id	sid	tid	token	lemma	pos
egc-385	1	1	eglobal	eglobal	PROPN
egc-385	1	2	congress	congress	PROPN
egc-385	1	3	hosted	host	VERB
egc-385	1	4	online	online	ADV
egc-385	1	5	from	from	ADP
egc-385	1	6	dubai	dubai	PROPN
egc-385	1	7	,	,	PUNCT
egc-385	1	8	u.	u.	PROPN
egc-385	1	9	a.	a.	PROPN
egc-385	1	10	e.	e.	PROPN
egc-385	1	11	,	,	PUNCT
egc-385	1	12	e	e	PROPN
egc-385	1	13	conference	conference	NOUN
egc-385	1	14	.	.	PUNCT
egc-385	2	1	date	date	NOUN
egc-385	2	2	:	:	PUNCT
egc-385	2	3	30th	30th	ADJ
egc-385	2	4	september	september	PROPN
egc-385	2	5	2025	2025	NUM
egc-385	2	6	website	website	NOUN
egc-385	2	7	:	:	PUNCT
egc-385	2	8	https://eglobalcongress.com/index.php/egc	https://eglobalcongress.com/index.php/egc	PROPN
egc-385	2	9	issn	issn	PROPN
egc-385	2	10	(	(	PUNCT
egc-385	2	11	e	e	NOUN
egc-385	2	12	):	):	PUNCT
egc-385	2	13	2836	2836	NUM
egc-385	2	14	-	-	SYM
egc-385	2	15	3612	3612	NUM
egc-385	2	16	13	13	NUM
egc-385	3	1	|	|	ADV
egc-385	3	2	p	p	NOUN
egc-385	3	3	a	a	DET
egc-385	3	4	g	g	NOUN
egc-385	3	5	e	e	NOUN
egc-385	3	6	improving	improve	VERB
egc-385	3	7	the	the	DET
egc-385	3	8	system	system	NOUN
egc-385	3	9	of	of	ADP
egc-385	3	10	cost	cost	NOUN
egc-385	3	11	accounting	accounting	NOUN
egc-385	3	12	and	and	CCONJ
egc-385	3	13	its	its	PRON
egc-385	3	14	strategic	strategic	ADJ
egc-385	3	15	analysis	analysis	NOUN
egc-385	3	16	in	in	ADP
egc-385	3	17	banks	bank	NOUN
egc-385	3	18	haydarov	haydarov	PROPN
egc-385	3	19	otayor	otayor	PROPN
egc-385	3	20	kholmurod	kholmurod	PROPN
egc-385	3	21	o’g’li	o’g’li	PROPN
egc-385	3	22	master	master	NOUN
egc-385	3	23	’s	’s	PART
egc-385	3	24	student	student	NOUN
egc-385	3	25	of	of	ADP
egc-385	3	26	the	the	DET
egc-385	3	27	banking	banking	NOUN
egc-385	3	28	and	and	CCONJ
egc-385	3	29	finance	finance	NOUN
egc-385	3	30	academy	academy	NOUN
egc-385	3	31	of	of	ADP
egc-385	3	32	the	the	DET
egc-385	3	33	republic	republic	NOUN
egc-385	3	34	of	of	ADP
egc-385	3	35	uzbekistan	uzbekistan	PROPN
egc-385	3	36	kahharov	kahharov	PROPN
egc-385	3	37	zuhriddin	zuhriddin	PROPN
egc-385	3	38	zafarbek	zafarbek	PROPN
egc-385	3	39	o’g’li	o’g’li	PROPN
egc-385	4	1	scientific	scientific	ADJ
egc-385	4	2	advisor	advisor	NOUN
egc-385	4	3	,	,	PUNCT
egc-385	4	4	phd	phd	NOUN
egc-385	4	5	cost	cost	NOUN
egc-385	4	6	accounting	accounting	NOUN
egc-385	4	7	in	in	ADP
egc-385	4	8	banks	bank	NOUN
egc-385	4	9	has	have	AUX
egc-385	4	10	traditionally	traditionally	ADV
egc-385	4	11	been	be	AUX
egc-385	4	12	perceived	perceive	VERB
egc-385	4	13	as	as	ADP
egc-385	4	14	an	an	DET
egc-385	4	15	auxiliary	auxiliary	ADJ
egc-385	4	16	function	function	NOUN
egc-385	4	17	,	,	PUNCT
egc-385	4	18	primarily	primarily	ADV
egc-385	4	19	aimed	aim	VERB
egc-385	4	20	at	at	ADP
egc-385	4	21	recording	record	VERB
egc-385	4	22	and	and	CCONJ
egc-385	4	23	monitoring	monitor	VERB
egc-385	4	24	operational	operational	ADJ
egc-385	4	25	expenses	expense	NOUN
egc-385	4	26	.	.	PUNCT
egc-385	5	1	however	however	ADV
egc-385	5	2	,	,	PUNCT
egc-385	5	3	in	in	ADP
egc-385	5	4	today	today	NOUN
egc-385	5	5	’s	’s	PART
egc-385	5	6	financial	financial	ADJ
egc-385	5	7	environment	environment	NOUN
egc-385	5	8	,	,	PUNCT
egc-385	5	9	where	where	SCONJ
egc-385	5	10	competition	competition	NOUN
egc-385	5	11	is	be	AUX
egc-385	5	12	intensifying	intensify	VERB
egc-385	5	13	and	and	CCONJ
egc-385	5	14	risks	risk	NOUN
egc-385	5	15	are	be	AUX
egc-385	5	16	becoming	become	VERB
egc-385	5	17	more	more	ADV
egc-385	5	18	complex	complex	ADJ
egc-385	5	19	,	,	PUNCT
egc-385	5	20	cost	cost	NOUN
egc-385	5	21	accounting	accounting	NOUN
egc-385	5	22	must	must	AUX
egc-385	5	23	be	be	AUX
egc-385	5	24	transformed	transform	VERB
egc-385	5	25	into	into	ADP
egc-385	5	26	a	a	DET
egc-385	5	27	powerful	powerful	ADJ
egc-385	5	28	management	management	NOUN
egc-385	5	29	tool	tool	NOUN
egc-385	5	30	that	that	PRON
egc-385	5	31	supports	support	VERB
egc-385	5	32	strategic	strategic	ADJ
egc-385	5	33	decision	decision	NOUN
egc-385	5	34	-	-	PUNCT
egc-385	5	35	making	making	NOUN
egc-385	5	36	.	.	PUNCT
egc-385	6	1	the	the	DET
egc-385	6	2	improvement	improvement	NOUN
egc-385	6	3	of	of	ADP
egc-385	6	4	cost	cost	NOUN
egc-385	6	5	accounting	accounting	NOUN
egc-385	6	6	systems	system	NOUN
egc-385	6	7	provides	provide	VERB
egc-385	6	8	banks	bank	NOUN
egc-385	6	9	with	with	ADP
