id	sid	tid	token	lemma	pos
absel-2532	1	1	the	the	DET
absel-2532	1	2	use	use	NOUN
absel-2532	1	3	of	of	ADP
absel-2532	1	4	a	a	DET
absel-2532	1	5	simulation	simulation	NOUN
absel-2532	1	6	model	model	NOUN
absel-2532	1	7	in	in	ADP
absel-2532	1	8	the	the	DET
absel-2532	1	9	planning	planning	NOUN
absel-2532	1	10	and	and	CCONJ
absel-2532	1	11	evaluation	evaluation	NOUN
absel-2532	1	12	of	of	ADP
absel-2532	1	13	commercial	commercial	ADJ
absel-2532	1	14	bank	bank	NOUN
absel-2532	1	15	operations	operation	NOUN
absel-2532	1	16	experiential	experiential	ADJ
absel-2532	1	17	learning	learning	NOUN
absel-2532	1	18	enters	enter	VERB
absel-2532	1	19	the	the	DET
absel-2532	1	20	eighties	eighty	NOUN
absel-2532	1	21	,	,	PUNCT
absel-2532	1	22	volume	volume	NOUN
absel-2532	1	23	7	7	NUM
absel-2532	1	24	,	,	PUNCT
absel-2532	1	25	1980	1980	NUM
absel-2532	1	26	117	117	NUM
absel-2532	1	27	the	the	DET
absel-2532	1	28	use	use	NOUN
absel-2532	1	29	of	of	ADP
absel-2532	1	30	a	a	DET
absel-2532	1	31	simulation	simulation	NOUN
absel-2532	1	32	model	model	NOUN
absel-2532	1	33	in	in	ADP
absel-2532	1	34	the	the	DET
absel-2532	1	35	planning	planning	NOUN
absel-2532	1	36	and	and	CCONJ
absel-2532	1	37	evaluation	evaluation	NOUN
absel-2532	1	38	of	of	ADP
absel-2532	1	39	commercial	commercial	ADJ
absel-2532	1	40	bank	bank	PROPN
absel-2532	1	41	operations	operation	NOUN
absel-2532	1	42	bob	bob	PROPN
absel-2532	1	43	brobst	brobst	PROPN
absel-2532	1	44	,	,	PUNCT
absel-2532	1	45	university	university	PROPN
absel-2532	1	46	of	of	ADP
absel-2532	1	47	texas	texas	PROPN
absel-2532	1	48	at	at	ADP
absel-2532	1	49	arlington	arlington	PROPN
absel-2532	1	50	alan	alan	PROPN
absel-2532	1	51	clements	clements	PROPN
absel-2532	1	52	,	,	PUNCT
absel-2532	1	53	first	first	PROPN
absel-2532	1	54	united	united	PROPN
absel-2532	1	55	bancorporation	bancorporation	PROPN
absel-2532	1	56	,	,	PUNCT
absel-2532	1	57	inc	inc	PROPN
absel-2532	1	58	.	.	PROPN
absel-2532	1	59	,	,	PUNCT
absel-2532	1	60	fort	fort	PROPN
absel-2532	1	61	worth	worth	ADJ
absel-2532	1	62	abstract	abstract	ADP
absel-2532	1	63	the	the	DET
absel-2532	1	64	objective	objective	NOUN
absel-2532	1	65	of	of	ADP
absel-2532	1	66	this	this	DET
absel-2532	1	67	study	study	NOUN
absel-2532	1	68	was	be	AUX
absel-2532	1	69	to	to	PART
absel-2532	1	70	develop	develop	VERB
absel-2532	1	71	m	m	PROPN
absel-2532	1	72	simulation	simulation	NOUN
absel-2532	1	73	model	model	NOUN
absel-2532	1	74	of	of	ADP
absel-2532	1	75	a	a	DET
absel-2532	1	76	commercial	commercial	ADJ
absel-2532	1	77	bank	bank	NOUN
absel-2532	1	78	’s	’s	PART
absel-2532	1	79	operations	operation	NOUN
absel-2532	1	80	.	.	PUNCT
absel-2532	2	1	the	the	DET
absel-2532	2	2	model	model	NOUN
absel-2532	2	3	will	will	AUX
absel-2532	2	4	be	be	AUX
absel-2532	2	5	designed	design	VERB
absel-2532	2	6	to	to	PART
absel-2532	2	7	accomplish	accomplish	VERB
absel-2532	2	8	the	the	DET
absel-2532	2	9	following	following	NOUN
absel-2532	2	10	:	:	PUNCT
absel-2532	2	11	1	1	X
absel-2532	2	12	.	.	X
absel-2532	2	13	develop	develop	VERB
absel-2532	2	14	a	a	DET
absel-2532	2	15	yearly	yearly	ADJ
absel-2532	2	16	forecast	forecast	NOUN
absel-2532	2	17	of	of	ADP
absel-2532	2	18	net	net	ADJ
absel-2532	2	19	income	income	NOUN
absel-2532	2	20	for	for	ADP
absel-2532	2	21	m	m	PROPN
absel-2532	2	22	period	period	NOUN
absel-2532	2	23	of	of	ADP
absel-2532	2	24	1	1	NUM
absel-2532	2	25	to	to	PART
absel-2532	2	26	4	4	NUM
absel-2532	2	27	years	year	NOUN
absel-2532	2	28	with	with	ADP
absel-2532	2	29	consideration	consideration	NOUN
absel-2532	2	30	of	of	ADP
absel-2532	2	31	liquidity	liquidity	NOUN
absel-2532	2	32	requirements	requirement	NOUN
absel-2532	2	33	,	,	PUNCT
absel-2532	2	34	capital	capital	NOUN
absel-2532	2	35	adequacy	adequacy	NOUN
absel-2532	2	36	,	,	PUNCT
absel-2532	2	37	and	and	CCONJ
absel-2532	2	38	operations	operation	NOUN
absel-2532	2	39	management	management	NOUN
absel-2532	2	40	;	;	PUNCT
absel-2532	2	41	2	2	X
absel-2532	2	42	.	.	X
absel-2532	2	43	calculate	calculate	PROPN
absel-2532	2	44	m	m	PROPN
absel-2532	2	45	total	total	NOUN
absel-2532	2	46	forecasted	forecast	VERB
absel-2532	2	47	net	net	ADJ
absel-2532	2	48	income	income	NOUN
absel-2532	2	49	over	over	ADP
absel-2532	2	50	the	the	DET
absel-2532	2	51	4	4	NUM
absel-2532	2	52	year	year	NOUN
absel-2532	2	53	horizon	horizon	NOUN
absel-2532	2	54	period	period	NOUN
absel-2532	2	55	;	;	PUNCT
absel-2532	2	56	3	3	X
absel-2532	2	57	.	.	X
absel-2532	2	58	generate	generate	VERB
absel-2532	2	59	a	a	DET
absel-2532	2	60	record	record	NOUN
absel-2532	2	61	of	of	ADP
absel-2532	2	62	the	the	DET
absel-2532	2	63	results	result	NOUN
absel-2532	2	64	by	by	ADP
absel-2532	2	65	way	way	NOUN
absel-2532	2	66	of	of	ADP
absel-2532	2	67	a	a	DET
absel-2532	2	68	balance	balance	NOUN
absel-2532	2	69	sheet	sheet	NOUN
absel-2532	2	70	,	,	PUNCT
absel-2532	2	71	an	an	DET
absel-2532	2	72	income	income	NOUN
absel-2532	2	73	statement	statement	NOUN
absel-2532	2	74	,	,	PUNCT
absel-2532	2	75	and	and	CCONJ
absel-2532	2	76	m	m	VERB
absel-2532	2	77	supporting	support	VERB
absel-2532	2	78	report	report	NOUN
absel-2532	2	79	of	of	ADP
absel-2532	2	80	the	the	DET
absel-2532	2	81	intermediate	intermediate	ADJ
absel-2532	2	82	accumulated	accumulate	VERB
absel-2532	2	83	net	net	ADJ
absel-2532	2	84	income	income	NOUN
absel-2532	2	85	figures	figure	NOUN
absel-2532	2	86	for	for	ADP
absel-2532	2	87	each	each	DET
absel-2532	2	88	trial	trial	NOUN
absel-2532	2	89	.	.	PUNCT
absel-2532	3	1	this	this	DET
absel-2532	3	2	research	research	NOUN
absel-2532	3	3	effort	effort	NOUN
absel-2532	3	4	establishes	establish	VERB
absel-2532	3	5	two	two	NUM
absel-2532	3	6	hypotheses	hypothesis	NOUN
absel-2532	3	7	.	.	PUNCT
absel-2532	4	1	first	first	ADV
absel-2532	4	2	a	a	DET
absel-2532	4	3	model	model	NOUN
absel-2532	4	4	which	which	PRON
absel-2532	4	5	simulates	simulate	VERB
absel-2532	4	6	m	m	VERB
absel-2532	4	7	commercial	commercial	PROPN
absel-2532	4	8	bank	bank	NOUN
absel-2532	4	9	’s	’s	PART
absel-2532	4	10	operations	operation	NOUN
absel-2532	4	11	can	can	AUX
absel-2532	4	12	be	be	AUX
absel-2532	4	13	constructed	construct	VERB
absel-2532	4	14	,	,	PUNCT
absel-2532	4	15	run	run	NOUN
absel-2532	4	16	,	,	PUNCT
absel-2532	4	17	and	and	CCONJ
absel-2532	4	18	evaluated	evaluate	VERB
absel-2532	4	19	against	against	ADP
absel-2532	4	20	operating	operating	NOUN
absel-2532	4	21	management	management	NOUN
absel-2532	4	22	strategies	strategy	NOUN
absel-2532	4	23	.	.	PUNCT
absel-2532	5	1	second	second	ADJ
absel-2532	5	2	,	,	PUNCT
absel-2532	5	3	the	the	DET
absel-2532	5	4	derived	derived	ADJ
absel-2532	5	5	benefit	benefit	NOUN
absel-2532	5	6	of	of	ADP
absel-2532	5	7	such	such	DET
absel-2532	5	8	a	a	DET
absel-2532	5	9	modeling	modeling	NOUN
absel-2532	5	10	process	process	NOUN
absel-2532	5	11	will	will	AUX
absel-2532	5	12	provide	provide	VERB
absel-2532	5	13	comprehensive	comprehensive	ADJ
absel-2532	5	14	insight	insight	NOUN
absel-2532	5	15	into	into	ADP
absel-2532	5	16	the	the	DET
absel-2532	5	17	relationship	relationship	NOUN
absel-2532	5	18	of	of	ADP
absel-2532	5	19	the	the	DET
absel-2532	5	20	balance	balance	NOUN
absel-2532	5	21	sheet	sheet	NOUN
absel-2532	5	22	,	,	PUNCT
absel-2532	5	23	the	the	DET
absel-2532	5	24	income	income	NOUN
absel-2532	5	25	statement	statement	NOUN
absel-2532	5	26	,	,	PUNCT
absel-2532	5	27	and	and	CCONJ
absel-2532	5	28	various	various	ADJ
absel-2532	5	29	operating	operate	VERB
absel-2532	5	30	decision	decision	NOUN
absel-2532	5	31	variables	variable	NOUN
absel-2532	5	32	.	.	PUNCT
absel-2532	6	1	introduction	introduction	NOUN
absel-2532	6	2	commercial	commercial	ADJ
absel-2532	6	3	banking	banking	NOUN
absel-2532	6	4	is	be	AUX
absel-2532	6	5	currently	currently	ADV
absel-2532	6	6	experiencing	experience	VERB
absel-2532	6	7	one	one	NUM
absel-2532	6	8	of	of	ADP
absel-2532	6	9	the	the	DET
absel-2532	6	10	most	most	ADV
absel-2532	6	11	challenging	challenging	ADJ
absel-2532	6	12	eras	era	NOUN
absel-2532	6	13	in	in	ADP
absel-2532	6	14	its	its	PRON
absel-2532	6	15	history	history	NOUN
absel-2532	6	16	.	.	PUNCT
absel-2532	7	1	an	an	DET
absel-2532	7	2	expanding	expand	VERB
absel-2532	7	3	economy	economy	NOUN
absel-2532	7	4	,	,	PUNCT
absel-2532	7	5	a	a	DET
absel-2532	7	6	growing	grow	VERB
absel-2532	7	7	population	population	NOUN
absel-2532	7	8	,	,	PUNCT
absel-2532	7	9	improvements	improvement	NOUN
absel-2532	7	10	in	in	ADP
absel-2532	7	11	transportation	transportation	NOUN
absel-2532	7	12	and	and	CCONJ
absel-2532	7	13	communication	communication	NOUN
absel-2532	7	14	,	,	PUNCT
absel-2532	7	15	and	and	CCONJ
absel-2532	7	16	integration	integration	NOUN
absel-2532	7	17	of	of	ADP
absel-2532	7	18	business	business	NOUN
absel-2532	7	19	into	into	ADP
absel-2532	7	20	large	large	ADJ
absel-2532	7	21	national	national	ADJ
absel-2532	7	22	corporations	corporation	NOUN
absel-2532	7	23	have	have	AUX
absel-2532	7	24	demanded	demand	VERB
absel-2532	7	25	that	that	SCONJ
absel-2532	7	26	the	the	DET
absel-2532	7	27	banking	banking	NOUN
absel-2532	7	28	system	system	NOUN
absel-2532	7	29	provide	provide	VERB
absel-2532	7	30	new	new	ADJ
absel-2532	7	31	and	and	CCONJ
absel-2532	7	32	improved	improved	ADJ
absel-2532	7	33	banking	banking	NOUN
absel-2532	7	34	services	service	NOUN
absel-2532	7	35	.	.	PUNCT
absel-2532	8	1	many	many	ADJ
absel-2532	8	2	banking	banking	NOUN
absel-2532	8	3	services	service	NOUN
absel-2532	8	4	common	common	ADJ
absel-2532	8	5	today	today	NOUN
absel-2532	8	6	,	,	PUNCT
absel-2532	8	7	from	from	ADP
absel-2532	8	8	drive	drive	NOUN
absel-2532	8	9	-	-	PUNCT
absel-2532	8	10	in	in	ADP
absel-2532	8	11	tellers	teller	NOUN
absel-2532	8	12	to	to	PART
absel-2532	8	13	account	account	NOUN
absel-2532	8	14	reconciliation	reconciliation	NOUN
absel-2532	8	15	,	,	PUNCT
absel-2532	8	16	were	be	AUX
absel-2532	8	17	unheard	unheard	ADJ
absel-2532	8	18	of	of	ADP
absel-2532	8	19	forty	forty	NUM
absel-2532	8	20	years	year	NOUN
absel-2532	8	21	ago	ago	ADV
absel-2532	8	22	.	.	PUNCT
absel-2532	9	1	while	while	SCONJ
absel-2532	9	2	the	the	DET
absel-2532	9	3	extension	extension	NOUN
absel-2532	9	4	of	of	ADP
absel-2532	9	5	credit	credit	NOUN
absel-2532	9	6	remains	remain	VERB
absel-2532	9	7	a	a	DET
absel-2532	9	8	basic	basic	ADJ
absel-2532	9	9	banking	banking	NOUN
absel-2532	9	10	service	service	NOUN
absel-2532	9	11	,	,	PUNCT
absel-2532	9	12	the	the	DET
absel-2532	9	13	forms	form	NOUN
absel-2532	9	14	midvarieties	midvarietie	NOUN
absel-2532	9	15	of	of	ADP
absel-2532	9	16	loan	loan	NOUN
absel-2532	9	17	arrangements	arrangement	NOUN
absel-2532	9	18	have	have	AUX
absel-2532	9	19	greatly	greatly	ADV
absel-2532	9	20	multiplied	multiply	VERB
absel-2532	9	21	.	.	PUNCT
absel-2532	10	1	to	to	PART
absel-2532	10	2	serve	serve	VERB
absel-2532	10	3	a	a	DET
absel-2532	10	4	dynamic	dynamic	ADJ
absel-2532	10	5	economy	economy	NOUN
absel-2532	10	6	,	,	PUNCT
absel-2532	10	7	the	the	DET
absel-2532	10	8	banking	banking	NOUN
absel-2532	10	9	system	system	NOUN
absel-2532	10	10	must	must	AUX
absel-2532	10	11	remain	remain	VERB
absel-2532	10	12	flexible	flexible	ADJ
absel-2532	10	13	and	and	CCONJ
absel-2532	10	14	must	must	AUX
absel-2532	10	15	find	find	VERB
absel-2532	10	16	resources	resource	NOUN
absel-2532	10	17	,	,	PUNCT
absel-2532	10	18	primarily	primarily	ADV
absel-2532	10	19	of	of	ADP
absel-2532	10	20	management	management	NOUN
absel-2532	10	21	and	and	CCONJ
absel-2532	10	22	organization	organization	NOUN
absel-2532	10	23	,	,	PUNCT
absel-2532	10	24	to	to	PART
absel-2532	10	25	meet	meet	VERB
absel-2532	10	26	even	even	ADV
absel-2532	10	27	more	more	ADV
absel-2532	10	28	challenging	challenging	ADJ
absel-2532	10	29	demands	demand	NOUN
absel-2532	10	30	in	in	ADP
absel-2532	10	31	the	the	DET
absel-2532	10	32	future	future	NOUN
absel-2532	10	33	.	.	PUNCT
absel-2532	11	1	competition	competition	NOUN
absel-2532	11	2	is	be	AUX
absel-2532	11	3	a	a	DET
absel-2532	11	4	major	major	ADJ
absel-2532	11	5	challenge	challenge	NOUN
absel-2532	11	6	facing	face	VERB
absel-2532	11	7	bankers	banker	NOUN
absel-2532	11	8	.	.	PUNCT
absel-2532	12	1	the	the	DET
absel-2532	12	2	commercial	commercial	ADJ
absel-2532	12	3	banking	banking	NOUN
absel-2532	12	4	system	system	NOUN
absel-2532	12	5	competes	compete	VERB
absel-2532	12	6	with	with	ADP
absel-2532	12	7	other	other	ADJ
absel-2532	12	8	financial	financial	ADJ
absel-2532	12	9	institutions	institution	NOUN
absel-2532	12	10	to	to	PART
absel-2532	12	11	provide	provide	VERB
absel-2532	12	12	banking	banking	NOUN
absel-2532	12	13	and	and	CCONJ
absel-2532	12	14	financial	financial	ADJ
absel-2532	12	15	services	service	NOUN
absel-2532	12	16	.	.	PUNCT
absel-2532	13	1	many	many	ADJ
absel-2532	13	2	banking	banking	NOUN
absel-2532	13	3	forecasters	forecaster	NOUN
absel-2532	13	4	believe	believe	VERB
absel-2532	13	5	that	that	SCONJ
absel-2532	13	6	banking	banking	NOUN
absel-2532	13	7	will	will	AUX
absel-2532	13	8	become	become	VERB
absel-2532	13	9	increasingly	increasingly	ADV
absel-2532	13	10	a	a	DET
absel-2532	13	11	funds	fund	NOUN
absel-2532	13	12	-	-	PUNCT
absel-2532	13	13	gathering	gather	VERB
absel-2532	13	14	business	business	NOUN
absel-2532	13	15	,	,	PUNCT
absel-2532	13	16	with	with	ADP
absel-2532	13	17	particular	particular	ADJ
absel-2532	13	18	emphasis	emphasis	NOUN
absel-2532	13	19	on	on	ADP
absel-2532	13	20	the	the	DET
absel-2532	13	21	consumer	consumer	NOUN
absel-2532	13	22	market	market	NOUN
absel-2532	13	23	.	.	PUNCT
absel-2532	14	1	[	[	X
absel-2532	14	2	1	1	X
absel-2532	14	3	]	]	X
absel-2532	14	4	good	good	ADJ
absel-2532	14	5	loans	loan	NOUN
absel-2532	14	6	will	will	AUX
absel-2532	14	7	be	be	AUX
absel-2532	14	8	easy	easy	ADJ
absel-2532	14	9	to	to	PART
absel-2532	14	10	make	make	VERB
absel-2532	14	11	in	in	ADP
absel-2532	14	12	the	the	DET
absel-2532	14	13	face	face	NOUN
absel-2532	14	14	of	of	ADP
absel-2532	14	15	m	m	VERB
absel-2532	14	16	strong	strong	ADJ
absel-2532	14	17	and	and	CCONJ
absel-2532	14	18	rising	rise	VERB
absel-2532	14	19	demand	demand	NOUN
absel-2532	14	20	for	for	ADP
absel-2532	14	21	credit	credit	NOUN
absel-2532	14	22	and	and	CCONJ
absel-2532	14	23	a	a	DET
absel-2532	14	24	limited	limited	ADJ
absel-2532	14	25	growth	growth	NOUN
absel-2532	14	26	in	in	ADP
absel-2532	14	27	the	the	DET
absel-2532	14	28	supply	supply	NOUN
absel-2532	14	29	of	of	ADP
absel-2532	14	30	money	money	NOUN
absel-2532	14	31	.	.	PUNCT
absel-2532	15	1	although	although	SCONJ
absel-2532	15	2	the	the	DET
absel-2532	15	3	demand	demand	NOUN
absel-2532	15	4	for	for	ADP
absel-2532	15	5	credit	credit	NOUN
absel-2532	15	6	is	be	AUX
absel-2532	15	7	rising	rise	VERB
absel-2532	15	8	,	,	PUNCT
absel-2532	15	9	bank	bank	NOUN
absel-2532	15	10	management	management	NOUN
absel-2532	15	11	must	must	AUX
absel-2532	15	12	strive	strive	VERB
absel-2532	15	13	to	to	PART
absel-2532	15	14	balance	balance	VERB
absel-2532	15	15	desired	desire	VERB
absel-2532	15	16	rates	rate	NOUN
absel-2532	15	17	of	of	ADP
absel-2532	15	18	return	return	NOUN
absel-2532	15	19	against	against	ADP
absel-2532	15	20	anticipated	anticipate	VERB
absel-2532	15	21	levels	level	NOUN
absel-2532	15	22	of	of	ADP
absel-2532	15	23	risk	risk	NOUN
absel-2532	15	24	,	,	PUNCT
absel-2532	15	25	which	which	PRON
absel-2532	15	26	is	be	AUX
absel-2532	15	27	difficult	difficult	ADJ
absel-2532	15	28	to	to	PART
absel-2532	15	29	achieve	achieve	VERB
absel-2532	15	30	because	because	SCONJ
absel-2532	15	31	of	of	ADP
absel-2532	15	32	the	the	DET
absel-2532	15	33	uncertainties	uncertainty	NOUN
absel-2532	15	34	of	of	ADP
absel-2532	15	35	future	future	ADJ
absel-2532	15	36	interest	interest	NOUN
absel-2532	15	37	rates	rate	NOUN
absel-2532	15	38	.	.	PUNCT
absel-2532	16	1	the	the	DET
absel-2532	16	2	predicament	predicament	NOUN
absel-2532	16	3	facing	face	VERB
absel-2532	16	4	bank	bank	NOUN
absel-2532	16	5	management	management	NOUN
absel-2532	16	6	is	be	AUX
absel-2532	16	7	one	one	NUM
absel-2532	16	8	of	of	ADP
absel-2532	16	9	forecasting	forecast	VERB
absel-2532	16	10	the	the	DET
absel-2532	16	11	future	future	NOUN
absel-2532	16	12	and	and	CCONJ
absel-2532	16	13	making	make	VERB
absel-2532	16	14	plans	plan	NOUN
absel-2532	16	15	and	and	CCONJ
absel-2532	16	16	policies	policy	NOUN
absel-2532	16	17	that	that	PRON
absel-2532	16	18	consider	consider	VERB
absel-2532	16	19	future	future	ADJ
absel-2532	16	20	expectations	expectation	NOUN
absel-2532	16	21	ms	ms	NOUN
absel-2532	16	22	well	well	ADV
absel-2532	16	23	as	as	ADP
absel-2532	16	24	current	current	ADJ
absel-2532	16	25	conditions	condition	NOUN
absel-2532	16	26	.	.	PUNCT
absel-2532	17	1	those	those	DET
absel-2532	17	2	plans	plan	NOUN
absel-2532	17	3	and	and	CCONJ
absel-2532	17	4	policies	policy	NOUN
absel-2532	17	5	focus	focus	VERB
absel-2532	17	6	on	on	ADP
absel-2532	17	7	the	the	DET
absel-2532	17	8	following	following	NOUN
absel-2532	17	9	:	:	PUNCT
absel-2532	17	10	1	1	X
absel-2532	17	11	.	.	X
absel-2532	17	12	asset	asset	NOUN
absel-2532	17	13	quality	quality	NOUN
absel-2532	17	14	,	,	PUNCT
absel-2532	17	15	2	2	NUM
absel-2532	17	16	.	.	PUNCT
absel-2532	17	17	liquidity	liquidity	NOUN
absel-2532	17	18	,	,	PUNCT
absel-2532	17	19	3	3	X
absel-2532	17	20	.	.	PUNCT
absel-2532	17	21	capital	capital	NOUN
absel-2532	17	22	adequacy	adequacy	NOUN
absel-2532	17	23	,	,	PUNCT
absel-2532	17	24	and	and	CCONJ
