id	sid	tid	token	lemma	pos
easat-10921	1	1	edelweiss	edelweiss	PROPN
easat-10921	1	2	applied	apply	VERB
easat-10921	1	3	science	science	NOUN
easat-10921	1	4	and	and	CCONJ
easat-10921	1	5	technology	technology	NOUN
easat-10921	1	6	issn	issn	PROPN
easat-10921	1	7	:	:	PUNCT
easat-10921	1	8	2576	2576	NUM
easat-10921	1	9	-	-	SYM
easat-10921	1	10	8484	8484	NUM
easat-10921	1	11	vol	vol	NOUN
easat-10921	1	12	.	.	PROPN
easat-10921	2	1	9	9	NUM
easat-10921	2	2	,	,	PUNCT
easat-10921	2	3	no	no	INTJ
easat-10921	2	4	.	.	NOUN
easat-10921	2	5	11	11	NUM
easat-10921	2	6	,	,	PUNCT
easat-10921	2	7	600	600	NUM
easat-10921	2	8	-	-	SYM
easat-10921	2	9	612	612	NUM
easat-10921	2	10	2025	2025	NUM
easat-10921	2	11	publisher	publisher	NOUN
easat-10921	2	12	:	:	PUNCT
easat-10921	2	13	learning	learn	VERB
easat-10921	2	14	gate	gate	NOUN
easat-10921	2	15	doi	doi	PROPN
easat-10921	2	16	:	:	PUNCT
easat-10921	2	17	10.55214/2576	10.55214/2576	NUM
easat-10921	2	18	-	-	SYM
easat-10921	2	19	8484.v9i11.10921	8484.v9i11.10921	NUM
easat-10921	2	20	©	©	ADP
easat-10921	2	21	2025	2025	NUM
easat-10921	2	22	by	by	ADP
easat-10921	2	23	the	the	DET
easat-10921	2	24	authors	author	NOUN
easat-10921	2	25	;	;	PUNCT
easat-10921	2	26	licensee	licensee	PROPN
easat-10921	2	27	learning	learning	NOUN
easat-10921	2	28	gate	gate	NOUN
easat-10921	3	1	©	©	PROPN
easat-10921	3	2	2025	2025	NUM
easat-10921	3	3	by	by	ADP
easat-10921	3	4	the	the	DET
easat-10921	3	5	authors	author	NOUN
easat-10921	3	6	;	;	PUNCT
easat-10921	3	7	licensee	licensee	PROPN
easat-10921	3	8	learning	learning	NOUN
easat-10921	3	9	gate	gate	NOUN
easat-10921	3	10	history	history	NOUN
easat-10921	3	11	:	:	PUNCT
easat-10921	3	12	received	receive	VERB
easat-10921	3	13	:	:	PUNCT
easat-10921	3	14	17	17	NUM
easat-10921	3	15	september	september	PROPN
easat-10921	3	16	2025	2025	NUM
easat-10921	3	17	;	;	PUNCT
easat-10921	3	18	revised	revise	VERB
easat-10921	3	19	:	:	PUNCT
easat-10921	3	20	23	23	NUM
easat-10921	3	21	october	october	NOUN
easat-10921	3	22	2025	2025	NUM
easat-10921	3	23	;	;	PUNCT
easat-10921	3	24	accepted	accept	VERB
easat-10921	3	25	:	:	PUNCT
easat-10921	3	26	27	27	NUM
easat-10921	3	27	october	october	NOUN
easat-10921	3	28	2025	2025	NUM
easat-10921	3	29	;	;	PUNCT
easat-10921	3	30	published	publish	VERB
easat-10921	3	31	:	:	PUNCT
easat-10921	4	1	7	7	NUM
easat-10921	4	2	november	november	PROPN
easat-10921	4	3	2025	2025	NUM
easat-10921	4	4	*	*	PUNCT
easat-10921	4	5	correspondence	correspondence	NOUN
easat-10921	4	6	:	:	PUNCT
easat-10921	4	7	euisdasipah@gmail.com	euisdasipah@gmail.com	X
easat-10921	5	1	evaluation	evaluation	NOUN
easat-10921	5	2	of	of	ADP
easat-10921	5	3	the	the	DET
easat-10921	5	4	impact	impact	NOUN
easat-10921	5	5	of	of	ADP
easat-10921	5	6	utilizing	utilize	VERB
easat-10921	5	7	people	people	NOUN
easat-10921	5	8	's	's	PART
easat-10921	5	9	business	business	NOUN
easat-10921	5	10	credit	credit	NOUN
easat-10921	5	11	on	on	ADP
easat-10921	5	12	rice	rice	NOUN
easat-10921	5	13	cultivation	cultivation	NOUN
easat-10921	5	14	farmers	farmer	NOUN
easat-10921	5	15	'	'	PART
easat-10921	5	16	group	group	NOUN
easat-10921	5	17	euis	euis	PROPN
easat-10921	5	18	dasipah1	dasipah1	PROPN
easat-10921	5	19	*	*	PUNCT
easat-10921	5	20	,	,	PUNCT
easat-10921	5	21	nataliningsih2	nataliningsih2	PROPN
easat-10921	5	22	,	,	PUNCT
easat-10921	5	23	tuti	tuti	PROPN
easat-10921	5	24	gantini3	gantini3	PROPN
easat-10921	5	25	,	,	PUNCT
easat-10921	5	26	gijanto	gijanto	PROPN
easat-10921	5	27	purbo	purbo	PROPN
easat-10921	5	28	suseno4	suseno4	PROPN
easat-10921	5	29	,	,	PUNCT
easat-10921	5	30	rina	rina	NOUN
easat-10921	5	31	triana5	triana5	NOUN
easat-10921	5	32	1,2,3department	1,2,3department	NUM
easat-10921	5	33	of	of	ADP
easat-10921	5	34	agriculture	agriculture	NOUN
easat-10921	5	35	,	,	PUNCT
easat-10921	5	36	university	university	NOUN
easat-10921	5	37	of	of	ADP
easat-10921	5	38	winaya	winaya	PROPN
easat-10921	5	39	mukti	mukti	PROPN
easat-10921	5	40	,	,	PUNCT
easat-10921	5	41	bandung	bandung	PROPN
easat-10921	5	42	,	,	PUNCT
easat-10921	5	43	west	west	PROPN
easat-10921	5	44	java	java	PROPN
easat-10921	5	45	,	,	PUNCT
easat-10921	5	46	indonesia	indonesia	PROPN
easat-10921	5	47	;	;	PUNCT
easat-10921	5	48	euisdasipah@gmail.com	euisdasipah@gmail.com	X
easat-10921	5	49	(	(	PUNCT
easat-10921	5	50	e.d	e.d	PROPN
easat-10921	5	51	.	.	PROPN
easat-10921	5	52	)	)	PUNCT
easat-10921	5	53	.	.	PUNCT
easat-10921	6	1	4indonesia	4indonesia	NUM
easat-10921	6	2	cooperative	cooperative	ADJ
easat-10921	6	3	university	university	NOUN
easat-10921	6	4	,	,	PUNCT
easat-10921	6	5	sumedang	sumedang	PROPN
easat-10921	6	6	,	,	PUNCT
easat-10921	6	7	west	west	PROPN
easat-10921	6	8	java	java	PROPN
easat-10921	6	9	,	,	PUNCT
easat-10921	6	10	indonesia	indonesia	PROPN
easat-10921	6	11	.	.	PUNCT
easat-10921	7	1	5ministry	5ministry	NUM
easat-10921	7	2	of	of	ADP
easat-10921	7	3	agriculture	agriculture	NOUN
easat-10921	7	4	,	,	PUNCT
easat-10921	7	5	cianjur	cianjur	PROPN
easat-10921	7	6	regency	regency	PROPN
easat-10921	7	7	,	,	PUNCT
easat-10921	7	8	west	west	PROPN
easat-10921	7	9	java	java	PROPN
easat-10921	7	10	,	,	PUNCT
easat-10921	7	11	indonesia	indonesia	PROPN
easat-10921	7	12	.	.	PUNCT
easat-10921	8	1	abstract	abstract	PROPN
easat-10921	8	2	:	:	PUNCT
easat-10921	8	3	indonesia	indonesia	PROPN
easat-10921	8	4	is	be	AUX
easat-10921	8	5	an	an	DET
easat-10921	8	6	agrarian	agrarian	ADJ
easat-10921	8	7	country	country	NOUN
easat-10921	8	8	with	with	ADP
easat-10921	8	9	the	the	DET
easat-10921	8	10	majority	majority	NOUN
easat-10921	8	11	of	of	ADP
easat-10921	8	12	its	its	PRON
easat-10921	8	13	population	population	NOUN
easat-10921	8	14	engaged	engage	VERB
easat-10921	8	15	in	in	ADP
easat-10921	8	16	farming	farming	NOUN
easat-10921	8	17	activities	activity	NOUN
easat-10921	8	18	.	.	PUNCT
easat-10921	9	1	one	one	NUM
easat-10921	9	2	of	of	ADP
easat-10921	9	3	the	the	DET
easat-10921	9	4	primary	primary	ADJ
easat-10921	9	5	challenges	challenge	NOUN
easat-10921	9	6	faced	face	VERB
easat-10921	9	7	by	by	ADP
easat-10921	9	8	farmers	farmer	NOUN
easat-10921	9	9	is	be	AUX
easat-10921	9	10	the	the	DET
easat-10921	9	11	limited	limited	ADJ
easat-10921	9	12	capital	capital	NOUN
easat-10921	9	13	available	available	ADJ
easat-10921	9	14	to	to	PART
easat-10921	9	15	initiate	initiate	VERB
easat-10921	9	16	and	and	CCONJ
easat-10921	9	17	expand	expand	VERB
easat-10921	9	18	their	their	PRON
easat-10921	9	19	businesses	business	NOUN
easat-10921	9	20	.	.	PUNCT
easat-10921	10	1	to	to	PART
easat-10921	10	2	address	address	VERB
easat-10921	10	3	this	this	DET
easat-10921	10	4	issue	issue	NOUN
easat-10921	10	5	,	,	PUNCT
easat-10921	10	6	the	the	DET
easat-10921	10	7	government	government	NOUN
easat-10921	10	8	launched	launch	VERB
easat-10921	10	9	the	the	DET
easat-10921	10	10	people	people	NOUN
easat-10921	10	11	's	's	PART
easat-10921	10	12	business	business	NOUN
easat-10921	10	13	credit	credit	NOUN
easat-10921	10	14	(	(	PUNCT
easat-10921	10	15	kur	kur	NOUN
easat-10921	10	16	)	)	PUNCT
easat-10921	10	17	program	program	NOUN
easat-10921	10	18	,	,	PUNCT
easat-10921	10	19	which	which	PRON
easat-10921	10	20	serves	serve	VERB
easat-10921	10	21	as	as	ADP
easat-10921	10	22	a	a	DET
easat-10921	10	23	financing	financing	NOUN
easat-10921	10	24	facility	facility	NOUN
easat-10921	10	25	for	for	ADP
easat-10921	10	26	small	small	ADJ
easat-10921	10	27	enterprises	enterprise	NOUN
easat-10921	10	28	,	,	PUNCT
easat-10921	10	29	including	include	VERB
easat-10921	10	30	farmers	farmer	NOUN
easat-10921	10	31	.	.	PUNCT
easat-10921	11	1	this	this	DET
easat-10921	11	2	study	study	NOUN
easat-10921	11	3	aims	aim	VERB
easat-10921	11	4	to	to	PART
easat-10921	11	5	analyze	analyze	VERB
easat-10921	11	6	the	the	DET
easat-10921	11	7	factors	factor	NOUN
easat-10921	11	8	influencing	influence	VERB
easat-10921	11	9	rice	rice	NOUN
easat-10921	11	10	farmers	farmer	NOUN
easat-10921	11	11	'	'	PART
easat-10921	11	12	participation	participation	NOUN
easat-10921	11	13	in	in	ADP
easat-10921	11	14	cianjur	cianjur	PROPN
easat-10921	11	15	regency	regency	PROPN
easat-10921	11	16	in	in	ADP
easat-10921	11	17	utilizing	utilize	VERB
easat-10921	11	18	kur	kur	NOUN
easat-10921	11	19	facilities	facility	NOUN
easat-10921	11	20	and	and	CCONJ
easat-10921	11	21	the	the	DET
easat-10921	11	22	impact	impact	NOUN
easat-10921	11	23	of	of	ADP
easat-10921	11	24	this	this	DET
easat-10921	11	25	participation	participation	NOUN
easat-10921	11	26	on	on	ADP
easat-10921	11	27	their	their	PRON
easat-10921	11	28	farming	farming	NOUN
easat-10921	11	29	businesses	business	NOUN
easat-10921	11	30	.	.	PUNCT
easat-10921	12	1	the	the	DET
easat-10921	12	2	research	research	NOUN
easat-10921	12	3	employs	employ	VERB
easat-10921	12	4	a	a	DET
easat-10921	12	5	descriptive	descriptive	ADJ
easat-10921	12	6	verification	verification	NOUN
easat-10921	12	7	method	method	NOUN
easat-10921	12	8	with	with	ADP
easat-10921	12	9	a	a	DET
easat-10921	12	10	quantitative	quantitative	ADJ
easat-10921	12	11	approach	approach	NOUN
easat-10921	12	12	.	.	PUNCT
easat-10921	13	1	the	the	DET
easat-10921	13	2	findings	finding	NOUN
easat-10921	13	3	indicate	indicate	VERB
easat-10921	13	4	that	that	SCONJ
easat-10921	13	5	farmer	farmer	NOUN
easat-10921	13	6	participation	participation	NOUN
easat-10921	13	7	in	in	ADP
easat-10921	13	8	kur	kur	NOUN
easat-10921	13	9	is	be	AUX
easat-10921	13	10	significantly	significantly	ADV
easat-10921	13	11	affected	affect	VERB
easat-10921	13	12	by	by	ADP
easat-10921	13	13	factors	factor	NOUN
easat-10921	13	14	such	such	ADJ
easat-10921	13	15	as	as	ADP
easat-10921	13	16	the	the	DET
easat-10921	13	17	prohibition	prohibition	NOUN
easat-10921	13	18	of	of	ADP
easat-10921	13	19	usury	usury	NOUN
easat-10921	13	20	,	,	PUNCT
easat-10921	13	21	ease	ease	NOUN
easat-10921	13	22	of	of	ADP
easat-10921	13	23	access	access	NOUN
easat-10921	13	24	,	,	PUNCT
easat-10921	13	25	and	and	CCONJ
easat-10921	13	26	the	the	DET
easat-10921	13	27	availability	availability	NOUN
easat-10921	13	28	of	of	ADP
easat-10921	13	29	initial	initial	ADJ
easat-10921	13	30	capital	capital	NOUN
easat-10921	13	31	.	.	PUNCT
easat-10921	14	1	conversely	conversely	ADV
easat-10921	14	2	,	,	PUNCT
easat-10921	14	3	variables	variable	NOUN
easat-10921	14	4	like	like	ADP
easat-10921	14	5	farming	farming	NOUN
easat-10921	14	6	experience	experience	NOUN
easat-10921	14	7	,	,	PUNCT
easat-10921	14	8	land	land	NOUN
easat-10921	14	9	area	area	NOUN
easat-10921	14	10	,	,	PUNCT
easat-10921	14	11	and	and	CCONJ
easat-10921	14	12	grain	grain	NOUN
easat-10921	14	13	selling	selling	NOUN
easat-10921	14	14	prices	price	NOUN
easat-10921	14	15	do	do	AUX
easat-10921	14	16	not	not	PART
easat-10921	14	17	have	have	VERB
easat-10921	14	18	a	a	DET
easat-10921	14	19	significant	significant	ADJ
easat-10921	14	20	influence	influence	NOUN
easat-10921	14	21	on	on	ADP
easat-10921	14	22	participation	participation	NOUN
easat-10921	14	23	.	.	PUNCT
easat-10921	15	1	the	the	DET
easat-10921	15	2	utilization	utilization	NOUN
easat-10921	15	3	of	of	ADP
easat-10921	15	4	kur	kur	NOUN
easat-10921	15	5	has	have	AUX
easat-10921	15	6	been	be	AUX
easat-10921	15	7	shown	show	VERB
easat-10921	15	8	to	to	PART
easat-10921	15	9	enhance	enhance	VERB
easat-10921	15	10	the	the	DET
easat-10921	15	11	quality	quality	NOUN
easat-10921	15	12	of	of	ADP
easat-10921	15	13	production	production	NOUN
easat-10921	15	14	and	and	CCONJ
easat-10921	15	15	increase	increase	VERB
easat-10921	15	16	the	the	DET
easat-10921	15	17	income	income	NOUN
easat-10921	15	18	of	of	ADP
easat-10921	15	19	rice	rice	NOUN
easat-10921	15	20	farmers	farmer	NOUN
easat-10921	15	21	.	.	PUNCT
easat-10921	16	1	these	these	DET
easat-10921	16	2	results	result	NOUN
easat-10921	16	3	provide	provide	VERB
easat-10921	16	4	valuable	valuable	ADJ
easat-10921	16	5	insights	insight	NOUN
easat-10921	16	6	for	for	SCONJ
easat-10921	16	7	the	the	DET
easat-10921	16	8	government	government	NOUN
easat-10921	16	9	to	to	PART
easat-10921	16	10	improve	improve	VERB
easat-10921	16	11	kur	kur	NOUN
easat-10921	16	12	distribution	distribution	NOUN
easat-10921	16	13	policies	policy	NOUN
easat-10921	16	14	,	,	PUNCT
easat-10921	16	15	making	make	VERB
easat-10921	16	16	them	they	PRON
easat-10921	16	17	more	more	ADV
easat-10921	16	18	effective	effective	ADJ
easat-10921	16	19	in	in	ADP
easat-10921	16	20	boosting	boost	VERB
easat-10921	16	21	the	the	DET
easat-10921	16	22	economy	economy	NOUN
easat-10921	16	23	of	of	ADP
easat-10921	16	24	small	small	ADJ
easat-10921	16	25	rural	rural	ADJ
easat-10921	16	26	communities	community	NOUN
easat-10921	16	27	.	.	PUNCT
easat-10921	17	1	keywords	keyword	NOUN
easat-10921	17	2	:	:	PUNCT
easat-10921	17	3	income	income	NOUN
easat-10921	17	4	,	,	PUNCT
easat-10921	17	5	people	people	NOUN
easat-10921	17	6	's	's	PART
easat-10921	17	7	business	business	NOUN
easat-10921	17	8	credit	credit	NOUN
easat-10921	17	9	,	,	PUNCT
easat-10921	17	10	rice	rice	NOUN
easat-10921	17	11	farmers	farmer	NOUN
easat-10921	17	12	,	,	PUNCT
easat-10921	17	13	rice	rice	NOUN
easat-10921	17	14	production	production	NOUN
easat-10921	17	15	.	.	PUNCT
easat-10921	18	1	1	1	X
easat-10921	18	2	.	.	X
easat-10921	18	3	introduction	introduction	NOUN
easat-10921	18	4	self	self	NOUN
easat-10921	18	5	-	-	PUNCT
easat-10921	18	6	sufficiency	sufficiency	NOUN
easat-10921	18	7	in	in	ADP
easat-10921	18	8	rice	rice	NOUN
easat-10921	18	9	,	,	PUNCT
easat-10921	18	10	corn	corn	NOUN
easat-10921	18	11	,	,	PUNCT
easat-10921	18	12	and	and	CCONJ
easat-10921	18	13	soybeans	soybean	NOUN
easat-10921	18	14	is	be	AUX
easat-10921	18	15	the	the	DET
easat-10921	18	16	government	government	NOUN
easat-10921	18	17	's	's	PART
easat-10921	18	18	target	target	NOUN
easat-10921	18	19	for	for	ADP
easat-10921	18	20	meeting	meet	VERB
easat-10921	18	21	the	the	DET
easat-10921	18	22	food	food	NOUN
easat-10921	18	23	needs	need	NOUN
easat-10921	18	24	of	of	ADP
easat-10921	18	25	the	the	DET
easat-10921	18	26	indonesian	indonesian	ADJ
easat-10921	18	27	people	people	NOUN
easat-10921	18	28	.	.	PUNCT
easat-10921	19	1	therefore	therefore	ADV
easat-10921	19	2	,	,	PUNCT
easat-10921	19	3	to	to	PART
easat-10921	19	4	stimulate	stimulate	VERB
easat-10921	19	5	farmers	farmer	NOUN
easat-10921	19	6	to	to	PART
easat-10921	19	7	intensify	intensify	VERB
easat-10921	19	8	rice	rice	NOUN
easat-10921	19	9	cultivation	cultivation	NOUN
easat-10921	19	10	,	,	PUNCT
easat-10921	19	11	capital	capital	NOUN
easat-10921	19	12	support	support	NOUN
easat-10921	19	13	is	be	AUX
easat-10921	19	14	necessary	necessary	ADJ
easat-10921	19	15	.	.	PUNCT
easat-10921	20	1	this	this	DET
easat-10921	20	2	idea	idea	NOUN
easat-10921	20	3	led	lead	VERB
easat-10921	20	4	the	the	DET
easat-10921	20	5	government	government	NOUN
easat-10921	20	6	to	to	PART
easat-10921	20	7	issue	issue	VERB
easat-10921	20	8	the	the	DET
easat-10921	20	9	people	people	NOUN
easat-10921	20	10	's	's	PART
easat-10921	20	11	business	business	NOUN
easat-10921	20	12	credit	credit	NOUN
easat-10921	20	13	policy	policy	NOUN
easat-10921	20	14	,	,	PUNCT
easat-10921	20	15	which	which	PRON
easat-10921	20	16	is	be	AUX
easat-10921	20	17	intended	intend	VERB
easat-10921	20	18	for	for	ADP
easat-10921	20	19	individuals	individual	NOUN
easat-10921	20	20	who	who	PRON
easat-10921	20	21	lack	lack	VERB
easat-10921	20	22	capital	capital	NOUN
easat-10921	20	23	for	for	ADP
easat-10921	20	24	their	their	PRON
easat-10921	20	25	businesses	business	NOUN
easat-10921	20	26	.	.	PUNCT
easat-10921	21	1	the	the	DET
easat-10921	21	2	government	government	NOUN
easat-10921	21	3	has	have	AUX
easat-10921	21	4	implemented	implement	VERB
easat-10921	21	5	policies	policy	NOUN
easat-10921	21	6	to	to	PART
easat-10921	21	7	reduce	reduce	VERB
easat-10921	21	8	rice	rice	NOUN
easat-10921	21	9	imports	import	NOUN
easat-10921	21	10	and	and	CCONJ
easat-10921	21	11	achieve	achieve	VERB
easat-10921	21	12	greater	great	ADJ
easat-10921	21	13	food	food	NOUN
easat-10921	21	14	independence	independence	NOUN
easat-10921	21	15	in	in	ADP
easat-10921	21	16	indonesia	indonesia	PROPN
easat-10921	21	17	by	by	ADP
easat-10921	21	18	making	make	VERB
easat-10921	21	19	it	it	PRON
easat-10921	21	20	easier	easy	ADJ
easat-10921	21	21	for	for	SCONJ
easat-10921	21	22	rice	rice	NOUN
easat-10921	21	23	farmers	farmer	NOUN
easat-10921	21	24	to	to	PART
easat-10921	21	25	access	access	VERB
easat-10921	21	26	people	people	NOUN
easat-10921	21	27	's	's	PART
easat-10921	21	28	business	business	NOUN
easat-10921	21	29	credit	credit	NOUN
easat-10921	21	30	.	.	PUNCT
easat-10921	22	1	this	this	DET
easat-10921	22	2	financial	financial	ADJ
easat-10921	22	3	support	support	NOUN
easat-10921	22	4	helps	help	VERB
easat-10921	22	5	farmers	farmer	NOUN
easat-10921	22	6	to	to	PART
easat-10921	22	7	increase	increase	VERB
easat-10921	22	8	their	their	PRON
easat-10921	22	9	capital	capital	NOUN
easat-10921	22	10	availability	availability	NOUN
easat-10921	22	11	in	in	ADP
easat-10921	22	12	agriculture	agriculture	NOUN
easat-10921	22	13	,	,	PUNCT
easat-10921	22	14	thereby	thereby	ADV
easat-10921	22	15	promoting	promote	VERB
easat-10921	22	16	self	self	NOUN
easat-10921	22	17	-	-	PUNCT
easat-10921	22	18	sufficiency	sufficiency	NOUN
easat-10921	22	19	and	and	CCONJ
easat-10921	22	20	reducing	reduce	VERB
easat-10921	22	21	reliance	reliance	NOUN
easat-10921	22	22	on	on	ADP
easat-10921	22	23	imports	import	NOUN
easat-10921	22	24	.	.	PUNCT
easat-10921	23	1	cianjur	cianjur	PROPN
easat-10921	23	2	regency	regency	PROPN
easat-10921	23	3	is	be	AUX
easat-10921	23	4	recognized	recognize	VERB
easat-10921	23	5	as	as	ADP
easat-10921	23	6	one	one	NUM
easat-10921	23	7	of	of	ADP
easat-10921	23	8	the	the	DET
easat-10921	23	9	regions	region	NOUN
easat-10921	23	10	that	that	PRON
easat-10921	23	11	produces	produce	VERB
easat-10921	23	12	substantial	substantial	ADJ
easat-10921	23	13	quantities	quantity	NOUN
easat-10921	23	14	of	of	ADP
easat-10921	23	15	rice	rice	NOUN
easat-10921	23	16	.	.	PUNCT
easat-10921	24	1	the	the	DET
easat-10921	24	2	potential	potential	NOUN
easat-10921	24	3	for	for	ADP
easat-10921	24	4	rice	rice	NOUN
easat-10921	24	5	production	production	NOUN
easat-10921	24	6	is	be	AUX
easat-10921	24	7	supported	support	VERB
easat-10921	24	8	by	by	ADP
easat-10921	24	9	adequate	adequate	ADJ
easat-10921	24	10	infrastructure	infrastructure	NOUN
easat-10921	24	11	,	,	PUNCT
easat-10921	24	12	particularly	particularly	ADV
easat-10921	24	13	a	a	DET
easat-10921	24	14	reliable	reliable	ADJ
easat-10921	24	15	irrigation	irrigation	NOUN
easat-10921	24	16	water	water	NOUN
easat-10921	24	17	supply	supply	NOUN
easat-10921	24	18	that	that	PRON
easat-10921	24	19	enables	enable	VERB
easat-10921	24	20	some	some	DET
easat-10921	24	21	rice	rice	NOUN
easat-10921	24	22	fields	field	NOUN
easat-10921	24	23	to	to	PART
easat-10921	24	24	be	be	AUX
easat-10921	24	25	cultivated	cultivate	VERB
easat-10921	24	26	continuously	continuously	ADV
easat-10921	24	27	.	.	PUNCT
