id	sid	tid	token	lemma	pos
elp-35768	1	1	economics	economic	NOUN
elp-35768	1	2	,	,	PUNCT
elp-35768	1	3	law	law	NOUN
elp-35768	1	4	and	and	CCONJ
elp-35768	1	5	policy	policy	NOUN
elp-35768	1	6	issn	issn	VERB
elp-35768	1	7	2576	2576	NUM
elp-35768	1	8	-	-	SYM
elp-35768	1	9	2060	2060	NUM
elp-35768	1	10	(	(	PUNCT
elp-35768	1	11	print	print	NOUN
elp-35768	1	12	)	)	PUNCT
elp-35768	1	13	issn	issn	PROPN
elp-35768	1	14	2576	2576	NUM
elp-35768	1	15	-	-	SYM
elp-35768	1	16	2052	2052	NUM
elp-35768	1	17	(	(	PUNCT
elp-35768	1	18	online	online	ADJ
elp-35768	1	19	)	)	PUNCT
elp-35768	1	20	vol	vol	NOUN
elp-35768	1	21	.	.	PROPN
elp-35768	2	1	6	6	NUM
elp-35768	2	2	,	,	PUNCT
elp-35768	2	3	no	no	INTJ
elp-35768	2	4	.	.	NOUN
elp-35768	2	5	3	3	NUM
elp-35768	2	6	,	,	PUNCT
elp-35768	2	7	2023	2023	NUM
elp-35768	2	8	www.scholink.org/ojs/index.php/elp	www.scholink.org/ojs/index.php/elp	VERB
elp-35768	2	9	27	27	NUM
elp-35768	2	10	original	original	ADJ
elp-35768	2	11	paper	paper	NOUN
elp-35768	2	12	financial	financial	ADJ
elp-35768	2	13	risk	risk	NOUN
elp-35768	2	14	and	and	CCONJ
elp-35768	2	15	governance	governance	NOUN
elp-35768	2	16	nexus	nexus	NOUN
elp-35768	2	17	in	in	ADP
elp-35768	2	18	nepalese	nepalese	ADJ
elp-35768	2	19	cooperative	cooperative	ADJ
elp-35768	2	20	societies	society	NOUN
elp-35768	2	21	gyanendra	gyanendra	VERB
elp-35768	2	22	prasad	prasad	PROPN
elp-35768	2	23	paudel	paudel	PROPN
elp-35768	2	24	1	1	NUM
elp-35768	2	25	1	1	NUM
elp-35768	2	26	national	national	ADJ
elp-35768	2	27	college	college	PROPN
elp-35768	2	28	,	,	PUNCT
elp-35768	2	29	tribhuvan	tribhuvan	PROPN
elp-35768	2	30	university	university	PROPN
elp-35768	2	31	,	,	PUNCT
elp-35768	2	32	nepal	nepal	PROPN
elp-35768	2	33	received	receive	VERB
elp-35768	2	34	:	:	PUNCT
elp-35768	2	35	october	october	PROPN
elp-35768	2	36	5	5	NUM
elp-35768	2	37	,	,	PUNCT
elp-35768	2	38	2023	2023	NUM
elp-35768	2	39	accepted	accept	VERB
elp-35768	2	40	:	:	PUNCT
elp-35768	2	41	october	october	PROPN
elp-35768	2	42	25	25	NUM
elp-35768	2	43	,	,	PUNCT
elp-35768	2	44	2023	2023	NUM
elp-35768	2	45	online	online	ADV
elp-35768	2	46	published	publish	VERB
elp-35768	2	47	:	:	PUNCT
elp-35768	2	48	november	november	PROPN
elp-35768	2	49	30	30	NUM
elp-35768	2	50	,	,	PUNCT
elp-35768	2	51	2023	2023	NUM
elp-35768	2	52	doi:10.22158	doi:10.22158	NOUN
elp-35768	2	53	/	/	SYM
elp-35768	2	54	elp.v6n3p27	elp.v6n3p27	NOUN
elp-35768	2	55	url	url	PROPN
elp-35768	2	56	:	:	PUNCT
elp-35768	2	57	http://dx.doi.org/10.22158/elp.v6n3p27	http://dx.doi.org/10.22158/elp.v6n3p27	PROPN
elp-35768	2	58	abstract	abstract	NOUN
elp-35768	2	59	this	this	DET
elp-35768	2	60	study	study	NOUN
elp-35768	2	61	aims	aim	VERB
elp-35768	2	62	to	to	PART
elp-35768	2	63	investigate	investigate	VERB
elp-35768	2	64	the	the	DET
elp-35768	2	65	relationships	relationship	NOUN
elp-35768	2	66	between	between	ADP
elp-35768	2	67	credit	credit	NOUN
elp-35768	2	68	default	default	NOUN
elp-35768	2	69	risk	risk	NOUN
elp-35768	2	70	,	,	PUNCT
elp-35768	2	71	leverage	leverage	NOUN
elp-35768	2	72	risk	risk	NOUN
elp-35768	2	73	,	,	PUNCT
elp-35768	2	74	liquidity	liquidity	NOUN
elp-35768	2	75	risk	risk	NOUN
elp-35768	2	76	,	,	PUNCT
elp-35768	2	77	and	and	CCONJ
elp-35768	2	78	investment	investment	NOUN
elp-35768	2	79	risk	risk	NOUN
elp-35768	2	80	and	and	CCONJ
elp-35768	2	81	their	their	PRON
elp-35768	2	82	connection	connection	NOUN
elp-35768	2	83	to	to	ADP
elp-35768	2	84	the	the	DET
elp-35768	2	85	governance	governance	NOUN
elp-35768	2	86	system	system	NOUN
elp-35768	2	87	of	of	ADP
elp-35768	2	88	nepalese	nepalese	ADJ
elp-35768	2	89	cooperative	cooperative	ADJ
elp-35768	2	90	societies	society	NOUN
elp-35768	2	91	.	.	PUNCT
elp-35768	3	1	the	the	DET
elp-35768	3	2	research	research	NOUN
elp-35768	3	3	hypothesis	hypothesis	NOUN
elp-35768	3	4	tries	try	VERB
elp-35768	3	5	to	to	PART
elp-35768	3	6	explore	explore	VERB
elp-35768	3	7	that	that	SCONJ
elp-35768	3	8	these	these	DET
elp-35768	3	9	financial	financial	ADJ
elp-35768	3	10	risks	risk	NOUN
elp-35768	3	11	are	be	AUX
elp-35768	3	12	not	not	PART
elp-35768	3	13	significantly	significantly	ADV
elp-35768	3	14	associated	associate	VERB
elp-35768	3	15	with	with	ADP
elp-35768	3	16	the	the	DET
elp-35768	3	17	governance	governance	NOUN
elp-35768	3	18	system	system	NOUN
elp-35768	3	19	of	of	ADP
elp-35768	3	20	cooperatives	cooperative	NOUN
elp-35768	3	21	.	.	PUNCT
elp-35768	4	1	the	the	DET
elp-35768	4	2	findings	finding	NOUN
elp-35768	4	3	reveal	reveal	VERB
elp-35768	4	4	a	a	DET
elp-35768	4	5	significant	significant	ADJ
elp-35768	4	6	connection	connection	NOUN
elp-35768	4	7	between	between	ADP
elp-35768	4	8	the	the	DET
elp-35768	4	9	governance	governance	NOUN
elp-35768	4	10	system	system	NOUN
elp-35768	4	11	of	of	ADP
elp-35768	4	12	cooperatives	cooperative	NOUN
elp-35768	4	13	and	and	CCONJ
elp-35768	4	14	credit	credit	NOUN
elp-35768	4	15	default	default	NOUN
elp-35768	4	16	risk	risk	NOUN
elp-35768	4	17	,	,	PUNCT
elp-35768	4	18	leverage	leverage	NOUN
elp-35768	4	19	risk	risk	NOUN
elp-35768	4	20	,	,	PUNCT
elp-35768	4	21	and	and	CCONJ
elp-35768	4	22	investment	investment	NOUN
elp-35768	4	23	risk	risk	NOUN
elp-35768	4	24	.	.	PUNCT
elp-35768	5	1	however	however	ADV
elp-35768	5	2	,	,	PUNCT
elp-35768	5	3	liquidity	liquidity	NOUN
elp-35768	5	4	risk	risk	NOUN
elp-35768	5	5	does	do	AUX
elp-35768	5	6	not	not	PART
elp-35768	5	7	demonstrate	demonstrate	VERB
elp-35768	5	8	a	a	DET
elp-35768	5	9	substantial	substantial	ADJ
elp-35768	5	10	link	link	NOUN
elp-35768	5	11	with	with	ADP
elp-35768	5	12	the	the	DET
elp-35768	5	13	governance	governance	NOUN
elp-35768	5	14	system	system	NOUN
elp-35768	5	15	,	,	PUNCT
elp-35768	5	16	suggesting	suggest	VERB
elp-35768	5	17	the	the	DET
elp-35768	5	18	influence	influence	NOUN
elp-35768	5	19	of	of	ADP
elp-35768	5	20	additional	additional	ADJ
elp-35768	5	21	factors	factor	NOUN
elp-35768	5	22	.	.	PUNCT
elp-35768	6	1	these	these	DET
elp-35768	6	2	results	result	NOUN
elp-35768	6	3	underscore	underscore	VERB
elp-35768	6	4	the	the	DET
elp-35768	6	5	pivotal	pivotal	ADJ
elp-35768	6	6	role	role	NOUN
elp-35768	6	7	of	of	ADP
elp-35768	6	8	effective	effective	ADJ
elp-35768	6	9	governance	governance	NOUN
elp-35768	6	10	in	in	ADP
elp-35768	6	11	mitigating	mitigate	VERB
elp-35768	6	12	financial	financial	ADJ
elp-35768	6	13	risks	risk	NOUN
elp-35768	6	14	within	within	ADP
elp-35768	6	15	cooperative	cooperative	ADJ
elp-35768	6	16	societies	society	NOUN
elp-35768	6	17	.	.	PUNCT
elp-35768	7	1	interestingly	interestingly	ADV
elp-35768	7	2	,	,	PUNCT
elp-35768	7	3	the	the	DET
elp-35768	7	4	lack	lack	NOUN
elp-35768	7	5	of	of	ADP
elp-35768	7	6	a	a	DET
elp-35768	7	7	significant	significant	ADJ
elp-35768	7	8	connection	connection	NOUN
elp-35768	7	9	between	between	ADP
elp-35768	7	10	liquidity	liquidity	NOUN
elp-35768	7	11	risk	risk	NOUN
elp-35768	7	12	and	and	CCONJ
elp-35768	7	13	the	the	DET
elp-35768	7	14	governance	governance	NOUN
elp-35768	7	15	system	system	NOUN
elp-35768	7	16	implies	imply	VERB
elp-35768	7	17	that	that	SCONJ
elp-35768	7	18	other	other	ADJ
elp-35768	7	19	factors	factor	NOUN
elp-35768	7	20	are	be	AUX
elp-35768	7	21	at	at	ADP
elp-35768	7	22	play	play	NOUN
elp-35768	7	23	in	in	ADP
elp-35768	7	24	influencing	influence	VERB
elp-35768	7	25	liquidity	liquidity	NOUN
elp-35768	7	26	risk	risk	NOUN
elp-35768	7	27	.	.	PUNCT
elp-35768	8	1	these	these	DET
elp-35768	8	2	insights	insight	NOUN
elp-35768	8	3	provide	provide	VERB
elp-35768	8	4	valuable	valuable	ADJ
elp-35768	8	5	guidance	guidance	NOUN
elp-35768	8	6	for	for	ADP
elp-35768	8	7	policymakers	policymaker	NOUN
elp-35768	8	8	and	and	CCONJ
elp-35768	8	9	cooperative	cooperative	ADJ
elp-35768	8	10	management	management	NOUN
elp-35768	8	11	,	,	PUNCT
elp-35768	8	12	facilitating	facilitate	VERB
elp-35768	8	13	the	the	DET
elp-35768	8	14	enhancement	enhancement	NOUN
elp-35768	8	15	of	of	ADP
elp-35768	8	16	governance	governance	NOUN
elp-35768	8	17	and	and	CCONJ
elp-35768	8	18	risk	risk	NOUN
elp-35768	8	19	management	management	NOUN
elp-35768	8	20	strategies	strategy	NOUN
elp-35768	8	21	,	,	PUNCT
elp-35768	8	22	and	and	CCONJ
elp-35768	8	23	ultimately	ultimately	ADV
elp-35768	8	24	contributing	contribute	VERB
elp-35768	8	25	to	to	ADP
elp-35768	8	26	the	the	DET
elp-35768	8	27	sustainability	sustainability	NOUN
elp-35768	8	28	of	of	ADP
elp-35768	8	29	cooperative	cooperative	ADJ
elp-35768	8	30	societies	society	NOUN
elp-35768	8	31	in	in	ADP
elp-35768	8	32	nepal	nepal	ADJ
elp-35768	8	33	.	.	PUNCT
elp-35768	9	1	the	the	DET
elp-35768	9	2	evaluation	evaluation	NOUN
elp-35768	9	3	involves	involve	VERB
elp-35768	9	4	a	a	DET
elp-35768	9	5	comprehensive	comprehensive	ADJ
elp-35768	9	6	analysis	analysis	NOUN
elp-35768	9	7	of	of	ADP
elp-35768	9	8	financial	financial	ADJ
elp-35768	9	9	risks	risk	NOUN
elp-35768	9	10	and	and	CCONJ
elp-35768	9	11	the	the	DET
elp-35768	9	12	governance	governance	NOUN
elp-35768	9	13	system	system	NOUN
elp-35768	9	14	in	in	ADP
elp-35768	9	15	nepalese	nepalese	ADJ
elp-35768	9	16	cooperative	cooperative	ADJ
elp-35768	9	17	societies	society	NOUN
elp-35768	9	18	,	,	PUNCT
elp-35768	9	19	utilizing	utilize	VERB
elp-35768	9	20	data	datum	NOUN
elp-35768	9	21	from	from	ADP
elp-35768	9	22	a	a	DET
elp-35768	9	23	sample	sample	NOUN
elp-35768	9	24	of	of	ADP
elp-35768	9	25	126	126	NUM
elp-35768	9	26	cooperative	cooperative	ADJ
elp-35768	9	27	societies	society	NOUN
elp-35768	9	28	in	in	ADP
elp-35768	9	29	kathmandu	kathmandu	NOUN
elp-35768	9	30	.	.	PUNCT
elp-35768	10	1	keywords	keyword	VERB
elp-35768	10	2	governance	governance	NOUN
elp-35768	10	3	system	system	NOUN
elp-35768	10	4	,	,	PUNCT
elp-35768	10	5	credit	credit	NOUN
elp-35768	10	6	default	default	NOUN
elp-35768	10	7	risk	risk	NOUN
elp-35768	10	8	,	,	PUNCT
elp-35768	10	9	leverage	leverage	NOUN
elp-35768	10	10	risk	risk	NOUN
elp-35768	10	11	,	,	PUNCT
elp-35768	10	12	liquidity	liquidity	NOUN
elp-35768	10	13	risk	risk	NOUN
elp-35768	10	14	,	,	PUNCT
elp-35768	10	15	and	and	CCONJ
elp-35768	10	16	investment	investment	NOUN
elp-35768	10	17	risk	risk	NOUN
elp-35768	10	18	www.scholink.org/ojs/index.php/elp	www.scholink.org/ojs/index.php/elp	NOUN
elp-35768	10	19	economics	economic	NOUN
elp-35768	10	20	,	,	PUNCT
elp-35768	10	21	law	law	NOUN
elp-35768	10	22	and	and	CCONJ
elp-35768	10	23	policy	policy	NOUN
elp-35768	10	24	vol	vol	NOUN
elp-35768	10	25	.	.	PROPN
elp-35768	11	1	6	6	NUM
elp-35768	11	2	,	,	PUNCT
elp-35768	11	3	no	no	INTJ
elp-35768	11	4	.	.	NOUN
elp-35768	11	5	3	3	NUM
elp-35768	11	6	,	,	PUNCT
elp-35768	11	7	2023	2023	NUM
elp-35768	11	8	28	28	NUM
elp-35768	11	9	published	publish	VERB
elp-35768	11	10	by	by	ADP
elp-35768	11	11	scholink	scholink	PROPN
elp-35768	11	12	inc	inc	PROPN
elp-35768	11	13	.	.	PROPN
elp-35768	11	14	1	1	NUM
elp-35768	11	15	.	.	PUNCT
elp-35768	12	1	introduction	introduction	NOUN
elp-35768	12	2	cooperatives	cooperative	NOUN
elp-35768	12	3	in	in	ADP
elp-35768	12	4	nepal	nepal	ADJ
elp-35768	12	5	have	have	AUX
elp-35768	12	6	evolved	evolve	VERB
elp-35768	12	7	within	within	ADP
elp-35768	12	8	a	a	DET
elp-35768	12	9	distinctive	distinctive	ADJ
elp-35768	12	10	and	and	CCONJ
elp-35768	12	11	well	well	ADV
elp-35768	12	12	-	-	PUNCT
elp-35768	12	13	defined	define	VERB
elp-35768	12	14	framework	framework	NOUN
elp-35768	12	15	,	,	PUNCT
elp-35768	12	16	characterized	characterize	VERB
elp-35768	12	17	by	by	ADP
elp-35768	12	18	the	the	DET
elp-35768	12	19	primacy	primacy	NOUN
elp-35768	12	20	of	of	ADP
elp-35768	12	21	member	member	NOUN
elp-35768	12	22	participation	participation	NOUN
elp-35768	12	23	in	in	ADP
elp-35768	12	24	decision	decision	NOUN
elp-35768	12	25	-	-	PUNCT
elp-35768	12	26	making	making	NOUN
elp-35768	12	27	.	.	PUNCT
elp-35768	13	1	this	this	DET
elp-35768	13	2	comprehensive	comprehensive	ADJ
elp-35768	13	3	exploration	exploration	NOUN
elp-35768	13	4	will	will	AUX
elp-35768	13	5	delve	delve	VERB
elp-35768	13	6	into	into	ADP
elp-35768	13	7	nepalese	nepalese	ADJ
elp-35768	13	8	cooperative	cooperative	ADJ
elp-35768	13	9	governance	governance	NOUN
elp-35768	13	10	,	,	PUNCT
elp-35768	13	11	highlighting	highlight	VERB
elp-35768	13	12	the	the	DET
elp-35768	13	13	essential	essential	ADJ
elp-35768	13	14	roles	role	NOUN
elp-35768	13	15	played	play	VERB
elp-35768	13	16	by	by	ADP
elp-35768	13	17	members	member	NOUN
elp-35768	13	18	,	,	PUNCT
elp-35768	13	19	the	the	DET
elp-35768	13	20	board	board	NOUN
elp-35768	13	21	of	of	ADP
elp-35768	13	22	directors	director	NOUN
elp-35768	13	23	,	,	PUNCT
elp-35768	13	24	management	management	NOUN
elp-35768	13	25	,	,	PUNCT
elp-35768	13	26	and	and	CCONJ
elp-35768	13	27	employees	employee	NOUN
elp-35768	13	28	in	in	ADP
elp-35768	13	29	shaping	shape	VERB
elp-35768	13	30	the	the	DET
elp-35768	13	31	cooperative	cooperative	NOUN
elp-35768	13	32	’s	’s	PART
elp-35768	13	33	success	success	NOUN
elp-35768	13	34	and	and	CCONJ
elp-35768	13	35	commitment	commitment	NOUN
elp-35768	13	36	to	to	ADP
elp-35768	13	37	inclusivity	inclusivity	NOUN
elp-35768	13	38	.	.	PUNCT
elp-35768	14	1	at	at	ADP
elp-35768	14	2	the	the	DET
elp-35768	14	3	conceptual	conceptual	ADJ
elp-35768	14	4	level	level	NOUN
elp-35768	14	5	,	,	PUNCT
elp-35768	14	6	the	the	DET
elp-35768	14	7	cooperative	cooperative	ADJ
elp-35768	14	8	model	model	NOUN
elp-35768	14	9	in	in	ADP
elp-35768	14	10	nepal	nepal	ADJ
elp-35768	14	11	illustrates	illustrate	VERB
elp-35768	14	12	a	a	DET
elp-35768	14	13	form	form	NOUN
elp-35768	14	14	of	of	ADP
elp-35768	14	15	collective	collective	ADJ
elp-35768	14	16	action	action	NOUN
elp-35768	14	17	where	where	SCONJ
elp-35768	14	18	individuals	individual	NOUN
elp-35768	14	19	join	join	VERB
elp-35768	14	20	together	together	ADV
elp-35768	14	21	to	to	PART
elp-35768	14	22	achieve	achieve	VERB
elp-35768	14	23	common	common	ADJ
elp-35768	14	24	minimum	minimum	ADJ
elp-35768	14	25	economic	economic	ADJ
elp-35768	14	26	,	,	PUNCT
elp-35768	14	27	social	social	ADJ
elp-35768	14	28	,	,	PUNCT
elp-35768	14	29	and	and	CCONJ
elp-35768	14	30	cultural	cultural	ADJ
elp-35768	14	31	objectives	objective	NOUN
elp-35768	14	32	.	.	PUNCT
elp-35768	15	1	it	it	PRON
elp-35768	15	2	reflects	reflect	VERB
elp-35768	15	3	cooperative	cooperative	ADJ
elp-35768	15	4	norms	norm	NOUN
elp-35768	15	5	that	that	SCONJ
elp-35768	15	6	center	center	NOUN
elp-35768	15	7	on	on	ADP
elp-35768	15	8	democratic	democratic	ADJ
elp-35768	15	9	decision	decision	NOUN
elp-35768	15	10	-	-	PUNCT
elp-35768	15	11	making	making	NOUN
elp-35768	15	12	,	,	PUNCT
elp-35768	15	13	shared	share	VERB
elp-35768	15	14	ownership	ownership	NOUN
elp-35768	15	15	,	,	PUNCT
elp-35768	15	16	and	and	CCONJ
elp-35768	15	17	equitable	equitable	ADJ
elp-35768	15	18	distribution	distribution	NOUN
elp-35768	15	19	of	of	ADP
elp-35768	15	20	benefits	benefit	NOUN
elp-35768	15	21	.	.	PUNCT
elp-35768	16	1	this	this	DET
elp-35768	16	2	conceptual	conceptual	ADJ
elp-35768	16	3	foundation	foundation	NOUN
elp-35768	16	4	aligns	align	VERB
elp-35768	16	5	with	with	ADP
elp-35768	16	6	international	international	ADJ
elp-35768	16	7	cooperative	cooperative	ADJ
elp-35768	16	8	principles	principle	NOUN
elp-35768	16	9	while	while	SCONJ
elp-35768	16	10	adapting	adapt	VERB
elp-35768	16	11	to	to	ADP
elp-35768	16	12	the	the	DET
elp-35768	16	13	specific	specific	ADJ
elp-35768	16	14	social	social	ADJ
elp-35768	16	15	and	and	CCONJ
elp-35768	16	16	economic	economic	ADJ
elp-35768	16	17	contexts	context	NOUN
elp-35768	16	18	of	of	ADP
elp-35768	16	19	nepal	nepal	NOUN
elp-35768	16	20	.	.	PUNCT
elp-35768	17	1	within	within	ADP
elp-35768	17	2	the	the	DET
elp-35768	17	3	nepalese	nepalese	ADJ
elp-35768	17	4	context	context	NOUN
elp-35768	17	5	,	,	PUNCT
elp-35768	17	6	cooperatives	cooperative	NOUN
elp-35768	17	7	have	have	AUX
elp-35768	17	8	emerged	emerge	VERB
elp-35768	17	9	as	as	ADP
elp-35768	17	10	vital	vital	ADJ
elp-35768	17	11	institutions	institution	NOUN
elp-35768	17	12	that	that	PRON
elp-35768	17	13	address	address	VERB
elp-35768	17	14	various	various	ADJ
elp-35768	17	15	economic	economic	ADJ
elp-35768	17	16	and	and	CCONJ
elp-35768	17	17	social	social	ADJ
elp-35768	17	18	challenges	challenge	NOUN
elp-35768	17	19	.	.	PUNCT
elp-35768	18	1	they	they	PRON
elp-35768	18	2	play	play	VERB
elp-35768	18	3	a	a	DET
elp-35768	18	4	significant	significant	ADJ
elp-35768	18	5	role	role	NOUN
elp-35768	18	6	in	in	ADP
elp-35768	18	7	rural	rural	ADJ
elp-35768	18	8	and	and	CCONJ
elp-35768	18	9	urban	urban	ADJ
elp-35768	18	10	settings	setting	NOUN
elp-35768	18	11	,	,	PUNCT
elp-35768	18	12	bridging	bridge	VERB
elp-35768	18	13	gaps	gap	NOUN
elp-35768	18	14	in	in	ADP
elp-35768	18	15	financial	financial	ADJ
elp-35768	18	16	services	service	NOUN
elp-35768	18	17	,	,	PUNCT
elp-35768	18	18	agriculture	agriculture	NOUN
elp-35768	18	19	,	,	PUNCT
elp-35768	18	20	and	and	CCONJ
elp-35768	18	21	other	other	ADJ
elp-35768	18	22	sectors	sector	NOUN
elp-35768	18	23	.	.	PUNCT
elp-35768	19	1	this	this	DET
elp-35768	19	2	contextual	contextual	ADJ
elp-35768	19	3	significance	significance	NOUN
elp-35768	19	4	is	be	AUX
elp-35768	19	5	underscored	underscore	VERB
elp-35768	19	6	by	by	ADP
elp-35768	19	7	the	the	DET
elp-35768	19	8	country	country	NOUN
elp-35768	19	9	’s	’s	PART
elp-35768	19	10	unique	unique	ADJ
elp-35768	19	11	socio	socio	NOUN
elp-35768	19	12	-	-	PUNCT
elp-35768	19	13	economic	economic	ADJ
elp-35768	19	14	landscape	landscape	NOUN
elp-35768	19	15	,	,	PUNCT
elp-35768	19	16	characterized	characterize	VERB
elp-35768	19	17	by	by	ADP
elp-35768	19	18	diverse	diverse	ADJ
elp-35768	19	19	ethnicities	ethnicity	NOUN
elp-35768	19	20	,	,	PUNCT
elp-35768	19	21	geographical	geographical	ADJ
elp-35768	19	22	variations	variation	NOUN
elp-35768	19	23	,	,	PUNCT
elp-35768	19	24	and	and	CCONJ
elp-35768	19	25	developmental	developmental	ADJ
elp-35768	19	26	needs	need	NOUN
elp-35768	19	27	.	.	PUNCT
elp-35768	20	1	the	the	DET
elp-35768	20	2	historical	historical	ADJ
elp-35768	20	3	cornerstone	cornerstone	NOUN
elp-35768	20	4	of	of	ADP
elp-35768	20	5	cooperative	cooperative	ADJ
elp-35768	20	6	movements	movement	NOUN
elp-35768	20	7	in	in	ADP
elp-35768	20	8	nepal	nepal	ADJ
elp-35768	20	9	traces	trace	NOUN
elp-35768	20	10	back	back	ADV
elp-35768	20	11	to	to	ADP
elp-35768	20	12	early	early	ADJ
elp-35768	20	13	grassroots	grassroots	ADJ
elp-35768	20	14	efforts	effort	NOUN
elp-35768	20	15	to	to	PART
elp-35768	20	16	address	address	VERB
elp-35768	20	17	economic	economic	ADJ
elp-35768	20	18	disparities	disparity	NOUN
elp-35768	20	19	and	and	CCONJ
elp-35768	20	20	empower	empower	NOUN
elp-35768	20	21	marginalized	marginalize	VERB
elp-35768	20	22	communities	community	NOUN
elp-35768	20	23	.	.	PUNCT
elp-35768	21	1	over	over	ADP
elp-35768	21	2	time	time	NOUN
elp-35768	21	3	,	,	PUNCT
elp-35768	21	4	these	these	DET
elp-35768	21	5	efforts	effort	NOUN
elp-35768	21	6	culminated	culminate	VERB
elp-35768	21	7	in	in	ADP
elp-35768	21	8	a	a	DET
elp-35768	21	9	structured	structured	ADJ
elp-35768	21	10	cooperative	cooperative	ADJ
elp-35768	21	11	framework	framework	NOUN
elp-35768	21	12	that	that	PRON
elp-35768	21	13	aimed	aim	VERB
elp-35768	21	14	to	to	PART
elp-35768	21	15	promote	promote	VERB
elp-35768	21	16	self	self	NOUN
elp-35768	21	17	-	-	PUNCT
elp-35768	21	18	sufficiency	sufficiency	NOUN
elp-35768	21	19	,	,	PUNCT
elp-35768	21	20	financial	financial	ADJ
elp-35768	21	21	inclusion	inclusion	NOUN
elp-35768	21	22	,	,	PUNCT
elp-35768	21	23	and	and	CCONJ
elp-35768	21	24	community	community	NOUN
elp-35768	21	25	development	development	NOUN
elp-35768	21	26	.	.	PUNCT
elp-35768	22	1	the	the	DET
elp-35768	22	2	cooperative	cooperative	ADJ
elp-35768	22	3	sector	sector	NOUN
elp-35768	22	4	has	have	AUX
elp-35768	22	5	grown	grow	VERB
elp-35768	22	6	significantly	significantly	ADV
elp-35768	22	7	from	from	ADP
elp-35768	22	8	its	its	PRON
elp-35768	22	9	inception	inception	NOUN
elp-35768	22	10	,	,	PUNCT
elp-35768	22	11	evolving	evolve	VERB
elp-35768	22	12	in	in	ADP
elp-35768	22	13	response	response	NOUN
elp-35768	22	14	to	to	ADP
elp-35768	22	15	historical	historical	ADJ
elp-35768	22	16	imperatives	imperative	NOUN
elp-35768	22	17	and	and	CCONJ
elp-35768	22	18	changing	change	VERB
elp-35768	22	19	economic	economic	ADJ
elp-35768	22	20	paradigms	paradigm	NOUN
elp-35768	22	21	.	.	PUNCT
elp-35768	23	1	this	this	DET
elp-35768	23	2	study	study	NOUN
elp-35768	23	3	is	be	AUX
elp-35768	23	4	driven	drive	VERB
elp-35768	23	5	to	to	PART
elp-35768	23	6	understand	understand	VERB
elp-35768	23	7	the	the	DET
elp-35768	23	8	relationships	relationship	NOUN
elp-35768	23	9	between	between	ADP
elp-35768	23	10	credit	credit	NOUN
elp-35768	23	11	default	default	NOUN
elp-35768	23	12	risk	risk	NOUN
elp-35768	23	13	,	,	PUNCT
elp-35768	23	14	leverage	leverage	NOUN
elp-35768	23	15	risk	risk	NOUN
elp-35768	23	16	,	,	PUNCT
elp-35768	23	17	liquidity	liquidity	NOUN
elp-35768	23	18	risk	risk	NOUN
elp-35768	23	19	,	,	PUNCT
elp-35768	23	20	and	and	CCONJ
elp-35768	23	21	investment	investment	NOUN
elp-35768	23	22	risk	risk	NOUN
elp-35768	23	23	concerning	concern	VERB
elp-35768	23	24	the	the	DET
elp-35768	23	25	governance	governance	NOUN
elp-35768	23	26	system	system	NOUN
elp-35768	23	27	of	of	ADP
elp-35768	23	28	nepalese	nepalese	ADJ
elp-35768	23	29	cooperative	cooperative	ADJ
elp-35768	23	30	societies	society	NOUN
elp-35768	23	31	.	.	PUNCT
elp-35768	24	1	the	the	DET
elp-35768	24	2	primary	primary	ADJ
elp-35768	24	3	aim	aim	NOUN
elp-35768	24	4	is	be	AUX
elp-35768	24	5	to	to	PART
elp-35768	24	6	explore	explore	VERB
elp-35768	24	7	whether	whether	SCONJ
elp-35768	24	8	there	there	PRON
elp-35768	24	9	is	be	VERB
elp-35768	24	10	a	a	DET
elp-35768	24	11	substantial	substantial	ADJ
elp-35768	24	12	correlation	correlation	NOUN
elp-35768	24	13	between	between	ADP
elp-35768	24	14	these	these	DET
elp-35768	24	15	financial	financial	ADJ
elp-35768	24	16	risks	risk	NOUN
elp-35768	24	17	and	and	CCONJ
elp-35768	24	18	the	the	DET
elp-35768	24	19	governance	governance	NOUN
elp-35768	24	20	system	system	NOUN
elp-35768	24	21	.	.	PUNCT
elp-35768	25	1	this	this	DET
elp-35768	25	2	inquiry	inquiry	NOUN
elp-35768	25	3	arises	arise	VERB
elp-35768	25	4	from	from	ADP
elp-35768	25	5	the	the	DET
elp-35768	25	6	recognition	recognition	NOUN
elp-35768	25	7	that	that	SCONJ
elp-35768	25	8	effective	effective	ADJ
elp-35768	25	9	governance	governance	NOUN
elp-35768	25	10	is	be	AUX
elp-35768	25	11	pivotal	pivotal	ADJ
elp-35768	25	12	to	to	ADP
elp-35768	25	13	the	the	DET
elp-35768	25	14	sustainability	sustainability	NOUN
elp-35768	25	15	and	and	CCONJ
elp-35768	25	16	prosperity	prosperity	NOUN
elp-35768	25	17	of	of	ADP
elp-35768	25	18	cooperatives	cooperative	NOUN
elp-35768	25	19	.	.	PUNCT
elp-35768	26	1	through	through	ADP
elp-35768	26	2	an	an	DET
elp-35768	26	3	examination	examination	NOUN
elp-35768	26	4	of	of	ADP
elp-35768	26	5	how	how	SCONJ
elp-35768	26	6	financial	financial	ADJ
elp-35768	26	7	risks	risk	NOUN
elp-35768	26	8	and	and	CCONJ
elp-35768	26	9	governance	governance	NOUN
elp-35768	26	10	interact	interact	NOUN
elp-35768	26	11	,	,	PUNCT
elp-35768	26	12	the	the	DET
elp-35768	26	13	research	research	NOUN
elp-35768	26	14	aims	aim	VERB
elp-35768	26	15	to	to	PART
elp-35768	26	16	illuminate	illuminate	VERB
elp-35768	26	17	both	both	DET
elp-35768	26	18	the	the	DET
elp-35768	26	19	strengths	strength	NOUN
elp-35768	26	20	and	and	CCONJ
elp-35768	26	21	possible	possible	ADJ
elp-35768	26	22	weaknesses	weakness	NOUN
elp-35768	26	23	of	of	ADP
elp-35768	26	24	the	the	DET
elp-35768	26	25	nepalese	nepalese	ADJ
elp-35768	26	26	cooperative	cooperative	ADJ
elp-35768	26	27	model	model	NOUN
elp-35768	26	28	.	.	PUNCT
elp-35768	27	1	this	this	DET
elp-35768	27	2	understanding	understanding	NOUN
elp-35768	27	3	is	be	AUX
elp-35768	27	4	crucial	crucial	ADJ
elp-35768	27	5	for	for	ADP
elp-35768	27	6	policymakers	policymaker	NOUN
elp-35768	27	7	,	,	PUNCT
elp-35768	27	8	cooperative	cooperative	ADJ
elp-35768	27	9	management	management	NOUN
elp-35768	27	10	,	,	PUNCT
elp-35768	27	11	and	and	CCONJ
elp-35768	27	12	members	member	NOUN
elp-35768	27	13	alike	alike	ADV
elp-35768	27	14	,	,	PUNCT
elp-35768	27	15	as	as	SCONJ
elp-35768	27	16	it	it	PRON
elp-35768	27	17	can	can	AUX
elp-35768	27	18	inform	inform	VERB
elp-35768	27	19	strategies	strategy	NOUN
elp-35768	27	20	to	to	PART
elp-35768	27	21	enhance	enhance	VERB
elp-35768	27	22	governance	governance	NOUN
elp-35768	27	23	and	and	CCONJ
elp-35768	27	24	risk	risk	NOUN
elp-35768	27	25	management	management	NOUN
elp-35768	27	26	,	,	PUNCT
elp-35768	27	27	ensuring	ensure	VERB
elp-35768	27	28	the	the	DET
elp-35768	27	29	continued	continued	ADJ
elp-35768	27	30	success	success	NOUN
