id	sid	tid	token	lemma	pos
cjfa-8195	1	1	copernican	copernican	PROPN
cjfa-8195	1	2	journal	journal	PROPN
cjfa-8195	1	3	of	of	ADP
cjfa-8195	1	4	finance	finance	PROPN
cjfa-8195	1	5	&	&	CCONJ
cjfa-8195	1	6	accounting	accounting	PROPN
cjfa-8195	1	7	e	e	PROPN
cjfa-8195	1	8	-	-	PROPN
cjfa-8195	1	9	issn	issn	PROPN
cjfa-8195	1	10	2300	2300	NUM
cjfa-8195	1	11	-	-	SYM
cjfa-8195	1	12	3065	3065	NUM
cjfa-8195	1	13	p	p	PROPN
cjfa-8195	1	14	-	-	PUNCT
cjfa-8195	1	15	issn	issn	PROPN
cjfa-8195	1	16	2300	2300	NUM
cjfa-8195	1	17	-	-	SYM
cjfa-8195	1	18	12402015	12402015	NUM
cjfa-8195	1	19	,	,	PUNCT
cjfa-8195	1	20	volume	volume	NOUN
cjfa-8195	1	21	4	4	NUM
cjfa-8195	1	22	,	,	PUNCT
cjfa-8195	1	23	issue	issue	NOUN
cjfa-8195	1	24	2	2	NUM
cjfa-8195	1	25	date	date	NOUN
cjfa-8195	1	26	of	of	ADP
cjfa-8195	1	27	submission	submission	NOUN
cjfa-8195	1	28	:	:	PUNCT
cjfa-8195	1	29	june	june	PROPN
cjfa-8195	1	30	30	30	NUM
cjfa-8195	1	31	,	,	PUNCT
cjfa-8195	1	32	2015	2015	NUM
cjfa-8195	1	33	;	;	PUNCT
cjfa-8195	1	34	date	date	NOUN
cjfa-8195	1	35	of	of	ADP
cjfa-8195	1	36	acceptance	acceptance	NOUN
cjfa-8195	1	37	:	:	PUNCT
cjfa-8195	1	38	october	october	PROPN
cjfa-8195	1	39	19	19	NUM
cjfa-8195	1	40	,	,	PUNCT
cjfa-8195	1	41	2015	2015	NUM
cjfa-8195	1	42	.	.	PUNCT
cjfa-8195	2	1	*	*	PUNCT
cjfa-8195	2	2	contact	contact	NOUN
cjfa-8195	2	3	information	information	NOUN
cjfa-8195	2	4	:	:	PUNCT
cjfa-8195	2	5	mine.celikkol@dpu.edu.tr	mine.celikkol@dpu.edu.tr	ADV
cjfa-8195	2	6	,	,	PUNCT
cjfa-8195	2	7	dumlupınar	dumlupınar	ADJ
cjfa-8195	2	8	university	university	NOUN
cjfa-8195	2	9	,	,	PUNCT
cjfa-8195	2	10	kütahya	kütahya	PROPN
cjfa-8195	2	11	vocational	vocational	ADJ
cjfa-8195	2	12	school	school	NOUN
cjfa-8195	2	13	of	of	ADP
cjfa-8195	2	14	social	social	ADJ
cjfa-8195	2	15	sciences	science	NOUN
cjfa-8195	2	16	,	,	PUNCT
cjfa-8195	2	17	department	department	NOUN
cjfa-8195	2	18	of	of	ADP
cjfa-8195	2	19	finance	finance	NOUN
cjfa-8195	2	20	-	-	PUNCT
cjfa-8195	2	21	banking	banking	NOUN
cjfa-8195	2	22	and	and	CCONJ
cjfa-8195	2	23	insurance	insurance	NOUN
cjfa-8195	2	24	,	,	PUNCT
cjfa-8195	2	25	kütahya	kütahya	PROPN
cjfa-8195	2	26	/	/	SYM
cjfa-8195	2	27	turkey	turkey	PROPN
cjfa-8195	2	28	,	,	PUNCT
cjfa-8195	2	29	phone	phone	NOUN
cjfa-8195	2	30	:	:	PUNCT
cjfa-8195	2	31	+902742270868	+902742270868	NUM
cjfa-8195	2	32	(	(	PUNCT
cjfa-8195	2	33	1167	1167	NUM
cjfa-8195	2	34	)	)	PUNCT
cjfa-8195	2	35	.	.	PUNCT
cjfa-8195	3	1	*	*	PUNCT
cjfa-8195	3	2	*	*	PUNCT
cjfa-8195	3	3	contact	contact	NOUN
cjfa-8195	3	4	information	information	NOUN
cjfa-8195	3	5	:	:	PUNCT
cjfa-8195	4	1	hakan.celikkol@dpu.edu.tr	hakan.celikkol@dpu.edu.tr	PROPN
cjfa-8195	4	2	,	,	PUNCT
cjfa-8195	4	3	dumlupınar	dumlupınar	PROPN
cjfa-8195	4	4	university	university	NOUN
cjfa-8195	4	5	,	,	PUNCT
cjfa-8195	4	6	faculty	faculty	NOUN
cjfa-8195	4	7	of	of	ADP
cjfa-8195	4	8	economics	economic	NOUN
cjfa-8195	4	9	and	and	CCONJ
cjfa-8195	4	10	administrative	administrative	ADJ
cjfa-8195	4	11	sciences	sciences	PROPN
cjfa-8195	4	12	,	,	PUNCT
cjfa-8195	4	13	department	department	NOUN
cjfa-8195	4	14	of	of	ADP
cjfa-8195	4	15	business	business	PROPN
cjfa-8195	4	16	administration	administration	PROPN
cjfa-8195	4	17	,	,	PUNCT
cjfa-8195	4	18	kütahya	kütahya	PROPN
cjfa-8195	4	19	/	/	SYM
cjfa-8195	4	20	turkey	turkey	PROPN
cjfa-8195	4	21	,	,	PUNCT
cjfa-8195	4	22	phone	phone	NOUN
cjfa-8195	4	23	:	:	PUNCT
cjfa-8195	4	24	+902742652031	+902742652031	NOUN
cjfa-8195	4	25	(	(	PUNCT
cjfa-8195	4	26	2058	2058	NUM
cjfa-8195	4	27	)	)	PUNCT
cjfa-8195	4	28	.	.	PUNCT
cjfa-8195	5	1	çelikkol	çelikkol	PROPN
cjfa-8195	5	2	m.	m.	NOUN
cjfa-8195	5	3	m.	m.	PROPN
cjfa-8195	5	4	,	,	PUNCT
cjfa-8195	5	5	&	&	CCONJ
cjfa-8195	5	6	çelikkol	çelikkol	PROPN
cjfa-8195	5	7	h.	h.	PROPN
cjfa-8195	5	8	(	(	PUNCT
cjfa-8195	5	9	2015	2015	NUM
cjfa-8195	5	10	)	)	PUNCT
cjfa-8195	5	11	.	.	PUNCT
cjfa-8195	6	1	the	the	DET
cjfa-8195	6	2	evaluation	evaluation	NOUN
cjfa-8195	6	3	of	of	ADP
cjfa-8195	6	4	the	the	DET
cjfa-8195	6	5	students	student	NOUN
cjfa-8195	6	6	in	in	ADP
cjfa-8195	6	7	dumlupinar	dumlupinar	PROPN
cjfa-8195	6	8	university	university	PROPN
cjfa-8195	6	9	vocational	vocational	ADJ
cjfa-8195	6	10	school	school	NOUN
cjfa-8195	6	11	of	of	ADP
cjfa-8195	6	12	social	social	ADJ
cjfa-8195	6	13	sciences	science	NOUN
cjfa-8195	6	14	about	about	ADP
cjfa-8195	6	15	levels	level	NOUN
cjfa-8195	6	16	of	of	ADP
cjfa-8195	6	17	financial	financial	ADJ
cjfa-8195	6	18	literacy	literacy	NOUN
cjfa-8195	6	19	.	.	PUNCT
cjfa-8195	7	1	copernican	copernican	PROPN
cjfa-8195	7	2	journal	journal	PROPN
cjfa-8195	7	3	of	of	ADP
cjfa-8195	7	4	finance	finance	PROPN
cjfa-8195	7	5	&	&	CCONJ
cjfa-8195	7	6	accounting	accounting	PROPN
cjfa-8195	7	7	,	,	PUNCT
cjfa-8195	7	8	4(2	4(2	NUM
cjfa-8195	7	9	)	)	PUNCT
cjfa-8195	7	10	,	,	PUNCT
cjfa-8195	7	11	43–63	43–63	NUM
cjfa-8195	7	12	.	.	PUNCT
cjfa-8195	8	1	http://dx.doi.org/10.12775/cjfa.2015.015	http://dx.doi.org/10.12775/cjfa.2015.015	PROPN
cjfa-8195	8	2	mediha	mediha	VERB
cjfa-8195	8	3	mine	mine	VERB
cjfa-8195	8	4	çelikkol	çelikkol	PROPN
cjfa-8195	8	5	*	*	PUNCT
cjfa-8195	8	6	dumlupınar	dumlupınar	PROPN
cjfa-8195	8	7	university	university	PROPN
cjfa-8195	8	8	hakan	hakan	PROPN
cjfa-8195	8	9	çelikkol	çelikkol	PROPN
cjfa-8195	8	10	*	*	PROPN
cjfa-8195	8	11	*	*	PROPN
cjfa-8195	8	12	dumlupınar	dumlupınar	PROPN
cjfa-8195	8	13	university	university	NOUN
cjfa-8195	8	14	the	the	DET
cjfa-8195	8	15	evaluation	evaluation	NOUN
cjfa-8195	8	16	of	of	ADP
cjfa-8195	8	17	the	the	DET
cjfa-8195	8	18	students	student	NOUN
cjfa-8195	8	19	in	in	ADP
cjfa-8195	8	20	dumlupinar	dumlupinar	PROPN
cjfa-8195	8	21	university	university	PROPN
cjfa-8195	8	22	vocational	vocational	ADJ
cjfa-8195	8	23	school	school	NOUN
cjfa-8195	8	24	of	of	ADP
cjfa-8195	8	25	social	social	ADJ
cjfa-8195	8	26	sciences	science	NOUN
cjfa-8195	8	27	about	about	ADP
cjfa-8195	8	28	levels	level	NOUN
cjfa-8195	8	29	of	of	ADP
cjfa-8195	8	30	financial	financial	ADJ
cjfa-8195	8	31	literacy	literacy	NOUN
cjfa-8195	8	32	keywords	keyword	NOUN
cjfa-8195	8	33	:	:	PUNCT
cjfa-8195	8	34	financial	financial	ADJ
cjfa-8195	8	35	literacy	literacy	NOUN
cjfa-8195	8	36	,	,	PUNCT
cjfa-8195	8	37	financial	financial	ADJ
cjfa-8195	8	38	information	information	NOUN
cjfa-8195	8	39	,	,	PUNCT
cjfa-8195	8	40	financial	financial	ADJ
cjfa-8195	8	41	behavior	behavior	NOUN
cjfa-8195	8	42	,	,	PUNCT
cjfa-8195	8	43	financial	financial	ADJ
cjfa-8195	8	44	position	position	NOUN
cjfa-8195	8	45	.	.	PUNCT
cjfa-8195	9	1	j	j	PROPN
cjfa-8195	9	2	e	e	PROPN
cjfa-8195	9	3	l	l	PROPN
cjfa-8195	9	4	classification	classification	NOUN
cjfa-8195	9	5	:	:	PUNCT
cjfa-8195	9	6	g02	g02	NOUN
cjfa-8195	9	7	,	,	PUNCT
cjfa-8195	9	8	d14	d14	PROPN
cjfa-8195	9	9	,	,	PUNCT
cjfa-8195	9	10	a20	a20	PROPN
cjfa-8195	9	11	,	,	PUNCT
cjfa-8195	9	12	c12	c12	PROPN
cjfa-8195	9	13	.	.	PUNCT
cjfa-8195	10	1	abstract	abstract	PROPN
cjfa-8195	10	2	:	:	PUNCT
cjfa-8195	10	3	as	as	SCONJ
cjfa-8195	10	4	the	the	DET
cjfa-8195	10	5	world	world	NOUN
cjfa-8195	10	6	economy	economy	NOUN
cjfa-8195	10	7	grows	grow	VERB
cjfa-8195	10	8	,	,	PUNCT
cjfa-8195	10	9	financial	financial	ADJ
cjfa-8195	10	10	system	system	NOUN
cjfa-8195	10	11	as	as	ADV
cjfa-8195	10	12	well	well	ADV
cjfa-8195	10	13	grows	grow	VERB
cjfa-8195	10	14	and	and	CCONJ
cjfa-8195	10	15	more	more	ADJ
cjfa-8195	10	16	people	people	NOUN
cjfa-8195	10	17	participate	participate	VERB
cjfa-8195	10	18	.	.	PUNCT
cjfa-8195	11	1	a	a	DET
cjfa-8195	11	2	healthy	healthy	ADJ
cjfa-8195	11	3	operation	operation	NOUN
cjfa-8195	11	4	of	of	ADP
cjfa-8195	11	5	financial	financial	ADJ
cjfa-8195	11	6	system	system	NOUN
cjfa-8195	11	7	depends	depend	VERB
cjfa-8195	11	8	on	on	ADP
cjfa-8195	11	9	the	the	DET
cjfa-8195	11	10	condition	condition	NOUN
cjfa-8195	11	11	that	that	SCONJ
cjfa-8195	11	12	all	all	PRON
cjfa-8195	11	13	of	of	ADP
cjfa-8195	11	14	its	its	PRON
cjfa-8195	11	15	parts	part	NOUN
cjfa-8195	11	16	and	and	CCONJ
cjfa-8195	11	17	components	component	NOUN
cjfa-8195	11	18	work	work	VERB
cjfa-8195	11	19	well	well	ADV
cjfa-8195	11	20	together	together	ADV
cjfa-8195	11	21	.	.	PUNCT
cjfa-8195	12	1	one	one	NUM
cjfa-8195	12	2	of	of	ADP
cjfa-8195	12	3	these	these	DET
cjfa-8195	12	4	components	component	NOUN
cjfa-8195	12	5	is	be	AUX
cjfa-8195	12	6	individuals	individual	NOUN
cjfa-8195	12	7	and	and	CCONJ
cjfa-8195	12	8	families	family	NOUN
cjfa-8195	12	9	.	.	PUNCT
cjfa-8195	13	1	worldwide	worldwide	ADV
cjfa-8195	13	2	,	,	PUNCT
cjfa-8195	13	3	it	it	PRON
cjfa-8195	13	4	is	be	AUX
cjfa-8195	13	5	estimated	estimate	VERB
cjfa-8195	13	6	that	that	SCONJ
cjfa-8195	13	7	approximately	approximately	ADV
cjfa-8195	13	8	150	150	NUM
cjfa-8195	13	9	million	million	NUM
cjfa-8195	13	10	people	people	NOUN
cjfa-8195	13	11	join	join	VERB
cjfa-8195	13	12	the	the	DET
cjfa-8195	13	13	financial	financial	ADJ
cjfa-8195	13	14	system	system	NOUN
cjfa-8195	13	15	every	every	DET
cjfa-8195	13	16	year	year	NOUN
cjfa-8195	13	17	.	.	PUNCT
cjfa-8195	14	1	control	control	NOUN
cjfa-8195	14	2	mechanisms	mechanism	NOUN
cjfa-8195	14	3	are	be	AUX
cjfa-8195	14	4	needed	need	VERB
cjfa-8195	14	5	for	for	ADP
cjfa-8195	14	6	the	the	DET
cjfa-8195	14	7	stability	stability	NOUN
cjfa-8195	14	8	of	of	ADP
cjfa-8195	14	9	ever	ever	ADV
cjfa-8195	14	10	growing	grow	VERB
cjfa-8195	14	11	financial	financial	ADJ
cjfa-8195	14	12	system	system	NOUN
cjfa-8195	14	13	and	and	CCONJ
cjfa-8195	14	14	financial	financial	ADJ
cjfa-8195	14	15	literacy	literacy	NOUN
cjfa-8195	14	16	comes	come	VERB
cjfa-8195	14	17	into	into	ADP
cjfa-8195	14	18	prominence	prominence	NOUN
cjfa-8195	14	19	in	in	ADP
cjfa-8195	14	20	this	this	DET
cjfa-8195	14	21	regard	regard	NOUN
cjfa-8195	14	22	.	.	PUNCT
cjfa-8195	15	1	in	in	ADP
cjfa-8195	15	2	this	this	DET
cjfa-8195	15	3	study	study	NOUN
cjfa-8195	15	4	,	,	PUNCT
cjfa-8195	15	5	we	we	PRON
cjfa-8195	15	6	statistically	statistically	ADV
cjfa-8195	15	7	analyzed	analyze	VERB
cjfa-8195	15	8	the	the	DET
cjfa-8195	15	9	factors	factor	NOUN
cjfa-8195	15	10	that	that	PRON
cjfa-8195	15	11	affect	affect	VERB
cjfa-8195	15	12	financial	financial	ADJ
cjfa-8195	15	13	information	information	NOUN
cjfa-8195	15	14	,	,	PUNCT
cjfa-8195	15	15	behavior	behavior	NOUN
cjfa-8195	15	16	and	and	CCONJ
cjfa-8195	15	17	attitudes	attitude	NOUN
cjfa-8195	15	18	of	of	ADP
cjfa-8195	15	19	students	student	NOUN
cjfa-8195	15	20	who	who	PRON
cjfa-8195	15	21	go	go	VERB
cjfa-8195	15	22	to	to	ADP
cjfa-8195	15	23	dumlupınar	dumlupınar	PROPN
cjfa-8195	15	24	university	university	NOUN
cjfa-8195	15	25	kütahya	kütahya	PROPN
cjfa-8195	15	26	vocatiomediha	vocatiomediha	VERB
cjfa-8195	15	27	mine	mine	PROPN
cjfa-8195	15	28	çelikkol	çelikkol	PROPN
cjfa-8195	15	29	,	,	PUNCT
cjfa-8195	15	30	hakan	hakan	PROPN
cjfa-8195	15	31	çelikkol44	çelikkol44	PROPN
cjfa-8195	15	32	nal	nal	PROPN
cjfa-8195	15	33	school	school	NOUN
cjfa-8195	15	34	of	of	ADP
cjfa-8195	15	35	social	social	ADJ
cjfa-8195	15	36	sciences	science	NOUN
cjfa-8195	15	37	and	and	CCONJ
cjfa-8195	15	38	then	then	ADV
cjfa-8195	15	39	,	,	PUNCT
cjfa-8195	15	40	we	we	PRON
cjfa-8195	15	41	determined	determine	VERB
cjfa-8195	15	42	their	their	PRON
cjfa-8195	15	43	level	level	NOUN
cjfa-8195	15	44	of	of	ADP
cjfa-8195	15	45	financial	financial	ADJ
cjfa-8195	15	46	literacy	literacy	NOUN
cjfa-8195	15	47	.	.	PUNCT
cjfa-8195	16	1	in	in	ADP
cjfa-8195	16	2	order	order	NOUN
cjfa-8195	16	3	to	to	PART
cjfa-8195	16	4	develop	develop	VERB
cjfa-8195	16	5	the	the	DET
cjfa-8195	16	6	awareness	awareness	NOUN
cjfa-8195	16	7	of	of	ADP
cjfa-8195	16	8	financial	financial	ADJ
cjfa-8195	16	9	literacy	literacy	NOUN
cjfa-8195	16	10	and	and	CCONJ
cjfa-8195	16	11	to	to	PART
cjfa-8195	16	12	increase	increase	VERB
cjfa-8195	16	13	the	the	DET
cjfa-8195	16	14	quality	quality	NOUN
cjfa-8195	16	15	of	of	ADP
cjfa-8195	16	16	education	education	NOUN
cjfa-8195	16	17	about	about	ADP
cjfa-8195	16	18	this	this	DET
cjfa-8195	16	19	subject	subject	NOUN
cjfa-8195	16	20	,	,	PUNCT
cjfa-8195	16	21	suggestions	suggestion	NOUN
cjfa-8195	16	22	have	have	AUX
cjfa-8195	16	23	been	be	AUX
cjfa-8195	16	24	stated	state	VERB
cjfa-8195	16	25	in	in	ADP
cjfa-8195	16	26	the	the	DET
cjfa-8195	16	27	study	study	NOUN
cjfa-8195	16	28	.	.	PUNCT
cjfa-8195	16	29	 	 	SPACE
cjfa-8195	17	1	introduction	introduction	NOUN
cjfa-8195	17	2	the	the	DET
cjfa-8195	17	3	concept	concept	NOUN
cjfa-8195	17	4	of	of	ADP
cjfa-8195	17	5	financial	financial	ADJ
cjfa-8195	17	6	literacy	literacy	NOUN
cjfa-8195	17	7	has	have	AUX
cjfa-8195	17	8	been	be	AUX
cjfa-8195	17	9	defined	define	VERB
cjfa-8195	17	10	as	as	ADP
cjfa-8195	17	11	‘	'	PUNCT
cjfa-8195	17	12	ensuring	ensure	VERB
cjfa-8195	17	13	participation	participation	NOUN
cjfa-8195	17	14	in	in	ADP
cjfa-8195	17	15	economic	economic	ADJ
cjfa-8195	17	16	life	life	NOUN
cjfa-8195	17	17	and	and	CCONJ
cjfa-8195	17	18	to	to	PART
cjfa-8195	17	19	improve	improve	VERB
cjfa-8195	17	20	the	the	DET
cjfa-8195	17	21	community	community	NOUN
cjfa-8195	17	22	’s	’s	PART
cjfa-8195	17	23	financial	financial	ADJ
cjfa-8195	17	24	well	well	NOUN
cjfa-8195	17	25	-	-	PUNCT
cjfa-8195	17	26	being	being	NOUN
cjfa-8195	17	27	by	by	ADP
cjfa-8195	17	28	individuals	individual	NOUN
cjfa-8195	17	29	with	with	ADP
cjfa-8195	17	30	knowledge	knowledge	NOUN
cjfa-8195	17	31	and	and	CCONJ
cjfa-8195	17	32	understanding	understanding	NOUN
cjfa-8195	17	33	of	of	ADP
cjfa-8195	17	34	financial	financial	ADJ
cjfa-8195	17	35	concepts	concept	NOUN
cjfa-8195	17	36	to	to	PART
cjfa-8195	17	37	be	be	AUX
cjfa-8195	17	38	able	able	ADJ
cjfa-8195	17	39	to	to	PART
cjfa-8195	17	40	make	make	VERB
cjfa-8195	17	41	effective	effective	ADJ
cjfa-8195	17	42	decisions	decision	NOUN
cjfa-8195	17	43	in	in	ADP
cjfa-8195	17	44	a	a	DET
cjfa-8195	17	45	variety	variety	NOUN
cjfa-8195	17	46	of	of	ADP
cjfa-8195	17	47	financial	financial	ADJ
cjfa-8195	17	48	position	position	NOUN
cjfa-8195	17	49	this	this	DET
cjfa-8195	17	50	knowledge	knowledge	NOUN
cjfa-8195	17	51	and	and	CCONJ
cjfa-8195	17	52	understanding	understanding	NOUN
cjfa-8195	17	53	of	of	ADP
cjfa-8195	17	54	practical	practical	ADJ
cjfa-8195	17	55	skills	skill	NOUN
cjfa-8195	17	56	,	,	PUNCT
cjfa-8195	17	57	motivation	motivation	NOUN
cjfa-8195	17	58	and	and	CCONJ
cjfa-8195	17	59	confidence	confidence	NOUN
cjfa-8195	17	60	’	'	PUNCT
cjfa-8195	17	61	.	.	PUNCT
cjfa-8195	18	1	the	the	DET
cjfa-8195	18	2	concept	concept	NOUN
cjfa-8195	18	3	of	of	ADP
cjfa-8195	18	4	financial	financial	ADJ
cjfa-8195	18	5	literacy	literacy	NOUN
cjfa-8195	18	6	has	have	AUX
cjfa-8195	18	7	been	be	AUX
cjfa-8195	18	8	becoming	become	VERB
cjfa-8195	18	9	more	more	ADV
cjfa-8195	18	10	significant	significant	ADJ
cjfa-8195	18	11	correspondingly	correspondingly	ADV
cjfa-8195	18	12	the	the	DET
cjfa-8195	18	13	changes	change	NOUN
cjfa-8195	18	14	occurred	occur	VERB
cjfa-8195	18	15	in	in	ADP
cjfa-8195	18	16	the	the	DET
cjfa-8195	18	17	financial	financial	ADJ
cjfa-8195	18	18	markets	market	NOUN
cjfa-8195	18	19	and	and	CCONJ
cjfa-8195	18	20	financial	financial	ADJ
cjfa-8195	18	21	products	product	NOUN
cjfa-8195	18	22	and	and	CCONJ
cjfa-8195	18	23	diversification	diversification	NOUN
cjfa-8195	18	24	every	every	DET
cjfa-8195	18	25	day	day	NOUN
cjfa-8195	18	26	.	.	PUNCT
cjfa-8195	19	1	the	the	DET
cjfa-8195	19	2	greatest	great	ADJ
cjfa-8195	19	3	expectation	expectation	NOUN
cjfa-8195	19	4	of	of	ADP
cjfa-8195	19	5	the	the	DET
cjfa-8195	19	6	dissemination	dissemination	NOUN
cjfa-8195	19	7	of	of	ADP
cjfa-8195	19	8	financial	financial	ADJ
cjfa-8195	19	9	literacy	literacy	NOUN
cjfa-8195	19	10	is	be	AUX
cjfa-8195	19	11	to	to	PART
cjfa-8195	19	12	increase	increase	VERB
cjfa-8195	19	13	awareness	awareness	NOUN
cjfa-8195	19	14	of	of	ADP
cjfa-8195	19	15	financial	financial	ADJ
cjfa-8195	19	16	issues	issue	NOUN
cjfa-8195	19	17	and	and	CCONJ
cjfa-8195	19	18	to	to	PART
cjfa-8195	19	19	change	change	VERB
cjfa-8195	19	20	behaviors	behavior	NOUN
cjfa-8195	19	21	of	of	ADP
cjfa-8195	19	22	financial	financial	ADJ
cjfa-8195	19	23	decision	decision	NOUN
cjfa-8195	19	24	-	-	PUNCT
cjfa-8195	19	25	making	making	NOUN
cjfa-8195	19	26	of	of	ADP
cjfa-8195	19	27	individuals	individual	NOUN
cjfa-8195	19	28	in	in	ADP
cjfa-8195	19	29	the	the	DET
cjfa-8195	19	30	rational	rational	ADJ
cjfa-8195	19	31	manner	manner	NOUN
cjfa-8195	19	32	.	.	PUNCT
cjfa-8195	20	1	provided	provide	VERB
cjfa-8195	20	2	that	that	SCONJ
cjfa-8195	20	3	this	this	DET
cjfa-8195	20	4	change	change	NOUN
cjfa-8195	20	5	in	in	ADP
cjfa-8195	20	6	financial	financial	ADJ
cjfa-8195	20	7	behavior	behavior	NOUN
cjfa-8195	20	8	can	can	AUX
cjfa-8195	20	9	be	be	AUX
cjfa-8195	20	10	achieved	achieve	VERB
cjfa-8195	20	11	in	in	ADP
cjfa-8195	20	12	an	an	DET
cjfa-8195	20	13	economy	economy	NOUN
cjfa-8195	20	14	,	,	PUNCT
cjfa-8195	20	15	the	the	DET
cjfa-8195	20	16	income	income	NOUN
cjfa-8195	20	17	–	–	PUNCT
cjfa-8195	20	18	expenditure	expenditure	NOUN
cjfa-8195	20	19	–	–	PUNCT
cjfa-8195	20	20	saving	save	VERB
cjfa-8195	20	21	balance	balance	NOUN
cjfa-8195	20	22	,	,	PUNCT
cjfa-8195	20	23	financial	financial	ADJ
cjfa-8195	20	24	market	market	NOUN
cjfa-8195	20	25	developments	development	NOUN
cjfa-8195	20	26	will	will	AUX
cjfa-8195	20	27	inherently	inherently	ADV
cjfa-8195	20	28	provide	provide	VERB
cjfa-8195	20	29	a	a	DET
cjfa-8195	20	30	positive	positive	ADJ
cjfa-8195	20	31	and	and	CCONJ
cjfa-8195	20	32	major	major	ADJ
cjfa-8195	20	33	step	step	NOUN
cjfa-8195	20	34	towards	towards	ADP
cjfa-8195	20	35	economic	economic	ADJ
cjfa-8195	20	36	growth	growth	NOUN
cjfa-8195	20	37	.	.	PUNCT
cjfa-8195	21	1	in	in	ADP
cjfa-8195	21	2	this	this	DET
cjfa-8195	21	3	study	study	NOUN
cjfa-8195	21	4	,	,	PUNCT
cjfa-8195	21	5	the	the	DET
cjfa-8195	21	6	relationship	relationship	NOUN
cjfa-8195	21	7	between	between	ADP
cjfa-8195	21	8	financial	financial	ADJ
cjfa-8195	21	9	knowledge	knowledge	NOUN
cjfa-8195	21	10	,	,	PUNCT
cjfa-8195	21	11	financial	financial	ADJ
cjfa-8195	21	12	behaviors	behavior	NOUN
cjfa-8195	21	13	,	,	PUNCT
cjfa-8195	21	14	and	and	CCONJ
cjfa-8195	21	15	the	the	DET
cjfa-8195	21	16	attitudes	attitude	NOUN
cjfa-8195	21	17	of	of	ADP
cjfa-8195	21	18	students	student	NOUN
cjfa-8195	21	19	in	in	ADP
cjfa-8195	21	20	dumlupınar	dumlupınar	PROPN
cjfa-8195	21	21	university	university	NOUN
cjfa-8195	21	22	kütahya	kütahya	PROPN
cjfa-8195	21	23	vocational	vocational	ADJ
cjfa-8195	21	24	school	school	NOUN
cjfa-8195	21	25	of	of	ADP
cjfa-8195	21	26	social	social	ADJ
cjfa-8195	21	27	sciences	science	NOUN
cjfa-8195	21	28	has	have	AUX
cjfa-8195	21	29	been	be	AUX
cjfa-8195	21	30	examined	examine	VERB
cjfa-8195	21	31	.	.	PUNCT
cjfa-8195	22	1	also	also	ADV
cjfa-8195	22	2	,	,	PUNCT
cjfa-8195	22	3	this	this	DET
cjfa-8195	22	4	study	study	NOUN
cjfa-8195	22	5	has	have	AUX
cjfa-8195	22	6	been	be	AUX
cjfa-8195	22	7	conducted	conduct	VERB
cjfa-8195	22	8	to	to	PART
cjfa-8195	22	9	present	present	VERB
cjfa-8195	22	10	the	the	DET
cjfa-8195	22	11	inferences	inference	NOUN
cjfa-8195	22	12	on	on	ADP
cjfa-8195	22	13	the	the	DET
cjfa-8195	22	14	improvement	improvement	NOUN
cjfa-8195	22	15	of	of	ADP
cjfa-8195	22	16	the	the	DET
cjfa-8195	22	17	current	current	ADJ
cjfa-8195	22	18	financial	financial	ADJ
cjfa-8195	22	19	education	education	NOUN
cjfa-8195	22	20	.	.	PUNCT
cjfa-8195	23	1	in	in	ADP
cjfa-8195	23	2	order	order	NOUN
cjfa-8195	23	3	to	to	PART
cjfa-8195	23	4	make	make	VERB
cjfa-8195	23	5	inferences	inference	NOUN
cjfa-8195	23	6	about	about	ADP
cjfa-8195	23	7	the	the	DET
cjfa-8195	23	8	subject	subject	NOUN
cjfa-8195	23	9	,	,	PUNCT
cjfa-8195	23	10	it	it	PRON
cjfa-8195	23	11	is	be	AUX
cjfa-8195	23	12	necessary	necessary	ADJ
cjfa-8195	23	13	to	to	PART
cjfa-8195	23	14	determine	determine	VERB
cjfa-8195	23	15	the	the	DET
cjfa-8195	23	16	financial	financial	ADJ
cjfa-8195	23	17	literacy	literacy	NOUN
cjfa-8195	23	18	profile	profile	NOUN
cjfa-8195	23	19	.	.	PUNCT
cjfa-8195	24	1	the	the	DET
cjfa-8195	24	2	research	research	NOUN
cjfa-8195	24	3	methodology	methodology	NOUN
cjfa-8195	24	4	and	and	CCONJ
cjfa-8195	24	5	the	the	DET
cjfa-8195	24	6	course	course	NOUN
cjfa-8195	24	7	of	of	ADP
cjfa-8195	24	8	the	the	DET
cjfa-8195	24	9	research	research	NOUN
cjfa-8195	24	10	process	process	NOUN
cjfa-8195	24	11	in	in	ADP
cjfa-8195	24	12	this	this	DET
cjfa-8195	24	13	research	research	NOUN
cjfa-8195	24	14	,	,	PUNCT
cjfa-8195	24	15	general	general	ADJ
cjfa-8195	24	16	information	information	NOUN
cjfa-8195	24	17	firstly	firstly	ADV
cjfa-8195	24	18	has	have	AUX
cjfa-8195	24	19	been	be	AUX
cjfa-8195	24	20	stated	state	VERB
cjfa-8195	24	21	about	about	ADP
cjfa-8195	24	22	the	the	DET
cjfa-8195	24	23	concept	concept	NOUN
cjfa-8195	24	24	of	of	ADP
cjfa-8195	24	25	financial	financial	ADJ
cjfa-8195	24	26	literacy	literacy	NOUN
cjfa-8195	24	27	and	and	CCONJ
cjfa-8195	24	28	the	the	DET
cjfa-8195	24	29	results	result	NOUN
cjfa-8195	24	30	and	and	CCONJ
cjfa-8195	24	31	scientific	scientific	ADJ
cjfa-8195	24	32	studies	study	NOUN
cjfa-8195	24	33	on	on	ADP
cjfa-8195	24	34	this	this	DET
cjfa-8195	24	35	subject	subject	NOUN
cjfa-8195	24	36	have	have	AUX
cjfa-8195	24	37	been	be	AUX
cjfa-8195	24	38	demonstrated	demonstrate	VERB
cjfa-8195	24	39	in	in	ADP
cjfa-8195	24	40	a	a	DET
cjfa-8195	24	41	literature	literature	NOUN
cjfa-8195	24	42	review	review	NOUN
cjfa-8195	24	43	.	.	PUNCT
cjfa-8195	25	1	then	then	ADV
cjfa-8195	25	2	,	,	PUNCT
cjfa-8195	25	3	in	in	ADP
cjfa-8195	25	4	order	order	NOUN
cjfa-8195	25	5	to	to	PART
cjfa-8195	25	6	determine	determine	VERB
cjfa-8195	25	7	the	the	DET
cjfa-8195	25	8	financial	financial	ADJ
cjfa-8195	25	9	literacy	literacy	NOUN
cjfa-8195	25	10	profiles	profile	NOUN
cjfa-8195	25	11	of	of	ADP
cjfa-8195	25	12	students	student	NOUN
cjfa-8195	25	13	studying	study	VERB
cjfa-8195	25	14	in	in	ADP
cjfa-8195	25	15	11	11	NUM
cjfa-8195	25	16	different	different	ADJ
cjfa-8195	25	17	programs	program	NOUN
cjfa-8195	25	18	,	,	PUNCT
cjfa-8195	25	19	a	a	DET
cjfa-8195	25	20	survey	survey	NOUN
cjfa-8195	25	21	has	have	AUX
cjfa-8195	25	22	been	be	AUX
cjfa-8195	25	23	conducted	conduct	VERB
cjfa-8195	25	24	.	.	PUNCT
cjfa-8195	26	1	according	accord	VERB
cjfa-8195	26	2	to	to	ADP
cjfa-8195	26	3	the	the	DET
cjfa-8195	26	4	data	datum	NOUN
cjfa-8195	26	5	obtained	obtain	VERB
cjfa-8195	26	6	from	from	ADP
cjfa-8195	26	7	the	the	DET
cjfa-8195	26	8	survey	survey	NOUN
cjfa-8195	26	9	,	,	PUNCT
cjfa-8195	26	10	the	the	DET
cjfa-8195	26	11	cause	cause	NOUN
cjfa-8195	26	12	and	and	CCONJ
cjfa-8195	26	13	effect	effect	VERB
cjfa-8195	26	14	relationships	relationship	NOUN
cjfa-8195	26	15	between	between	ADP
cjfa-8195	26	16	regression	regression	NOUN
cjfa-8195	26	17	and	and	CCONJ
cjfa-8195	26	18	frequency	frequency	NOUN
cjfa-8195	26	19	analysis	analysis	NOUN
cjfa-8195	26	20	and	and	CCONJ
cjfa-8195	26	21	different	different	ADJ
cjfa-8195	26	22	variables	variable	NOUN
cjfa-8195	26	23	have	have	AUX
cjfa-8195	26	24	been	be	AUX
cjfa-8195	26	25	demonstrated	demonstrate	VERB
cjfa-8195	26	26	.	.	PUNCT
cjfa-8195	27	1	the	the	DET
cjfa-8195	27	2	awareness	awareness	NOUN
cjfa-8195	27	3	levels	level	NOUN
cjfa-8195	27	4	of	of	ADP
cjfa-8195	27	5	students	student	NOUN
cjfa-8195	27	6	surveyed	survey	VERB
cjfa-8195	27	7	about	about	ADP
cjfa-8195	27	8	the	the	DET
cjfa-8195	27	9	financial	financial	ADJ
cjfa-8195	27	10	literacy	literacy	NOUN
cjfa-8195	27	11	have	have	AUX
cjfa-8195	27	12	been	be	AUX
cjfa-8195	27	13	tried	try	VERB
cjfa-8195	27	14	to	to	PART
cjfa-8195	27	15	be	be	AUX
cjfa-8195	27	16	demonstrated	demonstrate	VERB
cjfa-8195	27	17	.	.	PUNCT
cjfa-8195	28	1	the	the	DET
cjfa-8195	28	2	evaluation	evaluation	NOUN
cjfa-8195	28	3	of	of	ADP
cjfa-8195	28	4	the	the	DET
cjfa-8195	28	5	students	student	NOUN
cjfa-8195	28	6	in	in	ADP
cjfa-8195	28	7	dumlupinar	dumlupinar	PROPN
cjfa-8195	28	8	university	university	PROPN
cjfa-8195	28	9	…	…	NUM
cjfa-8195	28	10	45	45	NUM
cjfa-8195	28	11	literature	literature	NOUN
cjfa-8195	28	12	review	review	VERB
cjfa-8195	28	13	financial	financial	ADJ
cjfa-8195	28	14	literacy	literacy	NOUN
cjfa-8195	28	15	today	today	NOUN
cjfa-8195	28	16	is	be	AUX
cjfa-8195	28	17	an	an	DET
cjfa-8195	28	18	important	important	ADJ
cjfa-8195	28	19	element	element	NOUN
cjfa-8195	28	20	of	of	ADP
cjfa-8195	28	21	financial	financial	ADJ
cjfa-8195	28	22	stability	stability	NOUN
cjfa-8195	28	23	and	and	CCONJ
cjfa-8195	28	24	development	development	NOUN
cjfa-8195	28	25	,	,	PUNCT
cjfa-8195	28	26	and	and	CCONJ
cjfa-8195	28	27	a	a	DET
cjfa-8195	28	28	global	global	ADJ
cjfa-8195	28	29	key	key	ADJ
cjfa-8195	28	30	success	success	NOUN
cjfa-8195	28	31	factor	factor	NOUN
cjfa-8195	28	32	.	.	PUNCT
cjfa-8195	29	1	especially	especially	ADV
cjfa-8195	29	2	in	in	ADP
cjfa-8195	29	3	financial	financial	ADJ
cjfa-8195	29	4	crisis	crisis	NOUN
cjfa-8195	29	5	times	time	NOUN
cjfa-8195	29	6	,	,	PUNCT
cjfa-8195	29	7	people	people	NOUN
cjfa-8195	29	8	’s	’s	PART
cjfa-8195	29	9	wrong	wrong	ADJ
cjfa-8195	29	10	decisions	decision	NOUN
cjfa-8195	29	11	which	which	PRON
cjfa-8195	29	12	are	be	AUX
cjfa-8195	29	13	a	a	DET
cjfa-8195	29	14	result	result	NOUN
cjfa-8195	29	15	of	of	ADP
cjfa-8195	29	16	low	low	ADJ
cjfa-8195	29	17	financial	financial	ADJ
cjfa-8195	29	18	literacy	literacy	NOUN
cjfa-8195	29	19	levels	level	NOUN
cjfa-8195	29	20	cause	cause	VERB
cjfa-8195	29	21	a	a	DET
cjfa-8195	29	22	negative	negative	ADJ
cjfa-8195	29	23	spillover	spillover	ADJ
cjfa-8195	29	24	effect	effect	NOUN
cjfa-8195	29	25	in	in	ADP
cjfa-8195	29	26	the	the	DET
cjfa-8195	29	27	whole	whole	ADJ
cjfa-8195	29	28	economy	economy	NOUN
cjfa-8195	29	29	.	.	PUNCT
cjfa-8195	30	1	for	for	ADP
cjfa-8195	30	2	this	this	DET
cjfa-8195	30	3	reason	reason	NOUN
cjfa-8195	30	4	,	,	PUNCT
cjfa-8195	30	5	various	various	ADJ
cjfa-8195	30	6	public	public	ADJ
cjfa-8195	30	7	,	,	PUNCT
cjfa-8195	30	8	private	private	ADJ
cjfa-8195	30	9	and	and	CCONJ
cjfa-8195	30	10	non	non	ADJ
cjfa-8195	30	11	-	-	ADJ
cjfa-8195	30	12	governmental	governmental	ADJ
cjfa-8195	30	13	organizations	organization	NOUN
cjfa-8195	30	14	in	in	ADP
cjfa-8195	30	15	many	many	ADJ
cjfa-8195	30	16	countries	country	NOUN
cjfa-8195	30	17	carry	carry	VERB
cjfa-8195	30	18	out	out	ADP
cjfa-8195	30	19	studies	study	NOUN
cjfa-8195	30	20	to	to	PART
cjfa-8195	30	21	measure	measure	VERB
cjfa-8195	30	22	public	public	ADJ
cjfa-8195	30	23	’s	’s	PART
cjfa-8195	30	24	financial	financial	ADJ
cjfa-8195	30	25	literacy	literacy	NOUN
cjfa-8195	30	26	level	level	NOUN
cjfa-8195	30	27	,	,	PUNCT
cjfa-8195	30	28	develop	develop	VERB
cjfa-8195	30	29	policies	policy	NOUN
cjfa-8195	30	30	to	to	PART
cjfa-8195	30	31	improve	improve	VERB
cjfa-8195	30	32	the	the	DET
cjfa-8195	30	33	current	current	ADJ
cjfa-8195	30	34	situation	situation	NOUN
cjfa-8195	30	35	and	and	CCONJ
cjfa-8195	30	36	to	to	PART
cjfa-8195	30	37	monitor	monitor	VERB
cjfa-8195	30	38	the	the	DET
cjfa-8195	30	39	progress	progress	NOUN
cjfa-8195	30	40	.	.	PUNCT
cjfa-8195	31	1	financial	financial	ADJ
cjfa-8195	31	2	literacy	literacy	NOUN
cjfa-8195	31	3	level	level	NOUN
cjfa-8195	31	4	is	be	AUX
cjfa-8195	31	5	measured	measure	VERB
cjfa-8195	31	6	in	in	ADP
cjfa-8195	31	7	national	national	ADJ
cjfa-8195	31	8	,	,	PUNCT
cjfa-8195	31	9	international	international	ADJ
cjfa-8195	31	10	,	,	PUNCT
cjfa-8195	31	11	general	general	ADJ
cjfa-8195	31	12	,	,	PUNCT
cjfa-8195	31	13	or	or	CCONJ
cjfa-8195	31	14	specific	specific	ADJ
cjfa-8195	31	15	subgroups	subgroup	NOUN
cjfa-8195	31	16	.	.	PUNCT
cjfa-8195	32	1	demographic	demographic	ADJ
cjfa-8195	32	2	features	feature	NOUN
cjfa-8195	32	3	are	be	AUX
cjfa-8195	32	4	important	important	ADJ
cjfa-8195	32	5	for	for	ADP
cjfa-8195	32	6	the	the	DET
cjfa-8195	32	7	analysis	analysis	NOUN
cjfa-8195	32	8	of	of	ADP
cjfa-8195	32	9	differences	difference	NOUN
cjfa-8195	32	10	in	in	ADP
cjfa-8195	32	11	financial	financial	ADJ
cjfa-8195	32	12	literacy	literacy	NOUN
cjfa-8195	32	13	levels	level	NOUN
cjfa-8195	32	14	.	.	PUNCT
cjfa-8195	33	1	women	woman	NOUN
cjfa-8195	33	2	,	,	PUNCT
cjfa-8195	33	3	children	child	NOUN
cjfa-8195	33	4	,	,	PUNCT
cjfa-8195	33	5	youth	youth	NOUN
cjfa-8195	33	6	,	,	PUNCT
cjfa-8195	33	7	families	family	NOUN
cjfa-8195	33	8	and	and	CCONJ
cjfa-8195	33	9	retired	retire	VERB
cjfa-8195	33	10	people	people	NOUN
cjfa-8195	33	11	are	be	AUX
cjfa-8195	33	12	main	main	ADJ
cjfa-8195	33	13	subgroups	subgroup	NOUN
cjfa-8195	33	14	that	that	PRON
cjfa-8195	33	15	represent	represent	VERB
cjfa-8195	33	16	the	the	DET
cjfa-8195	33	17	community	community	NOUN
cjfa-8195	33	18	.	.	PUNCT
cjfa-8195	34	1	there	there	PRON
cjfa-8195	34	2	are	be	VERB
cjfa-8195	34	3	many	many	ADJ
cjfa-8195	34	4	researches	research	NOUN
cjfa-8195	34	5	that	that	SCONJ
cjfa-8195	34	6	base	base	NOUN
cjfa-8195	34	7	on	on	ADP
cjfa-8195	34	8	different	different	ADJ
cjfa-8195	34	9	country	country	NOUN
cjfa-8195	34	10	-	-	PUNCT
cjfa-8195	34	11	region	region	NOUN
cjfa-8195	34	12	,	,	PUNCT
cjfa-8195	34	13	group	group	NOUN
cjfa-8195	34	14	and	and	CCONJ
cjfa-8195	34	15	periods	period	NOUN
cjfa-8195	34	16	about	about	ADP
cjfa-8195	34	17	financial	financial	ADJ
cjfa-8195	34	18	literacy	literacy	NOUN
cjfa-8195	34	19	.	.	PUNCT
cjfa-8195	35	1	rather	rather	ADV
cjfa-8195	35	2	than	than	ADP
cjfa-8195	35	3	seeing	see	VERB
cjfa-8195	35	4	them	they	PRON
cjfa-8195	35	5	as	as	ADP
cjfa-8195	35	6	works	work	NOUN
cjfa-8195	35	7	that	that	PRON
cjfa-8195	35	8	repeat	repeat	VERB
cjfa-8195	35	9	each	each	DET
cjfa-8195	35	10	other	other	ADJ
cjfa-8195	35	11	,	,	PUNCT
cjfa-8195	35	12	these	these	DET
cjfa-8195	35	13	works	work	NOUN
cjfa-8195	35	14	should	should	AUX
cjfa-8195	35	15	be	be	AUX
cjfa-8195	35	16	seen	see	VERB
cjfa-8195	35	17	as	as	ADP
cjfa-8195	35	18	researches	research	NOUN
cjfa-8195	35	19	that	that	PRON
cjfa-8195	35	20	determine	determine	VERB
cjfa-8195	35	21	the	the	DET
cjfa-8195	35	22	state	state	NOUN
cjfa-8195	35	23	of	of	ADP
cjfa-8195	35	24	financial	financial	ADJ
cjfa-8195	35	25	literacy	literacy	NOUN
cjfa-8195	35	26	and	and	CCONJ
cjfa-8195	35	27	observe	observe	VERB
cjfa-8195	35	28	whether	whether	SCONJ
cjfa-8195	35	29	there	there	PRON
cjfa-8195	35	30	is	be	VERB
cjfa-8195	35	31	a	a	DET
cjfa-8195	35	32	change	change	NOUN
cjfa-8195	35	33	.	.	PUNCT
cjfa-8195	36	1	some	some	PRON
cjfa-8195	36	2	of	of	ADP
cjfa-8195	36	3	these	these	DET
cjfa-8195	36	4	researches	research	NOUN
cjfa-8195	36	5	and	and	CCONJ
cjfa-8195	36	6	their	their	PRON
cjfa-8195	36	7	conclusions	conclusion	NOUN
cjfa-8195	36	8	are	be	AUX
cjfa-8195	36	9	given	give	VERB
cjfa-8195	36	10	below	below	ADP
cjfa-8195	36	11	briefly	briefly	ADV
cjfa-8195	36	12	:	:	PUNCT
cjfa-8195	36	13	■	■	PUNCT
cjfa-8195	36	14	bernheim	bernheim	PROPN
cjfa-8195	36	15	states	state	VERB
cjfa-8195	36	16	in	in	ADP
cjfa-8195	36	17	his	his	PRON
cjfa-8195	36	18	research	research	NOUN
cjfa-8195	36	19	in	in	ADP
cjfa-8195	36	20	1995	1995	NUM
cjfa-8195	36	21	and	and	CCONJ
cjfa-8195	36	22	1998	1998	NUM
cjfa-8195	36	23	that	that	SCONJ
cjfa-8195	36	24	people	people	NOUN
cjfa-8195	36	25	can	can	AUX
cjfa-8195	36	26	not	not	PART
cjfa-8195	36	27	make	make	VERB
cjfa-8195	36	28	most	most	ADJ
cjfa-8195	36	29	of	of	ADP
cjfa-8195	36	30	even	even	ADV
cjfa-8195	36	31	the	the	DET
cjfa-8195	36	32	very	very	ADV
cjfa-8195	36	33	basic	basic	ADJ
cjfa-8195	36	34	financial	financial	ADJ
cjfa-8195	36	35	calculations	calculation	NOUN
cjfa-8195	36	36	,	,	PUNCT
cjfa-8195	36	37	they	they	PRON
cjfa-8195	36	38	do	do	AUX
cjfa-8195	36	39	not	not	PART
