id	sid	tid	token	lemma	pos
economy-578	1	1	economy	economy	NOUN
economy-578	1	2	issn(e	issn(e	PROPN
economy-578	1	3	)	)	PUNCT
economy-578	1	4	:	:	PUNCT
economy-578	1	5	2313	2313	NUM
economy-578	1	6	-	-	SYM
economy-578	1	7	8181	8181	NUM
economy-578	1	8	issn(p	issn(p	PROPN
economy-578	1	9	)	)	PUNCT
economy-578	1	10	:	:	PUNCT
economy-578	1	11	2518	2518	NUM
economy-578	1	12	-	-	SYM
economy-578	1	13	0118	0118	NUM
economy-578	1	14	vol	vol	NOUN
economy-578	1	15	.	.	PROPN
economy-578	2	1	3	3	NUM
economy-578	2	2	,	,	PUNCT
economy-578	2	3	no	no	INTJ
economy-578	2	4	.	.	NOUN
economy-578	2	5	2	2	NUM
economy-578	2	6	,	,	PUNCT
economy-578	2	7	94	94	NUM
economy-578	2	8	-	-	SYM
economy-578	2	9	101	101	NUM
economy-578	2	10	,	,	PUNCT
economy-578	2	11	2016	2016	NUM
economy-578	2	12	www.asianonlinejournals.com/index.php/economy	www.asianonlinejournals.com/index.php/economy	VERB
economy-578	2	13	94	94	NUM
economy-578	2	14	analysis	analysis	NOUN
economy-578	2	15	of	of	ADP
economy-578	2	16	empirical	empirical	ADJ
economy-578	2	17	relationship	relationship	NOUN
economy-578	2	18	among	among	ADP
economy-578	2	19	agricultural	agricultural	ADJ
economy-578	2	20	lending	lending	NOUN
economy-578	2	21	,	,	PUNCT
economy-578	2	22	agricultural	agricultural	ADJ
economy-578	2	23	growth	growth	NOUN
economy-578	2	24	and	and	CCONJ
economy-578	2	25	non	non	ADJ
economy-578	2	26	-	-	ADJ
economy-578	2	27	performing	performing	ADJ
economy-578	2	28	loans	loan	NOUN
economy-578	2	29	in	in	ADP
economy-578	2	30	nigerian	nigerian	ADJ
economy-578	2	31	banking	banking	NOUN
economy-578	2	32	system	system	NOUN
economy-578	2	33	umoren	umoren	PROPN
economy-578	2	34	,	,	PUNCT
economy-578	2	35	a.	a.	NOUN
economy-578	2	36	a1	a1	NOUN
economy-578	2	37	akpan	akpan	NOUN
economy-578	2	38	,	,	PUNCT
economy-578	2	39	s.	s.	PROPN
economy-578	2	40	b.2	b.2	PROPN
economy-578	2	41	udoh	udoh	PROPN
economy-578	2	42	,	,	PUNCT
economy-578	3	1	e.	e.	PROPN
economy-578	3	2	j.1	j.1	PROPN
economy-578	4	1	1,3	1,3	NUM
economy-578	4	2	department	department	NOUN
economy-578	4	3	of	of	ADP
economy-578	4	4	agricultural	agricultural	ADJ
economy-578	4	5	economics	economic	NOUN
economy-578	4	6	and	and	CCONJ
economy-578	4	7	extension	extension	NOUN
economy-578	4	8	,	,	PUNCT
economy-578	4	9	university	university	NOUN
economy-578	4	10	of	of	ADP
economy-578	4	11	uyo	uyo	PROPN
economy-578	4	12	,	,	PUNCT
economy-578	4	13	nigeria	nigeria	PROPN
economy-578	4	14	2	2	NUM
economy-578	4	15	department	department	NOUN
economy-578	4	16	of	of	ADP
economy-578	4	17	agricultural	agricultural	ADJ
economy-578	4	18	economics	economic	NOUN
economy-578	4	19	and	and	CCONJ
economy-578	4	20	extension	extension	NOUN
economy-578	4	21	,	,	PUNCT
economy-578	4	22	akwa	akwa	ADJ
economy-578	4	23	ibom	ibom	ADJ
economy-578	4	24	state	state	NOUN
economy-578	4	25	university	university	NOUN
economy-578	4	26	(	(	PUNCT
economy-578	4	27			PROPN
economy-578	4	28	corresponding	correspond	VERB
economy-578	4	29	author	author	NOUN
economy-578	4	30	)	)	PUNCT
economy-578	4	31	abstract	abstract	ADJ
economy-578	4	32	increasing	increase	VERB
economy-578	4	33	levels	level	NOUN
economy-578	4	34	in	in	ADP
economy-578	4	35	non	non	ADJ
economy-578	4	36	-	-	ADJ
economy-578	4	37	performing	performing	ADJ
economy-578	4	38	loans	loan	NOUN
economy-578	4	39	(	(	PUNCT
economy-578	4	40	npls	npls	NOUN
economy-578	4	41	)	)	PUNCT
economy-578	4	42	which	which	PRON
economy-578	4	43	has	have	AUX
economy-578	4	44	remained	remain	VERB
economy-578	4	45	an	an	DET
economy-578	4	46	area	area	NOUN
economy-578	4	47	of	of	ADP
economy-578	4	48	great	great	ADJ
economy-578	4	49	concern	concern	NOUN
economy-578	4	50	contributed	contribute	VERB
economy-578	4	51	to	to	ADP
economy-578	4	52	issue	issue	NOUN
economy-578	4	53	of	of	ADP
economy-578	4	54	declining	decline	VERB
economy-578	4	55	agribusiness	agribusiness	NOUN
economy-578	4	56	activities	activity	NOUN
economy-578	4	57	in	in	ADP
economy-578	4	58	nigeria	nigeria	PROPN
economy-578	4	59	in	in	ADP
economy-578	4	60	the	the	DET
economy-578	4	61	1990s	1990	NOUN
economy-578	4	62	and	and	CCONJ
economy-578	4	63	thereafter	thereafter	ADV
economy-578	4	64	.	.	PUNCT
economy-578	5	1	the	the	DET
economy-578	5	2	study	study	NOUN
economy-578	5	3	examined	examine	VERB
economy-578	5	4	non	non	ADJ
economy-578	5	5	-	-	ADJ
economy-578	5	6	performing	performing	ADJ
economy-578	5	7	loans	loan	NOUN
economy-578	5	8	relationship	relationship	NOUN
economy-578	5	9	with	with	ADP
economy-578	5	10	agricultural	agricultural	ADJ
economy-578	5	11	lending	lending	NOUN
economy-578	5	12	and	and	CCONJ
economy-578	5	13	agricultural	agricultural	ADJ
economy-578	5	14	productivity	productivity	NOUN
economy-578	5	15	from	from	ADP
economy-578	5	16	1980	1980	NUM
economy-578	5	17	to	to	ADP
economy-578	5	18	2015	2015	NUM
economy-578	5	19	in	in	ADP
economy-578	5	20	nigeria	nigeria	PROPN
economy-578	5	21	.	.	PUNCT
economy-578	6	1	time	time	PROPN
economy-578	6	2	series	series	PROPN
economy-578	6	3	data	datum	NOUN
economy-578	6	4	obtained	obtain	VERB
economy-578	6	5	from	from	ADP
economy-578	6	6	cbn	cbn	PROPN
economy-578	6	7	were	be	AUX
economy-578	6	8	analyzed	analyze	VERB
economy-578	6	9	using	use	VERB
economy-578	6	10	,	,	PUNCT
economy-578	6	11	granger	granger	PROPN
economy-578	6	12	causality	causality	PROPN
economy-578	6	13	test	test	NOUN
economy-578	6	14	,	,	PUNCT
economy-578	6	15	pearson	pearson	NOUN
economy-578	6	16	correlation	correlation	NOUN
economy-578	6	17	,	,	PUNCT
economy-578	6	18	and	and	CCONJ
economy-578	6	19	co	co	NOUN
economy-578	6	20	-	-	NOUN
economy-578	6	21	integration	integration	NOUN
economy-578	6	22	as	as	ADV
economy-578	6	23	well	well	ADV
economy-578	6	24	as	as	ADP
economy-578	6	25	error	error	NOUN
economy-578	6	26	correction	correction	NOUN
economy-578	6	27	models	model	NOUN
economy-578	6	28	.	.	PUNCT
economy-578	7	1	the	the	DET
economy-578	7	2	empirical	empirical	ADJ
economy-578	7	3	analyses	analysis	NOUN
economy-578	7	4	revealed	reveal	VERB
economy-578	7	5	that	that	SCONJ
economy-578	7	6	,	,	PUNCT
economy-578	7	7	bilateral	bilateral	ADJ
economy-578	7	8	granger	granger	NOUN
economy-578	7	9	causality	causality	NOUN
economy-578	7	10	existed	exist	VERB
economy-578	7	11	between	between	ADP
economy-578	7	12	loans	loan	NOUN
economy-578	7	13	and	and	CCONJ
economy-578	7	14	advances	advance	NOUN
economy-578	7	15	granted	grant	VERB
economy-578	7	16	to	to	ADP
economy-578	7	17	agricultural	agricultural	ADJ
economy-578	7	18	sector	sector	NOUN
economy-578	7	19	and	and	CCONJ
economy-578	7	20	non	non	ADJ
economy-578	7	21	-	-	ADJ
economy-578	7	22	performing	performing	ADJ
economy-578	7	23	loans	loan	NOUN
economy-578	7	24	in	in	ADP
economy-578	7	25	nigeria	nigeria	PROPN
economy-578	7	26	.	.	PUNCT
economy-578	8	1	also	also	ADV
economy-578	8	2	,	,	PUNCT
economy-578	8	3	growth	growth	NOUN
economy-578	8	4	in	in	ADP
economy-578	8	5	gdp	gdp	NOUN
economy-578	8	6	has	have	VERB
economy-578	8	7	a	a	DET
economy-578	8	8	positive	positive	ADJ
economy-578	8	9	and	and	CCONJ
economy-578	8	10	significant	significant	ADJ
economy-578	8	11	correlation	correlation	NOUN
economy-578	8	12	with	with	ADP
economy-578	8	13	npl	npl	PROPN
economy-578	8	14	in	in	ADP
economy-578	8	15	nigeria	nigeria	PROPN
economy-578	8	16	.	.	PUNCT
economy-578	9	1	in	in	ADP
economy-578	9	2	the	the	DET
economy-578	9	3	long	long	ADJ
economy-578	9	4	run	run	NOUN
economy-578	9	5	,	,	PUNCT
economy-578	9	6	npl	npl	PROPN
economy-578	9	7	is	be	AUX
economy-578	9	8	positively	positively	ADV
economy-578	9	9	related	relate	VERB
economy-578	9	10	to	to	ADP
economy-578	9	11	agricultural	agricultural	ADJ
economy-578	9	12	productivity	productivity	NOUN
economy-578	9	13	,	,	PUNCT
economy-578	9	14	growth	growth	NOUN
economy-578	9	15	in	in	ADP
economy-578	9	16	the	the	DET
economy-578	9	17	gdp	gdp	NOUN
economy-578	9	18	and	and	CCONJ
economy-578	9	19	value	value	NOUN
economy-578	9	20	of	of	ADP
economy-578	9	21	loans	loan	NOUN
economy-578	9	22	and	and	CCONJ
economy-578	9	23	advances	advance	NOUN
economy-578	9	24	offered	offer	VERB
economy-578	9	25	to	to	ADP
economy-578	9	26	agricultural	agricultural	ADJ
economy-578	9	27	sector	sector	NOUN
economy-578	9	28	.	.	PUNCT
economy-578	10	1	whereas	whereas	SCONJ
economy-578	10	2	,	,	PUNCT
economy-578	10	3	in	in	ADP
economy-578	10	4	the	the	DET
economy-578	10	5	short	short	ADJ
economy-578	10	6	run	run	NOUN
economy-578	10	7	,	,	PUNCT
economy-578	10	8	npl	npl	PROPN
economy-578	10	9	reacted	react	VERB
economy-578	10	10	significantly	significantly	ADV
economy-578	10	11	to	to	ADP
economy-578	10	12	the	the	DET
economy-578	10	13	negative	negative	ADJ
economy-578	10	14	influence	influence	NOUN
economy-578	10	15	of	of	ADP
economy-578	10	16	interest	interest	NOUN
economy-578	10	17	rate	rate	NOUN
economy-578	10	18	and	and	CCONJ
economy-578	10	19	positive	positive	ADJ
economy-578	10	20	impact	impact	NOUN
economy-578	10	21	of	of	ADP
economy-578	10	22	gdp	gdp	NOUN
economy-578	10	23	growth	growth	NOUN
economy-578	10	24	rate	rate	NOUN
economy-578	10	25	.	.	PUNCT
economy-578	11	1	the	the	DET
economy-578	11	2	adjustment	adjustment	NOUN
economy-578	11	3	coefficient	coefficient	NOUN
economy-578	11	4	of	of	ADP
economy-578	11	5	52	52	NUM
economy-578	11	6	%	%	NOUN
economy-578	11	7	was	be	AUX
economy-578	11	8	discovered	discover	VERB
economy-578	11	9	for	for	ADP
economy-578	11	10	the	the	DET
economy-578	11	11	npl	npl	PROPN
economy-578	11	12	long	long	ADJ
economy-578	11	13	run	run	NOUN
economy-578	11	14	equation	equation	NOUN
economy-578	11	15	in	in	ADP
economy-578	11	16	nigeria	nigeria	PROPN
economy-578	11	17	.	.	PUNCT
economy-578	12	1	it	it	PRON
economy-578	12	2	is	be	AUX
economy-578	12	3	recommended	recommend	VERB
economy-578	12	4	that	that	SCONJ
economy-578	12	5	short	short	ADJ
economy-578	12	6	and	and	CCONJ
economy-578	12	7	longterm	longterm	VERB
economy-578	12	8	banking	banking	NOUN
economy-578	12	9	reform	reform	NOUN
economy-578	12	10	policies	policy	NOUN
economy-578	12	11	be	be	AUX
economy-578	12	12	adopted	adopt	VERB
economy-578	12	13	to	to	PART
economy-578	12	14	reduce	reduce	VERB
economy-578	12	15	fluctuations	fluctuation	NOUN
economy-578	12	16	in	in	ADP
economy-578	12	17	npls	npls	NOUN
economy-578	12	18	in	in	ADP
economy-578	12	19	the	the	DET
economy-578	12	20	banking	banking	NOUN
economy-578	12	21	system	system	NOUN
economy-578	12	22	and	and	CCONJ
economy-578	12	23	efforts	effort	NOUN
economy-578	12	24	should	should	AUX
economy-578	12	25	be	be	AUX
economy-578	12	26	geared	gear	VERB
economy-578	12	27	towards	towards	ADP
economy-578	12	28	increased	increase	VERB
economy-578	12	29	participation	participation	NOUN
economy-578	12	30	of	of	ADP
economy-578	12	31	specialized	specialized	ADJ
economy-578	12	32	financial	financial	ADJ
economy-578	12	33	institutions	institution	NOUN
economy-578	12	34	as	as	SCONJ
economy-578	12	35	to	to	PART
economy-578	12	36	accelerate	accelerate	VERB
economy-578	12	37	investments	investment	NOUN
economy-578	12	38	in	in	ADP
economy-578	12	39	agriculture	agriculture	NOUN
economy-578	12	40	sector	sector	NOUN
economy-578	12	41	.	.	PUNCT
economy-578	13	1	keywords	keyword	NOUN
economy-578	13	2	:	:	PUNCT
economy-578	13	3	non	non	ADJ
economy-578	13	4	-	-	ADJ
economy-578	13	5	performing	perform	VERB
economy-578	13	6	loans	loan	NOUN
economy-578	13	7	,	,	PUNCT
economy-578	13	8	agricultural	agricultural	ADJ
economy-578	13	9	lending	lending	NOUN
economy-578	13	10	,	,	PUNCT
economy-578	13	11	agricultural	agricultural	ADJ
economy-578	13	12	output	output	NOUN
economy-578	13	13	,	,	PUNCT
economy-578	13	14	banking	banking	NOUN
economy-578	13	15	system	system	NOUN
economy-578	13	16	contents	content	VERB
economy-578	13	17	1	1	NUM
economy-578	13	18	.	.	PUNCT
economy-578	14	1	introduction	introduction	NOUN
economy-578	14	2	.........................................................................................................................................................................	.........................................................................................................................................................................	PUNCT
economy-578	15	1	95	95	NUM
economy-578	15	2	2	2	NUM
economy-578	15	3	.	.	PUNCT
economy-578	15	4	literature	literature	PROPN
economy-578	15	5	review	review	PROPN
economy-578	15	6	................................................................................................................................................................	................................................................................................................................................................	PROPN
economy-578	16	1	96	96	NUM
economy-578	16	2	3	3	NUM
economy-578	16	3	.	.	PUNCT
economy-578	16	4	research	research	NOUN
economy-578	16	5	methodology	methodology	NOUN
economy-578	16	6	........................................................................................................................................................	........................................................................................................................................................	VERB
economy-578	16	7	97	97	NUM
economy-578	16	8	4	4	NUM
economy-578	16	9	.	.	PUNCT
economy-578	17	1	results	result	NOUN
economy-578	17	2	and	and	CCONJ
economy-578	17	3	discussion	discussion	NOUN
economy-578	17	4	.........................................................................................................................................................	.........................................................................................................................................................	PUNCT
economy-578	18	1	98	98	NUM
economy-578	18	2	5	5	NUM
economy-578	18	3	.	.	PUNCT
economy-578	18	4	conclusion	conclusion	NOUN
economy-578	18	5	and	and	CCONJ
economy-578	18	6	recommendations	recommendation	NOUN
economy-578	18	7	...................................................................................................................................	...................................................................................................................................	NUM
economy-578	18	8	100	100	NUM
economy-578	18	9	references	reference	NOUN
economy-578	18	10	..............................................................................................................................................................................	..............................................................................................................................................................................	PUNCT
economy-578	18	11	100	100	NUM
economy-578	18	12	citation	citation	NOUN
economy-578	18	13	|	|	ADV
economy-578	18	14	umoren	umoren	PROPN
economy-578	18	15	,	,	PUNCT
economy-578	18	16	a.	a.	NOUN
economy-578	18	17	a	a	NOUN
economy-578	18	18	;	;	PUNCT
economy-578	18	19	akpan	akpan	PROPN
economy-578	18	20	,	,	PUNCT
economy-578	18	21	s.	s.	PROPN
economy-578	18	22	b.	b.	PROPN
economy-578	18	23	;	;	PUNCT
economy-578	18	24	udoh	udoh	PROPN
economy-578	18	25	,	,	PUNCT
economy-578	18	26	e.	e.	PROPN
economy-578	18	27	j.	j.	PROPN
economy-578	18	28	(	(	PUNCT
economy-578	18	29	2016	2016	NUM
economy-578	18	30	)	)	PUNCT
economy-578	18	31	.	.	PUNCT
economy-578	19	1	analysis	analysis	NOUN
economy-578	19	2	of	of	ADP
economy-578	19	3	empirical	empirical	ADJ
economy-578	19	4	relationship	relationship	NOUN
economy-578	19	5	among	among	ADP
economy-578	19	6	agricultural	agricultural	ADJ
economy-578	19	7	lending	lending	NOUN
economy-578	19	8	,	,	PUNCT
economy-578	19	9	agricultural	agricultural	ADJ
economy-578	19	10	growth	growth	NOUN
economy-578	19	11	and	and	CCONJ
economy-578	19	12	nonperforming	nonperforme	VERB
economy-578	19	13	loans	loan	NOUN
economy-578	19	14	in	in	ADP
economy-578	19	15	nigerian	nigerian	ADJ
economy-578	19	16	banking	banking	NOUN
economy-578	19	17	system	system	NOUN
economy-578	19	18	.	.	PUNCT
economy-578	20	1	economy	economy	NOUN
economy-578	20	2	,	,	PUNCT
economy-578	20	3	3(2	3(2	NUM
economy-578	20	4	):	):	PUNCT
economy-578	20	5	94	94	NUM
economy-578	20	6	-	-	SYM
economy-578	20	7	101	101	NUM
economy-578	20	8	.	.	PUNCT
economy-578	21	1	doi	doi	NOUN
economy-578	21	2	:	:	PUNCT
economy-578	21	3	10.20448	10.20448	NUM
economy-578	21	4	/	/	SYM
economy-578	21	5	journal.502/2016.3.2/502.2.94.101	journal.502/2016.3.2/502.2.94.101	PROPN
economy-578	21	6	issn(e	issn(e	PROPN
economy-578	21	7	)	)	PUNCT
economy-578	21	8	:	:	PUNCT
economy-578	21	9	2313	2313	NUM
economy-578	21	10	-	-	SYM
economy-578	21	11	8181	8181	NUM
economy-578	21	12	issn(p	issn(p	PROPN
economy-578	21	13	)	)	PUNCT
economy-578	21	14	:	:	PUNCT
economy-578	21	15	2518	2518	NUM
economy-578	21	16	-	-	SYM
economy-578	21	17	0118	0118	NUM
economy-578	21	18	licensed	licensed	ADJ
economy-578	21	19	:	:	PUNCT
economy-578	21	20	contribution	contribution	NOUN
economy-578	21	21	/	/	SYM
economy-578	21	22	acknowledgement	acknowledgement	NOUN
economy-578	21	23	:	:	PUNCT
economy-578	21	24	this	this	DET
economy-578	21	25	work	work	NOUN
economy-578	21	26	is	be	AUX
economy-578	21	27	licensed	license	VERB
economy-578	21	28	under	under	ADP
economy-578	21	29	a	a	DET
economy-578	21	30	creative	creative	ADJ
economy-578	21	31	commons	common	NOUN
economy-578	21	32	attribution	attribution	NOUN
economy-578	21	33	3.0	3.0	NUM
economy-578	21	34	license	license	NOUN
economy-578	21	35	all	all	DET
economy-578	21	36	authors	author	NOUN
economy-578	21	37	contributed	contribute	VERB
economy-578	21	38	to	to	ADP
economy-578	21	39	the	the	DET
economy-578	21	40	conception	conception	NOUN
economy-578	21	41	and	and	CCONJ
economy-578	21	42	design	design	NOUN
economy-578	21	43	of	of	ADP
economy-578	21	44	the	the	DET
economy-578	21	45	study	study	NOUN
economy-578	21	46	.	.	PUNCT
economy-578	22	1	funding	funding	NOUN
economy-578	22	2	:	:	PUNCT
economy-578	22	3	this	this	DET
economy-578	22	4	study	study	NOUN
economy-578	22	5	received	receive	VERB
economy-578	22	6	no	no	DET
economy-578	22	7	specific	specific	ADJ
economy-578	22	8	financial	financial	ADJ
economy-578	22	9	support	support	NOUN
economy-578	22	10	.	.	PUNCT
economy-578	23	1	competing	compete	VERB
economy-578	23	2	interests	interest	NOUN
economy-578	23	3	:	:	PUNCT
economy-578	23	4	the	the	DET
economy-578	23	5	authors	author	NOUN
economy-578	23	6	declare	declare	VERB
economy-578	23	7	that	that	SCONJ
economy-578	23	8	they	they	PRON
economy-578	23	9	have	have	VERB
economy-578	23	10	no	no	DET
economy-578	23	11	conflict	conflict	NOUN
economy-578	23	12	of	of	ADP
economy-578	23	13	interests	interest	NOUN
economy-578	23	14	.	.	PUNCT
economy-578	24	1	transparency	transparency	NOUN
economy-578	24	2	:	:	PUNCT
economy-578	24	3	the	the	DET
economy-578	24	4	authors	author	NOUN
economy-578	24	5	confirm	confirm	VERB
economy-578	24	6	that	that	SCONJ
economy-578	24	7	the	the	DET
economy-578	24	8	manuscript	manuscript	NOUN
economy-578	24	9	is	be	AUX
economy-578	24	10	an	an	DET
economy-578	24	11	honest	honest	ADJ
economy-578	24	12	,	,	PUNCT
economy-578	24	13	accurate	accurate	ADJ
economy-578	24	14	,	,	PUNCT
economy-578	24	15	and	and	CCONJ
economy-578	24	16	transparent	transparent	ADJ
economy-578	24	17	account	account	NOUN
economy-578	24	18	of	of	ADP
economy-578	24	19	the	the	DET
economy-578	24	20	study	study	NOUN
economy-578	24	21	was	be	AUX
economy-578	24	22	reported	report	VERB
economy-578	24	23	;	;	PUNCT
economy-578	24	24	that	that	SCONJ
economy-578	24	25	no	no	DET
economy-578	24	26	vital	vital	ADJ
economy-578	24	27	features	feature	NOUN
economy-578	24	28	of	of	ADP
economy-578	24	29	the	the	DET
economy-578	24	30	study	study	NOUN
economy-578	24	31	have	have	AUX
economy-578	24	32	been	be	AUX
economy-578	24	33	omitted	omit	VERB
economy-578	24	34	;	;	PUNCT
economy-578	24	35	and	and	CCONJ
economy-578	24	36	that	that	SCONJ
economy-578	24	37	any	any	DET
economy-578	24	38	discrepancies	discrepancy	NOUN
economy-578	24	39	from	from	ADP
economy-578	24	40	the	the	DET
economy-578	24	41	study	study	NOUN
economy-578	24	42	as	as	SCONJ
economy-578	24	43	planned	plan	VERB
economy-578	24	44	have	have	AUX
economy-578	24	45	been	be	AUX
economy-578	24	46	explained	explain	VERB
economy-578	24	47	.	.	PUNCT
economy-578	25	1	history	history	NOUN
economy-578	25	2	:	:	PUNCT
economy-578	25	3	received	receive	VERB
economy-578	25	4	:	:	PUNCT
economy-578	25	5	16	16	NUM
economy-578	25	6	august	august	PROPN
economy-578	25	7	2016/	2016/	NUM
economy-578	25	8	revised	revise	VERB
economy-578	25	9	:	:	PUNCT
economy-578	25	10	30	30	NUM
economy-578	25	11	september	september	PROPN
economy-578	25	12	2016/	2016/	NUM
economy-578	25	13	accepted	accept	VERB
economy-578	25	14	:	:	PUNCT
economy-578	25	15	8	8	NUM
economy-578	25	16	october	october	NOUN
economy-578	25	17	2016/	2016/	NUM
economy-578	25	18	published	publish	VERB
economy-578	25	19	:	:	PUNCT
economy-578	25	20	27	27	NUM
economy-578	25	21	october	october	NOUN
economy-578	25	22	2016	2016	NUM
economy-578	25	23	ethical	ethical	ADJ
economy-578	25	24	:	:	PUNCT
economy-578	25	25	this	this	DET
economy-578	25	26	study	study	NOUN
economy-578	25	27	follows	follow	VERB
economy-578	25	28	all	all	DET
economy-578	25	29	ethical	ethical	ADJ
economy-578	25	30	practices	practice	NOUN
economy-578	25	31	during	during	ADP
economy-578	25	32	writing	writing	NOUN
economy-578	25	33	.	.	PUNCT
economy-578	26	1	publisher	publisher	NOUN
economy-578	26	2	:	:	PUNCT
economy-578	26	3	asian	asian	ADJ
economy-578	26	4	online	online	PROPN
economy-578	26	5	journal	journal	PROPN
economy-578	26	6	publishing	publishing	NOUN
economy-578	26	7	group	group	NOUN
economy-578	26	8	http://creativecommons.org/licenses/by/3.0/	http://creativecommons.org/licenses/by/3.0/	PROPN
economy-578	26	9	http://crossmark.crossref.org/dialog/?doi=10.20448/journal.502/2016.3.2/502.2.94.101	http://crossmark.crossref.org/dialog/?doi=10.20448/journal.502/2016.3.2/502.2.94.101	PROPN
economy-578	26	10	https://orcid.org/orcid-search/quick-search?searchquery=umoren	https://orcid.org/orcid-search/quick-search?searchquery=umoren	NOUN
economy-578	26	11	,	,	PUNCT
economy-578	26	12	a.	a.	NOUN
economy-578	26	13	a	a	DET
economy-578	26	14	https://orcid.org/orcid-search/quick-search?searchquery=akpan	https://orcid.org/orcid-search/quick-search?searchquery=akpan	NOUN
economy-578	26	15	,	,	PUNCT
economy-578	26	16	s.	s.	PROPN
economy-578	26	17	b.	b.	PROPN
economy-578	26	18	https://orcid.org/orcid-search/quick-search?searchquery=udoh	https://orcid.org/orcid-search/quick-search?searchquery=udoh	PROPN
economy-578	26	19	,	,	PUNCT
economy-578	26	20	e.	e.	PROPN
economy-578	26	21	j.	j.	PROPN
economy-578	26	22	http://search.crossref.org/?q=10.20448/journal.502/2016.3.2/502.2.94.101	http://search.crossref.org/?q=10.20448/journal.502/2016.3.2/502.2.94.101	PROPN
economy-578	27	1	http://crossmark.crossref.org/dialog/?doi=10.20448/journal.502/2016.3.2/502.2.94.101	http://crossmark.crossref.org/dialog/?doi=10.20448/journal.502/2016.3.2/502.2.94.101	PROPN
economy-578	27	2	https://orcid.org/orcid-search/quick-search?searchquery=umoren	https://orcid.org/orcid-search/quick-search?searchquery=umoren	NOUN
economy-578	27	3	,	,	PUNCT
economy-578	27	4	a.	a.	NOUN
economy-578	27	5	a	a	DET
economy-578	27	6	https://orcid.org/orcid-search/quick-search?searchquery=akpan	https://orcid.org/orcid-search/quick-search?searchquery=akpan	NOUN
economy-578	27	7	,	,	PUNCT
economy-578	28	1	s.	s.	PROPN
economy-578	28	2	b.	b.	PROPN
economy-578	28	3	https://orcid.org/orcid-search/quick-search?searchquery=udoh	https://orcid.org/orcid-search/quick-search?searchquery=udoh	PROPN
economy-578	28	4	,	,	PUNCT
economy-578	28	5	e.	e.	PROPN
economy-578	28	6	j.	j.	PROPN
economy-578	28	7	http://search.crossref.org/?q=10.20448/journal.502/2016.3.2/502.2.94.101	http://search.crossref.org/?q=10.20448/journal.502/2016.3.2/502.2.94.101	PROPN
economy-578	28	8	http://crossmark.crossref.org/dialog/?doi=10.20448/journal.502/2016.3.2/502.2.94.101	http://crossmark.crossref.org/dialog/?doi=10.20448/journal.502/2016.3.2/502.2.94.101	PROPN
economy-578	28	9	https://orcid.org/orcid-search/quick-search?searchquery=umoren	https://orcid.org/orcid-search/quick-search?searchquery=umoren	NOUN
economy-578	28	10	,	,	PUNCT
economy-578	28	11	a.	a.	NOUN
economy-578	28	12	a	a	DET
economy-578	28	13	https://orcid.org/orcid-search/quick-search?searchquery=akpan	https://orcid.org/orcid-search/quick-search?searchquery=akpan	NOUN
economy-578	28	14	,	,	PUNCT
economy-578	29	1	s.	s.	PROPN
economy-578	29	2	b.	b.	PROPN
economy-578	29	3	https://orcid.org/orcid-search/quick-search?searchquery=udoh	https://orcid.org/orcid-search/quick-search?searchquery=udoh	PROPN
economy-578	29	4	,	,	PUNCT
economy-578	29	5	e.	e.	PROPN
economy-578	29	6	j.	j.	PROPN
economy-578	29	7	http://search.crossref.org/?q=10.20448/journal.502/2016.3.2/502.2.94.101	http://search.crossref.org/?q=10.20448/journal.502/2016.3.2/502.2.94.101	PROPN
economy-578	29	8	http://crossmark.crossref.org/dialog/?doi=10.20448/journal.502/2016.3.2/502.2.94.101	http://crossmark.crossref.org/dialog/?doi=10.20448/journal.502/2016.3.2/502.2.94.101	PROPN
economy-578	29	9	https://orcid.org/orcid-search/quick-search?searchquery=umoren	https://orcid.org/orcid-search/quick-search?searchquery=umoren	NOUN
economy-578	29	10	,	,	PUNCT
economy-578	29	11	a.	a.	NOUN
economy-578	29	12	a	a	DET
economy-578	29	13	https://orcid.org/orcid-search/quick-search?searchquery=akpan	https://orcid.org/orcid-search/quick-search?searchquery=akpan	NOUN
economy-578	29	14	,	,	PUNCT
economy-578	30	1	s.	s.	PROPN
economy-578	30	2	b.	b.	PROPN
economy-578	30	3	https://orcid.org/orcid-search/quick-search?searchquery=udoh	https://orcid.org/orcid-search/quick-search?searchquery=udoh	PROPN
economy-578	30	4	,	,	PUNCT
economy-578	30	5	e.	e.	PROPN
economy-578	30	6	j.	j.	PROPN
economy-578	30	7	http://search.crossref.org/?q=10.20448/journal.502/2016.3.2/502.2.94.101	http://search.crossref.org/?q=10.20448/journal.502/2016.3.2/502.2.94.101	PROPN
economy-578	30	8	http://crossmark.crossref.org/dialog/?doi=10.20448/journal.502/2016.3.2/502.2.94.101	http://crossmark.crossref.org/dialog/?doi=10.20448/journal.502/2016.3.2/502.2.94.101	PROPN
economy-578	30	9	https://orcid.org/orcid-search/quick-search?searchquery=umoren	https://orcid.org/orcid-search/quick-search?searchquery=umoren	NOUN
economy-578	30	10	,	,	PUNCT
economy-578	30	11	a.	a.	NOUN
economy-578	30	12	a	a	DET
economy-578	30	13	https://orcid.org/orcid-search/quick-search?searchquery=akpan	https://orcid.org/orcid-search/quick-search?searchquery=akpan	NOUN
economy-578	30	14	,	,	PUNCT
economy-578	31	1	s.	s.	PROPN
economy-578	31	2	b.	b.	PROPN
economy-578	31	3	https://orcid.org/orcid-search/quick-search?searchquery=udoh	https://orcid.org/orcid-search/quick-search?searchquery=udoh	PROPN
economy-578	31	4	,	,	PUNCT
economy-578	31	5	e.	e.	PROPN
economy-578	31	6	j.	j.	PROPN
economy-578	31	7	http://search.crossref.org/?q=10.20448/journal.502/2016.3.2/502.2.94.101	http://search.crossref.org/?q=10.20448/journal.502/2016.3.2/502.2.94.101	PROPN
economy-578	31	8	economy	economy	NOUN
economy-578	31	9	,	,	PUNCT
economy-578	31	10	2016	2016	NUM
economy-578	31	11	,	,	PUNCT
economy-578	31	12	3(2	3(2	NUM
economy-578	31	13	):	):	PUNCT
economy-578	31	14	94	94	NUM
economy-578	31	15	-	-	SYM
economy-578	31	16	101	101	NUM
economy-578	31	17	95	95	NUM
economy-578	31	18	1	1	NUM
economy-578	31	19	.	.	PUNCT
economy-578	32	1	introduction	introduction	NOUN
economy-578	32	2	globally	globally	ADV
economy-578	32	3	,	,	PUNCT
economy-578	32	4	there	there	PRON
economy-578	32	5	have	have	AUX
economy-578	32	6	been	be	AUX
economy-578	32	7	more	more	ADJ
economy-578	32	8	banking	banking	NOUN
economy-578	32	9	crises	crisis	NOUN
economy-578	32	10	in	in	ADP
economy-578	32	11	the	the	DET
economy-578	32	12	last	last	ADJ
economy-578	32	13	two	two	NUM
economy-578	32	14	decades	decade	NOUN
economy-578	32	15	than	than	ADP
economy-578	32	16	ever	ever	ADV
economy-578	32	17	before	before	ADP
economy-578	32	18	1980s	1980s	NUM
economy-578	32	19	.	.	PUNCT
economy-578	33	1	the	the	DET
economy-578	33	2	main	main	ADJ
economy-578	33	3	cause	cause	NOUN
economy-578	33	4	seemed	seem	VERB
economy-578	33	5	to	to	PART
economy-578	33	6	be	be	AUX
economy-578	33	7	associated	associate	VERB
economy-578	33	8	with	with	ADP
economy-578	33	9	increased	increase	VERB
economy-578	33	10	growth	growth	NOUN
economy-578	33	11	rate	rate	NOUN
economy-578	33	12	of	of	ADP
economy-578	33	13	non	non	ADJ
economy-578	33	14	-	-	ADJ
economy-578	33	15	performing	performing	ADJ
economy-578	33	16	loans	loan	NOUN
economy-578	33	17	(	(	PUNCT
economy-578	33	18	npls	npls	NOUN
economy-578	33	19	)	)	PUNCT
economy-578	33	20	trend	trend	NOUN
economy-578	33	21	whose	whose	DET
economy-578	33	22	consequences	consequence	NOUN
economy-578	33	23	have	have	AUX
economy-578	33	24	been	be	AUX
economy-578	33	25	far	far	ADV
economy-578	33	26	reaching	reach	VERB
economy-578	33	27	(	(	PUNCT
economy-578	33	28	ahmed	ahme	VERB
economy-578	33	29	and	and	CCONJ
economy-578	33	30	bashir	bashir	PROPN
economy-578	33	31	,	,	PUNCT
economy-578	33	32	2013	2013	NUM
economy-578	33	33	;	;	PUNCT
economy-578	33	34	umoren	umoren	NOUN
economy-578	33	35	,	,	PUNCT
economy-578	33	36	2015	2015	NUM
economy-578	33	37	)	)	PUNCT
economy-578	33	38	.	.	PUNCT
economy-578	34	1	the	the	DET
economy-578	34	2	central	central	ADJ
economy-578	34	3	bank	bank	PROPN
economy-578	34	4	of	of	ADP
economy-578	34	5	nigeria	nigeria	PROPN
economy-578	34	6	(	(	PUNCT
economy-578	34	7	cbn	cbn	PROPN
economy-578	34	8	)	)	PUNCT
economy-578	34	9	,	,	PUNCT
economy-578	34	10	the	the	DET
economy-578	34	11	major	major	ADJ
economy-578	34	12	supervisor	supervisor	NOUN
economy-578	34	13	and	and	CCONJ
economy-578	34	14	regulator	regulator	NOUN
economy-578	34	15	of	of	ADP
economy-578	34	16	the	the	DET
economy-578	34	17	banking	banking	NOUN
economy-578	34	18	system	system	NOUN
economy-578	34	19	and	and	CCONJ
economy-578	34	20	the	the	DET
economy-578	34	21	financial	financial	ADJ
economy-578	34	22	system	system	NOUN
economy-578	34	23	is	be	AUX
economy-578	34	24	also	also	ADV
economy-578	34	25	facing	face	VERB
economy-578	34	26	the	the	DET
economy-578	34	27	challenges	challenge	NOUN
economy-578	34	28	of	of	ADP
economy-578	34	29	maintaining	maintain	VERB
economy-578	34	30	price	price	NOUN
economy-578	34	31	and	and	CCONJ
economy-578	34	32	financial	financial	ADJ
economy-578	34	33	stability	stability	NOUN
economy-578	34	34	in	in	ADP
economy-578	34	35	the	the	DET
economy-578	34	36	economy	economy	NOUN
economy-578	34	37	due	due	ADP
economy-578	34	38	to	to	ADP
economy-578	34	39	the	the	DET
economy-578	34	40	increasing	increase	VERB
economy-578	34	41	financial	financial	ADJ
economy-578	34	42	instability	instability	NOUN
economy-578	34	43	associated	associate	VERB
economy-578	34	44	with	with	ADP
economy-578	34	45	increasing	increase	VERB
economy-578	34	46	growth	growth	NOUN
economy-578	34	47	in	in	ADP
economy-578	34	48	npls	npls	NOUN
economy-578	34	49	.	.	PUNCT
economy-578	35	1	the	the	DET
economy-578	35	2	decrease	decrease	NOUN
economy-578	35	3	in	in	ADP
economy-578	35	4	profitability	profitability	NOUN
economy-578	35	5	of	of	ADP
economy-578	35	6	banks	bank	NOUN
economy-578	35	7	caused	cause	VERB
economy-578	35	8	by	by	ADP
economy-578	35	9	high	high	ADJ
economy-578	35	10	npls	npls	NOUN
economy-578	35	11	problem	problem	NOUN
economy-578	35	12	seems	seem	VERB
economy-578	35	13	to	to	PART
economy-578	35	14	have	have	AUX
economy-578	35	15	led	lead	VERB
economy-578	35	16	to	to	ADP
economy-578	35	17	significant	significant	ADJ
economy-578	35	18	decline	decline	NOUN
economy-578	35	19	in	in	ADP
economy-578	35	20	productivity	productivity	NOUN
economy-578	35	21	of	of	ADP
economy-578	35	22	various	various	ADJ
economy-578	35	23	sectors	sector	NOUN
economy-578	35	24	of	of	ADP
economy-578	35	25	the	the	DET
economy-578	35	26	economy	economy	NOUN
economy-578	35	27	notably	notably	ADV
economy-578	35	28	agriculture	agriculture	NOUN
economy-578	35	29	which	which	PRON
economy-578	35	30	is	be	AUX
economy-578	35	31	a	a	DET
economy-578	35	32	pivot	pivot	NOUN
economy-578	35	33	of	of	ADP
economy-578	35	34	many	many	ADJ
economy-578	35	35	developing	develop	VERB
economy-578	35	36	economies	economy	NOUN
economy-578	35	37	such	such	ADJ
economy-578	35	38	as	as	ADP
economy-578	35	39	nigeria	nigeria	PROPN
economy-578	35	40	.	.	PUNCT
economy-578	36	1	in	in	ADP
economy-578	36	2	nigeria	nigeria	PROPN
economy-578	36	3	,	,	PUNCT
economy-578	36	4	agriculture	agriculture	NOUN
economy-578	36	5	is	be	AUX
economy-578	36	6	a	a	DET
economy-578	36	7	dominant	dominant	ADJ
economy-578	36	8	sector	sector	NOUN
economy-578	36	9	and	and	CCONJ
economy-578	36	10	a	a	DET
economy-578	36	11	major	major	ADJ
economy-578	36	12	source	source	NOUN
economy-578	36	13	of	of	ADP
economy-578	36	14	livelihood	livelihood	NOUN
economy-578	36	15	among	among	ADP
economy-578	36	16	a	a	DET
economy-578	36	17	vast	vast	ADJ
economy-578	36	18	number	number	NOUN
economy-578	36	19	of	of	ADP
economy-578	36	20	the	the	DET
economy-578	36	21	population	population	NOUN
economy-578	36	22	.	.	PUNCT
economy-578	37	1	it	it	PRON
economy-578	37	2	is	be	AUX
economy-578	37	3	one	one	NUM
economy-578	37	4	of	of	ADP
economy-578	37	5	the	the	DET
economy-578	37	6	prioritized	prioritize	VERB
economy-578	37	7	sectors	sector	NOUN
economy-578	37	8	in	in	ADP
economy-578	37	9	the	the	DET
economy-578	37	10	national	national	ADJ
economy-578	37	11	economy	economy	NOUN
economy-578	37	12	.	.	PUNCT
economy-578	38	1	agricultural	agricultural	ADJ
economy-578	38	2	sector	sector	NOUN
economy-578	38	3	dominates	dominate	VERB
economy-578	38	4	the	the	DET
economy-578	38	5	nigerian	nigerian	ADJ
economy-578	38	6	economic	economic	ADJ
economy-578	38	7	landscape	landscape	NOUN
economy-578	38	8	.	.	PUNCT
economy-578	39	1	currently	currently	ADV
economy-578	39	2	,	,	PUNCT
economy-578	39	3	the	the	DET
economy-578	39	4	sector	sector	NOUN
economy-578	39	5	accounts	account	VERB
economy-578	39	6	for	for	ADP