absel-2532	17	25	4	4	X
absel-2532	17	26	.	.	X
absel-2532	17	27	operations	operation	NOUN
absel-2532	17	28	management	management	NOUN
absel-2532	17	29	.	.	PUNCT
absel-2532	18	1	asset	asset	NOUN
absel-2532	18	2	quality	quality	NOUN
absel-2532	18	3	normally	normally	ADV
absel-2532	18	4	refers	refer	VERB
absel-2532	18	5	to	to	ADP
absel-2532	18	6	the	the	DET
absel-2532	18	7	degree	degree	NOUN
absel-2532	18	8	of	of	ADP
absel-2532	18	9	risk	risk	NOUN
absel-2532	18	10	associated	associate	VERB
absel-2532	18	11	with	with	ADP
absel-2532	18	12	a	a	DET
absel-2532	18	13	specific	specific	ADJ
absel-2532	18	14	volume	volume	NOUN
absel-2532	18	15	of	of	ADP
absel-2532	18	16	financial	financial	ADJ
absel-2532	18	17	assets	asset	NOUN
absel-2532	18	18	.	.	PUNCT
absel-2532	19	1	sufficient	sufficient	ADJ
absel-2532	19	2	liquidity	liquidity	NOUN
absel-2532	19	3	must	must	AUX
absel-2532	19	4	be	be	AUX
absel-2532	19	5	preserved	preserve	VERB
absel-2532	19	6	to	to	PART
absel-2532	19	7	take	take	VERB
absel-2532	19	8	advantage	advantage	NOUN
absel-2532	19	9	of	of	ADP
absel-2532	19	10	expansion	expansion	NOUN
absel-2532	19	11	opportunities	opportunity	NOUN
absel-2532	19	12	as	as	SCONJ
absel-2532	19	13	they	they	PRON
absel-2532	19	14	might	might	AUX
absel-2532	19	15	develop	develop	VERB
absel-2532	19	16	.	.	PUNCT
absel-2532	20	1	capital	capital	NOUN
absel-2532	20	2	adequacy	adequacy	NOUN
absel-2532	20	3	is	be	AUX
absel-2532	20	4	influenced	influence	VERB
absel-2532	20	5	by	by	ADP
absel-2532	20	6	the	the	DET
absel-2532	20	7	prevailing	prevail	VERB
absel-2532	20	8	and	and	CCONJ
absel-2532	20	9	expected	expect	VERB
absel-2532	20	10	economic	economic	ADJ
absel-2532	20	11	conditions	condition	NOUN
absel-2532	20	12	of	of	ADP
absel-2532	20	13	the	the	DET
absel-2532	20	14	entire	entire	ADJ
absel-2532	20	15	economy	economy	NOUN
absel-2532	20	16	and	and	CCONJ
absel-2532	20	17	of	of	ADP
absel-2532	20	18	the	the	DET
absel-2532	20	19	local	local	ADJ
absel-2532	20	20	area	area	NOUN
absel-2532	20	21	served	serve	VERB
absel-2532	20	22	by	by	ADP
absel-2532	20	23	the	the	DET
absel-2532	20	24	bank	bank	NOUN
absel-2532	20	25	,	,	PUNCT
absel-2532	20	26	by	by	ADP
absel-2532	20	27	the	the	DET
absel-2532	20	28	quality	quality	NOUN
absel-2532	20	29	and	and	CCONJ
absel-2532	20	30	liquidity	liquidity	NOUN
absel-2532	20	31	of	of	ADP
absel-2532	20	32	the	the	DET
absel-2532	20	33	bank	bank	NOUN
absel-2532	20	34	’s	’s	PART
absel-2532	20	35	assets	asset	NOUN
absel-2532	20	36	,	,	PUNCT
absel-2532	20	37	and	and	CCONJ
absel-2532	20	38	by	by	ADP
absel-2532	20	39	the	the	DET
absel-2532	20	40	quality	quality	NOUN
absel-2532	20	41	of	of	ADP
absel-2532	20	42	bank	bank	NOUN
absel-2532	20	43	management	management	NOUN
absel-2532	20	44	.	.	PUNCT
absel-2532	21	1	efficiency	efficiency	NOUN
absel-2532	21	2	of	of	ADP
absel-2532	21	3	operations	operation	NOUN
absel-2532	21	4	management	management	NOUN
absel-2532	21	5	is	be	AUX
absel-2532	21	6	required	require	VERB
absel-2532	21	7	in	in	ADP
absel-2532	21	8	the	the	DET
absel-2532	21	9	achievement	achievement	NOUN
absel-2532	21	10	of	of	ADP
absel-2532	21	11	profit	profit	NOUN
absel-2532	21	12	objectives	objective	NOUN
absel-2532	21	13	.	.	PUNCT
absel-2532	22	1	this	this	PRON
absel-2532	22	2	requires	require	VERB
absel-2532	22	3	specific	specific	ADJ
absel-2532	22	4	programs	program	NOUN
absel-2532	22	5	in	in	ADP
absel-2532	22	6	the	the	DET
absel-2532	22	7	management	management	NOUN
absel-2532	22	8	of	of	ADP
absel-2532	22	9	staff	staff	NOUN
absel-2532	22	10	,	,	PUNCT
absel-2532	22	11	variable	variable	ADJ
absel-2532	22	12	expenses	expense	NOUN
absel-2532	22	13	associated	associate	VERB
absel-2532	22	14	with	with	ADP
absel-2532	22	15	changes	change	NOUN
absel-2532	22	16	in	in	ADP
absel-2532	22	17	the	the	DET
absel-2532	22	18	volume	volume	NOUN
absel-2532	22	19	of	of	ADP
absel-2532	22	20	business	business	NOUN
absel-2532	22	21	transacted	transact	VERB
absel-2532	22	22	,	,	PUNCT
absel-2532	22	23	and	and	CCONJ
absel-2532	22	24	the	the	DET
absel-2532	22	25	fixed	fix	VERB
absel-2532	22	26	costs	cost	NOUN
absel-2532	22	27	of	of	ADP
absel-2532	22	28	providing	provide	VERB
absel-2532	22	29	the	the	DET
absel-2532	22	30	space	space	NOUN
absel-2532	22	31	and	and	CCONJ
absel-2532	22	32	equipment	equipment	NOUN
absel-2532	22	33	required	require	VERB
absel-2532	22	34	for	for	ADP
absel-2532	22	35	bank	bank	NOUN
absel-2532	22	36	operations	operation	NOUN
absel-2532	22	37	.	.	PUNCT
absel-2532	23	1	profit	profit	NOUN
absel-2532	23	2	planning	planning	NOUN
absel-2532	23	3	profit	profit	NOUN
absel-2532	23	4	plans	plan	NOUN
absel-2532	23	5	are	be	AUX
absel-2532	23	6	derived	derive	VERB
absel-2532	23	7	from	from	ADP
absel-2532	23	8	forecasts	forecast	NOUN
absel-2532	23	9	of	of	ADP
absel-2532	23	10	the	the	DET
absel-2532	23	11	volume	volume	NOUN
absel-2532	23	12	of	of	ADP
absel-2532	23	13	the	the	DET
absel-2532	23	14	bank	bank	NOUN
absel-2532	23	15	’s	’s	PART
absel-2532	23	16	assets	asset	NOUN
absel-2532	23	17	and	and	CCONJ
absel-2532	23	18	liabilities	liability	NOUN
absel-2532	23	19	.	.	PUNCT
absel-2532	24	1	when	when	SCONJ
absel-2532	24	2	volume	volume	NOUN
absel-2532	24	3	and	and	CCONJ
absel-2532	24	4	activity	activity	NOUN
absel-2532	24	5	have	have	AUX
absel-2532	24	6	been	be	AUX
absel-2532	24	7	projected	project	VERB
absel-2532	24	8	,	,	PUNCT
absel-2532	24	9	they	they	PRON
absel-2532	24	10	can	can	AUX
absel-2532	24	11	be	be	AUX
absel-2532	24	12	combined	combine	VERB
absel-2532	24	13	with	with	ADP
absel-2532	24	14	other	other	ADJ
absel-2532	24	15	managerial	managerial	ADJ
absel-2532	24	16	projections	projection	NOUN
absel-2532	24	17	to	to	PART
absel-2532	24	18	form	form	VERB
absel-2532	24	19	an	an	DET
absel-2532	24	20	estimate	estimate	NOUN
absel-2532	24	21	of	of	ADP
absel-2532	24	22	expenses	expense	NOUN
absel-2532	24	23	and	and	CCONJ
absel-2532	24	24	revenues	revenue	NOUN
absel-2532	24	25	to	to	PART
absel-2532	24	26	forecast	forecast	VERB
absel-2532	24	27	earnings	earning	NOUN
absel-2532	24	28	before	before	ADP
absel-2532	24	29	and	and	CCONJ
absel-2532	24	30	after	after	ADP
absel-2532	24	31	taxes	taxis	NOUN
absel-2532	24	32	.	.	PUNCT
absel-2532	25	1	for	for	ADP
absel-2532	25	2	many	many	ADJ
absel-2532	25	3	years	year	NOUN
absel-2532	25	4	commercial	commercial	ADJ
absel-2532	25	5	banking	banking	NOUN
absel-2532	25	6	has	have	AUX
absel-2532	25	7	been	be	AUX
absel-2532	25	8	primarily	primarily	ADV
absel-2532	25	9	m	m	PRON
absel-2532	25	10	funds	fund	NOUN
absel-2532	25	11	-	-	PUNCT
absel-2532	25	12	using	use	VERB
absel-2532	25	13	business	business	NOUN
absel-2532	25	14	.	.	PUNCT
absel-2532	26	1	the	the	DET
absel-2532	26	2	major	major	ADJ
absel-2532	26	3	focus	focus	NOUN
absel-2532	26	4	of	of	ADP
absel-2532	26	5	bank	bank	NOUN
absel-2532	26	6	policy	policy	NOUN
absel-2532	26	7	has	have	AUX
absel-2532	26	8	been	be	AUX
absel-2532	26	9	on	on	ADP
absel-2532	26	10	asset	asset	NOUN
absel-2532	26	11	management	management	NOUN
absel-2532	26	12	and	and	CCONJ
absel-2532	26	13	how	how	SCONJ
absel-2532	26	14	to	to	PART
absel-2532	26	15	lend	lend	VERB
absel-2532	26	16	or	or	CCONJ
absel-2532	26	17	invest	invest	VERB
absel-2532	26	18	m	m	NOUN
absel-2532	26	19	surplus	surplus	NOUN
absel-2532	26	20	of	of	ADP
absel-2532	26	21	deposits	deposit	NOUN
absel-2532	26	22	.	.	PUNCT
absel-2532	27	1	the	the	DET
absel-2532	27	2	allocation	allocation	NOUN
absel-2532	27	3	of	of	ADP
absel-2532	27	4	funds	fund	NOUN
absel-2532	27	5	to	to	ADP
absel-2532	27	6	various	various	ADJ
absel-2532	27	7	asset	asset	NOUN
absel-2532	27	8	categories	category	NOUN
absel-2532	27	9	must	must	AUX
absel-2532	27	10	provide	provide	VERB
absel-2532	27	11	adequate	adequate	ADJ
absel-2532	27	12	liquidity	liquidity	NOUN
absel-2532	27	13	,	,	PUNCT
absel-2532	27	14	serve	serve	VERB
absel-2532	27	15	the	the	DET
absel-2532	27	16	credit	credit	NOUN
absel-2532	27	17	needs	need	NOUN
absel-2532	27	18	of	of	ADP
absel-2532	27	19	the	the	DET
absel-2532	27	20	bank	bank	NOUN
absel-2532	27	21	’s	’s	PART
absel-2532	27	22	customers	customer	NOUN
absel-2532	27	23	,	,	PUNCT
absel-2532	27	24	and	and	CCONJ
absel-2532	27	25	maximize	maximize	VERB
absel-2532	27	26	the	the	DET
absel-2532	27	27	income	income	NOUN
absel-2532	27	28	from	from	ADP
absel-2532	27	29	its	its	PRON
absel-2532	27	30	investment	investment	NOUN
absel-2532	27	31	.	.	PUNCT
absel-2532	28	1	prof	prof	NOUN
absel-2532	28	2	it	it	PRON
absel-2532	28	3	planning	planning	NOUN
absel-2532	28	4	requires	require	VERB
absel-2532	28	5	analyzing	analyze	VERB
absel-2532	28	6	the	the	DET
absel-2532	28	7	objectives	objective	NOUN
absel-2532	28	8	of	of	ADP
absel-2532	28	9	asset	asset	NOUN
absel-2532	28	10	quality	quality	NOUN
absel-2532	28	11	,	,	PUNCT
absel-2532	28	12	liquidity	liquidity	NOUN
absel-2532	28	13	,	,	PUNCT
absel-2532	28	14	capital	capital	NOUN
absel-2532	28	15	adequacy	adequacy	NOUN
absel-2532	28	16	and	and	CCONJ
absel-2532	28	17	operations	operation	NOUN
absel-2532	28	18	management	management	NOUN
absel-2532	28	19	policies	policy	NOUN
absel-2532	28	20	and	and	CCONJ
absel-2532	28	21	developing	develop	VERB
absel-2532	28	22	a	a	DET
absel-2532	28	23	strategy	strategy	NOUN
absel-2532	28	24	coordinated	coordinate	VERB
absel-2532	28	25	to	to	PART
absel-2532	28	26	achieve	achieve	VERB
absel-2532	28	27	an	an	DET
absel-2532	28	28	expected	expect	VERB
absel-2532	28	29	rate	rate	NOUN
absel-2532	28	30	of	of	ADP
absel-2532	28	31	return	return	NOUN
absel-2532	28	32	.	.	PUNCT
absel-2532	29	1	in	in	ADP
absel-2532	29	2	some	some	DET
absel-2532	29	3	institutions	institution	NOUN
absel-2532	29	4	,	,	PUNCT
absel-2532	29	5	the	the	DET
absel-2532	29	6	profit	profit	NOUN
absel-2532	29	7	planning	planning	NOUN
absel-2532	29	8	function	function	NOUN
absel-2532	29	9	is	be	AUX
absel-2532	29	10	accomplished	accomplish	VERB
absel-2532	29	11	through	through	ADP
absel-2532	29	12	an	an	DET
absel-2532	29	13	executive	executive	ADJ
absel-2532	29	14	management	management	NOUN
absel-2532	29	15	committee	committee	NOUN
absel-2532	29	16	composed	compose	VERB
absel-2532	29	17	of	of	ADP
absel-2532	29	18	senior	senior	ADJ
absel-2532	29	19	bank	bank	NOUN
absel-2532	29	20	officers	officer	NOUN
absel-2532	29	21	.	.	PUNCT
absel-2532	30	1	committee	committee	NOUN
absel-2532	30	2	members	member	NOUN
absel-2532	30	3	contribute	contribute	VERB
absel-2532	30	4	by	by	ADP
absel-2532	30	5	drawing	draw	VERB
absel-2532	30	6	upon	upon	SCONJ
absel-2532	30	7	professional	professional	ADJ
absel-2532	30	8	experiences	experience	NOUN
absel-2532	30	9	and	and	CCONJ
absel-2532	30	10	observations	observation	NOUN
absel-2532	30	11	of	of	ADP
absel-2532	30	12	the	the	DET
absel-2532	30	13	current	current	ADJ
absel-2532	30	14	and	and	CCONJ
absel-2532	30	15	expected	expect	VERB
absel-2532	30	16	economic	economic	ADJ
absel-2532	30	17	environment	environment	NOUN
absel-2532	30	18	as	as	ADV
absel-2532	30	19	well	well	ADV
absel-2532	30	20	as	as	ADP
absel-2532	30	21	historical	historical	ADJ
absel-2532	30	22	data	datum	NOUN
absel-2532	30	23	.	.	PUNCT
absel-2532	31	1	the	the	DET
absel-2532	31	2	complex	complex	ADJ
absel-2532	31	3	inter	inter	ADJ
absel-2532	31	4	relationships	relationship	NOUN
absel-2532	31	5	concerning	concern	VERB
absel-2532	31	6	commercial	commercial	ADJ
absel-2532	31	7	banks	bank	NOUN
absel-2532	31	8	precludes	preclude	VERB
absel-2532	31	9	detail	detail	NOUN
absel-2532	31	10	consideration	consideration	NOUN
absel-2532	31	11	of	of	ADP
absel-2532	31	12	a	a	DET
absel-2532	31	13	substantial	substantial	ADJ
absel-2532	31	14	number	number	NOUN
absel-2532	31	15	of	of	ADP
absel-2532	31	16	alternative	alternative	ADJ
absel-2532	31	17	strategies	strategy	NOUN
absel-2532	31	18	.	.	PUNCT
absel-2532	32	1	however	however	ADV
absel-2532	32	2	,	,	PUNCT
absel-2532	32	3	the	the	DET
absel-2532	32	4	planning	planning	NOUN
absel-2532	32	5	method	method	NOUN
absel-2532	32	6	may	may	AUX
absel-2532	32	7	be	be	AUX
absel-2532	32	8	supplemented	supplement	VERB
absel-2532	32	9	with	with	ADP
absel-2532	32	10	simulation	simulation	NOUN
absel-2532	32	11	modeling	modeling	NOUN
absel-2532	32	12	.	.	PUNCT
absel-2532	33	1	simulation	simulation	NOUN
absel-2532	33	2	modeling	model	VERB
absel-2532	33	3	simulation	simulation	NOUN
absel-2532	33	4	modeling	modeling	NOUN
absel-2532	33	5	offers	offer	VERB
absel-2532	33	6	bank	bank	NOUN
absel-2532	33	7	management	management	NOUN
absel-2532	33	8	a	a	DET
absel-2532	33	9	timely	timely	ADJ
absel-2532	33	10	technique	technique	NOUN
absel-2532	33	11	which	which	PRON
absel-2532	33	12	they	they	PRON
absel-2532	33	13	may	may	AUX
absel-2532	33	14	use	use	VERB
absel-2532	33	15	to	to	PART
absel-2532	33	16	evaluate	evaluate	VERB
absel-2532	33	17	alternative	alternative	ADJ
absel-2532	33	18	policies	policy	NOUN
absel-2532	33	19	and	and	CCONJ
absel-2532	33	20	plans	plan	NOUN
absel-2532	33	21	of	of	ADP
absel-2532	33	22	action	action	NOUN
absel-2532	33	23	in	in	ADP
absel-2532	33	24	striving	strive	VERB
absel-2532	33	25	for	for	ADP
absel-2532	33	26	a	a	DET
absel-2532	33	27	consistent	consistent	ADJ
absel-2532	33	28	mix	mix	NOUN
absel-2532	33	29	of	of	ADP
absel-2532	33	30	asset	asset	NOUN
absel-2532	33	31	quality	quality	NOUN
absel-2532	33	32	,	,	PUNCT
absel-2532	33	33	liquidity	liquidity	NOUN
absel-2532	33	34	,	,	PUNCT
absel-2532	33	35	capital	capital	NOUN
absel-2532	33	36	adequacy	adequacy	NOUN
absel-2532	33	37	,	,	PUNCT
absel-2532	33	38	operations	operation	NOUN
absel-2532	33	39	management	management	NOUN
absel-2532	33	40	,	,	PUNCT
absel-2532	33	41	and	and	CCONJ
absel-2532	33	42	lastly	lastly	ADV
absel-2532	33	43	,	,	PUNCT
absel-2532	33	44	earnings	earning	NOUN
absel-2532	33	45	.	.	PUNCT
absel-2532	34	1	it	it	PRON
absel-2532	34	2	is	be	AUX
absel-2532	34	3	important	important	ADJ
absel-2532	34	4	to	to	PART
absel-2532	34	5	note	note	VERB
absel-2532	34	6	that	that	SCONJ
absel-2532	34	7	simulation	simulation	NOUN
absel-2532	34	8	models	model	NOUN
absel-2532	34	9	neither	neither	CCONJ
absel-2532	34	10	create	create	VERB
absel-2532	34	11	plans	plan	NOUN
absel-2532	34	12	nor	nor	CCONJ
absel-2532	34	13	make	make	VERB
absel-2532	34	14	decisions	decision	NOUN
absel-2532	34	15	;	;	PUNCT
absel-2532	34	16	they	they	PRON
absel-2532	34	17	do	do	AUX
absel-2532	34	18	,	,	PUNCT
absel-2532	34	19	however	however	ADV
absel-2532	34	20	,	,	PUNCT
absel-2532	34	21	provide	provide	VERB
absel-2532	34	22	structured	structured	ADJ
absel-2532	34	23	information	information	NOUN
absel-2532	34	24	to	to	PART
absel-2532	34	25	aid	aid	VERB
absel-2532	34	26	these	these	DET
absel-2532	34	27	processes	process	NOUN
absel-2532	34	28	.	.	PUNCT
absel-2532	35	1	manage	manage	VERB
absel-2532	35	2	experiential	experiential	ADJ
absel-2532	35	3	learning	learning	NOUN
absel-2532	35	4	enters	enter	VERB
absel-2532	35	5	the	the	DET
absel-2532	35	6	eighties	eighty	NOUN
absel-2532	35	7	,	,	PUNCT
absel-2532	35	8	volume	volume	NOUN
absel-2532	35	9	7	7	NUM
absel-2532	35	10	,	,	PUNCT
absel-2532	35	11	1980	1980	NUM
absel-2532	35	12	118	118	NUM
absel-2532	35	13	ment	ment	NOUN
absel-2532	35	14	must	must	AUX
absel-2532	35	15	have	have	VERB
absel-2532	35	16	a	a	DET
absel-2532	35	17	means	mean	NOUN
absel-2532	35	18	for	for	ADP
absel-2532	35	19	reducing	reduce	VERB
absel-2532	35	20	the	the	DET
absel-2532	35	21	time	time	NOUN
absel-2532	35	22	required	require	VERB
absel-2532	35	23	to	to	PART
absel-2532	35	24	react	react	VERB
absel-2532	35	25	to	to	PART
absel-2532	35	26	change	change	VERB
absel-2532	35	27	,	,	PUNCT
absel-2532	35	28	to	to	PART
absel-2532	35	29	take	take	VERB
absel-2532	35	30	longer	long	ADJ
absel-2532	35	31	looks	look	VERB
absel-2532	35	32	into	into	ADP
absel-2532	35	33	the	the	DET
absel-2532	35	34	future	future	NOUN
absel-2532	35	35	,	,	PUNCT
absel-2532	35	36	and	and	CCONJ
absel-2532	35	37	to	to	PART
absel-2532	35	38	evaluate	evaluate	VERB
absel-2532	35	39	alternatives	alternative	NOUN
absel-2532	35	40	with	with	ADP
absel-2532	35	41	a	a	DET
absel-2532	35	42	full	full	ADJ
absel-2532	35	43	knowledge	knowledge	NOUN
absel-2532	35	44	of	of	ADP
absel-2532	35	45	pertinent	pertinent	ADJ
absel-2532	35	46	factors	factor	NOUN
absel-2532	35	47	.	.	PUNCT
absel-2532	36	1	when	when	SCONJ
absel-2532	36	2	it	it	PRON
absel-2532	36	3	becomes	become	VERB
absel-2532	36	4	necessary	necessary	ADJ
absel-2532	36	5	to	to	PART
absel-2532	36	6	accelerate	accelerate	VERB
absel-2532	36	7	activities	activity	NOUN
absel-2532	36	8	to	to	PART
absel-2532	36	9	meet	meet	VERB
absel-2532	36	10	planned	planned	ADJ
absel-2532	36	11	objectives	objective	NOUN
absel-2532	36	12	,	,	PUNCT
absel-2532	36	13	the	the	DET
absel-2532	36	14	need	need	NOUN
absel-2532	36	15	for	for	ADP
absel-2532	36	16	structured	structured	ADJ
absel-2532	36	17	information	information	NOUN
absel-2532	36	18	increases	increase	NOUN
absel-2532	36	19	.	.	PUNCT
absel-2532	37	1	simulation	simulation	NOUN
absel-2532	37	2	models	model	NOUN
absel-2532	37	3	provide	provide	VERB
absel-2532	37	4	answers	answer	NOUN
absel-2532	37	5	in	in	ADP
absel-2532	37	6	a	a	DET
absel-2532	37	7	short	short	ADJ
absel-2532	37	8	period	period	NOUN
absel-2532	37	9	of	of	ADP
absel-2532	37	10	time	time	NOUN
absel-2532	37	11	and	and	CCONJ
absel-2532	37	12	at	at	ADP
absel-2532	37	13	a	a	DET
