id	sid	tid	token	lemma	pos
egc-331	1	1	eglobal	eglobal	PROPN
egc-331	1	2	congress	congress	PROPN
egc-331	1	3	hosted	host	VERB
egc-331	1	4	online	online	ADV
egc-331	1	5	from	from	ADP
egc-331	1	6	dubai	dubai	PROPN
egc-331	1	7	,	,	PUNCT
egc-331	1	8	u.	u.	PROPN
egc-331	1	9	a.	a.	PROPN
egc-331	1	10	e.	e.	PROPN
egc-331	1	11	,	,	PUNCT
egc-331	1	12	e	e	PROPN
egc-331	1	13	conference	conference	NOUN
egc-331	1	14	.	.	PUNCT
egc-331	2	1	date	date	NOUN
egc-331	2	2	:	:	PUNCT
egc-331	2	3	30th	30th	ADJ
egc-331	2	4	march	march	NOUN
egc-331	2	5	2025	2025	NUM
egc-331	2	6	website	website	NOUN
egc-331	2	7	:	:	PUNCT
egc-331	2	8	https://eglobalcongress.com/index.php/egc	https://eglobalcongress.com/index.php/egc	PROPN
egc-331	2	9	issn	issn	PROPN
egc-331	2	10	(	(	PUNCT
egc-331	2	11	e	e	NOUN
egc-331	2	12	):	):	PUNCT
egc-331	2	13	2836	2836	NUM
egc-331	2	14	-	-	SYM
egc-331	2	15	3612	3612	NUM
egc-331	2	16	48	48	NUM
egc-331	2	17	|	|	ADV
egc-331	2	18	p	p	NOUN
egc-331	2	19	a	a	DET
egc-331	2	20	g	g	NOUN
egc-331	2	21	e	e	NOUN
egc-331	2	22	the	the	DET
egc-331	2	23	need	need	NOUN
egc-331	2	24	and	and	CCONJ
egc-331	2	25	opportunities	opportunity	NOUN
egc-331	2	26	for	for	ADP
egc-331	2	27	development	development	NOUN
egc-331	2	28	of	of	ADP
egc-331	2	29	retail	retail	ADJ
egc-331	2	30	services	service	NOUN
egc-331	2	31	of	of	ADP
egc-331	2	32	commercial	commercial	ADJ
egc-331	2	33	banks	bank	NOUN
egc-331	2	34	ochilov	ochilov	ADV
egc-331	2	35	umid	umid	PROPN
egc-331	2	36	mukhiddinovich	mukhiddinovich	PROPN
egc-331	2	37	master	master	NOUN
egc-331	2	38	’s	’s	PART
egc-331	2	39	student	student	NOUN
egc-331	2	40	of	of	ADP
egc-331	2	41	the	the	DET
egc-331	2	42	academy	academy	NOUN
egc-331	2	43	of	of	ADP
egc-331	2	44	banking	banking	NOUN
egc-331	2	45	and	and	CCONJ
egc-331	2	46	finance	finance	NOUN
egc-331	2	47	.	.	PUNCT
egc-331	3	1	e	e	X
egc-331	3	2	-	-	NOUN
egc-331	3	3	mail	mail	NOUN
egc-331	3	4	:	:	PUNCT
egc-331	3	5	umidochilov85@gmail.com	umidochilov85@gmail.com	X
egc-331	3	6	orcd	orcd	ADJ
egc-331	3	7	0009	0009	NUM
egc-331	3	8	-	-	SYM
egc-331	3	9	0008	0008	NUM
egc-331	3	10	-	-	PUNCT
egc-331	3	11	4494	4494	NUM
egc-331	3	12	-	-	SYM
egc-331	3	13	3509	3509	NUM
egc-331	3	14	the	the	DET
egc-331	3	15	formation	formation	NOUN
egc-331	3	16	of	of	ADP
egc-331	3	17	the	the	DET
egc-331	3	18	economy	economy	NOUN
egc-331	3	19	on	on	ADP
egc-331	3	20	the	the	DET
egc-331	3	21	basis	basis	NOUN
egc-331	3	22	of	of	ADP
egc-331	3	23	market	market	NOUN
egc-331	3	24	relations	relation	NOUN
egc-331	3	25	,	,	PUNCT
egc-331	3	26	increased	increase	VERB
egc-331	3	27	competition	competition	NOUN
egc-331	3	28	and	and	CCONJ
egc-331	3	29	the	the	DET
egc-331	3	30	introduction	introduction	NOUN
egc-331	3	31	of	of	ADP
egc-331	3	32	digital	digital	ADJ
egc-331	3	33	technologies	technology	NOUN
egc-331	3	34	are	be	AUX
egc-331	3	35	increasing	increase	VERB
egc-331	3	36	the	the	DET
egc-331	3	37	importance	importance	NOUN
egc-331	3	38	of	of	ADP
egc-331	3	39	the	the	DET
egc-331	3	40	retail	retail	ADJ
egc-331	3	41	segment	segment	NOUN
egc-331	3	42	in	in	ADP
egc-331	3	43	the	the	DET
egc-331	3	44	activities	activity	NOUN
egc-331	3	45	of	of	ADP
egc-331	3	46	banks	bank	NOUN
egc-331	3	47	.	.	PUNCT
egc-331	4	1	at	at	ADP
egc-331	4	2	the	the	DET
egc-331	4	3	same	same	ADJ
egc-331	4	4	time	time	NOUN
egc-331	4	5	,	,	PUNCT
egc-331	4	6	the	the	DET
egc-331	4	7	growth	growth	NOUN
egc-331	4	8	of	of	ADP
egc-331	4	9	incomes	income	NOUN
egc-331	4	10	of	of	ADP
egc-331	4	11	the	the	DET
egc-331	4	12	population	population	NOUN
egc-331	4	13	,	,	PUNCT
egc-331	4	14	the	the	DET