egc-385	6	10	the	the	DET
egc-385	6	11	opportunity	opportunity	NOUN
egc-385	6	12	to	to	PART
egc-385	6	13	increase	increase	VERB
egc-385	6	14	efficiency	efficiency	NOUN
egc-385	6	15	,	,	PUNCT
egc-385	6	16	optimize	optimize	VERB
egc-385	6	17	resource	resource	NOUN
egc-385	6	18	allocation	allocation	NOUN
egc-385	6	19	,	,	PUNCT
egc-385	6	20	and	and	CCONJ
egc-385	6	21	ensure	ensure	VERB
egc-385	6	22	profitability	profitability	NOUN
egc-385	6	23	in	in	ADP
egc-385	6	24	both	both	CCONJ
egc-385	6	25	the	the	DET
egc-385	6	26	short	short	ADJ
egc-385	6	27	and	and	CCONJ
egc-385	6	28	long	long	ADJ
egc-385	6	29	term	term	NOUN
egc-385	6	30	.	.	PUNCT
egc-385	7	1	this	this	DET
egc-385	7	2	transformation	transformation	NOUN
egc-385	7	3	reflects	reflect	VERB
egc-385	7	4	the	the	DET
egc-385	7	5	global	global	ADJ
egc-385	7	6	trend	trend	NOUN
egc-385	7	7	of	of	ADP
egc-385	7	8	shifting	shift	VERB
egc-385	7	9	from	from	ADP
egc-385	7	10	traditional	traditional	ADJ
egc-385	7	11	financial	financial	ADJ
egc-385	7	12	reporting	reporting	NOUN
egc-385	7	13	to	to	ADP
egc-385	7	14	a	a	DET
egc-385	7	15	more	more	ADV
egc-385	7	16	comprehensive	comprehensive	ADJ
egc-385	7	17	approach	approach	NOUN
egc-385	7	18	known	know	VERB
egc-385	7	19	as	as	ADP
egc-385	7	20	strategic	strategic	ADJ
egc-385	7	21	management	management	NOUN
egc-385	7	22	accounting	accounting	NOUN
egc-385	7	23	,	,	PUNCT
egc-385	7	24	which	which	PRON
egc-385	7	25	not	not	PART
egc-385	7	26	only	only	ADV
egc-385	7	27	focuses	focus	VERB
egc-385	7	28	on	on	ADP
egc-385	7	29	numbers	number	NOUN
egc-385	7	30	but	but	CCONJ
egc-385	7	31	also	also	ADV
egc-385	7	32	on	on	ADP
egc-385	7	33	the	the	DET
egc-385	7	34	long	long	ADJ
egc-385	7	35	-	-	PUNCT
egc-385	7	36	term	term	NOUN
egc-385	7	37	sustainability	sustainability	NOUN
egc-385	7	38	of	of	ADP
egc-385	7	39	banking	banking	NOUN
egc-385	7	40	institutions	institution	NOUN
egc-385	7	41	.	.	PUNCT
egc-385	8	1	in	in	ADP
egc-385	8	2	banking	banking	NOUN
egc-385	8	3	practice	practice	NOUN
egc-385	8	4	,	,	PUNCT
egc-385	8	5	the	the	DET
egc-385	8	6	limitations	limitation	NOUN
egc-385	8	7	of	of	ADP
egc-385	8	8	traditional	traditional	ADJ
egc-385	8	9	cost	cost	NOUN
egc-385	8	10	accounting	accounting	NOUN
egc-385	8	11	methods	method	NOUN
egc-385	8	12	are	be	AUX
egc-385	8	13	clearly	clearly	ADV
egc-385	8	14	visible	visible	ADJ
egc-385	8	15	.	.	PUNCT
egc-385	9	1	conventional	conventional	ADJ
egc-385	9	2	approaches	approach	NOUN
egc-385	9	3	often	often	ADV
egc-385	9	4	concentrate	concentrate	VERB
egc-385	9	5	on	on	ADP
egc-385	9	6	aggregate	aggregate	ADJ
egc-385	9	7	expense	expense	NOUN
egc-385	9	8	control	control	NOUN
egc-385	9	9	and	and	CCONJ
egc-385	9	10	short	short	ADJ
egc-385	9	11	-	-	PUNCT
egc-385	9	12	term	term	NOUN
egc-385	9	13	financial	financial	ADJ
egc-385	9	14	efficiency	efficiency	NOUN
egc-385	9	15	,	,	PUNCT
egc-385	9	16	while	while	SCONJ
egc-385	9	17	neglecting	neglect	VERB
egc-385	9	18	the	the	DET
egc-385	9	19	detailed	detailed	ADJ
egc-385	9	20	structure	structure	NOUN
egc-385	9	21	of	of	ADP
egc-385	9	22	service	service	NOUN
egc-385	9	23	-	-	PUNCT
egc-385	9	24	related	relate	VERB
egc-385	9	25	costs	cost	NOUN
egc-385	9	26	and	and	CCONJ
egc-385	9	27	their	their	PRON
egc-385	9	28	long	long	ADJ
egc-385	9	29	-	-	PUNCT
egc-385	9	30	term	term	NOUN
egc-385	9	31	implications	implication	NOUN
egc-385	9	32	.	.	PUNCT
egc-385	10	1	for	for	ADP
egc-385	10	2	example	example	NOUN
egc-385	10	3	,	,	PUNCT
egc-385	10	4	traditional	traditional	ADJ
egc-385	10	5	systems	system	NOUN
egc-385	10	6	rarely	rarely	ADV
egc-385	10	7	provide	provide	VERB
egc-385	10	8	accurate	accurate	ADJ
egc-385	10	9	insights	insight	NOUN
egc-385	10	10	into	into	ADP
egc-385	10	11	the	the	DET
egc-385	10	12	profitability	profitability	NOUN
egc-385	10	13	of	of	ADP
egc-385	10	14	individual	individual	ADJ
egc-385	10	15	banking	banking	NOUN
egc-385	10	16	products	product	NOUN
egc-385	10	17	,	,	PUNCT
egc-385	10	18	customer	customer	NOUN
egc-385	10	19	segments	segment	NOUN
egc-385	10	20	,	,	PUNCT
egc-385	10	21	or	or	CCONJ
egc-385	10	22	distribution	distribution	NOUN
egc-385	10	23	channels	channel	NOUN
egc-385	10	24	.	.	PUNCT
egc-385	11	1	as	as	ADP
egc-385	11	2	a	a	DET
egc-385	11	3	result	result	NOUN
egc-385	11	4	,	,	PUNCT
egc-385	11	5	managers	manager	NOUN
