id	sid	tid	token	lemma	pos
cjfa-33346	1	1	date	date	NOUN
cjfa-33346	1	2	of	of	ADP
cjfa-33346	1	3	submission	submission	NOUN
cjfa-33346	1	4	:	:	PUNCT
cjfa-33346	1	5	july	july	PROPN
cjfa-33346	1	6	19	19	NUM
cjfa-33346	1	7	,	,	PUNCT
cjfa-33346	1	8	2020	2020	NUM
cjfa-33346	1	9	;	;	PUNCT
cjfa-33346	1	10	date	date	NOUN
cjfa-33346	1	11	of	of	ADP
cjfa-33346	1	12	acceptance	acceptance	NOUN
cjfa-33346	1	13	:	:	PUNCT
cjfa-33346	1	14	october	october	PROPN
cjfa-33346	1	15	4	4	NUM
cjfa-33346	1	16	,	,	PUNCT
cjfa-33346	1	17	2020	2020	NUM
cjfa-33346	1	18	.	.	PUNCT
cjfa-33346	2	1	*	*	PUNCT
cjfa-33346	2	2	contact	contact	NOUN
cjfa-33346	2	3	information	information	NOUN
cjfa-33346	2	4	:	:	PUNCT
cjfa-33346	2	5	betgilu2002@gmail.com	betgilu2002@gmail.com	NUM
cjfa-33346	2	6	,	,	PUNCT
cjfa-33346	2	7	doctoral	doctoral	ADJ
cjfa-33346	2	8	school	school	NOUN
cjfa-33346	2	9	of	of	ADP
cjfa-33346	2	10	economics	economic	NOUN
cjfa-33346	2	11	&	&	CCONJ
cjfa-33346	2	12	regional	regional	ADJ
cjfa-33346	2	13	sciences	sciences	PROPN
cjfa-33346	2	14	,	,	PUNCT
cjfa-33346	2	15	szent	szent	NOUN
cjfa-33346	2	16	istván	istván	NOUN
cjfa-33346	2	17	university	university	NOUN
cjfa-33346	2	18	,	,	PUNCT
cjfa-33346	2	19	gödöllő	gödöllő	NOUN
cjfa-33346	2	20	,	,	PUNCT
cjfa-33346	2	21	pater	pater	PROPN
cjfa-33346	2	22	k.str.1	k.str.1	PROPN
cjfa-33346	2	23	.	.	PUNCT
cjfa-33346	3	1	h-2100	h-2100	PROPN
cjfa-33346	3	2	,	,	PUNCT
cjfa-33346	3	3	hungary	hungary	NOUN
cjfa-33346	3	4	,	,	PUNCT
cjfa-33346	3	5	phone	phone	NOUN
cjfa-33346	3	6	:	:	PUNCT
cjfa-33346	3	7	+36706576044	+36706576044	NUM
cjfa-33346	3	8	;	;	PUNCT
cjfa-33346	3	9	orcid	orcid	PROPN
cjfa-33346	4	1	i	i	NOUN
cjfa-33346	4	2	d	d	NOUN
cjfa-33346	4	3	:	:	PUNCT
cjfa-33346	4	4	https://orcid.org/0000-0003-0928-7864	https://orcid.org/0000-0003-0928-7864	NOUN
cjfa-33346	4	5	.	.	PUNCT
cjfa-33346	5	1	*	*	PUNCT
cjfa-33346	5	2	*	*	PUNCT
cjfa-33346	5	3	contact	contact	NOUN
cjfa-33346	5	4	information	information	NOUN
cjfa-33346	5	5	:	:	PUNCT
cjfa-33346	6	1	farkasne.fekete.maria@gtk.szie.hu	farkasne.fekete.maria@gtk.szie.hu	NOUN
cjfa-33346	6	2	,	,	PUNCT
cjfa-33346	6	3	faculty	faculty	NOUN
cjfa-33346	6	4	of	of	ADP
cjfa-33346	6	5	economics	economic	NOUN
cjfa-33346	6	6	and	and	CCONJ
cjfa-33346	6	7	social	social	ADJ
cjfa-33346	6	8	sciences	science	NOUN
cjfa-33346	6	9	,	,	PUNCT
cjfa-33346	6	10	szent	szent	NOUN
cjfa-33346	6	11	istván	istván	NOUN
cjfa-33346	6	12	university	university	NOUN
cjfa-33346	6	13	,	,	PUNCT
cjfa-33346	6	14	gödöllő	gödöllő	NOUN
cjfa-33346	6	15	,	,	PUNCT
cjfa-33346	6	16	pater	pater	PROPN
cjfa-33346	6	17	k.str.1	k.str.1	PROPN
cjfa-33346	6	18	.	.	PUNCT
cjfa-33346	7	1	h-2100	h-2100	PROPN
cjfa-33346	7	2	,	,	PUNCT
cjfa-33346	7	3	hungary	hungary	NOUN
cjfa-33346	7	4	,	,	PUNCT
cjfa-33346	7	5	phone	phone	NOUN
cjfa-33346	7	6	:	:	PUNCT
cjfa-33346	7	7	+36	+36	NUM
cjfa-33346	7	8	-	-	PUNCT
cjfa-33346	7	9	28/522	28/522	NUM
cjfa-33346	7	10	-	-	PUNCT
cjfa-33346	7	11	000	000	NUM
cjfa-33346	7	12	;	;	PUNCT
cjfa-33346	7	13	orcid	orcid	NOUN
cjfa-33346	8	1	i	i	NOUN
cjfa-33346	8	2	d	d	PROPN
cjfa-33346	8	3	:	:	PUNCT
cjfa-33346	9	1	https://orcid.org/0000-0002-6058-009x	https://orcid.org/0000-0002-6058-009x	X
cjfa-33346	9	2	.	.	PUNCT
cjfa-33346	10	1	*	*	PUNCT
cjfa-33346	10	2	*	*	PUNCT
cjfa-33346	10	3	*	*	PUNCT
cjfa-33346	10	4	contact	contact	NOUN
cjfa-33346	10	5	information	information	NOUN
cjfa-33346	10	6	:	:	PUNCT
cjfa-33346	10	7	zeman.zoltan@gtk.szie.hu	zeman.zoltan@gtk.szie.hu	NUM
cjfa-33346	10	8	,	,	PUNCT
cjfa-33346	10	9	faculty	faculty	NOUN
cjfa-33346	10	10	of	of	ADP
cjfa-33346	10	11	economics	economic	NOUN
cjfa-33346	10	12	and	and	CCONJ
cjfa-33346	10	13	social	social	ADJ
cjfa-33346	10	14	sciences	science	NOUN
cjfa-33346	10	15	szent	szent	NOUN
cjfa-33346	10	16	istván	istván	PROPN
cjfa-33346	10	17	university	university	NOUN
cjfa-33346	10	18	,	,	PUNCT
cjfa-33346	10	19	gödöllő	gödöllő	NOUN
cjfa-33346	10	20	,	,	PUNCT
cjfa-33346	10	21	pater	pater	PROPN
cjfa-33346	10	22	k.str.1	k.str.1	PROPN
cjfa-33346	10	23	.	.	PUNCT
cjfa-33346	11	1	h-2100	h-2100	PROPN
cjfa-33346	11	2	,	,	PUNCT
cjfa-33346	11	3	hungary	hungary	NOUN
cjfa-33346	11	4	,	,	PUNCT
cjfa-33346	11	5	phone	phone	NOUN
cjfa-33346	11	6	+36-	+36-	PROPN
cjfa-33346	11	7	 	 	SPACE
cjfa-33346	11	8	28/522	28/522	NUM
cjfa-33346	11	9	-	-	PUNCT
cjfa-33346	11	10	000	000	NUM
cjfa-33346	11	11	;	;	PUNCT
cjfa-33346	11	12	orcid	orcid	NOUN
cjfa-33346	12	1	i	i	NOUN
cjfa-33346	12	2	d	d	NOUN
cjfa-33346	12	3	:	:	PUNCT
cjfa-33346	12	4	http://orcid.org/0000-0003-2504-028x	http://orcid.org/0000-0003-2504-028x	NOUN
cjfa-33346	12	5	.	.	PROPN
cjfa-33346	12	6	copernican	copernican	PROPN
cjfa-33346	12	7	journal	journal	PROPN
cjfa-33346	12	8	of	of	ADP
cjfa-33346	12	9	finance	finance	PROPN
cjfa-33346	12	10	&	&	CCONJ
cjfa-33346	12	11	accounting	accounting	PROPN
cjfa-33346	12	12	e	e	PROPN
cjfa-33346	12	13	-	-	PROPN
cjfa-33346	12	14	issn	issn	PROPN
cjfa-33346	12	15	2300	2300	NUM
cjfa-33346	12	16	-	-	SYM
cjfa-33346	12	17	3065	3065	NUM
cjfa-33346	12	18	p	p	PROPN
cjfa-33346	12	19	-	-	PUNCT
cjfa-33346	12	20	issn	issn	PROPN
cjfa-33346	12	21	2300	2300	NUM
cjfa-33346	12	22	-	-	SYM
cjfa-33346	12	23	12402020	12402020	NUM
cjfa-33346	12	24	,	,	PUNCT
cjfa-33346	12	25	volume	volume	NOUN
cjfa-33346	12	26	9	9	NUM
cjfa-33346	12	27	,	,	PUNCT
cjfa-33346	12	28	issue	issue	NOUN
cjfa-33346	12	29	3	3	NUM
cjfa-33346	12	30	oshora	oshora	NOUN
cjfa-33346	12	31	,	,	PUNCT
cjfa-33346	12	32	b.	b.	PROPN
cjfa-33346	12	33	,	,	PUNCT
cjfa-33346	12	34	fekete	fekete	PROPN
cjfa-33346	12	35	-	-	PUNCT
cjfa-33346	12	36	farkas	farkas	PROPN
cjfa-33346	12	37	,	,	PUNCT
cjfa-33346	12	38	m.	m.	NOUN
cjfa-33346	12	39	,	,	PUNCT
cjfa-33346	12	40	&	&	CCONJ
cjfa-33346	12	41	zeman	zeman	PROPN
cjfa-33346	12	42	,	,	PUNCT
cjfa-33346	12	43	z.	z.	PROPN
cjfa-33346	12	44	(	(	PUNCT
cjfa-33346	12	45	2020	2020	NUM
cjfa-33346	12	46	)	)	PUNCT
cjfa-33346	12	47	.	.	PUNCT
cjfa-33346	13	1	role	role	NOUN
cjfa-33346	13	2	of	of	ADP
cjfa-33346	13	3	microfinance	microfinance	NOUN
cjfa-33346	13	4	institutions	institution	NOUN
cjfa-33346	13	5	in	in	ADP
cjfa-33346	13	6	financing	financing	NOUN
cjfa-33346	13	7	micro	micro	NOUN
cjfa-33346	13	8	and	and	CCONJ
cjfa-33346	13	9	small	small	ADJ
cjfa-33346	13	10	enterprises	enterprise	NOUN
cjfa-33346	13	11	in	in	ADP
cjfa-33346	13	12	ethiopia	ethiopia	PROPN
cjfa-33346	13	13	.	.	PUNCT
cjfa-33346	14	1	copernican	copernican	PROPN
cjfa-33346	14	2	journal	journal	PROPN
cjfa-33346	14	3	of	of	ADP
cjfa-33346	14	4	finance	finance	PROPN
cjfa-33346	14	5	&	&	CCONJ
cjfa-33346	14	6	accounting	accounting	PROPN
cjfa-33346	14	7	,	,	PUNCT
cjfa-33346	14	8	9(3	9(3	NUM
cjfa-33346	14	9	)	)	PUNCT
cjfa-33346	14	10	,	,	PUNCT
cjfa-33346	14	11	115	115	NUM
cjfa-33346	14	12	–	–	PUNCT
cjfa-33346	14	13	 	 	SPACE
cjfa-33346	14	14	130	130	NUM
cjfa-33346	14	15	.	.	PUNCT
cjfa-33346	15	1	http://dx.doi.org/10.12775/cjfa.2020.015	http://dx.doi.org/10.12775/cjfa.2020.015	X
cjfa-33346	15	2	betgilu	betgilu	VERB
cjfa-33346	15	3	oshora	oshora	PROPN
cjfa-33346	15	4	*	*	SYM
cjfa-33346	15	5	szent	szent	PROPN
cjfa-33346	15	6	istvan	istvan	PROPN
cjfa-33346	15	7	university	university	PROPN
cjfa-33346	15	8	maria	maria	PROPN
cjfa-33346	15	9	fekete	fekete	PROPN
cjfa-33346	15	10	-	-	PUNCT
cjfa-33346	15	11	farkas	farkas	PROPN
cjfa-33346	15	12	*	*	PROPN
cjfa-33346	15	13	*	*	PROPN
cjfa-33346	15	14	szent	szent	PROPN
cjfa-33346	15	15	istvan	istvan	PROPN
cjfa-33346	15	16	university	university	PROPN
cjfa-33346	15	17	zoltan	zoltan	PROPN
cjfa-33346	15	18	zeman	zeman	PROPN
cjfa-33346	15	19	*	*	PROPN
cjfa-33346	15	20	*	*	PROPN
cjfa-33346	15	21	*	*	PUNCT
cjfa-33346	15	22	szent	szent	PROPN
cjfa-33346	15	23	istvan	istvan	PROPN
cjfa-33346	15	24	university	university	NOUN
cjfa-33346	15	25	role	role	NOUN
cjfa-33346	15	26	of	of	ADP
cjfa-33346	15	27	microfinance	microfinance	NOUN
cjfa-33346	15	28	institutions	institution	NOUN
cjfa-33346	15	29	in	in	ADP
cjfa-33346	15	30	financing	financing	NOUN
cjfa-33346	15	31	micro	micro	NOUN
cjfa-33346	15	32	and	and	CCONJ
cjfa-33346	15	33	small	small	ADJ
cjfa-33346	15	34	enterprises	enterprise	NOUN
cjfa-33346	15	35	in	in	ADP
cjfa-33346	15	36	ethiopia	ethiopia	PROPN
cjfa-33346	15	37	keywords	keyword	NOUN
cjfa-33346	15	38	:	:	PUNCT
cjfa-33346	15	39	access	access	NOUN
cjfa-33346	15	40	to	to	ADP
cjfa-33346	15	41	finance	finance	NOUN
cjfa-33346	15	42	,	,	PUNCT
cjfa-33346	15	43	ethiopia	ethiopia	PROPN
cjfa-33346	15	44	,	,	PUNCT
cjfa-33346	15	45	microfinance	microfinance	NOUN
cjfa-33346	15	46	,	,	PUNCT
cjfa-33346	15	47	mses	ms	NOUN
cjfa-33346	15	48	.	.	PUNCT
cjfa-33346	16	1	j	j	PROPN
cjfa-33346	16	2	e	e	PROPN
cjfa-33346	16	3	l	l	PROPN
cjfa-33346	16	4	classification	classification	NOUN
cjfa-33346	16	5	:	:	PUNCT
cjfa-33346	16	6	g21	g21	PROPN
cjfa-33346	16	7	,	,	PUNCT
cjfa-33346	16	8	m210	m210	PROPN
cjfa-33346	16	9	.	.	PUNCT
cjfa-33346	17	1	abstract	abstract	ADJ
cjfa-33346	17	2	:	:	PUNCT
cjfa-33346	17	3	micro	micro	ADJ
cjfa-33346	17	4	and	and	CCONJ
cjfa-33346	17	5	small	small	ADJ
cjfa-33346	17	6	enterprises	enterprise	NOUN
cjfa-33346	17	7	(	(	PUNCT
cjfa-33346	17	8	mses	ms	NOUN
cjfa-33346	17	9	)	)	PUNCT
cjfa-33346	17	10	understood	understand	VERB
cjfa-33346	17	11	as	as	ADP
cjfa-33346	17	12	a	a	DET
cjfa-33346	17	13	means	means	NOUN
cjfa-33346	17	14	to	to	PART
cjfa-33346	17	15	attain	attain	VERB
cjfa-33346	17	16	the	the	DET
cjfa-33346	17	17	united	united	PROPN
cjfa-33346	17	18	nations	nations	PROPN
cjfa-33346	17	19	2030	2030	NUM
cjfa-33346	17	20	agenda	agenda	NOUN
cjfa-33346	17	21	particularly	particularly	ADV
cjfa-33346	17	22	its	its	PRON
cjfa-33346	17	23	contribution	contribution	NOUN
cjfa-33346	17	24	in	in	ADP
cjfa-33346	17	25	reducing	reduce	VERB
cjfa-33346	17	26	the	the	DET
cjfa-33346	17	27	massive	massive	ADJ
cjfa-33346	17	28	unemployment	unemployment	NOUN
cjfa-33346	17	29	and	and	CCONJ
cjfa-33346	17	30	deep	deep	ADJ
cjfa-33346	17	31	-	-	PUNCT
cjfa-33346	17	32	rooted	root	VERB
cjfa-33346	17	33	poverty	poverty	NOUN
cjfa-33346	17	34	.	.	PUNCT
cjfa-33346	18	1	hence	hence	ADV
cjfa-33346	18	2	,	,	PUNCT
cjfa-33346	18	3	the	the	DET
cjfa-33346	18	4	main	main	ADJ
cjfa-33346	18	5	aim	aim	NOUN
cjfa-33346	18	6	of	of	ADP
cjfa-33346	18	7	this	this	DET
cjfa-33346	18	8	paper	paper	NOUN
cjfa-33346	18	9	is	be	AUX
cjfa-33346	18	10	to	to	PART
cjfa-33346	18	11	examine	examine	VERB
cjfa-33346	18	12	the	the	DET
cjfa-33346	18	13	role	role	NOUN
cjfa-33346	18	14	of	of	ADP
cjfa-33346	18	15	microfinance	microfinance	NOUN
cjfa-33346	18	16	institutions	institution	NOUN
cjfa-33346	18	17	(	(	PUNCT
cjfa-33346	18	18	mfis	mfis	PROPN
cjfa-33346	18	19	)	)	PUNCT
cjfa-33346	18	20	to	to	ADP
cjfa-33346	18	21	the	the	DET
cjfa-33346	18	22	survival	survival	NOUN
cjfa-33346	18	23	,	,	PUNCT
cjfa-33346	18	24	value	value	NOUN
cjfa-33346	18	25	creation	creation	NOUN
cjfa-33346	18	26	and	and	CCONJ
cjfa-33346	18	27	growth	growth	NOUN
cjfa-33346	18	28	of	of	ADP
cjfa-33346	18	29	betgilu	betgilu	ADJ
cjfa-33346	18	30	oshora	oshora	NOUN
cjfa-33346	18	31	,	,	PUNCT
cjfa-33346	18	32	maria	maria	PROPN
cjfa-33346	18	33	fekete	fekete	PROPN
cjfa-33346	18	34	-	-	PUNCT
cjfa-33346	18	35	farkas	farkas	PROPN
cjfa-33346	18	36	,	,	PUNCT
cjfa-33346	18	37	zoltan	zoltan	PROPN
cjfa-33346	18	38	zeman116	zeman116	PROPN
cjfa-33346	18	39	mses	ms	NOUN
cjfa-33346	18	40	.	.	PUNCT
cjfa-33346	19	1	for	for	ADP
cjfa-33346	19	2	this	this	DET
cjfa-33346	19	3	study	study	NOUN
cjfa-33346	19	4	purpose	purpose	NOUN
cjfa-33346	19	5	,	,	PUNCT
cjfa-33346	19	6	secondary	secondary	ADJ
cjfa-33346	19	7	data	datum	NOUN
cjfa-33346	19	8	were	be	AUX
cjfa-33346	19	9	collected	collect	VERB
cjfa-33346	19	10	from	from	ADP
cjfa-33346	19	11	the	the	DET
cjfa-33346	19	12	national	national	PROPN
cjfa-33346	19	13	bank	bank	PROPN
cjfa-33346	19	14	of	of	ADP
cjfa-33346	19	15	ethiopia	ethiopia	PROPN
cjfa-33346	19	16	(	(	PUNCT
cjfa-33346	19	17	nbe	nbe	PROPN
cjfa-33346	19	18	)	)	PUNCT
cjfa-33346	19	19	and	and	CCONJ
cjfa-33346	19	20	triangulated	triangulate	VERB
cjfa-33346	19	21	with	with	ADP
cjfa-33346	19	22	systematic	systematic	ADJ
cjfa-33346	19	23	review	review	NOUN
cjfa-33346	19	24	of	of	ADP
cjfa-33346	19	25	empirical	empirical	ADJ
cjfa-33346	19	26	evidences	evidence	NOUN
cjfa-33346	19	27	.	.	PUNCT
cjfa-33346	20	1	principal	principal	ADJ
cjfa-33346	20	2	component	component	NOUN
cjfa-33346	20	3	analysis	analysis	NOUN
cjfa-33346	20	4	(	(	PUNCT
cjfa-33346	20	5	pca	pca	NOUN
cjfa-33346	20	6	)	)	PUNCT
cjfa-33346	20	7	was	be	AUX
cjfa-33346	20	8	used	use	VERB
cjfa-33346	20	9	to	to	PART
cjfa-33346	20	10	examine	examine	VERB
cjfa-33346	20	11	the	the	DET
cjfa-33346	20	12	relationships	relationship	NOUN
cjfa-33346	20	13	and	and	CCONJ
cjfa-33346	20	14	significance	significance	NOUN
cjfa-33346	20	15	in	in	ADP
cjfa-33346	20	16	and	and	CCONJ
cjfa-33346	20	17	between	between	SCONJ
cjfa-33346	20	18	the	the	DET
cjfa-33346	20	19	data	datum	NOUN
cjfa-33346	20	20	emerge	emerge	VERB
cjfa-33346	20	21	.	.	PUNCT
cjfa-33346	21	1	the	the	DET
cjfa-33346	21	2	empirical	empirical	ADJ
cjfa-33346	21	3	evidences	evidence	NOUN
cjfa-33346	21	4	result	result	NOUN
cjfa-33346	21	5	reveals	reveal	VERB
cjfa-33346	21	6	that	that	SCONJ
cjfa-33346	21	7	unlike	unlike	ADP
cjfa-33346	21	8	banks	bank	NOUN
cjfa-33346	21	9	,	,	PUNCT
cjfa-33346	21	10	mfis	mfi	VERB
cjfa-33346	21	11	provide	provide	VERB
cjfa-33346	21	12	diverse	diverse	ADJ
cjfa-33346	21	13	micro	micro	ADJ
cjfa-33346	21	14	credit	credit	NOUN
cjfa-33346	21	15	services	service	NOUN
cjfa-33346	21	16	to	to	PART
cjfa-33346	21	17	address	address	VERB
cjfa-33346	21	18	the	the	DET
cjfa-33346	21	19	diverse	diverse	ADJ
cjfa-33346	21	20	socio	socio	NOUN
cjfa-33346	21	21	-	-	PUNCT
cjfa-33346	21	22	economic	economic	ADJ
cjfa-33346	21	23	needs	need	NOUN
cjfa-33346	21	24	of	of	ADP
cjfa-33346	21	25	the	the	DET
cjfa-33346	21	26	poor	poor	ADJ
cjfa-33346	21	27	who	who	PRON
cjfa-33346	21	28	can	can	AUX
cjfa-33346	21	29	not	not	PART
cjfa-33346	21	30	afford	afford	VERB
cjfa-33346	21	31	collateral	collateral	ADJ
cjfa-33346	21	32	requirement	requirement	NOUN
cjfa-33346	21	33	and	and	CCONJ
cjfa-33346	21	34	besides	besides	SCONJ
cjfa-33346	21	35	the	the	DET
cjfa-33346	21	36	result	result	NOUN
cjfa-33346	21	37	from	from	ADP
cjfa-33346	21	38	pca	pca	PROPN
cjfa-33346	21	39	reveals	reveal	VERB
cjfa-33346	21	40	that	that	SCONJ
cjfa-33346	21	41	the	the	DET
cjfa-33346	21	42	economic	economic	ADJ
cjfa-33346	21	43	growth	growth	NOUN
cjfa-33346	21	44	and	and	CCONJ
cjfa-33346	21	45	access	access	NOUN
cjfa-33346	21	46	to	to	ADP
cjfa-33346	21	47	microcredit	microcredit	NOUN
cjfa-33346	21	48	service	service	NOUN
cjfa-33346	21	49	by	by	ADP
cjfa-33346	21	50	itself	itself	PRON
cjfa-33346	21	51	is	be	AUX
cjfa-33346	21	52	not	not	PART
cjfa-33346	21	53	enough	enough	ADJ
cjfa-33346	21	54	to	to	PART
cjfa-33346	21	55	create	create	VERB
cjfa-33346	21	56	more	more	ADJ
cjfa-33346	21	57	jobs	job	NOUN
cjfa-33346	21	58	as	as	SCONJ
cjfa-33346	21	59	they	they	PRON
cjfa-33346	21	60	are	be	AUX
cjfa-33346	21	61	uncorrelated	uncorrelated	ADJ
cjfa-33346	21	62	.	.	PUNCT
cjfa-33346	22	1	however	however	ADV
cjfa-33346	22	2	,	,	PUNCT
cjfa-33346	22	3	the	the	DET
cjfa-33346	22	4	empirical	empirical	ADJ
cjfa-33346	22	5	evidences	evidence	NOUN
cjfa-33346	22	6	shows	show	VERB
cjfa-33346	22	7	that	that	SCONJ
cjfa-33346	22	8	,	,	PUNCT
cjfa-33346	22	9	the	the	DET
cjfa-33346	22	10	poorest	poor	ADJ
cjfa-33346	22	11	and	and	CCONJ
cjfa-33346	22	12	most	most	ADV
cjfa-33346	22	13	vulnerable	vulnerable	ADJ
cjfa-33346	22	14	people	people	NOUN
cjfa-33346	22	15	are	be	AUX
cjfa-33346	22	16	being	be	AUX
cjfa-33346	22	17	left	leave	VERB
cjfa-33346	22	18	behind	behind	ADV
cjfa-33346	22	19	due	due	ADP
cjfa-33346	22	20	to	to	ADP
cjfa-33346	22	21	lack	lack	NOUN
cjfa-33346	22	22	of	of	ADP
cjfa-33346	22	23	access	access	NOUN
cjfa-33346	22	24	to	to	ADP
cjfa-33346	22	25	finance	finance	NOUN
cjfa-33346	22	26	,	,	PUNCT
cjfa-33346	22	27	poor	poor	ADJ
cjfa-33346	22	28	market	market	NOUN
cjfa-33346	22	29	linkage	linkage	NOUN
cjfa-33346	22	30	and	and	CCONJ
cjfa-33346	22	31	inadequate	inadequate	ADJ
cjfa-33346	22	32	skill	skill	NOUN
cjfa-33346	22	33	training	training	NOUN
cjfa-33346	22	34	among	among	ADP
cjfa-33346	22	35	many	many	ADJ
cjfa-33346	22	36	other	other	ADJ
cjfa-33346	22	37	factors	factor	NOUN
cjfa-33346	22	38	.	.	PUNCT
cjfa-33346	23	1	therefore	therefore	ADV
cjfa-33346	23	2	,	,	PUNCT
cjfa-33346	23	3	policy	policy	NOUN
cjfa-33346	23	4	-	-	PUNCT
cjfa-33346	23	5	makers	maker	NOUN
cjfa-33346	23	6	have	have	VERB
cjfa-33346	23	7	to	to	PART
cjfa-33346	23	8	develop	develop	VERB
cjfa-33346	23	9	regulatory	regulatory	ADJ
cjfa-33346	23	10	frameworks	framework	NOUN
cjfa-33346	23	11	that	that	PRON
cjfa-33346	23	12	build	build	VERB
cjfa-33346	23	13	sound	sound	ADJ
cjfa-33346	23	14	financial	financial	ADJ
cjfa-33346	23	15	institutions	institution	NOUN
cjfa-33346	23	16	and	and	CCONJ
cjfa-33346	23	17	encourage	encourage	VERB
cjfa-33346	23	18	competition	competition	NOUN
cjfa-33346	23	19	among	among	ADP
cjfa-33346	23	20	one	one	NUM
cjfa-33346	23	21	another	another	DET
cjfa-33346	23	22	.	.	PUNCT
cjfa-33346	23	23	 	 	SPACE
cjfa-33346	24	1	introduction	introduction	NOUN
cjfa-33346	24	2	the	the	DET
cjfa-33346	24	3	share	share	NOUN
cjfa-33346	24	4	of	of	ADP
cjfa-33346	24	5	the	the	DET
cjfa-33346	24	6	world	world	NOUN
cjfa-33346	24	7	population	population	NOUN
cjfa-33346	24	8	living	live	VERB
cjfa-33346	24	9	in	in	ADP
cjfa-33346	24	10	extreme	extreme	ADJ
cjfa-33346	24	11	poverty	poverty	NOUN
cjfa-33346	24	12	was	be	AUX
cjfa-33346	24	13	reduced	reduce	VERB
cjfa-33346	24	14	from	from	ADP
cjfa-33346	24	15	16	16	NUM
cjfa-33346	24	16	%	%	NOUN
cjfa-33346	24	17	in	in	ADP
cjfa-33346	24	18	2010	2010	NUM
cjfa-33346	24	19	to	to	ADP
cjfa-33346	24	20	10	10	NUM
cjfa-33346	24	21	%	%	NOUN
cjfa-33346	24	22	in	in	ADP
cjfa-33346	24	23	2015	2015	NUM
cjfa-33346	24	24	.	.	PUNCT
cjfa-33346	25	1	however	however	ADV
cjfa-33346	25	2	,	,	PUNCT
cjfa-33346	25	3	forecasts	forecast	NOUN
cjfa-33346	25	4	recommend	recommend	VERB
cjfa-33346	25	5	that	that	SCONJ
cjfa-33346	25	6	6	6	NUM
cjfa-33346	25	7	%	%	NOUN
cjfa-33346	25	8	of	of	ADP
cjfa-33346	25	9	the	the	DET
cjfa-33346	25	10	world	world	NOUN
cjfa-33346	25	11	population	population	NOUN
cjfa-33346	25	12	will	will	AUX
cjfa-33346	25	13	still	still	ADV
cjfa-33346	25	14	be	be	AUX
cjfa-33346	25	15	living	live	VERB
cjfa-33346	25	16	in	in	ADP
cjfa-33346	25	17	extreme	extreme	ADJ
cjfa-33346	25	18	poverty	poverty	NOUN
cjfa-33346	25	19	in	in	ADP
cjfa-33346	25	20	2030	2030	NUM
cjfa-33346	25	21	,	,	PUNCT
cjfa-33346	25	22	missing	miss	VERB
cjfa-33346	25	23	the	the	DET
cjfa-33346	25	24	target	target	NOUN
cjfa-33346	25	25	of	of	ADP
cjfa-33346	25	26	ending	end	VERB
cjfa-33346	25	27	poverty	poverty	NOUN
cjfa-33346	25	28	(	(	PUNCT
cjfa-33346	25	29	united	united	PROPN
cjfa-33346	25	30	nations	nations	PROPN
cjfa-33346	25	31	,	,	PUNCT
cjfa-33346	25	32	2019	2019	NUM
cjfa-33346	25	33	)	)	PUNCT
cjfa-33346	25	34	.	.	PUNCT
cjfa-33346	26	1	now	now	ADV
cjfa-33346	26	2	a	a	DET
cjfa-33346	26	3	-	-	PUNCT
cjfa-33346	26	4	days	day	NOUN
cjfa-33346	26	5	,	,	PUNCT
cjfa-33346	26	6	unemployment	unemployment	NOUN
cjfa-33346	26	7	issue	issue	NOUN
cjfa-33346	26	8	has	have	AUX
cjfa-33346	26	9	become	become	VERB
cjfa-33346	26	10	more	more	ADV
cjfa-33346	26	11	serious	serious	ADJ
cjfa-33346	26	12	and	and	CCONJ
cjfa-33346	26	13	even	even	ADV
cjfa-33346	26	14	those	those	PRON
cjfa-33346	26	15	who	who	PRON
cjfa-33346	26	16	are	be	AUX
cjfa-33346	26	17	employed	employ	VERB
cjfa-33346	26	18	also	also	ADV
cjfa-33346	26	19	yet	yet	ADV
cjfa-33346	26	20	live	live	VERB
cjfa-33346	26	21	below	below	ADP
cjfa-33346	26	22	poverty	poverty	NOUN
cjfa-33346	26	23	lines	line	NOUN
cjfa-33346	26	24	due	due	ADP
cjfa-33346	26	25	to	to	ADP
cjfa-33346	26	26	lack	lack	NOUN
cjfa-33346	26	27	of	of	ADP
cjfa-33346	26	28	decent	decent	ADJ
cjfa-33346	26	29	work	work	NOUN
cjfa-33346	26	30	.	.	PUNCT
cjfa-33346	27	1	the	the	DET
cjfa-33346	27	2	most	most	ADV
cjfa-33346	27	3	recent	recent	ADJ
cjfa-33346	27	4	report	report	NOUN
cjfa-33346	27	5	by	by	ADP
cjfa-33346	27	6	ilo	ilo	PROPN
cjfa-33346	27	7	(	(	PUNCT
cjfa-33346	27	8	2019	2019	NUM
cjfa-33346	27	9	)	)	PUNCT
cjfa-33346	27	10	depicts	depict	VERB
cjfa-33346	27	11	that	that	SCONJ
cjfa-33346	27	12	,	,	PUNCT
cjfa-33346	27	13	more	more	ADJ
cjfa-33346	27	14	than	than	ADP
cjfa-33346	27	15	one	one	NUM
cjfa-33346	27	16	quarter	quarter	NOUN
cjfa-33346	27	17	of	of	ADP
cjfa-33346	27	18	employed	employ	VERB
cjfa-33346	27	19	people	people	NOUN
cjfa-33346	27	20	in	in	ADP
cjfa-33346	27	21	lowand	lowand	ADJ
cjfa-33346	27	22	middle	middle	ADJ
cjfa-33346	27	23	-	-	PUNCT
cjfa-33346	27	24	income	income	NOUN
cjfa-33346	27	25	countries	country	NOUN
cjfa-33346	27	26	were	be	AUX
cjfa-33346	27	27	living	live	VERB
cjfa-33346	27	28	in	in	ADP
cjfa-33346	27	29	extreme	extreme	ADJ
cjfa-33346	27	30	or	or	CCONJ
cjfa-33346	27	31	moderate	moderate	ADJ
cjfa-33346	27	32	poverty	poverty	NOUN
cjfa-33346	27	33	.	.	PUNCT
cjfa-33346	28	1	despite	despite	SCONJ
cjfa-33346	28	2	having	have	VERB
cjfa-33346	28	3	a	a	DET
cjfa-33346	28	4	job	job	NOUN
cjfa-33346	28	5	,	,	PUNCT
cjfa-33346	28	6	8	8	NUM
cjfa-33346	28	7	%	%	NOUN
cjfa-33346	28	8	of	of	ADP
cjfa-33346	28	9	the	the	DET
cjfa-33346	28	10	world	world	NOUN
cjfa-33346	28	11	’s	’s	PART
cjfa-33346	28	12	workers	worker	NOUN
cjfa-33346	28	13	and	and	CCONJ
cjfa-33346	28	14	their	their	PRON
cjfa-33346	28	15	families	family	NOUN
cjfa-33346	28	16	still	still	ADV
cjfa-33346	28	17	lived	live	VERB
cjfa-33346	28	18	in	in	ADP
cjfa-33346	28	19	extreme	extreme	ADJ
cjfa-33346	28	20	poverty	poverty	NOUN
cjfa-33346	28	21	and	and	CCONJ
cjfa-33346	28	22	the	the	DET
cjfa-33346	28	23	case	case	NOUN
cjfa-33346	28	24	is	be	AUX
cjfa-33346	28	25	worst	bad	ADJ
cjfa-33346	28	26	in	in	ADP
cjfa-33346	28	27	sub	sub	ADJ
cjfa-33346	28	28	-	-	ADJ
cjfa-33346	28	29	saharan	saharan	ADJ
cjfa-33346	28	30	africa	africa	PROPN
cjfa-33346	28	31	,	,	PUNCT
cjfa-33346	28	32	where	where	SCONJ
cjfa-33346	28	33	the	the	DET
cjfa-33346	28	34	share	share	NOUN
cjfa-33346	28	35	of	of	ADP
cjfa-33346	28	36	working	work	VERB
cjfa-33346	28	37	poor	poor	ADJ
cjfa-33346	28	38	stood	stand	VERB
cjfa-33346	28	39	at	at	ADP
cjfa-33346	28	40	38	38	NUM
cjfa-33346	28	41	%	%	NOUN
cjfa-33346	28	42	in	in	ADP
cjfa-33346	28	43	2018	2018	NUM
cjfa-33346	28	44	(	(	PUNCT
cjfa-33346	28	45	united	united	PROPN
cjfa-33346	28	46	nations	nations	PROPN
cjfa-33346	28	47	,	,	PUNCT
cjfa-33346	28	48	2019	2019	NUM
cjfa-33346	28	49	)	)	PUNCT
cjfa-33346	28	50	.	.	PUNCT
cjfa-33346	29	1	therefore	therefore	ADV
cjfa-33346	29	2	,	,	PUNCT
cjfa-33346	29	3	being	be	AUX
cjfa-33346	29	4	employment	employment	NOUN
cjfa-33346	29	5	does	do	AUX
cjfa-33346	29	6	not	not	PART
cjfa-33346	29	7	always	always	ADV
cjfa-33346	29	8	guarantee	guarantee	VERB
cjfa-33346	29	9	a	a	DET
cjfa-33346	29	10	decent	decent	ADJ
cjfa-33346	29	11	living	living	NOUN
cjfa-33346	29	12	.	.	PUNCT
cjfa-33346	30	1	moreover	moreover	ADV
cjfa-33346	30	2	,	,	PUNCT
cjfa-33346	30	3	the	the	DET
cjfa-33346	30	4	unemployment	unemployment	NOUN
cjfa-33346	30	5	scenario	scenario	NOUN
cjfa-33346	30	6	of	of	ADP
cjfa-33346	30	7	the	the	DET
cjfa-33346	30	8	youth	youth	NOUN
cjfa-33346	30	9	across	across	ADP
cjfa-33346	30	10	the	the	DET
cjfa-33346	30	11	globe	globe	NOUN
cjfa-33346	30	12	is	be	AUX
cjfa-33346	30	13	more	more	ADV
cjfa-33346	30	14	sever	sever	ADJ
cjfa-33346	30	15	as	as	SCONJ
cjfa-33346	30	16	compared	compare	VERB
cjfa-33346	30	17	with	with	ADP
cjfa-33346	30	18	adults	adult	NOUN
cjfa-33346	30	19	(	(	PUNCT
cjfa-33346	30	20	25	25	NUM
cjfa-33346	30	21	years	year	NOUN
cjfa-33346	30	22	and	and	CCONJ
cjfa-33346	30	23	older	old	ADJ
cjfa-33346	30	24	)	)	PUNCT
cjfa-33346	30	25	.	.	PUNCT
cjfa-33346	31	1	for	for	ADP
cjfa-33346	31	2	instance	instance	NOUN
cjfa-33346	31	3	,	,	PUNCT
cjfa-33346	31	4	the	the	DET
cjfa-33346	31	5	most	most	ADV
cjfa-33346	31	6	recent	recent	ADJ
cjfa-33346	31	7	ilo	ilo	NOUN
cjfa-33346	31	8	(	(	PUNCT
cjfa-33346	31	9	2020	2020	NUM
cjfa-33346	31	10	)	)	PUNCT
cjfa-33346	31	11	report	report	NOUN
cjfa-33346	31	12	reveals	reveal	VERB
cjfa-33346	31	13	that	that	SCONJ
cjfa-33346	31	14	,	,	PUNCT
cjfa-33346	31	15	young	young	ADJ
cjfa-33346	31	16	people	people	NOUN
cjfa-33346	31	17	(	(	PUNCT
cjfa-33346	31	18	ages	age	NOUN
cjfa-33346	31	19	of	of	ADP
cjfa-33346	31	20	15	15	NUM
cjfa-33346	31	21	and	and	CCONJ
cjfa-33346	31	22	24	24	NUM
cjfa-33346	31	23	)	)	PUNCT
cjfa-33346	31	24	are	be	AUX
cjfa-33346	31	25	significantly	significantly	ADV
cjfa-33346	31	26	three	three	NUM
cjfa-33346	31	27	times	time	NOUN
cjfa-33346	31	28	as	as	ADV
cjfa-33346	31	29	likely	likely	ADJ
cjfa-33346	31	30	to	to	PART
cjfa-33346	31	31	be	be	AUX
cjfa-33346	31	32	unemployed	unemployed	ADJ
cjfa-33346	31	33	as	as	ADP
cjfa-33346	31	34	adults	adult	NOUN
cjfa-33346	31	35	and	and	CCONJ
cjfa-33346	31	36	at	at	ADP
cjfa-33346	31	37	global	global	ADJ
cjfa-33346	31	38	level	level	NOUN
cjfa-33346	31	39	about	about	ADV
cjfa-33346	31	40	68	68	NUM
cjfa-33346	31	41	million	million	NUM
cjfa-33346	31	42	young	young	ADJ
cjfa-33346	31	43	people	people	NOUN
cjfa-33346	31	44	out	out	ADP
cjfa-33346	31	45	of	of	ADP
cjfa-33346	31	46	approximately	approximately	ADV
cjfa-33346	31	47	1.3	1.3	NUM
cjfa-33346	31	48	billion	billion	NUM
cjfa-33346	31	49	are	be	AUX
cjfa-33346	31	50	unemployed	unemployed	ADJ
cjfa-33346	31	51	.	.	PUNCT
cjfa-33346	32	1	moreover	moreover	ADV
cjfa-33346	32	2	,	,	PUNCT
cjfa-33346	32	3	about	about	ADV
cjfa-33346	32	4	126	126	NUM
cjfa-33346	32	5	million	million	NUM
cjfa-33346	32	6	(	(	PUNCT
cjfa-33346	32	7	30	30	NUM
cjfa-33346	32	8	%	%	NOUN
cjfa-33346	32	9	)	)	PUNCT
cjfa-33346	32	10	of	of	ADP
cjfa-33346	32	11	employed	employ	VERB
cjfa-33346	32	12	youth	youth	NOUN
cjfa-33346	32	13	,	,	PUNCT
cjfa-33346	32	14	remain	remain	VERB
cjfa-33346	32	15	in	in	ADP
cjfa-33346	32	16	extreme	extreme	ADJ
cjfa-33346	32	17	or	or	CCONJ
cjfa-33346	32	18	moderate	moderate	ADJ
cjfa-33346	32	19	poverty	poverty	NOUN
cjfa-33346	32	20	despite	despite	SCONJ
cjfa-33346	32	21	having	have	VERB
cjfa-33346	32	22	a	a	DET
cjfa-33346	32	23	job	job	NOUN
cjfa-33346	32	24	(	(	PUNCT
cjfa-33346	32	25	ilo	ilo	PROPN
cjfa-33346	32	26	,	,	PUNCT
cjfa-33346	32	27	2019	2019	NUM
cjfa-33346	32	28	)	)	PUNCT
cjfa-33346	32	29	while	while	SCONJ
cjfa-33346	32	30	it	it	PRON
cjfa-33346	32	31	is	be	AUX
cjfa-33346	32	32	understood	understand	VERB
cjfa-33346	32	33	that	that	SCONJ
cjfa-33346	32	34	youth	youth	NOUN
cjfa-33346	32	35	employment	employment	NOUN
cjfa-33346	32	36	and	and	CCONJ
cjfa-33346	32	37	economic	economic	ADJ
cjfa-33346	32	38	empowerment	empowerment	NOUN
cjfa-33346	32	39	are	be	AUX
cjfa-33346	32	40	essential	essential	ADJ
cjfa-33346	32	41	components	component	NOUN
cjfa-33346	32	42	of	of	ADP
cjfa-33346	32	43	a	a	DET
cjfa-33346	32	44	strong	strong	ADJ
cjfa-33346	32	45	foundation	foundation	NOUN
cjfa-33346	32	46	in	in	ADP
cjfa-33346	32	47	any	any	DET
cjfa-33346	32	48	society	society	NOUN
cjfa-33346	32	49	(	(	PUNCT
cjfa-33346	32	50	united	united	PROPN
cjfa-33346	32	51	nations	nations	PROPN
cjfa-33346	32	52	,	,	PUNCT
cjfa-33346	32	53	2018	2018	NUM
cjfa-33346	32	54	)	)	PUNCT
cjfa-33346	32	55	.	.	PUNCT
cjfa-33346	33	1	mses	ms	NOUN
cjfa-33346	33	2	are	be	AUX
cjfa-33346	33	3	considered	consider	VERB
cjfa-33346	33	4	as	as	ADP
cjfa-33346	33	5	a	a	DET
cjfa-33346	33	6	crucial	crucial	ADJ
cjfa-33346	33	7	tool	tool	NOUN
cjfa-33346	33	8	for	for	ADP
cjfa-33346	33	9	the	the	DET
cjfa-33346	33	10	global	global	ADJ
cjfa-33346	33	11	economic	economic	ADJ
cjfa-33346	33	12	development	development	NOUN
cjfa-33346	33	13	in	in	ADP
cjfa-33346	33	14	reducing	reduce	VERB
cjfa-33346	33	15	unemployment	unemployment	NOUN
cjfa-33346	33	16	and	and	CCONJ
cjfa-33346	33	17	poverty	poverty	NOUN
cjfa-33346	33	18	.	.	PUNCT
cjfa-33346	34	1	for	for	ADP
cjfa-33346	34	2	instance	instance	NOUN
cjfa-33346	34	3	,	,	PUNCT
cjfa-33346	34	4	the	the	DET
cjfa-33346	34	5	contribution	contribution	NOUN
cjfa-33346	34	6	of	of	ADP
cjfa-33346	34	7	formal	formal	ADJ
cjfa-33346	34	8	and	and	CCONJ
cjfa-33346	34	9	informal	informal	ADJ
cjfa-33346	34	10	msmes	msme	NOUN
cjfa-33346	34	11	account	account	VERB
cjfa-33346	34	12	for	for	ADP
cjfa-33346	34	13	90	90	NUM
cjfa-33346	34	14	%	%	NOUN
cjfa-33346	34	15	of	of	ADP
cjfa-33346	34	16	all	all	DET
cjfa-33346	34	17	firms	firm	NOUN
cjfa-33346	34	18	and	and	CCONJ
cjfa-33346	34	19	on	on	ADP
cjfa-33346	34	20	average	average	ADJ
cjfa-33346	34	21	for	for	ADP
cjfa-33346	34	22	60	60	NUM
cjfa-33346	34	23	role	role	NOUN
cjfa-33346	34	24	of	of	ADP
cjfa-33346	34	25	microfinance	microfinance	NOUN
cjfa-33346	34	26	institutions	institution	NOUN
cjfa-33346	34	27	…	…	PUNCT
cjfa-33346	34	28	117	117	NUM
cjfa-33346	34	29	70	70	NUM
cjfa-33346	34	30	%	%	NOUN
cjfa-33346	34	31	of	of	ADP
cjfa-33346	34	32	total	total	ADJ
cjfa-33346	34	33	employment	employment	NOUN
cjfa-33346	34	34	worldwide	worldwide	ADV
cjfa-33346	34	35	and	and	CCONJ
cjfa-33346	34	36	50	50	NUM
cjfa-33346	34	37	%	%	NOUN
cjfa-33346	34	38	of	of	ADP
cjfa-33346	34	39	gdp	gdp	NOUN
cjfa-33346	34	40	(	(	PUNCT
cjfa-33346	34	41	itc	itc	PROPN
cjfa-33346	34	42	,	,	PUNCT
cjfa-33346	34	43	2019	2019	NUM
cjfa-33346	34	44	;	;	PUNCT
cjfa-33346	34	45	world	world	NOUN
cjfa-33346	34	46	bank	bank	PROPN
cjfa-33346	34	47	,	,	PUNCT
cjfa-33346	34	48	2019	2019	NUM
cjfa-33346	34	49	)	)	PUNCT
cjfa-33346	34	50	.	.	PUNCT
cjfa-33346	35	1	however	however	ADV
cjfa-33346	35	2	,	,	PUNCT
cjfa-33346	35	3	despite	despite	SCONJ
cjfa-33346	35	4	this	this	DET
cjfa-33346	35	5	all	all	DET
cjfa-33346	35	6	contribution	contribution	NOUN
cjfa-33346	35	7	to	to	ADP
cjfa-33346	35	8	the	the	DET
cjfa-33346	35	9	economy	economy	NOUN
cjfa-33346	35	10	,	,	PUNCT
cjfa-33346	35	11	the	the	DET
cjfa-33346	35	12	most	most	ADV
cjfa-33346	35	13	recent	recent	ADJ
cjfa-33346	35	14	report	report	NOUN
cjfa-33346	35	15	by	by	ADP
cjfa-33346	35	16	world	world	PROPN
cjfa-33346	35	17	bank	bank	PROPN
cjfa-33346	35	18	(	(	PUNCT
cjfa-33346	35	19	2019	2019	NUM
cjfa-33346	35	20	)	)	PUNCT
cjfa-33346	35	21	reveals	reveal	VERB
cjfa-33346	35	22	that	that	SCONJ
cjfa-33346	35	23	,	,	PUNCT
cjfa-33346	35	24	40	40	NUM
cjfa-33346	35	25	%	%	NOUN
cjfa-33346	35	26	of	of	ADP
cjfa-33346	35	27	formal	formal	ADJ
cjfa-33346	35	28	msmes	msme	NOUN
cjfa-33346	35	29	in	in	ADP
cjfa-33346	35	30	developing	develop	VERB
cjfa-33346	35	31	countries	country	NOUN
cjfa-33346	35	32	have	have	VERB
cjfa-33346	35	33	an	an	DET
cjfa-33346	35	34	unmet	unmet	NOUN
cjfa-33346	35	35	financing	financing	NOUN
cjfa-33346	35	36	need	need	NOUN
cjfa-33346	35	37	of	of	ADP
cjfa-33346	35	38	$	$	SYM
cjfa-33346	35	39	5.2	5.2	NUM
cjfa-33346	35	40	trillion	trillion	NUM
cjfa-33346	35	41	every	every	DET
cjfa-33346	35	42	year	year	NOUN
cjfa-33346	35	43	,	,	PUNCT
cjfa-33346	35	44	which	which	PRON
cjfa-33346	35	45	is	be	AUX
cjfa-33346	35	46	equivalent	equivalent	ADJ
cjfa-33346	35	47	to	to	ADP
cjfa-33346	35	48	1.4	1.4	NUM
cjfa-33346	35	49	times	time	NOUN
cjfa-33346	35	50	the	the	DET
cjfa-33346	35	51	current	current	ADJ
cjfa-33346	35	52	level	level	NOUN
cjfa-33346	35	53	of	of	ADP
cjfa-33346	35	54	the	the	DET
cjfa-33346	35	55	global	global	ADJ
cjfa-33346	35	56	msme	msme	PROPN
cjfa-33346	35	57	lending	lending	NOUN
cjfa-33346	35	58	.	.	PUNCT
cjfa-33346	36	1	different	different	ADJ
cjfa-33346	36	2	empirical	empirical	ADJ
cjfa-33346	36	3	evidences	evidence	NOUN
cjfa-33346	36	4	across	across	ADP
cjfa-33346	36	5	the	the	DET
cjfa-33346	36	6	world	world	NOUN
cjfa-33346	36	7	such	such	ADJ
cjfa-33346	36	8	as	as	ADP
cjfa-33346	36	9	(	(	PUNCT
cjfa-33346	36	10	ada	ada	PROPN
cjfa-33346	36	11	,	,	PUNCT
cjfa-33346	36	12	2017	2017	NUM
cjfa-33346	36	13	;	;	PUNCT
cjfa-33346	36	14	itc	itc	PROPN
cjfa-33346	36	15	,	,	PUNCT
cjfa-33346	36	16	2019	2019	NUM
cjfa-33346	36	17	;	;	PUNCT
cjfa-33346	36	18	fdre	fdre	PROPN
cjfa-33346	36	19	,	,	PUNCT
cjfa-33346	36	20	2016	2016	NUM
cjfa-33346	36	21	;	;	PUNCT
cjfa-33346	36	22	gebreeyesus	gebreeyesus	PROPN
cjfa-33346	36	23	,	,	PUNCT
cjfa-33346	36	24	ambachew	ambachew	ADV
cjfa-33346	36	25	,	,	PUNCT
