id	sid	tid	token	lemma	pos
cjfa-4709	1	1	copernican	copernican	PROPN
cjfa-4709	1	2	journal	journal	PROPN
cjfa-4709	1	3	of	of	ADP
cjfa-4709	1	4	finance	finance	PROPN
cjfa-4709	1	5	&	&	CCONJ
cjfa-4709	1	6	accounting	accounting	PROPN
cjfa-4709	1	7	e	e	PROPN
cjfa-4709	1	8	-	-	PROPN
cjfa-4709	1	9	issn	issn	PROPN
cjfa-4709	1	10	2300	2300	NUM
cjfa-4709	1	11	-	-	SYM
cjfa-4709	1	12	3065	3065	NUM
cjfa-4709	1	13	p	p	PROPN
cjfa-4709	1	14	-	-	PUNCT
cjfa-4709	1	15	issn	issn	PROPN
cjfa-4709	1	16	2300	2300	NUM
cjfa-4709	1	17	-	-	SYM
cjfa-4709	1	18	12402014	12402014	NUM
cjfa-4709	1	19	,	,	PUNCT
cjfa-4709	1	20	volume	volume	NOUN
cjfa-4709	1	21	3	3	NUM
cjfa-4709	1	22	,	,	PUNCT
cjfa-4709	1	23	issue	issue	NOUN
cjfa-4709	1	24	2	2	NUM
cjfa-4709	1	25	date	date	NOUN
cjfa-4709	1	26	of	of	ADP
cjfa-4709	1	27	submission	submission	NOUN
cjfa-4709	1	28	:	:	PUNCT
cjfa-4709	1	29	august	august	PROPN
cjfa-4709	1	30	17	17	NUM
cjfa-4709	1	31	,	,	PUNCT
cjfa-4709	1	32	2014	2014	NUM
cjfa-4709	1	33	;	;	PUNCT
cjfa-4709	1	34	date	date	NOUN
cjfa-4709	1	35	of	of	ADP
cjfa-4709	1	36	acceptance	acceptance	NOUN
cjfa-4709	1	37	:	:	PUNCT
cjfa-4709	1	38	september	september	PROPN
cjfa-4709	1	39	30	30	NUM
cjfa-4709	1	40	,	,	PUNCT
cjfa-4709	1	41	2014	2014	NUM
cjfa-4709	1	42	.	.	PUNCT
cjfa-4709	2	1	*	*	PUNCT
cjfa-4709	2	2	 	 	SPACE
cjfa-4709	2	3	contact	contact	NOUN
cjfa-4709	2	4	information	information	NOUN
cjfa-4709	2	5	:	:	PUNCT
cjfa-4709	2	6	nvk_66@mail.ru	nvk_66@mail.ru	ADJ
cjfa-4709	2	7	,	,	PUNCT
cjfa-4709	2	8	financial	financial	ADJ
cjfa-4709	2	9	university	university	NOUN
cjfa-4709	2	10	under	under	ADP
cjfa-4709	2	11	the	the	DET
cjfa-4709	2	12	government	government	NOUN
cjfa-4709	2	13	of	of	ADP
cjfa-4709	2	14	the	the	DET
cjfa-4709	2	15	russian	russian	PROPN
cjfa-4709	2	16	federation	federation	PROPN
cjfa-4709	2	17	,	,	PUNCT
cjfa-4709	2	18	49	49	NUM
cjfa-4709	2	19	leningradsky	leningradsky	ADJ
cjfa-4709	2	20	prospekt	prospekt	NOUN
cjfa-4709	2	21	,	,	PUNCT
cjfa-4709	2	22	moscow	moscow	PROPN
cjfa-4709	2	23	,	,	PUNCT
cjfa-4709	2	24	russia	russia	PROPN
cjfa-4709	2	25	,	,	PUNCT
cjfa-4709	2	26	phone	phone	NOUN
cjfa-4709	2	27	:	:	PUNCT
cjfa-4709	2	28	+7	+7	NOUN
cjfa-4709	2	29	915	915	NUM
cjfa-4709	2	30	147	147	NUM
cjfa-4709	2	31	32	32	NUM
cjfa-4709	2	32	21	21	NUM
cjfa-4709	2	33	.	.	PUNCT
cjfa-4709	3	1	kirillova	kirillova	PROPN
cjfa-4709	3	2	n.	n.	PROPN
cjfa-4709	3	3	(	(	PUNCT
cjfa-4709	3	4	2014	2014	NUM
cjfa-4709	3	5	)	)	PUNCT
cjfa-4709	3	6	.	.	PUNCT
cjfa-4709	4	1	regulation	regulation	NOUN
cjfa-4709	4	2	of	of	ADP
cjfa-4709	4	3	financial	financial	ADJ
cjfa-4709	4	4	condition	condition	NOUN
cjfa-4709	4	5	insurers	insurer	NOUN
cjfa-4709	4	6	in	in	ADP
cjfa-4709	4	7	the	the	DET
cjfa-4709	4	8	russian	russian	PROPN
cjfa-4709	4	9	federation	federation	PROPN
cjfa-4709	4	10	and	and	CCONJ
cjfa-4709	4	11	assessment	assessment	NOUN
cjfa-4709	4	12	the	the	DET
cjfa-4709	4	13	insurers	insurer	NOUN
cjfa-4709	4	14	by	by	ADP
cjfa-4709	4	15	insured	insure	VERB
cjfa-4709	4	16	.	.	PUNCT
cjfa-4709	5	1	copernican	copernican	PROPN
cjfa-4709	5	2	journal	journal	PROPN
cjfa-4709	5	3	of	of	ADP
cjfa-4709	5	4	finance	finance	PROPN
cjfa-4709	5	5	&	&	CCONJ
cjfa-4709	5	6	accounting	accounting	PROPN
cjfa-4709	5	7	,	,	PUNCT
cjfa-4709	5	8	3(2	3(2	NUM
cjfa-4709	5	9	)	)	PUNCT
cjfa-4709	5	10	,	,	PUNCT
cjfa-4709	5	11	79–89	79–89	NUM
cjfa-4709	5	12	.	.	PUNCT
cjfa-4709	5	13	http://dx.doi.org/10.12775/cjfa.2014.019	http://dx.doi.org/10.12775/cjfa.2014.019	X
cjfa-4709	6	1	nadezda	nadezda	INTJ
cjfa-4709	6	2	kirillova	kirillova	PROPN
cjfa-4709	6	3	*	*	PROPN
cjfa-4709	6	4	financial	financial	ADJ
cjfa-4709	6	5	university	university	NOUN
cjfa-4709	6	6	under	under	ADP
cjfa-4709	6	7	the	the	DET
cjfa-4709	6	8	government	government	NOUN
cjfa-4709	6	9	of	of	ADP
cjfa-4709	6	10	russian	russian	PROPN
cjfa-4709	6	11	federation	federation	PROPN
cjfa-4709	6	12	regulation	regulation	NOUN
cjfa-4709	6	13	of	of	ADP
cjfa-4709	6	14	financial	financial	ADJ
cjfa-4709	6	15	condition	condition	NOUN
cjfa-4709	6	16	insurers	insurer	NOUN
cjfa-4709	6	17	in	in	ADP
cjfa-4709	6	18	the	the	DET
cjfa-4709	6	19	russian	russian	PROPN
cjfa-4709	6	20	federation	federation	PROPN
cjfa-4709	6	21	and	and	CCONJ
cjfa-4709	6	22	assessment	assessment	NOUN
cjfa-4709	6	23	the	the	DET
cjfa-4709	6	24	insurers	insurer	NOUN
cjfa-4709	6	25	by	by	ADP
cjfa-4709	6	26	insured	insured	ADJ
cjfa-4709	6	27	keywords	keyword	NOUN
cjfa-4709	6	28	:	:	PUNCT
cjfa-4709	6	29	regulation	regulation	NOUN
cjfa-4709	6	30	of	of	ADP
cjfa-4709	6	31	the	the	DET
cjfa-4709	6	32	financial	financial	ADJ
cjfa-4709	6	33	condition	condition	NOUN
cjfa-4709	6	34	,	,	PUNCT
cjfa-4709	6	35	russian	russian	ADJ
cjfa-4709	6	36	insurance	insurance	NOUN
cjfa-4709	6	37	companies	company	NOUN
cjfa-4709	6	38	.	.	PUNCT
cjfa-4709	7	1	j	j	PROPN
cjfa-4709	7	2	e	e	PROPN
cjfa-4709	7	3	l	l	PROPN
cjfa-4709	7	4	classification	classification	NOUN
cjfa-4709	7	5	:	:	PUNCT
cjfa-4709	7	6	g18	g18	PROPN
cjfa-4709	7	7	,	,	PUNCT
cjfa-4709	7	8	g22	g22	NOUN
cjfa-4709	7	9	.	.	PUNCT
cjfa-4709	8	1	abstract	abstract	ADJ
cjfa-4709	8	2	:	:	PUNCT
cjfa-4709	8	3	in	in	ADP
cjfa-4709	8	4	the	the	DET
cjfa-4709	8	5	article	article	NOUN
cjfa-4709	8	6	describes	describe	VERB
cjfa-4709	8	7	the	the	DET
cjfa-4709	8	8	main	main	ADJ
cjfa-4709	8	9	regulations	regulation	NOUN
cjfa-4709	8	10	for	for	ADP
cjfa-4709	8	11	the	the	DET
cjfa-4709	8	12	financial	financial	ADJ
cjfa-4709	8	13	condition	condition	NOUN
cjfa-4709	8	14	of	of	ADP
cjfa-4709	8	15	russian	russian	ADJ
cjfa-4709	8	16	insurance	insurance	NOUN
cjfa-4709	8	17	companies	company	NOUN
cjfa-4709	8	18	:	:	PUNCT
cjfa-4709	8	19	examined	examine	VERB
cjfa-4709	8	20	statutory	statutory	ADJ
cjfa-4709	8	21	capital	capital	NOUN
cjfa-4709	8	22	requirements	requirement	NOUN
cjfa-4709	8	23	of	of	ADP
cjfa-4709	8	24	insurers	insurer	NOUN
cjfa-4709	8	25	,	,	PUNCT
cjfa-4709	8	26	the	the	DET
cjfa-4709	8	27	solvency	solvency	NOUN
cjfa-4709	8	28	margin	margin	NOUN
cjfa-4709	8	29	,	,	PUNCT
cjfa-4709	8	30	formation	formation	NOUN
cjfa-4709	8	31	and	and	CCONJ
cjfa-4709	8	32	placement	placement	NOUN
cjfa-4709	8	33	the	the	DET
cjfa-4709	8	34	insurance	insurance	NOUN
cjfa-4709	8	35	reserves	reserve	NOUN
cjfa-4709	8	36	,	,	PUNCT
cjfa-4709	8	37	covering	cover	VERB
cjfa-4709	8	38	equity	equity	NOUN
cjfa-4709	8	39	by	by	ADP
cjfa-4709	8	40	assets	asset	NOUN
cjfa-4709	8	41	;	;	PUNCT
cjfa-4709	8	42	are	be	AUX
cjfa-4709	8	43	given	give	VERB
cjfa-4709	8	44	the	the	DET
cjfa-4709	8	45	main	main	ADJ
cjfa-4709	8	46	characteristics	characteristic	NOUN
cjfa-4709	8	47	of	of	ADP
cjfa-4709	8	48	indicators	indicator	NOUN
cjfa-4709	8	49	,	,	PUNCT
cjfa-4709	8	50	identifies	identify	VERB
cjfa-4709	8	51	areas	area	NOUN
cjfa-4709	8	52	of	of	ADP
cjfa-4709	8	53	development	development	NOUN
cjfa-4709	8	54	;	;	PUNCT
cjfa-4709	8	55	used	use	VERB
cjfa-4709	8	56	data	datum	NOUN
cjfa-4709	8	57	from	from	ADP
cjfa-4709	8	58	supervisory	supervisory	ADJ
cjfa-4709	8	59	authorities	authority	NOUN
cjfa-4709	8	60	of	of	ADP
cjfa-4709	8	61	the	the	DET
cjfa-4709	8	62	russian	russian	PROPN
cjfa-4709	8	63	federation	federation	PROPN
cjfa-4709	8	64	,	,	PUNCT
cjfa-4709	8	65	the	the	DET
cjfa-4709	8	66	official	official	ADJ
cjfa-4709	8	67	statistics	statistic	NOUN
cjfa-4709	8	68	,	,	PUNCT
cjfa-4709	8	69	the	the	DET
cjfa-4709	8	70	results	result	NOUN
cjfa-4709	8	71	of	of	ADP
cjfa-4709	8	72	research	research	NOUN
cjfa-4709	8	73	consulting	consulting	NOUN
cjfa-4709	8	74	,	,	PUNCT
cjfa-4709	8	75	insurance	insurance	NOUN
cjfa-4709	8	76	data	datum	NOUN
cjfa-4709	8	77	,	,	PUNCT
cjfa-4709	8	78	regulatory	regulatory	ADJ
cjfa-4709	8	79	framework	framework	NOUN
cjfa-4709	8	80	;	;	PUNCT
cjfa-4709	8	81	based	base	VERB
cjfa-4709	8	82	on	on	ADP
cjfa-4709	8	83	the	the	DET
cjfa-4709	8	84	results	result	NOUN
cjfa-4709	8	85	of	of	ADP
cjfa-4709	8	86	the	the	DET
cjfa-4709	8	87	article	article	NOUN
cjfa-4709	8	88	conclusions	conclusion	NOUN
cjfa-4709	8	89	are	be	AUX
cjfa-4709	8	90	drawn	draw	VERB
cjfa-4709	8	91	on	on	ADP
cjfa-4709	8	92	adequate	adequate	ADJ
cjfa-4709	8	93	regulation	regulation	NOUN
cjfa-4709	8	94	of	of	ADP
cjfa-4709	8	95	insurers	insurer	NOUN
cjfa-4709	8	96	’	’	PART
cjfa-4709	8	97	financial	financial	ADJ
cjfa-4709	8	98	stability	stability	NOUN
cjfa-4709	8	99	in	in	ADP
cjfa-4709	8	100	the	the	DET
cjfa-4709	8	101	modern	modern	ADJ
cjfa-4709	8	102	russian	russian	ADJ
cjfa-4709	8	103	insurance	insurance	NOUN
cjfa-4709	8	104	market	market	NOUN
cjfa-4709	8	105	and	and	CCONJ
cjfa-4709	8	106	the	the	DET
cjfa-4709	8	107	necessity	necessity	NOUN
cjfa-4709	8	108	to	to	ADP
cjfa-4709	8	109	compliance	compliance	NOUN
cjfa-4709	8	110	with	with	ADP
cjfa-4709	8	111	legal	legal	ADJ
cjfa-4709	8	112	requirements	requirement	NOUN
cjfa-4709	8	113	;	;	PUNCT
cjfa-4709	8	114	made	make	VERB
cjfa-4709	8	115	the	the	DET
cjfa-4709	8	116	assumption	assumption	NOUN
cjfa-4709	8	117	that	that	SCONJ
cjfa-4709	8	118	there	there	PRON
cjfa-4709	8	119	is	be	VERB
cjfa-4709	8	120	no	no	DET
cjfa-4709	8	121	necessity	necessity	NOUN
cjfa-4709	8	122	to	to	PART
cjfa-4709	8	123	tighten	tighten	VERB
cjfa-4709	8	124	regulatory	regulatory	ADJ
cjfa-4709	8	125	requirements	requirement	NOUN
cjfa-4709	8	126	for	for	ADP
cjfa-4709	8	127	companies	company	NOUN
cjfa-4709	8	128	.	.	PUNCT
cjfa-4709	9	1	regulacje	regulacje	PROPN
cjfa-4709	9	2	finansowe	finansowe	PROPN
cjfa-4709	9	3	rynku	rynku	PROPN
cjfa-4709	9	4	ubezpieczeń	ubezpieczeń	PROPN
cjfa-4709	9	5	w	w	PROPN
cjfa-4709	9	6	federacji	federacji	PROPN
cjfa-4709	9	7	rosyjskiej	rosyjskiej	PROPN
cjfa-4709	9	8	oraz	oraz	PROPN
cjfa-4709	9	9	ocena	ocena	PROPN
cjfa-4709	9	10	działalności	działalności	PROPN
cjfa-4709	9	11	firm	firm	PROPN
cjfa-4709	9	12	ubezpieczeniowych	ubezpieczeniowych	PROPN
cjfa-4709	9	13	przez	przez	NOUN
cjfa-4709	9	14	ubezpieczonych	ubezpieczonych	PROPN
cjfa-4709	9	15	słowa	słowa	NOUN
cjfa-4709	9	16	kluczowe	kluczowe	NOUN
cjfa-4709	9	17	:	:	PUNCT
cjfa-4709	9	18	regulacja	regulacja	PROPN
cjfa-4709	9	19	kondycji	kondycji	NOUN
cjfa-4709	9	20	finansowej	finansowej	PROPN
cjfa-4709	9	21	,	,	PUNCT
cjfa-4709	9	22	rosyjskie	rosyjskie	NOUN
cjfa-4709	9	23	firmy	firmy	PROPN
cjfa-4709	9	24	ubezpieczeniowe	ubezpieczeniowe	NOUN
cjfa-4709	9	25	.	.	PUNCT
cjfa-4709	10	1	nadezda	nadezda	PROPN
cjfa-4709	10	2	kirillova80	kirillova80	NOUN
cjfa-4709	10	3	klasyfikacja	klasyfikacja	VERB
cjfa-4709	10	4	j	j	PROPN
cjfa-4709	10	5	e	e	PROPN
cjfa-4709	10	6	l	l	PROPN
cjfa-4709	10	7	:	:	PUNCT
cjfa-4709	10	8	g18	g18	PROPN
cjfa-4709	10	9	,	,	PUNCT
cjfa-4709	10	10	g22	g22	NOUN
cjfa-4709	10	11	.	.	PUNCT
cjfa-4709	11	1	abstrakt	abstrakt	PROPN
cjfa-4709	11	2	:	:	PUNCT
cjfa-4709	11	3	w	w	PROPN
cjfa-4709	11	4	artykule	artykule	PROPN
cjfa-4709	11	5	przedstawiono	przedstawiono	PROPN
cjfa-4709	11	6	podstawowe	podstawowe	PROPN
cjfa-4709	11	7	regulacje	regulacje	PROPN
cjfa-4709	11	8	dotyczące	dotyczące	PROPN
cjfa-4709	11	9	sytuacji	sytuacji	PROPN
cjfa-4709	11	10	finansowej	finansowej	PROPN
cjfa-4709	11	11	rosyjskich	rosyjskich	PROPN
cjfa-4709	11	12	firm	firm	PROPN
cjfa-4709	11	13	ubezpieczeniowych	ubezpieczeniowych	PROPN
cjfa-4709	11	14	:	:	PUNCT
cjfa-4709	11	15	zbadano	zbadano	NOUN
cjfa-4709	11	16	ustawowe	ustawowe	NOUN
cjfa-4709	11	17	wymogi	wymogi	AUX
cjfa-4709	11	18	kapitałowe	kapitałowe	VERB
cjfa-4709	11	19	ubezpieczycieli	ubezpieczycieli	ADJ
cjfa-4709	11	20	,	,	PUNCT
cjfa-4709	11	21	margines	margine	NOUN
cjfa-4709	11	22	wypłacalności	wypłacalności	PROPN
cjfa-4709	11	23	oraz	oraz	PROPN
cjfa-4709	11	24	tworzenie	tworzenie	PROPN
cjfa-4709	12	1	i	i	PRON
cjfa-4709	12	2	rozwiązywanie	rozwiązywanie	VERB
cjfa-4709	12	3	rezerw	rezerw	ADJ
cjfa-4709	12	4	ubezpieczeniowych	ubezpieczeniowych	NOUN
cjfa-4709	12	5	.	.	PUNCT
cjfa-4709	13	1	zaprezentowano	zaprezentowano	PROPN
cjfa-4709	13	2	również	również	PROPN
cjfa-4709	13	3	główne	główne	PROPN
cjfa-4709	13	4	wskaźniki	wskaźniki	PROPN
cjfa-4709	13	5	identyfikujące	identyfikujące	NOUN
cjfa-4709	13	6	obszary	obszary	ADJ
cjfa-4709	13	7	rozwoju	rozwoju	PROPN
cjfa-4709	13	8	rynku	rynku	ADJ
cjfa-4709	13	9	ubezpieczeniowego	ubezpieczeniowego	PROPN
cjfa-4709	13	10	.	.	PUNCT
cjfa-4709	14	1	w	w	PROPN
cjfa-4709	14	2	pracy	pracy	NOUN
cjfa-4709	14	3	wykorzystano	wykorzystano	PROPN
cjfa-4709	14	4	dane	dane	PROPN
cjfa-4709	14	5	pochodzące	pochodzące	PROPN
cjfa-4709	14	6	z	z	PROPN
cjfa-4709	14	7	organów	organów	PROPN
cjfa-4709	14	8	nadzoru	nadzoru	PROPN
cjfa-4709	14	9	federacji	federacji	PROPN
cjfa-4709	14	10	rosyjskiej	rosyjskiej	PROPN
cjfa-4709	14	11	,	,	PUNCT
cjfa-4709	14	12	oficjalnych	oficjalnych	NOUN
cjfa-4709	14	13	statystyk	statystyk	NOUN
cjfa-4709	14	14	,	,	PUNCT
cjfa-4709	14	15	wyników	wyników	PROPN
cjfa-4709	14	16	badań	badań	NOUN
cjfa-4709	14	17	obcych	obcych	NOUN
cjfa-4709	14	18	,	,	PUNCT
cjfa-4709	14	19	danych	danych	NOUN
cjfa-4709	14	20	doradztwa	doradztwa	NOUN
cjfa-4709	14	21	ubezpieczeniowego	ubezpieczeniowego	PROPN
cjfa-4709	14	22	oraz	oraz	PROPN
cjfa-4709	14	23	odpowiednich	odpowiednich	PROPN
cjfa-4709	14	24	przepisów	przepisów	ADJ
cjfa-4709	14	25	regulacyjnych	regulacyjnych	NOUN
cjfa-4709	14	26	.	.	PUNCT
cjfa-4709	15	1	na	na	PART
cjfa-4709	15	2	podstawie	podstawie	VERB
cjfa-4709	15	3	wyników	wyników	PROPN
cjfa-4709	15	4	przeprowadzonych	przeprowadzonych	NOUN
cjfa-4709	15	5	badań	badań	VERB
cjfa-4709	15	6	przedstawiających	przedstawiających	NOUN
cjfa-4709	15	7	regulacje	regulacje	NOUN
cjfa-4709	15	8	w	w	PROPN
cjfa-4709	15	9	zakresie	zakresie	PROPN
cjfa-4709	15	10	stabilności	stabilności	PROPN
cjfa-4709	15	11	finansowej	finansowej	PROPN
cjfa-4709	16	1	zakładów	zakładów	PROPN
cjfa-4709	16	2	ubezpieczeń	ubezpieczeń	PROPN
cjfa-4709	16	3	na	na	PROPN
cjfa-4709	16	4	współczesnym	współczesnym	PROPN
cjfa-4709	16	5	rosyjskim	rosyjskim	PROPN
cjfa-4709	16	6	rynku	rynku	PROPN
cjfa-4709	16	7	ubezpieczeń	ubezpieczeń	PROPN
cjfa-4709	16	8	wskazano	wskazano	PROPN
cjfa-4709	16	9	,	,	PUNCT
cjfa-4709	16	10	że	że	PROPN
cjfa-4709	16	11	nie	nie	PROPN
cjfa-4709	16	12	ma	ma	PROPN
cjfa-4709	16	13	konieczności	konieczności	PROPN
cjfa-4709	16	14	,	,	PUNCT
cjfa-4709	16	15	aby	aby	PROPN
cjfa-4709	16	16	zwiększać	zwiększać	PROPN
cjfa-4709	16	17	wymogi	wymogi	PROPN
cjfa-4709	16	18	regulacyjne	regulacyjne	PROPN
cjfa-4709	16	19	dla	dla	PROPN
cjfa-4709	16	20	tych	tych	PROPN
cjfa-4709	16	21	przedsiębiorstw	przedsiębiorstw	NOUN
cjfa-4709	16	22	.	.	PUNCT
cjfa-4709	16	23	 	 	SPACE
cjfa-4709	17	1	introduction	introduction	NOUN
cjfa-4709	17	2	insurer	insurer	NOUN
cjfa-4709	17	3	financial	financial	ADJ
cjfa-4709	17	4	strength	strength	NOUN
cjfa-4709	17	5	is	be	AUX
cjfa-4709	17	6	a	a	DET
cjfa-4709	17	7	major	major	ADJ
cjfa-4709	17	8	factor	factor	NOUN
cjfa-4709	17	9	in	in	ADP
cjfa-4709	17	10	the	the	DET
cjfa-4709	17	11	implementation	implementation	NOUN
cjfa-4709	17	12	of	of	ADP
cjfa-4709	17	13	insurance	insurance	NOUN
cjfa-4709	17	14	liabilities	liability	NOUN
cjfa-4709	17	15	.	.	PUNCT
cjfa-4709	18	1	currently	currently	ADV
cjfa-4709	18	2	,	,	PUNCT
cjfa-4709	18	3	insurance	insurance	NOUN
cjfa-4709	18	4	becomes	become	VERB
cjfa-4709	18	5	one	one	NUM
cjfa-4709	18	6	of	of	ADP
cjfa-4709	18	7	the	the	DET
cjfa-4709	18	8	real	real	ADJ
cjfa-4709	18	9	instruments	instrument	NOUN
cjfa-4709	18	10	to	to	PART
cjfa-4709	18	11	support	support	VERB
cjfa-4709	18	12	the	the	DET
cjfa-4709	18	13	financial	financial	ADJ
cjfa-4709	18	14	condition	condition	NOUN
cjfa-4709	18	15	of	of	ADP
cjfa-4709	18	16	the	the	DET
cjfa-4709	18	17	enterprises	enterprise	NOUN
cjfa-4709	18	18	,	,	PUNCT
cjfa-4709	18	19	the	the	DET
cjfa-4709	18	20	quality	quality	NOUN
cjfa-4709	18	21	of	of	ADP
cjfa-4709	18	22	life	life	NOUN
cjfa-4709	18	23	,	,	PUNCT
cjfa-4709	18	24	solution	solution	NOUN
cjfa-4709	18	25	of	of	ADP
cjfa-4709	18	26	social	social	ADJ
cjfa-4709	18	27	problems	problem	NOUN
cjfa-4709	18	28	,	,	PUNCT
cjfa-4709	18	29	along	along	ADP
cjfa-4709	18	30	with	with	ADP
cjfa-4709	18	31	the	the	DET
cjfa-4709	18	32	implementation	implementation	NOUN
