id	author	title	date	pages	extension	mime	words	sentence	flesch	summary	cache	txt
easat-2975	Zhang, Cheng ; Liu, Yu ; Tang, Cheng 	Relationship lending and the role of loan officers in China: Empirical analysis based on the data on companies in industrial clusters	2024	9	.pdf	application/pdf	5532	244	54	Thus, using a survey conducted among SMEs located in the apparel industry clusters in the Zhejiang and Jiangsu provinces, this paper demonstrates empirically whether loan officers are playing a role in producing soft information under relationship lending in China and sheds light on our understanding of the role of loan officer in concrete terms.1There are two critical issues this paper hopes to address. Conclusion This paper empirically demonstrates whether bank loan officers play a role in generating and accumulating soft information when they perform financial transactions with SMEs.	cache/easat-2975.pdf	txt/easat-2975.txt