cjfa-33346	36	26	getahun	getahun	PROPN
cjfa-33346	36	27	,	,	PUNCT
cjfa-33346	36	28	assefa	assefa	PROPN
cjfa-33346	36	29	,	,	PUNCT
cjfa-33346	36	30	abebe	abebe	PROPN
cjfa-33346	36	31	,	,	PUNCT
cjfa-33346	36	32	hassen	hassen	PROPN
cjfa-33346	36	33	&	&	CCONJ
cjfa-33346	36	34	medhin	medhin	PROPN
cjfa-33346	36	35	,	,	PUNCT
cjfa-33346	36	36	2018	2018	NUM
cjfa-33346	36	37	;	;	PUNCT
cjfa-33346	36	38	fowowe	fowowe	NOUN
cjfa-33346	36	39	,	,	PUNCT
cjfa-33346	36	40	2017	2017	NUM
cjfa-33346	36	41	;	;	PUNCT
cjfa-33346	36	42	dinh	dinh	NOUN
cjfa-33346	36	43	,	,	PUNCT
cjfa-33346	36	44	mavridis	mavridis	PROPN
cjfa-33346	36	45	&	&	CCONJ
cjfa-33346	36	46	nguyen	nguyen	PROPN
cjfa-33346	36	47	,	,	PUNCT
cjfa-33346	36	48	2010	2010	NUM
cjfa-33346	36	49	;	;	PUNCT
cjfa-33346	36	50	cherkos	cherkos	NUM
cjfa-33346	36	51	,	,	PUNCT
cjfa-33346	36	52	zegeye	zegeye	NOUN
cjfa-33346	36	53	,	,	PUNCT
cjfa-33346	36	54	tilahun	tilahun	PROPN
cjfa-33346	36	55	&	&	CCONJ
cjfa-33346	36	56	avvari	avvari	ADJ
cjfa-33346	36	57	,	,	PUNCT
cjfa-33346	36	58	2018	2018	NUM
cjfa-33346	36	59	;	;	PUNCT
cjfa-33346	36	60	ključnikov	ključnikov	PROPN
cjfa-33346	36	61	,	,	PUNCT
cjfa-33346	36	62	majková	majková	PROPN
cjfa-33346	36	63	,	,	PUNCT
cjfa-33346	36	64	schwendemann	schwendemann	PROPN
cjfa-33346	36	65	&	&	CCONJ
cjfa-33346	36	66	knogler	knogler	PROPN
cjfa-33346	36	67	,	,	PUNCT
cjfa-33346	36	68	2016	2016	NUM
cjfa-33346	36	69	;	;	PUNCT
cjfa-33346	36	70	itc	itc	PROPN
cjfa-33346	36	71	,	,	PUNCT
cjfa-33346	36	72	2016	2016	NUM
cjfa-33346	36	73	)	)	PUNCT
cjfa-33346	36	74	also	also	ADV
cjfa-33346	36	75	founds	found	VERB
cjfa-33346	36	76	that	that	SCONJ
cjfa-33346	36	77	lack	lack	NOUN
cjfa-33346	36	78	of	of	ADP
cjfa-33346	36	79	access	access	NOUN
cjfa-33346	36	80	to	to	ADP
cjfa-33346	36	81	credit	credit	NOUN
cjfa-33346	36	82	is	be	AUX
cjfa-33346	36	83	the	the	DET
cjfa-33346	36	84	main	main	ADJ
cjfa-33346	36	85	constraints	constraint	NOUN
cjfa-33346	36	86	for	for	ADP
cjfa-33346	36	87	the	the	DET
cjfa-33346	36	88	success	success	NOUN
cjfa-33346	36	89	of	of	ADP
cjfa-33346	36	90	mses	ms	NOUN
cjfa-33346	36	91	.	.	PUNCT
cjfa-33346	37	1	considering	consider	VERB
cjfa-33346	37	2	the	the	DET
cjfa-33346	37	3	huge	huge	ADJ
cjfa-33346	37	4	contribution	contribution	NOUN
cjfa-33346	37	5	in	in	ADP
cjfa-33346	37	6	creating	create	VERB
cjfa-33346	37	7	job	job	NOUN
cjfa-33346	37	8	opportunity	opportunity	NOUN
cjfa-33346	37	9	with	with	ADP
cjfa-33346	37	10	relatively	relatively	ADV
cjfa-33346	37	11	low	low	ADJ
cjfa-33346	37	12	capital	capital	NOUN
cjfa-33346	37	13	,	,	PUNCT
cjfa-33346	37	14	mses	ms	NOUN
cjfa-33346	37	15	are	be	AUX
cjfa-33346	37	16	identified	identify	VERB
cjfa-33346	37	17	as	as	ADP
cjfa-33346	37	18	one	one	NUM
cjfa-33346	37	19	of	of	ADP
cjfa-33346	37	20	the	the	DET
cjfa-33346	37	21	priority	priority	NOUN
cjfa-33346	37	22	areas	area	NOUN
cjfa-33346	37	23	of	of	ADP
cjfa-33346	37	24	action	action	NOUN
cjfa-33346	37	25	among	among	ADP
cjfa-33346	37	26	the	the	DET
cjfa-33346	37	27	programs	program	NOUN
cjfa-33346	37	28	addressing	address	VERB
cjfa-33346	37	29	african	african	ADJ
cjfa-33346	37	30	development	development	NOUN
cjfa-33346	37	31	(	(	PUNCT
cjfa-33346	37	32	drbie	drbie	PROPN
cjfa-33346	37	33	&	&	CCONJ
cjfa-33346	37	34	tilaye	tilaye	NOUN
cjfa-33346	37	35	,	,	PUNCT
cjfa-33346	37	36	2013	2013	NUM
cjfa-33346	37	37	)	)	PUNCT
cjfa-33346	37	38	.	.	PUNCT
cjfa-33346	38	1	mses	ms	NOUN
cjfa-33346	38	2	are	be	AUX
cjfa-33346	38	3	one	one	NUM
cjfa-33346	38	4	of	of	ADP
cjfa-33346	38	5	the	the	DET
cjfa-33346	38	6	strongest	strong	ADJ
cjfa-33346	38	7	drivers	driver	NOUN
cjfa-33346	38	8	of	of	ADP
cjfa-33346	38	9	economic	economic	ADJ
cjfa-33346	38	10	development	development	NOUN
cjfa-33346	38	11	,	,	PUNCT
cjfa-33346	38	12	innovation	innovation	NOUN
cjfa-33346	38	13	and	and	CCONJ
cjfa-33346	38	14	employment	employment	NOUN
cjfa-33346	38	15	(	(	PUNCT
cjfa-33346	38	16	alhassan	alhassan	PROPN
cjfa-33346	38	17	&	&	CCONJ
cjfa-33346	38	18	sakara	sakara	PROPN
cjfa-33346	38	19	,	,	PUNCT
cjfa-33346	38	20	2014	2014	NUM
cjfa-33346	38	21	)	)	PUNCT
cjfa-33346	38	22	.	.	PUNCT
cjfa-33346	39	1	mses	ms	NOUN
cjfa-33346	39	2	are	be	AUX
cjfa-33346	39	3	working	work	VERB
cjfa-33346	39	4	towards	towards	ADP
cjfa-33346	39	5	tackling	tackle	VERB
cjfa-33346	39	6	poverty	poverty	NOUN
cjfa-33346	39	7	and	and	CCONJ
cjfa-33346	39	8	finding	find	VERB
cjfa-33346	39	9	the	the	DET
cjfa-33346	39	10	decent	decent	ADJ
cjfa-33346	39	11	job	job	NOUN
cjfa-33346	39	12	for	for	ADP
cjfa-33346	39	13	the	the	DET
cjfa-33346	39	14	poor	poor	ADJ
cjfa-33346	39	15	but	but	CCONJ
cjfa-33346	39	16	they	they	PRON
cjfa-33346	39	17	are	be	AUX
cjfa-33346	39	18	highly	highly	ADV
cjfa-33346	39	19	facing	face	VERB
cjfa-33346	39	20	access	access	NOUN
cjfa-33346	39	21	to	to	ADP
cjfa-33346	39	22	credit	credit	NOUN
cjfa-33346	39	23	service	service	NOUN
cjfa-33346	39	24	due	due	ADP
cjfa-33346	39	25	to	to	ADP
cjfa-33346	39	26	high	high	ADJ
cjfa-33346	39	27	collateral	collateral	NOUN
cjfa-33346	39	28	requirements	requirement	NOUN
cjfa-33346	39	29	by	by	ADP
cjfa-33346	39	30	formal	formal	ADJ
cjfa-33346	39	31	financial	financial	ADJ
cjfa-33346	39	32	institutions	institution	NOUN
cjfa-33346	39	33	.	.	PUNCT
cjfa-33346	40	1	nowadays	nowadays	ADV
cjfa-33346	40	2	,	,	PUNCT
cjfa-33346	40	3	mfis	mfis	PROPN
cjfa-33346	40	4	are	be	AUX
cjfa-33346	40	5	given	give	VERB
cjfa-33346	40	6	a	a	DET
cjfa-33346	40	7	task	task	NOUN
cjfa-33346	40	8	force	force	NOUN
cjfa-33346	40	9	to	to	PART
cjfa-33346	40	10	serve	serve	VERB
cjfa-33346	40	11	the	the	DET
cjfa-33346	40	12	poor	poor	ADJ
cjfa-33346	40	13	household	household	NOUN
cjfa-33346	40	14	and	and	CCONJ
cjfa-33346	40	15	those	those	DET
cjfa-33346	40	16	entrepreneurs	entrepreneur	NOUN
cjfa-33346	40	17	excluded	exclude	VERB
cjfa-33346	40	18	from	from	ADP
cjfa-33346	40	19	the	the	DET
cjfa-33346	40	20	formal	formal	ADJ
cjfa-33346	40	21	financial	financial	ADJ
cjfa-33346	40	22	institutions	institution	NOUN
cjfa-33346	40	23	due	due	ADJ
cjfa-33346	40	24	to	to	ADP
cjfa-33346	40	25	high	high	ADJ
cjfa-33346	40	26	collateral	collateral	ADJ
cjfa-33346	40	27	requirement	requirement	NOUN
cjfa-33346	40	28	that	that	SCONJ
cjfa-33346	40	29	they	they	PRON
cjfa-33346	40	30	can	can	AUX
cjfa-33346	40	31	not	not	PART
cjfa-33346	40	32	afford	afford	VERB
cjfa-33346	40	33	.	.	PUNCT
cjfa-33346	41	1	for	for	ADP
cjfa-33346	41	2	instance	instance	NOUN
cjfa-33346	41	3	,	,	PUNCT
cjfa-33346	41	4	the	the	DET
cjfa-33346	41	5	study	study	NOUN
cjfa-33346	41	6	by	by	ADP
cjfa-33346	41	7	bateman	bateman	NOUN
cjfa-33346	41	8	(	(	PUNCT
cjfa-33346	41	9	2011	2011	NUM
cjfa-33346	41	10	)	)	PUNCT
cjfa-33346	41	11	;	;	PUNCT
cjfa-33346	41	12	singla	singla	PRON
cjfa-33346	41	13	(	(	PUNCT
cjfa-33346	41	14	2014	2014	NUM
cjfa-33346	41	15	)	)	PUNCT
cjfa-33346	41	16	;	;	PUNCT
cjfa-33346	41	17	umar	umar	PROPN
cjfa-33346	41	18	and	and	CCONJ
cjfa-33346	41	19	ahmed	ahmed	PROPN
cjfa-33346	41	20	(	(	PUNCT
cjfa-33346	41	21	2017	2017	NUM
cjfa-33346	41	22	)	)	PUNCT
cjfa-33346	41	23	found	find	VERB
cjfa-33346	41	24	that	that	SCONJ
cjfa-33346	41	25	,	,	PUNCT
cjfa-33346	41	26	microfinance	microfinance	NOUN
cjfa-33346	41	27	provides	provide	VERB
cjfa-33346	41	28	small	small	ADJ
cjfa-33346	41	29	loans	loan	NOUN
cjfa-33346	41	30	to	to	ADP
cjfa-33346	41	31	the	the	DET
cjfa-33346	41	32	poor	poor	ADJ
cjfa-33346	41	33	on	on	ADP
cjfa-33346	41	34	flexible	flexible	ADJ
cjfa-33346	41	35	conditions	condition	NOUN
cjfa-33346	41	36	and	and	CCONJ
cjfa-33346	41	37	through	through	ADP
cjfa-33346	41	38	microcredit	microcredit	NOUN
cjfa-33346	41	39	,	,	PUNCT
cjfa-33346	41	40	poor	poor	ADJ
cjfa-33346	41	41	people	people	NOUN
cjfa-33346	41	42	can	can	AUX
cjfa-33346	41	43	set	set	VERB
cjfa-33346	41	44	up	up	ADP
cjfa-33346	41	45	their	their	PRON
cjfa-33346	41	46	own	own	ADJ
cjfa-33346	41	47	small	small	ADJ
cjfa-33346	41	48	business	business	NOUN
cjfa-33346	41	49	and	and	CCONJ
cjfa-33346	41	50	become	become	VERB
cjfa-33346	41	51	able	able	ADJ
cjfa-33346	41	52	to	to	PART
cjfa-33346	41	53	earn	earn	VERB
cjfa-33346	41	54	income	income	NOUN
cjfa-33346	41	55	for	for	ADP
cjfa-33346	41	56	their	their	PRON
cjfa-33346	41	57	basic	basic	ADJ
cjfa-33346	41	58	needs	need	NOUN
cjfa-33346	41	59	.	.	PUNCT
cjfa-33346	42	1	thus	thus	ADV
cjfa-33346	42	2	,	,	PUNCT
cjfa-33346	42	3	microfinance	microfinance	NOUN
cjfa-33346	42	4	has	have	AUX
cjfa-33346	42	5	been	be	AUX
cjfa-33346	42	6	revealed	reveal	VERB
cjfa-33346	42	7	as	as	ADP
cjfa-33346	42	8	a	a	DET
cjfa-33346	42	9	key	key	ADJ
cjfa-33346	42	10	strategy	strategy	NOUN
cjfa-33346	42	11	for	for	ADP
cjfa-33346	42	12	poverty	poverty	NOUN
cjfa-33346	42	13	reduction	reduction	NOUN
cjfa-33346	42	14	by	by	ADP
cjfa-33346	42	15	improving	improve	VERB
cjfa-33346	42	16	the	the	DET
cjfa-33346	42	17	living	living	NOUN
cjfa-33346	42	18	conditions	condition	NOUN
cjfa-33346	42	19	of	of	ADP
cjfa-33346	42	20	the	the	DET
cjfa-33346	42	21	poor	poor	ADJ
cjfa-33346	42	22	and	and	CCONJ
cjfa-33346	42	23	‘	'	PUNCT
cjfa-33346	42	24	bottom	bottom	ADJ
cjfa-33346	42	25	-	-	PUNCT
cjfa-33346	42	26	up	up	NOUN
cjfa-33346	42	27	’	'	PUNCT
cjfa-33346	42	28	local	local	ADJ
cjfa-33346	42	29	economic	economic	ADJ
cjfa-33346	42	30	and	and	CCONJ
cjfa-33346	42	31	social	social	ADJ
cjfa-33346	42	32	development	development	NOUN
cjfa-33346	42	33	.	.	PUNCT
cjfa-33346	43	1	similarly	similarly	ADV
cjfa-33346	43	2	,	,	PUNCT
cjfa-33346	43	3	the	the	DET
cjfa-33346	43	4	study	study	NOUN
cjfa-33346	43	5	by	by	ADP
cjfa-33346	43	6	helms	helm	NOUN
cjfa-33346	43	7	(	(	PUNCT
cjfa-33346	43	8	2006	2006	NUM
cjfa-33346	43	9	)	)	PUNCT
cjfa-33346	43	10	and	and	CCONJ
cjfa-33346	43	11	peprah	peprah	NOUN
cjfa-33346	43	12	and	and	CCONJ
cjfa-33346	43	13	ayayi	ayayi	ADJ
cjfa-33346	43	14	(	(	PUNCT
cjfa-33346	43	15	2016	2016	NUM
cjfa-33346	43	16	)	)	PUNCT
cjfa-33346	43	17	reveals	reveal	VERB
cjfa-33346	43	18	that	that	SCONJ
cjfa-33346	43	19	,	,	PUNCT
cjfa-33346	43	20	access	access	NOUN
cjfa-33346	43	21	to	to	ADP
cjfa-33346	43	22	financial	financial	ADJ
cjfa-33346	43	23	services	service	NOUN
cjfa-33346	43	24	of	of	ADP
cjfa-33346	43	25	microfinance	microfinance	NOUN
cjfa-33346	43	26	can	can	AUX
cjfa-33346	43	27	benefit	benefit	VERB
cjfa-33346	43	28	poor	poor	ADJ
cjfa-33346	43	29	and	and	CCONJ
cjfa-33346	43	30	low	low	ADJ
cjfa-33346	43	31	-	-	PUNCT
cjfa-33346	43	32	income	income	NOUN
cjfa-33346	43	33	customers	customer	NOUN
cjfa-33346	43	34	increase	increase	VERB
cjfa-33346	43	35	and	and	CCONJ
cjfa-33346	43	36	stabilize	stabilize	VERB
cjfa-33346	43	37	their	their	PRON
cjfa-33346	43	38	incomes	income	NOUN
cjfa-33346	43	39	,	,	PUNCT
cjfa-33346	43	40	build	build	VERB
cjfa-33346	43	41	assets	asset	NOUN
cjfa-33346	43	42	,	,	PUNCT
cjfa-33346	43	43	and	and	CCONJ
cjfa-33346	43	44	invest	invest	VERB
cjfa-33346	43	45	in	in	ADP
cjfa-33346	43	46	their	their	PRON
cjfa-33346	43	47	own	own	ADJ
cjfa-33346	43	48	future	future	NOUN
cjfa-33346	43	49	and	and	CCONJ
cjfa-33346	43	50	permits	permit	VERB
cjfa-33346	43	51	clients	client	NOUN
cjfa-33346	43	52	to	to	PART
cjfa-33346	43	53	increase	increase	VERB
cjfa-33346	43	54	their	their	PRON
cjfa-33346	43	55	household	household	NOUN
cjfa-33346	43	56	expenditure	expenditure	NOUN
cjfa-33346	43	57	.	.	PUNCT
cjfa-33346	44	1	despite	despite	SCONJ
cjfa-33346	44	2	the	the	DET
cjfa-33346	44	3	promising	promising	ADJ
cjfa-33346	44	4	economic	economic	ADJ
cjfa-33346	44	5	growth	growth	NOUN
cjfa-33346	44	6	in	in	ADP
cjfa-33346	44	7	the	the	DET
cjfa-33346	44	8	past	past	ADJ
cjfa-33346	44	9	decades	decade	NOUN
cjfa-33346	44	10	,	,	PUNCT
cjfa-33346	44	11	ethiopia	ethiopia	PROPN
cjfa-33346	44	12	is	be	AUX
cjfa-33346	44	13	falling	fall	VERB
cjfa-33346	44	14	behind	behind	ADP
cjfa-33346	44	15	its	its	PRON
cjfa-33346	44	16	peers	peer	NOUN
cjfa-33346	44	17	in	in	ADP
cjfa-33346	44	18	the	the	DET
cjfa-33346	44	19	area	area	NOUN
cjfa-33346	44	20	of	of	ADP
cjfa-33346	44	21	provision	provision	NOUN
cjfa-33346	44	22	of	of	ADP
cjfa-33346	44	23	credit	credit	NOUN
cjfa-33346	44	24	to	to	ADP
cjfa-33346	44	25	the	the	DET
cjfa-33346	44	26	private	private	ADJ
cjfa-33346	44	27	sector	sector	NOUN
cjfa-33346	44	28	.	.	PUNCT
cjfa-33346	45	1	according	accord	VERB
cjfa-33346	45	2	to	to	ADP
cjfa-33346	45	3	the	the	DET
cjfa-33346	45	4	world	world	PROPN
cjfa-33346	45	5	bank	bank	PROPN
cjfa-33346	45	6	’s	’s	PART
cjfa-33346	45	7	enterprise	enterprise	NOUN
cjfa-33346	45	8	surveys	survey	NOUN
cjfa-33346	45	9	,	,	PUNCT
cjfa-33346	45	10	access	access	NOUN
cjfa-33346	45	11	to	to	ADP
cjfa-33346	45	12	finance	finance	NOUN
cjfa-33346	45	13	is	be	AUX
cjfa-33346	45	14	perceived	perceive	VERB
cjfa-33346	45	15	as	as	ADP
cjfa-33346	45	16	the	the	DET
cjfa-33346	45	17	main	main	ADJ
cjfa-33346	45	18	business	business	NOUN
cjfa-33346	45	19	environment	environment	NOUN
cjfa-33346	45	20	constraint	constraint	NOUN
cjfa-33346	45	21	by	by	ADP
cjfa-33346	45	22	micro	micro	NOUN
cjfa-33346	45	23	(	(	PUNCT
cjfa-33346	45	24	41	41	NUM
cjfa-33346	45	25	%	%	NOUN
cjfa-33346	45	26	)	)	PUNCT
cjfa-33346	45	27	,	,	PUNCT
cjfa-33346	45	28	small	small	ADJ
cjfa-33346	45	29	(	(	PUNCT
cjfa-33346	45	30	36	36	NUM
cjfa-33346	45	31	%	%	NOUN
cjfa-33346	45	32	)	)	PUNCT
cjfa-33346	45	33	and	and	CCONJ
cjfa-33346	45	34	medium	medium	ADJ
cjfa-33346	45	35	(	(	PUNCT
cjfa-33346	45	36	29	29	NUM
cjfa-33346	45	37	%	%	NOUN
cjfa-33346	45	38	)	)	PUNCT
cjfa-33346	45	39	enterprises	enterprise	NOUN
cjfa-33346	45	40	in	in	ADP
cjfa-33346	45	41	ethiopia	ethiopia	PROPN
cjfa-33346	45	42	,	,	PUNCT
cjfa-33346	45	43	compared	compare	VERB
cjfa-33346	45	44	to	to	ADP
cjfa-33346	45	45	a	a	DET
cjfa-33346	45	46	sub	sub	ADJ
cjfa-33346	45	47	-	-	ADJ
cjfa-33346	45	48	saharan	saharan	ADJ
cjfa-33346	45	49	average	average	NOUN
cjfa-33346	45	50	of	of	ADP
cjfa-33346	45	51	24	24	NUM
cjfa-33346	45	52	%	%	NOUN
cjfa-33346	45	53	,	,	PUNCT
cjfa-33346	45	54	20	20	NUM
cjfa-33346	45	55	%	%	NOUN
cjfa-33346	45	56	and	and	CCONJ
cjfa-33346	45	57	16	16	NUM
cjfa-33346	45	58	%	%	NOUN
cjfa-33346	45	59	respectively	respectively	ADV
cjfa-33346	45	60	(	(	PUNCT
cjfa-33346	45	61	world	world	PROPN
cjfa-33346	45	62	bank	bank	NOUN
cjfa-33346	45	63	,	,	PUNCT
cjfa-33346	45	64	2018	2018	NUM
cjfa-33346	45	65	)	)	PUNCT
cjfa-33346	45	66	.	.	PUNCT
cjfa-33346	46	1	betgilu	betgilu	PROPN
cjfa-33346	46	2	oshora	oshora	PROPN
cjfa-33346	46	3	,	,	PUNCT
cjfa-33346	46	4	maria	maria	PROPN
cjfa-33346	46	5	fekete	fekete	PROPN
cjfa-33346	46	6	-	-	PUNCT
cjfa-33346	46	7	farkas	farkas	PROPN
cjfa-33346	46	8	,	,	PUNCT
cjfa-33346	46	9	zoltan	zoltan	PROPN
cjfa-33346	46	10	zeman118	zeman118	PROPN
cjfa-33346	47	1	the	the	DET
cjfa-33346	47	2	federal	federal	PROPN
cjfa-33346	47	3	democratic	democratic	PROPN
cjfa-33346	47	4	republic	republic	PROPN
cjfa-33346	47	5	of	of	ADP
cjfa-33346	47	6	ethiopia	ethiopia	PROPN
cjfa-33346	47	7	(	(	PUNCT
cjfa-33346	47	8	fdre	fdre	NOUN
cjfa-33346	47	9	)	)	PUNCT
cjfa-33346	47	10	government	government	NOUN
cjfa-33346	47	11	provides	provide	VERB
cjfa-33346	47	12	both	both	CCONJ
cjfa-33346	47	13	financial	financial	ADJ
cjfa-33346	47	14	and	and	CCONJ
cjfa-33346	47	15	non	non	ADJ
cjfa-33346	47	16	-	-	ADJ
cjfa-33346	47	17	financial	financial	ADJ
cjfa-33346	47	18	service	service	NOUN
cjfa-33346	47	19	to	to	ADP
cjfa-33346	47	20	mses	ms	NOUN
cjfa-33346	47	21	through	through	ADP
cjfa-33346	47	22	mfis	mfis	PROPN
cjfa-33346	47	23	.	.	PUNCT
cjfa-33346	48	1	however	however	ADV
cjfa-33346	48	2	,	,	PUNCT
cjfa-33346	48	3	still	still	ADV
cjfa-33346	48	4	now	now	ADV
cjfa-33346	48	5	lack	lack	NOUN
cjfa-33346	48	6	of	of	ADP
cjfa-33346	48	7	access	access	NOUN
cjfa-33346	48	8	to	to	ADP
cjfa-33346	48	9	credit	credit	NOUN
cjfa-33346	48	10	remains	remain	VERB
cjfa-33346	48	11	the	the	DET
cjfa-33346	48	12	main	main	ADJ
cjfa-33346	48	13	challenge	challenge	NOUN
cjfa-33346	48	14	for	for	ADP
cjfa-33346	48	15	the	the	DET
cjfa-33346	48	16	development	development	NOUN
cjfa-33346	48	17	and	and	CCONJ
cjfa-33346	48	18	expansion	expansion	NOUN
cjfa-33346	48	19	of	of	ADP
cjfa-33346	48	20	the	the	DET
cjfa-33346	48	21	mses	ms	NOUN
cjfa-33346	48	22	.	.	PUNCT
cjfa-33346	49	1	the	the	DET
cjfa-33346	49	2	study	study	NOUN
cjfa-33346	49	3	by	by	ADP
cjfa-33346	49	4	gebreeyesus	gebreeyesus	PROPN
cjfa-33346	49	5	et	et	PROPN
cjfa-33346	49	6	al	al	PROPN
cjfa-33346	49	7	.	.	PROPN
cjfa-33346	50	1	(	(	PUNCT
cjfa-33346	50	2	2018	2018	NUM
cjfa-33346	50	3	)	)	PUNCT
cjfa-33346	50	4	shows	show	VERB
cjfa-33346	50	5	that	that	SCONJ
cjfa-33346	50	6	,	,	PUNCT
cjfa-33346	50	7	above	above	ADP
cjfa-33346	50	8	70	70	NUM
cjfa-33346	50	9	%	%	NOUN
cjfa-33346	50	10	of	of	ADP
cjfa-33346	50	11	mses	ms	NOUN
cjfa-33346	50	12	had	have	VERB
cjfa-33346	50	13	no	no	DET
cjfa-33346	50	14	access	access	NOUN
cjfa-33346	50	15	to	to	ADP
cjfa-33346	50	16	credit	credit	NOUN
cjfa-33346	50	17	from	from	ADP
cjfa-33346	50	18	any	any	PRON
cjfa-33346	50	19	of	of	ADP
cjfa-33346	50	20	the	the	DET
cjfa-33346	50	21	potential	potential	ADJ
cjfa-33346	50	22	external	external	NOUN
cjfa-33346	50	23	.	.	PUNCT
cjfa-33346	51	1	moreover	moreover	ADV
cjfa-33346	51	2	,	,	PUNCT
cjfa-33346	51	3	international	international	ADJ
cjfa-33346	51	4	finance	finance	NOUN
cjfa-33346	51	5	corporation	corporation	NOUN
cjfa-33346	51	6	(	(	PUNCT
cjfa-33346	51	7	2017	2017	NUM
cjfa-33346	51	8	)	)	PUNCT
cjfa-33346	51	9	report	report	NOUN
cjfa-33346	51	10	reveals	reveal	VERB
cjfa-33346	51	11	,	,	PUNCT
cjfa-33346	51	12	in	in	ADP
cjfa-33346	51	13	ethiopia	ethiopia	PROPN
cjfa-33346	51	14	currently	currently	ADV
cjfa-33346	51	15	there	there	PRON
cjfa-33346	51	16	are	be	VERB
cjfa-33346	51	17	136,633	136,633	NUM
cjfa-33346	51	18	msmes	msme	NOUN
cjfa-33346	51	19	with	with	ADP
cjfa-33346	51	20	1,687,733,587	1,687,733,587	ADJ
cjfa-33346	51	21	finance	finance	NOUN
cjfa-33346	51	22	supply	supply	NOUN
cjfa-33346	51	23	and	and	CCONJ
cjfa-33346	51	24	4,290,163,843	4,290,163,843	NUM
cjfa-33346	51	25	finance	finance	NOUN
cjfa-33346	51	26	gap	gap	NOUN
cjfa-33346	51	27	;	;	PUNCT
cjfa-33346	51	28	and	and	CCONJ
cjfa-33346	51	29	the	the	DET
cjfa-33346	51	30	total	total	NOUN
cjfa-33346	51	31	of	of	ADP
cjfa-33346	51	32	finance	finance	NOUN
cjfa-33346	51	33	gap	gap	NOUN
cjfa-33346	51	34	/	/	SYM
cjfa-33346	51	35	gdp	gdp	NOUN
cjfa-33346	51	36	account	account	NOUN
cjfa-33346	51	37	for	for	ADP
cjfa-33346	51	38	7	7	NUM
cjfa-33346	51	39	%	%	NOUN
cjfa-33346	51	40	.	.	PUNCT
cjfa-33346	52	1	this	this	PRON
cjfa-33346	52	2	means	mean	VERB
cjfa-33346	52	3	that	that	SCONJ
cjfa-33346	52	4	it	it	PRON
cjfa-33346	52	5	accounts	account	VERB
cjfa-33346	52	6	for	for	ADP
cjfa-33346	52	7	more	more	ADJ
cjfa-33346	52	8	than	than	ADP
cjfa-33346	52	9	2.54	2.54	NUM
cjfa-33346	52	10	times	time	NOUN
cjfa-33346	52	11	the	the	DET
cjfa-33346	52	12	current	current	ADJ
cjfa-33346	52	13	level	level	NOUN
cjfa-33346	52	14	of	of	ADP
cjfa-33346	52	15	the	the	DET
cjfa-33346	52	16	country	country	NOUN
cjfa-33346	52	17	lending	lending	NOUN
cjfa-33346	52	18	.	.	PUNCT
cjfa-33346	53	1	this	this	DET
cjfa-33346	53	2	finance	finance	NOUN
cjfa-33346	53	3	gap	gap	NOUN
cjfa-33346	53	4	is	be	AUX
cjfa-33346	53	5	also	also	ADV
cjfa-33346	53	6	approximately	approximately	ADV
cjfa-33346	53	7	twice	twice	ADV
cjfa-33346	53	8	of	of	ADP
cjfa-33346	53	9	the	the	DET
cjfa-33346	53	10	global	global	ADJ
cjfa-33346	53	11	finance	finance	NOUN
cjfa-33346	53	12	gap	gap	NOUN
cjfa-33346	53	13	which	which	PRON
cjfa-33346	53	14	is	be	AUX
cjfa-33346	53	15	1.4	1.4	NUM
cjfa-33346	53	16	for	for	ADP
cjfa-33346	53	17	msmes	msme	NOUN
cjfa-33346	53	18	(	(	PUNCT
cjfa-33346	53	19	world	world	PROPN
cjfa-33346	53	20	bank	bank	PROPN
cjfa-33346	53	21	,	,	PUNCT
cjfa-33346	53	22	2019	2019	NUM
cjfa-33346	53	23	)	)	PUNCT
cjfa-33346	53	24	.	.	PUNCT
cjfa-33346	54	1	based	base	VERB
cjfa-33346	54	2	on	on	ADP
cjfa-33346	54	3	the	the	DET
cjfa-33346	54	4	above	above	ADJ
cjfa-33346	54	5	empirical	empirical	ADJ
cjfa-33346	54	6	evidences	evidence	NOUN
cjfa-33346	54	7	argument	argument	NOUN
cjfa-33346	54	8	,	,	PUNCT
cjfa-33346	54	9	we	we	PRON
cjfa-33346	54	10	can	can	AUX
cjfa-33346	54	11	understand	understand	VERB
cjfa-33346	54	12	that	that	PRON
cjfa-33346	54	13	,	,	PUNCT
cjfa-33346	54	14	lack	lack	NOUN
cjfa-33346	54	15	of	of	ADP
cjfa-33346	54	16	access	access	NOUN
cjfa-33346	54	17	to	to	ADP
cjfa-33346	54	18	credit	credit	NOUN
cjfa-33346	54	19	has	have	AUX
cjfa-33346	54	20	been	be	AUX
cjfa-33346	54	21	a	a	DET
cjfa-33346	54	22	key	key	ADJ
cjfa-33346	54	23	challenge	challenge	NOUN
cjfa-33346	54	24	constraining	constrain	VERB
cjfa-33346	54	25	the	the	DET
cjfa-33346	54	26	growth	growth	NOUN
cjfa-33346	54	27	of	of	ADP
cjfa-33346	54	28	mses	ms	NOUN
cjfa-33346	54	29	and	and	CCONJ
cjfa-33346	54	30	hence	hence	ADV
cjfa-33346	54	31	,	,	PUNCT
cjfa-33346	54	32	the	the	DET
cjfa-33346	54	33	main	main	ADJ
cjfa-33346	54	34	aim	aim	NOUN
cjfa-33346	54	35	of	of	ADP
cjfa-33346	54	36	this	this	DET
cjfa-33346	54	37	study	study	NOUN
cjfa-33346	54	38	is	be	AUX
cjfa-33346	54	39	to	to	PART
cjfa-33346	54	40	examine	examine	VERB
cjfa-33346	54	41	the	the	DET
cjfa-33346	54	42	role	role	NOUN
cjfa-33346	54	43	of	of	ADP
cjfa-33346	54	44	mfis	mfis	NOUN
cjfa-33346	54	45	in	in	ADP
cjfa-33346	54	46	filling	fill	VERB
cjfa-33346	54	47	the	the	DET
cjfa-33346	54	48	finance	finance	NOUN
cjfa-33346	54	49	gap	gap	NOUN
cjfa-33346	54	50	for	for	ADP
cjfa-33346	54	51	mses	ms	NOUN
cjfa-33346	54	52	in	in	ADP
cjfa-33346	54	53	the	the	DET
cjfa-33346	54	54	case	case	NOUN
cjfa-33346	54	55	of	of	ADP
cjfa-33346	54	56	ethiopia	ethiopia	PROPN
cjfa-33346	54	57	.	.	PUNCT
cjfa-33346	55	1	moreover	moreover	ADV
cjfa-33346	55	2	,	,	PUNCT
cjfa-33346	55	3	the	the	DET
cjfa-33346	55	4	paper	paper	NOUN
cjfa-33346	55	5	aims	aim	VERB
cjfa-33346	55	6	to	to	PART
cjfa-33346	55	7	address	address	VERB
cjfa-33346	55	8	:	:	PUNCT
cjfa-33346	55	9	■	■	PUNCT
cjfa-33346	55	10	the	the	DET
cjfa-33346	55	11	status	status	NOUN
cjfa-33346	55	12	of	of	ADP
cjfa-33346	55	13	mses	ms	NOUN
cjfa-33346	55	14	finance	finance	NOUN
cjfa-33346	55	15	gap	gap	NOUN
cjfa-33346	55	16	and	and	CCONJ
cjfa-33346	55	17	the	the	DET
cjfa-33346	55	18	role	role	NOUN
cjfa-33346	55	19	of	of	ADP
cjfa-33346	55	20	mfis	mfis	NOUN
cjfa-33346	55	21	in	in	ADP
cjfa-33346	55	22	filling	fill	VERB
cjfa-33346	55	23	the	the	DET
cjfa-33346	55	24	existing	exist	VERB
cjfa-33346	55	25	gap	gap	NOUN
cjfa-33346	55	26	;	;	PUNCT
cjfa-33346	55	27	■	■	PUNCT
cjfa-33346	55	28	the	the	DET
cjfa-33346	55	29	challenges	challenge	NOUN
cjfa-33346	55	30	of	of	ADP
cjfa-33346	55	31	mses	ms	NOUN
cjfa-33346	55	32	in	in	ADP
cjfa-33346	55	33	accessing	access	VERB
cjfa-33346	55	34	micro	micro	ADJ
cjfa-33346	55	35	credit	credit	NOUN
cjfa-33346	55	36	from	from	ADP
cjfa-33346	55	37	mfis	mfis	PROPN
cjfa-33346	55	38	;	;	PUNCT
cjfa-33346	55	39	■	■	PUNCT
cjfa-33346	55	40	the	the	DET
cjfa-33346	55	41	contribution	contribution	NOUN
cjfa-33346	55	42	of	of	ADP
cjfa-33346	55	43	mses	ms	NOUN
cjfa-33346	55	44	to	to	ADP
cjfa-33346	55	45	the	the	DET
cjfa-33346	55	46	country	country	NOUN
cjfa-33346	55	47	’s	’s	PART
cjfa-33346	55	48	inclusive	inclusive	ADJ
cjfa-33346	55	49	economic	economic	ADJ
cjfa-33346	55	50	growth	growth	NOUN
cjfa-33346	55	51	particularly	particularly	ADV
cjfa-33346	55	52	in	in	ADP
cjfa-33346	55	53	unemployment	unemployment	NOUN
cjfa-33346	55	54	reduction	reduction	NOUN
cjfa-33346	55	55	.	.	PUNCT
cjfa-33346	56	1	research	research	NOUN
cjfa-33346	56	2	methodology	methodology	NOUN
cjfa-33346	56	3	and	and	CCONJ
cjfa-33346	56	4	the	the	DET
cjfa-33346	56	5	course	course	NOUN
cjfa-33346	56	6	of	of	ADP
cjfa-33346	56	7	the	the	DET
cjfa-33346	56	8	research	research	NOUN
cjfa-33346	56	9	process	process	NOUN
cjfa-33346	56	10	for	for	ADP
cjfa-33346	56	11	this	this	DET
cjfa-33346	56	12	study	study	NOUN
cjfa-33346	56	13	purpose	purpose	NOUN
cjfa-33346	56	14	,	,	PUNCT
cjfa-33346	56	15	secondary	secondary	ADJ
cjfa-33346	56	16	data	datum	NOUN
cjfa-33346	56	17	from	from	ADP
cjfa-33346	56	18	2009/10	2009/10	NUM
cjfa-33346	56	19	–	–	PUNCT
cjfa-33346	56	20	2018/19	2018/19	NUM
cjfa-33346	56	21	time	time	NOUN
cjfa-33346	56	22	period	period	NOUN
cjfa-33346	56	23	are	be	AUX
cjfa-33346	56	24	extracted	extract	VERB
cjfa-33346	56	25	from	from	ADP
cjfa-33346	56	26	national	national	PROPN
cjfa-33346	56	27	bank	bank	PROPN
cjfa-33346	56	28	annual	annual	ADJ
cjfa-33346	56	29	reports	report	NOUN
cjfa-33346	56	30	and	and	CCONJ
cjfa-33346	56	31	summarized	summarize	VERB
cjfa-33346	56	32	in	in	ADP
cjfa-33346	56	33	to	to	ADP
cjfa-33346	56	34	excel	excel	VERB
cjfa-33346	56	35	spreadsheet	spreadsheet	NOUN
cjfa-33346	56	36	.	.	PUNCT
cjfa-33346	57	1	to	to	PART
cjfa-33346	57	2	process	process	VERB
cjfa-33346	57	3	the	the	DET
cjfa-33346	57	4	data	datum	NOUN
cjfa-33346	57	5	collected	collect	VERB
cjfa-33346	57	6	,	,	PUNCT
cjfa-33346	57	7	principal	principal	ADJ
cjfa-33346	57	8	component	component	NOUN
cjfa-33346	57	9	analysis	analysis	NOUN
cjfa-33346	57	10	was	be	AUX
cjfa-33346	57	11	used	use	VERB
cjfa-33346	57	12	by	by	ADP
cjfa-33346	57	13	using	use	VERB
cjfa-33346	57	14	minitab	minitab	PROPN
cjfa-33346	57	15	19	19	NUM
cjfa-33346	57	16	software	software	NOUN
cjfa-33346	57	17	to	to	PART
cjfa-33346	57	18	examine	examine	VERB
cjfa-33346	57	19	the	the	DET
cjfa-33346	57	20	relationships	relationship	NOUN
cjfa-33346	57	21	and	and	CCONJ
cjfa-33346	57	22	significance	significance	NOUN
cjfa-33346	57	23	in	in	ADP
cjfa-33346	57	24	and	and	CCONJ
cjfa-33346	57	25	between	between	SCONJ
cjfa-33346	57	26	the	the	DET
cjfa-33346	57	27	data	datum	NOUN
cjfa-33346	57	28	emerge	emerge	VERB
cjfa-33346	57	29	.	.	PUNCT
cjfa-33346	58	1	empirical	empirical	ADJ
cjfa-33346	58	2	evidence	evidence	NOUN
cjfa-33346	58	3	from	from	ADP
cjfa-33346	58	4	different	different	ADJ
cjfa-33346	58	5	reports	report	NOUN
cjfa-33346	58	6	,	,	PUNCT
cjfa-33346	58	7	websites	website	NOUN
cjfa-33346	58	8	and	and	CCONJ
cjfa-33346	58	9	different	different	ADJ
cjfa-33346	58	10	scholar	scholar	NOUN
cjfa-33346	58	11	findings	finding	NOUN
cjfa-33346	58	12	from	from	ADP
cjfa-33346	58	13	publication	publication	NOUN
cjfa-33346	58	14	database	database	NOUN
cjfa-33346	58	15	like	like	ADP
cjfa-33346	58	16	google	google	PROPN
cjfa-33346	58	17	scholar	scholar	NOUN
cjfa-33346	58	18	,	,	PUNCT
cjfa-33346	58	19	research	research	NOUN
cjfa-33346	58	20	gates	gate	NOUN
cjfa-33346	58	21	,	,	PUNCT
cjfa-33346	58	22	academic.edu	academic.edu	X
cjfa-33346	58	23	,	,	PUNCT
cjfa-33346	58	24	mendeley	mendeley	NOUN
cjfa-33346	58	25	etc	etc	X
cjfa-33346	58	26	with	with	ADP
cjfa-33346	58	27	key	key	ADJ
cjfa-33346	58	28	words	word	NOUN
cjfa-33346	58	29	like	like	ADP
cjfa-33346	58	30	,	,	PUNCT
cjfa-33346	58	31	access	access	NOUN
cjfa-33346	58	32	to	to	ADP
cjfa-33346	58	33	finance	finance	NOUN
cjfa-33346	58	34	,	,	PUNCT
cjfa-33346	58	35	ethiopia	ethiopia	PROPN
cjfa-33346	58	36	,	,	PUNCT
cjfa-33346	58	37	microfinance	microfinance	NOUN
cjfa-33346	58	38	,	,	PUNCT
cjfa-33346	58	39	mses	ms	NOUN
cjfa-33346	58	40	were	be	AUX
cjfa-33346	58	41	reviewed	review	VERB
cjfa-33346	58	42	to	to	PART
cjfa-33346	58	43	develop	develop	VERB
cjfa-33346	58	44	a	a	DET
cjfa-33346	58	45	comprehensive	comprehensive	ADJ
cjfa-33346	58	46	understanding	understanding	NOUN
cjfa-33346	58	47	about	about	ADP
cjfa-33346	58	48	the	the	DET
cjfa-33346	58	49	subject	subject	NOUN
cjfa-33346	58	50	of	of	ADP
cjfa-33346	58	51	the	the	DET
cjfa-33346	58	52	study	study	NOUN
cjfa-33346	58	53	.	.	PUNCT
cjfa-33346	59	1	role	role	NOUN
cjfa-33346	59	2	of	of	ADP
cjfa-33346	59	3	microfinance	microfinance	NOUN
cjfa-33346	59	4	institutions	institution	NOUN
cjfa-33346	59	5	…	…	PUNCT
cjfa-33346	59	6	119	119	NUM
cjfa-33346	59	7	outcome	outcome	NOUN
cjfa-33346	59	8	of	of	ADP
cjfa-33346	59	9	the	the	DET
cjfa-33346	59	10	research	research	NOUN
cjfa-33346	59	11	process	process	NOUN
cjfa-33346	59	12	role	role	NOUN
cjfa-33346	59	13	of	of	ADP
cjfa-33346	59	14	microfinance	microfinance	NOUN
cjfa-33346	59	15	in	in	ADP
cjfa-33346	59	16	improving	improve	VERB
cjfa-33346	59	17	the	the	DET
cjfa-33346	59	18	lives	life	NOUN
cjfa-33346	59	19	of	of	ADP
cjfa-33346	59	20	the	the	DET
cjfa-33346	59	21	poor	poor	ADJ
cjfa-33346	59	22	in	in	ADP
cjfa-33346	59	23	1976	1976	NUM
cjfa-33346	59	24	,	,	PUNCT
cjfa-33346	59	25	muhammad	muhammad	PROPN
cjfa-33346	59	26	yunus	yunus	PROPN
cjfa-33346	59	27	introduced	introduce	VERB
cjfa-33346	59	28	the	the	DET
cjfa-33346	59	29	concept	concept	NOUN
cjfa-33346	59	30	of	of	ADP
cjfa-33346	59	31	microfinance	microfinance	NOUN
cjfa-33346	59	32	successfully	successfully	ADV
cjfa-33346	59	33	for	for	ADP
cjfa-33346	59	34	the	the	DET
cjfa-33346	59	35	first	first	ADJ
cjfa-33346	59	36	time	time	NOUN
cjfa-33346	59	37	in	in	ADP
cjfa-33346	59	38	bangladesh	bangladesh	NOUN
cjfa-33346	59	39	to	to	PART
cjfa-33346	59	40	overcome	overcome	VERB
cjfa-33346	59	41	the	the	DET
cjfa-33346	59	42	vicious	vicious	ADJ
cjfa-33346	59	43	circle	circle	NOUN
cjfa-33346	59	44	poverty	poverty	NOUN
cjfa-33346	59	45	through	through	ADP
cjfa-33346	59	46	making	make	VERB
cjfa-33346	59	47	small	small	ADJ
cjfa-33346	59	48	loans	loan	NOUN
cjfa-33346	59	49	to	to	ADP
cjfa-33346	59	50	poor	poor	ADJ
cjfa-33346	59	51	families	family	NOUN
cjfa-33346	59	52	(	(	PUNCT
cjfa-33346	59	53	umar	umar	PROPN
cjfa-33346	59	54	&	&	CCONJ
cjfa-33346	59	55	ahmed	ahmed	PROPN
cjfa-33346	59	56	,	,	PUNCT
cjfa-33346	59	57	2017	2017	NUM
cjfa-33346	59	58	)	)	PUNCT
cjfa-33346	59	59	.	.	PUNCT
cjfa-33346	60	1	according	accord	VERB
cjfa-33346	60	2	to	to	ADP
cjfa-33346	60	3	bateman	bateman	NOUN
cjfa-33346	60	4	(	(	PUNCT
cjfa-33346	60	5	2011	2011	NUM
cjfa-33346	60	6	)	)	PUNCT
cjfa-33346	60	7	,	,	PUNCT
cjfa-33346	60	8	microfinance	microfinance	NOUN
cjfa-33346	60	9	is	be	AUX
cjfa-33346	60	10	the	the	DET
cjfa-33346	60	11	provision	provision	NOUN
cjfa-33346	60	12	of	of	ADP
cjfa-33346	60	13	micro	micro	ADJ
cjfa-33346	60	14	credit	credit	NOUN
cjfa-33346	60	15	to	to	ADP
cjfa-33346	60	16	the	the	DET
cjfa-33346	60	17	poor	poor	ADJ
cjfa-33346	60	18	to	to	PART
cjfa-33346	60	19	help	help	VERB
cjfa-33346	60	20	them	they	PRON
cjfa-33346	60	21	establish	establish	VERB
cjfa-33346	60	22	or	or	CCONJ
cjfa-33346	60	23	expand	expand	VERB
cjfa-33346	60	24	an	an	DET
cjfa-33346	60	25	income	income	NOUN
cjfa-33346	60	26	-	-	PUNCT
cjfa-33346	60	27	generating	generate	VERB
cjfa-33346	60	28	activity	activity	NOUN
cjfa-33346	60	29	,	,	PUNCT
cjfa-33346	60	30	and	and	CCONJ
cjfa-33346	60	31	there	there	ADV
cjfa-33346	60	32	by	by	ADP
cjfa-33346	60	33	escape	escape	NOUN
cjfa-33346	60	34	from	from	ADP
cjfa-33346	60	35	poverty	poverty	NOUN
cjfa-33346	60	36	.	.	PUNCT
cjfa-33346	61	1	moreover	moreover	ADV
cjfa-33346	61	2	,	,	PUNCT
cjfa-33346	61	3	umar	umar	PROPN
cjfa-33346	61	4	and	and	CCONJ
cjfa-33346	61	5	ahmed	ahmed	PROPN
cjfa-33346	61	6	(	(	PUNCT
cjfa-33346	61	7	2017	2017	NUM
cjfa-33346	61	8	)	)	PUNCT
cjfa-33346	61	9	also	also	ADV
cjfa-33346	61	10	explained	explain	VERB
cjfa-33346	61	11	microfinance	microfinance	NOUN
cjfa-33346	61	12	as	as	ADP
cjfa-33346	61	13	a	a	DET
cjfa-33346	61	14	tool	tool	NOUN
cjfa-33346	61	15	to	to	PART
cjfa-33346	61	16	enable	enable	VERB
cjfa-33346	61	17	poor	poor	ADJ
cjfa-33346	61	18	to	to	PART
cjfa-33346	61	19	start	start	VERB
cjfa-33346	61	20	their	their	PRON
cjfa-33346	61	21	own	own	ADJ
cjfa-33346	61	22	business	business	NOUN
cjfa-33346	61	23	to	to	PART
cjfa-33346	61	24	survive	survive	VERB
cjfa-33346	61	25	in	in	ADP
cjfa-33346	61	26	the	the	DET
cjfa-33346	61	27	society	society	NOUN
cjfa-33346	61	28	,	,	PUNCT
cjfa-33346	61	29	lift	lift	VERB
cjfa-33346	61	30	out	out	ADP
cjfa-33346	61	31	themselves	themselves	PRON
cjfa-33346	61	32	from	from	ADP
cjfa-33346	61	33	poverty	poverty	NOUN
cjfa-33346	61	34	,	,	PUNCT
cjfa-33346	61	35	and	and	CCONJ
cjfa-33346	61	36	save	save	VERB
cjfa-33346	61	37	something	something	PRON
cjfa-33346	61	38	to	to	PART
cjfa-33346	61	39	fulfill	fulfill	VERB
cjfa-33346	61	40	their	their	PRON
cjfa-33346	61	41	basic	basic	ADJ
cjfa-33346	61	42	needs	need	NOUN
cjfa-33346	61	43	.	.	PUNCT
cjfa-33346	62	1	similarly	similarly	ADV
cjfa-33346	62	2	,	,	PUNCT
cjfa-33346	62	3	tiischhauser	tiischhauser	NOUN
