id	keyword
cjfa-8202	risk
cjfa-8202	credit
cjfa-8202	loan
cjfa-8202	assets
cjfa-8202	default
cjfa-8202	exposure
cjfa-8202	bank
cjfa-8202	study
cjfa-8202	model
cjfa-8202	research
cjfa-8202	credit default
cjfa-8202	loan exposure
cjfa-8202	effect