cjfa-8195	36	40	have	have	VERB
cjfa-8195	36	41	the	the	DET
cjfa-8195	36	42	basic	basic	ADJ
cjfa-8195	36	43	financial	financial	ADJ
cjfa-8195	36	44	literacy	literacy	NOUN
cjfa-8195	36	45	and	and	CCONJ
cjfa-8195	36	46	they	they	PRON
cjfa-8195	36	47	take	take	VERB
cjfa-8195	36	48	their	their	PRON
cjfa-8195	36	49	saving	save	VERB
cjfa-8195	36	50	decisions	decision	NOUN
cjfa-8195	36	51	by	by	ADP
cjfa-8195	36	52	rule	rule	NOUN
cjfa-8195	36	53	of	of	ADP
cjfa-8195	36	54	thumb	thumb	NOUN
cjfa-8195	36	55	(	(	PUNCT
cjfa-8195	36	56	sarıgül	sarıgül	NOUN
cjfa-8195	36	57	2014	2014	NUM
cjfa-8195	36	58	)	)	PUNCT
cjfa-8195	36	59	.	.	PUNCT
cjfa-8195	37	1	■	■	PUNCT
cjfa-8195	37	2	bernheim	bernheim	PROPN
cjfa-8195	37	3	,	,	PUNCT
cjfa-8195	37	4	garrett	garrett	PROPN
cjfa-8195	37	5	and	and	CCONJ
cjfa-8195	37	6	maki	maki	PROPN
cjfa-8195	37	7	(	(	PUNCT
cjfa-8195	37	8	1997	1997	NUM
cjfa-8195	37	9	)	)	PUNCT
cjfa-8195	37	10	found	find	VERB
cjfa-8195	37	11	a	a	DET
cjfa-8195	37	12	positive	positive	ADJ
cjfa-8195	37	13	relationship	relationship	NOUN
cjfa-8195	37	14	between	between	ADP
cjfa-8195	37	15	financial	financial	ADJ
cjfa-8195	37	16	literacy	literacy	NOUN
cjfa-8195	37	17	and	and	CCONJ
cjfa-8195	37	18	saving	save	VERB
cjfa-8195	37	19	decisions	decision	NOUN
cjfa-8195	37	20	in	in	ADP
cjfa-8195	37	21	a	a	DET
cjfa-8195	37	22	research	research	NOUN
cjfa-8195	37	23	.	.	PUNCT
cjfa-8195	38	1	research	research	NOUN
cjfa-8195	38	2	was	be	AUX
cjfa-8195	38	3	conducted	conduct	VERB
cjfa-8195	38	4	in	in	ADP
cjfa-8195	38	5	1995	1995	NUM
cjfa-8195	38	6	and	and	CCONJ
cjfa-8195	38	7	researched	research	VERB
cjfa-8195	38	8	group	group	NOUN
cjfa-8195	38	9	was	be	AUX
cjfa-8195	38	10	merrill	merrill	PROPN
cjfa-8195	38	11	lynch	lynch	PROPN
cjfa-8195	38	12	’s	’s	PART
cjfa-8195	38	13	investors	investor	NOUN
cjfa-8195	38	14	aged	age	VERB
cjfa-8195	38	15	between	between	ADP
cjfa-8195	38	16	30	30	NUM
cjfa-8195	38	17	and	and	CCONJ
cjfa-8195	38	18	49	49	NUM
cjfa-8195	38	19	.	.	PUNCT
cjfa-8195	39	1	higher	high	ADJ
cjfa-8195	39	2	financial	financial	ADJ
cjfa-8195	39	3	literacy	literacy	NOUN
cjfa-8195	39	4	resulted	result	VERB
cjfa-8195	39	5	in	in	ADP
cjfa-8195	39	6	higher	high	ADJ
cjfa-8195	39	7	savings	saving	NOUN
cjfa-8195	39	8	.	.	PUNCT
cjfa-8195	40	1	the	the	DET
cjfa-8195	40	2	result	result	NOUN
cjfa-8195	40	3	of	of	ADP
cjfa-8195	40	4	the	the	DET
cjfa-8195	40	5	study	study	NOUN
cjfa-8195	40	6	proves	prove	VERB
cjfa-8195	40	7	that	that	SCONJ
cjfa-8195	40	8	education	education	NOUN
cjfa-8195	40	9	is	be	AUX
cjfa-8195	40	10	strong	strong	ADJ
cjfa-8195	40	11	tool	tool	NOUN
cjfa-8195	40	12	to	to	PART
cjfa-8195	40	13	promote	promote	VERB
cjfa-8195	40	14	saving	saving	NOUN
cjfa-8195	40	15	.	.	PUNCT
cjfa-8195	41	1	■	■	PUNCT
cjfa-8195	41	2	berrheim	berrheim	PROPN
cjfa-8195	41	3	,	,	PUNCT
cjfa-8195	41	4	garrett	garrett	PROPN
cjfa-8195	41	5	and	and	CCONJ
cjfa-8195	41	6	maki	maki	PROPN
cjfa-8195	41	7	(	(	PUNCT
cjfa-8195	41	8	2001	2001	NUM
cjfa-8195	41	9	)	)	PUNCT
cjfa-8195	41	10	investigated	investigate	VERB
cjfa-8195	41	11	the	the	DET
cjfa-8195	41	12	impact	impact	NOUN
cjfa-8195	41	13	of	of	ADP
cjfa-8195	41	14	financial	financial	ADJ
cjfa-8195	41	15	literacy	literacy	NOUN
cjfa-8195	41	16	education	education	NOUN
cjfa-8195	41	17	in	in	ADP
cjfa-8195	41	18	high	high	ADJ
cjfa-8195	41	19	schools	school	NOUN
cjfa-8195	41	20	on	on	ADP
cjfa-8195	41	21	saving	save	VERB
cjfa-8195	41	22	behaviors	behavior	NOUN
cjfa-8195	41	23	of	of	ADP
cjfa-8195	41	24	people	people	NOUN
cjfa-8195	41	25	in	in	ADP
cjfa-8195	41	26	their	their	PRON
cjfa-8195	41	27	old	old	ADJ
cjfa-8195	41	28	lives	life	NOUN
cjfa-8195	41	29	.	.	PUNCT
cjfa-8195	42	1	the	the	PRON
cjfa-8195	42	2	found	find	VERB
cjfa-8195	42	3	a	a	DET
cjfa-8195	42	4	positive	positive	ADJ
cjfa-8195	42	5	relationship	relationship	NOUN
cjfa-8195	42	6	between	between	ADP
cjfa-8195	42	7	education	education	NOUN
cjfa-8195	42	8	programs	program	NOUN
cjfa-8195	42	9	and	and	CCONJ
cjfa-8195	42	10	personal	personal	ADJ
cjfa-8195	42	11	savings	saving	NOUN
cjfa-8195	42	12	.	.	PUNCT
cjfa-8195	43	1	the	the	DET
cjfa-8195	43	2	study	study	NOUN
cjfa-8195	43	3	started	start	VERB
cjfa-8195	43	4	with	with	ADP
cjfa-8195	43	5	the	the	DET
cjfa-8195	43	6	hypothesis	hypothesis	NOUN
cjfa-8195	43	7	“	"	PUNCT
cjfa-8195	43	8	financial	financial	ADJ
cjfa-8195	43	9	literacy	literacy	NOUN
cjfa-8195	43	10	education	education	NOUN
cjfa-8195	43	11	promotes	promote	VERB
cjfa-8195	43	12	better	well	ADJ
cjfa-8195	43	13	financial	financial	ADJ
cjfa-8195	43	14	behaviors	behavior	NOUN
cjfa-8195	43	15	”	"	PUNCT
cjfa-8195	43	16	and	and	CCONJ
cjfa-8195	43	17	is	be	AUX
cjfa-8195	43	18	one	one	NUM
cjfa-8195	43	19	of	of	ADP
cjfa-8195	43	20	the	the	DET
cjfa-8195	43	21	first	first	ADJ
cjfa-8195	43	22	studies	study	NOUN
cjfa-8195	43	23	about	about	ADP
cjfa-8195	43	24	long	long	ADJ
cjfa-8195	43	25	term	term	NOUN
cjfa-8195	43	26	impacts	impact	NOUN
cjfa-8195	43	27	of	of	ADP
cjfa-8195	43	28	financial	financial	ADJ
cjfa-8195	43	29	education	education	NOUN
cjfa-8195	43	30	in	in	ADP
cjfa-8195	43	31	high	high	ADJ
cjfa-8195	43	32	school	school	NOUN
cjfa-8195	43	33	.	.	PUNCT
cjfa-8195	44	1	■	■	PUNCT
cjfa-8195	44	2	cude	cude	VERB
cjfa-8195	44	3	et	et	PROPN
cjfa-8195	44	4	al	al	PROPN
cjfa-8195	44	5	.	.	PROPN
cjfa-8195	44	6	(	(	PUNCT
cjfa-8195	44	7	2006	2006	NUM
cjfa-8195	44	8	)	)	PUNCT
cjfa-8195	44	9	evaluated	evaluate	VERB
cjfa-8195	44	10	financial	financial	ADJ
cjfa-8195	44	11	management	management	NOUN
cjfa-8195	44	12	applications	application	NOUN
cjfa-8195	44	13	of	of	ADP
cjfa-8195	44	14	university	university	NOUN
cjfa-8195	44	15	students	student	NOUN
cjfa-8195	44	16	.	.	PUNCT
cjfa-8195	45	1	they	they	PRON
cjfa-8195	45	2	found	find	VERB
cjfa-8195	45	3	that	that	DET
cjfa-8195	45	4	student	student	NOUN
cjfa-8195	45	5	are	be	AUX
cjfa-8195	45	6	not	not	PART
cjfa-8195	45	7	good	good	ADJ
cjfa-8195	45	8	at	at	ADP
cjfa-8195	45	9	financial	financial	ADJ
cjfa-8195	45	10	mamediha	mamediha	PROPN
cjfa-8195	45	11	mine	mine	PROPN
cjfa-8195	45	12	çelikkol	çelikkol	PROPN
cjfa-8195	45	13	,	,	PUNCT
cjfa-8195	45	14	hakan	hakan	PROPN
cjfa-8195	45	15	çelikkol46	çelikkol46	PROPN
cjfa-8195	45	16	nagement	nagement	NOUN
cjfa-8195	45	17	because	because	SCONJ
cjfa-8195	45	18	they	they	PRON
cjfa-8195	45	19	do	do	AUX
cjfa-8195	45	20	not	not	PART
cjfa-8195	45	21	listen	listen	VERB
cjfa-8195	45	22	to	to	ADP
cjfa-8195	45	23	advices	advice	NOUN
cjfa-8195	45	24	about	about	ADP
cjfa-8195	45	25	financial	financial	ADJ
cjfa-8195	45	26	management	management	NOUN
cjfa-8195	45	27	and	and	CCONJ
cjfa-8195	45	28	their	their	PRON
cjfa-8195	45	29	families	family	NOUN
cjfa-8195	45	30	are	be	AUX
cjfa-8195	45	31	effective	effective	ADJ
cjfa-8195	45	32	in	in	ADP
cjfa-8195	45	33	their	their	PRON
cjfa-8195	45	34	money	money	NOUN
cjfa-8195	45	35	management	management	NOUN
cjfa-8195	45	36	behaviours	behaviour	NOUN
cjfa-8195	45	37	.	.	PUNCT
cjfa-8195	46	1	■	■	PUNCT
cjfa-8195	46	2	lusardi	lusardi	NOUN
cjfa-8195	46	3	and	and	CCONJ
cjfa-8195	46	4	mitchell	mitchell	PROPN
cjfa-8195	46	5	,	,	PUNCT
cjfa-8195	46	6	in	in	ADP
cjfa-8195	46	7	their	their	PRON
cjfa-8195	46	8	study	study	NOUN
cjfa-8195	46	9	in	in	ADP
cjfa-8195	46	10	2007	2007	NUM
cjfa-8195	46	11	about	about	ADP
cjfa-8195	46	12	retirement	retirement	NOUN
cjfa-8195	46	13	planning	planning	NOUN
cjfa-8195	46	14	which	which	PRON
cjfa-8195	46	15	is	be	AUX
cjfa-8195	46	16	one	one	NUM
cjfa-8195	46	17	of	of	ADP
cjfa-8195	46	18	important	important	ADJ
cjfa-8195	46	19	elements	element	NOUN
cjfa-8195	46	20	of	of	ADP
cjfa-8195	46	21	financial	financial	ADJ
cjfa-8195	46	22	literacy	literacy	NOUN
cjfa-8195	46	23	,	,	PUNCT
cjfa-8195	46	24	found	find	VERB
cjfa-8195	46	25	that	that	SCONJ
cjfa-8195	46	26	less	less	ADV
cjfa-8195	46	27	educated	educated	ADJ
cjfa-8195	46	28	people	people	NOUN
cjfa-8195	46	29	,	,	PUNCT
cjfa-8195	46	30	low	low	ADJ
cjfa-8195	46	31	income	income	NOUN
cjfa-8195	46	32	people	people	NOUN
cjfa-8195	46	33	,	,	PUNCT
cjfa-8195	46	34	afro	afro	NOUN
cjfa-8195	46	35	-	-	PUNCT
cjfa-8195	46	36	americans	americans	PROPN
cjfa-8195	46	37	and	and	CCONJ
cjfa-8195	46	38	latin	latin	ADJ
cjfa-8195	46	39	americans	americans	PROPN
cjfa-8195	46	40	are	be	AUX
cjfa-8195	46	41	the	the	DET
cjfa-8195	46	42	groups	group	NOUN
cjfa-8195	46	43	that	that	PRON
cjfa-8195	46	44	prepare	prepare	VERB
cjfa-8195	46	45	the	the	DET
cjfa-8195	46	46	least	least	ADJ
cjfa-8195	46	47	for	for	ADP
cjfa-8195	46	48	retirement	retirement	NOUN
cjfa-8195	46	49	.	.	PUNCT
cjfa-8195	47	1	in	in	ADP
cjfa-8195	47	2	their	their	PRON
cjfa-8195	47	3	study	study	NOUN
cjfa-8195	47	4	in	in	ADP
cjfa-8195	47	5	2008	2008	NUM
cjfa-8195	47	6	,	,	PUNCT
cjfa-8195	47	7	they	they	PRON
cjfa-8195	47	8	found	find	VERB
cjfa-8195	47	9	that	that	SCONJ
cjfa-8195	47	10	financial	financial	ADJ
cjfa-8195	47	11	literacy	literacy	NOUN
cjfa-8195	47	12	is	be	AUX
cjfa-8195	47	13	very	very	ADV
cjfa-8195	47	14	low	low	ADJ
cjfa-8195	47	15	among	among	ADP
cjfa-8195	47	16	women	woman	NOUN
cjfa-8195	47	17	.	.	PUNCT
cjfa-8195	48	1	and	and	CCONJ
cjfa-8195	48	2	success	success	NOUN
cjfa-8195	48	3	rate	rate	NOUN
cjfa-8195	48	4	in	in	ADP
cjfa-8195	48	5	retirement	retirement	NOUN
cjfa-8195	48	6	planning	planning	NOUN
cjfa-8195	48	7	is	be	AUX
cjfa-8195	48	8	also	also	ADV
cjfa-8195	48	9	low	low	ADJ
cjfa-8195	48	10	among	among	ADP
cjfa-8195	48	11	women	woman	NOUN
cjfa-8195	48	12	who	who	PRON
cjfa-8195	48	13	have	have	VERB
cjfa-8195	48	14	low	low	ADJ
cjfa-8195	48	15	financial	financial	ADJ
cjfa-8195	48	16	literacy	literacy	NOUN
cjfa-8195	48	17	.	.	PUNCT
cjfa-8195	49	1	in	in	ADP
cjfa-8195	49	2	their	their	PRON
cjfa-8195	49	3	study	study	NOUN
cjfa-8195	49	4	in	in	ADP
cjfa-8195	49	5	2009	2009	NUM
cjfa-8195	49	6	,	,	PUNCT
cjfa-8195	49	7	they	they	PRON
cjfa-8195	49	8	observed	observe	VERB
cjfa-8195	49	9	that	that	SCONJ
cjfa-8195	49	10	people	people	NOUN
cjfa-8195	49	11	who	who	PRON
cjfa-8195	49	12	have	have	VERB
cjfa-8195	49	13	more	more	ADJ
cjfa-8195	49	14	financial	financial	ADJ
cjfa-8195	49	15	information	information	NOUN
cjfa-8195	49	16	are	be	AUX
cjfa-8195	49	17	more	more	ADV
cjfa-8195	49	18	prone	prone	ADJ
cjfa-8195	49	19	to	to	ADP
cjfa-8195	49	20	making	make	VERB
cjfa-8195	49	21	retirement	retirement	NOUN
cjfa-8195	49	22	planning	planning	NOUN
cjfa-8195	49	23	(	(	PUNCT
cjfa-8195	49	24	ergün	ergün	NOUN
cjfa-8195	49	25	et	et	PROPN
cjfa-8195	49	26	al	al	PROPN
cjfa-8195	49	27	.	.	PROPN
cjfa-8195	49	28	,	,	PUNCT
cjfa-8195	49	29	2014	2014	NUM
cjfa-8195	49	30	)	)	PUNCT
cjfa-8195	49	31	.	.	PUNCT
cjfa-8195	50	1	■	■	PUNCT
cjfa-8195	50	2	lusardi	lusardi	NOUN
cjfa-8195	50	3	and	and	CCONJ
cjfa-8195	50	4	tufano	tufano	ADJ
cjfa-8195	50	5	(	(	PUNCT
cjfa-8195	50	6	2009	2009	NUM
cjfa-8195	50	7	)	)	PUNCT
cjfa-8195	50	8	reported	report	VERB
cjfa-8195	50	9	that	that	SCONJ
cjfa-8195	50	10	only	only	ADV
cjfa-8195	50	11	one	one	NUM
cjfa-8195	50	12	third	third	NOUN
cjfa-8195	50	13	of	of	ADP
cjfa-8195	50	14	people	people	NOUN
cjfa-8195	50	15	respond	respond	VERB
cjfa-8195	50	16	to	to	ADP
cjfa-8195	50	17	the	the	DET
cjfa-8195	50	18	questions	question	NOUN
cjfa-8195	50	19	about	about	ADP
cjfa-8195	50	20	compound	compound	NOUN
cjfa-8195	50	21	interest	interest	NOUN
cjfa-8195	50	22	and	and	CCONJ
cjfa-8195	50	23	how	how	SCONJ
cjfa-8195	50	24	credit	credit	NOUN
cjfa-8195	50	25	cards	card	NOUN
cjfa-8195	50	26	work	work	VERB
cjfa-8195	50	27	and	and	CCONJ
cjfa-8195	50	28	this	this	DET
cjfa-8195	50	29	rate	rate	NOUN
cjfa-8195	50	30	fell	fall	VERB
cjfa-8195	50	31	further	far	ADV
cjfa-8195	50	32	in	in	ADP
cjfa-8195	50	33	more	more	ADJ
cjfa-8195	50	34	complex	complex	ADJ
cjfa-8195	50	35	calculations	calculation	NOUN
cjfa-8195	50	36	.	.	PUNCT
cjfa-8195	51	1	they	they	PRON
cjfa-8195	51	2	reached	reach	VERB
cjfa-8195	51	3	the	the	DET
cjfa-8195	51	4	conclusion	conclusion	NOUN
cjfa-8195	51	5	that	that	SCONJ
cjfa-8195	51	6	this	this	DET
cjfa-8195	51	7	situation	situation	NOUN
cjfa-8195	51	8	is	be	AUX
cjfa-8195	51	9	worrying	worry	VERB
cjfa-8195	51	10	in	in	ADP
cjfa-8195	51	11	an	an	DET
cjfa-8195	51	12	economy	economy	NOUN
cjfa-8195	51	13	where	where	SCONJ
cjfa-8195	51	14	routine	routine	ADJ
cjfa-8195	51	15	debt	debt	NOUN
cjfa-8195	51	16	and	and	CCONJ
cjfa-8195	51	17	similar	similar	ADJ
cjfa-8195	51	18	instruments	instrument	NOUN
cjfa-8195	51	19	are	be	AUX
cjfa-8195	51	20	used	use	VERB
cjfa-8195	51	21	and	and	CCONJ
cjfa-8195	51	22	people	people	NOUN
cjfa-8195	51	23	with	with	ADP
cjfa-8195	51	24	low	low	ADJ
cjfa-8195	51	25	debt	debt	NOUN
cjfa-8195	51	26	literacy	literacy	NOUN
cjfa-8195	51	27	bear	bear	VERB
cjfa-8195	51	28	higher	high	ADJ
cjfa-8195	51	29	costs	cost	NOUN
cjfa-8195	51	30	in	in	ADP
cjfa-8195	51	31	their	their	PRON
cjfa-8195	51	32	financial	financial	ADJ
cjfa-8195	51	33	transactions	transaction	NOUN
cjfa-8195	51	34	.	.	PUNCT
cjfa-8195	52	1	■	■	PUNCT
cjfa-8195	52	2	temizel	temizel	NOUN
cjfa-8195	52	3	(	(	PUNCT
cjfa-8195	52	4	2010	2010	NUM
cjfa-8195	52	5	)	)	PUNCT
cjfa-8195	52	6	aimed	aim	VERB
cjfa-8195	52	7	to	to	PART
cjfa-8195	52	8	find	find	VERB
cjfa-8195	52	9	out	out	ADP
cjfa-8195	52	10	financial	financial	ADJ
cjfa-8195	52	11	literacy	literacy	NOUN
cjfa-8195	52	12	levels	level	NOUN
cjfa-8195	52	13	of	of	ADP
cjfa-8195	52	14	blue	blue	ADJ
cjfa-8195	52	15	collar	collar	NOUN
cjfa-8195	52	16	workers	worker	NOUN
cjfa-8195	52	17	.	.	PUNCT
cjfa-8195	53	1	they	they	PRON
cjfa-8195	53	2	found	find	VERB
cjfa-8195	53	3	that	that	SCONJ
cjfa-8195	53	4	workers	worker	NOUN
cjfa-8195	53	5	are	be	AUX
cjfa-8195	53	6	conscious	conscious	ADJ
cjfa-8195	53	7	about	about	ADP
cjfa-8195	53	8	information	information	NOUN
cjfa-8195	53	9	and	and	CCONJ
cjfa-8195	53	10	applications	application	NOUN
cjfa-8195	53	11	that	that	PRON
cjfa-8195	53	12	will	will	AUX
cjfa-8195	53	13	be	be	AUX
cjfa-8195	53	14	make	make	VERB
cjfa-8195	53	15	their	their	PRON
cjfa-8195	53	16	daily	daily	ADJ
cjfa-8195	53	17	lives	life	NOUN
cjfa-8195	53	18	easier	easier	ADV
cjfa-8195	53	19	and	and	CCONJ
cjfa-8195	53	20	increase	increase	VERB
cjfa-8195	53	21	their	their	PRON
cjfa-8195	53	22	quality	quality	NOUN
cjfa-8195	53	23	of	of	ADP
cjfa-8195	53	24	lives	life	NOUN
cjfa-8195	53	25	.	.	PUNCT
cjfa-8195	54	1	however	however	ADV
cjfa-8195	54	2	,	,	PUNCT
cjfa-8195	54	3	they	they	PRON
cjfa-8195	54	4	are	be	AUX
cjfa-8195	54	5	not	not	PART
cjfa-8195	54	6	knowledgeable	knowledgeable	ADJ
cjfa-8195	54	7	about	about	ADP
cjfa-8195	54	8	investments	investment	NOUN
cjfa-8195	54	9	and	and	CCONJ
cjfa-8195	54	10	their	their	PRON
cjfa-8195	54	11	behaviors	behavior	NOUN
cjfa-8195	54	12	about	about	ADP
cjfa-8195	54	13	money	money	NOUN
cjfa-8195	54	14	management	management	NOUN
cjfa-8195	54	15	are	be	AUX
cjfa-8195	54	16	based	base	VERB
cjfa-8195	54	17	on	on	ADP
cjfa-8195	54	18	observations	observation	NOUN
cjfa-8195	54	19	.	.	PUNCT
cjfa-8195	55	1	blue	blue	ADJ
cjfa-8195	55	2	collar	collar	NOUN
cjfa-8195	55	3	workers	worker	NOUN
cjfa-8195	55	4	,	,	PUNCT
cjfa-8195	55	5	who	who	PRON
cjfa-8195	55	6	chose	choose	VERB
cjfa-8195	55	7	their	their	PRON
cjfa-8195	55	8	families	family	NOUN
cjfa-8195	55	9	as	as	ADP
cjfa-8195	55	10	the	the	DET
cjfa-8195	55	11	source	source	NOUN
cjfa-8195	55	12	of	of	ADP
cjfa-8195	55	13	acquiring	acquire	VERB
cjfa-8195	55	14	financial	financial	ADJ
cjfa-8195	55	15	information	information	NOUN
cjfa-8195	55	16	,	,	PUNCT
cjfa-8195	55	17	apply	apply	VERB
cjfa-8195	55	18	what	what	PRON
cjfa-8195	55	19	they	they	PRON
cjfa-8195	55	20	see	see	VERB
cjfa-8195	55	21	from	from	ADP
cjfa-8195	55	22	their	their	PRON
cjfa-8195	55	23	parents	parent	NOUN
cjfa-8195	55	24	about	about	ADP
cjfa-8195	55	25	spending	spending	NOUN
cjfa-8195	55	26	and	and	CCONJ
cjfa-8195	55	27	saving	saving	NOUN
cjfa-8195	55	28	.	.	PUNCT
cjfa-8195	56	1	■	■	PUNCT
cjfa-8195	56	2	akyol	akyol	NOUN
cjfa-8195	56	3	(	(	PUNCT
cjfa-8195	56	4	2010	2010	NUM
cjfa-8195	56	5	)	)	PUNCT
cjfa-8195	56	6	researched	research	VERB
cjfa-8195	56	7	about	about	ADP
cjfa-8195	56	8	the	the	DET
cjfa-8195	56	9	level	level	NOUN
cjfa-8195	56	10	of	of	ADP
cjfa-8195	56	11	financial	financial	ADJ
cjfa-8195	56	12	awareness	awareness	NOUN
cjfa-8195	56	13	of	of	ADP
cjfa-8195	56	14	the	the	DET
cjfa-8195	56	15	personnel	personnel	NOUN
cjfa-8195	56	16	of	of	ADP
cjfa-8195	56	17	private	private	ADJ
cjfa-8195	56	18	banks	bank	NOUN
cjfa-8195	56	19	.	.	PUNCT
cjfa-8195	57	1	these	these	DET
cjfa-8195	57	2	types	type	NOUN
cjfa-8195	57	3	of	of	ADP
cjfa-8195	57	4	banks	bank	NOUN
cjfa-8195	57	5	offer	offer	VERB
cjfa-8195	57	6	premium	premium	NOUN
cjfa-8195	57	7	services	service	NOUN
cjfa-8195	57	8	to	to	ADP
cjfa-8195	57	9	qualified	qualified	ADJ
cjfa-8195	57	10	depositors	depositor	NOUN
cjfa-8195	57	11	,	,	PUNCT
cjfa-8195	57	12	therefore	therefore	ADV
cjfa-8195	57	13	personnel	personnel	NOUN
cjfa-8195	57	14	is	be	AUX
cjfa-8195	57	15	expected	expect	VERB
cjfa-8195	57	16	to	to	PART
cjfa-8195	57	17	have	have	VERB
cjfa-8195	57	18	high	high	ADJ
cjfa-8195	57	19	financial	financial	ADJ
cjfa-8195	57	20	awareness	awareness	NOUN
cjfa-8195	57	21	however	however	ADV
cjfa-8195	57	22	results	result	NOUN
cjfa-8195	57	23	do	do	AUX
cjfa-8195	57	24	not	not	PART
cjfa-8195	57	25	meet	meet	VERB
cjfa-8195	57	26	the	the	DET
cjfa-8195	57	27	expectations	expectation	NOUN
cjfa-8195	57	28	.	.	PUNCT
cjfa-8195	58	1	■	■	PUNCT
cjfa-8195	58	2	bayram	bayram	PROPN
cjfa-8195	58	3	(	(	PUNCT
cjfa-8195	58	4	2015	2015	NUM
cjfa-8195	58	5	)	)	PUNCT
cjfa-8195	58	6	in	in	ADP
cjfa-8195	58	7	his	his	PRON
cjfa-8195	58	8	research	research	NOUN
cjfa-8195	58	9	in	in	ADP
cjfa-8195	58	10	2009	2009	NUM
cjfa-8195	58	11	of	of	ADP
cjfa-8195	58	12	the	the	DET
cjfa-8195	58	13	students	student	NOUN
cjfa-8195	58	14	of	of	ADP
cjfa-8195	58	15	anadolu	anadolu	PROPN
cjfa-8195	58	16	universiy	universiy	PROPN
cjfa-8195	58	17	faculty	faculty	NOUN
cjfa-8195	58	18	of	of	ADP
cjfa-8195	58	19	economics	economic	NOUN
cjfa-8195	58	20	and	and	CCONJ
cjfa-8195	58	21	administrative	administrative	ADJ
cjfa-8195	58	22	sciences	sciences	PROPN
cjfa-8195	58	23	and	and	CCONJ
cjfa-8195	58	24	porsuk	porsuk	NOUN
cjfa-8195	58	25	vocational	vocational	ADJ
cjfa-8195	58	26	school	school	PROPN
cjfa-8195	58	27	,	,	PUNCT
cjfa-8195	58	28	found	find	VERB
cjfa-8195	58	29	that	that	SCONJ
cjfa-8195	58	30	students	student	NOUN
cjfa-8195	58	31	think	think	VERB
cjfa-8195	58	32	that	that	SCONJ
cjfa-8195	58	33	financial	financial	ADJ
cjfa-8195	58	34	literacy	literacy	NOUN
cjfa-8195	58	35	is	be	AUX
cjfa-8195	58	36	a	a	DET
cjfa-8195	58	37	narrower	narrow	ADJ
cjfa-8195	58	38	concept	concept	NOUN
cjfa-8195	58	39	.	.	PUNCT
cjfa-8195	59	1	therefore	therefore	ADV
cjfa-8195	59	2	,	,	PUNCT
cjfa-8195	59	3	limited	limited	ADJ
cjfa-8195	59	4	perception	perception	NOUN
cjfa-8195	59	5	of	of	ADP
cjfa-8195	59	6	students	student	NOUN
cjfa-8195	59	7	is	be	AUX
cjfa-8195	59	8	that	that	SCONJ
cjfa-8195	59	9	financial	financial	ADJ
cjfa-8195	59	10	literacy	literacy	NOUN
cjfa-8195	59	11	is	be	AUX
cjfa-8195	59	12	the	the	DET
cjfa-8195	59	13	habit	habit	NOUN
cjfa-8195	59	14	of	of	ADP
cjfa-8195	59	15	saving	save	VERB
cjfa-8195	59	16	up	up	ADP
cjfa-8195	59	17	regularly	regularly	ADV
cjfa-8195	59	18	,	,	PUNCT
cjfa-8195	59	19	paying	pay	VERB
cjfa-8195	59	20	bills	bill	NOUN
cjfa-8195	59	21	on	on	ADP
cjfa-8195	59	22	time	time	NOUN
cjfa-8195	59	23	and	and	CCONJ
cjfa-8195	59	24	keeping	keep	VERB
cjfa-8195	59	25	financial	financial	ADJ
cjfa-8195	59	26	papers	paper	NOUN
cjfa-8195	59	27	.	.	PUNCT
cjfa-8195	60	1	although	although	SCONJ
cjfa-8195	60	2	financial	financial	ADJ
cjfa-8195	60	3	literacy	literacy	NOUN
cjfa-8195	60	4	is	be	AUX
cjfa-8195	60	5	in	in	ADP
cjfa-8195	60	6	general	general	ADJ
cjfa-8195	60	7	low	low	ADJ
cjfa-8195	60	8	,	,	PUNCT
cjfa-8195	60	9	students	student	NOUN
cjfa-8195	60	10	are	be	AUX
cjfa-8195	60	11	not	not	PART
cjfa-8195	60	12	aware	aware	ADJ
cjfa-8195	60	13	of	of	ADP
cjfa-8195	60	14	this	this	DET
cjfa-8195	60	15	situation	situation	NOUN
cjfa-8195	60	16	.	.	PUNCT
cjfa-8195	61	1	the	the	DET
cjfa-8195	61	2	evaluation	evaluation	NOUN
cjfa-8195	61	3	of	of	ADP
cjfa-8195	61	4	the	the	DET
cjfa-8195	61	5	students	student	NOUN
cjfa-8195	61	6	in	in	ADP
cjfa-8195	61	7	dumlupinar	dumlupinar	PROPN
cjfa-8195	61	8	university	university	NOUN
cjfa-8195	61	9	…	…	PUNCT
cjfa-8195	61	10	47	47	NUM
cjfa-8195	61	11	there	there	PRON
cjfa-8195	61	12	are	be	VERB
cjfa-8195	61	13	also	also	ADV
cjfa-8195	61	14	institutional	institutional	ADJ
cjfa-8195	61	15	researches	research	NOUN
cjfa-8195	61	16	about	about	ADP
cjfa-8195	61	17	financial	financial	ADJ
cjfa-8195	61	18	literacy	literacy	NOUN
cjfa-8195	61	19	as	as	ADV
cjfa-8195	61	20	well	well	ADV
cjfa-8195	61	21	as	as	ADP
cjfa-8195	61	22	aforementioned	aforementione	VERB
cjfa-8195	61	23	research	research	NOUN
cjfa-8195	61	24	.	.	PUNCT
cjfa-8195	62	1	oecd	oecd	PROPN
cjfa-8195	62	2	,	,	PUNCT
cjfa-8195	62	3	one	one	NUM
cjfa-8195	62	4	of	of	ADP
cjfa-8195	62	5	the	the	DET
cjfa-8195	62	6	leading	lead	VERB
cjfa-8195	62	7	institutions	institution	NOUN
cjfa-8195	62	8	in	in	ADP
cjfa-8195	62	9	financial	financial	ADJ
cjfa-8195	62	10	education	education	NOUN
cjfa-8195	62	11	,	,	PUNCT
cjfa-8195	62	12	started	start	VERB
cjfa-8195	62	13	the	the	DET
cjfa-8195	62	14	initiative	initiative	NOUN
cjfa-8195	62	15	international	international	ADJ
cjfa-8195	62	16	network	network	NOUN
cjfa-8195	62	17	on	on	ADP
cjfa-8195	62	18	financial	financial	ADJ
cjfa-8195	62	19	education	education	NOUN
cjfa-8195	62	20	,	,	PUNCT
cjfa-8195	62	21	infe	infe	NOUN
cjfa-8195	62	22	.	.	PUNCT
cjfa-8195	63	1	this	this	DET
cjfa-8195	63	2	initiative	initiative	NOUN
cjfa-8195	63	3	developed	develop	VERB
cjfa-8195	63	4	a	a	DET
cjfa-8195	63	5	survey	survey	NOUN
cjfa-8195	63	6	that	that	PRON
cjfa-8195	63	7	can	can	AUX
cjfa-8195	63	8	be	be	AUX
cjfa-8195	63	9	used	use	VERB
cjfa-8195	63	10	in	in	ADP
cjfa-8195	63	11	the	the	DET
cjfa-8195	63	12	identification	identification	NOUN
cjfa-8195	63	13	of	of	ADP
cjfa-8195	63	14	financial	financial	ADJ
cjfa-8195	63	15	literacy	literacy	NOUN
cjfa-8195	63	16	levels	level	NOUN
cjfa-8195	63	17	of	of	ADP
cjfa-8195	63	18	people	people	NOUN
cjfa-8195	63	19	from	from	ADP
cjfa-8195	63	20	various	various	ADJ
cjfa-8195	63	21	countries	country	NOUN
cjfa-8195	63	22	with	with	ADP
cjfa-8195	63	23	different	different	ADJ
cjfa-8195	63	24	backgrounds	background	NOUN
cjfa-8195	63	25	.	.	PUNCT
cjfa-8195	64	1	this	this	DET
cjfa-8195	64	2	survey	survey	NOUN
cjfa-8195	64	3	form	form	NOUN
cjfa-8195	64	4	includes	include	VERB
cjfa-8195	64	5	financial	financial	ADJ
cjfa-8195	64	6	literacy	literacy	NOUN
cjfa-8195	64	7	related	relate	VERB
cjfa-8195	64	8	questions	question	NOUN
cjfa-8195	64	9	such	such	ADJ
cjfa-8195	64	10	as	as	ADP
cjfa-8195	64	11	financial	financial	ADJ
cjfa-8195	64	12	information	information	NOUN
cjfa-8195	64	13	,	,	PUNCT
cjfa-8195	64	14	behavior	behavior	NOUN
cjfa-8195	64	15	and	and	CCONJ
cjfa-8195	64	16	attitudes	attitude	NOUN
cjfa-8195	64	17	,	,	PUNCT
cjfa-8195	64	18	budgeting	budgeting	NOUN
cjfa-8195	64	19	and	and	CCONJ
cjfa-8195	64	20	money	money	NOUN
cjfa-8195	64	21	management	management	NOUN
cjfa-8195	64	22	,	,	PUNCT
cjfa-8195	64	23	short	short	ADJ
cjfa-8195	64	24	and	and	CCONJ
cjfa-8195	64	25	long	long	ADJ
cjfa-8195	64	26	term	term	NOUN
cjfa-8195	64	27	financial	financial	ADJ
cjfa-8195	64	28	plans	plan	NOUN
cjfa-8195	64	29	,	,	PUNCT
cjfa-8195	64	30	and	and	CCONJ
cjfa-8195	64	31	financial	financial	ADJ
cjfa-8195	64	32	product	product	NOUN
cjfa-8195	64	33	selection	selection	NOUN
cjfa-8195	64	34	.	.	PUNCT
cjfa-8195	65	1	there	there	PRON
cjfa-8195	65	2	are	be	VERB
cjfa-8195	65	3	also	also	ADV
cjfa-8195	65	4	questions	question	NOUN
cjfa-8195	65	5	about	about	ADP
cjfa-8195	65	6	socio	socio	NOUN
cjfa-8195	65	7	-	-	ADJ
cjfa-8195	65	8	demographic	demographic	ADJ
cjfa-8195	65	9	information	information	NOUN
cjfa-8195	65	10	such	such	ADJ
cjfa-8195	65	11	as	as	ADP
cjfa-8195	65	12	age	age	NOUN
cjfa-8195	65	13	,	,	PUNCT
cjfa-8195	65	14	gender	gender	NOUN
cjfa-8195	65	15	and	and	CCONJ
cjfa-8195	65	16	income	income	NOUN
cjfa-8195	65	17	.	.	PUNCT
cjfa-8195	66	1	infe	infe	NOUN
cjfa-8195	66	2	used	use	VERB
cjfa-8195	66	3	this	this	DET
cjfa-8195	66	4	survey	survey	NOUN
cjfa-8195	66	5	in	in	ADP
cjfa-8195	66	6	4	4	NUM
cjfa-8195	66	7	continents	continent	NOUN
cjfa-8195	66	8	and	and	CCONJ
cjfa-8195	66	9	14	14	NUM
cjfa-8195	66	10	countries	country	NOUN
cjfa-8195	66	11	and	and	CCONJ
cjfa-8195	66	12	analyzed	analyze	VERB
cjfa-8195	66	13	the	the	DET
cjfa-8195	66	14	results	result	NOUN
cjfa-8195	66	15	.	.	PUNCT
cjfa-8195	67	1	turkey	turkey	PROPN
cjfa-8195	67	2	was	be	AUX
cjfa-8195	67	3	not	not	PART
cjfa-8195	67	4	included	include	VERB
cjfa-8195	67	5	in	in	ADP
cjfa-8195	67	6	the	the	DET
cjfa-8195	67	7	survey	survey	NOUN
cjfa-8195	67	8	.	.	PUNCT
cjfa-8195	68	1	with	with	ADP
cjfa-8195	68	2	the	the	DET
cjfa-8195	68	3	cooperation	cooperation	NOUN
cjfa-8195	68	4	of	of	ADP
cjfa-8195	68	5	world	world	PROPN
cjfa-8195	68	6	bank	bank	PROPN
cjfa-8195	68	7	and	and	CCONJ
cjfa-8195	68	8	capital	capital	NOUN
cjfa-8195	68	9	markets	market	NOUN
cjfa-8195	68	10	board	board	NOUN
cjfa-8195	68	11	,	,	PUNCT
cjfa-8195	68	12	the	the	DET
cjfa-8195	68	13	research	research	NOUN
cjfa-8195	68	14	has	have	AUX
cjfa-8195	68	15	been	be	AUX
cjfa-8195	68	16	carried	carry	VERB
cjfa-8195	68	17	out	out	ADP
cjfa-8195	68	18	in	in	ADP
cjfa-8195	68	19	turkey	turkey	NOUN
cjfa-8195	68	20	in	in	ADP
cjfa-8195	68	21	2012	2012	NUM
cjfa-8195	68	22	.	.	PUNCT
cjfa-8195	69	1	under	under	ADP
cjfa-8195	69	2	the	the	DET
cjfa-8195	69	3	classification	classification	NOUN
cjfa-8195	69	4	of	of	ADP
cjfa-8195	69	5	statistical	statistical	ADJ
cjfa-8195	69	6	regional	regional	ADJ
cjfa-8195	69	7	units	unit	NOUN
cjfa-8195	69	8	by	by	ADP
cjfa-8195	69	9	turkish	turkish	ADJ
cjfa-8195	69	10	statistics	statistic	NOUN
cjfa-8195	69	11	agency	agency	NOUN
cjfa-8195	69	12	,	,	PUNCT
cjfa-8195	69	13	3009	3009	NUM
cjfa-8195	69	14	people	people	NOUN
cjfa-8195	69	15	from	from	ADP
cjfa-8195	69	16	12	12	NUM
cjfa-8195	69	17	regions	region	NOUN
cjfa-8195	69	18	(	(	PUNCT
cjfa-8195	69	19	40	40	NUM
cjfa-8195	69	20	cities	city	NOUN
cjfa-8195	69	21	and	and	CCONJ
cjfa-8195	69	22	142	142	NUM
cjfa-8195	69	23	municipalities	municipality	NOUN
cjfa-8195	69	24	)	)	PUNCT
cjfa-8195	69	25	were	be	AUX
cjfa-8195	69	26	interviewed	interview	VERB
cjfa-8195	69	27	and	and	CCONJ
cjfa-8195	69	28	thus	thus	ADV
cjfa-8195	69	29	turkish	turkish	ADJ
cjfa-8195	69	30	data	datum	NOUN
cjfa-8195	69	31	became	become	VERB
cjfa-8195	69	32	comparable	comparable	ADJ
cjfa-8195	69	33	with	with	ADP
cjfa-8195	69	34	the	the	DET
cjfa-8195	69	35	countries	country	NOUN
cjfa-8195	69	36	that	that	PRON
cjfa-8195	69	37	are	be	AUX
cjfa-8195	69	38	included	include	VERB
cjfa-8195	69	39	oecd	oecd	PROPN
cjfa-8195	69	40	research	research	NOUN
cjfa-8195	69	41	(	(	PUNCT
cjfa-8195	69	42	www.spk.gov.tr	www.spk.gov.tr	PROPN
cjfa-8195	69	43	)	)	PUNCT
cjfa-8195	69	44	.	.	PUNCT
cjfa-8195	70	1	while	while	SCONJ
cjfa-8195	70	2	84	84	NUM
cjfa-8195	70	3	%	%	NOUN
cjfa-8195	70	4	of	of	ADP
cjfa-8195	70	5	people	people	NOUN
cjfa-8195	70	6	gave	give	VERB
cjfa-8195	70	7	the	the	DET
cjfa-8195	70	8	right	right	ADJ
cjfa-8195	70	9	answer	answer	NOUN
cjfa-8195	70	10	for	for	ADP
cjfa-8195	70	11	basic	basic	ADJ
cjfa-8195	70	12	division	division	NOUN
cjfa-8195	70	13	calculation	calculation	NOUN
cjfa-8195	70	14	,	,	PUNCT
cjfa-8195	70	15	this	this	DET
cjfa-8195	70	16	rate	rate	NOUN
cjfa-8195	70	17	fell	fall	VERB
cjfa-8195	70	18	to	to	ADP
cjfa-8195	70	19	36	36	NUM
cjfa-8195	70	20	%	%	NOUN
cjfa-8195	70	21	about	about	ADP
cjfa-8195	70	22	simple	simple	ADJ
cjfa-8195	70	23	interest	interest	NOUN
cjfa-8195	70	24	calculation	calculation	NOUN
cjfa-8195	70	25	and	and	CCONJ
cjfa-8195	70	26	only	only	ADV
cjfa-8195	70	27	26,1	26,1	NUM
cjfa-8195	70	28	%	%	NOUN
cjfa-8195	70	29	about	about	ADP
cjfa-8195	70	30	compound	compound	NOUN
cjfa-8195	70	31	interest	interest	NOUN
cjfa-8195	70	32	calculation	calculation	NOUN
cjfa-8195	70	33	.	.	PUNCT
cjfa-8195	71	1	when	when	SCONJ
cjfa-8195	71	2	it	it	PRON
cjfa-8195	71	3	comes	come	VERB
cjfa-8195	71	4	to	to	ADP
cjfa-8195	71	5	borrowing	borrowing	NOUN
cjfa-8195	71	6	,	,	PUNCT
cjfa-8195	71	7	family	family	NOUN
cjfa-8195	71	8	member	member	NOUN
cjfa-8195	71	9	and	and	CCONJ
cjfa-8195	71	10	other	other	ADJ
cjfa-8195	71	11	close	close	ADJ
cjfa-8195	71	12	people	people	NOUN
cjfa-8195	71	13	come	come	VERB
cjfa-8195	71	14	first	first	ADV
cjfa-8195	71	15	.	.	PUNCT
cjfa-8195	72	1	51	51	NUM
cjfa-8195	72	2	%	%	NOUN
cjfa-8195	72	3	of	of	ADP
cjfa-8195	72	4	people	people	NOUN
cjfa-8195	72	5	said	say	VERB
cjfa-8195	72	6	that	that	SCONJ
cjfa-8195	72	7	they	they	PRON
cjfa-8195	72	8	pay	pay	VERB
cjfa-8195	72	9	their	their	PRON
cjfa-8195	72	10	debts	debt	NOUN
cjfa-8195	72	11	with	with	ADP
cjfa-8195	72	12	borrowing	borrow	VERB
cjfa-8195	72	13	more	more	ADJ
cjfa-8195	72	14	debt	debt	NOUN
cjfa-8195	72	15	.	.	PUNCT
cjfa-8195	73	1	58,4	58,4	NUM
cjfa-8195	73	2	%	%	NOUN
cjfa-8195	73	3	of	of	ADP
cjfa-8195	73	4	people	people	NOUN
cjfa-8195	73	5	answered	answer	VERB
cjfa-8195	73	6	“	"	PUNCT
cjfa-8195	73	7	no	no	INTJ
cjfa-8195	73	8	”	"	PUNCT
cjfa-8195	73	9	to	to	ADP
cjfa-8195	73	10	the	the	DET
cjfa-8195	73	11	question	question	NOUN
cjfa-8195	73	12	“	"	PUNCT
cjfa-8195	73	13	do	do	AUX
cjfa-8195	73	14	you	you	PRON
cjfa-8195	73	15	need	need	VERB
cjfa-8195	73	16	financial	financial	ADJ
cjfa-8195	73	17	information	information	NOUN
cjfa-8195	73	18	?	?	PUNCT
cjfa-8195	73	19	”	"	PUNCT
cjfa-8195	74	1	(	(	PUNCT
cjfa-8195	74	2	www.milliyet.com.tr	www.milliyet.com.tr	NOUN
cjfa-8195	74	3	)	)	PUNCT
cjfa-8195	74	4	.	.	PUNCT
cjfa-8195	75	1	in	in	ADP
cjfa-8195	75	2	2014	2014	NUM
cjfa-8195	75	3	,	,	PUNCT
cjfa-8195	75	4	survey	survey	NOUN
cjfa-8195	75	5	is	be	AUX
cjfa-8195	75	6	conducted	conduct	VERB
cjfa-8195	75	7	again	again	ADV
cjfa-8195	75	8	and	and	CCONJ
cjfa-8195	75	9	they	they	PRON
cjfa-8195	75	10	got	get	VERB
cjfa-8195	75	11	a	a	DET
cjfa-8195	75	12	similar	similar	ADJ
cjfa-8195	75	13	score	score	NOUN
cjfa-8195	75	14	to	to	ADP
cjfa-8195	75	15	the	the	DET
cjfa-8195	75	16	previous	previous	ADJ
cjfa-8195	75	17	survey	survey	NOUN
cjfa-8195	75	18	(	(	PUNCT
cjfa-8195	75	19	www.teb.com.tr	www.teb.com.tr	INTJ
cjfa-8195	75	20	)	)	PUNCT
cjfa-8195	75	21	.	.	PUNCT
cjfa-8195	76	1	the	the	DET
cjfa-8195	76	2	concept	concept	NOUN
cjfa-8195	76	3	of	of	ADP
cjfa-8195	76	4	financial	financial	ADJ
cjfa-8195	76	5	literacy	literacy	NOUN
cjfa-8195	76	6	the	the	DET
cjfa-8195	76	7	concept	concept	NOUN
cjfa-8195	76	8	of	of	ADP
cjfa-8195	76	9	financial	financial	ADJ
cjfa-8195	76	10	literacy	literacy	NOUN
cjfa-8195	76	11	,	,	PUNCT
cjfa-8195	76	12	which	which	PRON
cjfa-8195	76	13	can	can	AUX
cjfa-8195	76	14	be	be	AUX
cjfa-8195	76	15	simply	simply	ADV
cjfa-8195	76	16	defined	define	VERB
cjfa-8195	76	17	as	as	ADP
cjfa-8195	76	18	“	"	PUNCT
cjfa-8195	76	19	the	the	DET
cjfa-8195	76	20	one	one	NOUN
cjfa-8195	76	21	who	who	PRON
cjfa-8195	76	22	knows	know	VERB
cjfa-8195	76	23	how	how	SCONJ
cjfa-8195	76	24	to	to	PART
cjfa-8195	76	25	read	read	VERB
cjfa-8195	76	26	and	and	CCONJ
cjfa-8195	76	27	write	write	VERB
cjfa-8195	76	28	”	"	PUNCT
cjfa-8195	76	29	,	,	PUNCT
cjfa-8195	76	30	has	have	AUX
cjfa-8195	76	31	changed	change	VERB
