id	sid	tid	token	lemma	pos
cjfa-35343	1	1	date	date	NOUN
cjfa-35343	1	2	of	of	ADP
cjfa-35343	1	3	submission	submission	NOUN
cjfa-35343	1	4	:	:	PUNCT
cjfa-35343	1	5	february	february	PROPN
cjfa-35343	1	6	18	18	NUM
cjfa-35343	1	7	,	,	PUNCT
cjfa-35343	1	8	2021	2021	NUM
cjfa-35343	1	9	;	;	PUNCT
cjfa-35343	1	10	date	date	NOUN
cjfa-35343	1	11	of	of	ADP
cjfa-35343	1	12	acceptance	acceptance	NOUN
cjfa-35343	1	13	:	:	PUNCT
cjfa-35343	1	14	may	may	AUX
cjfa-35343	1	15	1	1	NUM
cjfa-35343	1	16	,	,	PUNCT
cjfa-35343	1	17	2021	2021	NUM
cjfa-35343	1	18	.	.	PUNCT
cjfa-35343	2	1	*	*	PUNCT
cjfa-35343	2	2	contact	contact	NOUN
cjfa-35343	2	3	information	information	NOUN
cjfa-35343	2	4	:	:	PUNCT
cjfa-35343	3	1	hduzakin@cu.edu.tr	hduzakin@cu.edu.tr	PROPN
cjfa-35343	3	2	,	,	PUNCT
cjfa-35343	3	3	çukurova	çukurova	VERB
cjfa-35343	3	4	university	university	NOUN
cjfa-35343	3	5	,	,	PUNCT
cjfa-35343	3	6	faculty	faculty	NOUN
cjfa-35343	3	7	of	of	ADP
cjfa-35343	3	8	economics	economic	NOUN
cjfa-35343	3	9	and	and	CCONJ
cjfa-35343	3	10	administrative	administrative	ADJ
cjfa-35343	3	11	sciences	sciences	PROPN
cjfa-35343	3	12	,	,	PUNCT
cjfa-35343	3	13	adana	adana	PROPN
cjfa-35343	3	14	,	,	PUNCT
cjfa-35343	3	15	turkey	turkey	PROPN
cjfa-35343	3	16	,	,	PUNCT
cjfa-35343	3	17	phone	phone	NOUN
cjfa-35343	3	18	:	:	PUNCT
cjfa-35343	3	19	+90	+90	NOUN
cjfa-35343	3	20	3223386084	3223386084	NUM
cjfa-35343	3	21	;	;	PUNCT
cjfa-35343	3	22	orcid	orcid	PROPN
cjfa-35343	4	1	i	i	NOUN
cjfa-35343	4	2	d	d	NOUN
cjfa-35343	4	3	:	:	PUNCT
cjfa-35343	4	4	https://orcid.org/0000-0002-8840-1815	https://orcid.org/0000-0002-8840-1815	INTJ
cjfa-35343	4	5	.	.	PUNCT
cjfa-35343	5	1	*	*	PUNCT
cjfa-35343	5	2	*	*	PUNCT
cjfa-35343	5	3	contact	contact	NOUN
cjfa-35343	5	4	information	information	NOUN
cjfa-35343	5	5	(	(	PUNCT
cjfa-35343	5	6	corresponding	correspond	VERB
cjfa-35343	5	7	author	author	NOUN
cjfa-35343	5	8	):	):	PUNCT
cjfa-35343	5	9	sureyyayilmaz@cag.edu.tr	sureyyayilmaz@cag.edu.tr	PROPN
cjfa-35343	5	10	,	,	PUNCT
cjfa-35343	5	11	çağ	çağ	ADJ
cjfa-35343	5	12	university	university	NOUN
cjfa-35343	5	13	,	,	PUNCT
cjfa-35343	5	14	faculty	faculty	NOUN
cjfa-35343	5	15	of	of	ADP
cjfa-35343	5	16	economics	economic	NOUN
cjfa-35343	5	17	and	and	CCONJ
cjfa-35343	5	18	administrative	administrative	ADJ
cjfa-35343	5	19	sciences	sciences	PROPN
cjfa-35343	5	20	,	,	PUNCT
cjfa-35343	5	21	mersin	mersin	PROPN
cjfa-35343	5	22	,	,	PUNCT
cjfa-35343	5	23	turkey	turkey	PROPN
cjfa-35343	5	24	,	,	PUNCT
cjfa-35343	5	25	phone	phone	NOUN
cjfa-35343	5	26	:	:	PUNCT
cjfa-35343	5	27	+90	+90	NOUN
cjfa-35343	5	28	3246514800	3246514800	NUM
cjfa-35343	5	29	;	;	PUNCT
cjfa-35343	5	30	orcid	orcid	PROPN
cjfa-35343	6	1	i	i	NOUN
cjfa-35343	6	2	d	d	PROPN
cjfa-35343	6	3	:	:	PUNCT
cjfa-35343	7	1	https://orcid.org/0000-0003-4150-4101	https://orcid.org/0000-0003-4150-4101	PROPN
cjfa-35343	7	2	.	.	PUNCT
cjfa-35343	7	3	copernican	copernican	PROPN
cjfa-35343	7	4	journal	journal	PROPN
cjfa-35343	7	5	of	of	ADP
cjfa-35343	7	6	finance	finance	PROPN
cjfa-35343	7	7	&	&	CCONJ
cjfa-35343	7	8	accounting	accounting	PROPN
cjfa-35343	7	9	e	e	PROPN
cjfa-35343	7	10	-	-	PROPN
cjfa-35343	7	11	issn	issn	PROPN
cjfa-35343	7	12	2300	2300	NUM
cjfa-35343	7	13	-	-	SYM
cjfa-35343	7	14	3065	3065	NUM
cjfa-35343	7	15	p	p	PROPN
cjfa-35343	7	16	-	-	PUNCT
cjfa-35343	7	17	issn	issn	PROPN
cjfa-35343	7	18	2300	2300	NUM
cjfa-35343	7	19	-	-	SYM
cjfa-35343	7	20	12402021	12402021	NUM
cjfa-35343	7	21	,	,	PUNCT
cjfa-35343	7	22	volume	volume	NOUN
cjfa-35343	7	23	10	10	NUM
cjfa-35343	7	24	,	,	PUNCT
cjfa-35343	7	25	issue	issue	NOUN
cjfa-35343	7	26	1	1	NUM
cjfa-35343	7	27	düzakın	düzakın	NOUN
cjfa-35343	7	28	,	,	PUNCT
cjfa-35343	7	29	h.	h.	PROPN
cjfa-35343	7	30	,	,	PUNCT
cjfa-35343	7	31	&	&	CCONJ
cjfa-35343	7	32	yılmaz	yılmaz	PROPN
cjfa-35343	7	33	,	,	PUNCT
cjfa-35343	7	34	s.	s.	PROPN
cjfa-35343	7	35	(	(	PUNCT
cjfa-35343	7	36	2021	2021	NUM
cjfa-35343	7	37	)	)	PUNCT
cjfa-35343	7	38	.	.	PUNCT
cjfa-35343	8	1	the	the	DET
cjfa-35343	8	2	determinants	determinant	NOUN
cjfa-35343	8	3	of	of	ADP
cjfa-35343	8	4	the	the	DET
cjfa-35343	8	5	level	level	NOUN
cjfa-35343	8	6	of	of	ADP
cjfa-35343	8	7	financial	financial	ADJ
cjfa-35343	8	8	literacy	literacy	NOUN
cjfa-35343	8	9	in	in	ADP
cjfa-35343	8	10	turkey	turkey	PROPN
cjfa-35343	8	11	.	.	PUNCT
cjfa-35343	9	1	copernican	copernican	PROPN
cjfa-35343	9	2	journal	journal	PROPN
cjfa-35343	9	3	of	of	ADP
cjfa-35343	9	4	finance	finance	PROPN
cjfa-35343	9	5	&	&	CCONJ
cjfa-35343	9	6	accounting	accounting	NOUN
cjfa-35343	9	7	,	,	PUNCT
cjfa-35343	9	8	10(1	10(1	NUM
cjfa-35343	9	9	)	)	PUNCT
cjfa-35343	9	10	,	,	PUNCT
cjfa-35343	9	11	9–30	9–30	PROPN
cjfa-35343	9	12	.	.	PUNCT
cjfa-35343	10	1	http://dx.doi.org/10.12775/	http://dx.doi.org/10.12775/	PROPN
cjfa-35343	10	2	cjfa.2021.001	cjfa.2021.001	PROPN
cjfa-35343	10	3	hatice	hatice	NOUN
cjfa-35343	10	4	düzakin	düzakin	PROPN
cjfa-35343	10	5	*	*	PUNCT
cjfa-35343	10	6	çukurova	çukurova	PROPN
cjfa-35343	10	7	university	university	NOUN
cjfa-35343	10	8	süreyya	süreyya	NOUN
cjfa-35343	10	9	yilmaz	yilmaz	PROPN
cjfa-35343	10	10	*	*	PROPN
cjfa-35343	10	11	*	*	PROPN
cjfa-35343	10	12	çağ	çağ	ADP
cjfa-35343	10	13	university	university	PROPN
cjfa-35343	10	14	the	the	DET
cjfa-35343	10	15	determinants	determinant	NOUN
cjfa-35343	10	16	of	of	ADP
cjfa-35343	10	17	the	the	DET
cjfa-35343	10	18	level	level	NOUN
cjfa-35343	10	19	of	of	ADP
cjfa-35343	10	20	financial	financial	ADJ
cjfa-35343	10	21	literacy	literacy	NOUN
cjfa-35343	10	22	in	in	ADP
cjfa-35343	10	23	turkey	turkey	NOUN
cjfa-35343	10	24	keywords	keyword	NOUN
cjfa-35343	10	25	:	:	PUNCT
cjfa-35343	10	26	financial	financial	ADJ
cjfa-35343	10	27	literacy	literacy	NOUN
cjfa-35343	10	28	,	,	PUNCT
cjfa-35343	10	29	financial	financial	ADJ
cjfa-35343	10	30	behaviour	behaviour	NOUN
cjfa-35343	10	31	,	,	PUNCT
cjfa-35343	10	32	financial	financial	ADJ
cjfa-35343	10	33	knowledge	knowledge	NOUN
cjfa-35343	10	34	,	,	PUNCT
cjfa-35343	10	35	financial	financial	ADJ
cjfa-35343	10	36	attitudes	attitude	NOUN
cjfa-35343	10	37	.	.	PUNCT
cjfa-35343	11	1	j	j	PROPN
cjfa-35343	11	2	e	e	PROPN
cjfa-35343	11	3	l	l	NOUN
cjfa-35343	11	4	classification	classification	NOUN
cjfa-35343	11	5	:	:	PUNCT
cjfa-35343	11	6	g53	g53	PROPN
cjfa-35343	11	7	.	.	PUNCT
cjfa-35343	12	1	abstract	abstract	PROPN
cjfa-35343	12	2	:	:	PUNCT
cjfa-35343	12	3	the	the	DET
cjfa-35343	12	4	main	main	ADJ
cjfa-35343	12	5	objective	objective	NOUN
cjfa-35343	12	6	of	of	ADP
cjfa-35343	12	7	this	this	DET
cjfa-35343	12	8	study	study	NOUN
cjfa-35343	12	9	was	be	AUX
cjfa-35343	12	10	to	to	PART
cjfa-35343	12	11	explain	explain	VERB
cjfa-35343	12	12	individuals	individual	NOUN
cjfa-35343	12	13	’	'	PUNCT
cjfa-35343	12	14	financial	financial	ADJ
cjfa-35343	12	15	literacy	literacy	NOUN
cjfa-35343	12	16	levels	level	NOUN
cjfa-35343	12	17	through	through	ADP
cjfa-35343	12	18	socioeconomic	socioeconomic	ADJ
cjfa-35343	12	19	and	and	CCONJ
cjfa-35343	12	20	demographic	demographic	ADJ
cjfa-35343	12	21	variables	variable	NOUN
cjfa-35343	12	22	.	.	PUNCT
cjfa-35343	13	1	a	a	DET
cjfa-35343	13	2	random	random	ADJ
cjfa-35343	13	3	sample	sample	NOUN
cjfa-35343	13	4	of	of	ADP
cjfa-35343	13	5	1000	1000	NUM
cjfa-35343	13	6	participants	participant	NOUN
cjfa-35343	13	7	was	be	AUX
cjfa-35343	13	8	recruited	recruit	VERB
cjfa-35343	13	9	from	from	ADP
cjfa-35343	13	10	turkey	turkey	PROPN
cjfa-35343	13	11	.	.	PUNCT
cjfa-35343	14	1	as	as	ADP
cjfa-35343	14	2	an	an	DET
cjfa-35343	14	3	indicator	indicator	NOUN
cjfa-35343	14	4	of	of	ADP
cjfa-35343	14	5	the	the	DET
cjfa-35343	14	6	financial	financial	ADJ
cjfa-35343	14	7	literacy	literacy	NOUN
cjfa-35343	14	8	level	level	NOUN
cjfa-35343	14	9	,	,	PUNCT
cjfa-35343	14	10	a	a	DET
cjfa-35343	14	11	measure	measure	NOUN
cjfa-35343	14	12	with	with	ADP
cjfa-35343	14	13	three	three	NUM
cjfa-35343	14	14	constructs	construct	NOUN
cjfa-35343	14	15	was	be	AUX
cjfa-35343	14	16	adopted	adopt	VERB
cjfa-35343	14	17	:	:	PUNCT
cjfa-35343	14	18	financial	financial	ADJ
cjfa-35343	14	19	attitude	attitude	NOUN
cjfa-35343	14	20	,	,	PUNCT
cjfa-35343	14	21	financial	financial	ADJ
cjfa-35343	14	22	behaviour	behaviour	NOUN
cjfa-35343	14	23	and	and	CCONJ
cjfa-35343	14	24	financial	financial	ADJ
cjfa-35343	14	25	knowledge	knowledge	NOUN
cjfa-35343	14	26	.	.	PUNCT
cjfa-35343	15	1	logit	logit	PROPN
cjfa-35343	15	2	model	model	NOUN
cjfa-35343	15	3	was	be	AUX
cjfa-35343	15	4	estimated	estimate	VERB
cjfa-35343	15	5	from	from	ADP
cjfa-35343	15	6	these	these	DET
cjfa-35343	15	7	explanatory	explanatory	ADJ
cjfa-35343	15	8	variables	variable	NOUN
cjfa-35343	15	9	:	:	PUNCT
cjfa-35343	15	10	gender	gender	NOUN
cjfa-35343	15	11	,	,	PUNCT
cjfa-35343	15	12	age	age	NOUN
cjfa-35343	15	13	,	,	PUNCT
cjfa-35343	15	14	marital	marital	ADJ
cjfa-35343	15	15	status	status	NOUN
cjfa-35343	15	16	,	,	PUNCT
cjfa-35343	15	17	number	number	NOUN
cjfa-35343	15	18	of	of	ADP
cjfa-35343	15	19	family	family	NOUN
cjfa-35343	15	20	members	member	NOUN
cjfa-35343	15	21	,	,	PUNCT
cjfa-35343	15	22	education	education	NOUN
cjfa-35343	15	23	,	,	PUNCT
cjfa-35343	15	24	income	income	NOUN
cjfa-35343	15	25	,	,	PUNCT
cjfa-35343	15	26	number	number	NOUN
cjfa-35343	15	27	of	of	ADP
cjfa-35343	15	28	persons	person	NOUN
cjfa-35343	15	29	with	with	ADP
cjfa-35343	15	30	income	income	NOUN
cjfa-35343	15	31	,	,	PUNCT
cjfa-35343	15	32	household	household	NOUN
cjfa-35343	15	33	income	income	NOUN
cjfa-35343	15	34	and	and	CCONJ
cjfa-35343	15	35	working	working	NOUN
cjfa-35343	15	36	conditions	condition	NOUN
cjfa-35343	15	37	.	.	PUNCT
cjfa-35343	16	1	in	in	ADP
cjfa-35343	16	2	the	the	DET
cjfa-35343	16	3	logit	logit	PROPN
cjfa-35343	16	4	model	model	NOUN
cjfa-35343	16	5	results	result	NOUN
cjfa-35343	16	6	,	,	PUNCT
cjfa-35343	16	7	the	the	DET
cjfa-35343	16	8	effect	effect	NOUN
cjfa-35343	16	9	of	of	ADP
cjfa-35343	16	10	gender	gender	NOUN
cjfa-35343	16	11	,	,	PUNCT
cjfa-35343	16	12	age	age	NOUN
cjfa-35343	16	13	and	and	CCONJ
cjfa-35343	16	14	education	education	NOUN
cjfa-35343	16	15	was	be	AUX
cjfa-35343	16	16	statistically	statistically	ADV
cjfa-35343	16	17	significant	significant	ADJ
cjfa-35343	16	18	and	and	CCONJ
cjfa-35343	16	19	positive	positive	ADJ
cjfa-35343	16	20	.	.	PUNCT
cjfa-35343	17	1	the	the	DET
cjfa-35343	17	2	results	result	NOUN
cjfa-35343	17	3	emphasized	emphasize	VERB
cjfa-35343	17	4	that	that	SCONJ
cjfa-35343	17	5	there	there	PRON
cjfa-35343	17	6	is	be	VERB
cjfa-35343	17	7	a	a	DET
cjfa-35343	17	8	relationship	relationship	NOUN
cjfa-35343	17	9	between	between	ADP
cjfa-35343	17	10	financial	financial	ADJ
cjfa-35343	17	11	literacy	literacy	NOUN
cjfa-35343	17	12	level	level	NOUN
cjfa-35343	17	13	and	and	CCONJ
cjfa-35343	17	14	hatice	hatice	NOUN
cjfa-35343	17	15	düzakın	düzakın	NOUN
cjfa-35343	17	16	,	,	PUNCT
cjfa-35343	17	17	süreyya	süreyya	ADJ
cjfa-35343	17	18	yılmaz10	yılmaz10	NOUN
cjfa-35343	17	19	gender	gender	NOUN
cjfa-35343	17	20	,	,	PUNCT
cjfa-35343	17	21	age	age	NOUN
cjfa-35343	17	22	and	and	CCONJ
cjfa-35343	17	23	education	education	NOUN
cjfa-35343	17	24	.	.	PUNCT
cjfa-35343	18	1	additionally	additionally	ADV
cjfa-35343	18	2	,	,	PUNCT
cjfa-35343	18	3	the	the	DET
cjfa-35343	18	4	results	result	NOUN
cjfa-35343	18	5	of	of	ADP
cjfa-35343	18	6	this	this	DET
cjfa-35343	18	7	study	study	NOUN
cjfa-35343	18	8	indicated	indicate	VERB
cjfa-35343	18	9	that	that	SCONJ
cjfa-35343	18	10	the	the	DET
cjfa-35343	18	11	level	level	NOUN
cjfa-35343	18	12	of	of	ADP
cjfa-35343	18	13	financial	financial	ADJ
cjfa-35343	18	14	literacy	literacy	NOUN
cjfa-35343	18	15	is	be	AUX
cjfa-35343	18	16	52.9	52.9	NUM
cjfa-35343	18	17	%	%	NOUN
cjfa-35343	18	18	in	in	ADP
cjfa-35343	18	19	turkey	turkey	NOUN
cjfa-35343	18	20	.	.	PUNCT
cjfa-35343	18	21	 	 	SPACE
cjfa-35343	19	1	introduction	introduction	NOUN
cjfa-35343	19	2	capital	capital	NOUN
cjfa-35343	19	3	markets	market	NOUN
cjfa-35343	19	4	are	be	AUX
cjfa-35343	19	5	seen	see	VERB
cjfa-35343	19	6	as	as	ADP
cjfa-35343	19	7	one	one	NUM
cjfa-35343	19	8	of	of	ADP
cjfa-35343	19	9	the	the	DET
cjfa-35343	19	10	crucial	crucial	ADJ
cjfa-35343	19	11	financing	financing	NOUN
cjfa-35343	19	12	options	option	NOUN
cjfa-35343	19	13	in	in	ADP
cjfa-35343	19	14	the	the	DET
cjfa-35343	19	15	economic	economic	ADJ
cjfa-35343	19	16	growth	growth	NOUN
cjfa-35343	19	17	of	of	ADP
cjfa-35343	19	18	countries	country	NOUN
cjfa-35343	19	19	.	.	PUNCT
cjfa-35343	20	1	for	for	ADP
cjfa-35343	20	2	this	this	DET
cjfa-35343	20	3	purpose	purpose	NOUN
cjfa-35343	20	4	,	,	PUNCT
cjfa-35343	20	5	development	development	NOUN
cjfa-35343	20	6	of	of	ADP
cjfa-35343	20	7	supply	supply	NOUN
cjfa-35343	20	8	and	and	CCONJ
cjfa-35343	20	9	demand	demand	NOUN
cjfa-35343	20	10	in	in	ADP
cjfa-35343	20	11	capital	capital	NOUN
cjfa-35343	20	12	markets	market	NOUN
cjfa-35343	20	13	has	have	AUX
cjfa-35343	20	14	become	become	VERB
cjfa-35343	20	15	one	one	NUM
cjfa-35343	20	16	of	of	ADP
cjfa-35343	20	17	the	the	DET
cjfa-35343	20	18	top	top	ADJ
cjfa-35343	20	19	priority	priority	NOUN
cjfa-35343	20	20	issues	issue	NOUN
cjfa-35343	20	21	in	in	ADP
cjfa-35343	20	22	terms	term	NOUN
cjfa-35343	20	23	of	of	ADP
cjfa-35343	20	24	countries	country	NOUN
cjfa-35343	20	25	.	.	PUNCT
cjfa-35343	21	1	development	development	NOUN
cjfa-35343	21	2	of	of	ADP
cjfa-35343	21	3	supply	supply	NOUN
cjfa-35343	21	4	and	and	CCONJ
cjfa-35343	21	5	demand	demand	NOUN
cjfa-35343	21	6	in	in	ADP
cjfa-35343	21	7	the	the	DET
cjfa-35343	21	8	market	market	NOUN
cjfa-35343	21	9	depends	depend	VERB
cjfa-35343	21	10	on	on	ADP
cjfa-35343	21	11	increasing	increase	VERB
cjfa-35343	21	12	savings	saving	NOUN
cjfa-35343	21	13	and	and	CCONJ
cjfa-35343	21	14	using	use	VERB
cjfa-35343	21	15	the	the	DET
cjfa-35343	21	16	options	option	NOUN
cjfa-35343	21	17	of	of	ADP
cjfa-35343	21	18	the	the	DET
cjfa-35343	21	19	individuals	individual	NOUN
cjfa-35343	21	20	who	who	PRON
cjfa-35343	21	21	make	make	VERB
cjfa-35343	21	22	savings	saving	NOUN
cjfa-35343	21	23	effectively	effectively	ADV
cjfa-35343	21	24	.	.	PUNCT
cjfa-35343	22	1	in	in	ADP
cjfa-35343	22	2	addition	addition	NOUN
cjfa-35343	22	3	to	to	ADP
cjfa-35343	22	4	financing	financing	NOUN
cjfa-35343	22	5	individuals	individual	NOUN
cjfa-35343	22	6	’	'	PUNCT
cjfa-35343	22	7	incomes	income	NOUN
cjfa-35343	22	8	correctly	correctly	ADV
cjfa-35343	22	9	,	,	PUNCT
cjfa-35343	22	10	being	be	AUX
cjfa-35343	22	11	able	able	ADJ
cjfa-35343	22	12	to	to	PART
cjfa-35343	22	13	direct	direct	VERB
cjfa-35343	22	14	them	they	PRON
cjfa-35343	22	15	to	to	ADP
cjfa-35343	22	16	the	the	DET
cjfa-35343	22	17	right	right	ADJ
cjfa-35343	22	18	investments	investment	NOUN
cjfa-35343	22	19	and	and	CCONJ
cjfa-35343	22	20	savings	saving	NOUN
cjfa-35343	22	21	is	be	AUX
cjfa-35343	22	22	defined	define	VERB
cjfa-35343	22	23	as	as	ADP
cjfa-35343	22	24	“	"	PUNCT
cjfa-35343	22	25	financial	financial	ADJ
cjfa-35343	22	26	literacy	literacy	NOUN
cjfa-35343	22	27	”	"	PUNCT
cjfa-35343	22	28	.	.	PUNCT
cjfa-35343	23	1	financial	financial	ADJ
cjfa-35343	23	2	literacy	literacy	NOUN
cjfa-35343	23	3	is	be	AUX
cjfa-35343	23	4	expressed	express	VERB
cjfa-35343	23	5	in	in	ADP
cjfa-35343	23	6	its	its	PRON
cjfa-35343	23	7	most	most	ADV
cjfa-35343	23	8	general	general	ADJ
cjfa-35343	23	9	form	form	NOUN
cjfa-35343	23	10	as	as	ADP
cjfa-35343	23	11	,	,	PUNCT
cjfa-35343	23	12	“	"	PUNCT
cjfa-35343	23	13	the	the	DET
cjfa-35343	23	14	skill	skill	NOUN
cjfa-35343	23	15	,	,	PUNCT
cjfa-35343	23	16	motivation	motivation	NOUN
cjfa-35343	23	17	and	and	CCONJ
cjfa-35343	23	18	confidence	confidence	NOUN
cjfa-35343	23	19	of	of	ADP
cjfa-35343	23	20	having	have	VERB
cjfa-35343	23	21	knowledge	knowledge	NOUN
cjfa-35343	23	22	and	and	CCONJ
cjfa-35343	23	23	an	an	DET
cjfa-35343	23	24	understanding	understanding	NOUN
cjfa-35343	23	25	on	on	ADP
cjfa-35343	23	26	financial	financial	ADJ
cjfa-35343	23	27	concepts	concept	NOUN
cjfa-35343	23	28	and	and	CCONJ
cjfa-35343	23	29	risks	risk	NOUN
cjfa-35343	23	30	,	,	PUNCT
cjfa-35343	23	31	making	make	VERB
cjfa-35343	23	32	effective	effective	ADJ
cjfa-35343	23	33	decisions	decision	NOUN
cjfa-35343	23	34	with	with	ADP
cjfa-35343	23	35	these	these	DET
cjfa-35343	23	36	knowledges	knowledge	NOUN
cjfa-35343	23	37	and	and	CCONJ
cjfa-35343	23	38	understanding	understanding	NOUN
cjfa-35343	23	39	in	in	ADP
cjfa-35343	23	40	different	different	ADJ
cjfa-35343	23	41	financial	financial	ADJ
cjfa-35343	23	42	contexts	contexts	NOUN
cjfa-35343	23	43	,	,	PUNCT
cjfa-35343	23	44	developing	develop	VERB
cjfa-35343	23	45	the	the	DET
cjfa-35343	23	46	financial	financial	ADJ
cjfa-35343	23	47	well	well	NOUN
cjfa-35343	23	48	being	being	NOUN
cjfa-35343	23	49	of	of	ADP
cjfa-35343	23	50	the	the	DET
cjfa-35343	23	51	society	society	NOUN
cjfa-35343	23	52	and	and	CCONJ
cjfa-35343	23	53	using	use	VERB
cjfa-35343	23	54	it	it	PRON
cjfa-35343	23	55	to	to	PART
cjfa-35343	23	56	facilitate	facilitate	VERB
cjfa-35343	23	57	participation	participation	NOUN
cjfa-35343	23	58	in	in	ADP
cjfa-35343	23	59	economic	economic	ADJ
cjfa-35343	23	60	life	life	NOUN
cjfa-35343	23	61	.	.	PUNCT
cjfa-35343	23	62	”	"	PUNCT
cjfa-35343	24	1	(	(	PUNCT
cjfa-35343	24	2	oecd	oecd	PROPN
cjfa-35343	24	3	,	,	PUNCT
cjfa-35343	24	4	2013	2013	NUM
cjfa-35343	24	5	)	)	PUNCT
cjfa-35343	24	6	.	.	PUNCT
cjfa-35343	25	1	as	as	ADP
cjfa-35343	25	2	a	a	DET
cjfa-35343	25	3	result	result	NOUN
cjfa-35343	25	4	of	of	ADP
cjfa-35343	25	5	the	the	DET
cjfa-35343	25	6	increasing	increase	VERB
cjfa-35343	25	7	significance	significance	NOUN
cjfa-35343	25	8	of	of	ADP
cjfa-35343	25	9	financial	financial	ADJ
cjfa-35343	25	10	literacy	literacy	NOUN
cjfa-35343	25	11	,	,	PUNCT
cjfa-35343	25	12	studies	study	NOUN
cjfa-35343	25	13	have	have	AUX
cjfa-35343	25	14	started	start	VERB
cjfa-35343	25	15	to	to	PART
cjfa-35343	25	16	determine	determine	VERB
cjfa-35343	25	17	the	the	DET
cjfa-35343	25	18	level	level	NOUN
cjfa-35343	25	19	of	of	ADP
cjfa-35343	25	20	financial	financial	ADJ
cjfa-35343	25	21	literacy	literacy	NOUN
cjfa-35343	25	22	in	in	ADP
cjfa-35343	25	23	developing	develop	VERB
cjfa-35343	25	24	and	and	CCONJ
cjfa-35343	25	25	developed	developed	ADJ
cjfa-35343	25	26	countries	country	NOUN
cjfa-35343	25	27	.	.	PUNCT
cjfa-35343	26	1	as	as	ADP
cjfa-35343	26	2	a	a	DET
cjfa-35343	26	3	result	result	NOUN
cjfa-35343	26	4	of	of	ADP
cjfa-35343	26	5	studies	study	NOUN
cjfa-35343	26	6	,	,	PUNCT
cjfa-35343	26	7	it	it	PRON
cjfa-35343	26	8	has	have	AUX
cjfa-35343	26	9	been	be	AUX
cjfa-35343	26	10	determined	determine	VERB
cjfa-35343	26	11	that	that	SCONJ
cjfa-35343	26	12	levels	level	NOUN
cjfa-35343	26	13	of	of	ADP
cjfa-35343	26	14	financial	financial	ADJ
cjfa-35343	26	15	literacy	literacy	NOUN
cjfa-35343	26	16	are	be	AUX
cjfa-35343	26	17	low	low	ADJ
cjfa-35343	26	18	around	around	ADP
cjfa-35343	26	19	the	the	DET
cjfa-35343	26	20	world	world	NOUN
cjfa-35343	26	21	(	(	PUNCT
cjfa-35343	26	22	chen	chen	PROPN
cjfa-35343	26	23	&	&	CCONJ
cjfa-35343	26	24	volpe	volpe	PROPN
cjfa-35343	26	25	,	,	PUNCT
cjfa-35343	26	26	1998	1998	NUM
cjfa-35343	26	27	;	;	PUNCT
cjfa-35343	26	28	furtuna	furtuna	PROPN
cjfa-35343	26	29	,	,	PUNCT
cjfa-35343	26	30	2007	2007	NUM
cjfa-35343	26	31	;	;	PUNCT
cjfa-35343	26	32	çam	çam	NOUN
cjfa-35343	26	33	&	&	CCONJ
cjfa-35343	26	34	barut	barut	NOUN
cjfa-35343	26	35	,	,	PUNCT
cjfa-35343	26	36	2015	2015	NUM
cjfa-35343	26	37	)	)	PUNCT
cjfa-35343	26	38	,	,	PUNCT
cjfa-35343	26	39	the	the	DET
cjfa-35343	26	40	potential	potential	ADJ
cjfa-35343	26	41	cost	cost	NOUN
cjfa-35343	26	42	of	of	ADP
cjfa-35343	26	43	low	low	ADJ
cjfa-35343	26	44	financial	financial	ADJ
cjfa-35343	26	45	literacy	literacy	NOUN
cjfa-35343	26	46	levels	level	NOUN
cjfa-35343	26	47	have	have	AUX
cjfa-35343	26	48	been	be	AUX
cjfa-35343	26	49	revealed	reveal	VERB
cjfa-35343	26	50	worldwide	worldwide	ADV
cjfa-35343	26	51	with	with	ADP
cjfa-35343	26	52	financial	financial	ADJ
cjfa-35343	26	53	crises	crisis	NOUN
cjfa-35343	26	54	,	,	PUNCT
cjfa-35343	26	55	and	and	CCONJ
cjfa-35343	26	56	this	this	PRON
cjfa-35343	26	57	had	have	AUX
cjfa-35343	26	58	led	lead	VERB
cjfa-35343	26	59	countries	country	NOUN
cjfa-35343	26	60	to	to	PART
cjfa-35343	26	61	develop	develop	VERB
cjfa-35343	26	62	financial	financial	ADJ
cjfa-35343	26	63	education	education	NOUN
cjfa-35343	26	64	strategies	strategy	NOUN
cjfa-35343	26	65	.	.	PUNCT
cjfa-35343	27	1	for	for	ADP
cjfa-35343	27	2	the	the	DET
cjfa-35343	27	3	purpose	purpose	NOUN
cjfa-35343	27	4	of	of	ADP
cjfa-35343	27	5	increasing	increase	VERB
cjfa-35343	27	6	the	the	DET
cjfa-35343	27	7	level	level	NOUN
cjfa-35343	27	8	of	of	ADP
cjfa-35343	27	9	financial	financial	ADJ
cjfa-35343	27	10	prosperity	prosperity	NOUN
cjfa-35343	27	11	,	,	PUNCT
cjfa-35343	27	12	institutions	institution	NOUN
cjfa-35343	27	13	and	and	CCONJ
cjfa-35343	27	14	organisations	organisation	NOUN
cjfa-35343	27	15	continue	continue	VERB
cjfa-35343	27	16	their	their	PRON
cjfa-35343	27	17	work	work	NOUN
cjfa-35343	27	18	including	include	VERB
cjfa-35343	27	19	the	the	DET
cjfa-35343	27	20	“	"	PUNCT
cjfa-35343	27	21	international	international	ADJ
cjfa-35343	27	22	gateway	gateway	NOUN
cjfa-35343	27	23	for	for	ADP
cjfa-35343	27	24	financial	financial	ADJ
cjfa-35343	27	25	education	education	NOUN
cjfa-35343	27	26	”	"	PUNCT
cjfa-35343	27	27	,	,	PUNCT
cjfa-35343	27	28	financial	financial	ADJ
cjfa-35343	27	29	education	education	NOUN
cjfa-35343	27	30	programmes	programme	NOUN
cjfa-35343	27	31	and	and	CCONJ
cjfa-35343	27	32	jumpstart	jumpstart	NOUN
cjfa-35343	27	33	by	by	ADP
cjfa-35343	27	34	the	the	DET
cjfa-35343	27	35	organisation	organisation	NOUN
cjfa-35343	27	36	for	for	ADP
cjfa-35343	27	37	economic	economic	ADJ
cjfa-35343	27	38	cooperation	cooperation	NOUN
cjfa-35343	27	39	and	and	CCONJ
cjfa-35343	27	40	development	development	NOUN
cjfa-35343	27	41	(	(	PUNCT
cjfa-35343	27	42	oecd	oecd	PROPN
cjfa-35343	27	43	)	)	PUNCT
cjfa-35343	27	44	,	,	PUNCT
cjfa-35343	27	45	financial	financial	ADJ
cjfa-35343	27	46	literacy	literacy	NOUN
cjfa-35343	27	47	programmes	programme	NOUN
cjfa-35343	27	48	organised	organise	VERB
cjfa-35343	27	49	by	by	ADP
cjfa-35343	27	50	the	the	DET
cjfa-35343	27	51	world	world	PROPN
cjfa-35343	27	52	bank	bank	PROPN
cjfa-35343	27	53	and	and	CCONJ
cjfa-35343	27	54	the	the	DET
cjfa-35343	27	55	programme	programme	NOUN
cjfa-35343	27	56	for	for	ADP
cjfa-35343	27	57	international	international	ADJ
cjfa-35343	27	58	student	student	NOUN
cjfa-35343	27	59	assessment	assessment	NOUN
cjfa-35343	27	60	(	(	PUNCT
cjfa-35343	27	61	pisa	pisa	PROPN
cjfa-35343	27	62	)	)	PUNCT
cjfa-35343	27	63	,	,	PUNCT
cjfa-35343	27	64	financial	financial	ADJ
cjfa-35343	27	65	literacy	literacy	NOUN
cjfa-35343	27	66	programmes	programme	NOUN
cjfa-35343	27	67	by	by	ADP
cjfa-35343	27	68	the	the	DET
cjfa-35343	27	69	financial	financial	ADJ
cjfa-35343	27	70	literacy	literacy	NOUN
cjfa-35343	27	71	association	association	NOUN
cjfa-35343	27	72	(	(	PUNCT
cjfa-35343	27	73	foder	foder	PROPN
cjfa-35343	27	74	)	)	PUNCT
cjfa-35343	27	75	in	in	ADP
cjfa-35343	27	76	turkey	turkey	NOUN
cjfa-35343	27	77	and	and	CCONJ
cjfa-35343	27	78	initiatives	initiative	NOUN
cjfa-35343	27	79	by	by	ADP
cjfa-35343	27	80	the	the	DET
cjfa-35343	27	81	national	national	PROPN
cjfa-35343	27	82	endowment	endowment	NOUN
cjfa-35343	27	83	for	for	ADP
cjfa-35343	27	84	financial	financial	ADJ
cjfa-35343	27	85	education	education	NOUN
cjfa-35343	27	86	(	(	PUNCT
cjfa-35343	27	87	nefe	nefe	ADJ
cjfa-35343	27	88	)	)	PUNCT
cjfa-35343	27	89	in	in	ADP
cjfa-35343	27	90	the	the	DET
cjfa-35343	27	91	united	united	PROPN
cjfa-35343	27	92	states	states	PROPN
cjfa-35343	27	93	.	.	PUNCT
cjfa-35343	28	1	the	the	DET
cjfa-35343	28	2	main	main	ADJ
cjfa-35343	28	3	reason	reason	NOUN
cjfa-35343	28	4	for	for	ADP
cjfa-35343	28	5	this	this	PRON
cjfa-35343	28	6	is	be	AUX
cjfa-35343	28	7	that	that	SCONJ
cjfa-35343	28	8	individuals	individual	NOUN
cjfa-35343	28	9	’	'	PUNCT
cjfa-35343	28	10	management	management	NOUN
cjfa-35343	28	11	of	of	ADP
cjfa-35343	28	12	their	their	PRON
cjfa-35343	28	13	financial	financial	ADJ
cjfa-35343	28	14	lives	life	NOUN
cjfa-35343	28	15	is	be	AUX
cjfa-35343	28	16	as	as	ADV
cjfa-35343	28	17	important	important	ADJ
cjfa-35343	28	18	as	as	ADP
cjfa-35343	28	19	managing	manage	VERB
cjfa-35343	28	20	the	the	DET
cjfa-35343	28	21	national	national	ADJ
cjfa-35343	28	22	economy	economy	NOUN
cjfa-35343	28	23	.	.	PUNCT
cjfa-35343	29	1	the	the	DET
cjfa-35343	29	2	motivation	motivation	NOUN
cjfa-35343	29	3	of	of	ADP
cjfa-35343	29	4	this	this	DET
cjfa-35343	29	5	study	study	NOUN
cjfa-35343	29	6	was	be	AUX
cjfa-35343	29	7	to	to	PART
cjfa-35343	29	8	determine	determine	VERB
cjfa-35343	29	9	the	the	DET
cjfa-35343	29	10	relationship	relationship	NOUN
cjfa-35343	29	11	between	between	ADP
cjfa-35343	29	12	financial	financial	ADJ
cjfa-35343	29	13	literacy	literacy	NOUN
cjfa-35343	29	14	and	and	CCONJ
cjfa-35343	29	15	savings	saving	NOUN
cjfa-35343	29	16	that	that	PRON
cjfa-35343	29	17	contribute	contribute	VERB
cjfa-35343	29	18	to	to	ADP
cjfa-35343	29	19	countries	country	NOUN
cjfa-35343	29	20	’	'	PUNCT
cjfa-35343	29	21	economies	economy	NOUN
cjfa-35343	29	22	in	in	ADP
cjfa-35343	29	23	the	the	DET
cjfa-35343	29	24	long	long	ADJ
cjfa-35343	29	25	term	term	NOUN
cjfa-35343	29	26	and	and	CCONJ
cjfa-35343	29	27	how	how	SCONJ
cjfa-35343	29	28	they	they	PRON
cjfa-35343	29	29	are	be	AUX
cjfa-35343	29	30	evaluated	evaluate	VERB
cjfa-35343	29	31	by	by	ADP
cjfa-35343	29	32	individuals	individual	NOUN
cjfa-35343	29	33	.	.	PUNCT
cjfa-35343	30	1	in	in	ADP
cjfa-35343	30	2	this	this	DET
cjfa-35343	30	3	study	study	NOUN
cjfa-35343	30	4	,	,	PUNCT
cjfa-35343	30	5	therefore	therefore	ADV
cjfa-35343	30	6	,	,	PUNCT
cjfa-35343	30	7	it	it	PRON
cjfa-35343	30	8	was	be	AUX
cjfa-35343	30	9	aimed	aim	VERB
cjfa-35343	30	10	to	to	PART
cjfa-35343	30	11	determine	determine	VERB
cjfa-35343	30	12	the	the	DET
cjfa-35343	30	13	level	level	NOUN
cjfa-35343	30	14	of	of	ADP
cjfa-35343	30	15	financial	financial	ADJ
cjfa-35343	30	16	literacy	literacy	NOUN
cjfa-35343	30	17	in	in	ADP
cjfa-35343	30	18	turkey	turkey	NOUN
cjfa-35343	30	19	.	.	PUNCT
cjfa-35343	31	1	along	along	ADP
cjfa-35343	31	2	with	with	ADP
cjfa-35343	31	3	this	this	PRON
cjfa-35343	31	4	,	,	PUNCT
cjfa-35343	31	5	avoiding	avoid	VERB
cjfa-35343	31	6	unnecessary	unnecessary	ADJ
cjfa-35343	31	7	the	the	DET
cjfa-35343	31	8	determinants	determinant	NOUN
cjfa-35343	31	9	of	of	ADP
cjfa-35343	31	10	the	the	DET
cjfa-35343	31	11	level	level	NOUN
cjfa-35343	31	12	of	of	ADP
cjfa-35343	31	13	financial	financial	ADJ
cjfa-35343	31	14	literacy	literacy	NOUN
cjfa-35343	31	15	in	in	ADP
cjfa-35343	31	16	turkey	turkey	NOUN
cjfa-35343	31	17	11	11	NUM
cjfa-35343	31	18	expenses	expense	NOUN
cjfa-35343	31	19	and	and	CCONJ
cjfa-35343	31	20	transitioning	transition	VERB
cjfa-35343	31	21	from	from	ADP
cjfa-35343	31	22	a	a	DET
cjfa-35343	31	23	consumer	consumer	NOUN
cjfa-35343	31	24	society	society	NOUN
cjfa-35343	31	25	to	to	ADP
cjfa-35343	31	26	a	a	DET
cjfa-35343	31	27	knowledge	knowledge	NOUN
cjfa-35343	31	28	,	,	PUNCT
cjfa-35343	31	29	economy	economy	NOUN
cjfa-35343	31	30	and	and	CCONJ
cjfa-35343	31	31	technology	technology	NOUN
cjfa-35343	31	32	society	society	NOUN
cjfa-35343	31	33	will	will	AUX
cjfa-35343	31	34	increase	increase	VERB
cjfa-35343	31	35	the	the	DET
cjfa-35343	31	36	financial	financial	ADJ
cjfa-35343	31	37	literacy	literacy	NOUN
cjfa-35343	31	38	levels	level	NOUN
cjfa-35343	31	39	of	of	ADP
cjfa-35343	31	40	countries	country	NOUN
cjfa-35343	31	41	.	.	PUNCT
cjfa-35343	32	1	as	as	ADP
cjfa-35343	32	2	a	a	DET
cjfa-35343	32	3	matter	matter	NOUN
cjfa-35343	32	4	of	of	ADP
cjfa-35343	32	5	fact	fact	NOUN
cjfa-35343	32	6	,	,	PUNCT
cjfa-35343	32	7	in	in	ADP
cjfa-35343	32	8	developed	develop	VERB
cjfa-35343	32	9	countries	country	NOUN
cjfa-35343	32	10	such	such	ADJ
cjfa-35343	32	11	as	as	ADP
cjfa-35343	32	12	the	the	DET
cjfa-35343	32	13	united	united	PROPN
cjfa-35343	32	14	states	states	PROPN
cjfa-35343	32	15	and	and	CCONJ
cjfa-35343	32	16	the	the	DET
cjfa-35343	32	17	united	united	ADJ
cjfa-35343	32	18	kingdom	kingdom	PROPN
cjfa-35343	32	19	,	,	PUNCT
cjfa-35343	32	20	it	it	PRON
cjfa-35343	32	21	is	be	AUX
cjfa-35343	32	22	observed	observe	VERB
cjfa-35343	32	23	that	that	SCONJ
cjfa-35343	32	24	they	they	PRON
cjfa-35343	32	25	create	create	VERB
cjfa-35343	32	26	savings	saving	NOUN
cjfa-35343	32	27	funds	fund	NOUN
cjfa-35343	32	28	,	,	PUNCT
cjfa-35343	32	29	have	have	VERB
cjfa-35343	32	30	retirement	retirement	NOUN
cjfa-35343	32	31	plans	plan	NOUN
cjfa-35343	32	32	,	,	PUNCT
cjfa-35343	32	33	and	and	CCONJ
cjfa-35343	32	34	it	it	PRON
cjfa-35343	32	35	is	be	AUX
cjfa-35343	32	36	easy	easy	ADJ
cjfa-35343	32	37	to	to	PART
cjfa-35343	32	38	access	access	VERB
cjfa-35343	32	39	and	and	CCONJ
cjfa-35343	32	40	use	use	VERB
cjfa-35343	32	41	knowledge	knowledge	NOUN
cjfa-35343	32	42	in	in	ADP
cjfa-35343	32	43	their	their	PRON
cjfa-35343	32	44	financial	financial	ADJ
cjfa-35343	32	45	markets	market	NOUN
cjfa-35343	32	46	(	(	PUNCT
cjfa-35343	32	47	danes	dane	NOUN
cjfa-35343	32	48	&	&	CCONJ
cjfa-35343	32	49	hira	hira	PROPN
cjfa-35343	32	50	,	,	PUNCT
cjfa-35343	32	51	1987	1987	NUM
cjfa-35343	32	52	;	;	PUNCT
cjfa-35343	32	53	volpe	volpe	PROPN
cjfa-35343	32	54	,	,	PUNCT
cjfa-35343	32	55	chen	chen	PROPN
cjfa-35343	32	56	&	&	CCONJ
cjfa-35343	32	57	pavlicko	pavlicko	PROPN
cjfa-35343	32	58	,	,	PUNCT
cjfa-35343	32	59	1996	1996	NUM
cjfa-35343	32	60	)	)	PUNCT
cjfa-35343	32	61	.	.	PUNCT
cjfa-35343	33	1	literature	literature	NOUN
cjfa-35343	33	2	review	review	VERB
cjfa-35343	33	3	financial	financial	ADJ
cjfa-35343	33	4	literacy	literacy	NOUN
cjfa-35343	33	5	the	the	DET
cjfa-35343	33	6	concept	concept	NOUN
cjfa-35343	33	7	of	of	ADP
cjfa-35343	33	8	financial	financial	ADJ
cjfa-35343	33	9	literacy	literacy	NOUN
cjfa-35343	33	10	has	have	VERB
cjfa-35343	33	11	the	the	DET
cjfa-35343	33	12	same	same	ADJ
cjfa-35343	33	13	content	content	NOUN
cjfa-35343	33	14	,	,	PUNCT
cjfa-35343	33	15	but	but	CCONJ
cjfa-35343	33	16	it	it	PRON
cjfa-35343	33	17	is	be	AUX
cjfa-35343	33	18	expressed	express	VERB
cjfa-35343	33	19	in	in	ADP
cjfa-35343	33	20	different	different	ADJ
cjfa-35343	33	21	terms	term	NOUN
cjfa-35343	33	22	in	in	ADP
cjfa-35343	33	23	some	some	DET
cjfa-35343	33	24	countries	country	NOUN
cjfa-35343	33	25	.	.	PUNCT
cjfa-35343	34	1	for	for	ADP
cjfa-35343	34	2	example	example	NOUN
cjfa-35343	34	3	,	,	PUNCT
cjfa-35343	34	4	“	"	PUNCT
cjfa-35343	34	5	financial	financial	ADJ
cjfa-35343	34	6	literacy	literacy	NOUN
cjfa-35343	34	7	”	"	PUNCT
cjfa-35343	34	8	is	be	AUX
cjfa-35343	34	9	used	use	VERB
cjfa-35343	34	10	in	in	ADP
cjfa-35343	34	11	the	the	DET
cjfa-35343	34	12	usa	usa	PROPN
cjfa-35343	34	13	,	,	PUNCT
cjfa-35343	34	14	australia	australia	PROPN
cjfa-35343	34	15	and	and	CCONJ
cjfa-35343	34	16	new	new	PROPN
cjfa-35343	34	17	zealand	zealand	PROPN
cjfa-35343	34	18	,	,	PUNCT
cjfa-35343	34	19	while	while	SCONJ
cjfa-35343	34	20	canada	canada	PROPN
cjfa-35343	34	21	and	and	CCONJ
cjfa-35343	34	22	the	the	DET
cjfa-35343	34	23	united	united	PROPN
cjfa-35343	34	24	kingdom	kingdom	PROPN
cjfa-35343	34	25	use	use	VERB
cjfa-35343	34	26	it	it	PRON
cjfa-35343	34	27	as	as	ADP
cjfa-35343	34	28	“	"	PUNCT
cjfa-35343	34	29	financial	financial	ADJ
cjfa-35343	34	30	capability	capability	NOUN
cjfa-35343	34	31	”	"	PUNCT
cjfa-35343	34	32	(	(	PUNCT
cjfa-35343	34	33	orton	orton	PROPN
cjfa-35343	34	34	,	,	PUNCT
cjfa-35343	34	35	2007	2007	NUM
cjfa-35343	34	36	)	)	PUNCT
cjfa-35343	34	37	.	.	PUNCT
cjfa-35343	35	1	along	along	ADP
cjfa-35343	35	2	with	with	ADP
cjfa-35343	35	3	these	these	PRON
cjfa-35343	35	4	,	,	PUNCT
cjfa-35343	35	5	the	the	DET
cjfa-35343	35	6	terms	term	NOUN
cjfa-35343	35	7	“	"	PUNCT
cjfa-35343	35	8	financial	financial	ADJ
cjfa-35343	35	9	education	education	NOUN
cjfa-35343	35	10	and	and	CCONJ
cjfa-35343	35	11	financial	financial	ADJ
cjfa-35343	35	12	awareness	awareness	NOUN
cjfa-35343	35	13	”	"	PUNCT
cjfa-35343	35	14	are	be	AUX
cjfa-35343	35	15	those	those	PRON
cjfa-35343	35	16	that	that	PRON
cjfa-35343	35	17	are	be	AUX
cjfa-35343	35	18	the	the	DET
cjfa-35343	35	19	closest	close	ADJ
cjfa-35343	35	20	to	to	ADP
cjfa-35343	35	21	financial	financial	ADJ
cjfa-35343	35	22	literacy	literacy	NOUN
cjfa-35343	35	23	(	(	PUNCT
cjfa-35343	35	24	gökmen	gökmen	NOUN
cjfa-35343	35	25	,	,	PUNCT
cjfa-35343	35	26	2012	2012	NUM
cjfa-35343	35	27	)	)	PUNCT
cjfa-35343	35	28	.	.	PUNCT
cjfa-35343	36	1	the	the	DET
cjfa-35343	36	2	definition	definition	NOUN
cjfa-35343	36	3	of	of	ADP
cjfa-35343	36	4	the	the	DET
cjfa-35343	36	5	concept	concept	NOUN
cjfa-35343	36	6	of	of	ADP
cjfa-35343	36	7	financial	financial	ADJ
cjfa-35343	36	8	literacy	literacy	NOUN
cjfa-35343	36	9	is	be	AUX
cjfa-35343	36	10	expressed	express	VERB
cjfa-35343	36	11	in	in	ADP
cjfa-35343	36	12	different	different	ADJ
cjfa-35343	36	13	definitions	definition	NOUN
cjfa-35343	36	14	in	in	ADP
cjfa-35343	36	15	the	the	DET
cjfa-35343	36	16	financial	financial	ADJ
cjfa-35343	36	17	literature	literature	NOUN
cjfa-35343	36	18	.	.	PUNCT
cjfa-35343	37	1	the	the	DET
cjfa-35343	37	2	definitions	definition	NOUN
cjfa-35343	37	3	of	of	ADP
cjfa-35343	37	4	financial	financial	ADJ
cjfa-35343	37	5	literacy	literacy	NOUN
cjfa-35343	37	6	from	from	ADP
cjfa-35343	37	7	1996	1996	NUM
cjfa-35343	37	8	to	to	ADP
cjfa-35343	37	9	today	today	NOUN
cjfa-35343	37	10	are	be	AUX
cjfa-35343	37	11	as	as	SCONJ
cjfa-35343	37	12	follows	follow	VERB
cjfa-35343	37	13	.	.	PUNCT
cjfa-35343	38	1	according	accord	VERB
cjfa-35343	38	2	to	to	ADP
cjfa-35343	38	3	schagen	schagen	NOUN
cjfa-35343	38	4	and	and	CCONJ
cjfa-35343	38	5	lines	line	NOUN
cjfa-35343	38	6	(	(	PUNCT
cjfa-35343	38	7	1996	1996	NUM
cjfa-35343	38	8	)	)	PUNCT
cjfa-35343	38	9	,	,	PUNCT
cjfa-35343	38	10	financial	financial	ADJ