absel-2532	37	14	relatively	relatively	ADV
absel-2532	37	15	low	low	ADJ
absel-2532	37	16	cost	cost	NOUN
absel-2532	37	17	.	.	PUNCT
absel-2532	38	1	for	for	ADP
absel-2532	38	2	instance	instance	NOUN
absel-2532	38	3	,	,	PUNCT
absel-2532	38	4	bank	bank	NOUN
absel-2532	38	5	operations	operation	NOUN
absel-2532	38	6	are	be	AUX
absel-2532	38	7	not	not	PART
absel-2532	38	8	interrupted	interrupted	ADJ
absel-2532	38	9	and	and	CCONJ
absel-2532	38	10	results	result	NOUN
absel-2532	38	11	can	can	AUX
absel-2532	38	12	be	be	AUX
absel-2532	38	13	obtained	obtain	VERB
absel-2532	38	14	in	in	ADP
absel-2532	38	15	a	a	DET
absel-2532	38	16	shorter	short	ADJ
absel-2532	38	17	time	time	NOUN
absel-2532	38	18	than	than	SCONJ
absel-2532	38	19	if	if	SCONJ
absel-2532	38	20	facilities	facility	NOUN
absel-2532	38	21	or	or	CCONJ
absel-2532	38	22	procedures	procedure	NOUN
absel-2532	38	23	had	have	VERB
absel-2532	38	24	to	to	PART
absel-2532	38	25	be	be	AUX
absel-2532	38	26	installed	instal	VERB
absel-2532	38	27	or	or	CCONJ
absel-2532	38	28	tested	test	VERB
absel-2532	38	29	.	.	PUNCT
absel-2532	39	1	in	in	ADP
absel-2532	39	2	addition	addition	NOUN
absel-2532	39	3	,	,	PUNCT
absel-2532	39	4	once	once	SCONJ
absel-2532	39	5	the	the	DET
absel-2532	39	6	model	model	NOUN
absel-2532	39	7	is	be	AUX
absel-2532	39	8	operational	operational	ADJ
absel-2532	39	9	,	,	PUNCT
absel-2532	39	10	little	little	ADJ
absel-2532	39	11	manpower	manpower	NOUN
absel-2532	39	12	is	be	AUX
absel-2532	39	13	required	require	VERB
absel-2532	39	14	to	to	PART
absel-2532	39	15	obtain	obtain	VERB
absel-2532	39	16	a	a	DET
absel-2532	39	17	projection	projection	NOUN
absel-2532	39	18	,	,	PUNCT
absel-2532	39	19	thus	thus	ADV
absel-2532	39	20	encouraging	encourage	VERB
absel-2532	39	21	bank	bank	NOUN
absel-2532	39	22	management	management	NOUN
absel-2532	39	23	to	to	PART
absel-2532	39	24	experiment	experiment	VERB
absel-2532	39	25	,	,	PUNCT
absel-2532	39	26	at	at	ADP
absel-2532	39	27	will	will	NOUN
absel-2532	39	28	,	,	PUNCT
absel-2532	39	29	with	with	ADP
absel-2532	39	30	various	various	ADJ
absel-2532	39	31	operating	operating	NOUN
absel-2532	39	32	,	,	PUNCT
absel-2532	39	33	investment	investment	NOUN
absel-2532	39	34	and	and	CCONJ
absel-2532	39	35	lending	lending	NOUN
absel-2532	39	36	alternatives	alternative	NOUN
absel-2532	39	37	.	.	PUNCT
absel-2532	40	1	description	description	NOUN
absel-2532	40	2	of	of	ADP
absel-2532	40	3	the	the	DET
absel-2532	40	4	simulation	simulation	NOUN
absel-2532	40	5	model	model	NOUN
absel-2532	40	6	the	the	DET
absel-2532	40	7	underlying	underlie	VERB
absel-2532	40	8	concept	concept	NOUN
absel-2532	40	9	used	use	VERB
absel-2532	40	10	in	in	ADP
absel-2532	40	11	the	the	DET
absel-2532	40	12	construction	construction	NOUN
absel-2532	40	13	of	of	ADP
absel-2532	40	14	this	this	DET
absel-2532	40	15	simulation	simulation	NOUN
absel-2532	40	16	model	model	NOUN
absel-2532	40	17	is	be	AUX
absel-2532	40	18	that	that	SCONJ
absel-2532	40	19	a	a	DET
absel-2532	40	20	commercial	commercial	ADJ
absel-2532	40	21	bank	bank	NOUN
absel-2532	40	22	is	be	AUX
absel-2532	40	23	a	a	DET
absel-2532	40	24	buyer	buyer	NOUN
absel-2532	40	25	and	and	CCONJ
absel-2532	40	26	seller	seller	NOUN
absel-2532	40	27	of	of	ADP
absel-2532	40	28	funds	fund	NOUN
absel-2532	40	29	.	.	PUNCT
absel-2532	41	1	the	the	DET
absel-2532	41	2	spread	spread	NOUN
absel-2532	41	3	between	between	ADP
absel-2532	41	4	the	the	DET
absel-2532	41	5	cost	cost	NOUN
absel-2532	41	6	of	of	ADP
absel-2532	41	7	funds	fund	NOUN
absel-2532	41	8	purchased	purchase	VERB
absel-2532	41	9	and	and	CCONJ
absel-2532	41	10	revenue	revenue	NOUN
absel-2532	41	11	from	from	ADP
absel-2532	41	12	funds	fund	NOUN
absel-2532	41	13	sold	sell	VERB
absel-2532	41	14	represents	represent	VERB
absel-2532	41	15	the	the	DET
absel-2532	41	16	bank	bank	NOUN
absel-2532	41	17	's	's	PART
absel-2532	41	18	profit	profit	NOUN
absel-2532	41	19	.	.	PUNCT
absel-2532	42	1	this	this	DET
absel-2532	42	2	relationship	relationship	NOUN
absel-2532	42	3	is	be	AUX
absel-2532	42	4	illustrated	illustrate	VERB
absel-2532	42	5	in	in	ADP
absel-2532	42	6	figure	figure	NOUN
absel-2532	42	7	1	1	NUM
absel-2532	42	8	.	.	PUNCT
absel-2532	43	1	this	this	DET
absel-2532	43	2	model	model	NOUN
absel-2532	43	3	makes	make	VERB
absel-2532	43	4	the	the	DET
absel-2532	43	5	assumption	assumption	NOUN
absel-2532	43	6	that	that	SCONJ
absel-2532	43	7	the	the	DET
absel-2532	43	8	cost	cost	NOUN
absel-2532	43	9	of	of	ADP
absel-2532	43	10	funds	fund	NOUN
absel-2532	43	11	can	can	AUX
absel-2532	43	12	be	be	AUX
absel-2532	43	13	projected	project	VERB
absel-2532	43	14	but	but	CCONJ
absel-2532	43	15	that	that	SCONJ
absel-2532	43	16	the	the	DET
absel-2532	43	17	forces	force	NOUN
absel-2532	43	18	controlling	control	VERB
absel-2532	43	19	those	those	DET
absel-2532	43	20	costs	cost	NOUN
absel-2532	43	21	are	be	AUX
absel-2532	43	22	unchangeable	unchangeable	ADJ
absel-2532	43	23	.	.	PUNCT
absel-2532	44	1	since	since	SCONJ
absel-2532	44	2	in	in	ADP
absel-2532	44	3	reality	reality	NOUN
absel-2532	44	4	the	the	DET
absel-2532	44	5	cost	cost	NOUN
absel-2532	44	6	of	of	ADP
absel-2532	44	7	funds	fund	NOUN
absel-2532	44	8	are	be	AUX
absel-2532	44	9	capable	capable	ADJ
absel-2532	44	10	of	of	ADP
absel-2532	44	11	being	be	AUX
absel-2532	44	12	influenced	influence	VERB
absel-2532	44	13	through	through	ADP
absel-2532	44	14	the	the	DET
absel-2532	44	15	interest	interest	NOUN
absel-2532	44	16	rate	rate	NOUN
absel-2532	44	17	being	be	AUX
absel-2532	44	18	offered	offer	VERB
absel-2532	44	19	,	,	PUNCT
absel-2532	44	20	this	this	DET
absel-2532	44	21	assumption	assumption	NOUN
absel-2532	44	22	limits	limit	VERB
absel-2532	44	23	the	the	DET
absel-2532	44	24	model	model	NOUN
absel-2532	44	25	in	in	ADP
absel-2532	44	26	addressing	address	VERB
absel-2532	44	27	the	the	DET
absel-2532	44	28	funds	fund	NOUN
absel-2532	44	29	-	-	PUNCT
absel-2532	44	30	gathering	gather	VERB
absel-2532	44	31	problem	problem	NOUN
absel-2532	44	32	.	.	PUNCT
absel-2532	45	1	however	however	ADV
absel-2532	45	2	,	,	PUNCT
absel-2532	45	3	by	by	ADP
absel-2532	45	4	intelligent	intelligent	ADJ
absel-2532	45	5	allocation	allocation	NOUN
absel-2532	45	6	of	of	ADP
absel-2532	45	7	available	available	ADJ
absel-2532	45	8	funds	fund	NOUN
absel-2532	45	9	,	,	PUNCT
absel-2532	45	10	the	the	DET
absel-2532	45	11	model	model	NOUN
absel-2532	45	12	is	be	AUX
absel-2532	45	13	programmed	program	VERB
absel-2532	45	14	to	to	PART
absel-2532	45	15	achieve	achieve	VERB
absel-2532	45	16	superior	superior	ADJ
absel-2532	45	17	profits	profit	NOUN
absel-2532	45	18	than	than	SCONJ
absel-2532	45	19	would	would	AUX
absel-2532	45	20	be	be	AUX
absel-2532	45	21	realized	realize	VERB
absel-2532	45	22	through	through	ADP
absel-2532	45	23	m	m	PROPN
absel-2532	45	24	random	random	ADJ
absel-2532	45	25	allocation	allocation	NOUN
absel-2532	45	26	process	process	NOUN
absel-2532	45	27	.	.	PUNCT
absel-2532	46	1	one	one	NUM
absel-2532	46	2	objective	objective	NOUN
absel-2532	46	3	of	of	ADP
absel-2532	46	4	this	this	DET
absel-2532	46	5	planning	planning	NOUN
absel-2532	46	6	model	model	NOUN
absel-2532	46	7	is	be	AUX
absel-2532	46	8	to	to	PART
absel-2532	46	9	provide	provide	VERB
absel-2532	46	10	m	m	NOUN
absel-2532	46	11	means	mean	NOUN
absel-2532	46	12	of	of	ADP
absel-2532	46	13	analyzing	analyze	VERB
absel-2532	46	14	simulated	simulate	VERB
absel-2532	46	15	alternative	alternative	ADJ
absel-2532	46	16	profit	profit	NOUN
absel-2532	46	17	potentials	potential	NOUN
absel-2532	46	18	based	base	VERB
absel-2532	46	19	on	on	ADP
absel-2532	46	20	given	give	VERB
absel-2532	46	21	sets	set	NOUN
absel-2532	46	22	of	of	ADP
absel-2532	46	23	data	datum	NOUN
absel-2532	46	24	with	with	ADP
absel-2532	46	25	a	a	DET
absel-2532	46	26	1	1	NUM
absel-2532	46	27	to	to	PART
absel-2532	46	28	4	4	NUM
absel-2532	46	29	year	year	NOUN
absel-2532	46	30	planning	planning	NOUN
absel-2532	46	31	horizon	horizon	NOUN
absel-2532	46	32	.	.	PUNCT
absel-2532	47	1	another	another	DET
absel-2532	47	2	objective	objective	NOUN
absel-2532	47	3	of	of	ADP
absel-2532	47	4	the	the	DET
absel-2532	47	5	model	model	NOUN
absel-2532	47	6	is	be	AUX
absel-2532	47	7	to	to	PART
absel-2532	47	8	provide	provide	VERB
absel-2532	47	9	bank	bank	NOUN
absel-2532	47	10	management	management	NOUN
absel-2532	47	11	various	various	ADJ
absel-2532	47	12	versions	version	NOUN
absel-2532	47	13	of	of	ADP
absel-2532	47	14	their	their	PRON
absel-2532	47	15	balance	balance	NOUN
absel-2532	47	16	sheet	sheet	NOUN
absel-2532	47	17	and	and	CCONJ
absel-2532	47	18	income	income	NOUN
absel-2532	47	19	statement	statement	NOUN
absel-2532	47	20	which	which	PRON
absel-2532	47	21	result	result	VERB
absel-2532	47	22	from	from	ADP
absel-2532	47	23	the	the	DET
absel-2532	47	24	model	model	NOUN
absel-2532	47	25	’s	’s	PART
absel-2532	47	26	allocation	allocation	NOUN
absel-2532	47	27	of	of	ADP
absel-2532	47	28	funds	fund	NOUN
absel-2532	47	29	subject	subject	ADJ
absel-2532	47	30	to	to	ADP
absel-2532	47	31	legal	legal	ADJ
absel-2532	47	32	,	,	PUNCT
absel-2532	47	33	managerial	managerial	ADJ
absel-2532	47	34	philosophy	philosophy	NOUN
absel-2532	47	35	,	,	PUNCT
absel-2532	47	36	and	and	CCONJ
absel-2532	47	37	earnings	earning	NOUN
absel-2532	47	38	constraints	constraint	NOUN
absel-2532	47	39	.	.	PUNCT
absel-2532	48	1	accomplishing	accomplish	VERB
absel-2532	48	2	these	these	DET
absel-2532	48	3	objectives	objective	NOUN
absel-2532	48	4	supplies	supply	VERB
absel-2532	48	5	bank	bank	NOUN
absel-2532	48	6	management	management	NOUN
absel-2532	48	7	with	with	ADP
absel-2532	48	8	a	a	DET
absel-2532	48	9	useful	useful	ADJ
absel-2532	48	10	tool	tool	NOUN
absel-2532	48	11	in	in	ADP
absel-2532	48	12	planning	planning	NOUN
absel-2532	48	13	and	and	CCONJ
absel-2532	48	14	anticipating	anticipate	VERB
absel-2532	48	15	future	future	ADJ
absel-2532	48	16	profit	profit	NOUN
absel-2532	48	17	potential	potential	NOUN
absel-2532	48	18	.	.	PUNCT
absel-2532	49	1	the	the	DET
absel-2532	49	2	model	model	NOUN
absel-2532	49	3	allows	allow	VERB
absel-2532	49	4	bank	bank	NOUN
absel-2532	49	5	management	management	NOUN
absel-2532	49	6	to	to	PART
absel-2532	49	7	play	play	VERB
absel-2532	49	8	the	the	DET
absel-2532	49	9	“	"	PUNCT
absel-2532	49	10	what	what	PRON
absel-2532	49	11	if	if	SCONJ
absel-2532	49	12	”	"	PUNCT
absel-2532	49	13	game	game	NOUN
absel-2532	49	14	with	with	ADP
absel-2532	49	15	asset	asset	NOUN
absel-2532	49	16	and	and	CCONJ
absel-2532	49	17	liability	liability	NOUN
absel-2532	49	18	variables	variable	NOUN
absel-2532	49	19	ms	ms	PROPN
absel-2532	49	20	well	well	ADV
absel-2532	49	21	as	as	ADP
absel-2532	49	22	with	with	ADP
absel-2532	49	23	the	the	DET
absel-2532	49	24	rates	rate	NOUN
absel-2532	49	25	of	of	ADP
absel-2532	49	26	demand	demand	NOUN
absel-2532	49	27	and	and	CCONJ
absel-2532	49	28	growth	growth	NOUN
absel-2532	49	29	of	of	ADP
absel-2532	49	30	assets	asset	NOUN
absel-2532	49	31	and	and	CCONJ
absel-2532	49	32	liabilities	liability	NOUN
absel-2532	49	33	.	.	PUNCT
absel-2532	50	1	decision	decision	NOUN
absel-2532	50	2	variables	variable	VERB
absel-2532	50	3	the	the	DET
absel-2532	50	4	bankslm	bankslm	NOUN
absel-2532	50	5	model	model	NOUN
absel-2532	50	6	is	be	AUX
absel-2532	50	7	a	a	DET
absel-2532	50	8	translation	translation	NOUN
absel-2532	50	9	of	of	ADP
absel-2532	50	10	m	m	PROPN
absel-2532	50	11	commercial	commercial	PROPN
absel-2532	50	12	bank	bank	PROPN
absel-2532	50	13	’s	’s	PART
absel-2532	50	14	operations	operation	NOUN
absel-2532	50	15	into	into	ADP
absel-2532	50	16	formulas	formula	NOUN
absel-2532	50	17	and	and	CCONJ
absel-2532	50	18	sets	set	NOUN
absel-2532	50	19	of	of	ADP
absel-2532	50	20	logical	logical	ADJ
absel-2532	50	21	instructions	instruction	NOUN
absel-2532	50	22	.	.	PUNCT
absel-2532	51	1	banksim	banksim	PROPN
absel-2532	51	2	’s	’s	PART
absel-2532	51	3	users	user	NOUN
absel-2532	51	4	are	be	AUX
absel-2532	51	5	provided	provide	VERB
absel-2532	51	6	with	with	ADP
absel-2532	51	7	the	the	DET
absel-2532	51	8	capability	capability	NOUN
absel-2532	51	9	to	to	PART
absel-2532	51	10	specify	specify	VERB
absel-2532	51	11	and	and	CCONJ
absel-2532	51	12	alter	alter	VERB
absel-2532	51	13	data	datum	NOUN
absel-2532	51	14	and	and	CCONJ
absel-2532	51	15	decision	decision	NOUN
absel-2532	51	16	variables	variable	NOUN
absel-2532	51	17	that	that	PRON
absel-2532	51	18	are	be	AUX
absel-2532	51	19	used	use	VERB
absel-2532	51	20	in	in	ADP
absel-2532	51	21	those	those	DET
absel-2532	51	22	formulas	formula	NOUN
absel-2532	51	23	and	and	CCONJ
absel-2532	51	24	instructions	instruction	NOUN
absel-2532	51	25	.	.	PUNCT
absel-2532	52	1	the	the	DET
absel-2532	52	2	distinction	distinction	NOUN
absel-2532	52	3	between	between	ADP
absel-2532	52	4	data	datum	NOUN
absel-2532	52	5	and	and	CCONJ
absel-2532	52	6	decision	decision	NOUN
absel-2532	52	7	variables	variable	NOUN
absel-2532	52	8	is	be	AUX
absel-2532	52	9	that	that	SCONJ
absel-2532	52	10	data	datum	NOUN
absel-2532	52	11	refers	refer	VERB
absel-2532	52	12	to	to	ADP
absel-2532	52	13	projected	project	VERB
absel-2532	52	14	numbers	number	NOUN
absel-2532	52	15	of	of	ADP
absel-2532	52	16	accounts	account	NOUN
absel-2532	52	17	,	,	PUNCT
absel-2532	52	18	forecasted	forecast	VERB
absel-2532	52	19	dollar	dollar	NOUN
absel-2532	52	20	volumes	volume	NOUN
absel-2532	52	21	,	,	PUNCT
absel-2532	52	22	and	and	CCONJ
absel-2532	52	23	interest	interest	NOUN
absel-2532	52	24	rates	rate	NOUN
absel-2532	52	25	which	which	PRON
absel-2532	52	26	are	be	AUX
absel-2532	52	27	stochastically	stochastically	ADV
absel-2532	52	28	selected	select	VERB
absel-2532	52	29	during	during	ADP
absel-2532	52	30	the	the	DET
absel-2532	52	31	simulation	simulation	NOUN
absel-2532	52	32	process	process	NOUN
absel-2532	52	33	,	,	PUNCT
absel-2532	52	34	while	while	SCONJ
absel-2532	52	35	decision	decision	NOUN
absel-2532	52	36	variables	variable	NOUN
absel-2532	52	37	refer	refer	VERB
absel-2532	52	38	to	to	PART
absel-2532	52	39	discrete	discrete	VERB
absel-2532	52	40	values	value	NOUN
absel-2532	52	41	in	in	ADP
absel-2532	52	42	formulas	formula	NOUN
absel-2532	52	43	and	and	CCONJ
absel-2532	52	44	discrete	discrete	ADJ
absel-2532	52	45	measures	measure	NOUN
absel-2532	52	46	used	use	VERB
absel-2532	52	47	in	in	ADP
absel-2532	52	48	evaluating	evaluate	VERB
absel-2532	52	49	the	the	DET
absel-2532	52	50	allocation	allocation	NOUN
absel-2532	52	51	of	of	ADP
absel-2532	52	52	funds	fund	NOUN
absel-2532	52	53	.	.	PUNCT
absel-2532	53	1	being	be	AUX
absel-2532	53	2	able	able	ADJ
absel-2532	53	3	to	to	PART
absel-2532	53	4	alter	alter	VERB
absel-2532	53	5	decision	decision	NOUN
absel-2532	53	6	variables	variable	NOUN
absel-2532	53	7	enables	enable	VERB
absel-2532	53	8	the	the	DET
absel-2532	53	9	user	user	NOUN
absel-2532	53	10	to	to	PART
absel-2532	53	11	artificially	artificially	ADV
absel-2532	53	12	construct	construct	VERB
absel-2532	53	13	different	different	ADJ
absel-2532	53	14	operating	operating	NOUN
absel-2532	53	15	environments	environment	NOUN
absel-2532	53	16	and	and	CCONJ
absel-2532	53	17	consequently	consequently	ADV
absel-2532	53	18	evaluate	evaluate	VERB
absel-2532	53	19	many	many	ADJ
absel-2532	53	20	different	different	ADJ
absel-2532	53	21	management	management	NOUN
absel-2532	53	22	practices	practice	NOUN
absel-2532	53	23	.	.	PUNCT
absel-2532	54	1	twenty	twenty	NUM
absel-2532	54	2	different	different	ADJ
absel-2532	54	3	decision	decision	NOUN
absel-2532	54	4	variables	variable	NOUN
absel-2532	54	5	have	have	AUX
absel-2532	54	6	been	be	AUX
absel-2532	54	7	included	include	VERB
absel-2532	54	8	in	in	ADP
absel-2532	54	9	the	the	DET
absel-2532	54	10	model	model	NOUN
absel-2532	54	11	.	.	PUNCT
absel-2532	55	1	these	these	DET
absel-2532	55	2	20	20	NUM
absel-2532	55	3	decision	decision	NOUN
absel-2532	55	4	variables	variable	NOUN
absel-2532	55	5	are	be	AUX
absel-2532	55	6	divided	divide	VERB
absel-2532	55	7	into	into	ADP
absel-2532	55	8	eight	eight	NUM
absel-2532	55	9	decision	decision	NOUN
absel-2532	55	10	categories	category	NOUN
absel-2532	55	11	:	:	PUNCT
absel-2532	55	12	(	(	PUNCT
absel-2532	55	13	1	1	X
absel-2532	55	14	)	)	PUNCT
absel-2532	55	15	income	income	NOUN
absel-2532	55	16	statement	statement	NOUN
absel-2532	55	17	,	,	PUNCT
absel-2532	55	18	(	(	PUNCT
absel-2532	55	19	2	2	NUM
absel-2532	55	20	)	)	PUNCT
absel-2532	55	21	reserve	reserve	NOUN
absel-2532	55	22	requirement	requirement	NOUN
absel-2532	55	23	,	,	PUNCT
absel-2532	55	24	(	(	PUNCT
absel-2532	55	25	3	3	X
absel-2532	55	26	)	)	PUNCT
absel-2532	55	27	liquidity	liquidity	NOUN
absel-2532	55	28	,	,	PUNCT
absel-2532	55	29	(	(	PUNCT
absel-2532	55	30	4	4	X
absel-2532	55	31	)	)	PUNCT
absel-2532	55	32	capital	capital	NOUN
absel-2532	55	33	adequacy	adequacy	NOUN
absel-2532	55	34	,	,	PUNCT
absel-2532	55	35	(	(	PUNCT
absel-2532	55	36	5	5	X
absel-2532	55	37	)	)	PUNCT
absel-2532	55	38	total	total	ADJ
absel-2532	55	39	loans	loan	NOUN
absel-2532	55	40	,	,	PUNCT
absel-2532	55	41	(	(	PUNCT
absel-2532	55	42	6	6	NUM
absel-2532	55	43	)	)	PUNCT
absel-2532	55	44	variable	variable	ADJ
absel-2532	55	45	assets	asset	NOUN
absel-2532	55	46	,	,	PUNCT
absel-2532	55	47	(	(	PUNCT
absel-2532	55	48	7	7	X
absel-2532	55	49	)	)	PUNCT
absel-2532	55	50	federal	federal	ADJ
absel-2532	55	51	funds	fund	NOUN
