id	sid	eid	entity	type
easat-7649	1	1	2576-8484	DATE
easat-7649	2	1	9	CARDINAL
easat-7649	2	2	5	CARDINAL
easat-7649	2	3	3080	CARDINAL
easat-7649	2	4	10.55214/25768484.v9i5.7649 ©	CARDINAL
easat-7649	2	5	2025	CARDINAL
easat-7649	3	1	2025	CARDINAL
easat-7649	3	2	13	CARDINAL
easat-7649	3	3	16 may 2025	CARDINAL
easat-7649	3	4	19 may 2025	CARDINAL
easat-7649	3	5	29	CARDINAL
easat-7649	3	6	2025	CARDINAL
easat-7649	3	7	sindhuli district	GPE
easat-7649	3	8	kumar shrestha1	PERSON
easat-7649	3	9	mahat2	GPE
easat-7649	3	10	tej bahadur karki4	PERSON
easat-7649	3	11	padam dongol5*	PERSON
easat-7649	3	12	kattel6 1,5,6faculty	ORG
easat-7649	3	13	tribhuvan university	ORG
easat-7649	3	14	south asia	LOC
easat-7649	4	1	drsjaeeb@gmail.com	ORG
easat-7649	4	2	s.k.s	NORP
easat-7649	6	1	p.d.	PERSON
easat-7649	7	1	a.k.	GPE
easat-7649	8	1	2faculty	CARDINAL
easat-7649	8	2	institute of research	ORG
easat-7649	8	3	apu	GPE
easat-7649	8	4	india	GPE
easat-7649	9	1	3faculty	ORG
easat-7649	9	2	english	LANGUAGE
easat-7649	9	3	baneshwor multiple campus	ORG
easat-7649	9	4	south asia	LOC
easat-7649	9	5	neupane.dasarath@gmail.com	ORG
easat-7649	9	6	d.n.	PERSON
easat-7649	10	1	4social	CARDINAL
easat-7649	10	2	south asia	LOC
easat-7649	14	1	385	CARDINAL
easat-7649	16	1	smartpls	ORG
easat-7649	23	1	sindhuli	GPE
easat-7649	24	1	1	CARDINAL
easat-7649	26	1	1	CARDINAL
easat-7649	27	1	2	CARDINAL
easat-7649	28	1	nepal	GPE
easat-7649	28	2	3	CARDINAL
easat-7649	29	1	4	CARDINAL
easat-7649	32	1	https://orcid.org/0000-0001-9285-8984 https://orcid.org/0000-0001-5059-3519	PRODUCT
easat-7649	32	2	3081 edelweiss	QUANTITY
easat-7649	32	3	2576-8484	DATE
easat-7649	33	1	9	CARDINAL
easat-7649	33	2	5	CARDINAL
easat-7649	33	3	3080-3092	CARDINAL
easat-7649	33	4	2025	CARDINAL
easat-7649	33	5	10.55214/25768484.v9i5.7649 ©	CARDINAL
easat-7649	33	6	2025	CARDINAL
easat-7649	33	7	5	CARDINAL
easat-7649	35	1	70.1%	PERCENT
easat-7649	35	2	85.8%	PERCENT
easat-7649	35	3	6	CARDINAL
easat-7649	36	1	sindhuli district	LOC
easat-7649	36	2	7	CARDINAL
easat-7649	37	1	8	CARDINAL
easat-7649	38	1	institutions[9	PERSON
easat-7649	40	1	10	CARDINAL
easat-7649	41	1	nepal	GPE
easat-7649	41	2	approximately 20.27%	PERCENT
easat-7649	41	3	6	CARDINAL
easat-7649	42	1	sindhuli district	GPE
easat-7649	42	2	about 300,026	CARDINAL
easat-7649	42	3	64.3%	PERCENT
easat-7649	45	1	11	CARDINAL
easat-7649	46	1	12	CARDINAL
easat-7649	48	1	sindhuli district	GPE
easat-7649	50	1	2	CARDINAL
easat-7649	50	2	sindhuli district	GPE
easat-7649	51	1	2.1	CARDINAL
easat-7649	51	2	banke	PERSON
easat-7649	51	3	gautam	PERSON
easat-7649	52	1	13	CARDINAL
easat-7649	52	2	76%	PERCENT
easat-7649	52	3	84%	PERCENT
easat-7649	53	1	14	CARDINAL
easat-7649	54	1	1	CARDINAL
easat-7649	55	1	2.2	CARDINAL
easat-7649	56	1	15	CARDINAL
easat-7649	58	1	3082	CARDINAL
easat-7649	58	2	2576-8484	DATE
easat-7649	59	1	9	CARDINAL