cjfa-4709	18	33	of	of	ADP
cjfa-4709	18	34	the	the	DET
cjfa-4709	18	35	investment	investment	NOUN
cjfa-4709	18	36	function	function	NOUN
cjfa-4709	18	37	.	.	PUNCT
cjfa-4709	19	1	russian	russian	ADJ
cjfa-4709	19	2	insurance	insurance	NOUN
cjfa-4709	19	3	market	market	NOUN
cjfa-4709	19	4	in	in	ADP
cjfa-4709	19	5	2013	2013	NUM
cjfa-4709	19	6	slowed	slow	VERB
cjfa-4709	19	7	his	his	PRON
cjfa-4709	19	8	development	development	NOUN
cjfa-4709	19	9	.	.	PUNCT
cjfa-4709	20	1	return	return	VERB
cjfa-4709	20	2	on	on	ADP
cjfa-4709	20	3	equity	equity	NOUN
cjfa-4709	20	4	of	of	ADP
cjfa-4709	20	5	russian	russian	ADJ
cjfa-4709	20	6	insurance	insurance	NOUN
cjfa-4709	20	7	companies	company	NOUN
cjfa-4709	20	8	in	in	ADP
cjfa-4709	20	9	2013	2013	NUM
cjfa-4709	20	10	was	be	AUX
cjfa-4709	20	11	equal	equal	ADJ
cjfa-4709	20	12	to	to	ADP
cjfa-4709	20	13	6	6	NUM
cjfa-4709	20	14	%	%	NOUN
cjfa-4709	20	15	(	(	PUNCT
cjfa-4709	20	16	minimum	minimum	NOUN
cjfa-4709	20	17	within	within	ADP
cjfa-4709	20	18	five	five	NUM
cjfa-4709	20	19	years	year	NOUN
cjfa-4709	20	20	)	)	PUNCT
cjfa-4709	20	21	(	(	PUNCT
cjfa-4709	20	22	jurgens	jurgens	PROPN
cjfa-4709	20	23	2014	2014	NUM
cjfa-4709	20	24	)	)	PUNCT
cjfa-4709	20	25	.	.	PUNCT
cjfa-4709	21	1	currently	currently	ADV
cjfa-4709	21	2	the	the	DET
cjfa-4709	21	3	companies	company	NOUN
cjfa-4709	21	4	of	of	ADP
cjfa-4709	21	5	russian	russian	ADJ
cjfa-4709	21	6	insurance	insurance	NOUN
cjfa-4709	21	7	market	market	NOUN
cjfa-4709	21	8	,	,	PUNCT
cjfa-4709	21	9	table	table	NOUN
cjfa-4709	21	10	1	1	NUM
cjfa-4709	21	11	,	,	PUNCT
cjfa-4709	21	12	are	be	AUX
cjfa-4709	21	13	faced	face	VERB
cjfa-4709	21	14	with	with	ADP
cjfa-4709	21	15	many	many	ADJ
cjfa-4709	21	16	challenges	challenge	NOUN
cjfa-4709	21	17	.	.	PUNCT
cjfa-4709	22	1	table	table	NOUN
cjfa-4709	22	2	1	1	NUM
cjfa-4709	22	3	.	.	PUNCT
cjfa-4709	23	1	premiums	premium	NOUN
cjfa-4709	23	2	and	and	CCONJ
cjfa-4709	23	3	payments	payment	NOUN
cjfa-4709	23	4	(	(	PUNCT
cjfa-4709	23	5	type	type	NOUN
cjfa-4709	23	6	of	of	ADP
cjfa-4709	23	7	insurance	insurance	NOUN
cjfa-4709	23	8	)	)	PUNCT
cjfa-4709	23	9	in	in	ADP
cjfa-4709	23	10	russian	russian	ADJ
cjfa-4709	23	11	federation	federation	PROPN
cjfa-4709	23	12	,	,	PUNCT
cjfa-4709	23	13	2013	2013	NUM
cjfa-4709	23	14	type	type	NOUN
cjfa-4709	23	15	of	of	ADP
cjfa-4709	23	16	insurance	insurance	NOUN
cjfa-4709	23	17	premiums	premium	NOUN
cjfa-4709	23	18	payments	payment	NOUN
cjfa-4709	23	19	bln	bln	VERB
cjfa-4709	23	20	.	.	PUNCT
cjfa-4709	24	1	rub	rub	NOUN
cjfa-4709	24	2	.	.	PUNCT
cjfa-4709	25	1	%	%	INTJ
cjfa-4709	26	1	%	%	INTJ
cjfa-4709	26	2	prev	prev	X
cjfa-4709	26	3	.	.	PUNCT
cjfa-4709	27	1	year	year	NOUN
cjfa-4709	27	2	bln.rub	bln.rub	NUM
cjfa-4709	28	1	%	%	NOUN
cjfa-4709	28	2	%	%	NOUN
cjfa-4709	28	3	prev	prev	X
cjfa-4709	28	4	.	.	PUNCT
cjfa-4709	28	5	year	year	NOUN
cjfa-4709	28	6	life	life	NOUN
cjfa-4709	28	7	insurance	insurance	NOUN
cjfa-4709	28	8	84.89	84.89	NUM
cjfa-4709	28	9	9.4	9.4	NUM
cjfa-4709	28	10	160.5	160.5	NUM
cjfa-4709	28	11	12.33	12.33	NUM
cjfa-4709	28	12	2.9	2.9	NUM
cjfa-4709	28	13	92.4	92.4	NUM
cjfa-4709	28	14	personal	personal	ADJ
cjfa-4709	28	15	insurance	insurance	NOUN
cjfa-4709	28	16	(	(	PUNCT
cjfa-4709	28	17	non	non	X
cjfa-4709	28	18	life	life	NOUN
cjfa-4709	28	19	)	)	PUNCT
cjfa-4709	28	20	208.73	208.73	NUM
cjfa-4709	28	21	23.1	23.1	NUM
cjfa-4709	28	22	113.2	113.2	NUM
cjfa-4709	28	23	103.14	103.14	NUM
cjfa-4709	28	24	24.5	24.5	NUM
cjfa-4709	28	25	110.9	110.9	NUM
cjfa-4709	28	26	property	property	NOUN
cjfa-4709	28	27	insurance	insurance	NOUN
cjfa-4709	28	28	393.82	393.82	NUM
cjfa-4709	28	29	43.5	43.5	NUM
cjfa-4709	28	30	104.6	104.6	NUM
cjfa-4709	28	31	201.73	201.73	NUM
cjfa-4709	28	32	48.0	48.0	NUM
cjfa-4709	28	33	111.0	111.0	NUM
cjfa-4709	28	34	liability	liability	NOUN
cjfa-4709	28	35	insurance	insurance	NOUN
cjfa-4709	28	36	29.74	29.74	NUM
cjfa-4709	28	37	3.3	3.3	NUM
cjfa-4709	28	38	99.4	99.4	NUM
cjfa-4709	28	39	7.14	7.14	NUM
cjfa-4709	28	40	1.7	1.7	NUM
cjfa-4709	28	41	133.0	133.0	NUM
cjfa-4709	28	42	business	business	NOUN
cjfa-4709	28	43	and	and	CCONJ
cjfa-4709	28	44	financial	financial	ADJ
cjfa-4709	28	45	risks	risk	NOUN
cjfa-4709	28	46	21.95	21.95	NUM
cjfa-4709	28	47	2.4	2.4	NUM
cjfa-4709	28	48	110.2	110.2	NUM
cjfa-4709	28	49	1.66	1.66	NUM
cjfa-4709	28	50	0.4	0.4	NUM
cjfa-4709	28	51	79.4	79.4	NUM
cjfa-4709	28	52	total	total	ADJ
cjfa-4709	28	53	voluntary	voluntary	ADJ
cjfa-4709	28	54	insurance	insurance	NOUN
cjfa-4709	28	55	739.13	739.13	NUM
cjfa-4709	28	56	81.7	81.7	NUM
cjfa-4709	28	57	111.4	111.4	NUM
cjfa-4709	28	58	326.0	326.0	NUM
cjfa-4709	28	59	77.5	77.5	NUM
cjfa-4709	28	60	110.3	110.3	NUM
cjfa-4709	28	61	compulsory	compulsory	ADJ
cjfa-4709	28	62	insurance	insurance	NOUN
cjfa-4709	28	63	of	of	ADP
cjfa-4709	28	64	civil	civil	ADJ
cjfa-4709	28	65	liability	liability	NOUN
cjfa-4709	28	66	motor	motor	NOUN
cjfa-4709	28	67	owners	owner	NOUN
cjfa-4709	28	68	134.25	134.25	NUM
cjfa-4709	28	69	14.8	14.8	NUM
cjfa-4709	28	70	110.3	110.3	NUM
cjfa-4709	28	71	77.37	77.37	NUM
cjfa-4709	28	72	18.4	18.4	NUM
cjfa-4709	28	73	119.0	119.0	NUM
cjfa-4709	28	74	regulation	regulation	NOUN
cjfa-4709	28	75	of	of	ADP
cjfa-4709	28	76	financial	financial	ADJ
cjfa-4709	28	77	condition	condition	NOUN
cjfa-4709	28	78	insurers	insurer	NOUN
cjfa-4709	28	79	…	…	PUNCT
cjfa-4709	28	80	81	81	NUM
cjfa-4709	28	81	type	type	NOUN
cjfa-4709	28	82	of	of	ADP
cjfa-4709	28	83	insurance	insurance	NOUN
cjfa-4709	28	84	premiums	premium	NOUN
cjfa-4709	28	85	payments	payment	NOUN
cjfa-4709	28	86	bln	bln	VERB
cjfa-4709	28	87	.	.	PUNCT
cjfa-4709	29	1	rub	rub	NOUN
cjfa-4709	29	2	.	.	PUNCT
cjfa-4709	30	1	%	%	INTJ
cjfa-4709	31	1	%	%	INTJ
cjfa-4709	31	2	prev	prev	X
cjfa-4709	31	3	.	.	PUNCT
cjfa-4709	32	1	year	year	NOUN
cjfa-4709	32	2	bln.rub	bln.rub	NUM
cjfa-4709	33	1	%	%	NOUN
cjfa-4709	33	2	%	%	NOUN
cjfa-4709	33	3	prev	prev	X
cjfa-4709	33	4	.	.	PUNCT
cjfa-4709	33	5	year	year	NOUN
cjfa-4709	33	6	other	other	ADJ
cjfa-4709	33	7	than	than	ADP
cjfa-4709	33	8	medical	medical	ADJ
cjfa-4709	33	9	and	and	CCONJ
cjfa-4709	33	10	motorcycle	motorcycle	NOUN
cjfa-4709	33	11	31.48	31.48	NUM
cjfa-4709	33	12	3.5	3.5	NUM
cjfa-4709	33	13	109.4	109.4	NUM
cjfa-4709	33	14	17.4	17.4	NUM
cjfa-4709	33	15	4.1	4.1	NUM
cjfa-4709	33	16	144.9	144.9	NUM
cjfa-4709	33	17	total	total	NOUN
cjfa-4709	33	18	compulsory	compulsory	NOUN
cjfa-4709	33	19	165.73	165.73	NUM
cjfa-4709	33	20	18.3	18.3	NUM
cjfa-4709	33	21	110.2	110.2	NUM
cjfa-4709	33	22	94.77	94.77	NUM
cjfa-4709	33	23	22.5	22.5	NUM
cjfa-4709	33	24	123.1	123.1	NUM
cjfa-4709	33	25	total	total	NOUN
cjfa-4709	33	26	voluntary	voluntary	ADJ
cjfa-4709	33	27	and	and	CCONJ
cjfa-4709	33	28	compulsory	compulsory	ADJ
cjfa-4709	33	29	904.86	904.86	NUM
cjfa-4709	33	30	100.0	100.0	NUM
cjfa-4709	33	31	111.1	111.1	NUM
cjfa-4709	33	32	420.77	420.77	NUM
cjfa-4709	33	33	100.0	100.0	NUM
cjfa-4709	33	34	112.9	112.9	NUM
cjfa-4709	33	35	s	s	NOUN
cjfa-4709	33	36	o	o	X
cjfa-4709	33	37	u	u	NOUN
cjfa-4709	33	38	r	r	NOUN
cjfa-4709	33	39	c	c	NOUN
cjfa-4709	33	40	e	e	NOUN
cjfa-4709	33	41	:	:	PUNCT
cjfa-4709	33	42	the	the	DET
cjfa-4709	33	43	central	central	ADJ
cjfa-4709	33	44	bank	bank	NOUN
cjfa-4709	33	45	of	of	ADP
cjfa-4709	33	46	the	the	DET
cjfa-4709	33	47	russian	russian	PROPN
cjfa-4709	33	48	federation	federation	PROPN
cjfa-4709	33	49	.	.	PUNCT
cjfa-4709	34	1	in	in	ADP
cjfa-4709	34	2	recent	recent	ADJ
cjfa-4709	34	3	years	year	NOUN
cjfa-4709	34	4	,	,	PUNCT
cjfa-4709	34	5	the	the	DET
cjfa-4709	34	6	basic	basic	ADJ
cjfa-4709	34	7	system	system	NOUN
cjfa-4709	34	8	calls	call	NOUN
cjfa-4709	34	9	became	become	VERB
cjfa-4709	34	10	a	a	DET
cjfa-4709	34	11	sharp	sharp	ADJ
cjfa-4709	34	12	increase	increase	NOUN
cjfa-4709	34	13	in	in	ADP
cjfa-4709	34	14	the	the	DET
cjfa-4709	34	15	requirements	requirement	NOUN
cjfa-4709	34	16	for	for	ADP
cjfa-4709	34	17	the	the	DET
cjfa-4709	34	18	minimum	minimum	ADJ
cjfa-4709	34	19	authorized	authorize	VERB
cjfa-4709	34	20	capital	capital	NOUN
cjfa-4709	34	21	,	,	PUNCT
cjfa-4709	34	22	the	the	DET
cjfa-4709	34	23	wave	wave	NOUN
cjfa-4709	34	24	of	of	ADP
cjfa-4709	34	25	lawsuits	lawsuit	NOUN
cjfa-4709	34	26	on	on	ADP
cjfa-4709	34	27	complaints	complaint	NOUN
cjfa-4709	34	28	of	of	ADP
cjfa-4709	34	29	policyholders	policyholder	NOUN
cjfa-4709	34	30	to	to	PART
cjfa-4709	34	31	delay	delay	VERB
cjfa-4709	34	32	and	and	CCONJ
cjfa-4709	34	33	the	the	DET
cjfa-4709	34	34	refusal	refusal	NOUN
cjfa-4709	34	35	insurance	insurance	NOUN
cjfa-4709	34	36	payments	payment	NOUN
cjfa-4709	34	37	(	(	PUNCT
cjfa-4709	34	38	mainly	mainly	ADV
cjfa-4709	34	39	on	on	ADP
cjfa-4709	34	40	compulsory	compulsory	ADJ
cjfa-4709	34	41	motor	motor	NOUN
cjfa-4709	34	42	tpl	tpl	PROPN
cjfa-4709	34	43	insurance	insurance	PROPN
cjfa-4709	34	44	)	)	PUNCT
cjfa-4709	34	45	,	,	PUNCT
cjfa-4709	34	46	the	the	DET
cjfa-4709	34	47	last	last	ADJ
cjfa-4709	34	48	massive	massive	ADJ
cjfa-4709	34	49	insurance	insurance	NOUN
cjfa-4709	34	50	claims	claim	NOUN
cjfa-4709	34	51	in	in	ADP
cjfa-4709	34	52	insurance	insurance	NOUN
cjfa-4709	34	53	tourists	tourist	NOUN
cjfa-4709	34	54	(	(	PUNCT
cjfa-4709	34	55	compensation	compensation	NOUN
cjfa-4709	34	56	according	accord	VERB
cjfa-4709	34	57	to	to	ADP
cjfa-4709	34	58	various	various	ADJ
cjfa-4709	34	59	estimates	estimate	NOUN
cjfa-4709	34	60	may	may	AUX
cjfa-4709	34	61	be	be	AUX
cjfa-4709	34	62	required	require	VERB
cjfa-4709	34	63	25	25	NUM
cjfa-4709	34	64	thousands	thousand	NOUN
cjfa-4709	34	65	of	of	ADP
cjfa-4709	34	66	tourists	tourist	NOUN
cjfa-4709	34	67	;	;	PUNCT
cjfa-4709	34	68	for	for	ADP
cjfa-4709	34	69	example	example	NOUN
cjfa-4709	34	70	,	,	PUNCT
cjfa-4709	34	71	the	the	DET
cjfa-4709	34	72	insurance	insurance	NOUN
cjfa-4709	34	73	company	company	NOUN
cjfa-4709	34	74	“	"	PUNCT
cjfa-4709	34	75	military	military	ADJ
cjfa-4709	34	76	insurance	insurance	NOUN
cjfa-4709	34	77	company	company	NOUN
cjfa-4709	34	78	”	"	PUNCT
cjfa-4709	34	79	in	in	ADP
cjfa-4709	34	80	august	august	PROPN
cjfa-4709	34	81	,	,	PUNCT
cjfa-4709	34	82	took	take	VERB
cjfa-4709	34	83	two	two	NUM
cjfa-4709	34	84	days	day	NOUN
cjfa-4709	34	85	about	about	ADV
cjfa-4709	34	86	12	12	NUM
cjfa-4709	34	87	thousand	thousand	NUM
cjfa-4709	34	88	applications	application	NOUN
cjfa-4709	34	89	from	from	ADP
cjfa-4709	34	90	customers	customer	NOUN
cjfa-4709	34	91	of	of	ADP
cjfa-4709	34	92	travel	travel	NOUN
cjfa-4709	34	93	agency	agency	NOUN
cjfa-4709	34	94	“	"	PUNCT
cjfa-4709	34	95	labyrinth	labyrinth	ADJ
cjfa-4709	34	96	”	"	PUNCT
cjfa-4709	34	97	for	for	ADP
cjfa-4709	34	98	a	a	DET
cjfa-4709	34	99	total	total	ADJ
cjfa-4709	34	100	amount	amount	NOUN
cjfa-4709	34	101	of	of	ADP
cjfa-4709	34	102	453	453	NUM
cjfa-4709	34	103	million	million	NUM
cjfa-4709	34	104	rubles	ruble	NOUN
cjfa-4709	34	105	)	)	PUNCT
cjfa-4709	34	106	(	(	PUNCT
cjfa-4709	34	107	all	all	ADV
cjfa-4709	34	108	-	-	PUNCT
cjfa-4709	34	109	russian	russian	ADJ
cjfa-4709	34	110	insurance	insurance	NOUN
cjfa-4709	34	111	association	association	NOUN
cjfa-4709	34	112	2014	2014	NUM
cjfa-4709	34	113	)	)	PUNCT
cjfa-4709	34	114	.	.	PUNCT
cjfa-4709	35	1	however	however	ADV
cjfa-4709	35	2	,	,	PUNCT
cjfa-4709	35	3	their	their	PRON
cjfa-4709	35	4	main	main	ADJ
cjfa-4709	35	5	task	task	NOUN
cjfa-4709	35	6	is	be	AUX
cjfa-4709	35	7	to	to	PART
cjfa-4709	35	8	perform	perform	VERB
cjfa-4709	35	9	insurance	insurance	NOUN
cjfa-4709	35	10	liabilities	liability	NOUN
cjfa-4709	35	11	.	.	PUNCT
cjfa-4709	36	1	consider	consider	VERB
cjfa-4709	36	2	the	the	DET
cjfa-4709	36	3	basic	basic	ADJ
cjfa-4709	36	4	requirements	requirement	NOUN
cjfa-4709	36	5	for	for	ADP
cjfa-4709	36	6	the	the	DET
cjfa-4709	36	7	financial	financial	ADJ
cjfa-4709	36	8	condition	condition	NOUN
cjfa-4709	36	9	of	of	ADP
cjfa-4709	36	10	russian	russian	ADJ
cjfa-4709	36	11	insurers	insurer	NOUN
cjfa-4709	36	12	.	.	PUNCT
cjfa-4709	37	1	the	the	DET
cjfa-4709	37	2	research	research	NOUN
cjfa-4709	37	3	methodology	methodology	NOUN
cjfa-4709	37	4	and	and	CCONJ
cjfa-4709	37	5	the	the	DET
cjfa-4709	37	6	course	course	NOUN
cjfa-4709	37	7	of	of	ADP
cjfa-4709	37	8	the	the	DET
cjfa-4709	37	9	research	research	NOUN
cjfa-4709	37	10	process	process	NOUN
cjfa-4709	37	11	the	the	DET
cjfa-4709	37	12	aim	aim	NOUN
cjfa-4709	37	13	of	of	ADP
cjfa-4709	37	14	the	the	DET
cjfa-4709	37	15	paper	paper	NOUN
cjfa-4709	37	16	is	be	AUX
cjfa-4709	37	17	to	to	PART
cjfa-4709	37	18	present	present	VERB
cjfa-4709	37	19	author	author	NOUN
cjfa-4709	37	20	’s	’s	PART
cjfa-4709	37	21	approach	approach	NOUN
cjfa-4709	37	22	to	to	ADP
cjfa-4709	37	23	the	the	DET
cjfa-4709	37	24	identification	identification	NOUN
cjfa-4709	37	25	of	of	ADP
cjfa-4709	37	26	the	the	DET
cjfa-4709	37	27	financial	financial	ADJ
cjfa-4709	37	28	condition	condition	NOUN
cjfa-4709	37	29	of	of	ADP
cjfa-4709	37	30	russian	russian	ADJ
cjfa-4709	37	31	insurance	insurance	NOUN
cjfa-4709	37	32	companies	company	NOUN
cjfa-4709	37	33	.	.	PUNCT
cjfa-4709	38	1	the	the	DET
cjfa-4709	38	2	author	author	NOUN
cjfa-4709	38	3	will	will	AUX
cjfa-4709	38	4	analyze	analyze	VERB
cjfa-4709	38	5	the	the	DET
cjfa-4709	38	6	legal	legal	ADJ
cjfa-4709	38	7	requirements	requirement	NOUN
cjfa-4709	38	8	for	for	ADP
cjfa-4709	38	9	the	the	DET
cjfa-4709	38	10	financial	financial	ADJ
cjfa-4709	38	11	condition	condition	NOUN
cjfa-4709	38	12	of	of	ADP
cjfa-4709	38	13	russian	russian	ADJ
cjfa-4709	38	14	insurers	insurer	NOUN
cjfa-4709	38	15	.	.	PUNCT
cjfa-4709	39	1	also	also	ADV
cjfa-4709	39	2	,	,	PUNCT
cjfa-4709	39	3	the	the	DET
cjfa-4709	39	4	author	author	NOUN
cjfa-4709	39	5	will	will	AUX
cjfa-4709	39	6	how	how	SCONJ
cjfa-4709	39	7	to	to	PART
cjfa-4709	39	8	change	change	VERB
cjfa-4709	39	9	the	the	DET
cjfa-4709	39	10	qualitative	qualitative	ADJ
cjfa-4709	39	11	and	and	CCONJ
cjfa-4709	39	12	quantitative	quantitative	ADJ
cjfa-4709	39	13	status	status	NOUN
cjfa-4709	39	14	of	of	ADP
cjfa-4709	39	15	insurance	insurance	NOUN
cjfa-4709	39	16	companies	company	NOUN
cjfa-4709	39	17	,	,	PUNCT
cjfa-4709	39	18	depending	depend	VERB
cjfa-4709	39	19	on	on	ADP
cjfa-4709	39	20	the	the	DET
cjfa-4709	39	21	requirements	requirement	NOUN
cjfa-4709	39	22	imposed	impose	VERB
cjfa-4709	39	23	on	on	ADP
cjfa-4709	39	24	them	they	PRON
cjfa-4709	39	25	.	.	PUNCT
cjfa-4709	40	1	the	the	DET
cjfa-4709	40	2	paper	paper	NOUN
cjfa-4709	40	3	is	be	AUX
cjfa-4709	40	4	divided	divide	VERB
cjfa-4709	40	5	into	into	ADP
cjfa-4709	40	6	two	two	NUM
cjfa-4709	40	7	major	major	ADJ
cjfa-4709	40	8	parts	part	NOUN
cjfa-4709	40	9	.	.	PUNCT
cjfa-4709	41	1	the	the	DET
cjfa-4709	41	2	first	first	ADJ
cjfa-4709	41	3	part	part	NOUN
cjfa-4709	41	4	is	be	AUX
cjfa-4709	41	5	related	relate	VERB
cjfa-4709	41	6	to	to	PART
cjfa-4709	41	7	characteristic	characteristic	VERB
cjfa-4709	41	8	the	the	DET
cjfa-4709	41	9	basic	basic	ADJ
cjfa-4709	41	10	regulatory	regulatory	ADJ
cjfa-4709	41	11	requirements	requirement	NOUN
cjfa-4709	41	12	for	for	ADP
cjfa-4709	41	13	the	the	DET
cjfa-4709	41	14	financial	financial	ADJ
cjfa-4709	41	15	condition	condition	NOUN
cjfa-4709	41	16	of	of	ADP
cjfa-4709	41	17	insurance	insurance	NOUN
cjfa-4709	41	18	companies	company	NOUN
cjfa-4709	41	19	in	in	ADP
cjfa-4709	41	20	russia	russia	PROPN
cjfa-4709	41	21	.	.	PUNCT
cjfa-4709	42	1	author	author	NOUN
cjfa-4709	42	2	presents	present	VERB
cjfa-4709	42	3	in	in	ADP
cjfa-4709	42	4	detail	detail	NOUN
cjfa-4709	42	5	the	the	DET
cjfa-4709	42	6	legal	legal	ADJ
cjfa-4709	42	7	requirements	requirement	NOUN
cjfa-4709	42	8	for	for	ADP
cjfa-4709	42	9	minimum	minimum	ADJ
cjfa-4709	42	10	registered	register	VERB
cjfa-4709	42	11	capital	capital	NOUN
cjfa-4709	42	12	,	,	PUNCT
cjfa-4709	42	13	requirements	requirement	NOUN
cjfa-4709	42	14	for	for	ADP
cjfa-4709	42	15	the	the	DET
cjfa-4709	42	16	formation	formation	NOUN
cjfa-4709	42	17	(	(	PUNCT
cjfa-4709	42	18	composition	composition	NOUN
cjfa-4709	42	19	)	)	PUNCT
cjfa-4709	42	20	and	and	CCONJ