absel-2532	55	52	,	,	PUNCT
absel-2532	55	53	and	and	CCONJ
absel-2532	55	54	(	(	PUNCT
absel-2532	55	55	8)	8)	NUM
absel-2532	55	56	total	total	ADJ
absel-2532	55	57	deposits	deposit	NOUN
absel-2532	55	58	.	.	PUNCT
absel-2532	56	1	an	an	DET
absel-2532	56	2	explanation	explanation	NOUN
absel-2532	56	3	of	of	ADP
absel-2532	56	4	each	each	PRON
absel-2532	56	5	of	of	ADP
absel-2532	56	6	the	the	DET
absel-2532	56	7	20	20	NUM
absel-2532	56	8	variables	variable	NOUN
absel-2532	56	9	is	be	AUX
absel-2532	56	10	listed	list	VERB
absel-2532	56	11	in	in	ADP
absel-2532	56	12	table	table	NOUN
absel-2532	56	13	1	1	NUM
absel-2532	56	14	.	.	PUNCT
absel-2532	56	15	table	table	NOUN
absel-2532	57	1	1	1	NUM
absel-2532	57	2	decision	decision	NOUN
absel-2532	57	3	variables	variable	NOUN
absel-2532	57	4	income	income	NOUN
absel-2532	57	5	statement	statement	NOUN
absel-2532	57	6	variables	variable	NOUN
absel-2532	57	7	.	.	PUNCT
absel-2532	58	1	estimated	estimate	VERB
absel-2532	58	2	maximum	maximum	ADJ
absel-2532	58	3	number	number	NOUN
absel-2532	58	4	of	of	ADP
absel-2532	58	5	demand	demand	NOUN
absel-2532	58	6	deposit	deposit	NOUN
absel-2532	58	7	accounts	account	NOUN
absel-2532	58	8	that	that	PRON
absel-2532	58	9	can	can	AUX
absel-2532	58	10	be	be	AUX
absel-2532	58	11	serviced	service	VERB
absel-2532	58	12	by	by	ADP
absel-2532	58	13	one	one	NUM
absel-2532	58	14	employee	employee	NOUN
absel-2532	58	15	.	.	PUNCT
absel-2532	59	1	estimated	estimate	VERB
absel-2532	59	2	maximum	maximum	ADJ
absel-2532	59	3	number	number	NOUN
absel-2532	59	4	of	of	ADP
absel-2532	59	5	demand	demand	NOUN
absel-2532	59	6	deposit	deposit	NOUN
absel-2532	59	7	and	and	CCONJ
absel-2532	59	8	time	time	NOUN
absel-2532	59	9	deposit	deposit	NOUN
absel-2532	59	10	that	that	PRON
absel-2532	59	11	can	can	AUX
absel-2532	59	12	be	be	AUX
absel-2532	59	13	serviced	service	VERB
absel-2532	59	14	by	by	ADP
absel-2532	59	15	one	one	NUM
absel-2532	59	16	employee	employee	NOUN
absel-2532	59	17	.	.	PUNCT
absel-2532	60	1	estimated	estimate	VERB
absel-2532	60	2	maximum	maximum	ADJ
absel-2532	60	3	number	number	NOUN
absel-2532	60	4	of	of	ADP
absel-2532	60	5	demand	demand	NOUN
absel-2532	60	6	deposit	deposit	NOUN
absel-2532	60	7	,	,	PUNCT
absel-2532	60	8	time	time	NOUN
absel-2532	60	9	deposit	deposit	NOUN
absel-2532	60	10	,	,	PUNCT
absel-2532	60	11	and	and	CCONJ
absel-2532	60	12	loan	loan	NOUN
absel-2532	60	13	accounts	account	NOUN
absel-2532	60	14	that	that	PRON
absel-2532	60	15	can	can	AUX
absel-2532	60	16	be	be	AUX
absel-2532	60	17	serviced	service	VERB
absel-2532	60	18	by	by	ADP
absel-2532	60	19	one	one	NUM
absel-2532	60	20	employee	employee	NOUN
absel-2532	60	21	.	.	PUNCT
absel-2532	61	1	percentage	percentage	NOUN
absel-2532	61	2	that	that	PRON
absel-2532	61	3	salaries	salary	NOUN
absel-2532	61	4	are	be	AUX
absel-2532	61	5	of	of	ADP
absel-2532	61	6	total	total	ADJ
absel-2532	61	7	variable	variable	ADJ
absel-2532	61	8	employee	employee	NOUN
absel-2532	61	9	expense	expense	NOUN
absel-2532	61	10	.	.	PUNCT
absel-2532	62	1	reserve	reserve	PROPN
absel-2532	62	2	requirement	requirement	NOUN
absel-2532	62	3	variables	variable	NOUN
absel-2532	62	4	.	.	PUNCT
absel-2532	63	1	percentage	percentage	NOUN
absel-2532	63	2	that	that	PRON
absel-2532	63	3	uncollected	uncollected	ADJ
absel-2532	63	4	demand	demand	NOUN
absel-2532	63	5	deposit	deposit	NOUN
absel-2532	63	6	amount	amount	NOUN
absel-2532	63	7	is	be	AUX
absel-2532	63	8	of	of	ADP
absel-2532	63	9	total	total	ADJ
absel-2532	63	10	demand	demand	NOUN
absel-2532	63	11	deposits	deposit	NOUN
absel-2532	63	12	.	.	PUNCT
absel-2532	64	1	percentage	percentage	NOUN
absel-2532	64	2	of	of	ADP
absel-2532	64	3	total	total	ADJ
absel-2532	64	4	demand	demand	NOUN
absel-2532	64	5	deposits	deposit	NOUN
absel-2532	64	6	less	less	ADV
absel-2532	64	7	float	float	ADJ
absel-2532	64	8	and	and	CCONJ
absel-2532	64	9	duefrom	duefrom	ADJ
absel-2532	64	10	-	-	PUNCT
absel-2532	64	11	banks	bank	NOUN
absel-2532	64	12	balances	balance	NOUN
absel-2532	64	13	needed	need	VERB
absel-2532	64	14	to	to	PART
absel-2532	64	15	satisfy	satisfy	VERB
absel-2532	64	16	federal	federal	PROPN
absel-2532	64	17	reserve	reserve	PROPN
absel-2532	64	18	requirements	requirement	NOUN
absel-2532	64	19	.	.	PUNCT
absel-2532	65	1	percentage	percentage	NOUN
absel-2532	65	2	of	of	ADP
absel-2532	65	3	savings	saving	NOUN
absel-2532	65	4	,	,	PUNCT
absel-2532	65	5	savings	saving	NOUN
absel-2532	65	6	certificates	certificate	NOUN
absel-2532	65	7	,	,	PUNCT
absel-2532	65	8	and	and	CCONJ
absel-2532	65	9	consumer	consumer	NOUN
absel-2532	65	10	certificates	certificate	NOUN
absel-2532	65	11	necessary	necessary	ADJ
absel-2532	65	12	to	to	PART
absel-2532	65	13	satisfy	satisfy	VERB
absel-2532	65	14	federal	federal	PROPN
absel-2532	65	15	reserve	reserve	PROPN
absel-2532	65	16	requirements	requirement	NOUN
absel-2532	65	17	.	.	PUNCT
absel-2532	66	1	percentage	percentage	NOUN
absel-2532	66	2	of	of	ADP
absel-2532	66	3	certificates	certificate	NOUN
absel-2532	66	4	of	of	ADP
absel-2532	66	5	deposit	deposit	NOUN
absel-2532	66	6	required	require	VERB
absel-2532	66	7	to	to	PART
absel-2532	66	8	satisfy	satisfy	VERB
absel-2532	66	9	federal	federal	PROPN
absel-2532	66	10	reserve	reserve	PROPN
absel-2532	66	11	requirements	requirement	NOUN
absel-2532	66	12	.	.	PUNCT
absel-2532	67	1	liquidity	liquidity	NOUN
absel-2532	67	2	variable	variable	NOUN
absel-2532	67	3	.	.	PUNCT
absel-2532	68	1	required	require	VERB
absel-2532	68	2	ratio	ratio	NOUN
absel-2532	68	3	of	of	ADP
absel-2532	68	4	two	two	NUM
absel-2532	68	5	liquidity	liquidity	NOUN
absel-2532	68	6	measures	measure	NOUN
absel-2532	68	7	defined	define	VERB
absel-2532	68	8	by	by	ADP
absel-2532	68	9	liquidity1	liquidity1	NOUN
absel-2532	68	10	and	and	CCONJ
absel-2532	68	11	liquidity	liquidity	NOUN
absel-2532	68	12	,	,	PUNCT
absel-2532	68	13	capital	capital	NOUN
absel-2532	68	14	adequacy	adequacy	NOUN
absel-2532	68	15	variables	variable	NOUN
absel-2532	68	16	.	.	PUNCT
absel-2532	69	1	percentage	percentage	NOUN
absel-2532	69	2	of	of	ADP
absel-2532	69	3	total	total	ADJ
absel-2532	69	4	assets	asset	NOUN
absel-2532	69	5	less	less	ADJ
absel-2532	69	6	cash	cash	NOUN
absel-2532	69	7	and	and	CCONJ
absel-2532	69	8	other	other	ADJ
absel-2532	69	9	investments	investment	NOUN
absel-2532	69	10	that	that	PRON
absel-2532	69	11	is	be	AUX
absel-2532	69	12	required	require	VERB
absel-2532	69	13	to	to	PART
absel-2532	69	14	satisfy	satisfy	VERB
absel-2532	69	15	the	the	DET
absel-2532	69	16	minimum	minimum	ADJ
absel-2532	69	17	capital	capital	NOUN
absel-2532	69	18	requirement	requirement	NOUN
absel-2532	69	19	.	.	PUNCT
absel-2532	70	1	percentage	percentage	NOUN
absel-2532	70	2	of	of	ADP
absel-2532	70	3	total	total	ADJ
absel-2532	70	4	assets	asset	NOUN
absel-2532	70	5	that	that	PRON
absel-2532	70	6	is	be	AUX
absel-2532	70	7	required	require	VERB
absel-2532	70	8	to	to	PART
absel-2532	70	9	satisfy	satisfy	VERB
absel-2532	70	10	the	the	DET
absel-2532	70	11	total	total	ADJ
absel-2532	70	12	asset	asset	NOUN
absel-2532	70	13	component	component	NOUN
absel-2532	70	14	of	of	ADP
absel-2532	70	15	the	the	DET
absel-2532	70	16	minimum	minimum	ADJ
absel-2532	70	17	capital	capital	NOUN
absel-2532	70	18	requirement	requirement	NOUN
absel-2532	70	19	.	.	PUNCT
absel-2532	71	1	percentage	percentage	NOUN
absel-2532	71	2	of	of	ADP
absel-2532	71	3	total	total	ADJ
absel-2532	71	4	assets	asset	NOUN
absel-2532	71	5	less	less	ADV
absel-2532	71	6	certain	certain	ADJ
absel-2532	71	7	liquid	liquid	ADJ
absel-2532	71	8	mssets	msset	NOUN
absel-2532	71	9	required	require	VERB
absel-2532	71	10	to	to	PART
absel-2532	71	11	satisfy	satisfy	VERB
absel-2532	71	12	the	the	DET
absel-2532	71	13	second	second	ADJ
absel-2532	71	14	component	component	NOUN
absel-2532	71	15	of	of	ADP
absel-2532	71	16	the	the	DET
absel-2532	71	17	minimum	minimum	ADJ
absel-2532	71	18	capital	capital	NOUN
absel-2532	71	19	requirement	requirement	NOUN
absel-2532	71	20	.	.	PUNCT
absel-2532	72	1	percentage	percentage	NOUN
absel-2532	72	2	of	of	ADP
absel-2532	72	3	total	total	ADJ
absel-2532	72	4	loans	loan	NOUN
absel-2532	72	5	required	require	VERB
absel-2532	72	6	to	to	PART
absel-2532	72	7	satisfy	satisfy	VERB
absel-2532	72	8	the	the	DET
absel-2532	72	9	minimum	minimum	ADJ
absel-2532	72	10	capital	capital	NOUN
absel-2532	72	11	requirement	requirement	NOUN
absel-2532	72	12	.	.	PUNCT
absel-2532	73	1	percentage	percentage	NOUN
absel-2532	73	2	of	of	ADP
absel-2532	73	3	total	total	ADJ
absel-2532	73	4	deposits	deposit	NOUN
absel-2532	73	5	that	that	PRON
absel-2532	73	6	is	be	AUX
absel-2532	73	7	required	require	VERB
absel-2532	73	8	to	to	PART
absel-2532	73	9	satisfy	satisfy	VERB
absel-2532	73	10	the	the	DET
absel-2532	73	11	total	total	ADJ
absel-2532	73	12	deposit	deposit	NOUN
absel-2532	73	13	component	component	NOUN
absel-2532	73	14	of	of	ADP
absel-2532	73	15	minimum	minimum	ADJ
absel-2532	73	16	capital	capital	NOUN
absel-2532	73	17	requirement	requirement	NOUN
absel-2532	73	18	.	.	PUNCT
absel-2532	74	1	percentage	percentage	NOUN
absel-2532	74	2	of	of	ADP
absel-2532	74	3	total	total	ADJ
absel-2532	74	4	assets	asset	NOUN
absel-2532	74	5	less	less	ADV
absel-2532	74	6	certain	certain	ADJ
absel-2532	74	7	liquid	liquid	ADJ
absel-2532	74	8	mssets	msset	NOUN
absel-2532	74	9	that	that	PRON
absel-2532	74	10	is	be	AUX
absel-2532	74	11	required	require	VERB
absel-2532	74	12	to	to	PART
absel-2532	74	13	satisfy	satisfy	VERB
absel-2532	74	14	that	that	DET
absel-2532	74	15	component	component	NOUN
absel-2532	74	16	of	of	ADP
absel-2532	74	17	the	the	DET
absel-2532	74	18	minimum	minimum	ADJ
absel-2532	74	19	capital	capital	NOUN
absel-2532	74	20	requirement	requirement	NOUN
absel-2532	74	21	.	.	PUNCT
absel-2532	75	1	the	the	DET
absel-2532	75	2	weight	weight	NOUN
absel-2532	75	3	given	give	VERB
absel-2532	75	4	to	to	ADP
absel-2532	75	5	the	the	DET
absel-2532	75	6	sun	sun	NOUN
absel-2532	75	7	of	of	ADP
absel-2532	75	8	the	the	DET
absel-2532	75	9	given	give	VERB
absel-2532	75	10	minimum	minimum	ADJ
absel-2532	75	11	capital	capital	NOUN
absel-2532	75	12	requirements	requirement	NOUN
absel-2532	75	13	.	.	PUNCT
absel-2532	76	1	total	total	ADJ
absel-2532	76	2	loans	loan	NOUN
absel-2532	76	3	variable	variable	NOUN
absel-2532	76	4	,	,	PUNCT
absel-2532	76	5	number	number	NOUN
absel-2532	76	6	of	of	ADP
absel-2532	76	7	times	time	NOUN
absel-2532	76	8	greater	great	ADJ
absel-2532	76	9	that	that	SCONJ
absel-2532	76	10	total	total	ADJ
absel-2532	76	11	loans	loan	NOUN
absel-2532	76	12	may	may	AUX
absel-2532	76	13	be	be	AUX
absel-2532	76	14	than	than	ADP
absel-2532	76	15	total	total	ADJ
absel-2532	76	16	capital	capital	NOUN
absel-2532	76	17	.	.	PUNCT
absel-2532	77	1	variable	variable	ADJ
absel-2532	77	2	assets	asset	NOUN
absel-2532	77	3	variable	variable	ADJ
absel-2532	77	4	.	.	PUNCT
absel-2532	78	1	maximum	maximum	ADJ
absel-2532	78	2	percentage	percentage	NOUN
absel-2532	78	3	that	that	PRON
absel-2532	78	4	variable	variable	ADJ
absel-2532	78	5	assets	asset	NOUN
absel-2532	78	6	may	may	AUX
absel-2532	78	7	be	be	AUX
absel-2532	78	8	of	of	ADP
absel-2532	78	9	total	total	ADJ
absel-2532	78	10	capitol	capitol	NOUN
absel-2532	78	11	.	.	PUNCT
absel-2532	79	1	fed	fed	PROPN
absel-2532	79	2	funds	fund	NOUN
absel-2532	79	3	variable	variable	ADJ
absel-2532	79	4	.	.	PUNCT
absel-2532	80	1	maximum	maximum	ADJ
absel-2532	80	2	percentage	percentage	NOUN
absel-2532	80	3	that	that	PRON
absel-2532	80	4	the	the	DET
absel-2532	80	5	difference	difference	NOUN
absel-2532	80	6	between	between	ADP
absel-2532	80	7	purchased	purchase	VERB
absel-2532	80	8	and	and	CCONJ
absel-2532	80	9	sold	sell	VERB
absel-2532	80	10	fed	fed	PROPN
absel-2532	80	11	funds	fund	NOUN
absel-2532	80	12	may	may	AUX
absel-2532	80	13	be	be	AUX
absel-2532	80	14	of	of	ADP
absel-2532	80	15	total	total	ADJ
absel-2532	80	16	assets	asset	NOUN
absel-2532	80	17	.	.	PUNCT
absel-2532	81	1	total	total	ADJ
absel-2532	81	2	deposits	deposit	NOUN
absel-2532	81	3	variable	variable	ADJ
absel-2532	81	4	.	.	PUNCT
absel-2532	82	1	maximum	maximum	ADJ
absel-2532	82	2	number	number	NOUN
absel-2532	82	3	of	of	ADP
absel-2532	82	4	times	time	NOUN
absel-2532	82	5	that	that	SCONJ
absel-2532	82	6	total	total	ADJ
absel-2532	82	7	deposits	deposit	NOUN
absel-2532	82	8	may	may	AUX
absel-2532	82	9	be	be	AUX
absel-2532	82	10	greater	great	ADJ
absel-2532	82	11	than	than	ADP
absel-2532	82	12	total	total	ADJ
absel-2532	82	13	capitol	capitol	NOUN
absel-2532	82	14	.	.	PUNCT
absel-2532	83	1	experiential	experiential	ADJ
absel-2532	83	2	learning	learning	NOUN
absel-2532	83	3	enters	enter	VERB
absel-2532	83	4	the	the	DET
absel-2532	83	5	eighties	eighty	NOUN
absel-2532	83	6	,	,	PUNCT
absel-2532	83	7	volume	volume	NOUN
absel-2532	83	8	7	7	NUM
absel-2532	83	9	,	,	PUNCT
absel-2532	83	10	1980	1980	NUM
absel-2532	83	11	119	119	NUM
absel-2532	83	12	data	datum	NOUN
absel-2532	83	13	requirements	requirement	NOUN
absel-2532	83	14	the	the	DET
absel-2532	83	15	user	user	NOUN
absel-2532	83	16	must	must	AUX
absel-2532	83	17	specify	specify	VERB
absel-2532	83	18	certain	certain	ADJ
absel-2532	83	19	data	datum	NOUN
absel-2532	83	20	before	before	ADP
absel-2532	83	21	using	use	VERB
absel-2532	83	22	banksim	banksim	NOUN
absel-2532	83	23	.	.	PUNCT
absel-2532	84	1	the	the	DET
absel-2532	84	2	data	data	NOUN
absel-2532	84	3	requirements	requirement	NOUN
absel-2532	84	4	consist	consist	VERB
absel-2532	84	5	of	of	ADP
absel-2532	84	6	the	the	DET
absel-2532	84	7	following	follow	VERB
absel-2532	84	8	items	item	NOUN
absel-2532	84	9	.	.	PUNCT
absel-2532	85	1	1	1	X
absel-2532	85	2	.	.	X
absel-2532	85	3	specify	specify	VERB
absel-2532	85	4	the	the	DET
absel-2532	85	5	actual	actual	ADJ
absel-2532	85	6	amount	amount	NOUN
absel-2532	85	7	of	of	ADP
absel-2532	85	8	each	each	DET
absel-2532	85	9	item	item	NOUN
absel-2532	85	10	on	on	ADP
absel-2532	85	11	the	the	DET
absel-2532	85	12	balance	balance	NOUN
absel-2532	85	13	sheet	sheet	NOUN
absel-2532	85	14	of	of	ADP
absel-2532	85	15	the	the	DET
absel-2532	85	16	base	base	NOUN
absel-2532	85	17	year	year	NOUN
absel-2532	85	18	.	.	PUNCT
absel-2532	86	1	2	2	X
absel-2532	86	2	.	.	X
absel-2532	86	3	specify	specify	VERB
absel-2532	86	4	the	the	DET
absel-2532	86	5	percentage	percentage	NOUN
absel-2532	86	6	of	of	ADP
absel-2532	86	7	the	the	DET
absel-2532	86	8	amount	amount	NOUN
absel-2532	86	9	of	of	ADP
absel-2532	86	10	each	each	DET
absel-2532	86	11	asset	asset	NOUN
absel-2532	86	12	category	category	NOUN
absel-2532	86	13	in	in	ADP
absel-2532	86	14	investment	investment	NOUN
absel-2532	86	15	securities	security	NOUN
absel-2532	86	16	and	and	CCONJ
absel-2532	86	17	loans	loan	NOUN
absel-2532	86	18	that	that	PRON
absel-2532	86	19	must	must	AUX
absel-2532	86	20	be	be	AUX
absel-2532	86	21	carried	carry	VERB
absel-2532	86	22	forward	forward	ADV
absel-2532	86	23	to	to	ADP
absel-2532	86	24	the	the	DET
absel-2532	86	25	next	next	ADJ
absel-2532	86	26	simulation	simulation	NOUN
absel-2532	86	27	period	period	NOUN
absel-2532	86	28	.	.	PUNCT
absel-2532	87	1	3	3	X
absel-2532	87	2	.	.	X
absel-2532	87	3	for	for	ADP
absel-2532	87	4	each	each	DET
absel-2532	87	5	liability	liability	NOUN
absel-2532	87	6	category	category	NOUN
absel-2532	87	7	,	,	PUNCT
absel-2532	87	8	specify	specify	VERB
absel-2532	87	9	three	three	NUM
absel-2532	87	10	rates	rate	NOUN
absel-2532	87	11	of	of	ADP
absel-2532	87	12	growth	growth	NOUN
absel-2532	87	13	,	,	PUNCT
absel-2532	87	14	which	which	PRON
absel-2532	87	15	describe	describe	VERB
absel-2532	87	16	pessimistic	pessimistic	ADJ
absel-2532	87	17	,	,	PUNCT
absel-2532	87	18	most	most	ADV
absel-2532	87	19	likely	likely	ADJ
absel-2532	87	20	,	,	PUNCT
absel-2532	87	21	and	and	CCONJ
absel-2532	87	22	optimistic	optimistic	ADJ
absel-2532	87	23	expectations	expectation	NOUN
absel-2532	87	24	;	;	PUNCT
absel-2532	87	25	for	for	SCONJ
absel-2532	87	26	each	each	DET
absel-2532	87	27	asset	asset	NOUN
absel-2532	87	28	category	category	NOUN
absel-2532	87	29	specify	specify	VERB
absel-2532	87	30	similar	similar	ADJ
absel-2532	87	31	rates	rate	NOUN
absel-2532	87	32	.	.	PUNCT
absel-2532	88	1	4	4	X
absel-2532	88	2	.	.	X
absel-2532	88	3	for	for	ADP
absel-2532	88	4	each	each	DET
absel-2532	88	5	asset	asset	NOUN
absel-2532	88	6	category	category	NOUN
absel-2532	88	7	,	,	PUNCT
absel-2532	88	8	specify	specify	VERB
absel-2532	88	9	three	three	NUM
absel-2532	88	10	values	value	NOUN
absel-2532	88	11	for	for	ADP
absel-2532	88	12	rates	rate	NOUN
absel-2532	88	13	earned	earn	VERB
absel-2532	88	14	which	which	PRON
absel-2532	88	15	describe	describe	VERB
absel-2532	88	16	pessimistic	pessimistic	ADJ
absel-2532	88	17	,	,	PUNCT
absel-2532	88	18	most	most	ADV
absel-2532	88	19	likely	likely	ADJ
absel-2532	88	20	and	and	CCONJ
absel-2532	88	21	optimistic	optimistic	ADJ
absel-2532	88	22	expectations	expectation	NOUN
absel-2532	88	23	;	;	PUNCT
absel-2532	88	24	for	for	SCONJ
absel-2532	88	25	each	each	DET
absel-2532	88	26	liability	liability	NOUN
absel-2532	88	27	category	category	NOUN
absel-2532	88	28	specify	specify	VERB
absel-2532	88	29	similar	similar	ADJ
absel-2532	88	30	values	value	NOUN
absel-2532	88	31	for	for	ADP
absel-2532	88	32	rates	rate	NOUN
absel-2532	88	33	paid	pay	VERB
absel-2532	88	34	.	.	PUNCT
absel-2532	89	1	5	5	X
absel-2532	89	2	.	.	X