egc-331	4	15	increase	increase	NOUN
egc-331	4	16	in	in	ADP
egc-331	4	17	demand	demand	NOUN
egc-331	4	18	for	for	ADP
egc-331	4	19	banking	banking	NOUN
egc-331	4	20	services	service	NOUN
egc-331	4	21	and	and	CCONJ
egc-331	4	22	the	the	DET
egc-331	4	23	increase	increase	NOUN
egc-331	4	24	in	in	ADP
egc-331	4	25	financial	financial	ADJ
egc-331	4	26	literacy	literacy	NOUN
egc-331	4	27	are	be	AUX
egc-331	4	28	also	also	ADV
egc-331	4	29	having	have	VERB
egc-331	4	30	a	a	DET
egc-331	4	31	positive	positive	ADJ
egc-331	4	32	impact	impact	NOUN
egc-331	4	33	on	on	ADP
egc-331	4	34	this	this	DET
egc-331	4	35	process	process	NOUN
egc-331	4	36	.	.	PUNCT
egc-331	5	1	retail	retail	ADJ
egc-331	5	2	banking	banking	NOUN
egc-331	5	3	services	service	NOUN
egc-331	5	4	are	be	AUX
egc-331	5	5	one	one	NUM
egc-331	5	6	of	of	ADP
egc-331	5	7	the	the	DET
egc-331	5	8	strategic	strategic	ADJ
egc-331	5	9	directions	direction	NOUN
egc-331	5	10	in	in	ADP
egc-331	5	11	the	the	DET
egc-331	5	12	activities	activity	NOUN
egc-331	5	13	of	of	ADP
egc-331	5	14	commercial	commercial	ADJ
egc-331	5	15	banks	bank	NOUN
egc-331	5	16	,	,	PUNCT
egc-331	5	17	through	through	ADP
egc-331	5	18	which	which	PRON
egc-331	5	19	the	the	DET
egc-331	5	20	population	population	NOUN
egc-331	5	21	and	and	CCONJ
egc-331	5	22	small	small	ADJ
egc-331	5	23	business	business	NOUN
egc-331	5	24	entities	entity	NOUN
egc-331	5	25	are	be	AUX
egc-331	5	26	more	more	ADV
egc-331	5	27	widely	widely	ADV
egc-331	5	28	involved	involve	VERB
egc-331	5	29	in	in	ADP
egc-331	5	30	banking	banking	NOUN
egc-331	5	31	services	service	NOUN
egc-331	5	32	.	.	PUNCT
egc-331	6	1	analysis	analysis	NOUN
egc-331	6	2	of	of	ADP
egc-331	6	3	scientific	scientific	ADJ
egc-331	6	4	sources	source	NOUN
egc-331	6	5	shows	show	VERB
egc-331	6	6	that	that	SCONJ
egc-331	6	7	retail	retail	ADJ
egc-331	6	8	services	service	NOUN
egc-331	6	9	serve	serve	VERB
egc-331	6	10	not	not	PART
egc-331	6	11	only	only	ADV
egc-331	6	12	to	to	PART
egc-331	6	13	meet	meet	VERB
egc-331	6	14	the	the	DET
egc-331	6	15	financial	financial	ADJ
egc-331	6	16	needs	need	NOUN
egc-331	6	17	of	of	ADP
egc-331	6	18	customers	customer	NOUN
egc-331	6	19	,	,	PUNCT
egc-331	6	20	but	but	CCONJ
egc-331	6	21	also	also	ADV
egc-331	6	22	as	as	ADP
egc-331	6	23	a	a	DET
egc-331	6	24	stable	stable	ADJ
egc-331	6	25	source	source	NOUN
egc-331	6	26	of	of	ADP
egc-331	6	27	income	income	NOUN
egc-331	6	28	for	for	ADP
egc-331	6	29	the	the	DET
egc-331	6	30	bank	bank	NOUN
egc-331	6	31	.	.	PUNCT
egc-331	7	1	first	first	ADV
egc-331	7	2	of	of	ADP
egc-331	7	3	all	all	PRON
egc-331	7	4	,	,	PUNCT
egc-331	7	5	the	the	DET
egc-331	7	6	main	main	ADJ
egc-331	7	7	forms	form	NOUN
egc-331	7	8	of	of	ADP
egc-331	7	9	retail	retail	ADJ
egc-331	7	10	services	service	NOUN
egc-331	7	11	deposits	deposit	NOUN
egc-331	7	12	,	,	PUNCT
egc-331	7	13	consumer	consumer	NOUN
egc-331	7	14	loans	loan	NOUN
egc-331	7	15	,	,	PUNCT
egc-331	7	16	payment	payment	NOUN
egc-331	7	17	services	service	NOUN
egc-331	7	18	,	,	PUNCT
egc-331	7	19	card	card	NOUN
egc-331	7	20	services	service	NOUN
egc-331	7	21	,	,	PUNCT
egc-331	7	22	internet	internet	NOUN
egc-331	7	23	and	and	CCONJ
egc-331	7	24	mobile	mobile	NOUN
egc-331	7	25	banking	banking	NOUN
egc-331	7	26	allow	allow	VERB
egc-331	7	27	you	you	PRON
egc-331	7	28	to	to	PART
egc-331	7	29	establish	establish	VERB
egc-331	7	30	a	a	DET
egc-331	7	31	permanent	permanent	ADJ
egc-331	7	32	and	and	CCONJ
egc-331	7	33	interactive	interactive	ADJ
egc-331	7	34	relationship	relationship	NOUN
egc-331	7	35	with	with	ADP
egc-331	7	36	customers	customer	NOUN
