id	author	title	date	pages	extension	mime	words	sentence	flesch	summary	cache	txt
easat-7042	Phan, Huy Duong ; Le, Ngoc Thang ; Nguyen, Bao Huyen ; Tran, Thanh Long ; Nguyen, Le Thao Huong 	Balancing internal capabilities and external funding: A study on the financial sustainability of people’s credit funds in Vietnam	2025	17	.pdf	application/pdf	8571	481	38	Hypotheses Results Supported H1: Organizational capacity has a positive impact on financial sustainability of PCFs B=0.189 Yes Sig=<0.001<0.05 H2: Productivity has a positive impact on Financial sustainability of PCFs B=0.168 Abstract: This study examines the determinants of financial sustainability in Vietnam’s People’s Credit Funds (PCFs) using a quantitative model.	cache/easat-7042.pdf	txt/easat-7042.txt