cjfa-4709	42	21	the	the	DET
cjfa-4709	42	22	placement	placement	NOUN
cjfa-4709	42	23	of	of	ADP
cjfa-4709	42	24	insurance	insurance	NOUN
cjfa-4709	42	25	reserves	reserve	NOUN
cjfa-4709	42	26	and	and	CCONJ
cjfa-4709	42	27	the	the	DET
cjfa-4709	42	28	covering	cover	VERB
cjfa-4709	42	29	own	own	ADJ
cjfa-4709	42	30	funds	fund	NOUN
cjfa-4709	42	31	by	by	ADP
cjfa-4709	42	32	assets	asset	NOUN
cjfa-4709	42	33	,	,	PUNCT
cjfa-4709	42	34	the	the	DET
cjfa-4709	42	35	solvency	solvency	NOUN
cjfa-4709	42	36	margin	margin	NOUN
cjfa-4709	42	37	requirements	requirement	NOUN
cjfa-4709	42	38	for	for	ADP
cjfa-4709	42	39	insurers	insurer	NOUN
cjfa-4709	42	40	,	,	PUNCT
cjfa-4709	42	41	net	net	ADJ
cjfa-4709	42	42	assets	asset	NOUN
cjfa-4709	42	43	of	of	ADP
cjfa-4709	42	44	joint	joint	ADJ
cjfa-4709	42	45	stock	stock	NOUN
cjfa-4709	42	46	companies	company	NOUN
cjfa-4709	42	47	.	.	PUNCT
cjfa-4709	43	1	the	the	DET
cjfa-4709	43	2	second	second	ADJ
cjfa-4709	43	3	part	part	NOUN
cjfa-4709	43	4	is	be	AUX
cjfa-4709	43	5	related	relate	VERB
cjfa-4709	43	6	the	the	DET
cjfa-4709	43	7	assessment	assessment	NOUN
cjfa-4709	43	8	the	the	DET
cjfa-4709	43	9	insurers	insurer	NOUN
cjfa-4709	43	10	by	by	ADP
cjfa-4709	43	11	insured	insure	VERB
cjfa-4709	43	12	.	.	PUNCT
cjfa-4709	44	1	it	it	PRON
cjfa-4709	44	2	contains	contain	VERB
cjfa-4709	44	3	a	a	DET
cjfa-4709	44	4	brief	brief	ADJ
cjfa-4709	44	5	description	description	NOUN
cjfa-4709	44	6	of	of	ADP
cjfa-4709	44	7	idea	idea	NOUN
cjfa-4709	44	8	comprehensive	comprehensive	ADJ
cjfa-4709	44	9	analysis	analysis	NOUN
cjfa-4709	44	10	of	of	ADP
cjfa-4709	44	11	the	the	DET
cjfa-4709	44	12	insurance	insurance	NOUN
cjfa-4709	44	13	company	company	NOUN
cjfa-4709	44	14	consumers	consumer	NOUN
cjfa-4709	44	15	of	of	ADP
cjfa-4709	44	16	insurance	insurance	NOUN
cjfa-4709	44	17	services	service	NOUN
cjfa-4709	44	18	,	,	PUNCT
cjfa-4709	44	19	draws	draw	VERB
cjfa-4709	44	20	conclusions	conclusion	NOUN
cjfa-4709	44	21	on	on	ADP
cjfa-4709	44	22	the	the	DET
cjfa-4709	44	23	adequacy	adequacy	NOUN
cjfa-4709	44	24	of	of	ADP
cjfa-4709	44	25	the	the	DET
cjfa-4709	44	26	legal	legal	ADJ
cjfa-4709	44	27	requirements	requirement	NOUN
cjfa-4709	44	28	nadezda	nadezda	X
cjfa-4709	44	29	kirillova82	kirillova82	NOUN
cjfa-4709	44	30	for	for	ADP
cjfa-4709	44	31	the	the	DET
cjfa-4709	44	32	financial	financial	ADJ
cjfa-4709	44	33	condition	condition	NOUN
cjfa-4709	44	34	of	of	ADP
cjfa-4709	44	35	insurance	insurance	NOUN
cjfa-4709	44	36	companies	company	NOUN
cjfa-4709	44	37	.	.	PUNCT
cjfa-4709	45	1	methodological	methodological	ADJ
cjfa-4709	45	2	principles	principle	NOUN
cjfa-4709	45	3	served	serve	VERB
cjfa-4709	45	4	as	as	ADP
cjfa-4709	45	5	the	the	DET
cjfa-4709	45	6	basis	basis	NOUN
cjfa-4709	45	7	of	of	ADP
cjfa-4709	45	8	the	the	DET
cjfa-4709	45	9	system	system	NOUN
cjfa-4709	45	10	approach	approach	NOUN
cjfa-4709	45	11	,	,	PUNCT
cjfa-4709	45	12	methods	method	NOUN
cjfa-4709	45	13	of	of	ADP
cjfa-4709	45	14	comparative	comparative	ADJ
cjfa-4709	45	15	analysis	analysis	NOUN
cjfa-4709	45	16	,	,	PUNCT
cjfa-4709	45	17	synthesis	synthesis	NOUN
cjfa-4709	45	18	,	,	PUNCT
cjfa-4709	45	19	construction	construction	NOUN
cjfa-4709	45	20	of	of	ADP
cjfa-4709	45	21	classifications	classification	NOUN
cjfa-4709	45	22	.	.	PUNCT
cjfa-4709	46	1	the	the	DET
cjfa-4709	46	2	study	study	NOUN
cjfa-4709	46	3	is	be	AUX
cjfa-4709	46	4	based	base	VERB
cjfa-4709	46	5	on	on	ADP
cjfa-4709	46	6	the	the	DET
cjfa-4709	46	7	russian	russian	ADJ
cjfa-4709	46	8	legal	legal	ADJ
cjfa-4709	46	9	basis	basis	NOUN
cjfa-4709	46	10	,	,	PUNCT
cjfa-4709	46	11	statistical	statistical	ADJ
cjfa-4709	46	12	databases	database	NOUN
cjfa-4709	46	13	of	of	ADP
cjfa-4709	46	14	the	the	DET
cjfa-4709	46	15	russian	russian	ADJ
cjfa-4709	46	16	supervisory	supervisory	ADJ
cjfa-4709	46	17	authority	authority	NOUN
cjfa-4709	46	18	,	,	PUNCT
cjfa-4709	46	19	practical	practical	ADJ
cjfa-4709	46	20	experience	experience	NOUN
cjfa-4709	46	21	of	of	ADP
cjfa-4709	46	22	the	the	DET
cjfa-4709	46	23	author	author	NOUN
cjfa-4709	46	24	.	.	PUNCT
cjfa-4709	47	1	basic	basic	ADJ
cjfa-4709	47	2	regulatory	regulatory	ADJ
cjfa-4709	47	3	requirements	requirement	NOUN
cjfa-4709	47	4	for	for	ADP
cjfa-4709	47	5	the	the	DET
cjfa-4709	47	6	financial	financial	ADJ
cjfa-4709	47	7	condition	condition	NOUN
cjfa-4709	47	8	of	of	ADP
cjfa-4709	47	9	insurance	insurance	NOUN
cjfa-4709	47	10	companies	company	NOUN
cjfa-4709	47	11	in	in	ADP
cjfa-4709	47	12	russia	russia	PROPN
cjfa-4709	47	13	the	the	DET
cjfa-4709	47	14	main	main	ADJ
cjfa-4709	47	15	item	item	NOUN
cjfa-4709	47	16	for	for	ADP
cjfa-4709	47	17	the	the	DET
cjfa-4709	47	18	fulfillment	fulfillment	NOUN
cjfa-4709	47	19	liabilities	liability	NOUN
cjfa-4709	47	20	to	to	ADP
cjfa-4709	47	21	the	the	DET
cjfa-4709	47	22	insured	insure	VERB
cjfa-4709	47	23	is	be	AUX
cjfa-4709	47	24	a	a	DET
cjfa-4709	47	25	stable	stable	ADJ
cjfa-4709	47	26	financial	financial	ADJ
cjfa-4709	47	27	condition	condition	NOUN
cjfa-4709	47	28	of	of	ADP
cjfa-4709	47	29	insurance	insurance	NOUN
cjfa-4709	47	30	companies	company	NOUN
cjfa-4709	47	31	.	.	PUNCT
cjfa-4709	48	1	requirements	requirement	NOUN
cjfa-4709	48	2	for	for	ADP
cjfa-4709	48	3	the	the	DET
cjfa-4709	48	4	financial	financial	ADJ
cjfa-4709	48	5	condition	condition	NOUN
cjfa-4709	48	6	defined	define	VERB
cjfa-4709	48	7	supervisory	supervisory	ADJ
cjfa-4709	48	8	authority	authority	NOUN
cjfa-4709	48	9	.	.	PUNCT
cjfa-4709	49	1	starting	start	VERB
cjfa-4709	49	2	from	from	ADP
cjfa-4709	49	3	september	september	PROPN
cjfa-4709	49	4	2013	2013	NUM
cjfa-4709	49	5	it	it	PRON
cjfa-4709	49	6	is	be	AUX
cjfa-4709	49	7	the	the	DET
cjfa-4709	49	8	central	central	ADJ
cjfa-4709	49	9	bank	bank	NOUN
cjfa-4709	49	10	of	of	ADP
cjfa-4709	49	11	the	the	DET
cjfa-4709	49	12	russian	russian	PROPN
cjfa-4709	49	13	federation	federation	PROPN
cjfa-4709	49	14	.	.	PUNCT
cjfa-4709	50	1	in	in	ADP
cjfa-4709	50	2	accordance	accordance	NOUN
cjfa-4709	50	3	with	with	ADP
cjfa-4709	50	4	russian	russian	ADJ
cjfa-4709	50	5	legislation	legislation	NOUN
cjfa-4709	50	6	the	the	DET
cjfa-4709	50	7	guarantees	guarantee	NOUN
cjfa-4709	50	8	by	by	ADP
cjfa-4709	50	9	the	the	DET
cjfa-4709	50	10	financial	financial	ADJ
cjfa-4709	50	11	stability	stability	NOUN
cjfa-4709	50	12	of	of	ADP
cjfa-4709	50	13	the	the	DET
cjfa-4709	50	14	insurer	insurer	NOUN
cjfa-4709	50	15	are	be	AUX
cjfa-4709	50	16	:	:	PUNCT
cjfa-4709	50	17	■	■	PUNCT
cjfa-4709	50	18	economically	economically	ADV
cjfa-4709	50	19	reasonable	reasonable	ADJ
cjfa-4709	50	20	insurance	insurance	NOUN
cjfa-4709	50	21	tariffs	tariff	NOUN
cjfa-4709	50	22	;	;	PUNCT
cjfa-4709	50	23	■	■	PUNCT
cjfa-4709	50	24	insurance	insurance	NOUN
cjfa-4709	50	25	reserves	reserve	NOUN
cjfa-4709	50	26	,	,	PUNCT
cjfa-4709	50	27	sufficient	sufficient	ADJ
cjfa-4709	50	28	for	for	ADP
cjfa-4709	50	29	the	the	DET
cjfa-4709	50	30	fulfillment	fulfillment	NOUN
cjfa-4709	50	31	obligations	obligation	NOUN
cjfa-4709	50	32	under	under	ADP
cjfa-4709	50	33	contracts	contract	NOUN
cjfa-4709	50	34	of	of	ADP
cjfa-4709	50	35	insurance	insurance	NOUN
cjfa-4709	50	36	,	,	PUNCT
cjfa-4709	50	37	coinsurance	coinsurance	NOUN
cjfa-4709	50	38	,	,	PUNCT
cjfa-4709	50	39	reinsurance	reinsurance	NOUN
cjfa-4709	50	40	,	,	PUNCT
cjfa-4709	50	41	mutual	mutual	ADJ
cjfa-4709	50	42	insurance	insurance	NOUN
cjfa-4709	50	43	;	;	PUNCT
cjfa-4709	50	44	■	■	PUNCT
cjfa-4709	50	45	equity	equity	NOUN
cjfa-4709	50	46	;	;	PUNCT
cjfa-4709	50	47	■	■	PUNCT
cjfa-4709	50	48	reinsurance	reinsurance	NOUN
cjfa-4709	50	49	.	.	PUNCT
cjfa-4709	51	1	mandatory	mandatory	ADJ
cjfa-4709	51	2	requirements	requirement	NOUN
cjfa-4709	51	3	for	for	ADP
cjfa-4709	51	4	the	the	DET
cjfa-4709	51	5	financial	financial	ADJ
cjfa-4709	51	6	condition	condition	NOUN
cjfa-4709	51	7	of	of	ADP
cjfa-4709	51	8	insurers	insurer	NOUN
cjfa-4709	51	9	include	include	VERB
cjfa-4709	51	10	following	follow	VERB
cjfa-4709	51	11	items	item	NOUN
cjfa-4709	51	12	:	:	PUNCT
cjfa-4709	51	13	■	■	PUNCT
cjfa-4709	51	14	the	the	DET
cjfa-4709	51	15	minimum	minimum	ADJ
cjfa-4709	51	16	authorized	authorize	VERB
cjfa-4709	51	17	capital	capital	NOUN
cjfa-4709	51	18	;	;	PUNCT
cjfa-4709	51	19	■	■	PUNCT
cjfa-4709	51	20	solvency	solvency	NOUN
cjfa-4709	51	21	margin	margin	NOUN
cjfa-4709	51	22	;	;	PUNCT
cjfa-4709	51	23	■	■	PUNCT
cjfa-4709	51	24	placement	placement	NOUN
cjfa-4709	51	25	of	of	ADP
cjfa-4709	51	26	insurance	insurance	NOUN
cjfa-4709	51	27	reserves	reserve	NOUN
cjfa-4709	51	28	;	;	PUNCT
cjfa-4709	51	29	■	■	PUNCT
cjfa-4709	51	30	covering	cover	VERB
cjfa-4709	51	31	own	own	ADJ
cjfa-4709	51	32	funds	fund	NOUN
cjfa-4709	51	33	by	by	ADP
cjfa-4709	51	34	the	the	DET
cjfa-4709	51	35	assets	asset	NOUN
cjfa-4709	51	36	;	;	PUNCT
cjfa-4709	51	37	■	■	PUNCT
cjfa-4709	51	38	net	net	ADJ
cjfa-4709	51	39	assets	asset	NOUN
cjfa-4709	51	40	for	for	ADP
cjfa-4709	51	41	open	open	ADJ
cjfa-4709	51	42	joint	joint	ADJ
cjfa-4709	51	43	stock	stock	NOUN
cjfa-4709	51	44	company	company	NOUN
cjfa-4709	51	45	.	.	PUNCT
cjfa-4709	52	1	consider	consider	VERB
cjfa-4709	52	2	the	the	DET
cjfa-4709	52	3	contents	content	NOUN
cjfa-4709	52	4	of	of	ADP
cjfa-4709	52	5	these	these	DET
cjfa-4709	52	6	requirements	requirement	NOUN
cjfa-4709	52	7	in	in	ADP
cjfa-4709	52	8	details	detail	NOUN
cjfa-4709	52	9	.	.	PUNCT
cjfa-4709	53	1	the	the	DET
cjfa-4709	53	2	minimum	minimum	ADJ
cjfa-4709	53	3	authorized	authorize	VERB
cjfa-4709	53	4	capital	capital	NOUN
cjfa-4709	53	5	was	be	AUX
cjfa-4709	53	6	increased	increase	VERB
cjfa-4709	53	7	by	by	ADP
cjfa-4709	53	8	4	4	NUM
cjfa-4709	53	9	times	time	NOUN
cjfa-4709	53	10	from	from	ADP
cjfa-4709	53	11	january	january	PROPN
cjfa-4709	53	12	1	1	NUM
cjfa-4709	53	13	,	,	PUNCT
cjfa-4709	53	14	2012	2012	NUM
cjfa-4709	53	15	,	,	PUNCT
cjfa-4709	53	16	and	and	CCONJ
cjfa-4709	53	17	is	be	AUX
cjfa-4709	53	18	now	now	ADV
cjfa-4709	53	19	120	120	NUM
cjfa-4709	53	20	mln	mln	NOUN
cjfa-4709	53	21	.	.	PUNCT
cjfa-4709	54	1	r.	r.	PROPN
cjfa-4709	54	2	for	for	ADP
cjfa-4709	54	3	insurers	insurer	NOUN
cjfa-4709	54	4	other	other	ADJ
cjfa-4709	54	5	than	than	ADP
cjfa-4709	54	6	life	life	NOUN
cjfa-4709	54	7	;	;	PUNCT
cjfa-4709	54	8	240	240	NUM
cjfa-4709	54	9	mln	mln	NOUN
cjfa-4709	54	10	.	.	PUNCT
cjfa-4709	55	1	r.	r.	PROPN
cjfa-4709	55	2	for	for	ADP
cjfa-4709	55	3	life	life	NOUN
cjfa-4709	55	4	insurance	insurance	NOUN
cjfa-4709	55	5	and	and	CCONJ
cjfa-4709	55	6	480	480	NUM
cjfa-4709	55	7	mln	mln	NOUN
cjfa-4709	55	8	.	.	PUNCT
cjfa-4709	56	1	r.	r.	PROPN
cjfa-4709	56	2	for	for	ADP
cjfa-4709	56	3	reinsurance	reinsurance	NOUN
cjfa-4709	56	4	table	table	NOUN
cjfa-4709	56	5	2	2	NUM
cjfa-4709	56	6	.	.	PUNCT
cjfa-4709	57	1	this	this	PRON
cjfa-4709	57	2	entailed	entail	VERB
cjfa-4709	57	3	a	a	DET
cjfa-4709	57	4	sharp	sharp	ADJ
cjfa-4709	57	5	decline	decline	NOUN
cjfa-4709	57	6	in	in	ADP
cjfa-4709	57	7	the	the	DET
cjfa-4709	57	8	number	number	NOUN
cjfa-4709	57	9	of	of	ADP
cjfa-4709	57	10	insurance	insurance	NOUN
cjfa-4709	57	11	companies	company	NOUN
cjfa-4709	57	12	,	,	PUNCT
cjfa-4709	57	13	table	table	NOUN
cjfa-4709	57	14	3	3	NUM
cjfa-4709	57	15	,	,	PUNCT
cjfa-4709	57	16	increased	increase	VERB
cjfa-4709	57	17	market	market	NOUN
cjfa-4709	57	18	concentration	concentration	NOUN
cjfa-4709	57	19	.	.	PUNCT
cjfa-4709	58	1	the	the	DET
cjfa-4709	58	2	total	total	ADJ
cjfa-4709	58	3	authorized	authorize	VERB
cjfa-4709	58	4	capital	capital	NOUN
cjfa-4709	58	5	of	of	ADP
cjfa-4709	58	6	russian	russian	ADJ
cjfa-4709	58	7	insurers	insurer	NOUN
cjfa-4709	58	8	in	in	ADP
cjfa-4709	58	9	june	june	PROPN
cjfa-4709	58	10	2014	2014	NUM
cjfa-4709	58	11	amounted	amount	VERB
cjfa-4709	58	12	to	to	ADP
cjfa-4709	58	13	219332,4	219332,4	PROPN
cjfa-4709	58	14	mln	mln	NOUN
cjfa-4709	58	15	.	.	PUNCT
cjfa-4709	59	1	r.	r.	PROPN
cjfa-4709	59	2	(	(	PUNCT
cjfa-4709	59	3	all	all	ADV
cjfa-4709	59	4	-	-	PUNCT
cjfa-4709	59	5	russian	russian	ADJ
cjfa-4709	59	6	insurance	insurance	NOUN
cjfa-4709	59	7	association	association	NOUN
cjfa-4709	59	8	2014	2014	NUM
cjfa-4709	59	9	)	)	PUNCT
cjfa-4709	59	10	.	.	PUNCT
cjfa-4709	60	1	regulation	regulation	NOUN
cjfa-4709	60	2	of	of	ADP
cjfa-4709	60	3	financial	financial	ADJ
cjfa-4709	60	4	condition	condition	NOUN
cjfa-4709	60	5	insurers	insurer	NOUN
cjfa-4709	60	6	…	…	PUNCT
cjfa-4709	60	7	83	83	NUM
cjfa-4709	60	8	table	table	NOUN
cjfa-4709	60	9	2	2	NUM
cjfa-4709	60	10	.	.	PUNCT
cjfa-4709	60	11	distribution	distribution	NOUN
cjfa-4709	60	12	of	of	ADP
cjfa-4709	60	13	insurance	insurance	NOUN
cjfa-4709	60	14	companies	company	NOUN
cjfa-4709	60	15	by	by	ADP
cjfa-4709	60	16	authorized	authorize	VERB
cjfa-4709	60	17	capital	capital	NOUN
cjfa-4709	60	18	authorized	authorize	VERB
cjfa-4709	60	19	capital	capital	NOUN
cjfa-4709	60	20	,	,	PUNCT
cjfa-4709	60	21	th	th	X
cjfa-4709	60	22	.	.	PUNCT
cjfa-4709	60	23	rub	rub	NOUN
cjfa-4709	60	24	.	.	PUNCT
cjfa-4709	61	1	number	number	NOUN
cjfa-4709	61	2	of	of	ADP
cjfa-4709	61	3	insurance	insurance	NOUN
cjfa-4709	61	4	companies	company	NOUN
cjfa-4709	61	5	share	share	VERB
cjfa-4709	61	6	branches	branch	NOUN
cjfa-4709	61	7	total	total	VERB
cjfa-4709	61	8	402	402	NUM
cjfa-4709	61	9	100	100	NUM
cjfa-4709	61	10	5180	5180	NUM
cjfa-4709	61	11	until	until	ADP
cjfa-4709	61	12	20	20	NUM
cjfa-4709	61	13	000	000	NUM
cjfa-4709	61	14	1	1	NUM
cjfa-4709	61	15	0,2	0,2	NUM
cjfa-4709	61	16	–	–	PUNCT
cjfa-4709	61	17	from	from	ADP
cjfa-4709	61	18	20	20	NUM
cjfa-4709	61	19	001	001	NUM
cjfa-4709	61	20	to	to	ADP
cjfa-4709	61	21	40	40	NUM
cjfa-4709	61	22	000	000	NUM
cjfa-4709	61	23	–	–	PUNCT
cjfa-4709	61	24	–	–	PUNCT
cjfa-4709	61	25	–	–	PUNCT
cjfa-4709	61	26	from	from	ADP
cjfa-4709	61	27	40	40	NUM
cjfa-4709	61	28	001	001	NUM
cjfa-4709	61	29	to	to	PART
cjfa-4709	61	30	60	60	NUM
cjfa-4709	61	31	000	000	NUM
cjfa-4709	61	32	23	23	NUM
cjfa-4709	61	33	5,7	5,7	NUM
cjfa-4709	61	34	115	115	NUM
cjfa-4709	61	35	from	from	ADP
cjfa-4709	61	36	60	60	NUM
cjfa-4709	61	37	001	001	NUM
cjfa-4709	61	38	to	to	PART
cjfa-4709	61	39	80	80	NUM
cjfa-4709	61	40	000	000	NUM
cjfa-4709	61	41	27	27	NUM
cjfa-4709	61	42	6,7	6,7	NUM
cjfa-4709	61	43	196	196	NUM
cjfa-4709	61	44	from	from	ADP
cjfa-4709	61	45	80	80	NUM
cjfa-4709	61	46	001	001	NUM
cjfa-4709	61	47	to	to	PART
cjfa-4709	61	48	100	100	NUM
cjfa-4709	61	49	000	000	NUM
cjfa-4709	61	50	7	7	NUM
cjfa-4709	61	51	1,7	1,7	NUM
cjfa-4709	61	52	84	84	NUM
cjfa-4709	61	53	more	more	ADJ
cjfa-4709	61	54	,	,	PUNCT
cjfa-4709	61	55	than	than	ADP
cjfa-4709	61	56	100	100	NUM
cjfa-4709	61	57	000	000	NUM
cjfa-4709	61	58	344	344	NUM
cjfa-4709	61	59	85,6	85,6	NUM
cjfa-4709	61	60	4785	4785	NUM
cjfa-4709	61	61	s	s	NOUN
cjfa-4709	61	62	o	o	NOUN
cjfa-4709	61	63	u	u	NOUN
cjfa-4709	61	64	r	r	NOUN
cjfa-4709	61	65	c	c	NOUN
cjfa-4709	61	66	e	e	NOUN
cjfa-4709	61	67	:	:	PUNCT
cjfa-4709	61	68	federal	federal	ADJ
cjfa-4709	61	69	state	state	PROPN
cjfa-4709	61	70	statistics	statistics	PROPN
cjfa-4709	61	71	service	service	PROPN
cjfa-4709	61	72	.	.	PUNCT
cjfa-4709	62	1	a	a	DET
cjfa-4709	62	2	steady	steady	ADJ
cjfa-4709	62	3	decline	decline	NOUN
cjfa-4709	62	4	in	in	ADP
cjfa-4709	62	5	the	the	DET
cjfa-4709	62	6	number	number	NOUN
cjfa-4709	62	7	of	of	ADP
cjfa-4709	62	8	insurance	insurance	NOUN
cjfa-4709	62	9	companies	company	NOUN
cjfa-4709	62	10	–	–	PUNCT
cjfa-4709	62	11	a	a	DET
cjfa-4709	62	12	consequence	consequence	NOUN
cjfa-4709	62	13	of	of	ADP
cjfa-4709	62	14	not	not	PART
cjfa-4709	62	15	only	only	ADV
cjfa-4709	62	16	increasing	increase	VERB
cjfa-4709	62	17	requirements	requirement	NOUN
cjfa-4709	62	18	to	to	ADP
cjfa-4709	62	19	the	the	DET
cjfa-4709	62	20	financial	financial	ADJ
cjfa-4709	62	21	condition	condition	NOUN
cjfa-4709	62	22	,	,	PUNCT
cjfa-4709	62	23	in	in	ADP
cjfa-4709	62	24	particular	particular	ADJ
cjfa-4709	62	25	,	,	PUNCT
cjfa-4709	62	26	the	the	DET
cjfa-4709	62	27	size	size	NOUN
cjfa-4709	62	28	of	of	ADP
cjfa-4709	62	29	the	the	DET
cjfa-4709	62	30	authorized	authorized	ADJ
cjfa-4709	62	31	capital	capital	NOUN