economy-578	39	7	about	about	ADP
economy-578	39	8	38.22	38.22	NUM
economy-578	39	9	per	per	ADP
economy-578	39	10	cent	cent	NOUN
economy-578	39	11	of	of	ADP
economy-578	39	12	the	the	DET
economy-578	39	13	total	total	ADJ
economy-578	39	14	gross	gross	ADJ
economy-578	39	15	domestic	domestic	ADJ
economy-578	39	16	product	product	NOUN
economy-578	39	17	(	(	PUNCT
economy-578	39	18	gdp	gdp	NOUN
economy-578	39	19	)	)	PUNCT
economy-578	39	20	and	and	CCONJ
economy-578	39	21	40	40	NUM
economy-578	39	22	per	per	ADP
economy-578	39	23	cent	cent	NOUN
economy-578	39	24	of	of	ADP
economy-578	39	25	total	total	ADJ
economy-578	39	26	employment	employment	NOUN
economy-578	39	27	in	in	ADP
economy-578	39	28	the	the	DET
economy-578	39	29	country	country	NOUN
economy-578	39	30	(	(	PUNCT
economy-578	39	31	umoren	umoren	PROPN
economy-578	39	32	,	,	PUNCT
economy-578	39	33	2008	2008	NUM
economy-578	39	34	;	;	PUNCT
economy-578	39	35	nbs	nbs	PROPN
economy-578	39	36	(	(	PUNCT
economy-578	39	37	national	national	PROPN
economy-578	39	38	bureau	bureau	PROPN
economy-578	39	39	of	of	ADP
economy-578	39	40	statistics	statistic	NOUN
economy-578	39	41	)	)	PUNCT
economy-578	39	42	,	,	PUNCT
economy-578	39	43	2012	2012	NUM
economy-578	39	44	)	)	PUNCT
economy-578	39	45	.	.	PUNCT
economy-578	40	1	other	other	ADJ
economy-578	40	2	important	important	ADJ
economy-578	40	3	roles	role	NOUN
economy-578	40	4	ascribed	ascribe	VERB
economy-578	40	5	to	to	ADP
economy-578	40	6	this	this	DET
economy-578	40	7	sector	sector	NOUN
economy-578	40	8	include	include	VERB
economy-578	40	9	:	:	PUNCT
economy-578	40	10	provision	provision	NOUN
economy-578	40	11	of	of	ADP
economy-578	40	12	food	food	NOUN
economy-578	40	13	for	for	ADP
economy-578	40	14	the	the	DET
economy-578	40	15	teeming	teem	VERB
economy-578	40	16	population	population	NOUN
economy-578	40	17	of	of	ADP
economy-578	40	18	about	about	ADV
economy-578	40	19	172	172	NUM
economy-578	40	20	million	million	NUM
economy-578	40	21	people	people	NOUN
economy-578	40	22	;	;	PUNCT
economy-578	40	23	provision	provision	NOUN
economy-578	40	24	of	of	ADP
economy-578	40	25	raw	raw	ADJ
economy-578	40	26	materials	material	NOUN
economy-578	40	27	to	to	ADP
economy-578	40	28	the	the	DET
economy-578	40	29	industrial	industrial	ADJ
economy-578	40	30	sector	sector	NOUN
economy-578	40	31	;	;	PUNCT
economy-578	40	32	earning	earn	VERB
economy-578	40	33	of	of	ADP
economy-578	40	34	foreign	foreign	ADJ
economy-578	40	35	exchange	exchange	NOUN
economy-578	40	36	through	through	ADP
economy-578	40	37	export	export	NOUN
economy-578	40	38	of	of	ADP
economy-578	40	39	commodities	commodity	NOUN
economy-578	40	40	;	;	PUNCT
economy-578	40	41	and	and	CCONJ
economy-578	40	42	provision	provision	NOUN
economy-578	40	43	of	of	ADP
economy-578	40	44	markets	market	NOUN
economy-578	40	45	that	that	PRON
economy-578	40	46	facilitate	facilitate	VERB
economy-578	40	47	the	the	DET
economy-578	40	48	sales	sale	NOUN
economy-578	40	49	of	of	ADP
economy-578	40	50	the	the	DET
economy-578	40	51	industrial	industrial	ADJ
economy-578	40	52	products	product	NOUN
economy-578	40	53	.	.	PUNCT
economy-578	41	1	in	in	ADP
economy-578	41	2	fact	fact	NOUN
economy-578	41	3	,	,	PUNCT
economy-578	41	4	in	in	ADP
economy-578	41	5	the	the	DET
economy-578	41	6	early	early	ADJ
economy-578	41	7	years	year	NOUN
economy-578	41	8	of	of	ADP
economy-578	41	9	the	the	DET
economy-578	41	10	nation	nation	NOUN
economy-578	41	11	,	,	PUNCT
economy-578	41	12	agriculture	agriculture	NOUN
economy-578	41	13	was	be	AUX
economy-578	41	14	traditionally	traditionally	ADV
economy-578	41	15	described	describe	VERB
economy-578	41	16	as	as	ADP
economy-578	41	17	a	a	DET
economy-578	41	18	mainstay	mainstay	NOUN
economy-578	41	19	of	of	ADP
economy-578	41	20	the	the	DET
economy-578	41	21	economy	economy	NOUN
economy-578	41	22	because	because	SCONJ
economy-578	41	23	of	of	ADP
economy-578	41	24	its	its	PRON
economy-578	41	25	largest	large	ADJ
economy-578	41	26	contribution	contribution	NOUN
economy-578	41	27	to	to	ADP
economy-578	41	28	the	the	DET
economy-578	41	29	country	country	NOUN
economy-578	41	30	’s	’s	PART
economy-578	41	31	gdp	gdp	PROPN
economy-578	41	32	.	.	PUNCT
economy-578	42	1	paradoxically	paradoxically	ADV
economy-578	42	2	,	,	PUNCT
economy-578	42	3	it	it	PRON
economy-578	42	4	has	have	AUX
economy-578	42	5	drastically	drastically	ADV
economy-578	42	6	declined	decline	VERB
economy-578	42	7	.	.	PUNCT
economy-578	43	1	agriculture	agriculture	NOUN
economy-578	43	2	is	be	AUX
economy-578	43	3	not	not	PART
economy-578	43	4	only	only	ADV
economy-578	43	5	a	a	DET
economy-578	43	6	prioritized	prioritize	VERB
economy-578	43	7	sector	sector	NOUN
economy-578	43	8	for	for	ADP
economy-578	43	9	the	the	DET
economy-578	43	10	realization	realization	NOUN
economy-578	43	11	of	of	ADP
economy-578	43	12	national	national	ADJ
economy-578	43	13	goal	goal	NOUN
economy-578	43	14	of	of	ADP
economy-578	43	15	increased	increase	VERB
economy-578	43	16	productivity	productivity	NOUN
economy-578	43	17	and	and	CCONJ
economy-578	43	18	income	income	NOUN
economy-578	43	19	but	but	CCONJ
economy-578	43	20	a	a	DET
economy-578	43	21	sector	sector	NOUN
economy-578	43	22	that	that	PRON
economy-578	43	23	enhances	enhance	VERB
economy-578	43	24	improvement	improvement	NOUN
economy-578	43	25	in	in	ADP
economy-578	43	26	welfare	welfare	NOUN
economy-578	43	27	of	of	ADP
economy-578	43	28	the	the	DET
economy-578	43	29	citizens	citizen	NOUN
economy-578	43	30	.	.	PUNCT
economy-578	44	1	however	however	ADV
economy-578	44	2	,	,	PUNCT
economy-578	44	3	food	food	NOUN
economy-578	44	4	import	import	NOUN
economy-578	44	5	bills	bill	NOUN
economy-578	44	6	in	in	ADP
economy-578	44	7	the	the	DET
economy-578	44	8	country	country	NOUN
economy-578	44	9	tended	tend	VERB
economy-578	44	10	to	to	PART
economy-578	44	11	be	be	AUX
economy-578	44	12	astronomically	astronomically	ADV
economy-578	44	13	high	high	ADJ
economy-578	44	14	while	while	SCONJ
economy-578	44	15	the	the	DET
economy-578	44	16	production	production	NOUN
economy-578	44	17	of	of	ADP
economy-578	44	18	these	these	DET
economy-578	44	19	commodities	commodity	NOUN
economy-578	44	20	seemed	seem	VERB
economy-578	44	21	abysmally	abysmally	ADV
economy-578	44	22	low	low	ADJ
economy-578	44	23	.	.	PUNCT
economy-578	45	1	various	various	ADJ
economy-578	45	2	studies	study	NOUN
economy-578	45	3	in	in	ADP
economy-578	45	4	agricultural	agricultural	ADJ
economy-578	45	5	sector	sector	NOUN
economy-578	45	6	are	be	AUX
economy-578	45	7	of	of	ADP
economy-578	45	8	the	the	DET
economy-578	45	9	views	view	NOUN
economy-578	45	10	that	that	PRON
economy-578	45	11	increased	increase	VERB
economy-578	45	12	productivity	productivity	NOUN
economy-578	45	13	and	and	CCONJ
economy-578	45	14	improvement	improvement	NOUN
economy-578	45	15	in	in	ADP
economy-578	45	16	income	income	NOUN
economy-578	45	17	were	be	AUX
economy-578	45	18	greatly	greatly	ADV
economy-578	45	19	influenced	influence	VERB
economy-578	45	20	by	by	ADP
economy-578	45	21	the	the	DET
economy-578	45	22	injection	injection	NOUN
economy-578	45	23	of	of	ADP
economy-578	45	24	improved	improved	ADJ
economy-578	45	25	factors	factor	NOUN
economy-578	45	26	of	of	ADP
economy-578	45	27	production	production	NOUN
economy-578	45	28	needed	need	VERB
economy-578	45	29	for	for	ADP
economy-578	45	30	intensive	intensive	ADJ
economy-578	45	31	cum	cum	ADJ
economy-578	45	32	extensive	extensive	ADJ
economy-578	45	33	land	land	NOUN
economy-578	45	34	and	and	CCONJ
economy-578	45	35	infrastructural	infrastructural	ADJ
economy-578	45	36	development	development	NOUN
economy-578	45	37	(	(	PUNCT
economy-578	45	38	akpan	akpan	PROPN
economy-578	45	39	et	et	PROPN
economy-578	45	40	al	al	PROPN
economy-578	45	41	.	.	PROPN
economy-578	45	42	,	,	PUNCT
economy-578	45	43	2012	2012	NUM
economy-578	45	44	)	)	PUNCT
economy-578	45	45	.	.	PUNCT
economy-578	46	1	among	among	ADP
economy-578	46	2	these	these	DET
economy-578	46	3	major	major	ADJ
economy-578	46	4	factors	factor	NOUN
economy-578	46	5	of	of	ADP
economy-578	46	6	production	production	NOUN
economy-578	46	7	,	,	PUNCT
economy-578	46	8	loans	loan	NOUN
economy-578	46	9	and	and	CCONJ
economy-578	46	10	advance	advance	NOUN
economy-578	46	11	from	from	ADP
economy-578	46	12	the	the	DET
economy-578	46	13	banking	banking	NOUN
economy-578	46	14	system	system	NOUN
economy-578	46	15	were	be	AUX
economy-578	46	16	regarded	regard	VERB
economy-578	46	17	as	as	ADP
economy-578	46	18	panacea	panacea	NOUN
economy-578	46	19	for	for	ADP
economy-578	46	20	increased	increase	VERB
economy-578	46	21	production	production	NOUN
economy-578	46	22	or	or	CCONJ
economy-578	46	23	productivity	productivity	NOUN
economy-578	46	24	in	in	ADP
economy-578	46	25	the	the	DET
economy-578	46	26	sector	sector	NOUN
economy-578	46	27	.	.	PUNCT
economy-578	47	1	bank	bank	NOUN
economy-578	47	2	loan	loan	NOUN
economy-578	47	3	constituted	constitute	VERB
economy-578	47	4	a	a	DET
economy-578	47	5	major	major	ADJ
economy-578	47	6	source	source	NOUN
economy-578	47	7	of	of	ADP
economy-578	47	8	business	business	NOUN
economy-578	47	9	capital	capital	NOUN
economy-578	47	10	and	and	CCONJ
economy-578	47	11	its	its	PRON
economy-578	47	12	availability	availability	NOUN
economy-578	47	13	increased	increase	VERB
economy-578	47	14	efficiency	efficiency	NOUN
economy-578	47	15	of	of	ADP
economy-578	47	16	production	production	NOUN
economy-578	47	17	whiles	while	VERB
economy-578	47	18	its	its	PRON
economy-578	47	19	inadequacy	inadequacy	NOUN
economy-578	47	20	or	or	CCONJ
economy-578	47	21	non	non	ADJ
economy-578	47	22	-availability	-availability	NOUN
economy-578	47	23	might	might	AUX
economy-578	47	24	hamper	hamper	VERB
economy-578	47	25	productivity	productivity	NOUN
economy-578	47	26	.	.	PUNCT
economy-578	48	1	the	the	DET
economy-578	48	2	productivity	productivity	NOUN
economy-578	48	3	in	in	ADP
economy-578	48	4	agricultural	agricultural	ADJ
economy-578	48	5	sector	sector	NOUN
economy-578	48	6	was	be	AUX
economy-578	48	7	crucial	crucial	ADJ
economy-578	48	8	to	to	ADP
economy-578	48	9	the	the	DET
economy-578	48	10	growth	growth	NOUN
economy-578	48	11	and	and	CCONJ
economy-578	48	12	development	development	NOUN
economy-578	48	13	process	process	NOUN
economy-578	48	14	of	of	ADP
economy-578	48	15	the	the	DET
economy-578	48	16	economy	economy	NOUN
economy-578	48	17	and	and	CCONJ
economy-578	48	18	seemed	seem	VERB
economy-578	48	19	to	to	PART
economy-578	48	20	have	have	AUX
economy-578	48	21	been	be	AUX
economy-578	48	22	influenced	influence	VERB
economy-578	48	23	by	by	ADP
economy-578	48	24	the	the	DET
economy-578	48	25	availability	availability	NOUN
economy-578	48	26	of	of	ADP
economy-578	48	27	loans	loan	NOUN
economy-578	48	28	and	and	CCONJ
economy-578	48	29	advances	advance	NOUN
economy-578	48	30	from	from	ADP
economy-578	48	31	the	the	DET
economy-578	48	32	banking	banking	NOUN
economy-578	48	33	system	system	NOUN
economy-578	48	34	.	.	PUNCT
economy-578	49	1	the	the	DET
economy-578	49	2	dismal	dismal	ADJ
economy-578	49	3	performances	performance	NOUN
economy-578	49	4	of	of	ADP
economy-578	49	5	the	the	DET
economy-578	49	6	sector	sector	NOUN
economy-578	49	7	might	might	AUX
economy-578	49	8	be	be	AUX
economy-578	49	9	linked	link	VERB
economy-578	49	10	with	with	ADP
economy-578	49	11	poor	poor	ADJ
economy-578	49	12	health	health	NOUN
economy-578	49	13	of	of	ADP
economy-578	49	14	the	the	DET
economy-578	49	15	banking	banking	NOUN
economy-578	49	16	system	system	NOUN
economy-578	49	17	as	as	SCONJ
economy-578	49	18	evidenced	evidence	VERB
economy-578	49	19	by	by	ADP
economy-578	49	20	prevalent	prevalent	ADJ
economy-578	49	21	huge	huge	ADJ
economy-578	49	22	npls	npls	NOUN
economy-578	49	23	(	(	PUNCT
economy-578	49	24	elegbe	elegbe	ADJ
economy-578	49	25	,	,	PUNCT
economy-578	49	26	2013	2013	NUM
economy-578	49	27	)	)	PUNCT
economy-578	49	28	.	.	PUNCT
economy-578	50	1	bank	bank	NOUN
economy-578	50	2	loan	loan	NOUN
economy-578	50	3	constitutes	constitute	VERB
economy-578	50	4	a	a	DET
economy-578	50	5	major	major	ADJ
economy-578	50	6	source	source	NOUN
economy-578	50	7	of	of	ADP
economy-578	50	8	capital	capital	NOUN
economy-578	50	9	investment	investment	NOUN
economy-578	50	10	in	in	ADP
economy-578	50	11	agricultural	agricultural	ADJ
economy-578	50	12	sector	sector	NOUN
economy-578	50	13	,	,	PUNCT
economy-578	50	14	and	and	CCONJ
economy-578	50	15	its	its	PRON
economy-578	50	16	availability	availability	NOUN
economy-578	50	17	might	might	AUX
economy-578	50	18	be	be	AUX
economy-578	50	19	one	one	NUM
economy-578	50	20	of	of	ADP
economy-578	50	21	the	the	DET
economy-578	50	22	factors	factor	NOUN
economy-578	50	23	which	which	PRON
economy-578	50	24	could	could	AUX
economy-578	50	25	increase	increase	VERB
economy-578	50	26	efficiency	efficiency	NOUN
economy-578	50	27	of	of	ADP
economy-578	50	28	production	production	NOUN
economy-578	50	29	in	in	ADP
economy-578	50	30	the	the	DET
economy-578	50	31	sector	sector	NOUN
economy-578	50	32	.	.	PUNCT
economy-578	51	1	though	though	SCONJ
economy-578	51	2	the	the	DET
economy-578	51	3	banking	banking	NOUN
economy-578	51	4	system	system	NOUN
economy-578	51	5	had	have	AUX
economy-578	51	6	attained	attain	VERB
economy-578	51	7	prominence	prominence	NOUN
economy-578	51	8	in	in	ADP
economy-578	51	9	its	its	PRON
economy-578	51	10	role	role	NOUN
economy-578	51	11	in	in	ADP
economy-578	51	12	granting	grant	VERB
economy-578	51	13	loan	loan	NOUN
economy-578	51	14	facilities	facility	NOUN
economy-578	51	15	for	for	ADP
economy-578	51	16	production	production	NOUN
economy-578	51	17	and	and	CCONJ
economy-578	51	18	consumption	consumption	NOUN
economy-578	51	19	purposes	purpose	NOUN
economy-578	51	20	yet	yet	CCONJ
economy-578	51	21	its	its	PRON
economy-578	51	22	biggest	big	ADJ
economy-578	51	23	challenge	challenge	NOUN
economy-578	51	24	was	be	AUX
economy-578	51	25	increasing	increase	VERB
economy-578	51	26	accumulation	accumulation	NOUN
economy-578	51	27	of	of	ADP
economy-578	51	28	npls	npls	NOUN
economy-578	51	29	which	which	PRON
economy-578	51	30	emanated	emanate	VERB
economy-578	51	31	from	from	ADP
economy-578	51	32	loans	loan	NOUN
economy-578	51	33	and	and	CCONJ
economy-578	51	34	advances	advance	NOUN
economy-578	51	35	granted	grant	VERB
economy-578	51	36	to	to	ADP
economy-578	51	37	various	various	ADJ
economy-578	51	38	beneficiaries	beneficiary	NOUN
economy-578	51	39	in	in	ADP
economy-578	51	40	agriculture	agriculture	NOUN
economy-578	51	41	,	,	PUNCT
economy-578	51	42	and	and	CCONJ
economy-578	51	43	other	other	ADJ
economy-578	51	44	sectors	sector	NOUN
economy-578	51	45	of	of	ADP
economy-578	51	46	the	the	DET
economy-578	51	47	economy	economy	NOUN
economy-578	51	48	.	.	PUNCT
economy-578	52	1	the	the	DET
economy-578	52	2	problems	problem	NOUN
economy-578	52	3	of	of	ADP
economy-578	52	4	high	high	ADJ
economy-578	52	5	level	level	NOUN
economy-578	52	6	of	of	ADP
economy-578	52	7	accumulated	accumulate	VERB
economy-578	52	8	npls	npls	NOUN
economy-578	52	9	in	in	ADP
economy-578	52	10	the	the	DET
economy-578	52	11	banking	banking	NOUN
economy-578	52	12	system	system	NOUN
economy-578	52	13	were	be	AUX
economy-578	52	14	experienced	experience	VERB
economy-578	52	15	in	in	ADP
economy-578	52	16	both	both	DET
economy-578	52	17	developed	developed	ADJ
economy-578	52	18	and	and	CCONJ
economy-578	52	19	developing	develop	VERB
economy-578	52	20	economies	economy	NOUN
economy-578	52	21	.	.	PUNCT
economy-578	53	1	these	these	PRON
economy-578	53	2	were	be	AUX
economy-578	53	3	reported	report	VERB
economy-578	53	4	in	in	ADP
economy-578	53	5	prints	print	NOUN
economy-578	53	6	and	and	CCONJ
economy-578	53	7	electronic	electronic	ADJ
economy-578	53	8	media	medium	NOUN
economy-578	53	9	as	as	ADP
economy-578	53	10	the	the	DET
economy-578	53	11	basic	basic	ADJ
economy-578	53	12	cause	cause	NOUN
economy-578	53	13	of	of	ADP
economy-578	53	14	crises	crisis	NOUN
economy-578	53	15	in	in	ADP
economy-578	53	16	the	the	DET
economy-578	53	17	banking	banking	NOUN
economy-578	53	18	system	system	NOUN
economy-578	53	19	.	.	PUNCT
economy-578	54	1	fofack	fofack	PROPN
economy-578	54	2	(	(	PUNCT
economy-578	54	3	2005	2005	NUM
economy-578	54	4	)	)	PUNCT
economy-578	54	5	argued	argue	VERB
economy-578	54	6	that	that	SCONJ
economy-578	54	7	the	the	DET
economy-578	54	8	collapse	collapse	NOUN
economy-578	54	9	of	of	ADP
economy-578	54	10	over	over	ADP
economy-578	54	11	60	60	NUM
economy-578	54	12	banks	bank	NOUN
economy-578	54	13	in	in	ADP
economy-578	54	14	indonesia	indonesia	PROPN
economy-578	54	15	during	during	ADP
economy-578	54	16	the	the	DET
economy-578	54	17	1997	1997	NUM
economy-578	54	18	east	east	NOUN
economy-578	54	19	asian	asian	ADJ
economy-578	54	20	financial	financial	ADJ
economy-578	54	21	and	and	CCONJ
economy-578	54	22	banking	banking	NOUN
economy-578	54	23	crisis	crisis	NOUN
economy-578	54	24	affected	affect	VERB
economy-578	54	25	a	a	DET
economy-578	54	26	large	large	ADJ
economy-578	54	27	population	population	NOUN
economy-578	54	28	of	of	ADP
economy-578	54	29	sub	sub	ADJ
economy-578	54	30	-	-	ADJ
economy-578	54	31	shoran	shoran	ADJ
economy-578	54	32	african	african	ADJ
economy-578	54	33	nations	nation	NOUN
economy-578	54	34	in	in	ADP
economy-578	54	35	the	the	DET
economy-578	54	36	1990s	1990	NOUN
economy-578	54	37	.	.	PUNCT
economy-578	55	1	these	these	PRON
economy-578	55	2	were	be	AUX
economy-578	55	3	followed	follow	VERB
economy-578	55	4	by	by	ADP
economy-578	55	5	a	a	DET
economy-578	55	6	rapid	rapid	ADJ
economy-578	55	7	accumulation	accumulation	NOUN
economy-578	55	8	of	of	ADP
economy-578	55	9	npls	npls	NOUN
economy-578	55	10	.	.	PUNCT
economy-578	56	1	in	in	ADP
economy-578	56	2	nigerian	nigerian	PROPN
economy-578	56	3	,	,	PUNCT
economy-578	56	4	these	these	DET
economy-578	56	5	huge	huge	ADJ
economy-578	56	6	npls	npls	NOUN
economy-578	56	7	have	have	AUX
economy-578	56	8	significantly	significantly	ADV
economy-578	56	9	contributed	contribute	VERB
economy-578	56	10	to	to	ADP
economy-578	56	11	financial	financial	ADJ
economy-578	56	12	crises	crisis	NOUN
economy-578	56	13	in	in	ADP
economy-578	56	14	the	the	DET
economy-578	56	15	economy	economy	NOUN
economy-578	56	16	(	(	PUNCT
economy-578	56	17	elegbe	elegbe	ADJ
economy-578	56	18	,	,	PUNCT
economy-578	56	19	2013	2013	NUM
economy-578	56	20	)	)	PUNCT
economy-578	56	21	.	.	PUNCT
economy-578	57	1	1.1	1.1	NUM
economy-578	57	2	.	.	PUNCT
economy-578	57	3	statement	statement	NOUN
economy-578	57	4	of	of	ADP
economy-578	57	5	problem	problem	NOUN
economy-578	57	6	the	the	DET
economy-578	57	7	prevalent	prevalent	ADJ
economy-578	57	8	high	high	ADJ
economy-578	57	9	aggregate	aggregate	ADJ
economy-578	57	10	npls	npls	NOUN
economy-578	57	11	trends	trend	NOUN
economy-578	57	12	coupled	couple	VERB
economy-578	57	13	with	with	ADP
economy-578	57	14	unstable	unstable	ADJ
economy-578	57	15	macroeconomic	macroeconomic	ADJ
economy-578	57	16	and	and	CCONJ
economy-578	57	17	banks	bank	NOUN
economy-578	57	18	specific	specific	ADJ
economy-578	57	19	factors	factor	NOUN
economy-578	57	20	seem	seem	VERB
economy-578	57	21	to	to	PART
economy-578	57	22	be	be	AUX
economy-578	57	23	responsible	responsible	ADJ
economy-578	57	24	for	for	ADP
economy-578	57	25	the	the	DET
economy-578	57	26	decline	decline	NOUN
economy-578	57	27	in	in	ADP
economy-578	57	28	agricultural	agricultural	ADJ
economy-578	57	29	lending	lending	NOUN
economy-578	57	30	.	.	PUNCT
economy-578	58	1	this	this	PRON
economy-578	58	2	might	might	AUX
economy-578	58	3	have	have	AUX
economy-578	58	4	militated	militate	VERB
economy-578	58	5	against	against	ADP
economy-578	58	6	accelerated	accelerate	VERB
economy-578	58	7	agricultural	agricultural	ADJ
economy-578	58	8	lending	lending	NOUN
economy-578	58	9	because	because	SCONJ
economy-578	58	10	of	of	ADP
economy-578	58	11	decrease	decrease	NOUN
economy-578	58	12	in	in	ADP
economy-578	58	13	availability	availability	NOUN
economy-578	58	14	of	of	ADP
economy-578	58	15	loanable	loanable	ADJ
economy-578	58	16	funds	fund	NOUN
economy-578	58	17	to	to	ADP
economy-578	58	18	the	the	DET
economy-578	58	19	sector	sector	NOUN
economy-578	58	20	.	.	PUNCT
economy-578	59	1	the	the	DET
economy-578	59	2	key	key	ADJ
economy-578	59	3	questions	question	NOUN
economy-578	59	4	in	in	ADP
economy-578	59	5	the	the	DET
economy-578	59	6	study	study	NOUN
economy-578	59	7	were	be	AUX
economy-578	59	8	as	as	SCONJ
economy-578	59	9	stated	state	VERB
economy-578	59	10	thus	thus	ADV
economy-578	59	11	:	:	PUNCT
economy-578	59	12	did	do	AUX
economy-578	59	13	the	the	DET
economy-578	59	14	high	high	ADJ
economy-578	59	15	aggregate	aggregate	ADJ
economy-578	59	16	npls	npls	NOUN
economy-578	59	17	rate	rate	NOUN
economy-578	59	18	in	in	ADP
economy-578	59	19	the	the	DET
economy-578	59	20	banking	banking	NOUN
economy-578	59	21	system	system	NOUN
economy-578	59	22	adversely	adversely	ADV
economy-578	59	23	influence	influence	VERB
economy-578	59	24	growth	growth	NOUN
economy-578	59	25	in	in	ADP
economy-578	59	26	agricultural	agricultural	ADJ
economy-578	59	27	lending	lending	NOUN
economy-578	59	28	from	from	ADP
economy-578	59	29	1980	1980	NUM
economy-578	59	30	to	to	ADP
economy-578	59	31	2015	2015	NUM
economy-578	59	32	?	?	PUNCT
economy-578	60	1	did	do	AUX
economy-578	60	2	the	the	DET
economy-578	60	3	high	high	ADJ
economy-578	60	4	level	level	NOUN
economy-578	60	5	of	of	ADP
economy-578	60	6	npls	npls	NOUN
economy-578	60	7	affects	affect	VERB
economy-578	60	8	the	the	DET
economy-578	60	9	level	level	NOUN
economy-578	60	10	of	of	ADP
economy-578	60	11	agricultural	agricultural	ADJ
economy-578	60	12	activities	activity	NOUN
economy-578	60	13	?	?	PUNCT
economy-578	61	1	these	these	PRON
economy-578	61	2	form	form	VERB
economy-578	61	3	the	the	DET
economy-578	61	4	cardinal	cardinal	ADJ
economy-578	61	5	focus	focus	NOUN
economy-578	61	6	of	of	ADP
economy-578	61	7	the	the	DET
economy-578	61	8	study	study	NOUN
economy-578	61	9	.	.	PUNCT
economy-578	62	1	the	the	DET
economy-578	62	2	shutting	shutting	NOUN
economy-578	62	3	down	down	ADP
economy-578	62	4	of	of	ADP
economy-578	62	5	many	many	ADJ
economy-578	62	6	large	large	ADJ
economy-578	62	7	farms	farm	NOUN
economy-578	62	8	and	and	CCONJ
economy-578	62	9	agro	agro	NOUN
economy-578	62	10	-	-	PUNCT
economy-578	62	11	related	relate	VERB
economy-578	62	12	enterprises	enterprise	NOUN
economy-578	62	13	might	might	AUX
economy-578	62	14	be	be	AUX
economy-578	62	15	associated	associate	VERB
economy-578	62	16	with	with	ADP
economy-578	62	17	low	low	ADJ
economy-578	62	18	loan	loan	NOUN
economy-578	62	19	supply	supply	NOUN
economy-578	62	20	for	for	ADP
economy-578	62	21	agriculture	agriculture	NOUN
economy-578	62	22	activities	activity	NOUN
economy-578	62	23	which	which	PRON
economy-578	62	24	tended	tend	VERB
economy-578	62	25	to	to	PART
economy-578	62	26	strangulate	strangulate	VERB
economy-578	62	27	the	the	DET
economy-578	62	28	expansion	expansion	NOUN
economy-578	62	29	of	of	ADP
economy-578	62	30	agribusinesses	agribusiness	NOUN
economy-578	62	31	in	in	ADP
economy-578	62	32	nigeria	nigeria	PROPN
economy-578	62	33	.	.	PUNCT
economy-578	63	1	1.2	1.2	NUM
economy-578	63	2	.	.	X
economy-578	63	3	objective	objective	NOUN
economy-578	63	4	of	of	ADP
economy-578	63	5	the	the	DET
economy-578	63	6	study	study	NOUN
economy-578	63	7	the	the	DET
economy-578	63	8	study	study	NOUN
economy-578	63	9	sought	seek	VERB
economy-578	63	10	to	to	PART
economy-578	63	11	determine	determine	VERB
economy-578	63	12	the	the	DET
economy-578	63	13	relationships	relationship	NOUN
economy-578	63	14	among	among	ADP
economy-578	63	15	aggregate	aggregate	ADJ
economy-578	63	16	npls	npls	NOUN
economy-578	63	17	in	in	ADP
economy-578	63	18	the	the	DET
economy-578	63	19	banking	banking	NOUN
economy-578	63	20	system	system	NOUN
economy-578	63	21	,	,	PUNCT
economy-578	63	22	agricultural	agricultural	ADJ
economy-578	63	23	lending	lending	NOUN
economy-578	63	24	and	and	CCONJ
economy-578	63	25	agricultural	agricultural	ADJ
economy-578	63	26	productivity	productivity	NOUN
economy-578	63	27	in	in	ADP
economy-578	63	28	nigeria	nigeria	PROPN
economy-578	63	29	during	during	ADP
economy-578	63	30	the	the	DET
economy-578	63	31	study	study	NOUN
economy-578	63	32	period	period	NOUN
economy-578	63	33	1.3	1.3	NUM
economy-578	63	34	.	.	PUNCT
economy-578	64	1	conceptual	conceptual	ADJ
economy-578	64	2	framework	framework	NOUN
economy-578	64	3	nonperforming	nonperforme	VERB
economy-578	64	4	loans	loan	NOUN
economy-578	64	5	are	be	AUX
economy-578	64	6	loans	loan	NOUN
economy-578	64	7	made	make	VERB
economy-578	64	8	by	by	ADP
economy-578	64	9	banks	bank	NOUN
economy-578	64	10	or	or	CCONJ
economy-578	64	11	finance	finance	NOUN
economy-578	64	12	companies	company	NOUN
economy-578	64	13	on	on	ADP
economy-578	64	14	which	which	DET
economy-578	64	15	repayment	repayment	NOUN
economy-578	64	16	of	of	ADP
economy-578	64	17	principal	principal	ADJ
economy-578	64	18	amount	amount	NOUN
economy-578	64	19	and	and	CCONJ
economy-578	64	20	interests	interest	NOUN
economy-578	64	21	were	be	AUX
economy-578	64	22	not	not	PART
economy-578	64	23	made	make	VERB
economy-578	64	24	on	on	ADP
economy-578	64	25	time	time	NOUN
economy-578	64	26	.	.	PUNCT
economy-578	65	1	loan	loan	NOUN
economy-578	65	2	is	be	AUX
economy-578	65	3	an	an	DET
economy-578	65	4	asset	asset	NOUN
economy-578	65	5	to	to	ADP
economy-578	65	6	a	a	DET
economy-578	65	7	bank	bank	NOUN
economy-578	65	8	because	because	SCONJ
economy-578	65	9	interest	interest	NOUN
economy-578	65	10	payments	payment	NOUN
economy-578	65	11	create	create	VERB
economy-578	65	12	a	a	DET
economy-578	65	13	stream	stream	NOUN
economy-578	65	14	of	of	ADP
economy-578	65	15	cash	cash	NOUN
economy-578	65	16	flows	flow	NOUN
economy-578	65	17	in	in	ADP
economy-578	65	18	addition	addition	NOUN
economy-578	65	19	to	to	ADP
economy-578	65	20	the	the	DET
economy-578	65	21	payments	payment	NOUN
economy-578	65	22	of	of	ADP
economy-578	65	23	the	the	DET
economy-578	65	24	principals	principal	NOUN
economy-578	65	25	.	.	PUNCT
economy-578	66	1	it	it	PRON
economy-578	66	2	is	be	AUX
economy-578	66	3	from	from	ADP
economy-578	66	4	the	the	DET
economy-578	66	5	interest	interest	NOUN
economy-578	66	6	payments	payment	NOUN
economy-578	66	7	that	that	PRON
economy-578	66	8	banks	bank	NOUN
economy-578	66	9	make	make	VERB
economy-578	66	10	their	their	PRON
economy-578	66	11	profits	profit	NOUN
economy-578	66	12	.	.	PUNCT
economy-578	67	1	banks	bank	NOUN
economy-578	67	2	treat	treat	VERB
economy-578	67	3	loans	loan	NOUN
economy-578	67	4	as	as	ADP
economy-578	67	5	npls	npls	NOUN
economy-578	67	6	if	if	SCONJ
economy-578	67	7	they	they	PRON
economy-578	67	8	are	be	AUX
economy-578	67	9	not	not	PART
economy-578	67	10	serviced	service	VERB
economy-578	67	11	for	for	ADP
economy-578	67	12	over	over	ADP
economy-578	67	13	90	90	NUM
economy-578	67	14	day	day	NOUN
economy-578	67	15	’s	’s	PART
economy-578	67	16	period	period	NOUN
economy-578	67	17	of	of	ADP
economy-578	67	18	time	time	NOUN
economy-578	67	19	.	.	PUNCT
economy-578	68	1	if	if	SCONJ
economy-578	68	2	payments	payment	NOUN
economy-578	68	3	were	be	AUX
economy-578	68	4	late	late	ADJ
economy-578	68	5	for	for	ADP
economy-578	68	6	some	some	DET
economy-578	68	7	time	time	NOUN
economy-578	68	8	,	,	PUNCT
economy-578	68	9	a	a	DET
economy-578	68	10	loan	loan	NOUN
economy-578	68	11	might	might	AUX
economy-578	68	12	be	be	AUX
economy-578	68	13	classified	classify	VERB
economy-578	68	14	as	as	ADP
economy-578	68	15	past	past	ADJ
economy-578	68	16	due	due	ADJ
economy-578	68	17	.	.	PUNCT
economy-578	69	1	as	as	SCONJ
economy-578	69	2	payments	payment	NOUN
economy-578	69	3	became	become	VERB
economy-578	69	4	really	really	ADV
economy-578	69	5	late	late	ADJ
economy-578	69	6	usually	usually	ADV
economy-578	69	7	from	from	ADP
economy-578	69	8	90	90	NUM
economy-578	69	9	days	day	NOUN
economy-578	69	10	,	,	PUNCT
economy-578	69	11	the	the	DET
economy-578	69	12	loan	loan	NOUN
economy-578	69	13	might	might	AUX
economy-578	69	14	be	be	AUX
economy-578	69	15	classified	classify	VERB
economy-578	69	16	as	as	ADP
economy-578	69	17	non	non	ADJ
economy-578	69	18	-	-	ADJ
economy-578	69	19	performing	performing	ADJ
economy-578	69	20	loan	loan	NOUN
economy-578	69	21	(	(	PUNCT
economy-578	69	22	npls	npls	NOUN
economy-578	69	23	)	)	PUNCT
economy-578	69	24	or	or	CCONJ
economy-578	69	25	impaired	impaired	ADJ
economy-578	69	26	loan	loan	NOUN
economy-578	69	27	.	.	PUNCT
economy-578	70	1	high	high	ADJ
economy-578	70	2	level	level	NOUN
economy-578	70	3	of	of	ADP
economy-578	70	4	npls	npls	NOUN
economy-578	70	5	in	in	ADP
economy-578	70	6	an	an	DET
economy-578	70	7	economy	economy	NOUN
economy-578	70	8	might	might	AUX
economy-578	70	9	be	be	AUX
economy-578	70	10	a	a	DET
economy-578	70	11	sign	sign	NOUN
economy-578	70	12	of	of	ADP
economy-578	70	13	problem	problem	NOUN
economy-578	70	14	of	of	ADP
economy-578	70	15	poor	poor	ADJ
economy-578	70	16	health	health	NOUN
economy-578	70	17	in	in	ADP
economy-578	70	18	banks	bank	NOUN
economy-578	70	19	as	as	SCONJ
economy-578	70	20	could	could	AUX
economy-578	70	21	be	be	AUX
economy-578	70	22	a	a	DET
economy-578	70	23	sudden	sudden	ADJ
economy-578	70	24	or	or	CCONJ
economy-578	70	25	prolong	prolong	ADJ
economy-578	70	26	increase	increase	NOUN
economy-578	70	27	in	in	ADP
economy-578	70	28	level	level	NOUN
economy-578	70	29	of	of	ADP
economy-578	70	30	npls	npls	NOUN
economy-578	70	31	which	which	PRON
economy-578	70	32	might	might	AUX
economy-578	70	33	point	point	VERB
economy-578	70	34	to	to	ADP
economy-578	70	35	poor	poor	ADJ
economy-578	70	36	performance	performance	NOUN
economy-578	70	37	of	of	ADP
economy-578	70	38	the	the	DET
economy-578	70	39	banking	banking	NOUN
economy-578	70	40	system	system	NOUN
economy-578	70	41	.	.	PUNCT
economy-578	71	1	a	a	DET
economy-578	71	2	loan	loan	NOUN
economy-578	71	3	becomes	become	VERB
economy-578	71	4	non	non	ADJ
economy-578	71	5	-	-	ADJ
economy-578	71	6	performing	performing	ADJ
economy-578	71	7	(	(	PUNCT
economy-578	71	8	npls	npls	NOUN
economy-578	71	9	)	)	PUNCT
economy-578	71	10	when	when	SCONJ
economy-578	71	11	it	it	PRON
economy-578	71	12	can	can	AUX
economy-578	71	13	not	not	PART
economy-578	71	14	be	be	AUX
economy-578	71	15	recovered	recover	VERB
economy-578	71	16	within	within	ADP
economy-578	71	17	a	a	DET
economy-578	71	18	specified	specified	ADJ
economy-578	71	19	period	period	NOUN
economy-578	71	20	of	of	ADP
economy-578	71	21	time	time	NOUN
economy-578	71	22	as	as	ADP
economy-578	71	23	covenant	covenant	NOUN
economy-578	71	24	by	by	ADP
economy-578	71	25	the	the	DET
economy-578	71	26	loan	loan	NOUN
economy-578	71	27	contract	contract	NOUN
economy-578	71	28	.	.	PUNCT
economy-578	72	1	this	this	DET
economy-578	72	2	definition	definition	NOUN
economy-578	72	3	of	of	ADP
economy-578	72	4	npls	npls	NOUN
economy-578	72	5	is	be	AUX
economy-578	72	6	from	from	ADP
economy-578	72	7	the	the	DET
economy-578	72	8	lending	lending	NOUN
economy-578	72	9	institution	institution	NOUN
economy-578	72	10	point	point	NOUN
economy-578	72	11	of	of	ADP
economy-578	72	12	view	view	NOUN
economy-578	72	13	.	.	PUNCT
economy-578	73	1	a	a	DET
economy-578	73	2	loan	loan	NOUN
economy-578	73	3	may	may	AUX
economy-578	73	4	be	be	AUX
economy-578	73	5	npls	npls	NOUN
economy-578	73	6	if	if	SCONJ
economy-578	73	7	it	it	PRON
economy-578	73	8	is	be	AUX
economy-578	73	9	used	use	VERB
economy-578	73	10	for	for	ADP
economy-578	73	11	different	different	ADJ
economy-578	73	12	purposes	purpose	NOUN
economy-578	73	13	other	other	ADJ
economy-578	73	14	than	than	ADP
economy-578	73	15	the	the	DET
economy-578	73	16	initial	initial	ADJ
economy-578	73	17	purpose	purpose	NOUN
economy-578	73	18	for	for	ADP
economy-578	73	19	which	which	PRON
economy-578	73	20	it	it	PRON
economy-578	73	21	was	be	AUX
economy-578	73	22	granted	grant	VERB
economy-578	73	23	.	.	PUNCT
economy-578	74	1	this	this	PRON
economy-578	74	2	is	be	AUX
economy-578	74	3	the	the	DET
economy-578	74	4	users	user	NOUN
economy-578	74	5	’	’	PART
economy-578	74	6	economy	economy	NOUN
economy-578	74	7	,	,	PUNCT
economy-578	74	8	2016	2016	NUM
economy-578	74	9	,	,	PUNCT
economy-578	74	10	3(2	3(2	NUM
economy-578	74	11	):	):	PUNCT
economy-578	74	12	94	94	NUM
economy-578	74	13	-	-	SYM
economy-578	74	14	101	101	NUM
economy-578	74	15	96	96	NUM
economy-578	74	16	point	point	NOUN
economy-578	74	17	of	of	ADP
economy-578	74	18	view	view	NOUN
economy-578	74	19	.	.	PUNCT
economy-578	75	1	however	however	ADV
economy-578	75	2	,	,	PUNCT
economy-578	75	3	our	our	PRON
economy-578	75	4	perspective	perspective	NOUN
economy-578	75	5	is	be	AUX
economy-578	75	6	mainly	mainly	ADV
economy-578	75	7	on	on	ADP
economy-578	75	8	the	the	DET
economy-578	75	9	banking	banking	NOUN
economy-578	75	10	system	system	NOUN
economy-578	75	11	point	point	NOUN
economy-578	75	12	of	of	ADP
economy-578	75	13	view	view	NOUN
economy-578	75	14	.	.	PUNCT
economy-578	76	1	in	in	ADP
economy-578	76	2	the	the	DET
economy-578	76	3	banking	banking	NOUN
economy-578	76	4	system	system	NOUN
economy-578	76	5	,	,	PUNCT
economy-578	76	6	loans	loan	NOUN
economy-578	76	7	become	become	VERB
economy-578	76	8	npls	npls	NOUN
economy-578	76	9	when	when	SCONJ
economy-578	76	10	the	the	DET
economy-578	76	11	principal	principal	NOUN
economy-578	76	12	and	and	CCONJ
economy-578	76	13	interests	interest	NOUN
economy-578	76	14	are	be	AUX
economy-578	76	15	not	not	PART
economy-578	76	16	paid	pay	VERB
economy-578	76	17	after	after	ADP
economy-578	76	18	180	180	NUM
economy-578	76	19	days	day	NOUN
economy-578	76	20	and	and	CCONJ
economy-578	76	21	beyond	beyond	ADP
economy-578	76	22	hence	hence	ADV
economy-578	76	23	they	they	PRON
economy-578	76	24	are	be	AUX
economy-578	76	25	classified	classify	VERB
economy-578	76	26	as	as	ADP
economy-578	76	27	bad	bad	ADJ
economy-578	76	28	,	,	PUNCT
economy-578	76	29	doubtful	doubtful	ADJ
economy-578	76	30	and	and	CCONJ
economy-578	76	31	lost	lose	VERB
economy-578	76	32	for	for	ADP
economy-578	76	33	which	which	PRON
