaka	dhaka	PROPN
cjfa-33344	2	17	,	,	PUNCT
cjfa-33344	2	18	bangladesh	bangladesh	PROPN
cjfa-33344	2	19	,	,	PUNCT
cjfa-33344	2	20	phone	phone	NOUN
cjfa-33344	2	21	:	:	PUNCT
cjfa-33344	2	22	+8809666775577	+8809666775577	PROPN
cjfa-33344	2	23	ext	ext	NOUN
cjfa-33344	2	24	.	.	PROPN
cjfa-33344	2	25	406	406	NUM
cjfa-33344	2	26	;	;	PUNCT
cjfa-33344	2	27	orcid	orcid	PROPN
cjfa-33344	3	1	i	i	NOUN
cjfa-33344	3	2	d	d	NOUN
cjfa-33344	3	3	:	:	PUNCT
cjfa-33344	4	1	https://orcid.org/0000-0002-5648-197x	https://orcid.org/0000-0002-5648-197x	PUNCT
cjfa-33344	4	2	.	.	PUNCT
cjfa-33344	5	1	*	*	PUNCT
cjfa-33344	5	2	*	*	PUNCT
cjfa-33344	5	3	contact	contact	NOUN
cjfa-33344	5	4	information	information	NOUN
cjfa-33344	5	5	:	:	PUNCT
cjfa-33344	5	6	sadrul.huda@northsouth.edu	sadrul.huda@northsouth.edu	NUM
cjfa-33344	5	7	,	,	PUNCT
cjfa-33344	5	8	department	department	NOUN
cjfa-33344	5	9	of	of	ADP
cjfa-33344	5	10	management	management	NOUN
cjfa-33344	5	11	,	,	PUNCT
cjfa-33344	5	12	north	north	PROPN
cjfa-33344	5	13	south	south	PROPN
cjfa-33344	5	14	university	university	PROPN
cjfa-33344	5	15	,	,	PUNCT
cjfa-33344	5	16	dhaka	dhaka	PROPN
cjfa-33344	5	17	,	,	PUNCT
cjfa-33344	5	18	bangladesh	bangladesh	PROPN
cjfa-33344	5	19	,	,	PUNCT
cjfa-33344	5	20	phone	phone	NOUN
cjfa-33344	5	21	:	:	PUNCT
cjfa-33344	5	22	+880255668200	+880255668200	NUM
cjfa-33344	5	23	ext	ext	NOUN
cjfa-33344	5	24	.	.	PUNCT
cjfa-33344	6	1	1730	1730	NUM
cjfa-33344	6	2	;	;	PUNCT
cjfa-33344	6	3	or	or	CCONJ
cjfa-33344	6	4	 	 	SPACE
cjfa-33344	6	5	cid	cid	PROPN
cjfa-33344	7	1	i	i	PROPN
cjfa-33344	7	2	d	d	PROPN
cjfa-33344	7	3	:	:	PUNCT
cjfa-33344	7	4	https://orcid.org/0000-0002-6253-3043	https://orcid.org/0000-0002-6253-3043	X
cjfa-33344	7	5	.	.	PUNCT
cjfa-33344	8	1	*	*	PUNCT
cjfa-33344	8	2	*	*	PUNCT
cjfa-33344	8	3	*	*	PUNCT
cjfa-33344	8	4	contact	contact	NOUN
cjfa-33344	8	5	information	information	NOUN
cjfa-33344	8	6	:	:	PUNCT
cjfa-33344	8	7	omar@ewubd.edu	omar@ewubd.edu	PROPN
cjfa-33344	8	8	,	,	PUNCT
cjfa-33344	8	9	department	department	NOUN
cjfa-33344	8	10	of	of	ADP
cjfa-33344	8	11	business	business	PROPN
cjfa-33344	8	12	administration	administration	PROPN
cjfa-33344	8	13	,	,	PUNCT
cjfa-33344	8	14	east	east	PROPN
cjfa-33344	8	15	west	west	PROPN
cjfa-33344	8	16	university	university	PROPN
cjfa-33344	8	17	,	,	PUNCT
cjfa-33344	8	18	dhaka	dhaka	PROPN
cjfa-33344	8	19	,	,	PUNCT
cjfa-33344	8	20	bangladesh	bangladesh	PROPN
cjfa-33344	8	21	,	,	PUNCT
cjfa-33344	8	22	phone	phone	NOUN
cjfa-33344	8	23	:	:	PUNCT
cjfa-33344	8	24	+8809666775577	+8809666775577	NUM
cjfa-33344	8	25	ext	ext	NOUN
cjfa-33344	8	26	.	.	PROPN
cjfa-33344	9	1	168	168	NUM
cjfa-33344	9	2	;	;	PUNCT
cjfa-33344	9	3	orcid	orcid	PROPN
cjfa-33344	10	1	i	i	NOUN
cjfa-33344	10	2	d	d	NOUN
cjfa-33344	10	3	:	:	PUNCT
cjfa-33344	10	4	https://orcid.org/0000-0002-0733-8691	https://orcid.org/0000-0002-0733-8691	NOUN
cjfa-33344	10	5	.	.	PUNCT
cjfa-33344	11	1	copernican	copernican	PROPN
cjfa-33344	11	2	journal	journal	PROPN
cjfa-33344	11	3	of	of	ADP
cjfa-33344	11	4	finance	finance	PROPN
cjfa-33344	11	5	&	&	CCONJ
cjfa-33344	11	6	accounting	accounting	PROPN
cjfa-33344	11	7	e	e	PROPN
cjfa-33344	11	8	-	-	PROPN
cjfa-33344	11	9	issn	issn	PROPN
cjfa-33344	11	10	2300	2300	NUM
cjfa-33344	11	11	-	-	SYM
cjfa-33344	11	12	3065	3065	NUM
cjfa-33344	11	13	p	p	PROPN
cjfa-33344	11	14	-	-	PUNCT
cjfa-33344	11	15	issn	issn	PROPN
cjfa-33344	11	16	2300	2300	NUM
cjfa-33344	11	17	-	-	SYM
cjfa-33344	11	18	12402020	12402020	NUM
cjfa-33344	11	19	,	,	PUNCT
cjfa-33344	11	20	volume	volume	NOUN
cjfa-33344	11	21	9	9	NUM
cjfa-33344	11	22	,	,	PUNCT
cjfa-33344	11	23	issue	issue	VERB
cjfa-33344	11	24	3	3	NUM
cjfa-33344	11	25	kabir	kabir	PROPN
cjfa-33344	11	26	,	,	PUNCT
cjfa-33344	11	27	m.h	m.h	PROPN
cjfa-33344	11	28	.	.	PROPN
cjfa-33344	11	29	,	,	PUNCT
cjfa-33344	11	30	sadrul	sadrul	PROPN
cjfa-33344	11	31	huda	huda	PROPN
cjfa-33344	11	32	,	,	PUNCT
cjfa-33344	11	33	s.s.m	s.s.m	PROPN
cjfa-33344	11	34	.	.	PROPN
cjfa-33344	11	35	,	,	PUNCT
cjfa-33344	11	36	&	&	CCONJ
cjfa-33344	11	37	faruq	faruq	PROPN
cjfa-33344	11	38	,	,	PUNCT
cjfa-33344	11	39	o.	o.	PROPN
cjfa-33344	11	40	(	(	PUNCT
cjfa-33344	11	41	2020	2020	NUM
cjfa-33344	11	42	)	)	PUNCT
cjfa-33344	11	43	.	.	PUNCT
cjfa-33344	12	1	mobile	mobile	ADJ
cjfa-33344	12	2	financial	financial	ADJ
cjfa-33344	12	3	services	service	NOUN
cjfa-33344	12	4	in	in	ADP
cjfa-33344	12	5	the	the	DET
cjfa-33344	12	6	context	context	NOUN
cjfa-33344	12	7	of	of	ADP
cjfa-33344	12	8	bangladesh	bangladesh	PROPN
cjfa-33344	12	9	.	.	PUNCT
cjfa-33344	13	1	copernican	copernican	PROPN
cjfa-33344	13	2	journal	journal	PROPN
cjfa-33344	13	3	of	of	ADP
cjfa-33344	13	4	finance	finance	PROPN
cjfa-33344	13	5	&	&	CCONJ
cjfa-33344	13	6	accounting	accounting	PROPN
cjfa-33344	13	7	,	,	PUNCT
cjfa-33344	13	8	9(3	9(3	NUM
cjfa-33344	13	9	)	)	PUNCT
cjfa-33344	13	10	,	,	PUNCT
cjfa-33344	13	11	83–98	83–98	NUM
cjfa-33344	13	12	.	.	PUNCT
cjfa-33344	14	1	http://dx.doi.org/10.12775/	http://dx.doi.org/10.12775/	PROPN
cjfa-33344	14	2	cjfa.2020.013	cjfa.2020.013	PROPN
cjfa-33344	14	3	md	md	PROPN
cjfa-33344	14	4	.	.	PROPN
cjfa-33344	15	1	humayun	humayun	PROPN
cjfa-33344	15	2	kabir	kabir	PROPN
cjfa-33344	15	3	*	*	PROPN
cjfa-33344	15	4	east	east	PROPN
cjfa-33344	15	5	west	west	PROPN
cjfa-33344	15	6	university	university	PROPN
cjfa-33344	15	7	s.	s.	PROPN
cjfa-33344	15	8	s.	s.	PROPN
cjfa-33344	15	9	m.	m.	PROPN
cjfa-33344	15	10	sadrul	sadrul	PROPN
cjfa-33344	15	11	huda	huda	PROPN
cjfa-33344	15	12	*	*	PROPN
cjfa-33344	15	13	*	*	PROPN
cjfa-33344	15	14	north	north	PROPN
cjfa-33344	15	15	south	south	PROPN
cjfa-33344	15	16	university	university	PROPN
cjfa-33344	15	17	omar	omar	PROPN
cjfa-33344	15	18	faruq	faruq	PROPN
cjfa-33344	15	19	*	*	PROPN
cjfa-33344	15	20	*	*	PROPN
cjfa-33344	15	21	*	*	PROPN
cjfa-33344	15	22	east	east	PROPN
cjfa-33344	15	23	west	west	PROPN
cjfa-33344	15	24	university	university	PROPN
cjfa-33344	15	25	mobile	mobile	ADJ
cjfa-33344	15	26	financial	financial	ADJ
cjfa-33344	15	27	services	service	NOUN
cjfa-33344	15	28	in	in	ADP
cjfa-33344	15	29	the	the	DET
cjfa-33344	15	30	context	context	NOUN
cjfa-33344	15	31	of	of	ADP
cjfa-33344	15	32	bangladesh	bangladesh	NOUN
cjfa-33344	15	33	keywords	keyword	NOUN
cjfa-33344	15	34	:	:	PUNCT
cjfa-33344	15	35	financial	financial	ADJ
cjfa-33344	15	36	services	service	NOUN
cjfa-33344	15	37	innovation	innovation	NOUN
cjfa-33344	15	38	,	,	PUNCT
cjfa-33344	15	39	mobile	mobile	ADJ
cjfa-33344	15	40	financial	financial	ADJ
cjfa-33344	15	41	services	service	NOUN
cjfa-33344	15	42	,	,	PUNCT
cjfa-33344	15	43	mobile	mobile	ADJ
cjfa-33344	15	44	banking	banking	NOUN
cjfa-33344	15	45	,	,	PUNCT
cjfa-33344	15	46	internet	internet	NOUN
cjfa-33344	15	47	banking	banking	NOUN
cjfa-33344	15	48	,	,	PUNCT
cjfa-33344	15	49	financial	financial	ADJ
cjfa-33344	15	50	inclusion	inclusion	NOUN
cjfa-33344	15	51	,	,	PUNCT
cjfa-33344	15	52	financial	financial	ADJ
cjfa-33344	15	53	technology	technology	NOUN
cjfa-33344	15	54	.	.	PUNCT
cjfa-33344	16	1	j	j	PROPN
cjfa-33344	16	2	e	e	PROPN
cjfa-33344	16	3	l	l	PROPN
cjfa-33344	16	4	classification	classification	NOUN
cjfa-33344	16	5	:	:	PUNCT
cjfa-33344	16	6	g20	g20	NOUN
cjfa-33344	16	7	,	,	PUNCT
cjfa-33344	16	8	g21	g21	PROPN
cjfa-33344	16	9	,	,	PUNCT
cjfa-33344	16	10	g23	g23	PROPN
cjfa-33344	16	11	.	.	PUNCT
cjfa-33344	17	1	abstract	abstract	ADJ
cjfa-33344	17	2	:	:	PUNCT
cjfa-33344	17	3	financial	financial	ADJ
cjfa-33344	17	4	service	service	NOUN
cjfa-33344	17	5	is	be	AUX
cjfa-33344	17	6	one	one	NUM
cjfa-33344	17	7	of	of	ADP
cjfa-33344	17	8	the	the	DET
cjfa-33344	17	9	significant	significant	ADJ
cjfa-33344	17	10	finance	finance	NOUN
cjfa-33344	17	11	areas	area	NOUN
cjfa-33344	17	12	,	,	PUNCT
cjfa-33344	17	13	which	which	PRON
cjfa-33344	17	14	can	can	AUX
cjfa-33344	17	15	be	be	AUX
cjfa-33344	17	16	regarded	regard	VERB
cjfa-33344	17	17	as	as	ADP
cjfa-33344	17	18	the	the	DET
cjfa-33344	17	19	functions	function	NOUN
cjfa-33344	17	20	provided	provide	VERB
cjfa-33344	17	21	by	by	ADP
cjfa-33344	17	22	organizations	organization	NOUN
cjfa-33344	17	23	that	that	PRON
cjfa-33344	17	24	operate	operate	VERB
cjfa-33344	17	25	in	in	ADP
cjfa-33344	17	26	the	the	DET
cjfa-33344	17	27	finance	finance	NOUN
cjfa-33344	17	28	industry	industry	NOUN
cjfa-33344	17	29	.	.	PUNCT
cjfa-33344	18	1	in	in	ADP
cjfa-33344	18	2	this	this	DET
cjfa-33344	18	3	dynamic	dynamic	ADJ
cjfa-33344	18	4	era	era	NOUN
cjfa-33344	18	5	of	of	ADP
cjfa-33344	18	6	business	business	NOUN
cjfa-33344	18	7	,	,	PUNCT
cjfa-33344	18	8	there	there	PRON
cjfa-33344	18	9	has	have	AUX
cjfa-33344	18	10	been	be	AUX
cjfa-33344	18	11	notable	notable	ADJ
cjfa-33344	18	12	progress	progress	NOUN
cjfa-33344	18	13	in	in	ADP
cjfa-33344	18	14	the	the	DET
cjfa-33344	18	15	innovation	innovation	NOUN
cjfa-33344	18	16	of	of	ADP
cjfa-33344	18	17	md	md	PROPN
cjfa-33344	18	18	.	.	PROPN
cjfa-33344	19	1	humayun	humayun	PROPN
cjfa-33344	19	2	kabir	kabir	PROPN
cjfa-33344	19	3	,	,	PUNCT
cjfa-33344	19	4	s.	s.	PROPN
cjfa-33344	19	5	s.	s.	PROPN
cjfa-33344	19	6	m.	m.	PROPN
cjfa-33344	19	7	sadrul	sadrul	PROPN
cjfa-33344	19	8	huda	huda	PROPN
cjfa-33344	19	9	,	,	PUNCT
cjfa-33344	19	10	omar	omar	PROPN
cjfa-33344	19	11	faruq84	faruq84	NOUN
cjfa-33344	19	12	various	various	ADJ
cjfa-33344	19	13	financial	financial	ADJ
cjfa-33344	19	14	services	service	NOUN
cjfa-33344	19	15	.	.	PUNCT
cjfa-33344	20	1	financial	financial	ADJ
cjfa-33344	20	2	services	service	NOUN
cjfa-33344	20	3	innovation	innovation	NOUN
cjfa-33344	20	4	can	can	AUX
cjfa-33344	20	5	be	be	AUX
cjfa-33344	20	6	termed	term	VERB
cjfa-33344	20	7	as	as	ADP
cjfa-33344	20	8	new	new	ADJ
cjfa-33344	20	9	ways	way	NOUN
cjfa-33344	20	10	and	and	CCONJ
cjfa-33344	20	11	processes	process	NOUN
cjfa-33344	20	12	of	of	ADP
cjfa-33344	20	13	providing	provide	VERB
cjfa-33344	20	14	financial	financial	ADJ
cjfa-33344	20	15	services	service	NOUN
cjfa-33344	20	16	to	to	ADP
cjfa-33344	20	17	customers	customer	NOUN
cjfa-33344	20	18	.	.	PUNCT
cjfa-33344	21	1	the	the	DET
cjfa-33344	21	2	recent	recent	ADJ
cjfa-33344	21	3	development	development	NOUN
cjfa-33344	21	4	of	of	ADP
cjfa-33344	21	5	mobile	mobile	ADJ
cjfa-33344	21	6	banking	banking	NOUN
cjfa-33344	21	7	,	,	PUNCT
cjfa-33344	21	8	short	short	ADJ
cjfa-33344	21	9	messaging	messaging	NOUN
cjfa-33344	21	10	service	service	NOUN
cjfa-33344	21	11	(	(	PUNCT
cjfa-33344	21	12	sms	sms	PROPN
cjfa-33344	21	13	)	)	PUNCT
cjfa-33344	21	14	banking	banking	NOUN
cjfa-33344	21	15	,	,	PUNCT
cjfa-33344	21	16	agent	agent	NOUN
cjfa-33344	21	17	banking	banking	NOUN
cjfa-33344	21	18	,	,	PUNCT
cjfa-33344	21	19	internet	internet	NOUN
cjfa-33344	21	20	banking	banking	NOUN
cjfa-33344	21	21	,	,	PUNCT
cjfa-33344	21	22	mobile	mobile	ADJ
cjfa-33344	21	23	money	money	NOUN
cjfa-33344	21	24	account	account	NOUN
cjfa-33344	21	25	are	be	AUX
cjfa-33344	21	26	remarkable	remarkable	ADJ
cjfa-33344	21	27	instances	instance	NOUN
cjfa-33344	21	28	of	of	ADP
cjfa-33344	21	29	financial	financial	ADJ
cjfa-33344	21	30	services	service	NOUN
cjfa-33344	21	31	innovation	innovation	NOUN
cjfa-33344	21	32	in	in	ADP
cjfa-33344	21	33	bangladesh	bangladesh	NOUN
cjfa-33344	21	34	.	.	PUNCT
cjfa-33344	22	1	this	this	DET
cjfa-33344	22	2	paper	paper	NOUN
cjfa-33344	22	3	studies	study	VERB
cjfa-33344	22	4	the	the	DET
cjfa-33344	22	5	present	present	ADJ
cjfa-33344	22	6	scenario	scenario	NOUN
cjfa-33344	22	7	of	of	ADP
cjfa-33344	22	8	mobile	mobile	ADJ
cjfa-33344	22	9	financial	financial	ADJ
cjfa-33344	22	10	services	service	NOUN
cjfa-33344	22	11	,	,	PUNCT
cjfa-33344	22	12	regulatory	regulatory	ADJ
cjfa-33344	22	13	framework	framework	NOUN
cjfa-33344	22	14	,	,	PUNCT
cjfa-33344	22	15	and	and	CCONJ
cjfa-33344	22	16	prospects	prospect	NOUN
cjfa-33344	22	17	and	and	CCONJ
cjfa-33344	22	18	challenges	challenge	NOUN
cjfa-33344	22	19	of	of	ADP
cjfa-33344	22	20	bangladesh	bangladesh	NOUN
cjfa-33344	22	21	.	.	PUNCT
cjfa-33344	23	1	this	this	DET
cjfa-33344	23	2	study	study	NOUN
cjfa-33344	23	3	is	be	AUX
cjfa-33344	23	4	a	a	DET
cjfa-33344	23	5	descriptive	descriptive	ADJ
cjfa-33344	23	6	study	study	NOUN
cjfa-33344	23	7	where	where	SCONJ
cjfa-33344	23	8	quantitative	quantitative	ADJ
cjfa-33344	23	9	data	datum	NOUN
cjfa-33344	23	10	has	have	AUX
cjfa-33344	23	11	been	be	AUX
cjfa-33344	23	12	collected	collect	VERB
cjfa-33344	23	13	from	from	ADP
cjfa-33344	23	14	secondary	secondary	ADJ
cjfa-33344	23	15	sources	source	NOUN
cjfa-33344	23	16	.	.	PUNCT
cjfa-33344	24	1	the	the	DET
cjfa-33344	24	2	study	study	NOUN
cjfa-33344	24	3	’s	’s	PART
cjfa-33344	24	4	findings	finding	NOUN
cjfa-33344	24	5	suggest	suggest	VERB
cjfa-33344	24	6	that	that	SCONJ
cjfa-33344	24	7	mobile	mobile	ADJ
cjfa-33344	24	8	financial	financial	ADJ
cjfa-33344	24	9	services	service	NOUN
cjfa-33344	24	10	are	be	AUX
cjfa-33344	24	11	accelerating	accelerate	VERB
cjfa-33344	24	12	in	in	ADP
cjfa-33344	24	13	bangladesh	bangladesh	NOUN
cjfa-33344	24	14	,	,	PUNCT
cjfa-33344	24	15	but	but	CCONJ
cjfa-33344	24	16	diversification	diversification	NOUN
cjfa-33344	24	17	of	of	ADP
cjfa-33344	24	18	services	service	NOUN
cjfa-33344	24	19	is	be	AUX
cjfa-33344	24	20	required	require	VERB
cjfa-33344	24	21	to	to	PART
cjfa-33344	24	22	attain	attain	VERB
cjfa-33344	24	23	sustainable	sustainable	ADJ
cjfa-33344	24	24	long	long	ADJ
cjfa-33344	24	25	-	-	PUNCT
cjfa-33344	24	26	term	term	NOUN
cjfa-33344	24	27	growth	growth	NOUN
cjfa-33344	24	28	.	.	PUNCT
cjfa-33344	25	1	the	the	DET
cjfa-33344	25	2	concerned	concerned	ADJ
cjfa-33344	25	3	policymakers	policymaker	NOUN
cjfa-33344	25	4	and	and	CCONJ
cjfa-33344	25	5	practitioners	practitioner	NOUN
cjfa-33344	25	6	’	'	PUNCT
cjfa-33344	25	7	can	can	AUX
cjfa-33344	25	8	use	use	VERB
cjfa-33344	25	9	the	the	DET
cjfa-33344	25	10	study	study	NOUN
cjfa-33344	25	11	to	to	PART
cjfa-33344	25	12	enhance	enhance	VERB
cjfa-33344	25	13	mobile	mobile	ADJ
cjfa-33344	25	14	financial	financial	ADJ
cjfa-33344	25	15	services	service	NOUN
cjfa-33344	25	16	in	in	ADP
cjfa-33344	25	17	bangladesh	bangladesh	NOUN
cjfa-33344	25	18	.	.	PUNCT
cjfa-33344	25	19	 	 	SPACE
cjfa-33344	26	1	introduction	introduction	NOUN
cjfa-33344	26	2	mobile	mobile	ADJ
cjfa-33344	26	3	financial	financial	ADJ
cjfa-33344	26	4	service	service	NOUN
cjfa-33344	26	5	(	(	PUNCT
cjfa-33344	26	6	mfs	mfs	PROPN
cjfa-33344	26	7	)	)	PUNCT
cjfa-33344	26	8	in	in	ADP
cjfa-33344	26	9	bangladesh	bangladesh	NOUN
cjfa-33344	26	10	is	be	AUX
cjfa-33344	26	11	growing	grow	VERB
cjfa-33344	26	12	at	at	ADP
cjfa-33344	26	13	an	an	DET
cjfa-33344	26	14	increasing	increase	VERB
cjfa-33344	26	15	rate	rate	NOUN
cjfa-33344	26	16	and	and	CCONJ
cjfa-33344	26	17	becoming	become	VERB
cjfa-33344	26	18	popular	popular	ADJ
cjfa-33344	26	19	among	among	ADP
cjfa-33344	26	20	the	the	DET
cjfa-33344	26	21	customers	customer	NOUN
cjfa-33344	26	22	at	at	ADP
cjfa-33344	26	23	faster	fast	ADJ
cjfa-33344	26	24	rate	rate	NOUN
cjfa-33344	26	25	.	.	PUNCT
cjfa-33344	27	1	more	more	ADJ
cjfa-33344	27	2	and	and	CCONJ
cjfa-33344	27	3	more	more	ADV
cjfa-33344	27	4	unbanked	unbanked	ADJ
cjfa-33344	27	5	population	population	NOUN
cjfa-33344	27	6	are	be	AUX
cjfa-33344	27	7	coming	come	VERB
cjfa-33344	27	8	under	under	ADP
cjfa-33344	27	9	the	the	DET
cjfa-33344	27	10	umbrella	umbrella	NOUN
cjfa-33344	27	11	of	of	ADP
cjfa-33344	27	12	mobile	mobile	ADJ
cjfa-33344	27	13	financial	financial	ADJ
cjfa-33344	27	14	services	service	NOUN
cjfa-33344	27	15	since	since	SCONJ
cjfa-33344	27	16	the	the	DET
cjfa-33344	27	17	mass	mass	NOUN
cjfa-33344	27	18	people	people	NOUN
cjfa-33344	27	19	can	can	AUX
cjfa-33344	27	20	easily	easily	ADV
cjfa-33344	27	21	and	and	CCONJ
cjfa-33344	27	22	conveniently	conveniently	ADV
cjfa-33344	27	23	avail	avail	VERB
cjfa-33344	27	24	those	those	DET
cjfa-33344	27	25	bangladesh	bangladesh	PROPN
cjfa-33344	27	26	bank	bank	PROPN
cjfa-33344	27	27	(	(	PUNCT
cjfa-33344	27	28	2018	2018	NUM
cjfa-33344	27	29	)	)	PUNCT
cjfa-33344	27	30	services	service	NOUN
cjfa-33344	27	31	.	.	PUNCT
cjfa-33344	28	1	specified	specify	VERB
cjfa-33344	28	2	:	:	PUNCT
cjfa-33344	28	3	“	"	PUNCT
cjfa-33344	28	4	mobile	mobile	ADJ
cjfa-33344	28	5	financial	financial	ADJ
cjfa-33344	28	6	services	service	NOUN
cjfa-33344	28	7	(	(	PUNCT
cjfa-33344	28	8	mfs	mfs	PROPN
cjfa-33344	28	9	)	)	PUNCT
cjfa-33344	28	10	refers	refer	VERB
cjfa-33344	28	11	to	to	ADP
cjfa-33344	28	12	electronic	electronic	ADJ
cjfa-33344	28	13	money	money	NOUN
cjfa-33344	28	14	(	(	PUNCT
cjfa-33344	28	15	e	e	NOUN
cjfa-33344	28	16	-	-	NOUN
cjfa-33344	28	17	money	money	NOUN
cjfa-33344	28	18	)	)	PUNCT
cjfa-33344	28	19	services	service	NOUN
cjfa-33344	28	20	provided	provide	VERB
cjfa-33344	28	21	against	against	ADP
cjfa-33344	28	22	a	a	DET
cjfa-33344	28	23	particular	particular	ADJ
cjfa-33344	28	24	mobile	mobile	NOUN
cjfa-33344	28	25	or	or	CCONJ
cjfa-33344	28	26	cell	cell	NOUN
cjfa-33344	28	27	phone	phone	NOUN
cjfa-33344	28	28	number	number	NOUN
cjfa-33344	28	29	of	of	ADP
cjfa-33344	28	30	a	a	DET
cjfa-33344	28	31	client	client	NOUN
cjfa-33344	28	32	(	(	PUNCT
cjfa-33344	28	33	termed	term	VERB
cjfa-33344	28	34	as	as	ADP
cjfa-33344	28	35	mobile	mobile	ADJ
cjfa-33344	28	36	account	account	NOUN
cjfa-33344	28	37	)	)	PUNCT
cjfa-33344	28	38	,	,	PUNCT
cjfa-33344	28	39	where	where	SCONJ
cjfa-33344	28	40	the	the	DET
cjfa-33344	28	41	record	record	NOUN
cjfa-33344	28	42	of	of	ADP
cjfa-33344	28	43	funds	fund	NOUN
cjfa-33344	28	44	is	be	AUX
cjfa-33344	28	45	stored	store	VERB
cjfa-33344	28	46	on	on	ADP
cjfa-33344	28	47	the	the	DET
cjfa-33344	28	48	electronic	electronic	ADJ
cjfa-33344	28	49	general	general	ADJ
cjfa-33344	28	50	ledger	ledger	NOUN
cjfa-33344	28	51	.	.	PUNCT
cjfa-33344	29	1	these	these	DET
cjfa-33344	29	2	services	service	NOUN
cjfa-33344	29	3	can	can	AUX
cjfa-33344	29	4	be	be	AUX
cjfa-33344	29	5	draw	draw	VERB
cjfa-33344	29	6	-	-	PUNCT
cjfa-33344	29	7	down	down	NOUN
cjfa-33344	29	8	through	through	ADP
cjfa-33344	29	9	specific	specific	ADJ
cjfa-33344	29	10	payment	payment	NOUN
cjfa-33344	29	11	instructions	instruction	NOUN
cjfa-33344	29	12	to	to	PART
cjfa-33344	29	13	be	be	AUX
cjfa-33344	29	14	issued	issue	VERB
cjfa-33344	29	15	from	from	ADP
cjfa-33344	29	16	the	the	DET
cjfa-33344	29	17	bearer	bearer	PROPN
cjfa-33344	29	18	’s	’s	PART
cjfa-33344	29	19	mobile	mobile	ADJ
cjfa-33344	29	20	phone	phone	NOUN
cjfa-33344	29	21	or	or	CCONJ
cjfa-33344	29	22	through	through	ADP
cjfa-33344	29	23	alternative	alternative	ADJ
cjfa-33344	29	24	digital	digital	ADJ
cjfa-33344	29	25	process	process	NOUN
cjfa-33344	29	26	or	or	CCONJ
cjfa-33344	29	27	device	device	NOUN
cjfa-33344	29	28	by	by	ADP
cjfa-33344	29	29	ensuring	ensure	VERB
cjfa-33344	29	30	the	the	DET
cjfa-33344	29	31	authenticity	authenticity	NOUN
cjfa-33344	29	32	of	of	ADP
cjfa-33344	29	33	the	the	DET
cjfa-33344	29	34	transaction	transaction	NOUN
cjfa-33344	29	35	.	.	PUNCT
cjfa-33344	30	1	however	however	ADV
cjfa-33344	30	2	,	,	PUNCT
cjfa-33344	30	3	unlike	unlike	ADP
cjfa-33344	30	4	e	e	NOUN
cjfa-33344	30	5	-	-	NOUN
cjfa-33344	30	6	money	money	NOUN
cjfa-33344	30	7	products	product	NOUN
cjfa-33344	30	8	,	,	PUNCT
cjfa-33344	30	9	‘	'	PUNCT
cjfa-33344	30	10	cash	cash	NOUN
cjfa-33344	30	11	-	-	PUNCT
cjfa-33344	30	12	in	in	NOUN
cjfa-33344	30	13	’	'	PUNCT
cjfa-33344	30	14	and	and	CCONJ
cjfa-33344	30	15	‘	'	PUNCT
cjfa-33344	30	16	cashout	cashout	NOUN
cjfa-33344	30	17	’	'	PUNCT
cjfa-33344	30	18	and	and	CCONJ
cjfa-33344	30	19	other	other	ADJ
cjfa-33344	30	20	services	service	NOUN
cjfa-33344	30	21	as	as	SCONJ
cjfa-33344	30	22	permitted	permit	VERB
cjfa-33344	30	23	by	by	ADP
cjfa-33344	30	24	bangladesh	bangladesh	PROPN
cjfa-33344	30	25	bank	bank	PROPN
cjfa-33344	30	26	(	(	PUNCT
cjfa-33344	30	27	bb	bb	NOUN
cjfa-33344	30	28	)	)	PUNCT
cjfa-33344	30	29	at	at	ADP
cjfa-33344	30	30	agent	agent	NOUN
cjfa-33344	30	31	locations	location	NOUN
cjfa-33344	30	32	are	be	AUX
cjfa-33344	30	33	allowed	allow	VERB
cjfa-33344	30	34	for	for	ADP
cjfa-33344	30	35	mfs	mfs	NOUN
cjfa-33344	30	36	accounts	account	NOUN
cjfa-33344	30	37	”	"	PUNCT
cjfa-33344	30	38	.	.	PUNCT
cjfa-33344	31	1	mention	mention	VERB
cjfa-33344	31	2	(	(	PUNCT
cjfa-33344	31	3	2014	2014	NUM
cjfa-33344	31	4	)	)	PUNCT
cjfa-33344	31	5	stated	state	VERB
cjfa-33344	31	6	,	,	PUNCT
cjfa-33344	31	7	“	"	PUNCT
cjfa-33344	31	8	financial	financial	ADJ
cjfa-33344	31	9	services	service	NOUN
cjfa-33344	31	10	have	have	AUX
cjfa-33344	31	11	been	be	AUX
cjfa-33344	31	12	referred	refer	VERB
cjfa-33344	31	13	as	as	ADP
cjfa-33344	31	14	facilities	facility	NOUN
cjfa-33344	31	15	such	such	ADJ
cjfa-33344	31	16	as	as	ADP
cjfa-33344	31	17	saving	save	VERB
cjfa-33344	31	18	accounts	account	NOUN
cjfa-33344	31	19	,	,	PUNCT
cjfa-33344	31	20	checking	check	VERB
cjfa-33344	31	21	accounts	account	NOUN
cjfa-33344	31	22	,	,	PUNCT
cjfa-33344	31	23	confirming	confirming	NOUN
cjfa-33344	31	24	,	,	PUNCT
cjfa-33344	31	25	leasing	leasing	NOUN
cjfa-33344	31	26	,	,	PUNCT
cjfa-33344	31	27	and	and	CCONJ
cjfa-33344	31	28	money	money	NOUN
cjfa-33344	31	29	transfer	transfer	NOUN
cjfa-33344	31	30	,	,	PUNCT
cjfa-33344	31	31	provided	provide	VERB
cjfa-33344	31	32	generally	generally	ADV
cjfa-33344	31	33	by	by	ADP
cjfa-33344	31	34	banks	bank	NOUN
cjfa-33344	31	35	,	,	PUNCT
cjfa-33344	31	36	credit	credit	NOUN
cjfa-33344	31	37	unions	union	NOUN
cjfa-33344	31	38	,	,	PUNCT
cjfa-33344	31	39	and	and	CCONJ
cjfa-33344	31	40	finance	finance	NOUN
cjfa-33344	31	41	companies	company	NOUN
cjfa-33344	31	42	,	,	PUNCT
cjfa-33344	31	43	whereas	whereas	SCONJ
cjfa-33344	31	44	the	the	DET
cjfa-33344	31	45	concept	concept	NOUN
cjfa-33344	31	46	of	of	ADP
cjfa-33344	31	47	“	"	PUNCT
cjfa-33344	31	48	financial	financial	ADJ
cjfa-33344	31	49	innovation	innovation	NOUN
cjfa-33344	31	50	”	"	PUNCT
cjfa-33344	31	51	can	can	AUX
cjfa-33344	31	52	be	be	AUX
cjfa-33344	31	53	defined	define	VERB
cjfa-33344	31	54	as	as	ADP
cjfa-33344	31	55	making	make	VERB
cjfa-33344	31	56	and	and	CCONJ
cjfa-33344	31	57	promoting	promote	VERB
cjfa-33344	31	58	new	new	ADJ
cjfa-33344	31	59	financial	financial	ADJ
cjfa-33344	31	60	products	product	NOUN
cjfa-33344	31	61	and	and	CCONJ
cjfa-33344	31	62	services	service	NOUN
cjfa-33344	31	63	,	,	PUNCT
cjfa-33344	31	64	developing	develop	VERB
cjfa-33344	31	65	new	new	ADJ
cjfa-33344	31	66	processes	process	NOUN
cjfa-33344	31	67	to	to	PART
cjfa-33344	31	68	facilitate	facilitate	VERB
cjfa-33344	31	69	financial	financial	ADJ
cjfa-33344	31	70	activities	activity	NOUN
cjfa-33344	31	71	,	,	PUNCT
cjfa-33344	31	72	to	to	PART
cjfa-33344	31	73	interact	interact	VERB
cjfa-33344	31	74	with	with	ADP
cjfa-33344	31	75	customers	customer	NOUN
cjfa-33344	31	76	and	and	CCONJ
cjfa-33344	31	77	to	to	PART
cjfa-33344	31	78	design	design	VERB
cjfa-33344	31	79	new	new	ADJ
cjfa-33344	31	80	structures	structure	NOUN
cjfa-33344	31	81	for	for	ADP
cjfa-33344	31	82	financial	financial	ADJ
cjfa-33344	31	83	institutions	institution	NOUN
cjfa-33344	31	84	”	"	PUNCT
cjfa-33344	31	85	.	.	PUNCT
cjfa-33344	32	1	as	as	ADP
cjfa-33344	32	2	part	part	NOUN
cjfa-33344	32	3	of	of	ADP
cjfa-33344	32	4	financial	financial	ADJ
cjfa-33344	32	5	services	service	NOUN
cjfa-33344	32	6	innovation	innovation	NOUN
cjfa-33344	32	7	,	,	PUNCT
cjfa-33344	32	8	the	the	DET
cjfa-33344	32	9	use	use	NOUN
cjfa-33344	32	10	of	of	ADP
cjfa-33344	32	11	mobile	mobile	ADJ
cjfa-33344	32	12	and	and	CCONJ
cjfa-33344	32	13	internet	internet	NOUN
cjfa-33344	32	14	became	become	VERB
cjfa-33344	32	15	one	one	NUM
cjfa-33344	32	16	of	of	ADP
cjfa-33344	32	17	the	the	DET
cjfa-33344	32	18	most	most	ADV
cjfa-33344	32	19	common	common	ADJ
cjfa-33344	32	20	phenomena	phenomenon	NOUN
cjfa-33344	32	21	in	in	ADP
cjfa-33344	32	22	today	today	NOUN
cjfa-33344	32	23	’s	’s	PART
cjfa-33344	32	24	financial	financial	ADJ
cjfa-33344	32	25	sector	sector	NOUN
cjfa-33344	32	26	.	.	PUNCT
cjfa-33344	33	1	mobile	mobile	ADJ
cjfa-33344	33	2	banking	banking	NOUN
cjfa-33344	33	3	(	(	PUNCT
cjfa-33344	33	4	m	m	NOUN
cjfa-33344	33	5	-	-	ADJ
cjfa-33344	33	6	banking	banking	NOUN
cjfa-33344	33	7	)	)	PUNCT
cjfa-33344	33	8	enables	enable	VERB
cjfa-33344	33	9	a	a	DET
cjfa-33344	33	10	customer	customer	NOUN
cjfa-33344	33	11	to	to	PART
cjfa-33344	33	12	interact	interact	VERB
cjfa-33344	33	13	with	with	ADP
cjfa-33344	33	14	a	a	DET
cjfa-33344	33	15	financial	financial	ADJ
cjfa-33344	33	16	institution	institution	NOUN
cjfa-33344	33	17	through	through	ADP
cjfa-33344	33	18	digital	digital	ADJ
cjfa-33344	33	19	devices	device	NOUN
cjfa-33344	33	20	,	,	PUNCT
cjfa-33344	33	21	for	for	ADP
cjfa-33344	33	22	example	example	NOUN
cjfa-33344	33	23	,	,	PUNCT
cjfa-33344	33	24	mobile	mobile	ADJ
cjfa-33344	33	25	phone	phone	NOUN
cjfa-33344	33	26	or	or	CCONJ
cjfa-33344	33	27	personal	personal	ADJ
cjfa-33344	33	28	digital	digital	ADJ
cjfa-33344	33	29	assistant	assistant	NOUN
cjfa-33344	33	30	(	(	PUNCT
cjfa-33344	33	31	pda	pda	NOUN
cjfa-33344	33	32	)	)	PUNCT
cjfa-33344	33	33	.	.	PUNCT
cjfa-33344	34	1	deutsche	deutsche	PROPN
cjfa-33344	34	2	bank	bank	PROPN
cjfa-33344	34	3	introduced	introduce	VERB
cjfa-33344	34	4	m	m	PROPN
cjfa-33344	34	5	-	-	ADJ
cjfa-33344	34	6	banking	banking	NOUN
cjfa-33344	34	7	service	service	NOUN
cjfa-33344	34	8	in	in	ADP
cjfa-33344	34	9	1999	1999	NUM
cjfa-33344	34	10	.	.	PUNCT
cjfa-33344	35	1	initially	initially	ADV
cjfa-33344	35	2	,	,	PUNCT
cjfa-33344	35	3	mobile	mobile	ADJ
cjfa-33344	35	4	banking	banking	NOUN
cjfa-33344	35	5	was	be	AUX
cjfa-33344	35	6	much	much	ADV
cjfa-33344	35	7	centered	center	VERB
cjfa-33344	35	8	on	on	ADP
cjfa-33344	35	9	short	short	ADJ
cjfa-33344	35	10	messaging	messaging	NOUN
cjfa-33344	35	11	service	service	NOUN
cjfa-33344	35	12	(	(	PUNCT
cjfa-33344	35	13	sms	sms	PROPN
cjfa-33344	35	14	)	)	PUNCT
cjfa-33344	35	15	bank	bank	NOUN
cjfa-33344	35	16	mobile	mobile	ADJ
cjfa-33344	35	17	financial	financial	ADJ
cjfa-33344	35	18	services	service	NOUN
cjfa-33344	35	19	in	in	ADP
cjfa-33344	35	20	the	the	DET
cjfa-33344	35	21	context	context	NOUN
cjfa-33344	35	22	of	of	ADP
cjfa-33344	35	23	bangladesh	bangladesh	PROPN
cjfa-33344	35	24	85	85	NUM
cjfa-33344	35	25	ing	ing	NOUN
cjfa-33344	35	26	.	.	PUNCT
cjfa-33344	36	1	currently	currently	ADV
cjfa-33344	36	2	,	,	PUNCT
cjfa-33344	36	3	m	m	NOUN
cjfa-33344	36	4	-	-	PUNCT
cjfa-33344	36	5	banking	banking	NOUN
cjfa-33344	36	6	is	be	AUX
cjfa-33344	36	7	offering	offer	VERB
cjfa-33344	36	8	almost	almost	ADV
cjfa-33344	36	9	all	all	DET
cjfa-33344	36	10	the	the	DET
cjfa-33344	36	11	e	e	NOUN
cjfa-33344	36	12	-	-	ADJ
cjfa-33344	36	13	banking	banking	ADJ
cjfa-33344	36	14	services	service	NOUN
cjfa-33344	36	15	e.g.	e.g.	ADV
cjfa-33344	36	16	online	online	ADJ
cjfa-33344	36	17	service	service	NOUN
cjfa-33344	36	18	,	,	PUNCT
cjfa-33344	36	19	credit	credit	NOUN
cjfa-33344	36	20	/	/	SYM
cjfa-33344	36	21	debit	debit	NOUN
cjfa-33344	36	22	card	card	NOUN
cjfa-33344	36	23	operation	operation	NOUN
cjfa-33344	36	24	by	by	ADP
cjfa-33344	36	25	virtue	virtue	NOUN
cjfa-33344	36	26	of	of	ADP
cjfa-33344	36	27	significant	significant	ADJ
cjfa-33344	36	28	technological	technological	ADJ
cjfa-33344	36	29	advancement	advancement	NOUN
cjfa-33344	36	30	in	in	ADP
cjfa-33344	36	31	mobile	mobile	ADJ
cjfa-33344	36	32	technology	technology	NOUN
cjfa-33344	36	33	.	.	PUNCT
cjfa-33344	37	1	the	the	DET
cjfa-33344	37	2	cost	cost	NOUN
cjfa-33344	37	3	of	of	ADP
cjfa-33344	37	4	using	use	VERB
cjfa-33344	37	5	mobile	mobile	ADJ
cjfa-33344	37	6	banking	banking	NOUN
cjfa-33344	37	7	has	have	AUX
cjfa-33344	37	8	been	be	AUX
cjfa-33344	37	9	decreased	decrease	VERB
cjfa-33344	37	10	gradually	gradually	ADV
cjfa-33344	37	11	since	since	SCONJ
cjfa-33344	37	12	its	its	PRON
cjfa-33344	37	13	inception	inception	NOUN
cjfa-33344	37	14	.	.	PUNCT
cjfa-33344	38	1	mobile	mobile	ADJ
cjfa-33344	38	2	banking	banking	NOUN
cjfa-33344	38	3	also	also	ADV
cjfa-33344	38	4	allows	allow	VERB
cjfa-33344	38	5	users	user	NOUN
cjfa-33344	38	6	to	to	PART
cjfa-33344	38	7	perform	perform	VERB
cjfa-33344	38	8	the	the	DET
cjfa-33344	38	9	basic	basic	ADJ
cjfa-33344	38	10	banking	banking	NOUN
cjfa-33344	38	11	functions	function	NOUN
cjfa-33344	38	12	,	,	PUNCT
cjfa-33344	38	13	for	for	ADP
cjfa-33344	38	14	example	example	NOUN
cjfa-33344	38	15	,	,	PUNCT
cjfa-33344	38	16	checking	check	VERB
cjfa-33344	38	17	balance	balance	NOUN
cjfa-33344	38	18	,	,	PUNCT
cjfa-33344	38	19	fund	fund	NOUN
cjfa-33344	38	20	transfers	transfer	NOUN
cjfa-33344	38	21	,	,	PUNCT
cjfa-33344	38	22	account	account	NOUN
cjfa-33344	38	23	transactions	transaction	NOUN
cjfa-33344	38	24	,	,	PUNCT
cjfa-33344	38	25	utility	utility	NOUN
cjfa-33344	38	26	bill	bill	NOUN
cjfa-33344	38	27	deposit	deposit	NOUN
cjfa-33344	38	28	,	,	PUNCT
cjfa-33344	38	29	plastic	plastic	ADJ
cjfa-33344	38	30	money	money	NOUN
cjfa-33344	38	31	management	management	NOUN
cjfa-33344	38	32	and	and	CCONJ
cjfa-33344	38	33	so	so	ADV
cjfa-33344	38	34	forth	forth	ADV
cjfa-33344	38	35	.	.	PUNCT
cjfa-33344	39	1	several	several	ADJ
cjfa-33344	39	2	features	feature	NOUN
cjfa-33344	39	3	of	of	ADP
cjfa-33344	39	4	mobile	mobile	ADJ
cjfa-33344	39	5	phones	phone	NOUN
cjfa-33344	39	6	enables	enable	VERB
cjfa-33344	39	7	the	the	DET
cjfa-33344	39	8	mobile	mobile	NOUN
cjfa-33344	39	9	based	base	VERB
cjfa-33344	39	10	banking	banking	NOUN
cjfa-33344	39	11	functions	function	NOUN
cjfa-33344	39	12	.	.	PUNCT
cjfa-33344	40	1	these	these	PRON
cjfa-33344	40	2	are	be	AUX
cjfa-33344	40	3	:	:	PUNCT
cjfa-33344	40	4	sms	sms	NOUN
cjfa-33344	40	5	/	/	SYM
cjfa-33344	40	6	mms	mms	NOUN
cjfa-33344	40	7	,	,	PUNCT
cjfa-33344	40	8	browsing	browse	VERB
cjfa-33344	40	9	options	option	NOUN
cjfa-33344	40	10	,	,	PUNCT
cjfa-33344	40	11	and	and	CCONJ
cjfa-33344	40	12	mobile	mobile	ADJ
cjfa-33344	40	13	apps	app	NOUN
cjfa-33344	40	14	.	.	PUNCT
cjfa-33344	41	1	through	through	ADP
cjfa-33344	41	2	sms	sms	PROPN
cjfa-33344	41	3	options	option	NOUN
cjfa-33344	41	4	banking	banking	NOUN
cjfa-33344	41	5	functions	function	NOUN
cjfa-33344	41	6	can	can	AUX