cjfa-35343	38	11	literacy	literacy	NOUN
cjfa-35343	38	12	is	be	AUX
cjfa-35343	38	13	the	the	DET
cjfa-35343	38	14	ability	ability	NOUN
cjfa-35343	38	15	to	to	PART
cjfa-35343	38	16	make	make	VERB
cjfa-35343	38	17	efficient	efficient	ADJ
cjfa-35343	38	18	and	and	CCONJ
cjfa-35343	38	19	right	right	ADJ
cjfa-35343	38	20	decisions	decision	NOUN
cjfa-35343	38	21	with	with	ADP
cjfa-35343	38	22	financial	financial	ADJ
cjfa-35343	38	23	management	management	NOUN
cjfa-35343	38	24	(	(	PUNCT
cjfa-35343	38	25	use	use	NOUN
cjfa-35343	38	26	of	of	ADP
cjfa-35343	38	27	money	money	NOUN
cjfa-35343	38	28	)	)	PUNCT
cjfa-35343	38	29	,	,	PUNCT
cjfa-35343	38	30	whereas	whereas	SCONJ
cjfa-35343	38	31	,	,	PUNCT
cjfa-35343	38	32	according	accord	VERB
cjfa-35343	38	33	to	to	ADP
cjfa-35343	38	34	chen	chen	PROPN
cjfa-35343	38	35	and	and	CCONJ
cjfa-35343	38	36	volpe	volpe	PROPN
cjfa-35343	38	37	(	(	PUNCT
cjfa-35343	38	38	1998	1998	NUM
cjfa-35343	38	39	)	)	PUNCT
cjfa-35343	38	40	,	,	PUNCT
cjfa-35343	38	41	financial	financial	ADJ
cjfa-35343	38	42	literacy	literacy	NOUN
cjfa-35343	38	43	is	be	AUX
cjfa-35343	38	44	the	the	DET
cjfa-35343	38	45	most	most	ADV
cjfa-35343	38	46	effective	effective	ADJ
cjfa-35343	38	47	concept	concept	NOUN
cjfa-35343	38	48	in	in	ADP
cjfa-35343	38	49	making	make	VERB
cjfa-35343	38	50	financial	financial	ADJ
cjfa-35343	38	51	decisions	decision	NOUN
cjfa-35343	38	52	in	in	ADP
cjfa-35343	38	53	an	an	DET
cjfa-35343	38	54	uncertain	uncertain	ADJ
cjfa-35343	38	55	environment	environment	NOUN
cjfa-35343	38	56	.	.	PUNCT
cjfa-35343	39	1	the	the	DET
cjfa-35343	39	2	concept	concept	NOUN
cjfa-35343	39	3	of	of	ADP
cjfa-35343	39	4	financial	financial	ADJ
cjfa-35343	39	5	literacy	literacy	NOUN
cjfa-35343	39	6	in	in	ADP
cjfa-35343	39	7	the	the	DET
cjfa-35343	39	8	2000s	2000s	NUM
cjfa-35343	39	9	was	be	AUX
cjfa-35343	39	10	defined	define	VERB
cjfa-35343	39	11	as	as	ADP
cjfa-35343	39	12	being	be	AUX
cjfa-35343	39	13	aware	aware	ADJ
cjfa-35343	39	14	of	of	ADP
cjfa-35343	39	15	the	the	DET
cjfa-35343	39	16	financial	financial	ADJ
cjfa-35343	39	17	concept	concept	NOUN
cjfa-35343	39	18	of	of	ADP
cjfa-35343	39	19	an	an	DET
cjfa-35343	39	20	individual	individual	NOUN
cjfa-35343	39	21	,	,	PUNCT
cjfa-35343	39	22	obtaining	obtain	VERB
cjfa-35343	39	23	information	information	NOUN
cjfa-35343	39	24	needed	need	VERB
cjfa-35343	39	25	in	in	ADP
cjfa-35343	39	26	decision	decision	NOUN
cjfa-35343	39	27	-	-	PUNCT
cjfa-35343	39	28	making	making	NOUN
cjfa-35343	39	29	,	,	PUNCT
cjfa-35343	39	30	and	and	CCONJ
cjfa-35343	39	31	understanding	understanding	NOUN
cjfa-35343	39	32	and	and	CCONJ
cjfa-35343	39	33	assessment	assessment	NOUN
cjfa-35343	39	34	of	of	ADP
cjfa-35343	39	35	the	the	DET
cjfa-35343	39	36	information	information	NOUN
cjfa-35343	39	37	(	(	PUNCT
cjfa-35343	39	38	mason	mason	PROPN
cjfa-35343	39	39	&	&	CCONJ
cjfa-35343	39	40	wilson	wilson	PROPN
cjfa-35343	39	41	,	,	PUNCT
cjfa-35343	39	42	2000	2000	NUM
cjfa-35343	39	43	)	)	PUNCT
cjfa-35343	39	44	.	.	PUNCT
cjfa-35343	40	1	the	the	DET
cjfa-35343	40	2	organisation	organisation	NOUN
cjfa-35343	40	3	for	for	ADP
cjfa-35343	40	4	economic	economic	ADJ
cjfa-35343	40	5	co	co	NOUN
cjfa-35343	40	6	-	-	NOUN
cjfa-35343	40	7	operation	operation	NOUN
cjfa-35343	40	8	and	and	CCONJ
cjfa-35343	40	9	development	development	NOUN
cjfa-35343	40	10	(	(	PUNCT
cjfa-35343	40	11	oecd	oecd	PROPN
cjfa-35343	40	12	)	)	PUNCT
cjfa-35343	40	13	(	(	PUNCT
cjfa-35343	40	14	2005	2005	NUM
cjfa-35343	40	15	)	)	PUNCT
cjfa-35343	40	16	described	describe	VERB
cjfa-35343	40	17	financial	financial	ADJ
cjfa-35343	40	18	literacy	literacy	NOUN
cjfa-35343	40	19	as	as	ADP
cjfa-35343	40	20	not	not	PART
cjfa-35343	40	21	only	only	ADV
cjfa-35343	40	22	financial	financial	ADJ
cjfa-35343	40	23	knowledge	knowledge	NOUN
cjfa-35343	40	24	but	but	CCONJ
cjfa-35343	40	25	also	also	ADV
cjfa-35343	40	26	to	to	PART
cjfa-35343	40	27	include	include	VERB
cjfa-35343	40	28	financial	financial	ADJ
cjfa-35343	40	29	attitudes	attitude	NOUN
cjfa-35343	40	30	,	,	PUNCT
cjfa-35343	40	31	behaviour	behaviour	NOUN
cjfa-35343	40	32	and	and	CCONJ
cjfa-35343	40	33	talent	talent	NOUN
cjfa-35343	40	34	.	.	PUNCT
cjfa-35343	41	1	while	while	SCONJ
cjfa-35343	41	2	taşçı	taşçı	NOUN
cjfa-35343	41	3	(	(	PUNCT
cjfa-35343	41	4	2011	2011	NUM
cjfa-35343	41	5	)	)	PUNCT
cjfa-35343	41	6	defined	define	VERB
cjfa-35343	41	7	financial	financial	ADJ
cjfa-35343	41	8	literacy	literacy	NOUN
cjfa-35343	41	9	as	as	ADP
cjfa-35343	41	10	being	be	AUX
cjfa-35343	41	11	aware	aware	ADJ
cjfa-35343	41	12	of	of	ADP
cjfa-35343	41	13	financial	financial	ADJ
cjfa-35343	41	14	risks	risk	NOUN
cjfa-35343	41	15	and	and	CCONJ
cjfa-35343	41	16	opportunities	opportunity	NOUN
cjfa-35343	41	17	,	,	PUNCT
cjfa-35343	41	18	making	make	VERB
cjfa-35343	41	19	informed	informed	ADJ
cjfa-35343	41	20	financial	financial	ADJ
cjfa-35343	41	21	decisions	decision	NOUN
cjfa-35343	41	22	and	and	CCONJ
cjfa-35343	41	23	making	make	VERB
cjfa-35343	41	24	choices	choice	NOUN
cjfa-35343	41	25	,	,	PUNCT
cjfa-35343	41	26	karabacak	karabacak	PROPN
cjfa-35343	41	27	(	(	PUNCT
cjfa-35343	41	28	2013	2013	NUM
cjfa-35343	41	29	)	)	PUNCT
cjfa-35343	41	30	stated	state	VERB
cjfa-35343	41	31	that	that	SCONJ
cjfa-35343	41	32	financial	financial	ADJ
cjfa-35343	41	33	literacy	literacy	NOUN
cjfa-35343	41	34	in	in	ADP
cjfa-35343	41	35	its	its	PRON
cjfa-35343	41	36	simplest	simple	ADJ
cjfa-35343	41	37	form	form	NOUN
cjfa-35343	41	38	is	be	AUX
cjfa-35343	41	39	the	the	DET
cjfa-35343	41	40	state	state	NOUN
cjfa-35343	41	41	of	of	ADP
cjfa-35343	41	42	using	use	VERB
cjfa-35343	41	43	financial	financial	ADJ
cjfa-35343	41	44	resources	resource	NOUN
cjfa-35343	41	45	effectively	effectively	ADV
cjfa-35343	41	46	with	with	ADP
cjfa-35343	41	47	this	this	DET
cjfa-35343	41	48	kind	kind	NOUN
cjfa-35343	41	49	of	of	ADP
cjfa-35343	41	50	information	information	NOUN
cjfa-35343	41	51	by	by	ADP
cjfa-35343	41	52	having	have	VERB
cjfa-35343	41	53	knowledge	knowledge	NOUN
cjfa-35343	41	54	on	on	ADP
cjfa-35343	41	55	simple	simple	ADJ
cjfa-35343	41	56	economic	economic	ADJ
cjfa-35343	41	57	and	and	CCONJ
cjfa-35343	41	58	financial	financial	ADJ
cjfa-35343	41	59	issues	issue	NOUN
cjfa-35343	41	60	.	.	PUNCT
cjfa-35343	42	1	hatice	hatice	PROPN
cjfa-35343	42	2	düzakın	düzakın	PROPN
cjfa-35343	42	3	,	,	PUNCT
cjfa-35343	42	4	süreyya	süreyya	NOUN
cjfa-35343	42	5	yılmaz12	yılmaz12	NOUN
cjfa-35343	42	6	furthermore	furthermore	ADV
cjfa-35343	42	7	,	,	PUNCT
cjfa-35343	42	8	according	accord	VERB
cjfa-35343	42	9	to	to	ADP
cjfa-35343	42	10	financial	financial	ADJ
cjfa-35343	42	11	literacy	literacy	NOUN
cjfa-35343	42	12	association	association	NOUN
cjfa-35343	42	13	of	of	ADP
cjfa-35343	42	14	turkey	turkey	PROPN
cjfa-35343	42	15	(	(	PUNCT
cjfa-35343	42	16	foder	foder	PROPN
cjfa-35343	42	17	)	)	PUNCT
cjfa-35343	42	18	,	,	PUNCT
cjfa-35343	42	19	which	which	PRON
cjfa-35343	42	20	was	be	AUX
cjfa-35343	42	21	established	establish	VERB
cjfa-35343	42	22	to	to	PART
cjfa-35343	42	23	determine	determine	VERB
cjfa-35343	42	24	the	the	DET
cjfa-35343	42	25	financial	financial	ADJ
cjfa-35343	42	26	literacy	literacy	NOUN
cjfa-35343	42	27	level	level	NOUN
cjfa-35343	42	28	in	in	ADP
cjfa-35343	42	29	turkey	turkey	NOUN
cjfa-35343	42	30	and	and	CCONJ
cjfa-35343	42	31	achieve	achieve	VERB
cjfa-35343	42	32	development	development	NOUN
cjfa-35343	42	33	on	on	ADP
cjfa-35343	42	34	this	this	DET
cjfa-35343	42	35	issue	issue	NOUN
cjfa-35343	42	36	,	,	PUNCT
cjfa-35343	42	37	financial	financial	ADJ
cjfa-35343	42	38	literacy	literacy	NOUN
cjfa-35343	42	39	is	be	AUX
cjfa-35343	42	40	the	the	DET
cjfa-35343	42	41	capability	capability	NOUN
cjfa-35343	42	42	of	of	ADP
cjfa-35343	42	43	the	the	DET
cjfa-35343	42	44	individual	individual	NOUN
cjfa-35343	42	45	to	to	PART
cjfa-35343	42	46	make	make	VERB
cjfa-35343	42	47	an	an	DET
cjfa-35343	42	48	informed	informed	ADJ
cjfa-35343	42	49	assessment	assessment	NOUN
cjfa-35343	42	50	regarding	regard	VERB
cjfa-35343	42	51	the	the	DET
cjfa-35343	42	52	use	use	NOUN
cjfa-35343	42	53	and	and	CCONJ
cjfa-35343	42	54	management	management	NOUN
cjfa-35343	42	55	of	of	ADP
cjfa-35343	42	56	money	money	NOUN
cjfa-35343	42	57	and	and	CCONJ
cjfa-35343	42	58	to	to	PART
cjfa-35343	42	59	make	make	VERB
cjfa-35343	42	60	effective	effective	ADJ
cjfa-35343	42	61	decisions	decision	NOUN
cjfa-35343	42	62	,	,	PUNCT
cjfa-35343	42	63	or	or	CCONJ
cjfa-35343	42	64	in	in	ADP
cjfa-35343	42	65	other	other	ADJ
cjfa-35343	42	66	words	word	NOUN
cjfa-35343	42	67	,	,	PUNCT
cjfa-35343	42	68	it	it	PRON
cjfa-35343	42	69	is	be	AUX
cjfa-35343	42	70	the	the	DET
cjfa-35343	42	71	state	state	NOUN
cjfa-35343	42	72	of	of	ADP
cjfa-35343	42	73	individuals	individual	NOUN
cjfa-35343	42	74	of	of	ADP
cjfa-35343	42	75	having	having	AUX
cjfa-35343	42	76	gained	gain	VERB
cjfa-35343	42	77	the	the	DET
cjfa-35343	42	78	capability	capability	NOUN
cjfa-35343	42	79	and	and	CCONJ
cjfa-35343	42	80	skills	skill	NOUN
cjfa-35343	42	81	of	of	ADP
cjfa-35343	42	82	utilizing	utilize	VERB
cjfa-35343	42	83	their	their	PRON
cjfa-35343	42	84	income	income	NOUN
cjfa-35343	42	85	,	,	PUNCT
cjfa-35343	42	86	savings	saving	NOUN
cjfa-35343	42	87	and	and	CCONJ
cjfa-35343	42	88	investments	investment	NOUN
cjfa-35343	42	89	wisely	wisely	ADV
cjfa-35343	42	90	and	and	CCONJ
cjfa-35343	42	91	forming	form	VERB
cjfa-35343	42	92	budgets	budget	NOUN
cjfa-35343	42	93	correctly	correctly	ADV
cjfa-35343	42	94	.	.	PUNCT
cjfa-35343	43	1	considering	consider	VERB
cjfa-35343	43	2	all	all	DET
cjfa-35343	43	3	definitions	definition	NOUN
cjfa-35343	43	4	,	,	PUNCT
cjfa-35343	43	5	the	the	DET
cjfa-35343	43	6	general	general	ADJ
cjfa-35343	43	7	statement	statement	NOUN
cjfa-35343	43	8	that	that	PRON
cjfa-35343	43	9	arises	arise	VERB
cjfa-35343	43	10	expresses	express	VERB
cjfa-35343	43	11	the	the	DET
cjfa-35343	43	12	following	follow	VERB
cjfa-35343	43	13	:	:	PUNCT
cjfa-35343	43	14	financial	financial	ADJ
cjfa-35343	43	15	literacy	literacy	NOUN
cjfa-35343	43	16	refers	refer	VERB
cjfa-35343	43	17	to	to	ADP
cjfa-35343	43	18	individuals	individual	NOUN
cjfa-35343	43	19	’	'	PUNCT
cjfa-35343	43	20	effective	effective	ADJ
cjfa-35343	43	21	use	use	NOUN
cjfa-35343	43	22	and	and	CCONJ
cjfa-35343	43	23	utilization	utilization	NOUN
cjfa-35343	43	24	of	of	ADP
cjfa-35343	43	25	money	money	NOUN
cjfa-35343	43	26	management	management	NOUN
cjfa-35343	43	27	.	.	PUNCT
cjfa-35343	44	1	it	it	PRON
cjfa-35343	44	2	should	should	AUX
cjfa-35343	44	3	not	not	PART
cjfa-35343	44	4	be	be	AUX
cjfa-35343	44	5	thought	think	VERB
cjfa-35343	44	6	that	that	SCONJ
cjfa-35343	44	7	individuals	individual	NOUN
cjfa-35343	44	8	have	have	VERB
cjfa-35343	44	9	to	to	PART
cjfa-35343	44	10	be	be	AUX
cjfa-35343	44	11	an	an	DET
cjfa-35343	44	12	expert	expert	NOUN
cjfa-35343	44	13	or	or	CCONJ
cjfa-35343	44	14	a	a	DET
cjfa-35343	44	15	professional	professional	NOUN
cjfa-35343	44	16	in	in	ADP
cjfa-35343	44	17	the	the	DET
cjfa-35343	44	18	field	field	NOUN
cjfa-35343	44	19	of	of	ADP
cjfa-35343	44	20	finance	finance	NOUN
cjfa-35343	44	21	to	to	PART
cjfa-35343	44	22	be	be	AUX
cjfa-35343	44	23	considered	consider	VERB
cjfa-35343	44	24	financially	financially	ADV
cjfa-35343	44	25	literate	literate	ADJ
cjfa-35343	44	26	.	.	PUNCT
cjfa-35343	45	1	financially	financially	ADV
cjfa-35343	45	2	literate	literate	ADJ
cjfa-35343	45	3	individuals	individual	NOUN
cjfa-35343	45	4	are	be	AUX
cjfa-35343	45	5	those	those	PRON
cjfa-35343	45	6	who	who	PRON
cjfa-35343	45	7	have	have	VERB
cjfa-35343	45	8	financial	financial	ADJ
cjfa-35343	45	9	knowledge	knowledge	NOUN
cjfa-35343	45	10	on	on	ADP
cjfa-35343	45	11	a	a	DET
cjfa-35343	45	12	level	level	NOUN
cjfa-35343	45	13	sufficient	sufficient	ADJ
cjfa-35343	45	14	for	for	ADP
cjfa-35343	45	15	themselves	themselves	PRON
cjfa-35343	45	16	and	and	CCONJ
cjfa-35343	45	17	their	their	PRON
cjfa-35343	45	18	families	family	NOUN
cjfa-35343	45	19	and	and	CCONJ
cjfa-35343	45	20	financial	financial	ADJ
cjfa-35343	45	21	habits	habit	NOUN
cjfa-35343	45	22	such	such	ADJ
cjfa-35343	45	23	as	as	ADP
cjfa-35343	45	24	saving	save	VERB
cjfa-35343	45	25	.	.	PUNCT
cjfa-35343	46	1	it	it	PRON
cjfa-35343	46	2	is	be	AUX
cjfa-35343	46	3	sufficient	sufficient	ADJ
cjfa-35343	46	4	for	for	ADP
cjfa-35343	46	5	financially	financially	ADV
cjfa-35343	46	6	literate	literate	ADJ
cjfa-35343	46	7	individuals	individual	NOUN
cjfa-35343	46	8	to	to	PART
cjfa-35343	46	9	know	know	VERB
cjfa-35343	46	10	the	the	DET
cjfa-35343	46	11	difference	difference	NOUN
cjfa-35343	46	12	between	between	ADP
cjfa-35343	46	13	shares	share	NOUN
cjfa-35343	46	14	and	and	CCONJ
cjfa-35343	46	15	bills	bill	NOUN
cjfa-35343	46	16	of	of	ADP
cjfa-35343	46	17	exchange	exchange	NOUN
cjfa-35343	46	18	,	,	PUNCT
cjfa-35343	46	19	but	but	CCONJ
cjfa-35343	46	20	they	they	PRON
cjfa-35343	46	21	are	be	AUX
cjfa-35343	46	22	not	not	PART
cjfa-35343	46	23	expected	expect	VERB
cjfa-35343	46	24	to	to	PART
cjfa-35343	46	25	know	know	VERB
cjfa-35343	46	26	how	how	SCONJ
cjfa-35343	46	27	to	to	PART
cjfa-35343	46	28	use	use	VERB
cjfa-35343	46	29	both	both	PRON
cjfa-35343	46	30	.	.	PUNCT
cjfa-35343	47	1	different	different	ADJ
cjfa-35343	47	2	components	component	NOUN
cjfa-35343	47	3	are	be	AUX
cjfa-35343	47	4	used	use	VERB
cjfa-35343	47	5	while	while	SCONJ
cjfa-35343	47	6	assessing	assess	VERB
cjfa-35343	47	7	the	the	DET
cjfa-35343	47	8	financial	financial	ADJ
cjfa-35343	47	9	literacy	literacy	NOUN
cjfa-35343	47	10	levels	level	NOUN
cjfa-35343	47	11	of	of	ADP
cjfa-35343	47	12	individuals	individual	NOUN
cjfa-35343	47	13	.	.	PUNCT
cjfa-35343	48	1	in	in	ADP
cjfa-35343	48	2	a	a	DET
cjfa-35343	48	3	study	study	NOUN
cjfa-35343	48	4	conducted	conduct	VERB
cjfa-35343	48	5	by	by	ADP
cjfa-35343	48	6	atkinson	atkinson	PROPN
cjfa-35343	48	7	and	and	CCONJ
cjfa-35343	48	8	messy	messy	ADJ
cjfa-35343	48	9	(	(	PUNCT
cjfa-35343	48	10	2012	2012	NUM
cjfa-35343	48	11	)	)	PUNCT
cjfa-35343	48	12	with	with	ADP
cjfa-35343	48	13	the	the	DET
cjfa-35343	48	14	support	support	NOUN
cjfa-35343	48	15	of	of	ADP
cjfa-35343	48	16	oecd	oecd	PROPN
cjfa-35343	48	17	,	,	PUNCT
cjfa-35343	48	18	a	a	DET
cjfa-35343	48	19	broader	broad	ADJ
cjfa-35343	48	20	definition	definition	NOUN
cjfa-35343	48	21	was	be	AUX
cjfa-35343	48	22	made	make	VERB
cjfa-35343	48	23	for	for	ADP
cjfa-35343	48	24	financial	financial	ADJ
cjfa-35343	48	25	literacy	literacy	NOUN
cjfa-35343	48	26	,	,	PUNCT
cjfa-35343	48	27	and	and	CCONJ
cjfa-35343	48	28	financial	financial	ADJ
cjfa-35343	48	29	literacy	literacy	NOUN
cjfa-35343	48	30	was	be	AUX
cjfa-35343	48	31	measured	measure	VERB
cjfa-35343	48	32	as	as	ADP
cjfa-35343	48	33	a	a	DET
cjfa-35343	48	34	composition	composition	NOUN
cjfa-35343	48	35	constituted	constitute	VERB
cjfa-35343	48	36	by	by	ADP
cjfa-35343	48	37	the	the	DET
cjfa-35343	48	38	consciousness	consciousness	NOUN
cjfa-35343	48	39	,	,	PUNCT
cjfa-35343	48	40	knowledge	knowledge	NOUN
cjfa-35343	48	41	,	,	PUNCT
cjfa-35343	48	42	talent	talent	NOUN
cjfa-35343	48	43	,	,	PUNCT
cjfa-35343	48	44	attitudes	attitude	NOUN
cjfa-35343	48	45	and	and	CCONJ
cjfa-35343	48	46	behaviours	behaviour	NOUN
cjfa-35343	48	47	necessary	necessary	ADJ
cjfa-35343	48	48	for	for	ADP
cjfa-35343	48	49	being	be	AUX
cjfa-35343	48	50	able	able	ADJ
cjfa-35343	48	51	to	to	PART
cjfa-35343	48	52	make	make	VERB
cjfa-35343	48	53	financial	financial	ADJ
cjfa-35343	48	54	decisions	decision	NOUN
cjfa-35343	48	55	and	and	CCONJ
cjfa-35343	48	56	ultimately	ultimately	ADV
cjfa-35343	48	57	reach	reach	VERB
cjfa-35343	48	58	financial	financial	ADJ
cjfa-35343	48	59	prosperity	prosperity	NOUN
cjfa-35343	48	60	.	.	PUNCT
cjfa-35343	49	1	it	it	PRON
cjfa-35343	49	2	was	be	AUX
cjfa-35343	49	3	proposed	propose	VERB
cjfa-35343	49	4	that	that	SCONJ
cjfa-35343	49	5	the	the	DET
cjfa-35343	49	6	components	component	NOUN
cjfa-35343	49	7	of	of	ADP
cjfa-35343	49	8	financial	financial	ADJ
cjfa-35343	49	9	literacy	literacy	NOUN
cjfa-35343	49	10	are	be	AUX
cjfa-35343	49	11	financial	financial	ADJ
cjfa-35343	49	12	knowledge	knowledge	NOUN
cjfa-35343	49	13	,	,	PUNCT
cjfa-35343	49	14	financial	financial	ADJ
cjfa-35343	49	15	attitudes	attitude	NOUN
cjfa-35343	49	16	and	and	CCONJ
cjfa-35343	49	17	financial	financial	ADJ
cjfa-35343	49	18	behaviours	behaviour	NOUN
cjfa-35343	49	19	.	.	PUNCT
cjfa-35343	50	1	in	in	ADP
cjfa-35343	50	2	this	this	DET
cjfa-35343	50	3	study	study	NOUN
cjfa-35343	50	4	,	,	PUNCT
cjfa-35343	50	5	the	the	DET
cjfa-35343	50	6	financial	financial	ADJ
cjfa-35343	50	7	knowledge	knowledge	NOUN
cjfa-35343	50	8	,	,	PUNCT
cjfa-35343	50	9	behaviour	behaviour	NOUN
cjfa-35343	50	10	and	and	CCONJ
cjfa-35343	50	11	attitude	attitude	NOUN
cjfa-35343	50	12	components	component	NOUN
cjfa-35343	50	13	were	be	AUX
cjfa-35343	50	14	used	use	VERB
cjfa-35343	50	15	to	to	PART
cjfa-35343	50	16	determine	determine	VERB
cjfa-35343	50	17	the	the	DET
cjfa-35343	50	18	level	level	NOUN
cjfa-35343	50	19	of	of	ADP
cjfa-35343	50	20	financial	financial	ADJ
cjfa-35343	50	21	literacy	literacy	NOUN
cjfa-35343	50	22	.	.	PUNCT
cjfa-35343	51	1	previous	previous	ADJ
cjfa-35343	51	2	studies	study	NOUN
cjfa-35343	51	3	on	on	ADP
cjfa-35343	51	4	financial	financial	ADJ
cjfa-35343	51	5	literacy	literacy	NOUN
cjfa-35343	51	6	financial	financial	ADJ
cjfa-35343	51	7	literacy	literacy	NOUN
cjfa-35343	51	8	is	be	AUX
cjfa-35343	51	9	considered	consider	VERB
cjfa-35343	51	10	as	as	ADP
cjfa-35343	51	11	one	one	NUM
cjfa-35343	51	12	of	of	ADP
cjfa-35343	51	13	the	the	DET
cjfa-35343	51	14	fields	field	NOUN
cjfa-35343	51	15	of	of	ADP
cjfa-35343	51	16	literacy	literacy	NOUN
cjfa-35343	51	17	required	require	VERB
cjfa-35343	51	18	by	by	ADP
cjfa-35343	51	19	the	the	DET
cjfa-35343	51	20	digital	digital	ADJ
cjfa-35343	51	21	age	age	NOUN
cjfa-35343	51	22	.	.	PUNCT
cjfa-35343	52	1	in	in	ADP
cjfa-35343	52	2	today	today	NOUN
cjfa-35343	52	3	’s	’s	PART
cjfa-35343	52	4	world	world	NOUN
cjfa-35343	52	5	where	where	SCONJ
cjfa-35343	52	6	rapid	rapid	ADJ
cjfa-35343	52	7	transformations	transformation	NOUN
cjfa-35343	52	8	,	,	PUNCT
cjfa-35343	52	9	innovations	innovation	NOUN
cjfa-35343	52	10	and	and	CCONJ
cjfa-35343	52	11	a	a	DET
cjfa-35343	52	12	large	large	ADJ
cjfa-35343	52	13	data	data	NOUN
cjfa-35343	52	14	flow	flow	NOUN
cjfa-35343	52	15	are	be	AUX
cjfa-35343	52	16	experienced	experience	VERB
cjfa-35343	52	17	,	,	PUNCT
cjfa-35343	52	18	while	while	SCONJ
cjfa-35343	52	19	financial	financial	ADJ
cjfa-35343	52	20	literacy	literacy	NOUN
cjfa-35343	52	21	has	have	AUX
cjfa-35343	52	22	become	become	VERB
cjfa-35343	52	23	a	a	DET
cjfa-35343	52	24	globally	globally	ADV
cjfa-35343	52	25	significant	significant	ADJ
cjfa-35343	52	26	phenomenon	phenomenon	NOUN
cjfa-35343	52	27	,	,	PUNCT
cjfa-35343	52	28	it	it	PRON
cjfa-35343	52	29	is	be	AUX
cjfa-35343	52	30	also	also	ADV
cjfa-35343	52	31	one	one	NUM
cjfa-35343	52	32	of	of	ADP
cjfa-35343	52	33	the	the	DET
cjfa-35343	52	34	most	most	ADV
cjfa-35343	52	35	important	important	ADJ
cjfa-35343	52	36	topics	topic	NOUN
cjfa-35343	52	37	in	in	ADP
cjfa-35343	52	38	the	the	DET
cjfa-35343	52	39	finance	finance	NOUN
cjfa-35343	52	40	literature	literature	NOUN
cjfa-35343	52	41	which	which	PRON
cjfa-35343	52	42	has	have	AUX
cjfa-35343	52	43	been	be	AUX
cjfa-35343	52	44	most	most	ADJ
cjfa-35343	52	45	research	research	NOUN
cjfa-35343	52	46	and	and	CCONJ
cjfa-35343	52	47	discussed	discuss	VERB
cjfa-35343	52	48	and	and	CCONJ
cjfa-35343	52	49	on	on	ADP
cjfa-35343	52	50	which	which	PRON
cjfa-35343	52	51	various	various	ADJ
cjfa-35343	52	52	studies	study	NOUN
cjfa-35343	52	53	have	have	AUX
cjfa-35343	52	54	been	be	AUX
cjfa-35343	52	55	conducted	conduct	VERB
cjfa-35343	52	56	.	.	PUNCT
cjfa-35343	53	1	in	in	ADP
cjfa-35343	53	2	this	this	DET
cjfa-35343	53	3	part	part	NOUN
cjfa-35343	53	4	of	of	ADP
cjfa-35343	53	5	the	the	DET
cjfa-35343	53	6	study	study	NOUN
cjfa-35343	53	7	,	,	PUNCT
cjfa-35343	53	8	information	information	NOUN
cjfa-35343	53	9	on	on	ADP
cjfa-35343	53	10	some	some	DET
cjfa-35343	53	11	studies	study	NOUN
cjfa-35343	53	12	on	on	ADP
cjfa-35343	53	13	the	the	DET
cjfa-35343	53	14	topic	topic	NOUN
cjfa-35343	53	15	of	of	ADP
cjfa-35343	53	16	financial	financial	ADJ
cjfa-35343	53	17	literacy	literacy	NOUN
cjfa-35343	53	18	may	may	AUX
cjfa-35343	53	19	be	be	AUX
cjfa-35343	53	20	seen	see	VERB
cjfa-35343	53	21	in	in	ADP
cjfa-35343	53	22	table	table	NOUN
cjfa-35343	53	23	1	1	NUM
cjfa-35343	53	24	.	.	PUNCT
cjfa-35343	54	1	the	the	DET
cjfa-35343	54	2	determinants	determinant	NOUN
cjfa-35343	54	3	of	of	ADP
cjfa-35343	54	4	the	the	DET
cjfa-35343	54	5	level	level	NOUN
cjfa-35343	54	6	of	of	ADP
cjfa-35343	54	7	financial	financial	ADJ
cjfa-35343	54	8	literacy	literacy	NOUN
cjfa-35343	54	9	in	in	ADP
cjfa-35343	54	10	turkey	turkey	NOUN
cjfa-35343	54	11	13	13	NUM
cjfa-35343	54	12	table	table	NOUN
cjfa-35343	54	13	1	1	NUM
cjfa-35343	54	14	.	.	PUNCT
cjfa-35343	54	15	financial	financial	ADJ
cjfa-35343	54	16	literacy	literacy	PROPN
cjfa-35343	54	17	literature	literature	PROPN
cjfa-35343	54	18	author(s	author(s	PROPN
cjfa-35343	54	19	)	)	PUNCT
cjfa-35343	54	20	year	year	NOUN
cjfa-35343	54	21	method	method	NOUN
cjfa-35343	54	22	results	result	VERB
cjfa-35343	54	23	chen	chen	PROPN
cjfa-35343	54	24	and	and	CCONJ
cjfa-35343	54	25	volpe	volpe	PROPN
cjfa-35343	54	26	1998	1998	NUM
cjfa-35343	54	27	university/	university/	PROPN
cjfa-35343	54	28	survey	survey	NOUN
cjfa-35343	54	29	financial	financial	ADJ
cjfa-35343	54	30	literacy	literacy	NOUN
cjfa-35343	54	31	levels	level	NOUN
cjfa-35343	54	32	of	of	ADP
cjfa-35343	54	33	women	woman	NOUN
cjfa-35343	54	34	,	,	PUNCT
cjfa-35343	54	35	people	people	NOUN
cjfa-35343	54	36	with	with	ADP
cjfa-35343	54	37	less	less	ADJ
cjfa-35343	54	38	education	education	NOUN
cjfa-35343	54	39	and	and	CCONJ
cjfa-35343	54	40	those	those	PRON
cjfa-35343	54	41	under	under	ADP
cjfa-35343	54	42	30	30	NUM
cjfa-35343	54	43	years	year	NOUN
cjfa-35343	54	44	of	of	ADP
cjfa-35343	54	45	age	age	NOUN
cjfa-35343	54	46	are	be	AUX
cjfa-35343	54	47	people‘s	people‘s	ADJ
cjfa-35343	54	48	financial	financial	ADJ
cjfa-35343	54	49	literacy	literacy	NOUN
cjfa-35343	54	50	level	level	NOUN
cjfa-35343	54	51	is	be	AUX
cjfa-35343	54	52	low	low	ADJ
cjfa-35343	54	53	.	.	PUNCT
cjfa-35343	55	1	cude	cude	ADJ
cjfa-35343	55	2	,	,	PUNCT
cjfa-35343	55	3	lawrence	lawrence	PROPN
cjfa-35343	55	4	,	,	PUNCT
cjfa-35343	55	5	lyons	lyons	PROPN
cjfa-35343	55	6	,	,	PUNCT
cjfa-35343	55	7	metzger	metzger	PROPN
cjfa-35343	55	8	,	,	PUNCT
cjfa-35343	55	9	lejeune	lejeune	PROPN
cjfa-35343	55	10	,	,	PUNCT
cjfa-35343	55	11	marks	mark	NOUN
cjfa-35343	55	12	and	and	CCONJ
cjfa-35343	55	13	machtmeset	machtmeset	VERB
cjfa-35343	55	14	2006	2006	NUM
cjfa-35343	55	15	university	university	NOUN
cjfa-35343	55	16	/	/	SYM
cjfa-35343	55	17	online	online	ADJ
cjfa-35343	55	18	survey	survey	NOUN
cjfa-35343	55	19	individuals	individual	NOUN
cjfa-35343	55	20	’	'	PUNCT
cjfa-35343	56	1	financial	financial	ADJ
cjfa-35343	56	2	decisions	decision	NOUN
cjfa-35343	56	3	are	be	AUX
cjfa-35343	56	4	affected	affect	VERB
cjfa-35343	56	5	by	by	ADP
cjfa-35343	56	6	family	family	NOUN
cjfa-35343	56	7	.	.	PUNCT
cjfa-35343	57	1	kieschnick	kieschnick	PROPN
cjfa-35343	57	2	2006	2006	NUM
cjfa-35343	57	3	high	high	ADJ
cjfa-35343	57	4	school	school	NOUN
cjfa-35343	57	5	/	/	SYM
cjfa-35343	57	6	survey	survey	NOUN
cjfa-35343	57	7	self	self	NOUN
cjfa-35343	57	8	-	-	PUNCT
cjfa-35343	57	9	confidence	confidence	NOUN
cjfa-35343	57	10	and	and	CCONJ
cjfa-35343	57	11	financial	financial	ADJ
cjfa-35343	57	12	literacy	literacy	NOUN
cjfa-35343	57	13	level	level	NOUN
cjfa-35343	57	14	have	have	VERB
cjfa-35343	57	15	a	a	DET
cjfa-35343	57	16	positive	positive	ADJ
cjfa-35343	57	17	relationship	relationship	NOUN
cjfa-35343	57	18	.	.	PUNCT
cjfa-35343	58	1	worthington	worthington	PROPN
cjfa-35343	58	2	2006	2006	NUM
cjfa-35343	58	3	austrian	austrian	PROPN
cjfa-35343	58	4	households/	households/	NUM
cjfa-35343	58	5	telephone	telephone	NOUN
cjfa-35343	58	6	survey	survey	NOUN
cjfa-35343	58	7	financial	financial	ADJ
cjfa-35343	58	8	literacy	literacy	NOUN
cjfa-35343	58	9	levels	level	NOUN
cjfa-35343	58	10	of	of	ADP
cjfa-35343	58	11	people	people	NOUN
cjfa-35343	58	12	at	at	ADP
cjfa-35343	58	13	ages	age	NOUN
cjfa-35343	58	14	of	of	ADP
cjfa-35343	58	15	5060	5060	NUM
cjfa-35343	58	16	,	,	PUNCT
cjfa-35343	58	17	workers	worker	NOUN
cjfa-35343	58	18	,	,	PUNCT
cjfa-35343	58	19	farmers	farmer	NOUN
cjfa-35343	58	20	and	and	CCONJ
cjfa-35343	58	21	those	those	PRON
cjfa-35343	58	22	graduated	graduate	VERB
cjfa-35343	58	23	from	from	ADP
cjfa-35343	58	24	university	university	NOUN
cjfa-35343	58	25	are	be	AUX
cjfa-35343	58	26	high	high	ADJ
cjfa-35343	58	27	.	.	PUNCT
cjfa-35343	59	1	furtuna	furtuna	PROPN
cjfa-35343	59	2	2007	2007	NUM
cjfa-35343	59	3	university	university	NOUN
cjfa-35343	59	4	/	/	SYM
cjfa-35343	59	5	survey	survey	NOUN
cjfa-35343	59	6	financial	financial	ADJ
cjfa-35343	59	7	literacy	literacy	NOUN
cjfa-35343	59	8	level	level	NOUN
cjfa-35343	59	9	of	of	ADP
cjfa-35343	59	10	the	the	DET
cjfa-35343	59	11	unemployed	unemployed	ADJ
cjfa-35343	59	12	and	and	CCONJ
cjfa-35343	59	13	women	woman	NOUN
cjfa-35343	59	14	are	be	AUX
cjfa-35343	59	15	low	low	ADJ
cjfa-35343	59	16	.	.	PUNCT
cjfa-35343	60	1	oecd	oecd	PROPN
cjfa-35343	60	2	2009	2009	NUM
cjfa-35343	60	3	18	18	NUM
cjfa-35343	60	4	-	-	SYM
cjfa-35343	60	5	countries/	countries/	NUM
cjfa-35343	60	6	university	university	NOUN
cjfa-35343	60	7	the	the	DET
cjfa-35343	60	8	level	level	NOUN
cjfa-35343	60	9	of	of	ADP
cjfa-35343	60	10	financial	financial	ADJ
cjfa-35343	60	11	literacy	literacy	NOUN
cjfa-35343	60	12	is	be	AUX
cjfa-35343	60	13	different	different	ADJ
cjfa-35343	60	14	for	for	ADP
cjfa-35343	60	15	each	each	DET
cjfa-35343	60	16	country	country	NOUN
cjfa-35343	60	17	.	.	PUNCT
cjfa-35343	61	1	lusardi	lusardi	PROPN
cjfa-35343	61	2	,	,	PUNCT
cjfa-35343	61	3	mitchell	mitchell	PROPN
cjfa-35343	61	4	and	and	CCONJ
cjfa-35343	61	5	curto	curto	PROPN
cjfa-35343	61	6	2010	2010	NUM
cjfa-35343	61	7	university	university	NOUN
cjfa-35343	61	8	/	/	SYM
cjfa-35343	61	9	survey	survey	VERB
cjfa-35343	61	10	the	the	DET
cjfa-35343	61	11	family	family	NOUN
cjfa-35343	61	12	situation	situation	NOUN
cjfa-35343	61	13	(	(	PUNCT
cjfa-35343	61	14	rich	rich	ADJ
cjfa-35343	61	15	or	or	CCONJ
cjfa-35343	61	16	poor	poor	ADJ
cjfa-35343	61	17	)	)	PUNCT
cjfa-35343	61	18	affects	affect	VERB
cjfa-35343	61	19	level	level	NOUN
cjfa-35343	61	20	of	of	ADP
cjfa-35343	61	21	financial	financial	ADJ
cjfa-35343	61	22	literacy	literacy	NOUN
cjfa-35343	61	23	.	.	PUNCT
cjfa-35343	62	1	ansong	ansong	NOUN
cjfa-35343	62	2	and	and	CCONJ
cjfa-35343	62	3	gyensare	gyensare	ADJ
cjfa-35343	62	4	2012	2012	NUM
cjfa-35343	62	5	university	university	NOUN
cjfa-35343	62	6	/	/	SYM
cjfa-35343	62	7	survey	survey	NOUN
cjfa-35343	62	8	family	family	NOUN
cjfa-35343	62	9	’s	’s	PART
cjfa-35343	62	10	education	education	NOUN
cjfa-35343	62	11	level	level	NOUN
cjfa-35343	62	12	affects	affect	VERB
cjfa-35343	62	13	students	student	NOUN
cjfa-35343	62	14	positively	positively	ADV
cjfa-35343	62	15	.	.	PUNCT
cjfa-35343	63	1	atkinson	atkinson	PROPN
cjfa-35343	63	2	and	and	CCONJ
cjfa-35343	63	3	messy	messy	ADJ
cjfa-35343	63	4	2012	2012	NUM
cjfa-35343	63	5	14	14	NUM
cjfa-35343	63	6	countries	country	NOUN
cjfa-35343	63	7	/survey	/survey	PUNCT
cjfa-35343	63	8	most	most	ADJ
cjfa-35343	63	9	people	people	NOUN
cjfa-35343	63	10	have	have	VERB
cjfa-35343	63	11	financial	financial	ADJ
cjfa-35343	63	12	knowledge	knowledge	NOUN
cjfa-35343	63	13	but	but	CCONJ
cjfa-35343	63	14	their	their	PRON
cjfa-35343	63	15	knowledge	knowledge	NOUN
cjfa-35343	63	16	and	and	CCONJ
cjfa-35343	63	17	interest	interest	NOUN
cjfa-35343	63	18	level	level	NOUN
cjfa-35343	63	19	is	be	AUX
cjfa-35343	63	20	different	different	ADJ
cjfa-35343	63	21	for	for	ADP
cjfa-35343	63	22	each	each	DET
cjfa-35343	63	23	country	country	NOUN
cjfa-35343	63	24	.	.	PUNCT
cjfa-35343	64	1	ergün	ergün	PROPN
cjfa-35343	64	2	,	,	PUNCT
cjfa-35343	64	3	şahin	şahin	PROPN
cjfa-35343	64	4	and	and	CCONJ
cjfa-35343	64	5	ergin	ergin	VERB
cjfa-35343	64	6	2014	2014	NUM
cjfa-35343	64	7	public	public	ADJ
cjfa-35343	64	8	university	university	NOUN
cjfa-35343	64	9	/	/	SYM
cjfa-35343	64	10	survey	survey	NOUN
cjfa-35343	64	11	there	there	PRON
cjfa-35343	64	12	is	be	VERB
cjfa-35343	64	13	mainly	mainly	ADV
cjfa-35343	64	14	a	a	DET
cjfa-35343	64	15	relationship	relationship	NOUN
cjfa-35343	64	16	between	between	ADP
cjfa-35343	64	17	financial	financial	ADJ
cjfa-35343	64	18	literacy	literacy	NOUN
cjfa-35343	64	19	and	and	CCONJ
cjfa-35343	64	20	demographic	demographic	ADJ
cjfa-35343	64	21	characteristics	characteristic	NOUN
cjfa-35343	64	22	.	.	PUNCT
cjfa-35343	65	1	er	er	INTJ
cjfa-35343	65	2	,	,	PUNCT
cjfa-35343	65	3	temizel	temizel	NOUN
cjfa-35343	65	4	,	,	PUNCT
cjfa-35343	65	5	özdemir	özdemir	NOUN
cjfa-35343	65	6	and	and	CCONJ
cjfa-35343	65	7	sönmez	sönmez	NOUN
cjfa-35343	65	8	2014	2014	NUM
cjfa-35343	65	9	5	5	NUM
cjfa-35343	65	10	public	public	ADJ
cjfa-35343	65	11	universities	university	NOUN
cjfa-35343	65	12	/	/	SYM
cjfa-35343	65	13	survey	survey	NOUN
cjfa-35343	65	14	32	32	NUM
cjfa-35343	65	15	%	%	NOUN
cjfa-35343	65	16	have	have	VERB
cjfa-35343	65	17	high	high	ADJ
cjfa-35343	65	18	,	,	PUNCT
cjfa-35343	65	19	30	30	NUM
cjfa-35343	65	20	%	%	NOUN
cjfa-35343	65	21	have	have	VERB
cjfa-35343	65	22	medium	medium	ADJ
cjfa-35343	65	23	,	,	PUNCT
cjfa-35343	65	24	16	16	NUM
cjfa-35343	65	25	%	%	NOUN
cjfa-35343	65	26	have	have	VERB
cjfa-35343	65	27	low	low	ADJ
cjfa-35343	65	28	financial	financial	ADJ
cjfa-35343	65	29	literacy	literacy	NOUN
cjfa-35343	65	30	levels	level	NOUN
cjfa-35343	65	31	.	.	PUNCT
cjfa-35343	66	1	bayram	bayram	PROPN
cjfa-35343	66	2	2014	2014	NUM
cjfa-35343	66	3	public	public	PROPN
cjfa-35343	66	4	university	university	NOUN
cjfa-35343	66	5	/survey	/survey	NOUN
cjfa-35343	66	6	financial	financial	ADJ
cjfa-35343	66	7	literacy	literacy	NOUN
cjfa-35343	66	8	levels	level	NOUN
cjfa-35343	66	9	of	of	ADP
cjfa-35343	66	10	students	student	NOUN
cjfa-35343	66	11	taking	take	VERB
cjfa-35343	66	12	finance	finance	NOUN
cjfa-35343	66	13	and	and	CCONJ
cjfa-35343	66	14	accounting	accounting	NOUN
cjfa-35343	66	15	course	course	NOUN
cjfa-35343	66	16	are	be	AUX
cjfa-35343	66	17	higher	high	ADJ
cjfa-35343	66	18	than	than	ADP
cjfa-35343	66	19	students	student	NOUN
cjfa-35343	66	20	of	of	ADP
cjfa-35343	66	21	other	other	ADJ
cjfa-35343	66	22	departments	department	NOUN
cjfa-35343	66	23	.	.	PUNCT
cjfa-35343	67	1	potrich	potrich	PROPN
cjfa-35343	67	2	et	et	PROPN
cjfa-35343	67	3	al	al	PROPN
cjfa-35343	67	4	.	.	PROPN
cjfa-35343	67	5	2015	2015	NUM
cjfa-35343	68	1	households	household	NOUN
cjfa-35343	68	2	/survey	/survey	NOUN
cjfa-35343	68	3	67.1	67.1	NUM
cjfa-35343	68	4	%	%	NOUN
cjfa-35343	68	5	were	be	AUX
cjfa-35343	68	6	classified	classify	VERB
cjfa-35343	68	7	as	as	ADP
cjfa-35343	68	8	having	have	VERB
cjfa-35343	68	9	a	a	DET
cjfa-35343	68	10	low	low	ADJ
cjfa-35343	68	11	financial	financial	ADJ
cjfa-35343	68	12	literacy	literacy	NOUN
cjfa-35343	68	13	level	level	NOUN
cjfa-35343	68	14	.	.	PUNCT
cjfa-35343	69	1	çam	çam	NOUN
cjfa-35343	69	2	and	and	CCONJ
cjfa-35343	69	3	barut	barut	PROPN
cjfa-35343	69	4	2015	2015	NUM
cjfa-35343	69	5	public	public	ADJ
cjfa-35343	69	6	university	university	NOUN
cjfa-35343	69	7	/survey	/survey	NOUN
cjfa-35343	69	8	financial	financial	ADJ
cjfa-35343	69	9	literacy	literacy	NOUN
cjfa-35343	69	10	level	level	NOUN
cjfa-35343	69	11	is	be	AUX
cjfa-35343	69	12	so	so	ADV
cjfa-35343	69	13	low	low	ADJ
cjfa-35343	69	14	.	.	PUNCT
cjfa-35343	70	1	alkaya	alkaya	NOUN
cjfa-35343	70	2	and	and	CCONJ
cjfa-35343	70	3	yağlı	yağlı	NOUN
cjfa-35343	70	4	2015	2015	NUM
cjfa-35343	70	5	public	public	ADJ
cjfa-35343	70	6	university/	university/	NUM
cjfa-35343	70	7	survey	survey	NOUN
cjfa-35343	70	8	there	there	PRON
cjfa-35343	70	9	is	be	VERB
cjfa-35343	70	10	a	a	DET
cjfa-35343	70	11	significant	significant	ADJ
cjfa-35343	70	12	relationship	relationship	NOUN
cjfa-35343	70	13	between	between	ADP
cjfa-35343	70	14	financial	financial	ADJ
cjfa-35343	70	15	behaviour	behaviour	NOUN
cjfa-35343	70	16	and	and	CCONJ
cjfa-35343	70	17	financial	financial	ADJ
cjfa-35343	70	18	attitudes	attitude	NOUN
cjfa-35343	70	19	.	.	PUNCT
cjfa-35343	71	1	çelikkol	çelikkol	NOUN
cjfa-35343	71	2	and	and	CCONJ
cjfa-35343	71	3	çelikkol	çelikkol	PROPN
cjfa-35343	71	4	2015	2015	NUM
cjfa-35343	71	5	public	public	ADJ
cjfa-35343	71	6	university/	university/	NUM
cjfa-35343	71	7	survey	survey	NOUN
cjfa-35343	71	8	financial	financial	ADJ
cjfa-35343	71	9	literacy	literacy	NOUN
cjfa-35343	71	10	level	level	NOUN
cjfa-35343	71	11	of	of	ADP
cjfa-35343	71	12	girls	girl	NOUN
cjfa-35343	71	13	is	be	AUX
cjfa-35343	71	14	higher	high	ADJ
cjfa-35343	71	15	compared	compare	VERB
cjfa-35343	71	16	to	to	ADP
cjfa-35343	71	17	boys	boy	NOUN
cjfa-35343	71	18	.	.	PUNCT
cjfa-35343	72	1	dilek	dilek	PROPN
cjfa-35343	72	2	,	,	PUNCT
cjfa-35343	72	3	küçük	küçük	PROPN
cjfa-35343	72	4	and	and	CCONJ
cjfa-35343	72	5	eleren	eleren	PROPN
cjfa-35343	72	6	2016	2016	NUM
cjfa-35343	72	7	public	public	ADJ
cjfa-35343	72	8	university	university	NOUN
cjfa-35343	72	9	/	/	SYM
cjfa-35343	72	10	survey	survey	NOUN
cjfa-35343	72	11	in	in	ADP
cjfa-35343	72	12	department	department	NOUN
cjfa-35343	72	13	comparisons	comparison	NOUN
cjfa-35343	73	1	,	,	PUNCT
cjfa-35343	73	2	economics	economic	NOUN
cjfa-35343	73	3	students	student	NOUN
cjfa-35343	73	4	have	have	VERB
cjfa-35343	73	5	higher	high	ADJ
cjfa-35343	73	6	financial	financial	ADJ
cjfa-35343	73	7	literacy	literacy	NOUN
cjfa-35343	73	8	levels	level	NOUN
cjfa-35343	73	9	than	than	ADP
cjfa-35343	73	10	others	other	NOUN
cjfa-35343	73	11	.	.	PUNCT
cjfa-35343	74	1	hatice	hatice	PROPN