elp-35768	27	31	of	of	ADP
elp-35768	27	32	cooperative	cooperative	ADJ
elp-35768	27	33	societies	society	NOUN
elp-35768	27	34	in	in	ADP
elp-35768	27	35	nepal	nepal	ADJ
elp-35768	27	36	.	.	PUNCT
elp-35768	28	1	nepalese	nepalese	ADJ
elp-35768	28	2	cooperatives	cooperative	NOUN
elp-35768	28	3	serve	serve	VERB
elp-35768	28	4	as	as	ADP
elp-35768	28	5	dynamic	dynamic	ADJ
elp-35768	28	6	entities	entity	NOUN
elp-35768	28	7	,	,	PUNCT
elp-35768	28	8	driven	drive	VERB
elp-35768	28	9	by	by	ADP
elp-35768	28	10	the	the	DET
elp-35768	28	11	active	active	ADJ
elp-35768	28	12	involvement	involvement	NOUN
elp-35768	28	13	of	of	ADP
elp-35768	28	14	their	their	PRON
elp-35768	28	15	members	member	NOUN
elp-35768	28	16	,	,	PUNCT
elp-35768	28	17	prudent	prudent	ADJ
elp-35768	28	18	governance	governance	NOUN
elp-35768	28	19	practices	practice	NOUN
elp-35768	28	20	,	,	PUNCT
elp-35768	28	21	and	and	CCONJ
elp-35768	28	22	a	a	DET
elp-35768	28	23	faithful	faithful	ADJ
elp-35768	28	24	commitment	commitment	NOUN
elp-35768	28	25	to	to	ADP
elp-35768	28	26	collective	collective	ADJ
elp-35768	28	27	prosperity	prosperity	NOUN
elp-35768	28	28	and	and	CCONJ
elp-35768	28	29	inclusivity	inclusivity	NOUN
elp-35768	28	30	.	.	PUNCT
elp-35768	29	1	this	this	DET
elp-35768	29	2	sequential	sequential	ADJ
elp-35768	29	3	breakdown	breakdown	NOUN
elp-35768	29	4	emphasizes	emphasize	VERB
elp-35768	29	5	the	the	DET
elp-35768	29	6	integral	integral	ADJ
elp-35768	29	7	role	role	NOUN
elp-35768	29	8	of	of	ADP
elp-35768	29	9	each	each	DET
elp-35768	29	10	stakeholder	stakeholder	NOUN
elp-35768	29	11	in	in	ADP
elp-35768	29	12	the	the	DET
elp-35768	29	13	cooperative	cooperative	NOUN
elp-35768	29	14	’s	’s	PART
elp-35768	29	15	achievements	achievement	NOUN
elp-35768	29	16	.	.	PUNCT
elp-35768	30	1	www.scholink.org/ojs/index.php/elp	www.scholink.org/ojs/index.php/elp	NOUN
elp-35768	30	2	economics	economic	NOUN
elp-35768	30	3	,	,	PUNCT
elp-35768	30	4	law	law	NOUN
elp-35768	30	5	and	and	CCONJ
elp-35768	30	6	policy	policy	NOUN
elp-35768	30	7	vol	vol	NOUN
elp-35768	30	8	.	.	PROPN
elp-35768	31	1	6	6	NUM
elp-35768	31	2	,	,	PUNCT
elp-35768	31	3	no	no	INTJ
elp-35768	31	4	.	.	NOUN
elp-35768	31	5	3	3	NUM
elp-35768	31	6	,	,	PUNCT
elp-35768	31	7	2023	2023	NUM
elp-35768	31	8	29	29	NUM
elp-35768	31	9	published	publish	VERB
elp-35768	31	10	by	by	ADP
elp-35768	31	11	scholink	scholink	PROPN
elp-35768	31	12	inc	inc	PROPN
elp-35768	31	13	.	.	PROPN
elp-35768	32	1	drawing	draw	VERB
elp-35768	32	2	from	from	ADP
elp-35768	32	3	the	the	DET
elp-35768	32	4	economic	economic	ADJ
elp-35768	32	5	survey	survey	NOUN
elp-35768	32	6	for	for	ADP
elp-35768	32	7	the	the	DET
elp-35768	32	8	year	year	NOUN
elp-35768	32	9	2022/23	2022/23	NUM
elp-35768	32	10	,	,	PUNCT
elp-35768	32	11	as	as	ADP
elp-35768	32	12	of	of	ADP
elp-35768	32	13	mid	mid	NOUN
elp-35768	32	14	-	-	NOUN
elp-35768	32	15	march	march	NOUN
elp-35768	32	16	2023	2023	NUM
elp-35768	32	17	,	,	PUNCT
elp-35768	32	18	the	the	DET
elp-35768	32	19	cooperative	cooperative	ADJ
elp-35768	32	20	sector	sector	NOUN
elp-35768	32	21	has	have	AUX
elp-35768	32	22	achieved	achieve	VERB
elp-35768	32	23	noteworthy	noteworthy	ADJ
elp-35768	32	24	milestones	milestone	NOUN
elp-35768	32	25	.	.	PUNCT
elp-35768	33	1	it	it	PRON
elp-35768	33	2	encompasses	encompass	VERB
elp-35768	33	3	a	a	DET
elp-35768	33	4	total	total	NOUN
elp-35768	33	5	of	of	ADP
elp-35768	33	6	31,373	31,373	NUM
elp-35768	33	7	cooperatives	cooperative	NOUN
elp-35768	33	8	,	,	PUNCT
elp-35768	33	9	catering	cater	VERB
elp-35768	33	10	to	to	ADP
elp-35768	33	11	the	the	DET
elp-35768	33	12	needs	need	NOUN
elp-35768	33	13	of	of	ADP
elp-35768	33	14	7,381,218	7,381,218	NUM
elp-35768	33	15	members	member	NOUN
elp-35768	33	16	.	.	PUNCT
elp-35768	34	1	remarkably	remarkably	ADV
elp-35768	34	2	,	,	PUNCT
elp-35768	34	3	this	this	DET
elp-35768	34	4	sector	sector	NOUN
elp-35768	34	5	has	have	AUX
elp-35768	34	6	played	play	VERB
elp-35768	34	7	a	a	DET
elp-35768	34	8	pivotal	pivotal	ADJ
elp-35768	34	9	role	role	NOUN
elp-35768	34	10	in	in	ADP
elp-35768	34	11	creating	create	VERB
elp-35768	34	12	direct	direct	ADJ
elp-35768	34	13	employment	employment	NOUN
elp-35768	34	14	opportunities	opportunity	NOUN
elp-35768	34	15	for	for	ADP
elp-35768	34	16	93,771	93,771	NUM
elp-35768	34	17	individuals	individual	NOUN
elp-35768	34	18	.	.	PUNCT
elp-35768	35	1	in	in	ADP
elp-35768	35	2	terms	term	NOUN
elp-35768	35	3	of	of	ADP
elp-35768	35	4	its	its	PRON
elp-35768	35	5	financial	financial	ADJ
elp-35768	35	6	impact	impact	NOUN
elp-35768	35	7	,	,	PUNCT
elp-35768	35	8	the	the	DET
elp-35768	35	9	cooperative	cooperative	ADJ
elp-35768	35	10	sector	sector	NOUN
elp-35768	35	11	has	have	AUX
elp-35768	35	12	made	make	VERB
elp-35768	35	13	substantial	substantial	ADJ
elp-35768	35	14	contributions	contribution	NOUN
elp-35768	35	15	,	,	PUNCT
elp-35768	35	16	accumulating	accumulate	VERB
elp-35768	35	17	a	a	DET
elp-35768	35	18	share	share	NOUN
elp-35768	35	19	capital	capital	NOUN
elp-35768	35	20	of	of	ADP
elp-35768	35	21	94.15	94.15	NUM
elp-35768	35	22	billion	billion	NUM
elp-35768	35	23	rupees	rupee	NOUN
elp-35768	35	24	,	,	PUNCT
elp-35768	35	25	collecting	collect	VERB
elp-35768	35	26	deposits	deposit	NOUN
elp-35768	35	27	totaling	total	VERB
elp-35768	35	28	478.03	478.03	NUM
elp-35768	35	29	billion	billion	NUM
elp-35768	35	30	rupees	rupee	NOUN
elp-35768	35	31	,	,	PUNCT
elp-35768	35	32	and	and	CCONJ
elp-35768	35	33	providing	provide	VERB
elp-35768	35	34	loans	loan	NOUN
elp-35768	35	35	amounting	amount	VERB
elp-35768	35	36	to	to	ADP
elp-35768	35	37	426.35	426.35	NUM
elp-35768	35	38	billion	billion	NUM
elp-35768	35	39	rupees	rupee	NOUN
elp-35768	35	40	to	to	ADP
elp-35768	35	41	their	their	PRON
elp-35768	35	42	members	member	NOUN
elp-35768	35	43	.	.	PUNCT
elp-35768	36	1	these	these	DET
elp-35768	36	2	statistics	statistic	NOUN
elp-35768	36	3	underscore	underscore	VERB
elp-35768	36	4	the	the	DET
elp-35768	36	5	substantial	substantial	ADJ
elp-35768	36	6	role	role	NOUN
elp-35768	36	7	of	of	ADP
elp-35768	36	8	cooperatives	cooperative	NOUN
elp-35768	36	9	in	in	ADP
elp-35768	36	10	nepal	nepal	PROPN
elp-35768	36	11	’s	’s	PART
elp-35768	36	12	socio	socio	NOUN
elp-35768	36	13	-	-	PUNCT
elp-35768	36	14	economic	economic	ADJ
elp-35768	36	15	landscape	landscape	NOUN
elp-35768	36	16	,	,	PUNCT
elp-35768	36	17	affirming	affirm	VERB
elp-35768	36	18	their	their	PRON
elp-35768	36	19	significance	significance	NOUN
elp-35768	36	20	at	at	ADP
elp-35768	36	21	both	both	CCONJ
elp-35768	36	22	the	the	DET
elp-35768	36	23	national	national	ADJ
elp-35768	36	24	and	and	CCONJ
elp-35768	36	25	regional	regional	ADJ
elp-35768	36	26	levels	level	NOUN
elp-35768	36	27	.	.	PUNCT
elp-35768	37	1	2	2	X
elp-35768	37	2	.	.	X
elp-35768	37	3	literature	literature	NOUN
elp-35768	37	4	review	review	VERB
elp-35768	37	5	the	the	DET
elp-35768	37	6	governance	governance	NOUN
elp-35768	37	7	of	of	ADP
elp-35768	37	8	cooperative	cooperative	ADJ
elp-35768	37	9	societies	society	NOUN
elp-35768	37	10	in	in	ADP
elp-35768	37	11	nepal	nepal	ADJ
elp-35768	37	12	constitutes	constitute	VERB
elp-35768	37	13	a	a	DET
elp-35768	37	14	multifaceted	multifaceted	ADJ
elp-35768	37	15	and	and	CCONJ
elp-35768	37	16	dynamic	dynamic	ADJ
elp-35768	37	17	domain	domain	NOUN
elp-35768	37	18	,	,	PUNCT
elp-35768	37	19	as	as	SCONJ
elp-35768	37	20	evidenced	evidence	VERB
elp-35768	37	21	by	by	ADP
elp-35768	37	22	a	a	DET
elp-35768	37	23	wealth	wealth	NOUN
elp-35768	37	24	of	of	ADP
elp-35768	37	25	scholarly	scholarly	ADJ
elp-35768	37	26	studies	study	NOUN
elp-35768	37	27	and	and	CCONJ
elp-35768	37	28	insights	insight	NOUN
elp-35768	37	29	.	.	PUNCT
elp-35768	38	1	this	this	DET
elp-35768	38	2	literature	literature	NOUN
elp-35768	38	3	review	review	NOUN
elp-35768	38	4	offers	offer	VERB
elp-35768	38	5	an	an	DET
elp-35768	38	6	in	in	ADP
elp-35768	38	7	-	-	PUNCT
elp-35768	38	8	depth	depth	NOUN
elp-35768	38	9	exploration	exploration	NOUN
elp-35768	38	10	of	of	ADP
elp-35768	38	11	significant	significant	ADJ
elp-35768	38	12	findings	finding	NOUN
elp-35768	38	13	and	and	CCONJ
elp-35768	38	14	perspectives	perspective	NOUN
elp-35768	38	15	concerning	concern	VERB
elp-35768	38	16	cooperative	cooperative	ADJ
elp-35768	38	17	governance	governance	NOUN
elp-35768	38	18	in	in	ADP
elp-35768	38	19	the	the	DET
elp-35768	38	20	nepalese	nepalese	ADJ
elp-35768	38	21	context	context	NOUN
elp-35768	38	22	.	.	PUNCT
elp-35768	39	1	it	it	PRON
elp-35768	39	2	interplay	interplay	NOUN
elp-35768	39	3	between	between	ADP
elp-35768	39	4	independent	independent	ADJ
elp-35768	39	5	and	and	CCONJ
elp-35768	39	6	dependent	dependent	ADJ
elp-35768	39	7	variables	variable	NOUN
elp-35768	39	8	,	,	PUNCT
elp-35768	39	9	emphasizing	emphasize	VERB
elp-35768	39	10	the	the	DET
elp-35768	39	11	relationship	relationship	NOUN
elp-35768	39	12	between	between	ADP
elp-35768	39	13	these	these	DET
elp-35768	39	14	variables	variable	NOUN
elp-35768	39	15	for	for	ADP
elp-35768	39	16	the	the	DET
elp-35768	39	17	purpose	purpose	NOUN
elp-35768	39	18	of	of	ADP
elp-35768	39	19	generalizing	generalize	VERB
elp-35768	39	20	results	result	NOUN
elp-35768	39	21	to	to	ADP
elp-35768	39	22	a	a	DET
elp-35768	39	23	wider	wide	ADJ
elp-35768	39	24	context	context	NOUN
elp-35768	39	25	.	.	PUNCT
elp-35768	40	1	multifaceted	multifaceted	ADJ
elp-35768	40	2	approach	approach	NOUN
elp-35768	40	3	:	:	PUNCT
elp-35768	40	4	paudel	paudel	NOUN
elp-35768	40	5	(	(	PUNCT
elp-35768	40	6	2022	2022	NUM
elp-35768	40	7	)	)	PUNCT
elp-35768	40	8	proposed	propose	VERB
elp-35768	40	9	approach	approach	NOUN
elp-35768	40	10	to	to	PART
elp-35768	40	11	foster	foster	VERB
elp-35768	40	12	the	the	DET
elp-35768	40	13	development	development	NOUN
elp-35768	40	14	of	of	ADP
elp-35768	40	15	the	the	DET
elp-35768	40	16	cooperative	cooperative	ADJ
elp-35768	40	17	movement	movement	NOUN
elp-35768	40	18	is	be	AUX
elp-35768	40	19	characterized	characterize	VERB
elp-35768	40	20	by	by	ADP
elp-35768	40	21	several	several	ADJ
elp-35768	40	22	dimensions	dimension	NOUN
elp-35768	40	23	,	,	PUNCT
elp-35768	40	24	including	include	VERB
elp-35768	40	25	the	the	DET
elp-35768	40	26	promotion	promotion	NOUN
elp-35768	40	27	of	of	ADP
elp-35768	40	28	cooperative	cooperative	ADJ
elp-35768	40	29	-	-	PUNCT
elp-35768	40	30	friendly	friendly	ADJ
elp-35768	40	31	policies	policy	NOUN
elp-35768	40	32	,	,	PUNCT
elp-35768	40	33	expansion	expansion	NOUN
elp-35768	40	34	into	into	ADP
elp-35768	40	35	rural	rural	ADJ
elp-35768	40	36	underserved	underserved	ADJ
elp-35768	40	37	areas	area	NOUN
elp-35768	40	38	,	,	PUNCT
elp-35768	40	39	establishment	establishment	NOUN
elp-35768	40	40	of	of	ADP
elp-35768	40	41	cooperatives	cooperative	NOUN
elp-35768	40	42	as	as	ADP
elp-35768	40	43	a	a	DET
elp-35768	40	44	cornerstone	cornerstone	NOUN
elp-35768	40	45	of	of	ADP
elp-35768	40	46	national	national	ADJ
elp-35768	40	47	prosperity	prosperity	NOUN
elp-35768	40	48	,	,	PUNCT
elp-35768	40	49	reinforcement	reinforcement	NOUN
elp-35768	40	50	of	of	ADP
elp-35768	40	51	cooperatives	cooperative	NOUN
elp-35768	40	52	self	self	NOUN
elp-35768	40	53	-	-	PUNCT
elp-35768	40	54	regulation	regulation	NOUN
elp-35768	40	55	,	,	PUNCT
elp-35768	40	56	and	and	CCONJ
elp-35768	40	57	the	the	DET
elp-35768	40	58	maintenance	maintenance	NOUN
elp-35768	40	59	of	of	ADP
elp-35768	40	60	good	good	ADJ
elp-35768	40	61	governance	governance	NOUN
elp-35768	40	62	.	.	PUNCT
elp-35768	41	1	this	this	DET
elp-35768	41	2	approach	approach	NOUN
elp-35768	41	3	lays	lay	VERB
elp-35768	41	4	the	the	DET
elp-35768	41	5	groundwork	groundwork	NOUN
elp-35768	41	6	for	for	ADP
elp-35768	41	7	understanding	understand	VERB
elp-35768	41	8	the	the	DET
elp-35768	41	9	intricate	intricate	ADJ
elp-35768	41	10	relationships	relationship	NOUN
elp-35768	41	11	between	between	ADP
elp-35768	41	12	these	these	DET
elp-35768	41	13	independent	independent	ADJ
elp-35768	41	14	variables	variable	NOUN
elp-35768	41	15	and	and	CCONJ
elp-35768	41	16	their	their	PRON
elp-35768	41	17	impact	impact	NOUN
elp-35768	41	18	on	on	ADP
elp-35768	41	19	the	the	DET
elp-35768	41	20	dependent	dependent	ADJ
elp-35768	41	21	variable	variable	ADJ
elp-35768	41	22	,	,	PUNCT
elp-35768	41	23	cooperative	cooperative	ADJ
elp-35768	41	24	development	development	NOUN
elp-35768	41	25	.	.	PUNCT
elp-35768	42	1	significance	significance	NOUN
elp-35768	42	2	of	of	ADP
elp-35768	42	3	accountability	accountability	NOUN
elp-35768	42	4	:	:	PUNCT
elp-35768	42	5	ernst	ernst	PROPN
elp-35768	42	6	and	and	CCONJ
elp-35768	42	7	young	young	ADJ
elp-35768	42	8	(	(	PUNCT
elp-35768	42	9	2012	2012	NUM
elp-35768	42	10	)	)	PUNCT
elp-35768	42	11	underscores	underscore	VERB
elp-35768	42	12	the	the	DET
elp-35768	42	13	vital	vital	ADJ
elp-35768	42	14	importance	importance	NOUN
elp-35768	42	15	of	of	ADP
elp-35768	42	16	accountability	accountability	NOUN
elp-35768	42	17	in	in	ADP
elp-35768	42	18	cooperative	cooperative	ADJ
elp-35768	42	19	governance	governance	NOUN
elp-35768	42	20	.	.	PUNCT
elp-35768	43	1	it	it	PRON
elp-35768	43	2	highlights	highlight	VERB
elp-35768	43	3	accountability	accountability	NOUN
elp-35768	43	4	as	as	ADP
elp-35768	43	5	a	a	DET
elp-35768	43	6	pivotal	pivotal	ADJ
elp-35768	43	7	independent	independent	ADJ
elp-35768	43	8	variable	variable	NOUN
elp-35768	43	9	that	that	PRON
elp-35768	43	10	influences	influence	VERB
elp-35768	43	11	governance	governance	NOUN
elp-35768	43	12	outcomes	outcome	NOUN
elp-35768	43	13	.	.	PUNCT
elp-35768	44	1	weak	weak	ADJ
elp-35768	44	2	oversight	oversight	NOUN
elp-35768	44	3	and	and	CCONJ
elp-35768	44	4	control	control	NOUN
elp-35768	44	5	mechanisms	mechanism	NOUN
elp-35768	44	6	are	be	AUX
elp-35768	44	7	identified	identify	VERB
elp-35768	44	8	as	as	ADP
elp-35768	44	9	barriers	barrier	NOUN
elp-35768	44	10	to	to	ADP
elp-35768	44	11	effective	effective	ADJ
elp-35768	44	12	governance	governance	NOUN
elp-35768	44	13	,	,	PUNCT
elp-35768	44	14	emphasizing	emphasize	VERB
elp-35768	44	15	the	the	DET
elp-35768	44	16	direct	direct	ADJ
elp-35768	44	17	relationship	relationship	NOUN
elp-35768	44	18	between	between	ADP
elp-35768	44	19	accountability	accountability	NOUN
elp-35768	44	20	practices	practice	NOUN
elp-35768	44	21	and	and	CCONJ
elp-35768	44	22	governance	governance	NOUN
elp-35768	44	23	failures	failure	NOUN
elp-35768	44	24	.	.	PUNCT
elp-35768	45	1	holistic	holistic	ADJ
elp-35768	45	2	nature	nature	NOUN
elp-35768	45	3	of	of	ADP
elp-35768	45	4	governance	governance	NOUN
elp-35768	45	5	systems	system	NOUN
elp-35768	45	6	:	:	PUNCT
elp-35768	45	7	eckart	eckart	PROPN
elp-35768	45	8	(	(	PUNCT
elp-35768	45	9	2009	2009	NUM
elp-35768	45	10	)	)	PUNCT
elp-35768	45	11	conceptualization	conceptualization	NOUN
elp-35768	45	12	of	of	ADP
elp-35768	45	13	governance	governance	NOUN
elp-35768	45	14	systems	system	NOUN
elp-35768	45	15	as	as	ADP
elp-35768	45	16	encompassing	encompass	VERB
elp-35768	45	17	structures	structure	NOUN
elp-35768	45	18	,	,	PUNCT
elp-35768	45	19	processes	process	NOUN
elp-35768	45	20	,	,	PUNCT
elp-35768	45	21	and	and	CCONJ
elp-35768	45	22	dynamic	dynamic	ADJ
elp-35768	45	23	interactions	interaction	NOUN
elp-35768	45	24	places	place	VERB
elp-35768	45	25	emphasis	emphasis	NOUN
elp-35768	45	26	on	on	ADP
elp-35768	45	27	alignment	alignment	NOUN
elp-35768	45	28	with	with	ADP
elp-35768	45	29	cooperative	cooperative	ADJ
elp-35768	45	30	objectives	objective	NOUN
elp-35768	45	31	,	,	PUNCT
elp-35768	45	32	member	member	NOUN
elp-35768	45	33	interests	interest	NOUN
elp-35768	45	34	,	,	PUNCT
elp-35768	45	35	and	and	CCONJ
elp-35768	45	36	core	core	NOUN
elp-35768	45	37	values	value	NOUN
elp-35768	45	38	in	in	ADP
elp-35768	45	39	nepal	nepal	ADJ
elp-35768	45	40	.	.	PUNCT
elp-35768	46	1	this	this	DET
elp-35768	46	2	definition	definition	NOUN
elp-35768	46	3	underscores	underscore	VERB
elp-35768	46	4	the	the	DET
elp-35768	46	5	interdependence	interdependence	NOUN
elp-35768	46	6	of	of	ADP
elp-35768	46	7	various	various	ADJ
elp-35768	46	8	elements	element	NOUN
elp-35768	46	9	within	within	ADP
elp-35768	46	10	governance	governance	NOUN
elp-35768	46	11	systems	system	NOUN
elp-35768	46	12	and	and	CCONJ
elp-35768	46	13	their	their	PRON
elp-35768	46	14	direct	direct	ADJ
elp-35768	46	15	influence	influence	NOUN
elp-35768	46	16	on	on	ADP
elp-35768	46	17	the	the	DET
elp-35768	46	18	dependent	dependent	ADJ
elp-35768	46	19	variable	variable	ADJ
elp-35768	46	20	,	,	PUNCT
elp-35768	46	21	cooperative	cooperative	ADJ
elp-35768	46	22	performance	performance	NOUN
elp-35768	46	23	.	.	PUNCT
elp-35768	47	1	adaptability	adaptability	NOUN
elp-35768	47	2	in	in	ADP
elp-35768	47	3	cooperative	cooperative	ADJ
elp-35768	47	4	governance	governance	NOUN
elp-35768	47	5	:	:	PUNCT
elp-35768	47	6	novkovic	novkovic	PROPN
elp-35768	47	7	et	et	PROPN
elp-35768	47	8	al	al	PROPN
elp-35768	47	9	.	.	PROPN
elp-35768	48	1	(	(	PUNCT
elp-35768	48	2	2023	2023	NUM
elp-35768	48	3	)	)	PUNCT
elp-35768	48	4	stress	stress	VERB
elp-35768	48	5	the	the	DET
elp-35768	48	6	adaptability	adaptability	NOUN
elp-35768	48	7	of	of	ADP
elp-35768	48	8	cooperative	cooperative	ADJ
elp-35768	48	9	governance	governance	NOUN
elp-35768	48	10	structures	structure	NOUN
elp-35768	48	11	,	,	PUNCT
elp-35768	48	12	highlighting	highlight	VERB
elp-35768	48	13	their	their	PRON
elp-35768	48	14	dependence	dependence	NOUN
elp-35768	48	15	on	on	ADP
elp-35768	48	16	the	the	DET
elp-35768	48	17	organization	organization	NOUN
elp-35768	48	18	’s	’s	PART
elp-35768	48	19	purpose	purpose	NOUN
elp-35768	48	20	and	and	CCONJ
elp-35768	48	21	member	member	NOUN
elp-35768	48	22	relationships	relationship	NOUN
elp-35768	48	23	.	.	PUNCT
elp-35768	49	1	this	this	DET
elp-35768	49	2	adaptability	adaptability	NOUN
elp-35768	49	3	is	be	AUX
elp-35768	49	4	a	a	DET
elp-35768	49	5	crucial	crucial	ADJ
elp-35768	49	6	independent	independent	ADJ
elp-35768	49	7	variable	variable	NOUN
elp-35768	49	8	as	as	SCONJ
elp-35768	49	9	it	it	PRON
elp-35768	49	10	influences	influence	VERB
elp-35768	49	11	cooperative	cooperative	ADJ
elp-35768	49	12	evolution	evolution	NOUN
elp-35768	49	13	while	while	SCONJ
elp-35768	49	14	upholding	uphold	VERB
elp-35768	49	15	democratic	democratic	ADJ
elp-35768	49	16	processes	process	NOUN
elp-35768	49	17	,	,	PUNCT
elp-35768	49	18	signifying	signify	VERB
elp-35768	49	19	the	the	DET
elp-35768	49	20	need	need	NOUN
elp-35768	49	21	for	for	ADP
elp-35768	49	22	flexibility	flexibility	NOUN
elp-35768	49	23	and	and	CCONJ
elp-35768	49	24	responsiveness	responsiveness	NOUN
elp-35768	49	25	in	in	ADP
elp-35768	49	26	governance	governance	NOUN
elp-35768	49	27	approaches	approach	NOUN
elp-35768	49	28	.	.	PUNCT
elp-35768	50	1	www.scholink.org/ojs/index.php/elp	www.scholink.org/ojs/index.php/elp	NOUN
elp-35768	50	2	economics	economic	NOUN
elp-35768	50	3	,	,	PUNCT
elp-35768	50	4	law	law	NOUN
elp-35768	50	5	and	and	CCONJ
elp-35768	50	6	policy	policy	NOUN
elp-35768	50	7	vol	vol	NOUN
elp-35768	50	8	.	.	PROPN
elp-35768	51	1	6	6	NUM
elp-35768	51	2	,	,	PUNCT
elp-35768	51	3	no	no	INTJ
elp-35768	51	4	.	.	NOUN
elp-35768	51	5	3	3	NUM
elp-35768	51	6	,	,	PUNCT
elp-35768	51	7	2023	2023	NUM
elp-35768	51	8	30	30	NUM
elp-35768	51	9	published	publish	VERB
elp-35768	51	10	by	by	ADP
elp-35768	51	11	scholink	scholink	PROPN
elp-35768	51	12	inc	inc	PROPN
elp-35768	51	13	.	.	PROPN
elp-35768	51	14	policy	policy	NOUN
elp-35768	51	15	implementation	implementation	NOUN
elp-35768	51	16	and	and	CCONJ
elp-35768	51	17	member	member	NOUN
elp-35768	51	18	participation	participation	NOUN
elp-35768	51	19	:	:	PUNCT
elp-35768	51	20	ekhorutomwen	ekhorutomwen	NOUN
elp-35768	51	21	and	and	CCONJ
elp-35768	51	22	peters	peters	PROPN
elp-35768	51	23	(	(	PUNCT
elp-35768	51	24	2021	2021	NUM
elp-35768	51	25	)	)	PUNCT
elp-35768	51	26	&	&	CCONJ
elp-35768	51	27	prakash	prakash	PROPN
elp-35768	51	28	(	(	PUNCT
elp-35768	51	29	2004	2004	NUM
elp-35768	51	30	)	)	PUNCT
elp-35768	51	31	underline	underline	VERB
elp-35768	51	32	the	the	DET
elp-35768	51	33	importance	importance	NOUN
elp-35768	51	34	of	of	ADP
elp-35768	51	35	policy	policy	NOUN
elp-35768	51	36	implementation	implementation	NOUN
elp-35768	51	37	in	in	ADP
elp-35768	51	38	nepal	nepal	NOUN
elp-35768	51	39	for	for	ADP
elp-35768	51	40	strengthening	strengthen	VERB
elp-35768	51	41	cooperative	cooperative	ADJ
elp-35768	51	42	systems	system	NOUN
elp-35768	51	43	.	.	PUNCT
elp-35768	52	1	effective	effective	ADJ
elp-35768	52	2	governance	governance	NOUN
elp-35768	52	3	through	through	ADP
elp-35768	52	4	regulation	regulation	NOUN
elp-35768	52	5	,	,	PUNCT
elp-35768	52	6	networking	networking	NOUN
elp-35768	52	7	,	,	PUNCT
elp-35768	52	8	and	and	CCONJ
elp-35768	52	9	innovative	innovative	ADJ
elp-35768	52	10	management	management	NOUN
elp-35768	52	11	is	be	AUX
elp-35768	52	12	identified	identify	VERB
elp-35768	52	13	as	as	ADP
elp-35768	52	14	influential	influential	ADJ
elp-35768	52	15	independent	independent	ADJ
elp-35768	52	16	variables	variable	NOUN
elp-35768	52	17	in	in	ADP
elp-35768	52	18	enhancing	enhance	VERB
elp-35768	52	19	performance	performance	NOUN
elp-35768	52	20	,	,	PUNCT
elp-35768	52	21	benefitting	benefit	VERB
elp-35768	52	22	members	member	NOUN
elp-35768	52	23	,	,	PUNCT
elp-35768	52	24	and	and	CCONJ
elp-35768	52	25	ensuring	ensure	VERB
elp-35768	52	26	satisfaction	satisfaction	NOUN
elp-35768	52	27	.	.	PUNCT
elp-35768	53	1	member	member	NOUN
elp-35768	53	2	participation	participation	NOUN
elp-35768	53	3	,	,	PUNCT
elp-35768	53	4	another	another	DET
elp-35768	53	5	independent	independent	ADJ
elp-35768	53	6	variable	variable	NOUN
elp-35768	53	7	,	,	PUNCT
elp-35768	53	8	plays	play	VERB
elp-35768	53	9	a	a	DET
elp-35768	53	10	pivotal	pivotal	ADJ
elp-35768	53	11	role	role	NOUN
elp-35768	53	12	in	in	ADP
elp-35768	53	13	governance	governance	NOUN
elp-35768	53	14	,	,	PUNCT
elp-35768	53	15	underlining	underline	VERB
elp-35768	53	16	the	the	DET
elp-35768	53	17	importance	importance	NOUN
elp-35768	53	18	of	of	ADP
elp-35768	53	19	policy	policy	NOUN
elp-35768	53	20	and	and	CCONJ
elp-35768	53	21	active	active	ADJ
elp-35768	53	22	member	member	NOUN
elp-35768	53	23	involvement	involvement	NOUN
elp-35768	53	24	.	.	PUNCT
elp-35768	54	1	management	management	NOUN
elp-35768	54	2	,	,	PUNCT
elp-35768	54	3	human	human	ADJ
elp-35768	54	4	resource	resource	NOUN
elp-35768	54	5	quality	quality	NOUN
elp-35768	54	6	,	,	PUNCT
elp-35768	54	7	and	and	CCONJ
elp-35768	54	8	adaptability	adaptability	NOUN
elp-35768	54	9	:	:	PUNCT
elp-35768	54	10	paudel	paudel	NOUN
elp-35768	54	11	(	(	PUNCT
elp-35768	54	12	2021	2021	NUM
elp-35768	54	13	)	)	PUNCT
elp-35768	54	14	&	&	CCONJ
elp-35768	54	15	fairbairn	fairbairn	PROPN
elp-35768	54	16	et	et	PROPN
elp-35768	54	17	al	al	PROPN
elp-35768	54	18	.	.	PROPN
elp-35768	55	1	(	(	PUNCT
elp-35768	55	2	2015	2015	NUM
elp-35768	55	3	)	)	PUNCT
elp-35768	55	4	conclude	conclude	VERB
elp-35768	55	5	that	that	SCONJ
elp-35768	55	6	effective	effective	ADJ
elp-35768	55	7	management	management	NOUN
elp-35768	55	8	,	,	PUNCT
elp-35768	55	9	governance	governance	NOUN
elp-35768	55	10	,	,	PUNCT
elp-35768	55	11	and	and	CCONJ
elp-35768	55	12	human	human	ADJ
elp-35768	55	13	resource	resource	NOUN
elp-35768	55	14	quality	quality	NOUN
elp-35768	55	15	are	be	AUX
elp-35768	55	16	emphasized	emphasize	VERB
elp-35768	55	17	as	as	ADP
elp-35768	55	18	independent	independent	ADJ
elp-35768	55	19	variables	variable	NOUN
elp-35768	55	20	that	that	PRON
elp-35768	55	21	shape	shape	VERB
elp-35768	55	22	the	the	DET
elp-35768	55	23	evolution	evolution	NOUN
elp-35768	55	24	of	of	ADP
elp-35768	55	25	the	the	DET
elp-35768	55	26	cooperative	cooperative	ADJ
elp-35768	55	27	savings	saving	NOUN
elp-35768	55	28	culture	culture	NOUN
elp-35768	55	29	.	.	PUNCT
elp-35768	56	1	capacity	capacity	NOUN
elp-35768	56	2	-	-	PUNCT
elp-35768	56	3	building	build	VERB
elp-35768	56	4	initiatives	initiative	NOUN
elp-35768	56	5	and	and	CCONJ
elp-35768	56	6	adaptable	adaptable	ADJ
elp-35768	56	7	governance	governance	NOUN
elp-35768	56	8	practices	practice	NOUN
elp-35768	56	9	further	far	ADV
elp-35768	56	10	reinforce	reinforce	VERB
elp-35768	56	11	the	the	DET
elp-35768	56	12	interdependence	interdependence	NOUN
elp-35768	56	13	of	of	ADP
elp-35768	56	14	these	these	DET
elp-35768	56	15	variables	variable	NOUN
elp-35768	56	16	with	with	ADP
elp-35768	56	17	cooperative	cooperative	ADJ
elp-35768	56	18	success	success	NOUN
elp-35768	56	19	.	.	PUNCT
elp-35768	57	1	cooperative	cooperative	ADJ
elp-35768	57	2	networks	network	NOUN
elp-35768	57	3	and	and	CCONJ
elp-35768	57	4	governance	governance	NOUN
elp-35768	57	5	:	:	PUNCT
elp-35768	57	6	fairbairn	fairbairn	PROPN