cjfa-33344	41	7	be	be	AUX
cjfa-33344	41	8	performed	perform	VERB
cjfa-33344	41	9	by	by	ADP
cjfa-33344	41	10	connecting	connect	VERB
cjfa-33344	41	11	the	the	DET
cjfa-33344	41	12	client	client	NOUN
cjfa-33344	41	13	and	and	CCONJ
cjfa-33344	41	14	the	the	DET
cjfa-33344	41	15	company	company	NOUN
cjfa-33344	41	16	through	through	ADP
cjfa-33344	41	17	plain	plain	ADJ
cjfa-33344	41	18	text	text	NOUN
cjfa-33344	41	19	messages	message	NOUN
cjfa-33344	41	20	;	;	PUNCT
cjfa-33344	41	21	mobile	mobile	ADJ
cjfa-33344	41	22	browsing	browse	VERB
cjfa-33344	41	23	options	option	NOUN
cjfa-33344	41	24	can	can	AUX
cjfa-33344	41	25	be	be	AUX
cjfa-33344	41	26	used	use	VERB
cjfa-33344	41	27	to	to	PART
cjfa-33344	41	28	access	access	VERB
cjfa-33344	41	29	the	the	DET
cjfa-33344	41	30	banks	bank	NOUN
cjfa-33344	41	31	websites	website	VERB
cjfa-33344	41	32	for	for	ADP
cjfa-33344	41	33	doing	do	VERB
cjfa-33344	41	34	banking	banking	NOUN
cjfa-33344	41	35	function	function	NOUN
cjfa-33344	41	36	and	and	CCONJ
cjfa-33344	41	37	m	m	NOUN
cjfa-33344	41	38	-	-	NOUN
cjfa-33344	41	39	apps	app	NOUN
cjfa-33344	41	40	can	can	AUX
cjfa-33344	41	41	be	be	AUX
cjfa-33344	41	42	used	use	VERB
cjfa-33344	41	43	to	to	PART
cjfa-33344	41	44	complete	complete	VERB
cjfa-33344	41	45	financial	financial	ADJ
cjfa-33344	41	46	transactions	transaction	NOUN
cjfa-33344	41	47	through	through	ADP
cjfa-33344	41	48	mobile	mobile	ADJ
cjfa-33344	41	49	devices	device	NOUN
cjfa-33344	41	50	.	.	PUNCT
cjfa-33344	42	1	another	another	DET
cjfa-33344	42	2	form	form	NOUN
cjfa-33344	42	3	of	of	ADP
cjfa-33344	42	4	financial	financial	ADJ
cjfa-33344	42	5	services	service	NOUN
cjfa-33344	42	6	innovation	innovation	NOUN
cjfa-33344	42	7	is	be	AUX
cjfa-33344	42	8	agent	agent	NOUN
cjfa-33344	42	9	banking	banking	NOUN
cjfa-33344	42	10	that	that	PRON
cjfa-33344	42	11	was	be	AUX
cjfa-33344	42	12	introduced	introduce	VERB
cjfa-33344	42	13	in	in	ADP
cjfa-33344	42	14	bangladesh	bangladesh	NOUN
cjfa-33344	42	15	recently	recently	ADV
cjfa-33344	42	16	.	.	PUNCT
cjfa-33344	43	1	agent	agent	NOUN
cjfa-33344	43	2	banking	banking	NOUN
cjfa-33344	43	3	is	be	AUX
cjfa-33344	43	4	limited	limited	ADJ
cjfa-33344	43	5	scale	scale	NOUN
cjfa-33344	43	6	banking	banking	NOUN
cjfa-33344	43	7	activity	activity	NOUN
cjfa-33344	43	8	of	of	ADP
cjfa-33344	43	9	banks	bank	NOUN
cjfa-33344	43	10	to	to	ADP
cjfa-33344	43	11	the	the	DET
cjfa-33344	43	12	underserved	underserved	ADJ
cjfa-33344	43	13	population	population	NOUN
cjfa-33344	43	14	of	of	ADP
cjfa-33344	43	15	the	the	DET
cjfa-33344	43	16	society	society	NOUN
cjfa-33344	43	17	through	through	ADP
cjfa-33344	43	18	an	an	DET
cjfa-33344	43	19	agent	agent	NOUN
cjfa-33344	43	20	who	who	PRON
cjfa-33344	43	21	has	have	VERB
cjfa-33344	43	22	a	a	DET
cjfa-33344	43	23	legal	legal	ADJ
cjfa-33344	43	24	agreement	agreement	NOUN
cjfa-33344	43	25	with	with	ADP
cjfa-33344	43	26	the	the	DET
cjfa-33344	43	27	bank	bank	NOUN
cjfa-33344	43	28	.	.	PUNCT
cjfa-33344	44	1	agent	agent	NOUN
cjfa-33344	44	2	banking	banking	NOUN
cjfa-33344	44	3	is	be	AUX
cjfa-33344	44	4	considered	consider	VERB
cjfa-33344	44	5	to	to	PART
cjfa-33344	44	6	be	be	AUX
cjfa-33344	44	7	one	one	NUM
cjfa-33344	44	8	of	of	ADP
cjfa-33344	44	9	the	the	DET
cjfa-33344	44	10	major	major	ADJ
cjfa-33344	44	11	developments	development	NOUN
cjfa-33344	44	12	to	to	PART
cjfa-33344	44	13	ensure	ensure	VERB
cjfa-33344	44	14	maximum	maximum	ADJ
cjfa-33344	44	15	coverage	coverage	NOUN
cjfa-33344	44	16	of	of	ADP
cjfa-33344	44	17	banking	banking	NOUN
cjfa-33344	44	18	services	service	NOUN
cjfa-33344	44	19	even	even	ADV
cjfa-33344	44	20	in	in	ADP
cjfa-33344	44	21	the	the	DET
cjfa-33344	44	22	remotest	remote	ADJ
cjfa-33344	44	23	area	area	NOUN
cjfa-33344	44	24	.	.	PUNCT
cjfa-33344	45	1	the	the	DET
cjfa-33344	45	2	guidelines	guideline	NOUN
cjfa-33344	45	3	of	of	ADP
cjfa-33344	45	4	agent	agent	NOUN
cjfa-33344	45	5	banking	banking	NOUN
cjfa-33344	45	6	by	by	ADP
cjfa-33344	45	7	bangladesh	bangladesh	PROPN
cjfa-33344	45	8	bank	bank	PROPN
cjfa-33344	45	9	identified	identify	VERB
cjfa-33344	45	10	:	:	PUNCT
cjfa-33344	45	11	“	"	PUNCT
cjfa-33344	45	12	an	an	DET
cjfa-33344	45	13	agent	agent	NOUN
cjfa-33344	45	14	is	be	AUX
cjfa-33344	45	15	the	the	DET
cjfa-33344	45	16	owner	owner	NOUN
cjfa-33344	45	17	of	of	ADP
cjfa-33344	45	18	the	the	DET
cjfa-33344	45	19	outlet	outlet	NOUN
cjfa-33344	45	20	who	who	PRON
cjfa-33344	45	21	conducts	conduct	VERB
cjfa-33344	45	22	banking	banking	NOUN
cjfa-33344	45	23	transactions	transaction	NOUN
cjfa-33344	45	24	on	on	ADP
cjfa-33344	45	25	behalf	behalf	NOUN
cjfa-33344	45	26	of	of	ADP
cjfa-33344	45	27	a	a	DET
cjfa-33344	45	28	bank	bank	NOUN
cjfa-33344	45	29	”	"	PUNCT
cjfa-33344	45	30	.	.	PUNCT
cjfa-33344	46	1	the	the	DET
cjfa-33344	46	2	central	central	ADJ
cjfa-33344	46	3	bank	bank	PROPN
cjfa-33344	46	4	of	of	ADP
cjfa-33344	46	5	bangladesh	bangladesh	PROPN
cjfa-33344	46	6	,	,	PUNCT
cjfa-33344	46	7	has	have	AUX
cjfa-33344	46	8	approved	approve	VERB
cjfa-33344	46	9	some	some	DET
cjfa-33344	46	10	activities	activity	NOUN
cjfa-33344	46	11	that	that	PRON
cjfa-33344	46	12	an	an	DET
cjfa-33344	46	13	agent	agent	NOUN
cjfa-33344	46	14	banking	banking	NOUN
cjfa-33344	46	15	outlet	outlet	NOUN
cjfa-33344	46	16	can	can	AUX
cjfa-33344	46	17	perform	perform	VERB
cjfa-33344	46	18	.	.	PUNCT
cjfa-33344	47	1	those	those	DET
cjfa-33344	47	2	activities	activity	NOUN
cjfa-33344	47	3	include	include	VERB
cjfa-33344	47	4	deposits	deposit	NOUN
cjfa-33344	47	5	and	and	CCONJ
cjfa-33344	47	6	withdrawals	withdrawal	NOUN
cjfa-33344	47	7	of	of	ADP
cjfa-33344	47	8	cash	cash	NOUN
cjfa-33344	47	9	in	in	ADP
cjfa-33344	47	10	small	small	ADJ
cjfa-33344	47	11	amount	amount	NOUN
cjfa-33344	47	12	,	,	PUNCT
cjfa-33344	47	13	small	small	ADJ
cjfa-33344	47	14	amount	amount	NOUN
cjfa-33344	47	15	loan	loan	NOUN
cjfa-33344	47	16	disbursements	disbursement	NOUN
cjfa-33344	47	17	and	and	CCONJ
cjfa-33344	47	18	recovery	recovery	NOUN
cjfa-33344	47	19	of	of	ADP
cjfa-33344	47	20	loan	loan	NOUN
cjfa-33344	47	21	,	,	PUNCT
cjfa-33344	47	22	remittance	remittance	NOUN
cjfa-33344	47	23	service	service	NOUN
cjfa-33344	47	24	,	,	PUNCT
cjfa-33344	47	25	bill	bill	NOUN
cjfa-33344	47	26	payment	payment	NOUN
cjfa-33344	47	27	,	,	PUNCT
cjfa-33344	47	28	small	small	ADJ
cjfa-33344	47	29	value	value	NOUN
cjfa-33344	47	30	fund	fund	NOUN
cjfa-33344	47	31	transfer	transfer	NOUN
cjfa-33344	47	32	,	,	PUNCT
cjfa-33344	47	33	account	account	NOUN
cjfa-33344	47	34	opening	opening	NOUN
cjfa-33344	47	35	,	,	PUNCT
cjfa-33344	47	36	debit	debit	NOUN
cjfa-33344	47	37	and	and	CCONJ
cjfa-33344	47	38	credit	credit	NOUN
cjfa-33344	47	39	card	card	NOUN
cjfa-33344	47	40	application	application	NOUN
cjfa-33344	47	41	,	,	PUNCT
cjfa-33344	47	42	payment	payment	NOUN
cjfa-33344	47	43	of	of	ADP
cjfa-33344	47	44	insurance	insurance	NOUN
cjfa-33344	47	45	premium	premium	NOUN
cjfa-33344	47	46	and	and	CCONJ
cjfa-33344	47	47	so	so	ADV
cjfa-33344	47	48	forth	forth	ADV
cjfa-33344	47	49	.	.	PUNCT
cjfa-33344	48	1	these	these	DET
cjfa-33344	48	2	innovations	innovation	NOUN
cjfa-33344	48	3	in	in	ADP
cjfa-33344	48	4	banking	banking	NOUN
cjfa-33344	48	5	services	service	NOUN
cjfa-33344	48	6	have	have	AUX
cjfa-33344	48	7	revolutionized	revolutionize	VERB
cjfa-33344	48	8	the	the	DET
cjfa-33344	48	9	path	path	NOUN
cjfa-33344	48	10	of	of	ADP
cjfa-33344	48	11	enriching	enrich	VERB
cjfa-33344	48	12	financial	financial	ADJ
cjfa-33344	48	13	inclusion	inclusion	NOUN
cjfa-33344	48	14	.	.	PUNCT
cjfa-33344	49	1	financial	financial	ADJ
cjfa-33344	49	2	inclusion	inclusion	NOUN
cjfa-33344	49	3	is	be	AUX
cjfa-33344	49	4	a	a	DET
cjfa-33344	49	5	challenging	challenging	ADJ
cjfa-33344	49	6	task	task	NOUN
cjfa-33344	49	7	in	in	ADP
cjfa-33344	49	8	a	a	DET
cjfa-33344	49	9	country	country	NOUN
cjfa-33344	49	10	like	like	ADP
cjfa-33344	49	11	bangladesh	bangladesh	NOUN
cjfa-33344	49	12	.	.	PUNCT
cjfa-33344	50	1	gupta	gupta	PROPN
cjfa-33344	50	2	(	(	PUNCT
cjfa-33344	50	3	2013	2013	NUM
cjfa-33344	50	4	)	)	PUNCT
cjfa-33344	50	5	rightly	rightly	ADV
cjfa-33344	50	6	pointed	point	VERB
cjfa-33344	50	7	out	out	ADP
cjfa-33344	50	8	that	that	SCONJ
cjfa-33344	50	9	“	"	PUNCT
cjfa-33344	50	10	mobile	mobile	ADJ
cjfa-33344	50	11	technology	technology	NOUN
cjfa-33344	50	12	is	be	AUX
cjfa-33344	50	13	transforming	transform	VERB
cjfa-33344	50	14	the	the	DET
cjfa-33344	50	15	global	global	ADJ
cjfa-33344	50	16	banking	banking	NOUN
cjfa-33344	50	17	and	and	CCONJ
cjfa-33344	50	18	payment	payment	NOUN
cjfa-33344	50	19	industry	industry	NOUN
cjfa-33344	50	20	by	by	ADP
cjfa-33344	50	21	providing	provide	VERB
cjfa-33344	50	22	added	add	VERB
cjfa-33344	50	23	convenience	convenience	NOUN
cjfa-33344	50	24	to	to	ADP
cjfa-33344	50	25	existing	exist	VERB
cjfa-33344	50	26	bank	bank	NOUN
cjfa-33344	50	27	customers	customer	NOUN
cjfa-33344	50	28	in	in	ADP
cjfa-33344	50	29	developed	develop	VERB
cjfa-33344	50	30	markets	market	NOUN
cjfa-33344	50	31	,	,	PUNCT
cjfa-33344	50	32	and	and	CCONJ
cjfa-33344	50	33	by	by	ADP
cjfa-33344	50	34	offering	offer	VERB
cjfa-33344	50	35	new	new	ADJ
cjfa-33344	50	36	services	service	NOUN
cjfa-33344	50	37	to	to	ADP
cjfa-33344	50	38	the	the	DET
cjfa-33344	50	39	unbanked	unbanked	ADJ
cjfa-33344	50	40	customers	customer	NOUN
cjfa-33344	50	41	in	in	ADP
cjfa-33344	50	42	emerging	emerge	VERB
cjfa-33344	50	43	markets	market	NOUN
cjfa-33344	50	44	”	"	PUNCT
cjfa-33344	50	45	.	.	PUNCT
cjfa-33344	51	1	kabir	kabir	PROPN
cjfa-33344	51	2	(	(	PUNCT
cjfa-33344	51	3	2020	2020	NUM
cjfa-33344	51	4	)	)	PUNCT
cjfa-33344	51	5	examined	examine	VERB
cjfa-33344	51	6	the	the	DET
cjfa-33344	51	7	acceleration	acceleration	NOUN
cjfa-33344	51	8	of	of	ADP
cjfa-33344	51	9	financial	financial	ADJ
cjfa-33344	51	10	inclusion	inclusion	NOUN
cjfa-33344	51	11	due	due	ADP
cjfa-33344	51	12	to	to	ADP
cjfa-33344	51	13	technological	technological	ADJ
cjfa-33344	51	14	advances	advance	NOUN
cjfa-33344	51	15	called	call	VERB
cjfa-33344	51	16	financial	financial	ADJ
cjfa-33344	51	17	inclusion	inclusion	NOUN
cjfa-33344	51	18	.	.	PUNCT
cjfa-33344	52	1	the	the	DET
cjfa-33344	52	2	author	author	NOUN
cjfa-33344	52	3	found	find	VERB
cjfa-33344	52	4	that	that	SCONJ
cjfa-33344	52	5	many	many	ADJ
cjfa-33344	52	6	types	type	NOUN
cjfa-33344	52	7	of	of	ADP
cjfa-33344	52	8	financial	financial	ADJ
cjfa-33344	52	9	innovation	innovation	NOUN
cjfa-33344	52	10	help	help	VERB
cjfa-33344	52	11	south	south	ADJ
cjfa-33344	52	12	asian	asian	ADJ
cjfa-33344	52	13	countries	country	NOUN
cjfa-33344	52	14	achieve	achieve	VERB
cjfa-33344	52	15	significant	significant	ADJ
cjfa-33344	52	16	financial	financial	ADJ
cjfa-33344	52	17	inclusion	inclusion	NOUN
cjfa-33344	52	18	at	at	ADP
cjfa-33344	52	19	a	a	DET
cjfa-33344	52	20	higher	high	ADJ
cjfa-33344	52	21	rate	rate	NOUN
cjfa-33344	52	22	.	.	PUNCT
cjfa-33344	53	1	md	md	PROPN
cjfa-33344	53	2	.	.	PROPN
cjfa-33344	54	1	humayun	humayun	PROPN
cjfa-33344	54	2	kabir	kabir	PROPN
cjfa-33344	54	3	,	,	PUNCT
cjfa-33344	54	4	s.	s.	PROPN
cjfa-33344	54	5	s.	s.	PROPN
cjfa-33344	54	6	m.	m.	PROPN
cjfa-33344	54	7	sadrul	sadrul	PROPN
cjfa-33344	54	8	huda	huda	PROPN
cjfa-33344	54	9	,	,	PUNCT
cjfa-33344	54	10	omar	omar	PROPN
cjfa-33344	54	11	faruq86	faruq86	NOUN
cjfa-33344	54	12	in	in	ADP
cjfa-33344	54	13	bangladesh	bangladesh	NOUN
cjfa-33344	54	14	,	,	PUNCT
cjfa-33344	54	15	there	there	PRON
cjfa-33344	54	16	is	be	VERB
cjfa-33344	54	17	a	a	DET
cjfa-33344	54	18	scope	scope	NOUN
cjfa-33344	54	19	for	for	ADP
cjfa-33344	54	20	diversification	diversification	NOUN
cjfa-33344	54	21	and	and	CCONJ
cjfa-33344	54	22	innovation	innovation	NOUN
cjfa-33344	54	23	of	of	ADP
cjfa-33344	54	24	mobile	mobile	ADJ
cjfa-33344	54	25	financial	financial	ADJ
cjfa-33344	54	26	services	service	NOUN
cjfa-33344	54	27	,	,	PUNCT
cjfa-33344	54	28	but	but	CCONJ
cjfa-33344	54	29	only	only	ADV
cjfa-33344	54	30	a	a	DET
cjfa-33344	54	31	few	few	ADJ
cjfa-33344	54	32	articles	article	NOUN
cjfa-33344	54	33	discussed	discuss	VERB
cjfa-33344	54	34	this	this	DET
cjfa-33344	54	35	issue	issue	NOUN
cjfa-33344	54	36	.	.	PUNCT
cjfa-33344	55	1	in	in	ADP
cjfa-33344	55	2	our	our	PRON
cjfa-33344	55	3	analysis	analysis	NOUN
cjfa-33344	55	4	,	,	PUNCT
cjfa-33344	55	5	we	we	PRON
cjfa-33344	55	6	have	have	AUX
cjfa-33344	55	7	proposed	propose	VERB
cjfa-33344	55	8	a	a	DET
cjfa-33344	55	9	model	model	NOUN
cjfa-33344	55	10	that	that	PRON
cjfa-33344	55	11	will	will	AUX
cjfa-33344	55	12	help	help	VERB
cjfa-33344	55	13	the	the	DET
cjfa-33344	55	14	mobile	mobile	ADJ
cjfa-33344	55	15	financial	financial	ADJ
cjfa-33344	55	16	services	service	NOUN
cjfa-33344	55	17	provider	provider	NOUN
cjfa-33344	55	18	to	to	PART
cjfa-33344	55	19	diversify	diversify	VERB
cjfa-33344	55	20	their	their	PRON
cjfa-33344	55	21	product	product	NOUN
cjfa-33344	55	22	and	and	CCONJ
cjfa-33344	55	23	services	service	NOUN
cjfa-33344	55	24	for	for	ADP
cjfa-33344	55	25	the	the	DET
cjfa-33344	55	26	large	large	ADJ
cjfa-33344	55	27	number	number	NOUN
cjfa-33344	55	28	of	of	ADP
cjfa-33344	55	29	customers	customer	NOUN
cjfa-33344	55	30	.	.	PUNCT
cjfa-33344	56	1	customers	customer	NOUN
cjfa-33344	56	2	of	of	ADP
cjfa-33344	56	3	the	the	DET
cjfa-33344	56	4	country	country	NOUN
cjfa-33344	56	5	’s	’s	PART
cjfa-33344	56	6	mfs	mfs	NOUN
cjfa-33344	56	7	provider	provider	NOUN
cjfa-33344	56	8	will	will	AUX
cjfa-33344	56	9	be	be	AUX
cjfa-33344	56	10	able	able	ADJ
cjfa-33344	56	11	to	to	PART
cjfa-33344	56	12	avail	avail	VERB
cjfa-33344	56	13	some	some	DET
cjfa-33344	56	14	traditional	traditional	ADJ
cjfa-33344	56	15	banking	banking	NOUN
cjfa-33344	56	16	services	service	NOUN
cjfa-33344	56	17	through	through	ADP
cjfa-33344	56	18	their	their	PRON
cjfa-33344	56	19	mobile	mobile	ADJ
cjfa-33344	56	20	phone	phone	NOUN
cjfa-33344	56	21	if	if	SCONJ
cjfa-33344	56	22	our	our	PRON
cjfa-33344	56	23	proposed	propose	VERB
cjfa-33344	56	24	model	model	NOUN
cjfa-33344	56	25	is	be	AUX
cjfa-33344	56	26	being	be	AUX
cjfa-33344	56	27	implemented	implement	VERB
cjfa-33344	56	28	.	.	PUNCT
cjfa-33344	57	1	huda	huda	PROPN
cjfa-33344	57	2	,	,	PUNCT
cjfa-33344	57	3	kabir	kabir	PROPN
cjfa-33344	57	4	,	,	PUNCT
cjfa-33344	57	5	popy	popy	PROPN
cjfa-33344	57	6	and	and	CCONJ
cjfa-33344	57	7	saha	saha	PROPN
cjfa-33344	57	8	(	(	PUNCT
cjfa-33344	57	9	2020	2020	NUM
cjfa-33344	57	10	)	)	PUNCT
cjfa-33344	57	11	stated	state	VERB
cjfa-33344	57	12	that	that	SCONJ
cjfa-33344	57	13	financial	financial	ADJ
cjfa-33344	57	14	services	service	NOUN
cjfa-33344	57	15	through	through	ADP
cjfa-33344	57	16	mobile	mobile	NOUN
cjfa-33344	57	17	are	be	AUX
cjfa-33344	57	18	increasing	increase	VERB
cjfa-33344	57	19	in	in	ADP
cjfa-33344	57	20	bangladesh	bangladesh	NOUN
cjfa-33344	57	21	,	,	PUNCT
cjfa-33344	57	22	but	but	CCONJ
cjfa-33344	57	23	it	it	PRON
cjfa-33344	57	24	needs	need	VERB
cjfa-33344	57	25	to	to	PART
cjfa-33344	57	26	increase	increase	VERB
cjfa-33344	57	27	at	at	ADP
cjfa-33344	57	28	a	a	DET
cjfa-33344	57	29	higher	high	ADJ
cjfa-33344	57	30	rate	rate	NOUN
cjfa-33344	57	31	to	to	PART
cjfa-33344	57	32	fulfill	fulfill	VERB
cjfa-33344	57	33	robust	robust	ADJ
cjfa-33344	57	34	financial	financial	ADJ
cjfa-33344	57	35	inclusion	inclusion	NOUN
cjfa-33344	57	36	.	.	PUNCT
cjfa-33344	58	1	the	the	DET
cjfa-33344	58	2	objective	objective	NOUN
cjfa-33344	58	3	of	of	ADP
cjfa-33344	58	4	the	the	DET
cjfa-33344	58	5	paper	paper	NOUN
cjfa-33344	58	6	is	be	AUX
cjfa-33344	58	7	to	to	PART
cjfa-33344	58	8	present	present	VERB
cjfa-33344	58	9	the	the	DET
cjfa-33344	58	10	current	current	ADJ
cjfa-33344	58	11	scenario	scenario	NOUN
cjfa-33344	58	12	of	of	ADP
cjfa-33344	58	13	mobile	mobile	ADJ
cjfa-33344	58	14	financial	financial	ADJ
cjfa-33344	58	15	services	service	NOUN
cjfa-33344	58	16	,	,	PUNCT
cjfa-33344	58	17	regulatory	regulatory	ADJ
cjfa-33344	58	18	framework	framework	NOUN
cjfa-33344	58	19	,	,	PUNCT
cjfa-33344	58	20	and	and	CCONJ
cjfa-33344	58	21	prospects	prospect	NOUN
cjfa-33344	58	22	and	and	CCONJ
cjfa-33344	58	23	challenges	challenge	NOUN
cjfa-33344	58	24	of	of	ADP
cjfa-33344	58	25	bangladesh	bangladesh	NOUN
cjfa-33344	58	26	.	.	PUNCT
cjfa-33344	59	1	literature	literature	PROPN
cjfa-33344	59	2	review	review	PROPN
cjfa-33344	59	3	bangladesh	bangladesh	PROPN
cjfa-33344	59	4	achieved	achieve	VERB
cjfa-33344	59	5	a	a	DET
cjfa-33344	59	6	tremendous	tremendous	ADJ
cjfa-33344	59	7	growth	growth	NOUN
cjfa-33344	59	8	in	in	ADP
cjfa-33344	59	9	banking	banking	NOUN
cjfa-33344	59	10	sector	sector	NOUN
cjfa-33344	59	11	in	in	ADP
cjfa-33344	59	12	the	the	DET
cjfa-33344	59	13	context	context	NOUN
cjfa-33344	59	14	of	of	ADP
cjfa-33344	59	15	retail	retail	ADJ
cjfa-33344	59	16	banking	banking	NOUN
cjfa-33344	59	17	,	,	PUNCT
cjfa-33344	59	18	viability	viability	NOUN
cjfa-33344	59	19	,	,	PUNCT
cjfa-33344	59	20	profitable	profitable	ADJ
cjfa-33344	59	21	operation	operation	NOUN
cjfa-33344	59	22	,	,	PUNCT
cjfa-33344	59	23	new	new	ADJ
cjfa-33344	59	24	service	service	NOUN
cjfa-33344	59	25	design	design	NOUN
cjfa-33344	59	26	and	and	CCONJ
cjfa-33344	59	27	competitive	competitive	ADJ
cjfa-33344	59	28	mode	mode	NOUN
cjfa-33344	59	29	by	by	ADP
cjfa-33344	59	30	virtue	virtue	NOUN
cjfa-33344	59	31	of	of	ADP
cjfa-33344	59	32	reformation	reformation	NOUN
cjfa-33344	59	33	of	of	ADP
cjfa-33344	59	34	financial	financial	ADJ
cjfa-33344	59	35	sector	sector	NOUN
cjfa-33344	59	36	and	and	CCONJ
cjfa-33344	59	37	adaptation	adaptation	NOUN
cjfa-33344	59	38	of	of	ADP
cjfa-33344	59	39	technology	technology	NOUN
cjfa-33344	59	40	.	.	PUNCT
cjfa-33344	60	1	despite	despite	SCONJ
cjfa-33344	60	2	such	such	ADJ
cjfa-33344	60	3	progress	progress	NOUN
cjfa-33344	60	4	,	,	PUNCT
cjfa-33344	60	5	a	a	DET
cjfa-33344	60	6	vast	vast	ADJ
cjfa-33344	60	7	majority	majority	NOUN
cjfa-33344	60	8	of	of	ADP
cjfa-33344	60	9	the	the	DET
cjfa-33344	60	10	people	people	NOUN
cjfa-33344	60	11	,	,	PUNCT
cjfa-33344	60	12	particularly	particularly	ADV
cjfa-33344	60	13	the	the	DET
cjfa-33344	60	14	poor	poor	ADJ
cjfa-33344	60	15	and	and	CCONJ
cjfa-33344	60	16	rural	rural	ADJ
cjfa-33344	60	17	people	people	NOUN
cjfa-33344	60	18	still	still	ADV
cjfa-33344	60	19	can	can	AUX
cjfa-33344	60	20	not	not	PART
cjfa-33344	60	21	enjoy	enjoy	VERB
cjfa-33344	60	22	different	different	ADJ
cjfa-33344	60	23	financial	financial	ADJ
cjfa-33344	60	24	services	service	NOUN
cjfa-33344	60	25	due	due	ADP
cjfa-33344	60	26	to	to	ADP
cjfa-33344	60	27	their	their	PRON
cjfa-33344	60	28	inaccessibility	inaccessibility	NOUN
cjfa-33344	60	29	to	to	ADP
cjfa-33344	60	30	traditional	traditional	ADJ
cjfa-33344	60	31	financial	financial	ADJ
cjfa-33344	60	32	organizations	organization	NOUN
cjfa-33344	60	33	,	,	PUNCT
cjfa-33344	60	34	absence	absence	NOUN
cjfa-33344	60	35	of	of	ADP
cjfa-33344	60	36	appropriate	appropriate	ADJ
cjfa-33344	60	37	financial	financial	ADJ
cjfa-33344	60	38	programs	program	NOUN
cjfa-33344	60	39	,	,	PUNCT
cjfa-33344	60	40	higher	high	ADJ
cjfa-33344	60	41	service	service	NOUN
cjfa-33344	60	42	charge	charge	NOUN
cjfa-33344	60	43	and	and	CCONJ
cjfa-33344	60	44	for	for	ADP
cjfa-33344	60	45	inadequate	inadequate	ADJ
cjfa-33344	60	46	information	information	NOUN
cjfa-33344	60	47	.	.	PUNCT
cjfa-33344	61	1	given	give	VERB
cjfa-33344	61	2	this	this	PRON
cjfa-33344	61	3	,	,	PUNCT
cjfa-33344	61	4	bangladesh	bangladesh	NOUN
cjfa-33344	61	5	has	have	AUX
cjfa-33344	61	6	allowed	allow	VERB
cjfa-33344	61	7	banks	bank	NOUN
cjfa-33344	61	8	to	to	PART
cjfa-33344	61	9	introduce	introduce	VERB
cjfa-33344	61	10	mobile	mobile	ADJ
cjfa-33344	61	11	financial	financial	ADJ
cjfa-33344	61	12	services	service	NOUN
cjfa-33344	61	13	(	(	PUNCT
cjfa-33344	61	14	mfs	mfs	PROPN
cjfa-33344	61	15	)	)	PUNCT
cjfa-33344	61	16	in	in	ADP
cjfa-33344	61	17	bangladesh	bangladesh	NOUN
cjfa-33344	61	18	in	in	ADP
cjfa-33344	61	19	2011	2011	NUM
cjfa-33344	61	20	(	(	PUNCT
cjfa-33344	61	21	nabi	nabi	PROPN
cjfa-33344	61	22	,	,	PUNCT
cjfa-33344	61	23	sarder	sarder	PROPN
cjfa-33344	61	24	,	,	PUNCT
cjfa-33344	61	25	moula	moula	PROPN
cjfa-33344	61	26	&	&	CCONJ
cjfa-33344	61	27	sarder	sarder	PROPN
cjfa-33344	61	28	,	,	PUNCT
cjfa-33344	61	29	2017	2017	NUM
cjfa-33344	61	30	)	)	PUNCT
cjfa-33344	61	31	.	.	PUNCT
cjfa-33344	62	1	mobile	mobile	ADJ
cjfa-33344	62	2	money	money	NOUN
cjfa-33344	62	3	account	account	NOUN
cjfa-33344	62	4	ownership	ownership	NOUN
cjfa-33344	62	5	in	in	ADP
cjfa-33344	62	6	bangladesh	bangladesh	NOUN
cjfa-33344	62	7	has	have	VERB
cjfa-33344	62	8	a	a	DET
cjfa-33344	62	9	significant	significant	ADJ
cjfa-33344	62	10	growth	growth	NOUN
cjfa-33344	62	11	in	in	ADP
cjfa-33344	62	12	the	the	DET
cjfa-33344	62	13	last	last	ADJ
cjfa-33344	62	14	few	few	ADJ
cjfa-33344	62	15	years	year	NOUN
cjfa-33344	62	16	because	because	SCONJ
cjfa-33344	62	17	of	of	ADP
cjfa-33344	62	18	the	the	DET
cjfa-33344	62	19	easy	easy	ADJ
cjfa-33344	62	20	accessibility	accessibility	NOUN
cjfa-33344	62	21	,	,	PUNCT
cjfa-33344	62	22	availability	availability	NOUN
cjfa-33344	62	23	of	of	ADP
cjfa-33344	62	24	services	service	NOUN
cjfa-33344	62	25	,	,	PUNCT
cjfa-33344	62	26	and	and	CCONJ
cjfa-33344	62	27	ease	ease	NOUN
cjfa-33344	62	28	of	of	ADP
cjfa-33344	62	29	use	use	NOUN
cjfa-33344	62	30	of	of	ADP
cjfa-33344	62	31	the	the	DET
cjfa-33344	62	32	mobile	mobile	ADJ
cjfa-33344	62	33	financial	financial	ADJ
cjfa-33344	62	34	services	service	NOUN
cjfa-33344	62	35	provides	provide	VERB
cjfa-33344	62	36	by	by	ADP
cjfa-33344	62	37	bkash	bkash	NOUN
cjfa-33344	62	38	,	,	PUNCT
cjfa-33344	62	39	nagad	nagad	NOUN
cjfa-33344	62	40	,	,	PUNCT
cjfa-33344	62	41	rocket	rocket	NOUN
cjfa-33344	62	42	,	,	PUNCT
cjfa-33344	62	43	and	and	CCONJ
cjfa-33344	62	44	others	other	NOUN
cjfa-33344	62	45	(	(	PUNCT
cjfa-33344	62	46	kabir	kabir	PROPN
cjfa-33344	62	47	,	,	PUNCT
cjfa-33344	62	48	2020	2020	NUM
cjfa-33344	62	49	)	)	PUNCT
cjfa-33344	62	50	.	.	PUNCT
cjfa-33344	63	1	financial	financial	ADJ
cjfa-33344	63	2	institutions	institution	NOUN
cjfa-33344	63	3	have	have	AUX
cjfa-33344	63	4	recognized	recognize	VERB
cjfa-33344	63	5	the	the	DET
cjfa-33344	63	6	need	need	NOUN
cjfa-33344	63	7	for	for	ADP
cjfa-33344	63	8	innovation	innovation	NOUN
cjfa-33344	63	9	for	for	ADP
cjfa-33344	63	10	the	the	DET
cjfa-33344	63	11	long	long	ADJ
cjfa-33344	63	12	term	term	NOUN
cjfa-33344	63	13	and	and	CCONJ
cjfa-33344	63	14	sustainable	sustainable	ADJ
cjfa-33344	63	15	growth	growth	NOUN
cjfa-33344	63	16	and	and	CCONJ
cjfa-33344	63	17	profitability	profitability	NOUN
cjfa-33344	63	18	.	.	PUNCT
cjfa-33344	64	1	cutting	cut	VERB
cjfa-33344	64	2	cost	cost	NOUN
cjfa-33344	64	3	and	and	CCONJ
cjfa-33344	64	4	boosting	boost	VERB
cjfa-33344	64	5	efficiency	efficiency	NOUN
cjfa-33344	64	6	approaches	approach	NOUN
cjfa-33344	64	7	may	may	AUX
cjfa-33344	64	8	lead	lead	VERB
cjfa-33344	64	9	to	to	ADP
cjfa-33344	64	10	short	short	ADJ
cjfa-33344	64	11	term	term	NOUN
cjfa-33344	64	12	results	result	NOUN
cjfa-33344	64	13	but	but	CCONJ
cjfa-33344	64	14	it	it	PRON
cjfa-33344	64	15	wo	will	AUX
cjfa-33344	64	16	n’t	not	PART
cjfa-33344	64	17	drive	drive	VERB
cjfa-33344	64	18	the	the	DET
cjfa-33344	64	19	long	long	ADJ
cjfa-33344	64	20	term	term	NOUN
cjfa-33344	64	21	benefits	benefit	NOUN
cjfa-33344	64	22	for	for	ADP
cjfa-33344	64	23	financial	financial	ADJ
cjfa-33344	64	24	institutions	institution	NOUN
cjfa-33344	64	25	(	(	PUNCT
cjfa-33344	64	26	wilkes	wilkes	PROPN
cjfa-33344	64	27	,	,	PUNCT
cjfa-33344	64	28	2014	2014	NUM
cjfa-33344	64	29	)	)	PUNCT
cjfa-33344	64	30	.	.	PUNCT
cjfa-33344	65	1	mention	mention	VERB
cjfa-33344	65	2	(	(	PUNCT
cjfa-33344	65	3	2014	2014	NUM
cjfa-33344	65	4	)	)	PUNCT
cjfa-33344	65	5	suggested	suggest	VERB
cjfa-33344	65	6	:	:	PUNCT
cjfa-33344	65	7	“	"	PUNCT
cjfa-33344	65	8	innovation	innovation	NOUN
cjfa-33344	65	9	in	in	ADP
cjfa-33344	65	10	financial	financial	ADJ
cjfa-33344	65	11	services	service	NOUN
cjfa-33344	65	12	requires	require	VERB
cjfa-33344	65	13	an	an	DET
cjfa-33344	65	14	interdisciplinary	interdisciplinary	ADJ
cjfa-33344	65	15	approach	approach	NOUN
cjfa-33344	65	16	.	.	PUNCT
cjfa-33344	66	1	experts	expert	NOUN
cjfa-33344	66	2	in	in	ADP
cjfa-33344	66	3	innovation	innovation	NOUN
cjfa-33344	66	4	,	,	PUNCT
cjfa-33344	66	5	management	management	NOUN
cjfa-33344	66	6	,	,	PUNCT
cjfa-33344	66	7	marketing	marketing	NOUN
cjfa-33344	66	8	,	,	PUNCT
cjfa-33344	66	9	economics	economic	NOUN
cjfa-33344	66	10	,	,	PUNCT
cjfa-33344	66	11	business	business	NOUN
cjfa-33344	66	12	,	,	PUNCT
cjfa-33344	66	13	finance	finance	NOUN
cjfa-33344	66	14	,	,	PUNCT
cjfa-33344	66	15	technology	technology	NOUN
cjfa-33344	66	16	,	,	PUNCT
cjfa-33344	66	17	and	and	CCONJ
cjfa-33344	66	18	law	law	NOUN
cjfa-33344	66	19	need	need	VERB
cjfa-33344	66	20	to	to	PART
cjfa-33344	66	21	share	share	VERB
cjfa-33344	66	22	their	their	PRON
cjfa-33344	66	23	insights	insight	NOUN
cjfa-33344	66	24	to	to	PART
cjfa-33344	66	25	fully	fully	ADV
cjfa-33344	66	26	foster	foster	VERB
cjfa-33344	66	27	an	an	DET
cjfa-33344	66	28	open	open	ADJ
cjfa-33344	66	29	innovation	innovation	NOUN
cjfa-33344	66	30	approach	approach	NOUN
cjfa-33344	66	31	in	in	ADP
cjfa-33344	66	32	financial	financial	ADJ
cjfa-33344	66	33	services	service	NOUN
cjfa-33344	66	34	”	"	PUNCT
cjfa-33344	66	35	.	.	PUNCT
cjfa-33344	67	1	mobile	mobile	ADJ
cjfa-33344	67	2	financial	financial	ADJ
cjfa-33344	67	3	services	service	NOUN
cjfa-33344	67	4	in	in	ADP
cjfa-33344	67	5	the	the	DET
cjfa-33344	67	6	context	context	NOUN
cjfa-33344	67	7	of	of	ADP
cjfa-33344	67	8	bangladesh	bangladesh	NOUN
cjfa-33344	67	9	87	87	NUM
cjfa-33344	67	10	there	there	PRON
cjfa-33344	67	11	has	have	AUX
cjfa-33344	67	12	been	be	AUX
cjfa-33344	67	13	a	a	DET
cjfa-33344	67	14	tremendous	tremendous	ADJ
cjfa-33344	67	15	development	development	NOUN
cjfa-33344	67	16	of	of	ADP
cjfa-33344	67	17	the	the	DET
cjfa-33344	67	18	arena	arena	NOUN
cjfa-33344	67	19	of	of	ADP
cjfa-33344	67	20	innovation	innovation	NOUN
cjfa-33344	67	21	in	in	ADP
cjfa-33344	67	22	financial	financial	ADJ
cjfa-33344	67	23	services	service	NOUN
cjfa-33344	67	24	in	in	ADP
cjfa-33344	67	25	recent	recent	ADJ
cjfa-33344	67	26	times	time	NOUN
cjfa-33344	67	27	.	.	PUNCT
cjfa-33344	68	1	it	it	PRON
cjfa-33344	68	2	hardly	hardly	ADV
cjfa-33344	68	3	imaginable	imaginable	VERB
cjfa-33344	68	4	the	the	DET
cjfa-33344	68	5	current	current	ADJ
cjfa-33344	68	6	financial	financial	ADJ
cjfa-33344	68	7	system	system	NOUN
cjfa-33344	68	8	without	without	ADP
cjfa-33344	68	9	electronic	electronic	ADJ
cjfa-33344	68	10	fund	fund	NOUN
cjfa-33344	68	11	transfers	transfer	NOUN
cjfa-33344	68	12	,	,	PUNCT
cjfa-33344	68	13	automated	automate	VERB
cjfa-33344	68	14	teller	teller	NOUN
cjfa-33344	68	15	machine	machine	NOUN
cjfa-33344	68	16	(	(	PUNCT
cjfa-33344	68	17	atm	atm	NOUN
cjfa-33344	68	18	)	)	PUNCT
cjfa-33344	68	19	,	,	PUNCT
cjfa-33344	68	20	mobile	mobile	ADJ
cjfa-33344	68	21	banking	banking	NOUN
cjfa-33344	68	22	,	,	PUNCT
cjfa-33344	68	23	digital	digital	ADJ
cjfa-33344	68	24	payment	payment	NOUN
cjfa-33344	68	25	,	,	PUNCT
cjfa-33344	68	26	and	and	CCONJ
cjfa-33344	68	27	internet	internet	NOUN
cjfa-33344	68	28	banking	banking	NOUN
cjfa-33344	68	29	among	among	ADP
cjfa-33344	68	30	many	many	ADJ
cjfa-33344	68	31	other	other	ADJ
cjfa-33344	68	32	innovative	innovative	ADJ
cjfa-33344	68	33	implementations	implementation	NOUN
cjfa-33344	68	34	(	(	PUNCT
cjfa-33344	68	35	fonseca	fonseca	NOUN
cjfa-33344	68	36	,	,	PUNCT
cjfa-33344	68	37	2004	2004	NUM
cjfa-33344	68	38	)	)	PUNCT
cjfa-33344	68	39	.	.	PUNCT
cjfa-33344	69	1	one	one	NUM
cjfa-33344	69	2	of	of	ADP
cjfa-33344	69	3	many	many	ADJ
cjfa-33344	69	4	innovations	innovation	NOUN
cjfa-33344	69	5	of	of	ADP
cjfa-33344	69	6	financial	financial	ADJ
cjfa-33344	69	7	services	service	NOUN
cjfa-33344	69	8	is	be	AUX
cjfa-33344	69	9	the	the	DET
cjfa-33344	69	10	mobile	mobile	ADJ
cjfa-33344	69	11	banking	banking	NOUN
cjfa-33344	69	12	facility	facility	NOUN
cjfa-33344	69	13	provided	provide	VERB
cjfa-33344	69	14	by	by	ADP
cjfa-33344	69	15	banks	bank	NOUN
cjfa-33344	69	16	.	.	PUNCT
cjfa-33344	70	1	its	its	PRON
cjfa-33344	70	2	’	'	PUNCT
cjfa-33344	70	3	was	be	AUX
cjfa-33344	70	4	found	find	VERB
cjfa-33344	70	5	that	that	SCONJ
cjfa-33344	70	6	the	the	DET
cjfa-33344	70	7	volume	volume	NOUN
cjfa-33344	70	8	of	of	ADP
cjfa-33344	70	9	mobile	mobile	ADJ
cjfa-33344	70	10	banking	banking	NOUN
cjfa-33344	70	11	was	be	AUX
cjfa-33344	70	12	increasing	increase	VERB
cjfa-33344	70	13	over	over	ADP
cjfa-33344	70	14	the	the	DET
cjfa-33344	70	15	years	year	NOUN
cjfa-33344	70	16	with	with	ADP
cjfa-33344	70	17	a	a	DET
cjfa-33344	70	18	significant	significant	ADJ
cjfa-33344	70	19	percentage	percentage	NOUN
cjfa-33344	70	20	(	(	PUNCT
cjfa-33344	70	21	43	43	NUM
cjfa-33344	70	22	%	%	NOUN
cjfa-33344	70	23	)	)	PUNCT
cjfa-33344	70	24	of	of	ADP
cjfa-33344	70	25	bank	bank	PROPN
cjfa-33344	70	26	account	account	NOUN
cjfa-33344	70	27	holders	holder	NOUN
cjfa-33344	70	28	who	who	PRON
cjfa-33344	70	29	have	have	VERB
cjfa-33344	70	30	mobile	mobile	ADJ
cjfa-33344	70	31	phones	phone	NOUN
cjfa-33344	70	32	opted	opt	VERB
cjfa-33344	70	33	for	for	ADP
cjfa-33344	70	34	mobile	mobile	ADJ
cjfa-33344	70	35	financial	financial	ADJ
cjfa-33344	70	36	services	service	NOUN
cjfa-33344	70	37	(	(	PUNCT
cjfa-33344	70	38	rubin	rubin	PROPN
cjfa-33344	70	39	,	,	PUNCT
cjfa-33344	70	40	2017	2017	NUM
cjfa-33344	70	41	)	)	PUNCT
cjfa-33344	70	42	.	.	PUNCT
cjfa-33344	71	1	in	in	ADP
cjfa-33344	71	2	bangladesh	bangladesh	PROPN
cjfa-33344	71	3	,	,	PUNCT
cjfa-33344	71	4	57	57	NUM
cjfa-33344	71	5	%	%	NOUN
cjfa-33344	71	6	of	of	ADP
cjfa-33344	71	7	its	its	PRON
cjfa-33344	71	8	150	150	NUM
cjfa-33344	71	9	million	million	NUM
cjfa-33344	71	10	inhabitants	inhabitant	NOUN
cjfa-33344	71	11	have	have	VERB
cjfa-33344	71	12	a	a	DET
cjfa-33344	71	13	mobile	mobile	ADJ
cjfa-33344	71	14	phone	phone	NOUN
cjfa-33344	71	15	,	,	PUNCT
cjfa-33344	71	16	but	but	CCONJ
