id	sid	tid	token	lemma	pos
egc-373	1	1	eglobal	eglobal	PROPN
egc-373	1	2	congress	congress	PROPN
egc-373	1	3	hosted	host	VERB
egc-373	1	4	online	online	ADV
egc-373	1	5	from	from	ADP
egc-373	1	6	dubai	dubai	PROPN
egc-373	1	7	,	,	PUNCT
egc-373	1	8	u.	u.	PROPN
egc-373	1	9	a.	a.	PROPN
egc-373	1	10	e.	e.	PROPN
egc-373	1	11	,	,	PUNCT
egc-373	1	12	e	e	PROPN
egc-373	1	13	conference	conference	NOUN
egc-373	1	14	.	.	PUNCT
egc-373	2	1	date	date	NOUN
egc-373	2	2	:	:	PUNCT
egc-373	2	3	30th	30th	ADJ
egc-373	2	4	july	july	PROPN
egc-373	2	5	2025	2025	NUM
egc-373	2	6	website	website	NOUN
egc-373	2	7	:	:	PUNCT
egc-373	2	8	https://eglobalcongress.com/index.php/egc	https://eglobalcongress.com/index.php/egc	PROPN
egc-373	2	9	issn	issn	PROPN
egc-373	2	10	(	(	PUNCT
egc-373	2	11	e	e	NOUN
egc-373	2	12	):	):	PUNCT
egc-373	2	13	2836	2836	NUM
egc-373	2	14	-	-	SYM
egc-373	2	15	3612	3612	NUM
egc-373	2	16	35	35	NUM
egc-373	2	17	|	|	ADV
egc-373	2	18	p	p	NOUN
egc-373	2	19	a	a	DET
egc-373	2	20	g	g	NOUN
egc-373	2	21	e	e	NOUN
egc-373	2	22	deposit	deposit	NOUN
egc-373	2	23	policy	policy	NOUN
egc-373	2	24	of	of	ADP
egc-373	2	25	commercial	commercial	ADJ
egc-373	2	26	banks	bank	NOUN
egc-373	2	27	and	and	CCONJ
egc-373	2	28	improving	improve	VERB
egc-373	2	29	its	its	PRON
egc-373	2	30	efficiency	efficiency	NOUN
egc-373	2	31	abduganiyev	abduganiyev	PRON
egc-373	2	32	shokhrukhbek	shokhrukhbek	PROPN
egc-373	2	33	shavkatbek	shavkatbek	ADJ
egc-373	2	34	ugli	ugli	ADJ
egc-373	2	35	teacher	teacher	NOUN
egc-373	2	36	of	of	ADP
egc-373	2	37	the	the	DET
egc-373	2	38	department	department	NOUN
egc-373	2	39	of	of	ADP
egc-373	2	40	“	"	PUNCT
egc-373	2	41	corporate	corporate	ADJ
egc-373	2	42	economics	economic	NOUN
egc-373	2	43	and	and	CCONJ
egc-373	2	44	management	management	NOUN
egc-373	2	45	”	"	PUNCT
egc-373	2	46	of	of	ADP
egc-373	2	47	the	the	DET
egc-373	2	48	tashkent	tashkent	PROPN
egc-373	2	49	state	state	PROPN
egc-373	2	50	university	university	PROPN
egc-373	2	51	of	of	ADP
egc-373	2	52	economics	economic	NOUN
egc-373	2	53	.	.	PUNCT
egc-373	3	1	e	e	X
egc-373	3	2	-	-	NOUN
egc-373	3	3	mail	mail	NOUN
egc-373	3	4	:	:	PUNCT
egc-373	3	5	shoxa_6154@mail.ru	shoxa_6154@mail.ru	PROPN
egc-373	3	6	,	,	PUNCT
egc-373	3	7	orcid	orcid	PROPN
egc-373	3	8	:	:	PUNCT
egc-373	3	9	0009	0009	NUM
egc-373	3	10	-	-	PUNCT
egc-373	3	11	0004	0004	NUM
egc-373	3	12	-	-	PUNCT
egc-373	3	13	1869	1869	NUM
egc-373	3	14	-	-	PUNCT
egc-373	3	15	4220	4220	NUM
egc-373	3	16	commercial	commercial	ADJ
egc-373	3	17	banks	bank	NOUN
egc-373	3	18	play	play	VERB
egc-373	3	19	a	a	DET
egc-373	3	20	key	key	ADJ
egc-373	3	21	role	role	NOUN
egc-373	3	22	in	in	ADP
egc-373	3	23	bringing	bring	VERB
egc-373	3	24	idle	idle	NOUN
egc-373	3	25	(	(	PUNCT
egc-373	3	26	dead	dead	ADJ
egc-373	3	27	)	)	PUNCT
egc-373	3	28	money	money	NOUN
egc-373	3	29	funds	fund	NOUN
egc-373	3	30	in	in	ADP
egc-373	3	31	the	the	DET
egc-373	3	32	economy	economy	NOUN
egc-373	3	33	into	into	ADP
egc-373	3	34	circulation	circulation	NOUN
egc-373	3	35	.	.	PUNCT
egc-373	4	1	efficient	efficient	ADJ
egc-373	4	2	utilization	utilization	NOUN
egc-373	4	3	of	of	ADP
egc-373	4	4	these	these	DET
egc-373	4	5	funds	fund	NOUN
egc-373	4	6	and	and	CCONJ
egc-373	4	7	managing	manage	VERB
egc-373	4	8	their	their	PRON
egc-373	4	9	placement	placement	NOUN
egc-373	4	10	is	be	AUX
egc-373	4	11	one	one	NUM
egc-373	4	12	of	of	ADP
egc-373	4	13	the	the	DET
egc-373	4	14	most	most	ADV
egc-373	4	15	pressing	pressing	ADJ
egc-373	4	16	issues	issue	NOUN
egc-373	4	17	today	today	NOUN
egc-373	4	18	.	.	PUNCT
egc-373	5	1	in	in	ADP
egc-373	5	2	the	the	DET
egc-373	5	3	context	context	NOUN
egc-373	5	4	of	of	ADP
egc-373	5	5	increasing	increase	VERB
egc-373	5	6	liberalization	liberalization	NOUN
egc-373	5	7	of	of	ADP
egc-373	5	8	the	the	DET
egc-373	5	9	economy	economy	NOUN
egc-373	5	10	in	in	ADP
egc-373	5	11	our	our	PRON
egc-373	5	12	country	country	NOUN
egc-373	5	13	,	,	PUNCT
egc-373	5	14	the	the	DET
egc-373	5	15	growing	grow	VERB
egc-373	5	16	demand	demand	NOUN
egc-373	5	17	for	for	ADP
egc-373	5	18	financial	financial	ADJ
egc-373	5	19	resources	resource	NOUN
egc-373	5	20	among	among	ADP
egc-373	5	21	commercial	commercial	ADJ
egc-373	5	22	banks	bank	NOUN
egc-373	5	23	is	be	AUX
egc-373	5	24	leading	lead	VERB
egc-373	5	25	to	to	ADP
egc-373	5	26	a	a	DET
egc-373	5	27	heightened	heighten	VERB
egc-373	5	28	need	need	NOUN
egc-373	5	29	for	for	ADP
egc-373	5	30	cheap	cheap	ADJ
egc-373	5	31	and	and	CCONJ
egc-373	5	32	long	long	ADJ
egc-373	5	33	-	-	PUNCT
egc-373	5	34	term	term	NOUN
egc-373	5	35	funds	fund	NOUN
egc-373	5	36	.	.	PUNCT
egc-373	6	1	the	the	DET
egc-373	6	2	formation	formation	NOUN
egc-373	6	3	of	of	ADP
egc-373	6	4	these	these	DET
egc-373	6	5	funds	fund	NOUN
egc-373	6	6	and	and	CCONJ
egc-373	6	7	their	their	PRON
egc-373	6	8	effective	effective	ADJ
egc-373	6	9	management	management	NOUN
egc-373	6	10	remain	remain	VERB
egc-373	6	11	among	among	ADP
egc-373	6	12	the	the	DET
egc-373	6	13	important	important	ADJ
egc-373	6	14	tasks	task	NOUN
egc-373	6	15	.	.	PUNCT
egc-373	7	1	the	the	DET
egc-373	7	2	redistribution	redistribution	NOUN
egc-373	7	3	of	of	ADP
egc-373	7	4	temporarily	temporarily	ADV