absel-2532	89	3	specify	specify	VERB
absel-2532	89	4	the	the	DET
absel-2532	89	5	number	number	NOUN
absel-2532	89	6	of	of	ADP
absel-2532	89	7	demand	demand	NOUN
absel-2532	89	8	deposit	deposit	NOUN
absel-2532	89	9	,	,	PUNCT
absel-2532	89	10	time	time	NOUN
absel-2532	89	11	deposit	deposit	NOUN
absel-2532	89	12	and	and	CCONJ
absel-2532	89	13	savings	saving	NOUN
absel-2532	89	14	,	,	PUNCT
absel-2532	89	15	and	and	CCONJ
absel-2532	89	16	loans	loan	NOUN
absel-2532	89	17	accounts	account	VERB
absel-2532	89	18	for	for	ADP
absel-2532	89	19	the	the	DET
absel-2532	89	20	base	base	NOUN
absel-2532	89	21	year	year	NOUN
absel-2532	89	22	.	.	PUNCT
absel-2532	90	1	6	6	NUM
absel-2532	90	2	.	.	X
absel-2532	90	3	for	for	ADP
absel-2532	90	4	each	each	DET
absel-2532	90	5	category	category	NOUN
absel-2532	90	6	of	of	ADP
absel-2532	90	7	account	account	NOUN
absel-2532	90	8	given	give	VERB
absel-2532	90	9	above	above	ADV
absel-2532	90	10	,	,	PUNCT
absel-2532	90	11	specify	specify	VERB
absel-2532	90	12	three	three	NUM
absel-2532	90	13	rates	rate	NOUN
absel-2532	90	14	of	of	ADP
absel-2532	90	15	growth	growth	NOUN
absel-2532	90	16	,	,	PUNCT
absel-2532	90	17	which	which	PRON
absel-2532	90	18	describes	describe	VERB
absel-2532	90	19	pessimistic	pessimistic	ADJ
absel-2532	90	20	,	,	PUNCT
absel-2532	90	21	most	most	ADV
absel-2532	90	22	likely	likely	ADJ
absel-2532	90	23	,	,	PUNCT
absel-2532	90	24	and	and	CCONJ
absel-2532	90	25	optimistic	optimistic	ADJ
absel-2532	90	26	expectations	expectation	NOUN
absel-2532	90	27	;	;	PUNCT
absel-2532	90	28	for	for	ADP
absel-2532	90	29	each	each	DET
absel-2532	90	30	bank	bank	NOUN
absel-2532	90	31	operation	operation	NOUN
absel-2532	90	32	data	datum	NOUN
absel-2532	90	33	item	item	NOUN
absel-2532	90	34	which	which	PRON
absel-2532	90	35	contributes	contribute	VERB
absel-2532	90	36	to	to	ADP
absel-2532	90	37	variable	variable	ADJ
absel-2532	90	38	expenses	expense	NOUN
absel-2532	90	39	,	,	PUNCT
absel-2532	90	40	specify	specify	VERB
absel-2532	90	41	four	four	NUM
absel-2532	90	42	rates	rate	NOUN
absel-2532	90	43	which	which	PRON
absel-2532	90	44	describe	describe	VERB
absel-2532	90	45	actual	actual	ADJ
absel-2532	90	46	base	base	NOUN
absel-2532	90	47	year	year	NOUN
absel-2532	90	48	,	,	PUNCT
absel-2532	90	49	pessimistic	pessimistic	ADJ
absel-2532	90	50	,	,	PUNCT
absel-2532	90	51	most	most	ADV
absel-2532	90	52	likely	likely	ADJ
absel-2532	90	53	,	,	PUNCT
absel-2532	90	54	and	and	CCONJ
absel-2532	90	55	optimistic	optimistic	ADJ
absel-2532	90	56	expectations	expectation	NOUN
absel-2532	90	57	.	.	PUNCT
absel-2532	91	1	7	7	X
absel-2532	91	2	.	.	X
absel-2532	91	3	specify	specify	VERB
absel-2532	91	4	the	the	DET
absel-2532	91	5	year	year	NOUN
absel-2532	91	6	of	of	ADP
absel-2532	91	7	the	the	DET
absel-2532	91	8	base	base	NOUN
absel-2532	91	9	year	year	NOUN
absel-2532	91	10	.	.	PUNCT
absel-2532	92	1	model	model	NOUN
absel-2532	92	2	flow	flow	PROPN
absel-2532	92	3	banksim	banksim	NOUN
absel-2532	92	4	begins	begin	VERB
absel-2532	92	5	execution	execution	NOUN
absel-2532	92	6	by	by	ADP
absel-2532	92	7	requesting	request	VERB
absel-2532	92	8	from	from	ADP
absel-2532	92	9	the	the	DET
absel-2532	92	10	user	user	NOUN
absel-2532	92	11	the	the	DET
absel-2532	92	12	number	number	NOUN
absel-2532	92	13	of	of	ADP
absel-2532	92	14	years	year	NOUN
absel-2532	92	15	to	to	PART
absel-2532	92	16	be	be	AUX
absel-2532	92	17	used	use	VERB
absel-2532	92	18	in	in	ADP
absel-2532	92	19	the	the	DET
absel-2532	92	20	simulation	simulation	NOUN
absel-2532	92	21	horizon	horizon	NOUN
absel-2532	92	22	,	,	PUNCT
absel-2532	92	23	the	the	DET
absel-2532	92	24	name	name	NOUN
absel-2532	92	25	of	of	ADP
absel-2532	92	26	the	the	DET
absel-2532	92	27	data	data	NOUN
absel-2532	92	28	file	file	NOUN
absel-2532	92	29	which	which	PRON
absel-2532	92	30	contains	contain	VERB
absel-2532	92	31	user	user	NOUN
absel-2532	92	32	specified	specify	VERB
absel-2532	92	33	data	datum	NOUN
absel-2532	92	34	,	,	PUNCT
absel-2532	92	35	and	and	CCONJ
absel-2532	92	36	the	the	DET
absel-2532	92	37	number	number	NOUN
absel-2532	92	38	of	of	ADP
absel-2532	92	39	trials	trial	NOUN
absel-2532	92	40	to	to	PART
absel-2532	92	41	be	be	AUX
absel-2532	92	42	run	run	VERB
absel-2532	92	43	.	.	PUNCT
absel-2532	93	1	banksim	banksim	PROPN
absel-2532	93	2	reads	read	VERB
absel-2532	93	3	the	the	DET
absel-2532	93	4	file	file	NOUN
absel-2532	93	5	and	and	CCONJ
absel-2532	93	6	initializes	initialize	VERB
absel-2532	93	7	variables	variable	NOUN
absel-2532	93	8	with	with	ADP
absel-2532	93	9	base	base	ADJ
absel-2532	93	10	year	year	NOUN
absel-2532	93	11	actual	actual	ADJ
absel-2532	93	12	values	value	NOUN
absel-2532	93	13	.	.	PUNCT
absel-2532	94	1	ranges	range	NOUN
absel-2532	94	2	of	of	ADP
absel-2532	94	3	projected	project	VERB
absel-2532	94	4	rates	rate	NOUN
absel-2532	94	5	are	be	AUX
absel-2532	94	6	stored	store	VERB
absel-2532	94	7	for	for	ADP
absel-2532	94	8	later	later	ADV
absel-2532	94	9	random	random	ADJ
absel-2532	94	10	sampling	sampling	NOUN
absel-2532	94	11	.	.	PUNCT
absel-2532	95	1	an	an	DET
absel-2532	95	2	income	income	NOUN
absel-2532	95	3	statement	statement	NOUN
absel-2532	95	4	using	use	VERB
absel-2532	95	5	base	base	NOUN
absel-2532	95	6	year	year	NOUN
absel-2532	95	7	values	value	NOUN
absel-2532	95	8	is	be	AUX
absel-2532	95	9	calculated	calculate	VERB
absel-2532	95	10	.	.	PUNCT
absel-2532	96	1	the	the	DET
absel-2532	96	2	purpose	purpose	NOUN
absel-2532	96	3	of	of	ADP
absel-2532	96	4	the	the	DET
absel-2532	96	5	initial	initial	ADJ
absel-2532	96	6	calculation	calculation	NOUN
absel-2532	96	7	,	,	PUNCT
absel-2532	96	8	which	which	PRON
absel-2532	96	9	should	should	AUX
absel-2532	96	10	give	give	VERB
absel-2532	96	11	a	a	DET
absel-2532	96	12	close	close	ADJ
absel-2532	96	13	approximation	approximation	NOUN
absel-2532	96	14	of	of	ADP
absel-2532	96	15	actual	actual	ADJ
absel-2532	96	16	values	value	NOUN
absel-2532	96	17	,	,	PUNCT
absel-2532	96	18	is	be	AUX
absel-2532	96	19	to	to	PART
absel-2532	96	20	verify	verify	VERB
absel-2532	96	21	the	the	DET
absel-2532	96	22	accuracy	accuracy	NOUN
absel-2532	96	23	of	of	ADP
absel-2532	96	24	user	user	NOUN
absel-2532	96	25	specified	specify	VERB
absel-2532	96	26	data	datum	NOUN
absel-2532	96	27	.	.	PUNCT
absel-2532	97	1	next	next	ADV
absel-2532	97	2	,	,	PUNCT
absel-2532	97	3	all	all	DET
absel-2532	97	4	balance	balance	NOUN
absel-2532	97	5	sheet	sheet	NOUN
absel-2532	97	6	and	and	CCONJ
absel-2532	97	7	income	income	NOUN
absel-2532	97	8	statement	statement	NOUN
absel-2532	97	9	values	value	NOUN
absel-2532	97	10	and	and	CCONJ
absel-2532	97	11	corresponding	correspond	VERB
absel-2532	97	12	rates	rate	NOUN
absel-2532	97	13	are	be	AUX
absel-2532	97	14	projected	project	VERB
absel-2532	97	15	using	use	VERB
absel-2532	97	16	random	random	ADJ
absel-2532	97	17	numbers	number	NOUN
absel-2532	97	18	from	from	ADP
absel-2532	97	19	a	a	DET
absel-2532	97	20	triangular	triangular	NOUN
absel-2532	97	21	probability	probability	NOUN
absel-2532	97	22	distribution	distribution	NOUN
absel-2532	97	23	generator	generator	NOUN
absel-2532	97	24	.	.	PUNCT
absel-2532	98	1	output	output	NOUN
absel-2532	98	2	banksim	banksim	PROPN
absel-2532	98	3	produces	produce	VERB
absel-2532	98	4	three	three	NUM
absel-2532	98	5	reports	report	NOUN
absel-2532	98	6	which	which	PRON
absel-2532	98	7	show	show	VERB
absel-2532	98	8	the	the	DET
absel-2532	98	9	effects	effect	NOUN
absel-2532	98	10	of	of	ADP
absel-2532	98	11	its	its	PRON
absel-2532	98	12	internal	internal	ADJ
absel-2532	98	13	processes	process	NOUN
absel-2532	98	14	.	.	PUNCT
absel-2532	99	1	the	the	DET
absel-2532	99	2	first	first	ADJ
absel-2532	99	3	report	report	NOUN
absel-2532	99	4	is	be	AUX
absel-2532	99	5	an	an	DET
absel-2532	99	6	income	income	NOUN
absel-2532	99	7	statement	statement	NOUN
absel-2532	99	8	which	which	PRON
absel-2532	99	9	illustrates	illustrate	VERB
absel-2532	99	10	the	the	DET
absel-2532	99	11	resultant	resultant	NOUN
absel-2532	99	12	income	income	NOUN
absel-2532	99	13	calculated	calculate	VERB
absel-2532	99	14	from	from	ADP
absel-2532	99	15	the	the	DET
absel-2532	99	16	base	base	NOUN
absel-2532	99	17	year	year	NOUN
absel-2532	99	18	data	datum	NOUN
absel-2532	99	19	as	as	ADV
absel-2532	99	20	well	well	ADV
absel-2532	99	21	as	as	ADP
absel-2532	99	22	the	the	DET
absel-2532	99	23	results	result	NOUN
absel-2532	99	24	from	from	ADP
absel-2532	99	25	the	the	DET
absel-2532	99	26	simulated	simulate	VERB
absel-2532	99	27	periods	period	NOUN
absel-2532	99	28	.	.	PUNCT
absel-2532	100	1	the	the	DET
absel-2532	100	2	simulated	simulate	VERB
absel-2532	100	3	figures	figure	NOUN
absel-2532	100	4	are	be	AUX
absel-2532	100	5	averages	average	NOUN
absel-2532	100	6	produced	produce	VERB
absel-2532	100	7	from	from	ADP
absel-2532	100	8	totaling	total	VERB
absel-2532	100	9	corresponding	corresponding	ADJ
absel-2532	100	10	figures	figure	NOUN
absel-2532	100	11	from	from	ADP
absel-2532	100	12	each	each	DET
absel-2532	100	13	replicated	replicate	VERB
absel-2532	100	14	trial	trial	NOUN
absel-2532	100	15	and	and	CCONJ
absel-2532	100	16	then	then	ADV
absel-2532	100	17	dividing	divide	VERB
absel-2532	100	18	those	those	DET
absel-2532	100	19	aggregate	aggregate	ADJ
absel-2532	100	20	totals	total	NOUN
absel-2532	100	21	by	by	ADP
absel-2532	100	22	the	the	DET
absel-2532	100	23	number	number	NOUN
absel-2532	100	24	of	of	ADP
absel-2532	100	25	trials	trial	NOUN
absel-2532	100	26	.	.	PUNCT
absel-2532	101	1	a	a	DET
absel-2532	101	2	second	second	ADJ
absel-2532	101	3	report	report	NOUN
absel-2532	101	4	produced	produce	VERB
absel-2532	101	5	by	by	ADP
absel-2532	101	6	banksim	banksim	NOUN
absel-2532	101	7	is	be	AUX
absel-2532	101	8	the	the	DET
absel-2532	101	9	balance	balance	NOUN
absel-2532	101	10	sheet	sheet	NOUN
absel-2532	101	11	.	.	PUNCT
absel-2532	102	1	again	again	ADV
absel-2532	102	2	user	user	NOUN
absel-2532	102	3	submitted	submit	VERB
absel-2532	102	4	base	base	NOUN
absel-2532	102	5	year	year	NOUN
absel-2532	102	6	data	datum	NOUN
absel-2532	102	7	is	be	AUX
absel-2532	102	8	given	give	VERB
absel-2532	102	9	merely	merely	ADV
absel-2532	102	10	to	to	PART
absel-2532	102	11	establish	establish	VERB
absel-2532	102	12	its	its	PRON
absel-2532	102	13	accuracy	accuracy	NOUN
absel-2532	102	14	.	.	PUNCT
absel-2532	103	1	the	the	DET
absel-2532	103	2	remaining	remain	VERB
absel-2532	103	3	columns	column	NOUN
absel-2532	103	4	reflect	reflect	VERB
absel-2532	103	5	average	average	ADJ
absel-2532	103	6	values	value	NOUN
absel-2532	103	7	that	that	PRON
absel-2532	103	8	were	be	AUX
absel-2532	103	9	calculated	calculate	VERB
absel-2532	103	10	in	in	ADP
absel-2532	103	11	the	the	DET
absel-2532	103	12	same	same	ADJ
absel-2532	103	13	way	way	NOUN
absel-2532	103	14	as	as	SCONJ
absel-2532	103	15	the	the	DET
absel-2532	103	16	income	income	NOUN
absel-2532	103	17	statement	statement	NOUN
absel-2532	103	18	figures	figure	NOUN
absel-2532	103	19	.	.	PUNCT
absel-2532	104	1	the	the	DET
absel-2532	104	2	base	base	NOUN
absel-2532	104	3	year	year	NOUN
absel-2532	104	4	data	datum	NOUN
absel-2532	104	5	is	be	AUX
absel-2532	104	6	not	not	PART
absel-2532	104	7	modified	modify	VERB
absel-2532	104	8	by	by	ADP
absel-2532	104	9	the	the	DET
absel-2532	104	10	program	program	NOUN
absel-2532	104	11	whereas	whereas	SCONJ
absel-2532	104	12	the	the	DET
absel-2532	104	13	other	other	ADJ
absel-2532	104	14	simulated	simulated	ADJ
absel-2532	104	15	periods	period	NOUN
absel-2532	104	16	reflect	reflect	VERB
absel-2532	104	17	the	the	DET
absel-2532	104	18	result	result	NOUN
absel-2532	104	19	of	of	ADP
absel-2532	104	20	projection	projection	NOUN
absel-2532	104	21	and	and	CCONJ
absel-2532	104	22	allocation	allocation	NOUN
absel-2532	104	23	.	.	PUNCT
absel-2532	105	1	the	the	DET
absel-2532	105	2	third	third	ADJ
absel-2532	105	3	report	report	NOUN
absel-2532	105	4	lists	list	VERB
absel-2532	105	5	the	the	DET
absel-2532	105	6	accumulated	accumulate	VERB
absel-2532	105	7	net	net	ADJ
absel-2532	105	8	income	income	NOUN
absel-2532	105	9	results	result	NOUN
absel-2532	105	10	for	for	ADP
absel-2532	105	11	each	each	DET
absel-2532	105	12	replicated	replicate	VERB
absel-2532	105	13	trial	trial	NOUN
absel-2532	105	14	.	.	PUNCT
absel-2532	106	1	the	the	DET
absel-2532	106	2	mean	mean	ADJ
absel-2532	106	3	and	and	CCONJ
absel-2532	106	4	standard	standard	ADJ
absel-2532	106	5	deviation	deviation	NOUN
absel-2532	106	6	of	of	ADP
absel-2532	106	7	the	the	DET
absel-2532	106	8	accumulated	accumulate	VERB
absel-2532	106	9	net	net	ADJ
absel-2532	106	10	income	income	NOUN
absel-2532	106	11	is	be	AUX
absel-2532	106	12	calculated	calculate	VERB
absel-2532	106	13	and	and	CCONJ
absel-2532	106	14	printed	print	VERB
absel-2532	106	15	as	as	ADP
absel-2532	106	16	the	the	DET
absel-2532	106	17	last	last	ADJ
absel-2532	106	18	entry	entry	NOUN
absel-2532	106	19	on	on	ADP
absel-2532	106	20	this	this	DET
absel-2532	106	21	report	report	NOUN
absel-2532	106	22	.	.	PUNCT
absel-2532	107	1	banksim	banksim	PROPN
absel-2532	107	2	was	be	AUX
absel-2532	107	3	tested	test	VERB
absel-2532	107	4	for	for	ADP
absel-2532	107	5	accuracy	accuracy	NOUN
absel-2532	107	6	via	via	ADP
absel-2532	107	7	two	two	NUM
absel-2532	107	8	procedures	procedure	NOUN
absel-2532	107	9	.	.	PUNCT
absel-2532	108	1	first	first	ADV
absel-2532	108	2	,	,	PUNCT
absel-2532	108	3	the	the	DET
absel-2532	108	4	calculations	calculation	NOUN
absel-2532	108	5	of	of	ADP
absel-2532	108	6	the	the	DET
absel-2532	108	7	model	model	NOUN
absel-2532	108	8	were	be	AUX
absel-2532	108	9	verified	verify	VERB
absel-2532	108	10	against	against	ADP
absel-2532	108	11	hand	hand	NOUN
absel-2532	108	12	calculated	calculate	VERB
absel-2532	108	13	results	result	NOUN
absel-2532	108	14	.	.	PUNCT
absel-2532	109	1	the	the	DET
absel-2532	109	2	logic	logic	NOUN
absel-2532	109	3	of	of	ADP
absel-2532	109	4	the	the	DET
absel-2532	109	5	model	model	NOUN
absel-2532	109	6	was	be	AUX
absel-2532	109	7	thoroughly	thoroughly	ADV
absel-2532	109	8	checked	check	VERB
absel-2532	109	9	out	out	ADP
absel-2532	109	10	using	use	VERB
absel-2532	109	11	a	a	DET
absel-2532	109	12	sample	sample	NOUN
absel-2532	109	13	set	set	NOUN
absel-2532	109	14	of	of	ADP
absel-2532	109	15	data	datum	NOUN
absel-2532	109	16	which	which	PRON
absel-2532	109	17	contained	contain	VERB
absel-2532	109	18	readily	readily	ADV
absel-2532	109	19	identifiable	identifiable	ADJ
absel-2532	109	20	values	value	NOUN
absel-2532	109	21	.	.	PUNCT
absel-2532	110	1	initially	initially	ADV
absel-2532	110	2	,	,	PUNCT
absel-2532	110	3	the	the	DET
absel-2532	110	4	model	model	NOUN
absel-2532	110	5	was	be	AUX
absel-2532	110	6	tested	test	VERB
absel-2532	110	7	as	as	ADP
absel-2532	110	8	a	a	DET
absel-2532	110	9	deterministic	deterministic	ADJ
absel-2532	110	10	model	model	NOUN
absel-2532	110	11	in	in	ADP
absel-2532	110	12	that	that	SCONJ
absel-2532	110	13	all	all	DET
absel-2532	110	14	projected	project	VERB
absel-2532	110	15	variables	variable	NOUN
absel-2532	110	16	had	have	AUX
absel-2532	110	17	a	a	DET
absel-2532	110	18	fixed	fix	VERB
absel-2532	110	19	rate	rate	NOUN
absel-2532	110	20	of	of	ADP
absel-2532	110	21	increase	increase	NOUN
absel-2532	110	22	or	or	CCONJ
absel-2532	110	23	decrease	decrease	NOUN
absel-2532	110	24	.	.	PUNCT
absel-2532	111	1	the	the	DET
absel-2532	111	2	rates	rate	NOUN
absel-2532	111	3	were	be	AUX
absel-2532	111	4	fixed	fix	VERB
absel-2532	111	5	so	so	SCONJ
absel-2532	111	6	that	that	SCONJ
absel-2532	111	7	the	the	DET
absel-2532	111	8	model	model	NOUN
absel-2532	111	9	’s	’s	PART
absel-2532	111	10	performance	performance	NOUN
absel-2532	111	11	could	could	AUX
absel-2532	111	12	be	be	AUX
absel-2532	111	13	verified	verify	VERB
absel-2532	111	14	for	for	ADP
absel-2532	111	15	consistency	consistency	NOUN
absel-2532	111	16	.	.	PUNCT
absel-2532	112	1	then	then	ADV
absel-2532	112	2	the	the	DET
absel-2532	112	3	stochastic	stochastic	ADJ
absel-2532	112	4	process	process	NOUN
absel-2532	112	5	was	be	AUX
absel-2532	112	6	incorporated	incorporate	VERB
absel-2532	112	7	into	into	ADP
absel-2532	112	8	the	the	DET
absel-2532	112	9	model	model	NOUN
absel-2532	112	10	.	.	PUNCT
absel-2532	113	1	the	the	DET
absel-2532	113	2	results	result	NOUN
absel-2532	113	3	of	of	ADP
absel-2532	113	4	the	the	DET
absel-2532	113	5	randomly	randomly	ADV
absel-2532	113	6	generated	generate	VERB
absel-2532	113	7	samples	sample	NOUN
absel-2532	113	8	were	be	AUX
absel-2532	113	9	printed	print	VERB
absel-2532	113	10	and	and	CCONJ
absel-2532	113	11	verified	verify	VERB
absel-2532	113	12	for	for	ADP
absel-2532	113	13	each	each	DET
absel-2532	113	14	variable	variable	NOUN
absel-2532	113	15	.	.	PUNCT
absel-2532	114	1	second	second	ADV
absel-2532	114	2	,	,	PUNCT
absel-2532	114	3	banksim	banksim	PROPN
absel-2532	114	4	was	be	AUX
absel-2532	114	5	checked	check	VERB
absel-2532	114	6	for	for	ADP
absel-2532	114	7	predictive	predictive	ADJ
absel-2532	114	8	accuracy	accuracy	NOUN
absel-2532	114	9	by	by	ADP
absel-2532	114	10	gathering	gather	VERB
absel-2532	114	11	actual	actual	ADJ
absel-2532	114	12	historic	historic	ADJ
absel-2532	114	13	values	value	NOUN
absel-2532	114	14	for	for	ADP
absel-2532	114	15	each	each	DET
absel-2532	114	16	variable	variable	NOUN
absel-2532	114	17	for	for	ADP
absel-2532	114	18	the	the	DET