cjfa-33344	71	17	only	only	ADV
cjfa-33344	71	18	13	13	NUM
cjfa-33344	71	19	%	%	NOUN
cjfa-33344	71	20	have	have	VERB
cjfa-33344	71	21	a	a	DET
cjfa-33344	71	22	bank	bank	NOUN
cjfa-33344	71	23	account	account	NOUN
cjfa-33344	71	24	(	(	PUNCT
cjfa-33344	71	25	gupta	gupta	PROPN
cjfa-33344	71	26	,	,	PUNCT
cjfa-33344	71	27	2013	2013	NUM
cjfa-33344	71	28	)	)	PUNCT
cjfa-33344	71	29	.	.	PUNCT
cjfa-33344	72	1	this	this	DET
cjfa-33344	72	2	statistics	statistic	NOUN
cjfa-33344	72	3	clearly	clearly	ADV
cjfa-33344	72	4	reflect	reflect	VERB
cjfa-33344	72	5	the	the	DET
cjfa-33344	72	6	drastic	drastic	ADJ
cjfa-33344	72	7	increase	increase	NOUN
cjfa-33344	72	8	of	of	ADP
cjfa-33344	72	9	mobile	mobile	ADJ
cjfa-33344	72	10	banking	banking	NOUN
cjfa-33344	72	11	user	user	NOUN
cjfa-33344	72	12	for	for	ADP
cjfa-33344	72	13	the	the	DET
cjfa-33344	72	14	last	last	ADJ
cjfa-33344	72	15	several	several	ADJ
cjfa-33344	72	16	years	year	NOUN
cjfa-33344	72	17	all	all	ADV
cjfa-33344	72	18	over	over	ADP
cjfa-33344	72	19	the	the	DET
cjfa-33344	72	20	world	world	NOUN
cjfa-33344	72	21	which	which	PRON
cjfa-33344	72	22	opens	open	VERB
cjfa-33344	72	23	a	a	DET
cjfa-33344	72	24	door	door	NOUN
cjfa-33344	72	25	of	of	ADP
cjfa-33344	72	26	far	far	ADV
cjfa-33344	72	27	-	-	PUNCT
cjfa-33344	72	28	reaching	reach	VERB
cjfa-33344	72	29	impact	impact	NOUN
cjfa-33344	72	30	financial	financial	ADJ
cjfa-33344	72	31	services	service	NOUN
cjfa-33344	72	32	through	through	ADP
cjfa-33344	72	33	mobile	mobile	ADJ
cjfa-33344	72	34	devices	device	NOUN
cjfa-33344	72	35	.	.	PUNCT
cjfa-33344	73	1	moreover	moreover	ADV
cjfa-33344	73	2	,	,	PUNCT
cjfa-33344	73	3	there	there	PRON
cjfa-33344	73	4	has	have	AUX
cjfa-33344	73	5	been	be	AUX
cjfa-33344	73	6	a	a	DET
cjfa-33344	73	7	report	report	NOUN
cjfa-33344	73	8	that	that	SCONJ
cjfa-33344	73	9	mobile	mobile	ADJ
cjfa-33344	73	10	banking	banking	NOUN
cjfa-33344	73	11	continues	continue	VERB
cjfa-33344	73	12	to	to	PART
cjfa-33344	73	13	disrupt	disrupt	VERB
cjfa-33344	73	14	more	more	ADV
cjfa-33344	73	15	traditional	traditional	ADJ
cjfa-33344	73	16	banking	banking	NOUN
cjfa-33344	73	17	channels	channel	NOUN
cjfa-33344	73	18	.	.	PUNCT
cjfa-33344	74	1	mobile	mobile	ADJ
cjfa-33344	74	2	financial	financial	ADJ
cjfa-33344	74	3	service	service	NOUN
cjfa-33344	74	4	has	have	VERB
cjfa-33344	74	5	the	the	DET
cjfa-33344	74	6	taken	take	VERB
cjfa-33344	74	7	third	third	ADJ
cjfa-33344	74	8	place	place	NOUN
cjfa-33344	74	9	(	(	PUNCT
cjfa-33344	74	10	replacing	replace	VERB
cjfa-33344	74	11	the	the	DET
cjfa-33344	74	12	branch	branch	NOUN
cjfa-33344	74	13	teller	teller	NOUN
cjfa-33344	74	14	machine	machine	NOUN
cjfa-33344	74	15	)	)	PUNCT
cjfa-33344	74	16	though	though	SCONJ
cjfa-33344	74	17	its	its	PRON
cjfa-33344	74	18	’	'	PUNCT
cjfa-33344	74	19	still	still	ADV
cjfa-33344	74	20	lagging	lag	VERB
cjfa-33344	74	21	behind	behind	ADP
cjfa-33344	74	22	atm	atm	NOUN
cjfa-33344	74	23	and	and	CCONJ
cjfa-33344	74	24	online	online	ADJ
cjfa-33344	74	25	banking	banking	NOUN
cjfa-33344	74	26	services	service	NOUN
cjfa-33344	74	27	as	as	ADP
cjfa-33344	74	28	the	the	DET
cjfa-33344	74	29	most	most	ADV
cjfa-33344	74	30	preferred	preferred	ADJ
cjfa-33344	74	31	way	way	NOUN
cjfa-33344	74	32	of	of	ADP
cjfa-33344	74	33	interacting	interact	VERB
cjfa-33344	74	34	with	with	ADP
cjfa-33344	74	35	bank	bank	NOUN
cjfa-33344	74	36	of	of	ADP
cjfa-33344	74	37	the	the	DET
cjfa-33344	74	38	customers	customer	NOUN
cjfa-33344	74	39	’	'	PUNCT
cjfa-33344	74	40	(	(	PUNCT
cjfa-33344	74	41	rubin	rubin	PROPN
cjfa-33344	74	42	,	,	PUNCT
cjfa-33344	74	43	2017	2017	NUM
cjfa-33344	74	44	)	)	PUNCT
cjfa-33344	74	45	.	.	PUNCT
cjfa-33344	75	1	mobile	mobile	ADJ
cjfa-33344	75	2	banking	banking	NOUN
cjfa-33344	75	3	is	be	AUX
cjfa-33344	75	4	becoming	become	VERB
cjfa-33344	75	5	popular	popular	ADJ
cjfa-33344	75	6	in	in	ADP
cjfa-33344	75	7	developing	develop	VERB
cjfa-33344	75	8	areas	area	NOUN
cjfa-33344	75	9	of	of	ADP
cjfa-33344	75	10	the	the	DET
cjfa-33344	75	11	world	world	NOUN
cjfa-33344	75	12	.	.	PUNCT
cjfa-33344	76	1	between	between	ADP
cjfa-33344	76	2	2000	2000	NUM
cjfa-33344	76	3	and	and	CCONJ
cjfa-33344	76	4	2010	2010	NUM
cjfa-33344	76	5	,	,	PUNCT
cjfa-33344	76	6	according	accord	VERB
cjfa-33344	76	7	to	to	ADP
cjfa-33344	76	8	the	the	DET
cjfa-33344	76	9	world	world	NOUN
cjfa-33344	76	10	bank	bank	PROPN
cjfa-33344	76	11	(	(	PUNCT
cjfa-33344	76	12	2013	2013	NUM
cjfa-33344	76	13	)	)	PUNCT
cjfa-33344	76	14	,	,	PUNCT
cjfa-33344	76	15	developing	develop	VERB
cjfa-33344	76	16	countries	country	NOUN
cjfa-33344	76	17	saw	see	VERB
cjfa-33344	76	18	mobile	mobile	ADJ
cjfa-33344	76	19	usages	usage	NOUN
cjfa-33344	76	20	jump	jump	VERB
cjfa-33344	76	21	from	from	ADP
cjfa-33344	76	22	29	29	NUM
cjfa-33344	76	23	to	to	PART
cjfa-33344	76	24	77	77	NUM
cjfa-33344	76	25	percent	percent	NOUN
cjfa-33344	76	26	,	,	PUNCT
cjfa-33344	76	27	more	more	ADJ
cjfa-33344	76	28	than	than	ADP
cjfa-33344	76	29	in	in	ADP
cjfa-33344	76	30	developed	developed	ADJ
cjfa-33344	76	31	nations	nation	NOUN
cjfa-33344	76	32	.	.	PUNCT
cjfa-33344	77	1	mobile	mobile	ADJ
cjfa-33344	77	2	money	money	NOUN
cjfa-33344	77	3	accounts	account	VERB
cjfa-33344	77	4	worldwide	worldwide	ADV
cjfa-33344	77	5	have	have	AUX
cjfa-33344	77	6	jumped	jump	VERB
cjfa-33344	77	7	from	from	ADP
cjfa-33344	77	8	155	155	NUM
cjfa-33344	77	9	million	million	NUM
cjfa-33344	77	10	in	in	ADP
cjfa-33344	77	11	2012	2012	NUM
cjfa-33344	77	12	to	to	ADP
cjfa-33344	77	13	299	299	NUM
cjfa-33344	77	14	million	million	NUM
cjfa-33344	77	15	by	by	ADP
cjfa-33344	77	16	the	the	DET
cjfa-33344	77	17	end	end	NOUN
cjfa-33344	77	18	of	of	ADP
cjfa-33344	77	19	2014	2014	NUM
cjfa-33344	77	20	,	,	PUNCT
cjfa-33344	77	21	much	much	ADJ
cjfa-33344	77	22	of	of	ADP
cjfa-33344	77	23	them	they	PRON
cjfa-33344	77	24	in	in	ADP
cjfa-33344	77	25	the	the	DET
cjfa-33344	77	26	poorest	poor	ADJ
cjfa-33344	77	27	parts	part	NOUN
cjfa-33344	77	28	of	of	ADP
cjfa-33344	77	29	the	the	DET
cjfa-33344	77	30	world	world	NOUN
cjfa-33344	77	31	.	.	PUNCT
cjfa-33344	78	1	the	the	DET
cjfa-33344	78	2	saarc	saarc	PROPN
cjfa-33344	78	3	countries	country	NOUN
cjfa-33344	78	4	,	,	PUNCT
cjfa-33344	78	5	like	like	ADP
cjfa-33344	78	6	pakistan	pakistan	PROPN
cjfa-33344	78	7	,	,	PUNCT
cjfa-33344	78	8	india	india	PROPN
cjfa-33344	78	9	and	and	CCONJ
cjfa-33344	78	10	,	,	PUNCT
cjfa-33344	78	11	nepal	nepal	ADJ
cjfa-33344	78	12	,	,	PUNCT
cjfa-33344	78	13	have	have	AUX
cjfa-33344	78	14	already	already	ADV
cjfa-33344	78	15	introduced	introduce	VERB
cjfa-33344	78	16	mobile	mobile	ADJ
cjfa-33344	78	17	banking	banking	NOUN
cjfa-33344	78	18	and	and	CCONJ
cjfa-33344	78	19	a	a	DET
cjfa-33344	78	20	massive	massive	ADJ
cjfa-33344	78	21	portion	portion	NOUN
cjfa-33344	78	22	of	of	ADP
cjfa-33344	78	23	their	their	PRON
cjfa-33344	78	24	population	population	NOUN
cjfa-33344	78	25	is	be	AUX
cjfa-33344	78	26	using	use	VERB
cjfa-33344	78	27	this	this	DET
cjfa-33344	78	28	service	service	NOUN
cjfa-33344	78	29	as	as	ADP
cjfa-33344	78	30	a	a	DET
cjfa-33344	78	31	substitute	substitute	NOUN
cjfa-33344	78	32	of	of	ADP
cjfa-33344	78	33	traditional	traditional	ADJ
cjfa-33344	78	34	banking	banking	NOUN
cjfa-33344	78	35	operation	operation	NOUN
cjfa-33344	78	36	.	.	PUNCT
cjfa-33344	79	1	dutch	dutch	PROPN
cjfa-33344	79	2	bangla	bangla	PROPN
cjfa-33344	79	3	bank	bank	PROPN
cjfa-33344	79	4	opened	open	VERB
cjfa-33344	79	5	the	the	DET
cjfa-33344	79	6	first	first	ADJ
cjfa-33344	79	7	mobile	mobile	ADJ
cjfa-33344	79	8	banking	banking	NOUN
cjfa-33344	79	9	service	service	NOUN
cjfa-33344	79	10	in	in	ADP
cjfa-33344	79	11	bangladesh	bangladesh	NOUN
cjfa-33344	79	12	in	in	ADP
cjfa-33344	79	13	2011	2011	NUM
cjfa-33344	79	14	.	.	PUNCT
cjfa-33344	80	1	at	at	ADP
cjfa-33344	80	2	the	the	DET
cjfa-33344	80	3	time	time	NOUN
cjfa-33344	80	4	only	only	ADV
cjfa-33344	80	5	about	about	ADV
cjfa-33344	80	6	13	13	NUM
cjfa-33344	80	7	percent	percent	NOUN
cjfa-33344	80	8	of	of	ADP
cjfa-33344	80	9	the	the	DET
cjfa-33344	80	10	country	country	NOUN
cjfa-33344	80	11	’s	’s	PART
cjfa-33344	80	12	160	160	NUM
cjfa-33344	80	13	million	million	NUM
cjfa-33344	80	14	citizens	citizen	NOUN
cjfa-33344	80	15	had	have	VERB
cjfa-33344	80	16	bank	bank	NOUN
cjfa-33344	80	17	accounts	account	NOUN
cjfa-33344	80	18	,	,	PUNCT
cjfa-33344	80	19	but	but	CCONJ
cjfa-33344	80	20	close	close	ADV
cjfa-33344	80	21	to	to	PART
cjfa-33344	80	22	half	half	NOUN
cjfa-33344	80	23	of	of	ADP
cjfa-33344	80	24	its	its	PRON
cjfa-33344	80	25	mostly	mostly	ADV
cjfa-33344	80	26	rural	rural	ADJ
cjfa-33344	80	27	population	population	NOUN
cjfa-33344	80	28	used	use	VERB
cjfa-33344	80	29	mobile	mobile	ADJ
cjfa-33344	80	30	phones	phone	NOUN
cjfa-33344	80	31	.	.	PUNCT
cjfa-33344	81	1	realizing	realize	VERB
cjfa-33344	81	2	the	the	DET
cjfa-33344	81	3	global	global	ADJ
cjfa-33344	81	4	thrives	thrive	NOUN
cjfa-33344	81	5	and	and	CCONJ
cjfa-33344	81	6	significance	significance	NOUN
cjfa-33344	81	7	of	of	ADP
cjfa-33344	81	8	mobile	mobile	ADJ
cjfa-33344	81	9	financial	financial	ADJ
cjfa-33344	81	10	services	service	NOUN
cjfa-33344	81	11	,	,	PUNCT
cjfa-33344	81	12	the	the	DET
cjfa-33344	81	13	country	country	NOUN
cjfa-33344	81	14	’s	’s	PART
cjfa-33344	81	15	central	central	PROPN
cjfa-33344	81	16	bank	bank	PROPN
cjfa-33344	81	17	has	have	AUX
cjfa-33344	81	18	adopted	adopt	VERB
cjfa-33344	81	19	guidelines	guideline	NOUN
cjfa-33344	81	20	for	for	ADP
cjfa-33344	81	21	mobile	mobile	ADJ
cjfa-33344	81	22	financial	financial	ADJ
cjfa-33344	81	23	services	service	NOUN
cjfa-33344	81	24	(	(	PUNCT
cjfa-33344	81	25	mfs	mfs	PROPN
cjfa-33344	81	26	)	)	PUNCT
cjfa-33344	81	27	in	in	ADP
cjfa-33344	81	28	2011	2011	NUM
cjfa-33344	81	29	and	and	CCONJ
cjfa-33344	81	30	revised	revise	VERB
cjfa-33344	81	31	in	in	ADP
cjfa-33344	81	32	july	july	PROPN
cjfa-33344	81	33	2015	2015	NUM
cjfa-33344	81	34	.	.	PUNCT
cjfa-33344	82	1	mobile	mobile	ADJ
cjfa-33344	82	2	financial	financial	ADJ
cjfa-33344	82	3	services	service	NOUN
cjfa-33344	82	4	are	be	AUX
cjfa-33344	82	5	availed	avail	VERB
cjfa-33344	82	6	by	by	ADP
cjfa-33344	82	7	customers	customer	NOUN
cjfa-33344	82	8	by	by	ADP
cjfa-33344	82	9	using	use	VERB
cjfa-33344	82	10	their	their	PRON
cjfa-33344	82	11	cell	cell	NOUN
cjfa-33344	82	12	phone	phone	NOUN
cjfa-33344	82	13	or	or	CCONJ
cjfa-33344	82	14	personal	personal	ADJ
cjfa-33344	82	15	digital	digital	ADJ
cjfa-33344	82	16	assistance	assistance	NOUN
cjfa-33344	82	17	.	.	PUNCT
cjfa-33344	83	1	mfs	mfs	NOUN
cjfa-33344	83	2	can	can	AUX
cjfa-33344	83	3	be	be	AUX
cjfa-33344	83	4	ranged	range	VERB
cjfa-33344	83	5	from	from	ADP
cjfa-33344	83	6	mobile	mobile	ADJ
cjfa-33344	83	7	banking	banking	NOUN
cjfa-33344	83	8	to	to	ADP
cjfa-33344	83	9	different	different	ADJ
cjfa-33344	83	10	types	type	NOUN
cjfa-33344	83	11	of	of	ADP
cjfa-33344	83	12	payment	payment	NOUN
cjfa-33344	83	13	(	(	PUNCT
cjfa-33344	83	14	cheney	cheney	NOUN
cjfa-33344	83	15	,	,	PUNCT
cjfa-33344	83	16	2008	2008	NUM
cjfa-33344	83	17	)	)	PUNCT
cjfa-33344	83	18	.	.	PUNCT
cjfa-33344	84	1	“	"	PUNCT
cjfa-33344	84	2	some	some	PRON
cjfa-33344	84	3	of	of	ADP
cjfa-33344	84	4	the	the	DET
cjfa-33344	84	5	first	first	ADJ
cjfa-33344	84	6	commercial	commercial	ADJ
cjfa-33344	84	7	applications	application	NOUN
cjfa-33344	84	8	of	of	ADP
cjfa-33344	84	9	mobile	mobile	ADJ
cjfa-33344	84	10	internet	internet	NOUN
cjfa-33344	84	11	involve	involve	VERB
cjfa-33344	84	12	wireless	wireless	ADJ
cjfa-33344	84	13	or	or	CCONJ
cjfa-33344	84	14	mobile	mobile	ADJ
cjfa-33344	84	15	banking	banking	NOUN
cjfa-33344	84	16	.	.	PUNCT
cjfa-33344	85	1	these	these	DET
cjfa-33344	85	2	developments	development	NOUN
cjfa-33344	85	3	build	build	VERB
cjfa-33344	85	4	on	on	ADP
cjfa-33344	85	5	earlier	early	ADJ
cjfa-33344	85	6	ideas	idea	NOUN
cjfa-33344	85	7	md	md	PROPN
cjfa-33344	85	8	.	.	PROPN
cjfa-33344	85	9	humayun	humayun	PROPN
cjfa-33344	85	10	kabir	kabir	PROPN
cjfa-33344	85	11	,	,	PUNCT
cjfa-33344	85	12	s.	s.	PROPN
cjfa-33344	85	13	s.	s.	PROPN
cjfa-33344	85	14	m.	m.	PROPN
cjfa-33344	85	15	sadrul	sadrul	PROPN
cjfa-33344	85	16	huda	huda	PROPN
cjfa-33344	85	17	,	,	PUNCT
cjfa-33344	85	18	omar	omar	PROPN
cjfa-33344	85	19	faruq88	faruq88	NOUN
cjfa-33344	85	20	of	of	ADP
cjfa-33344	85	21	customer	customer	NOUN
cjfa-33344	85	22	channel	channel	NOUN
cjfa-33344	85	23	extension	extension	NOUN
cjfa-33344	85	24	through	through	ADP
cjfa-33344	85	25	telephone	telephone	NOUN
cjfa-33344	85	26	banking	banking	NOUN
cjfa-33344	85	27	and	and	CCONJ
cjfa-33344	85	28	online	online	ADJ
cjfa-33344	85	29	banking	banking	NOUN
cjfa-33344	85	30	(	(	PUNCT
cjfa-33344	85	31	barnes	barnes	PROPN
cjfa-33344	85	32	&	&	CCONJ
cjfa-33344	85	33	corbitt	corbitt	PROPN
cjfa-33344	85	34	,	,	PUNCT
cjfa-33344	85	35	2003	2003	NUM
cjfa-33344	85	36	)	)	PUNCT
cjfa-33344	85	37	.	.	PUNCT
cjfa-33344	86	1	mobile	mobile	ADJ
cjfa-33344	86	2	banking	banking	NOUN
cjfa-33344	86	3	services	service	NOUN
cjfa-33344	86	4	aim	aim	VERB
cjfa-33344	86	5	to	to	PART
cjfa-33344	86	6	provide	provide	VERB
cjfa-33344	86	7	mobile	mobile	ADJ
cjfa-33344	86	8	financial	financial	ADJ
cjfa-33344	86	9	services	service	NOUN
cjfa-33344	86	10	to	to	ADP
cjfa-33344	86	11	a	a	DET
cjfa-33344	86	12	broad	broad	ADJ
cjfa-33344	86	13	range	range	NOUN
cjfa-33344	86	14	of	of	ADP
cjfa-33344	86	15	customers	customer	NOUN
cjfa-33344	86	16	not	not	PART
cjfa-33344	86	17	to	to	PART
cjfa-33344	86	18	destroy	destroy	VERB
cjfa-33344	86	19	the	the	DET
cjfa-33344	86	20	branch	branch	NOUN
cjfa-33344	86	21	banking	banking	NOUN
cjfa-33344	86	22	system	system	NOUN
cjfa-33344	86	23	.	.	PUNCT
cjfa-33344	87	1	there	there	PRON
cjfa-33344	87	2	is	be	VERB
cjfa-33344	87	3	a	a	DET
cjfa-33344	87	4	huge	huge	ADJ
cjfa-33344	87	5	prospect	prospect	NOUN
cjfa-33344	87	6	of	of	ADP
cjfa-33344	87	7	mobile	mobile	ADJ
cjfa-33344	87	8	financial	financial	ADJ
cjfa-33344	87	9	services	service	NOUN
cjfa-33344	87	10	in	in	ADP
cjfa-33344	87	11	bangladesh	bangladesh	NOUN
cjfa-33344	87	12	and	and	CCONJ
cjfa-33344	87	13	it	it	PRON
cjfa-33344	87	14	can	can	AUX
cjfa-33344	87	15	align	align	VERB
cjfa-33344	87	16	with	with	ADP
cjfa-33344	87	17	the	the	DET
cjfa-33344	87	18	vision	vision	NOUN
cjfa-33344	87	19	of	of	ADP
cjfa-33344	87	20	digital	digital	PROPN
cjfa-33344	87	21	bangladesh	bangladesh	NOUN
cjfa-33344	87	22	.	.	PUNCT
cjfa-33344	88	1	“	"	PUNCT
cjfa-33344	88	2	through	through	ADP
cjfa-33344	88	3	mobile	mobile	ADJ
cjfa-33344	88	4	banking	banking	NOUN
cjfa-33344	88	5	(	(	PUNCT
cjfa-33344	88	6	m	m	NOUN
cjfa-33344	88	7	-	-	NOUN
cjfa-33344	88	8	banking	banking	NOUN
cjfa-33344	88	9	)	)	PUNCT
cjfa-33344	88	10	one	one	PRON
cjfa-33344	88	11	can	can	AUX
cjfa-33344	88	12	avail	avail	VERB
cjfa-33344	88	13	various	various	ADJ
cjfa-33344	88	14	services	service	NOUN
cjfa-33344	88	15	i.e.	i.e.	X
cjfa-33344	88	16	;	;	PUNCT
cjfa-33344	88	17	utility	utility	NOUN
cjfa-33344	88	18	bill	bill	NOUN
cjfa-33344	88	19	payment	payment	NOUN
cjfa-33344	88	20	,	,	PUNCT
cjfa-33344	88	21	fund	fund	NOUN
cjfa-33344	88	22	transfer	transfer	NOUN
cjfa-33344	88	23	,	,	PUNCT
cjfa-33344	88	24	shopping	shopping	NOUN
cjfa-33344	88	25	,	,	PUNCT
cjfa-33344	88	26	cash	cash	NOUN
cjfa-33344	88	27	withdrawn	withdraw	VERB
cjfa-33344	88	28	from	from	ADP
cjfa-33344	88	29	selected	select	VERB
cjfa-33344	88	30	atm	atm	NOUN
cjfa-33344	88	31	or	or	CCONJ
cjfa-33344	88	32	cash	cash	NOUN
cjfa-33344	88	33	point	point	NOUN
cjfa-33344	88	34	and	and	CCONJ
cjfa-33344	88	35	many	many	ADJ
cjfa-33344	88	36	more	more	ADV
cjfa-33344	88	37	exciting	exciting	ADJ
cjfa-33344	88	38	facilities	facility	NOUN
cjfa-33344	88	39	”	"	PUNCT
cjfa-33344	88	40	(	(	PUNCT
cjfa-33344	88	41	islam	islam	PROPN
cjfa-33344	88	42	,	,	PUNCT
cjfa-33344	88	43	2013	2013	NUM
cjfa-33344	88	44	)	)	PUNCT
cjfa-33344	88	45	.	.	PUNCT
cjfa-33344	89	1	siddiquie	siddiquie	NOUN
cjfa-33344	89	2	(	(	PUNCT
cjfa-33344	89	3	2014	2014	NUM
cjfa-33344	89	4	)	)	PUNCT
cjfa-33344	89	5	pointed	point	VERB
cjfa-33344	89	6	out	out	ADP
cjfa-33344	89	7	:	:	PUNCT
cjfa-33344	89	8	“	"	PUNCT
cjfa-33344	89	9	banks	bank	NOUN
cjfa-33344	89	10	alone	alone	ADV
cjfa-33344	89	11	can	can	AUX
cjfa-33344	89	12	not	not	PART
cjfa-33344	89	13	provide	provide	VERB
cjfa-33344	89	14	this	this	DET
cjfa-33344	89	15	service	service	NOUN
cjfa-33344	89	16	;	;	PUNCT
cjfa-33344	89	17	telecom	telecom	NOUN
cjfa-33344	89	18	operators	operator	NOUN
cjfa-33344	89	19	are	be	AUX
cjfa-33344	89	20	one	one	NUM
cjfa-33344	89	21	of	of	ADP
cjfa-33344	89	22	the	the	DET
cjfa-33344	89	23	key	key	ADJ
cjfa-33344	89	24	important	important	ADJ
cjfa-33344	89	25	factors	factor	NOUN
cjfa-33344	89	26	to	to	PART
cjfa-33344	89	27	start	start	VERB
cjfa-33344	89	28	the	the	DET
cjfa-33344	89	29	operation	operation	NOUN
cjfa-33344	89	30	.	.	PUNCT
cjfa-33344	90	1	most	most	ADJ
cjfa-33344	90	2	of	of	ADP
cjfa-33344	90	3	the	the	DET
cjfa-33344	90	4	operators	operator	NOUN
cjfa-33344	90	5	understood	understand	VERB
cjfa-33344	90	6	this	this	PRON
cjfa-33344	90	7	at	at	ADP
cjfa-33344	90	8	a	a	DET
cjfa-33344	90	9	very	very	ADV
cjfa-33344	90	10	primary	primary	ADJ
cjfa-33344	90	11	stage	stage	NOUN
cjfa-33344	90	12	of	of	ADP
cjfa-33344	90	13	mfs	mfs	NOUN
cjfa-33344	90	14	operation	operation	NOUN
cjfa-33344	90	15	,	,	PUNCT
cjfa-33344	90	16	that	that	PRON
cjfa-33344	90	17	’s	’	VERB
cjfa-33344	90	18	why	why	SCONJ
cjfa-33344	90	19	they	they	PRON
cjfa-33344	90	20	forced	force	VERB
cjfa-33344	90	21	the	the	DET
cjfa-33344	90	22	banks	bank	NOUN
cjfa-33344	90	23	to	to	PART
cjfa-33344	90	24	get	get	VERB
cjfa-33344	90	25	into	into	ADP
cjfa-33344	90	26	a	a	DET
cjfa-33344	90	27	contract	contract	NOUN
cjfa-33344	90	28	that	that	PRON
cjfa-33344	90	29	facilitates	facilitate	VERB
cjfa-33344	90	30	the	the	DET
cjfa-33344	90	31	telecom	telecom	NOUN
cjfa-33344	90	32	operators	operator	NOUN
cjfa-33344	90	33	significantly	significantly	ADV
cjfa-33344	90	34	”	"	PUNCT
cjfa-33344	90	35	.	.	PUNCT
cjfa-33344	91	1	the	the	DET
cjfa-33344	91	2	surge	surge	NOUN
cjfa-33344	91	3	of	of	ADP
cjfa-33344	91	4	availing	avail	VERB
cjfa-33344	91	5	mobile	mobile	ADJ
cjfa-33344	91	6	financial	financial	ADJ
cjfa-33344	91	7	services	service	NOUN
cjfa-33344	91	8	can	can	AUX
cjfa-33344	91	9	be	be	AUX
cjfa-33344	91	10	attributed	attribute	VERB
cjfa-33344	91	11	to	to	ADP
cjfa-33344	91	12	various	various	ADJ
cjfa-33344	91	13	rationales	rationale	NOUN
cjfa-33344	91	14	.	.	PUNCT
cjfa-33344	92	1	mattila	mattila	NOUN
cjfa-33344	92	2	(	(	PUNCT
cjfa-33344	92	3	2003	2003	NUM
cjfa-33344	92	4	)	)	PUNCT
cjfa-33344	92	5	identified	identify	VERB
cjfa-33344	92	6	that	that	SCONJ
cjfa-33344	92	7	:	:	PUNCT
cjfa-33344	92	8	“	"	PUNCT
cjfa-33344	92	9	the	the	DET
cjfa-33344	92	10	most	most	ADV
cjfa-33344	92	11	important	important	ADJ
cjfa-33344	92	12	attribute	attribute	NOUN
cjfa-33344	92	13	in	in	ADP
cjfa-33344	92	14	encouraging	encourage	VERB
cjfa-33344	92	15	the	the	DET
cjfa-33344	92	16	use	use	NOUN
cjfa-33344	92	17	of	of	ADP
cjfa-33344	92	18	mobile	mobile	ADJ
cjfa-33344	92	19	banking	banking	NOUN
cjfa-33344	92	20	was	be	AUX
cjfa-33344	92	21	related	relate	VERB
cjfa-33344	92	22	to	to	ADP
cjfa-33344	92	23	the	the	DET
cjfa-33344	92	24	costs	cost	NOUN
cjfa-33344	92	25	of	of	ADP
cjfa-33344	92	26	conducting	conduct	VERB
cjfa-33344	92	27	banking	banking	NOUN
cjfa-33344	92	28	”	"	PUNCT
cjfa-33344	92	29	.	.	PUNCT
cjfa-33344	93	1	moreover	moreover	ADV
cjfa-33344	93	2	,	,	PUNCT
cjfa-33344	93	3	“	"	PUNCT
cjfa-33344	93	4	perceived	perceive	VERB
cjfa-33344	93	5	risks	risk	NOUN
cjfa-33344	93	6	(	(	PUNCT
cjfa-33344	93	7	except	except	SCONJ
cjfa-33344	93	8	social	social	ADJ
cjfa-33344	93	9	risk	risk	NOUN
cjfa-33344	93	10	)	)	PUNCT
cjfa-33344	93	11	,	,	PUNCT
cjfa-33344	93	12	trust	trust	NOUN
cjfa-33344	93	13	,	,	PUNCT
cjfa-33344	93	14	convenience	convenience	NOUN
cjfa-33344	93	15	,	,	PUNCT
cjfa-33344	93	16	and	and	CCONJ
cjfa-33344	93	17	comparative	comparative	ADJ
cjfa-33344	93	18	advantages	advantage	NOUN
cjfa-33344	93	19	are	be	AUX
cjfa-33344	93	20	the	the	DET
cjfa-33344	93	21	factors	factor	NOUN
cjfa-33344	93	22	affecting	affect	VERB
cjfa-33344	93	23	the	the	DET
cjfa-33344	93	24	behavioral	behavioral	ADJ
cjfa-33344	93	25	intention	intention	NOUN
cjfa-33344	93	26	of	of	ADP
cjfa-33344	93	27	mobile	mobile	ADJ
cjfa-33344	93	28	users	user	NOUN
cjfa-33344	93	29	to	to	PART
cjfa-33344	93	30	adopt	adopt	VERB
cjfa-33344	93	31	mobile	mobile	ADJ
cjfa-33344	93	32	banking	banking	NOUN
cjfa-33344	93	33	services	service	NOUN
cjfa-33344	93	34	in	in	ADP
cjfa-33344	93	35	bangladesh	bangladesh	NOUN
cjfa-33344	93	36	”	"	PUNCT
cjfa-33344	93	37	(	(	PUNCT
cjfa-33344	93	38	kabir	kabir	PROPN
cjfa-33344	93	39	,	,	PUNCT
cjfa-33344	93	40	2013	2013	NUM
cjfa-33344	93	41	)	)	PUNCT
cjfa-33344	93	42	.	.	PUNCT
cjfa-33344	94	1	again	again	ADV
cjfa-33344	94	2	,	,	PUNCT
cjfa-33344	94	3	mobile	mobile	ADJ
cjfa-33344	94	4	banking	banking	NOUN
cjfa-33344	94	5	facility	facility	NOUN
cjfa-33344	94	6	works	work	VERB
cjfa-33344	94	7	as	as	ADP
cjfa-33344	94	8	a	a	DET
cjfa-33344	94	9	competitive	competitive	ADJ
cjfa-33344	94	10	edge	edge	NOUN
cjfa-33344	94	11	for	for	ADP
cjfa-33344	94	12	the	the	DET
cjfa-33344	94	13	institutions	institution	NOUN
cjfa-33344	94	14	that	that	PRON
cjfa-33344	94	15	are	be	AUX
cjfa-33344	94	16	providing	provide	VERB
cjfa-33344	94	17	this	this	DET
cjfa-33344	94	18	service	service	NOUN
cjfa-33344	94	19	to	to	ADP
cjfa-33344	94	20	their	their	PRON
cjfa-33344	94	21	customers	customer	NOUN
cjfa-33344	94	22	.	.	PUNCT
cjfa-33344	95	1	in	in	ADP
cjfa-33344	95	2	the	the	DET
cjfa-33344	95	3	face	face	NOUN
cjfa-33344	95	4	of	of	ADP
cjfa-33344	95	5	increasing	increase	VERB
cjfa-33344	95	6	competition	competition	NOUN
cjfa-33344	95	7	,	,	PUNCT
cjfa-33344	95	8	mobile	mobile	ADJ
cjfa-33344	95	9	technologies	technology	NOUN
cjfa-33344	95	10	can	can	AUX
cjfa-33344	95	11	provide	provide	VERB
cjfa-33344	95	12	competitive	competitive	ADJ
cjfa-33344	95	13	advantages	advantage	NOUN
cjfa-33344	95	14	for	for	SCONJ
cjfa-33344	95	15	financial	financial	ADJ
cjfa-33344	95	16	institutions	institution	NOUN
cjfa-33344	95	17	to	to	PART
cjfa-33344	95	18	retain	retain	VERB
cjfa-33344	95	19	their	their	PRON
cjfa-33344	95	20	customers	customer	NOUN
cjfa-33344	95	21	and	and	CCONJ
cjfa-33344	95	22	to	to	PART
cjfa-33344	95	23	provide	provide	VERB
cjfa-33344	95	24	better	well	ADJ
cjfa-33344	95	25	services	service	NOUN
cjfa-33344	95	26	to	to	ADP
cjfa-33344	95	27	them	they	PRON
cjfa-33344	95	28	(	(	PUNCT
cjfa-33344	95	29	barnes	barne	NOUN
cjfa-33344	95	30	&	&	CCONJ
cjfa-33344	95	31	corbitt	corbitt	PROPN
cjfa-33344	95	32	,	,	PUNCT
cjfa-33344	95	33	2003	2003	NUM
cjfa-33344	95	34	)	)	PUNCT
cjfa-33344	95	35	.	.	PUNCT
cjfa-33344	96	1	considering	consider	VERB
cjfa-33344	96	2	these	these	DET
cjfa-33344	96	3	factors	factor	NOUN
cjfa-33344	96	4	,	,	PUNCT
cjfa-33344	96	5	being	be	AUX
cjfa-33344	96	6	competitive	competitive	ADJ
cjfa-33344	96	7	and	and	CCONJ
cjfa-33344	96	8	attracting	attract	VERB
cjfa-33344	96	9	and	and	CCONJ
cjfa-33344	96	10	retaining	retain	VERB
cjfa-33344	96	11	more	more	ADJ
cjfa-33344	96	12	customers	customer	NOUN
cjfa-33344	96	13	,	,	PUNCT
cjfa-33344	96	14	banks	bank	NOUN
cjfa-33344	96	15	of	of	ADP
cjfa-33344	96	16	bangladesh	bangladesh	NOUN
cjfa-33344	96	17	is	be	AUX
cjfa-33344	96	18	devoting	devote	VERB
cjfa-33344	96	19	into	into	ADP
cjfa-33344	96	20	adaptation	adaptation	NOUN
cjfa-33344	96	21	of	of	ADP
cjfa-33344	96	22	mobile	mobile	ADJ
cjfa-33344	96	23	financial	financial	ADJ
cjfa-33344	96	24	service	service	NOUN
cjfa-33344	96	25	.	.	PUNCT
cjfa-33344	97	1	there	there	PRON
cjfa-33344	97	2	has	have	AUX
cjfa-33344	97	3	been	be	AUX
cjfa-33344	97	4	a	a	DET
cjfa-33344	97	5	remarkable	remarkable	ADJ
cjfa-33344	97	6	improvement	improvement	NOUN
cjfa-33344	97	7	in	in	ADP
cjfa-33344	97	8	adopting	adopt	VERB
cjfa-33344	97	9	electronic	electronic	ADJ
cjfa-33344	97	10	banking	banking	NOUN
cjfa-33344	97	11	services	service	NOUN
cjfa-33344	97	12	by	by	ADP
cjfa-33344	97	13	bangladeshi	bangladeshi	ADJ
cjfa-33344	97	14	banks	bank	NOUN
cjfa-33344	97	15	for	for	ADP
cjfa-33344	97	16	the	the	DET
cjfa-33344	97	17	last	last	ADJ
cjfa-33344	97	18	one	one	NUM
cjfa-33344	97	19	decade	decade	NOUN
cjfa-33344	97	20	.	.	PUNCT
cjfa-33344	98	1	these	these	DET
cjfa-33344	98	2	activities	activity	NOUN
cjfa-33344	98	3	include	include	VERB
cjfa-33344	98	4	telebanking	telebanking	NOUN
cjfa-33344	98	5	,	,	PUNCT
cjfa-33344	98	6	online	online	ADJ
cjfa-33344	98	7	corporate	corporate	ADJ
cjfa-33344	98	8	banking	banking	NOUN
cjfa-33344	98	9	,	,	PUNCT
cjfa-33344	98	10	electronic	electronic	ADJ
cjfa-33344	98	11	fund	fund	NOUN
cjfa-33344	98	12	transfer	transfer	NOUN
cjfa-33344	98	13	,	,	PUNCT
cjfa-33344	98	14	atm	atm	ADJ
cjfa-33344	98	15	,	,	PUNCT
cjfa-33344	98	16	credit	credit	NOUN
cjfa-33344	98	17	card	card	NOUN
cjfa-33344	98	18	,	,	PUNCT
cjfa-33344	98	19	debit	debit	NOUN
cjfa-33344	98	20	card	card	NOUN
cjfa-33344	98	21	,	,	PUNCT
cjfa-33344	98	22	merchant	merchant	NOUN
cjfa-33344	98	23	account	account	NOUN
cjfa-33344	98	24	service	service	NOUN
cjfa-33344	98	25	and	and	CCONJ
cjfa-33344	98	26	internet	internet	NOUN
cjfa-33344	98	27	banking	banking	NOUN
cjfa-33344	98	28	(	(	PUNCT
cjfa-33344	98	29	amin	amin	PROPN
cjfa-33344	98	30	&	&	CCONJ
cjfa-33344	98	31	rahman	rahman	PROPN
cjfa-33344	98	32	,	,	PUNCT
cjfa-33344	98	33	2010	2010	NUM
cjfa-33344	98	34	)	)	PUNCT
cjfa-33344	98	35	.	.	PUNCT
cjfa-33344	99	1	the	the	DET
cjfa-33344	99	2	banking	banking	NOUN
cjfa-33344	99	3	industry	industry	NOUN
cjfa-33344	99	4	has	have	AUX
cjfa-33344	99	5	already	already	ADV
cjfa-33344	99	6	been	be	AUX
cjfa-33344	99	7	in	in	ADP
cjfa-33344	99	8	the	the	DET
cjfa-33344	99	9	mature	mature	ADJ
cjfa-33344	99	10	stage	stage	NOUN
cjfa-33344	99	11	of	of	ADP
cjfa-33344	99	12	these	these	DET
cjfa-33344	99	13	services	service	NOUN
cjfa-33344	99	14	.	.	PUNCT
cjfa-33344	100	1	so	so	ADV
cjfa-33344	100	2	,	,	PUNCT
cjfa-33344	100	3	it	it	PRON
cjfa-33344	100	4	needed	need	VERB
cjfa-33344	100	5	to	to	PART
cjfa-33344	100	6	innovate	innovate	VERB
cjfa-33344	100	7	and	and	CCONJ
cjfa-33344	100	8	implement	implement	VERB
cjfa-33344	100	9	new	new	ADJ
cjfa-33344	100	10	financial	financial	ADJ
cjfa-33344	100	11	services	service	NOUN
cjfa-33344	100	12	in	in	ADP
cjfa-33344	100	13	addition	addition	NOUN
cjfa-33344	100	14	to	to	ADP
cjfa-33344	100	15	traditional	traditional	ADJ
cjfa-33344	100	16	banking	banking	NOUN
cjfa-33344	100	17	services	service	NOUN
cjfa-33344	100	18	.	.	PUNCT
cjfa-33344	101	1	kabir	kabir	PROPN
cjfa-33344	101	2	(	(	PUNCT
cjfa-33344	101	3	2020	2020	NUM
cjfa-33344	101	4	)	)	PUNCT
cjfa-33344	101	5	identified	identify	VERB
cjfa-33344	101	6	that	that	SCONJ
cjfa-33344	101	7	70	70	NUM
cjfa-33344	101	8	percent	percent	NOUN
cjfa-33344	101	9	adult	adult	NOUN
cjfa-33344	101	10	of	of	ADP
cjfa-33344	101	11	the	the	DET
cjfa-33344	101	12	south	south	ADJ
cjfa-33344	101	13	asian	asian	ADJ
cjfa-33344	101	14	region	region	NOUN
cjfa-33344	101	15	has	have	VERB
cjfa-33344	101	16	the	the	DET
cjfa-33344	101	17	individual	individual	ADJ
cjfa-33344	101	18	or	or	CCONJ
cjfa-33344	101	19	joint	joint	ADJ
cjfa-33344	101	20	mobile	mobile	ADJ
cjfa-33344	101	21	money	money	NOUN
cjfa-33344	101	22	account	account	NOUN
cjfa-33344	101	23	.	.	PUNCT
cjfa-33344	102	1	the	the	DET
cjfa-33344	102	2	growth	growth	NOUN
cjfa-33344	102	3	of	of	ADP
cjfa-33344	102	4	mobile	mobile	ADJ
cjfa-33344	102	5	money	money	NOUN
cjfa-33344	102	6	accounts	account	VERB
cjfa-33344	102	7	in	in	ADP
cjfa-33344	102	8	this	this	DET
cjfa-33344	102	9	region	region	NOUN
cjfa-33344	102	10	is	be	AUX
cjfa-33344	102	11	especially	especially	ADV
cjfa-33344	102	12	for	for	ADP
cjfa-33344	102	13	banks	bank	NOUN
cjfa-33344	102	14	and	and	CCONJ
cjfa-33344	102	15	mobile	mobile	ADJ
cjfa-33344	102	16	financial	financial	ADJ
cjfa-33344	102	17	services	service	NOUN
cjfa-33344	102	18	providers	provider	NOUN
cjfa-33344	102	19	’	'	PUNCT
cjfa-33344	102	20	innovative	innovative	ADJ
cjfa-33344	102	21	financial	financial	ADJ
cjfa-33344	102	22	products	product	NOUN
cjfa-33344	102	23	and	and	CCONJ
cjfa-33344	102	24	services	service	NOUN
cjfa-33344	102	25	.	.	PUNCT
cjfa-33344	103	1	according	accord	VERB
cjfa-33344	103	2	to	to	ADP
cjfa-33344	103	3	sarma	sarma	PROPN
cjfa-33344	103	4	(	(	PUNCT
cjfa-33344	103	5	2008	2008	NUM
cjfa-33344	103	6	)	)	PUNCT
cjfa-33344	103	7	,	,	PUNCT
cjfa-33344	103	8	mobile	mobile	ADJ
cjfa-33344	103	9	financial	financial	ADJ
cjfa-33344	103	10	services	service	NOUN
cjfa-33344	103	11	in	in	ADP
cjfa-33344	103	12	the	the	DET
cjfa-33344	103	13	context	context	NOUN
cjfa-33344	103	14	of	of	ADP
cjfa-33344	103	15	bangladesh	bangladesh	PROPN
cjfa-33344	103	16	89	89	NUM
cjfa-33344	103	17	“	"	PUNCT
cjfa-33344	103	18	in	in	ADP
cjfa-33344	103	19	the	the	DET
cjfa-33344	103	20	financial	financial	ADJ
cjfa-33344	103	21	inclusion	inclusion	NOUN
cjfa-33344	103	22	index	index	NOUN
cjfa-33344	103	23	bangladesh	bangladesh	NOUN
cjfa-33344	103	24	ranked	rank	VERB
cjfa-33344	103	25	69th	69th	ADJ
cjfa-33344	103	26	,	,	PUNCT
cjfa-33344	103	27	india	india	PROPN
cjfa-33344	103	28	ranked	rank	VERB
cjfa-33344	103	29	50th	50th	ADJ
cjfa-33344	103	30	,	,	PUNCT
cjfa-33344	103	31	pakistan	pakistan	PROPN
cjfa-33344	103	32	ranked	rank	VERB
cjfa-33344	103	33	67th	67th	ADJ
cjfa-33344	103	34	,	,	PUNCT
cjfa-33344	103	35	and	and	CCONJ
cjfa-33344	103	36	sri	sri	PROPN
cjfa-33344	103	37	lanka	lanka	PROPN
cjfa-33344	103	38	ranked	rank	VERB
cjfa-33344	103	39	63rd	63rd	NOUN
cjfa-33344	103	40	among	among	ADP
cjfa-33344	103	41	100	100	NUM
cjfa-33344	103	42	countries	country	NOUN
cjfa-33344	103	43	as	as	ADP
cjfa-33344	103	44	per	per	ADP
cjfa-33344	103	45	the	the	DET
cjfa-33344	103	46	dimension	dimension	NOUN
cjfa-33344	103	47	of	of	ADP
cjfa-33344	103	48	ease	ease	NOUN
cjfa-33344	103	49	of	of	ADP
cjfa-33344	103	50	availability	availability	NOUN
cjfa-33344	103	51	and	and	CCONJ
