id	sid	tid	token	lemma	pos
cjfa-66584	1	1	e	e	X
cjfa-66584	1	2	-	-	PROPN
cjfa-66584	1	3	issn	issn	PROPN
cjfa-66584	1	4	2300	2300	NUM
cjfa-66584	1	5	-	-	SYM
cjfa-66584	1	6	3065	3065	NUM
cjfa-66584	1	7	p	p	PROPN
cjfa-66584	1	8	-	-	PUNCT
cjfa-66584	1	9	issn	issn	PROPN
cjfa-66584	1	10	2300	2300	NUM
cjfa-66584	1	11	-	-	SYM
cjfa-66584	1	12	12402025	12402025	NUM
cjfa-66584	1	13	,	,	PUNCT
cjfa-66584	1	14	volume	volume	NOUN
cjfa-66584	1	15	14	14	NUM
cjfa-66584	1	16	,	,	PUNCT
cjfa-66584	1	17	issue	issue	NOUN
cjfa-66584	1	18	2	2	NUM
cjfa-66584	1	19	copernican	copernican	PROPN
cjfa-66584	1	20	journal	journal	PROPN
cjfa-66584	1	21	of	of	ADP
cjfa-66584	1	22	finance	finance	PROPN
cjfa-66584	1	23	&	&	CCONJ
cjfa-66584	1	24	accounting	accounting	NOUN
cjfa-66584	1	25	date	date	NOUN
cjfa-66584	1	26	of	of	ADP
cjfa-66584	1	27	submission	submission	NOUN
cjfa-66584	1	28	:	:	PUNCT
cjfa-66584	1	29	october	october	PROPN
cjfa-66584	1	30	7	7	NUM
cjfa-66584	1	31	,	,	PUNCT
cjfa-66584	1	32	2025	2025	NUM
cjfa-66584	1	33	;	;	PUNCT
cjfa-66584	1	34	date	date	NOUN
cjfa-66584	1	35	of	of	ADP
cjfa-66584	1	36	acceptance	acceptance	NOUN
cjfa-66584	1	37	:	:	PUNCT
cjfa-66584	1	38	november	november	PROPN
cjfa-66584	1	39	3	3	NUM
cjfa-66584	1	40	,	,	PUNCT
cjfa-66584	1	41	2025	2025	NUM
cjfa-66584	1	42	.	.	PUNCT
cjfa-66584	2	1	*	*	PUNCT
cjfa-66584	2	2	contact	contact	NOUN
cjfa-66584	2	3	information	information	NOUN
cjfa-66584	2	4	:	:	PUNCT
cjfa-66584	2	5	tdziaw@sgh.waw.pl	tdziaw@sgh.waw.pl	PROPN
cjfa-66584	2	6	,	,	PUNCT
cjfa-66584	2	7	banking	banking	NOUN
cjfa-66584	2	8	institute	institute	NOUN
cjfa-66584	2	9	,	,	PUNCT
cjfa-66584	2	10	collegium	collegium	NOUN
cjfa-66584	2	11	of	of	ADP
cjfa-66584	2	12	socio	socio	NOUN
cjfa-66584	2	13	-	-	PUNCT
cjfa-66584	2	14	economics	economic	NOUN
cjfa-66584	2	15	,	,	PUNCT
cjfa-66584	2	16	warsaw	warsaw	PROPN
cjfa-66584	2	17	school	school	NOUN
cjfa-66584	2	18	of	of	ADP
cjfa-66584	2	19	economics	economic	NOUN
cjfa-66584	2	20	,	,	PUNCT
cjfa-66584	3	1	al	al	PROPN
cjfa-66584	3	2	.	.	PROPN
cjfa-66584	3	3	niepodległości	niepodległości	PROPN
cjfa-66584	3	4	162	162	NUM
cjfa-66584	3	5	street	street	NOUN
cjfa-66584	3	6	,	,	PUNCT
cjfa-66584	3	7	02	02	NUM
cjfa-66584	3	8	-	-	SYM
cjfa-66584	3	9	554	554	NUM
cjfa-66584	3	10	warszawa	warszawa	NOUN
cjfa-66584	3	11	,	,	PUNCT
cjfa-66584	3	12	poland	poland	PROPN
cjfa-66584	3	13	,	,	PUNCT
cjfa-66584	3	14	phone	phone	NOUN
cjfa-66584	3	15	:	:	PUNCT
cjfa-66584	4	1	+48	+48	NUM
cjfa-66584	4	2	668	668	NUM
cjfa-66584	4	3	145	145	NUM
cjfa-66584	4	4	140	140	NUM
cjfa-66584	4	5	;	;	PUNCT
cjfa-66584	4	6	orcid	orcid	NOUN
cjfa-66584	5	1	i	i	NOUN
cjfa-66584	5	2	d	d	NOUN
cjfa-66584	5	3	:	:	PUNCT
cjfa-66584	5	4	https://orcid.org/0000-0001-5910-8997	https://orcid.org/0000-0001-5910-8997	NOUN
cjfa-66584	5	5	.	.	PUNCT
cjfa-66584	6	1	dziawgo	dziawgo	PROPN
cjfa-66584	6	2	,	,	PUNCT
cjfa-66584	6	3	t.	t.	PROPN
cjfa-66584	6	4	(	(	PUNCT
cjfa-66584	6	5	2025	2025	NUM
cjfa-66584	6	6	)	)	PUNCT
cjfa-66584	6	7	.	.	PUNCT
cjfa-66584	7	1	regulatory	regulatory	ADJ
cjfa-66584	7	2	technology	technology	NOUN
cjfa-66584	7	3	(	(	PUNCT
cjfa-66584	7	4	reg	reg	NOUN
cjfa-66584	7	5	tech	tech	NOUN
cjfa-66584	7	6	)	)	PUNCT
cjfa-66584	7	7	as	as	ADP
cjfa-66584	7	8	an	an	DET
cjfa-66584	7	9	enhancement	enhancement	NOUN
cjfa-66584	7	10	of	of	ADP
cjfa-66584	7	11	compliance	compliance	NOUN
cjfa-66584	7	12	processes	process	NOUN
cjfa-66584	7	13	in	in	ADP
cjfa-66584	7	14	financial	financial	ADJ
cjfa-66584	7	15	institutions	institution	NOUN
cjfa-66584	7	16	.	.	PUNCT
cjfa-66584	8	1	copernican	copernican	PROPN
cjfa-66584	8	2	journal	journal	PROPN
cjfa-66584	8	3	of	of	ADP
cjfa-66584	8	4	finance	finance	PROPN
cjfa-66584	8	5	&	&	CCONJ
cjfa-66584	8	6	accounting	accounting	PROPN
cjfa-66584	8	7	,	,	PUNCT
cjfa-66584	8	8	14(2	14(2	NUM
cjfa-66584	8	9	)	)	PUNCT
cjfa-66584	8	10	,	,	PUNCT
cjfa-66584	8	11	27–43	27–43	X
cjfa-66584	8	12	.	.	PROPN
cjfa-66584	8	13	http://dx.doi.org/10.12775/cjfa.2025.007	http://dx.doi.org/10.12775/cjfa.2025.007	VERB
cjfa-66584	8	14	tomasz	tomasz	PROPN
cjfa-66584	8	15	dziawgo	dziawgo	PROPN
cjfa-66584	8	16	*	*	PROPN
cjfa-66584	8	17	warsaw	warsaw	PROPN
cjfa-66584	8	18	school	school	NOUN
cjfa-66584	8	19	of	of	ADP
cjfa-66584	8	20	economics	economics	PROPN
cjfa-66584	8	21	regulatory	regulatory	ADJ
cjfa-66584	8	22	technology	technology	NOUN
cjfa-66584	8	23	(	(	PUNCT
cjfa-66584	8	24	reg	reg	NOUN
cjfa-66584	8	25	tech	tech	NOUN
cjfa-66584	8	26	)	)	PUNCT
cjfa-66584	8	27	as	as	ADP
cjfa-66584	8	28	an	an	DET
cjfa-66584	8	29	enhancement	enhancement	NOUN
cjfa-66584	8	30	of	of	ADP
cjfa-66584	8	31	compliance	compliance	NOUN
cjfa-66584	8	32	processes	process	NOUN
cjfa-66584	8	33	in	in	ADP
cjfa-66584	8	34	financial	financial	ADJ
cjfa-66584	8	35	institutions	institution	NOUN
cjfa-66584	8	36	keywords	keyword	NOUN
cjfa-66584	8	37	:	:	PUNCT
cjfa-66584	8	38	reg	reg	NUM
cjfa-66584	8	39	tech	tech	NOUN
cjfa-66584	8	40	,	,	PUNCT
cjfa-66584	8	41	sup	sup	NOUN
cjfa-66584	8	42	tech	tech	NOUN
cjfa-66584	8	43	,	,	PUNCT
cjfa-66584	8	44	compliance	compliance	NOUN
cjfa-66584	8	45	.	.	PUNCT
cjfa-66584	9	1	j	j	PROPN
cjfa-66584	9	2	e	e	PROPN
cjfa-66584	9	3	l	l	NOUN
cjfa-66584	9	4	classification	classification	NOUN
cjfa-66584	9	5	:	:	PUNCT
cjfa-66584	9	6	g28	g28	NOUN
cjfa-66584	9	7	,	,	PUNCT
cjfa-66584	9	8	k42	k42	NOUN
cjfa-66584	9	9	,	,	PUNCT
cjfa-66584	9	10	o33	o33	NUM
cjfa-66584	9	11	.	.	PUNCT
cjfa-66584	10	1	abstract	abstract	NOUN
cjfa-66584	10	2	:	:	PUNCT
cjfa-66584	10	3	this	this	DET
cjfa-66584	10	4	paper	paper	NOUN
cjfa-66584	10	5	explores	explore	VERB
cjfa-66584	10	6	the	the	DET
cjfa-66584	10	7	evolving	evolve	VERB
cjfa-66584	10	8	role	role	NOUN
cjfa-66584	10	9	of	of	ADP
cjfa-66584	10	10	regulatory	regulatory	ADJ
cjfa-66584	10	11	technology	technology	NOUN
cjfa-66584	10	12	(	(	PUNCT
cjfa-66584	10	13	reg	reg	NOUN
cjfa-66584	10	14	tech	tech	NOUN
cjfa-66584	10	15	)	)	PUNCT
cjfa-66584	10	16	as	as	ADP
cjfa-66584	10	17	a	a	DET
cjfa-66584	10	18	transformative	transformative	ADJ
cjfa-66584	10	19	catalyst	catalyst	NOUN
cjfa-66584	10	20	in	in	ADP
cjfa-66584	10	21	financial	financial	ADJ
cjfa-66584	10	22	compliance	compliance	NOUN
cjfa-66584	10	23	.	.	PUNCT
cjfa-66584	11	1	emerging	emerge	VERB
cjfa-66584	11	2	after	after	ADP
cjfa-66584	11	3	intensified	intensify	VERB
cjfa-66584	11	4	regulatory	regulatory	ADJ
cjfa-66584	11	5	requirements	requirement	NOUN
cjfa-66584	11	6	post-2007–2009	post-2007–2009	PROPN
cjfa-66584	11	7	subprime	subprime	ADJ
cjfa-66584	11	8	financial	financial	ADJ
cjfa-66584	11	9	crisis	crisis	NOUN
cjfa-66584	11	10	,	,	PUNCT
cjfa-66584	11	11	reg	reg	NOUN
cjfa-66584	11	12	tech	tech	NOUN
cjfa-66584	11	13	leverages	leverage	NOUN
cjfa-66584	11	14	technologies	technology	NOUN
cjfa-66584	11	15	such	such	ADJ
cjfa-66584	11	16	as	as	ADP
cjfa-66584	11	17	artificial	artificial	ADJ
cjfa-66584	11	18	intelligence	intelligence	NOUN
cjfa-66584	11	19	(	(	PUNCT
cjfa-66584	11	20	ai	ai	NOUN
cjfa-66584	11	21	)	)	PUNCT
cjfa-66584	11	22	,	,	PUNCT
cjfa-66584	11	23	machine	machine	NOUN
cjfa-66584	11	24	learning	learning	NOUN
cjfa-66584	11	25	(	(	PUNCT
cjfa-66584	11	26	ml	ml	NOUN
cjfa-66584	11	27	)	)	PUNCT
cjfa-66584	11	28	,	,	PUNCT
cjfa-66584	11	29	blockchain	blockchain	NOUN
cjfa-66584	11	30	,	,	PUNCT
cjfa-66584	11	31	or	or	CCONJ
cjfa-66584	11	32	cloud	cloud	NOUN
cjfa-66584	11	33	computing	computing	NOUN
cjfa-66584	11	34	to	to	PART
cjfa-66584	11	35	enhance	enhance	VERB
cjfa-66584	11	36	both	both	DET
cjfa-66584	11	37	efficiency	efficiency	NOUN
cjfa-66584	11	38	and	and	CCONJ
cjfa-66584	11	39	effectiveness	effectiveness	NOUN
cjfa-66584	11	40	of	of	ADP
cjfa-66584	11	41	compliance	compliance	NOUN
cjfa-66584	11	42	processes	process	NOUN
cjfa-66584	11	43	in	in	ADP
cjfa-66584	11	44	financial	financial	ADJ
cjfa-66584	11	45	institutions	institution	NOUN
cjfa-66584	11	46	.	.	PUNCT
cjfa-66584	12	1	based	base	VERB
cjfa-66584	12	2	on	on	ADP
cjfa-66584	12	3	academic	academic	ADJ
cjfa-66584	12	4	literature	literature	NOUN
cjfa-66584	12	5	,	,	PUNCT
cjfa-66584	12	6	industry	industry	NOUN
cjfa-66584	12	7	reports	report	NOUN
cjfa-66584	12	8	,	,	PUNCT
cjfa-66584	12	9	and	and	CCONJ
cjfa-66584	12	10	realworld	realworld	PROPN
cjfa-66584	12	11	case	case	NOUN
cjfa-66584	12	12	studies	study	NOUN
cjfa-66584	12	13	,	,	PUNCT
cjfa-66584	12	14	the	the	DET
cjfa-66584	12	15	paper	paper	NOUN
cjfa-66584	12	16	examines	examine	VERB
cjfa-66584	12	17	key	key	ADJ
cjfa-66584	12	18	advantages	advantage	NOUN
cjfa-66584	12	19	of	of	ADP
cjfa-66584	12	20	reg	reg	NOUN
cjfa-66584	12	21	tech	tech	NOUN
cjfa-66584	12	22	adoption	adoption	NOUN
cjfa-66584	12	23	,	,	PUNCT
cjfa-66584	12	24	including	include	VERB
cjfa-66584	12	25	reduced	reduce	VERB
cjfa-66584	12	26	compliance	compliance	NOUN
cjfa-66584	12	27	costs	cost	NOUN
cjfa-66584	12	28	,	,	PUNCT
cjfa-66584	12	29	improved	improve	VERB
cjfa-66584	12	30	risk	risk	NOUN
cjfa-66584	12	31	detection	detection	NOUN
cjfa-66584	12	32	,	,	PUNCT
cjfa-66584	12	33	and	and	CCONJ
cjfa-66584	12	34	enhanced	enhance	VERB
cjfa-66584	12	35	reporting	reporting	NOUN
cjfa-66584	12	36	accuracy	accuracy	NOUN
cjfa-66584	12	37	.	.	PUNCT
cjfa-66584	13	1	it	it	PRON
cjfa-66584	13	2	also	also	ADV
cjfa-66584	13	3	highlights	highlight	VERB
cjfa-66584	13	4	main	main	ADJ
cjfa-66584	13	5	barriers	barrier	NOUN
cjfa-66584	13	6	such	such	ADJ
cjfa-66584	13	7	as	as	ADP
cjfa-66584	13	8	legacy	legacy	NOUN
cjfa-66584	13	9	it	it	PRON
cjfa-66584	13	10	systems	system	NOUN
cjfa-66584	13	11	,	,	PUNCT
cjfa-66584	13	12	data	datum	NOUN
cjfa-66584	13	13	privacy	privacy	NOUN
cjfa-66584	13	14	concerns	concern	NOUN
cjfa-66584	13	15	,	,	PUNCT
cjfa-66584	13	16	and	and	CCONJ
cjfa-66584	13	17	skill	skill	NOUN
cjfa-66584	13	18	gaps	gap	NOUN
cjfa-66584	13	19	within	within	ADP
cjfa-66584	13	20	compliance	compliance	NOUN
cjfa-66584	13	21	teams	team	NOUN
cjfa-66584	13	22	.	.	PUNCT
cjfa-66584	14	1	from	from	ADP
cjfa-66584	14	2	a	a	DET
cjfa-66584	14	3	policy	policy	NOUN
cjfa-66584	14	4	perspective	perspective	NOUN
cjfa-66584	14	5	,	,	PUNCT
cjfa-66584	14	6	the	the	DET
cjfa-66584	14	7	paper	paper	NOUN
cjfa-66584	14	8	analyzes	analyze	VERB
cjfa-66584	14	9	how	how	SCONJ
cjfa-66584	14	10	regulatory	regulatory	ADJ
cjfa-66584	14	11	authorities	authority	NOUN
cjfa-66584	14	12	are	be	AUX
cjfa-66584	14	13	embracing	embrace	VERB
cjfa-66584	14	14	supervisory	supervisory	ADJ
cjfa-66584	14	15	technology	technology	NOUN
cjfa-66584	14	16	(	(	PUNCT
cjfa-66584	14	17	sup	sup	NOUN
cjfa-66584	14	18	tech	tech	NOUN
cjfa-66584	14	19	)	)	PUNCT
cjfa-66584	14	20	to	to	PART
cjfa-66584	14	21	modernize	modernize	VERB
cjfa-66584	14	22	oversight	oversight	NOUN
cjfa-66584	14	23	functions	function	NOUN
cjfa-66584	14	24	,	,	PUNCT
cjfa-66584	14	25	improve	improve	VERB
cjfa-66584	14	26	data	data	NOUN
cjfa-66584	14	27	collection	collection	NOUN
cjfa-66584	14	28	,	,	PUNCT
cjfa-66584	14	29	and	and	CCONJ
cjfa-66584	14	30	strengthen	strengthen	VERB
cjfa-66584	14	31	market	market	NOUN
cjfa-66584	14	32	surveillance	surveillance	NOUN
cjfa-66584	14	33	.	.	PUNCT
cjfa-66584	15	1	the	the	DET
cjfa-66584	15	2	dual	dual	ADJ
cjfa-66584	15	3	perspective	perspective	NOUN
cjfa-66584	15	4	–	–	PUNCT
cjfa-66584	15	5	reg	reg	NUM
cjfa-66584	15	6	tech	tech	NOUN
cjfa-66584	15	7	for	for	ADP
cjfa-66584	15	8	institutions	institution	NOUN
cjfa-66584	15	9	and	and	CCONJ
cjfa-66584	15	10	sup	sup	NOUN
cjfa-66584	15	11	tech	tech	NOUN
cjfa-66584	15	12	for	for	ADP
cjfa-66584	15	13	regulators	regulator	NOUN
cjfa-66584	15	14	–	–	PUNCT
cjfa-66584	15	15	underscores	underscore	VERB
cjfa-66584	15	16	the	the	DET
cjfa-66584	15	17	broader	broad	ADJ
cjfa-66584	15	18	digital	digital	ADJ
cjfa-66584	15	19	transformation	transformation	NOUN
cjfa-66584	15	20	of	of	ADP
cjfa-66584	15	21	financial	financial	ADJ
cjfa-66584	15	22	regulation	regulation	NOUN
cjfa-66584	15	23	.	.	PUNCT
cjfa-66584	16	1	the	the	DET
cjfa-66584	16	2	paper	paper	NOUN
cjfa-66584	16	3	concludes	conclude	VERB
cjfa-66584	16	4	with	with	ADP
cjfa-66584	16	5	policy	policy	NOUN
cjfa-66584	16	6	recommendations	recommendation	NOUN
cjfa-66584	16	7	aimed	aim	VERB
cjfa-66584	16	8	at	at	ADP
cjfa-66584	16	9	fostering	foster	VERB
cjfa-66584	16	10	reg	reg	NUM
cjfa-66584	16	11	tech	tech	NOUN
cjfa-66584	16	12	adoption	adoption	NOUN
cjfa-66584	16	13	through	through	ADP
cjfa-66584	16	14	regulatory	regulatory	ADJ
cjfa-66584	16	15	clarity	clarity	NOUN
cjfa-66584	16	16	,	,	PUNCT
cjfa-66584	16	17	innovation	innovation	NOUN
cjfa-66584	16	18	facilitators	facilitator	NOUN
cjfa-66584	16	19	,	,	PUNCT
cjfa-66584	16	20	skills	skill	VERB
cjfa-66584	16	21	development	development	NOUN
cjfa-66584	16	22	,	,	PUNCT
cjfa-66584	16	23	and	and	CCONJ
cjfa-66584	16	24	stakeholder	stakeholder	NOUN
cjfa-66584	16	25	collaboration	collaboration	NOUN
cjfa-66584	16	26	.	.	PUNCT
cjfa-66584	17	1	overall	overall	ADV
cjfa-66584	17	2	,	,	PUNCT
cjfa-66584	17	3	the	the	DET
cjfa-66584	17	4	study	study	NOUN
cjfa-66584	17	5	provides	provide	VERB
cjfa-66584	17	6	a	a	DET
cjfa-66584	17	7	holistic	holistic	ADJ
cjfa-66584	17	8	assessment	assessment	NOUN
cjfa-66584	17	9	of	of	ADP
cjfa-66584	17	10	how	how	SCONJ
cjfa-66584	17	11	technology	technology	NOUN
cjfa-66584	17	12	is	be	AUX
cjfa-66584	17	13	reshaping	reshape	VERB
cjfa-66584	17	14	compliance	compliance	NOUN
cjfa-66584	17	15	in	in	ADP
cjfa-66584	17	16	the	the	DET
cjfa-66584	17	17	financial	financial	ADJ
cjfa-66584	17	18	sector	sector	NOUN
cjfa-66584	17	19	and	and	CCONJ
cjfa-66584	17	20	identifies	identify	VERB
cjfa-66584	17	21	critical	critical	ADJ
cjfa-66584	17	22	enablers	enabler	NOUN
cjfa-66584	17	23	for	for	ADP
cjfa-66584	17	24	its	its	PRON
cjfa-66584	17	25	responsible	responsible	ADJ
cjfa-66584	17	26	and	and	CCONJ
cjfa-66584	17	27	scalable	scalable	ADJ
cjfa-66584	17	28	de	de	X
cjfa-66584	17	29	tomasz	tomasz	PROPN
cjfa-66584	17	30	dziawgo2828	dziawgo2828	PROPN
cjfa-66584	17	31	ployment	ployment	NOUN
cjfa-66584	17	32	.	.	PUNCT
cjfa-66584	18	1	among	among	ADP
cjfa-66584	18	2	research	research	NOUN
cjfa-66584	18	3	questions	question	NOUN
cjfa-66584	18	4	are	be	AUX
cjfa-66584	18	5	:	:	PUNCT
cjfa-66584	18	6	what	what	PRON
cjfa-66584	18	7	are	be	AUX
cjfa-66584	18	8	the	the	DET
cjfa-66584	18	9	current	current	ADJ
cjfa-66584	18	10	advantages	advantage	NOUN
cjfa-66584	18	11	and	and	CCONJ
cjfa-66584	18	12	risks	risk	NOUN
cjfa-66584	18	13	of	of	ADP
cjfa-66584	18	14	adopting	adopt	VERB
cjfa-66584	18	15	reg	reg	NOUN
cjfa-66584	18	16	tech	tech	NOUN
cjfa-66584	18	17	solutions	solution	NOUN
cjfa-66584	18	18	in	in	ADP
cjfa-66584	18	19	financial	financial	ADJ
cjfa-66584	18	20	institutions	institution	NOUN
cjfa-66584	18	21	?	?	PUNCT
cjfa-66584	19	1	what	what	PRON
cjfa-66584	19	2	technological	technological	ADJ
cjfa-66584	19	3	,	,	PUNCT
cjfa-66584	19	4	organizational	organizational	ADJ
cjfa-66584	19	5	,	,	PUNCT
cjfa-66584	19	6	and	and	CCONJ
cjfa-66584	19	7	regulatory	regulatory	ADJ
cjfa-66584	19	8	barriers	barrier	NOUN
cjfa-66584	19	9	hinder	hinder	VERB
cjfa-66584	19	10	broader	broad	ADJ
cjfa-66584	19	11	adoption	adoption	NOUN
cjfa-66584	19	12	?	?	PUNCT
cjfa-66584	20	1	the	the	DET
cjfa-66584	20	2	hypothesis	hypothesis	NOUN
cjfa-66584	20	3	to	to	PART
cjfa-66584	20	4	be	be	AUX
cjfa-66584	20	5	tested	test	VERB
cjfa-66584	20	6	is	be	AUX
cjfa-66584	20	7	as	as	SCONJ
cjfa-66584	20	8	follows	follow	VERB
cjfa-66584	20	9	:	:	PUNCT
cjfa-66584	20	10	reg	reg	NUM
cjfa-66584	20	11	tech	tech	NOUN
cjfa-66584	20	12	adoption	adoption	NOUN
cjfa-66584	20	13	enhances	enhance	VERB
cjfa-66584	20	14	regulatory	regulatory	ADJ
cjfa-66584	20	15	compliance	compliance	NOUN
cjfa-66584	20	16	processes	process	NOUN
cjfa-66584	20	17	in	in	ADP
cjfa-66584	20	18	financial	financial	ADJ
cjfa-66584	20	19	institutions	institution	NOUN
cjfa-66584	20	20	.	.	PUNCT
cjfa-66584	21	1	in	in	ADP
cjfa-66584	21	2	research	research	NOUN
cjfa-66584	21	3	paper	paper	NOUN
cjfa-66584	21	4	,	,	PUNCT
cjfa-66584	21	5	the	the	DET
cjfa-66584	21	6	following	follow	VERB
cjfa-66584	21	7	methods	method	NOUN
cjfa-66584	21	8	are	be	AUX
cjfa-66584	21	9	leveraged	leveraged	ADJ
cjfa-66584	21	10	:	:	PUNCT
cjfa-66584	21	11	qualitative	qualitative	ADJ
cjfa-66584	21	12	methodological	methodological	ADJ
cjfa-66584	21	13	approach	approach	NOUN
cjfa-66584	21	14	focusing	focus	VERB
cjfa-66584	21	15	primarily	primarily	ADV
cjfa-66584	21	16	on	on	ADP
cjfa-66584	21	17	systematic	systematic	ADJ
cjfa-66584	21	18	review	review	NOUN
cjfa-66584	21	19	of	of	ADP
cjfa-66584	21	20	academic	academic	ADJ
cjfa-66584	21	21	literature	literature	NOUN
cjfa-66584	21	22	and	and	CCONJ
cjfa-66584	21	23	industry	industry	NOUN
cjfa-66584	21	24	reports	report	NOUN
cjfa-66584	21	25	on	on	ADP
cjfa-66584	21	26	the	the	DET
cjfa-66584	21	27	issue	issue	NOUN
cjfa-66584	21	28	in	in	ADP
cjfa-66584	21	29	question	question	NOUN
cjfa-66584	21	30	,	,	PUNCT
cjfa-66584	21	31	comparative	comparative	ADJ
cjfa-66584	21	32	case	case	NOUN
cjfa-66584	21	33	study	study	NOUN
cjfa-66584	21	34	analysis	analysis	NOUN
cjfa-66584	21	35	of	of	ADP
cjfa-66584	21	36	reg	reg	NOUN
cjfa-66584	21	37	tech	tech	NOUN
cjfa-66584	21	38	deployment	deployment	NOUN
cjfa-66584	21	39	within	within	ADP
cjfa-66584	21	40	highlighted	highlight	VERB
cjfa-66584	21	41	financial	financial	ADJ
cjfa-66584	21	42	institutions	institution	NOUN
cjfa-66584	21	43	as	as	ADV
cjfa-66584	21	44	well	well	ADV
cjfa-66584	21	45	as	as	ADP
cjfa-66584	21	46	sup	sup	NOUN
cjfa-66584	21	47	tech	tech	NOUN
cjfa-66584	21	48	deployments	deployment	NOUN
cjfa-66584	21	49	within	within	ADP
cjfa-66584	21	50	selected	select	VERB
cjfa-66584	21	51	regulatory	regulatory	ADJ
cjfa-66584	21	52	institutions	institution	NOUN
cjfa-66584	21	53	,	,	PUNCT
cjfa-66584	21	54	secondary	secondary	ADJ
cjfa-66584	21	55	expert	expert	NOUN
cjfa-66584	21	56	insights	insight	NOUN
cjfa-66584	21	57	gathered	gather	VERB
cjfa-66584	21	58	from	from	ADP
cjfa-66584	21	59	white	white	ADJ
cjfa-66584	21	60	papers	paper	NOUN
cjfa-66584	21	61	and	and	CCONJ
cjfa-66584	21	62	publicly	publicly	ADV
cjfa-66584	21	63	available	available	ADJ
cjfa-66584	21	64	data	datum	NOUN
cjfa-66584	21	65	.	.	PUNCT
cjfa-66584	22	1	based	base	VERB
cjfa-66584	22	2	on	on	ADP
cjfa-66584	22	3	the	the	DET
cjfa-66584	22	4	above	above	ADV
cjfa-66584	22	5	-	-	PUNCT
cjfa-66584	22	6	mentioned	mention	VERB
cjfa-66584	22	7	methodological	methodological	ADJ
cjfa-66584	22	8	approach	approach	NOUN
cjfa-66584	22	9	,	,	PUNCT
cjfa-66584	22	10	the	the	DET
cjfa-66584	22	11	hypothesis	hypothesis	NOUN
cjfa-66584	22	12	was	be	AUX
cjfa-66584	22	13	tested	test	VERB
cjfa-66584	22	14	positively	positively	ADV
cjfa-66584	22	15	.	.	PUNCT
cjfa-66584	22	16	 	 	SPACE
cjfa-66584	23	1	introduction	introduction	NOUN
cjfa-66584	23	2	 	 	SPACE
cjfa-66584	23	3	introduction	introduction	NOUN
cjfa-66584	23	4	regulatory	regulatory	ADJ
cjfa-66584	23	5	technology	technology	NOUN
cjfa-66584	23	6	(	(	PUNCT
cjfa-66584	23	7	reg	reg	NOUN
cjfa-66584	23	8	tech	tech	NOUN
cjfa-66584	23	9	)	)	PUNCT
cjfa-66584	23	10	has	have	AUX
cjfa-66584	23	11	rapidly	rapidly	ADV
cjfa-66584	23	12	emerged	emerge	VERB
cjfa-66584	23	13	as	as	ADP
cjfa-66584	23	14	a	a	DET
cjfa-66584	23	15	crucial	crucial	ADJ
cjfa-66584	23	16	subset	subset	NOUN
cjfa-66584	23	17	of	of	ADP
cjfa-66584	23	18	financial	financial	ADJ
cjfa-66584	23	19	technology	technology	NOUN
cjfa-66584	23	20	(	(	PUNCT
cjfa-66584	23	21	fin	fin	NOUN
cjfa-66584	23	22	tech	tech	NOUN
cjfa-66584	23	23	)	)	PUNCT
cjfa-66584	23	24	in	in	ADP
cjfa-66584	23	25	response	response	NOUN
cjfa-66584	23	26	to	to	ADP
cjfa-66584	23	27	the	the	DET
cjfa-66584	23	28	increasing	increase	VERB
cjfa-66584	23	29	complexity	complexity	NOUN
cjfa-66584	23	30	and	and	CCONJ
cjfa-66584	23	31	volume	volume	NOUN
cjfa-66584	23	32	of	of	ADP
cjfa-66584	23	33	financial	financial	ADJ
cjfa-66584	23	34	regulations	regulation	NOUN
cjfa-66584	23	35	since	since	SCONJ
cjfa-66584	23	36	the	the	DET
cjfa-66584	23	37	global	global	ADJ
cjfa-66584	23	38	subprime	subprime	ADJ
cjfa-66584	23	39	crisis	crisis	NOUN
cjfa-66584	23	40	of	of	ADP
cjfa-66584	23	41	2007–2009	2007–2009	NUM
cjfa-66584	23	42	.	.	PUNCT
cjfa-66584	24	1	in	in	ADP
cjfa-66584	24	2	the	the	DET
cjfa-66584	24	3	aftermath	aftermath	NOUN
cjfa-66584	24	4	of	of	ADP
cjfa-66584	24	5	the	the	DET
cjfa-66584	24	6	crisis	crisis	NOUN
cjfa-66584	24	7	,	,	PUNCT
cjfa-66584	24	8	regulators	regulator	NOUN
cjfa-66584	24	9	worldwide	worldwide	ADV
cjfa-66584	24	10	imposed	impose	VERB
cjfa-66584	24	11	stricter	strict	ADJ
cjfa-66584	24	12	oversight	oversight	NOUN
cjfa-66584	24	13	and	and	CCONJ
cjfa-66584	24	14	reporting	report	VERB
cjfa-66584	24	15	requirements	requirement	NOUN
cjfa-66584	24	16	on	on	ADP
cjfa-66584	24	17	financial	financial	ADJ
cjfa-66584	24	18	institutions	institution	NOUN
cjfa-66584	24	19	to	to	PART
cjfa-66584	24	20	prevent	prevent	VERB
cjfa-66584	24	21	similar	similar	ADJ
cjfa-66584	24	22	turmoil	turmoil	NOUN
cjfa-66584	24	23	(	(	PUNCT
cjfa-66584	24	24	teichmann	teichmann	NOUN
cjfa-66584	24	25	,	,	PUNCT
cjfa-66584	24	26	ruxandra	ruxandra	PROPN
cjfa-66584	24	27	-	-	PUNCT
cjfa-66584	24	28	boticu	boticu	PROPN
cjfa-66584	24	29	&	&	CCONJ
cjfa-66584	24	30	sergi	sergi	PROPN
cjfa-66584	24	31	,	,	PUNCT
cjfa-66584	24	32	2023	2023	NUM
cjfa-66584	24	33	)	)	PUNCT
cjfa-66584	24	34	.	.	PUNCT
cjfa-66584	25	1	while	while	SCONJ
cjfa-66584	25	2	these	these	DET
cjfa-66584	25	3	reforms	reform	NOUN
cjfa-66584	25	4	improved	improve	VERB
cjfa-66584	25	5	overall	overall	ADJ
cjfa-66584	25	6	resilience	resilience	NOUN
cjfa-66584	25	7	of	of	ADP
cjfa-66584	25	8	the	the	DET
cjfa-66584	25	9	financial	financial	ADJ
cjfa-66584	25	10	system	system	NOUN
cjfa-66584	25	11	,	,	PUNCT
cjfa-66584	25	12	they	they	PRON
cjfa-66584	25	13	also	also	ADV
cjfa-66584	25	14	significantly	significantly	ADV
cjfa-66584	25	15	raised	raise	VERB
cjfa-66584	25	16	the	the	DET
cjfa-66584	25	17	cost	cost	NOUN
cjfa-66584	25	18	and	and	CCONJ
cjfa-66584	25	19	burden	burden	NOUN
cjfa-66584	25	20	of	of	ADP
cjfa-66584	25	21	compliance	compliance	NOUN
cjfa-66584	25	22	for	for	ADP
cjfa-66584	25	23	companies	company	NOUN
cjfa-66584	25	24	.	.	PUNCT
cjfa-66584	26	1	in	in	ADP
cjfa-66584	26	2	this	this	DET
cjfa-66584	26	3	context	context	NOUN
cjfa-66584	26	4	,	,	PUNCT
cjfa-66584	26	5	reg	reg	NOUN
cjfa-66584	26	6	tech	tech	NOUN
cjfa-66584	26	7	solutions	solution	NOUN
cjfa-66584	26	8	have	have	AUX
cjfa-66584	26	9	gained	gain	VERB
cjfa-66584	26	10	recognition	recognition	NOUN
cjfa-66584	26	11	as	as	ADP
cjfa-66584	26	12	innovative	innovative	ADJ
cjfa-66584	26	13	tools	tool	NOUN
cjfa-66584	26	14	to	to	PART
cjfa-66584	26	15	transform	transform	VERB
cjfa-66584	26	16	how	how	SCONJ
cjfa-66584	26	17	compliance	compliance	NOUN
cjfa-66584	26	18	is	be	AUX
cjfa-66584	26	19	managed	manage	VERB
cjfa-66584	26	20	,	,	PUNCT
cjfa-66584	26	21	leveraging	leverage	VERB
cjfa-66584	26	22	latest	late	ADJ
cjfa-66584	26	23	technologies	technology	NOUN
cjfa-66584	26	24	to	to	PART
cjfa-66584	26	25	help	help	VERB
cjfa-66584	26	26	organizations	organization	NOUN
cjfa-66584	26	27	meet	meet	VERB
cjfa-66584	26	28	regulatory	regulatory	ADJ
cjfa-66584	26	29	obligations	obligation	NOUN
cjfa-66584	26	30	more	more	ADV
cjfa-66584	26	31	efficiently	efficiently	ADV
cjfa-66584	26	32	and	and	CCONJ
cjfa-66584	26	33	effectively	effectively	ADV
cjfa-66584	26	34	.	.	PUNCT
cjfa-66584	27	1	industry	industry	NOUN
cjfa-66584	27	2	reports	report	NOUN
cjfa-66584	27	3	underline	underline	VERB
cjfa-66584	27	4	the	the	DET
cjfa-66584	27	5	reg	reg	NOUN
cjfa-66584	27	6	tech	tech	NOUN
cjfa-66584	27	7	market	market	NOUN
cjfa-66584	27	8	’s	’s	PART
cjfa-66584	27	9	rapid	rapid	ADJ
cjfa-66584	27	10	growth	growth	NOUN
cjfa-66584	27	11	as	as	ADV
cjfa-66584	27	12	well	well	ADV
cjfa-66584	27	13	.	.	PUNCT
cjfa-66584	28	1	kpmg	kpmg	PROPN
cjfa-66584	28	2	estimates	estimate	VERB
cjfa-66584	28	3	global	global	ADJ
cjfa-66584	28	4	reg	reg	NOUN
cjfa-66584	28	5	tech	tech	NOUN
cjfa-66584	28	6	market	market	NOUN
cjfa-66584	28	7	value	value	NOUN
cjfa-66584	28	8	to	to	PART
cjfa-66584	28	9	grow	grow	VERB
cjfa-66584	28	10	by	by	ADP
cjfa-66584	28	11	~25	~25	DET
cjfa-66584	28	12	%	%	NOUN
cjfa-66584	28	13	cagr	cagr	NOUN
cjfa-66584	28	14	within	within	ADP
cjfa-66584	28	15	2022–2028	2022–2028	NUM
cjfa-66584	28	16	to	to	ADP
cjfa-66584	28	17	~$86	~$86	NUM
cjfa-66584	28	18	billion	billion	NUM
cjfa-66584	28	19	,	,	PUNCT
cjfa-66584	28	20	depicting	depict	VERB
cjfa-66584	28	21	strong	strong	ADJ
cjfa-66584	28	22	demand	demand	NOUN
cjfa-66584	28	23	for	for	ADP
cjfa-66584	28	24	tech	tech	NOUN
cjfa-66584	28	25	-	-	PUNCT
cjfa-66584	28	26	driven	drive	VERB
cjfa-66584	28	27	compliance	compliance	NOUN
cjfa-66584	28	28	solutions	solution	NOUN
cjfa-66584	28	29	(	(	PUNCT
cjfa-66584	28	30	kpmg	kpmg	PROPN
cjfa-66584	28	31	,	,	PUNCT
cjfa-66584	28	32	2022	2022	NUM
cjfa-66584	28	33	)	)	PUNCT
cjfa-66584	28	34	.	.	PUNCT
cjfa-66584	29	1	this	this	DET
cjfa-66584	29	2	growth	growth	NOUN
cjfa-66584	29	3	underscores	underscore	VERB
cjfa-66584	29	4	the	the	DET
cjfa-66584	29	5	rising	rise	VERB
cjfa-66584	29	6	impact	impact	NOUN
cjfa-66584	29	7	of	of	ADP
cjfa-66584	29	8	reg	reg	NOUN
cjfa-66584	29	9	tech	tech	NOUN
cjfa-66584	29	10	in	in	ADP
cjfa-66584	29	11	today	today	NOUN
cjfa-66584	29	12	’s	’s	PART
cjfa-66584	29	13	financial	financial	ADJ
cjfa-66584	29	14	sector	sector	NOUN
cjfa-66584	29	15	.	.	PUNCT
cjfa-66584	30	1	this	this	DET
cjfa-66584	30	2	article	article	NOUN
cjfa-66584	30	3	provides	provide	VERB
cjfa-66584	30	4	an	an	DET
cjfa-66584	30	5	in	in	ADP
cjfa-66584	30	6	-	-	PUNCT
cjfa-66584	30	7	depth	depth	NOUN
cjfa-66584	30	8	examination	examination	NOUN
cjfa-66584	30	9	of	of	ADP
cjfa-66584	30	10	reg	reg	PROPN
cjfa-66584	30	11	tech	tech	NOUN
cjfa-66584	30	12	’s	’s	PART
cjfa-66584	30	13	current	current	ADJ
cjfa-66584	30	14	state	state	NOUN
cjfa-66584	30	15	and	and	CCONJ
cjfa-66584	30	16	future	future	ADJ
cjfa-66584	30	17	prospects	prospect	NOUN
cjfa-66584	30	18	,	,	PUNCT
cjfa-66584	30	19	with	with	ADP
cjfa-66584	30	20	a	a	DET
cjfa-66584	30	21	particular	particular	ADJ
cjfa-66584	30	22	emphasis	emphasis	NOUN
cjfa-66584	30	23	on	on	ADP
cjfa-66584	30	24	academic	academic	ADJ
cjfa-66584	30	25	and	and	CCONJ
cjfa-66584	30	26	policy	policy	NOUN
cjfa-66584	30	27	perspectives	perspective	NOUN
cjfa-66584	30	28	.	.	PUNCT
cjfa-66584	31	1	the	the	DET
cjfa-66584	31	2	paper	paper	NOUN
cjfa-66584	31	3	is	be	AUX
cjfa-66584	31	4	organized	organize	VERB
cjfa-66584	31	5	into	into	ADP
cjfa-66584	31	6	several	several	ADJ
cjfa-66584	31	7	sections	section	NOUN
cjfa-66584	31	8	.	.	PUNCT
cjfa-66584	32	1	literature	literature	PROPN
cjfa-66584	32	2	review	review	PROPN
cjfa-66584	32	3	elaborates	elaborate	VERB
cjfa-66584	32	4	on	on	ADP
cjfa-66584	32	5	main	main	ADJ
cjfa-66584	32	6	definitions	definition	NOUN
cjfa-66584	32	7	of	of	ADP
cjfa-66584	32	8	reg	reg	NOUN
cjfa-66584	32	9	tech	tech	NOUN
cjfa-66584	32	10	and	and	CCONJ
cjfa-66584	32	11	maps	map	VERB
cjfa-66584	32	12	out	out	ADP
cjfa-66584	32	13	the	the	DET
cjfa-66584	32	14	ecosystem	ecosystem	NOUN
cjfa-66584	32	15	of	of	ADP
cjfa-66584	32	16	stakeholders	stakeholder	NOUN
cjfa-66584	32	17	and	and	CCONJ
cjfa-66584	32	18	technologies	technology	NOUN
cjfa-66584	32	19	that	that	PRON
cjfa-66584	32	20	constitute	constitute	VERB
cjfa-66584	32	21	the	the	DET
cjfa-66584	32	22	reg	reg	NOUN
cjfa-66584	32	23	tech	tech	NOUN
cjfa-66584	32	24	landscape	landscape	NOUN
cjfa-66584	32	25	.	.	PUNCT
cjfa-66584	33	1	methodology	methodology	NOUN
cjfa-66584	33	2	presents	present	VERB
cjfa-66584	33	3	key	key	ADJ
cjfa-66584	33	4	research	research	NOUN
cjfa-66584	33	5	questions	question	NOUN
cjfa-66584	33	6	,	,	PUNCT
cjfa-66584	33	7	hypothesis	hypothesis	NOUN
cjfa-66584	33	8	to	to	PART
cjfa-66584	33	9	be	be	AUX
cjfa-66584	33	10	tested	test	VERB
cjfa-66584	33	11	,	,	PUNCT
cjfa-66584	33	12	as	as	ADV
cjfa-66584	33	13	well	well	ADV
cjfa-66584	33	14	as	as	ADP
cjfa-66584	33	15	methodological	methodological	ADJ
cjfa-66584	33	16	approach	approach	NOUN
cjfa-66584	33	17	that	that	PRON
cjfa-66584	33	18	will	will	AUX
cjfa-66584	33	19	be	be	AUX
cjfa-66584	33	20	leveraged	leverage	VERB
cjfa-66584	33	21	in	in	ADP
cjfa-66584	33	22	the	the	DET
cjfa-66584	33	23	research	research	NOUN
cjfa-66584	33	24	paper	paper	NOUN
cjfa-66584	33	25	.	.	PUNCT
cjfa-66584	34	1	section	section	NOUN
cjfa-66584	34	2	“	"	PUNCT
cjfa-66584	34	3	reg	reg	X
cjfa-66584	34	4	tech	tech	NOUN
cjfa-66584	34	5	in	in	ADP
cjfa-66584	34	6	practice	practice	NOUN
cjfa-66584	34	7	–	–	PUNCT
cjfa-66584	34	8	key	key	ADJ
cjfa-66584	34	9	advantages	advantage	NOUN
cjfa-66584	34	10	”	"	PUNCT
cjfa-66584	34	11	explores	explore	VERB
cjfa-66584	34	12	real	real	ADJ
cjfa-66584	34	13	-	-	PUNCT
cjfa-66584	34	14	world	world	NOUN
cjfa-66584	34	15	applications	application	NOUN
cjfa-66584	34	16	and	and	CCONJ
cjfa-66584	34	17	used	use	VERB
cjfa-66584	34	18	cases	case	NOUN
cjfa-66584	34	19	of	of	ADP
cjfa-66584	34	20	reg	reg	NOUN
cjfa-66584	34	21	tech	tech	NOUN
cjfa-66584	34	22	in	in	ADP
cjfa-66584	34	23	financial	financial	ADJ
cjfa-66584	34	24	services	service	NOUN
cjfa-66584	34	25	,	,	PUNCT
cjfa-66584	34	26	illustrating	illustrate	VERB
cjfa-66584	34	27	how	how	SCONJ
cjfa-66584	34	28	these	these	DET
cjfa-66584	34	29	tools	tool	NOUN
cjfa-66584	34	30	are	be	AUX
cjfa-66584	34	31	being	be	AUX
cjfa-66584	34	32	deployed	deploy	VERB
cjfa-66584	34	33	and	and	CCONJ
cjfa-66584	34	34	what	what	DET
cjfa-66584	34	35	benefits	benefit	NOUN
cjfa-66584	34	36	they	they	PRON
cjfa-66584	34	37	offer	offer	VERB
cjfa-66584	34	38	.	.	PUNCT
cjfa-66584	35	1	section	section	NOUN
cjfa-66584	35	2	“	"	PUNCT
cjfa-66584	35	3	reg	reg	X
cjfa-66584	35	4	tech	tech	NOUN
cjfa-66584	35	5	–	–	PUNCT
cjfa-66584	35	6	barriers	barrier	NOUN
cjfa-66584	35	7	and	and	CCONJ
cjfa-66584	35	8	risks	risk	NOUN
cjfa-66584	35	9	”	"	PUNCT
cjfa-66584	35	10	highlights	highlight	VERB
cjfa-66584	35	11	main	main	ADJ
cjfa-66584	35	12	chal	chal	NOUN
cjfa-66584	35	13	regulatory	regulatory	ADJ
cjfa-66584	35	14	technology	technology	NOUN
cjfa-66584	35	15	(	(	PUNCT
cjfa-66584	35	16	reg	reg	NOUN
cjfa-66584	35	17	tech	tech	NOUN
cjfa-66584	35	18	)	)	PUNCT
cjfa-66584	35	19	as	as	ADP
cjfa-66584	35	20	an	an	DET
cjfa-66584	35	21	enhancement	enhancement	NOUN
cjfa-66584	35	22	…	…	PUNCT
cjfa-66584	35	23	2929	2929	NUM
cjfa-66584	35	24	lenges	lenge	NOUN
cjfa-66584	35	25	against	against	ADP
cjfa-66584	35	26	reg	reg	NOUN
cjfa-66584	35	27	tech	tech	NOUN
cjfa-66584	35	28	adoption	adoption	NOUN
cjfa-66584	35	29	and	and	CCONJ
cjfa-66584	35	30	the	the	DET
cjfa-66584	35	31	potential	potential	ADJ
cjfa-66584	35	32	risks	risk	NOUN
cjfa-66584	35	33	associated	associate	VERB
cjfa-66584	35	34	with	with	ADP
cjfa-66584	35	35	reg	reg	NOUN
cjfa-66584	35	36	tech	tech	NOUN
cjfa-66584	35	37	implementations	implementation	NOUN
cjfa-66584	35	38	.	.	PUNCT
cjfa-66584	36	1	“	"	PUNCT
cjfa-66584	36	2	regulatory	regulatory	ADJ
cjfa-66584	36	3	perspective	perspective	NOUN
cjfa-66584	36	4	&	&	CCONJ
cjfa-66584	36	5	sup	sup	PROPN
cjfa-66584	36	6	tech	tech	NOUN
cjfa-66584	36	7	”	"	PUNCT
cjfa-66584	36	8	shifts	shift	NOUN
cjfa-66584	36	9	the	the	DET
cjfa-66584	36	10	focus	focus	NOUN
cjfa-66584	36	11	to	to	ADP
cjfa-66584	36	12	regulatory	regulatory	ADJ
cjfa-66584	36	13	authorities	authority	NOUN
cjfa-66584	36	14	,	,	PUNCT
cjfa-66584	36	15	discussing	discuss	VERB
cjfa-66584	36	16	how	how	SCONJ
cjfa-66584	36	17	regulators	regulator	NOUN
cjfa-66584	36	18	view	view	VERB
cjfa-66584	36	19	reg	reg	NOUN
cjfa-66584	36	20	tech	tech	NOUN
cjfa-66584	36	21	and	and	CCONJ
cjfa-66584	36	22	how	how	SCONJ
cjfa-66584	36	23	they	they	PRON
cjfa-66584	36	24	are	be	AUX
cjfa-66584	36	25	themselves	themselves	PRON
cjfa-66584	36	26	adopting	adopt	VERB
cjfa-66584	36	27	supervisory	supervisory	ADJ
cjfa-66584	36	28	technology	technology	NOUN
cjfa-66584	36	29	(	(	PUNCT
cjfa-66584	36	30	sup	sup	NOUN
cjfa-66584	36	31	tech	tech	NOUN
cjfa-66584	36	32	)	)	PUNCT
cjfa-66584	36	33	to	to	PART
cjfa-66584	36	34	enhance	enhance	VERB
cjfa-66584	36	35	regulatory	regulatory	ADJ
cjfa-66584	36	36	functions	function	NOUN
cjfa-66584	36	37	.	.	PUNCT
cjfa-66584	37	1	section	section	NOUN
cjfa-66584	37	2	“	"	PUNCT
cjfa-66584	37	3	policy	policy	NOUN
cjfa-66584	37	4	recommendations	recommendation	NOUN
cjfa-66584	37	5	”	"	PUNCT
cjfa-66584	37	6	emphasizes	emphasize	VERB
cjfa-66584	37	7	policy	policy	NOUN
cjfa-66584	37	8	and	and	CCONJ
cjfa-66584	37	9	industry	industry	NOUN
cjfa-66584	37	10	recommendations	recommendation	NOUN
cjfa-66584	37	11	to	to	PART
cjfa-66584	37	12	foster	foster	VERB
cjfa-66584	37	13	overall	overall	ADJ
cjfa-66584	37	14	development	development	NOUN
cjfa-66584	37	15	of	of	ADP
cjfa-66584	37	16	the	the	DET
cjfa-66584	37	17	reg	reg	NOUN
cjfa-66584	37	18	tech	tech	NOUN
cjfa-66584	37	19	sector	sector	NOUN
cjfa-66584	37	20	,	,	PUNCT
cjfa-66584	37	21	including	include	VERB
cjfa-66584	37	22	potential	potential	ADJ
cjfa-66584	37	23	steps	step	NOUN
cjfa-66584	37	24	for	for	ADP
cjfa-66584	37	25	regulators	regulator	NOUN
cjfa-66584	37	26	,	,	PUNCT
cjfa-66584	37	27	financial	financial	ADJ
cjfa-66584	37	28	institutions	institution	NOUN
cjfa-66584	37	29	,	,	PUNCT
cjfa-66584	37	30	and	and	CCONJ
cjfa-66584	37	31	technology	technology	NOUN
cjfa-66584	37	32	providers	provider	NOUN
cjfa-66584	37	33	.	.	PUNCT
cjfa-66584	38	1	finally	finally	ADV
cjfa-66584	38	2	,	,	PUNCT
cjfa-66584	38	3	the	the	DET
cjfa-66584	38	4	conclusion	conclusion	NOUN
cjfa-66584	38	5	synthesizes	synthesize	VERB
cjfa-66584	38	6	the	the	DET
cjfa-66584	38	7	findings	finding	NOUN
cjfa-66584	38	8	and	and	CCONJ
cjfa-66584	38	9	reflects	reflect	VERB
cjfa-66584	38	10	on	on	ADP
cjfa-66584	38	11	potential	potential	ADJ
cjfa-66584	38	12	future	future	NOUN
cjfa-66584	38	13	of	of	ADP
cjfa-66584	38	14	reg	reg	NOUN
cjfa-66584	38	15	tech	tech	NOUN
cjfa-66584	38	16	.	.	PUNCT