cjfa-35343	74	2	düzakın	düzakın	PROPN
cjfa-35343	74	3	,	,	PUNCT
cjfa-35343	74	4	süreyya	süreyya	PROPN
cjfa-35343	74	5	yılmaz14	yılmaz14	PROPN
cjfa-35343	74	6	author(s	author(s	PROPN
cjfa-35343	74	7	)	)	PUNCT
cjfa-35343	74	8	year	year	NOUN
cjfa-35343	74	9	method	method	NOUN
cjfa-35343	74	10	results	result	VERB
cjfa-35343	74	11	danışman	danışman	ADJ
cjfa-35343	74	12	,	,	PUNCT
cjfa-35343	74	13	sezer	sezer	NOUN
cjfa-35343	74	14	and	and	CCONJ
cjfa-35343	74	15	gümüş	gümüş	PROPN
cjfa-35343	74	16	2016	2016	NUM
cjfa-35343	74	17	turkish	turkish	ADJ
cjfa-35343	74	18	students	student	NOUN
cjfa-35343	74	19	(	(	PUNCT
cjfa-35343	74	20	390	390	NUM
cjfa-35343	74	21	)	)	PUNCT
cjfa-35343	74	22	/	/	SYM
cjfa-35343	74	23	survey	survey	NOUN
cjfa-35343	74	24	financial	financial	ADJ
cjfa-35343	74	25	literacy	literacy	NOUN
cjfa-35343	74	26	level	level	NOUN
cjfa-35343	74	27	is	be	AUX
cjfa-35343	74	28	basic	basic	ADJ
cjfa-35343	74	29	.	.	PUNCT
cjfa-35343	75	1	foder	foder	NOUN
cjfa-35343	75	2	2017	2017	NUM
cjfa-35343	75	3	survey	survey	NOUN
cjfa-35343	75	4	/households	/households	ADP
cjfa-35343	75	5	financial	financial	ADJ
cjfa-35343	75	6	literacy	literacy	NOUN
cjfa-35343	75	7	level	level	NOUN
cjfa-35343	75	8	is	be	AUX
cjfa-35343	75	9	70	70	NUM
cjfa-35343	75	10	%	%	NOUN
cjfa-35343	75	11	.	.	PUNCT
cjfa-35343	76	1	çam	çam	NOUN
cjfa-35343	76	2	,	,	PUNCT
cjfa-35343	76	3	ayaydın	ayaydın	NOUN
cjfa-35343	76	4	,	,	PUNCT
cjfa-35343	76	5	çam	çam	NOUN
cjfa-35343	76	6	and	and	CCONJ
cjfa-35343	76	7	akdeniz	akdeniz	NOUN
cjfa-35343	76	8	2018	2018	NUM
cjfa-35343	76	9	tr90	tr90	PROPN
cjfa-35343	76	10	households	household	NOUN
cjfa-35343	76	11	/	/	SYM
cjfa-35343	76	12	survey	survey	NOUN
cjfa-35343	76	13	income	income	NOUN
cjfa-35343	76	14	and	and	CCONJ
cjfa-35343	76	15	education	education	NOUN
cjfa-35343	76	16	levels	level	NOUN
cjfa-35343	76	17	have	have	VERB
cjfa-35343	76	18	a	a	DET
cjfa-35343	76	19	positive	positive	ADJ
cjfa-35343	76	20	relationship	relationship	NOUN
cjfa-35343	76	21	with	with	ADP
cjfa-35343	76	22	financial	financial	ADJ
cjfa-35343	76	23	literacy	literacy	NOUN
cjfa-35343	76	24	levels	level	NOUN
cjfa-35343	76	25	.	.	PUNCT
cjfa-35343	77	1	boz	boz	PROPN
cjfa-35343	77	2	2019	2019	NUM
cjfa-35343	77	3	student	student	NOUN
cjfa-35343	77	4	’s	’s	PART
cjfa-35343	77	5	family	family	NOUN
cjfa-35343	77	6	member/	member/	NUM
cjfa-35343	77	7	survey	survey	NOUN
cjfa-35343	77	8	students	student	NOUN
cjfa-35343	77	9	’	'	PUNCT
cjfa-35343	77	10	family	family	NOUN
cjfa-35343	77	11	members	member	NOUN
cjfa-35343	77	12	have	have	VERB
cjfa-35343	77	13	high	high	ADJ
cjfa-35343	77	14	levels	level	NOUN
cjfa-35343	77	15	of	of	ADP
cjfa-35343	77	16	financial	financial	ADJ
cjfa-35343	77	17	literacy	literacy	NOUN
cjfa-35343	77	18	.	.	PUNCT
cjfa-35343	78	1	bağcı	bağcı	PROPN
cjfa-35343	78	2	and	and	CCONJ
cjfa-35343	78	3	arabacı	arabacı	PROPN
cjfa-35343	78	4	2019	2019	NUM
cjfa-35343	78	5	public	public	ADJ
cjfa-35343	78	6	university	university	NOUN
cjfa-35343	78	7	/survey	/survey	NOUN
cjfa-35343	78	8	students	student	NOUN
cjfa-35343	78	9	have	have	VERB
cjfa-35343	78	10	a	a	DET
cjfa-35343	78	11	low	low	ADJ
cjfa-35343	78	12	financial	financial	ADJ
cjfa-35343	78	13	literacy	literacy	NOUN
cjfa-35343	78	14	level	level	NOUN
cjfa-35343	78	15	due	due	ADP
cjfa-35343	78	16	to	to	ADP
cjfa-35343	78	17	lack	lack	NOUN
cjfa-35343	78	18	of	of	ADP
cjfa-35343	78	19	calculating	calculate	VERB
cjfa-35343	78	20	abilities	ability	NOUN
cjfa-35343	78	21	.	.	PUNCT
cjfa-35343	79	1	s	s	PART
cjfa-35343	79	2	o	o	X
cjfa-35343	79	3	u	u	NOUN
cjfa-35343	79	4	r	r	NOUN
cjfa-35343	79	5	c	c	NOUN
cjfa-35343	79	6	e	e	NOUN
cjfa-35343	79	7	:	:	PUNCT
cjfa-35343	79	8	compiled	compile	VERB
cjfa-35343	79	9	by	by	ADP
cjfa-35343	79	10	the	the	DET
cjfa-35343	79	11	author	author	NOUN
cjfa-35343	79	12	.	.	PUNCT
cjfa-35343	80	1	considering	consider	VERB
cjfa-35343	80	2	the	the	DET
cjfa-35343	80	3	studies	study	NOUN
cjfa-35343	80	4	that	that	PRON
cjfa-35343	80	5	have	have	AUX
cjfa-35343	80	6	been	be	AUX
cjfa-35343	80	7	conducted	conduct	VERB
cjfa-35343	80	8	,	,	PUNCT
cjfa-35343	80	9	the	the	DET
cjfa-35343	80	10	topic	topic	NOUN
cjfa-35343	80	11	of	of	ADP
cjfa-35343	80	12	financial	financial	ADJ
cjfa-35343	80	13	literacy	literacy	NOUN
cjfa-35343	80	14	is	be	AUX
cjfa-35343	80	15	a	a	DET
cjfa-35343	80	16	topic	topic	NOUN
cjfa-35343	80	17	that	that	PRON
cjfa-35343	80	18	has	have	AUX
cjfa-35343	80	19	newly	newly	ADV
cjfa-35343	80	20	become	become	VERB
cjfa-35343	80	21	popular	popular	ADJ
cjfa-35343	80	22	in	in	ADP
cjfa-35343	80	23	turkey	turkey	NOUN
cjfa-35343	80	24	.	.	PUNCT
cjfa-35343	81	1	studies	study	NOUN
cjfa-35343	81	2	in	in	ADP
cjfa-35343	81	3	turkey	turkey	PROPN
cjfa-35343	81	4	have	have	AUX
cjfa-35343	81	5	usually	usually	ADV
cjfa-35343	81	6	focused	focus	VERB
cjfa-35343	81	7	on	on	ADP
cjfa-35343	81	8	determining	determine	VERB
cjfa-35343	81	9	the	the	DET
cjfa-35343	81	10	financial	financial	ADJ
cjfa-35343	81	11	literacy	literacy	NOUN
cjfa-35343	81	12	levels	level	NOUN
cjfa-35343	81	13	of	of	ADP
cjfa-35343	81	14	university	university	NOUN
cjfa-35343	81	15	students	student	NOUN
cjfa-35343	81	16	and	and	CCONJ
cjfa-35343	81	17	academic	academic	ADJ
cjfa-35343	81	18	personnel	personnel	NOUN
cjfa-35343	81	19	and	and	CCONJ
cjfa-35343	81	20	whether	whether	SCONJ
cjfa-35343	81	21	or	or	CCONJ
cjfa-35343	81	22	not	not	PART
cjfa-35343	81	23	they	they	PRON
cjfa-35343	81	24	have	have	VERB
cjfa-35343	81	25	a	a	DET
cjfa-35343	81	26	relationship	relationship	NOUN
cjfa-35343	81	27	with	with	ADP
cjfa-35343	81	28	demographic	demographic	ADJ
cjfa-35343	81	29	characteristics	characteristic	NOUN
cjfa-35343	81	30	.	.	PUNCT
cjfa-35343	82	1	looking	look	VERB
cjfa-35343	82	2	at	at	ADP
cjfa-35343	82	3	the	the	DET
cjfa-35343	82	4	international	international	ADJ
cjfa-35343	82	5	literature	literature	NOUN
cjfa-35343	82	6	,	,	PUNCT
cjfa-35343	82	7	it	it	PRON
cjfa-35343	82	8	is	be	AUX
cjfa-35343	82	9	seen	see	VERB
cjfa-35343	82	10	that	that	SCONJ
cjfa-35343	82	11	studies	study	NOUN
cjfa-35343	82	12	may	may	AUX
cjfa-35343	82	13	be	be	AUX
cjfa-35343	82	14	traced	trace	VERB
cjfa-35343	82	15	back	back	ADV
cjfa-35343	82	16	to	to	ADP
cjfa-35343	82	17	older	old	ADJ
cjfa-35343	82	18	dates	date	NOUN
cjfa-35343	82	19	,	,	PUNCT
cjfa-35343	82	20	while	while	SCONJ
cjfa-35343	82	21	this	this	DET
cjfa-35343	82	22	concept	concept	NOUN
cjfa-35343	82	23	has	have	AUX
cjfa-35343	82	24	been	be	AUX
cjfa-35343	82	25	studies	study	NOUN
cjfa-35343	82	26	since	since	SCONJ
cjfa-35343	82	27	the	the	DET
cjfa-35343	82	28	20th	20th	ADJ
cjfa-35343	82	29	century	century	NOUN
cjfa-35343	82	30	.	.	PUNCT
cjfa-35343	83	1	while	while	SCONJ
cjfa-35343	83	2	similar	similar	ADJ
cjfa-35343	83	3	studies	study	NOUN
cjfa-35343	83	4	are	be	AUX
cjfa-35343	83	5	seen	see	VERB
cjfa-35343	83	6	in	in	ADP
cjfa-35343	83	7	the	the	DET
cjfa-35343	83	8	literature	literature	NOUN
cjfa-35343	83	9	in	in	ADP
cjfa-35343	83	10	turkish	turkish	ADJ
cjfa-35343	83	11	,	,	PUNCT
cjfa-35343	83	12	it	it	PRON
cjfa-35343	83	13	was	be	AUX
cjfa-35343	83	14	determined	determine	VERB
cjfa-35343	83	15	that	that	SCONJ
cjfa-35343	83	16	,	,	PUNCT
cjfa-35343	83	17	in	in	ADP
cjfa-35343	83	18	the	the	DET
cjfa-35343	83	19	international	international	ADJ
cjfa-35343	83	20	literature	literature	NOUN
cjfa-35343	83	21	,	,	PUNCT
cjfa-35343	83	22	studies	study	NOUN
cjfa-35343	83	23	have	have	AUX
cjfa-35343	83	24	also	also	ADV
cjfa-35343	83	25	been	be	AUX
cjfa-35343	83	26	conducted	conduct	VERB
cjfa-35343	83	27	on	on	ADP
cjfa-35343	83	28	topics	topic	NOUN
cjfa-35343	83	29	such	such	ADJ
cjfa-35343	83	30	as	as	ADP
cjfa-35343	83	31	determining	determine	VERB
cjfa-35343	83	32	the	the	DET
cjfa-35343	83	33	financial	financial	ADJ
cjfa-35343	83	34	literacy	literacy	NOUN
cjfa-35343	83	35	levels	level	NOUN
cjfa-35343	83	36	of	of	ADP
cjfa-35343	83	37	high	high	ADJ
cjfa-35343	83	38	school	school	NOUN
cjfa-35343	83	39	students	student	NOUN
cjfa-35343	83	40	and	and	CCONJ
cjfa-35343	83	41	retired	retired	ADJ
cjfa-35343	83	42	individuals	individual	NOUN
cjfa-35343	83	43	.	.	PUNCT
cjfa-35343	84	1	in	in	ADP
cjfa-35343	84	2	this	this	DET
cjfa-35343	84	3	part	part	NOUN
cjfa-35343	84	4	of	of	ADP
cjfa-35343	84	5	the	the	DET
cjfa-35343	84	6	study	study	NOUN
cjfa-35343	84	7	,	,	PUNCT
cjfa-35343	84	8	a	a	DET
cjfa-35343	84	9	broad	broad	ADJ
cjfa-35343	84	10	literature	literature	NOUN
cjfa-35343	84	11	review	review	NOUN
cjfa-35343	84	12	was	be	AUX
cjfa-35343	84	13	carried	carry	VERB
cjfa-35343	84	14	out	out	ADP
cjfa-35343	84	15	,	,	PUNCT
cjfa-35343	84	16	and	and	CCONJ
cjfa-35343	84	17	what	what	DET
cjfa-35343	84	18	kind	kind	NOUN
cjfa-35343	84	19	of	of	ADP
cjfa-35343	84	20	improvement	improvement	NOUN
cjfa-35343	84	21	can	can	AUX
cjfa-35343	84	22	be	be	AUX
cjfa-35343	84	23	made	make	VERB
cjfa-35343	84	24	on	on	ADP
cjfa-35343	84	25	the	the	DET
cjfa-35343	84	26	topic	topic	NOUN
cjfa-35343	84	27	was	be	AUX
cjfa-35343	84	28	focused	focus	VERB
cjfa-35343	84	29	on	on	ADP
cjfa-35343	84	30	.	.	PUNCT
cjfa-35343	85	1	research	research	NOUN
cjfa-35343	85	2	methodology	methodology	NOUN
cjfa-35343	85	3	and	and	CCONJ
cjfa-35343	85	4	research	research	NOUN
cjfa-35343	85	5	process	process	NOUN
cjfa-35343	85	6	data	datum	NOUN
cjfa-35343	85	7	in	in	ADP
cjfa-35343	85	8	this	this	DET
cjfa-35343	85	9	study	study	NOUN
cjfa-35343	85	10	,	,	PUNCT
cjfa-35343	85	11	which	which	PRON
cjfa-35343	85	12	was	be	AUX
cjfa-35343	85	13	carried	carry	VERB
cjfa-35343	85	14	out	out	ADP
cjfa-35343	85	15	to	to	PART
cjfa-35343	85	16	determine	determine	VERB
cjfa-35343	85	17	the	the	DET
cjfa-35343	85	18	financial	financial	ADJ
cjfa-35343	85	19	literacy	literacy	NOUN
cjfa-35343	85	20	levels	level	NOUN
cjfa-35343	85	21	in	in	ADP
cjfa-35343	85	22	turkey	turkey	PROPN
cjfa-35343	85	23	,	,	PUNCT
cjfa-35343	85	24	a	a	DET
cjfa-35343	85	25	questionnaire	questionnaire	NOUN
cjfa-35343	85	26	was	be	AUX
cjfa-35343	85	27	applied	apply	VERB
cjfa-35343	85	28	on	on	ADP
cjfa-35343	85	29	randomly	randomly	ADV
cjfa-35343	85	30	selected	select	VERB
cjfa-35343	85	31	households	household	NOUN
cjfa-35343	85	32	living	live	VERB
cjfa-35343	85	33	in	in	ADP
cjfa-35343	85	34	12	12	NUM
cjfa-35343	85	35	provinces	province	NOUN
cjfa-35343	85	36	located	locate	VERB
cjfa-35343	85	37	in	in	ADP
cjfa-35343	85	38	the	the	DET
cjfa-35343	85	39	level	level	NOUN
cjfa-35343	85	40	1	1	NUM
cjfa-35343	85	41	region	region	NOUN
cjfa-35343	85	42	determined	determine	VERB
cjfa-35343	85	43	by	by	ADP
cjfa-35343	85	44	the	the	DET
cjfa-35343	85	45	turkish	turkish	ADJ
cjfa-35343	85	46	statistical	statistical	ADJ
cjfa-35343	85	47	institute	institute	NOUN
cjfa-35343	85	48	(	(	PUNCT
cjfa-35343	85	49	tüi̇k	tüi̇k	NUM
cjfa-35343	85	50	)	)	PUNCT
cjfa-35343	85	51	.	.	PUNCT
cjfa-35343	86	1	table	table	NOUN
cjfa-35343	86	2	1	1	NUM
cjfa-35343	86	3	.	.	PUNCT
cjfa-35343	87	1	financial	financial	ADJ
cjfa-35343	87	2	…	…	PUNCT
cjfa-35343	87	3	the	the	DET
cjfa-35343	87	4	determinants	determinant	NOUN
cjfa-35343	87	5	of	of	ADP
cjfa-35343	87	6	the	the	DET
cjfa-35343	87	7	level	level	NOUN
cjfa-35343	87	8	of	of	ADP
cjfa-35343	87	9	financial	financial	ADJ
cjfa-35343	87	10	literacy	literacy	NOUN
cjfa-35343	87	11	in	in	ADP
cjfa-35343	87	12	turkey	turkey	NOUN
cjfa-35343	87	13	15	15	NUM
cjfa-35343	87	14	the	the	DET
cjfa-35343	87	15	questionnaire	questionnaire	NOUN
cjfa-35343	87	16	application	application	NOUN
cjfa-35343	87	17	included	include	VERB
cjfa-35343	87	18	1000	1000	NUM
cjfa-35343	87	19	individuals	individual	NOUN
cjfa-35343	87	20	,	,	PUNCT
cjfa-35343	87	21	and	and	CCONJ
cjfa-35343	87	22	the	the	DET
cjfa-35343	87	23	questions	question	NOUN
cjfa-35343	87	24	were	be	AUX
cjfa-35343	87	25	directed	direct	VERB
cjfa-35343	87	26	to	to	ADP
cjfa-35343	87	27	the	the	DET
cjfa-35343	87	28	participants	participant	NOUN
cjfa-35343	87	29	via	via	ADP
cjfa-35343	87	30	telephone	telephone	NOUN
cjfa-35343	87	31	and	and	CCONJ
cjfa-35343	87	32	face	face	NOUN
cjfa-35343	87	33	-	-	PUNCT
cjfa-35343	87	34	to	to	ADP
cjfa-35343	87	35	-	-	PUNCT
cjfa-35343	87	36	face	face	NOUN
cjfa-35343	87	37	interviews	interview	NOUN
cjfa-35343	87	38	.	.	PUNCT
cjfa-35343	88	1	the	the	DET
cjfa-35343	88	2	questionnaire	questionnaire	NOUN
cjfa-35343	88	3	implementation	implementation	NOUN
cjfa-35343	88	4	process	process	NOUN
cjfa-35343	88	5	started	start	VERB
cjfa-35343	88	6	in	in	ADP
cjfa-35343	88	7	march	march	PROPN
cjfa-35343	88	8	2018	2018	NUM
cjfa-35343	88	9	and	and	CCONJ
cjfa-35343	88	10	ended	end	VERB
cjfa-35343	88	11	in	in	ADP
cjfa-35343	88	12	july	july	PROPN
cjfa-35343	88	13	2018	2018	NUM
cjfa-35343	88	14	.	.	PUNCT
cjfa-35343	89	1	the	the	DET
cjfa-35343	89	2	questions	question	NOUN
cjfa-35343	89	3	in	in	ADP
cjfa-35343	89	4	the	the	DET
cjfa-35343	89	5	questionnaire	questionnaire	NOUN
cjfa-35343	89	6	that	that	PRON
cjfa-35343	89	7	was	be	AUX
cjfa-35343	89	8	used	use	VERB
cjfa-35343	89	9	in	in	ADP
cjfa-35343	89	10	the	the	DET
cjfa-35343	89	11	study	study	NOUN
cjfa-35343	89	12	were	be	AUX
cjfa-35343	89	13	compiled	compile	VERB
cjfa-35343	89	14	from	from	ADP
cjfa-35343	89	15	those	those	PRON
cjfa-35343	89	16	used	use	VERB
cjfa-35343	89	17	in	in	ADP
cjfa-35343	89	18	the	the	DET
cjfa-35343	89	19	studies	study	NOUN
cjfa-35343	89	20	by	by	ADP
cjfa-35343	89	21	van	van	PROPN
cjfa-35343	89	22	rooij	rooij	NOUN
cjfa-35343	89	23	,	,	PUNCT
cjfa-35343	89	24	lusardi	lusardi	NOUN
cjfa-35343	89	25	and	and	CCONJ
cjfa-35343	89	26	alessie	alessie	ADJ
cjfa-35343	89	27	(	(	PUNCT
cjfa-35343	89	28	2011	2011	NUM
cjfa-35343	89	29	)	)	PUNCT
cjfa-35343	89	30	and	and	CCONJ
cjfa-35343	89	31	potrich	potrich	PROPN
cjfa-35343	89	32	,	,	PUNCT
cjfa-35343	89	33	vieira	vieira	PROPN
cjfa-35343	89	34	and	and	CCONJ
cjfa-35343	89	35	kirch	kirch	PROPN
cjfa-35343	89	36	(	(	PUNCT
cjfa-35343	89	37	2015	2015	NUM
cjfa-35343	89	38	)	)	PUNCT
cjfa-35343	89	39	.	.	PUNCT
cjfa-35343	90	1	the	the	DET
cjfa-35343	90	2	questionnaire	questionnaire	NOUN
cjfa-35343	90	3	consisted	consist	VERB
cjfa-35343	90	4	of	of	ADP
cjfa-35343	90	5	four	four	NUM
cjfa-35343	90	6	parts	part	NOUN
cjfa-35343	90	7	.	.	PUNCT
cjfa-35343	91	1	questions	question	NOUN
cjfa-35343	91	2	on	on	ADP
cjfa-35343	91	3	determining	determine	VERB
cjfa-35343	91	4	financial	financial	ADJ
cjfa-35343	91	5	knowledge	knowledge	NOUN
cjfa-35343	91	6	(	(	PUNCT
cjfa-35343	91	7	8	8	NUM
cjfa-35343	91	8	questions	question	NOUN
cjfa-35343	91	9	)	)	PUNCT
cjfa-35343	91	10	,	,	PUNCT
cjfa-35343	91	11	financial	financial	ADJ
cjfa-35343	91	12	behaviour	behaviour	NOUN
cjfa-35343	91	13	(	(	PUNCT
cjfa-35343	91	14	27	27	NUM
cjfa-35343	91	15	statements	statement	NOUN
cjfa-35343	91	16	)	)	PUNCT
cjfa-35343	91	17	and	and	CCONJ
cjfa-35343	91	18	financial	financial	ADJ
cjfa-35343	91	19	attitude	attitude	NOUN
cjfa-35343	91	20	(	(	PUNCT
cjfa-35343	91	21	10	10	NUM
cjfa-35343	91	22	statements	statement	NOUN
cjfa-35343	91	23	)	)	PUNCT
cjfa-35343	91	24	and	and	CCONJ
cjfa-35343	91	25	current	current	ADJ
cjfa-35343	91	26	financial	financial	ADJ
cjfa-35343	91	27	knowledge	knowledge	NOUN
cjfa-35343	91	28	(	(	PUNCT
cjfa-35343	91	29	8	8	NUM
cjfa-35343	91	30	questions	question	NOUN
cjfa-35343	91	31	)	)	PUNCT
cjfa-35343	91	32	were	be	AUX
cjfa-35343	91	33	asked	ask	VERB
cjfa-35343	91	34	of	of	ADP
cjfa-35343	91	35	the	the	DET
cjfa-35343	91	36	participants	participant	NOUN
cjfa-35343	91	37	.	.	PUNCT
cjfa-35343	92	1	the	the	DET
cjfa-35343	92	2	questions	question	NOUN
cjfa-35343	92	3	on	on	ADP
cjfa-35343	92	4	financial	financial	ADJ
cjfa-35343	92	5	knowledge	knowledge	NOUN
cjfa-35343	92	6	and	and	CCONJ
cjfa-35343	92	7	current	current	ADJ
cjfa-35343	92	8	financial	financial	ADJ
cjfa-35343	92	9	knowledge	knowledge	NOUN
cjfa-35343	92	10	were	be	AUX
cjfa-35343	92	11	multiple	multiple	ADJ
cjfa-35343	92	12	-	-	PUNCT
cjfa-35343	92	13	choice	choice	NOUN
cjfa-35343	92	14	questions	question	NOUN
cjfa-35343	92	15	with	with	ADP
cjfa-35343	92	16	three	three	NUM
cjfa-35343	92	17	options	option	NOUN
cjfa-35343	92	18	each	each	PRON
cjfa-35343	92	19	,	,	PUNCT
cjfa-35343	92	20	while	while	SCONJ
cjfa-35343	92	21	the	the	DET
cjfa-35343	92	22	statements	statement	NOUN
cjfa-35343	92	23	on	on	ADP
cjfa-35343	92	24	financial	financial	ADJ
cjfa-35343	92	25	behaviour	behaviour	NOUN
cjfa-35343	92	26	and	and	CCONJ
cjfa-35343	92	27	attitude	attitude	NOUN
cjfa-35343	92	28	were	be	AUX
cjfa-35343	92	29	5	5	NUM
cjfa-35343	92	30	-	-	PUNCT
cjfa-35343	92	31	point	point	NOUN
cjfa-35343	92	32	likert	likert	NOUN
cjfa-35343	92	33	-	-	NOUN
cjfa-35343	92	34	type	type	NOUN
cjfa-35343	92	35	(	(	PUNCT
cjfa-35343	92	36	absolutely	absolutely	ADV
cjfa-35343	92	37	disagree	disagree	VERB
cjfa-35343	92	38	,	,	PUNCT
cjfa-35343	92	39	disagree	disagree	VERB
cjfa-35343	92	40	,	,	PUNCT
cjfa-35343	92	41	undecided	undecided	ADJ
cjfa-35343	92	42	,	,	PUNCT
cjfa-35343	92	43	agree	agree	VERB
cjfa-35343	92	44	,	,	PUNCT
cjfa-35343	92	45	absolutely	absolutely	ADV
cjfa-35343	92	46	agree	agree	VERB
cjfa-35343	92	47	)	)	PUNCT
cjfa-35343	92	48	statements	statement	NOUN
cjfa-35343	92	49	.	.	PUNCT
cjfa-35343	93	1	the	the	DET
cjfa-35343	93	2	eight	eight	NUM
cjfa-35343	93	3	questions	question	NOUN
cjfa-35343	93	4	that	that	PRON
cjfa-35343	93	5	were	be	AUX
cjfa-35343	93	6	asked	ask	VERB
cjfa-35343	93	7	to	to	PART
cjfa-35343	93	8	determine	determine	VERB
cjfa-35343	93	9	the	the	DET
cjfa-35343	93	10	financial	financial	ADJ
cjfa-35343	93	11	knowledge	knowledge	NOUN
cjfa-35343	93	12	of	of	ADP
cjfa-35343	93	13	the	the	DET
cjfa-35343	93	14	individuals	individual	NOUN
cjfa-35343	93	15	responding	respond	VERB
cjfa-35343	93	16	to	to	ADP
cjfa-35343	93	17	the	the	DET
cjfa-35343	93	18	questionnaire	questionnaire	NOUN
cjfa-35343	93	19	were	be	AUX
cjfa-35343	93	20	questions	question	NOUN
cjfa-35343	93	21	on	on	ADP
cjfa-35343	93	22	topics	topic	NOUN
cjfa-35343	93	23	such	such	ADJ
cjfa-35343	93	24	as	as	ADP
cjfa-35343	93	25	simple	simple	ADJ
cjfa-35343	93	26	mathematical	mathematical	ADJ
cjfa-35343	93	27	operation	operation	NOUN
cjfa-35343	93	28	,	,	PUNCT
cjfa-35343	93	29	time	time	NOUN
cjfa-35343	93	30	value	value	NOUN
cjfa-35343	93	31	of	of	ADP
cjfa-35343	93	32	money	money	NOUN
cjfa-35343	93	33	,	,	PUNCT
cjfa-35343	93	34	inflation	inflation	NOUN
cjfa-35343	93	35	,	,	PUNCT
cjfa-35343	93	36	interest	interest	NOUN
cjfa-35343	93	37	calculation	calculation	NOUN
cjfa-35343	93	38	and	and	CCONJ
cjfa-35343	93	39	risk	risk	NOUN
cjfa-35343	93	40	and	and	CCONJ
cjfa-35343	93	41	diversification	diversification	NOUN
cjfa-35343	93	42	.	.	PUNCT
cjfa-35343	94	1	the	the	DET
cjfa-35343	94	2	questions	question	NOUN
cjfa-35343	94	3	on	on	ADP
cjfa-35343	94	4	current	current	ADJ
cjfa-35343	94	5	financial	financial	ADJ
cjfa-35343	94	6	knowledge	knowledge	NOUN
cjfa-35343	94	7	were	be	AUX
cjfa-35343	94	8	those	those	PRON
cjfa-35343	94	9	that	that	PRON
cjfa-35343	94	10	measured	measure	VERB
cjfa-35343	94	11	topics	topic	NOUN
cjfa-35343	94	12	such	such	ADJ
cjfa-35343	94	13	as	as	ADP
cjfa-35343	94	14	blockchain	blockchain	NOUN
cjfa-35343	94	15	and	and	CCONJ
cjfa-35343	94	16	exchange	exchange	NOUN
cjfa-35343	94	17	rates	rate	NOUN
cjfa-35343	94	18	.	.	PUNCT
cjfa-35343	95	1	at	at	ADP
cjfa-35343	95	2	the	the	DET
cjfa-35343	95	3	next	next	ADJ
cjfa-35343	95	4	stage	stage	NOUN
cjfa-35343	95	5	of	of	ADP
cjfa-35343	95	6	the	the	DET
cjfa-35343	95	7	study	study	NOUN
cjfa-35343	95	8	,	,	PUNCT
cjfa-35343	95	9	the	the	DET
cjfa-35343	95	10	relationship	relationship	NOUN
cjfa-35343	95	11	between	between	ADP
cjfa-35343	95	12	financial	financial	ADJ
cjfa-35343	95	13	literacy	literacy	NOUN
cjfa-35343	95	14	and	and	CCONJ
cjfa-35343	95	15	sociodemographic	sociodemographic	ADJ
cjfa-35343	95	16	characteristics	characteristic	NOUN
cjfa-35343	95	17	was	be	AUX
cjfa-35343	95	18	aimed	aim	VERB
cjfa-35343	95	19	to	to	PART
cjfa-35343	95	20	be	be	AUX
cjfa-35343	95	21	determined	determine	VERB
cjfa-35343	95	22	.	.	PUNCT
cjfa-35343	96	1	methodology	methodology	NOUN
cjfa-35343	96	2	econometric	econometric	ADJ
cjfa-35343	96	3	model	model	NOUN
cjfa-35343	96	4	in	in	ADP
cjfa-35343	96	5	this	this	DET
cjfa-35343	96	6	study	study	NOUN
cjfa-35343	96	7	that	that	PRON
cjfa-35343	96	8	aimed	aim	VERB
cjfa-35343	96	9	to	to	PART
cjfa-35343	96	10	determine	determine	VERB
cjfa-35343	96	11	the	the	DET
cjfa-35343	96	12	financial	financial	ADJ
cjfa-35343	96	13	literacy	literacy	NOUN
cjfa-35343	96	14	levels	level	NOUN
cjfa-35343	96	15	in	in	ADP
cjfa-35343	96	16	turkey	turkey	PROPN
cjfa-35343	96	17	,	,	PUNCT
cjfa-35343	96	18	logit	logit	VERB
cjfa-35343	96	19	regression	regression	NOUN
cjfa-35343	96	20	analysis	analysis	NOUN
cjfa-35343	96	21	was	be	AUX
cjfa-35343	96	22	carried	carry	VERB
cjfa-35343	96	23	out	out	ADP
cjfa-35343	96	24	to	to	PART
cjfa-35343	96	25	reveal	reveal	VERB
cjfa-35343	96	26	the	the	DET
cjfa-35343	96	27	relationship	relationship	NOUN
cjfa-35343	96	28	between	between	ADP
cjfa-35343	96	29	the	the	DET
cjfa-35343	96	30	independent	independent	ADJ
cjfa-35343	96	31	and	and	CCONJ
cjfa-35343	96	32	dependent	dependent	ADJ
cjfa-35343	96	33	variables	variable	NOUN
cjfa-35343	96	34	.	.	PUNCT
cjfa-35343	97	1	in	in	ADP
cjfa-35343	97	2	this	this	DET
cjfa-35343	97	3	study	study	NOUN
cjfa-35343	97	4	,	,	PUNCT
cjfa-35343	97	5	the	the	DET
cjfa-35343	97	6	stata	stata	NOUN
cjfa-35343	97	7	mp	mp	PROPN
cjfa-35343	97	8	14	14	NUM
cjfa-35343	97	9	(	(	PUNCT
cjfa-35343	97	10	64	64	NUM
cjfa-35343	97	11	bit	bit	NOUN
cjfa-35343	97	12	)	)	PUNCT
cjfa-35343	97	13	was	be	AUX
cjfa-35343	97	14	used	use	VERB
cjfa-35343	97	15	for	for	ADP
cjfa-35343	97	16	analysis	analysis	NOUN
cjfa-35343	97	17	.	.	PUNCT
cjfa-35343	98	1	nonparametric	nonparametric	ADJ
cjfa-35343	98	2	scale	scale	NOUN
cjfa-35343	98	3	and	and	CCONJ
cjfa-35343	98	4	ordinal	ordinal	ADJ
cjfa-35343	98	5	variables	variable	NOUN
cjfa-35343	98	6	were	be	AUX
cjfa-35343	98	7	described	describe	VERB
cjfa-35343	98	8	with	with	ADP
cjfa-35343	98	9	frequency	frequency	NOUN
cjfa-35343	98	10	analysis	analysis	NOUN
cjfa-35343	98	11	,	,	PUNCT
cjfa-35343	98	12	whereas	whereas	SCONJ
cjfa-35343	98	13	scale	scale	NOUN
cjfa-35343	98	14	parameters	parameter	NOUN
cjfa-35343	98	15	were	be	AUX
cjfa-35343	98	16	described	describe	VERB
cjfa-35343	98	17	with	with	ADP
cjfa-35343	98	18	means	mean	NOUN
cjfa-35343	98	19	and	and	CCONJ
cjfa-35343	98	20	standard	standard	ADJ
cjfa-35343	98	21	deviations	deviation	NOUN
cjfa-35343	98	22	.	.	PUNCT
cjfa-35343	99	1	crosstabulation	crosstabulation	NOUN
cjfa-35343	99	2	and	and	CCONJ
cjfa-35343	99	3	chi	chi	ADJ
cjfa-35343	99	4	-	-	PUNCT
cjfa-35343	99	5	square	square	NOUN
cjfa-35343	99	6	analysis	analysis	NOUN
cjfa-35343	99	7	were	be	AUX
cjfa-35343	99	8	used	use	VERB
cjfa-35343	99	9	for	for	ADP
cjfa-35343	99	10	contingency	contingency	NOUN
cjfa-35343	99	11	tables	table	NOUN
cjfa-35343	99	12	.	.	PUNCT
cjfa-35343	100	1	spearman	spearman	NOUN
cjfa-35343	100	2	’s	’s	PART
cjfa-35343	100	3	rho	rho	ADJ
cjfa-35343	100	4	correlation	correlation	NOUN
cjfa-35343	100	5	was	be	AUX
cjfa-35343	100	6	used	use	VERB
cjfa-35343	100	7	for	for	ADP
cjfa-35343	100	8	correlation	correlation	NOUN
cjfa-35343	100	9	matrix	matrix	NOUN
cjfa-35343	100	10	for	for	ADP
cjfa-35343	100	11	study	study	NOUN
cjfa-35343	100	12	parameters	parameter	NOUN
cjfa-35343	100	13	.	.	PUNCT
cjfa-35343	101	1	logit	logit	PROPN
cjfa-35343	101	2	model	model	NOUN
cjfa-35343	101	3	with	with	ADP
cjfa-35343	101	4	margin	margin	NOUN
cjfa-35343	101	5	effects	effect	NOUN
cjfa-35343	101	6	were	be	AUX
cjfa-35343	101	7	used	use	VERB
cjfa-35343	101	8	for	for	ADP
cjfa-35343	101	9	analysis	analysis	NOUN
cjfa-35343	101	10	for	for	ADP
cjfa-35343	101	11	research	research	NOUN
cjfa-35343	101	12	question	question	NOUN
cjfa-35343	101	13	.	.	PUNCT
cjfa-35343	102	1	the	the	DET
cjfa-35343	102	2	main	main	ADJ
cjfa-35343	102	3	equation	equation	NOUN
cjfa-35343	102	4	was	be	AUX
cjfa-35343	102	5	given	give	VERB
cjfa-35343	102	6	as	as	ADP
cjfa-35343	102	7	in	in	ADP
cjfa-35343	102	8	the	the	DET
cjfa-35343	102	9	follows	follow	NOUN
cjfa-35343	102	10	:	:	PUNCT
cjfa-35343	102	11	hatice	hatice	NOUN
cjfa-35343	102	12	düzakın	düzakın	NOUN
cjfa-35343	102	13	,	,	PUNCT
cjfa-35343	102	14	süreyya	süreyya	PROPN
cjfa-35343	102	15	yılmaz16	yılmaz16	PROPN
cjfa-35343	102	16	financial	financial	ADJ
cjfa-35343	102	17	literacy	literacy	NOUN
cjfa-35343	102	18	=	=	SYM
cjfa-35343	102	19	β0	β0	NOUN
cjfa-35343	102	20	+	+	CCONJ
cjfa-35343	102	21	β1	β1	NOUN
cjfa-35343	102	22	gender	gender	NOUN
cjfa-35343	102	23	+	+	CCONJ
cjfa-35343	102	24	β2	β2	NOUN
cjfa-35343	102	25	age	age	NOUN
cjfa-35343	102	26	+	+	CCONJ
cjfa-35343	102	27	β3	β3	VERB
cjfa-35343	102	28	marital	marital	ADJ
cjfa-35343	102	29	status	status	NOUN
cjfa-35343	102	30	+	+	CCONJ
cjfa-35343	102	31	β4	β4	ADJ
cjfa-35343	102	32	number	number	NOUN
cjfa-35343	102	33	of	of	ADP
cjfa-35343	102	34	family	family	NOUN
cjfa-35343	102	35	members	member	NOUN
cjfa-35343	102	36	+	+	CCONJ
cjfa-35343	102	37	β5	β5	ADJ
cjfa-35343	102	38	education	education	NOUN
cjfa-35343	102	39	+	+	CCONJ
cjfa-35343	102	40	β6	β6	PROPN
cjfa-35343	102	41	income	income	NOUN
cjfa-35343	102	42	+	+	CCONJ
cjfa-35343	102	43	β7	β7	ADJ
cjfa-35343	102	44	number	number	NOUN
cjfa-35343	102	45	of	of	ADP
cjfa-35343	102	46	income	income	NOUN
cjfa-35343	102	47	person	person	NOUN
cjfa-35343	102	48	+	+	CCONJ
cjfa-35343	102	49	β8	β8	PROPN
cjfa-35343	102	50	house	house	NOUN
cjfa-35343	102	51	income	income	NOUN
cjfa-35343	102	52	+	+	CCONJ
cjfa-35343	102	53	β9	β9	ADJ
cjfa-35343	102	54	worker	worker	NOUN
cjfa-35343	102	55	research	research	NOUN
cjfa-35343	102	56	hypotheses	hypothesis	NOUN
cjfa-35343	102	57	when	when	SCONJ
cjfa-35343	102	58	financial	financial	ADJ
cjfa-35343	102	59	literacy	literacy	NOUN
cjfa-35343	102	60	was	be	AUX
cjfa-35343	102	61	considered	consider	VERB
cjfa-35343	102	62	within	within	ADP
cjfa-35343	102	63	a	a	DET
cjfa-35343	102	64	theoretical	theoretical	ADJ
cjfa-35343	102	65	framework	framework	NOUN
cjfa-35343	102	66	and	and	CCONJ
cjfa-35343	102	67	in	in	ADP
cjfa-35343	102	68	the	the	DET
cjfa-35343	102	69	light	light	NOUN
cjfa-35343	102	70	of	of	ADP
cjfa-35343	102	71	the	the	DET
cjfa-35343	102	72	literature	literature	NOUN
cjfa-35343	102	73	review	review	NOUN
cjfa-35343	102	74	that	that	PRON
cjfa-35343	102	75	was	be	AUX
cjfa-35343	102	76	carried	carry	VERB
cjfa-35343	102	77	out	out	ADP
cjfa-35343	102	78	,	,	PUNCT
cjfa-35343	102	79	the	the	DET
cjfa-35343	102	80	following	follow	VERB
cjfa-35343	102	81	hypotheses	hypothesis	NOUN
cjfa-35343	102	82	were	be	AUX
cjfa-35343	102	83	formed	form	VERB
cjfa-35343	102	84	.	.	PUNCT
cjfa-35343	103	1	■	■	PUNCT
cjfa-35343	103	2	h1	h1	NOUN
cjfa-35343	103	3	:	:	PUNCT
cjfa-35343	103	4	gender	gender	NOUN
cjfa-35343	103	5	has	have	VERB
cjfa-35343	103	6	a	a	DET
cjfa-35343	103	7	statistically	statistically	ADV
cjfa-35343	103	8	significant	significant	ADJ
cjfa-35343	103	9	predictive	predictive	ADJ
cjfa-35343	103	10	effect	effect	NOUN
cjfa-35343	103	11	on	on	ADP
cjfa-35343	103	12	level	level	NOUN
cjfa-35343	103	13	of	of	ADP
cjfa-35343	103	14	financial	financial	ADJ
cjfa-35343	103	15	literacy	literacy	NOUN
cjfa-35343	103	16	.	.	PUNCT
cjfa-35343	104	1	■	■	PUNCT
cjfa-35343	104	2	h2	h2	NOUN
cjfa-35343	104	3	:	:	PUNCT
cjfa-35343	104	4	age	age	NOUN
cjfa-35343	104	5	has	have	VERB
cjfa-35343	104	6	a	a	DET
cjfa-35343	104	7	statistically	statistically	ADV
cjfa-35343	104	8	significant	significant	ADJ
cjfa-35343	104	9	predictive	predictive	ADJ
cjfa-35343	104	10	effect	effect	NOUN
cjfa-35343	104	11	on	on	ADP
cjfa-35343	104	12	level	level	NOUN
cjfa-35343	104	13	of	of	ADP
cjfa-35343	104	14	financial	financial	ADJ
cjfa-35343	104	15	literacy	literacy	NOUN
cjfa-35343	104	16	.	.	PUNCT
cjfa-35343	105	1	■	■	PUNCT
cjfa-35343	105	2	h3	h3	NOUN
cjfa-35343	105	3	:	:	PUNCT
cjfa-35343	105	4	marital	marital	ADJ
cjfa-35343	105	5	status	status	NOUN
cjfa-35343	105	6	has	have	VERB
cjfa-35343	105	7	a	a	DET
cjfa-35343	105	8	statistically	statistically	ADV
cjfa-35343	105	9	significant	significant	ADJ
cjfa-35343	105	10	predictive	predictive	ADJ
cjfa-35343	105	11	effect	effect	NOUN
cjfa-35343	105	12	on	on	ADP
cjfa-35343	105	13	level	level	NOUN
cjfa-35343	105	14	of	of	ADP
cjfa-35343	105	15	financial	financial	ADJ
cjfa-35343	105	16	literacy	literacy	NOUN
cjfa-35343	105	17	.	.	PUNCT
cjfa-35343	106	1	■	■	PUNCT
cjfa-35343	106	2	h4	h4	NOUN
cjfa-35343	106	3	:	:	PUNCT
cjfa-35343	106	4	number	number	NOUN
cjfa-35343	106	5	of	of	ADP
cjfa-35343	106	6	family	family	NOUN
cjfa-35343	106	7	members	member	NOUN
cjfa-35343	106	8	has	have	VERB
cjfa-35343	106	9	a	a	DET
cjfa-35343	106	10	statistically	statistically	ADV
cjfa-35343	106	11	significant	significant	ADJ
cjfa-35343	106	12	predictive	predictive	ADJ
cjfa-35343	106	13	effect	effect	NOUN
cjfa-35343	106	14	on	on	ADP
cjfa-35343	106	15	level	level	NOUN
cjfa-35343	106	16	of	of	ADP
cjfa-35343	106	17	financial	financial	ADJ
cjfa-35343	106	18	literacy	literacy	NOUN
cjfa-35343	106	19	.	.	PUNCT
cjfa-35343	107	1	■	■	PUNCT
cjfa-35343	107	2	h5	h5	NOUN
cjfa-35343	107	3	:	:	PUNCT
cjfa-35343	107	4	education	education	NOUN
cjfa-35343	107	5	has	have	VERB
cjfa-35343	107	6	a	a	DET
cjfa-35343	107	7	statistically	statistically	ADV
cjfa-35343	107	8	significant	significant	ADJ
cjfa-35343	107	9	predictive	predictive	ADJ
cjfa-35343	107	10	effect	effect	NOUN
cjfa-35343	107	11	on	on	ADP
cjfa-35343	107	12	level	level	NOUN
cjfa-35343	107	13	of	of	ADP
cjfa-35343	107	14	financial	financial	ADJ
cjfa-35343	107	15	literacy	literacy	NOUN
cjfa-35343	107	16	.	.	PUNCT
cjfa-35343	108	1	■	■	PUNCT
cjfa-35343	108	2	h6	h6	NOUN
cjfa-35343	108	3	:	:	PUNCT
cjfa-35343	108	4	income	income	NOUN
cjfa-35343	108	5	has	have	VERB
cjfa-35343	108	6	a	a	DET
cjfa-35343	108	7	statistically	statistically	ADV
cjfa-35343	108	8	significant	significant	ADJ
cjfa-35343	108	9	predictive	predictive	ADJ
cjfa-35343	108	10	effect	effect	NOUN
cjfa-35343	108	11	on	on	ADP
cjfa-35343	108	12	level	level	NOUN
cjfa-35343	108	13	of	of	ADP
cjfa-35343	108	14	financial	financial	ADJ
cjfa-35343	108	15	literacy	literacy	NOUN
cjfa-35343	108	16	.	.	PUNCT
cjfa-35343	109	1	■	■	PUNCT
cjfa-35343	109	2	h7	h7	NOUN
cjfa-35343	109	3	:	:	PUNCT
cjfa-35343	109	4	number	number	NOUN
cjfa-35343	109	5	persons	person	NOUN
cjfa-35343	109	6	with	with	ADP
cjfa-35343	109	7	income	income	NOUN
cjfa-35343	109	8	has	have	VERB
cjfa-35343	109	9	a	a	DET
cjfa-35343	109	10	statistically	statistically	ADV
cjfa-35343	109	11	significant	significant	ADJ
cjfa-35343	109	12	predictive	predictive	ADJ
cjfa-35343	109	13	effect	effect	NOUN
cjfa-35343	109	14	on	on	ADP
cjfa-35343	109	15	level	level	NOUN
cjfa-35343	109	16	of	of	ADP
cjfa-35343	109	17	financial	financial	ADJ
cjfa-35343	109	18	literacy	literacy	NOUN
cjfa-35343	109	19	.	.	PUNCT
cjfa-35343	110	1	■	■	PUNCT
cjfa-35343	110	2	h8	h8	NOUN
cjfa-35343	110	3	:	:	PUNCT
cjfa-35343	110	4	household	household	NOUN
cjfa-35343	110	5	income	income	NOUN
cjfa-35343	110	6	has	have	VERB
cjfa-35343	110	7	a	a	DET
cjfa-35343	110	8	statistically	statistically	ADV
cjfa-35343	110	9	significant	significant	ADJ
cjfa-35343	110	10	predictive	predictive	ADJ
cjfa-35343	110	11	effect	effect	NOUN
cjfa-35343	110	12	on	on	ADP
cjfa-35343	110	13	level	level	NOUN
cjfa-35343	110	14	of	of	ADP
cjfa-35343	110	15	financial	financial	ADJ
cjfa-35343	110	16	literacy	literacy	NOUN
cjfa-35343	110	17	.	.	PUNCT
cjfa-35343	111	1	■	■	PUNCT
cjfa-35343	111	2	h9	h9	NOUN
cjfa-35343	111	3	:	:	PUNCT
cjfa-35343	111	4	working	work	VERB
cjfa-35343	111	5	condition	condition	NOUN
cjfa-35343	111	6	has	have	VERB
cjfa-35343	111	7	a	a	DET
cjfa-35343	111	8	statistically	statistically	ADV
cjfa-35343	111	9	significant	significant	ADJ
cjfa-35343	111	10	predictive	predictive	ADJ
cjfa-35343	111	11	effect	effect	NOUN
cjfa-35343	111	12	on	on	ADP
cjfa-35343	111	13	level	level	NOUN
cjfa-35343	111	14	of	of	ADP
cjfa-35343	111	15	financial	financial	ADJ
cjfa-35343	111	16	literacy	literacy	NOUN
cjfa-35343	111	17	.	.	PUNCT
cjfa-35343	112	1	empirical	empirical	ADJ
cjfa-35343	112	2	results	result	NOUN
cjfa-35343	112	3	and	and	CCONJ
cjfa-35343	112	4	discussion	discussion	NOUN
cjfa-35343	112	5	the	the	DET
cjfa-35343	112	6	demographic	demographic	ADJ
cjfa-35343	112	7	characteristics	characteristic	NOUN
cjfa-35343	112	8	of	of	ADP
cjfa-35343	112	9	the	the	DET
cjfa-35343	112	10	participants	participant	NOUN
cjfa-35343	112	11	are	be	AUX
cjfa-35343	112	12	presented	present	VERB
cjfa-35343	112	13	in	in	ADP
cjfa-35343	112	14	the	the	DET
cjfa-35343	112	15	table	table	NOUN
cjfa-35343	112	16	2	2	NUM
cjfa-35343	112	17	.	.	PUNCT
cjfa-35343	113	1	the	the	DET
cjfa-35343	113	2	determinants	determinant	NOUN
cjfa-35343	113	3	of	of	ADP
cjfa-35343	113	4	the	the	DET
cjfa-35343	113	5	level	level	NOUN
cjfa-35343	113	6	of	of	ADP
cjfa-35343	113	7	financial	financial	ADJ
cjfa-35343	113	8	literacy	literacy	NOUN
cjfa-35343	113	9	in	in	ADP
cjfa-35343	113	10	turkey	turkey	NOUN
cjfa-35343	113	11	17	17	NUM
cjfa-35343	113	12	table	table	NOUN
cjfa-35343	113	13	2	2	NUM
cjfa-35343	113	14	.	.	X
cjfa-35343	113	15	demographic	demographic	ADJ
cjfa-35343	113	16	characteristics	characteristic	NOUN
cjfa-35343	113	17	frequency	frequency	NOUN
cjfa-35343	113	18	(	(	PUNCT
cjfa-35343	113	19	n	n	CCONJ
cjfa-35343	113	20	)	)	PUNCT
cjfa-35343	113	21	percent	percent	NOUN
cjfa-35343	113	22	(	(	PUNCT
cjfa-35343	113	23	%	%	NOUN
cjfa-35343	113	24	)	)	PUNCT
cjfa-35343	113	25	gender	gender	NOUN
cjfa-35343	113	26	female	female	NOUN
cjfa-35343	113	27	306	306	NUM
cjfa-35343	113	28	30.6	30.6	NUM
cjfa-35343	113	29	male	male	NOUN
cjfa-35343	113	30	694	694	NUM
cjfa-35343	113	31	69.4	69.4	NUM
cjfa-35343	113	32	age	age	NOUN
cjfa-35343	113	33	18	18	NUM
cjfa-35343	113	34	-	-	SYM
cjfa-35343	113	35	24	24	NUM
cjfa-35343	113	36	33	33	NUM
cjfa-35343	113	37	3.3	3.3	NUM