easat-7649	59	2	5	CARDINAL
easat-7649	59	3	3080-3092	CARDINAL
easat-7649	59	4	2025	CARDINAL
easat-7649	59	5	10.55214/25768484.v9i5.7649 ©	CARDINAL
easat-7649	59	6	2025	CARDINAL
easat-7649	59	7	2	CARDINAL
easat-7649	60	1	2.3	CARDINAL
easat-7649	62	1	16	CARDINAL
easat-7649	63	1	17	CARDINAL
easat-7649	64	1	3	CARDINAL
easat-7649	65	1	2.4	CARDINAL
easat-7649	67	1	18	CARDINAL
easat-7649	69	1	4	CARDINAL
easat-7649	70	1	2.5	CARDINAL
easat-7649	73	1	15	CARDINAL
easat-7649	74	1	1	CARDINAL
easat-7649	75	1	2	CARDINAL
easat-7649	77	1	nepal rastra bank	ORG
easat-7649	77	2	19	CARDINAL
easat-7649	77	3	fifty-five	CARDINAL
easat-7649	78	1	approximately 153,013	CARDINAL
easat-7649	79	1	385	CARDINAL
easat-7649	79	2	cochran	ORG
easat-7649	79	3	3083	CARDINAL
easat-7649	79	4	2576-8484	DATE
easat-7649	80	1	9	CARDINAL
easat-7649	80	2	5	CARDINAL
easat-7649	80	3	3080-3092	CARDINAL
easat-7649	80	4	2025	CARDINAL
easat-7649	80	5	10.55214/25768484.v9i5.7649 ©	CARDINAL
easat-7649	80	6	2025	CARDINAL
easat-7649	82	1	15	CARDINAL
easat-7649	82	2	20	CARDINAL
easat-7649	83	1	six	CARDINAL
easat-7649	84	1	first	ORDINAL
easat-7649	89	1	490	CARDINAL
easat-7649	89	2	389	CARDINAL
easat-7649	89	3	79%	PERCENT
easat-7649	90	1	208	CARDINAL
easat-7649	90	2	181	CARDINAL
easat-7649	91	1	4	CARDINAL
easat-7649	95	1	0.70	CARDINAL
easat-7649	95	2	0.50	CARDINAL
easat-7649	96	1	21	CARDINAL
easat-7649	97	1	fornell	CARDINAL
easat-7649	98	1	0.90	CARDINAL
easat-7649	98	2	0.70	CARDINAL
easat-7649	98	3	21	CARDINAL
easat-7649	98	4	22	CARDINAL
easat-7649	101	1	1	CARDINAL
easat-7649	102	1	16 to 25	DATE
easat-7649	102	2	28.3	CARDINAL
easat-7649	102	3	age 36 to 45	DATE
easat-7649	102	4	41.0	CARDINAL
easat-7649	102	5	34 8.8	CARDINAL
easat-7649	102	6	122	CARDINAL
easat-7649	102	7	31.7	CARDINAL
easat-7649	102	8	174 45.2	CARDINAL
easat-7649	102	9	132	CARDINAL
easat-7649	102	10	34.3	CARDINAL
easat-7649	102	11	171 44.4	CARDINAL
easat-7649	102	12	13 3.4	QUANTITY
easat-7649	102	13	27.5 15000	CARDINAL
easat-7649	102	14	30000 150	CARDINAL
easat-7649	102	15	monthly	DATE
easat-7649	102	16	30000	CARDINAL
easat-7649	102	17	2576-8484	DATE
easat-7649	103	1	9	CARDINAL
easat-7649	103	2	5	CARDINAL
easat-7649	103	3	3080-3092	CARDINAL
easat-7649	103	4	2025	CARDINAL
easat-7649	103	5	10.55214/25768484.v9i5.7649 ©	CARDINAL
easat-7649	103	6	2025	CARDINAL
easat-7649	103	7	3	CARDINAL
easat-7649	104	1	3.1	CARDINAL
easat-7649	104	2	1	CARDINAL
easat-7649	104	3	four	CARDINAL
easat-7649	104	4	monthly	DATE
easat-7649	105	1	385	CARDINAL
easat-7649	105	2	21.3%	PERCENT
easat-7649	105	3	between 16 and 25	DATE
easat-7649	105	4	28.3%	PERCENT
easat-7649	105	5	between 26 and 35	CARDINAL
easat-7649	105	6	41%	PERCENT
easat-7649	105	7	the 36 to 45	DATE
easat-7649	106	1	46	DATE
easat-7649	106	2	9.4%	PERCENT
easat-7649	107	1	36 to 45	DATE
easat-7649	108	1	8.8%	PERCENT