egc-331	7	37	.	.	PUNCT
egc-331	8	1	in	in	ADP
egc-331	8	2	this	this	DET
egc-331	8	3	case	case	NOUN
egc-331	8	4	,	,	PUNCT
egc-331	8	5	the	the	DET
egc-331	8	6	introduction	introduction	NOUN
egc-331	8	7	of	of	ADP
egc-331	8	8	digital	digital	ADJ
egc-331	8	9	technologies	technology	NOUN
egc-331	8	10	significantly	significantly	ADV
egc-331	8	11	increases	increase	VERB
egc-331	8	12	the	the	DET
egc-331	8	13	scope	scope	NOUN
egc-331	8	14	and	and	CCONJ
egc-331	8	15	quality	quality	NOUN
egc-331	8	16	of	of	ADP
egc-331	8	17	services	service	NOUN
egc-331	8	18	.	.	PUNCT
egc-331	9	1	for	for	ADP
egc-331	9	2	example	example	NOUN
egc-331	9	3	,	,	PUNCT
egc-331	9	4	in	in	ADP
egc-331	9	5	uzbekistan	uzbekistan	PROPN
egc-331	9	6	,	,	PUNCT
egc-331	9	7	the	the	DET
egc-331	9	8	number	number	NOUN
egc-331	9	9	of	of	ADP
egc-331	9	10	mobile	mobile	ADJ
egc-331	9	11	banking	banking	NOUN
egc-331	9	12	users	user	NOUN
egc-331	9	13	has	have	AUX
egc-331	9	14	increased	increase	VERB
egc-331	9	15	by	by	ADP
egc-331	9	16	almost	almost	ADV
egc-331	9	17	5	5	NUM
egc-331	9	18	times	time	NOUN
egc-331	9	19	over	over	ADP
egc-331	9	20	the	the	DET
egc-331	9	21	past	past	ADJ
egc-331	9	22	five	five	NUM
egc-331	9	23	years	year	NOUN
egc-331	9	24	.	.	PUNCT
egc-331	10	1	from	from	ADP
egc-331	10	2	an	an	DET
egc-331	10	3	economic	economic	ADJ
egc-331	10	4	point	point	NOUN
egc-331	10	5	of	of	ADP
egc-331	10	6	view	view	NOUN
egc-331	10	7	,	,	PUNCT
egc-331	10	8	retail	retail	ADJ
egc-331	10	9	services	service	NOUN
egc-331	10	10	allow	allow	VERB
egc-331	10	11	banks	bank	NOUN
egc-331	10	12	to	to	PART
egc-331	10	13	diversify	diversify	VERB
egc-331	10	14	their	their	PRON
egc-331	10	15	resources	resource	NOUN
egc-331	10	16	,	,	PUNCT
egc-331	10	17	minimize	minimize	VERB
egc-331	10	18	risks	risk	NOUN
egc-331	10	19	,	,	PUNCT
egc-331	10	20	and	and	CCONJ
egc-331	10	21	expand	expand	VERB
egc-331	10	22	their	their	PRON
egc-331	10	23	customer	customer	NOUN
egc-331	10	24	base	base	NOUN
egc-331	10	25	.	.	PUNCT
egc-331	11	1	this	this	PRON
egc-331	11	2	is	be	AUX
egc-331	11	3	because	because	SCONJ
egc-331	11	4	these	these	DET
egc-331	11	5	services	service	NOUN
egc-331	11	6	are	be	AUX
egc-331	11	7	often	often	ADV
egc-331	11	8	offered	offer	VERB
egc-331	11	9	to	to	ADP
egc-331	11	10	a	a	DET
egc-331	11	11	large	large	ADJ
egc-331	11	12	number	number	NOUN
egc-331	11	13	of	of	ADP
egc-331	11	14	customers	customer	NOUN
egc-331	11	15	in	in	ADP
egc-331	11	16	the	the	DET
egc-331	11	17	form	form	NOUN
egc-331	11	18	of	of	ADP
egc-331	11	19	small	small	ADJ
egc-331	11	20	-	-	PUNCT
egc-331	11	21	scale	scale	NOUN
egc-331	11	22	transactions	transaction	NOUN
egc-331	11	23	,	,	PUNCT
egc-331	11	24	which	which	PRON
egc-331	11	25	increases	increase	VERB
egc-331	11	26	the	the	DET
egc-331	11	27	level	level	NOUN
egc-331	11	28	of	of	ADP
egc-331	11	29	security	security	NOUN
egc-331	11	30	for	for	ADP
egc-331	11	31	the	the	DET
egc-331	11	32	bank	bank	NOUN
egc-331	11	33	.	.	PUNCT
egc-331	12	1	also	also	ADV
egc-331	12	2	,	,	PUNCT
egc-331	12	3	banks	bank	NOUN
egc-331	12	4	attract	attract	VERB
egc-331	12	5	funds	fund	NOUN
egc-331	12	6	from	from	ADP
egc-331	12	7	the	the	DET
egc-331	12	8	population	population	NOUN
egc-331	12	9	through	through	ADP
egc-331	12	10	retail	retail	ADJ
egc-331	12	11	services	service	NOUN
egc-331	12	12	and	and	CCONJ
egc-331	12	13	form	form	VERB
egc-331	12	14	a	a	DET
egc-331	12	15	long	long	ADJ
egc-331	12	16	-	-	PUNCT
egc-331	12	17	term	term	NOUN
egc-331	12	18	resource	resource	NOUN
egc-331	12	19	base	base	NOUN
egc-331	12	20	.	.	PUNCT
egc-331	13	1	analyses	analysis	NOUN