egc-385	11	6	may	may	AUX
egc-385	11	7	struggle	struggle	VERB
egc-385	11	8	to	to	PART
egc-385	11	9	identify	identify	VERB
egc-385	11	10	which	which	DET
egc-385	11	11	services	service	NOUN
egc-385	11	12	generate	generate	VERB
egc-385	11	13	sustainable	sustainable	ADJ
egc-385	11	14	value	value	NOUN
egc-385	11	15	and	and	CCONJ
egc-385	11	16	which	which	PRON
egc-385	11	17	lead	lead	VERB
egc-385	11	18	to	to	ADP
egc-385	11	19	hidden	hide	VERB
egc-385	11	20	inefficiencies	inefficiency	NOUN
egc-385	11	21	.	.	PUNCT
egc-385	12	1	this	this	DET
egc-385	12	2	gap	gap	NOUN
egc-385	12	3	has	have	AUX
egc-385	12	4	given	give	VERB
egc-385	12	5	rise	rise	NOUN
egc-385	12	6	to	to	ADP
egc-385	12	7	the	the	DET
egc-385	12	8	need	need	NOUN
egc-385	12	9	for	for	ADP
egc-385	12	10	modern	modern	ADJ
egc-385	12	11	methods	method	NOUN
egc-385	12	12	such	such	ADJ
egc-385	12	13	as	as	ADP
egc-385	12	14	activitybased	activitybase	VERB
egc-385	12	15	costing	costing	NOUN
egc-385	12	16	(	(	PUNCT
egc-385	12	17	abc	abc	PROPN
egc-385	12	18	)	)	PUNCT
egc-385	12	19	,	,	PUNCT
egc-385	12	20	target	target	NOUN
egc-385	12	21	costing	costing	NOUN
egc-385	12	22	,	,	PUNCT
egc-385	12	23	and	and	CCONJ
egc-385	12	24	life	life	NOUN
egc-385	12	25	-	-	PUNCT
egc-385	12	26	cycle	cycle	NOUN
egc-385	12	27	costing	costing	NOUN
egc-385	12	28	(	(	PUNCT
egc-385	12	29	lcc	lcc	PROPN
egc-385	12	30	)	)	PUNCT
egc-385	12	31	,	,	PUNCT
egc-385	12	32	which	which	PRON
egc-385	12	33	allow	allow	VERB
egc-385	12	34	banks	bank	NOUN
egc-385	12	35	to	to	PART
egc-385	12	36	allocate	allocate	VERB
egc-385	12	37	costs	cost	NOUN
egc-385	12	38	more	more	ADV
egc-385	12	39	precisely	precisely	ADV
egc-385	12	40	and	and	CCONJ
egc-385	12	41	to	to	PART
egc-385	12	42	connect	connect	VERB
egc-385	12	43	them	they	PRON
egc-385	12	44	with	with	ADP
egc-385	12	45	strategic	strategic	ADJ
egc-385	12	46	objectives	objective	NOUN
egc-385	12	47	(	(	PUNCT
egc-385	12	48	horngren	horngren	PROPN
egc-385	12	49	et	et	PROPN
egc-385	12	50	al	al	PROPN
egc-385	12	51	.	.	PROPN
egc-385	12	52	,	,	PUNCT
egc-385	12	53	2021	2021	NUM
egc-385	12	54	)	)	PUNCT
egc-385	12	55	.	.	PUNCT
egc-385	13	1	strategic	strategic	ADJ
egc-385	13	2	analysis	analysis	NOUN
egc-385	13	3	of	of	ADP
egc-385	13	4	costs	cost	NOUN
egc-385	13	5	integrates	integrate	NOUN
egc-385	13	6	cost	cost	VERB
egc-385	13	7	data	datum	NOUN
egc-385	13	8	with	with	ADP
egc-385	13	9	broader	broad	ADJ
egc-385	13	10	managerial	managerial	ADJ
egc-385	13	11	frameworks	framework	NOUN
egc-385	13	12	.	.	PUNCT
egc-385	14	1	the	the	DET
egc-385	14	2	balanced	balanced	ADJ
egc-385	14	3	scorecard	scorecard	NOUN
egc-385	14	4	approach	approach	NOUN
egc-385	14	5	is	be	AUX
egc-385	14	6	a	a	DET
egc-385	14	7	particularly	particularly	ADV
egc-385	14	8	effective	effective	ADJ
egc-385	14	9	https://eglobalcongress.com/index.php/egc	https://eglobalcongress.com/index.php/egc	ADJ
egc-385	14	10	eglobal	eglobal	PROPN
egc-385	14	11	congress	congress	PROPN
egc-385	14	12	hosted	host	VERB
egc-385	14	13	online	online	ADV
egc-385	14	14	from	from	ADP
egc-385	14	15	dubai	dubai	PROPN
egc-385	14	16	,	,	PUNCT
egc-385	14	17	u.	u.	PROPN
egc-385	14	18	a.	a.	PROPN
egc-385	14	19	e.	e.	PROPN
egc-385	14	20	,	,	PUNCT
egc-385	14	21	e	e	PROPN
egc-385	14	22	conference	conference	NOUN
egc-385	14	23	.	.	PUNCT
egc-385	15	1	date	date	NOUN
egc-385	15	2	:	:	PUNCT
egc-385	15	3	30th	30th	ADJ
egc-385	15	4	september	september	PROPN
egc-385	15	5	2025	2025	NUM
egc-385	15	6	website	website	NOUN
egc-385	15	7	:	:	PUNCT
egc-385	15	8	https://eglobalcongress.com/index.php/egc	https://eglobalcongress.com/index.php/egc	PROPN
egc-385	15	9	issn	issn	PROPN
egc-385	15	10	(	(	PUNCT
egc-385	15	11	e	e	NOUN
egc-385	15	12	):	):	PUNCT
egc-385	15	13	2836	2836	NUM
egc-385	15	14	-	-	SYM
egc-385	15	15	3612	3612	NUM
egc-385	15	16	14	14	NUM
egc-385	16	1	|	|	ADV
egc-385	16	2	p	p	NOUN
egc-385	16	3	a	a	DET
egc-385	16	4	g	g	NOUN
egc-385	16	5	e	e	NOUN
egc-385	16	6	tool	tool	NOUN
egc-385	16	7	in	in	ADP
egc-385	16	8	this	this	DET
egc-385	16	9	context	context	NOUN
egc-385	16	10	,	,	PUNCT
egc-385	16	11	as	as	SCONJ
egc-385	16	12	it	it	PRON
egc-385	16	13	evaluates	evaluate	VERB
egc-385	16	14	financial	financial	ADJ
egc-385	16	15	outcomes	outcome	NOUN
egc-385	16	16	alongside	alongside	ADP
egc-385	16	17	nonfinancial	nonfinancial	ADJ