cjfa-33344	103	52	usage	usage	NOUN
cjfa-33344	103	53	of	of	ADP
cjfa-33344	103	54	financial	financial	ADJ
cjfa-33344	103	55	systems	system	NOUN
cjfa-33344	103	56	.	.	PUNCT
cjfa-33344	103	57	”	"	PUNCT
cjfa-33344	104	1	research	research	NOUN
cjfa-33344	104	2	methodology	methodology	NOUN
cjfa-33344	104	3	and	and	CCONJ
cjfa-33344	104	4	the	the	DET
cjfa-33344	104	5	course	course	NOUN
cjfa-33344	104	6	of	of	ADP
cjfa-33344	104	7	research	research	NOUN
cjfa-33344	104	8	process	process	NOUN
cjfa-33344	104	9	this	this	DET
cjfa-33344	104	10	study	study	NOUN
cjfa-33344	104	11	is	be	AUX
cjfa-33344	104	12	a	a	DET
cjfa-33344	104	13	descriptive	descriptive	ADJ
cjfa-33344	104	14	study	study	NOUN
cjfa-33344	104	15	where	where	SCONJ
cjfa-33344	104	16	quantitative	quantitative	ADJ
cjfa-33344	104	17	data	datum	NOUN
cjfa-33344	104	18	has	have	AUX
cjfa-33344	104	19	been	be	AUX
cjfa-33344	104	20	collected	collect	VERB
cjfa-33344	104	21	from	from	ADP
cjfa-33344	104	22	secondary	secondary	ADJ
cjfa-33344	104	23	sources	source	NOUN
cjfa-33344	104	24	to	to	PART
cjfa-33344	104	25	examine	examine	VERB
cjfa-33344	104	26	the	the	DET
cjfa-33344	104	27	mobile	mobile	ADJ
cjfa-33344	104	28	financial	financial	ADJ
cjfa-33344	104	29	services	service	NOUN
cjfa-33344	104	30	in	in	ADP
cjfa-33344	104	31	bangladesh	bangladesh	NOUN
cjfa-33344	104	32	by	by	ADP
cjfa-33344	104	33	presenting	present	VERB
cjfa-33344	104	34	the	the	DET
cjfa-33344	104	35	growth	growth	NOUN
cjfa-33344	104	36	of	of	ADP
cjfa-33344	104	37	different	different	ADJ
cjfa-33344	104	38	mobile	mobile	ADJ
cjfa-33344	104	39	financial	financial	ADJ
cjfa-33344	104	40	services	service	NOUN
cjfa-33344	104	41	accounts	account	VERB
cjfa-33344	104	42	over	over	ADP
cjfa-33344	104	43	the	the	DET
cjfa-33344	104	44	years	year	NOUN
cjfa-33344	104	45	.	.	PUNCT
cjfa-33344	105	1	the	the	DET
cjfa-33344	105	2	data	datum	NOUN
cjfa-33344	105	3	was	be	AUX
cjfa-33344	105	4	collected	collect	VERB
cjfa-33344	105	5	from	from	ADP
cjfa-33344	105	6	the	the	DET
cjfa-33344	105	7	central	central	PROPN
cjfa-33344	105	8	bank	bank	PROPN
cjfa-33344	105	9	’s	’s	PART
cjfa-33344	105	10	database	database	NOUN
cjfa-33344	105	11	,	,	PUNCT
cjfa-33344	105	12	articles	article	NOUN
cjfa-33344	105	13	,	,	PUNCT
cjfa-33344	105	14	and	and	CCONJ
cjfa-33344	105	15	reviewing	review	VERB
cjfa-33344	105	16	numerous	numerous	ADJ
cjfa-33344	105	17	literature	literature	NOUN
cjfa-33344	105	18	.	.	PUNCT
cjfa-33344	106	1	the	the	DET
cjfa-33344	106	2	mobile	mobile	ADJ
cjfa-33344	106	3	financial	financial	ADJ
cjfa-33344	106	4	services	service	NOUN
cjfa-33344	106	5	data	datum	NOUN
cjfa-33344	106	6	of	of	ADP
cjfa-33344	106	7	the	the	DET
cjfa-33344	106	8	year	year	NOUN
cjfa-33344	106	9	2014	2014	NUM
cjfa-33344	106	10	and	and	CCONJ
cjfa-33344	106	11	2019	2019	NUM
cjfa-33344	106	12	were	be	AUX
cjfa-33344	106	13	collected	collect	VERB
cjfa-33344	106	14	from	from	ADP
cjfa-33344	106	15	the	the	DET
cjfa-33344	106	16	central	central	PROPN
cjfa-33344	106	17	bank	bank	PROPN
cjfa-33344	106	18	’s	’s	PART
cjfa-33344	106	19	database	database	NOUN
cjfa-33344	106	20	to	to	PART
cjfa-33344	106	21	analyze	analyze	VERB
cjfa-33344	106	22	the	the	DET
cjfa-33344	106	23	growth	growth	NOUN
cjfa-33344	106	24	of	of	ADP
cjfa-33344	106	25	transactions	transaction	NOUN
cjfa-33344	106	26	of	of	ADP
cjfa-33344	106	27	eighteen	eighteen	NUM
cjfa-33344	106	28	distinct	distinct	ADJ
cjfa-33344	106	29	mobile	mobile	ADJ
cjfa-33344	106	30	financial	financial	ADJ
cjfa-33344	106	31	services	service	NOUN
cjfa-33344	106	32	accounts	account	NOUN
cjfa-33344	106	33	.	.	PUNCT
cjfa-33344	107	1	the	the	DET
cjfa-33344	107	2	comparative	comparative	ADJ
cjfa-33344	107	3	summary	summary	NOUN
cjfa-33344	107	4	statement	statement	NOUN
cjfa-33344	107	5	of	of	ADP
cjfa-33344	107	6	bangladesh	bangladesh	PROPN
cjfa-33344	107	7	’s	’s	PART
cjfa-33344	107	8	current	current	ADJ
cjfa-33344	107	9	mobile	mobile	ADJ
cjfa-33344	107	10	financial	financial	ADJ
cjfa-33344	107	11	services	service	NOUN
cjfa-33344	107	12	scenario	scenario	NOUN
cjfa-33344	107	13	has	have	AUX
cjfa-33344	107	14	also	also	ADV
cjfa-33344	107	15	developed	develop	VERB
cjfa-33344	107	16	from	from	ADP
cjfa-33344	107	17	the	the	DET
cjfa-33344	107	18	collected	collect	VERB
cjfa-33344	107	19	data	datum	NOUN
cjfa-33344	107	20	set	set	VERB
cjfa-33344	107	21	.	.	PUNCT
cjfa-33344	108	1	existing	exist	VERB
cjfa-33344	108	2	financial	financial	ADJ
cjfa-33344	108	3	service	service	NOUN
cjfa-33344	108	4	innovations	innovation	NOUN
cjfa-33344	108	5	of	of	ADP
cjfa-33344	108	6	bangladesh	bangladesh	NOUN
cjfa-33344	108	7	the	the	DET
cjfa-33344	108	8	7	7	NUM
cjfa-33344	108	9	billion	billion	NUM
cjfa-33344	108	10	people	people	NOUN
cjfa-33344	108	11	in	in	ADP
cjfa-33344	108	12	the	the	DET
cjfa-33344	108	13	world	world	NOUN
cjfa-33344	108	14	have	have	VERB
cjfa-33344	108	15	6	6	NUM
cjfa-33344	108	16	billion	billion	NUM
cjfa-33344	108	17	mobile	mobile	ADJ
cjfa-33344	108	18	phones	phone	NOUN
cjfa-33344	108	19	but	but	CCONJ
cjfa-33344	108	20	only	only	ADV
cjfa-33344	108	21	2	2	NUM
cjfa-33344	108	22	billion	billion	NUM
cjfa-33344	108	23	bank	bank	NOUN
cjfa-33344	108	24	accounts	account	NOUN
cjfa-33344	108	25	.	.	PUNCT
cjfa-33344	109	1	mobile	mobile	ADJ
cjfa-33344	109	2	financial	financial	ADJ
cjfa-33344	109	3	services	service	NOUN
cjfa-33344	109	4	could	could	AUX
cjfa-33344	109	5	be	be	AUX
cjfa-33344	109	6	a	a	DET
cjfa-33344	109	7	good	good	ADJ
cjfa-33344	109	8	option	option	NOUN
cjfa-33344	109	9	for	for	ADP
cjfa-33344	109	10	financial	financial	ADJ
cjfa-33344	109	11	inclusion	inclusion	NOUN
cjfa-33344	109	12	in	in	ADP
cjfa-33344	109	13	those	those	DET
cjfa-33344	109	14	societies	society	NOUN
cjfa-33344	109	15	where	where	SCONJ
cjfa-33344	109	16	people	people	NOUN
cjfa-33344	109	17	have	have	VERB
cjfa-33344	109	18	fewer	few	ADJ
cjfa-33344	109	19	bank	bank	NOUN
cjfa-33344	109	20	account	account	NOUN
cjfa-33344	109	21	but	but	CCONJ
cjfa-33344	109	22	more	more	ADJ
cjfa-33344	109	23	mobile	mobile	ADJ
cjfa-33344	109	24	phones	phone	NOUN
cjfa-33344	109	25	.	.	PUNCT
cjfa-33344	110	1	it	it	PRON
cjfa-33344	110	2	is	be	AUX
cjfa-33344	110	3	clearly	clearly	ADV
cjfa-33344	110	4	noteworthy	noteworthy	ADJ
cjfa-33344	110	5	that	that	SCONJ
cjfa-33344	110	6	the	the	DET
cjfa-33344	110	7	use	use	NOUN
cjfa-33344	110	8	of	of	ADP
cjfa-33344	110	9	mobile	mobile	NOUN
cjfa-33344	110	10	in	in	ADP
cjfa-33344	110	11	banking	banking	NOUN
cjfa-33344	110	12	can	can	AUX
cjfa-33344	110	13	ensure	ensure	VERB
cjfa-33344	110	14	a	a	DET
cjfa-33344	110	15	large	large	ADJ
cjfa-33344	110	16	extent	extent	NOUN
cjfa-33344	110	17	of	of	ADP
cjfa-33344	110	18	financial	financial	ADJ
cjfa-33344	110	19	inclusion	inclusion	NOUN
cjfa-33344	110	20	rather	rather	ADV
cjfa-33344	110	21	than	than	ADP
cjfa-33344	110	22	mere	mere	ADJ
cjfa-33344	110	23	bank	bank	NOUN
cjfa-33344	110	24	account	account	NOUN
cjfa-33344	110	25	based	base	VERB
cjfa-33344	110	26	banking	banking	NOUN
cjfa-33344	110	27	service	service	NOUN
cjfa-33344	110	28	.	.	PUNCT
cjfa-33344	111	1	this	this	DET
cjfa-33344	111	2	idea	idea	NOUN
cjfa-33344	111	3	has	have	AUX
cjfa-33344	111	4	led	lead	VERB
cjfa-33344	111	5	to	to	ADP
cjfa-33344	111	6	implementing	implement	VERB
cjfa-33344	111	7	mobile	mobile	ADJ
cjfa-33344	111	8	banking	banking	NOUN
cjfa-33344	111	9	services	service	NOUN
cjfa-33344	111	10	in	in	ADP
cjfa-33344	111	11	bangladesh	bangladesh	PROPN
cjfa-33344	111	12	’s	’s	PART
cjfa-33344	111	13	banking	banking	NOUN
cjfa-33344	111	14	sector	sector	NOUN
cjfa-33344	111	15	along	along	ADP
cjfa-33344	111	16	with	with	ADP
cjfa-33344	111	17	traditional	traditional	ADJ
cjfa-33344	111	18	banking	banking	NOUN
cjfa-33344	111	19	services	service	NOUN
cjfa-33344	111	20	.	.	PUNCT
cjfa-33344	112	1	the	the	DET
cjfa-33344	112	2	response	response	NOUN
cjfa-33344	112	3	is	be	AUX
cjfa-33344	112	4	outstanding	outstanding	ADJ
cjfa-33344	112	5	and	and	CCONJ
cjfa-33344	112	6	the	the	DET
cjfa-33344	112	7	number	number	NOUN
cjfa-33344	112	8	of	of	ADP
cjfa-33344	112	9	users	user	NOUN
cjfa-33344	112	10	of	of	ADP
cjfa-33344	112	11	mobile	mobile	ADJ
cjfa-33344	112	12	banking	banking	NOUN
cjfa-33344	112	13	in	in	ADP
cjfa-33344	112	14	the	the	DET
cjfa-33344	112	15	country	country	NOUN
cjfa-33344	112	16	has	have	AUX
cjfa-33344	112	17	stood	stand	VERB
cjfa-33344	112	18	at	at	ADP
cjfa-33344	112	19	67.54	67.54	NUM
cjfa-33344	112	20	million	million	NUM
cjfa-33344	112	21	at	at	ADP
cjfa-33344	112	22	the	the	DET
cjfa-33344	112	23	end	end	NOUN
cjfa-33344	112	24	of	of	ADP
cjfa-33344	112	25	march	march	PROPN
cjfa-33344	112	26	2019	2019	NUM
cjfa-33344	112	27	.	.	PUNCT
cjfa-33344	113	1	in	in	ADP
cjfa-33344	113	2	the	the	DET
cjfa-33344	113	3	last	last	ADJ
cjfa-33344	113	4	five	five	NUM
cjfa-33344	113	5	years	year	NOUN
cjfa-33344	113	6	,	,	PUNCT
cjfa-33344	113	7	the	the	DET
cjfa-33344	113	8	number	number	NOUN
cjfa-33344	113	9	of	of	ADP
cjfa-33344	113	10	clients	client	NOUN
cjfa-33344	113	11	increased	increase	VERB
cjfa-33344	113	12	by	by	ADP
cjfa-33344	113	13	168.16	168.16	NUM
cjfa-33344	113	14	%	%	NOUN
cjfa-33344	113	15	.	.	PUNCT
cjfa-33344	114	1	mobile	mobile	ADJ
cjfa-33344	114	2	banking	banking	NOUN
cjfa-33344	114	3	includes	include	VERB
cjfa-33344	114	4	two	two	NUM
cjfa-33344	114	5	other	other	ADJ
cjfa-33344	114	6	aspects	aspect	NOUN
cjfa-33344	114	7	:	:	PUNCT
cjfa-33344	114	8	sms	sm	VERB
cjfa-33344	114	9	banking	banking	NOUN
cjfa-33344	114	10	and	and	CCONJ
cjfa-33344	114	11	mfs	mfs	NOUN
cjfa-33344	114	12	provider	provider	NOUN
cjfa-33344	114	13	.	.	PUNCT
cjfa-33344	115	1	out	out	ADP
cjfa-33344	115	2	of	of	ADP
cjfa-33344	115	3	the	the	DET
cjfa-33344	115	4	total	total	ADJ
cjfa-33344	115	5	59	59	NUM
cjfa-33344	115	6	scheduled	schedule	VERB
cjfa-33344	115	7	banks	bank	NOUN
cjfa-33344	115	8	,	,	PUNCT
cjfa-33344	115	9	16	16	NUM
cjfa-33344	115	10	banks	bank	NOUN
cjfa-33344	115	11	are	be	AUX
cjfa-33344	115	12	currently	currently	ADV
cjfa-33344	115	13	providing	provide	VERB
cjfa-33344	115	14	mobile	mobile	ADJ
cjfa-33344	115	15	banking	banking	NOUN
cjfa-33344	115	16	services	service	NOUN
cjfa-33344	115	17	to	to	ADP
cjfa-33344	115	18	their	their	PRON
cjfa-33344	115	19	clients	client	NOUN
cjfa-33344	115	20	.	.	PUNCT
cjfa-33344	116	1	among	among	ADP
cjfa-33344	116	2	the	the	DET
cjfa-33344	116	3	16	16	NUM
cjfa-33344	116	4	banks	bank	NOUN
cjfa-33344	116	5	,	,	PUNCT
cjfa-33344	116	6	brac	brac	PROPN
cjfa-33344	116	7	bank	bank	PROPN
cjfa-33344	116	8	’s	’s	PART
cjfa-33344	116	9	bkash	bkash	NOUN
cjfa-33344	116	10	is	be	AUX
cjfa-33344	116	11	in	in	ADP
cjfa-33344	116	12	the	the	DET
cjfa-33344	116	13	leading	lead	VERB
cjfa-33344	116	14	position	position	NOUN
cjfa-33344	116	15	.	.	PUNCT
cjfa-33344	117	1	the	the	DET
cjfa-33344	117	2	other	other	ADJ
cjfa-33344	117	3	banks	bank	NOUN
cjfa-33344	117	4	platforms	platform	NOUN
cjfa-33344	117	5	are	be	AUX
cjfa-33344	117	6	nagad	nagad	ADJ
cjfa-33344	117	7	,	,	PUNCT
cjfa-33344	117	8	rocket	rocket	NOUN
cjfa-33344	117	9	,	,	PUNCT
cjfa-33344	117	10	ucash	ucash	NOUN
cjfa-33344	117	11	,	,	PUNCT
cjfa-33344	117	12	mcash	mcash	NOUN
cjfa-33344	117	13	,	,	PUNCT
cjfa-33344	117	14	surecash	surecash	NOUN
cjfa-33344	117	15	,	,	PUNCT
cjfa-33344	117	16	mycash	mycash	VERB
cjfa-33344	117	17	and	and	CCONJ
cjfa-33344	117	18	so	so	ADV
cjfa-33344	117	19	forth	forth	ADV
cjfa-33344	117	20	.	.	PUNCT
cjfa-33344	118	1	“	"	PUNCT
cjfa-33344	118	2	according	accord	VERB
cjfa-33344	118	3	to	to	ADP
cjfa-33344	118	4	guidelines	guideline	NOUN
cjfa-33344	118	5	issued	issue	VERB
cjfa-33344	118	6	in	in	ADP
cjfa-33344	118	7	2011	2011	NUM
cjfa-33344	118	8	,	,	PUNCT
cjfa-33344	118	9	bangladesh	bangladesh	PROPN
cjfa-33344	118	10	bank	bank	PROPN
cjfa-33344	118	11	permits	permit	VERB
cjfa-33344	118	12	the	the	DET
cjfa-33344	118	13	following	follow	VERB
cjfa-33344	118	14	mobile	mobile	ADJ
cjfa-33344	118	15	financial	financial	ADJ
cjfa-33344	118	16	services	service	NOUN
cjfa-33344	118	17	(	(	PUNCT
cjfa-33344	118	18	in	in	ADP
cjfa-33344	118	19	broad	broad	ADJ
cjfa-33344	118	20	categories):(i	categories):(i	NOUN
cjfa-33344	118	21	)	)	PUNCT
cjfa-33344	118	22	disbursement	disbursement	NOUN
cjfa-33344	118	23	of	of	ADP
cjfa-33344	118	24	inward	inward	ADJ
cjfa-33344	118	25	foreign	foreign	ADJ
cjfa-33344	118	26	remittances;(ii	remittances;(ii	NOUN
cjfa-33344	118	27	)	)	PUNCT
cjfa-33344	118	28	cash	cash	NOUN
cjfa-33344	118	29	in	in	ADP
cjfa-33344	118	30	/out	/out	PUNCT
cjfa-33344	118	31	using	use	VERB
cjfa-33344	118	32	mobile	mobile	ADJ
cjfa-33344	118	33	account	account	NOUN
cjfa-33344	118	34	through	through	ADP
cjfa-33344	118	35	agents/	agents/	PROPN
cjfa-33344	118	36	bank	bank	PROPN
cjfa-33344	118	37	branches/	branches/	NUM
cjfa-33344	118	38	atm’s/	atm’s/	PRON
cjfa-33344	118	39	mobile	mobile	ADJ
cjfa-33344	118	40	operator	operator	NOUN
cjfa-33344	118	41	’s	’s	PART
cjfa-33344	118	42	outlets	outlet	NOUN
cjfa-33344	118	43	;	;	PUNCT
cjfa-33344	118	44	(	(	PUNCT
cjfa-33344	118	45	iii	iii	X
cjfa-33344	118	46	)	)	PUNCT
cjfa-33344	118	47	person	person	NOUN
cjfa-33344	118	48	to	to	ADP
cjfa-33344	118	49	busimd	busimd	PROPN
cjfa-33344	118	50	.	.	PUNCT
cjfa-33344	119	1	humayun	humayun	PROPN
cjfa-33344	119	2	kabir	kabir	PROPN
cjfa-33344	119	3	,	,	PUNCT
cjfa-33344	119	4	s.	s.	PROPN
cjfa-33344	119	5	s.	s.	PROPN
cjfa-33344	119	6	m.	m.	PROPN
cjfa-33344	119	7	sadrul	sadrul	PROPN
cjfa-33344	119	8	huda	huda	PROPN
cjfa-33344	119	9	,	,	PUNCT
cjfa-33344	119	10	omar	omar	PROPN
cjfa-33344	119	11	faruq90	faruq90	NOUN
cjfa-33344	119	12	ness	ness	ADJ
cjfa-33344	119	13	payments	payment	NOUN
cjfa-33344	119	14	(	(	PUNCT
cjfa-33344	119	15	e.g.	e.g.	ADV
cjfa-33344	119	16	utility	utility	NOUN
cjfa-33344	119	17	bills	bill	NOUN
cjfa-33344	119	18	payment	payment	NOUN
cjfa-33344	119	19	)	)	PUNCT
cjfa-33344	119	20	;	;	PUNCT
cjfa-33344	119	21	(	(	PUNCT
cjfa-33344	119	22	iv	iv	X
cjfa-33344	119	23	)	)	PUNCT
cjfa-33344	119	24	business	business	NOUN
cjfa-33344	119	25	to	to	ADP
cjfa-33344	119	26	person	person	NOUN
cjfa-33344	119	27	payments	payment	NOUN
cjfa-33344	119	28	(	(	PUNCT
cjfa-33344	119	29	e.g.	e.g.	ADV
cjfa-33344	119	30	salary	salary	NOUN
cjfa-33344	119	31	disbursement	disbursement	NOUN
cjfa-33344	119	32	by	by	ADP
cjfa-33344	119	33	corporate	corporate	ADJ
cjfa-33344	119	34	bodies	body	NOUN
cjfa-33344	119	35	/	/	SYM
cjfa-33344	119	36	industries	industry	NOUN
cjfa-33344	119	37	/	/	SYM
cjfa-33344	119	38	offices	office	NOUN
cjfa-33344	119	39	etc	etc	X
cjfa-33344	119	40	.	.	X
cjfa-33344	119	41	)	)	PUNCT
cjfa-33344	119	42	;	;	PUNCT
cjfa-33344	119	43	(	(	PUNCT
cjfa-33344	119	44	v	v	NOUN
cjfa-33344	119	45	)	)	PUNCT
cjfa-33344	119	46	government	government	NOUN
cjfa-33344	119	47	to	to	ADP
cjfa-33344	119	48	person	person	NOUN
cjfa-33344	119	49	payments	payment	NOUN
cjfa-33344	119	50	(	(	PUNCT
cjfa-33344	119	51	e.g.	e.g.	ADV
cjfa-33344	119	52	elderly	elderly	ADJ
cjfa-33344	119	53	allowances	allowance	NOUN
cjfa-33344	119	54	,	,	PUNCT
cjfa-33344	119	55	freedom	freedom	NOUN
cjfa-33344	119	56	-	-	PUNCT
cjfa-33344	119	57	fighter	fighter	NOUN
cjfa-33344	119	58	allowances	allowance	NOUN
cjfa-33344	119	59	,	,	PUNCT
cjfa-33344	119	60	subsidies	subsidy	NOUN
cjfa-33344	119	61	,	,	PUNCT
cjfa-33344	119	62	etc	etc	X
cjfa-33344	119	63	.	.	X
cjfa-33344	119	64	)	)	PUNCT
cjfa-33344	119	65	;	;	PUNCT
cjfa-33344	119	66	(	(	PUNCT
cjfa-33344	119	67	vi	vi	NOUN
cjfa-33344	119	68	)	)	PUNCT
cjfa-33344	119	69	person	person	NOUN
cjfa-33344	119	70	to	to	ADP
cjfa-33344	119	71	government	government	NOUN
cjfa-33344	119	72	payments	payment	NOUN
cjfa-33344	119	73	e.g.	e.g.	ADV
cjfa-33344	119	74	tax	tax	NOUN
cjfa-33344	119	75	,	,	PUNCT
cjfa-33344	119	76	levy	levy	NOUN
cjfa-33344	119	77	payments	payment	NOUN
cjfa-33344	119	78	;	;	PUNCT
cjfa-33344	119	79	(	(	PUNCT
cjfa-33344	119	80	vii	vii	PROPN
cjfa-33344	119	81	)	)	PUNCT
cjfa-33344	119	82	person	person	NOUN
cjfa-33344	119	83	to	to	ADP
cjfa-33344	119	84	person	person	NOUN
cjfa-33344	119	85	payments	payment	NOUN
cjfa-33344	119	86	(	(	PUNCT
cjfa-33344	119	87	among	among	ADP
cjfa-33344	119	88	registered	register	VERB
cjfa-33344	119	89	account	account	NOUN
cjfa-33344	119	90	holders	holder	NOUN
cjfa-33344	119	91	of	of	ADP
cjfa-33344	119	92	the	the	DET
cjfa-33344	119	93	same	same	ADJ
cjfa-33344	119	94	bank	bank	NOUN
cjfa-33344	119	95	)	)	PUNCT
cjfa-33344	119	96	and	and	CCONJ
cjfa-33344	119	97	(	(	PUNCT
cjfa-33344	119	98	viii	viii	ADJ
cjfa-33344	119	99	)	)	PUNCT
cjfa-33344	119	100	other	other	ADJ
cjfa-33344	119	101	payments	payment	NOUN
cjfa-33344	119	102	like	like	ADP
cjfa-33344	119	103	microfinance	microfinance	NOUN
cjfa-33344	119	104	,	,	PUNCT
cjfa-33344	119	105	overdrawn	overdrawn	NOUN
cjfa-33344	119	106	facility	facility	NOUN
cjfa-33344	119	107	,	,	PUNCT
cjfa-33344	119	108	insurance	insurance	NOUN
cjfa-33344	119	109	premium	premium	NOUN
cjfa-33344	119	110	,	,	PUNCT
cjfa-33344	119	111	dps	dps	NOUN
cjfa-33344	119	112	and	and	CCONJ
cjfa-33344	119	113	so	so	ADV
cjfa-33344	119	114	forth	forth	ADV
cjfa-33344	119	115	”	"	PUNCT
cjfa-33344	119	116	.	.	PUNCT
cjfa-33344	120	1	comparative	comparative	ADJ
cjfa-33344	120	2	summary	summary	NOUN
cjfa-33344	120	3	statement	statement	NOUN
cjfa-33344	120	4	of	of	ADP
cjfa-33344	120	5	mfs	mfs	NOUN
cjfa-33344	120	6	table	table	NOUN
cjfa-33344	120	7	1	1	NUM
cjfa-33344	120	8	.	.	PUNCT
cjfa-33344	120	9	key	key	ADJ
cjfa-33344	120	10	information	information	NOUN
cjfa-33344	120	11	on	on	ADP
cjfa-33344	120	12	mobile	mobile	ADJ
cjfa-33344	120	13	financial	financial	ADJ
cjfa-33344	120	14	services	service	NOUN
cjfa-33344	120	15	in	in	ADP
cjfa-33344	120	16	bangladesh	bangladesh	NOUN
cjfa-33344	120	17	from	from	ADP
cjfa-33344	120	18	december	december	PROPN
cjfa-33344	120	19	,	,	PUNCT
cjfa-33344	120	20	2014	2014	NUM
cjfa-33344	120	21	to	to	ADP
cjfa-33344	120	22	december	december	PROPN
cjfa-33344	120	23	,	,	PUNCT
cjfa-33344	120	24	2019	2019	NUM
cjfa-33344	120	25	sl	sl	NOUN
cjfa-33344	120	26	description	description	NOUN
cjfa-33344	120	27	amount	amount	NOUN
cjfa-33344	120	28	in	in	ADP
cjfa-33344	120	29	december	december	PROPN
cjfa-33344	120	30	,	,	PUNCT
cjfa-33344	120	31	2014	2014	NUM
cjfa-33344	120	32	amount	amount	NOUN
cjfa-33344	120	33	in	in	ADP
cjfa-33344	120	34	december	december	PROPN
cjfa-33344	120	35	,	,	PUNCT
cjfa-33344	120	36	2019	2019	NUM
cjfa-33344	120	37	%	%	NOUN
cjfa-33344	120	38	change	change	NOUN
cjfa-33344	120	39	1	1	NUM
cjfa-33344	120	40	no	no	NOUN
cjfa-33344	120	41	.	.	PUNCT
cjfa-33344	120	42	of	of	ADP
cjfa-33344	120	43	approved	approve	VERB
cjfa-33344	120	44	banks	bank	NOUN
cjfa-33344	120	45	28	28	NUM
cjfa-33344	120	46	2	2	NUM
cjfa-33344	120	47	no	no	NOUN
cjfa-33344	120	48	.	.	PUNCT
cjfa-33344	121	1	of	of	ADP
cjfa-33344	121	2	banks	bank	NOUN
cjfa-33344	121	3	currently	currently	ADV
cjfa-33344	121	4	providing	provide	VERB
cjfa-33344	121	5	the	the	DET
cjfa-33344	121	6	services	service	NOUN
cjfa-33344	121	7	19	19	NUM
cjfa-33344	121	8	16	16	NUM
cjfa-33344	121	9	-15.79	-15.79	NUM
cjfa-33344	121	10	%	%	NOUN
cjfa-33344	121	11	3	3	NUM
cjfa-33344	121	12	no	no	NOUN
cjfa-33344	121	13	.	.	PUNCT
cjfa-33344	122	1	of	of	ADP
cjfa-33344	122	2	agents	agent	NOUN
cjfa-33344	122	3	540,984	540,984	NUM
cjfa-33344	122	4	971,620	971,620	NUM
cjfa-33344	122	5	79.60	79.60	NUM
cjfa-33344	122	6	%	%	NOUN
cjfa-33344	122	7	4	4	NUM
cjfa-33344	122	8	no	no	NOUN
cjfa-33344	122	9	.	.	PUNCT
cjfa-33344	123	1	of	of	ADP
cjfa-33344	123	2	registered	register	VERB
cjfa-33344	123	3	clients	client	NOUN
cjfa-33344	123	4	in	in	ADP
cjfa-33344	123	5	lac	lac	PROPN
cjfa-33344	123	6	251.86	251.86	NUM
cjfa-33344	123	7	795.08	795.08	NUM
cjfa-33344	123	8	215.68	215.68	NUM
cjfa-33344	123	9	%	%	NOUN
cjfa-33344	123	10	5	5	NUM
cjfa-33344	123	11	no	no	NOUN
cjfa-33344	123	12	.	.	PUNCT
cjfa-33344	124	1	of	of	ADP
cjfa-33344	124	2	active	active	ADJ
cjfa-33344	124	3	accounts	account	NOUN
cjfa-33344	124	4	in	in	ADP
cjfa-33344	124	5	lac	lac	PROPN
cjfa-33344	124	6	121.54	121.54	NUM
cjfa-33344	124	7	346.46	346.46	NUM
cjfa-33344	124	8	185.06	185.06	NUM
cjfa-33344	124	9	%	%	NOUN
cjfa-33344	124	10	6	6	NUM
cjfa-33344	124	11	no	no	NOUN
cjfa-33344	124	12	.	.	PUNCT
cjfa-33344	125	1	of	of	ADP
cjfa-33344	125	2	total	total	ADJ
cjfa-33344	125	3	transaction	transaction	NOUN
cjfa-33344	125	4	74,473,558	74,473,558	NUM
cjfa-33344	125	5	227,422,938	227,422,938	NUM
cjfa-33344	125	6	205.37	205.37	NUM
cjfa-33344	125	7	%	%	NOUN
cjfa-33344	125	8	7	7	NUM
cjfa-33344	125	9	total	total	NOUN
cjfa-33344	125	10	transaction	transaction	NOUN
cjfa-33344	125	11	in	in	ADP
cjfa-33344	125	12	taka	taka	PROPN
cjfa-33344	125	13	(	(	PUNCT
cjfa-33344	125	14	in	in	ADP
cjfa-33344	125	15	crore	crore	NUM
cjfa-33344	125	16	bdt	bdt	NOUN
cjfa-33344	125	17	)	)	PUNCT
cjfa-33344	125	18	10,483.04	10,483.04	NUM
cjfa-33344	126	1	40,647.64	40,647.64	NUM
cjfa-33344	126	2	287.75	287.75	NUM
cjfa-33344	126	3	%	%	NOUN
cjfa-33344	126	4	8	8	NUM
cjfa-33344	126	5	no	no	NOUN
cjfa-33344	126	6	.	.	PUNCT
cjfa-33344	126	7	of	of	ADP
cjfa-33344	126	8	daily	daily	ADJ
cjfa-33344	126	9	average	average	ADJ
cjfa-33344	126	10	transaction	transaction	NOUN
cjfa-33344	126	11	2,482,452	2,482,452	NUM
cjfa-33344	126	12	7,336,224	7,336,224	NUM
cjfa-33344	126	13	195.52	195.52	NUM
cjfa-33344	126	14	%	%	NOUN
cjfa-33344	126	15	9	9	NUM
cjfa-33344	126	16	average	average	ADJ
cjfa-33344	126	17	daily	daily	ADJ
cjfa-33344	126	18	transaction	transaction	NOUN
cjfa-33344	126	19	(	(	PUNCT
cjfa-33344	126	20	in	in	ADP
cjfa-33344	126	21	crore	crore	NUM
cjfa-33344	126	22	bdt	bdt	NOUN
cjfa-33344	126	23	)	)	PUNCT
cjfa-33344	127	1	349.43	349.43	NUM
cjfa-33344	127	2	1,311.21	1,311.21	NUM
cjfa-33344	127	3	275.24	275.24	NUM
cjfa-33344	127	4	%	%	NOUN
cjfa-33344	128	1	[	[	X
cjfa-33344	128	2	1	1	NUM
cjfa-33344	128	3	lac	lac	X
cjfa-33344	128	4	=	=	PUNCT
cjfa-33344	128	5	0.10	0.10	NUM
cjfa-33344	128	6	million	million	NUM
cjfa-33344	128	7	and	and	CCONJ
cjfa-33344	128	8	1	1	NUM
cjfa-33344	128	9	crore	crore	NUM
cjfa-33344	128	10	=	=	NUM
cjfa-33344	128	11	10	10	NUM
cjfa-33344	128	12	million	million	NUM
cjfa-33344	128	13	]	]	PUNCT
cjfa-33344	128	14	s	s	PART
cjfa-33344	128	15	o	o	X
cjfa-33344	128	16	u	u	NOUN
cjfa-33344	128	17	r	r	NOUN
cjfa-33344	128	18	c	c	NOUN
cjfa-33344	128	19	e	e	NOUN
cjfa-33344	128	20	:	:	PUNCT
cjfa-33344	128	21	payment	payment	NOUN
cjfa-33344	128	22	system	system	NOUN
cjfa-33344	128	23	department	department	PROPN
cjfa-33344	128	24	,	,	PUNCT
cjfa-33344	128	25	bangladesh	bangladesh	PROPN
cjfa-33344	128	26	bank	bank	NOUN
cjfa-33344	128	27	,	,	PUNCT
cjfa-33344	128	28	2019	2019	NUM
cjfa-33344	128	29	.	.	PUNCT
cjfa-33344	129	1	mobile	mobile	ADJ
cjfa-33344	129	2	financial	financial	ADJ
cjfa-33344	129	3	services	service	NOUN
cjfa-33344	129	4	in	in	ADP
cjfa-33344	129	5	the	the	DET
cjfa-33344	129	6	context	context	NOUN
cjfa-33344	129	7	of	of	ADP
cjfa-33344	129	8	bangladesh	bangladesh	NOUN
cjfa-33344	129	9	91	91	NUM
cjfa-33344	129	10	figure	figure	NOUN
cjfa-33344	129	11	1	1	NUM
cjfa-33344	129	12	.	.	PUNCT
cjfa-33344	129	13	key	key	ADJ
cjfa-33344	129	14	information	information	NOUN
cjfa-33344	129	15	on	on	ADP
cjfa-33344	129	16	mobile	mobile	ADJ
cjfa-33344	129	17	financial	financial	ADJ
cjfa-33344	129	18	services	service	NOUN
cjfa-33344	129	19	in	in	ADP
cjfa-33344	129	20	bangladesh	bangladesh	NOUN
cjfa-33344	129	21	from	from	ADP
cjfa-33344	129	22	december	december	PROPN
cjfa-33344	129	23	,	,	PUNCT
cjfa-33344	129	24	2014	2014	NUM
cjfa-33344	129	25	to	to	ADP
cjfa-33344	129	26	december	december	PROPN
cjfa-33344	129	27	,	,	PUNCT
cjfa-33344	129	28	2019	2019	NUM
cjfa-33344	129	29	table	table	NOUN
cjfa-33344	129	30	1	1	NUM
cjfa-33344	129	31	.	.	PUNCT
cjfa-33344	129	32	key	key	ADJ
cjfa-33344	129	33	information	information	NOUN
cjfa-33344	129	34	on	on	ADP
cjfa-33344	129	35	mobile	mobile	ADJ
cjfa-33344	129	36	financial	financial	ADJ
cjfa-33344	129	37	services	service	NOUN
cjfa-33344	129	38	in	in	ADP
cjfa-33344	129	39	bangladesh	bangladesh	NOUN
cjfa-33344	129	40	from	from	ADP
cjfa-33344	129	41	december	december	PROPN
cjfa-33344	129	42	,	,	PUNCT
cjfa-33344	129	43	2014	2014	NUM
cjfa-33344	129	44	to	to	ADP
cjfa-33344	129	45	december	december	PROPN
cjfa-33344	129	46	,	,	PUNCT
cjfa-33344	129	47	2019	2019	NUM
cjfa-33344	129	48	sl	sl	NOUN
cjfa-33344	129	49	description	description	NOUN
cjfa-33344	129	50	amount	amount	NOUN
cjfa-33344	129	51	in	in	ADP
cjfa-33344	129	52	december	december	PROPN
cjfa-33344	129	53	,	,	PUNCT
cjfa-33344	129	54	2014	2014	NUM
cjfa-33344	129	55	amount	amount	NOUN
cjfa-33344	129	56	in	in	ADP
cjfa-33344	129	57	december	december	PROPN
cjfa-33344	129	58	,	,	PUNCT
cjfa-33344	129	59	2019	2019	NUM
cjfa-33344	129	60	%	%	NOUN
cjfa-33344	129	61	change	change	NOUN
cjfa-33344	129	62	1	1	NUM
cjfa-33344	129	63	no	no	NOUN
cjfa-33344	129	64	.	.	PUNCT
cjfa-33344	130	1	of	of	ADP
cjfa-33344	130	2	approved	approve	VERB
cjfa-33344	130	3	banks	bank	NOUN
cjfa-33344	130	4	28	28	NUM
cjfa-33344	130	5	2	2	NUM
cjfa-33344	130	6	no	no	NOUN
cjfa-33344	130	7	.	.	PUNCT
cjfa-33344	131	1	of	of	ADP
cjfa-33344	131	2	banks	bank	NOUN
cjfa-33344	131	3	currently	currently	ADV
cjfa-33344	131	4	providing	provide	VERB
cjfa-33344	131	5	the	the	DET
cjfa-33344	131	6	services	service	NOUN
cjfa-33344	131	7	19	19	NUM
cjfa-33344	131	8	16	16	NUM
cjfa-33344	131	9	-15.79	-15.79	NUM
cjfa-33344	131	10	%	%	NOUN
cjfa-33344	131	11	3	3	NUM
cjfa-33344	131	12	no	no	NOUN
cjfa-33344	131	13	.	.	PUNCT
cjfa-33344	132	1	of	of	ADP
cjfa-33344	132	2	agents	agent	NOUN
cjfa-33344	132	3	540,984	540,984	NUM
cjfa-33344	132	4	971,620	971,620	NUM
cjfa-33344	132	5	79.60	79.60	NUM
cjfa-33344	132	6	%	%	NOUN
cjfa-33344	132	7	4	4	NUM
cjfa-33344	132	8	no	no	NOUN
cjfa-33344	132	9	.	.	PUNCT
cjfa-33344	133	1	of	of	ADP
cjfa-33344	133	2	registered	register	VERB
cjfa-33344	133	3	clients	client	NOUN
cjfa-33344	133	4	in	in	ADP
cjfa-33344	133	5	lac	lac	PROPN
cjfa-33344	133	6	251.86	251.86	NUM
cjfa-33344	133	7	795.08	795.08	NUM
cjfa-33344	133	8	215.68	215.68	NUM
cjfa-33344	133	9	%	%	NOUN
cjfa-33344	133	10	5	5	NUM
cjfa-33344	133	11	no	no	NOUN
cjfa-33344	133	12	.	.	PUNCT
cjfa-33344	134	1	of	of	ADP
cjfa-33344	134	2	active	active	ADJ
cjfa-33344	134	3	accounts	account	NOUN
cjfa-33344	134	4	in	in	ADP
cjfa-33344	134	5	lac	lac	PROPN
cjfa-33344	134	6	121.54	121.54	NUM
cjfa-33344	134	7	346.46	346.46	NUM
cjfa-33344	134	8	185.06	185.06	NUM
cjfa-33344	134	9	%	%	NOUN
cjfa-33344	134	10	6	6	NUM
cjfa-33344	134	11	no	no	NOUN
cjfa-33344	134	12	.	.	PUNCT
cjfa-33344	135	1	of	of	ADP
cjfa-33344	135	2	total	total	ADJ
cjfa-33344	135	3	transaction	transaction	NOUN
cjfa-33344	135	4	74,473,558	74,473,558	NUM
cjfa-33344	135	5	227,422,938	227,422,938	NUM
cjfa-33344	135	6	205.37	205.37	NUM
cjfa-33344	135	7	%	%	NOUN
cjfa-33344	135	8	7	7	NUM
cjfa-33344	135	9	total	total	NOUN
cjfa-33344	135	10	transaction	transaction	NOUN
cjfa-33344	135	11	in	in	ADP
cjfa-33344	135	12	taka(in	taka(in	ADJ
cjfa-33344	135	13	crore	crore	NUM
cjfa-33344	135	14	bdt	bdt	NOUN
cjfa-33344	135	15	)	)	PUNCT
cjfa-33344	135	16	10,483.04	10,483.04	NUM
cjfa-33344	135	17	40,647.64	40,647.64	NUM
cjfa-33344	136	1	287.75	287.75	NUM
cjfa-33344	136	2	%	%	NOUN
cjfa-33344	136	3	8	8	NUM
cjfa-33344	136	4	no	no	NOUN
cjfa-33344	136	5	.	.	PUNCT
cjfa-33344	136	6	of	of	ADP
cjfa-33344	136	7	daily	daily	ADJ
cjfa-33344	136	8	average	average	ADJ
cjfa-33344	136	9	transaction	transaction	NOUN
cjfa-33344	136	10	2,482,452	2,482,452	NUM
cjfa-33344	136	11	7,336,224	7,336,224	NUM
cjfa-33344	136	12	195.52	195.52	NUM
cjfa-33344	136	13	%	%	NOUN
cjfa-33344	136	14	9	9	NUM
cjfa-33344	136	15	average	average	ADJ
cjfa-33344	136	16	daily	daily	ADJ
cjfa-33344	136	17	transaction	transaction	NOUN
cjfa-33344	136	18	(	(	PUNCT
cjfa-33344	136	19	in	in	ADP
cjfa-33344	136	20	crore	crore	NUM
cjfa-33344	136	21	bdt	bdt	NOUN
cjfa-33344	136	22	)	)	PUNCT
cjfa-33344	136	23	349.43	349.43	NUM
cjfa-33344	136	24	1,311.21	1,311.21	NUM
cjfa-33344	136	25	275.24	275.24	NUM
cjfa-33344	136	26	%	%	NOUN
cjfa-33344	136	27	source	source	NOUN
cjfa-33344	136	28	:	:	PUNCT
cjfa-33344	136	29	payment	payment	NOUN
cjfa-33344	136	30	system	system	NOUN
cjfa-33344	136	31	department	department	PROPN
cjfa-33344	136	32	,	,	PUNCT
cjfa-33344	136	33	bangladesh	bangladesh	PROPN
cjfa-33344	136	34	bank	bank	NOUN
cjfa-33344	136	35	,	,	PUNCT
cjfa-33344	136	36	2019	2019	NUM
cjfa-33344	136	37	[	[	SYM
cjfa-33344	136	38	1	1	NUM
cjfa-33344	136	39	lac	lac	X
cjfa-33344	136	40	=	=	PUNCT
cjfa-33344	136	41	0.10	0.10	NUM
cjfa-33344	136	42	million	million	NUM
cjfa-33344	136	43	and	and	CCONJ
cjfa-33344	136	44	1	1	NUM
cjfa-33344	136	45	crore	crore	NUM
cjfa-33344	136	46	=	=	NUM
cjfa-33344	136	47	10	10	NUM
cjfa-33344	136	48	million	million	NUM
cjfa-33344	136	49	]	]	PUNCT
cjfa-33344	136	50	figure	figure	NOUN
cjfa-33344	136	51	1	1	NUM
cjfa-33344	136	52	.	.	PUNCT
cjfa-33344	136	53	key	key	ADJ
cjfa-33344	136	54	information	information	NOUN
cjfa-33344	136	55	on	on	ADP
cjfa-33344	136	56	mobile	mobile	ADJ
cjfa-33344	136	57	financial	financial	ADJ
cjfa-33344	136	58	services	service	NOUN
cjfa-33344	136	59	in	in	ADP
cjfa-33344	136	60	bangladesh	bangladesh	NOUN
cjfa-33344	136	61	from	from	ADP
cjfa-33344	136	62	december	december	PROPN
cjfa-33344	136	63	,	,	PUNCT
cjfa-33344	136	64	2014	2014	NUM
cjfa-33344	136	65	to	to	ADP
cjfa-33344	136	66	december	december	PROPN
cjfa-33344	136	67	,	,	PUNCT
cjfa-33344	136	68	2019	2019	NUM
cjfa-33344	136	69	it	it	PRON
cjfa-33344	136	70	is	be	AUX
cjfa-33344	136	71	found	find	VERB
cjfa-33344	136	72	from	from	ADP
cjfa-33344	136	73	the	the	DET
cjfa-33344	136	74	aforementioned	aforementioned	ADJ
cjfa-33344	136	75	analysis	analysis	NOUN
cjfa-33344	136	76	that	that	SCONJ
cjfa-33344	136	77	bangladesh	bangladesh	PROPN
cjfa-33344	136	78	bank	bank	NOUN
cjfa-33344	136	79	has	have	AUX
cjfa-33344	136	80	provided	provide	VERB
cjfa-33344	136	81	the	the	DET
cjfa-33344	136	82	approval	approval	NOUN