egc-331	13	2	show	show	VERB
egc-331	13	3	that	that	SCONJ
egc-331	13	4	the	the	DET
egc-331	13	5	share	share	NOUN
egc-331	13	6	of	of	ADP
egc-331	13	7	retail	retail	ADJ
egc-331	13	8	services	service	NOUN
egc-331	13	9	in	in	ADP
egc-331	13	10	banking	banking	NOUN
egc-331	13	11	activities	activity	NOUN
egc-331	13	12	is	be	AUX
egc-331	13	13	increasing	increase	VERB
egc-331	13	14	.	.	PUNCT
egc-331	14	1	for	for	ADP
egc-331	14	2	example	example	NOUN
egc-331	14	3	,	,	PUNCT
egc-331	14	4	approximately	approximately	ADV
egc-331	14	5	30	30	NUM
egc-331	14	6	-	-	SYM
egc-331	14	7	35	35	NUM
egc-331	14	8	percent	percent	NOUN
egc-331	14	9	of	of	ADP
egc-331	14	10	the	the	DET
egc-331	14	11	total	total	ADJ
egc-331	14	12	active	active	ADJ
egc-331	14	13	income	income	NOUN
egc-331	14	14	of	of	ADP
egc-331	14	15	uzbek	uzbek	ADJ
egc-331	14	16	commercial	commercial	ADJ
egc-331	14	17	banks	bank	NOUN
egc-331	14	18	falls	fall	VERB
egc-331	14	19	on	on	ADP
egc-331	14	20	retail	retail	ADJ
egc-331	14	21	services	service	NOUN
egc-331	14	22	.	.	PUNCT
egc-331	15	1	this	this	PRON
egc-331	15	2	further	further	ADJ
egc-331	15	3	increases	increase	VERB
egc-331	15	4	the	the	DET
egc-331	15	5	strategic	strategic	ADJ
egc-331	15	6	importance	importance	NOUN
egc-331	15	7	of	of	ADP
egc-331	15	8	this	this	DET
egc-331	15	9	sector	sector	NOUN
egc-331	15	10	.	.	PUNCT
egc-331	16	1	https://eglobalcongress.com/index.php/egc	https://eglobalcongress.com/index.php/egc	PROPN
egc-331	16	2	mailto:umidochilov85@gmail.com	mailto:umidochilov85@gmail.com	PROPN
egc-331	16	3	eglobal	eglobal	PROPN
egc-331	16	4	congress	congress	PROPN
egc-331	16	5	hosted	host	VERB
egc-331	16	6	online	online	ADV
egc-331	16	7	from	from	ADP
egc-331	16	8	dubai	dubai	PROPN
egc-331	16	9	,	,	PUNCT
egc-331	16	10	u.	u.	PROPN
egc-331	16	11	a.	a.	PROPN
egc-331	16	12	e.	e.	PROPN
egc-331	16	13	,	,	PUNCT
egc-331	16	14	e	e	PROPN
egc-331	16	15	conference	conference	NOUN
egc-331	16	16	.	.	PUNCT
egc-331	17	1	date	date	NOUN
egc-331	17	2	:	:	PUNCT
egc-331	17	3	30th	30th	ADJ
egc-331	17	4	march	march	NOUN
egc-331	17	5	2025	2025	NUM
egc-331	17	6	website	website	NOUN
egc-331	17	7	:	:	PUNCT
egc-331	17	8	https://eglobalcongress.com/index.php/egc	https://eglobalcongress.com/index.php/egc	PROPN
egc-331	17	9	issn	issn	PROPN
egc-331	17	10	(	(	PUNCT
egc-331	17	11	e	e	NOUN
egc-331	17	12	):	):	PUNCT
egc-331	17	13	2836	2836	NUM
egc-331	17	14	-	-	SYM
egc-331	17	15	3612	3612	NUM
egc-331	17	16	49	49	NUM
egc-331	17	17	|	|	ADV
egc-331	17	18	p	p	NOUN
egc-331	17	19	a	a	DET
egc-331	17	20	g	g	NOUN
egc-331	17	21	e	e	NOUN
egc-331	17	22	at	at	ADP
egc-331	17	23	the	the	DET
egc-331	17	24	same	same	ADJ
egc-331	17	25	time	time	NOUN
egc-331	17	26	,	,	PUNCT
egc-331	17	27	it	it	PRON
egc-331	17	28	is	be	AUX
egc-331	17	29	noted	note	VERB
egc-331	17	30	that	that	SCONJ
egc-331	17	31	in	in	ADP
egc-331	17	32	developing	develop	VERB
egc-331	17	33	countries	country	NOUN
egc-331	17	34	,	,	PUNCT
egc-331	17	35	including	include	VERB
egc-331	17	36	uzbekistan	uzbekistan	PROPN
egc-331	17	37	,	,	PUNCT
egc-331	17	38	the	the	DET
egc-331	17	39	full	full	ADJ
egc-331	17	40	range	range	NOUN
egc-331	17	41	of	of	ADP
egc-331	17	42	retail	retail	ADJ
egc-331	17	43	services	service	NOUN
egc-331	17	44	and	and	CCONJ
egc-331	17	45	the	the	DET
egc-331	17	46	level	level	NOUN
egc-331	17	47	of	of	ADP
egc-331	17	48	convenience	convenience	NOUN
egc-331	17	49	for	for	ADP
egc-331	17	50	customers	customer	NOUN
egc-331	17	51	are	be	AUX
egc-331	17	52	insufficient	insufficient	ADJ
egc-331	17	53	.	.	PUNCT
egc-331	18	1	one	one	NUM