cjfa-33346	62	4	(	(	PUNCT
cjfa-33346	62	5	2016	2016	NUM
cjfa-33346	62	6	)	)	PUNCT
cjfa-33346	62	7	and	and	CCONJ
cjfa-33346	62	8	helms	helm	NOUN
cjfa-33346	62	9	(	(	PUNCT
cjfa-33346	62	10	2006	2006	NUM
cjfa-33346	62	11	)	)	PUNCT
cjfa-33346	62	12	expressed	express	VERB
cjfa-33346	62	13	microfinance	microfinance	NOUN
cjfa-33346	62	14	as	as	ADP
cjfa-33346	62	15	a	a	DET
cjfa-33346	62	16	source	source	NOUN
cjfa-33346	62	17	of	of	ADP
cjfa-33346	62	18	financial	financial	ADJ
cjfa-33346	62	19	services	service	NOUN
cjfa-33346	62	20	for	for	ADP
cjfa-33346	62	21	people	people	NOUN
cjfa-33346	62	22	lacking	lack	VERB
cjfa-33346	62	23	access	access	NOUN
cjfa-33346	62	24	to	to	ADP
cjfa-33346	62	25	the	the	DET
cjfa-33346	62	26	financial	financial	ADJ
cjfa-33346	62	27	sector	sector	NOUN
cjfa-33346	62	28	and	and	CCONJ
cjfa-33346	62	29	enables	enable	VERB
cjfa-33346	62	30	them	they	PRON
cjfa-33346	62	31	to	to	PART
cjfa-33346	62	32	take	take	VERB
cjfa-33346	62	33	out	out	ADP
cjfa-33346	62	34	loans	loan	NOUN
cjfa-33346	62	35	to	to	PART
cjfa-33346	62	36	build	build	VERB
cjfa-33346	62	37	or	or	CCONJ
cjfa-33346	62	38	expand	expand	VERB
cjfa-33346	62	39	businesses	business	NOUN
cjfa-33346	62	40	and	and	CCONJ
cjfa-33346	62	41	to	to	PART
cjfa-33346	62	42	make	make	VERB
cjfa-33346	62	43	savings	saving	NOUN
cjfa-33346	62	44	deposits	deposit	NOUN
cjfa-33346	62	45	and	and	CCONJ
cjfa-33346	62	46	invest	invest	VERB
cjfa-33346	62	47	in	in	ADP
cjfa-33346	62	48	their	their	PRON
cjfa-33346	62	49	own	own	ADJ
cjfa-33346	62	50	future	future	NOUN
cjfa-33346	62	51	.	.	PUNCT
cjfa-33346	63	1	despite	despite	SCONJ
cjfa-33346	63	2	many	many	ADJ
cjfa-33346	63	3	achievements	achievement	NOUN
cjfa-33346	63	4	over	over	ADP
cjfa-33346	63	5	the	the	DET
cjfa-33346	63	6	last	last	ADJ
cjfa-33346	63	7	decades	decade	NOUN
cjfa-33346	63	8	,	,	PUNCT
cjfa-33346	63	9	microfinance	microfinance	NOUN
cjfa-33346	63	10	is	be	AUX
cjfa-33346	63	11	still	still	ADV
cjfa-33346	63	12	a	a	DET
cjfa-33346	63	13	long	long	ADJ
cjfa-33346	63	14	way	way	NOUN
cjfa-33346	63	15	to	to	PART
cjfa-33346	63	16	go	go	VERB
cjfa-33346	63	17	to	to	PART
cjfa-33346	63	18	extend	extend	VERB
cjfa-33346	63	19	their	their	PRON
cjfa-33346	63	20	service	service	NOUN
cjfa-33346	63	21	to	to	ADP
cjfa-33346	63	22	all	all	PRON
cjfa-33346	63	23	who	who	PRON
cjfa-33346	63	24	need	need	VERB
cjfa-33346	63	25	their	their	PRON
cjfa-33346	63	26	service	service	NOUN
cjfa-33346	63	27	.	.	PUNCT
cjfa-33346	64	1	helms	helm	NOUN
cjfa-33346	64	2	(	(	PUNCT
cjfa-33346	64	3	2006	2006	NUM
cjfa-33346	64	4	)	)	PUNCT
cjfa-33346	64	5	identified	identify	VERB
cjfa-33346	64	6	three	three	NUM
cjfa-33346	64	7	major	major	ADJ
cjfa-33346	64	8	challenges	challenge	NOUN
cjfa-33346	64	9	of	of	ADP
cjfa-33346	64	10	microfinance	microfinance	NOUN
cjfa-33346	64	11	from	from	ADP
cjfa-33346	64	12	accessing	access	VERB
cjfa-33346	64	13	their	their	PRON
cjfa-33346	64	14	financial	financial	ADJ
cjfa-33346	64	15	services	service	NOUN
cjfa-33346	64	16	for	for	ADP
cjfa-33346	64	17	the	the	DET
cjfa-33346	64	18	poor	poor	ADJ
cjfa-33346	64	19	:	:	PUNCT
cjfa-33346	64	20	(	(	PUNCT
cjfa-33346	64	21	1	1	X
cjfa-33346	64	22	)	)	PUNCT
cjfa-33346	64	23	scaling	scale	VERB
cjfa-33346	64	24	up	up	ADP
cjfa-33346	64	25	quality	quality	NOUN
cjfa-33346	64	26	financial	financial	ADJ
cjfa-33346	64	27	services	service	NOUN
cjfa-33346	64	28	to	to	PART
cjfa-33346	64	29	serve	serve	VERB
cjfa-33346	64	30	large	large	ADJ
cjfa-33346	64	31	numbers	number	NOUN
cjfa-33346	64	32	of	of	ADP
cjfa-33346	64	33	people	people	NOUN
cjfa-33346	64	34	;	;	PUNCT
cjfa-33346	64	35	(	(	PUNCT
cjfa-33346	64	36	2	2	X
cjfa-33346	64	37	)	)	PUNCT
cjfa-33346	64	38	reaching	reach	VERB
cjfa-33346	64	39	increasingly	increasingly	ADV
cjfa-33346	64	40	poorer	poor	ADJ
cjfa-33346	64	41	and	and	CCONJ
cjfa-33346	64	42	more	more	ADV
cjfa-33346	64	43	remote	remote	ADJ
cjfa-33346	64	44	people	people	NOUN
cjfa-33346	64	45	;	;	PUNCT
cjfa-33346	64	46	and	and	CCONJ
cjfa-33346	64	47	(	(	PUNCT
cjfa-33346	64	48	3	3	X
cjfa-33346	64	49	)	)	PUNCT
cjfa-33346	64	50	lowering	lower	VERB
cjfa-33346	64	51	costs	cost	NOUN
cjfa-33346	64	52	to	to	ADP
cjfa-33346	64	53	both	both	DET
cjfa-33346	64	54	clients	client	NOUN
cjfa-33346	64	55	and	and	CCONJ
cjfa-33346	64	56	financial	financial	ADJ
cjfa-33346	64	57	service	service	NOUN
cjfa-33346	64	58	providers	provider	NOUN
cjfa-33346	64	59	.	.	PUNCT
cjfa-33346	65	1	by	by	ADP
cjfa-33346	65	2	serving	serve	VERB
cjfa-33346	65	3	the	the	DET
cjfa-33346	65	4	poor	poor	ADJ
cjfa-33346	65	5	and	and	CCONJ
cjfa-33346	65	6	working	work	VERB
cjfa-33346	65	7	towards	towards	ADP
cjfa-33346	65	8	the	the	DET
cjfa-33346	65	9	needs	need	NOUN
cjfa-33346	65	10	of	of	ADP
cjfa-33346	65	11	local	local	ADJ
cjfa-33346	65	12	communities	community	NOUN
cjfa-33346	65	13	,	,	PUNCT
cjfa-33346	65	14	microfinance	microfinance	NOUN
cjfa-33346	65	15	has	have	AUX
cjfa-33346	65	16	gained	gain	VERB
cjfa-33346	65	17	recognition	recognition	NOUN
cjfa-33346	65	18	at	at	ADP
cjfa-33346	65	19	the	the	DET
cjfa-33346	65	20	international	international	ADJ
cjfa-33346	65	21	stage	stage	NOUN
cjfa-33346	65	22	(	(	PUNCT
cjfa-33346	65	23	moser	moser	PROPN
cjfa-33346	65	24	&	&	CCONJ
cjfa-33346	65	25	gonzalez	gonzalez	PROPN
cjfa-33346	65	26	,	,	PUNCT
cjfa-33346	65	27	2015	2015	NUM
cjfa-33346	65	28	)	)	PUNCT
cjfa-33346	65	29	.	.	PUNCT
cjfa-33346	66	1	microfinance	microfinance	NOUN
cjfa-33346	66	2	program	program	NOUN
cjfa-33346	66	3	has	have	AUX
cjfa-33346	66	4	brought	bring	VERB
cjfa-33346	66	5	a	a	DET
cjfa-33346	66	6	positive	positive	ADJ
cjfa-33346	66	7	impact	impact	NOUN
cjfa-33346	66	8	on	on	ADP
cjfa-33346	66	9	the	the	DET
cjfa-33346	66	10	living	living	NOUN
cjfa-33346	66	11	conditions	condition	NOUN
cjfa-33346	66	12	of	of	ADP
cjfa-33346	66	13	the	the	DET
cjfa-33346	66	14	poor	poor	ADJ
cjfa-33346	66	15	through	through	ADP
cjfa-33346	66	16	accessing	access	VERB
cjfa-33346	66	17	financial	financial	ADJ
cjfa-33346	66	18	service	service	NOUN
cjfa-33346	66	19	to	to	ADP
cjfa-33346	66	20	the	the	DET
cjfa-33346	66	21	poor	poor	ADJ
cjfa-33346	66	22	and	and	CCONJ
cjfa-33346	66	23	disadvantaged	disadvantaged	ADJ
cjfa-33346	66	24	group	group	NOUN
cjfa-33346	66	25	(	(	PUNCT
cjfa-33346	66	26	singla	singla	PROPN
cjfa-33346	66	27	,	,	PUNCT
cjfa-33346	66	28	2014	2014	NUM
cjfa-33346	66	29	)	)	PUNCT
cjfa-33346	66	30	.	.	PUNCT
cjfa-33346	67	1	moreover	moreover	ADV
cjfa-33346	67	2	,	,	PUNCT
cjfa-33346	67	3	microfinance	microfinance	NOUN
cjfa-33346	67	4	program	program	NOUN
cjfa-33346	67	5	also	also	ADV
cjfa-33346	67	6	improves	improve	VERB
cjfa-33346	67	7	access	access	NOUN
cjfa-33346	67	8	to	to	ADP
cjfa-33346	67	9	and	and	CCONJ
cjfa-33346	67	10	control	control	VERB
cjfa-33346	67	11	over	over	ADP
cjfa-33346	67	12	resources	resource	NOUN
cjfa-33346	67	13	and	and	CCONJ
cjfa-33346	67	14	women	woman	NOUN
cjfa-33346	67	15	's	's	PART
cjfa-33346	67	16	participation	participation	NOUN
cjfa-33346	67	17	in	in	ADP
cjfa-33346	67	18	decision	decision	NOUN
cjfa-33346	67	19	-	-	PUNCT
cjfa-33346	67	20	making	making	NOUN
cjfa-33346	67	21	(	(	PUNCT
cjfa-33346	67	22	singla	singla	PROPN
cjfa-33346	67	23	,	,	PUNCT
cjfa-33346	67	24	2014	2014	NUM
cjfa-33346	67	25	;	;	PUNCT
cjfa-33346	67	26	nguse	nguse	NOUN
cjfa-33346	67	27	,	,	PUNCT
cjfa-33346	67	28	2019	2019	NUM
cjfa-33346	67	29	)	)	PUNCT
cjfa-33346	67	30	.	.	PUNCT
cjfa-33346	68	1	many	many	ADJ
cjfa-33346	68	2	poor	poor	ADJ
cjfa-33346	68	3	people	people	NOUN
cjfa-33346	68	4	are	be	AUX
cjfa-33346	68	5	served	serve	VERB
cjfa-33346	68	6	by	by	ADP
cjfa-33346	68	7	informal	informal	ADJ
cjfa-33346	68	8	moneylenders	moneylender	NOUN
cjfa-33346	68	9	,	,	PUNCT
cjfa-33346	68	10	who	who	PRON
cjfa-33346	68	11	generally	generally	ADV
cjfa-33346	68	12	provide	provide	VERB
cjfa-33346	68	13	easy	easy	ADJ
cjfa-33346	68	14	access	access	NOUN
cjfa-33346	68	15	to	to	ADP
cjfa-33346	68	16	credit	credit	NOUN
cjfa-33346	68	17	but	but	CCONJ
cjfa-33346	68	18	at	at	ADP
cjfa-33346	68	19	high	high	ADJ
cjfa-33346	68	20	cost	cost	NOUN
cjfa-33346	68	21	,	,	PUNCT
cjfa-33346	68	22	charging	charge	VERB
cjfa-33346	68	23	poor	poor	ADJ
cjfa-33346	68	24	borrowers	borrower	NOUN
cjfa-33346	68	25	nominal	nominal	VERB
cjfa-33346	68	26	monthly	monthly	ADJ
cjfa-33346	68	27	effective	effective	ADJ
cjfa-33346	68	28	interest	interest	NOUN
cjfa-33346	68	29	rates	rate	NOUN
cjfa-33346	68	30	that	that	PRON
cjfa-33346	68	31	typically	typically	ADV
cjfa-33346	68	32	range	range	VERB
cjfa-33346	68	33	from	from	ADP
cjfa-33346	68	34	about	about	ADV
cjfa-33346	68	35	10	10	NUM
cjfa-33346	68	36	%	%	NOUN
cjfa-33346	68	37	to	to	ADP
cjfa-33346	68	38	more	more	ADJ
cjfa-33346	68	39	than	than	ADP
cjfa-33346	68	40	100	100	NUM
cjfa-33346	68	41	%	%	NOUN
cjfa-33346	68	42	(	(	PUNCT
cjfa-33346	68	43	oshora	oshora	PROPN
cjfa-33346	68	44	,	,	PUNCT
cjfa-33346	68	45	2016	2016	NUM
cjfa-33346	68	46	;	;	PUNCT
cjfa-33346	68	47	robinson	robinson	PROPN
cjfa-33346	68	48	,	,	PUNCT
cjfa-33346	68	49	2001	2001	NUM
cjfa-33346	68	50	)	)	PUNCT
cjfa-33346	68	51	.	.	PUNCT
cjfa-33346	69	1	a	a	DET
cjfa-33346	69	2	key	key	ADJ
cjfa-33346	69	3	claim	claim	NOUN
cjfa-33346	69	4	for	for	ADP
cjfa-33346	69	5	microfinance	microfinance	NOUN
cjfa-33346	69	6	was	be	AUX
cjfa-33346	69	7	that	that	SCONJ
cjfa-33346	69	8	it	it	PRON
cjfa-33346	69	9	would	would	AUX
cjfa-33346	69	10	help	help	VERB
cjfa-33346	69	11	to	to	PART
cjfa-33346	69	12	detach	detach	VERB
cjfa-33346	69	13	the	the	DET
cjfa-33346	69	14	poor	poor	ADJ
cjfa-33346	69	15	from	from	ADP
cjfa-33346	69	16	local	local	ADJ
cjfa-33346	69	17	loan	loan	NOUN
cjfa-33346	69	18	sharks	shark	NOUN
cjfa-33346	69	19	charging	charge	VERB
cjfa-33346	69	20	higher	high	ADJ
cjfa-33346	69	21	interest	interest	NOUN
cjfa-33346	69	22	rates	rate	NOUN
cjfa-33346	69	23	(	(	PUNCT
cjfa-33346	69	24	bateman	bateman	NOUN
cjfa-33346	69	25	,	,	PUNCT
cjfa-33346	69	26	2011	2011	NUM
cjfa-33346	69	27	)	)	PUNCT
cjfa-33346	69	28	.	.	PUNCT
cjfa-33346	70	1	moreover	moreover	ADV
cjfa-33346	70	2	,	,	PUNCT
cjfa-33346	70	3	the	the	DET
cjfa-33346	70	4	study	study	NOUN
cjfa-33346	70	5	made	make	VERB
cjfa-33346	70	6	in	in	ADP
cjfa-33346	70	7	vietnam	vietnam	PROPN
cjfa-33346	70	8	reveals	reveal	VERB
cjfa-33346	70	9	that	that	SCONJ
cjfa-33346	70	10	,	,	PUNCT
cjfa-33346	70	11	micro	micro	ADJ
cjfa-33346	70	12	-	-	ADJ
cjfa-33346	70	13	credit	credit	ADJ
cjfa-33346	70	14	loans	loan	NOUN
cjfa-33346	70	15	generate	generate	VERB
cjfa-33346	70	16	positive	positive	ADJ
cjfa-33346	70	17	,	,	PUNCT
cjfa-33346	70	18	significant	significant	ADJ
cjfa-33346	70	19	impacts	impact	NOUN
cjfa-33346	70	20	on	on	ADP
cjfa-33346	70	21	household	household	NOUN
cjfa-33346	70	22	self	self	NOUN
cjfa-33346	70	23	-	-	PUNCT
cjfa-33346	70	24	employment	employment	NOUN
cjfa-33346	70	25	(	(	PUNCT
cjfa-33346	70	26	pham	pham	PROPN
cjfa-33346	70	27	&	&	CCONJ
cjfa-33346	70	28	lensink	lensink	PROPN
cjfa-33346	70	29	,	,	PUNCT
cjfa-33346	70	30	2008	2008	NUM
cjfa-33346	70	31	)	)	PUNCT
cjfa-33346	70	32	.	.	PUNCT
cjfa-33346	71	1	microfinance	microfinance	NOUN
cjfa-33346	71	2	continues	continue	VERB
cjfa-33346	71	3	to	to	PART
cjfa-33346	71	4	grow	grow	VERB
cjfa-33346	71	5	,	,	PUNCT
cjfa-33346	71	6	with	with	ADP
cjfa-33346	71	7	$	$	SYM
cjfa-33346	71	8	124	124	NUM
cjfa-33346	71	9	betgilu	betgilu	NOUN
cjfa-33346	71	10	oshora	oshora	NOUN
cjfa-33346	71	11	,	,	PUNCT
cjfa-33346	71	12	maria	maria	PROPN
cjfa-33346	71	13	fekete	fekete	PROPN
cjfa-33346	71	14	-	-	PUNCT
cjfa-33346	71	15	farkas	farkas	PROPN
cjfa-33346	71	16	,	,	PUNCT
cjfa-33346	71	17	zoltan	zoltan	PROPN
cjfa-33346	71	18	zeman120	zeman120	PROPN
cjfa-33346	71	19	billion	billion	NUM
cjfa-33346	71	20	in	in	ADP
cjfa-33346	71	21	worldwide	worldwide	ADJ
cjfa-33346	71	22	lending	lending	NOUN
cjfa-33346	71	23	and	and	CCONJ
cjfa-33346	71	24	9.5	9.5	NUM
cjfa-33346	71	25	%	%	NOUN
cjfa-33346	71	26	customer	customer	NOUN
cjfa-33346	71	27	growth	growth	NOUN
cjfa-33346	71	28	in	in	ADP
cjfa-33346	71	29	2018	2018	NUM
cjfa-33346	71	30	.	.	PUNCT
cjfa-33346	72	1	moreover	moreover	ADV
cjfa-33346	72	2	,	,	PUNCT
cjfa-33346	72	3	in	in	ADP
cjfa-33346	72	4	2018	2018	NUM
cjfa-33346	72	5	,	,	PUNCT
cjfa-33346	72	6	139.9	139.9	NUM
cjfa-33346	72	7	million	million	NUM
cjfa-33346	72	8	borrowers	borrower	NOUN
cjfa-33346	72	9	benefited	benefit	VERB
cjfa-33346	72	10	from	from	ADP
cjfa-33346	72	11	the	the	DET
cjfa-33346	72	12	services	service	NOUN
cjfa-33346	72	13	of	of	ADP
cjfa-33346	72	14	mfis	mfis	PROPN
cjfa-33346	72	15	,	,	PUNCT
cjfa-33346	72	16	compared	compare	VERB
cjfa-33346	72	17	to	to	ADP
cjfa-33346	72	18	just	just	ADV
cjfa-33346	72	19	98	98	NUM
cjfa-33346	72	20	million	million	NUM
cjfa-33346	72	21	in	in	ADP
cjfa-33346	72	22	2009	2009	NUM
cjfa-33346	72	23	(	(	PUNCT
cjfa-33346	72	24	microfinance	microfinance	NOUN
cjfa-33346	72	25	barometer	barometer	NOUN
cjfa-33346	72	26	,	,	PUNCT
cjfa-33346	72	27	2019	2019	NUM
cjfa-33346	72	28	)	)	PUNCT
cjfa-33346	72	29	.	.	PUNCT
cjfa-33346	73	1	in	in	ADP
cjfa-33346	73	2	ethiopia	ethiopia	PROPN
cjfa-33346	73	3	,	,	PUNCT
cjfa-33346	73	4	despite	despite	SCONJ
cjfa-33346	73	5	the	the	DET
cjfa-33346	73	6	promising	promising	ADJ
cjfa-33346	73	7	economic	economic	ADJ
cjfa-33346	73	8	growth	growth	NOUN
cjfa-33346	73	9	,	,	PUNCT
cjfa-33346	73	10	the	the	DET
cjfa-33346	73	11	finance	finance	NOUN
cjfa-33346	73	12	sector	sector	NOUN
cjfa-33346	73	13	remains	remain	VERB
cjfa-33346	73	14	under	under	ADV
cjfa-33346	73	15	-	-	PUNCT
cjfa-33346	73	16	developed	develop	VERB
cjfa-33346	73	17	.	.	PUNCT
cjfa-33346	74	1	for	for	ADP
cjfa-33346	74	2	instance	instance	NOUN
cjfa-33346	74	3	,	,	PUNCT
cjfa-33346	74	4	in	in	ADP
cjfa-33346	74	5	the	the	DET
cjfa-33346	74	6	2017	2017	NUM
cjfa-33346	74	7	-	-	SYM
cjfa-33346	74	8	18	18	NUM
cjfa-33346	74	9	global	global	ADJ
cjfa-33346	74	10	competitiveness	competitiveness	NOUN
cjfa-33346	74	11	report	report	NOUN
cjfa-33346	74	12	,	,	PUNCT
cjfa-33346	74	13	ethiopia	ethiopia	PROPN
cjfa-33346	74	14	scored	score	VERB
cjfa-33346	74	15	3.4	3.4	NUM
cjfa-33346	74	16	out	out	ADP
cjfa-33346	74	17	of	of	ADP
cjfa-33346	74	18	10	10	NUM
cjfa-33346	74	19	,	,	PUNCT
cjfa-33346	74	20	and	and	CCONJ
cjfa-33346	74	21	ranked	rank	VERB
cjfa-33346	74	22	109	109	NUM
cjfa-33346	74	23	out	out	ADP
cjfa-33346	74	24	of	of	ADP
cjfa-33346	74	25	137	137	NUM
cjfa-33346	74	26	countries	country	NOUN
cjfa-33346	74	27	in	in	ADP
cjfa-33346	74	28	terms	term	NOUN
cjfa-33346	74	29	of	of	ADP
cjfa-33346	74	30	financial	financial	ADJ
cjfa-33346	74	31	market	market	NOUN
cjfa-33346	74	32	development	development	NOUN
cjfa-33346	74	33	(	(	PUNCT
cjfa-33346	74	34	international	international	ADJ
cjfa-33346	74	35	finance	finance	NOUN
cjfa-33346	74	36	corporation	corporation	NOUN
cjfa-33346	74	37	,	,	PUNCT
cjfa-33346	74	38	2019	2019	NUM
cjfa-33346	74	39	)	)	PUNCT
cjfa-33346	74	40	.	.	PUNCT
cjfa-33346	75	1	the	the	DET
cjfa-33346	75	2	government	government	NOUN
cjfa-33346	75	3	provides	provide	VERB
cjfa-33346	75	4	both	both	CCONJ
cjfa-33346	75	5	financial	financial	ADJ
cjfa-33346	75	6	and	and	CCONJ
cjfa-33346	75	7	non	non	ADJ
cjfa-33346	75	8	-	-	ADJ
cjfa-33346	75	9	financial	financial	ADJ
cjfa-33346	75	10	service	service	NOUN
cjfa-33346	75	11	to	to	ADP
cjfa-33346	75	12	mses	ms	NOUN
cjfa-33346	75	13	through	through	ADP
cjfa-33346	75	14	mfis	mfis	PROPN
cjfa-33346	75	15	.	.	PUNCT
cjfa-33346	76	1	however	however	ADV
cjfa-33346	76	2	,	,	PUNCT
cjfa-33346	76	3	still	still	ADV
cjfa-33346	76	4	now	now	ADV
cjfa-33346	76	5	lack	lack	NOUN
cjfa-33346	76	6	of	of	ADP
cjfa-33346	76	7	access	access	NOUN
cjfa-33346	76	8	to	to	ADP
cjfa-33346	76	9	credit	credit	NOUN
cjfa-33346	76	10	remains	remain	VERB
cjfa-33346	76	11	the	the	DET
cjfa-33346	76	12	main	main	ADJ
cjfa-33346	76	13	challenge	challenge	NOUN
cjfa-33346	76	14	for	for	ADP
cjfa-33346	76	15	the	the	DET
cjfa-33346	76	16	development	development	NOUN
cjfa-33346	76	17	and	and	CCONJ
cjfa-33346	76	18	expansion	expansion	NOUN
cjfa-33346	76	19	of	of	ADP
cjfa-33346	76	20	the	the	DET
cjfa-33346	76	21	mses	ms	NOUN
cjfa-33346	76	22	.	.	PUNCT
cjfa-33346	77	1	according	accord	VERB
cjfa-33346	77	2	to	to	ADP
cjfa-33346	77	3	nbe	nbe	PROPN
cjfa-33346	77	4	(	(	PUNCT
cjfa-33346	77	5	2018/19	2018/19	NUM
cjfa-33346	77	6	)	)	PUNCT
cjfa-33346	77	7	report	report	NOUN
cjfa-33346	77	8	,	,	PUNCT
cjfa-33346	77	9	currently	currently	ADV
cjfa-33346	77	10	there	there	PRON
cjfa-33346	77	11	are	be	VERB
cjfa-33346	77	12	a	a	DET
cjfa-33346	77	13	total	total	ADJ
cjfa-33346	77	14	38	38	NUM
cjfa-33346	77	15	mfis	mfis	NOUN
cjfa-33346	77	16	registered	register	VERB
cjfa-33346	77	17	&	&	CCONJ
cjfa-33346	77	18	operating	operate	VERB
cjfa-33346	77	19	in	in	ADP
cjfa-33346	77	20	ethiopia	ethiopia	PROPN
cjfa-33346	77	21	with	with	ADP
cjfa-33346	77	22	many	many	ADJ
cjfa-33346	77	23	branches	branch	NOUN
cjfa-33346	77	24	and	and	CCONJ
cjfa-33346	77	25	sub	sub	ADJ
cjfa-33346	77	26	-	-	ADJ
cjfa-33346	77	27	branch	branch	ADJ
cjfa-33346	77	28	offices	office	NOUN
cjfa-33346	77	29	.	.	PUNCT
cjfa-33346	78	1	limited	limited	ADJ
cjfa-33346	78	2	access	access	NOUN
cjfa-33346	78	3	to	to	ADP
cjfa-33346	78	4	finance	finance	NOUN
cjfa-33346	78	5	is	be	AUX
cjfa-33346	78	6	a	a	DET
cjfa-33346	78	7	key	key	ADJ
cjfa-33346	78	8	barrier	barrier	NOUN
cjfa-33346	78	9	to	to	ADP
cjfa-33346	78	10	economic	economic	ADJ
cjfa-33346	78	11	growth	growth	NOUN
cjfa-33346	78	12	,	,	PUNCT
cjfa-33346	78	13	limiting	limit	VERB
cjfa-33346	78	14	start	start	NOUN
cjfa-33346	78	15	-	-	PUNCT
cjfa-33346	78	16	up	up	ADP
cjfa-33346	78	17	capital	capital	NOUN
cjfa-33346	78	18	and	and	CCONJ
cjfa-33346	78	19	business	business	NOUN
cjfa-33346	78	20	expansion	expansion	NOUN
cjfa-33346	78	21	.	.	PUNCT
cjfa-33346	79	1	the	the	DET
cjfa-33346	79	2	establishment	establishment	NOUN
cjfa-33346	79	3	of	of	ADP
cjfa-33346	79	4	mfis	mfis	NOUN
cjfa-33346	79	5	is	be	AUX
cjfa-33346	79	6	to	to	PART
cjfa-33346	79	7	fill	fill	VERB
cjfa-33346	79	8	the	the	DET
cjfa-33346	79	9	existing	exist	VERB
cjfa-33346	79	10	finance	finance	NOUN
cjfa-33346	79	11	gap	gap	NOUN
cjfa-33346	79	12	to	to	ADP
cjfa-33346	79	13	the	the	DET
cjfa-33346	79	14	poor	poor	ADJ
cjfa-33346	79	15	and	and	CCONJ
cjfa-33346	79	16	low	low	ADJ
cjfa-33346	79	17	-	-	PUNCT
cjfa-33346	79	18	income	income	NOUN
cjfa-33346	79	19	households	household	NOUN
cjfa-33346	79	20	.	.	PUNCT
cjfa-33346	80	1	challenges	challenge	NOUN
cjfa-33346	80	2	of	of	ADP
cjfa-33346	80	3	mses	ms	NOUN
cjfa-33346	80	4	in	in	ADP
cjfa-33346	80	5	accessing	access	VERB
cjfa-33346	80	6	microfinance	microfinance	NOUN
cjfa-33346	80	7	loan	loan	NOUN
cjfa-33346	80	8	service	service	NOUN
cjfa-33346	80	9	access	access	NOUN
cjfa-33346	80	10	to	to	ADP
cjfa-33346	80	11	finance	finance	NOUN
cjfa-33346	80	12	can	can	AUX
cjfa-33346	80	13	promote	promote	VERB
cjfa-33346	80	14	new	new	ADJ
cjfa-33346	80	15	-	-	PUNCT
cjfa-33346	80	16	firm	firm	NOUN
cjfa-33346	80	17	entry	entry	NOUN
cjfa-33346	80	18	,	,	PUNCT
cjfa-33346	80	19	growth	growth	NOUN
cjfa-33346	80	20	,	,	PUNCT
cjfa-33346	80	21	innovation	innovation	NOUN
cjfa-33346	80	22	,	,	PUNCT
cjfa-33346	80	23	whereas	whereas	SCONJ
cjfa-33346	80	24	limited	limited	ADJ
cjfa-33346	80	25	access	access	NOUN
cjfa-33346	80	26	stunts	stunt	NOUN
cjfa-33346	80	27	firms	firm	NOUN
cjfa-33346	80	28	’	'	PUNCT
cjfa-33346	80	29	growth	growth	NOUN
cjfa-33346	80	30	(	(	PUNCT
cjfa-33346	80	31	world	world	PROPN
cjfa-33346	80	32	bank	bank	PROPN
cjfa-33346	80	33	,	,	PUNCT
cjfa-33346	80	34	2008	2008	NUM
cjfa-33346	80	35	)	)	PUNCT
cjfa-33346	80	36	.	.	PUNCT
cjfa-33346	81	1	lending	lend	VERB
cjfa-33346	81	2	to	to	ADP
cjfa-33346	81	3	the	the	DET
cjfa-33346	81	4	poor	poor	ADJ
cjfa-33346	81	5	is	be	AUX
cjfa-33346	81	6	quite	quite	ADV
cjfa-33346	81	7	challenging	challenging	ADJ
cjfa-33346	81	8	since	since	SCONJ
cjfa-33346	81	9	the	the	DET
cjfa-33346	81	10	poor	poor	NOUN
cjfa-33346	81	11	's	's	PART
cjfa-33346	81	12	have	have	VERB
cjfa-33346	81	13	inadequate	inadequate	ADJ
cjfa-33346	81	14	resources	resource	NOUN
cjfa-33346	81	15	of	of	ADP
cjfa-33346	81	16	which	which	PRON
cjfa-33346	81	17	they	they	PRON
cjfa-33346	81	18	can	can	AUX
cjfa-33346	81	19	use	use	VERB
cjfa-33346	81	20	as	as	ADP
cjfa-33346	81	21	a	a	DET
cjfa-33346	81	22	collateral	collateral	NOUN
cjfa-33346	81	23	,	,	PUNCT
cjfa-33346	81	24	and	and	CCONJ
cjfa-33346	81	25	they	they	PRON
cjfa-33346	81	26	are	be	AUX
cjfa-33346	81	27	also	also	ADV
cjfa-33346	81	28	considered	consider	VERB
cjfa-33346	81	29	as	as	ADP
cjfa-33346	81	30	risky	risky	ADJ
cjfa-33346	81	31	borrowers	borrower	NOUN
cjfa-33346	81	32	,	,	PUNCT
cjfa-33346	81	33	and	and	CCONJ
cjfa-33346	81	34	their	their	PRON
cjfa-33346	81	35	capacity	capacity	NOUN
cjfa-33346	81	36	to	to	PART
cjfa-33346	81	37	repay	repay	VERB
cjfa-33346	81	38	back	back	ADP
cjfa-33346	81	39	the	the	DET
cjfa-33346	81	40	loan	loan	NOUN
cjfa-33346	81	41	is	be	AUX
cjfa-33346	81	42	considerably	considerably	ADV
cjfa-33346	81	43	weak	weak	ADJ
cjfa-33346	81	44	and	and	CCONJ
cjfa-33346	81	45	hence	hence	ADV
cjfa-33346	81	46	they	they	PRON
cjfa-33346	81	47	prefer	prefer	VERB
cjfa-33346	81	48	to	to	PART
cjfa-33346	81	49	lend	lend	VERB
cjfa-33346	81	50	for	for	ADP
cjfa-33346	81	51	matured	mature	VERB
cjfa-33346	81	52	and	and	CCONJ
cjfa-33346	81	53	sustained	sustained	ADJ
cjfa-33346	81	54	micro	micro	NOUN
cjfa-33346	81	55	-	-	NOUN
cjfa-33346	81	56	businesses	business	NOUN
cjfa-33346	81	57	than	than	ADP
cjfa-33346	81	58	younger	young	ADJ
cjfa-33346	81	59	businesses	business	NOUN
cjfa-33346	81	60	(	(	PUNCT
cjfa-33346	81	61	peprah	peprah	PROPN
cjfa-33346	81	62	&	&	CCONJ
cjfa-33346	81	63	ayayi	ayayi	NOUN
cjfa-33346	81	64	,	,	PUNCT
cjfa-33346	81	65	2016	2016	NUM
cjfa-33346	81	66	;	;	PUNCT
cjfa-33346	81	67	umar	umar	PROPN
cjfa-33346	81	68	&	&	CCONJ
cjfa-33346	81	69	ahmed	ahmed	PROPN
cjfa-33346	81	70	,	,	PUNCT
cjfa-33346	81	71	2017	2017	NUM
cjfa-33346	81	72	)	)	PUNCT
cjfa-33346	81	73	.	.	PUNCT
cjfa-33346	82	1	moreover	moreover	ADV
cjfa-33346	82	2	,	,	PUNCT
cjfa-33346	82	3	it	it	PRON
cjfa-33346	82	4	is	be	AUX
cjfa-33346	82	5	assumed	assume	VERB
cjfa-33346	82	6	that	that	SCONJ
cjfa-33346	82	7	lending	lending	NOUN
cjfa-33346	82	8	to	to	ADP
cjfa-33346	82	9	the	the	DET
cjfa-33346	82	10	poor	poor	ADJ
cjfa-33346	82	11	is	be	AUX
cjfa-33346	82	12	coupled	couple	VERB
cjfa-33346	82	13	with	with	ADP
cjfa-33346	82	14	high	high	ADJ
cjfa-33346	82	15	transaction	transaction	NOUN
cjfa-33346	82	16	cost	cost	NOUN
cjfa-33346	82	17	since	since	SCONJ
cjfa-33346	82	18	the	the	DET
cjfa-33346	82	19	poor	poor	ADJ
cjfa-33346	82	20	tend	tend	VERB
cjfa-33346	82	21	to	to	PART
cjfa-33346	82	22	borrow	borrow	VERB
cjfa-33346	82	23	the	the	DET
cjfa-33346	82	24	little	little	ADJ
cjfa-33346	82	25	amount	amount	NOUN
cjfa-33346	82	26	of	of	ADP
cjfa-33346	82	27	money	money	NOUN
cjfa-33346	82	28	hence	hence	ADV
cjfa-33346	82	29	consuming	consume	VERB
cjfa-33346	82	30	a	a	DET
cjfa-33346	82	31	lot	lot	NOUN
cjfa-33346	82	32	of	of	ADP
cjfa-33346	82	33	loan	loan	NOUN
cjfa-33346	82	34	officers	officer	NOUN
cjfa-33346	82	35	time	time	NOUN
cjfa-33346	82	36	for	for	ADP
cjfa-33346	82	37	minor	minor	ADJ
cjfa-33346	82	38	transactions	transaction	NOUN
cjfa-33346	82	39	(	(	PUNCT
cjfa-33346	82	40	umar	umar	PROPN
cjfa-33346	82	41	&	&	CCONJ
cjfa-33346	82	42	ahmed	ahmed	PROPN
cjfa-33346	82	43	,	,	PUNCT
cjfa-33346	82	44	2017	2017	NUM
cjfa-33346	82	45	)	)	PUNCT
cjfa-33346	82	46	.	.	PUNCT
cjfa-33346	83	1	according	accord	VERB
cjfa-33346	83	2	to	to	ADP
cjfa-33346	83	3	the	the	DET
cjfa-33346	83	4	world	world	PROPN
cjfa-33346	83	5	bank	bank	PROPN
cjfa-33346	83	6	(	(	PUNCT
cjfa-33346	83	7	2008	2008	NUM
cjfa-33346	83	8	)	)	PUNCT
cjfa-33346	83	9	investigation	investigation	NOUN
cjfa-33346	83	10	report	report	NOUN
cjfa-33346	83	11	,	,	PUNCT
cjfa-33346	83	12	the	the	DET
cjfa-33346	83	13	poor	poor	ADJ
cjfa-33346	83	14	face	face	VERB
cjfa-33346	83	15	two	two	NUM
cjfa-33346	83	16	significant	significant	ADJ
cjfa-33346	83	17	problems	problem	NOUN
cjfa-33346	83	18	in	in	ADP
cjfa-33346	83	19	obtaining	obtain	VERB
cjfa-33346	83	20	access	access	NOUN
cjfa-33346	83	21	to	to	ADP
cjfa-33346	83	22	credit	credit	NOUN
cjfa-33346	83	23	services	service	NOUN
cjfa-33346	83	24	.	.	PUNCT
cjfa-33346	84	1	first	first	ADV
cjfa-33346	84	2	,	,	PUNCT
cjfa-33346	84	3	they	they	PRON
cjfa-33346	84	4	typically	typically	ADV
cjfa-33346	84	5	have	have	VERB
cjfa-33346	84	6	no	no	DET
cjfa-33346	84	7	collateral	collateral	NOUN
cjfa-33346	84	8	and	and	CCONJ
cjfa-33346	84	9	can	can	AUX
cjfa-33346	84	10	not	not	PART
cjfa-33346	84	11	borrow	borrow	VERB
cjfa-33346	84	12	against	against	ADP
cjfa-33346	84	13	their	their	PRON
cjfa-33346	84	14	future	future	ADJ
cjfa-33346	84	15	income	income	NOUN
cjfa-33346	84	16	.	.	PUNCT
cjfa-33346	85	1	second	second	ADJ
cjfa-33346	85	2	,	,	PUNCT
cjfa-33346	85	3	dealing	deal	VERB
cjfa-33346	85	4	with	with	ADP
cjfa-33346	85	5	small	small	ADJ
cjfa-33346	85	6	transactions	transaction	NOUN
cjfa-33346	85	7	is	be	AUX
cjfa-33346	85	8	costly	costly	ADJ
cjfa-33346	85	9	for	for	ADP
cjfa-33346	85	10	the	the	DET
cjfa-33346	85	11	financial	financial	ADJ
cjfa-33346	85	12	institutions	institution	NOUN
cjfa-33346	85	13	.	.	PUNCT
cjfa-33346	86	1	moreover	moreover	ADV
cjfa-33346	86	2	,	,	PUNCT
cjfa-33346	86	3	the	the	DET
cjfa-33346	86	4	study	study	NOUN
cjfa-33346	86	5	by	by	ADP
cjfa-33346	86	6	armstrong	armstrong	PROPN
cjfa-33346	86	7	,	,	PUNCT
cjfa-33346	86	8	davis	davis	PROPN
cjfa-33346	86	9	,	,	PUNCT
cjfa-33346	86	10	liadze	liadze	ADJ
cjfa-33346	86	11	and	and	CCONJ
cjfa-33346	86	12	rienzo	rienzo	NOUN
cjfa-33346	86	13	(	(	PUNCT
cjfa-33346	86	14	2013	2013	NUM
cjfa-33346	86	15	)	)	PUNCT
cjfa-33346	86	16	observed	observe	VERB
cjfa-33346	86	17	that	that	SCONJ
cjfa-33346	86	18	firm	firm	ADJ
cjfa-33346	86	19	characteristics	characteristic	NOUN
cjfa-33346	86	20	were	be	AUX
cjfa-33346	86	21	the	the	DET
cjfa-33346	86	22	major	major	ADJ
cjfa-33346	86	23	determinants	determinant	NOUN
cjfa-33346	86	24	of	of	ADP
cjfa-33346	86	25	credit	credit	NOUN
cjfa-33346	86	26	rationing	ration	VERB
cjfa-33346	86	27	with	with	ADP
cjfa-33346	86	28	firms	firm	NOUN
cjfa-33346	86	29	with	with	ADP
cjfa-33346	86	30	a	a	DET
cjfa-33346	86	31	higher	high	ADJ
cjfa-33346	86	32	credit	credit	NOUN
cjfa-33346	86	33	risk	risk	NOUN
cjfa-33346	86	34	rating	rating	NOUN
cjfa-33346	86	35	,	,	PUNCT
cjfa-33346	86	36	previous	previous	ADJ
cjfa-33346	86	37	financial	financial	ADJ
cjfa-33346	86	38	delinquency	delinquency	NOUN
cjfa-33346	86	39	and	and	CCONJ
cjfa-33346	86	40	lower	low	ADJ
cjfa-33346	86	41	sales	sale	NOUN
cjfa-33346	86	42	more	more	ADV
cjfa-33346	86	43	likely	likely	ADJ
cjfa-33346	86	44	to	to	PART
cjfa-33346	86	45	be	be	AUX
cjfa-33346	86	46	rejected	reject	VERB
cjfa-33346	86	47	.	.	PUNCT
cjfa-33346	87	1	similarly	similarly	ADV
cjfa-33346	87	2	,	,	PUNCT
cjfa-33346	87	3	the	the	DET
cjfa-33346	87	4	study	study	NOUN
cjfa-33346	87	5	made	make	VERB
cjfa-33346	87	6	by	by	ADP
cjfa-33346	87	7	becchetti	becchetti	PROPN
cjfa-33346	87	8	,	,	PUNCT
cjfa-33346	87	9	garcia	garcia	PROPN
cjfa-33346	87	10	,	,	PUNCT
cjfa-33346	87	11	tro	tro	NOUN
cjfa-33346	87	12	role	role	NOUN
cjfa-33346	87	13	of	of	ADP
cjfa-33346	87	14	microfinance	microfinance	NOUN
cjfa-33346	87	15	institutions	institution	NOUN
cjfa-33346	87	16	…	…	PUNCT
cjfa-33346	87	17	121	121	NUM
cjfa-33346	87	18	vato	vato	NOUN
cjfa-33346	87	19	and	and	CCONJ
cjfa-33346	87	20	garcia	garcia	PROPN
cjfa-33346	87	21	(	(	PUNCT
cjfa-33346	87	22	2009	2009	NUM
cjfa-33346	87	23	)	)	PUNCT
cjfa-33346	87	24	noticed	notice	VERB
cjfa-33346	87	25	that	that	SCONJ
cjfa-33346	87	26	the	the	DET
cjfa-33346	87	27	borrower	borrower	NOUN
cjfa-33346	87	28	’s	’s	PART
cjfa-33346	87	29	past	past	ADJ
cjfa-33346	87	30	record	record	NOUN
cjfa-33346	87	31	was	be	AUX
cjfa-33346	87	32	significant	significant	ADJ
cjfa-33346	87	33	in	in	ADP
cjfa-33346	87	34	determining	determine	VERB
cjfa-33346	87	35	credit	credit	NOUN
cjfa-33346	87	36	rationing	rationing	NOUN
cjfa-33346	87	37	.	.	PUNCT
cjfa-33346	88	1	in	in	ADP
cjfa-33346	88	2	addition	addition	NOUN
cjfa-33346	88	3	to	to	ADP
cjfa-33346	88	4	this	this	PRON
cjfa-33346	88	5	the	the	DET
cjfa-33346	88	6	study	study	NOUN
cjfa-33346	88	7	by	by	ADP
cjfa-33346	88	8	chakravarty	chakravarty	NOUN
cjfa-33346	88	9	and	and	CCONJ
cjfa-33346	88	10	shahriar	shahriar	NOUN
cjfa-33346	88	11	(	(	PUNCT
cjfa-33346	88	12	2010	2010	NUM
cjfa-33346	88	13	)	)	PUNCT
cjfa-33346	88	14	and	and	CCONJ
cjfa-33346	88	15	diaz	diaz	PROPN
cjfa-33346	88	16	-	-	PUNCT
cjfa-33346	88	17	serrano	serrano	PROPN
cjfa-33346	88	18	and	and	CCONJ
cjfa-33346	88	19	sackey	sackey	NOUN
cjfa-33346	88	20	(	(	PUNCT
cjfa-33346	88	21	2018	2018	NUM
cjfa-33346	88	22	)	)	PUNCT
cjfa-33346	88	23	observed	observe	VERB
cjfa-33346	88	24	that	that	SCONJ
cjfa-33346	88	25	respondents	respondent	NOUN
cjfa-33346	88	26	who	who	PRON
cjfa-33346	88	27	built	build	VERB
cjfa-33346	88	28	a	a	DET
cjfa-33346	88	29	longer	long	ADJ
cjfa-33346	88	30	membership	membership	NOUN
cjfa-33346	88	31	with	with	ADP
cjfa-33346	88	32	a	a	DET
cjfa-33346	88	33	micro	micro	ADJ
cjfa-33346	88	34	credit	credit	NOUN
cjfa-33346	88	35	provider	provider	NOUN
cjfa-33346	88	36	and	and	CCONJ
cjfa-33346	88	37	had	have	VERB
cjfa-33346	88	38	non	non	ADJ
cjfa-33346	88	39	-	-	ADJ
cjfa-33346	88	40	mandatory	mandatory	ADJ
cjfa-33346	88	41	savings	saving	NOUN
cjfa-33346	88	42	accounts	account	NOUN
cjfa-33346	88	43	and	and	CCONJ
cjfa-33346	88	44	a	a	DET
cjfa-33346	88	45	track	track	NOUN
cjfa-33346	88	46	record	record	NOUN
cjfa-33346	88	47	of	of	ADP
cjfa-33346	88	48	payments	payment	NOUN
cjfa-33346	88	49	of	of	ADP
cjfa-33346	88	50	previous	previous	ADJ
cjfa-33346	88	51	loans	loan	NOUN
cjfa-33346	88	52	were	be	AUX
cjfa-33346	88	53	more	more	ADV
cjfa-33346	88	54	likely	likely	ADJ
cjfa-33346	88	55	to	to	PART
cjfa-33346	88	56	apply	apply	VERB
cjfa-33346	88	57	and	and	CCONJ
cjfa-33346	88	58	be	be	AUX
cjfa-33346	88	59	approved	approve	VERB
cjfa-33346	88	60	.	.	PUNCT
cjfa-33346	89	1	moreover	moreover	ADV
cjfa-33346	89	2	,	,	PUNCT
cjfa-33346	89	3	education	education	NOUN
cjfa-33346	89	4	of	of	ADP
cjfa-33346	89	5	the	the	DET
cjfa-33346	89	6	borrower	borrower	NOUN
cjfa-33346	89	7	,	,	PUNCT
cjfa-33346	89	8	years	year	NOUN
cjfa-33346	89	9	of	of	ADP
cjfa-33346	89	10	experience	experience	NOUN
cjfa-33346	89	11	,	,	PUNCT
cjfa-33346	89	12	gender	gender	NOUN
cjfa-33346	89	13	and	and	CCONJ
cjfa-33346	89	14	age	age	NOUN
cjfa-33346	89	15	of	of	ADP
cjfa-33346	89	16	the	the	DET
cjfa-33346	89	17	borrower	borrower	NOUN
cjfa-33346	89	18	were	be	AUX
cjfa-33346	89	19	the	the	DET
cjfa-33346	89	20	significant	significant	ADJ
cjfa-33346	89	21	factors	factor	NOUN
cjfa-33346	89	22	in	in	ADP
cjfa-33346	89	23	determining	determine	VERB
cjfa-33346	89	24	credit	credit	NOUN
cjfa-33346	89	25	rationing	ration	VERB
cjfa-33346	89	26	(	(	PUNCT
cjfa-33346	89	27	sackey	sackey	NOUN
cjfa-33346	89	28	,	,	PUNCT
cjfa-33346	89	29	2018	2018	NUM
cjfa-33346	89	30	)	)	PUNCT
cjfa-33346	89	31	.	.	PUNCT
cjfa-33346	90	1	lack	lack	NOUN
cjfa-33346	90	2	of	of	ADP
cjfa-33346	90	3	flexible	flexible	ADJ
cjfa-33346	90	4	collateral	collateral	NOUN
cjfa-33346	90	5	system	system	NOUN
cjfa-33346	90	6	is	be	AUX
cjfa-33346	90	7	also	also	ADV
cjfa-33346	90	8	another	another	DET
cjfa-33346	90	9	determinant	determinant	ADJ
cjfa-33346	90	10	factor	factor	NOUN
cjfa-33346	90	11	for	for	SCONJ
cjfa-33346	90	12	smes	sme	NOUN
cjfa-33346	90	13	to	to	PART
cjfa-33346	90	14	gain	gain	VERB
cjfa-33346	90	15	access	access	NOUN
cjfa-33346	90	16	to	to	ADP
cjfa-33346	90	17	credit	credit	NOUN
cjfa-33346	90	18	(	(	PUNCT
cjfa-33346	90	19	ifc	ifc	NOUN
cjfa-33346	90	20	,	,	PUNCT
cjfa-33346	90	21	2019	2019	NUM
cjfa-33346	90	22	)	)	PUNCT
cjfa-33346	90	23	.	.	PUNCT
cjfa-33346	91	1	to	to	PART
cjfa-33346	91	2	overcome	overcome	VERB
cjfa-33346	91	3	the	the	DET
cjfa-33346	91	4	poor	poor	ADJ
cjfa-33346	91	5	households	household	NOUN
cjfa-33346	91	6	’	'	PUNCT
cjfa-33346	91	7	lack	lack	NOUN
cjfa-33346	91	8	of	of	ADP
cjfa-33346	91	9	tangible	tangible	ADJ
cjfa-33346	91	10	collateral	collateral	ADJ