economy-578	76	34	the	the	DET
economy-578	76	35	macroprudential	macroprudential	ADJ
economy-578	76	36	guidelines	guideline	NOUN
economy-578	76	37	stipulate	stipulate	VERB
economy-578	76	38	100	100	NUM
economy-578	76	39	%	%	NOUN
economy-578	76	40	provisioning	provisioning	NOUN
economy-578	76	41	by	by	ADP
economy-578	76	42	the	the	DET
economy-578	76	43	banks	bank	NOUN
economy-578	76	44	(	(	PUNCT
economy-578	76	45	cbn	cbn	PROPN
economy-578	76	46	,	,	PUNCT
economy-578	76	47	2010	2010	NUM
economy-578	76	48	)	)	PUNCT
economy-578	76	49	.	.	PUNCT
economy-578	77	1	literature	literature	NOUN
economy-578	77	2	on	on	ADP
economy-578	77	3	npls	npls	NOUN
economy-578	77	4	definition	definition	NOUN
economy-578	77	5	is	be	AUX
economy-578	77	6	so	so	ADV
economy-578	77	7	varied	varied	ADJ
economy-578	77	8	,	,	PUNCT
economy-578	77	9	resulting	result	VERB
economy-578	77	10	to	to	ADP
economy-578	77	11	changes	change	NOUN
economy-578	77	12	in	in	ADP
economy-578	77	13	npls	npls	NOUN
economy-578	77	14	levels	level	NOUN
economy-578	77	15	within	within	ADP
economy-578	77	16	individual	individual	ADJ
economy-578	77	17	countries	country	NOUN
economy-578	77	18	rather	rather	ADV
economy-578	77	19	than	than	ADP
economy-578	77	20	a	a	DET
economy-578	77	21	group	group	NOUN
economy-578	77	22	.	.	PUNCT
economy-578	78	1	a	a	DET
economy-578	78	2	loan	loan	NOUN
economy-578	78	3	facility	facility	NOUN
economy-578	78	4	is	be	AUX
economy-578	78	5	said	say	VERB
economy-578	78	6	to	to	PART
economy-578	78	7	be	be	AUX
economy-578	78	8	npls	npls	NOUN
economy-578	78	9	when	when	SCONJ
economy-578	78	10	a	a	DET
economy-578	78	11	borrower	borrower	NOUN
economy-578	78	12	is	be	AUX
economy-578	78	13	30	30	NUM
economy-578	78	14	,	,	PUNCT
economy-578	78	15	60	60	NUM
economy-578	78	16	,	,	PUNCT
economy-578	78	17	90	90	NUM
economy-578	78	18	days	day	NOUN
economy-578	78	19	delinquent	delinquent	ADJ
economy-578	78	20	in	in	ADP
economy-578	78	21	making	make	VERB
economy-578	78	22	payment	payment	NOUN
economy-578	78	23	.	.	PUNCT
economy-578	79	1	another	another	DET
economy-578	79	2	consideration	consideration	NOUN
economy-578	79	3	of	of	ADP
economy-578	79	4	npls	npls	NOUN
economy-578	79	5	can	can	AUX
economy-578	79	6	happen	happen	VERB
economy-578	79	7	when	when	SCONJ
economy-578	79	8	a	a	DET
economy-578	79	9	loan	loan	NOUN
economy-578	79	10	granted	grant	VERB
economy-578	79	11	by	by	ADP
economy-578	79	12	banks	bank	NOUN
economy-578	79	13	in	in	ADP
economy-578	79	14	a	a	DET
economy-578	79	15	specific	specific	ADJ
economy-578	79	16	sector	sector	NOUN
economy-578	79	17	such	such	ADJ
economy-578	79	18	as	as	ADP
economy-578	79	19	agriculture	agriculture	NOUN
economy-578	79	20	is	be	AUX
economy-578	79	21	re	re	VERB
economy-578	79	22	-	-	VERB
economy-578	79	23	negotiated	negotiate	VERB
economy-578	79	24	or	or	CCONJ
economy-578	79	25	restructured	restructure	VERB
economy-578	79	26	.	.	PUNCT
economy-578	80	1	in	in	ADP
economy-578	80	2	all	all	DET
economy-578	80	3	these	these	DET
economy-578	80	4	instances	instance	NOUN
economy-578	80	5	,	,	PUNCT
economy-578	80	6	the	the	DET
economy-578	80	7	loan	loan	NOUN
economy-578	80	8	is	be	AUX
economy-578	80	9	not	not	PART
economy-578	80	10	making	make	VERB
economy-578	80	11	interest	interest	NOUN
economy-578	80	12	for	for	ADP
economy-578	80	13	the	the	DET
economy-578	80	14	banks	bank	NOUN
economy-578	80	15	;	;	PUNCT
economy-578	80	16	such	such	DET
economy-578	80	17	a	a	DET
economy-578	80	18	loan	loan	NOUN
economy-578	80	19	may	may	AUX
economy-578	80	20	said	say	VERB
economy-578	80	21	to	to	PART
economy-578	80	22	be	be	AUX
economy-578	80	23	npls	npls	NOUN
economy-578	80	24	.	.	PUNCT
economy-578	81	1	hence	hence	ADV
economy-578	81	2	,	,	PUNCT
economy-578	81	3	npls	npls	PROPN
economy-578	81	4	are	be	AUX
economy-578	81	5	indicative	indicative	ADJ
economy-578	81	6	of	of	ADP
economy-578	81	7	quality	quality	NOUN
economy-578	81	8	of	of	ADP
economy-578	81	9	or	or	CCONJ
economy-578	81	10	performance	performance	NOUN
economy-578	81	11	of	of	ADP
economy-578	81	12	financial	financial	ADJ
economy-578	81	13	assets	asset	NOUN
economy-578	81	14	granted	grant	VERB
economy-578	81	15	to	to	ADP
economy-578	81	16	customers	customer	NOUN
economy-578	81	17	that	that	PRON
economy-578	81	18	have	have	AUX
economy-578	81	19	become	become	VERB
economy-578	81	20	risky	risky	ADJ
economy-578	81	21	,	,	PUNCT
economy-578	81	22	and	and	CCONJ
economy-578	81	23	could	could	AUX
economy-578	81	24	become	become	VERB
economy-578	81	25	lost	lose	VERB
economy-578	81	26	.	.	PUNCT
economy-578	82	1	npls	npls	PROPN
economy-578	82	2	can	can	AUX
economy-578	82	3	also	also	ADV
economy-578	82	4	be	be	AUX
economy-578	82	5	described	describe	VERB
economy-578	82	6	as	as	ADP
economy-578	82	7	inability	inability	NOUN
economy-578	82	8	of	of	ADP
economy-578	82	9	loan	loan	NOUN
economy-578	82	10	beneficiaries	beneficiary	NOUN
economy-578	82	11	to	to	PART
economy-578	82	12	meet	meet	VERB
economy-578	82	13	contractual	contractual	ADJ
economy-578	82	14	terms	term	NOUN
economy-578	82	15	of	of	ADP
economy-578	82	16	the	the	DET
economy-578	82	17	loans	loan	NOUN
economy-578	82	18	.	.	PUNCT
economy-578	83	1	the	the	DET
economy-578	83	2	loan	loan	NOUN
economy-578	83	3	beneficiaries	beneficiary	NOUN
economy-578	83	4	being	be	AUX
economy-578	83	5	delinquent	delinquent	ADJ
economy-578	83	6	were	be	AUX
economy-578	83	7	placed	place	VERB
economy-578	83	8	in	in	ADP
economy-578	83	9	non	non	ADJ
economy-578	83	10	-	-	ADJ
economy-578	83	11	accrual	accrual	ADJ
economy-578	83	12	basis	basis	NOUN
economy-578	83	13	.	.	PUNCT
economy-578	84	1	though	though	SCONJ
economy-578	84	2	there	there	PRON
economy-578	84	3	seemed	seem	VERB
economy-578	84	4	to	to	PART
economy-578	84	5	be	be	AUX
economy-578	84	6	no	no	DET
economy-578	84	7	global	global	ADJ
economy-578	84	8	standard	standard	ADJ
economy-578	84	9	definitions	definition	NOUN
economy-578	84	10	of	of	ADP
economy-578	84	11	the	the	DET
economy-578	84	12	concept	concept	NOUN
economy-578	84	13	of	of	ADP
economy-578	84	14	npls	npls	NOUN
economy-578	84	15	at	at	ADP
economy-578	84	16	practical	practical	ADJ
economy-578	84	17	stage	stage	NOUN
economy-578	84	18	yet	yet	ADV
economy-578	84	19	.	.	PUNCT
economy-578	85	1	saba	saba	PROPN
economy-578	85	2	et	et	PROPN
economy-578	85	3	al	al	PROPN
economy-578	85	4	.	.	PROPN
economy-578	86	1	(	(	PUNCT
economy-578	86	2	2012	2012	NUM
economy-578	86	3	)	)	PUNCT
economy-578	86	4	attempted	attempt	VERB
economy-578	86	5	to	to	PART
economy-578	86	6	define	define	VERB
economy-578	86	7	npls	npls	NOUN
economy-578	86	8	as	as	ADP
economy-578	86	9	sum	sum	NOUN
economy-578	86	10	of	of	ADP
economy-578	86	11	borrowed	borrow	VERB
economy-578	86	12	money	money	NOUN
economy-578	86	13	upon	upon	SCONJ
economy-578	86	14	which	which	PRON
economy-578	86	15	debtors	debtor	NOUN
economy-578	86	16	had	have	AUX
economy-578	86	17	not	not	PART
economy-578	86	18	made	make	VERB
economy-578	86	19	their	their	PRON
economy-578	86	20	scheduled	schedule	VERB
economy-578	86	21	payments	payment	NOUN
economy-578	86	22	for	for	ADP
economy-578	86	23	at	at	ADV
economy-578	86	24	least	least	ADJ
economy-578	86	25	ninety	ninety	NUM
economy-578	86	26	(	(	PUNCT
economy-578	86	27	90	90	NUM
economy-578	86	28	)	)	PUNCT
economy-578	86	29	days	day	NOUN
economy-578	86	30	.	.	PUNCT
economy-578	87	1	npls	npls	PROPN
economy-578	87	2	were	be	AUX
economy-578	87	3	either	either	CCONJ
economy-578	87	4	in	in	ADP
economy-578	87	5	default	default	NOUN
economy-578	87	6	or	or	CCONJ
economy-578	87	7	near	near	ADP
economy-578	87	8	default	default	NOUN
economy-578	87	9	.	.	PUNCT
economy-578	88	1	as	as	SCONJ
economy-578	88	2	observed	observe	VERB
economy-578	88	3	by	by	ADP
economy-578	88	4	saba	saba	PROPN
economy-578	88	5	et	et	PROPN
economy-578	88	6	al	al	PROPN
economy-578	88	7	.	.	PROPN
economy-578	89	1	(	(	PUNCT
economy-578	89	2	2012	2012	NUM
economy-578	89	3	)	)	PUNCT
economy-578	89	4	in	in	ADP
economy-578	89	5	a	a	DET
economy-578	89	6	situation	situation	NOUN
economy-578	89	7	of	of	ADP
economy-578	89	8	npls	npls	NOUN
economy-578	89	9	,	,	PUNCT
economy-578	89	10	the	the	DET
economy-578	89	11	odds	odd	NOUN
economy-578	89	12	that	that	SCONJ
economy-578	89	13	they	they	PRON
economy-578	89	14	would	would	AUX
economy-578	89	15	be	be	AUX
economy-578	89	16	repaid	repay	VERB
economy-578	89	17	in	in	ADP
economy-578	89	18	full	full	ADJ
economy-578	89	19	were	be	AUX
economy-578	89	20	deemed	deem	VERB
economy-578	89	21	to	to	PART
economy-578	89	22	be	be	AUX
economy-578	89	23	significantly	significantly	ADV
economy-578	89	24	minimal	minimal	ADJ
economy-578	89	25	.	.	PUNCT
economy-578	90	1	however	however	ADV
economy-578	90	2	,	,	PUNCT
economy-578	90	3	should	should	AUX
economy-578	90	4	the	the	DET
economy-578	90	5	defaulters	defaulter	NOUN
economy-578	90	6	(	(	PUNCT
economy-578	90	7	debtors	debtor	NOUN
economy-578	90	8	)	)	PUNCT
economy-578	90	9	commence	commence	NOUN
economy-578	90	10	repayments	repayment	NOUN
economy-578	90	11	;	;	PUNCT
economy-578	90	12	the	the	DET
economy-578	90	13	npls	npls	NOUN
economy-578	90	14	become	become	VERB
economy-578	90	15	re	re	ADJ
economy-578	90	16	-	-	ADJ
economy-578	90	17	performing	perform	VERB
economy-578	90	18	loans	loan	NOUN
economy-578	90	19	even	even	ADV
economy-578	90	20	if	if	SCONJ
economy-578	90	21	the	the	DET
economy-578	90	22	debtors	debtor	NOUN
economy-578	90	23	had	have	AUX
economy-578	90	24	not	not	PART
economy-578	90	25	caught	catch	VERB
economy-578	90	26	up	up	ADP
economy-578	90	27	with	with	ADP
economy-578	90	28	all	all	DET
economy-578	90	29	the	the	DET
economy-578	90	30	missed	miss	VERB
economy-578	90	31	portions	portion	NOUN
economy-578	90	32	of	of	ADP
economy-578	90	33	the	the	DET
economy-578	90	34	agreed	agree	VERB
economy-578	90	35	payments	payment	NOUN
economy-578	90	36	.	.	PUNCT
economy-578	91	1	they	they	PRON
economy-578	91	2	documented	document	VERB
economy-578	91	3	in	in	ADP
economy-578	91	4	their	their	PRON
economy-578	91	5	study	study	NOUN
economy-578	91	6	that	that	PRON
economy-578	91	7	npls	npls	NOUN
economy-578	91	8	consisted	consist	VERB
economy-578	91	9	of	of	ADP
economy-578	91	10	loans	loan	NOUN
economy-578	91	11	in	in	ADP
economy-578	91	12	three	three	NUM
economy-578	91	13	categories	category	NOUN
economy-578	91	14	namely	namely	ADV
economy-578	91	15	standard	standard	ADJ
economy-578	91	16	,	,	PUNCT
economy-578	91	17	bad	bad	ADJ
economy-578	91	18	and	and	CCONJ
economy-578	91	19	doubtful	doubtful	ADJ
economy-578	91	20	;	;	PUNCT
economy-578	91	21	and	and	CCONJ
economy-578	91	22	lost	lose	VERB
economy-578	91	23	.	.	PUNCT
economy-578	92	1	these	these	PRON
economy-578	92	2	were	be	AUX
economy-578	92	3	segmented	segment	VERB
economy-578	92	4	based	base	VERB
economy-578	92	5	on	on	ADP
economy-578	92	6	the	the	DET
economy-578	92	7	degree	degree	NOUN
economy-578	92	8	of	of	ADP
economy-578	92	9	collectability	collectability	NOUN
economy-578	92	10	difficulty	difficulty	NOUN
economy-578	92	11	.	.	PUNCT
economy-578	93	1	2	2	X
economy-578	93	2	.	.	X
economy-578	93	3	literature	literature	NOUN
economy-578	93	4	review	review	VERB
economy-578	93	5	there	there	PRON
economy-578	93	6	are	be	VERB
economy-578	93	7	numerous	numerous	ADJ
economy-578	93	8	literature	literature	NOUN
economy-578	93	9	on	on	ADP
economy-578	93	10	non	non	ADJ
economy-578	93	11	-	-	ADJ
economy-578	93	12	performing	performing	ADJ
economy-578	93	13	loans	loan	NOUN
economy-578	93	14	especially	especially	ADV
economy-578	93	15	in	in	ADP
economy-578	93	16	developed	develop	VERB
economy-578	93	17	countries	country	NOUN
economy-578	93	18	.	.	PUNCT
economy-578	94	1	a	a	DET
economy-578	94	2	study	study	NOUN
economy-578	94	3	by	by	ADP
economy-578	94	4	beck	beck	PROPN
economy-578	94	5	et	et	PROPN
economy-578	94	6	al	al	PROPN
economy-578	94	7	.	.	PROPN
economy-578	95	1	(	(	PUNCT
economy-578	95	2	2013	2013	NUM
economy-578	95	3	)	)	PUNCT
economy-578	95	4	showed	show	VERB
economy-578	95	5	that	that	SCONJ
economy-578	95	6	loan	loan	NOUN
economy-578	95	7	performance	performance	NOUN
economy-578	95	8	was	be	AUX
economy-578	95	9	closely	closely	ADV
economy-578	95	10	linked	link	VERB
economy-578	95	11	to	to	ADP
economy-578	95	12	economic	economic	ADJ
economy-578	95	13	cycle	cycle	NOUN
economy-578	95	14	.	.	PUNCT
economy-578	96	1	they	they	PRON
economy-578	96	2	maintained	maintain	VERB
economy-578	96	3	that	that	SCONJ
economy-578	96	4	standard	standard	ADJ
economy-578	96	5	determinants	determinant	NOUN
economy-578	96	6	of	of	ADP
economy-578	96	7	npls	npls	NOUN
economy-578	96	8	were	be	AUX
economy-578	96	9	economic	economic	ADJ
economy-578	96	10	activity	activity	NOUN
economy-578	96	11	and	and	CCONJ
economy-578	96	12	lending	lending	NOUN
economy-578	96	13	interest	interest	NOUN
economy-578	96	14	rates	rate	NOUN
economy-578	96	15	.	.	PUNCT
economy-578	97	1	interest	interest	NOUN
economy-578	97	2	rate	rate	NOUN
economy-578	97	3	affected	affect	VERB
economy-578	97	4	loan	loan	NOUN
economy-578	97	5	performance	performance	NOUN
economy-578	97	6	because	because	SCONJ
economy-578	97	7	it	it	PRON
economy-578	97	8	is	be	AUX
economy-578	97	9	a	a	DET
economy-578	97	10	channel	channel	NOUN
economy-578	97	11	which	which	PRON
economy-578	97	12	connect	connect	VERB
economy-578	97	13	rise	rise	NOUN
economy-578	97	14	of	of	ADP
economy-578	97	15	debt	debt	NOUN
economy-578	97	16	service	service	NOUN
economy-578	97	17	cost	cost	NOUN
economy-578	97	18	to	to	PART
economy-578	97	19	loan	loan	VERB
economy-578	97	20	beneficiaries	beneficiary	NOUN
economy-578	97	21	especially	especially	ADV
economy-578	97	22	with	with	ADP
economy-578	97	23	variable	variable	ADJ
economy-578	97	24	rates	rate	NOUN
economy-578	97	25	of	of	ADP
economy-578	97	26	loan	loan	NOUN
economy-578	97	27	contracts	contract	NOUN
economy-578	97	28	.	.	PUNCT
economy-578	98	1	the	the	DET
economy-578	98	2	study	study	NOUN
economy-578	98	3	concluded	conclude	VERB
economy-578	98	4	that	that	SCONJ
economy-578	98	5	real	real	ADJ
economy-578	98	6	gdp	gdp	NOUN
economy-578	98	7	growth	growth	NOUN
economy-578	98	8	was	be	AUX
economy-578	98	9	the	the	DET
economy-578	98	10	major	major	ADJ
economy-578	98	11	driver	driver	NOUN
economy-578	98	12	of	of	ADP
economy-578	98	13	npls	npls	NOUN
economy-578	98	14	and	and	CCONJ
economy-578	98	15	that	that	SCONJ
economy-578	98	16	a	a	DET
economy-578	98	17	drop	drop	NOUN
economy-578	98	18	in	in	ADP
economy-578	98	19	economic	economic	ADJ
economy-578	98	20	activity	activity	NOUN
economy-578	98	21	remained	remain	VERB
economy-578	98	22	the	the	DET
economy-578	98	23	most	most	ADV
economy-578	98	24	important	important	ADJ
economy-578	98	25	risk	risk	NOUN
economy-578	98	26	for	for	ADP
economy-578	98	27	bank	bank	NOUN
economy-578	98	28	loan	loan	NOUN
economy-578	98	29	quality	quality	NOUN
economy-578	98	30	.	.	PUNCT
economy-578	99	1	studies	study	NOUN
economy-578	99	2	on	on	ADP
economy-578	99	3	the	the	DET
economy-578	99	4	relationship	relationship	NOUN
economy-578	99	5	between	between	ADP
economy-578	99	6	npls	npls	NOUN
economy-578	99	7	and	and	CCONJ
economy-578	99	8	banks	bank	NOUN
economy-578	99	9	failures	failure	NOUN
economy-578	99	10	include	include	VERB
economy-578	99	11	dash	dash	NOUN
economy-578	99	12	and	and	CCONJ
economy-578	99	13	kabra	kabra	NOUN
economy-578	99	14	(	(	PUNCT
economy-578	99	15	2010	2010	NUM
economy-578	99	16	)	)	PUNCT
economy-578	99	17	;	;	PUNCT
economy-578	99	18	saba	saba	PROPN
economy-578	99	19	et	et	PROPN
economy-578	99	20	al	al	PROPN
economy-578	99	21	.	.	PROPN
economy-578	100	1	(	(	PUNCT
economy-578	100	2	2012	2012	NUM
economy-578	100	3	)	)	PUNCT
economy-578	100	4	;	;	PUNCT
economy-578	100	5	elegbe	elegbe	NOUN
economy-578	100	6	(	(	PUNCT
economy-578	100	7	2013	2013	NUM
economy-578	100	8	)	)	PUNCT
economy-578	100	9	;	;	PUNCT
economy-578	101	1	adebola	adebola	PROPN
economy-578	101	2	et	et	PROPN
economy-578	101	3	al	al	PROPN
economy-578	101	4	.	.	PROPN
economy-578	101	5	(	(	PUNCT
economy-578	101	6	2011	2011	NUM
economy-578	101	7	)	)	PUNCT
economy-578	101	8	;	;	PUNCT
economy-578	101	9	nanita	nanita	PROPN
economy-578	101	10	et	et	PROPN
economy-578	101	11	al	al	PROPN
economy-578	101	12	.	.	PROPN
economy-578	101	13	(	(	PUNCT
economy-578	101	14	2011	2011	NUM
economy-578	101	15	)	)	PUNCT
economy-578	101	16	.	.	PUNCT
economy-578	102	1	these	these	DET
economy-578	102	2	studies	study	NOUN
economy-578	102	3	maintained	maintain	VERB
economy-578	102	4	that	that	SCONJ
economy-578	102	5	the	the	DET
economy-578	102	6	prevalent	prevalent	ADJ
economy-578	102	7	high	high	ADJ
economy-578	102	8	npls	npls	NOUN
economy-578	102	9	were	be	AUX
economy-578	102	10	a	a	DET
economy-578	102	11	major	major	ADJ
economy-578	102	12	threat	threat	NOUN
economy-578	102	13	to	to	ADP
economy-578	102	14	the	the	DET
economy-578	102	15	banking	banking	NOUN
economy-578	102	16	system	system	NOUN
economy-578	102	17	.	.	PUNCT
economy-578	103	1	these	these	DET
economy-578	103	2	literature	literature	NOUN
economy-578	103	3	argued	argue	VERB
economy-578	103	4	that	that	SCONJ
economy-578	103	5	npls	npls	NOUN
economy-578	103	6	in	in	ADP
economy-578	103	7	loan	loan	NOUN
economy-578	103	8	portfolio	portfolio	NOUN
economy-578	103	9	affect	affect	VERB
economy-578	103	10	the	the	DET
economy-578	103	11	operational	operational	ADJ
economy-578	103	12	efficiency	efficiency	NOUN
economy-578	103	13	of	of	ADP
economy-578	103	14	banks	bank	NOUN
economy-578	103	15	which	which	PRON
economy-578	103	16	in	in	ADP
economy-578	103	17	turn	turn	NOUN
economy-578	103	18	affected	affect	VERB
economy-578	103	19	the	the	DET
economy-578	103	20	profitability	profitability	NOUN
economy-578	103	21	,	,	PUNCT
economy-578	103	22	liquidity	liquidity	NOUN
economy-578	103	23	,	,	PUNCT
economy-578	103	24	and	and	CCONJ
economy-578	103	25	solvency	solvency	NOUN
economy-578	103	26	positions	position	NOUN
economy-578	103	27	of	of	ADP
economy-578	103	28	the	the	DET
economy-578	103	29	banking	banking	NOUN
economy-578	103	30	system	system	NOUN
economy-578	103	31	.	.	PUNCT
economy-578	104	1	this	this	PRON
economy-578	104	2	also	also	ADV
economy-578	104	3	affects	affect	VERB
economy-578	104	4	bank	bank	NOUN
economy-578	104	5	disposition	disposition	NOUN
economy-578	104	6	to	to	ADP
economy-578	104	7	credit	credit	NOUN
economy-578	104	8	creation	creation	NOUN
economy-578	104	9	and	and	CCONJ
economy-578	104	10	expansion	expansion	NOUN
economy-578	104	11	(	(	PUNCT
economy-578	104	12	hou	hou	NOUN
economy-578	104	13	and	and	CCONJ
economy-578	104	14	dickson	dickson	PROPN
economy-578	104	15	,	,	PUNCT
economy-578	104	16	2007	2007	NUM
economy-578	104	17	)	)	PUNCT
economy-578	104	18	.	.	PUNCT
economy-578	105	1	npls	npls	PROPN
economy-578	105	2	generate	generate	VERB
economy-578	105	3	vicious	vicious	ADJ
economy-578	105	4	effects	effect	NOUN
economy-578	105	5	on	on	ADP
economy-578	105	6	the	the	DET
economy-578	105	7	survival	survival	NOUN
economy-578	105	8	and	and	CCONJ
economy-578	105	9	growth	growth	NOUN
economy-578	105	10	of	of	ADP
economy-578	105	11	the	the	DET
economy-578	105	12	banking	banking	NOUN
economy-578	105	13	system	system	NOUN
economy-578	105	14	and	and	CCONJ
economy-578	105	15	if	if	SCONJ
economy-578	105	16	not	not	PART
economy-578	105	17	adequately	adequately	ADV
economy-578	105	18	managed	manage	VERB
economy-578	105	19	could	could	AUX
economy-578	105	20	lead	lead	VERB
economy-578	105	21	to	to	ADP
economy-578	105	22	bank	bank	NOUN
economy-578	105	23	failures	failure	NOUN
economy-578	105	24	and	and	CCONJ
economy-578	105	25	the	the	DET
economy-578	105	26	consequence	consequence	NOUN
economy-578	105	27	spill	spill	NOUN
economy-578	105	28	-	-	PUNCT
economy-578	105	29	over	over	ADP
economy-578	105	30	effects	effect	NOUN
economy-578	105	31	on	on	ADP
economy-578	105	32	the	the	DET
economy-578	105	33	economy	economy	NOUN
economy-578	105	34	.	.	PUNCT
economy-578	106	1	in	in	ADP
economy-578	106	2	nigeria	nigeria	PROPN
economy-578	106	3	,	,	PUNCT
economy-578	106	4	the	the	DET
economy-578	106	5	existence	existence	NOUN
economy-578	106	6	of	of	ADP
economy-578	106	7	high	high	ADJ
economy-578	106	8	aggregate	aggregate	ADJ
economy-578	106	9	npls	npls	NOUN
economy-578	106	10	in	in	ADP
economy-578	106	11	the	the	DET
economy-578	106	12	banking	banking	NOUN
economy-578	106	13	system	system	NOUN
economy-578	106	14	seemed	seem	VERB
economy-578	106	15	to	to	PART
economy-578	106	16	be	be	AUX
economy-578	106	17	one	one	NUM
economy-578	106	18	of	of	ADP
economy-578	106	19	the	the	DET
economy-578	106	20	factors	factor	NOUN
economy-578	106	21	behind	behind	ADP
economy-578	106	22	the	the	DET
economy-578	106	23	gradual	gradual	ADJ
economy-578	106	24	decline	decline	NOUN
economy-578	106	25	in	in	ADP
economy-578	106	26	agricultural	agricultural	ADJ
economy-578	106	27	gross	gross	ADJ
economy-578	106	28	domestic	domestic	ADJ
economy-578	106	29	products	product	NOUN
economy-578	106	30	.	.	PUNCT
economy-578	107	1	various	various	ADJ
economy-578	107	2	opinions	opinion	NOUN
economy-578	107	3	seem	seem	VERB
economy-578	107	4	to	to	PART
economy-578	107	5	,	,	PUNCT
economy-578	107	6	point	point	VERB
economy-578	107	7	out	out	ADP
economy-578	107	8	that	that	SCONJ
economy-578	107	9	the	the	DET
economy-578	107	10	impacts	impact	NOUN
economy-578	107	11	of	of	ADP
economy-578	107	12	high	high	ADJ
economy-578	107	13	aggregate	aggregate	ADJ
economy-578	107	14	npls	npls	NOUN
economy-578	107	15	in	in	ADP
economy-578	107	16	banks	bank	NOUN
economy-578	107	17	on	on	ADP
economy-578	107	18	the	the	DET
economy-578	107	19	economy	economy	NOUN
economy-578	107	20	also	also	ADV
economy-578	107	21	include	include	VERB
economy-578	107	22	decline	decline	NOUN
economy-578	107	23	in	in	ADP
economy-578	107	24	economic	economic	ADJ
economy-578	107	25	activities	activity	NOUN
economy-578	107	26	epitomized	epitomize	VERB
economy-578	107	27	by	by	ADP
economy-578	107	28	massive	massive	ADJ
economy-578	107	29	job	job	NOUN
economy-578	107	30	losses	loss	NOUN
economy-578	107	31	in	in	ADP
economy-578	107	32	most	most	ADJ
economy-578	107	33	sectors	sector	NOUN
economy-578	107	34	of	of	ADP
economy-578	107	35	the	the	DET
economy-578	107	36	economy	economy	NOUN
economy-578	107	37	;	;	PUNCT
economy-578	107	38	declining	decline	VERB
economy-578	107	39	capital	capital	NOUN
economy-578	107	40	inflows	inflow	NOUN
economy-578	107	41	into	into	ADP
economy-578	107	42	agriculture	agriculture	NOUN
economy-578	107	43	and	and	CCONJ
economy-578	107	44	manufacturing	manufacturing	NOUN
economy-578	107	45	and	and	CCONJ
economy-578	107	46	other	other	ADJ
economy-578	107	47	sectors	sector	NOUN
economy-578	107	48	,	,	PUNCT
economy-578	107	49	de	de	NOUN
economy-578	107	50	-	-	NOUN
economy-578	107	51	accumulation	accumulation	NOUN
economy-578	107	52	of	of	ADP
economy-578	107	53	foreign	foreign	ADJ
economy-578	107	54	reserves	reserve	NOUN
economy-578	107	55	and	and	CCONJ
economy-578	107	56	mounting	mount	VERB
economy-578	107	57	pressure	pressure	NOUN
economy-578	107	58	on	on	ADP
economy-578	107	59	exchange	exchange	NOUN
economy-578	107	60	rates	rate	NOUN
economy-578	107	61	;	;	PUNCT
economy-578	107	62	and	and	CCONJ
economy-578	107	63	limited	limited	ADJ
economy-578	107	64	foreign	foreign	ADJ
economy-578	107	65	trade	trade	NOUN
economy-578	107	66	financing	financing	NOUN
economy-578	107	67	for	for	ADP
economy-578	107	68	banks	bank	NOUN
economy-578	107	69	while	while	SCONJ
economy-578	107	70	credit	credit	NOUN
economy-578	107	71	lines	line	NOUN
economy-578	107	72	dried	dry	VERB
economy-578	107	73	up	up	ADP
economy-578	107	74	for	for	ADP
economy-578	107	75	some	some	DET
economy-578	107	76	banks	bank	NOUN
economy-578	107	77	and	and	CCONJ
economy-578	107	78	corporate	corporate	ADJ
economy-578	107	79	businesses	business	NOUN
economy-578	107	80	engaged	engage	VERB
economy-578	107	81	in	in	ADP
economy-578	107	82	agricultural	agricultural	ADJ
economy-578	107	83	sector	sector	NOUN
economy-578	107	84	of	of	ADP
economy-578	107	85	the	the	DET
economy-578	107	86	economy	economy	NOUN
economy-578	107	87	.	.	PUNCT
economy-578	108	1	they	they	PRON
economy-578	108	2	conclude	conclude	VERB
economy-578	108	3	that	that	DET
economy-578	108	4	high	high	ADJ
economy-578	108	5	level	level	NOUN
economy-578	108	6	of	of	ADP
economy-578	108	7	aggregate	aggregate	ADJ
economy-578	108	8	npls	npls	NOUN
economy-578	108	9	in	in	ADP
economy-578	108	10	the	the	DET
economy-578	108	11	economy	economy	NOUN
economy-578	108	12	may	may	AUX
economy-578	108	13	be	be	AUX
economy-578	108	14	responsible	responsible	ADJ
economy-578	108	15	for	for	ADP
economy-578	108	16	the	the	DET
economy-578	108	17	reduction	reduction	NOUN
economy-578	108	18	in	in	ADP
economy-578	108	19	credit	credit	NOUN
economy-578	108	20	supply	supply	NOUN
economy-578	108	21	to	to	ADP
economy-578	108	22	the	the	DET
economy-578	108	23	agriculture	agriculture	NOUN
economy-578	108	24	sector	sector	NOUN
economy-578	108	25	(	(	PUNCT
economy-578	108	26	fofack	fofack	NOUN
economy-578	108	27	,	,	PUNCT
economy-578	108	28	2005	2005	NUM
economy-578	108	29	)	)	PUNCT
economy-578	108	30	.	.	PUNCT
economy-578	109	1	some	some	PRON
economy-578	109	2	of	of	ADP
economy-578	109	3	these	these	DET
economy-578	109	4	studies	study	NOUN
economy-578	109	5	have	have	AUX
economy-578	109	6	reported	report	VERB
economy-578	109	7	inverse	inverse	NOUN
economy-578	109	8	association	association	NOUN
economy-578	109	9	between	between	ADP
economy-578	109	10	growth	growth	NOUN
economy-578	109	11	in	in	ADP
economy-578	109	12	gdp	gdp	NOUN
economy-578	109	13	and	and	CCONJ
economy-578	109	14	npls	npls	NOUN
economy-578	109	15	of	of	ADP
economy-578	109	16	banks	bank	NOUN
economy-578	109	17	(	(	PUNCT
economy-578	109	18	ahmed	ahmed	PROPN
economy-578	109	19	et	et	PROPN
economy-578	109	20	al	al	PROPN
economy-578	109	21	.	.	PROPN
economy-578	109	22	,	,	PUNCT
economy-578	109	23	1999	1999	NUM
economy-578	109	24	;	;	PUNCT
economy-578	109	25	salas	salas	NOUN
economy-578	109	26	and	and	CCONJ
economy-578	109	27	saurina	saurina	PROPN
economy-578	109	28	,	,	PUNCT
economy-578	109	29	2002	2002	NUM
economy-578	109	30	;	;	PUNCT
economy-578	109	31	rajan	rajan	PROPN
economy-578	109	32	and	and	CCONJ
economy-578	109	33	dahl	dahl	PROPN
economy-578	109	34	,	,	PUNCT
economy-578	109	35	2003	2003	NUM
economy-578	109	36	;	;	PUNCT
economy-578	109	37	fofack	fofack	NOUN
economy-578	109	38	,	,	PUNCT
economy-578	109	39	2005	2005	NUM
economy-578	109	40	;	;	PUNCT
economy-578	109	41	hou	hou	PROPN
economy-578	109	42	and	and	CCONJ
economy-578	109	43	dickson	dickson	PROPN
economy-578	109	44	,	,	PUNCT
economy-578	109	45	2007	2007	NUM
economy-578	109	46	;	;	PUNCT
economy-578	109	47	louzis	louzi	NOUN
economy-578	109	48	et	et	PROPN
economy-578	109	49	al	al	PROPN
economy-578	109	50	.	.	PROPN
economy-578	109	51	,	,	PUNCT
economy-578	109	52	2010	2010	NUM
economy-578	109	53	)	)	PUNCT
economy-578	109	54	.	.	PUNCT
economy-578	110	1	as	as	ADP
economy-578	110	2	gdp	gdp	NOUN
economy-578	110	3	increases	increase	NOUN
economy-578	110	4	,	,	PUNCT
economy-578	110	5	the	the	DET
economy-578	110	6	income	income	NOUN
economy-578	110	7	of	of	ADP
economy-578	110	8	loan	loan	NOUN
economy-578	110	9	beneficiaries	beneficiary	NOUN
economy-578	110	10	also	also	ADV
economy-578	110	11	improves	improve	VERB
economy-578	110	12	indicating	indicate	VERB
economy-578	110	13	enhanced	enhanced	ADJ
economy-578	110	14	loan	loan	NOUN
economy-578	110	15	repayment	repayment	NOUN
economy-578	110	16	capacity	capacity	NOUN
economy-578	110	17	.	.	PUNCT
economy-578	111	1	this	this	PRON
economy-578	111	2	may	may	AUX
economy-578	111	3	lead	lead	VERB
economy-578	111	4	to	to	ADP
economy-578	111	5	low	low	ADJ
economy-578	111	6	level	level	NOUN
economy-578	111	7	of	of	ADP
economy-578	111	8	aggregate	aggregate	ADJ
economy-578	111	9	npls	npls	NOUN
economy-578	111	10	in	in	ADP
economy-578	111	11	the	the	DET
economy-578	111	12	banking	banking	NOUN
economy-578	111	13	system	system	NOUN
economy-578	111	14	and	and	CCONJ
economy-578	111	15	vice	vice	NOUN
economy-578	111	16	versa	versa	ADV
economy-578	111	17	.	.	PUNCT
economy-578	112	1	the	the	DET
economy-578	112	2	importance	importance	NOUN
economy-578	112	3	of	of	ADP
economy-578	112	4	loans	loan	NOUN
economy-578	112	5	to	to	ADP
economy-578	112	6	agricultural	agricultural	ADJ
economy-578	112	7	sector	sector	NOUN
economy-578	112	8	is	be	AUX
economy-578	112	9	very	very	ADV
economy-578	112	10	vital	vital	ADJ
economy-578	112	11	to	to	ADP
economy-578	112	12	the	the	DET
economy-578	112	13	growth	growth	NOUN
economy-578	112	14	of	of	ADP
economy-578	112	15	the	the	DET
economy-578	112	16	economy	economy	NOUN
economy-578	112	17	.	.	PUNCT
economy-578	113	1	umoren	umoren	PROPN
economy-578	113	2	et	et	PROPN
economy-578	113	3	al	al	PROPN
economy-578	113	4	.	.	PROPN
economy-578	114	1	(	(	PUNCT
economy-578	114	2	2014	2014	NUM
economy-578	114	3	)	)	PUNCT
economy-578	114	4	posits	posit	NOUN
economy-578	114	5	that	that	PRON
economy-578	114	6	it	it	PRON
economy-578	114	7	reactivates	reactivate	VERB
economy-578	114	8	,	,	PUNCT
economy-578	114	9	expands	expand	VERB
economy-578	114	10	and	and	CCONJ
economy-578	114	11	modernizes	modernize	VERB
economy-578	114	12	all	all	DET
economy-578	114	13	kinds	kind	NOUN
economy-578	114	14	of	of	ADP
economy-578	114	15	agricultural	agricultural	ADJ
economy-578	114	16	activities	activity	NOUN
economy-578	114	17	considered	consider	VERB
economy-578	114	18	economically	economically	ADV
economy-578	114	19	viable	viable	ADJ
economy-578	114	20	and	and	CCONJ
economy-578	114	21	desirable	desirable	ADJ
economy-578	114	22	to	to	ADP
economy-578	114	23	the	the	DET
economy-578	114	24	realization	realization	NOUN
economy-578	114	25	of	of	ADP
economy-578	114	26	the	the	DET
economy-578	114	27	stated	state	VERB
economy-578	114	28	goal	goal	NOUN
economy-578	114	29	of	of	ADP
economy-578	114	30	increased	increase	VERB
economy-578	114	31	productivity	productivity	NOUN
economy-578	114	32	in	in	ADP
economy-578	114	33	agriculture	agriculture	NOUN
economy-578	114	34	.	.	PUNCT
economy-578	115	1	however	however	ADV
economy-578	115	2	,	,	PUNCT
economy-578	115	3	prevalent	prevalent	ADJ
economy-578	115	4	increases	increase	NOUN
economy-578	115	5	in	in	ADP
economy-578	115	6	loan	loan	NOUN
economy-578	115	7	defaults	default	NOUN
economy-578	115	8	(	(	PUNCT
economy-578	115	9	impaired	impaired	ADJ
economy-578	115	10	loans	loan	NOUN
economy-578	115	11	or	or	CCONJ
economy-578	115	12	problem	problem	NOUN
economy-578	115	13	loans	loan	NOUN
economy-578	115	14	)	)	PUNCT
economy-578	115	15	which	which	PRON
economy-578	115	16	tend	tend	VERB
economy-578	115	17	to	to	PART
economy-578	115	18	enhance	enhance	VERB
economy-578	115	19	banking	banking	NOUN
economy-578	115	20	system	system	NOUN
economy-578	115	21	losses	loss	NOUN
economy-578	115	22	as	as	ADP
economy-578	115	23	result	result	NOUN
economy-578	115	24	of	of	ADP
economy-578	115	25	increase	increase	NOUN
economy-578	115	26	in	in	ADP
economy-578	115	27	level	level	NOUN
economy-578	115	28	of	of	ADP
economy-578	115	29	npls	npls	NOUN
economy-578	115	30	might	might	AUX
economy-578	115	31	be	be	AUX
economy-578	115	32	associated	associate	VERB
economy-578	115	33	with	with	ADP
economy-578	115	34	decline	decline	NOUN
economy-578	115	35	in	in	ADP
economy-578	115	36	banks	bank	NOUN
economy-578	115	37	investment	investment	NOUN
economy-578	115	38	in	in	ADP
economy-578	115	39	agricultural	agricultural	ADJ
economy-578	115	40	sector	sector	NOUN
economy-578	115	41	of	of	ADP
economy-578	115	42	the	the	DET
economy-578	115	43	economy	economy	NOUN
economy-578	115	44	.	.	PUNCT
economy-578	116	1	espinoza	espinoza	PROPN
economy-578	116	2	and	and	CCONJ
economy-578	116	3	prasad	prasad	PROPN
economy-578	116	4	(	(	PUNCT
economy-578	116	5	2010	2010	NUM
economy-578	116	6	)	)	PUNCT
economy-578	116	7	reported	report	VERB
economy-578	116	8	that	that	SCONJ
economy-578	116	9	higher	high	ADJ
economy-578	116	10	interest	interest	NOUN
economy-578	116	11	rates	rate	NOUN
economy-578	116	12	increased	increase	VERB
economy-578	116	13	npls	npls	NOUN
economy-578	116	14	while	while	SCONJ
economy-578	116	15	higher	high	ADJ
economy-578	116	16	non	non	ADJ
economy-578	116	17	-oil	-oil	X
economy-578	116	18	export	export	NOUN
economy-578	116	19	growth	growth	NOUN
economy-578	116	20	reduced	reduce	VERB
economy-578	116	21	npls	npls	NOUN
economy-578	116	22	.	.	PUNCT
economy-578	117	1	they	they	PRON
economy-578	117	2	concluded	conclude	VERB
economy-578	117	3	that	that	SCONJ
economy-578	117	4	the	the	DET
economy-578	117	5	effects	effect	NOUN
economy-578	117	6	of	of	ADP
economy-578	117	7	interest	interest	NOUN
economy-578	117	8	rates	rate	NOUN
economy-578	117	9	and	and	CCONJ
economy-578	117	10	non	non	ADJ
economy-578	117	11	-oil	-oil	NOUN
economy-578	117	12	export	export	NOUN
economy-578	117	13	growth	growth	NOUN
economy-578	117	14	were	be	AUX
economy-578	117	15	significant	significant	ADJ
economy-578	117	16	.	.	PUNCT
economy-578	118	1	increase	increase	NOUN
economy-578	118	2	in	in	ADP
economy-578	118	3	interest	interest	NOUN
economy-578	118	4	rates	rate	NOUN
economy-578	118	5	caused	cause	VERB
economy-578	118	6	a	a	DET
economy-578	118	7	reduction	reduction	NOUN
economy-578	118	8	in	in	ADP
economy-578	118	9	nonoil	nonoil	ADJ
economy-578	118	10	export	export	NOUN
economy-578	118	11	growth	growth	NOUN
economy-578	118	12	with	with	ADP
economy-578	118	13	a	a	DET
economy-578	118	14	significant	significant	ADJ
economy-578	118	15	feedback	feedback	NOUN
economy-578	118	16	effects	effect	NOUN
economy-578	118	17	.	.	PUNCT
economy-578	119	1	attempts	attempt	VERB
economy-578	119	2	to	to	PART
economy-578	119	3	expand	expand	VERB
economy-578	119	4	knowledge	knowledge	NOUN
economy-578	119	5	on	on	ADP
economy-578	119	6	npls	npls	NOUN
economy-578	119	7	have	have	AUX
economy-578	119	8	sprung	spring	VERB
economy-578	119	9	up	up	ADP
economy-578	119	10	many	many	ADJ
economy-578	119	11	empirical	empirical	ADJ
economy-578	119	12	researches	research	NOUN
economy-578	119	13	;	;	PUNCT
economy-578	119	14	for	for	ADP