egc-331	18	2	of	of	ADP
egc-331	18	3	the	the	DET
egc-331	18	4	reasons	reason	NOUN
egc-331	18	5	for	for	ADP
egc-331	18	6	this	this	PRON
egc-331	18	7	is	be	AUX
egc-331	18	8	the	the	DET
egc-331	18	9	low	low	ADJ
egc-331	18	10	level	level	NOUN
egc-331	18	11	of	of	ADP
egc-331	18	12	financial	financial	ADJ
egc-331	18	13	literacy	literacy	NOUN
egc-331	18	14	,	,	PUNCT
egc-331	18	15	insufficient	insufficient	ADJ
egc-331	18	16	development	development	NOUN
egc-331	18	17	of	of	ADP
egc-331	18	18	infrastructure	infrastructure	NOUN
egc-331	18	19	in	in	ADP
egc-331	18	20	some	some	DET
egc-331	18	21	regions	region	NOUN
egc-331	18	22	,	,	PUNCT
egc-331	18	23	and	and	CCONJ
egc-331	18	24	low	low	ADJ
egc-331	18	25	trust	trust	NOUN
egc-331	18	26	in	in	ADP
egc-331	18	27	digital	digital	ADJ
egc-331	18	28	platforms	platform	NOUN
egc-331	18	29	.	.	PUNCT
egc-331	19	1	this	this	DET
egc-331	19	2	situation	situation	NOUN
egc-331	19	3	confirms	confirm	VERB
egc-331	19	4	the	the	DET
egc-331	19	5	intensification	intensification	NOUN
egc-331	19	6	of	of	ADP
egc-331	19	7	digital	digital	ADJ
egc-331	19	8	transformation	transformation	NOUN
egc-331	19	9	processes	process	NOUN
egc-331	19	10	in	in	ADP
egc-331	19	11	the	the	DET
egc-331	19	12	banking	banking	NOUN
egc-331	19	13	system	system	NOUN
egc-331	19	14	,	,	PUNCT
egc-331	19	15	the	the	DET
egc-331	19	16	increasing	increase	VERB
egc-331	19	17	demand	demand	NOUN
egc-331	19	18	of	of	ADP
egc-331	19	19	the	the	DET
egc-331	19	20	population	population	NOUN
egc-331	19	21	for	for	ADP
egc-331	19	22	financial	financial	ADJ
egc-331	19	23	services	service	NOUN
egc-331	19	24	,	,	PUNCT
egc-331	19	25	and	and	CCONJ
egc-331	19	26	the	the	DET
egc-331	19	27	active	active	ADJ
egc-331	19	28	efforts	effort	NOUN
egc-331	19	29	of	of	ADP
egc-331	19	30	banks	bank	NOUN
egc-331	19	31	to	to	PART
egc-331	19	32	meet	meet	VERB
egc-331	19	33	customer	customer	NOUN
egc-331	19	34	needs	need	NOUN
egc-331	19	35	.	.	PUNCT
egc-331	20	1	the	the	DET
egc-331	20	2	number	number	NOUN
egc-331	20	3	of	of	ADP
egc-331	20	4	loans	loan	NOUN
egc-331	20	5	granted	grant	VERB
egc-331	20	6	to	to	ADP
egc-331	20	7	individuals	individual	NOUN
egc-331	20	8	amounted	amount	VERB
egc-331	20	9	to	to	ADP
egc-331	20	10	150	150	NUM
egc-331	20	11	thousand	thousand	NUM
egc-331	20	12	in	in	ADP
egc-331	20	13	2021	2021	NUM
egc-331	20	14	,	,	PUNCT
egc-331	20	15	and	and	CCONJ
egc-331	20	16	reached	reach	VERB
egc-331	20	17	210	210	NUM
egc-331	20	18	thousand	thousand	NUM
egc-331	20	19	in	in	ADP
egc-331	20	20	2023	2023	NUM
egc-331	20	21	.	.	PUNCT
egc-331	21	1	that	that	PRON
egc-331	21	2	is	is	ADV
egc-331	21	3	,	,	PUNCT
egc-331	21	4	a	a	DET
egc-331	21	5	40	40	NUM
egc-331	21	6	%	%	NOUN
egc-331	21	7	increase	increase	NOUN
egc-331	21	8	was	be	AUX
egc-331	21	9	observed	observe	VERB
egc-331	21	10	over	over	ADP
egc-331	21	11	two	two	NUM
egc-331	21	12	years	year	NOUN
egc-331	21	13	.	.	PUNCT
egc-331	22	1	this	this	DET
egc-331	22	2	growth	growth	NOUN
egc-331	22	3	indicates	indicate	VERB
egc-331	22	4	that	that	SCONJ
egc-331	22	5	the	the	DET
egc-331	22	6	population	population	NOUN
egc-331	22	7	's	's	PART
egc-331	22	8	confidence	confidence	NOUN
egc-331	22	9	in	in	ADP
egc-331	22	10	bank	bank	NOUN
egc-331	22	11	loans	loan	NOUN
egc-331	22	12	is	be	AUX
egc-331	22	13	increasing	increase	VERB
egc-331	22	14	and	and	CCONJ
egc-331	22	15	banks	bank	NOUN
egc-331	22	16	are	be	AUX
egc-331	22	17	expanding	expand	VERB
egc-331	22	18	retail	retail	ADJ
egc-331	22	19	credit	credit	NOUN
egc-331	22	20	products	product	NOUN
egc-331	22	21	.	.	PUNCT
egc-331	23	1	the	the	DET