elp-35768	57	7	et	et	PROPN
elp-35768	57	8	al	al	PROPN
elp-35768	57	9	.	.	PROPN
elp-35768	58	1	(	(	PUNCT
elp-35768	58	2	2015	2015	NUM
elp-35768	58	3	)	)	PUNCT
elp-35768	58	4	conclude	conclude	VERB
elp-35768	58	5	that	that	SCONJ
elp-35768	58	6	the	the	DET
elp-35768	58	7	value	value	NOUN
elp-35768	58	8	of	of	ADP
elp-35768	58	9	cooperative	cooperative	ADJ
elp-35768	58	10	networks	network	NOUN
elp-35768	58	11	in	in	ADP
elp-35768	58	12	sharing	share	VERB
elp-35768	58	13	collective	collective	ADJ
elp-35768	58	14	knowledge	knowledge	NOUN
elp-35768	58	15	for	for	ADP
elp-35768	58	16	effective	effective	ADJ
elp-35768	58	17	governance	governance	NOUN
elp-35768	58	18	practices	practice	NOUN
elp-35768	58	19	underscores	underscore	VERB
elp-35768	58	20	the	the	DET
elp-35768	58	21	influence	influence	NOUN
elp-35768	58	22	of	of	ADP
elp-35768	58	23	these	these	DET
elp-35768	58	24	networks	network	NOUN
elp-35768	58	25	as	as	ADP
elp-35768	58	26	an	an	DET
elp-35768	58	27	independent	independent	ADJ
elp-35768	58	28	variable	variable	NOUN
elp-35768	58	29	in	in	ADP
elp-35768	58	30	cooperative	cooperative	ADJ
elp-35768	58	31	governance	governance	NOUN
elp-35768	58	32	.	.	PUNCT
elp-35768	59	1	the	the	DET
elp-35768	59	2	nuanced	nuanced	ADJ
elp-35768	59	3	nature	nature	NOUN
elp-35768	59	4	of	of	ADP
elp-35768	59	5	“	"	PUNCT
elp-35768	59	6	good	good	ADJ
elp-35768	59	7	governance	governance	NOUN
elp-35768	59	8	”	"	PUNCT
elp-35768	59	9	highlights	highlight	VERB
elp-35768	59	10	the	the	DET
elp-35768	59	11	context	context	NOUN
elp-35768	59	12	-	-	PUNCT
elp-35768	59	13	specific	specific	ADJ
elp-35768	59	14	and	and	CCONJ
elp-35768	59	15	knowledge	knowledge	NOUN
elp-35768	59	16	-	-	PUNCT
elp-35768	59	17	sharing	share	VERB
elp-35768	59	18	aspects	aspect	NOUN
elp-35768	59	19	that	that	PRON
elp-35768	59	20	affect	affect	VERB
elp-35768	59	21	governance	governance	NOUN
elp-35768	59	22	outcomes	outcome	NOUN
elp-35768	59	23	.	.	PUNCT
elp-35768	60	1	agency	agency	NOUN
elp-35768	60	2	problems	problem	NOUN
elp-35768	60	3	,	,	PUNCT
elp-35768	60	4	cooperative	cooperative	ADJ
elp-35768	60	5	identity	identity	NOUN
elp-35768	60	6	,	,	PUNCT
elp-35768	60	7	and	and	CCONJ
elp-35768	60	8	democratic	democratic	ADJ
elp-35768	60	9	control	control	NOUN
elp-35768	60	10	:	:	PUNCT
elp-35768	60	11	brasil	brasil	PROPN
elp-35768	60	12	(	(	PUNCT
elp-35768	60	13	2008	2008	NUM
elp-35768	60	14	)	)	PUNCT
elp-35768	60	15	,	,	PUNCT
elp-35768	60	16	novkovic	novkovic	ADJ
elp-35768	60	17	and	and	CCONJ
elp-35768	60	18	miner	miner	NOUN
elp-35768	60	19	(	(	PUNCT
elp-35768	60	20	2015	2015	NUM
elp-35768	60	21	)	)	PUNCT
elp-35768	60	22	,	,	PUNCT
elp-35768	60	23	birchall	birchall	NOUN
elp-35768	60	24	(	(	PUNCT
elp-35768	60	25	2017	2017	NUM
elp-35768	60	26	)	)	PUNCT
elp-35768	60	27	&	&	CCONJ
elp-35768	60	28	cornforth	cornforth	PROPN
elp-35768	60	29	(	(	PUNCT
elp-35768	60	30	2004	2004	NUM
elp-35768	60	31	)	)	PUNCT
elp-35768	60	32	delve	delve	VERB
elp-35768	60	33	into	into	ADP
elp-35768	60	34	agency	agency	NOUN
elp-35768	60	35	problems	problem	NOUN
elp-35768	60	36	,	,	PUNCT
elp-35768	60	37	distinctive	distinctive	ADJ
elp-35768	60	38	features	feature	NOUN
elp-35768	60	39	of	of	ADP
elp-35768	60	40	cooperative	cooperative	ADJ
elp-35768	60	41	identity	identity	NOUN
elp-35768	60	42	,	,	PUNCT
elp-35768	60	43	and	and	CCONJ
elp-35768	60	44	the	the	DET
elp-35768	60	45	balance	balance	NOUN
elp-35768	60	46	between	between	ADP
elp-35768	60	47	representation	representation	NOUN
elp-35768	60	48	and	and	CCONJ
elp-35768	60	49	expertise	expertise	NOUN
elp-35768	60	50	in	in	ADP
elp-35768	60	51	cooperative	cooperative	ADJ
elp-35768	60	52	boards	board	NOUN
elp-35768	60	53	.	.	PUNCT
elp-35768	61	1	these	these	DET
elp-35768	61	2	aspects	aspect	NOUN
elp-35768	61	3	,	,	PUNCT
elp-35768	61	4	considered	consider	VERB
elp-35768	61	5	independent	independent	ADJ
elp-35768	61	6	variables	variable	NOUN
elp-35768	61	7	,	,	PUNCT
elp-35768	61	8	influence	influence	NOUN
elp-35768	61	9	governance	governance	NOUN
elp-35768	61	10	outcomes	outcome	NOUN
elp-35768	61	11	through	through	ADP
elp-35768	61	12	their	their	PRON
elp-35768	61	13	impact	impact	NOUN
elp-35768	61	14	on	on	ADP
elp-35768	61	15	the	the	DET
elp-35768	61	16	alignment	alignment	NOUN
elp-35768	61	17	of	of	ADP
elp-35768	61	18	interests	interest	NOUN
elp-35768	61	19	and	and	CCONJ
elp-35768	61	20	democratic	democratic	ADJ
elp-35768	61	21	principles	principle	NOUN
elp-35768	61	22	.	.	PUNCT
elp-35768	62	1	humanistic	humanistic	ADJ
elp-35768	62	2	perspective	perspective	NOUN
elp-35768	62	3	on	on	ADP
elp-35768	62	4	governance	governance	NOUN
elp-35768	62	5	:	:	PUNCT
elp-35768	62	6	novkovic	novkovic	ADJ
elp-35768	62	7	and	and	CCONJ
elp-35768	62	8	miner	miner	NOUN
elp-35768	62	9	(	(	PUNCT
elp-35768	62	10	2015	2015	NUM
elp-35768	62	11	)	)	PUNCT
elp-35768	62	12	,	,	PUNCT
elp-35768	62	13	bager	bager	NOUN
elp-35768	62	14	(	(	PUNCT
elp-35768	62	15	1994	1994	NUM
elp-35768	62	16	)	)	PUNCT
elp-35768	62	17	,	,	PUNCT
elp-35768	62	18	sacchetti	sacchetti	PROPN
elp-35768	62	19	&	&	CCONJ
elp-35768	62	20	tortia	tortia	PROPN
elp-35768	62	21	(	(	PUNCT
elp-35768	62	22	2016	2016	NUM
elp-35768	62	23	)	)	PUNCT
elp-35768	62	24	introduce	introduce	VERB
elp-35768	62	25	diversity	diversity	NOUN
elp-35768	62	26	and	and	CCONJ
elp-35768	62	27	context	context	NOUN
elp-35768	62	28	-	-	PUNCT
elp-35768	62	29	dependence	dependence	NOUN
elp-35768	62	30	as	as	ADP
elp-35768	62	31	essential	essential	ADJ
elp-35768	62	32	components	component	NOUN
elp-35768	62	33	of	of	ADP
elp-35768	62	34	decision	decision	NOUN
elp-35768	62	35	-	-	PUNCT
elp-35768	62	36	making	make	VERB
elp-35768	62	37	structures	structure	NOUN
elp-35768	62	38	.	.	PUNCT
elp-35768	63	1	human	human	ADJ
elp-35768	63	2	dignity	dignity	NOUN
elp-35768	63	3	and	and	CCONJ
elp-35768	63	4	needs	need	VERB
elp-35768	63	5	satisfaction	satisfaction	NOUN
elp-35768	63	6	emerge	emerge	VERB
elp-35768	63	7	as	as	ADP
elp-35768	63	8	pivotal	pivotal	ADJ
elp-35768	63	9	independent	independent	ADJ
elp-35768	63	10	variables	variable	NOUN
elp-35768	63	11	influencing	influence	VERB
elp-35768	63	12	governance	governance	NOUN
elp-35768	63	13	practices	practice	NOUN
elp-35768	63	14	.	.	PUNCT
elp-35768	64	1	the	the	DET
elp-35768	64	2	four	four	NUM
elp-35768	64	3	pillars	pillar	NOUN
elp-35768	64	4	of	of	ADP
elp-35768	64	5	cooperative	cooperative	ADJ
elp-35768	64	6	governance	governance	NOUN
elp-35768	64	7	model	model	NOUN
elp-35768	64	8	:	:	PUNCT
elp-35768	64	9	this	this	DET
elp-35768	64	10	model	model	NOUN
elp-35768	64	11	provides	provide	VERB
elp-35768	64	12	a	a	DET
elp-35768	64	13	holistic	holistic	ADJ
elp-35768	64	14	framework	framework	NOUN
elp-35768	64	15	that	that	PRON
elp-35768	64	16	includes	include	VERB
elp-35768	64	17	teaming	team	VERB
elp-35768	64	18	,	,	PUNCT
elp-35768	64	19	accountable	accountable	ADJ
elp-35768	64	20	empowerment	empowerment	NOUN
elp-35768	64	21	,	,	PUNCT
elp-35768	64	22	strategic	strategic	ADJ
elp-35768	64	23	leadership	leadership	NOUN
elp-35768	64	24	,	,	PUNCT
elp-35768	64	25	and	and	CCONJ
elp-35768	64	26	democracy	democracy	NOUN
elp-35768	64	27	,	,	PUNCT
elp-35768	64	28	serving	serve	VERB
elp-35768	64	29	as	as	ADP
elp-35768	64	30	independent	independent	ADJ
elp-35768	64	31	variables	variable	NOUN
elp-35768	64	32	applicable	applicable	ADJ
elp-35768	64	33	at	at	ADP
elp-35768	64	34	all	all	DET
elp-35768	64	35	cooperative	cooperative	ADJ
elp-35768	64	36	levels	level	NOUN
elp-35768	64	37	in	in	ADP
elp-35768	64	38	nepal	nepal	ADJ
elp-35768	64	39	.	.	PUNCT
elp-35768	65	1	member	member	NOUN
elp-35768	65	2	engagement	engagement	NOUN
elp-35768	65	3	and	and	CCONJ
elp-35768	65	4	context	context	NOUN
elp-35768	65	5	-	-	PUNCT
elp-35768	65	6	specific	specific	ADJ
elp-35768	65	7	variables	variable	NOUN
elp-35768	65	8	:	:	PUNCT
elp-35768	65	9	novkovic	novkovic	ADJ
elp-35768	65	10	et	et	PROPN
elp-35768	65	11	al	al	PROPN
elp-35768	65	12	.	.	PROPN
elp-35768	66	1	(	(	PUNCT
elp-35768	66	2	2023	2023	NUM
elp-35768	66	3	)	)	PUNCT
elp-35768	66	4	highlighted	highlight	VERB
elp-35768	66	5	the	the	DET
elp-35768	66	6	significance	significance	NOUN
elp-35768	66	7	of	of	ADP
elp-35768	66	8	member	member	NOUN
elp-35768	66	9	engagement	engagement	NOUN
elp-35768	66	10	as	as	ADP
elp-35768	66	11	an	an	DET
elp-35768	66	12	independent	independent	ADJ
elp-35768	66	13	variable	variable	NOUN
elp-35768	66	14	is	be	AUX
elp-35768	66	15	emphasized	emphasize	VERB
elp-35768	66	16	,	,	PUNCT
elp-35768	66	17	as	as	SCONJ
elp-35768	66	18	is	be	AUX
elp-35768	66	19	the	the	DET
elp-35768	66	20	influence	influence	NOUN
elp-35768	66	21	of	of	ADP
elp-35768	66	22	context	context	NOUN
elp-35768	66	23	-	-	PUNCT
elp-35768	66	24	specific	specific	ADJ
elp-35768	66	25	variables	variable	NOUN
elp-35768	66	26	on	on	ADP
elp-35768	66	27	various	various	ADJ
elp-35768	66	28	forms	form	NOUN
elp-35768	66	29	of	of	ADP
elp-35768	66	30	“	"	PUNCT
elp-35768	66	31	best	good	ADJ
elp-35768	66	32	cooperative	cooperative	ADJ
elp-35768	66	33	governance	governance	NOUN
elp-35768	66	34	”	"	PUNCT
elp-35768	66	35	.	.	PUNCT
elp-35768	67	1	these	these	DET
elp-35768	67	2	variables	variable	NOUN
elp-35768	67	3	navigate	navigate	VERB
elp-35768	67	4	the	the	DET
elp-35768	67	5	dynamic	dynamic	ADJ
elp-35768	67	6	interplay	interplay	NOUN
elp-35768	67	7	between	between	ADP
elp-35768	67	8	member	member	NOUN
elp-35768	67	9	expectations	expectation	NOUN
elp-35768	67	10	and	and	CCONJ
elp-35768	67	11	external	external	ADJ
elp-35768	67	12	pressures	pressure	NOUN
elp-35768	67	13	,	,	PUNCT
elp-35768	67	14	underlining	underline	VERB
elp-35768	67	15	the	the	DET
elp-35768	67	16	need	need	NOUN
elp-35768	67	17	for	for	ADP
elp-35768	67	18	adaptive	adaptive	ADJ
elp-35768	67	19	governance	governance	NOUN
elp-35768	67	20	strategies	strategy	NOUN
elp-35768	67	21	.	.	PUNCT
elp-35768	68	1	governance	governance	NOUN
elp-35768	68	2	in	in	ADP
elp-35768	68	3	financial	financial	ADJ
elp-35768	68	4	cooperatives	cooperative	NOUN
elp-35768	68	5	:	:	PUNCT
elp-35768	68	6	brasil	brasil	PROPN
elp-35768	68	7	(	(	PUNCT
elp-35768	68	8	2008	2008	NUM
elp-35768	68	9	)	)	PUNCT
elp-35768	68	10	highlights	highlight	VERB
elp-35768	68	11	the	the	DET
elp-35768	68	12	unique	unique	ADJ
elp-35768	68	13	challenges	challenge	NOUN
elp-35768	68	14	and	and	CCONJ
elp-35768	68	15	importance	importance	NOUN
elp-35768	68	16	of	of	ADP
elp-35768	68	17	governance	governance	NOUN
elp-35768	68	18	in	in	ADP
elp-35768	68	19	financial	financial	ADJ
elp-35768	68	20	cooperatives	cooperative	NOUN
elp-35768	68	21	as	as	ADP
elp-35768	68	22	an	an	DET
elp-35768	68	23	influential	influential	ADJ
elp-35768	68	24	independent	independent	ADJ
elp-35768	68	25	variable	variable	NOUN
elp-35768	68	26	.	.	PUNCT
elp-35768	69	1	www.scholink.org/ojs/index.php/elp	www.scholink.org/ojs/index.php/elp	NOUN
elp-35768	69	2	economics	economic	NOUN
elp-35768	69	3	,	,	PUNCT
elp-35768	69	4	law	law	NOUN
elp-35768	69	5	and	and	CCONJ
elp-35768	69	6	policy	policy	NOUN
elp-35768	69	7	vol	vol	NOUN
elp-35768	69	8	.	.	PROPN
elp-35768	70	1	6	6	NUM
elp-35768	70	2	,	,	PUNCT
elp-35768	70	3	no	no	INTJ
elp-35768	70	4	.	.	NOUN
elp-35768	70	5	3	3	NUM
elp-35768	70	6	,	,	PUNCT
elp-35768	70	7	2023	2023	NUM
elp-35768	70	8	31	31	NUM
elp-35768	70	9	published	publish	VERB
elp-35768	70	10	by	by	ADP
elp-35768	70	11	scholink	scholink	PROPN
elp-35768	70	12	inc	inc	PROPN
elp-35768	70	13	.	.	PROPN
elp-35768	70	14	link	link	PROPN
elp-35768	70	15	between	between	ADP
elp-35768	70	16	governance	governance	NOUN
elp-35768	70	17	and	and	CCONJ
elp-35768	70	18	performance	performance	NOUN
elp-35768	70	19	:	:	PUNCT
elp-35768	70	20	dayanandan	dayanandan	PROPN
elp-35768	70	21	and	and	CCONJ
elp-35768	70	22	dagnachew	dagnachew	PROPN
elp-35768	70	23	(	(	PUNCT
elp-35768	70	24	2015	2015	NUM
elp-35768	70	25	)	)	PUNCT
elp-35768	70	26	conclude	conclude	VERB
elp-35768	70	27	the	the	DET
elp-35768	70	28	vital	vital	ADJ
elp-35768	70	29	connection	connection	NOUN
elp-35768	70	30	between	between	ADP
elp-35768	70	31	good	good	ADJ
elp-35768	70	32	governance	governance	NOUN
elp-35768	70	33	and	and	CCONJ
elp-35768	70	34	cooperative	cooperative	ADJ
elp-35768	70	35	performance	performance	NOUN
elp-35768	70	36	underscores	underscore	VERB
elp-35768	70	37	the	the	DET
elp-35768	70	38	critical	critical	ADJ
elp-35768	70	39	impact	impact	NOUN
elp-35768	70	40	of	of	ADP
elp-35768	70	41	governance	governance	NOUN
elp-35768	70	42	as	as	ADP
elp-35768	70	43	an	an	DET
elp-35768	70	44	independent	independent	ADJ
elp-35768	70	45	variable	variable	NOUN
elp-35768	70	46	on	on	ADP
elp-35768	70	47	the	the	DET
elp-35768	70	48	dependent	dependent	ADJ
elp-35768	70	49	variable	variable	ADJ
elp-35768	70	50	,	,	PUNCT
elp-35768	70	51	cooperative	cooperative	ADJ
elp-35768	70	52	success	success	NOUN
elp-35768	70	53	.	.	PUNCT
elp-35768	71	1	empirical	empirical	ADJ
elp-35768	71	2	evidence	evidence	NOUN
elp-35768	71	3	:	:	PUNCT
elp-35768	71	4	puri	puri	PROPN
elp-35768	71	5	and	and	CCONJ
elp-35768	71	6	bunchapattanasakda	bunchapattanasakda	NOUN
elp-35768	71	7	(	(	PUNCT
elp-35768	71	8	2019	2019	NUM
elp-35768	71	9	)	)	PUNCT
elp-35768	71	10	conclude	conclude	VERB
elp-35768	71	11	that	that	DET
elp-35768	71	12	good	good	ADJ
elp-35768	71	13	governance	governance	NOUN
elp-35768	71	14	exhibits	exhibit	VERB
elp-35768	71	15	a	a	DET
elp-35768	71	16	statistically	statistically	ADV
elp-35768	71	17	significant	significant	ADJ
elp-35768	71	18	and	and	CCONJ
elp-35768	71	19	positive	positive	ADJ
elp-35768	71	20	correlation	correlation	NOUN
elp-35768	71	21	with	with	ADP
elp-35768	71	22	the	the	DET
elp-35768	71	23	financial	financial	ADJ
elp-35768	71	24	performance	performance	NOUN
elp-35768	71	25	of	of	ADP
elp-35768	71	26	savings	saving	NOUN
elp-35768	71	27	and	and	CCONJ
elp-35768	71	28	credit	credit	NOUN
elp-35768	71	29	cooperatives	cooperative	NOUN
elp-35768	71	30	.	.	PUNCT
elp-35768	72	1	the	the	DET
elp-35768	72	2	independent	independent	ADJ
elp-35768	72	3	variables	variable	NOUN
elp-35768	72	4	of	of	ADP
elp-35768	72	5	participation	participation	NOUN
elp-35768	72	6	,	,	PUNCT
elp-35768	72	7	accountability	accountability	NOUN
elp-35768	72	8	,	,	PUNCT
elp-35768	72	9	and	and	CCONJ
elp-35768	72	10	transparency	transparency	NOUN
elp-35768	72	11	were	be	AUX
elp-35768	72	12	also	also	ADV
elp-35768	72	13	found	find	VERB
elp-35768	72	14	to	to	PART
elp-35768	72	15	have	have	VERB
elp-35768	72	16	not	not	PART
elp-35768	72	17	only	only	ADV
elp-35768	72	18	statistically	statistically	ADV
elp-35768	72	19	significant	significant	ADJ
elp-35768	72	20	but	but	CCONJ
elp-35768	72	21	also	also	ADV
elp-35768	72	22	positive	positive	ADJ
elp-35768	72	23	relationships	relationship	NOUN
elp-35768	72	24	with	with	ADP
elp-35768	72	25	the	the	DET
elp-35768	72	26	financial	financial	ADJ
elp-35768	72	27	performance	performance	NOUN
elp-35768	72	28	of	of	ADP
elp-35768	72	29	these	these	DET
elp-35768	72	30	cooperatives	cooperative	NOUN
elp-35768	72	31	.	.	PUNCT
elp-35768	73	1	this	this	DET
elp-35768	73	2	empirical	empirical	ADJ
elp-35768	73	3	evidence	evidence	NOUN
elp-35768	73	4	serves	serve	VERB
elp-35768	73	5	as	as	ADP
elp-35768	73	6	a	a	DET
elp-35768	73	7	significant	significant	ADJ
elp-35768	73	8	reference	reference	NOUN
elp-35768	73	9	for	for	ADP
elp-35768	73	10	generalizing	generalize	VERB
elp-35768	73	11	the	the	DET
elp-35768	73	12	impact	impact	NOUN
elp-35768	73	13	of	of	ADP
elp-35768	73	14	governance	governance	NOUN
elp-35768	73	15	components	component	NOUN
elp-35768	73	16	on	on	ADP
elp-35768	73	17	cooperative	cooperative	ADJ
elp-35768	73	18	financial	financial	ADJ
elp-35768	73	19	success	success	NOUN
elp-35768	73	20	.	.	PUNCT
elp-35768	74	1	policy	policy	NOUN
elp-35768	74	2	implications	implication	NOUN
elp-35768	74	3	:	:	PUNCT
elp-35768	74	4	puri	puri	PROPN
elp-35768	74	5	and	and	CCONJ
elp-35768	74	6	bunchapattanasakda	bunchapattanasakda	NOUN
elp-35768	74	7	(	(	PUNCT
elp-35768	74	8	2019	2019	NUM
elp-35768	74	9	)	)	PUNCT
elp-35768	74	10	show	show	VERB
elp-35768	74	11	the	the	DET
elp-35768	74	12	discovery	discovery	NOUN
elp-35768	74	13	of	of	ADP
elp-35768	74	14	a	a	DET
elp-35768	74	15	significant	significant	ADJ
elp-35768	74	16	relationship	relationship	NOUN
elp-35768	74	17	between	between	ADP
elp-35768	74	18	participation	participation	NOUN
elp-35768	74	19	,	,	PUNCT
elp-35768	74	20	accountability	accountability	NOUN
elp-35768	74	21	,	,	PUNCT
elp-35768	74	22	and	and	CCONJ
elp-35768	74	23	transparency	transparency	NOUN
elp-35768	74	24	as	as	ADP
elp-35768	74	25	pivotal	pivotal	ADJ
elp-35768	74	26	components	component	NOUN
elp-35768	74	27	of	of	ADP
elp-35768	74	28	good	good	ADJ
elp-35768	74	29	governance	governance	NOUN
elp-35768	74	30	and	and	CCONJ
elp-35768	74	31	cooperative	cooperative	ADJ
elp-35768	74	32	performance	performance	NOUN
elp-35768	74	33	carry	carry	VERB
elp-35768	74	34	direct	direct	ADJ
elp-35768	74	35	policy	policy	NOUN
elp-35768	74	36	implications	implication	NOUN
elp-35768	74	37	for	for	ADP
elp-35768	74	38	enhancing	enhance	VERB
elp-35768	74	39	cooperative	cooperative	ADJ
elp-35768	74	40	governance	governance	NOUN
elp-35768	74	41	,	,	PUNCT
elp-35768	74	42	particularly	particularly	ADV
elp-35768	74	43	within	within	ADP
elp-35768	74	44	local	local	ADJ
elp-35768	74	45	governments	government	NOUN
elp-35768	74	46	in	in	ADP
elp-35768	74	47	nepal	nepal	NOUN
elp-35768	74	48	.	.	PUNCT
elp-35768	75	1	in	in	ADP
elp-35768	75	2	summary	summary	NOUN
elp-35768	75	3	,	,	PUNCT
elp-35768	75	4	cooperative	cooperative	ADJ
elp-35768	75	5	governance	governance	NOUN
elp-35768	75	6	in	in	ADP
elp-35768	75	7	nepalese	nepalese	ADJ
elp-35768	75	8	cooperative	cooperative	ADJ
elp-35768	75	9	societies	society	NOUN
elp-35768	75	10	represents	represent	VERB
elp-35768	75	11	a	a	DET
elp-35768	75	12	dynamic	dynamic	ADJ
elp-35768	75	13	and	and	CCONJ
elp-35768	75	14	multifaceted	multifaceted	ADJ
elp-35768	75	15	field	field	NOUN
elp-35768	75	16	.	.	PUNCT
elp-35768	76	1	this	this	DET
elp-35768	76	2	literature	literature	NOUN
elp-35768	76	3	review	review	NOUN
elp-35768	76	4	underscores	underscore	VERB
elp-35768	76	5	the	the	DET
elp-35768	76	6	importance	importance	NOUN
elp-35768	76	7	of	of	ADP
elp-35768	76	8	various	various	ADJ
elp-35768	76	9	independent	independent	ADJ
elp-35768	76	10	variables	variable	NOUN
elp-35768	76	11	such	such	ADJ
elp-35768	76	12	as	as	ADP
elp-35768	76	13	adaptability	adaptability	NOUN
elp-35768	76	14	,	,	PUNCT
elp-35768	76	15	accountability	accountability	NOUN
elp-35768	76	16	,	,	PUNCT
elp-35768	76	17	management	management	NOUN
elp-35768	76	18	,	,	PUNCT
elp-35768	76	19	human	human	ADJ
elp-35768	76	20	resource	resource	NOUN
elp-35768	76	21	quality	quality	NOUN
elp-35768	76	22	,	,	PUNCT
elp-35768	76	23	member	member	NOUN
elp-35768	76	24	engagement	engagement	NOUN
elp-35768	76	25	,	,	PUNCT
elp-35768	76	26	and	and	CCONJ
elp-35768	76	27	context	context	NOUN
elp-35768	76	28	-	-	PUNCT
elp-35768	76	29	specific	specific	ADJ
elp-35768	76	30	variables	variable	NOUN
elp-35768	76	31	in	in	ADP
elp-35768	76	32	shaping	shape	VERB
elp-35768	76	33	cooperative	cooperative	ADJ
elp-35768	76	34	governance	governance	NOUN
elp-35768	76	35	and	and	CCONJ
elp-35768	76	36	,	,	PUNCT
elp-35768	76	37	subsequently	subsequently	ADV
elp-35768	76	38	,	,	PUNCT
elp-35768	76	39	cooperative	cooperative	ADJ
elp-35768	76	40	success	success	NOUN
elp-35768	76	41	.	.	PUNCT
elp-35768	77	1	the	the	DET
elp-35768	77	2	diverse	diverse	ADJ
elp-35768	77	3	insights	insight	NOUN
elp-35768	77	4	and	and	CCONJ
elp-35768	77	5	perspectives	perspective	NOUN
elp-35768	77	6	from	from	ADP
elp-35768	77	7	these	these	DET
elp-35768	77	8	studies	study	NOUN
elp-35768	77	9	contribute	contribute	VERB
elp-35768	77	10	to	to	ADP
elp-35768	77	11	a	a	DET
elp-35768	77	12	comprehensive	comprehensive	ADJ
elp-35768	77	13	understanding	understanding	NOUN
elp-35768	77	14	of	of	ADP
elp-35768	77	15	cooperative	cooperative	ADJ
elp-35768	77	16	governance	governance	NOUN
elp-35768	77	17	in	in	ADP
elp-35768	77	18	the	the	DET
elp-35768	77	19	nepalese	nepalese	ADJ
elp-35768	77	20	context	context	NOUN
elp-35768	77	21	and	and	CCONJ
elp-35768	77	22	provide	provide	VERB
elp-35768	77	23	valuable	valuable	ADJ
elp-35768	77	24	reference	reference	NOUN
elp-35768	77	25	points	point	VERB
elp-35768	77	26	for	for	ADP
elp-35768	77	27	generalizing	generalize	VERB
elp-35768	77	28	results	result	NOUN
elp-35768	77	29	to	to	ADP
elp-35768	77	30	a	a	DET
elp-35768	77	31	wider	wide	ADJ
elp-35768	77	32	cooperative	cooperative	ADJ
elp-35768	77	33	landscape	landscape	NOUN
elp-35768	77	34	.	.	PUNCT
elp-35768	78	1	3	3	X
elp-35768	78	2	.	.	X
elp-35768	78	3	methodology	methodology	NOUN
elp-35768	78	4	we	we	PRON
elp-35768	78	5	collected	collect	VERB
elp-35768	78	6	secondary	secondary	ADJ
elp-35768	78	7	data	datum	NOUN
elp-35768	78	8	from	from	ADP
elp-35768	78	9	the	the	DET
elp-35768	78	10	annual	annual	ADJ
elp-35768	78	11	audited	audit	VERB
elp-35768	78	12	financial	financial	ADJ
elp-35768	78	13	statements	statement	NOUN
elp-35768	78	14	of	of	ADP
elp-35768	78	15	saving	saving	NOUN
elp-35768	78	16	and	and	CCONJ
elp-35768	78	17	credit	credit	NOUN
elp-35768	78	18	cooperatives	cooperative	NOUN
elp-35768	78	19	and	and	CCONJ
elp-35768	78	20	multipurpose	multipurpose	NOUN
elp-35768	78	21	cooperatives	cooperative	NOUN
elp-35768	78	22	operating	operate	VERB
elp-35768	78	23	in	in	ADP
elp-35768	78	24	kathmandu	kathmandu	NOUN
elp-35768	78	25	,	,	PUNCT
elp-35768	78	26	which	which	PRON
elp-35768	78	27	serves	serve	VERB
elp-35768	78	28	as	as	ADP
elp-35768	78	29	the	the	DET
elp-35768	78	30	capital	capital	NOUN
elp-35768	78	31	city	city	NOUN
elp-35768	78	32	of	of	ADP
elp-35768	78	33	the	the	DET
elp-35768	78	34	country	country	NOUN
elp-35768	78	35	.	.	PUNCT
elp-35768	79	1	to	to	PART
elp-35768	79	2	account	account	VERB
elp-35768	79	3	for	for	ADP
elp-35768	79	4	the	the	DET
elp-35768	79	5	demographic	demographic	ADJ
elp-35768	79	6	and	and	CCONJ
elp-35768	79	7	economic	economic	ADJ
elp-35768	79	8	heterogeneity	heterogeneity	NOUN
elp-35768	79	9	of	of	ADP
elp-35768	79	10	the	the	DET
elp-35768	79	11	population	population	NOUN
elp-35768	79	12	,	,	PUNCT
elp-35768	79	13	we	we	PRON
elp-35768	79	14	employed	employ	VERB
elp-35768	79	15	stratified	stratified	ADJ
elp-35768	79	16	sampling	sampling	NOUN
elp-35768	79	17	,	,	PUNCT
elp-35768	79	18	considering	consider	VERB
elp-35768	79	19	all	all	PRON
elp-35768	79	20	of	of	ADP
elp-35768	79	21	nepal	nepal	NOUN
elp-35768	79	22	as	as	ADP
elp-35768	79	23	the	the	DET
elp-35768	79	24	target	target	NOUN
elp-35768	79	25	population	population	NOUN
elp-35768	79	26	.	.	PUNCT
elp-35768	80	1	our	our	PRON
elp-35768	80	2	sample	sample	NOUN
elp-35768	80	3	consisted	consist	VERB
elp-35768	80	4	of	of	ADP
elp-35768	80	5	126	126	NUM
elp-35768	80	6	cooperatives	cooperative	NOUN
elp-35768	80	7	selected	select	VERB
elp-35768	80	8	from	from	ADP
elp-35768	80	9	the	the	DET
elp-35768	80	10	kathmandu	kathmandu	NOUN
elp-35768	80	11	district	district	NOUN
elp-35768	80	12	,	,	PUNCT
elp-35768	80	13	ensuring	ensure	VERB
elp-35768	80	14	a	a	DET
elp-35768	80	15	diverse	diverse	ADJ
elp-35768	80	16	representation	representation	NOUN
elp-35768	80	17	of	of	ADP
elp-35768	80	18	the	the	DET
elp-35768	80	19	cooperative	cooperative	ADJ
elp-35768	80	20	landscape	landscape	NOUN
elp-35768	80	21	.	.	PUNCT
elp-35768	81	1	we	we	PRON
elp-35768	81	2	conducted	conduct	VERB
elp-35768	81	3	a	a	DET
elp-35768	81	4	multi	multi	ADJ
elp-35768	81	5	-	-	ADJ
elp-35768	81	6	faceted	faceted	ADJ
elp-35768	81	7	analysis	analysis	NOUN
elp-35768	81	8	of	of	ADP
elp-35768	81	9	the	the	DET
elp-35768	81	10	secondary	secondary	ADJ
elp-35768	81	11	data	datum	NOUN
elp-35768	81	12	,	,	PUNCT
elp-35768	81	13	utilizing	utilize	VERB
elp-35768	81	14	descriptive	descriptive	ADJ
elp-35768	81	15	analysis	analysis	NOUN
elp-35768	81	16	,	,	PUNCT
elp-35768	81	17	correlation	correlation	NOUN
elp-35768	81	18	analysis	analysis	NOUN
elp-35768	81	19	,	,	PUNCT
elp-35768	81	20	and	and	CCONJ
elp-35768	81	21	regression	regression	VERB
elp-35768	81	22	analysis	analysis	NOUN
elp-35768	81	23	:	:	PUNCT
elp-35768	81	24	the	the	DET
elp-35768	81	25	statistical	statistical	ADJ
elp-35768	81	26	analyses	analysis	NOUN
elp-35768	81	27	were	be	AUX
elp-35768	81	28	carried	carry	VERB
elp-35768	81	29	out	out	ADP
elp-35768	81	30	using	use	VERB
elp-35768	81	31	spss	spss	PROPN
elp-35768	81	32	16.0	16.0	NUM
elp-35768	81	33	and	and	CCONJ
elp-35768	81	34	stata	stata	VERB
elp-35768	81	35	se10	se10	PROPN
elp-35768	81	36	applications	application	NOUN
elp-35768	81	37	,	,	PUNCT