easat-10921	25	1	consequently	consequently	ADV
easat-10921	25	2	,	,	PUNCT
easat-10921	25	3	this	this	DET
easat-10921	25	4	district	district	NOUN
easat-10921	25	5	plays	play	VERB
easat-10921	25	6	a	a	DET
easat-10921	25	7	significant	significant	ADJ
easat-10921	25	8	role	role	NOUN
easat-10921	25	9	in	in	ADP
easat-10921	25	10	fulfilling	fulfil	VERB
easat-10921	25	11	the	the	DET
easat-10921	25	12	national	national	ADJ
easat-10921	25	13	rice	rice	NOUN
easat-10921	25	14	demand	demand	NOUN
easat-10921	25	15	[	[	X
easat-10921	25	16	1	1	NUM
easat-10921	25	17	]	]	PUNCT
easat-10921	25	18	.	.	PUNCT
easat-10921	26	1	through	through	ADP
easat-10921	26	2	agricultural	agricultural	ADJ
easat-10921	26	3	intensification	intensification	NOUN
easat-10921	26	4	,	,	PUNCT
easat-10921	26	5	it	it	PRON
easat-10921	26	6	is	be	AUX
easat-10921	26	7	hoped	hope	VERB
easat-10921	26	8	that	that	SCONJ
easat-10921	26	9	the	the	DET
easat-10921	26	10	rice	rice	NOUN
easat-10921	26	11	produced	produce	VERB
easat-10921	26	12	will	will	AUX
easat-10921	26	13	meet	meet	VERB
easat-10921	26	14	the	the	DET
easat-10921	26	15	national	national	ADJ
easat-10921	26	16	rice	rice	NOUN
easat-10921	26	17	requirements	requirement	NOUN
easat-10921	26	18	announced	announce	VERB
easat-10921	26	19	by	by	ADP
easat-10921	26	20	the	the	DET
easat-10921	26	21	government	government	NOUN
easat-10921	26	22	.	.	PUNCT
easat-10921	27	1	people	people	NOUN
easat-10921	27	2	's	's	PART
easat-10921	27	3	business	business	NOUN
easat-10921	27	4	credit	credit	NOUN
easat-10921	27	5	,	,	PUNCT
easat-10921	27	6	known	know	VERB
easat-10921	27	7	as	as	ADP
easat-10921	27	8	kur	kur	PROPN
easat-10921	27	9	in	in	ADP
easat-10921	27	10	indonesia	indonesia	PROPN
easat-10921	27	11	,	,	PUNCT
easat-10921	27	12	was	be	AUX
easat-10921	27	13	initiated	initiate	VERB
easat-10921	27	14	in	in	ADP
easat-10921	27	15	2007	2007	NUM
easat-10921	27	16	.	.	PUNCT
easat-10921	28	1	the	the	DET
easat-10921	28	2	schemes	scheme	NOUN
easat-10921	28	3	offered	offer	VERB
easat-10921	28	4	include	include	VERB
easat-10921	28	5	revolving	revolve	VERB
easat-10921	28	6	funds	fund	NOUN
easat-10921	28	7	,	,	PUNCT
easat-10921	28	8	capital	capital	NOUN
easat-10921	28	9	linkage	linkage	NOUN
easat-10921	28	10	,	,	PUNCT
easat-10921	28	11	interest	interest	NOUN
easat-10921	28	12	subsidies	subsidy	NOUN
easat-10921	28	13	,	,	PUNCT
easat-10921	28	14	and	and	CCONJ
easat-10921	28	15	guidance	guidance	NOUN
easat-10921	28	16	towards	towards	ADP
easat-10921	28	17	commercial	commercial	ADJ
easat-10921	28	18	financing	financing	NOUN
easat-10921	28	19	.	.	PUNCT
easat-10921	29	1	msme	msme	NOUN
easat-10921	29	2	actors	actor	NOUN
easat-10921	29	3	,	,	PUNCT
easat-10921	29	4	including	include	VERB
easat-10921	29	5	farmers	farmer	NOUN
easat-10921	29	6	,	,	PUNCT
easat-10921	29	7	can	can	AUX
easat-10921	29	8	access	access	VERB
easat-10921	29	9	one	one	NUM
easat-10921	29	10	of	of	ADP
easat-10921	29	11	the	the	DET
easat-10921	29	12	suitable	suitable	ADJ
easat-10921	29	13	schemes	scheme	NOUN
easat-10921	29	14	for	for	ADP
easat-10921	29	15	their	their	PRON
easat-10921	29	16	businesses	business	NOUN
easat-10921	29	17	.	.	PUNCT
easat-10921	30	1	funds	fund	NOUN
easat-10921	30	2	are	be	AUX
easat-10921	30	3	provided	provide	VERB
easat-10921	30	4	in	in	ADP
easat-10921	30	5	the	the	DET
easat-10921	30	6	form	form	NOUN
easat-10921	30	7	of	of	ADP
easat-10921	30	8	working	work	VERB
easat-10921	30	9	capital	capital	NOUN
easat-10921	30	10	and	and	CCONJ
easat-10921	30	11	investment	investment	NOUN
easat-10921	30	12	capital	capital	NOUN
easat-10921	30	13	,	,	PUNCT
easat-10921	30	14	targeting	target	VERB
easat-10921	30	15	talented	talented	ADJ
easat-10921	30	16	individuals	individual	NOUN
easat-10921	30	17	,	,	PUNCT
easat-10921	30	18	business	business	NOUN
easat-10921	30	19	entities	entity	NOUN
easat-10921	30	20	,	,	PUNCT
easat-10921	30	21	and	and	CCONJ
easat-10921	30	22	business	business	NOUN
easat-10921	30	23	groups	group	NOUN
easat-10921	30	24	that	that	PRON
easat-10921	30	25	are	be	AUX
easat-10921	30	26	productive	productive	ADJ
easat-10921	30	27	and	and	CCONJ
easat-10921	30	28	viable	viable	ADJ
easat-10921	30	29	but	but	CCONJ
easat-10921	30	30	lack	lack	VERB
easat-10921	30	31	additional	additional	ADJ
easat-10921	30	32	collateral	collateral	NOUN
easat-10921	30	33	or	or	CCONJ
easat-10921	30	34	do	do	AUX
easat-10921	30	35	not	not	PART
easat-10921	30	36	meet	meet	VERB
easat-10921	30	37	the	the	DET
easat-10921	30	38	bankability	bankability	NOUN
easat-10921	30	39	requirements	requirement	NOUN
easat-10921	30	40	.	.	PUNCT
easat-10921	31	1	https://orcid.org/0000-0003-1633-9714	https://orcid.org/0000-0003-1633-9714	NOUN
easat-10921	31	2	https://orcid.org/0009-0001-3916-6046	https://orcid.org/0009-0001-3916-6046	PROPN
easat-10921	31	3	https://orcid.org/0000-0003-2670-0147	https://orcid.org/0000-0003-2670-0147	PROPN
easat-10921	31	4	601	601	NUM
easat-10921	31	5	edelweiss	edelweiss	PROPN
easat-10921	31	6	applied	apply	VERB
easat-10921	31	7	science	science	NOUN
easat-10921	31	8	and	and	CCONJ
easat-10921	31	9	technology	technology	NOUN
easat-10921	31	10	issn	issn	PROPN
easat-10921	31	11	:	:	PUNCT
easat-10921	31	12	2576	2576	NUM
easat-10921	31	13	-	-	SYM
easat-10921	31	14	8484	8484	NUM
easat-10921	31	15	vol	vol	NOUN
easat-10921	31	16	.	.	PROPN
easat-10921	32	1	9	9	NUM
easat-10921	32	2	,	,	PUNCT
easat-10921	32	3	no	no	INTJ
easat-10921	32	4	.	.	NOUN
easat-10921	32	5	11	11	NUM
easat-10921	32	6	:	:	PUNCT
easat-10921	32	7	600	600	NUM
easat-10921	32	8	-	-	NUM
easat-10921	32	9	612	612	NUM
easat-10921	32	10	,	,	PUNCT
easat-10921	32	11	2025	2025	NUM
easat-10921	32	12	doi	doi	NOUN
easat-10921	32	13	:	:	PUNCT
easat-10921	32	14	10.55214/2576	10.55214/2576	NUM
easat-10921	32	15	-	-	SYM
easat-10921	32	16	8484.v9i11.10921	8484.v9i11.10921	NUM
easat-10921	32	17	©	©	ADP
easat-10921	32	18	2025	2025	NUM
easat-10921	32	19	by	by	ADP
easat-10921	32	20	the	the	DET
easat-10921	32	21	authors	author	NOUN
easat-10921	32	22	;	;	PUNCT
easat-10921	33	1	licensee	licensee	PROPN
easat-10921	33	2	learning	learn	VERB
easat-10921	33	3	gate	gate	PROPN
easat-10921	33	4	microfinance	microfinance	NOUN
easat-10921	33	5	institutions	institution	NOUN
easat-10921	33	6	(	(	PUNCT
easat-10921	33	7	mfis	mfis	PROPN
easat-10921	33	8	)	)	PUNCT
easat-10921	33	9	play	play	VERB
easat-10921	33	10	a	a	DET
easat-10921	33	11	vital	vital	ADJ
easat-10921	33	12	role	role	NOUN
easat-10921	33	13	in	in	ADP
easat-10921	33	14	delivering	deliver	VERB
easat-10921	33	15	financial	financial	ADJ
easat-10921	33	16	services	service	NOUN
easat-10921	33	17	to	to	ADP
easat-10921	33	18	individuals	individual	NOUN
easat-10921	33	19	and	and	CCONJ
easat-10921	33	20	small	small	ADJ
easat-10921	33	21	businesses	business	NOUN
easat-10921	33	22	within	within	ADP
easat-10921	33	23	underserved	underserved	ADJ
easat-10921	33	24	or	or	CCONJ
easat-10921	33	25	low	low	ADJ
easat-10921	33	26	-	-	PUNCT
easat-10921	33	27	income	income	NOUN
easat-10921	33	28	communities	community	NOUN
easat-10921	33	29	.	.	PUNCT
easat-10921	34	1	nonetheless	nonetheless	ADV
easat-10921	34	2	,	,	PUNCT
easat-10921	34	3	mfis	mfi	VERB
easat-10921	34	4	frequently	frequently	ADV
easat-10921	34	5	encounter	encounter	VERB
easat-10921	34	6	challenges	challenge	NOUN
easat-10921	34	7	related	relate	VERB
easat-10921	34	8	to	to	ADP
easat-10921	34	9	efficiency	efficiency	NOUN
easat-10921	34	10	and	and	CCONJ
easat-10921	34	11	asset	asset	NOUN
easat-10921	34	12	management	management	NOUN
easat-10921	34	13	.	.	PUNCT
easat-10921	35	1	factors	factor	NOUN
easat-10921	35	2	such	such	ADJ
easat-10921	35	3	as	as	ADP
easat-10921	35	4	inadequate	inadequate	ADJ
easat-10921	35	5	infrastructure	infrastructure	NOUN
easat-10921	35	6	,	,	PUNCT
easat-10921	35	7	elevated	elevated	ADJ
easat-10921	35	8	operational	operational	ADJ
easat-10921	35	9	costs	cost	NOUN
easat-10921	35	10	,	,	PUNCT
easat-10921	35	11	and	and	CCONJ
easat-10921	35	12	the	the	DET
easat-10921	35	13	necessity	necessity	NOUN
easat-10921	35	14	for	for	ADP
easat-10921	35	15	personalized	personalized	ADJ
easat-10921	35	16	client	client	NOUN
easat-10921	35	17	services	service	NOUN
easat-10921	35	18	can	can	AUX
easat-10921	35	19	hinder	hinder	VERB
easat-10921	35	20	the	the	DET
easat-10921	35	21	operational	operational	ADJ
easat-10921	35	22	effectiveness	effectiveness	NOUN
easat-10921	35	23	of	of	ADP
easat-10921	35	24	mfis	mfis	PROPN
easat-10921	35	25	.	.	PUNCT
easat-10921	36	1	furthermore	furthermore	ADV
easat-10921	36	2	,	,	PUNCT
easat-10921	36	3	mfis	mfis	AUX
easat-10921	36	4	often	often	ADV
easat-10921	36	5	possess	possess	VERB
easat-10921	36	6	limited	limited	ADJ
easat-10921	36	7	capital	capital	NOUN
easat-10921	36	8	,	,	PUNCT
easat-10921	36	9	which	which	PRON
easat-10921	36	10	constrains	constrain	VERB
easat-10921	36	11	their	their	PRON
easat-10921	36	12	capacity	capacity	NOUN
easat-10921	36	13	to	to	PART
easat-10921	36	14	extend	extend	VERB
easat-10921	36	15	loans	loan	NOUN
easat-10921	36	16	to	to	ADP
easat-10921	36	17	microenterprises	microenterprise	NOUN
easat-10921	36	18	and	and	CCONJ
easat-10921	36	19	individuals	individual	NOUN
easat-10921	36	20	,	,	PUNCT
easat-10921	36	21	thereby	thereby	ADV
easat-10921	36	22	impacting	impact	VERB
easat-10921	36	23	their	their	PRON
easat-10921	36	24	overall	overall	ADJ
easat-10921	36	25	growth	growth	NOUN
easat-10921	36	26	and	and	CCONJ
easat-10921	36	27	sustainability	sustainability	NOUN
easat-10921	36	28	.	.	PUNCT
easat-10921	37	1	although	although	SCONJ
easat-10921	37	2	the	the	DET
easat-10921	37	3	efficiency	efficiency	NOUN
easat-10921	37	4	and	and	CCONJ
easat-10921	37	5	assets	asset	NOUN
easat-10921	37	6	of	of	ADP
easat-10921	37	7	microfinance	microfinance	NOUN
easat-10921	37	8	institutions	institution	NOUN
easat-10921	37	9	are	be	AUX
easat-10921	37	10	low	low	ADJ
easat-10921	37	11	,	,	PUNCT
easat-10921	37	12	they	they	PRON
easat-10921	37	13	provide	provide	VERB
easat-10921	37	14	loans	loan	NOUN
easat-10921	37	15	to	to	ADP
easat-10921	37	16	microenterprises	microenterprise	NOUN
easat-10921	37	17	by	by	ADP
easat-10921	37	18	offering	offer	VERB
easat-10921	37	19	convenience	convenience	NOUN
easat-10921	37	20	through	through	ADP
easat-10921	37	21	mediation	mediation	NOUN
easat-10921	37	22	and	and	CCONJ
easat-10921	37	23	interest	interest	NOUN
easat-10921	37	24	-	-	PUNCT
easat-10921	37	25	free	free	ADJ
easat-10921	37	26	terms	term	NOUN
easat-10921	37	27	,	,	PUNCT
easat-10921	37	28	enabling	enable	VERB
easat-10921	37	29	these	these	DET
easat-10921	37	30	institutions	institution	NOUN
easat-10921	37	31	to	to	PART
easat-10921	37	32	maintain	maintain	VERB
easat-10921	37	33	liquidity	liquidity	NOUN
easat-10921	37	34	[	[	X
easat-10921	37	35	2	2	NUM
easat-10921	37	36	]	]	PUNCT
easat-10921	37	37	.	.	PUNCT
easat-10921	38	1	in	in	ADP
easat-10921	38	2	the	the	DET
easat-10921	38	3	potato	potato	NOUN
easat-10921	38	4	farmer	farmer	NOUN
easat-10921	38	5	group	group	NOUN
easat-10921	38	6	,	,	PUNCT
easat-10921	38	7	credit	credit	NOUN
easat-10921	38	8	provision	provision	NOUN
easat-10921	38	9	did	do	AUX
easat-10921	38	10	not	not	PART
easat-10921	38	11	show	show	VERB
easat-10921	38	12	any	any	DET
easat-10921	38	13	significant	significant	ADJ
easat-10921	38	14	difference	difference	NOUN
easat-10921	38	15	in	in	ADP
easat-10921	38	16	the	the	DET
easat-10921	38	17	average	average	ADJ
easat-10921	38	18	income	income	NOUN
easat-10921	38	19	of	of	ADP
easat-10921	38	20	potato	potato	NOUN
easat-10921	38	21	farmers	farmer	NOUN
easat-10921	38	22	.	.	PUNCT
easat-10921	39	1	it	it	PRON
easat-10921	39	2	can	can	AUX
easat-10921	39	3	be	be	AUX
easat-10921	39	4	said	say	VERB
easat-10921	39	5	that	that	SCONJ
easat-10921	39	6	the	the	DET
easat-10921	39	7	effect	effect	NOUN
easat-10921	39	8	of	of	ADP
easat-10921	39	9	credit	credit	NOUN
easat-10921	39	10	provision	provision	NOUN
easat-10921	39	11	has	have	VERB
easat-10921	39	12	a	a	DET
easat-10921	39	13	varied	varied	ADJ
easat-10921	39	14	impact	impact	NOUN
easat-10921	39	15	on	on	ADP
easat-10921	39	16	different	different	ADJ
easat-10921	39	17	types	type	NOUN
easat-10921	39	18	of	of	ADP
easat-10921	39	19	commodities	commodity	NOUN
easat-10921	39	20	.	.	PUNCT
easat-10921	40	1	paying	pay	VERB
easat-10921	40	2	attention	attention	NOUN
easat-10921	40	3	to	to	ADP
easat-10921	40	4	this	this	DET
easat-10921	40	5	phenomenon	phenomenon	NOUN
easat-10921	40	6	,	,	PUNCT
easat-10921	40	7	several	several	ADJ
easat-10921	40	8	aspects	aspect	NOUN
easat-10921	40	9	support	support	VERB
easat-10921	40	10	the	the	DET
easat-10921	40	11	use	use	NOUN
easat-10921	40	12	of	of	ADP
easat-10921	40	13	credit	credit	NOUN
easat-10921	40	14	,	,	PUNCT
easat-10921	40	15	including	include	VERB
easat-10921	40	16	social	social	ADJ
easat-10921	40	17	aspects	aspect	NOUN
easat-10921	40	18	,	,	PUNCT
easat-10921	40	19	economic	economic	ADJ
easat-10921	40	20	aspects	aspect	NOUN
easat-10921	40	21	,	,	PUNCT
easat-10921	40	22	religious	religious	ADJ
easat-10921	40	23	aspects	aspect	NOUN
easat-10921	40	24	,	,	PUNCT
easat-10921	40	25	or	or	CCONJ
easat-10921	40	26	farmers	farmer	NOUN
easat-10921	40	27	'	'	PART
easat-10921	40	28	beliefs	belief	NOUN
easat-10921	40	29	held	hold	VERB
easat-10921	40	30	by	by	ADP
easat-10921	40	31	each	each	DET
easat-10921	40	32	farmer	farmer	NOUN
easat-10921	40	33	who	who	PRON
easat-10921	40	34	receives	receive	VERB
easat-10921	40	35	credit	credit	NOUN
easat-10921	40	36	.	.	PUNCT
easat-10921	41	1	in	in	ADP
easat-10921	41	2	several	several	ADJ
easat-10921	41	3	countries	country	NOUN
easat-10921	41	4	,	,	PUNCT
easat-10921	41	5	microbusiness	microbusiness	NOUN
easat-10921	41	6	financing	financing	NOUN
easat-10921	41	7	primarily	primarily	ADV
easat-10921	41	8	comes	come	VERB
easat-10921	41	9	from	from	ADP
easat-10921	41	10	bank	bank	NOUN
easat-10921	41	11	loans	loan	NOUN
easat-10921	41	12	,	,	PUNCT
easat-10921	41	13	which	which	PRON
easat-10921	41	14	account	account	VERB
easat-10921	41	15	for	for	ADP
easat-10921	41	16	89	89	NUM
easat-10921	41	17	%	%	NOUN
easat-10921	41	18	,	,	PUNCT
easat-10921	41	19	and	and	CCONJ
easat-10921	41	20	this	this	PRON
easat-10921	41	21	influences	influence	VERB
easat-10921	41	22	macroeconomic	macroeconomic	ADJ
easat-10921	41	23	changes	change	NOUN
easat-10921	41	24	[	[	X
easat-10921	41	25	3	3	NUM
easat-10921	41	26	]	]	PUNCT
easat-10921	41	27	.	.	PUNCT
easat-10921	42	1	credit	credit	NOUN
easat-10921	42	2	for	for	ADP
easat-10921	42	3	the	the	DET
easat-10921	42	4	people	people	NOUN
easat-10921	42	5	's	's	PART
easat-10921	42	6	business	business	NOUN
easat-10921	42	7	credit	credit	NOUN
easat-10921	42	8	program	program	NOUN
easat-10921	42	9	in	in	ADP
easat-10921	42	10	indonesia	indonesia	PROPN
easat-10921	42	11	for	for	ADP
easat-10921	42	12	rice	rice	NOUN
easat-10921	42	13	farmers	farmer	NOUN
easat-10921	42	14	is	be	AUX
easat-10921	42	15	influenced	influence	VERB
easat-10921	42	16	by	by	ADP
easat-10921	42	17	credit	credit	NOUN
easat-10921	42	18	interest	interest	NOUN
easat-10921	42	19	rates	rate	NOUN
easat-10921	42	20	and	and	CCONJ
easat-10921	42	21	grain	grain	NOUN
easat-10921	42	22	prices	price	NOUN
easat-10921	42	23	,	,	PUNCT
easat-10921	42	24	namely	namely	ADV
easat-10921	42	25	,	,	PUNCT
easat-10921	42	26	when	when	SCONJ
easat-10921	42	27	interest	interest	NOUN
easat-10921	42	28	rates	rate	NOUN
easat-10921	42	29	are	be	AUX
easat-10921	42	30	low	low	ADJ
easat-10921	42	31	and	and	CCONJ
easat-10921	42	32	grain	grain	NOUN
easat-10921	42	33	prices	price	NOUN
easat-10921	42	34	are	be	AUX
easat-10921	42	35	profitable	profitable	ADJ
easat-10921	42	36	,	,	PUNCT
easat-10921	42	37	farmers	farmer	NOUN
easat-10921	42	38	tend	tend	VERB
easat-10921	42	39	to	to	PART
easat-10921	42	40	be	be	AUX
easat-10921	42	41	more	more	ADV
easat-10921	42	42	interested	interested	ADJ
easat-10921	42	43	in	in	ADP
easat-10921	42	44	applying	apply	VERB
easat-10921	42	45	for	for	ADP
easat-10921	42	46	credit	credit	NOUN
easat-10921	42	47	.	.	PUNCT
easat-10921	43	1	customer	customer	NOUN
easat-10921	43	2	perception	perception	NOUN
easat-10921	43	3	and	and	CCONJ
easat-10921	43	4	trust	trust	NOUN
easat-10921	43	5	are	be	AUX
easat-10921	43	6	important	important	ADJ
easat-10921	43	7	factors	factor	NOUN
easat-10921	43	8	in	in	ADP
easat-10921	43	9	obtaining	obtain	VERB
easat-10921	43	10	loans	loan	NOUN
easat-10921	43	11	.	.	PUNCT
easat-10921	44	1	therefore	therefore	ADV
easat-10921	44	2	,	,	PUNCT
easat-10921	44	3	research	research	NOUN
easat-10921	44	4	is	be	AUX
easat-10921	44	5	still	still	ADV
easat-10921	44	6	needed	need	VERB
easat-10921	44	7	on	on	ADP
easat-10921	44	8	the	the	DET
easat-10921	44	9	factors	factor	NOUN
easat-10921	44	10	that	that	PRON
easat-10921	44	11	influence	influence	VERB
easat-10921	44	12	people	people	NOUN
easat-10921	44	13	's	's	PART
easat-10921	44	14	business	business	NOUN
easat-10921	44	15	credit	credit	NOUN
easat-10921	44	16	decisions	decision	NOUN
easat-10921	44	17	among	among	ADP
easat-10921	44	18	rice	rice	NOUN
easat-10921	44	19	farmers	farmer	NOUN
easat-10921	44	20	in	in	ADP
easat-10921	44	21	cianjur	cianjur	PROPN
easat-10921	44	22	regency	regency	PROPN
easat-10921	44	23	.	.	PUNCT
easat-10921	45	1	the	the	DET
easat-10921	45	2	aim	aim	NOUN
easat-10921	45	3	of	of	ADP
easat-10921	45	4	the	the	DET
easat-10921	45	5	research	research	NOUN
easat-10921	45	6	is	be	AUX
easat-10921	45	7	to	to	PART
easat-10921	45	8	analyze	analyze	VERB
easat-10921	45	9	the	the	DET
easat-10921	45	10	factors	factor	NOUN
easat-10921	45	11	that	that	PRON
easat-10921	45	12	influence	influence	VERB
easat-10921	45	13	people	people	NOUN
easat-10921	45	14	's	's	PART
easat-10921	45	15	business	business	NOUN
easat-10921	45	16	credit	credit	NOUN
easat-10921	45	17	decisions	decision	NOUN
easat-10921	45	18	and	and	CCONJ
easat-10921	45	19	their	their	PRON
easat-10921	45	20	impact	impact	NOUN
easat-10921	45	21	on	on	ADP
easat-10921	45	22	the	the	DET
easat-10921	45	23	production	production	NOUN
easat-10921	45	24	and	and	CCONJ
easat-10921	45	25	income	income	NOUN
easat-10921	45	26	of	of	ADP
easat-10921	45	27	rice	rice	NOUN
easat-10921	45	28	farmer	farmer	NOUN
easat-10921	45	29	groups	group	NOUN
easat-10921	45	30	.	.	PUNCT
easat-10921	46	1	2	2	X
easat-10921	46	2	.	.	X
easat-10921	46	3	literature	literature	NOUN
easat-10921	46	4	review	review	VERB
easat-10921	46	5	the	the	DET
easat-10921	46	6	people	people	NOUN
easat-10921	46	7	's	's	PART
easat-10921	46	8	business	business	NOUN
easat-10921	46	9	credit	credit	NOUN
easat-10921	46	10	is	be	AUX
easat-10921	46	11	a	a	DET
easat-10921	46	12	government	government	NOUN
easat-10921	46	13	program	program	NOUN
easat-10921	46	14	that	that	PRON
easat-10921	46	15	serves	serve	VERB
easat-10921	46	16	as	as	ADP
easat-10921	46	17	a	a	DET
easat-10921	46	18	financial	financial	ADJ
easat-10921	46	19	tool	tool	NOUN
easat-10921	46	20	to	to	PART