cjfa-8195	76	32	with	with	ADP
cjfa-8195	76	33	the	the	DET
cjfa-8195	76	34	effect	effect	NOUN
cjfa-8195	76	35	of	of	ADP
cjfa-8195	76	36	globalization	globalization	NOUN
cjfa-8195	76	37	.	.	PUNCT
cjfa-8195	77	1	with	with	ADP
cjfa-8195	77	2	the	the	DET
cjfa-8195	77	3	advent	advent	NOUN
cjfa-8195	77	4	of	of	ADP
cjfa-8195	77	5	new	new	ADJ
cjfa-8195	77	6	criterion	criterion	NOUN
cjfa-8195	77	7	,	,	PUNCT
cjfa-8195	77	8	its	its	PRON
cjfa-8195	77	9	definition	definition	NOUN
cjfa-8195	77	10	took	take	VERB
cjfa-8195	77	11	a	a	DET
cjfa-8195	77	12	shape	shape	NOUN
cjfa-8195	77	13	that	that	PRON
cjfa-8195	77	14	responds	respond	VERB
cjfa-8195	77	15	to	to	ADP
cjfa-8195	77	16	the	the	DET
cjfa-8195	77	17	needs	need	NOUN
cjfa-8195	77	18	of	of	ADP
cjfa-8195	77	19	modernity	modernity	NOUN
cjfa-8195	77	20	.	.	PUNCT
cjfa-8195	78	1	thus	thus	ADV
cjfa-8195	78	2	the	the	DET
cjfa-8195	78	3	modern	modern	ADJ
cjfa-8195	78	4	definition	definition	NOUN
cjfa-8195	78	5	is	be	AUX
cjfa-8195	78	6	“	"	PUNCT
cjfa-8195	78	7	the	the	DET
cjfa-8195	78	8	one	one	NOUN
cjfa-8195	78	9	who	who	PRON
cjfa-8195	78	10	have	have	VERB
cjfa-8195	78	11	the	the	DET
cjfa-8195	78	12	ability	ability	NOUN
cjfa-8195	78	13	to	to	PART
cjfa-8195	78	14	read	read	VERB
cjfa-8195	78	15	-	-	PUNCT
cjfa-8195	78	16	write	write	VERB
cjfa-8195	78	17	and	and	CCONJ
cjfa-8195	78	18	perform	perform	VERB
cjfa-8195	78	19	calculations	calculation	NOUN
cjfa-8195	78	20	to	to	ADP
cjfa-8195	78	21	the	the	DET
cjfa-8195	78	22	extent	extent	NOUN
cjfa-8195	78	23	that	that	PRON
cjfa-8195	78	24	may	may	AUX
cjfa-8195	78	25	contribute	contribute	VERB
cjfa-8195	78	26	to	to	ADP
cjfa-8195	78	27	the	the	DET
cjfa-8195	78	28	development	development	NOUN
cjfa-8195	78	29	of	of	ADP
cjfa-8195	78	30	the	the	DET
cjfa-8195	78	31	community	community	NOUN
cjfa-8195	78	32	that	that	PRON
cjfa-8195	78	33	they	they	PRON
cjfa-8195	78	34	live	live	VERB
cjfa-8195	78	35	in	in	ADP
cjfa-8195	78	36	,	,	PUNCT
cjfa-8195	78	37	and	and	CCONJ
cjfa-8195	78	38	acquired	acquire	VERB
cjfa-8195	78	39	necessary	necessary	ADJ
cjfa-8195	78	40	knowledge	knowledge	NOUN
cjfa-8195	78	41	and	and	CCONJ
cjfa-8195	78	42	skills	skill	NOUN
cjfa-8195	78	43	to	to	PART
cjfa-8195	78	44	carry	carry	VERB
cjfa-8195	78	45	out	out	ADP
cjfa-8195	78	46	his	his	PRON
cjfa-8195	78	47	duties	duty	NOUN
cjfa-8195	78	48	in	in	ADP
cjfa-8195	78	49	the	the	DET
cjfa-8195	78	50	society	society	NOUN
cjfa-8195	78	51	”	"	PUNCT
cjfa-8195	78	52	.	.	PUNCT
cjfa-8195	79	1	additionally	additionally	ADV
cjfa-8195	79	2	,	,	PUNCT
cjfa-8195	79	3	technological	technological	ADJ
cjfa-8195	79	4	products	product	NOUN
cjfa-8195	79	5	that	that	PRON
cjfa-8195	79	6	started	start	VERB
cjfa-8195	79	7	to	to	PART
cjfa-8195	79	8	have	have	VERB
cjfa-8195	79	9	more	more	ADJ
cjfa-8195	79	10	usage	usage	NOUN
cjfa-8195	79	11	in	in	ADP
cjfa-8195	79	12	people	people	NOUN
cjfa-8195	79	13	’s	’s	PART
cjfa-8195	79	14	life	life	NOUN
cjfa-8195	79	15	since	since	SCONJ
cjfa-8195	79	16	second	second	ADJ
cjfa-8195	79	17	half	half	NOUN
cjfa-8195	79	18	of	of	ADP
cjfa-8195	79	19	20th	20th	ADJ
cjfa-8195	79	20	century	century	NOUN
cjfa-8195	79	21	has	have	AUX
cjfa-8195	79	22	led	lead	VERB
cjfa-8195	79	23	to	to	PART
cjfa-8195	79	24	emergence	emergence	VERB
cjfa-8195	79	25	of	of	ADP
cjfa-8195	79	26	new	new	ADJ
cjfa-8195	79	27	literacy	literacy	NOUN
cjfa-8195	79	28	types	type	NOUN
cjfa-8195	79	29	in	in	ADP
cjfa-8195	79	30	different	different	ADJ
cjfa-8195	79	31	fields	field	NOUN
cjfa-8195	79	32	(	(	PUNCT
cjfa-8195	79	33	özbay	özbay	NOUN
cjfa-8195	79	34	and	and	CCONJ
cjfa-8195	79	35	çelik	çelik	NOUN
cjfa-8195	79	36	2013	2013	NUM
cjfa-8195	79	37	)	)	PUNCT
cjfa-8195	79	38	.	.	PUNCT
cjfa-8195	80	1	information	information	NOUN
cjfa-8195	80	2	literacy	literacy	NOUN
cjfa-8195	80	3	is	be	AUX
cjfa-8195	80	4	one	one	NUM
cjfa-8195	80	5	of	of	ADP
cjfa-8195	80	6	these	these	PRON
cjfa-8195	80	7	.	.	PUNCT
cjfa-8195	81	1	mediha	mediha	PROPN
cjfa-8195	81	2	mine	mine	PROPN
cjfa-8195	81	3	çelikkol	çelikkol	PROPN
cjfa-8195	81	4	,	,	PUNCT
cjfa-8195	81	5	hakan	hakan	PROPN
cjfa-8195	81	6	çelikkol48	çelikkol48	VERB
cjfa-8195	81	7	the	the	DET
cjfa-8195	81	8	concept	concept	NOUN
cjfa-8195	81	9	of	of	ADP
cjfa-8195	81	10	information	information	NOUN
cjfa-8195	81	11	literacy	literacy	NOUN
cjfa-8195	81	12	,	,	PUNCT
cjfa-8195	81	13	no	no	ADV
cjfa-8195	81	14	matter	matter	ADV
cjfa-8195	81	15	what	what	DET
cjfa-8195	81	16	field	field	NOUN
cjfa-8195	81	17	,	,	PUNCT
cjfa-8195	81	18	is	be	AUX
cjfa-8195	81	19	expressed	express	VERB
cjfa-8195	81	20	as	as	ADP
cjfa-8195	81	21	“	"	PUNCT
cjfa-8195	81	22	to	to	PART
cjfa-8195	81	23	get	get	VERB
cjfa-8195	81	24	the	the	DET
cjfa-8195	81	25	skills	skill	NOUN
cjfa-8195	81	26	in	in	ADP
cjfa-8195	81	27	order	order	NOUN
cjfa-8195	81	28	to	to	PART
cjfa-8195	81	29	find	find	VERB
cjfa-8195	81	30	,	,	PUNCT
cjfa-8195	81	31	acquire	acquire	VERB
cjfa-8195	81	32	,	,	PUNCT
cjfa-8195	81	33	evaluate	evaluate	VERB
cjfa-8195	81	34	and	and	CCONJ
cjfa-8195	81	35	use	use	VERB
cjfa-8195	81	36	the	the	DET
cjfa-8195	81	37	needed	need	VERB
cjfa-8195	81	38	information	information	NOUN
cjfa-8195	81	39	”	"	PUNCT
cjfa-8195	81	40	.	.	PUNCT
cjfa-8195	82	1	under	under	ADP
cjfa-8195	82	2	information	information	NOUN
cjfa-8195	82	3	literacy	literacy	NOUN
cjfa-8195	82	4	,	,	PUNCT
cjfa-8195	82	5	there	there	PRON
cjfa-8195	82	6	are	be	VERB
cjfa-8195	82	7	many	many	ADJ
cjfa-8195	82	8	literacy	literacy	NOUN
cjfa-8195	82	9	types	type	NOUN
cjfa-8195	82	10	such	such	ADJ
cjfa-8195	82	11	as	as	ADP
cjfa-8195	82	12	computer	computer	NOUN
cjfa-8195	82	13	literacy	literacy	NOUN
cjfa-8195	82	14	,	,	PUNCT
cjfa-8195	82	15	media	medium	NOUN
cjfa-8195	82	16	literacy	literacy	NOUN
cjfa-8195	82	17	,	,	PUNCT
cjfa-8195	82	18	network	network	NOUN
cjfa-8195	82	19	literacy	literacy	NOUN
cjfa-8195	82	20	,	,	PUNCT
cjfa-8195	82	21	digital	digital	ADJ
cjfa-8195	82	22	literacy	literacy	NOUN
cjfa-8195	82	23	and	and	CCONJ
cjfa-8195	82	24	political	political	ADJ
cjfa-8195	82	25	literacy	literacy	NOUN
cjfa-8195	82	26	.	.	PUNCT
cjfa-8195	83	1	financial	financial	ADJ
cjfa-8195	83	2	literacy	literacy	NOUN
cjfa-8195	83	3	,	,	PUNCT
cjfa-8195	83	4	which	which	PRON
cjfa-8195	83	5	currently	currently	ADV
cjfa-8195	83	6	gained	gain	VERB
cjfa-8195	83	7	importance	importance	NOUN
cjfa-8195	83	8	,	,	PUNCT
cjfa-8195	83	9	is	be	AUX
cjfa-8195	83	10	as	as	ADV
cjfa-8195	83	11	well	well	ADV
cjfa-8195	83	12	one	one	NUM
cjfa-8195	83	13	of	of	ADP
cjfa-8195	83	14	these	these	DET
cjfa-8195	83	15	types	type	NOUN
cjfa-8195	83	16	and	and	CCONJ
cjfa-8195	83	17	used	use	VERB
cjfa-8195	83	18	to	to	PART
cjfa-8195	83	19	obtain	obtain	VERB
cjfa-8195	83	20	basic	basic	ADJ
cjfa-8195	83	21	information	information	NOUN
cjfa-8195	83	22	in	in	ADP
cjfa-8195	83	23	financial	financial	ADJ
cjfa-8195	83	24	field	field	NOUN
cjfa-8195	83	25	.	.	PUNCT
cjfa-8195	84	1	financial	financial	ADJ
cjfa-8195	84	2	literacy	literacy	NOUN
cjfa-8195	84	3	is	be	AUX
cjfa-8195	84	4	in	in	ADP
cjfa-8195	84	5	the	the	DET
cjfa-8195	84	6	stage	stage	NOUN
cjfa-8195	84	7	of	of	ADP
cjfa-8195	84	8	development	development	NOUN
cjfa-8195	84	9	and	and	CCONJ
cjfa-8195	84	10	a	a	DET
cjfa-8195	84	11	definition	definition	NOUN
cjfa-8195	84	12	on	on	ADP
cjfa-8195	84	13	consensus	consensus	NOUN
cjfa-8195	84	14	does	do	AUX
cjfa-8195	84	15	not	not	PART
cjfa-8195	84	16	exist	exist	VERB
cjfa-8195	84	17	yet	yet	ADV
cjfa-8195	84	18	.	.	PUNCT
cjfa-8195	85	1	this	this	DET
cjfa-8195	85	2	concept	concept	NOUN
cjfa-8195	85	3	of	of	ADP
cjfa-8195	85	4	financial	financial	ADJ
cjfa-8195	85	5	literacy	literacy	NOUN
cjfa-8195	85	6	is	be	AUX
cjfa-8195	85	7	used	use	VERB
cjfa-8195	85	8	together	together	ADV
cjfa-8195	85	9	with	with	ADP
cjfa-8195	85	10	financial	financial	ADJ
cjfa-8195	85	11	qualification	qualification	NOUN
cjfa-8195	85	12	,	,	PUNCT
cjfa-8195	85	13	financial	financial	ADJ
cjfa-8195	85	14	awareness	awareness	NOUN
cjfa-8195	85	15	and	and	CCONJ
cjfa-8195	85	16	financial	financial	ADJ
cjfa-8195	85	17	education	education	NOUN
cjfa-8195	85	18	.	.	PUNCT
cjfa-8195	86	1	although	although	SCONJ
cjfa-8195	86	2	these	these	DET
cjfa-8195	86	3	concepts	concept	NOUN
cjfa-8195	86	4	are	be	AUX
cjfa-8195	86	5	different	different	ADJ
cjfa-8195	86	6	from	from	ADP
cjfa-8195	86	7	each	each	DET
cjfa-8195	86	8	other	other	ADJ
cjfa-8195	86	9	,	,	PUNCT
cjfa-8195	86	10	there	there	PRON
cjfa-8195	86	11	is	be	VERB
cjfa-8195	86	12	no	no	DET
cjfa-8195	86	13	obstacle	obstacle	NOUN
cjfa-8195	86	14	that	that	PRON
cjfa-8195	86	15	they	they	PRON
cjfa-8195	86	16	all	all	PRON
cjfa-8195	86	17	refer	refer	VERB
cjfa-8195	86	18	to	to	ADP
cjfa-8195	86	19	the	the	DET
cjfa-8195	86	20	same	same	ADJ
cjfa-8195	86	21	concept	concept	NOUN
cjfa-8195	86	22	(	(	PUNCT
cjfa-8195	86	23	gökmen	gökmen	NOUN
cjfa-8195	86	24	2012	2012	NUM
cjfa-8195	86	25	)	)	PUNCT
cjfa-8195	86	26	.	.	PUNCT
cjfa-8195	87	1	the	the	DET
cjfa-8195	87	2	concept	concept	NOUN
cjfa-8195	87	3	of	of	ADP
cjfa-8195	87	4	financial	financial	ADJ
cjfa-8195	87	5	literacy	literacy	NOUN
cjfa-8195	87	6	is	be	AUX
cjfa-8195	87	7	basically	basically	ADV
cjfa-8195	87	8	related	relate	VERB
cjfa-8195	87	9	to	to	ADP
cjfa-8195	87	10	the	the	DET
cjfa-8195	87	11	competence	competence	NOUN
cjfa-8195	87	12	of	of	ADP
cjfa-8195	87	13	the	the	DET
cjfa-8195	87	14	person	person	NOUN
cjfa-8195	87	15	about	about	ADP
cjfa-8195	87	16	money	money	NOUN
cjfa-8195	87	17	management	management	NOUN
cjfa-8195	87	18	.	.	PUNCT
cjfa-8195	88	1	the	the	DET
cjfa-8195	88	2	concept	concept	NOUN
cjfa-8195	88	3	has	have	AUX
cjfa-8195	88	4	emerged	emerge	VERB
cjfa-8195	88	5	as	as	ADP
cjfa-8195	88	6	an	an	DET
cjfa-8195	88	7	idea	idea	NOUN
cjfa-8195	88	8	in	in	ADP
cjfa-8195	88	9	the	the	DET
cjfa-8195	88	10	beginnings	beginning	NOUN
cjfa-8195	88	11	of	of	ADP
cjfa-8195	88	12	1900s	1900	NOUN
cjfa-8195	88	13	with	with	ADP
cjfa-8195	88	14	research	research	NOUN
cjfa-8195	88	15	about	about	ADP
cjfa-8195	88	16	consumer	consumer	NOUN
cjfa-8195	88	17	trends	trend	NOUN
cjfa-8195	88	18	in	in	ADP
cjfa-8195	88	19	the	the	DET
cjfa-8195	88	20	usa	usa	PROPN
cjfa-8195	88	21	.	.	PUNCT
cjfa-8195	89	1	since	since	SCONJ
cjfa-8195	89	2	then	then	ADV
cjfa-8195	89	3	,	,	PUNCT
cjfa-8195	89	4	the	the	DET
cjfa-8195	89	5	concept	concept	NOUN
cjfa-8195	89	6	is	be	AUX
cjfa-8195	89	7	studied	study	VERB
cjfa-8195	89	8	under	under	ADP
cjfa-8195	89	9	five	five	NUM
cjfa-8195	89	10	categories	category	NOUN
cjfa-8195	89	11	:	:	PUNCT
cjfa-8195	89	12	information	information	NOUN
cjfa-8195	89	13	about	about	ADP
cjfa-8195	89	14	financial	financial	ADJ
cjfa-8195	89	15	concepts	concept	NOUN
cjfa-8195	89	16	,	,	PUNCT
cjfa-8195	89	17	the	the	DET
cjfa-8195	89	18	ability	ability	NOUN
cjfa-8195	89	19	of	of	ADP
cjfa-8195	89	20	making	make	VERB
cjfa-8195	89	21	connections	connection	NOUN
cjfa-8195	89	22	between	between	ADP
cjfa-8195	89	23	financial	financial	ADJ
cjfa-8195	89	24	concepts	concept	NOUN
cjfa-8195	89	25	,	,	PUNCT
cjfa-8195	89	26	personal	personal	ADJ
cjfa-8195	89	27	financial	financial	ADJ
cjfa-8195	89	28	management	management	NOUN
cjfa-8195	89	29	skills	skill	NOUN
cjfa-8195	89	30	,	,	PUNCT
cjfa-8195	89	31	ability	ability	NOUN
cjfa-8195	89	32	to	to	PART
cjfa-8195	89	33	take	take	VERB
cjfa-8195	89	34	long	long	ADJ
cjfa-8195	89	35	term	term	NOUN
cjfa-8195	89	36	financial	financial	ADJ
cjfa-8195	89	37	decisions	decision	NOUN
cjfa-8195	89	38	and	and	CCONJ
cjfa-8195	89	39	ability	ability	NOUN
cjfa-8195	89	40	of	of	ADP
cjfa-8195	89	41	active	active	ADJ
cjfa-8195	89	42	planning	planning	NOUN
cjfa-8195	89	43	for	for	ADP
cjfa-8195	89	44	financial	financial	ADJ
cjfa-8195	89	45	needs	need	NOUN
cjfa-8195	89	46	(	(	PUNCT
cjfa-8195	89	47	remund	remund	NOUN
cjfa-8195	89	48	2010	2010	NUM
cjfa-8195	89	49	)	)	PUNCT
cjfa-8195	89	50	.	.	PUNCT
cjfa-8195	90	1	one	one	NUM
cjfa-8195	90	2	of	of	ADP
cjfa-8195	90	3	the	the	DET
cjfa-8195	90	4	oldest	old	ADJ
cjfa-8195	90	5	definitions	definition	NOUN
cjfa-8195	90	6	about	about	ADP
cjfa-8195	90	7	financial	financial	ADJ
cjfa-8195	90	8	literacy	literacy	NOUN
cjfa-8195	90	9	is	be	AUX
cjfa-8195	90	10	developed	develop	VERB
cjfa-8195	90	11	in	in	ADP
cjfa-8195	90	12	the	the	DET
cjfa-8195	90	13	research	research	NOUN
cjfa-8195	90	14	done	do	VERB
cjfa-8195	90	15	for	for	ADP
cjfa-8195	90	16	england	england	PROPN
cjfa-8195	90	17	national	national	PROPN
cjfa-8195	90	18	westminster	westminster	PROPN
cjfa-8195	90	19	bank	bank	PROPN
cjfa-8195	90	20	by	by	ADP
cjfa-8195	90	21	noctor	noctor	PROPN
cjfa-8195	90	22	,	,	PUNCT
cjfa-8195	90	23	stoney	stoney	NOUN
cjfa-8195	90	24	and	and	CCONJ
cjfa-8195	90	25	stradling	stradling	NOUN
cjfa-8195	90	26	in	in	ADP
cjfa-8195	90	27	1900s	1900s	NUM
cjfa-8195	90	28	.	.	PUNCT
cjfa-8195	91	1	financial	financial	ADJ
cjfa-8195	91	2	literacy	literacy	NOUN
cjfa-8195	91	3	in	in	ADP
cjfa-8195	91	4	this	this	DET
cjfa-8195	91	5	study	study	NOUN
cjfa-8195	91	6	is	be	AUX
cjfa-8195	91	7	defined	define	VERB
cjfa-8195	91	8	as	as	ADP
cjfa-8195	91	9	“	"	PUNCT
cjfa-8195	91	10	making	make	VERB
cjfa-8195	91	11	informed	informed	ADJ
cjfa-8195	91	12	evaluations	evaluation	NOUN
cjfa-8195	91	13	and	and	CCONJ
cjfa-8195	91	14	taking	take	VERB
cjfa-8195	91	15	effective	effective	ADJ
cjfa-8195	91	16	decisions	decision	NOUN
cjfa-8195	91	17	when	when	SCONJ
cjfa-8195	91	18	people	people	NOUN
cjfa-8195	91	19	manage	manage	VERB
cjfa-8195	91	20	their	their	PRON
cjfa-8195	91	21	money	money	NOUN
cjfa-8195	91	22	”	"	PUNCT
cjfa-8195	91	23	(	(	PUNCT
cjfa-8195	91	24	noctor	noctor	NOUN
cjfa-8195	91	25	et	et	PROPN
cjfa-8195	91	26	al	al	PROPN
cjfa-8195	91	27	.	.	PROPN
cjfa-8195	91	28	,	,	PUNCT
cjfa-8195	91	29	1992	1992	NUM
cjfa-8195	91	30	)	)	PUNCT
cjfa-8195	91	31	.	.	PUNCT
cjfa-8195	92	1	recently	recently	ADV
cjfa-8195	92	2	,	,	PUNCT
cjfa-8195	92	3	oecd	oecd	PROPN
cjfa-8195	92	4	(	(	PUNCT
cjfa-8195	92	5	organisation	organisation	NOUN
cjfa-8195	92	6	for	for	ADP
cjfa-8195	92	7	economic	economic	ADJ
cjfa-8195	92	8	co	co	NOUN
cjfa-8195	92	9	-	-	NOUN
cjfa-8195	92	10	operation	operation	NOUN
cjfa-8195	92	11	and	and	CCONJ
cjfa-8195	92	12	development	development	NOUN
cjfa-8195	92	13	)	)	PUNCT
cjfa-8195	92	14	,	,	PUNCT
cjfa-8195	92	15	which	which	PRON
cjfa-8195	92	16	is	be	AUX
cjfa-8195	92	17	one	one	NUM
cjfa-8195	92	18	of	of	ADP
cjfa-8195	92	19	the	the	DET
cjfa-8195	92	20	institutions	institution	NOUN
cjfa-8195	92	21	that	that	PRON
cjfa-8195	92	22	is	be	AUX
cjfa-8195	92	23	mentioned	mention	VERB
cjfa-8195	92	24	often	often	ADV
cjfa-8195	92	25	in	in	ADP
cjfa-8195	92	26	this	this	DET
cjfa-8195	92	27	regard	regard	NOUN
cjfa-8195	92	28	,	,	PUNCT
cjfa-8195	92	29	in	in	ADP
cjfa-8195	92	30	a	a	DET
cjfa-8195	92	31	research	research	NOUN
cjfa-8195	92	32	that	that	PRON
cjfa-8195	92	33	is	be	AUX
cjfa-8195	92	34	conducted	conduct	VERB
cjfa-8195	92	35	in	in	ADP
cjfa-8195	92	36	2013	2013	NUM
cjfa-8195	92	37	used	use	VERB
cjfa-8195	92	38	a	a	DET
cjfa-8195	92	39	definition	definition	NOUN
cjfa-8195	92	40	developed	develop	VERB
cjfa-8195	92	41	by	by	ADP
cjfa-8195	92	42	atkinson	atkinson	PROPN
cjfa-8195	92	43	and	and	CCONJ
cjfa-8195	92	44	messy	messy	ADJ
cjfa-8195	92	45	.	.	PUNCT
cjfa-8195	93	1	according	accord	VERB
cjfa-8195	93	2	to	to	ADP
cjfa-8195	93	3	this	this	PRON
cjfa-8195	93	4	,	,	PUNCT
cjfa-8195	93	5	financial	financial	ADJ
cjfa-8195	93	6	literacy	literacy	NOUN
cjfa-8195	93	7	is	be	AUX
cjfa-8195	93	8	“	"	PUNCT
cjfa-8195	93	9	a	a	DET
cjfa-8195	93	10	combination	combination	NOUN
cjfa-8195	93	11	of	of	ADP
cjfa-8195	93	12	awareness	awareness	NOUN
cjfa-8195	93	13	,	,	PUNCT
cjfa-8195	93	14	information	information	NOUN
cjfa-8195	93	15	,	,	PUNCT
cjfa-8195	93	16	skills	skill	NOUN
cjfa-8195	93	17	,	,	PUNCT
cjfa-8195	93	18	attitude	attitude	NOUN
cjfa-8195	93	19	and	and	CCONJ
cjfa-8195	93	20	behaviors	behavior	NOUN
cjfa-8195	93	21	needed	need	VERB
cjfa-8195	93	22	for	for	ADP
cjfa-8195	93	23	strong	strong	ADJ
cjfa-8195	93	24	financial	financial	ADJ
cjfa-8195	93	25	decisions	decision	NOUN
cjfa-8195	93	26	and	and	CCONJ
cjfa-8195	93	27	thus	thus	ADV
cjfa-8195	93	28	personal	personal	ADJ
cjfa-8195	93	29	wealth	wealth	NOUN
cjfa-8195	93	30	”	"	PUNCT
cjfa-8195	93	31	(	(	PUNCT
cjfa-8195	93	32	oecd	oecd	PROPN
cjfa-8195	93	33	2013	2013	NUM
cjfa-8195	93	34	)	)	PUNCT
cjfa-8195	93	35	.	.	PUNCT
cjfa-8195	94	1	foder	foder	PROPN
cjfa-8195	94	2	(	(	PUNCT
cjfa-8195	94	3	association	association	NOUN
cjfa-8195	94	4	for	for	ADP
cjfa-8195	94	5	financial	financial	ADJ
cjfa-8195	94	6	literacy	literacy	NOUN
cjfa-8195	94	7	and	and	CCONJ
cjfa-8195	94	8	access	access	NOUN
cjfa-8195	94	9	)	)	PUNCT
cjfa-8195	94	10	,	,	PUNCT
cjfa-8195	94	11	which	which	PRON
cjfa-8195	94	12	is	be	AUX
cjfa-8195	94	13	an	an	DET
cjfa-8195	94	14	accredited	accredit	VERB
cjfa-8195	94	15	ngo	ngo	PROPN
cjfa-8195	94	16	for	for	ADP
cjfa-8195	94	17	oecd	oecd	PROPN
cjfa-8195	94	18	,	,	PUNCT
cjfa-8195	94	19	aims	aim	VERB
cjfa-8195	94	20	to	to	PART
cjfa-8195	94	21	increase	increase	VERB
cjfa-8195	94	22	financial	financial	ADJ
cjfa-8195	94	23	literacy	literacy	NOUN
cjfa-8195	94	24	in	in	ADP
cjfa-8195	94	25	turkey	turkey	NOUN
cjfa-8195	94	26	.	.	PUNCT
cjfa-8195	95	1	they	they	PRON
cjfa-8195	95	2	explain	explain	VERB
cjfa-8195	95	3	the	the	DET
cjfa-8195	95	4	concept	concept	NOUN
cjfa-8195	95	5	of	of	ADP
cjfa-8195	95	6	financial	financial	ADJ
cjfa-8195	95	7	literacy	literacy	NOUN
cjfa-8195	95	8	as	as	ADP
cjfa-8195	95	9	“	"	PUNCT
cjfa-8195	95	10	the	the	DET
cjfa-8195	95	11	ability	ability	NOUN
cjfa-8195	95	12	to	to	PART
cjfa-8195	95	13	conduct	conduct	VERB
cjfa-8195	95	14	educated	educate	VERB
cjfa-8195	95	15	evaluations	evaluation	NOUN
cjfa-8195	95	16	and	and	CCONJ
cjfa-8195	95	17	take	take	VERB
cjfa-8195	95	18	effective	effective	ADJ
cjfa-8195	95	19	decisions	decision	NOUN
cjfa-8195	95	20	about	about	ADP
cjfa-8195	95	21	money	money	NOUN
cjfa-8195	95	22	management	management	NOUN
cjfa-8195	95	23	”	"	PUNCT
cjfa-8195	95	24	and	and	CCONJ
cjfa-8195	95	25	“	"	PUNCT
cjfa-8195	95	26	the	the	DET
cjfa-8195	95	27	situation	situation	NOUN
cjfa-8195	95	28	of	of	ADP
cjfa-8195	95	29	having	have	VERB
cjfa-8195	95	30	the	the	DET
cjfa-8195	95	31	ability	ability	NOUN
cjfa-8195	95	32	to	to	PART
cjfa-8195	95	33	evaluate	evaluate	VERB
cjfa-8195	95	34	income	income	NOUN
cjfa-8195	95	35	,	,	PUNCT
cjfa-8195	95	36	savings	saving	NOUN
cjfa-8195	95	37	and	and	CCONJ
cjfa-8195	95	38	wealth	wealth	NOUN
cjfa-8195	95	39	wisely	wisely	ADV
cjfa-8195	95	40	,	,	PUNCT
cjfa-8195	95	41	and	and	CCONJ
cjfa-8195	95	42	manage	manage	VERB
cjfa-8195	95	43	the	the	DET
cjfa-8195	95	44	budget	budget	NOUN
cjfa-8195	95	45	right	right	NOUN
cjfa-8195	95	46	”	"	PUNCT
cjfa-8195	95	47	(	(	PUNCT
cjfa-8195	95	48	www.fo-der.org	www.fo-der.org	NUM
cjfa-8195	95	49	)	)	PUNCT
cjfa-8195	95	50	.	.	PUNCT
cjfa-8195	96	1	financial	financial	ADJ
cjfa-8195	96	2	literacy	literacy	NOUN
cjfa-8195	96	3	should	should	AUX
cjfa-8195	96	4	not	not	PART
cjfa-8195	96	5	be	be	AUX
cjfa-8195	96	6	limited	limit	VERB
cjfa-8195	96	7	to	to	ADP
cjfa-8195	96	8	only	only	ADV
cjfa-8195	96	9	finding	find	VERB
cjfa-8195	96	10	,	,	PUNCT
cjfa-8195	96	11	understanding	understanding	NOUN
cjfa-8195	96	12	,	,	PUNCT
cjfa-8195	96	13	interpreting	interpret	VERB
cjfa-8195	96	14	information	information	NOUN
cjfa-8195	96	15	and	and	CCONJ
cjfa-8195	96	16	making	make	VERB
cjfa-8195	96	17	decisions	decision	NOUN
cjfa-8195	96	18	.	.	PUNCT
cjfa-8195	97	1	researching	research	VERB
cjfa-8195	97	2	information	information	NOUN
cjfa-8195	97	3	about	about	ADP
cjfa-8195	97	4	financial	financial	ADJ
cjfa-8195	97	5	decisions	decision	NOUN
cjfa-8195	97	6	,	,	PUNCT
cjfa-8195	97	7	evaluating	evaluate	VERB
cjfa-8195	97	8	this	this	DET
cjfa-8195	97	9	information	information	NOUN
cjfa-8195	97	10	and	and	CCONJ
cjfa-8195	97	11	using	use	VERB
cjfa-8195	97	12	it	it	PRON
cjfa-8195	97	13	in	in	ADP
cjfa-8195	97	14	solving	solve	VERB
cjfa-8195	97	15	financial	financial	ADJ
cjfa-8195	97	16	problems	problem	NOUN
cjfa-8195	97	17	are	be	AUX
cjfa-8195	97	18	other	other	ADJ
cjfa-8195	97	19	basic	basic	ADJ
cjfa-8195	97	20	skills	skill	NOUN
cjfa-8195	97	21	(	(	PUNCT
cjfa-8195	97	22	hayta	hayta	NOUN
cjfa-8195	97	23	2011	2011	NUM
cjfa-8195	97	24	)	)	PUNCT
cjfa-8195	97	25	.	.	PUNCT
cjfa-8195	98	1	the	the	DET
cjfa-8195	98	2	evaluation	evaluation	NOUN
cjfa-8195	98	3	of	of	ADP
cjfa-8195	98	4	the	the	DET
cjfa-8195	98	5	students	student	NOUN
cjfa-8195	98	6	in	in	ADP
cjfa-8195	98	7	dumlupinar	dumlupinar	PROPN
cjfa-8195	98	8	university	university	PROPN
cjfa-8195	98	9	…	…	SYM
cjfa-8195	98	10	49	49	NUM
cjfa-8195	98	11	research	research	NOUN
cjfa-8195	98	12	about	about	ADP
cjfa-8195	98	13	determination	determination	NOUN
cjfa-8195	98	14	of	of	ADP
cjfa-8195	98	15	financial	financial	ADJ
cjfa-8195	98	16	literacy	literacy	NOUN
cjfa-8195	98	17	findings	finding	NOUN
cjfa-8195	98	18	and	and	CCONJ
cjfa-8195	98	19	analysis	analysis	NOUN
cjfa-8195	98	20	about	about	ADP
cjfa-8195	98	21	purpose	purpose	NOUN
cjfa-8195	98	22	,	,	PUNCT
cjfa-8195	98	23	importance	importance	NOUN
cjfa-8195	98	24	,	,	PUNCT
cjfa-8195	98	25	extent	extent	NOUN
cjfa-8195	98	26	and	and	CCONJ
cjfa-8195	98	27	method	method	NOUN
cjfa-8195	98	28	of	of	ADP
cjfa-8195	98	29	the	the	DET
cjfa-8195	98	30	research	research	NOUN
cjfa-8195	98	31	will	will	AUX
cjfa-8195	98	32	be	be	AUX
cjfa-8195	98	33	given	give	VERB
cjfa-8195	98	34	in	in	ADP
cjfa-8195	98	35	this	this	DET
cjfa-8195	98	36	section	section	NOUN
cjfa-8195	98	37	.	.	PUNCT
cjfa-8195	99	1	purpose	purpose	NOUN
cjfa-8195	99	2	and	and	CCONJ
cjfa-8195	99	3	importance	importance	NOUN
cjfa-8195	99	4	the	the	DET
cjfa-8195	99	5	main	main	ADJ
cjfa-8195	99	6	purpose	purpose	NOUN
cjfa-8195	99	7	of	of	ADP
cjfa-8195	99	8	the	the	DET
cjfa-8195	99	9	research	research	NOUN
cjfa-8195	99	10	is	be	AUX
cjfa-8195	99	11	to	to	PART
cjfa-8195	99	12	determine	determine	VERB
cjfa-8195	99	13	the	the	DET
cjfa-8195	99	14	financial	financial	ADJ
cjfa-8195	99	15	literacy	literacy	NOUN
cjfa-8195	99	16	levels	level	NOUN
cjfa-8195	99	17	of	of	ADP
cjfa-8195	99	18	students	student	NOUN
cjfa-8195	99	19	from	from	ADP
cjfa-8195	99	20	dumlupınar	dumlupınar	PROPN
cjfa-8195	99	21	university	university	NOUN
cjfa-8195	99	22	kütahya	kütahya	PROPN
cjfa-8195	99	23	vocational	vocational	ADJ
cjfa-8195	99	24	school	school	NOUN
cjfa-8195	99	25	of	of	ADP
cjfa-8195	99	26	social	social	ADJ
cjfa-8195	99	27	sciences	science	NOUN
cjfa-8195	99	28	.	.	PUNCT
cjfa-8195	100	1	sub	sub	NOUN
cjfa-8195	100	2	purposes	purpose	NOUN
cjfa-8195	100	3	are	be	AUX
cjfa-8195	100	4	to	to	PART
cjfa-8195	100	5	analyze	analyze	VERB
cjfa-8195	100	6	the	the	DET
cjfa-8195	100	7	factors	factor	NOUN
cjfa-8195	100	8	affecting	affect	VERB
cjfa-8195	100	9	financial	financial	ADJ
cjfa-8195	100	10	information	information	NOUN
cjfa-8195	100	11	,	,	PUNCT
cjfa-8195	100	12	behavior	behavior	NOUN
cjfa-8195	100	13	and	and	CCONJ
cjfa-8195	100	14	attitude	attitude	NOUN
cjfa-8195	100	15	levels	level	NOUN
cjfa-8195	100	16	of	of	ADP
cjfa-8195	100	17	students	student	NOUN
cjfa-8195	100	18	by	by	ADP
cjfa-8195	100	19	utilizing	utilize	VERB
cjfa-8195	100	20	statistical	statistical	ADJ
cjfa-8195	100	21	technics	technic	NOUN
cjfa-8195	100	22	.	.	PUNCT
cjfa-8195	101	1	vocational	vocational	ADJ
cjfa-8195	101	2	schools	school	NOUN
cjfa-8195	101	3	have	have	VERB
cjfa-8195	101	4	an	an	DET
cjfa-8195	101	5	important	important	ADJ
cjfa-8195	101	6	place	place	NOUN
cjfa-8195	101	7	in	in	ADP
cjfa-8195	101	8	the	the	DET
cjfa-8195	101	9	development	development	NOUN
cjfa-8195	101	10	of	of	ADP
cjfa-8195	101	11	the	the	DET
cjfa-8195	101	12	country	country	NOUN
cjfa-8195	101	13	and	and	CCONJ
cjfa-8195	101	14	in	in	ADP
cjfa-8195	101	15	their	their	PRON
cjfa-8195	101	16	regions	region	NOUN
cjfa-8195	101	17	they	they	PRON
cjfa-8195	101	18	increase	increase	VERB
cjfa-8195	101	19	the	the	DET
cjfa-8195	101	20	quality	quality	NOUN
cjfa-8195	101	21	of	of	ADP
cjfa-8195	101	22	life	life	NOUN
cjfa-8195	101	23	,	,	PUNCT
cjfa-8195	101	24	socio	socio	NOUN
cjfa-8195	101	25	-	-	PUNCT
cjfa-8195	101	26	cultural	cultural	ADJ
cjfa-8195	101	27	activities	activity	NOUN
cjfa-8195	101	28	and	and	CCONJ
cjfa-8195	101	29	participation	participation	NOUN
cjfa-8195	101	30	to	to	ADP
cjfa-8195	101	31	education	education	NOUN
cjfa-8195	101	32	rate	rate	NOUN
cjfa-8195	101	33	.	.	PUNCT
cjfa-8195	102	1	it	it	PRON
cjfa-8195	102	2	is	be	AUX
cjfa-8195	102	3	thought	think	VERB
cjfa-8195	102	4	that	that	SCONJ
cjfa-8195	102	5	statistical	statistical	ADJ
cjfa-8195	102	6	analysis	analysis	NOUN
cjfa-8195	102	7	results	result	NOUN
cjfa-8195	102	8	of	of	ADP
cjfa-8195	102	9	the	the	DET
cjfa-8195	102	10	study	study	NOUN
cjfa-8195	102	11	are	be	AUX
cjfa-8195	102	12	important	important	ADJ
cjfa-8195	102	13	in	in	ADP
cjfa-8195	102	14	the	the	DET
cjfa-8195	102	15	identification	identification	NOUN
cjfa-8195	102	16	of	of	ADP
cjfa-8195	102	17	financial	financial	ADJ
cjfa-8195	102	18	literacy	literacy	NOUN
cjfa-8195	102	19	levels	level	NOUN
cjfa-8195	102	20	and	and	CCONJ
cjfa-8195	102	21	perception	perception	NOUN
cjfa-8195	102	22	of	of	ADP
cjfa-8195	102	23	financial	financial	ADJ
cjfa-8195	102	24	education	education	NOUN
cjfa-8195	102	25	.	.	PUNCT
cjfa-8195	103	1	it	it	PRON
cjfa-8195	103	2	is	be	AUX
cjfa-8195	103	3	assumed	assume	VERB
cjfa-8195	103	4	that	that	SCONJ
cjfa-8195	103	5	the	the	DET
cjfa-8195	103	6	results	result	NOUN
cjfa-8195	103	7	will	will	AUX
cjfa-8195	103	8	reflect	reflect	VERB
cjfa-8195	103	9	the	the	DET
cjfa-8195	103	10	general	general	ADJ
cjfa-8195	103	11	levels	level	NOUN
cjfa-8195	103	12	of	of	ADP
cjfa-8195	103	13	the	the	DET
cjfa-8195	103	14	students	student	NOUN
cjfa-8195	103	15	from	from	ADP
cjfa-8195	103	16	dumlupınar	dumlupınar	PROPN
cjfa-8195	103	17	university	university	NOUN
cjfa-8195	103	18	kütahya	kütahya	PROPN
cjfa-8195	103	19	vocational	vocational	ADJ
cjfa-8195	103	20	school	school	NOUN
cjfa-8195	103	21	of	of	ADP
cjfa-8195	103	22	social	social	ADJ
cjfa-8195	103	23	sciences	science	NOUN
cjfa-8195	103	24	.	.	PUNCT
cjfa-8195	104	1	scope	scope	NOUN
cjfa-8195	104	2	dumlupınar	dumlupınar	PROPN
cjfa-8195	104	3	university	university	PROPN
cjfa-8195	104	4	kütahya	kütahya	PROPN
cjfa-8195	104	5	vocational	vocational	ADJ
cjfa-8195	104	6	school	school	NOUN
cjfa-8195	104	7	of	of	ADP
cjfa-8195	104	8	social	social	ADJ
cjfa-8195	104	9	sciences	science	NOUN
cjfa-8195	104	10	,	,	PUNCT
cjfa-8195	104	11	2014	2014	NUM
cjfa-8195	104	12	–	–	PUNCT
cjfa-8195	104	13	–	–	PUNCT
cjfa-8195	104	14	2015	2015	NUM
cjfa-8195	104	15	academic	academic	ADJ
cjfa-8195	104	16	year	year	NOUN
cjfa-8195	104	17	,	,	PUNCT
cjfa-8195	104	18	spring	spring	NOUN
cjfa-8195	104	19	semester	semester	NOUN
cjfa-8195	104	20	students	student	NOUN
cjfa-8195	104	21	are	be	AUX
cjfa-8195	104	22	included	include	VERB
cjfa-8195	104	23	in	in	ADP
cjfa-8195	104	24	the	the	DET
cjfa-8195	104	25	research	research	NOUN
cjfa-8195	104	26	.	.	PUNCT
cjfa-8195	105	1	in	in	ADP
cjfa-8195	105	2	this	this	DET
cjfa-8195	105	3	period	period	NOUN
cjfa-8195	105	4	,	,	PUNCT
cjfa-8195	105	5	in	in	ADP
cjfa-8195	105	6	total	total	ADJ
cjfa-8195	105	7	3.103	3.103	NUM
cjfa-8195	105	8	student	student	NOUN
cjfa-8195	105	9	in	in	ADP
cjfa-8195	105	10	11	11	NUM
cjfa-8195	105	11	programs	program	NOUN
cjfa-8195	105	12	are	be	AUX
cjfa-8195	105	13	studying	study	VERB
cjfa-8195	105	14	.	.	PUNCT
cjfa-8195	106	1	since	since	SCONJ
cjfa-8195	106	2	reaching	reach	VERB
cjfa-8195	106	3	everybody	everybody	PRON
cjfa-8195	106	4	is	be	AUX
cjfa-8195	106	5	not	not	PART
cjfa-8195	106	6	possible	possible	ADJ
cjfa-8195	106	7	,	,	PUNCT
cjfa-8195	106	8	a	a	DET
cjfa-8195	106	9	sampling	sampling	NOUN
cjfa-8195	106	10	method	method	NOUN
cjfa-8195	106	11	with	with	ADP
cjfa-8195	106	12	95	95	NUM
cjfa-8195	106	13	%	%	NOUN
cjfa-8195	106	14	confidence	confidence	NOUN
cjfa-8195	106	15	level	level	NOUN
cjfa-8195	106	16	in	in	ADP
cjfa-8195	106	17	each	each	DET
cjfa-8195	106	18	program	program	NOUN
cjfa-8195	106	19	is	be	AUX
cjfa-8195	106	20	established	establish	VERB
cjfa-8195	106	21	.	.	PUNCT
cjfa-8195	107	1	in	in	ADP
cjfa-8195	107	2	the	the	DET
cjfa-8195	107	3	end	end	NOUN
cjfa-8195	107	4	of	of	ADP
cjfa-8195	107	5	surveying	surveying	NOUN
cjfa-8195	107	6	,	,	PUNCT
cjfa-8195	107	7	1.807	1.807	NUM
cjfa-8195	107	8	survey	survey	NOUN
cjfa-8195	107	9	forms	form	NOUN
cjfa-8195	107	10	were	be	AUX
cjfa-8195	107	11	evaluable	evaluable	ADJ
cjfa-8195	107	12	and	and	CCONJ
cjfa-8195	107	13	this	this	DET
cjfa-8195	107	14	result	result	NOUN
cjfa-8195	107	15	approximately	approximately	ADV
cjfa-8195	107	16	makes	make	VERB
cjfa-8195	107	17	58	58	NUM
cjfa-8195	107	18	%	%	NOUN
cjfa-8195	107	19	of	of	ADP
cjfa-8195	107	20	all	all	DET
cjfa-8195	107	21	students	student	NOUN
cjfa-8195	107	22	.	.	PUNCT
cjfa-8195	108	1	table	table	NOUN
cjfa-8195	108	2	1	1	NUM
cjfa-8195	108	3	shows	show	VERB
cjfa-8195	108	4	the	the	DET
cjfa-8195	108	5	programs	program	NOUN
cjfa-8195	108	6	,	,	PUNCT
cjfa-8195	108	7	number	number	NOUN
cjfa-8195	108	8	of	of	ADP
cjfa-8195	108	9	registered	register	VERB
cjfa-8195	108	10	students	student	NOUN
cjfa-8195	108	11	and	and	CCONJ
cjfa-8195	108	12	number	number	NOUN
cjfa-8195	108	13	of	of	ADP
cjfa-8195	108	14	students	student	NOUN
cjfa-8195	108	15	who	who	PRON
cjfa-8195	108	16	participated	participate	VERB
cjfa-8195	108	17	in	in	ADP
cjfa-8195	108	18	the	the	DET
cjfa-8195	108	19	survey	survey	NOUN
cjfa-8195	108	20	.	.	PUNCT
cjfa-8195	109	1	table	table	NOUN
cjfa-8195	109	2	1	1	NUM
cjfa-8195	109	3	.	.	PUNCT
cjfa-8195	110	1	programs	program	NOUN
cjfa-8195	110	2	that	that	PRON
cjfa-8195	110	3	participants	participant	NOUN
cjfa-8195	110	4	took	take	VERB
cjfa-8195	110	5	education	education	NOUN
cjfa-8195	110	6	the	the	DET
cjfa-8195	110	7	program	program	NOUN
cjfa-8195	110	8	name	name	NOUN
cjfa-8195	110	9	number	number	NOUN
cjfa-8195	110	10	of	of	ADP
cjfa-8195	110	11	students	student	NOUN
cjfa-8195	110	12	registered	register	VERB
cjfa-8195	110	13	number	number	NOUN
cjfa-8195	110	14	of	of	ADP
cjfa-8195	110	15	students	student	NOUN
cjfa-8195	110	16	participating	participate	VERB
cjfa-8195	110	17	in	in	ADP
cjfa-8195	110	18	the	the	DET
cjfa-8195	110	19	survey	survey	NOUN
cjfa-8195	110	20	the	the	DET
cjfa-8195	110	21	program	program	NOUN
cjfa-8195	110	22	name	name	NOUN
cjfa-8195	110	23	number	number	NOUN
cjfa-8195	110	24	of	of	ADP
cjfa-8195	110	25	students	student	NOUN
cjfa-8195	110	26	registered	register	VERB
cjfa-8195	110	27	number	number	NOUN
cjfa-8195	110	28	of	of	ADP
cjfa-8195	110	29	students	student	NOUN
cjfa-8195	110	30	participating	participate	VERB
cjfa-8195	110	31	in	in	ADP
cjfa-8195	110	32	the	the	DET
cjfa-8195	110	33	survey	survey	NOUN
cjfa-8195	110	34	banking	banking	NOUN
cjfa-8195	110	35	and	and	CCONJ
cjfa-8195	110	36	insurance	insurance	NOUN
cjfa-8195	110	37	312	312	NUM
cjfa-8195	110	38	200	200	NUM
cjfa-8195	110	39	accounting	accounting	NOUN
cjfa-8195	110	40	and	and	CCONJ
cjfa-8195	110	41	tax	tax	NOUN
cjfa-8195	110	42	applications	application	NOUN
cjfa-8195	110	43	352	352	NUM
cjfa-8195	110	44	195	195	NUM
cjfa-8195	110	45	mediha	mediha	NOUN
cjfa-8195	110	46	mine	mine	NOUN
cjfa-8195	110	47	çelikkol	çelikkol	NOUN
cjfa-8195	110	48	,	,	PUNCT
cjfa-8195	110	49	hakan	hakan	PROPN
cjfa-8195	110	50	çelikkol50	çelikkol50	VERB