cjfa-35343	113	38	25	25	NUM
cjfa-35343	113	39	-	-	SYM
cjfa-35343	113	40	34	34	NUM
cjfa-35343	113	41	243	243	NUM
cjfa-35343	113	42	24.3	24.3	NUM
cjfa-35343	113	43	35	35	NUM
cjfa-35343	113	44	-	-	SYM
cjfa-35343	113	45	44	44	NUM
cjfa-35343	113	46	335	335	NUM
cjfa-35343	113	47	33.5	33.5	NUM
cjfa-35343	113	48	45	45	NUM
cjfa-35343	113	49	-	-	SYM
cjfa-35343	113	50	54	54	NUM
cjfa-35343	113	51	247	247	NUM
cjfa-35343	113	52	24.7	24.7	NUM
cjfa-35343	113	53	55	55	NUM
cjfa-35343	113	54	-	-	SYM
cjfa-35343	113	55	64	64	NUM
cjfa-35343	113	56	101	101	NUM
cjfa-35343	113	57	10.1	10.1	NUM
cjfa-35343	113	58	65	65	NUM
cjfa-35343	113	59	+	+	CCONJ
cjfa-35343	113	60	41	41	NUM
cjfa-35343	113	61	4.1	4.1	NUM
cjfa-35343	113	62	marital	marital	ADJ
cjfa-35343	113	63	status	status	NOUN
cjfa-35343	113	64	married	marry	VERB
cjfa-35343	113	65	752	752	NUM
cjfa-35343	113	66	75.2	75.2	NUM
cjfa-35343	113	67	single	single	ADJ
cjfa-35343	113	68	205	205	NUM
cjfa-35343	113	69	20.5	20.5	NUM
cjfa-35343	113	70	divorced	divorce	VERB
cjfa-35343	113	71	43	43	NUM
cjfa-35343	113	72	4.3	4.3	NUM
cjfa-35343	113	73	educational	educational	ADJ
cjfa-35343	113	74	level	level	NOUN
cjfa-35343	113	75	literacy	literacy	NOUN
cjfa-35343	113	76	4	4	NUM
cjfa-35343	113	77	0.4	0.4	NUM
cjfa-35343	113	78	primary	primary	ADJ
cjfa-35343	113	79	school	school	NOUN
cjfa-35343	113	80	(	(	PUNCT
cjfa-35343	113	81	5	5	NUM
cjfa-35343	113	82	years	year	NOUN
cjfa-35343	113	83	)	)	PUNCT
cjfa-35343	113	84	57	57	NUM
cjfa-35343	113	85	5.7	5.7	NUM
cjfa-35343	113	86	primary	primary	ADJ
cjfa-35343	113	87	school	school	NOUN
cjfa-35343	113	88	(	(	PUNCT
cjfa-35343	113	89	8	8	NUM
cjfa-35343	113	90	years	year	NOUN
cjfa-35343	113	91	)	)	PUNCT
cjfa-35343	113	92	46	46	NUM
cjfa-35343	113	93	4.6	4.6	NUM
cjfa-35343	113	94	high	high	ADJ
cjfa-35343	113	95	school	school	NOUN
cjfa-35343	113	96	212	212	NUM
cjfa-35343	113	97	21.2	21.2	NUM
cjfa-35343	113	98	vocational	vocational	ADJ
cjfa-35343	113	99	school	school	NOUN
cjfa-35343	113	100	96	96	NUM
cjfa-35343	113	101	9.6	9.6	NUM
cjfa-35343	113	102	bachelor	bachelor	NOUN
cjfa-35343	113	103	’s	’s	PART
cjfa-35343	113	104	degree	degree	NOUN
cjfa-35343	113	105	463	463	NUM
cjfa-35343	113	106	46.3	46.3	NUM
cjfa-35343	113	107	post	post	NOUN
cjfa-35343	113	108	degree	degree	NOUN
cjfa-35343	113	109	(	(	PUNCT
cjfa-35343	113	110	master	master	NOUN
cjfa-35343	113	111	and	and	CCONJ
cjfa-35343	113	112	ph.d	ph.d	PROPN
cjfa-35343	113	113	)	)	PUNCT
cjfa-35343	113	114	122	122	NUM
cjfa-35343	113	115	12.2	12.2	NUM
cjfa-35343	113	116	number	number	NOUN
cjfa-35343	113	117	of	of	ADP
cjfa-35343	113	118	family	family	NOUN
cjfa-35343	113	119	members	member	NOUN
cjfa-35343	113	120	1	1	NUM
cjfa-35343	113	121	83	83	NUM
cjfa-35343	113	122	8.3	8.3	NUM
cjfa-35343	113	123	2	2	NUM
cjfa-35343	113	124	183	183	NUM
cjfa-35343	113	125	18.3	18.3	NUM
cjfa-35343	113	126	3	3	NUM
cjfa-35343	113	127	275	275	NUM
cjfa-35343	113	128	27.5	27.5	NUM
cjfa-35343	113	129	4	4	NUM
cjfa-35343	113	130	319	319	NUM
cjfa-35343	113	131	31.9	31.9	NUM
cjfa-35343	113	132	more	more	ADJ
cjfa-35343	113	133	than	than	ADP
cjfa-35343	113	134	4	4	NUM
cjfa-35343	113	135	140	140	NUM
cjfa-35343	113	136	14.0	14.0	NUM
cjfa-35343	113	137	hatice	hatice	NOUN
cjfa-35343	113	138	düzakın	düzakın	NOUN
cjfa-35343	113	139	,	,	PUNCT
cjfa-35343	113	140	süreyya	süreyya	PROPN
cjfa-35343	113	141	yılmaz18	yılmaz18	PROPN
cjfa-35343	113	142	frequency	frequency	PROPN
cjfa-35343	113	143	(	(	PUNCT
cjfa-35343	113	144	n	n	CCONJ
cjfa-35343	113	145	)	)	PUNCT
cjfa-35343	113	146	percent	percent	NOUN
cjfa-35343	113	147	(	(	PUNCT
cjfa-35343	113	148	%	%	NOUN
cjfa-35343	113	149	)	)	PUNCT
cjfa-35343	113	150	number	number	NOUN
cjfa-35343	113	151	of	of	ADP
cjfa-35343	113	152	revenue	revenue	NOUN
cjfa-35343	113	153	generating	generate	VERB
cjfa-35343	113	154	family	family	NOUN
cjfa-35343	113	155	members	member	NOUN
cjfa-35343	113	156	1	1	NUM
cjfa-35343	113	157	437	437	NUM
cjfa-35343	113	158	43.7	43.7	NUM
cjfa-35343	113	159	2	2	NUM
cjfa-35343	113	160	495	495	NUM
cjfa-35343	113	161	49.5	49.5	NUM
cjfa-35343	113	162	3	3	NUM
cjfa-35343	113	163	50	50	NUM
cjfa-35343	113	164	5.0	5.0	NUM
cjfa-35343	113	165	4	4	NUM
cjfa-35343	113	166	15	15	NUM
cjfa-35343	113	167	1.5	1.5	NUM
cjfa-35343	113	168	more	more	ADJ
cjfa-35343	113	169	than	than	ADP
cjfa-35343	113	170	4	4	NUM
cjfa-35343	113	171	3	3	NUM
cjfa-35343	113	172	0.3	0.3	NUM
cjfa-35343	113	173	income	income	NOUN
cjfa-35343	113	174	no	no	DET
cjfa-35343	113	175	160	160	NUM
cjfa-35343	113	176	16.0	16.0	NUM
cjfa-35343	113	177	less	less	ADJ
cjfa-35343	113	178	than1.603	than1.603	NOUN
cjfa-35343	113	179	tl	tl	PROPN
cjfa-35343	113	180	52	52	NUM
cjfa-35343	113	181	5.2	5.2	NUM
cjfa-35343	113	182	1.604	1.604	NUM
cjfa-35343	113	183	tl-2.600	tl-2.600	ADP
cjfa-35343	113	184	tl	tl	PROPN
cjfa-35343	113	185	139	139	NUM
cjfa-35343	113	186	13.9	13.9	NUM
cjfa-35343	113	187	2.601	2.601	NUM
cjfa-35343	113	188	tl3.600	tl3.600	ADP
cjfa-35343	113	189	tl	tl	PROPN
cjfa-35343	113	190	150	150	NUM
cjfa-35343	113	191	15.0	15.0	NUM
cjfa-35343	113	192	3.601	3.601	NUM
cjfa-35343	113	193	tl4.600	tl4.600	ADP
cjfa-35343	113	194	tl	tl	PROPN
cjfa-35343	113	195	129	129	NUM
cjfa-35343	113	196	12.9	12.9	NUM
cjfa-35343	113	197	4601	4601	NUM
cjfa-35343	113	198	tl5.600	tl5.600	NOUN
cjfa-35343	114	1	tl	tl	PROPN
cjfa-35343	114	2	108	108	NUM
cjfa-35343	114	3	10.8	10.8	NUM
cjfa-35343	114	4	more	more	ADJ
cjfa-35343	114	5	than	than	ADP
cjfa-35343	114	6	5.601	5.601	NUM
cjfa-35343	114	7	tl	tl	PROPN
cjfa-35343	114	8	262	262	NUM
cjfa-35343	114	9	26.2	26.2	NUM
cjfa-35343	114	10	household	household	NOUN
cjfa-35343	114	11	’s	’s	PART
cjfa-35343	114	12	income	income	NOUN
cjfa-35343	114	13	less	less	ADJ
cjfa-35343	114	14	than	than	ADP
cjfa-35343	114	15	1.603	1.603	NUM
cjfa-35343	114	16	tl	tl	PROPN
cjfa-35343	114	17	24	24	NUM
cjfa-35343	114	18	2.4	2.4	NUM
cjfa-35343	114	19	1604	1604	NUM
cjfa-35343	114	20	tl-2600	tl-2600	PROPN
cjfa-35343	114	21	tl	tl	PROPN
cjfa-35343	114	22	73	73	NUM
cjfa-35343	114	23	7.3	7.3	NUM
cjfa-35343	114	24	2601	2601	NUM
cjfa-35343	114	25	tl3600	tl3600	NOUN
cjfa-35343	114	26	tl	tl	PROPN
cjfa-35343	114	27	112	112	NUM
cjfa-35343	114	28	11.2	11.2	NUM
cjfa-35343	114	29	3601	3601	NUM
cjfa-35343	114	30	tl4600	tl4600	NOUN
cjfa-35343	114	31	tl	tl	PROPN
cjfa-35343	114	32	121	121	NUM
cjfa-35343	114	33	12.1	12.1	NUM
cjfa-35343	114	34	4601	4601	NUM
cjfa-35343	114	35	tl5600	tl5600	NOUN
cjfa-35343	114	36	tl	tl	PROPN
cjfa-35343	114	37	118	118	NUM
cjfa-35343	114	38	11.8	11.8	NUM
cjfa-35343	114	39	5601	5601	NUM
cjfa-35343	114	40	tl	tl	PROPN
cjfa-35343	114	41	and	and	CCONJ
cjfa-35343	114	42	over	over	ADP
cjfa-35343	114	43	552	552	NUM
cjfa-35343	114	44	55.2	55.2	NUM
cjfa-35343	114	45	who	who	PRON
cjfa-35343	114	46	is	be	AUX
cjfa-35343	114	47	the	the	DET
cjfa-35343	114	48	decision	decision	NOUN
cjfa-35343	114	49	maker	maker	NOUN
cjfa-35343	114	50	about	about	ADP
cjfa-35343	114	51	financial	financial	ADJ
cjfa-35343	114	52	action	action	NOUN
cjfa-35343	114	53	?	?	PUNCT
cjfa-35343	115	1	you	you	PRON
cjfa-35343	115	2	383	383	NUM
cjfa-35343	115	3	38.3	38.3	NUM
cjfa-35343	115	4	you	you	PRON
cjfa-35343	115	5	and	and	CCONJ
cjfa-35343	115	6	your	your	PRON
cjfa-35343	115	7	wife	wife	NOUN
cjfa-35343	115	8	456	456	NUM
cjfa-35343	115	9	45.6	45.6	NUM
cjfa-35343	115	10	wife	wife	NOUN
cjfa-35343	115	11	46	46	NUM
cjfa-35343	115	12	4.6	4.6	NUM
cjfa-35343	115	13	you	you	PRON
cjfa-35343	115	14	and	and	CCONJ
cjfa-35343	115	15	other	other	ADJ
cjfa-35343	115	16	family	family	NOUN
cjfa-35343	115	17	members	member	NOUN
cjfa-35343	115	18	115	115	NUM
cjfa-35343	115	19	11.5	11.5	NUM
cjfa-35343	115	20	table	table	NOUN
cjfa-35343	115	21	2	2	NUM
cjfa-35343	115	22	.	.	PUNCT
cjfa-35343	115	23	demographic	demographic	ADJ
cjfa-35343	115	24	…	…	PUNCT
cjfa-35343	115	25	the	the	DET
cjfa-35343	115	26	determinants	determinant	NOUN
cjfa-35343	115	27	of	of	ADP
cjfa-35343	115	28	the	the	DET
cjfa-35343	115	29	level	level	NOUN
cjfa-35343	115	30	of	of	ADP
cjfa-35343	115	31	financial	financial	ADJ
cjfa-35343	115	32	literacy	literacy	NOUN
cjfa-35343	115	33	in	in	ADP
cjfa-35343	115	34	turkey	turkey	NOUN
cjfa-35343	115	35	19	19	NUM
cjfa-35343	115	36	frequency	frequency	NOUN
cjfa-35343	115	37	(	(	PUNCT
cjfa-35343	115	38	n	n	CCONJ
cjfa-35343	115	39	)	)	PUNCT
cjfa-35343	115	40	percent	percent	NOUN
cjfa-35343	115	41	(	(	PUNCT
cjfa-35343	115	42	%	%	NOUN
cjfa-35343	115	43	)	)	PUNCT
cjfa-35343	115	44	working	work	VERB
cjfa-35343	115	45	status	status	NOUN
cjfa-35343	115	46	non	non	NOUN
cjfa-35343	115	47	-	-	NOUN
cjfa-35343	115	48	worker	worker	ADJ
cjfa-35343	115	49	251	251	NUM
cjfa-35343	115	50	25.1	25.1	NUM
cjfa-35343	115	51	worker	worker	NOUN
cjfa-35343	115	52	749	749	NUM
cjfa-35343	116	1	74.9	74.9	NUM
cjfa-35343	116	2	s	s	NOUN
cjfa-35343	116	3	o	o	NOUN
cjfa-35343	116	4	u	u	NOUN
cjfa-35343	116	5	r	r	NOUN
cjfa-35343	116	6	c	c	NOUN
cjfa-35343	116	7	e	e	NOUN
cjfa-35343	116	8	:	:	PUNCT
cjfa-35343	116	9	compiled	compile	VERB
cjfa-35343	116	10	by	by	ADP
cjfa-35343	116	11	the	the	DET
cjfa-35343	116	12	author	author	NOUN
cjfa-35343	116	13	.	.	PUNCT
cjfa-35343	117	1	30.6	30.6	NUM
cjfa-35343	117	2	%	%	NOUN
cjfa-35343	117	3	of	of	ADP
cjfa-35343	117	4	the	the	DET
cjfa-35343	117	5	participants	participant	NOUN
cjfa-35343	117	6	in	in	ADP
cjfa-35343	117	7	the	the	DET
cjfa-35343	117	8	study	study	NOUN
cjfa-35343	117	9	are	be	AUX
cjfa-35343	117	10	women	woman	NOUN
cjfa-35343	117	11	and	and	CCONJ
cjfa-35343	117	12	69.4	69.4	NUM
cjfa-35343	117	13	%	%	NOUN
cjfa-35343	117	14	are	be	AUX
cjfa-35343	117	15	men	man	NOUN
cjfa-35343	117	16	.	.	PUNCT
cjfa-35343	118	1	3.3	3.3	NUM
cjfa-35343	118	2	%	%	NOUN
cjfa-35343	118	3	of	of	ADP
cjfa-35343	118	4	participants	participant	NOUN
cjfa-35343	118	5	between	between	ADP
cjfa-35343	118	6	18	18	NUM
cjfa-35343	118	7	-	-	SYM
cjfa-35343	118	8	24	24	NUM
cjfa-35343	118	9	,	,	PUNCT
cjfa-35343	118	10	24.3	24.3	NUM
cjfa-35343	118	11	%	%	NOUN
cjfa-35343	118	12	between	between	ADP
cjfa-35343	118	13	25	25	NUM
cjfa-35343	118	14	-	-	SYM
cjfa-35343	118	15	34	34	NUM
cjfa-35343	118	16	,	,	PUNCT
cjfa-35343	118	17	33.5	33.5	NUM
cjfa-35343	118	18	%	%	NOUN
cjfa-35343	118	19	between	between	ADP
cjfa-35343	118	20	35	35	NUM
cjfa-35343	118	21	-	-	SYM
cjfa-35343	118	22	44	44	NUM
cjfa-35343	118	23	,	,	PUNCT
cjfa-35343	118	24	24.7	24.7	NUM
cjfa-35343	118	25	%	%	NOUN
cjfa-35343	118	26	between	between	ADP
cjfa-35343	118	27	45	45	NUM
cjfa-35343	118	28	-	-	SYM
cjfa-35343	118	29	54	54	NUM
cjfa-35343	118	30	,	,	PUNCT
cjfa-35343	118	31	10.1	10.1	NUM
cjfa-35343	118	32	%	%	NOUN
cjfa-35343	118	33	between	between	ADP
cjfa-35343	118	34	55	55	NUM
cjfa-35343	118	35	-	-	SYM
cjfa-35343	118	36	64	64	NUM
cjfa-35343	118	37	,	,	PUNCT
cjfa-35343	118	38	4.1	4.1	NUM
cjfa-35343	118	39	%	%	NOUN
cjfa-35343	118	40	has	have	VERB
cjfa-35343	118	41	65	65	NUM
cjfa-35343	118	42	and	and	CCONJ
cjfa-35343	118	43	over	over	ADP
cjfa-35343	118	44	age	age	NOUN
cjfa-35343	118	45	.	.	PUNCT
cjfa-35343	119	1	75.2	75.2	NUM
cjfa-35343	119	2	%	%	NOUN
cjfa-35343	119	3	of	of	ADP
cjfa-35343	119	4	the	the	DET
cjfa-35343	119	5	participants	participant	NOUN
cjfa-35343	119	6	are	be	AUX
cjfa-35343	119	7	married	married	ADJ
cjfa-35343	119	8	,	,	PUNCT
cjfa-35343	119	9	20.5	20.5	NUM
cjfa-35343	119	10	%	%	NOUN
cjfa-35343	119	11	are	be	AUX
cjfa-35343	119	12	single	single	ADJ
cjfa-35343	119	13	and	and	CCONJ
cjfa-35343	119	14	4.3	4.3	NUM
cjfa-35343	119	15	%	%	NOUN
cjfa-35343	119	16	are	be	AUX
cjfa-35343	119	17	divorced	divorce	VERB
cjfa-35343	119	18	.	.	PUNCT
cjfa-35343	120	1	while	while	SCONJ
cjfa-35343	120	2	0.4	0.4	NUM
cjfa-35343	120	3	%	%	NOUN
cjfa-35343	120	4	of	of	ADP
cjfa-35343	120	5	the	the	DET
cjfa-35343	120	6	participants	participant	NOUN
cjfa-35343	120	7	are	be	AUX
cjfa-35343	120	8	literate	literate	ADJ
cjfa-35343	120	9	;	;	PUNCT
cjfa-35343	120	10	5.7	5.7	NUM
cjfa-35343	120	11	%	%	NOUN
cjfa-35343	120	12	have	have	VERB
cjfa-35343	120	13	5	5	NUM
cjfa-35343	120	14	-	-	PUNCT
cjfa-35343	120	15	year	year	NOUN
cjfa-35343	120	16	primary	primary	ADJ
cjfa-35343	120	17	school	school	NOUN
cjfa-35343	120	18	,	,	PUNCT
cjfa-35343	120	19	4.6	4.6	NUM
cjfa-35343	120	20	%	%	NOUN
cjfa-35343	120	21	8	8	NUM
cjfa-35343	120	22	-	-	PUNCT
cjfa-35343	120	23	year	year	NOUN
cjfa-35343	120	24	primary	primary	ADJ
cjfa-35343	120	25	school	school	NOUN
cjfa-35343	120	26	,	,	PUNCT
cjfa-35343	120	27	21.2	21.2	NUM
cjfa-35343	120	28	%	%	NOUN
cjfa-35343	120	29	high	high	ADJ
cjfa-35343	120	30	school	school	NOUN
cjfa-35343	120	31	,	,	PUNCT
cjfa-35343	120	32	9.6	9.6	NUM
cjfa-35343	120	33	%	%	NOUN
cjfa-35343	120	34	associate	associate	NOUN
cjfa-35343	120	35	degree	degree	NOUN
cjfa-35343	120	36	,	,	PUNCT
cjfa-35343	120	37	46.3	46.3	NUM
cjfa-35343	120	38	%	%	NOUN
cjfa-35343	120	39	undergraduate	undergraduate	NOUN
cjfa-35343	120	40	and	and	CCONJ
cjfa-35343	120	41	12.2	12.2	NUM
cjfa-35343	120	42	%	%	NOUN
cjfa-35343	120	43	graduate	graduate	NOUN
cjfa-35343	120	44	education	education	NOUN
cjfa-35343	120	45	.	.	PUNCT
cjfa-35343	121	1	8.3	8.3	NUM
cjfa-35343	121	2	%	%	NOUN
cjfa-35343	121	3	of	of	ADP
cjfa-35343	121	4	the	the	DET
cjfa-35343	121	5	participants	participant	NOUN
cjfa-35343	121	6	have	have	VERB
cjfa-35343	121	7	one	one	NUM
cjfa-35343	121	8	other	other	ADJ
cjfa-35343	121	9	than	than	ADP
cjfa-35343	121	10	their	their	PRON
cjfa-35343	121	11	own	own	ADJ
cjfa-35343	121	12	,	,	PUNCT
cjfa-35343	121	13	18.3	18.3	NUM
cjfa-35343	121	14	%	%	NOUN
cjfa-35343	121	15	two	two	NUM
cjfa-35343	121	16	,	,	PUNCT
cjfa-35343	121	17	27.5	27.5	NUM
cjfa-35343	121	18	%	%	NOUN
cjfa-35343	121	19	three	three	NUM
cjfa-35343	121	20	,	,	PUNCT
cjfa-35343	121	21	31.9	31.9	NUM
cjfa-35343	121	22	%	%	NOUN
cjfa-35343	121	23	four	four	NUM
cjfa-35343	121	24	,	,	PUNCT
cjfa-35343	121	25	14.0	14.0	NUM
cjfa-35343	121	26	%	%	NOUN
cjfa-35343	121	27	over	over	ADP
cjfa-35343	121	28	4	4	NUM
cjfa-35343	121	29	family	family	NOUN
cjfa-35343	121	30	members	member	NOUN
cjfa-35343	121	31	.	.	PUNCT
cjfa-35343	122	1	5.2	5.2	NUM
cjfa-35343	122	2	%	%	NOUN
cjfa-35343	122	3	of	of	ADP
cjfa-35343	122	4	the	the	DET
cjfa-35343	122	5	participants	participant	NOUN
cjfa-35343	122	6	are	be	AUX
cjfa-35343	122	7	below	below	ADP
cjfa-35343	122	8	1603	1603	NUM
cjfa-35343	122	9	tl	tl	PROPN
cjfa-35343	122	10	,	,	PUNCT
cjfa-35343	122	11	13.9	13.9	NUM
cjfa-35343	122	12	%	%	NOUN
cjfa-35343	122	13	between	between	ADP
cjfa-35343	122	14	1604-	1604-	PROPN
cjfa-35343	122	15	 	 	SPACE
cjfa-35343	122	16	2600	2600	NUM
cjfa-35343	122	17	tl	tl	PROPN
cjfa-35343	122	18	,	,	PUNCT
cjfa-35343	122	19	15.0	15.0	NUM
cjfa-35343	122	20	%	%	NOUN
cjfa-35343	122	21	between	between	ADP
cjfa-35343	122	22	2601	2601	NUM
cjfa-35343	122	23	-	-	SYM
cjfa-35343	122	24	3600	3600	NUM
cjfa-35343	122	25	tl	tl	PROPN
cjfa-35343	122	26	,	,	PUNCT
cjfa-35343	122	27	12.9	12.9	NUM
cjfa-35343	122	28	%	%	NOUN
cjfa-35343	122	29	between	between	ADP
cjfa-35343	122	30	3601	3601	NUM
cjfa-35343	122	31	-	-	SYM
cjfa-35343	122	32	4600	4600	NUM
cjfa-35343	122	33	tl	tl	PROPN
cjfa-35343	122	34	,	,	PUNCT
cjfa-35343	122	35	10.8	10.8	NUM
cjfa-35343	122	36	%	%	NOUN
cjfa-35343	122	37	between	between	ADP
cjfa-35343	122	38	4601	4601	NUM
cjfa-35343	122	39	-	-	SYM
cjfa-35343	122	40	5600	5600	NUM
cjfa-35343	122	41	tl	tl	PROPN
cjfa-35343	122	42	26.2	26.2	NUM
cjfa-35343	122	43	%	%	NOUN
cjfa-35343	122	44	of	of	ADP
cjfa-35343	122	45	them	they	PRON
cjfa-35343	122	46	have	have	VERB
cjfa-35343	122	47	5601	5601	NUM
cjfa-35343	122	48	tl	tl	PROPN
cjfa-35343	122	49	and	and	CCONJ
cjfa-35343	122	50	above	above	ADP
cjfa-35343	122	51	income	income	NOUN
cjfa-35343	122	52	.	.	PUNCT
cjfa-35343	123	1	2.4	2.4	NUM
cjfa-35343	123	2	%	%	NOUN
cjfa-35343	123	3	of	of	ADP
cjfa-35343	123	4	the	the	DET
cjfa-35343	123	5	participants	participant	NOUN
cjfa-35343	123	6	are	be	AUX
cjfa-35343	123	7	below	below	ADP
cjfa-35343	123	8	1603	1603	NUM
cjfa-35343	123	9	tl	tl	PROPN
cjfa-35343	123	10	,	,	PUNCT
cjfa-35343	123	11	7.3	7.3	NUM
cjfa-35343	123	12	%	%	NOUN
cjfa-35343	123	13	between	between	ADP
cjfa-35343	123	14	1604	1604	NUM
cjfa-35343	123	15	-	-	SYM
cjfa-35343	123	16	2600	2600	NUM
cjfa-35343	123	17	tl	tl	PROPN
cjfa-35343	123	18	,	,	PUNCT
cjfa-35343	123	19	11.2	11.2	NUM
cjfa-35343	123	20	%	%	NOUN
cjfa-35343	123	21	between	between	ADP
cjfa-35343	123	22	2601	2601	NUM
cjfa-35343	123	23	-	-	SYM
cjfa-35343	123	24	3600	3600	NUM
cjfa-35343	123	25	tl	tl	PROPN
cjfa-35343	123	26	,	,	PUNCT
cjfa-35343	123	27	12.2	12.2	NUM
cjfa-35343	123	28	%	%	NOUN
cjfa-35343	123	29	between	between	ADP
cjfa-35343	123	30	3601	3601	NUM
cjfa-35343	123	31	-	-	SYM
cjfa-35343	123	32	4600	4600	NUM
cjfa-35343	123	33	tl	tl	PROPN
cjfa-35343	123	34	,	,	PUNCT
cjfa-35343	123	35	11.8	11.8	NUM
cjfa-35343	123	36	%	%	NOUN
cjfa-35343	123	37	between	between	ADP
cjfa-35343	123	38	4601	4601	NUM
cjfa-35343	123	39	-	-	SYM
cjfa-35343	123	40	5600	5600	NUM
cjfa-35343	123	41	tl	tl	PROPN
cjfa-35343	123	42	55.2	55.2	NUM
cjfa-35343	123	43	%	%	NOUN
cjfa-35343	123	44	of	of	ADP
cjfa-35343	123	45	them	they	PRON
cjfa-35343	123	46	have	have	VERB
cjfa-35343	123	47	family	family	NOUN
cjfa-35343	123	48	income	income	NOUN
cjfa-35343	123	49	of	of	ADP
cjfa-35343	123	50	tl	tl	PROPN
cjfa-35343	123	51	5601	5601	NUM
cjfa-35343	123	52	and	and	CCONJ
cjfa-35343	123	53	above	above	ADV
cjfa-35343	123	54	.	.	PUNCT
cjfa-35343	124	1	while	while	SCONJ
cjfa-35343	124	2	38.3	38.3	NUM
cjfa-35343	124	3	%	%	NOUN
cjfa-35343	124	4	of	of	ADP
cjfa-35343	124	5	the	the	DET
cjfa-35343	124	6	participants	participant	NOUN
cjfa-35343	124	7	made	make	VERB
cjfa-35343	124	8	financial	financial	ADJ
cjfa-35343	124	9	decisions	decision	NOUN
cjfa-35343	124	10	themselves	themselves	PRON
cjfa-35343	124	11	,	,	PUNCT
cjfa-35343	124	12	45.6	45.6	NUM
cjfa-35343	124	13	%	%	NOUN
cjfa-35343	124	14	of	of	ADP
cjfa-35343	124	15	them	they	PRON
cjfa-35343	124	16	stated	state	VERB
cjfa-35343	124	17	that	that	SCONJ
cjfa-35343	124	18	they	they	PRON
cjfa-35343	124	19	made	make	VERB
cjfa-35343	124	20	them	they	PRON
cjfa-35343	124	21	with	with	ADP
cjfa-35343	124	22	their	their	PRON
cjfa-35343	124	23	spouses	spouse	NOUN
cjfa-35343	124	24	,	,	PUNCT
cjfa-35343	124	25	4.6	4.6	NUM
cjfa-35343	124	26	%	%	NOUN
cjfa-35343	124	27	of	of	ADP
cjfa-35343	124	28	them	they	PRON
cjfa-35343	124	29	made	make	VERB
cjfa-35343	124	30	their	their	PRON
cjfa-35343	124	31	spouses	spouse	NOUN
cjfa-35343	124	32	and	and	CCONJ
cjfa-35343	124	33	11.5	11.5	NUM
cjfa-35343	124	34	%	%	NOUN
cjfa-35343	124	35	of	of	ADP
cjfa-35343	124	36	them	they	PRON
cjfa-35343	124	37	agreed	agree	VERB
cjfa-35343	124	38	with	with	ADP
cjfa-35343	124	39	the	the	DET
cjfa-35343	124	40	family	family	NOUN
cjfa-35343	124	41	.	.	PUNCT
cjfa-35343	125	1	74.9	74.9	NUM
cjfa-35343	125	2	%	%	NOUN
cjfa-35343	125	3	of	of	ADP
cjfa-35343	125	4	the	the	DET
cjfa-35343	125	5	participants	participant	NOUN
cjfa-35343	125	6	stated	state	VERB
cjfa-35343	125	7	that	that	SCONJ
cjfa-35343	125	8	while	while	SCONJ
cjfa-35343	125	9	working	work	VERB
cjfa-35343	125	10	25.1	25.1	NUM
cjfa-35343	125	11	%	%	NOUN
cjfa-35343	125	12	stated	state	VERB
cjfa-35343	125	13	that	that	SCONJ
cjfa-35343	125	14	they	they	PRON
cjfa-35343	125	15	were	be	AUX
cjfa-35343	125	16	not	not	PART
cjfa-35343	125	17	working	work	VERB
cjfa-35343	125	18	.	.	PUNCT
cjfa-35343	126	1	correlation	correlation	NOUN
cjfa-35343	126	2	matrix	matrix	NOUN
cjfa-35343	126	3	of	of	ADP
cjfa-35343	126	4	study	study	NOUN
cjfa-35343	126	5	variables	variable	NOUN
cjfa-35343	126	6	is	be	AUX
cjfa-35343	126	7	given	give	VERB
cjfa-35343	126	8	in	in	ADP
cjfa-35343	126	9	the	the	DET
cjfa-35343	126	10	table	table	NOUN
cjfa-35343	126	11	3	3	NUM
cjfa-35343	126	12	.	.	PUNCT
cjfa-35343	126	13	table	table	NOUN
cjfa-35343	126	14	2	2	NUM
cjfa-35343	126	15	.	.	PUNCT
cjfa-35343	126	16	demographic	demographic	ADJ
cjfa-35343	126	17	…	…	PUNCT
cjfa-35343	126	18	hatice	hatice	NOUN
cjfa-35343	126	19	düzakın	düzakın	NOUN
cjfa-35343	126	20	,	,	PUNCT
cjfa-35343	126	21	süreyya	süreyya	PROPN
cjfa-35343	126	22	yılmaz20	yılmaz20	PROPN
cjfa-35343	126	23	table	table	PROPN
cjfa-35343	126	24	3	3	NUM
cjfa-35343	126	25	.	.	PUNCT
cjfa-35343	126	26	correlation	correlation	NOUN
cjfa-35343	126	27	matrix	matrix	NOUN
cjfa-35343	126	28	of	of	ADP
cjfa-35343	126	29	study	study	NOUN
cjfa-35343	126	30	variables	variable	NOUN
cjfa-35343	126	31	(	(	PUNCT
cjfa-35343	126	32	spearman	spearman	NOUN
cjfa-35343	126	33	’s	’s	PART
cjfa-35343	126	34	rho	rho	ADJ
cjfa-35343	126	35	test	test	NOUN
cjfa-35343	126	36	)	)	PUNCT
cjfa-35343	126	37	age	age	NOUN
cjfa-35343	126	38	marital	marital	ADJ
cjfa-35343	126	39	status	status	NOUN
cjfa-35343	126	40	education	education	PROPN
cjfa-35343	126	41	n.	n.	NOUN
cjfa-35343	126	42	of	of	ADP
cjfa-35343	126	43	family	family	NOUN
cjfa-35343	126	44	members	member	NOUN
cjfa-35343	126	45	n.	n.	ADJ
cjfa-35343	126	46	of	of	ADP
cjfa-35343	126	47	income	income	NOUN
cjfa-35343	126	48	person	person	NOUN
cjfa-35343	126	49	income	income	PROPN
cjfa-35343	126	50	house	house	PROPN
cjfa-35343	126	51	income	income	PROPN
cjfa-35343	126	52	marital	marital	ADJ
cjfa-35343	126	53	status	status	NOUN
cjfa-35343	126	54	-0.150	-0.150	PROPN
cjfa-35343	126	55	*	*	PUNCT
cjfa-35343	126	56	*	*	PUNCT
cjfa-35343	126	57	education	education	NOUN
cjfa-35343	126	58	-0.097	-0.097	NOUN
cjfa-35343	126	59	*	*	PUNCT
cjfa-35343	126	60	*	*	PUNCT
cjfa-35343	126	61	0.006	0.006	NUM
cjfa-35343	126	62	n.	n.	NOUN
cjfa-35343	126	63	of	of	ADP
cjfa-35343	126	64	family	family	NOUN
cjfa-35343	126	65	members	member	NOUN
cjfa-35343	126	66	0.001	0.001	NUM
cjfa-35343	126	67	-0.402	-0.402	NOUN
cjfa-35343	126	68	*	*	PUNCT
cjfa-35343	126	69	*	*	PUNCT
cjfa-35343	126	70	-0.199	-0.199	PROPN
cjfa-35343	126	71	*	*	PUNCT
cjfa-35343	126	72	*	*	PROPN
cjfa-35343	126	73	n.	n.	NOUN
cjfa-35343	126	74	of	of	ADP
cjfa-35343	126	75	income	income	NOUN
cjfa-35343	126	76	person	person	NOUN
cjfa-35343	126	77	-0.029	-0.029	PUNCT
cjfa-35343	126	78	-0.057	-0.057	PUNCT
cjfa-35343	126	79	0.152	0.152	NUM
cjfa-35343	126	80	*	*	PUNCT
cjfa-35343	126	81	*	*	PUNCT
cjfa-35343	126	82	0.229	0.229	NUM
cjfa-35343	126	83	*	*	PUNCT
cjfa-35343	126	84	*	*	PUNCT
cjfa-35343	126	85	income	income	NOUN
cjfa-35343	126	86	0.043	0.043	NUM
cjfa-35343	126	87	-0.047	-0.047	PUNCT
cjfa-35343	126	88	0.274	0.274	NUM
cjfa-35343	126	89	*	*	PUNCT
cjfa-35343	126	90	*	*	PUNCT
cjfa-35343	126	91	-0.043	-0.043	X
cjfa-35343	126	92	0.028	0.028	NUM
cjfa-35343	126	93	house	house	PROPN
cjfa-35343	126	94	income	income	NOUN
cjfa-35343	126	95	-0.050	-0.050	PUNCT
cjfa-35343	127	1	-0.122	-0.122	PUNCT
cjfa-35343	127	2	*	*	PUNCT
cjfa-35343	127	3	*	*	PUNCT
cjfa-35343	128	1	0.347	0.347	NUM
cjfa-35343	128	2	*	*	PUNCT
cjfa-35343	128	3	*	*	PUNCT
cjfa-35343	128	4	0.086	0.086	NUM
cjfa-35343	128	5	*	*	PUNCT
cjfa-35343	128	6	*	*	X
cjfa-35343	128	7	0.303	0.303	NUM
cjfa-35343	128	8	*	*	PUNCT
cjfa-35343	128	9	*	*	PUNCT
cjfa-35343	128	10	0.436	0.436	NUM
cjfa-35343	128	11	*	*	PUNCT
cjfa-35343	128	12	*	*	PUNCT
cjfa-35343	128	13	working	work	VERB
cjfa-35343	128	14	-0.393	-0.393	NOUN
cjfa-35343	128	15	*	*	PUNCT
cjfa-35343	128	16	*	*	PUNCT
cjfa-35343	128	17	-0.008	-0.008	NOUN
cjfa-35343	128	18	0.233	0.233	NUM
cjfa-35343	128	19	*	*	PUNCT
cjfa-35343	128	20	*	*	PROPN
cjfa-35343	128	21	0.041	0.041	NUM
cjfa-35343	128	22	0.153	0.153	NUM
cjfa-35343	128	23	*	*	PUNCT
cjfa-35343	128	24	*	*	PUNCT
cjfa-35343	128	25	0.402	0.402	NUM
cjfa-35343	128	26	*	*	X
cjfa-35343	128	27	*	*	PUNCT
cjfa-35343	128	28	0.288	0.288	NUM
cjfa-35343	128	29	*	*	PUNCT
cjfa-35343	128	30	*	*	PUNCT
cjfa-35343	129	1	*	*	PUNCT
cjfa-35343	129	2	*	*	PUNCT
cjfa-35343	129	3	p	p	X
cjfa-35343	129	4	<	<	X
cjfa-35343	129	5	0	0	NUM
cjfa-35343	129	6	.	.	PUNCT
cjfa-35343	129	7	0	0	NUM
cjfa-35343	130	1	1	1	NUM
cjfa-35343	130	2	s	s	NOUN
cjfa-35343	130	3	o	o	NOUN
cjfa-35343	130	4	u	u	NOUN
cjfa-35343	130	5	r	r	NOUN
cjfa-35343	130	6	c	c	NOUN
cjfa-35343	130	7	e	e	NOUN
cjfa-35343	130	8	:	:	PUNCT
cjfa-35343	130	9	compiled	compile	VERB
cjfa-35343	130	10	by	by	ADP
cjfa-35343	130	11	the	the	DET
cjfa-35343	130	12	author	author	NOUN
cjfa-35343	130	13	.	.	PUNCT
cjfa-35343	131	1	there	there	PRON
cjfa-35343	131	2	is	be	VERB
cjfa-35343	131	3	a	a	DET
cjfa-35343	131	4	statistically	statistically	ADV
cjfa-35343	131	5	significant	significant	ADJ
cjfa-35343	131	6	and	and	CCONJ
cjfa-35343	131	7	negative	negative	ADJ
cjfa-35343	131	8	relationship	relationship	NOUN
cjfa-35343	131	9	between	between	ADP
cjfa-35343	131	10	the	the	DET
cjfa-35343	131	11	participants	participant	NOUN
cjfa-35343	131	12	’	’	PART
cjfa-35343	131	13	ages	age	NOUN
cjfa-35343	131	14	and	and	CCONJ
cjfa-35343	131	15	marital	marital	ADJ
cjfa-35343	131	16	status	status	NOUN
cjfa-35343	131	17	,	,	PUNCT
cjfa-35343	131	18	education	education	NOUN
cjfa-35343	131	19	and	and	CCONJ
cjfa-35343	131	20	employment	employment	NOUN
cjfa-35343	131	21	status	status	NOUN
cjfa-35343	131	22	(	(	PUNCT
cjfa-35343	131	23	p	p	X
cjfa-35343	131	24	<	<	X
cjfa-35343	131	25	0.01	0.01	NUM
cjfa-35343	131	26	)	)	PUNCT
cjfa-35343	131	27	.	.	PUNCT
cjfa-35343	132	1	there	there	PRON
cjfa-35343	132	2	is	be	VERB
cjfa-35343	132	3	a	a	DET
cjfa-35343	132	4	negative	negative	ADJ
cjfa-35343	132	5	relationship	relationship	NOUN
cjfa-35343	132	6	between	between	ADP
cjfa-35343	132	7	marital	marital	ADJ
cjfa-35343	132	8	status	status	NOUN
cjfa-35343	132	9	and	and	CCONJ
cjfa-35343	132	10	number	number	NOUN
cjfa-35343	132	11	of	of	ADP
cjfa-35343	132	12	family	family	NOUN
cjfa-35343	132	13	members	member	NOUN
cjfa-35343	132	14	and	and	CCONJ
cjfa-35343	132	15	household	household	NOUN
cjfa-35343	132	16	income	income	NOUN
cjfa-35343	132	17	(	(	PUNCT
cjfa-35343	132	18	p	p	X
cjfa-35343	132	19	<	<	X
cjfa-35343	132	20	0.01	0.01	NUM
cjfa-35343	132	21	)	)	PUNCT
cjfa-35343	132	22	.	.	PUNCT
cjfa-35343	133	1	there	there	PRON
cjfa-35343	133	2	is	be	VERB
cjfa-35343	133	3	a	a	DET
cjfa-35343	133	4	positive	positive	ADJ
cjfa-35343	133	5	relationship	relationship	NOUN
cjfa-35343	133	6	between	between	ADP
cjfa-35343	133	7	the	the	DET
cjfa-35343	133	8	number	number	NOUN
cjfa-35343	133	9	of	of	ADP
cjfa-35343	133	10	individuals	individual	NOUN
cjfa-35343	133	11	in	in	ADP
cjfa-35343	133	12	the	the	DET
cjfa-35343	133	13	family	family	NOUN
cjfa-35343	133	14	and	and	CCONJ
cjfa-35343	133	15	the	the	DET
cjfa-35343	133	16	income	income	NOUN
cjfa-35343	133	17	generating	generate	VERB
cjfa-35343	133	18	family	family	NOUN
cjfa-35343	133	19	and	and	CCONJ
cjfa-35343	133	20	household	household	NOUN
cjfa-35343	133	21	income	income	NOUN
cjfa-35343	133	22	(	(	PUNCT
cjfa-35343	133	23	p	p	X
cjfa-35343	133	24	<	<	X
cjfa-35343	133	25	0.01	0.01	NUM
cjfa-35343	133	26	)	)	PUNCT
cjfa-35343	133	27	.	.	PUNCT
cjfa-35343	134	1	there	there	PRON
cjfa-35343	134	2	is	be	VERB
cjfa-35343	134	3	a	a	DET
cjfa-35343	134	4	positive	positive	ADJ
cjfa-35343	134	5	relationship	relationship	NOUN
cjfa-35343	134	6	between	between	ADP
cjfa-35343	134	7	the	the	DET
cjfa-35343	134	8	number	number	NOUN
cjfa-35343	134	9	of	of	ADP
cjfa-35343	134	10	income	income	NOUN
cjfa-35343	134	11	earners	earner	NOUN
cjfa-35343	134	12	and	and	CCONJ
cjfa-35343	134	13	household	household	NOUN
cjfa-35343	134	14	income	income	NOUN
cjfa-35343	134	15	and	and	CCONJ
cjfa-35343	134	16	working	working	NOUN
cjfa-35343	134	17	status	status	NOUN
cjfa-35343	134	18	(	(	PUNCT
cjfa-35343	134	19	p	p	X
cjfa-35343	134	20	<	<	X
cjfa-35343	134	21	0.01	0.01	NUM
cjfa-35343	134	22	)	)	PUNCT
cjfa-35343	134	23	.	.	PUNCT
cjfa-35343	135	1	there	there	PRON
cjfa-35343	135	2	is	be	VERB
cjfa-35343	135	3	a	a	DET
cjfa-35343	135	4	positive	positive	ADJ
cjfa-35343	135	5	relationship	relationship	NOUN
cjfa-35343	135	6	between	between	ADP
cjfa-35343	135	7	income	income	NOUN
cjfa-35343	135	8	and	and	CCONJ
cjfa-35343	135	9	household	household	NOUN
cjfa-35343	135	10	income	income	NOUN
cjfa-35343	135	11	and	and	CCONJ
cjfa-35343	135	12	working	working	NOUN
cjfa-35343	135	13	status	status	NOUN
cjfa-35343	135	14	(	(	PUNCT
cjfa-35343	135	15	p	p	X
cjfa-35343	135	16	<	<	X
cjfa-35343	135	17	0.01	0.01	NUM
cjfa-35343	135	18	)	)	PUNCT
cjfa-35343	135	19	.	.	PUNCT
cjfa-35343	136	1	there	there	PRON
cjfa-35343	136	2	is	be	VERB
cjfa-35343	136	3	a	a	DET
cjfa-35343	136	4	positive	positive	ADJ
cjfa-35343	136	5	relationship	relationship	NOUN
cjfa-35343	136	6	between	between	ADP
cjfa-35343	136	7	household	household	NOUN
cjfa-35343	136	8	income	income	NOUN
cjfa-35343	136	9	and	and	CCONJ
cjfa-35343	136	10	working	working	NOUN
cjfa-35343	136	11	status	status	NOUN
cjfa-35343	136	12	(	(	PUNCT
cjfa-35343	136	13	p	p	X
cjfa-35343	136	14	<	<	X
cjfa-35343	136	15	0.01	0.01	NUM
cjfa-35343	136	16	)	)	PUNCT
cjfa-35343	136	17	.	.	PUNCT
cjfa-35343	137	1	contingency	contingency	NOUN
cjfa-35343	137	2	results	result	NOUN
cjfa-35343	137	3	explaining	explain	VERB
cjfa-35343	137	4	financial	financial	ADJ
cjfa-35343	137	5	literacy	literacy	NOUN
cjfa-35343	137	6	and	and	CCONJ
cjfa-35343	137	7	explanatory	explanatory	ADJ
cjfa-35343	137	8	variables	variable	NOUN
cjfa-35343	137	9	are	be	AUX
cjfa-35343	137	10	given	give	VERB
cjfa-35343	137	11	in	in	ADP
cjfa-35343	137	12	the	the	DET
cjfa-35343	137	13	table	table	NOUN
cjfa-35343	137	14	4	4	NUM
cjfa-35343	137	15	.	.	PUNCT
cjfa-35343	137	16	table	table	NOUN
cjfa-35343	137	17	4	4	NUM
cjfa-35343	137	18	.	.	PUNCT
cjfa-35343	137	19	contingency	contingency	NOUN
cjfa-35343	137	20	tables	table	NOUN
cjfa-35343	137	21	–	–	PUNCT
cjfa-35343	137	22	financial	financial	ADJ
cjfa-35343	137	23	literacy	literacy	NOUN
cjfa-35343	137	24	x	x	SYM
cjfa-35343	137	25	explanatory	explanatory	ADJ
cjfa-35343	137	26	variables	variable	NOUN
cjfa-35343	137	27	low	low	ADJ
cjfa-35343	137	28	(	(	PUNCT
cjfa-35343	137	29	n=471	n=471	NOUN
cjfa-35343	137	30	;	;	PUNCT
cjfa-35343	137	31	%	%	NOUN
cjfa-35343	137	32	47.1	47.1	NUM
cjfa-35343	137	33	)	)	PUNCT
cjfa-35343	137	34	high	high	ADJ
cjfa-35343	137	35	(	(	PUNCT
cjfa-35343	137	36	n=529	n=529	ADV
cjfa-35343	137	37	;	;	PUNCT
cjfa-35343	137	38	%	%	NOUN
cjfa-35343	137	39	52.9	52.9	NUM
cjfa-35343	137	40	)	)	PUNCT
cjfa-35343	138	1	x2	x2	NOUN
cjfa-35343	139	1	p	p	NOUN
cjfa-35343	140	1	f	f	X
cjfa-35343	140	2	%	%	NOUN
cjfa-35343	140	3	f	f	NOUN
cjfa-35343	140	4	%	%	NOUN
cjfa-35343	140	5	gender	gender	NOUN
cjfa-35343	140	6	female	female	NOUN
cjfa-35343	140	7	177	177	NUM
cjfa-35343	140	8	57.8	57.8	NUM
cjfa-35343	140	9	129	129	NUM
cjfa-35343	140	10	42.2	42.2	NUM
cjfa-35343	140	11	20.424	20.424	NUM
cjfa-35343	140	12	0.000	0.000	NUM
cjfa-35343	140	13	male	male	NOUN
cjfa-35343	140	14	294	294	NUM
cjfa-35343	140	15	42.4	42.4	NUM
cjfa-35343	140	16	400	400	NUM
cjfa-35343	140	17	57.6	57.6	NUM
cjfa-35343	140	18	the	the	DET
cjfa-35343	140	19	determinants	determinant	NOUN
cjfa-35343	140	20	of	of	ADP
cjfa-35343	140	21	the	the	DET
cjfa-35343	140	22	level	level	NOUN
cjfa-35343	140	23	of	of	ADP
cjfa-35343	140	24	financial	financial	ADJ
cjfa-35343	140	25	literacy	literacy	NOUN
cjfa-35343	140	26	in	in	ADP
cjfa-35343	140	27	turkey	turkey	NOUN
cjfa-35343	140	28	21	21	NUM
cjfa-35343	140	29	low	low	ADJ
cjfa-35343	140	30	(	(	PUNCT
cjfa-35343	140	31	n=471	n=471	NOUN
cjfa-35343	140	32	;	;	PUNCT
cjfa-35343	140	33	%	%	NOUN
cjfa-35343	140	34	47.1	47.1	NUM
cjfa-35343	140	35	)	)	PUNCT
cjfa-35343	140	36	high	high	ADJ
cjfa-35343	140	37	(	(	PUNCT
cjfa-35343	140	38	n=529	n=529	ADV
cjfa-35343	140	39	;	;	PUNCT
cjfa-35343	140	40	%	%	NOUN
cjfa-35343	140	41	52.9	52.9	NUM
cjfa-35343	140	42	)	)	PUNCT
cjfa-35343	141	1	x2	x2	NOUN
cjfa-35343	142	1	p	p	NOUN
cjfa-35343	143	1	f	f	X
cjfa-35343	143	2	%	%	NOUN
cjfa-35343	143	3	f	f	NOUN
cjfa-35343	143	4	%	%	NOUN
cjfa-35343	143	5	age	age	NOUN
cjfa-35343	143	6	18	18	NUM
cjfa-35343	143	7	-	-	SYM
cjfa-35343	143	8	24	24	NUM
cjfa-35343	143	9	26	26	NUM
cjfa-35343	143	10	78.8	78.8	NUM
cjfa-35343	143	11	7	7	NUM
cjfa-35343	143	12	21.2	21.2	NUM
cjfa-35343	143	13	25	25	NUM
cjfa-35343	143	14	-	-	SYM
cjfa-35343	143	15	34	34	NUM
cjfa-35343	143	16	131	131	NUM
cjfa-35343	143	17	53.9	53.9	NUM
cjfa-35343	143	18	112	112	NUM
cjfa-35343	143	19	46.1	46.1	NUM
cjfa-35343	143	20	35	35	NUM
cjfa-35343	143	21	-	-	SYM
cjfa-35343	143	22	44	44	NUM
cjfa-35343	143	23	153	153	NUM
cjfa-35343	143	24	45.7	45.7	NUM
cjfa-35343	143	25	182	182	NUM
cjfa-35343	144	1	54.3	54.3	NUM
cjfa-35343	144	2	26.900	26.900	NUM
cjfa-35343	144	3	0.000	0.000	NUM
cjfa-35343	144	4	45	45	NUM
cjfa-35343	144	5	-	-	SYM
cjfa-35343	144	6	54	54	NUM
cjfa-35343	144	7	110	110	NUM
cjfa-35343	144	8	44.5	44.5	NUM
cjfa-35343	144	9	137	137	NUM
cjfa-35343	144	10	55.5	55.5	NUM
cjfa-35343	144	11	55	55	NUM
cjfa-35343	144	12	-	-	SYM
cjfa-35343	144	13	64	64	NUM
cjfa-35343	144	14	39	39	NUM
cjfa-35343	144	15	38.6	38.6	NUM
cjfa-35343	144	16	62	62	NUM
cjfa-35343	144	17	61.4	61.4	NUM
cjfa-35343	144	18	65	65	NUM
cjfa-35343	144	19	+	+	CCONJ
cjfa-35343	144	20	12	12	NUM
cjfa-35343	144	21	29.3	29.3	NUM
cjfa-35343	144	22	29	29	NUM
cjfa-35343	144	23	70.7	70.7	NUM
cjfa-35343	144	24	marital	marital	ADJ
cjfa-35343	144	25	status	status	NOUN
cjfa-35343	144	26	married	marry	VERB
cjfa-35343	144	27	334	334	NUM
cjfa-35343	144	28	44.4	44.4	NUM
cjfa-35343	144	29	418	418	NUM
cjfa-35343	144	30	55.6	55.6	NUM
cjfa-35343	144	31	single	single	ADJ
cjfa-35343	144	32	115	115	NUM
cjfa-35343	144	33	56.1	56.1	NUM
cjfa-35343	144	34	90	90	NUM
cjfa-35343	144	35	43.9	43.9	NUM
cjfa-35343	144	36	9.122	9.122	NUM
cjfa-35343	144	37	0.010	0.010	NUM
cjfa-35343	144	38	divorced	divorce	VERB
cjfa-35343	144	39	22	22	NUM
cjfa-35343	144	40	51.2	51.2	NUM
cjfa-35343	144	41	21	21	NUM
cjfa-35343	144	42	48.8	48.8	NUM
cjfa-35343	144	43	educational	educational	ADJ
cjfa-35343	144	44	level	level	NOUN
cjfa-35343	144	45	literacy	literacy	NOUN
cjfa-35343	144	46	3	3	NUM
cjfa-35343	144	47	75.0	75.0	NUM
cjfa-35343	144	48	1	1	NUM
cjfa-35343	144	49	25.0	25.0	NUM
cjfa-35343	144	50	primary	primary	ADJ