easat-10921	46	21	enhance	enhance	VERB
easat-10921	46	22	the	the	DET
easat-10921	46	23	productivity	productivity	NOUN
easat-10921	46	24	of	of	ADP
easat-10921	46	25	farmer	farmer	NOUN
easat-10921	46	26	groups	group	NOUN
easat-10921	46	27	.	.	PUNCT
easat-10921	47	1	the	the	DET
easat-10921	47	2	objective	objective	NOUN
easat-10921	47	3	is	be	AUX
easat-10921	47	4	to	to	PART
easat-10921	47	5	facilitate	facilitate	VERB
easat-10921	47	6	small	small	ADJ
easat-10921	47	7	and	and	CCONJ
easat-10921	47	8	micro	micro	ADJ
easat-10921	47	9	companies	company	NOUN
easat-10921	47	10	,	,	PUNCT
easat-10921	47	11	especially	especially	ADV
easat-10921	47	12	farmer	farmer	NOUN
easat-10921	47	13	groups	group	NOUN
easat-10921	47	14	,	,	PUNCT
easat-10921	47	15	with	with	ADP
easat-10921	47	16	affordable	affordable	ADJ
easat-10921	47	17	interest	interest	NOUN
easat-10921	47	18	rates	rate	NOUN
easat-10921	47	19	and	and	CCONJ
easat-10921	47	20	simplified	simplify	VERB
easat-10921	47	21	eligibility	eligibility	NOUN
easat-10921	47	22	criteria	criterion	NOUN
easat-10921	47	23	for	for	ADP
easat-10921	47	24	accessing	access	VERB
easat-10921	47	25	funding	funding	NOUN
easat-10921	47	26	[	[	X
easat-10921	47	27	4	4	NUM
easat-10921	47	28	]	]	PUNCT
easat-10921	47	29	.	.	PUNCT
easat-10921	48	1	the	the	DET
easat-10921	48	2	people	people	NOUN
easat-10921	48	3	's	's	PART
easat-10921	48	4	business	business	NOUN
easat-10921	48	5	credit	credit	NOUN
easat-10921	48	6	can	can	AUX
easat-10921	48	7	be	be	AUX
easat-10921	48	8	used	use	VERB
easat-10921	48	9	for	for	ADP
easat-10921	48	10	many	many	ADJ
easat-10921	48	11	purposes	purpose	NOUN
easat-10921	48	12	,	,	PUNCT
easat-10921	48	13	such	such	ADJ
easat-10921	48	14	as	as	ADP
easat-10921	48	15	business	business	NOUN
easat-10921	48	16	capital	capital	NOUN
easat-10921	48	17	,	,	PUNCT
easat-10921	48	18	infrastructure	infrastructure	NOUN
easat-10921	48	19	development	development	NOUN
easat-10921	48	20	,	,	PUNCT
easat-10921	48	21	technology	technology	NOUN
easat-10921	48	22	advancement	advancement	NOUN
easat-10921	48	23	,	,	PUNCT
easat-10921	48	24	and	and	CCONJ
easat-10921	48	25	training	training	NOUN
easat-10921	48	26	for	for	ADP
easat-10921	48	27	farmer	farmer	NOUN
easat-10921	48	28	group	group	NOUN
easat-10921	48	29	members	member	NOUN
easat-10921	48	30	in	in	ADP
easat-10921	48	31	contemporary	contemporary	ADJ
easat-10921	48	32	and	and	CCONJ
easat-10921	48	33	effective	effective	ADJ
easat-10921	48	34	farming	farming	NOUN
easat-10921	48	35	practices	practice	NOUN
easat-10921	48	36	,	,	PUNCT
easat-10921	48	37	business	business	NOUN
easat-10921	48	38	administration	administration	NOUN
easat-10921	48	39	,	,	PUNCT
easat-10921	48	40	and	and	CCONJ
easat-10921	48	41	technology	technology	NOUN
easat-10921	48	42	utilization	utilization	NOUN
easat-10921	48	43	[	[	X
easat-10921	48	44	5	5	NUM
easat-10921	48	45	]	]	PUNCT
easat-10921	48	46	.	.	PUNCT
easat-10921	49	1	people	people	NOUN
easat-10921	49	2	's	's	PART
easat-10921	49	3	business	business	NOUN
easat-10921	49	4	credit	credit	NOUN
easat-10921	49	5	can	can	AUX
easat-10921	49	6	also	also	ADV
easat-10921	49	7	be	be	AUX
easat-10921	49	8	utilized	utilize	VERB
easat-10921	49	9	to	to	PART
easat-10921	49	10	facilitate	facilitate	VERB
easat-10921	49	11	the	the	DET
easat-10921	49	12	expansion	expansion	NOUN
easat-10921	49	13	of	of	ADP
easat-10921	49	14	farmer	farmer	NOUN
easat-10921	49	15	group	group	NOUN
easat-10921	49	16	enterprises	enterprise	NOUN
easat-10921	49	17	,	,	PUNCT
easat-10921	49	18	including	include	VERB
easat-10921	49	19	the	the	DET
easat-10921	49	20	establishment	establishment	NOUN
easat-10921	49	21	of	of	ADP
easat-10921	49	22	agritourism	agritourism	NOUN
easat-10921	49	23	,	,	PUNCT
easat-10921	49	24	animal	animal	NOUN
easat-10921	49	25	husbandry	husbandry	NOUN
easat-10921	49	26	,	,	PUNCT
easat-10921	49	27	or	or	CCONJ
easat-10921	49	28	other	other	ADJ
easat-10921	49	29	agricultural	agricultural	ADJ
easat-10921	49	30	ventures	venture	NOUN
easat-10921	49	31	.	.	PUNCT
easat-10921	50	1	implementing	implement	VERB
easat-10921	50	2	business	business	NOUN
easat-10921	50	3	diversification	diversification	NOUN
easat-10921	50	4	strategies	strategy	NOUN
easat-10921	50	5	can	can	AUX
easat-10921	50	6	effectively	effectively	ADV
easat-10921	50	7	mitigate	mitigate	VERB
easat-10921	50	8	risk	risk	NOUN
easat-10921	50	9	and	and	CCONJ
easat-10921	50	10	enhance	enhance	VERB
easat-10921	50	11	the	the	DET
easat-10921	50	12	overall	overall	ADJ
easat-10921	50	13	income	income	NOUN
easat-10921	50	14	of	of	ADP
easat-10921	50	15	farmer	farmer	NOUN
easat-10921	50	16	groups	group	NOUN
easat-10921	50	17	.	.	PUNCT
easat-10921	51	1	according	accord	VERB
easat-10921	51	2	to	to	ADP
easat-10921	51	3	elizabeth	elizabeth	PROPN
easat-10921	51	4	's	's	PART
easat-10921	51	5	[	[	X
easat-10921	51	6	6	6	NUM
easat-10921	51	7	]	]	X
easat-10921	51	8	research	research	NOUN
easat-10921	51	9	,	,	PUNCT
easat-10921	51	10	the	the	DET
easat-10921	51	11	effectiveness	effectiveness	NOUN
easat-10921	51	12	of	of	ADP
easat-10921	51	13	financing	financing	NOUN
easat-10921	51	14	programs	program	NOUN
easat-10921	51	15	aimed	aim	VERB
easat-10921	51	16	at	at	ADP
easat-10921	51	17	boosting	boost	VERB
easat-10921	51	18	production	production	NOUN
easat-10921	51	19	capacity	capacity	NOUN
easat-10921	51	20	and	and	CCONJ
easat-10921	51	21	agricultural	agricultural	ADJ
easat-10921	51	22	productivity	productivity	NOUN
easat-10921	51	23	can	can	AUX
easat-10921	51	24	be	be	AUX
easat-10921	51	25	seen	see	VERB
easat-10921	51	26	in	in	ADP
easat-10921	51	27	the	the	DET
easat-10921	51	28	presence	presence	NOUN
easat-10921	51	29	of	of	ADP
easat-10921	51	30	certain	certain	ADJ
easat-10921	51	31	facilities	facility	NOUN
easat-10921	51	32	,	,	PUNCT
easat-10921	51	33	albeit	albeit	SCONJ
easat-10921	51	34	in	in	ADP
easat-10921	51	35	limited	limited	ADJ
easat-10921	51	36	quantities	quantity	NOUN
easat-10921	51	37	.	.	PUNCT
easat-10921	52	1	these	these	DET
easat-10921	52	2	facilities	facility	NOUN
easat-10921	52	3	include	include	VERB
easat-10921	52	4	farm	farm	NOUN
easat-10921	52	5	credit	credit	NOUN
easat-10921	52	6	,	,	PUNCT
easat-10921	52	7	farm	farm	NOUN
easat-10921	52	8	infrastructure	infrastructure	NOUN
easat-10921	52	9	,	,	PUNCT
easat-10921	52	10	input	input	NOUN
easat-10921	52	11	assistance	assistance	NOUN
easat-10921	52	12	(	(	PUNCT
easat-10921	52	13	such	such	ADJ
easat-10921	52	14	as	as	ADP
easat-10921	52	15	alsintan	alsintan	ADJ
easat-10921	52	16	)	)	PUNCT
easat-10921	52	17	,	,	PUNCT
easat-10921	52	18	expansion	expansion	NOUN
easat-10921	52	19	of	of	ADP
easat-10921	52	20	planting	planting	NOUN
easat-10921	52	21	and	and	CCONJ
easat-10921	52	22	harvesting	harvesting	NOUN
easat-10921	52	23	areas	area	NOUN
easat-10921	52	24	,	,	PUNCT
easat-10921	52	25	field	field	NOUN
easat-10921	52	26	officers	officer	NOUN
easat-10921	52	27	(	(	PUNCT
easat-10921	52	28	extension	extension	NOUN
easat-10921	52	29	workers	worker	NOUN
easat-10921	52	30	and	and	CCONJ
easat-10921	52	31	assistants	assistant	NOUN
easat-10921	52	32	)	)	PUNCT
easat-10921	52	33	,	,	PUNCT
easat-10921	52	34	institutional	institutional	ADJ
easat-10921	52	35	roles	role	NOUN
easat-10921	52	36	,	,	PUNCT
easat-10921	52	37	and	and	CCONJ
easat-10921	52	38	other	other	ADJ
easat-10921	52	39	infrastructure	infrastructure	NOUN
easat-10921	52	40	necessary	necessary	ADJ
easat-10921	52	41	for	for	ADP
easat-10921	52	42	farming	farming	NOUN
easat-10921	52	43	activities	activity	NOUN
easat-10921	52	44	.	.	PUNCT
easat-10921	53	1	nevertheless	nevertheless	ADV
easat-10921	53	2	,	,	PUNCT
easat-10921	53	3	the	the	DET
easat-10921	53	4	government	government	NOUN
easat-10921	53	5	must	must	AUX
easat-10921	53	6	address	address	VERB
easat-10921	53	7	multiple	multiple	ADJ
easat-10921	53	8	issues	issue	NOUN
easat-10921	53	9	to	to	PART
easat-10921	53	10	ensure	ensure	VERB
easat-10921	53	11	that	that	SCONJ
easat-10921	53	12	the	the	DET
easat-10921	53	13	funding	funding	NOUN
easat-10921	53	14	programs	program	NOUN
easat-10921	53	15	are	be	AUX
easat-10921	53	16	executed	execute	VERB
easat-10921	53	17	more	more	ADV
easat-10921	53	18	specifically	specifically	ADV
easat-10921	53	19	,	,	PUNCT
easat-10921	53	20	timely	timely	ADJ
easat-10921	53	21	,	,	PUNCT
easat-10921	53	22	and	and	CCONJ
easat-10921	53	23	efficiently	efficiently	ADV
easat-10921	53	24	.	.	PUNCT
easat-10921	54	1	this	this	PRON
easat-10921	54	2	may	may	AUX
easat-10921	54	3	be	be	AUX
easat-10921	54	4	achieved	achieve	VERB
easat-10921	54	5	by	by	ADP
easat-10921	54	6	reviewing	review	VERB
easat-10921	54	7	,	,	PUNCT
easat-10921	54	8	redirecting	redirect	VERB
easat-10921	54	9	,	,	PUNCT
easat-10921	54	10	and	and	CCONJ
easat-10921	54	11	revitalizing	revitalize	VERB
easat-10921	54	12	various	various	ADJ
easat-10921	54	13	finance	finance	NOUN
easat-10921	54	14	and	and	CCONJ
easat-10921	54	15	development	development	NOUN
easat-10921	54	16	programs	program	NOUN
easat-10921	54	17	in	in	ADP
easat-10921	54	18	the	the	DET
easat-10921	54	19	agricultural	agricultural	ADJ
easat-10921	54	20	sector	sector	NOUN
easat-10921	54	21	and	and	CCONJ
easat-10921	54	22	other	other	ADJ
easat-10921	54	23	relevant	relevant	ADJ
easat-10921	54	24	areas	area	NOUN
easat-10921	54	25	.	.	PUNCT
easat-10921	55	1	according	accord	VERB
easat-10921	55	2	to	to	ADP
easat-10921	55	3	panekenan	panekenan	PROPN
easat-10921	55	4	et	et	PROPN
easat-10921	55	5	al	al	PROPN
easat-10921	55	6	.	.	PUNCT
easat-10921	56	1	[	[	X
easat-10921	56	2	7	7	NUM
easat-10921	56	3	]	]	PUNCT
easat-10921	56	4	,	,	PUNCT
easat-10921	56	5	there	there	PRON
easat-10921	56	6	has	have	AUX
easat-10921	56	7	been	be	AUX
easat-10921	56	8	a	a	DET
easat-10921	56	9	yearly	yearly	ADJ
easat-10921	56	10	rise	rise	NOUN
easat-10921	56	11	in	in	ADP
easat-10921	56	12	credit	credit	NOUN
easat-10921	56	13	allocation	allocation	NOUN
easat-10921	56	14	to	to	ADP
easat-10921	56	15	the	the	DET
easat-10921	56	16	agricultural	agricultural	ADJ
easat-10921	56	17	sector	sector	NOUN
easat-10921	56	18	.	.	PUNCT
easat-10921	57	1	this	this	PRON
easat-10921	57	2	indicates	indicate	VERB
easat-10921	57	3	that	that	SCONJ
easat-10921	57	4	banks	bank	NOUN
easat-10921	57	5	are	be	AUX
easat-10921	57	6	gaining	gain	VERB
easat-10921	57	7	more	more	ADJ
easat-10921	57	8	trust	trust	NOUN
easat-10921	57	9	from	from	ADP
easat-10921	57	10	the	the	DET
easat-10921	57	11	community	community	NOUN
easat-10921	57	12	in	in	ADP
easat-10921	57	13	supporting	support	VERB
easat-10921	57	14	agricultural	agricultural	ADJ
easat-10921	57	15	enterprises	enterprise	NOUN
easat-10921	57	16	by	by	ADP
easat-10921	57	17	providing	provide	VERB
easat-10921	57	18	loans	loan	NOUN
easat-10921	57	19	to	to	PART
easat-10921	57	20	improve	improve	VERB
easat-10921	57	21	their	their	PRON
easat-10921	57	22	capital	capital	NOUN
easat-10921	57	23	.	.	PUNCT
easat-10921	58	1	in	in	ADP
easat-10921	58	2	order	order	NOUN
easat-10921	58	3	to	to	PART
easat-10921	58	4	foster	foster	VERB
easat-10921	58	5	the	the	DET
easat-10921	58	6	growth	growth	NOUN
easat-10921	58	7	of	of	ADP
easat-10921	58	8	micro	micro	ADJ
easat-10921	58	9	companies	company	NOUN
easat-10921	58	10	in	in	ADP
easat-10921	58	11	malaysia	malaysia	PROPN
easat-10921	58	12	,	,	PUNCT
easat-10921	58	13	the	the	DET
easat-10921	58	14	government	government	NOUN
easat-10921	58	15	,	,	PUNCT
easat-10921	58	16	microfinance	microfinance	NOUN
easat-10921	58	17	institutions	institution	NOUN
easat-10921	58	18	,	,	PUNCT
easat-10921	58	19	and	and	CCONJ
easat-10921	58	20	other	other	ADJ
easat-10921	58	21	relevant	relevant	ADJ
easat-10921	58	22	organizations	organization	NOUN
easat-10921	58	23	are	be	AUX
easat-10921	58	24	actively	actively	ADV
easat-10921	58	25	engaged	engage	VERB
easat-10921	58	26	,	,	PUNCT
easat-10921	58	27	chin	chin	NOUN
easat-10921	58	28	and	and	CCONJ
easat-10921	58	29	nor	nor	CCONJ
easat-10921	58	30	[	[	X
easat-10921	58	31	8	8	NUM
easat-10921	58	32	]	]	PUNCT
easat-10921	58	33	.	.	PUNCT
easat-10921	59	1	aldi	aldi	PROPN
easat-10921	59	2	's	's	PART
easat-10921	59	3	[	[	X
easat-10921	59	4	9	9	NUM
easat-10921	59	5	]	]	PUNCT
easat-10921	59	6	research	research	NOUN
easat-10921	59	7	findings	finding	NOUN
easat-10921	59	8	demonstrated	demonstrate	VERB
easat-10921	59	9	a	a	DET
easat-10921	59	10	notable	notable	ADJ
easat-10921	59	11	impact	impact	NOUN
easat-10921	59	12	in	in	ADP
easat-10921	59	13	terms	term	NOUN
easat-10921	59	14	of	of	ADP
easat-10921	59	15	augmenting	augment	VERB
easat-10921	59	16	the	the	DET
easat-10921	59	17	number	number	NOUN
easat-10921	59	18	of	of	ADP
easat-10921	59	19	farmers	farmer	NOUN
easat-10921	59	20	.	.	PUNCT
easat-10921	60	1	this	this	PRON
easat-10921	60	2	occurs	occur	VERB
easat-10921	60	3	because	because	SCONJ
easat-10921	60	4	credit	credit	NOUN
easat-10921	60	5	funds	fund	NOUN
easat-10921	60	6	are	be	AUX
easat-10921	60	7	utilized	utilize	VERB
easat-10921	60	8	in	in	ADP
easat-10921	60	9	accordance	accordance	NOUN
easat-10921	60	10	with	with	ADP
easat-10921	60	11	their	their	PRON
easat-10921	60	12	intended	intended	ADJ
easat-10921	60	13	purpose	purpose	NOUN
easat-10921	60	14	.	.	PUNCT
easat-10921	61	1	the	the	DET
easat-10921	61	2	help	help	NOUN
easat-10921	61	3	of	of	ADP
easat-10921	61	4	microfinance	microfinance	NOUN
easat-10921	61	5	institutions	institution	NOUN
easat-10921	61	6	plays	play	VERB
easat-10921	61	7	a	a	DET
easat-10921	61	8	crucial	crucial	ADJ
easat-10921	61	9	role	role	NOUN
easat-10921	61	10	in	in	ADP
easat-10921	61	11	achieving	achieve	VERB
easat-10921	61	12	the	the	DET
easat-10921	61	13	aims	aim	NOUN
easat-10921	61	14	of	of	ADP
easat-10921	61	15	microenterprises	microenterprise	NOUN
easat-10921	61	16	and	and	CCONJ
easat-10921	61	17	promoting	promote	VERB
easat-10921	61	18	sustainability	sustainability	NOUN
easat-10921	61	19	[	[	X
easat-10921	61	20	10	10	NUM
easat-10921	61	21	]	]	PUNCT
easat-10921	61	22	.	.	PUNCT
easat-10921	62	1	602	602	NUM
easat-10921	62	2	edelweiss	edelweiss	PROPN
easat-10921	62	3	applied	apply	VERB
easat-10921	62	4	science	science	NOUN
easat-10921	62	5	and	and	CCONJ
easat-10921	62	6	technology	technology	NOUN
easat-10921	62	7	issn	issn	PROPN
easat-10921	62	8	:	:	PUNCT
easat-10921	62	9	2576	2576	NUM
easat-10921	62	10	-	-	SYM
easat-10921	62	11	8484	8484	NUM
easat-10921	62	12	vol	vol	NOUN
easat-10921	62	13	.	.	PROPN
easat-10921	63	1	9	9	NUM
easat-10921	63	2	,	,	PUNCT
easat-10921	63	3	no	no	INTJ
easat-10921	63	4	.	.	NOUN
easat-10921	63	5	11	11	NUM
easat-10921	63	6	:	:	PUNCT
easat-10921	63	7	600	600	NUM
easat-10921	63	8	-	-	NUM
easat-10921	63	9	612	612	NUM
easat-10921	63	10	,	,	PUNCT
easat-10921	63	11	2025	2025	NUM
easat-10921	63	12	doi	doi	NOUN
easat-10921	63	13	:	:	PUNCT
easat-10921	63	14	10.55214/2576	10.55214/2576	NUM
easat-10921	63	15	-	-	SYM
easat-10921	63	16	8484.v9i11.10921	8484.v9i11.10921	NUM
easat-10921	63	17	©	©	ADP
easat-10921	63	18	2025	2025	NUM
easat-10921	63	19	by	by	ADP
easat-10921	63	20	the	the	DET
easat-10921	63	21	authors	author	NOUN
easat-10921	63	22	;	;	PUNCT
easat-10921	63	23	licensee	licensee	PROPN
easat-10921	63	24	learning	learn	VERB
easat-10921	63	25	gate	gate	NOUN
easat-10921	63	26	owning	own	VERB
easat-10921	63	27	their	their	PRON
easat-10921	63	28	own	own	ADJ
easat-10921	63	29	capital	capital	NOUN
easat-10921	63	30	allows	allow	VERB
easat-10921	63	31	farmers	farmer	NOUN
easat-10921	63	32	to	to	PART
easat-10921	63	33	optimize	optimize	VERB
easat-10921	63	34	the	the	DET
easat-10921	63	35	use	use	NOUN
easat-10921	63	36	of	of	ADP
easat-10921	63	37	production	production	NOUN
easat-10921	63	38	facilities	facility	NOUN
easat-10921	63	39	,	,	PUNCT
easat-10921	63	40	as	as	SCONJ
easat-10921	63	41	is	be	AUX
easat-10921	63	42	the	the	DET
easat-10921	63	43	case	case	NOUN
easat-10921	63	44	with	with	ADP
easat-10921	63	45	maize	maize	NOUN
easat-10921	63	46	farmers	farmer	NOUN
easat-10921	63	47	in	in	ADP
easat-10921	63	48	west	west	PROPN
easat-10921	63	49	nusa	nusa	PROPN
easat-10921	63	50	tenggara	tenggara	PROPN
easat-10921	63	51	.	.	PUNCT
easat-10921	64	1	based	base	VERB
easat-10921	64	2	on	on	ADP
easat-10921	64	3	research	research	NOUN
easat-10921	64	4	by	by	ADP
easat-10921	64	5	tajidan	tajidan	PROPN
easat-10921	64	6	[	[	X
easat-10921	64	7	11	11	NUM
easat-10921	64	8	]	]	PUNCT
easat-10921	64	9	,	,	PUNCT
easat-10921	64	10	small	small	ADJ
easat-10921	64	11	business	business	NOUN
easat-10921	64	12	credit	credit	NOUN
easat-10921	64	13	can	can	AUX
easat-10921	64	14	increase	increase	VERB
easat-10921	64	15	maize	maize	NOUN
easat-10921	64	16	production	production	NOUN
easat-10921	64	17	by	by	ADP
easat-10921	64	18	65.84	65.84	NUM
easat-10921	64	19	%	%	NOUN
easat-10921	64	20	to	to	ADP
easat-10921	64	21	69.27	69.27	NUM
easat-10921	64	22	%	%	NOUN
easat-10921	64	23	.	.	PUNCT
easat-10921	65	1	this	this	PRON
easat-10921	65	2	demonstrates	demonstrate	VERB
easat-10921	65	3	that	that	PRON
easat-10921	65	4	small	small	ADJ
easat-10921	65	5	business	business	NOUN
easat-10921	65	6	credit	credit	NOUN
easat-10921	65	7	schemes	scheme	NOUN
easat-10921	65	8	positively	positively	ADV
easat-10921	65	9	influence	influence	VERB
easat-10921	65	10	the	the	DET
easat-10921	65	11	performance	performance	NOUN
easat-10921	65	12	of	of	ADP
easat-10921	65	13	maize	maize	NOUN
easat-10921	65	14	farming	farming	NOUN
easat-10921	65	15	.	.	PUNCT
easat-10921	66	1	farmers	farmer	NOUN
easat-10921	66	2	in	in	ADP
easat-10921	66	3	ntb	ntb	PROPN
easat-10921	66	4	also	also	ADV
easat-10921	66	5	exhibit	exhibit	VERB
easat-10921	66	6	a	a	DET
easat-10921	66	7	high	high	ADJ
easat-10921	66	8	level	level	NOUN
easat-10921	66	9	of	of	ADP
easat-10921	66	10	loyalty	loyalty	NOUN
easat-10921	66	11	in	in	ADP
easat-10921	66	12	fulfilling	fulfil	VERB
easat-10921	66	13	credit	credit	NOUN
easat-10921	66	14	agreements	agreement	NOUN
easat-10921	66	15	.	.	PUNCT
easat-10921	67	1	people	people	NOUN
easat-10921	67	2	's	's	PART
easat-10921	67	3	business	business	NOUN
easat-10921	67	4	credit	credit	NOUN
easat-10921	67	5	is	be	AUX
easat-10921	67	6	very	very	ADV
easat-10921	67	7	useful	useful	ADJ
easat-10921	67	8	in	in	ADP
easat-10921	67	9	developing	develop	VERB
easat-10921	67	10	agricultural	agricultural	ADJ
easat-10921	67	11	businesses	business	NOUN
easat-10921	67	12	,	,	PUNCT
easat-10921	67	13	such	such	ADJ
easat-10921	67	14	as	as	ADP
easat-10921	67	15	increasing	increase	VERB
easat-10921	67	16	the	the	DET
easat-10921	67	17	productivity	productivity	NOUN
easat-10921	67	18	and	and	CCONJ
easat-10921	67	19	income	income	NOUN
easat-10921	67	20	of	of	ADP
easat-10921	67	21	farmer	farmer	NOUN
easat-10921	67	22	groups	group	NOUN
easat-10921	67	23	.	.	PUNCT
easat-10921	68	1	for	for	ADP
easat-10921	68	2	example	example	NOUN
easat-10921	68	3	,	,	PUNCT
easat-10921	68	4	the	the	DET
easat-10921	68	5	research	research	NOUN
easat-10921	68	6	findings	finding	NOUN
easat-10921	68	7	of	of	ADP
easat-10921	68	8	sari	sari	PROPN