cjfa-33346	91	11	requirements	requirement	NOUN
cjfa-33346	91	12	,	,	PUNCT
cjfa-33346	91	13	microfinance	microfinance	NOUN
cjfa-33346	91	14	introduced	introduce	VERB
cjfa-33346	91	15	group	group	NOUN
cjfa-33346	91	16	lending	lending	NOUN
cjfa-33346	91	17	(	(	PUNCT
cjfa-33346	91	18	helms	helm	NOUN
cjfa-33346	91	19	,	,	PUNCT
cjfa-33346	91	20	2006	2006	NUM
cjfa-33346	91	21	;	;	PUNCT
cjfa-33346	91	22	umar	umar	PROPN
cjfa-33346	91	23	&	&	CCONJ
cjfa-33346	91	24	ahmed	ahmed	PROPN
cjfa-33346	91	25	,	,	PUNCT
cjfa-33346	91	26	2017	2017	NUM
cjfa-33346	91	27	)	)	PUNCT
cjfa-33346	91	28	.	.	PUNCT
cjfa-33346	92	1	group	group	NOUN
cjfa-33346	92	2	-	-	PUNCT
cjfa-33346	92	3	lending	lending	NOUN
cjfa-33346	92	4	schemes	scheme	NOUN
cjfa-33346	92	5	improve	improve	VERB
cjfa-33346	92	6	repayment	repayment	NOUN
cjfa-33346	92	7	incentives	incentive	NOUN
cjfa-33346	92	8	and	and	CCONJ
cjfa-33346	92	9	monitoring	monitor	VERB
cjfa-33346	92	10	through	through	ADP
cjfa-33346	92	11	peer	peer	NOUN
cjfa-33346	92	12	pressure	pressure	NOUN
cjfa-33346	92	13	.	.	PUNCT
cjfa-33346	93	1	likewise	likewise	ADV
cjfa-33346	93	2	,	,	PUNCT
cjfa-33346	93	3	lack	lack	NOUN
cjfa-33346	93	4	of	of	ADP
cjfa-33346	93	5	adequate	adequate	ADJ
cjfa-33346	93	6	working	working	NOUN
cjfa-33346	93	7	premises	premise	NOUN
cjfa-33346	93	8	,	,	PUNCT
cjfa-33346	93	9	lack	lack	NOUN
cjfa-33346	93	10	of	of	ADP
cjfa-33346	93	11	access	access	NOUN
cjfa-33346	93	12	to	to	ADP
cjfa-33346	93	13	credit	credit	NOUN
cjfa-33346	93	14	and	and	CCONJ
cjfa-33346	93	15	shortage	shortage	NOUN
cjfa-33346	93	16	of	of	ADP
cjfa-33346	93	17	power	power	NOUN
cjfa-33346	93	18	supply	supply	NOUN
cjfa-33346	93	19	are	be	AUX
cjfa-33346	93	20	the	the	DET
cjfa-33346	93	21	three	three	NUM
cjfa-33346	93	22	most	most	ADV
cjfa-33346	93	23	important	important	ADJ
cjfa-33346	93	24	factors	factor	NOUN
cjfa-33346	93	25	impeding	impede	VERB
cjfa-33346	93	26	the	the	DET
cjfa-33346	93	27	operation	operation	NOUN
cjfa-33346	93	28	of	of	ADP
cjfa-33346	93	29	manufacturing	manufacturing	NOUN
cjfa-33346	93	30	mses	ms	NOUN
cjfa-33346	93	31	in	in	ADP
cjfa-33346	93	32	ethiopia	ethiopia	PROPN
cjfa-33346	93	33	(	(	PUNCT
cjfa-33346	93	34	gebreeyesus	gebreeyesus	PROPN
cjfa-33346	93	35	et	et	PROPN
cjfa-33346	93	36	al	al	PROPN
cjfa-33346	93	37	.	.	PROPN
cjfa-33346	93	38	,	,	PUNCT
cjfa-33346	93	39	2018	2018	NUM
cjfa-33346	93	40	)	)	PUNCT
cjfa-33346	93	41	.	.	PUNCT
cjfa-33346	94	1	inadequate	inadequate	ADJ
cjfa-33346	94	2	collateral	collateral	NOUN
cjfa-33346	94	3	and	and	CCONJ
cjfa-33346	94	4	difficulties	difficulty	NOUN
cjfa-33346	94	5	in	in	ADP
cjfa-33346	94	6	proving	prove	VERB
cjfa-33346	94	7	their	their	PRON
cjfa-33346	94	8	credit	credit	NOUN
cjfa-33346	94	9	worthiness	worthiness	NOUN
cjfa-33346	94	10	followed	follow	VERB
cjfa-33346	94	11	by	by	ADP
cjfa-33346	94	12	difficulties	difficulty	NOUN
cjfa-33346	94	13	in	in	ADP
cjfa-33346	94	14	processing	processing	NOUN
cjfa-33346	94	15	loans	loan	NOUN
cjfa-33346	94	16	,	,	PUNCT
cjfa-33346	94	17	and	and	CCONJ
cjfa-33346	94	18	the	the	DET
cjfa-33346	94	19	high	high	ADJ
cjfa-33346	94	20	cost	cost	NOUN
cjfa-33346	94	21	of	of	ADP
cjfa-33346	94	22	borrowing	borrowing	NOUN
cjfa-33346	94	23	are	be	AUX
cjfa-33346	94	24	identified	identify	VERB
cjfa-33346	94	25	as	as	ADP
cjfa-33346	94	26	the	the	DET
cjfa-33346	94	27	main	main	ADJ
cjfa-33346	94	28	factors	factor	NOUN
cjfa-33346	94	29	that	that	PRON
cjfa-33346	94	30	discouraged	discourage	VERB
cjfa-33346	94	31	mses	ms	NOUN
cjfa-33346	94	32	from	from	ADP
cjfa-33346	94	33	submitting	submit	VERB
cjfa-33346	94	34	loan	loan	NOUN
cjfa-33346	94	35	applications	application	NOUN
cjfa-33346	94	36	to	to	ADP
cjfa-33346	94	37	formal	formal	ADJ
cjfa-33346	94	38	finance	finance	NOUN
cjfa-33346	94	39	providers	provider	NOUN
cjfa-33346	94	40	.	.	PUNCT
cjfa-33346	95	1	indeed	indeed	ADV
cjfa-33346	95	2	,	,	PUNCT
cjfa-33346	95	3	collateral	collateral	ADJ
cjfa-33346	95	4	rates	rate	NOUN
cjfa-33346	95	5	in	in	ADP
cjfa-33346	95	6	ethiopia	ethiopia	PROPN
cjfa-33346	95	7	are	be	AUX
cjfa-33346	95	8	much	much	ADV
cjfa-33346	95	9	higher	high	ADJ
cjfa-33346	95	10	than	than	ADP
cjfa-33346	95	11	in	in	ADP
cjfa-33346	95	12	many	many	ADJ
cjfa-33346	95	13	other	other	ADJ
cjfa-33346	95	14	countries	country	NOUN
cjfa-33346	95	15	in	in	ADP
cjfa-33346	95	16	africa	africa	PROPN
cjfa-33346	95	17	.	.	PUNCT
cjfa-33346	96	1	for	for	ADP
cjfa-33346	96	2	instance	instance	NOUN
cjfa-33346	96	3	,	,	PUNCT
cjfa-33346	96	4	the	the	DET
cjfa-33346	96	5	collateral	collateral	ADJ
cjfa-33346	96	6	rates	rate	NOUN
cjfa-33346	96	7	for	for	ADP
cjfa-33346	96	8	ssa	ssa	NOUN
cjfa-33346	96	9	,	,	PUNCT
cjfa-33346	96	10	kenya	kenya	PROPN
cjfa-33346	96	11	,	,	PUNCT
cjfa-33346	96	12	south	south	PROPN
cjfa-33346	96	13	africa	africa	PROPN
cjfa-33346	96	14	,	,	PUNCT
cjfa-33346	96	15	and	and	CCONJ
cjfa-33346	96	16	morocco	morocco	PROPN
cjfa-33346	96	17	were	be	AUX
cjfa-33346	96	18	162.2	162.2	NUM
cjfa-33346	96	19	%	%	NOUN
cjfa-33346	96	20	,	,	PUNCT
cjfa-33346	96	21	120.8	120.8	NUM
cjfa-33346	96	22	%	%	NOUN
cjfa-33346	96	23	,	,	PUNCT
cjfa-33346	96	24	103.8	103.8	NUM
cjfa-33346	96	25	 	 	SPACE
cjfa-33346	96	26	%	%	NOUN
cjfa-33346	96	27	and	and	CCONJ
cjfa-33346	96	28	171.2	171.2	NUM
cjfa-33346	96	29	%	%	NOUN
cjfa-33346	96	30	of	of	ADP
cjfa-33346	96	31	the	the	DET
cjfa-33346	96	32	loan	loan	NOUN
cjfa-33346	96	33	value	value	NOUN
cjfa-33346	96	34	respectively	respectively	ADV
cjfa-33346	96	35	,	,	PUNCT
cjfa-33346	96	36	compared	compare	VERB
cjfa-33346	96	37	to	to	ADP
cjfa-33346	96	38	234	234	NUM
cjfa-33346	96	39	%	%	NOUN
cjfa-33346	96	40	in	in	ADP
cjfa-33346	96	41	ethiopia	ethiopia	PROPN
cjfa-33346	96	42	(	(	PUNCT
cjfa-33346	96	43	wolday	wolday	PROPN
cjfa-33346	96	44	&	&	CCONJ
cjfa-33346	96	45	woldehanna	woldehanna	PROPN
cjfa-33346	96	46	,	,	PUNCT
cjfa-33346	96	47	2015	2015	NUM
cjfa-33346	96	48	)	)	PUNCT
cjfa-33346	96	49	.	.	PUNCT
cjfa-33346	97	1	over	over	ADP
cjfa-33346	97	2	the	the	DET
cjfa-33346	97	3	last	last	ADJ
cjfa-33346	97	4	decade	decade	NOUN
cjfa-33346	97	5	,	,	PUNCT
cjfa-33346	97	6	mfis	mfis	PROPN
cjfa-33346	97	7	are	be	AUX
cjfa-33346	97	8	highly	highly	ADV
cjfa-33346	97	9	engaged	engaged	ADJ
cjfa-33346	97	10	in	in	ADP
cjfa-33346	97	11	accessing	access	VERB
cjfa-33346	97	12	micro	micro	ADJ
cjfa-33346	97	13	credit	credit	NOUN
cjfa-33346	97	14	service	service	NOUN
cjfa-33346	97	15	to	to	ADP
cjfa-33346	97	16	the	the	DET
cjfa-33346	97	17	mses	ms	NOUN
cjfa-33346	97	18	but	but	CCONJ
cjfa-33346	97	19	despite	despite	SCONJ
cjfa-33346	97	20	increase	increase	NOUN
cjfa-33346	97	21	in	in	ADP
cjfa-33346	97	22	the	the	DET
cjfa-33346	97	23	amount	amount	NOUN
cjfa-33346	97	24	of	of	ADP
cjfa-33346	97	25	loan	loan	NOUN
cjfa-33346	97	26	the	the	DET
cjfa-33346	97	27	creation	creation	NOUN
cjfa-33346	97	28	of	of	ADP
cjfa-33346	97	29	employment	employment	NOUN
cjfa-33346	97	30	were	be	AUX
cjfa-33346	97	31	reduced	reduce	VERB
cjfa-33346	97	32	within	within	ADP
cjfa-33346	97	33	the	the	DET
cjfa-33346	97	34	same	same	ADJ
cjfa-33346	97	35	period	period	NOUN
cjfa-33346	97	36	.	.	PUNCT
cjfa-33346	98	1	similarly	similarly	ADV
cjfa-33346	98	2	,	,	PUNCT
cjfa-33346	98	3	the	the	DET
cjfa-33346	98	4	pca	pca	NOUN
cjfa-33346	98	5	also	also	ADV
cjfa-33346	98	6	supports	support	VERB
cjfa-33346	98	7	this	this	DET
cjfa-33346	98	8	statistical	statistical	ADJ
cjfa-33346	98	9	data	datum	NOUN
cjfa-33346	98	10	that	that	SCONJ
cjfa-33346	98	11	there	there	PRON
cjfa-33346	98	12	is	be	VERB
cjfa-33346	98	13	no	no	DET
cjfa-33346	98	14	correlation	correlation	NOUN
cjfa-33346	98	15	between	between	ADP
cjfa-33346	98	16	job	job	NOUN
cjfa-33346	98	17	created	create	VERB
cjfa-33346	98	18	and	and	CCONJ
cjfa-33346	98	19	amount	amount	NOUN
cjfa-33346	98	20	of	of	ADP
cjfa-33346	98	21	credit	credit	NOUN
cjfa-33346	98	22	provided	provide	VERB
cjfa-33346	98	23	(	(	PUNCT
cjfa-33346	98	24	refer	refer	VERB
cjfa-33346	98	25	to	to	PART
cjfa-33346	98	26	figure	figure	VERB
cjfa-33346	98	27	3	3	NUM
cjfa-33346	98	28	)	)	PUNCT
cjfa-33346	98	29	.	.	PUNCT
cjfa-33346	99	1	however	however	ADV
cjfa-33346	99	2	,	,	PUNCT
cjfa-33346	99	3	it	it	PRON
cjfa-33346	99	4	requires	require	VERB
cjfa-33346	99	5	further	further	ADJ
cjfa-33346	99	6	investigation	investigation	NOUN
cjfa-33346	99	7	through	through	ADP
cjfa-33346	99	8	the	the	DET
cjfa-33346	99	9	survey	survey	NOUN
cjfa-33346	99	10	method	method	NOUN
cjfa-33346	99	11	to	to	PART
cjfa-33346	99	12	examine	examine	VERB
cjfa-33346	99	13	why	why	SCONJ
cjfa-33346	99	14	job	job	NOUN
cjfa-33346	99	15	creation	creation	NOUN
cjfa-33346	99	16	decreased	decrease	VERB
cjfa-33346	99	17	irrespective	irrespective	ADV
cjfa-33346	99	18	of	of	ADP
cjfa-33346	99	19	increased	increase	VERB
cjfa-33346	99	20	amount	amount	NOUN
cjfa-33346	99	21	of	of	ADP
cjfa-33346	99	22	the	the	DET
cjfa-33346	99	23	loan	loan	NOUN
cjfa-33346	99	24	.	.	PUNCT
cjfa-33346	100	1	as	as	SCONJ
cjfa-33346	100	2	depicted	depict	VERB
cjfa-33346	100	3	in	in	ADP
cjfa-33346	100	4	figure	figure	NOUN
cjfa-33346	100	5	1	1	NUM
cjfa-33346	100	6	,	,	PUNCT
cjfa-33346	100	7	except	except	SCONJ
cjfa-33346	100	8	the	the	DET
cjfa-33346	100	9	year	year	NOUN
cjfa-33346	100	10	of	of	ADP
cjfa-33346	100	11	2015/16	2015/16	NUM
cjfa-33346	100	12	that	that	PRON
cjfa-33346	100	13	shows	show	VERB
cjfa-33346	100	14	decline	decline	VERB
cjfa-33346	100	15	as	as	SCONJ
cjfa-33346	100	16	compared	compare	VERB
cjfa-33346	100	17	with	with	ADP
cjfa-33346	100	18	the	the	DET
cjfa-33346	100	19	previous	previous	ADJ
cjfa-33346	100	20	year	year	NOUN
cjfa-33346	100	21	2014/15	2014/15	NUM
cjfa-33346	100	22	,	,	PUNCT
cjfa-33346	100	23	the	the	DET
cjfa-33346	100	24	amount	amount	NOUN
cjfa-33346	100	25	of	of	ADP
cjfa-33346	100	26	loan	loan	NOUN
cjfa-33346	100	27	increased	increase	VERB
cjfa-33346	100	28	over	over	ADP
cjfa-33346	100	29	the	the	DET
cjfa-33346	100	30	number	number	NOUN
cjfa-33346	100	31	of	of	ADP
cjfa-33346	100	32	period	period	NOUN
cjfa-33346	100	33	while	while	SCONJ
cjfa-33346	100	34	the	the	DET
cjfa-33346	100	35	job	job	NOUN
cjfa-33346	100	36	created	create	VERB
cjfa-33346	100	37	within	within	ADP
cjfa-33346	100	38	the	the	DET
cjfa-33346	100	39	same	same	ADJ
cjfa-33346	100	40	period	period	NOUN
cjfa-33346	100	41	were	be	AUX
cjfa-33346	100	42	inversely	inversely	ADV
cjfa-33346	100	43	proportional	proportional	ADJ
cjfa-33346	100	44	(	(	PUNCT
cjfa-33346	100	45	refer	refer	NOUN
cjfa-33346	100	46	to	to	PART
cjfa-33346	100	47	figure	figure	VERB
cjfa-33346	100	48	2	2	NUM
cjfa-33346	100	49	)	)	PUNCT
cjfa-33346	100	50	.	.	PUNCT
cjfa-33346	101	1	betgilu	betgilu	PROPN
cjfa-33346	101	2	oshora	oshora	PROPN
cjfa-33346	101	3	,	,	PUNCT
cjfa-33346	101	4	maria	maria	PROPN
cjfa-33346	101	5	fekete	fekete	PROPN
cjfa-33346	101	6	-	-	PUNCT
cjfa-33346	101	7	farkas	farkas	PROPN
cjfa-33346	101	8	,	,	PUNCT
cjfa-33346	101	9	zoltan	zoltan	PROPN
cjfa-33346	101	10	zeman122	zeman122	PROPN
cjfa-33346	101	11	figure	figure	NOUN
cjfa-33346	101	12	1	1	NUM
cjfa-33346	101	13	.	.	PUNCT
cjfa-33346	101	14	amount	amount	NOUN
cjfa-33346	101	15	of	of	ADP
cjfa-33346	101	16	credit	credit	NOUN
cjfa-33346	101	17	provided	provide	VERB
cjfa-33346	101	18	(	(	PUNCT
cjfa-33346	101	19	in	in	ADP
cjfa-33346	101	20	millions	million	NOUN
cjfa-33346	101	21	)	)	PUNCT
cjfa-33346	101	22	to	to	ADP
cjfa-33346	101	23	mses	mses	PROPN
cjfa-33346	101	24	(	(	PUNCT
cjfa-33346	101	25	2009/10	2009/10	PROPN
cjfa-33346	101	26	-	-	PUNCT
cjfa-33346	101	27	2017/18	2017/18	NUM
cjfa-33346	101	28	)	)	PUNCT
cjfa-33346	101	29	s.	s.	PROPN
cjfa-33346	101	30	18	18	NUM
cjfa-33346	101	31	csad	csad	ADJ
cjfa-33346	101	32	=	=	SYM
cjfa-33346	101	33	1	1	NUM
cjfa-33346	101	34	n∑	n∑	NOUN
cjfa-33346	101	35	|𝑅𝑅𝑖𝑖,𝑡𝑡	|𝑅𝑅𝑖𝑖,𝑡𝑡	PUNCT
cjfa-33346	101	36	−	−	NOUN
cjfa-33346	101	37	𝑅𝑅𝑚𝑚,𝑡𝑡|𝑁𝑁	𝑅𝑅𝑚𝑚,𝑡𝑡|𝑁𝑁	NOUN
cjfa-33346	101	38	𝑖𝑖=1	𝑖𝑖=1	PROPN
cjfa-33346	101	39	(	(	PUNCT
cjfa-33346	101	40	12	12	NUM
cjfa-33346	101	41	)	)	PUNCT
cjfa-33346	101	42	csadt	csadt	NOUN
cjfa-33346	101	43	=	=	SYM
cjfa-33346	101	44	α	α	PROPN
cjfa-33346	101	45	+	+	X
cjfa-33346	101	46	𝛾𝛾1|rm	𝛾𝛾1|rm	NUM
cjfa-33346	101	47	,	,	PUNCT
cjfa-33346	101	48	t|	t|	NOUN
cjfa-33346	101	49	+	+	CCONJ
cjfa-33346	101	50	𝛾𝛾2	𝛾𝛾2	ADJ
cjfa-33346	101	51	rm	rm	NOUN
cjfa-33346	101	52	,	,	PUNCT
cjfa-33346	101	53	t	t	PROPN
cjfa-33346	101	54	2	2	NUM
cjfa-33346	101	55	+	+	CCONJ
cjfa-33346	101	56	ε𝑡𝑡	ε𝑡𝑡	PROPN
cjfa-33346	101	57	(	(	PUNCT
cjfa-33346	101	58	13	13	NUM
cjfa-33346	101	59	)	)	PUNCT
cjfa-33346	101	60	s.	s.	PROPN
cjfa-33346	101	61	92	92	NUM
cjfa-33346	101	62	s.	s.	PROPN
cjfa-33346	101	63	122	122	NUM
cjfa-33346	101	64	81	81	NUM
cjfa-33346	101	65	4	4	NUM
cjfa-33346	101	66	.	.	ADP
cjfa-33346	101	67	1	1	NUM
cjfa-33346	101	68	98	98	NUM
cjfa-33346	101	69	3	3	NUM
cjfa-33346	101	70	1	1	NUM
cjfa-33346	101	71	08	08	NUM
cjfa-33346	101	72	8	8	NUM
cjfa-33346	101	73	2	2	NUM
cjfa-33346	101	74	72	72	NUM
cjfa-33346	101	75	5	5	NUM
cjfa-33346	101	76	5	5	NUM
cjfa-33346	101	77	06	06	NUM
cjfa-33346	101	78	3	3	NUM
cjfa-33346	101	79	.	.	NOUN
cjfa-33346	101	80	90	90	NUM
cjfa-33346	101	81	6	6	NUM
cjfa-33346	101	82	54	54	NUM
cjfa-33346	101	83	1	1	NUM
cjfa-33346	101	84	.	.	X
cjfa-33346	101	85	88	88	NUM
cjfa-33346	101	86	5	5	NUM
cjfa-33346	101	87	36	36	NUM
cjfa-33346	101	88	6	6	NUM
cjfa-33346	101	89	.	.	PUNCT
cjfa-33346	102	1	55	55	NUM
cjfa-33346	102	2	7	7	NUM
cjfa-33346	102	3	07	07	NUM
cjfa-33346	102	4	5	5	NUM
cjfa-33346	102	5	.	.	PUNCT
cjfa-33346	102	6	77	77	NUM
cjfa-33346	102	7	8	8	NUM
cjfa-33346	102	8	63	63	NUM
cjfa-33346	102	9	3	3	NUM
cjfa-33346	102	10	.	.	PUNCT
cjfa-33346	102	11	71	71	NUM
cjfa-33346	102	12	2	2	NUM
cjfa-33346	102	13	009	009	NUM
cjfa-33346	102	14	-10	-10	SYM
cjfa-33346	102	15	2010	2010	NUM
cjfa-33346	102	16	-	-	SYM
cjfa-33346	102	17	11	11	NUM
cjfa-33346	102	18	2011	2011	NUM
cjfa-33346	102	19	-	-	SYM
cjfa-33346	102	20	12	12	NUM
cjfa-33346	102	21	2012	2012	NUM
cjfa-33346	102	22	-	-	SYM
cjfa-33346	102	23	13	13	NUM
cjfa-33346	102	24	2013	2013	NUM
cjfa-33346	102	25	-	-	SYM
cjfa-33346	102	26	14	14	NUM
cjfa-33346	102	27	2014	2014	NUM
cjfa-33346	102	28	-	-	SYM
cjfa-33346	102	29	15	15	NUM
cjfa-33346	102	30	2015	2015	NUM
cjfa-33346	102	31	-	-	SYM
cjfa-33346	102	32	16	16	NUM
cjfa-33346	102	33	2016	2016	NUM
cjfa-33346	102	34	-	-	SYM
cjfa-33346	102	35	17	17	NUM
cjfa-33346	102	36	2017	2017	NUM
cjfa-33346	102	37	-	-	SYM
cjfa-33346	102	38	18	18	NUM
cjfa-33346	102	39	fi	fi	NOUN
cjfa-33346	102	40	g	g	NOUN
cjfa-33346	102	41	u	u	NOUN
cjfa-33346	102	42	r	r	NOUN
cjfa-33346	102	43	es	es	NOUN
cjfa-33346	102	44	in	in	ADP
cjfa-33346	102	45	a	a	DET
cjfa-33346	102	46	m	m	NOUN
cjfa-33346	102	47	o	o	NOUN
cjfa-33346	102	48	u	u	NOUN
cjfa-33346	102	49	n	n	ADP
cjfa-33346	102	50	t	t	NOUN
cjfa-33346	102	51	year	year	NOUN
cjfa-33346	102	52	amount	amount	NOUN
cjfa-33346	102	53	of	of	ADP
cjfa-33346	102	54	credit	credit	NOUN
cjfa-33346	102	55	-200,00	-200,00	NOUN
cjfa-33346	102	56	%	%	NOUN
cjfa-33346	102	57	0,00	0,00	NUM
cjfa-33346	102	58	%	%	NOUN
cjfa-33346	102	59	200,00	200,00	NUM
cjfa-33346	102	60	%	%	NOUN
cjfa-33346	102	61	400,00	400,00	NUM
cjfa-33346	102	62	%	%	NOUN
cjfa-33346	102	63	600,00	600,00	NOUN
cjfa-33346	102	64	%	%	NOUN
cjfa-33346	102	65	800,00	800,00	NUM
cjfa-33346	102	66	%	%	NOUN
cjfa-33346	102	67	1000,00	1000,00	NUM
cjfa-33346	102	68	%	%	NOUN
cjfa-33346	102	69	1200,00	1200,00	NUM
cjfa-33346	102	70	%	%	NOUN
cjfa-33346	102	71	1400,00	1400,00	NUM
cjfa-33346	102	72	%	%	NOUN
cjfa-33346	102	73	1600,00	1600,00	NUM
cjfa-33346	102	74	%	%	NOUN
cjfa-33346	102	75	%	%	NOUN
cjfa-33346	102	76	change	change	NOUN
cjfa-33346	102	77	(	(	PUNCT
cjfa-33346	102	78	december	december	PROPN
cjfa-33346	102	79	,	,	PUNCT
cjfa-33346	102	80	2014	2014	NUM
cjfa-33346	102	81	to	to	ADP
cjfa-33346	102	82	december	december	PROPN
cjfa-33346	102	83	,	,	PUNCT
cjfa-33346	102	84	2019	2019	NUM
cjfa-33346	102	85	)	)	PUNCT
cjfa-33346	102	86	s	s	PART
cjfa-33346	102	87	o	o	NOUN
cjfa-33346	102	88	u	u	NOUN
cjfa-33346	102	89	r	r	NOUN
cjfa-33346	102	90	c	c	NOUN
cjfa-33346	102	91	e	e	NOUN
cjfa-33346	102	92	:	:	PUNCT
cjfa-33346	102	93	authors	author	NOUN
cjfa-33346	102	94	’	'	PUNCT
cjfa-33346	102	95	own	own	ADJ
cjfa-33346	102	96	processing	processing	NOUN
cjfa-33346	102	97	on	on	ADP
cjfa-33346	102	98	the	the	DET
cjfa-33346	102	99	basis	basis	NOUN
cjfa-33346	102	100	of	of	ADP
cjfa-33346	102	101	the	the	DET
cjfa-33346	102	102	results	result	NOUN
cjfa-33346	102	103	of	of	ADP
cjfa-33346	102	104	data	datum	NOUN
cjfa-33346	102	105	from	from	ADP
cjfa-33346	102	106	nbe	nbe	PROPN
cjfa-33346	102	107	annual	annual	ADJ
cjfa-33346	102	108	reports	report	NOUN
cjfa-33346	102	109	.	.	PUNCT
cjfa-33346	103	1	role	role	NOUN
cjfa-33346	103	2	of	of	ADP
cjfa-33346	103	3	mses	ms	NOUN
cjfa-33346	103	4	in	in	ADP
cjfa-33346	103	5	reducing	reduce	VERB
cjfa-33346	103	6	unemployment	unemployment	NOUN
cjfa-33346	103	7	through	through	ADP
cjfa-33346	103	8	microfinance	microfinance	NOUN
cjfa-33346	103	9	services	service	NOUN
cjfa-33346	103	10	african	african	ADJ
cjfa-33346	103	11	youth	youth	NOUN
cjfa-33346	103	12	are	be	AUX
cjfa-33346	103	13	marginalized	marginalize	VERB
cjfa-33346	103	14	and	and	CCONJ
cjfa-33346	103	15	they	they	PRON
cjfa-33346	103	16	are	be	AUX
cjfa-33346	103	17	not	not	PART
cjfa-33346	103	18	involved	involve	VERB
cjfa-33346	103	19	in	in	ADP
cjfa-33346	103	20	policy	policy	NOUN
cjfa-33346	103	21	formulation	formulation	NOUN
cjfa-33346	103	22	and	and	CCONJ
cjfa-33346	103	23	less	less	ADV
cjfa-33346	103	24	consulted	consult	VERB
cjfa-33346	103	25	in	in	ADP
cjfa-33346	103	26	the	the	DET
cjfa-33346	103	27	decision	decision	NOUN
cjfa-33346	103	28	-	-	PUNCT
cjfa-33346	103	29	making	make	VERB
cjfa-33346	103	30	process	process	NOUN
cjfa-33346	103	31	and	and	CCONJ
cjfa-33346	103	32	lots	lot	NOUN
cjfa-33346	103	33	of	of	ADP
cjfa-33346	103	34	youth	youth	NOUN
cjfa-33346	103	35	energy	energy	NOUN
cjfa-33346	103	36	is	be	AUX
cjfa-33346	103	37	invested	invest	VERB
cjfa-33346	103	38	in	in	ADP
cjfa-33346	103	39	stirring	stirring	NOUN
cjfa-33346	103	40	-	-	PUNCT
cjfa-33346	103	41	up	up	ADP
cjfa-33346	103	42	conflicts	conflict	NOUN
cjfa-33346	103	43	and	and	CCONJ
cjfa-33346	103	44	violence	violence	NOUN
cjfa-33346	103	45	.	.	PUNCT
cjfa-33346	104	1	moreover	moreover	ADV
cjfa-33346	104	2	,	,	PUNCT
cjfa-33346	104	3	employment	employment	NOUN
cjfa-33346	104	4	creation	creation	NOUN
cjfa-33346	104	5	is	be	AUX
cjfa-33346	104	6	another	another	DET
cjfa-33346	104	7	formidable	formidable	ADJ
cjfa-33346	104	8	challenge	challenge	NOUN
cjfa-33346	104	9	that	that	PRON
cjfa-33346	104	10	confronts	confront	VERB
cjfa-33346	104	11	all	all	DET
cjfa-33346	104	12	african	african	ADJ
cjfa-33346	104	13	countries	country	NOUN
cjfa-33346	104	14	regardless	regardless	ADV
cjfa-33346	104	15	of	of	ADP
cjfa-33346	104	16	their	their	PRON
cjfa-33346	104	17	different	different	ADJ
cjfa-33346	104	18	socio	socio	NOUN
cjfa-33346	104	19	-	-	PUNCT
cjfa-33346	104	20	economic	economic	ADJ
cjfa-33346	104	21	development	development	NOUN
cjfa-33346	104	22	.	.	PUNCT
cjfa-33346	105	1	in	in	ADP
cjfa-33346	105	2	africa	africa	PROPN
cjfa-33346	105	3	,	,	PUNCT
cjfa-33346	105	4	the	the	DET
cjfa-33346	105	5	youth	youth	NOUN
cjfa-33346	105	6	account	account	VERB
cjfa-33346	105	7	for	for	ADP
cjfa-33346	105	8	60	60	NUM
cjfa-33346	105	9	%	%	NOUN
cjfa-33346	105	10	of	of	ADP
cjfa-33346	105	11	total	total	NOUN
cjfa-33346	105	12	unemployed	unemployed	ADJ
cjfa-33346	105	13	and	and	CCONJ
cjfa-33346	105	14	three	three	NUM
cjfa-33346	105	15	in	in	ADP
cjfa-33346	105	16	five	five	NUM
cjfa-33346	105	17	of	of	ADP
cjfa-33346	105	18	africa	africa	PROPN
cjfa-33346	105	19	’s	’s	PART
cjfa-33346	105	20	unemployed	unemployed	PROPN
cjfa-33346	105	21	are	be	AUX
cjfa-33346	105	22	youth	youth	NOUN
cjfa-33346	105	23	(	(	PUNCT
cjfa-33346	105	24	jalata	jalata	NOUN
cjfa-33346	105	25	,	,	PUNCT
cjfa-33346	105	26	2014	2014	NUM
cjfa-33346	105	27	)	)	PUNCT
cjfa-33346	105	28	.	.	PUNCT
cjfa-33346	106	1	despite	despite	SCONJ
cjfa-33346	106	2	the	the	DET
cjfa-33346	106	3	economic	economic	ADJ
cjfa-33346	106	4	growth	growth	NOUN
cjfa-33346	106	5	in	in	ADP
cjfa-33346	106	6	the	the	DET
cjfa-33346	106	7	region	region	NOUN
cjfa-33346	106	8	,	,	PUNCT
cjfa-33346	106	9	the	the	DET
cjfa-33346	106	10	number	number	NOUN
cjfa-33346	106	11	of	of	ADP
cjfa-33346	106	12	unemployed	unemployed	ADJ
cjfa-33346	106	13	is	be	AUX
cjfa-33346	106	14	expected	expect	VERB
cjfa-33346	106	15	to	to	PART
cjfa-33346	106	16	grow	grow	VERB
cjfa-33346	106	17	by	by	ADP
cjfa-33346	106	18	nearly	nearly	ADV
cjfa-33346	106	19	1.9	1.9	NUM
cjfa-33346	106	20	million	million	NUM
cjfa-33346	106	21	by	by	ADP
cjfa-33346	106	22	2020	2020	NUM
cjfa-33346	106	23	(	(	PUNCT
cjfa-33346	106	24	ilo	ilo	PROPN
cjfa-33346	106	25	,	,	PUNCT
cjfa-33346	106	26	2019	2019	NUM
cjfa-33346	106	27	)	)	PUNCT
cjfa-33346	106	28	.	.	PUNCT
cjfa-33346	107	1	in	in	ADP
cjfa-33346	107	2	addition	addition	NOUN
cjfa-33346	107	3	to	to	ADP
cjfa-33346	107	4	limitation	limitation	NOUN
cjfa-33346	107	5	of	of	ADP
cjfa-33346	107	6	access	access	NOUN
cjfa-33346	107	7	to	to	ADP
cjfa-33346	107	8	credit	credit	NOUN
cjfa-33346	107	9	,	,	PUNCT
cjfa-33346	107	10	the	the	DET
cjfa-33346	107	11	current	current	ADJ
cjfa-33346	107	12	pandemic	pandemic	NOUN
cjfa-33346	107	13	expected	expect	VERB
cjfa-33346	107	14	to	to	PART
cjfa-33346	107	15	hit	hit	VERB
cjfa-33346	107	16	the	the	DET
cjfa-33346	107	17	growth	growth	NOUN
cjfa-33346	107	18	of	of	ADP
cjfa-33346	107	19	the	the	DET
cjfa-33346	107	20	enterprises	enterprise	NOUN
cjfa-33346	107	21	and	and	CCONJ
cjfa-33346	107	22	it	it	PRON
cjfa-33346	107	23	will	will	AUX
cjfa-33346	107	24	have	have	VERB
cjfa-33346	107	25	a	a	DET
cjfa-33346	107	26	direct	direct	ADJ
cjfa-33346	107	27	influence	influence	NOUN
cjfa-33346	107	28	on	on	ADP
cjfa-33346	107	29	its	its	PRON
cjfa-33346	107	30	contribution	contribution	NOUN
cjfa-33346	107	31	to	to	ADP
cjfa-33346	107	32	reducing	reduce	VERB
cjfa-33346	107	33	unemployment	unemployment	NOUN
cjfa-33346	107	34	.	.	PUNCT
cjfa-33346	108	1	for	for	ADP
cjfa-33346	108	2	instance	instance	NOUN
cjfa-33346	108	3	,	,	PUNCT
cjfa-33346	108	4	according	accord	VERB
cjfa-33346	108	5	to	to	ADP
cjfa-33346	108	6	the	the	DET
cjfa-33346	108	7	united	united	PROPN
cjfa-33346	108	8	nation	nation	PROPN
cjfa-33346	108	9	economic	economic	PROPN
cjfa-33346	108	10	commission	commission	PROPN
cjfa-33346	108	11	for	for	ADP
cjfa-33346	108	12	africa	africa	PROPN
cjfa-33346	108	13	(	(	PUNCT
cjfa-33346	108	14	2020	2020	NUM
cjfa-33346	108	15	)	)	PUNCT
cjfa-33346	108	16	report	report	NOUN
cjfa-33346	108	17	,	,	PUNCT
cjfa-33346	108	18	the	the	DET
cjfa-33346	108	19	impact	impact	NOUN
cjfa-33346	108	20	of	of	ADP
cjfa-33346	108	21	the	the	DET
cjfa-33346	108	22	pandemic	pandemic	NOUN
cjfa-33346	108	23	on	on	ADP
cjfa-33346	108	24	african	african	ADJ
cjfa-33346	108	25	economies	economy	NOUN
cjfa-33346	108	26	estimated	estimate	VERB
cjfa-33346	108	27	to	to	PART
cjfa-33346	108	28	slow	slow	VERB
cjfa-33346	108	29	the	the	DET
cjfa-33346	108	30	growth	growth	NOUN
cjfa-33346	108	31	to	to	ADP
cjfa-33346	108	32	1.8	1.8	NUM
cjfa-33346	108	33	%	%	NOUN
cjfa-33346	108	34	in	in	ADP
cjfa-33346	108	35	the	the	DET
cjfa-33346	108	36	best	good	ADJ
cjfa-33346	108	37	case	case	NOUN
cjfa-33346	108	38	scenario	scenario	NOUN
cjfa-33346	108	39	or	or	CCONJ
cjfa-33346	108	40	a	a	DET
cjfa-33346	108	41	contraction	contraction	NOUN
cjfa-33346	108	42	of	of	ADP
cjfa-33346	108	43	2.6	2.6	NUM
cjfa-33346	108	44	%	%	NOUN
cjfa-33346	108	45	in	in	ADP
cjfa-33346	108	46	the	the	DET
cjfa-33346	108	47	worst	bad	ADJ
cjfa-33346	108	48	case	case	NOUN
cjfa-33346	108	49	.	.	PUNCT
cjfa-33346	109	1	moreover	moreover	ADV
cjfa-33346	109	2	,	,	PUNCT
cjfa-33346	109	3	it	it	PRON
cjfa-33346	109	4	is	be	AUX
cjfa-33346	109	5	estimated	estimate	VERB
cjfa-33346	109	6	that	that	SCONJ
cjfa-33346	109	7	due	due	ADP
cjfa-33346	109	8	to	to	ADP
cjfa-33346	109	9	the	the	DET
cjfa-33346	109	10	result	result	NOUN
cjfa-33346	109	11	of	of	ADP
cjfa-33346	109	12	this	this	DET
cjfa-33346	109	13	decrease	decrease	NOUN
cjfa-33346	109	14	in	in	ADP
cjfa-33346	109	15	economic	economic	ADJ
cjfa-33346	109	16	growth	growth	NOUN
cjfa-33346	109	17	will	will	AUX
cjfa-33346	109	18	have	have	VERB
cjfa-33346	109	19	a	a	DET
cjfa-33346	109	20	power	power	NOUN
cjfa-33346	109	21	to	to	PART
cjfa-33346	109	22	push	push	VERB
cjfa-33346	109	23	5	5	NUM
cjfa-33346	109	24	-	-	SYM
cjfa-33346	109	25	29	29	NUM
cjfa-33346	109	26	million	million	NUM
cjfa-33346	109	27	people	people	NOUN
cjfa-33346	109	28	below	below	ADP
cjfa-33346	109	29	the	the	DET
cjfa-33346	109	30	extreme	extreme	ADJ
cjfa-33346	109	31	poverty	poverty	NOUN
cjfa-33346	109	32	line	line	NOUN
cjfa-33346	109	33	(	(	PUNCT
cjfa-33346	109	34	$	$	SYM
cjfa-33346	109	35	1.90	1.90	NUM
cjfa-33346	109	36	per	per	ADP
cjfa-33346	109	37	day	day	NOUN
cjfa-33346	109	38	)	)	PUNCT
cjfa-33346	109	39	,	,	PUNCT
cjfa-33346	109	40	about	about	ADP
cjfa-33346	109	41	role	role	NOUN
cjfa-33346	109	42	of	of	ADP
cjfa-33346	109	43	microfinance	microfinance	NOUN
cjfa-33346	109	44	institutions	institution	NOUN
cjfa-33346	109	45	…	…	PUNCT
cjfa-33346	109	46	123	123	NUM
cjfa-33346	109	47	19	19	NUM
cjfa-33346	109	48	million	million	NUM
cjfa-33346	109	49	jobs	job	NOUN
cjfa-33346	109	50	lost	lose	VERB
cjfa-33346	109	51	,	,	PUNCT
cjfa-33346	109	52	between	between	ADP
cjfa-33346	109	53	300,000	300,000	NUM
cjfa-33346	109	54	and	and	CCONJ
cjfa-33346	109	55	3.3	3.3	NUM
cjfa-33346	109	56	million	million	NUM
cjfa-33346	109	57	african	african	ADJ
cjfa-33346	109	58	people	people	NOUN
cjfa-33346	109	59	could	could	AUX
cjfa-33346	109	60	lose	lose	VERB
cjfa-33346	109	61	their	their	PRON
cjfa-33346	109	62	lives	life	NOUN
cjfa-33346	109	63	as	as	ADP
cjfa-33346	109	64	a	a	DET
cjfa-33346	109	65	direct	direct	ADJ
cjfa-33346	109	66	result	result	NOUN
cjfa-33346	109	67	of	of	ADP
cjfa-33346	109	68	covid-19	covid-19	PROPN
cjfa-33346	109	69	.	.	PUNCT
cjfa-33346	110	1	ethiopian	ethiopian	ADJ
cjfa-33346	110	2	economy	economy	NOUN
cjfa-33346	110	3	has	have	AUX
cjfa-33346	110	4	been	be	AUX
cjfa-33346	110	5	growing	grow	VERB
cjfa-33346	110	6	at	at	ADP
cjfa-33346	110	7	a	a	DET
cjfa-33346	110	8	remarkable	remarkable	ADJ
cjfa-33346	110	9	rate	rate	NOUN
cjfa-33346	110	10	for	for	ADP
cjfa-33346	110	11	the	the	DET
cjfa-33346	110	12	last	last	ADJ
cjfa-33346	110	13	several	several	ADJ
cjfa-33346	110	14	years	year	NOUN
cjfa-33346	110	15	and	and	CCONJ
cjfa-33346	110	16	it	it	PRON
cjfa-33346	110	17	is	be	AUX
cjfa-33346	110	18	important	important	ADJ
cjfa-33346	110	19	to	to	PART
cjfa-33346	110	20	assess	assess	VERB
cjfa-33346	110	21	how	how	SCONJ
cjfa-33346	110	22	the	the	DET
cjfa-33346	110	23	growth	growth	NOUN
cjfa-33346	110	24	has	have	AUX
cjfa-33346	110	25	been	be	AUX
cjfa-33346	110	26	translated	translate	VERB
cjfa-33346	110	27	into	into	ADP
cjfa-33346	110	28	more	more	ADJ
cjfa-33346	110	29	jobs	job	NOUN
cjfa-33346	110	30	that	that	PRON
cjfa-33346	110	31	are	be	AUX
cjfa-33346	110	32	of	of	ADP
cjfa-33346	110	33	better	well	ADJ
cjfa-33346	110	34	quality	quality	NOUN
cjfa-33346	110	35	and	and	CCONJ
cjfa-33346	110	36	inclusive	inclusive	ADJ
cjfa-33346	110	37	.	.	PUNCT
cjfa-33346	111	1	pca	pca	PROPN
cjfa-33346	111	2	result	result	NOUN
cjfa-33346	111	3	shows	show	VERB
cjfa-33346	111	4	that	that	SCONJ
cjfa-33346	111	5	,	,	PUNCT
cjfa-33346	111	6	there	there	PRON
cjfa-33346	111	7	is	be	VERB
cjfa-33346	111	8	no	no	DET
cjfa-33346	111	9	significant	significant	ADJ
cjfa-33346	111	10	relationship	relationship	NOUN
cjfa-33346	111	11	between	between	ADP
cjfa-33346	111	12	economic	economic	ADJ
cjfa-33346	111	13	growth	growth	NOUN
cjfa-33346	111	14	and	and	CCONJ
cjfa-33346	111	15	the	the	DET
cjfa-33346	111	16	number	number	NOUN
cjfa-33346	111	17	of	of	ADP
cjfa-33346	111	18	jobs	job	NOUN
cjfa-33346	111	19	created	create	VERB
cjfa-33346	111	20	(	(	PUNCT
cjfa-33346	111	21	see	see	VERB
cjfa-33346	111	22	figure	figure	NOUN
cjfa-33346	111	23	3	3	NUM
cjfa-33346	111	24	)	)	PUNCT
cjfa-33346	111	25	.	.	PUNCT
cjfa-33346	112	1	the	the	DET
cjfa-33346	112	2	unemployment	unemployment	NOUN
cjfa-33346	112	3	statistical	statistical	ADJ
cjfa-33346	112	4	data	datum	NOUN
cjfa-33346	112	5	shows	show	VERB
cjfa-33346	112	6	that	that	SCONJ
cjfa-33346	112	7	more	more	ADJ
cjfa-33346	112	8	than	than	ADP
cjfa-33346	112	9	70	70	NUM
cjfa-33346	112	10	%	%	NOUN
cjfa-33346	112	11	of	of	ADP
cjfa-33346	112	12	ethiopians	ethiopians	PROPN
cjfa-33346	112	13	are	be	AUX
cjfa-33346	112	14	under	under	ADP
cjfa-33346	112	15	30	30	NUM
cjfa-33346	112	16	years	year	NOUN
cjfa-33346	112	17	of	of	ADP
cjfa-33346	112	18	age	age	NOUN
cjfa-33346	112	19	,	,	PUNCT
cjfa-33346	112	20	with	with	ADP
cjfa-33346	112	21	urban	urban	ADJ
cjfa-33346	112	22	youth	youth	NOUN
cjfa-33346	112	23	unemployment	unemployment	NOUN
cjfa-33346	112	24	at	at	ADP
cjfa-33346	112	25	22	22	NUM
cjfa-33346	112	26	%	%	NOUN
cjfa-33346	112	27	compared	compare	VERB
cjfa-33346	112	28	to	to	ADP
cjfa-33346	112	29	17	17	NUM
cjfa-33346	112	30	%	%	NOUN
cjfa-33346	112	31	for	for	ADP
cjfa-33346	112	32	all	all	DET
cjfa-33346	112	33	ages	age	NOUN
cjfa-33346	112	34	.	.	PUNCT
cjfa-33346	113	1	moreover	moreover	ADV
cjfa-33346	113	2	,	,	PUNCT
cjfa-33346	113	3	more	more	ADJ
cjfa-33346	113	4	than	than	ADP
cjfa-33346	113	5	a	a	DET
cjfa-33346	113	6	quarter	quarter	NOUN
cjfa-33346	113	7	of	of	ADP
cjfa-33346	113	8	all	all	DET
cjfa-33346	113	9	urban	urban	ADJ
cjfa-33346	113	10	jobs	job	NOUN
cjfa-33346	113	11	are	be	AUX
cjfa-33346	113	12	informal	informal	ADJ
cjfa-33346	113	13	(	(	PUNCT
cjfa-33346	113	14	undp	undp	PROPN
cjfa-33346	113	15	,	,	PUNCT
cjfa-33346	113	16	2018	2018	NUM
cjfa-33346	113	17	)	)	PUNCT
cjfa-33346	113	18	.	.	PUNCT
cjfa-33346	114	1	similarly	similarly	ADV
cjfa-33346	114	2	,	,	PUNCT
cjfa-33346	114	3	the	the	DET
cjfa-33346	114	4	most	most	ADV
cjfa-33346	114	5	recent	recent	ADJ
cjfa-33346	114	6	report	report	NOUN
cjfa-33346	114	7	by	by	ADP
cjfa-33346	114	8	job	job	NOUN
cjfa-33346	114	9	creation	creation	NOUN
cjfa-33346	114	10	commission	commission	NOUN
cjfa-33346	114	11	shows	show	VERB
cjfa-33346	114	12	that	that	SCONJ
cjfa-33346	114	13	unemployment	unemployment	NOUN
cjfa-33346	114	14	rate	rate	NOUN
cjfa-33346	114	15	in	in	ADP
cjfa-33346	114	16	urban	urban	ADJ
cjfa-33346	114	17	areas	area	NOUN
cjfa-33346	114	18	,	,	PUNCT
cjfa-33346	114	19	meanwhile	meanwhile	ADV
cjfa-33346	114	20	,	,	PUNCT
cjfa-33346	114	21	reached	reach	VERB
cjfa-33346	114	22	a	a	DET
cjfa-33346	114	23	level	level	NOUN
cjfa-33346	114	24	of	of	ADP
cjfa-33346	114	25	19.1	19.1	NUM
cjfa-33346	114	26	%	%	NOUN
cjfa-33346	114	27	in	in	ADP
cjfa-33346	114	28	2018	2018	NUM
cjfa-33346	114	29	and	and	CCONJ
cjfa-33346	114	30	this	this	PRON
cjfa-33346	114	31	is	be	AUX
cjfa-33346	114	32	mainly	mainly	ADV
cjfa-33346	114	33	due	due	ADJ
cjfa-33346	114	34	to	to	ADP
cjfa-33346	114	35	the	the	DET
cjfa-33346	114	36	growing	grow	VERB
cjfa-33346	114	37	rates	rate	NOUN
cjfa-33346	114	38	of	of	ADP
cjfa-33346	114	39	urbanization	urbanization	NOUN
cjfa-33346	114	40	and	and	CCONJ
cjfa-33346	114	41	increase	increase	NOUN
cjfa-33346	114	42	in	in	ADP
cjfa-33346	114	43	rural	rural	ADJ
cjfa-33346	114	44	-	-	PUNCT
cjfa-33346	114	45	urban	urban	ADJ
cjfa-33346	114	46	migration	migration	NOUN
cjfa-33346	114	47	(	(	PUNCT
cjfa-33346	114	48	fdre	fdre	NOUN
cjfa-33346	114	49	,	,	PUNCT
cjfa-33346	114	50	2020	2020	NUM
cjfa-33346	114	51	)	)	PUNCT
cjfa-33346	114	52	.	.	PUNCT
cjfa-33346	115	1	to	to	PART
cjfa-33346	115	2	overcome	overcome	VERB
cjfa-33346	115	3	the	the	DET
cjfa-33346	115	4	unemployment	unemployment	NOUN
cjfa-33346	115	5	issue	issue	NOUN
cjfa-33346	115	6	,	,	PUNCT
cjfa-33346	115	7	fdre	fdre	PROPN
cjfa-33346	115	8	has	have	AUX
cjfa-33346	115	9	developed	develop	VERB
cjfa-33346	115	10	a	a	DET
cjfa-33346	115	11	wide	wide	ADV
cjfa-33346	115	12	-	-	PUNCT
cjfa-33346	115	13	ranging	range	VERB
cjfa-33346	115	14	job	job	NOUN
cjfa-33346	115	15	creation	creation	NOUN
cjfa-33346	115	16	strategy	strategy	NOUN
cjfa-33346	115	17	ranging	range	VERB
cjfa-33346	115	18	from	from	ADP
cjfa-33346	115	19	2020	2020	NUM