cjfa-33344	136	83	to	to	ADP
cjfa-33344	136	84	28	28	NUM
cjfa-33344	136	85	banks	bank	NOUN
cjfa-33344	136	86	for	for	ADP
cjfa-33344	136	87	running	run	VERB
cjfa-33344	136	88	mobile	mobile	ADJ
cjfa-33344	136	89	banking	banking	NOUN
cjfa-33344	136	90	services	service	NOUN
cjfa-33344	136	91	as	as	ADP
cjfa-33344	136	92	on	on	ADP
cjfa-33344	136	93	december	december	PROPN
cjfa-33344	136	94	2014	2014	NUM
cjfa-33344	136	95	;	;	PUNCT
cjfa-33344	136	96	out	out	ADP
cjfa-33344	136	97	of	of	ADP
cjfa-33344	136	98	28	28	NUM
cjfa-33344	136	99	banks	bank	NOUN
cjfa-33344	136	100	,	,	PUNCT
cjfa-33344	136	101	19	19	NUM
cjfa-33344	136	102	banks	bank	NOUN
cjfa-33344	136	103	have	have	AUX
cjfa-33344	136	104	already	already	ADV
cjfa-33344	136	105	launched	launch	VERB
cjfa-33344	136	106	mobile	mobile	ADJ
cjfa-33344	136	107	financial	financial	ADJ
cjfa-33344	136	108	services	service	NOUN
cjfa-33344	136	109	in	in	ADP
cjfa-33344	136	110	december	december	PROPN
cjfa-33344	136	111	2014	2014	NUM
cjfa-33344	136	112	.	.	PUNCT
cjfa-33344	137	1	currently	currently	ADV
cjfa-33344	137	2	,	,	PUNCT
cjfa-33344	137	3	16	16	NUM
cjfa-33344	137	4	banks	bank	NOUN
cjfa-33344	137	5	are	be	AUX
cjfa-33344	137	6	providing	provide	VERB
cjfa-33344	137	7	mobile	mobile	ADJ
cjfa-33344	137	8	banking	banking	NOUN
cjfa-33344	137	9	services	service	NOUN
cjfa-33344	137	10	.	.	PUNCT
cjfa-33344	138	1	the	the	DET
cjfa-33344	138	2	number	number	NOUN
cjfa-33344	138	3	of	of	ADP
cjfa-33344	138	4	clients	client	NOUN
cjfa-33344	138	5	stood	stand	VERB
cjfa-33344	138	6	at	at	ADP
cjfa-33344	138	7	79.51	79.51	NUM
cjfa-33344	138	8	million	million	NUM
cjfa-33344	138	9	at	at	ADP
cjfa-33344	138	10	the	the	DET
cjfa-33344	138	11	end	end	NOUN
cjfa-33344	138	12	of	of	ADP
cjfa-33344	138	13	december	december	PROPN
cjfa-33344	138	14	2019	2019	NUM
cjfa-33344	138	15	,	,	PUNCT
cjfa-33344	138	16	it	it	PRON
cjfa-33344	138	17	was	be	AUX
cjfa-33344	138	18	25.19	25.19	NUM
cjfa-33344	138	19	million	million	NUM
cjfa-33344	138	20	in	in	ADP
cjfa-33344	138	21	december	december	PROPN
cjfa-33344	138	22	2014	2014	NUM
cjfa-33344	138	23	.	.	PUNCT
cjfa-33344	139	1	out	out	ADP
cjfa-33344	139	2	of	of	ADP
cjfa-33344	139	3	the	the	DET
cjfa-33344	139	4	79.51	79.51	NUM
cjfa-33344	139	5	million	million	NUM
cjfa-33344	139	6	registered	register	VERB
cjfa-33344	139	7	-50,00	-50,00	NUM
cjfa-33344	139	8	%	%	NOUN
cjfa-33344	139	9	0,00	0,00	NUM
cjfa-33344	139	10	%	%	NOUN
cjfa-33344	139	11	50,00	50,00	NUM
cjfa-33344	139	12	%	%	NOUN
cjfa-33344	139	13	100,00	100,00	NUM
cjfa-33344	139	14	%	%	NOUN
cjfa-33344	139	15	150,00	150,00	NUM
cjfa-33344	139	16	%	%	NOUN
cjfa-33344	139	17	200,00	200,00	NUM
cjfa-33344	139	18	%	%	NOUN
cjfa-33344	139	19	250,00	250,00	NUM
cjfa-33344	139	20	%	%	NOUN
cjfa-33344	139	21	300,00	300,00	NUM
cjfa-33344	139	22	%	%	NOUN
cjfa-33344	139	23	350,00	350,00	NUM
cjfa-33344	139	24	%	%	NOUN
cjfa-33344	139	25	no	no	NOUN
cjfa-33344	139	26	.	.	PUNCT
cjfa-33344	140	1	of	of	ADP
cjfa-33344	140	2	banks	bank	NOUN
cjfa-33344	140	3	currently	currently	ADV
cjfa-33344	140	4	providing	provide	VERB
cjfa-33344	140	5	the	the	DET
cjfa-33344	140	6	services	service	NOUN
cjfa-33344	140	7	no	no	INTJ
cjfa-33344	140	8	.	.	PUNCT
cjfa-33344	141	1	of	of	ADP
cjfa-33344	141	2	agents	agent	NOUN
cjfa-33344	141	3	no	no	INTJ
cjfa-33344	141	4	.	.	PUNCT
cjfa-33344	142	1	of	of	ADP
cjfa-33344	142	2	registered	register	VERB
cjfa-33344	142	3	clients	client	NOUN
cjfa-33344	142	4	in	in	ADP
cjfa-33344	142	5	lac	lac	PROPN
cjfa-33344	142	6	no	no	INTJ
cjfa-33344	142	7	.	.	PUNCT
cjfa-33344	143	1	of	of	ADP
cjfa-33344	143	2	active	active	ADJ
cjfa-33344	143	3	accounts	account	NOUN
cjfa-33344	143	4	in	in	ADP
cjfa-33344	143	5	lac	lac	PROPN
cjfa-33344	143	6	no	no	INTJ
cjfa-33344	143	7	.	.	PUNCT
cjfa-33344	144	1	of	of	ADP
cjfa-33344	144	2	total	total	ADJ
cjfa-33344	144	3	transaction	transaction	NOUN
cjfa-33344	144	4	total	total	NOUN
cjfa-33344	144	5	transaction	transaction	NOUN
cjfa-33344	144	6	in	in	ADP
cjfa-33344	144	7	taka(in	taka(in	ADJ
cjfa-33344	144	8	crore	crore	NUM
cjfa-33344	144	9	bdt	bdt	NOUN
cjfa-33344	144	10	)	)	PUNCT
cjfa-33344	144	11	no	no	NOUN
cjfa-33344	144	12	.	.	NOUN
cjfa-33344	145	1	of	of	ADP
cjfa-33344	145	2	daily	daily	ADJ
cjfa-33344	145	3	average	average	ADJ
cjfa-33344	145	4	transaction	transaction	NOUN
cjfa-33344	145	5	average	average	ADJ
cjfa-33344	145	6	daily	daily	ADJ
cjfa-33344	145	7	transaction	transaction	NOUN
cjfa-33344	145	8	(	(	PUNCT
cjfa-33344	145	9	in	in	ADP
cjfa-33344	145	10	crore	crore	NUM
cjfa-33344	145	11	bdt	bdt	NOUN
cjfa-33344	145	12	)	)	PUNCT
cjfa-33344	145	13	%	%	NOUN
cjfa-33344	145	14	change	change	NOUN
cjfa-33344	145	15	(	(	PUNCT
cjfa-33344	145	16	december	december	PROPN
cjfa-33344	145	17	,	,	PUNCT
cjfa-33344	145	18	2014	2014	NUM
cjfa-33344	145	19	to	to	ADP
cjfa-33344	145	20	december	december	PROPN
cjfa-33344	145	21	,	,	PUNCT
cjfa-33344	145	22	2019	2019	NUM
cjfa-33344	145	23	)	)	PUNCT
cjfa-33344	145	24	s	s	PART
cjfa-33344	145	25	o	o	NOUN
cjfa-33344	145	26	u	u	NOUN
cjfa-33344	145	27	r	r	NOUN
cjfa-33344	145	28	c	c	NOUN
cjfa-33344	145	29	e	e	NOUN
cjfa-33344	145	30	:	:	PUNCT
cjfa-33344	145	31	payment	payment	NOUN
cjfa-33344	145	32	system	system	NOUN
cjfa-33344	145	33	department	department	PROPN
cjfa-33344	145	34	,	,	PUNCT
cjfa-33344	145	35	bangladesh	bangladesh	PROPN
cjfa-33344	145	36	bank	bank	NOUN
cjfa-33344	145	37	,	,	PUNCT
cjfa-33344	145	38	2019	2019	NUM
cjfa-33344	145	39	.	.	PUNCT
cjfa-33344	146	1	it	it	PRON
cjfa-33344	146	2	is	be	AUX
cjfa-33344	146	3	found	find	VERB
cjfa-33344	146	4	from	from	ADP
cjfa-33344	146	5	the	the	DET
cjfa-33344	146	6	aforementioned	aforementioned	ADJ
cjfa-33344	146	7	analysis	analysis	NOUN
cjfa-33344	146	8	that	that	SCONJ
cjfa-33344	146	9	bangladesh	bangladesh	PROPN
cjfa-33344	146	10	bank	bank	NOUN
cjfa-33344	146	11	has	have	AUX
cjfa-33344	146	12	provided	provide	VERB
cjfa-33344	146	13	the	the	DET
cjfa-33344	146	14	approval	approval	NOUN
cjfa-33344	146	15	to	to	ADP
cjfa-33344	146	16	28	28	NUM
cjfa-33344	146	17	banks	bank	NOUN
cjfa-33344	146	18	for	for	ADP
cjfa-33344	146	19	running	run	VERB
cjfa-33344	146	20	mobile	mobile	ADJ
cjfa-33344	146	21	banking	banking	NOUN
cjfa-33344	146	22	services	service	NOUN
cjfa-33344	146	23	as	as	ADP
cjfa-33344	146	24	on	on	ADP
cjfa-33344	146	25	december	december	PROPN
cjfa-33344	146	26	2014	2014	NUM
cjfa-33344	146	27	;	;	PUNCT
cjfa-33344	146	28	out	out	ADP
cjfa-33344	146	29	of	of	ADP
cjfa-33344	146	30	28	28	NUM
cjfa-33344	146	31	banks	bank	NOUN
cjfa-33344	146	32	,	,	PUNCT
cjfa-33344	146	33	19	19	NUM
cjfa-33344	146	34	banks	bank	NOUN
cjfa-33344	146	35	have	have	AUX
cjfa-33344	146	36	already	already	ADV
cjfa-33344	146	37	launched	launch	VERB
cjfa-33344	146	38	mobile	mobile	ADJ
cjfa-33344	146	39	financial	financial	ADJ
cjfa-33344	146	40	services	service	NOUN
cjfa-33344	146	41	in	in	ADP
cjfa-33344	146	42	december	december	PROPN
cjfa-33344	146	43	2014	2014	NUM
cjfa-33344	146	44	.	.	PUNCT
cjfa-33344	147	1	currently	currently	ADV
cjfa-33344	147	2	,	,	PUNCT
cjfa-33344	147	3	16	16	NUM
cjfa-33344	147	4	banks	bank	NOUN
cjfa-33344	147	5	are	be	AUX
cjfa-33344	147	6	providing	provide	VERB
cjfa-33344	147	7	mobile	mobile	ADJ
cjfa-33344	147	8	banking	banking	NOUN
cjfa-33344	147	9	services	service	NOUN
cjfa-33344	147	10	.	.	PUNCT
cjfa-33344	148	1	the	the	DET
cjfa-33344	148	2	number	number	NOUN
cjfa-33344	148	3	of	of	ADP
cjfa-33344	148	4	clients	client	NOUN
cjfa-33344	148	5	stood	stand	VERB
cjfa-33344	148	6	at	at	ADP
cjfa-33344	148	7	79.51	79.51	NUM
cjfa-33344	148	8	million	million	NUM
cjfa-33344	148	9	at	at	ADP
cjfa-33344	148	10	the	the	DET
cjfa-33344	148	11	end	end	NOUN
cjfa-33344	148	12	of	of	ADP
cjfa-33344	148	13	december	december	PROPN
cjfa-33344	148	14	2019	2019	NUM
cjfa-33344	148	15	,	,	PUNCT
cjfa-33344	148	16	it	it	PRON
cjfa-33344	148	17	was	be	AUX
cjfa-33344	148	18	25.19	25.19	NUM
cjfa-33344	148	19	million	million	NUM
cjfa-33344	148	20	in	in	ADP
cjfa-33344	148	21	december	december	PROPN
cjfa-33344	148	22	2014	2014	NUM
cjfa-33344	148	23	.	.	PUNCT
cjfa-33344	149	1	out	out	ADP
cjfa-33344	149	2	of	of	ADP
cjfa-33344	149	3	the	the	DET
cjfa-33344	149	4	79.51	79.51	NUM
cjfa-33344	149	5	million	million	NUM
cjfa-33344	149	6	registered	registered	ADJ
cjfa-33344	149	7	clients	client	NOUN
cjfa-33344	149	8	,	,	PUNCT
cjfa-33344	149	9	only	only	ADV
cjfa-33344	149	10	34.65	34.65	NUM
cjfa-33344	149	11	million	million	NUM
cjfa-33344	149	12	accounts	account	NOUN
cjfa-33344	149	13	are	be	AUX
cjfa-33344	149	14	active	active	ADJ
cjfa-33344	149	15	,	,	PUNCT
cjfa-33344	149	16	which	which	PRON
cjfa-33344	149	17	is	be	AUX
cjfa-33344	149	18	less	less	ADJ
cjfa-33344	149	19	than	than	ADP
cjfa-33344	149	20	half	half	NOUN
cjfa-33344	149	21	of	of	ADP
cjfa-33344	149	22	the	the	DET
cjfa-33344	149	23	registered	register	VERB
cjfa-33344	149	24	clients	client	NOUN
cjfa-33344	149	25	.	.	PUNCT
cjfa-33344	150	1	the	the	DET
cjfa-33344	150	2	number	number	NOUN
cjfa-33344	150	3	of	of	ADP
cjfa-33344	150	4	total	total	ADJ
cjfa-33344	150	5	transactions	transaction	NOUN
cjfa-33344	150	6	and	and	CCONJ
cjfa-33344	150	7	the	the	DET
cjfa-33344	150	8	amount	amount	NOUN
cjfa-33344	150	9	of	of	ADP
cjfa-33344	150	10	total	total	ADJ
cjfa-33344	150	11	transaction	transaction	NOUN
cjfa-33344	150	12	stood	stand	VERB
cjfa-33344	150	13	at	at	ADP
cjfa-33344	150	14	227.42	227.42	NUM
cjfa-33344	150	15	million	million	NUM
cjfa-33344	150	16	and	and	CCONJ
cjfa-33344	150	17	bdt	bdt	PROPN
cjfa-33344	150	18	406,476.40	406,476.40	NUM
cjfa-33344	150	19	million	million	NUM
cjfa-33344	150	20	in	in	ADP
cjfa-33344	150	21	december	december	PROPN
cjfa-33344	150	22	2019	2019	NUM
cjfa-33344	150	23	.	.	PUNCT
cjfa-33344	151	1	table	table	NOUN
cjfa-33344	151	2	2	2	NUM
cjfa-33344	151	3	.	.	PUNCT
cjfa-33344	151	4	product	product	NOUN
cjfa-33344	151	5	-	-	PUNCT
cjfa-33344	151	6	wise	wise	ADJ
cjfa-33344	151	7	information	information	NOUN
cjfa-33344	151	8	on	on	ADP
cjfa-33344	151	9	mobile	mobile	ADJ
cjfa-33344	151	10	financial	financial	ADJ
cjfa-33344	151	11	services	service	NOUN
cjfa-33344	151	12	in	in	ADP
cjfa-33344	151	13	bangladesh	bangladesh	PROPN
cjfa-33344	151	14	december	december	PROPN
cjfa-33344	151	15	,	,	PUNCT
cjfa-33344	151	16	2014	2014	NUM
cjfa-33344	151	17	to	to	ADP
cjfa-33344	151	18	december	december	PROPN
cjfa-33344	151	19	,	,	PUNCT
cjfa-33344	151	20	2019	2019	NUM
cjfa-33344	151	21	(	(	PUNCT
cjfa-33344	151	22	amount	amount	NOUN
cjfa-33344	151	23	in	in	ADP
cjfa-33344	151	24	crore	crore	NOUN
cjfa-33344	151	25	taka	taka	NOUN
cjfa-33344	151	26	)	)	PUNCT
cjfa-33344	152	1	sl	sl	VERB
cjfa-33344	152	2	product	product	NOUN
cjfa-33344	152	3	wise	wise	ADJ
cjfa-33344	152	4	information	information	NOUN
cjfa-33344	152	5	amount	amount	NOUN
cjfa-33344	152	6	in	in	ADP
cjfa-33344	152	7	december	december	PROPN
cjfa-33344	152	8	,	,	PUNCT
cjfa-33344	152	9	2014	2014	NUM
cjfa-33344	152	10	amount	amount	NOUN
cjfa-33344	152	11	in	in	ADP
cjfa-33344	152	12	december	december	PROPN
cjfa-33344	152	13	,	,	PUNCT
cjfa-33344	152	14	2019	2019	NUM
cjfa-33344	152	15	%	%	NOUN
cjfa-33344	152	16	change	change	NOUN
cjfa-33344	152	17	a.	a.	NOUN
cjfa-33344	152	18	inward	inward	ADV
cjfa-33344	152	19	remittance	remittance	VERB
cjfa-33344	152	20	3	3	NUM
cjfa-33344	152	21	30.95	30.95	NUM
cjfa-33344	152	22	931.67	931.67	NUM
cjfa-33344	152	23	%	%	NOUN
cjfa-33344	152	24	b.	b.	NOUN
cjfa-33344	152	25	cash	cash	NOUN
cjfa-33344	152	26	in	in	ADP
cjfa-33344	152	27	transaction	transaction	NOUN
cjfa-33344	152	28	4,376.37	4,376.37	NUM
cjfa-33344	152	29	14,562.70	14,562.70	NUM
cjfa-33344	152	30	232.76	232.76	NUM
cjfa-33344	152	31	%	%	NOUN
cjfa-33344	152	32	c.	c.	NOUN
cjfa-33344	152	33	cash	cash	NOUN
cjfa-33344	153	1	out	out	ADP
cjfa-33344	154	1	transaction	transaction	NOUN
cjfa-33344	154	2	3,887.17	3,887.17	NUM
cjfa-33344	154	3	13,473.97	13,473.97	NOUN
cjfa-33344	154	4	246.63	246.63	NUM
cjfa-33344	154	5	%	%	NOUN
cjfa-33344	154	6	d.	d.	PROPN
cjfa-33344	154	7	p2p	p2p	PROPN
cjfa-33344	154	8	transaction	transaction	NOUN
cjfa-33344	154	9	1,975.07	1,975.07	NUM
cjfa-33344	154	10	9,851.50	9,851.50	NUM
cjfa-33344	154	11	398.79	398.79	NUM
cjfa-33344	154	12	%	%	NOUN
cjfa-33344	154	13	e.	e.	PROPN
cjfa-33344	154	14	salary	salary	PROPN
cjfa-33344	154	15	disbursement	disbursement	NOUN
cjfa-33344	154	16	(	(	PUNCT
cjfa-33344	154	17	b2p	b2p	PROPN
cjfa-33344	154	18	)	)	PUNCT
cjfa-33344	154	19	64.7	64.7	NUM
cjfa-33344	154	20	1004.68	1004.68	NUM
cjfa-33344	154	21	1452.83	1452.83	NUM
cjfa-33344	154	22	%	%	NOUN
cjfa-33344	154	23	f.	f.	PROPN
cjfa-33344	154	24	utility	utility	PROPN
cjfa-33344	154	25	bill	bill	PROPN
cjfa-33344	154	26	payment	payment	NOUN
cjfa-33344	154	27	(	(	PUNCT
cjfa-33344	154	28	p2b	p2b	PROPN
cjfa-33344	154	29	)	)	PUNCT
cjfa-33344	155	1	50.08	50.08	NUM
cjfa-33344	155	2	312.84	312.84	NUM
cjfa-33344	155	3	524.68	524.68	NUM
cjfa-33344	155	4	%	%	NOUN
cjfa-33344	155	5	g.	g.	NOUN
cjfa-33344	155	6	merchant	merchant	NOUN
cjfa-33344	155	7	payment	payment	NOUN
cjfa-33344	155	8	(	(	PUNCT
cjfa-33344	155	9	july	july	PROPN
cjfa-33344	155	10	2017	2017	NUM
cjfa-33344	155	11	)	)	PUNCT
cjfa-33344	156	1	100.16	100.16	NUM
cjfa-33344	157	1	600.21	600.21	NUM
cjfa-33344	157	2	499.25	499.25	NUM
cjfa-33344	157	3	%	%	NOUN
cjfa-33344	157	4	md	md	PROPN
cjfa-33344	157	5	.	.	PROPN
cjfa-33344	158	1	humayun	humayun	PROPN
cjfa-33344	158	2	kabir	kabir	PROPN
cjfa-33344	158	3	,	,	PUNCT
cjfa-33344	158	4	s.	s.	PROPN
cjfa-33344	158	5	s.	s.	PROPN
cjfa-33344	158	6	m.	m.	PROPN
cjfa-33344	158	7	sadrul	sadrul	PROPN
cjfa-33344	158	8	huda	huda	PROPN
cjfa-33344	158	9	,	,	PUNCT
cjfa-33344	158	10	omar	omar	PROPN
cjfa-33344	158	11	faruq92	faruq92	PROPN
cjfa-33344	158	12	sl	sl	NOUN
cjfa-33344	158	13	product	product	NOUN
cjfa-33344	158	14	wise	wise	ADJ
cjfa-33344	158	15	information	information	NOUN
cjfa-33344	158	16	amount	amount	NOUN
cjfa-33344	158	17	in	in	ADP
cjfa-33344	158	18	december	december	PROPN
cjfa-33344	158	19	,	,	PUNCT
cjfa-33344	158	20	2014	2014	NUM
cjfa-33344	158	21	amount	amount	NOUN
cjfa-33344	158	22	in	in	ADP
cjfa-33344	158	23	december	december	PROPN
cjfa-33344	158	24	,	,	PUNCT
cjfa-33344	158	25	2019	2019	NUM
cjfa-33344	158	26	%	%	NOUN
cjfa-33344	158	27	change	change	NOUN
cjfa-33344	158	28	h.	h.	PROPN
cjfa-33344	158	29	government	government	PROPN
cjfa-33344	158	30	payment	payment	NOUN
cjfa-33344	158	31	(	(	PUNCT
cjfa-33344	158	32	july	july	PROPN
cjfa-33344	158	33	2017	2017	NUM
cjfa-33344	158	34	)	)	PUNCT
cjfa-33344	158	35	237.49	237.49	NUM
cjfa-33344	158	36	65.32	65.32	NUM
cjfa-33344	158	37	-72.50	-72.50	NUM
cjfa-33344	158	38	%	%	NOUN
cjfa-33344	158	39	i.	i.	NOUN
cjfa-33344	158	40	others	other	NOUN
cjfa-33344	159	1	126.64	126.64	NUM
cjfa-33344	159	2	745.47	745.47	NUM
cjfa-33344	159	3	488.65	488.65	NUM
cjfa-33344	159	4	%	%	NOUN
cjfa-33344	160	1	[	[	X
cjfa-33344	160	2	1	1	NUM
cjfa-33344	160	3	lac	lac	X
cjfa-33344	160	4	=	=	PUNCT
cjfa-33344	160	5	0.10	0.10	NUM
cjfa-33344	160	6	million	million	NUM
cjfa-33344	160	7	and	and	CCONJ
cjfa-33344	160	8	1	1	NUM
cjfa-33344	160	9	crore	crore	NUM
cjfa-33344	160	10	=	=	NUM
cjfa-33344	160	11	10	10	NUM
cjfa-33344	160	12	million	million	NUM
cjfa-33344	160	13	]	]	PUNCT
cjfa-33344	160	14	s	s	PART
cjfa-33344	160	15	o	o	X
cjfa-33344	160	16	u	u	NOUN
cjfa-33344	160	17	r	r	NOUN
cjfa-33344	160	18	c	c	NOUN
cjfa-33344	160	19	e	e	NOUN
cjfa-33344	160	20	:	:	PUNCT
cjfa-33344	160	21	payment	payment	NOUN
cjfa-33344	160	22	system	system	NOUN
cjfa-33344	160	23	department	department	PROPN
cjfa-33344	160	24	,	,	PUNCT
cjfa-33344	160	25	bangladesh	bangladesh	PROPN
cjfa-33344	160	26	bank	bank	NOUN
cjfa-33344	160	27	,	,	PUNCT
cjfa-33344	160	28	2019	2019	NUM
cjfa-33344	160	29	.	.	PUNCT
cjfa-33344	161	1	figure	figure	NOUN
cjfa-33344	161	2	2	2	NUM
cjfa-33344	161	3	.	.	PUNCT
cjfa-33344	161	4	product	product	NOUN
cjfa-33344	161	5	-	-	PUNCT
cjfa-33344	161	6	wise	wise	ADJ
cjfa-33344	161	7	information	information	NOUN
cjfa-33344	161	8	on	on	ADP
cjfa-33344	161	9	mobile	mobile	ADJ
cjfa-33344	161	10	financial	financial	ADJ
cjfa-33344	161	11	services	service	NOUN
cjfa-33344	161	12	in	in	ADP
cjfa-33344	161	13	bangladesh	bangladesh	PROPN
cjfa-33344	161	14	december	december	PROPN
cjfa-33344	161	15	,	,	PUNCT
cjfa-33344	161	16	2014	2014	NUM
cjfa-33344	161	17	to	to	ADP
cjfa-33344	161	18	december	december	PROPN
cjfa-33344	161	19	,	,	PUNCT
cjfa-33344	161	20	2019	2019	NUM
cjfa-33344	161	21	(	(	PUNCT
cjfa-33344	161	22	amount	amount	NOUN
cjfa-33344	161	23	in	in	ADP
cjfa-33344	161	24	crore	crore	ADJ
cjfa-33344	161	25	taka	taka	NOUN
cjfa-33344	161	26	)	)	PUNCT
cjfa-33344	162	1	s.	s.	PROPN
cjfa-33344	162	2	18	18	NUM
cjfa-33344	162	3	csad	csad	ADJ
cjfa-33344	162	4	=	=	SYM
cjfa-33344	162	5	1	1	NUM
cjfa-33344	162	6	n∑	n∑	NOUN
cjfa-33344	162	7	|𝑅𝑅𝑖𝑖,𝑡𝑡	|𝑅𝑅𝑖𝑖,𝑡𝑡	PUNCT
cjfa-33344	162	8	−	−	NOUN
cjfa-33344	162	9	𝑅𝑅𝑚𝑚,𝑡𝑡|𝑁𝑁	𝑅𝑅𝑚𝑚,𝑡𝑡|𝑁𝑁	NOUN
cjfa-33344	162	10	𝑖𝑖=1	𝑖𝑖=1	PROPN
cjfa-33344	162	11	(	(	PUNCT
cjfa-33344	162	12	12	12	NUM
cjfa-33344	162	13	)	)	PUNCT
cjfa-33344	162	14	csadt	csadt	NOUN
cjfa-33344	162	15	=	=	SYM
cjfa-33344	162	16	α	α	PROPN
cjfa-33344	162	17	+	+	X
cjfa-33344	162	18	𝛾𝛾1|rm	𝛾𝛾1|rm	NUM
cjfa-33344	162	19	,	,	PUNCT
cjfa-33344	162	20	t|	t|	NOUN
cjfa-33344	162	21	+	+	CCONJ
cjfa-33344	162	22	𝛾𝛾2	𝛾𝛾2	ADJ
cjfa-33344	162	23	rm	rm	NOUN
cjfa-33344	162	24	,	,	PUNCT
cjfa-33344	162	25	t	t	PROPN
cjfa-33344	162	26	2	2	NUM
cjfa-33344	162	27	+	+	CCONJ
cjfa-33344	162	28	ε𝑡𝑡	ε𝑡𝑡	PROPN
cjfa-33344	162	29	(	(	PUNCT
cjfa-33344	162	30	13	13	NUM
cjfa-33344	162	31	)	)	PUNCT
cjfa-33344	162	32	s.	s.	PROPN
cjfa-33344	162	33	92	92	NUM
cjfa-33344	162	34	s.	s.	PROPN
cjfa-33344	162	35	122	122	NUM
cjfa-33344	162	36	81	81	NUM
cjfa-33344	162	37	4	4	NUM
cjfa-33344	162	38	.	.	ADP
cjfa-33344	162	39	1	1	NUM
cjfa-33344	162	40	98	98	NUM
cjfa-33344	162	41	3	3	NUM
cjfa-33344	162	42	1	1	NUM
cjfa-33344	162	43	08	08	NUM
cjfa-33344	162	44	8	8	NUM
cjfa-33344	162	45	2	2	NUM
cjfa-33344	162	46	72	72	NUM
cjfa-33344	162	47	5	5	NUM
cjfa-33344	162	48	5	5	NUM
cjfa-33344	162	49	06	06	NUM
cjfa-33344	162	50	3	3	NUM
cjfa-33344	162	51	.	.	NOUN
cjfa-33344	162	52	90	90	NUM
cjfa-33344	162	53	6	6	NUM
cjfa-33344	162	54	54	54	NUM
cjfa-33344	162	55	1	1	NUM
cjfa-33344	162	56	.	.	X
cjfa-33344	162	57	88	88	NUM
cjfa-33344	162	58	5	5	NUM
cjfa-33344	162	59	36	36	NUM
cjfa-33344	162	60	6	6	NUM
cjfa-33344	162	61	.	.	PUNCT
cjfa-33344	162	62	55	55	NUM
cjfa-33344	162	63	7	7	NUM
cjfa-33344	162	64	07	07	NUM
cjfa-33344	162	65	5	5	NUM
cjfa-33344	162	66	.	.	PUNCT
cjfa-33344	162	67	77	77	NUM
cjfa-33344	162	68	8	8	NUM
cjfa-33344	162	69	63	63	NUM
cjfa-33344	162	70	3	3	NUM
cjfa-33344	162	71	.	.	PUNCT
cjfa-33344	162	72	71	71	NUM
cjfa-33344	162	73	2	2	NUM
cjfa-33344	162	74	009	009	NUM
cjfa-33344	162	75	-10	-10	SYM
cjfa-33344	162	76	2010	2010	NUM
cjfa-33344	162	77	-	-	SYM
cjfa-33344	162	78	11	11	NUM
cjfa-33344	162	79	2011	2011	NUM
cjfa-33344	162	80	-	-	SYM
cjfa-33344	162	81	12	12	NUM
cjfa-33344	162	82	2012	2012	NUM
cjfa-33344	162	83	-	-	SYM
cjfa-33344	162	84	13	13	NUM
cjfa-33344	162	85	2013	2013	NUM
cjfa-33344	162	86	-	-	SYM
cjfa-33344	162	87	14	14	NUM
cjfa-33344	162	88	2014	2014	NUM
cjfa-33344	162	89	-	-	SYM
cjfa-33344	162	90	15	15	NUM
cjfa-33344	162	91	2015	2015	NUM
cjfa-33344	162	92	-	-	SYM
cjfa-33344	162	93	16	16	NUM
cjfa-33344	162	94	2016	2016	NUM
cjfa-33344	162	95	-	-	SYM
cjfa-33344	162	96	17	17	NUM
cjfa-33344	162	97	2017	2017	NUM
cjfa-33344	162	98	-	-	SYM
cjfa-33344	162	99	18	18	NUM
cjfa-33344	162	100	fi	fi	NOUN
cjfa-33344	162	101	g	g	NOUN
cjfa-33344	162	102	u	u	NOUN
cjfa-33344	162	103	r	r	NOUN
cjfa-33344	162	104	es	es	NOUN
cjfa-33344	162	105	in	in	ADP
cjfa-33344	162	106	a	a	DET
cjfa-33344	162	107	m	m	NOUN
cjfa-33344	162	108	o	o	NOUN
cjfa-33344	162	109	u	u	NOUN
cjfa-33344	162	110	n	n	ADP
cjfa-33344	162	111	t	t	NOUN
cjfa-33344	162	112	year	year	NOUN
cjfa-33344	162	113	amount	amount	NOUN
cjfa-33344	162	114	of	of	ADP
cjfa-33344	162	115	credit	credit	NOUN
cjfa-33344	162	116	-200,00	-200,00	NOUN
cjfa-33344	162	117	%	%	NOUN
cjfa-33344	162	118	0,00	0,00	NUM
cjfa-33344	162	119	%	%	NOUN
cjfa-33344	162	120	200,00	200,00	NUM
cjfa-33344	162	121	%	%	NOUN
cjfa-33344	162	122	400,00	400,00	NUM
cjfa-33344	162	123	%	%	NOUN
cjfa-33344	162	124	600,00	600,00	NOUN
cjfa-33344	162	125	%	%	NOUN
cjfa-33344	162	126	800,00	800,00	NUM
cjfa-33344	162	127	%	%	NOUN
cjfa-33344	162	128	1000,00	1000,00	NUM
cjfa-33344	162	129	%	%	NOUN
cjfa-33344	162	130	1200,00	1200,00	NUM
cjfa-33344	162	131	%	%	NOUN
cjfa-33344	162	132	1400,00	1400,00	NUM
cjfa-33344	162	133	%	%	NOUN
cjfa-33344	162	134	1600,00	1600,00	NUM
cjfa-33344	162	135	%	%	NOUN
cjfa-33344	162	136	%	%	NOUN
cjfa-33344	162	137	change	change	NOUN
cjfa-33344	162	138	(	(	PUNCT
cjfa-33344	162	139	december	december	PROPN
cjfa-33344	162	140	,	,	PUNCT
cjfa-33344	162	141	2014	2014	NUM
cjfa-33344	162	142	to	to	ADP
cjfa-33344	162	143	december	december	PROPN
cjfa-33344	162	144	,	,	PUNCT
cjfa-33344	162	145	2019	2019	NUM
cjfa-33344	162	146	)	)	PUNCT
cjfa-33344	162	147	s	s	PART
cjfa-33344	162	148	o	o	NOUN
cjfa-33344	162	149	u	u	NOUN
cjfa-33344	162	150	r	r	NOUN
cjfa-33344	162	151	c	c	NOUN
cjfa-33344	162	152	e	e	NOUN
cjfa-33344	162	153	:	:	PUNCT
cjfa-33344	162	154	payment	payment	NOUN
cjfa-33344	162	155	system	system	NOUN
cjfa-33344	162	156	department	department	PROPN
cjfa-33344	162	157	,	,	PUNCT
cjfa-33344	162	158	bangladesh	bangladesh	PROPN
cjfa-33344	162	159	bank	bank	NOUN
cjfa-33344	162	160	,	,	PUNCT
cjfa-33344	162	161	2019	2019	NUM
cjfa-33344	162	162	.	.	PUNCT
cjfa-33344	163	1	it	it	PRON
cjfa-33344	163	2	can	can	AUX
cjfa-33344	163	3	state	state	VERB
cjfa-33344	163	4	that	that	SCONJ
cjfa-33344	163	5	among	among	ADP
cjfa-33344	163	6	different	different	ADJ
cjfa-33344	163	7	services	service	NOUN
cjfa-33344	163	8	,	,	PUNCT
cjfa-33344	163	9	cash	cash	NOUN
cjfa-33344	163	10	in	in	ADP
cjfa-33344	163	11	and	and	CCONJ
cjfa-33344	163	12	out	out	ADV
cjfa-33344	163	13	cash	cash	NOUN
cjfa-33344	163	14	services	service	NOUN
cjfa-33344	163	15	dominate	dominate	VERB
cjfa-33344	163	16	in	in	ADP
cjfa-33344	163	17	the	the	DET
cjfa-33344	163	18	mobile	mobile	ADJ
cjfa-33344	163	19	financial	financial	ADJ
cjfa-33344	163	20	services	service	NOUN
cjfa-33344	163	21	market	market	NOUN
cjfa-33344	163	22	.	.	PUNCT
cjfa-33344	164	1	the	the	DET
cjfa-33344	164	2	amount	amount	NOUN
cjfa-33344	164	3	of	of	ADP
cjfa-33344	164	4	cash	cash	NOUN
cjfa-33344	164	5	in	in	ADV
cjfa-33344	164	6	and	and	CCONJ
cjfa-33344	164	7	cash	cash	VERB
cjfa-33344	164	8	out	out	ADP
cjfa-33344	164	9	transactions	transaction	NOUN
cjfa-33344	164	10	stood	stand	VERB
cjfa-33344	164	11	at	at	ADP
cjfa-33344	164	12	bdt	bdt	PROPN
cjfa-33344	164	13	145,627.00	145,627.00	NUM
cjfa-33344	164	14	million	million	NUM
cjfa-33344	164	15	and	and	CCONJ
cjfa-33344	164	16	bdt	bdt	PROPN
cjfa-33344	164	17	134,739.70	134,739.70	NUM
cjfa-33344	164	18	million	million	NUM
cjfa-33344	164	19	in	in	ADP
cjfa-33344	164	20	december	december	PROPN
cjfa-33344	164	21	2019	2019	NUM
cjfa-33344	164	22	.	.	PUNCT
cjfa-33344	165	1	the	the	DET
cjfa-33344	165	2	percentage	percentage	NOUN
cjfa-33344	165	3	change	change	NOUN
cjfa-33344	165	4	in	in	ADP
cjfa-33344	165	5	cash	cash	NOUN
cjfa-33344	165	6	in	in	ADP
cjfa-33344	165	7	and	and	CCONJ
cjfa-33344	165	8	cash	cash	VERB
cjfa-33344	165	9	out	out	ADP
cjfa-33344	165	10	services	service	NOUN
cjfa-33344	165	11	from	from	ADP
cjfa-33344	165	12	december	december	PROPN
cjfa-33344	165	13	2014	2014	NUM
cjfa-33344	165	14	to	to	ADP
cjfa-33344	165	15	december	december	PROPN
cjfa-33344	165	16	2019	2019	NUM
cjfa-33344	165	17	is	be	AUX
cjfa-33344	165	18	respectively	respectively	ADV
cjfa-33344	165	19	232.76	232.76	NUM
cjfa-33344	165	20	%	%	NOUN
cjfa-33344	165	21	and	and	CCONJ
cjfa-33344	165	22	246.63	246.63	NUM
cjfa-33344	165	23	%	%	NOUN
cjfa-33344	165	24	.	.	PUNCT
cjfa-33344	166	1	the	the	DET
cjfa-33344	166	2	other	other	ADJ
cjfa-33344	166	3	mentionable	mentionable	ADJ
cjfa-33344	166	4	services	service	NOUN
cjfa-33344	166	5	include	include	VERB
cjfa-33344	166	6	p2p	p2p	NOUN
cjfa-33344	166	7	transaction	transaction	NOUN
cjfa-33344	166	8	,	,	PUNCT
cjfa-33344	166	9	salary	salary	NOUN
cjfa-33344	166	10	disbursement	disbursement	NOUN
cjfa-33344	166	11	,	,	PUNCT
cjfa-33344	166	12	utility	utility	NOUN
cjfa-33344	166	13	bill	bill	NOUN
cjfa-33344	166	14	payment	payment	NOUN
cjfa-33344	166	15	,	,	PUNCT
cjfa-33344	166	16	and	and	CCONJ
cjfa-33344	166	17	inward	inward	ADV
cjfa-33344	166	18	remittances	remittance	NOUN
cjfa-33344	166	19	.	.	PUNCT
cjfa-33344	167	1	additionally	additionally	ADV
cjfa-33344	167	2	,	,	PUNCT
cjfa-33344	167	3	the	the	DET
cjfa-33344	167	4	merchant	merchant	NOUN
cjfa-33344	167	5	payment	payment	NOUN
cjfa-33344	167	6	and	and	CCONJ
cjfa-33344	167	7	government	government	NOUN
cjfa-33344	167	8	payment	payment	NOUN
cjfa-33344	167	9	services	service	NOUN
cjfa-33344	167	10	launched	launch	VERB
cjfa-33344	167	11	in	in	ADP
cjfa-33344	167	12	july	july	PROPN
cjfa-33344	167	13	2017	2017	NUM
cjfa-33344	167	14	and	and	CCONJ
cjfa-33344	167	15	the	the	DET
cjfa-33344	167	16	mertable	mertable	ADJ
cjfa-33344	167	17	2	2	NUM
cjfa-33344	167	18	.	.	PUNCT
cjfa-33344	167	19	product	product	NOUN
cjfa-33344	167	20	-	-	PUNCT
cjfa-33344	167	21	wise	wise	ADJ
cjfa-33344	167	22	…	…	PUNCT
cjfa-33344	167	23	mobile	mobile	ADJ
cjfa-33344	167	24	financial	financial	ADJ
cjfa-33344	167	25	services	service	NOUN
cjfa-33344	167	26	in	in	ADP
cjfa-33344	167	27	the	the	DET
cjfa-33344	167	28	context	context	NOUN
cjfa-33344	167	29	of	of	ADP
cjfa-33344	167	30	bangladesh	bangladesh	NOUN
cjfa-33344	167	31	93	93	NUM
cjfa-33344	167	32	chant	chant	ADJ
cjfa-33344	167	33	payment	payment	NOUN
cjfa-33344	167	34	increases	increase	NOUN
cjfa-33344	167	35	notably	notably	ADV
cjfa-33344	167	36	on	on	ADP
cjfa-33344	167	37	the	the	DET
cjfa-33344	167	38	other	other	ADJ
cjfa-33344	167	39	hand	hand	NOUN
cjfa-33344	167	40	government	government	NOUN
cjfa-33344	167	41	payment	payment	NOUN
cjfa-33344	167	42	declines	decline	VERB
cjfa-33344	167	43	sharply	sharply	ADV
cjfa-33344	167	44	.	.	PUNCT
cjfa-33344	168	1	figure	figure	VERB
cjfa-33344	168	2	3	3	NUM
cjfa-33344	168	3	.	.	PUNCT
cjfa-33344	169	1	existing	exist	VERB
cjfa-33344	169	2	services	service	NOUN
cjfa-33344	169	3	provided	provide	VERB
cjfa-33344	169	4	by	by	ADP
cjfa-33344	169	5	mfs	mfs	NOUN
cjfa-33344	169	6	providers	provider	NOUN
cjfa-33344	169	7	in	in	ADP
cjfa-33344	169	8	bangladesh	bangladesh	PROPN
cjfa-33344	169	9	145,627.00	145,627.00	NUM
cjfa-33344	169	10	million	million	NUM
cjfa-33344	169	11	and	and	CCONJ
cjfa-33344	169	12	bdt	bdt	PROPN
cjfa-33344	169	13	134,739.70	134,739.70	NUM
cjfa-33344	169	14	million	million	NUM
cjfa-33344	169	15	in	in	ADP
cjfa-33344	169	16	december	december	PROPN
cjfa-33344	169	17	2019	2019	NUM
cjfa-33344	169	18	.	.	PUNCT
cjfa-33344	170	1	the	the	DET
cjfa-33344	170	2	percentage	percentage	NOUN
cjfa-33344	170	3	change	change	NOUN
cjfa-33344	170	4	in	in	ADP
cjfa-33344	170	5	cash	cash	NOUN
cjfa-33344	170	6	in	in	ADP
cjfa-33344	170	7	and	and	CCONJ
cjfa-33344	170	8	cash	cash	VERB
cjfa-33344	170	9	out	out	ADP
cjfa-33344	170	10	services	service	NOUN
cjfa-33344	170	11	from	from	ADP
cjfa-33344	170	12	december	december	PROPN
cjfa-33344	170	13	2014	2014	NUM
cjfa-33344	170	14	to	to	ADP
cjfa-33344	170	15	december	december	PROPN
cjfa-33344	170	16	2019	2019	NUM
cjfa-33344	170	17	is	be	AUX
cjfa-33344	170	18	respectively	respectively	ADV
cjfa-33344	170	19	232.76	232.76	NUM
cjfa-33344	170	20	%	%	NOUN
cjfa-33344	170	21	and	and	CCONJ
cjfa-33344	170	22	246.63	246.63	NUM
cjfa-33344	170	23	%	%	NOUN
cjfa-33344	170	24	.	.	PUNCT
cjfa-33344	171	1	the	the	DET
cjfa-33344	171	2	other	other	ADJ
cjfa-33344	171	3	mentionable	mentionable	ADJ
cjfa-33344	171	4	services	service	NOUN
cjfa-33344	171	5	include	include	VERB
cjfa-33344	171	6	p2p	p2p	NOUN
cjfa-33344	171	7	transaction	transaction	NOUN
cjfa-33344	171	8	,	,	PUNCT
cjfa-33344	171	9	salary	salary	NOUN
cjfa-33344	171	10	disbursement	disbursement	NOUN
cjfa-33344	171	11	,	,	PUNCT
cjfa-33344	171	12	utility	utility	NOUN
cjfa-33344	171	13	bill	bill	NOUN
cjfa-33344	171	14	payment	payment	NOUN
cjfa-33344	171	15	,	,	PUNCT
cjfa-33344	171	16	and	and	CCONJ
cjfa-33344	171	17	inward	inward	ADV
cjfa-33344	171	18	remittances	remittance	NOUN
cjfa-33344	171	19	.	.	PUNCT
cjfa-33344	172	1	additionally	additionally	ADV
cjfa-33344	172	2	,	,	PUNCT
cjfa-33344	172	3	the	the	DET
cjfa-33344	172	4	merchant	merchant	NOUN
cjfa-33344	172	5	payment	payment	NOUN
cjfa-33344	172	6	and	and	CCONJ
cjfa-33344	172	7	government	government	NOUN
cjfa-33344	172	8	payment	payment	NOUN
cjfa-33344	172	9	services	service	NOUN
cjfa-33344	172	10	launched	launch	VERB
cjfa-33344	172	11	in	in	ADP
cjfa-33344	172	12	july	july	PROPN
cjfa-33344	172	13	2017	2017	NUM
cjfa-33344	172	14	and	and	CCONJ
cjfa-33344	172	15	the	the	DET
cjfa-33344	172	16	merchant	merchant	NOUN
cjfa-33344	172	17	payment	payment	NOUN
cjfa-33344	172	18	increases	increase	NOUN
cjfa-33344	172	19	notably	notably	ADV
cjfa-33344	172	20	on	on	ADP
cjfa-33344	172	21	the	the	DET
cjfa-33344	172	22	other	other	ADJ
cjfa-33344	172	23	hand	hand	NOUN
cjfa-33344	172	24	government	government	NOUN
cjfa-33344	172	25	payment	payment	NOUN
cjfa-33344	172	26	declines	decline	VERB
cjfa-33344	172	27	sharply	sharply	ADV
cjfa-33344	172	28	.	.	PUNCT
cjfa-33344	173	1	figure	figure	VERB
cjfa-33344	173	2	3	3	NUM
cjfa-33344	173	3	.	.	PUNCT
cjfa-33344	174	1	existing	exist	VERB
cjfa-33344	174	2	services	service	NOUN
cjfa-33344	174	3	provided	provide	VERB
cjfa-33344	174	4	by	by	ADP
cjfa-33344	174	5	mfs	mfs	NOUN
cjfa-33344	174	6	providers	provider	NOUN
cjfa-33344	174	7	in	in	ADP
cjfa-33344	174	8	bangladesh	bangladesh	PROPN
cjfa-33344	174	9	source	source	NOUN
cjfa-33344	174	10	:	:	PUNCT
cjfa-33344	174	11	bangladesh	bangladesh	PROPN
cjfa-33344	174	12	bank	bank	PROPN
cjfa-33344	174	13	,	,	PUNCT
cjfa-33344	174	14	2019	2019	NUM