elp-35768	81	38	providing	provide	VERB
elp-35768	81	39	a	a	DET
elp-35768	81	40	robust	robust	ADJ
elp-35768	81	41	framework	framework	NOUN
elp-35768	81	42	for	for	ADP
elp-35768	81	43	data	data	NOUN
elp-35768	81	44	manipulation	manipulation	NOUN
elp-35768	81	45	and	and	CCONJ
elp-35768	81	46	analysis	analysis	NOUN
elp-35768	81	47	.	.	PUNCT
elp-35768	82	1	furthermore	furthermore	ADV
elp-35768	82	2	,	,	PUNCT
elp-35768	82	3	the	the	DET
elp-35768	82	4	organization	organization	NOUN
elp-35768	82	5	of	of	ADP
elp-35768	82	6	results	result	NOUN
elp-35768	82	7	and	and	CCONJ
elp-35768	82	8	the	the	DET
elp-35768	82	9	tabulation	tabulation	NOUN
elp-35768	82	10	of	of	ADP
elp-35768	82	11	data	datum	NOUN
elp-35768	82	12	were	be	AUX
elp-35768	82	13	performed	perform	VERB
elp-35768	82	14	in	in	ADP
elp-35768	82	15	ms	ms	PROPN
elp-35768	82	16	excel	excel	PROPN
elp-35768	82	17	2007	2007	NUM
elp-35768	82	18	.	.	PUNCT
elp-35768	83	1	www.scholink.org/ojs/index.php/elp	www.scholink.org/ojs/index.php/elp	NOUN
elp-35768	83	2	economics	economic	NOUN
elp-35768	83	3	,	,	PUNCT
elp-35768	83	4	law	law	NOUN
elp-35768	83	5	and	and	CCONJ
elp-35768	83	6	policy	policy	NOUN
elp-35768	83	7	vol	vol	NOUN
elp-35768	83	8	.	.	PROPN
elp-35768	84	1	6	6	NUM
elp-35768	84	2	,	,	PUNCT
elp-35768	84	3	no	no	INTJ
elp-35768	84	4	.	.	NOUN
elp-35768	84	5	3	3	NUM
elp-35768	84	6	,	,	PUNCT
elp-35768	84	7	2023	2023	NUM
elp-35768	84	8	32	32	NUM
elp-35768	84	9	published	publish	VERB
elp-35768	84	10	by	by	ADP
elp-35768	84	11	scholink	scholink	PROPN
elp-35768	84	12	inc	inc	PROPN
elp-35768	84	13	.	.	PROPN
elp-35768	84	14	4	4	NUM
elp-35768	84	15	.	.	X
elp-35768	84	16	data	datum	NOUN
elp-35768	84	17	analysis	analysis	NOUN
elp-35768	84	18	to	to	PART
elp-35768	84	19	assess	assess	VERB
elp-35768	84	20	the	the	DET
elp-35768	84	21	governance	governance	NOUN
elp-35768	84	22	system	system	NOUN
elp-35768	84	23	of	of	ADP
elp-35768	84	24	nepalese	nepalese	ADJ
elp-35768	84	25	cooperative	cooperative	ADJ
elp-35768	84	26	sectors	sector	NOUN
elp-35768	84	27	independent	independent	ADJ
elp-35768	84	28	correlation	correlation	NOUN
elp-35768	84	29	hypotheses	hypothesis	NOUN
elp-35768	84	30	i	i	PRON
elp-35768	84	31	,	,	PUNCT
elp-35768	84	32	ii	ii	PROPN
elp-35768	84	33	,	,	PUNCT
elp-35768	84	34	iii	iii	PROPN
elp-35768	84	35	and	and	CCONJ
elp-35768	84	36	iv	iv	NOUN
elp-35768	84	37	have	have	AUX
elp-35768	84	38	been	be	AUX
elp-35768	84	39	tested	test	VERB
elp-35768	84	40	as	as	ADP
elp-35768	84	41	:	:	PUNCT
elp-35768	84	42	hypothesis	hypothesis	NOUN
elp-35768	84	43	i	i	PRON
elp-35768	84	44	:	:	PUNCT
elp-35768	84	45	credit	credit	NOUN
elp-35768	84	46	default	default	NOUN
elp-35768	84	47	risk	risk	NOUN
elp-35768	84	48	is	be	AUX
elp-35768	84	49	not	not	PART
elp-35768	84	50	significantly	significantly	ADV
elp-35768	84	51	associated	associate	VERB
elp-35768	84	52	with	with	ADP
elp-35768	84	53	the	the	DET
elp-35768	84	54	governance	governance	NOUN
elp-35768	84	55	system	system	NOUN
elp-35768	84	56	of	of	ADP
elp-35768	84	57	cooperatives	cooperative	NOUN
elp-35768	84	58	.	.	PUNCT
elp-35768	85	1	step	step	NOUN
elp-35768	85	2	i	i	PRON
elp-35768	85	3	:	:	PUNCT
elp-35768	85	4	conceptual	conceptual	ADJ
elp-35768	85	5	framework	framework	NOUN
elp-35768	85	6	default	default	NOUN
elp-35768	85	7	risk	risk	NOUN
elp-35768	85	8	means	mean	VERB
elp-35768	85	9	debt	debt	NOUN
elp-35768	85	10	or	or	CCONJ
elp-35768	85	11	loan	loan	NOUN
elp-35768	85	12	investment	investment	NOUN
elp-35768	85	13	default	default	NOUN
elp-35768	85	14	risk	risk	NOUN
elp-35768	85	15	.	.	PUNCT
elp-35768	86	1	it	it	PRON
elp-35768	86	2	is	be	AUX
elp-35768	86	3	measured	measure	VERB
elp-35768	86	4	by	by	ADP
elp-35768	86	5	exposure	exposure	NOUN
elp-35768	86	6	limit	limit	NOUN
elp-35768	86	7	of	of	ADP
elp-35768	86	8	personal	personal	ADJ
elp-35768	86	9	guaranteed	guarantee	VERB
elp-35768	86	10	loan	loan	NOUN
elp-35768	86	11	i.e.	i.e.	X
elp-35768	86	12	,	,	PUNCT
elp-35768	86	13	loan	loan	NOUN
elp-35768	86	14	supplied	supply	VERB
elp-35768	86	15	without	without	ADP
elp-35768	86	16	collateral	collateral	NOUN
elp-35768	86	17	(	(	PUNCT
elp-35768	86	18	lpg	lpg	NOUN
elp-35768	86	19	)	)	PUNCT
elp-35768	86	20	.	.	PUNCT
elp-35768	87	1	lpg	lpg	PROPN
elp-35768	87	2	is	be	AUX
elp-35768	87	3	calculated	calculate	VERB
elp-35768	87	4	from	from	ADP
elp-35768	87	5	structured	structured	ADJ
elp-35768	87	6	questionnaire	questionnaire	NOUN
elp-35768	87	7	survey	survey	NOUN
elp-35768	87	8	,	,	PUNCT
elp-35768	87	9	by	by	ADP
elp-35768	87	10	assigning	assign	VERB
elp-35768	87	11	score	score	NOUN
elp-35768	87	12	as	as	ADP
elp-35768	87	13	:	:	PUNCT
elp-35768	87	14	what	what	PRON
elp-35768	87	15	is	be	AUX
elp-35768	87	16	single	single	ADJ
elp-35768	87	17	party	party	NOUN
elp-35768	87	18	exposure	exposure	NOUN
elp-35768	87	19	limit	limit	NOUN
elp-35768	87	20	of	of	ADP
elp-35768	87	21	personal	personal	ADJ
elp-35768	87	22	guarantee	guarantee	NOUN
elp-35768	87	23	loan	loan	NOUN
elp-35768	87	24	in	in	ADP
elp-35768	87	25	your	your	PRON
elp-35768	87	26	cooperative	cooperative	NOUN
elp-35768	87	27	?	?	PUNCT
elp-35768	88	1	a.	a.	NOUN
elp-35768	88	2	does	do	AUX
elp-35768	88	3	not	not	PART
elp-35768	88	4	have	have	VERB
elp-35768	88	5	any	any	DET
elp-35768	88	6	pg	pg	NOUN
elp-35768	88	7	loan	loan	NOUN
elp-35768	88	8	,	,	PUNCT
elp-35768	88	9	score	score	NOUN
elp-35768	88	10	is	be	AUX
elp-35768	88	11	0	0	NUM
elp-35768	88	12	b.	b.	NOUN
elp-35768	88	13	less	less	ADJ
elp-35768	88	14	than	than	ADP
elp-35768	88	15	0.1	0.1	NUM
elp-35768	88	16	million	million	NUM
elp-35768	88	17	,	,	PUNCT
elp-35768	88	18	score	score	NOUN
elp-35768	88	19	is	be	AUX
elp-35768	88	20	0.5	0.5	NUM
elp-35768	88	21	c.	c.	NOUN
elp-35768	88	22	0.2	0.2	NUM
elp-35768	88	23	to	to	ADP
elp-35768	88	24	0.5	0.5	NUM
elp-35768	88	25	million	million	NUM
elp-35768	88	26	,	,	PUNCT
elp-35768	88	27	score	score	NOUN
elp-35768	88	28	is	be	AUX
elp-35768	88	29	1.75	1.75	NUM
elp-35768	88	30	d.	d.	NOUN
elp-35768	88	31	more	more	ADJ
elp-35768	88	32	than	than	ADP
elp-35768	88	33	0.5	0.5	NUM
elp-35768	88	34	million	million	NUM
elp-35768	88	35	,	,	PUNCT
elp-35768	88	36	score	score	NOUN
elp-35768	88	37	is	be	AUX
elp-35768	88	38	2.5	2.5	NUM
elp-35768	88	39	governance	governance	NOUN
elp-35768	88	40	system	system	NOUN
elp-35768	88	41	is	be	AUX
elp-35768	88	42	measured	measure	VERB
elp-35768	88	43	by	by	ADP
elp-35768	88	44	%	%	NOUN
elp-35768	88	45	of	of	ADP
elp-35768	88	46	member	member	NOUN
elp-35768	88	47	’s	’s	PART
elp-35768	88	48	participation	participation	NOUN
elp-35768	88	49	on	on	ADP
elp-35768	88	50	board	board	NOUN
elp-35768	88	51	meeting	meeting	NOUN
elp-35768	88	52	(	(	PUNCT
elp-35768	88	53	bmp	bmp	NOUN
elp-35768	88	54	)	)	PUNCT
elp-35768	88	55	.	.	PUNCT
elp-35768	89	1	bmp	bmp	PROPN
elp-35768	89	2	is	be	AUX
elp-35768	89	3	calculated	calculate	VERB
elp-35768	89	4	from	from	ADP
elp-35768	89	5	structured	structured	ADJ
elp-35768	89	6	questionnaire	questionnaire	NOUN
elp-35768	89	7	survey	survey	NOUN
elp-35768	89	8	,	,	PUNCT
elp-35768	89	9	by	by	ADP
elp-35768	89	10	assigning	assign	VERB
elp-35768	89	11	score	score	NOUN
elp-35768	89	12	as	as	ADP
elp-35768	89	13	:	:	PUNCT
elp-35768	89	14	what	what	DET
elp-35768	89	15	percentage	percentage	NOUN
elp-35768	89	16	of	of	ADP
elp-35768	89	17	total	total	ADJ
elp-35768	89	18	board	board	NOUN
elp-35768	89	19	members	member	NOUN
elp-35768	89	20	usually	usually	ADV
elp-35768	89	21	participates	participate	VERB
elp-35768	89	22	in	in	ADP
elp-35768	89	23	decision	decision	NOUN
elp-35768	89	24	making	make	VERB
elp-35768	89	25	process	process	NOUN
elp-35768	89	26	?	?	PUNCT
elp-35768	90	1	a.	a.	NOUN
elp-35768	90	2	100	100	NUM
elp-35768	90	3	%	%	NOUN
elp-35768	90	4	,	,	PUNCT
elp-35768	90	5	score	score	NOUN
elp-35768	90	6	is	be	AUX
elp-35768	90	7	100	100	NUM
elp-35768	90	8	b.	b.	NOUN
elp-35768	90	9	66	66	NUM
elp-35768	90	10	99	99	NUM
elp-35768	90	11	%	%	NOUN
elp-35768	90	12	,	,	PUNCT
elp-35768	90	13	score	score	NOUN
elp-35768	90	14	is	be	AUX
elp-35768	90	15	66	66	NUM
elp-35768	90	16	c.	c.	NOUN
elp-35768	90	17	5166	5166	NUM
elp-35768	90	18	%	%	NOUN
elp-35768	90	19	,	,	PUNCT
elp-35768	90	20	score	score	NOUN
elp-35768	90	21	is	be	AUX
elp-35768	90	22	51	51	NUM
elp-35768	90	23	d.	d.	NOUN
elp-35768	90	24	less	less	ADJ
elp-35768	90	25	than	than	ADP
elp-35768	90	26	50	50	NUM
elp-35768	90	27	%	%	NOUN
elp-35768	90	28	,	,	PUNCT
elp-35768	90	29	score	score	NOUN
elp-35768	90	30	is	be	AUX
elp-35768	90	31	0	0	NUM
elp-35768	90	32	well	well	ADJ
elp-35768	90	33	governance	governance	NOUN
elp-35768	90	34	system	system	NOUN
elp-35768	90	35	reduced	reduce	VERB
elp-35768	90	36	the	the	DET
elp-35768	90	37	default	default	NOUN
elp-35768	90	38	risk	risk	NOUN
elp-35768	90	39	.	.	PUNCT
elp-35768	91	1	the	the	DET
elp-35768	91	2	expected	expect	VERB
elp-35768	91	3	output	output	NOUN
elp-35768	91	4	is	be	AUX
elp-35768	91	5	therefore	therefore	ADV
elp-35768	91	6	rejection	rejection	NOUN
elp-35768	91	7	of	of	ADP
elp-35768	91	8	null	null	ADJ
elp-35768	91	9	hypothesis	hypothesis	NOUN
elp-35768	91	10	.	.	PUNCT
elp-35768	92	1	step	step	NOUN
elp-35768	92	2	ii	ii	PROPN
elp-35768	92	3	:	:	PUNCT
elp-35768	92	4	setting	set	VERB
elp-35768	92	5	up	up	ADP
elp-35768	92	6	of	of	ADP
elp-35768	92	7	hypothesis	hypothesis	NOUN
elp-35768	92	8	null	null	NOUN
elp-35768	92	9	hypothesis	hypothesis	NOUN
elp-35768	92	10	h0	h0	NOUN
elp-35768	92	11	:	:	PUNCT
elp-35768	92	12	ρ=0	ρ=0	NUM
elp-35768	92	13	,	,	PUNCT
elp-35768	92	14	i.e.	i.e.	X
elp-35768	92	15	,	,	PUNCT
elp-35768	92	16	population	population	NOUN
elp-35768	92	17	correlation	correlation	NOUN
elp-35768	92	18	coefficient	coefficient	NOUN
elp-35768	92	19	is	be	AUX
elp-35768	92	20	zero	zero	NUM
elp-35768	92	21	or	or	CCONJ
elp-35768	92	22	there	there	PRON
elp-35768	92	23	is	be	VERB
elp-35768	92	24	no	no	DET
elp-35768	92	25	significant	significant	ADJ
elp-35768	92	26	relationship	relationship	NOUN
elp-35768	92	27	between	between	ADP
elp-35768	92	28	lpg	lpg	NOUN
elp-35768	92	29	and	and	CCONJ
elp-35768	92	30	bmp	bmp	PROPN
elp-35768	92	31	.	.	PROPN
elp-35768	92	32	alternative	alternative	ADJ
elp-35768	92	33	hypothesis	hypothesis	NOUN
elp-35768	92	34	h1	h1	PROPN
elp-35768	92	35	:	:	PUNCT
elp-35768	92	36	ρ≠0	ρ≠0	ADJ
elp-35768	92	37	,	,	PUNCT
elp-35768	92	38	i.e.	i.e.	X
elp-35768	92	39	,	,	PUNCT
elp-35768	92	40	population	population	NOUN
elp-35768	92	41	correlation	correlation	NOUN
elp-35768	92	42	coefficient	coefficient	NOUN
elp-35768	92	43	is	be	AUX
elp-35768	92	44	not	not	PART
elp-35768	92	45	zero	zero	NUM
elp-35768	92	46	or	or	CCONJ
elp-35768	92	47	there	there	PRON
elp-35768	92	48	is	be	VERB
elp-35768	92	49	a	a	DET
elp-35768	92	50	significant	significant	ADJ
elp-35768	92	51	relationship	relationship	NOUN
elp-35768	92	52	between	between	ADP
elp-35768	92	53	lpg	lpg	NOUN
elp-35768	92	54	and	and	CCONJ
elp-35768	92	55	bmp	bmp	PROPN
elp-35768	92	56	.	.	PROPN
elp-35768	92	57	step	step	PROPN
elp-35768	92	58	iii	iii	PROPN
elp-35768	92	59	:	:	PUNCT
elp-35768	92	60	level	level	NOUN
elp-35768	92	61	of	of	ADP
elp-35768	92	62	significance	significance	NOUN
elp-35768	92	63	α=0.05	α=0.05	NOUN
elp-35768	92	64	or	or	CCONJ
elp-35768	92	65	5	5	NUM
elp-35768	92	66	%	%	NOUN
elp-35768	92	67	;	;	PUNCT
elp-35768	92	68	degree	degree	NOUN
elp-35768	92	69	of	of	ADP
elp-35768	92	70	freedom	freedom	NOUN
elp-35768	92	71	df	df	PROPN
elp-35768	92	72	=	=	PROPN
elp-35768	92	73	n-2=126	n-2=126	NOUN
elp-35768	92	74	-	-	PUNCT
elp-35768	92	75	2=124	2=124	NUM
elp-35768	92	76	step	step	NOUN
elp-35768	92	77	iv	iv	NUM
elp-35768	92	78	:	:	PUNCT
elp-35768	92	79	test	test	NOUN
elp-35768	92	80	statistics	statistic	NOUN
elp-35768	92	81	table	table	NOUN
elp-35768	92	82	1	1	NUM
elp-35768	92	83	.	.	PUNCT
elp-35768	92	84	correlation	correlation	NOUN
elp-35768	92	85	of	of	ADP
elp-35768	92	86	lpg	lpg	NOUN
elp-35768	92	87	and	and	CCONJ
elp-35768	92	88	bmp	bmp	PROPN
elp-35768	92	89	lpg	lpg	PROPN
elp-35768	92	90	bmp	bmp	PROPN
elp-35768	92	91	pearson	pearson	PROPN
elp-35768	92	92	correlation	correlation	NOUN
elp-35768	92	93	0.211	0.211	NUM
elp-35768	92	94	*	*	NOUN
elp-35768	92	95	signification	signification	NOUN
elp-35768	92	96	(	(	PUNCT
elp-35768	92	97	2	2	NUM
elp-35768	92	98	-	-	PUNCT
elp-35768	92	99	tailed	tailed	ADJ
elp-35768	92	100	)	)	PUNCT
elp-35768	92	101	0.018	0.018	NUM
elp-35768	92	102	n	n	PRON
elp-35768	92	103	126	126	NUM
elp-35768	92	104	note	note	NOUN
elp-35768	92	105	.	.	PUNCT
elp-35768	93	1	*	*	PUNCT
elp-35768	93	2	correlation	correlation	NOUN
elp-35768	93	3	is	be	AUX
elp-35768	93	4	significant	significant	ADJ
elp-35768	93	5	at	at	ADP
elp-35768	93	6	the	the	DET
elp-35768	93	7	0.05	0.05	NUM
elp-35768	93	8	level	level	NOUN
elp-35768	93	9	(	(	PUNCT
elp-35768	93	10	2	2	NUM
elp-35768	93	11	-	-	PUNCT
elp-35768	93	12	tailed	tailed	ADJ
elp-35768	93	13	)	)	PUNCT
elp-35768	93	14	.	.	PUNCT
elp-35768	94	1	www.scholink.org/ojs/index.php/elp	www.scholink.org/ojs/index.php/elp	NOUN
elp-35768	94	2	economics	economic	NOUN
elp-35768	94	3	,	,	PUNCT
elp-35768	94	4	law	law	NOUN
elp-35768	94	5	and	and	CCONJ
elp-35768	94	6	policy	policy	NOUN
elp-35768	94	7	vol	vol	NOUN
elp-35768	94	8	.	.	PROPN
elp-35768	95	1	6	6	NUM
elp-35768	95	2	,	,	PUNCT
elp-35768	95	3	no	no	INTJ
elp-35768	95	4	.	.	NOUN
elp-35768	95	5	3	3	NUM
elp-35768	95	6	,	,	PUNCT
elp-35768	95	7	2023	2023	NUM
elp-35768	95	8	33	33	NUM
elp-35768	95	9	published	publish	VERB
elp-35768	95	10	by	by	ADP
elp-35768	95	11	scholink	scholink	PROPN
elp-35768	95	12	inc	inc	PROPN
elp-35768	95	13	.	.	PUNCT
elp-35768	95	14	t=	t=	X
elp-35768	96	1	=	=	PUNCT
elp-35768	96	2	=	=	SYM
elp-35768	96	3	2.4037	2.4037	NUM
elp-35768	96	4	,	,	PUNCT
elp-35768	96	5	where	where	SCONJ
elp-35768	96	6	,	,	PUNCT
elp-35768	96	7	r	r	NOUN
elp-35768	96	8	=	=	NOUN
elp-35768	96	9	correlation	correlation	NOUN
elp-35768	96	10	coefficient	coefficient	NOUN
elp-35768	96	11	,	,	PUNCT
elp-35768	96	12	n	n	CCONJ
elp-35768	96	13	=	=	NOUN
elp-35768	96	14	no	no	PROPN
elp-35768	96	15	of	of	ADP
elp-35768	96	16	observation	observation	NOUN
elp-35768	96	17	.	.	PUNCT
elp-35768	97	1	tcalculated	tcalculate	VERB
elp-35768	97	2	=	=	PUNCT
elp-35768	97	3	2.4037	2.4037	NUM
elp-35768	97	4	step	step	NOUN
elp-35768	97	5	v	v	ADP
elp-35768	97	6	:	:	PUNCT
elp-35768	97	7	critical	critical	ADJ
elp-35768	97	8	value	value	NOUN
elp-35768	97	9	at	at	ADP
elp-35768	97	10	df=124	df=124	NOUN
elp-35768	97	11	and	and	CCONJ
elp-35768	97	12	level	level	NOUN
elp-35768	97	13	of	of	ADP
elp-35768	97	14	significant	significant	ADJ
elp-35768	97	15	α=0.05	α=0.05	NOUN
elp-35768	97	16	or	or	CCONJ
elp-35768	97	17	5	5	NUM
elp-35768	97	18	%	%	NOUN
elp-35768	97	19	,	,	PUNCT
elp-35768	97	20	t	t	PROPN
elp-35768	97	21	tabulated	tabulate	VERB
elp-35768	97	22	=	=	SYM
elp-35768	97	23	1.98	1.98	NUM
elp-35768	97	24	step	step	NOUN
elp-35768	97	25	vii	vii	PROPN
elp-35768	97	26	:	:	PUNCT
elp-35768	97	27	result	result	VERB
elp-35768	97	28	since	since	SCONJ
elp-35768	97	29	the	the	DET
elp-35768	97	30	absolute	absolute	ADJ
elp-35768	97	31	value	value	NOUN
elp-35768	97	32	of	of	ADP
elp-35768	97	33	the	the	DET
elp-35768	97	34	calculated	calculate	VERB
elp-35768	97	35	t	t	NOUN
elp-35768	97	36	score	score	NOUN
elp-35768	97	37	is	be	AUX
elp-35768	97	38	greater	great	ADJ
elp-35768	97	39	than	than	ADP
elp-35768	97	40	the	the	DET
elp-35768	97	41	absolute	absolute	ADJ
elp-35768	97	42	value	value	NOUN
elp-35768	97	43	of	of	ADP
elp-35768	97	44	critical	critical	ADJ
elp-35768	97	45	t	t	NOUN
elp-35768	97	46	score	score	NOUN
elp-35768	97	47	,	,	PUNCT
elp-35768	97	48	null	null	ADJ
elp-35768	97	49	hypothesis	hypothesis	NOUN
elp-35768	97	50	h0	h0	NOUN
elp-35768	97	51	is	be	AUX
elp-35768	97	52	rejected	reject	VERB
elp-35768	97	53	and	and	CCONJ
elp-35768	97	54	alternative	alternative	ADJ
elp-35768	97	55	hypothesis	hypothesis	NOUN
elp-35768	97	56	h1	h1	NOUN
elp-35768	97	57	is	be	AUX
elp-35768	97	58	accepted	accept	VERB
elp-35768	97	59	,	,	PUNCT
elp-35768	97	60	i.e.	i.e.	X
elp-35768	97	61	,	,	PUNCT
elp-35768	97	62	as	as	ADP
elp-35768	97	63	the	the	DET
elp-35768	97	64	theoretical	theoretical	ADJ
elp-35768	97	65	assumption	assumption	NOUN
elp-35768	97	66	behind	behind	ADP
elp-35768	97	67	hypothesis	hypothesis	NOUN
elp-35768	97	68	testing	testing	NOUN
elp-35768	97	69	,	,	PUNCT
elp-35768	97	70	the	the	DET
elp-35768	97	71	population	population	NOUN
elp-35768	97	72	correlation	correlation	NOUN
elp-35768	97	73	coefficient	coefficient	NOUN
elp-35768	97	74	is	be	AUX
elp-35768	97	75	not	not	PART
elp-35768	97	76	zero	zero	NUM
elp-35768	97	77	that	that	PRON
elp-35768	97	78	implies	imply	VERB
elp-35768	97	79	credit	credit	NOUN
elp-35768	97	80	default	default	NOUN
elp-35768	97	81	risk	risk	NOUN
elp-35768	97	82	is	be	AUX
elp-35768	97	83	significantly	significantly	ADV
elp-35768	97	84	associated	associate	VERB
elp-35768	97	85	to	to	ADP
elp-35768	97	86	governance	governance	NOUN
elp-35768	97	87	system	system	NOUN
elp-35768	97	88	of	of	ADP
elp-35768	97	89	cooperatives	cooperative	NOUN
elp-35768	97	90	.	.	PUNCT
elp-35768	98	1	hypothesis	hypothesis	NOUN
elp-35768	98	2	ii	ii	PROPN
elp-35768	98	3	:	:	PUNCT
elp-35768	98	4	leverage	leverage	NOUN
elp-35768	98	5	risk	risk	NOUN
elp-35768	98	6	is	be	AUX
elp-35768	98	7	not	not	PART
elp-35768	98	8	significantly	significantly	ADV
elp-35768	98	9	associated	associate	VERB
elp-35768	98	10	with	with	ADP
elp-35768	98	11	the	the	DET
elp-35768	98	12	governance	governance	NOUN
elp-35768	98	13	system	system	NOUN
elp-35768	98	14	of	of	ADP
elp-35768	98	15	cooperatives	cooperative	NOUN
elp-35768	98	16	.	.	PUNCT
elp-35768	99	1	step	step	NOUN
elp-35768	99	2	i	i	PRON
elp-35768	99	3	:	:	PUNCT
elp-35768	99	4	conceptual	conceptual	ADJ
elp-35768	99	5	framework	framework	NOUN
elp-35768	99	6	.	.	PUNCT
elp-35768	100	1	leverage	leverage	NOUN
elp-35768	100	2	risk	risk	NOUN
elp-35768	100	3	means	mean	VERB
elp-35768	100	4	risk	risk	NOUN
elp-35768	100	5	due	due	ADP
elp-35768	100	6	to	to	ADP
elp-35768	100	7	obligation	obligation	NOUN
elp-35768	100	8	or	or	CCONJ
elp-35768	100	9	presence	presence	NOUN
elp-35768	100	10	of	of	ADP
elp-35768	100	11	debt	debt	NOUN
elp-35768	100	12	in	in	ADP
elp-35768	100	13	capital	capital	NOUN
elp-35768	100	14	structure	structure	NOUN
elp-35768	100	15	.	.	PUNCT
elp-35768	101	1	this	this	PRON
elp-35768	101	2	may	may	AUX
elp-35768	101	3	cause	cause	VERB
elp-35768	101	4	default	default	NOUN
elp-35768	101	5	in	in	ADP
elp-35768	101	6	firm	firm	NOUN
elp-35768	101	7	’s	’s	PART
elp-35768	101	8	operation	operation	NOUN
elp-35768	101	9	due	due	ADP
elp-35768	101	10	to	to	ADP
elp-35768	101	11	lack	lack	NOUN
elp-35768	101	12	of	of	ADP
elp-35768	101	13	firm	firm	ADJ
elp-35768	101	14	capacity	capacity	NOUN
elp-35768	101	15	to	to	PART
elp-35768	101	16	repay	repay	VERB
elp-35768	101	17	debt	debt	NOUN
elp-35768	101	18	.	.	PUNCT
elp-35768	102	1	it	it	PRON
elp-35768	102	2	is	be	AUX
elp-35768	102	3	measured	measure	VERB
elp-35768	102	4	by	by	ADP
elp-35768	102	5	capital	capital	NOUN
elp-35768	102	6	adequacy	adequacy	NOUN
elp-35768	102	7	ratio	ratio	NOUN
elp-35768	102	8	(	(	PUNCT
elp-35768	102	9	car	car	NOUN
elp-35768	102	10	)	)	PUNCT
elp-35768	102	11	.	.	PUNCT
elp-35768	103	1	governance	governance	NOUN
elp-35768	103	2	system	system	NOUN
elp-35768	103	3	is	be	AUX
elp-35768	103	4	measured	measure	VERB
elp-35768	103	5	by	by	ADP
elp-35768	103	6	%	%	NOUN
elp-35768	103	7	of	of	ADP
elp-35768	103	8	member	member	NOUN
elp-35768	103	9	’s	’s	PART
elp-35768	103	10	participation	participation	NOUN
elp-35768	103	11	on	on	ADP
elp-35768	103	12	board	board	NOUN
elp-35768	103	13	meeting	meeting	NOUN
elp-35768	103	14	(	(	PUNCT
elp-35768	103	15	bmp	bmp	NOUN
elp-35768	103	16	)	)	PUNCT
elp-35768	103	17	.	.	PUNCT
elp-35768	104	1	bmp	bmp	PROPN
elp-35768	104	2	is	be	AUX
elp-35768	104	3	calculated	calculate	VERB
elp-35768	104	4	from	from	ADP
elp-35768	104	5	structured	structured	ADJ
elp-35768	104	6	questionnaire	questionnaire	NOUN
elp-35768	104	7	survey	survey	NOUN
elp-35768	104	8	,	,	PUNCT
elp-35768	104	9	by	by	ADP
elp-35768	104	10	assigning	assign	VERB
elp-35768	104	11	score	score	NOUN
elp-35768	104	12	as	as	ADP
elp-35768	104	13	:	:	PUNCT
elp-35768	104	14	what	what	DET
elp-35768	104	15	percentage	percentage	NOUN
elp-35768	104	16	of	of	ADP
elp-35768	104	17	total	total	ADJ
elp-35768	104	18	board	board	NOUN
elp-35768	104	19	members	member	NOUN
elp-35768	104	20	usually	usually	ADV
elp-35768	104	21	participates	participate	VERB
elp-35768	104	22	in	in	ADP
elp-35768	104	23	decision	decision	NOUN
elp-35768	104	24	making	make	VERB
elp-35768	104	25	process	process	NOUN
elp-35768	104	26	?	?	PUNCT
elp-35768	105	1	a.	a.	NOUN
elp-35768	105	2	100	100	NUM
elp-35768	105	3	%	%	NOUN
elp-35768	105	4	,	,	PUNCT
elp-35768	105	5	score	score	NOUN
elp-35768	105	6	is	be	AUX
elp-35768	105	7	100	100	NUM
elp-35768	105	8	b.	b.	PROPN
elp-35768	105	9	66	66	NUM
elp-35768	105	10	-	-	SYM
elp-35768	105	11	99	99	NUM
elp-35768	105	12	%	%	NOUN
elp-35768	105	13	,	,	PUNCT
elp-35768	105	14	score	score	NOUN
elp-35768	105	15	is	be	AUX
elp-35768	105	16	66	66	NUM
elp-35768	105	17	c.	c.	NOUN
elp-35768	105	18	51	51	NUM
elp-35768	105	19	-	-	SYM
elp-35768	105	20	66	66	NUM
elp-35768	105	21	%	%	NOUN
elp-35768	105	22	,	,	PUNCT
elp-35768	105	23	score	score	NOUN
elp-35768	105	24	is	be	AUX
elp-35768	105	25	51	51	NUM
elp-35768	105	26	d.	d.	NOUN
elp-35768	105	27	less	less	ADJ
elp-35768	105	28	than	than	ADP
elp-35768	105	29	50	50	NUM
elp-35768	105	30	%	%	NOUN
elp-35768	105	31	,	,	PUNCT
elp-35768	105	32	score	score	NOUN
elp-35768	105	33	is	be	AUX
elp-35768	105	34	0	0	NUM
elp-35768	105	35	well	well	ADJ
elp-35768	105	36	governance	governance	NOUN
elp-35768	105	37	system	system	NOUN
elp-35768	105	38	optimizes	optimize	VERB
elp-35768	105	39	the	the	DET
elp-35768	105	40	default	default	NOUN
elp-35768	105	41	risk	risk	NOUN
elp-35768	105	42	.	.	PUNCT
elp-35768	106	1	the	the	DET
elp-35768	106	2	expected	expect	VERB
elp-35768	106	3	output	output	NOUN
elp-35768	106	4	is	be	AUX
elp-35768	106	5	therefore	therefore	ADV
elp-35768	106	6	rejection	rejection	NOUN
elp-35768	106	7	of	of	ADP
elp-35768	106	8	null	null	NOUN
elp-35768	106	9	.	.	PUNCT
elp-35768	107	1	step	step	PROPN
elp-35768	107	2	ii	ii	PROPN
elp-35768	107	3	:	:	PUNCT
elp-35768	107	4	setting	set	VERB
elp-35768	107	5	up	up	ADP
elp-35768	107	6	of	of	ADP
elp-35768	107	7	hypothesis	hypothesis	NOUN
elp-35768	107	8	null	null	NOUN
elp-35768	107	9	hypothesis	hypothesis	NOUN
elp-35768	107	10	h0	h0	NOUN
elp-35768	107	11	:	:	PUNCT
elp-35768	107	12	ρ=0	ρ=0	NUM
elp-35768	107	13	,	,	PUNCT
elp-35768	107	14	i.e.	i.e.	X
elp-35768	107	15	,	,	PUNCT
elp-35768	107	16	population	population	NOUN
elp-35768	107	17	correlation	correlation	NOUN
elp-35768	107	18	coefficient	coefficient	NOUN
elp-35768	107	19	is	be	AUX
elp-35768	107	20	zero	zero	NUM
elp-35768	107	21	or	or	CCONJ
elp-35768	107	22	there	there	PRON
elp-35768	107	23	is	be	VERB
elp-35768	107	24	no	no	DET
elp-35768	107	25	significant	significant	ADJ
elp-35768	107	26	relationship	relationship	NOUN
elp-35768	107	27	between	between	ADP
elp-35768	107	28	car	car	NOUN
elp-35768	107	29	and	and	CCONJ
elp-35768	107	30	bmp	bmp	PROPN
elp-35768	107	31	.	.	PROPN
elp-35768	107	32	alternative	alternative	ADJ
elp-35768	107	33	hypothesis	hypothesis	NOUN
elp-35768	107	34	h1	h1	PROPN
elp-35768	107	35	:	:	PUNCT
elp-35768	107	36	ρ≠0	ρ≠0	ADJ
elp-35768	107	37	,	,	PUNCT
elp-35768	107	38	i.e.	i.e.	X
elp-35768	107	39	,	,	PUNCT
elp-35768	107	40	population	population	NOUN
elp-35768	107	41	correlation	correlation	NOUN
elp-35768	107	42	coefficient	coefficient	NOUN
elp-35768	107	43	is	be	AUX
elp-35768	107	44	not	not	PART
elp-35768	107	45	zero	zero	NUM
elp-35768	107	46	or	or	CCONJ
elp-35768	107	47	there	there	PRON
elp-35768	107	48	is	be	VERB
elp-35768	107	49	a	a	DET
elp-35768	107	50	significant	significant	ADJ
elp-35768	107	51	relationship	relationship	NOUN
elp-35768	107	52	between	between	ADP
elp-35768	107	53	car	car	NOUN
elp-35768	107	54	and	and	CCONJ
elp-35768	107	55	bmp	bmp	PROPN
elp-35768	107	56	.	.	PROPN
elp-35768	107	57	step	step	PROPN
elp-35768	107	58	iii	iii	PROPN
elp-35768	107	59	:	:	PUNCT
elp-35768	107	60	level	level	NOUN
elp-35768	107	61	of	of	ADP
elp-35768	107	62	significance	significance	NOUN
elp-35768	107	63	α=0.05	α=0.05	NOUN
elp-35768	107	64	or	or	CCONJ
elp-35768	107	65	5	5	NUM
elp-35768	107	66	%	%	NOUN
elp-35768	107	67	;	;	PUNCT
elp-35768	107	68	degree	degree	NOUN
elp-35768	107	69	of	of	ADP
elp-35768	107	70	freedom	freedom	NOUN
elp-35768	107	71	df	df	PROPN
elp-35768	107	72	=	=	PROPN
elp-35768	107	73	n-2=126	n-2=126	NOUN
elp-35768	107	74	-	-	PUNCT
elp-35768	107	75	2=124	2=124	NUM