cjfa-8195	110	51	the	the	DET
cjfa-8195	110	52	program	program	NOUN
cjfa-8195	110	53	name	name	NOUN
cjfa-8195	110	54	number	number	NOUN
cjfa-8195	110	55	of	of	ADP
cjfa-8195	110	56	students	student	NOUN
cjfa-8195	110	57	registered	register	VERB
cjfa-8195	110	58	number	number	NOUN
cjfa-8195	110	59	of	of	ADP
cjfa-8195	110	60	students	student	NOUN
cjfa-8195	110	61	participating	participate	VERB
cjfa-8195	110	62	in	in	ADP
cjfa-8195	110	63	the	the	DET
cjfa-8195	110	64	survey	survey	NOUN
cjfa-8195	110	65	the	the	DET
cjfa-8195	110	66	program	program	NOUN
cjfa-8195	110	67	name	name	NOUN
cjfa-8195	110	68	number	number	NOUN
cjfa-8195	110	69	of	of	ADP
cjfa-8195	110	70	students	student	NOUN
cjfa-8195	110	71	registered	register	VERB
cjfa-8195	110	72	number	number	NOUN
cjfa-8195	110	73	of	of	ADP
cjfa-8195	110	74	students	student	NOUN
cjfa-8195	110	75	participating	participate	VERB
cjfa-8195	110	76	in	in	ADP
cjfa-8195	110	77	the	the	DET
cjfa-8195	110	78	survey	survey	NOUN
cjfa-8195	110	79	office	office	NOUN
cjfa-8195	110	80	management	management	NOUN
cjfa-8195	110	81	and	and	CCONJ
cjfa-8195	110	82	executive	executive	ADJ
cjfa-8195	110	83	assistant	assistant	NOUN
cjfa-8195	110	84	384	384	NUM
cjfa-8195	110	85	196	196	NUM
cjfa-8195	110	86	bus	bus	NOUN
cjfa-8195	110	87	captaincy	captaincy	NOUN
cjfa-8195	110	88	69	69	NUM
cjfa-8195	110	89	59	59	NUM
cjfa-8195	110	90	foreign	foreign	ADJ
cjfa-8195	110	91	trade	trade	NOUN
cjfa-8195	110	92	384	384	NUM
cjfa-8195	110	93	201	201	NUM
cjfa-8195	110	94	marketing	marketing	NOUN
cjfa-8195	110	95	253	253	NUM
cjfa-8195	110	96	153	153	NUM
cjfa-8195	110	97	real	real	ADJ
cjfa-8195	110	98	estate	estate	NOUN
cjfa-8195	110	99	and	and	CCONJ
cjfa-8195	110	100	real	real	ADJ
cjfa-8195	110	101	estate	estate	NOUN
cjfa-8195	110	102	management	management	NOUN
cjfa-8195	110	103	182	182	NUM
cjfa-8195	110	104	137	137	NUM
cjfa-8195	110	105	tourism	tourism	NOUN
cjfa-8195	110	106	and	and	CCONJ
cjfa-8195	110	107	hotel	hotel	NOUN
cjfa-8195	110	108	management	management	NOUN
cjfa-8195	110	109	276	276	NUM
cjfa-8195	110	110	162	162	NUM
cjfa-8195	110	111	business	business	NOUN
cjfa-8195	110	112	administration	administration	NOUN
cjfa-8195	110	113	322	322	NUM
cjfa-8195	110	114	177	177	NUM
cjfa-8195	110	115	tourism	tourism	NOUN
cjfa-8195	110	116	and	and	CCONJ
cjfa-8195	110	117	travel	travel	NOUN
cjfa-8195	110	118	services	service	NOUN
cjfa-8195	110	119	335	335	NUM
cjfa-8195	110	120	180	180	NUM
cjfa-8195	110	121	logistics	logistic	NOUN
cjfa-8195	110	122	234	234	NUM
cjfa-8195	110	123	147	147	NUM
cjfa-8195	110	124	total	total	NOUN
cjfa-8195	110	125	3.103	3.103	NUM
cjfa-8195	110	126	1.807	1.807	NUM
cjfa-8195	110	127	s	s	NOUN
cjfa-8195	110	128	o	o	X
cjfa-8195	110	129	u	u	NOUN
cjfa-8195	110	130	r	r	NOUN
cjfa-8195	110	131	c	c	NOUN
cjfa-8195	110	132	e	e	NOUN
cjfa-8195	110	133	:	:	PUNCT
cjfa-8195	110	134	own	own	ADJ
cjfa-8195	110	135	study	study	NOUN
cjfa-8195	110	136	.	.	PUNCT
cjfa-8195	111	1	method	method	PROPN
cjfa-8195	111	2	data	datum	NOUN
cjfa-8195	111	3	is	be	AUX
cjfa-8195	111	4	gathered	gather	VERB
cjfa-8195	111	5	through	through	ADP
cjfa-8195	111	6	surveying	surveying	NOUN
cjfa-8195	111	7	.	.	PUNCT
cjfa-8195	112	1	survey	survey	NOUN
cjfa-8195	112	2	was	be	AUX
cjfa-8195	112	3	first	first	ADV
cjfa-8195	112	4	tested	test	VERB
cjfa-8195	112	5	by	by	ADP
cjfa-8195	112	6	43	43	NUM
cjfa-8195	112	7	students	student	NOUN
cjfa-8195	112	8	in	in	ADP
cjfa-8195	112	9	order	order	NOUN
cjfa-8195	112	10	to	to	PART
cjfa-8195	112	11	avoid	avoid	VERB
cjfa-8195	112	12	understanding	understand	VERB
cjfa-8195	112	13	problems	problem	NOUN
cjfa-8195	112	14	.	.	PUNCT
cjfa-8195	113	1	then	then	ADV
cjfa-8195	113	2	surveys	survey	NOUN
cjfa-8195	113	3	were	be	AUX
cjfa-8195	113	4	distributed	distribute	VERB
cjfa-8195	113	5	to	to	ADP
cjfa-8195	113	6	2.101	2.101	NUM
cjfa-8195	113	7	students	student	NOUN
cjfa-8195	113	8	who	who	PRON
cjfa-8195	113	9	are	be	AUX
cjfa-8195	113	10	chosen	choose	VERB
cjfa-8195	113	11	randomly	randomly	ADV
cjfa-8195	113	12	and	and	CCONJ
cjfa-8195	113	13	a	a	DET
cjfa-8195	113	14	feedback	feedback	NOUN
cjfa-8195	113	15	is	be	AUX
cjfa-8195	113	16	received	receive	VERB
cjfa-8195	113	17	by	by	ADP
cjfa-8195	113	18	all	all	PRON
cjfa-8195	113	19	of	of	ADP
cjfa-8195	113	20	the	the	DET
cjfa-8195	113	21	students	student	NOUN
cjfa-8195	113	22	.	.	PUNCT
cjfa-8195	114	1	however	however	ADV
cjfa-8195	114	2	,	,	PUNCT
cjfa-8195	114	3	since	since	SCONJ
cjfa-8195	114	4	some	some	PRON
cjfa-8195	114	5	of	of	ADP
cjfa-8195	114	6	the	the	DET
cjfa-8195	114	7	survey	survey	NOUN
cjfa-8195	114	8	forms	form	NOUN
cjfa-8195	114	9	did	do	AUX
cjfa-8195	114	10	not	not	PART
cjfa-8195	114	11	qualify	qualify	VERB
cjfa-8195	114	12	,	,	PUNCT
cjfa-8195	114	13	294	294	NUM
cjfa-8195	114	14	forms	form	NOUN
cjfa-8195	114	15	were	be	AUX
cjfa-8195	114	16	excluded	exclude	VERB
cjfa-8195	114	17	and	and	CCONJ
cjfa-8195	114	18	research	research	NOUN
cjfa-8195	114	19	continued	continue	VERB
cjfa-8195	114	20	with	with	ADP
cjfa-8195	114	21	the	the	DET
cjfa-8195	114	22	remaining	remain	VERB
cjfa-8195	114	23	1.807	1.807	NUM
cjfa-8195	114	24	forms	form	NOUN
cjfa-8195	114	25	.	.	PUNCT
cjfa-8195	115	1	vocational	vocational	ADJ
cjfa-8195	115	2	school	school	NOUN
cjfa-8195	115	3	was	be	AUX
cjfa-8195	115	4	accepted	accept	VERB
cjfa-8195	115	5	as	as	ADP
cjfa-8195	115	6	a	a	DET
cjfa-8195	115	7	whole	whole	NOUN
cjfa-8195	115	8	and	and	CCONJ
cjfa-8195	115	9	each	each	DET
cjfa-8195	115	10	program	program	NOUN
cjfa-8195	115	11	had	have	VERB
cjfa-8195	115	12	random	random	ADJ
cjfa-8195	115	13	selection	selection	NOUN
cjfa-8195	115	14	proportional	proportional	ADJ
cjfa-8195	115	15	to	to	ADP
cjfa-8195	115	16	their	their	PRON
cjfa-8195	115	17	number	number	NOUN
cjfa-8195	115	18	of	of	ADP
cjfa-8195	115	19	students	student	NOUN
cjfa-8195	115	20	and	and	CCONJ
cjfa-8195	115	21	then	then	ADV
cjfa-8195	115	22	the	the	DET
cjfa-8195	115	23	results	result	NOUN
cjfa-8195	115	24	are	be	AUX
cjfa-8195	115	25	combined	combine	VERB
cjfa-8195	115	26	.	.	PUNCT
cjfa-8195	116	1	therefore	therefore	ADV
cjfa-8195	116	2	a	a	DET
cjfa-8195	116	3	heterogeneous	heterogeneous	ADJ
cjfa-8195	116	4	sample	sample	NOUN
cjfa-8195	116	5	is	be	AUX
cjfa-8195	116	6	formed	form	VERB
cjfa-8195	116	7	.	.	PUNCT
cjfa-8195	117	1	pasw	pasw	NOUN
cjfa-8195	117	2	statistics	statistic	NOUN
cjfa-8195	117	3	18	18	NUM
cjfa-8195	117	4	(	(	PUNCT
cjfa-8195	117	5	spss	spss	PROPN
cjfa-8195	117	6	statistics	statistics	PROPN
cjfa-8195	117	7	)	)	PUNCT
cjfa-8195	117	8	program	program	NOUN
cjfa-8195	117	9	is	be	AUX
cjfa-8195	117	10	used	use	VERB
cjfa-8195	117	11	to	to	PART
cjfa-8195	117	12	analyze	analyze	VERB
cjfa-8195	117	13	the	the	DET
cjfa-8195	117	14	current	current	ADJ
cjfa-8195	117	15	situation	situation	NOUN
cjfa-8195	117	16	and	and	CCONJ
cjfa-8195	117	17	regression	regression	VERB
cjfa-8195	117	18	analysis	analysis	NOUN
cjfa-8195	117	19	for	for	ADP
cjfa-8195	117	20	understanding	understand	VERB
cjfa-8195	117	21	the	the	DET
cjfa-8195	117	22	relationship	relationship	NOUN
cjfa-8195	117	23	between	between	ADP
cjfa-8195	117	24	variables	variable	NOUN
cjfa-8195	117	25	.	.	PUNCT
cjfa-8195	118	1	the	the	DET
cjfa-8195	118	2	findings	finding	NOUN
cjfa-8195	118	3	have	have	VERB
cjfa-8195	118	4	95	95	NUM
cjfa-8195	118	5	%	%	NOUN
cjfa-8195	118	6	confidence	confidence	NOUN
cjfa-8195	118	7	level	level	NOUN
cjfa-8195	118	8	and	and	CCONJ
cjfa-8195	118	9	5	5	NUM
cjfa-8195	118	10	%	%	NOUN
cjfa-8195	118	11	meaningfulness	meaningfulness	ADJ
cjfa-8195	118	12	level	level	NOUN
cjfa-8195	118	13	.	.	PUNCT
cjfa-8195	119	1	the	the	DET
cjfa-8195	119	2	survey	survey	NOUN
cjfa-8195	119	3	form	form	NOUN
cjfa-8195	119	4	is	be	AUX
cjfa-8195	119	5	composed	compose	VERB
cjfa-8195	119	6	of	of	ADP
cjfa-8195	119	7	4	4	NUM
cjfa-8195	119	8	sections	section	NOUN
cjfa-8195	119	9	:	:	PUNCT
cjfa-8195	119	10	(	(	PUNCT
cjfa-8195	119	11	1	1	X
cjfa-8195	119	12	)	)	PUNCT
cjfa-8195	119	13	demographics	demographic	NOUN
cjfa-8195	119	14	:	:	PUNCT
cjfa-8195	119	15	age	age	NOUN
cjfa-8195	119	16	,	,	PUNCT
cjfa-8195	119	17	sector	sector	NOUN
cjfa-8195	119	18	,	,	PUNCT
cjfa-8195	119	19	entrepreneurship	entrepreneurship	NOUN
cjfa-8195	119	20	time	time	NOUN
cjfa-8195	119	21	and	and	CCONJ
cjfa-8195	119	22	education	education	NOUN
cjfa-8195	119	23	,	,	PUNCT
cjfa-8195	119	24	(	(	PUNCT
cjfa-8195	119	25	2	2	X
cjfa-8195	119	26	)	)	PUNCT
cjfa-8195	119	27	financial	financial	ADJ
cjfa-8195	119	28	knowledge	knowledge	NOUN
cjfa-8195	119	29	of	of	ADP
cjfa-8195	119	30	the	the	DET
cjfa-8195	119	31	students	student	NOUN
cjfa-8195	119	32	:	:	PUNCT
cjfa-8195	119	33	place	place	VERB
cjfa-8195	119	34	values	value	NOUN
cjfa-8195	119	35	of	of	ADP
cjfa-8195	119	36	numbers	number	NOUN
cjfa-8195	119	37	,	,	PUNCT
cjfa-8195	119	38	interest	interest	NOUN
cjfa-8195	119	39	,	,	PUNCT
cjfa-8195	119	40	inflation	inflation	NOUN
cjfa-8195	119	41	,	,	PUNCT
cjfa-8195	119	42	time	time	NOUN
cjfa-8195	119	43	value	value	NOUN
cjfa-8195	119	44	of	of	ADP
cjfa-8195	119	45	money	money	NOUN
cjfa-8195	119	46	(	(	PUNCT
cjfa-8195	119	47	3	3	X
cjfa-8195	119	48	)	)	PUNCT
cjfa-8195	119	49	financial	financial	ADJ
cjfa-8195	119	50	attitudes	attitude	NOUN
cjfa-8195	119	51	:	:	PUNCT
cjfa-8195	119	52	financial	financial	ADJ
cjfa-8195	119	53	perspectives	perspective	NOUN
cjfa-8195	119	54	of	of	ADP
cjfa-8195	119	55	students	student	NOUN
cjfa-8195	119	56	about	about	ADP
cjfa-8195	119	57	future	future	NOUN
cjfa-8195	119	58	and	and	CCONJ
cjfa-8195	119	59	(	(	PUNCT
cjfa-8195	119	60	4	4	X
cjfa-8195	119	61	)	)	PUNCT
cjfa-8195	119	62	financial	financial	ADJ
cjfa-8195	119	63	behaviors	behavior	NOUN
cjfa-8195	119	64	:	:	PUNCT
cjfa-8195	119	65	thinking	think	VERB
cjfa-8195	119	66	before	before	ADP
cjfa-8195	119	67	purchasing	purchase	VERB
cjfa-8195	119	68	,	,	PUNCT
cjfa-8195	119	69	paying	pay	VERB
cjfa-8195	119	70	bills	bill	NOUN
cjfa-8195	119	71	on	on	ADP
cjfa-8195	119	72	time	time	NOUN
cjfa-8195	119	73	,	,	PUNCT
cjfa-8195	119	74	budgeting	budgeting	NOUN
cjfa-8195	119	75	,	,	PUNCT
cjfa-8195	119	76	spending	spending	NOUN
cjfa-8195	119	77	and	and	CCONJ
cjfa-8195	119	78	saving	save	VERB
cjfa-8195	119	79	in	in	ADP
cjfa-8195	119	80	order	order	NOUN
cjfa-8195	119	81	to	to	PART
cjfa-8195	119	82	reach	reach	VERB
cjfa-8195	119	83	targets	target	NOUN
cjfa-8195	119	84	.	.	PUNCT
cjfa-8195	120	1	the	the	DET
cjfa-8195	120	2	questions	question	NOUN
cjfa-8195	120	3	and	and	CCONJ
cjfa-8195	120	4	scaled	scale	VERB
cjfa-8195	120	5	concepts	concept	NOUN
cjfa-8195	120	6	are	be	AUX
cjfa-8195	120	7	compiled	compile	VERB
cjfa-8195	120	8	from	from	ADP
cjfa-8195	120	9	the	the	DET
cjfa-8195	120	10	research	research	NOUN
cjfa-8195	120	11	mentioned	mention	VERB
cjfa-8195	120	12	in	in	ADP
cjfa-8195	120	13	the	the	DET
cjfa-8195	120	14	literature	literature	NOUN
cjfa-8195	120	15	review	review	PROPN
cjfa-8195	120	16	.	.	PUNCT
cjfa-8195	121	1	the	the	DET
cjfa-8195	121	2	survey	survey	NOUN
cjfa-8195	121	3	used	use	VERB
cjfa-8195	121	4	in	in	ADP
cjfa-8195	121	5	our	our	PRON
cjfa-8195	121	6	research	research	NOUN
cjfa-8195	121	7	has	have	VERB
cjfa-8195	121	8	parallelisms	parallelism	NOUN
cjfa-8195	121	9	with	with	ADP
cjfa-8195	121	10	oecd	oecd	PROPN
cjfa-8195	121	11	based	base	VERB
cjfa-8195	121	12	research	research	NOUN
cjfa-8195	121	13	.	.	PUNCT
cjfa-8195	122	1	the	the	DET
cjfa-8195	122	2	evaluation	evaluation	NOUN
cjfa-8195	122	3	of	of	ADP
cjfa-8195	122	4	the	the	DET
cjfa-8195	122	5	students	student	NOUN
cjfa-8195	122	6	in	in	ADP
cjfa-8195	122	7	dumlupinar	dumlupinar	PROPN
cjfa-8195	122	8	university	university	NOUN
cjfa-8195	122	9	…	…	SYM
cjfa-8195	122	10	51	51	NUM
cjfa-8195	122	11	analysis	analysis	NOUN
cjfa-8195	122	12	and	and	CCONJ
cjfa-8195	122	13	findings	finding	VERB
cjfa-8195	122	14	demographic	demographic	ADJ
cjfa-8195	122	15	features	feature	NOUN
cjfa-8195	122	16	of	of	ADP
cjfa-8195	122	17	surveyed	survey	VERB
cjfa-8195	122	18	students	student	NOUN
cjfa-8195	122	19	are	be	AUX
cjfa-8195	122	20	presented	present	VERB
cjfa-8195	122	21	in	in	ADP
cjfa-8195	122	22	table	table	NOUN
cjfa-8195	122	23	2	2	NUM
cjfa-8195	122	24	.	.	X
cjfa-8195	122	25	45	45	NUM
cjfa-8195	122	26	%	%	NOUN
cjfa-8195	122	27	of	of	ADP
cjfa-8195	122	28	participants	participant	NOUN
cjfa-8195	122	29	are	be	AUX
cjfa-8195	122	30	female	female	ADJ
cjfa-8195	122	31	and	and	CCONJ
cjfa-8195	122	32	55	55	NUM
cjfa-8195	122	33	%	%	NOUN
cjfa-8195	122	34	are	be	AUX
cjfa-8195	122	35	male	male	ADJ
cjfa-8195	122	36	.	.	PUNCT
cjfa-8195	123	1	there	there	PRON
cjfa-8195	123	2	genderwise	genderwise	VERB
cjfa-8195	123	3	there	there	PRON
cjfa-8195	123	4	is	be	VERB
cjfa-8195	123	5	a	a	DET
cjfa-8195	123	6	balanced	balanced	ADJ
cjfa-8195	123	7	distribution	distribution	NOUN
cjfa-8195	123	8	.	.	PUNCT
cjfa-8195	124	1	%	%	INTJ
cjfa-8195	124	2	18,6	18,6	NUM
cjfa-8195	124	3	of	of	ADP
cjfa-8195	124	4	participants	participant	NOUN
cjfa-8195	124	5	are	be	AUX
cjfa-8195	124	6	19	19	NUM
cjfa-8195	124	7	years	year	NOUN
cjfa-8195	124	8	old	old	ADJ
cjfa-8195	124	9	and	and	CCONJ
cjfa-8195	124	10	below	below	ADV
cjfa-8195	124	11	and	and	CCONJ
cjfa-8195	124	12	81,4	81,4	NUM
cjfa-8195	124	13	are	be	AUX
cjfa-8195	124	14	20	20	NUM
cjfa-8195	124	15	years	year	NOUN
cjfa-8195	124	16	old	old	ADJ
cjfa-8195	124	17	and	and	CCONJ
cjfa-8195	124	18	above	above	ADV
cjfa-8195	124	19	.	.	PUNCT
cjfa-8195	125	1	when	when	SCONJ
cjfa-8195	125	2	looked	look	VERB
cjfa-8195	125	3	into	into	ADP
cjfa-8195	125	4	level	level	NOUN
cjfa-8195	125	5	of	of	ADP
cjfa-8195	125	6	parents	parent	NOUN
cjfa-8195	125	7	’	'	PUNCT
cjfa-8195	125	8	education	education	NOUN
cjfa-8195	125	9	;	;	PUNCT
cjfa-8195	125	10	73,8	73,8	NUM
cjfa-8195	125	11	%	%	NOUN
cjfa-8195	125	12	of	of	ADP
cjfa-8195	125	13	mothers	mother	NOUN
cjfa-8195	125	14	have	have	VERB
cjfa-8195	125	15	elementary	elementary	ADJ
cjfa-8195	125	16	school	school	NOUN
cjfa-8195	125	17	,	,	PUNCT
cjfa-8195	125	18	21	21	NUM
cjfa-8195	125	19	%	%	NOUN
cjfa-8195	125	20	high	high	ADJ
cjfa-8195	125	21	school	school	NOUN
cjfa-8195	125	22	,	,	PUNCT
cjfa-8195	125	23	2,8	2,8	NUM
cjfa-8195	125	24	%	%	NOUN
cjfa-8195	125	25	associate	associate	NOUN
cjfa-8195	125	26	degree	degree	NOUN
cjfa-8195	125	27	,	,	PUNCT
cjfa-8195	125	28	2,4	2,4	NUM
cjfa-8195	125	29	%	%	NOUN
cjfa-8195	125	30	graduate	graduate	NOUN
cjfa-8195	125	31	degree	degree	NOUN
cjfa-8195	125	32	and	and	CCONJ
cjfa-8195	125	33	above	above	ADP
cjfa-8195	125	34	level	level	NOUN
cjfa-8195	125	35	education	education	NOUN
cjfa-8195	125	36	.	.	PUNCT
cjfa-8195	126	1	and	and	CCONJ
cjfa-8195	126	2	51,7	51,7	NUM
cjfa-8195	126	3	%	%	NOUN
cjfa-8195	126	4	of	of	ADP
cjfa-8195	126	5	fathers	father	NOUN
cjfa-8195	126	6	have	have	VERB
cjfa-8195	126	7	elementary	elementary	ADJ
cjfa-8195	126	8	school	school	NOUN
cjfa-8195	126	9	,	,	PUNCT
cjfa-8195	126	10	37,2	37,2	NUM
cjfa-8195	126	11	%	%	NOUN
cjfa-8195	126	12	high	high	ADJ
cjfa-8195	126	13	school	school	NOUN
cjfa-8195	126	14	,	,	PUNCT
cjfa-8195	126	15	5,7	5,7	NUM
cjfa-8195	126	16	%	%	NOUN
cjfa-8195	126	17	associate	associate	NOUN
cjfa-8195	126	18	degree	degree	NOUN
cjfa-8195	126	19	,	,	PUNCT
cjfa-8195	126	20	5,4	5,4	NUM
cjfa-8195	126	21	%	%	NOUN
cjfa-8195	126	22	graduate	graduate	NOUN
cjfa-8195	126	23	degree	degree	NOUN
cjfa-8195	126	24	and	and	CCONJ
cjfa-8195	126	25	above	above	ADP
cjfa-8195	126	26	level	level	NOUN
cjfa-8195	126	27	education	education	NOUN
cjfa-8195	126	28	.	.	PUNCT
cjfa-8195	127	1	when	when	SCONJ
cjfa-8195	127	2	looked	look	VERB
cjfa-8195	127	3	into	into	ADP
cjfa-8195	127	4	working	working	NOUN
cjfa-8195	127	5	status	status	NOUN
cjfa-8195	127	6	of	of	ADP
cjfa-8195	127	7	parents	parent	NOUN
cjfa-8195	127	8	;	;	PUNCT
cjfa-8195	127	9	70,2	70,2	NUM
cjfa-8195	127	10	%	%	NOUN
cjfa-8195	127	11	of	of	ADP
cjfa-8195	127	12	mothers	mother	NOUN
cjfa-8195	127	13	and	and	CCONJ
cjfa-8195	127	14	3	3	NUM
cjfa-8195	127	15	%	%	NOUN
cjfa-8195	127	16	of	of	ADP
cjfa-8195	127	17	fathers	father	NOUN
cjfa-8195	127	18	do	do	AUX
cjfa-8195	127	19	not	not	PART
cjfa-8195	127	20	work	work	VERB
cjfa-8195	127	21	.	.	PUNCT
cjfa-8195	128	1	of	of	ADP
cjfa-8195	128	2	working	work	VERB
cjfa-8195	128	3	mothers	mother	NOUN
cjfa-8195	128	4	;	;	PUNCT
cjfa-8195	128	5	10,9	10,9	NUM
cjfa-8195	128	6	%	%	NOUN
cjfa-8195	128	7	are	be	AUX
cjfa-8195	128	8	workers	worker	NOUN
cjfa-8195	128	9	,	,	PUNCT
cjfa-8195	128	10	7,1	7,1	NUM
cjfa-8195	128	11	%	%	NOUN
cjfa-8195	128	12	civil	civil	ADJ
cjfa-8195	128	13	servants	servant	NOUN
cjfa-8195	128	14	,	,	PUNCT
cjfa-8195	128	15	6,2	6,2	NUM
cjfa-8195	128	16	%	%	NOUN
cjfa-8195	128	17	self	self	NOUN
cjfa-8195	128	18	-	-	PUNCT
cjfa-8195	128	19	employed	employ	VERB
cjfa-8195	128	20	,	,	PUNCT
cjfa-8195	128	21	0,6	0,6	NUM
cjfa-8195	128	22	%	%	NOUN
cjfa-8195	128	23	farmers	farmer	NOUN
cjfa-8195	128	24	,	,	PUNCT
cjfa-8195	128	25	5	5	NUM
cjfa-8195	128	26	%	%	NOUN
cjfa-8195	128	27	retired	retire	VERB
cjfa-8195	128	28	.	.	PUNCT
cjfa-8195	129	1	of	of	ADP
cjfa-8195	129	2	working	work	VERB
cjfa-8195	129	3	fathers	father	NOUN
cjfa-8195	129	4	;	;	PUNCT
cjfa-8195	129	5	24	24	NUM
cjfa-8195	129	6	%	%	NOUN
cjfa-8195	129	7	are	be	AUX
cjfa-8195	129	8	workers	worker	NOUN
cjfa-8195	129	9	,	,	PUNCT
cjfa-8195	129	10	18,3	18,3	NUM
cjfa-8195	129	11	%	%	NOUN
cjfa-8195	129	12	civil	civil	ADJ
cjfa-8195	129	13	servants	servant	NOUN
cjfa-8195	129	14	,	,	PUNCT
cjfa-8195	129	15	24	24	NUM
cjfa-8195	129	16	%	%	NOUN
cjfa-8195	129	17	self	self	NOUN
cjfa-8195	129	18	-	-	PUNCT
cjfa-8195	129	19	employed	employ	VERB
cjfa-8195	129	20	,	,	PUNCT
cjfa-8195	129	21	5,4	5,4	NUM
cjfa-8195	129	22	%	%	NOUN
cjfa-8195	129	23	farmers	farmer	NOUN
cjfa-8195	129	24	,	,	PUNCT
cjfa-8195	129	25	25,3	25,3	NUM
cjfa-8195	129	26	%	%	NOUN
cjfa-8195	129	27	retired	retire	VERB
cjfa-8195	129	28	.	.	PUNCT
cjfa-8195	130	1	participants	participant	NOUN
cjfa-8195	130	2	reside	reside	VERB
cjfa-8195	130	3	30,8	30,8	NUM
cjfa-8195	130	4	%	%	NOUN
cjfa-8195	130	5	in	in	ADP
cjfa-8195	130	6	aegean	aegean	ADJ
cjfa-8195	130	7	region	region	NOUN
cjfa-8195	130	8	,	,	PUNCT
cjfa-8195	130	9	28,5	28,5	NUM
cjfa-8195	130	10	%	%	NOUN
cjfa-8195	130	11	in	in	ADP
cjfa-8195	130	12	marmara	marmara	PROPN
cjfa-8195	130	13	region	region	NOUN
cjfa-8195	130	14	,	,	PUNCT
cjfa-8195	130	15	18,1	18,1	NUM
cjfa-8195	130	16	%	%	NOUN
cjfa-8195	130	17	in	in	ADP
cjfa-8195	130	18	central	central	ADJ
cjfa-8195	130	19	anatolia	anatolia	PROPN
cjfa-8195	130	20	region	region	NOUN
cjfa-8195	130	21	.	.	PUNCT
cjfa-8195	131	1	when	when	SCONJ
cjfa-8195	131	2	looked	look	VERB
cjfa-8195	131	3	into	into	ADP
cjfa-8195	131	4	average	average	ADJ
cjfa-8195	131	5	monthly	monthly	ADJ
cjfa-8195	131	6	household	household	NOUN
cjfa-8195	131	7	income	income	NOUN
cjfa-8195	131	8	;	;	PUNCT
cjfa-8195	131	9	63,1	63,1	NUM
cjfa-8195	131	10	%	%	NOUN
cjfa-8195	131	11	are	be	AUX
cjfa-8195	131	12	1.001	1.001	NUM
cjfa-8195	131	13	-	-	SYM
cjfa-8195	131	14	3.000	3.000	NUM
cjfa-8195	131	15	tl	tl	PROPN
cjfa-8195	131	16	,	,	PUNCT
cjfa-8195	131	17	23,3	23,3	PRON
cjfa-8195	131	18	%	%	NOUN
cjfa-8195	131	19	are	be	AUX
cjfa-8195	131	20	0	0	NUM
cjfa-8195	131	21	-	-	SYM
cjfa-8195	131	22	1.000	1.000	NUM
cjfa-8195	131	23	tl	tl	PROPN
cjfa-8195	131	24	,	,	PUNCT
cjfa-8195	131	25	13,6	13,6	NUM
cjfa-8195	131	26	%	%	NOUN
cjfa-8195	131	27	are	be	AUX
cjfa-8195	131	28	3.001	3.001	NUM
cjfa-8195	131	29	tl	tl	PROPN
cjfa-8195	131	30	and	and	CCONJ
cjfa-8195	131	31	above	above	ADV
cjfa-8195	131	32	.	.	PUNCT
cjfa-8195	132	1	when	when	SCONJ
cjfa-8195	132	2	we	we	PRON
cjfa-8195	132	3	look	look	VERB
cjfa-8195	132	4	at	at	ADP
cjfa-8195	132	5	students	student	NOUN
cjfa-8195	132	6	’	'	PUNCT
cjfa-8195	132	7	pocket	pocket	NOUN
cjfa-8195	132	8	money	money	NOUN
cjfa-8195	132	9	;	;	PUNCT
cjfa-8195	132	10	42	42	NUM
cjfa-8195	132	11	%	%	NOUN
cjfa-8195	132	12	are	be	AUX
cjfa-8195	132	13	251	251	NUM
cjfa-8195	132	14	-	-	SYM
cjfa-8195	132	15	500	500	NUM
cjfa-8195	132	16	tl	tl	PROPN
cjfa-8195	132	17	,	,	PUNCT
cjfa-8195	132	18	24,8	24,8	NUM
cjfa-8195	132	19	%	%	NOUN
cjfa-8195	132	20	are	be	AUX
cjfa-8195	132	21	501	501	NUM
cjfa-8195	132	22	-	-	SYM
cjfa-8195	132	23	750	750	NUM
cjfa-8195	132	24	tl	tl	PROPN
cjfa-8195	132	25	,	,	PUNCT
cjfa-8195	132	26	18,9	18,9	NUM
cjfa-8195	132	27	%	%	NOUN
cjfa-8195	132	28	are	be	AUX
cjfa-8195	132	29	0	0	NUM
cjfa-8195	132	30	-	-	SYM
cjfa-8195	132	31	250	250	NUM
cjfa-8195	132	32	tl	tl	PROPN
cjfa-8195	132	33	,	,	PUNCT
cjfa-8195	132	34	10,3	10,3	NUM
cjfa-8195	132	35	%	%	NOUN
cjfa-8195	132	36	are	be	AUX
cjfa-8195	132	37	751	751	NUM
cjfa-8195	132	38	-	-	SYM
cjfa-8195	132	39	1.000	1.000	NUM
cjfa-8195	132	40	tl	tl	PROPN
cjfa-8195	132	41	.	.	PUNCT
cjfa-8195	132	42	table	table	NOUN
cjfa-8195	132	43	2	2	NUM
cjfa-8195	132	44	.	.	X
cjfa-8195	132	45	demographic	demographic	ADJ
cjfa-8195	132	46	features	feature	NOUN
cjfa-8195	132	47	of	of	ADP
cjfa-8195	132	48	participants	participant	NOUN
cjfa-8195	132	49	variable	variable	ADJ
cjfa-8195	132	50	explanation	explanation	NOUN
cjfa-8195	132	51	frequency	frequency	NOUN
cjfa-8195	132	52	%	%	NOUN
cjfa-8195	132	53	variable	variable	ADJ
cjfa-8195	132	54	explanation	explanation	NOUN
cjfa-8195	132	55	frequency	frequency	NOUN
cjfa-8195	132	56	%	%	NOUN
cjfa-8195	132	57	age	age	NOUN
cjfa-8195	132	58	≤	≤	NUM
cjfa-8195	133	1	19	19	NUM
cjfa-8195	133	2	337	337	NUM
cjfa-8195	133	3	18,6	18,6	NUM
cjfa-8195	133	4	gender	gender	NOUN
cjfa-8195	133	5	female	female	NOUN
cjfa-8195	133	6	813	813	NUM
cjfa-8195	133	7	45	45	NUM
cjfa-8195	133	8	≥	≥	NOUN
cjfa-8195	133	9	20	20	NUM
cjfa-8195	133	10	1.470	1.470	NUM
cjfa-8195	133	11	81,4	81,4	NUM
cjfa-8195	133	12	male	male	ADJ
cjfa-8195	133	13	994	994	NUM
cjfa-8195	133	14	55	55	NUM
cjfa-8195	133	15	mother	mother	NOUN
cjfa-8195	133	16	’s	’s	PART
cjfa-8195	133	17	education	education	NOUN
cjfa-8195	133	18	level	level	NOUN
cjfa-8195	133	19	elementary	elementary	ADJ
cjfa-8195	133	20	school	school	NOUN
cjfa-8195	133	21	1.334	1.334	NUM
cjfa-8195	133	22	73,8	73,8	NUM
cjfa-8195	133	23	father	father	NOUN
cjfa-8195	133	24	’s	’s	PART
cjfa-8195	133	25	education	education	PROPN
cjfa-8195	133	26	level	level	PROPN
cjfa-8195	133	27	elementary	elementary	PROPN
cjfa-8195	133	28	sch	sch	PROPN
cjfa-8195	133	29	.	.	PROPN
cjfa-8195	134	1	935	935	NUM
cjfa-8195	134	2	51,7	51,7	NUM
cjfa-8195	134	3	high	high	ADJ
cjfa-8195	134	4	school	school	NOUN
cjfa-8195	134	5	379	379	NUM
cjfa-8195	134	6	21,0	21,0	NUM
cjfa-8195	134	7	high	high	ADJ
cjfa-8195	134	8	school	school	NOUN
cjfa-8195	134	9	672	672	NUM
cjfa-8195	134	10	37,2	37,2	NUM
cjfa-8195	134	11	associate	associate	NOUN
cjfa-8195	134	12	51	51	NUM
cjfa-8195	134	13	2,8	2,8	NUM
cjfa-8195	134	14	associate	associate	NOUN
cjfa-8195	134	15	103	103	NUM
cjfa-8195	134	16	5,7	5,7	NUM
cjfa-8195	134	17	graduate	graduate	NOUN
cjfa-8195	134	18	34	34	NUM
cjfa-8195	134	19	1,9	1,9	NUM
cjfa-8195	134	20	graduate	graduate	VERB
cjfa-8195	134	21	81	81	NUM
cjfa-8195	134	22	4,5	4,5	NUM
cjfa-8195	134	23	postgraduate	postgraduate	NOUN
cjfa-8195	134	24	9	9	NUM
cjfa-8195	134	25	0,5	0,5	NUM
cjfa-8195	134	26	postgraduate	postgraduate	NOUN
cjfa-8195	134	27	16	16	NUM
cjfa-8195	134	28	0,9	0,9	NUM
cjfa-8195	134	29	mediha	mediha	NOUN
cjfa-8195	134	30	mine	mine	NOUN
cjfa-8195	134	31	çelikkol	çelikkol	NOUN
cjfa-8195	134	32	,	,	PUNCT
cjfa-8195	134	33	hakan	hakan	PROPN
cjfa-8195	134	34	çelikkol52	çelikkol52	PROPN
cjfa-8195	134	35	variable	variable	ADJ
cjfa-8195	134	36	explanation	explanation	NOUN
cjfa-8195	134	37	frequency	frequency	NOUN
cjfa-8195	134	38	%	%	NOUN
cjfa-8195	134	39	variable	variable	ADJ
cjfa-8195	134	40	explanation	explanation	NOUN
cjfa-8195	134	41	frequency	frequency	NOUN
cjfa-8195	134	42	%	%	NOUN
cjfa-8195	134	43	mother	mother	NOUN
cjfa-8195	134	44	’s	’s	PART
cjfa-8195	134	45	work	work	NOUN
cjfa-8195	134	46	status	status	NOUN
cjfa-8195	134	47	worker	worker	NOUN
cjfa-8195	134	48	197	197	NUM
cjfa-8195	134	49	10,9	10,9	NUM
cjfa-8195	134	50	father	father	PROPN
cjfa-8195	134	51	’s	’s	PART
cjfa-8195	134	52	work	work	PROPN
cjfa-8195	134	53	status	status	NOUN
cjfa-8195	134	54	worker	worker	NOUN
cjfa-8195	134	55	433	433	NUM
cjfa-8195	134	56	24,0	24,0	NUM
cjfa-8195	134	57	civil	civil	ADJ
cjfa-8195	134	58	servant	servant	NOUN
cjfa-8195	134	59	128	128	NUM
cjfa-8195	134	60	7,1	7,1	NUM
cjfa-8195	134	61	civil	civil	ADJ
cjfa-8195	134	62	servant	servant	NOUN
cjfa-8195	134	63	331	331	NUM
cjfa-8195	134	64	18,3	18,3	NUM
cjfa-8195	134	65	self	self	NOUN
cjfa-8195	134	66	-employed	-employe	VERB
cjfa-8195	134	67	112	112	NUM
cjfa-8195	134	68	6,2	6,2	NUM
cjfa-8195	134	69	self	self	NOUN
cjfa-8195	134	70	-employed	-employe	VERB
cjfa-8195	134	71	433	433	NUM
cjfa-8195	134	72	24,0	24,0	NUM
cjfa-8195	134	73	farmer	farmer	NOUN
cjfa-8195	134	74	11	11	NUM
cjfa-8195	134	75	0,6	0,6	NUM
cjfa-8195	134	76	farmer	farmer	NOUN
cjfa-8195	134	77	97	97	NUM
cjfa-8195	134	78	5,4	5,4	NUM
cjfa-8195	134	79	retired	retire	VERB
cjfa-8195	134	80	91	91	NUM
cjfa-8195	134	81	5,0	5,0	NUM
cjfa-8195	134	82	retired	retire	VERB
cjfa-8195	134	83	458	458	NUM
cjfa-8195	134	84	25,3	25,3	NUM
cjfa-8195	134	85	not	not	PART
cjfa-8195	134	86	working	work	VERB
cjfa-8195	134	87	1.268	1.268	NUM
cjfa-8195	134	88	70,2	70,2	NUM
cjfa-8195	134	89	not	not	PART
cjfa-8195	134	90	working	work	VERB
cjfa-8195	134	91	55	55	NUM
cjfa-8195	134	92	3,0	3,0	NUM
cjfa-8195	134	93	residence	residence	NOUN
cjfa-8195	134	94	status	status	NOUN
cjfa-8195	134	95	mediterranean	mediterranean	PROPN
cjfa-8195	134	96	r.	r.	PROPN
cjfa-8195	134	97	188	188	NUM
cjfa-8195	134	98	10,4	10,4	NUM
cjfa-8195	134	99	av	av	NOUN
cjfa-8195	134	100	.	.	PUNCT
cjfa-8195	135	1	monthly	monthly	ADJ
cjfa-8195	135	2	household	household	NOUN
cjfa-8195	135	3	income	income	NOUN
cjfa-8195	135	4	0–1.000	0–1.000	NUM
cjfa-8195	135	5	421	421	NUM
cjfa-8195	135	6	23,3	23,3	NUM
cjfa-8195	135	7	eastern	eastern	PROPN
cjfa-8195	135	8	anatolia	anatolia	PROPN
cjfa-8195	135	9	r.	r.	VERB
cjfa-8195	135	10	72	72	NUM
cjfa-8195	136	1	4,0	4,0	NUM
cjfa-8195	136	2	1.001–3.000	1.001–3.000	NUM
cjfa-8195	136	3	1.140	1.140	NUM
cjfa-8195	136	4	63,1	63,1	NUM
cjfa-8195	136	5	aegean	aegean	ADJ
cjfa-8195	136	6	region	region	NOUN
cjfa-8195	136	7	557	557	NUM
cjfa-8195	136	8	30,8	30,8	NUM
cjfa-8195	136	9	≥	≥	NOUN
cjfa-8195	136	10	3.001	3.001	NUM
cjfa-8195	136	11	246	246	NUM
cjfa-8195	136	12	13,6	13,6	NUM
cjfa-8195	136	13	marmara	marmara	PROPN
cjfa-8195	136	14	region	region	NOUN
cjfa-8195	136	15	515	515	NUM
cjfa-8195	136	16	28,5	28,5	NUM
cjfa-8195	136	17	southeastern	southeastern	ADJ
cjfa-8195	136	18	an.r	an.r	PROPN
cjfa-8195	136	19	.	.	PUNCT
cjfa-8195	137	1	54	54	NUM
cjfa-8195	137	2	3,0	3,0	NUM
cjfa-8195	137	3	pocket	pocket	NOUN
cjfa-8195	137	4	money	money	NOUN
cjfa-8195	137	5	0–250	0–250	NUM
cjfa-8195	137	6	342	342	NUM
cjfa-8195	137	7	18,9	18,9	NUM
cjfa-8195	137	8	central	central	ADJ
cjfa-8195	137	9	anatolia	anatolia	PROPN
cjfa-8195	137	10	r.	r.	PROPN
cjfa-8195	137	11	327	327	NUM
cjfa-8195	137	12	18,1	18,1	NUM
cjfa-8195	137	13	251–500	251–500	NUM
cjfa-8195	137	14	759	759	NUM
cjfa-8195	137	15	42,0	42,0	PROPN
cjfa-8195	137	16	black	black	PROPN
cjfa-8195	137	17	sea	sea	PROPN
cjfa-8195	137	18	r.	r.	PROPN
cjfa-8195	137	19	94	94	NUM
cjfa-8195	138	1	5,2	5,2	NUM
cjfa-8195	138	2	501–750	501–750	NUM
cjfa-8195	138	3	448	448	NUM
cjfa-8195	138	4	24,8	24,8	NUM
cjfa-8195	138	5	751–1.000	751–1.000	NUM
cjfa-8195	138	6	186	186	NUM
cjfa-8195	139	1	10,3	10,3	NUM
cjfa-8195	139	2	≥	≥	NOUN
cjfa-8195	139	3	1.001	1.001	NUM
cjfa-8195	139	4	72	72	NUM
cjfa-8195	139	5	4,0	4,0	NUM
cjfa-8195	139	6	s	s	NOUN
cjfa-8195	139	7	o	o	NOUN
cjfa-8195	139	8	u	u	NOUN
cjfa-8195	139	9	r	r	NOUN
cjfa-8195	139	10	c	c	NOUN
cjfa-8195	139	11	e	e	NOUN
cjfa-8195	139	12	:	:	PUNCT
cjfa-8195	139	13	own	own	ADJ
cjfa-8195	139	14	study	study	NOUN
cjfa-8195	139	15	.	.	PUNCT
cjfa-8195	140	1	we	we	PRON
cjfa-8195	140	2	try	try	VERB
cjfa-8195	140	3	to	to	PART
cjfa-8195	140	4	find	find	VERB
cjfa-8195	140	5	and	and	CCONJ
cjfa-8195	140	6	answer	answer	VERB
cjfa-8195	140	7	to	to	ADP
cjfa-8195	140	8	the	the	DET
cjfa-8195	140	9	question	question	NOUN
cjfa-8195	140	10	:	:	PUNCT
cjfa-8195	140	11	“	"	PUNCT
cjfa-8195	140	12	is	be	AUX
cjfa-8195	140	13	there	there	PRON
cjfa-8195	140	14	a	a	DET
cjfa-8195	140	15	meaningful	meaningful	ADJ
cjfa-8195	140	16	difference	difference	NOUN
cjfa-8195	140	17	in	in	ADP
cjfa-8195	140	18	financial	financial	ADJ
cjfa-8195	140	19	literacy	literacy	NOUN
cjfa-8195	140	20	levels	level	NOUN
cjfa-8195	140	21	according	accord	VERB
cjfa-8195	140	22	to	to	ADP
cjfa-8195	140	23	variables	variable	NOUN
cjfa-8195	140	24	of	of	ADP
cjfa-8195	140	25	gender	gender	NOUN
cjfa-8195	140	26	,	,	PUNCT
cjfa-8195	140	27	program	program	NOUN
cjfa-8195	140	28	that	that	SCONJ
cjfa-8195	140	29	they	they	PRON
cjfa-8195	140	30	are	be	AUX
cjfa-8195	140	31	taking	take	VERB
cjfa-8195	140	32	education	education	NOUN
cjfa-8195	140	33	,	,	PUNCT
cjfa-8195	140	34	age	age	NOUN
cjfa-8195	140	35	,	,	PUNCT
cjfa-8195	140	36	parents	parent	NOUN
cjfa-8195	140	37	’	'	PUNCT
cjfa-8195	140	38	occupation	occupation	NOUN
cjfa-8195	140	39	,	,	PUNCT
cjfa-8195	140	40	region	region	NOUN
cjfa-8195	140	41	they	they	PRON
cjfa-8195	140	42	reside	reside	VERB
cjfa-8195	140	43	,	,	PUNCT
cjfa-8195	140	44	average	average	ADJ
cjfa-8195	140	45	monthly	monthly	ADJ
cjfa-8195	140	46	household	household	NOUN
cjfa-8195	140	47	income	income	NOUN
cjfa-8195	140	48	,	,	PUNCT
cjfa-8195	140	49	pocket	pocket	NOUN
cjfa-8195	140	50	money	money	NOUN
cjfa-8195	140	51	and	and	CCONJ
cjfa-8195	140	52	parents	parent	NOUN
cjfa-8195	140	53	’	’	PART
cjfa-8195	140	54	education	education	NOUN
cjfa-8195	140	55	level	level	NOUN
cjfa-8195	140	56	?	?	PUNCT
cjfa-8195	140	57	”	"	PUNCT
cjfa-8195	141	1	(	(	PUNCT
cjfa-8195	141	2	table	table	NOUN
cjfa-8195	141	3	2	2	NUM
cjfa-8195	141	4	)	)	PUNCT
cjfa-8195	141	5	.	.	PUNCT
cjfa-8195	142	1	as	as	ADP
cjfa-8195	142	2	a	a	DET
cjfa-8195	142	3	result	result	NOUN
cjfa-8195	142	4	of	of	ADP
cjfa-8195	142	5	these	these	DET
cjfa-8195	142	6	questions	question	NOUN
cjfa-8195	142	7	,	,	PUNCT
cjfa-8195	142	8	the	the	DET
cjfa-8195	142	9	hypotheses	hypothesis	NOUN
cjfa-8195	142	10	that	that	PRON
cjfa-8195	142	11	will	will	AUX
cjfa-8195	142	12	be	be	AUX
cjfa-8195	142	13	tested	test	VERB
cjfa-8195	142	14	are	be	AUX
cjfa-8195	142	15	below	below	ADV
cjfa-8195	142	16	(	(	PUNCT
cjfa-8195	142	17	table	table	NOUN
cjfa-8195	142	18	3	3	NUM
cjfa-8195	142	19	):	):	PUNCT
cjfa-8195	142	20	the	the	DET
cjfa-8195	142	21	evaluation	evaluation	NOUN
cjfa-8195	142	22	of	of	ADP
cjfa-8195	142	23	the	the	DET
cjfa-8195	142	24	students	student	NOUN
cjfa-8195	142	25	in	in	ADP
cjfa-8195	142	26	dumlupinar	dumlupinar	PROPN
cjfa-8195	142	27	university	university	NOUN
cjfa-8195	142	28	…	…	PUNCT
cjfa-8195	142	29	53	53	NUM
cjfa-8195	142	30	table	table	NOUN
cjfa-8195	142	31	3	3	NUM
cjfa-8195	142	32	.	.	PUNCT
cjfa-8195	143	1	hypotheses	hypothesis	NOUN
cjfa-8195	143	2	h1	h1	ADJ
cjfa-8195	143	3	:	:	PUNCT
cjfa-8195	143	4	there	there	PRON
cjfa-8195	143	5	is	be	VERB
cjfa-8195	143	6	a	a	DET
cjfa-8195	143	7	statistically	statistically	ADV
cjfa-8195	143	8	significant	significant	ADJ
cjfa-8195	143	9	difference	difference	NOUN
cjfa-8195	143	10	between	between	ADP
cjfa-8195	143	11	gender	gender	NOUN
cjfa-8195	143	12	variable	variable	NOUN
cjfa-8195	143	13	and	and	CCONJ
cjfa-8195	143	14	financial	financial	ADJ