cjfa-35343	144	51	school	school	NOUN
cjfa-35343	144	52	(	(	PUNCT
cjfa-35343	144	53	5	5	NUM
cjfa-35343	144	54	years	year	NOUN
cjfa-35343	144	55	)	)	PUNCT
cjfa-35343	144	56	38	38	NUM
cjfa-35343	144	57	66.7	66.7	NUM
cjfa-35343	144	58	19	19	NUM
cjfa-35343	144	59	33.3	33.3	NUM
cjfa-35343	144	60	primary	primary	ADJ
cjfa-35343	144	61	school	school	NOUN
cjfa-35343	144	62	(	(	PUNCT
cjfa-35343	144	63	8	8	NUM
cjfa-35343	144	64	years	year	NOUN
cjfa-35343	144	65	)	)	PUNCT
cjfa-35343	144	66	28	28	NUM
cjfa-35343	144	67	60.9	60.9	NUM
cjfa-35343	144	68	18	18	NUM
cjfa-35343	144	69	39.1	39.1	NUM
cjfa-35343	144	70	26.312	26.312	NUM
cjfa-35343	144	71	0.000	0.000	NUM
cjfa-35343	144	72	high	high	ADJ
cjfa-35343	144	73	school	school	NOUN
cjfa-35343	144	74	116	116	NUM
cjfa-35343	144	75	54.7	54.7	NUM
cjfa-35343	144	76	96	96	NUM
cjfa-35343	144	77	45.3	45.3	NUM
cjfa-35343	144	78	vocational	vocational	ADJ
cjfa-35343	144	79	school	school	NOUN
cjfa-35343	144	80	44	44	NUM
cjfa-35343	144	81	45.8	45.8	NUM
cjfa-35343	144	82	52	52	NUM
cjfa-35343	144	83	54.2	54.2	NUM
cjfa-35343	144	84	bachelor	bachelor	NOUN
cjfa-35343	144	85	’s	’s	PART
cjfa-35343	144	86	degree	degree	NOUN
cjfa-35343	144	87	193	193	NUM
cjfa-35343	144	88	41.7	41.7	NUM
cjfa-35343	144	89	270	270	NUM
cjfa-35343	144	90	58.3	58.3	NUM
cjfa-35343	144	91	post	post	NOUN
cjfa-35343	144	92	degree	degree	NOUN
cjfa-35343	144	93	(	(	PUNCT
cjfa-35343	144	94	master	master	NOUN
cjfa-35343	144	95	and	and	CCONJ
cjfa-35343	144	96	ph.d	ph.d	PROPN
cjfa-35343	144	97	)	)	PUNCT
cjfa-35343	144	98	49	49	NUM
cjfa-35343	144	99	40.2	40.2	NUM
cjfa-35343	144	100	73	73	NUM
cjfa-35343	144	101	59.8	59.8	NUM
cjfa-35343	144	102	number	number	NOUN
cjfa-35343	144	103	of	of	ADP
cjfa-35343	144	104	family	family	NOUN
cjfa-35343	144	105	members	member	NOUN
cjfa-35343	144	106	1	1	NUM
cjfa-35343	144	107	42	42	NUM
cjfa-35343	144	108	50.6	50.6	NUM
cjfa-35343	144	109	41	41	NUM
cjfa-35343	144	110	49.4	49.4	NUM
cjfa-35343	144	111	2	2	NUM
cjfa-35343	144	112	89	89	NUM
cjfa-35343	144	113	48.6	48.6	NUM
cjfa-35343	144	114	94	94	NUM
cjfa-35343	144	115	51.4	51.4	NUM
cjfa-35343	144	116	2.678	2.678	NUM
cjfa-35343	144	117	0.613	0.613	NUM
cjfa-35343	144	118	3	3	NUM
cjfa-35343	144	119	131	131	NUM
cjfa-35343	144	120	47.6	47.6	NUM
cjfa-35343	144	121	144	144	NUM
cjfa-35343	144	122	52.4	52.4	NUM
cjfa-35343	144	123	4	4	NUM
cjfa-35343	144	124	139	139	NUM
cjfa-35343	144	125	43.6	43.6	NUM
cjfa-35343	144	126	180	180	NUM
cjfa-35343	144	127	56.4	56.4	NUM
cjfa-35343	144	128	more	more	ADJ
cjfa-35343	144	129	than	than	ADP
cjfa-35343	144	130	4	4	NUM
cjfa-35343	144	131	70	70	NUM
cjfa-35343	144	132	50.0	50.0	NUM
cjfa-35343	144	133	70	70	NUM
cjfa-35343	144	134	50.0	50.0	NUM
cjfa-35343	144	135	number	number	NOUN
cjfa-35343	144	136	of	of	ADP
cjfa-35343	144	137	revenue	revenue	NOUN
cjfa-35343	144	138	generating	generate	VERB
cjfa-35343	144	139	family	family	NOUN
cjfa-35343	144	140	members	member	NOUN
cjfa-35343	144	141	1	1	NUM
cjfa-35343	144	142	211	211	NUM
cjfa-35343	144	143	48.3	48.3	NUM
cjfa-35343	144	144	226	226	NUM
cjfa-35343	144	145	51.7	51.7	NUM
cjfa-35343	144	146	table	table	NOUN
cjfa-35343	144	147	4	4	NUM
cjfa-35343	144	148	.	.	PUNCT
cjfa-35343	144	149	contingency	contingency	NOUN
cjfa-35343	144	150	…	…	PUNCT
cjfa-35343	144	151	hatice	hatice	NOUN
cjfa-35343	144	152	düzakın	düzakın	NOUN
cjfa-35343	144	153	,	,	PUNCT
cjfa-35343	144	154	süreyya	süreyya	PROPN
cjfa-35343	144	155	yılmaz22	yılmaz22	PROPN
cjfa-35343	144	156	low	low	PROPN
cjfa-35343	144	157	(	(	PUNCT
cjfa-35343	144	158	n=471	n=471	NOUN
cjfa-35343	144	159	;	;	PUNCT
cjfa-35343	144	160	%	%	NOUN
cjfa-35343	144	161	47.1	47.1	NUM
cjfa-35343	144	162	)	)	PUNCT
cjfa-35343	144	163	high	high	ADJ
cjfa-35343	144	164	(	(	PUNCT
cjfa-35343	144	165	n=529	n=529	ADV
cjfa-35343	144	166	;	;	PUNCT
cjfa-35343	144	167	%	%	NOUN
cjfa-35343	144	168	52.9	52.9	NUM
cjfa-35343	144	169	)	)	PUNCT
cjfa-35343	145	1	x2	x2	NOUN
cjfa-35343	146	1	p	p	NOUN
cjfa-35343	147	1	f	f	NOUN
cjfa-35343	147	2	%	%	NOUN
cjfa-35343	147	3	f	f	NOUN
cjfa-35343	147	4	%	%	NOUN
cjfa-35343	147	5	2	2	NUM
cjfa-35343	147	6	233	233	NUM
cjfa-35343	147	7	47.1	47.1	NUM
cjfa-35343	147	8	262	262	NUM
cjfa-35343	147	9	52.9	52.9	NUM
cjfa-35343	147	10	3.181	3.181	NUM
cjfa-35343	147	11	0.528	0.528	NUM
cjfa-35343	147	12	3	3	NUM
cjfa-35343	147	13	18	18	NUM
cjfa-35343	147	14	36.0	36.0	NUM
cjfa-35343	147	15	32	32	NUM
cjfa-35343	147	16	64.0	64.0	NUM
cjfa-35343	147	17	4	4	NUM
cjfa-35343	147	18	7	7	NUM
cjfa-35343	147	19	46.7	46.7	NUM
cjfa-35343	147	20	8	8	NUM
cjfa-35343	147	21	53.3	53.3	NUM
cjfa-35343	147	22	more	more	ADJ
cjfa-35343	147	23	than	than	ADP
cjfa-35343	147	24	4	4	NUM
cjfa-35343	147	25	2	2	NUM
cjfa-35343	147	26	66.7	66.7	NUM
cjfa-35343	147	27	1	1	NUM
cjfa-35343	147	28	33.3	33.3	NUM
cjfa-35343	147	29	income	income	NOUN
cjfa-35343	147	30	no	no	DET
cjfa-35343	147	31	87	87	NUM
cjfa-35343	147	32	54.4	54.4	NUM
cjfa-35343	147	33	73	73	NUM
cjfa-35343	147	34	45.6	45.6	NUM
cjfa-35343	147	35	less	less	ADJ
cjfa-35343	147	36	than1603	than1603	PROPN
cjfa-35343	147	37	tl	tl	PROPN
cjfa-35343	147	38	28	28	NUM
cjfa-35343	147	39	53.8	53.8	NUM
cjfa-35343	147	40	24	24	NUM
cjfa-35343	147	41	46.2	46.2	NUM
cjfa-35343	147	42	1604	1604	NUM
cjfa-35343	147	43	tl-2600	tl-2600	PROPN
cjfa-35343	147	44	tl	tl	PROPN
cjfa-35343	147	45	75	75	NUM
cjfa-35343	147	46	54.0	54.0	NUM
cjfa-35343	147	47	64	64	NUM
cjfa-35343	147	48	46.0	46.0	NUM
cjfa-35343	147	49	11.146	11.146	NUM
cjfa-35343	147	50	0.084	0.084	NUM
cjfa-35343	147	51	2601	2601	NUM
cjfa-35343	147	52	tl3600	tl3600	NOUN
cjfa-35343	147	53	tl	tl	PROPN
cjfa-35343	147	54	65	65	NUM
cjfa-35343	147	55	43.3	43.3	NUM
cjfa-35343	147	56	85	85	NUM
cjfa-35343	147	57	56.7	56.7	NUM
cjfa-35343	147	58	3601	3601	NUM
cjfa-35343	147	59	tl4600	tl4600	NOUN
cjfa-35343	147	60	tl	tl	PROPN
cjfa-35343	147	61	57	57	NUM
cjfa-35343	147	62	44.2	44.2	NUM
cjfa-35343	147	63	72	72	NUM
cjfa-35343	147	64	55.8	55.8	NUM
cjfa-35343	147	65	4601	4601	NUM
cjfa-35343	148	1	tl5600	tl5600	NOUN
cjfa-35343	149	1	tl	tl	PROPN
cjfa-35343	149	2	49	49	NUM
cjfa-35343	149	3	45.4	45.4	NUM
cjfa-35343	149	4	59	59	NUM
cjfa-35343	149	5	54.6	54.6	NUM
cjfa-35343	149	6	more	more	ADJ
cjfa-35343	149	7	than	than	ADP
cjfa-35343	149	8	5601	5601	NUM
cjfa-35343	149	9	tl	tl	PROPN
cjfa-35343	149	10	110	110	NUM
cjfa-35343	149	11	42.0	42.0	NUM
cjfa-35343	149	12	152	152	NUM
cjfa-35343	149	13	58.0	58.0	NUM
cjfa-35343	149	14	household	household	NOUN
cjfa-35343	149	15	’s	’s	PART
cjfa-35343	149	16	income	income	NOUN
cjfa-35343	149	17	less	less	ADJ
cjfa-35343	149	18	than	than	ADP
cjfa-35343	149	19	1603	1603	NUM
cjfa-35343	149	20	tl	tl	PROPN
cjfa-35343	149	21	9	9	NUM
cjfa-35343	149	22	37.5	37.5	NUM
cjfa-35343	149	23	15	15	NUM
cjfa-35343	149	24	62.5	62.5	NUM
cjfa-35343	149	25	1604	1604	NUM
cjfa-35343	149	26	tl-2600	tl-2600	NOUN
cjfa-35343	149	27	tl	tl	PROPN
cjfa-35343	149	28	39	39	NUM
cjfa-35343	149	29	53.4	53.4	NUM
cjfa-35343	149	30	34	34	NUM
cjfa-35343	149	31	46.6	46.6	NUM
cjfa-35343	149	32	2601	2601	NUM
cjfa-35343	149	33	tl3600	tl3600	NOUN
cjfa-35343	149	34	tl	tl	PROPN
cjfa-35343	149	35	59	59	NUM
cjfa-35343	149	36	52.7	52.7	NUM
cjfa-35343	149	37	53	53	NUM
cjfa-35343	149	38	47.3	47.3	NUM
cjfa-35343	149	39	4.253	4.253	NUM
cjfa-35343	149	40	0.514	0.514	NUM
cjfa-35343	149	41	3601	3601	NUM
cjfa-35343	149	42	tl4600	tl4600	NOUN
cjfa-35343	149	43	tl	tl	PROPN
cjfa-35343	149	44	57	57	NUM
cjfa-35343	149	45	47.1	47.1	NUM
cjfa-35343	149	46	64	64	NUM
cjfa-35343	149	47	52.9	52.9	NUM
cjfa-35343	149	48	4601	4601	NUM
cjfa-35343	149	49	tl5600	tl5600	NOUN
cjfa-35343	149	50	tl	tl	PROPN
cjfa-35343	149	51	57	57	NUM
cjfa-35343	149	52	48.3	48.3	NUM
cjfa-35343	149	53	61	61	NUM
cjfa-35343	149	54	51.7	51.7	NUM
cjfa-35343	149	55	5601	5601	NUM
cjfa-35343	149	56	tl	tl	PROPN
cjfa-35343	149	57	and	and	CCONJ
cjfa-35343	149	58	over	over	ADP
cjfa-35343	149	59	250	250	NUM
cjfa-35343	149	60	45.3	45.3	NUM
cjfa-35343	149	61	302	302	NUM
cjfa-35343	149	62	54.7	54.7	NUM
cjfa-35343	149	63	who	who	PRON
cjfa-35343	149	64	is	be	AUX
cjfa-35343	149	65	the	the	DET
cjfa-35343	149	66	decision	decision	NOUN
cjfa-35343	149	67	maker	maker	NOUN
cjfa-35343	149	68	about	about	ADP
cjfa-35343	149	69	financial	financial	ADJ
cjfa-35343	149	70	action	action	NOUN
cjfa-35343	149	71	?	?	PUNCT
cjfa-35343	150	1	you	you	PRON
cjfa-35343	150	2	176	176	NUM
cjfa-35343	150	3	46.0	46.0	NUM
cjfa-35343	150	4	207	207	NUM
cjfa-35343	150	5	54.0	54.0	NUM
cjfa-35343	150	6	you	you	PRON
cjfa-35343	150	7	and	and	CCONJ
cjfa-35343	150	8	your	your	PRON
cjfa-35343	150	9	wife	wife	NOUN
cjfa-35343	150	10	202	202	NUM
cjfa-35343	150	11	44.3	44.3	NUM
cjfa-35343	150	12	254	254	NUM
cjfa-35343	150	13	55.7	55.7	NUM
cjfa-35343	150	14	9.010	9.010	NUM
cjfa-35343	150	15	0.029	0.029	NUM
cjfa-35343	150	16	wife	wife	NOUN
cjfa-35343	150	17	27	27	NUM
cjfa-35343	150	18	58.7	58.7	NUM
cjfa-35343	150	19	19	19	NUM
cjfa-35343	150	20	41.3	41.3	NUM
cjfa-35343	150	21	you	you	PRON
cjfa-35343	150	22	and	and	CCONJ
cjfa-35343	150	23	other	other	ADJ
cjfa-35343	150	24	family	family	NOUN
cjfa-35343	150	25	members	member	NOUN
cjfa-35343	150	26	66	66	NUM
cjfa-35343	150	27	57.4	57.4	NUM
cjfa-35343	150	28	49	49	NUM
cjfa-35343	150	29	42.6	42.6	NUM
cjfa-35343	150	30	working	work	VERB
cjfa-35343	150	31	status	status	NOUN
cjfa-35343	150	32	non	non	NOUN
cjfa-35343	150	33	-	-	NOUN
cjfa-35343	150	34	worker	worker	ADJ
cjfa-35343	150	35	114	114	NUM
cjfa-35343	150	36	45.4	45.4	NUM
cjfa-35343	150	37	137	137	NUM
cjfa-35343	150	38	54.6	54.6	NUM
cjfa-35343	150	39	0.380	0.380	NUM
cjfa-35343	150	40	0.537	0.537	NUM
cjfa-35343	150	41	worker	worker	NOUN
cjfa-35343	150	42	357	357	NUM
cjfa-35343	150	43	47.7	47.7	NUM
cjfa-35343	150	44	392	392	NUM
cjfa-35343	150	45	52.3	52.3	NUM
cjfa-35343	150	46	s	s	NOUN
cjfa-35343	150	47	o	o	NOUN
cjfa-35343	150	48	u	u	NOUN
cjfa-35343	150	49	r	r	NOUN
cjfa-35343	150	50	c	c	NOUN
cjfa-35343	150	51	e	e	NOUN
cjfa-35343	150	52	:	:	PUNCT
cjfa-35343	150	53	compiled	compile	VERB
cjfa-35343	150	54	by	by	ADP
cjfa-35343	150	55	the	the	DET
cjfa-35343	150	56	author	author	NOUN
cjfa-35343	150	57	.	.	PUNCT
cjfa-35343	151	1	table	table	NOUN
cjfa-35343	151	2	4	4	NUM
cjfa-35343	151	3	.	.	PUNCT
cjfa-35343	151	4	contingency	contingency	NOUN
cjfa-35343	151	5	…	…	PUNCT
cjfa-35343	151	6	the	the	DET
cjfa-35343	151	7	determinants	determinant	NOUN
cjfa-35343	151	8	of	of	ADP
cjfa-35343	151	9	the	the	DET
cjfa-35343	151	10	level	level	NOUN
cjfa-35343	151	11	of	of	ADP
cjfa-35343	151	12	financial	financial	ADJ
cjfa-35343	151	13	literacy	literacy	NOUN
cjfa-35343	151	14	in	in	ADP
cjfa-35343	151	15	turkey	turkey	NOUN
cjfa-35343	151	16	23	23	NUM
cjfa-35343	151	17	57.8	57.8	NUM
cjfa-35343	151	18	%	%	NOUN
cjfa-35343	151	19	of	of	ADP
cjfa-35343	151	20	women	woman	NOUN
cjfa-35343	151	21	and	and	CCONJ
cjfa-35343	151	22	42.4	42.4	NUM
cjfa-35343	151	23	%	%	NOUN
cjfa-35343	151	24	of	of	ADP
cjfa-35343	151	25	men	man	NOUN
cjfa-35343	151	26	have	have	VERB
cjfa-35343	151	27	low	low	ADJ
cjfa-35343	151	28	financial	financial	ADJ
cjfa-35343	151	29	literacy	literacy	NOUN
cjfa-35343	151	30	knowledge	knowledge	NOUN
cjfa-35343	151	31	,	,	PUNCT
cjfa-35343	151	32	this	this	DET
cjfa-35343	151	33	difference	difference	NOUN
cjfa-35343	151	34	is	be	AUX
cjfa-35343	151	35	statistically	statistically	ADV
cjfa-35343	151	36	significant	significant	ADJ
cjfa-35343	151	37	(	(	PUNCT
cjfa-35343	151	38	p	p	X
cjfa-35343	151	39	<	<	X
cjfa-35343	151	40	0.05	0.05	NUM
cjfa-35343	151	41	)	)	PUNCT
cjfa-35343	151	42	.	.	PUNCT
cjfa-35343	152	1	78.8	78.8	NUM
cjfa-35343	152	2	%	%	NOUN
cjfa-35343	152	3	of	of	ADP
cjfa-35343	152	4	those	those	PRON
cjfa-35343	152	5	aged	aged	ADJ
cjfa-35343	152	6	18	18	NUM
cjfa-35343	152	7	-	-	SYM
cjfa-35343	152	8	24	24	NUM
cjfa-35343	152	9	,	,	PUNCT
cjfa-35343	152	10	53.9	53.9	NUM
cjfa-35343	152	11	%	%	NOUN
cjfa-35343	152	12	of	of	ADP
cjfa-35343	152	13	those	those	DET
cjfa-35343	152	14	aged	aged	ADJ
cjfa-35343	152	15	25	25	NUM
cjfa-35343	152	16	-	-	SYM
cjfa-35343	152	17	34	34	NUM
cjfa-35343	152	18	,	,	PUNCT
cjfa-35343	152	19	45.7	45.7	NUM
cjfa-35343	152	20	%	%	NOUN
cjfa-35343	152	21	of	of	ADP
cjfa-35343	152	22	those	those	DET
cjfa-35343	152	23	aged	aged	ADJ
cjfa-35343	152	24	35	35	NUM
cjfa-35343	152	25	-	-	SYM
cjfa-35343	152	26	44	44	NUM
cjfa-35343	152	27	,	,	PUNCT
cjfa-35343	152	28	44.5	44.5	NUM
cjfa-35343	152	29	%	%	NOUN
cjfa-35343	152	30	of	of	ADP
cjfa-35343	152	31	those	those	DET
cjfa-35343	152	32	aged	age	VERB
cjfa-35343	152	33	45	45	NUM
cjfa-35343	152	34	-	-	SYM
cjfa-35343	152	35	54	54	NUM
cjfa-35343	152	36	,	,	PUNCT
cjfa-35343	152	37	5538.6	5538.6	NUM
cjfa-35343	152	38	%	%	NOUN
cjfa-35343	152	39	of	of	ADP
cjfa-35343	152	40	those	those	PRON
cjfa-35343	152	41	aged	age	VERB
cjfa-35343	152	42	between	between	ADP
cjfa-35343	152	43	64	64	NUM
cjfa-35343	152	44	and	and	CCONJ
cjfa-35343	152	45	29.3	29.3	NUM
cjfa-35343	152	46	%	%	NOUN
cjfa-35343	152	47	of	of	ADP
cjfa-35343	152	48	those	those	PRON
cjfa-35343	152	49	aged	age	VERB
cjfa-35343	152	50	over	over	ADP
cjfa-35343	152	51	65	65	NUM
cjfa-35343	152	52	have	have	VERB
cjfa-35343	152	53	financial	financial	ADJ
cjfa-35343	152	54	literacy	literacy	NOUN
cjfa-35343	152	55	knowledge	knowledge	NOUN
cjfa-35343	152	56	,	,	PUNCT
cjfa-35343	152	57	this	this	DET
cjfa-35343	152	58	difference	difference	NOUN
cjfa-35343	152	59	is	be	AUX
cjfa-35343	152	60	statistically	statistically	ADV
cjfa-35343	152	61	significant	significant	ADJ
cjfa-35343	152	62	(	(	PUNCT
cjfa-35343	152	63	p	p	X
cjfa-35343	152	64	<	<	X
cjfa-35343	152	65	0.05	0.05	NUM
cjfa-35343	152	66	)	)	PUNCT
cjfa-35343	152	67	.	.	PUNCT
cjfa-35343	153	1	44.4	44.4	NUM
cjfa-35343	153	2	%	%	NOUN
cjfa-35343	153	3	of	of	ADP
cjfa-35343	153	4	married	married	ADJ
cjfa-35343	153	5	participants	participant	NOUN
cjfa-35343	153	6	,	,	PUNCT
cjfa-35343	153	7	56.1	56.1	NUM
cjfa-35343	153	8	%	%	NOUN
cjfa-35343	153	9	of	of	ADP
cjfa-35343	153	10	single	single	ADJ
cjfa-35343	153	11	participants	participant	NOUN
cjfa-35343	153	12	,	,	PUNCT
cjfa-35343	153	13	51.2	51.2	NUM
cjfa-35343	153	14	%	%	NOUN
cjfa-35343	153	15	of	of	ADP
cjfa-35343	153	16	divorced	divorce	VERB
cjfa-35343	153	17	participants	participant	NOUN
cjfa-35343	153	18	have	have	VERB
cjfa-35343	153	19	low	low	ADJ
cjfa-35343	153	20	financial	financial	ADJ
cjfa-35343	153	21	literacy	literacy	NOUN
cjfa-35343	153	22	knowledge	knowledge	NOUN
cjfa-35343	153	23	and	and	CCONJ
cjfa-35343	153	24	these	these	DET
cjfa-35343	153	25	differences	difference	NOUN
cjfa-35343	153	26	are	be	AUX
cjfa-35343	153	27	statistically	statistically	ADV
cjfa-35343	153	28	significant	significant	ADJ
cjfa-35343	153	29	(	(	PUNCT
cjfa-35343	153	30	p	p	X
cjfa-35343	153	31	<	<	X
cjfa-35343	153	32	0.05	0.05	NUM
cjfa-35343	153	33	)	)	PUNCT
cjfa-35343	153	34	.	.	PUNCT
cjfa-35343	154	1	75.0	75.0	NUM
cjfa-35343	154	2	%	%	NOUN
cjfa-35343	154	3	of	of	ADP
cjfa-35343	154	4	literate	literate	ADJ
cjfa-35343	154	5	people	people	NOUN
cjfa-35343	154	6	,	,	PUNCT
cjfa-35343	154	7	66.7	66.7	NUM
cjfa-35343	154	8	%	%	NOUN
cjfa-35343	154	9	of	of	ADP
cjfa-35343	154	10	5	5	NUM
cjfa-35343	154	11	-	-	PUNCT
cjfa-35343	154	12	year	year	NOUN
cjfa-35343	154	13	primary	primary	ADJ
cjfa-35343	154	14	school	school	NOUN
cjfa-35343	154	15	graduates	graduate	NOUN
cjfa-35343	154	16	,	,	PUNCT
cjfa-35343	154	17	60.9	60.9	NUM
cjfa-35343	154	18	%	%	NOUN
cjfa-35343	154	19	of	of	ADP
cjfa-35343	154	20	8	8	NUM
cjfa-35343	154	21	-	-	PUNCT
cjfa-35343	154	22	year	year	NOUN
cjfa-35343	154	23	primary	primary	ADJ
cjfa-35343	154	24	school	school	NOUN
cjfa-35343	154	25	graduates	graduate	NOUN
cjfa-35343	154	26	,	,	PUNCT
cjfa-35343	154	27	54.7	54.7	NUM
cjfa-35343	154	28	%	%	NOUN
cjfa-35343	154	29	of	of	ADP
cjfa-35343	154	30	high	high	ADJ
cjfa-35343	154	31	school	school	NOUN
cjfa-35343	154	32	graduates	graduate	NOUN
cjfa-35343	154	33	,	,	PUNCT
cjfa-35343	154	34	45.8	45.8	NUM
cjfa-35343	154	35	%	%	NOUN
cjfa-35343	154	36	of	of	ADP
cjfa-35343	154	37	associate	associate	ADJ
cjfa-35343	154	38	degree	degree	NOUN
cjfa-35343	154	39	graduates	graduate	NOUN
cjfa-35343	154	40	,	,	PUNCT
cjfa-35343	154	41	41.7	41.7	NUM
cjfa-35343	154	42	%	%	NOUN
cjfa-35343	154	43	of	of	ADP
cjfa-35343	154	44	graduate	graduate	NOUN
cjfa-35343	154	45	graduates	graduate	NOUN
cjfa-35343	154	46	,	,	PUNCT
cjfa-35343	154	47	graduate	graduate	NOUN
cjfa-35343	154	48	graduates	graduate	NOUN
cjfa-35343	154	49	40.2	40.2	NUM
cjfa-35343	154	50	of	of	ADP
cjfa-35343	154	51	them	they	PRON
cjfa-35343	154	52	have	have	VERB
cjfa-35343	154	53	financial	financial	ADJ
cjfa-35343	154	54	literacy	literacy	NOUN
cjfa-35343	154	55	knowledge	knowledge	NOUN
cjfa-35343	154	56	and	and	CCONJ
cjfa-35343	154	57	this	this	DET
cjfa-35343	154	58	difference	difference	NOUN
cjfa-35343	154	59	is	be	AUX
cjfa-35343	154	60	statistically	statistically	ADV
cjfa-35343	154	61	significant	significant	ADJ
cjfa-35343	154	62	(	(	PUNCT
cjfa-35343	154	63	p	p	X
cjfa-35343	154	64	<	<	X
cjfa-35343	154	65	0.05	0.05	NUM
cjfa-35343	154	66	)	)	PUNCT
cjfa-35343	154	67	.	.	PUNCT
cjfa-35343	155	1	50.6	50.6	NUM
cjfa-35343	155	2	%	%	NOUN
cjfa-35343	155	3	of	of	ADP
cjfa-35343	155	4	those	those	PRON
cjfa-35343	155	5	who	who	PRON
cjfa-35343	155	6	have	have	VERB
cjfa-35343	155	7	a	a	DET
cjfa-35343	155	8	person	person	NOUN
cjfa-35343	155	9	outside	outside	ADP
cjfa-35343	155	10	their	their	PRON
cjfa-35343	155	11	family	family	NOUN
cjfa-35343	155	12	,	,	PUNCT
cjfa-35343	155	13	48.6	48.6	NUM
cjfa-35343	155	14	%	%	NOUN
cjfa-35343	155	15	of	of	ADP
cjfa-35343	155	16	those	those	PRON
cjfa-35343	155	17	who	who	PRON
cjfa-35343	155	18	are	be	AUX
cjfa-35343	155	19	two	two	NUM
cjfa-35343	155	20	,	,	PUNCT
cjfa-35343	155	21	47.6	47.6	NUM
cjfa-35343	155	22	%	%	NOUN
cjfa-35343	155	23	of	of	ADP
cjfa-35343	155	24	those	those	PRON
cjfa-35343	155	25	who	who	PRON
cjfa-35343	155	26	are	be	AUX
cjfa-35343	155	27	three	three	NUM
cjfa-35343	155	28	,	,	PUNCT
cjfa-35343	155	29	43.6	43.6	NUM
cjfa-35343	155	30	%	%	NOUN
cjfa-35343	155	31	of	of	ADP
cjfa-35343	155	32	those	those	PRON
cjfa-35343	155	33	who	who	PRON
cjfa-35343	155	34	are	be	AUX
cjfa-35343	155	35	four	four	NUM
cjfa-35343	155	36	,	,	PUNCT
cjfa-35343	155	37	50.0	50.0	NUM
cjfa-35343	155	38	%	%	NOUN
cjfa-35343	155	39	of	of	ADP
cjfa-35343	155	40	those	those	PRON
cjfa-35343	155	41	who	who	PRON
cjfa-35343	155	42	are	be	AUX
cjfa-35343	155	43	more	more	ADJ
cjfa-35343	155	44	than	than	ADP
cjfa-35343	155	45	four	four	NUM
cjfa-35343	155	46	individuals	individual	NOUN
cjfa-35343	155	47	have	have	VERB
cjfa-35343	155	48	lower	low	ADJ
cjfa-35343	155	49	financial	financial	ADJ
cjfa-35343	155	50	literacy	literacy	NOUN
cjfa-35343	155	51	knowledge	knowledge	NOUN
cjfa-35343	155	52	,	,	PUNCT
cjfa-35343	155	53	however	however	ADV
cjfa-35343	155	54	,	,	PUNCT
cjfa-35343	155	55	these	these	DET
cjfa-35343	155	56	differences	difference	NOUN
cjfa-35343	155	57	are	be	AUX
cjfa-35343	155	58	not	not	PART
cjfa-35343	155	59	statistically	statistically	ADV
cjfa-35343	155	60	significant	significant	ADJ
cjfa-35343	155	61	(	(	PUNCT
cjfa-35343	155	62	p	p	X
cjfa-35343	155	63	>	>	X
cjfa-35343	155	64	0.05	0.05	NUM
cjfa-35343	155	65	)	)	PUNCT
cjfa-35343	155	66	.	.	PUNCT
cjfa-35343	156	1	48.3	48.3	NUM
cjfa-35343	156	2	%	%	NOUN
cjfa-35343	156	3	of	of	ADP
cjfa-35343	156	4	those	those	PRON
cjfa-35343	156	5	who	who	PRON
cjfa-35343	156	6	have	have	VERB
cjfa-35343	156	7	income	income	NOUN
cjfa-35343	156	8	from	from	ADP
cjfa-35343	156	9	their	their	PRON
cjfa-35343	156	10	own	own	ADJ
cjfa-35343	156	11	family	family	NOUN
cjfa-35343	156	12	,	,	PUNCT
cjfa-35343	156	13	47.1	47.1	NUM
cjfa-35343	156	14	%	%	NOUN
cjfa-35343	156	15	of	of	ADP
cjfa-35343	156	16	those	those	PRON
cjfa-35343	156	17	who	who	PRON
cjfa-35343	156	18	are	be	AUX
cjfa-35343	156	19	two	two	NUM
cjfa-35343	156	20	,	,	PUNCT
cjfa-35343	156	21	36.0	36.0	NUM
cjfa-35343	156	22	%	%	NOUN
cjfa-35343	156	23	of	of	ADP
cjfa-35343	156	24	those	those	PRON
cjfa-35343	156	25	who	who	PRON
cjfa-35343	156	26	are	be	AUX
cjfa-35343	156	27	three	three	NUM
cjfa-35343	156	28	,	,	PUNCT
cjfa-35343	156	29	46.7	46.7	NUM
cjfa-35343	156	30	%	%	NOUN
cjfa-35343	156	31	of	of	ADP
cjfa-35343	156	32	those	those	PRON
cjfa-35343	156	33	who	who	PRON
cjfa-35343	156	34	are	be	AUX
cjfa-35343	156	35	four	four	NUM
cjfa-35343	156	36	,	,	PUNCT
cjfa-35343	156	37	66.7	66.7	NUM
cjfa-35343	156	38	%	%	NOUN
cjfa-35343	156	39	of	of	ADP
cjfa-35343	156	40	those	those	PRON
cjfa-35343	156	41	who	who	PRON
cjfa-35343	156	42	are	be	AUX
cjfa-35343	156	43	more	more	ADJ
cjfa-35343	156	44	than	than	ADP
cjfa-35343	156	45	four	four	NUM
cjfa-35343	156	46	individuals	individual	NOUN
cjfa-35343	156	47	have	have	VERB
cjfa-35343	156	48	lower	low	ADJ
cjfa-35343	156	49	financial	financial	ADJ
cjfa-35343	156	50	literacy	literacy	NOUN
cjfa-35343	156	51	knowledge	knowledge	NOUN
cjfa-35343	156	52	,	,	PUNCT
cjfa-35343	156	53	but	but	CCONJ
cjfa-35343	156	54	these	these	DET
cjfa-35343	156	55	differences	difference	NOUN
cjfa-35343	156	56	are	be	AUX
cjfa-35343	156	57	not	not	PART
cjfa-35343	156	58	statistically	statistically	ADV
cjfa-35343	156	59	significant	significant	ADJ
cjfa-35343	156	60	(	(	PUNCT
cjfa-35343	156	61	p	p	X
cjfa-35343	156	62	>	>	X
cjfa-35343	156	63	0.05	0.05	NUM
cjfa-35343	156	64	)	)	PUNCT
cjfa-35343	156	65	.	.	PUNCT
cjfa-35343	157	1	53.8	53.8	NUM
cjfa-35343	157	2	%	%	NOUN
cjfa-35343	157	3	of	of	ADP
cjfa-35343	157	4	those	those	PRON
cjfa-35343	157	5	with	with	ADP
cjfa-35343	157	6	a	a	DET
cjfa-35343	157	7	monthly	monthly	ADJ
cjfa-35343	157	8	income	income	NOUN
cjfa-35343	157	9	of	of	ADP
cjfa-35343	157	10	1603	1603	NUM
cjfa-35343	157	11	tl	tl	PROPN
cjfa-35343	157	12	and	and	CCONJ
cjfa-35343	157	13	below	below	ADV
cjfa-35343	157	14	,	,	PUNCT
cjfa-35343	157	15	54.0	54.0	NUM
cjfa-35343	157	16	%	%	NOUN
cjfa-35343	157	17	of	of	ADP
cjfa-35343	157	18	those	those	PRON
cjfa-35343	157	19	between	between	ADP
cjfa-35343	157	20	1604	1604	NUM
cjfa-35343	157	21	-	-	SYM
cjfa-35343	157	22	2600	2600	NUM
cjfa-35343	157	23	tl	tl	PROPN
cjfa-35343	157	24	,	,	PUNCT
cjfa-35343	157	25	43.3	43.3	NUM
cjfa-35343	157	26	%	%	NOUN
cjfa-35343	157	27	of	of	ADP
cjfa-35343	157	28	those	those	PRON
cjfa-35343	157	29	with	with	ADP
cjfa-35343	157	30	2601	2601	NUM
cjfa-35343	157	31	-	-	SYM
cjfa-35343	157	32	3600	3600	NUM
cjfa-35343	157	33	tl	tl	PROPN
cjfa-35343	157	34	,	,	PUNCT
cjfa-35343	157	35	44.2	44.2	NUM
cjfa-35343	157	36	%	%	NOUN
cjfa-35343	157	37	of	of	ADP
cjfa-35343	157	38	those	those	PRON
cjfa-35343	157	39	between	between	ADP
cjfa-35343	157	40	3601	3601	NUM
cjfa-35343	157	41	-	-	SYM
cjfa-35343	157	42	4600	4600	NUM
cjfa-35343	157	43	tl	tl	PROPN
cjfa-35343	157	44	,	,	PUNCT
cjfa-35343	157	45	those	those	PRON
cjfa-35343	157	46	between	between	ADP
cjfa-35343	157	47	4601	4601	NUM
cjfa-35343	157	48	-	-	SYM
cjfa-35343	157	49	5600	5600	NUM
cjfa-35343	157	50	tl	tl	PROPN
cjfa-35343	157	51	45.4	45.4	NUM
cjfa-35343	157	52	%	%	NOUN
cjfa-35343	157	53	,	,	PUNCT
cjfa-35343	157	54	42.0	42.0	NUM
cjfa-35343	157	55	%	%	NOUN
cjfa-35343	157	56	of	of	ADP
cjfa-35343	157	57	those	those	PRON
cjfa-35343	157	58	with	with	ADP
cjfa-35343	157	59	tl	tl	PROPN
cjfa-35343	157	60	5601	5601	NUM
cjfa-35343	157	61	and	and	CCONJ
cjfa-35343	157	62	above	above	ADV
cjfa-35343	157	63	have	have	VERB
cjfa-35343	157	64	low	low	ADJ
cjfa-35343	157	65	financial	financial	ADJ
cjfa-35343	157	66	literacy	literacy	NOUN
cjfa-35343	157	67	knowledge	knowledge	NOUN
cjfa-35343	157	68	and	and	CCONJ
cjfa-35343	157	69	this	this	DET
cjfa-35343	157	70	difference	difference	NOUN
cjfa-35343	157	71	is	be	AUX
cjfa-35343	157	72	not	not	PART
cjfa-35343	157	73	statistically	statistically	ADV
cjfa-35343	157	74	significant	significant	ADJ
cjfa-35343	157	75	(	(	PUNCT
cjfa-35343	157	76	p	p	X
cjfa-35343	157	77	>	>	X
cjfa-35343	157	78	0.05	0.05	NUM
cjfa-35343	157	79	)	)	PUNCT
cjfa-35343	157	80	.	.	PUNCT
cjfa-35343	158	1	37.5	37.5	NUM
cjfa-35343	158	2	%	%	NOUN
cjfa-35343	158	3	of	of	ADP
cjfa-35343	158	4	households	household	NOUN
cjfa-35343	158	5	with	with	ADP
cjfa-35343	158	6	household	household	NOUN
cjfa-35343	158	7	income	income	NOUN
cjfa-35343	158	8	of	of	ADP
cjfa-35343	158	9	1603	1603	NUM
cjfa-35343	158	10	tl	tl	PROPN
cjfa-35343	158	11	and	and	CCONJ
cjfa-35343	158	12	below	below	ADV
cjfa-35343	158	13	,	,	PUNCT
cjfa-35343	158	14	53.4	53.4	NUM
cjfa-35343	158	15	%	%	NOUN
cjfa-35343	158	16	of	of	ADP
cjfa-35343	158	17	those	those	PRON
cjfa-35343	158	18	between	between	ADP
cjfa-35343	158	19	1604	1604	NUM
cjfa-35343	158	20	-	-	SYM
cjfa-35343	158	21	2600	2600	NUM
cjfa-35343	158	22	tl	tl	PROPN
cjfa-35343	158	23	,	,	PUNCT
cjfa-35343	158	24	52.7	52.7	NUM
cjfa-35343	158	25	%	%	NOUN
cjfa-35343	158	26	of	of	ADP
cjfa-35343	158	27	those	those	PRON
cjfa-35343	158	28	with	with	ADP
cjfa-35343	158	29	2601	2601	NUM
cjfa-35343	158	30	-	-	SYM
cjfa-35343	158	31	3600	3600	NUM
cjfa-35343	158	32	tl	tl	PROPN
cjfa-35343	158	33	,	,	PUNCT
cjfa-35343	158	34	47.1	47.1	NUM
cjfa-35343	158	35	%	%	NOUN
cjfa-35343	158	36	of	of	ADP
cjfa-35343	158	37	those	those	PRON
cjfa-35343	158	38	between	between	ADP
cjfa-35343	158	39	3601	3601	NUM
cjfa-35343	158	40	-	-	SYM
cjfa-35343	158	41	4600	4600	NUM
cjfa-35343	158	42	tl	tl	PROPN
cjfa-35343	158	43	,	,	PUNCT
cjfa-35343	158	44	4601	4601	NUM
cjfa-35343	158	45	-	-	SYM
cjfa-35343	158	46	5600	5600	NUM
cjfa-35343	158	47	tl	tl	PROPN
cjfa-35343	158	48	48.3	48.3	NUM
cjfa-35343	158	49	%	%	NOUN
cjfa-35343	158	50	of	of	ADP
cjfa-35343	158	51	the	the	DET
cjfa-35343	158	52	ones	one	NOUN
cjfa-35343	158	53	,	,	PUNCT
cjfa-35343	158	54	45.3	45.3	NUM
cjfa-35343	158	55	%	%	NOUN
cjfa-35343	158	56	of	of	ADP
cjfa-35343	158	57	those	those	PRON
cjfa-35343	158	58	with	with	ADP
cjfa-35343	158	59	tl	tl	PROPN
cjfa-35343	158	60	5601	5601	NUM
cjfa-35343	158	61	and	and	CCONJ
cjfa-35343	158	62	above	above	ADV
cjfa-35343	158	63	have	have	VERB
cjfa-35343	158	64	low	low	ADJ
cjfa-35343	158	65	financial	financial	ADJ
cjfa-35343	158	66	literacy	literacy	NOUN
cjfa-35343	158	67	knowledge	knowledge	NOUN
cjfa-35343	158	68	and	and	CCONJ
cjfa-35343	158	69	this	this	DET
cjfa-35343	158	70	difference	difference	NOUN
cjfa-35343	158	71	is	be	AUX
cjfa-35343	158	72	not	not	PART
cjfa-35343	158	73	statistically	statistically	ADV
cjfa-35343	158	74	significant	significant	ADJ
cjfa-35343	158	75	(	(	PUNCT
cjfa-35343	158	76	p	p	X
cjfa-35343	158	77	>	>	X
cjfa-35343	158	78	0.05	0.05	NUM
cjfa-35343	158	79	)	)	PUNCT
cjfa-35343	158	80	.	.	PUNCT
cjfa-35343	159	1	46.0	46.0	NUM
cjfa-35343	159	2	%	%	NOUN
cjfa-35343	159	3	of	of	ADP
cjfa-35343	159	4	those	those	PRON
cjfa-35343	159	5	who	who	PRON
cjfa-35343	159	6	make	make	VERB
cjfa-35343	159	7	the	the	DET
cjfa-35343	159	8	decisions	decision	NOUN
cjfa-35343	159	9	themselves	themselves	PRON
cjfa-35343	159	10	in	in	ADP
cjfa-35343	159	11	the	the	DET
cjfa-35343	159	12	family	family	NOUN
cjfa-35343	159	13	,	,	PUNCT
cjfa-35343	159	14	44.3	44.3	NUM
cjfa-35343	159	15	%	%	NOUN
cjfa-35343	159	16	of	of	ADP
cjfa-35343	159	17	themselves	themselves	PRON
cjfa-35343	159	18	and	and	CCONJ
cjfa-35343	159	19	their	their	PRON
cjfa-35343	159	20	spouses	spouse	NOUN
cjfa-35343	159	21	,	,	PUNCT
cjfa-35343	159	22	58.7	58.7	NUM
cjfa-35343	159	23	%	%	NOUN
cjfa-35343	159	24	of	of	ADP
cjfa-35343	159	25	the	the	DET
cjfa-35343	159	26	spouses	spouse	NOUN
cjfa-35343	159	27	and	and	CCONJ
cjfa-35343	159	28	57.4	57.4	NUM
cjfa-35343	159	29	%	%	NOUN
cjfa-35343	159	30	of	of	ADP
cjfa-35343	159	31	family	family	NOUN
cjfa-35343	159	32	members	member	NOUN
cjfa-35343	159	33	have	have	VERB
cjfa-35343	159	34	low	low	ADJ
cjfa-35343	159	35	financial	financial	ADJ
cjfa-35343	159	36	literacy	literacy	NOUN
cjfa-35343	159	37	level	level	NOUN
cjfa-35343	159	38	and	and	CCONJ
cjfa-35343	159	39	this	this	DET
cjfa-35343	159	40	difference	difference	NOUN
cjfa-35343	159	41	is	be	AUX
cjfa-35343	159	42	statistically	statistically	ADV
cjfa-35343	159	43	significant	significant	ADJ
cjfa-35343	159	44	(	(	PUNCT
cjfa-35343	159	45	p	p	X
cjfa-35343	159	46	<	<	X
cjfa-35343	159	47	0.05	0.05	NUM
cjfa-35343	159	48	)	)	PUNCT
cjfa-35343	159	49	.	.	PUNCT
cjfa-35343	160	1	45.4	45.4	NUM
cjfa-35343	160	2	%	%	NOUN
cjfa-35343	160	3	of	of	ADP
cjfa-35343	160	4	those	those	PRON
cjfa-35343	160	5	who	who	PRON
cjfa-35343	160	6	do	do	AUX
cjfa-35343	160	7	not	not	PART
cjfa-35343	160	8	work	work	VERB
cjfa-35343	160	9	and	and	CCONJ
cjfa-35343	160	10	47.7	47.7	NUM
cjfa-35343	160	11	%	%	NOUN
cjfa-35343	160	12	of	of	ADP
cjfa-35343	160	13	employees	employee	NOUN
cjfa-35343	160	14	have	have	VERB
cjfa-35343	160	15	low	low	ADJ
cjfa-35343	160	16	financial	financial	ADJ
cjfa-35343	160	17	literacy	literacy	NOUN
cjfa-35343	160	18	level	level	NOUN
cjfa-35343	160	19	and	and	CCONJ
cjfa-35343	160	20	these	these	DET
cjfa-35343	160	21	differences	difference	NOUN
cjfa-35343	160	22	are	be	AUX
cjfa-35343	160	23	not	not	PART
cjfa-35343	160	24	statistically	statistically	ADV
cjfa-35343	160	25	significant	significant	ADJ
cjfa-35343	160	26	(	(	PUNCT
cjfa-35343	160	27	p	p	X
cjfa-35343	160	28	>	>	X
cjfa-35343	160	29	0.05	0.05	NUM
cjfa-35343	160	30	)	)	PUNCT
cjfa-35343	160	31	.	.	PUNCT
cjfa-35343	161	1	logit	logit	PROPN
cjfa-35343	161	2	nonlinear	nonlinear	ADJ
cjfa-35343	161	3	results	result	NOUN
cjfa-35343	161	4	for	for	ADP
cjfa-35343	161	5	research	research	NOUN
cjfa-35343	161	6	parameters	parameter	NOUN
cjfa-35343	161	7	and	and	CCONJ
cjfa-35343	161	8	financial	financial	ADJ
cjfa-35343	161	9	literacy	literacy	NOUN
cjfa-35343	161	10	are	be	AUX
cjfa-35343	161	11	given	give	VERB
cjfa-35343	161	12	in	in	ADP
cjfa-35343	161	13	the	the	DET
cjfa-35343	161	14	table	table	NOUN
cjfa-35343	161	15	5	5	NUM
cjfa-35343	161	16	.	.	PUNCT
cjfa-35343	161	17	hatice	hatice	PROPN
cjfa-35343	161	18	düzakın	düzakın	PROPN
cjfa-35343	161	19	,	,	PUNCT
cjfa-35343	161	20	süreyya	süreyya	ADJ
cjfa-35343	161	21	yılmaz24	yılmaz24	PROPN
cjfa-35343	161	22	table	table	PROPN
cjfa-35343	161	23	5	5	NUM
cjfa-35343	161	24	.	.	PUNCT
cjfa-35343	161	25	logit	logit	PROPN
cjfa-35343	161	26	nonlinear	nonlinear	ADJ
cjfa-35343	161	27	result	result	NOUN
cjfa-35343	161	28	for	for	ADP
cjfa-35343	161	29	research	research	NOUN
cjfa-35343	161	30	parameters	parameter	NOUN
cjfa-35343	161	31	and	and	CCONJ
cjfa-35343	161	32	financial	financial	ADJ
cjfa-35343	161	33	literacy	literacy	NOUN
cjfa-35343	161	34	logit	logit	PROPN
cjfa-35343	161	35	model	model	NOUN
cjfa-35343	161	36	marginal	marginal	ADJ
cjfa-35343	161	37	effects	effect	NOUN
cjfa-35343	161	38	coefficient	coefficient	VERB
cjfa-35343	161	39	p	p	PRON
cjfa-35343	161	40	coefficient	coefficient	NOUN
cjfa-35343	161	41	p	p	NOUN
cjfa-35343	161	42	gender	gender	NOUN
cjfa-35343	161	43	0.646	0.646	NUM
cjfa-35343	161	44	0.000	0.000	NUM
cjfa-35343	161	45	*	*	PUNCT
cjfa-35343	161	46	0.149	0.149	NUM
cjfa-35343	161	47	0.000	0.000	NUM
cjfa-35343	161	48	*	*	PUNCT
cjfa-35343	161	49	age	age	NOUN
cjfa-35343	161	50	0.241	0.241	NUM
cjfa-35343	161	51	0.000	0.000	NUM
cjfa-35343	161	52	*	*	PUNCT
cjfa-35343	161	53	0.055	0.055	NUM
cjfa-35343	161	54	0.000	0.000	NUM
cjfa-35343	161	55	*	*	PUNCT
cjfa-35343	161	56	marital	marital	ADJ
cjfa-35343	161	57	status	status	NOUN
cjfa-35343	161	58	-0.150	-0.150	NOUN
cjfa-35343	162	1	0.270	0.270	NUM
cjfa-35343	162	2	-0.034	-0.034	NUM
cjfa-35343	162	3	0.269	0.269	NUM
cjfa-35343	162	4	living	live	VERB
cjfa-35343	162	5	family	family	NOUN
cjfa-35343	162	6	mem	mem	PROPN
cjfa-35343	162	7	.	.	PUNCT
cjfa-35343	163	1	0.067	0.067	NUM
cjfa-35343	163	2	0.313	0.313	NUM
cjfa-35343	163	3	0.015	0.015	NUM
cjfa-35343	163	4	0.312	0.312	NUM
cjfa-35343	163	5	education	education	NOUN
cjfa-35343	163	6	0.297	0.297	NUM
cjfa-35343	163	7	0.000	0.000	NUM
cjfa-35343	163	8	*	*	PUNCT
cjfa-35343	164	1	0.068	0.068	NUM
cjfa-35343	164	2	0.000	0.000	NUM
cjfa-35343	164	3	*	*	PUNCT
cjfa-35343	164	4	income	income	NOUN
cjfa-35343	164	5	0.044	0.044	NUM
cjfa-35343	164	6	0.256	0.256	NUM
cjfa-35343	164	7	0.010	0.010	NUM
cjfa-35343	164	8	0.255	0.255	NUM
cjfa-35343	164	9	n.	n.	NOUN
cjfa-35343	164	10	of	of	ADP
cjfa-35343	164	11	income	income	NOUN
cjfa-35343	164	12	person	person	NOUN
cjfa-35343	164	13	0.028	0.028	NUM
cjfa-35343	164	14	0.798	0.798	NUM
cjfa-35343	164	15	0.006	0.006	NUM
cjfa-35343	164	16	0.798	0.798	NUM
cjfa-35343	164	17	house	house	NOUN
cjfa-35343	164	18	income	income	NOUN
cjfa-35343	164	19	-0.060	-0.060	NOUN
cjfa-35343	164	20	0.153	0.153	NUM
cjfa-35343	164	21	-0.014	-0.014	NOUN
cjfa-35343	164	22	0.152	0.152	NUM
cjfa-35343	164	23	working	work	VERB
cjfa-35343	164	24	-0.335	-0.335	NOUN
cjfa-35343	164	25	0.094	0.094	NUM
cjfa-35343	164	26	-0.077	-0.077	PUNCT
cjfa-35343	164	27	0.092	0.092	NUM
cjfa-35343	164	28	constant	constant	ADJ
cjfa-35343	164	29	-2.989	-2.989	NUM
cjfa-35343	164	30	0.000	0.000	NUM
cjfa-35343	164	31	*	*	PUNCT
cjfa-35343	165	1	x2	x2	PRON
cjfa-35343	165	2	78.38	78.38	NUM
cjfa-35343	165	3	x2	x2	NOUN
cjfa-35343	166	1	p	p	ADJ
cjfa-35343	166	2	0.000	0.000	NUM
cjfa-35343	166	3	r2	r2	PROPN
cjfa-35343	166	4	0.057	0.057	NUM
cjfa-35343	166	5	log	log	NOUN
cjfa-35343	166	6	likelihood	likelihood	NOUN
cjfa-35343	166	7	-652.274	-652.274	NOUN
cjfa-35343	166	8	observation	observation	NOUN
cjfa-35343	166	9	1000	1000	NUM
cjfa-35343	166	10	s	s	NOUN
cjfa-35343	166	11	o	o	NOUN
cjfa-35343	166	12	u	u	NOUN
cjfa-35343	166	13	r	r	NOUN
cjfa-35343	166	14	c	c	NOUN
cjfa-35343	166	15	e	e	NOUN
cjfa-35343	166	16	:	:	PUNCT
cjfa-35343	166	17	compiled	compile	VERB
cjfa-35343	166	18	by	by	ADP
cjfa-35343	166	19	the	the	DET
cjfa-35343	166	20	author	author	NOUN
cjfa-35343	166	21	.	.	PUNCT
cjfa-35343	167	1	in	in	ADP
cjfa-35343	167	2	the	the	DET
cjfa-35343	167	3	logit	logit	PROPN
cjfa-35343	167	4	model	model	NOUN
cjfa-35343	167	5	,	,	PUNCT
cjfa-35343	167	6	the	the	DET
cjfa-35343	167	7	contribution	contribution	NOUN
cjfa-35343	167	8	of	of	ADP