egc-331	23	2	number	number	NOUN
egc-331	23	3	of	of	ADP
egc-331	23	4	plastic	plastic	ADJ
egc-331	23	5	card	card	NOUN
egc-331	23	6	users	user	NOUN
egc-331	23	7	was	be	AUX
egc-331	23	8	500	500	NUM
egc-331	23	9	thousand	thousand	NUM
egc-331	23	10	in	in	ADP
egc-331	23	11	2021	2021	NUM
egc-331	23	12	,	,	PUNCT
egc-331	23	13	and	and	CCONJ
egc-331	23	14	reached	reach	VERB
egc-331	23	15	750	750	NUM
egc-331	23	16	thousand	thousand	NUM
egc-331	23	17	in	in	ADP
egc-331	23	18	2023	2023	NUM
egc-331	23	19	.	.	PUNCT
egc-331	24	1	this	this	PRON
egc-331	24	2	represents	represent	VERB
egc-331	24	3	a	a	DET
egc-331	24	4	50	50	NUM
egc-331	24	5	%	%	NOUN
egc-331	24	6	increase	increase	NOUN
egc-331	24	7	and	and	CCONJ
egc-331	24	8	indicates	indicate	VERB
egc-331	24	9	that	that	SCONJ
egc-331	24	10	the	the	DET
egc-331	24	11	population	population	NOUN
egc-331	24	12	is	be	AUX
egc-331	24	13	actively	actively	ADV
egc-331	24	14	transitioning	transition	VERB
egc-331	24	15	to	to	ADP
egc-331	24	16	cashless	cashless	NOUN
egc-331	24	17	payments	payment	NOUN
egc-331	24	18	.	.	PUNCT
egc-331	25	1	the	the	DET
egc-331	25	2	convenient	convenient	ADJ
egc-331	25	3	infrastructure	infrastructure	NOUN
egc-331	25	4	and	and	CCONJ
egc-331	25	5	promotional	promotional	ADJ
egc-331	25	6	card	card	NOUN
egc-331	25	7	system	system	NOUN
egc-331	25	8	created	create	VERB
egc-331	25	9	by	by	ADP
egc-331	25	10	banks	bank	NOUN
egc-331	25	11	were	be	AUX
egc-331	25	12	an	an	DET
egc-331	25	13	important	important	ADJ
egc-331	25	14	factor	factor	NOUN
egc-331	25	15	in	in	ADP
egc-331	25	16	this	this	PRON
egc-331	25	17	.	.	PUNCT
egc-331	26	1	the	the	DET
egc-331	26	2	number	number	NOUN
egc-331	26	3	of	of	ADP
egc-331	26	4	internet	internet	NOUN
egc-331	26	5	banking	banking	NOUN
egc-331	26	6	users	user	NOUN
egc-331	26	7	increased	increase	VERB
egc-331	26	8	from	from	ADP
egc-331	26	9	200	200	NUM
egc-331	26	10	thousand	thousand	NUM
egc-331	26	11	in	in	ADP
egc-331	26	12	2021	2021	NUM
egc-331	26	13	to	to	ADP
egc-331	26	14	300	300	NUM
egc-331	26	15	thousand	thousand	NUM
egc-331	26	16	in	in	ADP
egc-331	26	17	2023	2023	NUM
egc-331	26	18	.	.	PUNCT
egc-331	27	1	this	this	PRON
egc-331	27	2	also	also	ADV
egc-331	27	3	increased	increase	VERB
egc-331	27	4	by	by	ADP
egc-331	27	5	50	50	NUM
egc-331	27	6	%	%	NOUN
egc-331	27	7	,	,	PUNCT
egc-331	27	8	indicating	indicate	VERB
egc-331	27	9	increased	increase	VERB
egc-331	27	10	trust	trust	NOUN
egc-331	27	11	in	in	ADP
egc-331	27	12	internet	internet	NOUN
egc-331	27	13	technologies	technology	NOUN
egc-331	27	14	,	,	PUNCT
egc-331	27	15	the	the	DET
egc-331	27	16	introduction	introduction	NOUN
egc-331	27	17	of	of	ADP
egc-331	27	18	additional	additional	ADJ
egc-331	27	19	online	online	ADJ
egc-331	27	20	services	service	NOUN
egc-331	27	21	,	,	PUNCT
egc-331	27	22	and	and	CCONJ
egc-331	27	23	improved	improved	ADJ
egc-331	27	24	integration	integration	NOUN
egc-331	27	25	with	with	ADP
egc-331	27	26	mobile	mobile	ADJ
egc-331	27	27	applications	application	NOUN
egc-331	27	28	.	.	PUNCT
egc-331	28	1	the	the	DET
egc-331	28	2	number	number	NOUN
egc-331	28	3	of	of	ADP
egc-331	28	4	mobile	mobile	ADJ
egc-331	28	5	application	application	NOUN
egc-331	28	6	users	user	NOUN
egc-331	28	7	increased	increase	VERB
egc-331	28	8	from	from	ADP
egc-331	28	9	150	150	NUM
egc-331	28	10	thousand	thousand	NUM
egc-331	28	11	in	in	ADP
egc-331	28	12	2021	2021	NUM
egc-331	28	13	to	to	ADP
egc-331	28	14	280	280	NUM
egc-331	28	15	thousand	thousand	NUM
egc-331	28	16	in	in	ADP
egc-331	28	17	2023	2023	NUM
egc-331	28	18	.	.	PUNCT
egc-331	29	1	this	this	PRON