cjfa-66584	39	1	through	through	ADP
cjfa-66584	39	2	the	the	DET
cjfa-66584	39	3	above	above	ADV
cjfa-66584	39	4	-	-	PUNCT
cjfa-66584	39	5	mentioned	mention	VERB
cjfa-66584	39	6	exploration	exploration	NOUN
cjfa-66584	39	7	,	,	PUNCT
cjfa-66584	39	8	it	it	PRON
cjfa-66584	39	9	is	be	AUX
cjfa-66584	39	10	essential	essential	ADJ
cjfa-66584	39	11	to	to	PART
cjfa-66584	39	12	depict	depict	VERB
cjfa-66584	39	13	how	how	SCONJ
cjfa-66584	39	14	reg	reg	NUM
cjfa-66584	39	15	tech	tech	NOUN
cjfa-66584	39	16	is	be	AUX
cjfa-66584	39	17	reshaping	reshape	VERB
cjfa-66584	39	18	compliance	compliance	NOUN
cjfa-66584	39	19	management	management	NOUN
cjfa-66584	39	20	and	and	CCONJ
cjfa-66584	39	21	what	what	PRON
cjfa-66584	39	22	obstacles	obstacle	NOUN
cjfa-66584	39	23	have	have	VERB
cjfa-66584	39	24	to	to	PART
cjfa-66584	39	25	be	be	AUX
cjfa-66584	39	26	navigated	navigate	VERB
cjfa-66584	39	27	.	.	PUNCT
cjfa-66584	40	1	literature	literature	NOUN
cjfa-66584	40	2	reviewliterature	reviewliterature	NOUN
cjfa-66584	40	3	review	review	NOUN
cjfa-66584	40	4	by	by	ADP
cjfa-66584	40	5	definition	definition	NOUN
cjfa-66584	40	6	,	,	PUNCT
cjfa-66584	40	7	reg	reg	NUM
cjfa-66584	40	8	tech	tech	NOUN
cjfa-66584	40	9	refers	refer	VERB
cjfa-66584	40	10	to	to	ADP
cjfa-66584	40	11	the	the	DET
cjfa-66584	40	12	use	use	NOUN
cjfa-66584	40	13	of	of	ADP
cjfa-66584	40	14	new	new	ADJ
cjfa-66584	40	15	technologies	technology	NOUN
cjfa-66584	40	16	to	to	PART
cjfa-66584	40	17	facilitate	facilitate	VERB
cjfa-66584	40	18	regulatory	regulatory	ADJ
cjfa-66584	40	19	compliance	compliance	NOUN
cjfa-66584	40	20	and	and	CCONJ
cjfa-66584	40	21	oversight	oversight	NOUN
cjfa-66584	40	22	.	.	PUNCT
cjfa-66584	41	1	it	it	PRON
cjfa-66584	41	2	leverages	leverage	VERB
cjfa-66584	41	3	a	a	DET
cjfa-66584	41	4	wide	wide	ADJ
cjfa-66584	41	5	range	range	NOUN
cjfa-66584	41	6	of	of	ADP
cjfa-66584	41	7	software	software	NOUN
cjfa-66584	41	8	and	and	CCONJ
cjfa-66584	41	9	applications	application	NOUN
cjfa-66584	41	10	that	that	PRON
cjfa-66584	41	11	help	help	VERB
cjfa-66584	41	12	highly	highly	ADV
cjfa-66584	41	13	regulated	regulate	VERB
cjfa-66584	41	14	industries	industry	NOUN
cjfa-66584	41	15	–	–	PUNCT
cjfa-66584	41	16	with	with	ADP
cjfa-66584	41	17	particular	particular	ADJ
cjfa-66584	41	18	regard	regard	NOUN
cjfa-66584	41	19	to	to	ADP
cjfa-66584	41	20	finance	finance	NOUN
cjfa-66584	41	21	–	–	PUNCT
cjfa-66584	41	22	automate	automate	VERB
cjfa-66584	41	23	or	or	CCONJ
cjfa-66584	41	24	streamline	streamline	VERB
cjfa-66584	41	25	their	their	PRON
cjfa-66584	41	26	governance	governance	NOUN
cjfa-66584	41	27	,	,	PUNCT
cjfa-66584	41	28	risk	risk	NOUN
cjfa-66584	41	29	management	management	NOUN
cjfa-66584	41	30	,	,	PUNCT
cjfa-66584	41	31	and	and	CCONJ
cjfa-66584	41	32	compliance	compliance	NOUN
cjfa-66584	41	33	processes	process	NOUN
cjfa-66584	41	34	.	.	PUNCT
cjfa-66584	42	1	for	for	ADP
cjfa-66584	42	2	instance	instance	NOUN
cjfa-66584	42	3	,	,	PUNCT
cjfa-66584	42	4	the	the	DET
cjfa-66584	42	5	world	world	NOUN
cjfa-66584	42	6	economic	economic	PROPN
cjfa-66584	42	7	forum	forum	PROPN
cjfa-66584	42	8	(	(	PUNCT
cjfa-66584	42	9	world	world	PROPN
cjfa-66584	42	10	economic	economic	PROPN
cjfa-66584	42	11	forum	forum	PROPN
cjfa-66584	42	12	,	,	PUNCT
cjfa-66584	42	13	2022	2022	NUM
cjfa-66584	42	14	)	)	PUNCT
cjfa-66584	42	15	defines	define	VERB
cjfa-66584	42	16	reg	reg	PRON
cjfa-66584	42	17	tech	tech	NOUN
cjfa-66584	42	18	as	as	ADP
cjfa-66584	42	19	“	"	PUNCT
cjfa-66584	42	20	the	the	DET
cjfa-66584	42	21	application	application	NOUN
cjfa-66584	42	22	of	of	ADP
cjfa-66584	42	23	various	various	ADJ
cjfa-66584	42	24	new	new	ADJ
cjfa-66584	42	25	technological	technological	ADJ
cjfa-66584	42	26	solutions	solution	NOUN
cjfa-66584	42	27	that	that	PRON
cjfa-66584	42	28	assist	assist	VERB
cjfa-66584	42	29	highly	highly	ADV
cjfa-66584	42	30	regulated	regulated	ADJ
cjfa-66584	42	31	industry	industry	NOUN
cjfa-66584	42	32	stakeholders	stakeholder	NOUN
cjfa-66584	42	33	,	,	PUNCT
cjfa-66584	42	34	including	include	VERB
cjfa-66584	42	35	regulators	regulator	NOUN
cjfa-66584	42	36	,	,	PUNCT
cjfa-66584	42	37	in	in	ADP
cjfa-66584	42	38	setting	set	VERB
cjfa-66584	42	39	,	,	PUNCT
cjfa-66584	42	40	effectuating	effectuate	VERB
cjfa-66584	42	41	and	and	CCONJ
cjfa-66584	42	42	meeting	meet	VERB
cjfa-66584	42	43	regulatory	regulatory	ADJ
cjfa-66584	42	44	governance	governance	NOUN
cjfa-66584	42	45	,	,	PUNCT
cjfa-66584	42	46	reporting	reporting	NOUN
cjfa-66584	42	47	,	,	PUNCT
cjfa-66584	42	48	compliance	compliance	NOUN
cjfa-66584	42	49	,	,	PUNCT
cjfa-66584	42	50	and	and	CCONJ
cjfa-66584	42	51	risk	risk	NOUN
cjfa-66584	42	52	management	management	NOUN
cjfa-66584	42	53	obligations	obligation	NOUN
cjfa-66584	42	54	”	"	PUNCT
cjfa-66584	42	55	.	.	PUNCT
cjfa-66584	43	1	likewise	likewise	ADV
cjfa-66584	43	2	,	,	PUNCT
cjfa-66584	43	3	uk	uk	PROPN
cjfa-66584	43	4	’s	’s	PART
cjfa-66584	43	5	financial	financial	ADJ
cjfa-66584	43	6	conduct	conduct	NOUN
cjfa-66584	43	7	authority	authority	NOUN
cjfa-66584	43	8	(	(	PUNCT
cjfa-66584	43	9	fca	fca	PROPN
cjfa-66584	43	10	)	)	PUNCT
cjfa-66584	43	11	described	describe	VERB
cjfa-66584	43	12	reg	reg	NOUN
cjfa-66584	43	13	tech	tech	NOUN
cjfa-66584	43	14	as	as	ADP
cjfa-66584	43	15	“	"	PUNCT
cjfa-66584	43	16	the	the	DET
cjfa-66584	43	17	use	use	NOUN
cjfa-66584	43	18	of	of	ADP
cjfa-66584	43	19	technology	technology	NOUN
cjfa-66584	43	20	to	to	PART
cjfa-66584	43	21	help	help	VERB
cjfa-66584	43	22	regulated	regulated	ADJ
cjfa-66584	43	23	firms	firm	NOUN
cjfa-66584	43	24	meet	meet	VERB
cjfa-66584	43	25	their	their	PRON
cjfa-66584	43	26	regulator	regulator	NOUN
cjfa-66584	43	27	obligations	obligation	NOUN
cjfa-66584	43	28	”	"	PUNCT
cjfa-66584	43	29	(	(	PUNCT
cjfa-66584	43	30	uk	uk	PROPN
cjfa-66584	43	31	’s	’s	PART
cjfa-66584	43	32	financial	financial	ADJ
cjfa-66584	43	33	conduct	conduct	NOUN
cjfa-66584	43	34	authority	authority	NOUN
cjfa-66584	43	35	,	,	PUNCT
cjfa-66584	43	36	2021	2021	NUM
cjfa-66584	43	37	)	)	PUNCT
cjfa-66584	43	38	.	.	PUNCT
cjfa-66584	44	1	institute	institute	PROPN
cjfa-66584	44	2	of	of	ADP
cjfa-66584	44	3	international	international	PROPN
cjfa-66584	44	4	finance	finance	PROPN
cjfa-66584	44	5	(	(	PUNCT
cjfa-66584	44	6	iif	iif	PROPN
cjfa-66584	44	7	)	)	PUNCT
cjfa-66584	44	8	defines	define	VERB
cjfa-66584	44	9	reg	reg	PRON
cjfa-66584	44	10	tech	tech	NOUN
cjfa-66584	44	11	as	as	ADP
cjfa-66584	44	12	the	the	DET
cjfa-66584	44	13	“	"	PUNCT
cjfa-66584	44	14	use	use	NOUN
cjfa-66584	44	15	of	of	ADP
cjfa-66584	44	16	new	new	ADJ
cjfa-66584	44	17	technologies	technology	NOUN
cjfa-66584	44	18	to	to	PART
cjfa-66584	44	19	solve	solve	VERB
cjfa-66584	44	20	regulatory	regulatory	ADJ
cjfa-66584	44	21	and	and	CCONJ
cjfa-66584	44	22	compliance	compliance	NOUN
cjfa-66584	44	23	requirements	requirement	NOUN
cjfa-66584	44	24	more	more	ADV
cjfa-66584	44	25	effectively	effectively	ADV
cjfa-66584	44	26	and	and	CCONJ
cjfa-66584	44	27	efficiently	efficiently	ADV
cjfa-66584	44	28	”	"	PUNCT
cjfa-66584	44	29	(	(	PUNCT
cjfa-66584	44	30	iif	iif	PROPN
cjfa-66584	44	31	,	,	PUNCT
cjfa-66584	44	32	2016	2016	NUM
cjfa-66584	44	33	)	)	PUNCT
cjfa-66584	44	34	.	.	PUNCT
cjfa-66584	45	1	m.	m.	NOUN
cjfa-66584	45	2	folwarski	folwarski	PROPN
cjfa-66584	45	3	,	,	PUNCT
cjfa-66584	45	4	on	on	ADP
cjfa-66584	45	5	the	the	DET
cjfa-66584	45	6	other	other	ADJ
cjfa-66584	45	7	hand	hand	NOUN
cjfa-66584	45	8	,	,	PUNCT
cjfa-66584	45	9	defines	define	VERB
cjfa-66584	45	10	reg	reg	PRON
cjfa-66584	45	11	tech	tech	NOUN
cjfa-66584	45	12	as	as	ADP
cjfa-66584	45	13	“	"	PUNCT
cjfa-66584	45	14	entities	entity	NOUN
cjfa-66584	45	15	that	that	PRON
cjfa-66584	45	16	are	be	AUX
cjfa-66584	45	17	concentrated	concentrate	VERB
cjfa-66584	45	18	around	around	ADP
cjfa-66584	45	19	solutions	solution	NOUN
cjfa-66584	45	20	based	base	VERB
cjfa-66584	45	21	on	on	ADP
cjfa-66584	45	22	latest	late	ADJ
cjfa-66584	45	23	technologies	technology	NOUN
cjfa-66584	45	24	;	;	PUNCT
cjfa-66584	45	25	they	they	PRON
cjfa-66584	45	26	ease	ease	VERB
cjfa-66584	45	27	or	or	CCONJ
cjfa-66584	45	28	solve	solve	VERB
cjfa-66584	45	29	regulatory	regulatory	ADJ
cjfa-66584	45	30	and	and	CCONJ
cjfa-66584	45	31	supervisory	supervisory	ADJ
cjfa-66584	45	32	issues	issue	NOUN
cjfa-66584	45	33	faced	face	VERB
cjfa-66584	45	34	by	by	ADP
cjfa-66584	45	35	financial	financial	ADJ
cjfa-66584	45	36	institutions	institution	NOUN
cjfa-66584	45	37	”	"	PUNCT
cjfa-66584	45	38	(	(	PUNCT
cjfa-66584	45	39	folwarski	folwarski	ADJ
cjfa-66584	45	40	,	,	PUNCT
cjfa-66584	45	41	2019	2019	NUM
cjfa-66584	45	42	)	)	PUNCT
cjfa-66584	45	43	.	.	PUNCT
cjfa-66584	46	1	s.	s.	PROPN
cjfa-66584	46	2	kasiewicz	kasiewicz	PROPN
cjfa-66584	46	3	states	state	VERB
cjfa-66584	46	4	that	that	PRON
cjfa-66584	46	5	reg	reg	PRON
cjfa-66584	46	6	tech	tech	NOUN
cjfa-66584	46	7	is	be	AUX
cjfa-66584	46	8	a	a	DET
cjfa-66584	46	9	sector	sector	NOUN
cjfa-66584	46	10	consisting	consist	VERB
cjfa-66584	46	11	of	of	ADP
cjfa-66584	46	12	companies	company	NOUN
cjfa-66584	46	13	that	that	PRON
cjfa-66584	46	14	aim	aim	VERB
cjfa-66584	46	15	to	to	PART
cjfa-66584	46	16	develop	develop	VERB
cjfa-66584	46	17	and	and	CCONJ
cjfa-66584	46	18	distribute	distribute	VERB
cjfa-66584	46	19	technologies	technology	NOUN
cjfa-66584	46	20	/	/	SYM
cjfa-66584	46	21	solutions	solution	NOUN
cjfa-66584	46	22	improving	improve	VERB
cjfa-66584	46	23	regulatory	regulatory	ADJ
cjfa-66584	46	24	challenges	challenge	NOUN
cjfa-66584	46	25	in	in	ADP
cjfa-66584	46	26	the	the	DET
cjfa-66584	46	27	economy	economy	NOUN
cjfa-66584	46	28	as	as	ADP
cjfa-66584	46	29	a	a	DET
cjfa-66584	46	30	whole	whole	ADJ
cjfa-66584	46	31	(	(	PUNCT
cjfa-66584	46	32	kasiewicz	kasiewicz	VERB
cjfa-66584	46	33	,	,	PUNCT
cjfa-66584	46	34	2018	2018	NUM
cjfa-66584	46	35	)	)	PUNCT
cjfa-66584	46	36	.	.	PUNCT
cjfa-66584	47	1	butler	butler	PROPN
cjfa-66584	47	2	and	and	CCONJ
cjfa-66584	47	3	o’brien	o’brien	PROPN
cjfa-66584	47	4	state	state	NOUN
cjfa-66584	47	5	that	that	PRON
cjfa-66584	47	6	reg	reg	NOUN
cjfa-66584	47	7	tech	tech	NOUN
cjfa-66584	47	8	“	"	PUNCT
cjfa-66584	47	9	helps	help	VERB
cjfa-66584	47	10	firms	firm	NOUN
cjfa-66584	47	11	manage	manage	VERB
cjfa-66584	47	12	regulatory	regulatory	ADJ
cjfa-66584	47	13	requirements	requirement	NOUN
cjfa-66584	47	14	and	and	CCONJ
cjfa-66584	47	15	compliance	compliance	NOUN
cjfa-66584	47	16	imperatives	imperative	NOUN
cjfa-66584	47	17	by	by	ADP
cjfa-66584	47	18	identifying	identify	VERB
cjfa-66584	47	19	the	the	DET
cjfa-66584	47	20	impacts	impact	NOUN
cjfa-66584	47	21	of	of	ADP
cjfa-66584	47	22	regulatory	regulatory	ADJ
cjfa-66584	47	23	provisions	provision	NOUN
cjfa-66584	47	24	on	on	ADP
cjfa-66584	47	25	business	business	NOUN
cjfa-66584	47	26	models	model	NOUN
cjfa-66584	47	27	,	,	PUNCT
cjfa-66584	47	28	products	product	NOUN
cjfa-66584	47	29	and	and	CCONJ
cjfa-66584	47	30	services	service	NOUN
cjfa-66584	47	31	,	,	PUNCT
cjfa-66584	47	32	functional	functional	ADJ
cjfa-66584	47	33	activities	activity	NOUN
cjfa-66584	47	34	,	,	PUNCT
cjfa-66584	47	35	policies	policy	NOUN
cjfa-66584	47	36	,	,	PUNCT
cjfa-66584	47	37	operational	operational	ADJ
cjfa-66584	47	38	procedures	procedure	NOUN
cjfa-66584	47	39	and	and	CCONJ
cjfa-66584	47	40	controls	control	VERB
cjfa-66584	47	41	[	[	X
cjfa-66584	47	42	…	…	X
cjfa-66584	47	43	]	]	X
cjfa-66584	47	44	helps	help	VERB
cjfa-66584	47	45	control	control	VERB
cjfa-66584	47	46	and	and	CCONJ
cjfa-66584	47	47	manage	manage	VERB
cjfa-66584	47	48	tomasz	tomasz	PROPN
cjfa-66584	47	49	dziawgo3030	dziawgo3030	PROPN
cjfa-66584	47	50	regulatory	regulatory	ADJ
cjfa-66584	47	51	,	,	PUNCT
cjfa-66584	47	52	financial	financial	ADJ
cjfa-66584	47	53	and	and	CCONJ
cjfa-66584	47	54	non	non	ADJ
cjfa-66584	47	55	-	-	ADJ
cjfa-66584	47	56	financial	financial	ADJ
cjfa-66584	47	57	risks	risk	NOUN
cjfa-66584	47	58	;	;	PUNCT
cjfa-66584	47	59	and	and	CCONJ
cjfa-66584	47	60	(	(	PUNCT
cjfa-66584	47	61	d	d	X
cjfa-66584	47	62	)	)	PUNCT
cjfa-66584	47	63	performs	perform	VERB
cjfa-66584	47	64	regulatory	regulatory	ADJ
cjfa-66584	47	65	compliance	compliance	NOUN
cjfa-66584	47	66	reporting	reporting	NOUN
cjfa-66584	47	67	”	"	PUNCT
cjfa-66584	47	68	(	(	PUNCT
cjfa-66584	47	69	butler	butler	NOUN
cjfa-66584	47	70	&	&	CCONJ
cjfa-66584	47	71	o’brien	o’brien	PROPN
cjfa-66584	47	72	,	,	PUNCT
cjfa-66584	47	73	2019	2019	NUM
cjfa-66584	47	74	)	)	PUNCT
cjfa-66584	47	75	.	.	PUNCT
cjfa-66584	48	1	the	the	DET
cjfa-66584	48	2	financial	financial	ADJ
cjfa-66584	48	3	stability	stability	PROPN
cjfa-66584	48	4	board	board	NOUN
cjfa-66584	48	5	(	(	PUNCT
cjfa-66584	48	6	financial	financial	ADJ
cjfa-66584	48	7	stability	stability	NOUN
cjfa-66584	48	8	board	board	NOUN
cjfa-66584	48	9	,	,	PUNCT
cjfa-66584	48	10	2020b	2020b	NUM
cjfa-66584	48	11	)	)	PUNCT
cjfa-66584	48	12	notes	note	VERB
cjfa-66584	48	13	that	that	SCONJ
cjfa-66584	48	14	for	for	ADP
cjfa-66584	48	15	regulated	regulated	ADJ
cjfa-66584	48	16	institutions	institution	NOUN
cjfa-66584	48	17	,	,	PUNCT
cjfa-66584	48	18	reg	reg	NOUN
cjfa-66584	48	19	tech	tech	NOUN
cjfa-66584	48	20	can	can	AUX
cjfa-66584	48	21	“	"	PUNCT
cjfa-66584	48	22	improve	improve	VERB
cjfa-66584	48	23	compliance	compliance	NOUN
cjfa-66584	48	24	outcomes	outcome	NOUN
cjfa-66584	48	25	,	,	PUNCT
cjfa-66584	48	26	enhance	enhance	VERB
cjfa-66584	48	27	risk	risk	NOUN
cjfa-66584	48	28	management	management	NOUN
cjfa-66584	48	29	capabilities	capability	NOUN
cjfa-66584	48	30	,	,	PUNCT
cjfa-66584	48	31	and	and	CCONJ
cjfa-66584	48	32	generate	generate	VERB
cjfa-66584	48	33	new	new	ADJ
cjfa-66584	48	34	insights	insight	NOUN
cjfa-66584	48	35	into	into	ADP
cjfa-66584	48	36	the	the	DET
cjfa-66584	48	37	business	business	NOUN
cjfa-66584	48	38	for	for	ADP
cjfa-66584	48	39	improved	improved	ADJ
cjfa-66584	48	40	decision	decision	NOUN
cjfa-66584	48	41	-	-	PUNCT
cjfa-66584	48	42	making	making	NOUN
cjfa-66584	48	43	”	"	PUNCT
cjfa-66584	48	44	,	,	PUNCT
cjfa-66584	48	45	whereas	whereas	SCONJ
cjfa-66584	48	46	for	for	ADP
cjfa-66584	48	47	authorities	authority	NOUN
cjfa-66584	48	48	,	,	PUNCT
cjfa-66584	48	49	certain	certain	ADJ
cjfa-66584	48	50	reg	reg	NOUN
cjfa-66584	48	51	tech	tech	NOUN
cjfa-66584	48	52	tools	tool	NOUN
cjfa-66584	48	53	(	(	PUNCT
cjfa-66584	48	54	referred	refer	VERB
cjfa-66584	48	55	to	to	ADP
cjfa-66584	48	56	as	as	ADP
cjfa-66584	48	57	sup	sup	NOUN
cjfa-66584	48	58	tech	tech	NOUN
cjfa-66584	48	59	when	when	SCONJ
cjfa-66584	48	60	used	use	VERB
cjfa-66584	48	61	by	by	ADP
cjfa-66584	48	62	regulators	regulator	NOUN
cjfa-66584	48	63	)	)	PUNCT
cjfa-66584	48	64	can	can	AUX
cjfa-66584	48	65	help	help	VERB
cjfa-66584	48	66	“	"	PUNCT
cjfa-66584	48	67	generate	generate	VERB
cjfa-66584	48	68	real	real	ADJ
cjfa-66584	48	69	-	-	PUNCT
cjfa-66584	48	70	time	time	NOUN
cjfa-66584	48	71	indicators	indicator	NOUN
cjfa-66584	48	72	of	of	ADP
cjfa-66584	48	73	risk	risk	NOUN
cjfa-66584	48	74	to	to	PART
cjfa-66584	48	75	support	support	VERB
cjfa-66584	48	76	forwardlooking	forwardlooke	VERB
cjfa-66584	48	77	supervision	supervision	NOUN
cjfa-66584	48	78	”	"	PUNCT
cjfa-66584	48	79	.	.	PUNCT
cjfa-66584	49	1	these	these	DET
cjfa-66584	49	2	definitions	definition	NOUN
cjfa-66584	49	3	highlight	highlight	VERB
cjfa-66584	49	4	two	two	NUM
cjfa-66584	49	5	key	key	ADJ
cjfa-66584	49	6	components	component	NOUN
cjfa-66584	49	7	of	of	ADP
cjfa-66584	49	8	reg	reg	NOUN
cjfa-66584	49	9	tech	tech	NOUN
cjfa-66584	49	10	:	:	PUNCT
cjfa-66584	49	11	efficiency	efficiency	NOUN
cjfa-66584	49	12	gains	gain	NOUN
cjfa-66584	49	13	(	(	PUNCT
cjfa-66584	49	14	performing	perform	VERB
cjfa-66584	49	15	compliance	compliance	NOUN
cjfa-66584	49	16	tasks	task	NOUN
cjfa-66584	49	17	faster	fast	ADV
cjfa-66584	49	18	and	and	CCONJ
cjfa-66584	49	19	at	at	ADP
cjfa-66584	49	20	lower	low	ADJ
cjfa-66584	49	21	cost	cost	NOUN
cjfa-66584	49	22	)	)	PUNCT
cjfa-66584	49	23	and	and	CCONJ
cjfa-66584	49	24	effectiveness	effectiveness	NOUN
cjfa-66584	49	25	gains	gain	NOUN
cjfa-66584	49	26	(	(	PUNCT
cjfa-66584	49	27	achieving	achieve	VERB
cjfa-66584	49	28	better	well	ADJ
cjfa-66584	49	29	compliance	compliance	NOUN
cjfa-66584	49	30	outcomes	outcome	NOUN
cjfa-66584	49	31	,	,	PUNCT
cjfa-66584	49	32	with	with	ADP
cjfa-66584	49	33	fewer	few	ADJ
cjfa-66584	49	34	errors	error	NOUN
cjfa-66584	49	35	or	or	CCONJ
cjfa-66584	49	36	data	data	NOUN
cjfa-66584	49	37	breaches	breach	NOUN
cjfa-66584	49	38	)	)	PUNCT
cjfa-66584	49	39	through	through	ADP
cjfa-66584	49	40	technology	technology	NOUN
cjfa-66584	49	41	.	.	PUNCT
cjfa-66584	50	1	reg	reg	NOUN
cjfa-66584	50	2	tech	tech	NOUN
cjfa-66584	50	3	has	have	VERB
cjfa-66584	50	4	its	its	PRON
cjfa-66584	50	5	origins	origin	NOUN
cjfa-66584	50	6	in	in	ADP
cjfa-66584	50	7	fin	fin	NOUN
cjfa-66584	50	8	tech	tech	NOUN
cjfa-66584	50	9	,	,	PUNCT
cjfa-66584	50	10	but	but	CCONJ
cjfa-66584	50	11	unlike	unlike	ADP
cjfa-66584	50	12	consumer	consumer	NOUN
cjfa-66584	50	13	-	-	PUNCT
cjfa-66584	50	14	facing	face	VERB
cjfa-66584	50	15	fin	fin	NOUN
cjfa-66584	50	16	tech	tech	NOUN
cjfa-66584	50	17	innovations	innovation	NOUN
cjfa-66584	50	18	(	(	PUNCT
cjfa-66584	50	19	e.g.	e.g.	ADV
cjfa-66584	50	20	,	,	PUNCT
cjfa-66584	50	21	mobile	mobile	ADJ
cjfa-66584	50	22	payments	payment	NOUN
cjfa-66584	50	23	or	or	CCONJ
cjfa-66584	50	24	roboadvisors	roboadvisor	NOUN
cjfa-66584	50	25	)	)	PUNCT
cjfa-66584	50	26	,	,	PUNCT
cjfa-66584	50	27	reg	reg	NOUN
cjfa-66584	50	28	tech	tech	NOUN
cjfa-66584	50	29	is	be	AUX
cjfa-66584	50	30	focused	focus	VERB
cjfa-66584	50	31	on	on	ADP
cjfa-66584	50	32	the	the	DET
cjfa-66584	50	33	back	back	NOUN
cjfa-66584	50	34	-	-	PUNCT
cjfa-66584	50	35	office	office	NOUN
cjfa-66584	50	36	of	of	ADP
cjfa-66584	50	37	compliance	compliance	NOUN
cjfa-66584	50	38	and	and	CCONJ
cjfa-66584	50	39	regulations	regulation	NOUN
cjfa-66584	50	40	.	.	PUNCT
cjfa-66584	51	1	over	over	ADP
cjfa-66584	51	2	the	the	DET
cjfa-66584	51	3	past	past	ADJ
cjfa-66584	51	4	decade	decade	NOUN
cjfa-66584	51	5	,	,	PUNCT
cjfa-66584	51	6	it	it	PRON
cjfa-66584	51	7	has	have	AUX
cjfa-66584	51	8	evolved	evolve	VERB
cjfa-66584	51	9	from	from	ADP
cjfa-66584	51	10	a	a	DET
cjfa-66584	51	11	niche	niche	NOUN
cjfa-66584	51	12	concept	concept	NOUN
cjfa-66584	51	13	into	into	ADP
cjfa-66584	51	14	a	a	DET
cjfa-66584	51	15	central	central	ADJ
cjfa-66584	51	16	component	component	NOUN
cjfa-66584	51	17	of	of	ADP
cjfa-66584	51	18	financial	financial	ADJ
cjfa-66584	51	19	institutions	institution	NOUN
cjfa-66584	51	20	’	'	PUNCT
cjfa-66584	51	21	compliance	compliance	NOUN
cjfa-66584	51	22	processes	process	NOUN
cjfa-66584	51	23	and	and	CCONJ
cjfa-66584	51	24	a	a	DET
cjfa-66584	51	25	focus	focus	NOUN
cjfa-66584	51	26	area	area	NOUN
cjfa-66584	51	27	for	for	ADP
cjfa-66584	51	28	policymakers	policymaker	NOUN
cjfa-66584	51	29	interested	interested	ADJ
cjfa-66584	51	30	in	in	ADP
cjfa-66584	51	31	leveraging	leverage	VERB
cjfa-66584	51	32	technology	technology	NOUN
cjfa-66584	51	33	for	for	ADP
cjfa-66584	51	34	improving	improve	VERB
cjfa-66584	51	35	regulations	regulation	NOUN
cjfa-66584	51	36	(	(	PUNCT
cjfa-66584	51	37	arner	arner	NOUN
cjfa-66584	51	38	,	,	PUNCT
cjfa-66584	51	39	barberis	barberis	PROPN
cjfa-66584	51	40	&	&	CCONJ
cjfa-66584	51	41	buckley	buckley	PROPN
cjfa-66584	51	42	,	,	PUNCT
cjfa-66584	51	43	2017	2017	NUM
cjfa-66584	51	44	)	)	PUNCT
cjfa-66584	51	45	.	.	PUNCT
cjfa-66584	52	1	it	it	PRON
cjfa-66584	52	2	is	be	AUX
cjfa-66584	52	3	also	also	ADV
cjfa-66584	52	4	essential	essential	ADJ
cjfa-66584	52	5	to	to	PART
cjfa-66584	52	6	highlight	highlight	VERB
cjfa-66584	52	7	key	key	ADJ
cjfa-66584	52	8	stakeholders	stakeholder	NOUN
cjfa-66584	52	9	in	in	ADP
cjfa-66584	52	10	the	the	DET
cjfa-66584	52	11	reg	reg	NOUN
cjfa-66584	52	12	tech	tech	NOUN
cjfa-66584	52	13	sector	sector	NOUN
cjfa-66584	52	14	ecosystem	ecosystem	NOUN
cjfa-66584	52	15	,	,	PUNCT
cjfa-66584	52	16	each	each	PRON
cjfa-66584	52	17	playing	play	VERB
cjfa-66584	52	18	a	a	DET
cjfa-66584	52	19	vital	vital	ADJ
cjfa-66584	52	20	role	role	NOUN
cjfa-66584	52	21	in	in	ADP
cjfa-66584	52	22	either	either	CCONJ
cjfa-66584	52	23	developing	develop	VERB
cjfa-66584	52	24	,	,	PUNCT
cjfa-66584	52	25	implementing	implement	VERB
cjfa-66584	52	26	,	,	PUNCT
cjfa-66584	52	27	or	or	CCONJ
cjfa-66584	52	28	supervising	supervise	VERB
cjfa-66584	52	29	reg	reg	NUM
cjfa-66584	52	30	tech	tech	NOUN
cjfa-66584	52	31	solutions	solution	NOUN
cjfa-66584	52	32	.	.	PUNCT
cjfa-66584	53	1	the	the	DET
cjfa-66584	53	2	primary	primary	ADJ
cjfa-66584	53	3	stakeholders	stakeholder	NOUN
cjfa-66584	53	4	include	include	VERB
cjfa-66584	53	5	:	:	PUNCT
cjfa-66584	53	6	■	■	PUNCT
cjfa-66584	53	7	regulated	regulated	ADJ
cjfa-66584	53	8	financial	financial	ADJ
cjfa-66584	53	9	institutions	institution	NOUN
cjfa-66584	53	10	,	,	PUNCT
cjfa-66584	53	11	such	such	ADJ
cjfa-66584	53	12	as	as	ADP
cjfa-66584	53	13	banks	bank	NOUN
cjfa-66584	53	14	,	,	PUNCT
cjfa-66584	53	15	insurance	insurance	NOUN
cjfa-66584	53	16	companies	company	NOUN
cjfa-66584	53	17	,	,	PUNCT
cjfa-66584	53	18	asset	asset	NOUN
cjfa-66584	53	19	managers	manager	NOUN
cjfa-66584	53	20	,	,	PUNCT
cjfa-66584	53	21	and	and	CCONJ
cjfa-66584	53	22	fin	fin	NOUN
cjfa-66584	53	23	tech	tech	NOUN
cjfa-66584	53	24	firms	firm	NOUN
cjfa-66584	53	25	,	,	PUNCT
cjfa-66584	53	26	which	which	PRON
cjfa-66584	53	27	are	be	AUX
cjfa-66584	53	28	the	the	DET
cjfa-66584	53	29	end	end	NOUN
cjfa-66584	53	30	-	-	PUNCT
cjfa-66584	53	31	users	user	NOUN
cjfa-66584	53	32	or	or	CCONJ
cjfa-66584	53	33	clients	client	NOUN
cjfa-66584	53	34	of	of	ADP
cjfa-66584	53	35	reg	reg	NOUN
cjfa-66584	53	36	tech	tech	NOUN
cjfa-66584	53	37	solutions	solution	NOUN
cjfa-66584	53	38	.	.	PUNCT
cjfa-66584	54	1	these	these	DET
cjfa-66584	54	2	institutions	institution	NOUN
cjfa-66584	54	3	seek	seek	VERB
cjfa-66584	54	4	reg	reg	NUM
cjfa-66584	54	5	tech	tech	NOUN
cjfa-66584	54	6	solutions	solution	NOUN
cjfa-66584	54	7	to	to	PART
cjfa-66584	54	8	support	support	VERB
cjfa-66584	54	9	with	with	ADP
cjfa-66584	54	10	compliance	compliance	NOUN
cjfa-66584	54	11	requirements	requirement	NOUN
cjfa-66584	54	12	–	–	PUNCT
cjfa-66584	54	13	from	from	ADP
cjfa-66584	54	14	aml/	aml/	ADJ
cjfa-66584	54	15	kyc	kyc	PROPN
cjfa-66584	54	16	checks	check	NOUN
cjfa-66584	54	17	to	to	ADP
cjfa-66584	54	18	prudential	prudential	ADJ
cjfa-66584	54	19	reporting	reporting	NOUN
cjfa-66584	54	20	–	–	PUNCT
cjfa-66584	54	21	more	more	ADV
cjfa-66584	54	22	efficiently	efficiently	ADV
cjfa-66584	54	23	.	.	PUNCT
cjfa-66584	55	1	■	■	PUNCT
cjfa-66584	55	2	reg	reg	NOUN
cjfa-66584	55	3	tech	tech	NOUN
cjfa-66584	55	4	providers	provider	NOUN
cjfa-66584	55	5	,	,	PUNCT
cjfa-66584	55	6	which	which	PRON
cjfa-66584	55	7	range	range	VERB
cjfa-66584	55	8	from	from	ADP
cjfa-66584	55	9	young	young	ADJ
cjfa-66584	55	10	startups	startup	NOUN
cjfa-66584	55	11	to	to	ADP
cjfa-66584	55	12	more	more	ADV
cjfa-66584	55	13	established	establish	VERB
cjfa-66584	55	14	tech	tech	NOUN
cjfa-66584	55	15	companies	company	NOUN
cjfa-66584	55	16	.	.	PUNCT
cjfa-66584	56	1	these	these	DET
cjfa-66584	56	2	providers	provider	NOUN
cjfa-66584	56	3	build	build	VERB
cjfa-66584	56	4	and	and	CCONJ
cjfa-66584	56	5	offer	offer	VERB
cjfa-66584	56	6	compliance	compliance	NOUN
cjfa-66584	56	7	software	software	NOUN
cjfa-66584	56	8	,	,	PUNCT
cjfa-66584	56	9	data	datum	NOUN
cjfa-66584	56	10	analytics	analytic	NOUN
cjfa-66584	56	11	platforms	platform	NOUN
cjfa-66584	56	12	,	,	PUNCT
cjfa-66584	56	13	reporting	reporting	NOUN
cjfa-66584	56	14	tools	tool	NOUN
cjfa-66584	56	15	,	,	PUNCT
cjfa-66584	56	16	and	and	CCONJ
cjfa-66584	56	17	other	other	ADJ
cjfa-66584	56	18	solutions	solution	NOUN
cjfa-66584	56	19	tailored	tailor	VERB
cjfa-66584	56	20	to	to	ADP
cjfa-66584	56	21	regulatory	regulatory	ADJ
cjfa-66584	56	22	needs	need	NOUN
cjfa-66584	56	23	.	.	PUNCT
cjfa-66584	57	1	many	many	ADJ
cjfa-66584	57	2	reg	reg	NOUN
cjfa-66584	57	3	tech	tech	NOUN
cjfa-66584	57	4	startups	startup	NOUN
cjfa-66584	57	5	have	have	AUX
cjfa-66584	57	6	emerged	emerge	VERB
cjfa-66584	57	7	in	in	ADP
cjfa-66584	57	8	the	the	DET
cjfa-66584	57	9	past	past	ADJ
cjfa-66584	57	10	few	few	ADJ
cjfa-66584	57	11	years	year	NOUN
cjfa-66584	57	12	,	,	PUNCT
cjfa-66584	57	13	often	often	ADV
cjfa-66584	57	14	focusing	focus	VERB
cjfa-66584	57	15	on	on	ADP
cjfa-66584	57	16	niche	niche	NOUN
cjfa-66584	57	17	compliance	compliance	NOUN
cjfa-66584	57	18	challenges	challenge	NOUN
cjfa-66584	57	19	or	or	CCONJ
cjfa-66584	57	20	leveraging	leverage	VERB
cjfa-66584	57	21	a	a	DET
cjfa-66584	57	22	specific	specific	ADJ
cjfa-66584	57	23	technology	technology	NOUN
cjfa-66584	57	24	(	(	PUNCT
cjfa-66584	57	25	for	for	ADP
cjfa-66584	57	26	example	example	NOUN
cjfa-66584	57	27	,	,	PUNCT
cjfa-66584	57	28	a	a	DET
cjfa-66584	57	29	machine	machine	NOUN
cjfa-66584	57	30	-	-	PUNCT
cjfa-66584	57	31	learning	learn	VERB
cjfa-66584	57	32	solution	solution	NOUN
cjfa-66584	57	33	for	for	ADP
cjfa-66584	57	34	fraud	fraud	NOUN
cjfa-66584	57	35	detection	detection	NOUN
cjfa-66584	57	36	or	or	CCONJ
cjfa-66584	57	37	a	a	DET
cjfa-66584	57	38	blockchain	blockchain	NOUN
cjfa-66584	57	39	-	-	PUNCT
cjfa-66584	57	40	based	base	VERB
cjfa-66584	57	41	system	system	NOUN
cjfa-66584	57	42	for	for	ADP
cjfa-66584	57	43	regulatory	regulatory	ADJ
cjfa-66584	57	44	reporting	reporting	NOUN
cjfa-66584	57	45	)	)	PUNCT
cjfa-66584	57	46	.	.	PUNCT
cjfa-66584	58	1	■	■	PUNCT
cjfa-66584	58	2	regulators	regulator	NOUN
cjfa-66584	58	3	and	and	CCONJ
cjfa-66584	58	4	supervisory	supervisory	ADJ
cjfa-66584	58	5	authorities	authority	NOUN
cjfa-66584	58	6	,	,	PUNCT
cjfa-66584	58	7	which	which	PRON
cjfa-66584	58	8	impact	impact	VERB
cjfa-66584	58	9	reg	reg	VERB
cjfa-66584	58	10	tech	tech	NOUN
cjfa-66584	58	11	through	through	ADP
cjfa-66584	58	12	the	the	DET
cjfa-66584	58	13	rules	rule	NOUN
cjfa-66584	58	14	and	and	CCONJ
cjfa-66584	58	15	guidelines	guideline	NOUN
cjfa-66584	58	16	they	they	PRON
cjfa-66584	58	17	set	set	VERB
cjfa-66584	58	18	.	.	PUNCT
cjfa-66584	59	1	they	they	PRON
cjfa-66584	59	2	also	also	ADV
cjfa-66584	59	3	engage	engage	VERB
cjfa-66584	59	4	directly	directly	ADV
cjfa-66584	59	5	with	with	ADP
cjfa-66584	59	6	the	the	DET
cjfa-66584	59	7	reg	reg	PROPN
cjfa-66584	59	8	tech	tech	NOUN
cjfa-66584	59	9	ecosystem	ecosystem	NOUN
cjfa-66584	59	10	via	via	ADP
cjfa-66584	59	11	initiatives	initiative	NOUN
cjfa-66584	59	12	such	such	ADJ
cjfa-66584	59	13	as	as	ADP
cjfa-66584	59	14	innovation	innovation	NOUN
cjfa-66584	59	15	hubs	hub	NOUN
cjfa-66584	59	16	and	and	CCONJ
cjfa-66584	59	17	regulatory	regulatory	ADJ
cjfa-66584	59	18	sandboxes	sandbox	NOUN
cjfa-66584	59	19	(	(	PUNCT
cjfa-66584	59	20	broeders	broeder	NOUN
cjfa-66584	59	21	&	&	CCONJ
cjfa-66584	59	22	prenio	prenio	PROPN
cjfa-66584	59	23	,	,	PUNCT
cjfa-66584	59	24	2018	2018	NUM
cjfa-66584	59	25	)	)	PUNCT
cjfa-66584	59	26	.	.	PUNCT
cjfa-66584	60	1	as	as	SCONJ
cjfa-66584	60	2	noted	note	VERB
cjfa-66584	60	3	by	by	ADP
cjfa-66584	60	4	the	the	DET
cjfa-66584	60	5	european	european	PROPN
cjfa-66584	60	6	bank	bank	PROPN
cjfa-66584	60	7	regulatory	regulatory	ADJ
cjfa-66584	60	8	technology	technology	NOUN
cjfa-66584	60	9	(	(	PUNCT
cjfa-66584	60	10	reg	reg	NOUN
cjfa-66584	60	11	tech	tech	NOUN
cjfa-66584	60	12	)	)	PUNCT
cjfa-66584	60	13	as	as	ADP
cjfa-66584	60	14	an	an	DET
cjfa-66584	60	15	enhancement	enhancement	NOUN
cjfa-66584	60	16	…	…	PUNCT
cjfa-66584	60	17	3131	3131	NUM
cjfa-66584	60	18	ing	ing	ADJ
cjfa-66584	60	19	authority	authority	NOUN
cjfa-66584	60	20	(	(	PUNCT
cjfa-66584	60	21	european	european	ADJ
cjfa-66584	60	22	banking	banking	NOUN
cjfa-66584	60	23	authority	authority	NOUN
cjfa-66584	60	24	,	,	PUNCT
cjfa-66584	60	25	2021	2021	NUM
cjfa-66584	60	26	)	)	PUNCT
cjfa-66584	60	27	,	,	PUNCT
cjfa-66584	60	28	public	public	ADJ
cjfa-66584	60	29	authorities	authority	NOUN
cjfa-66584	60	30	across	across	ADP
cjfa-66584	60	31	jurisdictions	jurisdiction	NOUN
cjfa-66584	60	32	have	have	AUX
cjfa-66584	60	33	been	be	AUX
cjfa-66584	60	34	proactively	proactively	ADV
cjfa-66584	60	35	monitoring	monitor	VERB
cjfa-66584	60	36	reg	reg	NOUN
cjfa-66584	60	37	tech	tech	NOUN
cjfa-66584	60	38	developments	development	NOUN
cjfa-66584	60	39	and	and	CCONJ
cjfa-66584	60	40	collaborating	collaborate	VERB
cjfa-66584	60	41	with	with	ADP
cjfa-66584	60	42	industry	industry	NOUN
cjfa-66584	60	43	to	to	PART
cjfa-66584	60	44	ensure	ensure	VERB
cjfa-66584	60	45	that	that	SCONJ
cjfa-66584	60	46	regulatory	regulatory	ADJ
cjfa-66584	60	47	frameworks	framework	NOUN
cjfa-66584	60	48	do	do	AUX
cjfa-66584	60	49	not	not	PART
cjfa-66584	60	50	hinder	hinder	VERB
cjfa-66584	60	51	beneficial	beneficial	ADJ
cjfa-66584	60	52	innovations	innovation	NOUN
cjfa-66584	60	53	.	.	PUNCT
cjfa-66584	61	1	■	■	PUNCT
cjfa-66584	61	2	other	other	ADJ
cjfa-66584	61	3	,	,	PUNCT
cjfa-66584	61	4	such	such	ADJ
cjfa-66584	61	5	as	as	ADP
cjfa-66584	61	6	:	:	PUNCT
cjfa-66584	61	7	–	–	PUNCT
cjfa-66584	61	8	investors	investor	NOUN
cjfa-66584	61	9	and	and	CCONJ
cjfa-66584	61	10	venture	venture	NOUN
cjfa-66584	61	11	capital	capital	NOUN
cjfa-66584	61	12	,	,	PUNCT
cjfa-66584	61	13	which	which	PRON
cjfa-66584	61	14	finance	finance	VERB
cjfa-66584	61	15	reg	reg	NOUN
cjfa-66584	61	16	tech	tech	NOUN
cjfa-66584	61	17	startups	startup	NOUN
cjfa-66584	61	18	.	.	PUNCT
cjfa-66584	62	1	–	–	PUNCT
cjfa-66584	62	2	industry	industry	NOUN
cjfa-66584	62	3	associations	association	NOUN
cjfa-66584	62	4	and	and	CCONJ
cjfa-66584	62	5	standards	standard	NOUN
cjfa-66584	62	6	bodies	body	NOUN
cjfa-66584	62	7	,	,	PUNCT
cjfa-66584	62	8	which	which	PRON
cjfa-66584	62	9	may	may	AUX
cjfa-66584	62	10	develop	develop	VERB
cjfa-66584	62	11	common	common	ADJ
cjfa-66584	62	12	data	datum	NOUN
cjfa-66584	62	13	standards	standard	NOUN
cjfa-66584	62	14	or	or	CCONJ
cjfa-66584	62	15	best	good	ADJ
cjfa-66584	62	16	practices	practice	NOUN
cjfa-66584	62	17	within	within	ADP
cjfa-66584	62	18	sector	sector	NOUN
cjfa-66584	62	19	.	.	PUNCT
cjfa-66584	63	1	moreover	moreover	ADV
cjfa-66584	63	2	,	,	PUNCT
cjfa-66584	63	3	it	it	PRON
cjfa-66584	63	4	is	be	AUX
cjfa-66584	63	5	worth	worth	ADJ
cjfa-66584	63	6	mentioning	mention	VERB
cjfa-66584	63	7	that	that	SCONJ
cjfa-66584	63	8	reg	reg	NOUN
cjfa-66584	63	9	tech	tech	NOUN
cjfa-66584	63	10	can	can	AUX
cjfa-66584	63	11	be	be	AUX
cjfa-66584	63	12	leveraged	leverage	VERB
cjfa-66584	63	13	in	in	ADP
cjfa-66584	63	14	certain	certain	ADJ
cjfa-66584	63	15	solution	solution	NOUN
cjfa-66584	63	16	segments	segment	NOUN
cjfa-66584	63	17	addressing	address	VERB
cjfa-66584	63	18	different	different	ADJ
cjfa-66584	63	19	compliance	compliance	NOUN
cjfa-66584	63	20	areas	area	NOUN
cjfa-66584	63	21	.	.	PUNCT
cjfa-66584	64	1	various	various	ADJ
cjfa-66584	64	2	classifications	classification	NOUN
cjfa-66584	64	3	of	of	ADP
cjfa-66584	64	4	such	such	ADJ
cjfa-66584	64	5	reg	reg	NOUN
cjfa-66584	64	6	tech	tech	NOUN
cjfa-66584	64	7	segments	segment	NOUN
cjfa-66584	64	8	exist	exist	VERB
cjfa-66584	64	9	.	.	PUNCT
cjfa-66584	65	1	eba	eba	NOUN
cjfa-66584	65	2	identified	identify	VERB
cjfa-66584	65	3	five	five	NUM
cjfa-66584	65	4	areas	area	NOUN
cjfa-66584	65	5	in	in	ADP
cjfa-66584	65	6	which	which	PRON
cjfa-66584	65	7	reg	reg	NUM
cjfa-66584	65	8	tech	tech	NOUN
cjfa-66584	65	9	solutions	solution	NOUN
cjfa-66584	65	10	are	be	AUX
cjfa-66584	65	11	actively	actively	ADV
cjfa-66584	65	12	applied	apply	VERB
cjfa-66584	65	13	in	in	ADP
cjfa-66584	65	14	the	the	DET
cjfa-66584	65	15	eu	eu	PROPN
cjfa-66584	65	16	financial	financial	ADJ
cjfa-66584	65	17	sector	sector	NOUN
cjfa-66584	65	18	:	:	PUNCT
cjfa-66584	65	19	anti	anti	ADJ
cjfa-66584	65	20	-	-	ADJ
cjfa-66584	65	21	money	money	ADJ
cjfa-66584	65	22	laundering	laundering	NOUN
cjfa-66584	65	23	and	and	CCONJ
cjfa-66584	65	24	countering	counter	VERB
cjfa-66584	65	25	the	the	DET
cjfa-66584	65	26	financing	financing	NOUN
cjfa-66584	65	27	of	of	ADP
cjfa-66584	65	28	terrorism	terrorism	NOUN
cjfa-66584	65	29	(	(	PUNCT
cjfa-66584	65	30	aml	aml	PROPN
cjfa-66584	65	31	/	/	SYM
cjfa-66584	65	32	cft	cft	PROPN
cjfa-66584	65	33	)	)	PUNCT
cjfa-66584	65	34	,	,	PUNCT
cjfa-66584	65	35	fraud	fraud	NOUN
cjfa-66584	65	36	prevention	prevention	PROPN
cjfa-66584	65	37	,	,	PUNCT
cjfa-66584	65	38	prudential	prudential	ADJ
cjfa-66584	65	39	regulatory	regulatory	ADJ
cjfa-66584	65	40	reporting	reporting	NOUN
cjfa-66584	65	41	,	,	PUNCT
cjfa-66584	65	42	ict	ict	NOUN
cjfa-66584	65	43	security	security	NOUN
cjfa-66584	65	44	,	,	PUNCT
cjfa-66584	65	45	and	and	CCONJ
cjfa-66584	65	46	creditworthiness	creditworthiness	PROPN
cjfa-66584	65	47	assessment	assessment	NOUN
cjfa-66584	65	48	(	(	PUNCT
cjfa-66584	65	49	european	european	ADJ
cjfa-66584	65	50	banking	banking	NOUN
cjfa-66584	65	51	authority	authority	NOUN
cjfa-66584	65	52	,	,	PUNCT
cjfa-66584	65	53	2021	2021	NUM
cjfa-66584	65	54	)	)	PUNCT
cjfa-66584	65	55	.	.	PUNCT
cjfa-66584	66	1	on	on	ADP
cjfa-66584	66	2	the	the	DET
cjfa-66584	66	3	other	other	ADJ
cjfa-66584	66	4	hand	hand	NOUN
cjfa-66584	66	5	,	,	PUNCT
cjfa-66584	66	6	deloitte	deloitte	PROPN
cjfa-66584	66	7	distinguishes	distinguish	VERB
cjfa-66584	66	8	slightly	slightly	ADV
cjfa-66584	66	9	different	different	ADJ
cjfa-66584	66	10	breakdown	breakdown	NOUN
cjfa-66584	66	11	:	:	PUNCT
cjfa-66584	66	12	regulatory	regulatory	ADJ
cjfa-66584	66	13	reporting	reporting	NOUN
cjfa-66584	66	14	,	,	PUNCT
cjfa-66584	66	15	risk	risk	NOUN
cjfa-66584	66	16	management	management	NOUN
cjfa-66584	66	17	,	,	PUNCT
cjfa-66584	66	18	identity	identity	NOUN
cjfa-66584	66	19	management	management	NOUN
cjfa-66584	66	20	and	and	CCONJ
cjfa-66584	66	21	control	control	NOUN
cjfa-66584	66	22	,	,	PUNCT
cjfa-66584	66	23	compliance	compliance	NOUN
cjfa-66584	66	24	,	,	PUNCT
cjfa-66584	66	25	as	as	ADV
cjfa-66584	66	26	well	well	ADV
cjfa-66584	66	27	as	as	ADP
cjfa-66584	66	28	transaction	transaction	NOUN