cjfa-33346	115	20	-	-	SYM
cjfa-33346	115	21	2025	2025	NUM
cjfa-33346	115	22	with	with	ADP
cjfa-33346	115	23	about	about	ADV
cjfa-33346	115	24	2	2	NUM
cjfa-33346	115	25	million	million	NUM
cjfa-33346	115	26	new	new	ADJ
cjfa-33346	115	27	entrants	entrant	NOUN
cjfa-33346	115	28	into	into	ADP
cjfa-33346	115	29	the	the	DET
cjfa-33346	115	30	workforce	workforce	NOUN
cjfa-33346	115	31	each	each	DET
cjfa-33346	115	32	year	year	NOUN
cjfa-33346	115	33	,	,	PUNCT
cjfa-33346	115	34	and	and	CCONJ
cjfa-33346	115	35	aims	aim	VERB
cjfa-33346	115	36	to	to	PART
cjfa-33346	115	37	create	create	VERB
cjfa-33346	115	38	14	14	NUM
cjfa-33346	115	39	million	million	NUM
cjfa-33346	115	40	jobs	job	NOUN
cjfa-33346	115	41	by	by	ADP
cjfa-33346	115	42	2025	2025	NUM
cjfa-33346	115	43	(	(	PUNCT
cjfa-33346	115	44	imf	imf	PROPN
cjfa-33346	115	45	,	,	PUNCT
cjfa-33346	115	46	2020	2020	NUM
cjfa-33346	115	47	;	;	PUNCT
cjfa-33346	115	48	fdre	fdre	PROPN
cjfa-33346	115	49	,	,	PUNCT
cjfa-33346	115	50	2020	2020	NUM
cjfa-33346	115	51	)	)	PUNCT
cjfa-33346	115	52	.	.	PUNCT
cjfa-33346	116	1	the	the	DET
cjfa-33346	116	2	main	main	ADJ
cjfa-33346	116	3	aim	aim	NOUN
cjfa-33346	116	4	of	of	ADP
cjfa-33346	116	5	the	the	DET
cjfa-33346	116	6	strategy	strategy	NOUN
cjfa-33346	116	7	is	be	AUX
cjfa-33346	116	8	to	to	PART
cjfa-33346	116	9	foster	foster	VERB
cjfa-33346	116	10	the	the	DET
cjfa-33346	116	11	business	business	NOUN
cjfa-33346	116	12	environment	environment	NOUN
cjfa-33346	116	13	and	and	CCONJ
cjfa-33346	116	14	conditions	condition	NOUN
cjfa-33346	116	15	necessary	necessary	ADJ
cjfa-33346	116	16	to	to	PART
cjfa-33346	116	17	create	create	VERB
cjfa-33346	116	18	job	job	NOUN
cjfa-33346	116	19	,	,	PUNCT
cjfa-33346	116	20	to	to	PART
cjfa-33346	116	21	absorb	absorb	VERB
cjfa-33346	116	22	the	the	DET
cjfa-33346	116	23	currently	currently	ADV
cjfa-33346	116	24	unemployed	unemployed	ADJ
cjfa-33346	116	25	,	,	PUNCT
cjfa-33346	116	26	and	and	CCONJ
cjfa-33346	116	27	to	to	PART
cjfa-33346	116	28	ensure	ensure	VERB
cjfa-33346	116	29	that	that	SCONJ
cjfa-33346	116	30	jobs	job	NOUN
cjfa-33346	116	31	are	be	AUX
cjfa-33346	116	32	waiting	wait	VERB
cjfa-33346	116	33	for	for	ADP
cjfa-33346	116	34	new	new	ADJ
cjfa-33346	116	35	entrants	entrant	NOUN
cjfa-33346	116	36	to	to	ADP
cjfa-33346	116	37	the	the	DET
cjfa-33346	116	38	labor	labor	NOUN
cjfa-33346	116	39	force	force	NOUN
cjfa-33346	116	40	.	.	PUNCT
cjfa-33346	117	1	in	in	ADP
cjfa-33346	117	2	recognition	recognition	NOUN
cjfa-33346	117	3	of	of	ADP
cjfa-33346	117	4	the	the	DET
cjfa-33346	117	5	vital	vital	ADJ
cjfa-33346	117	6	role	role	NOUN
cjfa-33346	117	7	mses	ms	NOUN
cjfa-33346	117	8	play	play	VERB
cjfa-33346	117	9	in	in	ADP
cjfa-33346	117	10	the	the	DET
cjfa-33346	117	11	country	country	NOUN
cjfa-33346	117	12	’s	’s	PART
cjfa-33346	117	13	economic	economic	ADJ
cjfa-33346	117	14	and	and	CCONJ
cjfa-33346	117	15	social	social	ADJ
cjfa-33346	117	16	development	development	NOUN
cjfa-33346	117	17	,	,	PUNCT
cjfa-33346	117	18	much	much	ADJ
cjfa-33346	117	19	attention	attention	NOUN
cjfa-33346	117	20	has	have	AUX
cjfa-33346	117	21	been	be	AUX
cjfa-33346	117	22	paid	pay	VERB
cjfa-33346	117	23	by	by	ADP
cjfa-33346	117	24	government	government	NOUN
cjfa-33346	117	25	to	to	ADP
cjfa-33346	117	26	the	the	DET
cjfa-33346	117	27	development	development	NOUN
cjfa-33346	117	28	of	of	ADP
cjfa-33346	117	29	mses	mses	PROPN
cjfa-33346	117	30	(	(	PUNCT
cjfa-33346	117	31	fdre	fdre	PROPN
cjfa-33346	117	32	,	,	PUNCT
cjfa-33346	117	33	2016	2016	NUM
cjfa-33346	117	34	)	)	PUNCT
cjfa-33346	117	35	.	.	PUNCT
cjfa-33346	118	1	for	for	ADP
cjfa-33346	118	2	instance	instance	NOUN
cjfa-33346	118	3	,	,	PUNCT
cjfa-33346	118	4	during	during	ADP
cjfa-33346	118	5	2016/17	2016/17	NUM
cjfa-33346	118	6	a	a	DET
cjfa-33346	118	7	total	total	NOUN
cjfa-33346	118	8	of	of	ADP
cjfa-33346	118	9	157,768	157,768	NUM
cjfa-33346	118	10	new	new	ADJ
cjfa-33346	118	11	mses	ms	NOUN
cjfa-33346	118	12	were	be	AUX
cjfa-33346	118	13	established	establish	VERB
cjfa-33346	118	14	and	and	CCONJ
cjfa-33346	118	15	created	create	VERB
cjfa-33346	118	16	employment	employment	NOUN
cjfa-33346	118	17	for	for	ADP
cjfa-33346	118	18	about	about	ADP
cjfa-33346	118	19	1.2	1.2	NUM
cjfa-33346	118	20	million	million	NUM
cjfa-33346	118	21	people	people	NOUN
cjfa-33346	118	22	through	through	ADP
cjfa-33346	118	23	accessing	access	VERB
cjfa-33346	118	24	more	more	ADJ
cjfa-33346	118	25	than	than	ADP
cjfa-33346	118	26	birr	birr	ADJ
cjfa-33346	118	27	7.1	7.1	NUM
cjfa-33346	118	28	billion	billion	NUM
cjfa-33346	118	29	loans	loan	NOUN
cjfa-33346	118	30	to	to	PART
cjfa-33346	118	31	establish	establish	VERB
cjfa-33346	118	32	and	and	CCONJ
cjfa-33346	118	33	run	run	VERB
cjfa-33346	118	34	their	their	PRON
cjfa-33346	118	35	business	business	NOUN
cjfa-33346	118	36	(	(	PUNCT
cjfa-33346	118	37	nbe	nbe	PROPN
cjfa-33346	118	38	,	,	PUNCT
cjfa-33346	118	39	2016/17	2016/17	NUM
cjfa-33346	118	40	)	)	PUNCT
cjfa-33346	118	41	.	.	PUNCT
cjfa-33346	119	1	the	the	DET
cjfa-33346	119	2	youths	youth	NOUN
cjfa-33346	119	3	in	in	ADP
cjfa-33346	119	4	ethiopia	ethiopia	PROPN
cjfa-33346	119	5	are	be	AUX
cjfa-33346	119	6	still	still	ADV
cjfa-33346	119	7	deeply	deeply	ADV
cjfa-33346	119	8	dissatisfied	dissatisfied	ADJ
cjfa-33346	119	9	with	with	ADP
cjfa-33346	119	10	their	their	PRON
cjfa-33346	119	11	daily	daily	ADJ
cjfa-33346	119	12	life	life	NOUN
cjfa-33346	119	13	due	due	ADP
cjfa-33346	119	14	to	to	ADP
cjfa-33346	119	15	lack	lack	NOUN
cjfa-33346	119	16	of	of	ADP
cjfa-33346	119	17	the	the	DET
cjfa-33346	119	18	assets	asset	NOUN
cjfa-33346	119	19	,	,	PUNCT
cjfa-33346	119	20	and	and	CCONJ
cjfa-33346	119	21	an	an	DET
cjfa-33346	119	22	enabling	enable	VERB
cjfa-33346	119	23	environment	environment	NOUN
cjfa-33346	119	24	to	to	PART
cjfa-33346	119	25	support	support	VERB
cjfa-33346	119	26	their	their	PRON
cjfa-33346	119	27	development	development	NOUN
cjfa-33346	119	28	.	.	PUNCT
cjfa-33346	120	1	lack	lack	NOUN
cjfa-33346	120	2	of	of	ADP
cjfa-33346	120	3	economic	economic	ADJ
cjfa-33346	120	4	opportunities	opportunity	NOUN
cjfa-33346	120	5	is	be	AUX
cjfa-33346	120	6	the	the	DET
cjfa-33346	120	7	primary	primary	ADJ
cjfa-33346	120	8	driver	driver	NOUN
cjfa-33346	120	9	of	of	ADP
cjfa-33346	120	10	youth	youth	NOUN
cjfa-33346	120	11	frustration	frustration	NOUN
cjfa-33346	120	12	that	that	PRON
cjfa-33346	120	13	results	result	VERB
cjfa-33346	120	14	in	in	ADP
cjfa-33346	120	15	more	more	ADJ
cjfa-33346	120	16	than	than	ADP
cjfa-33346	120	17	25	25	NUM
cjfa-33346	120	18	%	%	NOUN
cjfa-33346	120	19	of	of	ADP
cjfa-33346	120	20	young	young	ADJ
cjfa-33346	120	21	people	people	NOUN
cjfa-33346	120	22	are	be	AUX
cjfa-33346	120	23	unemployed	unemployed	ADJ
cjfa-33346	120	24	(	(	PUNCT
cjfa-33346	120	25	desta	desta	PROPN
cjfa-33346	120	26	,	,	PUNCT
cjfa-33346	120	27	bitga	bitga	PROPN
cjfa-33346	120	28	&	&	CCONJ
cjfa-33346	120	29	boyson	boyson	NOUN
cjfa-33346	120	30	,	,	PUNCT
cjfa-33346	120	31	2018	2018	NUM
cjfa-33346	120	32	)	)	PUNCT
cjfa-33346	120	33	.	.	PUNCT
cjfa-33346	121	1	many	many	ADJ
cjfa-33346	121	2	ethiopian	ethiopian	ADJ
cjfa-33346	121	3	youth	youth	NOUN
cjfa-33346	121	4	spend	spend	VERB
cjfa-33346	121	5	their	their	PRON
cjfa-33346	121	6	day	day	NOUN
cjfa-33346	121	7	in	in	ADP
cjfa-33346	121	8	searching	search	VERB
cjfa-33346	121	9	for	for	ADP
cjfa-33346	121	10	job	job	NOUN
cjfa-33346	121	11	despite	despite	SCONJ
cjfa-33346	121	12	increase	increase	NOUN
cjfa-33346	121	13	in	in	ADP
cjfa-33346	121	14	number	number	NOUN
cjfa-33346	121	15	of	of	ADP
cjfa-33346	121	16	youth	youth	NOUN
cjfa-33346	121	17	graduating	graduate	VERB
cjfa-33346	121	18	from	from	ADP
cjfa-33346	121	19	college	college	NOUN
cjfa-33346	121	20	or	or	CCONJ
cjfa-33346	121	21	university	university	NOUN
cjfa-33346	121	22	.	.	PUNCT
cjfa-33346	122	1	educational	educational	ADJ
cjfa-33346	122	2	degrees	degree	NOUN
cjfa-33346	122	3	do	do	AUX
cjfa-33346	122	4	not	not	PART
cjfa-33346	122	5	provide	provide	VERB
cjfa-33346	122	6	access	access	NOUN
cjfa-33346	122	7	to	to	ADP
cjfa-33346	122	8	work	work	NOUN
cjfa-33346	122	9	and	and	CCONJ
cjfa-33346	122	10	most	most	ADJ
cjfa-33346	122	11	of	of	ADP
cjfa-33346	122	12	the	the	DET
cjfa-33346	122	13	time	time	NOUN
cjfa-33346	122	14	the	the	DET
cjfa-33346	122	15	youths	youth	NOUN
cjfa-33346	122	16	are	be	AUX
cjfa-33346	122	17	working	work	VERB
cjfa-33346	122	18	in	in	ADP
cjfa-33346	122	19	daily	daily	ADJ
cjfa-33346	122	20	labor	labor	NOUN
cjfa-33346	122	21	jobs	job	NOUN
cjfa-33346	122	22	despite	despite	SCONJ
cjfa-33346	122	23	their	their	PRON
cjfa-33346	122	24	education	education	NOUN
cjfa-33346	122	25	degrees	degree	NOUN
cjfa-33346	122	26	.	.	PUNCT
cjfa-33346	123	1	more	more	ADV
cjfa-33346	123	2	importantly	importantly	ADV
cjfa-33346	123	3	,	,	PUNCT
cjfa-33346	123	4	desta	desta	PROPN
cjfa-33346	123	5	,	,	PUNCT
cjfa-33346	123	6	bitga	bitga	ADJ
cjfa-33346	123	7	and	and	CCONJ
cjfa-33346	123	8	boyson	boyson	NOUN
cjfa-33346	123	9	(	(	PUNCT
cjfa-33346	123	10	2018	2018	NUM
cjfa-33346	123	11	)	)	PUNCT
cjfa-33346	123	12	also	also	ADV
cjfa-33346	123	13	stated	state	VERB
cjfa-33346	123	14	out	out	ADP
cjfa-33346	123	15	that	that	SCONJ
cjfa-33346	123	16	with	with	ADP
cjfa-33346	123	17	a	a	DET
cjfa-33346	123	18	bulge	bulge	NOUN
cjfa-33346	123	19	of	of	ADP
cjfa-33346	123	20	approximately	approximately	ADV
cjfa-33346	123	21	30	30	NUM
cjfa-33346	123	22	million	million	NUM
cjfa-33346	123	23	young	young	ADJ
cjfa-33346	123	24	people	people	NOUN
cjfa-33346	123	25	,	,	PUNCT
cjfa-33346	123	26	the	the	DET
cjfa-33346	123	27	youth	youth	NOUN
cjfa-33346	123	28	claims	claim	VERB
cjfa-33346	123	29	that	that	SCONJ
cjfa-33346	123	30	their	their	PRON
cjfa-33346	123	31	voices	voice	NOUN
cjfa-33346	123	32	are	be	AUX
cjfa-33346	123	33	also	also	ADV
cjfa-33346	123	34	lacking	lack	VERB
cjfa-33346	123	35	in	in	ADP
cjfa-33346	123	36	community	community	NOUN
cjfa-33346	123	37	-	-	PUNCT
cjfa-33346	123	38	level	level	NOUN
cjfa-33346	123	39	decision	decision	NOUN
cjfa-33346	123	40	-	-	PUNCT
cjfa-33346	123	41	making	make	VERB
cjfa-33346	123	42	processes	process	NOUN
cjfa-33346	123	43	and	and	CCONJ
cjfa-33346	123	44	hence	hence	ADV
cjfa-33346	123	45	could	could	AUX
cjfa-33346	123	46	be	be	AUX
cjfa-33346	123	47	betgilu	betgilu	VERB
cjfa-33346	123	48	oshora	oshora	NOUN
cjfa-33346	123	49	,	,	PUNCT
cjfa-33346	123	50	maria	maria	PROPN
cjfa-33346	123	51	fekete	fekete	PROPN
cjfa-33346	123	52	-	-	PUNCT
cjfa-33346	123	53	farkas	farkas	PROPN
cjfa-33346	123	54	,	,	PUNCT
cjfa-33346	123	55	zoltan	zoltan	PROPN
cjfa-33346	123	56	zeman124	zeman124	VERB
cjfa-33346	123	57	a	a	DET
cjfa-33346	123	58	significant	significant	ADJ
cjfa-33346	123	59	driver	driver	NOUN
cjfa-33346	123	60	of	of	ADP
cjfa-33346	123	61	unrest	unrest	NOUN
cjfa-33346	123	62	and	and	CCONJ
cjfa-33346	123	63	instability	instability	NOUN
cjfa-33346	123	64	for	for	ADP
cjfa-33346	123	65	ethiopia	ethiopia	PROPN
cjfa-33346	123	66	over	over	ADP
cjfa-33346	123	67	the	the	DET
cjfa-33346	123	68	next	next	ADJ
cjfa-33346	123	69	decade	decade	NOUN
cjfa-33346	123	70	and	and	CCONJ
cjfa-33346	123	71	beyond	beyond	ADP
cjfa-33346	123	72	.	.	PUNCT
cjfa-33346	124	1	in	in	ADP
cjfa-33346	124	2	order	order	NOUN
cjfa-33346	124	3	to	to	PART
cjfa-33346	124	4	reduce	reduce	VERB
cjfa-33346	124	5	unemployment	unemployment	NOUN
cjfa-33346	124	6	and	and	CCONJ
cjfa-33346	124	7	create	create	VERB
cjfa-33346	124	8	inclusive	inclusive	ADJ
cjfa-33346	124	9	economic	economic	ADJ
cjfa-33346	124	10	development	development	NOUN
cjfa-33346	124	11	,	,	PUNCT
cjfa-33346	124	12	the	the	DET
cjfa-33346	124	13	government	government	NOUN
cjfa-33346	124	14	of	of	ADP
cjfa-33346	124	15	ethiopia	ethiopia	PROPN
cjfa-33346	124	16	is	be	AUX
cjfa-33346	124	17	formulating	formulate	VERB
cjfa-33346	124	18	different	different	ADJ
cjfa-33346	124	19	strategies	strategy	NOUN
cjfa-33346	124	20	among	among	ADP
cjfa-33346	124	21	which	which	PRON
cjfa-33346	124	22	mses	ms	NOUN
cjfa-33346	124	23	regarded	regard	VERB
cjfa-33346	124	24	as	as	ADP
cjfa-33346	124	25	a	a	DET
cjfa-33346	124	26	source	source	NOUN
cjfa-33346	124	27	of	of	ADP
cjfa-33346	124	28	lively	lively	ADJ
cjfa-33346	124	29	hood	hood	NOUN
cjfa-33346	124	30	to	to	ADP
cjfa-33346	124	31	the	the	DET
cjfa-33346	124	32	poor	poor	ADJ
cjfa-33346	124	33	and	and	CCONJ
cjfa-33346	124	34	unemployed	unemployed	ADJ
cjfa-33346	124	35	citizen	citizen	PROPN
cjfa-33346	124	36	.	.	PUNCT
cjfa-33346	125	1	mses	ms	NOUN
cjfa-33346	125	2	constitute	constitute	VERB
cjfa-33346	125	3	a	a	DET
cjfa-33346	125	4	significant	significant	ADJ
cjfa-33346	125	5	portion	portion	NOUN
cjfa-33346	125	6	of	of	ADP
cjfa-33346	125	7	the	the	DET
cjfa-33346	125	8	economy	economy	NOUN
cjfa-33346	125	9	and	and	CCONJ
cjfa-33346	125	10	play	play	VERB
cjfa-33346	125	11	a	a	DET
cjfa-33346	125	12	central	central	ADJ
cjfa-33346	125	13	role	role	NOUN
cjfa-33346	125	14	in	in	ADP
cjfa-33346	125	15	job	job	NOUN
cjfa-33346	125	16	creation	creation	NOUN
cjfa-33346	125	17	through	through	ADP
cjfa-33346	125	18	access	access	NOUN
cjfa-33346	125	19	to	to	ADP
cjfa-33346	125	20	microfinance	microfinance	NOUN
cjfa-33346	125	21	services	service	NOUN
cjfa-33346	125	22	.	.	PUNCT
cjfa-33346	126	1	for	for	ADP
cjfa-33346	126	2	instance	instance	NOUN
cjfa-33346	126	3	,	,	PUNCT
cjfa-33346	126	4	more	more	ADJ
cjfa-33346	126	5	than	than	ADP
cjfa-33346	126	6	11.5	11.5	NUM
cjfa-33346	126	7	million	million	NUM
cjfa-33346	126	8	people	people	NOUN
cjfa-33346	126	9	have	have	VERB
cjfa-33346	126	10	secured	secure	VERB
cjfa-33346	126	11	jobs	job	NOUN
cjfa-33346	126	12	through	through	ADP
cjfa-33346	126	13	the	the	DET
cjfa-33346	126	14	successful	successful	ADJ
cjfa-33346	126	15	implementation	implementation	NOUN
cjfa-33346	126	16	of	of	ADP
cjfa-33346	126	17	mses	mses	PROPN
cjfa-33346	126	18	development	development	PROPN
cjfa-33346	126	19	program	program	PROPN
cjfa-33346	126	20	for	for	ADP
cjfa-33346	126	21	the	the	DET
cjfa-33346	126	22	last	last	ADJ
cjfa-33346	126	23	one	one	NUM
cjfa-33346	126	24	decade	decade	NOUN
cjfa-33346	126	25	.	.	PUNCT
cjfa-33346	127	1	however	however	ADV
cjfa-33346	127	2	,	,	PUNCT
cjfa-33346	127	3	from	from	ADP
cjfa-33346	127	4	the	the	DET
cjfa-33346	127	5	year	year	NOUN
cjfa-33346	127	6	2014/15	2014/15	NUM
cjfa-33346	127	7	to	to	ADP
cjfa-33346	127	8	2017/18	2017/18	NUM
cjfa-33346	127	9	it	it	PRON
cjfa-33346	127	10	starts	start	VERB
cjfa-33346	127	11	decreasing	decrease	VERB
cjfa-33346	127	12	at	at	ADP
cjfa-33346	127	13	increasing	increase	VERB
cjfa-33346	127	14	rate	rate	NOUN
cjfa-33346	127	15	and	and	CCONJ
cjfa-33346	127	16	this	this	PRON
cjfa-33346	127	17	shows	show	VERB
cjfa-33346	127	18	that	that	SCONJ
cjfa-33346	127	19	there	there	PRON
cjfa-33346	127	20	are	be	VERB
cjfa-33346	127	21	many	many	ADJ
cjfa-33346	127	22	challenges	challenge	NOUN
cjfa-33346	127	23	that	that	PRON
cjfa-33346	127	24	must	must	AUX
cjfa-33346	127	25	be	be	AUX
cjfa-33346	127	26	addressed	address	VERB
cjfa-33346	127	27	collectively	collectively	ADV
cjfa-33346	127	28	with	with	ADP
cjfa-33346	127	29	all	all	DET
cjfa-33346	127	30	stakeholders	stakeholder	NOUN
cjfa-33346	127	31	.	.	PUNCT
cjfa-33346	128	1	figure	figure	NOUN
cjfa-33346	128	2	2	2	NUM
cjfa-33346	128	3	.	.	PUNCT
cjfa-33346	128	4	job	job	NOUN
cjfa-33346	128	5	opportunity	opportunity	NOUN
cjfa-33346	128	6	created	create	VERB
cjfa-33346	128	7	s.	s.	PROPN
cjfa-33346	128	8	124	124	NUM
cjfa-33346	129	1	666	666	NUM
cjfa-33346	129	2	192	192	NUM
cjfa-33346	129	3	541	541	NUM
cjfa-33346	129	4	883	883	NUM
cjfa-33346	129	5	806	806	NUM
cjfa-33346	129	6	322	322	NUM
cjfa-33346	129	7	1	1	NUM
cjfa-33346	129	8	223	223	NUM
cjfa-33346	129	9	679	679	NUM
cjfa-33346	129	10	2	2	NUM
cjfa-33346	129	11	497	497	NUM
cjfa-33346	129	12	181	181	NUM
cjfa-33346	129	13	2	2	NUM
cjfa-33346	129	14	788	788	NUM
cjfa-33346	129	15	667	667	NUM
cjfa-33346	129	16	1	1	NUM
cjfa-33346	129	17	665	665	NUM
cjfa-33346	129	18	517	517	NUM
cjfa-33346	129	19	1	1	NUM
cjfa-33346	129	20	172	172	NUM
cjfa-33346	129	21	678	678	NUM
cjfa-33346	129	22	187	187	NUM
cjfa-33346	129	23	945	945	NUM
cjfa-33346	129	24	0	0	NUM
cjfa-33346	129	25	500	500	NUM
cjfa-33346	129	26	000	000	NUM
cjfa-33346	129	27	1	1	NUM
cjfa-33346	129	28	000	000	NUM
cjfa-33346	129	29	000	000	NUM
cjfa-33346	129	30	1	1	NUM
cjfa-33346	129	31	500	500	NUM
cjfa-33346	129	32	000	000	NUM
cjfa-33346	129	33	2	2	NUM
cjfa-33346	129	34	000	000	NUM
cjfa-33346	129	35	000	000	NUM
cjfa-33346	129	36	2	2	NUM
cjfa-33346	129	37	500	500	NUM
cjfa-33346	129	38	000	000	NUM
cjfa-33346	129	39	3	3	NUM
cjfa-33346	129	40	000	000	NUM
cjfa-33346	129	41	000	000	NUM
cjfa-33346	129	42	2009	2009	NUM
cjfa-33346	129	43	-	-	SYM
cjfa-33346	129	44	10	10	NUM
cjfa-33346	129	45	2010	2010	NUM
cjfa-33346	129	46	-	-	SYM
cjfa-33346	129	47	11	11	NUM
cjfa-33346	129	48	2011	2011	NUM
cjfa-33346	129	49	-	-	SYM
cjfa-33346	129	50	12	12	NUM
cjfa-33346	129	51	2012	2012	NUM
cjfa-33346	129	52	-	-	SYM
cjfa-33346	129	53	13	13	NUM
cjfa-33346	129	54	2013	2013	NUM
cjfa-33346	129	55	-	-	SYM
cjfa-33346	129	56	14	14	NUM
cjfa-33346	129	57	2014	2014	NUM
cjfa-33346	129	58	-	-	SYM
cjfa-33346	129	59	15	15	NUM
cjfa-33346	129	60	2015	2015	NUM
cjfa-33346	129	61	-	-	SYM
cjfa-33346	129	62	16	16	NUM
cjfa-33346	129	63	2016	2016	NUM
cjfa-33346	129	64	-	-	SYM
cjfa-33346	129	65	17	17	NUM
cjfa-33346	129	66	2017	2017	NUM
cjfa-33346	129	67	-	-	SYM
cjfa-33346	129	68	18	18	NUM
cjfa-33346	129	69	job	job	NOUN
cjfa-33346	129	70	created	create	VERB
cjfa-33346	129	71	by	by	ADP
cjfa-33346	129	72	mses	mses	PROPN
cjfa-33346	129	73	s	s	PROPN
cjfa-33346	129	74	o	o	NOUN
cjfa-33346	129	75	u	u	NOUN
cjfa-33346	129	76	r	r	NOUN
cjfa-33346	129	77	c	c	NOUN
cjfa-33346	129	78	e	e	NOUN
cjfa-33346	129	79	:	:	PUNCT
cjfa-33346	129	80	authors	author	NOUN
cjfa-33346	129	81	’	'	PUNCT
cjfa-33346	129	82	own	own	ADJ
cjfa-33346	129	83	processing	processing	NOUN
cjfa-33346	129	84	on	on	ADP
cjfa-33346	129	85	the	the	DET
cjfa-33346	129	86	basis	basis	NOUN
cjfa-33346	129	87	of	of	ADP
cjfa-33346	129	88	the	the	DET
cjfa-33346	129	89	results	result	NOUN
cjfa-33346	129	90	of	of	ADP
cjfa-33346	129	91	data	datum	NOUN
cjfa-33346	129	92	from	from	ADP
cjfa-33346	129	93	nbe	nbe	PROPN
cjfa-33346	129	94	annual	annual	ADJ
cjfa-33346	129	95	reports	report	NOUN
cjfa-33346	129	96	.	.	PUNCT
cjfa-33346	130	1	in	in	ADP
cjfa-33346	130	2	ethiopia	ethiopia	PROPN
cjfa-33346	130	3	for	for	ADP
cjfa-33346	130	4	the	the	DET
cjfa-33346	130	5	last	last	ADJ
cjfa-33346	130	6	five	five	NUM
cjfa-33346	130	7	years	year	NOUN
cjfa-33346	130	8	during	during	ADP
cjfa-33346	130	9	the	the	DET
cjfa-33346	130	10	reform	reform	NOUN
cjfa-33346	130	11	period	period	NOUN
cjfa-33346	130	12	,	,	PUNCT
cjfa-33346	130	13	thousands	thousand	NOUN
cjfa-33346	130	14	of	of	ADP
cjfa-33346	130	15	young	young	ADJ
cjfa-33346	130	16	men	man	NOUN
cjfa-33346	130	17	and	and	CCONJ
cjfa-33346	130	18	women	woman	NOUN
cjfa-33346	130	19	,	,	PUNCT
cjfa-33346	130	20	especially	especially	ADV
cjfa-33346	130	21	the	the	DET
cjfa-33346	130	22	university	university	NOUN
cjfa-33346	130	23	and	and	CCONJ
cjfa-33346	130	24	college	college	NOUN
cjfa-33346	130	25	graduates	graduate	NOUN
cjfa-33346	130	26	,	,	PUNCT
cjfa-33346	130	27	come	come	VERB
cjfa-33346	130	28	out	out	ADP
cjfa-33346	130	29	to	to	ADP
cjfa-33346	130	30	the	the	DET
cjfa-33346	130	31	streets	street	NOUN
cjfa-33346	130	32	in	in	ADP
cjfa-33346	130	33	solidarity	solidarity	NOUN
cjfa-33346	130	34	complaining	complain	VERB
cjfa-33346	130	35	about	about	ADP
cjfa-33346	130	36	massive	massive	ADJ
cjfa-33346	130	37	unemployment	unemployment	NOUN
cjfa-33346	130	38	,	,	PUNCT
cjfa-33346	130	39	lack	lack	NOUN
cjfa-33346	130	40	of	of	ADP
cjfa-33346	130	41	good	good	ADJ
cjfa-33346	130	42	governance	governance	NOUN
cjfa-33346	130	43	and	and	CCONJ
cjfa-33346	130	44	the	the	DET
cjfa-33346	130	45	high	high	ADJ
cjfa-33346	130	46	cost	cost	NOUN
cjfa-33346	130	47	of	of	ADP
cjfa-33346	130	48	living	living	NOUN
cjfa-33346	130	49	,	,	PUNCT
cjfa-33346	130	50	demand	demand	NOUN
cjfa-33346	130	51	for	for	ADP
cjfa-33346	130	52	jobs	job	NOUN
cjfa-33346	130	53	and	and	CCONJ
cjfa-33346	130	54	a	a	DET
cjfa-33346	130	55	decent	decent	ADJ
cjfa-33346	130	56	life	life	NOUN
cjfa-33346	130	57	.	.	PUNCT
cjfa-33346	131	1	despite	despite	SCONJ
cjfa-33346	131	2	the	the	DET
cjfa-33346	131	3	marvelous	marvelous	ADJ
cjfa-33346	131	4	economic	economic	ADJ
cjfa-33346	131	5	growth	growth	NOUN
cjfa-33346	131	6	achievements	achievement	NOUN
cjfa-33346	131	7	over	over	ADP
cjfa-33346	131	8	the	the	DET
cjfa-33346	131	9	last	last	ADJ
cjfa-33346	131	10	decades	decade	NOUN
cjfa-33346	131	11	,	,	PUNCT
cjfa-33346	131	12	there	there	PRON
cjfa-33346	131	13	is	be	VERB
cjfa-33346	131	14	high	high	ADJ
cjfa-33346	131	15	increase	increase	NOUN
cjfa-33346	131	16	in	in	ADP
cjfa-33346	131	17	unemployment	unemployment	NOUN
cjfa-33346	131	18	particularly	particularly	ADV
cjfa-33346	131	19	in	in	ADP
cjfa-33346	131	20	urban	urban	ADJ
cjfa-33346	131	21	population	population	NOUN
cjfa-33346	131	22	.	.	PUNCT
cjfa-33346	132	1	the	the	DET
cjfa-33346	132	2	problem	problem	NOUN
cjfa-33346	132	3	of	of	ADP
cjfa-33346	132	4	unemployment	unemployment	NOUN
cjfa-33346	132	5	in	in	ADP
cjfa-33346	132	6	ethiopia	ethiopia	PROPN
cjfa-33346	132	7	is	be	AUX
cjfa-33346	132	8	too	too	ADV
cjfa-33346	132	9	complicated	complicated	ADJ
cjfa-33346	132	10	.	.	PUNCT
cjfa-33346	133	1	still	still	ADV
cjfa-33346	133	2	the	the	DET
cjfa-33346	133	3	question	question	NOUN
cjfa-33346	133	4	of	of	ADP
cjfa-33346	133	5	youth	youth	NOUN
cjfa-33346	133	6	and	and	CCONJ
cjfa-33346	133	7	women	woman	NOUN
cjfa-33346	133	8	is	be	AUX
cjfa-33346	133	9	not	not	PART
cjfa-33346	133	10	only	only	ADV
cjfa-33346	133	11	to	to	PART
cjfa-33346	133	12	find	find	VERB
cjfa-33346	133	13	job	job	NOUN
cjfa-33346	133	14	,	,	PUNCT
cjfa-33346	133	15	they	they	PRON
cjfa-33346	133	16	are	be	AUX
cjfa-33346	133	17	facing	face	VERB
cjfa-33346	133	18	a	a	DET
cjfa-33346	133	19	challenge	challenge	NOUN
cjfa-33346	133	20	in	in	ADP
cjfa-33346	133	21	securing	secure	VERB
cjfa-33346	133	22	role	role	NOUN
cjfa-33346	133	23	of	of	ADP
cjfa-33346	133	24	microfinance	microfinance	NOUN
cjfa-33346	133	25	institutions	institution	NOUN
cjfa-33346	133	26	…	…	PUNCT
cjfa-33346	133	27	125	125	NUM
cjfa-33346	133	28	and	and	CCONJ
cjfa-33346	133	29	retaining	retain	VERB
cjfa-33346	133	30	the	the	DET
cjfa-33346	133	31	most	most	ADV
cjfa-33346	133	32	decent	decent	ADJ
cjfa-33346	133	33	job	job	NOUN
cjfa-33346	133	34	.	.	PUNCT
cjfa-33346	134	1	lack	lack	NOUN
cjfa-33346	134	2	of	of	ADP
cjfa-33346	134	3	business	business	NOUN
cjfa-33346	134	4	skills	skill	NOUN
cjfa-33346	134	5	,	,	PUNCT
cjfa-33346	134	6	financing	financing	NOUN
cjfa-33346	134	7	,	,	PUNCT
cjfa-33346	134	8	infrastructure	infrastructure	NOUN
cjfa-33346	134	9	,	,	PUNCT
cjfa-33346	134	10	work	work	NOUN
cjfa-33346	134	11	premises	premise	NOUN
cjfa-33346	134	12	,	,	PUNCT
cjfa-33346	134	13	preference	preference	NOUN
cjfa-33346	134	14	of	of	ADP
cjfa-33346	134	15	dependency	dependency	NOUN
cjfa-33346	134	16	on	on	ADP
cjfa-33346	134	17	government	government	NOUN
cjfa-33346	134	18	,	,	PUNCT
cjfa-33346	134	19	preference	preference	NOUN
cjfa-33346	134	20	for	for	ADP
cjfa-33346	134	21	paid	pay	VERB
cjfa-33346	134	22	employment	employment	NOUN
cjfa-33346	134	23	,	,	PUNCT
cjfa-33346	134	24	weak	weak	ADJ
cjfa-33346	134	25	marketing	marketing	NOUN
cjfa-33346	134	26	strategies	strategy	NOUN
cjfa-33346	134	27	,	,	PUNCT
cjfa-33346	134	28	the	the	DET
cjfa-33346	134	29	desire	desire	NOUN
cjfa-33346	134	30	to	to	PART
cjfa-33346	134	31	make	make	VERB
cjfa-33346	134	32	quick	quick	ADJ
cjfa-33346	134	33	profits	profit	NOUN
cjfa-33346	134	34	than	than	ADP
cjfa-33346	134	35	making	make	VERB
cjfa-33346	134	36	modest	modest	ADJ
cjfa-33346	134	37	profits	profit	NOUN
cjfa-33346	134	38	by	by	ADP
cjfa-33346	134	39	producing	produce	VERB
cjfa-33346	134	40	and	and	CCONJ
cjfa-33346	134	41	selling	sell	VERB
cjfa-33346	134	42	good	good	ADJ
cjfa-33346	134	43	quality	quality	NOUN
cjfa-33346	134	44	products	product	NOUN
cjfa-33346	134	45	and	and	CCONJ
cjfa-33346	134	46	services	service	NOUN
cjfa-33346	134	47	are	be	AUX
cjfa-33346	134	48	among	among	ADP
cjfa-33346	134	49	the	the	DET
cjfa-33346	134	50	several	several	ADJ
cjfa-33346	134	51	challenges	challenge	NOUN
cjfa-33346	134	52	inhibit	inhibit	VERB
cjfa-33346	134	53	the	the	DET
cjfa-33346	134	54	development	development	NOUN
cjfa-33346	134	55	of	of	ADP
cjfa-33346	134	56	youth	youth	NOUN
cjfa-33346	134	57	and	and	CCONJ
cjfa-33346	134	58	women	woman	NOUN
cjfa-33346	134	59	entrepreneurs	entrepreneur	NOUN
cjfa-33346	134	60	(	(	PUNCT
cjfa-33346	134	61	fdre	fdre	PROPN
cjfa-33346	134	62	,	,	PUNCT
cjfa-33346	134	63	2016	2016	NUM
cjfa-33346	134	64	)	)	PUNCT
cjfa-33346	134	65	.	.	PUNCT
cjfa-33346	135	1	moreover	moreover	ADV
cjfa-33346	135	2	,	,	PUNCT
cjfa-33346	135	3	the	the	DET
cjfa-33346	135	4	report	report	NOUN
cjfa-33346	135	5	by	by	ADP
cjfa-33346	135	6	fdre	fdre	NOUN
cjfa-33346	135	7	(	(	PUNCT
cjfa-33346	135	8	2020	2020	NUM
cjfa-33346	135	9	)	)	PUNCT
cjfa-33346	135	10	identified	identify	VERB
cjfa-33346	135	11	four	four	NUM
cjfa-33346	135	12	broad	broad	ADJ
cjfa-33346	135	13	challenges	challenge	NOUN
cjfa-33346	135	14	undermine	undermine	VERB
cjfa-33346	135	15	the	the	DET
cjfa-33346	135	16	support	support	NOUN
cjfa-33346	135	17	provided	provide	VERB
cjfa-33346	135	18	to	to	ADP
cjfa-33346	135	19	msmes	msme	NOUN
cjfa-33346	135	20	:	:	PUNCT
cjfa-33346	135	21	(	(	PUNCT
cjfa-33346	135	22	i	i	NOUN
cjfa-33346	135	23	)	)	PUNCT
cjfa-33346	135	24	poor	poor	ADJ
cjfa-33346	135	25	policy	policy	NOUN
cjfa-33346	135	26	design	design	NOUN
cjfa-33346	135	27	,	,	PUNCT
cjfa-33346	135	28	(	(	PUNCT
cjfa-33346	135	29	ii	ii	NOUN
cjfa-33346	135	30	)	)	PUNCT
cjfa-33346	135	31	inadequate	inadequate	ADJ
cjfa-33346	135	32	skill	skill	NOUN
cjfa-33346	135	33	training	training	NOUN
cjfa-33346	135	34	,	,	PUNCT
cjfa-33346	135	35	(	(	PUNCT
cjfa-33346	135	36	ii	ii	NOUN
cjfa-33346	135	37	)	)	PUNCT
cjfa-33346	135	38	lack	lack	NOUN
cjfa-33346	135	39	of	of	ADP
cjfa-33346	135	40	targeted	target	VERB
cjfa-33346	135	41	financial	financial	ADJ
cjfa-33346	135	42	support	support	NOUN
cjfa-33346	135	43	,	,	PUNCT
cjfa-33346	135	44	and	and	CCONJ
cjfa-33346	135	45	(	(	PUNCT
cjfa-33346	135	46	iv	iv	X
cjfa-33346	135	47	)	)	PUNCT
cjfa-33346	135	48	poor	poor	ADJ
cjfa-33346	135	49	market	market	NOUN
cjfa-33346	135	50	linkages	linkage	NOUN
cjfa-33346	135	51	.	.	PUNCT
cjfa-33346	136	1	principal	principal	ADJ
cjfa-33346	136	2	component	component	NOUN
cjfa-33346	136	3	analysis	analysis	NOUN
cjfa-33346	136	4	result	result	NOUN
cjfa-33346	136	5	and	and	CCONJ
cjfa-33346	136	6	discussion	discussion	NOUN
cjfa-33346	136	7	we	we	PRON
cjfa-33346	136	8	used	use	VERB
cjfa-33346	136	9	principal	principal	ADJ
cjfa-33346	136	10	component	component	NOUN
cjfa-33346	136	11	analysis	analysis	NOUN
cjfa-33346	136	12	(	(	PUNCT
cjfa-33346	136	13	pca	pca	NOUN
cjfa-33346	136	14	)	)	PUNCT
cjfa-33346	136	15	to	to	PART
cjfa-33346	136	16	examine	examine	VERB
cjfa-33346	136	17	the	the	DET
cjfa-33346	136	18	relationships	relationship	NOUN
cjfa-33346	136	19	and	and	CCONJ
cjfa-33346	136	20	significance	significance	NOUN
cjfa-33346	136	21	in	in	ADP
cjfa-33346	136	22	and	and	CCONJ
cjfa-33346	136	23	between	between	SCONJ
cjfa-33346	136	24	the	the	DET
cjfa-33346	136	25	data	datum	NOUN
cjfa-33346	136	26	emerge	emerge	VERB
cjfa-33346	136	27	.	.	PUNCT
cjfa-33346	137	1	we	we	PRON
cjfa-33346	137	2	assumed	assume	VERB
cjfa-33346	137	3	that	that	SCONJ
cjfa-33346	137	4	the	the	DET
cjfa-33346	137	5	increase	increase	NOUN
cjfa-33346	137	6	in	in	ADP
cjfa-33346	137	7	economic	economic	ADJ
cjfa-33346	137	8	growth	growth	NOUN
cjfa-33346	137	9	and	and	CCONJ
cjfa-33346	137	10	access	access	NOUN
cjfa-33346	137	11	to	to	ADP
cjfa-33346	137	12	credit	credit	NOUN
cjfa-33346	137	13	will	will	AUX
cjfa-33346	137	14	result	result	VERB
cjfa-33346	137	15	in	in	ADP
cjfa-33346	137	16	increase	increase	NOUN
cjfa-33346	137	17	in	in	ADP
cjfa-33346	137	18	number	number	NOUN
cjfa-33346	137	19	of	of	ADP
cjfa-33346	137	20	mses	ms	NOUN
cjfa-33346	137	21	and	and	CCONJ
cjfa-33346	137	22	hence	hence	ADV
cjfa-33346	137	23	ultimately	ultimately	ADV
cjfa-33346	137	24	contribute	contribute	VERB
cjfa-33346	137	25	for	for	ADP
cjfa-33346	137	26	reduction	reduction	NOUN
cjfa-33346	137	27	in	in	ADP
cjfa-33346	137	28	unemployment	unemployment	NOUN
cjfa-33346	137	29	.	.	PUNCT
cjfa-33346	138	1	according	accord	VERB
cjfa-33346	138	2	kaiser	kaiser	PROPN
cjfa-33346	138	3	’s	’s	PART
cjfa-33346	138	4	criterion	criterion	NOUN
cjfa-33346	138	5	(	(	PUNCT
cjfa-33346	138	6	most	most	ADV
cjfa-33346	138	7	commonly	commonly	ADV
cjfa-33346	138	8	used	use	VERB
cjfa-33346	138	9	eigenvalue	eigenvalue	NOUN
cjfa-33346	138	10	rule	rule	NOUN
cjfa-33346	138	11	)	)	PUNCT
cjfa-33346	138	12	which	which	PRON
cjfa-33346	138	13	considers	consider	VERB
cjfa-33346	138	14	only	only	ADJ
cjfa-33346	138	15	factors	factor	NOUN
cjfa-33346	138	16	with	with	ADP
cjfa-33346	138	17	an	an	DET
cjfa-33346	138	18	eigenvalue	eigenvalue	NOUN
cjfa-33346	138	19	of	of	ADP
cjfa-33346	138	20	1.0	1.0	NUM
cjfa-33346	138	21	or	or	CCONJ
cjfa-33346	138	22	more	more	ADJ
cjfa-33346	138	23	,	,	PUNCT
cjfa-33346	138	24	we	we	PRON
cjfa-33346	138	25	considered	consider	VERB
cjfa-33346	138	26	pc1	pc1	PROPN
cjfa-33346	138	27	and	and	CCONJ
cjfa-33346	138	28	pc2	pc2	NOUN
cjfa-33346	138	29	for	for	ADP
cjfa-33346	138	30	further	further	ADJ
cjfa-33346	138	31	investigation	investigation	NOUN
cjfa-33346	138	32	since	since	SCONJ
cjfa-33346	138	33	their	their	PRON
cjfa-33346	138	34	eigenvalue	eigenvalue	NOUN
cjfa-33346	138	35	is	be	AUX
cjfa-33346	138	36	greater	great	ADJ
cjfa-33346	138	37	than	than	ADP
cjfa-33346	138	38	one	one	NUM
cjfa-33346	138	39	.	.	PUNCT
cjfa-33346	139	1	as	as	SCONJ
cjfa-33346	139	2	depicted	depict	VERB
cjfa-33346	139	3	in	in	ADP
cjfa-33346	139	4	table	table	NOUN
cjfa-33346	139	5	1	1	NUM
cjfa-33346	139	6	we	we	PRON
cjfa-33346	139	7	can	can	AUX
cjfa-33346	139	8	understand	understand	VERB
cjfa-33346	139	9	that	that	PRON
cjfa-33346	139	10	pc1	pc1	PROPN
cjfa-33346	139	11	and	and	CCONJ
cjfa-33346	139	12	pc2	pc2	NOUN
cjfa-33346	139	13	are	be	AUX
cjfa-33346	139	14	significant	significant	ADJ
cjfa-33346	139	15	with	with	ADP
cjfa-33346	139	16	both	both	DET
cjfa-33346	139	17	eigenvalues	eigenvalue	NOUN
cjfa-33346	139	18	whereas	whereas	SCONJ
cjfa-33346	139	19	pc3	pc3	PROPN
cjfa-33346	139	20	and	and	CCONJ
cjfa-33346	139	21	pc4	pc4	PRON
cjfa-33346	139	22	is	be	AUX
cjfa-33346	139	23	insignificant	insignificant	ADJ
cjfa-33346	139	24	with	with	ADP
cjfa-33346	139	25	their	their	PRON
cjfa-33346	139	26	eigenvalue	eigenvalue	NOUN
cjfa-33346	139	27	.	.	PUNCT
cjfa-33346	140	1	if	if	SCONJ
cjfa-33346	140	2	the	the	DET
cjfa-33346	140	3	eigenvalue	eigenvalue	NOUN
cjfa-33346	140	4	of	of	ADP
cjfa-33346	140	5	a	a	DET
cjfa-33346	140	6	factor	factor	NOUN
cjfa-33346	140	7	is	be	AUX
cjfa-33346	140	8	less	less	ADJ
cjfa-33346	140	9	than	than	ADP
cjfa-33346	140	10	one	one	NUM
cjfa-33346	140	11	,	,	PUNCT
cjfa-33346	140	12	it	it	PRON
cjfa-33346	140	13	means	mean	VERB
cjfa-33346	140	14	the	the	DET
cjfa-33346	140	15	component	component	NOUN
cjfa-33346	140	16	has	have	VERB
cjfa-33346	140	17	less	less	ADJ
cjfa-33346	140	18	information	information	NOUN
cjfa-33346	140	19	than	than	ADP
cjfa-33346	140	20	a	a	DET
cjfa-33346	140	21	single	single	ADJ
cjfa-33346	140	22	variable	variable	NOUN
cjfa-33346	140	23	and	and	CCONJ
cjfa-33346	140	24	hence	hence	ADV
cjfa-33346	140	25	pc3	pc3	PROPN
cjfa-33346	140	26	and	and	CCONJ
cjfa-33346	140	27	pc4	pc4	PRON
cjfa-33346	140	28	are	be	AUX
cjfa-33346	140	29	extracted	extract	VERB
cjfa-33346	140	30	from	from	ADP
cjfa-33346	140	31	further	further	ADJ
cjfa-33346	140	32	investigation	investigation	NOUN
cjfa-33346	140	33	.	.	PUNCT
cjfa-33346	141	1	moreover	moreover	ADV
cjfa-33346	141	2	,	,	PUNCT
cjfa-33346	141	3	the	the	DET
cjfa-33346	141	4	result	result	NOUN