easat-10921	68	9	et	et	PROPN
easat-10921	68	10	al	al	PROPN
easat-10921	68	11	.	.	PUNCT
easat-10921	69	1	[	[	X
easat-10921	69	2	12	12	NUM
easat-10921	69	3	]	]	PUNCT
easat-10921	69	4	and	and	CCONJ
easat-10921	69	5	nita	nita	PROPN
easat-10921	70	1	[	[	X
easat-10921	70	2	13	13	NUM
easat-10921	70	3	]	]	PUNCT
easat-10921	70	4	show	show	VERB
easat-10921	70	5	that	that	SCONJ
easat-10921	70	6	kur	kur	NOUN
easat-10921	70	7	has	have	VERB
easat-10921	70	8	a	a	DET
easat-10921	70	9	significant	significant	ADJ
easat-10921	70	10	effect	effect	NOUN
easat-10921	70	11	on	on	ADP
easat-10921	70	12	increasing	increase	VERB
easat-10921	70	13	farmers	farmer	NOUN
easat-10921	70	14	'	'	PART
easat-10921	70	15	productivity	productivity	NOUN
easat-10921	70	16	and	and	CCONJ
easat-10921	70	17	income	income	NOUN
easat-10921	70	18	.	.	PUNCT
easat-10921	71	1	so	so	ADV
easat-10921	71	2	,	,	PUNCT
easat-10921	71	3	it	it	PRON
easat-10921	71	4	can	can	AUX
easat-10921	71	5	be	be	AUX
easat-10921	71	6	concluded	conclude	VERB
easat-10921	71	7	that	that	SCONJ
easat-10921	71	8	people	people	NOUN
easat-10921	71	9	's	's	PART
easat-10921	71	10	business	business	NOUN
easat-10921	71	11	credit	credit	NOUN
easat-10921	71	12	has	have	VERB
easat-10921	71	13	a	a	DET
easat-10921	71	14	positive	positive	ADJ
easat-10921	71	15	effect	effect	NOUN
easat-10921	71	16	on	on	ADP
easat-10921	71	17	the	the	DET
easat-10921	71	18	process	process	NOUN
easat-10921	71	19	of	of	ADP
easat-10921	71	20	increasing	increase	VERB
easat-10921	71	21	indicators	indicator	NOUN
easat-10921	71	22	that	that	PRON
easat-10921	71	23	can	can	AUX
easat-10921	71	24	affect	affect	VERB
easat-10921	71	25	the	the	DET
easat-10921	71	26	productivity	productivity	NOUN
easat-10921	71	27	and	and	CCONJ
easat-10921	71	28	income	income	NOUN
easat-10921	71	29	of	of	ADP
easat-10921	71	30	farmers	farmer	NOUN
easat-10921	71	31	.	.	PUNCT
easat-10921	72	1	apart	apart	ADV
easat-10921	72	2	from	from	ADP
easat-10921	72	3	the	the	DET
easat-10921	72	4	ease	ease	NOUN
easat-10921	72	5	of	of	ADP
easat-10921	72	6	financing	finance	VERB
easat-10921	72	7	people	people	NOUN
easat-10921	72	8	's	's	PART
easat-10921	72	9	business	business	NOUN
easat-10921	72	10	credit	credit	NOUN
easat-10921	72	11	,	,	PUNCT
easat-10921	72	12	individual	individual	ADJ
easat-10921	72	13	farmers	farmer	NOUN
easat-10921	72	14	must	must	AUX
easat-10921	72	15	also	also	ADV
easat-10921	72	16	be	be	AUX
easat-10921	72	17	wise	wise	ADJ
easat-10921	72	18	in	in	ADP
easat-10921	72	19	managing	manage	VERB
easat-10921	72	20	the	the	DET
easat-10921	72	21	people	people	NOUN
easat-10921	72	22	's	's	PART
easat-10921	72	23	business	business	NOUN
easat-10921	72	24	credit	credit	NOUN
easat-10921	72	25	funds	fund	NOUN
easat-10921	72	26	that	that	PRON
easat-10921	72	27	have	have	AUX
easat-10921	72	28	been	be	AUX
easat-10921	72	29	given	give	VERB
easat-10921	72	30	,	,	PUNCT
easat-10921	72	31	so	so	SCONJ
easat-10921	72	32	as	as	SCONJ
easat-10921	72	33	to	to	PART
easat-10921	72	34	achieve	achieve	VERB
easat-10921	72	35	the	the	DET
easat-10921	72	36	welfare	welfare	NOUN
easat-10921	72	37	of	of	ADP
easat-10921	72	38	farmers	farmer	NOUN
easat-10921	72	39	.	.	PUNCT
easat-10921	73	1	the	the	DET
easat-10921	73	2	framework	framework	NOUN
easat-10921	73	3	of	of	ADP
easat-10921	73	4	thinking	thinking	NOUN
easat-10921	73	5	in	in	ADP
easat-10921	73	6	this	this	DET
easat-10921	73	7	research	research	NOUN
easat-10921	73	8	can	can	AUX
easat-10921	73	9	be	be	AUX
easat-10921	73	10	described	describe	VERB
easat-10921	73	11	in	in	ADP
easat-10921	73	12	figure	figure	NOUN
easat-10921	73	13	1	1	NUM
easat-10921	73	14	.	.	PUNCT
easat-10921	74	1	figure	figure	NOUN
easat-10921	74	2	1	1	NUM
easat-10921	74	3	.	.	PUNCT
easat-10921	74	4	research	research	NOUN
easat-10921	74	5	framework	framework	NOUN
easat-10921	74	6	.	.	PUNCT
easat-10921	75	1	3	3	X
easat-10921	75	2	.	.	X
easat-10921	75	3	research	research	NOUN
easat-10921	75	4	methodology	methodology	NOUN
easat-10921	75	5	this	this	DET
easat-10921	75	6	research	research	NOUN
easat-10921	75	7	method	method	NOUN
easat-10921	75	8	is	be	AUX
easat-10921	75	9	descriptive	descriptive	ADJ
easat-10921	75	10	verification	verification	NOUN
easat-10921	75	11	with	with	ADP
easat-10921	75	12	a	a	DET
easat-10921	75	13	quantitative	quantitative	ADJ
easat-10921	75	14	approach	approach	NOUN
easat-10921	75	15	.	.	PUNCT
easat-10921	76	1	the	the	DET
easat-10921	76	2	population	population	NOUN
easat-10921	76	3	observed	observe	VERB
easat-10921	76	4	is	be	AUX
easat-10921	76	5	rice	rice	NOUN
easat-10921	76	6	farmers	farmer	NOUN
easat-10921	76	7	who	who	PRON
easat-10921	76	8	utilize	utilize	VERB
easat-10921	76	9	people	people	NOUN
easat-10921	76	10	's	's	PART
easat-10921	76	11	business	business	NOUN
easat-10921	76	12	credit	credit	NOUN
easat-10921	76	13	in	in	ADP
easat-10921	76	14	cianjur	cianjur	NOUN
easat-10921	76	15	district	district	NOUN
easat-10921	76	16	,	,	PUNCT
easat-10921	76	17	west	west	PROPN
easat-10921	76	18	java	java	PROPN
easat-10921	76	19	.	.	PUNCT
easat-10921	77	1	the	the	DET
easat-10921	77	2	data	data	PROPN
easat-10921	77	3	collection	collection	NOUN
easat-10921	77	4	process	process	NOUN
easat-10921	77	5	took	take	VERB
easat-10921	77	6	place	place	NOUN
easat-10921	77	7	in	in	ADP
easat-10921	77	8	2021/2022	2021/2022	NUM
easat-10921	77	9	,	,	PUNCT
easat-10921	77	10	allowing	allow	VERB
easat-10921	77	11	for	for	ADP
easat-10921	77	12	the	the	DET
easat-10921	77	13	evaluation	evaluation	NOUN
easat-10921	77	14	of	of	ADP
easat-10921	77	15	its	its	PRON
easat-10921	77	16	use	use	NOUN
easat-10921	77	17	in	in	ADP
easat-10921	77	18	2023	2023	NUM
easat-10921	77	19	.	.	PUNCT
easat-10921	78	1	the	the	DET
easat-10921	78	2	data	datum	NOUN
easat-10921	78	3	obtained	obtain	VERB
easat-10921	78	4	includes	include	VERB
easat-10921	78	5	primary	primary	ADJ
easat-10921	78	6	data	datum	NOUN
easat-10921	78	7	directly	directly	ADV
easat-10921	78	8	from	from	ADP
easat-10921	78	9	farmers	farmer	NOUN
easat-10921	78	10	and	and	CCONJ
easat-10921	78	11	secondary	secondary	ADJ
easat-10921	78	12	data	datum	NOUN
easat-10921	78	13	from	from	ADP
easat-10921	78	14	various	various	ADJ
easat-10921	78	15	supporting	support	VERB
easat-10921	78	16	sources	source	NOUN
easat-10921	78	17	.	.	PUNCT
easat-10921	79	1	the	the	DET
easat-10921	79	2	sample	sample	NOUN
easat-10921	79	3	of	of	ADP
easat-10921	79	4	farmers	farmer	NOUN
easat-10921	79	5	was	be	AUX
easat-10921	79	6	determined	determine	VERB
easat-10921	79	7	to	to	PART
easat-10921	79	8	include	include	VERB
easat-10921	79	9	farmer	farmer	NOUN
easat-10921	79	10	owners	owner	NOUN
easat-10921	79	11	and	and	CCONJ
easat-10921	79	12	cultivators	cultivator	NOUN
easat-10921	79	13	who	who	PRON
easat-10921	79	14	planted	plant	VERB
easat-10921	79	15	during	during	ADP
easat-10921	79	16	the	the	DET
easat-10921	79	17	2021/2022	2021/2022	NUM
easat-10921	79	18	planting	planting	NOUN
easat-10921	79	19	period	period	NOUN
easat-10921	79	20	.	.	PUNCT
easat-10921	80	1	as	as	ADP
easat-10921	80	2	controls	control	NOUN
easat-10921	80	3	,	,	PUNCT
easat-10921	80	4	farmers	farmer	NOUN
easat-10921	80	5	who	who	PRON
easat-10921	80	6	did	do	AUX
easat-10921	80	7	not	not	PART
easat-10921	80	8	utilize	utilize	VERB
easat-10921	80	9	people	people	NOUN
easat-10921	80	10	's	's	PART
easat-10921	80	11	business	business	NOUN
easat-10921	80	12	credit	credit	NOUN
easat-10921	80	13	were	be	AUX
easat-10921	80	14	also	also	ADV
easat-10921	80	15	included	include	VERB
easat-10921	80	16	.	.	PUNCT
easat-10921	81	1	the	the	DET
easat-10921	81	2	total	total	ADJ
easat-10921	81	3	number	number	NOUN
easat-10921	81	4	of	of	ADP
easat-10921	81	5	respondents	respondent	NOUN
easat-10921	81	6	,	,	PUNCT
easat-10921	81	7	calculated	calculate	VERB
easat-10921	81	8	using	use	VERB
easat-10921	81	9	the	the	DET
easat-10921	81	10	slovin	slovin	NOUN
easat-10921	81	11	formula	formula	NOUN
easat-10921	81	12	,	,	PUNCT
easat-10921	81	13	was	be	AUX
easat-10921	81	14	90	90	NUM
easat-10921	81	15	.	.	PUNCT
easat-10921	82	1	validity	validity	NOUN
easat-10921	82	2	and	and	CCONJ
easat-10921	82	3	reliability	reliability	NOUN
easat-10921	82	4	tests	test	NOUN
easat-10921	82	5	were	be	AUX
easat-10921	82	6	carried	carry	VERB
easat-10921	82	7	out	out	ADP
easat-10921	82	8	to	to	PART
easat-10921	82	9	measure	measure	VERB
easat-10921	82	10	the	the	DET
easat-10921	82	11	validity	validity	NOUN
easat-10921	82	12	of	of	ADP
easat-10921	82	13	the	the	DET
easat-10921	82	14	instrument	instrument	NOUN
easat-10921	82	15	,	,	PUNCT
easat-10921	82	16	followed	follow	VERB
easat-10921	82	17	by	by	ADP
easat-10921	82	18	model	model	NOUN
easat-10921	82	19	suitability	suitability	NOUN
easat-10921	82	20	tests	test	NOUN
easat-10921	82	21	and	and	CCONJ
easat-10921	82	22	model	model	NOUN
easat-10921	82	23	capability	capability	NOUN
easat-10921	82	24	tests	test	NOUN
easat-10921	82	25	.	.	PUNCT
easat-10921	83	1	to	to	PART
easat-10921	83	2	analyze	analyze	VERB
easat-10921	83	3	the	the	DET
easat-10921	83	4	simultaneous	simultaneous	ADJ
easat-10921	83	5	influence	influence	NOUN
easat-10921	83	6	of	of	ADP
easat-10921	83	7	the	the	DET
easat-10921	83	8	observed	observed	ADJ
easat-10921	83	9	variables	variable	NOUN
easat-10921	83	10	,	,	PUNCT
easat-10921	83	11	the	the	DET
easat-10921	83	12	f	f	PROPN
easat-10921	83	13	test	test	NOUN
easat-10921	83	14	is	be	AUX
easat-10921	83	15	used	use	VERB
easat-10921	83	16	,	,	PUNCT
easat-10921	83	17	while	while	SCONJ
easat-10921	83	18	the	the	DET
easat-10921	83	19	partial	partial	ADJ
easat-10921	83	20	influence	influence	NOUN
easat-10921	83	21	is	be	AUX
easat-10921	83	22	analyzed	analyze	VERB
easat-10921	83	23	using	use	VERB
easat-10921	83	24	the	the	DET
easat-10921	83	25	t	t	PROPN
easat-10921	83	26	test	test	NOUN
easat-10921	83	27	,	,	PUNCT
easat-10921	83	28	so	so	SCONJ
easat-10921	83	29	that	that	SCONJ
easat-10921	83	30	the	the	DET
easat-10921	83	31	hypothesis	hypothesis	NOUN
easat-10921	83	32	is	be	AUX
easat-10921	83	33	obtained	obtain	VERB
easat-10921	83	34	that	that	SCONJ
easat-10921	83	35	the	the	DET
easat-10921	83	36	use	use	NOUN
easat-10921	83	37	of	of	ADP
easat-10921	83	38	people	people	NOUN
easat-10921	83	39	's	's	PART
easat-10921	83	40	business	business	NOUN
easat-10921	83	41	credit	credit	NOUN
easat-10921	83	42	is	be	AUX
easat-10921	83	43	positively	positively	ADV
easat-10921	83	44	influenced	influence	VERB
easat-10921	83	45	by	by	ADP
easat-10921	83	46	compliance	compliance	NOUN
easat-10921	83	47	603	603	NUM
easat-10921	83	48	edelweiss	edelweiss	PROPN
easat-10921	83	49	applied	apply	VERB
easat-10921	83	50	science	science	NOUN
easat-10921	83	51	and	and	CCONJ
easat-10921	83	52	technology	technology	NOUN
easat-10921	83	53	issn	issn	PROPN
easat-10921	83	54	:	:	PUNCT
easat-10921	83	55	2576	2576	NUM
easat-10921	83	56	-	-	SYM
easat-10921	83	57	8484	8484	NUM
easat-10921	83	58	vol	vol	NOUN
easat-10921	83	59	.	.	PROPN
easat-10921	84	1	9	9	NUM
easat-10921	84	2	,	,	PUNCT
easat-10921	84	3	no	no	INTJ
easat-10921	84	4	.	.	NOUN
easat-10921	84	5	11	11	NUM
easat-10921	84	6	:	:	PUNCT
easat-10921	84	7	600	600	NUM
easat-10921	84	8	-	-	NUM
easat-10921	84	9	612	612	NUM
easat-10921	84	10	,	,	PUNCT
easat-10921	84	11	2025	2025	NUM
easat-10921	84	12	doi	doi	NOUN
easat-10921	84	13	:	:	PUNCT
easat-10921	84	14	10.55214/2576	10.55214/2576	NUM
easat-10921	84	15	-	-	SYM
easat-10921	84	16	8484.v9i11.10921	8484.v9i11.10921	NUM
easat-10921	84	17	©	©	ADP
easat-10921	84	18	2025	2025	NUM
easat-10921	84	19	by	by	ADP
easat-10921	84	20	the	the	DET
easat-10921	84	21	authors	author	NOUN
easat-10921	84	22	;	;	PUNCT
easat-10921	84	23	licensee	licensee	PROPN
easat-10921	84	24	learning	learning	NOUN
easat-10921	84	25	gate	gate	NOUN
easat-10921	84	26	with	with	ADP
easat-10921	84	27	the	the	DET
easat-10921	84	28	prohibition	prohibition	NOUN
easat-10921	84	29	on	on	ADP
easat-10921	84	30	usury	usury	NOUN
easat-10921	84	31	,	,	PUNCT
easat-10921	84	32	farming	farming	NOUN
easat-10921	84	33	experience	experience	NOUN
easat-10921	84	34	,	,	PUNCT
easat-10921	84	35	land	land	NOUN
easat-10921	84	36	area	area	NOUN
easat-10921	84	37	,	,	PUNCT
easat-10921	84	38	ease	ease	NOUN
easat-10921	84	39	of	of	ADP
easat-10921	84	40	access	access	NOUN
easat-10921	84	41	,	,	PUNCT
easat-10921	84	42	farmers	farmer	NOUN
easat-10921	84	43	'	'	PART
easat-10921	84	44	initial	initial	ADJ
easat-10921	84	45	capital	capital	NOUN
easat-10921	84	46	,	,	PUNCT
easat-10921	84	47	and	and	CCONJ
easat-10921	84	48	the	the	DET
easat-10921	84	49	selling	selling	NOUN
easat-10921	84	50	price	price	NOUN
easat-10921	84	51	of	of	ADP
easat-10921	84	52	grain	grain	NOUN
easat-10921	84	53	at	at	ADP
easat-10921	84	54	harvest	harvest	NOUN
easat-10921	84	55	.	.	PUNCT
easat-10921	85	1	4	4	X
easat-10921	85	2	.	.	X
easat-10921	85	3	result	result	NOUN
easat-10921	85	4	and	and	CCONJ
easat-10921	85	5	discussion	discussion	NOUN
easat-10921	85	6	4.1	4.1	NUM
easat-10921	85	7	.	.	PUNCT
easat-10921	86	1	performance	performance	NOUN
easat-10921	86	2	of	of	ADP
easat-10921	86	3	farmers	farmer	NOUN
easat-10921	86	4	participating	participate	VERB
easat-10921	86	5	in	in	ADP
easat-10921	86	6	people	people	NOUN
easat-10921	86	7	's	's	PART
easat-10921	86	8	business	business	NOUN
easat-10921	86	9	credit	credit	NOUN
easat-10921	86	10	4.1.1	4.1.1	NUM
easat-10921	86	11	.	.	PUNCT
easat-10921	87	1	compliance	compliance	NOUN
easat-10921	87	2	with	with	ADP
easat-10921	87	3	the	the	DET
easat-10921	87	4	prohibition	prohibition	NOUN
easat-10921	87	5	on	on	ADP
easat-10921	87	6	usury	usury	NOUN
easat-10921	87	7	(	(	PUNCT
easat-10921	87	8	x1	x1	PROPN
easat-10921	87	9	)	)	PUNCT
easat-10921	87	10	the	the	DET
easat-10921	87	11	results	result	NOUN
easat-10921	87	12	of	of	ADP
easat-10921	87	13	interviews	interview	NOUN
easat-10921	87	14	with	with	ADP
easat-10921	87	15	participating	participate	VERB
easat-10921	87	16	farmers	farmer	NOUN
easat-10921	87	17	show	show	VERB
easat-10921	87	18	that	that	SCONJ
easat-10921	87	19	some	some	DET
easat-10921	87	20	farmers	farmer	NOUN
easat-10921	87	21	understand	understand	VERB
easat-10921	87	22	the	the	DET
easat-10921	87	23	prohibition	prohibition	NOUN
easat-10921	87	24	of	of	ADP
easat-10921	87	25	usury	usury	NOUN
easat-10921	87	26	,	,	PUNCT
easat-10921	87	27	which	which	PRON
easat-10921	87	28	involves	involve	VERB
easat-10921	87	29	borrowing	borrow	VERB
easat-10921	87	30	money	money	NOUN
easat-10921	87	31	with	with	ADP
easat-10921	87	32	additional	additional	ADJ
easat-10921	87	33	interest	interest	NOUN
easat-10921	87	34	from	from	ADP
easat-10921	87	35	financial	financial	ADJ
easat-10921	87	36	institutions	institution	NOUN
easat-10921	87	37	,	,	PUNCT
easat-10921	87	38	while	while	SCONJ
easat-10921	87	39	others	other	NOUN
easat-10921	87	40	do	do	AUX
easat-10921	87	41	not	not	PART
easat-10921	87	42	understand	understand	VERB
easat-10921	87	43	this	this	DET
easat-10921	87	44	concept	concept	NOUN
easat-10921	87	45	.	.	PUNCT
easat-10921	88	1	the	the	DET
easat-10921	88	2	overall	overall	ADJ
easat-10921	88	3	result	result	NOUN
easat-10921	88	4	indicates	indicate	VERB
easat-10921	88	5	that	that	SCONJ
easat-10921	88	6	61.36	61.36	NUM
easat-10921	88	7	%	%	NOUN
easat-10921	88	8	of	of	ADP
easat-10921	88	9	farmers	farmer	NOUN
easat-10921	88	10	do	do	AUX
easat-10921	88	11	not	not	PART
easat-10921	88	12	understand	understand	VERB
easat-10921	88	13	usury	usury	NOUN
easat-10921	88	14	,	,	PUNCT
easat-10921	88	15	whereas	whereas	SCONJ
easat-10921	88	16	38.64	38.64	NUM
easat-10921	88	17	%	%	NOUN
easat-10921	88	18	understand	understand	VERB
easat-10921	88	19	the	the	DET
easat-10921	88	20	prohibition	prohibition	NOUN
easat-10921	88	21	of	of	ADP
easat-10921	88	22	usury	usury	NOUN
easat-10921	88	23	.	.	PUNCT
easat-10921	89	1	this	this	PRON
easat-10921	89	2	suggests	suggest	VERB
easat-10921	89	3	that	that	SCONJ
easat-10921	89	4	the	the	DET
easat-10921	89	5	respondent	respondent	NOUN
easat-10921	89	6	farmers	farmer	NOUN
easat-10921	89	7	who	who	PRON
easat-10921	89	8	participated	participate	VERB
easat-10921	89	9	did	do	AUX
easat-10921	89	10	not	not	PART
easat-10921	89	11	fully	fully	ADV
easat-10921	89	12	comprehend	comprehend	VERB
easat-10921	89	13	the	the	DET
easat-10921	89	14	prohibition	prohibition	NOUN
easat-10921	89	15	of	of	ADP
easat-10921	89	16	usury	usury	NOUN
easat-10921	89	17	.	.	PUNCT
easat-10921	90	1	the	the	DET
easat-10921	90	2	comparison	comparison	NOUN
easat-10921	90	3	with	with	ADP
easat-10921	90	4	farmers	farmer	NOUN
easat-10921	90	5	who	who	PRON
easat-10921	90	6	are	be	AUX
easat-10921	90	7	not	not	PART
easat-10921	90	8	participating	participate	VERB
easat-10921	90	9	in	in	ADP
easat-10921	90	10	the	the	DET
easat-10921	90	11	people	people	NOUN
easat-10921	90	12	's	's	PART
easat-10921	90	13	business	business	NOUN
easat-10921	90	14	credit	credit	NOUN
easat-10921	90	15	can	can	AUX
easat-10921	90	16	be	be	AUX
easat-10921	90	17	depicted	depict	VERB
easat-10921	90	18	as	as	ADP
easat-10921	90	19	the	the	DET
easat-10921	90	20	curve	curve	NOUN
easat-10921	90	21	in	in	ADP
easat-10921	90	22	figure	figure	NOUN
easat-10921	90	23	2	2	NUM
easat-10921	90	24	.	.	PUNCT
easat-10921	90	25	figure	figure	NOUN
easat-10921	90	26	2	2	NUM
easat-10921	90	27	.	.	PUNCT
easat-10921	90	28	comparison	comparison	NOUN
easat-10921	90	29	of	of	ADP
easat-10921	90	30	compliance	compliance	NOUN
easat-10921	90	31	with	with	ADP
easat-10921	90	32	the	the	DET
easat-10921	90	33	prohibition	prohibition	NOUN
easat-10921	90	34	on	on	ADP
easat-10921	90	35	usury	usury	NOUN
easat-10921	90	36	.	.	PUNCT
easat-10921	91	1	compliance	compliance	NOUN
easat-10921	91	2	with	with	ADP
easat-10921	91	3	the	the	DET
easat-10921	91	4	prohibition	prohibition	NOUN
easat-10921	91	5	of	of	ADP
easat-10921	91	6	usury	usury	NOUN
easat-10921	91	7	impacts	impact	NOUN
easat-10921	91	8	motivation	motivation	NOUN
easat-10921	91	9	or	or	CCONJ
easat-10921	91	10	attitudes	attitude	NOUN
easat-10921	91	11	towards	towards	ADP
easat-10921	91	12	borrowing	borrowing	NOUN
easat-10921	92	1	;	;	PUNCT
easat-10921	92	2	the	the	DET
easat-10921	92	3	curve	curve	NOUN
easat-10921	92	4	indicates	indicate	VERB
easat-10921	92	5	that	that	SCONJ
easat-10921	92	6	this	this	DET
easat-10921	92	7	understanding	understanding	NOUN
easat-10921	92	8	is	be	AUX
easat-10921	92	9	reflected	reflect	VERB
easat-10921	92	10	in	in	ADP
easat-10921	92	11	the	the	DET
easat-10921	92	12	lack	lack	NOUN
easat-10921	92	13	of	of	ADP
easat-10921	92	14	participation	participation	NOUN
easat-10921	92	15	in	in	ADP
easat-10921	92	16	borrowing	borrow	VERB
easat-10921	92	17	among	among	ADP
easat-10921	92	18	those	those	PRON
easat-10921	92	19	who	who	PRON
easat-10921	92	20	understand	understand	VERB
easat-10921	92	21	the	the	DET
easat-10921	92	22	prohibition	prohibition	NOUN
easat-10921	92	23	of	of	ADP
easat-10921	92	24	usury	usury	NOUN
easat-10921	92	25	.	.	PUNCT