easat-7649	108	2	31.7%	PERCENT
easat-7649	108	3	45.2%	PERCENT
easat-7649	108	4	14.3%	PERCENT
easat-7649	109	1	45.2%	PERCENT
easat-7649	110	1	34.3%	PERCENT
easat-7649	110	2	44.4%	PERCENT
easat-7649	110	3	3.4%	PERCENT
easat-7649	110	4	17.9%	PERCENT
easat-7649	111	1	monthly	DATE
easat-7649	111	2	27.5%	PERCENT
easat-7649	111	3	less than 15,000	CARDINAL
easat-7649	111	4	39%	PERCENT
easat-7649	111	5	between 15,000 and 30,000	CARDINAL
easat-7649	111	6	30.1%	PERCENT
easat-7649	111	7	between 30,000 and 45,000	CARDINAL
easat-7649	111	8	3.4%	PERCENT
easat-7649	111	9	above 40,000	CARDINAL
easat-7649	112	1	15,000 to 30,000	CARDINAL
easat-7649	113	1	3.2	CARDINAL
easat-7649	113	2	2	CARDINAL
easat-7649	114	1	3.9721 0.9892 -1.25	MONEY
easat-7649	114	2	1	CARDINAL
easat-7649	114	3	3.94	CARDINAL
easat-7649	114	4	1.052	MONEY
easat-7649	114	5	0.95576 5 1	MONEY
easat-7649	114	6	3.86	CARDINAL
easat-7649	114	7	0.214	CARDINAL
easat-7649	114	8	3.8682 1.043	CARDINAL
easat-7649	114	9	1	CARDINAL
easat-7649	114	10	4.045	CARDINAL
easat-7649	114	11	2	CARDINAL
easat-7649	115	1	3.9721	MONEY
easat-7649	116	1	0.9892	CARDINAL
easat-7649	117	1	1.25	CARDINAL
easat-7649	117	2	0.6	CARDINAL
easat-7649	118	1	3.94	CARDINAL
easat-7649	118	2	1.052	CARDINAL
easat-7649	119	1	0.337	CARDINAL
easat-7649	120	1	3.86	CARDINAL
easat-7649	120	2	1.064	CARDINAL
easat-7649	121	1	0.214	CARDINAL
easat-7649	122	1	3.8682	CARDINAL
easat-7649	122	2	1.043	CARDINAL
easat-7649	123	1	0.337	CARDINAL
easat-7649	124	1	4.045	CARDINAL
easat-7649	124	2	1.0438	CARDINAL
easat-7649	125	1	1.847	DATE
easat-7649	126	1	3085	CARDINAL
easat-7649	126	2	2576-8484	DATE
easat-7649	127	1	9	CARDINAL
easat-7649	127	2	5	CARDINAL
easat-7649	127	3	3080-3092	CARDINAL
easat-7649	127	4	2025	CARDINAL
easat-7649	127	5	10.55214/25768484.v9i5.7649 ©	CARDINAL
easat-7649	127	6	2025	CARDINAL
easat-7649	128	1	3.3	CARDINAL
easat-7649	128	2	shapiro-wilk	PERSON
easat-7649	128	3	3	CARDINAL
easat-7649	130	1	0.826	CARDINAL
easat-7649	130	2	385 0.05	CARDINAL
easat-7649	130	3	385 0.05	CARDINAL
easat-7649	130	4	0.822 385 0.05	MONEY
easat-7649	130	5	0.812 385 0.05	CARDINAL
easat-7649	130	6	0.773 385 0.05	QUANTITY
easat-7649	130	7	3	CARDINAL
easat-7649	133	1	3.4	CARDINAL
easat-7649	136	1	3.5	CARDINAL
easat-7649	136	2	4	CARDINAL
easat-7649	137	1	ave) micro credit	ORG
easat-7649	137	2	0.701 0.708 0.833 0.624	MONEY
easat-7649	137	3	0.761	CARDINAL
easat-7649	137	4	0.583	CARDINAL
easat-7649	137	5	0.729	CARDINAL
easat-7649	137	6	0.759 0.762	MONEY
easat-7649	137	7	0.831 0.831 0.877 0.542	MONEY
easat-7649	137	8	4	CARDINAL
easat-7649	138	1	0.7	CARDINAL
easat-7649	139	1	21	CARDINAL
easat-7649	140	1	0.7	CARDINAL
easat-7649	141	1	21	CARDINAL
easat-7649	142	1	0.5	CARDINAL
easat-7649	142	2	more than half	CARDINAL
easat-7649	143	1	23	CARDINAL
easat-7649	145	1	3086	CARDINAL
easat-7649	145	2	2576-8484	DATE