absel-2532	114	19	years	year	NOUN
absel-2532	114	20	1972	1972	NUM
absel-2532	114	21	through	through	ADP
absel-2532	114	22	1976	1976	NUM
absel-2532	114	23	.	.	PUNCT
absel-2532	115	1	the	the	DET
absel-2532	115	2	actual	actual	ADJ
absel-2532	115	3	data	datum	NOUN
absel-2532	115	4	was	be	AUX
absel-2532	115	5	gathered	gather	VERB
absel-2532	115	6	from	from	ADP
absel-2532	115	7	actual	actual	ADJ
absel-2532	115	8	balance	balance	NOUN
absel-2532	115	9	sheets	sheet	NOUN
absel-2532	115	10	and	and	CCONJ
absel-2532	115	11	income	income	NOUN
absel-2532	115	12	statements	statement	NOUN
absel-2532	115	13	for	for	ADP
absel-2532	115	14	each	each	DET
absel-2532	115	15	year	year	NOUN
absel-2532	115	16	of	of	ADP
absel-2532	115	17	the	the	DET
absel-2532	115	18	test	test	NOUN
absel-2532	115	19	.	.	PUNCT
absel-2532	116	1	this	this	DET
absel-2532	116	2	information	information	NOUN
absel-2532	116	3	was	be	AUX
absel-2532	116	4	generously	generously	ADV
absel-2532	116	5	supplied	supply	VERB
absel-2532	116	6	by	by	ADP
absel-2532	116	7	a	a	DET
absel-2532	116	8	local	local	ADJ
absel-2532	116	9	bank	bank	NOUN
absel-2532	116	10	in	in	ADP
absel-2532	116	11	fort	fort	PROPN
absel-2532	116	12	worth	worth	PROPN
absel-2532	116	13	,	,	PUNCT
absel-2532	116	14	texas	texas	PROPN
absel-2532	116	15	.	.	PUNCT
absel-2532	117	1	the	the	DET
absel-2532	117	2	actual	actual	ADJ
absel-2532	117	3	values	value	NOUN
absel-2532	117	4	used	use	VERB
absel-2532	117	5	for	for	ADP
absel-2532	117	6	the	the	DET
absel-2532	117	7	base	base	NOUN
absel-2532	117	8	period	period	NOUN
absel-2532	117	9	,	,	PUNCT
absel-2532	117	10	1972	1972	NUM
absel-2532	117	11	,	,	PUNCT
absel-2532	117	12	consist	consist	VERB
absel-2532	117	13	of	of	ADP
absel-2532	117	14	end	end	NOUN
absel-2532	117	15	of	of	ADP
absel-2532	117	16	year	year	NOUN
absel-2532	117	17	averages	average	NOUN
absel-2532	117	18	for	for	ADP
absel-2532	117	19	the	the	DET
absel-2532	117	20	pertinent	pertinent	ADJ
absel-2532	117	21	balance	balance	NOUN
absel-2532	117	22	sheet	sheet	NOUN
absel-2532	117	23	entries	entry	NOUN
absel-2532	117	24	.	.	PUNCT
absel-2532	118	1	the	the	DET
absel-2532	118	2	income	income	NOUN
absel-2532	118	3	and	and	CCONJ
absel-2532	118	4	expense	expense	NOUN
absel-2532	118	5	rates	rate	NOUN
absel-2532	118	6	used	use	VERB
absel-2532	118	7	to	to	PART
absel-2532	118	8	derive	derive	VERB
absel-2532	118	9	the	the	DET
absel-2532	118	10	1972	1972	NUM
absel-2532	118	11	net	net	ADJ
absel-2532	118	12	income	income	NOUN
absel-2532	118	13	figure	figure	NOUN
absel-2532	118	14	represent	represent	VERB
absel-2532	118	15	the	the	DET
absel-2532	118	16	actual	actual	ADJ
absel-2532	118	17	rates	rate	NOUN
absel-2532	118	18	experienced	experience	VERB
absel-2532	118	19	by	by	ADP
absel-2532	118	20	that	that	DET
absel-2532	118	21	bank	bank	NOUN
absel-2532	118	22	.	.	PUNCT
absel-2532	119	1	thus	thus	ADV
absel-2532	119	2	,	,	PUNCT
absel-2532	119	3	the	the	DET
absel-2532	119	4	balance	balance	NOUN
absel-2532	119	5	sheet	sheet	NOUN
absel-2532	119	6	and	and	CCONJ
absel-2532	119	7	income	income	NOUN
absel-2532	119	8	statement	statement	NOUN
absel-2532	119	9	figures	figure	NOUN
absel-2532	119	10	supplied	supply	VERB
absel-2532	119	11	by	by	ADP
absel-2532	119	12	the	the	DET
absel-2532	119	13	model	model	NOUN
absel-2532	119	14	for	for	ADP
absel-2532	119	15	1972	1972	NUM
absel-2532	119	16	correspond	correspond	NOUN
absel-2532	119	17	to	to	ADP
absel-2532	119	18	actual	actual	ADJ
absel-2532	119	19	bank	bank	NOUN
absel-2532	119	20	figures	figure	NOUN
absel-2532	119	21	.	.	PUNCT
absel-2532	120	1	testing	testing	NOUN
absel-2532	120	2	plan	plan	NOUN
absel-2532	120	3	testing	test	VERB
absel-2532	120	4	the	the	DET
absel-2532	120	5	model	model	NOUN
absel-2532	120	6	was	be	AUX
absel-2532	120	7	approached	approach	VERB
absel-2532	120	8	with	with	ADP
absel-2532	120	9	two	two	NUM
absel-2532	120	10	objectives	objective	NOUN
absel-2532	120	11	.	.	PUNCT
absel-2532	121	1	first	first	ADV
absel-2532	121	2	,	,	PUNCT
absel-2532	121	3	validation	validation	NOUN
absel-2532	121	4	testing	testing	NOUN
absel-2532	121	5	was	be	AUX
absel-2532	121	6	performed	perform	VERB
absel-2532	121	7	to	to	PART
absel-2532	121	8	measure	measure	VERB
absel-2532	121	9	the	the	DET
absel-2532	121	10	model	model	NOUN
absel-2532	121	11	’s	’s	PART
absel-2532	121	12	predictive	predictive	ADJ
absel-2532	121	13	accuracy	accuracy	NOUN
absel-2532	121	14	against	against	ADP
absel-2532	121	15	actual	actual	ADJ
absel-2532	121	16	values	value	NOUN
absel-2532	121	17	.	.	PUNCT
absel-2532	122	1	this	this	DET
absel-2532	122	2	testing	testing	NOUN
absel-2532	122	3	required	require	VERB
absel-2532	122	4	two	two	NUM
absel-2532	122	5	tests	test	NOUN
absel-2532	122	6	described	describe	VERB
absel-2532	122	7	as	as	ADP
absel-2532	122	8	accuracy	accuracy	NOUN
absel-2532	122	9	test	test	NOUN
absel-2532	122	10	i	i	PRON
absel-2532	122	11	(	(	PUNCT
absel-2532	122	12	4	4	NUM
absel-2532	122	13	year	year	NOUN
absel-2532	122	14	planning	planning	NOUN
absel-2532	122	15	horizon	horizon	NOUN
absel-2532	122	16	,	,	PUNCT
absel-2532	122	17	actual	actual	ADJ
absel-2532	122	18	valued	value	VERB
absel-2532	122	19	decision	decision	NOUN
absel-2532	122	20	variables	variable	NOUN
absel-2532	122	21	,	,	PUNCT
absel-2532	122	22	50	50	NUM
absel-2532	122	23	trials	trial	NOUN
absel-2532	122	24	)	)	PUNCT
absel-2532	122	25	and	and	CCONJ
absel-2532	122	26	accuracy	accuracy	NOUN
absel-2532	122	27	test	test	NOUN
absel-2532	122	28	ii	ii	PROPN
absel-2532	122	29	(	(	PUNCT
absel-2532	122	30	4	4	NUM
absel-2532	122	31	year	year	NOUN
absel-2532	122	32	planning	planning	NOUN
absel-2532	122	33	horizon	horizon	NOUN
absel-2532	122	34	,	,	PUNCT
absel-2532	122	35	actual	actual	ADJ
absel-2532	122	36	valued	value	VERB
absel-2532	122	37	decision	decision	NOUN
absel-2532	122	38	variables	variable	NOUN
absel-2532	122	39	,	,	PUNCT
absel-2532	122	40	100	100	NUM
absel-2532	122	41	trials	trial	NOUN
absel-2532	122	42	)	)	PUNCT
absel-2532	122	43	.	.	PUNCT
absel-2532	123	1	these	these	DET
absel-2532	123	2	two	two	NUM
absel-2532	123	3	tests	test	NOUN
absel-2532	123	4	differed	differ	VERB
absel-2532	123	5	in	in	ADP
absel-2532	123	6	that	that	PRON
absel-2532	123	7	a	a	DET
absel-2532	123	8	different	different	ADJ
absel-2532	123	9	number	number	NOUN
absel-2532	123	10	of	of	ADP
absel-2532	123	11	trials	trial	NOUN
absel-2532	123	12	and	and	CCONJ
absel-2532	123	13	a	a	DET
absel-2532	123	14	different	different	ADJ
absel-2532	123	15	random	random	ADJ
absel-2532	123	16	number	number	NOUN
absel-2532	123	17	seed	seed	NOUN
absel-2532	123	18	were	be	AUX
absel-2532	123	19	used	use	VERB
absel-2532	123	20	for	for	ADP
absel-2532	123	21	each	each	DET
absel-2532	123	22	test	test	NOUN
absel-2532	123	23	.	.	PUNCT
absel-2532	124	1	secondly	secondly	ADV
absel-2532	124	2	,	,	PUNCT
absel-2532	124	3	banksin	banksin	NOUN
absel-2532	124	4	was	be	AUX
absel-2532	124	5	tested	test	VERB
absel-2532	124	6	for	for	ADP
absel-2532	124	7	its	its	PRON
absel-2532	124	8	sensitivity	sensitivity	NOUN
absel-2532	124	9	to	to	ADP
absel-2532	124	10	different	different	ADJ
absel-2532	124	11	values	value	NOUN
absel-2532	124	12	of	of	ADP
absel-2532	124	13	decision	decision	NOUN
absel-2532	124	14	variables	variable	NOUN
absel-2532	124	15	.	.	PUNCT
absel-2532	125	1	in	in	ADP
absel-2532	125	2	each	each	DET
absel-2532	125	3	sensitivity	sensitivity	NOUN
absel-2532	125	4	test	test	NOUN
absel-2532	125	5	,	,	PUNCT
absel-2532	125	6	a	a	DET
absel-2532	125	7	single	single	ADJ
absel-2532	125	8	decision	decision	NOUN
absel-2532	125	9	variable	variable	NOUN
absel-2532	125	10	was	be	AUX
absel-2532	125	11	modified	modify	VERB
absel-2532	125	12	while	while	SCONJ
absel-2532	125	13	holding	hold	VERB
absel-2532	125	14	the	the	DET
absel-2532	125	15	other	other	ADJ
absel-2532	125	16	decision	decision	NOUN
absel-2532	125	17	variables	variable	NOUN
absel-2532	125	18	constant	constant	ADJ
absel-2532	125	19	.	.	PUNCT
absel-2532	126	1	this	this	DET
absel-2532	126	2	type	type	NOUN
absel-2532	126	3	of	of	ADP
absel-2532	126	4	testing	testing	NOUN
absel-2532	126	5	established	establish	VERB
absel-2532	126	6	the	the	DET
absel-2532	126	7	model	model	NOUN
absel-2532	126	8	’s	’s	PART
absel-2532	126	9	creditability	creditability	NOUN
absel-2532	126	10	as	as	ADP
absel-2532	126	11	a	a	DET
absel-2532	126	12	tool	tool	NOUN
absel-2532	126	13	to	to	PART
absel-2532	126	14	simulate	simulate	VERB
absel-2532	126	15	and	and	CCONJ
absel-2532	126	16	evaluate	evaluate	VERB
absel-2532	126	17	alternative	alternative	ADJ
absel-2532	126	18	management	management	NOUN
absel-2532	126	19	decisions	decision	NOUN
absel-2532	126	20	.	.	PUNCT
absel-2532	127	1	predictive	predictive	ADJ
absel-2532	127	2	accuracy	accuracy	NOUN
absel-2532	127	3	testing	testing	NOUN
absel-2532	127	4	accuracy	accuracy	NOUN
absel-2532	127	5	test	test	NOUN
absel-2532	127	6	1	1	NUM
absel-2532	127	7	(	(	PUNCT
absel-2532	127	8	4	4	NUM
absel-2532	127	9	year	year	NOUN
absel-2532	127	10	planning	planning	NOUN
absel-2532	127	11	horizon	horizon	NOUN
absel-2532	127	12	,	,	PUNCT
absel-2532	127	13	actual	actual	ADJ
absel-2532	127	14	valued	value	VERB
absel-2532	127	15	decision	decision	NOUN
absel-2532	127	16	variables	variable	NOUN
absel-2532	127	17	,	,	PUNCT
absel-2532	127	18	50	50	NUM
absel-2532	127	19	trials	trial	NOUN
absel-2532	127	20	)	)	PUNCT
absel-2532	127	21	tests	test	VERB
absel-2532	127	22	the	the	DET
absel-2532	127	23	model	model	NOUN
absel-2532	127	24	’s	’s	PART
absel-2532	127	25	predictive	predictive	ADJ
absel-2532	127	26	accuracy	accuracy	NOUN
absel-2532	127	27	using	use	VERB
absel-2532	127	28	actual	actual	ADJ
absel-2532	127	29	data	datum	NOUN
absel-2532	127	30	.	.	PUNCT
absel-2532	128	1	data	datum	NOUN
absel-2532	128	2	preparation	preparation	NOUN
absel-2532	128	3	required	require	VERB
absel-2532	128	4	researching	research	VERB
absel-2532	128	5	historical	historical	ADJ
absel-2532	128	6	balance	balance	NOUN
absel-2532	128	7	sheets	sheet	NOUN
absel-2532	128	8	and	and	CCONJ
absel-2532	128	9	income	income	NOUN
absel-2532	128	10	statements	statement	NOUN
absel-2532	128	11	to	to	PART
absel-2532	128	12	provide	provide	VERB
absel-2532	128	13	actual	actual	ADJ
absel-2532	128	14	values	value	NOUN
absel-2532	128	15	and	and	CCONJ
absel-2532	128	16	projected	project	VERB
absel-2532	128	17	rates	rate	NOUN
absel-2532	128	18	for	for	ADP
absel-2532	128	19	the	the	DET
absel-2532	128	20	period	period	NOUN
absel-2532	128	21	1972	1972	NUM
absel-2532	128	22	through	through	ADP
absel-2532	128	23	1976	1976	NUM
absel-2532	128	24	.	.	PUNCT
absel-2532	129	1	all	all	DET
absel-2532	129	2	twenty	twenty	NUM
absel-2532	129	3	decision	decision	NOUN
absel-2532	129	4	variables	variable	NOUN
absel-2532	129	5	were	be	AUX
absel-2532	129	6	set	set	VERB
absel-2532	129	7	to	to	ADP
absel-2532	129	8	values	value	NOUN
absel-2532	129	9	actually	actually	ADV
absel-2532	129	10	experienced	experience	VERB
absel-2532	129	11	in	in	ADP
absel-2532	129	12	1972	1972	NUM
absel-2532	129	13	.	.	PUNCT
absel-2532	130	1	accumulated	accumulate	VERB
absel-2532	130	2	net	net	ADJ
absel-2532	130	3	income	income	NOUN
absel-2532	130	4	was	be	AUX
absel-2532	130	5	selected	select	VERB
absel-2532	130	6	from	from	ADP
absel-2532	130	7	the	the	DET
absel-2532	130	8	test	test	NOUN
absel-2532	130	9	results	result	NOUN
absel-2532	130	10	and	and	CCONJ
absel-2532	130	11	compared	compare	VERB
absel-2532	130	12	against	against	ADP
absel-2532	130	13	corresponding	correspond	VERB
absel-2532	130	14	actual	actual	ADJ
absel-2532	130	15	data	datum	NOUN
absel-2532	130	16	in	in	ADP
absel-2532	130	17	order	order	NOUN
absel-2532	130	18	to	to	PART
absel-2532	130	19	evaluate	evaluate	VERB
absel-2532	130	20	this	this	DET
absel-2532	130	21	test	test	NOUN
absel-2532	130	22	of	of	ADP
absel-2532	130	23	the	the	DET
absel-2532	130	24	model	model	NOUN
absel-2532	130	25	’s	’s	PART
absel-2532	130	26	predictive	predictive	ADJ
absel-2532	130	27	accuracy	accuracy	NOUN
absel-2532	130	28	.	.	PUNCT
absel-2532	131	1	accumulated	accumulate	VERB
absel-2532	131	2	net	net	ADJ
absel-2532	131	3	income	income	NOUN
absel-2532	131	4	was	be	AUX
absel-2532	131	5	picked	pick	VERB
absel-2532	131	6	for	for	ADP
absel-2532	131	7	comparison	comparison	NOUN
absel-2532	131	8	between	between	ADP
absel-2532	131	9	test	test	NOUN
absel-2532	131	10	and	and	CCONJ
absel-2532	131	11	actual	actual	ADJ
absel-2532	131	12	results	result	NOUN
absel-2532	131	13	because	because	SCONJ
absel-2532	131	14	the	the	DET
absel-2532	131	15	evaluation	evaluation	NOUN
absel-2532	131	16	of	of	ADP
absel-2532	131	17	total	total	ADJ
absel-2532	131	18	net	net	ADJ
absel-2532	131	19	income	income	NOUN
absel-2532	131	20	over	over	ADP
absel-2532	131	21	the	the	DET
absel-2532	131	22	entire	entire	ADJ
absel-2532	131	23	planning	planning	NOUN
absel-2532	131	24	horizon	horizon	NOUN
absel-2532	131	25	is	be	AUX
absel-2532	131	26	a	a	DET
absel-2532	131	27	major	major	ADJ
absel-2532	131	28	consideration	consideration	NOUN
absel-2532	131	29	of	of	ADP
absel-2532	131	30	the	the	DET
absel-2532	131	31	modeling	modeling	NOUN
absel-2532	131	32	process	process	NOUN
absel-2532	131	33	.	.	PUNCT
absel-2532	132	1	a	a	DET
absel-2532	132	2	significant	significant	ADJ
absel-2532	132	3	question	question	NOUN
absel-2532	132	4	that	that	PRON
absel-2532	132	5	banksim	banksim	NOUN
absel-2532	132	6	attempts	attempt	NOUN
absel-2532	132	7	to	to	PART
absel-2532	132	8	clarify	clarify	VERB
absel-2532	132	9	is	be	AUX
absel-2532	132	10	the	the	DET
absel-2532	132	11	effect	effect	NOUN
absel-2532	132	12	of	of	ADP
absel-2532	132	13	the	the	DET
absel-2532	132	14	economic	economic	ADJ
absel-2532	132	15	environment	environment	NOUN
absel-2532	132	16	and	and	CCONJ
absel-2532	132	17	the	the	DET
absel-2532	132	18	effect	effect	NOUN
absel-2532	132	19	of	of	ADP
absel-2532	132	20	management	management	NOUN
absel-2532	132	21	decisions	decision	NOUN
absel-2532	132	22	on	on	ADP
absel-2532	132	23	accumulated	accumulate	VERB
absel-2532	132	24	net	net	ADJ
absel-2532	132	25	income	income	NOUN
absel-2532	132	26	.	.	PUNCT
absel-2532	133	1	the	the	DET
absel-2532	133	2	results	result	NOUN
absel-2532	133	3	of	of	ADP
absel-2532	133	4	the	the	DET
absel-2532	133	5	validation	validation	NOUN
absel-2532	133	6	tests	test	NOUN
absel-2532	133	7	are	be	AUX
absel-2532	133	8	shown	show	VERB
absel-2532	133	9	in	in	ADP
absel-2532	133	10	figure	figure	NOUN
absel-2532	133	11	2	2	NUM
absel-2532	133	12	.	.	PUNCT
absel-2532	134	1	these	these	DET
absel-2532	134	2	results	result	NOUN
absel-2532	134	3	demonstrate	demonstrate	VERB
absel-2532	134	4	the	the	DET
absel-2532	134	5	model	model	NOUN
absel-2532	134	6	’s	’s	PART
absel-2532	134	7	ability	ability	NOUN
absel-2532	134	8	to	to	PART
absel-2532	134	9	accurately	accurately	ADV
absel-2532	134	10	reflect	reflect	VERB
absel-2532	134	11	actual	actual	ADJ
absel-2532	134	12	operating	operating	NOUN
absel-2532	134	13	results	result	NOUN
absel-2532	134	14	.	.	PUNCT
absel-2532	135	1	increasing	increase	VERB
absel-2532	135	2	the	the	DET
absel-2532	135	3	number	number	NOUN
absel-2532	135	4	of	of	ADP
absel-2532	135	5	trials	trial	NOUN
absel-2532	135	6	from	from	ADP
absel-2532	135	7	50	50	NUM
absel-2532	135	8	to	to	PART
absel-2532	135	9	100	100	NUM
absel-2532	135	10	did	do	AUX
absel-2532	135	11	not	not	PART
absel-2532	135	12	significantly	significantly	ADV
absel-2532	135	13	affect	affect	VERB
absel-2532	135	14	the	the	DET
absel-2532	135	15	results	result	NOUN
absel-2532	135	16	.	.	PUNCT
absel-2532	136	1	experiential	experiential	ADJ
absel-2532	136	2	learning	learning	NOUN
absel-2532	136	3	enters	enter	VERB
absel-2532	136	4	the	the	DET
absel-2532	136	5	eighties	eighty	NOUN
absel-2532	136	6	,	,	PUNCT
absel-2532	136	7	volume	volume	NOUN
absel-2532	136	8	7	7	NUM
absel-2532	136	9	,	,	PUNCT
absel-2532	136	10	1980	1980	NUM
absel-2532	136	11	120	120	NUM
absel-2532	136	12	sensitivity	sensitivity	NOUN
absel-2532	136	13	testing	test	VERB
absel-2532	136	14	the	the	DET
absel-2532	136	15	next	next	ADJ
absel-2532	136	16	phase	phase	NOUN
absel-2532	136	17	of	of	ADP
absel-2532	136	18	testing	test	VERB
absel-2532	136	19	the	the	DET
absel-2532	136	20	model	model	NOUN
absel-2532	136	21	involved	involve	VERB
absel-2532	136	22	investigating	investigate	VERB
absel-2532	136	23	its	its	PRON
absel-2532	136	24	sensitivity	sensitivity	NOUN
absel-2532	136	25	to	to	ADP
absel-2532	136	26	changes	change	NOUN
absel-2532	136	27	in	in	ADP
absel-2532	136	28	various	various	ADJ
absel-2532	136	29	decision	decision	NOUN
absel-2532	136	30	variables	variable	NOUN
absel-2532	136	31	.	.	PUNCT
absel-2532	137	1	five	five	NUM
absel-2532	137	2	sensitivity	sensitivity	NOUN
absel-2532	137	3	tests	test	NOUN
absel-2532	137	4	were	be	AUX
absel-2532	137	5	conducted	conduct	VERB
absel-2532	137	6	.	.	PUNCT
absel-2532	138	1	sensitivity	sensitivity	NOUN
absel-2532	138	2	test	test	NOUN
absel-2532	138	3	i	i	PRON
absel-2532	138	4	was	be	AUX
absel-2532	138	5	designed	design	VERB
absel-2532	138	6	to	to	PART
absel-2532	138	7	observe	observe	VERB
absel-2532	138	8	the	the	DET
absel-2532	138	9	effects	effect	NOUN
absel-2532	138	10	on	on	ADP
absel-2532	138	11	the	the	DET
absel-2532	138	12	income	income	NOUN
absel-2532	138	13	statement	statement	NOUN
absel-2532	138	14	resulting	result	VERB