cjfa-33344	174	15	.	.	PUNCT
cjfa-33344	175	1	currently	currently	ADV
cjfa-33344	175	2	,	,	PUNCT
cjfa-33344	175	3	the	the	DET
cjfa-33344	175	4	central	central	ADJ
cjfa-33344	175	5	bank	bank	PROPN
cjfa-33344	175	6	of	of	ADP
cjfa-33344	175	7	bangladesh	bangladesh	PROPN
cjfa-33344	175	8	permits	permit	VERB
cjfa-33344	175	9	cash	cash	NOUN
cjfa-33344	175	10	in	in	ADP
cjfa-33344	175	11	,	,	PUNCT
cjfa-33344	175	12	cash	cash	VERB
cjfa-33344	175	13	out	out	ADP
cjfa-33344	175	14	,	,	PUNCT
cjfa-33344	175	15	person	person	NOUN
cjfa-33344	175	16	to	to	ADP
cjfa-33344	175	17	person	person	NOUN
cjfa-33344	175	18	(	(	PUNCT
cjfa-33344	175	19	p2p	p2p	NOUN
cjfa-33344	175	20	)	)	PUNCT
cjfa-33344	175	21	,	,	PUNCT
cjfa-33344	175	22	person	person	NOUN
cjfa-33344	175	23	to	to	ADP
cjfa-33344	175	24	business	business	NOUN
cjfa-33344	175	25	(	(	PUNCT
cjfa-33344	175	26	p2b	p2b	PROPN
cjfa-33344	175	27	)	)	PUNCT
cjfa-33344	175	28	,	,	PUNCT
cjfa-33344	175	29	business	business	NOUN
cjfa-33344	175	30	to	to	ADP
cjfa-33344	175	31	person	person	NOUN
cjfa-33344	175	32	(	(	PUNCT
cjfa-33344	175	33	b2p	b2p	PROPN
cjfa-33344	175	34	)	)	PUNCT
cjfa-33344	175	35	,	,	PUNCT
cjfa-33344	175	36	person	person	NOUN
cjfa-33344	175	37	to	to	ADP
cjfa-33344	175	38	government	government	NOUN
cjfa-33344	175	39	(	(	PUNCT
cjfa-33344	175	40	p2	p2	PROPN
cjfa-33344	175	41	g	g	NOUN
cjfa-33344	175	42	)	)	PUNCT
cjfa-33344	175	43	,	,	PUNCT
cjfa-33344	175	44	and	and	CCONJ
cjfa-33344	175	45	government	government	NOUN
cjfa-33344	175	46	to	to	ADP
cjfa-33344	175	47	person	person	NOUN
cjfa-33344	175	48	(	(	PUNCT
cjfa-33344	175	49	g2p	g2p	NOUN
cjfa-33344	175	50	)	)	PUNCT
cjfa-33344	175	51	payment	payment	NOUN
cjfa-33344	175	52	services	service	NOUN
cjfa-33344	175	53	through	through	ADP
cjfa-33344	175	54	mfs	mfs	NOUN
cjfa-33344	175	55	domestically	domestically	ADV
cjfa-33344	175	56	.	.	PUNCT
cjfa-33344	176	1	apart	apart	ADV
cjfa-33344	176	2	from	from	ADP
cjfa-33344	176	3	cash	cash	NOUN
cjfa-33344	176	4	-	-	PUNCT
cjfa-33344	176	5	in	in	ADP
cjfa-33344	176	6	,	,	PUNCT
cjfa-33344	176	7	cash	cash	NOUN
cjfa-33344	176	8	-	-	PUNCT
cjfa-33344	176	9	out	out	NOUN
cjfa-33344	176	10	,	,	PUNCT
cjfa-33344	176	11	and	and	CCONJ
cjfa-33344	176	12	person	person	NOUN
cjfa-33344	176	13	-	-	PUNCT
cjfa-33344	176	14	to	to	ADP
cjfa-33344	176	15	-	-	PUNCT
cjfa-33344	176	16	person	person	NOUN
cjfa-33344	176	17	transactions	transaction	NOUN
cjfa-33344	176	18	,	,	PUNCT
cjfa-33344	176	19	the	the	DET
cjfa-33344	176	20	mfs	mfs	NOUN
cjfa-33344	176	21	services	service	NOUN
cjfa-33344	176	22	are	be	AUX
cjfa-33344	176	23	also	also	ADV
cjfa-33344	176	24	being	be	AUX
cjfa-33344	176	25	utilized	utilize	VERB
cjfa-33344	176	26	for	for	ADP
cjfa-33344	176	27	utility	utility	NOUN
cjfa-33344	176	28	bill	bill	NOUN
cjfa-33344	176	29	payments	payment	NOUN
cjfa-33344	176	30	,	,	PUNCT
cjfa-33344	176	31	salary	salary	NOUN
cjfa-33344	176	32	disbursements	disbursement	NOUN
cjfa-33344	176	33	,	,	PUNCT
cjfa-33344	176	34	merchant	merchant	NOUN
cjfa-33344	176	35	payments	payment	NOUN
cjfa-33344	176	36	,	,	PUNCT
cjfa-33344	176	37	government	government	NOUN
cjfa-33344	176	38	payments	payment	NOUN
cjfa-33344	176	39	and	and	CCONJ
cjfa-33344	176	40	inward	inward	ADJ
cjfa-33344	176	41	remittances	remittance	NOUN
cjfa-33344	176	42	.	.	PUNCT
cjfa-33344	177	1	figure	figure	NOUN
cjfa-33344	177	2	4	4	NUM
cjfa-33344	177	3	.	.	PUNCT
cjfa-33344	177	4	proposed	propose	VERB
cjfa-33344	177	5	services	service	NOUN
cjfa-33344	177	6	in	in	ADP
cjfa-33344	177	7	addition	addition	NOUN
cjfa-33344	177	8	to	to	ADP
cjfa-33344	177	9	existing	exist	VERB
cjfa-33344	177	10	services	service	NOUN
cjfa-33344	177	11	for	for	ADP
cjfa-33344	177	12	mfs	mfs	NOUN
cjfa-33344	177	13	providers	provider	NOUN
cjfa-33344	177	14	in	in	ADP
cjfa-33344	177	15	bangladesh	bangladesh	NOUN
cjfa-33344	177	16	mfs	mfs	NOUN
cjfa-33344	177	17	provider	provider	NOUN
cjfa-33344	177	18	p2p	p2p	NOUN
cjfa-33344	177	19	payment	payment	NOUN
cjfa-33344	177	20	p2b	p2b	NOUN
cjfa-33344	177	21	payment	payment	NOUN
cjfa-33344	177	22	b2p	b2p	NOUN
cjfa-33344	177	23	payment	payment	NOUN
cjfa-33344	177	24	p2	p2	NOUN
cjfa-33344	177	25	g	g	NOUN
cjfa-33344	177	26	payment	payment	NOUN
cjfa-33344	177	27	g2p	g2p	NOUN
cjfa-33344	177	28	payment	payment	NOUN
cjfa-33344	177	29	cash	cash	NOUN
cjfa-33344	177	30	out	out	ADP
cjfa-33344	177	31	cash	cash	NOUN
cjfa-33344	177	32	in	in	ADP
cjfa-33344	177	33	s	s	NOUN
cjfa-33344	177	34	o	o	NOUN
cjfa-33344	177	35	u	u	NOUN
cjfa-33344	177	36	r	r	NOUN
cjfa-33344	177	37	c	c	NOUN
cjfa-33344	177	38	e	e	NOUN
cjfa-33344	177	39	:	:	PUNCT
cjfa-33344	177	40	bangladesh	bangladesh	PROPN
cjfa-33344	177	41	bank	bank	PROPN
cjfa-33344	177	42	,	,	PUNCT
cjfa-33344	177	43	2019	2019	NUM
cjfa-33344	177	44	.	.	PUNCT
cjfa-33344	178	1	currently	currently	ADV
cjfa-33344	178	2	,	,	PUNCT
cjfa-33344	178	3	the	the	DET
cjfa-33344	178	4	central	central	ADJ
cjfa-33344	178	5	bank	bank	PROPN
cjfa-33344	178	6	of	of	ADP
cjfa-33344	178	7	bangladesh	bangladesh	PROPN
cjfa-33344	178	8	permits	permit	VERB
cjfa-33344	178	9	cash	cash	NOUN
cjfa-33344	178	10	in	in	ADP
cjfa-33344	178	11	,	,	PUNCT
cjfa-33344	178	12	cash	cash	VERB
cjfa-33344	178	13	out	out	ADP
cjfa-33344	178	14	,	,	PUNCT
cjfa-33344	178	15	person	person	NOUN
cjfa-33344	178	16	to	to	ADP
cjfa-33344	178	17	person	person	NOUN
cjfa-33344	178	18	(	(	PUNCT
cjfa-33344	178	19	p2p	p2p	NOUN
cjfa-33344	178	20	)	)	PUNCT
cjfa-33344	178	21	,	,	PUNCT
cjfa-33344	178	22	person	person	NOUN
cjfa-33344	178	23	to	to	ADP
cjfa-33344	178	24	business	business	NOUN
cjfa-33344	178	25	(	(	PUNCT
cjfa-33344	178	26	p2b	p2b	PROPN
cjfa-33344	178	27	)	)	PUNCT
cjfa-33344	178	28	,	,	PUNCT
cjfa-33344	178	29	business	business	NOUN
cjfa-33344	178	30	to	to	ADP
cjfa-33344	178	31	person	person	NOUN
cjfa-33344	178	32	(	(	PUNCT
cjfa-33344	178	33	b2p	b2p	PROPN
cjfa-33344	178	34	)	)	PUNCT
cjfa-33344	178	35	,	,	PUNCT
cjfa-33344	178	36	person	person	NOUN
cjfa-33344	178	37	to	to	ADP
cjfa-33344	178	38	government	government	NOUN
cjfa-33344	178	39	(	(	PUNCT
cjfa-33344	178	40	p2	p2	PROPN
cjfa-33344	178	41	g	g	NOUN
cjfa-33344	178	42	)	)	PUNCT
cjfa-33344	178	43	,	,	PUNCT
cjfa-33344	178	44	and	and	CCONJ
cjfa-33344	178	45	government	government	NOUN
cjfa-33344	178	46	to	to	ADP
cjfa-33344	178	47	person	person	NOUN
cjfa-33344	178	48	(	(	PUNCT
cjfa-33344	178	49	g2p	g2p	NOUN
cjfa-33344	178	50	)	)	PUNCT
cjfa-33344	178	51	payment	payment	NOUN
cjfa-33344	178	52	services	service	NOUN
cjfa-33344	178	53	through	through	ADP
cjfa-33344	178	54	mfs	mfs	NOUN
cjfa-33344	178	55	domestically	domestically	ADV
cjfa-33344	178	56	.	.	PUNCT
cjfa-33344	179	1	apart	apart	ADV
cjfa-33344	179	2	from	from	ADP
cjfa-33344	179	3	cash	cash	NOUN
cjfa-33344	179	4	-	-	PUNCT
cjfa-33344	179	5	in	in	ADP
cjfa-33344	179	6	,	,	PUNCT
cjfa-33344	179	7	cash	cash	NOUN
cjfa-33344	179	8	-	-	PUNCT
cjfa-33344	179	9	out	out	NOUN
cjfa-33344	179	10	,	,	PUNCT
cjfa-33344	179	11	and	and	CCONJ
cjfa-33344	179	12	person	person	NOUN
cjfa-33344	179	13	-	-	PUNCT
cjfa-33344	179	14	to	to	ADP
cjfa-33344	179	15	-	-	PUNCT
cjfa-33344	179	16	person	person	NOUN
cjfa-33344	179	17	transactions	transaction	NOUN
cjfa-33344	179	18	,	,	PUNCT
cjfa-33344	179	19	the	the	DET
cjfa-33344	179	20	mfs	mfs	NOUN
cjfa-33344	179	21	services	service	NOUN
cjfa-33344	179	22	are	be	AUX
cjfa-33344	179	23	also	also	ADV
cjfa-33344	179	24	being	be	AUX
cjfa-33344	179	25	utilized	utilize	VERB
cjfa-33344	179	26	for	for	ADP
cjfa-33344	179	27	utility	utility	NOUN
cjfa-33344	179	28	bill	bill	NOUN
cjfa-33344	179	29	payments	payment	NOUN
cjfa-33344	179	30	,	,	PUNCT
cjfa-33344	179	31	salary	salary	NOUN
cjfa-33344	179	32	disbursements	disbursement	NOUN
cjfa-33344	179	33	,	,	PUNCT
cjfa-33344	179	34	merchant	merchant	NOUN
cjfa-33344	179	35	payments	payment	NOUN
cjfa-33344	179	36	,	,	PUNCT
cjfa-33344	179	37	government	government	NOUN
cjfa-33344	179	38	payments	payment	NOUN
cjfa-33344	179	39	and	and	CCONJ
cjfa-33344	179	40	inward	inward	ADJ
cjfa-33344	179	41	remittances	remittance	NOUN
cjfa-33344	179	42	.	.	PUNCT
cjfa-33344	180	1	md	md	PROPN
cjfa-33344	180	2	.	.	PROPN
cjfa-33344	180	3	humayun	humayun	PROPN
cjfa-33344	180	4	kabir	kabir	PROPN
cjfa-33344	180	5	,	,	PUNCT
cjfa-33344	180	6	s.	s.	PROPN
cjfa-33344	180	7	s.	s.	PROPN
cjfa-33344	180	8	m.	m.	PROPN
cjfa-33344	180	9	sadrul	sadrul	PROPN
cjfa-33344	180	10	huda	huda	PROPN
cjfa-33344	180	11	,	,	PUNCT
cjfa-33344	180	12	omar	omar	PROPN
cjfa-33344	180	13	faruq94	faruq94	PROPN
cjfa-33344	180	14	figure	figure	NOUN
cjfa-33344	180	15	4	4	NUM
cjfa-33344	180	16	.	.	PUNCT
cjfa-33344	180	17	proposed	propose	VERB
cjfa-33344	180	18	services	service	NOUN
cjfa-33344	180	19	in	in	ADP
cjfa-33344	180	20	addition	addition	NOUN
cjfa-33344	180	21	to	to	ADP
cjfa-33344	180	22	existing	exist	VERB
cjfa-33344	180	23	services	service	NOUN
cjfa-33344	180	24	for	for	ADP
cjfa-33344	180	25	mfs	mfs	NOUN
cjfa-33344	180	26	providers	provider	NOUN
cjfa-33344	180	27	in	in	ADP
cjfa-33344	180	28	bangladesh	bangladesh	NOUN
cjfa-33344	180	29	figure	figure	NOUN
cjfa-33344	180	30	4	4	NUM
cjfa-33344	180	31	.	.	PUNCT
cjfa-33344	180	32	proposed	propose	VERB
cjfa-33344	180	33	services	service	NOUN
cjfa-33344	180	34	in	in	ADP
cjfa-33344	180	35	addition	addition	NOUN
cjfa-33344	180	36	to	to	ADP
cjfa-33344	180	37	existing	exist	VERB
cjfa-33344	180	38	services	service	NOUN
cjfa-33344	180	39	for	for	ADP
cjfa-33344	180	40	mfs	mfs	NOUN
cjfa-33344	180	41	providers	provider	NOUN
cjfa-33344	180	42	in	in	ADP
cjfa-33344	180	43	bangladesh	bangladesh	PROPN
cjfa-33344	180	44	source	source	NOUN
cjfa-33344	180	45	:	:	PUNCT
cjfa-33344	180	46	authors	author	NOUN
cjfa-33344	180	47	’	'	PUNCT
cjfa-33344	180	48	developed	develop	VERB
cjfa-33344	180	49	model	model	NOUN
cjfa-33344	180	50	,	,	PUNCT
cjfa-33344	180	51	2019	2019	NUM
cjfa-33344	180	52	.	.	PUNCT
cjfa-33344	181	1	in	in	ADP
cjfa-33344	181	2	the	the	DET
cjfa-33344	181	3	proposed	propose	VERB
cjfa-33344	181	4	model	model	NOUN
cjfa-33344	181	5	three	three	NUM
cjfa-33344	181	6	services	service	NOUN
cjfa-33344	181	7	are	be	AUX
cjfa-33344	181	8	suggested	suggest	VERB
cjfa-33344	181	9	that	that	SCONJ
cjfa-33344	181	10	the	the	DET
cjfa-33344	181	11	mobile	mobile	ADJ
cjfa-33344	181	12	financial	financial	ADJ
cjfa-33344	181	13	services	service	NOUN
cjfa-33344	181	14	provider	provider	NOUN
cjfa-33344	181	15	can	can	AUX
cjfa-33344	181	16	provide	provide	VERB
cjfa-33344	181	17	to	to	ADP
cjfa-33344	181	18	their	their	PRON
cjfa-33344	181	19	clients	client	NOUN
cjfa-33344	181	20	.	.	PUNCT
cjfa-33344	182	1	those	those	DET
cjfa-33344	182	2	three	three	NUM
cjfa-33344	182	3	services	service	NOUN
cjfa-33344	182	4	are	be	AUX
cjfa-33344	182	5	cross	cross	NOUN
cjfa-33344	182	6	border	border	NOUN
cjfa-33344	182	7	money	money	NOUN
cjfa-33344	182	8	transfer	transfer	NOUN
cjfa-33344	182	9	,	,	PUNCT
cjfa-33344	182	10	loan	loan	NOUN
cjfa-33344	182	11	,	,	PUNCT
cjfa-33344	182	12	and	and	CCONJ
cjfa-33344	182	13	deposit	deposit	NOUN
cjfa-33344	182	14	services	service	NOUN
cjfa-33344	182	15	.	.	PUNCT
cjfa-33344	183	1	the	the	DET
cjfa-33344	183	2	cross	cross	NOUN
cjfa-33344	183	3	border	border	NOUN
cjfa-33344	183	4	money	money	NOUN
cjfa-33344	183	5	transfer	transfer	NOUN
cjfa-33344	183	6	will	will	AUX
cjfa-33344	183	7	help	help	VERB
cjfa-33344	183	8	the	the	DET
cjfa-33344	183	9	migrant	migrant	ADJ
cjfa-33344	183	10	workers	worker	NOUN
cjfa-33344	183	11	to	to	PART
cjfa-33344	183	12	send	send	VERB
cjfa-33344	183	13	money	money	NOUN
cjfa-33344	183	14	to	to	PART
cjfa-33344	183	15	bangladesh	bangladesh	VERB
cjfa-33344	183	16	easily	easily	ADV
cjfa-33344	183	17	and	and	CCONJ
cjfa-33344	183	18	conveniently	conveniently	ADV
cjfa-33344	183	19	.	.	PUNCT
cjfa-33344	184	1	additionally	additionally	ADV
cjfa-33344	184	2	,	,	PUNCT
cjfa-33344	184	3	many	many	ADJ
cjfa-33344	184	4	foreign	foreign	ADJ
cjfa-33344	184	5	nationals	national	NOUN
cjfa-33344	184	6	are	be	AUX
cjfa-33344	184	7	working	work	VERB
cjfa-33344	184	8	in	in	ADP
cjfa-33344	184	9	bangladesh	bangladesh	NOUN
cjfa-33344	184	10	and	and	CCONJ
cjfa-33344	184	11	they	they	PRON
cjfa-33344	184	12	will	will	AUX
cjfa-33344	184	13	be	be	AUX
cjfa-33344	184	14	able	able	ADJ
cjfa-33344	184	15	to	to	PART
cjfa-33344	184	16	send	send	VERB
cjfa-33344	184	17	money	money	NOUN
cjfa-33344	184	18	to	to	ADP
cjfa-33344	184	19	their	their	PRON
cjfa-33344	184	20	home	home	NOUN
cjfa-33344	184	21	country	country	NOUN
cjfa-33344	184	22	as	as	ADV
cjfa-33344	184	23	well	well	ADV
cjfa-33344	184	24	.	.	PUNCT
cjfa-33344	185	1	on	on	ADP
cjfa-33344	185	2	the	the	DET
cjfa-33344	185	3	other	other	ADJ
cjfa-33344	185	4	hand	hand	NOUN
cjfa-33344	185	5	,	,	PUNCT
cjfa-33344	185	6	mfs	mfs	NOUN
cjfa-33344	185	7	providers	provider	NOUN
cjfa-33344	185	8	can	can	AUX
cjfa-33344	185	9	include	include	VERB
cjfa-33344	185	10	retail	retail	ADJ
cjfa-33344	185	11	banking	banking	NOUN
cjfa-33344	185	12	services	service	NOUN
cjfa-33344	185	13	for	for	ADP
cjfa-33344	185	14	their	their	PRON
cjfa-33344	185	15	active	active	ADJ
cjfa-33344	185	16	clients	client	NOUN
cjfa-33344	185	17	such	such	ADJ
cjfa-33344	185	18	as	as	ADP
cjfa-33344	185	19	loan	loan	NOUN
cjfa-33344	185	20	and	and	CCONJ
cjfa-33344	185	21	advances	advance	NOUN
cjfa-33344	185	22	and	and	CCONJ
cjfa-33344	185	23	different	different	ADJ
cjfa-33344	185	24	types	type	NOUN
cjfa-33344	185	25	of	of	ADP
cjfa-33344	185	26	deposit	deposit	NOUN
cjfa-33344	185	27	schemes	scheme	NOUN
cjfa-33344	185	28	.	.	PUNCT
cjfa-33344	186	1	if	if	SCONJ
cjfa-33344	186	2	the	the	DET
cjfa-33344	186	3	mfs	mfs	NOUN
cjfa-33344	186	4	provider	provider	NOUN
cjfa-33344	186	5	can	can	AUX
cjfa-33344	186	6	provide	provide	VERB
cjfa-33344	186	7	different	different	ADJ
cjfa-33344	186	8	types	type	NOUN
cjfa-33344	186	9	of	of	ADP
cjfa-33344	186	10	saving	save	VERB
cjfa-33344	186	11	schemes	scheme	NOUN
cjfa-33344	186	12	for	for	ADP
cjfa-33344	186	13	their	their	PRON
cjfa-33344	186	14	clients	client	NOUN
cjfa-33344	186	15	then	then	ADV
cjfa-33344	186	16	more	more	ADJ
cjfa-33344	186	17	money	money	NOUN
cjfa-33344	186	18	will	will	AUX
cjfa-33344	186	19	come	come	VERB
cjfa-33344	186	20	to	to	ADP
cjfa-33344	186	21	our	our	PRON
cjfa-33344	186	22	financial	financial	ADJ
cjfa-33344	186	23	system	system	NOUN
cjfa-33344	186	24	because	because	SCONJ
cjfa-33344	186	25	investors	investor	NOUN
cjfa-33344	186	26	will	will	AUX
cjfa-33344	186	27	be	be	AUX
cjfa-33344	186	28	able	able	ADJ
cjfa-33344	186	29	to	to	PART
cjfa-33344	186	30	save	save	VERB
cjfa-33344	186	31	via	via	ADP
cjfa-33344	186	32	their	their	PRON
cjfa-33344	186	33	mobile	mobile	ADJ
cjfa-33344	186	34	phones	phone	NOUN
cjfa-33344	186	35	.	.	PUNCT
cjfa-33344	187	1	besides	besides	SCONJ
cjfa-33344	187	2	,	,	PUNCT
cjfa-33344	187	3	a	a	DET
cjfa-33344	187	4	borrower	borrower	NOUN
cjfa-33344	187	5	can	can	AUX
cjfa-33344	187	6	apply	apply	VERB
cjfa-33344	187	7	for	for	ADP
cjfa-33344	187	8	a	a	DET
cjfa-33344	187	9	quick	quick	ADJ
cjfa-33344	187	10	credit	credit	NOUN
cjfa-33344	187	11	to	to	ADP
cjfa-33344	187	12	the	the	DET
cjfa-33344	187	13	mfs	mfs	NOUN
cjfa-33344	187	14	provider	provider	NOUN
cjfa-33344	187	15	,	,	PUNCT
cjfa-33344	187	16	this	this	PRON
cjfa-33344	187	17	will	will	AUX
cjfa-33344	187	18	make	make	VERB
cjfa-33344	187	19	the	the	DET
cjfa-33344	187	20	process	process	NOUN
cjfa-33344	187	21	easy	easy	ADJ
cjfa-33344	187	22	and	and	CCONJ
cjfa-33344	187	23	convenient	convenient	ADJ
cjfa-33344	187	24	.	.	PUNCT
cjfa-33344	188	1	regulatory	regulatory	ADJ
cjfa-33344	188	2	framework	framework	NOUN
cjfa-33344	188	3	of	of	ADP
cjfa-33344	188	4	mobile	mobile	ADJ
cjfa-33344	188	5	financial	financial	ADJ
cjfa-33344	188	6	services	service	NOUN
cjfa-33344	188	7	in	in	ADP
cjfa-33344	188	8	bangladesh	bangladesh	NOUN
cjfa-33344	188	9	in	in	ADP
cjfa-33344	188	10	september	september	PROPN
cjfa-33344	188	11	2011	2011	NUM
cjfa-33344	188	12	,	,	PUNCT
cjfa-33344	188	13	central	central	ADJ
cjfa-33344	188	14	bank	bank	NOUN
cjfa-33344	188	15	added	add	VERB
cjfa-33344	188	16	the	the	DET
cjfa-33344	188	17	structure	structure	NOUN
cjfa-33344	188	18	for	for	ADP
cjfa-33344	188	19	mfs	mfs	NOUN
cjfa-33344	188	20	applications	application	NOUN
cjfa-33344	188	21	and	and	CCONJ
cjfa-33344	188	22	their	their	PRON
cjfa-33344	188	23	holding	holding	NOUN
cjfa-33344	188	24	over	over	ADP
cjfa-33344	188	25	emitting	emit	VERB
cjfa-33344	188	26	a	a	DET
cjfa-33344	188	27	direction	direction	NOUN
cjfa-33344	188	28	on	on	ADP
cjfa-33344	188	29	mfs	mfs	NOUN
cjfa-33344	188	30	for	for	ADP
cjfa-33344	188	31	banks	bank	NOUN
cjfa-33344	188	32	.	.	PUNCT
cjfa-33344	189	1	this	this	PRON
cjfa-33344	189	2	was	be	AUX
cjfa-33344	189	3	pursued	pursue	VERB
cjfa-33344	189	4	by	by	ADP
cjfa-33344	189	5	corrected	correct	VERB
cjfa-33344	189	6	guidance	guidance	NOUN
cjfa-33344	189	7	in	in	ADP
cjfa-33344	189	8	december	december	PROPN
cjfa-33344	189	9	2011	2011	NUM
cjfa-33344	189	10	and	and	CCONJ
cjfa-33344	189	11	then	then	ADV
cjfa-33344	189	12	regulatory	regulatory	ADJ
cjfa-33344	189	13	guidelines	guideline	NOUN
cjfa-33344	189	14	in	in	ADP
cjfa-33344	189	15	july	july	PROPN
cjfa-33344	189	16	2015	2015	NUM
cjfa-33344	189	17	.	.	PUNCT
cjfa-33344	190	1	the	the	DET
cjfa-33344	190	2	current	current	ADJ
cjfa-33344	190	3	guidance	guidance	NOUN
cjfa-33344	190	4	circulated	circulate	VERB
cjfa-33344	190	5	in	in	ADP
cjfa-33344	190	6	july	july	PROPN
cjfa-33344	190	7	2018	2018	NUM
cjfa-33344	190	8	.	.	PUNCT
cjfa-33344	191	1	mfs	mfs	NOUN
cjfa-33344	191	2	providers	provider	NOUN
cjfa-33344	191	3	will	will	AUX
cjfa-33344	191	4	be	be	AUX
cjfa-33344	191	5	managed	manage	VERB
cjfa-33344	191	6	by	by	ADP
cjfa-33344	191	7	barely	barely	ADV
cjfa-33344	191	8	the	the	DET
cjfa-33344	191	9	anticipated	anticipated	ADJ
cjfa-33344	191	10	commercial	commercial	NOUN
cjfa-33344	191	11	,	,	PUNCT
cjfa-33344	191	12	which	which	PRON
cjfa-33344	191	13	is	be	AUX
cjfa-33344	191	14	stated	state	VERB
cjfa-33344	191	15	in	in	ADP
cjfa-33344	191	16	the	the	DET
cjfa-33344	191	17	recent	recent	ADJ
cjfa-33344	191	18	bank	bank	NOUN
cjfa-33344	191	19	rules	rule	NOUN
cjfa-33344	191	20	.	.	PUNCT
cjfa-33344	192	1	earlier	early	ADV
cjfa-33344	192	2	the	the	DET
cjfa-33344	192	3	banks	bank	NOUN
cjfa-33344	192	4	operating	operate	VERB
cjfa-33344	192	5	mfs	mfs	NOUN
cjfa-33344	192	6	operations	operation	NOUN
cjfa-33344	192	7	have	have	AUX
cjfa-33344	192	8	been	be	AUX
cjfa-33344	192	9	permitted	permit	VERB
cjfa-33344	192	10	to	to	PART
cjfa-33344	192	11	carry	carry	VERB
cjfa-33344	192	12	on	on	ADP
cjfa-33344	192	13	to	to	ADP
cjfa-33344	192	14	their	their	PRON
cjfa-33344	192	15	current	current	ADJ
cjfa-33344	192	16	license	license	NOUN
cjfa-33344	192	17	or	or	CCONJ
cjfa-33344	192	18	build	build	VERB
cjfa-33344	192	19	up	up	ADP
cjfa-33344	192	20	a	a	DET
cjfa-33344	192	21	subsidiary	subsidiary	NOUN
cjfa-33344	192	22	for	for	ADP
cjfa-33344	192	23	the	the	DET
cjfa-33344	192	24	intent	intent	NOUN
cjfa-33344	192	25	,	,	PUNCT
cjfa-33344	192	26	whereas	whereas	SCONJ
cjfa-33344	192	27	,	,	PUNCT
cjfa-33344	192	28	the	the	DET
cjfa-33344	192	29	recent	recent	ADJ
cjfa-33344	192	30	mfs	mfs	NOUN
cjfa-33344	192	31	provider	provider	NOUN
cjfa-33344	192	32	cross	cross	NOUN
cjfa-33344	192	33	border	border	NOUN
cjfa-33344	192	34	money	money	NOUN
cjfa-33344	192	35	transfer	transfer	NOUN
cjfa-33344	192	36	services	service	NOUN
cjfa-33344	192	37	loan	loan	NOUN
cjfa-33344	192	38	services	service	NOUN
cjfa-33344	192	39	deposit	deposit	NOUN
cjfa-33344	192	40	services	service	NOUN
cjfa-33344	192	41	s	s	PART
cjfa-33344	192	42	o	o	NOUN
cjfa-33344	192	43	u	u	NOUN
cjfa-33344	192	44	r	r	NOUN
cjfa-33344	192	45	c	c	NOUN
cjfa-33344	192	46	e	e	NOUN
cjfa-33344	192	47	:	:	PUNCT
cjfa-33344	192	48	authors	author	NOUN
cjfa-33344	192	49	’	'	PUNCT
cjfa-33344	192	50	developed	develop	VERB
cjfa-33344	192	51	model	model	NOUN
cjfa-33344	192	52	,	,	PUNCT
cjfa-33344	192	53	2019	2019	NUM
cjfa-33344	192	54	.	.	PUNCT
cjfa-33344	193	1	in	in	ADP
cjfa-33344	193	2	the	the	DET
cjfa-33344	193	3	proposed	propose	VERB
cjfa-33344	193	4	model	model	NOUN
cjfa-33344	193	5	three	three	NUM
cjfa-33344	193	6	services	service	NOUN
cjfa-33344	193	7	are	be	AUX
cjfa-33344	193	8	suggested	suggest	VERB
cjfa-33344	193	9	that	that	SCONJ
cjfa-33344	193	10	the	the	DET
cjfa-33344	193	11	mobile	mobile	ADJ
cjfa-33344	193	12	financial	financial	ADJ
cjfa-33344	193	13	services	service	NOUN
cjfa-33344	193	14	provider	provider	NOUN
cjfa-33344	193	15	can	can	AUX
cjfa-33344	193	16	provide	provide	VERB
cjfa-33344	193	17	to	to	ADP
cjfa-33344	193	18	their	their	PRON
cjfa-33344	193	19	clients	client	NOUN
cjfa-33344	193	20	.	.	PUNCT
cjfa-33344	194	1	those	those	DET
cjfa-33344	194	2	three	three	NUM
cjfa-33344	194	3	services	service	NOUN
cjfa-33344	194	4	are	be	AUX
cjfa-33344	194	5	cross	cross	NOUN
cjfa-33344	194	6	border	border	NOUN
cjfa-33344	194	7	money	money	NOUN
cjfa-33344	194	8	transfer	transfer	NOUN
cjfa-33344	194	9	,	,	PUNCT
cjfa-33344	194	10	loan	loan	NOUN
cjfa-33344	194	11	,	,	PUNCT
cjfa-33344	194	12	and	and	CCONJ
cjfa-33344	194	13	deposit	deposit	NOUN
cjfa-33344	194	14	services	service	NOUN
cjfa-33344	194	15	.	.	PUNCT
cjfa-33344	195	1	the	the	DET
cjfa-33344	195	2	cross	cross	NOUN
cjfa-33344	195	3	border	border	NOUN
cjfa-33344	195	4	money	money	NOUN
cjfa-33344	195	5	transfer	transfer	NOUN
cjfa-33344	195	6	will	will	AUX
cjfa-33344	195	7	help	help	VERB
cjfa-33344	195	8	the	the	DET
cjfa-33344	195	9	migrant	migrant	ADJ
cjfa-33344	195	10	workers	worker	NOUN
cjfa-33344	195	11	to	to	PART
cjfa-33344	195	12	send	send	VERB
cjfa-33344	195	13	money	money	NOUN
cjfa-33344	195	14	to	to	PART
cjfa-33344	195	15	bangladesh	bangladesh	VERB
cjfa-33344	195	16	easily	easily	ADV
cjfa-33344	195	17	and	and	CCONJ
cjfa-33344	195	18	conveniently	conveniently	ADV
cjfa-33344	195	19	.	.	PUNCT
cjfa-33344	196	1	additionally	additionally	ADV
cjfa-33344	196	2	,	,	PUNCT
cjfa-33344	196	3	many	many	ADJ
cjfa-33344	196	4	foreign	foreign	ADJ
cjfa-33344	196	5	nationals	national	NOUN
cjfa-33344	196	6	are	be	AUX
cjfa-33344	196	7	working	work	VERB
cjfa-33344	196	8	in	in	ADP
cjfa-33344	196	9	bangladesh	bangladesh	NOUN
cjfa-33344	196	10	and	and	CCONJ
cjfa-33344	196	11	they	they	PRON
cjfa-33344	196	12	will	will	AUX
cjfa-33344	196	13	be	be	AUX
cjfa-33344	196	14	able	able	ADJ
cjfa-33344	196	15	to	to	PART
cjfa-33344	196	16	send	send	VERB
cjfa-33344	196	17	money	money	NOUN
cjfa-33344	196	18	to	to	ADP
cjfa-33344	196	19	their	their	PRON
cjfa-33344	196	20	home	home	NOUN
cjfa-33344	196	21	country	country	NOUN
cjfa-33344	196	22	as	as	ADV
cjfa-33344	196	23	well	well	ADV
cjfa-33344	196	24	.	.	PUNCT
cjfa-33344	197	1	on	on	ADP
cjfa-33344	197	2	the	the	DET
cjfa-33344	197	3	other	other	ADJ
cjfa-33344	197	4	hand	hand	NOUN
cjfa-33344	197	5	,	,	PUNCT
cjfa-33344	197	6	mfs	mfs	NOUN
cjfa-33344	197	7	providers	provider	NOUN
cjfa-33344	197	8	can	can	AUX
cjfa-33344	197	9	include	include	VERB
cjfa-33344	197	10	retail	retail	ADJ
cjfa-33344	197	11	banking	banking	NOUN
cjfa-33344	197	12	services	service	NOUN
cjfa-33344	197	13	for	for	ADP
cjfa-33344	197	14	their	their	PRON
cjfa-33344	197	15	active	active	ADJ
cjfa-33344	197	16	clients	client	NOUN
cjfa-33344	197	17	such	such	ADJ
cjfa-33344	197	18	as	as	ADP
cjfa-33344	197	19	loan	loan	NOUN
cjfa-33344	197	20	and	and	CCONJ
cjfa-33344	197	21	advances	advance	NOUN
cjfa-33344	197	22	and	and	CCONJ
cjfa-33344	197	23	different	different	ADJ
cjfa-33344	197	24	types	type	NOUN
cjfa-33344	197	25	of	of	ADP
cjfa-33344	197	26	deposit	deposit	NOUN
cjfa-33344	197	27	schemes	scheme	NOUN
cjfa-33344	197	28	.	.	PUNCT
cjfa-33344	198	1	if	if	SCONJ
cjfa-33344	198	2	the	the	DET
cjfa-33344	198	3	mfs	mfs	NOUN
cjfa-33344	198	4	provider	provider	NOUN
cjfa-33344	198	5	can	can	AUX
cjfa-33344	198	6	provide	provide	VERB
cjfa-33344	198	7	different	different	ADJ
cjfa-33344	198	8	types	type	NOUN
cjfa-33344	198	9	of	of	ADP
cjfa-33344	198	10	saving	save	VERB
cjfa-33344	198	11	schemes	scheme	NOUN
cjfa-33344	198	12	for	for	ADP
cjfa-33344	198	13	their	their	PRON
cjfa-33344	198	14	clients	client	NOUN
cjfa-33344	198	15	then	then	ADV
cjfa-33344	198	16	more	more	ADJ
cjfa-33344	198	17	money	money	NOUN
cjfa-33344	198	18	will	will	AUX
cjfa-33344	198	19	come	come	VERB
cjfa-33344	198	20	to	to	ADP
cjfa-33344	198	21	our	our	PRON
cjfa-33344	198	22	financial	financial	ADJ
cjfa-33344	198	23	system	system	NOUN
cjfa-33344	198	24	because	because	SCONJ
cjfa-33344	198	25	investors	investor	NOUN
cjfa-33344	198	26	will	will	AUX
cjfa-33344	198	27	be	be	AUX
cjfa-33344	198	28	able	able	ADJ
cjfa-33344	198	29	to	to	PART
cjfa-33344	198	30	save	save	VERB
cjfa-33344	198	31	via	via	ADP
cjfa-33344	198	32	their	their	PRON
cjfa-33344	198	33	mobile	mobile	ADJ
cjfa-33344	198	34	phones	phone	NOUN
cjfa-33344	198	35	.	.	PUNCT
cjfa-33344	199	1	besides	besides	SCONJ
cjfa-33344	199	2	,	,	PUNCT
cjfa-33344	199	3	a	a	DET
cjfa-33344	199	4	borrower	borrower	NOUN
cjfa-33344	199	5	can	can	AUX
cjfa-33344	199	6	apply	apply	VERB
cjfa-33344	199	7	for	for	ADP
cjfa-33344	199	8	a	a	DET
cjfa-33344	199	9	quick	quick	ADJ
cjfa-33344	199	10	credit	credit	NOUN
cjfa-33344	199	11	to	to	ADP
cjfa-33344	199	12	the	the	DET
cjfa-33344	199	13	mfs	mfs	NOUN
cjfa-33344	199	14	provider	provider	NOUN
cjfa-33344	199	15	,	,	PUNCT
cjfa-33344	199	16	this	this	PRON
cjfa-33344	199	17	will	will	AUX
cjfa-33344	199	18	make	make	VERB
cjfa-33344	199	19	the	the	DET
cjfa-33344	199	20	process	process	NOUN
cjfa-33344	199	21	easy	easy	ADJ
cjfa-33344	199	22	and	and	CCONJ
cjfa-33344	199	23	convenient	convenient	ADJ
cjfa-33344	199	24	.	.	PUNCT
cjfa-33344	200	1	regulatory	regulatory	ADJ
cjfa-33344	200	2	framework	framework	NOUN
cjfa-33344	200	3	of	of	ADP
cjfa-33344	200	4	mobile	mobile	ADJ
cjfa-33344	200	5	financial	financial	ADJ
cjfa-33344	200	6	services	service	NOUN
cjfa-33344	200	7	in	in	ADP
cjfa-33344	200	8	bangladesh	bangladesh	NOUN
cjfa-33344	200	9	in	in	ADP
cjfa-33344	200	10	september	september	PROPN
cjfa-33344	200	11	2011	2011	NUM
cjfa-33344	200	12	,	,	PUNCT
cjfa-33344	200	13	central	central	ADJ
cjfa-33344	200	14	bank	bank	NOUN
cjfa-33344	200	15	added	add	VERB
cjfa-33344	200	16	the	the	DET
cjfa-33344	200	17	structure	structure	NOUN
cjfa-33344	200	18	for	for	ADP
cjfa-33344	200	19	mfs	mfs	NOUN
cjfa-33344	200	20	applications	application	NOUN
cjfa-33344	200	21	and	and	CCONJ
cjfa-33344	200	22	their	their	PRON
cjfa-33344	200	23	holding	holding	NOUN
cjfa-33344	200	24	over	over	ADP
cjfa-33344	200	25	emitting	emit	VERB
cjfa-33344	200	26	a	a	DET
cjfa-33344	200	27	direction	direction	NOUN
cjfa-33344	200	28	on	on	ADP
cjfa-33344	200	29	mfs	mfs	NOUN
cjfa-33344	200	30	for	for	ADP
cjfa-33344	200	31	banks	bank	NOUN
cjfa-33344	200	32	.	.	PUNCT
cjfa-33344	201	1	this	this	PRON
cjfa-33344	201	2	was	be	AUX
cjfa-33344	201	3	pursued	pursue	VERB
cjfa-33344	201	4	by	by	ADP
cjfa-33344	201	5	corrected	correct	VERB
cjfa-33344	201	6	guidance	guidance	NOUN
cjfa-33344	201	7	in	in	ADP
cjfa-33344	201	8	december	december	PROPN
cjfa-33344	201	9	2011	2011	NUM
cjfa-33344	201	10	and	and	CCONJ
cjfa-33344	201	11	then	then	ADV
cjfa-33344	201	12	regulatory	regulatory	ADJ
cjfa-33344	201	13	guidelines	guideline	NOUN
cjfa-33344	201	14	in	in	ADP
cjfa-33344	201	15	july	july	PROPN
cjfa-33344	201	16	2015	2015	NUM
cjfa-33344	201	17	.	.	PUNCT
cjfa-33344	202	1	the	the	DET
cjfa-33344	202	2	current	current	ADJ
cjfa-33344	202	3	guidance	guidance	NOUN
cjfa-33344	202	4	circulated	circulate	VERB
cjfa-33344	202	5	in	in	ADP
cjfa-33344	202	6	july	july	PROPN
cjfa-33344	202	7	2018	2018	NUM
cjfa-33344	202	8	.	.	PUNCT
cjfa-33344	203	1	mfs	mfs	NOUN
cjfa-33344	203	2	providers	provider	NOUN
cjfa-33344	203	3	will	will	AUX
cjfa-33344	203	4	be	be	AUX
cjfa-33344	203	5	managed	manage	VERB
cjfa-33344	203	6	by	by	ADP
cjfa-33344	203	7	barely	barely	ADV
cjfa-33344	203	8	the	the	DET
cjfa-33344	203	9	anticipated	anticipated	ADJ
cjfa-33344	203	10	commercial	commercial	NOUN
cjfa-33344	203	11	,	,	PUNCT
cjfa-33344	203	12	which	which	PRON
cjfa-33344	203	13	is	be	AUX
cjfa-33344	203	14	stated	state	VERB
cjfa-33344	203	15	in	in	ADP
cjfa-33344	203	16	the	the	DET
cjfa-33344	203	17	recent	recent	ADJ
cjfa-33344	203	18	bank	bank	NOUN
cjfa-33344	203	19	rules	rule	NOUN
cjfa-33344	203	20	.	.	PUNCT
cjfa-33344	204	1	earlier	early	ADV
cjfa-33344	204	2	the	the	DET
cjfa-33344	204	3	banks	bank	NOUN
cjfa-33344	204	4	operating	operate	VERB
cjfa-33344	204	5	mfs	mfs	NOUN
cjfa-33344	204	6	operations	operation	NOUN
cjfa-33344	204	7	have	have	AUX
cjfa-33344	204	8	been	be	AUX
cjfa-33344	204	9	permitted	permit	VERB
cjfa-33344	204	10	to	to	PART
cjfa-33344	204	11	car	car	NOUN
cjfa-33344	204	12	mobile	mobile	ADJ
cjfa-33344	204	13	financial	financial	ADJ
cjfa-33344	204	14	services	service	NOUN
cjfa-33344	204	15	in	in	ADP
cjfa-33344	204	16	the	the	DET
cjfa-33344	204	17	context	context	NOUN
cjfa-33344	204	18	of	of	ADP
cjfa-33344	204	19	bangladesh	bangladesh	PROPN
cjfa-33344	204	20	95	95	NUM
cjfa-33344	204	21	ry	ry	NOUN
cjfa-33344	204	22	on	on	ADP
cjfa-33344	204	23	to	to	ADP
cjfa-33344	204	24	their	their	PRON
cjfa-33344	204	25	current	current	ADJ
cjfa-33344	204	26	license	license	NOUN
cjfa-33344	204	27	or	or	CCONJ
cjfa-33344	204	28	build	build	VERB
cjfa-33344	204	29	up	up	ADP
cjfa-33344	204	30	a	a	DET
cjfa-33344	204	31	subsidiary	subsidiary	NOUN
cjfa-33344	204	32	for	for	ADP
cjfa-33344	204	33	the	the	DET
cjfa-33344	204	34	intent	intent	NOUN
cjfa-33344	204	35	,	,	PUNCT
cjfa-33344	204	36	whereas	whereas	SCONJ
cjfa-33344	204	37	,	,	PUNCT
cjfa-33344	204	38	the	the	DET
cjfa-33344	204	39	recent	recent	ADJ
cjfa-33344	204	40	aspirants	aspirant	NOUN
cjfa-33344	204	41	shall	shall	AUX
cjfa-33344	204	42	have	have	VERB
cjfa-33344	204	43	to	to	PART
cjfa-33344	204	44	comprise	comprise	VERB
cjfa-33344	204	45	a	a	DET
cjfa-33344	204	46	subsidiary	subsidiary	NOUN
cjfa-33344	204	47	.	.	PUNCT
cjfa-33344	205	1	the	the	DET