elp-35768	107	76	step	step	NOUN
elp-35768	107	77	iv	iv	NUM
elp-35768	107	78	:	:	PUNCT
elp-35768	107	79	test	test	NOUN
elp-35768	107	80	statistics	statistic	NOUN
elp-35768	107	81	table	table	NOUN
elp-35768	107	82	2	2	NUM
elp-35768	107	83	.	.	PUNCT
elp-35768	107	84	correlation	correlation	NOUN
elp-35768	107	85	of	of	ADP
elp-35768	107	86	car	car	NOUN
elp-35768	107	87	and	and	CCONJ
elp-35768	107	88	bmp	bmp	PROPN
elp-35768	107	89	lpg	lpg	PROPN
elp-35768	107	90	car	car	NOUN
elp-35768	107	91	pearson	pearson	NOUN
elp-35768	107	92	correlation	correlation	NOUN
elp-35768	107	93	-0.207	-0.207	NOUN
elp-35768	107	94	*	*	NOUN
elp-35768	107	95	signification	signification	NOUN
elp-35768	107	96	(	(	PUNCT
elp-35768	107	97	2	2	NUM
elp-35768	107	98	-	-	PUNCT
elp-35768	107	99	tailed	tailed	ADJ
elp-35768	107	100	)	)	PUNCT
elp-35768	107	101	0.020	0.020	NUM
elp-35768	107	102	n	n	NUM
elp-35768	107	103	126	126	NUM
elp-35768	107	104	note	note	NOUN
elp-35768	107	105	.	.	PUNCT
elp-35768	108	1	*	*	PUNCT
elp-35768	108	2	correlation	correlation	NOUN
elp-35768	108	3	is	be	AUX
elp-35768	108	4	significant	significant	ADJ
elp-35768	108	5	at	at	ADP
elp-35768	108	6	the	the	DET
elp-35768	108	7	0.05	0.05	NUM
elp-35768	108	8	level	level	NOUN
elp-35768	108	9	(	(	PUNCT
elp-35768	108	10	2	2	NUM
elp-35768	108	11	-	-	PUNCT
elp-35768	108	12	tailed	tailed	ADJ
elp-35768	108	13	)	)	PUNCT
elp-35768	108	14	.	.	PUNCT
elp-35768	109	1	www.scholink.org/ojs/index.php/elp	www.scholink.org/ojs/index.php/elp	NOUN
elp-35768	109	2	economics	economic	NOUN
elp-35768	109	3	,	,	PUNCT
elp-35768	109	4	law	law	NOUN
elp-35768	109	5	and	and	CCONJ
elp-35768	109	6	policy	policy	NOUN
elp-35768	109	7	vol	vol	NOUN
elp-35768	109	8	.	.	PROPN
elp-35768	110	1	6	6	NUM
elp-35768	110	2	,	,	PUNCT
elp-35768	110	3	no	no	INTJ
elp-35768	110	4	.	.	NOUN
elp-35768	110	5	3	3	NUM
elp-35768	110	6	,	,	PUNCT
elp-35768	110	7	2023	2023	NUM
elp-35768	110	8	34	34	NUM
elp-35768	110	9	published	publish	VERB
elp-35768	110	10	by	by	ADP
elp-35768	110	11	scholink	scholink	PROPN
elp-35768	110	12	inc	inc	PROPN
elp-35768	110	13	.	.	PUNCT
elp-35768	110	14	t=	t=	X
elp-35768	111	1	=	=	PUNCT
elp-35768	111	2	=	=	SYM
elp-35768	111	3	-2.356085	-2.356085	NOUN
elp-35768	111	4	,	,	PUNCT
elp-35768	111	5	where	where	SCONJ
elp-35768	111	6	,	,	PUNCT
elp-35768	111	7	r	r	NOUN
elp-35768	111	8	=	=	NOUN
elp-35768	111	9	correlation	correlation	NOUN
elp-35768	111	10	coefficient	coefficient	NOUN
elp-35768	111	11	,	,	PUNCT
elp-35768	111	12	n	n	CCONJ
elp-35768	111	13	=	=	NOUN
elp-35768	111	14	no	no	PROPN
elp-35768	111	15	of	of	ADP
elp-35768	111	16	observation	observation	NOUN
elp-35768	111	17	.	.	PUNCT
elp-35768	112	1	tcalculated	tcalculate	VERB
elp-35768	112	2	=	=	SYM
elp-35768	112	3	-2.356085	-2.356085	ADJ
elp-35768	112	4	step	step	NOUN
elp-35768	112	5	v	v	NOUN
elp-35768	112	6	:	:	PUNCT
elp-35768	112	7	critical	critical	ADJ
elp-35768	112	8	value	value	NOUN
elp-35768	112	9	at	at	ADP
elp-35768	112	10	df=124	df=124	NOUN
elp-35768	112	11	and	and	CCONJ
elp-35768	112	12	level	level	NOUN
elp-35768	112	13	of	of	ADP
elp-35768	112	14	significant	significant	ADJ
elp-35768	112	15	α=0.05	α=0.05	NOUN
elp-35768	112	16	or	or	CCONJ
elp-35768	112	17	5	5	NUM
elp-35768	112	18	%	%	NOUN
elp-35768	112	19	,	,	PUNCT
elp-35768	112	20	t	t	PROPN
elp-35768	112	21	tabulated=1.98	tabulated=1.98	NOUN
elp-35768	112	22	step	step	NOUN
elp-35768	112	23	vii	vii	PROPN
elp-35768	112	24	:	:	PUNCT
elp-35768	112	25	result	result	VERB
elp-35768	112	26	since	since	SCONJ
elp-35768	112	27	the	the	DET
elp-35768	112	28	absolute	absolute	ADJ
elp-35768	112	29	value	value	NOUN
elp-35768	112	30	of	of	ADP
elp-35768	112	31	the	the	DET
elp-35768	112	32	calculated	calculate	VERB
elp-35768	112	33	t	t	NOUN
elp-35768	112	34	score	score	NOUN
elp-35768	112	35	is	be	AUX
elp-35768	112	36	greater	great	ADJ
elp-35768	112	37	than	than	ADP
elp-35768	112	38	absolute	absolute	ADJ
elp-35768	112	39	value	value	NOUN
elp-35768	112	40	of	of	ADP
elp-35768	112	41	critical	critical	ADJ
elp-35768	112	42	t	t	NOUN
elp-35768	112	43	score	score	NOUN
elp-35768	112	44	,	,	PUNCT
elp-35768	112	45	null	null	ADJ
elp-35768	112	46	hypothesis	hypothesis	NOUN
elp-35768	112	47	h0	h0	NOUN
elp-35768	112	48	is	be	AUX
elp-35768	112	49	rejected	reject	VERB
elp-35768	112	50	and	and	CCONJ
elp-35768	112	51	alternative	alternative	ADJ
elp-35768	112	52	hypothesis	hypothesis	NOUN
elp-35768	112	53	h1	h1	NOUN
elp-35768	112	54	is	be	AUX
elp-35768	112	55	accepted	accept	VERB
elp-35768	112	56	,	,	PUNCT
elp-35768	112	57	i.e.	i.e.	X
elp-35768	112	58	,	,	PUNCT
elp-35768	112	59	as	as	ADP
elp-35768	112	60	theoretical	theoretical	ADJ
elp-35768	112	61	assumption	assumption	NOUN
elp-35768	112	62	behind	behind	ADP
elp-35768	112	63	hypothesis	hypothesis	NOUN
elp-35768	112	64	testing	testing	NOUN
elp-35768	112	65	,	,	PUNCT
elp-35768	112	66	population	population	NOUN
elp-35768	112	67	correlation	correlation	NOUN
elp-35768	112	68	coefficient	coefficient	NOUN
elp-35768	112	69	is	be	AUX
elp-35768	112	70	not	not	PART
elp-35768	112	71	zero	zero	NUM
elp-35768	112	72	that	that	PRON
elp-35768	112	73	implies	imply	VERB
elp-35768	112	74	leverage	leverage	NOUN
elp-35768	112	75	risk	risk	NOUN
elp-35768	112	76	is	be	AUX
elp-35768	112	77	significantly	significantly	ADV
elp-35768	112	78	associated	associate	VERB
elp-35768	112	79	to	to	ADP
elp-35768	112	80	governance	governance	NOUN
elp-35768	112	81	system	system	NOUN
elp-35768	112	82	of	of	ADP
elp-35768	112	83	cooperatives	cooperative	NOUN
elp-35768	112	84	.	.	PUNCT
elp-35768	113	1	hypothesis	hypothesis	NOUN
elp-35768	113	2	iii	iii	PROPN
elp-35768	113	3	:	:	PUNCT
elp-35768	113	4	liquidity	liquidity	NOUN
elp-35768	113	5	risk	risk	NOUN
elp-35768	113	6	is	be	AUX
elp-35768	113	7	not	not	PART
elp-35768	113	8	significantly	significantly	ADV
elp-35768	113	9	associated	associate	VERB
elp-35768	113	10	with	with	ADP
elp-35768	113	11	the	the	DET
elp-35768	113	12	governance	governance	NOUN
elp-35768	113	13	system	system	NOUN
elp-35768	113	14	of	of	ADP
elp-35768	113	15	cooperatives	cooperative	NOUN
elp-35768	113	16	.	.	PUNCT
elp-35768	114	1	step	step	NOUN
elp-35768	114	2	i	i	PRON
elp-35768	114	3	:	:	PUNCT
elp-35768	114	4	conceptual	conceptual	ADJ
elp-35768	114	5	framework	framework	NOUN
elp-35768	114	6	.	.	PUNCT
elp-35768	115	1	liquidity	liquidity	NOUN
elp-35768	115	2	risk	risk	NOUN
elp-35768	115	3	means	mean	VERB
elp-35768	115	4	risk	risk	NOUN
elp-35768	115	5	of	of	ADP
elp-35768	115	6	shortage	shortage	NOUN
elp-35768	115	7	of	of	ADP
elp-35768	115	8	liquid	liquid	ADJ
elp-35768	115	9	assets	asset	NOUN
elp-35768	115	10	or	or	CCONJ
elp-35768	115	11	cash	cash	NOUN
elp-35768	115	12	for	for	ADP
elp-35768	115	13	short	short	ADJ
elp-35768	115	14	term	term	NOUN
elp-35768	115	15	periods	period	NOUN
elp-35768	115	16	such	such	ADJ
elp-35768	115	17	as	as	ADP
elp-35768	115	18	shortage	shortage	NOUN
elp-35768	115	19	to	to	PART
elp-35768	115	20	pay	pay	VERB
elp-35768	115	21	the	the	DET
elp-35768	115	22	daily	daily	ADJ
elp-35768	115	23	demand	demand	NOUN
elp-35768	115	24	of	of	ADP
elp-35768	115	25	depositors	depositor	NOUN
elp-35768	115	26	,	,	PUNCT
elp-35768	115	27	etc	etc	X
elp-35768	115	28	.	.	X
elp-35768	116	1	it	it	PRON
elp-35768	116	2	is	be	AUX
elp-35768	116	3	measured	measure	VERB
elp-35768	116	4	as	as	ADP
elp-35768	116	5	liquid	liquid	ADJ
elp-35768	116	6	assets	asset	NOUN
elp-35768	116	7	to	to	PART
elp-35768	116	8	total	total	VERB
elp-35768	116	9	deposit	deposit	NOUN
elp-35768	116	10	(	(	PUNCT
elp-35768	116	11	lr	lr	NOUN
elp-35768	116	12	)	)	PUNCT
elp-35768	116	13	.	.	PUNCT
elp-35768	117	1	the	the	DET
elp-35768	117	2	governance	governance	NOUN
elp-35768	117	3	system	system	NOUN
elp-35768	117	4	is	be	AUX
elp-35768	117	5	measured	measure	VERB
elp-35768	117	6	by	by	ADP
elp-35768	117	7	the	the	DET
elp-35768	117	8	number	number	NOUN
elp-35768	117	9	of	of	ADP
elp-35768	117	10	board	board	NOUN
elp-35768	117	11	meeting	meeting	NOUN
elp-35768	117	12	(	(	PUNCT
elp-35768	117	13	nbm	nbm	PROPN
elp-35768	117	14	)	)	PUNCT
elp-35768	117	15	per	per	ADP
elp-35768	117	16	year	year	NOUN
elp-35768	117	17	.	.	PUNCT
elp-35768	118	1	nbm	nbm	PROPN
elp-35768	118	2	is	be	AUX
elp-35768	118	3	calculated	calculate	VERB
elp-35768	118	4	from	from	ADP
elp-35768	118	5	a	a	DET
elp-35768	118	6	structured	structured	ADJ
elp-35768	118	7	questionnaire	questionnaire	NOUN
elp-35768	118	8	survey	survey	NOUN
elp-35768	118	9	,	,	PUNCT
elp-35768	118	10	by	by	ADP
elp-35768	118	11	assigning	assign	VERB
elp-35768	118	12	scores	score	NOUN
elp-35768	118	13	as	as	ADP
elp-35768	118	14	:	:	PUNCT
elp-35768	118	15	how	how	SCONJ
elp-35768	118	16	often	often	ADV
elp-35768	118	17	did	do	AUX
elp-35768	118	18	your	your	PRON
elp-35768	118	19	cooperative	cooperative	ADJ
elp-35768	118	20	society	society	NOUN
elp-35768	118	21	organize	organize	VERB
elp-35768	118	22	board	board	NOUN
elp-35768	118	23	meeting	meeting	NOUN
elp-35768	118	24	during	during	ADP
elp-35768	118	25	the	the	DET
elp-35768	118	26	last	last	ADJ
elp-35768	118	27	one	one	NUM
elp-35768	118	28	year	year	NOUN
elp-35768	118	29	period	period	NOUN
elp-35768	118	30	?	?	PUNCT
elp-35768	119	1	a.	a.	NOUN
elp-35768	119	2	monthly	monthly	ADV
elp-35768	119	3	,	,	PUNCT
elp-35768	119	4	score	score	NOUN
elp-35768	119	5	is	be	AUX
elp-35768	119	6	12	12	NUM
elp-35768	119	7	b.	b.	NOUN
elp-35768	119	8	by	by	ADP
elp-35768	119	9	monthly	monthly	ADV
elp-35768	119	10	,	,	PUNCT
elp-35768	119	11	score	score	NOUN
elp-35768	119	12	is	be	AUX
elp-35768	119	13	6	6	NUM
elp-35768	119	14	c.	c.	NOUN
elp-35768	119	15	quarterly	quarterly	PROPN
elp-35768	119	16	,	,	PUNCT
elp-35768	119	17	score	score	NOUN
elp-35768	119	18	is	be	AUX
elp-35768	119	19	4	4	NUM
elp-35768	119	20	d.	d.	NOUN
elp-35768	119	21	as	as	ADP
elp-35768	119	22	per	per	ADP
elp-35768	119	23	necessary	necessary	ADJ
elp-35768	119	24	,	,	PUNCT
elp-35768	119	25	score	score	NOUN
elp-35768	119	26	is	be	AUX
elp-35768	119	27	(	(	PUNCT
elp-35768	119	28	12	12	NUM
elp-35768	119	29	+	+	NOUN
elp-35768	119	30	6	6	NUM
elp-35768	119	31	+	+	SYM
elp-35768	119	32	4	4	NUM
elp-35768	119	33	+	+	NOUN
elp-35768	119	34	0)/3=5.5	0)/3=5.5	NOUN
elp-35768	120	1	well	well	ADJ
elp-35768	120	2	governance	governance	NOUN
elp-35768	120	3	system	system	NOUN
elp-35768	120	4	optimizes	optimize	VERB
elp-35768	120	5	the	the	DET
elp-35768	120	6	liquidity	liquidity	NOUN
elp-35768	120	7	risk	risk	NOUN
elp-35768	120	8	.	.	PUNCT
elp-35768	121	1	the	the	DET
elp-35768	121	2	expected	expect	VERB
elp-35768	121	3	output	output	NOUN
elp-35768	121	4	is	be	AUX
elp-35768	121	5	therefore	therefore	ADV
elp-35768	121	6	rejection	rejection	NOUN
elp-35768	121	7	of	of	ADP
elp-35768	121	8	null	null	ADJ
elp-35768	121	9	hypothesis	hypothesis	NOUN
elp-35768	121	10	.	.	PUNCT
elp-35768	122	1	step	step	NOUN
elp-35768	122	2	ii	ii	PROPN
elp-35768	122	3	:	:	PUNCT
elp-35768	122	4	setting	set	VERB
elp-35768	122	5	up	up	ADP
elp-35768	122	6	of	of	ADP
elp-35768	122	7	hypothesis	hypothesis	NOUN
elp-35768	122	8	.	.	PUNCT
elp-35768	123	1	null	null	ADJ
elp-35768	123	2	hypothesis	hypothesis	PROPN
elp-35768	123	3	h0	h0	NOUN
elp-35768	123	4	:	:	PUNCT
elp-35768	123	5	ρ=0	ρ=0	NUM
elp-35768	123	6	,	,	PUNCT
elp-35768	123	7	i.e.	i.e.	X
elp-35768	123	8	,	,	PUNCT
elp-35768	123	9	population	population	NOUN
elp-35768	123	10	correlation	correlation	NOUN
elp-35768	123	11	coefficient	coefficient	NOUN
elp-35768	123	12	is	be	AUX
elp-35768	123	13	zero	zero	NUM
elp-35768	123	14	or	or	CCONJ
elp-35768	123	15	there	there	PRON
elp-35768	123	16	is	be	VERB
elp-35768	123	17	no	no	DET
elp-35768	123	18	significant	significant	ADJ
elp-35768	123	19	relationship	relationship	NOUN
elp-35768	123	20	between	between	ADP
elp-35768	123	21	lr	lr	PROPN
elp-35768	123	22	and	and	CCONJ
elp-35768	123	23	nbm	nbm	PROPN
elp-35768	123	24	.	.	PUNCT
elp-35768	124	1	alternative	alternative	ADJ
elp-35768	124	2	hypothesis	hypothesis	NOUN
elp-35768	124	3	h1	h1	PROPN
elp-35768	124	4	:	:	PUNCT
elp-35768	124	5	ρ≠0	ρ≠0	ADJ
elp-35768	124	6	,	,	PUNCT
elp-35768	124	7	i.e.	i.e.	X
elp-35768	124	8	,	,	PUNCT
elp-35768	124	9	population	population	NOUN
elp-35768	124	10	correlation	correlation	NOUN
elp-35768	124	11	coefficient	coefficient	NOUN
elp-35768	124	12	is	be	AUX
elp-35768	124	13	not	not	PART
elp-35768	124	14	zero	zero	NUM
elp-35768	124	15	or	or	CCONJ
elp-35768	124	16	there	there	PRON
elp-35768	124	17	is	be	VERB
elp-35768	124	18	a	a	DET
elp-35768	124	19	significant	significant	ADJ
elp-35768	124	20	relationship	relationship	NOUN
elp-35768	124	21	between	between	ADP
elp-35768	124	22	lr	lr	PROPN
elp-35768	124	23	and	and	CCONJ
elp-35768	124	24	nbm	nbm	PROPN
elp-35768	124	25	.	.	PUNCT
elp-35768	125	1	step	step	NOUN
elp-35768	125	2	iii	iii	PROPN
elp-35768	125	3	:	:	PUNCT
elp-35768	125	4	level	level	NOUN
elp-35768	125	5	of	of	ADP
elp-35768	125	6	significance	significance	NOUN
elp-35768	125	7	α=0.05	α=0.05	NOUN
elp-35768	125	8	or	or	CCONJ
elp-35768	125	9	5	5	NUM
elp-35768	125	10	%	%	NOUN
elp-35768	125	11	;	;	PUNCT
elp-35768	125	12	degree	degree	NOUN
elp-35768	125	13	of	of	ADP
elp-35768	125	14	freedom	freedom	NOUN
elp-35768	125	15	df	df	PROPN
elp-35768	125	16	=	=	PROPN
elp-35768	125	17	n-2=126	n-2=126	NOUN
elp-35768	125	18	-	-	PUNCT
elp-35768	125	19	2=124	2=124	NUM
elp-35768	125	20	step	step	NOUN
elp-35768	125	21	iv	iv	NUM
elp-35768	125	22	:	:	PUNCT
elp-35768	125	23	test	test	NOUN
elp-35768	125	24	statistics	statistic	NOUN
elp-35768	125	25	table	table	NOUN
elp-35768	125	26	3	3	NUM
elp-35768	125	27	.	.	PUNCT
elp-35768	125	28	correlation	correlation	NOUN
elp-35768	125	29	of	of	ADP
elp-35768	125	30	lr	lr	NOUN
elp-35768	125	31	and	and	CCONJ
elp-35768	125	32	nbm	nbm	PROPN
elp-35768	125	33	lpg	lpg	VERB
elp-35768	125	34	lr	lr	PROPN
elp-35768	125	35	pearson	pearson	PROPN
elp-35768	125	36	correlation	correlation	NOUN
elp-35768	125	37	-0.167	-0.167	NOUN
elp-35768	125	38	signification	signification	NOUN
elp-35768	125	39	(	(	PUNCT
elp-35768	125	40	2	2	NUM
elp-35768	125	41	-	-	PUNCT
elp-35768	125	42	tailed	tailed	ADJ
elp-35768	125	43	)	)	PUNCT
elp-35768	125	44	0.062	0.062	NUM
elp-35768	125	45	n	n	NUM
elp-35768	125	46	126	126	NUM
elp-35768	125	47	note	note	NOUN
elp-35768	125	48	.	.	PUNCT
elp-35768	126	1	*	*	PUNCT
elp-35768	126	2	correlation	correlation	NOUN
elp-35768	126	3	is	be	AUX
elp-35768	126	4	significant	significant	ADJ
elp-35768	126	5	at	at	ADP
elp-35768	126	6	the	the	DET
elp-35768	126	7	0.10	0.10	NUM
elp-35768	126	8	level	level	NOUN
elp-35768	126	9	(	(	PUNCT
elp-35768	126	10	2	2	NUM
elp-35768	126	11	-	-	PUNCT
elp-35768	126	12	tailed	tailed	ADJ
elp-35768	126	13	)	)	PUNCT
elp-35768	126	14	.	.	PUNCT
elp-35768	127	1	www.scholink.org/ojs/index.php/elp	www.scholink.org/ojs/index.php/elp	NOUN
elp-35768	127	2	economics	economic	NOUN
elp-35768	127	3	,	,	PUNCT
elp-35768	127	4	law	law	NOUN
elp-35768	127	5	and	and	CCONJ
elp-35768	127	6	policy	policy	NOUN
elp-35768	127	7	vol	vol	NOUN
elp-35768	127	8	.	.	PROPN
elp-35768	128	1	6	6	NUM
elp-35768	128	2	,	,	PUNCT
elp-35768	128	3	no	no	INTJ
elp-35768	128	4	.	.	NOUN
elp-35768	128	5	3	3	NUM
elp-35768	128	6	,	,	PUNCT
elp-35768	128	7	2023	2023	NUM
elp-35768	128	8	35	35	NUM
elp-35768	128	9	published	publish	VERB
elp-35768	128	10	by	by	ADP
elp-35768	128	11	scholink	scholink	PROPN
elp-35768	128	12	inc	inc	PROPN
elp-35768	128	13	.	.	PUNCT
elp-35768	128	14	t=	t=	X
elp-35768	129	1	=	=	PUNCT
elp-35768	130	1	=	=	NOUN
elp-35768	130	2	-1.89	-1.89	NOUN
elp-35768	130	3	,	,	PUNCT
elp-35768	130	4	where	where	SCONJ
elp-35768	130	5	,	,	PUNCT
elp-35768	130	6	r	r	NOUN
elp-35768	130	7	=	=	NOUN
elp-35768	130	8	correlation	correlation	NOUN
elp-35768	130	9	coefficient	coefficient	NOUN
elp-35768	130	10	,	,	PUNCT
elp-35768	130	11	n	n	CCONJ
elp-35768	130	12	=	=	NOUN
elp-35768	130	13	no	no	PROPN
elp-35768	130	14	of	of	ADP
elp-35768	130	15	observation	observation	NOUN
elp-35768	130	16	.	.	PUNCT
elp-35768	131	1	tcalculated	tcalculate	VERB
elp-35768	131	2	=	=	NOUN
elp-35768	131	3	-1.89	-1.89	NUM
elp-35768	131	4	step	step	NOUN
elp-35768	131	5	v	v	ADP
elp-35768	131	6	:	:	PUNCT
elp-35768	131	7	critical	critical	ADJ
elp-35768	131	8	value	value	NOUN
elp-35768	131	9	at	at	ADP
elp-35768	131	10	df=124	df=124	NOUN
elp-35768	131	11	and	and	CCONJ
elp-35768	131	12	level	level	NOUN
elp-35768	131	13	of	of	ADP
elp-35768	131	14	significant	significant	ADJ
elp-35768	131	15	α=0.05	α=0.05	NOUN
elp-35768	131	16	or	or	CCONJ
elp-35768	131	17	5	5	NUM
elp-35768	131	18	%	%	NOUN
elp-35768	131	19	,	,	PUNCT
elp-35768	131	20	t	t	PROPN
elp-35768	131	21	tabulated=1.98	tabulated=1.98	NOUN
elp-35768	131	22	step	step	NOUN
elp-35768	131	23	vii	vii	PROPN
elp-35768	131	24	:	:	PUNCT
elp-35768	131	25	result	result	VERB
elp-35768	131	26	since	since	SCONJ
elp-35768	131	27	absolute	absolute	ADJ
elp-35768	131	28	value	value	NOUN
elp-35768	131	29	of	of	ADP
elp-35768	131	30	calculated	calculate	VERB
elp-35768	131	31	t	t	PROPN
elp-35768	131	32	score	score	NOUN
elp-35768	131	33	is	be	AUX
elp-35768	131	34	less	less	ADJ
elp-35768	131	35	than	than	ADP
elp-35768	131	36	absolute	absolute	ADJ
elp-35768	131	37	value	value	NOUN
elp-35768	131	38	of	of	ADP
elp-35768	131	39	critical	critical	ADJ
elp-35768	131	40	t	t	NOUN
elp-35768	131	41	score	score	NOUN
elp-35768	131	42	,	,	PUNCT
elp-35768	131	43	null	null	ADJ
elp-35768	131	44	hypothesis	hypothesis	NOUN
elp-35768	131	45	h0	h0	NOUN
elp-35768	131	46	is	be	AUX
elp-35768	131	47	accepted	accept	VERB
elp-35768	131	48	and	and	CCONJ
elp-35768	131	49	alternative	alternative	ADJ
elp-35768	131	50	hypothesis	hypothesis	NOUN
elp-35768	131	51	h1	h1	NOUN
elp-35768	131	52	is	be	AUX
elp-35768	131	53	rejected	reject	VERB
elp-35768	131	54	i.e.	i.e.	ADV
elp-35768	131	55	as	as	ADP
elp-35768	131	56	against	against	ADP
elp-35768	131	57	theoretical	theoretical	ADJ
elp-35768	131	58	assumption	assumption	NOUN
elp-35768	131	59	behind	behind	ADP
elp-35768	131	60	hypothesis	hypothesis	NOUN
elp-35768	131	61	testing	testing	NOUN
elp-35768	131	62	,	,	PUNCT
elp-35768	131	63	population	population	NOUN
elp-35768	131	64	correlation	correlation	NOUN
elp-35768	131	65	coefficient	coefficient	NOUN
elp-35768	131	66	is	be	AUX
elp-35768	131	67	zero	zero	NUM
elp-35768	131	68	that	that	PRON
elp-35768	131	69	implies	imply	VERB
elp-35768	131	70	liquidity	liquidity	NOUN
elp-35768	131	71	risk	risk	NOUN
elp-35768	131	72	is	be	AUX
elp-35768	131	73	not	not	PART
elp-35768	131	74	significantly	significantly	ADV
elp-35768	131	75	associated	associate	VERB
elp-35768	131	76	to	to	ADP
elp-35768	131	77	governance	governance	NOUN
elp-35768	131	78	system	system	NOUN
elp-35768	131	79	of	of	ADP
elp-35768	131	80	cooperatives	cooperative	NOUN
elp-35768	131	81	.	.	PUNCT
elp-35768	132	1	hypothesis	hypothesis	NOUN
elp-35768	132	2	iv	iv	NUM
elp-35768	132	3	:	:	PUNCT
elp-35768	132	4	investment	investment	NOUN
elp-35768	132	5	risk	risk	NOUN
elp-35768	132	6	is	be	AUX
elp-35768	132	7	not	not	PART
elp-35768	132	8	significantly	significantly	ADV
elp-35768	132	9	associated	associate	VERB
elp-35768	132	10	with	with	ADP
elp-35768	132	11	the	the	DET
elp-35768	132	12	governance	governance	NOUN
elp-35768	132	13	system	system	NOUN
elp-35768	132	14	of	of	ADP
elp-35768	132	15	cooperatives	cooperative	NOUN
elp-35768	132	16	.	.	PUNCT
elp-35768	133	1	step	step	NOUN
elp-35768	133	2	i	i	PRON
elp-35768	133	3	:	:	PUNCT
elp-35768	133	4	conceptual	conceptual	ADJ
elp-35768	133	5	framework	framework	NOUN
elp-35768	133	6	.	.	PUNCT
elp-35768	134	1	investment	investment	NOUN
elp-35768	134	2	risk	risk	NOUN
elp-35768	134	3	means	mean	VERB
elp-35768	134	4	risk	risk	NOUN
elp-35768	134	5	due	due	ADP
elp-35768	134	6	to	to	ADP
elp-35768	134	7	the	the	DET
elp-35768	134	8	selection	selection	NOUN
elp-35768	134	9	of	of	ADP
elp-35768	134	10	a	a	DET
elp-35768	134	11	risky	risky	ADJ
elp-35768	134	12	investment	investment	NOUN
elp-35768	134	13	or	or	CCONJ
elp-35768	134	14	loan	loan	NOUN
elp-35768	134	15	.	.	PUNCT
elp-35768	135	1	it	it	PRON
elp-35768	135	2	causes	cause	VERB
elp-35768	135	3	credit	credit	NOUN
elp-35768	135	4	default	default	NOUN
elp-35768	135	5	rates	rate	NOUN
elp-35768	135	6	high	high	ADJ
elp-35768	135	7	.	.	PUNCT
elp-35768	136	1	it	it	PRON
elp-35768	136	2	is	be	AUX
elp-35768	136	3	measured	measure	VERB
elp-35768	136	4	as	as	ADP
elp-35768	136	5	net	net	ADJ
elp-35768	136	6	interest	interest	NOUN
elp-35768	136	7	spread	spread	NOUN
elp-35768	136	8	(	(	PUNCT
elp-35768	136	9	spread	spread	NOUN
elp-35768	136	10	)	)	PUNCT
elp-35768	136	11	.	.	PUNCT
elp-35768	137	1	the	the	DET
elp-35768	137	2	governance	governance	NOUN
elp-35768	137	3	system	system	NOUN
elp-35768	137	4	is	be	AUX
elp-35768	137	5	measured	measure	VERB
elp-35768	137	6	by	by	ADP
elp-35768	137	7	the	the	DET
elp-35768	137	8	number	number	NOUN
elp-35768	137	9	of	of	ADP
elp-35768	137	10	board	board	NOUN
elp-35768	137	11	meetings	meeting	NOUN
elp-35768	137	12	(	(	PUNCT
elp-35768	137	13	nbm	nbm	PROPN
elp-35768	137	14	)	)	PUNCT
elp-35768	137	15	per	per	ADP
elp-35768	137	16	year	year	NOUN
elp-35768	137	17	.	.	PUNCT
elp-35768	138	1	nbm	nbm	PROPN
elp-35768	138	2	is	be	AUX
elp-35768	138	3	calculated	calculate	VERB
elp-35768	138	4	from	from	ADP
elp-35768	138	5	a	a	DET
elp-35768	138	6	structured	structured	ADJ
elp-35768	138	7	questionnaire	questionnaire	NOUN
elp-35768	138	8	survey	survey	NOUN
elp-35768	138	9	,	,	PUNCT
elp-35768	138	10	by	by	ADP
elp-35768	138	11	assigning	assign	VERB
elp-35768	138	12	scores	score	NOUN
elp-35768	138	13	as	as	ADP
elp-35768	138	14	:	:	PUNCT
elp-35768	138	15	how	how	SCONJ
elp-35768	138	16	often	often	ADV
elp-35768	138	17	did	do	AUX
elp-35768	138	18	your	your	PRON
elp-35768	138	19	cooperative	cooperative	ADJ
elp-35768	138	20	society	society	NOUN
elp-35768	138	21	organize	organize	VERB
elp-35768	138	22	board	board	NOUN
elp-35768	138	23	meetings	meeting	NOUN
elp-35768	138	24	during	during	ADP
elp-35768	138	25	the	the	DET
elp-35768	138	26	last	last	ADJ
elp-35768	138	27	one	one	NUM
elp-35768	138	28	year	year	NOUN
elp-35768	138	29	period	period	NOUN
elp-35768	138	30	?	?	PUNCT
elp-35768	139	1	a.	a.	NOUN
elp-35768	139	2	monthly	monthly	ADV
elp-35768	139	3	,	,	PUNCT
elp-35768	139	4	score	score	NOUN
elp-35768	139	5	is	be	AUX
elp-35768	139	6	12	12	NUM
elp-35768	139	7	b.	b.	NOUN
elp-35768	139	8	by	by	ADP
elp-35768	139	9	monthly	monthly	ADV
elp-35768	139	10	,	,	PUNCT
elp-35768	139	11	score	score	NOUN
elp-35768	139	12	is	be	AUX
elp-35768	139	13	6	6	NUM
elp-35768	139	14	c.	c.	NOUN
elp-35768	139	15	quarterly	quarterly	PROPN
elp-35768	139	16	,	,	PUNCT
elp-35768	139	17	score	score	NOUN
elp-35768	139	18	is	be	AUX
elp-35768	139	19	4	4	NUM
elp-35768	139	20	d.	d.	NOUN
elp-35768	139	21	as	as	ADP
elp-35768	139	22	per	per	ADP
elp-35768	139	23	necessary	necessary	ADJ
elp-35768	139	24	,	,	PUNCT
elp-35768	139	25	score	score	NOUN
elp-35768	139	26	is	be	AUX
elp-35768	139	27	(	(	PUNCT
elp-35768	139	28	12	12	NUM
elp-35768	139	29	+	+	NOUN
elp-35768	139	30	6	6	NUM
elp-35768	139	31	+	+	SYM
elp-35768	139	32	4	4	NUM
elp-35768	139	33	+	+	NOUN
elp-35768	139	34	0)/3=5.5	0)/3=5.5	NOUN
elp-35768	140	1	well	well	ADJ
elp-35768	140	2	governance	governance	NOUN
elp-35768	140	3	system	system	NOUN
elp-35768	140	4	optimizes	optimize	VERB
elp-35768	140	5	the	the	DET
elp-35768	140	6	investment	investment	NOUN
elp-35768	140	7	risk	risk	NOUN
elp-35768	140	8	.	.	PUNCT
elp-35768	141	1	the	the	DET
elp-35768	141	2	expected	expect	VERB
elp-35768	141	3	output	output	NOUN
elp-35768	141	4	is	be	AUX
elp-35768	141	5	therefore	therefore	ADV
elp-35768	141	6	rejection	rejection	NOUN
elp-35768	141	7	of	of	ADP
elp-35768	141	8	null	null	NOUN
elp-35768	141	9	.	.	PUNCT
elp-35768	142	1	step	step	PROPN
elp-35768	142	2	ii	ii	PROPN
elp-35768	142	3	:	:	PUNCT
elp-35768	142	4	setting	set	VERB
elp-35768	142	5	up	up	ADP
elp-35768	142	6	of	of	ADP
elp-35768	142	7	hypothesis	hypothesis	NOUN
elp-35768	142	8	.	.	PUNCT
elp-35768	143	1	null	null	ADJ
elp-35768	143	2	hypothesis	hypothesis	PROPN
elp-35768	143	3	h0	h0	NOUN
elp-35768	143	4	:	:	PUNCT
elp-35768	143	5	ρ=0	ρ=0	NUM
elp-35768	143	6	,	,	PUNCT
elp-35768	143	7	i.e.	i.e.	X
elp-35768	143	8	,	,	PUNCT
elp-35768	143	9	population	population	NOUN
elp-35768	143	10	correlation	correlation	NOUN
elp-35768	143	11	coefficient	coefficient	NOUN
elp-35768	143	12	is	be	AUX
elp-35768	143	13	zero	zero	NUM
elp-35768	143	14	or	or	CCONJ
elp-35768	143	15	there	there	PRON
elp-35768	143	16	is	be	VERB
elp-35768	143	17	no	no	DET
elp-35768	143	18	significant	significant	ADJ
elp-35768	143	19	relationship	relationship	NOUN
elp-35768	143	20	between	between	ADP
elp-35768	143	21	spread	spread	NOUN
elp-35768	143	22	and	and	CCONJ