absel-2532	138	15	from	from	ADP
absel-2532	138	16	changes	change	NOUN
absel-2532	138	17	in	in	ADP
absel-2532	138	18	the	the	DET
absel-2532	138	19	federal	federal	PROPN
absel-2532	138	20	reserve	reserve	PROPN
absel-2532	138	21	requirements	requirement	NOUN
absel-2532	138	22	.	.	PUNCT
absel-2532	139	1	sensitivity	sensitivity	NOUN
absel-2532	139	2	test	test	PROPN
absel-2532	139	3	ii	ii	PROPN
absel-2532	139	4	was	be	AUX
absel-2532	139	5	designed	design	VERB
absel-2532	139	6	to	to	PART
absel-2532	139	7	measure	measure	VERB
absel-2532	139	8	the	the	DET
absel-2532	139	9	effect	effect	NOUN
absel-2532	139	10	of	of	ADP
absel-2532	139	11	the	the	DET
absel-2532	139	12	liquidity	liquidity	NOUN
absel-2532	139	13	ratio	ratio	NOUN
absel-2532	139	14	on	on	ADP
absel-2532	139	15	the	the	DET
absel-2532	139	16	balance	balance	NOUN
absel-2532	139	17	sheet	sheet	NOUN
absel-2532	139	18	.	.	PUNCT
absel-2532	140	1	sensitivity	sensitivity	NOUN
absel-2532	140	2	test	test	NOUN
absel-2532	140	3	iii	iii	NUM
absel-2532	140	4	investigated	investigate	VERB
absel-2532	140	5	the	the	DET
absel-2532	140	6	effects	effect	NOUN
absel-2532	140	7	of	of	ADP
absel-2532	140	8	the	the	DET
absel-2532	140	9	total	total	ADJ
absel-2532	140	10	loans	loan	NOUN
absel-2532	140	11	decision	decision	NOUN
absel-2532	140	12	variable	variable	NOUN
absel-2532	140	13	on	on	ADP
absel-2532	140	14	the	the	DET
absel-2532	140	15	balance	balance	NOUN
absel-2532	140	16	sheet	sheet	NOUN
absel-2532	140	17	and	and	CCONJ
absel-2532	140	18	income	income	NOUN
absel-2532	140	19	statement	statement	NOUN
absel-2532	140	20	.	.	PUNCT
absel-2532	141	1	the	the	DET
absel-2532	141	2	fourth	fourth	ADJ
absel-2532	141	3	sensitivity	sensitivity	NOUN
absel-2532	141	4	test	test	NOUN
absel-2532	141	5	analyzed	analyze	VERB
absel-2532	141	6	the	the	DET
absel-2532	141	7	impact	impact	NOUN
absel-2532	141	8	of	of	ADP
absel-2532	141	9	the	the	DET
absel-2532	141	10	variable	variable	ADJ
absel-2532	141	11	assets	asset	NOUN
absel-2532	141	12	decision	decision	NOUN
absel-2532	141	13	variable	variable	NOUN
absel-2532	141	14	while	while	SCONJ
absel-2532	141	15	sensitivity	sensitivity	NOUN
absel-2532	141	16	text	text	NOUN
absel-2532	141	17	iv	iv	NUM
absel-2532	141	18	measured	measure	VERB
absel-2532	141	19	the	the	DET
absel-2532	141	20	effect	effect	NOUN
absel-2532	141	21	of	of	ADP
absel-2532	141	22	the	the	DET
absel-2532	141	23	fed	fed	PROPN
absel-2532	141	24	funds	fund	VERB
absel-2532	141	25	variable	variable	ADJ
absel-2532	141	26	on	on	ADP
absel-2532	141	27	total	total	ADJ
absel-2532	141	28	assets	asset	NOUN
absel-2532	141	29	.	.	PUNCT
absel-2532	142	1	in	in	ADP
absel-2532	142	2	each	each	PRON
absel-2532	142	3	of	of	ADP
absel-2532	142	4	the	the	DET
absel-2532	142	5	sensitivity	sensitivity	NOUN
absel-2532	142	6	tests	test	NOUN
absel-2532	142	7	,	,	PUNCT
absel-2532	142	8	banksim	banksim	NOUN
absel-2532	142	9	produced	produce	VERB
absel-2532	142	10	results	result	NOUN
absel-2532	142	11	that	that	PRON
absel-2532	142	12	were	be	AUX
absel-2532	142	13	consistent	consistent	ADJ
absel-2532	142	14	with	with	ADP
absel-2532	142	15	anticipated	anticipate	VERB
absel-2532	142	16	results	result	NOUN
absel-2532	142	17	.	.	PUNCT
absel-2532	143	1	conclusions	conclusion	NOUN
absel-2532	143	2	the	the	DET
absel-2532	143	3	results	result	NOUN
absel-2532	143	4	of	of	ADP
absel-2532	143	5	this	this	DET
absel-2532	143	6	study	study	NOUN
absel-2532	143	7	indicate	indicate	VERB
absel-2532	143	8	that	that	SCONJ
absel-2532	143	9	banksim	banksim	NOUN
absel-2532	143	10	produces	produce	VERB
absel-2532	143	11	highly	highly	ADV
absel-2532	143	12	accurate	accurate	ADJ
absel-2532	143	13	results	result	NOUN
absel-2532	143	14	and	and	CCONJ
absel-2532	143	15	can	can	AUX
absel-2532	143	16	be	be	AUX
absel-2532	143	17	used	use	VERB
absel-2532	143	18	to	to	PART
absel-2532	143	19	evaluate	evaluate	VERB
absel-2532	143	20	various	various	ADJ
absel-2532	143	21	operating	operating	NOUN
absel-2532	143	22	management	management	NOUN
absel-2532	143	23	strategies	strategy	NOUN
absel-2532	143	24	.	.	PUNCT
absel-2532	144	1	the	the	DET
absel-2532	144	2	simulation	simulation	NOUN
absel-2532	144	3	model	model	NOUN
absel-2532	144	4	is	be	AUX
absel-2532	144	5	designed	design	VERB
absel-2532	144	6	with	with	ADP
absel-2532	144	7	a	a	DET
absel-2532	144	8	great	great	ADJ
absel-2532	144	9	deal	deal	NOUN
absel-2532	144	10	of	of	ADP
absel-2532	144	11	flexibility	flexibility	NOUN
absel-2532	144	12	for	for	ADP
absel-2532	144	13	modifying	modify	VERB
absel-2532	144	14	input	input	NOUN
absel-2532	144	15	data	datum	NOUN
absel-2532	144	16	and	and	CCONJ
absel-2532	144	17	decision	decision	NOUN
absel-2532	144	18	variable	variable	ADJ
absel-2532	144	19	strategies	strategy	NOUN
absel-2532	144	20	.	.	PUNCT
absel-2532	145	1	as	as	ADP
absel-2532	145	2	such	such	ADJ
absel-2532	145	3	,	,	PUNCT
absel-2532	145	4	banksim	banksim	NOUN
absel-2532	145	5	provides	provide	VERB
absel-2532	145	6	insight	insight	NOUN
absel-2532	145	7	into	into	ADP
absel-2532	145	8	the	the	DET
absel-2532	145	9	relationship	relationship	NOUN
absel-2532	145	10	of	of	ADP
absel-2532	145	11	the	the	DET
absel-2532	145	12	balance	balance	NOUN
absel-2532	145	13	sheet	sheet	NOUN
absel-2532	145	14	,	,	PUNCT
absel-2532	145	15	the	the	DET
absel-2532	145	16	income	income	NOUN
absel-2532	145	17	statement	statement	NOUN
absel-2532	145	18	,	,	PUNCT
absel-2532	145	19	and	and	CCONJ
absel-2532	145	20	various	various	ADJ
absel-2532	145	21	operating	operate	VERB
absel-2532	145	22	decision	decision	NOUN
absel-2532	145	23	variables	variable	NOUN
absel-2532	145	24	.	.	PUNCT
absel-2532	146	1	references	reference	NOUN
absel-2532	146	2	crosse	crosse	PROPN
absel-2532	146	3	,	,	PUNCT
absel-2532	146	4	howard	howard	PROPN
absel-2532	146	5	d.	d.	PROPN
absel-2532	146	6	and	and	CCONJ
absel-2532	146	7	george	george	PROPN
absel-2532	146	8	h	h	PROPN
absel-2532	146	9	,	,	PUNCT
absel-2532	146	10	hernpel	hernpel	PROPN
absel-2532	146	11	.	.	PUNCT
absel-2532	147	1	management	management	NOUN
absel-2532	147	2	policies	policy	NOUN
absel-2532	147	3	for	for	ADP
absel-2532	147	4	commercial	commercial	ADJ
absel-2532	147	5	banks	bank	NOUN
absel-2532	147	6	(	(	PUNCT
absel-2532	147	7	new	new	PROPN
absel-2532	147	8	jersey	jersey	PROPN
absel-2532	147	9	:	:	PUNCT
absel-2532	147	10	prentice	prentice	PROPN
absel-2532	147	11	hall	hall	PROPN
absel-2532	147	12	,	,	PUNCT
absel-2532	147	13	1973	1973	NUM
absel-2532	147	14	)	)	PUNCT
absel-2532	147	15	.	.	PUNCT
absel-2532	148	1	table	table	NOUN
absel-2532	148	2	of	of	ADP
absel-2532	148	3	contents	content	NOUN
absel-2532	148	4	volume	volume	NOUN
absel-2532	148	5	7	7	NUM
absel-2532	148	6	,	,	PUNCT
absel-2532	148	7	1980	1980	NUM
absel-2532	148	8	symbol	symbol	NOUN
absel-2532	148	9	recognition	recognition	NOUN
absel-2532	148	10	and	and	CCONJ
absel-2532	148	11	correlation	correlation	NOUN
absel-2532	148	12	for	for	ADP
absel-2532	148	13	evaluating	evaluate	VERB
absel-2532	148	14	decision	decision	NOUN
absel-2532	148	15	making	making	NOUN
absel-2532	148	16	in	in	ADP
absel-2532	148	17	computer	computer	NOUN
absel-2532	148	18	aided	aid	VERB
absel-2532	148	19	business	business	NOUN
absel-2532	148	20	simulations	simulation	NOUN
absel-2532	148	21	polanal	polanal	ADJ
absel-2532	148	22	:	:	PUNCT
absel-2532	148	23	an	an	DET
absel-2532	148	24	experiential	experiential	ADJ
absel-2532	148	25	approach	approach	NOUN
absel-2532	148	26	to	to	ADP
absel-2532	148	27	decision	decision	NOUN
absel-2532	148	28	support	support	NOUN
absel-2532	148	29	the	the	DET
absel-2532	148	30	use	use	NOUN
absel-2532	148	31	of	of	ADP
absel-2532	148	32	time	time	NOUN
absel-2532	148	33	contracts	contract	NOUN
absel-2532	148	34	in	in	ADP
absel-2532	148	35	formal	formal	ADJ
absel-2532	148	36	education	education	NOUN
absel-2532	148	37	indexing	indexing	NOUN
absel-2532	148	38	simulation	simulation	NOUN
absel-2532	148	39	model	model	NOUN
absel-2532	148	40	response	response	NOUN
absel-2532	148	41	for	for	ADP
absel-2532	148	42	gaming	gaming	NOUN
absel-2532	148	43	flexibility	flexibility	NOUN
absel-2532	148	44	moving	move	VERB
absel-2532	148	45	toward	toward	ADP
absel-2532	148	46	a	a	DET
absel-2532	148	47	theory	theory	NOUN
absel-2532	148	48	of	of	ADP
absel-2532	148	49	the	the	DET
absel-2532	148	50	use	use	NOUN
absel-2532	148	51	of	of	ADP
absel-2532	148	52	simulation	simulation	NOUN
absel-2532	148	53	games	game	NOUN
absel-2532	148	54	and	and	CCONJ
absel-2532	148	55	experiential	experiential	ADJ
absel-2532	148	56	exercises	exercise	NOUN
absel-2532	148	57	use	use	NOUN
absel-2532	148	58	of	of	ADP
absel-2532	148	59	simulation	simulation	NOUN
absel-2532	148	60	administration	administration	PROPN
absel-2532	148	61	to	to	PART
absel-2532	148	62	achieve	achieve	VERB
absel-2532	148	63	pedagogical	pedagogical	ADJ
absel-2532	148	64	objectives	objective	NOUN
absel-2532	148	65	experiential	experiential	ADJ
absel-2532	148	66	learning	learning	NOUN
absel-2532	148	67	on	on	ADP
absel-2532	148	68	the	the	DET
absel-2532	148	69	job	job	NOUN
absel-2532	148	70	a	a	DET
absel-2532	148	71	business	business	NOUN
absel-2532	148	72	internship	internship	NOUN
absel-2532	148	73	program	program	NOUN
absel-2532	148	74	toward	toward	ADP
absel-2532	148	75	the	the	DET
absel-2532	148	76	ultimate	ultimate	ADJ
absel-2532	148	77	experiential	experiential	ADJ
absel-2532	148	78	exercise	exercise	NOUN
absel-2532	148	79	a	a	DET
absel-2532	148	80	learning	learning	NOUN
absel-2532	148	81	through	through	ADP
absel-2532	148	82	managing	manage	VERB
absel-2532	148	83	program	program	NOUN
absel-2532	148	84	workshop	workshop	NOUN
absel-2532	148	85	using	use	VERB
absel-2532	148	86	experiential	experiential	ADJ
absel-2532	148	87	materials	material	NOUN
absel-2532	148	88	in	in	ADP
absel-2532	148	89	industry	industry	NOUN
absel-2532	148	90	training	training	NOUN
absel-2532	148	91	sponsored	sponsor	VERB
absel-2532	148	92	experiential	experiential	ADJ
absel-2532	148	93	learning	learning	NOUN
absel-2532	148	94	an	an	DET
absel-2532	148	95	opportunity	opportunity	NOUN
absel-2532	148	96	problems	problem	NOUN
absel-2532	148	97	and	and	CCONJ
absel-2532	148	98	pitfalls	pitfall	NOUN
absel-2532	148	99	of	of	ADP
absel-2532	148	100	externally	externally	ADV
absel-2532	148	101	sponsored	sponsor	VERB
absel-2532	148	102	field	field	NOUN
absel-2532	148	103	research	research	NOUN
absel-2532	148	104	projects	project	NOUN
absel-2532	148	105	viewed	view	VERB
absel-2532	148	106	form	form	NOUN
absel-2532	148	107	an	an	DET
absel-2532	148	108	experiential	experiential	ADJ
absel-2532	148	109	learning	learning	NOUN
absel-2532	148	110	perspective	perspective	NOUN
absel-2532	148	111	a	a	DET
absel-2532	148	112	modular	modular	ADJ
absel-2532	148	113	approach	approach	NOUN
absel-2532	148	114	to	to	ADP
absel-2532	148	115	experiential	experiential	ADJ
absel-2532	148	116	learning	learning	NOUN
absel-2532	148	117	:	:	PUNCT
absel-2532	148	118	classroom	classroom	NOUN
absel-2532	148	119	&	&	CCONJ
absel-2532	148	120	consulting	consulting	NOUN
absel-2532	148	121	using	use	VERB
absel-2532	148	122	simulation	simulation	NOUN
absel-2532	148	123	&	&	CCONJ
absel-2532	148	124	experiential	experiential	ADJ
absel-2532	148	125	learning	learning	NOUN
absel-2532	148	126	in	in	ADP
absel-2532	148	127	industrial	industrial	ADJ
absel-2532	148	128	settings	setting	NOUN
absel-2532	148	129	terminations	termination	NOUN
absel-2532	148	130	:	:	PUNCT
absel-2532	148	131	an	an	DET
absel-2532	148	132	experiential	experiential	ADJ
absel-2532	148	133	review	review	NOUN
absel-2532	148	134	agenda	agenda	NOUN
absel-2532	148	135	items	item	NOUN
absel-2532	148	136	-board	-board	PROPN
absel-2532	148	137	of	of	ADP
absel-2532	148	138	supervisors	supervisor	NOUN
absel-2532	148	139	'	'	PART
absel-2532	148	140	meeting	meeting	NOUN
absel-2532	148	141	town	town	NOUN
absel-2532	148	142	of	of	ADP
absel-2532	148	143	jori	jori	PROPN
absel-2532	148	144	the	the	DET
absel-2532	148	145	objective	objective	NOUN
absel-2532	148	146	-	-	PUNCT
absel-2532	148	147	setting	set	VERB
absel-2532	148	148	interview	interview	NOUN
absel-2532	148	149	in	in	ADP
absel-2532	148	150	mbo	mbo	NOUN
absel-2532	148	151	:	:	PUNCT
absel-2532	148	152	an	an	DET
absel-2532	148	153	experiential	experiential	ADJ
absel-2532	148	154	approach	approach	NOUN
absel-2532	148	155	the	the	DET
absel-2532	148	156	all	all	PROPN
absel-2532	148	157	-	-	PUNCT
absel-2532	148	158	star	star	PROPN
absel-2532	148	159	world	world	PROPN
absel-2532	148	160	series	series	PROPN
absel-2532	148	161	team	team	NOUN
absel-2532	148	162	exercise	exercise	VERB
absel-2532	148	163	:	:	PUNCT
absel-2532	148	164	an	an	DET
absel-2532	148	165	experiential	experiential	ADJ
absel-2532	148	166	learning	learning	NOUN
absel-2532	148	167	exercise	exercise	NOUN
absel-2532	148	168	dealing	deal	VERB
absel-2532	148	169	with	with	ADP
absel-2532	148	170	various	various	ADJ
absel-2532	148	171	organizational	organizational	ADJ
absel-2532	148	172	behavior	behavior	NOUN
absel-2532	148	173	issues	issue	NOUN
absel-2532	148	174	progress	progress	VERB
absel-2532	148	175	report	report	NOUN
absel-2532	148	176	on	on	ADP
absel-2532	148	177	global	global	ADJ
absel-2532	148	178	,	,	PUNCT
absel-2532	148	179	a	a	DET
absel-2532	148	180	rich	rich	ADJ
absel-2532	148	181	multinational	multinational	ADJ
absel-2532	148	182	gaming	gaming	NOUN
absel-2532	148	183	environment	environment	NOUN
absel-2532	148	184	computer	computer	NOUN
absel-2532	148	185	simulation	simulation	NOUN
absel-2532	148	186	:	:	PUNCT
absel-2532	148	187	a	a	DET
absel-2532	148	188	tool	tool	NOUN
absel-2532	148	189	to	to	PART
absel-2532	148	190	teach	teach	VERB
absel-2532	148	191	queuing	queue	VERB
absel-2532	148	192	theory	theory	NOUN
absel-2532	148	193	new	new	ADJ
absel-2532	148	194	technology	technology	NOUN
absel-2532	148	195	for	for	ADP
absel-2532	148	196	business	business	NOUN
absel-2532	148	197	games	game	NOUN
absel-2532	148	198	technological	technological	ADJ
absel-2532	148	199	frontiers	frontier	NOUN
absel-2532	148	200	in	in	ADP
absel-2532	148	201	computer	computer	NOUN
absel-2532	148	202	simulations	simulation	NOUN
absel-2532	148	203	for	for	ADP
absel-2532	148	204	business	business	NOUN
absel-2532	148	205	education	education	NOUN
absel-2532	148	206	simulating	simulate	VERB
absel-2532	148	207	the	the	DET
absel-2532	148	208	product	product	NOUN
absel-2532	148	209	life	life	NOUN
absel-2532	148	210	cycle	cycle	NOUN
absel-2532	148	211	on	on	ADP
absel-2532	148	212	interactive	interactive	ADJ
absel-2532	148	213	terminals	terminal	NOUN
absel-2532	148	214	on	on	ADP
absel-2532	148	215	compensatory	compensatory	ADJ
absel-2532	148	216	demand	demand	NOUN
absel-2532	148	217	functions	function	NOUN
absel-2532	148	218	in	in	ADP
absel-2532	148	219	marketing	marketing	NOUN
absel-2532	148	220	simulations	simulation	NOUN
absel-2532	148	221	the	the	DET
absel-2532	148	222	use	use	NOUN
absel-2532	148	223	of	of	ADP
absel-2532	148	224	games	game	NOUN
absel-2532	148	225	at	at	ADP
absel-2532	148	226	different	different	ADJ
absel-2532	148	227	levels	level	NOUN
absel-2532	148	228	in	in	ADP
absel-2532	148	229	a	a	DET
absel-2532	148	230	single	single	ADJ
absel-2532	148	231	marketing	marketing	NOUN
absel-2532	148	232	course	course	NOUN
absel-2532	148	233	to	to	PART
absel-2532	148	234	increase	increase	VERB
absel-2532	148	235	game	game	NOUN
absel-2532	148	236	participation	participation	NOUN
absel-2532	148	237	sun	sun	PROPN
absel-2532	148	238	airlines	airline	NOUN
absel-2532	148	239	:	:	PUNCT
absel-2532	148	240	a	a	DET
absel-2532	148	241	heterogeneous	heterogeneous	ADJ
absel-2532	148	242	consumer	consumer	NOUN
absel-2532	148	243	demand	demand	NOUN
absel-2532	148	244	exercise	exercise	NOUN
absel-2532	148	245	incorporating	incorporate	VERB
absel-2532	148	246	a	a	DET
absel-2532	148	247	group	group	NOUN
absel-2532	148	248	selection	selection	NOUN
absel-2532	148	249	test	test	NOUN
absel-2532	148	250	an	an	DET
absel-2532	148	251	organization	organization	NOUN
absel-2532	148	252	development	development	NOUN
absel-2532	148	253	approach	approach	NOUN
absel-2532	148	254	to	to	ADP
absel-2532	148	255	teaching	teach	VERB
absel-2532	148	256	organization	organization	NOUN
absel-2532	148	257	behavior	behavior	NOUN
absel-2532	148	258	cbid	cbid	NOUN
absel-2532	148	259	:	:	PUNCT
absel-2532	148	260	cognitive	cognitive	ADJ
absel-2532	148	261	,	,	PUNCT
absel-2532	148	262	behavioral	behavioral	ADJ
absel-2532	148	263	,	,	PUNCT
absel-2532	148	264	and	and	CCONJ
absel-2532	148	265	interpersonal	interpersonal	ADJ
absel-2532	148	266	development	development	NOUN
absel-2532	148	267	a	a	DET
absel-2532	148	268	skill	skill	NOUN
absel-2532	148	269	development	development	NOUN
absel-2532	148	270	/	/	SYM
absel-2532	148	271	social	social	ADJ
absel-2532	148	272	learning	learn	VERB
absel-2532	148	273	approach	approach	NOUN
absel-2532	148	274	to	to	ADP
absel-2532	148	275	management	management	NOUN
absel-2532	148	276	development	development	NOUN
absel-2532	148	277	using	use	VERB
absel-2532	148	278	a	a	DET
absel-2532	148	279	live	live	ADJ
absel-2532	148	280	case	case	NOUN
absel-2532	148	281	via	via	ADP
absel-2532	148	282	video	video	NOUN
absel-2532	148	283	tape	tape	NOUN
absel-2532	148	284	a	a	DET
absel-2532	148	285	town	town	NOUN
