id	domain	url
cjfa-63101	orcid.org	https://orcid.org/0009-00023275-1231
cjfa-63101	orcid.org	https://orcid.org/0000-00025710-9686
cjfa-63101	dx.doi.org	http://dx.doi.org/10.12775/cjfa.2025.003
cjfa-63101	doi.org	https://doi.org/10.1016/j.jebo.2017.07.027
cjfa-63101	doi.org	https://doi.org/10.1016/j.heliyon.2024.e33723
cjfa-63101	doi.org	https://doi.org/10.3390/economies7030081
cjfa-63101	dx.doi.org	http://dx.doi.org/10.12775/cjfa.2024.006
cjfa-63101	doi.org	https://doi.org/10.1007/978-3-030-46482-0_8
cjfa-63101	doi.org	https://doi.org/10.1016/j.jfs.2025.101417
cjfa-63101	doi.org	https://doi.org/10.1080/135
cjfa-63101	doi.org	https://doi.org/10.1088/1742-6596/949/1/012009
cjfa-63101	dx.doi.org	http://dx.doi.org/10.12775/cjfa.2022.019
cjfa-63101	doi.org	https://doi.org/10.1016/j.qref.2021.01.007
cjfa-63101	doi.org	https://doi.org/10.1002
cjfa-63101	doi.org	https://doi.org/10.11130/jei.2016.31.3.531
cjfa-63101	doi.org	https://doi.org/10.3390/economies7030081
cjfa-63101	doi.org	https://doi.org/10.3390/economies7030081
cjfa-63101	dx.doi.org	http://dx.doi.org/10.12775/cjfa.2024.006
cjfa-63101	doi.org	https://doi.org/10.1007/978-3-030-46482-0_8
cjfa-63101	doi.org	https://doi.org/10.1088/1742-6596/949/1/012009
cjfa-63101	dx.doi.org	http://dx.doi.org/10.12775/cjfa.2022.019
cjfa-63101	doi.org	https://doi.org/10.47264
cjfa-63101	doi.org	https://doi.org/10.58970/ijsb.2292
cjfa-63101	dx.doi.org	http://dx.doi.org/10.1257/jep.15.4.143
cjfa-63101	doi.org	https://doi.org/10.2307/1913643
cjfa-63101	doi.org	https://doi.org/10.1080/23322039.2023.2225327
cjfa-63101	doi.org	https://doi.org/10.1016/j.bir.2019.07.002
cjfa-63101	citinewsroom.com	https://citinewsroom.com/2024/06/52-76-of-ghanaians-multidimensionally-financially-included-report/
cjfa-63101	doi.org	https://doi.org/10.14254/2071-8330.2020/13-4/1
cjfa-63101	thedocs.worldbank.org	https://thedocs.worldbank.org/en/doc/d6a96c32453175806ed5633e924db6de-0050062025/original/ssa-progress-and-obstacles-note.pdf
cjfa-63101	dx.doi.org	http://dx.doi.org/10.1257/jep.15.4.143
cjfa-63101	doi.org	https://doi.org/10.1016/j.bir.2019.07.002
cjfa-63101	doi.org	https://doi.org/10.1016/j.frl.2017.09.007
cjfa-63101	doi.org	https://doi.org/10.1016/j.frl.2017.09.007
cjfa-63101	doi.org	https://doi.org/10.1002/jae.616
cjfa-63101	doi.org	https://doi.org/10.1002/jae.616