egc-373	7	5	idle	idle	ADJ
egc-373	7	6	funds	fund	NOUN
egc-373	7	7	among	among	ADP
egc-373	7	8	banks	bank	NOUN
egc-373	7	9	and	and	CCONJ
egc-373	7	10	the	the	DET
egc-373	7	11	attraction	attraction	NOUN
egc-373	7	12	of	of	ADP
egc-373	7	13	additional	additional	ADJ
egc-373	7	14	resources	resource	NOUN
egc-373	7	15	from	from	ADP
egc-373	7	16	the	the	DET
egc-373	7	17	financial	financial	ADJ
egc-373	7	18	market	market	NOUN
egc-373	7	19	are	be	AUX
egc-373	7	20	contributing	contribute	VERB
egc-373	7	21	positively	positively	ADV
egc-373	7	22	to	to	ADP
egc-373	7	23	the	the	DET
egc-373	7	24	intensification	intensification	NOUN
egc-373	7	25	of	of	ADP
egc-373	7	26	free	free	ADJ
egc-373	7	27	competition	competition	NOUN
egc-373	7	28	[	[	X
egc-373	7	29	1	1	NUM
egc-373	7	30	]	]	PUNCT
egc-373	7	31	.	.	PUNCT
egc-373	8	1	based	base	VERB
egc-373	8	2	on	on	ADP
egc-373	8	3	the	the	DET
egc-373	8	4	experience	experience	NOUN
egc-373	8	5	of	of	ADP
egc-373	8	6	foreign	foreign	ADJ
egc-373	8	7	banks	bank	NOUN
egc-373	8	8	,	,	PUNCT
egc-373	8	9	the	the	DET
egc-373	8	10	main	main	ADJ
egc-373	8	11	resource	resource	NOUN
egc-373	8	12	base	base	NOUN
egc-373	8	13	of	of	ADP
egc-373	8	14	commercial	commercial	ADJ
egc-373	8	15	banks	bank	NOUN
egc-373	8	16	consists	consist	VERB
egc-373	8	17	of	of	ADP
egc-373	8	18	their	their	PRON
egc-373	8	19	deposit	deposit	NOUN
egc-373	8	20	resources	resource	NOUN
egc-373	8	21	.	.	PUNCT
egc-373	9	1	in	in	ADP
egc-373	9	2	the	the	DET
egc-373	9	3	structure	structure	NOUN
egc-373	9	4	of	of	ADP
egc-373	9	5	commercial	commercial	ADJ
egc-373	9	6	bank	bank	NOUN
egc-373	9	7	deposits	deposit	NOUN
egc-373	9	8	,	,	PUNCT
egc-373	9	9	demand	demand	NOUN
egc-373	9	10	deposits	deposit	NOUN
egc-373	9	11	are	be	AUX
egc-373	9	12	considered	consider	VERB
egc-373	9	13	cheap	cheap	ADJ
egc-373	9	14	,	,	PUNCT
egc-373	9	15	but	but	CCONJ
egc-373	9	16	unstable	unstable	ADJ
egc-373	9	17	in	in	ADP
egc-373	9	18	terms	term	NOUN
egc-373	9	19	of	of	ADP
egc-373	9	20	maturity	maturity	NOUN
egc-373	9	21	.	.	PUNCT
egc-373	10	1	on	on	ADP
egc-373	10	2	the	the	DET
egc-373	10	3	other	other	ADJ
egc-373	10	4	hand	hand	NOUN
egc-373	10	5	,	,	PUNCT
egc-373	10	6	time	time	NOUN
egc-373	10	7	and	and	CCONJ
egc-373	10	8	savings	saving	NOUN
egc-373	10	9	deposits	deposit	NOUN
egc-373	10	10	attracted	attract	VERB
egc-373	10	11	by	by	ADP
egc-373	10	12	banks	bank	NOUN
egc-373	10	13	are	be	AUX
egc-373	10	14	stable	stable	ADJ
egc-373	10	15	in	in	ADP
egc-373	10	16	terms	term	NOUN
egc-373	10	17	of	of	ADP
egc-373	10	18	maturity	maturity	NOUN
egc-373	10	19	but	but	CCONJ
egc-373	10	20	are	be	AUX
egc-373	10	21	considered	consider	VERB
egc-373	10	22	more	more	ADV
egc-373	10	23	expensive	expensive	ADJ
egc-373	10	24	funds	fund	NOUN
egc-373	10	25	.	.	PUNCT
egc-373	11	1	table	table	NOUN
egc-373	11	2	1	1	NUM
egc-373	11	3	below	below	ADP
egc-373	11	4	presents	present	VERB
egc-373	11	5	an	an	DET
egc-373	11	6	analysis	analysis	NOUN
egc-373	11	7	of	of	ADP
egc-373	11	8	the	the	DET
egc-373	11	9	composition	composition	NOUN
egc-373	11	10	and	and	CCONJ
egc-373	11	11	dynamics	dynamic	NOUN
egc-373	11	12	of	of	ADP
egc-373	11	13	deposit	deposit	NOUN
egc-373	11	14	resource	resource	NOUN
egc-373	11	15	sources	source	NOUN
egc-373	11	16	by	by	ADP
egc-373	11	17	maturity	maturity	NOUN
egc-373	11	18	for	for	ADP
egc-373	11	19	commercial	commercial	ADJ
egc-373	11	20	banks	bank	NOUN
egc-373	11	21	operating	operate	VERB
egc-373	11	22	in	in	ADP
egc-373	11	23	the	the	DET
egc-373	11	24	republic	republic	NOUN
egc-373	11	25	of	of	ADP
egc-373	11	26	uzbekistan	uzbekistan	PROPN
egc-373	11	27	.	.	PUNCT
egc-373	12	1	table	table	NOUN
egc-373	12	2	1	1	NUM
egc-373	12	3	outstanding	outstanding	ADJ
egc-373	12	4	deposit	deposit	NOUN
egc-373	12	5	funds	fund	NOUN
egc-373	12	6	of	of	ADP
egc-373	12	7	commercial	commercial	ADJ
egc-373	12	8	banks	bank	NOUN
egc-373	12	9	as	as	ADP
egc-373	12	10	of	of	ADP
egc-373	12	11	january	january	PROPN
egc-373	12	12	1	1	NUM
egc-373	12	13	,	,	PUNCT
egc-373	12	14	2019–2023	2019–2023	NUM
egc-373	12	15	(	(	PUNCT
egc-373	12	16	billion	billion	NUM
egc-373	12	17	uzs	uzs	NOUN
egc-373	12	18	)	)	PUNCT
egc-373	13	1	[	[	X
egc-373	13	2	2	2	NUM
egc-373	13	3	]	]	PUNCT
egc-373	13	4	date	date	NOUN
egc-373	13	5	total	total	NOUN
egc-373	13	6	on	on	ADP
egc-373	13	7	demand	demand	NOUN
egc-373	13	8	1	1	NUM
egc-373	13	9	to	to	PART
egc-373	13	10	30	30	NUM
egc-373	13	11	days	day	NOUN
egc-373	13	12	30	30	NUM
egc-373	13	13	to	to	PART
egc-373	13	14	180	180	NUM
egc-373	13	15	days	day	NOUN
egc-373	13	16	180	180	NUM
egc-373	13	17	to	to	PART
egc-373	13	18	365	365	NUM
egc-373	13	19	days	day	NOUN
egc-373	13	20	over	over	ADP
egc-373	13	21	1	1	NUM
egc-373	13	22	year	year	NOUN
egc-373	13	23	01.01.2019	01.01.2019	NOUN
egc-373	13	24	70,001	70,001	NUM
egc-373	13	25	29,912	29,912	NUM
egc-373	13	26	3,711	3,711	NUM
egc-373	13	27	8,785	8,785	NUM
egc-373	13	28	8,422	8,422	NUM
egc-373	13	29	19,171	19,171	NUM
egc-373	13	30	01.01.2020	01.01.2020	ADP
egc-373	13	31	91,009	91,009	NUM
egc-373	13	32	35,189	35,189	NUM
egc-373	13	33	3,133	3,133	NUM
egc-373	13	34	11,654	11,654	NUM
egc-373	13	35	11,523	11,523	NUM
egc-373	13	36	29,511	29,511	NUM
egc-373	13	37	01.01.2021	01.01.2021	NUM