easat-7649	146	1	9	CARDINAL
easat-7649	146	2	5	CARDINAL
easat-7649	146	3	3080-3092	CARDINAL
easat-7649	146	4	2025	CARDINAL
easat-7649	146	5	10.55214/25768484.v9i5.7649 ©	CARDINAL
easat-7649	146	6	2025	CARDINAL
easat-7649	146	7	3.5	CARDINAL
easat-7649	147	1	5	CARDINAL
easat-7649	147	2	mc mi ms ta wem vif	PERSON
easat-7649	147	3	mc1	ORG
easat-7649	147	4	1.368	MONEY
easat-7649	147	5	mc2	ORG
easat-7649	147	6	0.782 0.49 0.445	CARDINAL
easat-7649	147	7	0.444 1.404 mc3	QUANTITY
easat-7649	147	8	0.584 0.529 0.509	MONEY
easat-7649	147	9	0.545	MONEY
easat-7649	147	10	1.325	MONEY
easat-7649	147	11	mi2	ORG
easat-7649	147	12	1.504 mi3 0.52 0.79	MONEY
easat-7649	147	13	0.498 1.595	MONEY
easat-7649	147	14	0.524	CARDINAL
easat-7649	147	15	0.405	CARDINAL
easat-7649	147	16	0.706	MONEY
easat-7649	147	17	0.4 1.333	CARDINAL
easat-7649	147	18	ms2	ORG
easat-7649	147	19	0.417 0.431 0.746	MONEY
easat-7649	147	20	0.477 1.55	CARDINAL
easat-7649	147	21	0.373	MONEY
easat-7649	147	22	1.333	CARDINAL
easat-7649	147	23	0.468 0.49 0.408 0.751	MONEY
easat-7649	147	24	1.418	MONEY
easat-7649	147	25	0.366	CARDINAL
easat-7649	147	26	ta3	ORG
easat-7649	147	27	0.532 0.429 0.79	MONEY
easat-7649	147	28	1.458	CARDINAL
easat-7649	147	29	wem1	ORG
easat-7649	147	30	0.479 0.483 0.417 0.47 0.744	MONEY
easat-7649	147	31	0.452	CARDINAL
easat-7649	147	32	0.42	CARDINAL
easat-7649	147	33	0.444	CARDINAL
easat-7649	147	34	1.583	CARDINAL
easat-7649	147	35	wem5	ORG
easat-7649	147	36	0.451	CARDINAL
easat-7649	147	37	0.444	MONEY
easat-7649	147	38	0.775 1.77	CARDINAL
easat-7649	147	39	5	CARDINAL
easat-7649	150	1	3	CARDINAL
easat-7649	152	1	6	CARDINAL
easat-7649	153	1	fornell	CARDINAL
easat-7649	154	1	micro credit micro insurance micro	ORG
easat-7649	154	2	0.79	CARDINAL
easat-7649	154	3	0.763	MONEY
easat-7649	154	4	0.597	CARDINAL
easat-7649	154	5	0.743	MONEY
easat-7649	154	6	0.556 0.685	QUANTITY
easat-7649	154	7	0.761	CARDINAL
easat-7649	154	8	0.613	CARDINAL
easat-7649	154	9	0.737	CARDINAL
easat-7649	154	10	6	CARDINAL
easat-7649	154	11	fornell	CARDINAL
easat-7649	157	1	24	CARDINAL
easat-7649	158	1	3087	CARDINAL
easat-7649	158	2	2576-8484	DATE
easat-7649	159	1	9	CARDINAL
easat-7649	159	2	5	CARDINAL
easat-7649	159	3	3080-3092	CARDINAL
easat-7649	159	4	2025	CARDINAL
easat-7649	159	5	10.55214/25768484.v9i5.7649 ©	CARDINAL
easat-7649	159	6	2025	CARDINAL
easat-7649	159	7	7	CARDINAL
easat-7649	160	1	micro credit micro insurance micro	ORG
easat-7649	160	2	0.845	CARDINAL
easat-7649	160	3	0.825 0.836	CARDINAL
easat-7649	160	4	0.749	CARDINAL
easat-7649	160	5	7	CARDINAL
easat-7649	161	1	henseler	PERSON
easat-7649	162	1	21	CARDINAL
easat-7649	163	1	0.90	CARDINAL
easat-7649	164	1	fornell	CARDINAL
easat-7649	165	1	3.6	CARDINAL
easat-7649	167	1	21	CARDINAL
easat-7649	168	1	srmr	ORG
easat-7649	169	1	hu	PERSON
easat-7649	169	2	25	CARDINAL