egc-385	16	18	indicators	indicator	NOUN
egc-385	16	19	such	such	ADJ
egc-385	16	20	as	as	ADP
egc-385	16	21	customer	customer	NOUN
egc-385	16	22	satisfaction	satisfaction	NOUN
egc-385	16	23	,	,	PUNCT
egc-385	16	24	internal	internal	ADJ
egc-385	16	25	process	process	NOUN
egc-385	16	26	efficiency	efficiency	NOUN
egc-385	16	27	,	,	PUNCT
egc-385	16	28	innovation	innovation	NOUN
egc-385	16	29	,	,	PUNCT
egc-385	16	30	and	and	CCONJ
egc-385	16	31	human	human	ADJ
egc-385	16	32	capital	capital	NOUN
egc-385	16	33	development	development	NOUN
egc-385	16	34	(	(	PUNCT
egc-385	16	35	kaplan	kaplan	PROPN
egc-385	16	36	&	&	CCONJ
egc-385	16	37	norton	norton	PROPN
egc-385	16	38	,	,	PUNCT
egc-385	16	39	2001	2001	NUM
egc-385	16	40	)	)	PUNCT
egc-385	16	41	.	.	PUNCT
egc-385	17	1	by	by	ADP
egc-385	17	2	using	use	VERB
egc-385	17	3	this	this	DET
egc-385	17	4	integrated	integrate	VERB
egc-385	17	5	perspective	perspective	NOUN
egc-385	17	6	,	,	PUNCT
egc-385	17	7	banks	bank	NOUN
egc-385	17	8	are	be	AUX
egc-385	17	9	able	able	ADJ
egc-385	17	10	to	to	PART
egc-385	17	11	view	view	VERB
egc-385	17	12	costs	cost	NOUN
egc-385	17	13	not	not	PART
egc-385	17	14	merely	merely	ADV
egc-385	17	15	as	as	SCONJ
egc-385	17	16	expenditures	expenditure	NOUN
egc-385	17	17	to	to	PART
egc-385	17	18	be	be	AUX
egc-385	17	19	minimized	minimize	VERB
egc-385	17	20	,	,	PUNCT
egc-385	17	21	but	but	CCONJ
egc-385	17	22	as	as	ADP
egc-385	17	23	investments	investment	NOUN
egc-385	17	24	that	that	PRON
egc-385	17	25	can	can	AUX
egc-385	17	26	drive	drive	VERB
egc-385	17	27	long	long	ADJ
egc-385	17	28	-	-	PUNCT
egc-385	17	29	term	term	NOUN
egc-385	17	30	competitiveness	competitiveness	NOUN
egc-385	17	31	and	and	CCONJ
egc-385	17	32	sustainability	sustainability	NOUN
egc-385	17	33	.	.	PUNCT
egc-385	18	1	for	for	ADP
egc-385	18	2	instance	instance	NOUN
egc-385	18	3	,	,	PUNCT
egc-385	18	4	higher	high	ADJ
egc-385	18	5	shortterm	shortterm	NOUN
egc-385	18	6	costs	cost	NOUN
egc-385	18	7	related	relate	VERB
egc-385	18	8	to	to	ADP
egc-385	18	9	digital	digital	ADJ
egc-385	18	10	transformation	transformation	NOUN
egc-385	18	11	may	may	AUX
egc-385	18	12	initially	initially	ADV
egc-385	18	13	reduce	reduce	VERB
egc-385	18	14	profitability	profitability	NOUN
egc-385	18	15	,	,	PUNCT
egc-385	18	16	but	but	CCONJ
egc-385	18	17	strategically	strategically	ADV
egc-385	18	18	,	,	PUNCT
egc-385	18	19	they	they	PRON
egc-385	18	20	ensure	ensure	VERB
egc-385	18	21	greater	great	ADJ
egc-385	18	22	efficiency	efficiency	NOUN
egc-385	18	23	,	,	PUNCT
egc-385	18	24	risk	risk	NOUN
egc-385	18	25	management	management	NOUN
egc-385	18	26	capacity	capacity	NOUN
egc-385	18	27	,	,	PUNCT
egc-385	18	28	and	and	CCONJ
egc-385	18	29	customer	customer	NOUN
egc-385	18	30	loyalty	loyalty	NOUN
egc-385	18	31	in	in	ADP
egc-385	18	32	the	the	DET
egc-385	18	33	future	future	NOUN
egc-385	18	34	.	.	PUNCT
egc-385	19	1	the	the	DET
egc-385	19	2	practical	practical	ADJ
egc-385	19	3	improvement	improvement	NOUN
egc-385	19	4	of	of	ADP
egc-385	19	5	cost	cost	NOUN
egc-385	19	6	accounting	accounting	NOUN
egc-385	19	7	systems	system	NOUN
egc-385	19	8	in	in	ADP
egc-385	19	9	banks	bank	NOUN
egc-385	19	10	requires	require	VERB
egc-385	19	11	several	several	ADJ
egc-385	19	12	interrelated	interrelated	ADJ
egc-385	19	13	steps	step	NOUN
egc-385	19	14	.	.	PUNCT
egc-385	20	1	firstly	firstly	ADV
egc-385	20	2	,	,	PUNCT
egc-385	20	3	automation	automation	NOUN
egc-385	20	4	and	and	CCONJ
egc-385	20	5	digitalization	digitalization	NOUN
egc-385	20	6	must	must	AUX
egc-385	20	7	be	be	AUX
egc-385	20	8	introduced	introduce	VERB
egc-385	20	9	in	in	ADP
egc-385	20	10	order	order	NOUN
egc-385	20	11	to	to	PART
egc-385	20	12	monitor	monitor	VERB
egc-385	20	13	costs	cost	NOUN
egc-385	20	14	in	in	ADP
egc-385	20	15	real	real	ADJ
egc-385	20	16	time	time	NOUN
egc-385	20	17	and	and	CCONJ
egc-385	20	18	to	to	PART
egc-385	20	19	link	link	VERB
egc-385	20	20	them	they	PRON
egc-385	20	21	with	with	ADP
egc-385	20	22	profitability	profitability	NOUN
egc-385	20	23	analysis	analysis	NOUN
egc-385	20	24	.	.	PUNCT
egc-385	21	1	secondly	secondly	ADV
egc-385	21	2	,	,	PUNCT
egc-385	21	3	cost	cost	NOUN
egc-385	21	4	information	information	NOUN
egc-385	21	5	should	should	AUX
egc-385	21	6	be	be	AUX