cjfa-8195	143	15	literacy	literacy	NOUN
cjfa-8195	143	16	level	level	NOUN
cjfa-8195	143	17	.	.	PUNCT
cjfa-8195	144	1	h2	h2	NOUN
cjfa-8195	144	2	:	:	PUNCT
cjfa-8195	144	3	there	there	PRON
cjfa-8195	144	4	is	be	VERB
cjfa-8195	144	5	a	a	DET
cjfa-8195	144	6	statistically	statistically	ADV
cjfa-8195	144	7	significant	significant	ADJ
cjfa-8195	144	8	difference	difference	NOUN
cjfa-8195	144	9	between	between	ADP
cjfa-8195	144	10	the	the	DET
cjfa-8195	144	11	program	program	NOUN
cjfa-8195	144	12	that	that	PRON
cjfa-8195	144	13	they	they	PRON
cjfa-8195	144	14	take	take	VERB
cjfa-8195	144	15	education	education	NOUN
cjfa-8195	144	16	variable	variable	NOUN
cjfa-8195	144	17	and	and	CCONJ
cjfa-8195	144	18	financial	financial	ADJ
cjfa-8195	144	19	literacy	literacy	NOUN
cjfa-8195	144	20	level	level	NOUN
cjfa-8195	144	21	.	.	PUNCT
cjfa-8195	145	1	h3	h3	NOUN
cjfa-8195	145	2	:	:	PUNCT
cjfa-8195	145	3	there	there	PRON
cjfa-8195	145	4	is	be	VERB
cjfa-8195	145	5	a	a	DET
cjfa-8195	145	6	statistically	statistically	ADV
cjfa-8195	145	7	significant	significant	ADJ
cjfa-8195	145	8	difference	difference	NOUN
cjfa-8195	145	9	between	between	ADP
cjfa-8195	145	10	age	age	NOUN
cjfa-8195	145	11	variable	variable	ADJ
cjfa-8195	145	12	and	and	CCONJ
cjfa-8195	145	13	financial	financial	ADJ
cjfa-8195	145	14	literacy	literacy	NOUN
cjfa-8195	145	15	level	level	NOUN
cjfa-8195	145	16	.	.	PUNCT
cjfa-8195	146	1	h4	h4	NOUN
cjfa-8195	146	2	:	:	PUNCT
cjfa-8195	146	3	there	there	PRON
cjfa-8195	146	4	is	be	VERB
cjfa-8195	146	5	a	a	DET
cjfa-8195	146	6	statistically	statistically	ADV
cjfa-8195	146	7	significant	significant	ADJ
cjfa-8195	146	8	difference	difference	NOUN
cjfa-8195	146	9	between	between	ADP
cjfa-8195	146	10	occupation	occupation	NOUN
cjfa-8195	146	11	of	of	ADP
cjfa-8195	146	12	mother	mother	NOUN
cjfa-8195	146	13	variable	variable	ADJ
cjfa-8195	146	14	and	and	CCONJ
cjfa-8195	146	15	financial	financial	ADJ
cjfa-8195	146	16	literacy	literacy	NOUN
cjfa-8195	146	17	level	level	NOUN
cjfa-8195	146	18	.	.	PUNCT
cjfa-8195	147	1	h5	h5	PROPN
cjfa-8195	147	2	:	:	PUNCT
cjfa-8195	147	3	there	there	PRON
cjfa-8195	147	4	is	be	VERB
cjfa-8195	147	5	a	a	DET
cjfa-8195	147	6	statistically	statistically	ADV
cjfa-8195	147	7	significant	significant	ADJ
cjfa-8195	147	8	difference	difference	NOUN
cjfa-8195	147	9	between	between	ADP
cjfa-8195	147	10	occupation	occupation	NOUN
cjfa-8195	147	11	of	of	ADP
cjfa-8195	147	12	father	father	PROPN
cjfa-8195	147	13	variable	variable	ADJ
cjfa-8195	147	14	and	and	CCONJ
cjfa-8195	147	15	financial	financial	ADJ
cjfa-8195	147	16	literacy	literacy	NOUN
cjfa-8195	147	17	level	level	NOUN
cjfa-8195	147	18	.	.	PUNCT
cjfa-8195	148	1	h6	h6	NOUN
cjfa-8195	148	2	:	:	PUNCT
cjfa-8195	148	3	there	there	PRON
cjfa-8195	148	4	is	be	VERB
cjfa-8195	148	5	a	a	DET
cjfa-8195	148	6	statistically	statistically	ADV
cjfa-8195	148	7	significant	significant	ADJ
cjfa-8195	148	8	difference	difference	NOUN
cjfa-8195	148	9	between	between	ADP
cjfa-8195	148	10	the	the	DET
cjfa-8195	148	11	region	region	NOUN
cjfa-8195	148	12	they	they	PRON
cjfa-8195	148	13	reside	reside	VERB
cjfa-8195	148	14	variable	variable	ADJ
cjfa-8195	148	15	and	and	CCONJ
cjfa-8195	148	16	financial	financial	ADJ
cjfa-8195	148	17	literacy	literacy	NOUN
cjfa-8195	148	18	level	level	NOUN
cjfa-8195	148	19	.	.	PUNCT
cjfa-8195	149	1	h7	h7	NOUN
cjfa-8195	149	2	:	:	PUNCT
cjfa-8195	149	3	there	there	PRON
cjfa-8195	149	4	is	be	VERB
cjfa-8195	149	5	a	a	DET
cjfa-8195	149	6	statistically	statistically	ADV
cjfa-8195	149	7	significant	significant	ADJ
cjfa-8195	149	8	difference	difference	NOUN
cjfa-8195	149	9	between	between	ADP
cjfa-8195	149	10	average	average	ADJ
cjfa-8195	149	11	monthly	monthly	ADJ
cjfa-8195	149	12	household	household	NOUN
cjfa-8195	149	13	income	income	NOUN
cjfa-8195	149	14	variable	variable	NOUN
cjfa-8195	149	15	and	and	CCONJ
cjfa-8195	149	16	financial	financial	ADJ
cjfa-8195	149	17	literacy	literacy	NOUN
cjfa-8195	149	18	level	level	NOUN
cjfa-8195	149	19	.	.	PUNCT
cjfa-8195	150	1	h8	h8	NOUN
cjfa-8195	150	2	:	:	PUNCT
cjfa-8195	150	3	there	there	PRON
cjfa-8195	150	4	is	be	VERB
cjfa-8195	150	5	a	a	DET
cjfa-8195	150	6	statistically	statistically	ADV
cjfa-8195	150	7	significant	significant	ADJ
cjfa-8195	150	8	difference	difference	NOUN
cjfa-8195	150	9	between	between	ADP
cjfa-8195	150	10	pocket	pocket	NOUN
cjfa-8195	150	11	money	money	NOUN
cjfa-8195	150	12	variable	variable	ADJ
cjfa-8195	150	13	and	and	CCONJ
cjfa-8195	150	14	financial	financial	ADJ
cjfa-8195	150	15	literacy	literacy	NOUN
cjfa-8195	150	16	level	level	NOUN
cjfa-8195	150	17	.	.	PUNCT
cjfa-8195	151	1	h9	h9	NOUN
cjfa-8195	151	2	:	:	PUNCT
cjfa-8195	151	3	there	there	PRON
cjfa-8195	151	4	is	be	VERB
cjfa-8195	151	5	a	a	DET
cjfa-8195	151	6	statistically	statistically	ADV
cjfa-8195	151	7	significant	significant	ADJ
cjfa-8195	151	8	difference	difference	NOUN
cjfa-8195	151	9	between	between	ADP
cjfa-8195	151	10	education	education	NOUN
cjfa-8195	151	11	level	level	NOUN
cjfa-8195	151	12	of	of	ADP
cjfa-8195	151	13	mother	mother	NOUN
cjfa-8195	151	14	variable	variable	ADJ
cjfa-8195	151	15	and	and	CCONJ
cjfa-8195	151	16	financial	financial	ADJ
cjfa-8195	151	17	literacy	literacy	NOUN
cjfa-8195	151	18	level	level	NOUN
cjfa-8195	151	19	.	.	PUNCT
cjfa-8195	152	1	h10	h10	NOUN
cjfa-8195	152	2	:	:	PUNCT
cjfa-8195	152	3	there	there	PRON
cjfa-8195	152	4	is	be	VERB
cjfa-8195	152	5	a	a	DET
cjfa-8195	152	6	statistically	statistically	ADV
cjfa-8195	152	7	significant	significant	ADJ
cjfa-8195	152	8	difference	difference	NOUN
cjfa-8195	152	9	between	between	ADP
cjfa-8195	152	10	education	education	NOUN
cjfa-8195	152	11	level	level	NOUN
cjfa-8195	152	12	of	of	ADP
cjfa-8195	152	13	father	father	NOUN
cjfa-8195	152	14	variable	variable	ADJ
cjfa-8195	152	15	and	and	CCONJ
cjfa-8195	152	16	financial	financial	ADJ
cjfa-8195	152	17	literacy	literacy	NOUN
cjfa-8195	152	18	level	level	NOUN
cjfa-8195	152	19	.	.	PUNCT
cjfa-8195	153	1	h11	h11	NOUN
cjfa-8195	153	2	:	:	PUNCT
cjfa-8195	153	3	student	student	NOUN
cjfa-8195	153	4	’s	’s	PART
cjfa-8195	153	5	sources	source	NOUN
cjfa-8195	153	6	of	of	ADP
cjfa-8195	153	7	motivation	motivation	NOUN
cjfa-8195	153	8	in	in	ADP
cjfa-8195	153	9	shopping	shopping	NOUN
cjfa-8195	153	10	changes	change	NOUN
cjfa-8195	153	11	according	accord	VERB
cjfa-8195	153	12	to	to	ADP
cjfa-8195	153	13	their	their	PRON
cjfa-8195	153	14	pocket	pocket	NOUN
cjfa-8195	153	15	money	money	NOUN
cjfa-8195	153	16	.	.	PUNCT
cjfa-8195	154	1	h12	h12	NOUN
cjfa-8195	154	2	:	:	PUNCT
cjfa-8195	154	3	there	there	PRON
cjfa-8195	154	4	is	be	VERB
cjfa-8195	154	5	a	a	DET
cjfa-8195	154	6	statistically	statistically	ADV
cjfa-8195	154	7	significant	significant	ADJ
cjfa-8195	154	8	difference	difference	NOUN
cjfa-8195	154	9	between	between	ADP
cjfa-8195	154	10	investment	investment	NOUN
cjfa-8195	154	11	choice	choice	NOUN
cjfa-8195	154	12	and	and	CCONJ
cjfa-8195	154	13	need	need	VERB
cjfa-8195	154	14	for	for	ADP
cjfa-8195	154	15	financial	financial	ADJ
cjfa-8195	154	16	information	information	NOUN
cjfa-8195	154	17	.	.	PUNCT
cjfa-8195	155	1	s	s	PART
cjfa-8195	155	2	o	o	X
cjfa-8195	155	3	u	u	NOUN
cjfa-8195	155	4	r	r	NOUN
cjfa-8195	155	5	c	c	NOUN
cjfa-8195	155	6	e	e	NOUN
cjfa-8195	155	7	:	:	PUNCT
cjfa-8195	155	8	own	own	ADJ
cjfa-8195	155	9	study	study	NOUN
cjfa-8195	155	10	.	.	PUNCT
cjfa-8195	156	1	a	a	DET
cjfa-8195	156	2	statistically	statistically	ADV
cjfa-8195	156	3	significant	significant	ADJ
cjfa-8195	156	4	difference	difference	NOUN
cjfa-8195	156	5	between	between	ADP
cjfa-8195	156	6	gender	gender	NOUN
cjfa-8195	156	7	variable	variable	NOUN
cjfa-8195	156	8	and	and	CCONJ
cjfa-8195	156	9	financial	financial	ADJ
cjfa-8195	156	10	literacy	literacy	NOUN
cjfa-8195	156	11	level	level	NOUN
cjfa-8195	156	12	has	have	AUX
cjfa-8195	156	13	been	be	AUX
cjfa-8195	156	14	found	find	VERB
cjfa-8195	156	15	and	and	CCONJ
cjfa-8195	156	16	showed	show	VERB
cjfa-8195	156	17	in	in	ADP
cjfa-8195	156	18	table	table	NOUN
cjfa-8195	156	19	4	4	NUM
cjfa-8195	156	20	.	.	PUNCT
cjfa-8195	156	21	financial	financial	ADJ
cjfa-8195	156	22	literacy	literacy	NOUN
cjfa-8195	156	23	in	in	ADP
cjfa-8195	156	24	women	woman	NOUN
cjfa-8195	156	25	is	be	AUX
cjfa-8195	156	26	detected	detect	VERB
cjfa-8195	156	27	as	as	ADP
cjfa-8195	156	28	(=	(=	NOUN
cjfa-8195	156	29	3.14	3.14	NUM
cjfa-8195	156	30	)	)	PUNCT
cjfa-8195	156	31	,	,	PUNCT
cjfa-8195	156	32	and	and	CCONJ
cjfa-8195	156	33	(=	(=	NOUN
cjfa-8195	156	34	3.06	3.06	NUM
cjfa-8195	156	35	)	)	PUNCT
cjfa-8195	156	36	in	in	ADP
cjfa-8195	156	37	men	man	NOUN
cjfa-8195	156	38	.	.	PUNCT
cjfa-8195	157	1	h1	h1	PROPN
cjfa-8195	157	2	hypothesis	hypothesis	NOUN
cjfa-8195	157	3	is	be	AUX
cjfa-8195	157	4	accepted	accept	VERB
cjfa-8195	157	5	according	accord	VERB
cjfa-8195	157	6	to	to	ADP
cjfa-8195	157	7	independent	independent	PROPN
cjfa-8195	157	8	t	t	PROPN
cjfa-8195	157	9	test	test	NOUN
cjfa-8195	157	10	results	result	NOUN
cjfa-8195	157	11	in	in	ADP
cjfa-8195	157	12	table	table	NOUN
cjfa-8195	157	13	4	4	NUM
cjfa-8195	157	14	(	(	PUNCT
cjfa-8195	157	15	p<0.01	p<0.01	PROPN
cjfa-8195	157	16	)	)	PUNCT
cjfa-8195	157	17	.	.	PUNCT
cjfa-8195	158	1	table	table	NOUN
cjfa-8195	158	2	4	4	NUM
cjfa-8195	158	3	.	.	PUNCT
cjfa-8195	158	4	independent	independent	PROPN
cjfa-8195	158	5	t	t	PROPN
cjfa-8195	158	6	test	test	NOUN
cjfa-8195	158	7	results	result	NOUN
cjfa-8195	158	8	of	of	ADP
cjfa-8195	158	9	financial	financial	ADJ
cjfa-8195	158	10	literacy	literacy	NOUN
cjfa-8195	158	11	about	about	ADP
cjfa-8195	158	12	gender	gender	NOUN
cjfa-8195	158	13	variable	variable	ADJ
cjfa-8195	158	14	gender	gender	NOUN
cjfa-8195	158	15	n	n	DET
cjfa-8195	158	16	x	x	PROPN
cjfa-8195	158	17	–	–	PUNCT
cjfa-8195	158	18	ss	ss	NOUN
cjfa-8195	158	19	sd	sd	ADP
cjfa-8195	158	20	t	t	PROPN
cjfa-8195	158	21	p	p	X
cjfa-8195	158	22	financial	financial	ADJ
cjfa-8195	158	23	literacy	literacy	NOUN
cjfa-8195	158	24	female	female	ADJ
cjfa-8195	158	25	813	813	NUM
cjfa-8195	158	26	3.14	3.14	NUM
cjfa-8195	158	27	.467	.467	NUM
cjfa-8195	158	28	1805	1805	NUM
cjfa-8195	158	29	3.527	3.527	NUM
cjfa-8195	158	30	.000	.000	NUM
cjfa-8195	158	31	male	male	NOUN
cjfa-8195	158	32	994	994	NUM
cjfa-8195	158	33	3.06	3.06	NUM
cjfa-8195	158	34	.456	.456	NUM
cjfa-8195	158	35	(	(	PUNCT
cjfa-8195	158	36	p<0.01	p<0.01	PROPN
cjfa-8195	158	37	)	)	PUNCT
cjfa-8195	158	38	s	s	PART
cjfa-8195	158	39	o	o	NOUN
cjfa-8195	158	40	u	u	NOUN
cjfa-8195	158	41	r	r	NOUN
cjfa-8195	158	42	c	c	NOUN
cjfa-8195	158	43	e	e	NOUN
cjfa-8195	158	44	:	:	PUNCT
cjfa-8195	158	45	own	own	ADJ
cjfa-8195	158	46	study	study	NOUN
cjfa-8195	158	47	.	.	PUNCT
cjfa-8195	159	1	mediha	mediha	PROPN
cjfa-8195	159	2	mine	mine	PROPN
cjfa-8195	159	3	çelikkol	çelikkol	PROPN
cjfa-8195	159	4	,	,	PUNCT
cjfa-8195	159	5	hakan	hakan	PROPN
cjfa-8195	159	6	çelikkol54	çelikkol54	PROPN
cjfa-8195	159	7	in	in	ADP
cjfa-8195	159	8	table	table	NOUN
cjfa-8195	159	9	5	5	NUM
cjfa-8195	159	10	,	,	PUNCT
cjfa-8195	159	11	the	the	DET
cjfa-8195	159	12	significance	significance	NOUN
cjfa-8195	159	13	of	of	ADP
cjfa-8195	159	14	the	the	DET
cjfa-8195	159	15	difference	difference	NOUN
cjfa-8195	159	16	between	between	ADP
cjfa-8195	159	17	the	the	DET
cjfa-8195	159	18	program	program	NOUN
cjfa-8195	159	19	that	that	PRON
cjfa-8195	159	20	participant	participant	NOUN
cjfa-8195	159	21	takes	take	VERB
cjfa-8195	159	22	education	education	NOUN
cjfa-8195	159	23	and	and	CCONJ
cjfa-8195	159	24	financial	financial	ADJ
cjfa-8195	159	25	literacy	literacy	NOUN
cjfa-8195	159	26	level	level	NOUN
cjfa-8195	159	27	is	be	AUX
cjfa-8195	159	28	tested	test	VERB
cjfa-8195	159	29	with	with	ADP
cjfa-8195	159	30	one	one	NUM
cjfa-8195	159	31	-	-	PUNCT
cjfa-8195	159	32	way	way	NOUN
cjfa-8195	159	33	analysis	analysis	NOUN
cjfa-8195	159	34	of	of	ADP
cjfa-8195	159	35	variance	variance	NOUN
cjfa-8195	159	36	and	and	CCONJ
cjfa-8195	159	37	it	it	PRON
cjfa-8195	159	38	is	be	AUX
cjfa-8195	159	39	seen	see	VERB
cjfa-8195	159	40	that	that	SCONJ
cjfa-8195	159	41	there	there	PRON
cjfa-8195	159	42	is	be	VERB
cjfa-8195	159	43	a	a	DET
cjfa-8195	159	44	statistically	statistically	ADV
cjfa-8195	159	45	significant	significant	ADJ
cjfa-8195	159	46	differentiation	differentiation	NOUN
cjfa-8195	159	47	.	.	PUNCT
cjfa-8195	160	1	according	accord	VERB
cjfa-8195	160	2	to	to	ADP
cjfa-8195	160	3	the	the	DET
cjfa-8195	160	4	results	result	NOUN
cjfa-8195	160	5	of	of	ADP
cjfa-8195	160	6	post	post	X
cjfa-8195	160	7	hoc	hoc	X
cjfa-8195	160	8	lsd	lsd	NOUN
cjfa-8195	160	9	test	test	NOUN
cjfa-8195	160	10	,	,	PUNCT
cjfa-8195	160	11	financial	financial	ADJ
cjfa-8195	160	12	literacy	literacy	NOUN
cjfa-8195	160	13	rates	rate	NOUN
cjfa-8195	160	14	of	of	ADP
cjfa-8195	160	15	students	student	NOUN
cjfa-8195	160	16	who	who	PRON
cjfa-8195	160	17	are	be	AUX
cjfa-8195	160	18	respectively	respectively	ADV
cjfa-8195	160	19	in	in	ADP
cjfa-8195	160	20	banking	banking	NOUN
cjfa-8195	160	21	and	and	CCONJ
cjfa-8195	160	22	insurance	insurance	NOUN
cjfa-8195	160	23	(	(	PUNCT
cjfa-8195	160	24	a	a	X
cjfa-8195	160	25	)	)	PUNCT
cjfa-8195	160	26	,	,	PUNCT
cjfa-8195	160	27	foreign	foreign	ADJ
cjfa-8195	160	28	trade	trade	NOUN
cjfa-8195	160	29	(	(	PUNCT
cjfa-8195	160	30	c	c	NOUN
cjfa-8195	160	31	)	)	PUNCT
cjfa-8195	160	32	and	and	CCONJ
cjfa-8195	160	33	accounting	accounting	NOUN
cjfa-8195	160	34	and	and	CCONJ
cjfa-8195	160	35	tax	tax	NOUN
cjfa-8195	160	36	applications	application	NOUN
cjfa-8195	160	37	(	(	PUNCT
cjfa-8195	160	38	g	g	NOUN
cjfa-8195	160	39	)	)	PUNCT
cjfa-8195	160	40	programs	program	NOUN
cjfa-8195	160	41	are	be	AUX
cjfa-8195	160	42	comparatively	comparatively	ADV
cjfa-8195	160	43	higher	high	ADJ
cjfa-8195	160	44	and	and	CCONJ
cjfa-8195	160	45	this	this	DET
cjfa-8195	160	46	difference	difference	NOUN
cjfa-8195	160	47	is	be	AUX
cjfa-8195	160	48	statistically	statistically	ADV
cjfa-8195	160	49	significant	significant	ADJ
cjfa-8195	160	50	at	at	ADP
cjfa-8195	160	51	p<0.01	p<0.01	ADJ
cjfa-8195	160	52	level	level	NOUN
cjfa-8195	160	53	.	.	PUNCT
cjfa-8195	161	1	therefore	therefore	ADV
cjfa-8195	161	2	,	,	PUNCT
cjfa-8195	161	3	h2	h2	NOUN
cjfa-8195	161	4	hypothesis	hypothesis	NOUN
cjfa-8195	161	5	is	be	AUX
cjfa-8195	161	6	accepted	accept	VERB
cjfa-8195	161	7	according	accord	VERB
cjfa-8195	161	8	to	to	ADP
cjfa-8195	161	9	anova	anova	PROPN
cjfa-8195	161	10	results	result	NOUN
cjfa-8195	161	11	in	in	ADP
cjfa-8195	161	12	table	table	NOUN
cjfa-8195	161	13	5	5	NUM
cjfa-8195	161	14	(	(	PUNCT
cjfa-8195	161	15	p<0.01	p<0.01	PROPN
cjfa-8195	161	16	)	)	PUNCT
cjfa-8195	161	17	.	.	PUNCT
cjfa-8195	162	1	table	table	NOUN
cjfa-8195	162	2	5	5	NUM
cjfa-8195	162	3	.	.	PUNCT
cjfa-8195	163	1	anova	anova	PROPN
cjfa-8195	163	2	results	result	NOUN
cjfa-8195	163	3	of	of	ADP
cjfa-8195	163	4	financial	financial	ADJ
cjfa-8195	163	5	literacy	literacy	NOUN
cjfa-8195	163	6	about	about	ADP
cjfa-8195	163	7	program	program	NOUN
cjfa-8195	163	8	variable	variable	ADJ
cjfa-8195	163	9	program	program	NOUN
cjfa-8195	163	10	n	n	NOUN
cjfa-8195	163	11	x	x	NOUN
cjfa-8195	163	12	–	–	PUNCT
cjfa-8195	163	13	ss	ss	NOUN
cjfa-8195	164	1	f	f	PROPN
cjfa-8195	164	2	p	p	NOUN
cjfa-8195	164	3	statistically	statistically	ADV
cjfa-8195	164	4	significant	significant	ADJ
cjfa-8195	164	5	difference	difference	NOUN
cjfa-8195	164	6	fi	fi	NOUN
cjfa-8195	164	7	na	na	PROPN
cjfa-8195	164	8	nc	nc	PROPN
cjfa-8195	164	9	ia	ia	PROPN
cjfa-8195	164	10	l	l	PROPN
cjfa-8195	164	11	l	l	PROPN
cjfa-8195	164	12	ite	ite	PROPN
cjfa-8195	164	13	ra	ra	PROPN
cjfa-8195	164	14	cy	cy	PROPN
cjfa-8195	164	15	a.	a.	NOUN
cjfa-8195	164	16	banking	banking	NOUN
cjfa-8195	164	17	and	and	CCONJ
cjfa-8195	164	18	insurance	insurance	NOUN
cjfa-8195	164	19	200	200	NUM
cjfa-8195	164	20	3.26	3.26	NUM
cjfa-8195	164	21	.435	.435	NUM
cjfa-8195	164	22	8.485	8.485	NUM
cjfa-8195	164	23	.000	.000	NUM
cjfa-8195	164	24	a	a	DET
cjfa-8195	164	25	:	:	PUNCT
cjfa-8195	164	26	b	b	X
cjfa-8195	164	27	-	-	PUNCT
cjfa-8195	164	28	c	c	NOUN
cjfa-8195	164	29	-	-	PUNCT
cjfa-8195	164	30	d	d	NOUN
cjfa-8195	164	31	-	-	PUNCT
cjfa-8195	164	32	e	e	NOUN
cjfa-8195	164	33	-	-	ADJ
cjfa-8195	164	34	f	f	ADJ
cjfa-8195	164	35	-	-	PUNCT
cjfa-8195	164	36	g	g	NOUN
cjfa-8195	164	37	-	-	PUNCT
cjfa-8195	164	38	h	h	NOUN
cjfa-8195	164	39	-	-	PUNCT
cjfa-8195	164	40	i	i	PROPN
cjfa-8195	164	41	-	-	PUNCT
cjfa-8195	164	42	j	j	PROPN
cjfa-8195	164	43	-	-	PROPN
cjfa-8195	164	44	k	k	PROPN
cjfa-8195	164	45	b	b	PROPN
cjfa-8195	164	46	:	:	PUNCT
cjfa-8195	164	47	c	c	X
cjfa-8195	164	48	-	-	PUNCT
cjfa-8195	164	49	d	d	VERB
cjfa-8195	164	50	-	-	PUNCT
cjfa-8195	164	51	e	e	NOUN
cjfa-8195	164	52	-	-	NOUN
cjfa-8195	164	53	g	g	NOUN
cjfa-8195	164	54	-	-	PUNCT
cjfa-8195	164	55	k	k	NOUN
cjfa-8195	164	56	c	c	NOUN
cjfa-8195	164	57	:	:	PUNCT
cjfa-8195	164	58	f	f	X
cjfa-8195	164	59	-	-	PUNCT
cjfa-8195	164	60	i	i	PROPN
cjfa-8195	164	61	-	-	PUNCT
cjfa-8195	164	62	j	j	PROPN
cjfa-8195	164	63	-	-	PROPN
cjfa-8195	164	64	k	k	PROPN
cjfa-8195	164	65	d	d	NOUN
cjfa-8195	164	66	:	:	PUNCT
cjfa-8195	164	67	f	f	X
cjfa-8195	164	68	-	-	PUNCT
cjfa-8195	164	69	i	i	PROPN
cjfa-8195	164	70	-	-	PUNCT
cjfa-8195	164	71	j	j	PROPN
cjfa-8195	164	72	-	-	PROPN
cjfa-8195	164	73	k	k	PROPN
cjfa-8195	164	74	e	e	NOUN
cjfa-8195	164	75	:	:	PUNCT
cjfa-8195	164	76	f	f	X
cjfa-8195	164	77	-	-	PUNCT
cjfa-8195	164	78	i	i	PROPN
cjfa-8195	164	79	-	-	PUNCT
cjfa-8195	164	80	j	j	PROPN
cjfa-8195	164	81	-	-	PROPN
cjfa-8195	164	82	k	k	NOUN
cjfa-8195	164	83	f	f	NOUN
cjfa-8195	164	84	:	:	PUNCT
cjfa-8195	164	85	g	g	ADP
cjfa-8195	164	86	g	g	PROPN
cjfa-8195	164	87	:	:	PUNCT
cjfa-8195	164	88	h	h	NOUN
cjfa-8195	164	89	-	-	PUNCT
cjfa-8195	164	90	i	i	PROPN
cjfa-8195	164	91	-	-	PUNCT
cjfa-8195	164	92	j	j	PROPN
cjfa-8195	164	93	-	-	PROPN
cjfa-8195	164	94	k	k	PROPN
cjfa-8195	164	95	i	i	NOUN
cjfa-8195	164	96	:	:	PUNCT
cjfa-8195	165	1	k	k	PROPN
cjfa-8195	165	2	j	j	PROPN
cjfa-8195	165	3	:	:	PUNCT
cjfa-8195	165	4	k	k	PROPN
cjfa-8195	165	5	b.	b.	PROPN
cjfa-8195	165	6	office	office	PROPN
cjfa-8195	165	7	man	man	NOUN
cjfa-8195	165	8	.	.	PUNCT
cjfa-8195	166	1	and	and	CCONJ
cjfa-8195	166	2	executive	executive	ADJ
cjfa-8195	166	3	ass	ass	NOUN
cjfa-8195	166	4	.	.	PUNCT
cjfa-8195	167	1	196	196	NUM
cjfa-8195	167	2	3.05	3.05	NUM
cjfa-8195	167	3	.443	.443	NUM
cjfa-8195	167	4	c.	c.	PROPN
cjfa-8195	167	5	foreign	foreign	ADJ
cjfa-8195	167	6	trade	trade	NOUN
cjfa-8195	167	7	201	201	NUM
cjfa-8195	167	8	3.17	3.17	NUM
cjfa-8195	167	9	.462	.462	NUM
cjfa-8195	167	10	d.	d.	PROPN
cjfa-8195	167	11	real	real	ADJ
cjfa-8195	167	12	estate	estate	NOUN
cjfa-8195	167	13	and	and	CCONJ
cjfa-8195	167	14	real	real	ADJ
cjfa-8195	167	15	estate	estate	NOUN
cjfa-8195	167	16	man	man	NOUN
cjfa-8195	167	17	.	.	PUNCT
cjfa-8195	168	1	137	137	NUM
cjfa-8195	168	2	3.15	3.15	NUM
cjfa-8195	168	3	.353	.353	NUM
cjfa-8195	168	4	e.	e.	PROPN
cjfa-8195	168	5	business	business	PROPN
cjfa-8195	168	6	administration	administration	PROPN
cjfa-8195	168	7	177	177	NUM
cjfa-8195	168	8	3.16	3.16	NUM
cjfa-8195	168	9	.405	.405	NUM
cjfa-8195	168	10	f.	f.	PROPN
cjfa-8195	168	11	logistics	logistic	NOUN
cjfa-8195	168	12	147	147	NUM
cjfa-8195	168	13	2.99	2.99	NUM
cjfa-8195	168	14	.477	.477	NOUN
cjfa-8195	168	15	g.	g.	NOUN
cjfa-8195	168	16	accounting	accounting	PROPN
cjfa-8195	168	17	and	and	CCONJ
cjfa-8195	168	18	tax	tax	NOUN
cjfa-8195	168	19	applications	application	NOUN
cjfa-8195	168	20	195	195	NUM
cjfa-8195	168	21	3.17	3.17	NUM
cjfa-8195	168	22	.456	.456	NUM
cjfa-8195	168	23	h.	h.	NOUN
cjfa-8195	168	24	bus	bus	NOUN
cjfa-8195	168	25	captaincy	captaincy	NOUN
cjfa-8195	168	26	59	59	NUM
cjfa-8195	168	27	3.04	3.04	NUM
cjfa-8195	168	28	.457	.457	NUM
cjfa-8195	168	29	i.	i.	PROPN
cjfa-8195	168	30	marketing	marketing	NOUN
cjfa-8195	168	31	153	153	NUM
cjfa-8195	168	32	3.02	3.02	NUM
cjfa-8195	168	33	.519	.519	NUM
cjfa-8195	169	1	j.	j.	PROPN
cjfa-8195	169	2	tourism	tourism	PROPN
cjfa-8195	169	3	and	and	CCONJ
cjfa-8195	169	4	hotel	hotel	NOUN
cjfa-8195	169	5	management	management	NOUN
cjfa-8195	169	6	162	162	NUM
cjfa-8195	169	7	3.04	3.04	NUM
cjfa-8195	169	8	.503	.503	NUM
cjfa-8195	169	9	k.	k.	PROPN
cjfa-8195	170	1	tourism	tourism	PROPN
cjfa-8195	170	2	and	and	CCONJ
cjfa-8195	170	3	travel	travel	NOUN
cjfa-8195	170	4	services	service	NOUN
cjfa-8195	170	5	180	180	NUM
cjfa-8195	170	6	2.93	2.93	NUM
cjfa-8195	170	7	.449	.449	NUM
cjfa-8195	170	8	(	(	PUNCT
cjfa-8195	170	9	p<0.01	p<0.01	PROPN
cjfa-8195	170	10	)	)	PUNCT
cjfa-8195	170	11	s	s	PART
cjfa-8195	170	12	o	o	NOUN
cjfa-8195	170	13	u	u	NOUN
cjfa-8195	170	14	r	r	NOUN
cjfa-8195	170	15	c	c	NOUN
cjfa-8195	170	16	e	e	NOUN
cjfa-8195	170	17	:	:	PUNCT
cjfa-8195	170	18	own	own	ADJ
cjfa-8195	170	19	study	study	NOUN
cjfa-8195	170	20	.	.	PUNCT
cjfa-8195	171	1	the	the	DET
cjfa-8195	171	2	difference	difference	NOUN
cjfa-8195	171	3	between	between	ADP
cjfa-8195	171	4	financial	financial	ADJ
cjfa-8195	171	5	literacy	literacy	NOUN
cjfa-8195	171	6	level	level	NOUN
cjfa-8195	171	7	and	and	CCONJ
cjfa-8195	171	8	participants	participant	NOUN
cjfa-8195	171	9	’	'	PUNCT
cjfa-8195	171	10	variables	variable	NOUN
cjfa-8195	171	11	of	of	ADP
cjfa-8195	171	12	age	age	NOUN
cjfa-8195	171	13	,	,	PUNCT
cjfa-8195	171	14	parents	parent	NOUN
cjfa-8195	171	15	’	'	PUNCT
cjfa-8195	171	16	education	education	NOUN
cjfa-8195	171	17	level	level	NOUN
cjfa-8195	171	18	,	,	PUNCT
cjfa-8195	171	19	parents	parent	NOUN
cjfa-8195	171	20	’	'	PUNCT
cjfa-8195	171	21	occupation	occupation	NOUN
cjfa-8195	171	22	,	,	PUNCT
cjfa-8195	171	23	region	region	NOUN
cjfa-8195	171	24	they	they	PRON
cjfa-8195	171	25	reside	reside	VERB
cjfa-8195	171	26	,	,	PUNCT
cjfa-8195	171	27	average	average	ADJ
cjfa-8195	171	28	monthly	monthly	ADJ
cjfa-8195	171	29	household	household	NOUN
cjfa-8195	171	30	income	income	NOUN
cjfa-8195	171	31	and	and	CCONJ
cjfa-8195	171	32	pocket	pocket	NOUN
cjfa-8195	171	33	money	money	NOUN
cjfa-8195	171	34	is	be	AUX
cjfa-8195	171	35	tested	test	VERB
cjfa-8195	171	36	with	with	ADP
cjfa-8195	171	37	analysis	analysis	NOUN
cjfa-8195	171	38	of	of	ADP
cjfa-8195	171	39	variance	variance	NOUN
cjfa-8195	171	40	and	and	CCONJ
cjfa-8195	171	41	it	it	PRON
cjfa-8195	171	42	is	be	AUX
cjfa-8195	171	43	found	find	VERB
cjfa-8195	171	44	that	that	SCONJ
cjfa-8195	171	45	there	there	PRON
cjfa-8195	171	46	is	be	VERB
cjfa-8195	171	47	no	no	DET
cjfa-8195	171	48	statistically	statistically	ADV
cjfa-8195	171	49	significant	significant	ADJ
cjfa-8195	171	50	differentiation	differentiation	NOUN
cjfa-8195	171	51	.	.	PUNCT
cjfa-8195	172	1	thus	thus	ADV
cjfa-8195	172	2	hypotheses	hypothesis	NOUN
cjfa-8195	172	3	of	of	ADP
cjfa-8195	172	4	h3	h3	NOUN
cjfa-8195	172	5	,	,	PUNCT
cjfa-8195	172	6	h4	h4	NOUN
cjfa-8195	172	7	,	,	PUNCT
cjfa-8195	172	8	h5	h5	PROPN
cjfa-8195	172	9	,	,	PUNCT
cjfa-8195	172	10	h6	h6	PROPN
cjfa-8195	172	11	,	,	PUNCT
cjfa-8195	172	12	h7	h7	PROPN
cjfa-8195	172	13	,	,	PUNCT
cjfa-8195	172	14	h8	h8	PROPN
cjfa-8195	172	15	,	,	PUNCT
cjfa-8195	172	16	h9	h9	PROPN
cjfa-8195	172	17	and	and	CCONJ
cjfa-8195	172	18	h10	h10	NOUN
cjfa-8195	172	19	are	be	AUX
cjfa-8195	172	20	rejected	reject	VERB
cjfa-8195	172	21	.	.	PUNCT
cjfa-8195	173	1	in	in	ADP
cjfa-8195	173	2	order	order	NOUN
cjfa-8195	173	3	to	to	PART
cjfa-8195	173	4	measure	measure	VERB
cjfa-8195	173	5	the	the	DET
cjfa-8195	173	6	reactions	reaction	NOUN
cjfa-8195	173	7	of	of	ADP
cjfa-8195	173	8	students	student	NOUN
cjfa-8195	173	9	to	to	ADP
cjfa-8195	173	10	financial	financial	ADJ
cjfa-8195	173	11	issues	issue	NOUN
cjfa-8195	173	12	,	,	PUNCT
cjfa-8195	173	13	there	there	PRON
cjfa-8195	173	14	were	be	VERB
cjfa-8195	173	15	7	7	NUM
cjfa-8195	173	16	more	more	ADJ
cjfa-8195	173	17	questions	question	NOUN
cjfa-8195	173	18	in	in	ADP
cjfa-8195	173	19	the	the	DET
cjfa-8195	173	20	survey	survey	NOUN
cjfa-8195	173	21	.	.	PUNCT
cjfa-8195	174	1	frequency	frequency	NOUN
cjfa-8195	174	2	and	and	CCONJ
cjfa-8195	174	3	percentage	percentage	NOUN
cjfa-8195	174	4	distributions	distribution	NOUN
cjfa-8195	174	5	to	to	ADP
cjfa-8195	174	6	one	one	NUM
cjfa-8195	174	7	of	of	ADP
cjfa-8195	174	8	these	these	DET
cjfa-8195	174	9	questions	question	NOUN
cjfa-8195	174	10	,	,	PUNCT
cjfa-8195	174	11	“	"	PUNCT
cjfa-8195	174	12	where	where	SCONJ
cjfa-8195	174	13	do	do	AUX
cjfa-8195	174	14	you	you	PRON
cjfa-8195	174	15	think	think	VERB
cjfa-8195	174	16	you	you	PRON
cjfa-8195	174	17	learned	learn	VERB
cjfa-8195	174	18	your	your	PRON
cjfa-8195	174	19	ability	ability	NOUN
cjfa-8195	174	20	to	to	PART
cjfa-8195	174	21	spend	spend	VERB
cjfa-8195	174	22	and	and	CCONJ
cjfa-8195	174	23	manage	manage	VERB
cjfa-8195	174	24	your	your	PRON
cjfa-8195	174	25	money	money	NOUN
cjfa-8195	174	26	?	?	PUNCT
cjfa-8195	174	27	”	"	PUNCT
cjfa-8195	174	28	are	be	AUX
cjfa-8195	174	29	given	give	VERB
cjfa-8195	174	30	in	in	ADP
cjfa-8195	174	31	table	table	NOUN
cjfa-8195	174	32	6	6	NUM
cjfa-8195	174	33	.	.	PUNCT
cjfa-8195	175	1	according	accord	VERB
cjfa-8195	175	2	to	to	ADP
cjfa-8195	175	3	this	this	PRON
cjfa-8195	175	4	,	,	PUNCT
cjfa-8195	175	5	77,5	77,5	NUM
cjfa-8195	175	6	%	%	NOUN
cjfa-8195	175	7	of	of	ADP
cjfa-8195	175	8	students	student	NOUN
cjfa-8195	175	9	refer	refer	VERB
cjfa-8195	175	10	to	to	ADP
cjfa-8195	175	11	family	family	NOUN
cjfa-8195	175	12	,	,	PUNCT
cjfa-8195	175	13	9,8	9,8	NUM
cjfa-8195	175	14	%	%	NOUN
cjfa-8195	175	15	media	medium	NOUN
cjfa-8195	175	16	,	,	PUNCT
cjfa-8195	175	17	6,5	6,5	NUM
cjfa-8195	175	18	%	%	NOUN
cjfa-8195	175	19	school	school	NOUN
cjfa-8195	175	20	,	,	PUNCT
cjfa-8195	175	21	and	and	CCONJ
cjfa-8195	175	22	6,3	6,3	NUM
cjfa-8195	175	23	%	%	NOUN
cjfa-8195	175	24	friends	friend	NOUN
cjfa-8195	175	25	.	.	PUNCT
cjfa-8195	176	1	the	the	DET
cjfa-8195	176	2	evaluation	evaluation	NOUN
cjfa-8195	176	3	of	of	ADP
cjfa-8195	176	4	the	the	DET
cjfa-8195	176	5	students	student	NOUN
cjfa-8195	176	6	in	in	ADP
cjfa-8195	176	7	dumlupinar	dumlupinar	PROPN
cjfa-8195	176	8	university	university	NOUN
cjfa-8195	176	9	…	…	SYM
cjfa-8195	176	10	55	55	NUM
cjfa-8195	176	11	table	table	NOUN
cjfa-8195	176	12	6	6	NUM
cjfa-8195	176	13	.	.	PUNCT
cjfa-8195	177	1	students	student	NOUN
cjfa-8195	177	2	’	'	PUNCT
cjfa-8195	177	3	sources	source	NOUN
cjfa-8195	177	4	of	of	ADP
cjfa-8195	177	5	learning	learn	VERB
cjfa-8195	177	6	how	how	SCONJ
cjfa-8195	177	7	to	to	PART
cjfa-8195	177	8	spend	spend	VERB
cjfa-8195	177	9	and	and	CCONJ
cjfa-8195	177	10	manage	manage	VERB
cjfa-8195	177	11	money	money	NOUN
cjfa-8195	177	12	n	n	PRON
cjfa-8195	177	13	%	%	NOUN
cjfa-8195	177	14	family	family	NOUN
cjfa-8195	177	15	1.400	1.400	NUM
cjfa-8195	177	16	77.5	77.5	NUM
cjfa-8195	177	17	school	school	NOUN
cjfa-8195	177	18	117	117	NUM
cjfa-8195	177	19	6.5	6.5	NUM
cjfa-8195	177	20	friends	friend	NOUN
cjfa-8195	177	21	113	113	NUM
cjfa-8195	177	22	6.3	6.3	NUM
cjfa-8195	177	23	media	medium	NOUN
cjfa-8195	177	24	177	177	NUM
cjfa-8195	177	25	9.8	9.8	NUM
cjfa-8195	177	26	total	total	NOUN
cjfa-8195	177	27	1.807	1.807	NUM
cjfa-8195	177	28	100.0	100.0	NUM
cjfa-8195	177	29	s	s	NOUN
cjfa-8195	177	30	o	o	NOUN
cjfa-8195	177	31	u	u	NOUN
cjfa-8195	177	32	r	r	NOUN
cjfa-8195	177	33	c	c	NOUN
cjfa-8195	177	34	e	e	NOUN
cjfa-8195	177	35	:	:	PUNCT
cjfa-8195	177	36	own	own	ADJ
cjfa-8195	177	37	study	study	NOUN
cjfa-8195	177	38	.	.	PUNCT
cjfa-8195	178	1	frequency	frequency	NOUN
cjfa-8195	178	2	and	and	CCONJ
cjfa-8195	178	3	percentage	percentage	NOUN
cjfa-8195	178	4	distributions	distribution	NOUN
cjfa-8195	178	5	to	to	ADP
cjfa-8195	178	6	the	the	DET
cjfa-8195	178	7	question	question	NOUN
cjfa-8195	178	8	;	;	PUNCT
cjfa-8195	178	9	“	"	PUNCT
cjfa-8195	178	10	do	do	AUX
cjfa-8195	178	11	you	you	PRON
cjfa-8195	178	12	use	use	VERB
cjfa-8195	178	13	internet	internet	NOUN
cjfa-8195	178	14	banking	banking	NOUN
cjfa-8195	178	15	applications	application	NOUN
cjfa-8195	178	16	?	?	PUNCT
cjfa-8195	178	17	”	"	PUNCT
cjfa-8195	178	18	are	be	AUX
cjfa-8195	178	19	given	give	VERB
cjfa-8195	178	20	in	in	ADP
cjfa-8195	178	21	table	table	NOUN
cjfa-8195	178	22	7	7	NUM
cjfa-8195	178	23	.	.	PUNCT
cjfa-8195	179	1	66,9	66,9	NUM
cjfa-8195	179	2	%	%	NOUN
cjfa-8195	179	3	of	of	ADP
cjfa-8195	179	4	students	student	NOUN
cjfa-8195	179	5	state	state	VERB
cjfa-8195	179	6	that	that	SCONJ
cjfa-8195	179	7	they	they	PRON
cjfa-8195	179	8	do	do	AUX
cjfa-8195	179	9	not	not	PART
cjfa-8195	179	10	use	use	VERB
cjfa-8195	179	11	internet	internet	NOUN
cjfa-8195	179	12	banking	banking	NOUN
cjfa-8195	179	13	.	.	PUNCT
cjfa-8195	180	1	table	table	NOUN
cjfa-8195	180	2	7	7	NUM
cjfa-8195	180	3	.	.	PUNCT
cjfa-8195	181	1	students	student	NOUN
cjfa-8195	181	2	’	'	PUNCT
cjfa-8195	181	3	rate	rate	NOUN
cjfa-8195	181	4	of	of	ADP
cjfa-8195	181	5	using	use	VERB
cjfa-8195	181	6	internet	internet	NOUN
cjfa-8195	181	7	banking	banking	NOUN
cjfa-8195	182	1	n	n	PRON
cjfa-8195	182	2	%	%	INTJ
cjfa-8195	183	1	yes	yes	INTJ
cjfa-8195	183	2	598	598	NUM
cjfa-8195	183	3	33.1	33.1	NUM
cjfa-8195	183	4	no	no	DET
cjfa-8195	183	5	1.209	1.209	NUM
cjfa-8195	183	6	66.9	66.9	NUM
cjfa-8195	183	7	total	total	NOUN
cjfa-8195	183	8	1.807	1.807	NUM
cjfa-8195	183	9	100.0	100.0	NUM
cjfa-8195	183	10	s	s	NOUN
cjfa-8195	183	11	o	o	NOUN
cjfa-8195	183	12	u	u	NOUN
cjfa-8195	183	13	r	r	NOUN
cjfa-8195	183	14	c	c	NOUN
cjfa-8195	183	15	e	e	NOUN
cjfa-8195	183	16	:	:	PUNCT
cjfa-8195	183	17	own	own	ADJ
cjfa-8195	183	18	study	study	NOUN
cjfa-8195	183	19	.	.	PUNCT
cjfa-8195	184	1	another	another	DET
cjfa-8195	184	2	question	question	NOUN
cjfa-8195	184	3	was	be	AUX
cjfa-8195	184	4	about	about	ADP
cjfa-8195	184	5	finding	find	VERB
cjfa-8195	184	6	out	out	ADP
cjfa-8195	184	7	whether	whether	SCONJ
cjfa-8195	184	8	students	student	NOUN
cjfa-8195	184	9	go	go	VERB
cjfa-8195	184	10	to	to	ADP
cjfa-8195	184	11	shopping	shopping	NOUN
cjfa-8195	184	12	to	to	PART
cjfa-8195	184	13	satisfy	satisfy	VERB
cjfa-8195	184	14	their	their	PRON
cjfa-8195	184	15	needs	need	NOUN
cjfa-8195	184	16	or	or	CCONJ
cjfa-8195	184	17	desires	desire	NOUN
cjfa-8195	184	18	.	.	PUNCT
cjfa-8195	185	1	frequency	frequency	NOUN
cjfa-8195	185	2	and	and	CCONJ
cjfa-8195	185	3	percentage	percentage	NOUN
cjfa-8195	185	4	distributions	distribution	NOUN
cjfa-8195	185	5	to	to	ADP
cjfa-8195	185	6	the	the	DET
cjfa-8195	185	7	question	question	NOUN
cjfa-8195	185	8	;	;	PUNCT
cjfa-8195	185	9	“	"	PUNCT
cjfa-8195	185	10	what	what	PRON
cjfa-8195	185	11	is	be	AUX
cjfa-8195	185	12	the	the	DET
cjfa-8195	185	13	dominant	dominant	ADJ
cjfa-8195	185	14	factor	factor	NOUN
cjfa-8195	185	15	in	in	ADP
cjfa-8195	185	16	your	your	PRON
cjfa-8195	185	17	shopping	shopping	NOUN
cjfa-8195	185	18	?	?	PUNCT
cjfa-8195	185	19	”	"	PUNCT
cjfa-8195	185	20	are	be	AUX
cjfa-8195	185	21	given	give	VERB
cjfa-8195	185	22	in	in	ADP
cjfa-8195	185	23	table	table	NOUN
cjfa-8195	185	24	8	8	NUM
cjfa-8195	185	25	.	.	PUNCT
cjfa-8195	186	1	63,8	63,8	NUM
cjfa-8195	186	2	%	%	NOUN
cjfa-8195	186	3	of	of	ADP
cjfa-8195	186	4	students	student	NOUN
cjfa-8195	186	5	state	state	VERB
cjfa-8195	186	6	that	that	SCONJ
cjfa-8195	186	7	they	they	PRON
cjfa-8195	186	8	do	do	AUX
cjfa-8195	186	9	shopping	shop	VERB
cjfa-8195	186	10	in	in	ADP
cjfa-8195	186	11	accordance	accordance	NOUN
cjfa-8195	186	12	with	with	ADP
cjfa-8195	186	13	their	their	PRON
cjfa-8195	186	14	needs	need	NOUN
cjfa-8195	186	15	,	,	PUNCT
cjfa-8195	186	16	while	while	SCONJ
cjfa-8195	186	17	36,2	36,2	NUM
cjfa-8195	186	18	%	%	NOUN
cjfa-8195	186	19	state	state	NOUN