economy-578	119	15	instance	instance	NOUN
economy-578	119	16	,	,	PUNCT
economy-578	119	17	ahmed	ahmed	PROPN
economy-578	119	18	and	and	CCONJ
economy-578	119	19	bashir	bashir	PROPN
economy-578	119	20	(	(	PUNCT
economy-578	119	21	2013	2013	NUM
economy-578	119	22	)	)	PUNCT
economy-578	119	23	;	;	PUNCT
economy-578	119	24	saba	saba	PROPN
economy-578	119	25	et	et	PROPN
economy-578	119	26	al	al	PROPN
economy-578	119	27	.	.	PROPN
economy-578	120	1	(	(	PUNCT
economy-578	120	2	2012	2012	NUM
economy-578	120	3	)	)	PUNCT
economy-578	120	4	carried	carry	VERB
economy-578	120	5	out	out	ADP
economy-578	120	6	an	an	DET
economy-578	120	7	empirical	empirical	ADJ
economy-578	120	8	study	study	NOUN
economy-578	120	9	on	on	ADP
economy-578	120	10	the	the	DET
economy-578	120	11	determinants	determinant	NOUN
economy-578	120	12	of	of	ADP
economy-578	120	13	npls	npls	NOUN
economy-578	120	14	in	in	ADP
economy-578	120	15	us	us	PROPN
economy-578	120	16	banking	banking	NOUN
economy-578	120	17	sector	sector	NOUN
economy-578	120	18	.	.	PUNCT
economy-578	121	1	they	they	PRON
economy-578	121	2	found	find	VERB
economy-578	121	3	negative	negative	ADJ
economy-578	121	4	relation	relation	NOUN
economy-578	121	5	of	of	ADP
economy-578	121	6	lending	lending	NOUN
economy-578	121	7	rate	rate	NOUN
economy-578	121	8	and	and	CCONJ
economy-578	121	9	npl	npl	NOUN
economy-578	121	10	while	while	SCONJ
economy-578	121	11	inflation	inflation	NOUN
economy-578	121	12	and	and	CCONJ
economy-578	121	13	real	real	ADJ
economy-578	121	14	gdp	gdp	NOUN
economy-578	121	15	per	per	ADP
economy-578	121	16	capital	capital	NOUN
economy-578	121	17	had	have	VERB
economy-578	121	18	positive	positive	ADJ
economy-578	121	19	and	and	CCONJ
economy-578	121	20	significant	significant	ADJ
economy-578	121	21	relationships	relationship	NOUN
economy-578	121	22	.	.	PUNCT
economy-578	122	1	in	in	ADP
economy-578	122	2	another	another	DET
economy-578	122	3	study	study	NOUN
economy-578	122	4	,	,	PUNCT
economy-578	122	5	louzis	louzi	NOUN
economy-578	122	6	et	et	PROPN
economy-578	122	7	al	al	PROPN
economy-578	122	8	.	.	PUNCT
economy-578	123	1	(	(	PUNCT
economy-578	123	2	2010	2010	NUM
economy-578	123	3	)	)	PUNCT
economy-578	123	4	examined	examine	VERB
economy-578	123	5	the	the	DET
economy-578	123	6	determinants	determinant	NOUN
economy-578	123	7	of	of	ADP
economy-578	123	8	npls	npls	NOUN
economy-578	123	9	in	in	ADP
economy-578	123	10	the	the	DET
economy-578	123	11	greek	greek	ADJ
economy-578	123	12	financial	financial	ADJ
economy-578	123	13	sector	sector	NOUN
economy-578	123	14	using	use	VERB
economy-578	123	15	dynamic	dynamic	ADJ
economy-578	123	16	panel	panel	NOUN
economy-578	123	17	data	datum	NOUN
economy-578	123	18	model	model	NOUN
economy-578	123	19	.	.	PUNCT
economy-578	124	1	they	they	PRON
economy-578	124	2	discovered	discover	VERB
economy-578	124	3	that	that	SCONJ
economy-578	124	4	,	,	PUNCT
economy-578	124	5	the	the	DET
economy-578	124	6	real	real	ADJ
economy-578	124	7	gdp	gdp	NOUN
economy-578	124	8	growth	growth	NOUN
economy-578	124	9	rate	rate	NOUN
economy-578	124	10	had	have	VERB
economy-578	124	11	negative	negative	ADJ
economy-578	124	12	association	association	NOUN
economy-578	124	13	with	with	ADP
economy-578	124	14	npl	npl	PROPN
economy-578	124	15	whereas	whereas	SCONJ
economy-578	124	16	lending	lending	NOUN
economy-578	124	17	rate	rate	NOUN
economy-578	124	18	exhibited	exhibit	VERB
economy-578	124	19	positive	positive	ADJ
economy-578	124	20	significant	significant	ADJ
economy-578	124	21	relationship	relationship	NOUN
economy-578	124	22	.	.	PUNCT
economy-578	125	1	also	also	ADV
economy-578	125	2	,	,	PUNCT
economy-578	125	3	loan	loan	NOUN
economy-578	125	4	to	to	PART
economy-578	125	5	deposit	deposit	VERB
economy-578	125	6	ratio	ratio	NOUN
economy-578	125	7	and	and	CCONJ
economy-578	125	8	capital	capital	NOUN
economy-578	125	9	adequacy	adequacy	NOUN
economy-578	125	10	ratio	ratio	NOUN
economy-578	125	11	had	have	VERB
economy-578	125	12	insignificant	insignificant	ADJ
economy-578	125	13	effect	effect	NOUN
economy-578	125	14	on	on	ADP
economy-578	125	15	npls	npls	NOUN
economy-578	125	16	.	.	PUNCT
economy-578	126	1	the	the	DET
economy-578	126	2	study	study	NOUN
economy-578	126	3	of	of	ADP
economy-578	126	4	skarica	skarica	PROPN
economy-578	126	5	(	(	PUNCT
economy-578	126	6	2013	2013	NUM
economy-578	126	7	)	)	PUNCT
economy-578	126	8	on	on	ADP
economy-578	126	9	the	the	DET
economy-578	126	10	determinants	determinant	NOUN
economy-578	126	11	of	of	ADP
economy-578	126	12	npls	npls	NOUN
economy-578	126	13	in	in	ADP
economy-578	126	14	central	central	ADJ
economy-578	126	15	and	and	CCONJ
economy-578	126	16	eastern	eastern	ADJ
economy-578	126	17	european	european	ADJ
economy-578	126	18	countries	country	NOUN
economy-578	126	19	through	through	ADP
economy-578	126	20	fixed	fix	VERB
economy-578	126	21	effect	effect	NOUN
economy-578	126	22	model	model	NOUN
economy-578	126	23	reported	report	VERB
economy-578	126	24	significant	significant	ADJ
economy-578	126	25	negative	negative	ADJ
economy-578	126	26	relationship	relationship	NOUN
economy-578	126	27	between	between	ADP
economy-578	126	28	npl	npl	PROPN
economy-578	126	29	and	and	CCONJ
economy-578	126	30	gdp	gdp	NOUN
economy-578	126	31	growth	growth	NOUN
economy-578	126	32	rate	rate	NOUN
economy-578	126	33	,	,	PUNCT
economy-578	126	34	unemployment	unemployment	NOUN
economy-578	126	35	rate	rate	NOUN
economy-578	126	36	and	and	CCONJ
economy-578	126	37	inflation	inflation	NOUN
economy-578	126	38	.	.	PUNCT
economy-578	127	1	in	in	ADP
economy-578	127	2	their	their	PRON
economy-578	127	3	study	study	NOUN
economy-578	127	4	,	,	PUNCT
economy-578	127	5	badar	badar	NOUN
economy-578	127	6	and	and	CCONJ
economy-578	127	7	javıd	javıd	PROPN
economy-578	127	8	(	(	PUNCT
economy-578	127	9	2013	2013	NUM
economy-578	127	10	)	)	PUNCT
economy-578	127	11	assessed	assess	VERB
economy-578	127	12	long	long	ADJ
economy-578	127	13	and	and	CCONJ
economy-578	127	14	short	short	ADJ
economy-578	127	15	run	run	NOUN
economy-578	127	16	dynamics	dynamic	NOUN
economy-578	127	17	between	between	ADP
economy-578	127	18	nonperforming	nonperforme	VERB
economy-578	127	19	loans	loan	NOUN
economy-578	127	20	and	and	CCONJ
economy-578	127	21	macroeconomic	macroeconomic	ADJ
economy-578	127	22	variables	variable	NOUN
economy-578	127	23	(	(	PUNCT
economy-578	127	24	inflation	inflation	NOUN
economy-578	127	25	,	,	PUNCT
economy-578	127	26	exchange	exchange	NOUN
economy-578	127	27	rate	rate	NOUN
economy-578	127	28	,	,	PUNCT
economy-578	127	29	interest	interest	NOUN
economy-578	127	30	rate	rate	NOUN
economy-578	127	31	,	,	PUNCT
economy-578	127	32	gross	gross	ADJ
economy-578	127	33	domestic	domestic	ADJ
economy-578	127	34	product	product	NOUN
economy-578	127	35	and	and	CCONJ
economy-578	127	36	money	money	NOUN
economy-578	127	37	supply	supply	NOUN
economy-578	127	38	)	)	PUNCT
economy-578	127	39	covering	cover	VERB
economy-578	127	40	the	the	DET
economy-578	127	41	period	period	NOUN
economy-578	127	42	from	from	ADP
economy-578	127	43	january	january	PROPN
economy-578	127	44	2002	2002	NUM
economy-578	127	45	till	till	SCONJ
economy-578	127	46	december	december	PROPN
economy-578	127	47	2011	2011	NUM
economy-578	127	48	of	of	ADP
economy-578	127	49	commercial	commercial	ADJ
economy-578	127	50	banks	bank	NOUN
economy-578	127	51	in	in	ADP
economy-578	127	52	pakistan	pakistan	PROPN
economy-578	127	53	.	.	PUNCT
economy-578	128	1	employing	employ	VERB
economy-578	128	2	johansen	johansen	PROPN
economy-578	128	3	and	and	CCONJ
economy-578	128	4	juselius	juselius	PROPN
economy-578	128	5	multivariate	multivariate	NOUN
economy-578	128	6	co	co	NOUN
economy-578	128	7	-	-	NOUN
economy-578	128	8	integration	integration	NOUN
economy-578	128	9	test	test	NOUN
economy-578	128	10	,	,	PUNCT
economy-578	128	11	a	a	DET
economy-578	128	12	long	long	ADJ
economy-578	128	13	run	run	NOUN
economy-578	128	14	relationship	relationship	NOUN
economy-578	128	15	was	be	AUX
economy-578	128	16	found	find	VERB
economy-578	128	17	among	among	ADP
economy-578	128	18	variables	variable	NOUN
economy-578	128	19	in	in	ADP
economy-578	128	20	the	the	DET
economy-578	128	21	study	study	NOUN
economy-578	128	22	.	.	PUNCT
economy-578	129	1	using	use	VERB
economy-578	129	2	granger	granger	PROPN
economy-578	129	3	causality	causality	PROPN
economy-578	129	4	test	test	NOUN
economy-578	129	5	it	it	PRON
economy-578	129	6	was	be	AUX
economy-578	129	7	found	find	VERB
economy-578	129	8	that	that	SCONJ
economy-578	129	9	economy	economy	NOUN
economy-578	129	10	,	,	PUNCT
economy-578	129	11	2016	2016	NUM
economy-578	129	12	,	,	PUNCT
economy-578	129	13	3(2	3(2	NUM
economy-578	129	14	):	):	PUNCT
economy-578	129	15	94	94	NUM
economy-578	129	16	-	-	SYM
economy-578	129	17	101	101	NUM
economy-578	129	18	97	97	NUM
economy-578	129	19	inflation	inflation	NOUN
economy-578	129	20	and	and	CCONJ
economy-578	129	21	exchange	exchange	NOUN
economy-578	129	22	rate	rate	NOUN
economy-578	129	23	were	be	AUX
economy-578	129	24	the	the	DET
economy-578	129	25	causes	cause	NOUN
economy-578	129	26	of	of	ADP
economy-578	129	27	non	non	ADJ
economy-578	129	28	-	-	ADJ
economy-578	129	29	performing	performing	ADJ
economy-578	129	30	loans	loan	NOUN
economy-578	129	31	however	however	ADV
economy-578	129	32	,	,	PUNCT
economy-578	129	33	vector	vector	NOUN
economy-578	129	34	error	error	NOUN
economy-578	129	35	correction	correction	NOUN
economy-578	129	36	model	model	NOUN
economy-578	129	37	provided	provide	VERB
economy-578	129	38	that	that	SCONJ
economy-578	129	39	there	there	PRON
economy-578	129	40	was	be	VERB
economy-578	129	41	weak	weak	ADJ
economy-578	129	42	short	short	ADJ
economy-578	129	43	run	run	NOUN
economy-578	129	44	relationship	relationship	NOUN
economy-578	129	45	between	between	ADP
economy-578	129	46	nonperforming	nonperforme	VERB
economy-578	129	47	loans	loan	NOUN
economy-578	129	48	with	with	ADP
economy-578	129	49	inflation	inflation	NOUN
economy-578	129	50	and	and	CCONJ
economy-578	129	51	exchange	exchange	NOUN
economy-578	129	52	rate	rate	NOUN
economy-578	129	53	.	.	PUNCT
economy-578	130	1	the	the	DET
economy-578	130	2	major	major	ADJ
economy-578	130	3	issues	issue	NOUN
economy-578	130	4	associated	associate	VERB
economy-578	130	5	with	with	ADP
economy-578	130	6	the	the	DET
economy-578	130	7	increased	increase	VERB
economy-578	130	8	accumulation	accumulation	NOUN
economy-578	130	9	of	of	ADP
economy-578	130	10	high	high	ADJ
economy-578	130	11	aggregate	aggregate	ADJ
economy-578	130	12	npls	npls	NOUN
economy-578	130	13	in	in	ADP
economy-578	130	14	nigeria	nigeria	PROPN
economy-578	130	15	,	,	PUNCT
economy-578	130	16	seemed	seem	VERB
economy-578	130	17	to	to	PART
economy-578	130	18	have	have	AUX
economy-578	130	19	continued	continue	VERB
economy-578	130	20	to	to	PART
economy-578	130	21	remain	remain	VERB
economy-578	130	22	elusive	elusive	ADJ
economy-578	130	23	despite	despite	SCONJ
economy-578	130	24	concerted	concerted	ADJ
economy-578	130	25	efforts	effort	NOUN
economy-578	130	26	by	by	ADP
economy-578	130	27	the	the	DET
economy-578	130	28	monetary	monetary	ADJ
economy-578	130	29	authority	authority	NOUN
economy-578	130	30	in	in	ADP
economy-578	130	31	reforming	reform	VERB
economy-578	130	32	the	the	DET
economy-578	130	33	banking	banking	NOUN
economy-578	130	34	system	system	NOUN
economy-578	130	35	.	.	PUNCT
economy-578	131	1	the	the	DET
economy-578	131	2	relationship	relationship	NOUN
economy-578	131	3	between	between	ADP
economy-578	131	4	npls	npls	NOUN
economy-578	131	5	and	and	CCONJ
economy-578	131	6	the	the	DET
economy-578	131	7	impacts	impact	NOUN
economy-578	131	8	on	on	ADP
economy-578	131	9	agricultural	agricultural	ADJ
economy-578	131	10	sector	sector	NOUN
economy-578	131	11	in	in	ADP
economy-578	131	12	nigeria	nigeria	PROPN
economy-578	131	13	has	have	AUX
economy-578	131	14	significantly	significantly	ADV
economy-578	131	15	been	be	AUX
economy-578	131	16	ignored	ignore	VERB
economy-578	131	17	.	.	PUNCT
economy-578	132	1	however	however	ADV
economy-578	132	2	,	,	PUNCT
economy-578	132	3	few	few	ADJ
economy-578	132	4	existing	exist	VERB
economy-578	132	5	empirical	empirical	ADJ
economy-578	132	6	studies	study	NOUN
economy-578	132	7	focused	focus	VERB
economy-578	132	8	on	on	ADP
economy-578	132	9	banking	banking	NOUN
economy-578	132	10	system	system	NOUN
economy-578	132	11	reforms	reform	NOUN
economy-578	132	12	(	(	PUNCT
economy-578	132	13	balogun	balogun	VERB
economy-578	132	14	,	,	PUNCT
economy-578	132	15	2007	2007	NUM
economy-578	132	16	)	)	PUNCT
economy-578	132	17	the	the	DET
economy-578	132	18	financial	financial	ADJ
economy-578	132	19	structure	structure	NOUN
economy-578	132	20	and	and	CCONJ
economy-578	132	21	economic	economic	ADJ
economy-578	132	22	growth	growth	NOUN
economy-578	132	23	,	,	PUNCT
economy-578	132	24	olofin	olofin	NOUN
economy-578	132	25	and	and	CCONJ
economy-578	132	26	afangide	afangide	NOUN
economy-578	132	27	(	(	PUNCT
economy-578	132	28	2008	2008	NUM
economy-578	132	29	)	)	PUNCT
economy-578	132	30	.	.	PUNCT
economy-578	133	1	however	however	ADV
economy-578	133	2	,	,	PUNCT
economy-578	133	3	not	not	PART
economy-578	133	4	much	much	ADV
economy-578	133	5	intensive	intensive	ADJ
economy-578	133	6	studies	study	NOUN
economy-578	133	7	had	have	AUX
economy-578	133	8	been	be	AUX
economy-578	133	9	conducted	conduct	VERB
economy-578	133	10	linking	link	VERB
economy-578	133	11	npls	npls	NOUN
economy-578	133	12	in	in	ADP
economy-578	133	13	banking	banking	NOUN
economy-578	133	14	system	system	NOUN
economy-578	133	15	,	,	PUNCT
economy-578	133	16	agricultural	agricultural	ADJ
economy-578	133	17	lending	lending	NOUN
economy-578	133	18	and	and	CCONJ
economy-578	133	19	growth	growth	NOUN
economy-578	133	20	in	in	ADP
economy-578	133	21	agricultural	agricultural	ADJ
economy-578	133	22	economy	economy	NOUN
economy-578	133	23	in	in	ADP
economy-578	133	24	nigeria	nigeria	PROPN
economy-578	133	25	.	.	PUNCT
economy-578	134	1	in	in	ADP
economy-578	134	2	fact	fact	NOUN
economy-578	134	3	,	,	PUNCT
economy-578	134	4	no	no	DET
economy-578	134	5	previous	previous	ADJ
economy-578	134	6	empirical	empirical	ADJ
economy-578	134	7	studies	study	NOUN
economy-578	134	8	had	have	AUX
economy-578	134	9	considered	consider	VERB
economy-578	134	10	the	the	DET
economy-578	134	11	possibility	possibility	NOUN
economy-578	134	12	of	of	ADP
economy-578	134	13	developing	develop	VERB
economy-578	134	14	a	a	DET
economy-578	134	15	model	model	NOUN
economy-578	134	16	that	that	PRON
economy-578	134	17	can	can	AUX
economy-578	134	18	capture	capture	VERB
economy-578	134	19	the	the	DET
economy-578	134	20	relationship	relationship	NOUN
economy-578	134	21	among	among	ADP
economy-578	134	22	npls	npls	NOUN
economy-578	134	23	,	,	PUNCT
economy-578	134	24	agricultural	agricultural	ADJ
economy-578	134	25	loan	loan	NOUN
economy-578	134	26	/	/	SYM
economy-578	134	27	advances	advance	NOUN
economy-578	134	28	and	and	CCONJ
economy-578	134	29	their	their	PRON
economy-578	134	30	impacts	impact	NOUN
economy-578	134	31	on	on	ADP
economy-578	134	32	the	the	DET
economy-578	134	33	level	level	NOUN
economy-578	134	34	of	of	ADP
economy-578	134	35	the	the	DET
economy-578	134	36	agricultural	agricultural	ADJ
economy-578	134	37	economy	economy	NOUN
economy-578	134	38	.	.	PUNCT
economy-578	135	1	therefore	therefore	ADV
economy-578	135	2	,	,	PUNCT
economy-578	135	3	minimization	minimization	NOUN
economy-578	135	4	of	of	ADP
economy-578	135	5	high	high	ADJ
economy-578	135	6	aggregate	aggregate	ADJ
economy-578	135	7	npls	npls	NOUN
economy-578	135	8	may	may	AUX
economy-578	135	9	be	be	AUX
economy-578	135	10	a	a	DET
economy-578	135	11	necessary	necessary	ADJ
economy-578	135	12	condition	condition	NOUN
economy-578	135	13	in	in	ADP
economy-578	135	14	order	order	NOUN
economy-578	135	15	to	to	PART
economy-578	135	16	improve	improve	VERB
economy-578	135	17	the	the	DET
economy-578	135	18	agricultural	agricultural	ADJ
economy-578	135	19	activities	activity	NOUN
economy-578	135	20	conducive	conducive	ADJ
economy-578	135	21	for	for	ADP
economy-578	135	22	accelerated	accelerate	VERB
economy-578	135	23	agricultural	agricultural	ADJ
economy-578	135	24	growth	growth	NOUN
economy-578	135	25	.	.	PUNCT
economy-578	136	1	this	this	DET
economy-578	136	2	paper	paper	NOUN
economy-578	136	3	contributes	contribute	VERB
economy-578	136	4	to	to	ADP
economy-578	136	5	inadequate	inadequate	ADJ
economy-578	136	6	literature	literature	NOUN
economy-578	136	7	on	on	ADP
economy-578	136	8	the	the	DET
economy-578	136	9	relationship	relationship	NOUN
economy-578	136	10	among	among	ADP
economy-578	136	11	aggregate	aggregate	ADJ
economy-578	136	12	npls	npls	NOUN
economy-578	136	13	;	;	PUNCT
economy-578	136	14	agricultural	agricultural	ADJ
economy-578	136	15	lending	lending	NOUN
economy-578	136	16	and	and	CCONJ
economy-578	136	17	agricultural	agricultural	ADJ
economy-578	136	18	activities	activity	NOUN
economy-578	136	19	in	in	ADP
economy-578	136	20	nigeria	nigeria	PROPN
economy-578	136	21	by	by	ADP
economy-578	136	22	utilizing	utilize	VERB
economy-578	136	23	time	time	NOUN
economy-578	136	24	series	series	PROPN
economy-578	136	25	data	datum	NOUN
economy-578	136	26	collected	collect	VERB
economy-578	136	27	from	from	ADP
economy-578	136	28	the	the	DET
economy-578	136	29	central	central	ADJ
economy-578	136	30	bank	bank	PROPN
economy-578	136	31	of	of	ADP
economy-578	136	32	nigeria	nigeria	PROPN
economy-578	136	33	(	(	PUNCT
economy-578	136	34	cbn	cbn	PROPN
economy-578	136	35	)	)	PUNCT
economy-578	136	36	.	.	PUNCT
economy-578	137	1	exploiting	exploit	VERB
economy-578	137	2	banking	banking	NOUN
economy-578	137	3	system	system	NOUN
economy-578	137	4	npls	npls	NOUN
economy-578	137	5	;	;	PUNCT
economy-578	137	6	agricultural	agricultural	ADJ
economy-578	137	7	lending	lending	NOUN
economy-578	137	8	and	and	CCONJ
economy-578	137	9	agricultural	agricultural	ADJ
economy-578	137	10	activities	activity	NOUN
economy-578	137	11	trends	trend	NOUN
economy-578	137	12	is	be	AUX
economy-578	137	13	likely	likely	ADJ
economy-578	137	14	to	to	PART
economy-578	137	15	yield	yield	VERB
economy-578	137	16	more	more	ADV
economy-578	137	17	robust	robust	ADJ
economy-578	137	18	results	result	NOUN
economy-578	137	19	than	than	ADP
economy-578	137	20	analysis	analysis	NOUN
economy-578	137	21	of	of	ADP
economy-578	137	22	individual	individual	ADJ
economy-578	137	23	banks	bank	NOUN
economy-578	137	24	as	as	ADV
economy-578	137	25	well	well	ADV
economy-578	137	26	as	as	ADP
economy-578	137	27	unit	unit	NOUN
economy-578	137	28	agricultural	agricultural	ADJ
economy-578	137	29	enterprise	enterprise	NOUN
economy-578	137	30	(	(	PUNCT
economy-578	137	31	beck	beck	NOUN
economy-578	137	32	et	et	PROPN
economy-578	137	33	al	al	PROPN
economy-578	137	34	.	.	PROPN
economy-578	137	35	,	,	PUNCT
economy-578	137	36	2013	2013	NUM
economy-578	137	37	)	)	PUNCT
economy-578	137	38	.	.	PUNCT
economy-578	138	1	3	3	X
economy-578	138	2	.	.	X
economy-578	138	3	research	research	NOUN
economy-578	138	4	methodology	methodology	NOUN
economy-578	138	5	3.1	3.1	NUM
economy-578	138	6	.	.	PUNCT
economy-578	139	1	study	study	NOUN
economy-578	139	2	area	area	NOUN
economy-578	139	3	the	the	DET
economy-578	139	4	study	study	NOUN
economy-578	139	5	was	be	AUX
economy-578	139	6	conducted	conduct	VERB
economy-578	139	7	in	in	ADP
economy-578	139	8	nigeria	nigeria	PROPN
economy-578	139	9	.	.	PUNCT
economy-578	140	1	the	the	DET
economy-578	140	2	country	country	NOUN
economy-578	140	3	is	be	AUX
economy-578	140	4	located	locate	VERB
economy-578	140	5	on	on	ADP
economy-578	140	6	the	the	DET
economy-578	140	7	gulf	gulf	PROPN
economy-578	140	8	of	of	ADP
economy-578	140	9	guinea	guinea	NOUN
economy-578	140	10	in	in	ADP
economy-578	140	11	the	the	DET
economy-578	140	12	sub	sub	ADJ
economy-578	140	13	-	-	ADJ
economy-578	140	14	saharan	saharan	ADJ
economy-578	140	15	region	region	NOUN
economy-578	140	16	of	of	ADP
economy-578	140	17	africa	africa	PROPN
economy-578	140	18	.	.	PUNCT
economy-578	141	1	it	it	PRON
economy-578	141	2	lies	lie	VERB
economy-578	141	3	between	between	ADP
economy-578	141	4	4	4	NUM
economy-578	141	5	0	0	NUM
economy-578	141	6	and	and	CCONJ
economy-578	141	7	14	14	NUM
economy-578	141	8	0	0	NUM
economy-578	141	9	north	north	NOUN
economy-578	141	10	of	of	ADP
economy-578	141	11	the	the	DET
economy-578	141	12	equator	equator	NOUN
economy-578	141	13	and	and	CCONJ
economy-578	141	14	between	between	ADP
economy-578	141	15	longitude	longitude	NOUN
economy-578	141	16	3	3	NUM
economy-578	141	17	0	0	NUM
economy-578	141	18	and	and	CCONJ
economy-578	141	19	15	15	NUM
economy-578	141	20	0	0	NUM
economy-578	141	21	east	east	NOUN
economy-578	141	22	of	of	ADP
economy-578	141	23	greenwich	greenwich	PROPN
economy-578	141	24	meridian	meridian	PROPN
economy-578	141	25	.	.	PUNCT
economy-578	142	1	nigeria	nigeria	PROPN
economy-578	142	2	had	have	VERB
economy-578	142	3	a	a	DET
economy-578	142	4	total	total	ADJ
economy-578	142	5	land	land	NOUN
economy-578	142	6	area	area	NOUN
economy-578	142	7	of	of	ADP
economy-578	142	8	923,768.622	923,768.622	NUM
economy-578	142	9	km	km	NOUN
economy-578	142	10	2	2	NUM
economy-578	142	11	which	which	PRON
economy-578	142	12	was	be	AUX
economy-578	142	13	approximately	approximately	ADV
economy-578	142	14	98.3	98.3	NUM
economy-578	142	15	million	million	NUM
economy-578	142	16	hectares	hectare	NOUN
economy-578	142	17	(	(	PUNCT
economy-578	142	18	akpan	akpan	VERB
economy-578	142	19	et	et	PROPN
economy-578	142	20	al	al	PROPN
economy-578	142	21	.	.	PROPN
economy-578	142	22	,	,	PUNCT
economy-578	142	23	2012	2012	NUM
economy-578	142	24	)	)	PUNCT
economy-578	142	25	.	.	PUNCT
economy-578	143	1	it	it	PRON
economy-578	143	2	had	have	VERB
economy-578	143	3	a	a	DET
economy-578	143	4	population	population	NOUN
economy-578	143	5	of	of	ADP
economy-578	143	6	over	over	ADP
economy-578	143	7	140	140	NUM
economy-578	143	8	million	million	NUM
economy-578	143	9	.	.	PUNCT
economy-578	144	1	the	the	DET
economy-578	144	2	agricultural	agricultural	ADJ
economy-578	144	3	sector	sector	NOUN
economy-578	144	4	dominated	dominate	VERB
economy-578	144	5	the	the	DET
economy-578	144	6	nigerian	nigerian	ADJ
economy-578	144	7	economic	economic	ADJ
economy-578	144	8	landscape	landscape	NOUN
economy-578	144	9	accounting	account	VERB
economy-578	144	10	for	for	ADP
economy-578	144	11	38.22	38.22	NUM
economy-578	144	12	of	of	ADP
economy-578	144	13	the	the	DET
economy-578	144	14	total	total	ADJ
economy-578	144	15	gdp	gdp	NOUN
economy-578	144	16	and	and	CCONJ
economy-578	144	17	more	more	ADJ
economy-578	144	18	than	than	ADP
economy-578	144	19	60	60	NUM
economy-578	144	20	per	per	ADP
economy-578	144	21	cent	cent	NOUN
economy-578	144	22	of	of	ADP
economy-578	144	23	employment	employment	NOUN
economy-578	144	24	(	(	PUNCT
economy-578	144	25	nbs	nbs	PROPN
economy-578	144	26	,	,	PUNCT
economy-578	144	27	2012	2012	NUM
economy-578	144	28	)	)	PUNCT
economy-578	144	29	.	.	PUNCT
economy-578	145	1	3.2	3.2	NUM
economy-578	145	2	.	.	PUNCT
economy-578	146	1	sources	source	NOUN
economy-578	146	2	of	of	ADP
economy-578	146	3	data	datum	NOUN
economy-578	146	4	time	time	PROPN
economy-578	146	5	series	series	PROPN
economy-578	146	6	data	datum	NOUN
economy-578	146	7	from	from	ADP
economy-578	146	8	1980	1980	NUM
economy-578	146	9	-	-	SYM
economy-578	146	10	2015	2015	NUM
economy-578	146	11	were	be	AUX
economy-578	146	12	used	use	VERB
economy-578	146	13	in	in	ADP
economy-578	146	14	the	the	DET
economy-578	146	15	study	study	NOUN
economy-578	146	16	.	.	PUNCT
economy-578	147	1	the	the	DET
economy-578	147	2	data	datum	NOUN
economy-578	147	3	were	be	AUX
economy-578	147	4	collected	collect	VERB
economy-578	147	5	from	from	ADP
economy-578	147	6	central	central	ADJ
economy-578	147	7	bank	bank	PROPN
economy-578	147	8	of	of	ADP
economy-578	147	9	nigeria	nigeria	PROPN
economy-578	147	10	(	(	PUNCT
economy-578	147	11	cbn	cbn	PROPN
economy-578	147	12	)	)	PUNCT
economy-578	147	13	,	,	PUNCT
economy-578	147	14	security	security	NOUN
economy-578	147	15	and	and	CCONJ
economy-578	147	16	exchange	exchange	PROPN
economy-578	147	17	commission	commission	PROPN
economy-578	147	18	(	(	PUNCT
economy-578	147	19	sec	sec	PROPN
economy-578	147	20	)	)	PUNCT
economy-578	147	21	,	,	PUNCT
economy-578	147	22	national	national	PROPN
economy-578	147	23	bureau	bureau	PROPN
economy-578	147	24	of	of	ADP
economy-578	147	25	statistics	statistic	NOUN
economy-578	147	26	(	(	PUNCT
economy-578	147	27	nbs	nbs	PROPN
economy-578	147	28	)	)	PUNCT
economy-578	147	29	,	,	PUNCT
economy-578	147	30	nigeria	nigeria	PROPN
economy-578	147	31	deposit	deposit	NOUN
economy-578	147	32	insurance	insurance	NOUN
economy-578	147	33	corporation	corporation	NOUN
economy-578	147	34	(	(	PUNCT
economy-578	147	35	ndic	ndic	ADJ
economy-578	147	36	)	)	PUNCT
economy-578	147	37	,	,	PUNCT
economy-578	147	38	international	international	ADJ
economy-578	147	39	monetary	monetary	ADJ
economy-578	147	40	fund	fund	NOUN
economy-578	147	41	(	(	PUNCT
economy-578	147	42	imf	imf	PROPN
economy-578	147	43	)	)	PUNCT
economy-578	147	44	,	,	PUNCT
economy-578	147	45	world	world	NOUN
economy-578	147	46	bank	bank	PROPN
economy-578	147	47	,	,	PUNCT
economy-578	147	48	food	food	NOUN
economy-578	147	49	and	and	CCONJ
economy-578	147	50	agriculture	agriculture	NOUN
economy-578	147	51	organization	organization	NOUN
economy-578	147	52	(	(	PUNCT
economy-578	147	53	fao	fao	PROPN
economy-578	147	54	)	)	PUNCT
economy-578	147	55	.	.	PUNCT
economy-578	148	1	the	the	DET
economy-578	148	2	study	study	NOUN
economy-578	148	3	used	use	VERB
economy-578	148	4	specific	specific	ADJ
economy-578	148	5	information	information	NOUN
economy-578	148	6	on	on	ADP
economy-578	148	7	aggregate	aggregate	ADJ
economy-578	148	8	npls	npls	NOUN
economy-578	148	9	in	in	ADP
economy-578	148	10	the	the	DET
economy-578	148	11	nigerian	nigerian	ADJ
economy-578	148	12	banking	banking	NOUN
economy-578	148	13	system	system	NOUN
economy-578	148	14	.	.	PUNCT
economy-578	149	1	standard	standard	ADJ
economy-578	149	2	macroeconomic	macroeconomic	ADJ
economy-578	149	3	variables	variable	NOUN
economy-578	149	4	used	use	VERB
economy-578	149	5	in	in	ADP
economy-578	149	6	the	the	DET
economy-578	149	7	study	study	NOUN
economy-578	149	8	included	include	VERB
economy-578	149	9	gross	gross	ADJ
economy-578	149	10	domestic	domestic	ADJ
economy-578	149	11	product	product	NOUN
economy-578	149	12	,	,	PUNCT
economy-578	149	13	lending	lend	VERB
economy-578	149	14	interest	interest	NOUN
economy-578	149	15	rates	rate	NOUN
economy-578	149	16	,	,	PUNCT
economy-578	149	17	loans	loan	NOUN
economy-578	149	18	and	and	CCONJ
economy-578	149	19	advances	advance	NOUN
economy-578	149	20	to	to	ADP
economy-578	149	21	agriculture	agriculture	NOUN
economy-578	149	22	and	and	CCONJ
economy-578	149	23	agricultural	agricultural	ADJ
economy-578	149	24	output	output	NOUN
economy-578	149	25	.	.	PUNCT
economy-578	150	1	the	the	DET
economy-578	150	2	data	datum	NOUN
economy-578	150	3	spanned	span	VERB
economy-578	150	4	from	from	ADP
economy-578	150	5	1980	1980	NUM
economy-578	150	6	-	-	SYM
economy-578	150	7	2015	2015	NUM
economy-578	150	8	.	.	PUNCT
economy-578	151	1	3.3	3.3	NUM
economy-578	151	2	.	.	PUNCT
economy-578	152	1	analytical	analytical	ADJ
economy-578	152	2	techniques	technique	NOUN
economy-578	152	3	multiple	multiple	ADJ
economy-578	152	4	regression	regression	NOUN
economy-578	152	5	model	model	NOUN
economy-578	152	6	was	be	AUX
economy-578	152	7	used	use	VERB
economy-578	152	8	to	to	PART
economy-578	152	9	determine	determine	VERB
economy-578	152	10	the	the	DET
economy-578	152	11	relationship	relationship	NOUN
economy-578	152	12	among	among	ADP
economy-578	152	13	npls	npls	NOUN
economy-578	152	14	in	in	ADP
economy-578	152	15	the	the	DET
economy-578	152	16	nigerian	nigerian	ADJ
economy-578	152	17	banking	banking	NOUN
economy-578	152	18	system	system	NOUN
economy-578	152	19	,	,	PUNCT
economy-578	152	20	agricultural	agricultural	ADJ
economy-578	152	21	lending	lending	NOUN
economy-578	152	22	and	and	CCONJ
economy-578	152	23	agricultural	agricultural	ADJ
economy-578	152	24	output	output	NOUN
economy-578	152	25	in	in	ADP
economy-578	152	26	nigeria	nigeria	PROPN
economy-578	152	27	.	.	PUNCT
economy-578	153	1	in	in	ADP
economy-578	153	2	addition	addition	NOUN
economy-578	153	3	,	,	PUNCT
economy-578	153	4	the	the	DET
economy-578	153	5	study	study	NOUN
economy-578	153	6	employed	employ	VERB
economy-578	153	7	pearson	pearson	NOUN
economy-578	153	8	correlation	correlation	NOUN
economy-578	153	9	and	and	CCONJ
economy-578	153	10	granger	granger	PROPN
economy-578	153	11	causality	causality	PROPN
economy-578	153	12	test	test	NOUN
economy-578	153	13	analyses	analysis	NOUN
economy-578	153	14	.	.	PUNCT
economy-578	154	1	3.4	3.4	NUM
economy-578	154	2	.	.	PUNCT
economy-578	154	3	long	long	ADJ
economy-578	154	4	run	run	NOUN
economy-578	154	5	model	model	NOUN
economy-578	154	6	of	of	ADP
economy-578	154	7	npls	npls	NOUN
economy-578	154	8	in	in	ADP
economy-578	154	9	nigeria	nigeria	PROPN
economy-578	154	10	based	base	VERB
economy-578	154	11	on	on	ADP
economy-578	154	12	the	the	DET
economy-578	154	13	result	result	NOUN
economy-578	154	14	of	of	ADP
economy-578	154	15	unit	unit	NOUN
economy-578	154	16	root	root	NOUN
economy-578	154	17	,	,	PUNCT
economy-578	154	18	a	a	DET
economy-578	154	19	long	long	ADJ
economy-578	154	20	run	run	NOUN
economy-578	154	21	model	model	NOUN
economy-578	154	22	for	for	ADP
economy-578	154	23	npl	npl	PROPN
economy-578	154	24	was	be	AUX
economy-578	154	25	specified	specify	VERB
economy-578	154	26	at	at	ADP
economy-578	154	27	the	the	DET
economy-578	154	28	level	level	NOUN
economy-578	154	29	of	of	ADP
economy-578	154	30	variables	variable	NOUN
economy-578	154	31	.	.	PUNCT
economy-578	155	1	the	the	DET
economy-578	155	2	primary	primary	ADJ
economy-578	155	3	model	model	NOUN
economy-578	155	4	in	in	ADP
economy-578	155	5	explicit	explicit	ADJ
economy-578	155	6	and	and	CCONJ
economy-578	155	7	implicit	implicit	ADJ
economy-578	155	8	forms	form	NOUN
economy-578	155	9	is	be	AUX
economy-578	155	10	shown	show	VERB
economy-578	155	11	in	in	ADP
economy-578	155	12	equation	equation	NOUN
economy-578	155	13	1	1	NUM
economy-578	155	14	and	and	CCONJ
economy-578	155	15	2	2	NUM
economy-578	155	16	respectively	respectively	ADV
economy-578	155	17	:	:	PUNCT
economy-578	155	18	(	(	PUNCT
economy-578	155	19	)	)	PUNCT
economy-578	155	20	(	(	PUNCT
economy-578	155	21	)	)	PUNCT
economy-578	155	22	(	(	PUNCT
economy-578	155	23	)	)	PUNCT
economy-578	155	24	where	where	SCONJ
economy-578	155	25	;	;	PUNCT
economy-578	155	26	nplst	nplst	NOUN
economy-578	155	27	=	=	PUNCT
economy-578	155	28	non	non	ADJ
economy-578	155	29	performing	perform	VERB
economy-578	155	30	loan	loan	NOUN
economy-578	155	31	(	(	PUNCT
economy-578	155	32	%	%	NOUN
economy-578	155	33	)	)	PUNCT
economy-578	155	34	intrt	intrt	NOUN
economy-578	155	35	=	=	SYM
economy-578	155	36	commercial	commercial	ADJ
economy-578	155	37	bank	bank	NOUN
economy-578	155	38	lending	lending	NOUN
economy-578	155	39	interest	interest	NOUN
economy-578	155	40	rate	rate	NOUN
economy-578	155	41	(	(	PUNCT
economy-578	155	42	%	%	INTJ
economy-578	155	43	)	)	PUNCT
economy-578	155	44	ladat	ladat	ADJ
economy-578	155	45	=	=	NOUN
economy-578	155	46	loan	loan	NOUN
economy-578	155	47	and	and	CCONJ
economy-578	155	48	advances	advance	NOUN
economy-578	155	49	to	to	ADP
economy-578	155	50	agricultural	agricultural	ADJ
economy-578	155	51	sector	sector	NOUN
economy-578	155	52	(	(	PUNCT
economy-578	155	53	loan	loan	NOUN
economy-578	155	54	and	and	CCONJ
economy-578	155	55	advances	advance	NOUN
economy-578	155	56	to	to	ADP
economy-578	155	57	agricultural	agricultural	ADJ
economy-578	155	58	sector	sector	NOUN
economy-578	155	59	/	/	SYM
economy-578	155	60	total	total	NOUN
economy-578	155	61	loan	loan	NOUN
economy-578	155	62	and	and	CCONJ
economy-578	155	63	advances	advance	NOUN
economy-578	155	64	to	to	ADP
economy-578	155	65	the	the	DET
economy-578	155	66	economy	economy	NOUN
economy-578	155	67	)	)	PUNCT
economy-578	155	68	expressed	express	VERB
economy-578	155	69	in	in	ADP
economy-578	155	70	(	(	PUNCT
economy-578	155	71	%	%	INTJ
economy-578	155	72	)	)	PUNCT
economy-578	155	73	atopt	atopt	ADJ
economy-578	155	74	=	=	SYM
economy-578	155	75	agricultural	agricultural	ADJ
economy-578	155	76	sector	sector	NOUN
economy-578	155	77	’s	’s	PART
economy-578	155	78	total	total	ADJ
economy-578	155	79	productivity	productivity	NOUN
economy-578	155	80	(	(	PUNCT
economy-578	155	81	agric	agric	PROPN
economy-578	155	82	.	.	PUNCT
economy-578	155	83	gdp	gdp	PROPN
economy-578	155	84	/	/	SYM
economy-578	155	85	total	total	PROPN
economy-578	155	86	gdp	gdp	NOUN
economy-578	155	87	)	)	PUNCT
economy-578	155	88	expressed	express	VERB
economy-578	155	89	in	in	ADP
economy-578	155	90	(	(	PUNCT
economy-578	155	91	%	%	INTJ
economy-578	155	92	)	)	PUNCT
economy-578	155	93	ltdrt	ltdrt	NOUN
economy-578	155	94	=	=	SYM
economy-578	155	95	liquidity	liquidity	NOUN
economy-578	155	96	ratio	ratio	NOUN
economy-578	155	97	(	(	PUNCT
economy-578	155	98	total	total	ADJ
economy-578	155	99	loan	loan	NOUN
economy-578	155	100	and	and	CCONJ
economy-578	155	101	advances	advance	NOUN
economy-578	155	102	per	per	ADP
economy-578	155	103	total	total	ADJ
economy-578	155	104	bank	bank	NOUN
economy-578	155	105	deposit	deposit	NOUN
economy-578	155	106	(	(	PUNCT
economy-578	155	107	%	%	INTJ
economy-578	155	108	)	)	PUNCT
economy-578	155	109	agdt	agdt	ADJ
economy-578	155	110	=	=	PUNCT
economy-578	155	111	growth	growth	NOUN
economy-578	155	112	rate	rate	NOUN
economy-578	155	113	in	in	ADP
economy-578	155	114	total	total	ADJ
economy-578	155	115	gdp	gdp	NOUN
economy-578	155	116	(	(	PUNCT
economy-578	155	117	%	%	INTJ
economy-578	155	118	)	)	PUNCT
economy-578	155	119	to	to	PART
economy-578	155	120	validate	validate	VERB
economy-578	155	121	the	the	DET
economy-578	155	122	existence	existence	NOUN
economy-578	155	123	of	of	ADP
economy-578	155	124	the	the	DET
economy-578	155	125	long	long	ADJ