egc-385	21	7	integrated	integrate	VERB
egc-385	21	8	with	with	ADP
egc-385	21	9	risk	risk	NOUN
egc-385	21	10	management	management	NOUN
egc-385	21	11	tools	tool	NOUN
egc-385	21	12	to	to	PART
egc-385	21	13	provide	provide	VERB
egc-385	21	14	a	a	DET
egc-385	21	15	holistic	holistic	ADJ
egc-385	21	16	view	view	NOUN
egc-385	21	17	of	of	ADP
egc-385	21	18	financial	financial	ADJ
egc-385	21	19	stability	stability	NOUN
egc-385	21	20	.	.	PUNCT
egc-385	22	1	thirdly	thirdly	ADV
egc-385	22	2	,	,	PUNCT
egc-385	22	3	banks	bank	NOUN
egc-385	22	4	should	should	AUX
egc-385	22	5	adopt	adopt	VERB
egc-385	22	6	advanced	advanced	ADJ
egc-385	22	7	cost	cost	NOUN
egc-385	22	8	allocation	allocation	NOUN
egc-385	22	9	techniques	technique	NOUN
egc-385	22	10	such	such	ADJ
egc-385	22	11	as	as	ADP
egc-385	22	12	abc	abc	PROPN
egc-385	22	13	,	,	PUNCT
egc-385	22	14	which	which	PRON
egc-385	22	15	enables	enable	VERB
egc-385	22	16	the	the	DET
egc-385	22	17	identification	identification	NOUN
egc-385	22	18	of	of	ADP
egc-385	22	19	the	the	DET
egc-385	22	20	actual	actual	ADJ
egc-385	22	21	cost	cost	NOUN
egc-385	22	22	of	of	ADP
egc-385	22	23	particular	particular	ADJ
egc-385	22	24	services	service	NOUN
egc-385	22	25	,	,	PUNCT
egc-385	22	26	products	product	NOUN
egc-385	22	27	,	,	PUNCT
egc-385	22	28	or	or	CCONJ
egc-385	22	29	customer	customer	NOUN
egc-385	22	30	groups	group	NOUN
egc-385	22	31	.	.	PUNCT
egc-385	23	1	fourthly	fourthly	ADV
egc-385	23	2	,	,	PUNCT
egc-385	23	3	strategic	strategic	ADJ
egc-385	23	4	management	management	NOUN
egc-385	23	5	accounting	accounting	NOUN
egc-385	23	6	methods	method	NOUN
egc-385	23	7	must	must	AUX
egc-385	23	8	be	be	AUX
egc-385	23	9	applied	apply	VERB
egc-385	23	10	to	to	PART
egc-385	23	11	link	link	VERB
egc-385	23	12	cost	cost	NOUN
egc-385	23	13	data	datum	NOUN
egc-385	23	14	with	with	ADP
egc-385	23	15	long	long	ADJ
egc-385	23	16	-	-	PUNCT
egc-385	23	17	term	term	NOUN
egc-385	23	18	objectives	objective	NOUN
egc-385	23	19	such	such	ADJ
egc-385	23	20	as	as	ADP
egc-385	23	21	market	market	NOUN
egc-385	23	22	expansion	expansion	NOUN
egc-385	23	23	,	,	PUNCT
egc-385	23	24	innovation	innovation	NOUN
egc-385	23	25	,	,	PUNCT
egc-385	23	26	and	and	CCONJ
egc-385	23	27	financial	financial	ADJ
egc-385	23	28	sustainability	sustainability	NOUN
egc-385	23	29	(	(	PUNCT
egc-385	23	30	mishkin	mishkin	NOUN
egc-385	23	31	,	,	PUNCT
egc-385	23	32	2019	2019	NUM
egc-385	23	33	)	)	PUNCT
egc-385	23	34	.	.	PUNCT
egc-385	24	1	the	the	DET
egc-385	24	2	difference	difference	NOUN
egc-385	24	3	between	between	ADP
egc-385	24	4	traditional	traditional	ADJ
egc-385	24	5	and	and	CCONJ
egc-385	24	6	strategic	strategic	ADJ
egc-385	24	7	approaches	approach	NOUN
egc-385	24	8	to	to	PART
egc-385	24	9	cost	cost	VERB
egc-385	24	10	accounting	accounting	NOUN
egc-385	24	11	in	in	ADP
egc-385	24	12	banks	bank	NOUN
egc-385	24	13	can	can	AUX
egc-385	24	14	be	be	AUX
egc-385	24	15	illustrated	illustrate	VERB
egc-385	24	16	in	in	ADP
egc-385	24	17	the	the	DET
egc-385	24	18	following	follow	VERB
egc-385	24	19	comparison	comparison	NOUN
egc-385	24	20	:	:	PUNCT
egc-385	24	21	table	table	NOUN
egc-385	24	22	1	1	NUM
egc-385	24	23	.	.	PUNCT
egc-385	24	24	traditional	traditional	ADJ
egc-385	24	25	vs.	vs.	ADP
egc-385	24	26	strategic	strategic	ADJ
egc-385	24	27	approaches	approach	NOUN
egc-385	24	28	to	to	PART
egc-385	24	29	cost	cost	VERB
egc-385	24	30	accounting	accounting	NOUN
egc-385	24	31	in	in	ADP
egc-385	24	32	banks	bank	NOUN
egc-385	24	33	aspect	aspect	VERB
egc-385	24	34	traditional	traditional	ADJ
egc-385	24	35	cost	cost	NOUN
egc-385	24	36	accounting	account	VERB
egc-385	24	37	strategic	strategic	ADJ
egc-385	24	38	cost	cost	NOUN
egc-385	24	39	analysis	analysis	NOUN
egc-385	24	40	main	main	ADJ
egc-385	24	41	focus	focus	NOUN
egc-385	24	42	short	short	ADJ
egc-385	24	43	-	-	PUNCT
egc-385	24	44	term	term	NOUN
egc-385	24	45	expense	expense	NOUN
egc-385	24	46	control	control	NOUN
egc-385	24	47	long	long	ADJ
egc-385	24	48	-	-	PUNCT
egc-385	24	49	term	term	NOUN
egc-385	24	50	competitiveness	competitiveness	NOUN
egc-385	24	51	applied	apply	VERB
egc-385	24	52	methods	method	NOUN
egc-385	24	53	simple	simple	ADJ
egc-385	24	54	cost	cost	NOUN
egc-385	24	55	allocation	allocation	NOUN
egc-385	24	56	abc	abc	PROPN
egc-385	24	57	,	,	PUNCT