cjfa-4709	62	32	,	,	PUNCT
cjfa-4709	62	33	but	but	CCONJ
cjfa-4709	62	34	also	also	ADV
cjfa-4709	62	35	a	a	DET
cjfa-4709	62	36	set	set	NOUN
cjfa-4709	62	37	of	of	ADP
cjfa-4709	62	38	measures	measure	NOUN
cjfa-4709	62	39	to	to	PART
cjfa-4709	62	40	rid	rid	VERB
cjfa-4709	62	41	the	the	DET
cjfa-4709	62	42	market	market	NOUN
cjfa-4709	62	43	of	of	ADP
cjfa-4709	62	44	the	the	DET
cjfa-4709	62	45	schemes	scheme	NOUN
cjfa-4709	62	46	,	,	PUNCT
cjfa-4709	62	47	unscrupulous	unscrupulous	ADJ
cjfa-4709	62	48	insurers	insurer	NOUN
cjfa-4709	62	49	.	.	PUNCT
cjfa-4709	63	1	insurers	insurer	NOUN
cjfa-4709	63	2	have	have	VERB
cjfa-4709	63	3	to	to	PART
cjfa-4709	63	4	invest	invest	VERB
cjfa-4709	63	5	their	their	PRON
cjfa-4709	63	6	own	own	ADJ
cjfa-4709	63	7	funds	fund	NOUN
cjfa-4709	63	8	on	on	ADP
cjfa-4709	63	9	the	the	DET
cjfa-4709	63	10	terms	term	NOUN
cjfa-4709	63	11	of	of	ADP
cjfa-4709	63	12	diversification	diversification	NOUN
cjfa-4709	63	13	,	,	PUNCT
cjfa-4709	63	14	liquidity	liquidity	NOUN
cjfa-4709	63	15	,	,	PUNCT
cjfa-4709	63	16	repayment	repayment	NOUN
cjfa-4709	63	17	and	and	CCONJ
cjfa-4709	63	18	profitability	profitability	NOUN
cjfa-4709	63	19	.	.	PUNCT
cjfa-4709	64	1	insurers	insurer	NOUN
cjfa-4709	64	2	do	do	AUX
cjfa-4709	64	3	not	not	PART
cjfa-4709	64	4	have	have	VERB
cjfa-4709	64	5	the	the	DET
cjfa-4709	64	6	right	right	NOUN
cjfa-4709	64	7	to	to	PART
cjfa-4709	64	8	invest	invest	VERB
cjfa-4709	64	9	own	own	ADJ
cjfa-4709	64	10	funds	fund	NOUN
cjfa-4709	64	11	in	in	ADP
cjfa-4709	64	12	the	the	DET
cjfa-4709	64	13	bill	bill	NOUN
cjfa-4709	64	14	of	of	ADP
cjfa-4709	64	15	legal	legal	ADJ
cjfa-4709	64	16	entities	entity	NOUN
cjfa-4709	64	17	,	,	PUNCT
cjfa-4709	64	18	individuals	individual	NOUN
cjfa-4709	64	19	and	and	CCONJ
cjfa-4709	64	20	grant	grant	VERB
cjfa-4709	64	21	loans	loan	NOUN
cjfa-4709	64	22	due	due	ADJ
cjfa-4709	64	23	its	its	PRON
cjfa-4709	64	24	own	own	ADJ
cjfa-4709	64	25	funds	fund	NOUN
cjfa-4709	64	26	.	.	PUNCT
cjfa-4709	65	1	table	table	NOUN
cjfa-4709	65	2	3	3	NUM
cjfa-4709	65	3	.	.	X
cjfa-4709	65	4	number	number	NOUN
cjfa-4709	65	5	of	of	ADP
cjfa-4709	65	6	the	the	DET
cjfa-4709	65	7	insurance	insurance	NOUN
cjfa-4709	65	8	companies	company	NOUN
cjfa-4709	65	9	in	in	ADP
cjfa-4709	65	10	russian	russian	PROPN
cjfa-4709	65	11	federation	federation	PROPN
cjfa-4709	65	12	year	year	NOUN
cjfa-4709	65	13	2005	2005	NUM
cjfa-4709	65	14	2006	2006	NUM
cjfa-4709	65	15	2007	2007	NUM
cjfa-4709	65	16	2008	2008	NUM
cjfa-4709	65	17	2009	2009	NUM
cjfa-4709	65	18	2010	2010	NUM
cjfa-4709	65	19	2011	2011	NUM
cjfa-4709	65	20	2012	2012	NUM
cjfa-4709	65	21	2013	2013	NUM
cjfa-4709	65	22	number	number	NOUN
cjfa-4709	65	23	of	of	ADP
cjfa-4709	65	24	the	the	DET
cjfa-4709	65	25	insurance	insurance	NOUN
cjfa-4709	65	26	companies	company	NOUN
cjfa-4709	65	27	1075	1075	NUM
cjfa-4709	65	28	918	918	NUM
cjfa-4709	65	29	869	869	NUM
cjfa-4709	65	30	814	814	NUM
cjfa-4709	65	31	722	722	NUM
cjfa-4709	65	32	640	640	NUM
cjfa-4709	65	33	587	587	NUM
cjfa-4709	65	34	458	458	NUM
cjfa-4709	65	35	402	402	NUM
cjfa-4709	65	36	s	s	NOUN
cjfa-4709	65	37	o	o	NOUN
cjfa-4709	65	38	u	u	NOUN
cjfa-4709	65	39	r	r	NOUN
cjfa-4709	65	40	c	c	NOUN
cjfa-4709	65	41	e	e	NOUN
cjfa-4709	65	42	:	:	PUNCT
cjfa-4709	65	43	own	own	ADJ
cjfa-4709	65	44	study	study	NOUN
cjfa-4709	65	45	based	base	VERB
cjfa-4709	65	46	on	on	ADP
cjfa-4709	65	47	:	:	PUNCT
cjfa-4709	65	48	federal	federal	ADJ
cjfa-4709	65	49	state	state	PROPN
cjfa-4709	65	50	statistics	statistics	PROPN
cjfa-4709	65	51	service	service	PROPN
cjfa-4709	65	52	,	,	PUNCT
cjfa-4709	65	53	the	the	DET
cjfa-4709	65	54	central	central	ADJ
cjfa-4709	65	55	bank	bank	NOUN
cjfa-4709	65	56	of	of	ADP
cjfa-4709	65	57	the	the	DET
cjfa-4709	65	58	russian	russian	PROPN
cjfa-4709	65	59	federation	federation	PROPN
cjfa-4709	65	60	.	.	PUNCT
cjfa-4709	66	1	solvency	solvency	NOUN
cjfa-4709	66	2	margin	margin	NOUN
cjfa-4709	66	3	–	–	PUNCT
cjfa-4709	66	4	in	in	ADP
cjfa-4709	66	5	russia	russia	PROPN
cjfa-4709	66	6	is	be	AUX
cjfa-4709	66	7	determined	determine	VERB
cjfa-4709	66	8	by	by	ADP
cjfa-4709	66	9	the	the	DET
cjfa-4709	66	10	type	type	NOUN
cjfa-4709	66	11	of	of	ADP
cjfa-4709	66	12	solvency	solvency	NOUN
cjfa-4709	66	13	1	1	NUM
cjfa-4709	66	14	,	,	PUNCT
cjfa-4709	66	15	when	when	SCONJ
cjfa-4709	66	16	comparing	compare	VERB
cjfa-4709	66	17	16	16	NUM
cjfa-4709	66	18	%	%	NOUN
cjfa-4709	66	19	of	of	ADP
cjfa-4709	66	20	the	the	DET
cjfa-4709	66	21	premiums	premium	NOUN
cjfa-4709	66	22	per	per	ADP
cjfa-4709	66	23	year	year	NOUN
cjfa-4709	66	24	and	and	CCONJ
cjfa-4709	66	25	the	the	DET
cjfa-4709	66	26	arithmetic	arithmetic	ADJ
cjfa-4709	66	27	mean	mean	NOUN
cjfa-4709	66	28	of	of	ADP
cjfa-4709	66	29	23	23	NUM
cjfa-4709	66	30	%	%	NOUN
cjfa-4709	66	31	of	of	ADP
cjfa-4709	66	32	payments	payment	NOUN
cjfa-4709	66	33	per	per	ADP
cjfa-4709	66	34	three	three	NUM
cjfa-4709	66	35	years	year	NOUN
cjfa-4709	66	36	;	;	PUNCT
cjfa-4709	66	37	the	the	DET
cjfa-4709	66	38	maximum	maximum	ADJ
cjfa-4709	66	39	value	value	NOUN
cjfa-4709	66	40	(	(	PUNCT
cjfa-4709	66	41	standard	standard	ADJ
cjfa-4709	66	42	margin	margin	NOUN
cjfa-4709	66	43	)	)	PUNCT
cjfa-4709	66	44	must	must	AUX
cjfa-4709	66	45	exceed	exceed	VERB
cjfa-4709	66	46	the	the	DET
cjfa-4709	66	47	actual	actual	ADJ
cjfa-4709	66	48	(	(	PUNCT
cjfa-4709	66	49	own	own	ADJ
cjfa-4709	66	50	funds	fund	NOUN
cjfa-4709	66	51	)	)	PUNCT
cjfa-4709	66	52	more	more	ADJ
cjfa-4709	66	53	than	than	ADP
cjfa-4709	66	54	30	30	NUM
cjfa-4709	66	55	%	%	NOUN
cjfa-4709	66	56	.	.	PUNCT
cjfa-4709	67	1	if	if	SCONJ
cjfa-4709	67	2	the	the	DET
cjfa-4709	67	3	actual	actual	ADJ
cjfa-4709	67	4	solvency	solvency	NOUN
cjfa-4709	67	5	margin	margin	NOUN
cjfa-4709	67	6	exceeds	exceed	VERB
cjfa-4709	67	7	the	the	DET
cjfa-4709	67	8	normative	normative	ADJ
cjfa-4709	67	9	solvency	solvency	NOUN
cjfa-4709	67	10	margin	margin	NOUN
cjfa-4709	67	11	less	less	ADJ
cjfa-4709	67	12	than	than	ADP
cjfa-4709	67	13	30	30	NUM
cjfa-4709	67	14	%	%	NOUN
cjfa-4709	67	15	,	,	PUNCT
cjfa-4709	67	16	the	the	DET
cjfa-4709	67	17	insurer	insurer	NOUN
cjfa-4709	67	18	shall	shall	AUX
cjfa-4709	67	19	submit	submit	VERB
cjfa-4709	67	20	to	to	ADP
cjfa-4709	67	21	the	the	DET
cjfa-4709	67	22	insurance	insurance	NOUN
cjfa-4709	67	23	supervision	supervision	NOUN
cjfa-4709	67	24	the	the	DET
cjfa-4709	67	25	plan	plan	NOUN
cjfa-4709	67	26	of	of	ADP
cjfa-4709	67	27	improvement	improvement	NOUN
cjfa-4709	67	28	a	a	DET
cjfa-4709	67	29	financial	financial	ADJ
cjfa-4709	67	30	situation	situation	NOUN
cjfa-4709	67	31	.	.	PUNCT
cjfa-4709	68	1	the	the	DET
cjfa-4709	68	2	plan	plan	NOUN
cjfa-4709	68	3	improvement	improvement	NOUN
cjfa-4709	68	4	of	of	ADP
cjfa-4709	68	5	a	a	DET
cjfa-4709	68	6	financial	financial	ADJ
cjfa-4709	68	7	position	position	NOUN
cjfa-4709	68	8	includes	include	VERB
cjfa-4709	68	9	activities	activity	NOUN
cjfa-4709	68	10	to	to	PART
cjfa-4709	68	11	ensure	ensure	VERB
cjfa-4709	68	12	compliance	compliance	NOUN
cjfa-4709	68	13	with	with	ADP
cjfa-4709	68	14	the	the	DET
cjfa-4709	68	15	ratio	ratio	NOUN
cjfa-4709	68	16	between	between	ADP
cjfa-4709	68	17	the	the	DET
cjfa-4709	68	18	actual	actual	ADJ
cjfa-4709	68	19	and	and	CCONJ
cjfa-4709	68	20	normative	normative	ADJ
cjfa-4709	68	21	dimensions	dimension	NOUN
cjfa-4709	68	22	of	of	ADP
cjfa-4709	68	23	the	the	DET
cjfa-4709	68	24	solvency	solvency	NOUN
cjfa-4709	68	25	margin	margin	NOUN
cjfa-4709	68	26	.	.	PUNCT
cjfa-4709	69	1	nadezda	nadezda	NOUN
cjfa-4709	69	2	kirillova84	kirillova84	X
cjfa-4709	69	3	the	the	DET
cjfa-4709	69	4	calculation	calculation	NOUN
cjfa-4709	69	5	of	of	ADP
cjfa-4709	69	6	the	the	DET
cjfa-4709	69	7	solvency	solvency	NOUN
cjfa-4709	69	8	margin	margin	NOUN
cjfa-4709	69	9	made	make	VERB
cjfa-4709	69	10	by	by	ADP
cjfa-4709	69	11	insurers	insurer	NOUN
cjfa-4709	69	12	on	on	ADP
cjfa-4709	69	13	a	a	DET
cjfa-4709	69	14	quarterly	quarterly	ADJ
cjfa-4709	69	15	basis	basis	NOUN
cjfa-4709	69	16	.	.	PUNCT
cjfa-4709	70	1	few	few	ADJ
cjfa-4709	70	2	years	year	NOUN
cjfa-4709	70	3	there	there	PRON
cjfa-4709	70	4	has	have	AUX
cjfa-4709	70	5	been	be	AUX
cjfa-4709	70	6	discussion	discussion	NOUN
cjfa-4709	70	7	about	about	ADP
cjfa-4709	70	8	the	the	DET
cjfa-4709	70	9	need	need	NOUN
cjfa-4709	70	10	and	and	CCONJ
cjfa-4709	70	11	expediency	expediency	NOUN
cjfa-4709	70	12	of	of	ADP
cjfa-4709	70	13	introduction	introduction	NOUN
cjfa-4709	70	14	solvency	solvency	NOUN
cjfa-4709	70	15	-	-	PUNCT
cjfa-4709	70	16	ii	ii	NOUN
cjfa-4709	70	17	,	,	PUNCT
cjfa-4709	70	18	are	be	AUX
cjfa-4709	70	19	developed	develop	VERB
cjfa-4709	70	20	a	a	DET
cjfa-4709	70	21	set	set	NOUN
cjfa-4709	70	22	of	of	ADP
cjfa-4709	70	23	indicators	indicator	NOUN
cjfa-4709	70	24	of	of	ADP
cjfa-4709	70	25	risk	risk	NOUN
cjfa-4709	70	26	assessment	assessment	NOUN
cjfa-4709	70	27	of	of	ADP
cjfa-4709	70	28	insurance	insurance	NOUN
cjfa-4709	70	29	companies	company	NOUN
cjfa-4709	70	30	,	,	PUNCT
cjfa-4709	70	31	however	however	ADV
cjfa-4709	70	32	,	,	PUNCT
cjfa-4709	70	33	now	now	ADV
cjfa-4709	70	34	there	there	PRON
cjfa-4709	70	35	are	be	VERB
cjfa-4709	70	36	only	only	ADV
cjfa-4709	70	37	considered	consider	VERB
cjfa-4709	70	38	solvency	solvency	NOUN
cjfa-4709	70	39	margin	margin	NOUN
cjfa-4709	70	40	.	.	PUNCT
cjfa-4709	71	1	placement	placement	NOUN
cjfa-4709	71	2	of	of	ADP
cjfa-4709	71	3	insurance	insurance	NOUN
cjfa-4709	71	4	reserves	reserve	NOUN
cjfa-4709	71	5	and	and	CCONJ
cjfa-4709	71	6	covering	cover	VERB
cjfa-4709	71	7	the	the	DET
cjfa-4709	71	8	own	own	ADJ
cjfa-4709	71	9	funds	fund	NOUN
cjfa-4709	71	10	by	by	ADP
cjfa-4709	71	11	the	the	DET
cjfa-4709	71	12	assets	asset	NOUN
cjfa-4709	71	13	.	.	PUNCT
cjfa-4709	72	1	insurance	insurance	NOUN
cjfa-4709	72	2	reserves	reserve	NOUN
cjfa-4709	72	3	for	for	ADP
cjfa-4709	72	4	non	non	ADJ
cjfa-4709	72	5	-	-	ADJ
cjfa-4709	72	6	life	life	ADJ
cjfa-4709	72	7	include	include	VERB
cjfa-4709	72	8	(	(	PUNCT
cjfa-4709	72	9	ministry	ministry	NOUN
cjfa-4709	72	10	of	of	ADP
cjfa-4709	72	11	finance	finance	NOUN
cjfa-4709	72	12	of	of	ADP
cjfa-4709	72	13	the	the	DET
cjfa-4709	72	14	russian	russian	PROPN
cjfa-4709	72	15	federation	federation	PROPN
cjfa-4709	72	16	2002	2002	NUM
cjfa-4709	72	17	):	):	PUNCT
cjfa-4709	72	18	■	■	PUNCT
cjfa-4709	72	19	unearned	unearned	ADJ
cjfa-4709	72	20	premium	premium	NOUN
cjfa-4709	72	21	reserve	reserve	NOUN
cjfa-4709	72	22	;	;	PUNCT
cjfa-4709	72	23	■	■	PUNCT
cjfa-4709	72	24	loss	loss	NOUN
cjfa-4709	72	25	reserves	reserve	NOUN
cjfa-4709	72	26	:	:	PUNCT
cjfa-4709	72	27	–	–	PUNCT
cjfa-4709	72	28	reserve	reserve	NOUN
cjfa-4709	72	29	declared	declare	VERB
cjfa-4709	72	30	but	but	CCONJ
cjfa-4709	72	31	unsettled	unsettled	ADJ
cjfa-4709	72	32	losses	loss	NOUN
cjfa-4709	72	33	;	;	PUNCT
cjfa-4709	72	34	–	–	PUNCT
cjfa-4709	72	35	reserves	reserve	NOUN
cjfa-4709	72	36	for	for	ADP
cjfa-4709	72	37	incurred	incurred	ADJ
cjfa-4709	72	38	but	but	CCONJ
cjfa-4709	72	39	not	not	PART
cjfa-4709	72	40	reported	report	VERB
cjfa-4709	72	41	claims	claim	NOUN
cjfa-4709	72	42	;	;	PUNCT
cjfa-4709	72	43	■	■	PUNCT
cjfa-4709	72	44	stabilization	stabilization	NOUN
cjfa-4709	72	45	reserve	reserve	NOUN
cjfa-4709	72	46	.	.	PUNCT
cjfa-4709	73	1	the	the	DET
cjfa-4709	73	2	structure	structure	NOUN
cjfa-4709	73	3	of	of	ADP
cjfa-4709	73	4	insurance	insurance	NOUN
cjfa-4709	73	5	reserves	reserve	NOUN
cjfa-4709	73	6	for	for	ADP
cjfa-4709	73	7	life	life	NOUN
cjfa-4709	73	8	insurance	insurance	NOUN
cjfa-4709	73	9	includes	include	VERB
cjfa-4709	73	10	the	the	DET
cjfa-4709	73	11	following	follow	VERB
cjfa-4709	73	12	reserves	reserve	NOUN
cjfa-4709	73	13	(	(	PUNCT
cjfa-4709	73	14	ministry	ministry	NOUN
cjfa-4709	73	15	of	of	ADP
cjfa-4709	73	16	finance	finance	NOUN
cjfa-4709	73	17	of	of	ADP
cjfa-4709	73	18	the	the	DET
cjfa-4709	73	19	russian	russian	PROPN
cjfa-4709	73	20	federation	federation	PROPN
cjfa-4709	73	21	2009	2009	NUM
cjfa-4709	73	22	):	):	PUNCT
cjfa-4709	73	23	■	■	PUNCT
cjfa-4709	73	24	the	the	DET
cjfa-4709	73	25	mathematical	mathematical	ADJ
cjfa-4709	73	26	reserve	reserve	NOUN
cjfa-4709	73	27	;	;	PUNCT
cjfa-4709	73	28	■	■	PUNCT
cjfa-4709	73	29	reserve	reserve	NOUN
cjfa-4709	73	30	maintenance	maintenance	NOUN
cjfa-4709	73	31	costs	cost	NOUN
cjfa-4709	73	32	of	of	ADP
cjfa-4709	73	33	insurance	insurance	NOUN
cjfa-4709	73	34	liabilities	liability	NOUN
cjfa-4709	73	35	;	;	PUNCT
cjfa-4709	73	36	■	■	PUNCT
cjfa-4709	73	37	reserve	reserve	NOUN
cjfa-4709	73	38	payments	payment	NOUN
cjfa-4709	73	39	reported	report	VERB
cjfa-4709	73	40	but	but	CCONJ
cjfa-4709	73	41	unsettled	unsettled	ADJ
cjfa-4709	73	42	insurance	insurance	NOUN
cjfa-4709	73	43	claims	claim	NOUN
cjfa-4709	73	44	;	;	PUNCT
cjfa-4709	73	45	■	■	PUNCT
cjfa-4709	73	46	provision	provision	NOUN
cjfa-4709	73	47	of	of	ADP
cjfa-4709	73	48	payments	payment	NOUN
cjfa-4709	73	49	of	of	ADP
cjfa-4709	73	50	incurred	incur	VERB
cjfa-4709	73	51	but	but	CCONJ
cjfa-4709	73	52	not	not	PART
cjfa-4709	73	53	reported	report	VERB
cjfa-4709	73	54	insurance	insurance	NOUN
cjfa-4709	73	55	claims	claim	NOUN
cjfa-4709	73	56	;	;	PUNCT
cjfa-4709	73	57	■	■	PUNCT
cjfa-4709	73	58	provision	provision	NOUN
cjfa-4709	73	59	of	of	ADP
cjfa-4709	73	60	additional	additional	ADJ
cjfa-4709	73	61	payments	payment	NOUN
cjfa-4709	73	62	(	(	PUNCT
cjfa-4709	73	63	insurance	insurance	NOUN
cjfa-4709	73	64	bonuses	bonus	NOUN
cjfa-4709	73	65	)	)	PUNCT
cjfa-4709	73	66	;	;	PUNCT
cjfa-4709	73	67	■	■	PUNCT
cjfa-4709	73	68	equalization	equalization	NOUN
cjfa-4709	73	69	reserve	reserve	PROPN
cjfa-4709	73	70	.	.	PUNCT
cjfa-4709	74	1	insurance	insurance	NOUN
cjfa-4709	74	2	reserves	reserve	NOUN
cjfa-4709	74	3	in	in	ADP
cjfa-4709	74	4	2013	2013	NUM
cjfa-4709	74	5	amounted	amount	VERB
cjfa-4709	74	6	779.4	779.4	NUM
cjfa-4709	74	7	billion	billion	NUM
cjfa-4709	74	8	rubles	ruble	NOUN
cjfa-4709	74	9	(	(	PUNCT
cjfa-4709	74	10	per	per	ADP
cjfa-4709	74	11	year	year	NOUN
cjfa-4709	74	12	increased	increase	VERB
cjfa-4709	74	13	by	by	ADP
cjfa-4709	74	14	153.1	153.1	NUM
cjfa-4709	74	15	billion	billion	NUM
cjfa-4709	74	16	rubles	ruble	NOUN
cjfa-4709	74	17	–	–	PUNCT
cjfa-4709	74	18	24.4	24.4	NUM
cjfa-4709	74	19	%	%	NOUN
cjfa-4709	74	20	)	)	PUNCT
cjfa-4709	74	21	,	,	PUNCT
cjfa-4709	74	22	life	life	NOUN
cjfa-4709	74	23	insurance	insurance	NOUN
cjfa-4709	74	24	–	–	PUNCT
cjfa-4709	74	25	99.7	99.7	NUM
cjfa-4709	74	26	billion	billion	NUM
cjfa-4709	74	27	rubles	ruble	NOUN
cjfa-4709	74	28	(	(	PUNCT
cjfa-4709	74	29	per	per	ADP
cjfa-4709	74	30	year	year	NOUN
cjfa-4709	74	31	increased	increase	VERB
cjfa-4709	74	32	by	by	ADP
cjfa-4709	74	33	29.5	29.5	NUM
cjfa-4709	74	34	billion	billion	NUM
cjfa-4709	74	35	rubles	ruble	NOUN
cjfa-4709	74	36	–	–	PUNCT
cjfa-4709	74	37	42.0	42.0	NUM
cjfa-4709	74	38	%	%	NOUN
cjfa-4709	74	39	)	)	PUNCT
cjfa-4709	74	40	.	.	PUNCT
cjfa-4709	75	1	the	the	DET
cjfa-4709	75	2	ratio	ratio	NOUN
cjfa-4709	75	3	of	of	ADP
cjfa-4709	75	4	insurance	insurance	NOUN
cjfa-4709	75	5	reserves	reserve	NOUN
cjfa-4709	75	6	and	and	CCONJ
cjfa-4709	75	7	premiums	premium	NOUN
cjfa-4709	75	8	on	on	ADP
cjfa-4709	75	9	life	life	NOUN
cjfa-4709	75	10	insurance	insurance	NOUN
cjfa-4709	75	11	117.4	117.4	NUM
cjfa-4709	75	12	%	%	NOUN
cjfa-4709	75	13	;	;	PUNCT
cjfa-4709	75	14	insurance	insurance	NOUN
cjfa-4709	75	15	other	other	ADJ
cjfa-4709	75	16	than	than	ADP
cjfa-4709	75	17	life	life	NOUN
cjfa-4709	75	18	insurance	insurance	NOUN
cjfa-4709	75	19	–	–	PUNCT
cjfa-4709	75	20	83.3	83.3	NUM
cjfa-4709	75	21	%	%	NOUN
cjfa-4709	75	22	,	,	PUNCT
cjfa-4709	75	23	table	table	NOUN
cjfa-4709	75	24	4	4	NUM
cjfa-4709	75	25	.	.	PUNCT
cjfa-4709	75	26	table	table	NOUN
cjfa-4709	75	27	4	4	NUM
cjfa-4709	75	28	.	.	PUNCT
cjfa-4709	75	29	insurance	insurance	NOUN
cjfa-4709	75	30	reserves	reserve	NOUN
cjfa-4709	75	31	in	in	ADP
cjfa-4709	75	32	russian	russian	ADJ
cjfa-4709	75	33	federation	federation	PROPN
cjfa-4709	75	34	,	,	PUNCT
cjfa-4709	75	35	mln	mln	PROPN
cjfa-4709	75	36	.	.	PUNCT