elp-35768	143	23	nbm	nbm	PROPN
elp-35768	143	24	.	.	PUNCT
elp-35768	144	1	alternative	alternative	ADJ
elp-35768	144	2	hypothesis	hypothesis	NOUN
elp-35768	144	3	h1	h1	PROPN
elp-35768	144	4	:	:	PUNCT
elp-35768	144	5	ρ≠0	ρ≠0	ADJ
elp-35768	144	6	,	,	PUNCT
elp-35768	144	7	i.e.	i.e.	X
elp-35768	144	8	,	,	PUNCT
elp-35768	144	9	population	population	NOUN
elp-35768	144	10	correlation	correlation	NOUN
elp-35768	144	11	coefficient	coefficient	NOUN
elp-35768	144	12	is	be	AUX
elp-35768	144	13	not	not	PART
elp-35768	144	14	zero	zero	NUM
elp-35768	144	15	or	or	CCONJ
elp-35768	144	16	there	there	PRON
elp-35768	144	17	is	be	VERB
elp-35768	144	18	a	a	DET
elp-35768	144	19	significant	significant	ADJ
elp-35768	144	20	relationship	relationship	NOUN
elp-35768	144	21	between	between	ADP
elp-35768	144	22	spread	spread	NOUN
elp-35768	144	23	and	and	CCONJ
elp-35768	144	24	nbm	nbm	PROPN
elp-35768	144	25	.	.	PUNCT
elp-35768	145	1	step	step	NOUN
elp-35768	145	2	iii	iii	PROPN
elp-35768	145	3	:	:	PUNCT
elp-35768	145	4	level	level	NOUN
elp-35768	145	5	of	of	ADP
elp-35768	145	6	significance	significance	NOUN
elp-35768	145	7	α=0.05	α=0.05	NOUN
elp-35768	145	8	or	or	CCONJ
elp-35768	145	9	5	5	NUM
elp-35768	145	10	%	%	NOUN
elp-35768	145	11	;	;	PUNCT
elp-35768	145	12	degree	degree	NOUN
elp-35768	145	13	of	of	ADP
elp-35768	145	14	freedom	freedom	NOUN
elp-35768	145	15	df	df	PROPN
elp-35768	145	16	=	=	PROPN
elp-35768	145	17	n-2=126	n-2=126	NOUN
elp-35768	145	18	-	-	PUNCT
elp-35768	145	19	2=124	2=124	NUM
elp-35768	145	20	step	step	NOUN
elp-35768	145	21	iv	iv	NUM
elp-35768	145	22	:	:	PUNCT
elp-35768	145	23	test	test	NOUN
elp-35768	145	24	statistics	statistic	NOUN
elp-35768	145	25	table	table	NOUN
elp-35768	145	26	4	4	NUM
elp-35768	145	27	.	.	PUNCT
elp-35768	146	1	correlation	correlation	NOUN
elp-35768	146	2	of	of	ADP
elp-35768	146	3	spread	spread	NOUN
elp-35768	146	4	and	and	CCONJ
elp-35768	146	5	nbm	nbm	PROPN
elp-35768	146	6	nbm	nbm	PROPN
elp-35768	146	7	spread	spread	VERB
elp-35768	146	8	pearson	pearson	NOUN
elp-35768	146	9	correlation	correlation	NOUN
elp-35768	146	10	-0.220	-0.220	PROPN
elp-35768	146	11	*	*	NOUN
elp-35768	146	12	signification	signification	NOUN
elp-35768	146	13	(	(	PUNCT
elp-35768	146	14	2	2	NUM
elp-35768	146	15	-	-	PUNCT
elp-35768	146	16	tailed	tailed	ADJ
elp-35768	146	17	)	)	PUNCT
elp-35768	146	18	0.021	0.021	NUM
elp-35768	146	19	n	n	CCONJ
elp-35768	146	20	110	110	NUM
elp-35768	146	21	note	note	NOUN
elp-35768	146	22	.	.	PUNCT
elp-35768	147	1	*	*	PUNCT
elp-35768	147	2	correlation	correlation	NOUN
elp-35768	147	3	is	be	AUX
elp-35768	147	4	significant	significant	ADJ
elp-35768	147	5	at	at	ADP
elp-35768	147	6	the	the	DET
elp-35768	147	7	0.10	0.10	NUM
elp-35768	147	8	level	level	NOUN
elp-35768	147	9	(	(	PUNCT
elp-35768	147	10	2	2	NUM
elp-35768	147	11	-	-	PUNCT
elp-35768	147	12	tailed	tailed	ADJ
elp-35768	147	13	)	)	PUNCT
elp-35768	147	14	.	.	PUNCT
elp-35768	148	1	www.scholink.org/ojs/index.php/elp	www.scholink.org/ojs/index.php/elp	NOUN
elp-35768	148	2	economics	economic	NOUN
elp-35768	148	3	,	,	PUNCT
elp-35768	148	4	law	law	NOUN
elp-35768	148	5	and	and	CCONJ
elp-35768	148	6	policy	policy	NOUN
elp-35768	148	7	vol	vol	NOUN
elp-35768	148	8	.	.	PROPN
elp-35768	149	1	6	6	NUM
elp-35768	149	2	,	,	PUNCT
elp-35768	149	3	no	no	INTJ
elp-35768	149	4	.	.	NOUN
elp-35768	149	5	3	3	NUM
elp-35768	149	6	,	,	PUNCT
elp-35768	149	7	2023	2023	NUM
elp-35768	149	8	36	36	NUM
elp-35768	149	9	published	publish	VERB
elp-35768	149	10	by	by	ADP
elp-35768	149	11	scholink	scholink	PROPN
elp-35768	149	12	inc	inc	PROPN
elp-35768	149	13	.	.	PUNCT
elp-35768	149	14	t=	t=	X
elp-35768	150	1	=	=	PUNCT
elp-35768	151	1	=	=	NUM
elp-35768	151	2	-2.511	-2.511	NOUN
elp-35768	151	3	,	,	PUNCT
elp-35768	151	4	where	where	SCONJ
elp-35768	151	5	,	,	PUNCT
elp-35768	151	6	r	r	NOUN
elp-35768	151	7	=	=	NOUN
elp-35768	151	8	correlation	correlation	NOUN
elp-35768	151	9	coefficient	coefficient	NOUN
elp-35768	151	10	,	,	PUNCT
elp-35768	151	11	n	n	CCONJ
elp-35768	151	12	=	=	NOUN
elp-35768	151	13	no	no	PROPN
elp-35768	151	14	of	of	ADP
elp-35768	151	15	observation	observation	NOUN
elp-35768	151	16	.	.	PUNCT
elp-35768	152	1	tcalculated	tcalculate	VERB
elp-35768	152	2	=	=	SYM
elp-35768	152	3	-2.511	-2.511	NOUN
elp-35768	152	4	step	step	NOUN
elp-35768	152	5	v	v	NOUN
elp-35768	152	6	:	:	PUNCT
elp-35768	152	7	critical	critical	ADJ
elp-35768	152	8	value	value	NOUN
elp-35768	152	9	at	at	ADP
elp-35768	152	10	df=124	df=124	NOUN
elp-35768	152	11	and	and	CCONJ
elp-35768	152	12	level	level	NOUN
elp-35768	152	13	of	of	ADP
elp-35768	152	14	significant	significant	ADJ
elp-35768	152	15	α=0.05	α=0.05	NOUN
elp-35768	152	16	or	or	CCONJ
elp-35768	152	17	5	5	NUM
elp-35768	152	18	%	%	NOUN
elp-35768	152	19	,	,	PUNCT
elp-35768	152	20	t	t	PROPN
elp-35768	152	21	tabulated=1.98	tabulated=1.98	NOUN
elp-35768	152	22	step	step	NOUN
elp-35768	152	23	vii	vii	PROPN
elp-35768	152	24	:	:	PUNCT
elp-35768	152	25	result	result	VERB
elp-35768	152	26	since	since	SCONJ
elp-35768	152	27	the	the	DET
elp-35768	152	28	absolute	absolute	ADJ
elp-35768	152	29	value	value	NOUN
elp-35768	152	30	of	of	ADP
elp-35768	152	31	the	the	DET
elp-35768	152	32	calculated	calculate	VERB
elp-35768	152	33	t	t	NOUN
elp-35768	152	34	score	score	NOUN
elp-35768	152	35	is	be	AUX
elp-35768	152	36	greater	great	ADJ
elp-35768	152	37	than	than	ADP
elp-35768	152	38	the	the	DET
elp-35768	152	39	absolute	absolute	ADJ
elp-35768	152	40	value	value	NOUN
elp-35768	152	41	of	of	ADP
elp-35768	152	42	the	the	DET
elp-35768	152	43	critical	critical	ADJ
elp-35768	152	44	t	t	NOUN
elp-35768	152	45	score	score	NOUN
elp-35768	152	46	,	,	PUNCT
elp-35768	152	47	the	the	DET
elp-35768	152	48	null	null	ADJ
elp-35768	152	49	hypothesis	hypothesis	NOUN
elp-35768	152	50	h0	h0	NOUN
elp-35768	152	51	is	be	AUX
elp-35768	152	52	rejected	reject	VERB
elp-35768	152	53	,	,	PUNCT
elp-35768	152	54	and	and	CCONJ
elp-35768	152	55	alternative	alternative	ADJ
elp-35768	152	56	hypothesis	hypothesis	NOUN
elp-35768	152	57	h1	h1	NOUN
elp-35768	152	58	is	be	AUX
elp-35768	152	59	accepted	accept	VERB
elp-35768	152	60	i.e.	i.e.	ADV
elp-35768	152	61	as	as	ADP
elp-35768	152	62	the	the	DET
elp-35768	152	63	theoretical	theoretical	ADJ
elp-35768	152	64	assumption	assumption	NOUN
elp-35768	152	65	behind	behind	ADP
elp-35768	152	66	hypothesis	hypothesis	NOUN
elp-35768	152	67	testing	testing	NOUN
elp-35768	152	68	,	,	PUNCT
elp-35768	152	69	the	the	DET
elp-35768	152	70	population	population	NOUN
elp-35768	152	71	correlation	correlation	NOUN
elp-35768	152	72	coefficient	coefficient	NOUN
elp-35768	152	73	is	be	AUX
elp-35768	152	74	not	not	PART
elp-35768	152	75	zero	zero	NUM
elp-35768	152	76	that	that	PRON
elp-35768	152	77	suggests	suggest	VERB
elp-35768	152	78	investment	investment	NOUN
elp-35768	152	79	risk	risk	NOUN
elp-35768	152	80	is	be	AUX
elp-35768	152	81	significantly	significantly	ADV
elp-35768	152	82	associated	associate	VERB
elp-35768	152	83	to	to	ADP
elp-35768	152	84	governance	governance	NOUN
elp-35768	152	85	system	system	NOUN
elp-35768	152	86	of	of	ADP
elp-35768	152	87	cooperatives	cooperative	NOUN
elp-35768	152	88	.	.	PUNCT
elp-35768	153	1	5	5	X
elp-35768	153	2	.	.	X
elp-35768	153	3	findings	finding	NOUN
elp-35768	153	4	in	in	ADP
elp-35768	153	5	the	the	DET
elp-35768	153	6	first	first	ADJ
elp-35768	153	7	hypothesis	hypothesis	NOUN
elp-35768	153	8	,	,	PUNCT
elp-35768	153	9	the	the	DET
elp-35768	153	10	absolute	absolute	ADJ
elp-35768	153	11	value	value	NOUN
elp-35768	153	12	of	of	ADP
elp-35768	153	13	the	the	DET
elp-35768	153	14	calculated	calculated	ADJ
elp-35768	153	15	t	t	NOUN
elp-35768	153	16	-	-	PUNCT
elp-35768	153	17	score	score	NOUN
elp-35768	153	18	exceeds	exceed	VERB
elp-35768	153	19	the	the	DET
elp-35768	153	20	absolute	absolute	ADJ
elp-35768	153	21	value	value	NOUN
elp-35768	153	22	of	of	ADP
elp-35768	153	23	the	the	DET
elp-35768	153	24	critical	critical	ADJ
elp-35768	153	25	t	t	NOUN
elp-35768	153	26	-	-	PUNCT
elp-35768	153	27	score	score	NOUN
elp-35768	153	28	.	.	PUNCT
elp-35768	154	1	therefore	therefore	ADV
elp-35768	154	2	,	,	PUNCT
elp-35768	154	3	the	the	DET
elp-35768	154	4	null	null	ADJ
elp-35768	154	5	hypothesis	hypothesis	NOUN
elp-35768	154	6	h0	h0	NOUN
elp-35768	154	7	is	be	AUX
elp-35768	154	8	disapproved	disapprove	VERB
elp-35768	154	9	,	,	PUNCT
elp-35768	154	10	and	and	CCONJ
elp-35768	154	11	the	the	DET
elp-35768	154	12	alternative	alternative	ADJ
elp-35768	154	13	hypothesis	hypothesis	NOUN
elp-35768	154	14	h1	h1	NOUN
elp-35768	154	15	is	be	AUX
elp-35768	154	16	affirmed	affirm	VERB
elp-35768	154	17	.	.	PUNCT
elp-35768	155	1	in	in	ADP
elp-35768	155	2	accordance	accordance	NOUN
elp-35768	155	3	with	with	ADP
elp-35768	155	4	the	the	DET
elp-35768	155	5	foundational	foundational	ADJ
elp-35768	155	6	principles	principle	NOUN
elp-35768	155	7	of	of	ADP
elp-35768	155	8	hypothesis	hypothesis	NOUN
elp-35768	155	9	testing	testing	NOUN
elp-35768	155	10	,	,	PUNCT
elp-35768	155	11	this	this	PRON
elp-35768	155	12	implies	imply	VERB
elp-35768	155	13	that	that	SCONJ
elp-35768	155	14	the	the	DET
elp-35768	155	15	population	population	NOUN
elp-35768	155	16	correlation	correlation	NOUN
elp-35768	155	17	coefficient	coefficient	NOUN
elp-35768	155	18	is	be	AUX
elp-35768	155	19	non	non	ADJ
elp-35768	155	20	-	-	ADJ
elp-35768	155	21	zero	zero	NUM
elp-35768	155	22	,	,	PUNCT
elp-35768	155	23	indicating	indicate	VERB
elp-35768	155	24	a	a	DET
elp-35768	155	25	substantial	substantial	ADJ
elp-35768	155	26	connection	connection	NOUN
elp-35768	155	27	between	between	ADP
elp-35768	155	28	credit	credit	NOUN
elp-35768	155	29	default	default	NOUN
elp-35768	155	30	risk	risk	NOUN
elp-35768	155	31	and	and	CCONJ
elp-35768	155	32	the	the	DET
elp-35768	155	33	governance	governance	NOUN
elp-35768	155	34	system	system	NOUN
elp-35768	155	35	of	of	ADP
elp-35768	155	36	cooperatives	cooperative	NOUN
elp-35768	155	37	.	.	PUNCT
elp-35768	156	1	for	for	ADP
elp-35768	156	2	the	the	DET
elp-35768	156	3	second	second	ADJ
elp-35768	156	4	hypothesis	hypothesis	NOUN
elp-35768	156	5	,	,	PUNCT
elp-35768	156	6	the	the	DET
elp-35768	156	7	absolute	absolute	ADJ
elp-35768	156	8	value	value	NOUN
elp-35768	156	9	of	of	ADP
elp-35768	156	10	the	the	DET
elp-35768	156	11	calculated	calculated	ADJ
elp-35768	156	12	t	t	NOUN
elp-35768	156	13	-	-	PUNCT
elp-35768	156	14	score	score	NOUN
elp-35768	156	15	surpasses	surpasse	NOUN
elp-35768	156	16	that	that	PRON
elp-35768	156	17	of	of	ADP
elp-35768	156	18	the	the	DET
elp-35768	156	19	critical	critical	ADJ
elp-35768	156	20	t	t	NOUN
elp-35768	156	21	-	-	PUNCT
elp-35768	156	22	score	score	NOUN
elp-35768	156	23	.	.	PUNCT
elp-35768	157	1	consequently	consequently	ADV
elp-35768	157	2	,	,	PUNCT
elp-35768	157	3	the	the	DET
elp-35768	157	4	null	null	ADJ
elp-35768	157	5	hypothesis	hypothesis	NOUN
elp-35768	157	6	h0	h0	NOUN
elp-35768	157	7	is	be	AUX
elp-35768	157	8	negated	negate	VERB
elp-35768	157	9	,	,	PUNCT
elp-35768	157	10	and	and	CCONJ
elp-35768	157	11	the	the	DET
elp-35768	157	12	alternative	alternative	ADJ
elp-35768	157	13	hypothesis	hypothesis	NOUN
elp-35768	157	14	h1	h1	NOUN
elp-35768	157	15	is	be	AUX
elp-35768	157	16	validated	validate	VERB
elp-35768	157	17	.	.	PUNCT
elp-35768	158	1	this	this	PRON
elp-35768	158	2	aligns	align	VERB
elp-35768	158	3	with	with	ADP
elp-35768	158	4	the	the	DET
elp-35768	158	5	theoretical	theoretical	ADJ
elp-35768	158	6	framework	framework	NOUN
elp-35768	158	7	of	of	ADP
elp-35768	158	8	hypothesis	hypothesis	NOUN
elp-35768	158	9	testing	testing	NOUN
elp-35768	158	10	,	,	PUNCT
elp-35768	158	11	signifying	signify	VERB
elp-35768	158	12	a	a	DET
elp-35768	158	13	substantial	substantial	ADJ
elp-35768	158	14	association	association	NOUN
elp-35768	158	15	between	between	ADP
elp-35768	158	16	leverage	leverage	NOUN
elp-35768	158	17	risk	risk	NOUN
elp-35768	158	18	and	and	CCONJ
elp-35768	158	19	the	the	DET
elp-35768	158	20	governance	governance	NOUN
elp-35768	158	21	system	system	NOUN
elp-35768	158	22	of	of	ADP
elp-35768	158	23	cooperatives	cooperative	NOUN
elp-35768	158	24	,	,	PUNCT
elp-35768	158	25	as	as	SCONJ
elp-35768	158	26	the	the	DET
elp-35768	158	27	population	population	NOUN
elp-35768	158	28	correlation	correlation	NOUN
elp-35768	158	29	coefficient	coefficient	NOUN
elp-35768	158	30	is	be	AUX
elp-35768	158	31	found	find	VERB
elp-35768	158	32	to	to	PART
elp-35768	158	33	be	be	AUX
elp-35768	158	34	non	non	ADJ
elp-35768	158	35	-	-	ADJ
elp-35768	158	36	zero	zero	NUM
elp-35768	158	37	.	.	PUNCT
elp-35768	159	1	contrastingly	contrastingly	ADV
elp-35768	159	2	,	,	PUNCT
elp-35768	159	3	the	the	DET
elp-35768	159	4	third	third	ADJ
elp-35768	159	5	hypothesis	hypothesis	NOUN
elp-35768	159	6	exhibits	exhibit	VERB
elp-35768	159	7	a	a	DET
elp-35768	159	8	different	different	ADJ
elp-35768	159	9	outcome	outcome	NOUN
elp-35768	159	10	,	,	PUNCT
elp-35768	159	11	as	as	SCONJ
elp-35768	159	12	the	the	DET
elp-35768	159	13	absolute	absolute	ADJ
elp-35768	159	14	value	value	NOUN
elp-35768	159	15	of	of	ADP
elp-35768	159	16	the	the	DET
elp-35768	159	17	calculated	calculated	ADJ
elp-35768	159	18	t	t	NOUN
elp-35768	159	19	-	-	PUNCT
elp-35768	159	20	score	score	NOUN
elp-35768	159	21	is	be	AUX
elp-35768	159	22	less	less	ADJ
elp-35768	159	23	than	than	ADP
elp-35768	159	24	that	that	PRON
elp-35768	159	25	of	of	ADP
elp-35768	159	26	the	the	DET
elp-35768	159	27	critical	critical	ADJ
elp-35768	159	28	t	t	NOUN
elp-35768	159	29	-	-	PUNCT
elp-35768	159	30	score	score	NOUN
elp-35768	159	31	.	.	PUNCT
elp-35768	160	1	consequently	consequently	ADV
elp-35768	160	2	,	,	PUNCT
elp-35768	160	3	the	the	DET
elp-35768	160	4	null	null	ADJ
elp-35768	160	5	hypothesis	hypothesis	NOUN
elp-35768	160	6	h0	h0	NOUN
elp-35768	160	7	is	be	AUX
elp-35768	160	8	accepted	accept	VERB
elp-35768	160	9	,	,	PUNCT
elp-35768	160	10	and	and	CCONJ
elp-35768	160	11	the	the	DET
elp-35768	160	12	alternative	alternative	ADJ
elp-35768	160	13	hypothesis	hypothesis	NOUN
elp-35768	160	14	h1	h1	NOUN
elp-35768	160	15	is	be	AUX
elp-35768	160	16	rejected	reject	VERB
elp-35768	160	17	.	.	PUNCT
elp-35768	161	1	this	this	PRON
elp-35768	161	2	challenges	challenge	VERB
elp-35768	161	3	the	the	DET
elp-35768	161	4	theoretical	theoretical	ADJ
elp-35768	161	5	premise	premise	NOUN
elp-35768	161	6	of	of	ADP
elp-35768	161	7	hypothesis	hypothesis	NOUN
elp-35768	161	8	testing	testing	NOUN
elp-35768	161	9	,	,	PUNCT
elp-35768	161	10	indicating	indicate	VERB
elp-35768	161	11	that	that	SCONJ
elp-35768	161	12	the	the	DET
elp-35768	161	13	population	population	NOUN
elp-35768	161	14	correlation	correlation	NOUN
elp-35768	161	15	coefficient	coefficient	NOUN
elp-35768	161	16	is	be	AUX
elp-35768	161	17	zero	zero	NUM
elp-35768	161	18	,	,	PUNCT
elp-35768	161	19	implying	imply	VERB
elp-35768	161	20	that	that	SCONJ
elp-35768	161	21	there	there	PRON
elp-35768	161	22	is	be	VERB
elp-35768	161	23	no	no	DET
elp-35768	161	24	significant	significant	ADJ
elp-35768	161	25	association	association	NOUN
elp-35768	161	26	between	between	ADP
elp-35768	161	27	liquidity	liquidity	NOUN
elp-35768	161	28	risk	risk	NOUN
elp-35768	161	29	and	and	CCONJ
elp-35768	161	30	the	the	DET
elp-35768	161	31	governance	governance	NOUN
elp-35768	161	32	system	system	NOUN
elp-35768	161	33	of	of	ADP
elp-35768	161	34	cooperatives	cooperative	NOUN
elp-35768	161	35	.	.	PUNCT
elp-35768	162	1	in	in	ADP
elp-35768	162	2	the	the	DET
elp-35768	162	3	case	case	NOUN
elp-35768	162	4	of	of	ADP
elp-35768	162	5	the	the	DET
elp-35768	162	6	fourth	fourth	ADJ
elp-35768	162	7	and	and	CCONJ
elp-35768	162	8	final	final	ADJ
elp-35768	162	9	hypothesis	hypothesis	NOUN
elp-35768	162	10	,	,	PUNCT
elp-35768	162	11	the	the	DET
elp-35768	162	12	calculated	calculated	ADJ
elp-35768	162	13	t	t	PROPN
elp-35768	162	14	-	-	PUNCT
elp-35768	162	15	score	score	NOUN
elp-35768	162	16	’s	’s	PART
elp-35768	162	17	absolute	absolute	ADJ
elp-35768	162	18	value	value	NOUN
elp-35768	162	19	surpasses	surpass	VERB
elp-35768	162	20	that	that	PRON
elp-35768	162	21	of	of	ADP
elp-35768	162	22	the	the	DET
elp-35768	162	23	critical	critical	ADJ
elp-35768	162	24	t	t	NOUN
elp-35768	162	25	-	-	PUNCT
elp-35768	162	26	score	score	NOUN
elp-35768	162	27	.	.	PUNCT
elp-35768	163	1	consequently	consequently	ADV
elp-35768	163	2	,	,	PUNCT
elp-35768	163	3	the	the	DET
elp-35768	163	4	null	null	ADJ
elp-35768	163	5	hypothesis	hypothesis	NOUN
elp-35768	163	6	h0	h0	NOUN
elp-35768	163	7	is	be	AUX
elp-35768	163	8	dismissed	dismiss	VERB
elp-35768	163	9	,	,	PUNCT
elp-35768	163	10	and	and	CCONJ
elp-35768	163	11	the	the	DET
elp-35768	163	12	alternative	alternative	ADJ
elp-35768	163	13	hypothesis	hypothesis	NOUN
elp-35768	163	14	h1	h1	NOUN
elp-35768	163	15	is	be	AUX
elp-35768	163	16	embraced	embrace	VERB
elp-35768	163	17	.	.	PUNCT
elp-35768	164	1	this	this	PRON
elp-35768	164	2	aligns	align	VERB
elp-35768	164	3	with	with	ADP
elp-35768	164	4	the	the	DET
elp-35768	164	5	foundational	foundational	ADJ
elp-35768	164	6	tenets	tenet	NOUN
elp-35768	164	7	of	of	ADP
elp-35768	164	8	hypothesis	hypothesis	NOUN
elp-35768	164	9	testing	testing	NOUN
elp-35768	164	10	,	,	PUNCT
elp-35768	164	11	suggesting	suggest	VERB
elp-35768	164	12	that	that	SCONJ
elp-35768	164	13	the	the	DET
elp-35768	164	14	population	population	NOUN
elp-35768	164	15	correlation	correlation	NOUN
elp-35768	164	16	coefficient	coefficient	NOUN
elp-35768	164	17	is	be	AUX
elp-35768	164	18	not	not	PART
elp-35768	164	19	zero	zero	NUM
elp-35768	164	20	,	,	PUNCT
elp-35768	164	21	highlighting	highlight	VERB
elp-35768	164	22	a	a	DET
elp-35768	164	23	substantial	substantial	ADJ
elp-35768	164	24	relationship	relationship	NOUN
elp-35768	164	25	between	between	ADP
elp-35768	164	26	investment	investment	NOUN
elp-35768	164	27	risk	risk	NOUN
elp-35768	164	28	and	and	CCONJ
elp-35768	164	29	the	the	DET
elp-35768	164	30	governance	governance	NOUN
elp-35768	164	31	system	system	NOUN
elp-35768	164	32	of	of	ADP
elp-35768	164	33	cooperatives	cooperative	NOUN
elp-35768	164	34	.	.	PUNCT
elp-35768	165	1	www.scholink.org/ojs/index.php/elp	www.scholink.org/ojs/index.php/elp	VERB
elp-35768	165	2	economics	economic	NOUN
elp-35768	165	3	,	,	PUNCT
elp-35768	165	4	law	law	NOUN
elp-35768	165	5	and	and	CCONJ
elp-35768	165	6	policy	policy	NOUN
elp-35768	165	7	vol	vol	NOUN
elp-35768	165	8	.	.	PROPN
elp-35768	166	1	6	6	NUM
elp-35768	166	2	,	,	PUNCT
elp-35768	166	3	no	no	INTJ
elp-35768	166	4	.	.	NOUN
elp-35768	166	5	3	3	NUM
elp-35768	166	6	,	,	PUNCT
elp-35768	166	7	2023	2023	NUM
elp-35768	166	8	37	37	NUM
elp-35768	166	9	published	publish	VERB
elp-35768	166	10	by	by	ADP
elp-35768	166	11	scholink	scholink	PROPN
elp-35768	166	12	inc	inc	PROPN
elp-35768	166	13	.	.	PROPN
elp-35768	166	14	6	6	NUM
elp-35768	167	1	.	.	X
elp-35768	167	2	conclusion	conclusion	NOUN
elp-35768	167	3	this	this	DET
elp-35768	167	4	research	research	NOUN
elp-35768	167	5	provides	provide	VERB
elp-35768	167	6	a	a	DET
elp-35768	167	7	comprehensive	comprehensive	ADJ
elp-35768	167	8	exploration	exploration	NOUN
elp-35768	167	9	of	of	ADP
elp-35768	167	10	the	the	DET
elp-35768	167	11	governance	governance	NOUN
elp-35768	167	12	landscape	landscape	NOUN
elp-35768	167	13	within	within	ADP
elp-35768	167	14	nepalese	nepalese	ADJ
elp-35768	167	15	cooperative	cooperative	ADJ
elp-35768	167	16	societies	society	NOUN
elp-35768	167	17	by	by	ADP
elp-35768	167	18	examining	examine	VERB
elp-35768	167	19	the	the	DET
elp-35768	167	20	intricate	intricate	ADJ
elp-35768	167	21	relationships	relationship	NOUN
elp-35768	167	22	among	among	ADP
elp-35768	167	23	critical	critical	ADJ
elp-35768	167	24	financial	financial	ADJ
elp-35768	167	25	risks	risk	NOUN
elp-35768	167	26	:	:	PUNCT
elp-35768	167	27	credit	credit	NOUN
elp-35768	167	28	default	default	NOUN
elp-35768	167	29	risk	risk	NOUN
elp-35768	167	30	,	,	PUNCT
elp-35768	167	31	leverage	leverage	NOUN
elp-35768	167	32	risk	risk	NOUN
elp-35768	167	33	,	,	PUNCT
elp-35768	167	34	liquidity	liquidity	NOUN
elp-35768	167	35	risk	risk	NOUN
elp-35768	167	36	,	,	PUNCT
elp-35768	167	37	and	and	CCONJ
elp-35768	167	38	investment	investment	NOUN
elp-35768	167	39	risk	risk	NOUN
elp-35768	167	40	,	,	PUNCT
elp-35768	167	41	in	in	ADP
elp-35768	167	42	conjunction	conjunction	NOUN
elp-35768	167	43	with	with	ADP
elp-35768	167	44	the	the	DET
elp-35768	167	45	governance	governance	NOUN
elp-35768	167	46	system	system	NOUN
elp-35768	167	47	.	.	PUNCT
elp-35768	168	1	the	the	DET
elp-35768	168	2	findings	finding	NOUN
elp-35768	168	3	,	,	PUNCT
elp-35768	168	4	summarized	summarize	VERB
elp-35768	168	5	herein	herein	NOUN
elp-35768	168	6	,	,	PUNCT
elp-35768	168	7	offer	offer	VERB
elp-35768	168	8	a	a	DET
elp-35768	168	9	nuanced	nuanced	ADJ
elp-35768	168	10	understanding	understanding	NOUN
elp-35768	168	11	of	of	ADP
elp-35768	168	12	these	these	DET
elp-35768	168	13	associations	association	NOUN
elp-35768	168	14	.	.	PUNCT
elp-35768	169	1	the	the	DET
elp-35768	169	2	study	study	NOUN
elp-35768	169	3	consistently	consistently	ADV
elp-35768	169	4	found	find	VERB
elp-35768	169	5	that	that	SCONJ
elp-35768	169	6	the	the	DET
elp-35768	169	7	calculated	calculated	ADJ
elp-35768	169	8	t	t	NOUN
elp-35768	169	9	-	-	PUNCT
elp-35768	169	10	score	score	NOUN
elp-35768	169	11	values	value	NOUN
elp-35768	169	12	surpassed	surpass	VERB
elp-35768	169	13	the	the	DET
elp-35768	169	14	critical	critical	ADJ
elp-35768	169	15	t	t	NOUN
elp-35768	169	16	-	-	PUNCT
elp-35768	169	17	score	score	NOUN
elp-35768	169	18	values	value	NOUN
elp-35768	169	19	,	,	PUNCT
elp-35768	169	20	unequivocally	unequivocally	ADV
elp-35768	169	21	rejecting	reject	VERB
elp-35768	169	22	the	the	DET
elp-35768	169	23	null	null	ADJ
elp-35768	169	24	hypotheses	hypothesis	NOUN
elp-35768	169	25	.	.	PUNCT
elp-35768	170	1	this	this	DET
elp-35768	170	2	unequivocal	unequivocal	ADJ
elp-35768	170	3	outcome	outcome	NOUN
elp-35768	170	4	signifies	signify	VERB
elp-35768	170	5	a	a	DET
elp-35768	170	6	substantial	substantial	ADJ
elp-35768	170	7	and	and	CCONJ
elp-35768	170	8	undeniable	undeniable	ADJ
elp-35768	170	9	linkage	linkage	NOUN
elp-35768	170	10	between	between	ADP
elp-35768	170	11	credit	credit	NOUN
elp-35768	170	12	default	default	NOUN
elp-35768	170	13	risk	risk	NOUN
elp-35768	170	14	,	,	PUNCT
elp-35768	170	15	leverage	leverage	NOUN
elp-35768	170	16	risk	risk	NOUN
elp-35768	170	17	,	,	PUNCT
elp-35768	170	18	and	and	CCONJ
elp-35768	170	19	investment	investment	NOUN
elp-35768	170	20	risk	risk	NOUN
elp-35768	170	21	with	with	ADP
elp-35768	170	22	the	the	DET
elp-35768	170	23	governance	governance	NOUN
elp-35768	170	24	system	system	NOUN
elp-35768	170	25	of	of	ADP
elp-35768	170	26	cooperative	cooperative	ADJ
elp-35768	170	27	societies	society	NOUN
elp-35768	170	28	.	.	PUNCT
elp-35768	171	1	these	these	DET
elp-35768	171	2	results	result	NOUN
elp-35768	171	3	highlight	highlight	VERB
elp-35768	171	4	the	the	DET
elp-35768	171	5	pivotal	pivotal	ADJ
elp-35768	171	6	role	role	NOUN
elp-35768	171	7	of	of	ADP
elp-35768	171	8	effective	effective	ADJ
elp-35768	171	9	governance	governance	NOUN
elp-35768	171	10	in	in	ADP
elp-35768	171	11	navigating	navigate	VERB
elp-35768	171	12	and	and	CCONJ
elp-35768	171	13	mitigating	mitigate	VERB
elp-35768	171	14	these	these	DET
elp-35768	171	15	financial	financial	ADJ
elp-35768	171	16	risks	risk	NOUN
elp-35768	171	17	,	,	PUNCT
elp-35768	171	18	ultimately	ultimately	ADV
elp-35768	171	19	contributing	contribute	VERB
elp-35768	171	20	to	to	ADP
elp-35768	171	21	the	the	DET
elp-35768	171	22	resilience	resilience	NOUN
elp-35768	171	23	and	and	CCONJ
elp-35768	171	24	prosperity	prosperity	NOUN
elp-35768	171	25	of	of	ADP
elp-35768	171	26	cooperative	cooperative	ADJ
elp-35768	171	27	societies	society	NOUN
elp-35768	171	28	.	.	PUNCT
elp-35768	172	1	conversely	conversely	ADV
elp-35768	172	2	,	,	PUNCT
elp-35768	172	3	the	the	DET
elp-35768	172	4	analysis	analysis	NOUN
elp-35768	172	5	revealed	reveal	VERB
elp-35768	172	6	that	that	SCONJ
elp-35768	172	7	the	the	DET
elp-35768	172	8	calculated	calculated	ADJ
elp-35768	172	9	t	t	NOUN
elp-35768	172	10	-	-	PUNCT
elp-35768	172	11	score	score	NOUN
elp-35768	172	12	for	for	ADP
elp-35768	172	13	liquidity	liquidity	NOUN
elp-35768	172	14	risk	risk	NOUN
elp-35768	172	15	failed	fail	VERB
elp-35768	172	16	to	to	PART
elp-35768	172	17	reach	reach	VERB
elp-35768	172	18	the	the	DET
elp-35768	172	19	critical	critical	ADJ
elp-35768	172	20	t	t	NOUN
elp-35768	172	21	-	-	PUNCT
elp-35768	172	22	score	score	NOUN
elp-35768	172	23	threshold	threshold	NOUN
elp-35768	172	24	,	,	PUNCT
elp-35768	172	25	leading	lead	VERB
elp-35768	172	26	to	to	ADP
elp-35768	172	27	the	the	DET