egc-331	29	2	is	be	AUX
egc-331	29	3	the	the	DET
egc-331	29	4	highest	high	ADJ
egc-331	29	5	growth	growth	NOUN
egc-331	29	6	rate	rate	NOUN
egc-331	29	7	in	in	ADP
egc-331	29	8	the	the	DET
egc-331	29	9	table	table	NOUN
egc-331	29	10	with	with	ADP
egc-331	29	11	an	an	DET
egc-331	29	12	indicator	indicator	NOUN
egc-331	29	13	of	of	ADP
egc-331	29	14	86.7	86.7	NUM
egc-331	29	15	%	%	NOUN
egc-331	29	16	.	.	PUNCT
egc-331	30	1	such	such	ADJ
egc-331	30	2	dynamics	dynamic	NOUN
egc-331	30	3	indicate	indicate	VERB
egc-331	30	4	that	that	SCONJ
egc-331	30	5	mobile	mobile	ADJ
egc-331	30	6	banking	banking	NOUN
egc-331	30	7	is	be	AUX
egc-331	30	8	gaining	gain	VERB
egc-331	30	9	popularity	popularity	NOUN
egc-331	30	10	among	among	ADP
egc-331	30	11	the	the	DET
egc-331	30	12	population	population	NOUN
egc-331	30	13	due	due	ADP
egc-331	30	14	to	to	ADP
egc-331	30	15	its	its	PRON
egc-331	30	16	speed	speed	NOUN
egc-331	30	17	,	,	PUNCT
egc-331	30	18	convenience	convenience	NOUN
egc-331	30	19	,	,	PUNCT
egc-331	30	20	and	and	CCONJ
egc-331	30	21	constant	constant	ADJ
egc-331	30	22	updating	updating	NOUN
egc-331	30	23	.	.	PUNCT
egc-331	31	1	depository	depository	NOUN
egc-331	31	2	deposits	deposit	NOUN
egc-331	31	3	(	(	PUNCT
egc-331	31	4	the	the	DET
egc-331	31	5	number	number	NOUN
egc-331	31	6	of	of	ADP
egc-331	31	7	depositors	depositor	NOUN
egc-331	31	8	)	)	PUNCT
egc-331	31	9	increased	increase	VERB
egc-331	31	10	from	from	ADP
egc-331	31	11	400	400	NUM
egc-331	31	12	thousand	thousand	NUM
egc-331	31	13	in	in	ADP
egc-331	31	14	2021	2021	NUM
egc-331	31	15	to	to	ADP
egc-331	31	16	500	500	NUM
egc-331	31	17	thousand	thousand	NUM
egc-331	31	18	in	in	ADP
egc-331	31	19	2023	2023	NUM
egc-331	31	20	.	.	PUNCT
egc-331	32	1	the	the	DET
egc-331	32	2	25	25	NUM
egc-331	32	3	%	%	NOUN
egc-331	32	4	growth	growth	NOUN
egc-331	32	5	indicates	indicate	VERB
egc-331	32	6	that	that	SCONJ
egc-331	32	7	the	the	DET
egc-331	32	8	population	population	NOUN
egc-331	32	9	has	have	AUX
egc-331	32	10	increased	increase	VERB
egc-331	32	11	confidence	confidence	NOUN
egc-331	32	12	in	in	ADP
egc-331	32	13	the	the	DET
egc-331	32	14	banking	banking	NOUN
egc-331	32	15	system	system	NOUN
egc-331	32	16	and	and	CCONJ
egc-331	32	17	is	be	AUX
egc-331	32	18	turning	turn	VERB
egc-331	32	19	to	to	ADP
egc-331	32	20	official	official	ADJ
egc-331	32	21	financial	financial	ADJ
egc-331	32	22	institutions	institution	NOUN
egc-331	32	23	to	to	PART
egc-331	32	24	store	store	VERB
egc-331	32	25	and	and	CCONJ
egc-331	32	26	increase	increase	VERB
egc-331	32	27	their	their	PRON
egc-331	32	28	funds	fund	NOUN
egc-331	32	29	.	.	PUNCT
egc-331	33	1	based	base	VERB
egc-331	33	2	on	on	ADP
egc-331	33	3	the	the	DET
egc-331	33	4	analysis	analysis	NOUN
egc-331	33	5	,	,	PUNCT
egc-331	33	6	it	it	PRON
egc-331	33	7	can	can	AUX
egc-331	33	8	be	be	AUX
egc-331	33	9	said	say	VERB
egc-331	33	10	that	that	SCONJ
egc-331	33	11	the	the	DET
egc-331	33	12	volume	volume	NOUN
egc-331	33	13	and	and	CCONJ
egc-331	33	14	quality	quality	NOUN
egc-331	33	15	of	of	ADP
egc-331	33	16	retail	retail	ADJ
egc-331	33	17	services	service	NOUN
egc-331	33	18	provided	provide	VERB
egc-331	33	19	by	by	ADP
egc-331	33	20	commercial	commercial	ADJ
egc-331	33	21	banks	bank	NOUN
egc-331	33	22	in	in	ADP
egc-331	33	23	uzbekistan	uzbekistan	PROPN
egc-331	33	24	is	be	AUX
egc-331	33	25	increasing	increase	VERB
egc-331	33	26	year	year	NOUN
egc-331	33	27	by	by	ADP
egc-331	33	28	year	year	NOUN
egc-331	33	29	.	.	PUNCT
egc-331	34	1	the	the	DET
egc-331	34	2	rapid	rapid	ADJ
egc-331	34	3	development	development	NOUN
