id	author	title	date	pages	extension	mime	words	sentence	flesch	summary	cache	txt
easat-2280	Loe, Duarte Borges ; Ratnawati, Tri ; Pristiana, Ulfi 	The influence of financial technology, personality traits, and financial literacy on financial attitude, personal saving orientation, and family financial planning, moderated by financial quotient among naval families. “A study of Hera naval base, Timor-Leste”	2024	21	.pdf	application/pdf	10327	596	40	In this context, previous findings showing a positive relationship between financial literacy and family financial planning (Mireku et al., 2023); (Dogra et al., 2023); (Augustin & Martin, 2022) support the following hypothesis: In this context, previous findings showing a positive relationship between financial literacy and family financial planning support the following hypothesis: H9: Financial Literacy has a significant influence on family financial planning among naval families at Hera Naval Base, Timor Leste. Financial Quotient Moderates the Effect of Financial Literacy on Family Financial Planning Huston (2010) established that information skills are important in family financial planning as they assist individuals, in making more effective and sustainable financial plans.	cache/easat-2280.pdf	txt/easat-2280.txt