id	author	title	date	pages	extension	mime	words	sentence	flesch	summary	cache	txt
easat-5722	Nguyen, Thi Thuy Huong ; Nguyen, Van Lanh ; Nguyen, Minh Nhat ; Le, Thi Minh Ngoc ; Truong, Quoc Cuong 	Determinants of the decision to use digital banking services of individual customers at Vietnamese commercial banks	2025	18	.pdf	application/pdf	9246	442	43	Published: 24 March 2025 * Correspondence: dungnguyenthanhtra79@gmail.com Determinants of the decision to use digital banking services of individual customers at Vietnamese commercial banks Abstract: This paper investigates the key determinants influencing individual customers’ decisions to adopt digital banking services at Vietnamese commercial banks, focusing on factors such as perceived confidence, usefulness, financial cost, risk, trust, and bank brand image.	cache/easat-5722.pdf	txt/easat-5722.txt