id	author	title	date	pages	extension	mime	words	sentence	flesch	summary	cache	txt
egc-332	Nomozov Rovshan Ergashkulovich	RETAIL PAYMENT SYSTEM OF BANKS THE NEED AND IMPORTANCE OF DEVELOPMENT	2025	2	.pdf	application/pdf	648	26	35	At the same time, the level of popularity of some forms of payment (letters of credit, collection, and payment orders) remains low, and the lack of well- developed infrastructure in the regions and the insufficient level of digital literacy remain relevant. Retail payments are mainly made through mobile applications, Internet banking, POS terminals and QR codes.	cache/egc-332.pdf	txt/egc-332.txt