cjfa-4709	75	37	r.	r.	PROPN
cjfa-4709	75	38	,	,	PUNCT
cjfa-4709	75	39	2013	2013	NUM
cjfa-4709	75	40	insurance	insurance	NOUN
cjfa-4709	75	41	reserves	reserve	NOUN
cjfa-4709	75	42	,	,	PUNCT
cjfa-4709	75	43	31.12.2013	31.12.2013	NUM
cjfa-4709	75	44	change	change	NOUN
cjfa-4709	75	45	of	of	ADP
cjfa-4709	75	46	insurance	insurance	NOUN
cjfa-4709	75	47	reserves	reserve	NOUN
cjfa-4709	75	48	investment	investment	NOUN
cjfa-4709	75	49	income	income	NOUN
cjfa-4709	75	50	investment	investment	NOUN
cjfa-4709	75	51	income	income	NOUN
cjfa-4709	75	52	from	from	ADP
cjfa-4709	75	53	insurance	insurance	NOUN
cjfa-4709	75	54	reserves	reserve	NOUN
cjfa-4709	75	55	total	total	ADJ
cjfa-4709	75	56	life	life	NOUN
cjfa-4709	75	57	insurance	insurance	NOUN
cjfa-4709	75	58	total	total	ADJ
cjfa-4709	75	59	life	life	NOUN
cjfa-4709	75	60	insurance	insurance	NOUN
cjfa-4709	75	61	total	total	ADJ
cjfa-4709	75	62	total	total	ADJ
cjfa-4709	75	63	life	life	NOUN
cjfa-4709	75	64	insurance	insurance	NOUN
cjfa-4709	75	65	779413,7	779413,7	NUM
cjfa-4709	75	66	99676,1	99676,1	NUM
cjfa-4709	75	67	153086,3	153086,3	NUM
cjfa-4709	75	68	29494,9	29494,9	NUM
cjfa-4709	75	69	582154,7	582154,7	NOUN
cjfa-4709	75	70	25170,6	25170,6	NUM
cjfa-4709	76	1	5681,1	5681,1	NUM
cjfa-4709	76	2	s	s	NOUN
cjfa-4709	76	3	o	o	NOUN
cjfa-4709	76	4	u	u	NOUN
cjfa-4709	76	5	r	r	NOUN
cjfa-4709	76	6	c	c	NOUN
cjfa-4709	76	7	e	e	NOUN
cjfa-4709	76	8	:	:	PUNCT
cjfa-4709	76	9	own	own	ADJ
cjfa-4709	76	10	study	study	NOUN
cjfa-4709	76	11	based	base	VERB
cjfa-4709	76	12	on	on	ADP
cjfa-4709	76	13	:	:	PUNCT
cjfa-4709	76	14	federal	federal	ADJ
cjfa-4709	76	15	state	state	PROPN
cjfa-4709	76	16	statistics	statistics	PROPN
cjfa-4709	76	17	service	service	PROPN
cjfa-4709	76	18	.	.	PUNCT
cjfa-4709	77	1	placement	placement	NOUN
cjfa-4709	77	2	of	of	ADP
cjfa-4709	77	3	insurance	insurance	NOUN
cjfa-4709	77	4	reserves	reserve	NOUN
cjfa-4709	77	5	carried	carry	VERB
cjfa-4709	77	6	out	out	ADP
cjfa-4709	77	7	in	in	ADP
cjfa-4709	77	8	accordance	accordance	NOUN
cjfa-4709	77	9	with	with	ADP
cjfa-4709	77	10	the	the	DET
cjfa-4709	77	11	order	order	NOUN
cjfa-4709	77	12	of	of	ADP
cjfa-4709	77	13	the	the	DET
cjfa-4709	77	14	ministry	ministry	PROPN
cjfa-4709	77	15	of	of	ADP
cjfa-4709	77	16	finance	finance	NOUN
cjfa-4709	77	17	the	the	DET
cjfa-4709	77	18	order	order	NOUN
cjfa-4709	77	19	of	of	ADP
cjfa-4709	77	20	placement	placement	NOUN
cjfa-4709	77	21	of	of	ADP
cjfa-4709	77	22	insurance	insurance	NOUN
cjfa-4709	77	23	reserves	reserve	NOUN
cjfa-4709	77	24	by	by	ADP
cjfa-4709	77	25	insurers	insurer	NOUN
cjfa-4709	77	26	.	.	PUNCT
cjfa-4709	78	1	basically	basically	ADV
cjfa-4709	78	2	it	it	PRON
cjfa-4709	78	3	is	be	AUX
cjfa-4709	78	4	government	government	NOUN
cjfa-4709	78	5	securities	security	NOUN
cjfa-4709	78	6	,	,	PUNCT
cjfa-4709	78	7	deposits	deposit	NOUN
cjfa-4709	78	8	,	,	PUNCT
cjfa-4709	78	9	stocks	stock	NOUN
cjfa-4709	78	10	,	,	PUNCT
cjfa-4709	78	11	bonds	bond	NOUN
cjfa-4709	78	12	,	,	PUNCT
cjfa-4709	78	13	real	real	ADJ
cjfa-4709	78	14	estate	estate	NOUN
cjfa-4709	78	15	.	.	PUNCT
cjfa-4709	79	1	regulation	regulation	NOUN
cjfa-4709	79	2	of	of	ADP
cjfa-4709	79	3	financial	financial	ADJ
cjfa-4709	79	4	condition	condition	NOUN
cjfa-4709	79	5	insurers	insurer	NOUN
cjfa-4709	79	6	…	…	PUNCT
cjfa-4709	79	7	85	85	NUM
cjfa-4709	79	8	not	not	PART
cjfa-4709	79	9	less	less	ADJ
cjfa-4709	79	10	than	than	ADP
cjfa-4709	79	11	70	70	NUM
cjfa-4709	79	12	%	%	NOUN
cjfa-4709	79	13	of	of	ADP
cjfa-4709	79	14	insurance	insurance	NOUN
cjfa-4709	79	15	reserves	reserve	NOUN
cjfa-4709	79	16	must	must	AUX
cjfa-4709	79	17	be	be	AUX
cjfa-4709	79	18	invested	invest	VERB
cjfa-4709	79	19	in	in	ADP
cjfa-4709	79	20	the	the	DET
cjfa-4709	79	21	russian	russian	ADJ
cjfa-4709	79	22	federation	federation	PROPN
cjfa-4709	79	23	.	.	PUNCT
cjfa-4709	80	1	similar	similar	ADJ
cjfa-4709	80	2	requirements	requirement	NOUN
cjfa-4709	80	3	(	(	PUNCT
cjfa-4709	80	4	slightly	slightly	ADV
cjfa-4709	80	5	differ	differ	VERB
cjfa-4709	80	6	in	in	ADP
cjfa-4709	80	7	structure	structure	NOUN
cjfa-4709	80	8	)	)	PUNCT
cjfa-4709	80	9	are	be	AUX
cjfa-4709	80	10	required	require	VERB
cjfa-4709	80	11	to	to	PART
cjfa-4709	80	12	cover	cover	VERB
cjfa-4709	80	13	the	the	DET
cjfa-4709	80	14	assets	asset	NOUN
cjfa-4709	80	15	of	of	ADP
cjfa-4709	80	16	equity	equity	NOUN
cjfa-4709	80	17	,	,	PUNCT
cjfa-4709	80	18	table	table	NOUN
cjfa-4709	80	19	5	5	NUM
cjfa-4709	80	20	.	.	PUNCT
cjfa-4709	80	21	table	table	NOUN
cjfa-4709	80	22	5	5	NUM
cjfa-4709	80	23	.	.	PUNCT
cjfa-4709	81	1	the	the	DET
cjfa-4709	81	2	main	main	ADJ
cjfa-4709	81	3	directions	direction	NOUN
cjfa-4709	81	4	of	of	ADP
cjfa-4709	81	5	the	the	DET
cjfa-4709	81	6	investment	investment	NOUN
cjfa-4709	81	7	of	of	ADP
cjfa-4709	81	8	insurance	insurance	NOUN
cjfa-4709	81	9	reserves	reserve	NOUN
cjfa-4709	81	10	and	and	CCONJ
cjfa-4709	81	11	own	own	ADJ
cjfa-4709	81	12	funds	fund	NOUN
cjfa-4709	81	13	asset	asset	NOUN
cjfa-4709	81	14	normative	normative	ADJ
cjfa-4709	81	15	for	for	ADP
cjfa-4709	81	16	insurance	insurance	NOUN
cjfa-4709	81	17	reserves	reserve	NOUN
cjfa-4709	81	18	(	(	PUNCT
cjfa-4709	81	19	not	not	PART
cjfa-4709	81	20	more	more	ADJ
cjfa-4709	81	21	,	,	PUNCT
cjfa-4709	81	22	than	than	ADP
cjfa-4709	81	23	%	%	NOUN
cjfa-4709	81	24	to	to	PART
cjfa-4709	81	25	total	total	ADJ
cjfa-4709	81	26	sum	sum	NOUN
cjfa-4709	81	27	of	of	ADP
cjfa-4709	81	28	insurance	insurance	NOUN
cjfa-4709	81	29	reserves	reserve	NOUN
cjfa-4709	81	30	)	)	PUNCT
cjfa-4709	81	31	normative	normative	ADJ
cjfa-4709	81	32	for	for	ADP
cjfa-4709	81	33	own	own	ADJ
cjfa-4709	81	34	funds	fund	NOUN
cjfa-4709	81	35	(	(	PUNCT
cjfa-4709	81	36	not	not	PART
cjfa-4709	81	37	more	more	ADJ
cjfa-4709	81	38	,	,	PUNCT
cjfa-4709	81	39	than	than	ADP
cjfa-4709	81	40	%	%	NOUN
cjfa-4709	81	41	to	to	PART
cjfa-4709	81	42	maximum	maximum	ADJ
cjfa-4709	81	43	of	of	ADP
cjfa-4709	81	44	normative	normative	ADJ
cjfa-4709	81	45	margin	margin	NOUN
cjfa-4709	81	46	of	of	ADP
cjfa-4709	81	47	solvency	solvency	NOUN
cjfa-4709	81	48	or	or	CCONJ
cjfa-4709	81	49	minimum	minimum	ADJ
cjfa-4709	81	50	authorized	authorize	VERB
cjfa-4709	81	51	capital	capital	NOUN
cjfa-4709	81	52	)	)	PUNCT
cjfa-4709	81	53	government	government	NOUN
cjfa-4709	81	54	securities	security	NOUN
cjfa-4709	81	55	of	of	ADP
cjfa-4709	81	56	the	the	DET
cjfa-4709	81	57	russian	russian	PROPN
cjfa-4709	81	58	federation	federation	PROPN
cjfa-4709	81	59	and	and	CCONJ
cjfa-4709	81	60	municipal	municipal	ADJ
cjfa-4709	81	61	securities	security	NOUN
cjfa-4709	81	62	40	40	NUM
cjfa-4709	81	63	–	–	PUNCT
cjfa-4709	81	64	life	life	NOUN
cjfa-4709	81	65	30	30	NUM
cjfa-4709	81	66	–	–	PUNCT
cjfa-4709	81	67	non	non	X
cjfa-4709	81	68	life	life	NOUN
cjfa-4709	81	69	30	30	NUM
cjfa-4709	81	70	bank	bank	NOUN
cjfa-4709	81	71	deposits	deposit	NOUN
cjfa-4709	81	72	(	(	PUNCT
cjfa-4709	81	73	deposits	deposit	NOUN
cjfa-4709	81	74	)	)	PUNCT
cjfa-4709	81	75	,	,	PUNCT
cjfa-4709	81	76	including	include	VERB
cjfa-4709	81	77	certificates	certificate	NOUN
cjfa-4709	81	78	of	of	ADP
cjfa-4709	81	79	deposit	deposit	NOUN
cjfa-4709	81	80	50	50	NUM
cjfa-4709	81	81	50	50	NUM
cjfa-4709	81	82	shares	share	NOUN
cjfa-4709	81	83	20	20	NUM
cjfa-4709	81	84	20	20	NUM
cjfa-4709	81	85	bonds	bond	NOUN
cjfa-4709	81	86	45	45	NUM
cjfa-4709	81	87	45	45	NUM
cjfa-4709	81	88	property	property	NOUN
cjfa-4709	81	89	25	25	NUM
cjfa-4709	81	90	–	–	PUNCT
cjfa-4709	81	91	life	life	NOUN
cjfa-4709	81	92	30	30	NUM
cjfa-4709	81	93	–	–	PUNCT
cjfa-4709	81	94	non	non	X
cjfa-4709	81	95	life	life	NOUN
cjfa-4709	81	96	40	40	NUM
cjfa-4709	81	97	s	s	NOUN
cjfa-4709	81	98	o	o	NOUN
cjfa-4709	81	99	u	u	NOUN
cjfa-4709	81	100	r	r	NOUN
cjfa-4709	81	101	c	c	NOUN
cjfa-4709	81	102	e	e	NOUN
cjfa-4709	81	103	:	:	PUNCT
cjfa-4709	81	104	compiled	compile	VERB
cjfa-4709	81	105	by	by	ADP
cjfa-4709	81	106	author	author	NOUN
cjfa-4709	81	107	on	on	ADP
cjfa-4709	81	108	ministry	ministry	PROPN
cjfa-4709	81	109	of	of	ADP
cjfa-4709	81	110	finance	finance	NOUN
cjfa-4709	81	111	of	of	ADP
cjfa-4709	81	112	the	the	DET
cjfa-4709	81	113	russian	russian	PROPN
cjfa-4709	81	114	federation	federation	PROPN
cjfa-4709	81	115	(	(	PUNCT
cjfa-4709	81	116	2012	2012	NUM
cjfa-4709	81	117	)	)	PUNCT
cjfa-4709	81	118	;	;	PUNCT
cjfa-4709	81	119	ministry	ministry	NOUN
cjfa-4709	81	120	of	of	ADP
cjfa-4709	81	121	finance	finance	NOUN
cjfa-4709	81	122	of	of	ADP
cjfa-4709	81	123	the	the	DET
cjfa-4709	81	124	russian	russian	PROPN
cjfa-4709	81	125	federation	federation	PROPN
cjfa-4709	81	126	2012a	2012a	NUM
cjfa-4709	81	127	.	.	PUNCT
cjfa-4709	82	1	according	accord	VERB
cjfa-4709	82	2	to	to	ADP
cjfa-4709	82	3	a	a	DET
cjfa-4709	82	4	study	study	NOUN
cjfa-4709	82	5	by	by	ADP
cjfa-4709	82	6	kpmg	kpmg	PROPN
cjfa-4709	82	7	in	in	ADP
cjfa-4709	82	8	2014	2014	NUM
cjfa-4709	82	9	increased	increase	VERB
cjfa-4709	82	10	interest	interest	NOUN
cjfa-4709	82	11	managers	manager	NOUN
cjfa-4709	82	12	of	of	ADP
cjfa-4709	82	13	insurance	insurance	NOUN
cjfa-4709	82	14	companies	company	NOUN
cjfa-4709	82	15	to	to	PART
cjfa-4709	82	16	invest	invest	VERB
cjfa-4709	82	17	in	in	ADP
cjfa-4709	82	18	more	more	ADV
cjfa-4709	82	19	observed	observed	ADJ
cjfa-4709	82	20	in	in	ADP
cjfa-4709	82	21	the	the	DET
cjfa-4709	82	22	areas	area	NOUN
cjfa-4709	82	23	of	of	ADP
cjfa-4709	82	24	corporate	corporate	ADJ
cjfa-4709	82	25	bonds	bond	NOUN
cjfa-4709	82	26	,	,	PUNCT
cjfa-4709	82	27	deposits	deposit	NOUN
cjfa-4709	82	28	,	,	PUNCT
cjfa-4709	82	29	currency	currency	NOUN
cjfa-4709	82	30	(	(	PUNCT
cjfa-4709	82	31	44	44	NUM
cjfa-4709	82	32	%	%	NOUN
cjfa-4709	82	33	,	,	PUNCT
cjfa-4709	82	34	30	30	NUM
cjfa-4709	82	35	%	%	NOUN
cjfa-4709	82	36	,	,	PUNCT
cjfa-4709	82	37	25	25	NUM
cjfa-4709	82	38	%	%	NOUN
cjfa-4709	82	39	of	of	ADP
cjfa-4709	82	40	managers	manager	NOUN
cjfa-4709	82	41	reported	report	VERB
cjfa-4709	82	42	an	an	DET
cjfa-4709	82	43	increase	increase	NOUN
cjfa-4709	82	44	in	in	ADP
cjfa-4709	82	45	interest	interest	NOUN
cjfa-4709	82	46	,	,	PUNCT
cjfa-4709	82	47	respectively	respectively	ADV
cjfa-4709	82	48	)	)	PUNCT
cjfa-4709	82	49	(	(	PUNCT
cjfa-4709	82	50	kpmg	kpmg	PROPN
cjfa-4709	82	51	2014	2014	NUM
cjfa-4709	82	52	)	)	PUNCT
cjfa-4709	82	53	.	.	PUNCT
cjfa-4709	83	1	according	accord	VERB
cjfa-4709	83	2	to	to	ADP
cjfa-4709	83	3	the	the	DET
cjfa-4709	83	4	investment	investment	NOUN
cjfa-4709	83	5	attractiveness	attractiveness	NOUN
cjfa-4709	83	6	of	of	ADP
cjfa-4709	83	7	russia	russia	PROPN
cjfa-4709	83	8	is	be	AUX
cjfa-4709	83	9	now	now	ADV
cjfa-4709	83	10	in	in	ADP
cjfa-4709	83	11	6th	6th	ADJ
cjfa-4709	83	12	place	place	NOUN
cjfa-4709	83	13	in	in	ADP
cjfa-4709	83	14	the	the	DET
cjfa-4709	83	15	world	world	NOUN
cjfa-4709	83	16	(	(	PUNCT
cjfa-4709	83	17	ey	ey	PROPN
cjfa-4709	83	18	2013	2013	NUM
cjfa-4709	83	19	)	)	PUNCT
cjfa-4709	83	20	.	.	PUNCT
cjfa-4709	84	1	the	the	DET
cjfa-4709	84	2	insurer	insurer	NOUN
cjfa-4709	84	3	in	in	ADP
cjfa-4709	84	4	accordance	accordance	NOUN
cjfa-4709	84	5	with	with	ADP
cjfa-4709	84	6	the	the	DET
cjfa-4709	84	7	law	law	NOUN
cjfa-4709	84	8	organizes	organize	VERB
cjfa-4709	84	9	internal	internal	ADJ
cjfa-4709	84	10	control	control	NOUN
cjfa-4709	84	11	and	and	CCONJ
cjfa-4709	84	12	audit	audit	NOUN
cjfa-4709	84	13	.	.	PUNCT
cjfa-4709	85	1	the	the	DET
cjfa-4709	85	2	objectives	objective	NOUN
cjfa-4709	85	3	of	of	ADP
cjfa-4709	85	4	internal	internal	ADJ
cjfa-4709	85	5	control	control	NOUN
cjfa-4709	85	6	are	be	AUX
cjfa-4709	85	7	effective	effective	ADJ
cjfa-4709	85	8	and	and	CCONJ
cjfa-4709	85	9	breakeven	breakeven	ADJ
cjfa-4709	85	10	financial	financial	ADJ
cjfa-4709	85	11	and	and	CCONJ
cjfa-4709	85	12	economic	economic	ADJ
cjfa-4709	85	13	activities	activity	NOUN
cjfa-4709	85	14	,	,	PUNCT
cjfa-4709	85	15	the	the	DET
cjfa-4709	85	16	effectiveness	effectiveness	NOUN
cjfa-4709	85	17	of	of	ADP
cjfa-4709	85	18	asset	asset	NOUN
cjfa-4709	85	19	management	management	NOUN
cjfa-4709	85	20	,	,	PUNCT
cjfa-4709	85	21	the	the	DET
cjfa-4709	85	22	effectiveness	effectiveness	NOUN
cjfa-4709	85	23	of	of	ADP
cjfa-4709	85	24	the	the	DET
cjfa-4709	85	25	risk	risk	NOUN
cjfa-4709	85	26	management	management	NOUN
cjfa-4709	85	27	of	of	ADP
cjfa-4709	85	28	the	the	DET
cjfa-4709	85	29	insurer	insurer	NOUN
cjfa-4709	85	30	,	,	PUNCT
cjfa-4709	85	31	reliability	reliability	NOUN
cjfa-4709	85	32	,	,	PUNCT
cjfa-4709	85	33	completeness	completeness	NOUN
cjfa-4709	85	34	,	,	PUNCT
cjfa-4709	85	35	objectivity	objectivity	NOUN
cjfa-4709	85	36	of	of	ADP
cjfa-4709	85	37	accounting	account	VERB
cjfa-4709	85	38	,	,	PUNCT
cjfa-4709	85	39	statistical	statistical	ADJ
cjfa-4709	85	40	reports	report	NOUN
cjfa-4709	85	41	,	,	PUNCT
cjfa-4709	85	42	statements	statement	NOUN
cjfa-4709	85	43	in	in	ADP
cjfa-4709	85	44	exercise	exercise	NOUN
cjfa-4709	85	45	of	of	ADP
cjfa-4709	85	46	supervision	supervision	NOUN
cjfa-4709	85	47	,	,	PUNCT
cjfa-4709	85	48	compliance	compliance	NOUN
cjfa-4709	85	49	workers	worker	NOUN
cjfa-4709	85	50	insurer	insurer	VERB
cjfa-4709	85	51	with	with	ADP
cjfa-4709	85	52	ethical	ethical	ADJ
cjfa-4709	85	53	norms	norm	NOUN
cjfa-4709	85	54	,	,	PUNCT
cjfa-4709	85	55	opposition	opposition	NOUN
cjfa-4709	85	56	to	to	ADP
cjfa-4709	85	57	the	the	DET
cjfa-4709	85	58	legalization	legalization	NOUN
cjfa-4709	85	59	of	of	ADP
cjfa-4709	85	60	proceeds	proceed	NOUN
cjfa-4709	85	61	from	from	ADP
cjfa-4709	85	62	crime	crime	NOUN
cjfa-4709	85	63	,	,	PUNCT
cjfa-4709	85	64	and	and	CCONJ
cjfa-4709	85	65	terrorist	terrorist	ADJ
cjfa-4709	85	66	financing	financing	NOUN
cjfa-4709	85	67	.	.	PUNCT
cjfa-4709	86	1	internal	internal	ADJ
cjfa-4709	86	2	control	control	NOUN
cjfa-4709	86	3	is	be	AUX
cjfa-4709	86	4	carried	carry	VERB
cjfa-4709	86	5	out	out	ADP
cjfa-4709	86	6	management	management	NOUN
cjfa-4709	86	7	bodies	body	NOUN
cjfa-4709	86	8	of	of	ADP
cjfa-4709	86	9	the	the	DET
cjfa-4709	86	10	insurer	insurer	NOUN
cjfa-4709	86	11	,	,	PUNCT
cjfa-4709	86	12	the	the	DET
cjfa-4709	86	13	audit	audit	NOUN
cjfa-4709	86	14	commission	commission	NOUN
cjfa-4709	86	15	,	,	PUNCT
cjfa-4709	86	16	the	the	DET
cjfa-4709	86	17	chief	chief	ADJ
cjfa-4709	86	18	accountant	accountant	NOUN
cjfa-4709	86	19	,	,	PUNCT
cjfa-4709	86	20	internal	internal	ADJ
cjfa-4709	86	21	auditor	auditor	NOUN
cjfa-4709	86	22	,	,	PUNCT
cjfa-4709	86	23	actuary	actuary	NOUN
cjfa-4709	86	24	.	.	PUNCT
cjfa-4709	87	1	internal	internal	ADJ
cjfa-4709	87	2	auditor	auditor	NOUN
cjfa-4709	87	3	verifies	verify	VERB
cjfa-4709	87	4	the	the	DET
cjfa-4709	87	5	effectiveness	effectiveness	NOUN
cjfa-4709	87	6	of	of	ADP
cjfa-4709	87	7	internal	internal	ADJ
cjfa-4709	87	8	control	control	NOUN
cjfa-4709	87	9	of	of	ADP
cjfa-4709	87	10	the	the	DET
cjfa-4709	87	11	insurer	insurer	NOUN
cjfa-4709	87	12	,	,	PUNCT
cjfa-4709	87	13	the	the	DET
cjfa-4709	87	14	compliance	compliance	NOUN
cjfa-4709	87	15	of	of	ADP
cjfa-4709	87	16	insurer	insurer	NOUN
cjfa-4709	87	17	activities	activity	NOUN
cjfa-4709	87	18	legislation	legislation	NOUN
cjfa-4709	87	19	,	,	PUNCT
cjfa-4709	87	20	rules	rule	NOUN
cjfa-4709	87	21	and	and	CCONJ
cjfa-4709	87	22	standards	standard	NOUN
cjfa-4709	87	23	associations	association	NOUN
cjfa-4709	87	24	of	of	ADP
cjfa-4709	87	25	insurers	insurer	NOUN
cjfa-4709	87	26	,	,	PUNCT
cjfa-4709	87	27	compliance	compliance	NOUN
cjfa-4709	87	28	with	with	ADP
cjfa-4709	87	29	the	the	DET
cjfa-4709	87	30	rules	rule	NOUN
cjfa-4709	87	31	of	of	ADP
cjfa-4709	87	32	the	the	DET
cjfa-4709	87	33	internal	internal	ADJ
cjfa-4709	87	34	control	control	NOUN
cjfa-4709	87	35	of	of	ADP
cjfa-4709	87	36	counteraction	counteraction	NOUN
cjfa-4709	87	37	to	to	ADP
cjfa-4709	87	38	legalization	legalization	NOUN
cjfa-4709	87	39	of	of	ADP
cjfa-4709	87	40	proceeds	proceed	NOUN
cjfa-4709	87	41	from	from	ADP
cjfa-4709	87	42	crime	crime	NOUN
cjfa-4709	87	43	and	and	CCONJ
cjfa-4709	87	44	terrorist	terrorist	ADJ
cjfa-4709	87	45	financing	financing	NOUN
cjfa-4709	87	46	,	,	PUNCT
cjfa-4709	87	47	the	the	DET