economy-578	155	126	run	run	ADJ
economy-578	155	127	stable	stable	ADJ
economy-578	155	128	relationship	relationship	NOUN
economy-578	155	129	in	in	ADP
economy-578	155	130	npls	npls	NOUN
economy-578	155	131	equation	equation	NOUN
economy-578	155	132	in	in	ADP
economy-578	155	133	nigeria	nigeria	PROPN
economy-578	155	134	,	,	PUNCT
economy-578	155	135	the	the	DET
economy-578	155	136	study	study	NOUN
economy-578	155	137	applied	apply	VERB
economy-578	155	138	the	the	DET
economy-578	155	139	engle	engle	NOUN
economy-578	155	140	and	and	CCONJ
economy-578	155	141	granger	granger	PROPN
economy-578	155	142	two	two	NUM
economy-578	155	143	-	-	PUNCT
economy-578	155	144	step	step	NOUN
economy-578	155	145	technique	technique	NOUN
economy-578	155	146	(	(	PUNCT
economy-578	155	147	engle	engle	NOUN
economy-578	155	148	and	and	CCONJ
economy-578	155	149	granger	granger	PROPN
economy-578	155	150	,	,	PUNCT
economy-578	155	151	1987	1987	NUM
economy-578	155	152	)	)	PUNCT
economy-578	155	153	and	and	CCONJ
economy-578	155	154	johansen	johansen	PROPN
economy-578	155	155	co	co	PROPN
economy-578	155	156	-	-	NOUN
economy-578	155	157	integration	integration	NOUN
economy-578	155	158	test	test	NOUN
economy-578	155	159	.	.	PUNCT
economy-578	156	1	following	follow	VERB
economy-578	156	2	the	the	DET
economy-578	156	3	granger	granger	PROPN
economy-578	156	4	representation	representation	PROPN
economy-578	156	5	theorem	theorem	PROPN
economy-578	156	6	,	,	PUNCT
economy-578	156	7	the	the	DET
economy-578	156	8	error	error	NOUN
economy-578	156	9	correction	correction	NOUN
economy-578	156	10	model	model	NOUN
economy-578	156	11	(	(	PUNCT
economy-578	156	12	ecm	ecm	PROPN
economy-578	156	13	)	)	PUNCT
economy-578	156	14	for	for	ADP
economy-578	156	15	the	the	DET
economy-578	156	16	co	co	ADJ
economy-578	156	17	-	-	ADJ
economy-578	156	18	integrating	integrating	ADJ
economy-578	156	19	series	series	NOUN
economy-578	156	20	in	in	ADP
economy-578	156	21	the	the	DET
economy-578	156	22	study	study	NOUN
economy-578	156	23	was	be	AUX
economy-578	156	24	specified	specify	VERB
economy-578	156	25	.	.	PUNCT
economy-578	157	1	the	the	DET
economy-578	157	2	error	error	NOUN
economy-578	157	3	correction	correction	NOUN
economy-578	157	4	model	model	NOUN
economy-578	157	5	specified	specify	VERB
economy-578	157	6	for	for	ADP
economy-578	157	7	npls	npls	NOUN
economy-578	157	8	in	in	ADP
economy-578	157	9	nigeria	nigeria	PROPN
economy-578	157	10	is	be	AUX
economy-578	157	11	implicitly	implicitly	ADV
economy-578	157	12	shown	show	VERB
economy-578	157	13	below	below	ADP
economy-578	157	14	:	:	PUNCT
economy-578	157	15	…	…	PUNCT
economy-578	157	16	…	…	PUNCT
economy-578	157	17	……	……	NOUN
economy-578	157	18	……	……	NOUN
economy-578	157	19	(	(	PUNCT
economy-578	157	20	3	3	NUM
economy-578	157	21	)	)	PUNCT
economy-578	157	22	where	where	SCONJ
economy-578	157	23	variables	variable	NOUN
economy-578	157	24	are	be	AUX
economy-578	157	25	as	as	SCONJ
economy-578	157	26	described	describe	VERB
economy-578	157	27	previously	previously	ADV
economy-578	157	28	in	in	ADP
economy-578	157	29	equation	equation	NOUN
economy-578	157	30	2	2	NUM
economy-578	157	31	and	and	CCONJ
economy-578	157	32	ecmt	ecmt	NOUN
economy-578	157	33	is	be	AUX
economy-578	157	34	the	the	DET
economy-578	157	35	error	error	NOUN
economy-578	157	36	correction	correction	NOUN
economy-578	157	37	term	term	NOUN
economy-578	157	38	.	.	PUNCT
economy-578	158	1	economy	economy	NOUN
economy-578	158	2	,	,	PUNCT
economy-578	158	3	2016	2016	NUM
economy-578	158	4	,	,	PUNCT
economy-578	158	5	3(2	3(2	NUM
economy-578	158	6	):	):	PUNCT
economy-578	158	7	94	94	NUM
economy-578	158	8	-	-	SYM
economy-578	158	9	101	101	NUM
economy-578	158	10	98	98	NUM
economy-578	158	11	3.5	3.5	NUM
economy-578	158	12	.	.	PUNCT
economy-578	159	1	bivariate	bivariate	ADJ
economy-578	159	2	granger	granger	PROPN
economy-578	159	3	causality	causality	PROPN
economy-578	159	4	test	test	NOUN
economy-578	159	5	between	between	ADP
economy-578	159	6	npls	npls	NOUN
economy-578	159	7	and	and	CCONJ
economy-578	159	8	other	other	ADJ
economy-578	159	9	variables	variable	NOUN
economy-578	159	10	in	in	ADP
economy-578	159	11	this	this	DET
economy-578	159	12	study	study	NOUN
economy-578	159	13	,	,	PUNCT
economy-578	159	14	the	the	DET
economy-578	159	15	bilateral	bilateral	ADJ
economy-578	159	16	granger	granger	NOUN
economy-578	159	17	causality	causality	NOUN
economy-578	159	18	tests	test	NOUN
economy-578	159	19	were	be	AUX
economy-578	159	20	conducted	conduct	VERB
economy-578	159	21	on	on	ADP
economy-578	159	22	npls	npls	NOUN
economy-578	159	23	and	and	CCONJ
economy-578	159	24	selected	select	VERB
economy-578	159	25	macroeconomic	macroeconomic	ADJ
economy-578	159	26	variables	variable	NOUN
economy-578	159	27	in	in	ADP
economy-578	159	28	nigeria	nigeria	PROPN
economy-578	159	29	.	.	PUNCT
economy-578	160	1	the	the	DET
economy-578	160	2	primary	primary	ADJ
economy-578	160	3	model	model	NOUN
economy-578	160	4	in	in	ADP
economy-578	160	5	vector	vector	NOUN
economy-578	160	6	autoregressive	autoregressive	ADJ
economy-578	160	7	regression	regression	NOUN
economy-578	160	8	forms	form	NOUN
economy-578	160	9	are	be	AUX
economy-578	160	10	represented	represent	VERB
economy-578	160	11	as	as	ADP
economy-578	160	12	thus	thus	ADV
economy-578	160	13	:	:	PUNCT
economy-578	160	14	{	{	PUNCT
economy-578	160	15	∑	∑	PROPN
economy-578	160	16	∑	∑	INTJ
economy-578	160	17	(	(	PUNCT
economy-578	160	18	)	)	PUNCT
economy-578	160	19	∑	∑	ADP
economy-578	160	20	∑	∑	PUNCT
economy-578	160	21	(	(	PUNCT
economy-578	160	22	)	)	PUNCT
economy-578	160	23	}	}	PUNCT
economy-578	160	24	this	this	PRON
economy-578	160	25	was	be	AUX
economy-578	160	26	specified	specify	VERB
economy-578	160	27	for	for	ADP
economy-578	160	28	all	all	DET
economy-578	160	29	variables	variable	NOUN
economy-578	160	30	used	use	VERB
economy-578	160	31	in	in	ADP
economy-578	160	32	the	the	DET
economy-578	160	33	equation	equation	NOUN
economy-578	160	34	2	2	NUM
economy-578	160	35	.	.	NOUN
economy-578	161	1	4	4	NUM
economy-578	161	2	.	.	NOUN
economy-578	161	3	results	result	NOUN
economy-578	161	4	and	and	CCONJ
economy-578	161	5	discussion	discussion	NOUN
economy-578	161	6	emerging	emerge	VERB
economy-578	161	7	developments	development	NOUN
economy-578	161	8	in	in	ADP
economy-578	161	9	economic	economic	ADJ
economy-578	161	10	literature	literature	NOUN
economy-578	161	11	has	have	AUX
economy-578	161	12	shown	show	VERB
economy-578	161	13	that	that	SCONJ
economy-578	161	14	most	most	ADJ
economy-578	161	15	time	time	NOUN
economy-578	161	16	series	series	PROPN
economy-578	161	17	are	be	AUX
economy-578	161	18	non	non	ADJ
economy-578	161	19	-	-	ADJ
economy-578	161	20	stationary	stationary	ADJ
economy-578	161	21	,	,	PUNCT
economy-578	161	22	and	and	CCONJ
economy-578	161	23	this	this	PRON
economy-578	161	24	has	have	AUX
economy-578	161	25	invalidated	invalidate	VERB
economy-578	161	26	the	the	DET
economy-578	161	27	application	application	NOUN
economy-578	161	28	of	of	ADP
economy-578	161	29	most	most	ADJ
economy-578	161	30	estimation	estimation	NOUN
economy-578	161	31	methods	method	NOUN
economy-578	161	32	to	to	ADP
economy-578	161	33	time	time	NOUN
economy-578	161	34	series	series	NOUN
economy-578	161	35	at	at	ADP
economy-578	161	36	level	level	NOUN
economy-578	161	37	.	.	PUNCT
economy-578	162	1	this	this	PRON
economy-578	162	2	is	be	AUX
economy-578	162	3	essential	essential	ADJ
economy-578	162	4	in	in	ADP
economy-578	162	5	order	order	NOUN
economy-578	162	6	to	to	PART
economy-578	162	7	prevent	prevent	VERB
economy-578	162	8	spurious	spurious	ADJ
economy-578	162	9	or	or	CCONJ
economy-578	162	10	nonsense	nonsense	NOUN
economy-578	162	11	regression	regression	NOUN
economy-578	162	12	.	.	PUNCT
economy-578	163	1	it	it	PRON
economy-578	163	2	becomes	become	VERB
economy-578	163	3	imperative	imperative	ADJ
economy-578	163	4	to	to	PART
economy-578	163	5	determine	determine	VERB
economy-578	163	6	the	the	DET
economy-578	163	7	stationarity	stationarity	NOUN
economy-578	163	8	of	of	ADP
economy-578	163	9	variables	variable	NOUN
economy-578	163	10	used	use	VERB
economy-578	163	11	in	in	ADP
economy-578	163	12	the	the	DET
economy-578	163	13	study	study	NOUN
economy-578	163	14	since	since	SCONJ
economy-578	163	15	existence	existence	NOUN
economy-578	163	16	of	of	ADP
economy-578	163	17	unit	unit	NOUN
economy-578	163	18	root	root	NOUN
economy-578	163	19	is	be	AUX
economy-578	163	20	a	a	DET
economy-578	163	21	common	common	ADJ
economy-578	163	22	feature	feature	NOUN
economy-578	163	23	in	in	ADP
economy-578	163	24	time	time	NOUN
economy-578	163	25	series	series	PROPN
economy-578	163	26	data	data	PROPN
economy-578	163	27	.	.	PUNCT
economy-578	164	1	the	the	DET
economy-578	164	2	standard	standard	PROPN
economy-578	164	3	augmented	augment	VERB
economy-578	164	4	dickey	dickey	PROPN
economy-578	164	5	–	–	PUNCT
economy-578	164	6	fuller	full	ADJ
economy-578	164	7	(	(	PUNCT
economy-578	164	8	adf	adf	NOUN
economy-578	164	9	)	)	PUNCT
economy-578	164	10	test	test	NOUN
economy-578	164	11	for	for	ADP
economy-578	164	12	unit	unit	NOUN
economy-578	164	13	root	root	NOUN
economy-578	164	14	was	be	AUX
economy-578	164	15	conducted	conduct	VERB
economy-578	164	16	on	on	ADP
economy-578	164	17	specified	specified	ADJ
economy-578	164	18	variables	variable	NOUN
economy-578	164	19	(	(	PUNCT
economy-578	164	20	dickey	dickey	NOUN
economy-578	164	21	and	and	CCONJ
economy-578	164	22	fuller	full	ADJ
economy-578	164	23	,	,	PUNCT
economy-578	164	24	1981	1981	NUM
economy-578	164	25	)	)	PUNCT
economy-578	164	26	.	.	PUNCT
economy-578	165	1	table	table	NOUN
economy-578	165	2	1	1	NUM
economy-578	165	3	presents	present	VERB
economy-578	165	4	the	the	DET
economy-578	165	5	results	result	NOUN
economy-578	165	6	of	of	ADP
economy-578	165	7	adf	adf	PROPN
economy-578	165	8	test	test	NOUN
economy-578	165	9	statistic	statistic	NOUN
economy-578	165	10	for	for	ADP
economy-578	165	11	each	each	DET
economy-578	165	12	variable	variable	NOUN
economy-578	165	13	conducted	conduct	VERB
economy-578	165	14	at	at	ADP
economy-578	165	15	level	level	NOUN
economy-578	165	16	and	and	CCONJ
economy-578	165	17	also	also	ADV
economy-578	165	18	at	at	ADP
economy-578	165	19	the	the	DET
economy-578	165	20	first	first	ADJ
economy-578	165	21	difference	difference	NOUN
economy-578	165	22	involving	involve	VERB
economy-578	165	23	two	two	NUM
economy-578	165	24	sets	set	NOUN
economy-578	165	25	of	of	ADP
economy-578	165	26	adf	adf	PROPN
economy-578	165	27	equations	equation	NOUN
economy-578	165	28	.	.	PUNCT
economy-578	166	1	table-1	table-1	NUM
economy-578	166	2	.	.	PUNCT
economy-578	166	3	result	result	NOUN
economy-578	166	4	of	of	ADP
economy-578	166	5	the	the	DET
economy-578	166	6	unit	unit	NOUN
economy-578	166	7	root	root	NOUN
economy-578	166	8	test	test	NOUN
economy-578	166	9	for	for	ADP
economy-578	166	10	variables	variable	NOUN
economy-578	166	11	used	use	VERB
economy-578	166	12	in	in	ADP
economy-578	166	13	the	the	DET
economy-578	166	14	analysis	analysis	NOUN
economy-578	166	15	with	with	ADP
economy-578	166	16	constant	constant	ADJ
economy-578	166	17	with	with	ADP
economy-578	166	18	constant	constant	ADJ
economy-578	166	19	and	and	CCONJ
economy-578	166	20	trend	trend	NOUN
economy-578	166	21	level	level	NOUN
economy-578	166	22	1	1	NUM
economy-578	166	23	st	st	PROPN
economy-578	166	24	diff	diff	PROPN
economy-578	166	25	.	.	PUNCT
economy-578	167	1	ot	ot	NOUN
economy-578	167	2	level	level	NOUN
economy-578	167	3	1	1	NUM
economy-578	167	4	st	st	PROPN
economy-578	167	5	diff	diff	PROPN
economy-578	167	6	.	.	PUNCT
economy-578	168	1	ot	ot	PROPN
economy-578	168	2	npls	npls	PROPN
economy-578	168	3	-0.9871	-0.9871	X
economy-578	168	4	-6.3743	-6.3743	PROPN
economy-578	169	1	*	*	PUNCT
economy-578	169	2	*	*	NOUN
economy-578	169	3	1(1	1(1	NUM
economy-578	169	4	)	)	PUNCT
economy-578	169	5	-2.6231	-2.6231	NOUN
economy-578	169	6	-6.5377	-6.5377	NOUN
economy-578	170	1	*	*	PUNCT
economy-578	170	2	*	*	NOUN
economy-578	170	3	1(1	1(1	NUM
economy-578	170	4	)	)	PUNCT
economy-578	170	5	atp	atp	PROPN
economy-578	170	6	-0.4115	-0.4115	NOUN
economy-578	170	7	-6.7761	-6.7761	PROPN
economy-578	170	8	*	*	PUNCT
economy-578	170	9	*	*	NOUN
economy-578	170	10	1(1	1(1	NUM
economy-578	170	11	)	)	PUNCT
economy-578	170	12	-1.9467	-1.9467	NOUN
economy-578	170	13	-6.9767	-6.9767	PROPN
economy-578	171	1	*	*	PUNCT
economy-578	171	2	*	*	NOUN
economy-578	171	3	1(1	1(1	NUM
economy-578	171	4	)	)	PUNCT
economy-578	171	5	lada	lada	PROPN
economy-578	171	6	-1.1413	-1.1413	PROPN
economy-578	171	7	-6.0713	-6.0713	PROPN
economy-578	172	1	*	*	PUNCT
economy-578	172	2	*	*	NOUN
economy-578	172	3	1(1	1(1	NUM
economy-578	172	4	)	)	PUNCT
economy-578	172	5	-1.6579	-1.6579	NOUN
economy-578	172	6	-6.0424	-6.0424	PUNCT
economy-578	173	1	*	*	PUNCT
economy-578	173	2	*	*	NOUN
economy-578	173	3	1(1	1(1	NUM
economy-578	173	4	)	)	PUNCT
economy-578	173	5	ltdr	ltdr	NOUN
economy-578	173	6	-0.2438	-0.2438	VERB
economy-578	174	1	-5.6223	-5.6223	PROPN
economy-578	175	1	*	*	PUNCT
economy-578	175	2	*	*	NOUN
economy-578	175	3	1(1	1(1	NUM
economy-578	175	4	)	)	PUNCT
economy-578	175	5	-3.2250	-3.2250	NOUN
economy-578	176	1	-5.3752	-5.3752	NOUN
economy-578	176	2	*	*	PUNCT
economy-578	176	3	*	*	NOUN
economy-578	176	4	1(1	1(1	NUM
economy-578	176	5	)	)	PUNCT
economy-578	176	6	intr	intr	NOUN
economy-578	176	7	0.4758	0.4758	NUM
economy-578	176	8	-7.5778	-7.5778	NOUN
economy-578	176	9	*	*	PUNCT
economy-578	176	10	*	*	NOUN
economy-578	176	11	1(1	1(1	NUM
economy-578	176	12	)	)	PUNCT
economy-578	176	13	-2.5493	-2.5493	NOUN
economy-578	176	14	-7.6818	-7.6818	NOUN
economy-578	177	1	*	*	PUNCT
economy-578	177	2	*	*	PUNCT
economy-578	177	3	1(1	1(1	NUM
economy-578	177	4	)	)	PUNCT
economy-578	177	5	agdp	agdp	NOUN
economy-578	178	1	-3.3250	-3.3250	NOUN
economy-578	179	1	*	*	PUNCT
economy-578	179	2	*	*	PUNCT
economy-578	179	3	1(0	1(0	NUM
economy-578	179	4	)	)	PUNCT
economy-578	180	1	5.34099	5.34099	NUM
economy-578	180	2	*	*	PUNCT
economy-578	180	3	*	*	NOUN
economy-578	180	4	1(0	1(0	NUM
economy-578	180	5	)	)	PUNCT
economy-578	180	6	error	error	NOUN
economy-578	180	7	-3.1080	-3.1080	NOUN
economy-578	180	8	*	*	SYM
economy-578	180	9	1(0	1(0	NUM
economy-578	180	10	)	)	PUNCT
economy-578	180	11	-3.7260	-3.7260	NOUN
economy-578	180	12	*	*	SYM
economy-578	180	13	1(0	1(0	X
economy-578	180	14	)	)	PUNCT
economy-578	180	15	note	note	NOUN
economy-578	180	16	:	:	PUNCT
economy-578	180	17	ot	ot	NOUN
economy-578	180	18	means	mean	VERB
economy-578	180	19	order	order	NOUN
economy-578	180	20	of	of	ADP
economy-578	180	21	integration	integration	NOUN
economy-578	180	22	.	.	PUNCT
economy-578	181	1	critical	critical	ADJ
economy-578	181	2	values	value	NOUN
economy-578	181	3	(	(	PUNCT
economy-578	181	4	cv	cv	NOUN
economy-578	181	5	)	)	PUNCT
economy-578	181	6	are	be	AUX
economy-578	181	7	defined	define	VERB
economy-578	181	8	at	at	ADP
economy-578	181	9	1	1	NUM
economy-578	181	10	%	%	NOUN
economy-578	181	11	and	and	CCONJ
economy-578	181	12	5	5	NUM
economy-578	181	13	%	%	NOUN
economy-578	181	14	significant	significant	ADJ
economy-578	181	15	levels	level	NOUN
economy-578	181	16	and	and	CCONJ
economy-578	181	17	asterisks	asterisk	NOUN
economy-578	181	18	*	*	PUNCT
economy-578	181	19	and	and	CCONJ
economy-578	181	20	*	*	PUNCT
economy-578	181	21	*	*	PUNCT
economy-578	181	22	represent	represent	VERB
economy-578	181	23	5	5	NUM
economy-578	181	24	%	%	NOUN
economy-578	181	25	and	and	CCONJ
economy-578	181	26	1	1	NUM
economy-578	181	27	%	%	NOUN
economy-578	181	28	significance	significance	NOUN
economy-578	181	29	levels	level	NOUN
economy-578	181	30	respectively	respectively	ADV
economy-578	181	31	.	.	PUNCT
economy-578	182	1	variables	variable	NOUN
economy-578	182	2	are	be	AUX
economy-578	182	3	as	as	SCONJ
economy-578	182	4	defined	define	VERB
economy-578	182	5	in	in	ADP
economy-578	182	6	equations	equation	NOUN
economy-578	182	7	3and	3and	NUM
economy-578	182	8	4	4	NUM
economy-578	182	9	.	.	PUNCT
economy-578	183	1	the	the	DET
economy-578	183	2	above	above	ADJ
economy-578	183	3	results	result	NOUN
economy-578	183	4	indicate	indicate	VERB
economy-578	183	5	that	that	SCONJ
economy-578	183	6	at	at	ADP
economy-578	183	7	level	level	NOUN
economy-578	183	8	for	for	ADP
economy-578	183	9	both	both	DET
economy-578	183	10	adf	adf	PROPN
economy-578	183	11	equations	equation	NOUN
economy-578	183	12	,	,	PUNCT
economy-578	183	13	the	the	DET
economy-578	183	14	series	series	NOUN
economy-578	183	15	were	be	AUX
economy-578	183	16	non	non	ADJ
economy-578	183	17	-	-	ADJ
economy-578	183	18	stationary	stationary	ADJ
economy-578	183	19	with	with	ADP
economy-578	183	20	the	the	DET
economy-578	183	21	exception	exception	NOUN
economy-578	183	22	of	of	ADP
economy-578	183	23	agdp	agdp	NOUN
economy-578	183	24	.	.	PUNCT
economy-578	184	1	the	the	DET
economy-578	184	2	results	result	NOUN
economy-578	184	3	imply	imply	VERB
economy-578	184	4	that	that	SCONJ
economy-578	184	5	,	,	PUNCT
economy-578	184	6	most	most	ADV
economy-578	184	7	specified	specified	ADJ
economy-578	184	8	variables	variable	NOUN
economy-578	184	9	have	have	VERB
economy-578	184	10	unit	unit	NOUN
economy-578	184	11	root	root	NOUN
economy-578	184	12	issue	issue	NOUN
economy-578	184	13	.	.	PUNCT
economy-578	185	1	following	follow	VERB
economy-578	185	2	the	the	DET
economy-578	185	3	unit	unit	NOUN
economy-578	185	4	root	root	NOUN
economy-578	185	5	results	result	NOUN
economy-578	185	6	,	,	PUNCT
economy-578	185	7	it	it	PRON
economy-578	185	8	indicates	indicate	VERB
economy-578	185	9	that	that	SCONJ
economy-578	185	10	,	,	PUNCT
economy-578	185	11	equations	equation	NOUN
economy-578	185	12	involving	involve	VERB
economy-578	185	13	the	the	DET
economy-578	185	14	specified	specify	VERB
economy-578	185	15	variables	variable	NOUN
economy-578	185	16	can	can	AUX
economy-578	185	17	not	not	PART
economy-578	185	18	be	be	AUX
economy-578	185	19	specified	specify	VERB
economy-578	185	20	at	at	ADP
economy-578	185	21	level	level	NOUN
economy-578	185	22	to	to	PART
economy-578	185	23	avoid	avoid	VERB
economy-578	185	24	the	the	DET
economy-578	185	25	incidence	incidence	NOUN
economy-578	185	26	of	of	ADP
economy-578	185	27	having	have	VERB
economy-578	185	28	spurious	spurious	ADJ
economy-578	185	29	regression	regression	NOUN
economy-578	185	30	estimates	estimate	NOUN
economy-578	185	31	.	.	PUNCT
economy-578	186	1	the	the	DET
economy-578	186	2	implication	implication	NOUN
economy-578	186	3	of	of	ADP
economy-578	186	4	this	this	DET
economy-578	186	5	result	result	NOUN
economy-578	186	6	is	be	AUX
economy-578	186	7	that	that	SCONJ
economy-578	186	8	equation	equation	NOUN
economy-578	186	9	2	2	NUM
economy-578	186	10	should	should	AUX
economy-578	186	11	be	be	AUX
economy-578	186	12	subjected	subject	VERB
economy-578	186	13	to	to	ADP
economy-578	186	14	cointegration	cointegration	NOUN
economy-578	186	15	and	and	CCONJ
economy-578	186	16	error	error	NOUN
economy-578	186	17	correction	correction	NOUN
economy-578	186	18	model	model	NOUN
economy-578	186	19	.	.	PUNCT
economy-578	187	1	4.1	4.1	NUM
economy-578	187	2	.	.	PUNCT
economy-578	187	3	pearson	pearson	PROPN
economy-578	187	4	correlation	correlation	NOUN
economy-578	187	5	matrix	matrix	NOUN
economy-578	187	6	of	of	ADP
economy-578	187	7	npls	npls	NOUN
economy-578	187	8	and	and	CCONJ
economy-578	187	9	some	some	DET
economy-578	187	10	macroeconomic	macroeconomic	ADJ
economy-578	187	11	variables	variable	VERB
economy-578	187	12	the	the	DET
economy-578	187	13	estimation	estimation	NOUN
economy-578	187	14	of	of	ADP
economy-578	187	15	the	the	DET
economy-578	187	16	pearson	pearson	PROPN
economy-578	187	17	correlation	correlation	NOUN
economy-578	187	18	coefficient	coefficient	NOUN
economy-578	187	19	became	become	VERB
economy-578	187	20	relevant	relevant	ADJ
economy-578	187	21	in	in	ADP
economy-578	187	22	order	order	NOUN
economy-578	187	23	to	to	PART
economy-578	187	24	establish	establish	VERB
economy-578	187	25	the	the	DET
economy-578	187	26	linear	linear	ADJ
economy-578	187	27	and	and	CCONJ
economy-578	187	28	symmetric	symmetric	ADJ
economy-578	187	29	association	association	NOUN
economy-578	187	30	between	between	ADP
economy-578	187	31	nonperforming	nonperforme	VERB
economy-578	187	32	loans	loan	NOUN
economy-578	187	33	(	(	PUNCT
economy-578	187	34	npls	npls	NOUN
economy-578	187	35	)	)	PUNCT
economy-578	187	36	,	,	PUNCT
economy-578	187	37	lending	lend	VERB
economy-578	187	38	interest	interest	NOUN
economy-578	187	39	rate	rate	NOUN
economy-578	187	40	(	(	PUNCT
economy-578	187	41	intr	intr	PROPN
economy-578	187	42	)	)	PUNCT
economy-578	187	43	,	,	PUNCT
economy-578	187	44	loan	loan	NOUN
economy-578	187	45	and	and	CCONJ
economy-578	187	46	advances	advance	NOUN
economy-578	187	47	granted	grant	VERB
economy-578	187	48	to	to	ADP
economy-578	187	49	agricultural	agricultural	ADJ
economy-578	187	50	sector	sector	NOUN
economy-578	187	51	(	(	PUNCT
economy-578	187	52	lada	lada	PROPN
economy-578	187	53	)	)	PUNCT
economy-578	187	54	,	,	PUNCT
economy-578	187	55	agricultural	agricultural	ADJ
economy-578	187	56	sector	sector	NOUN
economy-578	187	57	’s	’s	PART
economy-578	187	58	total	total	ADJ
economy-578	187	59	productivity	productivity	NOUN
economy-578	187	60	(	(	PUNCT
economy-578	187	61	atop	atop	NOUN
economy-578	187	62	)	)	PUNCT
economy-578	187	63	,	,	PUNCT
economy-578	187	64	liquidity	liquidity	NOUN
economy-578	187	65	ratio	ratio	NOUN
economy-578	187	66	(	(	PUNCT
economy-578	187	67	ltdr	ltdr	PROPN
economy-578	187	68	)	)	PUNCT
economy-578	187	69	as	as	ADV
economy-578	187	70	well	well	ADV
economy-578	187	71	as	as	ADP
economy-578	187	72	growth	growth	NOUN
economy-578	187	73	rate	rate	NOUN
economy-578	187	74	in	in	ADP
economy-578	187	75	gross	gross	ADJ
economy-578	187	76	domestic	domestic	ADJ
economy-578	187	77	product	product	NOUN
economy-578	187	78	(	(	PUNCT
economy-578	187	79	gdp	gdp	NOUN
economy-578	187	80	)	)	PUNCT
economy-578	187	81	in	in	ADP
economy-578	187	82	nigeria	nigeria	PROPN
economy-578	187	83	.	.	PUNCT
economy-578	188	1	table	table	NOUN
economy-578	188	2	2	2	NUM
economy-578	188	3	shows	show	VERB
economy-578	188	4	the	the	DET
economy-578	188	5	correlation	correlation	NOUN
economy-578	188	6	matrix	matrix	NOUN
economy-578	188	7	for	for	ADP
economy-578	188	8	the	the	DET
economy-578	188	9	specified	specified	ADJ
economy-578	188	10	variables	variable	NOUN
economy-578	188	11	in	in	ADP
economy-578	188	12	the	the	DET
economy-578	188	13	study	study	NOUN
economy-578	188	14	.	.	PUNCT
economy-578	189	1	table-2	table-2	NUM
economy-578	189	2	.	.	PUNCT
economy-578	189	3	correlation	correlation	NOUN
economy-578	189	4	matrix	matrix	NOUN
economy-578	189	5	for	for	ADP
economy-578	189	6	variables	variable	NOUN
economy-578	189	7	used	use	VERB
economy-578	189	8	in	in	ADP
economy-578	189	9	the	the	DET
economy-578	189	10	analysis	analysis	NOUN
economy-578	189	11	variable	variable	ADJ
economy-578	189	12	npls	npls	NOUN
economy-578	189	13	atop	atop	ADP
economy-578	189	14	lada	lada	PROPN
economy-578	189	15	ltdr	ltdr	PROPN
economy-578	189	16	intr	intr	PROPN
economy-578	189	17	gdp	gdp	PROPN
economy-578	189	18	npls	npls	PROPN
economy-578	189	19	1.0000	1.0000	NUM
economy-578	189	20	0.314	0.314	NUM
economy-578	189	21	(	(	PUNCT
economy-578	189	22	0.063	0.063	NUM
economy-578	189	23	)	)	PUNCT
economy-578	189	24	0.272	0.272	NUM
economy-578	189	25	(	(	PUNCT
economy-578	189	26	0.108	0.108	NUM
economy-578	189	27	)	)	PUNCT
economy-578	189	28	0.390	0.390	NUM
economy-578	189	29	(	(	PUNCT
economy-578	189	30	0.019	0.019	NUM
economy-578	189	31	)	)	PUNCT
economy-578	189	32	-0.210	-0.210	NOUN
economy-578	189	33	(	(	PUNCT
economy-578	189	34	0.220	0.220	NUM
economy-578	189	35	)	)	PUNCT
economy-578	189	36	0.402	0.402	NUM
economy-578	189	37	(	(	PUNCT
economy-578	189	38	0.015	0.015	NUM
economy-578	189	39	)	)	PUNCT
economy-578	189	40	*	*	PUNCT
economy-578	189	41	atop	atop	ADP
economy-578	189	42	1.0000	1.0000	NUM
economy-578	189	43	-0.162	-0.162	PUNCT
economy-578	189	44	(	(	PUNCT
economy-578	189	45	0.344	0.344	NUM
economy-578	189	46	)	)	PUNCT
economy-578	189	47	0.096	0.096	NUM
economy-578	189	48	(	(	PUNCT
economy-578	189	49	0.577	0.577	NUM
economy-578	189	50	)	)	PUNCT
economy-578	189	51	0.326	0.326	NUM
economy-578	189	52	(	(	PUNCT
economy-578	189	53	0.052	0.052	NUM
economy-578	189	54	)	)	PUNCT
economy-578	189	55	0.273	0.273	NUM
economy-578	189	56	(	(	PUNCT
economy-578	189	57	0.107	0.107	NUM
economy-578	189	58	)	)	PUNCT
economy-578	189	59	lada	lada	PROPN
economy-578	189	60	1.0000	1.0000	NUM
economy-578	189	61	-0.020	-0.020	X
economy-578	189	62	(	(	PUNCT
economy-578	189	63	0.906	0.906	NUM
economy-578	189	64	)	)	PUNCT
economy-578	189	65	0.056	0.056	NUM
economy-578	189	66	(	(	PUNCT
economy-578	189	67	0.746	0.746	NUM
economy-578	189	68	)	)	PUNCT
economy-578	189	69	0.157	0.157	NUM
economy-578	189	70	(	(	PUNCT
economy-578	189	71	0.361	0.361	NUM
economy-578	189	72	)	)	PUNCT
economy-578	189	73	ltdr	ltdr	PROPN
economy-578	189	74	1.0000	1.0000	NUM
economy-578	189	75	-0.558	-0.558	PUNCT
economy-578	189	76	(	(	PUNCT
economy-578	189	77	0.000	0.000	NUM
economy-578	189	78	)	)	PUNCT
economy-578	189	79	*	*	PUNCT
economy-578	189	80	*	*	PUNCT
economy-578	189	81	-0.007	-0.007	PUNCT
economy-578	189	82	(	(	PUNCT
economy-578	189	83	0.969	0.969	NUM
economy-578	189	84	)	)	PUNCT
economy-578	189	85	intr	intr	VERB
economy-578	189	86	1.0000	1.0000	NUM
economy-578	189	87	0.181	0.181	NUM
economy-578	189	88	(	(	PUNCT
economy-578	189	89	0.292	0.292	NUM
economy-578	189	90	)	)	PUNCT
economy-578	189	91	agdp	agdp	NOUN
economy-578	189	92	1.0000	1.0000	NUM
economy-578	189	93	note	note	NOUN
economy-578	189	94	:	:	PUNCT
economy-578	189	95	variables	variable	NOUN
economy-578	189	96	are	be	AUX
economy-578	189	97	as	as	ADP
economy-578	189	98	expressed	express	VERB
economy-578	189	99	in	in	ADP
economy-578	189	100	equations	equation	NOUN
economy-578	189	101	2	2	NUM
economy-578	189	102	.	.	PUNCT
economy-578	189	103	values	value	NOUN
economy-578	189	104	in	in	ADP
economy-578	189	105	bracket	bracket	NOUN
economy-578	189	106	are	be	AUX
economy-578	189	107	probability	probability	NOUN
economy-578	189	108	value	value	NOUN
economy-578	189	109	and	and	CCONJ
economy-578	189	110	others	other	NOUN
economy-578	189	111	are	be	AUX
economy-578	189	112	correlation	correlation	NOUN
economy-578	189	113	coefficient	coefficient	NOUN
economy-578	189	114	.	.	PUNCT
economy-578	190	1	asterisks	asterisk	NOUN
economy-578	190	2	*	*	PUNCT
economy-578	190	3	and	and	CCONJ
economy-578	190	4	*	*	PUNCT
economy-578	190	5	*	*	PUNCT
economy-578	190	6	represent	represent	VERB
economy-578	190	7	significant	significant	ADJ
economy-578	190	8	levels	level	NOUN
economy-578	190	9	at	at	ADP
economy-578	190	10	5	5	NUM
economy-578	190	11	%	%	NOUN
economy-578	190	12	and	and	CCONJ
economy-578	190	13	1	1	NUM
economy-578	190	14	%	%	NOUN
economy-578	190	15	respectively	respectively	ADV
economy-578	190	16	.	.	PUNCT
economy-578	191	1	the	the	DET
economy-578	191	2	above	above	ADJ
economy-578	191	3	results	result	NOUN
economy-578	191	4	revealed	reveal	VERB
economy-578	191	5	that	that	SCONJ
economy-578	191	6	,	,	PUNCT
economy-578	191	7	npls	npls	NOUN
economy-578	191	8	has	have	VERB
economy-578	191	9	significant	significant	ADJ
economy-578	191	10	positive	positive	ADJ
economy-578	191	11	relationship	relationship	NOUN
economy-578	191	12	with	with	ADP
economy-578	191	13	the	the	DET
economy-578	191	14	growth	growth	NOUN
economy-578	191	15	rate	rate	NOUN
economy-578	191	16	of	of	ADP
economy-578	191	17	agdp	agdp	NOUN
economy-578	191	18	.	.	PUNCT
economy-578	192	1	this	this	PRON
economy-578	192	2	means	mean	VERB
economy-578	192	3	that	that	SCONJ
economy-578	192	4	,	,	PUNCT
economy-578	192	5	the	the	DET
economy-578	192	6	accumulation	accumulation	NOUN
economy-578	192	7	of	of	ADP
economy-578	192	8	npls	npls	NOUN
economy-578	192	9	grows	grow	VERB
economy-578	192	10	with	with	ADP
economy-578	192	11	the	the	DET
economy-578	192	12	positive	positive	ADJ
economy-578	192	13	growth	growth	NOUN
economy-578	192	14	rate	rate	NOUN
economy-578	192	15	in	in	ADP
economy-578	192	16	the	the	DET
economy-578	192	17	country	country	NOUN
economy-578	192	18	’s	’s	PART
economy-578	192	19	gdp	gdp	NOUN
economy-578	192	20	.	.	PUNCT
economy-578	193	1	this	this	PRON
economy-578	193	2	implies	imply	VERB
economy-578	193	3	that	that	SCONJ
economy-578	193	4	there	there	PRON
economy-578	193	5	is	be	VERB
economy-578	193	6	a	a	DET
economy-578	193	7	strong	strong	ADJ
economy-578	193	8	linear	linear	ADJ
economy-578	193	9	relationship	relationship	NOUN
economy-578	193	10	between	between	ADP
economy-578	193	11	npls	npls	NOUN
economy-578	193	12	and	and	CCONJ
economy-578	193	13	gdp	gdp	NOUN
economy-578	193	14	growth	growth	NOUN
economy-578	193	15	rate	rate	NOUN
economy-578	193	16	in	in	ADP
economy-578	193	17	nigeria	nigeria	PROPN
economy-578	193	18	.	.	PUNCT
economy-578	194	1	this	this	DET
economy-578	194	2	finding	finding	NOUN
economy-578	194	3	satisfies	satisfy	VERB
economy-578	194	4	the	the	DET
economy-578	194	5	priori	priori	ADJ
economy-578	194	6	expectation	expectation	NOUN
economy-578	194	7	as	as	ADP
economy-578	194	8	increase	increase	NOUN
economy-578	194	9	in	in	ADP
economy-578	194	10	gdp	gdp	NOUN
economy-578	194	11	will	will	AUX
economy-578	194	12	entails	entail	VERB
economy-578	194	13	increase	increase	NOUN
economy-578	194	14	in	in	ADP
economy-578	194	15	capital	capital	NOUN
economy-578	194	16	investment	investment	NOUN
economy-578	194	17	,	,	PUNCT
economy-578	194	18	loanable	loanable	ADJ
economy-578	194	19	funds	fund	NOUN
economy-578	194	20	and	and	CCONJ
economy-578	194	21	other	other	ADJ
economy-578	194	22	form	form	NOUN
economy-578	194	23	of	of	ADP
economy-578	194	24	money	money	NOUN
economy-578	194	25	transfer	transfer	NOUN
economy-578	194	26	/	/	SYM
economy-578	194	27	exchange	exchange	NOUN
economy-578	194	28	within	within	ADP
economy-578	194	29	the	the	DET
economy-578	194	30	economy	economy	NOUN
economy-578	194	31	.	.	PUNCT
economy-578	195	1	with	with	ADP
economy-578	195	2	increase	increase	NOUN
economy-578	195	3	in	in	ADP
economy-578	195	4	economic	economic	ADJ
economy-578	195	5	activities	activity	NOUN
economy-578	195	6	,	,	PUNCT
economy-578	195	7	credit	credit	NOUN
economy-578	195	8	to	to	ADP
economy-578	195	9	all	all	DET
economy-578	195	10	sectors	sector	NOUN
economy-578	195	11	of	of	ADP
economy-578	195	12	economy	economy	NOUN
economy-578	195	13	is	be	AUX
economy-578	195	14	likely	likely	ADJ
economy-578	195	15	to	to	PART
economy-578	195	16	increase	increase	VERB
economy-578	195	17	with	with	ADP
economy-578	195	18	the	the	DET
economy-578	195	19	corresponding	corresponding	ADJ
economy-578	195	20	default	default	NOUN
economy-578	195	21	.	.	PUNCT
economy-578	196	1	however	however	ADV
economy-578	196	2	,	,	PUNCT
economy-578	196	3	npls	npls	PROPN
economy-578	196	4	exhibited	exhibit	VERB
economy-578	196	5	positive	positive	ADJ
economy-578	196	6	but	but	CCONJ
economy-578	196	7	weak	weak	ADJ
economy-578	196	8	and	and	CCONJ
economy-578	196	9	insignificant	insignificant	ADJ
economy-578	196	10	correlation	correlation	NOUN
economy-578	196	11	with	with	ADP
economy-578	196	12	agricultural	agricultural	ADJ
economy-578	196	13	productivity	productivity	NOUN
economy-578	196	14	,	,	PUNCT
economy-578	196	15	loan	loan	NOUN
economy-578	196	16	and	and	CCONJ
economy-578	196	17	advances	advance	NOUN
economy-578	196	18	granted	grant	VERB
economy-578	196	19	to	to	ADP
economy-578	196	20	agribusinesses	agribusiness	NOUN
economy-578	196	21	,	,	PUNCT
economy-578	196	22	and	and	CCONJ
economy-578	196	23	liquidity	liquidity	NOUN
economy-578	196	24	ratio	ratio	NOUN
economy-578	196	25	in	in	ADP
economy-578	196	26	the	the	DET
economy-578	196	27	banking	banking	NOUN
economy-578	196	28	system	system	NOUN
economy-578	196	29	.	.	PUNCT
economy-578	197	1	the	the	DET
economy-578	197	2	relationship	relationship	NOUN
economy-578	197	3	was	be	AUX
economy-578	197	4	negative	negative	ADJ
economy-578	197	5	and	and	CCONJ
economy-578	197	6	weak	weak	ADJ
economy-578	197	7	with	with	ADP
economy-578	197	8	the	the	DET
economy-578	197	9	banking	banking	NOUN
economy-578	197	10	system	system	NOUN
economy-578	197	11	lending	lending	NOUN
economy-578	197	12	rate	rate	NOUN
economy-578	197	13	in	in	ADP
economy-578	197	14	the	the	DET
economy-578	197	15	country	country	NOUN
economy-578	197	16	.	.	PUNCT
economy-578	198	1	the	the	DET
economy-578	198	2	result	result	NOUN
economy-578	198	3	also	also	ADV
economy-578	198	4	indicates	indicate	VERB
economy-578	198	5	that	that	SCONJ
economy-578	198	6	,	,	PUNCT
economy-578	198	7	npl	npl	PROPN
economy-578	198	8	might	might	AUX
economy-578	198	9	not	not	PART
economy-578	198	10	have	have	VERB
economy-578	198	11	a	a	DET
economy-578	198	12	strong	strong	ADJ
economy-578	198	13	linear	linear	NOUN
economy-578	198	14	association	association	NOUN
economy-578	198	15	with	with	ADP
economy-578	198	16	these	these	DET
economy-578	198	17	variables	variable	NOUN
economy-578	198	18	,	,	PUNCT
economy-578	198	19	but	but	CCONJ
economy-578	198	20	there	there	PRON
economy-578	198	21	could	could	AUX
economy-578	198	22	be	be	AUX
economy-578	198	23	significant	significant	ADJ
economy-578	198	24	relationships	relationship	NOUN
economy-578	198	25	which	which	PRON
economy-578	198	26	are	be	AUX
economy-578	198	27	not	not	PART
economy-578	198	28	expressed	express	VERB
economy-578	198	29	in	in	ADP
economy-578	198	30	linear	linear	PROPN
economy-578	198	31	forms	form	NOUN
economy-578	198	32	.	.	PUNCT
economy-578	199	1	economy	economy	NOUN
economy-578	199	2	,	,	PUNCT
economy-578	199	3	2016	2016	NUM
economy-578	199	4	,	,	PUNCT
economy-578	199	5	3(2	3(2	NUM
economy-578	199	6	):	):	PUNCT
economy-578	199	7	94	94	NUM
economy-578	199	8	-	-	SYM
economy-578	199	9	101	101	NUM
economy-578	199	10	99	99	NUM
economy-578	199	11	4.2	4.2	NUM
economy-578	199	12	.	.	PUNCT
economy-578	200	1	granger	granger	PROPN
economy-578	200	2	causality	causality	PROPN
economy-578	200	3	test	test	NOUN