elp-35768	172	28	acceptance	acceptance	NOUN
elp-35768	172	29	of	of	ADP
elp-35768	172	30	the	the	DET
elp-35768	172	31	null	null	ADJ
elp-35768	172	32	hypothesis	hypothesis	NOUN
elp-35768	172	33	.	.	PUNCT
elp-35768	173	1	this	this	DET
elp-35768	173	2	observation	observation	NOUN
elp-35768	173	3	suggests	suggest	VERB
elp-35768	173	4	that	that	SCONJ
elp-35768	173	5	,	,	PUNCT
elp-35768	173	6	within	within	ADP
elp-35768	173	7	the	the	DET
elp-35768	173	8	context	context	NOUN
elp-35768	173	9	of	of	ADP
elp-35768	173	10	nepalese	nepalese	ADJ
elp-35768	173	11	cooperative	cooperative	ADJ
elp-35768	173	12	societies	society	NOUN
elp-35768	173	13	,	,	PUNCT
elp-35768	173	14	liquidity	liquidity	NOUN
elp-35768	173	15	risk	risk	NOUN
elp-35768	173	16	is	be	AUX
elp-35768	173	17	not	not	PART
elp-35768	173	18	significantly	significantly	ADV
elp-35768	173	19	associated	associate	VERB
elp-35768	173	20	with	with	ADP
elp-35768	173	21	the	the	DET
elp-35768	173	22	governance	governance	NOUN
elp-35768	173	23	system	system	NOUN
elp-35768	173	24	.	.	PUNCT
elp-35768	174	1	it	it	PRON
elp-35768	174	2	implies	imply	VERB
elp-35768	174	3	the	the	DET
elp-35768	174	4	presence	presence	NOUN
elp-35768	174	5	of	of	ADP
elp-35768	174	6	other	other	ADJ
elp-35768	174	7	influential	influential	ADJ
elp-35768	174	8	factors	factor	NOUN
elp-35768	174	9	that	that	PRON
elp-35768	174	10	play	play	VERB
elp-35768	174	11	a	a	DET
elp-35768	174	12	more	more	ADV
elp-35768	174	13	prominent	prominent	ADJ
elp-35768	174	14	role	role	NOUN
elp-35768	174	15	in	in	ADP
elp-35768	174	16	shaping	shape	VERB
elp-35768	174	17	liquidity	liquidity	NOUN
elp-35768	174	18	risk	risk	NOUN
elp-35768	174	19	within	within	ADP
elp-35768	174	20	these	these	DET
elp-35768	174	21	cooperative	cooperative	ADJ
elp-35768	174	22	societies	society	NOUN
elp-35768	174	23	.	.	PUNCT
elp-35768	175	1	in	in	ADP
elp-35768	175	2	summary	summary	NOUN
elp-35768	175	3	,	,	PUNCT
elp-35768	175	4	this	this	DET
elp-35768	175	5	research	research	NOUN
elp-35768	175	6	underscores	underscore	VERB
elp-35768	175	7	the	the	DET
elp-35768	175	8	substantial	substantial	ADJ
elp-35768	175	9	and	and	CCONJ
elp-35768	175	10	noteworthy	noteworthy	ADJ
elp-35768	175	11	connections	connection	NOUN
elp-35768	175	12	between	between	ADP
elp-35768	175	13	credit	credit	NOUN
elp-35768	175	14	default	default	NOUN
elp-35768	175	15	risk	risk	NOUN
elp-35768	175	16	,	,	PUNCT
elp-35768	175	17	leverage	leverage	NOUN
elp-35768	175	18	risk	risk	NOUN
elp-35768	175	19	,	,	PUNCT
elp-35768	175	20	and	and	CCONJ
elp-35768	175	21	investment	investment	NOUN
elp-35768	175	22	risk	risk	NOUN
elp-35768	175	23	with	with	ADP
elp-35768	175	24	the	the	DET
elp-35768	175	25	governance	governance	NOUN
elp-35768	175	26	system	system	NOUN
elp-35768	175	27	,	,	PUNCT
elp-35768	175	28	as	as	SCONJ
elp-35768	175	29	assessed	assess	VERB
elp-35768	175	30	through	through	ADP
elp-35768	175	31	member	member	NOUN
elp-35768	175	32	participation	participation	NOUN
elp-35768	175	33	in	in	ADP
elp-35768	175	34	board	board	NOUN
elp-35768	175	35	meetings	meeting	NOUN
elp-35768	175	36	.	.	PUNCT
elp-35768	176	1	these	these	DET
elp-35768	176	2	findings	finding	NOUN
elp-35768	176	3	underscore	underscore	VERB
elp-35768	176	4	the	the	DET
elp-35768	176	5	pivotal	pivotal	ADJ
elp-35768	176	6	role	role	NOUN
elp-35768	176	7	of	of	ADP
elp-35768	176	8	effective	effective	ADJ
elp-35768	176	9	governance	governance	NOUN
elp-35768	176	10	in	in	ADP
elp-35768	176	11	managing	manage	VERB
elp-35768	176	12	financial	financial	ADJ
elp-35768	176	13	risks	risk	NOUN
elp-35768	176	14	within	within	ADP
elp-35768	176	15	cooperative	cooperative	ADJ
elp-35768	176	16	societies	society	NOUN
elp-35768	176	17	,	,	PUNCT
elp-35768	176	18	emphasizing	emphasize	VERB
elp-35768	176	19	the	the	DET
elp-35768	176	20	significance	significance	NOUN
elp-35768	176	21	of	of	ADP
elp-35768	176	22	robust	robust	ADJ
elp-35768	176	23	governance	governance	NOUN
elp-35768	176	24	practices	practice	NOUN
elp-35768	176	25	.	.	PUNCT
elp-35768	177	1	nevertheless	nevertheless	ADV
elp-35768	177	2	,	,	PUNCT
elp-35768	177	3	the	the	DET
elp-35768	177	4	absence	absence	NOUN
elp-35768	177	5	of	of	ADP
elp-35768	177	6	a	a	DET
elp-35768	177	7	significant	significant	ADJ
elp-35768	177	8	association	association	NOUN
elp-35768	177	9	between	between	ADP
elp-35768	177	10	liquidity	liquidity	NOUN
elp-35768	177	11	risk	risk	NOUN
elp-35768	177	12	and	and	CCONJ
elp-35768	177	13	the	the	DET
elp-35768	177	14	governance	governance	NOUN
elp-35768	177	15	system	system	NOUN
elp-35768	177	16	highlights	highlight	VERB
elp-35768	177	17	the	the	DET
elp-35768	177	18	intricate	intricate	ADJ
elp-35768	177	19	nature	nature	NOUN
elp-35768	177	20	of	of	ADP
elp-35768	177	21	the	the	DET
elp-35768	177	22	cooperative	cooperative	ADJ
elp-35768	177	23	landscape	landscape	NOUN
elp-35768	177	24	,	,	PUNCT
elp-35768	177	25	suggesting	suggest	VERB
elp-35768	177	26	that	that	SCONJ
elp-35768	177	27	additional	additional	ADJ
elp-35768	177	28	factors	factor	NOUN
elp-35768	177	29	,	,	PUNCT
elp-35768	177	30	beyond	beyond	ADP
elp-35768	177	31	governance	governance	NOUN
elp-35768	177	32	,	,	PUNCT
elp-35768	177	33	may	may	AUX
elp-35768	177	34	underlie	underlie	VERB
elp-35768	177	35	liquidity	liquidity	NOUN
elp-35768	177	36	challenges	challenge	NOUN
elp-35768	177	37	.	.	PUNCT
elp-35768	178	1	these	these	DET
elp-35768	178	2	research	research	NOUN
elp-35768	178	3	outcomes	outcome	NOUN
elp-35768	178	4	offer	offer	VERB
elp-35768	178	5	valuable	valuable	ADJ
elp-35768	178	6	insights	insight	NOUN
elp-35768	178	7	for	for	ADP
elp-35768	178	8	policymakers	policymaker	NOUN
elp-35768	178	9	and	and	CCONJ
elp-35768	178	10	cooperative	cooperative	ADJ
elp-35768	178	11	management	management	NOUN
elp-35768	178	12	,	,	PUNCT
elp-35768	178	13	serving	serve	VERB
elp-35768	178	14	as	as	ADP
elp-35768	178	15	a	a	DET
elp-35768	178	16	foundation	foundation	NOUN
elp-35768	178	17	for	for	ADP
elp-35768	178	18	the	the	DET
elp-35768	178	19	enhancement	enhancement	NOUN
elp-35768	178	20	of	of	ADP
elp-35768	178	21	governance	governance	NOUN
elp-35768	178	22	and	and	CCONJ
elp-35768	178	23	risk	risk	NOUN
elp-35768	178	24	management	management	NOUN
elp-35768	178	25	strategies	strategy	NOUN
elp-35768	178	26	within	within	ADP
elp-35768	178	27	the	the	DET
elp-35768	178	28	cooperative	cooperative	ADJ
elp-35768	178	29	sector	sector	NOUN
elp-35768	178	30	.	.	PUNCT
elp-35768	179	1	ultimately	ultimately	ADV
elp-35768	179	2	,	,	PUNCT
elp-35768	179	3	this	this	DET
elp-35768	179	4	research	research	NOUN
elp-35768	179	5	contributes	contribute	VERB
elp-35768	179	6	to	to	ADP
elp-35768	179	7	a	a	DET
elp-35768	179	8	comprehensive	comprehensive	ADJ
elp-35768	179	9	understanding	understanding	NOUN
elp-35768	179	10	and	and	CCONJ
elp-35768	179	11	the	the	DET
elp-35768	179	12	advancement	advancement	NOUN
elp-35768	179	13	of	of	ADP
elp-35768	179	14	governance	governance	NOUN
elp-35768	179	15	systems	system	NOUN
elp-35768	179	16	in	in	ADP
elp-35768	179	17	nepalese	nepalese	ADJ
elp-35768	179	18	cooperative	cooperative	ADJ
elp-35768	179	19	societies	society	NOUN
elp-35768	179	20	,	,	PUNCT
elp-35768	179	21	nurturing	nurture	VERB
elp-35768	179	22	their	their	PRON
elp-35768	179	23	long	long	ADJ
elp-35768	179	24	-	-	PUNCT
elp-35768	179	25	term	term	NOUN
elp-35768	179	26	sustainability	sustainability	NOUN
elp-35768	179	27	and	and	CCONJ
elp-35768	179	28	prosperity	prosperity	NOUN
elp-35768	179	29	.	.	PUNCT
elp-35768	180	1	www.scholink.org/ojs/index.php/elp	www.scholink.org/ojs/index.php/elp	NOUN
elp-35768	180	2	economics	economic	NOUN
elp-35768	180	3	,	,	PUNCT
elp-35768	180	4	law	law	NOUN
elp-35768	180	5	and	and	CCONJ
elp-35768	180	6	policy	policy	NOUN
elp-35768	180	7	vol	vol	NOUN
elp-35768	180	8	.	.	PROPN
elp-35768	181	1	6	6	NUM
elp-35768	181	2	,	,	PUNCT
elp-35768	181	3	no	no	INTJ
elp-35768	181	4	.	.	NOUN
elp-35768	181	5	3	3	NUM
elp-35768	181	6	,	,	PUNCT
elp-35768	181	7	2023	2023	NUM
elp-35768	181	8	38	38	NUM
elp-35768	181	9	published	publish	VERB
elp-35768	181	10	by	by	ADP
elp-35768	181	11	scholink	scholink	PROPN
elp-35768	181	12	inc	inc	PROPN
elp-35768	181	13	.	.	PROPN
elp-35768	181	14	7	7	X
elp-35768	181	15	.	.	PUNCT
elp-35768	181	16	recommendations	recommendation	NOUN
elp-35768	181	17	the	the	DET
elp-35768	181	18	study	study	NOUN
elp-35768	181	19	offers	offer	VERB
elp-35768	181	20	a	a	DET
elp-35768	181	21	set	set	NOUN
elp-35768	181	22	of	of	ADP
elp-35768	181	23	recommendations	recommendation	NOUN
elp-35768	181	24	aimed	aim	VERB
elp-35768	181	25	at	at	ADP
elp-35768	181	26	strengthening	strengthen	VERB
elp-35768	181	27	cooperative	cooperative	ADJ
elp-35768	181	28	societies	society	NOUN
elp-35768	181	29	in	in	ADP
elp-35768	181	30	managing	manage	VERB
elp-35768	181	31	financial	financial	ADJ
elp-35768	181	32	risks	risk	NOUN
elp-35768	181	33	and	and	CCONJ
elp-35768	181	34	ensuring	ensure	VERB
elp-35768	181	35	their	their	PRON
elp-35768	181	36	long	long	ADJ
elp-35768	181	37	-	-	PUNCT
elp-35768	181	38	term	term	NOUN
elp-35768	181	39	success	success	NOUN
elp-35768	181	40	.	.	PUNCT
elp-35768	182	1	it	it	PRON
elp-35768	182	2	suggests	suggest	VERB
elp-35768	182	3	enhancing	enhance	VERB
elp-35768	182	4	governance	governance	NOUN
elp-35768	182	5	practices	practice	NOUN
elp-35768	182	6	to	to	PART
elp-35768	182	7	effectively	effectively	ADV
elp-35768	182	8	handle	handle	VERB
elp-35768	182	9	financial	financial	ADJ
elp-35768	182	10	risks	risk	NOUN
elp-35768	182	11	,	,	PUNCT
elp-35768	182	12	such	such	ADJ
elp-35768	182	13	as	as	ADP
elp-35768	182	14	credit	credit	NOUN
elp-35768	182	15	default	default	NOUN
elp-35768	182	16	,	,	PUNCT
elp-35768	182	17	leverage	leverage	NOUN
elp-35768	182	18	,	,	PUNCT
elp-35768	182	19	and	and	CCONJ
elp-35768	182	20	investment	investment	NOUN
elp-35768	182	21	risks	risk	NOUN
elp-35768	182	22	.	.	PUNCT
elp-35768	183	1	the	the	DET
elp-35768	183	2	study	study	NOUN
elp-35768	183	3	emphasizes	emphasize	VERB
elp-35768	183	4	the	the	DET
elp-35768	183	5	importance	importance	NOUN
elp-35768	183	6	of	of	ADP
elp-35768	183	7	training	training	NOUN
elp-35768	183	8	and	and	CCONJ
elp-35768	183	9	education	education	NOUN
elp-35768	183	10	.	.	PUNCT
elp-35768	184	1	it	it	PRON
elp-35768	184	2	advises	advise	VERB
elp-35768	184	3	providing	provide	VERB
elp-35768	184	4	specialized	specialized	ADJ
elp-35768	184	5	training	training	NOUN
elp-35768	184	6	and	and	CCONJ
elp-35768	184	7	education	education	NOUN
elp-35768	184	8	for	for	ADP
elp-35768	184	9	board	board	NOUN
elp-35768	184	10	of	of	ADP
elp-35768	184	11	directors	director	NOUN
elp-35768	184	12	,	,	PUNCT
elp-35768	184	13	members	member	NOUN
elp-35768	184	14	,	,	PUNCT
elp-35768	184	15	and	and	CCONJ
elp-35768	184	16	staff	staff	NOUN
elp-35768	184	17	,	,	PUNCT
elp-35768	184	18	enabling	enable	VERB
elp-35768	184	19	them	they	PRON
elp-35768	184	20	to	to	PART
elp-35768	184	21	identify	identify	VERB
elp-35768	184	22	and	and	CCONJ
elp-35768	184	23	manage	manage	VERB
elp-35768	184	24	financial	financial	ADJ
elp-35768	184	25	risks	risk	NOUN
elp-35768	184	26	while	while	SCONJ
elp-35768	184	27	ensuring	ensure	VERB
elp-35768	184	28	that	that	SCONJ
elp-35768	184	29	their	their	PRON
elp-35768	184	30	decisions	decision	NOUN
elp-35768	184	31	align	align	VERB
elp-35768	184	32	with	with	ADP
elp-35768	184	33	the	the	DET
elp-35768	184	34	cooperative	cooperative	NOUN
elp-35768	184	35	’s	’s	PART
elp-35768	184	36	financial	financial	ADJ
elp-35768	184	37	stability	stability	NOUN
elp-35768	184	38	.	.	PUNCT
elp-35768	185	1	it	it	PRON
elp-35768	185	2	highlights	highlight	VERB
elp-35768	185	3	the	the	DET
elp-35768	185	4	significance	significance	NOUN
elp-35768	185	5	of	of	ADP
elp-35768	185	6	involving	involve	VERB
elp-35768	185	7	members	member	NOUN
elp-35768	185	8	in	in	ADP
elp-35768	185	9	governance	governance	NOUN
elp-35768	185	10	decisions	decision	NOUN
elp-35768	185	11	,	,	PUNCT
elp-35768	185	12	thus	thus	ADV
elp-35768	185	13	ensuring	ensure	VERB
elp-35768	185	14	their	their	PRON
elp-35768	185	15	meaningful	meaningful	ADJ
elp-35768	185	16	engagement	engagement	NOUN
elp-35768	185	17	in	in	ADP
elp-35768	185	18	the	the	DET
elp-35768	185	19	cooperative	cooperative	NOUN
elp-35768	185	20	’s	’s	PART
elp-35768	185	21	decision	decision	NOUN
elp-35768	185	22	-	-	PUNCT
elp-35768	185	23	making	make	VERB
elp-35768	185	24	processes	process	NOUN
elp-35768	185	25	.	.	PUNCT
elp-35768	186	1	furthermore	furthermore	ADV
elp-35768	186	2	,	,	PUNCT
elp-35768	186	3	the	the	DET
elp-35768	186	4	study	study	NOUN
elp-35768	186	5	urges	urge	VERB
elp-35768	186	6	cooperative	cooperative	ADJ
elp-35768	186	7	societies	society	NOUN
elp-35768	186	8	to	to	PART
elp-35768	186	9	diversify	diversify	VERB
elp-35768	186	10	their	their	PRON
elp-35768	186	11	liquidity	liquidity	NOUN
elp-35768	186	12	risk	risk	NOUN
elp-35768	186	13	management	management	NOUN
elp-35768	186	14	strategies	strategy	NOUN
elp-35768	186	15	beyond	beyond	ADP
elp-35768	186	16	governance	governance	NOUN
elp-35768	186	17	.	.	PUNCT
elp-35768	187	1	this	this	PRON
elp-35768	187	2	includes	include	VERB
elp-35768	187	3	a	a	DET
elp-35768	187	4	focus	focus	NOUN
elp-35768	187	5	on	on	ADP
elp-35768	187	6	exploring	explore	VERB
elp-35768	187	7	liquidity	liquidity	NOUN
elp-35768	187	8	challenges	challenge	NOUN
elp-35768	187	9	and	and	CCONJ
elp-35768	187	10	developing	develop	VERB
elp-35768	187	11	a	a	DET
elp-35768	187	12	range	range	NOUN
elp-35768	187	13	of	of	ADP
elp-35768	187	14	approaches	approach	NOUN
elp-35768	187	15	to	to	PART
elp-35768	187	16	address	address	VERB
elp-35768	187	17	them	they	PRON
elp-35768	187	18	.	.	PUNCT
elp-35768	188	1	in	in	ADP
elp-35768	188	2	a	a	DET
elp-35768	188	3	dynamic	dynamic	ADJ
elp-35768	188	4	cooperative	cooperative	ADJ
elp-35768	188	5	sector	sector	NOUN
elp-35768	188	6	,	,	PUNCT
elp-35768	188	7	continuous	continuous	ADJ
elp-35768	188	8	research	research	NOUN
elp-35768	188	9	is	be	AUX
elp-35768	188	10	vital	vital	ADJ
elp-35768	188	11	.	.	PUNCT
elp-35768	189	1	the	the	DET
elp-35768	189	2	study	study	NOUN
elp-35768	189	3	recommends	recommend	VERB
elp-35768	189	4	ongoing	ongoing	ADJ
elp-35768	189	5	research	research	NOUN
elp-35768	189	6	to	to	PART
elp-35768	189	7	identify	identify	VERB
elp-35768	189	8	evolving	evolve	VERB
elp-35768	189	9	risks	risk	NOUN
elp-35768	189	10	and	and	CCONJ
elp-35768	189	11	their	their	PRON
elp-35768	189	12	relationship	relationship	NOUN
elp-35768	189	13	with	with	ADP
elp-35768	189	14	governance	governance	NOUN
elp-35768	189	15	,	,	PUNCT
elp-35768	189	16	allowing	allow	VERB
elp-35768	189	17	for	for	ADP
elp-35768	189	18	timely	timely	ADJ
elp-35768	189	19	adaptations	adaptation	NOUN
elp-35768	189	20	of	of	ADP
elp-35768	189	21	governance	governance	NOUN
elp-35768	189	22	and	and	CCONJ
elp-35768	189	23	risk	risk	NOUN
elp-35768	189	24	management	management	NOUN
elp-35768	189	25	practices	practice	NOUN
elp-35768	189	26	.	.	PUNCT
elp-35768	190	1	the	the	DET
elp-35768	190	2	study	study	NOUN
elp-35768	190	3	also	also	ADV
elp-35768	190	4	advises	advise	VERB
elp-35768	190	5	policymakers	policymaker	NOUN
elp-35768	190	6	to	to	PART
elp-35768	190	7	base	base	VERB
elp-35768	190	8	policies	policy	NOUN
elp-35768	190	9	on	on	ADP
elp-35768	190	10	research	research	NOUN
elp-35768	190	11	findings	finding	NOUN
elp-35768	190	12	,	,	PUNCT
elp-35768	190	13	encouraging	encourage	VERB
elp-35768	190	14	the	the	DET
elp-35768	190	15	adoption	adoption	NOUN
elp-35768	190	16	of	of	ADP
elp-35768	190	17	best	good	ADJ
elp-35768	190	18	practices	practice	NOUN
elp-35768	190	19	and	and	CCONJ
elp-35768	190	20	providing	provide	VERB
elp-35768	190	21	resources	resource	NOUN
elp-35768	190	22	for	for	ADP
elp-35768	190	23	training	training	NOUN
elp-35768	190	24	and	and	CCONJ
elp-35768	190	25	development	development	NOUN
elp-35768	190	26	within	within	ADP
elp-35768	190	27	cooperative	cooperative	ADJ
elp-35768	190	28	societies	society	NOUN
elp-35768	190	29	.	.	PUNCT
elp-35768	191	1	promoting	promote	VERB
elp-35768	191	2	knowledge	knowledge	NOUN
elp-35768	191	3	sharing	sharing	NOUN
elp-35768	191	4	and	and	CCONJ
elp-35768	191	5	collaboration	collaboration	NOUN
elp-35768	191	6	among	among	ADP
elp-35768	191	7	cooperative	cooperative	ADJ
elp-35768	191	8	societies	society	NOUN
elp-35768	191	9	is	be	AUX
elp-35768	191	10	another	another	DET
elp-35768	191	11	crucial	crucial	ADJ
elp-35768	191	12	aspect	aspect	NOUN
elp-35768	191	13	.	.	PUNCT
elp-35768	192	1	the	the	DET
elp-35768	192	2	study	study	NOUN
elp-35768	192	3	suggests	suggest	VERB
elp-35768	192	4	that	that	SCONJ
elp-35768	192	5	sharing	share	VERB
elp-35768	192	6	governance	governance	NOUN
elp-35768	192	7	and	and	CCONJ
elp-35768	192	8	risk	risk	NOUN
elp-35768	192	9	management	management	NOUN
elp-35768	192	10	best	good	ADJ
elp-35768	192	11	practices	practice	NOUN
elp-35768	192	12	,	,	PUNCT
elp-35768	192	13	experiences	experience	NOUN
elp-35768	192	14	,	,	PUNCT
elp-35768	192	15	and	and	CCONJ
elp-35768	192	16	lessons	lesson	NOUN
elp-35768	192	17	can	can	AUX
elp-35768	192	18	benefit	benefit	VERB
elp-35768	192	19	the	the	DET
elp-35768	192	20	entire	entire	ADJ
elp-35768	192	21	cooperative	cooperative	ADJ
elp-35768	192	22	sector	sector	NOUN
elp-35768	192	23	.	.	PUNCT
elp-35768	193	1	finally	finally	ADV
elp-35768	193	2	,	,	PUNCT
elp-35768	193	3	the	the	DET
elp-35768	193	4	study	study	NOUN
elp-35768	193	5	underscores	underscore	VERB
elp-35768	193	6	the	the	DET
elp-35768	193	7	need	need	NOUN
elp-35768	193	8	to	to	PART
elp-35768	193	9	prioritize	prioritize	VERB
elp-35768	193	10	the	the	DET
elp-35768	193	11	long	long	ADJ
elp-35768	193	12	-	-	PUNCT
elp-35768	193	13	term	term	NOUN
elp-35768	193	14	sustainability	sustainability	NOUN
elp-35768	193	15	and	and	CCONJ
elp-35768	193	16	prosperity	prosperity	NOUN
elp-35768	193	17	of	of	ADP
elp-35768	193	18	cooperative	cooperative	ADJ
elp-35768	193	19	societies	society	NOUN
elp-35768	193	20	.	.	PUNCT
elp-35768	194	1	this	this	PRON
elp-35768	194	2	can	can	AUX
elp-35768	194	3	be	be	AUX
elp-35768	194	4	achieved	achieve	VERB
elp-35768	194	5	through	through	ADP
elp-35768	194	6	effective	effective	ADJ
elp-35768	194	7	governance	governance	NOUN
elp-35768	194	8	and	and	CCONJ
elp-35768	194	9	risk	risk	NOUN
elp-35768	194	10	management	management	NOUN
elp-35768	194	11	practices	practice	NOUN
elp-35768	194	12	,	,	PUNCT
elp-35768	194	13	with	with	ADP
elp-35768	194	14	close	close	ADJ
elp-35768	194	15	collaboration	collaboration	NOUN
elp-35768	194	16	between	between	ADP
elp-35768	194	17	policymakers	policymaker	NOUN
elp-35768	194	18	and	and	CCONJ
elp-35768	194	19	cooperative	cooperative	ADJ
elp-35768	194	20	practitioners	practitioner	NOUN
elp-35768	194	21	.	.	PUNCT
elp-35768	195	1	reference	reference	NOUN
elp-35768	195	2	:	:	PUNCT
elp-35768	195	3	bager	bager	NOUN
elp-35768	195	4	,	,	PUNCT
elp-35768	195	5	t.	t.	PROPN
elp-35768	195	6	(	(	PUNCT
elp-35768	195	7	1994	1994	NUM
elp-35768	195	8	)	)	PUNCT
elp-35768	195	9	.	.	PUNCT
elp-35768	196	1	isomorphic	isomorphic	ADJ
elp-35768	196	2	processes	process	NOUN
elp-35768	196	3	and	and	CCONJ
elp-35768	196	4	the	the	DET
elp-35768	196	5	transformation	transformation	NOUN
elp-35768	196	6	of	of	ADP
elp-35768	196	7	cooperatives	cooperative	NOUN
elp-35768	196	8	.	.	PUNCT
elp-35768	197	1	annals	annal	NOUN
elp-35768	197	2	of	of	ADP
elp-35768	197	3	public	public	ADJ
elp-35768	197	4	and	and	CCONJ
elp-35768	197	5	cooperative	cooperative	ADJ
elp-35768	197	6	economics	economic	NOUN
elp-35768	197	7	,	,	PUNCT
elp-35768	197	8	65(1	65(1	NOUN
elp-35768	197	9	)	)	PUNCT
elp-35768	197	10	,	,	PUNCT
elp-35768	197	11	35	35	NUM
elp-35768	197	12	-	-	SYM
elp-35768	197	13	54	54	NUM
elp-35768	197	14	.	.	PUNCT
elp-35768	198	1	https://doi.org/10.1111/j.1467-8292.1994.tb01505.x	https://doi.org/10.1111/j.1467-8292.1994.tb01505.x	PROPN
elp-35768	198	2	banco	banco	PROPN
elp-35768	198	3	central	central	PROPN
elp-35768	198	4	do	do	VERB
elp-35768	198	5	brasil	brasil	PROPN
elp-35768	198	6	.	.	PUNCT
elp-35768	199	1	(	(	PUNCT
elp-35768	199	2	2008	2008	NUM
elp-35768	199	3	)	)	PUNCT
elp-35768	199	4	.	.	PUNCT
elp-35768	200	1	cooperative	cooperative	ADJ
elp-35768	200	2	governance	governance	NOUN
elp-35768	200	3	,	,	PUNCT
elp-35768	200	4	guidelines	guideline	NOUN
elp-35768	200	5	for	for	ADP
elp-35768	200	6	good	good	ADJ
elp-35768	200	7	practices	practice	NOUN
elp-35768	200	8	of	of	ADP
elp-35768	200	9	financial	financial	ADJ
elp-35768	200	10	cooperatives	cooperative	NOUN
elp-35768	200	11	governance	governance	NOUN
elp-35768	200	12	.	.	PUNCT
elp-35768	201	1	birchall	birchall	PROPN
elp-35768	201	2	,	,	PUNCT
elp-35768	201	3	j.	j.	PROPN
elp-35768	201	4	(	(	PUNCT
elp-35768	201	5	2017	2017	NUM
elp-35768	201	6	)	)	PUNCT
elp-35768	201	7	.	.	PUNCT
elp-35768	202	1	the	the	DET
elp-35768	202	2	performance	performance	NOUN
elp-35768	202	3	of	of	ADP
elp-35768	202	4	member	member	NOUN
elp-35768	202	5	-	-	PUNCT
elp-35768	202	6	owned	own	VERB
elp-35768	202	7	businesses	business	NOUN
elp-35768	202	8	since	since	SCONJ
elp-35768	202	9	the	the	DET
elp-35768	202	10	financial	financial	ADJ
elp-35768	202	11	crisis	crisis	NOUN
elp-35768	202	12	of	of	ADP
elp-35768	202	13	2008	2008	NUM
elp-35768	202	14	.	.	PUNCT
elp-35768	203	1	in	in	ADP
elp-35768	203	2	j.	j.	PROPN
elp-35768	203	3	michie	michie	PROPN
elp-35768	203	4	,	,	PUNCT
elp-35768	203	5	j.	j.	PROPN
elp-35768	203	6	r.	r.	PROPN
elp-35768	203	7	blasi	blasi	PROPN
elp-35768	203	8	,	,	PUNCT
elp-35768	203	9	&	&	CCONJ
elp-35768	203	10	c.	c.	PROPN
elp-35768	203	11	borzaga	borzaga	PROPN
elp-35768	203	12	(	(	PUNCT
elp-35768	203	13	eds	ed	NOUN
elp-35768	203	14	.	.	PUNCT
elp-35768	203	15	)	)	PUNCT
elp-35768	203	16	,	,	PUNCT
elp-35768	203	17	the	the	DET
elp-35768	203	18	oxford	oxford	PROPN
elp-35768	203	19	handbook	handbook	NOUN
elp-35768	203	20	of	of	ADP
elp-35768	203	21	mutual	mutual	ADJ
elp-35768	203	22	,	,	PUNCT
elp-35768	203	23	co	co	ADJ
elp-35768	203	24	-	-	ADJ
elp-35768	203	25	operative	operative	ADJ
elp-35768	203	26	and	and	CCONJ
elp-35768	203	27	co	co	VERB
elp-35768	203	28	-	-	ADJ
elp-35768	203	29	owned	own	VERB
elp-35768	203	30	business	business	NOUN
elp-35768	203	31	(	(	PUNCT
elp-35768	203	32	pp	pp	ADJ
elp-35768	203	33	.	.	PUNCT
elp-35768	204	1	570	570	NUM
elp-35768	204	2	-	-	SYM
elp-35768	204	3	584	584	NUM
elp-35768	204	4	)	)	PUNCT
elp-35768	204	5	.	.	PUNCT
elp-35768	205	1	oxford	oxford	PROPN
elp-35768	205	2	university	university	PROPN
elp-35768	205	3	press	press	NOUN
elp-35768	205	4	.	.	PUNCT
elp-35768	206	1	https://doi.org/10.1093/oxfordhb/9780199684977.013.40	https://doi.org/10.1093/oxfordhb/9780199684977.013.40	NOUN
elp-35768	206	2	cornforth	cornforth	NOUN
elp-35768	206	3	,	,	PUNCT
elp-35768	206	4	c.	c.	NOUN
elp-35768	206	5	(	(	PUNCT
elp-35768	206	6	2004	2004	NUM
elp-35768	206	7	)	)	PUNCT
elp-35768	206	8	.	.	PUNCT
elp-35768	207	1	the	the	DET
elp-35768	207	2	governance	governance	NOUN
elp-35768	207	3	of	of	ADP
elp-35768	207	4	cooperatives	cooperative	NOUN
elp-35768	207	5	and	and	CCONJ
elp-35768	207	6	mutual	mutual	ADJ
elp-35768	207	7	associations	association	NOUN
elp-35768	207	8	:	:	PUNCT
elp-35768	207	9	a	a	DET
elp-35768	207	10	paradox	paradox	ADJ
elp-35768	207	11	perspective	perspective	NOUN
elp-35768	207	12	.	.	PUNCT
elp-35768	208	1	annals	annal	NOUN
elp-35768	208	2	of	of	ADP
elp-35768	208	3	public	public	ADJ
elp-35768	208	4	and	and	CCONJ
elp-35768	208	5	cooperative	cooperative	ADJ
elp-35768	208	6	economics	economic	NOUN
elp-35768	208	7	,	,	PUNCT
elp-35768	208	8	75(1	75(1	NOUN
elp-35768	208	9	)	)	PUNCT
elp-35768	208	10	,	,	PUNCT
elp-35768	208	11	11	11	NUM
elp-35768	208	12	-	-	SYM
elp-35768	208	13	32	32	NUM
elp-35768	208	14	.	.	PUNCT
elp-35768	209	1	https://doi.org/10.1111/j.1467-8292.2004.00241.x	https://doi.org/10.1111/j.1467-8292.2004.00241.x	NOUN
elp-35768	209	2	https://doi.org/10.1111/j.1467-8292.1994.tb01505.x	https://doi.org/10.1111/j.1467-8292.1994.tb01505.x	PROPN
elp-35768	209	3	https://doi.org/10.1093/oxfordhb/9780199684977.013.40	https://doi.org/10.1093/oxfordhb/9780199684977.013.40	PROPN
elp-35768	209	4	https://doi.org/10.1111/j.1467-8292.2004.00241.x	https://doi.org/10.1111/j.1467-8292.2004.00241.x	NOUN
elp-35768	209	5	www.scholink.org/ojs/index.php/elp	www.scholink.org/ojs/index.php/elp	NOUN
elp-35768	209	6	economics	economic	NOUN
elp-35768	209	7	,	,	PUNCT
elp-35768	209	8	law	law	NOUN
elp-35768	209	9	and	and	CCONJ
elp-35768	209	10	policy	policy	NOUN
elp-35768	209	11	vol	vol	NOUN
elp-35768	209	12	.	.	PROPN
elp-35768	210	1	6	6	NUM
elp-35768	210	2	,	,	PUNCT
elp-35768	210	3	no	no	INTJ
elp-35768	210	4	.	.	NOUN