egc-373	13	38	114,747	114,747	NUM
egc-373	13	39	49,153	49,153	NUM
egc-373	13	40	6,081	6,081	NUM
egc-373	13	41	14,207	14,207	NUM
egc-373	13	42	13,749	13,749	NUM
egc-373	13	43	31,556	31,556	NUM
egc-373	13	44	01.01.2022	01.01.2022	SYM
egc-373	13	45	156,190	156,190	NUM
egc-373	13	46	66,129	66,129	NUM
egc-373	13	47	5,291	5,291	NUM
egc-373	13	48	18,780	18,780	NUM
egc-373	13	49	20,826	20,826	NUM
egc-373	13	50	45,164	45,164	NUM
egc-373	13	51	01.01.2023	01.01.2023	ADP
egc-373	13	52	216,738	216,738	NUM
egc-373	13	53	92,553	92,553	NUM
egc-373	13	54	4,463	4,463	NUM
egc-373	13	55	25,587	25,587	NUM
egc-373	13	56	26,855	26,855	NUM
egc-373	13	57	67,280	67,280	NUM
egc-373	13	58	https://eglobalcongress.com/index.php/egc	https://eglobalcongress.com/index.php/egc	ADJ
egc-373	13	59	mailto:shoxa_6154@mail.ru	mailto:shoxa_6154@mail.ru	PROPN
egc-373	13	60	eglobal	eglobal	PROPN
egc-373	13	61	congress	congress	PROPN
egc-373	13	62	hosted	host	VERB
egc-373	13	63	online	online	ADV
egc-373	13	64	from	from	ADP
egc-373	13	65	dubai	dubai	PROPN
egc-373	13	66	,	,	PUNCT
egc-373	13	67	u.	u.	PROPN
egc-373	13	68	a.	a.	PROPN
egc-373	13	69	e.	e.	PROPN
egc-373	13	70	,	,	PUNCT
egc-373	13	71	e	e	PROPN
egc-373	13	72	conference	conference	NOUN
egc-373	13	73	.	.	PUNCT
egc-373	14	1	date	date	NOUN
egc-373	14	2	:	:	PUNCT
egc-373	14	3	30th	30th	ADJ
egc-373	14	4	july	july	PROPN
egc-373	14	5	2025	2025	NUM
egc-373	14	6	website	website	NOUN
egc-373	14	7	:	:	PUNCT
egc-373	14	8	https://eglobalcongress.com/index.php/egc	https://eglobalcongress.com/index.php/egc	PROPN
egc-373	14	9	issn	issn	PROPN
egc-373	14	10	(	(	PUNCT
egc-373	14	11	e	e	NOUN
egc-373	14	12	):	):	PUNCT
egc-373	14	13	2836	2836	NUM
egc-373	14	14	-	-	SYM
egc-373	14	15	3612	3612	NUM
egc-373	14	16	36	36	NUM
egc-373	14	17	|	|	ADV
egc-373	14	18	p	p	X
egc-373	14	19	a	a	DET
egc-373	14	20	g	g	NOUN
egc-373	14	21	e	e	NOUN
egc-373	14	22	the	the	DET
egc-373	14	23	main	main	ADJ
egc-373	14	24	portion	portion	NOUN
egc-373	14	25	(	(	PUNCT
egc-373	14	26	40–45	40–45	NUM
egc-373	14	27	%	%	NOUN
egc-373	14	28	)	)	PUNCT
egc-373	14	29	of	of	ADP
egc-373	14	30	the	the	DET
egc-373	14	31	deposit	deposit	NOUN
egc-373	14	32	funds	fund	NOUN
egc-373	14	33	held	hold	VERB
egc-373	14	34	by	by	ADP
egc-373	14	35	commercial	commercial	ADJ
egc-373	14	36	banks	bank	NOUN
egc-373	14	37	operating	operate	VERB
egc-373	14	38	in	in	ADP
egc-373	14	39	our	our	PRON
egc-373	14	40	country	country	NOUN
egc-373	14	41	consists	consist	VERB
egc-373	14	42	of	of	ADP
egc-373	14	43	demand	demand	NOUN
egc-373	14	44	deposits	deposit	NOUN
egc-373	14	45	.	.	PUNCT
egc-373	15	1	in	in	ADP
egc-373	15	2	2019	2019	NUM
egc-373	15	3	,	,	PUNCT
egc-373	15	4	demand	demand	NOUN
egc-373	15	5	deposits	deposit	NOUN
egc-373	15	6	accounted	account	VERB
egc-373	15	7	for	for	ADP
egc-373	15	8	42.7	42.7	NUM
egc-373	15	9	%	%	NOUN
egc-373	15	10	of	of	ADP
egc-373	15	11	total	total	ADJ
egc-373	15	12	deposits	deposit	NOUN
egc-373	15	13	,	,	PUNCT
egc-373	15	14	totaling	total	VERB
egc-373	15	15	29	29	NUM
egc-373	15	16	trillion	trillion	NUM
egc-373	15	17	uzs	uzs	NOUN
egc-373	15	18	.	.	PUNCT
egc-373	16	1	the	the	DET
egc-373	16	2	following	follow	VERB
egc-373	16	3	shares	share	NOUN
egc-373	16	4	were	be	AUX
egc-373	16	5	observed	observe	VERB
egc-373	16	6	:	:	PUNCT
egc-373	16	7	5.3	5.3	NUM
egc-373	16	8	%	%	NOUN
egc-373	16	9	for	for	ADP
egc-373	16	10	deposits	deposit	NOUN
egc-373	16	11	from	from	ADP
egc-373	16	12	1	1	NUM
egc-373	16	13	to	to	PART
egc-373	16	14	30	30	NUM
egc-373	16	15	days	day	NOUN
egc-373	16	16	,	,	PUNCT
egc-373	16	17	12.5	12.5	NUM
egc-373	16	18	%	%	NOUN
egc-373	16	19	for	for	ADP
egc-373	16	20	deposits	deposit	NOUN
egc-373	16	21	from	from	ADP
egc-373	16	22	30	30	NUM
egc-373	16	23	to	to	PART
egc-373	16	24	180	180	NUM
egc-373	16	25	days	day	NOUN
egc-373	16	26	,	,	PUNCT
egc-373	16	27	12	12	NUM
egc-373	16	28	%	%	NOUN
egc-373	16	29	for	for	ADP
egc-373	16	30	deposits	deposit	NOUN
egc-373	16	31	from	from	ADP
egc-373	16	32	180	180	NUM
egc-373	16	33	to	to	PART
egc-373	16	34	365	365	NUM
egc-373	16	35	days	day	NOUN
egc-373	16	36	,	,	PUNCT
egc-373	16	37	and	and	CCONJ
egc-373	16	38	27.4	27.4	NUM
egc-373	16	39	%	%	NOUN
egc-373	16	40	for	for	ADP
egc-373	16	41	deposits	deposit	NOUN
egc-373	16	42	with	with	ADP
egc-373	16	43	a	a	DET
egc-373	16	44	maturity	maturity	NOUN
egc-373	16	45	of	of	ADP
egc-373	16	46	over	over	ADP
egc-373	16	47	1	1	NUM
egc-373	16	48	year	year	NOUN
egc-373	16	49	.	.	PUNCT
egc-373	17	1	in	in	ADP
egc-373	17	2	2020	2020	NUM
egc-373	17	3	,	,	PUNCT
egc-373	17	4	compared	compare	VERB
egc-373	17	5	to	to	ADP
egc-373	17	6	2019	2019	NUM
egc-373	17	7	,	,	PUNCT
egc-373	17	8	the	the	DET
egc-373	17	9	volume	volume	NOUN
egc-373	17	10	of	of	ADP
egc-373	17	11	deposits	deposit	NOUN
egc-373	17	12	increased	increase	VERB
egc-373	17	13	by	by	ADP
egc-373	17	14	30	30	NUM
egc-373	17	15	%	%	NOUN
egc-373	17	16	,	,	PUNCT
egc-373	17	17	or	or	CCONJ
egc-373	17	18	21	21	NUM
egc-373	17	19	trillion	trillion	NUM
egc-373	17	20	uzs	uzs	NOUN
egc-373	17	21	.	.	PUNCT
egc-373	18	1	the	the	DET
egc-373	18	2	total	total	ADJ
egc-373	18	3	amount	amount	NOUN
egc-373	18	4	of	of	ADP
egc-373	18	5	deposits	deposit	NOUN