cjfa-66584	66	29	monitoring	monitoring	NOUN
cjfa-66584	66	30	(	(	PUNCT
cjfa-66584	66	31	deloitte	deloitte	PROPN
cjfa-66584	66	32	,	,	PUNCT
cjfa-66584	66	33	2024	2024	NUM
cjfa-66584	66	34	)	)	PUNCT
cjfa-66584	66	35	.	.	PUNCT
cjfa-66584	67	1	financial	financial	ADJ
cjfa-66584	67	2	stability	stability	PROPN
cjfa-66584	67	3	board	board	NOUN
cjfa-66584	67	4	identified	identify	VERB
cjfa-66584	67	5	eight	eight	NUM
cjfa-66584	67	6	various	various	ADJ
cjfa-66584	67	7	domains	domain	NOUN
cjfa-66584	67	8	:	:	PUNCT
cjfa-66584	67	9	fraud	fraud	NOUN
cjfa-66584	67	10	detection	detection	NOUN
cjfa-66584	67	11	,	,	PUNCT
cjfa-66584	67	12	aml	aml	PROPN
cjfa-66584	67	13	/	/	SYM
cjfa-66584	67	14	cft	cft	PROPN
cjfa-66584	67	15	,	,	PUNCT
cjfa-66584	67	16	kyc	kyc	PROPN
cjfa-66584	67	17	&	&	CCONJ
cjfa-66584	67	18	identity	identity	NOUN
cjfa-66584	67	19	verification	verification	NOUN
cjfa-66584	67	20	,	,	PUNCT
cjfa-66584	67	21	risk	risk	NOUN
cjfa-66584	67	22	assessment	assessment	NOUN
cjfa-66584	67	23	,	,	PUNCT
cjfa-66584	67	24	risk	risk	NOUN
cjfa-66584	67	25	reporting	reporting	NOUN
cjfa-66584	67	26	,	,	PUNCT
cjfa-66584	67	27	stress	stress	NOUN
cjfa-66584	67	28	testing	testing	NOUN
cjfa-66584	67	29	,	,	PUNCT
cjfa-66584	67	30	microprudential	microprudential	ADJ
cjfa-66584	67	31	reporting	reporting	NOUN
cjfa-66584	67	32	,	,	PUNCT
cjfa-66584	67	33	and	and	CCONJ
cjfa-66584	67	34	macroprudential	macroprudential	ADJ
cjfa-66584	67	35	reporting	reporting	NOUN
cjfa-66584	67	36	(	(	PUNCT
cjfa-66584	67	37	financial	financial	ADJ
cjfa-66584	67	38	stability	stability	NOUN
cjfa-66584	67	39	board	board	NOUN
cjfa-66584	67	40	,	,	PUNCT
cjfa-66584	67	41	2020b	2020b	NUM
cjfa-66584	67	42	)	)	PUNCT
cjfa-66584	67	43	.	.	PUNCT
cjfa-66584	68	1	lastly	lastly	ADV
cjfa-66584	68	2	,	,	PUNCT
cjfa-66584	68	3	university	university	PROPN
cjfa-66584	68	4	of	of	ADP
cjfa-66584	68	5	cambridge	cambridge	PROPN
cjfa-66584	68	6	&	&	CCONJ
cjfa-66584	68	7	ey	ey	PROPN
cjfa-66584	68	8	distinguish	distinguish	VERB
cjfa-66584	68	9	the	the	DET
cjfa-66584	68	10	following	follow	VERB
cjfa-66584	68	11	areas	area	NOUN
cjfa-66584	68	12	:	:	PUNCT
cjfa-66584	68	13	risk	risk	NOUN
cjfa-66584	68	14	profiling	profiling	NOUN
cjfa-66584	68	15	and	and	CCONJ
cjfa-66584	68	16	due	due	ADJ
cjfa-66584	68	17	diligence	diligence	NOUN
cjfa-66584	68	18	,	,	PUNCT
cjfa-66584	68	19	reporting	reporting	NOUN
cjfa-66584	68	20	,	,	PUNCT
cjfa-66584	68	21	risk	risk	NOUN
cjfa-66584	68	22	analysis	analysis	NOUN
cjfa-66584	68	23	,	,	PUNCT
cjfa-66584	68	24	compliance	compliance	NOUN
cjfa-66584	68	25	,	,	PUNCT
cjfa-66584	68	26	and	and	CCONJ
cjfa-66584	68	27	market	market	NOUN
cjfa-66584	68	28	monitoring	monitoring	NOUN
cjfa-66584	68	29	(	(	PUNCT
cjfa-66584	68	30	schizas	schiza	NOUN
cjfa-66584	68	31	,	,	PUNCT
cjfa-66584	68	32	mckain	mckain	PROPN
cjfa-66584	68	33	,	,	PUNCT
cjfa-66584	68	34	zhang	zhang	PROPN
cjfa-66584	68	35	,	,	PUNCT
cjfa-66584	68	36	garvey	garvey	PROPN
cjfa-66584	68	37	,	,	PUNCT
cjfa-66584	68	38	ganbold	ganbold	NOUN
cjfa-66584	68	39	,	,	PUNCT
cjfa-66584	68	40	hussain	hussain	PROPN
cjfa-66584	68	41	,	,	PUNCT
cjfa-66584	68	42	kumar	kumar	PROPN
cjfa-66584	68	43	,	,	PUNCT
cjfa-66584	68	44	huang	huang	PROPN
cjfa-66584	68	45	,	,	PUNCT
cjfa-66584	68	46	wang	wang	PROPN
cjfa-66584	68	47	&	&	CCONJ
cjfa-66584	68	48	yerolemou	yerolemou	PROPN
cjfa-66584	68	49	,	,	PUNCT
cjfa-66584	68	50	2019	2019	NUM
cjfa-66584	68	51	)	)	PUNCT
cjfa-66584	68	52	.	.	PUNCT
cjfa-66584	69	1	methodologymethodology	methodologymethodology	NOUN
cjfa-66584	70	1	the	the	DET
cjfa-66584	70	2	research	research	NOUN
cjfa-66584	70	3	paper	paper	NOUN
cjfa-66584	70	4	aims	aim	VERB
cjfa-66584	70	5	to	to	PART
cjfa-66584	70	6	explore	explore	VERB
cjfa-66584	70	7	how	how	SCONJ
cjfa-66584	70	8	reg	reg	ADJ
cjfa-66584	70	9	tech	tech	NOUN
cjfa-66584	70	10	solutions	solution	NOUN
cjfa-66584	70	11	can	can	AUX
cjfa-66584	70	12	support	support	VERB
cjfa-66584	70	13	a	a	DET
cjfa-66584	70	14	more	more	ADV
cjfa-66584	70	15	efficient	efficient	ADJ
cjfa-66584	70	16	,	,	PUNCT
cjfa-66584	70	17	transparent	transparent	ADJ
cjfa-66584	70	18	,	,	PUNCT
cjfa-66584	70	19	and	and	CCONJ
cjfa-66584	70	20	error	error	NOUN
cjfa-66584	70	21	-	-	PUNCT
cjfa-66584	70	22	proof	proof	ADJ
cjfa-66584	70	23	compliance	compliance	NOUN
cjfa-66584	70	24	processes	process	NOUN
cjfa-66584	70	25	in	in	ADP
cjfa-66584	70	26	the	the	DET
cjfa-66584	70	27	financial	financial	ADJ
cjfa-66584	70	28	sector	sector	NOUN
cjfa-66584	70	29	.	.	PUNCT
cjfa-66584	71	1	moreover	moreover	ADV
cjfa-66584	71	2	,	,	PUNCT
cjfa-66584	71	3	it	it	PRON
cjfa-66584	71	4	seeks	seek	VERB
cjfa-66584	71	5	to	to	PART
cjfa-66584	71	6	provide	provide	VERB
cjfa-66584	71	7	understanding	understanding	NOUN
cjfa-66584	71	8	of	of	ADP
cjfa-66584	71	9	key	key	ADJ
cjfa-66584	71	10	technologies	technology	NOUN
cjfa-66584	71	11	leveraged	leverage	VERB
cjfa-66584	71	12	by	by	ADP
cjfa-66584	71	13	reg	reg	NOUN
cjfa-66584	71	14	tech	tech	NOUN
cjfa-66584	71	15	solutions	solution	NOUN
cjfa-66584	71	16	,	,	PUNCT
cjfa-66584	71	17	main	main	ADJ
cjfa-66584	71	18	institutional	institutional	ADJ
cjfa-66584	71	19	challenges	challenge	NOUN
cjfa-66584	71	20	,	,	PUNCT
cjfa-66584	71	21	as	as	ADV
cjfa-66584	71	22	well	well	ADV
cjfa-66584	71	23	as	as	ADP
cjfa-66584	71	24	potential	potential	ADJ
cjfa-66584	71	25	benefits	benefit	NOUN
cjfa-66584	71	26	from	from	ADP
cjfa-66584	71	27	adopting	adopt	VERB
cjfa-66584	71	28	reg	reg	NOUN
cjfa-66584	71	29	tech	tech	NOUN
cjfa-66584	71	30	solutions	solution	NOUN
cjfa-66584	71	31	.	.	PUNCT
cjfa-66584	72	1	among	among	ADP
cjfa-66584	72	2	research	research	NOUN
cjfa-66584	72	3	questions	question	NOUN
cjfa-66584	72	4	are	be	AUX
cjfa-66584	72	5	:	:	PUNCT
cjfa-66584	72	6	what	what	PRON
cjfa-66584	72	7	are	be	AUX
cjfa-66584	72	8	the	the	DET
cjfa-66584	72	9	current	current	ADJ
cjfa-66584	72	10	advantages	advantage	NOUN
cjfa-66584	72	11	and	and	CCONJ
cjfa-66584	72	12	risks	risk	NOUN
cjfa-66584	72	13	of	of	ADP
cjfa-66584	72	14	adopting	adopt	VERB
cjfa-66584	72	15	reg	reg	NOUN
cjfa-66584	72	16	tech	tech	NOUN
cjfa-66584	72	17	solutions	solution	NOUN
cjfa-66584	72	18	in	in	ADP
cjfa-66584	72	19	financial	financial	ADJ
cjfa-66584	72	20	institutions	institution	NOUN
cjfa-66584	72	21	?	?	PUNCT
cjfa-66584	73	1	what	what	PRON
cjfa-66584	73	2	technological	technological	ADJ
cjfa-66584	73	3	,	,	PUNCT
cjfa-66584	73	4	organizational	organizational	ADJ
cjfa-66584	73	5	,	,	PUNCT
cjfa-66584	73	6	and	and	CCONJ
cjfa-66584	73	7	regulatory	regulatory	ADJ
cjfa-66584	73	8	barriers	barrier	NOUN
cjfa-66584	73	9	hinder	hinder	VERB
cjfa-66584	73	10	broader	broad	ADJ
cjfa-66584	73	11	adoption	adoption	NOUN
cjfa-66584	73	12	?	?	PUNCT
cjfa-66584	74	1	the	the	DET
cjfa-66584	74	2	hypothesis	hypothesis	NOUN
cjfa-66584	74	3	to	to	PART
cjfa-66584	74	4	be	be	AUX
cjfa-66584	74	5	tested	test	VERB
cjfa-66584	74	6	is	be	AUX
cjfa-66584	74	7	as	as	SCONJ
cjfa-66584	74	8	follows	follow	VERB
cjfa-66584	74	9	:	:	PUNCT
cjfa-66584	74	10	reg	reg	NUM
cjfa-66584	74	11	tech	tech	NOUN
cjfa-66584	74	12	adoption	adoption	NOUN
cjfa-66584	74	13	enhances	enhance	VERB
cjfa-66584	74	14	regulatory	regulatory	ADJ
cjfa-66584	74	15	compliance	compliance	NOUN
cjfa-66584	74	16	processes	process	NOUN
cjfa-66584	74	17	in	in	ADP
cjfa-66584	74	18	financial	financial	ADJ
cjfa-66584	74	19	institutions	institution	NOUN
cjfa-66584	74	20	.	.	PUNCT
cjfa-66584	75	1	tomasz	tomasz	PROPN
cjfa-66584	75	2	dziawgo3232	dziawgo3232	PROPN
cjfa-66584	75	3	in	in	ADP
cjfa-66584	75	4	order	order	NOUN
cjfa-66584	75	5	to	to	PART
cjfa-66584	75	6	verify	verify	VERB
cjfa-66584	75	7	the	the	DET
cjfa-66584	75	8	above	above	ADV
cjfa-66584	75	9	-	-	PUNCT
cjfa-66584	75	10	mentioned	mention	VERB
cjfa-66584	75	11	research	research	NOUN
cjfa-66584	75	12	questions	question	NOUN
cjfa-66584	75	13	and	and	CCONJ
cjfa-66584	75	14	hypothesis	hypothesis	NOUN
cjfa-66584	75	15	,	,	PUNCT
cjfa-66584	75	16	the	the	DET
cjfa-66584	75	17	paper	paper	NOUN
cjfa-66584	75	18	leverages	leverage	NOUN
cjfa-66584	75	19	qualitative	qualitative	VERB
cjfa-66584	75	20	methodological	methodological	ADJ
cjfa-66584	75	21	approach	approach	NOUN
cjfa-66584	75	22	focusing	focus	VERB
cjfa-66584	75	23	primarily	primarily	ADV
cjfa-66584	75	24	on	on	ADP
cjfa-66584	75	25	systematic	systematic	ADJ
cjfa-66584	75	26	review	review	NOUN
cjfa-66584	75	27	of	of	ADP
cjfa-66584	75	28	academic	academic	ADJ
cjfa-66584	75	29	literature	literature	NOUN
cjfa-66584	75	30	and	and	CCONJ
cjfa-66584	75	31	industry	industry	NOUN
cjfa-66584	75	32	reports	report	NOUN
cjfa-66584	75	33	on	on	ADP
cjfa-66584	75	34	the	the	DET
cjfa-66584	75	35	issue	issue	NOUN
cjfa-66584	75	36	in	in	ADP
cjfa-66584	75	37	question	question	NOUN
cjfa-66584	75	38	,	,	PUNCT
cjfa-66584	75	39	comparative	comparative	ADJ
cjfa-66584	75	40	case	case	NOUN
cjfa-66584	75	41	study	study	NOUN
cjfa-66584	75	42	analysis	analysis	NOUN
cjfa-66584	75	43	of	of	ADP
cjfa-66584	75	44	reg	reg	NOUN
cjfa-66584	75	45	tech	tech	NOUN
cjfa-66584	75	46	deployment	deployment	NOUN
cjfa-66584	75	47	within	within	ADP
cjfa-66584	75	48	highlighted	highlight	VERB
cjfa-66584	75	49	financial	financial	ADJ
cjfa-66584	75	50	institutions	institution	NOUN
cjfa-66584	75	51	as	as	ADV
cjfa-66584	75	52	well	well	ADV
cjfa-66584	75	53	as	as	ADP
cjfa-66584	75	54	sup	sup	NOUN
cjfa-66584	75	55	tech	tech	NOUN
cjfa-66584	75	56	deployments	deployment	NOUN
cjfa-66584	75	57	within	within	ADP
cjfa-66584	75	58	selected	select	VERB
cjfa-66584	75	59	regulatory	regulatory	ADJ
cjfa-66584	75	60	institutions	institution	NOUN
cjfa-66584	75	61	,	,	PUNCT
cjfa-66584	75	62	and	and	CCONJ
cjfa-66584	75	63	secondary	secondary	ADJ
cjfa-66584	75	64	expert	expert	NOUN
cjfa-66584	75	65	insights	insight	NOUN
cjfa-66584	75	66	gathered	gather	VERB
cjfa-66584	75	67	from	from	ADP
cjfa-66584	75	68	white	white	ADJ
cjfa-66584	75	69	papers	paper	NOUN
cjfa-66584	75	70	and	and	CCONJ
cjfa-66584	75	71	publicly	publicly	ADV
cjfa-66584	75	72	available	available	ADJ
cjfa-66584	75	73	data	datum	NOUN
cjfa-66584	75	74	.	.	PUNCT
cjfa-66584	76	1	resultsresults	resultsresult	NOUN
cjfa-66584	76	2	reg	reg	VERB
cjfa-66584	76	3	tech	tech	NOUN
cjfa-66584	76	4	in	in	ADP
cjfa-66584	76	5	practice	practice	NOUN
cjfa-66584	76	6	–	–	PUNCT
cjfa-66584	76	7	key	key	ADJ
cjfa-66584	76	8	advantages	advantage	NOUN
cjfa-66584	76	9	reg	reg	VERB
cjfa-66584	76	10	tech	tech	NOUN
cjfa-66584	76	11	in	in	ADP
cjfa-66584	76	12	practice	practice	NOUN
cjfa-66584	76	13	–	–	PUNCT
cjfa-66584	76	14	key	key	ADJ
cjfa-66584	76	15	advantages	advantage	NOUN
cjfa-66584	76	16	according	accord	VERB
cjfa-66584	76	17	to	to	ADP
cjfa-66584	76	18	von	von	PROPN
cjfa-66584	76	19	solms	solm	NOUN
cjfa-66584	76	20	,	,	PUNCT
cjfa-66584	76	21	development	development	NOUN
cjfa-66584	76	22	of	of	ADP
cjfa-66584	76	23	reg	reg	NOUN
cjfa-66584	76	24	tech	tech	NOUN
cjfa-66584	76	25	is	be	AUX
cjfa-66584	76	26	driven	drive	VERB
cjfa-66584	76	27	by	by	ADP
cjfa-66584	76	28	three	three	NUM
cjfa-66584	76	29	main	main	ADJ
cjfa-66584	76	30	components	component	NOUN
cjfa-66584	76	31	:	:	PUNCT
cjfa-66584	76	32	financial	financial	ADJ
cjfa-66584	76	33	expertise	expertise	NOUN
cjfa-66584	76	34	,	,	PUNCT
cjfa-66584	76	35	regulations	regulation	NOUN
cjfa-66584	76	36	,	,	PUNCT
cjfa-66584	76	37	and	and	CCONJ
cjfa-66584	76	38	technology	technology	NOUN
cjfa-66584	76	39	(	(	PUNCT
cjfa-66584	76	40	von	von	PROPN
cjfa-66584	76	41	solms	solm	NOUN
cjfa-66584	76	42	,	,	PUNCT
cjfa-66584	76	43	2020	2020	NUM
cjfa-66584	76	44	)	)	PUNCT
cjfa-66584	76	45	.	.	PUNCT
cjfa-66584	77	1	this	this	DET
cjfa-66584	77	2	section	section	NOUN
cjfa-66584	77	3	aims	aim	VERB
cjfa-66584	77	4	to	to	PART
cjfa-66584	77	5	depict	depict	VERB
cjfa-66584	77	6	adopted	adopt	VERB
cjfa-66584	77	7	reg	reg	NUM
cjfa-66584	77	8	tech	tech	NOUN
cjfa-66584	77	9	solutions	solution	NOUN
cjfa-66584	77	10	in	in	ADP
cjfa-66584	77	11	particular	particular	ADJ
cjfa-66584	77	12	areas	area	NOUN
cjfa-66584	77	13	via	via	ADP
cjfa-66584	77	14	leveraging	leverage	VERB
cjfa-66584	77	15	latest	late	ADJ
cjfa-66584	77	16	technologies	technology	NOUN
cjfa-66584	77	17	.	.	PUNCT
cjfa-66584	78	1	adoption	adoption	NOUN
cjfa-66584	78	2	of	of	ADP
cjfa-66584	78	3	reg	reg	NOUN
cjfa-66584	78	4	tech	tech	NOUN
cjfa-66584	78	5	solutions	solution	NOUN
cjfa-66584	78	6	by	by	ADP
cjfa-66584	78	7	financial	financial	ADJ
cjfa-66584	78	8	institutions	institution	NOUN
cjfa-66584	78	9	has	have	AUX
cjfa-66584	78	10	accelerated	accelerate	VERB
cjfa-66584	78	11	in	in	ADP
cjfa-66584	78	12	recent	recent	ADJ
cjfa-66584	78	13	years	year	NOUN
cjfa-66584	78	14	,	,	PUNCT
cjfa-66584	78	15	though	though	SCONJ
cjfa-66584	78	16	the	the	DET
cjfa-66584	78	17	maturity	maturity	NOUN
cjfa-66584	78	18	of	of	ADP
cjfa-66584	78	19	implementation	implementation	NOUN
cjfa-66584	78	20	varies	vary	VERB
cjfa-66584	78	21	across	across	ADP
cjfa-66584	78	22	institutions	institution	NOUN
cjfa-66584	78	23	,	,	PUNCT
cjfa-66584	78	24	jurisdictions	jurisdiction	NOUN
cjfa-66584	78	25	,	,	PUNCT
cjfa-66584	78	26	and	and	CCONJ
cjfa-66584	78	27	compliance	compliance	NOUN
cjfa-66584	78	28	domains	domain	NOUN
cjfa-66584	78	29	.	.	PUNCT
cjfa-66584	79	1	secondary	secondary	ADJ
cjfa-66584	79	2	research	research	NOUN
cjfa-66584	79	3	data	datum	NOUN
cjfa-66584	79	4	indicates	indicate	VERB
cjfa-66584	79	5	that	that	SCONJ
cjfa-66584	79	6	many	many	ADJ
cjfa-66584	79	7	banks	bank	NOUN
cjfa-66584	79	8	and	and	CCONJ
cjfa-66584	79	9	financial	financial	ADJ
cjfa-66584	79	10	firms	firm	NOUN
cjfa-66584	79	11	have	have	AUX
cjfa-66584	79	12	moved	move	VERB
cjfa-66584	79	13	beyond	beyond	ADP
cjfa-66584	79	14	experimentation	experimentation	NOUN
cjfa-66584	79	15	to	to	ADP
cjfa-66584	79	16	deployment	deployment	NOUN
cjfa-66584	79	17	of	of	ADP
cjfa-66584	79	18	reg	reg	NOUN
cjfa-66584	79	19	tech	tech	NOUN
cjfa-66584	79	20	tools	tool	NOUN
cjfa-66584	79	21	in	in	ADP
cjfa-66584	79	22	their	their	PRON
cjfa-66584	79	23	processes	process	NOUN
cjfa-66584	79	24	.	.	PUNCT
cjfa-66584	80	1	a	a	DET
cjfa-66584	80	2	2021	2021	NUM
cjfa-66584	80	3	eba	eba	NOUN
cjfa-66584	80	4	study	study	NOUN
cjfa-66584	80	5	,	,	PUNCT
cjfa-66584	80	6	for	for	ADP
cjfa-66584	80	7	example	example	NOUN
cjfa-66584	80	8	,	,	PUNCT
cjfa-66584	80	9	found	find	VERB
cjfa-66584	80	10	that	that	SCONJ
cjfa-66584	80	11	~75	~75	PUNCT
cjfa-66584	80	12	%	%	NOUN
cjfa-66584	80	13	of	of	ADP
cjfa-66584	80	14	surveyed	survey	VERB
cjfa-66584	80	15	banks	bank	NOUN
cjfa-66584	80	16	have	have	VERB
cjfa-66584	80	17	reg	reg	NOUN
cjfa-66584	80	18	tech	tech	NOUN
cjfa-66584	80	19	projects	project	NOUN
cjfa-66584	80	20	already	already	ADV
cjfa-66584	80	21	in	in	ADP
cjfa-66584	80	22	use	use	NOUN
cjfa-66584	80	23	,	,	PUNCT
cjfa-66584	80	24	rather	rather	ADV
cjfa-66584	80	25	than	than	ADP
cjfa-66584	80	26	pilot	pilot	NOUN
cjfa-66584	80	27	(	(	PUNCT
cjfa-66584	80	28	european	european	ADJ
cjfa-66584	80	29	banking	banking	NOUN
cjfa-66584	80	30	authority	authority	NOUN
cjfa-66584	80	31	,	,	PUNCT
cjfa-66584	80	32	2021	2021	NUM
cjfa-66584	80	33	)	)	PUNCT
cjfa-66584	80	34	.	.	PUNCT
cjfa-66584	81	1	in	in	ADP
cjfa-66584	81	2	certain	certain	ADJ
cjfa-66584	81	3	areas	area	NOUN
cjfa-66584	81	4	–	–	PUNCT
cjfa-66584	81	5	notably	notably	ADV
cjfa-66584	81	6	aml	aml	PROPN
cjfa-66584	81	7	/	/	SYM
cjfa-66584	81	8	cft	cft	PROPN
cjfa-66584	81	9	compliance	compliance	NOUN
cjfa-66584	81	10	,	,	PUNCT
cjfa-66584	81	11	fraud	fraud	NOUN
cjfa-66584	81	12	detection	detection	NOUN
cjfa-66584	81	13	,	,	PUNCT
cjfa-66584	81	14	and	and	CCONJ
cjfa-66584	81	15	ict	ict	PROPN
cjfa-66584	81	16	risk	risk	NOUN
cjfa-66584	81	17	–	–	PUNCT
cjfa-66584	81	18	an	an	DET
cjfa-66584	81	19	even	even	ADV
cjfa-66584	81	20	higher	high	ADJ
cjfa-66584	81	21	proportion	proportion	NOUN
cjfa-66584	81	22	(	(	PUNCT
cjfa-66584	81	23	over	over	ADP
cjfa-66584	81	24	80	80	NUM
cjfa-66584	81	25	%	%	NOUN
cjfa-66584	81	26	)	)	PUNCT
cjfa-66584	81	27	of	of	ADP
cjfa-66584	81	28	use	use	NOUN
cjfa-66584	81	29	-	-	PUNCT
cjfa-66584	81	30	cases	case	NOUN
cjfa-66584	81	31	had	have	AUX
cjfa-66584	81	32	reached	reach	VERB
cjfa-66584	81	33	full	full	ADJ
cjfa-66584	81	34	deployment	deployment	NOUN
cjfa-66584	81	35	in	in	ADP
cjfa-66584	81	36	firms	firm	NOUN
cjfa-66584	81	37	’	'	PUNCT
cjfa-66584	81	38	workflows	workflow	NOUN
cjfa-66584	81	39	.	.	PUNCT
cjfa-66584	82	1	one	one	NUM
cjfa-66584	82	2	of	of	ADP
cjfa-66584	82	3	the	the	DET
cjfa-66584	82	4	most	most	ADV
cjfa-66584	82	5	widespread	widespread	ADJ
cjfa-66584	82	6	is	be	AUX
cjfa-66584	82	7	aml	aml	NOUN
cjfa-66584	82	8	transaction	transaction	NOUN
cjfa-66584	82	9	monitoring	monitoring	NOUN
cjfa-66584	82	10	and	and	CCONJ
cjfa-66584	82	11	know	know	NOUN
cjfa-66584	82	12	-	-	PUNCT
cjfa-66584	82	13	yourcustomer	yourcustomer	NOUN
cjfa-66584	82	14	(	(	PUNCT
cjfa-66584	82	15	kyc	kyc	PROPN
cjfa-66584	82	16	)	)	PUNCT
cjfa-66584	82	17	processes	process	NOUN
cjfa-66584	82	18	.	.	PUNCT
cjfa-66584	83	1	banks	bank	NOUN
cjfa-66584	83	2	are	be	AUX
cjfa-66584	83	3	leveraging	leverage	VERB
cjfa-66584	83	4	machine	machine	NOUN
cjfa-66584	83	5	learning	learn	VERB
cjfa-66584	83	6	algorithms	algorithm	NOUN
cjfa-66584	83	7	and	and	CCONJ
cjfa-66584	83	8	advanced	advanced	ADJ
cjfa-66584	83	9	analytics	analytic	NOUN
cjfa-66584	83	10	to	to	PART
cjfa-66584	83	11	monitor	monitor	VERB
cjfa-66584	83	12	transactions	transaction	NOUN
cjfa-66584	83	13	for	for	ADP
cjfa-66584	83	14	suspicious	suspicious	ADJ
cjfa-66584	83	15	patterns	pattern	NOUN
cjfa-66584	83	16	that	that	PRON
cjfa-66584	83	17	might	might	AUX
cjfa-66584	83	18	indicate	indicate	VERB
cjfa-66584	83	19	money	money	NOUN
cjfa-66584	83	20	laundering	laundering	NOUN
cjfa-66584	83	21	or	or	CCONJ
cjfa-66584	83	22	fraud	fraud	NOUN
cjfa-66584	83	23	(	(	PUNCT
cjfa-66584	83	24	nowakowski	nowakowski	PROPN
cjfa-66584	83	25	&	&	CCONJ
cjfa-66584	83	26	waliszewski	waliszewski	PROPN
cjfa-66584	83	27	,	,	PUNCT
cjfa-66584	83	28	2021	2021	NUM
cjfa-66584	83	29	)	)	PUNCT
cjfa-66584	83	30	,	,	PUNCT
cjfa-66584	83	31	replacing	replace	VERB
cjfa-66584	83	32	or	or	CCONJ
cjfa-66584	83	33	augmenting	augment	VERB
cjfa-66584	83	34	the	the	DET
cjfa-66584	83	35	traditional	traditional	ADJ
cjfa-66584	83	36	rule	rule	NOUN
cjfa-66584	83	37	-	-	PUNCT
cjfa-66584	83	38	based	base	VERB
cjfa-66584	83	39	monitoring	monitoring	NOUN
cjfa-66584	83	40	systems	system	NOUN
cjfa-66584	83	41	.	.	PUNCT
cjfa-66584	84	1	these	these	DET
cjfa-66584	84	2	reg	reg	NOUN
cjfa-66584	84	3	tech	tech	NOUN
cjfa-66584	84	4	solutions	solution	NOUN
cjfa-66584	84	5	can	can	AUX
cjfa-66584	84	6	sift	sift	VERB
cjfa-66584	84	7	through	through	ADP
cjfa-66584	84	8	vast	vast	ADJ
cjfa-66584	84	9	volumes	volume	NOUN
cjfa-66584	84	10	of	of	ADP
cjfa-66584	84	11	transaction	transaction	NOUN
cjfa-66584	84	12	data	datum	NOUN
cjfa-66584	84	13	in	in	ADP
cjfa-66584	84	14	real	real	ADJ
cjfa-66584	84	15	time	time	NOUN
cjfa-66584	84	16	and	and	CCONJ
cjfa-66584	84	17	flag	flag	NOUN
cjfa-66584	84	18	anomalies	anomaly	NOUN
cjfa-66584	84	19	or	or	CCONJ
cjfa-66584	84	20	high	high	ADJ
cjfa-66584	84	21	-	-	PUNCT
cjfa-66584	84	22	risk	risk	NOUN
cjfa-66584	84	23	customer	customer	NOUN
cjfa-66584	84	24	behaviors	behavior	NOUN
cjfa-66584	84	25	more	more	ADV
cjfa-66584	84	26	accurately	accurately	ADV
cjfa-66584	84	27	,	,	PUNCT
cjfa-66584	84	28	improving	improve	VERB
cjfa-66584	84	29	detection	detection	NOUN
cjfa-66584	84	30	of	of	ADP
cjfa-66584	84	31	illicit	illicit	ADJ
cjfa-66584	84	32	activity	activity	NOUN
cjfa-66584	84	33	(	(	PUNCT
cjfa-66584	84	34	jeyasingh	jeyasingh	NOUN
cjfa-66584	84	35	,	,	PUNCT
cjfa-66584	84	36	2023	2023	NUM
cjfa-66584	84	37	)	)	PUNCT
cjfa-66584	84	38	.	.	PUNCT
cjfa-66584	85	1	similarly	similarly	ADV
cjfa-66584	85	2	,	,	PUNCT
cjfa-66584	85	3	for	for	ADP
cjfa-66584	85	4	kyc	kyc	NOUN
cjfa-66584	85	5	and	and	CCONJ
cjfa-66584	85	6	customer	customer	NOUN
cjfa-66584	85	7	due	due	ADJ
cjfa-66584	85	8	diligence	diligence	NOUN
cjfa-66584	85	9	,	,	PUNCT
cjfa-66584	85	10	reg	reg	NOUN
cjfa-66584	85	11	tech	tech	NOUN
cjfa-66584	85	12	tools	tool	NOUN
cjfa-66584	85	13	enable	enable	VERB
cjfa-66584	85	14	digital	digital	ADJ
cjfa-66584	85	15	identity	identity	NOUN
cjfa-66584	85	16	verification	verification	NOUN
cjfa-66584	85	17	by	by	ADP
cjfa-66584	85	18	,	,	PUNCT
cjfa-66584	85	19	for	for	ADP
cjfa-66584	85	20	instance	instance	NOUN
cjfa-66584	85	21	,	,	PUNCT
cjfa-66584	85	22	using	use	VERB
cjfa-66584	85	23	biometrics	biometric	NOUN
cjfa-66584	85	24	or	or	CCONJ
cjfa-66584	85	25	document	document	NOUN
cjfa-66584	85	26	verification	verification	NOUN
cjfa-66584	85	27	apis	apis	ADJ
cjfa-66584	85	28	and	and	CCONJ
cjfa-66584	85	29	continuously	continuously	ADV
cjfa-66584	85	30	monitoring	monitor	VERB
cjfa-66584	85	31	client	client	NOUN
cjfa-66584	85	32	profiles	profile	NOUN
cjfa-66584	85	33	for	for	ADP
cjfa-66584	85	34	changes	change	NOUN
cjfa-66584	85	35	,	,	PUNCT
cjfa-66584	85	36	significantly	significantly	ADV
cjfa-66584	85	37	speeding	speed	VERB
cjfa-66584	85	38	up	up	ADP
cjfa-66584	85	39	onboarding	onboarding	NOUN
cjfa-66584	85	40	and	and	CCONJ
cjfa-66584	85	41	periodic	periodic	ADJ
cjfa-66584	85	42	reviews	review	NOUN
cjfa-66584	85	43	.	.	PUNCT
cjfa-66584	86	1	another	another	DET
cjfa-66584	86	2	key	key	ADJ
cjfa-66584	86	3	area	area	NOUN
cjfa-66584	86	4	is	be	AUX
cjfa-66584	86	5	regulatory	regulatory	ADJ
cjfa-66584	86	6	reporting	reporting	NOUN
cjfa-66584	86	7	and	and	CCONJ
cjfa-66584	86	8	data	datum	NOUN
cjfa-66584	86	9	management	management	NOUN
cjfa-66584	86	10	.	.	PUNCT
cjfa-66584	87	1	traditionally	traditionally	ADV
cjfa-66584	87	2	,	,	PUNCT
cjfa-66584	87	3	regulatory	regulatory	ADJ
cjfa-66584	87	4	technology	technology	NOUN
cjfa-66584	87	5	(	(	PUNCT
cjfa-66584	87	6	reg	reg	NOUN
cjfa-66584	87	7	tech	tech	NOUN
cjfa-66584	87	8	)	)	PUNCT
cjfa-66584	87	9	as	as	ADP
cjfa-66584	87	10	an	an	DET
cjfa-66584	87	11	enhancement	enhancement	NOUN
cjfa-66584	87	12	…	…	PUNCT
cjfa-66584	87	13	3333	3333	NUM
cjfa-66584	87	14	banks	bank	NOUN
cjfa-66584	87	15	have	have	AUX
cjfa-66584	87	16	had	have	VERB
cjfa-66584	87	17	to	to	PART
cjfa-66584	87	18	compile	compile	VERB
cjfa-66584	87	19	large	large	ADJ
cjfa-66584	87	20	regulatory	regulatory	ADJ
cjfa-66584	87	21	reports	report	NOUN
cjfa-66584	87	22	(	(	PUNCT
cjfa-66584	87	23	on	on	ADP
cjfa-66584	87	24	capital	capital	NOUN
cjfa-66584	87	25	adequacy	adequacy	NOUN
cjfa-66584	87	26	,	,	PUNCT
cjfa-66584	87	27	liquidity	liquidity	NOUN
cjfa-66584	87	28	,	,	PUNCT
cjfa-66584	87	29	etc	etc	X
cjfa-66584	87	30	.	.	X
cjfa-66584	87	31	)	)	PUNCT
cjfa-66584	88	1	manually	manually	ADV
cjfa-66584	88	2	or	or	CCONJ
cjfa-66584	88	3	via	via	ADP
cjfa-66584	88	4	in	in	ADP
cjfa-66584	88	5	-	-	PUNCT
cjfa-66584	88	6	house	house	NOUN
cjfa-66584	88	7	it	it	PRON
cjfa-66584	88	8	systems	system	NOUN
cjfa-66584	88	9	–	–	PUNCT
cjfa-66584	88	10	a	a	DET
cjfa-66584	88	11	process	process	NOUN
cjfa-66584	88	12	that	that	PRON
cjfa-66584	88	13	is	be	AUX
cjfa-66584	88	14	both	both	PRON
cjfa-66584	88	15	time	time	NOUN
cjfa-66584	88	16	-	-	PUNCT
cjfa-66584	88	17	consuming	consume	VERB
cjfa-66584	88	18	and	and	CCONJ
cjfa-66584	88	19	labor	labor	NOUN
cjfa-66584	88	20	-	-	PUNCT
cjfa-66584	88	21	intensive	intensive	ADJ
cjfa-66584	88	22	.	.	PUNCT
cjfa-66584	89	1	reg	reg	NOUN
cjfa-66584	89	2	tech	tech	NOUN
cjfa-66584	89	3	firms	firm	NOUN
cjfa-66584	89	4	offer	offer	VERB
cjfa-66584	89	5	integrated	integrate	VERB
cjfa-66584	89	6	reporting	reporting	NOUN
cjfa-66584	89	7	platforms	platform	NOUN
cjfa-66584	89	8	that	that	PRON
cjfa-66584	89	9	connect	connect	VERB
cjfa-66584	89	10	to	to	ADP
cjfa-66584	89	11	an	an	DET
cjfa-66584	89	12	institution	institution	NOUN
cjfa-66584	89	13	’s	’s	PART
cjfa-66584	89	14	data	datum	NOUN
cjfa-66584	89	15	sources	source	NOUN
cjfa-66584	89	16	,	,	PUNCT
cjfa-66584	89	17	automatically	automatically	ADV
cjfa-66584	89	18	extract	extract	VERB
cjfa-66584	89	19	and	and	CCONJ
cjfa-66584	89	20	transform	transform	VERB
cjfa-66584	89	21	the	the	DET
cjfa-66584	89	22	required	require	VERB
cjfa-66584	89	23	data	datum	NOUN
cjfa-66584	89	24	,	,	PUNCT
cjfa-66584	89	25	and	and	CCONJ
cjfa-66584	89	26	generate	generate	VERB
cjfa-66584	89	27	regulatory	regulatory	ADJ
cjfa-66584	89	28	reports	report	NOUN
cjfa-66584	89	29	in	in	ADP
cjfa-66584	89	30	the	the	DET
cjfa-66584	89	31	prescribed	prescribed	ADJ
cjfa-66584	89	32	formats	format	NOUN
cjfa-66584	89	33	.	.	PUNCT
cjfa-66584	90	1	this	this	PRON
cjfa-66584	90	2	can	can	AUX
cjfa-66584	90	3	significantly	significantly	ADV
cjfa-66584	90	4	improve	improve	VERB
cjfa-66584	90	5	data	datum	NOUN
cjfa-66584	90	6	consistency	consistency	NOUN
cjfa-66584	90	7	and	and	CCONJ
cjfa-66584	90	8	data	data	NOUN
cjfa-66584	90	9	standardization	standardization	NOUN
cjfa-66584	90	10	.	.	PUNCT
cjfa-66584	91	1	a	a	DET
cjfa-66584	91	2	notable	notable	ADJ
cjfa-66584	91	3	example	example	NOUN
cjfa-66584	91	4	in	in	ADP
cjfa-66584	91	5	europe	europe	PROPN
cjfa-66584	91	6	is	be	AUX
cjfa-66584	91	7	the	the	DET
cjfa-66584	91	8	austrian	austrian	ADJ
cjfa-66584	91	9	“	"	PUNCT
cjfa-66584	91	10	aurep	aurep	ADJ
cjfa-66584	91	11	”	"	PUNCT
cjfa-66584	91	12	platform	platform	NOUN
cjfa-66584	91	13	–	–	PUNCT
cjfa-66584	91	14	a	a	DET
cjfa-66584	91	15	collaborative	collaborative	ADJ
cjfa-66584	91	16	project	project	NOUN
cjfa-66584	91	17	where	where	SCONJ
cjfa-66584	91	18	banks	bank	NOUN
cjfa-66584	91	19	and	and	CCONJ
cjfa-66584	91	20	the	the	DET
cjfa-66584	91	21	central	central	ADJ
cjfa-66584	91	22	bank	bank	NOUN
cjfa-66584	91	23	developed	develop	VERB
cjfa-66584	91	24	a	a	DET
cjfa-66584	91	25	shared	share	VERB
cjfa-66584	91	26	data	datum	NOUN
cjfa-66584	91	27	reporting	report	VERB
cjfa-66584	91	28	utility	utility	NOUN
cjfa-66584	91	29	–	–	PUNCT
cjfa-66584	91	30	often	often	ADV
cjfa-66584	91	31	cited	cite	VERB
cjfa-66584	91	32	as	as	ADP
cjfa-66584	91	33	a	a	DET
cjfa-66584	91	34	reg	reg	NOUN
cjfa-66584	91	35	tech	tech	NOUN
cjfa-66584	91	36	innovation	innovation	NOUN
cjfa-66584	91	37	that	that	PRON
cjfa-66584	91	38	streamlined	streamline	VERB
cjfa-66584	91	39	prudential	prudential	NOUN
cjfa-66584	91	40	reporting	report	VERB
cjfa-66584	91	41	through	through	ADP
cjfa-66584	91	42	a	a	DET
cjfa-66584	91	43	centralized	centralized	ADJ
cjfa-66584	91	44	data	data	NOUN
cjfa-66584	91	45	model	model	NOUN
cjfa-66584	91	46	(	(	PUNCT
cjfa-66584	91	47	broeders	broeder	NOUN
cjfa-66584	91	48	&	&	CCONJ
cjfa-66584	91	49	prenio	prenio	PROPN
cjfa-66584	91	50	,	,	PUNCT
cjfa-66584	91	51	2018	2018	NUM
cjfa-66584	91	52	)	)	PUNCT
cjfa-66584	91	53	.	.	PUNCT
cjfa-66584	92	1	beyond	beyond	ADP
cjfa-66584	92	2	reporting	reporting	NOUN
cjfa-66584	92	3	,	,	PUNCT
cjfa-66584	92	4	risk	risk	NOUN
cjfa-66584	92	5	management	management	NOUN
cjfa-66584	92	6	and	and	CCONJ
cjfa-66584	92	7	analytics	analytic	NOUN
cjfa-66584	92	8	are	be	AUX
cjfa-66584	92	9	being	be	AUX
cjfa-66584	92	10	improved	improve	VERB
cjfa-66584	92	11	by	by	ADP
cjfa-66584	92	12	reg	reg	NOUN
cjfa-66584	92	13	tech	tech	NOUN
cjfa-66584	92	14	solutions	solution	NOUN
cjfa-66584	92	15	:	:	PUNCT
cjfa-66584	92	16	for	for	ADP
cjfa-66584	92	17	instance	instance	NOUN
cjfa-66584	92	18	,	,	PUNCT
cjfa-66584	92	19	ai	ai	ADJ
cjfa-66584	92	20	-	-	PUNCT
cjfa-66584	92	21	driven	drive	VERB
cjfa-66584	92	22	tools	tool	NOUN
cjfa-66584	92	23	help	help	VERB
cjfa-66584	92	24	in	in	ADP
cjfa-66584	92	25	credit	credit	NOUN
cjfa-66584	92	26	risk	risk	NOUN
cjfa-66584	92	27	assessment	assessment	NOUN
cjfa-66584	92	28	by	by	ADP
cjfa-66584	92	29	analyzing	analyze	VERB
cjfa-66584	92	30	alternative	alternative	ADJ
cjfa-66584	92	31	data	datum	NOUN
cjfa-66584	92	32	on	on	ADP
cjfa-66584	92	33	borrowers	borrower	NOUN
cjfa-66584	92	34	(	(	PUNCT
cjfa-66584	92	35	potentially	potentially	ADV
cjfa-66584	92	36	aiding	aid	VERB
cjfa-66584	92	37	compliance	compliance	NOUN
cjfa-66584	92	38	with	with	ADP
cjfa-66584	92	39	responsible	responsible	ADJ
cjfa-66584	92	40	lending	lending	NOUN
cjfa-66584	92	41	rules	rule	NOUN
cjfa-66584	92	42	)	)	PUNCT
cjfa-66584	92	43	,	,	PUNCT
cjfa-66584	92	44	and	and	CCONJ
cjfa-66584	92	45	scenario	scenario	NOUN
cjfa-66584	92	46	modelling	model	VERB
cjfa-66584	92	47	tools	tool	NOUN
cjfa-66584	92	48	assist	assist	VERB
cjfa-66584	92	49	with	with	ADP
cjfa-66584	92	50	stress	stress	NOUN
cjfa-66584	92	51	testing	testing	NOUN
cjfa-66584	92	52	and	and	CCONJ
cjfa-66584	92	53	regulatory	regulatory	ADJ
cjfa-66584	92	54	capital	capital	NOUN
cjfa-66584	92	55	planning	planning	NOUN
cjfa-66584	92	56	.	.	PUNCT
cjfa-66584	93	1	even	even	ADV
cjfa-66584	93	2	relatively	relatively	ADV
cjfa-66584	93	3	new	new	ADJ
cjfa-66584	93	4	areas	area	NOUN
cjfa-66584	93	5	of	of	ADP
cjfa-66584	93	6	compliance	compliance	NOUN
cjfa-66584	93	7	such	such	ADJ
cjfa-66584	93	8	as	as	ADP
cjfa-66584	93	9	esg	esg	NOUN
cjfa-66584	93	10	reporting	reporting	NOUN
cjfa-66584	93	11	(	(	PUNCT
cjfa-66584	93	12	environmental	environmental	ADJ
cjfa-66584	93	13	,	,	PUNCT
cjfa-66584	93	14	social	social	ADJ
cjfa-66584	93	15	,	,	PUNCT
cjfa-66584	93	16	governance	governance	NOUN
cjfa-66584	93	17	metrics	metric	NOUN
cjfa-66584	93	18	)	)	PUNCT
cjfa-66584	93	19	are	be	AUX
cjfa-66584	93	20	being	be	AUX
cjfa-66584	93	21	supported	support	VERB
cjfa-66584	93	22	by	by	ADP
cjfa-66584	93	23	reg	reg	NOUN
cjfa-66584	93	24	tech	tech	NOUN
cjfa-66584	93	25	,	,	PUNCT
cjfa-66584	93	26	with	with	ADP
cjfa-66584	93	27	dedicated	dedicated	ADJ
cjfa-66584	93	28	platforms	platform	NOUN
cjfa-66584	93	29	emerging	emerge	VERB
cjfa-66584	93	30	to	to	PART
cjfa-66584	93	31	help	help	VERB
cjfa-66584	93	32	banks	bank	NOUN
cjfa-66584	93	33	collect	collect	VERB
cjfa-66584	93	34	and	and	CCONJ
cjfa-66584	93	35	report	report	VERB
cjfa-66584	93	36	esg	esg	PROPN
cjfa-66584	93	37	data	datum	NOUN
cjfa-66584	93	38	in	in	ADP
cjfa-66584	93	39	line	line	NOUN
cjfa-66584	93	40	with	with	ADP
cjfa-66584	93	41	regulatory	regulatory	ADJ
cjfa-66584	93	42	expectations	expectation	NOUN
cjfa-66584	93	43	on	on	ADP
cjfa-66584	93	44	sustainability	sustainability	NOUN
cjfa-66584	93	45	.	.	PUNCT
cjfa-66584	94	1	the	the	DET
cjfa-66584	94	2	benefits	benefit	NOUN
cjfa-66584	94	3	reported	report	VERB
cjfa-66584	94	4	from	from	ADP
cjfa-66584	94	5	these	these	DET
cjfa-66584	94	6	real	real	ADJ
cjfa-66584	94	7	-	-	PUNCT
cjfa-66584	94	8	world	world	NOUN
cjfa-66584	94	9	implementations	implementation	NOUN
cjfa-66584	94	10	are	be	AUX
cjfa-66584	94	11	significant	significant	ADJ
cjfa-66584	94	12	.	.	PUNCT
cjfa-66584	95	1	before	before	ADP
cjfa-66584	95	2	wider	wide	ADJ
cjfa-66584	95	3	reg	reg	NOUN
cjfa-66584	95	4	tech	tech	NOUN
cjfa-66584	95	5	adoption	adoption	NOUN
cjfa-66584	95	6	,	,	PUNCT
cjfa-66584	95	7	according	accord	VERB
cjfa-66584	95	8	to	to	ADP
cjfa-66584	95	9	banking	banking	NOUN
cjfa-66584	95	10	compliance	compliance	NOUN
cjfa-66584	95	11	index	index	NOUN
cjfa-66584	95	12	and	and	CCONJ
cjfa-66584	95	13	compliance	compliance	NOUN
cjfa-66584	95	14	savings	saving	NOUN
cjfa-66584	95	15	index	index	NOUN
cjfa-66584	95	16	,	,	PUNCT
cjfa-66584	95	17	financial	financial	ADJ
cjfa-66584	95	18	institutions	institution	NOUN
cjfa-66584	95	19	had	have	VERB
cjfa-66584	95	20	to	to	PART
cjfa-66584	95	21	provide	provide	VERB
cjfa-66584	95	22	at	at	ADV
cjfa-66584	95	23	least	least	ADJ
cjfa-66584	95	24	one	one	NUM
cjfa-66584	95	25	full	full	ADJ
cjfa-66584	95	26	time	time	NOUN
cjfa-66584	95	27	employee	employee	NOUN
cjfa-66584	95	28	(	(	PUNCT
cjfa-66584	95	29	fte	fte	PROPN
cjfa-66584	95	30	)	)	PUNCT
cjfa-66584	95	31	for	for	ADP
cjfa-66584	95	32	any	any	DET
cjfa-66584	95	33	regulatory	regulatory	ADJ
cjfa-66584	95	34	change	change	NOUN
cjfa-66584	95	35	to	to	PART
cjfa-66584	95	36	ensure	ensure	VERB
cjfa-66584	95	37	full	full	ADJ
cjfa-66584	95	38	compliance	compliance	NOUN
cjfa-66584	95	39	(	(	PUNCT
cjfa-66584	95	40	continuity	continuity	NOUN
cjfa-66584	95	41	,	,	PUNCT
cjfa-66584	95	42	2019	2019	NUM
cjfa-66584	95	43	)	)	PUNCT
cjfa-66584	95	44	.	.	PUNCT
cjfa-66584	96	1	thus	thus	ADV
cjfa-66584	96	2	,	,	PUNCT
cjfa-66584	96	3	financial	financial	ADJ
cjfa-66584	96	4	institutions	institution	NOUN
cjfa-66584	96	5	often	often	ADV
cjfa-66584	96	6	cite	cite	VERB
cjfa-66584	96	7	increased	increase	VERB
cjfa-66584	96	8	efficiency	efficiency	NOUN
cjfa-66584	96	9	and	and	CCONJ
cjfa-66584	96	10	cost	cost	NOUN
cjfa-66584	96	11	savings	saving	NOUN
cjfa-66584	96	12	as	as	ADP
cjfa-66584	96	13	the	the	DET
cjfa-66584	96	14	primary	primary	ADJ
cjfa-66584	96	15	drivers	driver	NOUN
cjfa-66584	96	16	for	for	ADP
cjfa-66584	96	17	adopting	adopt	VERB
cjfa-66584	96	18	reg	reg	NOUN
cjfa-66584	96	19	tech	tech	NOUN
cjfa-66584	96	20	.	.	PUNCT
cjfa-66584	97	1	automating	automate	VERB
cjfa-66584	97	2	compliance	compliance	NOUN
cjfa-66584	97	3	tasks	task	NOUN
cjfa-66584	97	4	that	that	PRON
cjfa-66584	97	5	were	be	AUX
cjfa-66584	97	6	previously	previously	ADV
cjfa-66584	97	7	manual	manual	ADJ
cjfa-66584	97	8	drastically	drastically	ADV
cjfa-66584	97	9	cuts	cut	VERB
cjfa-66584	97	10	down	down	ADP
cjfa-66584	97	11	the	the	DET
cjfa-66584	97	12	labour	labour	NOUN
cjfa-66584	97	13	hours	hour	NOUN
cjfa-66584	97	14	required	require	VERB
cjfa-66584	97	15	.	.	PUNCT
cjfa-66584	98	1	because	because	SCONJ
cjfa-66584	98	2	of	of	ADP
cjfa-66584	98	3	reducing	reduce	VERB
cjfa-66584	98	4	human	human	ADJ
cjfa-66584	98	5	workload	workload	NOUN
cjfa-66584	98	6	on	on	ADP
cjfa-66584	98	7	repetitive	repetitive	ADJ
cjfa-66584	98	8	checks	check	NOUN
cjfa-66584	98	9	,	,	PUNCT
cjfa-66584	98	10	reg	reg	NOUN
cjfa-66584	98	11	tech	tech	NOUN
cjfa-66584	98	12	allows	allow	VERB
cjfa-66584	98	13	compliance	compliance	NOUN
cjfa-66584	98	14	representatives	representative	NOUN
cjfa-66584	98	15	to	to	PART
cjfa-66584	98	16	focus	focus	VERB
cjfa-66584	98	17	on	on	ADP
cjfa-66584	98	18	higher	high	ADJ
cjfa-66584	98	19	-	-	PUNCT
cjfa-66584	98	20	value	value	NOUN