economy-578	200	4	between	between	ADP
economy-578	200	5	npls	npls	NOUN
economy-578	200	6	and	and	CCONJ
economy-578	200	7	other	other	ADJ
economy-578	200	8	specified	specify	VERB
economy-578	200	9	variables	variable	NOUN
economy-578	200	10	the	the	DET
economy-578	200	11	long	long	ADJ
economy-578	200	12	run	run	NOUN
economy-578	200	13	causality	causality	NOUN
economy-578	200	14	relationship	relationship	NOUN
economy-578	200	15	between	between	ADP
economy-578	200	16	npls	npls	NOUN
economy-578	200	17	and	and	CCONJ
economy-578	200	18	lending	lending	NOUN
economy-578	200	19	interest	interest	NOUN
economy-578	200	20	rate	rate	NOUN
economy-578	200	21	(	(	PUNCT
economy-578	200	22	intr	intr	PROPN
economy-578	200	23	)	)	PUNCT
economy-578	200	24	,	,	PUNCT
economy-578	200	25	loan	loan	NOUN
economy-578	200	26	and	and	CCONJ
economy-578	200	27	advances	advance	NOUN
economy-578	200	28	granted	grant	VERB
economy-578	200	29	to	to	ADP
economy-578	200	30	agricultural	agricultural	ADJ
economy-578	200	31	sector	sector	NOUN
economy-578	200	32	(	(	PUNCT
economy-578	200	33	lada	lada	PROPN
economy-578	200	34	)	)	PUNCT
economy-578	200	35	,	,	PUNCT
economy-578	200	36	agricultural	agricultural	ADJ
economy-578	200	37	sector	sector	NOUN
economy-578	200	38	’s	’s	PART
economy-578	200	39	total	total	ADJ
economy-578	200	40	productivity	productivity	NOUN
economy-578	200	41	(	(	PUNCT
economy-578	200	42	atop	atop	NOUN
economy-578	200	43	)	)	PUNCT
economy-578	200	44	,	,	PUNCT
economy-578	200	45	liquidity	liquidity	NOUN
economy-578	200	46	ratio	ratio	NOUN
economy-578	200	47	(	(	PUNCT
economy-578	200	48	ltdr	ltdr	PROPN
economy-578	200	49	)	)	PUNCT
economy-578	200	50	as	as	ADV
economy-578	200	51	well	well	ADV
economy-578	200	52	as	as	ADP
economy-578	200	53	growth	growth	NOUN
economy-578	200	54	rate	rate	NOUN
economy-578	200	55	in	in	ADP
economy-578	200	56	gross	gross	ADJ
economy-578	200	57	domestic	domestic	ADJ
economy-578	200	58	product	product	NOUN
economy-578	200	59	(	(	PUNCT
economy-578	200	60	gdp	gdp	NOUN
economy-578	200	61	)	)	PUNCT
economy-578	200	62	in	in	ADP
economy-578	200	63	nigeria	nigeria	PROPN
economy-578	200	64	is	be	AUX
economy-578	200	65	presented	present	VERB
economy-578	200	66	in	in	ADP
economy-578	200	67	table	table	NOUN
economy-578	200	68	3	3	NUM
economy-578	200	69	.	.	PUNCT
economy-578	201	1	the	the	DET
economy-578	201	2	result	result	NOUN
economy-578	201	3	of	of	ADP
economy-578	201	4	the	the	DET
economy-578	201	5	bilateral	bilateral	ADJ
economy-578	201	6	ganger	ganger	NOUN
economy-578	201	7	causality	causality	NOUN
economy-578	201	8	suggests	suggest	VERB
economy-578	201	9	that	that	SCONJ
economy-578	201	10	there	there	PRON
economy-578	201	11	is	be	VERB
economy-578	201	12	an	an	DET
economy-578	201	13	evidence	evidence	NOUN
economy-578	201	14	of	of	ADP
economy-578	201	15	bi	bi	ADJ
economy-578	201	16	-	-	ADJ
economy-578	201	17	directional	directional	ADJ
economy-578	201	18	granger	granger	NOUN
economy-578	201	19	causality	causality	NOUN
economy-578	201	20	between	between	ADP
economy-578	201	21	non	non	ADJ
economy-578	201	22	-	-	ADJ
economy-578	201	23	performing	performing	ADJ
economy-578	201	24	loan	loan	NOUN
economy-578	201	25	(	(	PUNCT
economy-578	201	26	npls	npls	NOUN
economy-578	201	27	)	)	PUNCT
economy-578	201	28	and	and	CCONJ
economy-578	201	29	loan	loan	NOUN
economy-578	201	30	and	and	CCONJ
economy-578	201	31	advances	advance	NOUN
economy-578	201	32	to	to	ADP
economy-578	201	33	agricultural	agricultural	ADJ
economy-578	201	34	sector	sector	NOUN
economy-578	201	35	(	(	PUNCT
economy-578	201	36	lada	lada	PROPN
economy-578	201	37	)	)	PUNCT
economy-578	201	38	in	in	ADP
economy-578	201	39	nigeria	nigeria	PROPN
economy-578	201	40	.	.	PUNCT
economy-578	202	1	this	this	PRON
economy-578	202	2	implies	imply	VERB
economy-578	202	3	that	that	SCONJ
economy-578	202	4	,	,	PUNCT
economy-578	202	5	there	there	PRON
economy-578	202	6	is	be	VERB
economy-578	202	7	a	a	DET
economy-578	202	8	reciprocal	reciprocal	ADJ
economy-578	202	9	relationship	relationship	NOUN
economy-578	202	10	between	between	ADP
economy-578	202	11	index	index	NOUN
economy-578	202	12	of	of	ADP
economy-578	202	13	non	non	ADJ
economy-578	202	14	-	-	ADJ
economy-578	202	15	performing	performing	ADJ
economy-578	202	16	loans	loan	NOUN
economy-578	202	17	(	(	PUNCT
economy-578	202	18	npls	npls	NOUN
economy-578	202	19	)	)	PUNCT
economy-578	202	20	and	and	CCONJ
economy-578	202	21	value	value	NOUN
economy-578	202	22	of	of	ADP
economy-578	202	23	loan	loan	NOUN
economy-578	202	24	and	and	CCONJ
economy-578	202	25	advances	advance	NOUN
economy-578	202	26	(	(	PUNCT
economy-578	202	27	lada	lada	PROPN
economy-578	202	28	)	)	PUNCT
economy-578	202	29	directed	direct	VERB
economy-578	202	30	to	to	ADP
economy-578	202	31	the	the	DET
economy-578	202	32	agricultural	agricultural	ADJ
economy-578	202	33	sector	sector	NOUN
economy-578	202	34	in	in	ADP
economy-578	202	35	nigeria	nigeria	PROPN
economy-578	202	36	.	.	PUNCT
economy-578	203	1	the	the	DET
economy-578	203	2	value	value	NOUN
economy-578	203	3	of	of	ADP
economy-578	203	4	f	f	NOUN
economy-578	203	5	-	-	PUNCT
economy-578	203	6	test	test	NOUN
economy-578	203	7	is	be	AUX
economy-578	203	8	significant	significant	ADJ
economy-578	203	9	at	at	ADP
economy-578	203	10	the	the	DET
economy-578	203	11	conventional	conventional	ADJ
economy-578	203	12	probability	probability	NOUN
economy-578	203	13	level	level	NOUN
economy-578	203	14	.	.	PUNCT
economy-578	204	1	table-3	table-3	X
economy-578	204	2	.	.	PUNCT
economy-578	205	1	results	result	NOUN
economy-578	205	2	of	of	ADP
economy-578	205	3	granger	granger	PROPN
economy-578	205	4	causality	causality	PROPN
economy-578	205	5	test	test	NOUN
economy-578	205	6	between	between	ADP
economy-578	205	7	npl	npl	PROPN
economy-578	205	8	and	and	CCONJ
economy-578	205	9	other	other	ADJ
economy-578	205	10	specified	specify	VERB
economy-578	205	11	variables	variable	NOUN
economy-578	205	12	null	null	ADJ
economy-578	205	13	hypotheses	hypothesis	NOUN
economy-578	205	14	(	(	PUNCT
economy-578	205	15	ho	ho	NOUN
economy-578	205	16	)	)	PUNCT
economy-578	205	17	lag	lag	NOUN
economy-578	205	18	length	length	NOUN
economy-578	205	19	observation	observation	NOUN
economy-578	205	20	fstatistic	fstatistic	NOUN
economy-578	205	21	probability	probability	NOUN
economy-578	205	22	decision	decision	NOUN
economy-578	205	23	npls	npls	NOUN
economy-578	205	24	does	do	AUX
economy-578	205	25	not	not	PART
economy-578	205	26	granger	granger	VERB
economy-578	205	27	cause	cause	VERB
economy-578	205	28	atop	atop	ADP
economy-578	205	29	atop	atop	NOUN
economy-578	205	30	does	do	AUX
economy-578	205	31	not	not	PART
economy-578	205	32	granger	granger	PROPN
economy-578	205	33	cause	cause	VERB
economy-578	205	34	npls	npls	NOUN
economy-578	205	35	2	2	NUM
economy-578	205	36	34	34	NUM
economy-578	205	37	2.0417	2.0417	NUM
economy-578	205	38	0.6214	0.6214	NUM
economy-578	205	39	0.1481	0.1481	NUM
economy-578	205	40	0.5442	0.5442	NUM
economy-578	205	41	accept	accept	AUX
economy-578	205	42	accept	accept	VERB
economy-578	205	43	npls	npls	NOUN
economy-578	205	44	does	do	AUX
economy-578	205	45	not	not	PART
economy-578	205	46	granger	granger	PROPN
economy-578	205	47	cause	cause	VERB
economy-578	205	48	lada	lada	PROPN
economy-578	205	49	lada	lada	PROPN
economy-578	205	50	does	do	AUX
economy-578	205	51	not	not	PART
economy-578	205	52	granger	granger	AUX
economy-578	205	53	cause	cause	VERB
economy-578	205	54	npls	npls	NOUN
economy-578	205	55	2	2	NUM
economy-578	205	56	34	34	NUM
economy-578	205	57	3.0987	3.0987	NUM
economy-578	205	58	4.1578	4.1578	NUM
economy-578	205	59	0.0603	0.0603	NOUN
economy-578	205	60	*	*	SYM
economy-578	205	61	0.0258	0.0258	NUM
economy-578	205	62	*	*	PUNCT
economy-578	205	63	*	*	PUNCT
economy-578	205	64	reject	reject	PROPN
economy-578	205	65	reject	reject	PROPN
economy-578	205	66	npls	npls	NOUN
economy-578	205	67	does	do	AUX
economy-578	205	68	not	not	PART
economy-578	205	69	granger	granger	VERB
economy-578	205	70	cause	cause	VERB
economy-578	205	71	ltdr	ltdr	NOUN
economy-578	205	72	ltdr	ltdr	PROPN
economy-578	205	73	does	do	AUX
economy-578	205	74	not	not	PART
economy-578	205	75	granger	granger	PROPN
economy-578	205	76	cause	cause	VERB
economy-578	205	77	npls	npls	NOUN
economy-578	205	78	2	2	NUM
economy-578	205	79	34	34	NUM
economy-578	205	80	0.0798	0.0798	NUM
economy-578	205	81	1.8447	1.8447	NUM
economy-578	205	82	0.9235	0.9235	NUM
economy-578	205	83	0.1761	0.1761	NUM
economy-578	205	84	accept	accept	VERB
economy-578	205	85	accept	accept	VERB
economy-578	205	86	npls	npls	NOUN
economy-578	205	87	does	do	AUX
economy-578	205	88	not	not	PART
economy-578	205	89	granger	granger	AUX
economy-578	205	90	cause	cause	VERB
economy-578	205	91	intr	intr	NOUN
economy-578	205	92	intr	intr	NOUN
economy-578	205	93	does	do	AUX
economy-578	205	94	not	not	PART
economy-578	205	95	granger	granger	AUX
economy-578	205	96	cause	cause	VERB
economy-578	205	97	npls	npls	NOUN
economy-578	205	98	2	2	NUM
economy-578	205	99	34	34	NUM
economy-578	205	100	0.1798	0.1798	NUM
economy-578	205	101	1.4647	1.4647	NUM
economy-578	205	102	0.8363	0.8363	NUM
economy-578	205	103	0.2477	0.2477	NUM
economy-578	205	104	accept	accept	AUX
economy-578	205	105	accept	accept	VERB
economy-578	205	106	npls	npls	NOUN
economy-578	205	107	does	do	AUX
economy-578	205	108	not	not	PART
economy-578	205	109	granger	granger	VERB
economy-578	205	110	cause	cause	VERB
economy-578	205	111	gdp	gdp	NOUN
economy-578	205	112	gdp	gdp	NOUN
economy-578	205	113	does	do	AUX
economy-578	205	114	not	not	PART
economy-578	205	115	granger	granger	AUX
economy-578	205	116	cause	cause	VERB
economy-578	205	117	npls	npls	NOUN
economy-578	205	118	2	2	NUM
economy-578	205	119	34	34	NUM
economy-578	205	120	1.1.334	1.1.334	NUM
economy-578	205	121	0.0462	0.0462	NUM
economy-578	205	122	0.3358	0.3358	NOUN
economy-578	205	123	0.9550	0.9550	NUM
economy-578	205	124	accept	accept	VERB
economy-578	205	125	accept	accept	VERB
economy-578	205	126	note	note	NOUN
economy-578	205	127	:	:	PUNCT
economy-578	205	128	asterisk	asterisk	NOUN
economy-578	205	129	,	,	PUNCT
economy-578	205	130	*	*	PUNCT
economy-578	205	131	,	,	PUNCT
economy-578	205	132	and	and	CCONJ
economy-578	206	1	*	*	PUNCT
economy-578	206	2	*	*	PUNCT
economy-578	206	3	represent	represent	VERB
economy-578	206	4	10	10	NUM
economy-578	206	5	%	%	NOUN
economy-578	206	6	and	and	CCONJ
economy-578	206	7	5	5	NUM
economy-578	206	8	%	%	NOUN
economy-578	206	9	significant	significant	ADJ
economy-578	206	10	levels	level	NOUN
economy-578	206	11	respectively	respectively	ADV
economy-578	206	12	.	.	PUNCT
economy-578	207	1	variables	variable	NOUN
economy-578	207	2	are	be	AUX
economy-578	207	3	as	as	ADV
economy-578	207	4	defined	define	VERB
economy-578	207	5	in	in	ADP
economy-578	207	6	equation	equation	NOUN
economy-578	207	7	2	2	NUM
economy-578	207	8	and	and	CCONJ
economy-578	207	9	are	be	AUX
economy-578	207	10	expressed	express	VERB
economy-578	207	11	as	as	ADP
economy-578	207	12	logarithm	logarithm	NOUN
economy-578	207	13	.	.	PUNCT
economy-578	208	1	this	this	PRON
economy-578	208	2	shows	show	VERB
economy-578	208	3	that	that	SCONJ
economy-578	208	4	the	the	DET
economy-578	208	5	previous	previous	ADJ
economy-578	208	6	values	value	NOUN
economy-578	208	7	of	of	ADP
economy-578	208	8	loan	loan	NOUN
economy-578	208	9	/	/	SYM
economy-578	208	10	advances	advance	NOUN
economy-578	208	11	granted	grant	VERB
economy-578	208	12	to	to	ADP
economy-578	208	13	economic	economic	ADJ
economy-578	208	14	agents	agent	NOUN
economy-578	208	15	in	in	ADP
economy-578	208	16	agriculture	agriculture	NOUN
economy-578	208	17	significantly	significantly	ADV
economy-578	208	18	determined	determine	VERB
economy-578	208	19	the	the	DET
economy-578	208	20	current	current	ADJ
economy-578	208	21	value	value	NOUN
economy-578	208	22	of	of	ADP
economy-578	208	23	npls	npls	NOUN
economy-578	208	24	in	in	ADP
economy-578	208	25	the	the	DET
economy-578	208	26	banking	banking	NOUN
economy-578	208	27	system	system	NOUN
economy-578	208	28	and	and	CCONJ
economy-578	208	29	vice	vice	NOUN
economy-578	208	30	versa	versa	ADV
economy-578	208	31	.	.	PUNCT
economy-578	209	1	alternatively	alternatively	ADV
economy-578	209	2	,	,	PUNCT
economy-578	209	3	npls	npls	PROPN
economy-578	209	4	affects	affect	VERB
economy-578	209	5	lada	lada	PROPN
economy-578	209	6	in	in	ADP
economy-578	209	7	one	one	NUM
economy-578	209	8	direction	direction	NOUN
economy-578	209	9	;	;	PUNCT
economy-578	209	10	while	while	SCONJ
economy-578	209	11	lada	lada	PROPN
economy-578	209	12	affects	affect	VERB
economy-578	209	13	npls	npls	NOUN
economy-578	209	14	in	in	ADP
economy-578	209	15	the	the	DET
economy-578	209	16	opposite	opposite	ADJ
economy-578	209	17	direction	direction	NOUN
economy-578	209	18	.	.	PUNCT
economy-578	210	1	the	the	DET
economy-578	210	2	presence	presence	NOUN
economy-578	210	3	of	of	ADP
economy-578	210	4	the	the	DET
economy-578	210	5	bi	bi	ADJ
economy-578	210	6	-	-	ADJ
economy-578	210	7	directional	directional	ADJ
economy-578	210	8	granger	granger	NOUN
economy-578	210	9	causality	causality	NOUN
economy-578	210	10	between	between	ADP
economy-578	210	11	the	the	DET
economy-578	210	12	npls	npls	NOUN
economy-578	210	13	and	and	CCONJ
economy-578	210	14	lada	lada	PROPN
economy-578	210	15	suggests	suggest	VERB
economy-578	210	16	that	that	SCONJ
economy-578	210	17	both	both	DET
economy-578	210	18	npls	npls	NOUN
economy-578	210	19	and	and	CCONJ
economy-578	210	20	lada	lada	PROPN
economy-578	210	21	exhibited	exhibit	VERB
economy-578	210	22	significant	significant	ADJ
economy-578	210	23	level	level	NOUN
economy-578	210	24	of	of	ADP
economy-578	210	25	comovement	comovement	NOUN
economy-578	210	26	within	within	ADP
economy-578	210	27	the	the	DET
economy-578	210	28	period	period	NOUN
economy-578	210	29	considered	consider	VERB
economy-578	210	30	in	in	ADP
economy-578	210	31	the	the	DET
economy-578	210	32	study	study	NOUN
economy-578	210	33	.	.	PUNCT
economy-578	211	1	the	the	DET
economy-578	211	2	result	result	NOUN
economy-578	211	3	also	also	ADV
economy-578	211	4	suggests	suggest	VERB
economy-578	211	5	that	that	SCONJ
economy-578	211	6	npls	npls	NOUN
economy-578	211	7	is	be	AUX
economy-578	211	8	strongly	strongly	ADV
economy-578	211	9	endogenous	endogenous	ADJ
economy-578	211	10	to	to	ADP
economy-578	211	11	lada	lada	PROPN
economy-578	211	12	and	and	CCONJ
economy-578	211	13	vice	vice	ADV
economy-578	211	14	versa	versa	NOUN
economy-578	211	15	in	in	ADP
economy-578	211	16	nigeria	nigeria	PROPN
economy-578	211	17	.	.	PUNCT
economy-578	212	1	however	however	ADV
economy-578	212	2	,	,	PUNCT
economy-578	212	3	there	there	PRON
economy-578	212	4	were	be	VERB
economy-578	212	5	no	no	DET
economy-578	212	6	significant	significant	ADJ
economy-578	212	7	bilateral	bilateral	ADJ
economy-578	212	8	relationships	relationship	NOUN
economy-578	212	9	between	between	ADP
economy-578	212	10	npls	npls	NOUN
economy-578	212	11	and	and	CCONJ
economy-578	212	12	other	other	ADJ
economy-578	212	13	variables	variable	NOUN
economy-578	212	14	specified	specify	VERB
economy-578	212	15	;	;	PUNCT
economy-578	212	16	hence	hence	ADV
economy-578	212	17	the	the	DET
economy-578	212	18	direction	direction	NOUN
economy-578	212	19	of	of	ADP
economy-578	212	20	causality	causality	NOUN
economy-578	212	21	could	could	AUX
economy-578	212	22	not	not	PART
economy-578	212	23	be	be	AUX
economy-578	212	24	ascertained	ascertain	VERB
economy-578	212	25	.	.	PUNCT
economy-578	213	1	4.3	4.3	NUM
economy-578	213	2	.	.	PUNCT
economy-578	213	3	long	long	ADJ
economy-578	213	4	-	-	PUNCT
economy-578	213	5	run	run	NOUN
economy-578	213	6	relationship	relationship	NOUN
economy-578	213	7	between	between	ADP
economy-578	213	8	npls	npls	NOUN
economy-578	213	9	and	and	CCONJ
economy-578	213	10	other	other	ADJ
economy-578	213	11	specified	specify	VERB
economy-578	213	12	variables	variable	NOUN
economy-578	213	13	the	the	DET
economy-578	213	14	results	result	NOUN
economy-578	213	15	of	of	ADP
economy-578	213	16	johansen	johansen	PROPN
economy-578	213	17	’s	’s	PART
economy-578	213	18	co	co	NOUN
economy-578	213	19	-	-	NOUN
economy-578	213	20	integration	integration	NOUN
economy-578	213	21	test	test	NOUN
economy-578	213	22	which	which	PRON
economy-578	213	23	aim	aim	VERB
economy-578	213	24	at	at	ADP
economy-578	213	25	ascertaining	ascertain	VERB
economy-578	213	26	the	the	DET
economy-578	213	27	existence	existence	NOUN
economy-578	213	28	of	of	ADP
economy-578	213	29	potential	potential	ADJ
economy-578	213	30	equilibrium	equilibrium	NOUN
economy-578	213	31	long	long	ADV
economy-578	213	32	-	-	PUNCT
economy-578	213	33	run	run	NOUN
economy-578	213	34	relationship	relationship	NOUN
economy-578	213	35	among	among	ADP
economy-578	213	36	specified	specified	ADJ
economy-578	213	37	variables	variable	NOUN
economy-578	213	38	considered	consider	VERB
economy-578	213	39	in	in	ADP
economy-578	213	40	the	the	DET
economy-578	213	41	study	study	NOUN
economy-578	213	42	are	be	AUX
economy-578	213	43	presented	present	VERB
economy-578	213	44	in	in	ADP
economy-578	213	45	table	table	NOUN
economy-578	213	46	4	4	NUM
economy-578	213	47	.	.	PUNCT
economy-578	214	1	the	the	DET
economy-578	214	2	englegranger	englegranger	NOUN
economy-578	214	3	two	two	NUM
economy-578	214	4	–	–	PUNCT
economy-578	214	5	step	step	NOUN
economy-578	214	6	technique	technique	NOUN
economy-578	214	7	johansen	johansen	PROPN
economy-578	214	8	techniques	technique	NOUN
economy-578	214	9	were	be	AUX
economy-578	214	10	used	use	VERB
economy-578	214	11	to	to	PART
economy-578	214	12	confirm	confirm	VERB
economy-578	214	13	the	the	DET
economy-578	214	14	presence	presence	NOUN
economy-578	214	15	of	of	ADP
economy-578	214	16	co	co	NOUN
economy-578	214	17	-	-	NOUN
economy-578	214	18	integration	integration	NOUN
economy-578	214	19	in	in	ADP
economy-578	214	20	the	the	DET
economy-578	214	21	npls	npls	NOUN
economy-578	214	22	equation	equation	NOUN
economy-578	214	23	.	.	PUNCT
economy-578	215	1	table-4	table-4	X
economy-578	215	2	.	.	PUNCT
economy-578	216	1	johansen	johansen	PROPN
economy-578	216	2	co	co	PROPN
economy-578	216	3	-	-	NOUN
economy-578	216	4	integration	integration	NOUN
economy-578	216	5	test	test	NOUN
economy-578	216	6	for	for	ADP
economy-578	216	7	the	the	DET
economy-578	216	8	specified	specify	VERB
economy-578	216	9	model	model	NOUN
economy-578	216	10	rank	rank	PROPN
economy-578	216	11	eigenvalue	eigenvalue	PROPN
economy-578	216	12	trace	trace	NOUN
economy-578	216	13	test	test	NOUN
economy-578	216	14	p	p	NOUN
economy-578	216	15	-	-	PUNCT
economy-578	216	16	value	value	NOUN
economy-578	216	17	lmax	lmax	NOUN
economy-578	216	18	.	.	PUNCT
economy-578	217	1	test	test	NOUN
economy-578	217	2	p	p	NOUN
economy-578	217	3	-	-	PUNCT
economy-578	217	4	value	value	NOUN
economy-578	217	5	0	0	NUM
economy-578	217	6	0.9539	0.9539	NUM
economy-578	217	7	211.04	211.04	NUM
economy-578	217	8	0.0000	0.0000	NUM
economy-578	217	9	*	*	PUNCT
economy-578	217	10	*	*	PUNCT
economy-578	217	11	*	*	PUNCT
economy-578	217	12	98.457	98.457	NUM
economy-578	217	13	0.0000	0.0000	NUM
economy-578	217	14	*	*	PUNCT
economy-578	217	15	*	*	PUNCT
economy-578	217	16	*	*	PUNCT
economy-578	217	17	1	1	NUM
economy-578	217	18	0.7663	0.7663	NUM
economy-578	217	19	112.58	112.58	NUM
economy-578	217	20	0.0000	0.0000	NUM
economy-578	217	21	*	*	PUNCT
economy-578	217	22	*	*	PUNCT
economy-578	217	23	*	*	PUNCT
economy-578	217	24	46.514	46.514	NUM
economy-578	217	25	0.0004	0.0004	NUM
economy-578	217	26	*	*	PUNCT
economy-578	217	27	*	*	PUNCT
economy-578	217	28	*	*	SYM
economy-578	217	29	2	2	NUM
economy-578	217	30	0.6863	0.6863	NUM
economy-578	217	31	66.068	66.068	NUM
economy-578	217	32	0.0003	0.0003	NUM
economy-578	217	33	*	*	NOUN
economy-578	217	34	*	*	PUNCT
economy-578	217	35	*	*	X
economy-578	217	36	37.094	37.094	NUM
economy-578	217	37	0.0013	0.0013	NUM
economy-578	217	38	*	*	PUNCT
economy-578	217	39	*	*	PUNCT
economy-578	217	40	*	*	SYM
economy-578	217	41	3	3	NUM
economy-578	217	42	0.4304	0.4304	NUM
economy-578	217	43	28.975	28.975	NUM
economy-578	217	44	0.0626	0.0626	NUM
economy-578	217	45	*	*	PUNCT
economy-578	217	46	18.009	18.009	NUM
economy-578	217	47	0.1330	0.1330	NUM
economy-578	217	48	4	4	NUM
economy-578	217	49	0.2793	0.2793	NUM
economy-578	217	50	10.966	10.966	NUM
economy-578	217	51	0.2171	0.2171	NUM
economy-578	217	52	10.480	10.480	NUM
economy-578	217	53	0.1854	0.1854	NUM
economy-578	217	54	5	5	NUM
economy-578	217	55	0.0151	0.0151	NUM
economy-578	217	56	0.4858	0.4858	NUM
economy-578	217	57	0.4858	0.4858	NUM
economy-578	217	58	0.4858	0.4858	NUM
economy-578	217	59	0.4858	0.4858	NUM
economy-578	217	60	note	note	NOUN
economy-578	217	61	:	:	PUNCT
economy-578	217	62	asterisks	asterisk	NOUN
economy-578	217	63	,	,	PUNCT
economy-578	217	64	*	*	PUNCT
economy-578	217	65	and	and	CCONJ
economy-578	217	66	*	*	PUNCT
economy-578	217	67	*	*	PUNCT
economy-578	217	68	*	*	NOUN
economy-578	217	69	denotes	denote	NOUN
economy-578	217	70	10	10	NUM
economy-578	217	71	%	%	NOUN
economy-578	217	72	and	and	CCONJ
economy-578	217	73	1	1	NUM
economy-578	217	74	%	%	NOUN
economy-578	217	75	levels	level	NOUN
economy-578	217	76	of	of	ADP
economy-578	217	77	significance	significance	NOUN
economy-578	217	78	respectively	respectively	ADV
economy-578	217	79	.	.	PUNCT
economy-578	218	1	the	the	DET
economy-578	218	2	above	above	ADJ
economy-578	218	3	results	result	NOUN
economy-578	218	4	showed	show	VERB
economy-578	218	5	that	that	SCONJ
economy-578	218	6	the	the	DET
economy-578	218	7	trace	trace	NOUN
economy-578	218	8	statistics	statistic	NOUN
economy-578	218	9	and	and	CCONJ
economy-578	218	10	maximum	maximum	PROPN
economy-578	218	11	eigen	eigen	PROPN
economy-578	218	12	value	value	NOUN
economy-578	218	13	were	be	AUX
economy-578	218	14	significant	significant	ADJ
economy-578	218	15	at	at	ADP
economy-578	218	16	various	various	ADJ
economy-578	218	17	levels	level	NOUN
economy-578	218	18	of	of	ADP
economy-578	218	19	conventional	conventional	ADJ
economy-578	218	20	probabilities	probability	NOUN
economy-578	218	21	.	.	PUNCT
economy-578	219	1	also	also	ADV
economy-578	219	2	,	,	PUNCT
economy-578	219	3	the	the	DET
economy-578	219	4	error	error	NOUN
economy-578	219	5	term	term	NOUN
economy-578	219	6	generated	generate	VERB
economy-578	219	7	from	from	ADP
economy-578	219	8	the	the	DET
economy-578	219	9	long	long	ADJ
economy-578	219	10	run	run	NOUN
economy-578	219	11	equation	equation	NOUN
economy-578	219	12	was	be	AUX
economy-578	219	13	stationary	stationary	ADJ
economy-578	219	14	at	at	ADP
economy-578	219	15	level	level	NOUN
economy-578	219	16	as	as	SCONJ
economy-578	219	17	shown	show	VERB
economy-578	219	18	in	in	ADP
economy-578	219	19	table	table	NOUN
economy-578	219	20	1	1	NUM
economy-578	219	21	.	.	PUNCT
economy-578	220	1	these	these	PRON
economy-578	220	2	indicated	indicate	VERB
economy-578	220	3	that	that	SCONJ
economy-578	220	4	,	,	PUNCT
economy-578	220	5	there	there	PRON
economy-578	220	6	is	be	VERB
economy-578	220	7	a	a	DET
economy-578	220	8	stable	stable	ADJ
economy-578	220	9	long	long	ADJ
economy-578	220	10	run	run	NOUN
economy-578	220	11	relationship	relationship	NOUN
economy-578	220	12	in	in	ADP
economy-578	220	13	npls	npls	NOUN
economy-578	220	14	equation	equation	NOUN
economy-578	220	15	specified	specify	VERB
economy-578	220	16	when	when	SCONJ
economy-578	220	17	shocked	shock	VERB
economy-578	220	18	or	or	CCONJ
economy-578	220	19	disturbed	disturb	VERB
economy-578	220	20	by	by	ADP
economy-578	220	21	changes	change	NOUN
economy-578	220	22	in	in	ADP
economy-578	220	23	macroeconomic	macroeconomic	ADJ
economy-578	220	24	fluctuations	fluctuation	NOUN
economy-578	220	25	in	in	ADP
economy-578	220	26	nigeria	nigeria	PROPN
economy-578	220	27	.	.	PUNCT
economy-578	221	1	based	base	VERB
economy-578	221	2	on	on	ADP
economy-578	221	3	the	the	DET
economy-578	221	4	above	above	ADJ
economy-578	221	5	test	test	NOUN
economy-578	221	6	results	result	NOUN
economy-578	221	7	,	,	PUNCT
economy-578	221	8	there	there	PRON
economy-578	221	9	was	be	VERB
economy-578	221	10	obvious	obvious	ADJ
economy-578	221	11	need	need	NOUN
economy-578	221	12	to	to	PART
economy-578	221	13	generate	generate	VERB
economy-578	221	14	the	the	DET
economy-578	221	15	shortrun	shortrun	NOUN
economy-578	221	16	relationship	relationship	NOUN
economy-578	221	17	among	among	ADP
economy-578	221	18	npls	npls	NOUN
economy-578	221	19	in	in	ADP
economy-578	221	20	order	order	NOUN
economy-578	221	21	to	to	PART
economy-578	221	22	ascertain	ascertain	VERB
economy-578	221	23	the	the	DET
economy-578	221	24	speed	speed	NOUN
economy-578	221	25	of	of	ADP
economy-578	221	26	adjustment	adjustment	NOUN
economy-578	221	27	to	to	ADP
economy-578	221	28	equilibrium	equilibrium	NOUN
economy-578	221	29	state	state	NOUN
economy-578	221	30	in	in	ADP
economy-578	221	31	the	the	DET
economy-578	221	32	long	long	ADJ
economy-578	221	33	run	run	NOUN
economy-578	221	34	.	.	PUNCT
economy-578	222	1	table-5	table-5	PROPN
economy-578	222	2	.	.	PUNCT
economy-578	222	3	estimates	estimate	NOUN
economy-578	222	4	of	of	ADP
economy-578	222	5	the	the	DET
economy-578	222	6	long	long	ADJ
economy-578	222	7	and	and	CCONJ
economy-578	222	8	short	short	ADJ
economy-578	222	9	run	run	NOUN
economy-578	222	10	model	model	NOUN
economy-578	222	11	for	for	ADP
economy-578	222	12	non	non	ADJ
economy-578	222	13	-	-	ADJ
economy-578	222	14	performing	performing	ADJ
economy-578	222	15	loan	loan	NOUN
economy-578	222	16	in	in	ADP
economy-578	222	17	nigeria	nigeria	PROPN
economy-578	222	18	long	long	ADJ
economy-578	222	19	run	run	NOUN
economy-578	222	20	model	model	NOUN
economy-578	222	21	(	(	PUNCT
economy-578	222	22	a	a	X
economy-578	222	23	)	)	PUNCT
economy-578	222	24	short	short	ADJ
economy-578	222	25	run	run	NOUN
economy-578	222	26	model	model	NOUN
economy-578	222	27	(	(	PUNCT
economy-578	222	28	b	b	NOUN
economy-578	222	29	)	)	PUNCT
economy-578	222	30	variable	variable	ADJ
economy-578	222	31	coefficient	coefficient	NOUN
economy-578	222	32	t	t	PROPN
economy-578	222	33	-	-	PUNCT
economy-578	222	34	value	value	NOUN
economy-578	222	35	variable	variable	ADJ
economy-578	222	36	coefficient	coefficient	NOUN
economy-578	222	37	t	t	NOUN
economy-578	222	38	-	-	PUNCT
economy-578	222	39	value	value	NOUN
economy-578	222	40	constant	constant	ADJ
economy-578	222	41	−2.3916	−2.3916	PRON
economy-578	222	42	−0.7142	−0.7142	PRON
economy-578	222	43	constant	constant	ADJ
economy-578	222	44	−0.0162	−0.0162	DET
economy-578	222	45	−0.2270	−0.2270	VERB
economy-578	223	1	atopt	atopt	VERB
economy-578	223	2	1.4077	1.4077	NUM
economy-578	223	3	2.1683	2.1683	NUM
economy-578	223	4	*	*	PUNCT
economy-578	223	5	*	*	PUNCT
economy-578	223	6	nplt-1	nplt-1	NUM
economy-578	223	7	0.1277	0.1277	NUM
economy-578	223	8	0.7242	0.7242	NUM
economy-578	223	9	ladat	ladat	NOUN
economy-578	223	10	0.2459	0.2459	NUM
economy-578	223	11	2.1279	2.1279	NUM
economy-578	223	12	*	*	PUNCT
economy-578	223	13	*	*	PUNCT
economy-578	223	14	atopt	atopt	VERB
economy-578	223	15	0.3763	0.3763	NUM
economy-578	223	16	0.7746	0.7746	NUM
economy-578	223	17	ltdrt	ltdrt	NOUN
economy-578	223	18	0.7525	0.7525	NUM
economy-578	223	19	1.1980	1.1980	NUM
economy-578	223	20	ladat	ladat	NOUN
economy-578	223	21	−0.1037	−0.1037	PROPN
economy-578	223	22	−0.9067	−0.9067	NUM
economy-578	223	23	intrt	intrt	NOUN
economy-578	223	24	−0.6753	−0.6753	X
economy-578	223	25	−1.5109	−1.5109	NUM
economy-578	223	26	ltdrt	ltdrt	VERB
economy-578	223	27	−0.1336	−0.1336	NOUN
economy-578	223	28	−0.3487	−0.3487	X
economy-578	223	29	gdpt	gdpt	NOUN
economy-578	223	30	0.0809	0.0809	NUM
economy-578	223	31	2.1754	2.1754	NUM
economy-578	223	32	*	*	PUNCT
economy-578	223	33	*	*	PUNCT
economy-578	223	34	intrt	intrt	NOUN
economy-578	223	35	−0.7669	−0.7669	PROPN
economy-578	223	36	−1.9746	−1.9746	NOUN
economy-578	223	37	*	*	PUNCT
economy-578	223	38	gdpt	gdpt	NOUN
economy-578	223	39	0.0489	0.0489	NUM
economy-578	223	40	2.5944	2.5944	NUM
economy-578	223	41	*	*	PUNCT
economy-578	223	42	*	*	PUNCT
economy-578	223	43	ecmt-1	ecmt-1	NUM
economy-578	223	44	−0.5161	−0.5161	SYM
economy-578	223	45	−3.2320	−3.2320	NOUN
economy-578	223	46	*	*	PUNCT
economy-578	223	47	*	*	PUNCT
economy-578	223	48	*	*	PUNCT
economy-578	223	49	r	r	NOUN
economy-578	223	50	2	2	NUM
economy-578	223	51	0.4565	0.4565	NUM
economy-578	223	52	r	r	NOUN
economy-578	223	53	2	2	NUM
economy-578	223	54	0.4016	0.4016	NUM
economy-578	223	55	fcal	fcal	ADJ
economy-578	223	56	5.0398	5.0398	NUM
economy-578	223	57	*	*	PUNCT
economy-578	223	58	*	*	PUNCT
economy-578	223	59	*	*	PUNCT
economy-578	223	60	fcal	fcal	ADJ
economy-578	223	61	2.4928	2.4928	NUM
economy-578	223	62	*	*	NOUN
economy-578	223	63	*	*	PUNCT
economy-578	223	64	note	note	NOUN
economy-578	223	65	:	:	PUNCT
economy-578	223	66	variables	variable	NOUN
economy-578	223	67	are	be	AUX
economy-578	223	68	as	as	SCONJ
economy-578	223	69	expressed	express	VERB
economy-578	223	70	in	in	ADP
economy-578	223	71	equations	equation	NOUN
economy-578	223	72	3	3	NUM
economy-578	223	73	.	.	PUNCT
economy-578	224	1	asterisks	asterisk	NOUN
economy-578	224	2	*	*	VERB
economy-578	224	3	,	,	PUNCT
economy-578	224	4	*	*	PUNCT
economy-578	224	5	*	*	PUNCT
economy-578	224	6	and	and	CCONJ
economy-578	224	7	*	*	PUNCT
economy-578	224	8	*	*	PUNCT
economy-578	224	9	*	*	AUX
economy-578	224	10	represent	represent	VERB
economy-578	224	11	significant	significant	ADJ
economy-578	224	12	levels	level	NOUN
economy-578	224	13	at	at	ADP
economy-578	224	14	10	10	NUM
economy-578	224	15	%	%	NOUN
economy-578	224	16	,	,	PUNCT
economy-578	224	17	5	5	NUM
economy-578	224	18	%	%	NOUN
economy-578	224	19	and	and	CCONJ
economy-578	224	20	1	1	NUM
economy-578	224	21	%	%	NOUN
economy-578	224	22	respectively	respectively	ADV
economy-578	224	23	.	.	PUNCT
economy-578	225	1	the	the	DET
economy-578	225	2	above	above	ADJ
economy-578	225	3	results	result	NOUN
economy-578	225	4	show	show	VERB
economy-578	225	5	the	the	DET
economy-578	225	6	long	long	ADJ
economy-578	225	7	and	and	CCONJ
economy-578	225	8	short	short	ADJ
economy-578	225	9	-	-	PUNCT
economy-578	225	10	run	run	NOUN
economy-578	225	11	relationships	relationship	NOUN
economy-578	225	12	in	in	ADP
economy-578	225	13	npls	npls	NOUN
economy-578	225	14	equation	equation	NOUN
economy-578	225	15	specified	specify	VERB
economy-578	225	16	in	in	ADP
economy-578	225	17	the	the	DET
economy-578	225	18	study	study	NOUN
economy-578	225	19	.	.	PUNCT
economy-578	226	1	the	the	DET
economy-578	226	2	diagnostic	diagnostic	ADJ
economy-578	226	3	statistic	statistic	NOUN
economy-578	226	4	revealed	reveal	VERB
economy-578	226	5	that	that	SCONJ
economy-578	226	6	,	,	PUNCT
economy-578	226	7	the	the	DET
economy-578	226	8	r	r	NOUN
economy-578	226	9	2	2	NUM
economy-578	226	10	is	be	AUX
economy-578	226	11	45.65	45.65	NUM
economy-578	226	12	%	%	NOUN
economy-578	226	13	and	and	CCONJ
economy-578	226	14	40.16	40.16	NUM
economy-578	226	15	%	%	NOUN
economy-578	226	16	for	for	ADP
economy-578	226	17	long	long	ADJ
economy-578	226	18	and	and	CCONJ
economy-578	226	19	short	short	ADJ
economy-578	226	20	–	–	PUNCT
economy-578	226	21	run	run	NOUN
economy-578	226	22	model	model	NOUN
economy-578	226	23	respectively	respectively	ADV
economy-578	226	24	.	.	PUNCT
economy-578	227	1	this	this	PRON
economy-578	227	2	means	mean	VERB
economy-578	227	3	that	that	SCONJ
economy-578	227	4	,	,	PUNCT
economy-578	227	5	about	about	ADV
economy-578	227	6	45.65	45.65	NUM
economy-578	227	7	%	%	NOUN
economy-578	227	8	and	and	CCONJ
economy-578	227	9	40.16	40.16	NUM
economy-578	227	10	%	%	NOUN
economy-578	227	11	variation	variation	NOUN
economy-578	227	12	in	in	ADP
economy-578	227	13	npl	npl	PROPN
economy-578	227	14	in	in	ADP
economy-578	227	15	the	the	DET
economy-578	227	16	long	long	ADJ
economy-578	227	17	and	and	CCONJ
economy-578	227	18	short	short	ADJ
economy-578	227	19	run	run	NOUN
economy-578	227	20	model	model	NOUN
economy-578	227	21	respectively	respectively	ADV
economy-578	227	22	is	be	AUX
economy-578	227	23	attributed	attribute	VERB
economy-578	227	24	to	to	ADP
economy-578	227	25	economy	economy	NOUN
economy-578	227	26	,	,	PUNCT
economy-578	227	27	2016	2016	NUM
economy-578	227	28	,	,	PUNCT
economy-578	227	29	3(2	3(2	NUM
economy-578	227	30	):	):	PUNCT
economy-578	227	31	94	94	NUM
economy-578	227	32	-	-	SYM
economy-578	227	33	101	101	NUM
economy-578	227	34	100	100	NUM
economy-578	227	35	the	the	DET
economy-578	227	36	specified	specify	VERB
economy-578	227	37	explanatory	explanatory	ADJ
economy-578	227	38	variables	variable	NOUN
economy-578	227	39	.	.	PUNCT
economy-578	228	1	this	this	PRON
economy-578	228	2	indicates	indicate	VERB
economy-578	228	3	that	that	SCONJ
economy-578	228	4	,	,	PUNCT
economy-578	228	5	many	many	ADJ
economy-578	228	6	variables	variable	NOUN
economy-578	228	7	affect	affect	VERB
economy-578	228	8	npls	npls	NOUN
economy-578	228	9	in	in	ADP
economy-578	228	10	banking	banking	NOUN
economy-578	228	11	system	system	NOUN
economy-578	228	12	in	in	ADP
economy-578	228	13	addition	addition	NOUN
economy-578	228	14	to	to	ADP
economy-578	228	15	these	these	DET
economy-578	228	16	variables	variable	NOUN
economy-578	228	17	used	use	VERB
economy-578	228	18	in	in	ADP
economy-578	228	19	the	the	DET
economy-578	228	20	study	study	NOUN
economy-578	228	21	.	.	PUNCT
economy-578	229	1	the	the	DET
economy-578	229	2	f	f	ADV
economy-578	229	3	-	-	PUNCT
economy-578	229	4	calculated	calculate	VERB
economy-578	229	5	for	for	ADP
economy-578	229	6	both	both	CCONJ
economy-578	229	7	long	long	ADJ
economy-578	229	8	and	and	CCONJ
economy-578	229	9	short	short	ADJ
economy-578	229	10	run	run	NOUN
economy-578	229	11	models	model	NOUN
economy-578	229	12	is	be	AUX
economy-578	229	13	statistically	statistically	ADV
economy-578	229	14	significant	significant	ADJ
economy-578	229	15	at	at	ADP
economy-578	229	16	1	1	NUM
economy-578	229	17	%	%	NOUN
economy-578	229	18	and	and	CCONJ
economy-578	229	19	5	5	NUM
economy-578	229	20	%	%	NOUN
economy-578	229	21	probability	probability	NOUN