egc-373	18	6	in	in	ADP
egc-373	18	7	2020	2020	NUM
egc-373	18	8	reached	reach	VERB
egc-373	18	9	91	91	NUM
egc-373	18	10	trillion	trillion	NUM
egc-373	18	11	uzs	uzs	NOUN
egc-373	18	12	,	,	PUNCT
egc-373	18	13	of	of	ADP
egc-373	18	14	which	which	PRON
egc-373	18	15	38.7	38.7	NUM
egc-373	18	16	%	%	NOUN
egc-373	18	17	(	(	PUNCT
egc-373	18	18	35.2	35.2	NUM
egc-373	18	19	trillion	trillion	NUM
egc-373	18	20	uzs	uzs	NOUN
egc-373	18	21	)	)	PUNCT
egc-373	18	22	consisted	consist	VERB
egc-373	18	23	of	of	ADP
egc-373	18	24	demand	demand	NOUN
egc-373	18	25	deposits	deposit	NOUN
egc-373	18	26	.	.	PUNCT
egc-373	19	1	the	the	DET
egc-373	19	2	distribution	distribution	NOUN
egc-373	19	3	was	be	AUX
egc-373	19	4	as	as	SCONJ
egc-373	19	5	follows	follow	VERB
egc-373	19	6	:	:	PUNCT
egc-373	19	7	3.4	3.4	NUM
egc-373	19	8	%	%	NOUN
egc-373	19	9	for	for	ADP
egc-373	19	10	deposits	deposit	NOUN
egc-373	19	11	from	from	ADP
egc-373	19	12	1	1	NUM
egc-373	19	13	to	to	PART
egc-373	19	14	30	30	NUM
egc-373	19	15	days	day	NOUN
egc-373	19	16	,	,	PUNCT
egc-373	19	17	12.8	12.8	NUM
egc-373	19	18	%	%	NOUN
egc-373	19	19	for	for	ADP
egc-373	19	20	deposits	deposit	NOUN
egc-373	19	21	from	from	ADP
egc-373	19	22	30	30	NUM
egc-373	19	23	to	to	PART
egc-373	19	24	180	180	NUM
egc-373	19	25	days	day	NOUN
egc-373	19	26	,	,	PUNCT
egc-373	19	27	12	12	NUM
egc-373	19	28	%	%	NOUN
egc-373	19	29	for	for	ADP
egc-373	19	30	deposits	deposit	NOUN
egc-373	19	31	from	from	ADP
egc-373	19	32	180	180	NUM
egc-373	19	33	to	to	PART
egc-373	19	34	365	365	NUM
egc-373	19	35	days	day	NOUN
egc-373	19	36	,	,	PUNCT
egc-373	19	37	and	and	CCONJ
egc-373	19	38	32.4	32.4	NUM
egc-373	19	39	%	%	NOUN
egc-373	19	40	for	for	ADP
egc-373	19	41	deposits	deposit	NOUN
egc-373	19	42	with	with	ADP
egc-373	19	43	a	a	DET
egc-373	19	44	maturity	maturity	NOUN
egc-373	19	45	of	of	ADP
egc-373	19	46	over	over	ADP
egc-373	19	47	1	1	NUM
egc-373	19	48	year	year	NOUN
egc-373	19	49	.	.	PUNCT
egc-373	20	1	in	in	ADP
egc-373	20	2	2021	2021	NUM
egc-373	20	3	,	,	PUNCT
egc-373	20	4	the	the	DET
egc-373	20	5	deposit	deposit	NOUN
egc-373	20	6	structure	structure	NOUN
egc-373	20	7	increased	increase	VERB
egc-373	20	8	by	by	ADP
egc-373	20	9	26	26	NUM
egc-373	20	10	%	%	NOUN
egc-373	20	11	compared	compare	VERB
egc-373	20	12	to	to	ADP
egc-373	20	13	the	the	DET
egc-373	20	14	previous	previous	ADJ
egc-373	20	15	year	year	NOUN
egc-373	20	16	,	,	PUNCT
egc-373	20	17	reaching	reach	VERB
egc-373	20	18	114.7	114.7	NUM
egc-373	20	19	trillion	trillion	NUM
egc-373	20	20	uzs	uzs	NOUN
egc-373	20	21	.	.	PUNCT
egc-373	21	1	in	in	ADP
egc-373	21	2	2021	2021	NUM
egc-373	21	3	,	,	PUNCT
egc-373	21	4	demand	demand	NOUN
egc-373	21	5	deposits	deposit	NOUN
egc-373	21	6	made	make	VERB
egc-373	21	7	up	up	ADP
egc-373	21	8	42.8	42.8	NUM
egc-373	21	9	%	%	NOUN
egc-373	21	10	(	(	PUNCT
egc-373	21	11	49.1	49.1	NUM
egc-373	21	12	trillion	trillion	NUM
egc-373	21	13	uzs	uzs	NOUN
egc-373	21	14	)	)	PUNCT
egc-373	21	15	,	,	PUNCT
egc-373	21	16	and	and	CCONJ
egc-373	21	17	deposits	deposit	NOUN
egc-373	21	18	with	with	ADP
egc-373	21	19	a	a	DET
egc-373	21	20	maturity	maturity	NOUN
egc-373	21	21	of	of	ADP
egc-373	21	22	more	more	ADJ
egc-373	21	23	than	than	ADP
egc-373	21	24	1	1	NUM
egc-373	21	25	year	year	NOUN
egc-373	21	26	accounted	account	VERB
egc-373	21	27	for	for	ADP
egc-373	21	28	27.5	27.5	NUM
egc-373	21	29	%	%	NOUN
egc-373	21	30	(	(	PUNCT
egc-373	21	31	31.5	31.5	NUM
egc-373	21	32	trillion	trillion	NUM
egc-373	21	33	uzs	uzs	NOUN
egc-373	21	34	)	)	PUNCT
egc-373	21	35	.	.	PUNCT
egc-373	22	1	additionally	additionally	ADV
egc-373	22	2	,	,	PUNCT
egc-373	22	3	5.3	5.3	NUM
egc-373	22	4	%	%	NOUN
egc-373	22	5	were	be	AUX
egc-373	22	6	deposits	deposit	NOUN
egc-373	22	7	from	from	ADP
egc-373	22	8	1	1	NUM
egc-373	22	9	to	to	PART
egc-373	22	10	30	30	NUM
egc-373	22	11	days	day	NOUN
egc-373	22	12	,	,	PUNCT
egc-373	22	13	12.4	12.4	NUM
egc-373	22	14	%	%	NOUN
egc-373	22	15	from	from	ADP
egc-373	22	16	30	30	NUM
egc-373	22	17	to	to	PART
egc-373	22	18	180	180	NUM
egc-373	22	19	days	day	NOUN
egc-373	22	20	,	,	PUNCT
egc-373	22	21	and	and	CCONJ
egc-373	22	22	12	12	NUM
egc-373	22	23	%	%	NOUN
egc-373	22	24	from	from	ADP
egc-373	22	25	180	180	NUM
egc-373	22	26	to	to	PART
egc-373	22	27	365	365	NUM
egc-373	22	28	days	day	NOUN
egc-373	22	29	.	.	PUNCT
egc-373	23	1	according	accord	VERB
egc-373	23	2	to	to	ADP
egc-373	23	3	the	the	DET
egc-373	23	4	experience	experience	NOUN
egc-373	23	5	of	of	ADP
egc-373	23	6	banks	bank	NOUN
egc-373	23	7	in	in	ADP
egc-373	23	8	the	the	DET
egc-373	23	9	conditions	condition	NOUN
egc-373	23	10	of	of	ADP
egc-373	23	11	market	market	NOUN
egc-373	23	12	relations	relation	NOUN
egc-373	23	13	and	and	CCONJ
egc-373	23	14	international	international	ADJ
egc-373	23	15	banking	banking	NOUN
egc-373	23	16	practice	practice	NOUN
egc-373	23	17	,	,	PUNCT
egc-373	23	18	banks	bank	NOUN
egc-373	23	19	must	must	AUX
egc-373	23	20	have	have	VERB
egc-373	23	21	cash	cash	NOUN
egc-373	23	22	resources	resource	NOUN
egc-373	23	23	in	in	ADP
egc-373	23	24	correspondent	correspondent	NOUN
egc-373	23	25	accounts	account	NOUN
egc-373	23	26	in	in	ADP
egc-373	23	27	order	order	NOUN
egc-373	23	28	to	to	PART