cjfa-33344	205	2	procedures	procedure	NOUN
cjfa-33344	205	3	also	also	ADV
cjfa-33344	205	4	require	require	VERB
cjfa-33344	205	5	that	that	SCONJ
cjfa-33344	205	6	the	the	DET
cjfa-33344	205	7	parent	parent	NOUN
cjfa-33344	205	8	banks	bank	NOUN
cjfa-33344	205	9	have	have	VERB
cjfa-33344	205	10	to	to	PART
cjfa-33344	205	11	hold	hold	VERB
cjfa-33344	205	12	a	a	DET
cjfa-33344	205	13	minimum	minimum	ADJ
cjfa-33344	205	14	51	51	NUM
cjfa-33344	205	15	percent	percent	NOUN
cjfa-33344	205	16	of	of	ADP
cjfa-33344	205	17	the	the	DET
cjfa-33344	205	18	subsidiary	subsidiary	NOUN
cjfa-33344	205	19	’s	’s	PART
cjfa-33344	205	20	equity	equity	NOUN
cjfa-33344	205	21	;	;	PUNCT
cjfa-33344	205	22	but	but	CCONJ
cjfa-33344	205	23	they	they	PRON
cjfa-33344	205	24	are	be	AUX
cjfa-33344	205	25	allowed	allow	VERB
cjfa-33344	205	26	to	to	PART
cjfa-33344	205	27	get	get	VERB
cjfa-33344	205	28	equity	equity	NOUN
cjfa-33344	205	29	partners	partner	NOUN
cjfa-33344	205	30	from	from	ADP
cjfa-33344	205	31	alternative	alternative	ADJ
cjfa-33344	205	32	banks	bank	NOUN
cjfa-33344	205	33	and	and	CCONJ
cjfa-33344	205	34	non	non	ADJ
cjfa-33344	205	35	-	-	ADJ
cjfa-33344	205	36	bank	bank	ADJ
cjfa-33344	205	37	financial	financial	ADJ
cjfa-33344	205	38	institutions	institution	NOUN
cjfa-33344	205	39	,	,	PUNCT
cjfa-33344	205	40	ngos	ngo	NOUN
cjfa-33344	205	41	,	,	PUNCT
cjfa-33344	205	42	investment	investment	NOUN
cjfa-33344	205	43	and	and	CCONJ
cjfa-33344	205	44	fin	fin	NOUN
cjfa-33344	205	45	-	-	PUNCT
cjfa-33344	205	46	tech	tech	NOUN
cjfa-33344	205	47	corporations	corporation	NOUN
cjfa-33344	205	48	.	.	PUNCT
cjfa-33344	206	1	the	the	DET
cjfa-33344	206	2	mobile	mobile	ADJ
cjfa-33344	206	3	network	network	NOUN
cjfa-33344	206	4	operators	operator	NOUN
cjfa-33344	206	5	(	(	PUNCT
cjfa-33344	206	6	mnos	mno	NOUN
cjfa-33344	206	7	)	)	PUNCT
cjfa-33344	206	8	have	have	AUX
cjfa-33344	206	9	been	be	AUX
cjfa-33344	206	10	retained	retain	VERB
cjfa-33344	206	11	out	out	ADP
cjfa-33344	206	12	of	of	ADP
cjfa-33344	206	13	the	the	DET
cjfa-33344	206	14	record	record	NOUN
cjfa-33344	206	15	of	of	ADP
cjfa-33344	206	16	granted	grant	VERB
cjfa-33344	206	17	partners	partner	NOUN
cjfa-33344	206	18	,	,	PUNCT
cjfa-33344	206	19	but	but	CCONJ
cjfa-33344	206	20	have	have	AUX
cjfa-33344	206	21	been	be	AUX
cjfa-33344	206	22	permitted	permit	VERB
cjfa-33344	206	23	to	to	PART
cjfa-33344	206	24	develop	develop	VERB
cjfa-33344	206	25	into	into	ADP
cjfa-33344	206	26	distributors	distributor	NOUN
cjfa-33344	206	27	or	or	CCONJ
cjfa-33344	206	28	super	super	ADJ
cjfa-33344	206	29	-	-	NOUN
cjfa-33344	206	30	agents	agent	NOUN
cjfa-33344	206	31	including	include	VERB
cjfa-33344	206	32	ngos	ngo	NOUN
cjfa-33344	206	33	and	and	CCONJ
cjfa-33344	206	34	the	the	DET
cjfa-33344	206	35	postal	postal	ADJ
cjfa-33344	206	36	branch	branch	NOUN
cjfa-33344	206	37	.	.	PUNCT
cjfa-33344	207	1	this	this	PRON
cjfa-33344	207	2	is	be	AUX
cjfa-33344	207	3	nearly	nearly	ADV
cjfa-33344	207	4	justified	justify	VERB
cjfa-33344	207	5	as	as	ADP
cjfa-33344	207	6	the	the	DET
cjfa-33344	207	7	btrc	btrc	NOUN
cjfa-33344	207	8	,	,	PUNCT
cjfa-33344	207	9	and	and	CCONJ
cjfa-33344	207	10	not	not	PART
cjfa-33344	207	11	bangladesh	bangladesh	NOUN
cjfa-33344	207	12	bank	bank	NOUN
cjfa-33344	207	13	,	,	PUNCT
cjfa-33344	207	14	is	be	AUX
cjfa-33344	207	15	the	the	DET
cjfa-33344	207	16	controlling	control	VERB
cjfa-33344	207	17	authority	authority	NOUN
cjfa-33344	207	18	of	of	ADP
cjfa-33344	207	19	mnos	mno	NOUN
cjfa-33344	207	20	.	.	PUNCT
cjfa-33344	208	1	on	on	ADP
cjfa-33344	208	2	the	the	DET
cjfa-33344	208	3	other	other	ADJ
cjfa-33344	208	4	hand	hand	NOUN
cjfa-33344	208	5	,	,	PUNCT
cjfa-33344	208	6	mobile	mobile	ADJ
cjfa-33344	208	7	operators	operator	NOUN
cjfa-33344	208	8	are	be	AUX
cjfa-33344	208	9	not	not	PART
cjfa-33344	208	10	welcome	welcome	ADJ
cjfa-33344	208	11	in	in	ADP
cjfa-33344	208	12	mobile	mobile	ADJ
cjfa-33344	208	13	financial	financial	ADJ
cjfa-33344	208	14	services	service	NOUN
cjfa-33344	208	15	but	but	CCONJ
cjfa-33344	208	16	in	in	ADP
cjfa-33344	208	17	the	the	DET
cjfa-33344	208	18	draft	draft	NOUN
cjfa-33344	208	19	bangladesh	bangladesh	PROPN
cjfa-33344	208	20	mobile	mobile	ADJ
cjfa-33344	208	21	financial	financial	PROPN
cjfa-33344	208	22	services	service	NOUN
cjfa-33344	208	23	regulations	regulation	NOUN
cjfa-33344	208	24	,	,	PUNCT
cjfa-33344	208	25	2018	2018	NUM
cjfa-33344	208	26	the	the	DET
cjfa-33344	208	27	central	central	ADJ
cjfa-33344	208	28	bank	bank	NOUN
cjfa-33344	208	29	permitted	permit	VERB
cjfa-33344	208	30	mobile	mobile	ADJ
cjfa-33344	208	31	operators	operator	NOUN
cjfa-33344	208	32	to	to	PART
cjfa-33344	208	33	obtain	obtain	VERB
cjfa-33344	208	34	a	a	DET
cjfa-33344	208	35	maximum	maximum	NOUN
cjfa-33344	208	36	of	of	ADP
cjfa-33344	208	37	49	49	NUM
cjfa-33344	208	38	percent	percent	NOUN
cjfa-33344	208	39	shares	share	NOUN
cjfa-33344	208	40	in	in	ADP
cjfa-33344	208	41	mfs	mfs	NOUN
cjfa-33344	208	42	providers	provider	NOUN
cjfa-33344	208	43	.	.	PUNCT
cjfa-33344	209	1	prospect	prospect	NOUN
cjfa-33344	209	2	and	and	CCONJ
cjfa-33344	209	3	challenges	challenge	NOUN
cjfa-33344	209	4	of	of	ADP
cjfa-33344	209	5	mobile	mobile	ADJ
cjfa-33344	209	6	financial	financial	ADJ
cjfa-33344	209	7	services	service	NOUN
cjfa-33344	209	8	in	in	ADP
cjfa-33344	209	9	bangladesh	bangladesh	NOUN
cjfa-33344	209	10	financial	financial	ADJ
cjfa-33344	209	11	services	service	NOUN
cjfa-33344	209	12	institutions	institution	NOUN
cjfa-33344	209	13	have	have	AUX
cjfa-33344	209	14	allowed	allow	VERB
cjfa-33344	209	15	more	more	ADJ
cjfa-33344	209	16	subscribers	subscriber	NOUN
cjfa-33344	209	17	to	to	ADP
cjfa-33344	209	18	their	their	PRON
cjfa-33344	209	19	services	service	NOUN
cjfa-33344	209	20	around	around	ADP
cjfa-33344	209	21	the	the	DET
cjfa-33344	209	22	years	year	NOUN
cjfa-33344	209	23	.	.	PUNCT
cjfa-33344	210	1	still	still	ADV
cjfa-33344	210	2	,	,	PUNCT
cjfa-33344	210	3	recently	recently	ADV
cjfa-33344	210	4	greater	great	ADJ
cjfa-33344	210	5	than	than	ADP
cjfa-33344	210	6	35	35	NUM
cjfa-33344	210	7	million	million	NUM
cjfa-33344	210	8	people	people	NOUN
cjfa-33344	210	9	in	in	ADP
cjfa-33344	210	10	bangladesh	bangladesh	PROPN
cjfa-33344	210	11	do	do	AUX
cjfa-33344	210	12	n’t	not	PART
cjfa-33344	210	13	have	have	VERB
cjfa-33344	210	14	a	a	DET
cjfa-33344	210	15	bank	bank	NOUN
cjfa-33344	210	16	account	account	NOUN
cjfa-33344	210	17	and	and	CCONJ
cjfa-33344	210	18	their	their	PRON
cjfa-33344	210	19	economic	economic	ADJ
cjfa-33344	210	20	operations	operation	NOUN
cjfa-33344	210	21	are	be	AUX
cjfa-33344	210	22	not	not	PART
cjfa-33344	210	23	part	part	NOUN
cjfa-33344	210	24	of	of	ADP
cjfa-33344	210	25	the	the	DET
cjfa-33344	210	26	formal	formal	ADJ
cjfa-33344	210	27	economy	economy	NOUN
cjfa-33344	210	28	of	of	ADP
cjfa-33344	210	29	the	the	DET
cjfa-33344	210	30	nation	nation	NOUN
cjfa-33344	210	31	.	.	PUNCT
cjfa-33344	211	1	financial	financial	ADJ
cjfa-33344	211	2	technology	technology	NOUN
cjfa-33344	211	3	(	(	PUNCT
cjfa-33344	211	4	fintech	fintech	NOUN
cjfa-33344	211	5	)	)	PUNCT
cjfa-33344	211	6	can	can	AUX
cjfa-33344	211	7	improve	improve	VERB
cjfa-33344	211	8	this	this	DET
cjfa-33344	211	9	scenario	scenario	NOUN
cjfa-33344	211	10	if	if	SCONJ
cjfa-33344	211	11	enhanced	enhance	VERB
cjfa-33344	211	12	with	with	ADP
cjfa-33344	211	13	the	the	DET
cjfa-33344	211	14	appropriate	appropriate	ADJ
cjfa-33344	211	15	regulatory	regulatory	ADJ
cjfa-33344	211	16	structure	structure	NOUN
cjfa-33344	211	17	and	and	CCONJ
cjfa-33344	211	18	technological	technological	ADJ
cjfa-33344	211	19	assistance	assistance	NOUN
cjfa-33344	211	20	.	.	PUNCT
cjfa-33344	212	1	fintech	fintech	NOUN
cjfa-33344	212	2	targets	target	NOUN
cjfa-33344	212	3	to	to	PART
cjfa-33344	212	4	challenge	challenge	VERB
cjfa-33344	212	5	traditional	traditional	ADJ
cjfa-33344	212	6	financial	financial	ADJ
cjfa-33344	212	7	systems	system	NOUN
cjfa-33344	212	8	in	in	ADP
cjfa-33344	212	9	the	the	DET
cjfa-33344	212	10	delivery	delivery	NOUN
cjfa-33344	212	11	of	of	ADP
cjfa-33344	212	12	financial	financial	ADJ
cjfa-33344	212	13	services	service	NOUN
cjfa-33344	212	14	.	.	PUNCT
cjfa-33344	213	1	it	it	PRON
cjfa-33344	213	2	is	be	AUX
cjfa-33344	213	3	a	a	DET
cjfa-33344	213	4	recent	recent	ADJ
cjfa-33344	213	5	enterprise	enterprise	NOUN
cjfa-33344	213	6	that	that	PRON
cjfa-33344	213	7	evolves	evolve	VERB
cjfa-33344	213	8	the	the	DET
cjfa-33344	213	9	technology	technology	NOUN
cjfa-33344	213	10	to	to	PART
cjfa-33344	213	11	grow	grow	VERB
cjfa-33344	213	12	activities	activity	NOUN
cjfa-33344	213	13	in	in	ADP
cjfa-33344	213	14	finance	finance	NOUN
cjfa-33344	213	15	by	by	ADP
cjfa-33344	213	16	decreasing	decrease	VERB
cjfa-33344	213	17	cycle	cycle	NOUN
cjfa-33344	213	18	time	time	NOUN
cjfa-33344	213	19	and	and	CCONJ
cjfa-33344	213	20	costs	cost	NOUN
cjfa-33344	213	21	of	of	ADP
cjfa-33344	213	22	services	service	NOUN
cjfa-33344	213	23	and	and	CCONJ
cjfa-33344	213	24	by	by	ADP
cjfa-33344	213	25	developing	develop	VERB
cjfa-33344	213	26	the	the	DET
cjfa-33344	213	27	quality	quality	NOUN
cjfa-33344	213	28	of	of	ADP
cjfa-33344	213	29	services	service	NOUN
cjfa-33344	213	30	.	.	PUNCT
cjfa-33344	214	1	fintech	fintech	NOUN
cjfa-33344	214	2	aims	aim	VERB
cjfa-33344	214	3	to	to	PART
cjfa-33344	214	4	build	build	VERB
cjfa-33344	214	5	up	up	ADP
cjfa-33344	214	6	and	and	CCONJ
cjfa-33344	214	7	enhance	enhance	VERB
cjfa-33344	214	8	financial	financial	ADJ
cjfa-33344	214	9	inclusion	inclusion	NOUN
cjfa-33344	214	10	in	in	ADP
cjfa-33344	214	11	developing	develop	VERB
cjfa-33344	214	12	nations	nation	NOUN
cjfa-33344	214	13	as	as	ADP
cjfa-33344	214	14	bangladesh	bangladesh	NOUN
cjfa-33344	214	15	.	.	PUNCT
cjfa-33344	215	1	financial	financial	ADJ
cjfa-33344	215	2	institutions	institution	NOUN
cjfa-33344	215	3	in	in	ADP
cjfa-33344	215	4	other	other	ADJ
cjfa-33344	215	5	developing	develop	VERB
cjfa-33344	215	6	nations	nation	NOUN
cjfa-33344	215	7	such	such	ADJ
cjfa-33344	215	8	as	as	ADP
cjfa-33344	215	9	india	india	PROPN
cjfa-33344	215	10	have	have	AUX
cjfa-33344	215	11	earlier	early	ADV
cjfa-33344	215	12	adopted	adopt	VERB
cjfa-33344	215	13	more	more	ADJ
cjfa-33344	215	14	features	feature	NOUN
cjfa-33344	215	15	of	of	ADP
cjfa-33344	215	16	fintech	fintech	NOUN
cjfa-33344	215	17	and	and	CCONJ
cjfa-33344	215	18	are	be	AUX
cjfa-33344	215	19	reaping	reap	VERB
cjfa-33344	215	20	its	its	PRON
cjfa-33344	215	21	advantages	advantage	NOUN
cjfa-33344	215	22	.	.	PUNCT
cjfa-33344	216	1	bangladesh	bangladesh	NOUN
cjfa-33344	216	2	has	have	VERB
cjfa-33344	216	3	a	a	DET
cjfa-33344	216	4	greater	great	ADJ
cjfa-33344	216	5	amount	amount	NOUN
cjfa-33344	216	6	of	of	ADP
cjfa-33344	216	7	potentials	potential	NOUN
cjfa-33344	216	8	in	in	ADP
cjfa-33344	216	9	offering	offer	VERB
cjfa-33344	216	10	financial	financial	ADJ
cjfa-33344	216	11	inclusion	inclusion	NOUN
cjfa-33344	216	12	which	which	PRON
cjfa-33344	216	13	obtains	obtain	VERB
cjfa-33344	216	14	more	more	ADJ
cjfa-33344	216	15	than	than	ADP
cjfa-33344	216	16	100	100	NUM
cjfa-33344	216	17	million	million	NUM
cjfa-33344	216	18	mobile	mobile	ADJ
cjfa-33344	216	19	phone	phone	NOUN
cjfa-33344	216	20	operators	operator	NOUN
cjfa-33344	216	21	,	,	PUNCT
cjfa-33344	216	22	growing	grow	VERB
cjfa-33344	216	23	green	green	ADJ
cjfa-33344	216	24	banking	banking	NOUN
cjfa-33344	216	25	,	,	PUNCT
cjfa-33344	216	26	huge	huge	ADJ
cjfa-33344	216	27	existence	existence	NOUN
cjfa-33344	216	28	of	of	ADP
cjfa-33344	216	29	young	young	ADJ
cjfa-33344	216	30	people	people	NOUN
cjfa-33344	216	31	,	,	PUNCT
cjfa-33344	216	32	more	more	ADJ
cjfa-33344	216	33	involvement	involvement	NOUN
cjfa-33344	216	34	of	of	ADP
cjfa-33344	216	35	corporate	corporate	ADJ
cjfa-33344	216	36	and	and	CCONJ
cjfa-33344	216	37	government	government	NOUN
cjfa-33344	216	38	sector	sector	NOUN
cjfa-33344	216	39	in	in	ADP
cjfa-33344	216	40	offering	offer	VERB
cjfa-33344	216	41	staff	staff	NOUN
cjfa-33344	216	42	wages	wage	NOUN
cjfa-33344	216	43	through	through	ADP
cjfa-33344	216	44	mfs	mfs	NOUN
cjfa-33344	216	45	and	and	CCONJ
cjfa-33344	216	46	over	over	ADP
cjfa-33344	216	47	10	10	NUM
cjfa-33344	216	48	million	million	NUM
cjfa-33344	216	49	national	national	ADJ
cjfa-33344	216	50	remitters	remitter	NOUN
cjfa-33344	216	51	.	.	PUNCT
cjfa-33344	217	1	although	although	SCONJ
cjfa-33344	217	2	,	,	PUNCT
cjfa-33344	217	3	there	there	PRON
cjfa-33344	217	4	are	be	VERB
cjfa-33344	217	5	targets	target	NOUN
cjfa-33344	217	6	to	to	PART
cjfa-33344	217	7	attain	attain	VERB
cjfa-33344	217	8	benefits	benefit	NOUN
cjfa-33344	217	9	of	of	ADP
cjfa-33344	217	10	mfs	mfs	NOUN
cjfa-33344	217	11	which	which	PRON
cjfa-33344	217	12	involves	involve	VERB
cjfa-33344	217	13	more	more	ADJ
cjfa-33344	217	14	usage	usage	NOUN
cjfa-33344	217	15	of	of	ADP
cjfa-33344	217	16	otc	otc	PROPN
cjfa-33344	217	17	channel	channel	NOUN
cjfa-33344	217	18	without	without	ADP
cjfa-33344	217	19	using	use	VERB
cjfa-33344	217	20	a	a	DET
cjfa-33344	217	21	personal	personal	ADJ
cjfa-33344	217	22	account	account	NOUN
cjfa-33344	217	23	,	,	PUNCT
cjfa-33344	217	24	agent	agent	NOUN
cjfa-33344	217	25	’s	’s	PART
cjfa-33344	217	26	insecurity	insecurity	NOUN
cjfa-33344	217	27	in	in	ADP
cjfa-33344	217	28	controlling	control	VERB
cjfa-33344	217	29	the	the	DET
cjfa-33344	217	30	huge	huge	ADJ
cjfa-33344	217	31	sum	sum	NOUN
cjfa-33344	217	32	of	of	ADP
cjfa-33344	217	33	fund	fund	NOUN
cjfa-33344	217	34	and	and	CCONJ
cjfa-33344	217	35	addressing	address	VERB
cjfa-33344	217	36	ml	ml	NOUN
cjfa-33344	217	37	and	and	CCONJ
cjfa-33344	217	38	tf	tf	PROPN
cjfa-33344	217	39	issues	issue	NOUN
cjfa-33344	217	40	.	.	PUNCT
cjfa-33344	218	1	md	md	PROPN
cjfa-33344	218	2	.	.	PROPN
cjfa-33344	218	3	humayun	humayun	PROPN
cjfa-33344	218	4	kabir	kabir	PROPN
cjfa-33344	218	5	,	,	PUNCT
cjfa-33344	218	6	s.	s.	PROPN
cjfa-33344	218	7	s.	s.	PROPN
cjfa-33344	218	8	m.	m.	PROPN
cjfa-33344	218	9	sadrul	sadrul	PROPN
cjfa-33344	218	10	huda	huda	PROPN
cjfa-33344	218	11	,	,	PUNCT
cjfa-33344	218	12	omar	omar	PROPN
cjfa-33344	218	13	faruq96	faruq96	PROPN
cjfa-33344	218	14	high	high	ADJ
cjfa-33344	218	15	transaction	transaction	NOUN
cjfa-33344	218	16	cost	cost	NOUN
cjfa-33344	218	17	is	be	AUX
cjfa-33344	218	18	keeping	keep	VERB
cjfa-33344	218	19	more	more	ADJ
cjfa-33344	218	20	than	than	ADP
cjfa-33344	218	21	half	half	NOUN
cjfa-33344	218	22	of	of	ADP
cjfa-33344	218	23	bangladesh	bangladesh	NOUN
cjfa-33344	218	24	’s	’s	PART
cjfa-33344	218	25	micro	micro	ADJ
cjfa-33344	218	26	and	and	CCONJ
cjfa-33344	218	27	small	small	ADJ
cjfa-33344	218	28	enterprises	enterprise	NOUN
cjfa-33344	218	29	(	(	PUNCT
cjfa-33344	218	30	mses	ms	NOUN
cjfa-33344	218	31	)	)	PUNCT
cjfa-33344	218	32	away	away	ADV
cjfa-33344	218	33	from	from	ADP
cjfa-33344	218	34	operating	operate	VERB
cjfa-33344	218	35	mobile	mobile	ADJ
cjfa-33344	218	36	financial	financial	ADJ
cjfa-33344	218	37	services	service	NOUN
cjfa-33344	218	38	for	for	ADP
cjfa-33344	218	39	business	business	NOUN
cjfa-33344	218	40	purposes	purpose	NOUN
cjfa-33344	218	41	.	.	PUNCT
cjfa-33344	219	1	on	on	ADP
cjfa-33344	219	2	the	the	DET
cjfa-33344	219	3	other	other	ADJ
cjfa-33344	219	4	hand	hand	NOUN
cjfa-33344	219	5	,	,	PUNCT
cjfa-33344	219	6	telecommunication	telecommunication	NOUN
cjfa-33344	219	7	firms	firm	NOUN
cjfa-33344	219	8	are	be	AUX
cjfa-33344	219	9	not	not	PART
cjfa-33344	219	10	welcome	welcome	ADJ
cjfa-33344	219	11	to	to	ADP
cjfa-33344	219	12	mobile	mobile	ADJ
cjfa-33344	219	13	financial	financial	ADJ
cjfa-33344	219	14	services	service	NOUN
cjfa-33344	219	15	.	.	PUNCT
cjfa-33344	220	1	if	if	SCONJ
cjfa-33344	220	2	mobile	mobile	ADJ
cjfa-33344	220	3	operators	operator	NOUN
cjfa-33344	220	4	get	get	VERB
cjfa-33344	220	5	the	the	DET
cjfa-33344	220	6	opportunity	opportunity	NOUN
cjfa-33344	220	7	to	to	PART
cjfa-33344	220	8	offer	offer	VERB
cjfa-33344	220	9	mobile	mobile	ADJ
cjfa-33344	220	10	financial	financial	ADJ
cjfa-33344	220	11	services	service	NOUN
cjfa-33344	220	12	the	the	DET
cjfa-33344	220	13	scenario	scenario	NOUN
cjfa-33344	220	14	could	could	AUX
cjfa-33344	220	15	be	be	AUX
cjfa-33344	220	16	different	different	ADJ
cjfa-33344	220	17	.	.	PUNCT
cjfa-33344	221	1	in	in	ADP
cjfa-33344	221	2	the	the	DET
cjfa-33344	221	3	latest	late	ADJ
cjfa-33344	221	4	regulation	regulation	NOUN
cjfa-33344	221	5	,	,	PUNCT
cjfa-33344	221	6	bangladesh	bangladesh	PROPN
cjfa-33344	221	7	bank	bank	PROPN
cjfa-33344	221	8	’s	’s	PART
cjfa-33344	221	9	restriction	restriction	NOUN
cjfa-33344	221	10	on	on	ADP
cjfa-33344	221	11	day	day	NOUN
cjfa-33344	221	12	to	to	ADP
cjfa-33344	221	13	day	day	NOUN
cjfa-33344	221	14	ceiling	ceiling	NOUN
cjfa-33344	221	15	of	of	ADP
cjfa-33344	221	16	mobile	mobile	ADJ
cjfa-33344	221	17	cash	cash	NOUN
cjfa-33344	221	18	-	-	PUNCT
cjfa-33344	221	19	in	in	NOUN
cjfa-33344	221	20	to	to	ADP
cjfa-33344	221	21	taka	taka	PROPN
cjfa-33344	221	22	15,000	15,000	NUM
cjfa-33344	221	23	,	,	PUNCT
cjfa-33344	221	24	lower	low	ADJ
cjfa-33344	221	25	from	from	ADP
cjfa-33344	221	26	taka	taka	PROPN
cjfa-33344	221	27	25,000	25,000	NUM
cjfa-33344	221	28	,	,	PUNCT
cjfa-33344	221	29	and	and	CCONJ
cjfa-33344	221	30	the	the	DET
cjfa-33344	221	31	maximum	maximum	ADJ
cjfa-33344	221	32	cash	cash	NOUN
cjfa-33344	221	33	-	-	PUNCT
cjfa-33344	221	34	out	out	ADP
cjfa-33344	221	35	limit	limit	NOUN
cjfa-33344	221	36	to	to	ADP
cjfa-33344	221	37	taka	taka	PROPN
cjfa-33344	221	38	10,000	10,000	NUM
cjfa-33344	221	39	from	from	ADP
cjfa-33344	221	40	taka	taka	PROPN
cjfa-33344	221	41	25,000	25,000	NUM
cjfa-33344	221	42	may	may	AUX
cjfa-33344	221	43	affect	affect	VERB
cjfa-33344	221	44	transactions	transaction	NOUN
cjfa-33344	221	45	.	.	PUNCT
cjfa-33344	222	1	the	the	DET
cjfa-33344	222	2	low	low	ADJ
cjfa-33344	222	3	limit	limit	NOUN
cjfa-33344	222	4	of	of	ADP
cjfa-33344	222	5	mfs	mfs	NOUN
cjfa-33344	222	6	is	be	AUX
cjfa-33344	222	7	the	the	DET
cjfa-33344	222	8	main	main	ADJ
cjfa-33344	222	9	reason	reason	NOUN
cjfa-33344	222	10	behind	behind	ADP
cjfa-33344	222	11	the	the	DET
cjfa-33344	222	12	downfall	downfall	NOUN
cjfa-33344	222	13	of	of	ADP
cjfa-33344	222	14	mobile	mobile	ADJ
cjfa-33344	222	15	banking	banking	NOUN
cjfa-33344	222	16	transactions	transaction	NOUN
cjfa-33344	222	17	(	(	PUNCT
cjfa-33344	222	18	i.e.	i.e.	X
cjfa-33344	222	19	,	,	PUNCT
cjfa-33344	222	20	mobile	mobile	ADJ
cjfa-33344	222	21	banking	banking	NOUN
cjfa-33344	222	22	transactions	transaction	NOUN
cjfa-33344	222	23	dropped	drop	VERB
cjfa-33344	222	24	by	by	ADP
cjfa-33344	222	25	tk	tk	PROPN
cjfa-33344	222	26	.	.	PROPN
cjfa-33344	222	27	3113.6	3113.6	NUM
cjfa-33344	222	28	crore	crore	NOUN
cjfa-33344	222	29	(	(	PUNCT
cjfa-33344	222	30	9.0	9.0	NUM
cjfa-33344	222	31	%	%	NOUN
cjfa-33344	222	32	)	)	PUNCT
cjfa-33344	222	33	to	to	AUX
cjfa-33344	222	34	tk	tk	PROPN
cjfa-33344	222	35	.	.	PROPN
cjfa-33344	222	36	31512.6	31512.6	NUM
cjfa-33344	222	37	crore	crore	NOUN
cjfa-33344	222	38	in	in	ADP
cjfa-33344	222	39	february’19	february’19	PROPN
cjfa-33344	222	40	as	as	SCONJ
cjfa-33344	222	41	compared	compare	VERB
cjfa-33344	222	42	to	to	ADP
cjfa-33344	222	43	january’19	january’19	PROPN
cjfa-33344	222	44	)	)	PUNCT
cjfa-33344	222	45	in	in	ADP
cjfa-33344	222	46	recent	recent	ADJ
cjfa-33344	222	47	times	time	NOUN
cjfa-33344	222	48	,	,	PUNCT
cjfa-33344	222	49	which	which	PRON
cjfa-33344	222	50	ultimately	ultimately	ADV
cjfa-33344	222	51	might	might	AUX
cjfa-33344	222	52	hit	hit	VERB
cjfa-33344	222	53	financial	financial	ADJ
cjfa-33344	222	54	inclusion	inclusion	NOUN
cjfa-33344	222	55	.	.	PUNCT
cjfa-33344	223	1	mobile	mobile	ADJ
cjfa-33344	223	2	financial	financial	ADJ
cjfa-33344	223	3	services	service	NOUN
cjfa-33344	223	4	provider	provider	NOUN
cjfa-33344	223	5	is	be	AUX
cjfa-33344	223	6	not	not	PART
cjfa-33344	223	7	liable	liable	ADJ
cjfa-33344	223	8	if	if	SCONJ
cjfa-33344	223	9	the	the	DET
cjfa-33344	223	10	sender	sender	NOUN
cjfa-33344	223	11	sends	send	VERB
cjfa-33344	223	12	money	money	NOUN
cjfa-33344	223	13	to	to	ADP
cjfa-33344	223	14	any	any	DET
cjfa-33344	223	15	wrong	wrong	ADJ
cjfa-33344	223	16	number	number	NOUN
cjfa-33344	223	17	.	.	PUNCT
cjfa-33344	224	1	in	in	ADP
cjfa-33344	224	2	case	case	NOUN
cjfa-33344	224	3	of	of	ADP
cjfa-33344	224	4	any	any	DET
cjfa-33344	224	5	kind	kind	NOUN
cjfa-33344	224	6	of	of	ADP
cjfa-33344	224	7	incorrect	incorrect	ADJ
cjfa-33344	224	8	transaction	transaction	NOUN
cjfa-33344	224	9	,	,	PUNCT
cjfa-33344	224	10	the	the	DET
cjfa-33344	224	11	customer	customer	NOUN
cjfa-33344	224	12	is	be	AUX
cjfa-33344	224	13	liable	liable	ADJ
cjfa-33344	224	14	because	because	SCONJ
cjfa-33344	224	15	of	of	ADP
cjfa-33344	224	16	customer	customer	NOUN
cjfa-33344	224	17	inputs	input	VERB
cjfa-33344	224	18	the	the	DET
cjfa-33344	224	19	receiver	receiver	ADJ
cjfa-33344	224	20	phone	phone	NOUN
cjfa-33344	224	21	number	number	NOUN
cjfa-33344	224	22	and	and	CCONJ
cjfa-33344	224	23	the	the	DET
cjfa-33344	224	24	customer	customer	NOUN
cjfa-33344	224	25	’s	’s	PART
cjfa-33344	224	26	personal	personal	ADJ
cjfa-33344	224	27	identification	identification	NOUN
cjfa-33344	224	28	number	number	NOUN
cjfa-33344	224	29	(	(	PUNCT
cjfa-33344	224	30	pin	pin	NOUN
cjfa-33344	224	31	)	)	PUNCT
cjfa-33344	224	32	.	.	PUNCT
cjfa-33344	225	1	in	in	ADP
cjfa-33344	225	2	the	the	DET
cjfa-33344	225	3	event	event	NOUN
cjfa-33344	225	4	of	of	ADP
cjfa-33344	225	5	a	a	DET
cjfa-33344	225	6	wrong	wrong	ADJ
cjfa-33344	225	7	transaction	transaction	NOUN
cjfa-33344	225	8	,	,	PUNCT
cjfa-33344	225	9	mfs	mfs	NOUN
cjfa-33344	225	10	provider	provider	NOUN
cjfa-33344	225	11	does	do	AUX
cjfa-33344	225	12	not	not	PART
cjfa-33344	225	13	reimburse	reimburse	VERB
cjfa-33344	225	14	the	the	DET
cjfa-33344	225	15	amount	amount	NOUN
cjfa-33344	225	16	to	to	ADP
cjfa-33344	225	17	their	their	PRON
cjfa-33344	225	18	customers	customer	NOUN
cjfa-33344	225	19	and	and	CCONJ
cjfa-33344	225	20	they	they	PRON
cjfa-33344	225	21	do	do	AUX
cjfa-33344	225	22	not	not	PART
cjfa-33344	225	23	take	take	VERB
cjfa-33344	225	24	any	any	DET
cjfa-33344	225	25	liability	liability	NOUN
cjfa-33344	225	26	.	.	PUNCT
cjfa-33344	226	1	since	since	SCONJ
cjfa-33344	226	2	there	there	PRON
cjfa-33344	226	3	is	be	VERB
cjfa-33344	226	4	no	no	DET
cjfa-33344	226	5	central	central	ADJ
cjfa-33344	226	6	regulation	regulation	NOUN
cjfa-33344	226	7	for	for	ADP
cjfa-33344	226	8	receiving	receive	VERB
cjfa-33344	226	9	back	back	ADP
cjfa-33344	226	10	the	the	DET
cjfa-33344	226	11	money	money	NOUN
cjfa-33344	226	12	from	from	ADP
cjfa-33344	226	13	the	the	DET
cjfa-33344	226	14	wrong	wrong	ADJ
cjfa-33344	226	15	transaction	transaction	NOUN
cjfa-33344	226	16	the	the	DET
cjfa-33344	226	17	central	central	ADJ
cjfa-33344	226	18	bank	bank	NOUN
cjfa-33344	226	19	can	can	AUX
cjfa-33344	226	20	set	set	VERB
cjfa-33344	226	21	policy	policy	NOUN
cjfa-33344	226	22	guidelines	guideline	NOUN
cjfa-33344	226	23	for	for	ADP
cjfa-33344	226	24	this	this	DET
cjfa-33344	226	25	issue	issue	NOUN
cjfa-33344	226	26	.	.	PUNCT
cjfa-33344	227	1	customers	customer	NOUN
cjfa-33344	227	2	of	of	ADP
cjfa-33344	227	3	mfs	mfs	NOUN
cjfa-33344	227	4	providers	provider	NOUN
cjfa-33344	227	5	are	be	AUX
cjfa-33344	227	6	often	often	ADV
cjfa-33344	227	7	victims	victim	NOUN
cjfa-33344	227	8	of	of	ADP
cjfa-33344	227	9	fraud	fraud	NOUN
cjfa-33344	227	10	and	and	CCONJ
cjfa-33344	227	11	harassment	harassment	NOUN
cjfa-33344	227	12	and	and	CCONJ
cjfa-33344	227	13	are	be	AUX
cjfa-33344	227	14	losing	lose	VERB
cjfa-33344	227	15	their	their	PRON
cjfa-33344	227	16	money	money	NOUN
cjfa-33344	227	17	to	to	ADP
cjfa-33344	227	18	scammers	scammer	NOUN
cjfa-33344	227	19	who	who	PRON
cjfa-33344	227	20	send	send	VERB
cjfa-33344	227	21	masked	mask	VERB
cjfa-33344	227	22	smss	smss	PROPN
cjfa-33344	227	23	to	to	PART
cjfa-33344	227	24	done	do	VERB
cjfa-33344	227	25	fraudulent	fraudulent	ADJ
cjfa-33344	227	26	activities	activity	NOUN
cjfa-33344	227	27	.	.	PUNCT
cjfa-33344	228	1	by	by	ADP
cjfa-33344	228	2	sending	send	VERB
cjfa-33344	228	3	masked	mask	VERB
cjfa-33344	228	4	anonymous	anonymous	ADJ
cjfa-33344	228	5	smss	smss	PROPN
cjfa-33344	228	6	scammers	scammer	NOUN
cjfa-33344	228	7	are	be	AUX
cjfa-33344	228	8	able	able	ADJ
cjfa-33344	228	9	to	to	PART
cjfa-33344	228	10	influence	influence	VERB
cjfa-33344	228	11	customers	customer	NOUN
cjfa-33344	228	12	to	to	PART
cjfa-33344	228	13	send	send	VERB
cjfa-33344	228	14	money	money	NOUN
cjfa-33344	228	15	in	in	ADP
cjfa-33344	228	16	their	their	PRON
cjfa-33344	228	17	account	account	NOUN
cjfa-33344	228	18	.	.	PUNCT
cjfa-33344	229	1	it	it	PRON
cjfa-33344	229	2	seems	seem	VERB
cjfa-33344	229	3	that	that	SCONJ
cjfa-33344	229	4	the	the	DET
cjfa-33344	229	5	provider	provider	NOUN
cjfa-33344	229	6	of	of	ADP
cjfa-33344	229	7	mobile	mobile	ADJ
cjfa-33344	229	8	financial	financial	ADJ
cjfa-33344	229	9	services	service	NOUN
cjfa-33344	229	10	,	,	PUNCT
cjfa-33344	229	11	for	for	ADP
cjfa-33344	229	12	now	now	ADV
cjfa-33344	229	13	,	,	PUNCT
cjfa-33344	229	14	has	have	VERB
cjfa-33344	229	15	no	no	DET
cjfa-33344	229	16	solution	solution	NOUN
cjfa-33344	229	17	to	to	PART
cjfa-33344	229	18	handle	handle	VERB
cjfa-33344	229	19	this	this	DET
cjfa-33344	229	20	kind	kind	NOUN
cjfa-33344	229	21	of	of	ADP
cjfa-33344	229	22	fraud	fraud	NOUN
cjfa-33344	229	23	.	.	PUNCT
cjfa-33344	230	1	the	the	DET
cjfa-33344	230	2	ministry	ministry	PROPN
cjfa-33344	230	3	of	of	ADP
cjfa-33344	230	4	home	home	PROPN
cjfa-33344	230	5	affairs	affair	NOUN
cjfa-33344	230	6	of	of	ADP
cjfa-33344	230	7	bangladesh	bangladesh	NOUN
cjfa-33344	230	8	states	state	NOUN
cjfa-33344	230	9	in	in	ADP
cjfa-33344	230	10	their	their	PRON
cjfa-33344	230	11	report	report	NOUN
cjfa-33344	230	12	that	that	SCONJ
cjfa-33344	230	13	the	the	DET
cjfa-33344	230	14	money	money	NOUN
cjfa-33344	230	15	transfer	transfer	NOUN
cjfa-33344	230	16	platform	platform	NOUN
cjfa-33344	230	17	has	have	AUX
cjfa-33344	230	18	become	become	VERB
cjfa-33344	230	19	a	a	DET
cjfa-33344	230	20	safe	safe	ADJ
cjfa-33344	230	21	haven	haven	NOUN
cjfa-33344	230	22	for	for	ADP
cjfa-33344	230	23	fraudsters	fraudster	NOUN
cjfa-33344	230	24	.	.	PUNCT
cjfa-33344	231	1	bangladesh	bangladesh	PROPN
cjfa-33344	231	2	bank	bank	PROPN
cjfa-33344	231	3	can	can	AUX
cjfa-33344	231	4	take	take	VERB
cjfa-33344	231	5	help	help	NOUN
cjfa-33344	231	6	from	from	ADP
cjfa-33344	231	7	concerning	concern	VERB
cjfa-33344	231	8	authority	authority	NOUN
cjfa-33344	231	9	for	for	ADP
cjfa-33344	231	10	this	this	DET
cjfa-33344	231	11	kind	kind	NOUN
cjfa-33344	231	12	of	of	ADP
cjfa-33344	231	13	cybercrime	cybercrime	NOUN
cjfa-33344	231	14	.	.	PUNCT
cjfa-33344	231	15	 	 	SPACE
cjfa-33344	231	16	conclusion	conclusion	NOUN
cjfa-33344	231	17	in	in	ADP
cjfa-33344	231	18	bangladesh	bangladesh	NOUN
cjfa-33344	231	19	,	,	PUNCT
cjfa-33344	231	20	developing	develop	VERB
cjfa-33344	231	21	financial	financial	ADJ
cjfa-33344	231	22	inclusion	inclusion	NOUN
cjfa-33344	231	23	is	be	AUX
cjfa-33344	231	24	a	a	DET
cjfa-33344	231	25	necessary	necessary	ADJ
cjfa-33344	231	26	element	element	NOUN
cjfa-33344	231	27	of	of	ADP
cjfa-33344	231	28	the	the	DET
cjfa-33344	231	29	advancement	advancement	NOUN
cjfa-33344	231	30	plan	plan	NOUN
cjfa-33344	231	31	,	,	PUNCT
cjfa-33344	231	32	since	since	SCONJ
cjfa-33344	231	33	a	a	DET
cjfa-33344	231	34	simple	simple	ADJ
cjfa-33344	231	35	approach	approach	NOUN
cjfa-33344	231	36	to	to	ADP
cjfa-33344	231	37	finance	finance	NOUN
cjfa-33344	231	38	develops	develop	VERB
cjfa-33344	231	39	expansion	expansion	NOUN
cjfa-33344	231	40	and	and	CCONJ
cjfa-33344	231	41	mitigates	mitigate	VERB
cjfa-33344	231	42	the	the	DET
cjfa-33344	231	43	deficit	deficit	NOUN
cjfa-33344	231	44	.	.	PUNCT
cjfa-33344	232	1	as	as	ADP
cjfa-33344	232	2	an	an	DET
cjfa-33344	232	3	initiation	initiation	NOUN
cjfa-33344	232	4	,	,	PUNCT
cjfa-33344	232	5	the	the	DET
cjfa-33344	232	6	act	act	NOUN
cjfa-33344	232	7	of	of	ADP
cjfa-33344	232	8	mobile	mobile	ADJ
cjfa-33344	232	9	financial	financial	ADJ
cjfa-33344	232	10	services	service	NOUN
cjfa-33344	232	11	(	(	PUNCT
cjfa-33344	232	12	mfs	mfs	PROPN
cjfa-33344	232	13	)	)	PUNCT
cjfa-33344	232	14	is	be	AUX
cjfa-33344	232	15	promising	promise	VERB
cjfa-33344	232	16	in	in	ADP
cjfa-33344	232	17	bangladesh	bangladesh	NOUN
cjfa-33344	232	18	.	.	PUNCT
cjfa-33344	233	1	nevertheless	nevertheless	ADV
cjfa-33344	233	2	,	,	PUNCT
cjfa-33344	233	3	enough	enough	ADJ
cjfa-33344	233	4	exertion	exertion	NOUN
cjfa-33344	233	5	requires	require	VERB
cjfa-33344	233	6	extending	extend	VERB
cjfa-33344	233	7	the	the	DET
cjfa-33344	233	8	mfs	mfs	NOUN
cjfa-33344	233	9	chain	chain	NOUN
cjfa-33344	233	10	and	and	CCONJ
cjfa-33344	233	11	system	system	NOUN
cjfa-33344	233	12	to	to	PART
cjfa-33344	233	13	add	add	VERB
cjfa-33344	233	14	the	the	DET
cjfa-33344	233	15	leftover	leftover	ADJ
cjfa-33344	233	16	unbanked	unbanked	ADJ
cjfa-33344	233	17	population	population	NOUN
cjfa-33344	233	18	.	.	PUNCT
cjfa-33344	234	1	in	in	ADP
cjfa-33344	234	2	forging	forge	VERB
cjfa-33344	234	3	mobile	mobile	ADJ
cjfa-33344	234	4	financial	financial	ADJ
cjfa-33344	234	5	services	service	NOUN
cjfa-33344	234	6	in	in	ADP
cjfa-33344	234	7	the	the	DET
cjfa-33344	234	8	context	context	NOUN
cjfa-33344	234	9	of	of	ADP
cjfa-33344	234	10	bangladesh	bangladesh	PROPN
cjfa-33344	234	11	97	97	NUM
cjfa-33344	234	12	and	and	CCONJ
cjfa-33344	234	13	resolving	resolve	VERB
cjfa-33344	234	14	legitimate	legitimate	ADJ
cjfa-33344	234	15	procedures	procedure	NOUN
cjfa-33344	234	16	on	on	ADP
cjfa-33344	234	17	mobile	mobile	ADJ
cjfa-33344	234	18	financial	financial	ADJ
cjfa-33344	234	19	services	service	NOUN
cjfa-33344	234	20	(	(	PUNCT
cjfa-33344	234	21	mfs	mfs	PROPN
cjfa-33344	234	22	)	)	PUNCT
cjfa-33344	234	23	,	,	PUNCT
cjfa-33344	234	24	a	a	DET
cjfa-33344	234	25	field	field	NOUN
cjfa-33344	234	26	scrutiny	scrutiny	NOUN