cjfa-33346	141	5	reveals	reveal	VERB
cjfa-33346	141	6	that	that	SCONJ
cjfa-33346	141	7	the	the	DET
cjfa-33346	141	8	number	number	NOUN
cjfa-33346	141	9	of	of	ADP
cjfa-33346	141	10	mses	ms	NOUN
cjfa-33346	141	11	,	,	PUNCT
cjfa-33346	141	12	amount	amount	NOUN
cjfa-33346	141	13	of	of	ADP
cjfa-33346	141	14	credit	credit	NOUN
cjfa-33346	141	15	and	and	CCONJ
cjfa-33346	141	16	job	job	NOUN
cjfa-33346	141	17	created	create	VERB
cjfa-33346	141	18	are	be	AUX
cjfa-33346	141	19	positively	positively	ADV
cjfa-33346	141	20	correlated	correlate	VERB
cjfa-33346	141	21	but	but	CCONJ
cjfa-33346	141	22	they	they	PRON
cjfa-33346	141	23	are	be	AUX
cjfa-33346	141	24	negatively	negatively	ADV
cjfa-33346	141	25	correlated	correlate	VERB
cjfa-33346	141	26	with	with	ADP
cjfa-33346	141	27	growth	growth	NOUN
cjfa-33346	141	28	in	in	ADP
cjfa-33346	141	29	real	real	ADJ
cjfa-33346	141	30	gdp	gdp	NOUN
cjfa-33346	141	31	in	in	ADP
cjfa-33346	141	32	pc1	pc1	PROPN
cjfa-33346	141	33	whereas	whereas	SCONJ
cjfa-33346	141	34	the	the	DET
cjfa-33346	141	35	components	component	NOUN
cjfa-33346	141	36	are	be	AUX
cjfa-33346	141	37	uncorrelated	uncorrelated	ADJ
cjfa-33346	141	38	to	to	ADP
cjfa-33346	141	39	each	each	DET
cjfa-33346	141	40	other	other	ADJ
cjfa-33346	141	41	.	.	PUNCT
cjfa-33346	142	1	table	table	NOUN
cjfa-33346	142	2	1	1	NUM
cjfa-33346	142	3	.	.	X
cjfa-33346	143	1	eigenvalue	eigenvalue	NOUN
cjfa-33346	143	2	and	and	CCONJ
cjfa-33346	143	3	eigenvectors	eigenvector	NOUN
cjfa-33346	143	4	pca	pca	PROPN
cjfa-33346	143	5	result	result	NOUN
cjfa-33346	143	6	marketing	marketing	NOUN
cjfa-33346	143	7	strategies	strategy	NOUN
cjfa-33346	143	8	,	,	PUNCT
cjfa-33346	143	9	the	the	DET
cjfa-33346	143	10	desire	desire	NOUN
cjfa-33346	143	11	to	to	PART
cjfa-33346	143	12	make	make	VERB
cjfa-33346	143	13	quick	quick	ADJ
cjfa-33346	143	14	profits	profit	NOUN
cjfa-33346	143	15	than	than	ADP
cjfa-33346	143	16	making	make	VERB
cjfa-33346	143	17	modest	modest	ADJ
cjfa-33346	143	18	profits	profit	NOUN
cjfa-33346	143	19	by	by	ADP
cjfa-33346	143	20	producing	produce	VERB
cjfa-33346	143	21	and	and	CCONJ
cjfa-33346	143	22	selling	sell	VERB
cjfa-33346	143	23	good	good	ADJ
cjfa-33346	143	24	quality	quality	NOUN
cjfa-33346	143	25	products	product	NOUN
cjfa-33346	143	26	and	and	CCONJ
cjfa-33346	143	27	services	service	NOUN
cjfa-33346	143	28	are	be	AUX
cjfa-33346	143	29	among	among	ADP
cjfa-33346	143	30	the	the	DET
cjfa-33346	143	31	several	several	ADJ
cjfa-33346	143	32	challenges	challenge	NOUN
cjfa-33346	143	33	inhibit	inhibit	VERB
cjfa-33346	143	34	the	the	DET
cjfa-33346	143	35	development	development	NOUN
cjfa-33346	143	36	of	of	ADP
cjfa-33346	143	37	youth	youth	NOUN
cjfa-33346	143	38	and	and	CCONJ
cjfa-33346	143	39	women	woman	NOUN
cjfa-33346	143	40	entrepreneurs	entrepreneur	NOUN
cjfa-33346	143	41	(	(	PUNCT
cjfa-33346	143	42	fdre	fdre	PROPN
cjfa-33346	143	43	,	,	PUNCT
cjfa-33346	143	44	2016	2016	NUM
cjfa-33346	143	45	)	)	PUNCT
cjfa-33346	143	46	.	.	PUNCT
cjfa-33346	144	1	moreover	moreover	ADV
cjfa-33346	144	2	,	,	PUNCT
cjfa-33346	144	3	the	the	DET
cjfa-33346	144	4	report	report	NOUN
cjfa-33346	144	5	by	by	ADP
cjfa-33346	144	6	fdre	fdre	NOUN
cjfa-33346	144	7	(	(	PUNCT
cjfa-33346	144	8	2020	2020	NUM
cjfa-33346	144	9	)	)	PUNCT
cjfa-33346	144	10	identified	identify	VERB
cjfa-33346	144	11	four	four	NUM
cjfa-33346	144	12	broad	broad	ADJ
cjfa-33346	144	13	challenges	challenge	NOUN
cjfa-33346	144	14	undermine	undermine	VERB
cjfa-33346	144	15	the	the	DET
cjfa-33346	144	16	support	support	NOUN
cjfa-33346	144	17	provided	provide	VERB
cjfa-33346	144	18	to	to	ADP
cjfa-33346	144	19	msmes	msme	NOUN
cjfa-33346	144	20	:	:	PUNCT
cjfa-33346	144	21	(	(	PUNCT
cjfa-33346	144	22	i	i	NOUN
cjfa-33346	144	23	)	)	PUNCT
cjfa-33346	144	24	poor	poor	ADJ
cjfa-33346	144	25	policy	policy	NOUN
cjfa-33346	144	26	design	design	NOUN
cjfa-33346	144	27	,	,	PUNCT
cjfa-33346	144	28	(	(	PUNCT
cjfa-33346	144	29	ii	ii	NOUN
cjfa-33346	144	30	)	)	PUNCT
cjfa-33346	144	31	inadequate	inadequate	ADJ
cjfa-33346	144	32	skill	skill	NOUN
cjfa-33346	144	33	training	training	NOUN
cjfa-33346	144	34	,	,	PUNCT
cjfa-33346	144	35	(	(	PUNCT
cjfa-33346	144	36	ii	ii	NOUN
cjfa-33346	144	37	)	)	PUNCT
cjfa-33346	144	38	lack	lack	NOUN
cjfa-33346	144	39	of	of	ADP
cjfa-33346	144	40	targeted	target	VERB
cjfa-33346	144	41	financial	financial	ADJ
cjfa-33346	144	42	support	support	NOUN
cjfa-33346	144	43	,	,	PUNCT
cjfa-33346	144	44	and	and	CCONJ
cjfa-33346	144	45	(	(	PUNCT
cjfa-33346	144	46	iv	iv	X
cjfa-33346	144	47	)	)	PUNCT
cjfa-33346	144	48	poor	poor	ADJ
cjfa-33346	144	49	market	market	NOUN
cjfa-33346	144	50	linkages	linkage	NOUN
cjfa-33346	144	51	.	.	PUNCT
cjfa-33346	145	1	principal	principal	ADJ
cjfa-33346	145	2	component	component	NOUN
cjfa-33346	145	3	analysis	analysis	NOUN
cjfa-33346	145	4	result	result	NOUN
cjfa-33346	145	5	and	and	CCONJ
cjfa-33346	145	6	discussion	discussion	NOUN
cjfa-33346	145	7	we	we	PRON
cjfa-33346	145	8	used	use	VERB
cjfa-33346	145	9	principal	principal	ADJ
cjfa-33346	145	10	component	component	NOUN
cjfa-33346	145	11	analysis	analysis	NOUN
cjfa-33346	145	12	(	(	PUNCT
cjfa-33346	145	13	pca	pca	NOUN
cjfa-33346	145	14	)	)	PUNCT
cjfa-33346	145	15	to	to	PART
cjfa-33346	145	16	examine	examine	VERB
cjfa-33346	145	17	the	the	DET
cjfa-33346	145	18	relationships	relationship	NOUN
cjfa-33346	145	19	and	and	CCONJ
cjfa-33346	145	20	significance	significance	NOUN
cjfa-33346	145	21	in	in	ADP
cjfa-33346	145	22	and	and	CCONJ
cjfa-33346	145	23	between	between	SCONJ
cjfa-33346	145	24	the	the	DET
cjfa-33346	145	25	data	datum	NOUN
cjfa-33346	145	26	emerge	emerge	VERB
cjfa-33346	145	27	.	.	PUNCT
cjfa-33346	146	1	we	we	PRON
cjfa-33346	146	2	assumed	assume	VERB
cjfa-33346	146	3	that	that	SCONJ
cjfa-33346	146	4	the	the	DET
cjfa-33346	146	5	increase	increase	NOUN
cjfa-33346	146	6	in	in	ADP
cjfa-33346	146	7	economic	economic	ADJ
cjfa-33346	146	8	growth	growth	NOUN
cjfa-33346	146	9	and	and	CCONJ
cjfa-33346	146	10	access	access	NOUN
cjfa-33346	146	11	to	to	ADP
cjfa-33346	146	12	credit	credit	NOUN
cjfa-33346	146	13	will	will	AUX
cjfa-33346	146	14	result	result	VERB
cjfa-33346	146	15	in	in	ADP
cjfa-33346	146	16	increase	increase	NOUN
cjfa-33346	146	17	in	in	ADP
cjfa-33346	146	18	number	number	NOUN
cjfa-33346	146	19	of	of	ADP
cjfa-33346	146	20	mses	ms	NOUN
cjfa-33346	146	21	and	and	CCONJ
cjfa-33346	146	22	hence	hence	ADV
cjfa-33346	146	23	ultimately	ultimately	ADV
cjfa-33346	146	24	contribute	contribute	VERB
cjfa-33346	146	25	for	for	ADP
cjfa-33346	146	26	reduction	reduction	NOUN
cjfa-33346	146	27	in	in	ADP
cjfa-33346	146	28	unemployment	unemployment	NOUN
cjfa-33346	146	29	.	.	PUNCT
cjfa-33346	147	1	according	accord	VERB
cjfa-33346	147	2	kaiser	kaiser	PROPN
cjfa-33346	147	3	’s	’s	PART
cjfa-33346	147	4	criterion	criterion	NOUN
cjfa-33346	147	5	(	(	PUNCT
cjfa-33346	147	6	most	most	ADV
cjfa-33346	147	7	commonly	commonly	ADV
cjfa-33346	147	8	used	use	VERB
cjfa-33346	147	9	eigenvalue	eigenvalue	NOUN
cjfa-33346	147	10	rule	rule	NOUN
cjfa-33346	147	11	)	)	PUNCT
cjfa-33346	147	12	which	which	PRON
cjfa-33346	147	13	considers	consider	VERB
cjfa-33346	147	14	only	only	ADJ
cjfa-33346	147	15	factors	factor	NOUN
cjfa-33346	147	16	with	with	ADP
cjfa-33346	147	17	an	an	DET
cjfa-33346	147	18	eigenvalue	eigenvalue	NOUN
cjfa-33346	147	19	of	of	ADP
cjfa-33346	147	20	1.0	1.0	NUM
cjfa-33346	147	21	or	or	CCONJ
cjfa-33346	147	22	more	more	ADJ
cjfa-33346	147	23	,	,	PUNCT
cjfa-33346	147	24	we	we	PRON
cjfa-33346	147	25	considered	consider	VERB
cjfa-33346	147	26	pc1	pc1	PROPN
cjfa-33346	147	27	and	and	CCONJ
cjfa-33346	147	28	pc2	pc2	NOUN
cjfa-33346	147	29	for	for	ADP
cjfa-33346	147	30	further	further	ADJ
cjfa-33346	147	31	investigation	investigation	NOUN
cjfa-33346	147	32	since	since	SCONJ
cjfa-33346	147	33	their	their	PRON
cjfa-33346	147	34	eigenvalue	eigenvalue	NOUN
cjfa-33346	147	35	is	be	AUX
cjfa-33346	147	36	greater	great	ADJ
cjfa-33346	147	37	than	than	ADP
cjfa-33346	147	38	one	one	NUM
cjfa-33346	147	39	.	.	PUNCT
cjfa-33346	148	1	as	as	SCONJ
cjfa-33346	148	2	depicted	depict	VERB
cjfa-33346	148	3	in	in	ADP
cjfa-33346	148	4	table	table	NOUN
cjfa-33346	148	5	1	1	NUM
cjfa-33346	148	6	we	we	PRON
cjfa-33346	148	7	can	can	AUX
cjfa-33346	148	8	understand	understand	VERB
cjfa-33346	148	9	that	that	PRON
cjfa-33346	148	10	pc1	pc1	PROPN
cjfa-33346	148	11	and	and	CCONJ
cjfa-33346	148	12	pc2	pc2	NOUN
cjfa-33346	148	13	are	be	AUX
cjfa-33346	148	14	significant	significant	ADJ
cjfa-33346	148	15	with	with	ADP
cjfa-33346	148	16	both	both	PRON
cjfa-33346	148	17	eigenvalues	eigenvalue	VERB
cjfa-33346	148	18	�	�	PROPN
cjfa-33346	148	19	�	�	PROPN
cjfa-33346	148	20	�	�	PROPN
cjfa-33346	148	21	�	�	PROPN
cjfa-33346	148	22	�	�	PROPN
cjfa-33346	148	23	�	�	PROPN
cjfa-33346	148	24	�	�	PROPN
cjfa-33346	148	25	�	�	PROPN
cjfa-33346	148	26	�	�	PROPN
cjfa-33346	148	27	�	�	PROPN
cjfa-33346	148	28	�	�	PROPN
cjfa-33346	148	29	�	�	PROPN
cjfa-33346	148	30	�	�	PROPN
cjfa-33346	148	31	�	�	PROPN
cjfa-33346	148	32	�	�	PROPN
cjfa-33346	148	33	�	�	PROPN
cjfa-33346	148	34	�	�	PROPN
cjfa-33346	148	35	�	�	PROPN
cjfa-33346	148	36	�	�	PROPN
cjfa-33346	148	37	�	�	PROPN
cjfa-33346	148	38	�	�	PROPN
cjfa-33346	148	39	�	�	PROPN
cjfa-33346	148	40	�	�	PROPN
cjfa-33346	148	41	�	�	PROPN
cjfa-33346	148	42	�	�	PROPN
cjfa-33346	148	43	�	�	PROPN
cjfa-33346	148	44	�	�	PROPN
cjfa-33346	148	45	�	�	PROPN
cjfa-33346	148	46	�	�	PROPN
cjfa-33346	148	47	�	�	PROPN
cjfa-33346	148	48	�	�	PROPN
cjfa-33346	148	49	�	�	PROPN
cjfa-33346	148	50	�	�	PROPN
cjfa-33346	148	51	�	�	PROPN
cjfa-33346	148	52	�	�	PROPN
cjfa-33346	148	53	�	�	PROPN
cjfa-33346	148	54	�	�	PROPN
cjfa-33346	148	55	�	�	PROPN
cjfa-33346	148	56	�	�	PROPN
cjfa-33346	148	57	�	�	PROPN
cjfa-33346	148	58	�	�	PROPN
cjfa-33346	148	59	�	�	PROPN
cjfa-33346	148	60	whereas	whereas	SCONJ
cjfa-33346	148	61	pc3	pc3	PROPN
cjfa-33346	148	62	and	and	CCONJ
cjfa-33346	148	63	pc4	pc4	PRON
cjfa-33346	148	64	is	be	AUX
cjfa-33346	148	65	insignificant	insignificant	ADJ
cjfa-33346	148	66	with	with	ADP
cjfa-33346	148	67	their	their	PRON
cjfa-33346	148	68	eigenvalue	eigenvalue	PROPN
cjfa-33346	148	69	�	�	PROPN
cjfa-33346	148	70	�	�	PROPN
cjfa-33346	148	71	�	�	PROPN
cjfa-33346	148	72	�	�	PROPN
cjfa-33346	148	73	�	�	PROPN
cjfa-33346	148	74	�	�	PROPN
cjfa-33346	148	75	�	�	PROPN
cjfa-33346	148	76	�	�	PROPN
cjfa-33346	148	77	�	�	PROPN
cjfa-33346	148	78	�	�	PROPN
cjfa-33346	148	79	�	�	PROPN
cjfa-33346	148	80	�	�	PROPN
cjfa-33346	148	81	�	�	PROPN
cjfa-33346	148	82	�	�	PROPN
cjfa-33346	148	83	�	�	PROPN
cjfa-33346	148	84	�	�	PROPN
cjfa-33346	148	85	�	�	PROPN
cjfa-33346	148	86	�	�	PROPN
cjfa-33346	148	87	�	�	PROPN
cjfa-33346	148	88	�	�	PROPN
cjfa-33346	148	89	�	�	PROPN
cjfa-33346	148	90	�	�	PROPN
cjfa-33346	148	91	�	�	PROPN
cjfa-33346	148	92	�	�	PROPN
cjfa-33346	148	93	�	�	PROPN
cjfa-33346	148	94	�	�	PROPN
cjfa-33346	148	95	�	�	PROPN
cjfa-33346	148	96	�	�	PROPN
cjfa-33346	148	97	�	�	PROPN
cjfa-33346	148	98	�	�	PROPN
cjfa-33346	148	99	�	�	PROPN
cjfa-33346	148	100	�	�	PROPN
cjfa-33346	148	101	�	�	PROPN
cjfa-33346	148	102	�	�	PROPN
cjfa-33346	148	103	�	�	PROPN
cjfa-33346	148	104	�	�	PROPN
cjfa-33346	148	105	�	�	PROPN
cjfa-33346	148	106	�	�	PROPN
cjfa-33346	148	107	�	�	PROPN
cjfa-33346	148	108	.	.	PUNCT
cjfa-33346	149	1	if	if	SCONJ
cjfa-33346	149	2	the	the	DET
cjfa-33346	149	3	eigenvalue	eigenvalue	NOUN
cjfa-33346	149	4	of	of	ADP
cjfa-33346	149	5	a	a	DET
cjfa-33346	149	6	factor	factor	NOUN
cjfa-33346	149	7	is	be	AUX
cjfa-33346	149	8	less	less	ADJ
cjfa-33346	149	9	than	than	ADP
cjfa-33346	149	10	one	one	NUM
cjfa-33346	149	11	,	,	PUNCT
cjfa-33346	149	12	it	it	PRON
cjfa-33346	149	13	means	mean	VERB
cjfa-33346	149	14	the	the	DET
cjfa-33346	149	15	component	component	NOUN
cjfa-33346	149	16	has	have	VERB
cjfa-33346	149	17	less	less	ADJ
cjfa-33346	149	18	information	information	NOUN
cjfa-33346	149	19	than	than	ADP
cjfa-33346	149	20	a	a	DET
cjfa-33346	149	21	single	single	ADJ
cjfa-33346	149	22	variable	variable	NOUN
cjfa-33346	149	23	and	and	CCONJ
cjfa-33346	149	24	hence	hence	ADV
cjfa-33346	149	25	pc3	pc3	PROPN
cjfa-33346	149	26	and	and	CCONJ
cjfa-33346	149	27	pc4	pc4	PRON
cjfa-33346	149	28	are	be	AUX
cjfa-33346	149	29	extracted	extract	VERB
cjfa-33346	149	30	from	from	ADP
cjfa-33346	149	31	further	further	ADJ
cjfa-33346	149	32	investigation	investigation	NOUN
cjfa-33346	149	33	.	.	PUNCT
cjfa-33346	150	1	moreover	moreover	ADV
cjfa-33346	150	2	,	,	PUNCT
cjfa-33346	150	3	the	the	DET
cjfa-33346	150	4	result	result	NOUN
cjfa-33346	150	5	reveals	reveal	VERB
cjfa-33346	150	6	that	that	SCONJ
cjfa-33346	150	7	the	the	DET
cjfa-33346	150	8	number	number	NOUN
cjfa-33346	150	9	of	of	ADP
cjfa-33346	150	10	mses	ms	NOUN
cjfa-33346	150	11	,	,	PUNCT
cjfa-33346	150	12	amount	amount	NOUN
cjfa-33346	150	13	of	of	ADP
cjfa-33346	150	14	credit	credit	NOUN
cjfa-33346	150	15	and	and	CCONJ
cjfa-33346	150	16	job	job	NOUN
cjfa-33346	150	17	created	create	VERB
cjfa-33346	150	18	are	be	AUX
cjfa-33346	150	19	positively	positively	ADV
cjfa-33346	150	20	correlated	correlate	VERB
cjfa-33346	150	21	but	but	CCONJ
cjfa-33346	150	22	they	they	PRON
cjfa-33346	150	23	are	be	AUX
cjfa-33346	150	24	negatively	negatively	ADV
cjfa-33346	150	25	correlated	correlate	VERB
cjfa-33346	150	26	with	with	ADP
cjfa-33346	150	27	growth	growth	NOUN
cjfa-33346	150	28	in	in	ADP
cjfa-33346	150	29	real	real	ADJ
cjfa-33346	150	30	gdp	gdp	NOUN
cjfa-33346	150	31	in	in	ADP
cjfa-33346	150	32	pc1	pc1	PROPN
cjfa-33346	150	33	whereas	whereas	SCONJ
cjfa-33346	150	34	the	the	DET
cjfa-33346	150	35	components	component	NOUN
cjfa-33346	150	36	are	be	AUX
cjfa-33346	150	37	uncorrelated	uncorrelated	ADJ
cjfa-33346	150	38	to	to	ADP
cjfa-33346	150	39	each	each	DET
cjfa-33346	150	40	other	other	ADJ
cjfa-33346	150	41	.	.	PUNCT
cjfa-33346	151	1	table	table	NOUN
cjfa-33346	151	2	1	1	NUM
cjfa-33346	151	3	.	.	X
cjfa-33346	152	1	eigenvalue	eigenvalue	NOUN
cjfa-33346	152	2	and	and	CCONJ
cjfa-33346	152	3	eigenvectors	eigenvectors	PROPN
cjfa-33346	152	4	pca	pca	PROPN
cjfa-33346	152	5	result	result	PROPN
cjfa-33346	152	6	source	source	NOUN
cjfa-33346	152	7	:	:	PUNCT
cjfa-33346	152	8	authors	author	NOUN
cjfa-33346	152	9	’	'	PUNCT
cjfa-33346	152	10	own	own	ADJ
cjfa-33346	152	11	processing	processing	NOUN
cjfa-33346	152	12	.	.	PUNCT
cjfa-33346	153	1	s	s	PART
cjfa-33346	153	2	o	o	X
cjfa-33346	153	3	u	u	NOUN
cjfa-33346	153	4	r	r	NOUN
cjfa-33346	153	5	c	c	NOUN
cjfa-33346	153	6	e	e	NOUN
cjfa-33346	153	7	:	:	PUNCT
cjfa-33346	153	8	authors	author	NOUN
cjfa-33346	153	9	’	'	PUNCT
cjfa-33346	153	10	own	own	ADJ
cjfa-33346	153	11	processing	processing	NOUN
cjfa-33346	153	12	.	.	PUNCT
cjfa-33346	154	1	betgilu	betgilu	PROPN
cjfa-33346	154	2	oshora	oshora	PROPN
cjfa-33346	154	3	,	,	PUNCT
cjfa-33346	154	4	maria	maria	PROPN
cjfa-33346	154	5	fekete	fekete	PROPN
cjfa-33346	154	6	-	-	PUNCT
cjfa-33346	154	7	farkas	farkas	PROPN
cjfa-33346	154	8	,	,	PUNCT
cjfa-33346	154	9	zoltan	zoltan	PROPN
cjfa-33346	154	10	zeman126	zeman126	VERB
cjfa-33346	154	11	there	there	PRON
cjfa-33346	154	12	is	be	VERB
cjfa-33346	154	13	a	a	DET
cjfa-33346	154	14	positive	positive	ADJ
cjfa-33346	154	15	correlation	correlation	NOUN
cjfa-33346	154	16	between	between	ADP
cjfa-33346	154	17	the	the	DET
cjfa-33346	154	18	number	number	NOUN
cjfa-33346	154	19	of	of	ADP
cjfa-33346	154	20	mses	ms	NOUN
cjfa-33346	154	21	and	and	CCONJ
cjfa-33346	154	22	job	job	NOUN
cjfa-33346	154	23	created	create	VERB
cjfa-33346	154	24	whereas	whereas	SCONJ
cjfa-33346	154	25	they	they	PRON
cjfa-33346	154	26	are	be	AUX
cjfa-33346	154	27	negatively	negatively	ADV
cjfa-33346	154	28	correlated	correlate	VERB
cjfa-33346	154	29	with	with	ADP
cjfa-33346	154	30	growth	growth	NOUN
cjfa-33346	154	31	in	in	ADP
cjfa-33346	154	32	real	real	ADJ
cjfa-33346	154	33	gdp	gdp	NOUN
cjfa-33346	154	34	and	and	CCONJ
cjfa-33346	154	35	amount	amount	NOUN
cjfa-33346	154	36	of	of	ADP
cjfa-33346	154	37	the	the	DET
cjfa-33346	154	38	credit	credit	NOUN
cjfa-33346	154	39	(	(	PUNCT
cjfa-33346	154	40	see	see	VERB
cjfa-33346	154	41	figure	figure	NOUN
cjfa-33346	154	42	3	3	NUM
cjfa-33346	154	43	)	)	PUNCT
cjfa-33346	154	44	.	.	PUNCT
cjfa-33346	155	1	even	even	ADV
cjfa-33346	155	2	though	though	SCONJ
cjfa-33346	155	3	it	it	PRON
cjfa-33346	155	4	requires	require	VERB
cjfa-33346	155	5	further	further	ADJ
cjfa-33346	155	6	investigation	investigation	NOUN
cjfa-33346	155	7	due	due	ADP
cjfa-33346	155	8	to	to	ADP
cjfa-33346	155	9	small	small	ADJ
cjfa-33346	155	10	sample	sample	NOUN
cjfa-33346	155	11	size	size	NOUN
cjfa-33346	155	12	of	of	ADP
cjfa-33346	155	13	time	time	NOUN
cjfa-33346	155	14	serious	serious	ADJ
cjfa-33346	155	15	data	datum	NOUN
cjfa-33346	155	16	,	,	PUNCT
cjfa-33346	155	17	the	the	DET
cjfa-33346	155	18	pca	pca	NOUN
cjfa-33346	155	19	tells	tell	VERB
cjfa-33346	155	20	us	we	PRON
cjfa-33346	155	21	that	that	SCONJ
cjfa-33346	155	22	the	the	DET
cjfa-33346	155	23	economic	economic	ADJ
cjfa-33346	155	24	growth	growth	NOUN
cjfa-33346	155	25	and	and	CCONJ
cjfa-33346	155	26	the	the	DET
cjfa-33346	155	27	financial	financial	ADJ
cjfa-33346	155	28	access	access	NOUN
cjfa-33346	155	29	are	be	AUX
cjfa-33346	155	30	not	not	PART
cjfa-33346	155	31	enough	enough	ADJ
cjfa-33346	155	32	to	to	PART
cjfa-33346	155	33	create	create	VERB
cjfa-33346	155	34	more	more	ADJ
cjfa-33346	155	35	jobs	job	NOUN
cjfa-33346	155	36	as	as	SCONJ
cjfa-33346	155	37	they	they	PRON
cjfa-33346	155	38	are	be	AUX
cjfa-33346	155	39	negatively	negatively	ADV
cjfa-33346	155	40	correlated	correlate	VERB
cjfa-33346	155	41	.	.	PUNCT
cjfa-33346	156	1	figure	figure	VERB
cjfa-33346	156	2	3	3	NUM
cjfa-33346	156	3	.	.	PUNCT
cjfa-33346	156	4	loading	loading	NOUN
cjfa-33346	156	5	plot	plot	NOUN
cjfa-33346	156	6	of	of	ADP
cjfa-33346	156	7	number	number	NOUN
cjfa-33346	156	8	of	of	ADP
cjfa-33346	156	9	mses	ms	NOUN
cjfa-33346	156	10	,	,	PUNCT
cjfa-33346	156	11	amount	amount	NOUN
cjfa-33346	156	12	of	of	ADP
cjfa-33346	156	13	credit	credit	NOUN
cjfa-33346	156	14	,	,	PUNCT
cjfa-33346	156	15	job	job	NOUN
cjfa-33346	156	16	created	create	VERB
cjfa-33346	156	17	&	&	CCONJ
cjfa-33346	156	18	real	real	ADJ
cjfa-33346	156	19	gdp	gdp	NOUN
cjfa-33346	156	20	rate	rate	NOUN
cjfa-33346	156	21	there	there	PRON
cjfa-33346	156	22	is	be	VERB
cjfa-33346	156	23	a	a	DET
cjfa-33346	156	24	positive	positive	ADJ
cjfa-33346	156	25	correlation	correlation	NOUN
cjfa-33346	156	26	between	between	ADP
cjfa-33346	156	27	the	the	DET
cjfa-33346	156	28	number	number	NOUN
cjfa-33346	156	29	of	of	ADP
cjfa-33346	156	30	mses	ms	NOUN
cjfa-33346	156	31	and	and	CCONJ
cjfa-33346	156	32	job	job	NOUN
cjfa-33346	156	33	created	create	VERB
cjfa-33346	156	34	whereas	whereas	SCONJ
cjfa-33346	156	35	they	they	PRON
cjfa-33346	156	36	are	be	AUX
cjfa-33346	156	37	negatively	negatively	ADV
cjfa-33346	156	38	correlated	correlate	VERB
cjfa-33346	156	39	with	with	ADP
cjfa-33346	156	40	growth	growth	NOUN
cjfa-33346	156	41	in	in	ADP
cjfa-33346	156	42	real	real	ADJ
cjfa-33346	156	43	gdp	gdp	NOUN
cjfa-33346	156	44	and	and	CCONJ
cjfa-33346	156	45	amount	amount	NOUN
cjfa-33346	156	46	of	of	ADP
cjfa-33346	156	47	the	the	DET
cjfa-33346	156	48	credit	credit	NOUN
cjfa-33346	156	49	(	(	PUNCT
cjfa-33346	156	50	see	see	VERB
cjfa-33346	156	51	figure	figure	NOUN
cjfa-33346	156	52	3	3	NUM
cjfa-33346	156	53	)	)	PUNCT
cjfa-33346	156	54	.	.	PUNCT
cjfa-33346	157	1	even	even	ADV
cjfa-33346	157	2	though	though	SCONJ
cjfa-33346	157	3	it	it	PRON
cjfa-33346	157	4	requires	require	VERB
cjfa-33346	157	5	further	further	ADJ
cjfa-33346	157	6	investigation	investigation	NOUN
cjfa-33346	157	7	due	due	ADP
cjfa-33346	157	8	to	to	ADP
cjfa-33346	157	9	small	small	ADJ
cjfa-33346	157	10	sample	sample	NOUN
cjfa-33346	157	11	size	size	NOUN
cjfa-33346	157	12	of	of	ADP
cjfa-33346	157	13	time	time	NOUN
cjfa-33346	157	14	serious	serious	ADJ
cjfa-33346	157	15	data	datum	NOUN
cjfa-33346	157	16	,	,	PUNCT
cjfa-33346	157	17	the	the	DET
cjfa-33346	157	18	pca	pca	NOUN
cjfa-33346	157	19	tells	tell	VERB
cjfa-33346	157	20	us	we	PRON
cjfa-33346	157	21	that	that	SCONJ
cjfa-33346	157	22	the	the	DET
cjfa-33346	157	23	economic	economic	ADJ
cjfa-33346	157	24	growth	growth	NOUN
cjfa-33346	157	25	and	and	CCONJ
cjfa-33346	157	26	the	the	DET
cjfa-33346	157	27	financial	financial	ADJ
cjfa-33346	157	28	access	access	NOUN
cjfa-33346	157	29	are	be	AUX
cjfa-33346	157	30	not	not	PART
cjfa-33346	157	31	enough	enough	ADJ
cjfa-33346	157	32	to	to	PART
cjfa-33346	157	33	create	create	VERB
cjfa-33346	157	34	more	more	ADJ
cjfa-33346	157	35	jobs	job	NOUN
cjfa-33346	157	36	as	as	SCONJ
cjfa-33346	157	37	they	they	PRON
cjfa-33346	157	38	are	be	AUX
cjfa-33346	157	39	negatively	negatively	ADV
cjfa-33346	157	40	correlated	correlate	VERB
cjfa-33346	157	41	.	.	PUNCT
cjfa-33346	158	1	figure	figure	VERB
cjfa-33346	158	2	3	3	NUM
cjfa-33346	158	3	.	.	PUNCT
cjfa-33346	158	4	loading	loading	NOUN
cjfa-33346	158	5	plot	plot	NOUN
cjfa-33346	158	6	of	of	ADP
cjfa-33346	158	7	number	number	NOUN
cjfa-33346	158	8	of	of	ADP
cjfa-33346	158	9	mses	ms	NOUN
cjfa-33346	158	10	,	,	PUNCT
cjfa-33346	158	11	amount	amount	NOUN
cjfa-33346	158	12	of	of	ADP
cjfa-33346	158	13	credit	credit	NOUN
cjfa-33346	158	14	,	,	PUNCT
cjfa-33346	158	15	job	job	NOUN
cjfa-33346	158	16	created	create	VERB
cjfa-33346	158	17	&	&	CCONJ
cjfa-33346	158	18	real	real	ADJ
cjfa-33346	158	19	gdp	gdp	PROPN
cjfa-33346	158	20	rate	rate	PROPN
cjfa-33346	158	21	source	source	PROPN
cjfa-33346	158	22	:	:	PUNCT
cjfa-33346	158	23	authors	author	NOUN
cjfa-33346	158	24	’	'	PUNCT
cjfa-33346	158	25	own	own	ADJ
cjfa-33346	158	26	processing	processing	NOUN
cjfa-33346	158	27	.	.	PUNCT
cjfa-33346	159	1	conclusions	conclusion	NOUN
cjfa-33346	159	2	and	and	CCONJ
cjfa-33346	159	3	policy	policy	NOUN
cjfa-33346	159	4	recommendations	recommendation	NOUN
cjfa-33346	159	5	this	this	DET
cjfa-33346	159	6	paper	paper	NOUN
cjfa-33346	159	7	has	have	AUX
cjfa-33346	159	8	investigated	investigate	VERB
cjfa-33346	159	9	the	the	DET
cjfa-33346	159	10	role	role	NOUN
cjfa-33346	159	11	of	of	ADP
cjfa-33346	159	12	mfis	mfis	NOUN
cjfa-33346	159	13	in	in	ADP
cjfa-33346	159	14	filling	fill	VERB
cjfa-33346	159	15	the	the	DET
cjfa-33346	159	16	finance	finance	NOUN
cjfa-33346	159	17	gap	gap	NOUN
cjfa-33346	159	18	for	for	ADP
cjfa-33346	159	19	mses	ms	NOUN
cjfa-33346	159	20	in	in	ADP
cjfa-33346	159	21	the	the	DET
cjfa-33346	159	22	case	case	NOUN
cjfa-33346	159	23	of	of	ADP
cjfa-33346	159	24	ethiopia	ethiopia	PROPN
cjfa-33346	159	25	.	.	PUNCT
cjfa-33346	160	1	the	the	DET
cjfa-33346	160	2	role	role	NOUN
cjfa-33346	160	3	of	of	ADP
cjfa-33346	160	4	mses	ms	NOUN
cjfa-33346	160	5	in	in	ADP
cjfa-33346	160	6	reducing	reduce	VERB
cjfa-33346	160	7	unemployment	unemployment	NOUN
cjfa-33346	160	8	,	,	PUNCT
cjfa-33346	160	9	deep	deep	ADJ
cjfa-33346	160	10	-	-	PUNCT
cjfa-33346	160	11	rooted	root	VERB
cjfa-33346	160	12	poverty	poverty	NOUN
cjfa-33346	160	13	and	and	CCONJ
cjfa-33346	160	14	hence	hence	ADV
cjfa-33346	160	15	its	its	PRON
cjfa-33346	160	16	contribution	contribution	NOUN
cjfa-33346	160	17	to	to	ADP
cjfa-33346	160	18	the	the	DET
cjfa-33346	160	19	economic	economic	ADJ
cjfa-33346	160	20	development	development	NOUN
cjfa-33346	160	21	of	of	ADP
cjfa-33346	160	22	the	the	DET
cjfa-33346	160	23	nation	nation	NOUN
cjfa-33346	160	24	has	have	AUX
cjfa-33346	160	25	received	receive	VERB
cjfa-33346	160	26	due	due	ADJ
cjfa-33346	160	27	attention	attention	NOUN
cjfa-33346	160	28	at	at	ADP
cjfa-33346	160	29	global	global	ADJ
cjfa-33346	160	30	level	level	NOUN
cjfa-33346	160	31	both	both	PRON
cjfa-33346	160	32	in	in	ADP
cjfa-33346	160	33	developed	develop	VERB
cjfa-33346	160	34	and	and	CCONJ
cjfa-33346	160	35	in	in	ADP
cjfa-33346	160	36	developing	develop	VERB
cjfa-33346	160	37	countries	country	NOUN
cjfa-33346	160	38	.	.	PUNCT
cjfa-33346	161	1	however	however	ADV
cjfa-33346	161	2	,	,	PUNCT
cjfa-33346	161	3	as	as	ADP
cjfa-33346	161	4	per	per	ADP
cjfa-33346	161	5	many	many	ADJ
cjfa-33346	161	6	literatures	literature	NOUN
cjfa-33346	161	7	reviewed	review	VERB
cjfa-33346	161	8	and	and	CCONJ
cjfa-33346	161	9	the	the	DET
cjfa-33346	161	10	secondary	secondary	ADJ
cjfa-33346	161	11	data	datum	NOUN
cjfa-33346	161	12	assessed	assess	VERB
cjfa-33346	161	13	,	,	PUNCT
cjfa-33346	161	14	lack	lack	NOUN
cjfa-33346	161	15	of	of	ADP
cjfa-33346	161	16	access	access	NOUN
cjfa-33346	161	17	to	to	ADP
cjfa-33346	161	18	credit	credit	NOUN
cjfa-33346	161	19	were	be	AUX
cjfa-33346	161	20	found	find	VERB
cjfa-33346	161	21	as	as	ADP
cjfa-33346	161	22	the	the	DET
cjfa-33346	161	23	main	main	ADJ
cjfa-33346	161	24	determinants	determinant	NOUN
cjfa-33346	161	25	and	and	CCONJ
cjfa-33346	161	26	hence	hence	ADV
cjfa-33346	161	27	mfis	mfi	VERB
cjfa-33346	161	28	are	be	AUX
cjfa-33346	161	29	established	establish	VERB
cjfa-33346	161	30	with	with	ADP
cjfa-33346	161	31	the	the	DET
cjfa-33346	161	32	objective	objective	NOUN
cjfa-33346	161	33	to	to	PART
cjfa-33346	161	34	provide	provide	VERB
cjfa-33346	161	35	both	both	CCONJ
cjfa-33346	161	36	financial	financial	ADJ
cjfa-33346	161	37	and	and	CCONJ
cjfa-33346	161	38	non	non	ADJ
cjfa-33346	161	39	-	-	ADJ
cjfa-33346	161	40	financial	financial	ADJ
cjfa-33346	161	41	services	service	NOUN
cjfa-33346	161	42	to	to	PART
cjfa-33346	161	43	support	support	VERB
cjfa-33346	161	44	the	the	DET
cjfa-33346	161	45	development	development	NOUN
cjfa-33346	161	46	of	of	ADP
cjfa-33346	161	47	mses	mses	PROPN
cjfa-33346	161	48	.	.	PUNCT
cjfa-33346	162	1	accordingly	accordingly	ADV
cjfa-33346	162	2	,	,	PUNCT
cjfa-33346	162	3	our	our	PRON
cjfa-33346	162	4	results	result	NOUN
cjfa-33346	162	5	imply	imply	VERB
cjfa-33346	162	6	s	s	VERB
cjfa-33346	162	7	o	o	NOUN
cjfa-33346	162	8	u	u	NOUN
cjfa-33346	162	9	r	r	NOUN
cjfa-33346	162	10	c	c	NOUN
cjfa-33346	162	11	e	e	NOUN
cjfa-33346	162	12	:	:	PUNCT
cjfa-33346	162	13	authors	author	NOUN
cjfa-33346	162	14	’	'	PUNCT
cjfa-33346	162	15	own	own	ADJ
cjfa-33346	162	16	processing	processing	NOUN
cjfa-33346	162	17	.	.	PUNCT
cjfa-33346	162	18	 	 	SPACE
cjfa-33346	163	1	conclusions	conclusion	NOUN
cjfa-33346	163	2	and	and	CCONJ
cjfa-33346	163	3	policy	policy	NOUN
cjfa-33346	163	4	recommendations	recommendation	NOUN
cjfa-33346	163	5	this	this	DET
cjfa-33346	163	6	paper	paper	NOUN
cjfa-33346	163	7	has	have	AUX
cjfa-33346	163	8	investigated	investigate	VERB
cjfa-33346	163	9	the	the	DET
cjfa-33346	163	10	role	role	NOUN
cjfa-33346	163	11	of	of	ADP
cjfa-33346	163	12	mfis	mfis	NOUN
cjfa-33346	163	13	in	in	ADP
cjfa-33346	163	14	filling	fill	VERB
cjfa-33346	163	15	the	the	DET
cjfa-33346	163	16	finance	finance	NOUN
cjfa-33346	163	17	gap	gap	NOUN
cjfa-33346	163	18	for	for	ADP
cjfa-33346	163	19	mses	ms	NOUN
cjfa-33346	163	20	in	in	ADP
cjfa-33346	163	21	the	the	DET
cjfa-33346	163	22	case	case	NOUN
cjfa-33346	163	23	of	of	ADP
cjfa-33346	163	24	ethiopia	ethiopia	PROPN
cjfa-33346	163	25	.	.	PUNCT
cjfa-33346	164	1	the	the	DET
cjfa-33346	164	2	role	role	NOUN
cjfa-33346	164	3	of	of	ADP
cjfa-33346	164	4	mses	ms	NOUN
cjfa-33346	164	5	in	in	ADP
cjfa-33346	164	6	reducing	reduce	VERB
cjfa-33346	164	7	unemployment	unemployment	NOUN
cjfa-33346	164	8	,	,	PUNCT
cjfa-33346	164	9	deep	deep	ADJ
cjfa-33346	164	10	-	-	PUNCT
cjfa-33346	164	11	rooted	root	VERB
cjfa-33346	164	12	poverty	poverty	NOUN
cjfa-33346	164	13	and	and	CCONJ
cjfa-33346	164	14	hence	hence	ADV
cjfa-33346	164	15	its	its	PRON
cjfa-33346	164	16	contribution	contribution	NOUN
cjfa-33346	164	17	to	to	ADP
cjfa-33346	164	18	the	the	DET
cjfa-33346	164	19	economic	economic	ADJ
cjfa-33346	164	20	development	development	NOUN
cjfa-33346	164	21	of	of	ADP
cjfa-33346	164	22	the	the	DET
cjfa-33346	164	23	nation	nation	NOUN
cjfa-33346	164	24	has	have	AUX
cjfa-33346	164	25	received	receive	VERB
cjfa-33346	164	26	due	due	ADJ
cjfa-33346	164	27	attention	attention	NOUN
cjfa-33346	164	28	at	at	ADP
cjfa-33346	164	29	global	global	ADJ
cjfa-33346	164	30	level	level	NOUN
cjfa-33346	164	31	both	both	PRON
cjfa-33346	164	32	in	in	ADP
cjfa-33346	164	33	developed	develop	VERB
cjfa-33346	164	34	and	and	CCONJ
cjfa-33346	164	35	in	in	ADP
cjfa-33346	164	36	developing	develop	VERB
cjfa-33346	164	37	countries	country	NOUN
cjfa-33346	164	38	.	.	PUNCT
cjfa-33346	165	1	however	however	ADV
cjfa-33346	165	2	,	,	PUNCT
cjfa-33346	165	3	as	as	ADP
cjfa-33346	165	4	per	per	ADP
cjfa-33346	165	5	many	many	ADJ
cjfa-33346	165	6	literatures	literature	NOUN
cjfa-33346	165	7	reviewed	review	VERB
cjfa-33346	165	8	and	and	CCONJ
cjfa-33346	165	9	the	the	DET
cjfa-33346	165	10	secondary	secondary	ADJ
cjfa-33346	165	11	data	datum	NOUN
cjfa-33346	165	12	assessed	assess	VERB
cjfa-33346	165	13	,	,	PUNCT
cjfa-33346	165	14	lack	lack	NOUN
cjfa-33346	165	15	of	of	ADP
cjfa-33346	165	16	access	access	NOUN
cjfa-33346	165	17	to	to	ADP
cjfa-33346	165	18	credit	credit	NOUN
cjfa-33346	165	19	were	be	AUX
cjfa-33346	165	20	found	find	VERB
cjfa-33346	165	21	as	as	ADP
cjfa-33346	165	22	the	the	DET
cjfa-33346	165	23	main	main	ADJ
cjfa-33346	165	24	determinants	determinant	NOUN
cjfa-33346	165	25	and	and	CCONJ
cjfa-33346	165	26	hence	hence	ADV
cjfa-33346	165	27	mfis	mfi	VERB
cjfa-33346	165	28	are	be	AUX
cjfa-33346	165	29	established	establish	VERB
cjfa-33346	165	30	with	with	ADP
cjfa-33346	165	31	the	the	DET
cjfa-33346	165	32	objective	objective	NOUN
cjfa-33346	165	33	to	to	PART
cjfa-33346	165	34	provide	provide	VERB
cjfa-33346	165	35	both	both	CCONJ
cjfa-33346	165	36	financial	financial	ADJ
cjfa-33346	165	37	and	and	CCONJ
cjfa-33346	165	38	nonfinancial	nonfinancial	ADJ
cjfa-33346	165	39	services	service	NOUN
cjfa-33346	165	40	to	to	PART
cjfa-33346	165	41	support	support	VERB
cjfa-33346	165	42	the	the	DET
cjfa-33346	165	43	development	development	NOUN
cjfa-33346	165	44	of	of	ADP
cjfa-33346	165	45	mses	mses	PROPN
cjfa-33346	165	46	.	.	PUNCT
cjfa-33346	166	1	accordingly	accordingly	ADV
cjfa-33346	166	2	,	,	PUNCT
cjfa-33346	166	3	our	our	PRON
cjfa-33346	166	4	results	result	NOUN
cjfa-33346	166	5	role	role	NOUN
cjfa-33346	166	6	of	of	ADP
cjfa-33346	166	7	microfinance	microfinance	NOUN
cjfa-33346	166	8	institutions	institution	NOUN
cjfa-33346	166	9	…	…	PUNCT
cjfa-33346	166	10	127	127	NUM
cjfa-33346	166	11	imply	imply	VERB
cjfa-33346	166	12	that	that	PRON
cjfa-33346	166	13	yet	yet	ADV
cjfa-33346	166	14	now	now	ADV
cjfa-33346	166	15	despite	despite	SCONJ
cjfa-33346	166	16	the	the	DET
cjfa-33346	166	17	support	support	NOUN
cjfa-33346	166	18	of	of	ADP
cjfa-33346	166	19	mfis	mfis	PROPN
cjfa-33346	166	20	,	,	PUNCT
cjfa-33346	166	21	there	there	PRON
cjfa-33346	166	22	is	be	VERB
cjfa-33346	166	23	a	a	DET
cjfa-33346	166	24	huge	huge	ADJ
cjfa-33346	166	25	gap	gap	NOUN
cjfa-33346	166	26	between	between	ADP
cjfa-33346	166	27	the	the	DET
cjfa-33346	166	28	demand	demand	NOUN
cjfa-33346	166	29	for	for	ADP
cjfa-33346	166	30	finance	finance	NOUN
cjfa-33346	166	31	by	by	ADP
cjfa-33346	166	32	mses	ms	NOUN
cjfa-33346	166	33	and	and	CCONJ
cjfa-33346	166	34	the	the	DET
cjfa-33346	166	35	supply	supply	NOUN
cjfa-33346	166	36	of	of	ADP
cjfa-33346	166	37	finance	finance	NOUN
cjfa-33346	166	38	.	.	PUNCT
cjfa-33346	167	1	in	in	ADP
cjfa-33346	167	2	contrast	contrast	NOUN
cjfa-33346	167	3	,	,	PUNCT
cjfa-33346	167	4	the	the	DET
cjfa-33346	167	5	result	result	NOUN
cjfa-33346	167	6	from	from	ADP
cjfa-33346	167	7	the	the	DET
cjfa-33346	167	8	pca	pca	NOUN
cjfa-33346	167	9	and	and	CCONJ
cjfa-33346	167	10	the	the	DET
cjfa-33346	167	11	secondary	secondary	ADJ
cjfa-33346	167	12	data	datum	NOUN
cjfa-33346	167	13	of	of	ADP
cjfa-33346	167	14	loan	loan	NOUN
cjfa-33346	167	15	trend	trend	NOUN
cjfa-33346	167	16	and	and	CCONJ
cjfa-33346	167	17	job	job	NOUN
cjfa-33346	167	18	created	create	VERB
cjfa-33346	167	19	shows	show	VERB
cjfa-33346	167	20	that	that	SCONJ
cjfa-33346	167	21	there	there	PRON
cjfa-33346	167	22	is	be	VERB
cjfa-33346	167	23	no	no	DET
cjfa-33346	167	24	correlation	correlation	NOUN
cjfa-33346	167	25	between	between	ADP
cjfa-33346	167	26	access	access	NOUN
cjfa-33346	167	27	to	to	ADP
cjfa-33346	167	28	credit	credit	NOUN
cjfa-33346	167	29	and	and	CCONJ
cjfa-33346	167	30	number	number	NOUN