cjfa-35343	167	9	gender	gender	NOUN
cjfa-35343	167	10	,	,	PUNCT
cjfa-35343	167	11	age	age	NOUN
cjfa-35343	167	12	and	and	CCONJ
cjfa-35343	167	13	education	education	NOUN
cjfa-35343	167	14	on	on	ADP
cjfa-35343	167	15	the	the	DET
cjfa-35343	167	16	level	level	NOUN
cjfa-35343	167	17	of	of	ADP
cjfa-35343	167	18	financial	financial	ADJ
cjfa-35343	167	19	literacy	literacy	NOUN
cjfa-35343	167	20	is	be	AUX
cjfa-35343	167	21	statistically	statistically	ADV
cjfa-35343	167	22	significant	significant	ADJ
cjfa-35343	167	23	(	(	PUNCT
cjfa-35343	167	24	p	p	X
cjfa-35343	167	25	<	<	X
cjfa-35343	167	26	0.05	0.05	NUM
cjfa-35343	167	27	)	)	PUNCT
cjfa-35343	167	28	.	.	PUNCT
cjfa-35343	168	1	the	the	DET
cjfa-35343	168	2	marginal	marginal	ADJ
cjfa-35343	168	3	effect	effect	NOUN
cjfa-35343	168	4	results	result	NOUN
cjfa-35343	168	5	are	be	AUX
cjfa-35343	168	6	also	also	ADV
cjfa-35343	168	7	compatible	compatible	ADJ
cjfa-35343	168	8	with	with	ADP
cjfa-35343	168	9	the	the	DET
cjfa-35343	168	10	results	result	NOUN
cjfa-35343	168	11	obtained	obtain	VERB
cjfa-35343	168	12	in	in	ADP
cjfa-35343	168	13	the	the	DET
cjfa-35343	168	14	logit	logit	PROPN
cjfa-35343	168	15	model	model	NOUN
cjfa-35343	168	16	.	.	PUNCT
cjfa-35343	169	1	in	in	ADP
cjfa-35343	169	2	the	the	DET
cjfa-35343	169	3	logit	logit	PROPN
cjfa-35343	169	4	model	model	NOUN
cjfa-35343	169	5	,	,	PUNCT
cjfa-35343	169	6	the	the	DET
cjfa-35343	169	7	effect	effect	NOUN
cjfa-35343	169	8	of	of	ADP
cjfa-35343	169	9	gender	gender	NOUN
cjfa-35343	169	10	,	,	PUNCT
cjfa-35343	169	11	age	age	NOUN
cjfa-35343	169	12	and	and	CCONJ
cjfa-35343	169	13	education	education	NOUN
cjfa-35343	169	14	was	be	AUX
cjfa-35343	169	15	positive	positive	ADJ
cjfa-35343	169	16	.	.	PUNCT
cjfa-35343	170	1	since	since	SCONJ
cjfa-35343	170	2	the	the	DET
cjfa-35343	170	3	ranking	ranking	NOUN
cjfa-35343	170	4	for	for	ADP
cjfa-35343	170	5	gender	gender	NOUN
cjfa-35343	170	6	is	be	AUX
cjfa-35343	170	7	coded	code	VERB
cjfa-35343	170	8	as	as	ADP
cjfa-35343	170	9	female	female	NOUN
cjfa-35343	170	10	-	-	PUNCT
cjfa-35343	170	11	male	male	NOUN
cjfa-35343	170	12	,	,	PUNCT
cjfa-35343	170	13	the	the	DET
cjfa-35343	170	14	level	level	NOUN
cjfa-35343	170	15	of	of	ADP
cjfa-35343	170	16	financial	financial	ADJ
cjfa-35343	170	17	literacy	literacy	NOUN
cjfa-35343	170	18	increases	increase	NOUN
cjfa-35343	170	19	when	when	SCONJ
cjfa-35343	170	20	gender	gender	NOUN
cjfa-35343	170	21	passes	pass	VERB
cjfa-35343	170	22	from	from	ADP
cjfa-35343	170	23	female	female	ADJ
cjfa-35343	170	24	to	to	ADP
cjfa-35343	170	25	male	male	NOUN
cjfa-35343	170	26	.	.	PUNCT
cjfa-35343	171	1	this	this	DET
cjfa-35343	171	2	situation	situation	NOUN
cjfa-35343	171	3	is	be	AUX
cjfa-35343	171	4	also	also	ADV
cjfa-35343	171	5	seen	see	VERB
cjfa-35343	171	6	in	in	ADP
cjfa-35343	171	7	table	table	NOUN
cjfa-35343	171	8	4	4	NUM
cjfa-35343	171	9	.	.	PUNCT
cjfa-35343	171	10	since	since	SCONJ
cjfa-35343	171	11	age	age	NOUN
cjfa-35343	171	12	and	and	CCONJ
cjfa-35343	171	13	education	education	NOUN
cjfa-35343	171	14	parameters	parameter	NOUN
cjfa-35343	171	15	are	be	AUX
cjfa-35343	171	16	coded	code	VERB
cjfa-35343	171	17	increasingly	increasingly	ADV
cjfa-35343	171	18	,	,	PUNCT
cjfa-35343	171	19	financial	financial	ADJ
cjfa-35343	171	20	literacy	literacy	NOUN
cjfa-35343	171	21	level	level	NOUN
cjfa-35343	171	22	increases	increase	NOUN
cjfa-35343	171	23	with	with	ADP
cjfa-35343	171	24	age	age	NOUN
cjfa-35343	171	25	and	and	CCONJ
cjfa-35343	171	26	education	education	NOUN
cjfa-35343	171	27	.	.	PUNCT
cjfa-35343	172	1	the	the	DET
cjfa-35343	172	2	explanatory	explanatory	ADJ
cjfa-35343	172	3	power	power	NOUN
cjfa-35343	172	4	of	of	ADP
cjfa-35343	172	5	the	the	DET
cjfa-35343	172	6	model	model	NOUN
cjfa-35343	172	7	is	be	AUX
cjfa-35343	172	8	0.057	0.057	NUM
cjfa-35343	172	9	,	,	PUNCT
cjfa-35343	172	10	and	and	CCONJ
cjfa-35343	172	11	the	the	DET
cjfa-35343	172	12	model	model	NOUN
cjfa-35343	172	13	is	be	AUX
cjfa-35343	172	14	significant	significant	ADJ
cjfa-35343	172	15	in	in	ADP
cjfa-35343	172	16	predicting	predict	VERB
cjfa-35343	172	17	the	the	DET
cjfa-35343	172	18	relationship	relationship	NOUN
cjfa-35343	172	19	between	between	ADP
cjfa-35343	172	20	financial	financial	ADJ
cjfa-35343	172	21	literacy	literacy	NOUN
cjfa-35343	172	22	and	and	CCONJ
cjfa-35343	172	23	demographic	demographic	ADJ
cjfa-35343	172	24	characteristics	characteristic	NOUN
cjfa-35343	172	25	(	(	PUNCT
cjfa-35343	172	26	x2	x2	NOUN
cjfa-35343	172	27	:	:	PUNCT
cjfa-35343	172	28	78.38	78.38	NUM
cjfa-35343	172	29	;	;	PUNCT
cjfa-35343	172	30	p	p	X
cjfa-35343	172	31	<	<	X
cjfa-35343	172	32	0.01	0.01	NUM
cjfa-35343	172	33	)	)	PUNCT
cjfa-35343	172	34	.	.	PUNCT
cjfa-35343	173	1	moreover	moreover	ADV
cjfa-35343	173	2	,	,	PUNCT
cjfa-35343	173	3	in	in	ADP
cjfa-35343	173	4	the	the	DET
cjfa-35343	173	5	determinants	determinant	NOUN
cjfa-35343	173	6	of	of	ADP
cjfa-35343	173	7	the	the	DET
cjfa-35343	173	8	level	level	NOUN
cjfa-35343	173	9	of	of	ADP
cjfa-35343	173	10	financial	financial	ADJ
cjfa-35343	173	11	literacy	literacy	NOUN
cjfa-35343	173	12	in	in	ADP
cjfa-35343	173	13	turkey	turkey	NOUN
cjfa-35343	173	14	25	25	NUM
cjfa-35343	173	15	the	the	DET
cjfa-35343	173	16	model	model	NOUN
cjfa-35343	173	17	,	,	PUNCT
cjfa-35343	173	18	the	the	DET
cjfa-35343	173	19	hypotheses	hypothesis	NOUN
cjfa-35343	173	20	h1	h1	VERB
cjfa-35343	173	21	,	,	PUNCT
cjfa-35343	173	22	h2	h2	PROPN
cjfa-35343	173	23	and	and	CCONJ
cjfa-35343	173	24	h5	h5	PROPN
cjfa-35343	173	25	were	be	AUX
cjfa-35343	173	26	accepted	accept	VERB
cjfa-35343	173	27	,	,	PUNCT
cjfa-35343	173	28	whereas	whereas	SCONJ
cjfa-35343	173	29	the	the	DET
cjfa-35343	173	30	hypotheses	hypothesis	NOUN
cjfa-35343	173	31	h3	h3	NOUN
cjfa-35343	173	32	,	,	PUNCT
cjfa-35343	173	33	h4	h4	NOUN
cjfa-35343	173	34	,	,	PUNCT
cjfa-35343	173	35	h6	h6	PROPN
cjfa-35343	173	36	,	,	PUNCT
cjfa-35343	173	37	h7	h7	PROPN
cjfa-35343	173	38	,	,	PUNCT
cjfa-35343	173	39	h8	h8	PROPN
cjfa-35343	173	40	and	and	CCONJ
cjfa-35343	173	41	h9	h9	NOUN
cjfa-35343	173	42	were	be	AUX
cjfa-35343	173	43	rejected	reject	VERB
cjfa-35343	173	44	.	.	PUNCT
cjfa-35343	174	1	considering	consider	VERB
cjfa-35343	174	2	the	the	DET
cjfa-35343	174	3	results	result	NOUN
cjfa-35343	174	4	on	on	ADP
cjfa-35343	174	5	the	the	DET
cjfa-35343	174	6	hypotheses	hypothesis	NOUN
cjfa-35343	174	7	in	in	ADP
cjfa-35343	174	8	detail	detail	NOUN
cjfa-35343	174	9	,	,	PUNCT
cjfa-35343	174	10	in	in	ADP
cjfa-35343	174	11	their	their	PRON
cjfa-35343	174	12	studies	study	NOUN
cjfa-35343	174	13	,	,	PUNCT
cjfa-35343	174	14	chen	chen	PROPN
cjfa-35343	174	15	and	and	CCONJ
cjfa-35343	174	16	volpe	volpe	PROPN
cjfa-35343	174	17	(	(	PUNCT
cjfa-35343	174	18	1998	1998	NUM
cjfa-35343	174	19	)	)	PUNCT
cjfa-35343	174	20	,	,	PUNCT
cjfa-35343	174	21	lusardi	lusardi	NOUN
cjfa-35343	174	22	and	and	CCONJ
cjfa-35343	174	23	mitchell	mitchell	PROPN
cjfa-35343	174	24	(	(	PUNCT
cjfa-35343	174	25	2007	2007	NUM
cjfa-35343	174	26	)	)	PUNCT
cjfa-35343	174	27	,	,	PUNCT
cjfa-35343	174	28	agarwal	agarwal	PROPN
cjfa-35343	174	29	,	,	PUNCT
cjfa-35343	174	30	driscoll	driscoll	NOUN
cjfa-35343	174	31	,	,	PUNCT
cjfa-35343	174	32	gabaix	gabaix	NOUN
cjfa-35343	174	33	and	and	CCONJ
cjfa-35343	174	34	laibson	laibson	PROPN
cjfa-35343	174	35	(	(	PUNCT
cjfa-35343	174	36	2009	2009	NUM
cjfa-35343	174	37	)	)	PUNCT
cjfa-35343	174	38	,	,	PUNCT
cjfa-35343	174	39	lusardi	lusardi	NOUN
cjfa-35343	174	40	and	and	CCONJ
cjfa-35343	174	41	mitchell	mitchell	PROPN
cjfa-35343	174	42	(	(	PUNCT
cjfa-35343	174	43	2011	2011	NUM
cjfa-35343	174	44	)	)	PUNCT
cjfa-35343	174	45	,	,	PUNCT
cjfa-35343	174	46	atkinson	atkinson	PROPN
cjfa-35343	174	47	and	and	CCONJ
cjfa-35343	174	48	messy	messy	ADJ
cjfa-35343	174	49	(	(	PUNCT
cjfa-35343	174	50	2012	2012	NUM
cjfa-35343	174	51	)	)	PUNCT
cjfa-35343	174	52	,	,	PUNCT
cjfa-35343	174	53	oecd	oecd	PROPN
cjfa-35343	174	54	(	(	PUNCT
cjfa-35343	174	55	2013	2013	NUM
cjfa-35343	174	56	)	)	PUNCT
cjfa-35343	174	57	,	,	PUNCT
cjfa-35343	174	58	brown	brown	NOUN
cjfa-35343	174	59	and	and	CCONJ
cjfa-35343	174	60	graf	graf	PROPN
cjfa-35343	174	61	(	(	PUNCT
cjfa-35343	174	62	2013	2013	NUM
cjfa-35343	174	63	)	)	PUNCT
cjfa-35343	174	64	,	,	PUNCT
cjfa-35343	174	65	mahdzan	mahdzan	ADJ
cjfa-35343	174	66	and	and	CCONJ
cjfa-35343	174	67	victorian	victorian	ADJ
cjfa-35343	174	68	(	(	PUNCT
cjfa-35343	174	69	2013	2013	NUM
cjfa-35343	174	70	)	)	PUNCT
cjfa-35343	174	71	and	and	CCONJ
cjfa-35343	174	72	potrich	potrich	INTJ
cjfa-35343	174	73	et	et	PROPN
cjfa-35343	174	74	al	al	PROPN
cjfa-35343	174	75	.	.	PROPN
cjfa-35343	175	1	(	(	PUNCT
cjfa-35343	175	2	2015	2015	NUM
cjfa-35343	175	3	)	)	PUNCT
cjfa-35343	175	4	accepted	accept	VERB
cjfa-35343	175	5	the	the	DET
cjfa-35343	175	6	hypothesis	hypothesis	NOUN
cjfa-35343	175	7	“	"	PUNCT
cjfa-35343	175	8	h1	h1	PROPN
cjfa-35343	175	9	:	:	PUNCT
cjfa-35343	175	10	gender	gender	NOUN
cjfa-35343	175	11	has	have	VERB
cjfa-35343	175	12	a	a	DET
cjfa-35343	175	13	statistically	statistically	ADV
cjfa-35343	175	14	significant	significant	ADJ
cjfa-35343	175	15	predictive	predictive	ADJ
cjfa-35343	175	16	effect	effect	NOUN
cjfa-35343	175	17	on	on	ADP
cjfa-35343	175	18	level	level	NOUN
cjfa-35343	175	19	of	of	ADP
cjfa-35343	175	20	financial	financial	ADJ
cjfa-35343	175	21	literacy	literacy	NOUN
cjfa-35343	175	22	.	.	PUNCT
cjfa-35343	175	23	”	"	PUNCT
cjfa-35343	176	1	they	they	PRON
cjfa-35343	176	2	explained	explain	VERB
cjfa-35343	176	3	the	the	DET
cjfa-35343	176	4	effect	effect	NOUN
cjfa-35343	176	5	of	of	ADP
cjfa-35343	176	6	gender	gender	NOUN
cjfa-35343	176	7	on	on	ADP
cjfa-35343	176	8	financial	financial	ADJ
cjfa-35343	176	9	literacy	literacy	NOUN
cjfa-35343	176	10	as	as	SCONJ
cjfa-35343	176	11	that	that	SCONJ
cjfa-35343	176	12	women	woman	NOUN
cjfa-35343	176	13	are	be	AUX
cjfa-35343	176	14	financially	financially	ADV
cjfa-35343	176	15	less	less	ADV
cjfa-35343	176	16	literate	literate	ADJ
cjfa-35343	176	17	than	than	ADP
cjfa-35343	176	18	men	man	NOUN
cjfa-35343	176	19	.	.	PUNCT
cjfa-35343	177	1	this	this	DET
cjfa-35343	177	2	situation	situation	NOUN
cjfa-35343	177	3	supported	support	VERB
cjfa-35343	177	4	the	the	DET
cjfa-35343	177	5	results	result	NOUN
cjfa-35343	177	6	on	on	ADP
cjfa-35343	177	7	the	the	DET
cjfa-35343	177	8	hypothesis	hypothesis	NOUN
cjfa-35343	177	9	in	in	ADP
cjfa-35343	177	10	this	this	DET
cjfa-35343	177	11	study	study	NOUN
cjfa-35343	177	12	.	.	PUNCT
cjfa-35343	178	1	additionally	additionally	ADV
cjfa-35343	178	2	,	,	PUNCT
cjfa-35343	178	3	agarwal	agarwal	PROPN
cjfa-35343	178	4	et	et	PROPN
cjfa-35343	178	5	al	al	PROPN
cjfa-35343	178	6	.	.	PROPN
cjfa-35343	178	7	(	(	PUNCT
cjfa-35343	178	8	2009	2009	NUM
cjfa-35343	178	9	)	)	PUNCT
cjfa-35343	178	10	,	,	PUNCT
cjfa-35343	178	11	lusardi	lusardi	NOUN
cjfa-35343	178	12	and	and	CCONJ
cjfa-35343	178	13	mitchell	mitchell	PROPN
cjfa-35343	178	14	(	(	PUNCT
cjfa-35343	178	15	2011	2011	NUM
cjfa-35343	178	16	)	)	PUNCT
cjfa-35343	178	17	,	,	PUNCT
cjfa-35343	178	18	atkinson	atkinson	PROPN
cjfa-35343	178	19	and	and	CCONJ
cjfa-35343	178	20	messy	messy	ADJ
cjfa-35343	178	21	(	(	PUNCT
cjfa-35343	178	22	2012	2012	NUM
cjfa-35343	178	23	)	)	PUNCT
cjfa-35343	178	24	,	,	PUNCT
cjfa-35343	178	25	oecd	oecd	PROPN
cjfa-35343	178	26	(	(	PUNCT
cjfa-35343	178	27	2013	2013	NUM
cjfa-35343	178	28	)	)	PUNCT
cjfa-35343	178	29	and	and	CCONJ
cjfa-35343	178	30	scheresberg	scheresberg	ADV
cjfa-35343	178	31	(	(	PUNCT
cjfa-35343	178	32	2013	2013	NUM
cjfa-35343	178	33	)	)	PUNCT
cjfa-35343	178	34	accepted	accept	VERB
cjfa-35343	178	35	the	the	DET
cjfa-35343	178	36	hypothesis	hypothesis	NOUN
cjfa-35343	178	37	“	"	PUNCT
cjfa-35343	178	38	h2	h2	NOUN
cjfa-35343	178	39	:	:	PUNCT
cjfa-35343	178	40	age	age	NOUN
cjfa-35343	178	41	has	have	VERB
cjfa-35343	178	42	a	a	DET
cjfa-35343	178	43	statistically	statistically	ADV
cjfa-35343	178	44	significant	significant	ADJ
cjfa-35343	178	45	predictive	predictive	ADJ
cjfa-35343	178	46	effect	effect	NOUN
cjfa-35343	178	47	on	on	ADP
cjfa-35343	178	48	level	level	NOUN
cjfa-35343	178	49	of	of	ADP
cjfa-35343	178	50	financial	financial	ADJ
cjfa-35343	178	51	literacy	literacy	NOUN
cjfa-35343	178	52	.	.	PUNCT
cjfa-35343	178	53	”	"	PUNCT
cjfa-35343	179	1	this	this	DET
cjfa-35343	179	2	situation	situation	NOUN
cjfa-35343	179	3	showed	show	VERB
cjfa-35343	179	4	that	that	SCONJ
cjfa-35343	179	5	younger	young	ADJ
cjfa-35343	179	6	individuals	individual	NOUN
cjfa-35343	179	7	are	be	AUX
cjfa-35343	179	8	less	less	ADV
cjfa-35343	179	9	financially	financially	ADV
cjfa-35343	179	10	literate	literate	ADJ
cjfa-35343	179	11	than	than	ADP
cjfa-35343	179	12	older	old	ADJ
cjfa-35343	179	13	individuals	individual	NOUN
cjfa-35343	179	14	,	,	PUNCT
cjfa-35343	179	15	and	and	CCONJ
cjfa-35343	179	16	as	as	ADP
cjfa-35343	179	17	age	age	NOUN
cjfa-35343	179	18	increases	increase	NOUN
cjfa-35343	179	19	,	,	PUNCT
cjfa-35343	179	20	people	people	NOUN
cjfa-35343	179	21	are	be	AUX
cjfa-35343	179	22	more	more	ADV
cjfa-35343	179	23	likely	likely	ADJ
cjfa-35343	179	24	to	to	PART
cjfa-35343	179	25	become	become	VERB
cjfa-35343	179	26	more	more	ADV
cjfa-35343	179	27	financially	financially	ADV
cjfa-35343	179	28	literate	literate	ADJ
cjfa-35343	179	29	.	.	PUNCT
cjfa-35343	180	1	in	in	ADP
cjfa-35343	180	2	addition	addition	NOUN
cjfa-35343	180	3	to	to	ADP
cjfa-35343	180	4	this	this	PRON
cjfa-35343	180	5	,	,	PUNCT
cjfa-35343	180	6	the	the	DET
cjfa-35343	180	7	increased	increase	VERB
cjfa-35343	180	8	experiences	experience	NOUN
cjfa-35343	180	9	of	of	ADP
cjfa-35343	180	10	individuals	individual	NOUN
cjfa-35343	180	11	who	who	PRON
cjfa-35343	180	12	are	be	AUX
cjfa-35343	180	13	older	old	ADJ
cjfa-35343	180	14	makes	make	VERB
cjfa-35343	180	15	a	a	DET
cjfa-35343	180	16	positive	positive	ADJ
cjfa-35343	180	17	contribution	contribution	NOUN
cjfa-35343	180	18	to	to	ADP
cjfa-35343	180	19	the	the	DET
cjfa-35343	180	20	increase	increase	NOUN
cjfa-35343	180	21	in	in	ADP
cjfa-35343	180	22	their	their	PRON
cjfa-35343	180	23	financial	financial	ADJ
cjfa-35343	180	24	literacy	literacy	NOUN
cjfa-35343	180	25	levels	level	NOUN
cjfa-35343	180	26	.	.	PUNCT
cjfa-35343	181	1	this	this	DET
cjfa-35343	181	2	study	study	NOUN
cjfa-35343	181	3	also	also	ADV
cjfa-35343	181	4	supported	support	VERB
cjfa-35343	181	5	this	this	DET
cjfa-35343	181	6	hypothesis	hypothesis	NOUN
cjfa-35343	181	7	,	,	PUNCT
cjfa-35343	181	8	but	but	CCONJ
cjfa-35343	181	9	potrich	potrich	PROPN
cjfa-35343	181	10	et	et	PROPN
cjfa-35343	181	11	al	al	PROPN
cjfa-35343	181	12	.	.	PROPN
cjfa-35343	182	1	(	(	PUNCT
cjfa-35343	182	2	2015	2015	NUM
cjfa-35343	182	3	)	)	PUNCT
cjfa-35343	182	4	rejected	reject	VERB
cjfa-35343	182	5	it	it	PRON
cjfa-35343	182	6	.	.	PUNCT
cjfa-35343	183	1	research	research	NOUN
cjfa-35343	183	2	(	(	PUNCT
cjfa-35343	183	3	2003	2003	NUM
cjfa-35343	183	4	)	)	PUNCT
cjfa-35343	183	5	,	,	PUNCT
cjfa-35343	183	6	calamato	calamato	PROPN
cjfa-35343	183	7	(	(	PUNCT
cjfa-35343	183	8	2010	2010	NUM
cjfa-35343	183	9	)	)	PUNCT
cjfa-35343	183	10	and	and	CCONJ
cjfa-35343	183	11	brown	brown	ADJ
cjfa-35343	183	12	and	and	CCONJ
cjfa-35343	183	13	graf	graf	PROPN
cjfa-35343	183	14	(	(	PUNCT
cjfa-35343	183	15	2013	2013	NUM
cjfa-35343	183	16	)	)	PUNCT
cjfa-35343	183	17	obtained	obtain	VERB
cjfa-35343	183	18	results	result	NOUN
cjfa-35343	183	19	supportive	supportive	ADJ
cjfa-35343	183	20	of	of	ADP
cjfa-35343	183	21	the	the	DET
cjfa-35343	183	22	hypothesis	hypothesis	NOUN
cjfa-35343	183	23	“	"	PUNCT
cjfa-35343	183	24	h3	h3	NOUN
cjfa-35343	183	25	:	:	PUNCT
cjfa-35343	183	26	marital	marital	ADJ
cjfa-35343	183	27	status	status	NOUN
cjfa-35343	183	28	has	have	VERB
cjfa-35343	183	29	a	a	DET
cjfa-35343	183	30	statistically	statistically	ADV
cjfa-35343	183	31	significant	significant	ADJ
cjfa-35343	183	32	predictive	predictive	ADJ
cjfa-35343	183	33	effect	effect	NOUN
cjfa-35343	183	34	on	on	ADP
cjfa-35343	183	35	level	level	NOUN
cjfa-35343	183	36	of	of	ADP
cjfa-35343	183	37	financial	financial	ADJ
cjfa-35343	183	38	literacy	literacy	NOUN
cjfa-35343	183	39	.	.	PUNCT
cjfa-35343	183	40	”	"	PUNCT
cjfa-35343	184	1	this	this	PRON
cjfa-35343	184	2	was	be	AUX
cjfa-35343	184	3	stated	state	VERB
cjfa-35343	184	4	in	in	ADP
cjfa-35343	184	5	their	their	PRON
cjfa-35343	184	6	studies	study	NOUN
cjfa-35343	184	7	as	as	SCONJ
cjfa-35343	184	8	single	single	ADJ
cjfa-35343	184	9	individuals	individual	NOUN
cjfa-35343	184	10	are	be	AUX
cjfa-35343	184	11	less	less	ADV
cjfa-35343	184	12	financially	financially	ADV
cjfa-35343	184	13	literate	literate	ADJ
cjfa-35343	184	14	than	than	ADP
cjfa-35343	184	15	married	married	ADJ
cjfa-35343	184	16	individuals	individual	NOUN
cjfa-35343	184	17	.	.	PUNCT
cjfa-35343	185	1	the	the	DET
cjfa-35343	185	2	results	result	NOUN
cjfa-35343	185	3	obtained	obtain	VERB
cjfa-35343	185	4	by	by	ADP
cjfa-35343	185	5	this	this	DET
cjfa-35343	185	6	study	study	NOUN
cjfa-35343	185	7	and	and	CCONJ
cjfa-35343	185	8	the	the	DET
cjfa-35343	185	9	study	study	NOUN
cjfa-35343	185	10	by	by	ADP
cjfa-35343	185	11	potrich	potrich	PROPN
cjfa-35343	185	12	et	et	PROPN
cjfa-35343	185	13	al	al	PROPN
cjfa-35343	185	14	.	.	PROPN
cjfa-35343	185	15	(	(	PUNCT
cjfa-35343	185	16	2015	2015	NUM
cjfa-35343	185	17	)	)	PUNCT
cjfa-35343	185	18	were	be	AUX
cjfa-35343	185	19	similar	similar	ADJ
cjfa-35343	185	20	,	,	PUNCT
cjfa-35343	185	21	and	and	CCONJ
cjfa-35343	185	22	they	they	PRON
cjfa-35343	185	23	rejected	reject	VERB
cjfa-35343	185	24	the	the	DET
cjfa-35343	185	25	hypothesis	hypothesis	NOUN
cjfa-35343	185	26	h3	h3	NOUN
cjfa-35343	185	27	.	.	PUNCT
cjfa-35343	186	1	servon	servon	PROPN
cjfa-35343	186	2	and	and	CCONJ
cjfa-35343	186	3	kaestner	kaestner	NOUN
cjfa-35343	186	4	(	(	PUNCT
cjfa-35343	186	5	2008	2008	NUM
cjfa-35343	186	6	)	)	PUNCT
cjfa-35343	186	7	and	and	CCONJ
cjfa-35343	186	8	mottola	mottola	PROPN
cjfa-35343	186	9	(	(	PUNCT
cjfa-35343	186	10	2013	2013	NUM
cjfa-35343	186	11	)	)	PUNCT
cjfa-35343	186	12	obtained	obtain	VERB
cjfa-35343	186	13	results	result	NOUN
cjfa-35343	186	14	supportive	supportive	ADJ
cjfa-35343	186	15	of	of	ADP
cjfa-35343	186	16	the	the	DET
cjfa-35343	186	17	hypothesis	hypothesis	NOUN
cjfa-35343	186	18	“	"	PUNCT
cjfa-35343	186	19	h4	h4	NOUN
cjfa-35343	186	20	:	:	PUNCT
cjfa-35343	186	21	number	number	NOUN
cjfa-35343	186	22	of	of	ADP
cjfa-35343	186	23	family	family	NOUN
cjfa-35343	186	24	members	member	NOUN
cjfa-35343	186	25	has	have	VERB
cjfa-35343	186	26	a	a	DET
cjfa-35343	186	27	statistically	statistically	ADV
cjfa-35343	186	28	significant	significant	ADJ
cjfa-35343	186	29	predictive	predictive	ADJ
cjfa-35343	186	30	effect	effect	NOUN
cjfa-35343	186	31	on	on	ADP
cjfa-35343	186	32	level	level	NOUN
cjfa-35343	186	33	of	of	ADP
cjfa-35343	186	34	financial	financial	ADJ
cjfa-35343	186	35	literacy	literacy	NOUN
cjfa-35343	186	36	.	.	PUNCT
cjfa-35343	186	37	”	"	PUNCT
cjfa-35343	187	1	they	they	PRON
cjfa-35343	187	2	argued	argue	VERB
cjfa-35343	187	3	that	that	SCONJ
cjfa-35343	187	4	,	,	PUNCT
cjfa-35343	187	5	as	as	ADP
cjfa-35343	187	6	the	the	DET
cjfa-35343	187	7	number	number	NOUN
cjfa-35343	187	8	of	of	ADP
cjfa-35343	187	9	individuals	individual	NOUN
cjfa-35343	187	10	living	live	VERB
cjfa-35343	187	11	in	in	ADP
cjfa-35343	187	12	a	a	DET
cjfa-35343	187	13	household	household	NOUN
cjfa-35343	187	14	increases	increase	NOUN
cjfa-35343	187	15	,	,	PUNCT
cjfa-35343	187	16	the	the	DET
cjfa-35343	187	17	financial	financial	ADJ
cjfa-35343	187	18	literacy	literacy	NOUN
cjfa-35343	187	19	level	level	NOUN
cjfa-35343	187	20	is	be	AUX
cjfa-35343	187	21	lower	low	ADJ
cjfa-35343	187	22	.	.	PUNCT
cjfa-35343	188	1	however	however	ADV
cjfa-35343	188	2	,	,	PUNCT
cjfa-35343	188	3	in	in	ADP
cjfa-35343	188	4	this	this	DET
cjfa-35343	188	5	study	study	NOUN
cjfa-35343	188	6	,	,	PUNCT
cjfa-35343	188	7	they	they	PRON
cjfa-35343	188	8	hypothesis	hypothesis	VERB
cjfa-35343	188	9	h4	h4	PROPN
cjfa-35343	188	10	was	be	AUX
cjfa-35343	188	11	rejected	reject	VERB
cjfa-35343	188	12	.	.	PUNCT
cjfa-35343	189	1	furthermore	furthermore	ADV
cjfa-35343	189	2	,	,	PUNCT
cjfa-35343	189	3	chen	chen	PROPN
cjfa-35343	189	4	and	and	CCONJ
cjfa-35343	189	5	volpe	volpe	PROPN
cjfa-35343	189	6	(	(	PUNCT
cjfa-35343	189	7	1998	1998	NUM
cjfa-35343	189	8	)	)	PUNCT
cjfa-35343	189	9	,	,	PUNCT
cjfa-35343	189	10	hogarth	hogarth	NOUN
cjfa-35343	189	11	(	(	PUNCT
cjfa-35343	189	12	2002	2002	NUM
cjfa-35343	189	13	)	)	PUNCT
cjfa-35343	189	14	,	,	PUNCT
cjfa-35343	189	15	lusardi	lusardi	NOUN
cjfa-35343	189	16	and	and	CCONJ
cjfa-35343	189	17	mitchell	mitchell	PROPN
cjfa-35343	189	18	(	(	PUNCT
cjfa-35343	189	19	2011	2011	NUM
cjfa-35343	189	20	)	)	PUNCT
cjfa-35343	189	21	and	and	CCONJ
cjfa-35343	189	22	mahdzan	mahdzan	ADJ
cjfa-35343	189	23	and	and	CCONJ
cjfa-35343	189	24	victorian	victorian	ADJ
cjfa-35343	189	25	(	(	PUNCT
cjfa-35343	189	26	2013	2013	NUM
cjfa-35343	189	27	)	)	PUNCT
cjfa-35343	189	28	obtained	obtain	VERB
cjfa-35343	189	29	results	result	NOUN
cjfa-35343	189	30	that	that	PRON
cjfa-35343	189	31	supported	support	VERB
cjfa-35343	189	32	the	the	DET
cjfa-35343	189	33	hypothesis	hypothesis	NOUN
cjfa-35343	189	34	“	"	PUNCT
cjfa-35343	189	35	h5	h5	PROPN
cjfa-35343	189	36	:	:	PUNCT
cjfa-35343	189	37	education	education	NOUN
cjfa-35343	189	38	has	have	VERB
cjfa-35343	189	39	a	a	DET
cjfa-35343	189	40	statistically	statistically	ADV
cjfa-35343	189	41	significant	significant	ADJ
cjfa-35343	189	42	predictive	predictive	ADJ
cjfa-35343	189	43	effect	effect	NOUN
cjfa-35343	189	44	on	on	ADP
cjfa-35343	189	45	level	level	NOUN
cjfa-35343	189	46	of	of	ADP
cjfa-35343	189	47	financial	financial	ADJ
cjfa-35343	189	48	literacy	literacy	NOUN
cjfa-35343	189	49	.	.	PUNCT
cjfa-35343	189	50	”	"	PUNCT
cjfa-35343	190	1	it	it	PRON
cjfa-35343	190	2	was	be	AUX
cjfa-35343	190	3	determined	determine	VERB
cjfa-35343	190	4	that	that	SCONJ
cjfa-35343	190	5	individuals	individual	NOUN
cjfa-35343	190	6	who	who	PRON
cjfa-35343	190	7	have	have	VERB
cjfa-35343	190	8	undergraduate	undergraduate	NOUN
cjfa-35343	190	9	and	and	CCONJ
cjfa-35343	190	10	postgraduate	postgraduate	NOUN
cjfa-35343	190	11	degrees	degree	NOUN
cjfa-35343	190	12	are	be	AUX
cjfa-35343	190	13	more	more	ADV
cjfa-35343	190	14	financially	financially	ADV
cjfa-35343	190	15	literate	literate	ADJ
cjfa-35343	190	16	than	than	ADP
cjfa-35343	190	17	those	those	PRON
cjfa-35343	190	18	with	with	ADP
cjfa-35343	190	19	high	high	ADJ
cjfa-35343	190	20	school	school	NOUN
cjfa-35343	190	21	or	or	CCONJ
cjfa-35343	190	22	primary	primary	ADJ
cjfa-35343	190	23	school	school	NOUN
cjfa-35343	190	24	degrees	degree	NOUN
cjfa-35343	190	25	.	.	PUNCT
cjfa-35343	191	1	this	this	DET
cjfa-35343	191	2	finding	finding	NOUN
cjfa-35343	191	3	was	be	AUX
cjfa-35343	191	4	similar	similar	ADJ
cjfa-35343	191	5	to	to	ADP
cjfa-35343	191	6	those	those	PRON
cjfa-35343	191	7	in	in	ADP
cjfa-35343	191	8	this	this	DET
cjfa-35343	191	9	study	study	NOUN
cjfa-35343	191	10	.	.	PUNCT
cjfa-35343	192	1	monticone	monticone	NOUN
cjfa-35343	192	2	(	(	PUNCT
cjfa-35343	192	3	2010	2010	NUM
cjfa-35343	192	4	)	)	PUNCT
cjfa-35343	192	5	,	,	PUNCT
cjfa-35343	192	6	hastings	hastings	PROPN
cjfa-35343	192	7	and	and	CCONJ
cjfa-35343	192	8	mitchell	mitchell	PROPN
cjfa-35343	192	9	(	(	PUNCT
cjfa-35343	192	10	2011	2011	NUM
cjfa-35343	192	11	)	)	PUNCT
cjfa-35343	192	12	and	and	CCONJ
cjfa-35343	192	13	atkinson	atkinson	PROPN
cjfa-35343	192	14	and	and	CCONJ
cjfa-35343	192	15	messy	messy	ADJ
cjfa-35343	192	16	(	(	PUNCT
cjfa-35343	192	17	2012	2012	NUM
cjfa-35343	192	18	)	)	PUNCT
cjfa-35343	192	19	found	find	VERB
cjfa-35343	192	20	results	result	NOUN
cjfa-35343	192	21	that	that	PRON
cjfa-35343	192	22	supported	support	VERB
cjfa-35343	192	23	the	the	DET
cjfa-35343	192	24	hypotheses	hypothesis	NOUN
cjfa-35343	192	25	“	"	PUNCT
cjfa-35343	192	26	h6	h6	NOUN
cjfa-35343	192	27	:	:	PUNCT
cjfa-35343	192	28	income	income	NOUN
cjfa-35343	192	29	has	have	VERB
cjfa-35343	192	30	a	a	DET
cjfa-35343	192	31	statistically	statistically	ADV
cjfa-35343	192	32	significant	significant	ADJ
cjfa-35343	192	33	predictive	predictive	ADJ
cjfa-35343	192	34	effect	effect	NOUN
cjfa-35343	192	35	on	on	ADP
cjfa-35343	192	36	level	level	NOUN
cjfa-35343	192	37	of	of	ADP
cjfa-35343	192	38	financial	financial	ADJ
cjfa-35343	192	39	literacy	literacy	NOUN
cjfa-35343	192	40	”	"	PUNCT
cjfa-35343	192	41	and	and	CCONJ
cjfa-35343	192	42	“	"	PUNCT
cjfa-35343	192	43	h7	h7	NOUN
cjfa-35343	192	44	:	:	PUNCT
cjfa-35343	192	45	number	number	NOUN
cjfa-35343	192	46	of	of	ADP
cjfa-35343	192	47	persons	person	NOUN
cjfa-35343	192	48	hatice	hatice	NOUN
cjfa-35343	192	49	düzakın	düzakın	NOUN
cjfa-35343	192	50	,	,	PUNCT
cjfa-35343	192	51	süreyya	süreyya	NOUN
cjfa-35343	192	52	yılmaz26	yılmaz26	NOUN
cjfa-35343	192	53	with	with	ADP
cjfa-35343	192	54	income	income	NOUN
cjfa-35343	192	55	has	have	VERB
cjfa-35343	192	56	a	a	DET
cjfa-35343	192	57	statistically	statistically	ADV
cjfa-35343	192	58	significant	significant	ADJ
cjfa-35343	192	59	predictive	predictive	ADJ
cjfa-35343	192	60	effect	effect	NOUN
cjfa-35343	192	61	on	on	ADP
cjfa-35343	192	62	level	level	NOUN
cjfa-35343	192	63	of	of	ADP
cjfa-35343	192	64	financial	financial	ADJ
cjfa-35343	192	65	literacy	literacy	NOUN
cjfa-35343	192	66	.	.	PUNCT
cjfa-35343	192	67	”	"	PUNCT
cjfa-35343	193	1	it	it	PRON
cjfa-35343	193	2	was	be	AUX
cjfa-35343	193	3	observed	observe	VERB
cjfa-35343	193	4	that	that	SCONJ
cjfa-35343	193	5	individuals	individual	NOUN
cjfa-35343	193	6	with	with	ADP
cjfa-35343	193	7	lower	low	ADJ
cjfa-35343	193	8	income	income	NOUN
cjfa-35343	193	9	have	have	VERB
cjfa-35343	193	10	lower	low	ADJ
cjfa-35343	193	11	financial	financial	ADJ
cjfa-35343	193	12	literacy	literacy	NOUN
cjfa-35343	193	13	levels	level	NOUN
cjfa-35343	193	14	.	.	PUNCT
cjfa-35343	194	1	on	on	ADP
cjfa-35343	194	2	the	the	DET
cjfa-35343	194	3	other	other	ADJ
cjfa-35343	194	4	hand	hand	NOUN
cjfa-35343	194	5	,	,	PUNCT
cjfa-35343	194	6	this	this	DET
cjfa-35343	194	7	study	study	NOUN
cjfa-35343	194	8	and	and	CCONJ
cjfa-35343	194	9	the	the	DET
cjfa-35343	194	10	study	study	NOUN
cjfa-35343	194	11	by	by	ADP
cjfa-35343	194	12	potrich	potrich	PROPN
cjfa-35343	194	13	et	et	PROPN
cjfa-35343	194	14	al	al	PROPN
cjfa-35343	194	15	.	.	PROPN
cjfa-35343	195	1	(	(	PUNCT
cjfa-35343	195	2	2015	2015	NUM
cjfa-35343	195	3	)	)	PUNCT
cjfa-35343	195	4	did	do	AUX
cjfa-35343	195	5	not	not	PART
cjfa-35343	195	6	obtain	obtain	VERB
cjfa-35343	195	7	results	result	NOUN
cjfa-35343	195	8	that	that	PRON
cjfa-35343	195	9	supported	support	VERB
cjfa-35343	195	10	the	the	DET
cjfa-35343	195	11	aforementioned	aforementioned	ADJ
cjfa-35343	195	12	hypotheses	hypothesis	NOUN
cjfa-35343	195	13	and	and	CCONJ
cjfa-35343	195	14	the	the	DET
cjfa-35343	195	15	hypothesis	hypothesis	NOUN
cjfa-35343	195	16	“	"	PUNCT
cjfa-35343	195	17	h8	h8	NOUN
cjfa-35343	195	18	:	:	PUNCT
cjfa-35343	195	19	household	household	NOUN
cjfa-35343	195	20	income	income	NOUN
cjfa-35343	195	21	has	have	VERB
cjfa-35343	195	22	a	a	DET
cjfa-35343	195	23	statistically	statistically	ADV
cjfa-35343	195	24	significant	significant	ADJ
cjfa-35343	195	25	predictive	predictive	ADJ
cjfa-35343	195	26	effect	effect	NOUN
cjfa-35343	195	27	on	on	ADP
cjfa-35343	195	28	level	level	NOUN
cjfa-35343	195	29	of	of	ADP
cjfa-35343	195	30	financial	financial	ADJ
cjfa-35343	195	31	literacy	literacy	NOUN
cjfa-35343	195	32	.	.	PUNCT
cjfa-35343	195	33	”	"	PUNCT
cjfa-35343	196	1	chen	chen	PROPN
cjfa-35343	196	2	and	and	CCONJ
cjfa-35343	196	3	volpe	volpe	PROPN
cjfa-35343	196	4	(	(	PUNCT
cjfa-35343	196	5	1998	1998	NUM
cjfa-35343	196	6	)	)	PUNCT
cjfa-35343	196	7	,	,	PUNCT
cjfa-35343	196	8	research	research	NOUN
cjfa-35343	196	9	(	(	PUNCT
cjfa-35343	196	10	2003	2003	NUM
cjfa-35343	196	11	)	)	PUNCT
cjfa-35343	196	12	,	,	PUNCT
cjfa-35343	196	13	kim	kim	PROPN
cjfa-35343	196	14	and	and	CCONJ
cjfa-35343	196	15	garman	garman	PROPN
cjfa-35343	196	16	(	(	PUNCT
cjfa-35343	196	17	2004	2004	NUM
cjfa-35343	196	18	)	)	PUNCT
cjfa-35343	196	19	and	and	CCONJ
cjfa-35343	196	20	calamato	calamato	PROPN
cjfa-35343	196	21	(	(	PUNCT
cjfa-35343	196	22	2010	2010	NUM
cjfa-35343	196	23	)	)	PUNCT
cjfa-35343	196	24	obtained	obtain	VERB
cjfa-35343	196	25	results	result	NOUN
cjfa-35343	196	26	supportive	supportive	ADJ
cjfa-35343	196	27	of	of	ADP
cjfa-35343	196	28	the	the	DET
cjfa-35343	196	29	hypothesis	hypothesis	NOUN
cjfa-35343	196	30	“	"	PUNCT
cjfa-35343	196	31	h9	h9	NOUN
cjfa-35343	196	32	:	:	PUNCT
cjfa-35343	196	33	working	work	VERB
cjfa-35343	196	34	condition	condition	NOUN
cjfa-35343	196	35	has	have	VERB
cjfa-35343	196	36	a	a	DET
cjfa-35343	196	37	statistically	statistically	ADV
cjfa-35343	196	38	significant	significant	ADJ
cjfa-35343	196	39	predictive	predictive	ADJ
cjfa-35343	196	40	effect	effect	NOUN
cjfa-35343	196	41	on	on	ADP
cjfa-35343	196	42	level	level	NOUN
cjfa-35343	196	43	of	of	ADP
cjfa-35343	196	44	financial	financial	ADJ
cjfa-35343	196	45	literacy	literacy	NOUN
cjfa-35343	196	46	,	,	PUNCT
cjfa-35343	196	47	”	"	PUNCT
cjfa-35343	196	48	but	but	CCONJ
cjfa-35343	196	49	neither	neither	CCONJ
cjfa-35343	196	50	this	this	DET
cjfa-35343	196	51	study	study	NOUN
cjfa-35343	196	52	nor	nor	CCONJ
cjfa-35343	196	53	the	the	DET
cjfa-35343	196	54	study	study	NOUN
cjfa-35343	196	55	by	by	ADP
cjfa-35343	196	56	potrich	potrich	PROPN
cjfa-35343	196	57	et	et	PROPN
cjfa-35343	196	58	al	al	PROPN
cjfa-35343	196	59	.	.	PROPN
cjfa-35343	197	1	(	(	PUNCT
cjfa-35343	197	2	2015	2015	NUM
cjfa-35343	197	3	)	)	PUNCT
cjfa-35343	197	4	could	could	AUX
cjfa-35343	197	5	find	find	VERB
cjfa-35343	197	6	a	a	DET
cjfa-35343	197	7	statistically	statistically	ADV
cjfa-35343	197	8	significant	significant	ADJ
cjfa-35343	197	9	relationship	relationship	NOUN
cjfa-35343	197	10	.	.	PUNCT
cjfa-35343	197	11	 	 	SPACE
cjfa-35343	198	1	conclusions	conclusion	NOUN
cjfa-35343	198	2	and	and	CCONJ
cjfa-35343	198	3	recommendation	recommendation	VERB
cjfa-35343	198	4	the	the	DET
cjfa-35343	198	5	purpose	purpose	NOUN
cjfa-35343	198	6	of	of	ADP
cjfa-35343	198	7	this	this	DET
cjfa-35343	198	8	study	study	NOUN
cjfa-35343	198	9	was	be	AUX
cjfa-35343	198	10	to	to	PART
cjfa-35343	198	11	explain	explain	VERB
cjfa-35343	198	12	the	the	DET
cjfa-35343	198	13	significance	significance	NOUN
cjfa-35343	198	14	and	and	CCONJ
cjfa-35343	198	15	components	component	NOUN
cjfa-35343	198	16	of	of	ADP
cjfa-35343	198	17	financial	financial	ADJ
cjfa-35343	198	18	literacy	literacy	NOUN
cjfa-35343	198	19	for	for	ADP
cjfa-35343	198	20	the	the	DET
cjfa-35343	198	21	purpose	purpose	NOUN
cjfa-35343	198	22	of	of	ADP
cjfa-35343	198	23	increasing	increase	VERB
cjfa-35343	198	24	the	the	DET
cjfa-35343	198	25	financial	financial	ADJ
cjfa-35343	198	26	literacy	literacy	NOUN
cjfa-35343	198	27	levels	level	NOUN
cjfa-35343	198	28	of	of	ADP
cjfa-35343	198	29	financial	financial	ADJ
cjfa-35343	198	30	consumers	consumer	NOUN
cjfa-35343	198	31	.	.	PUNCT
cjfa-35343	199	1	in	in	ADP
cjfa-35343	199	2	the	the	DET
cjfa-35343	199	3	scope	scope	NOUN
cjfa-35343	199	4	of	of	ADP
cjfa-35343	199	5	the	the	DET
cjfa-35343	199	6	study	study	NOUN
cjfa-35343	199	7	,	,	PUNCT
cjfa-35343	199	8	the	the	DET
cjfa-35343	199	9	relationship	relationship	NOUN
cjfa-35343	199	10	between	between	ADP
cjfa-35343	199	11	the	the	DET
cjfa-35343	199	12	financial	financial	ADJ
cjfa-35343	199	13	literacy	literacy	NOUN
cjfa-35343	199	14	levels	level	NOUN
cjfa-35343	199	15	and	and	CCONJ
cjfa-35343	199	16	sociodemographic	sociodemographic	ADJ
cjfa-35343	199	17	characteristics	characteristic	NOUN
cjfa-35343	199	18	of	of	ADP
cjfa-35343	199	19	individuals	individual	NOUN
cjfa-35343	199	20	living	live	VERB
cjfa-35343	199	21	in	in	ADP
cjfa-35343	199	22	the	the	DET
cjfa-35343	199	23	level	level	NOUN
cjfa-35343	199	24	1	1	NUM
cjfa-35343	199	25	region	region	NOUN
cjfa-35343	199	26	of	of	ADP
cjfa-35343	199	27	turkey	turkey	NOUN
cjfa-35343	199	28	was	be	AUX
cjfa-35343	199	29	investigated	investigate	VERB
cjfa-35343	199	30	.	.	PUNCT
cjfa-35343	200	1	as	as	ADP
cjfa-35343	200	2	a	a	DET
cjfa-35343	200	3	result	result	NOUN
cjfa-35343	200	4	,	,	PUNCT
cjfa-35343	200	5	a	a	DET
cjfa-35343	200	6	significant	significant	ADJ
cjfa-35343	200	7	and	and	CCONJ
cjfa-35343	200	8	positive	positive	ADJ
cjfa-35343	200	9	relationship	relationship	NOUN
cjfa-35343	200	10	was	be	AUX
cjfa-35343	200	11	determined	determine	VERB
cjfa-35343	200	12	between	between	ADP
cjfa-35343	200	13	financial	financial	ADJ
cjfa-35343	200	14	literacy	literacy	NOUN
cjfa-35343	200	15	and	and	CCONJ
cjfa-35343	200	16	the	the	DET
cjfa-35343	200	17	variables	variable	NOUN
cjfa-35343	200	18	of	of	ADP
cjfa-35343	200	19	gender	gender	NOUN
cjfa-35343	200	20	,	,	PUNCT
cjfa-35343	200	21	age	age	NOUN
cjfa-35343	200	22	and	and	CCONJ
cjfa-35343	200	23	educational	educational	ADJ
cjfa-35343	200	24	status	status	NOUN
cjfa-35343	200	25	.	.	PUNCT
cjfa-35343	201	1	accordingly	accordingly	ADV
cjfa-35343	201	2	,	,	PUNCT
cjfa-35343	201	3	men	man	NOUN
cjfa-35343	201	4	were	be	AUX
cjfa-35343	201	5	found	find	VERB
cjfa-35343	201	6	to	to	PART
cjfa-35343	201	7	have	have	VERB
cjfa-35343	201	8	higher	high	ADJ
cjfa-35343	201	9	financial	financial	ADJ
cjfa-35343	201	10	literacy	literacy	NOUN
cjfa-35343	201	11	levels	level	NOUN
cjfa-35343	201	12	then	then	ADV
cjfa-35343	201	13	women	woman	NOUN
cjfa-35343	201	14	.	.	PUNCT
cjfa-35343	202	1	it	it	PRON
cjfa-35343	202	2	was	be	AUX
cjfa-35343	202	3	additionally	additionally	ADV
cjfa-35343	202	4	determined	determine	VERB
cjfa-35343	202	5	that	that	SCONJ
cjfa-35343	202	6	the	the	DET
cjfa-35343	202	7	financial	financial	ADJ
cjfa-35343	202	8	literacy	literacy	NOUN
cjfa-35343	202	9	levels	level	NOUN
cjfa-35343	202	10	of	of	ADP
cjfa-35343	202	11	individuals	individual	NOUN
cjfa-35343	202	12	with	with	ADP