easat-7649	169	3	less than 0.10	CARDINAL
easat-7649	170	1	8	CARDINAL
easat-7649	170	2	0.068	CARDINAL
easat-7649	171	1	8	CARDINAL
easat-7649	171	2	srmr	ORG
easat-7649	172	1	95%	PERCENT
easat-7649	172	2	0.068 0.05	CARDINAL
easat-7649	172	3	0.055	CARDINAL
easat-7649	172	4	0.068	CARDINAL
easat-7649	172	5	0.068 0.051	CARDINAL
easat-7649	173	1	0.056	CARDINAL
easat-7649	173	2	0.070	CARDINAL
easat-7649	173	3	0.068	CARDINAL
easat-7649	173	4	0.10	CARDINAL
easat-7649	173	5	hu & bentler	ORG
easat-7649	173	6	1999	DATE
easat-7649	174	1	3.7	CARDINAL
easat-7649	174	2	9	CARDINAL
easat-7649	175	1	9	CARDINAL
easat-7649	176	1	1	CARDINAL
easat-7649	176	2	0.591	CARDINAL
easat-7649	176	3	1	CARDINAL
easat-7649	176	4	0.626	CARDINAL
easat-7649	176	5	0.677	CARDINAL
easat-7649	176	6	1	CARDINAL
easat-7649	176	7	0.546	CARDINAL
easat-7649	176	8	0.684	CARDINAL
easat-7649	176	9	1	CARDINAL
easat-7649	176	10	0.572	CARDINAL
easat-7649	176	11	0.660	CARDINAL
easat-7649	176	12	0.638	CARDINAL
easat-7649	176	13	1	CARDINAL
easat-7649	176	14	0.01	CARDINAL
easat-7649	176	15	2	CARDINAL
easat-7649	177	1	9	CARDINAL
easat-7649	178	1	0.01	CARDINAL
easat-7649	179	1	3088	CARDINAL
easat-7649	179	2	2576-8484	DATE
easat-7649	180	1	9	CARDINAL
easat-7649	180	2	5	CARDINAL
easat-7649	180	3	3080-3092	CARDINAL
easat-7649	180	4	2025	CARDINAL
easat-7649	180	5	10.55214/25768484.v9i5.7649 ©	CARDINAL
easat-7649	180	6	2025	CARDINAL
easat-7649	180	7	3.8	CARDINAL
easat-7649	181	1	2	CARDINAL
easat-7649	182	1	four	CARDINAL
easat-7649	182	2	55%	PERCENT
easat-7649	183	1	the remaining 45%	PERCENT
easat-7649	184	1	0.150	CARDINAL
easat-7649	184	2	0.204	CARDINAL
easat-7649	184	3	0.232	CARDINAL
easat-7649	184	4	0.288	CARDINAL
easat-7649	187	1	2	CARDINAL
easat-7649	187	2	pls	NORP
easat-7649	188	1	10	CARDINAL
easat-7649	190	1	0.204	CARDINAL
easat-7649	190	2	0.15 0.151	CARDINAL
easat-7649	190	3	2.46 0.014	CARDINAL
easat-7649	190	4	0.232	CARDINAL
easat-7649	190	5	0.235	MONEY
easat-7649	190	6	3.19 0.002	CARDINAL
easat-7649	190	7	0.288	CARDINAL
easat-7649	190	8	0.288	MONEY
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easat-7649	318	1	25	CARDINAL
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easat-7649	318	5	1	CARDINAL
easat-7649	319	1	1-55	CARDINAL
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easat-7649	320	1	https://doi.org/10.1080/10705519909540118	PERSON
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easat-7649	321	2	b. r. dhungana	PERSON
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easat-7649	321	5	2	CARDINAL
easat-7649	321	6	1	CARDINAL
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easat-7649	333	5	57	CARDINAL
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easat-7649	336	3	5	CARDINAL
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easat-7649	340	1	304-321	CARDINAL
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