cjfa-4709	87	48	accuranadezda	accuranadezda	PROPN
cjfa-4709	87	49	kirillova86	kirillova86	PROPN
cjfa-4709	87	50	cy	cy	PROPN
cjfa-4709	87	51	,	,	PUNCT
cjfa-4709	87	52	completeness	completeness	NOUN
cjfa-4709	87	53	,	,	PUNCT
cjfa-4709	87	54	objectivity	objectivity	NOUN
cjfa-4709	87	55	,	,	PUNCT
cjfa-4709	87	56	accountability	accountability	NOUN
cjfa-4709	87	57	and	and	CCONJ
cjfa-4709	87	58	timeliness	timeliness	NOUN
cjfa-4709	87	59	of	of	ADP
cjfa-4709	87	60	the	the	DET
cjfa-4709	87	61	submission	submission	NOUN
cjfa-4709	87	62	;	;	PUNCT
cjfa-4709	87	63	analyzes	analyze	VERB
cjfa-4709	87	64	the	the	DET
cjfa-4709	87	65	causes	cause	NOUN
cjfa-4709	87	66	of	of	ADP
cjfa-4709	87	67	the	the	DET
cjfa-4709	87	68	violations	violation	NOUN
cjfa-4709	87	69	;	;	PUNCT
cjfa-4709	87	70	assesses	assess	VERB
cjfa-4709	87	71	risk	risk	NOUN
cjfa-4709	87	72	management	management	NOUN
cjfa-4709	87	73	,	,	PUNCT
cjfa-4709	87	74	feasibility	feasibility	NOUN
cjfa-4709	87	75	and	and	CCONJ
cjfa-4709	87	76	efficiency	efficiency	NOUN
cjfa-4709	87	77	of	of	ADP
cjfa-4709	87	78	transactions	transaction	NOUN
cjfa-4709	87	79	;	;	PUNCT
cjfa-4709	87	80	check	check	VERB
cjfa-4709	87	81	the	the	DET
cjfa-4709	87	82	safeguarding	safeguarding	NOUN
cjfa-4709	87	83	of	of	ADP
cjfa-4709	87	84	assets	asset	NOUN
cjfa-4709	87	85	;	;	PUNCT
cjfa-4709	87	86	analyzes	analyze	VERB
cjfa-4709	87	87	financial	financial	ADJ
cjfa-4709	87	88	condition	condition	NOUN
cjfa-4709	87	89	of	of	ADP
cjfa-4709	87	90	the	the	DET
cjfa-4709	87	91	insurer	insurer	NOUN
cjfa-4709	87	92	and	and	CCONJ
cjfa-4709	87	93	measures	measure	NOUN
cjfa-4709	87	94	to	to	PART
cjfa-4709	87	95	prevent	prevent	VERB
cjfa-4709	87	96	the	the	DET
cjfa-4709	87	97	bankruptcy	bankruptcy	NOUN
cjfa-4709	87	98	;	;	PUNCT
cjfa-4709	87	99	approves	approve	VERB
cjfa-4709	87	100	reports	report	NOUN
cjfa-4709	87	101	on	on	ADP
cjfa-4709	87	102	the	the	DET
cjfa-4709	87	103	implementation	implementation	NOUN
cjfa-4709	87	104	of	of	ADP
cjfa-4709	87	105	the	the	DET
cjfa-4709	87	106	plan	plan	NOUN
cjfa-4709	87	107	to	to	PART
cjfa-4709	87	108	restore	restore	VERB
cjfa-4709	87	109	solvency	solvency	NOUN
cjfa-4709	87	110	.	.	PUNCT
cjfa-4709	88	1	failure	failure	NOUN
cjfa-4709	88	2	to	to	PART
cjfa-4709	88	3	comply	comply	VERB
cjfa-4709	88	4	with	with	ADP
cjfa-4709	88	5	the	the	DET
cjfa-4709	88	6	above	above	ADJ
cjfa-4709	88	7	requirements	requirement	NOUN
cjfa-4709	88	8	will	will	AUX
cjfa-4709	88	9	result	result	VERB
cjfa-4709	88	10	in	in	ADP
cjfa-4709	88	11	revocation	revocation	NOUN
cjfa-4709	88	12	of	of	ADP
cjfa-4709	88	13	the	the	DET
cjfa-4709	88	14	license	license	NOUN
cjfa-4709	88	15	.	.	PUNCT
cjfa-4709	89	1	in	in	ADP
cjfa-4709	89	2	2012	2012	NUM
cjfa-4709	89	3	,	,	PUNCT
cjfa-4709	89	4	were	be	AUX
cjfa-4709	89	5	revoked	revoke	VERB
cjfa-4709	89	6	103	103	NUM
cjfa-4709	89	7	licenses	license	NOUN
cjfa-4709	89	8	from	from	ADP
cjfa-4709	89	9	insurance	insurance	NOUN
cjfa-4709	89	10	companies	company	NOUN
cjfa-4709	89	11	,	,	PUNCT
cjfa-4709	89	12	in	in	ADP
cjfa-4709	89	13	2013	2013	NUM
cjfa-4709	89	14	–	–	PUNCT
cjfa-4709	89	15	36	36	NUM
cjfa-4709	89	16	,	,	PUNCT
cjfa-4709	89	17	for	for	ADP
cjfa-4709	89	18	six	six	NUM
cjfa-4709	89	19	months	month	NOUN
cjfa-4709	89	20	in	in	ADP
cjfa-4709	89	21	2014	2014	NUM
cjfa-4709	89	22	–	–	PUNCT
cjfa-4709	89	23	5	5	NUM
cjfa-4709	89	24	.	.	PUNCT
cjfa-4709	90	1	the	the	DET
cjfa-4709	90	2	assessment	assessment	NOUN
cjfa-4709	90	3	the	the	DET
cjfa-4709	90	4	insurers	insurer	NOUN
cjfa-4709	90	5	by	by	ADP
cjfa-4709	90	6	insured	insured	ADJ
cjfa-4709	90	7	russian	russian	ADJ
cjfa-4709	90	8	insurants	insurant	NOUN
cjfa-4709	90	9	are	be	AUX
cjfa-4709	90	10	forced	force	VERB
cjfa-4709	90	11	not	not	PART
cjfa-4709	90	12	only	only	ADV
cjfa-4709	90	13	trust	trust	VERB
cjfa-4709	90	14	the	the	DET
cjfa-4709	90	15	opinion	opinion	NOUN
cjfa-4709	90	16	of	of	ADP
cjfa-4709	90	17	the	the	DET
cjfa-4709	90	18	supervisory	supervisory	ADJ
cjfa-4709	90	19	authority	authority	NOUN
cjfa-4709	90	20	about	about	ADP
cjfa-4709	90	21	the	the	DET
cjfa-4709	90	22	possibility	possibility	NOUN
cjfa-4709	90	23	of	of	ADP
cjfa-4709	90	24	finding	find	VERB
cjfa-4709	90	25	the	the	DET
cjfa-4709	90	26	company	company	NOUN
cjfa-4709	90	27	on	on	ADP
cjfa-4709	90	28	the	the	DET
cjfa-4709	90	29	market	market	NOUN
cjfa-4709	90	30	and	and	CCONJ
cjfa-4709	90	31	realization	realization	NOUN
cjfa-4709	90	32	of	of	ADP
cjfa-4709	90	33	insurance	insurance	NOUN
cjfa-4709	90	34	activity	activity	NOUN
cjfa-4709	90	35	,	,	PUNCT
cjfa-4709	90	36	but	but	CCONJ
cjfa-4709	90	37	also	also	ADV
cjfa-4709	90	38	to	to	PART
cjfa-4709	90	39	choose	choose	VERB
cjfa-4709	90	40	a	a	DET
cjfa-4709	90	41	company	company	NOUN
cjfa-4709	90	42	guided	guide	VERB
cjfa-4709	90	43	primarily	primarily	ADV
cjfa-4709	90	44	by	by	ADP
cjfa-4709	90	45	the	the	DET
cjfa-4709	90	46	implementation	implementation	NOUN
cjfa-4709	90	47	of	of	ADP
cjfa-4709	90	48	its	its	PRON
cjfa-4709	90	49	insurance	insurance	NOUN
cjfa-4709	90	50	liabilities	liability	NOUN
cjfa-4709	90	51	.	.	PUNCT
cjfa-4709	91	1	if	if	SCONJ
cjfa-4709	91	2	private	private	ADJ
cjfa-4709	91	3	persons	person	NOUN
cjfa-4709	91	4	are	be	AUX
cjfa-4709	91	5	forced	force	VERB
cjfa-4709	91	6	follow	follow	VERB
cjfa-4709	91	7	the	the	DET
cjfa-4709	91	8	general	general	ADJ
cjfa-4709	91	9	information	information	NOUN
cjfa-4709	91	10	:	:	PUNCT
cjfa-4709	91	11	availability	availability	NOUN
cjfa-4709	91	12	of	of	ADP
cjfa-4709	91	13	a	a	DET
cjfa-4709	91	14	license	license	NOUN
cjfa-4709	91	15	for	for	ADP
cjfa-4709	91	16	a	a	DET
cjfa-4709	91	17	period	period	NOUN
cjfa-4709	91	18	of	of	ADP
cjfa-4709	91	19	work	work	NOUN
cjfa-4709	91	20	in	in	ADP
cjfa-4709	91	21	the	the	DET
cjfa-4709	91	22	market	market	NOUN
cjfa-4709	91	23	,	,	PUNCT
cjfa-4709	91	24	the	the	DET
cjfa-4709	91	25	development	development	NOUN
cjfa-4709	91	26	of	of	ADP
cjfa-4709	91	27	sales	sale	NOUN
cjfa-4709	91	28	networks	network	NOUN
cjfa-4709	91	29	,	,	PUNCT
cjfa-4709	91	30	quality	quality	NOUN
cjfa-4709	91	31	of	of	ADP
cjfa-4709	91	32	sales	sale	NOUN
cjfa-4709	91	33	channels	channel	NOUN
cjfa-4709	91	34	,	,	PUNCT
cjfa-4709	91	35	related	related	ADJ
cjfa-4709	91	36	services	service	NOUN
cjfa-4709	91	37	,	,	PUNCT
cjfa-4709	91	38	–	–	PUNCT
cjfa-4709	91	39	the	the	DET
cjfa-4709	91	40	corporate	corporate	ADJ
cjfa-4709	91	41	clients	client	NOUN
cjfa-4709	91	42	are	be	AUX
cjfa-4709	91	43	able	able	ADJ
cjfa-4709	91	44	to	to	PART
cjfa-4709	91	45	evaluate	evaluate	VERB
cjfa-4709	91	46	the	the	DET
cjfa-4709	91	47	financial	financial	ADJ
cjfa-4709	91	48	condition	condition	NOUN
cjfa-4709	91	49	of	of	ADP
cjfa-4709	91	50	the	the	DET
cjfa-4709	91	51	insurance	insurance	NOUN
cjfa-4709	91	52	company	company	NOUN
cjfa-4709	91	53	in	in	ADP
cjfa-4709	91	54	detail	detail	NOUN
cjfa-4709	91	55	,	,	PUNCT
cjfa-4709	91	56	they	they	PRON
cjfa-4709	91	57	put	put	VERB
cjfa-4709	91	58	forward	forward	ADV
cjfa-4709	91	59	additional	additional	ADJ
cjfa-4709	91	60	to	to	ADP
cjfa-4709	91	61	the	the	DET
cjfa-4709	91	62	legislative	legislative	ADJ
cjfa-4709	91	63	requirements	requirement	NOUN
cjfa-4709	91	64	.	.	PUNCT
cjfa-4709	92	1	author	author	NOUN
cjfa-4709	92	2	has	have	AUX
cjfa-4709	92	3	formed	form	VERB
cjfa-4709	92	4	several	several	ADJ
cjfa-4709	92	5	methods	method	NOUN
cjfa-4709	92	6	for	for	ADP
cjfa-4709	92	7	assessing	assess	VERB
cjfa-4709	92	8	the	the	DET
cjfa-4709	92	9	financial	financial	ADJ
cjfa-4709	92	10	condition	condition	NOUN
cjfa-4709	92	11	of	of	ADP
cjfa-4709	92	12	the	the	DET
cjfa-4709	92	13	insurance	insurance	NOUN
cjfa-4709	92	14	company	company	NOUN
cjfa-4709	92	15	by	by	ADP
cjfa-4709	92	16	the	the	DET
cjfa-4709	92	17	insured	insure	VERB
cjfa-4709	92	18	(	(	PUNCT
cjfa-4709	92	19	for	for	ADP
cjfa-4709	92	20	large	large	ADJ
cjfa-4709	92	21	industrial	industrial	ADJ
cjfa-4709	92	22	enterprises	enterprise	NOUN
cjfa-4709	92	23	of	of	ADP
cjfa-4709	92	24	ferrous	ferrous	ADJ
cjfa-4709	92	25	metallurgy	metallurgy	NOUN
cjfa-4709	92	26	)	)	PUNCT
cjfa-4709	92	27	in	in	ADP
cjfa-4709	92	28	different	different	ADJ
cjfa-4709	92	29	directions	direction	NOUN
cjfa-4709	92	30	with	with	ADP
cjfa-4709	92	31	different	different	ADJ
cjfa-4709	92	32	sets	set	NOUN
cjfa-4709	92	33	of	of	ADP
cjfa-4709	92	34	indicators	indicator	NOUN
cjfa-4709	92	35	of	of	ADP
cjfa-4709	92	36	financial	financial	ADJ
cjfa-4709	92	37	condition	condition	NOUN
cjfa-4709	92	38	.	.	PUNCT
cjfa-4709	93	1	several	several	ADJ
cjfa-4709	93	2	techniques	technique	NOUN
cjfa-4709	93	3	have	have	AUX
cjfa-4709	93	4	been	be	AUX
cjfa-4709	93	5	tested	test	VERB
cjfa-4709	93	6	on	on	ADP
cjfa-4709	93	7	the	the	DET
cjfa-4709	93	8	insurance	insurance	NOUN
cjfa-4709	93	9	companies	company	NOUN
cjfa-4709	93	10	–	–	PUNCT
cjfa-4709	93	11	contractors	contractor	NOUN
cjfa-4709	93	12	enterprise	enterprise	NOUN
cjfa-4709	93	13	.	.	PUNCT
cjfa-4709	94	1	in	in	ADP
cjfa-4709	94	2	testing	testing	NOUN
cjfa-4709	94	3	involved	involve	VERB
cjfa-4709	94	4	specialists	specialist	NOUN
cjfa-4709	94	5	of	of	ADP
cjfa-4709	94	6	enterprise	enterprise	NOUN
cjfa-4709	94	7	risk	risk	NOUN
cjfa-4709	94	8	management	management	NOUN
cjfa-4709	94	9	.	.	PUNCT
cjfa-4709	95	1	as	as	ADP
cjfa-4709	95	2	a	a	DET
cjfa-4709	95	3	result	result	NOUN
cjfa-4709	95	4	,	,	PUNCT
cjfa-4709	95	5	the	the	DET
cjfa-4709	95	6	most	most	ADV
cjfa-4709	95	7	convenient	convenient	ADJ
cjfa-4709	95	8	and	and	CCONJ
cjfa-4709	95	9	informative	informative	ADJ
cjfa-4709	95	10	as	as	ADP
cjfa-4709	95	11	a	a	DET
cjfa-4709	95	12	technique	technique	NOUN
cjfa-4709	95	13	for	for	ADP
cjfa-4709	95	14	assessing	assess	VERB
cjfa-4709	95	15	the	the	DET
cjfa-4709	95	16	financial	financial	ADJ
cjfa-4709	95	17	condition	condition	NOUN
cjfa-4709	95	18	of	of	ADP
cjfa-4709	95	19	the	the	DET
cjfa-4709	95	20	insurer	insurer	NOUN
cjfa-4709	95	21	has	have	AUX
cjfa-4709	95	22	been	be	AUX
cjfa-4709	95	23	recognized	recognize	VERB
cjfa-4709	95	24	technique	technique	NOUN
cjfa-4709	95	25	in	in	ADP
cjfa-4709	95	26	the	the	DET
cjfa-4709	95	27	following	follow	VERB
cjfa-4709	95	28	areas	area	NOUN
cjfa-4709	95	29	(	(	PUNCT
cjfa-4709	95	30	table	table	NOUN
cjfa-4709	95	31	6	6	NUM
cjfa-4709	95	32	):	):	PUNCT
cjfa-4709	95	33	■	■	PUNCT
cjfa-4709	95	34	capital	capital	NOUN
cjfa-4709	95	35	;	;	PUNCT
cjfa-4709	95	36	■	■	PUNCT
cjfa-4709	95	37	assets	asset	NOUN
cjfa-4709	95	38	;	;	PUNCT
cjfa-4709	95	39	■	■	PUNCT
cjfa-4709	95	40	reinsurance	reinsurance	NOUN
cjfa-4709	95	41	;	;	PUNCT
cjfa-4709	95	42	■	■	PUNCT
cjfa-4709	95	43	solvency	solvency	NOUN
cjfa-4709	95	44	;	;	PUNCT
cjfa-4709	95	45	■	■	PUNCT
cjfa-4709	95	46	profit	profit	NOUN
cjfa-4709	95	47	and	and	CCONJ
cjfa-4709	95	48	profitability	profitability	NOUN
cjfa-4709	95	49	;	;	PUNCT
cjfa-4709	95	50	■	■	PUNCT
cjfa-4709	95	51	the	the	DET
cjfa-4709	95	52	cost	cost	NOUN
cjfa-4709	95	53	of	of	ADP
cjfa-4709	95	54	doing	do	VERB
cjfa-4709	95	55	business	business	NOUN
cjfa-4709	95	56	;	;	PUNCT
cjfa-4709	95	57	■	■	PUNCT
cjfa-4709	95	58	management	management	NOUN
cjfa-4709	95	59	.	.	PUNCT
cjfa-4709	96	1	regulation	regulation	NOUN
cjfa-4709	96	2	of	of	ADP
cjfa-4709	96	3	financial	financial	ADJ
cjfa-4709	96	4	condition	condition	NOUN
cjfa-4709	96	5	insurers	insurer	NOUN
cjfa-4709	96	6	…	…	PUNCT
cjfa-4709	96	7	87	87	NUM
cjfa-4709	96	8	table	table	NOUN
cjfa-4709	96	9	6	6	NUM
cjfa-4709	96	10	.	.	PUNCT
cjfa-4709	96	11	main	main	ADJ
cjfa-4709	96	12	characteristics	characteristic	NOUN
cjfa-4709	96	13	of	of	ADP
cjfa-4709	96	14	insurance	insurance	NOUN
cjfa-4709	96	15	companies	company	NOUN
cjfa-4709	96	16	direction	direction	VERB
cjfa-4709	96	17	of	of	ADP
cjfa-4709	96	18	assessment	assessment	NOUN
cjfa-4709	96	19	capital	capital	NOUN
cjfa-4709	96	20	assets	asset	NOUN
cjfa-4709	96	21	reinsurance	reinsurance	NOUN
cjfa-4709	96	22	solvency	solvency	NOUN
cjfa-4709	96	23	profit	profit	NOUN
cjfa-4709	96	24	and	and	CCONJ
cjfa-4709	96	25	profitability	profitability	NOUN
cjfa-4709	96	26	cost	cost	NOUN
cjfa-4709	96	27	of	of	ADP
cjfa-4709	96	28	doing	do	VERB
cjfa-4709	96	29	business	business	NOUN
cjfa-4709	96	30	business	business	NOUN
cjfa-4709	96	31	activity	activity	NOUN
cjfa-4709	96	32	,	,	PUNCT
cjfa-4709	96	33	management	management	NOUN
cjfa-4709	96	34	characteristics	characteristic	NOUN
cjfa-4709	96	35	structure	structure	NOUN
cjfa-4709	96	36	,	,	PUNCT
cjfa-4709	96	37	volume	volume	NOUN
cjfa-4709	96	38	change	change	NOUN
cjfa-4709	96	39	of	of	ADP
cjfa-4709	96	40	equity	equity	NOUN
cjfa-4709	96	41	own	own	ADJ
cjfa-4709	96	42	insurance	insurance	NOUN
cjfa-4709	96	43	reserves	reserve	NOUN
cjfa-4709	96	44	loan	loan	VERB
cjfa-4709	96	45	placement	placement	NOUN
cjfa-4709	96	46	of	of	ADP
cjfa-4709	96	47	insurance	insurance	NOUN
cjfa-4709	96	48	reserves	reserve	NOUN
cjfa-4709	96	49	covering	cover	VERB
cjfa-4709	96	50	the	the	DET
cjfa-4709	96	51	assets	asset	NOUN
cjfa-4709	96	52	own	own	ADJ
cjfa-4709	96	53	funds	fund	NOUN
cjfa-4709	96	54	placement	placement	NOUN
cjfa-4709	96	55	of	of	ADP
cjfa-4709	96	56	available	available	ADJ
cjfa-4709	96	57	assets	asset	NOUN
cjfa-4709	96	58	investment	investment	NOUN
cjfa-4709	96	59	policy	policy	NOUN
cjfa-4709	96	60	in	in	ADP
cjfa-4709	96	61	general	general	ADJ
cjfa-4709	96	62	presence	presence	NOUN
cjfa-4709	96	63	of	of	ADP
cjfa-4709	96	64	high	high	ADJ
cjfa-4709	96	65	-	-	PUNCT
cjfa-4709	96	66	risk	risk	NOUN
cjfa-4709	96	67	assets	asset	NOUN
cjfa-4709	96	68	loans	loan	NOUN
cjfa-4709	96	69	availability	availability	NOUN
cjfa-4709	96	70	reinsurance	reinsurance	NOUN
cjfa-4709	96	71	program	program	NOUN
cjfa-4709	96	72	payments	payment	NOUN
cjfa-4709	96	73	under	under	ADP
cjfa-4709	96	74	the	the	DET
cjfa-4709	96	75	reinsurance	reinsurance	NOUN
cjfa-4709	96	76	contracts	contract	NOUN
cjfa-4709	96	77	ratings	rating	NOUN
cjfa-4709	96	78	of	of	ADP
cjfa-4709	96	79	reinsurers	reinsurer	NOUN
cjfa-4709	96	80	reinsurance	reinsurance	NOUN
cjfa-4709	96	81	in	in	ADP
cjfa-4709	96	82	russia	russia	PROPN
cjfa-4709	96	83	regulatory	regulatory	ADJ
cjfa-4709	96	84	compliance	compliance	NOUN
cjfa-4709	96	85	solvency	solvency	NOUN
cjfa-4709	96	86	for	for	ADP
cjfa-4709	96	87	not	not	PART
cjfa-4709	96	88	insurance	insurance	NOUN
cjfa-4709	96	89	liabilities	liability	NOUN
cjfa-4709	96	90	cost	cost	VERB
cjfa-4709	96	91	loans	loan	NOUN
cjfa-4709	96	92	of	of	ADP
cjfa-4709	96	93	credit	credit	NOUN
cjfa-4709	96	94	institutions	institution	NOUN
cjfa-4709	96	95	profit	profit	NOUN
cjfa-4709	96	96	and	and	CCONJ
cjfa-4709	96	97	profitability	profitability	NOUN
cjfa-4709	96	98	of	of	ADP
cjfa-4709	96	99	insurance	insurance	NOUN
cjfa-4709	96	100	operations	operation	NOUN
cjfa-4709	96	101	and	and	CCONJ
cjfa-4709	96	102	non	non	ADJ
cjfa-4709	96	103	-	-	ADJ
cjfa-4709	96	104	insured	insured	ADJ
cjfa-4709	96	105	profit	profit	NOUN
cjfa-4709	96	106	from	from	ADP
cjfa-4709	96	107	insurance	insurance	NOUN
cjfa-4709	96	108	operations	operation	NOUN
cjfa-4709	96	109	profitability	profitability	NOUN
cjfa-4709	96	110	of	of	ADP
cjfa-4709	96	111	insurance	insurance	NOUN
cjfa-4709	96	112	reserves	reserve	NOUN
cjfa-4709	96	113	roi	roi	VERB
cjfa-4709	96	114	as	as	ADP
cjfa-4709	96	115	a	a	DET
cjfa-4709	96	116	whole	whole	ADJ
cjfa-4709	96	117	costs	cost	NOUN
cjfa-4709	96	118	of	of	ADP
cjfa-4709	96	119	the	the	DET
cjfa-4709	96	120	proceedings	proceeding	NOUN
cjfa-4709	96	121	commissions	commission	NOUN
cjfa-4709	96	122	to	to	ADP
cjfa-4709	96	123	insurance	insurance	NOUN
cjfa-4709	96	124	agents	agent	NOUN
cjfa-4709	96	125	salary	salary	NOUN
cjfa-4709	96	126	of	of	ADP
cjfa-4709	96	127	management	management	NOUN
cjfa-4709	96	128	dividends	dividend	NOUN
cjfa-4709	96	129	to	to	ADP
cjfa-4709	96	130	shareholders	shareholder	NOUN
cjfa-4709	96	131	volume	volume	NOUN
cjfa-4709	96	132	of	of	ADP
cjfa-4709	96	133	premiums	premium	NOUN
cjfa-4709	96	134	and	and	CCONJ
cjfa-4709	96	135	payments	payment	NOUN
cjfa-4709	96	136	regional	regional	ADJ