cjfa-66584	98	21	analysis	analysis	NOUN
cjfa-66584	98	22	,	,	PUNCT
cjfa-66584	98	23	open	open	ADJ
cjfa-66584	98	24	-	-	PUNCT
cjfa-66584	98	25	ended	end	VERB
cjfa-66584	98	26	cases	case	NOUN
cjfa-66584	98	27	,	,	PUNCT
cjfa-66584	98	28	and	and	CCONJ
cjfa-66584	98	29	decision	decision	NOUN
cjfa-66584	98	30	-	-	PUNCT
cjfa-66584	98	31	making	making	NOUN
cjfa-66584	98	32	.	.	PUNCT
cjfa-66584	99	1	another	another	DET
cjfa-66584	99	2	crucial	crucial	ADJ
cjfa-66584	99	3	benefit	benefit	NOUN
cjfa-66584	99	4	is	be	AUX
cjfa-66584	99	5	improved	improve	VERB
cjfa-66584	99	6	accuracy	accuracy	NOUN
cjfa-66584	99	7	and	and	CCONJ
cjfa-66584	99	8	risk	risk	NOUN
cjfa-66584	99	9	reduction	reduction	NOUN
cjfa-66584	99	10	.	.	PUNCT
cjfa-66584	100	1	by	by	ADP
cjfa-66584	100	2	adopting	adopt	VERB
cjfa-66584	100	3	a	a	DET
cjfa-66584	100	4	modern	modern	ADJ
cjfa-66584	100	5	reg	reg	NOUN
cjfa-66584	100	6	tech	tech	NOUN
cjfa-66584	100	7	platform	platform	NOUN
cjfa-66584	100	8	,	,	PUNCT
cjfa-66584	100	9	the	the	DET
cjfa-66584	100	10	bank	bank	NOUN
cjfa-66584	100	11	can	can	AUX
cjfa-66584	100	12	ingest	ingest	VERB
cjfa-66584	100	13	all	all	DET
cjfa-66584	100	14	trading	trading	NOUN
cjfa-66584	100	15	data	datum	NOUN
cjfa-66584	100	16	and	and	CCONJ
cjfa-66584	100	17	apply	apply	VERB
cjfa-66584	100	18	machine	machine	NOUN
cjfa-66584	100	19	learning	learning	NOUN
cjfa-66584	100	20	models	model	NOUN
cjfa-66584	100	21	that	that	PRON
cjfa-66584	100	22	learn	learn	VERB
cjfa-66584	100	23	normal	normal	ADJ
cjfa-66584	100	24	patterns	pattern	NOUN
cjfa-66584	100	25	and	and	CCONJ
cjfa-66584	100	26	detect	detect	VERB
cjfa-66584	100	27	anomalous	anomalous	ADJ
cjfa-66584	100	28	trading	trading	NOUN
cjfa-66584	100	29	that	that	PRON
cjfa-66584	100	30	could	could	AUX
cjfa-66584	100	31	signify	signify	VERB
cjfa-66584	100	32	insider	insider	NOUN
cjfa-66584	100	33	trading	trading	NOUN
cjfa-66584	100	34	or	or	CCONJ
cjfa-66584	100	35	manipulation	manipulation	NOUN
cjfa-66584	100	36	.	.	PUNCT
cjfa-66584	101	1	many	many	ADJ
cjfa-66584	101	2	compliance	compliance	NOUN
cjfa-66584	101	3	failures	failure	NOUN
cjfa-66584	101	4	(	(	PUNCT
cjfa-66584	101	5	and	and	CCONJ
cjfa-66584	101	6	resulting	result	VERB
cjfa-66584	101	7	fines	fine	NOUN
cjfa-66584	101	8	)	)	PUNCT
cjfa-66584	101	9	in	in	ADP
cjfa-66584	101	10	the	the	DET
cjfa-66584	101	11	past	past	NOUN
cjfa-66584	101	12	have	have	AUX
cjfa-66584	101	13	been	be	AUX
cjfa-66584	101	14	due	due	ADJ
cjfa-66584	101	15	to	to	ADP
cjfa-66584	101	16	human	human	ADJ
cjfa-66584	101	17	error	error	NOUN
cjfa-66584	101	18	,	,	PUNCT
cjfa-66584	101	19	outdated	outdated	ADJ
cjfa-66584	101	20	systems	system	NOUN
cjfa-66584	101	21	,	,	PUNCT
cjfa-66584	101	22	or	or	CCONJ
cjfa-66584	101	23	slow	slow	ADJ
cjfa-66584	101	24	processes	process	NOUN
cjfa-66584	101	25	.	.	PUNCT
cjfa-66584	102	1	bcg	bcg	PROPN
cjfa-66584	102	2	estimated	estimate	VERB
cjfa-66584	102	3	that	that	SCONJ
cjfa-66584	102	4	withing	withe	VERB
cjfa-66584	102	5	2009–2020	2009–2020	NUM
cjfa-66584	102	6	banking	banking	NOUN
cjfa-66584	102	7	sector	sector	NOUN
cjfa-66584	102	8	alone	alone	ADV
cjfa-66584	102	9	paid	pay	VERB
cjfa-66584	102	10	~$400	~$400	NUM
cjfa-66584	102	11	billion	billion	NUM
cjfa-66584	102	12	in	in	ADP
cjfa-66584	102	13	fines	fine	NOUN
cjfa-66584	102	14	due	due	ADJ
cjfa-66584	102	15	to	to	ADP
cjfa-66584	102	16	non	non	ADJ
cjfa-66584	102	17	-	-	NOUN
cjfa-66584	102	18	compliance	compliance	ADJ
cjfa-66584	102	19	(	(	PUNCT
cjfa-66584	102	20	boston	boston	PROPN
cjfa-66584	102	21	consulting	consulting	PROPN
cjfa-66584	102	22	group	group	NOUN
cjfa-66584	102	23	,	,	PUNCT
cjfa-66584	102	24	2021	2021	NUM
cjfa-66584	102	25	)	)	PUNCT
cjfa-66584	102	26	.	.	PUNCT
cjfa-66584	103	1	academic	academic	ADJ
cjfa-66584	103	2	studies	study	NOUN
cjfa-66584	103	3	note	note	VERB
cjfa-66584	103	4	that	that	SCONJ
cjfa-66584	103	5	reg	reg	PRON
cjfa-66584	103	6	tech	tech	NOUN
cjfa-66584	103	7	solutions	solution	NOUN
cjfa-66584	103	8	,	,	PUNCT
cjfa-66584	103	9	if	if	SCONJ
cjfa-66584	103	10	implemented	implement	VERB
cjfa-66584	103	11	correctly	correctly	ADV
cjfa-66584	103	12	,	,	PUNCT
cjfa-66584	103	13	lead	lead	VERB
cjfa-66584	103	14	to	to	ADP
cjfa-66584	103	15	a	a	DET
cjfa-66584	103	16	more	more	ADV
cjfa-66584	103	17	consistent	consistent	ADJ
cjfa-66584	103	18	approach	approach	NOUN
cjfa-66584	103	19	to	to	ADP
cjfa-66584	103	20	data	datum	NOUN
cjfa-66584	103	21	quality	quality	NOUN
cjfa-66584	103	22	and	and	CCONJ
cjfa-66584	103	23	monitoring	monitoring	NOUN
cjfa-66584	103	24	,	,	PUNCT
cjfa-66584	103	25	thus	thus	ADV
cjfa-66584	103	26	reducing	reduce	VERB
cjfa-66584	103	27	the	the	DET
cjfa-66584	103	28	risk	risk	NOUN
cjfa-66584	103	29	of	of	ADP
cjfa-66584	103	30	reg	reg	NOUN
cjfa-66584	103	31	tomasz	tomasz	PROPN
cjfa-66584	103	32	dziawgo3434	dziawgo3434	PROPN
cjfa-66584	103	33	ulatory	ulatory	ADJ
cjfa-66584	103	34	breaches	breach	NOUN
cjfa-66584	103	35	(	(	PUNCT
cjfa-66584	103	36	teichmann	teichmann	NOUN
cjfa-66584	103	37	,	,	PUNCT
cjfa-66584	103	38	ruxandra	ruxandra	PROPN
cjfa-66584	103	39	-	-	PUNCT
cjfa-66584	103	40	boticu	boticu	PROPN
cjfa-66584	103	41	&	&	CCONJ
cjfa-66584	103	42	sergi	sergi	PROPN
cjfa-66584	103	43	,	,	PUNCT
cjfa-66584	103	44	2023	2023	NUM
cjfa-66584	103	45	)	)	PUNCT
cjfa-66584	103	46	.	.	PUNCT
cjfa-66584	104	1	this	this	PRON
cjfa-66584	104	2	translates	translate	VERB
cjfa-66584	104	3	into	into	ADP
cjfa-66584	104	4	fewer	few	ADJ
cjfa-66584	104	5	compliance	compliance	NOUN
cjfa-66584	104	6	violations	violation	NOUN
cjfa-66584	104	7	,	,	PUNCT
cjfa-66584	104	8	potentially	potentially	ADV
cjfa-66584	104	9	avoiding	avoid	VERB
cjfa-66584	104	10	significant	significant	ADJ
cjfa-66584	104	11	fines	fine	NOUN
cjfa-66584	104	12	and	and	CCONJ
cjfa-66584	104	13	reputational	reputational	ADJ
cjfa-66584	104	14	damage	damage	NOUN
cjfa-66584	104	15	.	.	PUNCT
cjfa-66584	105	1	moreover	moreover	ADV
cjfa-66584	105	2	,	,	PUNCT
cjfa-66584	105	3	several	several	ADJ
cjfa-66584	105	4	reg	reg	NOUN
cjfa-66584	105	5	tech	tech	NOUN
cjfa-66584	105	6	tools	tool	NOUN
cjfa-66584	105	7	provide	provide	VERB
cjfa-66584	105	8	real	real	ADJ
cjfa-66584	105	9	-	-	PUNCT
cjfa-66584	105	10	time	time	NOUN
cjfa-66584	105	11	or	or	CCONJ
cjfa-66584	105	12	nearreal	nearreal	ADJ
cjfa-66584	105	13	-	-	PUNCT
cjfa-66584	105	14	time	time	NOUN
cjfa-66584	105	15	compliance	compliance	NOUN
cjfa-66584	105	16	capabilities	capability	NOUN
cjfa-66584	105	17	,	,	PUNCT
cjfa-66584	105	18	which	which	PRON
cjfa-66584	105	19	is	be	AUX
cjfa-66584	105	20	an	an	DET
cjfa-66584	105	21	important	important	ADJ
cjfa-66584	105	22	factor	factor	NOUN
cjfa-66584	105	23	(	(	PUNCT
cjfa-66584	105	24	financial	financial	ADJ
cjfa-66584	105	25	stability	stability	NOUN
cjfa-66584	105	26	board	board	NOUN
cjfa-66584	105	27	,	,	PUNCT
cjfa-66584	105	28	2017	2017	NUM
cjfa-66584	105	29	)	)	PUNCT
cjfa-66584	105	30	.	.	PUNCT
cjfa-66584	106	1	for	for	ADP
cjfa-66584	106	2	instance	instance	NOUN
cjfa-66584	106	3	,	,	PUNCT
cjfa-66584	106	4	traditional	traditional	ADJ
cjfa-66584	106	5	compliance	compliance	NOUN
cjfa-66584	106	6	reports	report	NOUN
cjfa-66584	106	7	are	be	AUX
cjfa-66584	106	8	compiled	compile	VERB
cjfa-66584	106	9	once	once	ADV
cjfa-66584	106	10	per	per	ADP
cjfa-66584	106	11	certain	certain	ADJ
cjfa-66584	106	12	time	time	NOUN
cjfa-66584	106	13	period	period	NOUN
cjfa-66584	106	14	(	(	PUNCT
cjfa-66584	106	15	monthly	monthly	ADJ
cjfa-66584	106	16	/	/	SYM
cjfa-66584	106	17	quarterly	quarterly	NOUN
cjfa-66584	106	18	)	)	PUNCT
cjfa-66584	106	19	,	,	PUNCT
cjfa-66584	106	20	but	but	CCONJ
cjfa-66584	106	21	a	a	DET
cjfa-66584	106	22	reg	reg	NOUN
cjfa-66584	106	23	tech	tech	NOUN
cjfa-66584	106	24	dashboard	dashboard	NOUN
cjfa-66584	106	25	might	might	AUX
cjfa-66584	106	26	give	give	VERB
cjfa-66584	106	27	management	management	NOUN
cjfa-66584	106	28	and	and	CCONJ
cjfa-66584	106	29	regulators	regulator	NOUN
cjfa-66584	106	30	a	a	DET
cjfa-66584	106	31	daily	daily	ADJ
cjfa-66584	106	32	view	view	NOUN
cjfa-66584	106	33	of	of	ADP
cjfa-66584	106	34	key	key	ADJ
cjfa-66584	106	35	risk	risk	NOUN
cjfa-66584	106	36	indicators	indicator	NOUN
cjfa-66584	106	37	,	,	PUNCT
cjfa-66584	106	38	enabling	enable	VERB
cjfa-66584	106	39	proactive	proactive	ADJ
cjfa-66584	106	40	intervention	intervention	NOUN
cjfa-66584	106	41	(	(	PUNCT
cjfa-66584	106	42	packin	packin	NOUN
cjfa-66584	106	43	,	,	PUNCT
cjfa-66584	106	44	2018	2018	NUM
cjfa-66584	106	45	)	)	PUNCT
cjfa-66584	106	46	.	.	PUNCT
cjfa-66584	107	1	beyond	beyond	ADP
cjfa-66584	107	2	compliance	compliance	NOUN
cjfa-66584	107	3	itself	itself	PRON
cjfa-66584	107	4	,	,	PUNCT
cjfa-66584	107	5	there	there	PRON
cjfa-66584	107	6	are	be	VERB
cjfa-66584	107	7	several	several	ADJ
cjfa-66584	107	8	other	other	ADJ
cjfa-66584	107	9	advantages	advantage	NOUN
cjfa-66584	107	10	to	to	PART
cjfa-66584	107	11	be	be	AUX
cjfa-66584	107	12	mentioned	mention	VERB
cjfa-66584	107	13	.	.	PUNCT
cjfa-66584	108	1	better	well	ADJ
cjfa-66584	108	2	compliance	compliance	NOUN
cjfa-66584	108	3	data	datum	NOUN
cjfa-66584	108	4	and	and	CCONJ
cjfa-66584	108	5	analytics	analytic	NOUN
cjfa-66584	108	6	can	can	AUX
cjfa-66584	108	7	yield	yield	VERB
cjfa-66584	108	8	insights	insight	NOUN
cjfa-66584	108	9	into	into	ADP
cjfa-66584	108	10	a	a	DET
cjfa-66584	108	11	bank	bank	NOUN
cjfa-66584	108	12	’s	’s	PART
cjfa-66584	108	13	operations	operation	NOUN
cjfa-66584	108	14	and	and	CCONJ
cjfa-66584	108	15	customers	customer	NOUN
cjfa-66584	108	16	.	.	PUNCT
cjfa-66584	109	1	as	as	SCONJ
cjfa-66584	109	2	the	the	DET
cjfa-66584	109	3	fsb	fsb	NOUN
cjfa-66584	109	4	observed	observe	VERB
cjfa-66584	109	5	,	,	PUNCT
cjfa-66584	109	6	reg	reg	NOUN
cjfa-66584	109	7	tech	tech	NOUN
cjfa-66584	109	8	can	can	AUX
cjfa-66584	109	9	generate	generate	VERB
cjfa-66584	109	10	new	new	ADJ
cjfa-66584	109	11	business	business	NOUN
cjfa-66584	109	12	insights	insight	NOUN
cjfa-66584	109	13	that	that	PRON
cjfa-66584	109	14	improve	improve	VERB
cjfa-66584	109	15	decisionmaking	decisionmake	VERB
cjfa-66584	109	16	process	process	NOUN
cjfa-66584	109	17	by	by	ADP
cjfa-66584	109	18	turning	turn	VERB
cjfa-66584	109	19	compliance	compliance	NOUN
cjfa-66584	109	20	from	from	ADP
cjfa-66584	109	21	a	a	DET
cjfa-66584	109	22	check	check	NOUN
cjfa-66584	109	23	-	-	PUNCT
cjfa-66584	109	24	the	the	DET
cjfa-66584	109	25	-	-	PUNCT
cjfa-66584	109	26	box	box	NOUN
cjfa-66584	109	27	necessity	necessity	NOUN
cjfa-66584	109	28	into	into	ADP
cjfa-66584	109	29	a	a	DET
cjfa-66584	109	30	source	source	NOUN
cjfa-66584	109	31	of	of	ADP
cjfa-66584	109	32	competitive	competitive	ADJ
cjfa-66584	109	33	advantage	advantage	NOUN
cjfa-66584	109	34	(	(	PUNCT
cjfa-66584	109	35	financial	financial	ADJ
cjfa-66584	109	36	stability	stability	NOUN
cjfa-66584	109	37	board	board	NOUN
cjfa-66584	109	38	,	,	PUNCT
cjfa-66584	109	39	2020b	2020b	NUM
cjfa-66584	109	40	)	)	PUNCT
cjfa-66584	109	41	.	.	PUNCT
cjfa-66584	110	1	for	for	ADP
cjfa-66584	110	2	example	example	NOUN
cjfa-66584	110	3	,	,	PUNCT
cjfa-66584	110	4	the	the	DET
cjfa-66584	110	5	analysis	analysis	NOUN
cjfa-66584	110	6	of	of	ADP
cjfa-66584	110	7	customer	customer	NOUN
cjfa-66584	110	8	transaction	transaction	NOUN
cjfa-66584	110	9	patterns	pattern	NOUN
cjfa-66584	110	10	for	for	ADP
cjfa-66584	110	11	aml	aml	NOUN
cjfa-66584	110	12	might	might	AUX
cjfa-66584	110	13	also	also	ADV
cjfa-66584	110	14	highlight	highlight	VERB
cjfa-66584	110	15	legitimate	legitimate	ADJ
cjfa-66584	110	16	customer	customer	NOUN
cjfa-66584	110	17	behaviors	behavior	NOUN
cjfa-66584	110	18	that	that	PRON
cjfa-66584	110	19	inform	inform	VERB
cjfa-66584	110	20	product	product	NOUN
cjfa-66584	110	21	marketing	marketing	NOUN
cjfa-66584	110	22	or	or	CCONJ
cjfa-66584	110	23	credit	credit	NOUN
cjfa-66584	110	24	scoring	scoring	NOUN
cjfa-66584	110	25	improvements	improvement	NOUN
cjfa-66584	110	26	(	(	PUNCT
cjfa-66584	110	27	grassi	grassi	PROPN
cjfa-66584	110	28	&	&	CCONJ
cjfa-66584	110	29	lanfranchi	lanfranchi	PROPN
cjfa-66584	110	30	,	,	PUNCT
cjfa-66584	110	31	2022	2022	NUM
cjfa-66584	110	32	)	)	PUNCT
cjfa-66584	110	33	.	.	PUNCT
cjfa-66584	111	1	reg	reg	NOUN
cjfa-66584	111	2	tech	tech	NOUN
cjfa-66584	111	3	–	–	PUNCT
cjfa-66584	111	4	barriers	barrier	NOUN
cjfa-66584	111	5	and	and	CCONJ
cjfa-66584	111	6	risks	risk	VERB
cjfa-66584	111	7	reg	reg	NOUN
cjfa-66584	111	8	tech	tech	NOUN
cjfa-66584	111	9	–	–	PUNCT
cjfa-66584	111	10	barriers	barrier	NOUN
cjfa-66584	111	11	and	and	CCONJ
cjfa-66584	111	12	risks	risk	NOUN
cjfa-66584	111	13	while	while	SCONJ
cjfa-66584	111	14	the	the	DET
cjfa-66584	111	15	promise	promise	NOUN
cjfa-66584	111	16	of	of	ADP
cjfa-66584	111	17	reg	reg	NOUN
cjfa-66584	111	18	tech	tech	NOUN
cjfa-66584	111	19	is	be	AUX
cjfa-66584	111	20	considerable	considerable	ADJ
cjfa-66584	111	21	,	,	PUNCT
cjfa-66584	111	22	the	the	DET
cjfa-66584	111	23	journey	journey	NOUN
cjfa-66584	111	24	to	to	PART
cjfa-66584	111	25	implement	implement	VERB
cjfa-66584	111	26	these	these	DET
cjfa-66584	111	27	technologies	technology	NOUN
cjfa-66584	111	28	is	be	AUX
cjfa-66584	111	29	often	often	ADV
cjfa-66584	111	30	impeded	impede	VERB
cjfa-66584	111	31	by	by	ADP
cjfa-66584	111	32	significant	significant	ADJ
cjfa-66584	111	33	barriers	barrier	NOUN
cjfa-66584	111	34	.	.	PUNCT
cjfa-66584	112	1	financial	financial	ADJ
cjfa-66584	112	2	institutions	institution	NOUN
cjfa-66584	112	3	face	face	VERB
cjfa-66584	112	4	both	both	CCONJ
cjfa-66584	112	5	internal	internal	ADJ
cjfa-66584	112	6	and	and	CCONJ
cjfa-66584	112	7	external	external	ADJ
cjfa-66584	112	8	challenges	challenge	NOUN
cjfa-66584	112	9	when	when	SCONJ
cjfa-66584	112	10	adopting	adopt	VERB
cjfa-66584	112	11	reg	reg	NOUN
cjfa-66584	112	12	tech	tech	NOUN
cjfa-66584	112	13	solutions	solution	NOUN
cjfa-66584	112	14	.	.	PUNCT
cjfa-66584	113	1	a	a	DET
cjfa-66584	113	2	major	major	ADJ
cjfa-66584	113	3	set	set	NOUN
cjfa-66584	113	4	of	of	ADP
cjfa-66584	113	5	hurdles	hurdle	NOUN
cjfa-66584	113	6	is	be	AUX
cjfa-66584	113	7	technological	technological	ADJ
cjfa-66584	113	8	and	and	CCONJ
cjfa-66584	113	9	data	datum	NOUN
cjfa-66584	113	10	-	-	PUNCT
cjfa-66584	113	11	related	relate	VERB
cjfa-66584	113	12	.	.	PUNCT
cjfa-66584	114	1	many	many	ADJ
cjfa-66584	114	2	banks	bank	NOUN
cjfa-66584	114	3	struggle	struggle	VERB
cjfa-66584	114	4	with	with	ADP
cjfa-66584	114	5	legacy	legacy	NOUN
cjfa-66584	114	6	it	it	PRON
cjfa-66584	114	7	systems	system	NOUN
cjfa-66584	114	8	and	and	CCONJ
cjfa-66584	114	9	data	datum	NOUN
cjfa-66584	114	10	silos	silo	NOUN
cjfa-66584	114	11	that	that	PRON
cjfa-66584	114	12	make	make	VERB
cjfa-66584	114	13	it	it	PRON
cjfa-66584	114	14	difficult	difficult	ADJ
cjfa-66584	114	15	to	to	PART
cjfa-66584	114	16	integrate	integrate	VERB
cjfa-66584	114	17	new	new	ADJ
cjfa-66584	114	18	reg	reg	NOUN
cjfa-66584	114	19	tech	tech	NOUN
cjfa-66584	114	20	tools	tool	NOUN
cjfa-66584	114	21	(	(	PUNCT
cjfa-66584	114	22	european	european	ADJ
cjfa-66584	114	23	banking	banking	NOUN
cjfa-66584	114	24	authority	authority	NOUN
cjfa-66584	114	25	,	,	PUNCT
cjfa-66584	114	26	2021	2021	NUM
cjfa-66584	114	27	)	)	PUNCT
cjfa-66584	114	28	.	.	PUNCT
cjfa-66584	115	1	bank	bank	NOUN
cjfa-66584	115	2	’s	’s	PART
cjfa-66584	115	3	compliance	compliance	NOUN
cjfa-66584	115	4	data	datum	NOUN
cjfa-66584	115	5	might	might	AUX
cjfa-66584	115	6	be	be	AUX
cjfa-66584	115	7	spread	spread	VERB
cjfa-66584	115	8	across	across	ADP
cjfa-66584	115	9	outdated	outdated	ADJ
cjfa-66584	115	10	databases	database	NOUN
cjfa-66584	115	11	and	and	CCONJ
cjfa-66584	115	12	formats	format	NOUN
cjfa-66584	115	13	,	,	PUNCT
cjfa-66584	115	14	and	and	CCONJ
cjfa-66584	115	15	a	a	DET
cjfa-66584	115	16	reg	reg	NOUN
cjfa-66584	115	17	tech	tech	NOUN
cjfa-66584	115	18	solution	solution	NOUN
cjfa-66584	115	19	may	may	AUX
cjfa-66584	115	20	require	require	VERB
cjfa-66584	115	21	consolidated	consolidated	ADJ
cjfa-66584	115	22	,	,	PUNCT
cjfa-66584	115	23	well	well	ADV
cjfa-66584	115	24	-	-	PUNCT
cjfa-66584	115	25	structured	structure	VERB
cjfa-66584	115	26	data	data	NOUN
cjfa-66584	115	27	inputs	input	NOUN
cjfa-66584	115	28	or	or	CCONJ
cjfa-66584	115	29	connectivity	connectivity	NOUN
cjfa-66584	115	30	via	via	ADP
cjfa-66584	115	31	modern	modern	ADJ
cjfa-66584	115	32	apis	apis	PROPN
cjfa-66584	115	33	.	.	PUNCT
cjfa-66584	116	1	eba	eba	NOUN
cjfa-66584	116	2	found	find	VERB
cjfa-66584	116	3	that	that	SCONJ
cjfa-66584	116	4	“	"	PUNCT
cjfa-66584	116	5	interoperability	interoperability	NOUN
cjfa-66584	116	6	and	and	CCONJ
cjfa-66584	116	7	integration	integration	NOUN
cjfa-66584	116	8	with	with	ADP
cjfa-66584	116	9	existing	exist	VERB
cjfa-66584	116	10	legacy	legacy	NOUN
cjfa-66584	116	11	systems	system	NOUN
cjfa-66584	116	12	”	"	PUNCT
cjfa-66584	116	13	is	be	AUX
cjfa-66584	116	14	one	one	NUM
cjfa-66584	116	15	of	of	ADP
cjfa-66584	116	16	the	the	DET
cjfa-66584	116	17	top	top	ADJ
cjfa-66584	116	18	challenges	challenge	NOUN
cjfa-66584	116	19	cited	cite	VERB
cjfa-66584	116	20	by	by	ADP
cjfa-66584	116	21	financial	financial	ADJ
cjfa-66584	116	22	institutions	institution	NOUN
cjfa-66584	116	23	,	,	PUNCT
cjfa-66584	116	24	with	with	ADP
cjfa-66584	116	25	vast	vast	ADJ
cjfa-66584	116	26	majority	majority	NOUN
cjfa-66584	116	27	of	of	ADP
cjfa-66584	116	28	surveyed	survey	VERB
cjfa-66584	116	29	banks	bank	NOUN
cjfa-66584	116	30	indicating	indicate	VERB
cjfa-66584	116	31	that	that	SCONJ
cjfa-66584	116	32	integration	integration	NOUN
cjfa-66584	116	33	issues	issue	NOUN
cjfa-66584	116	34	pose	pose	VERB
cjfa-66584	116	35	a	a	DET
cjfa-66584	116	36	major	major	ADJ
cjfa-66584	116	37	obstacle	obstacle	NOUN
cjfa-66584	116	38	to	to	PART
cjfa-66584	116	39	reg	reg	VERB
cjfa-66584	116	40	tech	tech	NOUN
cjfa-66584	116	41	uptake	uptake	NOUN
cjfa-66584	116	42	.	.	PUNCT
cjfa-66584	117	1	moreover	moreover	ADV
cjfa-66584	117	2	,	,	PUNCT
cjfa-66584	117	3	data	datum	NOUN
cjfa-66584	117	4	privacy	privacy	NOUN
cjfa-66584	117	5	and	and	CCONJ
cjfa-66584	117	6	security	security	NOUN
cjfa-66584	117	7	considerations	consideration	NOUN
cjfa-66584	117	8	are	be	AUX
cjfa-66584	117	9	to	to	PART
cjfa-66584	117	10	be	be	AUX
cjfa-66584	117	11	discussed	discuss	VERB
cjfa-66584	117	12	as	as	ADV
cjfa-66584	117	13	well	well	ADV
cjfa-66584	117	14	.	.	PUNCT
cjfa-66584	118	1	on	on	ADP
cjfa-66584	118	2	one	one	NUM
cjfa-66584	118	3	hand	hand	NOUN
cjfa-66584	118	4	,	,	PUNCT
cjfa-66584	118	5	reg	reg	NOUN
cjfa-66584	118	6	tech	tech	NOUN
cjfa-66584	118	7	often	often	ADV
cjfa-66584	118	8	requires	require	VERB
cjfa-66584	118	9	pooling	pool	VERB
cjfa-66584	118	10	and	and	CCONJ
cjfa-66584	118	11	analyzing	analyze	VERB
cjfa-66584	118	12	sensitive	sensitive	ADJ
cjfa-66584	118	13	information	information	NOUN
cjfa-66584	118	14	(	(	PUNCT
cjfa-66584	118	15	customer	customer	NOUN
cjfa-66584	118	16	data	datum	NOUN
cjfa-66584	118	17	,	,	PUNCT
cjfa-66584	118	18	transaction	transaction	NOUN
cjfa-66584	118	19	records	record	NOUN
cjfa-66584	118	20	,	,	PUNCT
cjfa-66584	118	21	etc	etc	X
cjfa-66584	118	22	.	.	X
cjfa-66584	118	23	)	)	PUNCT
cjfa-66584	118	24	,	,	PUNCT
cjfa-66584	118	25	but	but	CCONJ
cjfa-66584	118	26	privacy	privacy	NOUN
cjfa-66584	118	27	regulations	regulation	NOUN
cjfa-66584	118	28	(	(	PUNCT
cjfa-66584	118	29	like	like	INTJ
cjfa-66584	118	30	gdpr	gdpr	VERB
cjfa-66584	118	31	in	in	ADP
cjfa-66584	118	32	the	the	DET
cjfa-66584	118	33	eu	eu	NOUN
cjfa-66584	118	34	)	)	PUNCT
cjfa-66584	118	35	restrict	restrict	VERB
cjfa-66584	118	36	how	how	SCONJ
cjfa-66584	118	37	data	datum	NOUN
cjfa-66584	118	38	can	can	AUX
cjfa-66584	118	39	be	be	AUX
cjfa-66584	118	40	shared	share	VERB
cjfa-66584	118	41	with	with	ADP
cjfa-66584	118	42	third	third	ADJ
cjfa-66584	118	43	-	-	PUNCT
cjfa-66584	118	44	party	party	NOUN
cjfa-66584	118	45	providers	provider	NOUN
cjfa-66584	118	46	.	.	PUNCT
cjfa-66584	119	1	banks	bank	NOUN
cjfa-66584	119	2	are	be	AUX
cjfa-66584	119	3	understandably	understandably	ADV
cjfa-66584	119	4	cautious	cautious	ADJ
cjfa-66584	119	5	about	about	ADP
cjfa-66584	119	6	sending	send	VERB
cjfa-66584	119	7	data	datum	NOUN
cjfa-66584	119	8	to	to	ADP
cjfa-66584	119	9	cloud	cloud	NOUN
cjfa-66584	119	10	-	-	PUNCT
cjfa-66584	119	11	based	base	VERB
cjfa-66584	119	12	reg	reg	NOUN
cjfa-66584	119	13	tech	tech	NOUN
cjfa-66584	119	14	solutions	solution	NOUN
cjfa-66584	119	15	or	or	CCONJ
cjfa-66584	119	16	startups	startup	NOUN
cjfa-66584	119	17	,	,	PUNCT
cjfa-66584	119	18	fearing	fear	VERB
cjfa-66584	119	19	breaches	breach	NOUN
cjfa-66584	119	20	or	or	CCONJ
cjfa-66584	119	21	legal	legal	ADJ
cjfa-66584	119	22	violations	violation	NOUN
cjfa-66584	119	23	(	(	PUNCT
cjfa-66584	119	24	european	european	ADJ
cjfa-66584	119	25	banking	banking	NOUN
cjfa-66584	119	26	authority	authority	NOUN
cjfa-66584	119	27	,	,	PUNCT
cjfa-66584	119	28	2021	2021	NUM
cjfa-66584	119	29	)	)	PUNCT
cjfa-66584	119	30	.	.	PUNCT
cjfa-66584	120	1	regulatory	regulatory	ADJ
cjfa-66584	120	2	technology	technology	NOUN
cjfa-66584	120	3	(	(	PUNCT
cjfa-66584	120	4	reg	reg	NOUN
cjfa-66584	120	5	tech	tech	NOUN
cjfa-66584	120	6	)	)	PUNCT
cjfa-66584	120	7	as	as	ADP
cjfa-66584	120	8	an	an	DET
cjfa-66584	120	9	enhancement	enhancement	NOUN
cjfa-66584	120	10	…	…	PUNCT
cjfa-66584	120	11	3535	3535	NUM
cjfa-66584	120	12	a	a	DET
cjfa-66584	120	13	critical	critical	ADJ
cjfa-66584	120	14	barrier	barrier	NOUN
cjfa-66584	120	15	to	to	ADP
cjfa-66584	120	16	reg	reg	NOUN
cjfa-66584	120	17	tech	tech	NOUN
cjfa-66584	120	18	adoption	adoption	NOUN
cjfa-66584	120	19	is	be	AUX
cjfa-66584	120	20	the	the	DET
cjfa-66584	120	21	lack	lack	NOUN
cjfa-66584	120	22	of	of	ADP
cjfa-66584	120	23	necessary	necessary	ADJ
cjfa-66584	120	24	skills	skill	NOUN
cjfa-66584	120	25	and	and	CCONJ
cjfa-66584	120	26	awareness	awareness	NOUN
cjfa-66584	120	27	.	.	PUNCT
cjfa-66584	121	1	on	on	ADP
cjfa-66584	121	2	the	the	DET
cjfa-66584	121	3	financial	financial	ADJ
cjfa-66584	121	4	institution	institution	NOUN
cjfa-66584	121	5	side	side	NOUN
cjfa-66584	121	6	,	,	PUNCT
cjfa-66584	121	7	the	the	DET
cjfa-66584	121	8	effective	effective	ADJ
cjfa-66584	121	9	use	use	NOUN
cjfa-66584	121	10	of	of	ADP
cjfa-66584	121	11	reg	reg	NOUN
cjfa-66584	121	12	tech	tech	NOUN
cjfa-66584	121	13	requires	require	VERB
cjfa-66584	121	14	compliance	compliance	NOUN
cjfa-66584	121	15	teams	team	NOUN
cjfa-66584	121	16	to	to	PART
cjfa-66584	121	17	have	have	VERB
cjfa-66584	121	18	or	or	CCONJ
cjfa-66584	121	19	develop	develop	VERB
cjfa-66584	121	20	a	a	DET
cjfa-66584	121	21	required	require	VERB
cjfa-66584	121	22	level	level	NOUN
cjfa-66584	121	23	of	of	ADP
cjfa-66584	121	24	technological	technological	ADJ
cjfa-66584	121	25	proficiency	proficiency	NOUN
cjfa-66584	121	26	,	,	PUNCT
cjfa-66584	121	27	e.g.	e.g.	ADV
cjfa-66584	121	28	,	,	PUNCT
cjfa-66584	121	29	understanding	understand	VERB
cjfa-66584	121	30	how	how	SCONJ
cjfa-66584	121	31	ai	ai	AUX
cjfa-66584	121	32	models	model	NOUN
cjfa-66584	121	33	work	work	VERB
cjfa-66584	121	34	,	,	PUNCT
cjfa-66584	121	35	interpreting	interpret	VERB
cjfa-66584	121	36	data	datum	NOUN
cjfa-66584	121	37	output	output	NOUN
cjfa-66584	121	38	,	,	PUNCT
cjfa-66584	121	39	or	or	CCONJ
cjfa-66584	121	40	managing	manage	VERB
cjfa-66584	121	41	cloud	cloud	NOUN
cjfa-66584	121	42	-	-	PUNCT
cjfa-66584	121	43	based	base	VERB
cjfa-66584	121	44	tools	tool	NOUN
cjfa-66584	121	45	.	.	PUNCT
cjfa-66584	122	1	many	many	ADJ
cjfa-66584	122	2	institutions	institution	NOUN
cjfa-66584	122	3	cite	cite	VERB
cjfa-66584	122	4	a	a	DET
cjfa-66584	122	5	skills	skill	NOUN
cjfa-66584	122	6	gap	gap	NOUN
cjfa-66584	122	7	,	,	PUNCT
cjfa-66584	122	8	i.e.	i.e.	X
cjfa-66584	122	9	,	,	PUNCT
cjfa-66584	122	10	current	current	ADJ
cjfa-66584	122	11	staff	staff	NOUN
cjfa-66584	122	12	are	be	AUX
cjfa-66584	122	13	experts	expert	NOUN
cjfa-66584	122	14	in	in	ADP
cjfa-66584	122	15	compliance	compliance	NOUN
cjfa-66584	122	16	rules	rule	NOUN
cjfa-66584	122	17	but	but	CCONJ
cjfa-66584	122	18	not	not	PART
cjfa-66584	122	19	in	in	ADP
cjfa-66584	122	20	data	data	NOUN
cjfa-66584	122	21	science	science	NOUN
cjfa-66584	122	22	or	or	CCONJ
cjfa-66584	122	23	it	it	PRON
cjfa-66584	122	24	,	,	PUNCT
cjfa-66584	122	25	which	which	PRON
cjfa-66584	122	26	can	can	AUX
cjfa-66584	122	27	hinder	hinder	VERB
cjfa-66584	122	28	successful	successful	ADJ
cjfa-66584	122	29	deployment	deployment	NOUN
cjfa-66584	122	30	of	of	ADP
cjfa-66584	122	31	reg	reg	NOUN
cjfa-66584	122	32	tech	tech	NOUN
cjfa-66584	122	33	tool	tool	NOUN
cjfa-66584	122	34	(	(	PUNCT
cjfa-66584	122	35	european	european	ADJ
cjfa-66584	122	36	banking	banking	NOUN
cjfa-66584	122	37	authority	authority	NOUN
cjfa-66584	122	38	,	,	PUNCT
cjfa-66584	122	39	2021	2021	NUM
cjfa-66584	122	40	)	)	PUNCT
cjfa-66584	122	41	.	.	PUNCT
cjfa-66584	123	1	from	from	ADP
cjfa-66584	123	2	the	the	DET
cjfa-66584	123	3	reg	reg	NOUN
cjfa-66584	123	4	tech	tech	NOUN
cjfa-66584	123	5	vendor	vendor	NOUN
cjfa-66584	123	6	side	side	NOUN
cjfa-66584	123	7	,	,	PUNCT
cjfa-66584	123	8	a	a	DET
cjfa-66584	123	9	complementary	complementary	ADJ
cjfa-66584	123	10	issue	issue	NOUN
cjfa-66584	123	11	is	be	AUX
cjfa-66584	123	12	that	that	SCONJ
cjfa-66584	123	13	numerous	numerous	ADJ
cjfa-66584	123	14	financial	financial	ADJ
cjfa-66584	123	15	institutions	institution	NOUN
cjfa-66584	123	16	have	have	VERB
cjfa-66584	123	17	limited	limit	VERB
cjfa-66584	123	18	awareness	awareness	NOUN
cjfa-66584	123	19	or	or	CCONJ
cjfa-66584	123	20	understanding	understanding	NOUN
cjfa-66584	123	21	of	of	ADP
cjfa-66584	123	22	reg	reg	NOUN
cjfa-66584	123	23	tech	tech	NOUN
cjfa-66584	123	24	offerings	offering	NOUN
cjfa-66584	123	25	.	.	PUNCT
cjfa-66584	124	1	providers	provider	NOUN
cjfa-66584	124	2	observe	observe	VERB
cjfa-66584	124	3	that	that	SCONJ
cjfa-66584	124	4	a	a	DET
cjfa-66584	124	5	large	large	ADJ
cjfa-66584	124	6	share	share	NOUN
cjfa-66584	124	7	of	of	ADP
cjfa-66584	124	8	potential	potential	ADJ
cjfa-66584	124	9	bank	bank	NOUN
cjfa-66584	124	10	clients	client	NOUN
cjfa-66584	124	11	are	be	AUX
cjfa-66584	124	12	not	not	PART
cjfa-66584	124	13	fully	fully	ADV
cjfa-66584	124	14	aware	aware	ADJ
cjfa-66584	124	15	of	of	ADP
cjfa-66584	124	16	what	what	PRON
cjfa-66584	124	17	reg	reg	NOUN
cjfa-66584	124	18	tech	tech	NOUN
cjfa-66584	124	19	solutions	solution	NOUN
cjfa-66584	124	20	exist	exist	VERB
cjfa-66584	124	21	or	or	CCONJ
cjfa-66584	124	22	how	how	SCONJ
cjfa-66584	124	23	they	they	PRON
cjfa-66584	124	24	could	could	AUX
cjfa-66584	124	25	benefit	benefit	VERB
cjfa-66584	124	26	from	from	ADP
cjfa-66584	124	27	them	they	PRON
cjfa-66584	124	28	.	.	PUNCT
cjfa-66584	125	1	in	in	ADP
cjfa-66584	125	2	surveys	survey	NOUN
cjfa-66584	125	3	,	,	PUNCT
cjfa-66584	125	4	reg	reg	NOUN
cjfa-66584	125	5	tech	tech	NOUN
cjfa-66584	125	6	providers	provider	NOUN
cjfa-66584	125	7	reported	report	VERB
cjfa-66584	125	8	that	that	SCONJ
cjfa-66584	125	9	the	the	DET
cjfa-66584	125	10	“	"	PUNCT
cjfa-66584	125	11	lack	lack	NOUN
cjfa-66584	125	12	of	of	ADP
cjfa-66584	125	13	buyer	buyer	NOUN
cjfa-66584	125	14	awareness	awareness	NOUN
cjfa-66584	125	15	of	of	ADP
cjfa-66584	125	16	reg	reg	PROPN
cjfa-66584	125	17	tech	tech	NOUN
cjfa-66584	125	18	’s	’s	PART
cjfa-66584	125	19	potential	potential	NOUN
cjfa-66584	125	20	”	"	PUNCT
cjfa-66584	125	21	is	be	AUX
cjfa-66584	125	22	widespread	widespread	ADJ
cjfa-66584	125	23	–	–	PUNCT
cjfa-66584	125	24	with	with	SCONJ
cjfa-66584	125	25	some	some	PRON
cjfa-66584	125	26	estimating	estimate	VERB
cjfa-66584	125	27	over	over	ADP
cjfa-66584	125	28	half	half	NOUN
cjfa-66584	125	29	of	of	ADP
cjfa-66584	125	30	banks	bank	NOUN
cjfa-66584	125	31	have	have	VERB
cjfa-66584	125	32	low	low	ADJ
cjfa-66584	125	33	awareness	awareness	NOUN
cjfa-66584	125	34	in	in	ADP
cjfa-66584	125	35	certain	certain	ADJ
cjfa-66584	125	36	tech	tech	NOUN
cjfa-66584	125	37	domains	domain	NOUN
cjfa-66584	125	38	(	(	PUNCT
cjfa-66584	125	39	european	european	ADJ
cjfa-66584	125	40	banking	banking	NOUN
cjfa-66584	125	41	authority	authority	NOUN
cjfa-66584	125	42	,	,	PUNCT
cjfa-66584	125	43	2021	2021	NUM
cjfa-66584	125	44	)	)	PUNCT
cjfa-66584	125	45	.	.	PUNCT
cjfa-66584	126	1	this	this	DET
cjfa-66584	126	2	lack	lack	NOUN
cjfa-66584	126	3	of	of	ADP
cjfa-66584	126	4	understanding	understanding	NOUN
cjfa-66584	126	5	can	can	AUX
cjfa-66584	126	6	lead	lead	VERB
cjfa-66584	126	7	towards	towards	ADP
cjfa-66584	126	8	skepticism	skepticism	NOUN
cjfa-66584	126	9	;	;	PUNCT
cjfa-66584	126	10	for	for	ADP
cjfa-66584	126	11	example	example	NOUN
cjfa-66584	126	12	,	,	PUNCT
cjfa-66584	126	13	bank	bank	NOUN
cjfa-66584	126	14	executives	executive	NOUN
cjfa-66584	126	15	might	might	AUX
cjfa-66584	126	16	perceive	perceive	VERB
cjfa-66584	126	17	reg	reg	NOUN
cjfa-66584	126	18	tech	tech	NOUN
cjfa-66584	126	19	startups	startup	NOUN
cjfa-66584	126	20	as	as	ADP
cjfa-66584	126	21	too	too	ADV
cjfa-66584	126	22	immature	immature	ADJ
cjfa-66584	126	23	with	with	ADP
cjfa-66584	126	24	unproven	unproven	ADJ
cjfa-66584	126	25	solutions	solution	NOUN
cjfa-66584	126	26	,	,	PUNCT
cjfa-66584	126	27	thus	thus	ADV
cjfa-66584	126	28	being	be	AUX
cjfa-66584	126	29	hesitant	hesitant	ADJ
cjfa-66584	126	30	to	to	PART
cjfa-66584	126	31	adopt	adopt	VERB
cjfa-66584	126	32	them	they	PRON
cjfa-66584	126	33	.	.	PUNCT
cjfa-66584	127	1	another	another	DET
cjfa-66584	127	2	external	external	ADJ
cjfa-66584	127	3	barrier	barrier	NOUN
cjfa-66584	127	4	is	be	AUX
cjfa-66584	127	5	the	the	DET
cjfa-66584	127	6	lack	lack	NOUN
cjfa-66584	127	7	of	of	ADP
cjfa-66584	127	8	harmonization	harmonization	NOUN
cjfa-66584	127	9	in	in	ADP
cjfa-66584	127	10	rules	rule	NOUN
cjfa-66584	127	11	and	and	CCONJ
cjfa-66584	127	12	standards	standard	NOUN
cjfa-66584	127	13	across	across	ADP
cjfa-66584	127	14	jurisdictions	jurisdiction	NOUN
cjfa-66584	127	15	(	(	PUNCT
cjfa-66584	127	16	papantoniou	papantoniou	NOUN
cjfa-66584	127	17	,	,	PUNCT
cjfa-66584	127	18	2022	2022	NUM
cjfa-66584	127	19	)	)	PUNCT
cjfa-66584	127	20	.	.	PUNCT
cjfa-66584	128	1	especially	especially	ADV
cjfa-66584	128	2	for	for	ADP
cjfa-66584	128	3	international	international	ADJ
cjfa-66584	128	4	banks	bank	NOUN
cjfa-66584	128	5	or	or	CCONJ
cjfa-66584	128	6	reg	reg	NOUN
cjfa-66584	128	7	tech	tech	NOUN
cjfa-66584	128	8	providers	provider	NOUN
cjfa-66584	128	9	aiming	aim	VERB
cjfa-66584	128	10	to	to	PART
cjfa-66584	128	11	serve	serve	VERB
cjfa-66584	128	12	multiple	multiple	ADJ
cjfa-66584	128	13	markets	market	NOUN
cjfa-66584	128	14	,	,	PUNCT
cjfa-66584	128	15	divergent	divergent	ADJ
cjfa-66584	128	16	national	national	ADJ
cjfa-66584	128	17	regulations	regulation	NOUN
cjfa-66584	128	18	mean	mean	VERB
cjfa-66584	128	19	solutions	solution	NOUN
cjfa-66584	128	20	must	must	AUX
cjfa-66584	128	21	be	be	AUX
cjfa-66584	128	22	customized	customize	VERB
cjfa-66584	128	23	for	for	ADP
cjfa-66584	128	24	each	each	DET
cjfa-66584	128	25	jurisdiction	jurisdiction	NOUN
cjfa-66584	128	26	,	,	PUNCT
cjfa-66584	128	27	losing	lose	VERB
cjfa-66584	128	28	economies	economy	NOUN
cjfa-66584	128	29	of	of	ADP
cjfa-66584	128	30	scale	scale	NOUN
cjfa-66584	128	31	.	.	PUNCT
cjfa-66584	129	1	for	for	ADP
cjfa-66584	129	2	example	example	NOUN
cjfa-66584	129	3	,	,	PUNCT
cjfa-66584	129	4	differing	differ	VERB
cjfa-66584	129	5	aml	aml	NOUN
cjfa-66584	129	6	rules	rule	NOUN
cjfa-66584	129	7	or	or	CCONJ
cjfa-66584	129	8	reporting	report	VERB
cjfa-66584	129	9	formats	format	NOUN
cjfa-66584	129	10	country	country	NOUN
cjfa-66584	129	11	by	by	ADP
cjfa-66584	129	12	country	country	NOUN
cjfa-66584	129	13	prevent	prevent	VERB
cjfa-66584	129	14	a	a	DET
cjfa-66584	129	15	“	"	PUNCT
cjfa-66584	129	16	one	one	NUM
cjfa-66584	129	17	-	-	PUNCT
cjfa-66584	129	18	size	size	NOUN
cjfa-66584	129	19	”	"	PUNCT
cjfa-66584	129	20	reg	reg	NOUN
cjfa-66584	129	21	tech	tech	NOUN
cjfa-66584	129	22	product	product	NOUN
cjfa-66584	129	23	–	–	PUNCT
cjfa-66584	129	24	providers	provider	NOUN
cjfa-66584	129	25	perceive	perceive	VERB
cjfa-66584	129	26	this	this	DET
cjfa-66584	129	27	fragmentation	fragmentation	NOUN
cjfa-66584	129	28	as	as	ADP
cjfa-66584	129	29	a	a	DET
cjfa-66584	129	30	key	key	ADJ
cjfa-66584	129	31	obstacle	obstacle	NOUN
cjfa-66584	129	32	to	to	ADP
cjfa-66584	129	33	wider	wide	ADJ
cjfa-66584	129	34	market	market	NOUN
cjfa-66584	129	35	adoption	adoption	NOUN
cjfa-66584	129	36	.	.	PUNCT
cjfa-66584	130	1	apart	apart	ADV
cjfa-66584	130	2	from	from	ADP
cjfa-66584	130	3	adoption	adoption	NOUN
cjfa-66584	130	4	barriers	barrier	NOUN
cjfa-66584	130	5	,	,	PUNCT
cjfa-66584	130	6	it	it	PRON
cjfa-66584	130	7	is	be	AUX
cjfa-66584	130	8	crucial	crucial	ADJ
cjfa-66584	130	9	to	to	PART
cjfa-66584	130	10	address	address	VERB
cjfa-66584	130	11	the	the	DET
cjfa-66584	130	12	risks	risk	NOUN
cjfa-66584	130	13	associated	associate	VERB
cjfa-66584	130	14	with	with	ADP
cjfa-66584	130	15	reg	reg	NOUN
cjfa-66584	130	16	tech	tech	NOUN
cjfa-66584	130	17	implementation	implementation	NOUN
cjfa-66584	130	18	as	as	ADV
cjfa-66584	130	19	well	well	ADV
cjfa-66584	130	20	.	.	PUNCT
cjfa-66584	131	1	introducing	introduce	VERB
cjfa-66584	131	2	advanced	advanced	ADJ
cjfa-66584	131	3	tech	tech	NOUN
cjfa-66584	131	4	into	into	ADP
cjfa-66584	131	5	compliance	compliance	NOUN
cjfa-66584	131	6	processes	process	NOUN
cjfa-66584	131	7	can	can	AUX
cjfa-66584	131	8	create	create	VERB
cjfa-66584	131	9	new	new	ADJ
cjfa-66584	131	10	failure	failure	NOUN
cjfa-66584	131	11	modes	mode	NOUN
cjfa-66584	131	12	if	if	SCONJ
cjfa-66584	131	13	not	not	PART
cjfa-66584	131	14	properly	properly	ADV
cjfa-66584	131	15	managed	manage	VERB
cjfa-66584	131	16	.	.	PUNCT
cjfa-66584	132	1	regulators	regulator	NOUN
cjfa-66584	132	2	and	and	CCONJ
cjfa-66584	132	3	risk	risk	NOUN
cjfa-66584	132	4	managers	manager	NOUN
cjfa-66584	132	5	have	have	AUX
cjfa-66584	132	6	underlined	underline	VERB
cjfa-66584	132	7	potential	potential	ADJ