easat-10921	93	1	islamic	islamic	PROPN
easat-10921	93	2	and	and	CCONJ
easat-10921	93	3	halal	halal	NOUN
easat-10921	93	4	finance	finance	NOUN
easat-10921	93	5	are	be	AUX
easat-10921	93	6	sharia	sharia	PROPN
easat-10921	93	7	business	business	NOUN
easat-10921	93	8	sectors	sector	NOUN
easat-10921	93	9	that	that	PRON
easat-10921	93	10	share	share	VERB
easat-10921	93	11	the	the	DET
easat-10921	93	12	same	same	ADJ
easat-10921	93	13	values	value	NOUN
easat-10921	93	14	,	,	PUNCT
easat-10921	93	15	markets	market	NOUN
easat-10921	93	16	,	,	PUNCT
easat-10921	93	17	and	and	CCONJ
easat-10921	93	18	principles	principle	NOUN
easat-10921	93	19	.	.	PUNCT
easat-10921	94	1	although	although	SCONJ
easat-10921	94	2	there	there	PRON
easat-10921	94	3	are	be	VERB
easat-10921	94	4	similarities	similarity	NOUN
easat-10921	94	5	,	,	PUNCT
easat-10921	94	6	there	there	PRON
easat-10921	94	7	are	be	VERB
easat-10921	94	8	differences	difference	NOUN
easat-10921	94	9	between	between	ADP
easat-10921	94	10	islamic	islamic	ADJ
easat-10921	94	11	finance	finance	NOUN
easat-10921	94	12	and	and	CCONJ
easat-10921	94	13	the	the	DET
easat-10921	94	14	halal	halal	NOUN
easat-10921	94	15	sector	sector	NOUN
easat-10921	94	16	.	.	PUNCT
easat-10921	95	1	every	every	DET
easat-10921	95	2	businessman	businessman	NOUN
easat-10921	95	3	is	be	AUX
easat-10921	95	4	able	able	ADJ
easat-10921	95	5	to	to	PART
easat-10921	95	6	understand	understand	VERB
easat-10921	95	7	halal	halal	NOUN
easat-10921	95	8	production	production	NOUN
easat-10921	95	9	and	and	CCONJ
easat-10921	95	10	halal	halal	NOUN
easat-10921	95	11	business	business	NOUN
easat-10921	95	12	financing	financing	NOUN
easat-10921	95	13	.	.	PUNCT
easat-10921	96	1	in	in	ADP
easat-10921	96	2	malaysia	malaysia	PROPN
easat-10921	96	3	,	,	PUNCT
easat-10921	96	4	the	the	DET
easat-10921	96	5	involvement	involvement	NOUN
easat-10921	96	6	of	of	ADP
easat-10921	96	7	sharia	sharia	PROPN
easat-10921	96	8	financing	financing	NOUN
easat-10921	96	9	in	in	ADP
easat-10921	96	10	the	the	DET
easat-10921	96	11	halal	halal	NOUN
easat-10921	96	12	industry	industry	NOUN
easat-10921	96	13	is	be	AUX
easat-10921	96	14	still	still	ADV
easat-10921	96	15	low	low	ADJ
easat-10921	96	16	,	,	PUNCT
easat-10921	96	17	resulting	result	VERB
easat-10921	96	18	in	in	ADP
easat-10921	96	19	limited	limited	ADJ
easat-10921	96	20	penetration	penetration	NOUN
easat-10921	96	21	of	of	ADP
easat-10921	96	22	sharia	sharia	PROPN
easat-10921	96	23	financing	financing	NOUN
easat-10921	96	24	among	among	ADP
easat-10921	96	25	halal	halal	NOUN
easat-10921	96	26	industry	industry	NOUN
easat-10921	96	27	players	player	NOUN
easat-10921	96	28	.	.	PUNCT
easat-10921	97	1	this	this	PRON
easat-10921	97	2	has	have	AUX
easat-10921	97	3	not	not	PART
easat-10921	97	4	yet	yet	ADV
easat-10921	97	5	been	be	AUX
easat-10921	97	6	fully	fully	ADV
easat-10921	97	7	achieved	achieve	VERB
easat-10921	97	8	[	[	X
easat-10921	97	9	14	14	NUM
easat-10921	97	10	]	]	PUNCT
easat-10921	97	11	.	.	PUNCT
easat-10921	98	1	in	in	ADP
easat-10921	98	2	india	india	PROPN
easat-10921	98	3	,	,	PUNCT
easat-10921	98	4	a	a	DET
easat-10921	98	5	digital	digital	ADJ
easat-10921	98	6	microcredit	microcredit	NOUN
easat-10921	98	7	platform	platform	NOUN
easat-10921	98	8	was	be	AUX
easat-10921	98	9	introduced	introduce	VERB
easat-10921	98	10	,	,	PUNCT
easat-10921	98	11	which	which	PRON
easat-10921	98	12	was	be	AUX
easat-10921	98	13	achieved	achieve	VERB
easat-10921	98	14	by	by	ADP
easat-10921	98	15	building	build	VERB
easat-10921	98	16	connections	connection	NOUN
easat-10921	98	17	with	with	ADP
easat-10921	98	18	customers	customer	NOUN
easat-10921	98	19	,	,	PUNCT
easat-10921	98	20	establishing	establish	VERB
easat-10921	98	21	familiarity	familiarity	NOUN
easat-10921	98	22	,	,	PUNCT
easat-10921	98	23	and	and	CCONJ
easat-10921	98	24	gaining	gain	VERB
easat-10921	98	25	credibility	credibility	NOUN
easat-10921	98	26	to	to	PART
easat-10921	98	27	ensure	ensure	VERB
easat-10921	98	28	continuity	continuity	NOUN
easat-10921	98	29	in	in	ADP
easat-10921	98	30	accessing	access	VERB
easat-10921	98	31	resources	resource	NOUN
easat-10921	99	1	[	[	X
easat-10921	99	2	15	15	NUM
easat-10921	99	3	]	]	PUNCT
easat-10921	99	4	.	.	PUNCT
easat-10921	100	1	islamic	islamic	ADJ
easat-10921	100	2	microfinance	microfinance	NOUN
easat-10921	100	3	institutions	institution	NOUN
easat-10921	100	4	in	in	ADP
easat-10921	100	5	turkey	turkey	NOUN
easat-10921	100	6	are	be	AUX
easat-10921	100	7	responsible	responsible	ADJ
easat-10921	100	8	for	for	ADP
easat-10921	100	9	and	and	CCONJ
easat-10921	100	10	contribute	contribute	VERB
easat-10921	100	11	to	to	ADP
easat-10921	100	12	the	the	DET
easat-10921	100	13	finances	finance	NOUN
easat-10921	100	14	of	of	ADP
easat-10921	100	15	low	low	ADJ
easat-10921	100	16	-	-	PUNCT
easat-10921	100	17	income	income	NOUN
easat-10921	100	18	communities	community	NOUN
easat-10921	100	19	.	.	PUNCT
easat-10921	101	1	they	they	PRON
easat-10921	101	2	participate	participate	VERB
easat-10921	101	3	in	in	ADP
easat-10921	101	4	strengthening	strengthen	VERB
easat-10921	101	5	these	these	DET
easat-10921	101	6	communities	community	NOUN
easat-10921	101	7	,	,	PUNCT
easat-10921	101	8	including	include	VERB
easat-10921	101	9	managers	manager	NOUN
easat-10921	101	10	of	of	ADP
easat-10921	101	11	3	3	NUM
easat-10921	101	12	8	8	NUM
easat-10921	101	13	.6	.6	NUM
easat-10921	101	14	4	4	NUM
easat-10921	101	15	9	9	NUM
easat-10921	101	16	1	1	NUM
easat-10921	101	17	.6	.6	NUM
easat-10921	101	18	7	7	NUM
easat-10921	101	19	6	6	NUM
easat-10921	101	20	1	1	NUM
easat-10921	101	21	.3	.3	NUM
easat-10921	101	22	6	6	NUM
easat-10921	101	23	8	8	NUM
easat-10921	101	24	.3	.3	NUM
easat-10921	101	25	3	3	NUM
easat-10921	101	26	k	k	NOUN
easat-10921	101	27	u	u	NOUN
easat-10921	101	28	r	r	NOUN
easat-10921	101	29	p	p	NOUN
easat-10921	101	30	a	a	DET
easat-10921	101	31	r	r	NOUN
easat-10921	101	32	t	t	NOUN
easat-10921	101	33	ic	ic	INTJ
easat-10921	101	34	ip	ip	VERB
easat-10921	101	35	a	a	DET
easat-10921	101	36	n	n	NOUN
easat-10921	101	37	t	t	NOUN
easat-10921	101	38	'	'	PUNCT
easat-10921	101	39	s	s	PROPN
easat-10921	101	40	n	n	NUM
easat-10921	101	41	o	o	NOUN
easat-10921	101	42	n	n	CCONJ
easat-10921	101	43	k	k	X
easat-10921	101	44	u	u	NOUN
easat-10921	101	45	r	r	NOUN
easat-10921	101	46	p	p	NOUN
easat-10921	101	47	a	a	DET
easat-10921	101	48	r	r	NOUN
easat-10921	101	49	t	t	NOUN
easat-10921	101	50	ic	ic	INTJ
easat-10921	101	51	ip	ip	VERB
easat-10921	101	52	a	a	DET
easat-10921	101	53	n	n	NOUN
easat-10921	101	54	t	t	NOUN
easat-10921	101	55	'	'	PUNCT
easat-10921	101	56	s	s	PART
easat-10921	101	57	understand	understand	PROPN
easat-10921	101	58	usury	usury	NOUN
easat-10921	101	59	understand	understand	VERB
easat-10921	101	60	usury	usury	NOUN
easat-10921	101	61	do	do	AUX
easat-10921	101	62	n't	not	PART
easat-10921	101	63	understand	understand	VERB
easat-10921	101	64	usury	usury	NOUN
easat-10921	101	65	604	604	NUM
easat-10921	101	66	edelweiss	edelweiss	PROPN
easat-10921	101	67	applied	apply	VERB
easat-10921	101	68	science	science	NOUN
easat-10921	101	69	and	and	CCONJ
easat-10921	101	70	technology	technology	NOUN
easat-10921	101	71	issn	issn	PROPN
easat-10921	101	72	:	:	PUNCT
easat-10921	101	73	2576	2576	NUM
easat-10921	101	74	-	-	SYM
easat-10921	101	75	8484	8484	NUM
easat-10921	101	76	vol	vol	NOUN
easat-10921	101	77	.	.	PROPN
easat-10921	102	1	9	9	NUM
easat-10921	102	2	,	,	PUNCT
easat-10921	102	3	no	no	INTJ
easat-10921	102	4	.	.	NOUN
easat-10921	102	5	11	11	NUM
easat-10921	102	6	:	:	PUNCT
easat-10921	102	7	600	600	NUM
easat-10921	102	8	-	-	NUM
easat-10921	102	9	612	612	NUM
easat-10921	102	10	,	,	PUNCT
easat-10921	102	11	2025	2025	NUM
easat-10921	102	12	doi	doi	NOUN
easat-10921	102	13	:	:	PUNCT
easat-10921	102	14	10.55214/2576	10.55214/2576	NUM
easat-10921	102	15	-	-	SYM
easat-10921	102	16	8484.v9i11.10921	8484.v9i11.10921	NUM
easat-10921	102	17	©	©	ADP
easat-10921	102	18	2025	2025	NUM
easat-10921	102	19	by	by	ADP
easat-10921	102	20	the	the	DET
easat-10921	102	21	authors	author	NOUN
easat-10921	102	22	;	;	PUNCT
easat-10921	102	23	licensee	licensee	PROPN
easat-10921	102	24	learning	learning	NOUN
easat-10921	102	25	gate	gate	VERB
easat-10921	102	26	islamic	islamic	PROPN
easat-10921	102	27	microfinance	microfinance	NOUN
easat-10921	102	28	institutions	institution	NOUN
easat-10921	102	29	(	(	PUNCT
easat-10921	102	30	lkm	lkm	PROPN
easat-10921	102	31	)	)	PUNCT
easat-10921	102	32	,	,	PUNCT
easat-10921	102	33	representatives	representative	NOUN
easat-10921	102	34	of	of	ADP
easat-10921	102	35	regulatory	regulatory	ADJ
easat-10921	102	36	authorities	authority	NOUN
easat-10921	102	37	,	,	PUNCT
easat-10921	102	38	and	and	CCONJ
easat-10921	102	39	academics	academic	NOUN
easat-10921	102	40	,	,	PUNCT
easat-10921	102	41	including	include	VERB
easat-10921	102	42	sharia	sharia	PROPN
easat-10921	102	43	scholars	scholar	NOUN
easat-10921	102	44	[	[	X
easat-10921	102	45	16	16	NUM
easat-10921	102	46	]	]	PUNCT
easat-10921	102	47	.	.	PUNCT
easat-10921	103	1	cases	case	NOUN
easat-10921	103	2	of	of	ADP
easat-10921	103	3	loan	loan	NOUN
easat-10921	103	4	defaults	default	NOUN
easat-10921	103	5	occur	occur	VERB
easat-10921	103	6	more	more	ADV
easat-10921	103	7	frequently	frequently	ADV
easat-10921	103	8	among	among	ADP
easat-10921	103	9	islamic	islamic	ADJ
easat-10921	103	10	loan	loan	NOUN
easat-10921	103	11	borrowers	borrower	NOUN
easat-10921	103	12	in	in	ADP
easat-10921	103	13	afghanistan	afghanistan	PROPN
easat-10921	103	14	than	than	ADP
easat-10921	103	15	among	among	ADP
easat-10921	103	16	conventional	conventional	ADJ
easat-10921	103	17	loan	loan	NOUN
easat-10921	103	18	borrowers	borrower	NOUN
easat-10921	103	19	,	,	PUNCT
easat-10921	103	20	especially	especially	ADV
easat-10921	103	21	in	in	ADP
easat-10921	103	22	areas	area	NOUN
easat-10921	103	23	controlled	control	VERB
easat-10921	103	24	by	by	ADP
easat-10921	103	25	the	the	DET
easat-10921	103	26	taliban	taliban	PROPN
easat-10921	103	27	.	.	PUNCT
easat-10921	104	1	further	further	ADJ
easat-10921	104	2	support	support	NOUN
easat-10921	104	3	from	from	ADP
easat-10921	104	4	islamic	islamic	ADJ
easat-10921	104	5	lending	lending	NOUN
easat-10921	104	6	microfinance	microfinance	NOUN
easat-10921	104	7	institutions	institution	NOUN
easat-10921	104	8	includes	include	VERB
easat-10921	104	9	business	business	NOUN
easat-10921	104	10	murabahah	murabahah	NOUN
easat-10921	104	11	loans	loan	NOUN
easat-10921	104	12	with	with	ADP
easat-10921	104	13	special	special	ADJ
easat-10921	104	14	group	group	NOUN
easat-10921	104	15	loan	loan	NOUN
easat-10921	104	16	schemes	scheme	NOUN
easat-10921	104	17	for	for	ADP
easat-10921	104	18	women	woman	NOUN
easat-10921	104	19	,	,	PUNCT
easat-10921	104	20	which	which	PRON
easat-10921	104	21	facilitate	facilitate	VERB
easat-10921	104	22	the	the	DET
easat-10921	104	23	smooth	smooth	ADJ
easat-10921	104	24	transition	transition	NOUN
easat-10921	104	25	of	of	ADP
easat-10921	104	26	the	the	DET
easat-10921	104	27	microfinance	microfinance	NOUN
easat-10921	104	28	industry	industry	NOUN
easat-10921	105	1	[	[	X
easat-10921	105	2	17	17	NUM
easat-10921	105	3	]	]	PUNCT
easat-10921	105	4	.	.	PUNCT
easat-10921	106	1	4.1.2	4.1.2	X
easat-10921	106	2	.	.	PUNCT
easat-10921	106	3	experience	experience	NOUN
easat-10921	106	4	in	in	ADP
easat-10921	106	5	farming	farming	NOUN
easat-10921	106	6	(	(	PUNCT
easat-10921	106	7	x2	x2	ADJ
easat-10921	106	8	)	)	PUNCT
easat-10921	106	9	experience	experience	NOUN
easat-10921	106	10	in	in	ADP
easat-10921	106	11	farming	farming	NOUN
easat-10921	106	12	influences	influence	NOUN
easat-10921	106	13	the	the	DET
easat-10921	106	14	decision	decision	NOUN
easat-10921	106	15	to	to	PART
easat-10921	106	16	take	take	VERB
easat-10921	106	17	out	out	ADP
easat-10921	106	18	a	a	DET
easat-10921	106	19	loan	loan	NOUN
easat-10921	106	20	because	because	SCONJ
easat-10921	106	21	the	the	DET
easat-10921	106	22	amount	amount	NOUN
easat-10921	106	23	of	of	ADP
easat-10921	106	24	time	time	NOUN
easat-10921	106	25	spent	spend	VERB
easat-10921	106	26	in	in	ADP
easat-10921	106	27	farming	farming	NOUN
easat-10921	106	28	determines	determine	NOUN
easat-10921	106	29	whether	whether	SCONJ
easat-10921	106	30	it	it	PRON
easat-10921	106	31	is	be	AUX
easat-10921	106	32	necessary	necessary	ADJ
easat-10921	106	33	to	to	PART
easat-10921	106	34	utilize	utilize	VERB
easat-10921	106	35	a	a	DET
easat-10921	106	36	loan	loan	NOUN
easat-10921	106	37	.	.	PUNCT
easat-10921	107	1	as	as	ADP
easat-10921	107	2	a	a	DET
easat-10921	107	3	reference	reference	NOUN
easat-10921	107	4	,	,	PUNCT
easat-10921	107	5	respondent	respondent	NOUN
easat-10921	107	6	farmers	farmer	NOUN
easat-10921	107	7	were	be	AUX
easat-10921	107	8	grouped	group	VERB
easat-10921	107	9	into	into	ADP
easat-10921	107	10	those	those	PRON
easat-10921	107	11	with	with	ADP
easat-10921	107	12	less	less	ADJ
easat-10921	107	13	than	than	ADP
easat-10921	107	14	20	20	NUM
easat-10921	107	15	years	year	NOUN
easat-10921	107	16	and	and	CCONJ
easat-10921	107	17	more	more	ADJ
easat-10921	107	18	than	than	ADP
easat-10921	107	19	20	20	NUM
easat-10921	107	20	years	year	NOUN
easat-10921	107	21	of	of	ADP
easat-10921	107	22	farming	farming	NOUN
easat-10921	107	23	experience	experience	NOUN
easat-10921	107	24	.	.	PUNCT
easat-10921	108	1	the	the	DET
easat-10921	108	2	research	research	NOUN
easat-10921	108	3	results	result	NOUN
easat-10921	108	4	showed	show	VERB
easat-10921	108	5	that	that	SCONJ
easat-10921	108	6	respondent	respondent	NOUN
easat-10921	108	7	farmers	farmer	NOUN
easat-10921	108	8	with	with	ADP
easat-10921	108	9	either	either	CCONJ
easat-10921	108	10	less	less	ADJ
easat-10921	108	11	than	than	ADP
easat-10921	108	12	20	20	NUM
easat-10921	108	13	years	year	NOUN
easat-10921	108	14	or	or	CCONJ
easat-10921	108	15	more	more	ADJ
easat-10921	108	16	than	than	ADP
easat-10921	108	17	20	20	NUM
easat-10921	108	18	years	year	NOUN
easat-10921	108	19	of	of	ADP
easat-10921	108	20	farming	farming	NOUN
easat-10921	108	21	experience	experience	NOUN
easat-10921	108	22	utilized	utilize	VERB
easat-10921	108	23	people	people	NOUN
easat-10921	108	24	's	's	PART
easat-10921	108	25	business	business	NOUN
easat-10921	108	26	credit	credit	NOUN
easat-10921	108	27	loans	loan	NOUN
easat-10921	108	28	for	for	ADP
easat-10921	108	29	their	their	PRON
easat-10921	108	30	farming	farming	NOUN
easat-10921	108	31	activities	activity	NOUN
easat-10921	108	32	.	.	PUNCT
easat-10921	109	1	the	the	DET
easat-10921	109	2	results	result	NOUN
easat-10921	109	3	of	of	ADP
easat-10921	109	4	a	a	DET
easat-10921	109	5	comparison	comparison	NOUN
easat-10921	109	6	of	of	ADP
easat-10921	109	7	farming	farming	NOUN
easat-10921	109	8	experience	experience	NOUN
easat-10921	109	9	with	with	ADP
easat-10921	109	10	non	non	ADJ
easat-10921	109	11	-	-	ADJ
easat-10921	109	12	participating	participate	VERB
easat-10921	109	13	farmers	farmer	NOUN
easat-10921	109	14	are	be	AUX
easat-10921	109	15	presented	present	VERB
easat-10921	109	16	in	in	ADP
easat-10921	109	17	figure	figure	NOUN
easat-10921	109	18	3	3	NUM
easat-10921	109	19	.	.	PUNCT
easat-10921	109	20	figure	figure	NOUN
easat-10921	109	21	3	3	NUM
easat-10921	109	22	.	.	NOUN
easat-10921	109	23	comparison	comparison	NOUN
easat-10921	109	24	of	of	ADP
easat-10921	109	25	farming	farming	NOUN
easat-10921	109	26	experience	experience	NOUN
easat-10921	109	27	.	.	PUNCT
easat-10921	110	1	from	from	ADP
easat-10921	110	2	figure	figure	NOUN
easat-10921	110	3	3	3	NUM
easat-10921	110	4	,	,	PUNCT
easat-10921	110	5	it	it	PRON
easat-10921	110	6	can	can	AUX
easat-10921	110	7	be	be	AUX
easat-10921	110	8	said	say	VERB
easat-10921	110	9	that	that	SCONJ
easat-10921	110	10	the	the	DET
easat-10921	110	11	people	people	NOUN
easat-10921	110	12	's	's	PART
easat-10921	110	13	business	business	NOUN
easat-10921	110	14	credit	credit	NOUN
easat-10921	110	15	participants	participant	NOUN
easat-10921	110	16	'	'	PART
easat-10921	110	17	farming	farming	NOUN
easat-10921	110	18	experience	experience	NOUN
easat-10921	110	19	varies	vary	VERB
easat-10921	110	20	from	from	ADP
easat-10921	110	21	young	young	ADJ
easat-10921	110	22	to	to	ADP
easat-10921	110	23	old	old	ADJ
easat-10921	110	24	,	,	PUNCT
easat-10921	110	25	while	while	SCONJ
easat-10921	110	26	non	non	ADJ
easat-10921	110	27	-	-	ADJ
easat-10921	110	28	participant	participant	ADJ
easat-10921	110	29	farmers	farmer	NOUN
easat-10921	110	30	have	have	VERB
easat-10921	110	31	the	the	DET
easat-10921	110	32	same	same	ADJ
easat-10921	110	33	age	age	NOUN
easat-10921	110	34	experience	experience	NOUN
easat-10921	110	35	.	.	PUNCT
easat-10921	111	1	this	this	PRON
easat-10921	111	2	shows	show	VERB
easat-10921	111	3	that	that	SCONJ
easat-10921	111	4	farming	farming	NOUN
easat-10921	111	5	experience	experience	NOUN
easat-10921	111	6	has	have	VERB
easat-10921	111	7	an	an	DET
easat-10921	111	8	impact	impact	NOUN
easat-10921	111	9	on	on	ADP
easat-10921	111	10	people	people	NOUN
easat-10921	111	11	's	's	PART
easat-10921	111	12	business	business	NOUN
easat-10921	111	13	credit	credit	NOUN
easat-10921	111	14	decisions	decision	NOUN
easat-10921	111	15	.	.	PUNCT
easat-10921	112	1	4.1.3	4.1.3	X
easat-10921	112	2	.	.	PUNCT
easat-10921	112	3	land	land	NOUN
easat-10921	112	4	area	area	NOUN
easat-10921	112	5	(	(	PUNCT
easat-10921	112	6	x3	x3	ADJ
easat-10921	112	7	)	)	PUNCT
easat-10921	112	8	the	the	DET
easat-10921	112	9	land	land	NOUN
easat-10921	112	10	area	area	NOUN
easat-10921	112	11	in	in	ADP
easat-10921	112	12	this	this	DET
easat-10921	112	13	study	study	NOUN
easat-10921	112	14	is	be	AUX
easat-10921	112	15	categorized	categorize	VERB
easat-10921	112	16	into	into	ADP
easat-10921	112	17	two	two	NUM
easat-10921	112	18	groups	group	NOUN
easat-10921	112	19	:	:	PUNCT
easat-10921	112	20	less	less	ADJ
easat-10921	112	21	than	than	ADP
easat-10921	112	22	0.5	0.5	NUM
easat-10921	112	23	ha	ha	INTJ
easat-10921	112	24	and	and	CCONJ
easat-10921	112	25	more	more	ADJ
easat-10921	112	26	than	than	ADP
easat-10921	112	27	0.5	0.5	NUM
easat-10921	112	28	ha	ha	NOUN
easat-10921	112	29	.	.	PROPN
easat-10921	112	30	respondent	respondent	NOUN
easat-10921	112	31	farmers	farmer	NOUN
easat-10921	112	32	who	who	PRON
easat-10921	112	33	used	use	VERB
easat-10921	112	34	loans	loan	NOUN
easat-10921	112	35	with	with	ADP
easat-10921	112	36	a	a	DET
easat-10921	112	37	land	land	NOUN
easat-10921	112	38	area	area	NOUN
easat-10921	112	39	>	>	X
easat-10921	112	40	0.5	0.5	NUM
easat-10921	112	41	ha	ha	INTJ
easat-10921	112	42	accounted	account	VERB
easat-10921	112	43	for	for	ADP
easat-10921	112	44	65.91	65.91	NUM
easat-10921	112	45	%	%	NOUN
easat-10921	112	46	,	,	PUNCT
easat-10921	112	47	while	while	SCONJ
easat-10921	112	48	those	those	PRON
easat-10921	112	49	with	with	ADP
easat-10921	112	50	a	a	DET
easat-10921	112	51	land	land	NOUN
easat-10921	112	52	area	area	NOUN
easat-10921	112	53	<	<	X
easat-10921	112	54	0.5	0.5	NUM