cjfa-4709	96	137	networks	network	NOUN
cjfa-4709	96	138	sales	sale	NOUN
cjfa-4709	96	139	channels	channel	NOUN
cjfa-4709	96	140	the	the	DET
cjfa-4709	96	141	absence	absence	NOUN
cjfa-4709	96	142	of	of	ADP
cjfa-4709	96	143	compromising	compromise	VERB
cjfa-4709	96	144	information	information	NOUN
cjfa-4709	96	145	number	number	NOUN
cjfa-4709	96	146	of	of	ADP
cjfa-4709	96	147	complaints	complaint	NOUN
cjfa-4709	96	148	by	by	ADP
cjfa-4709	96	149	insurants	insurant	NOUN
cjfa-4709	96	150	bankruptcy	bankruptcy	NOUN
cjfa-4709	96	151	procedures	procedure	NOUN
cjfa-4709	96	152	form	form	NOUN
cjfa-4709	96	153	of	of	ADP
cjfa-4709	96	154	the	the	DET
cjfa-4709	96	155	original	original	ADJ
cjfa-4709	96	156	data	datum	NOUN
cjfa-4709	96	157	balance	balance	NOUN
cjfa-4709	96	158	sheet	sheet	NOUN
cjfa-4709	96	159	of	of	ADP
cjfa-4709	96	160	the	the	DET
cjfa-4709	96	161	insurer	insurer	NOUN
cjfa-4709	96	162	(	(	PUNCT
cjfa-4709	96	163	f.1	f.1	NOUN
cjfa-4709	96	164	)	)	PUNCT
cjfa-4709	96	165	report	report	NOUN
cjfa-4709	96	166	on	on	ADP
cjfa-4709	96	167	changes	change	NOUN
cjfa-4709	96	168	in	in	ADP
cjfa-4709	96	169	equity	equity	NOUN
cjfa-4709	96	170	of	of	ADP
cjfa-4709	96	171	the	the	DET
cjfa-4709	96	172	insurer	insurer	NOUN
cjfa-4709	96	173	(	(	PUNCT
cjfa-4709	96	174	and	and	CCONJ
cjfa-4709	96	175	the	the	DET
cjfa-4709	96	176	net	net	ADJ
cjfa-4709	96	177	assets	asset	NOUN
cjfa-4709	96	178	)	)	PUNCT
cjfa-4709	96	179	(	(	PUNCT
cjfa-4709	96	180	f.3	f.3	X
cjfa-4709	96	181	)	)	PUNCT
cjfa-4709	96	182	the	the	DET
cjfa-4709	96	183	insurance	insurance	NOUN
cjfa-4709	96	184	reserves	reserve	NOUN
cjfa-4709	96	185	(	(	PUNCT
cjfa-4709	96	186	f.8	f.8	ADJ
cjfa-4709	96	187	-	-	PUNCT
cjfa-4709	96	188	insurer	insurer	NOUN
cjfa-4709	96	189	)	)	PUNCT
cjfa-4709	96	190	balance	balance	NOUN
cjfa-4709	96	191	sheet	sheet	NOUN
cjfa-4709	96	192	of	of	ADP
cjfa-4709	96	193	the	the	DET
cjfa-4709	96	194	insurer	insurer	NOUN
cjfa-4709	96	195	(	(	PUNCT
cjfa-4709	96	196	f.1	f.1	NOUN
cjfa-4709	96	197	)	)	PUNCT
cjfa-4709	96	198	report	report	NOUN
cjfa-4709	96	199	on	on	ADP
cjfa-4709	96	200	financial	financial	ADJ
cjfa-4709	96	201	results	result	NOUN
cjfa-4709	96	202	of	of	ADP
cjfa-4709	96	203	the	the	DET
cjfa-4709	96	204	insurer	insurer	NOUN
cjfa-4709	96	205	(	(	PUNCT
cjfa-4709	96	206	f.2	f.2	X
cjfa-4709	96	207	)	)	PUNCT
cjfa-4709	96	208	reinsurance	reinsurance	NOUN
cjfa-4709	96	209	operations	operation	NOUN
cjfa-4709	96	210	(	(	PUNCT
cjfa-4709	96	211	f.	f.	PROPN
cjfa-4709	96	212	10	10	NUM
cjfa-4709	96	213	-	-	PUNCT
cjfa-4709	96	214	insurer	insurer	NOUN
cjfa-4709	96	215	)	)	PUNCT
cjfa-4709	96	216	report	report	NOUN
cjfa-4709	96	217	on	on	ADP
cjfa-4709	96	218	financial	financial	ADJ
cjfa-4709	96	219	results	result	NOUN
cjfa-4709	96	220	of	of	ADP
cjfa-4709	96	221	the	the	DET
cjfa-4709	96	222	insurer	insurer	NOUN
cjfa-4709	96	223	(	(	PUNCT
cjfa-4709	96	224	f.2	f.2	NOUN
cjfa-4709	96	225	)	)	PUNCT
cjfa-4709	96	226	balance	balance	NOUN
cjfa-4709	96	227	sheet	sheet	NOUN
cjfa-4709	96	228	of	of	ADP
cjfa-4709	96	229	the	the	DET
cjfa-4709	96	230	insurer	insurer	NOUN
cjfa-4709	96	231	(	(	PUNCT
cjfa-4709	96	232	f.1	f.1	NOUN
cjfa-4709	96	233	)	)	PUNCT
cjfa-4709	96	234	report	report	NOUN
cjfa-4709	96	235	on	on	ADP
cjfa-4709	96	236	financial	financial	ADJ
cjfa-4709	96	237	results	result	NOUN
cjfa-4709	96	238	of	of	ADP
cjfa-4709	96	239	the	the	DET
cjfa-4709	96	240	insurer	insurer	NOUN
cjfa-4709	96	241	(	(	PUNCT
cjfa-4709	96	242	f.2	f.2	X
cjfa-4709	96	243	)	)	PUNCT
cjfa-4709	96	244	the	the	DET
cjfa-4709	96	245	solvency	solvency	NOUN
cjfa-4709	96	246	(	(	PUNCT
cjfa-4709	96	247	f.9	f.9	NOUN
cjfa-4709	96	248	-	-	PUNCT
cjfa-4709	96	249	insurer	insurer	NOUN
cjfa-4709	96	250	)	)	PUNCT
cjfa-4709	96	251	balance	balance	NOUN
cjfa-4709	96	252	sheet	sheet	NOUN
cjfa-4709	96	253	of	of	ADP
cjfa-4709	96	254	the	the	DET
cjfa-4709	96	255	insurer	insurer	NOUN
cjfa-4709	96	256	(	(	PUNCT
cjfa-4709	96	257	f.1	f.1	NOUN
cjfa-4709	96	258	)	)	PUNCT
cjfa-4709	96	259	report	report	NOUN
cjfa-4709	96	260	on	on	ADP
cjfa-4709	96	261	financial	financial	ADJ
cjfa-4709	96	262	results	result	NOUN
cjfa-4709	96	263	of	of	ADP
cjfa-4709	96	264	the	the	DET
cjfa-4709	96	265	insurer	insurer	NOUN
cjfa-4709	96	266	(	(	PUNCT
cjfa-4709	96	267	f.2	f.2	X
cjfa-4709	96	268	)	)	PUNCT
cjfa-4709	96	269	report	report	NOUN
cjfa-4709	96	270	on	on	ADP
cjfa-4709	96	271	changes	change	NOUN
cjfa-4709	96	272	in	in	ADP
cjfa-4709	96	273	equity	equity	NOUN
cjfa-4709	96	274	of	of	ADP
cjfa-4709	96	275	the	the	DET
cjfa-4709	96	276	insurer	insurer	NOUN
cjfa-4709	96	277	(	(	PUNCT
cjfa-4709	96	278	and	and	CCONJ
cjfa-4709	96	279	the	the	DET
cjfa-4709	96	280	net	net	ADJ
cjfa-4709	96	281	assets	asset	NOUN
cjfa-4709	96	282	)	)	PUNCT
cjfa-4709	96	283	(	(	PUNCT
cjfa-4709	96	284	f.3	f.3	X
cjfa-4709	96	285	)	)	PUNCT
cjfa-4709	96	286	the	the	DET
cjfa-4709	96	287	structure	structure	NOUN
cjfa-4709	96	288	of	of	ADP
cjfa-4709	96	289	the	the	DET
cjfa-4709	96	290	financial	financial	ADJ
cjfa-4709	96	291	results	result	NOUN
cjfa-4709	96	292	of	of	ADP
cjfa-4709	96	293	insurance	insurance	NOUN
cjfa-4709	96	294	(	(	PUNCT
cjfa-4709	96	295	f.	f.	PROPN
cjfa-4709	96	296	 	 	SPACE
cjfa-4709	96	297	11	11	NUM
cjfa-4709	96	298	-	-	PUNCT
cjfa-4709	96	299	insurer	insurer	NOUN
cjfa-4709	96	300	)	)	PUNCT
cjfa-4709	96	301	report	report	NOUN
cjfa-4709	96	302	on	on	ADP
cjfa-4709	96	303	financial	financial	ADJ
cjfa-4709	96	304	results	result	NOUN
cjfa-4709	96	305	of	of	ADP
cjfa-4709	96	306	the	the	DET
cjfa-4709	96	307	insurer	insurer	NOUN
cjfa-4709	96	308	(	(	PUNCT
cjfa-4709	96	309	f.2	f.2	X
cjfa-4709	96	310	)	)	PUNCT
cjfa-4709	96	311	the	the	DET
cjfa-4709	96	312	structure	structure	NOUN
cjfa-4709	96	313	of	of	ADP
cjfa-4709	96	314	the	the	DET
cjfa-4709	96	315	financial	financial	ADJ
cjfa-4709	96	316	results	result	NOUN
cjfa-4709	96	317	of	of	ADP
cjfa-4709	96	318	insurance	insurance	NOUN
cjfa-4709	96	319	(	(	PUNCT
cjfa-4709	96	320	f.11	f.11	ADJ
cjfa-4709	96	321	–	–	PUNCT
cjfa-4709	96	322	insurer	insurer	NOUN
cjfa-4709	96	323	)	)	PUNCT
cjfa-4709	96	324	balance	balance	NOUN
cjfa-4709	96	325	sheet	sheet	NOUN
cjfa-4709	96	326	of	of	ADP
cjfa-4709	96	327	the	the	DET
cjfa-4709	96	328	insurer	insurer	NOUN
cjfa-4709	96	329	(	(	PUNCT
cjfa-4709	96	330	f.1	f.1	NOUN
cjfa-4709	96	331	)	)	PUNCT
cjfa-4709	96	332	statistical	statistical	ADJ
cjfa-4709	96	333	report	report	NOUN
cjfa-4709	96	334	№	№	SYM
cjfa-4709	96	335	1	1	NUM
cjfa-4709	96	336	“	"	PUNCT
cjfa-4709	96	337	data	datum	NOUN
cjfa-4709	96	338	on	on	ADP
cjfa-4709	96	339	key	key	ADJ
cjfa-4709	96	340	indicators	indicator	NOUN
cjfa-4709	96	341	of	of	ADP
cjfa-4709	96	342	insurer	insurer	NOUN
cjfa-4709	96	343	”	"	PUNCT
cjfa-4709	96	344	the	the	DET
cjfa-4709	96	345	branches	branch	NOUN
cjfa-4709	96	346	and	and	CCONJ
cjfa-4709	96	347	representations	representation	NOUN
cjfa-4709	96	348	(	(	PUNCT
cjfa-4709	96	349	f.	f.	NOUN
cjfa-4709	96	350	 	 	SPACE
cjfa-4709	96	351	12	12	NUM
cjfa-4709	96	352	-	-	PUNCT
cjfa-4709	96	353	insurer	insurer	NOUN
cjfa-4709	96	354	)	)	PUNCT
cjfa-4709	96	355	shareholders	shareholder	NOUN
cjfa-4709	96	356	(	(	PUNCT
cjfa-4709	96	357	members	member	NOUN
cjfa-4709	96	358	)	)	PUNCT
cjfa-4709	96	359	and	and	CCONJ
cjfa-4709	96	360	other	other	ADJ
cjfa-4709	96	361	affiliated	affiliated	ADJ
cjfa-4709	96	362	entities	entity	NOUN
cjfa-4709	96	363	(	(	PUNCT
cjfa-4709	96	364	f.	f.	PROPN
cjfa-4709	96	365	13	13	NUM
cjfa-4709	96	366	-	-	PUNCT
cjfa-4709	96	367	insurer	insurer	NOUN
cjfa-4709	96	368	)	)	PUNCT
cjfa-4709	96	369	s	s	PART
cjfa-4709	96	370	o	o	NOUN
cjfa-4709	96	371	u	u	NOUN
cjfa-4709	96	372	r	r	NOUN
cjfa-4709	96	373	c	c	NOUN
cjfa-4709	96	374	e	e	NOUN
cjfa-4709	96	375	:	:	PUNCT
cjfa-4709	96	376	the	the	DET
cjfa-4709	96	377	author	author	NOUN
cjfa-4709	96	378	’s	’s	PART
cjfa-4709	96	379	method	method	NOUN
cjfa-4709	96	380	,	,	PUNCT
cjfa-4709	96	381	has	have	AUX
cjfa-4709	96	382	been	be	AUX
cjfa-4709	96	383	implemented	implement	VERB
cjfa-4709	96	384	at	at	ADP
cjfa-4709	96	385	oao	oao	PROPN
cjfa-4709	96	386	“	"	PUNCT
cjfa-4709	96	387	magnitogorsk	magnitogorsk	ADJ
cjfa-4709	96	388	iron	iron	NOUN
cjfa-4709	96	389	&	&	CCONJ
cjfa-4709	96	390	steel	steel	PROPN
cjfa-4709	96	391	works	work	NOUN
cjfa-4709	96	392	”	"	PUNCT
cjfa-4709	96	393	.	.	PUNCT
cjfa-4709	97	1	all	all	PRON
cjfa-4709	97	2	of	of	ADP
cjfa-4709	97	3	these	these	DET
cjfa-4709	97	4	measures	measure	NOUN
cjfa-4709	97	5	can	can	AUX
cjfa-4709	97	6	be	be	AUX
cjfa-4709	97	7	calculated	calculate	VERB
cjfa-4709	97	8	according	accord	VERB
cjfa-4709	97	9	to	to	ADP
cjfa-4709	97	10	the	the	DET
cjfa-4709	97	11	forms	form	NOUN
cjfa-4709	97	12	,	,	PUNCT
cjfa-4709	97	13	which	which	PRON
cjfa-4709	97	14	are	be	AUX
cjfa-4709	97	15	published	publish	VERB
cjfa-4709	97	16	on	on	ADP
cjfa-4709	97	17	the	the	DET
cjfa-4709	97	18	website	website	NOUN
cjfa-4709	97	19	of	of	ADP
cjfa-4709	97	20	the	the	DET
cjfa-4709	97	21	insurance	insurance	NOUN
cjfa-4709	97	22	supervision	supervision	NOUN
cjfa-4709	97	23	(	(	PUNCT
cjfa-4709	97	24	the	the	DET
cjfa-4709	97	25	central	central	ADJ
cjfa-4709	97	26	bank	bank	NOUN
cjfa-4709	97	27	of	of	ADP
cjfa-4709	97	28	the	the	DET
cjfa-4709	97	29	russian	russian	PROPN
cjfa-4709	97	30	federation	federation	PROPN
cjfa-4709	97	31	2014	2014	NUM
cjfa-4709	97	32	)	)	PUNCT
cjfa-4709	97	33	and	and	CCONJ
cjfa-4709	97	34	according	accord	VERB
cjfa-4709	97	35	to	to	ADP
cjfa-4709	97	36	the	the	DET
cjfa-4709	97	37	data	datum	NOUN
cjfa-4709	97	38	in	in	ADP
cjfa-4709	97	39	open	open	ADJ
cjfa-4709	97	40	publications	publication	NOUN
cjfa-4709	97	41	.	.	PUNCT
cjfa-4709	98	1	at	at	ADP
cjfa-4709	98	2	present	present	ADJ
cjfa-4709	98	3	the	the	DET
cjfa-4709	98	4	additional	additional	ADJ
cjfa-4709	98	5	requirements	requirement	NOUN
cjfa-4709	98	6	for	for	ADP
cjfa-4709	98	7	the	the	DET
cjfa-4709	98	8	financial	financial	ADJ
cjfa-4709	98	9	condition	condition	NOUN
cjfa-4709	98	10	of	of	ADP
cjfa-4709	98	11	russian	russian	ADJ
cjfa-4709	98	12	insurance	insurance	NOUN
cjfa-4709	98	13	companies	company	NOUN
cjfa-4709	98	14	are	be	AUX
cjfa-4709	98	15	nominated	nominate	VERB
cjfa-4709	98	16	by	by	ADP
cjfa-4709	98	17	enterprises	enterprise	NOUN
cjfa-4709	98	18	with	with	ADP
cjfa-4709	98	19	sufficiently	sufficiently	ADV
cjfa-4709	98	20	developed	develop	VERB
cjfa-4709	98	21	comprehensive	comprehensive	ADJ
cjfa-4709	98	22	risk	risk	NOUN
cjfa-4709	98	23	management	management	NOUN
cjfa-4709	98	24	system	system	NOUN
cjfa-4709	98	25	.	.	PUNCT
cjfa-4709	99	1	mostly	mostly	ADV
cjfa-4709	99	2	this	this	PRON
cjfa-4709	99	3	is	be	AUX
cjfa-4709	99	4	the	the	DET
cjfa-4709	99	5	large	large	ADJ
cjfa-4709	99	6	credit	credit	NOUN
cjfa-4709	99	7	institunadezda	institunadezda	ADJ
cjfa-4709	99	8	kirillova88	kirillova88	PROPN
cjfa-4709	99	9	tions	tion	NOUN
cjfa-4709	99	10	,	,	PUNCT
cjfa-4709	99	11	enterprises	enterprise	NOUN
cjfa-4709	99	12	of	of	ADP
cjfa-4709	99	13	energy	energy	NOUN
cjfa-4709	99	14	,	,	PUNCT
cjfa-4709	99	15	metallurgy	metallurgy	NOUN
cjfa-4709	99	16	,	,	PUNCT
cjfa-4709	99	17	fuel	fuel	NOUN
cjfa-4709	99	18	and	and	CCONJ
cjfa-4709	99	19	energy	energy	NOUN
cjfa-4709	99	20	complexes	complex	NOUN
cjfa-4709	99	21	.	.	PUNCT
cjfa-4709	100	1	additional	additional	ADJ
cjfa-4709	100	2	requirements	requirement	NOUN
cjfa-4709	100	3	are	be	AUX
cjfa-4709	100	4	fixed	fix	VERB
cjfa-4709	100	5	in	in	ADP
cjfa-4709	100	6	the	the	DET
cjfa-4709	100	7	standards	standard	NOUN
cjfa-4709	100	8	,	,	PUNCT
cjfa-4709	100	9	the	the	DET
cjfa-4709	100	10	provisions	provision	NOUN
cjfa-4709	100	11	of	of	ADP
cjfa-4709	100	12	the	the	DET
cjfa-4709	100	13	risk	risk	NOUN
cjfa-4709	100	14	policy	policy	NOUN
cjfa-4709	100	15	;	;	PUNCT
cjfa-4709	100	16	the	the	DET
cjfa-4709	100	17	conformity	conformity	NOUN
cjfa-4709	100	18	of	of	ADP
cjfa-4709	100	19	the	the	DET
cjfa-4709	100	20	insurers	insurer	NOUN
cjfa-4709	100	21	these	these	DET
cjfa-4709	100	22	demands	demand	NOUN
cjfa-4709	100	23	–	–	PUNCT
cjfa-4709	100	24	required	require	VERB
cjfa-4709	100	25	to	to	PART
cjfa-4709	100	26	be	be	AUX
cjfa-4709	100	27	accredited	accredit	VERB
cjfa-4709	100	28	in	in	ADP
cjfa-4709	100	29	the	the	DET
cjfa-4709	100	30	insurance	insurance	NOUN
cjfa-4709	100	31	programs	program	NOUN
cjfa-4709	100	32	.	.	PUNCT
cjfa-4709	101	1	the	the	DET
cjfa-4709	101	2	outcome	outcome	NOUN
cjfa-4709	101	3	of	of	ADP
cjfa-4709	101	4	the	the	DET
cjfa-4709	101	5	research	research	NOUN
cjfa-4709	101	6	process	process	NOUN
cjfa-4709	101	7	and	and	CCONJ
cjfa-4709	101	8	conclusions	conclusion	NOUN
cjfa-4709	101	9	recently	recently	ADV
cjfa-4709	101	10	started	start	VERB
cjfa-4709	101	11	a	a	DET
cjfa-4709	101	12	discussion	discussion	NOUN
cjfa-4709	101	13	on	on	ADP
cjfa-4709	101	14	the	the	DET
cjfa-4709	101	15	possible	possible	ADJ
cjfa-4709	101	16	strengthening	strengthening	NOUN
cjfa-4709	101	17	of	of	ADP
cjfa-4709	101	18	state	state	NOUN
cjfa-4709	101	19	involvement	involvement	NOUN
cjfa-4709	101	20	in	in	ADP
cjfa-4709	101	21	the	the	DET
cjfa-4709	101	22	insurance	insurance	NOUN
cjfa-4709	101	23	market	market	NOUN
cjfa-4709	101	24	.	.	PUNCT
cjfa-4709	102	1	such	such	DET
cjfa-4709	102	2	a	a	DET
cjfa-4709	102	3	position	position	NOUN
cjfa-4709	102	4	seems	seem	VERB
cjfa-4709	102	5	unproductive	unproductive	ADJ
cjfa-4709	102	6	.	.	PUNCT
cjfa-4709	103	1	in	in	ADP
cjfa-4709	103	2	particular	particular	ADJ
cjfa-4709	103	3	,	,	PUNCT
cjfa-4709	103	4	a	a	DET
cjfa-4709	103	5	clear	clear	ADJ
cjfa-4709	103	6	regulatory	regulatory	ADJ
cjfa-4709	103	7	compliance	compliance	NOUN
cjfa-4709	103	8	with	with	ADP
cjfa-4709	103	9	respect	respect	NOUN
cjfa-4709	103	10	to	to	ADP
cjfa-4709	103	11	the	the	DET
cjfa-4709	103	12	financial	financial	ADJ
cjfa-4709	103	13	condition	condition	NOUN
cjfa-4709	103	14	of	of	ADP
cjfa-4709	103	15	insurance	insurance	NOUN
cjfa-4709	103	16	companies	company	NOUN
cjfa-4709	103	17	,	,	PUNCT
cjfa-4709	103	18	internal	internal	ADJ
cjfa-4709	103	19	and	and	CCONJ
cjfa-4709	103	20	external	external	ADJ
cjfa-4709	103	21	control	control	NOUN
cjfa-4709	103	22	and	and	CCONJ
cjfa-4709	103	23	insurance	insurance	NOUN
cjfa-4709	103	24	supervision	supervision	NOUN
cjfa-4709	103	25	are	be	AUX
cjfa-4709	103	26	in	in	ADP
cjfa-4709	103	27	able	able	ADJ
cjfa-4709	103	28	to	to	PART
cjfa-4709	103	29	ensure	ensure	VERB
cjfa-4709	103	30	the	the	DET
cjfa-4709	103	31	insurance	insurance	NOUN
cjfa-4709	103	32	liabilities	liability	NOUN
cjfa-4709	103	33	by	by	ADP
cjfa-4709	103	34	the	the	DET
cjfa-4709	103	35	market	market	NOUN
cjfa-4709	103	36	participants	participant	NOUN
cjfa-4709	103	37	.	.	PUNCT
cjfa-4709	104	1	following	follow	VERB
cjfa-4709	104	2	the	the	DET
cjfa-4709	104	3	requirements	requirement	NOUN
cjfa-4709	104	4	of	of	ADP
cjfa-4709	104	5	the	the	DET
cjfa-4709	104	6	financial	financial	ADJ
cjfa-4709	104	7	condition	condition	NOUN
cjfa-4709	104	8	is	be	AUX
cjfa-4709	104	9	sufficient	sufficient	ADJ
cjfa-4709	104	10	for	for	ADP
cjfa-4709	104	11	insurance	insurance	NOUN
cjfa-4709	104	12	liabilities	liability	NOUN
cjfa-4709	104	13	;	;	PUNCT
cjfa-4709	104	14	all	all	DET
cjfa-4709	104	15	the	the	DET
cjfa-4709	104	16	accounting	accounting	NOUN
cjfa-4709	104	17	,	,	PUNCT
cjfa-4709	104	18	financial	financial	ADJ
cjfa-4709	104	19	and	and	CCONJ
cjfa-4709	104	20	statistical	statistical	ADJ
cjfa-4709	104	21	reports	report	NOUN
cjfa-4709	104	22	are	be	AUX
cjfa-4709	104	23	published	publish	VERB
cjfa-4709	104	24	on	on	ADP
cjfa-4709	104	25	the	the	DET
cjfa-4709	104	26	websites	website	NOUN
cjfa-4709	104	27	of	of	ADP
cjfa-4709	104	28	companies	company	NOUN
cjfa-4709	104	29	and	and	CCONJ
cjfa-4709	104	30	online	online	ADJ
cjfa-4709	104	31	insurance	insurance	NOUN
cjfa-4709	104	32	supervision	supervision	NOUN
cjfa-4709	104	33	,	,	PUNCT
cjfa-4709	104	34	the	the	DET
cjfa-4709	104	35	regulatory	regulatory	ADJ
cjfa-4709	104	36	requirements	requirement	NOUN
cjfa-4709	104	37	for	for	ADP