cjfa-66584	132	8	operational	operational	ADJ
cjfa-66584	132	9	and	and	CCONJ
cjfa-66584	132	10	compliance	compliance	NOUN
cjfa-66584	132	11	risks	risk	NOUN
cjfa-66584	132	12	stemming	stem	VERB
cjfa-66584	132	13	from	from	ADP
cjfa-66584	132	14	heavy	heavy	ADJ
cjfa-66584	132	15	reliance	reliance	NOUN
cjfa-66584	132	16	on	on	ADP
cjfa-66584	132	17	reg	reg	NOUN
cjfa-66584	132	18	tech	tech	NOUN
cjfa-66584	132	19	tools	tool	NOUN
cjfa-66584	132	20	(	(	PUNCT
cjfa-66584	132	21	financial	financial	ADJ
cjfa-66584	132	22	stability	stability	NOUN
cjfa-66584	132	23	board	board	NOUN
cjfa-66584	132	24	,	,	PUNCT
cjfa-66584	132	25	2020a	2020a	NUM
cjfa-66584	132	26	)	)	PUNCT
cjfa-66584	132	27	.	.	PUNCT
cjfa-66584	133	1	a	a	DET
cjfa-66584	133	2	primary	primary	ADJ
cjfa-66584	133	3	concern	concern	NOUN
cjfa-66584	133	4	is	be	AUX
cjfa-66584	133	5	compliance	compliance	NOUN
cjfa-66584	133	6	risk	risk	NOUN
cjfa-66584	133	7	itself	itself	PRON
cjfa-66584	133	8	–	–	PUNCT
cjfa-66584	133	9	the	the	DET
cjfa-66584	133	10	risk	risk	NOUN
cjfa-66584	133	11	that	that	SCONJ
cjfa-66584	133	12	an	an	DET
cjfa-66584	133	13	institution	institution	NOUN
cjfa-66584	133	14	,	,	PUNCT
cjfa-66584	133	15	by	by	ADP
cjfa-66584	133	16	relying	rely	VERB
cjfa-66584	133	17	on	on	ADP
cjfa-66584	133	18	a	a	DET
cjfa-66584	133	19	reg	reg	NOUN
cjfa-66584	133	20	tech	tech	NOUN
cjfa-66584	133	21	solution	solution	NOUN
cjfa-66584	133	22	,	,	PUNCT
cjfa-66584	133	23	might	might	AUX
cjfa-66584	133	24	actually	actually	ADV
cjfa-66584	133	25	fail	fail	VERB
cjfa-66584	133	26	to	to	PART
cjfa-66584	133	27	comply	comply	VERB
cjfa-66584	133	28	with	with	ADP
cjfa-66584	133	29	regulations	regulation	NOUN
cjfa-66584	133	30	due	due	ADP
cjfa-66584	133	31	to	to	ADP
cjfa-66584	133	32	errors	error	NOUN
cjfa-66584	133	33	or	or	CCONJ
cjfa-66584	133	34	limitations	limitation	NOUN
cjfa-66584	133	35	of	of	ADP
cjfa-66584	133	36	the	the	DET
cjfa-66584	133	37	technology	technology	NOUN
cjfa-66584	133	38	.	.	PUNCT
cjfa-66584	134	1	another	another	DET
cjfa-66584	134	2	significant	significant	ADJ
cjfa-66584	134	3	risk	risk	NOUN
cjfa-66584	134	4	area	area	NOUN
cjfa-66584	134	5	is	be	AUX
cjfa-66584	134	6	operational	operational	ADJ
cjfa-66584	134	7	dependence	dependence	NOUN
cjfa-66584	134	8	and	and	CCONJ
cjfa-66584	134	9	third	third	ADJ
cjfa-66584	134	10	-	-	PUNCT
cjfa-66584	134	11	party	party	NOUN
cjfa-66584	134	12	risk	risk	NOUN
cjfa-66584	134	13	.	.	PUNCT
cjfa-66584	135	1	when	when	SCONJ
cjfa-66584	135	2	a	a	DET
cjfa-66584	135	3	financial	financial	ADJ
cjfa-66584	135	4	institution	institution	NOUN
cjfa-66584	135	5	relies	rely	VERB
cjfa-66584	135	6	on	on	ADP
cjfa-66584	135	7	a	a	DET
cjfa-66584	135	8	third	third	ADJ
cjfa-66584	135	9	-	-	PUNCT
cjfa-66584	135	10	party	party	NOUN
cjfa-66584	135	11	reg	reg	NOUN
cjfa-66584	135	12	tech	tech	NOUN
cjfa-66584	135	13	provider	provider	NOUN
cjfa-66584	135	14	for	for	ADP
cjfa-66584	135	15	critical	critical	ADJ
cjfa-66584	135	16	compliance	compliance	NOUN
cjfa-66584	135	17	functions	function	NOUN
cjfa-66584	135	18	,	,	PUNCT
cjfa-66584	135	19	it	it	PRON
cjfa-66584	135	20	incurs	incur	VERB
cjfa-66584	135	21	concentration	concentration	NOUN
cjfa-66584	135	22	risk	risk	NOUN
cjfa-66584	135	23	and	and	CCONJ
cjfa-66584	135	24	outsourcing	outsourcing	NOUN
cjfa-66584	135	25	risk	risk	NOUN
cjfa-66584	135	26	.	.	PUNCT
cjfa-66584	136	1	it	it	PRON
cjfa-66584	136	2	is	be	AUX
cjfa-66584	136	3	possible	possible	ADJ
cjfa-66584	136	4	that	that	SCONJ
cjfa-66584	136	5	if	if	SCONJ
cjfa-66584	136	6	many	many	ADJ
cjfa-66584	136	7	financial	financial	ADJ
cjfa-66584	136	8	institutions	institution	NOUN
cjfa-66584	136	9	rely	rely	VERB
cjfa-66584	136	10	on	on	ADP
cjfa-66584	136	11	the	the	DET
cjfa-66584	136	12	same	same	ADJ
cjfa-66584	136	13	reg	reg	NOUN
cjfa-66584	136	14	tech	tech	NOUN
cjfa-66584	136	15	provider	provider	NOUN
cjfa-66584	136	16	,	,	PUNCT
cjfa-66584	136	17	this	this	DET
cjfa-66584	136	18	particular	particular	ADJ
cjfa-66584	136	19	provider	provider	NOUN
cjfa-66584	136	20	could	could	AUX
cjfa-66584	136	21	become	become	VERB
cjfa-66584	136	22	a	a	DET
cjfa-66584	136	23	“	"	PUNCT
cjfa-66584	136	24	systemically	systemically	ADV
cjfa-66584	136	25	important	important	ADJ
cjfa-66584	136	26	third	third	ADJ
cjfa-66584	136	27	party	party	NOUN
cjfa-66584	136	28	whose	whose	DET
cjfa-66584	136	29	tomasz	tomasz	NOUN
cjfa-66584	136	30	dziawgo3636	dziawgo3636	NOUN
cjfa-66584	136	31	failure	failure	NOUN
cjfa-66584	136	32	would	would	AUX
cjfa-66584	136	33	have	have	VERB
cjfa-66584	136	34	system	system	NOUN
cjfa-66584	136	35	-	-	PUNCT
cjfa-66584	136	36	wide	wide	ADJ
cjfa-66584	136	37	implications	implication	NOUN
cjfa-66584	136	38	”	"	PUNCT
cjfa-66584	136	39	(	(	PUNCT
cjfa-66584	136	40	european	european	ADJ
cjfa-66584	136	41	banking	banking	NOUN
cjfa-66584	136	42	authority	authority	NOUN
cjfa-66584	136	43	,	,	PUNCT
cjfa-66584	136	44	2021	2021	NUM
cjfa-66584	136	45	)	)	PUNCT
cjfa-66584	136	46	.	.	PUNCT
cjfa-66584	137	1	even	even	ADV
cjfa-66584	137	2	if	if	SCONJ
cjfa-66584	137	3	not	not	PART
cjfa-66584	137	4	systemic	systemic	ADJ
cjfa-66584	137	5	,	,	PUNCT
cjfa-66584	137	6	the	the	DET
cjfa-66584	137	7	failure	failure	NOUN
cjfa-66584	137	8	or	or	CCONJ
cjfa-66584	137	9	service	service	NOUN
cjfa-66584	137	10	disruption	disruption	NOUN
cjfa-66584	137	11	at	at	ADP
cjfa-66584	137	12	a	a	DET
cjfa-66584	137	13	provider	provider	NOUN
cjfa-66584	137	14	could	could	AUX
cjfa-66584	137	15	leave	leave	VERB
cjfa-66584	137	16	client	client	NOUN
cjfa-66584	137	17	financial	financial	ADJ
cjfa-66584	137	18	institutions	institution	NOUN
cjfa-66584	137	19	unable	unable	ADJ
cjfa-66584	137	20	to	to	PART
cjfa-66584	137	21	fulfill	fulfill	VERB
cjfa-66584	137	22	key	key	ADJ
cjfa-66584	137	23	tasks	task	NOUN
cjfa-66584	137	24	.	.	PUNCT
cjfa-66584	138	1	this	this	PRON
cjfa-66584	138	2	relates	relate	VERB
cjfa-66584	138	3	to	to	ADP
cjfa-66584	138	4	business	business	NOUN
cjfa-66584	138	5	continuity	continuity	NOUN
cjfa-66584	138	6	risk	risk	NOUN
cjfa-66584	138	7	–	–	PUNCT
cjfa-66584	138	8	outages	outage	NOUN
cjfa-66584	138	9	or	or	CCONJ
cjfa-66584	138	10	downtime	downtime	NOUN
cjfa-66584	138	11	in	in	ADP
cjfa-66584	138	12	reg	reg	NOUN
cjfa-66584	138	13	tech	tech	NOUN
cjfa-66584	138	14	services	service	NOUN
cjfa-66584	138	15	could	could	AUX
cjfa-66584	138	16	interrupt	interrupt	VERB
cjfa-66584	138	17	a	a	DET
cjfa-66584	138	18	bank	bank	NOUN
cjfa-66584	138	19	’s	’s	PART
cjfa-66584	138	20	compliance	compliance	NOUN
cjfa-66584	138	21	processes	process	NOUN
cjfa-66584	138	22	as	as	ADP
cjfa-66584	138	23	a	a	DET
cjfa-66584	138	24	whole	whole	NOUN
cjfa-66584	138	25	.	.	PUNCT
cjfa-66584	139	1	moreover	moreover	ADV
cjfa-66584	139	2	,	,	PUNCT
cjfa-66584	139	3	if	if	SCONJ
cjfa-66584	139	4	a	a	DET
cjfa-66584	139	5	reg	reg	NOUN
cjfa-66584	139	6	tech	tech	NOUN
cjfa-66584	139	7	provider	provider	NOUN
cjfa-66584	139	8	goes	go	VERB
cjfa-66584	139	9	out	out	ADP
cjfa-66584	139	10	of	of	ADP
cjfa-66584	139	11	business	business	NOUN
cjfa-66584	139	12	or	or	CCONJ
cjfa-66584	139	13	withdraws	withdraw	VERB
cjfa-66584	139	14	a	a	DET
cjfa-66584	139	15	product	product	NOUN
cjfa-66584	139	16	,	,	PUNCT
cjfa-66584	139	17	client	client	NOUN
cjfa-66584	139	18	firms	firm	NOUN
cjfa-66584	139	19	may	may	AUX
cjfa-66584	139	20	find	find	VERB
cjfa-66584	139	21	themselves	themselves	PRON
cjfa-66584	139	22	struggling	struggle	VERB
cjfa-66584	139	23	to	to	PART
cjfa-66584	139	24	replace	replace	VERB
cjfa-66584	139	25	the	the	DET
cjfa-66584	139	26	function	function	NOUN
cjfa-66584	139	27	.	.	PUNCT
cjfa-66584	140	1	furthermore	furthermore	ADV
cjfa-66584	140	2	,	,	PUNCT
cjfa-66584	140	3	ict	ict	NOUN
cjfa-66584	140	4	and	and	CCONJ
cjfa-66584	140	5	cybersecurity	cybersecurity	NOUN
cjfa-66584	140	6	risks	risk	NOUN
cjfa-66584	140	7	are	be	AUX
cjfa-66584	140	8	paramount	paramount	ADJ
cjfa-66584	140	9	.	.	PUNCT
cjfa-66584	141	1	using	use	VERB
cjfa-66584	141	2	cutting	cut	VERB
cjfa-66584	141	3	-	-	PUNCT
cjfa-66584	141	4	edge	edge	NOUN
cjfa-66584	141	5	tech	tech	NOUN
cjfa-66584	141	6	means	mean	NOUN
cjfa-66584	141	7	dealing	deal	VERB
cjfa-66584	141	8	with	with	ADP
cjfa-66584	141	9	potential	potential	ADJ
cjfa-66584	141	10	vulnerabilities	vulnerability	NOUN
cjfa-66584	141	11	:	:	PUNCT
cjfa-66584	141	12	data	data	NOUN
cjfa-66584	141	13	breaches	breach	NOUN
cjfa-66584	141	14	,	,	PUNCT
cjfa-66584	141	15	hacking	hack	VERB
cjfa-66584	141	16	of	of	ADP
cjfa-66584	141	17	compliance	compliance	NOUN
cjfa-66584	141	18	systems	system	NOUN
cjfa-66584	141	19	,	,	PUNCT
cjfa-66584	141	20	or	or	CCONJ
cjfa-66584	141	21	simply	simply	ADV
cjfa-66584	141	22	it	it	PRON
cjfa-66584	141	23	failures	failure	VERB
cjfa-66584	141	24	.	.	PUNCT
cjfa-66584	142	1	if	if	SCONJ
cjfa-66584	142	2	a	a	DET
cjfa-66584	142	3	reg	reg	NOUN
cjfa-66584	142	4	tech	tech	NOUN
cjfa-66584	142	5	tool	tool	NOUN
cjfa-66584	142	6	is	be	AUX
cjfa-66584	142	7	cloud	cloud	NOUN
cjfa-66584	142	8	-	-	PUNCT
cjfa-66584	142	9	based	base	VERB
cjfa-66584	142	10	,	,	PUNCT
cjfa-66584	142	11	concerns	concern	NOUN
cjfa-66584	142	12	could	could	AUX
cjfa-66584	142	13	appear	appear	VERB
cjfa-66584	142	14	such	such	ADJ
cjfa-66584	142	15	as	as	ADP
cjfa-66584	142	16	:	:	PUNCT
cjfa-66584	142	17	does	do	AUX
cjfa-66584	142	18	the	the	DET
cjfa-66584	142	19	bank	bank	NOUN
cjfa-66584	142	20	know	know	VERB
cjfa-66584	142	21	where	where	SCONJ
cjfa-66584	142	22	its	its	PRON
cjfa-66584	142	23	data	datum	NOUN
cjfa-66584	142	24	is	be	AUX
cjfa-66584	142	25	stored	store	VERB
cjfa-66584	142	26	?	?	PUNCT
cjfa-66584	143	1	is	be	AUX
cjfa-66584	143	2	it	it	PRON
cjfa-66584	143	3	in	in	ADP
cjfa-66584	143	4	a	a	DET
cjfa-66584	143	5	jurisdiction	jurisdiction	NOUN
cjfa-66584	143	6	with	with	ADP
cjfa-66584	143	7	strong	strong	ADJ
cjfa-66584	143	8	data	datum	NOUN
cjfa-66584	143	9	protection	protection	NOUN
cjfa-66584	143	10	?	?	PUNCT
cjfa-66584	144	1	if	if	SCONJ
cjfa-66584	144	2	not	not	PART
cjfa-66584	144	3	,	,	PUNCT
cjfa-66584	144	4	this	this	PRON
cjfa-66584	144	5	could	could	AUX
cjfa-66584	144	6	violate	violate	VERB
cjfa-66584	144	7	regulations	regulation	NOUN
cjfa-66584	144	8	or	or	CCONJ
cjfa-66584	144	9	pose	pose	VERB
cjfa-66584	144	10	security	security	NOUN
cjfa-66584	144	11	concerns	concern	NOUN
cjfa-66584	144	12	(	(	PUNCT
cjfa-66584	144	13	financial	financial	ADJ
cjfa-66584	144	14	stability	stability	NOUN
cjfa-66584	144	15	board	board	NOUN
cjfa-66584	144	16	,	,	PUNCT
cjfa-66584	144	17	2020b	2020b	NUM
cjfa-66584	144	18	)	)	PUNCT
cjfa-66584	144	19	.	.	PUNCT
cjfa-66584	145	1	regulatory	regulatory	ADJ
cjfa-66584	145	2	perspective	perspective	PROPN
cjfa-66584	145	3	&	&	CCONJ
cjfa-66584	145	4	sup	sup	PROPN
cjfa-66584	145	5	tech	tech	PROPN
cjfa-66584	145	6	regulatory	regulatory	ADJ
cjfa-66584	145	7	perspective	perspective	NOUN
cjfa-66584	145	8	&	&	CCONJ
cjfa-66584	145	9	sup	sup	PROPN
cjfa-66584	145	10	tech	tech	NOUN
cjfa-66584	145	11	regulators	regulator	NOUN
cjfa-66584	145	12	and	and	CCONJ
cjfa-66584	145	13	supervisors	supervisor	NOUN
cjfa-66584	145	14	have	have	VERB
cjfa-66584	145	15	a	a	DET
cjfa-66584	145	16	unique	unique	ADJ
cjfa-66584	145	17	dual	dual	ADJ
cjfa-66584	145	18	perspective	perspective	NOUN
cjfa-66584	145	19	on	on	ADP
cjfa-66584	145	20	reg	reg	NOUN
cjfa-66584	145	21	tech	tech	NOUN
cjfa-66584	145	22	.	.	PUNCT
cjfa-66584	146	1	on	on	ADP
cjfa-66584	146	2	one	one	NUM
cjfa-66584	146	3	hand	hand	NOUN
cjfa-66584	146	4	,	,	PUNCT
cjfa-66584	146	5	they	they	PRON
cjfa-66584	146	6	encourage	encourage	VERB
cjfa-66584	146	7	and	and	CCONJ
cjfa-66584	146	8	monitor	monitor	VERB
cjfa-66584	146	9	the	the	DET
cjfa-66584	146	10	adoption	adoption	NOUN
cjfa-66584	146	11	of	of	ADP
cjfa-66584	146	12	reg	reg	NOUN
cjfa-66584	146	13	tech	tech	NOUN
cjfa-66584	146	14	by	by	ADP
cjfa-66584	146	15	industry	industry	NOUN
cjfa-66584	146	16	as	as	ADP
cjfa-66584	146	17	a	a	DET
cjfa-66584	146	18	means	means	NOUN
cjfa-66584	146	19	to	to	PART
cjfa-66584	146	20	improve	improve	VERB
cjfa-66584	146	21	compliance	compliance	NOUN
cjfa-66584	146	22	outcomes	outcome	NOUN
cjfa-66584	146	23	;	;	PUNCT
cjfa-66584	146	24	on	on	ADP
cjfa-66584	146	25	the	the	DET
cjfa-66584	146	26	other	other	ADJ
cjfa-66584	146	27	hand	hand	NOUN
cjfa-66584	146	28	,	,	PUNCT
cjfa-66584	146	29	they	they	PRON
cjfa-66584	146	30	are	be	AUX
cjfa-66584	146	31	themselves	themselves	PRON
cjfa-66584	146	32	adopters	adopter	NOUN
cjfa-66584	146	33	of	of	ADP
cjfa-66584	146	34	technology	technology	NOUN
cjfa-66584	146	35	(	(	PUNCT
cjfa-66584	146	36	sup	sup	NOUN
cjfa-66584	146	37	tech	tech	NOUN
cjfa-66584	146	38	)	)	PUNCT
cjfa-66584	146	39	to	to	PART
cjfa-66584	146	40	enhance	enhance	VERB
cjfa-66584	146	41	their	their	PRON
cjfa-66584	146	42	supervisory	supervisory	ADJ
cjfa-66584	146	43	capabilities	capability	NOUN
cjfa-66584	146	44	(	(	PUNCT
cjfa-66584	146	45	dziawgo	dziawgo	ADJ
cjfa-66584	146	46	,	,	PUNCT
cjfa-66584	146	47	2021	2021	NUM
cjfa-66584	146	48	)	)	PUNCT
cjfa-66584	146	49	.	.	PUNCT
cjfa-66584	147	1	policymakers	policymaker	NOUN
cjfa-66584	147	2	recognize	recognize	VERB
cjfa-66584	147	3	that	that	SCONJ
cjfa-66584	147	4	reg	reg	NOUN
cjfa-66584	147	5	tech	tech	NOUN
cjfa-66584	147	6	can	can	AUX
cjfa-66584	147	7	help	help	VERB
cjfa-66584	147	8	address	address	VERB
cjfa-66584	147	9	the	the	DET
cjfa-66584	147	10	challenges	challenge	NOUN
cjfa-66584	147	11	of	of	ADP
cjfa-66584	147	12	supervising	supervise	VERB
cjfa-66584	147	13	a	a	DET
cjfa-66584	147	14	complex	complex	ADJ
cjfa-66584	147	15	,	,	PUNCT
cjfa-66584	147	16	data	data	NOUN
cjfa-66584	147	17	-	-	PUNCT
cjfa-66584	147	18	heavy	heavy	ADJ
cjfa-66584	147	19	financial	financial	ADJ
cjfa-66584	147	20	system	system	NOUN
cjfa-66584	147	21	,	,	PUNCT
cjfa-66584	147	22	and	and	CCONJ
cjfa-66584	147	23	they	they	PRON
cjfa-66584	147	24	do	do	AUX
cjfa-66584	147	25	not	not	PART
cjfa-66584	147	26	want	want	VERB
cjfa-66584	147	27	regulatory	regulatory	ADJ
cjfa-66584	147	28	frameworks	framework	NOUN
cjfa-66584	147	29	to	to	PART
cjfa-66584	147	30	unduly	unduly	ADV
cjfa-66584	147	31	impede	impede	VERB
cjfa-66584	147	32	beneficial	beneficial	ADJ
cjfa-66584	147	33	technological	technological	ADJ
cjfa-66584	147	34	progress	progress	NOUN
cjfa-66584	147	35	(	(	PUNCT
cjfa-66584	147	36	broeders	broeder	NOUN
cjfa-66584	147	37	&	&	CCONJ
cjfa-66584	147	38	prenio	prenio	PROPN
cjfa-66584	147	39	,	,	PUNCT
cjfa-66584	147	40	2018	2018	NUM
cjfa-66584	147	41	)	)	PUNCT
cjfa-66584	147	42	.	.	PUNCT
cjfa-66584	148	1	from	from	ADP
cjfa-66584	148	2	the	the	DET
cjfa-66584	148	3	regulator	regulator	NOUN
cjfa-66584	148	4	’s	’s	PART
cjfa-66584	148	5	perspective	perspective	NOUN
cjfa-66584	148	6	on	on	ADP
cjfa-66584	148	7	industry	industry	NOUN
cjfa-66584	148	8	reg	reg	NOUN
cjfa-66584	148	9	tech	tech	NOUN
cjfa-66584	148	10	,	,	PUNCT
cjfa-66584	148	11	a	a	DET
cjfa-66584	148	12	key	key	ADJ
cjfa-66584	148	13	interest	interest	NOUN
cjfa-66584	148	14	is	be	AUX
cjfa-66584	148	15	how	how	SCONJ
cjfa-66584	148	16	these	these	DET
cjfa-66584	148	17	tools	tool	NOUN
cjfa-66584	148	18	can	can	AUX
cjfa-66584	148	19	improve	improve	VERB
cjfa-66584	148	20	regulatory	regulatory	ADJ
cjfa-66584	148	21	compliance	compliance	NOUN
cjfa-66584	148	22	and	and	CCONJ
cjfa-66584	148	23	reduce	reduce	VERB
cjfa-66584	148	24	systemic	systemic	ADJ
cjfa-66584	148	25	risk	risk	NOUN
cjfa-66584	148	26	.	.	PUNCT
cjfa-66584	149	1	the	the	DET
cjfa-66584	149	2	financial	financial	ADJ
cjfa-66584	149	3	stability	stability	PROPN
cjfa-66584	149	4	board	board	PROPN
cjfa-66584	149	5	’s	’s	PART
cjfa-66584	149	6	2020	2020	NUM
cjfa-66584	149	7	report	report	NOUN
cjfa-66584	149	8	highlighted	highlight	VERB
cjfa-66584	149	9	that	that	SCONJ
cjfa-66584	149	10	reg	reg	VERB
cjfa-66584	149	11	tech	tech	NOUN
cjfa-66584	149	12	for	for	ADP
cjfa-66584	149	13	firms	firm	NOUN
cjfa-66584	149	14	could	could	AUX
cjfa-66584	149	15	improve	improve	VERB
cjfa-66584	149	16	compliance	compliance	NOUN
cjfa-66584	149	17	outcomes	outcome	NOUN
cjfa-66584	149	18	and	and	CCONJ
cjfa-66584	149	19	risk	risk	NOUN
cjfa-66584	149	20	management	management	NOUN
cjfa-66584	149	21	,	,	PUNCT
cjfa-66584	149	22	which	which	PRON
cjfa-66584	149	23	,	,	PUNCT
cjfa-66584	149	24	in	in	ADP
cjfa-66584	149	25	turn	turn	NOUN
cjfa-66584	149	26	,	,	PUNCT
cjfa-66584	149	27	benefits	benefit	VERB
cjfa-66584	149	28	regulators	regulator	NOUN
cjfa-66584	149	29	by	by	ADP
cjfa-66584	149	30	strengthening	strengthen	VERB
cjfa-66584	149	31	the	the	DET
cjfa-66584	149	32	overall	overall	ADJ
cjfa-66584	149	33	resilience	resilience	NOUN
cjfa-66584	149	34	of	of	ADP
cjfa-66584	149	35	the	the	DET
cjfa-66584	149	36	financial	financial	ADJ
cjfa-66584	149	37	system	system	NOUN
cjfa-66584	149	38	(	(	PUNCT
cjfa-66584	149	39	financial	financial	ADJ
cjfa-66584	149	40	stability	stability	NOUN
cjfa-66584	149	41	board	board	NOUN
cjfa-66584	149	42	,	,	PUNCT
cjfa-66584	149	43	2020b	2020b	NUM
cjfa-66584	149	44	)	)	PUNCT
cjfa-66584	149	45	.	.	PUNCT
cjfa-66584	150	1	moreover	moreover	ADV
cjfa-66584	150	2	,	,	PUNCT
cjfa-66584	150	3	regulators	regulator	NOUN
cjfa-66584	150	4	see	see	VERB
cjfa-66584	150	5	potential	potential	NOUN
cjfa-66584	150	6	in	in	ADP
cjfa-66584	150	7	reg	reg	NOUN
cjfa-66584	150	8	tech	tech	NOUN
cjfa-66584	150	9	to	to	PART
cjfa-66584	150	10	produce	produce	VERB
cjfa-66584	150	11	higher	high	ADJ
cjfa-66584	150	12	-	-	PUNCT
cjfa-66584	150	13	quality	quality	NOUN
cjfa-66584	150	14	and	and	CCONJ
cjfa-66584	150	15	more	more	ADV
cjfa-66584	150	16	timely	timely	ADJ
cjfa-66584	150	17	data	datum	NOUN
cjfa-66584	150	18	(	(	PUNCT
cjfa-66584	150	19	banaś	banaś	NOUN
cjfa-66584	150	20	,	,	PUNCT
cjfa-66584	150	21	2024	2024	NUM
cjfa-66584	150	22	)	)	PUNCT
cjfa-66584	150	23	.	.	PUNCT
cjfa-66584	151	1	traditional	traditional	ADJ
cjfa-66584	151	2	regulatory	regulatory	ADJ
cjfa-66584	151	3	reporting	reporting	NOUN
cjfa-66584	151	4	often	often	ADV
cjfa-66584	151	5	involves	involve	VERB
cjfa-66584	151	6	significant	significant	ADJ
cjfa-66584	151	7	lag	lag	NOUN
cjfa-66584	151	8	(	(	PUNCT
cjfa-66584	151	9	data	data	NOUN
cjfa-66584	151	10	is	be	AUX
cjfa-66584	151	11	weeks	week	NOUN
cjfa-66584	151	12	or	or	CCONJ
cjfa-66584	151	13	months	month	NOUN
cjfa-66584	151	14	old	old	ADJ
cjfa-66584	151	15	by	by	ADP
cjfa-66584	151	16	the	the	DET
cjfa-66584	151	17	time	time	NOUN
cjfa-66584	151	18	regulators	regulator	NOUN
cjfa-66584	151	19	see	see	VERB
cjfa-66584	151	20	it	it	PRON
cjfa-66584	151	21	)	)	PUNCT
cjfa-66584	151	22	and	and	CCONJ
cjfa-66584	151	23	potential	potential	ADJ
cjfa-66584	151	24	errors	error	NOUN
cjfa-66584	151	25	.	.	PUNCT
cjfa-66584	152	1	if	if	SCONJ
cjfa-66584	152	2	,	,	PUNCT
cjfa-66584	152	3	through	through	ADP
cjfa-66584	152	4	above	above	ADV
cjfa-66584	152	5	-	-	PUNCT
cjfa-66584	152	6	mentioned	mention	VERB
cjfa-66584	152	7	solutions	solution	NOUN
cjfa-66584	152	8	,	,	PUNCT
cjfa-66584	152	9	supervisors	supervisor	NOUN
cjfa-66584	152	10	can	can	AUX
cjfa-66584	152	11	gain	gain	VERB
cjfa-66584	152	12	access	access	NOUN
cjfa-66584	152	13	to	to	ADP
cjfa-66584	152	14	cleaner	clean	ADJ
cjfa-66584	152	15	data	datum	NOUN
cjfa-66584	152	16	in	in	ADP
cjfa-66584	152	17	near	near	ADP
cjfa-66584	152	18	-	-	PUNCT
cjfa-66584	152	19	real	real	ADJ
cjfa-66584	152	20	-	-	PUNCT
cjfa-66584	152	21	time	time	NOUN
cjfa-66584	152	22	,	,	PUNCT
cjfa-66584	152	23	they	they	PRON
cjfa-66584	152	24	can	can	AUX
cjfa-66584	152	25	conduct	conduct	VERB
cjfa-66584	152	26	more	more	ADV
cjfa-66584	152	27	effective	effective	ADJ
cjfa-66584	152	28	oversight	oversight	NOUN
cjfa-66584	152	29	(	(	PUNCT
cjfa-66584	152	30	broeders	broeder	NOUN
cjfa-66584	152	31	&	&	CCONJ
cjfa-66584	152	32	prenio	prenio	PROPN
cjfa-66584	152	33	,	,	PUNCT
cjfa-66584	152	34	2018	2018	NUM
cjfa-66584	152	35	)	)	PUNCT
cjfa-66584	152	36	.	.	PUNCT
cjfa-66584	153	1	a	a	DET
cjfa-66584	153	2	natural	natural	ADJ
cjfa-66584	153	3	extension	extension	NOUN
cjfa-66584	153	4	of	of	ADP
cjfa-66584	153	5	regulators	regulator	NOUN
cjfa-66584	153	6	’	’	PART
cjfa-66584	153	7	interest	interest	NOUN
cjfa-66584	153	8	in	in	ADP
cjfa-66584	153	9	reg	reg	NOUN
cjfa-66584	153	10	tech	tech	NOUN
cjfa-66584	153	11	is	be	AUX
cjfa-66584	153	12	the	the	DET
cjfa-66584	153	13	rise	rise	NOUN
cjfa-66584	153	14	of	of	ADP
cjfa-66584	153	15	sup	sup	NOUN
cjfa-66584	153	16	tech	tech	NOUN
cjfa-66584	153	17	(	(	PUNCT
cjfa-66584	153	18	supervisory	supervisory	ADJ
cjfa-66584	153	19	technology	technology	NOUN
cjfa-66584	153	20	)	)	PUNCT
cjfa-66584	153	21	–	–	PUNCT
cjfa-66584	153	22	the	the	DET
cjfa-66584	153	23	use	use	NOUN
cjfa-66584	153	24	of	of	ADP
cjfa-66584	153	25	similar	similar	ADJ
cjfa-66584	153	26	innovative	innovative	ADJ
cjfa-66584	153	27	tech	tech	NOUN
cjfa-66584	153	28	by	by	ADP
cjfa-66584	153	29	regulatory	regulatory	ADJ
cjfa-66584	153	30	regulatory	regulatory	ADJ
cjfa-66584	153	31	technology	technology	NOUN
cjfa-66584	153	32	(	(	PUNCT
cjfa-66584	153	33	reg	reg	NOUN
cjfa-66584	153	34	tech	tech	NOUN
cjfa-66584	153	35	)	)	PUNCT
cjfa-66584	153	36	as	as	ADP
cjfa-66584	153	37	an	an	DET
cjfa-66584	153	38	enhancement	enhancement	NOUN
cjfa-66584	153	39	…	…	SYM
cjfa-66584	153	40	3737	3737	NUM
cjfa-66584	153	41	authorities	authority	NOUN
cjfa-66584	153	42	themselves	themselves	PRON
cjfa-66584	153	43	.	.	PUNCT
cjfa-66584	154	1	sup	sup	NOUN
cjfa-66584	154	2	tech	tech	NOUN
cjfa-66584	154	3	has	have	AUX
cjfa-66584	154	4	quickly	quickly	ADV
cjfa-66584	154	5	become	become	VERB
cjfa-66584	154	6	a	a	DET
cjfa-66584	154	7	strategic	strategic	ADJ
cjfa-66584	154	8	priority	priority	NOUN
cjfa-66584	154	9	for	for	ADP
cjfa-66584	154	10	many	many	ADJ
cjfa-66584	154	11	regulators	regulator	NOUN
cjfa-66584	154	12	,	,	PUNCT
cjfa-66584	154	13	as	as	SCONJ
cjfa-66584	154	14	they	they	PRON
cjfa-66584	154	15	face	face	VERB
cjfa-66584	154	16	their	their	PRON
cjfa-66584	154	17	own	own	ADJ
cjfa-66584	154	18	challenges	challenge	NOUN
cjfa-66584	154	19	of	of	ADP
cjfa-66584	154	20	limited	limited	ADJ
cjfa-66584	154	21	resources	resource	NOUN
cjfa-66584	154	22	and	and	CCONJ
cjfa-66584	154	23	an	an	DET
cjfa-66584	154	24	explosion	explosion	NOUN
cjfa-66584	154	25	of	of	ADP
cjfa-66584	154	26	data	datum	NOUN
cjfa-66584	154	27	to	to	PART
cjfa-66584	154	28	analyze	analyze	VERB
cjfa-66584	154	29	.	.	PUNCT
cjfa-66584	155	1	in	in	ADP
cjfa-66584	155	2	essence	essence	NOUN
cjfa-66584	155	3	,	,	PUNCT
cjfa-66584	155	4	sup	sup	NOUN
cjfa-66584	155	5	tech	tech	NOUN
cjfa-66584	155	6	aims	aim	NOUN
cjfa-66584	155	7	to	to	PART
cjfa-66584	155	8	digitize	digitize	VERB
cjfa-66584	155	9	and	and	CCONJ
cjfa-66584	155	10	modernize	modernize	VERB
cjfa-66584	155	11	supervisory	supervisory	ADJ
cjfa-66584	155	12	processes	process	NOUN
cjfa-66584	155	13	,	,	PUNCT
cjfa-66584	155	14	making	make	VERB
cjfa-66584	155	15	oversight	oversight	NOUN
cjfa-66584	155	16	more	more	ADJ
cjfa-66584	155	17	data	data	NOUN
cjfa-66584	155	18	-	-	PUNCT
cjfa-66584	155	19	driven	drive	VERB
cjfa-66584	155	20	and	and	CCONJ
cjfa-66584	155	21	effective	effective	ADJ
cjfa-66584	155	22	(	(	PUNCT
cjfa-66584	155	23	world	world	PROPN
cjfa-66584	155	24	bank	bank	NOUN
cjfa-66584	155	25	group	group	NOUN
cjfa-66584	155	26	,	,	PUNCT
cjfa-66584	155	27	2021	2021	NUM
cjfa-66584	155	28	)	)	PUNCT
cjfa-66584	155	29	.	.	PUNCT
cjfa-66584	156	1	sup	sup	NOUN
cjfa-66584	156	2	tech	tech	NOUN
cjfa-66584	156	3	solutions	solution	NOUN
cjfa-66584	156	4	generally	generally	ADV
cjfa-66584	156	5	fall	fall	VERB
cjfa-66584	156	6	into	into	ADP
cjfa-66584	156	7	two	two	NUM
cjfa-66584	156	8	broad	broad	ADJ
cjfa-66584	156	9	categories	category	NOUN
cjfa-66584	156	10	:	:	PUNCT
cjfa-66584	156	11	data	data	NOUN
cjfa-66584	156	12	collection	collection	NOUN
cjfa-66584	156	13	and	and	CCONJ
cjfa-66584	156	14	management	management	NOUN
cjfa-66584	156	15	,	,	PUNCT
cjfa-66584	156	16	and	and	CCONJ
cjfa-66584	156	17	data	datum	NOUN
cjfa-66584	156	18	analytics	analytic	NOUN
cjfa-66584	156	19	for	for	ADP
cjfa-66584	156	20	supervision	supervision	NOUN
cjfa-66584	156	21	(	(	PUNCT
cjfa-66584	156	22	broeders	broeder	NOUN
cjfa-66584	156	23	&	&	CCONJ
cjfa-66584	156	24	prenio	prenio	PROPN
cjfa-66584	156	25	,	,	PUNCT
cjfa-66584	156	26	2018	2018	NUM
cjfa-66584	156	27	)	)	PUNCT
cjfa-66584	156	28	.	.	PUNCT
cjfa-66584	157	1	in	in	ADP
cjfa-66584	157	2	the	the	DET
cjfa-66584	157	3	data	data	NOUN
cjfa-66584	157	4	collection	collection	NOUN
cjfa-66584	157	5	and	and	CCONJ
cjfa-66584	157	6	management	management	NOUN
cjfa-66584	157	7	,	,	PUNCT
cjfa-66584	157	8	sup	sup	NOUN
cjfa-66584	157	9	tech	tech	NOUN
cjfa-66584	157	10	includes	include	VERB
cjfa-66584	157	11	tools	tool	NOUN
cjfa-66584	157	12	to	to	PART
cjfa-66584	157	13	improve	improve	VERB
cjfa-66584	157	14	how	how	SCONJ
cjfa-66584	157	15	regulators	regulator	NOUN
cjfa-66584	157	16	gather	gather	VERB
cjfa-66584	157	17	information	information	NOUN
cjfa-66584	157	18	from	from	ADP
cjfa-66584	157	19	regulated	regulated	ADJ
cjfa-66584	157	20	entities	entity	NOUN
cjfa-66584	157	21	(	(	PUNCT
cjfa-66584	157	22	dziawgo	dziawgo	ADJ
cjfa-66584	157	23	,	,	PUNCT
cjfa-66584	157	24	2021	2021	NUM
cjfa-66584	157	25	)	)	PUNCT
cjfa-66584	157	26	.	.	PUNCT
cjfa-66584	158	1	this	this	PRON
cjfa-66584	158	2	ranges	range	VERB
cjfa-66584	158	3	from	from	ADP
cjfa-66584	158	4	automated	automate	VERB
cjfa-66584	158	5	regulatory	regulatory	ADJ
cjfa-66584	158	6	reporting	reporting	NOUN
cjfa-66584	158	7	–	–	PUNCT
cjfa-66584	158	8	where	where	SCONJ
cjfa-66584	158	9	instead	instead	ADV
cjfa-66584	158	10	of	of	ADP
cjfa-66584	158	11	submitting	submit	VERB
cjfa-66584	158	12	reports	report	NOUN
cjfa-66584	158	13	,	,	PUNCT
cjfa-66584	158	14	firms	firm	NOUN
cjfa-66584	158	15	might	might	AUX
cjfa-66584	158	16	provide	provide	VERB
cjfa-66584	158	17	regulators	regulator	NOUN
cjfa-66584	158	18	with	with	ADP
cjfa-66584	158	19	direct	direct	ADJ
cjfa-66584	158	20	data	datum	NOUN
cjfa-66584	158	21	feeds	feed	VERB
cjfa-66584	158	22	or	or	CCONJ
cjfa-66584	158	23	use	use	VERB
cjfa-66584	158	24	standardized	standardized	ADJ
cjfa-66584	158	25	data	data	NOUN
cjfa-66584	158	26	models	model	NOUN
cjfa-66584	158	27	to	to	PART
cjfa-66584	158	28	allow	allow	VERB
cjfa-66584	158	29	automated	automated	ADJ
cjfa-66584	158	30	data	datum	NOUN
cjfa-66584	158	31	pulls	pull	VERB
cjfa-66584	158	32	–	–	PUNCT
cjfa-66584	158	33	to	to	ADP
cjfa-66584	158	34	advanced	advance	VERB
cjfa-66584	158	35	systems	system	NOUN
cjfa-66584	158	36	for	for	ADP
cjfa-66584	158	37	data	datum	NOUN
cjfa-66584	158	38	validation	validation	NOUN
cjfa-66584	158	39	and	and	CCONJ
cjfa-66584	158	40	visualization	visualization	NOUN
cjfa-66584	158	41	on	on	ADP
cjfa-66584	158	42	the	the	DET
cjfa-66584	158	43	supervisory	supervisory	ADJ
cjfa-66584	158	44	side	side	NOUN
cjfa-66584	158	45	.	.	PUNCT
cjfa-66584	159	1	for	for	ADP
cjfa-66584	159	2	example	example	NOUN
cjfa-66584	159	3	,	,	PUNCT
cjfa-66584	159	4	some	some	DET
cjfa-66584	159	5	central	central	ADJ
cjfa-66584	159	6	banks	bank	NOUN
cjfa-66584	159	7	have	have	AUX
cjfa-66584	159	8	introduced	introduce	VERB
cjfa-66584	159	9	api	api	NOUN
cjfa-66584	159	10	-	-	PUNCT
cjfa-66584	159	11	based	base	VERB
cjfa-66584	159	12	reporting	reporting	NOUN
cjfa-66584	159	13	to	to	PART
cjfa-66584	159	14	directly	directly	ADV
cjfa-66584	159	15	receive	receive	VERB
cjfa-66584	159	16	granular	granular	ADJ
cjfa-66584	159	17	data	datum	NOUN
cjfa-66584	159	18	(	(	PUNCT
cjfa-66584	159	19	australian	australian	ADJ
cjfa-66584	159	20	securities	security	NOUN
cjfa-66584	159	21	&	&	CCONJ
cjfa-66584	159	22	investments	investments	PROPN
cjfa-66584	159	23	commission	commission	PROPN
cjfa-66584	159	24	)	)	PUNCT
cjfa-66584	159	25	.	.	PUNCT
cjfa-66584	160	1	the	the	DET
cjfa-66584	160	2	austrian	austrian	PROPN
cjfa-66584	160	3	aurep	aurep	NOUN
cjfa-66584	160	4	platform	platform	NOUN
cjfa-66584	160	5	mentioned	mention	VERB
cjfa-66584	160	6	earlier	early	ADV
cjfa-66584	160	7	is	be	AUX
cjfa-66584	160	8	a	a	DET
cjfa-66584	160	9	collaborative	collaborative	ADJ
cjfa-66584	160	10	sup	sup	NOUN
cjfa-66584	160	11	tech	tech	NOUN
cjfa-66584	160	12	/	/	SYM
cjfa-66584	160	13	reg	reg	NOUN
cjfa-66584	160	14	tech	tech	NOUN
cjfa-66584	160	15	initiative	initiative	NOUN
cjfa-66584	160	16	:	:	PUNCT
cjfa-66584	160	17	banks	bank	NOUN
cjfa-66584	160	18	send	send	VERB
cjfa-66584	160	19	data	datum	NOUN
cjfa-66584	160	20	to	to	ADP
cjfa-66584	160	21	a	a	DET
cjfa-66584	160	22	centralized	centralized	ADJ
cjfa-66584	160	23	“	"	PUNCT
cjfa-66584	160	24	data	data	NOUN
cjfa-66584	160	25	cube	cube	NOUN
cjfa-66584	160	26	”	"	PUNCT
cjfa-66584	160	27	accessible	accessible	ADJ
cjfa-66584	160	28	to	to	ADP
cjfa-66584	160	29	the	the	DET
cjfa-66584	160	30	regulator	regulator	NOUN
cjfa-66584	160	31	,	,	PUNCT
cjfa-66584	160	32	reducing	reduce	VERB
cjfa-66584	160	33	duplication	duplication	NOUN
cjfa-66584	160	34	of	of	ADP
cjfa-66584	160	35	reporting	reporting	NOUN
cjfa-66584	160	36	(	(	PUNCT
cjfa-66584	160	37	austrian	austrian	ADJ
cjfa-66584	160	38	reporting	reporting	NOUN
cjfa-66584	160	39	services	service	NOUN
cjfa-66584	160	40	)	)	PUNCT
cjfa-66584	160	41	.	.	PUNCT
cjfa-66584	161	1	other	other	ADJ
cjfa-66584	161	2	sup	sup	NOUN
cjfa-66584	161	3	tech	tech	NOUN
cjfa-66584	161	4	data	datum	NOUN
cjfa-66584	161	5	collection	collection	NOUN
cjfa-66584	161	6	innovations	innovation	NOUN
cjfa-66584	161	7	include	include	VERB
cjfa-66584	161	8	machine	machine	NOUN
cjfa-66584	161	9	-	-	PUNCT
cjfa-66584	161	10	readable	readable	ADJ
cjfa-66584	161	11	regulation	regulation	NOUN
cjfa-66584	161	12	–	–	PUNCT
cjfa-66584	161	13	monetary	monetary	ADJ
cjfa-66584	161	14	authority	authority	NOUN
cjfa-66584	161	15	of	of	ADP
cjfa-66584	161	16	singapore	singapore	PROPN
cjfa-66584	161	17	have	have	AUX
cjfa-66584	161	18	piloted	pilot	VERB
cjfa-66584	161	19	this	this	PRON
cjfa-66584	161	20	,	,	PUNCT
cjfa-66584	161	21	aiming	aim	VERB
cjfa-66584	161	22	to	to	PART
cjfa-66584	161	23	provide	provide	VERB
cjfa-66584	161	24	rules	rule	NOUN
cjfa-66584	161	25	in	in	ADP
cjfa-66584	161	26	a	a	DET
cjfa-66584	161	27	format	format	NOUN
cjfa-66584	161	28	that	that	SCONJ
cjfa-66584	161	29	both	both	DET
cjfa-66584	161	30	firms	firm	NOUN
cjfa-66584	161	31	and	and	CCONJ
cjfa-66584	161	32	regulators	regulator	NOUN
cjfa-66584	161	33	’	'	PUNCT
cjfa-66584	161	34	software	software	NOUN
cjfa-66584	161	35	can	can	AUX
cjfa-66584	161	36	understand	understand	VERB
cjfa-66584	161	37	(	(	PUNCT
cjfa-66584	161	38	monetary	monetary	ADJ
cjfa-66584	161	39	authority	authority	NOUN
cjfa-66584	161	40	of	of	ADP
cjfa-66584	161	41	singapore	singapore	PROPN
cjfa-66584	161	42	)	)	PUNCT
cjfa-66584	161	43	.	.	PUNCT
cjfa-66584	162	1	on	on	ADP
cjfa-66584	162	2	the	the	DET
cjfa-66584	162	3	data	data	PROPN
cjfa-66584	162	4	analytics	analytic	NOUN
cjfa-66584	162	5	side	side	NOUN
cjfa-66584	162	6	,	,	PUNCT
cjfa-66584	162	7	sup	sup	NOUN
cjfa-66584	162	8	tech	tech	NOUN
cjfa-66584	162	9	encompasses	encompass	VERB
cjfa-66584	162	10	a	a	DET
cjfa-66584	162	11	variety	variety	NOUN
cjfa-66584	162	12	of	of	ADP
cjfa-66584	162	13	applications	application	NOUN
cjfa-66584	162	14	:	:	PUNCT
cjfa-66584	162	15	market	market	NOUN
cjfa-66584	162	16	surveillance	surveillance	NOUN
cjfa-66584	162	17	tools	tool	NOUN
cjfa-66584	162	18	that	that	PRON
cjfa-66584	162	19	use	use	VERB
cjfa-66584	162	20	big	big	ADJ
cjfa-66584	162	21	data	datum	NOUN
cjfa-66584	162	22	techniques	technique	NOUN
cjfa-66584	162	23	to	to	PART
cjfa-66584	162	24	monitor	monitor	VERB
cjfa-66584	162	25	trading	trading	NOUN
cjfa-66584	162	26	markets	market	NOUN
cjfa-66584	162	27	for	for	ADP
cjfa-66584	162	28	anomalies	anomaly	NOUN
cjfa-66584	162	29	;	;	PUNCT
cjfa-66584	162	30	misconduct	misconduct	NOUN
cjfa-66584	162	31	analysis	analysis	NOUN
cjfa-66584	162	32	,	,	PUNCT
cjfa-66584	162	33	which	which	PRON
cjfa-66584	162	34	might	might	AUX
cjfa-66584	162	35	involve	involve	VERB
cjfa-66584	162	36	scanning	scan	VERB
cjfa-66584	162	37	disclosures	disclosure	NOUN
cjfa-66584	162	38	,	,	PUNCT
cjfa-66584	162	39	social	social	ADJ
cjfa-66584	162	40	media	medium	NOUN
cjfa-66584	162	41	,	,	PUNCT
cjfa-66584	162	42	or	or	CCONJ
cjfa-66584	162	43	complaints	complaint	NOUN
cjfa-66584	162	44	for	for	ADP
cjfa-66584	162	45	indications	indication	NOUN
cjfa-66584	162	46	of	of	ADP
cjfa-66584	162	47	misconduct	misconduct	NOUN
cjfa-66584	162	48	;	;	PUNCT
cjfa-66584	162	49	and	and	CCONJ
cjfa-66584	162	50	micro	micro	PROPN
cjfa-66584	162	51	-	-	PROPN
cjfa-66584	162	52	prudential	prudential	ADJ
cjfa-66584	162	53	supervision	supervision	NOUN
cjfa-66584	162	54	analytics	analytic	NOUN
cjfa-66584	162	55	,	,	PUNCT
cjfa-66584	162	56	where	where	SCONJ
cjfa-66584	162	57	machine	machine	NOUN
cjfa-66584	162	58	learning	learning	NOUN
cjfa-66584	162	59	might	might	AUX
cjfa-66584	162	60	help	help	AUX
cjfa-66584	162	61	identify	identify	VERB
cjfa-66584	162	62	banks	bank	NOUN
cjfa-66584	162	63	with	with	ADP
cjfa-66584	162	64	early	early	ADJ
cjfa-66584	162	65	signs	sign	NOUN
cjfa-66584	162	66	of	of	ADP
cjfa-66584	162	67	trouble	trouble	NOUN
cjfa-66584	162	68	by	by	ADP
cjfa-66584	162	69	detecting	detect	VERB
cjfa-66584	162	70	patterns	pattern	NOUN
cjfa-66584	162	71	in	in	ADP
cjfa-66584	162	72	their	their	PRON
cjfa-66584	162	73	reported	report	VERB
cjfa-66584	162	74	metrics	metric	NOUN
cjfa-66584	162	75	(	(	PUNCT
cjfa-66584	162	76	broeders	broeder	NOUN
cjfa-66584	162	77	&	&	CCONJ
cjfa-66584	162	78	prenio	prenio	PROPN
cjfa-66584	162	79	,	,	PUNCT
cjfa-66584	162	80	2018	2018	NUM
cjfa-66584	162	81	)	)	PUNCT
cjfa-66584	162	82	.	.	PUNCT
cjfa-66584	163	1	for	for	ADP
cjfa-66584	163	2	instance	instance	NOUN
cjfa-66584	163	3	,	,	PUNCT
cjfa-66584	163	4	the	the	DET
cjfa-66584	163	5	bank	bank	NOUN
cjfa-66584	163	6	of	of	ADP
cjfa-66584	163	7	italy	italy	PROPN
cjfa-66584	163	8	has	have	AUX
cjfa-66584	163	9	combined	combine	VERB
cjfa-66584	163	10	structured	structured	ADJ