absel-2532	148	286	and	and	CCONJ
absel-2532	148	287	gown	gown	NOUN
absel-2532	148	288	approach	approach	NOUN
absel-2532	148	289	development	development	NOUN
absel-2532	148	290	of	of	ADP
absel-2532	148	291	student	student	NOUN
absel-2532	148	292	generated	generate	VERB
absel-2532	148	293	cases	case	NOUN
absel-2532	148	294	using	use	VERB
absel-2532	148	295	computerized	computerized	ADJ
absel-2532	148	296	text	text	NOUN
absel-2532	148	297	editing	editing	NOUN
absel-2532	148	298	and	and	CCONJ
absel-2532	148	299	database	database	NOUN
absel-2532	148	300	technology	technology	NOUN
absel-2532	148	301	interdisciplinary	interdisciplinary	NOUN
absel-2532	148	302	approached	approach	VERB
absel-2532	148	303	to	to	ADP
absel-2532	148	304	problems	problem	NOUN
absel-2532	148	305	in	in	ADP
absel-2532	148	306	utilizing	utilize	VERB
absel-2532	148	307	experiential	experiential	ADJ
absel-2532	148	308	techniques	technique	NOUN
absel-2532	148	309	to	to	PART
absel-2532	148	310	use	use	VERB
absel-2532	148	311	or	or	CCONJ
absel-2532	148	312	not	not	PART
absel-2532	148	313	to	to	PART
absel-2532	148	314	use	use	VERB
absel-2532	148	315	experiential	experiential	ADJ
absel-2532	148	316	techniques	technique	NOUN
absel-2532	148	317	,	,	PUNCT
absel-2532	148	318	that	that	PRON
absel-2532	148	319	's	be	AUX
absel-2532	148	320	is	be	AUX
absel-2532	148	321	the	the	DET
absel-2532	148	322	question	question	NOUN
absel-2532	148	323	forming	form	VERB
absel-2532	148	324	participant	participant	ADJ
absel-2532	148	325	teams	team	NOUN
absel-2532	148	326	in	in	ADP
absel-2532	148	327	simulation	simulation	NOUN
absel-2532	148	328	gaming	game	VERB
absel-2532	148	329	the	the	DET
absel-2532	148	330	problems	problem	NOUN
absel-2532	148	331	of	of	ADP
absel-2532	148	332	motivating	motivate	VERB
absel-2532	148	333	students	student	NOUN
absel-2532	148	334	and	and	CCONJ
absel-2532	148	335	clients	client	NOUN
absel-2532	148	336	in	in	ADP
absel-2532	148	337	live	live	ADJ
absel-2532	148	338	-	-	PUNCT
absel-2532	148	339	case	case	NOUN
absel-2532	148	340	projects	project	NOUN
absel-2532	148	341	problems	problem	NOUN
absel-2532	148	342	of	of	ADP
absel-2532	148	343	teaching	teach	VERB
absel-2532	148	344	leadership	leadership	NOUN
absel-2532	148	345	skills	skill	NOUN
absel-2532	148	346	through	through	ADP
absel-2532	148	347	experiential	experiential	ADJ
absel-2532	148	348	techniques	technique	NOUN
absel-2532	148	349	conflict	conflict	NOUN
absel-2532	148	350	style	style	NOUN
absel-2532	148	351	measurement	measurement	NOUN
absel-2532	148	352	:	:	PUNCT
absel-2532	148	353	antecedent	antecedent	NOUN
absel-2532	148	354	to	to	PART
absel-2532	148	355	change	change	VERB
absel-2532	148	356	a	a	DET
absel-2532	148	357	proposal	proposal	NOUN
absel-2532	148	358	for	for	ADP
absel-2532	148	359	an	an	DET
absel-2532	148	360	experiential	experiential	ADJ
absel-2532	148	361	exercise	exercise	NOUN
absel-2532	148	362	demonstration	demonstration	NOUN
absel-2532	148	363	fundamentals	fundamental	NOUN
absel-2532	148	364	of	of	ADP
absel-2532	148	365	simulation	simulation	NOUN
absel-2532	148	366	for	for	ADP
absel-2532	148	367	newcomers	newcomer	NOUN
absel-2532	148	368	an	an	DET
absel-2532	148	369	m.b.a	m.b.a	NOUN
absel-2532	148	370	.	.	PUNCT
absel-2532	149	1	orientation	orientation	NOUN
absel-2532	149	2	simulation	simulation	NOUN
absel-2532	149	3	for	for	ADP
absel-2532	149	4	managing	manage	VERB
absel-2532	149	5	time	time	NOUN
absel-2532	149	6	and	and	CCONJ
absel-2532	149	7	the	the	DET
absel-2532	149	8	areas	area	NOUN
absel-2532	149	9	of	of	ADP
absel-2532	149	10	one	one	NUM
absel-2532	149	11	's	's	PART
absel-2532	149	12	life	life	NOUN
absel-2532	149	13	simnet	simnet	NOUN
absel-2532	149	14	workshop	workshop	NOUN
absel-2532	149	15	:	:	PUNCT
absel-2532	149	16	the	the	DET
absel-2532	149	17	international	international	ADJ
absel-2532	149	18	simulation	simulation	NOUN
absel-2532	149	19	network	network	NOUN
absel-2532	149	20	demonstrates	demonstrate	VERB
absel-2532	149	21	three	three	NUM
absel-2532	149	22	new	new	ADJ
absel-2532	149	23	business	business	NOUN
absel-2532	149	24	games	game	NOUN
absel-2532	149	25	the	the	DET
absel-2532	149	26	use	use	NOUN
absel-2532	149	27	of	of	ADP
absel-2532	149	28	a	a	DET
absel-2532	149	29	simulation	simulation	NOUN
absel-2532	149	30	model	model	NOUN
absel-2532	149	31	in	in	ADP
absel-2532	149	32	the	the	DET
absel-2532	149	33	planning	planning	NOUN
absel-2532	149	34	and	and	CCONJ
absel-2532	149	35	evaluation	evaluation	NOUN
absel-2532	149	36	of	of	ADP
absel-2532	149	37	commercial	commercial	ADJ
absel-2532	149	38	bank	bank	NOUN
absel-2532	149	39	operations	operation	NOUN
absel-2532	149	40	probability	probability	NOUN
absel-2532	149	41	assessment	assessment	NOUN
absel-2532	149	42	and	and	CCONJ
absel-2532	149	43	performance	performance	NOUN
absel-2532	149	44	in	in	ADP
absel-2532	149	45	business	business	NOUN
absel-2532	149	46	game	game	NOUN
absel-2532	149	47	simulations	simulation	NOUN
absel-2532	149	48	wagesim	wagesim	NOUN
absel-2532	149	49	:	:	PUNCT
absel-2532	149	50	a	a	DET
absel-2532	149	51	wage	wage	NOUN
absel-2532	149	52	and	and	CCONJ
absel-2532	149	53	salary	salary	NOUN
absel-2532	149	54	administration	administration	NOUN
absel-2532	149	55	simulation	simulation	NOUN
absel-2532	149	56	grading	grade	VERB
absel-2532	149	57	as	as	ADP
absel-2532	149	58	a	a	DET
absel-2532	149	59	teaching	teaching	NOUN
absel-2532	149	60	and	and	CCONJ
absel-2532	149	61	feedback	feedback	NOUN
absel-2532	149	62	mechanism	mechanism	NOUN
absel-2532	149	63	:	:	PUNCT
absel-2532	149	64	modifying	modify	VERB
absel-2532	149	65	student	student	NOUN
absel-2532	149	66	's	's	PART
absel-2532	149	67	self	self	NOUN
absel-2532	149	68	-	-	PUNCT
absel-2532	149	69	perceptions	perception	NOUN
absel-2532	149	70	of	of	ADP
absel-2532	149	71	performance	performance	NOUN
absel-2532	149	72	can	can	AUX
absel-2532	149	73	business	business	NOUN
absel-2532	149	74	games	game	NOUN
absel-2532	149	75	effectively	effectively	ADV
absel-2532	149	76	teach	teach	VERB
absel-2532	149	77	business	business	NOUN
absel-2532	149	78	concepts	concept	NOUN
absel-2532	149	79	?	?	PUNCT
absel-2532	150	1	development	development	NOUN
absel-2532	150	2	of	of	ADP
absel-2532	150	3	multiple	multiple	ADJ
absel-2532	150	4	value	value	NOUN
absel-2532	150	5	orientations	orientation	NOUN
absel-2532	150	6	in	in	ADP
absel-2532	150	7	conflict	conflict	NOUN
absel-2532	150	8	resolution	resolution	NOUN
absel-2532	150	9	behavior	behavior	NOUN
absel-2532	150	10	:	:	PUNCT
absel-2532	150	11	an	an	DET
absel-2532	150	12	experiential	experiential	ADJ
absel-2532	150	13	teaching	teaching	NOUN
absel-2532	150	14	paradigm	paradigm	NOUN
absel-2532	150	15	in	in	ADP
absel-2532	150	16	labor	labor	NOUN
absel-2532	150	17	-	-	PUNCT
absel-2532	150	18	management	management	NOUN
absel-2532	150	19	relations	relation	NOUN
absel-2532	150	20	course	course	NOUN
absel-2532	150	21	designing	design	VERB
absel-2532	150	22	a	a	DET
absel-2532	150	23	competency	competency	NOUN
absel-2532	150	24	-	-	PUNCT
absel-2532	150	25	based	base	VERB
absel-2532	150	26	peer	peer	NOUN
absel-2532	150	27	assessment	assessment	NOUN
absel-2532	150	28	scale	scale	NOUN
absel-2532	150	29	for	for	ADP
absel-2532	150	30	the	the	DET
absel-2532	150	31	evaluation	evaluation	NOUN
absel-2532	150	32	fo	fo	ADP
absel-2532	150	33	teaching	teaching	NOUN
absel-2532	150	34	in	in	ADP
absel-2532	150	35	higher	high	ADJ
absel-2532	150	36	education	education	NOUN
absel-2532	150	37	a	a	DET
absel-2532	150	38	method	method	NOUN
absel-2532	150	39	for	for	ADP
absel-2532	150	40	evaluating	evaluate	VERB
absel-2532	150	41	information	information	NOUN
absel-2532	150	42	for	for	ADP
absel-2532	150	43	the	the	DET
absel-2532	150	44	equipment	equipment	NOUN
absel-2532	150	45	replacement	replacement	NOUN
absel-2532	150	46	decision	decision	NOUN
absel-2532	150	47	:	:	PUNCT
absel-2532	150	48	an	an	DET
absel-2532	150	49	application	application	NOUN
absel-2532	150	50	of	of	ADP
absel-2532	150	51	monte	monte	PROPN
absel-2532	150	52	carlo	carlo	PROPN
absel-2532	150	53	simulation	simulation	PROPN
absel-2532	150	54	simulation	simulation	PROPN
absel-2532	150	55	:	:	PUNCT
absel-2532	150	56	a	a	DET
absel-2532	150	57	method	method	NOUN
absel-2532	150	58	of	of	ADP
absel-2532	150	59	appraising	appraise	VERB
absel-2532	150	60	communication	communication	NOUN
absel-2532	150	61	networks	network	NOUN
absel-2532	150	62	in	in	ADP
absel-2532	150	63	managerial	managerial	ADJ
absel-2532	150	64	decision	decision	NOUN
absel-2532	150	65	making	make	VERB
absel-2532	150	66	an	an	DET
absel-2532	150	67	evaluation	evaluation	NOUN
absel-2532	150	68	of	of	ADP
absel-2532	150	69	in	in	ADP
absel-2532	150	70	-	-	PUNCT
absel-2532	150	71	class	class	NOUN
absel-2532	150	72	student	student	NOUN
absel-2532	150	73	involvement	involvement	NOUN
absel-2532	150	74	evaluation	evaluation	NOUN
absel-2532	150	75	of	of	ADP
absel-2532	150	76	the	the	DET
absel-2532	150	77	sbi	sbi	PROPN
absel-2532	150	78	program	program	NOUN
absel-2532	150	79	from	from	ADP
absel-2532	150	80	an	an	DET
absel-2532	150	81	experiential	experiential	ADJ
absel-2532	150	82	viewpoint	viewpoint	NOUN
absel-2532	150	83	:	:	PUNCT
absel-2532	150	84	focus	focus	VERB
absel-2532	150	85	on	on	ADP
absel-2532	150	86	the	the	DET
absel-2532	150	87	student	student	NOUN
absel-2532	150	88	differential	differential	NOUN
absel-2532	150	89	predictors	predictor	NOUN
absel-2532	150	90	of	of	ADP
absel-2532	150	91	academic	academic	ADJ
absel-2532	150	92	performance	performance	NOUN
absel-2532	150	93	for	for	ADP
absel-2532	150	94	white	white	ADJ
absel-2532	150	95	and	and	CCONJ
absel-2532	150	96	non	non	ADJ
absel-2532	150	97	-	-	ADJ
absel-2532	150	98	white	white	ADJ
absel-2532	150	99	samples	sample	NOUN
absel-2532	150	100	the	the	DET
absel-2532	150	101	manager	manager	NOUN
absel-2532	150	102	's	's	PART
absel-2532	150	103	dilemma	dilemma	NOUN
absel-2532	150	104	:	:	PUNCT
absel-2532	150	105	an	an	DET
absel-2532	150	106	unobtrusive	unobtrusive	ADJ
absel-2532	150	107	measure	measure	NOUN
absel-2532	150	108	of	of	ADP
absel-2532	150	109	the	the	DET
absel-2532	150	110	managerial	managerial	ADJ
absel-2532	150	111	sex	sex	NOUN
absel-2532	150	112	-	-	PUNCT
absel-2532	150	113	role	role	NOUN
absel-2532	150	114	stereotype	stereotype	NOUN
absel-2532	150	115	are	be	AUX
absel-2532	150	116	computer	computer	NOUN
absel-2532	150	117	simulations	simulation	NOUN
absel-2532	150	118	sexist	sexist	ADJ
absel-2532	150	119	?	?	PUNCT
absel-2532	151	1	the	the	DET
absel-2532	151	2	effect	effect	NOUN
absel-2532	151	3	of	of	ADP
absel-2532	151	4	group	group	NOUN
absel-2532	151	5	size	size	NOUN
absel-2532	151	6	on	on	ADP
absel-2532	151	7	attitudes	attitude	NOUN
absel-2532	151	8	toward	toward	ADP
absel-2532	151	9	the	the	DET
absel-2532	151	10	simulation	simulation	NOUN
absel-2532	151	11	associations	association	NOUN
absel-2532	151	12	between	between	ADP
absel-2532	151	13	individual	individual	ADJ
absel-2532	151	14	cognitive	cognitive	ADJ
absel-2532	151	15	processing	processing	NOUN
absel-2532	151	16	variables	variable	NOUN
absel-2532	151	17	and	and	CCONJ
absel-2532	151	18	business	business	NOUN
absel-2532	151	19	game	game	NOUN
absel-2532	151	20	performance	performance	NOUN
absel-2532	151	21	and	and	CCONJ
absel-2532	151	22	play	play	VERB
absel-2532	151	23	students	student	NOUN
absel-2532	151	24	'	'	PART
absel-2532	151	25	perceptions	perception	NOUN
absel-2532	151	26	on	on	ADP
absel-2532	151	27	managerial	managerial	ADJ
absel-2532	151	28	functions	function	NOUN
absel-2532	151	29	after	after	ADP
absel-2532	151	30	exposure	exposure	NOUN
absel-2532	151	31	to	to	ADP
absel-2532	151	32	either	either	CCONJ
absel-2532	151	33	the	the	DET
absel-2532	151	34	case	case	NOUN
absel-2532	151	35	method	method	NOUN
absel-2532	151	36	or	or	CCONJ
absel-2532	151	37	a	a	DET
absel-2532	151	38	simulation	simulation	NOUN
absel-2532	151	39	what	what	PRON
absel-2532	151	40	business	business	NOUN
absel-2532	151	41	students	student	NOUN
absel-2532	151	42	learn	learn	VERB
absel-2532	151	43	from	from	ADP
absel-2532	151	44	finance	finance	NOUN
absel-2532	151	45	simulations	simulation	NOUN
absel-2532	151	46	attitude	attitude	NOUN
absel-2532	151	47	toward	toward	ADP
absel-2532	151	48	experiential	experiential	ADJ
absel-2532	151	49	exercises	exercise	NOUN
absel-2532	151	50	,	,	PUNCT
absel-2532	151	51	the	the	DET
absel-2532	151	52	student	student	NOUN
absel-2532	151	53	-	-	PUNCT
absel-2532	151	54	teacher	teacher	NOUN
absel-2532	151	55	relationship	relationship	NOUN
absel-2532	151	56	,	,	PUNCT
absel-2532	151	57	student	student	NOUN
absel-2532	151	58	psychological	psychological	ADJ
absel-2532	151	59	types	type	NOUN
absel-2532	151	60	,	,	PUNCT
absel-2532	151	61	and	and	CCONJ
absel-2532	151	62	performance	performance	VERB
absel-2532	151	63	an	an	DET
absel-2532	151	64	example	example	NOUN
absel-2532	151	65	of	of	ADP
absel-2532	151	66	how	how	SCONJ
absel-2532	151	67	to	to	PART
absel-2532	151	68	design	design	VERB
absel-2532	151	69	a	a	DET
absel-2532	151	70	research	research	NOUN
absel-2532	151	71	-	-	PUNCT
absel-2532	151	72	based	base	VERB
absel-2532	151	73	and	and	CCONJ
absel-2532	151	74	classroom	classroom	NOUN
absel-2532	151	75	-	-	PUNCT
absel-2532	151	76	effective	effective	ADJ
absel-2532	151	77	organizational	organizational	ADJ
absel-2532	151	78	behavior	behavior	NOUN
absel-2532	151	79	exercise	exercise	VERB
absel-2532	151	80	some	some	DET
absel-2532	151	81	issues	issue	NOUN
absel-2532	151	82	in	in	ADP
absel-2532	151	83	game	game	NOUN
absel-2532	151	84	design	design	NOUN
absel-2532	151	85	untested	untested	ADJ
absel-2532	151	86	hypotheses	hypothesis	NOUN
absel-2532	151	87	:	:	PUNCT
absel-2532	151	88	an	an	DET
absel-2532	151	89	approach	approach	NOUN
absel-2532	151	90	to	to	ADP
absel-2532	151	91	experiential	experiential	ADJ
absel-2532	151	92	learning	learning	NOUN
absel-2532	151	93	evaluation	evaluation	NOUN
absel-2532	151	94	of	of	ADP
absel-2532	151	95	simulation	simulation	NOUN
absel-2532	151	96	games	game	NOUN
absel-2532	151	97	:	:	PUNCT
absel-2532	151	98	a	a	DET
absel-2532	151	99	critical	critical	ADJ
absel-2532	151	100	look	look	NOUN
absel-2532	151	101	at	at	ADP
absel-2532	151	102	past	past	ADJ
absel-2532	151	103	efforts	effort	NOUN
absel-2532	151	104	and	and	CCONJ
absel-2532	151	105	future	future	ADJ
absel-2532	151	106	needs	need	NOUN
absel-2532	151	107	is	be	AUX
absel-2532	151	108	self	self	NOUN
absel-2532	151	109	-	-	PUNCT
absel-2532	151	110	perception	perception	NOUN
absel-2532	151	111	predictable	predictable	ADJ
absel-2532	151	112	?	?	PUNCT
absel-2532	152	1	some	some	DET
absel-2532	152	2	laboratory	laboratory	NOUN
absel-2532	152	3	results	result	VERB
absel-2532	152	4	an	an	DET
absel-2532	152	5	exercise	exercise	NOUN
absel-2532	152	6	in	in	ADP
absel-2532	152	7	conflict	conflict	NOUN
absel-2532	152	8	-	-	PUNCT
absel-2532	152	9	handling	handle	VERB
absel-2532	152	10	behavior	behavior	NOUN
absel-2532	152	11	the	the	DET
absel-2532	152	12	relationship	relationship	NOUN
absel-2532	152	13	between	between	ADP
absel-2532	152	14	group	group	NOUN
absel-2532	152	15	size	size	NOUN
absel-2532	152	16	and	and	CCONJ
absel-2532	152	17	the	the	DET
absel-2532	152	18	learning	learn	VERB
absel-2532	152	19	curve	curve	NOUN
absel-2532	152	20	effect	effect	NOUN
absel-2532	152	21	in	in	ADP
absel-2532	152	22	a	a	DET
absel-2532	152	23	gaming	gaming	NOUN
absel-2532	152	24	environment	environment	NOUN
absel-2532	152	25	learning	learn	VERB
absel-2532	152	26	about	about	ADP
absel-2532	152	27	organizational	organizational	ADJ
absel-2532	152	28	management	management	NOUN
absel-2532	152	29	through	through	ADP
absel-2532	152	30	organizational	organizational	ADJ
absel-2532	152	31	management	management	NOUN
absel-2532	152	32	:	:	PUNCT
absel-2532	152	33	closing	close	VERB
absel-2532	152	34	the	the	DET
absel-2532	152	35	gap	gap	NOUN
absel-2532	152	36	strategies	strategy	NOUN
absel-2532	152	37	,	,	PUNCT
absel-2532	152	38	managerial	managerial	ADJ
absel-2532	152	39	approaches	approach	NOUN
absel-2532	152	40	,	,	PUNCT
absel-2532	152	41	and	and	CCONJ
absel-2532	152	42	decision	decision	NOUN
absel-2532	152	43	making	making	NOUN
absel-2532	152	44	in	in	ADP
absel-2532	152	45	a	a	DET
absel-2532	152	46	general	general	ADJ
absel-2532	152	47	management	management	NOUN
absel-2532	152	48	simulation	simulation	NOUN
absel-2532	152	49	a	a	DET
absel-2532	152	50	comparison	comparison	NOUN
absel-2532	152	51	and	and	CCONJ
absel-2532	152	52	evaluation	evaluation	NOUN
absel-2532	152	53	of	of	ADP
absel-2532	152	54	similar	similar	ADJ
absel-2532	152	55	and	and	CCONJ
absel-2532	152	56	dissimilar	dissimilar	ADJ
absel-2532	152	57	group	group	NOUN
absel-2532	152	58	scenarios	scenario	NOUN
absel-2532	152	59	generated	generate	VERB
absel-2532	152	60	using	use	VERB
absel-2532	152	61	manual	manual	ADJ
absel-2532	152	62	simulation	simulation	NOUN
absel-2532	152	63	games	game	NOUN
absel-2532	152	64	weaknesses	weakness	NOUN
absel-2532	152	65	of	of	ADP
absel-2532	152	66	research	research	NOUN
absel-2532	152	67	methods	method	NOUN
absel-2532	152	68	in	in	ADP
absel-2532	152	69	experiential	experiential	ADJ
absel-2532	152	70	and	and	CCONJ
absel-2532	152	71	simulation	simulation	NOUN
absel-2532	152	72	studies	study	NOUN