id	author	title	date	pages	extension	mime	words	sentence	flesch	summary	cache	txt
easat-8507	Neshi, Yuriko ; Sugiat, Maria Apsari ; Silalahi, Fera Maria 	Indonesian consumers' intention to use digital bank services	2025	9	.pdf	application/pdf	4501	257	39	[19] digital bank consumers value convenience, efficiency, and confidence. The SEM analysis showed that all construct variables significantly and positively affect digital bank intention.	cache/easat-8507.pdf	txt/easat-8507.txt