egc-385	24	58	target	target	NOUN
egc-385	24	59	costing	costing	NOUN
egc-385	24	60	,	,	PUNCT
egc-385	24	61	lcc	lcc	PROPN
egc-385	24	62	support	support	NOUN
egc-385	24	63	for	for	ADP
egc-385	24	64	decisions	decision	NOUN
egc-385	24	65	operational	operational	ADJ
egc-385	24	66	efficiency	efficiency	NOUN
egc-385	24	67	strategic	strategic	ADJ
egc-385	24	68	planning	planning	NOUN
egc-385	24	69	link	link	NOUN
egc-385	24	70	with	with	ADP
egc-385	24	71	risk	risk	NOUN
egc-385	24	72	analysis	analysis	NOUN
egc-385	24	73	weak	weak	ADJ
egc-385	24	74	strong	strong	ADJ
egc-385	24	75	role	role	NOUN
egc-385	24	76	in	in	ADP
egc-385	24	77	innovation	innovation	NOUN
egc-385	24	78	minimal	minimal	ADJ
egc-385	24	79	substantial	substantial	ADJ
egc-385	24	80	source	source	NOUN
egc-385	24	81	:	:	PUNCT
egc-385	24	82	kaplan	kaplan	PROPN
egc-385	24	83	&	&	CCONJ
egc-385	24	84	norton	norton	PROPN
egc-385	24	85	(	(	PUNCT
egc-385	24	86	2001	2001	NUM
egc-385	24	87	)	)	PUNCT
egc-385	24	88	;	;	PUNCT
egc-385	24	89	horngren	horngren	PROPN
egc-385	24	90	et	et	PROPN
egc-385	24	91	al	al	PROPN
egc-385	24	92	.	.	PROPN
egc-385	25	1	(	(	PUNCT
egc-385	25	2	2021	2021	NUM
egc-385	25	3	)	)	PUNCT
egc-385	25	4	.	.	PUNCT
egc-385	26	1	the	the	DET
egc-385	26	2	table	table	NOUN
egc-385	26	3	demonstrates	demonstrate	VERB
egc-385	26	4	that	that	SCONJ
egc-385	26	5	while	while	SCONJ
egc-385	26	6	traditional	traditional	ADJ
egc-385	26	7	cost	cost	NOUN
egc-385	26	8	accounting	accounting	NOUN
egc-385	26	9	emphasizes	emphasize	VERB
egc-385	26	10	short	short	ADJ
egc-385	26	11	-	-	PUNCT
egc-385	26	12	term	term	NOUN
egc-385	26	13	cost	cost	NOUN
egc-385	26	14	reduction	reduction	NOUN
egc-385	26	15	and	and	CCONJ
egc-385	26	16	operational	operational	ADJ
egc-385	26	17	control	control	NOUN
egc-385	26	18	,	,	PUNCT
egc-385	26	19	strategic	strategic	ADJ
egc-385	26	20	cost	cost	NOUN
egc-385	26	21	analysis	analysis	NOUN
egc-385	26	22	expands	expand	VERB
egc-385	26	23	the	the	DET
egc-385	26	24	perspective	perspective	NOUN
egc-385	26	25	by	by	ADP
egc-385	26	26	considering	consider	VERB
egc-385	26	27	long	long	ADJ
egc-385	26	28	-	-	PUNCT
egc-385	26	29	term	term	NOUN
egc-385	26	30	competitiveness	competitiveness	NOUN
egc-385	26	31	,	,	PUNCT
egc-385	26	32	risk	risk	NOUN
egc-385	26	33	https://eglobalcongress.com/index.php/egc	https://eglobalcongress.com/index.php/egc	ADJ
egc-385	26	34	eglobal	eglobal	PROPN
egc-385	26	35	congress	congress	PROPN
egc-385	26	36	hosted	host	VERB
egc-385	26	37	online	online	ADV
egc-385	26	38	from	from	ADP
egc-385	26	39	dubai	dubai	PROPN
egc-385	26	40	,	,	PUNCT
egc-385	26	41	u.	u.	PROPN
egc-385	26	42	a.	a.	PROPN
egc-385	26	43	e.	e.	PROPN
egc-385	26	44	,	,	PUNCT
egc-385	26	45	e	e	PROPN
egc-385	26	46	conference	conference	NOUN
egc-385	26	47	.	.	PUNCT
egc-385	27	1	date	date	NOUN
egc-385	27	2	:	:	PUNCT
egc-385	27	3	30th	30th	ADJ
egc-385	27	4	september	september	PROPN
egc-385	27	5	2025	2025	NUM
egc-385	27	6	website	website	NOUN
egc-385	27	7	:	:	PUNCT
egc-385	27	8	https://eglobalcongress.com/index.php/egc	https://eglobalcongress.com/index.php/egc	PROPN
egc-385	27	9	issn	issn	PROPN
egc-385	27	10	(	(	PUNCT
egc-385	27	11	e	e	NOUN
egc-385	27	12	):	):	PUNCT
egc-385	27	13	2836	2836	NUM
egc-385	27	14	-	-	SYM
egc-385	27	15	3612	3612	NUM
egc-385	27	16	15	15	NUM
egc-385	27	17	|	|	ADV
egc-385	27	18	p	p	NOUN
egc-385	27	19	a	a	DET
egc-385	27	20	g	g	NOUN
egc-385	27	21	e	e	NOUN
egc-385	27	22	management	management	NOUN
egc-385	27	23	,	,	PUNCT
egc-385	27	24	and	and	CCONJ
egc-385	27	25	innovation	innovation	NOUN
egc-385	27	26	.	.	PUNCT
egc-385	28	1	this	this	DET
egc-385	28	2	broader	broad	ADJ
egc-385	28	3	view	view	NOUN
egc-385	28	4	is	be	AUX
egc-385	28	5	especially	especially	ADV
egc-385	28	6	relevant	relevant	ADJ
egc-385	28	7	in	in	ADP
egc-385	28	8	banking	banking	NOUN
egc-385	28	9	,	,	PUNCT
egc-385	28	10	where	where	SCONJ
egc-385	28	11	the	the	DET
egc-385	28	12	success	success	NOUN
egc-385	28	13	of	of	ADP
egc-385	28	14	institutions	institution	NOUN
egc-385	28	15	depends	depend	VERB
egc-385	28	16	not	not	PART
egc-385	28	17	only	only	ADV
egc-385	28	18	on	on	ADP
egc-385	28	19	immediate	immediate	ADJ
egc-385	28	20	financial	financial	ADJ
egc-385	28	21	results	result	NOUN
egc-385	28	22	but	but	CCONJ
egc-385	28	23	also	also	ADV
egc-385	28	24	on	on	ADP