egc-373	23	29	fulfill	fulfill	VERB
egc-373	23	30	their	their	PRON
egc-373	23	31	obligations	obligation	NOUN
egc-373	23	32	within	within	ADP
egc-373	23	33	the	the	DET
egc-373	23	34	established	establish	VERB
egc-373	23	35	deadlines	deadline	NOUN
egc-373	23	36	and	and	CCONJ
egc-373	23	37	without	without	ADP
egc-373	23	38	interruption	interruption	NOUN
egc-373	23	39	.	.	PUNCT
egc-373	24	1	it	it	PRON
egc-373	24	2	is	be	AUX
egc-373	24	3	desirable	desirable	ADJ
egc-373	24	4	that	that	SCONJ
egc-373	24	5	this	this	DET
egc-373	24	6	indicator	indicator	NOUN
egc-373	24	7	be	be	VERB
egc-373	24	8	40	40	NUM
egc-373	24	9	percent	percent	NOUN
egc-373	24	10	of	of	ADP
egc-373	24	11	total	total	ADJ
egc-373	24	12	transaction	transaction	NOUN
egc-373	24	13	deposits	deposit	NOUN
egc-373	24	14	.	.	PUNCT
egc-373	25	1	of	of	ADP
egc-373	25	2	course	course	ADV
egc-373	25	3	,	,	PUNCT
egc-373	25	4	it	it	PRON
egc-373	25	5	will	will	AUX
egc-373	25	6	not	not	PART
egc-373	25	7	be	be	AUX
egc-373	25	8	possible	possible	ADJ
egc-373	25	9	to	to	PART
egc-373	25	10	fully	fully	ADV
egc-373	25	11	ensure	ensure	VERB
egc-373	25	12	the	the	DET
egc-373	25	13	solvency	solvency	NOUN
egc-373	25	14	of	of	ADP
egc-373	25	15	commercial	commercial	ADJ
egc-373	25	16	banks	bank	NOUN
egc-373	25	17	through	through	ADP
egc-373	25	18	this	this	DET
egc-373	25	19	standard	standard	NOUN
egc-373	25	20	established	establish	VERB
egc-373	25	21	for	for	ADP
egc-373	25	22	correspondent	correspondent	NOUN
egc-373	25	23	accounts	account	NOUN
egc-373	25	24	.	.	PUNCT
egc-373	26	1	however	however	ADV
egc-373	26	2	,	,	PUNCT
egc-373	26	3	in	in	ADP
egc-373	26	4	the	the	DET
egc-373	26	5	absence	absence	NOUN
egc-373	26	6	of	of	ADP
egc-373	26	7	changes	change	NOUN
egc-373	26	8	in	in	ADP
egc-373	26	9	the	the	DET
egc-373	26	10	world	world	NOUN
egc-373	26	11	economy	economy	NOUN
egc-373	26	12	,	,	PUNCT
egc-373	26	13	force	force	NOUN
egc-373	26	14	majeure	majeure	NOUN
egc-373	26	15	,	,	PUNCT
egc-373	26	16	economic	economic	ADJ
egc-373	26	17	crises	crisis	NOUN
egc-373	26	18	and	and	CCONJ
egc-373	26	19	wars	war	NOUN
egc-373	26	20	,	,	PUNCT
egc-373	26	21	this	this	DET
egc-373	26	22	requirement	requirement	NOUN
egc-373	26	23	has	have	VERB
egc-373	26	24	a	a	DET
egc-373	26	25	positive	positive	ADJ
egc-373	26	26	effect	effect	NOUN
egc-373	26	27	on	on	ADP
egc-373	26	28	the	the	DET
egc-373	26	29	formation	formation	NOUN
egc-373	26	30	of	of	ADP
egc-373	26	31	the	the	DET
egc-373	26	32	resource	resource	NOUN
egc-373	26	33	base	base	NOUN
egc-373	26	34	of	of	ADP
egc-373	26	35	banks	bank	NOUN
egc-373	26	36	[	[	X
egc-373	26	37	3	3	NUM
egc-373	26	38	]	]	PUNCT
egc-373	26	39	.	.	PUNCT
egc-373	27	1	thus	thus	ADV
egc-373	27	2	,	,	PUNCT
egc-373	27	3	if	if	SCONJ
egc-373	27	4	commercial	commercial	ADJ
egc-373	27	5	banks	bank	NOUN
egc-373	27	6	have	have	VERB
egc-373	27	7	funds	fund	NOUN
egc-373	27	8	in	in	ADP
egc-373	27	9	correspondent	correspondent	NOUN
egc-373	27	10	accounts	account	NOUN
egc-373	27	11	in	in	ADP
egc-373	27	12	the	the	DET
egc-373	27	13	amount	amount	NOUN
egc-373	27	14	of	of	ADP
egc-373	27	15	at	at	ADV
egc-373	27	16	least	least	ADV
egc-373	27	17	40	40	NUM
egc-373	27	18	percent	percent	NOUN
egc-373	27	19	of	of	ADP
egc-373	27	20	transaction	transaction	NOUN
egc-373	27	21	funds	fund	NOUN
egc-373	27	22	,	,	PUNCT
egc-373	27	23	this	this	DET
egc-373	27	24	indicator	indicator	NOUN
egc-373	27	25	indicates	indicate	VERB
egc-373	27	26	that	that	SCONJ
egc-373	27	27	they	they	PRON
egc-373	27	28	have	have	VERB
egc-373	27	29	the	the	DET
egc-373	27	30	ability	ability	NOUN
egc-373	27	31	to	to	PART
egc-373	27	32	ensure	ensure	VERB
egc-373	27	33	liquidity	liquidity	NOUN
egc-373	27	34	.	.	PUNCT
egc-373	28	1	https://eglobalcongress.com/index.php/egc	https://eglobalcongress.com/index.php/egc	PROPN
egc-373	28	2	eglobal	eglobal	PROPN
egc-373	28	3	congress	congress	PROPN
egc-373	28	4	hosted	host	VERB
egc-373	28	5	online	online	ADV
egc-373	28	6	from	from	ADP
egc-373	28	7	dubai	dubai	PROPN
egc-373	28	8	,	,	PUNCT
egc-373	28	9	u.	u.	PROPN
egc-373	28	10	a.	a.	PROPN
egc-373	28	11	e.	e.	PROPN
egc-373	28	12	,	,	PUNCT
egc-373	28	13	e	e	PROPN
egc-373	28	14	conference	conference	NOUN
egc-373	28	15	.	.	PUNCT
egc-373	29	1	date	date	NOUN
egc-373	29	2	:	:	PUNCT
egc-373	29	3	30th	30th	ADJ
egc-373	29	4	july	july	PROPN
egc-373	29	5	2025	2025	NUM
egc-373	29	6	website	website	NOUN
egc-373	29	7	:	:	PUNCT
egc-373	29	8	https://eglobalcongress.com/index.php/egc	https://eglobalcongress.com/index.php/egc	PROPN
egc-373	29	9	issn	issn	PROPN
egc-373	29	10	(	(	PUNCT
egc-373	29	11	e	e	NOUN
egc-373	29	12	):	):	PUNCT
egc-373	29	13	2836	2836	NUM
egc-373	29	14	-	-	SYM
egc-373	29	15	3612	3612	NUM
egc-373	29	16	37	37	NUM
egc-373	29	17	|	|	ADV
egc-373	29	18	p	p	NOUN
egc-373	29	19	a	a	DET
egc-373	29	20	g	g	NOUN
egc-373	29	21	e	e	NOUN
egc-373	29	22	table	table	NOUN
egc-373	29	23	2	2	NUM
egc-373	29	24	deposits	deposit	NOUN
egc-373	29	25	attracted	attract	VERB
egc-373	29	26	in	in	ADP
egc-373	29	27	commercial	commercial	ADJ
egc-373	29	28	banks	bank	NOUN
egc-373	29	29	of	of	ADP
egc-373	29	30	our	our	PRON
egc-373	29	31	country	country	NOUN
egc-373	29	32	and	and	CCONJ