cjfa-66584	163	11	data	datum	NOUN
cjfa-66584	163	12	(	(	PUNCT
cjfa-66584	163	13	like	like	ADP
cjfa-66584	163	14	suspicious	suspicious	ADJ
cjfa-66584	163	15	transaction	transaction	NOUN
cjfa-66584	163	16	reports	report	NOUN
cjfa-66584	163	17	)	)	PUNCT
cjfa-66584	163	18	with	with	ADP
cjfa-66584	163	19	unstructured	unstructured	ADJ
cjfa-66584	163	20	data	datum	NOUN
cjfa-66584	163	21	(	(	PUNCT
cjfa-66584	163	22	like	like	ADP
cjfa-66584	163	23	news	news	NOUN
cjfa-66584	163	24	articles	article	NOUN
cjfa-66584	163	25	)	)	PUNCT
cjfa-66584	163	26	to	to	PART
cjfa-66584	163	27	better	well	ADV
cjfa-66584	163	28	identify	identify	VERB
cjfa-66584	163	29	money	money	NOUN
cjfa-66584	163	30	laundering	laundering	NOUN
cjfa-66584	163	31	trends	trend	NOUN
cjfa-66584	163	32	(	(	PUNCT
cjfa-66584	163	33	bank	bank	NOUN
cjfa-66584	163	34	of	of	ADP
cjfa-66584	163	35	italy	italy	PROPN
cjfa-66584	163	36	)	)	PUNCT
cjfa-66584	163	37	.	.	PUNCT
cjfa-66584	164	1	these	these	DET
cjfa-66584	164	2	sup	sup	NOUN
cjfa-66584	164	3	tech	tech	NOUN
cjfa-66584	164	4	initiatives	initiative	NOUN
cjfa-66584	164	5	mirror	mirror	VERB
cjfa-66584	164	6	the	the	DET
cjfa-66584	164	7	private	private	ADJ
cjfa-66584	164	8	sector	sector	NOUN
cjfa-66584	164	9	’s	’s	PART
cjfa-66584	164	10	reg	reg	NOUN
cjfa-66584	164	11	tech	tech	NOUN
cjfa-66584	164	12	in	in	ADP
cjfa-66584	164	13	many	many	ADJ
cjfa-66584	164	14	ways	way	NOUN
cjfa-66584	164	15	,	,	PUNCT
cjfa-66584	164	16	but	but	CCONJ
cjfa-66584	164	17	are	be	AUX
cjfa-66584	164	18	tailored	tailor	VERB
cjfa-66584	164	19	to	to	ADP
cjfa-66584	164	20	regulatory	regulatory	ADJ
cjfa-66584	164	21	goals	goal	NOUN
cjfa-66584	164	22	.	.	PUNCT
cjfa-66584	165	1	global	global	ADJ
cjfa-66584	165	2	surveys	survey	NOUN
cjfa-66584	165	3	indicate	indicate	VERB
cjfa-66584	165	4	that	that	SCONJ
cjfa-66584	165	5	sup	sup	NOUN
cjfa-66584	165	6	tech	tech	NOUN
cjfa-66584	165	7	adoption	adoption	NOUN
cjfa-66584	165	8	has	have	AUX
cjfa-66584	165	9	accelerated	accelerate	VERB
cjfa-66584	165	10	among	among	ADP
cjfa-66584	165	11	regulators	regulator	NOUN
cjfa-66584	165	12	since	since	SCONJ
cjfa-66584	165	13	the	the	DET
cjfa-66584	165	14	mid-2010s	mid-2010s	NUM
cjfa-66584	165	15	.	.	PUNCT
cjfa-66584	166	1	the	the	DET
cjfa-66584	166	2	fsb	fsb	NOUN
cjfa-66584	166	3	’s	’s	PART
cjfa-66584	166	4	survey	survey	NOUN
cjfa-66584	166	5	of	of	ADP
cjfa-66584	166	6	its	its	PRON
cjfa-66584	166	7	member	member	NOUN
cjfa-66584	166	8	regulators	regulator	NOUN
cjfa-66584	166	9	showed	show	VERB
cjfa-66584	166	10	that	that	SCONJ
cjfa-66584	166	11	by	by	ADP
cjfa-66584	166	12	2020	2020	NUM
cjfa-66584	166	13	,	,	PUNCT
cjfa-66584	166	14	the	the	DET
cjfa-66584	166	15	majority	majority	NOUN
cjfa-66584	166	16	had	have	VERB
cjfa-66584	166	17	some	some	DET
cjfa-66584	166	18	form	form	NOUN
cjfa-66584	166	19	of	of	ADP
cjfa-66584	166	20	sup	sup	NOUN
cjfa-66584	166	21	tech	tech	NOUN
cjfa-66584	166	22	or	or	CCONJ
cjfa-66584	166	23	innovation	innovation	NOUN
cjfa-66584	166	24	strategy	strategy	NOUN
cjfa-66584	166	25	in	in	ADP
cjfa-66584	166	26	place	place	NOUN
cjfa-66584	166	27	,	,	PUNCT
cjfa-66584	166	28	a	a	DET
cjfa-66584	166	29	sharp	sharp	ADJ
cjfa-66584	166	30	increase	increase	NOUN
cjfa-66584	166	31	from	from	ADP
cjfa-66584	166	32	a	a	DET
cjfa-66584	166	33	few	few	ADJ
cjfa-66584	166	34	years	year	NOUN
cjfa-66584	166	35	prior	prior	ADV
cjfa-66584	166	36	(	(	PUNCT
cjfa-66584	166	37	financial	financial	ADJ
cjfa-66584	166	38	stability	stability	NOUN
cjfa-66584	166	39	board	board	NOUN
cjfa-66584	166	40	,	,	PUNCT
cjfa-66584	166	41	2020b	2020b	NUM
cjfa-66584	166	42	)	)	PUNCT
cjfa-66584	166	43	.	.	PUNCT
cjfa-66584	167	1	regulators	regulator	NOUN
cjfa-66584	167	2	hope	hope	VERB
cjfa-66584	167	3	sup	sup	NOUN
cjfa-66584	167	4	tech	tech	NOUN
cjfa-66584	167	5	will	will	AUX
cjfa-66584	167	6	allow	allow	VERB
cjfa-66584	167	7	them	they	PRON
cjfa-66584	167	8	to	to	PART
cjfa-66584	167	9	keep	keep	VERB
cjfa-66584	167	10	pace	pace	NOUN
cjfa-66584	167	11	with	with	ADP
cjfa-66584	167	12	the	the	DET
cjfa-66584	167	13	fast	fast	ADJ
cjfa-66584	167	14	tomasz	tomasz	NOUN
cjfa-66584	167	15	dziawgo3838	dziawgo3838	NOUN
cjfa-66584	167	16	moving	move	VERB
cjfa-66584	167	17	,	,	PUNCT
cjfa-66584	167	18	complex	complex	ADJ
cjfa-66584	167	19	financial	financial	ADJ
cjfa-66584	167	20	sector	sector	NOUN
cjfa-66584	167	21	by	by	ADP
cjfa-66584	167	22	leveraging	leverage	VERB
cjfa-66584	167	23	the	the	DET
cjfa-66584	167	24	same	same	ADJ
cjfa-66584	167	25	technologies	technology	NOUN
cjfa-66584	167	26	that	that	PRON
cjfa-66584	167	27	private	private	ADJ
cjfa-66584	167	28	companies	company	NOUN
cjfa-66584	167	29	are	be	AUX
cjfa-66584	167	30	using	use	VERB
cjfa-66584	167	31	.	.	PUNCT
cjfa-66584	168	1	importantly	importantly	ADV
cjfa-66584	168	2	,	,	PUNCT
cjfa-66584	168	3	regulators	regulator	NOUN
cjfa-66584	168	4	acknowledge	acknowledge	VERB
cjfa-66584	168	5	that	that	SCONJ
cjfa-66584	168	6	with	with	ADP
cjfa-66584	168	7	the	the	DET
cjfa-66584	168	8	benefits	benefit	NOUN
cjfa-66584	168	9	of	of	ADP
cjfa-66584	168	10	sup	sup	NOUN
cjfa-66584	168	11	tech	tech	NOUN
cjfa-66584	168	12	come	come	VERB
cjfa-66584	168	13	new	new	ADJ
cjfa-66584	168	14	risks	risk	NOUN
cjfa-66584	168	15	and	and	CCONJ
cjfa-66584	168	16	responsibilities	responsibility	NOUN
cjfa-66584	168	17	.	.	PUNCT
cjfa-66584	169	1	the	the	DET
cjfa-66584	169	2	fsb	fsb	NOUN
cjfa-66584	169	3	’s	’s	PART
cjfa-66584	169	4	work	work	NOUN
cjfa-66584	169	5	highlighted	highlight	VERB
cjfa-66584	169	6	concerns	concern	NOUN
cjfa-66584	169	7	among	among	ADP
cjfa-66584	169	8	supervisors	supervisor	NOUN
cjfa-66584	169	9	about	about	ADP
cjfa-66584	169	10	resource	resource	NOUN
cjfa-66584	169	11	and	and	CCONJ
cjfa-66584	169	12	expertise	expertise	NOUN
cjfa-66584	169	13	constraints	constraint	NOUN
cjfa-66584	169	14	–	–	PUNCT
cjfa-66584	169	15	adopting	adopt	VERB
cjfa-66584	169	16	sup	sup	NOUN
cjfa-66584	169	17	tech	tech	NOUN
cjfa-66584	169	18	requires	require	VERB
cjfa-66584	169	19	attracting	attract	VERB
cjfa-66584	169	20	data	datum	NOUN
cjfa-66584	169	21	scientists	scientist	NOUN
cjfa-66584	169	22	and	and	CCONJ
cjfa-66584	169	23	technologists	technologist	NOUN
cjfa-66584	169	24	into	into	ADP
cjfa-66584	169	25	regulatory	regulatory	ADJ
cjfa-66584	169	26	agencies	agency	NOUN
cjfa-66584	169	27	,	,	PUNCT
cjfa-66584	169	28	which	which	PRON
cjfa-66584	169	29	can	can	AUX
cjfa-66584	169	30	be	be	AUX
cjfa-66584	169	31	difficult	difficult	ADJ
cjfa-66584	169	32	given	give	VERB
cjfa-66584	169	33	competition	competition	NOUN
cjfa-66584	169	34	with	with	ADP
cjfa-66584	169	35	the	the	DET
cjfa-66584	169	36	private	private	ADJ
cjfa-66584	169	37	sector	sector	NOUN
cjfa-66584	169	38	(	(	PUNCT
cjfa-66584	169	39	financial	financial	ADJ
cjfa-66584	169	40	stability	stability	NOUN
cjfa-66584	169	41	board	board	NOUN
cjfa-66584	169	42	,	,	PUNCT
cjfa-66584	169	43	2020a	2020a	NUM
cjfa-66584	169	44	)	)	PUNCT
cjfa-66584	169	45	.	.	PUNCT
cjfa-66584	170	1	there	there	PRON
cjfa-66584	170	2	is	be	VERB
cjfa-66584	170	3	also	also	ADV
cjfa-66584	170	4	cybersecurity	cybersecurity	NOUN
cjfa-66584	170	5	risk	risk	NOUN
cjfa-66584	170	6	:	:	PUNCT
cjfa-66584	170	7	as	as	SCONJ
cjfa-66584	170	8	regulators	regulator	NOUN
cjfa-66584	170	9	handle	handle	VERB
cjfa-66584	170	10	more	more	ADV
cjfa-66584	170	11	granular	granular	ADJ
cjfa-66584	170	12	and	and	CCONJ
cjfa-66584	170	13	potentially	potentially	ADV
cjfa-66584	170	14	personally	personally	ADV
cjfa-66584	170	15	identifiable	identifiable	ADJ
cjfa-66584	170	16	data	datum	NOUN
cjfa-66584	170	17	through	through	ADP
cjfa-66584	170	18	sup	sup	NOUN
cjfa-66584	170	19	tech	tech	NOUN
cjfa-66584	170	20	systems	system	NOUN
cjfa-66584	170	21	,	,	PUNCT
cjfa-66584	170	22	they	they	PRON
cjfa-66584	170	23	become	become	VERB
cjfa-66584	170	24	targets	target	NOUN
cjfa-66584	170	25	for	for	ADP
cjfa-66584	170	26	cyber	cyber	ADJ
cjfa-66584	170	27	attacks	attack	NOUN
cjfa-66584	170	28	,	,	PUNCT
cjfa-66584	170	29	necessitating	necessitate	VERB
cjfa-66584	170	30	robust	robust	ADJ
cjfa-66584	170	31	defences	defence	NOUN
cjfa-66584	170	32	.	.	PUNCT
cjfa-66584	171	1	as	as	ADP
cjfa-66584	171	2	such	such	ADJ
cjfa-66584	171	3	,	,	PUNCT
cjfa-66584	171	4	many	many	ADJ
cjfa-66584	171	5	authorities	authority	NOUN
cjfa-66584	171	6	are	be	AUX
cjfa-66584	171	7	moving	move	VERB
cjfa-66584	171	8	cautiously	cautiously	ADV
cjfa-66584	171	9	–	–	PUNCT
cjfa-66584	171	10	piloting	pilot	VERB
cjfa-66584	171	11	sup	sup	NOUN
cjfa-66584	171	12	tech	tech	NOUN
cjfa-66584	171	13	internally	internally	ADV
cjfa-66584	171	14	,	,	PUNCT
cjfa-66584	171	15	sharing	share	VERB
cjfa-66584	171	16	lessons	lesson	NOUN
cjfa-66584	171	17	in	in	ADP
cjfa-66584	171	18	forums	forum	NOUN
cjfa-66584	171	19	,	,	PUNCT
cjfa-66584	171	20	and	and	CCONJ
cjfa-66584	171	21	establishing	establish	VERB
cjfa-66584	171	22	governance	governance	NOUN
cjfa-66584	171	23	frameworks	framework	NOUN
cjfa-66584	171	24	.	.	PUNCT
cjfa-66584	172	1	in	in	ADP
cjfa-66584	172	2	summary	summary	NOUN
cjfa-66584	172	3	,	,	PUNCT
cjfa-66584	172	4	from	from	ADP
cjfa-66584	172	5	the	the	DET
cjfa-66584	172	6	regulators	regulator	NOUN
cjfa-66584	172	7	’	’	PART
cjfa-66584	172	8	viewpoint	viewpoint	NOUN
cjfa-66584	172	9	,	,	PUNCT
cjfa-66584	172	10	reg	reg	NOUN
cjfa-66584	172	11	tech	tech	NOUN
cjfa-66584	172	12	and	and	CCONJ
cjfa-66584	172	13	sup	sup	NOUN
cjfa-66584	172	14	tech	tech	NOUN
cjfa-66584	172	15	are	be	AUX
cjfa-66584	172	16	two	two	NUM
cjfa-66584	172	17	sides	side	NOUN
cjfa-66584	172	18	of	of	ADP
cjfa-66584	172	19	a	a	DET
cjfa-66584	172	20	transformative	transformative	ADJ
cjfa-66584	172	21	coin	coin	NOUN
cjfa-66584	172	22	.	.	PUNCT
cjfa-66584	173	1	they	they	PRON
cjfa-66584	173	2	present	present	VERB
cjfa-66584	173	3	an	an	DET
cjfa-66584	173	4	opportunity	opportunity	NOUN
cjfa-66584	173	5	to	to	PART
cjfa-66584	173	6	create	create	VERB
cjfa-66584	173	7	a	a	DET
cjfa-66584	173	8	more	more	ADV
cjfa-66584	173	9	efficient	efficient	ADJ
cjfa-66584	173	10	,	,	PUNCT
cjfa-66584	173	11	responsive	responsive	ADJ
cjfa-66584	173	12	,	,	PUNCT
cjfa-66584	173	13	and	and	CCONJ
cjfa-66584	173	14	data	datum	NOUN
cjfa-66584	173	15	-	-	PUNCT
cjfa-66584	173	16	driven	drive	VERB
cjfa-66584	173	17	regulatory	regulatory	ADJ
cjfa-66584	173	18	regime	regime	NOUN
cjfa-66584	173	19	that	that	PRON
cjfa-66584	173	20	benefits	benefit	VERB
cjfa-66584	173	21	both	both	DET
cjfa-66584	173	22	industry	industry	NOUN
cjfa-66584	173	23	and	and	CCONJ
cjfa-66584	173	24	supervisors	supervisor	NOUN
cjfa-66584	173	25	.	.	PUNCT
cjfa-66584	174	1	regulators	regulator	NOUN
cjfa-66584	174	2	are	be	AUX
cjfa-66584	174	3	striving	strive	VERB
cjfa-66584	174	4	to	to	PART
cjfa-66584	174	5	strike	strike	VERB
cjfa-66584	174	6	the	the	DET
cjfa-66584	174	7	right	right	ADJ
cjfa-66584	174	8	balance	balance	NOUN
cjfa-66584	174	9	:	:	PUNCT
cjfa-66584	174	10	promoting	promote	VERB
cjfa-66584	174	11	and	and	CCONJ
cjfa-66584	174	12	adopting	adopt	VERB
cjfa-66584	174	13	innovation	innovation	NOUN
cjfa-66584	174	14	to	to	PART
cjfa-66584	174	15	keep	keep	VERB
cjfa-66584	174	16	up	up	ADP
cjfa-66584	174	17	with	with	ADP
cjfa-66584	174	18	the	the	DET
cjfa-66584	174	19	industry	industry	NOUN
cjfa-66584	174	20	,	,	PUNCT
cjfa-66584	174	21	while	while	SCONJ
cjfa-66584	174	22	maintaining	maintain	VERB
cjfa-66584	174	23	vigilance	vigilance	NOUN
cjfa-66584	174	24	about	about	ADP
cjfa-66584	174	25	the	the	DET
cjfa-66584	174	26	new	new	ADJ
cjfa-66584	174	27	risks	risk	NOUN
cjfa-66584	174	28	and	and	CCONJ
cjfa-66584	174	29	ensuring	ensure	VERB
cjfa-66584	174	30	that	that	SCONJ
cjfa-66584	174	31	core	core	ADJ
cjfa-66584	174	32	regulatory	regulatory	ADJ
cjfa-66584	174	33	objectives	objective	NOUN
cjfa-66584	174	34	–	–	PUNCT
cjfa-66584	174	35	consumer	consumer	NOUN
cjfa-66584	174	36	protection	protection	NOUN
cjfa-66584	174	37	,	,	PUNCT
cjfa-66584	174	38	market	market	NOUN
cjfa-66584	174	39	integrity	integrity	NOUN
cjfa-66584	174	40	,	,	PUNCT
cjfa-66584	174	41	and	and	CCONJ
cjfa-66584	174	42	financial	financial	ADJ
cjfa-66584	174	43	stability	stability	NOUN
cjfa-66584	174	44	–	–	PUNCT
cjfa-66584	174	45	are	be	AUX
cjfa-66584	174	46	upheld	uphold	VERB
cjfa-66584	174	47	or	or	CCONJ
cjfa-66584	174	48	strengthened	strengthen	VERB
cjfa-66584	174	49	in	in	ADP
cjfa-66584	174	50	the	the	DET
cjfa-66584	174	51	process	process	NOUN
cjfa-66584	174	52	.	.	PUNCT
cjfa-66584	175	1	this	this	DET
cjfa-66584	175	2	perspective	perspective	NOUN
cjfa-66584	175	3	informs	inform	VERB
cjfa-66584	175	4	many	many	ADJ
cjfa-66584	175	5	of	of	ADP
cjfa-66584	175	6	the	the	DET
cjfa-66584	175	7	policy	policy	NOUN
cjfa-66584	175	8	initiatives	initiative	NOUN
cjfa-66584	175	9	and	and	CCONJ
cjfa-66584	175	10	recommendations	recommendation	NOUN
cjfa-66584	175	11	that	that	PRON
cjfa-66584	175	12	have	have	AUX
cjfa-66584	175	13	emerged	emerge	VERB
cjfa-66584	175	14	around	around	ADP
cjfa-66584	175	15	reg	reg	NOUN
cjfa-66584	175	16	tech	tech	NOUN
cjfa-66584	175	17	.	.	PUNCT
cjfa-66584	176	1	policy	policy	NOUN
cjfa-66584	176	2	recommendationspolicy	recommendationspolicy	NOUN
cjfa-66584	176	3	recommendations	recommendation	NOUN
cjfa-66584	176	4	given	give	VERB
cjfa-66584	176	5	the	the	DET
cjfa-66584	176	6	analysis	analysis	NOUN
cjfa-66584	176	7	above	above	ADV
cjfa-66584	176	8	,	,	PUNCT
cjfa-66584	176	9	a	a	DET
cjfa-66584	176	10	number	number	NOUN
cjfa-66584	176	11	of	of	ADP
cjfa-66584	176	12	policy	policy	NOUN
cjfa-66584	176	13	and	and	CCONJ
cjfa-66584	176	14	industry	industry	NOUN
cjfa-66584	176	15	measures	measure	NOUN
cjfa-66584	176	16	are	be	AUX
cjfa-66584	176	17	recommended	recommend	VERB
cjfa-66584	176	18	to	to	PART
cjfa-66584	176	19	further	far	ADV
cjfa-66584	176	20	highlight	highlight	VERB
cjfa-66584	176	21	benefits	benefit	NOUN
cjfa-66584	176	22	of	of	ADP
cjfa-66584	176	23	reg	reg	NOUN
cjfa-66584	176	24	tech	tech	NOUN
cjfa-66584	176	25	while	while	SCONJ
cjfa-66584	176	26	mitigating	mitigate	VERB
cjfa-66584	176	27	its	its	PRON
cjfa-66584	176	28	risks	risk	NOUN
cjfa-66584	176	29	.	.	PUNCT
cjfa-66584	177	1	these	these	DET
cjfa-66584	177	2	recommendations	recommendation	NOUN
cjfa-66584	177	3	target	target	VERB
cjfa-66584	177	4	key	key	ADJ
cjfa-66584	177	5	stakeholders	stakeholder	NOUN
cjfa-66584	177	6	–	–	PUNCT
cjfa-66584	177	7	regulators	regulator	NOUN
cjfa-66584	177	8	,	,	PUNCT
cjfa-66584	177	9	financial	financial	ADJ
cjfa-66584	177	10	institutions	institution	NOUN
cjfa-66584	177	11	,	,	PUNCT
cjfa-66584	177	12	and	and	CCONJ
cjfa-66584	177	13	reg	reg	NOUN
cjfa-66584	177	14	tech	tech	NOUN
cjfa-66584	177	15	solutions	solution	NOUN
cjfa-66584	177	16	providers	provider	NOUN
cjfa-66584	177	17	:	:	PUNCT
cjfa-66584	177	18	1	1	X
cjfa-66584	177	19	)	)	PUNCT
cjfa-66584	177	20	provide	provide	VERB
cjfa-66584	177	21	clear	clear	ADJ
cjfa-66584	177	22	regulatory	regulatory	ADJ
cjfa-66584	177	23	guidance	guidance	NOUN
cjfa-66584	177	24	and	and	CCONJ
cjfa-66584	177	25	expectations	expectation	NOUN
cjfa-66584	177	26	:	:	PUNCT
cjfa-66584	177	27	regulatory	regulatory	ADJ
cjfa-66584	177	28	authorities	authority	NOUN
cjfa-66584	177	29	should	should	AUX
cjfa-66584	177	30	issue	issue	VERB
cjfa-66584	177	31	formal	formal	ADJ
cjfa-66584	177	32	guidance	guidance	NOUN
cjfa-66584	177	33	or	or	CCONJ
cjfa-66584	177	34	supervisory	supervisory	ADJ
cjfa-66584	177	35	statements	statement	NOUN
cjfa-66584	177	36	on	on	ADP
cjfa-66584	177	37	the	the	DET
cjfa-66584	177	38	use	use	NOUN
cjfa-66584	177	39	of	of	ADP
cjfa-66584	177	40	innovative	innovative	ADJ
cjfa-66584	177	41	compliance	compliance	NOUN
cjfa-66584	177	42	technologies	technology	NOUN
cjfa-66584	177	43	.	.	PUNCT
cjfa-66584	178	1	by	by	ADP
cjfa-66584	178	2	articulating	articulate	VERB
cjfa-66584	178	3	supervisory	supervisory	ADJ
cjfa-66584	178	4	expectations	expectation	NOUN
cjfa-66584	178	5	(	(	PUNCT
cjfa-66584	178	6	e.g.	e.g.	ADV
cjfa-66584	178	7	,	,	PUNCT
cjfa-66584	178	8	requirements	requirement	NOUN
cjfa-66584	178	9	for	for	ADP
cjfa-66584	178	10	model	model	NOUN
cjfa-66584	178	11	validation	validation	NOUN
cjfa-66584	178	12	,	,	PUNCT
cjfa-66584	178	13	data	datum	NOUN
cjfa-66584	178	14	security	security	NOUN
cjfa-66584	178	15	standards	standard	NOUN
cjfa-66584	178	16	,	,	PUNCT
cjfa-66584	178	17	and	and	CCONJ
cjfa-66584	178	18	documentation	documentation	NOUN
cjfa-66584	178	19	for	for	ADP
cjfa-66584	178	20	automated	automate	VERB
cjfa-66584	178	21	processes	process	NOUN
cjfa-66584	178	22	)	)	PUNCT
cjfa-66584	178	23	,	,	PUNCT
cjfa-66584	178	24	regulators	regulator	NOUN
cjfa-66584	178	25	can	can	AUX
cjfa-66584	178	26	encourage	encourage	VERB
cjfa-66584	178	27	financial	financial	ADJ
cjfa-66584	178	28	institutions	institution	NOUN
cjfa-66584	178	29	to	to	PART
cjfa-66584	178	30	adopt	adopt	VERB
cjfa-66584	178	31	reg	reg	NUM
cjfa-66584	178	32	tech	tech	NOUN
cjfa-66584	178	33	solutions	solution	NOUN
cjfa-66584	178	34	with	with	ADP
cjfa-66584	178	35	confidence	confidence	NOUN
cjfa-66584	178	36	.	.	PUNCT
cjfa-66584	179	1	regulatory	regulatory	ADJ
cjfa-66584	179	2	sandboxes	sandbox	NOUN
cjfa-66584	179	3	and	and	CCONJ
cjfa-66584	179	4	pilot	pilot	NOUN
cjfa-66584	179	5	programs	program	NOUN
cjfa-66584	179	6	can	can	AUX
cjfa-66584	179	7	be	be	AUX
cjfa-66584	179	8	used	use	VERB
cjfa-66584	179	9	to	to	PART
cjfa-66584	179	10	refine	refine	VERB
cjfa-66584	179	11	such	such	ADJ
cjfa-66584	179	12	guidance	guidance	NOUN
cjfa-66584	179	13	.	.	PUNCT
cjfa-66584	180	1	as	as	SCONJ
cjfa-66584	180	2	previously	previously	ADV
cjfa-66584	180	3	noted	note	VERB
cjfa-66584	180	4	,	,	PUNCT
cjfa-66584	180	5	a	a	DET
cjfa-66584	180	6	lack	lack	NOUN
cjfa-66584	180	7	of	of	ADP
cjfa-66584	180	8	standardization	standardization	NOUN
cjfa-66584	180	9	in	in	ADP
cjfa-66584	180	10	regula	regula	NOUN
cjfa-66584	180	11	regulatory	regulatory	ADJ
cjfa-66584	180	12	technology	technology	NOUN
cjfa-66584	180	13	(	(	PUNCT
cjfa-66584	180	14	reg	reg	NOUN
cjfa-66584	180	15	tech	tech	NOUN
cjfa-66584	180	16	)	)	PUNCT
cjfa-66584	180	17	as	as	ADP
cjfa-66584	180	18	an	an	DET
cjfa-66584	180	19	enhancement	enhancement	NOUN
cjfa-66584	180	20	…	…	PUNCT
cjfa-66584	180	21	3939	3939	NUM
cjfa-66584	180	22	tory	tory	NOUN
cjfa-66584	180	23	data	datum	NOUN
cjfa-66584	180	24	and	and	CCONJ
cjfa-66584	180	25	inconsistent	inconsistent	ADJ
cjfa-66584	180	26	regulations	regulation	NOUN
cjfa-66584	180	27	across	across	ADP
cjfa-66584	180	28	jurisdictions	jurisdiction	NOUN
cjfa-66584	180	29	hamper	hamper	VERB
cjfa-66584	180	30	reg	reg	NOUN
cjfa-66584	180	31	tech	tech	NOUN
cjfa-66584	180	32	scalability	scalability	NOUN
cjfa-66584	180	33	(	(	PUNCT
cjfa-66584	180	34	european	european	ADJ
cjfa-66584	180	35	banking	banking	NOUN
cjfa-66584	180	36	authority	authority	NOUN
cjfa-66584	180	37	,	,	PUNCT
cjfa-66584	180	38	2021	2021	NUM
cjfa-66584	180	39	)	)	PUNCT
cjfa-66584	180	40	.	.	PUNCT
cjfa-66584	181	1	2	2	X
cjfa-66584	181	2	)	)	PUNCT
cjfa-66584	181	3	leverage	leverage	NOUN
cjfa-66584	181	4	innovation	innovation	NOUN
cjfa-66584	181	5	facilitators	facilitator	NOUN
cjfa-66584	181	6	(	(	PUNCT
cjfa-66584	181	7	regulatory	regulatory	ADJ
cjfa-66584	181	8	sandboxes	sandbox	NOUN
cjfa-66584	181	9	,	,	PUNCT
cjfa-66584	181	10	hubs	hub	NOUN
cjfa-66584	181	11	):	):	PUNCT
cjfa-66584	181	12	regulators	regulator	NOUN
cjfa-66584	181	13	should	should	AUX
cjfa-66584	181	14	continue	continue	VERB
cjfa-66584	181	15	to	to	PART
cjfa-66584	181	16	use	use	VERB
cjfa-66584	181	17	and	and	CCONJ
cjfa-66584	181	18	expand	expand	VERB
cjfa-66584	181	19	innovation	innovation	NOUN
cjfa-66584	181	20	facilitators	facilitator	NOUN
cjfa-66584	181	21	as	as	ADP
cjfa-66584	181	22	a	a	DET
cjfa-66584	181	23	means	means	NOUN
cjfa-66584	181	24	to	to	PART
cjfa-66584	181	25	test	test	VERB
cjfa-66584	181	26	and	and	CCONJ
cjfa-66584	181	27	refine	refine	VERB
cjfa-66584	181	28	reg	reg	NOUN
cjfa-66584	181	29	tech	tech	NOUN
cjfa-66584	181	30	and	and	CCONJ
cjfa-66584	181	31	sup	sup	NOUN
cjfa-66584	181	32	tech	tech	NOUN
cjfa-66584	181	33	in	in	ADP
cjfa-66584	181	34	a	a	DET
cjfa-66584	181	35	controlled	control	VERB
cjfa-66584	181	36	environment	environment	NOUN
cjfa-66584	181	37	(	(	PUNCT
cjfa-66584	181	38	grassi	grassi	PROPN
cjfa-66584	181	39	&	&	CCONJ
cjfa-66584	181	40	lanfranchi	lanfranchi	PROPN
cjfa-66584	181	41	,	,	PUNCT
cjfa-66584	181	42	2022	2022	NUM
cjfa-66584	181	43	)	)	PUNCT
cjfa-66584	181	44	.	.	PUNCT
cjfa-66584	182	1	regulatory	regulatory	ADJ
cjfa-66584	182	2	sandboxes	sandbox	NOUN
cjfa-66584	182	3	allow	allow	VERB
cjfa-66584	182	4	firms	firm	NOUN
cjfa-66584	182	5	to	to	PART
cjfa-66584	182	6	experiment	experiment	VERB
cjfa-66584	182	7	with	with	ADP
cjfa-66584	182	8	new	new	ADJ
cjfa-66584	182	9	reg	reg	NOUN
cjfa-66584	182	10	tech	tech	NOUN
cjfa-66584	182	11	solutions	solution	NOUN
cjfa-66584	182	12	with	with	ADP
cjfa-66584	182	13	supervisory	supervisory	ADJ
cjfa-66584	182	14	oversight	oversight	NOUN
cjfa-66584	182	15	and	and	CCONJ
cjfa-66584	182	16	feedback	feedback	NOUN
cjfa-66584	182	17	,	,	PUNCT
cjfa-66584	182	18	helping	helping	AUX
cjfa-66584	182	19	identify	identify	VERB
cjfa-66584	182	20	both	both	CCONJ
cjfa-66584	182	21	the	the	DET
cjfa-66584	182	22	benefits	benefit	NOUN
cjfa-66584	182	23	and	and	CCONJ
cjfa-66584	182	24	any	any	DET
cjfa-66584	182	25	regulatory	regulatory	ADJ
cjfa-66584	182	26	gaps	gap	NOUN
cjfa-66584	182	27	or	or	CCONJ
cjfa-66584	182	28	risks	risk	NOUN
cjfa-66584	182	29	that	that	PRON
cjfa-66584	182	30	need	need	VERB
cjfa-66584	182	31	addressing	address	VERB
cjfa-66584	182	32	.	.	PUNCT
cjfa-66584	183	1	through	through	ADP
cjfa-66584	183	2	such	such	ADJ
cjfa-66584	183	3	collaboration	collaboration	NOUN
cjfa-66584	183	4	,	,	PUNCT
cjfa-66584	183	5	regulators	regulator	NOUN
cjfa-66584	183	6	can	can	AUX
cjfa-66584	183	7	collectively	collectively	ADV
cjfa-66584	183	8	develop	develop	VERB
cjfa-66584	183	9	best	good	ADJ
cjfa-66584	183	10	practices	practice	NOUN
cjfa-66584	183	11	on	on	ADP
cjfa-66584	183	12	approving	approve	VERB
cjfa-66584	183	13	novel	novel	ADJ
cjfa-66584	183	14	solutions	solution	NOUN
cjfa-66584	183	15	.	.	PUNCT
cjfa-66584	184	1	joint	joint	ADJ
cjfa-66584	184	2	industry	industry	NOUN
cjfa-66584	184	3	-	-	PUNCT
cjfa-66584	184	4	regulator	regulator	NOUN
cjfa-66584	184	5	tech	tech	NOUN
cjfa-66584	184	6	sprints	sprint	NOUN
cjfa-66584	184	7	(	(	PUNCT
cjfa-66584	184	8	hackathons	hackathon	NOUN
cjfa-66584	184	9	)	)	PUNCT
cjfa-66584	184	10	focused	focus	VERB
cjfa-66584	184	11	on	on	ADP
cjfa-66584	184	12	compliance	compliance	NOUN
cjfa-66584	184	13	problems	problem	NOUN
cjfa-66584	184	14	are	be	AUX
cjfa-66584	184	15	another	another	DET
cjfa-66584	184	16	collaborative	collaborative	ADJ
cjfa-66584	184	17	tool	tool	NOUN
cjfa-66584	184	18	that	that	PRON
cjfa-66584	184	19	has	have	AUX
cjfa-66584	184	20	shown	show	VERB
cjfa-66584	184	21	success	success	NOUN
cjfa-66584	184	22	(	(	PUNCT
cjfa-66584	184	23	e.g.	e.g.	ADV
cjfa-66584	184	24	,	,	PUNCT
cjfa-66584	184	25	the	the	DET
cjfa-66584	184	26	fca	fca	PROPN
cjfa-66584	184	27	’s	’s	PART
cjfa-66584	184	28	tech	tech	NOUN
cjfa-66584	184	29	sprints	sprint	NOUN
cjfa-66584	184	30	on	on	ADP
cjfa-66584	184	31	aml	aml	PROPN
cjfa-66584	184	32	compliance	compliance	NOUN
cjfa-66584	184	33	)	)	PUNCT
cjfa-66584	184	34	.	.	PUNCT
cjfa-66584	185	1	the	the	DET
cjfa-66584	185	2	recommendation	recommendation	NOUN
cjfa-66584	185	3	is	be	AUX
cjfa-66584	185	4	for	for	SCONJ
cjfa-66584	185	5	regulators	regulator	NOUN
cjfa-66584	185	6	to	to	PART
cjfa-66584	185	7	actively	actively	ADV
cjfa-66584	185	8	invite	invite	VERB
cjfa-66584	185	9	reg	reg	NOUN
cjfa-66584	185	10	tech	tech	NOUN
cjfa-66584	185	11	firms	firm	NOUN
cjfa-66584	185	12	and	and	CCONJ
cjfa-66584	185	13	banks	bank	NOUN
cjfa-66584	185	14	to	to	PART
cjfa-66584	185	15	participate	participate	VERB
cjfa-66584	185	16	in	in	ADP
cjfa-66584	185	17	solving	solve	VERB
cjfa-66584	185	18	regulatory	regulatory	ADJ
cjfa-66584	185	19	challenges	challenge	NOUN
cjfa-66584	185	20	–	–	PUNCT
cjfa-66584	185	21	this	this	PRON
cjfa-66584	185	22	builds	build	VERB
cjfa-66584	185	23	mutual	mutual	ADJ
cjfa-66584	185	24	understanding	understanding	NOUN
cjfa-66584	185	25	and	and	CCONJ
cjfa-66584	185	26	can	can	AUX
cjfa-66584	185	27	even	even	ADV
cjfa-66584	185	28	lead	lead	VERB
cjfa-66584	185	29	to	to	AUX
cjfa-66584	185	30	co	co	VERB
cjfa-66584	185	31	-	-	VERB
cjfa-66584	185	32	developed	develop	VERB
cjfa-66584	185	33	sup	sup	NOUN
cjfa-66584	185	34	tech	tech	NOUN
cjfa-66584	185	35	tools	tool	NOUN
cjfa-66584	185	36	.	.	PUNCT
cjfa-66584	186	1	in	in	ADP
cjfa-66584	186	2	addition	addition	NOUN
cjfa-66584	186	3	,	,	PUNCT
cjfa-66584	186	4	establishing	establish	VERB
cjfa-66584	186	5	forums	forum	NOUN
cjfa-66584	186	6	where	where	SCONJ
cjfa-66584	186	7	banks	bank	NOUN
cjfa-66584	186	8	,	,	PUNCT
cjfa-66584	186	9	reg	reg	NOUN
cjfa-66584	186	10	tech	tech	NOUN
cjfa-66584	186	11	providers	provider	NOUN
cjfa-66584	186	12	,	,	PUNCT
cjfa-66584	186	13	and	and	CCONJ
cjfa-66584	186	14	regulators	regulator	NOUN
cjfa-66584	186	15	regularly	regularly	ADV
cjfa-66584	186	16	meet	meet	VERB
cjfa-66584	186	17	(	(	PUNCT
cjfa-66584	186	18	either	either	CCONJ
cjfa-66584	186	19	under	under	ADP
cjfa-66584	186	20	industry	industry	NOUN
cjfa-66584	186	21	associations	association	NOUN
cjfa-66584	186	22	or	or	CCONJ
cjfa-66584	186	23	regulatory	regulatory	ADJ
cjfa-66584	186	24	committees	committee	NOUN
cjfa-66584	186	25	)	)	PUNCT
cjfa-66584	186	26	can	can	AUX
cjfa-66584	186	27	help	help	VERB
cjfa-66584	186	28	in	in	ADP
cjfa-66584	186	29	knowledge	knowledge	NOUN
cjfa-66584	186	30	-	-	PUNCT
cjfa-66584	186	31	sharing	share	VERB
cjfa-66584	186	32	and	and	CCONJ
cjfa-66584	186	33	aligning	align	VERB
cjfa-66584	186	34	expectations	expectation	NOUN
cjfa-66584	186	35	.	.	PUNCT
cjfa-66584	187	1	such	such	ADJ
cjfa-66584	187	2	engagement	engagement	NOUN
cjfa-66584	187	3	ensures	ensure	VERB
cjfa-66584	187	4	that	that	SCONJ
cjfa-66584	187	5	when	when	SCONJ
cjfa-66584	187	6	new	new	ADJ
cjfa-66584	187	7	rules	rule	NOUN
cjfa-66584	187	8	are	be	AUX
cjfa-66584	187	9	being	be	AUX
cjfa-66584	187	10	drafted	draft	VERB
cjfa-66584	187	11	,	,	PUNCT
cjfa-66584	187	12	the	the	DET
cjfa-66584	187	13	potential	potential	NOUN
cjfa-66584	187	14	for	for	ADP
cjfa-66584	187	15	reg	reg	NOUN
cjfa-66584	187	16	tech	tech	NOUN
cjfa-66584	187	17	solutions	solution	NOUN
cjfa-66584	187	18	is	be	AUX
cjfa-66584	187	19	considered	consider	VERB
cjfa-66584	187	20	,	,	PUNCT
cjfa-66584	187	21	and	and	CCONJ
cjfa-66584	187	22	conversely	conversely	ADV
cjfa-66584	187	23	,	,	PUNCT
cjfa-66584	187	24	that	that	SCONJ
cjfa-66584	187	25	reg	reg	NOUN
cjfa-66584	187	26	tech	tech	NOUN
cjfa-66584	187	27	developers	developer	NOUN
cjfa-66584	187	28	understand	understand	VERB
cjfa-66584	187	29	the	the	DET
cjfa-66584	187	30	regulatory	regulatory	ADJ
cjfa-66584	187	31	nuances	nuance	NOUN
cjfa-66584	187	32	of	of	ADP
cjfa-66584	187	33	the	the	DET
cjfa-66584	187	34	problems	problem	NOUN
cjfa-66584	187	35	they	they	PRON
cjfa-66584	187	36	are	be	AUX
cjfa-66584	187	37	tackling	tackle	VERB
cjfa-66584	187	38	.	.	PUNCT
cjfa-66584	188	1	3	3	X
cjfa-66584	188	2	)	)	PUNCT
cjfa-66584	188	3	enhance	enhance	NOUN
cjfa-66584	188	4	skills	skill	NOUN
cjfa-66584	188	5	and	and	CCONJ
cjfa-66584	188	6	capacity	capacity	NOUN
cjfa-66584	188	7	building	building	NOUN
cjfa-66584	188	8	:	:	PUNCT
cjfa-66584	188	9	a	a	DET
cjfa-66584	188	10	recurring	recur	VERB
cjfa-66584	188	11	theme	theme	NOUN
cjfa-66584	188	12	is	be	AUX
cjfa-66584	188	13	the	the	DET
cjfa-66584	188	14	need	need	NOUN
cjfa-66584	188	15	to	to	PART
cjfa-66584	188	16	invest	invest	VERB
cjfa-66584	188	17	in	in	ADP
cjfa-66584	188	18	human	human	ADJ
cjfa-66584	188	19	capital	capital	NOUN
cjfa-66584	188	20	–	–	PUNCT
cjfa-66584	188	21	both	both	CCONJ
cjfa-66584	188	22	within	within	ADP
cjfa-66584	188	23	regulatory	regulatory	ADJ
cjfa-66584	188	24	agencies	agency	NOUN
cjfa-66584	188	25	and	and	CCONJ
cjfa-66584	188	26	financial	financial	ADJ
cjfa-66584	188	27	institutions	institution	NOUN
cjfa-66584	188	28	–	–	PUNCT
cjfa-66584	188	29	to	to	PART
cjfa-66584	188	30	effectively	effectively	ADV
cjfa-66584	188	31	integrate	integrate	VERB
cjfa-66584	188	32	technology	technology	NOUN
cjfa-66584	188	33	into	into	ADP
cjfa-66584	188	34	compliance	compliance	NOUN
cjfa-66584	188	35	.	.	PUNCT
cjfa-66584	189	1	regulators	regulator	NOUN
cjfa-66584	189	2	should	should	AUX
cjfa-66584	189	3	train	train	VERB
cjfa-66584	189	4	their	their	PRON
cjfa-66584	189	5	supervisors	supervisor	NOUN
cjfa-66584	189	6	in	in	ADP
cjfa-66584	189	7	data	datum	NOUN
cjfa-66584	189	8	science	science	NOUN
cjfa-66584	189	9	and	and	CCONJ
cjfa-66584	189	10	modern	modern	ADJ
cjfa-66584	189	11	it	it	PRON
cjfa-66584	189	12	to	to	ADP
cjfa-66584	189	13	better	well	ADJ
cjfa-66584	189	14	assess	assess	NOUN
cjfa-66584	189	15	firms	firm	NOUN
cjfa-66584	189	16	’	'	PUNCT
cjfa-66584	189	17	reg	reg	VERB
cjfa-66584	189	18	tech	tech	NOUN
cjfa-66584	189	19	deployments	deployment	NOUN
cjfa-66584	189	20	and	and	CCONJ
cjfa-66584	189	21	to	to	PART
cjfa-66584	189	22	use	use	VERB
cjfa-66584	189	23	sup	sup	NOUN
cjfa-66584	189	24	tech	tech	NOUN
cjfa-66584	189	25	tools	tool	NOUN
cjfa-66584	189	26	.	.	PUNCT
cjfa-66584	190	1	likewise	likewise	ADV
cjfa-66584	190	2	,	,	PUNCT
cjfa-66584	190	3	banks	bank	NOUN
cjfa-66584	190	4	and	and	CCONJ
cjfa-66584	190	5	other	other	ADJ
cjfa-66584	190	6	financial	financial	ADJ
cjfa-66584	190	7	institutions	institution	NOUN
cjfa-66584	190	8	should	should	AUX
cjfa-66584	190	9	upskill	upskill	VERB
cjfa-66584	190	10	compliance	compliance	NOUN
cjfa-66584	190	11	and	and	CCONJ
cjfa-66584	190	12	risk	risk	NOUN
cjfa-66584	190	13	teams	team	NOUN
cjfa-66584	190	14	,	,	PUNCT
cjfa-66584	190	15	perhaps	perhaps	ADV
cjfa-66584	190	16	hiring	hire	VERB
cjfa-66584	190	17	more	more	ADJ
cjfa-66584	190	18	personnel	personnel	NOUN
cjfa-66584	190	19	with	with	ADP
cjfa-66584	190	20	technology/	technology/	NUM
cjfa-66584	190	21	 	 	SPACE
cjfa-66584	190	22	data	datum	NOUN
cjfa-66584	190	23	science	science	NOUN
cjfa-66584	190	24	backgrounds	background	NOUN
cjfa-66584	190	25	,	,	PUNCT
cjfa-66584	190	26	to	to	PART
cjfa-66584	190	27	bridge	bridge	VERB
cjfa-66584	190	28	the	the	DET
cjfa-66584	190	29	gap	gap	NOUN
cjfa-66584	190	30	between	between	ADP
cjfa-66584	190	31	compliance	compliance	NOUN
cjfa-66584	190	32	expertise	expertise	NOUN
cjfa-66584	190	33	and	and	CCONJ
cjfa-66584	190	34	technology	technology	NOUN
cjfa-66584	190	35	expertise	expertise	NOUN
cjfa-66584	190	36	.	.	PUNCT
cjfa-66584	191	1	governments	government	NOUN
cjfa-66584	191	2	and	and	CCONJ
cjfa-66584	191	3	industry	industry	NOUN
cjfa-66584	191	4	bodies	body	NOUN
cjfa-66584	191	5	might	might	AUX
cjfa-66584	191	6	facilitate	facilitate	VERB
cjfa-66584	191	7	this	this	PRON
cjfa-66584	191	8	by	by	ADP
cjfa-66584	191	9	developing	develop	VERB
cjfa-66584	191	10	specialized	specialized	ADJ
cjfa-66584	191	11	training	training	NOUN
cjfa-66584	191	12	programs	program	NOUN
cjfa-66584	191	13	or	or	CCONJ
cjfa-66584	191	14	certifications	certification	NOUN
cjfa-66584	191	15	for	for	ADP
cjfa-66584	191	16	“	"	PUNCT
cjfa-66584	191	17	reg	reg	NUM
cjfa-66584	191	18	tech	tech	NOUN
cjfa-66584	191	19	professionals	professional	NOUN
cjfa-66584	191	20	”	"	PUNCT
cjfa-66584	191	21	(	(	PUNCT
cjfa-66584	191	22	similar	similar	ADJ
cjfa-66584	191	23	to	to	ADP
cjfa-66584	191	24	how	how	SCONJ
cjfa-66584	191	25	there	there	PRON
cjfa-66584	191	26	are	be	VERB
cjfa-66584	191	27	certifications	certification	NOUN
cjfa-66584	191	28	for	for	ADP
cjfa-66584	191	29	risk	risk	NOUN
cjfa-66584	191	30	management	management	NOUN
cjfa-66584	191	31	or	or	CCONJ
cjfa-66584	191	32	aml	aml	NOUN
cjfa-66584	191	33	officers	officer	NOUN
cjfa-66584	191	34	)	)	PUNCT
cjfa-66584	191	35	.	.	PUNCT
cjfa-66584	192	1	4	4	X
cjfa-66584	192	2	)	)	PUNCT
cjfa-66584	192	3	promote	promote	VERB
cjfa-66584	192	4	stakeholder	stakeholder	NOUN
cjfa-66584	192	5	collaboration	collaboration	NOUN
cjfa-66584	192	6	and	and	CCONJ
cjfa-66584	192	7	ecosystem	ecosystem	NOUN
cjfa-66584	192	8	growth	growth	NOUN
cjfa-66584	192	9	:	:	PUNCT
cjfa-66584	192	10	to	to	PART
cjfa-66584	192	11	address	address	VERB
cjfa-66584	192	12	the	the	DET
cjfa-66584	192	13	challenge	challenge	NOUN
cjfa-66584	192	14	of	of	ADP
cjfa-66584	192	15	low	low	ADJ
cjfa-66584	192	16	awareness	awareness	NOUN
cjfa-66584	192	17	and	and	CCONJ
cjfa-66584	192	18	trust	trust	NOUN
cjfa-66584	192	19	in	in	ADP
cjfa-66584	192	20	reg	reg	NOUN
cjfa-66584	192	21	tech	tech	NOUN
cjfa-66584	192	22	,	,	PUNCT
cjfa-66584	192	23	stakeholders	stakeholder	NOUN
cjfa-66584	192	24	should	should	AUX
cjfa-66584	192	25	take	take	VERB
cjfa-66584	192	26	collective	collective	ADJ
cjfa-66584	192	27	action	action	NOUN
cjfa-66584	192	28	to	to	PART
cjfa-66584	192	29	promote	promote	VERB
cjfa-66584	192	30	success	success	NOUN
cjfa-66584	192	31	stories	story	NOUN
cjfa-66584	192	32	and	and	CCONJ
cjfa-66584	192	33	foster	foster	VERB
cjfa-66584	192	34	a	a	DET
cjfa-66584	192	35	community	community	NOUN
cjfa-66584	192	36	tomasz	tomasz	NOUN
cjfa-66584	192	37	dziawgo4040	dziawgo4040	NOUN
cjfa-66584	192	38	of	of	ADP
cjfa-66584	192	39	practice	practice	NOUN
cjfa-66584	192	40	.	.	PUNCT
cjfa-66584	193	1	industry	industry	NOUN
cjfa-66584	193	2	associations	association	NOUN
cjfa-66584	193	3	,	,	PUNCT
cjfa-66584	193	4	perhaps	perhaps	ADV
cjfa-66584	193	5	under	under	ADP
cjfa-66584	193	6	guidance	guidance	NOUN
cjfa-66584	193	7	from	from	ADP
cjfa-66584	193	8	regulators	regulator	NOUN
cjfa-66584	193	9	,	,	PUNCT
cjfa-66584	193	10	can	can	AUX
cjfa-66584	193	11	publish	publish	VERB
cjfa-66584	193	12	case	case	NOUN
cjfa-66584	193	13	studies	study	NOUN
cjfa-66584	193	14	where	where	SCONJ
cjfa-66584	193	15	reg	reg	NOUN