egc-331	34	4	of	of	ADP
egc-331	34	5	digital	digital	ADJ
egc-331	34	6	services	service	NOUN
egc-331	34	7	internet	internet	NOUN
egc-331	34	8	and	and	CCONJ
egc-331	34	9	mobile	mobile	ADJ
egc-331	34	10	banking	banking	NOUN
egc-331	34	11	services	service	NOUN
egc-331	34	12	serves	serve	VERB
egc-331	34	13	to	to	PART
egc-331	34	14	improve	improve	VERB
egc-331	34	15	interactive	interactive	ADJ
egc-331	34	16	communications	communication	NOUN
egc-331	34	17	with	with	ADP
egc-331	34	18	the	the	DET
egc-331	34	19	population	population	NOUN
egc-331	34	20	and	and	CCONJ
egc-331	34	21	https://eglobalcongress.com/index.php/egc	https://eglobalcongress.com/index.php/egc	PROPN
egc-331	34	22	eglobal	eglobal	PROPN
egc-331	34	23	congress	congress	PROPN
egc-331	34	24	hosted	host	VERB
egc-331	34	25	online	online	ADV
egc-331	34	26	from	from	ADP
egc-331	34	27	dubai	dubai	PROPN
egc-331	34	28	,	,	PUNCT
egc-331	34	29	u.	u.	PROPN
egc-331	34	30	a.	a.	PROPN
egc-331	34	31	e.	e.	PROPN
egc-331	34	32	,	,	PUNCT
egc-331	34	33	e	e	PROPN
egc-331	34	34	conference	conference	NOUN
egc-331	34	35	.	.	PUNCT
egc-331	35	1	date	date	NOUN
egc-331	35	2	:	:	PUNCT
egc-331	35	3	30th	30th	ADJ
egc-331	35	4	march	march	NOUN
egc-331	35	5	2025	2025	NUM
egc-331	35	6	website	website	NOUN
egc-331	35	7	:	:	PUNCT
egc-331	35	8	https://eglobalcongress.com/index.php/egc	https://eglobalcongress.com/index.php/egc	PROPN
egc-331	35	9	issn	issn	PROPN
egc-331	35	10	(	(	PUNCT
egc-331	35	11	e	e	NOUN
egc-331	35	12	):	):	PUNCT
egc-331	35	13	2836	2836	NUM
egc-331	35	14	-	-	SYM
egc-331	35	15	3612	3612	NUM
egc-331	35	16	50	50	NUM
egc-331	36	1	|	|	ADV
egc-331	36	2	p	p	NOUN
egc-331	36	3	a	a	DET
egc-331	36	4	g	g	NOUN
egc-331	36	5	e	e	NOUN
egc-331	36	6	increase	increase	VERB
egc-331	36	7	the	the	DET
egc-331	36	8	efficiency	efficiency	NOUN
egc-331	36	9	of	of	ADP
egc-331	36	10	banking	banking	NOUN
egc-331	36	11	activities	activity	NOUN
egc-331	36	12	.	.	PUNCT
egc-331	37	1	also	also	ADV
egc-331	37	2	,	,	PUNCT
egc-331	37	3	the	the	DET
egc-331	37	4	growth	growth	NOUN
egc-331	37	5	of	of	ADP
egc-331	37	6	deposit	deposit	NOUN
egc-331	37	7	and	and	CCONJ
egc-331	37	8	loan	loan	NOUN
egc-331	37	9	services	service	NOUN
egc-331	37	10	is	be	AUX
egc-331	37	11	becoming	become	VERB
egc-331	37	12	increasingly	increasingly	ADV
egc-331	37	13	important	important	ADJ
egc-331	37	14	in	in	ADP
egc-331	37	15	ensuring	ensure	VERB
egc-331	37	16	financial	financial	ADJ
egc-331	37	17	inclusion	inclusion	NOUN
egc-331	37	18	.	.	PUNCT
egc-331	38	1	one	one	NUM
egc-331	38	2	of	of	ADP
egc-331	38	3	the	the	DET
egc-331	38	4	top	top	ADJ
egc-331	38	5	priorities	priority	NOUN
egc-331	38	6	for	for	ADP
egc-331	38	7	banks	bank	NOUN
egc-331	38	8	should	should	AUX
egc-331	38	9	be	be	AUX
egc-331	38	10	to	to	PART
egc-331	38	11	expand	expand	VERB
egc-331	38	12	the	the	DET
egc-331	38	13	geographical	geographical	ADJ
egc-331	38	14	and	and	CCONJ
egc-331	38	15	digital	digital	ADJ
egc-331	38	16	coverage	coverage	NOUN
egc-331	38	17	of	of	ADP
egc-331	38	18	services	service	NOUN
egc-331	38	19	,	,	PUNCT
egc-331	38	20	ensure	ensure	VERB
egc-331	38	21	an	an	DET
egc-331	38	22	individual	individual	ADJ
egc-331	38	23	approach	approach	NOUN
egc-331	38	24	to	to	ADP
egc-331	38	25	customers	customer	NOUN
egc-331	38	26	,	,	PUNCT
egc-331	38	27	and	and	CCONJ
egc-331	38	28	develop	develop	VERB
egc-331	38	29	competitive	competitive	ADJ
egc-331	38	30	retail	retail	ADJ
egc-331	38	31	products	product	NOUN
egc-331	38	32	.	.	PUNCT
egc-331	39	1	https://eglobalcongress.com/index.php/egc	https://eglobalcongress.com/index.php/egc	PROPN