egc-373	29	33	their	their	PRON
egc-373	29	34	growth	growth	NOUN
egc-373	29	35	rate	rate	NOUN
egc-373	29	36	(	(	PUNCT
egc-373	29	37	billion	billion	NUM
egc-373	29	38	soums	soum	NOUN
egc-373	29	39	)	)	PUNCT
egc-373	30	1	[	[	X
egc-373	30	2	2	2	NUM
egc-373	30	3	]	]	SYM
egc-373	30	4	year	year	NOUN
egc-373	30	5	deposit	deposit	NOUN
egc-373	30	6	volume	volume	NOUN
egc-373	30	7	net	net	ADJ
egc-373	30	8	growth	growth	NOUN
egc-373	30	9	rate	rate	NOUN
egc-373	30	10	(	(	PUNCT
egc-373	30	11	%	%	INTJ
egc-373	30	12	)	)	PUNCT
egc-373	30	13	2019	2019	NUM
egc-373	30	14	29,912	29,912	NUM
egc-373	30	15	0.0	0.0	NUM
egc-373	30	16	2020	2020	NUM
egc-373	30	17	35,189	35,189	NUM
egc-373	30	18	17.6	17.6	NUM
egc-373	30	19	2021	2021	NUM
egc-373	30	20	49,153	49,153	NUM
egc-373	30	21	39.7	39.7	NUM
egc-373	30	22	2022	2022	NUM
egc-373	30	23	66,129	66,129	NUM
egc-373	30	24	34.5	34.5	NUM
egc-373	30	25	2023	2023	NUM
egc-373	30	26	92,553	92,553	NUM
egc-373	30	27	40.0	40.0	NUM
egc-373	30	28	in	in	ADP
egc-373	30	29	international	international	ADJ
egc-373	30	30	banking	banking	NOUN
egc-373	30	31	practice	practice	NOUN
egc-373	30	32	,	,	PUNCT
egc-373	30	33	banks	bank	NOUN
egc-373	30	34	have	have	VERB
egc-373	30	35	a	a	DET
egc-373	30	36	relatively	relatively	ADV
egc-373	30	37	low	low	ADJ
egc-373	30	38	share	share	NOUN
egc-373	30	39	of	of	ADP
egc-373	30	40	demand	demand	NOUN
egc-373	30	41	deposits	deposit	NOUN
egc-373	30	42	and	and	CCONJ
egc-373	30	43	a	a	DET
egc-373	30	44	high	high	ADJ
egc-373	30	45	share	share	NOUN
egc-373	30	46	of	of	ADP
egc-373	30	47	term	term	NOUN
egc-373	30	48	deposits	deposit	NOUN
egc-373	30	49	.	.	PUNCT
egc-373	31	1	this	this	DET
egc-373	31	2	situation	situation	NOUN
egc-373	31	3	is	be	AUX
egc-373	31	4	also	also	ADV
egc-373	31	5	observed	observe	VERB
egc-373	31	6	in	in	ADP
egc-373	31	7	our	our	PRON
egc-373	31	8	country	country	NOUN
egc-373	31	9	,	,	PUNCT
egc-373	31	10	and	and	CCONJ
egc-373	31	11	over	over	ADP
egc-373	31	12	the	the	DET
egc-373	31	13	years	year	NOUN
egc-373	31	14	,	,	PUNCT
egc-373	31	15	demand	demand	NOUN
egc-373	31	16	deposits	deposit	NOUN
egc-373	31	17	have	have	AUX
egc-373	31	18	been	be	AUX
egc-373	31	19	growing	grow	VERB
egc-373	31	20	at	at	ADP
egc-373	31	21	a	a	DET
egc-373	31	22	faster	fast	ADJ
egc-373	31	23	pace	pace	NOUN
egc-373	31	24	than	than	ADP
egc-373	31	25	other	other	ADJ
egc-373	31	26	types	type	NOUN
egc-373	31	27	of	of	ADP
egc-373	31	28	deposits	deposit	NOUN
egc-373	31	29	.	.	PUNCT
egc-373	32	1	in	in	ADP
egc-373	32	2	2019	2019	NUM
egc-373	32	3	,	,	PUNCT
egc-373	32	4	the	the	DET
egc-373	32	5	volume	volume	NOUN
egc-373	32	6	of	of	ADP
egc-373	32	7	deposits	deposit	NOUN
egc-373	32	8	attracted	attract	VERB
egc-373	32	9	by	by	ADP
egc-373	32	10	commercial	commercial	ADJ
egc-373	32	11	banks	bank	NOUN
egc-373	32	12	increased	increase	VERB
egc-373	32	13	by	by	ADP
egc-373	32	14	17.6	17.6	NUM
egc-373	32	15	%	%	NOUN
egc-373	32	16	compared	compare	VERB
egc-373	32	17	to	to	ADP
egc-373	32	18	2020	2020	NUM
egc-373	32	19	,	,	PUNCT
egc-373	32	20	reaching	reach	VERB
egc-373	32	21	35.2	35.2	NUM
egc-373	32	22	trillion	trillion	NUM
egc-373	32	23	soums	soum	NOUN
egc-373	32	24	.	.	PUNCT
egc-373	33	1	in	in	ADP
egc-373	33	2	2021	2021	NUM
egc-373	33	3	,	,	PUNCT
egc-373	33	4	this	this	DET
egc-373	33	5	indicator	indicator	NOUN
egc-373	33	6	increased	increase	VERB
egc-373	33	7	by	by	ADP
egc-373	33	8	39.7	39.7	NUM
egc-373	33	9	%	%	NOUN
egc-373	33	10	,	,	PUNCT
egc-373	33	11	reaching	reach	VERB
egc-373	33	12	49.1	49.1	NUM
egc-373	33	13	trillion	trillion	NUM
egc-373	33	14	soums	soum	NOUN
egc-373	33	15	.	.	PUNCT
egc-373	34	1	in	in	ADP
egc-373	34	2	2022	2022	NUM
egc-373	34	3	,	,	PUNCT
egc-373	34	4	it	it	PRON
egc-373	34	5	increased	increase	VERB
egc-373	34	6	by	by	ADP
egc-373	34	7	35.7	35.7	NUM
egc-373	34	8	%	%	NOUN
egc-373	34	9	compared	compare	VERB
egc-373	34	10	to	to	ADP
egc-373	34	11	2021	2021	NUM
egc-373	34	12	,	,	PUNCT
egc-373	34	13	or	or	CCONJ
egc-373	34	14	by	by	ADP
egc-373	34	15	a	a	DET
egc-373	34	16	net	net	ADJ
egc-373	34	17	17	17	NUM
egc-373	34	18	trillion	trillion	NUM
egc-373	34	19	soums	soum	NOUN
egc-373	34	20	.	.	PUNCT
egc-373	35	1	by	by	ADP
egc-373	35	2	the	the	DET
egc-373	35	3	beginning	beginning	NOUN
egc-373	35	4	of	of	ADP
egc-373	35	5	2023	2023	NUM
egc-373	35	6	,	,	PUNCT
egc-373	35	7	the	the	DET
egc-373	35	8	largest	large	ADJ
egc-373	35	9	change	change	NOUN
egc-373	35	10	of	of	ADP
egc-373	35	11	40	40	NUM
egc-373	35	12	%	%	NOUN
egc-373	35	13	was	be	AUX
egc-373	35	14	observed	observe	VERB
egc-373	35	15	,	,	PUNCT
egc-373	35	16	and	and	CCONJ
egc-373	35	17	the	the	DET
egc-373	35	18	net	net	ADJ
egc-373	35	19	increase	increase	NOUN
egc-373	35	20	was	be	AUX
egc-373	35	21	26.4	26.4	NUM
egc-373	35	22	trillion	trillion	NUM
egc-373	35	23	soums	soum	NOUN
egc-373	36	1	[	[	X
egc-373	36	2	4	4	NUM
egc-373	36	3	]	]	PUNCT
egc-373	36	4	.	.	PUNCT
egc-373	37	1	the	the	DET
egc-373	37	2	high	high	ADJ
egc-373	37	3	share	share	NOUN
egc-373	37	4	of	of	ADP
egc-373	37	5	demand	demand	NOUN
egc-373	37	6	deposits	deposit	NOUN
egc-373	37	7	in	in	ADP
egc-373	37	8	the	the	DET
egc-373	37	9	resource	resource	NOUN
egc-373	37	10	base	base	NOUN
egc-373	37	11	of	of	ADP