cjfa-33344	234	27	located	locate	VERB
cjfa-33344	234	28	analysis	analysis	NOUN
cjfa-33344	234	29	can	can	AUX
cjfa-33344	234	30	be	be	AUX
cjfa-33344	234	31	initiated	initiate	VERB
cjfa-33344	234	32	for	for	ADP
cjfa-33344	234	33	assimilating	assimilate	VERB
cjfa-33344	234	34	essential	essential	ADJ
cjfa-33344	234	35	intuition	intuition	NOUN
cjfa-33344	234	36	.	.	PUNCT
cjfa-33344	235	1	however	however	ADV
cjfa-33344	235	2	,	,	PUNCT
cjfa-33344	235	3	more	more	ADJ
cjfa-33344	235	4	than	than	ADP
cjfa-33344	235	5	half	half	NOUN
cjfa-33344	235	6	of	of	ADP
cjfa-33344	235	7	the	the	DET
cjfa-33344	235	8	listed	list	VERB
cjfa-33344	235	9	banks	bank	NOUN
cjfa-33344	235	10	in	in	ADP
cjfa-33344	235	11	bangladesh	bangladesh	PROPN
cjfa-33344	235	12	are	be	AUX
cjfa-33344	235	13	operating	operate	VERB
cjfa-33344	235	14	mfs	mfs	NOUN
cjfa-33344	235	15	services	service	NOUN
cjfa-33344	235	16	,	,	PUNCT
cjfa-33344	235	17	only	only	ADV
cjfa-33344	235	18	three	three	NUM
cjfa-33344	235	19	players	player	NOUN
cjfa-33344	235	20	–	–	PUNCT
cjfa-33344	235	21	bkash	bkash	NOUN
cjfa-33344	235	22	of	of	ADP
cjfa-33344	235	23	brac	brac	PROPN
cjfa-33344	235	24	bank	bank	PROPN
cjfa-33344	235	25	,	,	PUNCT
cjfa-33344	235	26	nagad	nagad	ADV
cjfa-33344	235	27	of	of	ADP
cjfa-33344	235	28	bangladesh	bangladesh	PROPN
cjfa-33344	235	29	post	post	PROPN
cjfa-33344	235	30	office	office	NOUN
cjfa-33344	235	31	,	,	PUNCT
cjfa-33344	235	32	and	and	CCONJ
cjfa-33344	235	33	rocket	rocket	NOUN
cjfa-33344	235	34	of	of	ADP
cjfa-33344	235	35	dutch	dutch	PROPN
cjfa-33344	235	36	-	-	PROPN
cjfa-33344	235	37	bangla	bangla	PROPN
cjfa-33344	235	38	bank	bank	PROPN
cjfa-33344	235	39	limited	limit	VERB
cjfa-33344	235	40	and	and	CCONJ
cjfa-33344	235	41	are	be	AUX
cjfa-33344	235	42	operating	operate	VERB
cjfa-33344	235	43	in	in	ADP
cjfa-33344	235	44	full	full	ADJ
cjfa-33344	235	45	scale	scale	NOUN
cjfa-33344	235	46	.	.	PUNCT
cjfa-33344	236	1	each	each	PRON
cjfa-33344	236	2	has	have	VERB
cjfa-33344	236	3	the	the	DET
cjfa-33344	236	4	most	most	ADJ
cjfa-33344	236	5	coverage	coverage	NOUN
cjfa-33344	236	6	in	in	ADP
cjfa-33344	236	7	charge	charge	NOUN
cjfa-33344	236	8	of	of	ADP
cjfa-33344	236	9	the	the	DET
cjfa-33344	236	10	region	region	NOUN
cjfa-33344	236	11	of	of	ADP
cjfa-33344	236	12	the	the	DET
cjfa-33344	236	13	nation	nation	NOUN
cjfa-33344	236	14	.	.	PUNCT
cjfa-33344	237	1	still	still	ADV
cjfa-33344	237	2	few	few	ADJ
cjfa-33344	237	3	banks	bank	NOUN
cjfa-33344	237	4	are	be	AUX
cjfa-33344	237	5	fixating	fixate	VERB
cjfa-33344	237	6	on	on	ADP
cjfa-33344	237	7	‘	'	PUNCT
cjfa-33344	237	8	banking	banking	NOUN
cjfa-33344	237	9	’	'	PUNCT
cjfa-33344	237	10	,	,	PUNCT
cjfa-33344	237	11	whereas	whereas	SCONJ
cjfa-33344	237	12	rest	rest	NOUN
cjfa-33344	237	13	is	be	AUX
cjfa-33344	237	14	at	at	ADP
cjfa-33344	237	15	‘	'	PUNCT
cjfa-33344	237	16	money	money	NOUN
cjfa-33344	237	17	transfer	transfer	NOUN
cjfa-33344	237	18	’	'	PUNCT
cjfa-33344	237	19	.	.	PUNCT
cjfa-33344	238	1	barely	barely	ADV
cjfa-33344	238	2	‘	'	PUNCT
cjfa-33344	238	3	money	money	NOUN
cjfa-33344	238	4	transfer	transfer	NOUN
cjfa-33344	238	5	’	'	PUNCT
cjfa-33344	238	6	ca	can	AUX
cjfa-33344	238	7	n’t	not	PART
cjfa-33344	238	8	benefit	benefit	VERB
cjfa-33344	238	9	and	and	CCONJ
cjfa-33344	238	10	support	support	VERB
cjfa-33344	238	11	financial	financial	ADJ
cjfa-33344	238	12	inclusion	inclusion	NOUN
cjfa-33344	238	13	.	.	PUNCT
cjfa-33344	239	1	in	in	ADP
cjfa-33344	239	2	a	a	DET
cjfa-33344	239	3	single	single	ADJ
cjfa-33344	239	4	wallet	wallet	NOUN
cjfa-33344	239	5	(	(	PUNCT
cjfa-33344	239	6	account	account	NOUN
cjfa-33344	239	7	)	)	PUNCT
cjfa-33344	239	8	the	the	DET
cjfa-33344	239	9	provider	provider	NOUN
cjfa-33344	239	10	of	of	ADP
cjfa-33344	239	11	mobile	mobile	ADJ
cjfa-33344	239	12	financial	financial	ADJ
cjfa-33344	239	13	services	service	NOUN
cjfa-33344	239	14	should	should	AUX
cjfa-33344	239	15	provide	provide	VERB
cjfa-33344	239	16	different	different	ADJ
cjfa-33344	239	17	types	type	NOUN
cjfa-33344	239	18	of	of	ADP
cjfa-33344	239	19	services	service	NOUN
cjfa-33344	239	20	.	.	PUNCT
cjfa-33344	240	1	mobile	mobile	ADJ
cjfa-33344	240	2	financial	financial	ADJ
cjfa-33344	240	3	service	service	NOUN
cjfa-33344	240	4	providers	provider	NOUN
cjfa-33344	240	5	should	should	AUX
cjfa-33344	240	6	give	give	VERB
cjfa-33344	240	7	more	more	ADJ
cjfa-33344	240	8	focus	focus	NOUN
cjfa-33344	240	9	on	on	ADP
cjfa-33344	240	10	offering	offer	VERB
cjfa-33344	240	11	credit	credit	NOUN
cjfa-33344	240	12	and	and	CCONJ
cjfa-33344	240	13	savings	saving	NOUN
cjfa-33344	240	14	schemes	scheme	NOUN
cjfa-33344	240	15	.	.	PUNCT
cjfa-33344	241	1	for	for	ADP
cjfa-33344	241	2	actual	actual	ADJ
cjfa-33344	241	3	financial	financial	ADJ
cjfa-33344	241	4	inclusion	inclusion	NOUN
cjfa-33344	241	5	and	and	CCONJ
cjfa-33344	241	6	economic	economic	ADJ
cjfa-33344	241	7	development	development	NOUN
cjfa-33344	241	8	,	,	PUNCT
cjfa-33344	241	9	mfs	mfs	NOUN
cjfa-33344	241	10	providers	provider	NOUN
cjfa-33344	241	11	need	need	VERB
cjfa-33344	241	12	to	to	PART
cjfa-33344	241	13	engage	engage	VERB
cjfa-33344	241	14	rural	rural	ADJ
cjfa-33344	241	15	population	population	NOUN
cjfa-33344	241	16	cause	cause	VERB
cjfa-33344	241	17	there	there	PRON
cjfa-33344	241	18	is	be	VERB
cjfa-33344	241	19	a	a	DET
cjfa-33344	241	20	large	large	ADJ
cjfa-33344	241	21	sum	sum	NOUN
cjfa-33344	241	22	of	of	ADP
cjfa-33344	241	23	fund	fund	NOUN
cjfa-33344	241	24	persists	persist	VERB
cjfa-33344	241	25	idle	idle	ADJ
cjfa-33344	241	26	.	.	PUNCT
cjfa-33344	242	1	if	if	SCONJ
cjfa-33344	242	2	those	those	DET
cjfa-33344	242	3	idle	idle	ADJ
cjfa-33344	242	4	funds	fund	NOUN
cjfa-33344	242	5	come	come	VERB
cjfa-33344	242	6	to	to	ADP
cjfa-33344	242	7	banking	banking	NOUN
cjfa-33344	242	8	channel	channel	NOUN
cjfa-33344	242	9	then	then	ADV
cjfa-33344	242	10	economic	economic	ADJ
cjfa-33344	242	11	development	development	NOUN
cjfa-33344	242	12	of	of	ADP
cjfa-33344	242	13	bangladesh	bangladesh	NOUN
cjfa-33344	242	14	will	will	AUX
cjfa-33344	242	15	be	be	AUX
cjfa-33344	242	16	noticeable	noticeable	ADJ
cjfa-33344	242	17	.	.	PUNCT
cjfa-33344	243	1	in	in	ADP
cjfa-33344	243	2	our	our	PRON
cjfa-33344	243	3	proposed	propose	VERB
cjfa-33344	243	4	model	model	NOUN
cjfa-33344	243	5	we	we	PRON
cjfa-33344	243	6	have	have	AUX
cjfa-33344	243	7	recommended	recommend	VERB
cjfa-33344	243	8	three	three	NUM
cjfa-33344	243	9	new	new	ADJ
cjfa-33344	243	10	services	service	NOUN
cjfa-33344	243	11	.	.	PUNCT
cjfa-33344	244	1	the	the	DET
cjfa-33344	244	2	mfs	mfs	NOUN
cjfa-33344	244	3	provider	provider	NOUN
cjfa-33344	244	4	can	can	AUX
cjfa-33344	244	5	take	take	VERB
cjfa-33344	244	6	into	into	ADP
cjfa-33344	244	7	account	account	NOUN
cjfa-33344	244	8	those	those	DET
cjfa-33344	244	9	services	service	NOUN
cjfa-33344	244	10	especially	especially	ADV
cjfa-33344	244	11	the	the	DET
cjfa-33344	244	12	retail	retail	ADJ
cjfa-33344	244	13	banking	banking	NOUN
cjfa-33344	244	14	services	service	NOUN
cjfa-33344	244	15	we	we	PRON
cjfa-33344	244	16	recommended	recommend	VERB
cjfa-33344	244	17	.	.	PUNCT
cjfa-33344	245	1	the	the	DET
cjfa-33344	245	2	bangladesh	bangladesh	PROPN
cjfa-33344	245	3	bank	bank	PROPN
cjfa-33344	245	4	can	can	AUX
cjfa-33344	245	5	take	take	VERB
cjfa-33344	245	6	initiative	initiative	NOUN
cjfa-33344	245	7	to	to	PART
cjfa-33344	245	8	launch	launch	VERB
cjfa-33344	245	9	those	those	DET
cjfa-33344	245	10	services	service	NOUN
cjfa-33344	245	11	by	by	ADP
cjfa-33344	245	12	mfs	mfs	NOUN
cjfa-33344	245	13	provider	provider	NOUN
cjfa-33344	245	14	so	so	SCONJ
cjfa-33344	245	15	that	that	SCONJ
cjfa-33344	245	16	the	the	DET
cjfa-33344	245	17	growth	growth	NOUN
cjfa-33344	245	18	in	in	ADP
cjfa-33344	245	19	mfs	mfs	NOUN
cjfa-33344	245	20	will	will	AUX
cjfa-33344	245	21	continue	continue	VERB
cjfa-33344	245	22	to	to	PART
cjfa-33344	245	23	increase	increase	VERB
cjfa-33344	245	24	and	and	CCONJ
cjfa-33344	245	25	will	will	AUX
cjfa-33344	245	26	sustain	sustain	VERB
cjfa-33344	245	27	in	in	ADP
cjfa-33344	245	28	the	the	DET
cjfa-33344	245	29	long	long	ADJ
cjfa-33344	245	30	term	term	NOUN
cjfa-33344	245	31	.	.	PUNCT
cjfa-33344	245	32	 	 	SPACE
cjfa-33344	246	1	references	reference	VERB
cjfa-33344	246	2	al	al	PROPN
cjfa-33344	246	3	-	-	PUNCT
cjfa-33344	246	4	amin	amin	PROPN
cjfa-33344	246	5	,	,	PUNCT
cjfa-33344	246	6	s.	s.	PROPN
cjfa-33344	246	7	,	,	PUNCT
cjfa-33344	246	8	&	&	CCONJ
cjfa-33344	246	9	rahman	rahman	PROPN
cjfa-33344	246	10	,	,	PUNCT
cjfa-33344	246	11	s.	s.	PROPN
cjfa-33344	246	12	s.	s.	PROPN
cjfa-33344	246	13	(	(	PUNCT
cjfa-33344	246	14	2010	2010	NUM
cjfa-33344	246	15	)	)	PUNCT
cjfa-33344	246	16	.	.	PUNCT
cjfa-33344	247	1	application	application	NOUN
cjfa-33344	247	2	of	of	ADP
cjfa-33344	247	3	electronic	electronic	ADJ
cjfa-33344	247	4	banking	banking	NOUN
cjfa-33344	247	5	in	in	ADP
cjfa-33344	247	6	bangladesh	bangladesh	PROPN
cjfa-33344	247	7	:	:	PUNCT
cjfa-33344	247	8	an	an	DET
cjfa-33344	247	9	overview	overview	NOUN
cjfa-33344	247	10	.	.	PUNCT
cjfa-33344	248	1	bangladesh	bangladesh	NOUN
cjfa-33344	248	2	res	re	NOUN
cjfa-33344	248	3	.	.	PUNCT
cjfa-33344	249	1	pub	pub	NOUN
cjfa-33344	249	2	.	.	PUNCT
cjfa-33344	250	1	j	j	PROPN
cjfa-33344	250	2	,	,	PUNCT
cjfa-33344	250	3	4(2	4(2	NUM
cjfa-33344	250	4	)	)	PUNCT
cjfa-33344	250	5	,	,	PUNCT
cjfa-33344	250	6	172	172	NUM
cjfa-33344	250	7	-	-	SYM
cjfa-33344	250	8	184	184	NUM
cjfa-33344	250	9	.	.	PUNCT
cjfa-33344	251	1	bangladesh	bangladesh	PROPN
cjfa-33344	251	2	bank	bank	PROPN
cjfa-33344	251	3	(	(	PUNCT
cjfa-33344	251	4	2018	2018	NUM
cjfa-33344	251	5	)	)	PUNCT
cjfa-33344	251	6	.	.	PUNCT
cjfa-33344	252	1	bangladesh	bangladesh	PROPN
cjfa-33344	252	2	mobile	mobile	ADJ
cjfa-33344	252	3	financial	financial	ADJ
cjfa-33344	252	4	services	service	NOUN
cjfa-33344	252	5	(	(	PUNCT
cjfa-33344	252	6	mfs	mfs	PROPN
cjfa-33344	252	7	)	)	PUNCT
cjfa-33344	252	8	regulations	regulation	NOUN
cjfa-33344	252	9	.	.	PUNCT
cjfa-33344	253	1	bangladesh	bangladesh	PROPN
cjfa-33344	253	2	bank	bank	PROPN
cjfa-33344	253	3	(	(	PUNCT
cjfa-33344	253	4	2019	2019	NUM
cjfa-33344	253	5	)	)	PUNCT
cjfa-33344	253	6	.	.	PUNCT
cjfa-33344	254	1	approved	approve	VERB
cjfa-33344	254	2	mobile	mobile	ADJ
cjfa-33344	254	3	financial	financial	ADJ
cjfa-33344	254	4	services	service	NOUN
cjfa-33344	254	5	,	,	PUNCT
cjfa-33344	254	6	https://www.bb.org.bd/	https://www.bb.org.bd/	NOUN
cjfa-33344	254	7	fnansys	fnansys	NOUN
cjfa-33344	254	8	/	/	SYM
cjfa-33344	254	9	paymentsys	paymentsys	PROPN
cjfa-33344	254	10	/	/	SYM
cjfa-33344	254	11	mobilefin.php	mobilefin.php	PROPN
cjfa-33344	254	12	(	(	PUNCT
cjfa-33344	254	13	accessed	access	VERB
cjfa-33344	254	14	:	:	PUNCT
cjfa-33344	254	15	23.08.2020	23.08.2020	NUM
cjfa-33344	254	16	)	)	PUNCT
cjfa-33344	254	17	.	.	PUNCT
cjfa-33344	255	1	bangladesh	bangladesh	PROPN
cjfa-33344	255	2	bank	bank	PROPN
cjfa-33344	255	3	(	(	PUNCT
cjfa-33344	255	4	2019	2019	NUM
cjfa-33344	255	5	)	)	PUNCT
cjfa-33344	255	6	.	.	PUNCT
cjfa-33344	256	1	mobile	mobile	ADJ
cjfa-33344	256	2	financial	financial	ADJ
cjfa-33344	256	3	services	service	NOUN
cjfa-33344	256	4	(	(	PUNCT
cjfa-33344	256	5	mfs	mfs	PROPN
cjfa-33344	256	6	)	)	PUNCT
cjfa-33344	256	7	comparative	comparative	ADJ
cjfa-33344	256	8	summary	summary	NOUN
cjfa-33344	256	9	statement	statement	NOUN
cjfa-33344	256	10	,	,	PUNCT
cjfa-33344	256	11	https://www.bb.org.bd/fnansys/paymentsys/mfsdata.php	https://www.bb.org.bd/fnansys/paymentsys/mfsdata.php	PROPN
cjfa-33344	256	12	(	(	PUNCT
cjfa-33344	256	13	accessed	access	VERB
cjfa-33344	256	14	:	:	PUNCT
cjfa-33344	256	15	29.05.2019	29.05.2019	NUM
cjfa-33344	256	16	)	)	PUNCT
cjfa-33344	256	17	.	.	PUNCT
cjfa-33344	257	1	barnes	barnes	PROPN
cjfa-33344	257	2	,	,	PUNCT
cjfa-33344	257	3	s.	s.	PROPN
cjfa-33344	257	4	j.	j.	PROPN
cjfa-33344	257	5	,	,	PUNCT
cjfa-33344	257	6	&	&	CCONJ
cjfa-33344	257	7	corbitt	corbitt	PROPN
cjfa-33344	257	8	,	,	PUNCT
cjfa-33344	257	9	b.	b.	PROPN
cjfa-33344	257	10	j.	j.	PROPN
cjfa-33344	257	11	(	(	PUNCT
cjfa-33344	257	12	2003	2003	NUM
cjfa-33344	257	13	)	)	PUNCT
cjfa-33344	257	14	.	.	PUNCT
cjfa-33344	258	1	mobile	mobile	ADJ
cjfa-33344	258	2	banking	banking	NOUN
cjfa-33344	258	3	:	:	PUNCT
cjfa-33344	258	4	concept	concept	NOUN
cjfa-33344	258	5	and	and	CCONJ
cjfa-33344	258	6	potential	potential	NOUN
cjfa-33344	258	7	.	.	PUNCT
cjfa-33344	259	1	ijmc	ijmc	VERB
cjfa-33344	259	2	,	,	PUNCT
cjfa-33344	259	3	1(3	1(3	NUM
cjfa-33344	259	4	)	)	PUNCT
cjfa-33344	259	5	,	,	PUNCT
cjfa-33344	259	6	273	273	NUM
cjfa-33344	259	7	-	-	SYM
cjfa-33344	259	8	288	288	NUM
cjfa-33344	259	9	.	.	PUNCT
cjfa-33344	260	1	cheney	cheney	PROPN
cjfa-33344	260	2	,	,	PUNCT
cjfa-33344	260	3	j.	j.	PROPN
cjfa-33344	260	4	s.	s.	PROPN
cjfa-33344	260	5	(	(	PUNCT
cjfa-33344	260	6	2008	2008	NUM
cjfa-33344	260	7	)	)	PUNCT
cjfa-33344	260	8	.	.	PUNCT
cjfa-33344	261	1	an	an	DET
cjfa-33344	261	2	examination	examination	NOUN
cjfa-33344	261	3	of	of	ADP
cjfa-33344	261	4	mobile	mobile	ADJ
cjfa-33344	261	5	banking	banking	NOUN
cjfa-33344	261	6	and	and	CCONJ
cjfa-33344	261	7	mobile	mobile	NOUN
cjfa-33344	261	8	payments	payment	NOUN
cjfa-33344	261	9	:	:	PUNCT
cjfa-33344	261	10	building	build	VERB
cjfa-33344	261	11	adoption	adoption	NOUN
cjfa-33344	261	12	as	as	ADP
cjfa-33344	261	13	experience	experience	NOUN
cjfa-33344	261	14	goods	good	NOUN
cjfa-33344	261	15	?	?	PUNCT
cjfa-33344	262	1	frb	frb	NOUN
cjfa-33344	262	2	of	of	ADP
cjfa-33344	262	3	philadelphia	philadelphia	PROPN
cjfa-33344	262	4	-	-	PUNCT
cjfa-33344	262	5	payment	payment	NOUN
cjfa-33344	262	6	cards	card	NOUN
cjfa-33344	262	7	center	center	NOUN
cjfa-33344	262	8	discussion	discussion	NOUN
cjfa-33344	262	9	paper	paper	NOUN
cjfa-33344	262	10	,	,	PUNCT
cjfa-33344	262	11	(	(	PUNCT
cjfa-33344	262	12	08	08	NUM
cjfa-33344	262	13	-	-	SYM
cjfa-33344	262	14	07	07	NUM
cjfa-33344	262	15	)	)	PUNCT
cjfa-33344	262	16	.	.	PUNCT
cjfa-33344	263	1	gupta	gupta	PROPN
cjfa-33344	263	2	,	,	PUNCT
cjfa-33344	263	3	s.	s.	PROPN
cjfa-33344	263	4	(	(	PUNCT
cjfa-33344	263	5	2013	2013	NUM
cjfa-33344	263	6	)	)	PUNCT
cjfa-33344	263	7	.	.	PUNCT
cjfa-33344	264	1	the	the	DET
cjfa-33344	264	2	mobile	mobile	ADJ
cjfa-33344	264	3	banking	banking	NOUN
cjfa-33344	264	4	and	and	CCONJ
cjfa-33344	264	5	payment	payment	NOUN
cjfa-33344	264	6	revolution	revolution	NOUN
cjfa-33344	264	7	.	.	PUNCT
cjfa-33344	265	1	european	european	ADJ
cjfa-33344	265	2	financial	financial	PROPN
cjfa-33344	265	3	review	review	PROPN
cjfa-33344	265	4	,	,	PUNCT
cjfa-33344	265	5	2(36	2(36	NUM
cjfa-33344	265	6	)	)	PUNCT
cjfa-33344	265	7	,	,	PUNCT
cjfa-33344	265	8	215254	215254	NUM
cjfa-33344	265	9	.	.	PUNCT
cjfa-33344	266	1	md	md	PROPN
cjfa-33344	266	2	.	.	PROPN
cjfa-33344	266	3	humayun	humayun	PROPN
cjfa-33344	266	4	kabir	kabir	PROPN
cjfa-33344	266	5	,	,	PUNCT
cjfa-33344	266	6	s.	s.	PROPN
cjfa-33344	266	7	s.	s.	PROPN
cjfa-33344	266	8	m.	m.	PROPN
cjfa-33344	266	9	sadrul	sadrul	PROPN
cjfa-33344	266	10	huda	huda	PROPN
cjfa-33344	266	11	,	,	PUNCT
cjfa-33344	266	12	omar	omar	PROPN
cjfa-33344	266	13	faruq98	faruq98	PROPN
cjfa-33344	266	14	huda	huda	PROPN
cjfa-33344	266	15	,	,	PUNCT
cjfa-33344	266	16	s.	s.	PROPN
cjfa-33344	266	17	s.	s.	PROPN
cjfa-33344	266	18	,	,	PUNCT
cjfa-33344	266	19	kabir	kabir	PROPN
cjfa-33344	266	20	,	,	PUNCT
cjfa-33344	266	21	m.	m.	PROPN
cjfa-33344	266	22	h.	h.	PROPN
cjfa-33344	266	23	,	,	PUNCT
cjfa-33344	266	24	popy	popy	PROPN
cjfa-33344	266	25	,	,	PUNCT
cjfa-33344	266	26	n.	n.	PROPN
cjfa-33344	266	27	n.	n.	PROPN
cjfa-33344	266	28	,	,	PUNCT
cjfa-33344	266	29	&	&	CCONJ
cjfa-33344	266	30	saha	saha	PROPN
cjfa-33344	266	31	,	,	PUNCT
cjfa-33344	266	32	s.	s.	PROPN
cjfa-33344	266	33	(	(	PUNCT
cjfa-33344	266	34	2020	2020	NUM
cjfa-33344	266	35	)	)	PUNCT
cjfa-33344	266	36	.	.	PUNCT
cjfa-33344	267	1	innovation	innovation	NOUN
cjfa-33344	267	2	in	in	ADP
cjfa-33344	267	3	financial	financial	ADJ
cjfa-33344	267	4	services	service	NOUN
cjfa-33344	267	5	:	:	PUNCT
cjfa-33344	267	6	the	the	DET
cjfa-33344	267	7	case	case	NOUN
cjfa-33344	267	8	of	of	ADP
cjfa-33344	267	9	bangladesh	bangladesh	PROPN
cjfa-33344	267	10	.	.	PUNCT
cjfa-33344	268	1	copernican	copernican	PROPN
cjfa-33344	268	2	journal	journal	PROPN
cjfa-33344	268	3	of	of	ADP
cjfa-33344	268	4	finance	finance	PROPN
cjfa-33344	268	5	&	&	CCONJ
cjfa-33344	268	6	accounting	accounting	PROPN
cjfa-33344	268	7	,	,	PUNCT
cjfa-33344	268	8	9(1	9(1	NUM
cjfa-33344	268	9	)	)	PUNCT
cjfa-33344	268	10	,	,	PUNCT
cjfa-33344	268	11	31	31	NUM
cjfa-33344	268	12	-	-	SYM
cjfa-33344	268	13	56	56	NUM
cjfa-33344	268	14	.	.	PUNCT
cjfa-33344	269	1	http://dx.doi.org/10.12775/cjfa.2020.002	http://dx.doi.org/10.12775/cjfa.2020.002	PROPN
cjfa-33344	269	2	islam	islam	PROPN
cjfa-33344	269	3	,	,	PUNCT
cjfa-33344	269	4	m.	m.	PROPN
cjfa-33344	269	5	s.	s.	PROPN
cjfa-33344	269	6	(	(	PUNCT
cjfa-33344	269	7	2013	2013	NUM
cjfa-33344	269	8	)	)	PUNCT
cjfa-33344	269	9	.	.	PUNCT
cjfa-33344	270	1	mobile	mobile	ADJ
cjfa-33344	270	2	banking	banking	NOUN
cjfa-33344	270	3	:	:	PUNCT
cjfa-33344	270	4	an	an	DET
cjfa-33344	270	5	emerging	emerge	VERB
cjfa-33344	270	6	issue	issue	NOUN
cjfa-33344	270	7	in	in	ADP
cjfa-33344	270	8	bangladesh	bangladesh	PROPN
cjfa-33344	270	9	.	.	PUNCT
cjfa-33344	271	1	asa	asa	PROPN
cjfa-33344	271	2	university	university	PROPN
cjfa-33344	271	3	review	review	PROPN
cjfa-33344	271	4	,	,	PUNCT
cjfa-33344	271	5	7(1	7(1	NUM
cjfa-33344	271	6	)	)	PUNCT
cjfa-33344	271	7	,	,	PUNCT
cjfa-33344	271	8	123	123	NUM
cjfa-33344	271	9	-	-	SYM
cjfa-33344	271	10	130	130	NUM
cjfa-33344	271	11	.	.	PUNCT
cjfa-33344	272	1	kabir	kabir	PROPN
cjfa-33344	272	2	,	,	PUNCT
cjfa-33344	272	3	m.	m.	NOUN
cjfa-33344	272	4	h.	h.	PROPN
cjfa-33344	272	5	(	(	PUNCT
cjfa-33344	272	6	2020	2020	NUM
cjfa-33344	272	7	)	)	PUNCT
cjfa-33344	272	8	.	.	PUNCT
cjfa-33344	273	1	financial	financial	ADJ
cjfa-33344	273	2	innovation	innovation	NOUN
cjfa-33344	273	3	:	:	PUNCT
cjfa-33344	273	4	accelerating	accelerate	VERB
cjfa-33344	273	5	financial	financial	ADJ
cjfa-33344	273	6	inclusion	inclusion	NOUN
cjfa-33344	273	7	in	in	ADP
cjfa-33344	273	8	south	south	PROPN
cjfa-33344	273	9	asia	asia	PROPN
cjfa-33344	273	10	.	.	PUNCT
cjfa-33344	274	1	in	in	ADP
cjfa-33344	274	2	i.a	i.a	PROPN
cjfa-33344	274	3	.	.	PROPN
cjfa-33344	274	4	boitan	boitan	PROPN
cjfa-33344	274	5	,	,	PUNCT
cjfa-33344	274	6	k.	k.	PROPN
cjfa-33344	274	7	marchewka	marchewka	NOUN
cjfa-33344	274	8	-	-	PUNCT
cjfa-33344	274	9	bartkowiak	bartkowiak	NOUN
cjfa-33344	274	10	(	(	PUNCT
cjfa-33344	274	11	eds	ed	NOUN
cjfa-33344	274	12	.	.	PUNCT
cjfa-33344	274	13	)	)	PUNCT
cjfa-33344	274	14	.	.	PUNCT
cjfa-33344	275	1	fostering	foster	VERB
cjfa-33344	275	2	innovation	innovation	NOUN
cjfa-33344	275	3	and	and	CCONJ
cjfa-33344	275	4	competitiveness	competitiveness	NOUN
cjfa-33344	275	5	with	with	ADP
cjfa-33344	275	6	fintech	fintech	NOUN
cjfa-33344	275	7	,	,	PUNCT
cjfa-33344	275	8	regtech	regtech	NOUN
cjfa-33344	275	9	,	,	PUNCT
cjfa-33344	275	10	and	and	CCONJ
cjfa-33344	275	11	suptech	suptech	NOUN
cjfa-33344	275	12	.	.	PUNCT
cjfa-33344	276	1	pennsylvania	pennsylvania	PROPN
cjfa-33344	276	2	:	:	PUNCT
cjfa-33344	276	3	igi	igi	PROPN
cjfa-33344	276	4	global	global	PROPN
cjfa-33344	276	5	.	.	PUNCT
cjfa-33344	277	1	kabir	kabir	PROPN
cjfa-33344	277	2	,	,	PUNCT
cjfa-33344	277	3	m.	m.	PROPN
cjfa-33344	277	4	r.	r.	PROPN
cjfa-33344	277	5	(	(	PUNCT
cjfa-33344	277	6	2013	2013	NUM
cjfa-33344	277	7	)	)	PUNCT
cjfa-33344	277	8	.	.	PUNCT
cjfa-33344	278	1	factors	factor	NOUN
cjfa-33344	278	2	influencing	influence	VERB
cjfa-33344	278	3	the	the	DET
cjfa-33344	278	4	usage	usage	NOUN
cjfa-33344	278	5	of	of	ADP
cjfa-33344	278	6	mobile	mobile	ADJ
cjfa-33344	278	7	banking	banking	NOUN
cjfa-33344	278	8	:	:	PUNCT
cjfa-33344	278	9	incident	incident	NOUN
cjfa-33344	278	10	from	from	ADP
cjfa-33344	278	11	a	a	DET
cjfa-33344	278	12	developing	develop	VERB
cjfa-33344	278	13	country	country	NOUN
cjfa-33344	278	14	.	.	PUNCT
cjfa-33344	279	1	world	world	PROPN
cjfa-33344	279	2	review	review	PROPN
cjfa-33344	279	3	of	of	ADP
cjfa-33344	279	4	business	business	NOUN
cjfa-33344	279	5	research	research	NOUN
cjfa-33344	279	6	,	,	PUNCT
cjfa-33344	279	7	3(3	3(3	NUM
cjfa-33344	279	8	)	)	PUNCT
cjfa-33344	279	9	,	,	PUNCT
cjfa-33344	279	10	96	96	NUM
cjfa-33344	279	11	-	-	SYM
cjfa-33344	279	12	114	114	NUM
cjfa-33344	279	13	.	.	PUNCT
cjfa-33344	280	1	mattila	mattila	NOUN
cjfa-33344	280	2	,	,	PUNCT
cjfa-33344	280	3	m.	m.	NOUN
cjfa-33344	280	4	(	(	PUNCT
cjfa-33344	280	5	2003	2003	NUM
cjfa-33344	280	6	)	)	PUNCT
cjfa-33344	280	7	.	.	PUNCT
cjfa-33344	281	1	factors	factor	NOUN
cjfa-33344	281	2	affecting	affect	VERB
cjfa-33344	281	3	the	the	DET
cjfa-33344	281	4	adoption	adoption	NOUN
cjfa-33344	281	5	of	of	ADP
cjfa-33344	281	6	mobile	mobile	ADJ
cjfa-33344	281	7	banking	banking	NOUN
cjfa-33344	281	8	services	service	NOUN
cjfa-33344	281	9	.	.	PUNCT
cjfa-33344	282	1	the	the	DET
cjfa-33344	282	2	journal	journal	NOUN
cjfa-33344	282	3	of	of	ADP
cjfa-33344	282	4	internet	internet	NOUN
cjfa-33344	282	5	banking	banking	NOUN
cjfa-33344	282	6	and	and	CCONJ
cjfa-33344	282	7	commerce	commerce	PROPN
cjfa-33344	282	8	,	,	PUNCT
cjfa-33344	282	9	8(1	8(1	NOUN
cjfa-33344	282	10	)	)	PUNCT
cjfa-33344	282	11	.	.	PUNCT
cjfa-33344	283	1	mention	mention	VERB
cjfa-33344	283	2	,	,	PUNCT
cjfa-33344	283	3	a.	a.	PROPN
cjfa-33344	283	4	l.	l.	PROPN
cjfa-33344	283	5	(	(	PUNCT
cjfa-33344	283	6	2014	2014	NUM
cjfa-33344	283	7	)	)	PUNCT
cjfa-33344	283	8	.	.	PUNCT
cjfa-33344	284	1	innovation	innovation	NOUN
cjfa-33344	284	2	in	in	ADP
cjfa-33344	284	3	financial	financial	ADJ
cjfa-33344	284	4	services	service	NOUN
cjfa-33344	284	5	:	:	PUNCT
cjfa-33344	284	6	a	a	DET
cjfa-33344	284	7	dual	dual	ADJ
cjfa-33344	284	8	ambiguity	ambiguity	NOUN
cjfa-33344	284	9	.	.	PUNCT
cjfa-33344	285	1	cambridge	cambridge	PROPN
cjfa-33344	285	2	:	:	PUNCT
cjfa-33344	285	3	cambridge	cambridge	PROPN
cjfa-33344	285	4	scholars	scholars	PROPN
cjfa-33344	285	5	publishing	publishing	PROPN
cjfa-33344	285	6	.	.	PUNCT
cjfa-33344	286	1	nabi	nabi	PROPN
cjfa-33344	286	2	,	,	PUNCT
cjfa-33344	286	3	m.	m.	NOUN
cjfa-33344	286	4	g.	g.	PROPN
cjfa-33344	286	5	,	,	PUNCT
cjfa-33344	286	6	sarder	sarder	NOUN
cjfa-33344	286	7	,	,	PUNCT
cjfa-33344	286	8	m.	m.	NOUN
cjfa-33344	286	9	m.	m.	PROPN
cjfa-33344	286	10	r.	r.	PROPN
cjfa-33344	286	11	,	,	PUNCT
cjfa-33344	286	12	moula	moula	PROPN
cjfa-33344	286	13	,	,	PUNCT
cjfa-33344	286	14	m.	m.	NOUN
cjfa-33344	286	15	g.	g.	PROPN
cjfa-33344	286	16	,	,	PUNCT
cjfa-33344	286	17	&	&	CCONJ
cjfa-33344	286	18	sarder	sarder	PROPN
cjfa-33344	286	19	,	,	PUNCT
cjfa-33344	286	20	m.	m.	NOUN
cjfa-33344	286	21	w.	w.	PROPN
cjfa-33344	286	22	(	(	PUNCT
cjfa-33344	286	23	2017	2017	NUM
cjfa-33344	286	24	)	)	PUNCT
cjfa-33344	286	25	.	.	PUNCT
cjfa-33344	287	1	do	do	AUX
cjfa-33344	287	2	mobile	mobile	ADJ
cjfa-33344	287	3	financial	financial	ADJ
cjfa-33344	287	4	services	service	NOUN
cjfa-33344	287	5	promote	promote	VERB
cjfa-33344	287	6	ethical	ethical	ADJ
cjfa-33344	287	7	banking	banking	NOUN
cjfa-33344	287	8	in	in	ADP
cjfa-33344	287	9	bangladesh	bangladesh	PROPN
cjfa-33344	287	10	.	.	PUNCT
cjfa-33344	288	1	bangladesh	bangladesh	PROPN
cjfa-33344	288	2	economic	economic	PROPN
cjfa-33344	288	3	association	association	PROPN
cjfa-33344	288	4	,	,	PUNCT
cjfa-33344	288	5	1	1	NUM
cjfa-33344	288	6	-	-	SYM
cjfa-33344	288	7	17	17	NUM
cjfa-33344	288	8	.	.	PUNCT
cjfa-33344	289	1	payment	payment	NOUN
cjfa-33344	289	2	system	system	NOUN
cjfa-33344	289	3	department	department	PROPN
cjfa-33344	289	4	,	,	PUNCT
cjfa-33344	289	5	bangladesh	bangladesh	PROPN
cjfa-33344	289	6	bank	bank	PROPN
cjfa-33344	289	7	(	(	PUNCT
cjfa-33344	289	8	2019	2019	NUM
cjfa-33344	289	9	)	)	PUNCT
cjfa-33344	289	10	.	.	PUNCT
cjfa-33344	290	1	mobile	mobile	ADJ
cjfa-33344	290	2	financial	financial	ADJ
cjfa-33344	290	3	services	service	NOUN
cjfa-33344	290	4	(	(	PUNCT
cjfa-33344	290	5	mfs	mfs	PROPN
cjfa-33344	290	6	)	)	PUNCT
cjfa-33344	290	7	comparative	comparative	ADJ
cjfa-33344	290	8	summary	summary	NOUN
cjfa-33344	290	9	statement	statement	NOUN
cjfa-33344	290	10	,	,	PUNCT
cjfa-33344	290	11	https://www.bb.org.bd/fnansys/paymentsys/mfsdata.php	https://www.bb.org.bd/fnansys/paymentsys/mfsdata.php	PROPN
cjfa-33344	290	12	(	(	PUNCT
cjfa-33344	290	13	accessed	access	VERB
cjfa-33344	290	14	:	:	PUNCT
cjfa-33344	290	15	11.09.2020	11.09.2020	NUM
cjfa-33344	290	16	)	)	PUNCT
cjfa-33344	290	17	.	.	PUNCT
cjfa-33344	291	1	roxo	roxo	PROPN
cjfa-33344	291	2	da	da	PROPN
cjfa-33344	291	3	fonseca	fonseca	PROPN
cjfa-33344	291	4	,	,	PUNCT
cjfa-33344	291	5	g.	g.	PROPN
cjfa-33344	291	6	j.	j.	PROPN
cjfa-33344	291	7	c.	c.	PROPN
cjfa-33344	291	8	(	(	PUNCT
cjfa-33344	291	9	2004	2004	NUM
cjfa-33344	291	10	)	)	PUNCT
cjfa-33344	291	11	.	.	PUNCT
cjfa-33344	292	1	technology	technology	NOUN
cjfa-33344	292	2	innovation	innovation	NOUN
cjfa-33344	292	3	in	in	ADP
cjfa-33344	292	4	financial	financial	ADJ
cjfa-33344	292	5	services	service	NOUN
cjfa-33344	292	6	industry	industry	NOUN
cjfa-33344	292	7	(	(	PUNCT
cjfa-33344	292	8	doctoral	doctoral	ADJ
cjfa-33344	292	9	dissertation	dissertation	NOUN
cjfa-33344	292	10	,	,	PUNCT
cjfa-33344	292	11	massachusetts	massachusetts	PROPN
cjfa-33344	292	12	institute	institute	PROPN
cjfa-33344	292	13	of	of	ADP
cjfa-33344	292	14	technology	technology	PROPN
cjfa-33344	292	15	)	)	PUNCT
cjfa-33344	292	16	.	.	PUNCT
cjfa-33344	293	1	rubin	rubin	PROPN
cjfa-33344	293	2	,	,	PUNCT
cjfa-33344	293	3	r.	r.	PROPN
cjfa-33344	293	4	e.	e.	PROPN
cjfa-33344	293	5	(	(	PUNCT
cjfa-33344	293	6	2017	2017	NUM
cjfa-33344	293	7	)	)	PUNCT
cjfa-33344	293	8	.	.	PUNCT
cjfa-33344	294	1	foundations	foundation	NOUN
cjfa-33344	294	2	of	of	ADP
cjfa-33344	294	3	library	library	NOUN
cjfa-33344	294	4	and	and	CCONJ
cjfa-33344	294	5	information	information	NOUN
cjfa-33344	294	6	science	science	NOUN
cjfa-33344	294	7	.	.	PUNCT
cjfa-33344	295	1	chicago	chicago	PROPN
cjfa-33344	295	2	,	,	PUNCT
cjfa-33344	295	3	washington	washington	PROPN
cjfa-33344	295	4	:	:	PUNCT
cjfa-33344	295	5	american	american	PROPN
cjfa-33344	295	6	library	library	PROPN
cjfa-33344	295	7	association	association	PROPN
cjfa-33344	295	8	.	.	PUNCT
cjfa-33344	296	1	sarma	sarma	PROPN
cjfa-33344	296	2	,	,	PUNCT
cjfa-33344	296	3	m.	m.	NOUN
cjfa-33344	296	4	(	(	PUNCT
cjfa-33344	296	5	2008	2008	NUM
cjfa-33344	296	6	)	)	PUNCT
cjfa-33344	296	7	.	.	PUNCT
cjfa-33344	297	1	index	index	NOUN
cjfa-33344	297	2	of	of	ADP
cjfa-33344	297	3	financial	financial	ADJ
cjfa-33344	297	4	inclusion	inclusion	NOUN
cjfa-33344	297	5	.	.	PUNCT
cjfa-33344	298	1	working	working	PROPN
cjfa-33344	298	2	paper	paper	PROPN
cjfa-33344	298	3	indian	indian	PROPN
cjfa-33344	298	4	council	council	PROPN
cjfa-33344	298	5	for	for	ADP
cjfa-33344	298	6	research	research	NOUN
cjfa-33344	298	7	on	on	ADP
cjfa-33344	298	8	international	international	ADJ
cjfa-33344	298	9	economic	economic	ADJ
cjfa-33344	298	10	relations	relation	NOUN
cjfa-33344	298	11	(	(	PUNCT
cjfa-33344	298	12	icrier	icrier	NOUN
cjfa-33344	298	13	)	)	PUNCT
cjfa-33344	298	14	,	,	PUNCT
cjfa-33344	298	15	215	215	NUM
cjfa-33344	298	16	,	,	PUNCT
cjfa-33344	298	17	1–20	1–20	PROPN
cjfa-33344	298	18	.	.	PUNCT
cjfa-33344	298	19	siddiquie	siddiquie	NOUN
cjfa-33344	298	20	,	,	PUNCT
cjfa-33344	298	21	m.	m.	PROPN
cjfa-33344	298	22	r.	r.	PROPN
cjfa-33344	298	23	(	(	PUNCT
cjfa-33344	298	24	2014	2014	NUM
cjfa-33344	298	25	)	)	PUNCT
cjfa-33344	298	26	.	.	PUNCT
cjfa-33344	299	1	scopes	scope	NOUN
cjfa-33344	299	2	and	and	CCONJ
cjfa-33344	299	3	threats	threat	NOUN
cjfa-33344	299	4	of	of	ADP
cjfa-33344	299	5	mobile	mobile	ADJ
cjfa-33344	299	6	financial	financial	ADJ
cjfa-33344	299	7	services	service	NOUN
cjfa-33344	299	8	in	in	ADP
cjfa-33344	299	9	bangladesh	bangladesh	NOUN
cjfa-33344	299	10	.	.	PUNCT
cjfa-33344	300	1	iosr	iosr	PROPN
cjfa-33344	300	2	journal	journal	PROPN
cjfa-33344	300	3	of	of	ADP
cjfa-33344	300	4	economics	economic	NOUN
cjfa-33344	300	5	and	and	CCONJ
cjfa-33344	300	6	finance	finance	NOUN
cjfa-33344	300	7	(	(	PUNCT
cjfa-33344	300	8	iosr	iosr	NOUN
cjfa-33344	300	9	-	-	PUNCT
cjfa-33344	300	10	jef	jef	PROPN
cjfa-33344	300	11	)	)	PUNCT
cjfa-33344	300	12	,	,	PUNCT
cjfa-33344	300	13	4(4	4(4	NUM
cjfa-33344	300	14	)	)	PUNCT
cjfa-33344	300	15	,	,	PUNCT
cjfa-33344	300	16	36	36	NUM
cjfa-33344	300	17	-	-	SYM
cjfa-33344	300	18	39	39	NUM
cjfa-33344	300	19	.	.	PUNCT
cjfa-33344	301	1	wilkes	wilkes	PROPN
cjfa-33344	301	2	,	,	PUNCT
cjfa-33344	301	3	b.	b.	PROPN
cjfa-33344	301	4	(	(	PUNCT
cjfa-33344	301	5	2014	2014	NUM
cjfa-33344	301	6	)	)	PUNCT
cjfa-33344	301	7	.	.	PUNCT
cjfa-33344	302	1	u.s	u.s	PROPN
cjfa-33344	302	2	.	.	PROPN
cjfa-33344	302	3	patent	patent	NOUN
cjfa-33344	302	4	no	no	PROPN
cjfa-33344	302	5	.	.	PUNCT
cjfa-33344	303	1	8,630,951	8,630,951	NUM
cjfa-33344	303	2	.	.	PUNCT
cjfa-33344	304	1	washington	washington	PROPN
cjfa-33344	304	2	,	,	PUNCT
cjfa-33344	304	3	dc	dc	PROPN
cjfa-33344	304	4	:	:	PUNCT
cjfa-33344	304	5	u.s	u.s	PROPN
cjfa-33344	304	6	.	.	PROPN
cjfa-33344	304	7	patent	patent	NOUN
cjfa-33344	304	8	and	and	CCONJ
cjfa-33344	304	9	trademark	trademark	NOUN
cjfa-33344	304	10	office	office	NOUN
cjfa-33344	304	11	.	.	PUNCT
cjfa-33344	305	1	world	world	PROPN
cjfa-33344	305	2	bank	bank	PROPN
cjfa-33344	305	3	group	group	NOUN
cjfa-33344	305	4	.	.	PUNCT
cjfa-33344	306	1	(	(	PUNCT
cjfa-33344	306	2	2013	2013	NUM
cjfa-33344	306	3	)	)	PUNCT
cjfa-33344	306	4	.	.	PUNCT
cjfa-33344	307	1	global	global	ADJ
cjfa-33344	307	2	financial	financial	PROPN
cjfa-33344	307	3	development	development	PROPN
cjfa-33344	307	4	report	report	NOUN
cjfa-33344	307	5	2014	2014	NUM
cjfa-33344	307	6	:	:	PUNCT
cjfa-33344	307	7	financial	financial	ADJ
cjfa-33344	307	8	inclusion	inclusion	NOUN
cjfa-33344	307	9	.	.	PUNCT
cjfa-33344	308	1	washington	washington	PROPN
cjfa-33344	308	2	:	:	PUNCT
cjfa-33344	308	3	the	the	DET
cjfa-33344	308	4	world	world	PROPN
cjfa-33344	308	5	bank	bank	PROPN
cjfa-33344	308	6	.	.	PUNCT