cjfa-33346	167	31	of	of	ADP
cjfa-33346	167	32	job	job	NOUN
cjfa-33346	167	33	created	create	VERB
cjfa-33346	167	34	.	.	PUNCT
cjfa-33346	168	1	and	and	CCONJ
cjfa-33346	168	2	this	this	DET
cjfa-33346	168	3	result	result	NOUN
cjfa-33346	168	4	contradicts	contradict	VERB
cjfa-33346	168	5	the	the	DET
cjfa-33346	168	6	result	result	NOUN
cjfa-33346	168	7	of	of	ADP
cjfa-33346	168	8	ada	ada	PROPN
cjfa-33346	168	9	(	(	PUNCT
cjfa-33346	168	10	2017	2017	NUM
cjfa-33346	168	11	)	)	PUNCT
cjfa-33346	168	12	;	;	PUNCT
cjfa-33346	168	13	itc	itc	PROPN
cjfa-33346	168	14	(	(	PUNCT
cjfa-33346	168	15	2019	2019	NUM
cjfa-33346	168	16	)	)	PUNCT
cjfa-33346	168	17	;	;	PUNCT
cjfa-33346	168	18	fdre	fdre	NOUN
cjfa-33346	168	19	(	(	PUNCT
cjfa-33346	168	20	2016	2016	NUM
cjfa-33346	168	21	)	)	PUNCT
cjfa-33346	168	22	;	;	PUNCT
cjfa-33346	168	23	fowowe	fowowe	NOUN
cjfa-33346	168	24	(	(	PUNCT
cjfa-33346	168	25	2017	2017	NUM
cjfa-33346	168	26	)	)	PUNCT
cjfa-33346	168	27	;	;	PUNCT
cjfa-33346	168	28	dinh	dinh	X
cjfa-33346	168	29	et	et	PROPN
cjfa-33346	168	30	al	al	PROPN
cjfa-33346	168	31	.	.	PROPN
cjfa-33346	168	32	(	(	PUNCT
cjfa-33346	168	33	2010	2010	NUM
cjfa-33346	168	34	)	)	PUNCT
cjfa-33346	168	35	;	;	PUNCT
cjfa-33346	168	36	cherkos	cherkos	NOUN
cjfa-33346	168	37	et	et	PROPN
cjfa-33346	168	38	al	al	PROPN
cjfa-33346	168	39	.	.	PUNCT
cjfa-33346	169	1	(	(	PUNCT
cjfa-33346	169	2	2018	2018	NUM
cjfa-33346	169	3	)	)	PUNCT
cjfa-33346	170	1	;	;	PUNCT
cjfa-33346	170	2	ključnikov	ključnikov	PROPN
cjfa-33346	170	3	et	et	PROPN
cjfa-33346	170	4	al	al	PROPN
cjfa-33346	170	5	.	.	PUNCT
cjfa-33346	171	1	(	(	PUNCT
cjfa-33346	171	2	2016	2016	NUM
cjfa-33346	171	3	)	)	PUNCT
cjfa-33346	171	4	;	;	PUNCT
cjfa-33346	171	5	gebreeyesus	gebreeyesus	PROPN
cjfa-33346	171	6	et	et	PROPN
cjfa-33346	171	7	al	al	PROPN
cjfa-33346	171	8	.	.	PROPN
cjfa-33346	172	1	(	(	PUNCT
cjfa-33346	172	2	2018	2018	NUM
cjfa-33346	172	3	)	)	PUNCT
cjfa-33346	172	4	and	and	CCONJ
cjfa-33346	172	5	itc	itc	PROPN
cjfa-33346	172	6	(	(	PUNCT
cjfa-33346	172	7	2016	2016	NUM
cjfa-33346	172	8	)	)	PUNCT
cjfa-33346	172	9	and	and	CCONJ
cjfa-33346	172	10	other	other	ADJ
cjfa-33346	172	11	empirical	empirical	ADJ
cjfa-33346	172	12	evidence	evidence	NOUN
cjfa-33346	172	13	across	across	ADP
cjfa-33346	172	14	the	the	DET
cjfa-33346	172	15	globe	globe	NOUN
cjfa-33346	172	16	.	.	PUNCT
cjfa-33346	173	1	however	however	ADV
cjfa-33346	173	2	,	,	PUNCT
cjfa-33346	173	3	due	due	ADP
cjfa-33346	173	4	to	to	ADP
cjfa-33346	173	5	limited	limited	ADJ
cjfa-33346	173	6	data	datum	NOUN
cjfa-33346	173	7	available	available	ADJ
cjfa-33346	173	8	for	for	ADP
cjfa-33346	173	9	this	this	DET
cjfa-33346	173	10	study	study	NOUN
cjfa-33346	173	11	,	,	PUNCT
cjfa-33346	173	12	we	we	PRON
cjfa-33346	173	13	could	could	AUX
cjfa-33346	173	14	not	not	PART
cjfa-33346	173	15	recommend	recommend	VERB
cjfa-33346	173	16	for	for	ADP
cjfa-33346	173	17	hast	hast	NOUN
cjfa-33346	173	18	generalization	generalization	NOUN
cjfa-33346	173	19	and	and	CCONJ
cjfa-33346	173	20	hence	hence	ADV
cjfa-33346	173	21	it	it	PRON
cjfa-33346	173	22	needs	need	VERB
cjfa-33346	173	23	further	further	ADJ
cjfa-33346	173	24	study	study	NOUN
cjfa-33346	173	25	to	to	PART
cjfa-33346	173	26	consider	consider	VERB
cjfa-33346	173	27	representative	representative	ADJ
cjfa-33346	173	28	sample	sample	NOUN
cjfa-33346	173	29	size	size	NOUN
cjfa-33346	173	30	and	and	CCONJ
cjfa-33346	173	31	triangulate	triangulate	VERB
cjfa-33346	173	32	the	the	DET
cjfa-33346	173	33	evidence	evidence	NOUN
cjfa-33346	173	34	of	of	ADP
cjfa-33346	173	35	secondary	secondary	ADJ
cjfa-33346	173	36	data	datum	NOUN
cjfa-33346	173	37	with	with	ADP
cjfa-33346	173	38	primary	primary	ADJ
cjfa-33346	173	39	data	datum	NOUN
cjfa-33346	173	40	through	through	ADP
cjfa-33346	173	41	survey	survey	NOUN
cjfa-33346	173	42	method	method	NOUN
cjfa-33346	173	43	.	.	PUNCT
cjfa-33346	174	1	therefore	therefore	ADV
cjfa-33346	174	2	,	,	PUNCT
cjfa-33346	174	3	to	to	PART
cjfa-33346	174	4	sustain	sustain	VERB
cjfa-33346	174	5	the	the	DET
cjfa-33346	174	6	contribution	contribution	NOUN
cjfa-33346	174	7	of	of	ADP
cjfa-33346	174	8	mses	ms	NOUN
cjfa-33346	174	9	in	in	ADP
cjfa-33346	174	10	poverty	poverty	NOUN
cjfa-33346	174	11	and	and	CCONJ
cjfa-33346	174	12	unemployment	unemployment	NOUN
cjfa-33346	174	13	reduction	reduction	NOUN
cjfa-33346	174	14	,	,	PUNCT
cjfa-33346	174	15	there	there	PRON
cjfa-33346	174	16	is	be	VERB
cjfa-33346	174	17	a	a	DET
cjfa-33346	174	18	need	need	NOUN
cjfa-33346	174	19	to	to	PART
cjfa-33346	174	20	design	design	VERB
cjfa-33346	174	21	and	and	CCONJ
cjfa-33346	174	22	implement	implement	VERB
cjfa-33346	174	23	effective	effective	ADJ
cjfa-33346	174	24	policy	policy	NOUN
cjfa-33346	174	25	that	that	PRON
cjfa-33346	174	26	improve	improve	VERB
cjfa-33346	174	27	an	an	DET
cjfa-33346	174	28	access	access	NOUN
cjfa-33346	174	29	to	to	ADP
cjfa-33346	174	30	finance	finance	NOUN
cjfa-33346	174	31	(	(	PUNCT
cjfa-33346	174	32	improving	improve	VERB
cjfa-33346	174	33	mfis	mfis	NOUN
cjfa-33346	174	34	lending	lending	NOUN
cjfa-33346	174	35	capacity	capacity	NOUN
cjfa-33346	174	36	and	and	CCONJ
cjfa-33346	174	37	its	its	PRON
cjfa-33346	174	38	outreach	outreach	NOUN
cjfa-33346	174	39	)	)	PUNCT
cjfa-33346	174	40	,	,	PUNCT
cjfa-33346	174	41	demanddriven	demanddriven	VERB
cjfa-33346	174	42	skill	skill	NOUN
cjfa-33346	174	43	development	development	NOUN
cjfa-33346	174	44	,	,	PUNCT
cjfa-33346	174	45	local	local	ADJ
cjfa-33346	174	46	value	value	NOUN
cjfa-33346	174	47	chain	chain	NOUN
cjfa-33346	174	48	and	and	CCONJ
cjfa-33346	174	49	market	market	NOUN
cjfa-33346	174	50	linkage	linkage	NOUN
cjfa-33346	174	51	.	.	PUNCT
cjfa-33346	175	1	moreover	moreover	ADV
cjfa-33346	175	2	,	,	PUNCT
cjfa-33346	175	3	improving	improve	VERB
cjfa-33346	175	4	the	the	DET
cjfa-33346	175	5	business	business	NOUN
cjfa-33346	175	6	environment	environment	NOUN
cjfa-33346	175	7	for	for	ADP
cjfa-33346	175	8	mses	ms	NOUN
cjfa-33346	175	9	,	,	PUNCT
cjfa-33346	175	10	by	by	ADP
cjfa-33346	175	11	simplifying	simplify	VERB
cjfa-33346	175	12	the	the	DET
cjfa-33346	175	13	bureaucratic	bureaucratic	ADJ
cjfa-33346	175	14	and	and	CCONJ
cjfa-33346	175	15	regulatory	regulatory	ADJ
cjfa-33346	175	16	procedures	procedure	NOUN
cjfa-33346	175	17	(	(	PUNCT
cjfa-33346	175	18	particularly	particularly	ADV
cjfa-33346	175	19	access	access	NOUN
cjfa-33346	175	20	to	to	ADP
cjfa-33346	175	21	sheds	shed	NOUN
cjfa-33346	175	22	and	and	CCONJ
cjfa-33346	175	23	lands	land	NOUN
cjfa-33346	175	24	,	,	PUNCT
cjfa-33346	175	25	and	and	CCONJ
cjfa-33346	175	26	access	access	NOUN
cjfa-33346	175	27	to	to	ADP
cjfa-33346	175	28	electricity	electricity	NOUN
cjfa-33346	175	29	and	and	CCONJ
cjfa-33346	175	30	infrastructure	infrastructure	NOUN
cjfa-33346	175	31	)	)	PUNCT
cjfa-33346	175	32	needs	need	VERB
cjfa-33346	175	33	due	due	ADJ
cjfa-33346	175	34	attention	attention	NOUN
cjfa-33346	175	35	by	by	ADP
cjfa-33346	175	36	the	the	DET
cjfa-33346	175	37	government	government	NOUN
cjfa-33346	175	38	and	and	CCONJ
cjfa-33346	175	39	all	all	DET
cjfa-33346	175	40	other	other	ADJ
cjfa-33346	175	41	stakeholders	stakeholder	NOUN
cjfa-33346	175	42	.	.	PUNCT
cjfa-33346	176	1	moreover	moreover	ADV
cjfa-33346	176	2	,	,	PUNCT
cjfa-33346	176	3	the	the	DET
cjfa-33346	176	4	result	result	NOUN
cjfa-33346	176	5	of	of	ADP
cjfa-33346	176	6	the	the	DET
cjfa-33346	176	7	study	study	NOUN
cjfa-33346	176	8	based	base	VERB
cjfa-33346	176	9	on	on	ADP
cjfa-33346	176	10	the	the	DET
cjfa-33346	176	11	trend	trend	NOUN
cjfa-33346	176	12	assessment	assessment	NOUN
cjfa-33346	176	13	imply	imply	VERB
cjfa-33346	176	14	that	that	SCONJ
cjfa-33346	176	15	the	the	DET
cjfa-33346	176	16	contribution	contribution	NOUN
cjfa-33346	176	17	of	of	ADP
cjfa-33346	176	18	mses	ms	NOUN
cjfa-33346	176	19	in	in	ADP
cjfa-33346	176	20	reducing	reduce	VERB
cjfa-33346	176	21	unemployment	unemployment	NOUN
cjfa-33346	176	22	is	be	AUX
cjfa-33346	176	23	declining	decline	VERB
cjfa-33346	176	24	from	from	ADP
cjfa-33346	176	25	time	time	NOUN
cjfa-33346	176	26	to	to	ADP
cjfa-33346	176	27	time	time	NOUN
cjfa-33346	176	28	and	and	CCONJ
cjfa-33346	176	29	the	the	DET
cjfa-33346	176	30	dissatisfied	dissatisfied	ADJ
cjfa-33346	176	31	youth	youth	NOUN
cjfa-33346	176	32	needs	need	VERB
cjfa-33346	176	33	special	special	ADJ
cjfa-33346	176	34	policy	policy	NOUN
cjfa-33346	176	35	strategy	strategy	NOUN
cjfa-33346	176	36	that	that	PRON
cjfa-33346	176	37	may	may	AUX
cjfa-33346	176	38	incorporate	incorporate	VERB
cjfa-33346	176	39	them	they	PRON
cjfa-33346	176	40	to	to	PART
cjfa-33346	176	41	participate	participate	VERB
cjfa-33346	176	42	in	in	ADP
cjfa-33346	176	43	the	the	DET
cjfa-33346	176	44	available	available	ADJ
cjfa-33346	176	45	economic	economic	ADJ
cjfa-33346	176	46	opportunities	opportunity	NOUN
cjfa-33346	176	47	.	.	PUNCT
cjfa-33346	177	1	the	the	DET
cjfa-33346	177	2	most	most	ADV
cjfa-33346	177	3	recent	recent	ADJ
cjfa-33346	177	4	increasing	increase	VERB
cjfa-33346	177	5	violence	violence	NOUN
cjfa-33346	177	6	and	and	CCONJ
cjfa-33346	177	7	protests	protest	NOUN
cjfa-33346	177	8	across	across	ADP
cjfa-33346	177	9	the	the	DET
cjfa-33346	177	10	country	country	NOUN
cjfa-33346	177	11	may	may	AUX
cjfa-33346	177	12	dent	dent	VERB
cjfa-33346	177	13	investor	investor	NOUN
cjfa-33346	177	14	confidence	confidence	NOUN
cjfa-33346	177	15	further	far	ADV
cjfa-33346	177	16	and	and	CCONJ
cjfa-33346	177	17	hence	hence	ADV
cjfa-33346	177	18	,	,	PUNCT
cjfa-33346	177	19	the	the	DET
cjfa-33346	177	20	government	government	NOUN
cjfa-33346	177	21	must	must	AUX
cjfa-33346	177	22	assure	assure	VERB
cjfa-33346	177	23	the	the	DET
cjfa-33346	177	24	country	country	NOUN
cjfa-33346	177	25	stability	stability	NOUN
cjfa-33346	177	26	to	to	PART
cjfa-33346	177	27	attract	attract	VERB
cjfa-33346	177	28	more	more	ADJ
cjfa-33346	177	29	investment	investment	NOUN
cjfa-33346	177	30	that	that	PRON
cjfa-33346	177	31	will	will	AUX
cjfa-33346	177	32	create	create	VERB
cjfa-33346	177	33	more	more	ADJ
cjfa-33346	177	34	jobs	job	NOUN
cjfa-33346	177	35	.	.	PUNCT
cjfa-33346	178	1	furthermore	furthermore	ADV
cjfa-33346	178	2	,	,	PUNCT
cjfa-33346	178	3	given	give	VERB
cjfa-33346	178	4	the	the	DET
cjfa-33346	178	5	nature	nature	NOUN
cjfa-33346	178	6	covid-19	covid-19	PROPN
cjfa-33346	178	7	pandemic	pandemic	ADJ
cjfa-33346	178	8	shock	shock	NOUN
cjfa-33346	178	9	,	,	PUNCT
cjfa-33346	178	10	mses	ms	NOUN
cjfa-33346	178	11	may	may	AUX
cjfa-33346	178	12	be	be	AUX
cjfa-33346	178	13	among	among	ADP
cjfa-33346	178	14	most	most	ADJ
cjfa-33346	178	15	firms	firm	NOUN
cjfa-33346	178	16	exposed	expose	VERB
cjfa-33346	178	17	to	to	ADP
cjfa-33346	178	18	liquidity	liquidity	NOUN
cjfa-33346	178	19	,	,	PUNCT
cjfa-33346	178	20	thus	thus	ADV
cjfa-33346	178	21	special	special	ADJ
cjfa-33346	178	22	facilities	facility	NOUN
cjfa-33346	178	23	to	to	PART
cjfa-33346	178	24	keep	keep	VERB
cjfa-33346	178	25	lending	lend	VERB
cjfa-33346	178	26	to	to	ADP
cjfa-33346	178	27	small	small	ADJ
cjfa-33346	178	28	businesses	business	NOUN
cjfa-33346	178	29	may	may	AUX
cjfa-33346	178	30	be	be	AUX
cjfa-33346	178	31	appropriate	appropriate	ADJ
cjfa-33346	178	32	.	.	PUNCT
cjfa-33346	178	33	 	 	SPACE
cjfa-33346	179	1	references	reference	NOUN
cjfa-33346	179	2	ada	ada	PROPN
cjfa-33346	179	3	(	(	PUNCT
cjfa-33346	179	4	2017	2017	NUM
cjfa-33346	179	5	)	)	PUNCT
cjfa-33346	179	6	.	.	PUNCT
cjfa-33346	180	1	small	small	ADJ
cjfa-33346	180	2	and	and	CCONJ
cjfa-33346	180	3	growing	grow	VERB
cjfa-33346	180	4	businesses	business	NOUN
cjfa-33346	180	5	in	in	ADP
cjfa-33346	180	6	ethiopia	ethiopia	PROPN
cjfa-33346	180	7	.	.	PUNCT
cjfa-33346	181	1	brussels	brussels	PROPN
cjfa-33346	181	2	:	:	PUNCT
cjfa-33346	181	3	ada	ada	PROPN
cjfa-33346	181	4	asbl	asbl	PROPN
cjfa-33346	181	5	and	and	CCONJ
cjfa-33346	181	6	first	first	ADV
cjfa-33346	181	7	consult	consult	PROPN
cjfa-33346	181	8	plc	plc	PROPN
cjfa-33346	181	9	.	.	PUNCT
cjfa-33346	182	1	alhassan	alhassan	PROPN
cjfa-33346	182	2	,	,	PUNCT
cjfa-33346	182	3	f.	f.	PROPN
cjfa-33346	182	4	,	,	PUNCT
cjfa-33346	182	5	&	&	CCONJ
cjfa-33346	182	6	sakara	sakara	PROPN
cjfa-33346	182	7	,	,	PUNCT
cjfa-33346	182	8	a.	a.	NOUN
cjfa-33346	182	9	(	(	PUNCT
cjfa-33346	182	10	2014	2014	NUM
cjfa-33346	182	11	)	)	PUNCT
cjfa-33346	182	12	.	.	PUNCT
cjfa-33346	183	1	socio	socio	NOUN
cjfa-33346	183	2	-	-	PUNCT
cjfa-33346	183	3	economic	economic	ADJ
cjfa-33346	183	4	determinants	determinant	NOUN
cjfa-33346	183	5	of	of	ADP
cjfa-33346	183	6	small	small	ADJ
cjfa-33346	183	7	and	and	CCONJ
cjfa-33346	183	8	medium	medium	ADJ
cjfa-33346	183	9	enterprises	enterprise	NOUN
cjfa-33346	183	10	’	'	PUNCT
cjfa-33346	183	11	(	(	PUNCT
cjfa-33346	183	12	smes	sme	NOUN
cjfa-33346	183	13	)	)	PUNCT
cjfa-33346	183	14	access	access	NOUN
cjfa-33346	183	15	to	to	ADP
cjfa-33346	183	16	credit	credit	NOUN
cjfa-33346	183	17	from	from	ADP
cjfa-33346	183	18	the	the	DET
cjfa-33346	183	19	barclays	barclays	PROPN
cjfa-33346	183	20	bank	bank	NOUN
cjfa-33346	183	21	in	in	ADP
cjfa-33346	183	22	tamale	tamale	NOUN
cjfa-33346	183	23	-	-	PUNCT
cjfa-33346	183	24	ghana	ghana	PROPN
cjfa-33346	183	25	.	.	PUNCT
cjfa-33346	184	1	international	international	ADJ
cjfa-33346	184	2	journal	journal	PROPN
cjfa-33346	184	3	of	of	ADP
cjfa-33346	184	4	humanities	humanities	PROPN
cjfa-33346	184	5	&	&	CCONJ
cjfa-33346	184	6	social	social	ADJ
cjfa-33346	184	7	science	science	NOUN
cjfa-33346	184	8	studies	study	NOUN
cjfa-33346	184	9	,	,	PUNCT
cjfa-33346	184	10	1(2	1(2	NUM
cjfa-33346	184	11	)	)	PUNCT
cjfa-33346	184	12	,	,	PUNCT
cjfa-33346	184	13	26	26	NUM
cjfa-33346	184	14	-	-	SYM
cjfa-33346	184	15	36	36	NUM
cjfa-33346	184	16	.	.	PUNCT
cjfa-33346	185	1	betgilu	betgilu	PROPN
cjfa-33346	185	2	oshora	oshora	PROPN
cjfa-33346	185	3	,	,	PUNCT
cjfa-33346	185	4	maria	maria	PROPN
cjfa-33346	185	5	fekete	fekete	PROPN
cjfa-33346	185	6	-	-	PUNCT
cjfa-33346	185	7	farkas	farkas	PROPN
cjfa-33346	185	8	,	,	PUNCT
cjfa-33346	185	9	zoltan	zoltan	PROPN
cjfa-33346	185	10	zeman128	zeman128	PROPN
cjfa-33346	185	11	armstrong	armstrong	PROPN
cjfa-33346	185	12	,	,	PUNCT
cjfa-33346	185	13	a.	a.	PROPN
cjfa-33346	185	14	,	,	PUNCT
cjfa-33346	185	15	davis	davis	PROPN
cjfa-33346	185	16	,	,	PUNCT
cjfa-33346	185	17	p.	p.	PROPN
cjfa-33346	185	18	,	,	PUNCT
cjfa-33346	185	19	liadze	liadze	ADJ
cjfa-33346	185	20	,	,	PUNCT
cjfa-33346	185	21	l.	l.	PROPN
cjfa-33346	185	22	,	,	PUNCT
cjfa-33346	185	23	&	&	CCONJ
cjfa-33346	185	24	rienzo	rienzo	PROPN
cjfa-33346	185	25	,	,	PUNCT
cjfa-33346	185	26	r.	r.	PROPN
cjfa-33346	185	27	(	(	PUNCT
cjfa-33346	185	28	2013	2013	NUM
cjfa-33346	185	29	)	)	PUNCT
cjfa-33346	185	30	.	.	PUNCT
cjfa-33346	186	1	evaluating	evaluate	VERB
cjfa-33346	186	2	changes	change	NOUN
cjfa-33346	186	3	in	in	ADP
cjfa-33346	186	4	banking	banking	NOUN
cjfa-33346	186	5	lending	lending	NOUN
cjfa-33346	186	6	to	to	ADP
cjfa-33346	186	7	uk	uk	PROPN
cjfa-33346	186	8	smes	sme	NOUN
cjfa-33346	186	9	over	over	ADP
cjfa-33346	186	10	2001	2001	NUM
cjfa-33346	186	11	-	-	SYM
cjfa-33346	186	12	12	12	NUM
cjfa-33346	186	13	.	.	PUNCT
cjfa-33346	187	1	ongoing	ongoing	ADJ
cjfa-33346	187	2	tight	tight	ADJ
cjfa-33346	187	3	credit	credit	NOUN
cjfa-33346	187	4	?	?	PUNCT
cjfa-33346	188	1	niesr	niesr	PROPN
cjfa-33346	188	2	discussion	discussion	NOUN
cjfa-33346	188	3	paper	paper	NOUN
cjfa-33346	188	4	,	,	PUNCT
cjfa-33346	188	5	408	408	NUM
cjfa-33346	188	6	,	,	PUNCT
cjfa-33346	188	7	1	1	NUM
cjfa-33346	188	8	-	-	SYM
cjfa-33346	188	9	77	77	NUM
cjfa-33346	188	10	.	.	PUNCT
cjfa-33346	189	1	bateman	bateman	PROPN
cjfa-33346	189	2	,	,	PUNCT
cjfa-33346	189	3	m.	m.	NOUN
cjfa-33346	189	4	(	(	PUNCT
cjfa-33346	189	5	2011	2011	NUM
cjfa-33346	189	6	)	)	PUNCT
cjfa-33346	189	7	.	.	PUNCT
cjfa-33346	190	1	microfinance	microfinance	NOUN
cjfa-33346	190	2	as	as	ADP
cjfa-33346	190	3	a	a	DET
cjfa-33346	190	4	development	development	NOUN
cjfa-33346	190	5	and	and	CCONJ
cjfa-33346	190	6	poverty	poverty	NOUN
cjfa-33346	190	7	reduction	reduction	NOUN
cjfa-33346	190	8	policy	policy	NOUN
cjfa-33346	190	9	:	:	PUNCT
cjfa-33346	190	10	is	be	AUX
cjfa-33346	190	11	it	it	PRON
cjfa-33346	190	12	everything	everything	PRON
cjfa-33346	190	13	it	it	PRON
cjfa-33346	190	14	’s	’s	AUX
cjfa-33346	190	15	cracked	crack	VERB
cjfa-33346	190	16	up	up	ADP
cjfa-33346	190	17	to	to	PART
cjfa-33346	190	18	be	be	AUX
cjfa-33346	190	19	?	?	PUNCT
cjfa-33346	190	20	http://www.odi.org/publications/5117-microfinance-development-and-poverty-reduction-policy-it-everything-its-cracked-be	http://www.odi.org/publications/5117-microfinance-development-and-poverty-reduction-policy-it-everything-its-cracked-be	PROPN
cjfa-33346	190	21	.	.	PUNCT
cjfa-33346	191	1	becchetti	becchetti	PROPN
cjfa-33346	191	2	,	,	PUNCT
cjfa-33346	191	3	l.	l.	PROPN
cjfa-33346	191	4	,	,	PUNCT
cjfa-33346	191	5	garcia	garcia	PROPN
cjfa-33346	191	6	,	,	PUNCT
cjfa-33346	191	7	m.	m.	NOUN
cjfa-33346	191	8	,	,	PUNCT
cjfa-33346	191	9	trovato	trovato	PROPN
cjfa-33346	191	10	,	,	PUNCT
cjfa-33346	191	11	g.	g.	PROPN
cjfa-33346	191	12	,	,	PUNCT
cjfa-33346	191	13	&	&	CCONJ
cjfa-33346	191	14	garcia	garcia	PROPN
cjfa-33346	191	15	,	,	PUNCT
cjfa-33346	191	16	m.	m.	NOUN
cjfa-33346	191	17	(	(	PUNCT
cjfa-33346	191	18	2009	2009	NUM
cjfa-33346	191	19	)	)	PUNCT
cjfa-33346	191	20	.	.	PUNCT
cjfa-33346	192	1	credit	credit	NOUN
cjfa-33346	192	2	rationing	rationing	NOUN
cjfa-33346	192	3	and	and	CCONJ
cjfa-33346	192	4	credit	credit	NOUN
cjfa-33346	192	5	view	view	NOUN
cjfa-33346	192	6	:	:	PUNCT
cjfa-33346	192	7	empirical	empirical	ADJ
cjfa-33346	192	8	evidence	evidence	NOUN
cjfa-33346	192	9	from	from	ADP
cjfa-33346	192	10	loan	loan	NOUN
cjfa-33346	192	11	date	date	NOUN
cjfa-33346	192	12	.	.	PUNCT
cjfa-33346	193	1	credit	credit	NOUN
cjfa-33346	193	2	for	for	ADP
cjfa-33346	193	3	economic	economic	ADJ
cjfa-33346	193	4	and	and	CCONJ
cjfa-33346	193	5	international	international	ADJ
cjfa-33346	193	6	studies	study	NOUN
cjfa-33346	193	7	research	research	NOUN
cjfa-33346	193	8	paper	paper	NOUN
cjfa-33346	193	9	series	series	NOUN
cjfa-33346	193	10	,	,	PUNCT
cjfa-33346	193	11	17	17	NUM
cjfa-33346	193	12	,	,	PUNCT
cjfa-33346	193	13	206	206	NUM
cjfa-33346	193	14	-	-	SYM
cjfa-33346	193	15	227	227	NUM
cjfa-33346	193	16	.	.	PUNCT
cjfa-33346	194	1	chakravarty	chakravarty	NOUN
cjfa-33346	194	2	,	,	PUNCT
cjfa-33346	194	3	s.	s.	PROPN
cjfa-33346	194	4	,	,	PUNCT
cjfa-33346	194	5	&	&	CCONJ
cjfa-33346	194	6	shahriar	shahriar	PROPN
cjfa-33346	194	7	,	,	PUNCT
cjfa-33346	194	8	a.z	a.z	PROPN
cjfa-33346	194	9	.	.	PROPN
cjfa-33346	194	10	(	(	PUNCT
cjfa-33346	194	11	2010	2010	NUM
cjfa-33346	194	12	)	)	PUNCT
cjfa-33346	194	13	.	.	PUNCT
cjfa-33346	195	1	relationship	relationship	NOUN
cjfa-33346	195	2	lending	lending	NOUN
cjfa-33346	195	3	in	in	ADP
cjfa-33346	195	4	microcredit	microcredit	NOUN
cjfa-33346	195	5	:	:	PUNCT
cjfa-33346	195	6	evidence	evidence	NOUN
cjfa-33346	195	7	from	from	ADP
cjfa-33346	195	8	bangladesh	bangladesh	PROPN
cjfa-33346	195	9	.	.	PUNCT
cjfa-33346	196	1	purdue	purdue	PROPN
cjfa-33346	196	2	university	university	PROPN
cjfa-33346	196	3	working	working	NOUN
cjfa-33346	196	4	papers	paper	NOUN
cjfa-33346	196	5	,	,	PUNCT
cjfa-33346	196	6	1005	1005	NUM
cjfa-33346	196	7	,	,	PUNCT
cjfa-33346	196	8	1	1	NUM
cjfa-33346	196	9	-	-	SYM
cjfa-33346	196	10	45	45	NUM
cjfa-33346	196	11	.	.	PUNCT
cjfa-33346	197	1	cherkos	cherkos	ADJ
cjfa-33346	197	2	,	,	PUNCT
cjfa-33346	197	3	t.	t.	PROPN
cjfa-33346	197	4	,	,	PUNCT
cjfa-33346	197	5	zegeye	zegeye	NOUN
cjfa-33346	197	6	,	,	PUNCT
cjfa-33346	197	7	m.	m.	NOUN
cjfa-33346	197	8	,	,	PUNCT
cjfa-33346	197	9	tilahun	tilahun	PROPN
cjfa-33346	197	10	,	,	PUNCT
cjfa-33346	197	11	s.	s.	PROPN
cjfa-33346	197	12	,	,	PUNCT
cjfa-33346	197	13	&	&	CCONJ
cjfa-33346	197	14	avvari	avvari	ADJ
cjfa-33346	197	15	,	,	PUNCT
cjfa-33346	197	16	m.	m.	NOUN
cjfa-33346	197	17	(	(	PUNCT
cjfa-33346	197	18	2018	2018	NUM
cjfa-33346	197	19	)	)	PUNCT
cjfa-33346	197	20	.	.	PUNCT
cjfa-33346	198	1	examining	examine	VERB
cjfa-33346	198	2	significant	significant	ADJ
cjfa-33346	198	3	factors	factor	NOUN
cjfa-33346	198	4	in	in	ADP
cjfa-33346	198	5	micro	micro	ADJ
cjfa-33346	198	6	and	and	CCONJ
cjfa-33346	198	7	small	small	ADJ
cjfa-33346	198	8	enterprises	enterprise	NOUN
cjfa-33346	198	9	performance	performance	NOUN
cjfa-33346	199	1	:	:	PUNCT
cjfa-33346	199	2	case	case	NOUN
cjfa-33346	199	3	study	study	NOUN
cjfa-33346	199	4	in	in	ADP
cjfa-33346	199	5	amhara	amhara	PROPN
cjfa-33346	199	6	region	region	PROPN
cjfa-33346	199	7	,	,	PUNCT
cjfa-33346	199	8	ethiopia	ethiopia	PROPN
cjfa-33346	199	9	.	.	PROPN
cjfa-33346	199	10	journal	journal	PROPN
cjfa-33346	199	11	of	of	ADP
cjfa-33346	199	12	industrial	industrial	ADJ
cjfa-33346	199	13	engineering	engineering	PROPN
cjfa-33346	199	14	international	international	PROPN
cjfa-33346	199	15	,	,	PUNCT
cjfa-33346	199	16	14(2	14(2	NUM
cjfa-33346	199	17	)	)	PUNCT
cjfa-33346	199	18	,	,	PUNCT
cjfa-33346	199	19	227	227	NUM
cjfa-33346	199	20	-	-	SYM
cjfa-33346	199	21	239	239	NUM
cjfa-33346	199	22	.	.	PUNCT
cjfa-33346	200	1	http://dx.doi	http://dx.doi	NOUN
cjfa-33346	200	2	.	.	PUNCT
cjfa-33346	201	1	org/10.1007	org/10.1007	PROPN
cjfa-33346	201	2	/	/	SYM
cjfa-33346	201	3	s40092	s40092	PROPN
cjfa-33346	201	4	-	-	PUNCT
cjfa-33346	201	5	017	017	NUM
cjfa-33346	201	6	-	-	PUNCT
cjfa-33346	201	7	0221	0221	NUM
cjfa-33346	201	8	-	-	PUNCT
cjfa-33346	201	9	y.	y.	PROPN
cjfa-33346	201	10	desta	desta	PROPN
cjfa-33346	201	11	,	,	PUNCT
cjfa-33346	201	12	z.f	z.f	PROPN
cjfa-33346	201	13	.	.	PROPN
cjfa-33346	201	14	,	,	PUNCT
cjfa-33346	201	15	bitga	bitga	PROPN
cjfa-33346	201	16	,	,	PUNCT
cjfa-33346	201	17	a.	a.	NOUN
cjfa-33346	201	18	,	,	PUNCT
cjfa-33346	201	19	&	&	CCONJ
cjfa-33346	201	20	boyson	boyson	PROPN
cjfa-33346	201	21	,	,	PUNCT
cjfa-33346	201	22	j.	j.	PROPN
cjfa-33346	201	23	(	(	PUNCT
cjfa-33346	201	24	2018	2018	NUM
cjfa-33346	201	25	)	)	PUNCT
cjfa-33346	201	26	.	.	PUNCT
cjfa-33346	202	1	usaid	usaid	PROPN
cjfa-33346	202	2	/	/	SYM
cjfa-33346	202	3	ethiopia	ethiopia	PROPN
cjfa-33346	202	4	cross	cross	ADJ
cjfa-33346	202	5	-	-	ADJ
cjfa-33346	202	6	sectoral	sectoral	ADJ
cjfa-33346	202	7	youth	youth	NOUN
cjfa-33346	202	8	assessment	assessment	NOUN
cjfa-33346	202	9	situational	situational	ADJ
cjfa-33346	202	10	analysis	analysis	NOUN
cjfa-33346	202	11	.	.	PUNCT
cjfa-33346	203	1	washington	washington	PROPN
cjfa-33346	203	2	:	:	PUNCT
cjfa-33346	204	1	usaid	usaid	PROPN
cjfa-33346	204	2	’s	’s	PROPN
cjfa-33346	204	3	youthpower	youthpower	NOUN
cjfa-33346	204	4	.	.	PUNCT
cjfa-33346	205	1	diaz	diaz	PROPN
cjfa-33346	205	2	-	-	PUNCT
cjfa-33346	205	3	serrano	serrano	PROPN
cjfa-33346	205	4	,	,	PUNCT
cjfa-33346	205	5	l.	l.	PROPN
cjfa-33346	205	6	,	,	PUNCT
cjfa-33346	205	7	&	&	CCONJ
cjfa-33346	205	8	sackey	sackey	PROPN
cjfa-33346	205	9	,	,	PUNCT
cjfa-33346	205	10	f.g	f.g	NOUN
cjfa-33346	205	11	.	.	PROPN
cjfa-33346	205	12	(	(	PUNCT
cjfa-33346	205	13	2018	2018	NUM
cjfa-33346	205	14	)	)	PUNCT
cjfa-33346	205	15	.	.	PUNCT
cjfa-33346	206	1	microfinance	microfinance	NOUN
cjfa-33346	206	2	and	and	CCONJ
cjfa-33346	206	3	credit	credit	NOUN
cjfa-33346	206	4	rationing	rationing	NOUN
cjfa-33346	206	5	:	:	PUNCT
cjfa-33346	206	6	does	do	VERB
cjfa-33346	206	7	the	the	DET
cjfa-33346	206	8	microfinance	microfinance	NOUN
cjfa-33346	206	9	type	type	NOUN
cjfa-33346	206	10	matter	matter	NOUN
cjfa-33346	206	11	?	?	PUNCT
cjfa-33346	207	1	journal	journal	NOUN
cjfa-33346	207	2	of	of	ADP
cjfa-33346	207	3	sustainable	sustainable	ADJ
cjfa-33346	207	4	finance	finance	NOUN
cjfa-33346	207	5	and	and	CCONJ
cjfa-33346	207	6	investment	investment	NOUN
cjfa-33346	207	7	,	,	PUNCT
cjfa-33346	207	8	8(2	8(2	NUM
cjfa-33346	207	9	)	)	PUNCT
cjfa-33346	207	10	,	,	PUNCT
cjfa-33346	207	11	114-	114-	NUM
cjfa-33346	207	12	 	 	SPACE
cjfa-33346	207	13	131	131	NUM
cjfa-33346	207	14	.	.	PUNCT
cjfa-33346	208	1	http://dx.doi.org/10.1080/20430795.2017.1403181	http://dx.doi.org/10.1080/20430795.2017.1403181	PROPN
cjfa-33346	208	2	.	.	PUNCT
cjfa-33346	208	3	dinh	dinh	PROPN
cjfa-33346	208	4	,	,	PUNCT
cjfa-33346	208	5	h.t	h.t	PROPN
cjfa-33346	208	6	.	.	PROPN
cjfa-33346	208	7	,	,	PUNCT
cjfa-33346	208	8	mavridis	mavridi	NOUN
cjfa-33346	208	9	,	,	PUNCT
cjfa-33346	208	10	d.a	d.a	PROPN
cjfa-33346	208	11	.	.	PROPN
cjfa-33346	208	12	,	,	PUNCT
cjfa-33346	208	13	&	&	CCONJ
cjfa-33346	208	14	nguyen	nguyen	PROPN
cjfa-33346	208	15	,	,	PUNCT
cjfa-33346	208	16	h.	h.	PROPN
cjfa-33346	208	17	b.	b.	PROPN
cjfa-33346	208	18	(	(	PUNCT
cjfa-33346	208	19	2010	2010	NUM
cjfa-33346	208	20	)	)	PUNCT
cjfa-33346	208	21	.	.	PUNCT
cjfa-33346	209	1	the	the	DET
cjfa-33346	209	2	binding	bind	VERB
cjfa-33346	209	3	constraint	constraint	NOUN
cjfa-33346	209	4	on	on	ADP
cjfa-33346	209	5	the	the	DET
cjfa-33346	209	6	growth	growth	NOUN
cjfa-33346	209	7	of	of	ADP
cjfa-33346	209	8	firms	firm	NOUN
cjfa-33346	209	9	in	in	ADP
cjfa-33346	209	10	developing	develop	VERB
cjfa-33346	209	11	countries	country	NOUN
cjfa-33346	209	12	.	.	PUNCT
cjfa-33346	210	1	policy	policy	NOUN
cjfa-33346	210	2	research	research	NOUN
cjfa-33346	210	3	working	working	NOUN
cjfa-33346	210	4	paper	paper	NOUN
cjfa-33346	210	5	,	,	PUNCT
cjfa-33346	210	6	5485	5485	NUM
cjfa-33346	210	7	.	.	PUNCT
cjfa-33346	211	1	http://	http://	PROPN
cjfa-33346	211	2	dx.doi.org/10.1596/9780821396322_ch04	dx.doi.org/10.1596/9780821396322_ch04	PROPN
cjfa-33346	211	3	.	.	PUNCT
cjfa-33346	211	4	drbie	drbie	PROPN
cjfa-33346	211	5	,	,	PUNCT
cjfa-33346	211	6	m.	m.	NOUN
cjfa-33346	211	7	,	,	PUNCT
cjfa-33346	211	8	&	&	CCONJ
cjfa-33346	211	9	tilaye	tilaye	PROPN
cjfa-33346	211	10	,	,	PUNCT
cjfa-33346	211	11	m.b.a	m.b.a	NOUN
cjfa-33346	211	12	.	.	PUNCT
cjfa-33346	211	13	(	(	PUNCT
cjfa-33346	211	14	2013	2013	NUM
cjfa-33346	211	15	)	)	PUNCT
cjfa-33346	211	16	.	.	PUNCT
cjfa-33346	212	1	deterrents	deterrent	NOUN
cjfa-33346	212	2	to	to	ADP
cjfa-33346	212	3	the	the	DET
cjfa-33346	212	4	success	success	NOUN
cjfa-33346	212	5	of	of	ADP
cjfa-33346	212	6	micro	micro	ADJ
cjfa-33346	212	7	and	and	CCONJ
cjfa-33346	212	8	small	small	ADJ
cjfa-33346	212	9	enterprises	enterprise	NOUN
cjfa-33346	212	10	in	in	ADP
cjfa-33346	212	11	akaki	akaki	ADJ
cjfa-33346	212	12	-	-	PUNCT
cjfa-33346	212	13	kality	kality	NOUN
cjfa-33346	212	14	sub	sub	NOUN
cjfa-33346	212	15	-	-	NOUN
cjfa-33346	212	16	city	city	NOUN
cjfa-33346	212	17	.	.	PUNCT
cjfa-33346	213	1	journal	journal	PROPN
cjfa-33346	213	2	of	of	ADP
cjfa-33346	213	3	business	business	NOUN
cjfa-33346	213	4	and	and	CCONJ
cjfa-33346	213	5	administrative	administrative	ADJ
cjfa-33346	213	6	studies	study	NOUN
cjfa-33346	213	7	,	,	PUNCT
cjfa-33346	213	8	5(2	5(2	NUM
cjfa-33346	213	9	)	)	PUNCT
cjfa-33346	213	10	,	,	PUNCT
cjfa-33346	213	11	1	1	NUM
cjfa-33346	213	12	-	-	SYM
cjfa-33346	213	13	34	34	NUM
cjfa-33346	213	14	.	.	PUNCT
cjfa-33346	214	1	fdre	fdre	PROPN
cjfa-33346	214	2	(	(	PUNCT
cjfa-33346	214	3	2016	2016	NUM
cjfa-33346	214	4	)	)	PUNCT
cjfa-33346	214	5	.	.	PUNCT
cjfa-33346	215	1	federal	federal	PROPN
cjfa-33346	215	2	democratic	democratic	PROPN
cjfa-33346	215	3	republic	republic	PROPN
cjfa-33346	215	4	of	of	ADP
cjfa-33346	215	5	ethiopia	ethiopia	PROPN
cjfa-33346	215	6	volume	volume	NOUN
cjfa-33346	216	1	i	i	PRON
cjfa-33346	216	2	:	:	PUNCT
cjfa-33346	216	3	growth	growth	NOUN
cjfa-33346	216	4	and	and	CCONJ
cjfa-33346	216	5	transformation	transformation	NOUN
cjfa-33346	216	6	plan	plan	PROPN
cjfa-33346	216	7	ii	ii	PROPN
cjfa-33346	216	8	(	(	PUNCT
cjfa-33346	216	9	gtp	gtp	PROPN
cjfa-33346	216	10	ii	ii	PROPN
cjfa-33346	216	11	)	)	PUNCT
cjfa-33346	216	12	,	,	PUNCT
cjfa-33346	216	13	http://ethiopia.un.org/en/15231-growth-and-transformation-plan-ii	http://ethiopia.un.org/en/15231-growth-and-transformation-plan-ii	PROPN
cjfa-33346	216	14	.	.	PUNCT
cjfa-33346	216	15	fdre	fdre	PROPN
cjfa-33346	216	16	(	(	PUNCT
cjfa-33346	216	17	2020	2020	NUM
cjfa-33346	216	18	)	)	PUNCT
cjfa-33346	216	19	.	.	PUNCT
cjfa-33346	217	1	sustainable	sustainable	ADJ
cjfa-33346	217	2	jobs	job	NOUN
cjfa-33346	217	3	for	for	ADP
cjfa-33346	217	4	all	all	DET
cjfa-33346	217	5	:	:	PUNCT
cjfa-33346	217	6	plan	plan	NOUN
cjfa-33346	217	7	of	of	ADP
cjfa-33346	217	8	action	action	NOUN
cjfa-33346	217	9	for	for	ADP
cjfa-33346	217	10	job	job	NOUN
cjfa-33346	217	11	creation	creation	NOUN
cjfa-33346	217	12	(	(	PUNCT
cjfa-33346	217	13	2020	2020	NUM
cjfa-33346	217	14	-	-	SYM
cjfa-33346	217	15	2025	2025	NUM
cjfa-33346	217	16	)	)	PUNCT
cjfa-33346	217	17	,	,	PUNCT
cjfa-33346	217	18	brifing	brife	VERB
cjfa-33346	217	19	document	document	NOUN
cjfa-33346	217	20	by	by	ADP
cjfa-33346	217	21	job	job	NOUN
cjfa-33346	217	22	creation	creation	NOUN
cjfa-33346	217	23	comission	comission	NOUN
cjfa-33346	217	24	ethiopia	ethiopia	PROPN
cjfa-33346	217	25	,	,	PUNCT
cjfa-33346	217	26	http://www.jobscommission	http://www.jobscommission	PROPN
cjfa-33346	217	27	.	.	PUNCT
cjfa-33346	218	1	gov.et/wp-content/uploads/2019/11/national-plan-for-job-creation-brief.pdf	gov.et/wp-content/uploads/2019/11/national-plan-for-job-creation-brief.pdf	PROPN
cjfa-33346	218	2	.	.	PROPN
cjfa-33346	218	3	fowowe	fowowe	PROPN
cjfa-33346	218	4	,	,	PUNCT
cjfa-33346	218	5	b.	b.	PROPN
cjfa-33346	218	6	(	(	PUNCT
cjfa-33346	218	7	2017	2017	NUM
cjfa-33346	218	8	)	)	PUNCT
cjfa-33346	218	9	.	.	PUNCT
cjfa-33346	219	1	access	access	NOUN
cjfa-33346	219	2	to	to	ADP
cjfa-33346	219	3	finance	finance	NOUN
cjfa-33346	219	4	and	and	CCONJ
cjfa-33346	219	5	firm	firm	ADJ
cjfa-33346	219	6	performance	performance	NOUN
cjfa-33346	219	7	:	:	PUNCT
cjfa-33346	219	8	evidence	evidence	NOUN
cjfa-33346	219	9	from	from	ADP
cjfa-33346	219	10	african	african	ADJ
cjfa-33346	219	11	countries	country	NOUN
cjfa-33346	219	12	.	.	PUNCT
cjfa-33346	220	1	review	review	NOUN
cjfa-33346	220	2	of	of	ADP
cjfa-33346	220	3	development	development	NOUN
cjfa-33346	220	4	finance	finance	NOUN
cjfa-33346	220	5	,	,	PUNCT
cjfa-33346	220	6	7(1	7(1	NUM
cjfa-33346	220	7	)	)	PUNCT
cjfa-33346	220	8	,	,	PUNCT
cjfa-33346	220	9	6	6	NUM
cjfa-33346	220	10	-	-	SYM
cjfa-33346	220	11	17	17	NUM
cjfa-33346	220	12	.	.	PUNCT
cjfa-33346	221	1	http://dx.doi.org/10.1016/j	http://dx.doi.org/10.1016/j	PROPN
cjfa-33346	221	2	.	.	PUNCT
cjfa-33346	221	3	rdf.2017.01.006	rdf.2017.01.006	PROPN
cjfa-33346	221	4	.	.	PUNCT
cjfa-33346	222	1	gebreeyesus	gebreeyesus	PROPN
cjfa-33346	222	2	,	,	PUNCT
cjfa-33346	222	3	m.	m.	NOUN
cjfa-33346	222	4	,	,	PUNCT
cjfa-33346	222	5	ambachew	ambachew	ADV
cjfa-33346	222	6	,	,	PUNCT
cjfa-33346	222	7	a.	a.	NOUN
cjfa-33346	222	8	,	,	PUNCT
cjfa-33346	222	9	getahun	getahun	PROPN
cjfa-33346	222	10	,	,	PUNCT
cjfa-33346	222	11	t.	t.	PROPN
cjfa-33346	222	12	,	,	PUNCT
cjfa-33346	222	13	assefa	assefa	PROPN
cjfa-33346	222	14	,	,	PUNCT
cjfa-33346	222	15	b.	b.	PROPN
cjfa-33346	222	16	,	,	PUNCT
cjfa-33346	222	17	abebe	abebe	PROPN
cjfa-33346	222	18	,	,	PUNCT
cjfa-33346	222	19	g.	g.	PROPN
cjfa-33346	222	20	,	,	PUNCT
cjfa-33346	222	21	hassen	hassen	PROPN
cjfa-33346	222	22	,	,	PUNCT
cjfa-33346	222	23	s.	s.	PROPN
cjfa-33346	222	24	,	,	PUNCT
cjfa-33346	222	25	&	&	CCONJ
cjfa-33346	222	26	medhin	medhin	PROPN
cjfa-33346	222	27	,	,	PUNCT
cjfa-33346	222	28	h.	h.	PROPN
cjfa-33346	222	29	(	(	PUNCT
cjfa-33346	222	30	2018	2018	NUM
cjfa-33346	222	31	)	)	PUNCT
cjfa-33346	222	32	.	.	PUNCT
cjfa-33346	223	1	main	main	ADJ
cjfa-33346	223	2	features	feature	NOUN
cjfa-33346	223	3	of	of	ADP
cjfa-33346	223	4	micro	micro	ADJ
cjfa-33346	223	5	and	and	CCONJ
cjfa-33346	223	6	small	small	ADJ
cjfa-33346	223	7	manufacturing	manufacturing	NOUN
cjfa-33346	223	8	enterprises	enterprise	NOUN
cjfa-33346	223	9	in	in	ADP
cjfa-33346	223	10	ethiopia	ethiopia	PROPN
cjfa-33346	223	11	.	.	PUNCT
cjfa-33346	224	1	addis	addis	PROPN
cjfa-33346	224	2	ababa	ababa	PROPN
cjfa-33346	224	3	:	:	PUNCT
cjfa-33346	224	4	ethiopian	ethiopian	PROPN
cjfa-33346	224	5	development	development	PROPN
cjfa-33346	224	6	research	research	PROPN
cjfa-33346	224	7	institute	institute	PROPN
cjfa-33346	224	8	.	.	PUNCT
cjfa-33346	225	1	helms	helms	PROPN
cjfa-33346	225	2	,	,	PUNCT
cjfa-33346	225	3	b.	b.	PROPN
cjfa-33346	225	4	(	(	PUNCT
cjfa-33346	225	5	2006	2006	NUM
cjfa-33346	225	6	)	)	PUNCT
cjfa-33346	225	7	.	.	PUNCT