egc-373	37	12	commercial	commercial	ADJ
egc-373	37	13	banks	bank	NOUN
egc-373	37	14	indicates	indicate	VERB
egc-373	37	15	a	a	DET
egc-373	37	16	weak	weak	ADJ
egc-373	37	17	resource	resource	NOUN
egc-373	37	18	base	base	NOUN
egc-373	37	19	and	and	CCONJ
egc-373	37	20	the	the	DET
egc-373	37	21	existence	existence	NOUN
egc-373	37	22	of	of	ADP
egc-373	37	23	conflicting	conflicting	ADJ
egc-373	37	24	situations	situation	NOUN
egc-373	37	25	in	in	ADP
egc-373	37	26	the	the	DET
egc-373	37	27	effective	effective	ADJ
egc-373	37	28	management	management	NOUN
egc-373	37	29	of	of	ADP
egc-373	37	30	resources	resource	NOUN
egc-373	37	31	.	.	PUNCT
egc-373	38	1	in	in	ADP
egc-373	38	2	particular	particular	ADJ
egc-373	38	3	,	,	PUNCT
egc-373	38	4	these	these	PRON
egc-373	38	5	include	include	VERB
egc-373	38	6	a	a	DET
egc-373	38	7	shortage	shortage	NOUN
egc-373	38	8	of	of	ADP
egc-373	38	9	funds	fund	NOUN
egc-373	38	10	in	in	ADP
egc-373	38	11	correspondent	correspondent	NOUN
egc-373	38	12	accounts	account	NOUN
egc-373	38	13	,	,	PUNCT
egc-373	38	14	incomplete	incomplete	ADJ
egc-373	38	15	satisfaction	satisfaction	NOUN
egc-373	38	16	of	of	ADP
egc-373	38	17	customers	customer	NOUN
egc-373	38	18	'	'	PART
egc-373	38	19	demand	demand	NOUN
egc-373	38	20	for	for	ADP
egc-373	38	21	cash	cash	NOUN
egc-373	38	22	,	,	PUNCT
egc-373	38	23	and	and	CCONJ
egc-373	38	24	existing	exist	VERB
egc-373	38	25	problems	problem	NOUN
egc-373	38	26	in	in	ADP
egc-373	38	27	meeting	meet	VERB
egc-373	38	28	the	the	DET
egc-373	38	29	need	need	NOUN
egc-373	38	30	for	for	ADP
egc-373	38	31	resources	resource	NOUN
egc-373	38	32	necessary	necessary	ADJ
egc-373	38	33	to	to	PART
egc-373	38	34	finance	finance	VERB
egc-373	38	35	productive	productive	ADJ
egc-373	38	36	projects	project	NOUN
egc-373	38	37	.	.	PUNCT
egc-373	39	1	the	the	DET
egc-373	39	2	deposit	deposit	NOUN
egc-373	39	3	policy	policy	NOUN
egc-373	39	4	of	of	ADP
egc-373	39	5	commercial	commercial	ADJ
egc-373	39	6	banks	bank	NOUN
egc-373	39	7	plays	play	VERB
egc-373	39	8	an	an	DET
egc-373	39	9	important	important	ADJ
egc-373	39	10	role	role	NOUN
egc-373	39	11	in	in	ADP
egc-373	39	12	ensuring	ensure	VERB
egc-373	39	13	financial	financial	ADJ
egc-373	39	14	stability	stability	NOUN
egc-373	39	15	.	.	PUNCT
egc-373	40	1	attracting	attract	VERB
egc-373	40	2	and	and	CCONJ
egc-373	40	3	effectively	effectively	ADV
egc-373	40	4	managing	manage	VERB
egc-373	40	5	deposits	deposit	NOUN
egc-373	40	6	expands	expand	VERB
egc-373	40	7	the	the	DET
egc-373	40	8	bank	bank	NOUN
egc-373	40	9	's	's	PART
egc-373	40	10	resource	resource	NOUN
egc-373	40	11	base	base	NOUN
egc-373	40	12	.	.	PUNCT
egc-373	41	1	a	a	DET
egc-373	41	2	high	high	ADJ
egc-373	41	3	share	share	NOUN
egc-373	41	4	of	of	ADP
egc-373	41	5	demand	demand	NOUN
egc-373	41	6	deposits	deposit	NOUN
egc-373	41	7	reduces	reduce	VERB
egc-373	41	8	the	the	DET
egc-373	41	9	stability	stability	NOUN
egc-373	41	10	of	of	ADP
egc-373	41	11	funds	fund	NOUN
egc-373	41	12	.	.	PUNCT
egc-373	42	1	therefore	therefore	ADV
egc-373	42	2	,	,	PUNCT
egc-373	42	3	a	a	DET
egc-373	42	4	strategy	strategy	NOUN
egc-373	42	5	for	for	ADP
egc-373	42	6	attracting	attract	VERB
egc-373	42	7	long	long	ADJ
egc-373	42	8	-	-	PUNCT
egc-373	42	9	term	term	NOUN
egc-373	42	10	and	and	CCONJ
egc-373	42	11	stable	stable	ADJ
egc-373	42	12	deposits	deposit	NOUN
egc-373	42	13	is	be	AUX
egc-373	42	14	important	important	ADJ
egc-373	42	15	.	.	PUNCT
egc-373	43	1	it	it	PRON
egc-373	43	2	is	be	AUX
egc-373	43	3	necessary	necessary	ADJ
egc-373	43	4	to	to	PART
egc-373	43	5	increase	increase	VERB
egc-373	43	6	customer	customer	NOUN
egc-373	43	7	confidence	confidence	NOUN
egc-373	43	8	through	through	ADP
egc-373	43	9	competitive	competitive	ADJ
egc-373	43	10	interest	interest	NOUN
egc-373	43	11	rates	rate	NOUN
egc-373	43	12	and	and	CCONJ
egc-373	43	13	modern	modern	ADJ
egc-373	43	14	services	service	NOUN
egc-373	43	15	.	.	PUNCT
egc-373	44	1	diversification	diversification	NOUN
egc-373	44	2	of	of	ADP
egc-373	44	3	the	the	DET
egc-373	44	4	deposit	deposit	NOUN
egc-373	44	5	portfolio	portfolio	NOUN
egc-373	44	6	reduces	reduce	VERB
egc-373	44	7	risks	risk	NOUN
egc-373	44	8	.	.	PUNCT
egc-373	45	1	the	the	DET
egc-373	45	2	widespread	widespread	ADJ
egc-373	45	3	introduction	introduction	NOUN
egc-373	45	4	of	of	ADP
egc-373	45	5	digital	digital	ADJ
egc-373	45	6	technologies	technology	NOUN
egc-373	45	7	makes	make	VERB
egc-373	45	8	deposit	deposit	NOUN
egc-373	45	9	policy	policy	NOUN
egc-373	45	10	more	more	ADV
egc-373	45	11	effective	effective	ADJ
egc-373	45	12	.	.	PUNCT
egc-373	46	1	increasing	increase	VERB
egc-373	46	2	financial	financial	ADJ
egc-373	46	3	literacy	literacy	NOUN
egc-373	46	4	also	also	ADV
egc-373	46	5	increases	increase	VERB
egc-373	46	6	the	the	DET
egc-373	46	7	number	number	NOUN
egc-373	46	8	of	of	ADP
egc-373	46	9	customers	customer	NOUN
egc-373	46	10	.	.	PUNCT
egc-373	47	1	healthy	healthy	ADJ
egc-373	47	2	competition	competition	NOUN
egc-373	47	3	between	between	ADP
egc-373	47	4	banks	bank	NOUN
egc-373	47	5	increases	increase	VERB
egc-373	47	6	the	the	DET
egc-373	47	7	quality	quality	NOUN
egc-373	47	8	of	of	ADP
egc-373	47	9	service	service	NOUN
