id	keyword
cjfa-34392	fintech
cjfa-34392	intention
cjfa-34392	use
cjfa-34392	technology
cjfa-34392	spss
cjfa-34392	factors
cjfa-34392	moderating
cjfa-34392	age
cjfa-34392	model
cjfa-34392	users
cjfa-34392	adoption
cjfa-34392	influence