economy-578	229	22	level	level	NOUN
economy-578	229	23	respectively	respectively	ADV
economy-578	229	24	.	.	PUNCT
economy-578	230	1	this	this	PRON
economy-578	230	2	indicates	indicate	VERB
economy-578	230	3	that	that	SCONJ
economy-578	230	4	both	both	DET
economy-578	230	5	r	r	NOUN
economy-578	230	6	-	-	PUNCT
economy-578	230	7	squared	square	VERB
economy-578	230	8	are	be	AUX
economy-578	230	9	statistically	statistically	ADV
economy-578	230	10	significant	significant	ADJ
economy-578	230	11	and	and	CCONJ
economy-578	230	12	the	the	DET
economy-578	230	13	two	two	NUM
economy-578	230	14	equations	equation	NOUN
economy-578	230	15	have	have	VERB
economy-578	230	16	goodness	goodness	NOUN
economy-578	230	17	of	of	ADP
economy-578	230	18	fit	fit	NOUN
economy-578	230	19	.	.	PUNCT
economy-578	231	1	furthermore	furthermore	ADV
economy-578	231	2	,	,	PUNCT
economy-578	231	3	the	the	DET
economy-578	231	4	coefficient	coefficient	NOUN
economy-578	231	5	of	of	ADP
economy-578	231	6	ecm	ecm	NOUN
economy-578	231	7	in	in	ADP
economy-578	231	8	the	the	DET
economy-578	231	9	short	short	ADJ
economy-578	231	10	run	run	NOUN
economy-578	231	11	model	model	NOUN
economy-578	231	12	is	be	AUX
economy-578	231	13	statistically	statistically	ADV
economy-578	231	14	significant	significant	ADJ
economy-578	231	15	,	,	PUNCT
economy-578	231	16	exhibits	exhibit	VERB
economy-578	231	17	appropriate	appropriate	ADJ
economy-578	231	18	sign	sign	NOUN
economy-578	231	19	and	and	CCONJ
economy-578	231	20	lies	lie	NOUN
economy-578	231	21	within	within	ADP
economy-578	231	22	the	the	DET
economy-578	231	23	theoretical	theoretical	ADJ
economy-578	231	24	range	range	NOUN
economy-578	231	25	.	.	PUNCT
economy-578	232	1	this	this	PRON
economy-578	232	2	justifies	justify	VERB
economy-578	232	3	the	the	DET
economy-578	232	4	fact	fact	NOUN
economy-578	232	5	that	that	SCONJ
economy-578	232	6	,	,	PUNCT
economy-578	232	7	npl	npl	NOUN
economy-578	232	8	equation	equation	NOUN
economy-578	232	9	specified	specify	VERB
economy-578	232	10	in	in	ADP
economy-578	232	11	this	this	DET
economy-578	232	12	study	study	NOUN
economy-578	232	13	has	have	VERB
economy-578	232	14	a	a	DET
economy-578	232	15	stable	stable	ADJ
economy-578	232	16	long	long	ADJ
economy-578	232	17	run	run	NOUN
economy-578	232	18	relationship	relationship	NOUN
economy-578	232	19	when	when	SCONJ
economy-578	232	20	shocked	shock	VERB
economy-578	232	21	in	in	ADP
economy-578	232	22	the	the	DET
economy-578	232	23	short	short	ADJ
economy-578	232	24	run	run	NOUN
economy-578	232	25	.	.	PUNCT
economy-578	233	1	this	this	PRON
economy-578	233	2	suggests	suggest	VERB
economy-578	233	3	that	that	SCONJ
economy-578	233	4	the	the	DET
economy-578	233	5	disequilibrium	disequilibrium	NOUN
economy-578	233	6	in	in	ADP
economy-578	233	7	the	the	DET
economy-578	233	8	previous	previous	ADJ
economy-578	233	9	period	period	NOUN
economy-578	233	10	in	in	ADP
economy-578	233	11	npl	npl	PROPN
economy-578	233	12	is	be	AUX
economy-578	233	13	corrected	correct	VERB
economy-578	233	14	in	in	ADP
economy-578	233	15	the	the	DET
economy-578	233	16	current	current	ADJ
economy-578	233	17	period	period	NOUN
economy-578	233	18	.	.	PUNCT
economy-578	234	1	the	the	DET
economy-578	234	2	speed	speed	NOUN
economy-578	234	3	of	of	ADP
economy-578	234	4	adjustment	adjustment	NOUN
economy-578	234	5	from	from	ADP
economy-578	234	6	disequilibrium	disequilibrium	NOUN
economy-578	234	7	state	state	NOUN
economy-578	234	8	is	be	AUX
economy-578	234	9	about	about	ADV
economy-578	234	10	52	52	NUM
economy-578	234	11	%	%	NOUN
economy-578	234	12	annually	annually	ADV
economy-578	234	13	.	.	PUNCT
economy-578	235	1	this	this	PRON
economy-578	235	2	indicates	indicate	VERB
economy-578	235	3	about	about	ADV
economy-578	235	4	52	52	NUM
economy-578	235	5	%	%	NOUN
economy-578	235	6	of	of	ADP
economy-578	235	7	short	short	ADJ
economy-578	235	8	-	-	PUNCT
economy-578	235	9	run	run	NOUN
economy-578	235	10	deviations	deviation	NOUN
economy-578	235	11	made	make	VERB
economy-578	235	12	in	in	ADP
economy-578	235	13	previous	previous	ADJ
economy-578	235	14	years	year	NOUN
economy-578	235	15	are	be	AUX
economy-578	235	16	corrected	correct	VERB
economy-578	235	17	in	in	ADP
economy-578	235	18	the	the	DET
economy-578	235	19	current	current	ADJ
economy-578	235	20	year	year	NOUN
economy-578	235	21	.	.	PUNCT
economy-578	236	1	the	the	DET
economy-578	236	2	result	result	NOUN
economy-578	236	3	of	of	ADP
economy-578	236	4	the	the	DET
economy-578	236	5	long	long	ADJ
economy-578	236	6	run	run	NOUN
economy-578	236	7	model	model	NOUN
economy-578	236	8	of	of	ADP
economy-578	236	9	npls	npls	NOUN
economy-578	236	10	in	in	ADP
economy-578	236	11	nigeria	nigeria	PROPN
economy-578	236	12	revealed	reveal	VERB
economy-578	236	13	that	that	SCONJ
economy-578	236	14	,	,	PUNCT
economy-578	236	15	agricultural	agricultural	ADJ
economy-578	236	16	productivity	productivity	NOUN
economy-578	236	17	has	have	VERB
economy-578	236	18	a	a	DET
economy-578	236	19	positive	positive	ADJ
economy-578	236	20	significant	significant	ADJ
economy-578	236	21	relationship	relationship	NOUN
economy-578	236	22	with	with	ADP
economy-578	236	23	npls	npls	NOUN
economy-578	236	24	.	.	PUNCT
economy-578	237	1	this	this	PRON
economy-578	237	2	implies	imply	VERB
economy-578	237	3	that	that	SCONJ
economy-578	237	4	,	,	PUNCT
economy-578	237	5	npl	npl	NOUN
economy-578	237	6	increases	increase	VERB
economy-578	237	7	as	as	ADP
economy-578	237	8	total	total	ADJ
economy-578	237	9	productivity	productivity	NOUN
economy-578	237	10	in	in	ADP
economy-578	237	11	the	the	DET
economy-578	237	12	agricultural	agricultural	ADJ
economy-578	237	13	sector	sector	NOUN
economy-578	237	14	increase	increase	NOUN
economy-578	237	15	.	.	PUNCT
economy-578	238	1	this	this	DET
economy-578	238	2	result	result	NOUN
economy-578	238	3	suggests	suggest	VERB
economy-578	238	4	that	that	SCONJ
economy-578	238	5	,	,	PUNCT
economy-578	238	6	as	as	ADP
economy-578	238	7	total	total	ADJ
economy-578	238	8	investment	investment	NOUN
economy-578	238	9	in	in	ADP
economy-578	238	10	agricultural	agricultural	ADJ
economy-578	238	11	sector	sector	NOUN
economy-578	238	12	accumulate	accumulate	NOUN
economy-578	238	13	,	,	PUNCT
economy-578	238	14	it	it	PRON
economy-578	238	15	impacted	impact	VERB
economy-578	238	16	positively	positively	ADV
economy-578	238	17	on	on	ADP
economy-578	238	18	the	the	DET
economy-578	238	19	npl	npl	NOUN
economy-578	238	20	.	.	PUNCT
economy-578	239	1	many	many	ADJ
economy-578	239	2	instances	instance	NOUN
economy-578	239	3	could	could	AUX
economy-578	239	4	explain	explain	VERB
economy-578	239	5	this	this	DET
economy-578	239	6	result	result	NOUN
economy-578	239	7	,	,	PUNCT
economy-578	239	8	firstly	firstly	ADV
economy-578	239	9	:	:	PUNCT
economy-578	239	10	total	total	ADJ
economy-578	239	11	investment	investment	NOUN
economy-578	239	12	increase	increase	NOUN
economy-578	239	13	in	in	ADP
economy-578	239	14	agricultural	agricultural	ADJ
economy-578	239	15	sector	sector	NOUN
economy-578	239	16	will	will	AUX
economy-578	239	17	equally	equally	ADV
economy-578	239	18	increase	increase	VERB
economy-578	239	19	with	with	ADP
economy-578	239	20	loanable	loanable	ADJ
economy-578	239	21	fund	fund	NOUN
economy-578	239	22	and	and	CCONJ
economy-578	239	23	advances	advance	NOUN
economy-578	239	24	as	as	ADV
economy-578	239	25	well	well	ADV
economy-578	239	26	as	as	ADP
economy-578	239	27	likelihood	likelihood	NOUN
economy-578	239	28	to	to	ADP
economy-578	239	29	default	default	NOUN
economy-578	239	30	.	.	PUNCT
economy-578	240	1	by	by	ADP
economy-578	240	2	implication	implication	NOUN
economy-578	240	3	,	,	PUNCT
economy-578	240	4	the	the	DET
economy-578	240	5	more	more	ADJ
economy-578	240	6	investment	investment	NOUN
economy-578	240	7	opportunities	opportunity	NOUN
economy-578	240	8	in	in	ADP
economy-578	240	9	the	the	DET
economy-578	240	10	sector	sector	NOUN
economy-578	240	11	,	,	PUNCT
economy-578	240	12	the	the	DET
economy-578	240	13	more	more	ADJ
economy-578	240	14	loans	loan	NOUN
economy-578	240	15	and	and	CCONJ
economy-578	240	16	advances	advance	NOUN
economy-578	240	17	and	and	CCONJ
economy-578	240	18	the	the	PRON
economy-578	240	19	more	more	ADV
economy-578	240	20	the	the	DET
economy-578	240	21	likelihood	likelihood	NOUN
economy-578	240	22	of	of	ADP
economy-578	240	23	default	default	NOUN
economy-578	240	24	among	among	ADP
economy-578	240	25	agents	agent	NOUN
economy-578	240	26	in	in	ADP
economy-578	240	27	the	the	DET
economy-578	240	28	sector	sector	NOUN
economy-578	240	29	.	.	PUNCT
economy-578	241	1	secondly	secondly	ADV
economy-578	241	2	;	;	PUNCT
economy-578	241	3	in	in	ADP
economy-578	241	4	nigeria	nigeria	PROPN
economy-578	241	5	,	,	PUNCT
economy-578	241	6	farming	farming	NOUN
economy-578	241	7	activities	activity	NOUN
economy-578	241	8	are	be	AUX
economy-578	241	9	in	in	ADP
economy-578	241	10	the	the	DET
economy-578	241	11	hands	hand	NOUN
economy-578	241	12	of	of	ADP
economy-578	241	13	poor	poor	ADJ
economy-578	241	14	resource	resource	NOUN
economy-578	241	15	farmers	farmer	NOUN
economy-578	241	16	with	with	ADP
economy-578	241	17	little	little	ADJ
economy-578	241	18	or	or	CCONJ
economy-578	241	19	no	no	PRON
economy-578	241	20	collateral	collateral	NOUN
economy-578	241	21	and	and	CCONJ
economy-578	241	22	hence	hence	ADV
economy-578	241	23	low	low	ADJ
economy-578	241	24	probability	probability	NOUN
economy-578	241	25	for	for	ADP
economy-578	241	26	loan	loan	NOUN
economy-578	241	27	repayment	repayment	NOUN
economy-578	241	28	.	.	PUNCT
economy-578	242	1	as	as	SCONJ
economy-578	242	2	agricultural	agricultural	ADJ
economy-578	242	3	production	production	NOUN
economy-578	242	4	is	be	AUX
economy-578	242	5	in	in	ADP
economy-578	242	6	the	the	DET
economy-578	242	7	mercy	mercy	NOUN
economy-578	242	8	of	of	ADP
economy-578	242	9	nature	nature	NOUN
economy-578	242	10	,	,	PUNCT
economy-578	242	11	and	and	CCONJ
economy-578	242	12	output	output	NOUN
economy-578	242	13	price	price	NOUN
economy-578	242	14	not	not	PART
economy-578	242	15	guaranteed	guarantee	VERB
economy-578	242	16	as	as	ADV
economy-578	242	17	well	well	ADV
economy-578	242	18	as	as	ADP
economy-578	242	19	the	the	DET
economy-578	242	20	mounting	mount	VERB
economy-578	242	21	inflation	inflation	NOUN
economy-578	242	22	in	in	ADP
economy-578	242	23	the	the	DET
economy-578	242	24	country	country	NOUN
economy-578	242	25	;	;	PUNCT
economy-578	242	26	an	an	DET
economy-578	242	27	increase	increase	NOUN
economy-578	242	28	in	in	ADP
economy-578	242	29	farm	farm	NOUN
economy-578	242	30	output	output	NOUN
economy-578	242	31	could	could	AUX
economy-578	242	32	result	result	VERB
economy-578	242	33	to	to	ADP
economy-578	242	34	a	a	DET
economy-578	242	35	glut	glut	NOUN
economy-578	242	36	characterized	characterize	VERB
economy-578	242	37	by	by	ADP
economy-578	242	38	lower	low	ADJ
economy-578	242	39	price	price	NOUN
economy-578	242	40	and	and	CCONJ
economy-578	242	41	increase	increase	VERB
economy-578	242	42	cost	cost	NOUN
economy-578	242	43	of	of	ADP
economy-578	242	44	production	production	NOUN
economy-578	242	45	but	but	CCONJ
economy-578	242	46	less	less	ADJ
economy-578	242	47	revenue	revenue	NOUN
economy-578	242	48	to	to	ADP
economy-578	242	49	farmers	farmer	NOUN
economy-578	242	50	.	.	PUNCT
economy-578	243	1	given	give	VERB
economy-578	243	2	this	this	DET
economy-578	243	3	scenario	scenario	NOUN
economy-578	243	4	,	,	PUNCT
economy-578	243	5	default	default	NOUN
economy-578	243	6	will	will	AUX
economy-578	243	7	accumulate	accumulate	VERB
economy-578	243	8	in	in	ADP
economy-578	243	9	the	the	DET
economy-578	243	10	face	face	NOUN
economy-578	243	11	of	of	ADP
economy-578	243	12	increase	increase	NOUN
economy-578	243	13	farm	farm	NOUN
economy-578	243	14	productivity	productivity	NOUN
economy-578	243	15	.	.	PUNCT
economy-578	244	1	similarly	similarly	ADV
economy-578	244	2	,	,	PUNCT
economy-578	244	3	loans	loan	NOUN
economy-578	244	4	and	and	CCONJ
economy-578	244	5	advances	advance	NOUN
economy-578	244	6	granted	grant	VERB
economy-578	244	7	to	to	ADP
economy-578	244	8	agribusiness	agribusiness	NOUN
economy-578	244	9	have	have	VERB
economy-578	244	10	positive	positive	ADJ
economy-578	244	11	significant	significant	ADJ
economy-578	244	12	association	association	NOUN
economy-578	244	13	with	with	ADP
economy-578	244	14	npls	npls	NOUN
economy-578	244	15	in	in	ADP
economy-578	244	16	nigeria	nigeria	PROPN
economy-578	244	17	.	.	PUNCT
economy-578	245	1	the	the	DET
economy-578	245	2	result	result	NOUN
economy-578	245	3	satisfies	satisfy	VERB
economy-578	245	4	priori	priori	ADJ
economy-578	245	5	expectation	expectation	NOUN
economy-578	245	6	as	as	ADP
economy-578	245	7	increase	increase	NOUN
economy-578	245	8	in	in	ADP
economy-578	245	9	volume	volume	NOUN
economy-578	245	10	of	of	ADP
economy-578	245	11	loanable	loanable	ADJ
economy-578	245	12	fund	fund	NOUN
economy-578	245	13	in	in	ADP
economy-578	245	14	the	the	DET
economy-578	245	15	economy	economy	NOUN
economy-578	245	16	will	will	AUX
economy-578	245	17	increase	increase	VERB
economy-578	245	18	the	the	DET
economy-578	245	19	likelihood	likelihood	NOUN
economy-578	245	20	of	of	ADP
economy-578	245	21	default	default	NOUN
economy-578	245	22	.	.	PUNCT
economy-578	246	1	other	other	ADJ
economy-578	246	2	macroeconomic	macroeconomic	ADJ
economy-578	246	3	factors	factor	NOUN
economy-578	246	4	and	and	CCONJ
economy-578	246	5	political	political	ADJ
economy-578	246	6	environment	environment	NOUN
economy-578	246	7	will	will	AUX
economy-578	246	8	work	work	VERB
economy-578	246	9	with	with	ADP
economy-578	246	10	increase	increase	VERB
economy-578	246	11	loanable	loanable	ADJ
economy-578	246	12	fund	fund	NOUN
economy-578	246	13	in	in	ADP
economy-578	246	14	the	the	DET
economy-578	246	15	economy	economy	NOUN
economy-578	246	16	to	to	PART
economy-578	246	17	affect	affect	VERB
economy-578	246	18	npls	npls	NOUN
economy-578	246	19	.	.	PUNCT
economy-578	247	1	for	for	ADP
economy-578	247	2	instance	instance	NOUN
economy-578	247	3	,	,	PUNCT
economy-578	247	4	increase	increase	VERB
economy-578	247	5	in	in	ADP
economy-578	247	6	inflation	inflation	NOUN
economy-578	247	7	and	and	CCONJ
economy-578	247	8	political	political	ADJ
economy-578	247	9	instability	instability	NOUN
economy-578	247	10	could	could	AUX
economy-578	247	11	negate	negate	VERB
economy-578	247	12	the	the	DET
economy-578	247	13	objective	objective	NOUN
economy-578	247	14	of	of	ADP
economy-578	247	15	increase	increase	VERB
economy-578	247	16	loanable	loanable	ADJ
economy-578	247	17	fund	fund	NOUN
economy-578	247	18	in	in	ADP
economy-578	247	19	the	the	DET
economy-578	247	20	economy	economy	NOUN
economy-578	247	21	.	.	PUNCT
economy-578	248	1	in	in	ADP
economy-578	248	2	nigeria	nigeria	PROPN
economy-578	248	3	,	,	PUNCT
economy-578	248	4	issue	issue	NOUN
economy-578	248	5	of	of	ADP
economy-578	248	6	macroeconomic	macroeconomic	ADJ
economy-578	248	7	volatility	volatility	NOUN
economy-578	248	8	was	be	AUX
economy-578	248	9	so	so	ADV
economy-578	248	10	pronounce	pronounce	ADJ
economy-578	248	11	in	in	ADP
economy-578	248	12	recent	recent	ADJ
economy-578	248	13	years	year	NOUN
economy-578	248	14	and	and	CCONJ
economy-578	248	15	could	could	AUX
economy-578	248	16	be	be	AUX
economy-578	248	17	responsible	responsible	ADJ
economy-578	248	18	for	for	ADP
economy-578	248	19	this	this	DET
economy-578	248	20	result	result	NOUN
economy-578	248	21	.	.	PUNCT
economy-578	249	1	furthermore	furthermore	ADV
economy-578	249	2	,	,	PUNCT
economy-578	249	3	growth	growth	NOUN
economy-578	249	4	rate	rate	NOUN
economy-578	249	5	in	in	ADP
economy-578	249	6	total	total	ADJ
economy-578	249	7	gdp	gdp	NOUN
economy-578	249	8	impacted	impact	VERB
economy-578	249	9	positively	positively	ADV
economy-578	249	10	on	on	ADP
economy-578	249	11	the	the	DET
economy-578	249	12	npls	npls	NOUN
economy-578	249	13	and	and	CCONJ
economy-578	249	14	was	be	AUX
economy-578	249	15	significant	significant	ADJ
economy-578	249	16	at	at	ADP
economy-578	249	17	the	the	DET
economy-578	249	18	conventional	conventional	ADJ
economy-578	249	19	level	level	NOUN
economy-578	249	20	of	of	ADP
economy-578	249	21	probability	probability	NOUN
economy-578	249	22	.	.	PUNCT
economy-578	250	1	this	this	PRON
economy-578	250	2	means	mean	VERB
economy-578	250	3	that	that	SCONJ
economy-578	250	4	,	,	PUNCT
economy-578	250	5	as	as	SCONJ
economy-578	250	6	gross	gross	ADJ
economy-578	250	7	investment	investment	NOUN
economy-578	250	8	increases	increase	NOUN
economy-578	250	9	in	in	ADP
economy-578	250	10	the	the	DET
economy-578	250	11	country	country	NOUN
economy-578	250	12	,	,	PUNCT
economy-578	250	13	the	the	DET
economy-578	250	14	likelihood	likelihood	NOUN
economy-578	250	15	of	of	ADP
economy-578	250	16	loan	loan	NOUN
economy-578	250	17	default	default	NOUN
economy-578	250	18	by	by	ADP
economy-578	250	19	economic	economic	ADJ
economy-578	250	20	agent	agent	NOUN
economy-578	250	21	who	who	PRON
economy-578	250	22	borrowed	borrow	VERB
economy-578	250	23	fund	fund	NOUN
economy-578	250	24	increase	increase	VERB
economy-578	250	25	too	too	ADV
economy-578	250	26	.	.	PUNCT
economy-578	251	1	this	this	DET
economy-578	251	2	result	result	NOUN
economy-578	251	3	is	be	AUX
economy-578	251	4	in	in	ADP
economy-578	251	5	consonance	consonance	NOUN
economy-578	251	6	with	with	ADP
economy-578	251	7	the	the	DET
economy-578	251	8	previous	previous	ADJ
economy-578	251	9	results	result	NOUN
economy-578	251	10	;	;	PUNCT
economy-578	251	11	because	because	SCONJ
economy-578	251	12	as	as	ADP
economy-578	251	13	gross	gross	ADJ
economy-578	251	14	domestic	domestic	ADJ
economy-578	251	15	investment	investment	NOUN
economy-578	251	16	increases	increase	NOUN
economy-578	251	17	,	,	PUNCT
economy-578	251	18	loanable	loanable	ADJ
economy-578	251	19	funds	fund	NOUN
economy-578	251	20	and	and	CCONJ
economy-578	251	21	advances	advance	NOUN
economy-578	251	22	will	will	AUX
economy-578	251	23	be	be	AUX
economy-578	251	24	stimulated	stimulate	VERB
economy-578	251	25	hence	hence	ADV
economy-578	251	26	increase	increase	VERB
economy-578	251	27	likelihood	likelihood	NOUN
economy-578	251	28	of	of	ADP
economy-578	251	29	default	default	NOUN
economy-578	251	30	.	.	PUNCT
economy-578	252	1	on	on	ADP
economy-578	252	2	the	the	DET
economy-578	252	3	other	other	ADJ
economy-578	252	4	hand	hand	NOUN
economy-578	252	5	,	,	PUNCT
economy-578	252	6	the	the	DET
economy-578	252	7	short	short	ADJ
economy-578	252	8	run	run	NOUN
economy-578	252	9	model	model	NOUN
economy-578	252	10	revealed	reveal	VERB
economy-578	252	11	that	that	SCONJ
economy-578	252	12	,	,	PUNCT
economy-578	252	13	interest	interest	NOUN
economy-578	252	14	rate	rate	NOUN
economy-578	252	15	has	have	VERB
economy-578	252	16	a	a	DET
economy-578	252	17	negative	negative	ADJ
economy-578	252	18	significant	significant	ADJ
economy-578	252	19	relationship	relationship	NOUN
economy-578	252	20	with	with	ADP
economy-578	252	21	npls	npls	NOUN
economy-578	252	22	in	in	ADP
economy-578	252	23	the	the	DET
economy-578	252	24	economy	economy	NOUN
economy-578	252	25	.	.	PUNCT
economy-578	253	1	this	this	PRON
economy-578	253	2	means	mean	VERB
economy-578	253	3	that	that	SCONJ
economy-578	253	4	,	,	PUNCT
economy-578	253	5	in	in	ADP
economy-578	253	6	the	the	DET
economy-578	253	7	short	short	ADJ
economy-578	253	8	run	run	NOUN
economy-578	253	9	,	,	PUNCT
economy-578	253	10	as	as	ADP
economy-578	253	11	interest	interest	NOUN
economy-578	253	12	rate	rate	NOUN
economy-578	253	13	increases	increase	NOUN
economy-578	253	14	,	,	PUNCT
economy-578	253	15	the	the	DET
economy-578	253	16	npls	npls	NOUN
economy-578	253	17	will	will	AUX
economy-578	253	18	decline	decline	VERB
economy-578	253	19	and	and	CCONJ
economy-578	253	20	vice	vice	ADV
economy-578	253	21	versa	versa	ADV
economy-578	253	22	.	.	PUNCT
economy-578	254	1	the	the	DET
economy-578	254	2	result	result	NOUN
economy-578	254	3	again	again	ADV
economy-578	254	4	satisfies	satisfy	VERB
economy-578	254	5	priori	priori	ADJ
economy-578	254	6	expectation	expectation	NOUN
economy-578	254	7	as	as	ADP
economy-578	254	8	increase	increase	NOUN
economy-578	254	9	in	in	ADP
economy-578	254	10	interest	interest	NOUN
economy-578	254	11	rate	rate	NOUN
economy-578	254	12	in	in	ADP
economy-578	254	13	the	the	DET
economy-578	254	14	short	short	ADJ
economy-578	254	15	run	run	NOUN
economy-578	254	16	will	will	AUX
economy-578	254	17	likely	likely	ADV
economy-578	254	18	retard	retard	VERB
economy-578	254	19	large	large	ADJ
economy-578	254	20	number	number	NOUN
economy-578	254	21	of	of	ADP
economy-578	254	22	credit	credit	NOUN
economy-578	254	23	beneficiaries	beneficiary	NOUN
economy-578	254	24	in	in	ADP
economy-578	254	25	the	the	DET
economy-578	254	26	economy	economy	NOUN
economy-578	254	27	.	.	PUNCT
economy-578	255	1	this	this	PRON
economy-578	255	2	will	will	AUX
economy-578	255	3	reduce	reduce	VERB
economy-578	255	4	the	the	DET
economy-578	255	5	default	default	NOUN
economy-578	255	6	rate	rate	NOUN
economy-578	255	7	and	and	CCONJ
economy-578	255	8	hence	hence	ADV
economy-578	255	9	npls	npls	NOUN
economy-578	255	10	accumulation	accumulation	NOUN
economy-578	255	11	in	in	ADP
economy-578	255	12	the	the	DET
economy-578	255	13	economy	economy	NOUN
economy-578	255	14	.	.	PUNCT
economy-578	256	1	increase	increase	NOUN
economy-578	256	2	in	in	ADP
economy-578	256	3	interest	interest	NOUN
economy-578	256	4	rate	rate	NOUN
economy-578	256	5	will	will	AUX
economy-578	256	6	also	also	ADV
economy-578	256	7	induce	induce	VERB
economy-578	256	8	financial	financial	ADJ
economy-578	256	9	discipline	discipline	NOUN
economy-578	256	10	in	in	ADP
economy-578	256	11	the	the	DET
economy-578	256	12	part	part	NOUN
economy-578	256	13	of	of	ADP
economy-578	256	14	bankers	banker	NOUN
economy-578	256	15	;	;	PUNCT
economy-578	256	16	and	and	CCONJ
economy-578	256	17	will	will	AUX
economy-578	256	18	equally	equally	ADV
economy-578	256	19	filter	filter	VERB
economy-578	256	20	unintended	unintended	ADJ
economy-578	256	21	beneficiaries	beneficiary	NOUN
economy-578	256	22	or	or	CCONJ
economy-578	256	23	those	those	PRON
economy-578	256	24	with	with	ADP
economy-578	256	25	extreme	extreme	ADJ
economy-578	256	26	lower	low	ADJ
economy-578	256	27	value	value	NOUN
economy-578	256	28	of	of	ADP
economy-578	256	29	collateral	collateral	NOUN
economy-578	256	30	.	.	PUNCT
economy-578	257	1	the	the	DET
economy-578	257	2	growth	growth	NOUN
economy-578	257	3	rate	rate	NOUN
economy-578	257	4	in	in	ADP
economy-578	257	5	the	the	DET
economy-578	257	6	country	country	NOUN
economy-578	257	7	’s	’s	PART
economy-578	257	8	gdp	gdp	NOUN
economy-578	257	9	had	have	VERB
economy-578	257	10	positive	positive	ADJ
economy-578	257	11	and	and	CCONJ
economy-578	257	12	significant	significant	ADJ
economy-578	257	13	impact	impact	NOUN
economy-578	257	14	on	on	ADP
economy-578	257	15	npls	npls	NOUN
economy-578	257	16	in	in	ADP
economy-578	257	17	the	the	DET
economy-578	257	18	short	short	ADJ
economy-578	257	19	run	run	NOUN
economy-578	257	20	in	in	ADP
economy-578	257	21	nigeria	nigeria	PROPN
economy-578	257	22	.	.	PUNCT
economy-578	258	1	the	the	DET
economy-578	258	2	impact	impact	NOUN
economy-578	258	3	of	of	ADP
economy-578	258	4	gdp	gdp	NOUN
economy-578	258	5	growth	growth	NOUN
economy-578	258	6	on	on	ADP
economy-578	258	7	npls	npls	NOUN
economy-578	258	8	is	be	AUX
economy-578	258	9	similar	similar	ADJ
economy-578	258	10	in	in	ADP
economy-578	258	11	the	the	DET
economy-578	258	12	long	long	ADJ
economy-578	258	13	and	and	CCONJ
economy-578	258	14	short	short	ADJ
economy-578	258	15	run	run	NOUN
economy-578	258	16	periods	period	NOUN
economy-578	258	17	.	.	PUNCT
economy-578	259	1	however	however	ADV
economy-578	259	2	,	,	PUNCT
economy-578	259	3	the	the	DET
economy-578	259	4	magnitude	magnitude	NOUN
economy-578	259	5	of	of	ADP
economy-578	259	6	effect	effect	NOUN
economy-578	259	7	is	be	AUX
economy-578	259	8	greater	great	ADJ
economy-578	259	9	in	in	ADP
economy-578	259	10	the	the	DET
economy-578	259	11	long	long	ADJ
economy-578	259	12	run	run	NOUN
economy-578	259	13	compared	compare	VERB
economy-578	259	14	to	to	ADP
economy-578	259	15	the	the	DET
economy-578	259	16	short	short	ADJ
economy-578	259	17	run	run	NOUN
economy-578	259	18	period	period	NOUN
economy-578	259	19	.	.	PUNCT
economy-578	260	1	5	5	X
economy-578	260	2	.	.	X
economy-578	260	3	conclusion	conclusion	NOUN
economy-578	260	4	and	and	CCONJ
economy-578	260	5	recommendations	recommendation	NOUN
economy-578	260	6	the	the	DET
economy-578	260	7	empirical	empirical	ADJ
economy-578	260	8	findings	finding	NOUN
economy-578	260	9	have	have	AUX
economy-578	260	10	revealed	reveal	VERB
economy-578	260	11	that	that	SCONJ
economy-578	260	12	,	,	PUNCT
economy-578	260	13	non	non	ADJ
economy-578	260	14	-	-	ADJ
economy-578	260	15	performing	performing	ADJ
economy-578	260	16	loans	loan	NOUN
economy-578	260	17	in	in	ADP
economy-578	260	18	the	the	DET
economy-578	260	19	banking	banking	NOUN
economy-578	260	20	system	system	NOUN
economy-578	260	21	is	be	AUX
economy-578	260	22	actually	actually	ADV
economy-578	260	23	affected	affect	VERB
economy-578	260	24	by	by	ADP
economy-578	260	25	series	series	NOUN
economy-578	260	26	of	of	ADP
economy-578	260	27	macroeconomic	macroeconomic	ADJ
economy-578	260	28	factors	factor	NOUN
economy-578	260	29	in	in	ADP
economy-578	260	30	the	the	DET
economy-578	260	31	long	long	ADJ
economy-578	260	32	and	and	CCONJ
economy-578	260	33	short	short	ADJ
economy-578	260	34	run	run	NOUN
economy-578	260	35	periods	period	NOUN
economy-578	260	36	in	in	ADP
economy-578	260	37	nigeria	nigeria	PROPN
economy-578	260	38	.	.	PUNCT
economy-578	261	1	the	the	DET
economy-578	261	2	result	result	NOUN
economy-578	261	3	of	of	ADP
economy-578	261	4	analysis	analysis	NOUN
economy-578	261	5	has	have	AUX
economy-578	261	6	showed	show	VERB
economy-578	261	7	that	that	SCONJ
economy-578	261	8	,	,	PUNCT
economy-578	261	9	npls	npls	NOUN
economy-578	261	10	is	be	AUX
economy-578	261	11	positively	positively	ADV
economy-578	261	12	related	relate	VERB
economy-578	261	13	to	to	ADP
economy-578	261	14	agricultural	agricultural	ADJ
economy-578	261	15	productivity	productivity	NOUN
economy-578	261	16	,	,	PUNCT
economy-578	261	17	loans	loan	NOUN
economy-578	261	18	and	and	CCONJ
economy-578	261	19	advances	advance	NOUN
economy-578	261	20	to	to	ADP
economy-578	261	21	the	the	DET
economy-578	261	22	agricultural	agricultural	ADJ
economy-578	261	23	sector	sector	NOUN
economy-578	261	24	and	and	CCONJ
economy-578	261	25	growth	growth	NOUN
economy-578	261	26	rate	rate	NOUN
economy-578	261	27	in	in	ADP
economy-578	261	28	total	total	ADJ
economy-578	261	29	gross	gross	ADJ
economy-578	261	30	domestic	domestic	ADJ
economy-578	261	31	product	product	NOUN
economy-578	261	32	(	(	PUNCT
economy-578	261	33	gdp	gdp	NOUN
economy-578	261	34	)	)	PUNCT
economy-578	261	35	in	in	ADP
economy-578	261	36	nigeria	nigeria	PROPN
economy-578	261	37	.	.	PUNCT
economy-578	262	1	however	however	ADV
economy-578	262	2	,	,	PUNCT
economy-578	262	3	in	in	ADP
economy-578	262	4	the	the	DET
economy-578	262	5	short	short	ADJ
economy-578	262	6	-	-	PUNCT
economy-578	262	7	run	run	NOUN
economy-578	262	8	,	,	PUNCT
economy-578	262	9	npls	npls	NOUN
economy-578	262	10	showed	show	VERB
economy-578	262	11	negative	negative	ADJ
economy-578	262	12	association	association	NOUN
economy-578	262	13	with	with	ADP
economy-578	262	14	interest	interest	NOUN
economy-578	262	15	rate	rate	NOUN
economy-578	262	16	and	and	CCONJ
economy-578	262	17	positive	positive	ADJ
economy-578	262	18	correlation	correlation	NOUN
economy-578	262	19	with	with	ADP
economy-578	262	20	gdp	gdp	NOUN
economy-578	262	21	growth	growth	NOUN
economy-578	262	22	rate	rate	NOUN
economy-578	262	23	in	in	ADP
economy-578	262	24	nigeria	nigeria	PROPN
economy-578	262	25	.	.	PUNCT
economy-578	263	1	the	the	DET
economy-578	263	2	study	study	NOUN
economy-578	263	3	also	also	ADV
economy-578	263	4	discovered	discover	VERB
economy-578	263	5	adjustment	adjustment	NOUN
economy-578	263	6	rate	rate	NOUN
economy-578	263	7	of	of	ADP
economy-578	263	8	52	52	NUM
economy-578	263	9	%	%	NOUN
economy-578	263	10	in	in	ADP
economy-578	263	11	npl	npl	NOUN
economy-578	263	12	for	for	ADP
economy-578	263	13	a	a	DET
economy-578	263	14	shock	shock	NOUN
economy-578	263	15	induces	induce	VERB
economy-578	263	16	by	by	ADP
economy-578	263	17	the	the	DET
economy-578	263	18	specified	specified	ADJ
economy-578	263	19	macroeconomic	macroeconomic	ADJ
economy-578	263	20	variables	variable	NOUN
economy-578	263	21	in	in	ADP
economy-578	263	22	nigeria	nigeria	PROPN
economy-578	263	23	.	.	PUNCT
economy-578	264	1	invariably	invariably	ADV
economy-578	264	2	,	,	PUNCT
economy-578	264	3	it	it	PRON
economy-578	264	4	implies	imply	VERB
economy-578	264	5	that	that	SCONJ
economy-578	264	6	,	,	PUNCT
economy-578	264	7	it	it	PRON
economy-578	264	8	will	will	AUX
economy-578	264	9	take	take	VERB
economy-578	264	10	npls	npls	NOUN
economy-578	264	11	about	about	ADP
economy-578	264	12	6.5	6.5	NUM
economy-578	264	13	months	month	NOUN
economy-578	264	14	to	to	PART
economy-578	264	15	adjust	adjust	VERB
economy-578	264	16	back	back	ADV
economy-578	264	17	to	to	ADP
economy-578	264	18	equilibrium	equilibrium	NOUN
economy-578	264	19	or	or	CCONJ
economy-578	264	20	stable	stable	ADJ
economy-578	264	21	state	state	NOUN
economy-578	264	22	in	in	ADP
economy-578	264	23	the	the	DET
economy-578	264	24	current	current	ADJ
economy-578	264	25	year	year	NOUN
economy-578	264	26	resulting	result	VERB
economy-578	264	27	from	from	ADP
economy-578	264	28	previous	previous	ADJ
economy-578	264	29	shock(s	shock(s	NOUN
economy-578	264	30	)	)	PUNCT
economy-578	264	31	induce	induce	VERB
economy-578	264	32	by	by	ADP
economy-578	264	33	the	the	DET
economy-578	264	34	banking	banking	NOUN
economy-578	264	35	system	system	NOUN
economy-578	264	36	or	or	CCONJ
economy-578	264	37	macroeconomic	macroeconomic	ADJ
economy-578	264	38	variables	variable	NOUN
economy-578	264	39	in	in	ADP
economy-578	264	40	the	the	DET
economy-578	264	41	economy	economy	NOUN
economy-578	264	42	.	.	PUNCT
economy-578	265	1	based	base	VERB
economy-578	265	2	on	on	ADP
economy-578	265	3	findings	finding	NOUN
economy-578	265	4	,	,	PUNCT
economy-578	265	5	it	it	PRON
economy-578	265	6	is	be	AUX
economy-578	265	7	recommended	recommend	VERB
economy-578	265	8	that	that	SCONJ
economy-578	265	9	short	short	ADJ
economy-578	265	10	and	and	CCONJ
economy-578	265	11	longterm	longterm	VERB
economy-578	265	12	banking	banking	NOUN
economy-578	265	13	reform	reform	NOUN
economy-578	265	14	policies	policy	NOUN
economy-578	265	15	be	be	AUX
economy-578	265	16	adopted	adopt	VERB
economy-578	265	17	to	to	PART
economy-578	265	18	reduce	reduce	VERB
economy-578	265	19	fluctuations	fluctuation	NOUN
economy-578	265	20	in	in	ADP
economy-578	265	21	npls	npls	NOUN
economy-578	265	22	in	in	ADP
economy-578	265	23	banking	banking	NOUN
economy-578	265	24	system	system	NOUN
economy-578	265	25	in	in	ADP
economy-578	265	26	nigeria	nigeria	PROPN
economy-578	265	27	.	.	PUNCT
economy-578	266	1	however	however	ADV
economy-578	266	2	,	,	PUNCT
economy-578	266	3	the	the	DET
economy-578	266	4	relationship	relationship	NOUN
economy-578	266	5	between	between	ADP
economy-578	266	6	npls	npls	NOUN
economy-578	266	7	and	and	CCONJ
economy-578	266	8	agricultural	agricultural	ADJ
economy-578	266	9	productivity	productivity	NOUN
economy-578	266	10	needs	need	NOUN
economy-578	266	11	be	be	AUX
economy-578	266	12	interpreted	interpret	VERB
economy-578	266	13	with	with	ADP
economy-578	266	14	care	care	NOUN
economy-578	266	15	.	.	PUNCT
economy-578	267	1	this	this	PRON
economy-578	267	2	is	be	AUX
economy-578	267	3	because	because	SCONJ
economy-578	267	4	the	the	DET
economy-578	267	5	proportions	proportion	NOUN
economy-578	267	6	of	of	ADP
economy-578	267	7	farmers	farmer	NOUN
economy-578	267	8	that	that	PRON
economy-578	267	9	have	have	VERB
economy-578	267	10	access	access	NOUN
economy-578	267	11	to	to	ADP
economy-578	267	12	loans	loan	NOUN
economy-578	267	13	and	and	CCONJ
economy-578	267	14	advances	advance	NOUN
economy-578	267	15	in	in	ADP
economy-578	267	16	nigeria	nigeria	PROPN
economy-578	267	17	seem	seem	VERB
economy-578	267	18	not	not	PART
economy-578	267	19	significant	significant	ADJ
economy-578	267	20	hence	hence	ADV
economy-578	267	21	their	their	PRON
economy-578	267	22	contributions	contribution	NOUN
economy-578	267	23	to	to	ADP
economy-578	267	24	npls	npls	NOUN
economy-578	267	25	may	may	AUX
economy-578	267	26	not	not	PART
economy-578	267	27	be	be	AUX
economy-578	267	28	significant	significant	ADJ
economy-578	267	29	.	.	PUNCT
economy-578	268	1	it	it	PRON
economy-578	268	2	is	be	AUX
economy-578	268	3	also	also	ADV
economy-578	268	4	recommended	recommend	VERB
economy-578	268	5	that	that	SCONJ
economy-578	268	6	interest	interest	NOUN
economy-578	268	7	rates	rate	NOUN
economy-578	268	8	should	should	AUX
economy-578	268	9	be	be	AUX
economy-578	268	10	minimized	minimize	VERB
economy-578	268	11	by	by	ADP
economy-578	268	12	the	the	DET
economy-578	268	13	central	central	PROPN
economy-578	268	14	bank	bank	PROPN
economy-578	268	15	through	through	ADP
economy-578	268	16	series	series	NOUN
economy-578	268	17	of	of	ADP
economy-578	268	18	financial	financial	ADJ
economy-578	268	19	interventions	intervention	NOUN
economy-578	268	20	to	to	PART
economy-578	268	21	ease	ease	VERB
economy-578	268	22	credit	credit	NOUN
economy-578	268	23	creation	creation	NOUN
economy-578	268	24	in	in	ADP
economy-578	268	25	the	the	DET
economy-578	268	26	economy	economy	NOUN
economy-578	268	27	thereby	thereby	ADV
economy-578	268	28	encouraging	encourage	VERB
economy-578	268	29	enhance	enhance	VERB
economy-578	268	30	agricultural	agricultural	ADJ
economy-578	268	31	lending	lending	NOUN
economy-578	268	32	.	.	PUNCT
economy-578	269	1	policy	policy	NOUN
economy-578	269	2	on	on	ADP
economy-578	269	3	increased	increase	VERB
economy-578	269	4	participation	participation	NOUN
economy-578	269	5	of	of	ADP