cjfa-66584	193	16	tech	tech	NOUN
cjfa-66584	193	17	implementation	implementation	NOUN
cjfa-66584	193	18	led	lead	VERB
cjfa-66584	193	19	to	to	ADP
cjfa-66584	193	20	clear	clear	ADJ
cjfa-66584	193	21	improvements	improvement	NOUN
cjfa-66584	193	22	in	in	ADP
cjfa-66584	193	23	compliance	compliance	NOUN
cjfa-66584	193	24	,	,	PUNCT
cjfa-66584	193	25	thereby	thereby	ADV
cjfa-66584	193	26	demonstrating	demonstrate	VERB
cjfa-66584	193	27	the	the	DET
cjfa-66584	193	28	tangible	tangible	ADJ
cjfa-66584	193	29	benefits	benefit	NOUN
cjfa-66584	193	30	.	.	PUNCT
cjfa-66584	194	1	regulators	regulator	NOUN
cjfa-66584	194	2	can	can	AUX
cjfa-66584	194	3	also	also	ADV
cjfa-66584	194	4	highlight	highlight	VERB
cjfa-66584	194	5	instances	instance	NOUN
cjfa-66584	194	6	(	(	PUNCT
cjfa-66584	194	7	anonymized	anonymize	VERB
cjfa-66584	194	8	or	or	CCONJ
cjfa-66584	194	9	in	in	ADP
cjfa-66584	194	10	aggregate	aggregate	NOUN
cjfa-66584	194	11	)	)	PUNCT
cjfa-66584	194	12	where	where	SCONJ
cjfa-66584	194	13	firms	firm	NOUN
cjfa-66584	194	14	using	use	VERB
cjfa-66584	194	15	advanced	advanced	ADJ
cjfa-66584	194	16	analytics	analytic	NOUN
cjfa-66584	194	17	saw	see	VERB
cjfa-66584	194	18	better	well	ADJ
cjfa-66584	194	19	compliance	compliance	NOUN
cjfa-66584	194	20	outcomes	outcome	NOUN
cjfa-66584	194	21	,	,	PUNCT
cjfa-66584	194	22	to	to	PART
cjfa-66584	194	23	encourage	encourage	VERB
cjfa-66584	194	24	peers	peer	NOUN
cjfa-66584	194	25	.	.	PUNCT
cjfa-66584	195	1	concretely	concretely	ADV
cjfa-66584	195	2	,	,	PUNCT
cjfa-66584	195	3	this	this	PRON
cjfa-66584	195	4	could	could	AUX
cjfa-66584	195	5	include	include	VERB
cjfa-66584	195	6	government	government	NOUN
cjfa-66584	195	7	incentives	incentive	NOUN
cjfa-66584	195	8	for	for	ADP
cjfa-66584	195	9	innovation	innovation	NOUN
cjfa-66584	195	10	(	(	PUNCT
cjfa-66584	195	11	grants	grant	NOUN
cjfa-66584	195	12	or	or	CCONJ
cjfa-66584	195	13	tax	tax	NOUN
cjfa-66584	195	14	credits	credit	NOUN
cjfa-66584	195	15	for	for	ADP
cjfa-66584	195	16	reg	reg	NOUN
cjfa-66584	195	17	tech	tech	NOUN
cjfa-66584	195	18	r&d	r&d	NOUN
cjfa-66584	195	19	)	)	PUNCT
cjfa-66584	195	20	,	,	PUNCT
cjfa-66584	195	21	incubator	incubator	NOUN
cjfa-66584	195	22	programs	program	NOUN
cjfa-66584	195	23	for	for	ADP
cjfa-66584	195	24	reg	reg	NOUN
cjfa-66584	195	25	tech	tech	NOUN
cjfa-66584	195	26	startups	startup	NOUN
cjfa-66584	195	27	,	,	PUNCT
cjfa-66584	195	28	or	or	CCONJ
cjfa-66584	195	29	prize	prize	NOUN
cjfa-66584	195	30	competitions	competition	NOUN
cjfa-66584	195	31	for	for	ADP
cjfa-66584	195	32	solutions	solution	NOUN
cjfa-66584	195	33	to	to	ADP
cjfa-66584	195	34	pressing	press	VERB
cjfa-66584	195	35	regulatory	regulatory	ADJ
cjfa-66584	195	36	problems	problem	NOUN
cjfa-66584	195	37	.	.	PUNCT
cjfa-66584	196	1	large	large	ADJ
cjfa-66584	196	2	financial	financial	ADJ
cjfa-66584	196	3	institutions	institution	NOUN
cjfa-66584	196	4	might	might	AUX
cjfa-66584	196	5	consider	consider	VERB
cjfa-66584	196	6	adopting	adopt	VERB
cjfa-66584	196	7	a	a	DET
cjfa-66584	196	8	more	more	ADV
cjfa-66584	196	9	open	open	ADJ
cjfa-66584	196	10	approach	approach	NOUN
cjfa-66584	196	11	,	,	PUNCT
cjfa-66584	196	12	like	like	ADP
cjfa-66584	196	13	partnering	partner	VERB
cjfa-66584	196	14	with	with	ADP
cjfa-66584	196	15	startups	startup	NOUN
cjfa-66584	196	16	or	or	CCONJ
cjfa-66584	196	17	providing	provide	VERB
cjfa-66584	196	18	anonymized	anonymize	VERB
cjfa-66584	196	19	datasets	dataset	NOUN
cjfa-66584	196	20	for	for	ADP
cjfa-66584	196	21	development	development	NOUN
cjfa-66584	196	22	of	of	ADP
cjfa-66584	196	23	new	new	ADJ
cjfa-66584	196	24	compliance	compliance	NOUN
cjfa-66584	196	25	algorithms	algorithm	NOUN
cjfa-66584	196	26	;	;	PUNCT
cjfa-66584	196	27	this	this	DET
cjfa-66584	196	28	kind	kind	NOUN
cjfa-66584	196	29	of	of	ADP
cjfa-66584	196	30	cross	cross	ADJ
cjfa-66584	196	31	-	-	ADJ
cjfa-66584	196	32	industry	industry	ADJ
cjfa-66584	196	33	collaboration	collaboration	NOUN
cjfa-66584	196	34	can	can	AUX
cjfa-66584	196	35	accelerate	accelerate	VERB
cjfa-66584	196	36	innovation	innovation	NOUN
cjfa-66584	196	37	.	.	PUNCT
cjfa-66584	197	1	furthermore	furthermore	ADV
cjfa-66584	197	2	,	,	PUNCT
cjfa-66584	197	3	data	datum	NOUN
cjfa-66584	197	4	sharing	sharing	NOUN
cjfa-66584	197	5	frameworks	framework	NOUN
cjfa-66584	197	6	could	could	AUX
cjfa-66584	197	7	be	be	AUX
cjfa-66584	197	8	developed	develop	VERB
cjfa-66584	197	9	for	for	ADP
cjfa-66584	197	10	compliance	compliance	NOUN
cjfa-66584	197	11	purposes	purpose	NOUN
cjfa-66584	197	12	,	,	PUNCT
cjfa-66584	197	13	in	in	ADP
cjfa-66584	197	14	a	a	DET
cjfa-66584	197	15	privacy	privacy	NOUN
cjfa-66584	197	16	-	-	PUNCT
cjfa-66584	197	17	compliant	compliant	NOUN
cjfa-66584	197	18	manner	manner	NOUN
cjfa-66584	197	19	.	.	PUNCT
cjfa-66584	198	1	for	for	ADP
cjfa-66584	198	2	example	example	NOUN
cjfa-66584	198	3	,	,	PUNCT
cjfa-66584	198	4	in	in	ADP
cjfa-66584	198	5	fighting	fight	VERB
cjfa-66584	198	6	financial	financial	ADJ
cjfa-66584	198	7	crime	crime	NOUN
cjfa-66584	198	8	,	,	PUNCT
cjfa-66584	198	9	banks	bank	NOUN
cjfa-66584	198	10	and	and	CCONJ
cjfa-66584	198	11	regulators	regulator	NOUN
cjfa-66584	198	12	are	be	AUX
cjfa-66584	198	13	exploring	explore	VERB
cjfa-66584	198	14	privacypreserving	privacypreserve	VERB
cjfa-66584	198	15	techniques	technique	NOUN
cjfa-66584	198	16	to	to	PART
cjfa-66584	198	17	share	share	VERB
cjfa-66584	198	18	intelligence	intelligence	NOUN
cjfa-66584	198	19	about	about	ADP
cjfa-66584	198	20	threats	threat	NOUN
cjfa-66584	198	21	.	.	PUNCT
cjfa-66584	199	1	facilitating	facilitate	VERB
cjfa-66584	199	2	such	such	ADJ
cjfa-66584	199	3	collaboration	collaboration	NOUN
cjfa-66584	199	4	(	(	PUNCT
cjfa-66584	199	5	with	with	ADP
cjfa-66584	199	6	appropriate	appropriate	ADJ
cjfa-66584	199	7	legal	legal	ADJ
cjfa-66584	199	8	safe	safe	ADJ
cjfa-66584	199	9	harbors	harbor	NOUN
cjfa-66584	199	10	)	)	PUNCT
cjfa-66584	199	11	can	can	AUX
cjfa-66584	199	12	amplify	amplify	VERB
cjfa-66584	199	13	the	the	DET
cjfa-66584	199	14	effectiveness	effectiveness	NOUN
cjfa-66584	199	15	of	of	ADP
cjfa-66584	199	16	both	both	CCONJ
cjfa-66584	199	17	reg	reg	NOUN
cjfa-66584	199	18	tech	tech	NOUN
cjfa-66584	199	19	and	and	CCONJ
cjfa-66584	199	20	traditional	traditional	ADJ
cjfa-66584	199	21	efforts	effort	NOUN
cjfa-66584	199	22	.	.	PUNCT
cjfa-66584	200	1	collaboration	collaboration	NOUN
cjfa-66584	200	2	also	also	ADV
cjfa-66584	200	3	means	mean	VERB
cjfa-66584	200	4	aligning	align	VERB
cjfa-66584	200	5	reg	reg	NOUN
cjfa-66584	200	6	tech	tech	NOUN
cjfa-66584	200	7	developments	development	NOUN
cjfa-66584	200	8	with	with	ADP
cjfa-66584	200	9	broader	broad	ADJ
cjfa-66584	200	10	initiatives	initiative	NOUN
cjfa-66584	200	11	such	such	ADJ
cjfa-66584	200	12	as	as	ADP
cjfa-66584	200	13	cybersecurity	cybersecurity	NOUN
cjfa-66584	200	14	frameworks	framework	NOUN
cjfa-66584	200	15	and	and	CCONJ
cjfa-66584	200	16	data	datum	NOUN
cjfa-66584	200	17	privacy	privacy	NOUN
cjfa-66584	200	18	regimes	regime	NOUN
cjfa-66584	200	19	,	,	PUNCT
cjfa-66584	200	20	ensuring	ensure	VERB
cjfa-66584	200	21	that	that	SCONJ
cjfa-66584	200	22	they	they	PRON
cjfa-66584	200	23	move	move	VERB
cjfa-66584	200	24	in	in	ADP
cjfa-66584	200	25	harmony	harmony	NOUN
cjfa-66584	200	26	rather	rather	ADV
cjfa-66584	200	27	than	than	ADP
cjfa-66584	200	28	at	at	ADP
cjfa-66584	200	29	cross	cross	NOUN
cjfa-66584	200	30	-	-	NOUN
cjfa-66584	200	31	purposes	purpose	NOUN
cjfa-66584	200	32	.	.	PUNCT
cjfa-66584	200	33	 	 	SPACE
cjfa-66584	201	1	conclusion	conclusion	NOUN
cjfa-66584	201	2	 	 	SPACE
cjfa-66584	201	3	conclusion	conclusion	NOUN
cjfa-66584	201	4	regulatory	regulatory	ADJ
cjfa-66584	201	5	technology	technology	NOUN
cjfa-66584	201	6	(	(	PUNCT
cjfa-66584	201	7	reg	reg	NOUN
cjfa-66584	201	8	tech	tech	NOUN
cjfa-66584	201	9	)	)	PUNCT
cjfa-66584	201	10	has	have	AUX
cjfa-66584	201	11	emerged	emerge	VERB
cjfa-66584	201	12	as	as	ADP
cjfa-66584	201	13	an	an	DET
cjfa-66584	201	14	integral	integral	ADJ
cjfa-66584	201	15	component	component	NOUN
cjfa-66584	201	16	of	of	ADP
cjfa-66584	201	17	modern	modern	ADJ
cjfa-66584	201	18	financial	financial	ADJ
cjfa-66584	201	19	regulation	regulation	NOUN
cjfa-66584	201	20	and	and	CCONJ
cjfa-66584	201	21	compliance	compliance	NOUN
cjfa-66584	201	22	management	management	NOUN
cjfa-66584	201	23	.	.	PUNCT
cjfa-66584	202	1	this	this	PRON
cjfa-66584	202	2	expanded	expand	VERB
cjfa-66584	202	3	analysis	analysis	NOUN
cjfa-66584	202	4	has	have	AUX
cjfa-66584	202	5	shown	show	VERB
cjfa-66584	202	6	that	that	SCONJ
cjfa-66584	202	7	reg	reg	NOUN
cjfa-66584	202	8	tech	tech	NOUN
cjfa-66584	202	9	solutions	solution	NOUN
cjfa-66584	202	10	are	be	AUX
cjfa-66584	202	11	able	able	ADJ
cjfa-66584	202	12	to	to	PART
cjfa-66584	202	13	significantly	significantly	ADV
cjfa-66584	202	14	improve	improve	VERB
cjfa-66584	202	15	how	how	SCONJ
cjfa-66584	202	16	financial	financial	ADJ
cjfa-66584	202	17	institutions	institution	NOUN
cjfa-66584	202	18	meet	meet	VERB
cjfa-66584	202	19	regulatory	regulatory	ADJ
cjfa-66584	202	20	obligations	obligation	NOUN
cjfa-66584	202	21	–	–	PUNCT
cjfa-66584	202	22	by	by	ADP
cjfa-66584	202	23	automating	automate	VERB
cjfa-66584	202	24	repetitive	repetitive	ADJ
cjfa-66584	202	25	tasks	task	NOUN
cjfa-66584	202	26	,	,	PUNCT
cjfa-66584	202	27	analyzing	analyze	VERB
cjfa-66584	202	28	risks	risk	NOUN
cjfa-66584	202	29	with	with	ADP
cjfa-66584	202	30	greater	great	ADJ
cjfa-66584	202	31	precision	precision	NOUN
cjfa-66584	202	32	,	,	PUNCT
cjfa-66584	202	33	and	and	CCONJ
cjfa-66584	202	34	facilitating	facilitate	VERB
cjfa-66584	202	35	more	more	ADV
cjfa-66584	202	36	timely	timely	ADJ
cjfa-66584	202	37	and	and	CCONJ
cjfa-66584	202	38	transparent	transparent	ADJ
cjfa-66584	202	39	reporting	reporting	NOUN
cjfa-66584	202	40	.	.	PUNCT
cjfa-66584	203	1	at	at	ADP
cjfa-66584	203	2	the	the	DET
cjfa-66584	203	3	same	same	ADJ
cjfa-66584	203	4	time	time	NOUN
cjfa-66584	203	5	,	,	PUNCT
cjfa-66584	203	6	adopting	adopt	VERB
cjfa-66584	203	7	these	these	DET
cjfa-66584	203	8	technologies	technology	NOUN
cjfa-66584	203	9	is	be	AUX
cjfa-66584	203	10	not	not	PART
cjfa-66584	203	11	without	without	ADP
cjfa-66584	203	12	challenges	challenge	NOUN
cjfa-66584	203	13	,	,	PUNCT
cjfa-66584	203	14	and	and	CCONJ
cjfa-66584	203	15	it	it	PRON
cjfa-66584	203	16	necessitates	necessitate	VERB
cjfa-66584	203	17	a	a	DET
cjfa-66584	203	18	rethinking	rethinking	NOUN
cjfa-66584	203	19	of	of	ADP
cjfa-66584	203	20	traditional	traditional	ADJ
cjfa-66584	203	21	compliance	compliance	NOUN
cjfa-66584	203	22	paradigms	paradigm	NOUN
cjfa-66584	203	23	.	.	PUNCT
cjfa-66584	204	1	therefore	therefore	ADV
cjfa-66584	204	2	,	,	PUNCT
cjfa-66584	204	3	based	base	VERB
cjfa-66584	204	4	on	on	ADP
cjfa-66584	204	5	the	the	DET
cjfa-66584	204	6	above	above	NOUN
cjfa-66584	204	7	,	,	PUNCT
cjfa-66584	204	8	the	the	DET
cjfa-66584	204	9	following	follow	VERB
cjfa-66584	204	10	hypothesis	hypothesis	NOUN
cjfa-66584	204	11	might	might	AUX
cjfa-66584	204	12	be	be	AUX
cjfa-66584	204	13	formulated	formulate	VERB
cjfa-66584	204	14	:	:	PUNCT
cjfa-66584	204	15	reg	reg	NUM
cjfa-66584	204	16	tech	tech	NOUN
cjfa-66584	204	17	adoption	adoption	NOUN
cjfa-66584	204	18	enhances	enhance	VERB
cjfa-66584	204	19	regulatory	regulatory	ADJ
cjfa-66584	204	20	compliance	compliance	NOUN
cjfa-66584	204	21	processes	process	NOUN
cjfa-66584	204	22	in	in	ADP
cjfa-66584	204	23	financial	financial	ADJ
cjfa-66584	204	24	institutions	institution	NOUN
cjfa-66584	204	25	was	be	AUX
cjfa-66584	204	26	tested	test	VERB
cjfa-66584	204	27	positively	positively	ADV
cjfa-66584	204	28	.	.	PUNCT
cjfa-66584	205	1	regulatory	regulatory	ADJ
cjfa-66584	205	2	technology	technology	NOUN
cjfa-66584	205	3	(	(	PUNCT
cjfa-66584	205	4	reg	reg	NOUN
cjfa-66584	205	5	tech	tech	NOUN
cjfa-66584	205	6	)	)	PUNCT
cjfa-66584	205	7	as	as	ADP
cjfa-66584	205	8	an	an	DET
cjfa-66584	205	9	enhancement	enhancement	NOUN
cjfa-66584	205	10	…	…	PUNCT
cjfa-66584	205	11	4141	4141	NUM
cjfa-66584	205	12	from	from	ADP
cjfa-66584	205	13	an	an	DET
cjfa-66584	205	14	academic	academic	ADJ
cjfa-66584	205	15	and	and	CCONJ
cjfa-66584	205	16	policy	policy	NOUN
cjfa-66584	205	17	perspective	perspective	NOUN
cjfa-66584	205	18	,	,	PUNCT
cjfa-66584	205	19	it	it	PRON
cjfa-66584	205	20	is	be	AUX
cjfa-66584	205	21	clear	clear	ADJ
cjfa-66584	205	22	that	that	SCONJ
cjfa-66584	205	23	reg	reg	NUM
cjfa-66584	205	24	tech	tech	NOUN
cjfa-66584	205	25	’s	’s	PART
cjfa-66584	205	26	rise	rise	NOUN
cjfa-66584	205	27	is	be	AUX
cjfa-66584	205	28	driven	drive	VERB
cjfa-66584	205	29	by	by	ADP
cjfa-66584	205	30	significant	significant	ADJ
cjfa-66584	205	31	trends	trend	NOUN
cjfa-66584	205	32	–	–	PUNCT
cjfa-66584	205	33	development	development	NOUN
cjfa-66584	205	34	of	of	ADP
cjfa-66584	205	35	technologies	technology	NOUN
cjfa-66584	205	36	,	,	PUNCT
cjfa-66584	205	37	regulations	regulation	NOUN
cjfa-66584	205	38	,	,	PUNCT
cjfa-66584	205	39	and	and	CCONJ
cjfa-66584	205	40	increasing	increase	VERB
cjfa-66584	205	41	financial	financial	ADJ
cjfa-66584	205	42	expertise	expertise	NOUN
cjfa-66584	205	43	financial	financial	ADJ
cjfa-66584	205	44	institutions	institution	NOUN
cjfa-66584	205	45	that	that	PRON
cjfa-66584	205	46	leverage	leverage	VERB
cjfa-66584	205	47	reg	reg	NOUN
cjfa-66584	205	48	tech	tech	NOUN
cjfa-66584	205	49	solutions	solution	NOUN
cjfa-66584	205	50	can	can	AUX
cjfa-66584	205	51	benefit	benefit	VERB
cjfa-66584	205	52	from	from	ADP
cjfa-66584	205	53	not	not	PART
cjfa-66584	205	54	only	only	ADV
cjfa-66584	205	55	reduced	reduced	ADJ
cjfa-66584	205	56	compliance	compliance	NOUN
cjfa-66584	205	57	costs	cost	NOUN
cjfa-66584	205	58	,	,	PUNCT
cjfa-66584	205	59	but	but	CCONJ
cjfa-66584	205	60	also	also	ADV
cjfa-66584	205	61	in	in	ADP
cjfa-66584	205	62	enhanced	enhanced	ADJ
cjfa-66584	205	63	risk	risk	NOUN
cjfa-66584	205	64	management	management	NOUN
cjfa-66584	205	65	and	and	CCONJ
cjfa-66584	205	66	business	business	NOUN
cjfa-66584	205	67	insights	insight	NOUN
cjfa-66584	205	68	,	,	PUNCT
cjfa-66584	205	69	as	as	SCONJ
cjfa-66584	205	70	already	already	ADV
cjfa-66584	205	71	proved	prove	VERB
cjfa-66584	205	72	by	by	ADP
cjfa-66584	205	73	secondary	secondary	ADJ
cjfa-66584	205	74	data	datum	NOUN
cjfa-66584	205	75	.	.	PUNCT
cjfa-66584	206	1	regulators	regulator	NOUN
cjfa-66584	206	2	,	,	PUNCT
cjfa-66584	206	3	too	too	ADV
cjfa-66584	206	4	,	,	PUNCT
cjfa-66584	206	5	stand	stand	VERB
cjfa-66584	206	6	to	to	PART
cjfa-66584	206	7	benefit	benefit	VERB
cjfa-66584	206	8	by	by	ADP
cjfa-66584	206	9	embracing	embrace	VERB
cjfa-66584	206	10	sup	sup	NOUN
cjfa-66584	206	11	tech	tech	NOUN
cjfa-66584	206	12	,	,	PUNCT
cjfa-66584	206	13	potentially	potentially	ADV
cjfa-66584	206	14	overseeing	oversee	VERB
cjfa-66584	206	15	the	the	DET
cjfa-66584	206	16	financial	financial	ADJ
cjfa-66584	206	17	system	system	NOUN
cjfa-66584	206	18	with	with	ADP
cjfa-66584	206	19	greater	great	ADJ
cjfa-66584	206	20	insight	insight	NOUN
cjfa-66584	206	21	than	than	SCONJ
cjfa-66584	206	22	was	be	AUX
cjfa-66584	206	23	previously	previously	ADV
cjfa-66584	206	24	possible	possible	ADJ
cjfa-66584	206	25	.	.	PUNCT
cjfa-66584	207	1	however	however	ADV
cjfa-66584	207	2	,	,	PUNCT
cjfa-66584	207	3	if	if	SCONJ
cjfa-66584	207	4	reg	reg	NUM
cjfa-66584	207	5	tech	tech	NOUN
cjfa-66584	207	6	solutions	solution	NOUN
cjfa-66584	207	7	are	be	AUX
cjfa-66584	207	8	improperly	improperly	ADV
cjfa-66584	207	9	implemented	implement	VERB
cjfa-66584	207	10	or	or	CCONJ
cjfa-66584	207	11	overseen	oversee	VERB
cjfa-66584	207	12	,	,	PUNCT
cjfa-66584	207	13	they	they	PRON
cjfa-66584	207	14	can	can	AUX
cjfa-66584	207	15	introduce	introduce	VERB
cjfa-66584	207	16	new	new	ADJ
cjfa-66584	207	17	vulnerabilities	vulnerability	NOUN
cjfa-66584	207	18	:	:	PUNCT
cjfa-66584	207	19	algorithmic	algorithmic	ADJ
cjfa-66584	207	20	biases	bias	NOUN
cjfa-66584	207	21	,	,	PUNCT
cjfa-66584	207	22	cyber	cyber	NOUN
cjfa-66584	207	23	threats	threat	NOUN
cjfa-66584	207	24	,	,	PUNCT
cjfa-66584	207	25	systemic	systemic	ADJ
cjfa-66584	207	26	concentration	concentration	NOUN
cjfa-66584	207	27	risks	risk	NOUN
cjfa-66584	207	28	,	,	PUNCT
cjfa-66584	207	29	etc	etc	X
cjfa-66584	207	30	.	.	X
cjfa-66584	208	1	the	the	DET
cjfa-66584	208	2	“	"	PUNCT
cjfa-66584	208	3	human	human	ADJ
cjfa-66584	208	4	element	element	NOUN
cjfa-66584	208	5	”	"	PUNCT
cjfa-66584	208	6	,	,	PUNCT
cjfa-66584	208	7	i.e.	i.e.	X
cjfa-66584	208	8	,	,	PUNCT
cjfa-66584	208	9	expertise	expertise	NOUN
cjfa-66584	208	10	or	or	CCONJ
cjfa-66584	208	11	ethical	ethical	ADJ
cjfa-66584	208	12	considerations	consideration	NOUN
cjfa-66584	208	13	,	,	PUNCT
cjfa-66584	208	14	will	will	AUX
cjfa-66584	208	15	remain	remain	VERB
cjfa-66584	208	16	essential	essential	ADJ
cjfa-66584	208	17	.	.	PUNCT
cjfa-66584	209	1	therefore	therefore	ADV
cjfa-66584	209	2	,	,	PUNCT
cjfa-66584	209	3	it	it	PRON
cjfa-66584	209	4	can	can	AUX
cjfa-66584	209	5	be	be	AUX
cjfa-66584	209	6	assumed	assume	VERB
cjfa-66584	209	7	that	that	SCONJ
cjfa-66584	209	8	the	the	DET
cjfa-66584	209	9	future	future	NOUN
cjfa-66584	209	10	of	of	ADP
cjfa-66584	209	11	reg	reg	NOUN
cjfa-66584	209	12	tech	tech	NOUN
cjfa-66584	209	13	will	will	AUX
cjfa-66584	209	14	involve	involve	VERB
cjfa-66584	209	15	a	a	DET
cjfa-66584	209	16	model	model	NOUN
cjfa-66584	209	17	of	of	ADP
cjfa-66584	209	18	augmented	augment	VERB
cjfa-66584	209	19	compliance	compliance	NOUN
cjfa-66584	209	20	:	:	PUNCT
cjfa-66584	209	21	a	a	DET
cjfa-66584	209	22	partnership	partnership	NOUN
cjfa-66584	209	23	between	between	ADP
cjfa-66584	209	24	“	"	PUNCT
cjfa-66584	209	25	human	human	ADJ
cjfa-66584	209	26	”	"	PUNCT
cjfa-66584	209	27	professionals	professional	NOUN
cjfa-66584	209	28	and	and	CCONJ
cjfa-66584	209	29	technology	technology	NOUN
cjfa-66584	209	30	systems	system	NOUN
cjfa-66584	209	31	,	,	PUNCT
cjfa-66584	209	32	each	each	PRON
cjfa-66584	209	33	complementing	complement	VERB
cjfa-66584	209	34	the	the	DET
cjfa-66584	209	35	other	other	ADJ
cjfa-66584	209	36	.	.	PUNCT
cjfa-66584	210	1	compliance	compliance	NOUN
cjfa-66584	210	2	officers	officer	NOUN
cjfa-66584	210	3	could	could	AUX
cjfa-66584	210	4	work	work	VERB
cjfa-66584	210	5	alongside	alongside	ADP
cjfa-66584	210	6	data	datum	NOUN
cjfa-66584	210	7	scientists	scientist	NOUN
cjfa-66584	210	8	;	;	PUNCT
cjfa-66584	210	9	regulators	regulator	NOUN
cjfa-66584	210	10	will	will	AUX
cjfa-66584	210	11	combine	combine	VERB
cjfa-66584	210	12	traditional	traditional	ADJ
cjfa-66584	210	13	examinations	examination	NOUN
cjfa-66584	210	14	with	with	ADP
cjfa-66584	210	15	analytical	analytical	ADJ
cjfa-66584	210	16	dashboards	dashboard	NOUN
cjfa-66584	210	17	.	.	PUNCT
cjfa-66584	211	1	policy	policy	NOUN
cjfa-66584	211	2	developments	development	NOUN
cjfa-66584	211	3	in	in	ADP
cjfa-66584	211	4	the	the	DET
cjfa-66584	211	5	coming	come	VERB
cjfa-66584	211	6	years	year	NOUN
cjfa-66584	211	7	will	will	AUX
cjfa-66584	211	8	be	be	AUX
cjfa-66584	211	9	instrumental	instrumental	ADJ
cjfa-66584	211	10	in	in	ADP
cjfa-66584	211	11	shaping	shape	VERB
cjfa-66584	211	12	reg	reg	NUM
cjfa-66584	211	13	tech	tech	NOUN
cjfa-66584	211	14	’s	’s	PART
cjfa-66584	211	15	trajectory	trajectory	NOUN
cjfa-66584	211	16	.	.	PUNCT
cjfa-66584	212	1	it	it	PRON
cjfa-66584	212	2	is	be	AUX
cjfa-66584	212	3	encouraging	encouraging	ADJ
cjfa-66584	212	4	that	that	SCONJ
cjfa-66584	212	5	regulators	regulator	NOUN
cjfa-66584	212	6	worldwide	worldwide	ADV
cjfa-66584	212	7	are	be	AUX
cjfa-66584	212	8	actively	actively	ADV
cjfa-66584	212	9	engaging	engage	VERB
cjfa-66584	212	10	with	with	ADP
cjfa-66584	212	11	technology	technology	NOUN
cjfa-66584	212	12	and	and	CCONJ
cjfa-66584	212	13	with	with	ADP
cjfa-66584	212	14	industry	industry	NOUN
cjfa-66584	212	15	players	player	NOUN
cjfa-66584	212	16	–	–	PUNCT
cjfa-66584	212	17	through	through	ADP
cjfa-66584	212	18	innovation	innovation	NOUN
cjfa-66584	212	19	offices	office	NOUN
cjfa-66584	212	20	,	,	PUNCT
cjfa-66584	212	21	guidelines	guideline	NOUN
cjfa-66584	212	22	,	,	PUNCT
cjfa-66584	212	23	and	and	CCONJ
cjfa-66584	212	24	international	international	ADJ
cjfa-66584	212	25	coordination	coordination	NOUN
cjfa-66584	212	26	–	–	PUNCT
cjfa-66584	212	27	to	to	PART
cjfa-66584	212	28	ensure	ensure	VERB
cjfa-66584	212	29	that	that	SCONJ
cjfa-66584	212	30	rules	rule	NOUN
cjfa-66584	212	31	adapt	adapt	VERB
cjfa-66584	212	32	to	to	ADP
cjfa-66584	212	33	technological	technological	ADJ
cjfa-66584	212	34	change	change	NOUN
cjfa-66584	212	35	.	.	PUNCT
cjfa-66584	213	1	the	the	DET
cjfa-66584	213	2	recommendations	recommendation	NOUN
cjfa-66584	213	3	outlined	outline	VERB
cjfa-66584	213	4	in	in	ADP
cjfa-66584	213	5	the	the	DET
cjfa-66584	213	6	previous	previous	ADJ
cjfa-66584	213	7	section	section	NOUN
cjfa-66584	213	8	,	,	PUNCT
cjfa-66584	213	9	if	if	SCONJ
cjfa-66584	213	10	implemented	implement	VERB
cjfa-66584	213	11	,	,	PUNCT
cjfa-66584	213	12	would	would	AUX
cjfa-66584	213	13	go	go	VERB
cjfa-66584	213	14	a	a	DET
cjfa-66584	213	15	long	long	ADJ
cjfa-66584	213	16	way	way	NOUN
cjfa-66584	213	17	to	to	PART
cjfa-66584	213	18	address	address	VERB
cjfa-66584	213	19	current	current	ADJ
cjfa-66584	213	20	pain	pain	NOUN
cjfa-66584	213	21	points	point	NOUN
cjfa-66584	213	22	.	.	PUNCT
cjfa-66584	214	1	looking	look	VERB
cjfa-66584	214	2	ahead	ahead	ADV
cjfa-66584	214	3	,	,	PUNCT
cjfa-66584	214	4	several	several	ADJ
cjfa-66584	214	5	emerging	emerge	VERB
cjfa-66584	214	6	technologies	technology	NOUN
cjfa-66584	214	7	and	and	CCONJ
cjfa-66584	214	8	trends	trend	NOUN
cjfa-66584	214	9	could	could	AUX
cjfa-66584	214	10	further	far	ADV
cjfa-66584	214	11	transform	transform	VERB
cjfa-66584	214	12	reg	reg	NOUN
cjfa-66584	214	13	tech	tech	NOUN
cjfa-66584	214	14	.	.	PUNCT
cjfa-66584	215	1	developments	development	NOUN
cjfa-66584	215	2	in	in	ADP
cjfa-66584	215	3	artificial	artificial	ADJ
cjfa-66584	215	4	intelligence	intelligence	NOUN
cjfa-66584	215	5	might	might	AUX
cjfa-66584	215	6	enable	enable	VERB
cjfa-66584	215	7	even	even	ADV
cjfa-66584	215	8	more	more	ADV
cjfa-66584	215	9	sophisticated	sophisticated	ADJ
cjfa-66584	215	10	compliance	compliance	NOUN
cjfa-66584	215	11	analytics	analytic	NOUN
cjfa-66584	215	12	that	that	PRON
cjfa-66584	215	13	regulators	regulator	NOUN
cjfa-66584	215	14	are	be	AUX
cjfa-66584	215	15	comfortable	comfortable	ADJ
cjfa-66584	215	16	with	with	ADP
cjfa-66584	215	17	.	.	PUNCT
cjfa-66584	216	1	blockchain	blockchain	NOUN
cjfa-66584	216	2	and	and	CCONJ
cjfa-66584	216	3	distributed	distribute	VERB
cjfa-66584	216	4	ledger	ledger	NOUN
cjfa-66584	216	5	technology	technology	NOUN
cjfa-66584	216	6	(	(	PUNCT
cjfa-66584	216	7	dlt	dlt	PROPN
cjfa-66584	216	8	)	)	PUNCT
cjfa-66584	216	9	could	could	AUX
cjfa-66584	216	10	play	play	VERB
cjfa-66584	216	11	a	a	DET
cjfa-66584	216	12	bigger	big	ADJ
cjfa-66584	216	13	role	role	NOUN
cjfa-66584	216	14	in	in	ADP
cjfa-66584	216	15	areas	area	NOUN
cjfa-66584	216	16	such	such	ADJ
cjfa-66584	216	17	as	as	ADP
cjfa-66584	216	18	regulatory	regulatory	ADJ
cjfa-66584	216	19	reporting	reporting	NOUN
cjfa-66584	216	20	,	,	PUNCT
cjfa-66584	216	21	providing	provide	VERB
cjfa-66584	216	22	regulators	regulator	NOUN
cjfa-66584	216	23	with	with	ADP
cjfa-66584	216	24	real	real	ADJ
cjfa-66584	216	25	-	-	PUNCT
cjfa-66584	216	26	time	time	NOUN
cjfa-66584	216	27	visibility	visibility	NOUN
cjfa-66584	216	28	into	into	ADP
cjfa-66584	216	29	transactions	transaction	NOUN
cjfa-66584	216	30	while	while	SCONJ
cjfa-66584	216	31	preserving	preserve	VERB
cjfa-66584	216	32	privacy	privacy	NOUN
cjfa-66584	216	33	through	through	ADP
cjfa-66584	216	34	cryptography	cryptography	NOUN
cjfa-66584	216	35	.	.	PUNCT
cjfa-66584	217	1	open	open	ADJ
cjfa-66584	217	2	banking	banking	NOUN
cjfa-66584	217	3	and	and	CCONJ
cjfa-66584	217	4	api	api	NOUN
cjfa-66584	217	5	ecosystems	ecosystem	NOUN
cjfa-66584	217	6	may	may	AUX
cjfa-66584	217	7	ease	ease	VERB
cjfa-66584	217	8	the	the	DET
cjfa-66584	217	9	integration	integration	NOUN
cjfa-66584	217	10	challenge	challenge	NOUN
cjfa-66584	217	11	by	by	ADP
cjfa-66584	217	12	standardizing	standardize	VERB
cjfa-66584	217	13	how	how	SCONJ
cjfa-66584	217	14	financial	financial	ADJ
cjfa-66584	217	15	data	datum	NOUN
cjfa-66584	217	16	is	be	AUX
cjfa-66584	217	17	exchanged	exchange	VERB
cjfa-66584	217	18	,	,	PUNCT
cjfa-66584	217	19	thus	thus	ADV
cjfa-66584	217	20	benefitting	benefit	VERB
cjfa-66584	217	21	reg	reg	NOUN
cjfa-66584	217	22	tech	tech	NOUN
cjfa-66584	217	23	deployment	deployment	NOUN
cjfa-66584	217	24	.	.	PUNCT
cjfa-66584	218	1	moreover	moreover	ADV
cjfa-66584	218	2	,	,	PUNCT
cjfa-66584	218	3	as	as	SCONJ
cjfa-66584	218	4	financial	financial	ADJ
cjfa-66584	218	5	services	service	NOUN
cjfa-66584	218	6	extend	extend	VERB
cjfa-66584	218	7	into	into	ADP
cjfa-66584	218	8	decentralized	decentralized	ADJ
cjfa-66584	218	9	finance	finance	NOUN
cjfa-66584	218	10	(	(	PUNCT
cjfa-66584	218	11	defi	defi	PROPN
cjfa-66584	218	12	)	)	PUNCT
cjfa-66584	218	13	and	and	CCONJ
cjfa-66584	218	14	other	other	ADJ
cjfa-66584	218	15	novel	novel	ADJ
cjfa-66584	218	16	spaces	space	NOUN
cjfa-66584	218	17	,	,	PUNCT
cjfa-66584	218	18	reg	reg	NOUN
cjfa-66584	218	19	tech	tech	NOUN
cjfa-66584	218	20	will	will	AUX
cjfa-66584	218	21	also	also	ADV
cjfa-66584	218	22	need	need	VERB
cjfa-66584	218	23	to	to	PART
cjfa-66584	218	24	evolve	evolve	VERB
cjfa-66584	218	25	to	to	PART
cjfa-66584	218	26	address	address	VERB
cjfa-66584	218	27	compliance	compliance	NOUN
cjfa-66584	218	28	in	in	ADP
cjfa-66584	218	29	those	those	DET
cjfa-66584	218	30	areas	area	NOUN
cjfa-66584	218	31	.	.	PUNCT
cjfa-66584	219	1	tomasz	tomasz	PROPN
cjfa-66584	219	2	dziawgo4242	dziawgo4242	PROPN
cjfa-66584	219	3	 	 	SPACE
cjfa-66584	219	4	references	reference	NOUN
cjfa-66584	219	5	 	 	SPACE
cjfa-66584	219	6	references	reference	NOUN
cjfa-66584	219	7	arner	arner	NOUN
cjfa-66584	219	8	,	,	PUNCT
cjfa-66584	219	9	d.	d.	PROPN
cjfa-66584	219	10	,	,	PUNCT
cjfa-66584	219	11	barberis	barberis	PROPN
cjfa-66584	219	12	,	,	PUNCT
cjfa-66584	219	13	j.	j.	PROPN
cjfa-66584	219	14	,	,	PUNCT
cjfa-66584	219	15	&	&	CCONJ
cjfa-66584	219	16	buckley	buckley	PROPN
cjfa-66584	219	17	,	,	PUNCT
cjfa-66584	219	18	r.	r.	PROPN
cjfa-66584	219	19	(	(	PUNCT
cjfa-66584	219	20	2017	2017	NUM
cjfa-66584	219	21	)	)	PUNCT
cjfa-66584	219	22	.	.	PUNCT
cjfa-66584	220	1	fintech	fintech	NOUN
cjfa-66584	220	2	,	,	PUNCT
cjfa-66584	220	3	regtech	regtech	PROPN
cjfa-66584	220	4	,	,	PUNCT
cjfa-66584	220	5	and	and	CCONJ
cjfa-66584	220	6	the	the	DET
cjfa-66584	220	7	reconceptualization	reconceptualization	NOUN
cjfa-66584	220	8	of	of	ADP
cjfa-66584	220	9	financial	financial	ADJ
cjfa-66584	220	10	regulation	regulation	NOUN
cjfa-66584	220	11	.	.	PUNCT
cjfa-66584	221	1	northwestern	northwestern	ADJ
cjfa-66584	221	2	journal	journal	PROPN
cjfa-66584	221	3	of	of	ADP
cjfa-66584	221	4	international	international	ADJ
cjfa-66584	221	5	law	law	PROPN
cjfa-66584	221	6	&	&	CCONJ
cjfa-66584	221	7	business	business	NOUN
cjfa-66584	221	8	,	,	PUNCT
cjfa-66584	221	9	37(3	37(3	NUM
cjfa-66584	221	10	)	)	PUNCT
cjfa-66584	221	11	,	,	PUNCT
cjfa-66584	221	12	371–413	371–413	NUM
cjfa-66584	221	13	.	.	PUNCT
cjfa-66584	222	1	australian	australian	ADJ
cjfa-66584	222	2	securities	securities	PROPN
cjfa-66584	222	3	&	&	CCONJ
cjfa-66584	222	4	investments	investments	PROPN
cjfa-66584	222	5	commission	commission	PROPN
cjfa-66584	222	6	,	,	PUNCT
cjfa-66584	222	7	www.asic.gov.au	www.asic.gov.au	NOUN
cjfa-66584	222	8	(	(	PUNCT
cjfa-66584	222	9	accessed	access	VERB
cjfa-66584	222	10	:	:	PUNCT
cjfa-66584	222	11	10.07.2025	10.07.2025	NUM
cjfa-66584	222	12	)	)	PUNCT
cjfa-66584	222	13	.	.	PUNCT
cjfa-66584	223	1	austrian	austrian	ADJ
cjfa-66584	223	2	reporting	reporting	NOUN
cjfa-66584	223	3	services	service	NOUN
cjfa-66584	223	4	,	,	PUNCT
cjfa-66584	223	5	www.aurep.at	www.aurep.at	PROPN
cjfa-66584	223	6	(	(	PUNCT
cjfa-66584	223	7	accessed	access	VERB
cjfa-66584	223	8	:	:	PUNCT
cjfa-66584	223	9	11.07.2025	11.07.2025	NUM
cjfa-66584	223	10	)	)	PUNCT
cjfa-66584	223	11	.	.	PUNCT
cjfa-66584	224	1	banaś	banaś	PROPN
cjfa-66584	224	2	,	,	PUNCT
cjfa-66584	224	3	d.	d.	PROPN
cjfa-66584	224	4	(	(	PUNCT
cjfa-66584	224	5	2024	2024	NUM
cjfa-66584	224	6	)	)	PUNCT
cjfa-66584	224	7	.	.	PUNCT
cjfa-66584	225	1	possibilities	possibility	NOUN
cjfa-66584	225	2	of	of	ADP
cjfa-66584	225	3	increasing	increase	VERB
cjfa-66584	225	4	the	the	DET
cjfa-66584	225	5	effectiveness	effectiveness	NOUN
cjfa-66584	225	6	of	of	ADP
cjfa-66584	225	7	supervision	supervision	NOUN
cjfa-66584	225	8	over	over	ADP
cjfa-66584	225	9	the	the	DET
cjfa-66584	225	10	pension	pension	NOUN
cjfa-66584	225	11	market	market	NOUN
cjfa-66584	225	12	through	through	ADP
cjfa-66584	225	13	the	the	DET
cjfa-66584	225	14	use	use	NOUN
cjfa-66584	225	15	of	of	ADP
cjfa-66584	225	16	sup	sup	NUM
cjfa-66584	225	17	tech	tech	NOUN
cjfa-66584	225	18	.	.	PUNCT
cjfa-66584	226	1	zeszyty	zeszyty	VERB
cjfa-66584	226	2	naukowe	naukowe	PROPN
cjfa-66584	226	3	politechniki	politechniki	PROPN
cjfa-66584	226	4	poz	poz	PROPN
cjfa-66584	226	5	nańskiej	nańskiej	PROPN
cjfa-66584	226	6	.	.	PUNCT
cjfa-66584	227	1	organizacja	organizacja	NOUN
cjfa-66584	228	1	i	i	PRON
cjfa-66584	228	2	zarządzanie	zarządzanie	PROPN
cjfa-66584	228	3	,	,	PUNCT
cjfa-66584	228	4	90	90	NUM
cjfa-66584	228	5	,	,	PUNCT
cjfa-66584	228	6	43–59	43–59	NOUN
cjfa-66584	228	7	.	.	PUNCT
cjfa-66584	229	1	https://doi.org/10.21008/j.0239	https://doi.org/10.21008/j.0239	PROPN
cjfa-66584	229	2	9415.2024.090.03	9415.2024.090.03	PROPN
cjfa-66584	229	3	.	.	PUNCT
cjfa-66584	229	4	bank	bank	PROPN
cjfa-66584	229	5	of	of	ADP
cjfa-66584	229	6	italy	italy	PROPN
cjfa-66584	229	7	,	,	PUNCT
cjfa-66584	229	8	www.uif.bancaditalia.it	www.uif.bancaditalia.it	PRON
cjfa-66584	229	9	(	(	PUNCT
cjfa-66584	229	10	accessed	access	VERB
cjfa-66584	229	11	:	:	PUNCT
cjfa-66584	229	12	11.07.2025	11.07.2025	NUM
cjfa-66584	229	13	)	)	PUNCT
cjfa-66584	229	14	.	.	PUNCT
cjfa-66584	230	1	boston	boston	PROPN
cjfa-66584	230	2	consulting	consulting	PROPN
cjfa-66584	230	3	group	group	NOUN
cjfa-66584	230	4	.	.	PUNCT
cjfa-66584	231	1	(	(	PUNCT
cjfa-66584	231	2	2021	2021	NUM
cjfa-66584	231	3	)	)	PUNCT
cjfa-66584	231	4	.	.	PUNCT
cjfa-66584	232	1	building	build	VERB
cjfa-66584	232	2	a	a	DET
cjfa-66584	232	3	stronger	strong	ADJ
cjfa-66584	232	4	,	,	PUNCT
cjfa-66584	232	5	healthier	healthy	ADJ
cjfa-66584	232	6	bank	bank	NOUN
cjfa-66584	232	7	.	.	PUNCT
cjfa-66584	233	1	https://www	https://www	PROPN
cjfa-66584	233	2	.	.	PUNCT
cjfa-66584	233	3	bcg.com/publications/2021/embracing-change-post-pandemic-in-the-banking-industry	bcg.com/publications/2021/embracing-change-post-pandemic-in-the-banking-industry	PROPN
cjfa-66584	233	4	(	(	PUNCT
cjfa-66584	233	5	accessed	access	VERB
cjfa-66584	233	6	:	:	PUNCT
cjfa-66584	233	7	15.07.2025	15.07.2025	NUM
cjfa-66584	233	8	)	)	PUNCT
cjfa-66584	233	9	.	.	PUNCT
cjfa-66584	234	1	broeders	broeder	NOUN
cjfa-66584	234	2	,	,	PUNCT
cjfa-66584	234	3	d.	d.	PROPN
cjfa-66584	234	4	,	,	PUNCT
cjfa-66584	234	5	&	&	CCONJ
cjfa-66584	234	6	prenio	prenio	PROPN
cjfa-66584	234	7	,	,	PUNCT
cjfa-66584	234	8	j.	j.	PROPN
cjfa-66584	234	9	(	(	PUNCT
cjfa-66584	234	10	2018	2018	NUM
cjfa-66584	234	11	)	)	PUNCT
cjfa-66584	234	12	.	.	PUNCT
cjfa-66584	235	1	innovative	innovative	ADJ
cjfa-66584	235	2	technology	technology	NOUN
cjfa-66584	235	3	in	in	ADP
cjfa-66584	235	4	financial	financial	ADJ
cjfa-66584	235	5	supervision	supervision	NOUN
cjfa-66584	235	6	(	(	PUNCT
cjfa-66584	235	7	suptech	suptech	NOUN
cjfa-66584	235	8	):	):	PUNCT
cjfa-66584	235	9	the	the	DET
cjfa-66584	235	10	experience	experience	NOUN
cjfa-66584	235	11	of	of	ADP
cjfa-66584	235	12	early	early	ADJ
cjfa-66584	235	13	users	user	NOUN
cjfa-66584	235	14	.	.	PUNCT
cjfa-66584	236	1	(	(	PUNCT
cjfa-66584	236	2	no	no	INTJ
cjfa-66584	236	3	.	.	NOUN
cjfa-66584	236	4	9	9	NUM
cjfa-66584	236	5	ed	ed	NOUN
cjfa-66584	236	6	.	.	PUNCT
cjfa-66584	236	7	)	)	PUNCT
cjfa-66584	237	1	financial	financial	ADJ
cjfa-66584	237	2	stability	stability	PROPN
cjfa-66584	237	3	institute	institute	PROPN
cjfa-66584	237	4	/	/	SYM
cjfa-66584	237	5	bank	bank	PROPN
cjfa-66584	237	6	for	for	ADP
cjfa-66584	237	7	international	international	ADJ
cjfa-66584	237	8	settlements	settlement	NOUN
cjfa-66584	237	9	.	.	PUNCT
cjfa-66584	238	1	fsi	fsi	PROPN
cjfa-66584	238	2	insights	insight	NOUN
cjfa-66584	238	3	on	on	ADP
cjfa-66584	238	4	policy	policy	NOUN
cjfa-66584	238	5	implementation	implementation	NOUN
cjfa-66584	238	6	no	no	INTJ
cjfa-66584	238	7	.	.	NOUN
cjfa-66584	238	8	9	9	NUM
cjfa-66584	238	9	https://	https://	PROPN
cjfa-66584	238	10	www.bis.org/fsi/publ/insights9.pdf	www.bis.org/fsi/publ/insights9.pdf	PROPN
cjfa-66584	238	11	(	(	PUNCT
cjfa-66584	238	12	accessed	access	VERB
cjfa-66584	238	13	:	:	PUNCT
cjfa-66584	238	14	16.07.2025	16.07.2025	NUM
cjfa-66584	238	15	)	)	PUNCT
cjfa-66584	238	16	.	.	PUNCT
cjfa-66584	239	1	butler	butler	PROPN
cjfa-66584	239	2	,	,	PUNCT
cjfa-66584	239	3	t.	t.	PROPN
cjfa-66584	239	4	,	,	PUNCT
cjfa-66584	239	5	&	&	CCONJ
cjfa-66584	239	6	o’brien	o’brien	PROPN
cjfa-66584	239	7	,	,	PUNCT
cjfa-66584	239	8	l.	l.	PROPN
cjfa-66584	239	9	(	(	PUNCT
cjfa-66584	239	10	2019	2019	NUM
cjfa-66584	239	11	)	)	PUNCT
cjfa-66584	239	12	.	.	PUNCT
cjfa-66584	240	1	understanding	understand	VERB
cjfa-66584	240	2	regtech	regtech	NOUN
cjfa-66584	240	3	for	for	ADP
cjfa-66584	240	4	digital	digital	ADJ
cjfa-66584	240	5	regulatory	regulatory	ADJ
cjfa-66584	240	6	compliance	compliance	NOUN
cjfa-66584	240	7	.	.	PUNCT
cjfa-66584	241	1	in	in	ADP
cjfa-66584	241	2	:	:	PUNCT
cjfa-66584	241	3	lynn	lynn	PROPN
cjfa-66584	241	4	,	,	PUNCT
cjfa-66584	241	5	t.	t.	PROPN
cjfa-66584	241	6	,	,	PUNCT
cjfa-66584	241	7	mooney	mooney	PROPN
cjfa-66584	241	8	,	,	PUNCT
cjfa-66584	241	9	j.	j.	PROPN