egc-385	28	25	their	their	PRON
egc-385	28	26	ability	ability	NOUN
egc-385	28	27	to	to	PART
egc-385	28	28	adapt	adapt	VERB
egc-385	28	29	to	to	ADP
egc-385	28	30	rapidly	rapidly	ADV
egc-385	28	31	changing	change	VERB
egc-385	28	32	environments	environment	NOUN
egc-385	28	33	,	,	PUNCT
egc-385	28	34	digital	digital	ADJ
egc-385	28	35	challenges	challenge	NOUN
egc-385	28	36	,	,	PUNCT
egc-385	28	37	and	and	CCONJ
egc-385	28	38	customer	customer	NOUN
egc-385	28	39	expectations	expectation	NOUN
egc-385	28	40	.	.	PUNCT
egc-385	29	1	the	the	DET
egc-385	29	2	integration	integration	NOUN
egc-385	29	3	of	of	ADP
egc-385	29	4	cost	cost	NOUN
egc-385	29	5	accounting	accounting	NOUN
egc-385	29	6	with	with	ADP
egc-385	29	7	strategic	strategic	ADJ
egc-385	29	8	analysis	analysis	NOUN
egc-385	29	9	offers	offer	VERB
egc-385	29	10	tangible	tangible	ADJ
egc-385	29	11	benefits	benefit	NOUN
egc-385	29	12	.	.	PUNCT
egc-385	30	1	banks	bank	NOUN
egc-385	30	2	that	that	PRON
egc-385	30	3	apply	apply	VERB
egc-385	30	4	these	these	DET
egc-385	30	5	methods	method	NOUN
egc-385	30	6	can	can	AUX
egc-385	30	7	more	more	ADV
egc-385	30	8	effectively	effectively	ADV
egc-385	30	9	allocate	allocate	ADJ
egc-385	30	10	resources	resource	NOUN
egc-385	30	11	,	,	PUNCT
egc-385	30	12	identify	identify	VERB
egc-385	30	13	profitable	profitable	ADJ
egc-385	30	14	services	service	NOUN
egc-385	30	15	,	,	PUNCT
egc-385	30	16	reduce	reduce	VERB
egc-385	30	17	hidden	hidden	ADJ
egc-385	30	18	inefficiencies	inefficiency	NOUN
egc-385	30	19	,	,	PUNCT
egc-385	30	20	and	and	CCONJ
egc-385	30	21	strengthen	strengthen	VERB
egc-385	30	22	their	their	PRON
egc-385	30	23	market	market	NOUN
egc-385	30	24	position	position	NOUN
egc-385	30	25	.	.	PUNCT
egc-385	31	1	moreover	moreover	ADV
egc-385	31	2	,	,	PUNCT
egc-385	31	3	by	by	ADP
egc-385	31	4	aligning	align	VERB
egc-385	31	5	cost	cost	NOUN
egc-385	31	6	structures	structure	NOUN
egc-385	31	7	with	with	ADP
egc-385	31	8	strategic	strategic	ADJ
egc-385	31	9	objectives	objective	NOUN
egc-385	31	10	,	,	PUNCT
egc-385	31	11	management	management	NOUN
egc-385	31	12	can	can	AUX
egc-385	31	13	make	make	VERB
egc-385	31	14	better	well	ADJ
egc-385	31	15	decisions	decision	NOUN
egc-385	31	16	regarding	regard	VERB
egc-385	31	17	investment	investment	NOUN
egc-385	31	18	,	,	PUNCT
egc-385	31	19	pricing	pricing	NOUN
egc-385	31	20	,	,	PUNCT
egc-385	31	21	and	and	CCONJ
egc-385	31	22	risk	risk	NOUN
egc-385	31	23	control	control	NOUN
egc-385	31	24	.	.	PUNCT
egc-385	32	1	this	this	DET
egc-385	32	2	approach	approach	NOUN
egc-385	32	3	also	also	ADV
egc-385	32	4	increases	increase	VERB
egc-385	32	5	transparency	transparency	NOUN
egc-385	32	6	,	,	PUNCT
egc-385	32	7	which	which	PRON
egc-385	32	8	in	in	ADP
egc-385	32	9	turn	turn	NOUN
egc-385	32	10	enhances	enhance	VERB
egc-385	32	11	the	the	DET
egc-385	32	12	confidence	confidence	NOUN
egc-385	32	13	of	of	ADP
egc-385	32	14	regulators	regulator	NOUN
egc-385	32	15	,	,	PUNCT
egc-385	32	16	investors	investor	NOUN
egc-385	32	17	,	,	PUNCT
egc-385	32	18	and	and	CCONJ
egc-385	32	19	customers	customer	NOUN
egc-385	32	20	.	.	PUNCT
egc-385	33	1	in	in	ADP
egc-385	33	2	conclusion	conclusion	NOUN
egc-385	33	3	,	,	PUNCT
egc-385	33	4	improving	improve	VERB
egc-385	33	5	the	the	DET
egc-385	33	6	system	system	NOUN
egc-385	33	7	of	of	ADP
egc-385	33	8	cost	cost	NOUN
egc-385	33	9	accounting	accounting	NOUN
egc-385	33	10	in	in	ADP
egc-385	33	11	banks	bank	NOUN
egc-385	33	12	and	and	CCONJ
egc-385	33	13	combining	combine	VERB
egc-385	33	14	it	it	PRON
egc-385	33	15	with	with	ADP
egc-385	33	16	strategic	strategic	ADJ
egc-385	33	17	analysis	analysis	NOUN
egc-385	33	18	ensures	ensure	VERB
egc-385	33	19	that	that	SCONJ
egc-385	33	20	costs	cost	NOUN
egc-385	33	21	are	be	AUX
egc-385	33	22	no	no	ADV
egc-385	33	23	longer	long	ADV
egc-385	33	24	viewed	view	VERB
egc-385	33	25	as	as	ADP
egc-385	33	26	passive	passive	ADJ
egc-385	33	27	expenditures	expenditure	NOUN
egc-385	33	28	but	but	CCONJ
egc-385	33	29	as	as	ADP
egc-385	33	30	strategic	strategic	ADJ
egc-385	33	31	variables	variable	NOUN
egc-385	33	32	that	that	PRON
egc-385	33	33	shape	shape	VERB
egc-385	33	34	the	the	DET
egc-385	33	35	future	future	NOUN
egc-385	33	36	of	of	ADP
egc-385	33	37	financial	financial	ADJ