cjfa-33346	226	1	building	build	VERB
cjfa-33346	226	2	inclusive	inclusive	ADJ
cjfa-33346	226	3	financial	financial	ADJ
cjfa-33346	226	4	systems	system	NOUN
cjfa-33346	226	5	.	.	PUNCT
cjfa-33346	227	1	washington	washington	PROPN
cjfa-33346	227	2	:	:	PUNCT
cjfa-33346	227	3	world	world	PROPN
cjfa-33346	227	4	bank	bank	PROPN
cjfa-33346	227	5	group	group	NOUN
cjfa-33346	227	6	.	.	PUNCT
cjfa-33346	228	1	http://dx.doi.org/10.1596/978-0-8213-6360-7	http://dx.doi.org/10.1596/978-0-8213-6360-7	PROPN
cjfa-33346	228	2	.	.	PUNCT
cjfa-33346	229	1	ifc	ifc	NOUN
cjfa-33346	229	2	(	(	PUNCT
cjfa-33346	229	3	international	international	ADJ
cjfa-33346	229	4	finance	finance	NOUN
cjfa-33346	229	5	corporation	corporation	NOUN
cjfa-33346	229	6	)	)	PUNCT
cjfa-33346	229	7	(	(	PUNCT
cjfa-33346	229	8	2017	2017	NUM
cjfa-33346	229	9	)	)	PUNCT
cjfa-33346	229	10	.	.	PUNCT
cjfa-33346	230	1	msme	msme	NOUN
cjfa-33346	230	2	finance	finance	NOUN
cjfa-33346	230	3	gap	gap	NOUN
cjfa-33346	230	4	:	:	PUNCT
cjfa-33346	230	5	assessment	assessment	NOUN
cjfa-33346	230	6	of	of	ADP
cjfa-33346	230	7	the	the	DET
cjfa-33346	230	8	shortfalls	shortfall	NOUN
cjfa-33346	230	9	and	and	CCONJ
cjfa-33346	230	10	opportunities	opportunity	NOUN
cjfa-33346	230	11	in	in	ADP
cjfa-33346	230	12	financing	financing	NOUN
cjfa-33346	230	13	micro	micro	NOUN
cjfa-33346	230	14	,	,	PUNCT
cjfa-33346	230	15	small	small	ADJ
cjfa-33346	230	16	,	,	PUNCT
cjfa-33346	230	17	and	and	CCONJ
cjfa-33346	230	18	medium	medium	ADJ
cjfa-33346	230	19	enterprises	enterprise	NOUN
cjfa-33346	230	20	in	in	ADP
cjfa-33346	230	21	emerging	emerge	VERB
cjfa-33346	230	22	markets	market	NOUN
cjfa-33346	230	23	.	.	PUNCT
cjfa-33346	231	1	washington	washington	PROPN
cjfa-33346	231	2	:	:	PUNCT
cjfa-33346	231	3	world	world	PROPN
cjfa-33346	231	4	bank	bank	PROPN
cjfa-33346	231	5	group	group	NOUN
cjfa-33346	231	6	.	.	PUNCT
cjfa-33346	232	1	role	role	NOUN
cjfa-33346	232	2	of	of	ADP
cjfa-33346	232	3	microfinance	microfinance	NOUN
cjfa-33346	232	4	institutions	institution	NOUN
cjfa-33346	232	5	…	…	PUNCT
cjfa-33346	232	6	129	129	NUM
cjfa-33346	232	7	ilo	ilo	NOUN
cjfa-33346	232	8	(	(	PUNCT
cjfa-33346	232	9	2019	2019	NUM
cjfa-33346	232	10	)	)	PUNCT
cjfa-33346	232	11	.	.	PUNCT
cjfa-33346	233	1	world	world	NOUN
cjfa-33346	233	2	employment	employment	PROPN
cjfa-33346	233	3	social	social	ADJ
cjfa-33346	233	4	outlook	outlook	NOUN
cjfa-33346	233	5	:	:	PUNCT
cjfa-33346	233	6	trends	trend	NOUN
cjfa-33346	233	7	2019	2019	NUM
cjfa-33346	233	8	.	.	PUNCT
cjfa-33346	234	1	geneva	geneva	PROPN
cjfa-33346	234	2	:	:	PUNCT
cjfa-33346	234	3	international	international	ADJ
cjfa-33346	234	4	labour	labour	PROPN
cjfa-33346	234	5	office	office	NOUN
cjfa-33346	234	6	.	.	PUNCT
cjfa-33346	235	1	ilo	ilo	PROPN
cjfa-33346	235	2	(	(	PUNCT
cjfa-33346	235	3	2020	2020	NUM
cjfa-33346	235	4	)	)	PUNCT
cjfa-33346	235	5	.	.	PUNCT
cjfa-33346	236	1	global	global	ADJ
cjfa-33346	236	2	employment	employment	NOUN
cjfa-33346	236	3	trendsfor	trendsfor	ADP
cjfa-33346	236	4	youth	youth	NOUN
cjfa-33346	236	5	2020	2020	NUM
cjfa-33346	236	6	:	:	PUNCT
cjfa-33346	236	7	technology	technology	NOUN
cjfa-33346	236	8	and	and	CCONJ
cjfa-33346	236	9	the	the	DET
cjfa-33346	236	10	future	future	NOUN
cjfa-33346	236	11	of	of	ADP
cjfa-33346	236	12	jobs	job	NOUN
cjfa-33346	236	13	.	.	PUNCT
cjfa-33346	237	1	geneva	geneva	PROPN
cjfa-33346	237	2	:	:	PUNCT
cjfa-33346	237	3	international	international	ADJ
cjfa-33346	237	4	labour	labour	PROPN
cjfa-33346	237	5	office	office	NOUN
cjfa-33346	237	6	.	.	PUNCT
cjfa-33346	238	1	imf	imf	PROPN
cjfa-33346	238	2	(	(	PUNCT
cjfa-33346	238	3	2020	2020	NUM
cjfa-33346	238	4	)	)	PUNCT
cjfa-33346	238	5	.	.	PUNCT
cjfa-33346	239	1	the	the	DET
cjfa-33346	239	2	federal	federal	PROPN
cjfa-33346	239	3	democratic	democratic	PROPN
cjfa-33346	239	4	republic	republic	PROPN
cjfa-33346	239	5	of	of	ADP
cjfa-33346	239	6	ethiopia	ethiopia	PROPN
cjfa-33346	239	7	:	:	PUNCT
cjfa-33346	239	8	2019	2019	NUM
cjfa-33346	239	9	article	article	NOUN
cjfa-33346	239	10	iv	iv	NUM
cjfa-33346	239	11	consultation	consultation	NOUN
cjfa-33346	239	12	and	and	CCONJ
cjfa-33346	239	13	requests	request	NOUN
cjfa-33346	239	14	for	for	ADP
cjfa-33346	239	15	three	three	NUM
cjfa-33346	239	16	-	-	PUNCT
cjfa-33346	239	17	year	year	NOUN
cjfa-33346	239	18	arrangement	arrangement	NOUN
cjfa-33346	239	19	under	under	ADP
cjfa-33346	239	20	the	the	DET
cjfa-33346	239	21	extended	extended	ADJ
cjfa-33346	239	22	credit	credit	NOUN
cjfa-33346	239	23	facility	facility	NOUN
cjfa-33346	239	24	and	and	CCONJ
cjfa-33346	239	25	an	an	DET
cjfa-33346	239	26	arrangement	arrangement	NOUN
cjfa-33346	239	27	under	under	ADP
cjfa-33346	239	28	the	the	DET
cjfa-33346	239	29	extended	extended	ADJ
cjfa-33346	239	30	fund	fund	NOUN
cjfa-33346	239	31	facility	facility	NOUN
cjfa-33346	239	32	-	-	PUNCT
cjfa-33346	239	33	press	press	NOUN
cjfa-33346	239	34	release	release	NOUN
cjfa-33346	239	35	and	and	CCONJ
cjfa-33346	239	36	staff	staff	NOUN
cjfa-33346	239	37	report	report	NOUN
cjfa-33346	239	38	.	.	PUNCT
cjfa-33346	240	1	pretoria	pretoria	NOUN
cjfa-33346	240	2	:	:	PUNCT
cjfa-33346	240	3	international	international	ADJ
cjfa-33346	240	4	monetary	monetary	ADJ
cjfa-33346	240	5	fund	fund	NOUN
cjfa-33346	240	6	.	.	PUNCT
cjfa-33346	241	1	african	african	PROPN
cjfa-33346	241	2	dept	dept	PROPN
cjfa-33346	241	3	.	.	PUNCT
cjfa-33346	242	1	itc	itc	PROPN
cjfa-33346	242	2	(	(	PUNCT
cjfa-33346	242	3	2016	2016	NUM
cjfa-33346	242	4	)	)	PUNCT
cjfa-33346	242	5	.	.	PUNCT
cjfa-33346	243	1	sme	sme	NOUN
cjfa-33346	243	2	competitiveness	competitiveness	NOUN
cjfa-33346	243	3	in	in	ADP
cjfa-33346	243	4	ghana	ghana	PROPN
cjfa-33346	243	5	alliances	alliance	NOUN
cjfa-33346	243	6	for	for	ADP
cjfa-33346	243	7	action	action	NOUN
cjfa-33346	243	8	in	in	ADP
cjfa-33346	243	9	ghana	ghana	PROPN
cjfa-33346	243	10	.	.	PUNCT
cjfa-33346	244	1	geneva	geneva	PROPN
cjfa-33346	244	2	:	:	PUNCT
cjfa-33346	245	1	itc	itc	PROPN
cjfa-33346	245	2	.	.	PUNCT
cjfa-33346	245	3	itc	itc	PROPN
cjfa-33346	245	4	(	(	PUNCT
cjfa-33346	245	5	2019	2019	NUM
cjfa-33346	245	6	)	)	PUNCT
cjfa-33346	245	7	.	.	PUNCT
cjfa-33346	246	1	sme	sme	PROPN
cjfa-33346	246	2	competitiveness	competitiveness	PROPN
cjfa-33346	246	3	outlook	outlook	NOUN
cjfa-33346	246	4	2019	2019	NUM
cjfa-33346	246	5	:	:	PUNCT
cjfa-33346	246	6	big	big	ADJ
cjfa-33346	246	7	money	money	NOUN
cjfa-33346	246	8	for	for	ADP
cjfa-33346	246	9	small	small	ADJ
cjfa-33346	246	10	business	business	NOUN
cjfa-33346	246	11	.	.	PUNCT
cjfa-33346	247	1	financing	finance	VERB
cjfa-33346	247	2	the	the	DET
cjfa-33346	247	3	sustainable	sustainable	ADJ
cjfa-33346	247	4	development	development	NOUN
cjfa-33346	247	5	goals	goal	NOUN
cjfa-33346	247	6	.	.	PUNCT
cjfa-33346	248	1	geneva	geneva	PROPN
cjfa-33346	248	2	:	:	PUNCT
cjfa-33346	249	1	itc	itc	PROPN
cjfa-33346	249	2	.	.	PUNCT
cjfa-33346	249	3	jalata	jalata	PROPN
cjfa-33346	249	4	,	,	PUNCT
cjfa-33346	249	5	g.g	g.g	PROPN
cjfa-33346	249	6	.	.	PROPN
cjfa-33346	249	7	(	(	PUNCT
cjfa-33346	249	8	2014	2014	NUM
cjfa-33346	249	9	)	)	PUNCT
cjfa-33346	249	10	.	.	PUNCT
cjfa-33346	250	1	challenges	challenge	NOUN
cjfa-33346	250	2	and	and	CCONJ
cjfa-33346	250	3	opportunities	opportunity	NOUN
cjfa-33346	250	4	of	of	ADP
cjfa-33346	250	5	youth	youth	NOUN
cjfa-33346	250	6	in	in	ADP
cjfa-33346	250	7	africa	africa	PROPN
cjfa-33346	250	8	.	.	PUNCT
cjfa-33346	251	1	us	us	PROPN
cjfa-33346	251	2	-	-	PUNCT
cjfa-33346	251	3	china	china	PROPN
cjfa-33346	251	4	foreign	foreign	PROPN
cjfa-33346	251	5	language	language	NOUN
cjfa-33346	251	6	,	,	PUNCT
cjfa-33346	251	7	12(6	12(6	NUM
cjfa-33346	251	8	)	)	PUNCT
cjfa-33346	251	9	,	,	PUNCT
cjfa-33346	251	10	537	537	NUM
cjfa-33346	251	11	-	-	SYM
cjfa-33346	251	12	542	542	NUM
cjfa-33346	251	13	.	.	PUNCT
cjfa-33346	252	1	http://dx.doi.org/10.17265/1539-8080/2014.06.009	http://dx.doi.org/10.17265/1539-8080/2014.06.009	PROPN
cjfa-33346	252	2	.	.	PUNCT
cjfa-33346	252	3	ključnikov	ključnikov	PROPN
cjfa-33346	252	4	,	,	PUNCT
cjfa-33346	252	5	a.	a.	PROPN
cjfa-33346	252	6	,	,	PUNCT
cjfa-33346	252	7	majková	majková	PROPN
cjfa-33346	252	8	,	,	PUNCT
cjfa-33346	252	9	m.s	m.s	PROPN
cjfa-33346	252	10	.	.	PROPN
cjfa-33346	252	11	,	,	PUNCT
cjfa-33346	252	12	schwendemann	schwendemann	PROPN
cjfa-33346	252	13	,	,	PUNCT
cjfa-33346	252	14	a.	a.	PROPN
cjfa-33346	252	15	,	,	PUNCT
cjfa-33346	252	16	&	&	CCONJ
cjfa-33346	252	17	knogler	knogler	PROPN
cjfa-33346	252	18	,	,	PUNCT
cjfa-33346	252	19	c.	c.	PROPN
cjfa-33346	252	20	(	(	PUNCT
cjfa-33346	252	21	2016	2016	NUM
cjfa-33346	252	22	)	)	PUNCT
cjfa-33346	252	23	.	.	PUNCT
cjfa-33346	253	1	do	do	AUX
cjfa-33346	253	2	smes	sme	NOUN
cjfa-33346	253	3	in	in	ADP
cjfa-33346	253	4	slovakia	slovakia	PROPN
cjfa-33346	253	5	face	face	VERB
cjfa-33346	253	6	real	real	ADJ
cjfa-33346	253	7	difficulties	difficulty	NOUN
cjfa-33346	253	8	in	in	ADP
cjfa-33346	253	9	obtaining	obtain	VERB
cjfa-33346	253	10	financing	financing	NOUN
cjfa-33346	253	11	?	?	PUNCT
cjfa-33346	254	1	comparison	comparison	NOUN
cjfa-33346	254	2	of	of	ADP
cjfa-33346	254	3	the	the	DET
cjfa-33346	254	4	studies	study	NOUN
cjfa-33346	254	5	from	from	ADP
cjfa-33346	254	6	slovakia	slovakia	PROPN
cjfa-33346	254	7	and	and	CCONJ
cjfa-33346	254	8	the	the	DET
cjfa-33346	254	9	eu	eu	PROPN
cjfa-33346	254	10	.	.	PROPN
cjfa-33346	254	11	journal	journal	PROPN
cjfa-33346	254	12	of	of	ADP
cjfa-33346	254	13	international	international	ADJ
cjfa-33346	254	14	studies	study	NOUN
cjfa-33346	254	15	,	,	PUNCT
cjfa-33346	254	16	9(3	9(3	NUM
cjfa-33346	254	17	)	)	PUNCT
cjfa-33346	254	18	,	,	PUNCT
cjfa-33346	254	19	36	36	NUM
cjfa-33346	254	20	-	-	SYM
cjfa-33346	254	21	52	52	NUM
cjfa-33346	254	22	.	.	PUNCT
cjfa-33346	255	1	http://dx.doi	http://dx.doi	NOUN
cjfa-33346	255	2	.	.	PUNCT
cjfa-33346	256	1	org/10.14254/2071	org/10.14254/2071	PROPN
cjfa-33346	256	2	-	-	PUNCT
cjfa-33346	256	3	8330.2016/9	8330.2016/9	NUM
cjfa-33346	256	4	-	-	PUNCT
cjfa-33346	256	5	3/3	3/3	NUM
cjfa-33346	256	6	.	.	PUNCT
cjfa-33346	256	7	microfinance	microfinance	NOUN
cjfa-33346	256	8	barometer	barometer	NOUN
cjfa-33346	256	9	(	(	PUNCT
cjfa-33346	256	10	2019	2019	NUM
cjfa-33346	256	11	)	)	PUNCT
cjfa-33346	256	12	.	.	PUNCT
cjfa-33346	257	1	a	a	DET
cjfa-33346	257	2	look	look	NOUN
cjfa-33346	257	3	back	back	ADV
cjfa-33346	257	4	at	at	ADP
cjfa-33346	257	5	the	the	DET
cjfa-33346	257	6	trends	trend	NOUN
cjfa-33346	257	7	in	in	ADP
cjfa-33346	257	8	microfinance	microfinance	NOUN
cjfa-33346	257	9	,	,	PUNCT
cjfa-33346	257	10	http://www	http://www	PROPN
cjfa-33346	257	11	.	.	PUNCT
cjfa-33346	258	1	convergences.org/wp-content/uploads/2019/09/microfinance-barometer-2019_web	convergences.org/wp-content/uploads/2019/09/microfinance-barometer-2019_web	PROPN
cjfa-33346	258	2	-1.pdf	-1.pdf	NOUN
cjfa-33346	258	3	.	.	PUNCT
cjfa-33346	259	1	moser	moser	PROPN
cjfa-33346	259	2	,	,	PUNCT
cjfa-33346	259	3	r.m.b	r.m.b	NOUN
cjfa-33346	259	4	.	.	PROPN
cjfa-33346	259	5	,	,	PUNCT
cjfa-33346	259	6	&	&	CCONJ
cjfa-33346	259	7	gonzalez	gonzalez	PROPN
cjfa-33346	259	8	,	,	PUNCT
cjfa-33346	259	9	l.	l.	PROPN
cjfa-33346	259	10	(	(	PUNCT
cjfa-33346	259	11	2015	2015	NUM
cjfa-33346	259	12	)	)	PUNCT
cjfa-33346	259	13	.	.	PUNCT
cjfa-33346	260	1	green	green	ADJ
cjfa-33346	260	2	microfinance	microfinance	PROPN
cjfa-33346	260	3	:	:	PUNCT
cjfa-33346	260	4	a	a	DET
cjfa-33346	260	5	new	new	ADJ
cjfa-33346	260	6	frontier	frontier	NOUN
cjfa-33346	260	7	to	to	ADP
cjfa-33346	260	8	inclusive	inclusive	ADJ
cjfa-33346	260	9	financial	financial	ADJ
cjfa-33346	260	10	services	service	NOUN
cjfa-33346	260	11	.	.	PUNCT
cjfa-33346	261	1	revista	revista	PROPN
cjfa-33346	261	2	de	de	PROPN
cjfa-33346	261	3	administração	administração	PROPN
cjfa-33346	261	4	de	de	PROPN
cjfa-33346	261	5	empresas	empresas	PROPN
cjfa-33346	261	6	,	,	PUNCT
cjfa-33346	261	7	56(2	56(2	NOUN
cjfa-33346	261	8	)	)	PUNCT
cjfa-33346	261	9	,	,	PUNCT
cjfa-33346	261	10	242	242	NUM
cjfa-33346	261	11	-	-	SYM
cjfa-33346	261	12	250	250	NUM
cjfa-33346	261	13	.	.	PUNCT
cjfa-33346	262	1	http://	http://	PROPN
cjfa-33346	262	2	dx.doi.org/10.1590/s0034-759020160209	dx.doi.org/10.1590/s0034-759020160209	PROPN
cjfa-33346	262	3	.	.	PUNCT
cjfa-33346	263	1	nbe	nbe	PROPN
cjfa-33346	263	2	(	(	PUNCT
cjfa-33346	263	3	2016/17	2016/17	NUM
cjfa-33346	263	4	)	)	PUNCT
cjfa-33346	263	5	.	.	PUNCT
cjfa-33346	264	1	national	national	PROPN
cjfa-33346	264	2	bank	bank	PROPN
cjfa-33346	264	3	of	of	ADP
cjfa-33346	264	4	ethiopia	ethiopia	PROPN
cjfa-33346	264	5	annual	annual	ADJ
cjfa-33346	264	6	report	report	NOUN
cjfa-33346	264	7	.	.	PUNCT
cjfa-33346	265	1	addis	addis	PROPN
cjfa-33346	265	2	ababa	ababa	PROPN
cjfa-33346	265	3	:	:	PUNCT
cjfa-33346	266	1	nbe	nbe	PROPN
cjfa-33346	266	2	.	.	PUNCT
cjfa-33346	267	1	nbe	nbe	PROPN
cjfa-33346	267	2	(	(	PUNCT
cjfa-33346	267	3	2018/19	2018/19	NUM
cjfa-33346	267	4	)	)	PUNCT
cjfa-33346	267	5	.	.	PUNCT
cjfa-33346	268	1	national	national	PROPN
cjfa-33346	268	2	bank	bank	PROPN
cjfa-33346	268	3	of	of	ADP
cjfa-33346	268	4	ethiopia	ethiopia	PROPN
cjfa-33346	268	5	annual	annual	ADJ
cjfa-33346	268	6	report	report	NOUN
cjfa-33346	268	7	.	.	PUNCT
cjfa-33346	269	1	addis	addis	PROPN
cjfa-33346	269	2	ababa	ababa	PROPN
cjfa-33346	269	3	:	:	PUNCT
cjfa-33346	269	4	nbe	nbe	PROPN
cjfa-33346	269	5	.	.	PROPN
cjfa-33346	269	6	nguse	nguse	PROPN
cjfa-33346	269	7	,	,	PUNCT
cjfa-33346	269	8	t.	t.	PROPN
cjfa-33346	269	9	(	(	PUNCT
cjfa-33346	269	10	2019	2019	NUM
cjfa-33346	269	11	)	)	PUNCT
cjfa-33346	269	12	.	.	PUNCT
cjfa-33346	270	1	role	role	NOUN
cjfa-33346	270	2	of	of	ADP
cjfa-33346	270	3	microfinance	microfinance	NOUN
cjfa-33346	270	4	institutions	institution	NOUN
cjfa-33346	270	5	on	on	ADP
cjfa-33346	270	6	women	woman	NOUN
cjfa-33346	270	7	empowerment	empowerment	NOUN
cjfa-33346	270	8	in	in	ADP
cjfa-33346	270	9	case	case	NOUN
cjfa-33346	270	10	of	of	ADP
cjfa-33346	270	11	wisdom	wisdom	NOUN
cjfa-33346	270	12	microfinance	microfinance	NOUN
cjfa-33346	270	13	institution	institution	NOUN
cjfa-33346	270	14	,	,	PUNCT
cjfa-33346	270	15	dilla	dilla	PROPN
cjfa-33346	270	16	town	town	NOUN
cjfa-33346	270	17	ethiopia	ethiopia	PROPN
cjfa-33346	270	18	.	.	PUNCT
cjfa-33346	271	1	journal	journal	PROPN
cjfa-33346	271	2	of	of	ADP
cjfa-33346	271	3	advanced	advanced	ADJ
cjfa-33346	271	4	research	research	NOUN
cjfa-33346	271	5	in	in	ADP
cjfa-33346	271	6	technology	technology	NOUN
cjfa-33346	271	7	and	and	CCONJ
cjfa-33346	271	8	management	management	NOUN
cjfa-33346	271	9	sciences	science	NOUN
cjfa-33346	271	10	,	,	PUNCT
cjfa-33346	271	11	1(4	1(4	NUM
cjfa-33346	271	12	)	)	PUNCT
cjfa-33346	271	13	,	,	PUNCT
cjfa-33346	271	14	1	1	NUM
cjfa-33346	271	15	-	-	SYM
cjfa-33346	271	16	7	7	NUM
cjfa-33346	271	17	.	.	PUNCT
cjfa-33346	271	18	oshora	oshora	PROPN
cjfa-33346	271	19	,	,	PUNCT
cjfa-33346	271	20	b.	b.	PROPN
cjfa-33346	271	21	(	(	PUNCT
cjfa-33346	271	22	2016	2016	NUM
cjfa-33346	271	23	)	)	PUNCT
cjfa-33346	271	24	.	.	PUNCT
cjfa-33346	272	1	independent	independent	ADJ
cjfa-33346	272	2	variable	variable	ADJ
cjfa-33346	272	3	impact	impact	NOUN
cjfa-33346	272	4	on	on	ADP
cjfa-33346	272	5	loan	loan	NOUN
cjfa-33346	272	6	repayment	repayment	NOUN
cjfa-33346	272	7	default	default	NOUN
cjfa-33346	272	8	in	in	ADP
cjfa-33346	272	9	omo	omo	PROPN
cjfa-33346	272	10	microfinance	microfinance	NOUN
cjfa-33346	272	11	institution	institution	NOUN
cjfa-33346	272	12	konso	konso	PROPN
cjfa-33346	272	13	woreda	woreda	PROPN
cjfa-33346	272	14	.	.	PUNCT
cjfa-33346	273	1	international	international	ADJ
cjfa-33346	273	2	journal	journal	PROPN
cjfa-33346	273	3	of	of	ADP
cjfa-33346	273	4	management	management	NOUN
cjfa-33346	273	5	,	,	PUNCT
cjfa-33346	273	6	it	it	PRON
cjfa-33346	273	7	&	&	CCONJ
cjfa-33346	273	8	engineering	engineering	PROPN
cjfa-33346	273	9	,	,	PUNCT
cjfa-33346	273	10	6(10	6(10	NUM
cjfa-33346	273	11	)	)	PUNCT
cjfa-33346	273	12	,	,	PUNCT
cjfa-33346	273	13	79	79	NUM
cjfa-33346	273	14	-	-	SYM
cjfa-33346	273	15	96	96	NUM
cjfa-33346	273	16	.	.	PUNCT
cjfa-33346	274	1	peprah	peprah	PROPN
cjfa-33346	274	2	,	,	PUNCT
cjfa-33346	274	3	j.a	j.a	PROPN
cjfa-33346	274	4	.	.	PROPN
cjfa-33346	274	5	,	,	PUNCT
cjfa-33346	274	6	&	&	CCONJ
cjfa-33346	274	7	ayayi	ayayi	PROPN
cjfa-33346	274	8	,	,	PUNCT
cjfa-33346	274	9	a.g	a.g	PROPN
cjfa-33346	274	10	.	.	PROPN
cjfa-33346	274	11	(	(	PUNCT
cjfa-33346	274	12	2016	2016	NUM
cjfa-33346	274	13	)	)	PUNCT
cjfa-33346	274	14	.	.	PUNCT
cjfa-33346	275	1	return	return	NOUN
cjfa-33346	275	2	to	to	ADP
cjfa-33346	275	3	micro	micro	NOUN
cjfa-33346	275	4	-	-	NOUN
cjfa-33346	275	5	credit	credit	NOUN
cjfa-33346	275	6	on	on	ADP
cjfa-33346	275	7	small	small	ADJ
cjfa-33346	275	8	-	-	PUNCT
cjfa-33346	275	9	scale	scale	NOUN
cjfa-33346	275	10	businesses	business	NOUN
cjfa-33346	275	11	:	:	PUNCT
cjfa-33346	275	12	a	a	DET
cjfa-33346	275	13	case	case	NOUN
cjfa-33346	275	14	study	study	NOUN
cjfa-33346	275	15	of	of	ADP
cjfa-33346	275	16	ghanaian	ghanaian	PROPN
cjfa-33346	275	17	mfi	mfi	PROPN
cjfa-33346	275	18	.	.	PROPN
cjfa-33346	275	19	journal	journal	PROPN
cjfa-33346	275	20	of	of	ADP
cjfa-33346	275	21	international	international	PROPN
cjfa-33346	275	22	development	development	NOUN
cjfa-33346	275	23	,	,	PUNCT
cjfa-33346	275	24	28(4	28(4	NUM
cjfa-33346	275	25	)	)	PUNCT
cjfa-33346	275	26	,	,	PUNCT
cjfa-33346	275	27	606	606	NUM
cjfa-33346	275	28	-	-	SYM
cjfa-33346	275	29	622	622	NUM
cjfa-33346	275	30	.	.	PUNCT
cjfa-33346	276	1	http://dx.doi.org/10.1002/jid.3139	http://dx.doi.org/10.1002/jid.3139	PROPN
cjfa-33346	276	2	.	.	PUNCT
cjfa-33346	277	1	robinson	robinson	PROPN
cjfa-33346	277	2	,	,	PUNCT
cjfa-33346	277	3	m.s	m.s	PROPN
cjfa-33346	277	4	.	.	PROPN
cjfa-33346	277	5	(	(	PUNCT
cjfa-33346	277	6	2001	2001	NUM
cjfa-33346	277	7	)	)	PUNCT
cjfa-33346	277	8	.	.	PUNCT
cjfa-33346	278	1	the	the	DET
cjfa-33346	278	2	microfinance	microfinance	NOUN
cjfa-33346	278	3	revolution	revolution	NOUN
cjfa-33346	278	4	:	:	PUNCT
cjfa-33346	278	5	sustainable	sustainable	ADJ
cjfa-33346	278	6	finance	finance	NOUN
cjfa-33346	278	7	for	for	ADP
cjfa-33346	278	8	the	the	DET
cjfa-33346	278	9	poor	poor	ADJ
cjfa-33346	278	10	.	.	PUNCT
cjfa-33346	279	1	washington	washington	PROPN
cjfa-33346	279	2	:	:	PUNCT
cjfa-33346	279	3	world	world	PROPN
cjfa-33346	279	4	bank	bank	PROPN
cjfa-33346	279	5	group	group	NOUN
cjfa-33346	279	6	.	.	PUNCT
cjfa-33346	280	1	sackey	sackey	PROPN
cjfa-33346	280	2	,	,	PUNCT
cjfa-33346	280	3	f.g	f.g	NOUN
cjfa-33346	280	4	.	.	PROPN
cjfa-33346	280	5	(	(	PUNCT
cjfa-33346	280	6	2018	2018	NUM
cjfa-33346	280	7	)	)	PUNCT
cjfa-33346	280	8	.	.	PUNCT
cjfa-33346	281	1	borrower	borrower	NOUN
cjfa-33346	281	2	-	-	PUNCT
cjfa-33346	281	3	lender	lender	NOUN
cjfa-33346	281	4	relationship	relationship	NOUN
cjfa-33346	281	5	and	and	CCONJ
cjfa-33346	281	6	access	access	NOUN
cjfa-33346	281	7	to	to	ADP
cjfa-33346	281	8	commercial	commercial	ADJ
cjfa-33346	281	9	banks	bank	NOUN
cjfa-33346	281	10	’	'	PUNCT
cjfa-33346	281	11	credit	credit	NOUN
cjfa-33346	281	12	market	market	NOUN
cjfa-33346	281	13	.	.	PUNCT
cjfa-33346	282	1	journal	journal	NOUN
cjfa-33346	282	2	of	of	ADP
cjfa-33346	282	3	sustainable	sustainable	ADJ
cjfa-33346	282	4	finance	finance	NOUN
cjfa-33346	282	5	and	and	CCONJ
cjfa-33346	282	6	investment	investment	NOUN
cjfa-33346	282	7	,	,	PUNCT
cjfa-33346	282	8	9(1	9(1	NUM
cjfa-33346	282	9	)	)	PUNCT
cjfa-33346	282	10	,	,	PUNCT
cjfa-33346	282	11	33	33	NUM
cjfa-33346	282	12	-	-	SYM
cjfa-33346	282	13	44	44	NUM
cjfa-33346	282	14	.	.	PUNCT
cjfa-33346	283	1	http://	http://	PROPN
cjfa-33346	283	2	dx.doi.org/10.1080/20430795.2018.1507130	dx.doi.org/10.1080/20430795.2018.1507130	PROPN
cjfa-33346	283	3	.	.	PUNCT
cjfa-33346	284	1	singla	singla	PROPN
cjfa-33346	284	2	,	,	PUNCT
cjfa-33346	284	3	m.l	m.l	PROPN
cjfa-33346	284	4	.	.	PUNCT
cjfa-33346	284	5	(	(	PUNCT
cjfa-33346	284	6	2014	2014	NUM
cjfa-33346	284	7	)	)	PUNCT
cjfa-33346	284	8	.	.	PUNCT
cjfa-33346	285	1	microfinance	microfinance	NOUN
cjfa-33346	285	2	and	and	CCONJ
cjfa-33346	285	3	economic	economic	ADJ
cjfa-33346	285	4	development	development	NOUN
cjfa-33346	285	5	in	in	ADP
cjfa-33346	285	6	india	india	PROPN
cjfa-33346	285	7	:	:	PUNCT
cjfa-33346	285	8	growth	growth	NOUN
cjfa-33346	285	9	and	and	CCONJ
cjfa-33346	285	10	challenges	challenge	NOUN
cjfa-33346	285	11	.	.	PUNCT
cjfa-33346	286	1	international	international	ADJ
cjfa-33346	286	2	journal	journal	NOUN
cjfa-33346	286	3	of	of	ADP
cjfa-33346	286	4	research	research	NOUN
cjfa-33346	286	5	in	in	ADP
cjfa-33346	286	6	finance	finance	NOUN
cjfa-33346	286	7	and	and	CCONJ
cjfa-33346	286	8	marketing	marketing	NOUN
cjfa-33346	286	9	,	,	PUNCT
cjfa-33346	286	10	4(3	4(3	NUM
cjfa-33346	286	11	)	)	PUNCT
cjfa-33346	286	12	,	,	PUNCT
cjfa-33346	286	13	1	1	NUM
cjfa-33346	286	14	-	-	SYM
cjfa-33346	286	15	13	13	NUM
cjfa-33346	286	16	.	.	PUNCT
cjfa-33346	287	1	tiischhauser	tiischhauser	NOUN
cjfa-33346	287	2	,	,	PUNCT
cjfa-33346	287	3	k.	k.	PROPN
cjfa-33346	287	4	(	(	PUNCT
cjfa-33346	287	5	2016	2016	NUM
cjfa-33346	287	6	)	)	PUNCT
cjfa-33346	287	7	.	.	PUNCT
cjfa-33346	288	1	microfinance	microfinance	NOUN
cjfa-33346	288	2	market	market	NOUN
cjfa-33346	288	3	outlook	outlook	NOUN
cjfa-33346	288	4	.	.	PUNCT
cjfa-33346	289	1	developments	development	NOUN
cjfa-33346	289	2	,	,	PUNCT
cjfa-33346	289	3	forecasts	forecast	NOUN
cjfa-33346	289	4	,	,	PUNCT
cjfa-33346	289	5	trends	trend	NOUN
cjfa-33346	289	6	.	.	PUNCT
cjfa-33346	290	1	zurich	zurich	NOUN
cjfa-33346	290	2	:	:	PUNCT
cjfa-33346	290	3	responsability	responsability	NOUN
cjfa-33346	290	4	investments	investment	NOUN
cjfa-33346	290	5	ag	ag	PROPN
cjfa-33346	290	6	.	.	PROPN
cjfa-33346	290	7	betgilu	betgilu	PROPN
cjfa-33346	290	8	oshora	oshora	PROPN
cjfa-33346	290	9	,	,	PUNCT
cjfa-33346	290	10	maria	maria	PROPN
cjfa-33346	290	11	fekete	fekete	PROPN
cjfa-33346	290	12	-	-	PUNCT
cjfa-33346	290	13	farkas	farkas	PROPN
cjfa-33346	290	14	,	,	PUNCT
cjfa-33346	290	15	zoltan	zoltan	PROPN
cjfa-33346	290	16	zeman130	zeman130	PROPN
cjfa-33346	290	17	tra	tra	PROPN
cjfa-33346	290	18	pham	pham	PROPN
cjfa-33346	290	19	,	,	PUNCT
cjfa-33346	290	20	t.t	t.t	PROPN
cjfa-33346	290	21	.	.	PROPN
cjfa-33346	290	22	,	,	PUNCT
cjfa-33346	290	23	&	&	CCONJ
cjfa-33346	290	24	lensink	lensink	PROPN
cjfa-33346	290	25	,	,	PUNCT
cjfa-33346	290	26	r.	r.	PROPN
cjfa-33346	290	27	(	(	PUNCT
cjfa-33346	290	28	2008	2008	NUM
cjfa-33346	290	29	)	)	PUNCT
cjfa-33346	290	30	.	.	PUNCT
cjfa-33346	291	1	household	household	NOUN
cjfa-33346	291	2	borrowing	borrowing	NOUN
cjfa-33346	291	3	in	in	ADP
cjfa-33346	291	4	vietnam	vietnam	PROPN
cjfa-33346	291	5	:	:	PUNCT
cjfa-33346	291	6	a	a	DET
cjfa-33346	291	7	comparative	comparative	ADJ
cjfa-33346	291	8	study	study	NOUN
cjfa-33346	291	9	of	of	ADP
cjfa-33346	291	10	default	default	NOUN
cjfa-33346	291	11	risks	risk	NOUN
cjfa-33346	291	12	of	of	ADP
cjfa-33346	291	13	formal	formal	ADJ
cjfa-33346	291	14	,	,	PUNCT
cjfa-33346	291	15	informal	informal	ADJ
cjfa-33346	291	16	and	and	CCONJ
cjfa-33346	291	17	semi	semi	ADJ
cjfa-33346	291	18	-	-	ADJ
cjfa-33346	291	19	formal	formal	ADJ
cjfa-33346	291	20	credit	credit	NOUN
cjfa-33346	291	21	.	.	PUNCT
cjfa-33346	292	1	journal	journal	NOUN
cjfa-33346	292	2	of	of	ADP
cjfa-33346	292	3	emerging	emerge	VERB
cjfa-33346	292	4	market	market	NOUN
cjfa-33346	292	5	finance	finance	NOUN
cjfa-33346	292	6	,	,	PUNCT
cjfa-33346	292	7	7(3	7(3	NUM
cjfa-33346	292	8	)	)	PUNCT
cjfa-33346	292	9	,	,	PUNCT
cjfa-33346	292	10	237	237	NUM
cjfa-33346	292	11	-	-	SYM
cjfa-33346	292	12	261	261	NUM
cjfa-33346	292	13	.	.	PUNCT
cjfa-33346	293	1	http://dx.doi.org/10.1177/097265270800700302	http://dx.doi.org/10.1177/097265270800700302	PROPN
cjfa-33346	293	2	.	.	PUNCT
cjfa-33346	294	1	umar	umar	PROPN
cjfa-33346	294	2	,	,	PUNCT
cjfa-33346	294	3	m.	m.	NOUN
cjfa-33346	294	4	,	,	PUNCT
cjfa-33346	294	5	&	&	CCONJ
cjfa-33346	294	6	ahmed	ahmed	PROPN
cjfa-33346	294	7	,	,	PUNCT
cjfa-33346	294	8	w.	w.	PROPN
cjfa-33346	294	9	(	(	PUNCT
cjfa-33346	294	10	2017	2017	NUM
cjfa-33346	294	11	)	)	PUNCT
cjfa-33346	294	12	.	.	PUNCT
cjfa-33346	295	1	the	the	DET
cjfa-33346	295	2	role	role	NOUN
cjfa-33346	295	3	of	of	ADP
cjfa-33346	295	4	microfinance	microfinance	NOUN
cjfa-33346	295	5	on	on	ADP
cjfa-33346	295	6	poverty	poverty	NOUN
cjfa-33346	295	7	alleviation	alleviation	NOUN
cjfa-33346	295	8	and	and	CCONJ
cjfa-33346	295	9	its	its	PRON
cjfa-33346	295	10	impacts	impact	NOUN
cjfa-33346	295	11	on	on	ADP
cjfa-33346	295	12	people	people	NOUN
cjfa-33346	295	13	and	and	CCONJ
cjfa-33346	295	14	society	society	NOUN
cjfa-33346	295	15	:	:	PUNCT
cjfa-33346	295	16	evidence	evidence	NOUN
cjfa-33346	295	17	from	from	ADP
cjfa-33346	295	18	the	the	DET
cjfa-33346	295	19	grameen	grameen	PROPN
cjfa-33346	295	20	bank	bank	PROPN
cjfa-33346	295	21	.	.	PUNCT
cjfa-33346	296	1	journal	journal	PROPN
cjfa-33346	296	2	of	of	ADP
cjfa-33346	296	3	poverty	poverty	NOUN
cjfa-33346	296	4	,	,	PUNCT
cjfa-33346	296	5	investment	investment	NOUN
cjfa-33346	296	6	and	and	CCONJ
cjfa-33346	296	7	development	development	NOUN
cjfa-33346	296	8	,	,	PUNCT
cjfa-33346	296	9	38	38	NUM
cjfa-33346	296	10	,	,	PUNCT
cjfa-33346	296	11	7	7	NUM
cjfa-33346	296	12	-	-	SYM
cjfa-33346	296	13	13	13	NUM
cjfa-33346	296	14	.	.	PUNCT
cjfa-33346	297	1	united	united	PROPN
cjfa-33346	297	2	nation	nation	PROPN
cjfa-33346	297	3	economic	economic	PROPN
cjfa-33346	297	4	commision	commision	PROPN
cjfa-33346	297	5	for	for	ADP
cjfa-33346	297	6	africa	africa	PROPN
cjfa-33346	297	7	(	(	PUNCT
cjfa-33346	297	8	2020	2020	NUM
cjfa-33346	297	9	)	)	PUNCT
cjfa-33346	297	10	.	.	PUNCT
cjfa-33346	298	1	covid-19	covid-19	PROPN
cjfa-33346	298	2	in	in	ADP
cjfa-33346	298	3	africa	africa	PROPN
cjfa-33346	298	4	:	:	PUNCT
cjfa-33346	298	5	protecting	protect	VERB
cjfa-33346	298	6	lives	life	NOUN
cjfa-33346	298	7	and	and	CCONJ
cjfa-33346	298	8	economics	economic	NOUN
cjfa-33346	298	9	.	.	PUNCT
cjfa-33346	299	1	addis	addis	PROPN
cjfa-33346	299	2	ababa	ababa	PROPN
cjfa-33346	299	3	:	:	PUNCT
cjfa-33346	299	4	economic	economic	ADJ
cjfa-33346	299	5	commission	commission	PROPN
cjfa-33346	299	6	for	for	ADP
cjfa-33346	299	7	africa	africa	PROPN
cjfa-33346	299	8	.	.	PUNCT
cjfa-33346	300	1	united	united	PROPN
cjfa-33346	300	2	nations	nations	PROPN
cjfa-33346	300	3	(	(	PUNCT
cjfa-33346	300	4	2018	2018	NUM
cjfa-33346	300	5	)	)	PUNCT
cjfa-33346	300	6	.	.	PUNCT
cjfa-33346	301	1	world	world	NOUN
cjfa-33346	301	2	youth	youth	NOUN
cjfa-33346	301	3	report	report	NOUN
cjfa-33346	301	4	:	:	PUNCT
cjfa-33346	301	5	youth	youth	NOUN
cjfa-33346	301	6	and	and	CCONJ
cjfa-33346	301	7	the	the	DET
cjfa-33346	301	8	2030	2030	NUM
cjfa-33346	301	9	agenda	agenda	NOUN
cjfa-33346	301	10	for	for	ADP
cjfa-33346	301	11	sustainable	sustainable	ADJ
cjfa-33346	301	12	development	development	NOUN
cjfa-33346	301	13	.	.	PUNCT
cjfa-33346	302	1	new	new	PROPN
cjfa-33346	302	2	york	york	PROPN
cjfa-33346	302	3	:	:	PUNCT
cjfa-33346	302	4	united	united	PROPN
cjfa-33346	302	5	nations	nations	PROPN
cjfa-33346	302	6	.	.	PUNCT
cjfa-33346	303	1	united	united	PROPN
cjfa-33346	303	2	nations	nations	PROPN
cjfa-33346	303	3	(	(	PUNCT
cjfa-33346	303	4	2019	2019	NUM
cjfa-33346	303	5	)	)	PUNCT
cjfa-33346	303	6	.	.	PUNCT
cjfa-33346	304	1	a	a	DET
cjfa-33346	304	2	concise	concise	ADJ
cjfa-33346	304	3	encyclopedia	encyclopedia	NOUN
cjfa-33346	304	4	of	of	ADP
cjfa-33346	304	5	the	the	DET
cjfa-33346	304	6	united	united	PROPN
cjfa-33346	304	7	nations	nations	PROPN
cjfa-33346	304	8	.	.	PUNCT
cjfa-33346	305	1	leiden	leiden	PROPN
cjfa-33346	305	2	:	:	PUNCT
cjfa-33346	305	3	brill	brill	NOUN
cjfa-33346	305	4	publishers	publisher	NOUN
cjfa-33346	305	5	.	.	PUNCT
cjfa-33346	306	1	http://dx.doi.org/10.1163/ej.9789004180048.i-962.115	http://dx.doi.org/10.1163/ej.9789004180048.i-962.115	PROPN
cjfa-33346	306	2	.	.	PUNCT
cjfa-33346	307	1	united	united	PROPN
cjfa-33346	307	2	nations	nations	PROPN
cjfa-33346	307	3	development	development	PROPN
cjfa-33346	307	4	programme	programme	PROPN
cjfa-33346	307	5	(	(	PUNCT
cjfa-33346	307	6	undp	undp	PROPN
cjfa-33346	307	7	)	)	PUNCT
cjfa-33346	307	8	(	(	PUNCT
cjfa-33346	307	9	2018	2018	NUM
cjfa-33346	307	10	)	)	PUNCT
cjfa-33346	307	11	.	.	PUNCT
cjfa-33346	308	1	national	national	PROPN
cjfa-33346	308	2	human	human	PROPN
cjfa-33346	308	3	development	development	PROPN
cjfa-33346	308	4	report	report	NOUN
cjfa-33346	308	5	:	:	PUNCT
cjfa-33346	308	6	industrialization	industrialization	NOUN
cjfa-33346	308	7	with	with	ADP
cjfa-33346	308	8	a	a	DET
cjfa-33346	308	9	human	human	ADJ
cjfa-33346	308	10	face	face	NOUN
cjfa-33346	308	11	.	.	PUNCT
cjfa-33346	309	1	new	new	PROPN
cjfa-33346	309	2	york	york	PROPN
cjfa-33346	309	3	:	:	PUNCT
cjfa-33346	310	1	undp	undp	PROPN
cjfa-33346	310	2	.	.	PROPN
cjfa-33346	310	3	wolday	wolday	PROPN
cjfa-33346	310	4	,	,	PUNCT
cjfa-33346	310	5	a.	a.	NOUN
cjfa-33346	310	6	,	,	PUNCT
cjfa-33346	310	7	&	&	CCONJ
cjfa-33346	310	8	woldehanna	woldehanna	PROPN
cjfa-33346	310	9	,	,	PUNCT
cjfa-33346	310	10	t.w	t.w	PROPN
cjfa-33346	310	11	.	.	PROPN
cjfa-33346	310	12	(	(	PUNCT
cjfa-33346	310	13	2015	2015	NUM
cjfa-33346	310	14	)	)	PUNCT
cjfa-33346	310	15	.	.	PUNCT
cjfa-33346	311	1	access	access	NOUN
cjfa-33346	311	2	to	to	ADP
cjfa-33346	311	3	finance	finance	NOUN
cjfa-33346	311	4	:	:	PUNCT
cjfa-33346	311	5	a	a	DET
cjfa-33346	311	6	tool	tool	NOUN
cjfa-33346	311	7	to	to	PART
cjfa-33346	311	8	improve	improve	VERB
cjfa-33346	311	9	the	the	DET
cjfa-33346	311	10	performance	performance	NOUN
cjfa-33346	311	11	of	of	ADP
cjfa-33346	311	12	youthowned	youthowne	VERB
cjfa-33346	311	13	mses	ms	NOUN
cjfa-33346	311	14	in	in	ADP
cjfa-33346	311	15	ethiopia	ethiopia	PROPN
cjfa-33346	311	16	.	.	PUNCT
cjfa-33346	312	1	world	world	PROPN
cjfa-33346	312	2	bank	bank	PROPN
cjfa-33346	312	3	;	;	PUNCT
cjfa-33346	312	4	international	international	ADJ
cjfa-33346	312	5	finance	finance	NOUN
cjfa-33346	312	6	corporation	corporation	NOUN
cjfa-33346	312	7	(	(	PUNCT
cjfa-33346	312	8	2019	2019	NUM
cjfa-33346	312	9	)	)	PUNCT
cjfa-33346	312	10	.	.	PUNCT
cjfa-33346	313	1	creating	create	VERB
cjfa-33346	313	2	markets	market	NOUN
cjfa-33346	313	3	in	in	ADP
cjfa-33346	313	4	ethiopia	ethiopia	PROPN
cjfa-33346	313	5	:	:	PUNCT
cjfa-33346	313	6	sustaining	sustain	VERB
cjfa-33346	313	7	progress	progress	NOUN
cjfa-33346	313	8	towards	towards	ADP
cjfa-33346	313	9	industrialization	industrialization	NOUN
cjfa-33346	313	10	.	.	PUNCT
cjfa-33346	314	1	washington	washington	PROPN
cjfa-33346	314	2	:	:	PUNCT
cjfa-33346	314	3	world	world	PROPN
cjfa-33346	314	4	bank	bank	PROPN
cjfa-33346	314	5	group	group	NOUN
cjfa-33346	314	6	.	.	PUNCT
cjfa-33346	315	1	world	world	PROPN
cjfa-33346	315	2	bank	bank	PROPN
cjfa-33346	315	3	(	(	PUNCT
cjfa-33346	315	4	2008	2008	NUM
cjfa-33346	315	5	)	)	PUNCT
cjfa-33346	315	6	.	.	PUNCT
cjfa-33346	316	1	finance	finance	NOUN
cjfa-33346	316	2	for	for	ADP
cjfa-33346	316	3	all	all	PRON
cjfa-33346	316	4	?	?	PUNCT
cjfa-33346	317	1	policies	policy	NOUN
cjfa-33346	317	2	and	and	CCONJ
cjfa-33346	317	3	pitfalls	pitfall	NOUN
cjfa-33346	317	4	in	in	ADP
cjfa-33346	317	5	expanding	expand	VERB
cjfa-33346	317	6	access	access	NOUN
cjfa-33346	317	7	.	.	PUNCT
cjfa-33346	318	1	washington	washington	PROPN
cjfa-33346	318	2	:	:	PUNCT
cjfa-33346	318	3	world	world	PROPN
cjfa-33346	318	4	bank	bank	PROPN
cjfa-33346	318	5	group	group	NOUN
cjfa-33346	318	6	.	.	PUNCT
cjfa-33346	319	1	world	world	PROPN
cjfa-33346	319	2	bank	bank	PROPN
cjfa-33346	319	3	(	(	PUNCT
cjfa-33346	319	4	2018	2018	NUM
cjfa-33346	319	5	)	)	PUNCT
cjfa-33346	319	6	.	.	PUNCT
cjfa-33346	320	1	disruptive	disruptive	ADJ
cjfa-33346	320	2	finance	finance	NOUN
cjfa-33346	320	3	:	:	PUNCT
cjfa-33346	320	4	using	use	VERB
cjfa-33346	320	5	psychometrics	psychometric	NOUN
cjfa-33346	320	6	to	to	PART
cjfa-33346	320	7	overcome	overcome	VERB
cjfa-33346	320	8	collateral	collateral	ADJ
cjfa-33346	320	9	constraints	constraint	NOUN
cjfa-33346	320	10	in	in	ADP
cjfa-33346	320	11	ethiopia	ethiopia	PROPN
cjfa-33346	320	12	.	.	PUNCT
cjfa-33346	321	1	washington	washington	PROPN
cjfa-33346	321	2	:	:	PUNCT
cjfa-33346	321	3	world	world	PROPN
cjfa-33346	321	4	bank	bank	PROPN
cjfa-33346	321	5	group	group	NOUN
cjfa-33346	321	6	.	.	PUNCT