easat-10921	112	55	ha	ha	INTJ
easat-10921	112	56	comprised	comprise	VERB
easat-10921	112	57	34.09	34.09	NUM
easat-10921	112	58	%	%	NOUN
easat-10921	112	59	.	.	PUNCT
easat-10921	113	1	compared	compare	VERB
easat-10921	113	2	with	with	ADP
easat-10921	113	3	farmers	farmer	NOUN
easat-10921	113	4	who	who	PRON
easat-10921	113	5	are	be	AUX
easat-10921	113	6	not	not	PART
easat-10921	113	7	loan	loan	NOUN
easat-10921	113	8	participants	participant	NOUN
easat-10921	113	9	,	,	PUNCT
easat-10921	113	10	this	this	DET
easat-10921	113	11	information	information	NOUN
easat-10921	113	12	is	be	AUX
easat-10921	113	13	illustrated	illustrate	VERB
easat-10921	113	14	in	in	ADP
easat-10921	113	15	figure	figure	NOUN
easat-10921	113	16	4	4	NUM
easat-10921	113	17	.	.	NOUN
easat-10921	114	1	5	5	NUM
easat-10921	114	2	0	0	NUM
easat-10921	114	3	5	5	NUM
easat-10921	114	4	0	0	NUM
easat-10921	114	5	1	1	NUM
easat-10921	114	6	0	0	NUM
easat-10921	114	7	0	0	NUM
easat-10921	114	8	k	k	NOUN
easat-10921	114	9	u	u	PROPN
easat-10921	114	10	r	r	NOUN
easat-10921	114	11	p	p	NOUN
easat-10921	114	12	a	a	DET
easat-10921	114	13	r	r	NOUN
easat-10921	114	14	t	t	NOUN
easat-10921	114	15	ic	ic	INTJ
easat-10921	114	16	ip	ip	VERB
easat-10921	114	17	a	a	DET
easat-10921	114	18	n	n	NOUN
easat-10921	114	19	t	t	NOUN
easat-10921	114	20	'	'	PUNCT
easat-10921	114	21	s	s	PROPN
easat-10921	114	22	n	n	NUM
easat-10921	114	23	o	o	NOUN
easat-10921	114	24	n	n	CCONJ
easat-10921	114	25	k	k	X
easat-10921	114	26	u	u	NOUN
easat-10921	114	27	r	r	NOUN
easat-10921	114	28	p	p	NOUN
easat-10921	114	29	a	a	DET
easat-10921	114	30	r	r	NOUN
easat-10921	114	31	t	t	NOUN
easat-10921	114	32	ic	ic	INTJ
easat-10921	114	33	ip	ip	VERB
easat-10921	114	34	a	a	DET
easat-10921	114	35	n	n	NOUN
easat-10921	114	36	t	t	NOUN
easat-10921	114	37	'	'	PUNCT
easat-10921	114	38	s	s	NOUN
easat-10921	114	39	experience	experience	NOUN
easat-10921	114	40	in	in	ADP
easat-10921	114	41	farming	farm	VERB
easat-10921	114	42	<	<	X
easat-10921	114	43	20	20	NUM
easat-10921	114	44	year	year	NOUN
easat-10921	114	45	's	's	PART
easat-10921	114	46	>	>	SYM
easat-10921	114	47	20	20	NUM
easat-10921	114	48	year	year	NOUN
easat-10921	114	49	's	's	PART
easat-10921	114	50	605	605	NUM
easat-10921	114	51	edelweiss	edelweiss	PROPN
easat-10921	114	52	applied	apply	VERB
easat-10921	114	53	science	science	NOUN
easat-10921	114	54	and	and	CCONJ
easat-10921	114	55	technology	technology	NOUN
easat-10921	114	56	issn	issn	PROPN
easat-10921	114	57	:	:	PUNCT
easat-10921	114	58	2576	2576	NUM
easat-10921	114	59	-	-	SYM
easat-10921	114	60	8484	8484	NUM
easat-10921	114	61	vol	vol	NOUN
easat-10921	114	62	.	.	PROPN
easat-10921	115	1	9	9	NUM
easat-10921	115	2	,	,	PUNCT
easat-10921	115	3	no	no	INTJ
easat-10921	115	4	.	.	NOUN
easat-10921	115	5	11	11	NUM
easat-10921	115	6	:	:	PUNCT
easat-10921	115	7	600	600	NUM
easat-10921	115	8	-	-	NUM
easat-10921	115	9	612	612	NUM
easat-10921	115	10	,	,	PUNCT
easat-10921	115	11	2025	2025	NUM
easat-10921	115	12	doi	doi	NOUN
easat-10921	115	13	:	:	PUNCT
easat-10921	115	14	10.55214/2576	10.55214/2576	NUM
easat-10921	115	15	-	-	SYM
easat-10921	115	16	8484.v9i11.10921	8484.v9i11.10921	NUM
easat-10921	115	17	©	©	ADP
easat-10921	115	18	2025	2025	NUM
easat-10921	115	19	by	by	ADP
easat-10921	115	20	the	the	DET
easat-10921	115	21	authors	author	NOUN
easat-10921	115	22	;	;	PUNCT
easat-10921	115	23	licensee	licensee	PROPN
easat-10921	115	24	learning	learn	VERB
easat-10921	115	25	gate	gate	NOUN
easat-10921	115	26	figure	figure	NOUN
easat-10921	115	27	4	4	NUM
easat-10921	115	28	.	.	NOUN
easat-10921	115	29	comparison	comparison	NOUN
easat-10921	115	30	of	of	ADP
easat-10921	115	31	land	land	NOUN
easat-10921	115	32	area	area	NOUN
easat-10921	115	33	.	.	PUNCT
easat-10921	116	1	the	the	DET
easat-10921	116	2	comparison	comparison	NOUN
easat-10921	116	3	results	result	VERB
easat-10921	116	4	in	in	ADP
easat-10921	116	5	figure	figure	NOUN
easat-10921	116	6	4	4	NUM
easat-10921	116	7	show	show	VERB
easat-10921	116	8	that	that	SCONJ
easat-10921	116	9	most	most	ADJ
easat-10921	116	10	participating	participate	VERB
easat-10921	116	11	farmers	farmer	NOUN
easat-10921	116	12	have	have	VERB
easat-10921	116	13	a	a	DET
easat-10921	116	14	land	land	NOUN
easat-10921	116	15	area	area	NOUN
easat-10921	116	16	of	of	ADP
easat-10921	116	17	more	more	ADJ
easat-10921	116	18	than	than	ADP
easat-10921	116	19	0.5	0.5	NUM
easat-10921	116	20	ha	ha	INTJ
easat-10921	116	21	.	.	PUNCT
easat-10921	116	22	borrowing	borrowing	NOUN
easat-10921	116	23	is	be	AUX
easat-10921	116	24	done	do	VERB
easat-10921	116	25	to	to	PART
easat-10921	116	26	meet	meet	VERB
easat-10921	116	27	the	the	DET
easat-10921	116	28	capital	capital	NOUN
easat-10921	116	29	needs	need	NOUN
easat-10921	116	30	of	of	ADP
easat-10921	116	31	farming	farming	NOUN
easat-10921	116	32	businesses	business	NOUN
easat-10921	116	33	because	because	SCONJ
easat-10921	116	34	large	large	ADJ
easat-10921	116	35	areas	area	NOUN
easat-10921	116	36	of	of	ADP
easat-10921	116	37	land	land	NOUN
easat-10921	116	38	require	require	VERB
easat-10921	116	39	more	more	ADJ
easat-10921	116	40	production	production	NOUN
easat-10921	116	41	facilities	facility	NOUN
easat-10921	116	42	.	.	PUNCT
easat-10921	117	1	4.1.4	4.1.4	X
easat-10921	117	2	.	.	PUNCT
easat-10921	118	1	ease	ease	NOUN
easat-10921	118	2	of	of	ADP
easat-10921	118	3	getting	get	VERB
easat-10921	118	4	access	access	NOUN
easat-10921	118	5	to	to	ADP
easat-10921	118	6	loans	loan	NOUN
easat-10921	118	7	(	(	PUNCT
easat-10921	118	8	x4	x4	PROPN
easat-10921	118	9	)	)	PUNCT
easat-10921	118	10	the	the	DET
easat-10921	118	11	results	result	NOUN
easat-10921	118	12	of	of	ADP
easat-10921	118	13	observing	observe	VERB
easat-10921	118	14	the	the	DET
easat-10921	118	15	ease	ease	NOUN
easat-10921	118	16	of	of	ADP
easat-10921	118	17	access	access	NOUN
easat-10921	118	18	and	and	CCONJ
easat-10921	118	19	obtaining	obtain	VERB
easat-10921	118	20	loans	loan	NOUN
easat-10921	118	21	for	for	ADP
easat-10921	118	22	loan	loan	NOUN
easat-10921	118	23	-	-	PUNCT
easat-10921	118	24	participating	participate	VERB
easat-10921	118	25	farmers	farmer	NOUN
easat-10921	118	26	can	can	AUX
easat-10921	118	27	be	be	AUX
easat-10921	118	28	divided	divide	VERB
easat-10921	118	29	into	into	ADP
easat-10921	118	30	two	two	NUM
easat-10921	118	31	categories	category	NOUN
easat-10921	118	32	:	:	PUNCT
easat-10921	118	33	those	those	PRON
easat-10921	118	34	who	who	PRON
easat-10921	118	35	find	find	VERB
easat-10921	118	36	it	it	PRON
easat-10921	118	37	easy	easy	ADJ
easat-10921	118	38	to	to	PART
easat-10921	118	39	get	get	VERB
easat-10921	118	40	a	a	DET
easat-10921	118	41	loan	loan	NOUN
easat-10921	118	42	and	and	CCONJ
easat-10921	118	43	those	those	PRON
easat-10921	118	44	who	who	PRON
easat-10921	118	45	find	find	VERB
easat-10921	118	46	it	it	PRON
easat-10921	118	47	difficult	difficult	ADJ
easat-10921	118	48	.	.	PUNCT
easat-10921	119	1	the	the	DET
easat-10921	119	2	observation	observation	NOUN
easat-10921	119	3	shows	show	VERB
easat-10921	119	4	that	that	SCONJ
easat-10921	119	5	59.09	59.09	NUM
easat-10921	119	6	%	%	NOUN
easat-10921	119	7	of	of	ADP
easat-10921	119	8	farmers	farmer	NOUN
easat-10921	119	9	reported	report	VERB
easat-10921	119	10	it	it	PRON
easat-10921	119	11	was	be	AUX
easat-10921	119	12	difficult	difficult	ADJ
easat-10921	119	13	to	to	PART
easat-10921	119	14	obtain	obtain	VERB
easat-10921	119	15	a	a	DET
easat-10921	119	16	loan	loan	NOUN
easat-10921	119	17	,	,	PUNCT
easat-10921	119	18	while	while	SCONJ
easat-10921	119	19	40.91	40.91	NUM
easat-10921	119	20	%	%	NOUN
easat-10921	119	21	found	find	VERB
easat-10921	119	22	it	it	PRON
easat-10921	119	23	easy	easy	ADJ
easat-10921	119	24	.	.	PUNCT
easat-10921	120	1	when	when	SCONJ
easat-10921	120	2	compared	compare	VERB
easat-10921	120	3	with	with	ADP
easat-10921	120	4	farmers	farmer	NOUN
easat-10921	120	5	who	who	PRON
easat-10921	120	6	do	do	AUX
easat-10921	120	7	not	not	PART
easat-10921	120	8	participate	participate	VERB
easat-10921	120	9	in	in	ADP
easat-10921	120	10	loans	loan	NOUN
easat-10921	120	11	,	,	PUNCT
easat-10921	120	12	these	these	DET
easat-10921	120	13	results	result	NOUN
easat-10921	120	14	are	be	AUX
easat-10921	120	15	illustrated	illustrate	VERB
easat-10921	120	16	in	in	ADP
easat-10921	120	17	figure	figure	NOUN
easat-10921	120	18	5	5	NUM
easat-10921	120	19	.	.	PUNCT
easat-10921	121	1	figure	figure	NOUN
easat-10921	121	2	5	5	NUM
easat-10921	121	3	.	.	PUNCT
easat-10921	121	4	comparison	comparison	NOUN
easat-10921	121	5	of	of	ADP
easat-10921	121	6	the	the	DET
easat-10921	121	7	ease	ease	NOUN
easat-10921	121	8	of	of	ADP
easat-10921	121	9	obtaining	obtain	VERB
easat-10921	121	10	people	people	NOUN
easat-10921	121	11	's	's	PART
easat-10921	121	12	business	business	NOUN
easat-10921	121	13	credit	credit	NOUN
easat-10921	121	14	.	.	PUNCT
easat-10921	122	1	3	3	NUM
easat-10921	122	2	4	4	NUM
easat-10921	122	3	.0	.0	NUM
easat-10921	122	4	1	1	NUM
easat-10921	122	5	4	4	NUM
easat-10921	122	6	7	7	NUM
easat-10921	122	7	.2	.2	NUM
easat-10921	122	8	2	2	NUM
easat-10921	122	9	6	6	NUM
easat-10921	122	10	5	5	NUM
easat-10921	122	11	.9	.9	NUM
easat-10921	122	12	1	1	NUM
easat-10921	122	13	5	5	NUM
easat-10921	122	14	2	2	NUM
easat-10921	122	15	.7	.7	NUM
easat-10921	122	16	8	8	NUM
easat-10921	122	17	k	k	NOUN
easat-10921	122	18	u	u	NOUN
easat-10921	122	19	r	r	NOUN
easat-10921	122	20	p	p	NOUN
easat-10921	122	21	a	a	DET
easat-10921	122	22	r	r	NOUN
easat-10921	122	23	t	t	NOUN
easat-10921	122	24	ic	ic	INTJ
easat-10921	122	25	ip	ip	VERB
easat-10921	122	26	a	a	DET
easat-10921	122	27	n	n	NOUN
easat-10921	122	28	t	t	NOUN
easat-10921	122	29	'	'	PUNCT
easat-10921	122	30	s	s	PROPN
easat-10921	122	31	n	n	NUM
easat-10921	122	32	o	o	NOUN
easat-10921	123	1	n	n	CCONJ
easat-10921	123	2	k	k	X
easat-10921	123	3	u	u	NOUN
easat-10921	123	4	r	r	NOUN
easat-10921	123	5	p	p	NOUN
easat-10921	123	6	a	a	DET
easat-10921	123	7	r	r	NOUN
easat-10921	123	8	t	t	NOUN
easat-10921	123	9	ic	ic	INTJ
easat-10921	123	10	ip	ip	VERB
easat-10921	123	11	a	a	DET
easat-10921	123	12	n	n	NOUN
easat-10921	123	13	t	t	NOUN
easat-10921	123	14	'	'	PUNCT
easat-10921	123	15	s	s	PROPN
easat-10921	123	16	land	land	NOUN
easat-10921	123	17	area	area	NOUN
easat-10921	123	18	responden	responden	VERB
easat-10921	123	19	<	<	X
easat-10921	123	20	0.5	0.5	NUM
easat-10921	123	21	ha	ha	INTJ
easat-10921	123	22	>	>	X
easat-10921	123	23	0.5	0.5	NUM
easat-10921	123	24	ha	ha	INTJ
easat-10921	123	25	5	5	NUM
easat-10921	123	26	9	9	NUM
easat-10921	123	27	.0	.0	NUM
easat-10921	123	28	9	9	NUM
easat-10921	124	1	5	5	NUM
easat-10921	124	2	5	5	NUM
easat-10921	124	3	.5	.5	NUM
easat-10921	124	4	6	6	NUM
easat-10921	124	5	4	4	NUM
easat-10921	124	6	0	0	NUM
easat-10921	124	7	.9	.9	NUM
easat-10921	124	8	1	1	NUM
easat-10921	124	9	4	4	NUM
easat-10921	124	10	4	4	NUM
easat-10921	124	11	.4	.4	NUM
easat-10921	124	12	4	4	NUM
easat-10921	124	13	k	k	NOUN
easat-10921	124	14	u	u	NOUN
easat-10921	124	15	r	r	NOUN
easat-10921	124	16	p	p	NOUN
easat-10921	124	17	a	a	DET
easat-10921	124	18	r	r	NOUN
easat-10921	124	19	t	t	NOUN
easat-10921	124	20	ic	ic	INTJ
easat-10921	124	21	ip	ip	VERB
easat-10921	124	22	a	a	DET
easat-10921	124	23	n	n	NOUN
easat-10921	124	24	t	t	NOUN
easat-10921	124	25	'	'	PUNCT
easat-10921	124	26	s	s	PROPN
easat-10921	124	27	n	n	NUM
easat-10921	124	28	o	o	NOUN
easat-10921	124	29	n	n	CCONJ
easat-10921	124	30	k	k	X
easat-10921	124	31	u	u	NOUN
easat-10921	124	32	r	r	NOUN
easat-10921	124	33	p	p	NOUN
easat-10921	124	34	a	a	DET
easat-10921	124	35	r	r	NOUN
easat-10921	124	36	t	t	NOUN
easat-10921	124	37	ic	ic	INTJ
easat-10921	124	38	ip	ip	VERB
easat-10921	124	39	a	a	DET
easat-10921	124	40	n	n	NOUN
easat-10921	124	41	t	t	NOUN
easat-10921	124	42	'	'	PUNCT
easat-10921	124	43	s	s	NOUN
easat-10921	124	44	acces	acce	NOUN
easat-10921	124	45	to	to	ADP
easat-10921	124	46	loans	loan	NOUN
easat-10921	124	47	difficult	difficult	ADJ
easat-10921	124	48	easy	easy	ADJ
easat-10921	124	49	606	606	NUM
easat-10921	124	50	edelweiss	edelweiss	PROPN
easat-10921	124	51	applied	apply	VERB
easat-10921	124	52	science	science	NOUN
easat-10921	124	53	and	and	CCONJ
easat-10921	124	54	technology	technology	NOUN
easat-10921	124	55	issn	issn	PROPN
easat-10921	124	56	:	:	PUNCT
easat-10921	124	57	2576	2576	NUM
easat-10921	124	58	-	-	SYM
easat-10921	124	59	8484	8484	NUM
easat-10921	124	60	vol	vol	NOUN
easat-10921	124	61	.	.	PROPN
easat-10921	125	1	9	9	NUM
easat-10921	125	2	,	,	PUNCT
easat-10921	125	3	no	no	INTJ
easat-10921	125	4	.	.	NOUN
easat-10921	125	5	11	11	NUM
easat-10921	125	6	:	:	PUNCT
easat-10921	125	7	600	600	NUM
easat-10921	125	8	-	-	NUM
easat-10921	125	9	612	612	NUM
easat-10921	125	10	,	,	PUNCT
easat-10921	125	11	2025	2025	NUM
easat-10921	125	12	doi	doi	NOUN
easat-10921	125	13	:	:	PUNCT
easat-10921	125	14	10.55214/2576	10.55214/2576	NUM
easat-10921	125	15	-	-	SYM
easat-10921	125	16	8484.v9i11.10921	8484.v9i11.10921	NUM
easat-10921	125	17	©	©	ADP
easat-10921	125	18	2025	2025	NUM
easat-10921	125	19	by	by	ADP
easat-10921	125	20	the	the	DET
easat-10921	125	21	authors	author	NOUN
easat-10921	125	22	;	;	PUNCT
easat-10921	125	23	licensee	licensee	PROPN
easat-10921	125	24	learning	learning	NOUN
easat-10921	125	25	gate	gate	VERB
easat-10921	125	26	the	the	DET
easat-10921	125	27	figure	figure	NOUN
easat-10921	125	28	shows	show	VERB
easat-10921	125	29	that	that	SCONJ
easat-10921	125	30	access	access	NOUN
easat-10921	125	31	to	to	ADP
easat-10921	125	32	people	people	NOUN
easat-10921	125	33	's	's	PART
easat-10921	125	34	business	business	NOUN
easat-10921	125	35	credit	credit	NOUN
easat-10921	125	36	is	be	AUX
easat-10921	125	37	difficult	difficult	ADJ
easat-10921	125	38	because	because	SCONJ
easat-10921	125	39	there	there	PRON
easat-10921	125	40	are	be	VERB
easat-10921	125	41	requirements	requirement	NOUN
easat-10921	125	42	that	that	PRON
easat-10921	125	43	are	be	AUX
easat-10921	125	44	difficult	difficult	ADJ
easat-10921	125	45	for	for	SCONJ
easat-10921	125	46	customers	customer	NOUN
easat-10921	125	47	to	to	PART
easat-10921	125	48	fulfill	fulfill	VERB
easat-10921	125	49	,	,	PUNCT
easat-10921	125	50	such	such	ADJ
easat-10921	125	51	as	as	ADP
easat-10921	125	52	collateral	collateral	ADJ
easat-10921	125	53	requirements	requirement	NOUN
easat-10921	125	54	held	hold	VERB
easat-10921	125	55	by	by	ADP
easat-10921	125	56	prospective	prospective	ADJ
easat-10921	125	57	borrowers	borrower	NOUN
easat-10921	125	58	,	,	PUNCT
easat-10921	125	59	which	which	PRON
easat-10921	125	60	are	be	AUX
easat-10921	125	61	used	use	VERB
easat-10921	125	62	as	as	ADP
easat-10921	125	63	guarantees	guarantee	NOUN
easat-10921	125	64	for	for	ADP
easat-10921	125	65	the	the	DET
easat-10921	125	66	borrower	borrower	NOUN
easat-10921	125	67	.	.	PUNCT
easat-10921	126	1	the	the	DET
easat-10921	126	2	results	result	NOUN
easat-10921	126	3	of	of	ADP
easat-10921	126	4	the	the	DET
easat-10921	126	5	research	research	NOUN
easat-10921	126	6	indicate	indicate	VERB
easat-10921	126	7	that	that	SCONJ
easat-10921	126	8	the	the	DET
easat-10921	126	9	capacity	capacity	NOUN
easat-10921	126	10	of	of	ADP
easat-10921	126	11	rice	rice	NOUN
easat-10921	126	12	farmers	farmer	NOUN
easat-10921	126	13	in	in	ADP
easat-10921	126	14	accessing	access	VERB
easat-10921	126	15	people	people	NOUN
easat-10921	126	16	's	's	PART
easat-10921	126	17	business	business	NOUN
easat-10921	126	18	credit	credit	NOUN
easat-10921	126	19	is	be	AUX
easat-10921	126	20	in	in	ADP
easat-10921	126	21	the	the	DET
easat-10921	126	22	high	high	ADJ
easat-10921	126	23	category	category	NOUN
easat-10921	126	24	.	.	PUNCT
easat-10921	127	1	farmers	farmer	NOUN
easat-10921	127	2	'	'	PART
easat-10921	127	3	capacity	capacity	NOUN
easat-10921	127	4	is	be	AUX
easat-10921	127	5	influenced	influence	VERB
easat-10921	127	6	by	by	ADP
easat-10921	127	7	the	the	DET
easat-10921	127	8	length	length	NOUN
easat-10921	127	9	of	of	ADP
easat-10921	127	10	their	their	PRON
easat-10921	127	11	farming	farming	NOUN
easat-10921	127	12	experience	experience	NOUN
easat-10921	127	13	,	,	PUNCT
easat-10921	127	14	support	support	NOUN
easat-10921	127	15	from	from	ADP
easat-10921	127	16	extension	extension	NOUN
easat-10921	127	17	services	service	NOUN
easat-10921	127	18	,	,	PUNCT
easat-10921	127	19	and	and	CCONJ
easat-10921	127	20	support	support	NOUN
easat-10921	127	21	from	from	ADP
easat-10921	127	22	the	the	DET
easat-10921	127	23	social	social	ADJ
easat-10921	127	24	environment	environment	NOUN
easat-10921	128	1	[	[	X
easat-10921	128	2	18	18	NUM
easat-10921	128	3	]	]	PUNCT
easat-10921	128	4	.	.	PUNCT
easat-10921	129	1	this	this	DET
easat-10921	129	2	malaysian	malaysian	ADJ
easat-10921	129	3	financial	financial	ADJ
easat-10921	129	4	institution	institution	NOUN
easat-10921	129	5	operates	operate	VERB
easat-10921	129	6	to	to	PART
easat-10921	129	7	improve	improve	VERB
easat-10921	129	8	the	the	DET
easat-10921	129	9	financial	financial	ADJ
easat-10921	129	10	performance	performance	NOUN
easat-10921	129	11	of	of	ADP
easat-10921	129	12	small	small	ADJ
easat-10921	129	13	industries	industry	NOUN
easat-10921	129	14	,	,	PUNCT
easat-10921	129	15	ensuring	ensure	VERB
easat-10921	129	16	that	that	SCONJ
easat-10921	129	17	the	the	DET
easat-10921	129	18	financial	financial	ADJ
easat-10921	129	19	system	system	NOUN
easat-10921	129	20	is	be	AUX
easat-10921	129	21	efficient	efficient	ADJ
easat-10921	129	22	[	[	X
easat-10921	129	23	19	19	NUM
easat-10921	129	24	]	]	PUNCT
easat-10921	129	25	.	.	PUNCT
easat-10921	130	1	microfinance	microfinance	NOUN
easat-10921	130	2	innovations	innovation	NOUN
easat-10921	130	3	such	such	ADJ
easat-10921	130	4	as	as	ADP
easat-10921	130	5	unsecured	unsecured	ADJ
easat-10921	130	6	loans	loan	NOUN
easat-10921	130	7	,	,	PUNCT
easat-10921	130	8	progressive	progressive	ADJ
easat-10921	130	9	loans	loan	NOUN
easat-10921	130	10	,	,	PUNCT
easat-10921	130	11	solidarity	solidarity	NOUN
easat-10921	130	12	groups	group	NOUN
easat-10921	130	13	,	,	PUNCT
easat-10921	130	14	and	and	CCONJ
easat-10921	130	15	relational	relational	ADJ
easat-10921	130	16	loans	loan	NOUN
easat-10921	130	17	serve	serve	VERB
easat-10921	130	18	the	the	DET
easat-10921	130	19	poorest	poor	ADJ
easat-10921	130	20	communities	community	NOUN
easat-10921	131	1	[	[	X
easat-10921	131	2	20	20	NUM
easat-10921	131	3	]	]	PUNCT
easat-10921	131	4	.	.	PUNCT
easat-10921	132	1	the	the	DET
easat-10921	132	2	establishment	establishment	NOUN
easat-10921	132	3	of	of	ADP
easat-10921	132	4	microfinance	microfinance	NOUN
easat-10921	132	5	institutions	institution	NOUN
easat-10921	132	6	in	in	ADP
easat-10921	132	7	malaysia	malaysia	PROPN
easat-10921	132	8	is	be	AUX
easat-10921	132	9	aimed	aim	VERB
easat-10921	132	10	at	at	ADP
easat-10921	132	11	meeting	meet	VERB
easat-10921	132	12	the	the	DET
easat-10921	132	13	financial	financial	ADJ
easat-10921	132	14	needs	need	NOUN
easat-10921	132	15	of	of	ADP
easat-10921	132	16	micro	micro	ADJ