economy-578	269	6	specialized	specialized	ADJ
economy-578	269	7	financial	financial	ADJ
economy-578	269	8	institutions	institution	NOUN
economy-578	269	9	as	as	SCONJ
economy-578	269	10	to	to	PART
economy-578	269	11	accelerate	accelerate	VERB
economy-578	269	12	investments	investment	NOUN
economy-578	269	13	in	in	ADP
economy-578	269	14	agriculture	agriculture	NOUN
economy-578	269	15	sector	sector	NOUN
economy-578	269	16	is	be	AUX
economy-578	269	17	recommended	recommend	VERB
economy-578	269	18	.	.	PUNCT
economy-578	270	1	references	reference	NOUN
economy-578	270	2	adebola	adebola	PROPN
economy-578	270	3	,	,	PUNCT
economy-578	270	4	s.s	s.s	PROPN
economy-578	270	5	.	.	PROPN
economy-578	270	6	,	,	PUNCT
economy-578	270	7	s.w	s.w	PROPN
economy-578	270	8	.	.	PROPN
economy-578	270	9	yusoff	yusoff	PROPN
economy-578	270	10	and	and	CCONJ
economy-578	270	11	j.	j.	PROPN
economy-578	270	12	dahalan	dahalan	PROPN
economy-578	270	13	,	,	PUNCT
economy-578	270	14	2011	2011	NUM
economy-578	270	15	.	.	PUNCT
economy-578	271	1	an	an	DET
economy-578	271	2	ardl	ardl	NOUN
economy-578	271	3	approach	approach	NOUN
economy-578	271	4	to	to	ADP
economy-578	271	5	the	the	DET
economy-578	271	6	determinants	determinant	NOUN
economy-578	271	7	of	of	ADP
economy-578	271	8	nonperforming	nonperforme	VERB
economy-578	271	9	loans	loan	NOUN
economy-578	271	10	in	in	ADP
economy-578	271	11	islamic	islamic	ADJ
economy-578	271	12	banking	banking	NOUN
economy-578	271	13	system	system	NOUN
economy-578	271	14	in	in	ADP
economy-578	271	15	malaysia	malaysia	PROPN
economy-578	271	16	.	.	PUNCT
economy-578	272	1	arabian	arabian	ADJ
economy-578	272	2	journal	journal	PROPN
economy-578	272	3	of	of	ADP
economy-578	272	4	business	business	NOUN
economy-578	272	5	and	and	CCONJ
economy-578	272	6	management	management	NOUN
economy-578	272	7	review	review	NOUN
economy-578	272	8	,	,	PUNCT
economy-578	272	9	1(2	1(2	NUM
economy-578	272	10	):	):	PUNCT
economy-578	272	11	20	20	NUM
economy-578	272	12	-	-	SYM
economy-578	272	13	30	30	NUM
economy-578	272	14	.	.	PUNCT
economy-578	273	1	ahmed	ahmed	PROPN
economy-578	273	2	,	,	PUNCT
economy-578	273	3	a.s	a.s	PROPN
economy-578	273	4	.	.	PROPN
economy-578	273	5	,	,	PUNCT
economy-578	273	6	c.	c.	PROPN
economy-578	273	7	thakeda	thakeda	PROPN
economy-578	273	8	and	and	CCONJ
economy-578	273	9	s.	s.	PROPN
economy-578	273	10	thomas	thomas	PROPN
economy-578	273	11	,	,	PUNCT
economy-578	273	12	1999	1999	NUM
economy-578	273	13	.	.	PUNCT
economy-578	274	1	bank	bank	NOUN
economy-578	274	2	loans	loan	NOUN
economy-578	274	3	loss	loss	NOUN
economy-578	274	4	provisions	provision	NOUN
economy-578	274	5	.	.	PUNCT
economy-578	275	1	a	a	DET
economy-578	275	2	reexamination	reexamination	NOUN
economy-578	275	3	of	of	ADP
economy-578	275	4	capital	capital	NOUN
economy-578	275	5	management	management	NOUN
economy-578	275	6	,	,	PUNCT
economy-578	275	7	earning	earning	NOUN
economy-578	275	8	;	;	PUNCT
economy-578	275	9	management	management	NOUN
economy-578	275	10	and	and	CCONJ
economy-578	275	11	signaling	signal	VERB
economy-578	275	12	effects	effect	NOUN
economy-578	275	13	.	.	PUNCT
economy-578	276	1	journal	journal	NOUN
economy-578	276	2	of	of	ADP
economy-578	276	3	accounting	accounting	NOUN
economy-578	276	4	and	and	CCONJ
economy-578	276	5	economics	economic	NOUN
economy-578	276	6	,	,	PUNCT
economy-578	276	7	26(1	26(1	NUM
economy-578	276	8	):	):	PUNCT
economy-578	276	9	1	1	NUM
economy-578	276	10	-	-	SYM
economy-578	276	11	25	25	NUM
economy-578	276	12	.	.	PUNCT
economy-578	277	1	ahmed	ahmed	PROPN
economy-578	277	2	,	,	PUNCT
economy-578	277	3	f.	f.	PROPN
economy-578	277	4	and	and	CCONJ
economy-578	277	5	t.	t.	PROPN
economy-578	277	6	bashir	bashir	PROPN
economy-578	277	7	,	,	PUNCT
economy-578	277	8	2013	2013	NUM
economy-578	277	9	.	.	PUNCT
economy-578	278	1	explanatory	explanatory	ADJ
economy-578	278	2	power	power	NOUN
economy-578	278	3	of	of	ADP
economy-578	278	4	macroeconomic	macroeconomic	ADJ
economy-578	278	5	variables	variable	NOUN
economy-578	278	6	as	as	ADP
economy-578	278	7	determinants	determinant	NOUN
economy-578	278	8	of	of	ADP
economy-578	278	9	nonperforming	nonperforme	VERB
economy-578	278	10	loans	loan	NOUN
economy-578	278	11	:	:	PUNCT
economy-578	278	12	evidence	evidence	NOUN
economy-578	278	13	from	from	ADP
economy-578	278	14	pakistan	pakistan	PROPN
economy-578	278	15	.	.	PUNCT
economy-578	279	1	world	world	NOUN
economy-578	279	2	applied	apply	VERB
economy-578	279	3	science	science	NOUN
economy-578	279	4	journal	journal	NOUN
economy-578	279	5	,	,	PUNCT
economy-578	279	6	22(2	22(2	NUM
economy-578	279	7	):	):	PUNCT
economy-578	279	8	243	243	NUM
economy-578	279	9	-	-	SYM
economy-578	279	10	253	253	NUM
economy-578	279	11	.	.	PUNCT
economy-578	280	1	akpan	akpan	PROPN
economy-578	280	2	,	,	PUNCT
economy-578	280	3	s.b	s.b	PROPN
economy-578	280	4	.	.	PROPN
economy-578	280	5	,	,	PUNCT
economy-578	280	6	a.d	a.d	PROPN
economy-578	280	7	.	.	PROPN
economy-578	280	8	obot	obot	PROPN
economy-578	280	9	and	and	CCONJ
economy-578	280	10	u.a	u.a	PROPN
economy-578	280	11	.	.	PROPN
economy-578	280	12	essien	essien	PROPN
economy-578	280	13	,	,	PUNCT
economy-578	280	14	2012	2012	NUM
economy-578	280	15	.	.	PUNCT
economy-578	281	1	government	government	NOUN
economy-578	281	2	agricultural	agricultural	ADJ
economy-578	281	3	credit	credit	NOUN
economy-578	281	4	policy	policy	NOUN
economy-578	281	5	and	and	CCONJ
economy-578	281	6	macroeconomic	macroeconomic	ADJ
economy-578	281	7	fundamentals	fundamental	NOUN
economy-578	281	8	:	:	PUNCT
economy-578	281	9	a	a	DET
economy-578	281	10	case	case	NOUN
economy-578	281	11	study	study	NOUN
economy-578	281	12	of	of	ADP
economy-578	281	13	agricultural	agricultural	ADJ
economy-578	281	14	credit	credit	NOUN
economy-578	281	15	guarantee	guarantee	NOUN
economy-578	281	16	scheme	scheme	NOUN
economy-578	281	17	fund	fund	NOUN
economy-578	281	18	in	in	ADP
economy-578	281	19	nigeria	nigeria	PROPN
economy-578	281	20	.	.	PUNCT
economy-578	282	1	public	public	ADJ
economy-578	282	2	policy	policy	NOUN
economy-578	282	3	and	and	CCONJ
economy-578	282	4	administration	administration	NOUN
economy-578	282	5	research	research	NOUN
economy-578	282	6	,	,	PUNCT
economy-578	282	7	2(2	2(2	NUM
economy-578	282	8	):	):	PUNCT
economy-578	282	9	61	61	NUM
economy-578	282	10	-	-	SYM
economy-578	282	11	75	75	NUM
economy-578	282	12	.	.	PUNCT
economy-578	283	1	badar	badar	PROPN
economy-578	283	2	,	,	PUNCT
economy-578	283	3	m.	m.	NOUN
economy-578	283	4	and	and	CCONJ
economy-578	283	5	y.a	y.a	PROPN
economy-578	283	6	.	.	PROPN
economy-578	283	7	javıd	javıd	PROPN
economy-578	283	8	,	,	PUNCT
economy-578	283	9	2013	2013	NUM
economy-578	283	10	.	.	PUNCT
economy-578	284	1	impact	impact	NOUN
economy-578	284	2	of	of	ADP
economy-578	284	3	macroeconomic	macroeconomic	ADJ
economy-578	284	4	forces	force	NOUN
economy-578	284	5	on	on	ADP
economy-578	284	6	nonperforming	nonperforme	VERB
economy-578	284	7	loans	loan	NOUN
economy-578	284	8	:	:	PUNCT
economy-578	284	9	an	an	DET
economy-578	284	10	empirical	empirical	ADJ
economy-578	284	11	study	study	NOUN
economy-578	284	12	of	of	ADP
economy-578	284	13	commercial	commercial	ADJ
economy-578	284	14	banks	bank	NOUN
economy-578	284	15	in	in	ADP
economy-578	284	16	pakistan	pakistan	PROPN
economy-578	284	17	.	.	PUNCT
economy-578	285	1	transactions	transaction	NOUN
economy-578	285	2	on	on	ADP
economy-578	285	3	business	business	NOUN
economy-578	285	4	and	and	CCONJ
economy-578	285	5	economics	economic	NOUN
economy-578	285	6	,	,	PUNCT
economy-578	285	7	10(1	10(1	NUM
economy-578	285	8	):	):	PUNCT
economy-578	285	9	40	40	NUM
economy-578	285	10	-	-	SYM
economy-578	285	11	48	48	NUM
economy-578	285	12	balogun	balogun	NOUN
economy-578	285	13	,	,	PUNCT
economy-578	285	14	e.d	e.d	PROPN
economy-578	285	15	.	.	PROPN
economy-578	285	16	,	,	PUNCT
economy-578	285	17	2007	2007	NUM
economy-578	285	18	.	.	PUNCT
economy-578	286	1	a	a	DET
economy-578	286	2	review	review	NOUN
economy-578	286	3	of	of	ADP
economy-578	286	4	soludo	soludo	PROPN
economy-578	286	5	’s	’s	PART
economy-578	286	6	perspective	perspective	NOUN
economy-578	286	7	of	of	ADP
economy-578	286	8	banking	banking	NOUN
economy-578	286	9	sector	sector	NOUN
economy-578	286	10	reforms	reform	NOUN
economy-578	286	11	in	in	ADP
economy-578	286	12	nigeria	nigeria	PROPN
economy-578	286	13	.	.	PUNCT
economy-578	287	1	mpra	mpra	PROPN
economy-578	287	2	paper	paper	PROPN
economy-578	287	3	no	no	PROPN
economy-578	287	4	.	.	PROPN
economy-578	287	5	3803	3803	NUM
economy-578	287	6	,	,	PUNCT
economy-578	287	7	university	university	NOUN
economy-578	287	8	of	of	ADP
economy-578	287	9	germany	germany	PROPN
economy-578	287	10	.	.	PUNCT
economy-578	288	1	economy	economy	NOUN
economy-578	288	2	,	,	PUNCT
economy-578	288	3	2016	2016	NUM
economy-578	288	4	,	,	PUNCT
economy-578	288	5	3(2	3(2	NUM
economy-578	288	6	):	):	PUNCT
economy-578	288	7	94	94	NUM
economy-578	288	8	-	-	SYM
economy-578	288	9	101	101	NUM
economy-578	288	10	101	101	NUM
economy-578	288	11	beck	beck	NOUN
economy-578	288	12	,	,	PUNCT
economy-578	288	13	r.	r.	PROPN
economy-578	288	14	,	,	PUNCT
economy-578	288	15	p.	p.	PROPN
economy-578	288	16	jakubik	jakubik	PROPN
economy-578	288	17	and	and	CCONJ
economy-578	288	18	a.	a.	PROPN
economy-578	288	19	piloiu	piloiu	PROPN
economy-578	288	20	,	,	PUNCT
economy-578	288	21	2013	2013	NUM
economy-578	288	22	.	.	PUNCT
economy-578	289	1	npls	npls	NOUN
economy-578	289	2	what	what	PRON
economy-578	289	3	matters	matter	VERB
economy-578	289	4	in	in	ADP
economy-578	289	5	addition	addition	NOUN
economy-578	289	6	to	to	ADP
economy-578	289	7	the	the	DET
economy-578	289	8	economic	economic	ADJ
economy-578	289	9	cycle	cycle	NOUN
economy-578	289	10	?	?	PUNCT
economy-578	290	1	prudential	prudential	PROPN
economy-578	290	2	research	research	NOUN
economy-578	290	3	network	network	NOUN
economy-578	290	4	.	.	PUNCT
economy-578	291	1	european	european	PROPN
economy-578	291	2	central	central	PROPN
economy-578	291	3	bank	bank	PROPN
economy-578	291	4	working	work	VERB
economy-578	291	5	paper	paper	NOUN
economy-578	291	6	no.1515	no.1515	PROPN
economy-578	291	7	:	:	PUNCT
economy-578	291	8	1	1	NUM
economy-578	291	9	-	-	SYM
economy-578	291	10	54	54	NUM
economy-578	291	11	.	.	PUNCT
economy-578	292	1	cbn	cbn	PROPN
economy-578	292	2	,	,	PUNCT
economy-578	292	3	2010	2010	NUM
economy-578	292	4	.	.	PUNCT
economy-578	293	1	financial	financial	ADJ
economy-578	293	2	stability	stability	NOUN
economy-578	293	3	report	report	NOUN
economy-578	293	4	maiden	maiden	PROPN
economy-578	293	5	edition	edition	NOUN
economy-578	293	6	.	.	PUNCT
economy-578	294	1	cbn	cbn	PROPN
economy-578	294	2	,	,	PUNCT
economy-578	294	3	abuja	abuja	PROPN
economy-578	294	4	dash	dash	NOUN
economy-578	294	5	,	,	PUNCT
economy-578	294	6	m.k	m.k	PROPN
economy-578	294	7	.	.	PROPN
economy-578	294	8	and	and	CCONJ
economy-578	294	9	g.	g.	PROPN
economy-578	294	10	kabra	kabra	PROPN
economy-578	294	11	,	,	PUNCT
economy-578	294	12	2010	2010	NUM
economy-578	294	13	.	.	PUNCT
economy-578	295	1	determinant	determinant	ADJ
economy-578	295	2	of	of	ADP
economy-578	295	3	nonperforming	nonperforme	VERB
economy-578	295	4	assets	asset	NOUN
economy-578	295	5	in	in	ADP
economy-578	295	6	indian	indian	ADJ
economy-578	295	7	commercial	commercial	ADJ
economy-578	295	8	banks	bank	NOUN
economy-578	295	9	an	an	DET
economy-578	295	10	econometric	econometric	ADJ
economy-578	295	11	study	study	NOUN
economy-578	295	12	.	.	PUNCT
economy-578	296	1	middle	middle	ADJ
economy-578	296	2	eastern	eastern	ADJ
economy-578	296	3	finance	finance	NOUN
economy-578	296	4	and	and	CCONJ
economy-578	296	5	economic	economic	ADJ
economy-578	296	6	,	,	PUNCT
economy-578	296	7	7(2	7(2	NUM
economy-578	296	8	):	):	PUNCT
economy-578	296	9	94	94	NUM
economy-578	296	10	-	-	SYM
economy-578	296	11	106	106	NUM
economy-578	296	12	.	.	PUNCT
economy-578	297	1	dickey	dickey	PROPN
economy-578	297	2	,	,	PUNCT
economy-578	297	3	d.a	d.a	PROPN
economy-578	297	4	.	.	PROPN
economy-578	297	5	and	and	CCONJ
economy-578	297	6	w.a	w.a	PROPN
economy-578	297	7	.	.	PROPN
economy-578	297	8	fuller	full	ADJ
economy-578	297	9	,	,	PUNCT
economy-578	297	10	1981	1981	NUM
economy-578	297	11	.	.	PUNCT
economy-578	298	1	likehood	likehood	PROPN
economy-578	298	2	ratio	ratio	PROPN
economy-578	298	3	statistics	statistics	PROPN
economy-578	298	4	f	f	PROPN
economy-578	298	5	or	or	CCONJ
economy-578	298	6	autoregressive	autoregressive	ADJ
economy-578	298	7	time	time	NOUN
economy-578	298	8	series	series	NOUN
economy-578	298	9	with	with	ADP
economy-578	298	10	a	a	DET
economy-578	298	11	unit	unit	NOUN
economy-578	298	12	root	root	NOUN
economy-578	298	13	.	.	PUNCT
economy-578	299	1	econometrical	econometrical	ADJ
economy-578	299	2	,	,	PUNCT
economy-578	299	3	49(4	49(4	NOUN
economy-578	299	4	):	):	PUNCT
economy-578	299	5	1057	1057	NUM
economy-578	299	6	-	-	SYM
economy-578	299	7	1072	1072	NUM
economy-578	299	8	.	.	PUNCT
economy-578	300	1	elegbe	elegbe	PROPN
economy-578	300	2	,	,	PUNCT
economy-578	300	3	a.	a.	NOUN
economy-578	300	4	,	,	PUNCT
economy-578	300	5	2013	2013	NUM
economy-578	300	6	.	.	PUNCT
economy-578	301	1	bank	bank	NOUN
economy-578	301	2	failure	failure	NOUN
economy-578	301	3	and	and	CCONJ
economy-578	301	4	economic	economic	ADJ
economy-578	301	5	development	development	NOUN
economy-578	301	6	in	in	ADP
economy-578	301	7	nigeria	nigeria	PROPN
economy-578	301	8	:	:	PUNCT
economy-578	301	9	an	an	DET
economy-578	301	10	empirical	empirical	ADJ
economy-578	301	11	approach	approach	NOUN
economy-578	301	12	.	.	PUNCT
economy-578	302	1	british	british	ADJ
economy-578	302	2	journal	journal	PROPN
economy-578	302	3	of	of	ADP
economy-578	302	4	economics	economic	NOUN
economy-578	302	5	,	,	PUNCT
economy-578	302	6	finance	finance	NOUN
economy-578	302	7	and	and	CCONJ
economy-578	302	8	management	management	NOUN
economy-578	302	9	sciences	science	NOUN
economy-578	302	10	,	,	PUNCT
economy-578	302	11	8(1	8(1	NOUN
economy-578	302	12	):	):	PUNCT
economy-578	302	13	46	46	NUM
economy-578	302	14	-	-	SYM
economy-578	302	15	63	63	NUM
economy-578	302	16	.	.	PUNCT
economy-578	303	1	engle	engle	PROPN
economy-578	303	2	,	,	PUNCT
economy-578	303	3	r.f	r.f	PROPN
economy-578	303	4	.	.	PROPN
economy-578	303	5	and	and	CCONJ
economy-578	303	6	c.w	c.w	PROPN
economy-578	303	7	.	.	PROPN
economy-578	303	8	granger	granger	PROPN
economy-578	303	9	,	,	PUNCT
economy-578	303	10	1987	1987	NUM
economy-578	303	11	.	.	PUNCT
economy-578	304	1	co	co	NOUN
economy-578	304	2	-	-	NOUN
economy-578	304	3	integration	integration	NOUN
economy-578	304	4	and	and	CCONJ
economy-578	304	5	error	error	NOUN
economy-578	304	6	correction	correction	NOUN
economy-578	304	7	representation	representation	NOUN
economy-578	304	8	estimation	estimation	NOUN
economy-578	304	9	and	and	CCONJ
economy-578	304	10	testing	testing	NOUN
economy-578	304	11	.	.	PUNCT
economy-578	305	1	econometrical	econometrical	ADJ
economy-578	305	2	,	,	PUNCT
economy-578	305	3	55	55	NUM
economy-578	305	4	:	:	PUNCT
economy-578	305	5	251	251	NUM
economy-578	305	6	-	-	SYM
economy-578	305	7	276	276	NUM
economy-578	305	8	.	.	PUNCT
economy-578	306	1	espinoza	espinoza	PROPN
economy-578	306	2	,	,	PUNCT
economy-578	306	3	r.	r.	PROPN
economy-578	306	4	and	and	CCONJ
economy-578	306	5	a.	a.	NOUN
economy-578	306	6	prasad	prasad	PROPN
economy-578	306	7	,	,	PUNCT
economy-578	306	8	2010	2010	NUM
economy-578	306	9	.	.	PUNCT
economy-578	307	1	nonperforming	nonperforme	VERB
economy-578	307	2	loans	loan	NOUN
economy-578	307	3	in	in	ADP
economy-578	307	4	the	the	DET
economy-578	307	5	gcc	gcc	NOUN
economy-578	307	6	banking	banking	NOUN
economy-578	307	7	system	system	NOUN
economy-578	307	8	and	and	CCONJ
economy-578	307	9	their	their	PRON
economy-578	307	10	macroeconomic	macroeconomic	ADJ
economy-578	307	11	effects	effect	NOUN
economy-578	307	12	.	.	PUNCT
economy-578	308	1	imf	imf	PROPN
economy-578	308	2	working	working	PROPN
economy-578	308	3	papers	paper	NOUN
economy-578	308	4	no	no	INTJ
economy-578	308	5	.	.	PUNCT
economy-578	309	1	10/224	10/224	NUM
economy-578	309	2	.	.	PUNCT
economy-578	310	1	international	international	ADJ
economy-578	310	2	monetary	monetary	ADJ
economy-578	310	3	fund	fund	PROPN
economy-578	310	4	.	.	PUNCT
economy-578	311	1	fofack	fofack	PROPN
economy-578	311	2	,	,	PUNCT
economy-578	311	3	h.	h.	PROPN
economy-578	311	4	,	,	PUNCT
economy-578	311	5	2005	2005	NUM
economy-578	311	6	.	.	PUNCT
economy-578	312	1	nonperforming	nonperforme	VERB
economy-578	312	2	loans	loan	NOUN
economy-578	312	3	in	in	ADP
economy-578	312	4	sub	sub	ADJ
economy-578	312	5	-	-	ADJ
economy-578	312	6	saharan	saharan	ADJ
economy-578	312	7	africa	africa	PROPN
economy-578	312	8	:	:	PUNCT
economy-578	312	9	causal	causal	ADJ
economy-578	312	10	analysis	analysis	NOUN
economy-578	312	11	and	and	CCONJ
economy-578	312	12	macroeconomics	macroeconomic	NOUN
economy-578	312	13	implications	implication	NOUN
economy-578	312	14	.	.	PUNCT
economy-578	313	1	world	world	NOUN
economy-578	313	2	bank	bank	PROPN
economy-578	313	3	policy	policy	NOUN
economy-578	313	4	research	research	NOUN
economy-578	313	5	working	working	NOUN
economy-578	313	6	paper	paper	NOUN
economy-578	313	7	no	no	INTJ
economy-578	313	8	.	.	PUNCT
economy-578	314	1	3769	3769	NUM
economy-578	314	2	:	:	PUNCT
economy-578	315	1	1	1	NUM
economy-578	315	2	-	-	SYM
economy-578	315	3	36	36	NUM
economy-578	315	4	.	.	PUNCT
economy-578	316	1	hou	hou	NOUN
economy-578	316	2	,	,	PUNCT
economy-578	316	3	y.	y.	PROPN
economy-578	316	4	and	and	CCONJ
economy-578	316	5	d.	d.	PROPN
economy-578	316	6	dickson	dickson	PROPN
economy-578	316	7	,	,	PUNCT
economy-578	316	8	2007	2007	NUM
economy-578	316	9	.	.	PUNCT
economy-578	317	1	the	the	DET
economy-578	317	2	non	non	ADJ
economy-578	317	3	-	-	ADJ
economy-578	317	4	performing	performing	ADJ
economy-578	317	5	loans	loan	NOUN
economy-578	317	6	:	:	PUNCT
economy-578	317	7	some	some	DET
economy-578	317	8	banks	bank	NOUN
economy-578	317	9	level	level	NOUN
economy-578	317	10	evidences	evidence	VERB
economy-578	317	11	research	research	NOUN
economy-578	317	12	conference	conference	NOUN
economy-578	317	13	on	on	ADP
economy-578	317	14	safety	safety	NOUN
economy-578	317	15	and	and	CCONJ
economy-578	317	16	efficiency	efficiency	NOUN
economy-578	317	17	of	of	ADP
economy-578	317	18	financial	financial	ADJ
economy-578	317	19	system	system	NOUN
economy-578	317	20	.	.	PUNCT
economy-578	318	1	department	department	NOUN
economy-578	318	2	of	of	ADP
economy-578	318	3	economics	economic	NOUN
economy-578	318	4	,	,	PUNCT
economy-578	318	5	university	university	NOUN
economy-578	318	6	of	of	ADP
economy-578	318	7	birmingham	birmingham	PROPN
economy-578	318	8	,	,	PUNCT
economy-578	318	9	edgdaston	edgdaston	NOUN
economy-578	318	10	.	.	PUNCT
economy-578	319	1	louzis	louzis	PROPN
economy-578	319	2	,	,	PUNCT
economy-578	319	3	d.p	d.p	PROPN
economy-578	319	4	.	.	PROPN
economy-578	319	5	,	,	PUNCT
economy-578	319	6	a.t	a.t	PROPN
economy-578	319	7	.	.	PROPN
economy-578	319	8	voulais	voulais	PROPN
economy-578	319	9	and	and	CCONJ
economy-578	319	10	v.l	v.l	PROPN
economy-578	319	11	.	.	PROPN
economy-578	319	12	metaxas	metaxas	PROPN
economy-578	319	13	,	,	PUNCT
economy-578	319	14	2010	2010	NUM
economy-578	319	15	.	.	PUNCT
economy-578	320	1	macroeconomic	macroeconomic	ADJ
economy-578	320	2	and	and	CCONJ
economy-578	320	3	bank	bank	NOUN
economy-578	320	4	specific	specific	ADJ
economy-578	320	5	determinants	determinant	NOUN
economy-578	320	6	of	of	ADP
economy-578	320	7	nonperforming	nonperforme	VERB
economy-578	320	8	loans	loan	NOUN
economy-578	320	9	in	in	ADP
economy-578	320	10	greece	greece	PROPN
economy-578	320	11	;	;	PUNCT
economy-578	320	12	a	a	DET
economy-578	320	13	comparative	comparative	ADJ
economy-578	320	14	study	study	NOUN
economy-578	320	15	of	of	ADP
economy-578	320	16	mortgage	mortgage	NOUN
economy-578	320	17	business	business	NOUN
economy-578	320	18	and	and	CCONJ
economy-578	320	19	consumer	consumer	NOUN
economy-578	320	20	loan	loan	NOUN
economy-578	320	21	portfolios	portfolio	NOUN
economy-578	320	22	.	.	PUNCT
economy-578	321	1	bank	bank	PROPN
economy-578	321	2	of	of	ADP
economy-578	321	3	greece	greece	PROPN
economy-578	321	4	.	.	PUNCT
economy-578	322	1	working	work	VERB
economy-578	322	2	papers	paper	NOUN
economy-578	322	3	.	.	PUNCT
economy-578	323	1	no	no	DET
economy-578	323	2	110	110	NUM
economy-578	323	3	.	.	PUNCT
economy-578	324	1	pp	pp	ADP
economy-578	324	2	:	:	PUNCT
economy-578	324	3	141	141	NUM
economy-578	324	4	.	.	PUNCT
economy-578	325	1	nanita	nanita	PROPN
economy-578	325	2	,	,	PUNCT
economy-578	325	3	r.	r.	PROPN
economy-578	325	4	,	,	PUNCT
economy-578	325	5	p.a	p.a	PROPN
economy-578	325	6	.	.	PROPN
economy-578	325	7	anu	anu	PROPN
economy-578	325	8	and	and	CCONJ
economy-578	325	9	baljeet	baljeet	NOUN
economy-578	325	10	,	,	PUNCT
economy-578	325	11	2011	2011	NUM
economy-578	325	12	.	.	PUNCT
economy-578	326	1	nonperforming	nonperforme	VERB
economy-578	326	2	assets	asset	NOUN
economy-578	326	3	in	in	ADP
economy-578	326	4	the	the	DET
economy-578	326	5	indian	indian	ADJ
economy-578	326	6	public	public	ADJ
economy-578	326	7	sector	sector	NOUN
economy-578	326	8	banks	bank	NOUN
economy-578	326	9	:	:	PUNCT
economy-578	326	10	an	an	DET
economy-578	326	11	analytical	analytical	ADJ
economy-578	326	12	study	study	NOUN
economy-578	326	13	.	.	PUNCT
economy-578	327	1	bank	bank	NOUN
economy-578	327	2	and	and	CCONJ
economy-578	327	3	bank	bank	NOUN
economy-578	327	4	system	system	NOUN
economy-578	327	5	,	,	PUNCT
economy-578	327	6	6(4	6(4	NUM
economy-578	327	7	):	):	PUNCT
economy-578	327	8	84	84	NUM
economy-578	327	9	-	-	SYM
economy-578	327	10	89	89	NUM
economy-578	327	11	.	.	PUNCT
economy-578	328	1	nbs	nbs	PROPN
economy-578	328	2	(	(	PUNCT
economy-578	328	3	national	national	PROPN
economy-578	328	4	bureau	bureau	PROPN
economy-578	328	5	of	of	ADP
economy-578	328	6	statistics	statistic	NOUN
economy-578	328	7	)	)	PUNCT
economy-578	328	8	,	,	PUNCT
economy-578	328	9	2012	2012	NUM
economy-578	328	10	.	.	PUNCT
economy-578	329	1	financial	financial	ADJ
economy-578	329	2	condition	condition	NOUN
economy-578	329	3	and	and	CCONJ
economy-578	329	4	performance	performance	NOUN
economy-578	329	5	of	of	ADP
economy-578	329	6	insured	insure	VERB
economy-578	329	7	banks	bank	NOUN
economy-578	329	8	in	in	ADP
economy-578	329	9	the	the	DET
economy-578	329	10	third	third	ADJ
economy-578	329	11	and	and	CCONJ
economy-578	329	12	fourth	fourth	ADJ
economy-578	329	13	quarters	quarter	NOUN
economy-578	329	14	of	of	ADP
economy-578	329	15	2010	2010	NUM
economy-578	329	16	.	.	PUNCT
economy-578	330	1	34(20	34(20	NUM
economy-578	330	2	):	):	PUNCT
economy-578	330	3	13	13	NUM
economy-578	330	4	-	-	SYM
economy-578	330	5	22	22	NUM
economy-578	330	6	.	.	PUNCT
economy-578	331	1	olofin	olofin	PROPN
economy-578	331	2	,	,	PUNCT
economy-578	331	3	s.	s.	PROPN
economy-578	331	4	and	and	CCONJ
economy-578	331	5	a.g	a.g	PROPN
economy-578	331	6	.	.	PROPN
economy-578	331	7	afangide	afangide	PROPN
economy-578	331	8	,	,	PUNCT
economy-578	331	9	2008	2008	NUM
economy-578	331	10	.	.	PUNCT
economy-578	332	1	financial	financial	ADJ
economy-578	332	2	structure	structure	NOUN
economy-578	332	3	and	and	CCONJ
economy-578	332	4	economic	economic	ADJ
economy-578	332	5	growth	growth	NOUN
economy-578	332	6	in	in	ADP
economy-578	332	7	nigeria	nigeria	PROPN
economy-578	332	8	.	.	PUNCT
economy-578	333	1	nigerian	nigerian	PROPN
economy-578	333	2	journal	journal	PROPN
economy-578	333	3	of	of	ADP
economy-578	333	4	securities	security	NOUN
economy-578	333	5	and	and	CCONJ
economy-578	333	6	finance	finance	NOUN
economy-578	333	7	,	,	PUNCT
economy-578	333	8	3(1	3(1	NUM
economy-578	333	9	):	):	PUNCT
economy-578	333	10	4768	4768	NUM
economy-578	333	11	.	.	PUNCT
economy-578	334	1	rajan	rajan	PROPN
economy-578	334	2	,	,	PUNCT
economy-578	334	3	r.	r.	PROPN
economy-578	334	4	and	and	CCONJ
economy-578	334	5	s.c	s.c	PROPN
economy-578	334	6	.	.	PROPN
economy-578	334	7	dahl	dahl	PROPN
economy-578	334	8	,	,	PUNCT
economy-578	334	9	2003	2003	NUM
economy-578	334	10	.	.	PUNCT
economy-578	335	1	n0n	n0n	ADV
economy-578	335	2	-	-	PUNCT
economy-578	335	3	performing	perform	VERB
economy-578	335	4	loans	loan	NOUN
economy-578	335	5	and	and	CCONJ
economy-578	335	6	terms	term	NOUN
economy-578	335	7	of	of	ADP
economy-578	335	8	credit	credit	NOUN
economy-578	335	9	of	of	ADP
economy-578	335	10	public	public	ADJ
economy-578	335	11	sector	sector	NOUN
economy-578	335	12	banks	bank	NOUN
economy-578	335	13	in	in	ADP
economy-578	335	14	india	india	PROPN
economy-578	335	15	:	:	PUNCT
economy-578	335	16	an	an	DET
economy-578	335	17	empirical	empirical	ADJ
economy-578	335	18	assessment	assessment	NOUN
economy-578	335	19	.	.	PUNCT
economy-578	336	1	ocassional	ocassional	ADJ
economy-578	336	2	papers	paper	NOUN
economy-578	336	3	,	,	PUNCT
economy-578	336	4	24(3	24(3	NUM
economy-578	336	5	):	):	PUNCT
economy-578	336	6	111	111	NUM
economy-578	336	7	-	-	SYM
economy-578	336	8	121	121	NUM
economy-578	336	9	.	.	PUNCT
economy-578	337	1	saba	saba	PROPN
economy-578	337	2	,	,	PUNCT
economy-578	337	3	i.	i.	PROPN
economy-578	337	4	,	,	PUNCT
economy-578	337	5	r.	r.	PROPN
economy-578	337	6	kouser	kouser	PROPN
economy-578	337	7	and	and	CCONJ
economy-578	337	8	m.	m.	PROPN
economy-578	337	9	azeem	azeem	PROPN
economy-578	337	10	,	,	PUNCT
economy-578	337	11	2012	2012	NUM
economy-578	337	12	.	.	PUNCT
economy-578	338	1	determinants	determinant	NOUN
economy-578	338	2	of	of	ADP
economy-578	338	3	nonperforming	nonperforme	VERB
economy-578	338	4	loans	loan	NOUN
economy-578	338	5	:	:	PUNCT
economy-578	338	6	a	a	DET
economy-578	338	7	case	case	NOUN
economy-578	338	8	of	of	ADP
economy-578	338	9	us	us	PROPN
economy-578	338	10	banking	banking	NOUN
economy-578	338	11	sector	sector	NOUN
economy-578	338	12	.	.	PUNCT
economy-578	339	1	romanian	romanian	ADJ
economy-578	339	2	economic	economic	ADJ
economy-578	339	3	journal	journal	NOUN
economy-578	339	4	,	,	PUNCT
economy-578	339	5	15(44	15(44	NUM
economy-578	339	6	):	):	PUNCT
economy-578	339	7	125	125	NUM
economy-578	339	8	-	-	SYM
economy-578	339	9	136	136	NUM
economy-578	339	10	.	.	PUNCT
economy-578	340	1	salas	sala	NOUN
economy-578	340	2	,	,	PUNCT
economy-578	340	3	v.	v.	PROPN
economy-578	340	4	and	and	CCONJ
economy-578	340	5	j.	j.	PROPN
economy-578	340	6	saurina	saurina	PROPN
economy-578	340	7	,	,	PUNCT
economy-578	340	8	2002	2002	NUM
economy-578	340	9	.	.	PUNCT
economy-578	341	1	credit	credit	NOUN
economy-578	341	2	risks	risk	NOUN
economy-578	341	3	in	in	ADP
economy-578	341	4	two	two	NUM
economy-578	341	5	institutional	institutional	ADJ
economy-578	341	6	regimes	regime	NOUN
economy-578	341	7	:	:	PUNCT
economy-578	341	8	spanish	spanish	ADJ
economy-578	341	9	commercial	commercial	ADJ
economy-578	341	10	and	and	CCONJ
economy-578	341	11	savings	saving	NOUN
economy-578	341	12	banks	bank	NOUN
economy-578	341	13	.	.	PUNCT
economy-578	342	1	journal	journal	PROPN
economy-578	342	2	of	of	ADP
economy-578	342	3	financial	financial	ADJ
economy-578	342	4	services	service	NOUN
economy-578	342	5	research	research	NOUN
economy-578	342	6	,	,	PUNCT
economy-578	342	7	22(3	22(3	NUM
economy-578	342	8	):	):	PUNCT
economy-578	342	9	203	203	NUM
economy-578	342	10	-	-	SYM
economy-578	342	11	224	224	NUM
economy-578	342	12	.	.	PUNCT
economy-578	343	1	skarica	skarica	PROPN
economy-578	343	2	,	,	PUNCT
economy-578	343	3	b.	b.	PROPN
economy-578	343	4	,	,	PUNCT
economy-578	343	5	2013	2013	NUM
economy-578	343	6	.	.	PUNCT
economy-578	344	1	determinants	determinant	NOUN
economy-578	344	2	of	of	ADP
economy-578	344	3	non	non	ADJ
economy-578	344	4	-	-	ADJ
economy-578	344	5	performing	performing	ADJ
economy-578	344	6	loans	loan	NOUN
economy-578	344	7	in	in	ADP
economy-578	344	8	central	central	ADJ
economy-578	344	9	and	and	CCONJ
economy-578	344	10	eastern	eastern	ADJ
economy-578	344	11	european	european	ADJ
economy-578	344	12	countries	country	NOUN
economy-578	344	13	:	:	PUNCT
economy-578	344	14	working	work	VERB
economy-578	344	15	paper	paper	NOUN
economy-578	344	16	.	.	PUNCT
economy-578	345	1	no	no	DET
economy-578	345	2	13	13	NUM
economy-578	345	3	-	-	SYM
economy-578	345	4	07	07	NUM
economy-578	345	5	.	.	PUNCT
economy-578	346	1	umoren	umoren	PROPN
economy-578	346	2	,	,	PUNCT
economy-578	346	3	a.a	a.a	PROPN
economy-578	346	4	.	.	PROPN
economy-578	346	5	,	,	PUNCT
economy-578	346	6	2008	2008	NUM
economy-578	346	7	.	.	PUNCT
economy-578	347	1	analysis	analysis	NOUN
economy-578	347	2	of	of	ADP
economy-578	347	3	agricultural	agricultural	ADJ
economy-578	347	4	credit	credit	NOUN
economy-578	347	5	guarantee	guarantee	NOUN
economy-578	347	6	scheme	scheme	NOUN
economy-578	347	7	loans	loan	NOUN
economy-578	347	8	default	default	NOUN
economy-578	347	9	among	among	ADP
economy-578	347	10	beneficiaries	beneficiary	NOUN
economy-578	347	11	in	in	ADP
economy-578	347	12	akwaibom	akwaibom	NOUN
economy-578	347	13	state	state	NOUN
economy-578	347	14	from	from	ADP
economy-578	347	15	1990	1990	NUM
economy-578	347	16	-	-	SYM
economy-578	347	17	2005	2005	NUM
economy-578	347	18	.	.	PUNCT
economy-578	348	1	unpublished	unpublished	ADJ
economy-578	348	2	m.sc.thesis	m.sc.thesis	NOUN
economy-578	348	3	.	.	PUNCT
economy-578	349	1	department	department	NOUN
economy-578	349	2	of	of	ADP
economy-578	349	3	agricultural	agricultural	ADJ
economy-578	349	4	economics	economic	NOUN
economy-578	349	5	and	and	CCONJ
economy-578	349	6	extension	extension	NOUN
economy-578	349	7	,	,	PUNCT
economy-578	349	8	university	university	NOUN
economy-578	349	9	of	of	ADP
economy-578	349	10	uyo	uyo	PROPN
economy-578	349	11	,	,	PUNCT
economy-578	349	12	uyo	uyo	PROPN
economy-578	349	13	.	.	PUNCT
economy-578	350	1	nigeria	nigeria	PROPN
economy-578	350	2	.	.	PUNCT
economy-578	351	1	umoren	umoren	PROPN
economy-578	351	2	,	,	PUNCT
economy-578	351	3	a.a	a.a	PROPN
economy-578	351	4	.	.	PROPN
economy-578	351	5	,	,	PUNCT
economy-578	351	6	2015	2015	NUM
economy-578	351	7	.	.	PUNCT
economy-578	352	1	npls	npls	NOUN
economy-578	352	2	in	in	ADP
economy-578	352	3	nigerian	nigerian	ADJ
economy-578	352	4	banking	banking	NOUN
economy-578	352	5	system	system	NOUN
economy-578	352	6	:	:	PUNCT
economy-578	352	7	effects	effect	NOUN
economy-578	352	8	on	on	ADP
economy-578	352	9	agriculture	agriculture	NOUN
economy-578	352	10	and	and	CCONJ
economy-578	352	11	manufacturing	manufacturing	NOUN
economy-578	352	12	.	.	PUNCT
economy-578	353	1	unpublished	unpublished	ADJ
economy-578	353	2	ph.d.thesis	ph.d.thesis	NOUN
economy-578	353	3	,	,	PUNCT
economy-578	353	4	university	university	NOUN
economy-578	353	5	of	of	ADP
economy-578	353	6	uyo	uyo	PROPN
economy-578	353	7	,	,	PUNCT
economy-578	353	8	uyo	uyo	PROPN
economy-578	353	9	.	.	PUNCT
economy-578	354	1	nigeria	nigeria	PROPN
economy-578	354	2	.	.	PUNCT
economy-578	355	1	umoren	umoren	PROPN
economy-578	355	2	,	,	PUNCT
economy-578	355	3	a.a	a.a	PROPN
economy-578	355	4	.	.	PROPN
economy-578	355	5	,	,	PUNCT
economy-578	355	6	s.b	s.b	PROPN
economy-578	355	7	.	.	PROPN
economy-578	355	8	akpan	akpan	PROPN
economy-578	355	9	and	and	CCONJ
economy-578	355	10	e.j	e.j	PROPN
economy-578	355	11	.	.	PROPN
economy-578	355	12	udoh	udoh	PROPN
economy-578	355	13	,	,	PUNCT
economy-578	355	14	2014	2014	NUM
economy-578	355	15	.	.	PUNCT
economy-578	356	1	analysis	analysis	NOUN
economy-578	356	2	of	of	ADP
economy-578	356	3	agricultural	agricultural	ADJ
economy-578	356	4	credit	credit	NOUN
economy-578	356	5	gurantee	gurantee	NOUN
economy-578	356	6	scheme	scheme	NOUN
economy-578	356	7	loans	loan	NOUN
economy-578	356	8	default	default	NOUN
economy-578	356	9	among	among	ADP
economy-578	356	10	beneficiaries	beneficiary	NOUN
economy-578	356	11	in	in	ADP
economy-578	356	12	akwa	akwa	ADJ
economy-578	356	13	ibom	ibom	ADJ
economy-578	356	14	state	state	NOUN
economy-578	356	15	from	from	ADP
economy-578	356	16	1990	1990	NUM
economy-578	356	17	-	-	SYM
economy-578	356	18	2005	2005	NUM
economy-578	356	19	.	.	PUNCT
economy-578	357	1	african	african	ADJ
economy-578	357	2	journal	journal	PROPN
economy-578	357	3	of	of	ADP
economy-578	357	4	agricultural	agricultural	ADJ
economy-578	357	5	economics	economic	NOUN
economy-578	357	6	and	and	CCONJ
economy-578	357	7	rural	rural	ADJ
economy-578	357	8	development	development	NOUN
economy-578	357	9	,	,	PUNCT
economy-578	357	10	2(2	2(2	NUM
economy-578	357	11	):	):	PUNCT
economy-578	357	12	121	121	NUM
economy-578	357	13	-	-	SYM
economy-578	357	14	128	128	NUM
economy-578	357	15	.	.	PUNCT
economy-578	358	1	asian	asian	ADJ
economy-578	358	2	online	online	PROPN
economy-578	358	3	journal	journal	PROPN
economy-578	358	4	publishing	publishing	NOUN
economy-578	358	5	group	group	NOUN
economy-578	358	6	is	be	AUX
economy-578	358	7	not	not	PART
economy-578	358	8	responsible	responsible	ADJ
economy-578	358	9	or	or	CCONJ
economy-578	358	10	answerable	answerable	ADJ
economy-578	358	11	for	for	ADP
economy-578	358	12	any	any	DET
economy-578	358	13	loss	loss	NOUN
economy-578	358	14	,	,	PUNCT
economy-578	358	15	damage	damage	NOUN
economy-578	358	16	or	or	CCONJ
economy-578	358	17	liability	liability	NOUN
economy-578	358	18	,	,	PUNCT
economy-578	358	19	etc	etc	X
economy-578	358	20	.	.	X
economy-578	358	21	caused	cause	VERB
economy-578	358	22	in	in	ADP
economy-578	358	23	relation	relation	NOUN
economy-578	358	24	to	to	PART
economy-578	358	25	/	/	PUNCT
economy-578	358	26	arising	arise	VERB
economy-578	358	27	out	out	ADP
economy-578	358	28	of	of	ADP
economy-578	358	29	the	the	DET
economy-578	358	30	use	use	NOUN
economy-578	358	31	of	of	ADP
economy-578	358	32	the	the	DET
economy-578	358	33	content	content	NOUN
economy-578	358	34	.	.	PUNCT
economy-578	359	1	any	any	DET
economy-578	359	2	queries	query	NOUN
economy-578	359	3	should	should	AUX
economy-578	359	4	be	be	AUX
economy-578	359	5	directed	direct	VERB
economy-578	359	6	to	to	ADP
economy-578	359	7	the	the	DET
economy-578	359	8	corresponding	corresponding	ADJ
economy-578	359	9	author	author	NOUN
economy-578	359	10	of	of	ADP
economy-578	359	11	the	the	DET
economy-578	359	12	article	article	NOUN
economy-578	359	13	.	.	PUNCT