elp-35768	210	5	3	3	NUM
elp-35768	210	6	,	,	PUNCT
elp-35768	210	7	2023	2023	NUM
elp-35768	210	8	39	39	NUM
elp-35768	210	9	published	publish	VERB
elp-35768	210	10	by	by	ADP
elp-35768	210	11	scholink	scholink	PROPN
elp-35768	210	12	inc	inc	PROPN
elp-35768	210	13	.	.	PROPN
elp-35768	210	14	dayanandan	dayanandan	PROPN
elp-35768	210	15	,	,	PUNCT
elp-35768	210	16	r.	r.	PROPN
elp-35768	210	17	,	,	PUNCT
elp-35768	210	18	&	&	CCONJ
elp-35768	210	19	dagnachew	dagnachew	PROPN
elp-35768	210	20	,	,	PUNCT
elp-35768	210	21	s.	s.	PROPN
elp-35768	210	22	(	(	PUNCT
elp-35768	210	23	2015	2015	NUM
elp-35768	210	24	)	)	PUNCT
elp-35768	210	25	.	.	PUNCT
elp-35768	211	1	good	good	ADJ
elp-35768	211	2	governance	governance	NOUN
elp-35768	211	3	practice	practice	NOUN
elp-35768	211	4	for	for	ADP
elp-35768	211	5	cooperative	cooperative	ADJ
elp-35768	211	6	development	development	NOUN
elp-35768	211	7	in	in	ADP
elp-35768	211	8	ethiopia	ethiopia	PROPN
elp-35768	211	9	:	:	PUNCT
elp-35768	211	10	how	how	SCONJ
elp-35768	211	11	it	it	PRON
elp-35768	211	12	works	work	VERB
elp-35768	211	13	?	?	PUNCT
elp-35768	212	1	in	in	ADP
elp-35768	212	2	national	national	ADJ
elp-35768	212	3	conference	conference	NOUN
elp-35768	212	4	on	on	ADP
elp-35768	212	5	cooperative	cooperative	ADJ
elp-35768	212	6	development	development	NOUN
elp-35768	212	7	in	in	ADP
elp-35768	212	8	ethiopia	ethiopia	PROPN
elp-35768	212	9	(	(	PUNCT
elp-35768	212	10	p.	p.	NOUN
elp-35768	212	11	2	2	NUM
elp-35768	212	12	)	)	PUNCT
elp-35768	212	13	.	.	PUNCT
elp-35768	213	1	hawassa	hawassa	PROPN
elp-35768	213	2	:	:	PUNCT
elp-35768	213	3	hawassa	hawassa	PROPN
elp-35768	213	4	university	university	PROPN
elp-35768	213	5	.	.	PUNCT
elp-35768	214	1	department	department	PROPN
elp-35768	214	2	of	of	ADP
elp-35768	214	3	cooperatives	cooperative	NOUN
elp-35768	214	4	.	.	PUNCT
elp-35768	215	1	(	(	PUNCT
elp-35768	215	2	2021	2021	NUM
elp-35768	215	3	)	)	PUNCT
elp-35768	215	4	.	.	PUNCT
elp-35768	216	1	cooperative	cooperative	ADJ
elp-35768	216	2	glance	glance	NOUN
elp-35768	216	3	(	(	PUNCT
elp-35768	216	4	in	in	ADP
elp-35768	216	5	nepali	nepali	ADJ
elp-35768	216	6	)	)	PUNCT
elp-35768	216	7	.	.	PUNCT
elp-35768	217	1	department	department	NOUN
elp-35768	217	2	of	of	ADP
elp-35768	217	3	cooperatives	cooperative	NOUN
elp-35768	217	4	.	.	PUNCT
elp-35768	218	1	ministry	ministry	PROPN
elp-35768	218	2	of	of	ADP
elp-35768	218	3	land	land	PROPN
elp-35768	218	4	management	management	NOUN
elp-35768	218	5	,	,	PUNCT
elp-35768	218	6	cooperative	cooperative	ADJ
elp-35768	218	7	,	,	PUNCT
elp-35768	218	8	and	and	CCONJ
elp-35768	218	9	poverty	poverty	NOUN
elp-35768	218	10	alleviation	alleviation	NOUN
elp-35768	218	11	.	.	PUNCT
elp-35768	219	1	new	new	ADJ
elp-35768	219	2	baneshwor	baneshwor	PROPN
elp-35768	219	3	,	,	PUNCT
elp-35768	219	4	kathmandu	kathmandu	NOUN
elp-35768	219	5	.	.	PUNCT
elp-35768	219	6	2077	2077	NUM
elp-35768	219	7	.	.	PUNCT
elp-35768	220	1	eckart	eckart	PROPN
elp-35768	220	2	,	,	PUNCT
elp-35768	220	3	m.	m.	NOUN
elp-35768	220	4	(	(	PUNCT
elp-35768	220	5	2009	2009	NUM
elp-35768	220	6	)	)	PUNCT
elp-35768	220	7	.	.	PUNCT
elp-35768	221	1	cooperative	cooperative	ADJ
elp-35768	221	2	governance	governance	NOUN
elp-35768	221	3	:	:	PUNCT
elp-35768	221	4	a	a	DET
elp-35768	221	5	third	third	ADJ
elp-35768	221	6	way	way	NOUN
elp-35768	221	7	towards	towards	ADP
elp-35768	221	8	competitive	competitive	ADJ
elp-35768	221	9	advantage	advantage	NOUN
elp-35768	221	10	.	.	PUNCT
elp-35768	222	1	südwestdeutscher	südwestdeutscher	PROPN
elp-35768	222	2	verlag	verlag	PROPN
elp-35768	222	3	für	für	PROPN
elp-35768	222	4	hochschulschriften	hochschulschriften	PROPN
elp-35768	222	5	.	.	PUNCT
elp-35768	223	1	ekhorutomwen	ekhorutomwen	ADJ
elp-35768	223	2	,	,	PUNCT
elp-35768	223	3	a.	a.	NOUN
elp-35768	223	4	a.	a.	PROPN
elp-35768	223	5	,	,	PUNCT
elp-35768	223	6	&	&	CCONJ
elp-35768	223	7	peters	peters	PROPN
elp-35768	223	8	,	,	PUNCT
elp-35768	223	9	o.	o.	PROPN
elp-35768	223	10	b.	b.	PROPN
elp-35768	223	11	(	(	PUNCT
elp-35768	223	12	2021	2021	NUM
elp-35768	223	13	)	)	PUNCT
elp-35768	223	14	.	.	PUNCT
elp-35768	224	1	international	international	ADJ
elp-35768	224	2	journal	journal	PROPN
elp-35768	224	3	of	of	ADP
elp-35768	224	4	knowledge	knowledge	PROPN
elp-35768	224	5	content	content	PROPN
elp-35768	224	6	development	development	PROPN
elp-35768	224	7	&	&	CCONJ
elp-35768	224	8	technology	technology	PROPN
elp-35768	224	9	,	,	PUNCT
elp-35768	224	10	11(4	11(4	NUM
elp-35768	224	11	)	)	PUNCT
elp-35768	224	12	.	.	PUNCT
elp-35768	225	1	ernst	ernst	PROPN
elp-35768	225	2	and	and	CCONJ
elp-35768	225	3	young	young	ADJ
elp-35768	225	4	.	.	PUNCT
elp-35768	226	1	(	(	PUNCT
elp-35768	226	2	2012	2012	NUM
elp-35768	226	3	)	)	PUNCT
elp-35768	226	4	.	.	PUNCT
elp-35768	227	1	enlighten	enlighten	VERB
elp-35768	227	2	co	co	ADJ
elp-35768	227	3	-	-	ADJ
elp-35768	227	4	operative	operative	ADJ
elp-35768	227	5	governance	governance	NOUN
elp-35768	227	6	.	.	PUNCT
elp-35768	228	1	america	america	PROPN
elp-35768	228	2	:	:	PUNCT
elp-35768	228	3	eygm	eygm	PROPN
elp-35768	228	4	limited	limited	PROPN
elp-35768	228	5	.	.	PUNCT
elp-35768	229	1	fairbairn	fairbairn	PROPN
elp-35768	229	2	,	,	PUNCT
elp-35768	229	3	b.	b.	PROPN
elp-35768	229	4	,	,	PUNCT
elp-35768	229	5	fulton	fulton	PROPN
elp-35768	229	6	,	,	PUNCT
elp-35768	229	7	m.	m.	NOUN
elp-35768	229	8	,	,	PUNCT
elp-35768	229	9	&	&	CCONJ
elp-35768	229	10	pohler	pohler	PROPN
elp-35768	229	11	,	,	PUNCT
elp-35768	229	12	d.	d.	PROPN
elp-35768	229	13	(	(	PUNCT
elp-35768	229	14	2015	2015	NUM
elp-35768	229	15	)	)	PUNCT
elp-35768	229	16	.	.	PUNCT
elp-35768	230	1	governance	governance	NOUN
elp-35768	230	2	as	as	ADP
elp-35768	230	3	a	a	DET
elp-35768	230	4	determinant	determinant	NOUN
elp-35768	230	5	of	of	ADP
elp-35768	230	6	success	success	NOUN
elp-35768	230	7	and	and	CCONJ
elp-35768	230	8	failure	failure	NOUN
elp-35768	230	9	:	:	PUNCT
elp-35768	230	10	what	what	PRON
elp-35768	230	11	other	other	ADJ
elp-35768	230	12	co	co	NOUN
elp-35768	230	13	-	-	NOUN
elp-35768	230	14	ops	op	NOUN
elp-35768	230	15	can	can	AUX
elp-35768	230	16	learn	learn	VERB
elp-35768	230	17	from	from	ADP
elp-35768	230	18	co	co	NOUN
elp-35768	230	19	-	-	NOUN
elp-35768	230	20	op	op	NOUN
elp-35768	230	21	atlantic	atlantic	PROPN
elp-35768	230	22	.	.	PUNCT
elp-35768	231	1	centre	centre	PROPN
elp-35768	231	2	for	for	ADP
elp-35768	231	3	the	the	DET
elp-35768	231	4	study	study	NOUN
elp-35768	231	5	of	of	ADP
elp-35768	231	6	co	co	NOUN
elp-35768	231	7	-	-	NOUN
elp-35768	231	8	operatives	operative	NOUN
elp-35768	231	9	,	,	PUNCT
elp-35768	231	10	university	university	PROPN
elp-35768	231	11	of	of	ADP
elp-35768	231	12	saskatchewan	saskatchewan	PROPN
elp-35768	231	13	government	government	PROPN
elp-35768	231	14	of	of	ADP
elp-35768	231	15	nepal	nepal	PROPN
elp-35768	231	16	,	,	PUNCT
elp-35768	231	17	ministry	ministry	PROPN
elp-35768	231	18	of	of	ADP
elp-35768	231	19	finance	finance	PROPN
elp-35768	231	20	.	.	PUNCT
elp-35768	232	1	(	(	PUNCT
elp-35768	232	2	2022	2022	NUM
elp-35768	232	3	)	)	PUNCT
elp-35768	232	4	.	.	PUNCT
elp-35768	233	1	economic	economic	ADJ
elp-35768	233	2	survey	survey	NOUN
elp-35768	233	3	,	,	PUNCT
elp-35768	233	4	2022/023	2022/023	NUM
elp-35768	233	5	.	.	PUNCT
elp-35768	233	6	retrieved	retrieve	VERB
elp-35768	233	7	from	from	ADP
elp-35768	233	8	https://www.mof.gov.np/uploads/document/file/1687415151_economic%20survey%207980.pdf	https://www.mof.gov.np/uploads/document/file/1687415151_economic%20survey%207980.pdf	ADJ
elp-35768	233	9	novkovic	novkovic	NOUN
elp-35768	233	10	,	,	PUNCT
elp-35768	233	11	s.	s.	PROPN
elp-35768	233	12	,	,	PUNCT
elp-35768	233	13	&	&	CCONJ
elp-35768	233	14	miner	miner	PROPN
elp-35768	233	15	,	,	PUNCT
elp-35768	233	16	k.	k.	PROPN
elp-35768	233	17	(	(	PUNCT
elp-35768	233	18	eds	eds	PROPN
elp-35768	233	19	.	.	PUNCT
elp-35768	233	20	)	)	PUNCT
elp-35768	233	21	.	.	PUNCT
elp-35768	234	1	(	(	PUNCT
elp-35768	234	2	2015	2015	NUM
elp-35768	234	3	)	)	PUNCT
elp-35768	234	4	.	.	PUNCT
elp-35768	235	1	co	co	VERB
elp-35768	235	2	-	-	ADJ
elp-35768	235	3	operative	operative	ADJ
elp-35768	235	4	governance	governance	NOUN
elp-35768	235	5	fit	fit	VERB
elp-35768	235	6	to	to	PART
elp-35768	235	7	build	build	VERB
elp-35768	235	8	resilience	resilience	NOUN
elp-35768	235	9	in	in	ADP
elp-35768	235	10	the	the	DET
elp-35768	235	11	face	face	NOUN
elp-35768	235	12	of	of	ADP
elp-35768	235	13	complexity	complexity	NOUN
elp-35768	235	14	.	.	PUNCT
elp-35768	236	1	international	international	ADJ
elp-35768	236	2	co	co	ADJ
elp-35768	236	3	-	-	ADJ
elp-35768	236	4	operative	operative	ADJ
elp-35768	236	5	alliance	alliance	NOUN
elp-35768	236	6	.	.	PUNCT
elp-35768	237	1	retrieved	retrieve	VERB
elp-35768	237	2	from	from	ADP
elp-35768	237	3	https://www.ica.coop/en/media/library/cooperative-governance-fit-build-resilience-face-complexit	https://www.ica.coop/en/media/library/cooperative-governance-fit-build-resilience-face-complexit	PROPN
elp-35768	237	4	y	y	PROPN
elp-35768	237	5	novkovic	novkovic	ADJ
elp-35768	237	6	,	,	PUNCT
elp-35768	237	7	s.	s.	PROPN
elp-35768	237	8	,	,	PUNCT
elp-35768	237	9	miner	miner	NOUN
elp-35768	237	10	,	,	PUNCT
elp-35768	237	11	k.	k.	PROPN
elp-35768	237	12	,	,	PUNCT
elp-35768	237	13	&	&	CCONJ
elp-35768	237	14	mcmahon	mcmahon	PROPN
elp-35768	237	15	,	,	PUNCT
elp-35768	237	16	c.	c.	PROPN
elp-35768	237	17	(	(	PUNCT
elp-35768	237	18	2023	2023	NUM
elp-35768	237	19	)	)	PUNCT
elp-35768	237	20	.	.	PUNCT
elp-35768	238	1	cooperative	cooperative	ADJ
elp-35768	238	2	governance	governance	NOUN
elp-35768	238	3	in	in	ADP
elp-35768	238	4	context	context	NOUN
elp-35768	238	5	.	.	PUNCT
elp-35768	239	1	international	international	ADJ
elp-35768	239	2	centre	centre	NOUN
elp-35768	239	3	for	for	ADP
elp-35768	239	4	co	co	ADJ
elp-35768	239	5	-	-	ADJ
elp-35768	239	6	operative	operative	ADJ
elp-35768	239	7	management	management	NOUN
elp-35768	239	8	,	,	PUNCT
elp-35768	239	9	saint	saint	PROPN
elp-35768	239	10	mary	mary	PROPN
elp-35768	239	11	’s	’s	PART
elp-35768	239	12	university	university	PROPN
elp-35768	239	13	,	,	PUNCT
elp-35768	239	14	halifax	halifax	PROPN
elp-35768	239	15	,	,	PUNCT
elp-35768	239	16	ns	ns	PROPN
elp-35768	239	17	,	,	PUNCT
elp-35768	239	18	canada	canada	PROPN
elp-35768	239	19	.	.	PUNCT
elp-35768	240	1	https://doi.org/10.1007/978-3-031-17403-2_4	https://doi.org/10.1007/978-3-031-17403-2_4	VERB
elp-35768	240	2	novkovic	novkovic	ADJ
elp-35768	240	3	,	,	PUNCT
elp-35768	240	4	s.	s.	PROPN
elp-35768	240	5	,	,	PUNCT
elp-35768	240	6	miner	miner	NOUN
elp-35768	240	7	,	,	PUNCT
elp-35768	240	8	k.	k.	PROPN
elp-35768	240	9	,	,	PUNCT
elp-35768	240	10	&	&	CCONJ
elp-35768	240	11	mcmahon	mcmahon	PROPN
elp-35768	240	12	,	,	PUNCT
elp-35768	240	13	c.	c.	PROPN
elp-35768	240	14	(	(	PUNCT
elp-35768	240	15	2023	2023	NUM
elp-35768	240	16	)	)	PUNCT
elp-35768	240	17	.	.	PUNCT
elp-35768	241	1	humanistic	humanistic	ADJ
elp-35768	241	2	governance	governance	NOUN
elp-35768	241	3	in	in	ADP
elp-35768	241	4	democratic	democratic	ADJ
elp-35768	241	5	organizations	organization	NOUN
elp-35768	241	6	:	:	PUNCT
elp-35768	241	7	the	the	DET
elp-35768	241	8	cooperative	cooperative	ADJ
elp-35768	241	9	difference	difference	NOUN
elp-35768	241	10	.	.	PUNCT
elp-35768	242	1	humanism	humanism	NOUN
elp-35768	242	2	in	in	ADP
elp-35768	242	3	business	business	NOUN
elp-35768	242	4	series	series	NOUN
elp-35768	242	5	.	.	PUNCT
elp-35768	243	1	https://doi.org/10.1007/978-3-031-17403-2	https://doi.org/10.1007/978-3-031-17403-2	PROPN
elp-35768	243	2	oll	oll	PROPN
elp-35768	243	3	,	,	PUNCT
elp-35768	243	4	m.	m.	NOUN
elp-35768	243	5	,	,	PUNCT
elp-35768	243	6	&	&	CCONJ
elp-35768	243	7	sherwood	sherwood	PROPN
elp-35768	243	8	,	,	PUNCT
elp-35768	243	9	a.	a.	PROPN
elp-35768	243	10	(	(	PUNCT
elp-35768	243	11	n.d	n.d	PROPN
elp-35768	243	12	.	.	PROPN
elp-35768	243	13	)	)	PUNCT
elp-35768	243	14	.	.	PUNCT
elp-35768	244	1	four	four	NUM
elp-35768	244	2	pillars	pillar	NOUN
elp-35768	244	3	of	of	ADP
elp-35768	244	4	cooperative	cooperative	ADJ
elp-35768	244	5	governance	governance	NOUN
elp-35768	244	6	:	:	PUNCT
elp-35768	244	7	a	a	DET
elp-35768	244	8	new	new	ADJ
elp-35768	244	9	model	model	NOUN
elp-35768	244	10	grounded	ground	VERB
elp-35768	244	11	in	in	ADP
elp-35768	244	12	the	the	DET
elp-35768	244	13	cooperative	cooperative	ADJ
elp-35768	244	14	difference	difference	NOUN
elp-35768	244	15	.	.	PUNCT
elp-35768	244	16	retrieved	retrieve	VERB
elp-35768	244	17	from	from	ADP
elp-35768	244	18	https://columinate.coop/wp-content/uploads/2014/01/cg-four-pillars-of-cooperative-governance	https://columinate.coop/wp-content/uploads/2014/01/cg-four-pillars-of-cooperative-governance	NOUN
elp-35768	244	19	.pdf	.pdf	PUNCT
elp-35768	244	20	paudel	paudel	PROPN
elp-35768	244	21	,	,	PUNCT
elp-35768	244	22	g.	g.	PROPN
elp-35768	244	23	p.	p.	PROPN
elp-35768	244	24	(	(	PUNCT
elp-35768	244	25	2021	2021	NUM
elp-35768	244	26	)	)	PUNCT
elp-35768	244	27	.	.	PUNCT
elp-35768	245	1	risk	risk	NOUN
elp-35768	245	2	management	management	NOUN
elp-35768	245	3	and	and	CCONJ
elp-35768	245	4	efficiency	efficiency	NOUN
elp-35768	245	5	of	of	ADP
elp-35768	245	6	cooperatives	cooperative	NOUN
elp-35768	245	7	:	:	PUNCT
elp-35768	245	8	a	a	DET
elp-35768	245	9	study	study	NOUN
elp-35768	245	10	of	of	ADP
elp-35768	245	11	nepalese	nepalese	ADJ
elp-35768	245	12	cooperative	cooperative	ADJ
elp-35768	245	13	societies	society	NOUN
elp-35768	245	14	.	.	PUNCT
elp-35768	246	1	international	international	ADJ
elp-35768	246	2	journal	journal	PROPN
elp-35768	246	3	of	of	ADP
elp-35768	246	4	scientific	scientific	PROPN
elp-35768	246	5	&	&	CCONJ
elp-35768	246	6	engineering	engineering	NOUN
elp-35768	246	7	research	research	NOUN
elp-35768	246	8	,	,	PUNCT
elp-35768	246	9	12(12	12(12	NUM
elp-35768	246	10	)	)	PUNCT
elp-35768	246	11	,	,	PUNCT
elp-35768	246	12	274	274	NUM
elp-35768	246	13	-	-	SYM
elp-35768	246	14	288	288	NUM
elp-35768	246	15	.	.	PUNCT
elp-35768	247	1	paudel	paudel	PROPN
elp-35768	247	2	,	,	PUNCT
elp-35768	247	3	g.	g.	PROPN
elp-35768	247	4	p.	p.	PROPN
elp-35768	247	5	(	(	PUNCT
elp-35768	247	6	2022	2022	NUM
elp-35768	247	7	)	)	PUNCT
elp-35768	247	8	.	.	PUNCT
elp-35768	248	1	sixty	sixty	NUM
elp-35768	248	2	-	-	PUNCT
elp-35768	248	3	five	five	NUM
elp-35768	248	4	years	year	NOUN
elp-35768	248	5	of	of	ADP
elp-35768	248	6	nepalese	nepalese	ADJ
elp-35768	248	7	cooperative	cooperative	ADJ
elp-35768	248	8	movement	movement	NOUN
elp-35768	248	9	and	and	CCONJ
elp-35768	248	10	its	its	PRON
elp-35768	248	11	direction	direction	NOUN
elp-35768	248	12	.	.	PUNCT
elp-35768	249	1	asian	asian	ADJ
elp-35768	249	2	journal	journal	PROPN
elp-35768	249	3	of	of	ADP
elp-35768	249	4	economics	economic	NOUN
elp-35768	249	5	,	,	PUNCT
elp-35768	249	6	business	business	NOUN
elp-35768	249	7	and	and	CCONJ
elp-35768	249	8	accounting	accounting	NOUN
elp-35768	249	9	,	,	PUNCT
elp-35768	249	10	22(14	22(14	PROPN
elp-35768	249	11	)	)	PUNCT
elp-35768	249	12	,	,	PUNCT
elp-35768	249	13	25	25	NUM
elp-35768	249	14	-	-	SYM
elp-35768	249	15	42	42	NUM
elp-35768	249	16	.	.	PUNCT
elp-35768	250	1	https://doi.org/10.9734/ajeba/2022/v22i1430621	https://doi.org/10.9734/ajeba/2022/v22i1430621	VERB
elp-35768	250	2	https://www.mof.gov.np/uploads/document/file/1687415151_economic%20survey%207980.pdf	https://www.mof.gov.np/uploads/document/file/1687415151_economic%20survey%207980.pdf	ADJ
elp-35768	250	3	https://www.ica.coop/en/media/library/cooperative-governance-fit-build-resilience-face-complexity	https://www.ica.coop/en/media/library/cooperative-governance-fit-build-resilience-face-complexity	NUM
elp-35768	250	4	https://www.ica.coop/en/media/library/cooperative-governance-fit-build-resilience-face-complexity	https://www.ica.coop/en/media/library/cooperative-governance-fit-build-resilience-face-complexity	PROPN
elp-35768	250	5	https://doi.org/10.1007/978-3-031-17403-2_4	https://doi.org/10.1007/978-3-031-17403-2_4	SYM
elp-35768	250	6	https://doi.org/10.1007/978-3-031-17403-2	https://doi.org/10.1007/978-3-031-17403-2	PROPN
elp-35768	250	7	https://columinate.coop/wp-content/uploads/2014/01/cg-four-pillars-of-cooperative-governance.pdf	https://columinate.coop/wp-content/uploads/2014/01/cg-four-pillars-of-cooperative-governance.pdf	X
elp-35768	250	8	https://columinate.coop/wp-content/uploads/2014/01/cg-four-pillars-of-cooperative-governance.pdf	https://columinate.coop/wp-content/uploads/2014/01/cg-four-pillars-of-cooperative-governance.pdf	X
elp-35768	250	9	https://doi.org/10.9734/ajeba/2022/v22i1430621	https://doi.org/10.9734/ajeba/2022/v22i1430621	PROPN
elp-35768	250	10	www.scholink.org/ojs/index.php/elp	www.scholink.org/ojs/index.php/elp	NOUN
elp-35768	250	11	economics	economic	NOUN
elp-35768	250	12	,	,	PUNCT
elp-35768	250	13	law	law	NOUN
elp-35768	250	14	and	and	CCONJ
elp-35768	250	15	policy	policy	NOUN
elp-35768	250	16	vol	vol	NOUN
elp-35768	250	17	.	.	PROPN
elp-35768	251	1	6	6	NUM
elp-35768	251	2	,	,	PUNCT
elp-35768	251	3	no	no	INTJ
elp-35768	251	4	.	.	NOUN
elp-35768	251	5	3	3	NUM
elp-35768	251	6	,	,	PUNCT
elp-35768	251	7	2023	2023	NUM
elp-35768	251	8	40	40	NUM
elp-35768	251	9	published	publish	VERB
elp-35768	251	10	by	by	ADP
elp-35768	251	11	scholink	scholink	PROPN
elp-35768	251	12	inc	inc	PROPN
elp-35768	251	13	.	.	PROPN
elp-35768	251	14	prakash	prakash	PROPN
elp-35768	251	15	,	,	PUNCT
elp-35768	251	16	d.	d.	PROPN
elp-35768	251	17	(	(	PUNCT
elp-35768	251	18	2004	2004	NUM
elp-35768	251	19	)	)	PUNCT
elp-35768	251	20	.	.	PUNCT
elp-35768	252	1	professionalisation	professionalisation	NOUN
elp-35768	252	2	in	in	ADP
elp-35768	252	3	co	co	NOUN
elp-35768	252	4	-	-	NOUN
elp-35768	252	5	operatives	operative	NOUN
elp-35768	252	6	promotes	promote	VERB
elp-35768	252	7	good	good	ADJ
elp-35768	252	8	governance	governance	NOUN
elp-35768	252	9	.	.	PUNCT
elp-35768	253	1	retrieved	retrieve	VERB
elp-35768	253	2	from	from	ADP
elp-35768	253	3	https://www.icaap.coop/sites/icaap.coop/files/professionalisation%20of%20coops%20promote%	https://www.icaap.coop/sites/icaap.coop/files/professionalisation%20of%20coops%20promote%	PROPN
elp-35768	253	4	20good%20governance.pdf	20good%20governance.pdf	NUM
elp-35768	253	5	puri	puri	NOUN
elp-35768	253	6	,	,	PUNCT
elp-35768	253	7	d.	d.	PROPN
elp-35768	253	8	l.	l.	PROPN
elp-35768	253	9	,	,	PUNCT
elp-35768	253	10	&	&	CCONJ
elp-35768	253	11	bunchapattanasakda	bunchapattanasakda	PROPN
elp-35768	253	12	,	,	PUNCT
elp-35768	253	13	c.	c.	PROPN
elp-35768	253	14	(	(	PUNCT
elp-35768	253	15	2019	2019	NUM
elp-35768	253	16	)	)	PUNCT
elp-35768	253	17	.	.	PUNCT
elp-35768	254	1	good	good	ADJ
elp-35768	254	2	governance	governance	NOUN
elp-35768	254	3	for	for	ADP
elp-35768	254	4	performance	performance	NOUN
elp-35768	254	5	of	of	ADP
elp-35768	254	6	nepalese	nepalese	ADJ
elp-35768	254	7	cooperatives	cooperative	NOUN
elp-35768	254	8	:	:	PUNCT
elp-35768	254	9	a	a	DET
elp-35768	254	10	study	study	NOUN
elp-35768	254	11	of	of	ADP
elp-35768	254	12	savings	saving	NOUN
elp-35768	254	13	and	and	CCONJ
elp-35768	254	14	credit	credit	NOUN
elp-35768	254	15	cooperatives	cooperative	NOUN
elp-35768	254	16	in	in	ADP
elp-35768	254	17	kathmandu	kathmandu	NOUN
elp-35768	254	18	district	district	NOUN
elp-35768	254	19	.	.	PUNCT
elp-35768	255	1	asian	asian	ADJ
elp-35768	255	2	journal	journal	PROPN
elp-35768	255	3	of	of	ADP
elp-35768	255	4	science	science	NOUN
elp-35768	255	5	and	and	CCONJ
elp-35768	255	6	technology	technology	NOUN
elp-35768	255	7	,	,	PUNCT
elp-35768	255	8	10(11	10(11	NUM
elp-35768	255	9	)	)	PUNCT
elp-35768	255	10	,	,	PUNCT
elp-35768	255	11	10493	10493	NUM
elp-35768	255	12	-	-	SYM
elp-35768	255	13	10498	10498	NUM
elp-35768	255	14	.	.	PUNCT
elp-35768	256	1	sacchetti	sacchetti	PROPN
elp-35768	256	2	,	,	PUNCT
elp-35768	256	3	s.	s.	PROPN
elp-35768	256	4	,	,	PUNCT
elp-35768	256	5	&	&	CCONJ
elp-35768	256	6	tortia	tortia	PROPN
elp-35768	256	7	,	,	PUNCT
elp-35768	256	8	e.	e.	PROPN
elp-35768	256	9	c.	c.	PROPN
elp-35768	256	10	(	(	PUNCT
elp-35768	256	11	2016	2016	NUM
elp-35768	256	12	)	)	PUNCT
elp-35768	256	13	.	.	PUNCT
elp-35768	257	1	the	the	DET
elp-35768	257	2	extended	extended	ADJ
elp-35768	257	3	governance	governance	NOUN
elp-35768	257	4	of	of	ADP
elp-35768	257	5	cooperative	cooperative	ADJ
elp-35768	257	6	firms	firm	NOUN
elp-35768	257	7	:	:	PUNCT
elp-35768	257	8	inter	inter	ADJ
elp-35768	257	9	-	-	ADJ
elp-35768	257	10	firm	firm	ADJ
elp-35768	257	11	coordination	coordination	NOUN
elp-35768	257	12	and	and	CCONJ
elp-35768	257	13	consistency	consistency	NOUN
elp-35768	257	14	of	of	ADP
elp-35768	257	15	values	value	NOUN
elp-35768	257	16	.	.	PUNCT
elp-35768	258	1	annals	annal	NOUN
elp-35768	258	2	of	of	ADP
elp-35768	258	3	public	public	ADJ
elp-35768	258	4	and	and	CCONJ
elp-35768	258	5	cooperative	cooperative	ADJ
elp-35768	258	6	economics	economic	NOUN
elp-35768	258	7	,	,	PUNCT
elp-35768	258	8	87(1	87(1	NUM
elp-35768	258	9	)	)	PUNCT
elp-35768	258	10	,	,	PUNCT
elp-35768	258	11	93	93	NUM
elp-35768	258	12	-	-	SYM
elp-35768	258	13	116	116	NUM
elp-35768	258	14	.	.	PUNCT
elp-35768	258	15	https://doi.org/10.1111/apce.12058	https://doi.org/10.1111/apce.12058	PROPN
elp-35768	258	16	sherwood	sherwood	PROPN
elp-35768	258	17	,	,	PUNCT
elp-35768	258	18	a.	a.	PROPN
elp-35768	258	19	l.	l.	PROPN
elp-35768	258	20	(	(	PUNCT
elp-35768	258	21	2013	2013	NUM
elp-35768	258	22	)	)	PUNCT
elp-35768	258	23	.	.	PUNCT
elp-35768	259	1	democratically	democratically	ADV
elp-35768	259	2	owned	own	VERB
elp-35768	259	3	and	and	CCONJ
elp-35768	259	4	controlled	control	VERB
elp-35768	259	5	businesses	business	NOUN
elp-35768	259	6	:	:	PUNCT
elp-35768	259	7	identifying	identify	VERB
elp-35768	259	8	common	common	ADJ
elp-35768	259	9	and	and	CCONJ
elp-35768	259	10	unique	unique	ADJ
elp-35768	259	11	expectations	expectation	NOUN
elp-35768	259	12	of	of	ADP
elp-35768	259	13	co	co	NOUN
elp-35768	259	14	-	-	NOUN
elp-35768	259	15	op	op	NOUN
elp-35768	259	16	board	board	NOUN
elp-35768	259	17	governance	governance	NOUN
elp-35768	259	18	systems	system	NOUN
elp-35768	259	19	.	.	PUNCT
elp-35768	260	1	retrieved	retrieve	VERB
elp-35768	260	2	from	from	ADP
elp-35768	260	3	https://ostromworkshop.indiana.edu/pdf/seriespapers/2013s_c/sherwood_paper.pdf	https://ostromworkshop.indiana.edu/pdf/seriespapers/2013s_c/sherwood_paper.pdf	PROPN
elp-35768	260	4	university	university	PROPN
elp-35768	260	5	of	of	ADP
elp-35768	260	6	wisconsin	wisconsin	PROPN
elp-35768	260	7	,	,	PUNCT
elp-35768	260	8	center	center	NOUN
elp-35768	260	9	of	of	ADP
elp-35768	260	10	cooperatives	cooperative	NOUN
elp-35768	260	11	,	,	PUNCT
elp-35768	260	12	madison	madison	PROPN
elp-35768	260	13	.	.	PUNCT
elp-35768	261	1	(	(	PUNCT
elp-35768	261	2	n.d	n.d	PROPN
elp-35768	261	3	.	.	PROPN
elp-35768	261	4	)	)	PUNCT
elp-35768	261	5	.	.	PUNCT
elp-35768	262	1	retrieved	retrieve	VERB
elp-35768	262	2	from	from	ADP
elp-35768	262	3	https://uwcc.wisc.edu/resources/governance-2/#:~:text=cooperatives%20have%20a%20unique%2	https://uwcc.wisc.edu/resources/governance-2/#:~:text=cooperatives%20have%20a%20unique%2	ADJ
elp-35768	262	4	0governance	0governance	NOUN
elp-35768	262	5	,	,	PUNCT
elp-35768	262	6	directors%2c%20management%2c%20and%20employees	directors%2c%20management%2c%20and%20employee	NOUN
elp-35768	262	7	https://www.icaap.coop/sites/icaap.coop/files/professionalisation%20of%20coops%20promote%20good%20governance.pdf	https://www.icaap.coop/sites/icaap.coop/files/professionalisation%20of%20coops%20promote%20good%20governance.pdf	PROPN
elp-35768	262	8	https://www.icaap.coop/sites/icaap.coop/files/professionalisation%20of%20coops%20promote%20good%20governance.pdf	https://www.icaap.coop/sites/icaap.coop/files/professionalisation%20of%20coops%20promote%20good%20governance.pdf	X
elp-35768	262	9	https://doi.org/10.1111/apce.12058	https://doi.org/10.1111/apce.12058	PROPN
elp-35768	262	10	https://ostromworkshop.indiana.edu/pdf/seriespapers/2013s_c/sherwood_paper.pdf	https://ostromworkshop.indiana.edu/pdf/seriespapers/2013s_c/sherwood_paper.pdf	PROPN
elp-35768	262	11	https://uwcc.wisc.edu/resources/governance-2/#:~:text=cooperatives%20have%20a%20unique%20governance,directors%2c%20management%2c%20and%20employees	https://uwcc.wisc.edu/resources/governance-2/#:~:text=cooperatives%20have%20a%20unique%20governance,directors%2c%20management%2c%20and%20employees	PROPN
elp-35768	262	12	https://uwcc.wisc.edu/resources/governance-2/#:~:text=cooperatives%20have%20a%20unique%20governance,directors%2c%20management%2c%20and%20employees	https://uwcc.wisc.edu/resources/governance-2/#:~:text=cooperatives%20have%20a%20unique%20governance,directors%2c%20management%2c%20and%20employee	NOUN