easat-10921	132	17	and	and	CCONJ
easat-10921	132	18	small	small	ADJ
easat-10921	132	19	businesses	business	NOUN
easat-10921	132	20	.	.	PUNCT
easat-10921	133	1	rebates	rebate	NOUN
easat-10921	133	2	should	should	AUX
easat-10921	133	3	be	be	AUX
easat-10921	133	4	given	give	VERB
easat-10921	133	5	to	to	ADP
easat-10921	133	6	good	good	ADJ
easat-10921	133	7	borrowers	borrower	NOUN
easat-10921	133	8	to	to	PART
easat-10921	133	9	encourage	encourage	VERB
easat-10921	133	10	them	they	PRON
easat-10921	133	11	to	to	PART
easat-10921	133	12	repay	repay	VERB
easat-10921	133	13	their	their	PRON
easat-10921	133	14	loans	loan	NOUN
easat-10921	133	15	on	on	ADP
easat-10921	133	16	time	time	NOUN
easat-10921	133	17	without	without	ADP
easat-10921	133	18	delay	delay	NOUN
easat-10921	133	19	[	[	X
easat-10921	133	20	21	21	NUM
easat-10921	133	21	]	]	PUNCT
easat-10921	133	22	.	.	PUNCT
easat-10921	134	1	4.1.5	4.1.5	X
easat-10921	134	2	.	.	PUNCT
easat-10921	135	1	availability	availability	NOUN
easat-10921	135	2	of	of	ADP
easat-10921	135	3	cash	cash	NOUN
easat-10921	135	4	capital	capital	NOUN
easat-10921	135	5	(	(	PUNCT
easat-10921	135	6	x5	x5	NOUN
easat-10921	135	7	)	)	PUNCT
easat-10921	135	8	cash	cash	NOUN
easat-10921	135	9	capital	capital	NOUN
easat-10921	135	10	is	be	AUX
easat-10921	135	11	initial	initial	ADJ
easat-10921	135	12	capital	capital	NOUN
easat-10921	135	13	prepared	prepare	VERB
easat-10921	135	14	to	to	PART
easat-10921	135	15	provide	provide	VERB
easat-10921	135	16	production	production	NOUN
easat-10921	135	17	facilities	facility	NOUN
easat-10921	135	18	for	for	ADP
easat-10921	135	19	farming	farming	NOUN
easat-10921	135	20	,	,	PUNCT
easat-10921	135	21	thus	thus	ADV
easat-10921	135	22	helping	help	VERB
easat-10921	135	23	the	the	DET
easat-10921	135	24	farming	farming	NOUN
easat-10921	135	25	business	business	NOUN
easat-10921	135	26	run	run	VERB
easat-10921	135	27	smoothly	smoothly	ADV
easat-10921	135	28	,	,	PUNCT
easat-10921	135	29	which	which	PRON
easat-10921	135	30	has	have	VERB
easat-10921	135	31	an	an	DET
easat-10921	135	32	impact	impact	NOUN
easat-10921	135	33	on	on	ADP
easat-10921	135	34	farmers	farmer	NOUN
easat-10921	135	35	'	'	PART
easat-10921	135	36	production	production	NOUN
easat-10921	135	37	and	and	CCONJ
easat-10921	135	38	income	income	NOUN
easat-10921	135	39	.	.	PUNCT
easat-10921	136	1	the	the	DET
easat-10921	136	2	results	result	NOUN
easat-10921	136	3	of	of	ADP
easat-10921	136	4	observations	observation	NOUN
easat-10921	136	5	show	show	VERB
easat-10921	136	6	that	that	SCONJ
easat-10921	136	7	almost	almost	ADV
easat-10921	136	8	69.91	69.91	NUM
easat-10921	136	9	%	%	NOUN
easat-10921	136	10	of	of	ADP
easat-10921	136	11	farmers	farmer	NOUN
easat-10921	136	12	participating	participate	VERB
easat-10921	136	13	in	in	ADP
easat-10921	136	14	people	people	NOUN
easat-10921	136	15	's	's	PART
easat-10921	136	16	business	business	NOUN
easat-10921	136	17	credit	credit	NOUN
easat-10921	136	18	provide	provide	VERB
easat-10921	136	19	funds	fund	NOUN
easat-10921	136	20	for	for	ADP
easat-10921	136	21	initial	initial	ADJ
easat-10921	136	22	capital	capital	NOUN
easat-10921	136	23	for	for	ADP
easat-10921	136	24	farming	farming	NOUN
easat-10921	136	25	,	,	PUNCT
easat-10921	136	26	while	while	SCONJ
easat-10921	136	27	34.09	34.09	NUM
easat-10921	136	28	%	%	NOUN
easat-10921	136	29	do	do	AUX
easat-10921	136	30	not	not	PART
easat-10921	136	31	provide	provide	VERB
easat-10921	136	32	capital	capital	NOUN
easat-10921	136	33	.	.	PUNCT
easat-10921	137	1	the	the	DET
easat-10921	137	2	overall	overall	ADJ
easat-10921	137	3	results	result	NOUN
easat-10921	137	4	compared	compare	VERB
easat-10921	137	5	to	to	ADP
easat-10921	137	6	nonparticipant	nonparticipant	ADJ
easat-10921	137	7	farmers	farmer	NOUN
easat-10921	137	8	can	can	AUX
easat-10921	137	9	be	be	AUX
easat-10921	137	10	obtained	obtain	VERB
easat-10921	137	11	in	in	ADP
easat-10921	137	12	figure	figure	NOUN
easat-10921	137	13	6	6	NUM
easat-10921	137	14	.	.	PUNCT
easat-10921	138	1	figure	figure	VERB
easat-10921	138	2	6	6	NUM
easat-10921	138	3	.	.	PUNCT
easat-10921	138	4	comparison	comparison	NOUN
easat-10921	138	5	of	of	ADP
easat-10921	138	6	farmers	farmer	NOUN
easat-10921	138	7	'	'	PART
easat-10921	138	8	initial	initial	ADJ
easat-10921	138	9	capital	capital	NOUN
easat-10921	138	10	availability	availability	NOUN
easat-10921	138	11	.	.	PUNCT
easat-10921	139	1	the	the	DET
easat-10921	139	2	research	research	NOUN
easat-10921	139	3	results	result	NOUN
easat-10921	139	4	show	show	VERB
easat-10921	139	5	that	that	SCONJ
easat-10921	139	6	the	the	DET
easat-10921	139	7	number	number	NOUN
easat-10921	139	8	of	of	ADP
easat-10921	139	9	farmers	farmer	NOUN
easat-10921	139	10	participating	participate	VERB
easat-10921	139	11	in	in	ADP
easat-10921	139	12	the	the	DET
easat-10921	139	13	people	people	NOUN
easat-10921	139	14	's	's	PART
easat-10921	139	15	business	business	NOUN
easat-10921	139	16	credit	credit	NOUN
easat-10921	139	17	who	who	PRON
easat-10921	139	18	provide	provide	VERB
easat-10921	139	19	initial	initial	ADJ
easat-10921	139	20	capital	capital	NOUN
easat-10921	139	21	is	be	AUX
easat-10921	139	22	greater	great	ADJ
easat-10921	139	23	than	than	ADP
easat-10921	139	24	farmers	farmer	NOUN
easat-10921	139	25	who	who	PRON
easat-10921	139	26	do	do	AUX
easat-10921	139	27	not	not	PART
easat-10921	139	28	participate	participate	VERB
easat-10921	139	29	in	in	ADP
easat-10921	139	30	the	the	DET
easat-10921	139	31	people	people	NOUN
easat-10921	139	32	's	's	PART
easat-10921	139	33	business	business	NOUN
easat-10921	139	34	credit	credit	NOUN
easat-10921	139	35	.	.	PUNCT
easat-10921	140	1	this	this	PRON
easat-10921	140	2	occurs	occur	VERB
easat-10921	140	3	because	because	SCONJ
easat-10921	140	4	participating	participate	VERB
easat-10921	140	5	farmers	farmer	NOUN
easat-10921	140	6	have	have	VERB
easat-10921	140	7	the	the	DET
easat-10921	140	8	responsibility	responsibility	NOUN
easat-10921	140	9	to	to	PART
easat-10921	140	10	repay	repay	VERB
easat-10921	140	11	loans	loan	NOUN
easat-10921	140	12	obtained	obtain	VERB
easat-10921	140	13	from	from	ADP
easat-10921	140	14	their	their	PRON
easat-10921	140	15	rice	rice	NOUN
easat-10921	140	16	production	production	NOUN
easat-10921	140	17	,	,	PUNCT
easat-10921	140	18	so	so	SCONJ
easat-10921	140	19	they	they	PRON
easat-10921	140	20	must	must	AUX
easat-10921	140	21	be	be	AUX
easat-10921	140	22	serious	serious	ADJ
easat-10921	140	23	about	about	ADP
easat-10921	140	24	implementing	implement	VERB
easat-10921	140	25	and	and	CCONJ
easat-10921	140	26	financing	finance	VERB
easat-10921	140	27	farming	farming	NOUN
easat-10921	140	28	businesses	business	NOUN
easat-10921	140	29	to	to	PART
easat-10921	140	30	ensure	ensure	VERB
easat-10921	140	31	high	high	ADJ
easat-10921	140	32	production	production	NOUN
easat-10921	140	33	and	and	CCONJ
easat-10921	140	34	good	good	ADJ
easat-10921	140	35	quality	quality	NOUN
easat-10921	140	36	,	,	PUNCT
easat-10921	140	37	which	which	PRON
easat-10921	140	38	increases	increase	VERB
easat-10921	140	39	income	income	NOUN
easat-10921	140	40	.	.	PUNCT
easat-10921	141	1	part	part	NOUN
easat-10921	141	2	of	of	ADP
easat-10921	141	3	the	the	DET
easat-10921	141	4	income	income	NOUN
easat-10921	141	5	is	be	AUX
easat-10921	141	6	used	use	VERB
easat-10921	141	7	to	to	PART
easat-10921	141	8	repay	repay	VERB
easat-10921	141	9	loans	loan	NOUN
easat-10921	141	10	.	.	PUNCT
easat-10921	142	1	4.1.6	4.1.6	X
easat-10921	142	2	.	.	PROPN
easat-10921	142	3	based	base	VERB
easat-10921	142	4	on	on	ADP
easat-10921	142	5	the	the	DET
easat-10921	142	6	selling	selling	NOUN
easat-10921	142	7	price	price	NOUN
easat-10921	142	8	of	of	ADP
easat-10921	142	9	grain	grain	NOUN
easat-10921	142	10	at	at	ADP
easat-10921	142	11	harvest	harvest	NOUN
easat-10921	142	12	(	(	PUNCT
easat-10921	142	13	x6	x6	PROPN
easat-10921	142	14	)	)	PUNCT
easat-10921	142	15	the	the	DET
easat-10921	142	16	selling	selling	NOUN
easat-10921	142	17	price	price	NOUN
easat-10921	142	18	of	of	ADP
easat-10921	142	19	grain	grain	NOUN
easat-10921	142	20	depends	depend	VERB
easat-10921	142	21	on	on	ADP
easat-10921	142	22	the	the	DET
easat-10921	142	23	quality	quality	NOUN
easat-10921	142	24	of	of	ADP
easat-10921	142	25	the	the	DET
easat-10921	142	26	grain	grain	NOUN
easat-10921	142	27	produced	produce	VERB
easat-10921	142	28	,	,	PUNCT
easat-10921	142	29	so	so	CCONJ
easat-10921	142	30	it	it	PRON
easat-10921	142	31	is	be	AUX
easat-10921	142	32	divided	divide	VERB
easat-10921	142	33	into	into	ADP
easat-10921	142	34	two	two	NUM
easat-10921	142	35	categories	category	NOUN
easat-10921	142	36	:	:	PUNCT
easat-10921	142	37	the	the	DET
easat-10921	142	38	selling	sell	VERB
easat-10921	142	39	price	price	NOUN
easat-10921	142	40	of	of	ADP
easat-10921	142	41	idr	idr	PROPN
easat-10921	142	42	5,000	5,000	NUM
easat-10921	142	43	/	/	SYM
easat-10921	142	44	kg	kg	NOUN
easat-10921	142	45	and	and	CCONJ
easat-10921	142	46	the	the	DET
easat-10921	142	47	selling	selling	NOUN
easat-10921	142	48	price	price	NOUN
easat-10921	142	49	of	of	ADP
easat-10921	142	50	idr	idr	PROPN
easat-10921	142	51	4,000	4,000	NUM
easat-10921	142	52	/	/	SYM
easat-10921	142	53	kg	kg	PROPN
easat-10921	142	54	.	.	PUNCT
easat-10921	143	1	the	the	DET
easat-10921	143	2	research	research	NOUN
easat-10921	143	3	6	6	NUM
easat-10921	143	4	5	5	NUM
easat-10921	143	5	.9	.9	NUM
easat-10921	143	6	1	1	NUM
easat-10921	143	7	4	4	NUM
easat-10921	143	8	1	1	NUM
easat-10921	143	9	.6	.6	NUM
easat-10921	143	10	7	7	NUM
easat-10921	143	11	3	3	NUM
easat-10921	143	12	4	4	NUM
easat-10921	143	13	.0	.0	NUM
easat-10921	143	14	9	9	NUM
easat-10921	143	15	5	5	NUM
easat-10921	143	16	8	8	NUM
easat-10921	143	17	.3	.3	NUM
easat-10921	143	18	3	3	NUM
easat-10921	143	19	k	k	NOUN
easat-10921	143	20	u	u	NOUN
easat-10921	143	21	r	r	NOUN
easat-10921	143	22	p	p	NOUN
easat-10921	143	23	a	a	DET
easat-10921	143	24	r	r	NOUN
easat-10921	143	25	ic	ic	NOUN
easat-10921	143	26	ip	ip	NOUN
easat-10921	143	27	a	a	DET
easat-10921	143	28	n	n	NOUN
easat-10921	143	29	t	t	NOUN
easat-10921	143	30	'	'	PUNCT
easat-10921	143	31	s	s	PROPN
easat-10921	143	32	n	n	NUM
easat-10921	143	33	o	o	NOUN
easat-10921	143	34	n	n	CCONJ
easat-10921	143	35	k	k	X
easat-10921	143	36	u	u	NOUN
easat-10921	143	37	r	r	NOUN
easat-10921	143	38	p	p	NOUN
easat-10921	143	39	a	a	DET
easat-10921	143	40	r	r	NOUN
easat-10921	143	41	t	t	NOUN
easat-10921	143	42	ic	ic	INTJ
easat-10921	143	43	ip	ip	VERB
easat-10921	143	44	a	a	DET
easat-10921	143	45	n	n	NOUN
easat-10921	143	46	t	t	NOUN
easat-10921	143	47	'	'	PUNCT
easat-10921	143	48	s	s	NOUN
easat-10921	143	49	availability	availability	NOUN
easat-10921	143	50	of	of	ADP
easat-10921	143	51	cash	cash	NOUN
easat-10921	143	52	capital	capital	NOUN
easat-10921	143	53	available	available	ADJ
easat-10921	143	54	not	not	PART
easat-10921	143	55	-	-	PUNCT
easat-10921	143	56	available	available	ADJ
easat-10921	143	57	607	607	NUM
easat-10921	143	58	edelweiss	edelweiss	PROPN
easat-10921	143	59	applied	apply	VERB
easat-10921	143	60	science	science	NOUN
easat-10921	143	61	and	and	CCONJ
easat-10921	143	62	technology	technology	NOUN
easat-10921	143	63	issn	issn	PROPN
easat-10921	143	64	:	:	PUNCT
easat-10921	143	65	2576	2576	NUM
easat-10921	143	66	-	-	SYM
easat-10921	143	67	8484	8484	NUM
easat-10921	143	68	vol	vol	NOUN
easat-10921	143	69	.	.	PROPN
easat-10921	144	1	9	9	NUM
easat-10921	144	2	,	,	PUNCT
easat-10921	144	3	no	no	INTJ
easat-10921	144	4	.	.	NOUN
easat-10921	144	5	11	11	NUM
easat-10921	144	6	:	:	PUNCT
easat-10921	144	7	600	600	NUM
easat-10921	144	8	-	-	NUM
easat-10921	144	9	612	612	NUM
easat-10921	144	10	,	,	PUNCT
easat-10921	144	11	2025	2025	NUM
easat-10921	144	12	doi	doi	NOUN
easat-10921	144	13	:	:	PUNCT
easat-10921	144	14	10.55214/2576	10.55214/2576	NUM
easat-10921	144	15	-	-	SYM
easat-10921	144	16	8484.v9i11.10921	8484.v9i11.10921	NUM
easat-10921	144	17	©	©	ADP
easat-10921	144	18	2025	2025	NUM
easat-10921	144	19	by	by	ADP
easat-10921	144	20	the	the	DET
easat-10921	144	21	authors	author	NOUN
easat-10921	144	22	;	;	PUNCT
easat-10921	144	23	licensee	licensee	PROPN
easat-10921	144	24	learning	learn	VERB
easat-10921	144	25	gate	gate	NOUN
easat-10921	144	26	results	result	NOUN
easat-10921	144	27	showed	show	VERB
easat-10921	144	28	that	that	SCONJ
easat-10921	144	29	for	for	ADP
easat-10921	144	30	kur	kur	NOUN
easat-10921	144	31	-	-	PUNCT
easat-10921	144	32	participating	participate	VERB
easat-10921	144	33	farmers	farmer	NOUN
easat-10921	144	34	,	,	PUNCT
easat-10921	144	35	82.5	82.5	NUM
easat-10921	144	36	%	%	NOUN
easat-10921	144	37	sold	sell	VERB
easat-10921	144	38	at	at	ADP
easat-10921	144	39	a	a	DET
easat-10921	144	40	price	price	NOUN
easat-10921	144	41	of	of	ADP
easat-10921	144	42	idr	idr	PROPN
easat-10921	144	43	5,000	5,000	NUM
easat-10921	144	44	,	,	PUNCT
easat-10921	144	45	while	while	SCONJ
easat-10921	144	46	17.5	17.5	NUM
easat-10921	144	47	%	%	NOUN
easat-10921	144	48	sold	sell	VERB
easat-10921	144	49	at	at	ADP
easat-10921	144	50	a	a	DET
easat-10921	144	51	price	price	NOUN
easat-10921	144	52	of	of	ADP
easat-10921	144	53	idr	idr	PROPN
easat-10921	144	54	4,000	4,000	NUM
easat-10921	144	55	.	.	PUNCT
easat-10921	145	1	this	this	PRON
easat-10921	145	2	indicates	indicate	VERB
easat-10921	145	3	that	that	SCONJ
easat-10921	145	4	the	the	DET
easat-10921	145	5	quality	quality	NOUN
easat-10921	145	6	of	of	ADP
easat-10921	145	7	grain	grain	NOUN
easat-10921	145	8	from	from	ADP
easat-10921	145	9	people	people	NOUN
easat-10921	145	10	's	's	PART
easat-10921	145	11	business	business	NOUN
easat-10921	145	12	credit	credit	NOUN
easat-10921	145	13	participants	participant	NOUN
easat-10921	145	14	is	be	AUX
easat-10921	145	15	very	very	ADV
easat-10921	145	16	good	good	ADJ
easat-10921	145	17	compared	compare	VERB
easat-10921	145	18	to	to	ADP
easat-10921	145	19	farmers	farmer	NOUN
easat-10921	145	20	who	who	PRON
easat-10921	145	21	are	be	AUX
easat-10921	145	22	not	not	PART
easat-10921	145	23	participants	participant	NOUN
easat-10921	145	24	in	in	ADP
easat-10921	145	25	people	people	NOUN
easat-10921	145	26	's	's	PART
easat-10921	145	27	business	business	NOUN
easat-10921	145	28	credit	credit	NOUN
easat-10921	145	29	,	,	PUNCT
easat-10921	145	30	as	as	SCONJ
easat-10921	145	31	can	can	AUX
easat-10921	145	32	be	be	AUX
easat-10921	145	33	seen	see	VERB
easat-10921	145	34	in	in	ADP
easat-10921	145	35	figure	figure	NOUN
easat-10921	145	36	7	7	NUM
easat-10921	145	37	.	.	PUNCT
easat-10921	145	38	figure	figure	VERB
easat-10921	145	39	7	7	NUM
easat-10921	145	40	.	.	PUNCT
easat-10921	145	41	comparison	comparison	NOUN
easat-10921	145	42	of	of	ADP
easat-10921	145	43	grain	grain	NOUN
easat-10921	145	44	prices	price	NOUN
easat-10921	145	45	.	.	PUNCT
easat-10921	146	1	based	base	VERB
easat-10921	146	2	on	on	ADP
easat-10921	146	3	the	the	DET
easat-10921	146	4	research	research	NOUN
easat-10921	146	5	results	result	NOUN
easat-10921	146	6	in	in	ADP
easat-10921	146	7	figure	figure	NOUN
easat-10921	146	8	7	7	NUM
easat-10921	146	9	,	,	PUNCT
easat-10921	146	10	it	it	PRON
easat-10921	146	11	shows	show	VERB
easat-10921	146	12	that	that	SCONJ
easat-10921	146	13	people	people	NOUN
easat-10921	146	14	's	's	PART
easat-10921	146	15	business	business	NOUN
easat-10921	146	16	credit	credit	NOUN
easat-10921	146	17	recipients	recipient	NOUN
easat-10921	146	18	get	get	VERB
easat-10921	146	19	a	a	DET
easat-10921	146	20	higher	high	ADJ
easat-10921	146	21	grain	grain	NOUN
easat-10921	146	22	price	price	NOUN
easat-10921	146	23	,	,	PUNCT
easat-10921	146	24	namely	namely	ADV
easat-10921	146	25	82.5	82.5	NUM
easat-10921	146	26	%	%	NOUN
easat-10921	146	27	.	.	PUNCT
easat-10921	147	1	this	this	PRON
easat-10921	147	2	indicates	indicate	VERB
easat-10921	147	3	that	that	SCONJ
easat-10921	147	4	the	the	DET
easat-10921	147	5	quality	quality	NOUN
easat-10921	147	6	of	of	ADP
easat-10921	147	7	grain	grain	NOUN
easat-10921	147	8	from	from	ADP
easat-10921	147	9	participants	participant	NOUN
easat-10921	147	10	is	be	AUX
easat-10921	147	11	better	well	ADJ
easat-10921	147	12	than	than	ADP
easat-10921	147	13	that	that	PRON
easat-10921	147	14	of	of	ADP
easat-10921	147	15	non	non	ADJ
easat-10921	147	16	-	-	ADJ
easat-10921	147	17	participant	participant	ADJ
easat-10921	147	18	farmers	farmer	NOUN
easat-10921	147	19	.	.	PUNCT
easat-10921	148	1	this	this	PRON
easat-10921	148	2	occurs	occur	VERB
easat-10921	148	3	because	because	SCONJ
easat-10921	148	4	,	,	PUNCT
easat-10921	148	5	with	with	ADP
easat-10921	148	6	capital	capital	NOUN
easat-10921	148	7	from	from	ADP
easat-10921	148	8	kur	kur	NOUN
easat-10921	148	9	loans	loan	NOUN
easat-10921	148	10	,	,	PUNCT
easat-10921	148	11	farmers	farmer	NOUN
easat-10921	148	12	can	can	AUX
easat-10921	148	13	meet	meet	VERB
easat-10921	148	14	the	the	DET
easat-10921	148	15	needs	need	NOUN
easat-10921	148	16	for	for	ADP
easat-10921	148	17	production	production	NOUN
easat-10921	148	18	facilities	facility	NOUN
easat-10921	148	19	for	for	ADP
easat-10921	148	20	their	their	PRON
easat-10921	148	21	rice	rice	NOUN
easat-10921	148	22	crops	crop	NOUN
easat-10921	148	23	.	.	PUNCT
easat-10921	149	1	the	the	DET
easat-10921	149	2	challenge	challenge	NOUN
easat-10921	149	3	for	for	ADP
easat-10921	149	4	microfinance	microfinance	NOUN
easat-10921	149	5	institutions	institution	NOUN
easat-10921	149	6	to	to	PART
easat-10921	149	7	be	be	AUX
easat-10921	149	8	independent	independent	ADJ
easat-10921	149	9	and	and	CCONJ
easat-10921	149	10	serve	serve	VERB
easat-10921	149	11	the	the	DET
easat-10921	149	12	poor	poor	ADJ
easat-10921	149	13	is	be	AUX
easat-10921	149	14	significant	significant	ADJ
easat-10921	149	15	.	.	PUNCT
easat-10921	150	1	a	a	DET
easat-10921	150	2	useful	useful	ADJ
easat-10921	150	3	strategy	strategy	NOUN
easat-10921	150	4	is	be	AUX
easat-10921	150	5	to	to	PART
easat-10921	150	6	increase	increase	VERB
easat-10921	150	7	efficiency	efficiency	NOUN
easat-10921	150	8	by	by	ADP
easat-10921	150	9	reducing	reduce	VERB
easat-10921	150	10	operational	operational	ADJ
easat-10921	150	11	costs	cost	NOUN
easat-10921	150	12	,	,	PUNCT
easat-10921	150	13	followed	follow	VERB
easat-10921	150	14	by	by	ADP
easat-10921	150	15	controlling	control	VERB
easat-10921	150	16	credit	credit	NOUN
easat-10921	150	17	risk	risk	NOUN
easat-10921	150	18	[	[	X
easat-10921	150	19	22	22	NUM
easat-10921	150	20	]	]	PUNCT
easat-10921	150	21	.	.	PUNCT
easat-10921	151	1	the	the	DET
easat-10921	151	2	importance	importance	NOUN
easat-10921	151	3	of	of	ADP
easat-10921	151	4	strengthening	strengthen	VERB
easat-10921	151	5	production	production	NOUN
easat-10921	151	6	input	input	NOUN
easat-10921	151	7	capacity	capacity	NOUN
easat-10921	151	8	through	through	ADP
easat-10921	151	9	government	government	NOUN
easat-10921	151	10	-	-	PUNCT
easat-10921	151	11	subsidized	subsidize	VERB
easat-10921	151	12	financing	financing	NOUN
easat-10921	151	13	/	/	SYM
easat-10921	151	14	credit	credit	NOUN