cjfa-35343	202	13	postgraduate	postgraduate	NOUN
cjfa-35343	202	14	degrees	degree	NOUN
cjfa-35343	202	15	were	be	AUX
cjfa-35343	202	16	higher	high	ADJ
cjfa-35343	202	17	,	,	PUNCT
cjfa-35343	202	18	while	while	SCONJ
cjfa-35343	202	19	the	the	DET
cjfa-35343	202	20	financial	financial	ADJ
cjfa-35343	202	21	literacy	literacy	NOUN
cjfa-35343	202	22	levels	level	NOUN
cjfa-35343	202	23	of	of	ADP
cjfa-35343	202	24	individuals	individual	NOUN
cjfa-35343	202	25	at	at	ADP
cjfa-35343	202	26	the	the	DET
cjfa-35343	202	27	ages	age	NOUN
cjfa-35343	202	28	of	of	ADP
cjfa-35343	202	29	18	18	NUM
cjfa-35343	202	30	-	-	SYM
cjfa-35343	202	31	24	24	NUM
cjfa-35343	202	32	were	be	AUX
cjfa-35343	202	33	lower	low	ADJ
cjfa-35343	202	34	.	.	PUNCT
cjfa-35343	203	1	in	in	ADP
cjfa-35343	203	2	this	this	DET
cjfa-35343	203	3	study	study	NOUN
cjfa-35343	203	4	,	,	PUNCT
cjfa-35343	203	5	among	among	ADP
cjfa-35343	203	6	the	the	DET
cjfa-35343	203	7	participants	participant	NOUN
cjfa-35343	203	8	of	of	ADP
cjfa-35343	203	9	the	the	DET
cjfa-35343	203	10	questionnaire	questionnaire	NOUN
cjfa-35343	203	11	,	,	PUNCT
cjfa-35343	203	12	the	the	DET
cjfa-35343	203	13	financial	financial	ADJ
cjfa-35343	203	14	literacy	literacy	NOUN
cjfa-35343	203	15	levels	level	NOUN
cjfa-35343	203	16	of	of	ADP
cjfa-35343	203	17	52.9	52.9	NUM
cjfa-35343	203	18	%	%	NOUN
cjfa-35343	203	19	were	be	AUX
cjfa-35343	203	20	high	high	ADJ
cjfa-35343	203	21	,	,	PUNCT
cjfa-35343	203	22	while	while	SCONJ
cjfa-35343	203	23	those	those	PRON
cjfa-35343	203	24	of	of	ADP
cjfa-35343	203	25	47.1	47.1	NUM
cjfa-35343	203	26	%	%	NOUN
cjfa-35343	203	27	were	be	AUX
cjfa-35343	203	28	low	low	ADJ
cjfa-35343	203	29	.	.	PUNCT
cjfa-35343	204	1	this	this	DET
cjfa-35343	204	2	situation	situation	NOUN
cjfa-35343	204	3	reveals	reveal	VERB
cjfa-35343	204	4	the	the	DET
cjfa-35343	204	5	necessity	necessity	NOUN
cjfa-35343	204	6	of	of	ADP
cjfa-35343	204	7	conducting	conduct	VERB
cjfa-35343	204	8	work	work	NOUN
cjfa-35343	204	9	to	to	PART
cjfa-35343	204	10	increase	increase	VERB
cjfa-35343	204	11	the	the	DET
cjfa-35343	204	12	financial	financial	ADJ
cjfa-35343	204	13	knowledge	knowledge	NOUN
cjfa-35343	204	14	and	and	CCONJ
cjfa-35343	204	15	financial	financial	ADJ
cjfa-35343	204	16	literacy	literacy	NOUN
cjfa-35343	204	17	levels	level	NOUN
cjfa-35343	204	18	in	in	ADP
cjfa-35343	204	19	turkey	turkey	NOUN
cjfa-35343	204	20	.	.	PUNCT
cjfa-35343	205	1	this	this	DET
cjfa-35343	205	2	way	way	NOUN
cjfa-35343	205	3	,	,	PUNCT
cjfa-35343	205	4	in	in	ADP
cjfa-35343	205	5	societies	society	NOUN
cjfa-35343	205	6	whose	whose	DET
cjfa-35343	205	7	financial	financial	ADJ
cjfa-35343	205	8	literacy	literacy	NOUN
cjfa-35343	205	9	levels	level	NOUN
cjfa-35343	205	10	increase	increase	VERB
cjfa-35343	205	11	,	,	PUNCT
cjfa-35343	205	12	responsible	responsible	ADJ
cjfa-35343	205	13	saving	saving	NOUN
cjfa-35343	205	14	tendencies	tendency	NOUN
cjfa-35343	205	15	will	will	AUX
cjfa-35343	205	16	increase	increase	VERB
cjfa-35343	205	17	.	.	PUNCT
cjfa-35343	206	1	it	it	PRON
cjfa-35343	206	2	is	be	AUX
cjfa-35343	206	3	considered	consider	VERB
cjfa-35343	206	4	that	that	SCONJ
cjfa-35343	206	5	,	,	PUNCT
cjfa-35343	206	6	as	as	ADP
cjfa-35343	206	7	a	a	DET
cjfa-35343	206	8	result	result	NOUN
cjfa-35343	206	9	of	of	ADP
cjfa-35343	206	10	this	this	PRON
cjfa-35343	206	11	,	,	PUNCT
cjfa-35343	206	12	increased	increase	VERB
cjfa-35343	206	13	investments	investment	NOUN
cjfa-35343	206	14	will	will	AUX
cjfa-35343	206	15	create	create	VERB
cjfa-35343	206	16	a	a	DET
cjfa-35343	206	17	significant	significant	ADJ
cjfa-35343	206	18	effect	effect	NOUN
cjfa-35343	206	19	on	on	ADP
cjfa-35343	206	20	growth	growth	NOUN
cjfa-35343	206	21	.	.	PUNCT
cjfa-35343	207	1	realizing	realize	VERB
cjfa-35343	207	2	this	this	DET
cjfa-35343	207	3	situation	situation	NOUN
cjfa-35343	207	4	is	be	AUX
cjfa-35343	207	5	a	a	DET
cjfa-35343	207	6	long	long	ADJ
cjfa-35343	207	7	-	-	PUNCT
cjfa-35343	207	8	term	term	NOUN
cjfa-35343	207	9	process	process	NOUN
cjfa-35343	207	10	.	.	PUNCT
cjfa-35343	208	1	what	what	PRON
cjfa-35343	208	2	needs	need	VERB
cjfa-35343	208	3	to	to	PART
cjfa-35343	208	4	be	be	AUX
cjfa-35343	208	5	done	do	VERB
cjfa-35343	208	6	in	in	ADP
cjfa-35343	208	7	this	this	DET
cjfa-35343	208	8	process	process	NOUN
cjfa-35343	208	9	may	may	AUX
cjfa-35343	208	10	be	be	AUX
cjfa-35343	208	11	to	to	PART
cjfa-35343	208	12	establish	establish	VERB
cjfa-35343	208	13	and	and	CCONJ
cjfa-35343	208	14	infrastructure	infrastructure	NOUN
cjfa-35343	208	15	.	.	PUNCT
cjfa-35343	209	1	for	for	ADP
cjfa-35343	209	2	example	example	NOUN
cjfa-35343	209	3	,	,	PUNCT
cjfa-35343	209	4	such	such	DET
cjfa-35343	209	5	an	an	DET
cjfa-35343	209	6	infrastructure	infrastructure	NOUN
cjfa-35343	209	7	may	may	AUX
cjfa-35343	209	8	include	include	VERB
cjfa-35343	209	9	offering	offer	VERB
cjfa-35343	209	10	courses	course	NOUN
cjfa-35343	209	11	containing	contain	VERB
cjfa-35343	209	12	basic	basic	ADJ
cjfa-35343	209	13	finance	finance	NOUN
cjfa-35343	209	14	knowledge	knowledge	NOUN
cjfa-35343	209	15	at	at	ADP
cjfa-35343	209	16	educational	educational	ADJ
cjfa-35343	209	17	institutions	institution	NOUN
cjfa-35343	209	18	on	on	ADP
cjfa-35343	209	19	the	the	DET
cjfa-35343	209	20	level	level	NOUN
cjfa-35343	209	21	of	of	ADP
cjfa-35343	209	22	high	high	ADJ
cjfa-35343	209	23	schools	school	NOUN
cjfa-35343	209	24	,	,	PUNCT
cjfa-35343	209	25	including	include	VERB
cjfa-35343	209	26	compulsory	compulsory	ADJ
cjfa-35343	209	27	financial	financial	ADJ
cjfa-35343	209	28	literacy	literacy	NOUN
cjfa-35343	209	29	courses	course	NOUN
cjfa-35343	209	30	in	in	ADP
cjfa-35343	209	31	the	the	DET
cjfa-35343	209	32	first	first	ADJ
cjfa-35343	209	33	year	year	NOUN
cjfa-35343	209	34	curricula	curricula	NOUN
cjfa-35343	209	35	of	of	ADP
cjfa-35343	209	36	all	all	DET
cjfa-35343	209	37	departments	department	NOUN
cjfa-35343	209	38	regardless	regardless	ADV
cjfa-35343	209	39	of	of	ADP
cjfa-35343	209	40	field	field	NOUN
cjfa-35343	209	41	and	and	CCONJ
cjfa-35343	209	42	constantly	constantly	ADV
cjfa-35343	209	43	keeping	keep	VERB
cjfa-35343	209	44	this	this	DET
cjfa-35343	209	45	issue	issue	NOUN
cjfa-35343	209	46	in	in	ADP
cjfa-35343	209	47	the	the	DET
cjfa-35343	209	48	agenda	agenda	NOUN
cjfa-35343	209	49	on	on	ADP
cjfa-35343	209	50	the	the	DET
cjfa-35343	209	51	print	print	NOUN
cjfa-35343	209	52	and	and	CCONJ
cjfa-35343	209	53	visual	visual	ADJ
cjfa-35343	209	54	media	medium	NOUN
cjfa-35343	209	55	.	.	PUNCT
cjfa-35343	210	1	in	in	ADP
cjfa-35343	210	2	the	the	DET
cjfa-35343	210	3	case	case	NOUN
cjfa-35343	210	4	that	that	SCONJ
cjfa-35343	210	5	such	such	ADJ
cjfa-35343	210	6	efforts	effort	NOUN
cjfa-35343	210	7	are	be	AUX
cjfa-35343	210	8	made	make	VERB
cjfa-35343	210	9	,	,	PUNCT
cjfa-35343	210	10	not	not	PART
cjfa-35343	210	11	only	only	ADV
cjfa-35343	210	12	the	the	DET
cjfa-35343	210	13	determinants	determinant	NOUN
cjfa-35343	210	14	of	of	ADP
cjfa-35343	210	15	the	the	DET
cjfa-35343	210	16	level	level	NOUN
cjfa-35343	210	17	of	of	ADP
cjfa-35343	210	18	financial	financial	ADJ
cjfa-35343	210	19	literacy	literacy	NOUN
cjfa-35343	210	20	in	in	ADP
cjfa-35343	210	21	turkey	turkey	NOUN
cjfa-35343	210	22	27	27	NUM
cjfa-35343	210	23	will	will	AUX
cjfa-35343	210	24	the	the	DET
cjfa-35343	210	25	financial	financial	ADJ
cjfa-35343	210	26	literacy	literacy	NOUN
cjfa-35343	210	27	levels	level	NOUN
cjfa-35343	210	28	in	in	ADP
cjfa-35343	210	29	turkey	turkey	PROPN
cjfa-35343	210	30	start	start	VERB
cjfa-35343	210	31	to	to	PART
cjfa-35343	210	32	rise	rise	VERB
cjfa-35343	210	33	in	in	ADP
cjfa-35343	210	34	the	the	DET
cjfa-35343	210	35	medium	medium	ADJ
cjfa-35343	210	36	run	run	NOUN
cjfa-35343	210	37	,	,	PUNCT
cjfa-35343	210	38	but	but	CCONJ
cjfa-35343	210	39	a	a	DET
cjfa-35343	210	40	healthier	healthy	ADJ
cjfa-35343	210	41	responsibility	responsibility	NOUN
cjfa-35343	210	42	of	of	ADP
cjfa-35343	210	43	saving	saving	NOUN
cjfa-35343	210	44	will	will	AUX
cjfa-35343	210	45	also	also	ADV
cjfa-35343	210	46	start	start	VERB
cjfa-35343	210	47	to	to	PART
cjfa-35343	210	48	develop	develop	VERB
cjfa-35343	210	49	.	.	PUNCT
cjfa-35343	211	1	in	in	ADP
cjfa-35343	211	2	a	a	DET
cjfa-35343	211	3	longer	long	ADJ
cjfa-35343	211	4	term	term	NOUN
cjfa-35343	211	5	,	,	PUNCT
cjfa-35343	211	6	several	several	ADJ
cjfa-35343	211	7	positive	positive	ADJ
cjfa-35343	211	8	effects	effect	NOUN
cjfa-35343	211	9	of	of	ADP
cjfa-35343	211	10	this	this	PRON
cjfa-35343	211	11	on	on	ADP
cjfa-35343	211	12	turkey	turkey	PROPN
cjfa-35343	211	13	’s	’s	PART
cjfa-35343	211	14	economy	economy	NOUN
cjfa-35343	211	15	will	will	AUX
cjfa-35343	211	16	be	be	AUX
cjfa-35343	211	17	observe	observe	VERB
cjfa-35343	211	18	.	.	PUNCT
cjfa-35343	212	1	acknowledgements	acknowledgement	NOUN
cjfa-35343	212	2	this	this	DET
cjfa-35343	212	3	study	study	NOUN
cjfa-35343	212	4	which	which	PRON
cjfa-35343	212	5	is	be	AUX
cjfa-35343	212	6	sba-2018	sba-2018	NOUN
cjfa-35343	212	7	-	-	PUNCT
cjfa-35343	212	8	10112	10112	NUM
cjfa-35343	212	9	number	number	NOUN
cjfa-35343	212	10	was	be	AUX
cjfa-35343	212	11	supported	support	VERB
cjfa-35343	212	12	by	by	ADP
cjfa-35343	212	13	scientific	scientific	ADJ
cjfa-35343	212	14	research	research	NOUN
cjfa-35343	212	15	projects	project	NOUN
cjfa-35343	212	16	-cukurova	-cukurova	PROPN
cjfa-35343	212	17	university	university	NOUN
cjfa-35343	212	18	.	.	PUNCT
cjfa-35343	212	19	 	 	SPACE
cjfa-35343	213	1	references	reference	NOUN
cjfa-35343	213	2	agarwal	agarwal	PROPN
cjfa-35343	213	3	,	,	PUNCT
cjfa-35343	213	4	s.	s.	PROPN
cjfa-35343	213	5	,	,	PUNCT
cjfa-35343	213	6	driscoll	driscoll	PROPN
cjfa-35343	213	7	,	,	PUNCT
cjfa-35343	213	8	j.	j.	PROPN
cjfa-35343	213	9	,	,	PUNCT
cjfa-35343	213	10	gabaix	gabaix	NOUN
cjfa-35343	213	11	,	,	PUNCT
cjfa-35343	213	12	x.	x.	PROPN
cjfa-35343	213	13	,	,	PUNCT
cjfa-35343	213	14	&	&	CCONJ
cjfa-35343	213	15	laibson	laibson	PROPN
cjfa-35343	213	16	,	,	PUNCT
cjfa-35343	213	17	d.	d.	PROPN
cjfa-35343	213	18	(	(	PUNCT
cjfa-35343	213	19	2009	2009	NUM
cjfa-35343	213	20	)	)	PUNCT
cjfa-35343	213	21	.	.	PUNCT
cjfa-35343	214	1	the	the	DET
cjfa-35343	214	2	age	age	NOUN
cjfa-35343	214	3	of	of	ADP
cjfa-35343	214	4	reason	reason	NOUN
cjfa-35343	214	5	:	:	PUNCT
cjfa-35343	214	6	financial	financial	ADJ
cjfa-35343	214	7	decisions	decision	NOUN
cjfa-35343	214	8	over	over	ADP
cjfa-35343	214	9	the	the	DET
cjfa-35343	214	10	lifecycle	lifecycle	NOUN
cjfa-35343	214	11	with	with	ADP
cjfa-35343	214	12	implications	implication	NOUN
cjfa-35343	214	13	for	for	ADP
cjfa-35343	214	14	regulation	regulation	NOUN
cjfa-35343	214	15	.	.	PUNCT
cjfa-35343	215	1	brookings	brookings	PROPN
cjfa-35343	215	2	papers	paper	NOUN
cjfa-35343	215	3	on	on	ADP
cjfa-35343	215	4	economic	economic	ADJ
cjfa-35343	215	5	activity	activity	NOUN
cjfa-35343	215	6	,	,	PUNCT
cjfa-35343	215	7	2	2	NUM
cjfa-35343	215	8	,	,	PUNCT
cjfa-35343	215	9	51	51	NUM
cjfa-35343	215	10	-	-	SYM
cjfa-35343	215	11	117	117	NUM
cjfa-35343	215	12	.	.	PUNCT
cjfa-35343	216	1	alkaya	alkaya	PROPN
cjfa-35343	216	2	,	,	PUNCT
cjfa-35343	216	3	a.	a.	PROPN
cjfa-35343	216	4	,	,	PUNCT
cjfa-35343	216	5	&	&	CCONJ
cjfa-35343	216	6	yağlı	yağlı	NOUN
cjfa-35343	216	7	,	,	PUNCT
cjfa-35343	216	8	i̇.	i̇.	PROPN
cjfa-35343	216	9	(	(	PUNCT
cjfa-35343	216	10	2015	2015	NUM
cjfa-35343	216	11	)	)	PUNCT
cjfa-35343	216	12	.	.	PUNCT
cjfa-35343	217	1	finansal	finansal	PROPN
cjfa-35343	217	2	okuryazarlık	okuryazarlık	PROPN
cjfa-35343	217	3	-	-	PUNCT
cjfa-35343	217	4	finansal	finansal	NOUN
cjfa-35343	217	5	bilgi	bilgi	NOUN
cjfa-35343	217	6	,	,	PUNCT
cjfa-35343	217	7	davranış	davranış	NOUN
cjfa-35343	217	8	ve	ve	NOUN
cjfa-35343	217	9	tutum	tutum	NOUN
cjfa-35343	217	10	:	:	PUNCT
cjfa-35343	217	11	nevşehir	nevşehir	PROPN
cjfa-35343	217	12	hacı	hacı	NOUN
cjfa-35343	217	13	bektaş	bektaş	PROPN
cjfa-35343	217	14	veli	veli	PROPN
cjfa-35343	217	15	üniversitesi	üniversitesi	PROPN
cjfa-35343	217	16	i̇i̇bf	i̇i̇bf	PROPN
cjfa-35343	217	17	öğrencileri	öğrencileri	PROPN
cjfa-35343	217	18	üzerine	üzerine	PROPN
cjfa-35343	217	19	bir	bir	PROPN
cjfa-35343	217	20	uygulama	uygulama	PROPN
cjfa-35343	217	21	.	.	PUNCT
cjfa-35343	218	1	journal	journal	PROPN
cjfa-35343	218	2	of	of	ADP
cjfa-35343	218	3	international	international	ADJ
cjfa-35343	218	4	social	social	ADJ
cjfa-35343	218	5	research	research	NOUN
cjfa-35343	218	6	,	,	PUNCT
cjfa-35343	218	7	8(40	8(40	NUM
cjfa-35343	218	8	)	)	PUNCT
cjfa-35343	218	9	,	,	PUNCT
cjfa-35343	218	10	585	585	NUM
cjfa-35343	218	11	-	-	SYM
cjfa-35343	218	12	585	585	NUM
cjfa-35343	218	13	.	.	PUNCT
cjfa-35343	219	1	http://dx.doi.org/10.17719/	http://dx.doi.org/10.17719/	PROPN
cjfa-35343	219	2	jisr.20154013941	jisr.20154013941	PROPN
cjfa-35343	219	3	.	.	PUNCT
cjfa-35343	219	4	ansong	ansong	PROPN
cjfa-35343	219	5	,	,	PUNCT
cjfa-35343	219	6	a.	a.	PROPN
cjfa-35343	219	7	,	,	PUNCT
cjfa-35343	219	8	&	&	CCONJ
cjfa-35343	219	9	gyensare	gyensare	PROPN
cjfa-35343	219	10	,	,	PUNCT
cjfa-35343	219	11	m.a	m.a	PROPN
cjfa-35343	219	12	.	.	PROPN
cjfa-35343	219	13	(	(	PUNCT
cjfa-35343	219	14	2012	2012	NUM
cjfa-35343	219	15	)	)	PUNCT
cjfa-35343	219	16	.	.	PUNCT
cjfa-35343	220	1	determinants	determinant	NOUN
cjfa-35343	220	2	of	of	ADP
cjfa-35343	220	3	university	university	NOUN
cjfa-35343	220	4	working	working	NOUN
cjfa-35343	220	5	-	-	PUNCT
cjfa-35343	220	6	students	student	NOUN
cjfa-35343	220	7	’	'	PUNCT
cjfa-35343	220	8	financial	financial	ADJ
cjfa-35343	220	9	literacy	literacy	NOUN
cjfa-35343	220	10	at	at	ADP
cjfa-35343	220	11	the	the	DET
cjfa-35343	220	12	university	university	PROPN
cjfa-35343	220	13	of	of	ADP
cjfa-35343	220	14	cape	cape	PROPN
cjfa-35343	220	15	coast	coast	PROPN
cjfa-35343	220	16	,	,	PUNCT
cjfa-35343	220	17	ghana	ghana	PROPN
cjfa-35343	220	18	.	.	PUNCT
cjfa-35343	221	1	international	international	ADJ
cjfa-35343	221	2	journal	journal	PROPN
cjfa-35343	221	3	of	of	ADP
cjfa-35343	221	4	business	business	NOUN
cjfa-35343	221	5	and	and	CCONJ
cjfa-35343	221	6	management	management	NOUN
cjfa-35343	221	7	,	,	PUNCT
cjfa-35343	221	8	7(9	7(9	NUM
cjfa-35343	221	9	)	)	PUNCT
cjfa-35343	221	10	,	,	PUNCT
cjfa-35343	221	11	126	126	NUM
cjfa-35343	221	12	-	-	SYM
cjfa-35343	221	13	133	133	NUM
cjfa-35343	221	14	.	.	PUNCT
cjfa-35343	222	1	http://dx.doi.org/10.5539/ijbm.v7n9p126	http://dx.doi.org/10.5539/ijbm.v7n9p126	PROPN
cjfa-35343	222	2	.	.	PUNCT
cjfa-35343	223	1	atkinson	atkinson	PROPN
cjfa-35343	223	2	,	,	PUNCT
cjfa-35343	223	3	a.	a.	PROPN
cjfa-35343	223	4	,	,	PUNCT
cjfa-35343	223	5	&	&	CCONJ
cjfa-35343	223	6	messy	messy	PROPN
cjfa-35343	223	7	,	,	PUNCT
cjfa-35343	223	8	f.	f.	PROPN
cjfa-35343	223	9	(	(	PUNCT
cjfa-35343	223	10	2012	2012	NUM
cjfa-35343	223	11	)	)	PUNCT
cjfa-35343	223	12	.	.	PUNCT
cjfa-35343	224	1	measuring	measure	VERB
cjfa-35343	224	2	financial	financial	ADJ
cjfa-35343	224	3	literacy	literacy	NOUN
cjfa-35343	224	4	:	:	PUNCT
cjfa-35343	224	5	results	result	NOUN
cjfa-35343	224	6	of	of	ADP
cjfa-35343	224	7	the	the	DET
cjfa-35343	224	8	oecd	oecd	PROPN
cjfa-35343	224	9	/	/	SYM
cjfa-35343	224	10	international	international	ADJ
cjfa-35343	224	11	network	network	NOUN
cjfa-35343	224	12	on	on	ADP
cjfa-35343	224	13	financial	financial	ADJ
cjfa-35343	224	14	education	education	NOUN
cjfa-35343	224	15	(	(	PUNCT
cjfa-35343	224	16	infe	infe	NOUN
cjfa-35343	224	17	)	)	PUNCT
cjfa-35343	224	18	pilot	pilot	NOUN
cjfa-35343	224	19	study	study	NOUN
cjfa-35343	224	20	.	.	PUNCT
cjfa-35343	225	1	oecd	oecd	PROPN
cjfa-35343	225	2	working	working	PROPN
cjfa-35343	225	3	paper	paper	NOUN
cjfa-35343	225	4	,	,	PUNCT
cjfa-35343	225	5	15	15	NUM
cjfa-35343	225	6	.	.	PUNCT
cjfa-35343	226	1	http://dx.doi.org/10.1787/5k9csfs90fr4-en	http://dx.doi.org/10.1787/5k9csfs90fr4-en	PROPN
cjfa-35343	226	2	.	.	PUNCT
cjfa-35343	227	1	bağcı	bağcı	PROPN
cjfa-35343	227	2	,	,	PUNCT
cjfa-35343	227	3	h.	h.	PROPN
cjfa-35343	227	4	,	,	PUNCT
cjfa-35343	227	5	&	&	CCONJ
cjfa-35343	227	6	arabacı	arabacı	PROPN
cjfa-35343	227	7	,	,	PUNCT
cjfa-35343	227	8	s.m	s.m	PROPN
cjfa-35343	227	9	.	.	PROPN
cjfa-35343	228	1	(	(	PUNCT
cjfa-35343	228	2	2019	2019	NUM
cjfa-35343	228	3	)	)	PUNCT
cjfa-35343	228	4	.	.	PUNCT
cjfa-35343	229	1	finansal	finansal	PROPN
cjfa-35343	229	2	okuryazarlık	okuryazarlık	PROPN
cjfa-35343	229	3	düzeyinin	düzeyinin	PROPN
cjfa-35343	229	4	ve	ve	PROPN
cjfa-35343	229	5	finansal	finansal	PROPN
cjfa-35343	229	6	okuryazarlığı	okuryazarlığı	PROPN
cjfa-35343	229	7	etkileyen	etkileyen	PROPN
cjfa-35343	229	8	faktörlerin	faktörlerin	PROPN
cjfa-35343	229	9	belirlenmesi	belirlenmesi	PROPN
cjfa-35343	229	10	.	.	PUNCT
cjfa-35343	230	1	business	business	PROPN
cjfa-35343	230	2	&	&	CCONJ
cjfa-35343	230	3	management	management	PROPN
cjfa-35343	230	4	studies	study	NOUN
cjfa-35343	230	5	:	:	PUNCT
cjfa-35343	230	6	an	an	DET
cjfa-35343	230	7	international	international	ADJ
cjfa-35343	230	8	journal	journal	NOUN
cjfa-35343	230	9	,	,	PUNCT
cjfa-35343	230	10	7(3	7(3	NUM
cjfa-35343	230	11	)	)	PUNCT
cjfa-35343	230	12	,	,	PUNCT
cjfa-35343	230	13	68	68	NUM
cjfa-35343	230	14	-	-	SYM
cjfa-35343	230	15	88	88	NUM
cjfa-35343	230	16	.	.	PUNCT
cjfa-35343	231	1	http://dx.doi.org/10.15295/bmij.v7i3.1232	http://dx.doi.org/10.15295/bmij.v7i3.1232	PROPN
cjfa-35343	231	2	.	.	PUNCT
cjfa-35343	232	1	bayram	bayram	PROPN
cjfa-35343	232	2	,	,	PUNCT
cjfa-35343	232	3	s.s	s.s	PROPN
cjfa-35343	232	4	.	.	PROPN
cjfa-35343	232	5	(	(	PUNCT
cjfa-35343	232	6	2014	2014	NUM
cjfa-35343	232	7	)	)	PUNCT
cjfa-35343	232	8	.	.	PUNCT
cjfa-35343	233	1	finansal	finansal	PROPN
cjfa-35343	233	2	okuryazarlık	okuryazarlık	PROPN
cjfa-35343	233	3	ve	ve	AUX
cjfa-35343	233	4	para	para	VERB
cjfa-35343	233	5	yönetimi	yönetimi	PROPN
cjfa-35343	233	6	davranışları	davranışları	PROPN
cjfa-35343	233	7	:	:	PUNCT
cjfa-35343	233	8	anadolu	anadolu	PROPN
cjfa-35343	233	9	üniversitesi	üniversitesi	PROPN
cjfa-35343	233	10	öğrencileri	öğrencileri	PROPN
cjfa-35343	233	11	üzerine	üzerine	PROPN
cjfa-35343	233	12	uygulama	uygulama	PROPN
cjfa-35343	233	13	.	.	PUNCT
cjfa-35343	234	1	business	business	PROPN
cjfa-35343	234	2	&	&	CCONJ
cjfa-35343	234	3	management	management	PROPN
cjfa-35343	234	4	studies	study	NOUN
cjfa-35343	234	5	:	:	PUNCT
cjfa-35343	234	6	an	an	DET
cjfa-35343	234	7	international	international	ADJ
cjfa-35343	234	8	journal	journal	NOUN
cjfa-35343	234	9	,	,	PUNCT
cjfa-35343	234	10	2(2	2(2	NUM
cjfa-35343	234	11	)	)	PUNCT
cjfa-35343	234	12	,	,	PUNCT
cjfa-35343	234	13	105	105	NUM
cjfa-35343	234	14	-	-	SYM
cjfa-35343	234	15	135	135	NUM
cjfa-35343	234	16	.	.	PUNCT
cjfa-35343	235	1	http://dx.doi.org/10.15295/bmij.v2i2.68	http://dx.doi.org/10.15295/bmij.v2i2.68	NOUN
cjfa-35343	235	2	.	.	PUNCT
cjfa-35343	236	1	boz	boz	PROPN
cjfa-35343	236	2	,	,	PUNCT
cjfa-35343	236	3	d.	d.	PROPN
cjfa-35343	236	4	(	(	PUNCT
cjfa-35343	236	5	2019	2019	NUM
cjfa-35343	236	6	)	)	PUNCT
cjfa-35343	236	7	.	.	PUNCT
cjfa-35343	237	1	kütahya	kütahya	PROPN
cjfa-35343	237	2	i̇linde	i̇linde	PROPN
cjfa-35343	237	3	bulunan	bulunan	PROPN
cjfa-35343	237	4	özel	özel	PROPN
cjfa-35343	237	5	eğitim	eğitim	ADJ
cjfa-35343	237	6	kurumlarında	kurumlarında	PROPN
cjfa-35343	237	7	öğrenim	öğrenim	PROPN
cjfa-35343	237	8	gören	gören	PROPN
cjfa-35343	237	9	öğrenci	öğrenci	PROPN
cjfa-35343	237	10	velilerinin	velilerinin	PROPN
cjfa-35343	237	11	finansal	finansal	PROPN
cjfa-35343	237	12	okuryazarlık	okuryazarlık	PROPN
cjfa-35343	237	13	düzeylerinin	düzeylerinin	PROPN
cjfa-35343	237	14	belirlenmesi	belirlenmesi	PROPN
cjfa-35343	237	15	.	.	PUNCT
cjfa-35343	238	1	muhasebe	muhasebe	PROPN
cjfa-35343	238	2	ve	ve	AUX
cjfa-35343	238	3	finansman	finansman	NOUN
cjfa-35343	238	4	dergisi	dergisi	PROPN
cjfa-35343	238	5	,	,	PUNCT
cjfa-35343	238	6	82	82	NUM
cjfa-35343	238	7	,	,	PUNCT
cjfa-35343	238	8	147	147	NUM
cjfa-35343	238	9	-	-	SYM
cjfa-35343	238	10	160	160	NUM
cjfa-35343	238	11	.	.	PUNCT
cjfa-35343	239	1	brown	brown	ADJ
cjfa-35343	239	2	,	,	PUNCT
cjfa-35343	239	3	m.	m.	NOUN
cjfa-35343	239	4	,	,	PUNCT
cjfa-35343	239	5	&	&	CCONJ
cjfa-35343	239	6	graf	graf	PROPN
cjfa-35343	239	7	,	,	PUNCT
cjfa-35343	239	8	r.	r.	PROPN
cjfa-35343	239	9	(	(	PUNCT
cjfa-35343	239	10	2013	2013	NUM
cjfa-35343	239	11	)	)	PUNCT
cjfa-35343	239	12	.	.	PUNCT
cjfa-35343	240	1	financial	financial	ADJ
cjfa-35343	240	2	literacy	literacy	NOUN
cjfa-35343	240	3	and	and	CCONJ
cjfa-35343	240	4	retirement	retirement	NOUN
cjfa-35343	240	5	planning	planning	NOUN
cjfa-35343	240	6	in	in	ADP
cjfa-35343	240	7	switzerland	switzerland	PROPN
cjfa-35343	240	8	.	.	PUNCT
cjfa-35343	241	1	numeracy	numeracy	NOUN
cjfa-35343	241	2	,	,	PUNCT
cjfa-35343	241	3	6(2	6(2	NUM
cjfa-35343	241	4	)	)	PUNCT
cjfa-35343	241	5	,	,	PUNCT
cjfa-35343	241	6	1	1	NUM
cjfa-35343	241	7	-	-	SYM
cjfa-35343	241	8	21	21	NUM
cjfa-35343	241	9	.	.	PUNCT
cjfa-35343	242	1	calamato	calamato	PROPN
cjfa-35343	242	2	,	,	PUNCT
cjfa-35343	242	3	m.p	m.p	PROPN
cjfa-35343	242	4	.	.	PROPN
cjfa-35343	242	5	(	(	PUNCT
cjfa-35343	242	6	2010	2010	NUM
cjfa-35343	242	7	)	)	PUNCT
cjfa-35343	242	8	.	.	PUNCT
cjfa-35343	243	1	learning	learn	VERB
cjfa-35343	243	2	financial	financial	ADJ
cjfa-35343	243	3	literacy	literacy	NOUN
cjfa-35343	243	4	in	in	ADP
cjfa-35343	243	5	the	the	DET
cjfa-35343	243	6	family	family	NOUN
cjfa-35343	243	7	.	.	PUNCT
cjfa-35343	244	1	unpublished	unpublished	ADJ
cjfa-35343	244	2	master	master	NOUN
cjfa-35343	244	3	’s	’s	PART
cjfa-35343	244	4	thesis	thesis	NOUN
cjfa-35343	244	5	.	.	PUNCT
cjfa-35343	245	1	the	the	DET
cjfa-35343	245	2	faculty	faculty	NOUN
cjfa-35343	245	3	of	of	ADP
cjfa-35343	245	4	the	the	DET
cjfa-35343	245	5	department	department	NOUN
cjfa-35343	245	6	of	of	ADP
cjfa-35343	245	7	sociology	sociology	NOUN
cjfa-35343	245	8	,	,	PUNCT
cjfa-35343	245	9	san	san	PROPN
cjfa-35343	245	10	josé	josé	PROPN
cjfa-35343	245	11	state	state	PROPN
cjfa-35343	245	12	university	university	PROPN
cjfa-35343	245	13	.	.	PUNCT
cjfa-35343	246	1	çam	çam	PROPN
cjfa-35343	246	2	,	,	PUNCT
cjfa-35343	246	3	a.v	a.v	PROPN
cjfa-35343	246	4	.	.	PROPN
cjfa-35343	246	5	,	,	PUNCT
cjfa-35343	246	6	&	&	CCONJ
cjfa-35343	246	7	barut	barut	PROPN
cjfa-35343	246	8	,	,	PUNCT
cjfa-35343	246	9	a.	a.	NOUN
cjfa-35343	246	10	(	(	PUNCT
cjfa-35343	246	11	2015	2015	NUM
cjfa-35343	246	12	)	)	PUNCT
cjfa-35343	246	13	.	.	PUNCT
cjfa-35343	247	1	finansal	finansal	PROPN
cjfa-35343	247	2	okuryazarlık	okuryazarlık	PROPN
cjfa-35343	247	3	düzeyi	düzeyi	VERB
cjfa-35343	247	4	ve	ve	AUX
cjfa-35343	247	5	davranışları	davranışları	VERB
cjfa-35343	247	6	:	:	PUNCT
cjfa-35343	247	7	gümüşhane	gümüşhane	PROPN
cjfa-35343	247	8	üniversitesi	üniversitesi	PROPN
cjfa-35343	247	9	önlisans	önlisans	PROPN
cjfa-35343	247	10	öğrencileri	öğrencileri	PROPN
cjfa-35343	247	11	üzerinde	üzerinde	PROPN
cjfa-35343	247	12	bir	bir	PROPN
cjfa-35343	247	13	araştırma	araştırma	PROPN
cjfa-35343	247	14	.	.	PUNCT
cjfa-35343	248	1	global	global	ADJ
cjfa-35343	248	2	journal	journal	PROPN
cjfa-35343	248	3	of	of	ADP
cjfa-35343	248	4	economics	economic	NOUN
cjfa-35343	248	5	and	and	CCONJ
cjfa-35343	248	6	business	business	NOUN
cjfa-35343	248	7	studies	study	NOUN
cjfa-35343	248	8	,	,	PUNCT
cjfa-35343	248	9	4(7	4(7	NUM
cjfa-35343	248	10	)	)	PUNCT
cjfa-35343	248	11	,	,	PUNCT
cjfa-35343	248	12	63	63	NUM
cjfa-35343	248	13	-	-	SYM
cjfa-35343	248	14	72	72	NUM
cjfa-35343	248	15	.	.	PUNCT
cjfa-35343	249	1	hatice	hatice	PROPN
cjfa-35343	249	2	düzakın	düzakın	PROPN
cjfa-35343	249	3	,	,	PUNCT
cjfa-35343	249	4	süreyya	süreyya	X
cjfa-35343	249	5	yılmaz28	yılmaz28	PROPN
cjfa-35343	249	6	çam	çam	PROPN
cjfa-35343	249	7	,	,	PUNCT
cjfa-35343	249	8	h.	h.	PROPN
cjfa-35343	249	9	,	,	PUNCT
cjfa-35343	249	10	ayaydın	ayaydın	NOUN
cjfa-35343	249	11	,	,	PUNCT
cjfa-35343	249	12	h.	h.	PROPN
cjfa-35343	249	13	,	,	PUNCT
cjfa-35343	249	14	çam	çam	PROPN
cjfa-35343	249	15	,	,	PUNCT
cjfa-35343	249	16	a.v	a.v	PROPN
cjfa-35343	249	17	.	.	PROPN
cjfa-35343	249	18	,	,	PUNCT
cjfa-35343	249	19	&	&	CCONJ
cjfa-35343	249	20	akdeniz	akdeniz	PROPN
cjfa-35343	249	21	,	,	PUNCT
cjfa-35343	249	22	f.	f.	PROPN
cjfa-35343	249	23	(	(	PUNCT
cjfa-35343	249	24	2018	2018	NUM
cjfa-35343	249	25	)	)	PUNCT
cjfa-35343	249	26	.	.	PUNCT
cjfa-35343	250	1	bireylerin	bireylerin	PROPN
cjfa-35343	250	2	finansal	finansal	PROPN
cjfa-35343	250	3	bilgi	bilgi	PROPN
cjfa-35343	250	4	düzeyi	düzeyi	PROPN
cjfa-35343	250	5	ile	ile	PROPN
cjfa-35343	250	6	finansal	finansal	PROPN
cjfa-35343	250	7	katılım	katılım	PROPN
cjfa-35343	250	8	düzeyi	düzeyi	VERB
cjfa-35343	250	9	arasındaki	arasındaki	ADP
cjfa-35343	250	10	i̇lişki	i̇lişki	NOUN
cjfa-35343	250	11	:	:	PUNCT
cjfa-35343	250	12	tr	tr	PROPN
cjfa-35343	250	13	90	90	NUM
cjfa-35343	250	14	bölgesinde	bölgesinde	ADJ
cjfa-35343	250	15	bir	bir	PROPN
cjfa-35343	250	16	araştırma	araştırma	PROPN
cjfa-35343	250	17	.	.	PUNCT
cjfa-35343	251	1	ekonomi	ekonomi	PROPN
cjfa-35343	251	2	bilimleri	bilimleri	PROPN
cjfa-35343	251	3	dergisi	dergisi	PROPN
cjfa-35343	251	4	,	,	PUNCT
cjfa-35343	251	5	10(1	10(1	NUM
cjfa-35343	251	6	)	)	PUNCT
cjfa-35343	251	7	,	,	PUNCT
cjfa-35343	251	8	1	1	NUM
cjfa-35343	251	9	-	-	SYM
cjfa-35343	251	10	13	13	NUM
cjfa-35343	251	11	.	.	PUNCT
cjfa-35343	252	1	çelikkol	çelikkol	PROPN
cjfa-35343	252	2	,	,	PUNCT
cjfa-35343	252	3	m.m	m.m	PROPN
cjfa-35343	252	4	.	.	PROPN
cjfa-35343	252	5	,	,	PUNCT
cjfa-35343	252	6	&	&	CCONJ
cjfa-35343	252	7	çelikkol	çelikkol	PROPN
cjfa-35343	252	8	,	,	PUNCT
cjfa-35343	252	9	h.	h.	PROPN
cjfa-35343	252	10	(	(	PUNCT
cjfa-35343	252	11	2015	2015	NUM
cjfa-35343	252	12	)	)	PUNCT
cjfa-35343	252	13	.	.	PUNCT
cjfa-35343	253	1	the	the	DET
cjfa-35343	253	2	evaluation	evaluation	NOUN
cjfa-35343	253	3	of	of	ADP
cjfa-35343	253	4	the	the	DET
cjfa-35343	253	5	students	student	NOUN
cjfa-35343	253	6	in	in	ADP
cjfa-35343	253	7	dumlupinar	dumlupinar	PROPN
cjfa-35343	253	8	university	university	PROPN
cjfa-35343	253	9	vocational	vocational	ADJ
cjfa-35343	253	10	school	school	NOUN
cjfa-35343	253	11	of	of	ADP
cjfa-35343	253	12	social	social	ADJ
cjfa-35343	253	13	sciences	science	NOUN
cjfa-35343	253	14	about	about	ADP
cjfa-35343	253	15	levels	level	NOUN
cjfa-35343	253	16	of	of	ADP
cjfa-35343	253	17	financial	financial	ADJ
cjfa-35343	253	18	literacy	literacy	NOUN
cjfa-35343	253	19	.	.	PUNCT
cjfa-35343	254	1	copernican	copernican	PROPN
cjfa-35343	254	2	journal	journal	PROPN
cjfa-35343	254	3	of	of	ADP
cjfa-35343	254	4	finance	finance	PROPN
cjfa-35343	254	5	&	&	CCONJ
cjfa-35343	254	6	accounting	accounting	PROPN
cjfa-35343	254	7	,	,	PUNCT
cjfa-35343	254	8	4(2	4(2	NUM
cjfa-35343	254	9	)	)	PUNCT
cjfa-35343	254	10	,	,	PUNCT
cjfa-35343	254	11	43	43	NUM
cjfa-35343	254	12	-	-	SYM
cjfa-35343	254	13	63	63	NUM
cjfa-35343	254	14	.	.	PUNCT
cjfa-35343	255	1	http://dx.doi.org/10.12775/	http://dx.doi.org/10.12775/	PROPN
cjfa-35343	255	2	cjfa.2015.015	cjfa.2015.015	PROPN
cjfa-35343	255	3	.	.	PUNCT
cjfa-35343	256	1	chen	chen	PROPN
cjfa-35343	256	2	,	,	PUNCT
cjfa-35343	256	3	h.	h.	PROPN
cjfa-35343	256	4	,	,	PUNCT
cjfa-35343	256	5	&	&	CCONJ
cjfa-35343	256	6	volpe	volpe	PROPN
cjfa-35343	256	7	,	,	PUNCT
cjfa-35343	256	8	r.p	r.p	PROPN
cjfa-35343	256	9	.	.	PROPN
cjfa-35343	256	10	(	(	PUNCT
cjfa-35343	256	11	1998	1998	NUM
cjfa-35343	256	12	)	)	PUNCT
cjfa-35343	256	13	.	.	PUNCT
cjfa-35343	257	1	an	an	DET
cjfa-35343	257	2	analysis	analysis	NOUN
cjfa-35343	257	3	of	of	ADP
cjfa-35343	257	4	personal	personal	ADJ
cjfa-35343	257	5	financial	financial	ADJ
cjfa-35343	257	6	literacy	literacy	NOUN
cjfa-35343	257	7	among	among	ADP
cjfa-35343	257	8	college	college	NOUN
cjfa-35343	257	9	students	student	NOUN
cjfa-35343	257	10	.	.	PUNCT
cjfa-35343	258	1	financial	financial	ADJ
cjfa-35343	258	2	services	service	NOUN
cjfa-35343	258	3	review	review	PROPN
cjfa-35343	258	4	,	,	PUNCT
cjfa-35343	258	5	7(2	7(2	NUM
cjfa-35343	258	6	)	)	PUNCT
cjfa-35343	258	7	,	,	PUNCT
cjfa-35343	258	8	107	107	NUM
cjfa-35343	258	9	-	-	SYM
cjfa-35343	258	10	128	128	NUM
cjfa-35343	258	11	.	.	PUNCT
cjfa-35343	259	1	cude	cude	PROPN
cjfa-35343	259	2	,	,	PUNCT
cjfa-35343	259	3	b.	b.	PROPN
cjfa-35343	259	4	,	,	PUNCT
cjfa-35343	259	5	lawrence	lawrence	PROPN
cjfa-35343	259	6	,	,	PUNCT
cjfa-35343	259	7	f.	f.	PROPN
cjfa-35343	259	8	,	,	PUNCT
cjfa-35343	259	9	lyons	lyons	PROPN
cjfa-35343	259	10	,	,	PUNCT
cjfa-35343	259	11	a.	a.	NOUN
cjfa-35343	259	12	,	,	PUNCT
cjfa-35343	259	13	metzger	metzger	PROPN
cjfa-35343	259	14	,	,	PUNCT
cjfa-35343	259	15	k.	k.	PROPN
cjfa-35343	259	16	,	,	PUNCT
cjfa-35343	259	17	lejeune	lejeune	PROPN
cjfa-35343	259	18	,	,	PUNCT
cjfa-35343	259	19	e.	e.	PROPN
cjfa-35343	259	20	,	,	PUNCT
cjfa-35343	259	21	marks	marks	PROPN
cjfa-35343	259	22	,	,	PUNCT
cjfa-35343	259	23	l.	l.	PROPN
cjfa-35343	259	24	,	,	PUNCT
cjfa-35343	259	25	&	&	CCONJ
cjfa-35343	259	26	machtmes	machtmes	PROPN
cjfa-35343	259	27	,	,	PUNCT
cjfa-35343	259	28	k.	k.	PROPN
cjfa-35343	259	29	(	(	PUNCT
cjfa-35343	259	30	2006	2006	NUM
cjfa-35343	259	31	)	)	PUNCT
cjfa-35343	259	32	.	.	PUNCT
cjfa-35343	260	1	college	college	NOUN
cjfa-35343	260	2	students	student	NOUN
cjfa-35343	260	3	and	and	CCONJ
cjfa-35343	260	4	financial	financial	ADJ
cjfa-35343	260	5	literacy	literacy	NOUN
cjfa-35343	260	6	:	:	PUNCT
cjfa-35343	260	7	what	what	PRON
cjfa-35343	260	8	they	they	PRON
cjfa-35343	260	9	know	know	VERB
cjfa-35343	260	10	and	and	CCONJ
cjfa-35343	260	11	what	what	PRON
cjfa-35343	260	12	we	we	PRON
cjfa-35343	260	13	need	need	VERB
cjfa-35343	260	14	to	to	PART
cjfa-35343	260	15	learn	learn	VERB
cjfa-35343	260	16	.	.	PUNCT
cjfa-35343	261	1	proceedings	proceeding	NOUN
cjfa-35343	261	2	of	of	ADP
cjfa-35343	261	3	the	the	DET
cjfa-35343	261	4	eastern	eastern	ADJ
cjfa-35343	261	5	family	family	NOUN
cjfa-35343	261	6	economics	economic	NOUN
cjfa-35343	261	7	and	and	CCONJ
cjfa-35343	261	8	resource	resource	NOUN
cjfa-35343	261	9	management	management	NOUN
cjfa-35343	261	10	association	association	NOUN
cjfa-35343	261	11	,	,	PUNCT
cjfa-35343	261	12	102(9	102(9	NUM
cjfa-35343	261	13	)	)	PUNCT
cjfa-35343	261	14	,	,	PUNCT
cjfa-35343	261	15	106	106	NUM
cjfa-35343	261	16	-	-	SYM
cjfa-35343	261	17	109	109	NUM
cjfa-35343	261	18	.	.	PUNCT
cjfa-35343	262	1	danes	danes	PROPN
cjfa-35343	262	2	,	,	PUNCT
cjfa-35343	262	3	s.m	s.m	PROPN
cjfa-35343	262	4	.	.	PROPN
cjfa-35343	262	5	,	,	PUNCT
cjfa-35343	262	6	&	&	CCONJ
cjfa-35343	262	7	hira	hira	PROPN
cjfa-35343	262	8	,	,	PUNCT
cjfa-35343	262	9	t.k	t.k	PROPN
cjfa-35343	262	10	.	.	PROPN
cjfa-35343	262	11	(	(	PUNCT
cjfa-35343	262	12	1987	1987	NUM
cjfa-35343	262	13	)	)	PUNCT
cjfa-35343	262	14	.	.	PUNCT
cjfa-35343	263	1	money	money	NOUN
cjfa-35343	263	2	management	management	NOUN
cjfa-35343	263	3	knowledge	knowledge	NOUN
cjfa-35343	263	4	of	of	ADP
cjfa-35343	263	5	college	college	NOUN
cjfa-35343	263	6	students	student	NOUN
cjfa-35343	263	7	.	.	PUNCT
cjfa-35343	264	1	journal	journal	PROPN
cjfa-35343	264	2	of	of	ADP
cjfa-35343	264	3	student	student	NOUN
cjfa-35343	264	4	financial	financial	ADJ
cjfa-35343	264	5	aid	aid	NOUN
cjfa-35343	264	6	,	,	PUNCT
cjfa-35343	264	7	17(1	17(1	NUM
cjfa-35343	264	8	)	)	PUNCT
cjfa-35343	264	9	,	,	PUNCT
cjfa-35343	264	10	4	4	NUM
cjfa-35343	264	11	-	-	SYM
cjfa-35343	264	12	16	16	NUM
cjfa-35343	264	13	.	.	PUNCT
cjfa-35343	265	1	danışman	danışman	PROPN
cjfa-35343	265	2	,	,	PUNCT
cjfa-35343	265	3	e.	e.	PROPN
cjfa-35343	265	4	,	,	PUNCT
cjfa-35343	265	5	sezer	sezer	PROPN
cjfa-35343	265	6	,	,	PUNCT
cjfa-35343	265	7	d.	d.	PROPN
cjfa-35343	265	8	,	,	PUNCT
cjfa-35343	265	9	&	&	CCONJ
cjfa-35343	265	10	gümüş	gümüş	PROPN
cjfa-35343	265	11	,	,	PUNCT
cjfa-35343	265	12	u.t	u.t	PROPN
cjfa-35343	265	13	.	.	PROPN
cjfa-35343	265	14	(	(	PUNCT
cjfa-35343	265	15	2016	2016	NUM
cjfa-35343	265	16	)	)	PUNCT
cjfa-35343	265	17	.	.	PUNCT
cjfa-35343	266	1	finansal	finansal	PROPN
cjfa-35343	266	2	okuryazarlık	okuryazarlık	PROPN
cjfa-35343	266	3	düzeyinin	düzeyinin	PROPN
cjfa-35343	266	4	belirlenmesi	belirlenmesi	NOUN
cjfa-35343	266	5	:	:	PUNCT
cjfa-35343	266	6	üniversite	üniversite	ADJ
cjfa-35343	266	7	öğrencileri	öğrencileri	PROPN
cjfa-35343	266	8	üzerine	üzerine	PROPN
cjfa-35343	266	9	bir	bir	PROPN
cjfa-35343	266	10	araştırma	araştırma	PROPN
cjfa-35343	266	11	.	.	PUNCT
cjfa-35343	267	1	kara	kara	PROPN
cjfa-35343	267	2	harp	harp	PROPN
cjfa-35343	267	3	okulu	okulu	VERB
cjfa-35343	267	4	bilim	bilim	PROPN
cjfa-35343	267	5	dergisi	dergisi	PROPN
cjfa-35343	267	6	,	,	PUNCT
cjfa-35343	267	7	26(2	26(2	NUM
cjfa-35343	267	8	)	)	PUNCT
cjfa-35343	267	9	,	,	PUNCT
cjfa-35343	267	10	1	1	NUM
cjfa-35343	267	11	-	-	SYM
cjfa-35343	267	12	37	37	NUM
cjfa-35343	267	13	.	.	PUNCT
cjfa-35343	268	1	dilek	dilek	PROPN
cjfa-35343	268	2	,	,	PUNCT
cjfa-35343	268	3	s.	s.	PROPN
cjfa-35343	268	4	,	,	PUNCT
cjfa-35343	268	5	küçük	küçük	PROPN
cjfa-35343	268	6	,	,	PUNCT
cjfa-35343	268	7	o.	o.	PROPN
cjfa-35343	268	8	,	,	PUNCT
cjfa-35343	268	9	&	&	CCONJ
cjfa-35343	268	10	eleren	eleren	PROPN
cjfa-35343	268	11	,	,	PUNCT
cjfa-35343	268	12	a.	a.	NOUN
cjfa-35343	268	13	(	(	PUNCT
cjfa-35343	268	14	2016	2016	NUM
cjfa-35343	268	15	)	)	PUNCT
cjfa-35343	268	16	.	.	PUNCT
cjfa-35343	269	1	kastamonu	kastamonu	PROPN
cjfa-35343	269	2	üniversitesi	üniversitesi	PROPN
cjfa-35343	269	3	öğrencilerinin	öğrencilerinin	PROPN
cjfa-35343	269	4	ekonomi	ekonomi	PROPN
cjfa-35343	269	5	okuryazarlığı	okuryazarlığı	NOUN
cjfa-35343	269	6	.	.	PUNCT
cjfa-35343	270	1	i̇nsan	i̇nsan	PROPN
cjfa-35343	270	2	ve	ve	VERB
cjfa-35343	270	3	toplum	toplum	NOUN
cjfa-35343	270	4	bilimleri	bilimleri	PROPN
cjfa-35343	270	5	araştırmaları	araştırmaları	PROPN
cjfa-35343	270	6	dergisi	dergisi	PROPN
cjfa-35343	270	7	,	,	PUNCT
cjfa-35343	270	8	5(7	5(7	NUM
cjfa-35343	270	9	)	)	PUNCT
cjfa-35343	270	10	,	,	PUNCT
cjfa-35343	270	11	1865	1865	NUM
cjfa-35343	270	12	-	-	SYM
cjfa-35343	270	13	1878	1878	NUM
cjfa-35343	270	14	.	.	PUNCT
cjfa-35343	271	1	http://dx.doi.org/10.15869/itobiad.259311	http://dx.doi.org/10.15869/itobiad.259311	NOUN
cjfa-35343	271	2	.	.	PUNCT
cjfa-35343	272	1	er	er	INTJ