cjfa-8195	186	20	that	that	SCONJ
cjfa-8195	186	21	they	they	PRON
cjfa-8195	186	22	can	can	AUX
cjfa-8195	186	23	not	not	PART
cjfa-8195	186	24	resist	resist	VERB
cjfa-8195	186	25	their	their	PRON
cjfa-8195	186	26	desires	desire	NOUN
cjfa-8195	186	27	.	.	PUNCT
cjfa-8195	187	1	table	table	NOUN
cjfa-8195	187	2	8	8	NUM
cjfa-8195	187	3	.	.	PUNCT
cjfa-8195	188	1	students	student	NOUN
cjfa-8195	188	2	’	'	PUNCT
cjfa-8195	188	3	sources	source	NOUN
cjfa-8195	188	4	of	of	ADP
cjfa-8195	188	5	motivation	motivation	NOUN
cjfa-8195	188	6	for	for	ADP
cjfa-8195	188	7	shopping	shopping	NOUN
cjfa-8195	188	8	n	n	CCONJ
cjfa-8195	188	9	%	%	NOUN
cjfa-8195	188	10	request	request	NOUN
cjfa-8195	188	11	655	655	NUM
cjfa-8195	188	12	36.2	36.2	NUM
cjfa-8195	188	13	need	need	VERB
cjfa-8195	188	14	1.152	1.152	NUM
cjfa-8195	188	15	63.8	63.8	NUM
cjfa-8195	188	16	total	total	NOUN
cjfa-8195	188	17	1.807	1.807	NUM
cjfa-8195	188	18	100.0	100.0	NUM
cjfa-8195	188	19	s	s	NOUN
cjfa-8195	188	20	o	o	NOUN
cjfa-8195	188	21	u	u	NOUN
cjfa-8195	188	22	r	r	NOUN
cjfa-8195	188	23	c	c	NOUN
cjfa-8195	188	24	e	e	NOUN
cjfa-8195	188	25	:	:	PUNCT
cjfa-8195	188	26	own	own	ADJ
cjfa-8195	188	27	study	study	NOUN
cjfa-8195	188	28	.	.	PUNCT
cjfa-8195	189	1	mediha	mediha	PROPN
cjfa-8195	189	2	mine	mine	PROPN
cjfa-8195	189	3	çelikkol	çelikkol	NOUN
cjfa-8195	190	1	,	,	PUNCT
cjfa-8195	190	2	hakan	hakan	PROPN
cjfa-8195	190	3	çelikkol56	çelikkol56	PROPN
cjfa-8195	190	4	results	result	NOUN
cjfa-8195	190	5	of	of	ADP
cjfa-8195	190	6	cross	cross	ADJ
cjfa-8195	190	7	tab	tab	NOUN
cjfa-8195	190	8	analysis	analysis	NOUN
cjfa-8195	190	9	,	,	PUNCT
cjfa-8195	190	10	which	which	PRON
cjfa-8195	190	11	is	be	AUX
cjfa-8195	190	12	conducted	conduct	VERB
cjfa-8195	190	13	according	accord	VERB
cjfa-8195	190	14	to	to	ADP
cjfa-8195	190	15	students	student	NOUN
cjfa-8195	190	16	’	'	PUNCT
cjfa-8195	190	17	need/	need/	NUM
cjfa-8195	190	18	 	 	SPACE
cjfa-8195	190	19	desire	desire	NOUN
cjfa-8195	190	20	choices	choice	NOUN
cjfa-8195	190	21	,	,	PUNCT
cjfa-8195	190	22	is	be	AUX
cjfa-8195	190	23	shown	show	VERB
cjfa-8195	190	24	in	in	ADP
cjfa-8195	190	25	table	table	NOUN
cjfa-8195	190	26	9	9	NUM
cjfa-8195	190	27	.	.	PUNCT
cjfa-8195	191	1	according	accord	VERB
cjfa-8195	191	2	to	to	ADP
cjfa-8195	191	3	results	result	NOUN
cjfa-8195	191	4	,	,	PUNCT
cjfa-8195	191	5	students	student	NOUN
cjfa-8195	191	6	’	'	PUNCT
cjfa-8195	191	7	pocket	pocket	NOUN
cjfa-8195	191	8	money	money	NOUN
cjfa-8195	191	9	spending	spending	NOUN
cjfa-8195	191	10	changes	change	NOUN
cjfa-8195	191	11	significantly	significantly	ADV
cjfa-8195	191	12	in	in	ADP
cjfa-8195	191	13	relation	relation	NOUN
cjfa-8195	191	14	to	to	ADP
cjfa-8195	191	15	their	their	PRON
cjfa-8195	191	16	need	need	NOUN
cjfa-8195	191	17	/	/	SYM
cjfa-8195	191	18	desire	desire	NOUN
cjfa-8195	191	19	choices	choice	NOUN
cjfa-8195	191	20	(	(	PUNCT
cjfa-8195	191	21	p<0.01	p<0.01	PROPN
cjfa-8195	191	22	)	)	PUNCT
cjfa-8195	191	23	.	.	PUNCT
cjfa-8195	192	1	when	when	SCONJ
cjfa-8195	192	2	we	we	PRON
cjfa-8195	192	3	look	look	VERB
cjfa-8195	192	4	at	at	ADP
cjfa-8195	192	5	proportional	proportional	ADJ
cjfa-8195	192	6	data	datum	NOUN
cjfa-8195	192	7	,	,	PUNCT
cjfa-8195	192	8	26	26	NUM
cjfa-8195	192	9	%	%	NOUN
cjfa-8195	192	10	of	of	ADP
cjfa-8195	192	11	students	student	NOUN
cjfa-8195	192	12	with	with	ADP
cjfa-8195	192	13	0–250	0–250	NUM
cjfa-8195	192	14	tl	tl	PROPN
cjfa-8195	192	15	pocket	pocket	NOUN
cjfa-8195	192	16	money	money	NOUN
cjfa-8195	192	17	give	give	VERB
cjfa-8195	192	18	importance	importance	NOUN
cjfa-8195	192	19	to	to	ADP
cjfa-8195	192	20	their	their	PRON
cjfa-8195	192	21	desires	desire	NOUN
cjfa-8195	192	22	in	in	ADP
cjfa-8195	192	23	shopping	shopping	NOUN
cjfa-8195	192	24	,	,	PUNCT
cjfa-8195	192	25	while	while	SCONJ
cjfa-8195	192	26	remaining	remain	VERB
cjfa-8195	192	27	74	74	NUM
cjfa-8195	192	28	%	%	NOUN
cjfa-8195	192	29	keep	keep	VERB
cjfa-8195	192	30	their	their	PRON
cjfa-8195	192	31	needs	need	NOUN
cjfa-8195	192	32	as	as	ADP
cjfa-8195	192	33	dominant	dominant	ADJ
cjfa-8195	192	34	factor	factor	NOUN
cjfa-8195	192	35	.	.	PUNCT
cjfa-8195	193	1	when	when	SCONJ
cjfa-8195	193	2	looked	look	VERB
cjfa-8195	193	3	into	into	ADP
cjfa-8195	193	4	this	this	DET
cjfa-8195	193	5	rate	rate	NOUN
cjfa-8195	193	6	while	while	SCONJ
cjfa-8195	193	7	considering	consider	VERB
cjfa-8195	193	8	all	all	DET
cjfa-8195	193	9	pocket	pocket	NOUN
cjfa-8195	193	10	money	money	NOUN
cjfa-8195	193	11	levels	level	NOUN
cjfa-8195	193	12	,	,	PUNCT
cjfa-8195	193	13	it	it	PRON
cjfa-8195	193	14	is	be	AUX
cjfa-8195	193	15	observed	observe	VERB
cjfa-8195	193	16	that	that	SCONJ
cjfa-8195	193	17	desire	desire	NOUN
cjfa-8195	193	18	motivated	motivated	ADJ
cjfa-8195	193	19	shopping	shopping	NOUN
cjfa-8195	193	20	behaviors	behavior	NOUN
cjfa-8195	193	21	are	be	AUX
cjfa-8195	193	22	increasing	increase	VERB
cjfa-8195	193	23	hierarchically	hierarchically	ADV
cjfa-8195	193	24	as	as	ADP
cjfa-8195	193	25	their	their	PRON
cjfa-8195	193	26	pocket	pocket	NOUN
cjfa-8195	193	27	money	money	NOUN
cjfa-8195	193	28	increase	increase	NOUN
cjfa-8195	193	29	.	.	PUNCT
cjfa-8195	194	1	and	and	CCONJ
cjfa-8195	194	2	need	need	VERB
cjfa-8195	194	3	motivated	motivated	ADJ
cjfa-8195	194	4	shopping	shopping	NOUN
cjfa-8195	194	5	behaviors	behavior	NOUN
cjfa-8195	194	6	hierarchically	hierarchically	ADV
cjfa-8195	194	7	decreasing	decrease	VERB
cjfa-8195	194	8	.	.	PUNCT
cjfa-8195	195	1	thus	thus	ADV
cjfa-8195	195	2	h11	h11	ADJ
cjfa-8195	195	3	hypothesis	hypothesis	NOUN
cjfa-8195	195	4	is	be	AUX
cjfa-8195	195	5	accepted	accept	VERB
cjfa-8195	195	6	.	.	PUNCT
cjfa-8195	196	1	table	table	NOUN
cjfa-8195	196	2	9	9	NUM
cjfa-8195	196	3	.	.	PUNCT
cjfa-8195	197	1	the	the	DET
cjfa-8195	197	2	relationship	relationship	NOUN
cjfa-8195	197	3	between	between	ADP
cjfa-8195	197	4	sources	source	NOUN
cjfa-8195	197	5	of	of	ADP
cjfa-8195	197	6	motivation	motivation	NOUN
cjfa-8195	197	7	in	in	ADP
cjfa-8195	197	8	shopping	shopping	NOUN
cjfa-8195	197	9	and	and	CCONJ
cjfa-8195	197	10	pocket	pocket	NOUN
cjfa-8195	197	11	money	money	NOUN
cjfa-8195	197	12	(	(	PUNCT
cjfa-8195	197	13	cross	cross	VERB
cjfa-8195	197	14	tab	tab	NOUN
cjfa-8195	197	15	analysis	analysis	NOUN
cjfa-8195	197	16	)	)	PUNCT
cjfa-8195	197	17	pocket	pocket	NOUN
cjfa-8195	197	18	money	money	NOUN
cjfa-8195	197	19	0–250	0–250	NUM
cjfa-8195	197	20	 	 	SPACE
cjfa-8195	197	21	tl	tl	PROPN
cjfa-8195	197	22	251–500	251–500	NUM
cjfa-8195	197	23	 	 	SPACE
cjfa-8195	197	24	tl	tl	PROPN
cjfa-8195	198	1	501–750	501–750	NUM
cjfa-8195	198	2	 	 	SPACE
cjfa-8195	198	3	tl	tl	PROPN
cjfa-8195	198	4	751–1.000	751–1.000	NUM
cjfa-8195	198	5	 	 	SPACE
cjfa-8195	198	6	tl	tl	PROPN
cjfa-8195	198	7	≥	≥	NUM
cjfa-8195	198	8	1.001	1.001	NUM
cjfa-8195	198	9	 	 	SPACE
cjfa-8195	198	10	tl	tl	PROPN
cjfa-8195	198	11	n	n	ADV
cjfa-8195	198	12	%	%	NOUN
cjfa-8195	199	1	n	n	PRON
cjfa-8195	199	2	%	%	NOUN
cjfa-8195	200	1	n	n	PRON
cjfa-8195	200	2	%	%	NOUN
cjfa-8195	201	1	n	n	PRON
cjfa-8195	201	2	%	%	NOUN
cjfa-8195	202	1	n	n	PRON
cjfa-8195	202	2	%	%	NOUN
cjfa-8195	202	3	request	request	NOUN
cjfa-8195	202	4	89	89	NUM
cjfa-8195	202	5	26.0	26.0	NUM
cjfa-8195	202	6	253	253	NUM
cjfa-8195	202	7	33.3	33.3	NUM
cjfa-8195	202	8	179	179	NUM
cjfa-8195	202	9	40.0	40.0	NUM
cjfa-8195	202	10	95	95	NUM
cjfa-8195	202	11	51.1	51.1	NUM
cjfa-8195	202	12	39	39	NUM
cjfa-8195	202	13	54.2	54.2	NUM
cjfa-8195	202	14	need	need	VERB
cjfa-8195	202	15	253	253	NUM
cjfa-8195	202	16	74.0	74.0	NUM
cjfa-8195	202	17	506	506	NUM
cjfa-8195	202	18	66.7	66.7	NUM
cjfa-8195	202	19	269	269	NUM
cjfa-8195	202	20	60.0	60.0	NUM
cjfa-8195	202	21	91	91	NUM
cjfa-8195	202	22	48.9	48.9	NUM
cjfa-8195	202	23	33	33	NUM
cjfa-8195	202	24	45.8	45.8	NUM
cjfa-8195	202	25	total	total	NOUN
cjfa-8195	202	26	342	342	NUM
cjfa-8195	202	27	100.0	100.0	NUM
cjfa-8195	202	28	759	759	NUM
cjfa-8195	202	29	100.0	100.0	NUM
cjfa-8195	202	30	448	448	NUM
cjfa-8195	202	31	100.0	100.0	NUM
cjfa-8195	202	32	186	186	NUM
cjfa-8195	202	33	100.0	100.0	NUM
cjfa-8195	202	34	72	72	NUM
cjfa-8195	202	35	100.0	100.0	NUM
cjfa-8195	202	36	pearson	pearson	PROPN
cjfa-8195	202	37	’s	’s	PART
cjfa-8195	202	38	chi	chi	ADJ
cjfa-8195	202	39	-	-	PUNCT
cjfa-8195	202	40	square	square	ADJ
cjfa-8195	202	41	value	value	NOUN
cjfa-8195	202	42	:	:	PUNCT
cjfa-8195	202	43	48.626	48.626	NUM
cjfa-8195	202	44	  	  	SPACE
cjfa-8195	202	45	sd	sd	NOUN
cjfa-8195	202	46	:	:	PUNCT
cjfa-8195	202	47	4	4	NUM
cjfa-8195	202	48	  	  	SPACE
cjfa-8195	202	49	p<0.01	p<0.01	PROPN
cjfa-8195	202	50	s	s	PART
cjfa-8195	202	51	o	o	NOUN
cjfa-8195	202	52	u	u	NOUN
cjfa-8195	202	53	r	r	NOUN
cjfa-8195	202	54	c	c	NOUN
cjfa-8195	202	55	e	e	NOUN
cjfa-8195	202	56	:	:	PUNCT
cjfa-8195	202	57	own	own	ADJ
cjfa-8195	202	58	study	study	NOUN
cjfa-8195	202	59	.	.	PUNCT
cjfa-8195	203	1	frequency	frequency	NOUN
cjfa-8195	203	2	and	and	CCONJ
cjfa-8195	203	3	percentage	percentage	NOUN
cjfa-8195	203	4	distributions	distribution	NOUN
cjfa-8195	203	5	to	to	ADP
cjfa-8195	203	6	the	the	DET
cjfa-8195	203	7	question	question	NOUN
cjfa-8195	203	8	;	;	PUNCT
cjfa-8195	203	9	“	"	PUNCT
cjfa-8195	203	10	do	do	AUX
cjfa-8195	203	11	you	you	PRON
cjfa-8195	203	12	still	still	ADV
cjfa-8195	203	13	have	have	VERB
cjfa-8195	203	14	money	money	NOUN
cjfa-8195	203	15	left	leave	VERB
cjfa-8195	203	16	after	after	ADP
cjfa-8195	203	17	your	your	PRON
cjfa-8195	203	18	spending	spending	NOUN
cjfa-8195	203	19	?	?	PUNCT
cjfa-8195	203	20	”	"	PUNCT
cjfa-8195	203	21	are	be	AUX
cjfa-8195	203	22	given	give	VERB
cjfa-8195	203	23	in	in	ADP
cjfa-8195	203	24	table	table	NOUN
cjfa-8195	203	25	10	10	NUM
cjfa-8195	203	26	.	.	PUNCT
cjfa-8195	204	1	according	accord	VERB
cjfa-8195	204	2	to	to	ADP
cjfa-8195	204	3	the	the	DET
cjfa-8195	204	4	table	table	NOUN
cjfa-8195	204	5	,	,	PUNCT
cjfa-8195	204	6	7,1	7,1	NUM
cjfa-8195	204	7	%	%	NOUN
cjfa-8195	204	8	never	never	ADV
cjfa-8195	204	9	have	have	VERB
cjfa-8195	204	10	money	money	NOUN
cjfa-8195	204	11	left	leave	VERB
cjfa-8195	204	12	,	,	PUNCT
cjfa-8195	204	13	46,2	46,2	NUM
cjfa-8195	204	14	%	%	NOUN
cjfa-8195	204	15	rarely	rarely	ADV
cjfa-8195	204	16	,	,	PUNCT
cjfa-8195	204	17	34,3	34,3	NUM
cjfa-8195	204	18	%	%	NOUN
cjfa-8195	204	19	frequently	frequently	ADV
cjfa-8195	204	20	,	,	PUNCT
cjfa-8195	204	21	12,5	12,5	NUM
cjfa-8195	204	22	%	%	NOUN
cjfa-8195	204	23	always	always	ADV
cjfa-8195	204	24	have	have	VERB
cjfa-8195	204	25	money	money	NOUN
cjfa-8195	204	26	left	leave	VERB
cjfa-8195	204	27	after	after	ADP
cjfa-8195	204	28	their	their	PRON
cjfa-8195	204	29	spending	spending	NOUN
cjfa-8195	204	30	.	.	PUNCT
cjfa-8195	205	1	table	table	NOUN
cjfa-8195	205	2	10	10	NUM
cjfa-8195	205	3	.	.	PUNCT
cjfa-8195	206	1	students	student	NOUN
cjfa-8195	206	2	’	'	PUNCT
cjfa-8195	206	3	ability	ability	NOUN
cjfa-8195	206	4	to	to	PART
cjfa-8195	206	5	save	save	VERB
cjfa-8195	206	6	money	money	NOUN
cjfa-8195	206	7	after	after	ADP
cjfa-8195	206	8	necessary	necessary	ADJ
cjfa-8195	206	9	spending	spending	NOUN
cjfa-8195	206	10	n	n	DET
cjfa-8195	206	11	%	%	NOUN
cjfa-8195	206	12	always	always	ADV
cjfa-8195	206	13	225	225	NUM
cjfa-8195	206	14	12.5	12.5	NUM
cjfa-8195	206	15	frequently	frequently	ADV
cjfa-8195	206	16	619	619	NUM
cjfa-8195	206	17	34.3	34.3	NUM
cjfa-8195	206	18	rarely	rarely	ADV
cjfa-8195	206	19	834	834	NUM
cjfa-8195	206	20	46.2	46.2	NUM
cjfa-8195	206	21	never	never	ADV
cjfa-8195	206	22	129	129	NUM
cjfa-8195	206	23	7.1	7.1	NUM
cjfa-8195	206	24	total	total	NOUN
cjfa-8195	206	25	1.807	1.807	NUM
cjfa-8195	206	26	100.0	100.0	NUM
cjfa-8195	206	27	s	s	NOUN
cjfa-8195	206	28	o	o	NOUN
cjfa-8195	206	29	u	u	NOUN
cjfa-8195	206	30	r	r	NOUN
cjfa-8195	206	31	c	c	NOUN
cjfa-8195	206	32	e	e	NOUN
cjfa-8195	206	33	:	:	PUNCT
cjfa-8195	206	34	own	own	ADJ
cjfa-8195	206	35	study	study	NOUN
cjfa-8195	206	36	.	.	PUNCT
cjfa-8195	207	1	the	the	DET
cjfa-8195	207	2	evaluation	evaluation	NOUN
cjfa-8195	207	3	of	of	ADP
cjfa-8195	207	4	the	the	DET
cjfa-8195	207	5	students	student	NOUN
cjfa-8195	207	6	in	in	ADP
cjfa-8195	207	7	dumlupinar	dumlupinar	PROPN
cjfa-8195	207	8	university	university	PROPN
cjfa-8195	207	9	…	…	SYM
cjfa-8195	207	10	57	57	NUM
cjfa-8195	207	11	frequency	frequency	NOUN
cjfa-8195	207	12	and	and	CCONJ
cjfa-8195	207	13	percentage	percentage	NOUN
cjfa-8195	207	14	distributions	distribution	NOUN
cjfa-8195	207	15	to	to	ADP
cjfa-8195	207	16	the	the	DET
cjfa-8195	207	17	question	question	NOUN
cjfa-8195	207	18	;	;	PUNCT
cjfa-8195	207	19	“	"	PUNCT
cjfa-8195	207	20	if	if	SCONJ
cjfa-8195	207	21	you	you	PRON
cjfa-8195	207	22	had	have	AUX
cjfa-8195	207	23	saved	save	VERB
cjfa-8195	207	24	money	money	NOUN
cjfa-8195	207	25	,	,	PUNCT
cjfa-8195	207	26	where	where	SCONJ
cjfa-8195	207	27	would	would	AUX
cjfa-8195	207	28	you	you	PRON
cjfa-8195	207	29	invest	invest	VERB
cjfa-8195	207	30	your	your	PRON
cjfa-8195	207	31	money	money	NOUN
cjfa-8195	207	32	?	?	PUNCT
cjfa-8195	207	33	”	"	PUNCT
cjfa-8195	207	34	are	be	AUX
cjfa-8195	207	35	given	give	VERB
cjfa-8195	207	36	in	in	ADP
cjfa-8195	207	37	table	table	NOUN
cjfa-8195	207	38	11	11	NUM
cjfa-8195	207	39	.	.	PUNCT
cjfa-8195	208	1	according	accord	VERB
cjfa-8195	208	2	to	to	ADP
cjfa-8195	208	3	this	this	PRON
cjfa-8195	208	4	,	,	PUNCT
cjfa-8195	208	5	37,4	37,4	NUM
cjfa-8195	208	6	%	%	NOUN
cjfa-8195	208	7	of	of	ADP
cjfa-8195	208	8	students	student	NOUN
cjfa-8195	208	9	prefer	prefer	VERB
cjfa-8195	208	10	gold	gold	NOUN
cjfa-8195	208	11	,	,	PUNCT
cjfa-8195	208	12	16,3	16,3	NUM
cjfa-8195	208	13	%	%	NOUN
cjfa-8195	208	14	foreign	foreign	ADJ
cjfa-8195	208	15	exchange	exchange	NOUN
cjfa-8195	208	16	,	,	PUNCT
cjfa-8195	208	17	7,8	7,8	NUM
cjfa-8195	208	18	%	%	NOUN
cjfa-8195	208	19	individual	individual	ADJ
cjfa-8195	208	20	pensions	pension	NOUN
cjfa-8195	208	21	,	,	PUNCT
cjfa-8195	208	22	3,5	3,5	NUM
cjfa-8195	208	23	%	%	NOUN
cjfa-8195	208	24	stock	stock	NOUN
cjfa-8195	208	25	and	and	CCONJ
cjfa-8195	208	26	35	35	NUM
cjfa-8195	208	27	%	%	NOUN
cjfa-8195	208	28	states	state	NOUN
cjfa-8195	208	29	that	that	SCONJ
cjfa-8195	208	30	they	they	PRON
cjfa-8195	208	31	would	would	AUX
cjfa-8195	208	32	not	not	PART
cjfa-8195	208	33	invest	invest	VERB
cjfa-8195	208	34	anywhere	anywhere	ADV
cjfa-8195	208	35	and	and	CCONJ
cjfa-8195	208	36	keep	keep	VERB
cjfa-8195	208	37	their	their	PRON
cjfa-8195	208	38	money	money	NOUN
cjfa-8195	208	39	as	as	ADP
cjfa-8195	208	40	turkish	turkish	ADJ
cjfa-8195	208	41	lira	lira	NOUN
cjfa-8195	208	42	.	.	PUNCT
cjfa-8195	208	43	table	table	NOUN
cjfa-8195	208	44	11	11	NUM
cjfa-8195	208	45	.	.	PUNCT
cjfa-8195	209	1	students	student	NOUN
cjfa-8195	209	2	’	'	PUNCT
cjfa-8195	209	3	options	option	NOUN
cjfa-8195	209	4	to	to	PART
cjfa-8195	209	5	invest	invest	VERB
cjfa-8195	209	6	money	money	NOUN
cjfa-8195	209	7	n	n	PRON
cjfa-8195	209	8	%	%	NOUN
cjfa-8195	209	9	individual	individual	ADJ
cjfa-8195	209	10	pensions	pension	NOUN
cjfa-8195	209	11	141	141	NUM
cjfa-8195	209	12	7.8	7.8	NUM
cjfa-8195	209	13	foreign	foreign	ADJ
cjfa-8195	209	14	exchange	exchange	NOUN
cjfa-8195	209	15	295	295	NUM
cjfa-8195	209	16	16.3	16.3	NUM
cjfa-8195	209	17	stock	stock	NOUN
cjfa-8195	209	18	63	63	NUM
cjfa-8195	209	19	3.5	3.5	NUM
cjfa-8195	209	20	gold	gold	NOUN
cjfa-8195	209	21	675	675	NUM
cjfa-8195	209	22	37.4	37.4	NUM
cjfa-8195	209	23	tl	tl	PROPN
cjfa-8195	209	24	(	(	PUNCT
cjfa-8195	209	25	turkish	turkish	ADJ
cjfa-8195	209	26	lira	lira	NOUN
cjfa-8195	209	27	)	)	PUNCT
cjfa-8195	209	28	633	633	NUM
cjfa-8195	209	29	35.0	35.0	NUM
cjfa-8195	209	30	total	total	NOUN
cjfa-8195	209	31	1.807	1.807	NUM
cjfa-8195	209	32	100.0	100.0	NUM
cjfa-8195	209	33	s	s	NOUN
cjfa-8195	209	34	o	o	NOUN
cjfa-8195	209	35	u	u	NOUN
cjfa-8195	209	36	r	r	NOUN
cjfa-8195	209	37	c	c	NOUN
cjfa-8195	209	38	e	e	NOUN
cjfa-8195	209	39	:	:	PUNCT
cjfa-8195	209	40	own	own	ADJ
cjfa-8195	209	41	study	study	NOUN
cjfa-8195	209	42	.	.	PUNCT
cjfa-8195	210	1	participants	participant	NOUN
cjfa-8195	210	2	are	be	AUX
cjfa-8195	210	3	divided	divide	VERB
cjfa-8195	210	4	into	into	ADP
cjfa-8195	210	5	two	two	NUM
cjfa-8195	210	6	groups	group	NOUN
cjfa-8195	210	7	according	accord	VERB
cjfa-8195	210	8	to	to	ADP
cjfa-8195	210	9	their	their	PRON
cjfa-8195	210	10	financial	financial	ADJ
cjfa-8195	210	11	preferences	preference	NOUN
cjfa-8195	210	12	(	(	PUNCT
cjfa-8195	210	13	table	table	NOUN
cjfa-8195	210	14	12	12	NUM
cjfa-8195	210	15	)	)	PUNCT
cjfa-8195	210	16	.	.	PUNCT
cjfa-8195	211	1	in	in	ADP
cjfa-8195	211	2	the	the	DET
cjfa-8195	211	3	first	first	ADJ
cjfa-8195	211	4	group	group	NOUN
cjfa-8195	211	5	,	,	PUNCT
cjfa-8195	211	6	there	there	PRON
cjfa-8195	211	7	are	be	VERB
cjfa-8195	211	8	people	people	NOUN
cjfa-8195	211	9	who	who	PRON
cjfa-8195	211	10	prefer	prefer	VERB
cjfa-8195	211	11	investment	investment	NOUN
cjfa-8195	211	12	options	option	NOUN
cjfa-8195	211	13	which	which	PRON
cjfa-8195	211	14	require	require	VERB
cjfa-8195	211	15	more	more	ADV
cjfa-8195	211	16	advanced	advanced	ADJ
cjfa-8195	211	17	financial	financial	ADJ
cjfa-8195	211	18	information	information	NOUN
cjfa-8195	211	19	(	(	PUNCT
cjfa-8195	211	20	individual	individual	ADJ
cjfa-8195	211	21	pensions	pension	NOUN
cjfa-8195	211	22	and	and	CCONJ
cjfa-8195	211	23	stock	stock	NOUN
cjfa-8195	211	24	)	)	PUNCT
cjfa-8195	211	25	,	,	PUNCT
cjfa-8195	211	26	in	in	ADP
cjfa-8195	211	27	the	the	DET
cjfa-8195	211	28	second	second	ADJ
cjfa-8195	211	29	group	group	NOUN
cjfa-8195	211	30	,	,	PUNCT
cjfa-8195	211	31	there	there	PRON
cjfa-8195	211	32	are	be	VERB
cjfa-8195	211	33	people	people	NOUN
cjfa-8195	211	34	who	who	PRON
cjfa-8195	211	35	prefer	prefer	VERB
cjfa-8195	211	36	less	less	ADV
cjfa-8195	211	37	complicated	complicated	ADJ
cjfa-8195	211	38	invest	invest	NOUN
cjfa-8195	211	39	tools	tool	NOUN
cjfa-8195	211	40	such	such	ADJ
cjfa-8195	211	41	as	as	ADP
cjfa-8195	211	42	foreign	foreign	ADJ
cjfa-8195	211	43	exchange	exchange	NOUN
cjfa-8195	211	44	,	,	PUNCT
cjfa-8195	211	45	gold	gold	NOUN
cjfa-8195	211	46	and	and	CCONJ
cjfa-8195	211	47	turkish	turkish	ADJ
cjfa-8195	211	48	lira	lira	NOUN
cjfa-8195	211	49	.	.	PUNCT
cjfa-8195	212	1	to	to	ADP
cjfa-8195	212	2	the	the	DET
cjfa-8195	212	3	question	question	NOUN
cjfa-8195	212	4	;	;	PUNCT
cjfa-8195	212	5	“	"	PUNCT
cjfa-8195	212	6	do	do	AUX
cjfa-8195	212	7	you	you	PRON
cjfa-8195	212	8	need	need	VERB
cjfa-8195	212	9	financial	financial	ADJ
cjfa-8195	212	10	information	information	NOUN
cjfa-8195	212	11	?	?	PUNCT
cjfa-8195	212	12	”	"	PUNCT
cjfa-8195	212	13	,	,	PUNCT
cjfa-8195	212	14	the	the	DET
cjfa-8195	212	15	ones	one	NOUN
cjfa-8195	212	16	who	who	PRON
cjfa-8195	212	17	answer	answer	VERB
cjfa-8195	212	18	“	"	PUNCT
cjfa-8195	212	19	yes	yes	INTJ
cjfa-8195	212	20	”	"	PUNCT
cjfa-8195	212	21	are	be	AUX
cjfa-8195	212	22	coded	code	VERB
cjfa-8195	212	23	(	(	PUNCT
cjfa-8195	212	24	1	1	NUM
cjfa-8195	212	25	)	)	PUNCT
cjfa-8195	212	26	and	and	CCONJ
cjfa-8195	212	27	who	who	PRON
cjfa-8195	212	28	answered	answer	VERB
cjfa-8195	212	29	“	"	PUNCT
cjfa-8195	212	30	no	no	INTJ
cjfa-8195	212	31	”	"	PUNCT
cjfa-8195	212	32	are	be	AUX
cjfa-8195	212	33	coded	code	VERB
cjfa-8195	212	34	(	(	PUNCT
cjfa-8195	212	35	5	5	NUM
cjfa-8195	212	36	)	)	PUNCT
cjfa-8195	212	37	.	.	PUNCT
cjfa-8195	213	1	then	then	ADV
cjfa-8195	213	2	,	,	PUNCT
cjfa-8195	213	3	we	we	PRON
cjfa-8195	213	4	look	look	VERB
cjfa-8195	213	5	if	if	SCONJ
cjfa-8195	213	6	there	there	PRON
cjfa-8195	213	7	is	be	VERB
cjfa-8195	213	8	a	a	DET
cjfa-8195	213	9	significant	significant	ADJ
cjfa-8195	213	10	difference	difference	NOUN
cjfa-8195	213	11	in	in	ADP
cjfa-8195	213	12	the	the	DET
cjfa-8195	213	13	need	need	NOUN
cjfa-8195	213	14	for	for	ADP
cjfa-8195	213	15	financial	financial	ADJ
cjfa-8195	213	16	information	information	NOUN
cjfa-8195	213	17	.	.	PUNCT
cjfa-8195	214	1	it	it	PRON
cjfa-8195	214	2	is	be	AUX
cjfa-8195	214	3	found	find	VERB
cjfa-8195	214	4	that	that	SCONJ
cjfa-8195	214	5	there	there	PRON
cjfa-8195	214	6	is	be	VERB
cjfa-8195	214	7	a	a	DET
cjfa-8195	214	8	significant	significant	ADJ
cjfa-8195	214	9	difference	difference	NOUN
cjfa-8195	214	10	between	between	ADP
cjfa-8195	214	11	investment	investment	NOUN
cjfa-8195	214	12	preferences	preference	NOUN
cjfa-8195	214	13	variable	variable	ADJ
cjfa-8195	214	14	and	and	CCONJ
cjfa-8195	214	15	need	need	VERB
cjfa-8195	214	16	for	for	ADP
cjfa-8195	214	17	financial	financial	ADJ
cjfa-8195	214	18	information	information	NOUN
cjfa-8195	214	19	.	.	PUNCT
cjfa-8195	215	1	need	need	VERB
cjfa-8195	215	2	for	for	ADP
cjfa-8195	215	3	financial	financial	ADJ
cjfa-8195	215	4	information	information	NOUN
cjfa-8195	215	5	is	be	AUX
cjfa-8195	215	6	(=	(=	ADJ
cjfa-8195	215	7	1.90	1.90	NUM
cjfa-8195	215	8	)	)	PUNCT
cjfa-8195	215	9	in	in	ADP
cjfa-8195	215	10	the	the	DET
cjfa-8195	215	11	first	first	ADJ
cjfa-8195	215	12	group	group	NOUN
cjfa-8195	215	13	and	and	CCONJ
cjfa-8195	215	14	(=	(=	NOUN
cjfa-8195	215	15	2.53	2.53	NUM
cjfa-8195	215	16	)	)	PUNCT
cjfa-8195	215	17	in	in	ADP
cjfa-8195	215	18	the	the	DET
cjfa-8195	215	19	second	second	ADJ
cjfa-8195	215	20	group	group	NOUN
cjfa-8195	215	21	.	.	PUNCT
cjfa-8195	216	1	h12	h12	PROPN
cjfa-8195	216	2	hypothesis	hypothesis	NOUN
cjfa-8195	216	3	is	be	AUX
cjfa-8195	216	4	accepted	accept	VERB
cjfa-8195	216	5	according	accord	VERB
cjfa-8195	216	6	to	to	ADP
cjfa-8195	216	7	independent	independent	PROPN
cjfa-8195	216	8	t	t	PROPN
cjfa-8195	216	9	test	test	NOUN
cjfa-8195	216	10	in	in	ADP
cjfa-8195	216	11	table	table	NOUN
cjfa-8195	216	12	12	12	NUM
cjfa-8195	216	13	(	(	PUNCT
cjfa-8195	216	14	p<0.01	p<0.01	PROPN
cjfa-8195	216	15	)	)	PUNCT
cjfa-8195	216	16	.	.	PUNCT
cjfa-8195	217	1	mediha	mediha	PROPN
cjfa-8195	217	2	mine	mine	PROPN
cjfa-8195	217	3	çelikkol	çelikkol	PROPN
cjfa-8195	217	4	,	,	PUNCT
cjfa-8195	217	5	hakan	hakan	PROPN
cjfa-8195	217	6	çelikkol58	çelikkol58	PROPN
cjfa-8195	217	7	table	table	PROPN
cjfa-8195	217	8	12	12	NUM
cjfa-8195	217	9	.	.	PUNCT
cjfa-8195	218	1	independent	independent	PROPN
cjfa-8195	218	2	t	t	PROPN
cjfa-8195	218	3	test	test	NOUN
cjfa-8195	218	4	results	result	NOUN
cjfa-8195	218	5	about	about	ADP
cjfa-8195	218	6	investment	investment	NOUN
cjfa-8195	218	7	choices	choice	NOUN
cjfa-8195	218	8	and	and	CCONJ
cjfa-8195	218	9	need	need	VERB
cjfa-8195	218	10	for	for	SCONJ
cjfa-8195	218	11	financial	financial	ADJ
cjfa-8195	218	12	information	information	NOUN
cjfa-8195	218	13	variable	variable	ADJ
cjfa-8195	218	14	financial	financial	ADJ
cjfa-8195	218	15	information	information	NOUN
cjfa-8195	218	16	needs	need	VERB
cjfa-8195	218	17	n	n	DET
cjfa-8195	218	18	x	x	X
cjfa-8195	218	19	–	–	PUNCT
cjfa-8195	218	20	ss	ss	NOUN
cjfa-8195	218	21	sd	sd	ADP
cjfa-8195	218	22	t	t	PROPN
cjfa-8195	218	23	p	p	NOUN
cjfa-8195	218	24	investment	investment	NOUN
cjfa-8195	218	25	preferences	preference	NOUN
cjfa-8195	218	26	the	the	DET
cjfa-8195	218	27	first	first	ADJ
cjfa-8195	218	28	group	group	NOUN
cjfa-8195	218	29	204	204	NUM
cjfa-8195	218	30	1.90	1.90	NUM
cjfa-8195	218	31	1.676	1.676	NUM
cjfa-8195	218	32	277.500	277.500	NUM
cjfa-8195	218	33	4.943	4.943	NUM
cjfa-8195	218	34	.000	.000	NUM
cjfa-8195	218	35	the	the	DET
cjfa-8195	218	36	second	second	ADJ
cjfa-8195	218	37	group	group	NOUN
cjfa-8195	218	38	1603	1603	NUM
cjfa-8195	218	39	2.53	2.53	NUM
cjfa-8195	218	40	1.945	1.945	NUM
cjfa-8195	218	41	(	(	PUNCT
cjfa-8195	218	42	p<0.01	p<0.01	PROPN
cjfa-8195	218	43	)	)	PUNCT
cjfa-8195	218	44	s	s	PART
cjfa-8195	218	45	o	o	NOUN
cjfa-8195	218	46	u	u	NOUN
cjfa-8195	218	47	r	r	NOUN
cjfa-8195	218	48	c	c	NOUN
cjfa-8195	218	49	e	e	NOUN
cjfa-8195	218	50	:	:	PUNCT
cjfa-8195	218	51	own	own	ADJ
cjfa-8195	218	52	study	study	NOUN
cjfa-8195	218	53	.	.	PUNCT
cjfa-8195	219	1	frequency	frequency	NOUN
cjfa-8195	219	2	and	and	CCONJ
cjfa-8195	219	3	percentage	percentage	NOUN
cjfa-8195	219	4	distributions	distribution	NOUN
cjfa-8195	219	5	to	to	ADP
cjfa-8195	219	6	the	the	DET
cjfa-8195	219	7	question	question	NOUN
cjfa-8195	219	8	;	;	PUNCT
cjfa-8195	219	9	“	"	PUNCT
cjfa-8195	219	10	what	what	PRON
cjfa-8195	219	11	are	be	AUX
cjfa-8195	219	12	the	the	DET
cjfa-8195	219	13	sources	source	NOUN
cjfa-8195	219	14	that	that	PRON
cjfa-8195	219	15	you	you	PRON
cjfa-8195	219	16	trust	trust	VERB
cjfa-8195	219	17	to	to	PART
cjfa-8195	219	18	consult	consult	VERB
cjfa-8195	219	19	your	your	PRON
cjfa-8195	219	20	investments	investment	NOUN
cjfa-8195	219	21	?	?	PUNCT
cjfa-8195	219	22	”	"	PUNCT
cjfa-8195	219	23	are	be	AUX
cjfa-8195	219	24	given	give	VERB
cjfa-8195	219	25	in	in	ADP
cjfa-8195	219	26	table	table	NOUN
cjfa-8195	219	27	13	13	NUM
cjfa-8195	219	28	.	.	PUNCT
cjfa-8195	220	1	%	%	INTJ
cjfa-8195	220	2	38,4	38,4	PROPN
cjfa-8195	220	3	of	of	ADP
cjfa-8195	220	4	the	the	DET
cjfa-8195	220	5	students	student	NOUN
cjfa-8195	220	6	consult	consult	VERB
cjfa-8195	220	7	someone	someone	PRON
cjfa-8195	220	8	that	that	PRON
cjfa-8195	220	9	they	they	PRON
cjfa-8195	220	10	trust	trust	VERB
cjfa-8195	220	11	,	,	PUNCT
cjfa-8195	220	12	33,3	33,3	NUM
cjfa-8195	220	13	%	%	NOUN
cjfa-8195	220	14	trust	trust	VERB
cjfa-8195	220	15	themselves	themselves	PRON
cjfa-8195	220	16	and	and	CCONJ
cjfa-8195	220	17	think	think	VERB
cjfa-8195	220	18	that	that	SCONJ
cjfa-8195	220	19	they	they	PRON
cjfa-8195	220	20	are	be	AUX
cjfa-8195	220	21	qualified	qualified	ADJ
cjfa-8195	220	22	enough	enough	ADV
cjfa-8195	220	23	.	.	PUNCT
cjfa-8195	221	1	table	table	NOUN
cjfa-8195	221	2	13	13	NUM
cjfa-8195	221	3	.	.	PUNCT
cjfa-8195	222	1	students	student	NOUN
cjfa-8195	222	2	’	'	PUNCT
cjfa-8195	222	3	sources	source	NOUN
cjfa-8195	222	4	of	of	ADP
cjfa-8195	222	5	consulting	consult	VERB
cjfa-8195	222	6	their	their	PRON
cjfa-8195	222	7	investments	investment	NOUN
cjfa-8195	222	8	n	n	PRON
cjfa-8195	222	9	%	%	NOUN
cjfa-8195	222	10	trustworthy	trustworthy	ADJ
cjfa-8195	222	11	person	person	NOUN
cjfa-8195	222	12	694	694	NUM
cjfa-8195	222	13	38.4	38.4	NUM
cjfa-8195	222	14	tv	tv	NOUN
cjfa-8195	222	15	131	131	NUM
cjfa-8195	222	16	7.2	7.2	NUM
cjfa-8195	222	17	my	my	PRON
cjfa-8195	222	18	own	own	ADJ
cjfa-8195	222	19	knowledge	knowledge	NOUN
cjfa-8195	222	20	and	and	CCONJ
cjfa-8195	222	21	ideas	idea	NOUN
cjfa-8195	222	22	601	601	NUM
cjfa-8195	222	23	33.3	33.3	NUM
cjfa-8195	222	24	printed	print	VERB
cjfa-8195	222	25	publications	publication	NOUN
cjfa-8195	222	26	94	94	NUM
cjfa-8195	222	27	5.2	5.2	NUM
cjfa-8195	222	28	internet	internet	NOUN
cjfa-8195	222	29	287	287	NUM
cjfa-8195	222	30	15.9	15.9	NUM
cjfa-8195	222	31	total	total	NOUN
cjfa-8195	222	32	1.807	1.807	NUM
cjfa-8195	222	33	100.0	100.0	NUM
cjfa-8195	222	34	s	s	NOUN
cjfa-8195	222	35	o	o	NOUN
cjfa-8195	222	36	u	u	NOUN
cjfa-8195	222	37	r	r	NOUN
cjfa-8195	222	38	c	c	NOUN
cjfa-8195	222	39	e	e	NOUN
cjfa-8195	222	40	:	:	PUNCT
cjfa-8195	222	41	own	own	ADJ
cjfa-8195	222	42	study	study	NOUN
cjfa-8195	222	43	.	.	PUNCT
cjfa-8195	223	1	one	one	NUM
cjfa-8195	223	2	of	of	ADP
cjfa-8195	223	3	the	the	DET
cjfa-8195	223	4	criteria	criterion	NOUN
cjfa-8195	223	5	that	that	PRON
cjfa-8195	223	6	is	be	AUX
cjfa-8195	223	7	used	use	VERB
cjfa-8195	223	8	to	to	PART
cjfa-8195	223	9	measure	measure	VERB
cjfa-8195	223	10	financial	financial	ADJ
cjfa-8195	223	11	literacy	literacy	NOUN
cjfa-8195	223	12	level	level	NOUN
cjfa-8195	223	13	is	be	AUX
cjfa-8195	223	14	the	the	DET
cjfa-8195	223	15	answers	answer	NOUN
cjfa-8195	223	16	that	that	PRON
cjfa-8195	223	17	are	be	AUX
cjfa-8195	223	18	given	give	VERB
cjfa-8195	223	19	to	to	ADP
cjfa-8195	223	20	financial	financial	ADJ
cjfa-8195	223	21	information	information	NOUN
cjfa-8195	223	22	questions	question	NOUN
cjfa-8195	223	23	.	.	PUNCT
cjfa-8195	224	1	frequency	frequency	NOUN
cjfa-8195	224	2	and	and	CCONJ
cjfa-8195	224	3	percentage	percentage	NOUN
cjfa-8195	224	4	distributions	distribution	NOUN
cjfa-8195	224	5	of	of	ADP
cjfa-8195	224	6	the	the	DET
cjfa-8195	224	7	answers	answer	NOUN
cjfa-8195	224	8	that	that	PRON
cjfa-8195	224	9	are	be	AUX
cjfa-8195	224	10	given	give	VERB
cjfa-8195	224	11	to	to	PART
cjfa-8195	224	12	question	question	VERB
cjfa-8195	224	13	about	about	ADP
cjfa-8195	224	14	basic	basic	ADJ
cjfa-8195	224	15	financial	financial	ADJ
cjfa-8195	224	16	concepts	concept	NOUN
cjfa-8195	224	17	are	be	AUX
cjfa-8195	224	18	given	give	VERB
cjfa-8195	224	19	in	in	ADP
cjfa-8195	224	20	table	table	NOUN
cjfa-8195	224	21	14	14	NUM
cjfa-8195	224	22	.	.	PUNCT
cjfa-8195	225	1	the	the	DET
cjfa-8195	225	2	most	most	ADV
cjfa-8195	225	3	rightly	rightly	ADV
cjfa-8195	225	4	answered	answer	VERB
cjfa-8195	225	5	question	question	NOUN
cjfa-8195	225	6	is	be	AUX
cjfa-8195	225	7	about	about	ADP
cjfa-8195	225	8	time	time	NOUN
cjfa-8195	225	9	value	value	NOUN
cjfa-8195	225	10	of	of	ADP
cjfa-8195	225	11	money	money	NOUN
cjfa-8195	225	12	and	and	CCONJ
cjfa-8195	225	13	most	most	ADV
cjfa-8195	225	14	wrongly	wrongly	ADV
cjfa-8195	225	15	answered	answer	VERB
cjfa-8195	225	16	one	one	NUM
cjfa-8195	225	17	is	be	AUX
cjfa-8195	225	18	about	about	ADP
cjfa-8195	225	19	percentage	percentage	NOUN
cjfa-8195	225	20	expression	expression	NOUN
cjfa-8195	225	21	.	.	PUNCT
cjfa-8195	226	1	the	the	DET
cjfa-8195	226	2	evaluation	evaluation	NOUN
cjfa-8195	226	3	of	of	ADP
cjfa-8195	226	4	the	the	DET
cjfa-8195	226	5	students	student	NOUN
cjfa-8195	226	6	in	in	ADP
cjfa-8195	226	7	dumlupinar	dumlupinar	PROPN
cjfa-8195	226	8	university	university	PROPN
cjfa-8195	226	9	…	…	SYM
cjfa-8195	226	10	59	59	NUM
cjfa-8195	226	11	table	table	NOUN
cjfa-8195	226	12	14	14	NUM
cjfa-8195	226	13	.	.	PUNCT
cjfa-8195	227	1	evaluation	evaluation	NOUN
cjfa-8195	227	2	of	of	ADP
cjfa-8195	227	3	answers	answer	NOUN
cjfa-8195	227	4	given	give	VERB
cjfa-8195	227	5	to	to	ADP
cjfa-8195	227	6	questions	question	NOUN
cjfa-8195	227	7	about	about	ADP
cjfa-8195	227	8	basic	basic	ADJ
cjfa-8195	227	9	financial	financial	ADJ
cjfa-8195	227	10	information	information	NOUN
cjfa-8195	227	11	n	n	PRON
cjfa-8195	227	12	%	%	NOUN
cjfa-8195	227	13	doğru	doğru	NOUN
cjfa-8195	227	14	yanlış	yanlış	PROPN
cjfa-8195	227	15	toplam	toplam	PROPN
cjfa-8195	227	16	doğru	doğru	PROPN
cjfa-8195	228	1	yanlış	yanlış	PROPN
cjfa-8195	228	2	toplam	toplam	PROPN
cjfa-8195	228	3	defining	define	VERB
cjfa-8195	228	4	the	the	DET
cjfa-8195	228	5	percentage	percentage	NOUN
cjfa-8195	228	6	of	of	ADP
cjfa-8195	228	7	expression	expression	NOUN
cjfa-8195	228	8	315	315	NUM
cjfa-8195	228	9	1.492	1.492	NUM
cjfa-8195	228	10	1.807	1.807	NUM
cjfa-8195	228	11	17,4	17,4	NUM
cjfa-8195	228	12	82,6	82,6	NUM
cjfa-8195	228	13	100,0	100,0	NOUN
cjfa-8195	228	14	the	the	DET
cjfa-8195	228	15	time	time	NOUN
cjfa-8195	228	16	value	value	NOUN
cjfa-8195	228	17	of	of	ADP
cjfa-8195	228	18	money	money	NOUN
cjfa-8195	228	19	1.272	1.272	NUM
cjfa-8195	228	20	535	535	NUM
cjfa-8195	228	21	1.807	1.807	NUM
cjfa-8195	228	22	70,4	70,4	NOUN
cjfa-8195	228	23	29,6	29,6	NUM
cjfa-8195	228	24	100,0	100,0	NUM
cjfa-8195	228	25	inflation	inflation	NOUN
cjfa-8195	228	26	699	699	NUM
cjfa-8195	228	27	1.108	1.108	NUM
cjfa-8195	228	28	1.807	1.807	NUM
cjfa-8195	228	29	38,7	38,7	NUM
cjfa-8195	228	30	61,3	61,3	NUM
cjfa-8195	228	31	100,0	100,0	NUM
cjfa-8195	228	32	simple	simple	ADJ
cjfa-8195	228	33	interest	interest	NOUN
cjfa-8195	228	34	406	406	NUM
cjfa-8195	228	35	1.401	1.401	NUM
cjfa-8195	228	36	1.807	1.807	NUM
cjfa-8195	228	37	22,5	22,5	NUM
cjfa-8195	228	38	77,5	77,5	NUM
cjfa-8195	228	39	100,0	100,0	NUM
cjfa-8195	228	40	compound	compound	NOUN
cjfa-8195	228	41	interest	interest	NOUN
cjfa-8195	228	42	979	979	NUM
cjfa-8195	228	43	828	828	NUM