egc-373	47	10	.	.	PUNCT
egc-373	48	1	in	in	ADP
egc-373	48	2	general	general	ADJ
egc-373	48	3	,	,	PUNCT
egc-373	48	4	the	the	DET
egc-373	48	5	right	right	ADJ
egc-373	48	6	deposit	deposit	NOUN
egc-373	48	7	policy	policy	NOUN
egc-373	48	8	contributes	contribute	VERB
egc-373	48	9	to	to	ADP
egc-373	48	10	the	the	DET
egc-373	48	11	stability	stability	NOUN
egc-373	48	12	and	and	CCONJ
egc-373	48	13	efficiency	efficiency	NOUN
egc-373	48	14	of	of	ADP
egc-373	48	15	banking	banking	NOUN
egc-373	48	16	activities	activity	NOUN
egc-373	48	17	.	.	PUNCT
egc-373	49	1	https://eglobalcongress.com/index.php/egc	https://eglobalcongress.com/index.php/egc	PROPN
egc-373	49	2	eglobal	eglobal	PROPN
egc-373	49	3	congress	congress	PROPN
egc-373	49	4	hosted	host	VERB
egc-373	49	5	online	online	ADV
egc-373	49	6	from	from	ADP
egc-373	49	7	dubai	dubai	PROPN
egc-373	49	8	,	,	PUNCT
egc-373	49	9	u.	u.	PROPN
egc-373	49	10	a.	a.	PROPN
egc-373	49	11	e.	e.	PROPN
egc-373	49	12	,	,	PUNCT
egc-373	49	13	e	e	PROPN
egc-373	49	14	conference	conference	NOUN
egc-373	49	15	.	.	PUNCT
egc-373	50	1	date	date	NOUN
egc-373	50	2	:	:	PUNCT
egc-373	50	3	30th	30th	ADJ
egc-373	50	4	july	july	PROPN
egc-373	50	5	2025	2025	NUM
egc-373	50	6	website	website	NOUN
egc-373	50	7	:	:	PUNCT
egc-373	50	8	https://eglobalcongress.com/index.php/egc	https://eglobalcongress.com/index.php/egc	PROPN
egc-373	50	9	issn	issn	PROPN
egc-373	50	10	(	(	PUNCT
egc-373	50	11	e	e	NOUN
egc-373	50	12	):	):	PUNCT
egc-373	50	13	2836	2836	NUM
egc-373	50	14	-	-	SYM
egc-373	50	15	3612	3612	NUM
egc-373	50	16	38	38	NUM
egc-373	50	17	|	|	ADV
egc-373	50	18	p	p	NOUN
egc-373	50	19	a	a	DET
egc-373	50	20	g	g	NOUN
egc-373	50	21	e	e	NOUN
egc-373	50	22	list	list	NOUN
egc-373	50	23	of	of	ADP
egc-373	50	24	used	use	VERB
egc-373	50	25	literature	literature	NOUN
egc-373	50	26	:	:	PUNCT
egc-373	51	1	1	1	X
egc-373	51	2	.	.	X
egc-373	51	3	daughter	daughter	NOUN
egc-373	51	4	,	,	PUNCT
egc-373	51	5	khaitboyeva	khaitboyeva	PROPN
egc-373	51	6	dilnoza	dilnoza	PROPN
egc-373	51	7	abduvohid	abduvohid	PROPN
egc-373	51	8	.	.	PUNCT
egc-373	52	1	“	"	PUNCT
egc-373	52	2	improving	improve	VERB
egc-373	52	3	the	the	DET
egc-373	52	4	ways	way	NOUN
egc-373	52	5	to	to	PART
egc-373	52	6	increase	increase	VERB
egc-373	52	7	time	time	NOUN
egc-373	52	8	deposits	deposit	NOUN
egc-373	52	9	in	in	ADP
egc-373	52	10	commercial	commercial	ADJ
egc-373	52	11	banks	bank	NOUN
egc-373	52	12	in	in	ADP
egc-373	52	13	uzbekistan	uzbekistan	PROPN
egc-373	52	14	.	.	PUNCT
egc-373	52	15	”	"	PUNCT
egc-373	53	1	eurasian	eurasian	ADJ
egc-373	53	2	journal	journal	NOUN
egc-373	53	3	of	of	ADP
egc-373	53	4	academic	academic	ADJ
egc-373	53	5	research	research	NOUN
egc-373	53	6	4.7s	4.7s	NUM
egc-373	53	7	(	(	PUNCT
egc-373	53	8	2024	2024	NUM
egc-373	53	9	):	):	PUNCT
egc-373	53	10	924927	924927	NUM
egc-373	53	11	.	.	PUNCT
egc-373	54	1	2	2	X
egc-373	54	2	.	.	X
egc-373	54	3	author	author	NOUN
egc-373	54	4	’s	’s	PART
egc-373	54	5	development	development	NOUN
egc-373	54	6	based	base	VERB
egc-373	54	7	on	on	ADP
egc-373	54	8	information	information	NOUN
egc-373	54	9	from	from	ADP
egc-373	54	10	the	the	DET
egc-373	54	11	official	official	ADJ
egc-373	54	12	website	website	NOUN
egc-373	54	13	of	of	ADP
egc-373	54	14	the	the	DET
egc-373	54	15	central	central	ADJ
egc-373	54	16	bank	bank	NOUN
egc-373	54	17	(	(	PUNCT
egc-373	54	18	https://cbu.uz/uz/	https://cbu.uz/uz/	ADJ
egc-373	54	19	)	)	PUNCT
egc-373	54	20	3	3	NUM
egc-373	54	21	.	.	X
egc-373	54	22	меликов	меликов	PROPN
egc-373	55	1	о	о	PROPN
egc-373	55	2	.	.	PUNCT
egc-373	56	1	пути	пути	ADJ
egc-373	56	2	обеспечения	обеспечения	ADJ
egc-373	56	3	эффективности	эффективности	NOUN
egc-373	56	4	кредитования	кредитования	NOUN
egc-373	56	5	за	за	ADP
egc-373	56	6	счет	счет	PROPN
egc-373	56	7	устойчивости	устойчивости	PROPN
egc-373	56	8	депозитной	депозитной	PROPN
egc-373	57	1	базы	базы	PROPN
egc-373	57	2	в	в	PROPN
egc-373	57	3	коммерческих	коммерческих	PROPN
egc-373	57	4	банках	банках	INTJ
egc-373	57	5	//экономическое	//экономическое	X
egc-373	57	6	развитие	развитие	ADJ
egc-373	57	7	и	и	PROPN
egc-373	57	8	анализ	анализ	NOUN
egc-373	57	9	.	.	PUNCT
egc-373	58	1	–	–	PUNCT
egc-373	58	2	2025	2025	NUM
egc-373	58	3	.	.	PUNCT
egc-373	59	1	–	–	PUNCT
egc-373	59	2	т	т	X
egc-373	59	3	.	.	NOUN
egc-373	59	4	3	3	NUM
egc-373	59	5	.	.	X
egc-373	59	6	–	–	PUNCT
egc-373	59	7	№	№	NOUN
egc-373	59	8	.	.	PUNCT
egc-373	60	1	3	3	X
egc-373	60	2	.	.	X
egc-373	60	3	–	–	PUNCT
egc-373	60	4	с	с	PROPN
egc-373	60	5	.	.	PUNCT
egc-373	60	6	138	138	NUM
egc-373	60	7	-	-	SYM
egc-373	60	8	144	144	NUM
egc-373	60	9	.	.	NOUN
egc-373	60	10	4	4	NUM
egc-373	60	11	.	.	X
egc-373	60	12	international	international	ADJ
egc-373	60	13	financial	financial	ADJ
egc-373	60	14	statistics	statistic	NOUN
egc-373	60	15	,	,	PUNCT
egc-373	60	16	2022	2022	NUM
egc-373	60	17	(	(	PUNCT
egc-373	60	18	https://legacydata.imf.org	https://legacydata.imf.org	PROPN
egc-373	60	19	)	)	PUNCT
egc-373	60	20	https://eglobalcongress.com/index.php/egc	https://eglobalcongress.com/index.php/egc	ADJ
egc-373	60	21	https://cbu.uz/uz/	https://cbu.uz/uz/	X
egc-373	60	22	https://legacydata.imf.org/	https://legacydata.imf.org/	NOUN