cjfa-4709	104	38	the	the	DET
cjfa-4709	104	39	financial	financial	ADJ
cjfa-4709	104	40	condition	condition	NOUN
cjfa-4709	104	41	of	of	ADP
cjfa-4709	104	42	russian	russian	ADJ
cjfa-4709	104	43	insurance	insurance	NOUN
cjfa-4709	104	44	companies	company	NOUN
cjfa-4709	104	45	are	be	AUX
cjfa-4709	104	46	correspond	correspond	VERB
cjfa-4709	104	47	the	the	DET
cjfa-4709	104	48	requirements	requirement	NOUN
cjfa-4709	104	49	of	of	ADP
cjfa-4709	104	50	the	the	DET
cjfa-4709	104	51	international	international	ADJ
cjfa-4709	104	52	association	association	PROPN
cjfa-4709	104	53	of	of	ADP
cjfa-4709	104	54	insurance	insurance	NOUN
cjfa-4709	104	55	supervisors	supervisor	NOUN
cjfa-4709	104	56	and	and	CCONJ
cjfa-4709	104	57	perform	perform	VERB
cjfa-4709	104	58	basic	basic	ADJ
cjfa-4709	104	59	functions	function	NOUN
cjfa-4709	104	60	of	of	ADP
cjfa-4709	104	61	insurance	insurance	NOUN
cjfa-4709	104	62	–	–	PUNCT
cjfa-4709	104	63	to	to	PART
cjfa-4709	104	64	protect	protect	VERB
cjfa-4709	104	65	consumers	consumer	NOUN
cjfa-4709	104	66	,	,	PUNCT
cjfa-4709	104	67	and	and	CCONJ
cjfa-4709	104	68	insurers	insurer	NOUN
cjfa-4709	104	69	are	be	AUX
cjfa-4709	104	70	able	able	ADJ
cjfa-4709	104	71	to	to	PART
cjfa-4709	104	72	get	get	VERB
cjfa-4709	104	73	all	all	DET
cjfa-4709	104	74	the	the	DET
cjfa-4709	104	75	necessary	necessary	ADJ
cjfa-4709	104	76	information	information	NOUN
cjfa-4709	104	77	.	.	PUNCT
cjfa-4709	105	1	thus	thus	ADV
cjfa-4709	105	2	the	the	DET
cjfa-4709	105	3	main	main	ADJ
cjfa-4709	105	4	directions	direction	NOUN
cjfa-4709	105	5	of	of	ADP
cjfa-4709	105	6	development	development	NOUN
cjfa-4709	105	7	–	–	PUNCT
cjfa-4709	105	8	prudential	prudential	ADJ
cjfa-4709	105	9	oversight	oversight	NOUN
cjfa-4709	105	10	,	,	PUNCT
cjfa-4709	105	11	improving	improve	VERB
cjfa-4709	105	12	the	the	DET
cjfa-4709	105	13	quality	quality	NOUN
cjfa-4709	105	14	of	of	ADP
cjfa-4709	105	15	settlement	settlement	NOUN
cjfa-4709	105	16	of	of	ADP
cjfa-4709	105	17	losses	loss	NOUN
cjfa-4709	105	18	,	,	PUNCT
cjfa-4709	105	19	the	the	DET
cjfa-4709	105	20	formalization	formalization	NOUN
cjfa-4709	105	21	of	of	ADP
cjfa-4709	105	22	contracts	contract	NOUN
cjfa-4709	105	23	and	and	CCONJ
cjfa-4709	105	24	business	business	NOUN
cjfa-4709	105	25	processes	process	NOUN
cjfa-4709	105	26	in	in	ADP
cjfa-4709	105	27	general	general	ADJ
cjfa-4709	105	28	,	,	PUNCT
cjfa-4709	105	29	improve	improve	VERB
cjfa-4709	105	30	the	the	DET
cjfa-4709	105	31	quality	quality	NOUN
cjfa-4709	105	32	of	of	ADP
cjfa-4709	105	33	the	the	DET
cjfa-4709	105	34	insurer	insurer	NOUN
cjfa-4709	105	35	’s	’s	PART
cjfa-4709	105	36	assets	asset	NOUN
cjfa-4709	105	37	,	,	PUNCT
cjfa-4709	105	38	control	control	NOUN
cjfa-4709	105	39	over	over	ADP
cjfa-4709	105	40	the	the	DET
cjfa-4709	105	41	structure	structure	NOUN
cjfa-4709	105	42	and	and	CCONJ
cjfa-4709	105	43	the	the	DET
cjfa-4709	105	44	amount	amount	NOUN
cjfa-4709	105	45	of	of	ADP
cjfa-4709	105	46	the	the	DET
cjfa-4709	105	47	cost	cost	NOUN
cjfa-4709	105	48	of	of	ADP
cjfa-4709	105	49	doing	do	VERB
cjfa-4709	105	50	business	business	NOUN
cjfa-4709	105	51	.	.	PUNCT
cjfa-4709	105	52	 	 	SPACE
cjfa-4709	106	1	references	reference	NOUN
cjfa-4709	106	2	all	all	PRON
cjfa-4709	106	3	-	-	PUNCT
cjfa-4709	106	4	russian	russian	ADJ
cjfa-4709	106	5	insurance	insurance	NOUN
cjfa-4709	106	6	association	association	PROPN
cjfa-4709	106	7	.	.	PUNCT
cjfa-4709	107	1	official	official	ADJ
cjfa-4709	107	2	site	site	NOUN
cjfa-4709	107	3	,	,	PUNCT
cjfa-4709	107	4	http://www.insur-info.ru	http://www.insur-info.ru	PRON
cjfa-4709	107	5	(	(	PUNCT
cjfa-4709	107	6	accessed	access	VERB
cjfa-4709	107	7	:	:	PUNCT
cjfa-4709	107	8	1.10.2014	1.10.2014	NUM
cjfa-4709	107	9	)	)	PUNCT
cjfa-4709	107	10	.	.	PUNCT
cjfa-4709	108	1	efimova	efimova	PROPN
cjfa-4709	108	2	o.v	o.v	PROPN
cjfa-4709	108	3	.	.	PROPN
cjfa-4709	109	1	(	(	PUNCT
cjfa-4709	109	2	2012	2012	NUM
cjfa-4709	109	3	)	)	PUNCT
cjfa-4709	109	4	.	.	PUNCT
cjfa-4709	110	1	sustainability	sustainability	NOUN
cjfa-4709	110	2	reporting	reporting	NOUN
cjfa-4709	110	3	of	of	ADP
cjfa-4709	110	4	company	company	NOUN
cjfa-4709	110	5	:	:	PUNCT
cjfa-4709	110	6	evaluation	evaluation	NOUN
cjfa-4709	110	7	information	information	NOUN
cjfa-4709	110	8	requirements	requirement	NOUN
cjfa-4709	110	9	of	of	ADP
cjfa-4709	110	10	users	user	NOUN
cjfa-4709	110	11	.	.	PUNCT
cjfa-4709	111	1	bulletin	bulletin	NOUN
cjfa-4709	111	2	of	of	ADP
cjfa-4709	111	3	the	the	DET
cjfa-4709	111	4	russian	russian	ADJ
cjfa-4709	111	5	peoples	people	NOUN
cjfa-4709	111	6	’	’	PART
cjfa-4709	111	7	friendship	friendship	NOUN
cjfa-4709	111	8	university	university	NOUN
cjfa-4709	111	9	.	.	PUNCT
cjfa-4709	112	1	series	series	PROPN
cjfa-4709	112	2	:	:	PUNCT
cjfa-4709	112	3	the	the	DET
cjfa-4709	112	4	economy	economy	NOUN
cjfa-4709	112	5	,	,	PUNCT
cjfa-4709	112	6	no	no	INTJ
cjfa-4709	112	7	.	.	NOUN
cjfa-4709	112	8	4	4	NUM
cjfa-4709	112	9	,	,	PUNCT
cjfa-4709	112	10	75–82	75–82	NUM
cjfa-4709	112	11	.	.	PUNCT
cjfa-4709	113	1	ey	ey	X
cjfa-4709	113	2	(	(	PUNCT
cjfa-4709	113	3	2013	2013	NUM
cjfa-4709	113	4	)	)	PUNCT
cjfa-4709	113	5	,	,	PUNCT
cjfa-4709	113	6	investigation	investigation	NOUN
cjfa-4709	113	7	of	of	ADP
cjfa-4709	113	8	investment	investment	NOUN
cjfa-4709	113	9	attractiveness	attractiveness	NOUN
cjfa-4709	113	10	of	of	ADP
cjfa-4709	113	11	russia	russia	PROPN
cjfa-4709	113	12	.	.	PUNCT
cjfa-4709	114	1	shaping	shape	VERB
cjfa-4709	114	2	the	the	DET
cjfa-4709	114	3	future	future	NOUN
cjfa-4709	114	4	of	of	ADP
cjfa-4709	114	5	russia	russia	PROPN
cjfa-4709	114	6	,	,	PUNCT
cjfa-4709	114	7	http://www.ey.com/publication/vwluassets/ras2013-rus/$file/	http://www.ey.com/publication/vwluassets/ras2013-rus/$file/	PROPN
cjfa-4709	114	8	ras2013-rus.pdf	ras2013-rus.pdf	NOUN
cjfa-4709	114	9	(	(	PUNCT
cjfa-4709	114	10	accessed	access	VERB
cjfa-4709	114	11	:	:	PUNCT
cjfa-4709	114	12	1.10.2014	1.10.2014	NUM
cjfa-4709	114	13	)	)	PUNCT
cjfa-4709	114	14	.	.	PUNCT
cjfa-4709	115	1	federal	federal	ADJ
cjfa-4709	115	2	state	state	PROPN
cjfa-4709	115	3	statistics	statistics	PROPN
cjfa-4709	115	4	service	service	PROPN
cjfa-4709	115	5	,	,	PUNCT
cjfa-4709	115	6	main	main	ADJ
cjfa-4709	115	7	indicators	indicator	NOUN
cjfa-4709	115	8	of	of	ADP
cjfa-4709	115	9	activities	activity	NOUN
cjfa-4709	115	10	of	of	ADP
cjfa-4709	115	11	insurance	insurance	NOUN
cjfa-4709	115	12	companies	company	NOUN
cjfa-4709	115	13	.	.	PUNCT
cjfa-4709	116	1	official	official	ADJ
cjfa-4709	116	2	site	site	NOUN
cjfa-4709	116	3	of	of	ADP
cjfa-4709	116	4	the	the	DET
cjfa-4709	116	5	federal	federal	ADJ
cjfa-4709	116	6	state	state	PROPN
cjfa-4709	116	7	statistics	statistics	PROPN
cjfa-4709	116	8	service	service	PROPN
cjfa-4709	116	9	,	,	PUNCT
cjfa-4709	116	10	http	http	CCONJ
cjfa-4709	116	11	:	:	PUNCT
cjfa-4709	116	12	www.gks.ru	www.gks.ru	X
cjfa-4709	116	13	(	(	PUNCT
cjfa-4709	116	14	accessed	access	VERB
cjfa-4709	116	15	:	:	PUNCT
cjfa-4709	116	16	1.10.2014	1.10.2014	NUM
cjfa-4709	116	17	)	)	PUNCT
cjfa-4709	116	18	.	.	PUNCT
cjfa-4709	117	1	regulation	regulation	NOUN
cjfa-4709	117	2	of	of	ADP
cjfa-4709	117	3	financial	financial	ADJ
cjfa-4709	117	4	condition	condition	NOUN
cjfa-4709	117	5	insurers	insurer	NOUN
cjfa-4709	117	6	…	…	PUNCT
cjfa-4709	117	7	89	89	NUM
cjfa-4709	117	8	jurgens	jurgens	PROPN
cjfa-4709	117	9	i.y	i.y	PROPN
cjfa-4709	117	10	.	.	PUNCT
cjfa-4709	118	1	(	(	PUNCT
cjfa-4709	118	2	2014	2014	NUM
cjfa-4709	118	3	)	)	PUNCT
cjfa-4709	118	4	,	,	PUNCT
cjfa-4709	118	5	all	all	ADV
cjfa-4709	118	6	-	-	PUNCT
cjfa-4709	118	7	russian	russian	ADJ
cjfa-4709	118	8	insurance	insurance	NOUN
cjfa-4709	118	9	association	association	PROPN
cjfa-4709	118	10	.	.	PUNCT
cjfa-4709	119	1	analytical	analytical	ADJ
cjfa-4709	119	2	report	report	NOUN
cjfa-4709	119	3	“	"	PUNCT
cjfa-4709	119	4	the	the	DET
cjfa-4709	119	5	insurance	insurance	NOUN
cjfa-4709	119	6	market	market	NOUN
cjfa-4709	119	7	in	in	ADP
cjfa-4709	119	8	2014	2014	NUM
cjfa-4709	119	9	:	:	PUNCT
cjfa-4709	119	10	challenges	challenge	NOUN
cjfa-4709	119	11	and	and	CCONJ
cjfa-4709	119	12	opportunities	opportunity	NOUN
cjfa-4709	119	13	”	"	PUNCT
cjfa-4709	119	14	.	.	PUNCT
cjfa-4709	120	1	url	url	PROPN
cjfa-4709	120	2	:	:	PUNCT
cjfa-4709	120	3	http://autodiscover.ins-union.ru	http://autodiscover.ins-union.ru	X
cjfa-4709	120	4	(	(	PUNCT
cjfa-4709	120	5	accessed	access	VERB
cjfa-4709	120	6	:	:	PUNCT
cjfa-4709	120	7	1.10.2014	1.10.2014	NUM
cjfa-4709	120	8	)	)	PUNCT
cjfa-4709	120	9	.	.	PUNCT
cjfa-4709	121	1	kpmg	kpmg	PROPN
cjfa-4709	121	2	(	(	PUNCT
cjfa-4709	121	3	2014	2014	NUM
cjfa-4709	121	4	)	)	PUNCT
cjfa-4709	121	5	,	,	PUNCT
cjfa-4709	121	6	the	the	DET
cjfa-4709	121	7	new	new	ADJ
cjfa-4709	121	8	reality	reality	NOUN
cjfa-4709	121	9	:	:	PUNCT
cjfa-4709	121	10	an	an	DET
cjfa-4709	121	11	overview	overview	NOUN
cjfa-4709	121	12	of	of	ADP
cjfa-4709	121	13	the	the	DET
cjfa-4709	121	14	insurance	insurance	NOUN
cjfa-4709	121	15	market	market	NOUN
cjfa-4709	121	16	in	in	ADP
cjfa-4709	121	17	russia	russia	PROPN
cjfa-4709	121	18	,	,	PUNCT
cjfa-4709	121	19	july	july	PROPN
cjfa-4709	121	20	2014	2014	NUM
cjfa-4709	121	21	,	,	PUNCT
cjfa-4709	121	22	http://www.kpmg.com/ru/ru/issuesandinsights	http://www.kpmg.com/ru/ru/issuesandinsights	X
cjfa-4709	121	23	(	(	PUNCT
cjfa-4709	121	24	accessed	access	VERB
cjfa-4709	121	25	:	:	PUNCT
cjfa-4709	121	26	1.10.2014	1.10.2014	NUM
cjfa-4709	121	27	)	)	PUNCT
cjfa-4709	121	28	.	.	PUNCT
cjfa-4709	122	1	ministry	ministry	PROPN
cjfa-4709	122	2	of	of	ADP
cjfa-4709	122	3	finance	finance	PROPN
cjfa-4709	122	4	of	of	ADP
cjfa-4709	122	5	the	the	DET
cjfa-4709	122	6	russian	russian	PROPN
cjfa-4709	122	7	federation	federation	PROPN
cjfa-4709	122	8	(	(	PUNCT
cjfa-4709	122	9	2002	2002	NUM
cjfa-4709	122	10	)	)	PUNCT
cjfa-4709	122	11	,	,	PUNCT
cjfa-4709	122	12	order	order	NOUN
cjfa-4709	122	13	of	of	ADP
cjfa-4709	122	14	the	the	DET
cjfa-4709	122	15	ministry	ministry	PROPN
cjfa-4709	122	16	of	of	ADP
cjfa-4709	122	17	finance	finance	NOUN
cjfa-4709	122	18	of	of	ADP
cjfa-4709	122	19	the	the	DET
cjfa-4709	122	20	russian	russian	PROPN
cjfa-4709	122	21	federation	federation	PROPN
cjfa-4709	122	22	from	from	ADP
cjfa-4709	122	23	11.06.2002	11.06.2002	NUM
cjfa-4709	122	24	n	n	PRON
cjfa-4709	122	25	51n	51n	NOUN
cjfa-4709	122	26	(	(	PUNCT
cjfa-4709	122	27	eds	ed	NOUN
cjfa-4709	122	28	.	.	PROPN
cjfa-4709	122	29	from	from	ADP
cjfa-4709	122	30	08.02.2012	08.02.2012	NOUN
cjfa-4709	122	31	)	)	PUNCT
cjfa-4709	122	32	,	,	PUNCT
cjfa-4709	122	33	on	on	ADP
cjfa-4709	122	34	approval	approval	NOUN
cjfa-4709	122	35	of	of	ADP
cjfa-4709	122	36	the	the	DET
cjfa-4709	122	37	regulations	regulation	NOUN
cjfa-4709	122	38	for	for	ADP
cjfa-4709	122	39	the	the	DET
cjfa-4709	122	40	formation	formation	NOUN
cjfa-4709	122	41	of	of	ADP
cjfa-4709	122	42	insurance	insurance	NOUN
cjfa-4709	122	43	reserves	reserve	NOUN
cjfa-4709	122	44	by	by	ADP
cjfa-4709	122	45	insurance	insurance	NOUN
cjfa-4709	122	46	other	other	ADJ
cjfa-4709	122	47	than	than	ADP
cjfa-4709	122	48	life	life	NOUN
cjfa-4709	122	49	insurance	insurance	NOUN
cjfa-4709	122	50	.	.	PUNCT
cjfa-4709	123	1	ministry	ministry	NOUN
cjfa-4709	123	2	of	of	ADP
cjfa-4709	123	3	finance	finance	PROPN
cjfa-4709	123	4	of	of	ADP
cjfa-4709	123	5	the	the	DET
cjfa-4709	123	6	russian	russian	PROPN
cjfa-4709	123	7	federation	federation	PROPN
cjfa-4709	123	8	(	(	PUNCT
cjfa-4709	123	9	2009	2009	NUM
cjfa-4709	123	10	)	)	PUNCT
cjfa-4709	123	11	,	,	PUNCT
cjfa-4709	123	12	order	order	NOUN
cjfa-4709	123	13	of	of	ADP
cjfa-4709	123	14	the	the	DET
cjfa-4709	123	15	ministry	ministry	PROPN
cjfa-4709	123	16	of	of	ADP
cjfa-4709	123	17	finance	finance	NOUN
cjfa-4709	123	18	of	of	ADP
cjfa-4709	123	19	the	the	DET
cjfa-4709	123	20	russian	russian	PROPN
cjfa-4709	123	21	federation	federation	PROPN
cjfa-4709	123	22	of	of	ADP
cjfa-4709	123	23	april	april	PROPN
cjfa-4709	123	24	9	9	NUM
cjfa-4709	123	25	,	,	PUNCT
cjfa-4709	123	26	2009	2009	NUM
cjfa-4709	123	27	n	n	PRON
cjfa-4709	123	28	32n	32n	NUM
cjfa-4709	123	29	,	,	PUNCT
cjfa-4709	123	30	on	on	ADP
cjfa-4709	123	31	approval	approval	NOUN
cjfa-4709	123	32	of	of	ADP
cjfa-4709	123	33	the	the	DET
cjfa-4709	123	34	formation	formation	NOUN
cjfa-4709	123	35	of	of	ADP
cjfa-4709	123	36	insurance	insurance	NOUN
cjfa-4709	123	37	reserves	reserve	NOUN
cjfa-4709	123	38	for	for	ADP
cjfa-4709	123	39	life	life	NOUN
cjfa-4709	123	40	insurance	insurance	NOUN
cjfa-4709	123	41	.	.	PUNCT
cjfa-4709	124	1	ministry	ministry	NOUN
cjfa-4709	124	2	of	of	ADP
cjfa-4709	124	3	finance	finance	PROPN
cjfa-4709	124	4	of	of	ADP
cjfa-4709	124	5	the	the	DET
cjfa-4709	124	6	russian	russian	PROPN
cjfa-4709	124	7	federation	federation	PROPN
cjfa-4709	124	8	(	(	PUNCT
cjfa-4709	124	9	2012	2012	NUM
cjfa-4709	124	10	)	)	PUNCT
cjfa-4709	124	11	,	,	PUNCT
cjfa-4709	124	12	order	order	NOUN
cjfa-4709	124	13	of	of	ADP
cjfa-4709	124	14	the	the	DET
cjfa-4709	124	15	ministry	ministry	PROPN
cjfa-4709	124	16	of	of	ADP
cjfa-4709	124	17	finance	finance	NOUN
cjfa-4709	124	18	of	of	ADP
cjfa-4709	124	19	the	the	DET
cjfa-4709	124	20	russian	russian	PROPN
cjfa-4709	124	21	federation	federation	PROPN
cjfa-4709	124	22	of	of	ADP
cjfa-4709	124	23	july	july	PROPN
cjfa-4709	124	24	2	2	NUM
cjfa-4709	124	25	,	,	PUNCT
cjfa-4709	124	26	2012	2012	NUM
cjfa-4709	124	27	n	n	PRON
cjfa-4709	124	28	100n	100n	NUM
cjfa-4709	124	29	,	,	PUNCT
cjfa-4709	124	30	on	on	ADP
cjfa-4709	124	31	approval	approval	NOUN
cjfa-4709	124	32	of	of	ADP
cjfa-4709	124	33	procedure	procedure	NOUN
cjfa-4709	124	34	placement	placement	NOUN
cjfa-4709	124	35	of	of	ADP
cjfa-4709	124	36	insurance	insurance	NOUN
cjfa-4709	124	37	reserves	reserve	NOUN
cjfa-4709	124	38	by	by	ADP
cjfa-4709	124	39	insurers	insurer	NOUN
cjfa-4709	124	40	.	.	PUNCT
cjfa-4709	125	1	ministry	ministry	PROPN
cjfa-4709	125	2	of	of	ADP
cjfa-4709	125	3	finance	finance	PROPN
cjfa-4709	125	4	of	of	ADP
cjfa-4709	125	5	the	the	DET
cjfa-4709	125	6	russian	russian	PROPN
cjfa-4709	125	7	federation	federation	PROPN
cjfa-4709	125	8	(	(	PUNCT
cjfa-4709	125	9	2012a	2012a	NUM
cjfa-4709	125	10	)	)	PUNCT
cjfa-4709	125	11	,	,	PUNCT
cjfa-4709	125	12	order	order	NOUN
cjfa-4709	125	13	of	of	ADP
cjfa-4709	125	14	the	the	DET
cjfa-4709	125	15	ministry	ministry	PROPN
cjfa-4709	125	16	of	of	ADP
cjfa-4709	125	17	finance	finance	NOUN
cjfa-4709	125	18	of	of	ADP
cjfa-4709	125	19	the	the	DET
cjfa-4709	125	20	russian	russian	PROPN
cjfa-4709	125	21	federation	federation	PROPN
cjfa-4709	125	22	of	of	ADP
cjfa-4709	125	23	july	july	PROPN
cjfa-4709	125	24	2	2	NUM
cjfa-4709	125	25	,	,	PUNCT
cjfa-4709	125	26	2012	2012	NUM
cjfa-4709	125	27	n	n	PRON
cjfa-4709	125	28	101n	101n	NOUN
cjfa-4709	125	29	,	,	PUNCT
cjfa-4709	125	30	on	on	ADP
cjfa-4709	125	31	approval	approval	NOUN
cjfa-4709	125	32	of	of	ADP
cjfa-4709	125	33	the	the	DET
cjfa-4709	125	34	requirements	requirement	NOUN
cjfa-4709	125	35	for	for	ADP
cjfa-4709	125	36	the	the	DET
cjfa-4709	125	37	composition	composition	NOUN
cjfa-4709	125	38	and	and	CCONJ
cjfa-4709	125	39	structure	structure	NOUN
cjfa-4709	125	40	of	of	ADP
cjfa-4709	125	41	assets	asset	NOUN
cjfa-4709	125	42	accepted	accept	VERB
cjfa-4709	125	43	to	to	PART
cjfa-4709	125	44	cover	cover	VERB
cjfa-4709	125	45	the	the	DET
cjfa-4709	125	46	insurer	insurer	NOUN
cjfa-4709	125	47	’s	’s	PART
cjfa-4709	125	48	own	own	ADJ
cjfa-4709	125	49	funds	fund	NOUN
cjfa-4709	125	50	.	.	PUNCT
cjfa-4709	126	1	the	the	DET
cjfa-4709	126	2	central	central	ADJ
cjfa-4709	126	3	bank	bank	NOUN
cjfa-4709	126	4	of	of	ADP
cjfa-4709	126	5	the	the	DET
cjfa-4709	126	6	russian	russian	PROPN
cjfa-4709	126	7	federation	federation	PROPN
cjfa-4709	126	8	,	,	PUNCT
cjfa-4709	126	9	http	http	CCONJ
cjfa-4709	126	10	:	:	PUNCT
cjfa-4709	126	11	www.cbr.ru	www.cbr.ru	VERB
cjfa-4709	126	12	(	(	PUNCT
cjfa-4709	126	13	accessed	access	VERB
cjfa-4709	126	14	:	:	PUNCT
cjfa-4709	126	15	1.10.2014	1.10.2014	NUM
cjfa-4709	126	16	)	)	PUNCT
cjfa-4709	126	17	.	.	PUNCT