cjfa-8195	228	44	1.807	1.807	NUM
cjfa-8195	228	45	54,2	54,2	NUM
cjfa-8195	228	46	45,8	45,8	NUM
cjfa-8195	228	47	100,0	100,0	NUM
cjfa-8195	228	48	s	s	PART
cjfa-8195	228	49	o	o	NOUN
cjfa-8195	228	50	u	u	NOUN
cjfa-8195	228	51	r	r	NOUN
cjfa-8195	228	52	c	c	NOUN
cjfa-8195	228	53	e	e	NOUN
cjfa-8195	228	54	:	:	PUNCT
cjfa-8195	228	55	own	own	ADJ
cjfa-8195	228	56	study	study	NOUN
cjfa-8195	228	57	.	.	PUNCT
cjfa-8195	229	1	frequency	frequency	NOUN
cjfa-8195	229	2	and	and	CCONJ
cjfa-8195	229	3	percentage	percentage	NOUN
cjfa-8195	229	4	distributions	distribution	NOUN
cjfa-8195	229	5	of	of	ADP
cjfa-8195	229	6	the	the	DET
cjfa-8195	229	7	answers	answer	NOUN
cjfa-8195	229	8	that	that	PRON
cjfa-8195	229	9	are	be	AUX
cjfa-8195	229	10	given	give	VERB
cjfa-8195	229	11	to	to	PART
cjfa-8195	229	12	question	question	VERB
cjfa-8195	229	13	:	:	PUNCT
cjfa-8195	229	14	“	"	PUNCT
cjfa-8195	229	15	do	do	AUX
cjfa-8195	229	16	you	you	PRON
cjfa-8195	229	17	need	need	VERB
cjfa-8195	229	18	financial	financial	ADJ
cjfa-8195	229	19	information	information	NOUN
cjfa-8195	229	20	?	?	PUNCT
cjfa-8195	229	21	”	"	PUNCT
cjfa-8195	229	22	are	be	AUX
cjfa-8195	229	23	given	give	VERB
cjfa-8195	229	24	in	in	ADP
cjfa-8195	229	25	table	table	NOUN
cjfa-8195	229	26	15	15	NUM
cjfa-8195	229	27	.	.	PUNCT
cjfa-8195	230	1	nearly	nearly	ADV
cjfa-8195	230	2	64	64	NUM
cjfa-8195	230	3	%	%	NOUN
cjfa-8195	230	4	of	of	ADP
cjfa-8195	230	5	the	the	DET
cjfa-8195	230	6	students	student	NOUN
cjfa-8195	230	7	state	state	VERB
cjfa-8195	230	8	that	that	SCONJ
cjfa-8195	230	9	they	they	PRON
cjfa-8195	230	10	need	need	VERB
cjfa-8195	230	11	financial	financial	ADJ
cjfa-8195	230	12	information	information	NOUN
cjfa-8195	230	13	.	.	PUNCT
cjfa-8195	231	1	this	this	DET
cjfa-8195	231	2	situation	situation	NOUN
cjfa-8195	231	3	supports	support	VERB
cjfa-8195	231	4	table	table	NOUN
cjfa-8195	231	5	14	14	NUM
cjfa-8195	231	6	and	and	CCONJ
cjfa-8195	231	7	shows	show	VERB
cjfa-8195	231	8	that	that	SCONJ
cjfa-8195	231	9	students	student	NOUN
cjfa-8195	231	10	recognize	recognize	VERB
cjfa-8195	231	11	their	their	PRON
cjfa-8195	231	12	lack	lack	NOUN
cjfa-8195	231	13	of	of	ADP
cjfa-8195	231	14	knowledge	knowledge	NOUN
cjfa-8195	231	15	.	.	PUNCT
cjfa-8195	232	1	table	table	NOUN
cjfa-8195	232	2	15	15	NUM
cjfa-8195	232	3	.	.	PUNCT
cjfa-8195	233	1	students	student	NOUN
cjfa-8195	233	2	’	'	PUNCT
cjfa-8195	233	3	need	need	VERB
cjfa-8195	233	4	for	for	ADP
cjfa-8195	233	5	financial	financial	ADJ
cjfa-8195	233	6	information	information	NOUN
cjfa-8195	234	1	n	n	PRON
cjfa-8195	234	2	%	%	INTJ
cjfa-8195	235	1	yes	yes	INTJ
cjfa-8195	235	2	1.148	1.148	NUM
cjfa-8195	235	3	63,5	63,5	NUM
cjfa-8195	236	1	no	no	DET
cjfa-8195	236	2	659	659	NUM
cjfa-8195	236	3	36,5	36,5	NUM
cjfa-8195	236	4	total	total	NOUN
cjfa-8195	236	5	1.807	1.807	NUM
cjfa-8195	236	6	100,0	100,0	NOUN
cjfa-8195	236	7	s	s	PART
cjfa-8195	236	8	o	o	NOUN
cjfa-8195	236	9	u	u	NOUN
cjfa-8195	236	10	r	r	NOUN
cjfa-8195	236	11	c	c	NOUN
cjfa-8195	236	12	e	e	NOUN
cjfa-8195	236	13	:	:	PUNCT
cjfa-8195	236	14	own	own	ADJ
cjfa-8195	236	15	study	study	NOUN
cjfa-8195	236	16	.	.	PUNCT
cjfa-8195	237	1	table	table	NOUN
cjfa-8195	237	2	16	16	NUM
cjfa-8195	237	3	shows	show	VERB
cjfa-8195	237	4	frequency	frequency	NOUN
cjfa-8195	237	5	and	and	CCONJ
cjfa-8195	237	6	percentage	percentage	NOUN
cjfa-8195	237	7	distributions	distribution	NOUN
cjfa-8195	237	8	of	of	ADP
cjfa-8195	237	9	the	the	DET
cjfa-8195	237	10	answers	answer	NOUN
cjfa-8195	237	11	given	give	VERB
cjfa-8195	237	12	to	to	ADP
cjfa-8195	237	13	questions	question	NOUN
cjfa-8195	237	14	about	about	ADP
cjfa-8195	237	15	whether	whether	SCONJ
cjfa-8195	237	16	they	they	PRON
cjfa-8195	237	17	see	see	VERB
cjfa-8195	237	18	a	a	DET
cjfa-8195	237	19	difference	difference	NOUN
cjfa-8195	237	20	between	between	ADP
cjfa-8195	237	21	their	their	PRON
cjfa-8195	237	22	pre	pre	NOUN
cjfa-8195	237	23	-	-	NOUN
cjfa-8195	237	24	university	university	ADJ
cjfa-8195	237	25	and	and	CCONJ
cjfa-8195	237	26	post	post	ADJ
cjfa-8195	237	27	-	-	ADJ
cjfa-8195	237	28	university	university	ADJ
cjfa-8195	237	29	times	time	NOUN
cjfa-8195	237	30	about	about	ADP
cjfa-8195	237	31	their	their	PRON
cjfa-8195	237	32	financial	financial	ADJ
cjfa-8195	237	33	information	information	NOUN
cjfa-8195	237	34	levels	level	NOUN
cjfa-8195	237	35	.	.	PUNCT
cjfa-8195	238	1	table	table	NOUN
cjfa-8195	238	2	16	16	NUM
cjfa-8195	238	3	.	.	PUNCT
cjfa-8195	239	1	difference	difference	NOUN
cjfa-8195	239	2	of	of	ADP
cjfa-8195	239	3	financial	financial	ADJ
cjfa-8195	239	4	information	information	NOUN
cjfa-8195	239	5	level	level	NOUN
cjfa-8195	239	6	compared	compare	VERB
cjfa-8195	239	7	to	to	ADP
cjfa-8195	239	8	pre	pre	ADJ
cjfa-8195	239	9	-	-	NOUN
cjfa-8195	239	10	university	university	NOUN
cjfa-8195	239	11	n	n	PRON
cjfa-8195	239	12	%	%	NOUN
cjfa-8195	240	1	yes	yes	INTJ
cjfa-8195	241	1	1.422	1.422	NUM
cjfa-8195	241	2	78,7	78,7	NOUN
cjfa-8195	242	1	no	no	DET
cjfa-8195	242	2	385	385	NUM
cjfa-8195	242	3	21,3	21,3	NUM
cjfa-8195	242	4	total	total	NOUN
cjfa-8195	242	5	1.807	1.807	NUM
cjfa-8195	242	6	100,0	100,0	NOUN
cjfa-8195	242	7	s	s	PART
cjfa-8195	242	8	o	o	NOUN
cjfa-8195	242	9	u	u	NOUN
cjfa-8195	242	10	r	r	NOUN
cjfa-8195	242	11	c	c	NOUN
cjfa-8195	242	12	e	e	NOUN
cjfa-8195	242	13	:	:	PUNCT
cjfa-8195	242	14	own	own	ADJ
cjfa-8195	242	15	study	study	NOUN
cjfa-8195	242	16	.	.	PUNCT
cjfa-8195	243	1	mediha	mediha	PROPN
cjfa-8195	243	2	mine	mine	PROPN
cjfa-8195	243	3	çelikkol	çelikkol	PROPN
cjfa-8195	243	4	,	,	PUNCT
cjfa-8195	243	5	hakan	hakan	PROPN
cjfa-8195	243	6	çelikkol60	çelikkol60	PROPN
cjfa-8195	243	7	according	accord	VERB
cjfa-8195	243	8	to	to	ADP
cjfa-8195	243	9	this	this	PRON
cjfa-8195	243	10	,	,	PUNCT
cjfa-8195	243	11	78,7	78,7	NUM
cjfa-8195	243	12	%	%	NOUN
cjfa-8195	243	13	of	of	ADP
cjfa-8195	243	14	students	student	NOUN
cjfa-8195	243	15	’	'	PUNCT
cjfa-8195	243	16	financial	financial	ADJ
cjfa-8195	243	17	information	information	NOUN
cjfa-8195	243	18	levels	level	NOUN
cjfa-8195	243	19	improved	improve	VERB
cjfa-8195	243	20	compared	compare	VERB
cjfa-8195	243	21	to	to	ADP
cjfa-8195	243	22	their	their	PRON
cjfa-8195	243	23	pre	pre	NOUN
cjfa-8195	243	24	-	-	NOUN
cjfa-8195	243	25	university	university	NOUN
cjfa-8195	243	26	.	.	PUNCT
cjfa-8195	244	1	the	the	DET
cjfa-8195	244	2	outcome	outcome	NOUN
cjfa-8195	244	3	of	of	ADP
cjfa-8195	244	4	the	the	DET
cjfa-8195	244	5	research	research	NOUN
cjfa-8195	244	6	process	process	NOUN
cjfa-8195	244	7	and	and	CCONJ
cjfa-8195	244	8	conclusions	conclusion	NOUN
cjfa-8195	244	9	an	an	DET
cjfa-8195	244	10	increase	increase	NOUN
cjfa-8195	244	11	in	in	ADP
cjfa-8195	244	12	the	the	DET
cjfa-8195	244	13	level	level	NOUN
cjfa-8195	244	14	of	of	ADP
cjfa-8195	244	15	welfare	welfare	NOUN
cjfa-8195	244	16	and	and	CCONJ
cjfa-8195	244	17	people	people	NOUN
cjfa-8195	244	18	’s	’s	PART
cjfa-8195	244	19	living	living	NOUN
cjfa-8195	244	20	standards	standard	NOUN
cjfa-8195	244	21	necessitate	necessitate	ADJ
cjfa-8195	244	22	not	not	PART
cjfa-8195	244	23	only	only	ADV
cjfa-8195	244	24	economic	economic	ADJ
cjfa-8195	244	25	but	but	CCONJ
cjfa-8195	244	26	also	also	ADV
cjfa-8195	244	27	social	social	ADJ
cjfa-8195	244	28	development	development	NOUN
cjfa-8195	244	29	.	.	PUNCT
cjfa-8195	245	1	perhaps	perhaps	ADV
cjfa-8195	245	2	the	the	DET
cjfa-8195	245	3	most	most	ADV
cjfa-8195	245	4	important	important	ADJ
cjfa-8195	245	5	of	of	ADP
cjfa-8195	245	6	the	the	DET
cjfa-8195	245	7	minimum	minimum	ADJ
cjfa-8195	245	8	required	require	VERB
cjfa-8195	245	9	conditions	condition	NOUN
cjfa-8195	245	10	for	for	ADP
cjfa-8195	245	11	economic	economic	ADJ
cjfa-8195	245	12	and	and	CCONJ
cjfa-8195	245	13	social	social	ADJ
cjfa-8195	245	14	development	development	NOUN
cjfa-8195	245	15	is	be	AUX
cjfa-8195	245	16	education	education	NOUN
cjfa-8195	245	17	especially	especially	ADV
cjfa-8195	245	18	when	when	SCONJ
cjfa-8195	245	19	its	its	PRON
cjfa-8195	245	20	effect	effect	NOUN
cjfa-8195	245	21	on	on	ADP
cjfa-8195	245	22	other	other	ADJ
cjfa-8195	245	23	areas	area	NOUN
cjfa-8195	245	24	is	be	AUX
cjfa-8195	245	25	taken	take	VERB
cjfa-8195	245	26	into	into	ADP
cjfa-8195	245	27	consideration	consideration	NOUN
cjfa-8195	245	28	.	.	PUNCT
cjfa-8195	246	1	because	because	SCONJ
cjfa-8195	246	2	,	,	PUNCT
cjfa-8195	246	3	there	there	PRON
cjfa-8195	246	4	is	be	VERB
cjfa-8195	246	5	no	no	DET
cjfa-8195	246	6	production	production	NOUN
cjfa-8195	246	7	without	without	ADP
cjfa-8195	246	8	education	education	NOUN
cjfa-8195	246	9	and	and	CCONJ
cjfa-8195	246	10	there	there	PRON
cjfa-8195	246	11	is	be	VERB
cjfa-8195	246	12	no	no	DET
cjfa-8195	246	13	welfare	welfare	NOUN
cjfa-8195	246	14	without	without	ADP
cjfa-8195	246	15	production	production	NOUN
cjfa-8195	246	16	.	.	PUNCT
cjfa-8195	247	1	therefore	therefore	ADV
cjfa-8195	247	2	,	,	PUNCT
cjfa-8195	247	3	the	the	DET
cjfa-8195	247	4	main	main	ADJ
cjfa-8195	247	5	condition	condition	NOUN
cjfa-8195	247	6	of	of	ADP
cjfa-8195	247	7	the	the	DET
cjfa-8195	247	8	development	development	NOUN
cjfa-8195	247	9	of	of	ADP
cjfa-8195	247	10	society	society	NOUN
cjfa-8195	247	11	and	and	CCONJ
cjfa-8195	247	12	teaching	teaching	NOUN
cjfa-8195	247	13	of	of	ADP
cjfa-8195	247	14	proper	proper	ADJ
cjfa-8195	247	15	behaviors	behavior	NOUN
cjfa-8195	247	16	is	be	AUX
cjfa-8195	247	17	education	education	NOUN
cjfa-8195	247	18	,	,	PUNCT
cjfa-8195	247	19	and	and	CCONJ
cjfa-8195	247	20	sustainable	sustainable	ADJ
cjfa-8195	247	21	development	development	NOUN
cjfa-8195	247	22	is	be	AUX
cjfa-8195	247	23	dependent	dependent	ADJ
cjfa-8195	247	24	on	on	ADP
cjfa-8195	247	25	education	education	NOUN
cjfa-8195	247	26	.	.	PUNCT
cjfa-8195	248	1	a	a	DET
cjfa-8195	248	2	lot	lot	NOUN
cjfa-8195	248	3	of	of	ADP
cjfa-8195	248	4	research	research	NOUN
cjfa-8195	248	5	since	since	SCONJ
cjfa-8195	248	6	1960s	1960	NOUN
cjfa-8195	248	7	shows	show	VERB
cjfa-8195	248	8	that	that	SCONJ
cjfa-8195	248	9	there	there	PRON
cjfa-8195	248	10	is	be	VERB
cjfa-8195	248	11	a	a	DET
cjfa-8195	248	12	positive	positive	ADJ
cjfa-8195	248	13	correlation	correlation	NOUN
cjfa-8195	248	14	between	between	ADP
cjfa-8195	248	15	economic	economic	ADJ
cjfa-8195	248	16	development	development	NOUN
cjfa-8195	248	17	and	and	CCONJ
cjfa-8195	248	18	education	education	NOUN
cjfa-8195	248	19	level	level	NOUN
cjfa-8195	248	20	.	.	PUNCT
cjfa-8195	249	1	some	some	DET
cjfa-8195	249	2	economists	economist	NOUN
cjfa-8195	249	3	even	even	ADV
cjfa-8195	249	4	went	go	VERB
cjfa-8195	249	5	further	far	ADV
cjfa-8195	249	6	and	and	CCONJ
cjfa-8195	249	7	prepared	prepared	ADJ
cjfa-8195	249	8	charts	chart	NOUN
cjfa-8195	249	9	that	that	PRON
cjfa-8195	249	10	show	show	VERB
cjfa-8195	249	11	what	what	DET
cjfa-8195	249	12	level	level	NOUN
cjfa-8195	249	13	of	of	ADP
cjfa-8195	249	14	literacy	literacy	NOUN
cjfa-8195	249	15	corresponds	correspond	VERB
cjfa-8195	249	16	to	to	ADP
cjfa-8195	249	17	how	how	SCONJ
cjfa-8195	249	18	much	much	ADJ
cjfa-8195	249	19	income	income	NOUN
cjfa-8195	249	20	per	per	ADP
cjfa-8195	249	21	capita	capita	X
cjfa-8195	249	22	(	(	PUNCT
cjfa-8195	249	23	www.egitim.aku.edu.tr	www.egitim.aku.edu.tr	NUM
cjfa-8195	249	24	)	)	PUNCT
cjfa-8195	249	25	.	.	PUNCT
cjfa-8195	250	1	what	what	PRON
cjfa-8195	250	2	is	be	AUX
cjfa-8195	250	3	important	important	ADJ
cjfa-8195	250	4	here	here	ADV
cjfa-8195	250	5	is	be	AUX
cjfa-8195	250	6	that	that	DET
cjfa-8195	250	7	literacy	literacy	NOUN
cjfa-8195	250	8	in	in	ADP
cjfa-8195	250	9	the	the	DET
cjfa-8195	250	10	modern	modern	ADJ
cjfa-8195	250	11	sense	sense	NOUN
cjfa-8195	250	12	is	be	AUX
cjfa-8195	250	13	more	more	ADJ
cjfa-8195	250	14	than	than	ADP
cjfa-8195	250	15	just	just	ADV
cjfa-8195	250	16	conventional	conventional	ADJ
cjfa-8195	250	17	readingwriting	readingwriting	NOUN
cjfa-8195	250	18	skills	skill	NOUN
cjfa-8195	250	19	and	and	CCONJ
cjfa-8195	250	20	has	have	VERB
cjfa-8195	250	21	a	a	DET
cjfa-8195	250	22	new	new	ADJ
cjfa-8195	250	23	meaning	meaning	NOUN
cjfa-8195	250	24	that	that	PRON
cjfa-8195	250	25	includes	include	VERB
cjfa-8195	250	26	visual	visual	ADJ
cjfa-8195	250	27	and	and	CCONJ
cjfa-8195	250	28	electronic	electronic	ADJ
cjfa-8195	250	29	based	base	VERB
cjfa-8195	250	30	mental	mental	ADJ
cjfa-8195	250	31	skills	skill	NOUN
cjfa-8195	250	32	.	.	PUNCT
cjfa-8195	251	1	while	while	SCONJ
cjfa-8195	251	2	the	the	DET
cjfa-8195	251	3	difference	difference	NOUN
cjfa-8195	251	4	in	in	ADP
cjfa-8195	251	5	the	the	DET
cjfa-8195	251	6	concepts	concept	NOUN
cjfa-8195	251	7	of	of	ADP
cjfa-8195	251	8	literacy	literacy	NOUN
cjfa-8195	251	9	and	and	CCONJ
cjfa-8195	251	10	literate	literate	ADJ
cjfa-8195	251	11	is	be	AUX
cjfa-8195	251	12	growing	grow	VERB
cjfa-8195	251	13	,	,	PUNCT
cjfa-8195	251	14	mental	mental	ADJ
cjfa-8195	251	15	skills	skill	NOUN
cjfa-8195	251	16	as	as	ADV
cjfa-8195	251	17	well	well	ADV
cjfa-8195	251	18	as	as	ADP
cjfa-8195	251	19	physical	physical	ADJ
cjfa-8195	251	20	skills	skill	NOUN
cjfa-8195	251	21	should	should	AUX
cjfa-8195	251	22	be	be	AUX
cjfa-8195	251	23	associated	associate	VERB
cjfa-8195	251	24	with	with	ADP
cjfa-8195	251	25	social	social	ADJ
cjfa-8195	251	26	development	development	NOUN
cjfa-8195	251	27	and	and	CCONJ
cjfa-8195	251	28	therefore	therefore	ADV
cjfa-8195	251	29	need	need	VERB
cjfa-8195	251	30	to	to	PART
cjfa-8195	251	31	be	be	AUX
cjfa-8195	251	32	included	include	VERB
cjfa-8195	251	33	in	in	ADP
cjfa-8195	251	34	the	the	DET
cjfa-8195	251	35	education	education	NOUN
cjfa-8195	251	36	system	system	NOUN
cjfa-8195	251	37	.	.	PUNCT
cjfa-8195	252	1	financial	financial	ADJ
cjfa-8195	252	2	literacy	literacy	NOUN
cjfa-8195	252	3	is	be	AUX
cjfa-8195	252	4	one	one	NUM
cjfa-8195	252	5	of	of	ADP
cjfa-8195	252	6	these	these	DET
cjfa-8195	252	7	mental	mental	ADJ
cjfa-8195	252	8	skills	skill	NOUN
cjfa-8195	252	9	that	that	PRON
cjfa-8195	252	10	can	can	AUX
cjfa-8195	252	11	be	be	AUX
cjfa-8195	252	12	associated	associate	VERB
cjfa-8195	252	13	with	with	ADP
cjfa-8195	252	14	economic	economic	ADJ
cjfa-8195	252	15	development	development	NOUN
cjfa-8195	252	16	and	and	CCONJ
cjfa-8195	252	17	in	in	ADP
cjfa-8195	252	18	the	the	DET
cjfa-8195	252	19	simplest	simple	ADJ
cjfa-8195	252	20	way	way	NOUN
cjfa-8195	252	21	,	,	PUNCT
cjfa-8195	252	22	it	it	PRON
cjfa-8195	252	23	can	can	AUX
cjfa-8195	252	24	be	be	AUX
cjfa-8195	252	25	defined	define	VERB
cjfa-8195	252	26	as	as	ADP
cjfa-8195	252	27	ability	ability	NOUN
cjfa-8195	252	28	to	to	PART
cjfa-8195	252	29	manage	manage	VERB
cjfa-8195	252	30	savings	saving	NOUN
cjfa-8195	252	31	and	and	CCONJ
cjfa-8195	252	32	investments	investment	NOUN
cjfa-8195	252	33	effectively	effectively	ADV
cjfa-8195	252	34	.	.	PUNCT
cjfa-8195	253	1	in	in	ADP
cjfa-8195	253	2	this	this	DET
cjfa-8195	253	3	research	research	NOUN
cjfa-8195	253	4	,	,	PUNCT
cjfa-8195	253	5	factors	factor	NOUN
cjfa-8195	253	6	that	that	PRON
cjfa-8195	253	7	affect	affect	VERB
cjfa-8195	253	8	financial	financial	ADJ
cjfa-8195	253	9	information	information	NOUN
cjfa-8195	253	10	,	,	PUNCT
cjfa-8195	253	11	behaviors	behavior	NOUN
cjfa-8195	253	12	and	and	CCONJ
cjfa-8195	253	13	attitudes	attitude	NOUN
cjfa-8195	253	14	of	of	ADP
cjfa-8195	253	15	students	student	NOUN
cjfa-8195	253	16	who	who	PRON
cjfa-8195	253	17	go	go	VERB
cjfa-8195	253	18	to	to	ADP
cjfa-8195	253	19	dumlupinar	dumlupinar	PROPN
cjfa-8195	253	20	university	university	PROPN
cjfa-8195	253	21	vocational	vocational	ADJ
cjfa-8195	253	22	school	school	NOUN
cjfa-8195	253	23	of	of	ADP
cjfa-8195	253	24	social	social	ADJ
cjfa-8195	253	25	sciences	science	NOUN
cjfa-8195	253	26	are	be	AUX
cjfa-8195	253	27	analyzed	analyze	VERB
cjfa-8195	253	28	statistically	statistically	ADV
cjfa-8195	253	29	and	and	CCONJ
cjfa-8195	253	30	their	their	PRON
cjfa-8195	253	31	level	level	NOUN
cjfa-8195	253	32	of	of	ADP
cjfa-8195	253	33	financial	financial	ADJ
cjfa-8195	253	34	literacy	literacy	NOUN
cjfa-8195	253	35	is	be	AUX
cjfa-8195	253	36	determined	determine	VERB
cjfa-8195	253	37	.	.	PUNCT
cjfa-8195	254	1	results	result	NOUN
cjfa-8195	254	2	show	show	VERB
cjfa-8195	254	3	that	that	SCONJ
cjfa-8195	254	4	:	:	PUNCT
cjfa-8195	254	5	■	■	PUNCT
cjfa-8195	254	6	financial	financial	ADJ
cjfa-8195	254	7	literacy	literacy	NOUN
cjfa-8195	254	8	level	level	NOUN
cjfa-8195	254	9	of	of	ADP
cjfa-8195	254	10	girls	girl	NOUN
cjfa-8195	254	11	is	be	AUX
cjfa-8195	254	12	higher	high	ADJ
cjfa-8195	254	13	compared	compare	VERB
cjfa-8195	254	14	to	to	ADP
cjfa-8195	254	15	boys	boy	NOUN
cjfa-8195	254	16	.	.	PUNCT
cjfa-8195	255	1	this	this	DET
cjfa-8195	255	2	result	result	NOUN
cjfa-8195	255	3	is	be	AUX
cjfa-8195	255	4	different	different	ADJ
cjfa-8195	255	5	than	than	ADP
cjfa-8195	255	6	many	many	ADJ
cjfa-8195	255	7	studies	study	NOUN
cjfa-8195	255	8	in	in	ADP
cjfa-8195	255	9	the	the	DET
cjfa-8195	255	10	literature	literature	NOUN
cjfa-8195	255	11	.	.	PUNCT
cjfa-8195	256	1	when	when	SCONJ
cjfa-8195	256	2	we	we	PRON
cjfa-8195	256	3	look	look	VERB
cjfa-8195	256	4	at	at	ADP
cjfa-8195	256	5	family	family	NOUN
cjfa-8195	256	6	income	income	NOUN
cjfa-8195	256	7	and	and	CCONJ
cjfa-8195	256	8	pocket	pocket	NOUN
cjfa-8195	256	9	money	money	NOUN
cjfa-8195	256	10	levels	level	NOUN
cjfa-8195	256	11	,	,	PUNCT
cjfa-8195	256	12	it	it	PRON
cjfa-8195	256	13	is	be	AUX
cjfa-8195	256	14	seen	see	VERB
cjfa-8195	256	15	that	that	SCONJ
cjfa-8195	256	16	girls	girl	NOUN
cjfa-8195	256	17	’	'	PUNCT
cjfa-8195	256	18	pocket	pocket	NOUN
cjfa-8195	256	19	money	money	NOUN
cjfa-8195	256	20	levels	level	NOUN
cjfa-8195	256	21	are	be	AUX
cjfa-8195	256	22	lower	low	ADJ
cjfa-8195	256	23	than	than	ADP
cjfa-8195	256	24	boys	boy	NOUN
cjfa-8195	256	25	thus	thus	ADV
cjfa-8195	256	26	girls	girl	NOUN
cjfa-8195	256	27	need	need	VERB
cjfa-8195	256	28	to	to	PART
cjfa-8195	256	29	spend	spend	VERB
cjfa-8195	256	30	less	less	ADV
cjfa-8195	256	31	compared	compare	VERB
cjfa-8195	256	32	to	to	ADP
cjfa-8195	256	33	boys	boy	NOUN
cjfa-8195	256	34	.	.	PUNCT
cjfa-8195	257	1	their	their	PRON
cjfa-8195	257	2	need	need	NOUN
cjfa-8195	257	3	for	for	ADP
cjfa-8195	257	4	austerity	austerity	NOUN
cjfa-8195	257	5	is	be	AUX
cjfa-8195	257	6	thought	think	VERB
cjfa-8195	257	7	to	to	PART
cjfa-8195	257	8	be	be	AUX
cjfa-8195	257	9	effective	effective	ADJ
cjfa-8195	257	10	in	in	ADP
cjfa-8195	257	11	this	this	DET
cjfa-8195	257	12	result	result	NOUN
cjfa-8195	257	13	.	.	PUNCT
cjfa-8195	258	1	■	■	PUNCT
cjfa-8195	258	2	financial	financial	ADJ
cjfa-8195	258	3	literacy	literacy	NOUN
cjfa-8195	258	4	levels	level	NOUN
cjfa-8195	258	5	of	of	ADP
cjfa-8195	258	6	student	student	NOUN
cjfa-8195	258	7	who	who	PRON
cjfa-8195	258	8	go	go	VERB
cjfa-8195	258	9	to	to	ADP
cjfa-8195	258	10	programs	program	NOUN
cjfa-8195	258	11	of	of	ADP
cjfa-8195	258	12	banking	banking	NOUN
cjfa-8195	258	13	and	and	CCONJ
cjfa-8195	258	14	insurance	insurance	NOUN
cjfa-8195	258	15	,	,	PUNCT
cjfa-8195	258	16	foreign	foreign	ADJ
cjfa-8195	258	17	trade	trade	NOUN
cjfa-8195	258	18	,	,	PUNCT
cjfa-8195	258	19	and	and	CCONJ
cjfa-8195	258	20	accounting	accounting	NOUN
cjfa-8195	258	21	and	and	CCONJ
cjfa-8195	258	22	tax	tax	NOUN
cjfa-8195	258	23	are	be	AUX
cjfa-8195	258	24	higher	high	ADJ
cjfa-8195	258	25	compared	compare	VERB
cjfa-8195	258	26	the	the	DET
cjfa-8195	258	27	evaluation	evaluation	NOUN
cjfa-8195	258	28	of	of	ADP
cjfa-8195	258	29	the	the	DET
cjfa-8195	258	30	students	student	NOUN
cjfa-8195	258	31	in	in	ADP
cjfa-8195	258	32	dumlupinar	dumlupinar	PROPN
cjfa-8195	258	33	university	university	NOUN
cjfa-8195	258	34	…	…	PUNCT
cjfa-8195	258	35	61	61	NUM
cjfa-8195	258	36	to	to	ADP
cjfa-8195	258	37	other	other	ADJ
cjfa-8195	258	38	programs	program	NOUN
cjfa-8195	258	39	’	'	PUNCT
cjfa-8195	258	40	students	student	NOUN
cjfa-8195	258	41	.	.	PUNCT
cjfa-8195	259	1	it	it	PRON
cjfa-8195	259	2	is	be	AUX
cjfa-8195	259	3	thought	think	VERB
cjfa-8195	259	4	that	that	SCONJ
cjfa-8195	259	5	finance	finance	NOUN
cjfa-8195	259	6	classes	class	NOUN
cjfa-8195	259	7	of	of	ADP
cjfa-8195	259	8	these	these	DET
cjfa-8195	259	9	programs	program	NOUN
cjfa-8195	259	10	are	be	AUX
cjfa-8195	259	11	effective	effective	ADJ
cjfa-8195	259	12	in	in	ADP
cjfa-8195	259	13	getting	get	VERB
cjfa-8195	259	14	these	these	DET
cjfa-8195	259	15	results	result	NOUN
cjfa-8195	259	16	.	.	PUNCT
cjfa-8195	260	1	■	■	PUNCT
cjfa-8195	260	2	77,5	77,5	NUM
cjfa-8195	260	3	%	%	NOUN
cjfa-8195	260	4	of	of	ADP
cjfa-8195	260	5	students	student	NOUN
cjfa-8195	260	6	prefer	prefer	VERB
cjfa-8195	260	7	their	their	PRON
cjfa-8195	260	8	families	family	NOUN
cjfa-8195	260	9	as	as	ADP
cjfa-8195	260	10	sources	source	NOUN
cjfa-8195	260	11	of	of	ADP
cjfa-8195	260	12	consulting	consult	VERB
cjfa-8195	260	13	in	in	ADP
cjfa-8195	260	14	money	money	NOUN
cjfa-8195	260	15	management	management	NOUN
cjfa-8195	260	16	,	,	PUNCT
cjfa-8195	260	17	while	while	SCONJ
cjfa-8195	260	18	%	%	ADV
cjfa-8195	260	19	9,8	9,8	NUM
cjfa-8195	260	20	media	medium	NOUN
cjfa-8195	260	21	,	,	PUNCT
cjfa-8195	260	22	6,5	6,5	NUM
cjfa-8195	260	23	%	%	NOUN
cjfa-8195	260	24	school	school	NOUN
cjfa-8195	260	25	,	,	PUNCT
cjfa-8195	260	26	6,3	6,3	NUM
cjfa-8195	260	27	%	%	NOUN
cjfa-8195	260	28	friends	friend	NOUN
cjfa-8195	260	29	.	.	PUNCT
cjfa-8195	261	1	this	this	DET
cjfa-8195	261	2	result	result	NOUN
cjfa-8195	261	3	is	be	AUX
cjfa-8195	261	4	consistent	consistent	ADJ
cjfa-8195	261	5	with	with	ADP
cjfa-8195	261	6	rooij	rooij	NOUN
cjfa-8195	261	7	et	et	PROPN
cjfa-8195	261	8	al	al	PROPN
cjfa-8195	261	9	.	.	PROPN
cjfa-8195	262	1	(	(	PUNCT
cjfa-8195	262	2	2011	2011	NUM
cjfa-8195	262	3	)	)	PUNCT
cjfa-8195	262	4	who	who	PRON
cjfa-8195	262	5	state	state	VERB
cjfa-8195	262	6	that	that	SCONJ
cjfa-8195	262	7	people	people	NOUN
cjfa-8195	262	8	with	with	ADP
cjfa-8195	262	9	low	low	ADJ
cjfa-8195	262	10	financial	financial	ADJ
cjfa-8195	262	11	literacy	literacy	NOUN
cjfa-8195	262	12	level	level	NOUN
cjfa-8195	262	13	trust	trust	NOUN
cjfa-8195	262	14	advices	advice	NOUN
cjfa-8195	262	15	from	from	ADP
cjfa-8195	262	16	kith	kith	PROPN
cjfa-8195	262	17	and	and	CCONJ
cjfa-8195	262	18	kin	kin	PROPN
cjfa-8195	262	19	therefore	therefore	ADV
cjfa-8195	262	20	these	these	DET
cjfa-8195	262	21	people	people	NOUN
cjfa-8195	262	22	are	be	AUX
cjfa-8195	262	23	inclined	incline	VERB
cjfa-8195	262	24	to	to	PART
cjfa-8195	262	25	invest	invest	VERB
cjfa-8195	262	26	according	accord	VERB
cjfa-8195	262	27	to	to	ADP
cjfa-8195	262	28	advices	advice	NOUN
cjfa-8195	262	29	of	of	ADP
cjfa-8195	262	30	their	their	PRON
cjfa-8195	262	31	kith	kith	NOUN
cjfa-8195	262	32	and	and	CCONJ
cjfa-8195	262	33	kin	kin	PROPN
cjfa-8195	262	34	.	.	PROPN
cjfa-8195	263	1	cude	cude	PROPN
cjfa-8195	263	2	et	et	PROPN
cjfa-8195	263	3	al	al	PROPN
cjfa-8195	263	4	.	.	PROPN
cjfa-8195	264	1	(	(	PUNCT
cjfa-8195	264	2	2006	2006	NUM
cjfa-8195	264	3	)	)	PUNCT
cjfa-8195	264	4	show	show	VERB
cjfa-8195	264	5	that	that	SCONJ
cjfa-8195	264	6	parents	parent	NOUN
cjfa-8195	264	7	play	play	VERB
cjfa-8195	264	8	an	an	DET
cjfa-8195	264	9	important	important	ADJ
cjfa-8195	264	10	role	role	NOUN
cjfa-8195	264	11	in	in	ADP
cjfa-8195	264	12	financial	financial	ADJ
cjfa-8195	264	13	socializing	socializing	NOUN
cjfa-8195	264	14	of	of	ADP
cjfa-8195	264	15	university	university	NOUN
cjfa-8195	264	16	students	student	NOUN
cjfa-8195	264	17	.	.	PUNCT
cjfa-8195	265	1	■	■	PUNCT
cjfa-8195	265	2	64	64	NUM
cjfa-8195	265	3	%	%	NOUN
cjfa-8195	265	4	of	of	ADP
cjfa-8195	265	5	students	student	NOUN
cjfa-8195	265	6	state	state	VERB
cjfa-8195	265	7	that	that	SCONJ
cjfa-8195	265	8	they	they	PRON
cjfa-8195	265	9	do	do	AUX
cjfa-8195	265	10	shopping	shop	VERB
cjfa-8195	265	11	in	in	ADP
cjfa-8195	265	12	accordance	accordance	NOUN
cjfa-8195	265	13	with	with	ADP
cjfa-8195	265	14	their	their	PRON
cjfa-8195	265	15	needs	need	NOUN
cjfa-8195	265	16	,	,	PUNCT
cjfa-8195	265	17	while	while	SCONJ
cjfa-8195	265	18	36,2	36,2	NUM
cjfa-8195	265	19	%	%	NOUN
cjfa-8195	265	20	state	state	NOUN
cjfa-8195	265	21	that	that	SCONJ
cjfa-8195	265	22	they	they	PRON
cjfa-8195	265	23	can	can	AUX
cjfa-8195	265	24	not	not	PART
cjfa-8195	265	25	resist	resist	VERB
cjfa-8195	265	26	their	their	PRON
cjfa-8195	265	27	desires	desire	NOUN
cjfa-8195	265	28	.	.	PUNCT
cjfa-8195	266	1	when	when	SCONJ
cjfa-8195	266	2	their	their	PRON
cjfa-8195	266	3	pocket	pocket	NOUN
cjfa-8195	266	4	money	money	NOUN
cjfa-8195	266	5	level	level	NOUN
cjfa-8195	266	6	is	be	AUX
cjfa-8195	266	7	taken	take	VERB
cjfa-8195	266	8	into	into	ADP
cjfa-8195	266	9	consideration	consideration	NOUN
cjfa-8195	266	10	,	,	PUNCT
cjfa-8195	266	11	as	as	SCONJ
cjfa-8195	266	12	their	their	PRON
cjfa-8195	266	13	pocket	pocket	NOUN
cjfa-8195	266	14	money	money	NOUN
cjfa-8195	266	15	increases	increase	NOUN
cjfa-8195	266	16	,	,	PUNCT
cjfa-8195	266	17	the	the	DET
cjfa-8195	266	18	likelihood	likelihood	NOUN
cjfa-8195	266	19	of	of	ADP
cjfa-8195	266	20	shopping	shop	VERB
cjfa-8195	266	21	on	on	ADP
cjfa-8195	266	22	desire	desire	NOUN
cjfa-8195	266	23	is	be	AUX
cjfa-8195	266	24	increasing	increase	VERB
cjfa-8195	266	25	hierarchically	hierarchically	ADV
cjfa-8195	266	26	as	as	ADV
cjfa-8195	266	27	well	well	ADV
cjfa-8195	266	28	and	and	CCONJ
cjfa-8195	266	29	shopping	shop	VERB
cjfa-8195	266	30	on	on	ADP
cjfa-8195	266	31	need	need	NOUN
cjfa-8195	266	32	is	be	AUX
cjfa-8195	266	33	decreasing	decrease	VERB
cjfa-8195	266	34	hierarchically	hierarchically	ADV
cjfa-8195	266	35	.	.	PUNCT
cjfa-8195	267	1	■	■	PUNCT
cjfa-8195	267	2	in	in	ADP
cjfa-8195	267	3	the	the	DET
cjfa-8195	267	4	question	question	NOUN
cjfa-8195	267	5	about	about	ADP
cjfa-8195	267	6	their	their	PRON
cjfa-8195	267	7	saving	saving	NOUN
cjfa-8195	267	8	attitudes	attitude	NOUN
cjfa-8195	267	9	,	,	PUNCT
cjfa-8195	267	10	7,1	7,1	NUM
cjfa-8195	267	11	%	%	NOUN
cjfa-8195	267	12	of	of	ADP
cjfa-8195	267	13	students	student	NOUN
cjfa-8195	267	14	say	say	VERB
cjfa-8195	267	15	that	that	SCONJ
cjfa-8195	267	16	they	they	PRON
cjfa-8195	267	17	never	never	ADV
cjfa-8195	267	18	save	save	VERB
cjfa-8195	267	19	,	,	PUNCT
cjfa-8195	267	20	46,2	46,2	NUM
cjfa-8195	267	21	%	%	NOUN
cjfa-8195	267	22	rare	rare	ADJ
cjfa-8195	267	23	,	,	PUNCT
cjfa-8195	267	24	34,3	34,3	NUM
cjfa-8195	267	25	%	%	NOUN
cjfa-8195	267	26	frequently	frequently	ADV
cjfa-8195	267	27	and	and	CCONJ
cjfa-8195	267	28	12,5	12,5	NUM
cjfa-8195	267	29	%	%	NOUN
cjfa-8195	267	30	always	always	ADV
cjfa-8195	267	31	.	.	PUNCT
cjfa-8195	268	1	to	to	ADP
cjfa-8195	268	2	the	the	DET
cjfa-8195	268	3	question	question	NOUN
cjfa-8195	268	4	about	about	SCONJ
cjfa-8195	268	5	if	if	SCONJ
cjfa-8195	268	6	there	there	PRON
cjfa-8195	268	7	were	be	VERB
cjfa-8195	268	8	to	to	PART
cjfa-8195	268	9	save	save	VERB
cjfa-8195	268	10	,	,	PUNCT
cjfa-8195	268	11	where	where	SCONJ
cjfa-8195	268	12	they	they	PRON
cjfa-8195	268	13	would	would	AUX
cjfa-8195	268	14	invest	invest	VERB
cjfa-8195	268	15	this	this	DET
cjfa-8195	268	16	money	money	NOUN
cjfa-8195	268	17	,	,	PUNCT
cjfa-8195	268	18	37,4	37,4	NUM
cjfa-8195	268	19	%	%	NOUN
cjfa-8195	268	20	prefer	prefer	VERB
cjfa-8195	268	21	gold	gold	NOUN
cjfa-8195	268	22	,	,	PUNCT
cjfa-8195	268	23	16,3	16,3	NUM
cjfa-8195	268	24	%	%	NOUN
cjfa-8195	268	25	foreign	foreign	ADJ
cjfa-8195	268	26	exchange	exchange	NOUN
cjfa-8195	268	27	,	,	PUNCT
cjfa-8195	268	28	7,7	7,7	NUM
cjfa-8195	268	29	%	%	NOUN
cjfa-8195	268	30	pension	pension	NOUN
cjfa-8195	268	31	,	,	PUNCT
cjfa-8195	268	32	3,5	3,5	NUM
cjfa-8195	268	33	%	%	NOUN
cjfa-8195	268	34	stocks	stock	NOUN
cjfa-8195	268	35	,	,	PUNCT
cjfa-8195	268	36	and	and	CCONJ
cjfa-8195	268	37	35	35	NUM
cjfa-8195	268	38	%	%	NOUN
cjfa-8195	268	39	say	say	VERB
cjfa-8195	268	40	that	that	SCONJ
cjfa-8195	268	41	they	they	PRON
cjfa-8195	268	42	would	would	AUX
cjfa-8195	268	43	keep	keep	VERB
cjfa-8195	268	44	it	it	PRON
cjfa-8195	268	45	as	as	ADP
cjfa-8195	268	46	turkish	turkish	ADJ
cjfa-8195	268	47	lira	lira	NOUN
cjfa-8195	268	48	.	.	PUNCT
cjfa-8195	269	1	most	most	ADV
cjfa-8195	269	2	chosen	choose	VERB
cjfa-8195	269	3	ones	one	NOUN
cjfa-8195	269	4	are	be	AUX
cjfa-8195	269	5	gold	gold	NOUN
cjfa-8195	269	6	,	,	PUNCT
cjfa-8195	269	7	turkish	turkish	ADJ
cjfa-8195	269	8	lira	lira	NOUN
cjfa-8195	269	9	and	and	CCONJ
cjfa-8195	269	10	foreign	foreign	ADJ
cjfa-8195	269	11	exchange	exchange	NOUN
cjfa-8195	269	12	indicates	indicate	VERB
cjfa-8195	269	13	that	that	SCONJ
cjfa-8195	269	14	students	student	NOUN
cjfa-8195	269	15	do	do	AUX
cjfa-8195	269	16	not	not	PART
cjfa-8195	269	17	have	have	VERB
cjfa-8195	269	18	adequate	adequate	ADJ
cjfa-8195	269	19	information	information	NOUN
cjfa-8195	269	20	about	about	ADP
cjfa-8195	269	21	investment	investment	NOUN
cjfa-8195	269	22	options	option	NOUN
cjfa-8195	269	23	.	.	PUNCT
cjfa-8195	270	1	that	that	PRON
cjfa-8195	270	2	said	say	VERB
cjfa-8195	270	3	,	,	PUNCT
cjfa-8195	270	4	when	when	SCONJ
cjfa-8195	270	5	they	they	PRON
cjfa-8195	270	6	are	be	AUX
cjfa-8195	270	7	asked	ask	VERB
cjfa-8195	270	8	if	if	SCONJ
cjfa-8195	270	9	they	they	PRON
cjfa-8195	270	10	need	need	VERB
cjfa-8195	270	11	financial	financial	ADJ
cjfa-8195	270	12	information	information	NOUN
cjfa-8195	270	13	,	,	PUNCT
cjfa-8195	270	14	the	the	DET
cjfa-8195	270	15	ones	one	NOUN
cjfa-8195	270	16	who	who	PRON
cjfa-8195	270	17	chose	choose	VERB
cjfa-8195	270	18	pension	pension	NOUN
cjfa-8195	270	19	or	or	CCONJ
cjfa-8195	270	20	stocks	stock	NOUN
cjfa-8195	270	21	stated	state	VERB
cjfa-8195	270	22	a	a	DET
cjfa-8195	270	23	higher	high	ADJ
cjfa-8195	270	24	need	need	NOUN
cjfa-8195	270	25	for	for	ADP
cjfa-8195	270	26	financial	financial	ADJ
cjfa-8195	270	27	information	information	NOUN
cjfa-8195	270	28	,	,	PUNCT
cjfa-8195	270	29	compared	compare	VERB
cjfa-8195	270	30	to	to	ADP
cjfa-8195	270	31	others	other	NOUN
cjfa-8195	270	32	.	.	PUNCT
cjfa-8195	271	1	■	■	PUNCT
cjfa-8195	271	2	59	59	NUM
cjfa-8195	271	3	%	%	NOUN
cjfa-8195	271	4	of	of	ADP
cjfa-8195	271	5	the	the	DET
cjfa-8195	271	6	students	student	NOUN
cjfa-8195	271	7	gave	give	VERB
cjfa-8195	271	8	wrong	wrong	ADJ
cjfa-8195	271	9	answers	answer	NOUN
cjfa-8195	271	10	to	to	ADP
cjfa-8195	271	11	the	the	DET
cjfa-8195	271	12	questions	question	NOUN
cjfa-8195	271	13	about	about	ADP
cjfa-8195	271	14	basic	basic	ADJ
cjfa-8195	271	15	financial	financial	ADJ
cjfa-8195	271	16	concepts	concept	NOUN
cjfa-8195	271	17	.	.	PUNCT
cjfa-8195	272	1	83	83	NUM
cjfa-8195	272	2	%	%	NOUN
cjfa-8195	272	3	gave	give	VERB
cjfa-8195	272	4	a	a	DET
cjfa-8195	272	5	wrong	wrong	ADJ
cjfa-8195	272	6	answer	answer	NOUN
cjfa-8195	272	7	to	to	ADP
cjfa-8195	272	8	the	the	DET
cjfa-8195	272	9	question	question	NOUN
cjfa-8195	272	10	about	about	ADP
cjfa-8195	272	11	place	place	NOUN
cjfa-8195	272	12	values	value	NOUN
cjfa-8195	272	13	of	of	ADP
cjfa-8195	272	14	numbers	number	NOUN
cjfa-8195	272	15	.	.	PUNCT
cjfa-8195	273	1	this	this	DET
cjfa-8195	273	2	situation	situation	NOUN
cjfa-8195	273	3	might	might	AUX
cjfa-8195	273	4	result	result	VERB
cjfa-8195	273	5	from	from	ADP
cjfa-8195	273	6	their	their	PRON
cjfa-8195	273	7	insufficiencies	insufficiency	NOUN
cjfa-8195	273	8	in	in	ADP
cjfa-8195	273	9	math	math	NOUN
cjfa-8195	273	10	.	.	PUNCT
cjfa-8195	274	1	as	as	SCONJ
cjfa-8195	274	2	is	be	AUX
cjfa-8195	274	3	the	the	DET
cjfa-8195	274	4	case	case	NOUN
cjfa-8195	274	5	with	with	ADP
cjfa-8195	274	6	every	every	DET
cjfa-8195	274	7	research	research	NOUN
cjfa-8195	274	8	,	,	PUNCT