cjfa-66584	241	10	,	,	PUNCT
cjfa-66584	241	11	rosati	rosati	PROPN
cjfa-66584	241	12	,	,	PUNCT
cjfa-66584	241	13	p.	p.	PROPN
cjfa-66584	241	14	,	,	PUNCT
cjfa-66584	241	15	cummins	cummin	NOUN
cjfa-66584	241	16	,	,	PUNCT
cjfa-66584	241	17	m.	m.	NOUN
cjfa-66584	241	18	(	(	PUNCT
cjfa-66584	241	19	eds	ed	NOUN
cjfa-66584	241	20	)	)	PUNCT
cjfa-66584	241	21	disrupting	disrupt	VERB
cjfa-66584	241	22	finance	finance	NOUN
cjfa-66584	241	23	.	.	PUNCT
cjfa-66584	242	1	palgrave	palgrave	ADJ
cjfa-66584	242	2	studies	study	NOUN
cjfa-66584	242	3	in	in	ADP
cjfa-66584	242	4	digital	digital	PROPN
cjfa-66584	242	5	business	business	NOUN
cjfa-66584	242	6	&	&	CCONJ
cjfa-66584	242	7	enabling	enable	VERB
cjfa-66584	242	8	technologies	technology	NOUN
cjfa-66584	242	9	.	.	PUNCT
cjfa-66584	243	1	palgrave	palgrave	ADJ
cjfa-66584	243	2	pivot	pivot	PROPN
cjfa-66584	243	3	,	,	PUNCT
cjfa-66584	243	4	cham	cham	PROPN
cjfa-66584	243	5	.	.	PUNCT
cjfa-66584	244	1	https://doi.org/10.1007/978-3-030-02330-0_6	https://doi.org/10.1007/978-3-030-02330-0_6	X
cjfa-66584	244	2	.	.	PUNCT
cjfa-66584	245	1	continuity	continuity	NOUN
cjfa-66584	245	2	,	,	PUNCT
cjfa-66584	245	3	www.info.continuity.net/bci	www.info.continuity.net/bci	X
cjfa-66584	245	4	(	(	PUNCT
cjfa-66584	245	5	accessed	access	VERB
cjfa-66584	245	6	:	:	PUNCT
cjfa-66584	245	7	10.07.2025	10.07.2025	NUM
cjfa-66584	245	8	)	)	PUNCT
cjfa-66584	245	9	.	.	PUNCT
cjfa-66584	246	1	deloitte	deloitte	PROPN
cjfa-66584	246	2	.	.	PUNCT
cjfa-66584	247	1	(	(	PUNCT
cjfa-66584	247	2	2024	2024	NUM
cjfa-66584	247	3	)	)	PUNCT
cjfa-66584	247	4	.	.	PUNCT
cjfa-66584	248	1	reg	reg	NOUN
cjfa-66584	248	2	tech	tech	NOUN
cjfa-66584	248	3	universe	universe	NOUN
cjfa-66584	248	4	2024	2024	NUM
cjfa-66584	248	5	,	,	PUNCT
cjfa-66584	248	6	https://www.deloitte.com/lu/en/industries/	https://www.deloitte.com/lu/en/industries/	PRON
cjfa-66584	248	7	technology	technology	NOUN
cjfa-66584	248	8	/	/	SYM
cjfa-66584	248	9	analysis	analysis	NOUN
cjfa-66584	248	10	/	/	SYM
cjfa-66584	248	11	regtech	regtech	NOUN
cjfa-66584	248	12	-	-	PUNCT
cjfa-66584	248	13	companies	company	NOUN
cjfa-66584	248	14	-	-	PUNCT
cjfa-66584	248	15	compliance.html	compliance.html	PROPN
cjfa-66584	248	16	(	(	PUNCT
cjfa-66584	248	17	accessed	access	VERB
cjfa-66584	248	18	:	:	PUNCT
cjfa-66584	248	19	16.07.2025	16.07.2025	NUM
cjfa-66584	248	20	)	)	PUNCT
cjfa-66584	248	21	.	.	PUNCT
cjfa-66584	249	1	dziawgo	dziawgo	ADJ
cjfa-66584	249	2	,	,	PUNCT
cjfa-66584	249	3	t.	t.	PROPN
cjfa-66584	249	4	(	(	PUNCT
cjfa-66584	249	5	2021	2021	NUM
cjfa-66584	249	6	)	)	PUNCT
cjfa-66584	249	7	.	.	PUNCT
cjfa-66584	250	1	supervisory	supervisory	ADJ
cjfa-66584	250	2	technology	technology	NOUN
cjfa-66584	250	3	as	as	ADP
cjfa-66584	250	4	a	a	DET
cjfa-66584	250	5	new	new	ADJ
cjfa-66584	250	6	tool	tool	NOUN
cjfa-66584	250	7	for	for	ADP
cjfa-66584	250	8	banking	banking	NOUN
cjfa-66584	250	9	sector	sector	NOUN
cjfa-66584	250	10	supervision	supervision	NOUN
cjfa-66584	250	11	.	.	PUNCT
cjfa-66584	251	1	journal	journal	NOUN
cjfa-66584	251	2	of	of	ADP
cjfa-66584	251	3	banking	banking	NOUN
cjfa-66584	251	4	and	and	CCONJ
cjfa-66584	251	5	financial	financial	ADJ
cjfa-66584	251	6	supervision	supervision	NOUN
cjfa-66584	251	7	,	,	PUNCT
cjfa-66584	251	8	1(15	1(15	NUM
cjfa-66584	251	9	)	)	PUNCT
cjfa-66584	251	10	,	,	PUNCT
cjfa-66584	251	11	5	5	NUM
cjfa-66584	251	12	-	-	SYM
cjfa-66584	251	13	13	13	NUM
cjfa-66584	251	14	.	.	PUNCT
cjfa-66584	252	1	https://doi.org/10.7172/23536845.jbfe.2021.1.1	https://doi.org/10.7172/23536845.jbfe.2021.1.1	NOUN
cjfa-66584	252	2	.	.	PUNCT
cjfa-66584	253	1	european	european	ADJ
cjfa-66584	253	2	banking	banking	PROPN
cjfa-66584	253	3	authority	authority	NOUN
cjfa-66584	253	4	.	.	PUNCT
cjfa-66584	254	1	(	(	PUNCT
cjfa-66584	254	2	2021	2021	NUM
cjfa-66584	254	3	)	)	PUNCT
cjfa-66584	254	4	.	.	PUNCT
cjfa-66584	255	1	eba	eba	NOUN
cjfa-66584	255	2	analysis	analysis	NOUN
cjfa-66584	255	3	of	of	ADP
cjfa-66584	255	4	reg	reg	NOUN
cjfa-66584	255	5	tech	tech	NOUN
cjfa-66584	255	6	in	in	ADP
cjfa-66584	255	7	the	the	DET
cjfa-66584	255	8	eu	eu	PROPN
cjfa-66584	255	9	financial	financial	ADJ
cjfa-66584	255	10	sector	sector	NOUN
cjfa-66584	255	11	.	.	PUNCT
cjfa-66584	256	1	https://www.eba.europa.eu/sites/default/files/document_library/publications/	https://www.eba.europa.eu/sites/default/files/document_library/publications/	ADP
cjfa-66584	256	2	reports/2021/1015484	reports/2021/1015484	NOUN
cjfa-66584	256	3	/	/	SYM
cjfa-66584	256	4	eba%20analysis%20of%20regtech%20in%20the%20eu%	eba%20analysis%20of%20regtech%20in%20the%20eu%	PROPN
cjfa-66584	256	5	20financial%20sector.pdf	20financial%20sector.pdf	NUM
cjfa-66584	256	6	(	(	PUNCT
cjfa-66584	256	7	accessed	access	VERB
cjfa-66584	256	8	:	:	PUNCT
cjfa-66584	256	9	18.07.2025	18.07.2025	NUM
cjfa-66584	256	10	)	)	PUNCT
cjfa-66584	256	11	.	.	PUNCT
cjfa-66584	257	1	financial	financial	ADJ
cjfa-66584	257	2	stability	stability	PROPN
cjfa-66584	257	3	board	board	PROPN
cjfa-66584	257	4	.	.	PUNCT
cjfa-66584	258	1	(	(	PUNCT
cjfa-66584	258	2	2017	2017	NUM
cjfa-66584	258	3	)	)	PUNCT
cjfa-66584	258	4	.	.	PUNCT
cjfa-66584	259	1	financial	financial	ADJ
cjfa-66584	259	2	stability	stability	NOUN
cjfa-66584	259	3	implications	implication	NOUN
cjfa-66584	259	4	from	from	ADP
cjfa-66584	259	5	fin	fin	NOUN
cjfa-66584	259	6	tech	tech	NOUN
cjfa-66584	259	7	.	.	PUNCT
cjfa-66584	260	1	https://www.fsb.org/uploads/r270617.pdf	https://www.fsb.org/uploads/r270617.pdf	PROPN
cjfa-66584	260	2	(	(	PUNCT
cjfa-66584	260	3	accessed	access	VERB
cjfa-66584	260	4	:	:	PUNCT
cjfa-66584	260	5	18.07.2025	18.07.2025	NUM
cjfa-66584	260	6	)	)	PUNCT
cjfa-66584	260	7	.	.	PUNCT
cjfa-66584	261	1	financial	financial	ADJ
cjfa-66584	261	2	stability	stability	PROPN
cjfa-66584	261	3	board	board	PROPN
cjfa-66584	261	4	.	.	PUNCT
cjfa-66584	262	1	(	(	PUNCT
cjfa-66584	262	2	2020a	2020a	NOUN
cjfa-66584	262	3	)	)	PUNCT
cjfa-66584	262	4	.	.	PUNCT
cjfa-66584	263	1	fsb	fsb	PROPN
cjfa-66584	263	2	report	report	NOUN
cjfa-66584	263	3	highlights	highlight	NOUN
cjfa-66584	263	4	increased	increase	VERB
cjfa-66584	263	5	use	use	NOUN
cjfa-66584	263	6	of	of	ADP
cjfa-66584	263	7	reg	reg	NOUN
cjfa-66584	263	8	tech	tech	NOUN
cjfa-66584	263	9	and	and	CCONJ
cjfa-66584	263	10	sup	sup	NOUN
cjfa-66584	263	11	tech	tech	NOUN
cjfa-66584	263	12	.	.	PUNCT
cjfa-66584	264	1	https://www.fsb.org/2020/10/fsb-report-highlights-increased-use-ofregtech-and-suptech/	https://www.fsb.org/2020/10/fsb-report-highlights-increased-use-ofregtech-and-suptech/	PROPN
cjfa-66584	264	2	(	(	PUNCT
cjfa-66584	264	3	accessed	access	VERB
cjfa-66584	264	4	:	:	PUNCT
cjfa-66584	264	5	19.07.2025	19.07.2025	NUM
cjfa-66584	264	6	)	)	PUNCT
cjfa-66584	264	7	.	.	PUNCT
cjfa-66584	265	1	financial	financial	ADJ
cjfa-66584	265	2	stability	stability	PROPN
cjfa-66584	265	3	board	board	PROPN
cjfa-66584	265	4	.	.	PUNCT
cjfa-66584	266	1	(	(	PUNCT
cjfa-66584	266	2	2020b	2020b	NUM
cjfa-66584	266	3	)	)	PUNCT
cjfa-66584	266	4	.	.	PUNCT
cjfa-66584	267	1	the	the	DET
cjfa-66584	267	2	use	use	NOUN
cjfa-66584	267	3	of	of	ADP
cjfa-66584	267	4	supervisory	supervisory	ADJ
cjfa-66584	267	5	and	and	CCONJ
cjfa-66584	267	6	regulatory	regulatory	ADJ
cjfa-66584	267	7	technology	technology	NOUN
cjfa-66584	267	8	by	by	ADP
cjfa-66584	267	9	authorities	authority	NOUN
cjfa-66584	267	10	and	and	CCONJ
cjfa-66584	267	11	regulated	regulated	ADJ
cjfa-66584	267	12	institutions	institution	NOUN
cjfa-66584	267	13	.	.	PUNCT
cjfa-66584	268	1	https://www.fsb.org/uploads/p091020	https://www.fsb.org/uploads/p091020	NOUN
cjfa-66584	268	2	.	.	PUNCT
cjfa-66584	268	3	pdf	pdf	NOUN
cjfa-66584	268	4	(	(	PUNCT
cjfa-66584	268	5	accessed	access	VERB
cjfa-66584	268	6	:	:	PUNCT
cjfa-66584	268	7	19.07.2025	19.07.2025	NUM
cjfa-66584	268	8	)	)	PUNCT
cjfa-66584	268	9	.	.	PUNCT
cjfa-66584	269	1	folwarski	folwarski	ADJ
cjfa-66584	269	2	,	,	PUNCT
cjfa-66584	269	3	m.	m.	NOUN
cjfa-66584	269	4	(	(	PUNCT
cjfa-66584	269	5	2019	2019	NUM
cjfa-66584	269	6	)	)	PUNCT
cjfa-66584	269	7	.	.	PUNCT
cjfa-66584	270	1	sektor	sektor	PROPN
cjfa-66584	270	2	fin	fin	NOUN
cjfa-66584	270	3	tech	tech	NOUN
cjfa-66584	270	4	na	na	ADP
cjfa-66584	270	5	europejskim	europejskim	NOUN
cjfa-66584	270	6	rynku	rynku	ADJ
cjfa-66584	270	7	usług	usług	NOUN
cjfa-66584	270	8	bankowych	bankowych	NOUN
cjfa-66584	270	9	.	.	PUNCT
cjfa-66584	271	1	wyzwania	wyzwania	PROPN
cjfa-66584	271	2	konkurencyjne	konkurencyjne	PROPN
cjfa-66584	271	3	i	i	PRON
cjfa-66584	271	4	regulacyjne	regulacyjne	VERB
cjfa-66584	271	5	.	.	PUNCT
cjfa-66584	272	1	warszawa	warszawa	PROPN
cjfa-66584	272	2	:	:	PUNCT
cjfa-66584	272	3	poltext	poltext	NOUN
cjfa-66584	272	4	.	.	PUNCT
cjfa-66584	273	1	https://doi.org/10.21008/j.0239-9415.2024.090.03	https://doi.org/10.21008/j.0239-9415.2024.090.03	NOUN
cjfa-66584	273	2	https://doi.org/10.21008/j.0239-9415.2024.090.03	https://doi.org/10.21008/j.0239-9415.2024.090.03	PROPN
cjfa-66584	273	3	https://www.bcg.com/publications/2021/embracing-change-post-pandemic-in-the-banking-industry	https://www.bcg.com/publications/2021/embracing-change-post-pandemic-in-the-banking-industry	NOUN
cjfa-66584	273	4	https://www.bcg.com/publications/2021/embracing-change-post-pandemic-in-the-banking-industry	https://www.bcg.com/publications/2021/embracing-change-post-pandemic-in-the-banking-industry	NOUN
cjfa-66584	273	5	https://www.bcg.com/publications/2021/embracing-change-post-pandemic-in-the-banking-industry	https://www.bcg.com/publications/2021/embracing-change-post-pandemic-in-the-banking-industry	NOUN
cjfa-66584	273	6	https://www.bis.org/fsi/publ/insights9.pdf	https://www.bis.org/fsi/publ/insights9.pdf	PROPN
cjfa-66584	273	7	https://www.bis.org/fsi/publ/insights9.pdf	https://www.bis.org/fsi/publ/insights9.pdf	NOUN
cjfa-66584	273	8	https://www.deloitte.com/lu/en/industries/technology/analysis/regtech-companies-compliance.html	https://www.deloitte.com/lu/en/industries/technology/analysis/regtech-companies-compliance.html	PUNCT
cjfa-66584	273	9	https://www.deloitte.com/lu/en/industries/technology/analysis/regtech-companies-compliance.html	https://www.deloitte.com/lu/en/industries/technology/analysis/regtech-companies-compliance.html	PROPN
cjfa-66584	273	10	https://doi.org/10.7172/2353-6845.jbfe.2021.1.1	https://doi.org/10.7172/2353-6845.jbfe.2021.1.1	ADJ
cjfa-66584	273	11	https://doi.org/10.7172/2353-6845.jbfe.2021.1.1	https://doi.org/10.7172/2353-6845.jbfe.2021.1.1	PROPN
cjfa-66584	273	12	https://www.eba.europa.eu/sites/default/files/document_library/publications/reports/2021/1015484/eba%20analysis%20of%20regtech%20in%20the%20eu%20financial%20sector.pdf	https://www.eba.europa.eu/sites/default/files/document_library/publications/reports/2021/1015484/eba%20analysis%20of%20regtech%20in%20the%20eu%20financial%20sector.pdf	PROPN
cjfa-66584	273	13	https://www.eba.europa.eu/sites/default/files/document_library/publications/reports/2021/1015484/eba%20analysis%20of%20regtech%20in%20the%20eu%20financial%20sector.pdf	https://www.eba.europa.eu/sites/default/files/document_library/publications/reports/2021/1015484/eba%20analysis%20of%20regtech%20in%20the%20eu%20financial%20sector.pdf	NOUN
cjfa-66584	273	14	https://www.eba.europa.eu/sites/default/files/document_library/publications/reports/2021/1015484/eba%20analysis%20of%20regtech%20in%20the%20eu%20financial%20sector.pdf	https://www.eba.europa.eu/sites/default/files/document_library/publications/reports/2021/1015484/eba%20analysis%20of%20regtech%20in%20the%20eu%20financial%20sector.pdf	NOUN
cjfa-66584	273	15	https://www.fsb.org/uploads/p091020.pdf	https://www.fsb.org/uploads/p091020.pdf	NOUN
cjfa-66584	273	16	https://www.fsb.org/uploads/p091020.pdf	https://www.fsb.org/uploads/p091020.pdf	X
cjfa-66584	273	17	regulatory	regulatory	ADJ
cjfa-66584	273	18	technology	technology	NOUN
cjfa-66584	273	19	(	(	PUNCT
cjfa-66584	273	20	reg	reg	NOUN
cjfa-66584	273	21	tech	tech	NOUN
cjfa-66584	273	22	)	)	PUNCT
cjfa-66584	273	23	as	as	ADP
cjfa-66584	273	24	an	an	DET
cjfa-66584	273	25	enhancement	enhancement	NOUN
cjfa-66584	273	26	…	…	SYM
cjfa-66584	273	27	4343	4343	NUM
cjfa-66584	273	28	grassi	grassi	PROPN
cjfa-66584	273	29	,	,	PUNCT
cjfa-66584	273	30	l.	l.	PROPN
cjfa-66584	273	31	,	,	PUNCT
cjfa-66584	273	32	&	&	CCONJ
cjfa-66584	273	33	lanfranchi	lanfranchi	PROPN
cjfa-66584	273	34	,	,	PUNCT
cjfa-66584	273	35	d.	d.	PROPN
cjfa-66584	273	36	(	(	PUNCT
cjfa-66584	273	37	2022	2022	NUM
cjfa-66584	273	38	)	)	PUNCT
cjfa-66584	273	39	.	.	PUNCT
cjfa-66584	274	1	reg	reg	NOUN
cjfa-66584	274	2	tech	tech	NOUN
cjfa-66584	274	3	in	in	ADP
cjfa-66584	274	4	public	public	ADJ
cjfa-66584	274	5	and	and	CCONJ
cjfa-66584	274	6	private	private	ADJ
cjfa-66584	274	7	sectors	sector	NOUN
cjfa-66584	274	8	:	:	PUNCT
cjfa-66584	274	9	the	the	DET
cjfa-66584	274	10	nexus	nexus	NOUN
cjfa-66584	274	11	between	between	ADP
cjfa-66584	274	12	data	datum	NOUN
cjfa-66584	274	13	,	,	PUNCT
cjfa-66584	274	14	technology	technology	NOUN
cjfa-66584	274	15	and	and	CCONJ
cjfa-66584	274	16	regulation	regulation	NOUN
cjfa-66584	274	17	.	.	PUNCT
cjfa-66584	275	1	journal	journal	PROPN
cjfa-66584	275	2	of	of	ADP
cjfa-66584	275	3	industrial	industrial	ADJ
cjfa-66584	275	4	and	and	CCONJ
cjfa-66584	275	5	business	business	NOUN
cjfa-66584	275	6	economics	economic	NOUN
cjfa-66584	275	7	,	,	PUNCT
cjfa-66584	275	8	49	49	NUM
cjfa-66584	275	9	,	,	PUNCT
cjfa-66584	275	10	441–479	441–479	NUM
cjfa-66584	275	11	.	.	PUNCT
cjfa-66584	276	1	https://doi.org/10.1007/s40812-022-00226-0	https://doi.org/10.1007/s40812-022-00226-0	NUM
cjfa-66584	276	2	.	.	PUNCT
cjfa-66584	277	1	iif	iif	PROPN
cjfa-66584	277	2	.	.	PUNCT
cjfa-66584	278	1	(	(	PUNCT
cjfa-66584	278	2	2016	2016	NUM
cjfa-66584	278	3	)	)	PUNCT
cjfa-66584	278	4	.	.	PUNCT
cjfa-66584	279	1	regtech	regtech	PROPN
cjfa-66584	279	2	in	in	ADP
cjfa-66584	279	3	financial	financial	ADJ
cjfa-66584	279	4	services	service	NOUN
cjfa-66584	279	5	:	:	PUNCT
cjfa-66584	279	6	solutions	solution	NOUN
cjfa-66584	279	7	for	for	ADP
cjfa-66584	279	8	compliance	compliance	NOUN
cjfa-66584	279	9	and	and	CCONJ
cjfa-66584	279	10	reporting	reporting	NOUN
cjfa-66584	279	11	.	.	PUNCT
cjfa-66584	280	1	https://www.iif.com/publications/id/1686/regtech-in-financial-services-solutions	https://www.iif.com/publications/id/1686/regtech-in-financial-services-solution	NOUN
cjfa-66584	280	2	-for	-for	NOUN
cjfa-66584	280	3	-	-	PUNCT
cjfa-66584	280	4	compliance	compliance	NOUN
cjfa-66584	280	5	-	-	PUNCT
cjfa-66584	280	6	and	and	CCONJ
cjfa-66584	280	7	-	-	PUNCT
cjfa-66584	280	8	reporting	reporting	NOUN
cjfa-66584	280	9	(	(	PUNCT
cjfa-66584	280	10	accessed	access	VERB
cjfa-66584	280	11	:	:	PUNCT
cjfa-66584	280	12	18.07.2025	18.07.2025	NUM
cjfa-66584	280	13	)	)	PUNCT
cjfa-66584	280	14	.	.	PUNCT
cjfa-66584	281	1	jeyasingh	jeyasingh	NOUN
cjfa-66584	281	2	,	,	PUNCT
cjfa-66584	281	3	b.	b.	PROPN
cjfa-66584	281	4	(	(	PUNCT
cjfa-66584	281	5	2023	2023	NUM
cjfa-66584	281	6	)	)	PUNCT
cjfa-66584	281	7	.	.	PUNCT
cjfa-66584	282	1	impact	impact	NOUN
cjfa-66584	282	2	of	of	ADP
cjfa-66584	282	3	reg	reg	NOUN
cjfa-66584	282	4	tech	tech	NOUN
cjfa-66584	282	5	on	on	ADP
cjfa-66584	282	6	compliance	compliance	NOUN
cjfa-66584	282	7	risk	risk	NOUN
cjfa-66584	282	8	due	due	ADP
cjfa-66584	282	9	to	to	ADP
cjfa-66584	282	10	financial	financial	ADJ
cjfa-66584	282	11	misconduct	misconduct	NOUN
cjfa-66584	282	12	in	in	ADP
cjfa-66584	282	13	the	the	DET
cjfa-66584	282	14	united	united	PROPN
cjfa-66584	282	15	states	states	PROPN
cjfa-66584	282	16	banking	banking	NOUN
cjfa-66584	282	17	industry	industry	NOUN
cjfa-66584	282	18	.	.	PUNCT
cjfa-66584	283	1	digital	digital	ADJ
cjfa-66584	283	2	economy	economy	NOUN
cjfa-66584	283	3	and	and	CCONJ
cjfa-66584	283	4	sustainable	sustainable	ADJ
cjfa-66584	283	5	development	development	NOUN
cjfa-66584	283	6	,	,	PUNCT
cjfa-66584	283	7	24	24	NUM
cjfa-66584	283	8	.	.	PUNCT
cjfa-66584	284	1	https://doi.org/10.1007/s44265-023-00024-z	https://doi.org/10.1007/s44265-023-00024-z	PROPN
cjfa-66584	284	2	.	.	PUNCT
cjfa-66584	284	3	kasiewicz	kasiewicz	PROPN
cjfa-66584	284	4	,	,	PUNCT
cjfa-66584	284	5	s.	s.	PROPN
cjfa-66584	284	6	(	(	PUNCT
cjfa-66584	284	7	2018	2018	NUM
cjfa-66584	284	8	)	)	PUNCT
cjfa-66584	284	9	.	.	PUNCT
cjfa-66584	285	1	koncepcje	koncepcje	PROPN
cjfa-66584	285	2	regulacji	regulacji	PROPN
cjfa-66584	285	3	reg	reg	PROPN
cjfa-66584	285	4	tech	tech	PROPN
cjfa-66584	285	5	w	w	PROPN
cjfa-66584	285	6	bankowości	bankowości	PROPN
cjfa-66584	285	7	.	.	PUNCT
cjfa-66584	286	1	prace	prace	PROPN
cjfa-66584	286	2	naukowe	naukowe	PROPN
cjfa-66584	286	3	uniwersytetu	uniwersytetu	PROPN
cjfa-66584	286	4	ekonomicznego	ekonomicznego	NOUN
cjfa-66584	286	5	we	we	PRON
cjfa-66584	286	6	wrocławiu	wrocławiu	VERB
cjfa-66584	286	7	,	,	PUNCT
cjfa-66584	286	8	531	531	NUM
cjfa-66584	286	9	,	,	PUNCT
cjfa-66584	286	10	221–230	221–230	NUM
cjfa-66584	286	11	.	.	PUNCT
cjfa-66584	287	1	https://doi.org/10.15611/	https://doi.org/10.15611/	NUM
cjfa-66584	287	2	pn.2018.531.20	pn.2018.531.20	PROPN
cjfa-66584	287	3	.	.	PUNCT
cjfa-66584	288	1	kpmg	kpmg	PROPN
cjfa-66584	288	2	.	.	PUNCT
cjfa-66584	289	1	(	(	PUNCT
cjfa-66584	289	2	2022	2022	NUM
cjfa-66584	289	3	)	)	PUNCT
cjfa-66584	289	4	.	.	PUNCT
cjfa-66584	290	1	a	a	DET
cjfa-66584	290	2	user	user	NOUN
cjfa-66584	290	3	’s	’s	PART
cjfa-66584	290	4	guide	guide	NOUN
cjfa-66584	290	5	to	to	ADP
cjfa-66584	290	6	regtech	regtech	NOUN
cjfa-66584	290	7	:	:	PUNCT
cjfa-66584	290	8	navigating	navigate	VERB
cjfa-66584	290	9	the	the	DET
cjfa-66584	290	10	challenges	challenge	NOUN
cjfa-66584	290	11	and	and	CCONJ
cjfa-66584	290	12	what	what	DET
cjfa-66584	290	13	success	success	NOUN
cjfa-66584	290	14	looks	look	VERB
cjfa-66584	290	15	like	like	ADP
cjfa-66584	290	16	.	.	PUNCT
cjfa-66584	291	1	https://assets.kpmg.com/content/dam/kpmg/uk/pdf/2022/11/innovatefinance-regtech-industry-and-adoption.pdf	https://assets.kpmg.com/content/dam/kpmg/uk/pdf/2022/11/innovatefinance-regtech-industry-and-adoption.pdf	PROPN
cjfa-66584	291	2	(	(	PUNCT
cjfa-66584	291	3	accessed	access	VERB
cjfa-66584	291	4	:	:	PUNCT
cjfa-66584	291	5	20.07.2025	20.07.2025	NUM
cjfa-66584	291	6	)	)	PUNCT
cjfa-66584	291	7	.	.	PUNCT
cjfa-66584	292	1	monetary	monetary	ADJ
cjfa-66584	292	2	authority	authority	NOUN
cjfa-66584	292	3	of	of	ADP
cjfa-66584	292	4	singapore	singapore	PROPN
cjfa-66584	292	5	,	,	PUNCT
cjfa-66584	292	6	www.mas.gov.sg/	www.mas.gov.sg/	PROPN
cjfa-66584	292	7	(	(	PUNCT
cjfa-66584	292	8	accessed	access	VERB
cjfa-66584	292	9	:	:	PUNCT
cjfa-66584	292	10	11.07.2025	11.07.2025	NUM
cjfa-66584	292	11	)	)	PUNCT
cjfa-66584	292	12	.	.	PUNCT
cjfa-66584	293	1	nowakowski	nowakowski	ADJ
cjfa-66584	293	2	,	,	PUNCT
cjfa-66584	293	3	m.	m.	NOUN
cjfa-66584	293	4	,	,	PUNCT
cjfa-66584	293	5	&	&	CCONJ
cjfa-66584	293	6	waliszewski	waliszewski	PROPN
cjfa-66584	293	7	,	,	PUNCT
cjfa-66584	293	8	k.	k.	PROPN
cjfa-66584	293	9	(	(	PUNCT
cjfa-66584	293	10	2021	2021	NUM
cjfa-66584	293	11	)	)	PUNCT
cjfa-66584	293	12	.	.	PUNCT
cjfa-66584	294	1	artificial	artificial	ADJ
cjfa-66584	294	2	intelligence	intelligence	NOUN
cjfa-66584	294	3	and	and	CCONJ
cjfa-66584	294	4	algorithms	algorithm	NOUN
cjfa-66584	294	5	assisting	assist	VERB
cjfa-66584	294	6	personal	personal	ADJ
cjfa-66584	294	7	finance	finance	NOUN
cjfa-66584	294	8	.	.	PUNCT
cjfa-66584	295	1	a	a	DET
cjfa-66584	295	2	legal	legal	ADJ
cjfa-66584	295	3	and	and	CCONJ
cjfa-66584	295	4	economic	economic	ADJ
cjfa-66584	295	5	perspective	perspective	NOUN
cjfa-66584	295	6	.	.	PUNCT
cjfa-66584	296	1	business	business	NOUN
cjfa-66584	296	2	law	law	PROPN
cjfa-66584	296	3	journal	journal	NOUN
cjfa-66584	296	4	,	,	PUNCT
cjfa-66584	296	5	8	8	NUM
cjfa-66584	296	6	,	,	PUNCT
cjfa-66584	296	7	2–10	2–10	NOUN
cjfa-66584	296	8	.	.	PUNCT
cjfa-66584	297	1	https://doi.org/10.33226/0137-5490.2021.8.1	https://doi.org/10.33226/0137-5490.2021.8.1	NOUN
cjfa-66584	297	2	.	.	PUNCT
cjfa-66584	298	1	packin	packin	PROPN
cjfa-66584	298	2	,	,	PUNCT
cjfa-66584	298	3	n.	n.	NOUN
cjfa-66584	298	4	(	(	PUNCT
cjfa-66584	298	5	2018	2018	NUM
cjfa-66584	298	6	)	)	PUNCT
cjfa-66584	298	7	.	.	PUNCT
cjfa-66584	299	1	reg	reg	PROPN
cjfa-66584	299	2	tech	tech	NOUN
cjfa-66584	299	3	,	,	PUNCT
cjfa-66584	299	4	compliance	compliance	NOUN
cjfa-66584	299	5	and	and	CCONJ
cjfa-66584	299	6	technology	technology	NOUN
cjfa-66584	299	7	judgement	judgement	NOUN
cjfa-66584	299	8	rule	rule	NOUN
cjfa-66584	299	9	.	.	PUNCT
cjfa-66584	300	1	chicago	chicago	PROPN
cjfa-66584	300	2	-	-	PUNCT
cjfa-66584	300	3	kent	kent	PROPN
cjfa-66584	300	4	law	law	PROPN
cjfa-66584	300	5	review	review	PROPN
cjfa-66584	300	6	,	,	PUNCT
cjfa-66584	300	7	93(1	93(1	NUM
cjfa-66584	300	8	)	)	PUNCT
cjfa-66584	300	9	,	,	PUNCT
cjfa-66584	300	10	193–215	193–215	NUM
cjfa-66584	300	11	.	.	PUNCT
cjfa-66584	301	1	papantoniou	papantoniou	NOUN
cjfa-66584	301	2	,	,	PUNCT
cjfa-66584	301	3	a.	a.	NOUN
cjfa-66584	301	4	(	(	PUNCT
cjfa-66584	301	5	2022	2022	NUM
cjfa-66584	301	6	)	)	PUNCT
cjfa-66584	301	7	.	.	PUNCT
cjfa-66584	302	1	reg	reg	PROPN
cjfa-66584	302	2	tech	tech	NOUN
cjfa-66584	302	3	:	:	PUNCT
cjfa-66584	302	4	steering	steer	VERB
cjfa-66584	302	5	the	the	DET
cjfa-66584	302	6	regulatory	regulatory	ADJ
cjfa-66584	302	7	spaceship	spaceship	NOUN
cjfa-66584	302	8	in	in	ADP
cjfa-66584	302	9	the	the	DET
cjfa-66584	302	10	right	right	ADJ
cjfa-66584	302	11	direction	direction	NOUN
cjfa-66584	302	12	?	?	PUNCT
cjfa-66584	302	13	.	.	PUNCT
cjfa-66584	303	1	journal	journal	PROPN
cjfa-66584	303	2	of	of	ADP
cjfa-66584	303	3	banking	banking	NOUN
cjfa-66584	303	4	and	and	CCONJ
cjfa-66584	303	5	financial	financial	ADJ
cjfa-66584	303	6	technology	technology	NOUN
cjfa-66584	303	7	,	,	PUNCT
cjfa-66584	303	8	6	6	NUM
cjfa-66584	303	9	,	,	PUNCT
cjfa-66584	303	10	1–16	1–16	NOUN
cjfa-66584	303	11	.	.	PUNCT
cjfa-66584	304	1	https://doi.org/10.1007/	https://doi.org/10.1007/	PROPN
cjfa-66584	304	2	s42786	s42786	PROPN
cjfa-66584	304	3	-	-	PUNCT
cjfa-66584	304	4	022	022	NUM
cjfa-66584	304	5	-	-	PUNCT
cjfa-66584	304	6	00038	00038	NUM
cjfa-66584	304	7	-	-	SYM
cjfa-66584	304	8	9	9	NUM
cjfa-66584	304	9	.	.	PUNCT
cjfa-66584	305	1	schizas	schizas	PROPN
cjfa-66584	305	2	,	,	PUNCT
cjfa-66584	305	3	e.	e.	PROPN
cjfa-66584	305	4	,	,	PUNCT
cjfa-66584	305	5	mckain	mckain	NOUN
cjfa-66584	305	6	,	,	PUNCT
cjfa-66584	305	7	g.	g.	PROPN
cjfa-66584	305	8	,	,	PUNCT
cjfa-66584	305	9	zhang	zhang	PROPN
cjfa-66584	305	10	,	,	PUNCT
cjfa-66584	305	11	b.	b.	PROPN
cjfa-66584	305	12	z.	z.	PROPN
cjfa-66584	305	13	,	,	PUNCT
cjfa-66584	305	14	garvey	garvey	PROPN
cjfa-66584	305	15	,	,	PUNCT
cjfa-66584	305	16	k.	k.	PROPN
cjfa-66584	305	17	,	,	PUNCT
cjfa-66584	305	18	ganbold	ganbold	PROPN
cjfa-66584	305	19	,	,	PUNCT
cjfa-66584	305	20	a.	a.	NOUN
cjfa-66584	305	21	,	,	PUNCT
cjfa-66584	305	22	hussain	hussain	PROPN
cjfa-66584	305	23	,	,	PUNCT
cjfa-66584	305	24	h.	h.	PROPN
cjfa-66584	305	25	,	,	PUNCT
cjfa-66584	305	26	kumar	kumar	PROPN
cjfa-66584	305	27	,	,	PUNCT
cjfa-66584	305	28	p.	p.	PROPN
cjfa-66584	305	29	,	,	PUNCT
cjfa-66584	305	30	huang	huang	PROPN
cjfa-66584	305	31	,	,	PUNCT
cjfa-66584	305	32	e.	e.	PROPN
cjfa-66584	305	33	,	,	PUNCT
cjfa-66584	305	34	wang	wang	PROPN
cjfa-66584	305	35	,	,	PUNCT
cjfa-66584	305	36	s.	s.	PROPN
cjfa-66584	305	37	,	,	PUNCT
cjfa-66584	305	38	&	&	CCONJ
cjfa-66584	305	39	yerolemou	yerolemou	ADJ
cjfa-66584	305	40	,	,	PUNCT
cjfa-66584	305	41	n.	n.	NOUN
cjfa-66584	305	42	(	(	PUNCT
cjfa-66584	305	43	2019	2019	NUM
cjfa-66584	305	44	)	)	PUNCT
cjfa-66584	305	45	.	.	PUNCT
cjfa-66584	306	1	the	the	DET
cjfa-66584	306	2	global	global	ADJ
cjfa-66584	306	3	regtech	regtech	PROPN
cjfa-66584	306	4	industry	industry	NOUN
cjfa-66584	306	5	benchmark	benchmark	NOUN
cjfa-66584	306	6	report	report	NOUN
cjfa-66584	306	7	.	.	PUNCT
cjfa-66584	307	1	ssrn	ssrn	PROPN
cjfa-66584	307	2	electronic	electronic	ADJ
cjfa-66584	307	3	journal	journal	PROPN
cjfa-66584	307	4	.	.	PUNCT
cjfa-66584	308	1	https://doi.org/10.2139/ssrn.3560811	https://doi.org/10.2139/ssrn.3560811	PROPN
cjfa-66584	308	2	.	.	PUNCT
cjfa-66584	309	1	teichmann	teichmann	PROPN
cjfa-66584	309	2	,	,	PUNCT
cjfa-66584	309	3	f.	f.	PROPN
cjfa-66584	309	4	,	,	PUNCT
cjfa-66584	309	5	ruxandra	ruxandra	PROPN
cjfa-66584	309	6	-	-	PUNCT
cjfa-66584	309	7	boticu	boticu	PROPN
cjfa-66584	309	8	s.	s.	PROPN
cjfa-66584	309	9	,	,	PUNCT
cjfa-66584	309	10	&	&	CCONJ
cjfa-66584	309	11	sergi	sergi	PROPN
cjfa-66584	309	12	b.	b.	PROPN
cjfa-66584	309	13	(	(	PUNCT
cjfa-66584	309	14	2023	2023	NUM
cjfa-66584	309	15	)	)	PUNCT
cjfa-66584	309	16	.	.	PUNCT
cjfa-66584	310	1	reg	reg	NOUN
cjfa-66584	310	2	tech	tech	NOUN
cjfa-66584	310	3	–	–	PUNCT
cjfa-66584	310	4	potential	potential	ADJ
cjfa-66584	310	5	benefits	benefit	NOUN
cjfa-66584	310	6	and	and	CCONJ
cjfa-66584	310	7	challenges	challenge	NOUN
cjfa-66584	310	8	for	for	ADP
cjfa-66584	310	9	businesses	business	NOUN
cjfa-66584	310	10	.	.	PUNCT
cjfa-66584	311	1	technology	technology	NOUN
cjfa-66584	311	2	in	in	ADP
cjfa-66584	311	3	society	society	NOUN
cjfa-66584	311	4	,	,	PUNCT
cjfa-66584	311	5	72	72	NUM
cjfa-66584	311	6	.	.	PUNCT
cjfa-66584	312	1	https://doi.org/10.1016/j.techsoc.2022.102150	https://doi.org/10.1016/j.techsoc.2022.102150	NOUN
cjfa-66584	312	2	.	.	PUNCT
cjfa-66584	313	1	uk	uk	PROPN
cjfa-66584	313	2	’s	’s	PART
cjfa-66584	313	3	financial	financial	ADJ
cjfa-66584	313	4	conduct	conduct	NOUN
cjfa-66584	313	5	authority	authority	NOUN
cjfa-66584	313	6	(	(	PUNCT
cjfa-66584	313	7	fca	fca	PROPN
cjfa-66584	313	8	)	)	PUNCT
cjfa-66584	313	9	.	.	PUNCT
cjfa-66584	314	1	(	(	PUNCT
cjfa-66584	314	2	2021	2021	NUM
cjfa-66584	314	3	)	)	PUNCT
cjfa-66584	314	4	.	.	PUNCT
cjfa-66584	315	1	2021	2021	NUM
cjfa-66584	315	2	:	:	PUNCT
cjfa-66584	315	3	a	a	DET
cjfa-66584	315	4	critical	critical	ADJ
cjfa-66584	315	5	year	year	NOUN
cjfa-66584	315	6	for	for	ADP
cjfa-66584	315	7	reg	reg	NOUN
cjfa-66584	315	8	tech	tech	NOUN
cjfa-66584	315	9	.	.	PUNCT
cjfa-66584	316	1	https://www.theglobalcity.uk/positivewebsite/media/research-reports/2021-acritical-year-for-regtech-final.pdf	https://www.theglobalcity.uk/positivewebsite/media/research-reports/2021-acritical-year-for-regtech-final.pdf	PROPN
cjfa-66584	316	2	(	(	PUNCT
cjfa-66584	316	3	accessed	access	VERB
cjfa-66584	316	4	:	:	PUNCT
cjfa-66584	316	5	30.06.2025	30.06.2025	NUM
cjfa-66584	316	6	)	)	PUNCT
cjfa-66584	316	7	.	.	PUNCT
cjfa-66584	317	1	von	von	PROPN
cjfa-66584	317	2	solms	solms	PROPN
cjfa-66584	317	3	,	,	PUNCT
cjfa-66584	317	4	j.	j.	PROPN
cjfa-66584	317	5	(	(	PUNCT
cjfa-66584	317	6	2020	2020	NUM
cjfa-66584	317	7	)	)	PUNCT
cjfa-66584	317	8	.	.	PUNCT
cjfa-66584	318	1	integrating	integrate	VERB
cjfa-66584	318	2	regulatory	regulatory	ADJ
cjfa-66584	318	3	technology	technology	NOUN
cjfa-66584	318	4	(	(	PUNCT
cjfa-66584	318	5	reg	reg	NOUN
cjfa-66584	318	6	tech	tech	NOUN
cjfa-66584	318	7	)	)	PUNCT
cjfa-66584	318	8	into	into	ADP
cjfa-66584	318	9	the	the	DET
cjfa-66584	318	10	digital	digital	ADJ
cjfa-66584	318	11	transformation	transformation	NOUN
cjfa-66584	318	12	of	of	ADP
cjfa-66584	318	13	a	a	DET
cjfa-66584	318	14	bank	bank	NOUN
cjfa-66584	318	15	treasury	treasury	NOUN
cjfa-66584	318	16	.	.	PUNCT
cjfa-66584	319	1	journal	journal	PROPN
cjfa-66584	319	2	of	of	ADP
cjfa-66584	319	3	banking	banking	NOUN
cjfa-66584	319	4	regulation	regulation	NOUN
cjfa-66584	319	5	,	,	PUNCT
cjfa-66584	319	6	22	22	NUM
cjfa-66584	319	7	,	,	PUNCT
cjfa-66584	319	8	191–207	191–207	NUM
cjfa-66584	319	9	.	.	PUNCT
cjfa-66584	320	1	https://doi.org/10.1057/s41261-020-00138-w	https://doi.org/10.1057/s41261-020-00138-w	NOUN
cjfa-66584	320	2	.	.	PUNCT
cjfa-66584	321	1	world	world	PROPN
cjfa-66584	321	2	bank	bank	PROPN
cjfa-66584	321	3	group	group	NOUN
cjfa-66584	321	4	.	.	PUNCT
cjfa-66584	322	1	(	(	PUNCT
cjfa-66584	322	2	2021	2021	NUM
cjfa-66584	322	3	)	)	PUNCT
cjfa-66584	322	4	.	.	PUNCT
cjfa-66584	323	1	the	the	DET
cjfa-66584	323	2	next	next	ADJ
cjfa-66584	323	3	wave	wave	NOUN
cjfa-66584	323	4	of	of	ADP
cjfa-66584	323	5	sup	sup	NOUN
cjfa-66584	323	6	tech	tech	NOUN
cjfa-66584	323	7	innovation	innovation	NOUN
cjfa-66584	323	8	:	:	PUNCT
cjfa-66584	323	9	sup	sup	NOUN
cjfa-66584	323	10	tech	tech	NOUN
cjfa-66584	323	11	solutions	solution	NOUN
cjfa-66584	323	12	for	for	ADP
cjfa-66584	323	13	market	market	NOUN
cjfa-66584	323	14	conduct	conduct	NOUN
cjfa-66584	323	15	supervision	supervision	NOUN
cjfa-66584	323	16	.	.	PUNCT
cjfa-66584	324	1	https://documents1.worldbank.org/curated/en/	https://documents1.worldbank.org/curated/en/	PROPN
cjfa-66584	324	2	735871616428497205	735871616428497205	NUM
cjfa-66584	324	3	/	/	SYM
cjfa-66584	324	4	pdf	pdf	NOUN
cjfa-66584	324	5	/	/	SYM
cjfa-66584	324	6	the	the	DET
cjfa-66584	324	7	-	-	PUNCT
cjfa-66584	324	8	next	next	ADJ
cjfa-66584	324	9	-	-	PUNCT
cjfa-66584	324	10	wave	wave	NOUN
cjfa-66584	324	11	-	-	PUNCT
cjfa-66584	324	12	of	of	ADP
cjfa-66584	324	13	-	-	PUNCT
cjfa-66584	324	14	suptech	suptech	NOUN
cjfa-66584	324	15	-	-	PUNCT
cjfa-66584	324	16	innovation	innovation	NOUN
cjfa-66584	324	17	-	-	PUNCT
cjfa-66584	324	18	suptech	suptech	NOUN
cjfa-66584	324	19	-	-	PUNCT
cjfa-66584	324	20	solutions	solution	NOUN
cjfa-66584	324	21	for-market-conduct-supervision.pdf	for-market-conduct-supervision.pdf	NOUN
cjfa-66584	324	22	(	(	PUNCT
cjfa-66584	324	23	accessed	access	VERB
cjfa-66584	324	24	:	:	PUNCT
cjfa-66584	324	25	10.07.2025	10.07.2025	NUM
cjfa-66584	324	26	)	)	PUNCT
cjfa-66584	324	27	.	.	PUNCT
cjfa-66584	325	1	world	world	PROPN
cjfa-66584	325	2	economic	economic	PROPN
cjfa-66584	325	3	forum	forum	PROPN
cjfa-66584	325	4	.	.	PUNCT
cjfa-66584	326	1	(	(	PUNCT
cjfa-66584	326	2	2022	2022	NUM
cjfa-66584	326	3	)	)	PUNCT
cjfa-66584	326	4	.	.	PUNCT
cjfa-66584	327	1	regulatory	regulatory	ADJ
cjfa-66584	327	2	technology	technology	NOUN
cjfa-66584	327	3	for	for	ADP
cjfa-66584	327	4	the	the	DET
cjfa-66584	327	5	21st	21st	ADJ
cjfa-66584	327	6	century	century	NOUN
cjfa-66584	327	7	.	.	PUNCT
cjfa-66584	328	1	https://	https://	PROPN
cjfa-66584	328	2	www3.weforum.org/docs/wef_regulatory_tech_for_the_21st_century_2022.pdf	www3.weforum.org/docs/wef_regulatory_tech_for_the_21st_century_2022.pdf	PROPN
cjfa-66584	328	3	(	(	PUNCT
cjfa-66584	328	4	accessed	access	VERB
cjfa-66584	328	5	:	:	PUNCT
cjfa-66584	328	6	05.07.2025	05.07.2025	NUM
cjfa-66584	328	7	)	)	PUNCT
cjfa-66584	328	8	.	.	PUNCT
cjfa-66584	329	1	https://www.iif.com/publications/id/1686/regtech-in-financial-services-solutions-for-compliance-and-reporting	https://www.iif.com/publications/id/1686/regtech-in-financial-services-solutions-for-compliance-and-reporte	VERB
cjfa-66584	329	2	https://www.iif.com/publications/id/1686/regtech-in-financial-services-solutions-for-compliance-and-reporting	https://www.iif.com/publications/id/1686/regtech-in-financial-services-solutions-for-compliance-and-reporte	VERB
cjfa-66584	329	3	https://doi.org/10.15611/pn.2018.531.20	https://doi.org/10.15611/pn.2018.531.20	PROPN
cjfa-66584	329	4	https://doi.org/10.15611/pn.2018.531.20	https://doi.org/10.15611/pn.2018.531.20	PROPN
cjfa-66584	329	5	https://assets.kpmg.com/content/dam/kpmg/uk/pdf/2022/11/innovate-finance-regtech-industry-and-adoption.pdf	https://assets.kpmg.com/content/dam/kpmg/uk/pdf/2022/11/innovate-finance-regtech-industry-and-adoption.pdf	PROPN
cjfa-66584	329	6	https://assets.kpmg.com/content/dam/kpmg/uk/pdf/2022/11/innovate-finance-regtech-industry-and-adoption.pdf	https://assets.kpmg.com/content/dam/kpmg/uk/pdf/2022/11/innovate-finance-regtech-industry-and-adoption.pdf	PROPN
cjfa-66584	329	7	https://doi.org/10.1007/s42786-022-00038-9	https://doi.org/10.1007/s42786-022-00038-9	NUM
cjfa-66584	329	8	https://doi.org/10.1007/s42786-022-00038-9	https://doi.org/10.1007/s42786-022-00038-9	NUM
cjfa-66584	329	9	https://doi.org/10.1016/j.techsoc.2022.102150	https://doi.org/10.1016/j.techsoc.2022.102150	PROPN
cjfa-66584	329	10	https://doi.org/10.1016/j.techsoc.2022.102150	https://doi.org/10.1016/j.techsoc.2022.102150	PROPN
cjfa-66584	329	11	https://www.theglobalcity.uk/positivewebsite/media/research-reports/2021-a-critical-year-for-regtech-final.pdf	https://www.theglobalcity.uk/positivewebsite/media/research-reports/2021-a-critical-year-for-regtech-final.pdf	PROPN
cjfa-66584	329	12	https://www.theglobalcity.uk/positivewebsite/media/research-reports/2021-a-critical-year-for-regtech-final.pdf	https://www.theglobalcity.uk/positivewebsite/media/research-reports/2021-a-critical-year-for-regtech-final.pdf	PROPN
cjfa-66584	329	13	https://documents1.worldbank.org/curated/en/735871616428497205/pdf/the-next-wave-of-suptech-innovation-suptech-solutions-for-market-conduct-supervision.pdf	https://documents1.worldbank.org/curated/en/735871616428497205/pdf/the-next-wave-of-suptech-innovation-suptech-solutions-for-market-conduct-supervision.pdf	PROPN
cjfa-66584	329	14	https://documents1.worldbank.org/curated/en/735871616428497205/pdf/the-next-wave-of-suptech-innovation-suptech-solutions-for-market-conduct-supervision.pdf	https://documents1.worldbank.org/curated/en/735871616428497205/pdf/the-next-wave-of-suptech-innovation-suptech-solutions-for-market-conduct-supervision.pdf	PROPN
cjfa-66584	329	15	https://documents1.worldbank.org/curated/en/735871616428497205/pdf/the-next-wave-of-suptech-innovation-suptech-solutions-for-market-conduct-supervision.pdf	https://documents1.worldbank.org/curated/en/735871616428497205/pdf/the-next-wave-of-suptech-innovation-suptech-solutions-for-market-conduct-supervision.pdf	PROPN
cjfa-66584	329	16	https://www3.weforum.org/docs/wef_regulatory_tech_for_the_21st_century_2022.pdf	https://www3.weforum.org/docs/wef_regulatory_tech_for_the_21st_century_2022.pdf	PROPN
cjfa-66584	329	17	https://www3.weforum.org/docs/wef_regulatory_tech_for_the_21st_century_2022.pdf	https://www3.weforum.org/docs/wef_regulatory_tech_for_the_21st_century_2022.pdf	PROPN