cjfa-35343	272	2	,	,	PUNCT
cjfa-35343	272	3	f.	f.	PROPN
cjfa-35343	272	4	,	,	PUNCT
cjfa-35343	272	5	temizel	temizel	NOUN
cjfa-35343	272	6	,	,	PUNCT
cjfa-35343	272	7	f.	f.	PROPN
cjfa-35343	272	8	,	,	PUNCT
cjfa-35343	272	9	özdemir	özdemir	NOUN
cjfa-35343	272	10	,	,	PUNCT
cjfa-35343	272	11	a.	a.	NOUN
cjfa-35343	272	12	,	,	PUNCT
cjfa-35343	272	13	&	&	CCONJ
cjfa-35343	272	14	sönmez	sönmez	PROPN
cjfa-35343	272	15	,	,	PUNCT
cjfa-35343	272	16	h.	h.	PROPN
cjfa-35343	272	17	(	(	PUNCT
cjfa-35343	272	18	2014	2014	NUM
cjfa-35343	272	19	)	)	PUNCT
cjfa-35343	272	20	.	.	PUNCT
cjfa-35343	273	1	lisans	lisans	PROPN
cjfa-35343	273	2	eğitim	eğitim	ADJ
cjfa-35343	273	3	programlarının	programlarının	NOUN
cjfa-35343	273	4	finansal	finansal	PROPN
cjfa-35343	273	5	okuryazarlık	okuryazarlık	PROPN
cjfa-35343	273	6	düzeyine	düzeyine	VERB
cjfa-35343	273	7	etkisinin	etkisinin	ADJ
cjfa-35343	273	8	araştırılması	araştırılması	PROPN
cjfa-35343	273	9	:	:	PUNCT
cjfa-35343	273	10	türkiye	türkiye	PROPN
cjfa-35343	273	11	örneği	örneği	PROPN
cjfa-35343	273	12	.	.	PUNCT
cjfa-35343	274	1	anadolu	anadolu	PROPN
cjfa-35343	274	2	üniversitesi	üniversitesi	PROPN
cjfa-35343	274	3	sosyal	sosyal	PROPN
cjfa-35343	274	4	bilimler	bilimler	PROPN
cjfa-35343	274	5	dergisi	dergisi	PROPN
cjfa-35343	274	6	,	,	PUNCT
cjfa-35343	274	7	14(4	14(4	NUM
cjfa-35343	274	8	)	)	PUNCT
cjfa-35343	274	9	,	,	PUNCT
cjfa-35343	274	10	113	113	NUM
cjfa-35343	274	11	-	-	SYM
cjfa-35343	274	12	125	125	NUM
cjfa-35343	274	13	.	.	PUNCT
cjfa-35343	275	1	ergün	ergün	PROPN
cjfa-35343	275	2	,	,	PUNCT
cjfa-35343	275	3	b.	b.	PROPN
cjfa-35343	275	4	,	,	PUNCT
cjfa-35343	275	5	şahin	şahin	PROPN
cjfa-35343	275	6	,	,	PUNCT
cjfa-35343	275	7	a.	a.	PROPN
cjfa-35343	275	8	,	,	PUNCT
cjfa-35343	275	9	&	&	CCONJ
cjfa-35343	275	10	ergin	ergin	PROPN
cjfa-35343	275	11	,	,	PUNCT
cjfa-35343	275	12	e.	e.	PROPN
cjfa-35343	275	13	(	(	PUNCT
cjfa-35343	275	14	2014	2014	NUM
cjfa-35343	275	15	)	)	PUNCT
cjfa-35343	275	16	.	.	PUNCT
cjfa-35343	276	1	finansal	finansal	PROPN
cjfa-35343	276	2	okuryazarlık	okuryazarlık	PROPN
cjfa-35343	276	3	:	:	PUNCT
cjfa-35343	276	4	i̇şletme	i̇şletme	PUNCT
cjfa-35343	276	5	bölümü	bölümü	PROPN
cjfa-35343	276	6	öğrencileri	öğrencileri	PROPN
cjfa-35343	276	7	üzerine	üzerine	PROPN
cjfa-35343	276	8	bir	bir	PROPN
cjfa-35343	276	9	çalışma	çalışma	PROPN
cjfa-35343	276	10	.	.	PUNCT
cjfa-35343	277	1	journal	journal	PROPN
cjfa-35343	277	2	of	of	ADP
cjfa-35343	277	3	international	international	ADJ
cjfa-35343	277	4	social	social	ADJ
cjfa-35343	277	5	research	research	NOUN
cjfa-35343	277	6	,	,	PUNCT
cjfa-35343	277	7	7(34	7(34	NUM
cjfa-35343	277	8	)	)	PUNCT
cjfa-35343	277	9	,	,	PUNCT
cjfa-35343	277	10	847864	847864	NUM
cjfa-35343	277	11	.	.	PUNCT
cjfa-35343	278	1	foder	foder	PROPN
cjfa-35343	278	2	(	(	PUNCT
cjfa-35343	278	3	2020	2020	NUM
cjfa-35343	278	4	)	)	PUNCT
cjfa-35343	278	5	.	.	PUNCT
cjfa-35343	279	1	foder	foder	PROPN
cjfa-35343	279	2	hakkında	hakkında	PROPN
cjfa-35343	279	3	,	,	PUNCT
cjfa-35343	279	4	https://www.fo-der.org/foder-hakkinda	https://www.fo-der.org/foder-hakkinda	ADP
cjfa-35343	279	5	(	(	PUNCT
cjfa-35343	279	6	accessed	access	VERB
cjfa-35343	279	7	:	:	PUNCT
cjfa-35343	279	8	15.04.2019	15.04.2019	NUM
cjfa-35343	279	9	)	)	PUNCT
cjfa-35343	279	10	.	.	PUNCT
cjfa-35343	280	1	foder	foder	PROPN
cjfa-35343	280	2	(	(	PUNCT
cjfa-35343	280	3	2020	2020	NUM
cjfa-35343	280	4	)	)	PUNCT
cjfa-35343	280	5	.	.	PUNCT
cjfa-35343	281	1	foder	foder	PROPN
cjfa-35343	281	2	ve	ve	PROPN
cjfa-35343	281	3	visa	visa	NOUN
cjfa-35343	281	4	,	,	PUNCT
cjfa-35343	281	5	türkiye’nin	türkiye’nin	PRON
cjfa-35343	281	6	finansal	finansal	PROPN
cjfa-35343	281	7	okuryazarlık	okuryazarlık	PROPN
cjfa-35343	281	8	haritasını	haritasını	PROPN
cjfa-35343	281	9	çıkardı	çıkardı	PROPN
cjfa-35343	281	10	,	,	PUNCT
cjfa-35343	281	11	https://www.fo-der.org/foder-ve-visa-turkiyenin-finansal-okuryazarlik-haritasini-cikardi	https://www.fo-der.org/foder-ve-visa-turkiyenin-finansal-okuryazarlik-haritasini-cikardi	PROPN
cjfa-35343	281	12	(	(	PUNCT
cjfa-35343	281	13	accessed	access	VERB
cjfa-35343	281	14	:	:	PUNCT
cjfa-35343	281	15	7.05.2019	7.05.2019	NUM
cjfa-35343	281	16	)	)	PUNCT
cjfa-35343	281	17	.	.	PUNCT
cjfa-35343	282	1	furtuna	furtuna	PROPN
cjfa-35343	282	2	,	,	PUNCT
cjfa-35343	282	3	f.	f.	PROPN
cjfa-35343	282	4	(	(	PUNCT
cjfa-35343	282	5	2007	2007	NUM
cjfa-35343	282	6	)	)	PUNCT
cjfa-35343	282	7	.	.	PUNCT
cjfa-35343	283	1	college	college	NOUN
cjfa-35343	283	2	students	student	NOUN
cjfa-35343	283	3	’	’	PART
cjfa-35343	283	4	personal	personal	ADJ
cjfa-35343	283	5	financial	financial	ADJ
cjfa-35343	283	6	literacy	literacy	NOUN
cjfa-35343	283	7	:	:	PUNCT
cjfa-35343	283	8	economic	economic	ADJ
cjfa-35343	283	9	impact	impact	NOUN
cjfa-35343	283	10	and	and	CCONJ
cjfa-35343	283	11	public	public	ADJ
cjfa-35343	283	12	policy	policy	NOUN
cjfa-35343	283	13	implications	implication	NOUN
cjfa-35343	283	14	.	.	PUNCT
cjfa-35343	284	1	undergraduate	undergraduate	ADJ
cjfa-35343	284	2	economic	economic	PROPN
cjfa-35343	284	3	review	review	PROPN
cjfa-35343	284	4	,	,	PUNCT
cjfa-35343	284	5	4(1	4(1	NOUN
cjfa-35343	284	6	)	)	PUNCT
cjfa-35343	284	7	,	,	PUNCT
cjfa-35343	284	8	1	1	NUM
cjfa-35343	284	9	-	-	SYM
cjfa-35343	284	10	32	32	NUM
cjfa-35343	284	11	.	.	PUNCT
cjfa-35343	285	1	gökmen	gökmen	PROPN
cjfa-35343	285	2	,	,	PUNCT
cjfa-35343	285	3	h.	h.	PROPN
cjfa-35343	285	4	(	(	PUNCT
cjfa-35343	285	5	2012	2012	NUM
cjfa-35343	285	6	)	)	PUNCT
cjfa-35343	285	7	.	.	PUNCT
cjfa-35343	286	1	finansal	finansal	PROPN
cjfa-35343	286	2	okuryazarlık	okuryazarlık	PROPN
cjfa-35343	286	3	.	.	PUNCT
cjfa-35343	287	1	baskı	baskı	PROPN
cjfa-35343	288	1	i̇stanbul	i̇stanbul	ADV
cjfa-35343	288	2	:	:	PUNCT
cjfa-35343	288	3	hiperlink	hiperlink	NOUN
cjfa-35343	288	4	yayınları	yayınları	NOUN
cjfa-35343	288	5	.	.	PUNCT
cjfa-35343	289	1	hastings	hastings	PROPN
cjfa-35343	289	2	,	,	PUNCT
cjfa-35343	289	3	j.	j.	PROPN
cjfa-35343	289	4	,	,	PUNCT
cjfa-35343	289	5	&	&	CCONJ
cjfa-35343	289	6	mitchell	mitchell	PROPN
cjfa-35343	289	7	,	,	PUNCT
cjfa-35343	289	8	o.s	o.s	PROPN
cjfa-35343	289	9	.	.	PROPN
cjfa-35343	289	10	(	(	PUNCT
cjfa-35343	289	11	2011	2011	NUM
cjfa-35343	289	12	)	)	PUNCT
cjfa-35343	289	13	.	.	PUNCT
cjfa-35343	290	1	financial	financial	ADJ
cjfa-35343	290	2	literacy	literacy	NOUN
cjfa-35343	290	3	:	:	PUNCT
cjfa-35343	290	4	implications	implication	NOUN
cjfa-35343	290	5	for	for	ADP
cjfa-35343	290	6	retirement	retirement	NOUN
cjfa-35343	290	7	security	security	NOUN
cjfa-35343	290	8	and	and	CCONJ
cjfa-35343	290	9	the	the	DET
cjfa-35343	290	10	financial	financial	ADJ
cjfa-35343	290	11	marketplace	marketplace	NOUN
cjfa-35343	290	12	.	.	PUNCT
cjfa-35343	291	1	oxford	oxford	PROPN
cjfa-35343	291	2	,	,	PUNCT
cjfa-35343	291	3	uk	uk	PROPN
cjfa-35343	291	4	:	:	PUNCT
cjfa-35343	291	5	oxford	oxford	PROPN
cjfa-35343	291	6	university	university	PROPN
cjfa-35343	291	7	press	press	NOUN
cjfa-35343	291	8	.	.	PUNCT
cjfa-35343	292	1	hogarth	hogarth	NOUN
cjfa-35343	292	2	,	,	PUNCT
cjfa-35343	292	3	j.m	j.m	PROPN
cjfa-35343	292	4	.	.	PROPN
cjfa-35343	292	5	(	(	PUNCT
cjfa-35343	292	6	2002	2002	NUM
cjfa-35343	292	7	)	)	PUNCT
cjfa-35343	292	8	.	.	PUNCT
cjfa-35343	293	1	financial	financial	ADJ
cjfa-35343	293	2	literacy	literacy	NOUN
cjfa-35343	293	3	and	and	CCONJ
cjfa-35343	293	4	family	family	NOUN
cjfa-35343	293	5	and	and	CCONJ
cjfa-35343	293	6	consumer	consumer	NOUN
cjfa-35343	293	7	sciences	science	NOUN
cjfa-35343	293	8	.	.	PUNCT
cjfa-35343	294	1	journal	journal	PROPN
cjfa-35343	294	2	of	of	ADP
cjfa-35343	294	3	family	family	NOUN
cjfa-35343	294	4	and	and	CCONJ
cjfa-35343	294	5	consumer	consumer	NOUN
cjfa-35343	294	6	sciences	science	NOUN
cjfa-35343	294	7	,	,	PUNCT
cjfa-35343	294	8	94(1	94(1	NUM
cjfa-35343	294	9	)	)	PUNCT
cjfa-35343	294	10	,	,	PUNCT
cjfa-35343	294	11	15	15	NUM
cjfa-35343	294	12	-	-	SYM
cjfa-35343	294	13	28	28	NUM
cjfa-35343	294	14	.	.	PUNCT
cjfa-35343	295	1	karabacak	karabacak	PROPN
cjfa-35343	295	2	,	,	PUNCT
cjfa-35343	295	3	s.	s.	PROPN
cjfa-35343	295	4	(	(	PUNCT
cjfa-35343	295	5	2013	2013	NUM
cjfa-35343	295	6	)	)	PUNCT
cjfa-35343	295	7	.	.	PUNCT
cjfa-35343	296	1	yönetim	yönetim	PROPN
cjfa-35343	296	2	kurumları	kurumları	X
cjfa-35343	296	3	ve	ve	PROPN
cjfa-35343	296	4	finansal	finansal	PROPN
cjfa-35343	296	5	okuryazarlık	okuryazarlık	PROPN
cjfa-35343	296	6	.	.	PUNCT
cjfa-35343	296	7	anadolu	anadolu	PROPN
cjfa-35343	296	8	üniversitesi	üniversitesi	PROPN
cjfa-35343	296	9	sosyal	sosyal	PROPN
cjfa-35343	296	10	bilimler	bilimler	PROPN
cjfa-35343	296	11	dergisi	dergisi	PROPN
cjfa-35343	296	12	,	,	PUNCT
cjfa-35343	296	13	15(3	15(3	NUM
cjfa-35343	296	14	)	)	PUNCT
cjfa-35343	296	15	,	,	PUNCT
cjfa-35343	296	16	1	1	NUM
cjfa-35343	296	17	-	-	SYM
cjfa-35343	296	18	7	7	NUM
cjfa-35343	296	19	.	.	PUNCT
cjfa-35343	297	1	http://dx.doi.org/10.18037/ausbd.25871	http://dx.doi.org/10.18037/ausbd.25871	PROPN
cjfa-35343	297	2	.	.	PUNCT
cjfa-35343	298	1	kieschnick	kieschnick	PROPN
cjfa-35343	298	2	,	,	PUNCT
cjfa-35343	298	3	d.a.h	d.a.h	PROPN
cjfa-35343	298	4	.	.	PUNCT
cjfa-35343	298	5	(	(	PUNCT
cjfa-35343	298	6	2006	2006	NUM
cjfa-35343	298	7	)	)	PUNCT
cjfa-35343	298	8	.	.	PUNCT
cjfa-35343	299	1	financial	financial	ADJ
cjfa-35343	299	2	knowledge	knowledge	NOUN
cjfa-35343	299	3	levels	level	NOUN
cjfa-35343	299	4	and	and	CCONJ
cjfa-35343	299	5	savings	saving	NOUN
cjfa-35343	299	6	behaviors	behavior	NOUN
cjfa-35343	299	7	of	of	ADP
cjfa-35343	299	8	bermudian	bermudian	ADJ
cjfa-35343	299	9	high	high	ADJ
cjfa-35343	299	10	school	school	NOUN
cjfa-35343	299	11	seniors	senior	NOUN
cjfa-35343	299	12	at	at	ADP
cjfa-35343	299	13	cedarbridge	cedarbridge	PROPN
cjfa-35343	299	14	academy	academy	PROPN
cjfa-35343	299	15	.	.	PUNCT
cjfa-35343	300	1	retrospective	retrospective	ADJ
cjfa-35343	300	2	theses	thesis	NOUN
cjfa-35343	300	3	and	and	CCONJ
cjfa-35343	300	4	dissertations	dissertation	NOUN
cjfa-35343	300	5	,	,	PUNCT
cjfa-35343	300	6	864	864	NUM
cjfa-35343	300	7	.	.	PUNCT
cjfa-35343	301	1	http://dx.doi.org/10.31274/rtd-180813-9896	http://dx.doi.org/10.31274/rtd-180813-9896	PROPN
cjfa-35343	301	2	.	.	PUNCT
cjfa-35343	302	1	the	the	DET
cjfa-35343	302	2	determinants	determinant	NOUN
cjfa-35343	302	3	of	of	ADP
cjfa-35343	302	4	the	the	DET
cjfa-35343	302	5	level	level	NOUN
cjfa-35343	302	6	of	of	ADP
cjfa-35343	302	7	financial	financial	ADJ
cjfa-35343	302	8	literacy	literacy	NOUN
cjfa-35343	302	9	in	in	ADP
cjfa-35343	302	10	turkey	turkey	NOUN
cjfa-35343	302	11	29	29	NUM
cjfa-35343	302	12	kim	kim	PROPN
cjfa-35343	302	13	,	,	PUNCT
cjfa-35343	302	14	j.	j.	PROPN
cjfa-35343	302	15	,	,	PUNCT
cjfa-35343	302	16	&	&	CCONJ
cjfa-35343	302	17	garman	garman	PROPN
cjfa-35343	302	18	,	,	PUNCT
cjfa-35343	302	19	e.t	e.t	PROPN
cjfa-35343	302	20	.	.	PROPN
cjfa-35343	302	21	(	(	PUNCT
cjfa-35343	302	22	2004	2004	NUM
cjfa-35343	302	23	)	)	PUNCT
cjfa-35343	302	24	.	.	PUNCT
cjfa-35343	303	1	financial	financial	ADJ
cjfa-35343	303	2	stress	stress	NOUN
cjfa-35343	303	3	,	,	PUNCT
cjfa-35343	303	4	pay	pay	NOUN
cjfa-35343	303	5	satisfaction	satisfaction	NOUN
cjfa-35343	303	6	and	and	CCONJ
cjfa-35343	303	7	workplace	workplace	NOUN
cjfa-35343	303	8	performance	performance	NOUN
cjfa-35343	303	9	.	.	PUNCT
cjfa-35343	304	1	compensation	compensation	NOUN
cjfa-35343	304	2	benefits	benefits	PROPN
cjfa-35343	304	3	review	review	PROPN
cjfa-35343	304	4	,	,	PUNCT
cjfa-35343	304	5	36(1	36(1	NUM
cjfa-35343	304	6	)	)	PUNCT
cjfa-35343	304	7	,	,	PUNCT
cjfa-35343	304	8	69	69	NUM
cjfa-35343	304	9	-	-	SYM
cjfa-35343	304	10	76	76	NUM
cjfa-35343	304	11	.	.	PUNCT
cjfa-35343	305	1	http://dx.doi	http://dx.doi	NOUN
cjfa-35343	305	2	.	.	PUNCT
cjfa-35343	306	1	org/10.1177/0886368703261215	org/10.1177/0886368703261215	PROPN
cjfa-35343	306	2	.	.	PUNCT
cjfa-35343	307	1	lusardi	lusardi	PROPN
cjfa-35343	307	2	,	,	PUNCT
cjfa-35343	307	3	a.	a.	PROPN
cjfa-35343	307	4	,	,	PUNCT
cjfa-35343	307	5	&	&	CCONJ
cjfa-35343	307	6	mitchell	mitchell	PROPN
cjfa-35343	307	7	,	,	PUNCT
cjfa-35343	307	8	o.s	o.s	PROPN
cjfa-35343	307	9	.	.	PROPN
cjfa-35343	307	10	(	(	PUNCT
cjfa-35343	307	11	2007	2007	NUM
cjfa-35343	307	12	)	)	PUNCT
cjfa-35343	307	13	.	.	PUNCT
cjfa-35343	308	1	financial	financial	ADJ
cjfa-35343	308	2	literacy	literacy	NOUN
cjfa-35343	308	3	and	and	CCONJ
cjfa-35343	308	4	planning	planning	NOUN
cjfa-35343	308	5	:	:	PUNCT
cjfa-35343	308	6	implications	implication	NOUN
cjfa-35343	308	7	for	for	ADP
cjfa-35343	308	8	retirement	retirement	NOUN
cjfa-35343	308	9	wellbeing	wellbeing	NOUN
cjfa-35343	308	10	.	.	PUNCT
cjfa-35343	309	1	wharton	wharton	PROPN
cjfa-35343	309	2	pension	pension	PROPN
cjfa-35343	309	3	research	research	PROPN
cjfa-35343	309	4	council	council	PROPN
cjfa-35343	309	5	working	working	NOUN
cjfa-35343	309	6	papers	paper	NOUN
cjfa-35343	309	7	,	,	PUNCT
cjfa-35343	309	8	211	211	NUM
cjfa-35343	309	9	.	.	PUNCT
cjfa-35343	310	1	lusardi	lusardi	PROPN
cjfa-35343	310	2	,	,	PUNCT
cjfa-35343	310	3	a.	a.	PROPN
cjfa-35343	310	4	,	,	PUNCT
cjfa-35343	310	5	&	&	CCONJ
cjfa-35343	310	6	mitchell	mitchell	PROPN
cjfa-35343	310	7	,	,	PUNCT
cjfa-35343	310	8	o.s	o.s	PROPN
cjfa-35343	310	9	.	.	PROPN
cjfa-35343	310	10	(	(	PUNCT
cjfa-35343	310	11	2011	2011	NUM
cjfa-35343	310	12	)	)	PUNCT
cjfa-35343	310	13	.	.	PUNCT
cjfa-35343	311	1	financial	financial	ADJ
cjfa-35343	311	2	literacy	literacy	NOUN
cjfa-35343	311	3	and	and	CCONJ
cjfa-35343	311	4	retirement	retirement	NOUN
cjfa-35343	311	5	planning	planning	NOUN
cjfa-35343	311	6	in	in	ADP
cjfa-35343	311	7	the	the	DET
cjfa-35343	311	8	united	united	PROPN
cjfa-35343	311	9	states	states	PROPN
cjfa-35343	311	10	.	.	PUNCT
cjfa-35343	312	1	journal	journal	PROPN
cjfa-35343	312	2	of	of	ADP
cjfa-35343	312	3	pension	pension	NOUN
cjfa-35343	312	4	economics	economic	NOUN
cjfa-35343	312	5	and	and	CCONJ
cjfa-35343	312	6	finance	finance	NOUN
cjfa-35343	312	7	,	,	PUNCT
cjfa-35343	312	8	10(4	10(4	NUM
cjfa-35343	312	9	)	)	PUNCT
cjfa-35343	312	10	,	,	PUNCT
cjfa-35343	312	11	509	509	NUM
cjfa-35343	312	12	-	-	SYM
cjfa-35343	312	13	525	525	NUM
cjfa-35343	312	14	.	.	PUNCT
cjfa-35343	313	1	https://	https://	PROPN
cjfa-35343	313	2	dx.doi.org/10.1017/s147474721100045x	dx.doi.org/10.1017/s147474721100045x	PROPN
cjfa-35343	313	3	.	.	PUNCT
cjfa-35343	313	4	lusardi	lusardi	PROPN
cjfa-35343	313	5	,	,	PUNCT
cjfa-35343	313	6	a.	a.	PROPN
cjfa-35343	313	7	,	,	PUNCT
cjfa-35343	313	8	mitchell	mitchell	PROPN
cjfa-35343	313	9	,	,	PUNCT
cjfa-35343	313	10	o.s	o.s	PROPN
cjfa-35343	313	11	.	.	PROPN
cjfa-35343	313	12	,	,	PUNCT
cjfa-35343	313	13	&	&	CCONJ
cjfa-35343	313	14	curto	curto	PROPN
cjfa-35343	313	15	,	,	PUNCT
cjfa-35343	313	16	v.	v.	PROPN
cjfa-35343	313	17	(	(	PUNCT
cjfa-35343	313	18	2010	2010	NUM
cjfa-35343	313	19	)	)	PUNCT
cjfa-35343	313	20	.	.	PUNCT
cjfa-35343	314	1	financial	financial	ADJ
cjfa-35343	314	2	literacy	literacy	NOUN
cjfa-35343	314	3	among	among	ADP
cjfa-35343	314	4	the	the	DET
cjfa-35343	314	5	young	young	ADJ
cjfa-35343	314	6	.	.	PUNCT
cjfa-35343	315	1	journal	journal	PROPN
cjfa-35343	315	2	of	of	ADP
cjfa-35343	315	3	consumer	consumer	NOUN
cjfa-35343	315	4	affairs	affair	NOUN
cjfa-35343	315	5	,	,	PUNCT
cjfa-35343	315	6	44(2	44(2	NOUN
cjfa-35343	315	7	)	)	PUNCT
cjfa-35343	315	8	,	,	PUNCT
cjfa-35343	315	9	358	358	NUM
cjfa-35343	315	10	-	-	SYM
cjfa-35343	315	11	380	380	NUM
cjfa-35343	315	12	.	.	PUNCT
cjfa-35343	316	1	http://dx.doi.org/10.1111/j.1745-6606.2010.01173.x	http://dx.doi.org/10.1111/j.1745-6606.2010.01173.x	X
cjfa-35343	316	2	.	.	PUNCT
cjfa-35343	317	1	mahdzan	mahdzan	PROPN
cjfa-35343	317	2	,	,	PUNCT
cjfa-35343	317	3	n.s	n.s	PROPN
cjfa-35343	317	4	.	.	PROPN
cjfa-35343	317	5	,	,	PUNCT
cjfa-35343	317	6	&	&	CCONJ
cjfa-35343	317	7	victorian	victorian	ADJ
cjfa-35343	317	8	,	,	PUNCT
cjfa-35343	317	9	s.m.p	s.m.p	ADJ
cjfa-35343	317	10	.	.	PUNCT
cjfa-35343	318	1	(	(	PUNCT
cjfa-35343	318	2	2013	2013	NUM
cjfa-35343	318	3	)	)	PUNCT
cjfa-35343	318	4	.	.	PUNCT
cjfa-35343	319	1	the	the	DET
cjfa-35343	319	2	determinants	determinant	NOUN
cjfa-35343	319	3	of	of	ADP
cjfa-35343	319	4	life	life	NOUN
cjfa-35343	319	5	insurance	insurance	NOUN
cjfa-35343	319	6	demand	demand	NOUN
cjfa-35343	319	7	:	:	PUNCT
cjfa-35343	319	8	a	a	DET
cjfa-35343	319	9	focus	focus	NOUN
cjfa-35343	319	10	on	on	ADP
cjfa-35343	319	11	saving	save	VERB
cjfa-35343	319	12	motives	motive	NOUN
cjfa-35343	319	13	and	and	CCONJ
cjfa-35343	319	14	financial	financial	ADJ
cjfa-35343	319	15	literacy	literacy	NOUN
cjfa-35343	319	16	.	.	PUNCT
cjfa-35343	320	1	asian	asian	ADJ
cjfa-35343	320	2	social	social	ADJ
cjfa-35343	320	3	science	science	NOUN
cjfa-35343	320	4	,	,	PUNCT
cjfa-35343	320	5	9(5	9(5	NUM
cjfa-35343	320	6	)	)	PUNCT
cjfa-35343	320	7	,	,	PUNCT
cjfa-35343	320	8	274	274	NUM
cjfa-35343	320	9	.	.	PUNCT
cjfa-35343	320	10	http://dx.doi.org/10.5539/ass.v9n5p274	http://dx.doi.org/10.5539/ass.v9n5p274	PROPN
cjfa-35343	320	11	.	.	PUNCT
cjfa-35343	321	1	mason	mason	PROPN
cjfa-35343	321	2	,	,	PUNCT
cjfa-35343	321	3	c.l.j	c.l.j	NOUN
cjfa-35343	321	4	.	.	PROPN
cjfa-35343	321	5	,	,	PUNCT
cjfa-35343	321	6	&	&	CCONJ
cjfa-35343	321	7	wilson	wilson	PROPN
cjfa-35343	321	8	,	,	PUNCT
cjfa-35343	321	9	r.m.s	r.m.s	NOUN
cjfa-35343	321	10	.	.	PUNCT
cjfa-35343	321	11	(	(	PUNCT
cjfa-35343	321	12	2000	2000	NUM
cjfa-35343	321	13	)	)	PUNCT
cjfa-35343	321	14	.	.	PUNCT
cjfa-35343	322	1	conceptualising	conceptualise	VERB
cjfa-35343	322	2	fi	fi	ADJ
cjfa-35343	322	3	-	-	ADJ
cjfa-35343	322	4	financial	financial	ADJ
cjfa-35343	322	5	literacy	literacy	NOUN
cjfa-35343	322	6	.	.	PUNCT
cjfa-35343	323	1	occasional	occasional	ADJ
cjfa-35343	323	2	paper	paper	NOUN
cjfa-35343	323	3	,	,	PUNCT
cjfa-35343	323	4	7	7	X
cjfa-35343	323	5	.	.	PUNCT
cjfa-35343	323	6	monticone	monticone	NOUN
cjfa-35343	323	7	,	,	PUNCT
cjfa-35343	323	8	c.	c.	PROPN
cjfa-35343	323	9	(	(	PUNCT
cjfa-35343	323	10	2010	2010	NUM
cjfa-35343	323	11	)	)	PUNCT
cjfa-35343	323	12	.	.	PUNCT
cjfa-35343	324	1	how	how	SCONJ
cjfa-35343	324	2	much	much	ADJ
cjfa-35343	324	3	does	do	AUX
cjfa-35343	324	4	wealth	wealth	NOUN
cjfa-35343	324	5	matter	matter	NOUN
cjfa-35343	324	6	in	in	ADP
cjfa-35343	324	7	the	the	DET
cjfa-35343	324	8	acquisition	acquisition	NOUN
cjfa-35343	324	9	of	of	ADP
cjfa-35343	324	10	financial	financial	ADJ
cjfa-35343	324	11	literacy	literacy	NOUN
cjfa-35343	324	12	?	?	PUNCT
cjfa-35343	325	1	the	the	DET
cjfa-35343	325	2	journal	journal	NOUN
cjfa-35343	325	3	of	of	ADP
cjfa-35343	325	4	consumer	consumer	NOUN
cjfa-35343	325	5	affairs	affair	NOUN
cjfa-35343	325	6	,	,	PUNCT
cjfa-35343	325	7	44(2	44(2	NOUN
cjfa-35343	325	8	)	)	PUNCT
cjfa-35343	325	9	,	,	PUNCT
cjfa-35343	325	10	403	403	NUM
cjfa-35343	325	11	-	-	SYM
cjfa-35343	325	12	422	422	NUM
cjfa-35343	325	13	.	.	PUNCT
cjfa-35343	326	1	http://dx.doi.org/10.1111/	http://dx.doi.org/10.1111/	PRON
cjfa-35343	326	2	j.1745	j.1745	PROPN
cjfa-35343	326	3	-	-	PUNCT
cjfa-35343	326	4	6606.2010.01175.x	6606.2010.01175.x	PROPN
cjfa-35343	326	5	.	.	PUNCT
cjfa-35343	327	1	mottola	mottola	PROPN
cjfa-35343	327	2	,	,	PUNCT
cjfa-35343	327	3	g.r	g.r	PROPN
cjfa-35343	327	4	.	.	PUNCT
cjfa-35343	327	5	(	(	PUNCT
cjfa-35343	327	6	2013	2013	NUM
cjfa-35343	327	7	)	)	PUNCT
cjfa-35343	327	8	.	.	PUNCT
cjfa-35343	328	1	in	in	ADP
cjfa-35343	328	2	our	our	PRON
cjfa-35343	328	3	best	good	ADJ
cjfa-35343	328	4	interest	interest	NOUN
cjfa-35343	328	5	:	:	PUNCT
cjfa-35343	328	6	women	woman	NOUN
cjfa-35343	328	7	,	,	PUNCT
cjfa-35343	328	8	financial	financial	ADJ
cjfa-35343	328	9	literacy	literacy	NOUN
cjfa-35343	328	10	,	,	PUNCT
cjfa-35343	328	11	and	and	CCONJ
cjfa-35343	328	12	credit	credit	NOUN
cjfa-35343	328	13	card	card	NOUN
cjfa-35343	328	14	behavior	behavior	NOUN
cjfa-35343	328	15	.	.	PUNCT
cjfa-35343	329	1	numeracy	numeracy	NOUN
cjfa-35343	329	2	,	,	PUNCT
cjfa-35343	329	3	6(2	6(2	NUM
cjfa-35343	329	4	)	)	PUNCT
cjfa-35343	329	5	,	,	PUNCT
cjfa-35343	329	6	1	1	NUM
cjfa-35343	329	7	-	-	SYM
cjfa-35343	329	8	15	15	NUM
cjfa-35343	329	9	.	.	PUNCT
cjfa-35343	330	1	http://dx.doi.org/10.5038/1936-4660.6.2.4	http://dx.doi.org/10.5038/1936-4660.6.2.4	NUM
cjfa-35343	330	2	.	.	PUNCT
cjfa-35343	331	1	oecd	oecd	PROPN
cjfa-35343	331	2	(	(	PUNCT
cjfa-35343	331	3	2005	2005	NUM
cjfa-35343	331	4	)	)	PUNCT
cjfa-35343	331	5	.	.	PUNCT
cjfa-35343	332	1	improving	improve	VERB
cjfa-35343	332	2	financial	financial	ADJ
cjfa-35343	332	3	literacy	literacy	NOUN
cjfa-35343	332	4	analysis	analysis	NOUN
cjfa-35343	332	5	of	of	ADP
cjfa-35343	332	6	issues	issue	NOUN
cjfa-35343	332	7	and	and	CCONJ
cjfa-35343	332	8	policies	policy	NOUN
cjfa-35343	332	9	organization	organization	NOUN
cjfa-35343	332	10	,	,	PUNCT
cjfa-35343	332	11	https://www.oecd.org/finance/financial	https://www.oecd.org/finance/financial	ADJ
cjfa-35343	332	12	education	education	NOUN
cjfa-35343	332	13	/	/	SYM
cjfa-35343	332	14	improvingfınanciallitera	improvingfınanciallitera	NOUN
cjfa-35343	332	15	cvanalvsisofissuesandpolicies.html	cvanalvsisofissuesandpolicies.html	PROPN
cjfa-35343	332	16	(	(	PUNCT
cjfa-35343	332	17	accessed	access	VERB
cjfa-35343	332	18	:	:	PUNCT
cjfa-35343	332	19	12.10.2019	12.10.2019	NUM
cjfa-35343	332	20	)	)	PUNCT
cjfa-35343	332	21	.	.	PUNCT
cjfa-35343	333	1	oecd	oecd	PROPN
cjfa-35343	333	2	(	(	PUNCT
cjfa-35343	333	3	2013	2013	NUM
cjfa-35343	333	4	)	)	PUNCT
cjfa-35343	333	5	.	.	PUNCT
cjfa-35343	334	1	financial	financial	ADJ
cjfa-35343	334	2	literacy	literacy	NOUN
cjfa-35343	334	3	and	and	CCONJ
cjfa-35343	334	4	inclusion	inclusion	NOUN
cjfa-35343	334	5	:	:	PUNCT
cjfa-35343	334	6	results	result	NOUN
cjfa-35343	334	7	of	of	ADP
cjfa-35343	334	8	oecd	oecd	PROPN
cjfa-35343	334	9	/	/	SYM
cjfa-35343	334	10	infe	infe	NOUN
cjfa-35343	334	11	survey	survey	NOUN
cjfa-35343	334	12	across	across	ADP
cjfa-35343	334	13	countries	country	NOUN
cjfa-35343	334	14	and	and	CCONJ
cjfa-35343	334	15	by	by	ADP
cjfa-35343	334	16	gender	gender	NOUN
cjfa-35343	334	17	.	.	PUNCT
cjfa-35343	335	1	paris	paris	PROPN
cjfa-35343	335	2	,	,	PUNCT
cjfa-35343	335	3	france	france	PROPN
cjfa-35343	335	4	:	:	PUNCT
cjfa-35343	335	5	oecd	oecd	PROPN
cjfa-35343	335	6	publishing	publishing	PROPN
cjfa-35343	335	7	.	.	PUNCT
cjfa-35343	336	1	orton	orton	PROPN
cjfa-35343	336	2	,	,	PUNCT
cjfa-35343	336	3	l.	l.	PROPN
cjfa-35343	336	4	(	(	PUNCT
cjfa-35343	336	5	2007	2007	NUM
cjfa-35343	336	6	)	)	PUNCT
cjfa-35343	336	7	.	.	PUNCT
cjfa-35343	337	1	financial	financial	ADJ
cjfa-35343	337	2	literacy	literacy	NOUN
cjfa-35343	337	3	:	:	PUNCT
cjfa-35343	337	4	lessons	lesson	NOUN
cjfa-35343	337	5	from	from	ADP
cjfa-35343	337	6	international	international	ADJ
cjfa-35343	337	7	experience	experience	NOUN
cjfa-35343	337	8	.	.	PUNCT
cjfa-35343	338	1	canadian	canadian	ADJ
cjfa-35343	338	2	policy	policy	NOUN
cjfa-35343	338	3	research	research	NOUN
cjfa-35343	338	4	networks	network	NOUN
cjfa-35343	338	5	,	,	PUNCT
cjfa-35343	338	6	incorporated	incorporate	VERB
cjfa-35343	338	7	.	.	PUNCT
cjfa-35343	339	1	potrich	potrich	PROPN
cjfa-35343	339	2	,	,	PUNCT
cjfa-35343	339	3	a.c.g	a.c.g	PROPN
cjfa-35343	339	4	.	.	PROPN
cjfa-35343	339	5	,	,	PUNCT
cjfa-35343	339	6	vieira	vieira	PROPN
cjfa-35343	339	7	,	,	PUNCT
cjfa-35343	339	8	k.m	k.m	PROPN
cjfa-35343	339	9	.	.	PROPN
cjfa-35343	339	10	,	,	PUNCT
cjfa-35343	339	11	&	&	CCONJ
cjfa-35343	339	12	kirch	kirch	PROPN
cjfa-35343	339	13	,	,	PUNCT
cjfa-35343	339	14	g.	g.	PROPN
cjfa-35343	339	15	(	(	PUNCT
cjfa-35343	339	16	2015	2015	NUM
cjfa-35343	339	17	)	)	PUNCT
cjfa-35343	339	18	.	.	PUNCT
cjfa-35343	340	1	determinants	determinant	NOUN
cjfa-35343	340	2	of	of	ADP
cjfa-35343	340	3	financial	financial	ADJ
cjfa-35343	340	4	literacy	literacy	NOUN
cjfa-35343	340	5	:	:	PUNCT
cjfa-35343	340	6	analysis	analysis	NOUN
cjfa-35343	340	7	of	of	ADP
cjfa-35343	340	8	the	the	DET
cjfa-35343	340	9	influence	influence	NOUN
cjfa-35343	340	10	of	of	ADP
cjfa-35343	340	11	socioeconomic	socioeconomic	ADJ
cjfa-35343	340	12	and	and	CCONJ
cjfa-35343	340	13	demographic	demographic	ADJ
cjfa-35343	340	14	variables	variable	NOUN
cjfa-35343	340	15	.	.	PUNCT
cjfa-35343	341	1	revista	revista	PROPN
cjfa-35343	341	2	contabilidade	contabilidade	PROPN
cjfa-35343	341	3	&	&	CCONJ
cjfa-35343	341	4	finanças	finanças	NOUN
cjfa-35343	341	5	,	,	PUNCT
cjfa-35343	341	6	26(69	26(69	PROPN
cjfa-35343	341	7	)	)	PUNCT
cjfa-35343	341	8	,	,	PUNCT
cjfa-35343	341	9	362	362	NUM
cjfa-35343	341	10	-	-	SYM
cjfa-35343	341	11	377	377	NUM
cjfa-35343	341	12	.	.	PUNCT
cjfa-35343	341	13	http://dx.doi.org/10.1590/1808-057x201501040	http://dx.doi.org/10.1590/1808-057x201501040	PROPN
cjfa-35343	341	14	.	.	PUNCT
cjfa-35343	342	1	research	research	NOUN
cjfa-35343	342	2	,	,	PUNCT
cjfa-35343	342	3	r.m	r.m	PROPN
cjfa-35343	342	4	.	.	PROPN
cjfa-35343	342	5	(	(	PUNCT
cjfa-35343	342	6	2003	2003	NUM
cjfa-35343	342	7	)	)	PUNCT
cjfa-35343	342	8	.	.	PUNCT
cjfa-35343	343	1	survey	survey	NOUN
cjfa-35343	343	2	of	of	ADP
cjfa-35343	343	3	adult	adult	NOUN
cjfa-35343	343	4	financial	financial	ADJ
cjfa-35343	343	5	literacy	literacy	NOUN
cjfa-35343	343	6	in	in	ADP
cjfa-35343	343	7	australia	australia	PROPN
cjfa-35343	343	8	.	.	PUNCT
cjfa-35343	344	1	anz	anz	PROPN
cjfa-35343	344	2	banking	banking	NOUN
cjfa-35343	344	3	group	group	NOUN
cjfa-35343	344	4	.	.	PUNCT
cjfa-35343	345	1	https://www.anz.com/australia/support/library/mediarelease/mr20030502a.pdf	https://www.anz.com/australia/support/library/mediarelease/mr20030502a.pdf	PROPN
cjfa-35343	345	2	.	.	PUNCT
cjfa-35343	346	1	schagen	schagen	PROPN
cjfa-35343	346	2	,	,	PUNCT
cjfa-35343	346	3	s.	s.	PROPN
cjfa-35343	346	4	,	,	PUNCT
cjfa-35343	346	5	&	&	CCONJ
cjfa-35343	346	6	lines	line	NOUN
cjfa-35343	346	7	,	,	PUNCT
cjfa-35343	346	8	a.	a.	NOUN
cjfa-35343	346	9	(	(	PUNCT
cjfa-35343	346	10	1996	1996	NUM
cjfa-35343	346	11	)	)	PUNCT
cjfa-35343	346	12	.	.	PUNCT
cjfa-35343	347	1	financial	financial	ADJ
cjfa-35343	347	2	literacy	literacy	NOUN
cjfa-35343	347	3	in	in	ADP
cjfa-35343	347	4	adult	adult	NOUN
cjfa-35343	347	5	life	life	NOUN
cjfa-35343	347	6	:	:	PUNCT
cjfa-35343	347	7	a	a	DET
cjfa-35343	347	8	report	report	NOUN
cjfa-35343	347	9	to	to	ADP
cjfa-35343	347	10	the	the	DET
cjfa-35343	347	11	natwest	natwest	PROPN
cjfa-35343	347	12	group	group	PROPN
cjfa-35343	347	13	charitable	charitable	PROPN
cjfa-35343	347	14	trust	trust	PROPN
cjfa-35343	347	15	.	.	PUNCT
cjfa-35343	348	1	nfer	nfer	NOUN
cjfa-35343	348	2	,	,	PUNCT
cjfa-35343	348	3	36	36	NUM
cjfa-35343	348	4	-	-	SYM
cjfa-35343	348	5	45	45	NUM
cjfa-35343	348	6	.	.	PUNCT
cjfa-35343	349	1	scheresberg	scheresberg	PROPN
cjfa-35343	349	2	,	,	PUNCT
cjfa-35343	349	3	c.b	c.b	PROPN
cjfa-35343	349	4	.	.	PROPN
cjfa-35343	350	1	(	(	PUNCT
cjfa-35343	350	2	2013	2013	NUM
cjfa-35343	350	3	)	)	PUNCT
cjfa-35343	350	4	.	.	PUNCT
cjfa-35343	351	1	financial	financial	ADJ
cjfa-35343	351	2	literacy	literacy	NOUN
cjfa-35343	351	3	and	and	CCONJ
cjfa-35343	351	4	financial	financial	ADJ
cjfa-35343	351	5	behavior	behavior	NOUN
cjfa-35343	351	6	among	among	ADP
cjfa-35343	351	7	young	young	ADJ
cjfa-35343	351	8	adults	adult	NOUN
cjfa-35343	351	9	:	:	PUNCT
cjfa-35343	351	10	evidence	evidence	NOUN
cjfa-35343	351	11	and	and	CCONJ
cjfa-35343	351	12	implications	implication	NOUN
cjfa-35343	351	13	.	.	PUNCT
cjfa-35343	352	1	numeracy	numeracy	NOUN
cjfa-35343	352	2	,	,	PUNCT
cjfa-35343	352	3	6(2	6(2	NUM
cjfa-35343	352	4	)	)	PUNCT
cjfa-35343	352	5	,	,	PUNCT
cjfa-35343	352	6	1	1	NUM
cjfa-35343	352	7	-	-	SYM
cjfa-35343	352	8	21	21	NUM
cjfa-35343	352	9	.	.	PUNCT
cjfa-35343	353	1	http://dx.doi.org/10.5038/19364660.6.2.5	http://dx.doi.org/10.5038/19364660.6.2.5	PROPN
cjfa-35343	353	2	.	.	PUNCT
cjfa-35343	354	1	servon	servon	PROPN
cjfa-35343	354	2	,	,	PUNCT
cjfa-35343	354	3	l.j	l.j	PROPN
cjfa-35343	354	4	.	.	PROPN
cjfa-35343	354	5	,	,	PUNCT
cjfa-35343	354	6	&	&	CCONJ
cjfa-35343	354	7	kaestner	kaestner	PROPN
cjfa-35343	354	8	,	,	PUNCT
cjfa-35343	354	9	r.	r.	PROPN
cjfa-35343	354	10	(	(	PUNCT
cjfa-35343	354	11	2008	2008	NUM
cjfa-35343	354	12	)	)	PUNCT
cjfa-35343	354	13	.	.	PUNCT
cjfa-35343	355	1	consumer	consumer	NOUN
cjfa-35343	355	2	financial	financial	ADJ
cjfa-35343	355	3	literacy	literacy	NOUN
cjfa-35343	355	4	and	and	CCONJ
cjfa-35343	355	5	the	the	DET
cjfa-35343	355	6	impact	impact	NOUN
cjfa-35343	355	7	of	of	ADP
cjfa-35343	355	8	online	online	ADJ
cjfa-35343	355	9	banking	banking	NOUN
cjfa-35343	355	10	on	on	ADP
cjfa-35343	355	11	the	the	DET
cjfa-35343	355	12	financial	financial	ADJ
cjfa-35343	355	13	behavior	behavior	NOUN
cjfa-35343	355	14	of	of	ADP
cjfa-35343	355	15	lower	low	ADJ
cjfa-35343	355	16	-	-	PUNCT
cjfa-35343	355	17	income	income	NOUN
cjfa-35343	355	18	bank	bank	NOUN
cjfa-35343	355	19	customers	customer	NOUN
cjfa-35343	355	20	.	.	PUNCT
cjfa-35343	356	1	journal	journal	PROPN
cjfa-35343	356	2	of	of	ADP
cjfa-35343	356	3	consumer	consumer	NOUN
cjfa-35343	356	4	affairs	affair	NOUN
cjfa-35343	356	5	,	,	PUNCT
cjfa-35343	356	6	42(2	42(2	NOUN
cjfa-35343	356	7	)	)	PUNCT
cjfa-35343	356	8	,	,	PUNCT
cjfa-35343	356	9	271	271	NUM
cjfa-35343	356	10	-	-	SYM
cjfa-35343	356	11	305	305	NUM
cjfa-35343	356	12	.	.	PUNCT
cjfa-35343	357	1	http://dx.doi.org/10.1111/j.1745-6606.2008.00108.x	http://dx.doi.org/10.1111/j.1745-6606.2008.00108.x	NOUN
cjfa-35343	357	2	.	.	PUNCT
cjfa-35343	358	1	taşçı	taşçı	NOUN
cjfa-35343	358	2	,	,	PUNCT
cjfa-35343	358	3	m.	m.	NOUN
cjfa-35343	358	4	(	(	PUNCT
cjfa-35343	358	5	2011	2011	NUM
cjfa-35343	358	6	)	)	PUNCT
cjfa-35343	358	7	.	.	PUNCT
cjfa-35343	359	1	okullarda	okullarda	PROPN
cjfa-35343	359	2	temel	temel	PROPN
cjfa-35343	359	3	finans	finans	PROPN
cjfa-35343	359	4	eğitimi	eğitimi	PROPN
cjfa-35343	359	5	verilmesinin	verilmesinin	PROPN
cjfa-35343	359	6	önemi	önemi	PROPN
cjfa-35343	359	7	,	,	PUNCT
cjfa-35343	359	8	dünya	dünya	PROPN
cjfa-35343	359	9	uygulamaları	uygulamaları	VERB
cjfa-35343	359	10	,	,	PUNCT
cjfa-35343	359	11	öneriler	öneriler	NOUN
cjfa-35343	359	12	.	.	PUNCT
cjfa-35343	360	1	sermaye	sermaye	VERB
cjfa-35343	360	2	piyasası	piyasası	PROPN
cjfa-35343	360	3	dergisi	dergisi	PROPN
cjfa-35343	360	4	,	,	PUNCT
cjfa-35343	360	5	5	5	NUM
cjfa-35343	360	6	,	,	PUNCT
cjfa-35343	360	7	87	87	NUM
cjfa-35343	360	8	-	-	SYM
cjfa-35343	360	9	103	103	NUM
cjfa-35343	360	10	.	.	PUNCT
cjfa-35343	361	1	hatice	hatice	PROPN
cjfa-35343	361	2	düzakın	düzakın	PROPN
cjfa-35343	361	3	,	,	PUNCT
cjfa-35343	361	4	süreyya	süreyya	VERB
cjfa-35343	361	5	yılmaz30	yılmaz30	NOUN
cjfa-35343	361	6	van	van	PROPN
cjfa-35343	361	7	rooij	rooij	NOUN
cjfa-35343	361	8	,	,	PUNCT
cjfa-35343	361	9	m.	m.	NOUN
cjfa-35343	361	10	,	,	PUNCT
cjfa-35343	361	11	lusardi	lusardi	PROPN
cjfa-35343	361	12	,	,	PUNCT
cjfa-35343	361	13	a.	a.	NOUN
cjfa-35343	361	14	,	,	PUNCT
cjfa-35343	361	15	&	&	CCONJ
cjfa-35343	361	16	alessie	alessie	PROPN
cjfa-35343	361	17	,	,	PUNCT
cjfa-35343	361	18	r.	r.	PROPN
cjfa-35343	361	19	(	(	PUNCT
cjfa-35343	361	20	2011	2011	NUM
cjfa-35343	361	21	)	)	PUNCT
cjfa-35343	361	22	.	.	PUNCT
cjfa-35343	362	1	financial	financial	ADJ
cjfa-35343	362	2	literacy	literacy	NOUN
cjfa-35343	362	3	and	and	CCONJ
cjfa-35343	362	4	stock	stock	NOUN
cjfa-35343	362	5	market	market	NOUN
cjfa-35343	362	6	participation	participation	NOUN
cjfa-35343	362	7	.	.	PUNCT
cjfa-35343	363	1	journal	journal	NOUN
cjfa-35343	363	2	of	of	ADP
cjfa-35343	363	3	financial	financial	ADJ
cjfa-35343	363	4	economics	economic	NOUN
cjfa-35343	363	5	,	,	PUNCT
cjfa-35343	363	6	101(2	101(2	NUM
cjfa-35343	363	7	)	)	PUNCT
cjfa-35343	363	8	,	,	PUNCT
cjfa-35343	363	9	449	449	NUM
cjfa-35343	363	10	-	-	SYM
cjfa-35343	363	11	472	472	NUM
cjfa-35343	363	12	.	.	PUNCT
cjfa-35343	364	1	http://dx.doi	http://dx.doi	NOUN
cjfa-35343	364	2	.	.	PUNCT
cjfa-35343	365	1	org/10.1016	org/10.1016	PROPN
cjfa-35343	365	2	/	/	SYM
cjfa-35343	365	3	j.jfineco.2011.03.006	j.jfineco.2011.03.006	PROPN
cjfa-35343	365	4	.	.	PUNCT
cjfa-35343	366	1	volpe	volpe	PROPN
cjfa-35343	366	2	,	,	PUNCT
cjfa-35343	366	3	r.p	r.p	PROPN
cjfa-35343	366	4	.	.	PROPN
cjfa-35343	366	5	,	,	PUNCT
cjfa-35343	366	6	chen	chen	PROPN
cjfa-35343	366	7	,	,	PUNCT
cjfa-35343	366	8	h.	h.	PROPN
cjfa-35343	366	9	,	,	PUNCT
cjfa-35343	366	10	&	&	CCONJ
cjfa-35343	366	11	pavlicko	pavlicko	PROPN
cjfa-35343	366	12	,	,	PUNCT
cjfa-35343	366	13	j.j	j.j	PROPN
cjfa-35343	366	14	.	.	PROPN
cjfa-35343	366	15	(	(	PUNCT
cjfa-35343	366	16	1996	1996	NUM
cjfa-35343	366	17	)	)	PUNCT
cjfa-35343	366	18	.	.	PUNCT
cjfa-35343	367	1	personal	personal	ADJ
cjfa-35343	367	2	investment	investment	NOUN
cjfa-35343	367	3	literacy	literacy	NOUN
cjfa-35343	367	4	among	among	ADP
cjfa-35343	367	5	college	college	NOUN
cjfa-35343	367	6	students	student	NOUN
cjfa-35343	367	7	:	:	PUNCT
cjfa-35343	367	8	a	a	DET
cjfa-35343	367	9	survey	survey	NOUN
cjfa-35343	367	10	.	.	PUNCT
cjfa-35343	368	1	financial	financial	ADJ
cjfa-35343	368	2	practice	practice	NOUN
cjfa-35343	368	3	and	and	CCONJ
cjfa-35343	368	4	education	education	NOUN
cjfa-35343	368	5	,	,	PUNCT
cjfa-35343	368	6	6(2	6(2	NUM
cjfa-35343	368	7	)	)	PUNCT
cjfa-35343	368	8	,	,	PUNCT
cjfa-35343	368	9	86	86	NUM
cjfa-35343	368	10	-	-	SYM
cjfa-35343	368	11	94	94	NUM
cjfa-35343	368	12	.	.	PUNCT
cjfa-35343	369	1	worthington	worthington	PROPN
cjfa-35343	369	2	,	,	PUNCT
cjfa-35343	369	3	a.c	a.c	PROPN
cjfa-35343	369	4	.	.	PROPN
cjfa-35343	369	5	(	(	PUNCT
cjfa-35343	369	6	2006	2006	NUM
cjfa-35343	369	7	)	)	PUNCT
cjfa-35343	369	8	.	.	PUNCT
cjfa-35343	370	1	predicting	predict	VERB
cjfa-35343	370	2	financial	financial	ADJ
cjfa-35343	370	3	literacy	literacy	NOUN
cjfa-35343	370	4	in	in	ADP
cjfa-35343	370	5	australia	australia	PROPN
cjfa-35343	370	6	.	.	PUNCT
cjfa-35343	371	1	financial	financial	ADJ
cjfa-35343	371	2	services	services	PROPN
cjfa-35343	371	3	review	review	PROPN
cjfa-35343	371	4	,	,	PUNCT
cjfa-35343	371	5	15(1	15(1	NUM
cjfa-35343	371	6	)	)	PUNCT
cjfa-35343	371	7	,	,	PUNCT
cjfa-35343	371	8	59	59	NUM
cjfa-35343	371	9	-	-	SYM
cjfa-35343	371	10	79	79	NUM
cjfa-35343	371	11	.	.	PUNCT