cjfa-8195	274	9	this	this	DET
cjfa-8195	274	10	research	research	NOUN
cjfa-8195	274	11	has	have	VERB
cjfa-8195	274	12	its	its	PRON
cjfa-8195	274	13	own	own	ADJ
cjfa-8195	274	14	limitations	limitation	NOUN
cjfa-8195	274	15	too	too	ADV
cjfa-8195	274	16	.	.	PUNCT
cjfa-8195	275	1	survey	survey	NOUN
cjfa-8195	275	2	method	method	NOUN
cjfa-8195	275	3	is	be	AUX
cjfa-8195	275	4	used	use	VERB
cjfa-8195	275	5	in	in	ADP
cjfa-8195	275	6	this	this	DET
cjfa-8195	275	7	research	research	NOUN
cjfa-8195	275	8	and	and	CCONJ
cjfa-8195	275	9	it	it	PRON
cjfa-8195	275	10	is	be	AUX
cjfa-8195	275	11	assumed	assume	VERB
cjfa-8195	275	12	that	that	SCONJ
cjfa-8195	275	13	students	student	NOUN
cjfa-8195	275	14	understood	understand	VERB
cjfa-8195	275	15	and	and	CCONJ
cjfa-8195	275	16	answered	answer	VERB
cjfa-8195	275	17	questions	question	NOUN
cjfa-8195	275	18	on	on	ADP
cjfa-8195	275	19	the	the	DET
cjfa-8195	275	20	survey	survey	NOUN
cjfa-8195	275	21	form	form	NOUN
cjfa-8195	275	22	correctly	correctly	ADV
cjfa-8195	275	23	.	.	PUNCT
cjfa-8195	276	1	even	even	ADV
cjfa-8195	276	2	though	though	SCONJ
cjfa-8195	276	3	a	a	DET
cjfa-8195	276	4	measurement	measurement	NOUN
cjfa-8195	276	5	tool	tool	NOUN
cjfa-8195	276	6	to	to	PART
cjfa-8195	276	7	make	make	VERB
cjfa-8195	276	8	students	student	NOUN
cjfa-8195	276	9	assess	assess	VERB
cjfa-8195	276	10	themselves	themselves	PRON
cjfa-8195	276	11	(	(	PUNCT
cjfa-8195	276	12	self	self	NOUN
cjfa-8195	276	13	-	-	PUNCT
cjfa-8195	276	14	rating	rating	NOUN
cjfa-8195	276	15	)	)	PUNCT
cjfa-8195	276	16	is	be	AUX
cjfa-8195	276	17	used	use	VERB
cjfa-8195	276	18	and	and	CCONJ
cjfa-8195	276	19	therefore	therefore	ADV
cjfa-8195	276	20	some	some	DET
cjfa-8195	276	21	possibility	possibility	NOUN
cjfa-8195	276	22	of	of	SCONJ
cjfa-8195	276	23	evaluation	evaluation	NOUN
cjfa-8195	276	24	and	and	CCONJ
cjfa-8195	276	25	objectivity	objectivity	NOUN
cjfa-8195	276	26	problems	problem	NOUN
cjfa-8195	276	27	emerges	emerge	VERB
cjfa-8195	276	28	,	,	PUNCT
cjfa-8195	276	29	the	the	DET
cjfa-8195	276	30	results	result	NOUN
cjfa-8195	276	31	are	be	AUX
cjfa-8195	276	32	parallel	parallel	ADJ
cjfa-8195	276	33	with	with	ADP
cjfa-8195	276	34	similar	similar	ADJ
cjfa-8195	276	35	research	research	NOUN
cjfa-8195	276	36	.	.	PUNCT
cjfa-8195	277	1	furthermore	furthermore	ADV
cjfa-8195	277	2	,	,	PUNCT
cjfa-8195	277	3	researches	research	NOUN
cjfa-8195	277	4	do	do	AUX
cjfa-8195	277	5	not	not	PART
cjfa-8195	277	6	cover	cover	VERB
cjfa-8195	277	7	all	all	PRON
cjfa-8195	277	8	of	of	ADP
cjfa-8195	277	9	the	the	DET
cjfa-8195	277	10	students	student	NOUN
cjfa-8195	277	11	who	who	PRON
cjfa-8195	277	12	study	study	VERB
cjfa-8195	277	13	the	the	DET
cjfa-8195	277	14	field	field	NOUN
cjfa-8195	277	15	of	of	ADP
cjfa-8195	277	16	social	social	ADJ
cjfa-8195	277	17	sciences	science	NOUN
cjfa-8195	277	18	in	in	ADP
cjfa-8195	277	19	dumlupınar	dumlupınar	PROPN
cjfa-8195	277	20	university	university	NOUN
cjfa-8195	277	21	’s	’s	PART
cjfa-8195	277	22	all	all	DET
cjfa-8195	277	23	vocational	vocational	ADJ
cjfa-8195	277	24	schools	school	NOUN
cjfa-8195	277	25	.	.	PUNCT
cjfa-8195	278	1	only	only	ADV
cjfa-8195	278	2	students	student	NOUN
cjfa-8195	278	3	of	of	ADP
cjfa-8195	278	4	kütahya	kütahya	PROPN
cjfa-8195	278	5	vocational	vocational	ADJ
cjfa-8195	278	6	school	school	NOUN
cjfa-8195	278	7	of	of	ADP
cjfa-8195	278	8	social	social	ADJ
cjfa-8195	278	9	sciences	science	NOUN
cjfa-8195	278	10	are	be	AUX
cjfa-8195	278	11	studied	study	VERB
cjfa-8195	278	12	and	and	CCONJ
cjfa-8195	278	13	58	58	NUM
cjfa-8195	278	14	%	%	NOUN
cjfa-8195	278	15	of	of	ADP
cjfa-8195	278	16	mediha	mediha	NOUN
cjfa-8195	278	17	mine	mine	PROPN
cjfa-8195	278	18	çelikkol	çelikkol	PROPN
cjfa-8195	278	19	,	,	PUNCT
cjfa-8195	278	20	hakan	hakan	PROPN
cjfa-8195	278	21	çelikkol62	çelikkol62	PROPN
cjfa-8195	279	1	these	these	DET
cjfa-8195	279	2	students	student	NOUN
cjfa-8195	279	3	are	be	AUX
cjfa-8195	279	4	surveyed	survey	VERB
cjfa-8195	279	5	.	.	PUNCT
cjfa-8195	280	1	in	in	ADP
cjfa-8195	280	2	order	order	NOUN
cjfa-8195	280	3	to	to	PART
cjfa-8195	280	4	generalize	generalize	VERB
cjfa-8195	280	5	research	research	NOUN
cjfa-8195	280	6	results	result	NOUN
cjfa-8195	280	7	to	to	ADP
cjfa-8195	280	8	all	all	PRON
cjfa-8195	280	9	of	of	ADP
cjfa-8195	280	10	the	the	DET
cjfa-8195	280	11	students	student	NOUN
cjfa-8195	280	12	,	,	PUNCT
cjfa-8195	280	13	sample	sample	NOUN
cjfa-8195	280	14	should	should	AUX
cjfa-8195	280	15	be	be	AUX
cjfa-8195	280	16	expanded	expand	VERB
cjfa-8195	280	17	to	to	ADP
cjfa-8195	280	18	students	student	NOUN
cjfa-8195	280	19	of	of	ADP
cjfa-8195	280	20	other	other	ADJ
cjfa-8195	280	21	vocational	vocational	ADJ
cjfa-8195	280	22	schools	school	NOUN
cjfa-8195	280	23	of	of	ADP
cjfa-8195	280	24	dumlupınar	dumlupınar	PROPN
cjfa-8195	280	25	university	university	NOUN
cjfa-8195	280	26	as	as	ADV
cjfa-8195	280	27	well	well	ADV
cjfa-8195	280	28	.	.	PUNCT
cjfa-8195	281	1	an	an	DET
cjfa-8195	281	2	increase	increase	NOUN
cjfa-8195	281	3	in	in	ADP
cjfa-8195	281	4	welfare	welfare	NOUN
cjfa-8195	281	5	is	be	AUX
cjfa-8195	281	6	dependent	dependent	ADJ
cjfa-8195	281	7	on	on	ADP
cjfa-8195	281	8	good	good	ADJ
cjfa-8195	281	9	financial	financial	ADJ
cjfa-8195	281	10	choices	choice	NOUN
cjfa-8195	281	11	.	.	PUNCT
cjfa-8195	282	1	thus	thus	ADV
cjfa-8195	282	2	,	,	PUNCT
cjfa-8195	282	3	financial	financial	ADJ
cjfa-8195	282	4	literacy	literacy	NOUN
cjfa-8195	282	5	trainings	training	NOUN
cjfa-8195	282	6	should	should	AUX
cjfa-8195	282	7	not	not	PART
cjfa-8195	282	8	be	be	AUX
cjfa-8195	282	9	limited	limit	VERB
cjfa-8195	282	10	to	to	ADP
cjfa-8195	282	11	people	people	NOUN
cjfa-8195	282	12	working	work	VERB
cjfa-8195	282	13	in	in	ADP
cjfa-8195	282	14	finance	finance	NOUN
cjfa-8195	282	15	,	,	PUNCT
cjfa-8195	282	16	the	the	DET
cjfa-8195	282	17	whole	whole	ADJ
cjfa-8195	282	18	society	society	NOUN
cjfa-8195	282	19	should	should	AUX
cjfa-8195	282	20	be	be	AUX
cjfa-8195	282	21	covered	cover	VERB
cjfa-8195	282	22	.	.	PUNCT
cjfa-8195	283	1	there	there	PRON
cjfa-8195	283	2	should	should	AUX
cjfa-8195	283	3	be	be	AUX
cjfa-8195	283	4	classes	class	NOUN
cjfa-8195	283	5	that	that	PRON
cjfa-8195	283	6	improve	improve	VERB
cjfa-8195	283	7	financial	financial	ADJ
cjfa-8195	283	8	literacy	literacy	NOUN
cjfa-8195	283	9	in	in	ADP
cjfa-8195	283	10	all	all	DET
cjfa-8195	283	11	fields	field	NOUN
cjfa-8195	283	12	of	of	ADP
cjfa-8195	283	13	study	study	NOUN
cjfa-8195	283	14	and	and	CCONJ
cjfa-8195	283	15	the	the	DET
cjfa-8195	283	16	content	content	NOUN
cjfa-8195	283	17	of	of	ADP
cjfa-8195	283	18	classes	class	NOUN
cjfa-8195	283	19	should	should	AUX
cjfa-8195	283	20	be	be	AUX
cjfa-8195	283	21	kept	keep	VERB
cjfa-8195	283	22	updated	update	VERB
cjfa-8195	283	23	.	.	PUNCT
cjfa-8195	284	1	repeating	repeat	VERB
cjfa-8195	284	2	studies	study	NOUN
cjfa-8195	284	3	like	like	ADP
cjfa-8195	284	4	these	these	PRON
cjfa-8195	284	5	is	be	AUX
cjfa-8195	284	6	important	important	ADJ
cjfa-8195	284	7	to	to	PART
cjfa-8195	284	8	understand	understand	VERB
cjfa-8195	284	9	the	the	DET
cjfa-8195	284	10	progress	progress	NOUN
cjfa-8195	284	11	in	in	ADP
cjfa-8195	284	12	financial	financial	ADJ
cjfa-8195	284	13	literacy	literacy	NOUN
cjfa-8195	284	14	education	education	NOUN
cjfa-8195	284	15	.	.	PUNCT
cjfa-8195	285	1	this	this	DET
cjfa-8195	285	2	paper	paper	NOUN
cjfa-8195	285	3	is	be	AUX
cjfa-8195	285	4	expected	expect	VERB
cjfa-8195	285	5	to	to	PART
cjfa-8195	285	6	contribute	contribute	VERB
cjfa-8195	285	7	to	to	ADP
cjfa-8195	285	8	the	the	DET
cjfa-8195	285	9	literature	literature	NOUN
cjfa-8195	285	10	in	in	ADP
cjfa-8195	285	11	the	the	DET
cjfa-8195	285	12	context	context	NOUN
cjfa-8195	285	13	of	of	ADP
cjfa-8195	285	14	interpretation	interpretation	NOUN
cjfa-8195	285	15	of	of	ADP
cjfa-8195	285	16	the	the	DET
cjfa-8195	285	17	results	result	NOUN
cjfa-8195	285	18	of	of	ADP
cjfa-8195	285	19	research	research	NOUN
cjfa-8195	285	20	to	to	PART
cjfa-8195	285	21	be	be	AUX
cjfa-8195	285	22	done	do	VERB
cjfa-8195	285	23	in	in	ADP
cjfa-8195	285	24	the	the	DET
cjfa-8195	285	25	future	future	NOUN
cjfa-8195	285	26	.	.	PUNCT
cjfa-8195	285	27	 	 	SPACE
cjfa-8195	286	1	references	reference	NOUN
cjfa-8195	286	2	akyol	akyol	NOUN
cjfa-8195	286	3	,	,	PUNCT
cjfa-8195	286	4	c.	c.	NOUN
cjfa-8195	286	5	(	(	PUNCT
cjfa-8195	286	6	2010	2010	NUM
cjfa-8195	286	7	)	)	PUNCT
cjfa-8195	286	8	.	.	PUNCT
cjfa-8195	287	1	finansal	finansal	PROPN
cjfa-8195	287	2	farkındalığın	farkındalığın	PROPN
cjfa-8195	287	3	yatırımcı	yatırımcı	PROPN
cjfa-8195	287	4	tercihlerine	tercihlerine	PROPN
cjfa-8195	287	5	etkileri	etkileri	PROPN
cjfa-8195	287	6	:	:	PUNCT
cjfa-8195	287	7	özel	özel	ADJ
cjfa-8195	287	8	bankacılık	bankacılık	NOUN
cjfa-8195	287	9	çalışanlarında	çalışanlarında	PROPN
cjfa-8195	287	10	finansal	finansal	PROPN
cjfa-8195	287	11	farkındalık	farkındalık	PROPN
cjfa-8195	287	12	üzerine	üzerine	PROPN
cjfa-8195	287	13	bir	bir	PROPN
cjfa-8195	287	14	araştırma	araştırma	PROPN
cjfa-8195	287	15	.	.	PUNCT
cjfa-8195	288	1	yayımlanmamış	yayımlanmamış	ADJ
cjfa-8195	288	2	yls	yls	PROPN
cjfa-8195	288	3	tezi	tezi	PROPN
cjfa-8195	288	4	.	.	PUNCT
cjfa-8195	289	1	anadolu	anadolu	PROPN
cjfa-8195	290	1	ünv	ünv	PROPN
cjfa-8195	290	2	.	.	PROPN
cjfa-8195	290	3	sbe	sbe	PROPN
cjfa-8195	290	4	,	,	PUNCT
cjfa-8195	290	5	eskişehir	eskişehir	NOUN
cjfa-8195	290	6	.	.	PUNCT
cjfa-8195	291	1	bayram	bayram	PROPN
cjfa-8195	291	2	,	,	PUNCT
cjfa-8195	291	3	s.s	s.s	PROPN
cjfa-8195	291	4	.	.	PROPN
cjfa-8195	291	5	(	(	PUNCT
cjfa-8195	291	6	2015	2015	NUM
cjfa-8195	291	7	)	)	PUNCT
cjfa-8195	291	8	.	.	PUNCT
cjfa-8195	292	1	finansal	finansal	PROPN
cjfa-8195	292	2	okuryazarlık	okuryazarlık	PROPN
cjfa-8195	292	3	ve	ve	AUX
cjfa-8195	292	4	para	para	VERB
cjfa-8195	292	5	yönetimi	yönetimi	PROPN
cjfa-8195	292	6	davranışları	davranışları	PROPN
cjfa-8195	292	7	:	:	PUNCT
cjfa-8195	292	8	anadolu	anadolu	PROPN
cjfa-8195	292	9	üniversitesi	üniversitesi	PROPN
cjfa-8195	292	10	öğrencileri	öğrencileri	PROPN
cjfa-8195	292	11	üzerine	üzerine	PROPN
cjfa-8195	292	12	uygulama	uygulama	PROPN
cjfa-8195	292	13	.	.	PUNCT
cjfa-8195	293	1	uluslararası	uluslararası	NOUN
cjfa-8195	293	2	i̇şletme	i̇şletme	PUNCT
cjfa-8195	293	3	ve	ve	VERB
cjfa-8195	293	4	yönetim	yönetim	PROPN
cjfa-8195	293	5	dergisi	dergisi	PROPN
cjfa-8195	293	6	.	.	PROPN
cjfa-8195	293	7	2(2	2(2	NUM
cjfa-8195	293	8	)	)	PUNCT
cjfa-8195	293	9	,	,	PUNCT
cjfa-8195	293	10	105–135	105–135	NUM
cjfa-8195	293	11	.	.	PUNCT
cjfa-8195	294	1	bernheim	bernheim	PROPN
cjfa-8195	294	2	,	,	PUNCT
cjfa-8195	294	3	b.d	b.d	PROPN
cjfa-8195	294	4	.	.	PROPN
cjfa-8195	294	5	,	,	PUNCT
cjfa-8195	294	6	garrett	garrett	PROPN
cjfa-8195	294	7	,	,	PUNCT
cjfa-8195	294	8	d.m	d.m	PROPN
cjfa-8195	294	9	.	.	PROPN
cjfa-8195	294	10	,	,	PUNCT
cjfa-8195	294	11	&	&	CCONJ
cjfa-8195	294	12	maki	maki	PROPN
cjfa-8195	294	13	,	,	PUNCT
cjfa-8195	294	14	d.m	d.m	PROPN
cjfa-8195	294	15	.	.	PUNCT
cjfa-8195	294	16	(	(	PUNCT
cjfa-8195	294	17	2001	2001	NUM
cjfa-8195	294	18	)	)	PUNCT
cjfa-8195	294	19	.	.	PUNCT
cjfa-8195	295	1	education	education	NOUN
cjfa-8195	295	2	and	and	CCONJ
cjfa-8195	295	3	saving	saving	NOUN
cjfa-8195	295	4	:	:	PUNCT
cjfa-8195	295	5	the	the	DET
cjfa-8195	295	6	longterm	longterm	ADJ
cjfa-8195	295	7	effects	effect	NOUN
cjfa-8195	295	8	of	of	ADP
cjfa-8195	295	9	high	high	ADJ
cjfa-8195	295	10	school	school	NOUN
cjfa-8195	295	11	financial	financial	ADJ
cjfa-8195	295	12	curriculum	curriculum	NOUN
cjfa-8195	295	13	mandates	mandate	NOUN
cjfa-8195	295	14	.	.	PUNCT
cjfa-8195	296	1	journal	journal	NOUN
cjfa-8195	296	2	of	of	ADP
cjfa-8195	296	3	public	public	ADJ
cjfa-8195	296	4	economics	economic	NOUN
cjfa-8195	296	5	.	.	PUNCT
cjfa-8195	297	1	80	80	NUM
cjfa-8195	297	2	(	(	PUNCT
cjfa-8195	297	3	3	3	NUM
cjfa-8195	297	4	)	)	PUNCT
cjfa-8195	297	5	,	,	PUNCT
cjfa-8195	298	1	435–465	435–465	NUM
cjfa-8195	298	2	http://dx.doi.org/10.1016/s0047-2727(00)00120-1	http://dx.doi.org/10.1016/s0047-2727(00)00120-1	PROPN
cjfa-8195	298	3	.	.	PUNCT
cjfa-8195	298	4	bernheim	bernheim	PROPN
cjfa-8195	298	5	,	,	PUNCT
cjfa-8195	298	6	d.b	d.b	PROPN
cjfa-8195	298	7	.	.	PROPN
cjfa-8195	298	8	,	,	PUNCT
cjfa-8195	298	9	garrett	garrett	PROPN
cjfa-8195	298	10	,	,	PUNCT
cjfa-8195	298	11	d.m	d.m	PROPN
cjfa-8195	298	12	.	.	PROPN
cjfa-8195	298	13	,	,	PUNCT
cjfa-8195	298	14	&	&	CCONJ
cjfa-8195	298	15	maki	maki	PROPN
cjfa-8195	298	16	,	,	PUNCT
cjfa-8195	298	17	d.m	d.m	PROPN
cjfa-8195	298	18	.	.	PUNCT
cjfa-8195	298	19	(	(	PUNCT
cjfa-8195	298	20	1997	1997	NUM
cjfa-8195	298	21	)	)	PUNCT
cjfa-8195	298	22	.	.	PUNCT
cjfa-8195	299	1	education	education	NOUN
cjfa-8195	299	2	and	and	CCONJ
cjfa-8195	299	3	saving	saving	NOUN
cjfa-8195	299	4	:	:	PUNCT
cjfa-8195	299	5	the	the	DET
cjfa-8195	299	6	longterm	longterm	ADJ
cjfa-8195	299	7	effects	effect	NOUN
cjfa-8195	299	8	of	of	ADP
cjfa-8195	299	9	high	high	ADJ
cjfa-8195	299	10	school	school	NOUN
cjfa-8195	299	11	financial	financial	ADJ
cjfa-8195	299	12	curriculum	curriculum	NOUN
cjfa-8195	299	13	mandate	mandate	NOUN
cjfa-8195	299	14	.	.	PUNCT
cjfa-8195	300	1	working	work	VERB
cjfa-8195	300	2	paper	paper	NOUN
cjfa-8195	300	3	6085	6085	NUM
cjfa-8195	300	4	.	.	PUNCT
cjfa-8195	301	1	national	national	PROPN
cjfa-8195	301	2	bureau	bureau	PROPN
cjfa-8195	301	3	of	of	ADP
cjfa-8195	301	4	ecoomic	ecoomic	ADJ
cjfa-8195	301	5	research	research	NOUN
cjfa-8195	301	6	.	.	PUNCT
cjfa-8195	302	1	cambridge	cambridge	PROPN
cjfa-8195	302	2	.	.	PUNCT
cjfa-8195	303	1	cude	cude	PROPN
cjfa-8195	303	2	,	,	PUNCT
cjfa-8195	303	3	b.j	b.j	PROPN
cjfa-8195	303	4	.	.	PROPN
cjfa-8195	303	5	,	,	PUNCT
cjfa-8195	303	6	lawrence	lawrence	PROPN
cjfa-8195	303	7	,	,	PUNCT
cjfa-8195	303	8	f.c	f.c	PROPN
cjfa-8195	303	9	.	.	PROPN
cjfa-8195	303	10	,	,	PUNCT
cjfa-8195	303	11	lyons	lyons	PROPN
cjfa-8195	303	12	,	,	PUNCT
cjfa-8195	303	13	a.c	a.c	PROPN
cjfa-8195	303	14	.	.	PROPN
cjfa-8195	303	15	,	,	PUNCT
cjfa-8195	303	16	metzger	metzger	PROPN
cjfa-8195	303	17	,	,	PUNCT
cjfa-8195	303	18	k.	k.	PROPN
cjfa-8195	303	19	,	,	PUNCT
cjfa-8195	303	20	lejeune	lejeune	PROPN
cjfa-8195	303	21	,	,	PUNCT
cjfa-8195	303	22	e.	e.	PROPN
cjfa-8195	303	23	,	,	PUNCT
cjfa-8195	303	24	marks	marks	PROPN
cjfa-8195	303	25	,	,	PUNCT
cjfa-8195	303	26	l.	l.	PROPN
cjfa-8195	303	27	,	,	PUNCT
cjfa-8195	303	28	&	&	CCONJ
cjfa-8195	303	29	matchtemes	matchteme	NOUN
cjfa-8195	303	30	,	,	PUNCT
cjfa-8195	303	31	k.	k.	PROPN
cjfa-8195	303	32	(	(	PUNCT
cjfa-8195	303	33	2006	2006	NUM
cjfa-8195	303	34	)	)	PUNCT
cjfa-8195	303	35	.	.	PUNCT
cjfa-8195	304	1	college	college	NOUN
cjfa-8195	304	2	students	student	NOUN
cjfa-8195	304	3	and	and	CCONJ
cjfa-8195	304	4	financial	financial	ADJ
cjfa-8195	304	5	literacy	literacy	NOUN
cjfa-8195	304	6	:	:	PUNCT
cjfa-8195	304	7	what	what	PRON
cjfa-8195	304	8	they	they	PRON
cjfa-8195	304	9	know	know	VERB
cjfa-8195	304	10	and	and	CCONJ
cjfa-8195	304	11	what	what	PRON
cjfa-8195	304	12	we	we	PRON
cjfa-8195	304	13	need	need	VERB
cjfa-8195	304	14	to	to	PART
cjfa-8195	304	15	learn	learn	VERB
cjfa-8195	304	16	.	.	PUNCT
cjfa-8195	305	1	eastern	eastern	ADJ
cjfa-8195	305	2	family	family	NOUN
cjfa-8195	305	3	economics	economic	NOUN
cjfa-8195	305	4	and	and	CCONJ
cjfa-8195	305	5	resource	resource	NOUN
cjfa-8195	305	6	management	management	NOUN
cjfa-8195	305	7	association	association	NOUN
cjfa-8195	305	8	.	.	PUNCT
cjfa-8195	306	1	102–109	102–109	NUM
cjfa-8195	306	2	.	.	PUNCT
cjfa-8195	307	1	ergün	ergün	PROPN
cjfa-8195	307	2	,	,	PUNCT
cjfa-8195	307	3	b.	b.	PROPN
cjfa-8195	307	4	,	,	PUNCT
cjfa-8195	307	5	şahin	şahin	PROPN
cjfa-8195	307	6	,	,	PUNCT
cjfa-8195	307	7	a.	a.	PROPN
cjfa-8195	307	8	,	,	PUNCT
cjfa-8195	307	9	&	&	CCONJ
cjfa-8195	307	10	ergin	ergin	PROPN
cjfa-8195	307	11	,	,	PUNCT
cjfa-8195	307	12	e.	e.	PROPN
cjfa-8195	307	13	(	(	PUNCT
cjfa-8195	307	14	2014	2014	NUM
cjfa-8195	307	15	)	)	PUNCT
cjfa-8195	307	16	.	.	PUNCT
cjfa-8195	308	1	finansal	finansal	PROPN
cjfa-8195	308	2	okuryazarlık	okuryazarlık	PROPN
cjfa-8195	308	3	:	:	PUNCT
cjfa-8195	308	4	i̇şletme	i̇şletme	PUNCT
cjfa-8195	308	5	bölümü	bölümü	PROPN
cjfa-8195	308	6	öğrencileri	öğrencileri	PROPN
cjfa-8195	308	7	üzerine	üzerine	PROPN
cjfa-8195	308	8	bir	bir	PROPN
cjfa-8195	308	9	çalışma	çalışma	PROPN
cjfa-8195	308	10	.	.	PUNCT
cjfa-8195	309	1	uluslararası	uluslararası	NOUN
cjfa-8195	309	2	sosyal	sosyal	PROPN
cjfa-8195	309	3	araştırmalar	araştırmalar	PROPN
cjfa-8195	310	1	dergisi	dergisi	ADJ
cjfa-8195	310	2	(	(	PUNCT
cjfa-8195	310	3	the	the	DET
cjfa-8195	310	4	journal	journal	NOUN
cjfa-8195	310	5	of	of	ADP
cjfa-8195	310	6	international	international	ADJ
cjfa-8195	310	7	social	social	ADJ
cjfa-8195	310	8	research	research	NOUN
cjfa-8195	310	9	)	)	PUNCT
cjfa-8195	310	10	.	.	PUNCT
cjfa-8195	311	1	issn	issn	PROPN
cjfa-8195	311	2	:	:	PUNCT
cjfa-8195	311	3	1307–9581	1307–9581	NUM
cjfa-8195	311	4	,	,	PUNCT
cjfa-8195	311	5	7(34	7(34	NUM
cjfa-8195	311	6	)	)	PUNCT
cjfa-8195	311	7	,	,	PUNCT
cjfa-8195	311	8	847–864	847–864	NUM
cjfa-8195	311	9	,	,	PUNCT
cjfa-8195	311	10	www	www	PROPN
cjfa-8195	311	11	.	.	PROPN
cjfa-8195	311	12	sosyalarastirmalar.com	sosyalarastirmalar.com	X
cjfa-8195	311	13	(	(	PUNCT
cjfa-8195	311	14	accessed	access	VERB
cjfa-8195	311	15	:	:	PUNCT
cjfa-8195	311	16	23.03.2015	23.03.2015	NUM
cjfa-8195	311	17	)	)	PUNCT
cjfa-8195	311	18	.	.	PUNCT
cjfa-8195	312	1	gökmen	gökmen	PROPN
cjfa-8195	312	2	,	,	PUNCT
cjfa-8195	312	3	h.	h.	PROPN
cjfa-8195	312	4	(	(	PUNCT
cjfa-8195	312	5	2012	2012	NUM
cjfa-8195	312	6	)	)	PUNCT
cjfa-8195	312	7	.	.	PUNCT
cjfa-8195	313	1	finansal	finansal	PROPN
cjfa-8195	313	2	okuryazarlık	okuryazarlık	PROPN
cjfa-8195	313	3	.	.	PUNCT
cjfa-8195	314	1	hiperlink	hiperlink	PROPN
cjfa-8195	314	2	yayınları	yayınları	NOUN
cjfa-8195	314	3	.	.	PUNCT
cjfa-8195	315	1	1	1	X
cjfa-8195	315	2	.	.	X
cjfa-8195	315	3	baskı	baskı	NOUN
cjfa-8195	315	4	.	.	PUNCT
cjfa-8195	316	1	i̇stanbul	i̇stanbul	INTJ
cjfa-8195	316	2	.	.	PUNCT
cjfa-8195	317	1	hayta	hayta	ADJ
cjfa-8195	317	2	,	,	PUNCT
cjfa-8195	317	3	a.b	a.b	PROPN
cjfa-8195	317	4	.	.	PROPN
cjfa-8195	317	5	(	(	PUNCT
cjfa-8195	317	6	2011	2011	NUM
cjfa-8195	317	7	)	)	PUNCT
cjfa-8195	317	8	.	.	PUNCT
cjfa-8195	318	1	aile	aile	PROPN
cjfa-8195	318	2	finans	finans	PROPN
cjfa-8195	318	3	sistemi	sistemi	PROPN
cjfa-8195	318	4	i̇lişkileri	i̇lişkileri	PROPN
cjfa-8195	318	5	.	.	PUNCT
cjfa-8195	319	1	ankara	ankara	PROPN
cjfa-8195	319	2	.	.	PUNCT
cjfa-8195	320	1	http://www.fo-der.org	http://www.fo-der.org	PROPN
cjfa-8195	320	2	(	(	PUNCT
cjfa-8195	320	3	accessed	access	VERB
cjfa-8195	320	4	:	:	PUNCT
cjfa-8195	320	5	23.03.2015	23.03.2015	NUM
cjfa-8195	320	6	)	)	PUNCT
cjfa-8195	320	7	.	.	PUNCT
cjfa-8195	321	1	http://www.spk.gov.tr	http://www.spk.gov.tr	INTJ
cjfa-8195	321	2	(	(	PUNCT
cjfa-8195	321	3	accessed	access	VERB
cjfa-8195	321	4	:	:	PUNCT
cjfa-8195	321	5	02.04.2015	02.04.2015	NUM
cjfa-8195	321	6	)	)	PUNCT
cjfa-8195	321	7	.	.	PUNCT
cjfa-8195	322	1	http://www.teb.com.tr/upload/pdf/foe_endeks_rapor_2014.pdf	http://www.teb.com.tr/upload/pdf/foe_endeks_rapor_2014.pdf	PROPN
cjfa-8195	322	2	(	(	PUNCT
cjfa-8195	322	3	accessed	access	VERB
cjfa-8195	322	4	:	:	PUNCT
cjfa-8195	322	5	02.04.2015	02.04.2015	NUM
cjfa-8195	322	6	)	)	PUNCT
cjfa-8195	322	7	,	,	PUNCT
cjfa-8195	322	8	(	(	PUNCT
cjfa-8195	322	9	türkiye’de	türkiye’de	PROPN
cjfa-8195	322	10	finansal	finansal	NOUN
cjfa-8195	322	11	erişim	erişim	VERB
cjfa-8195	322	12	ve	ve	PROPN
cjfa-8195	322	13	okuryazarlık	okuryazarlık	NOUN
cjfa-8195	322	14	2014	2014	NUM
cjfa-8195	322	15	”	"	PUNCT
cjfa-8195	322	16	,	,	PUNCT
cjfa-8195	322	17	teb	teb	PROPN
cjfa-8195	322	18	–	–	PUNCT
cjfa-8195	322	19	boğaziçi	boğaziçi	NOUN
cjfa-8195	322	20	üniversitesi	üniversitesi	NOUN
cjfa-8195	322	21	)	)	PUNCT
cjfa-8195	322	22	.	.	PUNCT
cjfa-8195	323	1	the	the	DET
cjfa-8195	323	2	evaluation	evaluation	NOUN
cjfa-8195	323	3	of	of	ADP
cjfa-8195	323	4	the	the	DET
cjfa-8195	323	5	students	student	NOUN
cjfa-8195	323	6	in	in	ADP
cjfa-8195	323	7	dumlupinar	dumlupinar	PROPN
cjfa-8195	323	8	university	university	PROPN
cjfa-8195	323	9	…	…	PUNCT
cjfa-8195	323	10	63	63	NUM
cjfa-8195	323	11	kaya	kaya	PROPN
cjfa-8195	323	12	,	,	PUNCT
cjfa-8195	323	13	y.k	y.k	PROPN
cjfa-8195	323	14	.	.	PROPN
cjfa-8195	323	15	,	,	PUNCT
cjfa-8195	323	16	kalkınmada	kalkınmada	PROPN
cjfa-8195	323	17	eğitimin	eğitimin	PROPN
cjfa-8195	323	18	rolü	rolü	PROPN
cjfa-8195	323	19	,	,	PUNCT
cjfa-8195	323	20	http://www.egitim.aku.edu.tr/ykkaya.htm	http://www.egitim.aku.edu.tr/ykkaya.htm	PROPN
cjfa-8195	323	21	(	(	PUNCT
cjfa-8195	323	22	accessed	access	VERB
cjfa-8195	323	23	:	:	PUNCT
cjfa-8195	323	24	30.03.2015	30.03.2015	NUM
cjfa-8195	323	25	)	)	PUNCT
cjfa-8195	323	26	.	.	PUNCT
cjfa-8195	324	1	lusardi	lusardi	PROPN
cjfa-8195	324	2	,	,	PUNCT
cjfa-8195	324	3	a.	a.	NOUN
cjfa-8195	324	4	,	,	PUNCT
cjfa-8195	324	5	&	&	CCONJ
cjfa-8195	324	6	tufano	tufano	ADJ
cjfa-8195	324	7	p.	p.	PROPN
cjfa-8195	324	8	(	(	PUNCT
cjfa-8195	324	9	2009	2009	NUM
cjfa-8195	324	10	)	)	PUNCT
cjfa-8195	324	11	.	.	PUNCT
cjfa-8195	325	1	debt	debt	NOUN
cjfa-8195	325	2	literacy	literacy	NOUN
cjfa-8195	325	3	.	.	PUNCT
cjfa-8195	326	1	financial	financial	ADJ
cjfa-8195	326	2	experiences	experience	NOUN
cjfa-8195	326	3	and	and	CCONJ
cjfa-8195	326	4	overindebtedness	overindebtedness	NOUN
cjfa-8195	326	5	(	(	PUNCT
cjfa-8195	326	6	nber	nber	PROPN
cjfa-8195	326	7	working	working	PROPN
cjfa-8195	326	8	paper	paper	NOUN
cjfa-8195	326	9	14808	14808	NUM
cjfa-8195	326	10	)	)	PUNCT
cjfa-8195	326	11	.	.	PUNCT
cjfa-8195	327	1	noctor	noctor	NOUN
cjfa-8195	327	2	,	,	PUNCT
cjfa-8195	327	3	m.	m.	NOUN
cjfa-8195	327	4	,	,	PUNCT
cjfa-8195	327	5	stoney	stoney	PROPN
cjfa-8195	327	6	,	,	PUNCT
cjfa-8195	327	7	s.	s.	PROPN
cjfa-8195	327	8	,	,	PUNCT
cjfa-8195	327	9	&	&	CCONJ
cjfa-8195	327	10	stradling	stradling	PROPN
cjfa-8195	327	11	,	,	PUNCT
cjfa-8195	327	12	r.	r.	PROPN
cjfa-8195	327	13	(	(	PUNCT
cjfa-8195	327	14	1992	1992	NUM
cjfa-8195	327	15	)	)	PUNCT
cjfa-8195	327	16	.	.	PUNCT
cjfa-8195	328	1	financial	financial	ADJ
cjfa-8195	328	2	literacy	literacy	NOUN
cjfa-8195	328	3	:	:	PUNCT
cjfa-8195	328	4	a	a	DET
cjfa-8195	328	5	discussion	discussion	NOUN
cjfa-8195	328	6	of	of	ADP
cjfa-8195	328	7	concepts	concept	NOUN
cjfa-8195	328	8	and	and	CCONJ
cjfa-8195	328	9	competences	competence	NOUN
cjfa-8195	328	10	of	of	ADP
cjfa-8195	328	11	financial	financial	ADJ
cjfa-8195	328	12	literacy	literacy	NOUN
cjfa-8195	328	13	and	and	CCONJ
cjfa-8195	328	14	opportunities	opportunity	NOUN
cjfa-8195	328	15	for	for	ADP
cjfa-8195	328	16	its	its	PRON
cjfa-8195	328	17	introduction	introduction	NOUN
cjfa-8195	328	18	into	into	ADP
cjfa-8195	328	19	young	young	ADJ
cjfa-8195	328	20	people	people	NOUN
cjfa-8195	328	21	's	's	PART
cjfa-8195	328	22	learning	learning	NOUN
cjfa-8195	328	23	.	.	PUNCT
cjfa-8195	329	1	report	report	NOUN
cjfa-8195	329	2	prepared	prepare	VERB
cjfa-8195	329	3	for	for	ADP
cjfa-8195	329	4	the	the	DET
cjfa-8195	329	5	national	national	PROPN
cjfa-8195	329	6	westminster	westminster	PROPN
cjfa-8195	329	7	bank	bank	PROPN
cjfa-8195	329	8	.	.	PUNCT
cjfa-8195	330	1	national	national	PROPN
cjfa-8195	330	2	foundation	foundation	PROPN
cjfa-8195	330	3	for	for	ADP
cjfa-8195	330	4	education	education	NOUN
cjfa-8195	330	5	research	research	NOUN
cjfa-8195	330	6	.	.	PUNCT
cjfa-8195	331	1	london	london	PROPN
cjfa-8195	331	2	.	.	PUNCT
cjfa-8195	332	1	oecd	oecd	PROPN
cjfa-8195	332	2	(	(	PUNCT
cjfa-8195	332	3	2013	2013	NUM
cjfa-8195	332	4	)	)	PUNCT
cjfa-8195	332	5	,	,	PUNCT
cjfa-8195	332	6	oecd	oecd	PROPN
cjfa-8195	332	7	/	/	SYM
cjfa-8195	332	8	infe	infe	NOUN
cjfa-8195	332	9	toolkit	toolkit	NOUN
cjfa-8195	332	10	to	to	PART
cjfa-8195	332	11	measure	measure	VERB
cjfa-8195	332	12	financial	financial	ADJ
cjfa-8195	332	13	literacy	literacy	NOUN
cjfa-8195	332	14	and	and	CCONJ
cjfa-8195	332	15	financial	financial	ADJ
cjfa-8195	332	16	inclusion	inclusion	NOUN
cjfa-8195	332	17	:	:	PUNCT
cjfa-8195	332	18	guidance	guidance	NOUN
cjfa-8195	332	19	,	,	PUNCT
cjfa-8195	332	20	core	core	NOUN
cjfa-8195	332	21	questionnaire	questionnaire	NOUN
cjfa-8195	332	22	and	and	CCONJ
cjfa-8195	332	23	supplementary	supplementary	ADJ
cjfa-8195	332	24	questions	question	NOUN
cjfa-8195	332	25	,	,	PUNCT
cjfa-8195	332	26	www.oecd.org/	www.oecd.org/	VERB
cjfa-8195	332	27	finance	finance	NOUN
cjfa-8195	332	28	(	(	PUNCT
cjfa-8195	332	29	accessed	access	VERB
cjfa-8195	332	30	:	:	PUNCT
cjfa-8195	332	31	23.03.2015	23.03.2015	NUM
cjfa-8195	332	32	)	)	PUNCT
cjfa-8195	332	33	.	.	PUNCT
cjfa-8195	333	1	özbay	özbay	NOUN
cjfa-8195	333	2	,	,	PUNCT
cjfa-8195	333	3	m.	m.	NOUN
cjfa-8195	333	4	,	,	PUNCT
cjfa-8195	333	5	&	&	CCONJ
cjfa-8195	333	6	çelik	çelik	PROPN
cjfa-8195	333	7	,	,	PUNCT
cjfa-8195	333	8	m.e	m.e	PROPN
cjfa-8195	333	9	.	.	PROPN
cjfa-8195	333	10	(	(	PUNCT
cjfa-8195	333	11	2013	2013	NUM
cjfa-8195	333	12	)	)	PUNCT
cjfa-8195	333	13	.	.	PUNCT
cjfa-8195	334	1	türkçe	türkçe	PROPN
cjfa-8195	334	2	öğretmeni	öğretmeni	PROPN
cjfa-8195	334	3	adaylarının	adaylarının	PROPN
cjfa-8195	334	4	bilgi	bilgi	PROPN
cjfa-8195	334	5	okuryazarlık	okuryazarlık	PROPN
cjfa-8195	334	6	düzeylerinin	düzeylerinin	PROPN
cjfa-8195	334	7	i̇ncelenmesi	i̇ncelenmesi	NOUN
cjfa-8195	334	8	.	.	PUNCT
cjfa-8195	335	1	ana	ana	PROPN
cjfa-8195	335	2	dili	dili	PROPN
cjfa-8195	335	3	eğitimi	eğitimi	PROPN
cjfa-8195	335	4	dergisi	dergisi	PROPN
cjfa-8195	335	5	.	.	PROPN
cjfa-8195	335	6	1	1	NUM
cjfa-8195	335	7	(	(	PUNCT
cjfa-8195	335	8	4	4	NUM
cjfa-8195	335	9	)	)	PUNCT
cjfa-8195	335	10	,	,	PUNCT
cjfa-8195	335	11	11	11	NUM
cjfa-8195	335	12	.	.	PUNCT
cjfa-8195	335	13	remund	remund	NOUN
cjfa-8195	335	14	,	,	PUNCT
cjfa-8195	335	15	d.l	d.l	PROPN
cjfa-8195	335	16	.	.	PROPN
cjfa-8195	335	17	(	(	PUNCT
cjfa-8195	335	18	2010	2010	NUM
cjfa-8195	335	19	)	)	PUNCT
cjfa-8195	335	20	.	.	PUNCT
cjfa-8195	336	1	financial	financial	ADJ
cjfa-8195	336	2	literacy	literacy	NOUN
cjfa-8195	336	3	explicated	explicate	VERB
cjfa-8195	336	4	:	:	PUNCT
cjfa-8195	336	5	the	the	DET
cjfa-8195	336	6	case	case	NOUN
cjfa-8195	336	7	for	for	ADP
cjfa-8195	336	8	a	a	DET
cjfa-8195	336	9	clearer	clear	ADJ
cjfa-8195	336	10	definition	definition	NOUN
cjfa-8195	336	11	in	in	ADP
cjfa-8195	336	12	an	an	DET
cjfa-8195	336	13	increasingly	increasingly	ADV
cjfa-8195	336	14	complex	complex	ADJ
cjfa-8195	336	15	economy	economy	NOUN
cjfa-8195	336	16	.	.	PUNCT
cjfa-8195	337	1	journal	journal	PROPN
cjfa-8195	337	2	of	of	ADP
cjfa-8195	337	3	consumer	consumer	NOUN
cjfa-8195	337	4	affairs	affair	NOUN
cjfa-8195	337	5	.	.	PUNCT
cjfa-8195	338	1	special	special	ADJ
cjfa-8195	338	2	issue	issue	NOUN
cjfa-8195	338	3	:	:	PUNCT
cjfa-8195	338	4	financial	financial	ADJ
cjfa-8195	338	5	literacy	literacy	NOUN
cjfa-8195	338	6	.	.	PUNCT
cjfa-8195	339	1	44(2	44(2	NOUN
cjfa-8195	339	2	)	)	PUNCT
cjfa-8195	339	3	,	,	PUNCT
cjfa-8195	340	1	276–295	276–295	NUM
cjfa-8195	340	2	.	.	PUNCT
cjfa-8195	341	1	http://dx.doi.org/10.1111/j.1745-6606.2010.01169.x	http://dx.doi.org/10.1111/j.1745-6606.2010.01169.x	PROPN
cjfa-8195	341	2	.	.	PUNCT
cjfa-8195	342	1	rooij	rooij	PROPN
cjfa-8195	342	2	,	,	PUNCT
cjfa-8195	342	3	m.v	m.v	PROPN
cjfa-8195	342	4	.	.	PROPN
cjfa-8195	342	5	,	,	PUNCT
cjfa-8195	342	6	lusardi	lusardi	PROPN
cjfa-8195	342	7	,	,	PUNCT
cjfa-8195	342	8	a.	a.	PROPN
cjfa-8195	342	9	,	,	PUNCT
cjfa-8195	342	10	&	&	CCONJ
cjfa-8195	342	11	alessie	alessie	PROPN
cjfa-8195	342	12	,	,	PUNCT
cjfa-8195	342	13	r.	r.	PROPN
cjfa-8195	342	14	(	(	PUNCT
cjfa-8195	342	15	2011	2011	NUM
cjfa-8195	342	16	)	)	PUNCT
cjfa-8195	342	17	.	.	PUNCT
cjfa-8195	343	1	financial	financial	ADJ
cjfa-8195	343	2	literacy	literacy	NOUN
cjfa-8195	343	3	and	and	CCONJ
cjfa-8195	343	4	stock	stock	NOUN
cjfa-8195	343	5	market	market	NOUN
cjfa-8195	343	6	participation	participation	NOUN
cjfa-8195	343	7	.	.	PUNCT
cjfa-8195	344	1	journal	journal	NOUN
cjfa-8195	344	2	of	of	ADP
cjfa-8195	344	3	financial	financial	ADJ
cjfa-8195	344	4	economics	economic	NOUN
cjfa-8195	344	5	.	.	PUNCT
cjfa-8195	345	1	101(2	101(2	NUM
cjfa-8195	345	2	)	)	PUNCT
cjfa-8195	345	3	,	,	PUNCT
cjfa-8195	345	4	449–472	449–472	NUM
cjfa-8195	345	5	.	.	PUNCT
cjfa-8195	345	6	sarıgül	sarıgül	NOUN
cjfa-8195	345	7	,	,	PUNCT
cjfa-8195	345	8	h.	h.	PROPN
cjfa-8195	345	9	(	(	PUNCT
cjfa-8195	345	10	2014	2014	NUM
cjfa-8195	345	11	)	)	PUNCT
cjfa-8195	345	12	.	.	PUNCT
cjfa-8195	346	1	finansal	finansal	PROPN
cjfa-8195	346	2	okuryazarlık	okuryazarlık	PROPN
cjfa-8195	346	3	:	:	PUNCT
cjfa-8195	346	4	üniversite	üniversite	ADJ
cjfa-8195	346	5	öğrencilerinin	öğrencilerinin	PROPN
cjfa-8195	346	6	bilgi	bilgi	NOUN
cjfa-8195	346	7	.	.	PUNCT
cjfa-8195	347	1	tutum	tutum	PROPN
cjfa-8195	347	2	ve	ve	AUX
cjfa-8195	347	3	davranışları	davranışları	VERB
cjfa-8195	347	4	arasındaki	arasındaki	PROPN
cjfa-8195	347	5	i̇lişki	i̇lişki	PROPN
cjfa-8195	347	6	üzerine	üzerine	PROPN
cjfa-8195	347	7	ampirik	ampirik	PROPN
cjfa-8195	347	8	bir	bir	PROPN
cjfa-8195	347	9	çalışma	çalışma	PROPN
cjfa-8195	347	10	.	.	PUNCT
cjfa-8195	348	1	finans	finans	PROPN
cjfa-8195	348	2	,	,	PUNCT
cjfa-8195	348	3	politik	politik	PROPN
cjfa-8195	348	4	&	&	CCONJ
cjfa-8195	348	5	ekonomik	ekonomik	ADJ
cjfa-8195	348	6	yorumlar	yorumlar	PROPN
cjfa-8195	348	7	.	.	PUNCT
cjfa-8195	349	1	yıl:51	yıl:51	PROPN
cjfa-8195	349	2	,	,	PUNCT
cjfa-8195	349	3	sayı	sayı	ADJ
cjfa-8195	349	4	:	:	PUNCT
cjfa-8195	349	5	593	593	NUM
cjfa-8195	349	6	,	,	PUNCT
cjfa-8195	349	7	issn	issn	NOUN
cjfa-8195	349	8	,	,	PUNCT
cjfa-8195	349	9	1307–7112	1307–7112	NUM
cjfa-8195	349	10	,	,	PUNCT
cjfa-8195	349	11	53–76	53–76	NUM
cjfa-8195	349	12	.	.	PUNCT
cjfa-8195	350	1	tamer	tame	ADJ
cjfa-8195	350	2	,	,	PUNCT
cjfa-8195	350	3	m.	m.	NOUN
cjfa-8195	350	4	,	,	PUNCT
cjfa-8195	350	5	enflasyonsuz	enflasyonsuz	NOUN
cjfa-8195	350	6	türkiye’nin	türkiye’nin	NOUN
cjfa-8195	350	7	,	,	PUNCT
cjfa-8195	350	8	finansal	finansal	NOUN
cjfa-8195	350	9	okuryazar	okuryazar	NOUN
cjfa-8195	350	10	halkı	halkı	NOUN
cjfa-8195	350	11	,	,	PUNCT
cjfa-8195	350	12	http://www.milliyet	http://www.milliyet	PROPN
cjfa-8195	350	13	.	.	PUNCT
cjfa-8195	351	1	com.tr/	com.tr/	PROPN
cjfa-8195	352	1	enflasyonsuz	enflasyonsuz	PROPN
cjfa-8195	352	2	-	-	PUNCT
cjfa-8195	352	3	turkiye	turkiye	PROPN
cjfa-8195	352	4	-	-	PUNCT
cjfa-8195	352	5	nin	nin	NOUN
cjfa-8195	352	6	-	-	PUNCT
cjfa-8195	352	7	finansal	finansal	NOUN
cjfa-8195	352	8	/	/	SYM
cjfa-8195	352	9	ekonomi	ekonomi	PROPN
cjfa-8195	352	10	/	/	SYM
cjfa-8195	352	11	ydetay/1713225	ydetay/1713225	PROPN
cjfa-8195	352	12	/	/	SYM
cjfa-8195	352	13	default.htm	default.htm	PROPN
cjfa-8195	352	14	(	(	PUNCT
cjfa-8195	352	15	accessed	access	VERB
cjfa-8195	352	16	:	:	PUNCT
cjfa-8195	352	17	25.03.2015	25.03.2015	NUM
cjfa-8195	352	18	)	)	PUNCT
cjfa-8195	352	19	.	.	PUNCT
cjfa-8195	353	1	temizel	temizel	NOUN
cjfa-8195	353	2	,	,	PUNCT
cjfa-8195	353	3	f.	f.	PROPN
cjfa-8195	353	4	,	,	PUNCT
cjfa-8195	353	5	(	(	PUNCT
cjfa-8195	353	6	2010	2010	NUM
cjfa-8195	353	7	)	)	PUNCT
cjfa-8195	353	8	.	.	PUNCT
cjfa-8195	354	1	mavi	mavi	VERB
cjfa-8195	354	2	yakalılarda	yakalılarda	PROPN
cjfa-8195	354	3	finansal	finansal	PROPN
cjfa-8195	354	4	okuryazarlık	okuryazarlık	PROPN
cjfa-8195	354	5	.	.	PUNCT
cjfa-8195	355	1	beta	beta	ADJ
cjfa-8195	355	2	yayınları	yayınları	NOUN
cjfa-8195	355	3	.	.	PUNCT
cjfa-8195	356	1	1	1	X
cjfa-8195	356	2	.	.	X
cjfa-8195	356	3	baskı	baskı	NOUN
cjfa-8195	356	4	.	.	PUNCT
cjfa-8195	357	1	i̇stanbul	i̇stanbul	INTJ
cjfa-8195	357	2	.	.	PUNCT