id	author	title	date	pages	extension	mime	words	sentence	flesch	summary	cache	txt
easat-9223	Veneya, Keisha; Dehandri, Visca Aretha; Lidiyawati, Lidiyawati	The influence of financial literacy, financial attitude, and lifestyle on financial management behavior in paylater usage among generation Z: The moderating role of locus of control	2025	18	.pdf	application/pdf	10065	526	37	The influence of financial literacy, financial attitude, and lifestyle on financial management behavior in paylater usage among generation Z: The moderating role of locus of control Keisha Veneya1*, Visca Aretha Dehandri2, Lidiyawati3 1,2,3Accounting Department, School of Accounting, Bina Nunsatara University, Tangerang, Indonesia; keisha.veneya@binus.ac.id (K.V.) visca.dehandri@binus.ac.id (V.A.D.) lidiyawati@binus.ac.id (L.) Abstract: Using Locus of Control as a moderating variable, this study investigates the influence of financial literacy, financial attitudes, and lifestyle on financial management behavior among Generation Z Paylater users in Indonesia.	cache/easat-9223.pdf	txt/easat-9223.txt