egc-385	33	38	institutions	institution	NOUN
egc-385	33	39	.	.	PUNCT
egc-385	34	1	through	through	ADP
egc-385	34	2	modern	modern	ADJ
egc-385	34	3	accounting	accounting	NOUN
egc-385	34	4	methods	method	NOUN
egc-385	34	5	,	,	PUNCT
egc-385	34	6	the	the	DET
egc-385	34	7	application	application	NOUN
egc-385	34	8	of	of	ADP
egc-385	34	9	performance	performance	NOUN
egc-385	34	10	measurement	measurement	NOUN
egc-385	34	11	tools	tool	NOUN
egc-385	34	12	,	,	PUNCT
egc-385	34	13	and	and	CCONJ
egc-385	34	14	the	the	DET
egc-385	34	15	adoption	adoption	NOUN
egc-385	34	16	of	of	ADP
egc-385	34	17	digital	digital	ADJ
egc-385	34	18	technologies	technology	NOUN
egc-385	34	19	,	,	PUNCT
egc-385	34	20	banks	bank	NOUN
egc-385	34	21	can	can	AUX
egc-385	34	22	achieve	achieve	VERB
egc-385	34	23	not	not	PART
egc-385	34	24	only	only	ADV
egc-385	34	25	operational	operational	ADJ
egc-385	34	26	efficiency	efficiency	NOUN
egc-385	34	27	but	but	CCONJ
egc-385	34	28	also	also	ADV
egc-385	34	29	long	long	ADJ
egc-385	34	30	-	-	PUNCT
egc-385	34	31	term	term	NOUN
egc-385	34	32	sustainability	sustainability	NOUN
egc-385	34	33	and	and	CCONJ
egc-385	34	34	competitiveness	competitiveness	NOUN
egc-385	34	35	in	in	ADP
egc-385	34	36	the	the	DET
egc-385	34	37	global	global	ADJ
egc-385	34	38	financial	financial	ADJ
egc-385	34	39	system	system	NOUN
egc-385	34	40	.	.	PUNCT
egc-385	35	1	references	reference	NOUN
egc-385	35	2	1	1	NUM
egc-385	35	3	.	.	PUNCT
egc-385	35	4	horngren	horngren	PROPN
egc-385	35	5	,	,	PUNCT
egc-385	35	6	c.	c.	PROPN
egc-385	35	7	t.	t.	PROPN
egc-385	35	8	,	,	PUNCT
egc-385	35	9	datar	datar	PROPN
egc-385	35	10	,	,	PUNCT
egc-385	35	11	s.	s.	PROPN
egc-385	35	12	m.	m.	PROPN
egc-385	35	13	,	,	PUNCT
egc-385	35	14	&	&	CCONJ
egc-385	35	15	rajan	rajan	PROPN
egc-385	35	16	,	,	PUNCT
egc-385	35	17	m.	m.	NOUN
egc-385	35	18	v.	v.	PROPN
egc-385	35	19	(	(	PUNCT
egc-385	35	20	2021	2021	NUM
egc-385	35	21	)	)	PUNCT
egc-385	35	22	.	.	PUNCT
egc-385	36	1	cost	cost	NOUN
egc-385	36	2	accounting	accounting	NOUN
egc-385	36	3	:	:	PUNCT
egc-385	36	4	a	a	DET
egc-385	36	5	managerial	managerial	ADJ
egc-385	36	6	emphasis	emphasis	NOUN
egc-385	36	7	(	(	PUNCT
egc-385	36	8	17th	17th	NOUN
egc-385	36	9	ed	ed	NOUN
egc-385	36	10	.	.	PUNCT
egc-385	36	11	)	)	PUNCT
egc-385	36	12	.	.	PUNCT
egc-385	37	1	pearson	pearson	PROPN
egc-385	37	2	.	.	PUNCT
egc-385	38	1	2	2	X
egc-385	38	2	.	.	X
egc-385	38	3	kaplan	kaplan	PROPN
egc-385	38	4	,	,	PUNCT
egc-385	38	5	r.	r.	PROPN
egc-385	38	6	s.	s.	PROPN
egc-385	38	7	,	,	PUNCT
egc-385	38	8	&	&	CCONJ
egc-385	38	9	norton	norton	PROPN
egc-385	38	10	,	,	PUNCT
egc-385	38	11	d.	d.	PROPN
egc-385	38	12	p.	p.	PROPN
egc-385	38	13	(	(	PUNCT
egc-385	38	14	2001	2001	NUM
egc-385	38	15	)	)	PUNCT
egc-385	38	16	.	.	PUNCT
egc-385	39	1	the	the	DET
egc-385	39	2	strategy	strategy	NOUN
egc-385	39	3	-	-	PUNCT
egc-385	39	4	focused	focus	VERB
egc-385	39	5	organization	organization	NOUN
egc-385	39	6	:	:	PUNCT
egc-385	39	7	how	how	SCONJ
egc-385	39	8	balanced	balanced	ADJ
egc-385	39	9	scorecard	scorecard	NOUN
egc-385	39	10	companies	company	NOUN
egc-385	39	11	thrive	thrive	VERB
egc-385	39	12	in	in	ADP
egc-385	39	13	the	the	DET
egc-385	39	14	new	new	ADJ
egc-385	39	15	business	business	NOUN
egc-385	39	16	environment	environment	NOUN
egc-385	39	17	.	.	PUNCT
egc-385	40	1	harvard	harvard	PROPN
egc-385	40	2	business	business	PROPN
egc-385	40	3	school	school	PROPN
egc-385	40	4	press	press	NOUN
egc-385	40	5	.	.	PUNCT
egc-385	41	1	3	3	X
egc-385	41	2	.	.	X
egc-385	41	3	mishkin	mishkin	PROPN
egc-385	41	4	,	,	PUNCT
egc-385	41	5	f.	f.	PROPN
egc-385	41	6	s.	s.	PROPN
egc-385	41	7	(	(	PUNCT
egc-385	41	8	2019	2019	NUM
egc-385	41	9	)	)	PUNCT
egc-385	41	10	.	.	PUNCT
egc-385	42	1	the	the	DET
egc-385	42	2	economics	economic	NOUN
egc-385	42	3	of	of	ADP
egc-385	42	4	money	money	NOUN
egc-385	42	5	,	,	PUNCT
egc-385	42	6	banking	banking	NOUN
egc-385	42	7	,	,	PUNCT
egc-385	42	8	and	and	CCONJ
egc-385	42	9	financial	financial	ADJ
egc-385	42	10	markets	market	NOUN
egc-385	42	11	(	(	PUNCT
egc-385	42	12	12th	12th	NOUN
egc-385	42	13	ed	ed	NOUN
egc-385	42	14	.	.	PUNCT
egc-385	42	15	)	)	PUNCT
egc-385	42	16	.	.	PUNCT
egc-385	43	1	pearson	pearson	PROPN
egc-385	43	2	.	.	PUNCT
egc-385	43	3	https://eglobalcongress.com/index.php/egc	https://eglobalcongress.com/index.php/egc	PROPN