easat-10921	151	15	programs	program	NOUN
easat-10921	151	16	with	with	ADP
easat-10921	151	17	low	low	ADJ
easat-10921	151	18	interest	interest	NOUN
easat-10921	151	19	rates	rate	NOUN
easat-10921	151	20	,	,	PUNCT
easat-10921	151	21	the	the	DET
easat-10921	151	22	results	result	NOUN
easat-10921	151	23	of	of	ADP
easat-10921	151	24	research	research	NOUN
easat-10921	151	25	in	in	ADP
easat-10921	151	26	bima	bima	PROPN
easat-10921	151	27	city	city	PROPN
easat-10921	151	28	,	,	PUNCT
easat-10921	151	29	with	with	ADP
easat-10921	151	30	the	the	DET
easat-10921	151	31	existence	existence	NOUN
easat-10921	151	32	of	of	ADP
easat-10921	151	33	agricultural	agricultural	ADJ
easat-10921	151	34	business	business	NOUN
easat-10921	151	35	financing	financing	NOUN
easat-10921	151	36	assistance	assistance	NOUN
easat-10921	151	37	programs	program	NOUN
easat-10921	151	38	through	through	ADP
easat-10921	151	39	credit	credit	NOUN
easat-10921	151	40	schemes	scheme	NOUN
easat-10921	151	41	distributed	distribute	VERB
easat-10921	151	42	by	by	ADP
easat-10921	151	43	banking	banking	NOUN
easat-10921	151	44	institutions	institution	NOUN
easat-10921	151	45	,	,	PUNCT
easat-10921	151	46	really	really	ADV
easat-10921	151	47	helps	help	VERB
easat-10921	151	48	farmers	farmer	NOUN
easat-10921	151	49	who	who	PRON
easat-10921	151	50	do	do	AUX
easat-10921	151	51	not	not	PART
easat-10921	151	52	have	have	VERB
easat-10921	151	53	farming	farming	NOUN
easat-10921	151	54	capital	capital	NOUN
easat-10921	151	55	to	to	PART
easat-10921	151	56	grow	grow	VERB
easat-10921	151	57	their	their	PRON
easat-10921	151	58	crops	crop	NOUN
easat-10921	151	59	[	[	X
easat-10921	151	60	23	23	NUM
easat-10921	151	61	]	]	PUNCT
easat-10921	151	62	.	.	PUNCT
easat-10921	152	1	4.2	4.2	NUM
easat-10921	152	2	.	.	PUNCT
easat-10921	152	3	test	test	NOUN
easat-10921	152	4	model	model	NOUN
easat-10921	152	5	fit	fit	NOUN
easat-10921	152	6	and	and	CCONJ
easat-10921	152	7	capability	capability	NOUN
easat-10921	152	8	in	in	ADP
easat-10921	152	9	the	the	DET
easat-10921	152	10	multiple	multiple	ADJ
easat-10921	152	11	logistic	logistic	ADJ
easat-10921	152	12	regression	regression	NOUN
easat-10921	152	13	analysis	analysis	NOUN
easat-10921	152	14	,	,	PUNCT
easat-10921	152	15	a	a	DET
easat-10921	152	16	model	model	NOUN
easat-10921	152	17	fit	fit	ADJ
easat-10921	152	18	test	test	NOUN
easat-10921	152	19	was	be	AUX
easat-10921	152	20	carried	carry	VERB
easat-10921	152	21	out	out	ADP
easat-10921	152	22	using	use	VERB
easat-10921	152	23	the	the	DET
easat-10921	152	24	hosmer	hosmer	NOUN
easat-10921	152	25	and	and	CCONJ
easat-10921	152	26	lemeshow	lemeshow	ADJ
easat-10921	152	27	test	test	NOUN
easat-10921	152	28	.	.	PUNCT
easat-10921	153	1	the	the	DET
easat-10921	153	2	test	test	NOUN
easat-10921	153	3	results	result	NOUN
easat-10921	153	4	show	show	VERB
easat-10921	153	5	that	that	SCONJ
easat-10921	153	6	the	the	DET
easat-10921	153	7	significance	significance	NOUN
easat-10921	153	8	value	value	NOUN
easat-10921	153	9	is	be	AUX
easat-10921	153	10	0.855	0.855	NUM
easat-10921	153	11	>	>	PUNCT
easat-10921	153	12	α	α	X
easat-10921	153	13	=	=	NOUN
easat-10921	153	14	0.05	0.05	NUM
easat-10921	153	15	,	,	PUNCT
easat-10921	153	16	so	so	CCONJ
easat-10921	153	17	the	the	DET
easat-10921	153	18	null	null	ADJ
easat-10921	153	19	hypothesis	hypothesis	NOUN
easat-10921	153	20	(	(	PUNCT
easat-10921	153	21	h0	h0	PROPN
easat-10921	153	22	)	)	PUNCT
easat-10921	153	23	is	be	AUX
easat-10921	153	24	accepted	accept	VERB
easat-10921	153	25	.	.	PUNCT
easat-10921	154	1	thus	thus	ADV
easat-10921	154	2	,	,	PUNCT
easat-10921	154	3	it	it	PRON
easat-10921	154	4	can	can	AUX
easat-10921	154	5	be	be	AUX
easat-10921	154	6	concluded	conclude	VERB
easat-10921	154	7	that	that	SCONJ
easat-10921	154	8	the	the	DET
easat-10921	154	9	model	model	NOUN
easat-10921	154	10	for	for	ADP
easat-10921	154	11	farmers	farmer	NOUN
easat-10921	154	12	'	'	PART
easat-10921	154	13	decisions	decision	NOUN
easat-10921	154	14	in	in	ADP
easat-10921	154	15	utilizing	utilize	VERB
easat-10921	154	16	people	people	NOUN
easat-10921	154	17	's	's	PART
easat-10921	154	18	business	business	NOUN
easat-10921	154	19	credit	credit	NOUN
easat-10921	154	20	is	be	AUX
easat-10921	154	21	significantly	significantly	ADV
easat-10921	154	22	influenced	influence	VERB
easat-10921	154	23	by	by	ADP
easat-10921	154	24	factors	factor	NOUN
easat-10921	154	25	such	such	ADJ
easat-10921	154	26	as	as	ADP
easat-10921	154	27	understanding	understand	VERB
easat-10921	154	28	the	the	DET
easat-10921	154	29	prohibition	prohibition	NOUN
easat-10921	154	30	of	of	ADP
easat-10921	154	31	usury	usury	NOUN
easat-10921	154	32	,	,	PUNCT
easat-10921	154	33	farming	farming	NOUN
easat-10921	154	34	experience	experience	NOUN
easat-10921	154	35	,	,	PUNCT
easat-10921	154	36	land	land	NOUN
easat-10921	154	37	area	area	NOUN
easat-10921	154	38	,	,	PUNCT
easat-10921	154	39	ease	ease	NOUN
easat-10921	154	40	of	of	ADP
easat-10921	154	41	obtaining	obtaining	NOUN
easat-10921	154	42	,	,	PUNCT
easat-10921	154	43	availability	availability	NOUN
easat-10921	154	44	of	of	ADP
easat-10921	154	45	farmer	farmer	NOUN
easat-10921	154	46	capital	capital	NOUN
easat-10921	154	47	,	,	PUNCT
easat-10921	154	48	and	and	CCONJ
easat-10921	154	49	selling	sell	VERB
easat-10921	154	50	price	price	NOUN
easat-10921	154	51	of	of	ADP
easat-10921	154	52	grain	grain	NOUN
easat-10921	154	53	.	.	PUNCT
easat-10921	155	1	therefore	therefore	ADV
easat-10921	155	2	,	,	PUNCT
easat-10921	155	3	this	this	DET
easat-10921	155	4	model	model	NOUN
easat-10921	155	5	can	can	AUX
easat-10921	155	6	be	be	AUX
easat-10921	155	7	considered	consider	VERB
easat-10921	155	8	suitable	suitable	ADJ
easat-10921	155	9	or	or	CCONJ
easat-10921	155	10	consistent	consistent	ADJ
easat-10921	155	11	with	with	ADP
easat-10921	155	12	existing	exist	VERB
easat-10921	155	13	data	datum	NOUN
easat-10921	155	14	.	.	PUNCT
easat-10921	156	1	pseudo	pseudo	NOUN
easat-10921	156	2	r	r	NOUN
easat-10921	156	3	square	square	NOUN
easat-10921	156	4	,	,	PUNCT
easat-10921	156	5	which	which	PRON
easat-10921	156	6	can	can	AUX
easat-10921	156	7	be	be	AUX
easat-10921	156	8	measured	measure	VERB
easat-10921	156	9	through	through	ADP
easat-10921	156	10	the	the	DET
easat-10921	156	11	nagelkerke	nagelkerke	PROPN
easat-10921	156	12	square	square	PROPN
easat-10921	156	13	value	value	NOUN
easat-10921	156	14	,	,	PUNCT
easat-10921	156	15	is	be	AUX
easat-10921	156	16	used	use	VERB
easat-10921	156	17	as	as	ADP
easat-10921	156	18	an	an	DET
easat-10921	156	19	indicator	indicator	NOUN
easat-10921	156	20	to	to	PART
easat-10921	156	21	measure	measure	VERB
easat-10921	156	22	the	the	DET
easat-10921	156	23	model	model	NOUN
easat-10921	156	24	's	's	PART
easat-10921	156	25	capabilities	capability	NOUN
easat-10921	156	26	.	.	PUNCT
easat-10921	157	1	a	a	DET
easat-10921	157	2	nagelkerke	nagelkerke	NOUN
easat-10921	157	3	square	square	ADJ
easat-10921	157	4	value	value	NOUN
easat-10921	157	5	close	close	ADV
easat-10921	157	6	to	to	ADP
easat-10921	157	7	1.00	1.00	NUM
easat-10921	157	8	indicates	indicate	VERB
easat-10921	157	9	good	good	ADJ
easat-10921	157	10	model	model	NOUN
easat-10921	157	11	capability	capability	NOUN
easat-10921	157	12	.	.	PUNCT
easat-10921	158	1	in	in	ADP
easat-10921	158	2	this	this	DET
easat-10921	158	3	research	research	NOUN
easat-10921	158	4	,	,	PUNCT
easat-10921	158	5	a	a	DET
easat-10921	158	6	nagelkerke	nagelkerke	NOUN
easat-10921	158	7	square	square	ADJ
easat-10921	158	8	value	value	NOUN
easat-10921	158	9	was	be	AUX
easat-10921	158	10	obtained	obtain	VERB
easat-10921	158	11	of	of	ADP
easat-10921	158	12	0.726	0.726	NUM
easat-10921	158	13	,	,	PUNCT
easat-10921	158	14	which	which	PRON
easat-10921	158	15	is	be	AUX
easat-10921	158	16	quite	quite	ADV
easat-10921	158	17	close	close	ADJ
easat-10921	158	18	to	to	ADP
easat-10921	158	19	1.00	1.00	NUM
easat-10921	158	20	.	.	PUNCT
easat-10921	159	1	this	this	PRON
easat-10921	159	2	indicates	indicate	VERB
easat-10921	159	3	that	that	SCONJ
easat-10921	159	4	the	the	DET
easat-10921	159	5	model	model	NOUN
easat-10921	159	6	has	have	VERB
easat-10921	159	7	a	a	DET
easat-10921	159	8	good	good	ADJ
easat-10921	159	9	ability	ability	NOUN
easat-10921	159	10	to	to	PART
easat-10921	159	11	explain	explain	VERB
easat-10921	159	12	72.60	72.60	NUM
easat-10921	159	13	%	%	NOUN
easat-10921	159	14	of	of	ADP
easat-10921	159	15	the	the	DET
easat-10921	159	16	variations	variation	NOUN
easat-10921	159	17	in	in	ADP
easat-10921	159	18	the	the	DET
easat-10921	159	19	variables	variable	NOUN
easat-10921	159	20	that	that	PRON
easat-10921	159	21	influence	influence	VERB
easat-10921	159	22	the	the	DET
easat-10921	159	23	use	use	NOUN
easat-10921	159	24	of	of	ADP
easat-10921	159	25	people	people	NOUN
easat-10921	159	26	's	's	PART
easat-10921	159	27	business	business	NOUN
easat-10921	159	28	credit	credit	NOUN
easat-10921	159	29	.	.	PUNCT
easat-10921	160	1	the	the	DET
easat-10921	160	2	remainder	remainder	NOUN
easat-10921	160	3	,	,	PUNCT
easat-10921	160	4	amounting	amount	VERB
easat-10921	160	5	to	to	ADP
easat-10921	160	6	27.40	27.40	NUM
easat-10921	160	7	%	%	NOUN
easat-10921	160	8	,	,	PUNCT
easat-10921	160	9	is	be	AUX
easat-10921	160	10	influenced	influence	VERB
easat-10921	160	11	by	by	ADP
easat-10921	160	12	other	other	ADJ
easat-10921	160	13	factors	factor	NOUN
easat-10921	160	14	not	not	PART
easat-10921	160	15	included	include	VERB
easat-10921	160	16	in	in	ADP
easat-10921	160	17	the	the	DET
easat-10921	160	18	model	model	NOUN
easat-10921	160	19	.	.	PUNCT
easat-10921	161	1	8	8	NUM
easat-10921	161	2	2	2	NUM
easat-10921	161	3	.5	.5	NUM
easat-10921	161	4	3	3	NUM
easat-10921	161	5	5	5	NUM
easat-10921	161	6	1	1	NUM
easat-10921	161	7	7	7	NUM
easat-10921	161	8	.5	.5	NUM
easat-10921	161	9	6	6	NUM
easat-10921	161	10	5	5	NUM
easat-10921	161	11	k	k	NOUN
easat-10921	161	12	u	u	NOUN
easat-10921	161	13	r	r	NOUN
easat-10921	161	14	p	p	NOUN
easat-10921	161	15	a	a	DET
easat-10921	161	16	r	r	NOUN
easat-10921	161	17	t	t	NOUN
easat-10921	161	18	ic	ic	INTJ
easat-10921	161	19	ip	ip	VERB
easat-10921	161	20	a	a	DET
easat-10921	161	21	n	n	NOUN
easat-10921	161	22	t	t	NOUN
easat-10921	161	23	'	'	PUNCT
easat-10921	161	24	s	s	PROPN
easat-10921	161	25	n	n	NUM
easat-10921	161	26	o	o	NOUN
easat-10921	161	27	n	n	CCONJ
easat-10921	161	28	k	k	X
easat-10921	161	29	u	u	NOUN
easat-10921	161	30	r	r	NOUN
easat-10921	161	31	p	p	NOUN
easat-10921	161	32	a	a	DET
easat-10921	161	33	r	r	NOUN
easat-10921	161	34	t	t	NOUN
easat-10921	161	35	ic	ic	INTJ
easat-10921	161	36	ip	ip	VERB
easat-10921	161	37	a	a	DET
easat-10921	161	38	n	n	NOUN
easat-10921	161	39	t	t	NOUN
easat-10921	161	40	'	'	PUNCT
easat-10921	161	41	s	s	NOUN
easat-10921	161	42	selling	sell	VERB
easat-10921	161	43	price	price	NOUN
easat-10921	161	44	of	of	ADP
easat-10921	161	45	grain	grain	NOUN
easat-10921	161	46	rp	rp	NOUN
easat-10921	161	47	5.000,rp	5.000,rp	PROPN
easat-10921	161	48	4.000,608	4.000,608	PROPN
easat-10921	161	49	edelweiss	edelweiss	PROPN
easat-10921	161	50	applied	apply	VERB
easat-10921	161	51	science	science	NOUN
easat-10921	161	52	and	and	CCONJ
easat-10921	161	53	technology	technology	NOUN
easat-10921	161	54	issn	issn	PROPN
easat-10921	161	55	:	:	PUNCT
easat-10921	161	56	2576	2576	NUM
easat-10921	161	57	-	-	SYM
easat-10921	161	58	8484	8484	NUM
easat-10921	161	59	vol	vol	NOUN
easat-10921	161	60	.	.	PROPN
easat-10921	162	1	9	9	NUM
easat-10921	162	2	,	,	PUNCT
easat-10921	162	3	no	no	INTJ
easat-10921	162	4	.	.	NOUN
easat-10921	162	5	11	11	NUM
easat-10921	162	6	:	:	PUNCT
easat-10921	162	7	600	600	NUM
easat-10921	162	8	-	-	NUM
easat-10921	162	9	612	612	NUM
easat-10921	162	10	,	,	PUNCT
easat-10921	162	11	2025	2025	NUM
easat-10921	162	12	doi	doi	NOUN
easat-10921	162	13	:	:	PUNCT
easat-10921	162	14	10.55214/2576	10.55214/2576	NUM
easat-10921	162	15	-	-	SYM
easat-10921	162	16	8484.v9i11.10921	8484.v9i11.10921	NUM
easat-10921	162	17	©	©	ADP
easat-10921	162	18	2025	2025	NUM
easat-10921	162	19	by	by	ADP
easat-10921	162	20	the	the	DET
easat-10921	162	21	authors	author	NOUN
easat-10921	162	22	;	;	PUNCT
easat-10921	162	23	licensee	licensee	PROPN
easat-10921	162	24	learning	learning	NOUN
easat-10921	162	25	gate	gate	VERB
easat-10921	162	26	the	the	DET
easat-10921	162	27	impact	impact	NOUN
easat-10921	162	28	of	of	ADP
easat-10921	162	29	microfinance	microfinance	NOUN
easat-10921	162	30	institutions	institution	NOUN
easat-10921	162	31	on	on	ADP
easat-10921	162	32	bosnia	bosnia	PROPN
easat-10921	162	33	's	's	PART
easat-10921	162	34	gross	gross	ADJ
easat-10921	162	35	regional	regional	ADJ
easat-10921	162	36	income	income	NOUN
easat-10921	162	37	is	be	AUX
easat-10921	162	38	non	non	ADJ
easat-10921	162	39	-	-	ADJ
easat-10921	162	40	linear	linear	ADJ
easat-10921	162	41	.	.	PUNCT
easat-10921	163	1	shortterm	shortterm	VERB
easat-10921	163	2	fluctuations	fluctuation	NOUN
easat-10921	163	3	in	in	ADP
easat-10921	163	4	microfinance	microfinance	NOUN
easat-10921	163	5	institutions	institution	NOUN
easat-10921	163	6	do	do	AUX
easat-10921	163	7	not	not	PART
easat-10921	163	8	show	show	VERB
easat-10921	163	9	a	a	DET
easat-10921	163	10	major	major	ADJ
easat-10921	163	11	influence	influence	NOUN
easat-10921	163	12	on	on	ADP
easat-10921	163	13	bosnia	bosnia	PROPN
easat-10921	163	14	's	's	PART
easat-10921	163	15	economic	economic	ADJ
easat-10921	163	16	growth	growth	NOUN
easat-10921	163	17	[	[	X
easat-10921	163	18	24	24	NUM
easat-10921	163	19	]	]	PUNCT
easat-10921	163	20	.	.	PUNCT
easat-10921	164	1	the	the	DET
easat-10921	164	2	model	model	NOUN
easat-10921	164	3	coefficient	coefficient	NOUN
easat-10921	164	4	is	be	AUX
easat-10921	164	5	46.4	46.4	NUM
easat-10921	164	6	%	%	NOUN
easat-10921	164	7	,	,	PUNCT
easat-10921	164	8	indicating	indicate	VERB
easat-10921	164	9	a	a	DET
easat-10921	164	10	weak	weak	ADJ
easat-10921	164	11	relationship	relationship	NOUN
easat-10921	164	12	between	between	ADP
easat-10921	164	13	microfinance	microfinance	NOUN
easat-10921	164	14	institutions	institution	NOUN
easat-10921	164	15	and	and	CCONJ
easat-10921	164	16	economic	economic	ADJ
easat-10921	164	17	growth	growth	NOUN
easat-10921	164	18	.	.	PUNCT
easat-10921	165	1	4.3	4.3	NUM
easat-10921	165	2	.	.	PUNCT
easat-10921	166	1	simultaneous	simultaneous	ADJ
easat-10921	166	2	analysis	analysis	NOUN
easat-10921	166	3	of	of	ADP
easat-10921	166	4	factors	factor	NOUN
easat-10921	166	5	that	that	PRON
easat-10921	166	6	influence	influence	VERB
easat-10921	166	7	people	people	NOUN
easat-10921	166	8	's	's	PART
easat-10921	166	9	business	business	NOUN
easat-10921	166	10	credit	credit	NOUN
easat-10921	166	11	decisions	decision	NOUN
easat-10921	166	12	simultaneous	simultaneous	ADJ
easat-10921	166	13	testing	testing	NOUN
easat-10921	166	14	of	of	ADP
easat-10921	166	15	independent	independent	ADJ
easat-10921	166	16	variables	variable	NOUN
easat-10921	166	17	is	be	AUX
easat-10921	166	18	carried	carry	VERB
easat-10921	166	19	out	out	ADP
easat-10921	166	20	by	by	ADP
easat-10921	166	21	comparing	compare	VERB
easat-10921	166	22	sign	sign	NOUN
easat-10921	166	23	values	value	NOUN
easat-10921	166	24	from	from	ADP
easat-10921	166	25	the	the	DET
easat-10921	166	26	results	result	NOUN
easat-10921	166	27	of	of	ADP
easat-10921	166	28	the	the	DET
easat-10921	166	29	omnibus	omnibus	ADJ
easat-10921	166	30	test	test	NOUN
easat-10921	166	31	of	of	ADP
easat-10921	166	32	the	the	DET
easat-10921	166	33	coefficient	coefficient	NOUN
easat-10921	166	34	table	table	NOUN
easat-10921	166	35	with	with	ADP
easat-10921	166	36	a	a	DET
easat-10921	166	37	significance	significance	NOUN
easat-10921	166	38	level	level	NOUN
easat-10921	166	39	of	of	ADP
easat-10921	166	40	α	α	NOUN
easat-10921	166	41	=	=	NOUN
easat-10921	166	42	0.05	0.05	NUM
easat-10921	166	43	or	or	CCONJ
easat-10921	166	44	the	the	DET
easat-10921	166	45	chi	chi	ADJ
easat-10921	166	46	-	-	PUNCT
easat-10921	166	47	square	square	ADJ
easat-10921	166	48	value	value	NOUN
easat-10921	166	49	(	(	PUNCT
easat-10921	166	50	omnibus	omnibus	NOUN
easat-10921	166	51	tests	test	NOUN
easat-10921	166	52	of	of	ADP
easat-10921	166	53	model	model	NOUN
easat-10921	166	54	coefficients	coefficient	NOUN
easat-10921	166	55	)	)	PUNCT
easat-10921	166	56	.	.	PUNCT
easat-10921	167	1	4.3.1	4.3.1	X
easat-10921	167	2	.	.	PUNCT
easat-10921	168	1	statistical	statistical	ADJ
easat-10921	168	2	hypothesis	hypothesis	NOUN
easat-10921	168	3	ho	ho	NOUN
easat-10921	168	4	:	:	PUNCT
easat-10921	168	5	bi	bi	NOUN
easat-10921	168	6	=	=	PROPN
easat-10921	168	7	0	0	NUM
easat-10921	168	8	:	:	PUNCT
easat-10921	168	9	the	the	DET
easat-10921	168	10	decision	decision	NOUN
easat-10921	168	11	to	to	PART
easat-10921	168	12	use	use	VERB
easat-10921	168	13	kur	kur	NOUN
easat-10921	168	14	is	be	AUX
easat-10921	168	15	influenced	influence	VERB
easat-10921	168	16	in	in	ADP
easat-10921	168	17	a	a	DET
easat-10921	168	18	non	non	ADJ
easat-10921	168	19	-	-	ADJ
easat-10921	168	20	significant	significant	ADJ
easat-10921	168	21	way	way	NOUN
easat-10921	168	22	by	by	ADP
easat-10921	168	23	understanding	understand	VERB
easat-10921	168	24	the	the	DET
easat-10921	168	25	prohibition	prohibition	NOUN
easat-10921	168	26	of	of	ADP
easat-10921	168	27	usury	usury	NOUN
easat-10921	168	28	,	,	PUNCT
easat-10921	168	29	farming	farming	NOUN
easat-10921	168	30	experience	experience	NOUN
easat-10921	168	31	,	,	PUNCT
easat-10921	168	32	land	land	NOUN
easat-10921	168	33	size	size	NOUN
easat-10921	168	34	,	,	PUNCT
easat-10921	168	35	ease	ease	NOUN
easat-10921	168	36	of	of	ADP
easat-10921	168	37	obtaining	obtain	VERB
easat-10921	168	38	a	a	DET
easat-10921	168	39	loan	loan	NOUN
easat-10921	168	40	,	,	PUNCT
easat-10921	168	41	availability	availability	NOUN
easat-10921	168	42	of	of	ADP
easat-10921	168	43	farmer	farmer	NOUN
easat-10921	168	44	capital	capital	NOUN
easat-10921	168	45	,	,	PUNCT
easat-10921	168	46	and	and	CCONJ
easat-10921	168	47	selling	sell	VERB
easat-10921	168	48	price	price	NOUN
easat-10921	168	49	of	of	ADP
easat-10921	168	50	grain	grain	NOUN
easat-10921	168	51	.	.	PUNCT
easat-10921	169	1	h1	h1	PROPN
easat-10921	169	2	:	:	PUNCT
easat-10921	169	3	at	at	ADP
easat-10921	169	4	least	least	ADJ
easat-10921	169	5	bi	bi	ADJ
easat-10921	169	6	≠	≠	PROPN
easat-10921	169	7	0	0	NUM
easat-10921	169	8	:	:	PUNCT
easat-10921	169	9	the	the	DET
easat-10921	169	10	decision	decision	NOUN
easat-10921	169	11	to	to	PART
easat-10921	169	12	use	use	VERB
easat-10921	169	13	kur	kur	NOUN
easat-10921	169	14	is	be	AUX
easat-10921	169	15	significantly	significantly	ADV
easat-10921	169	16	influenced	influence	VERB
easat-10921	169	17	by	by	ADP
easat-10921	169	18	:	:	PUNCT
easat-10921	169	19	understanding	understanding	NOUN
easat-10921	169	20	of	of	ADP
easat-10921	169	21	the	the	DET
easat-10921	169	22	prohibition	prohibition	NOUN
easat-10921	169	23	of	of	ADP
easat-10921	169	24	usury	usury	NOUN
easat-10921	169	25	,	,	PUNCT
easat-10921	169	26	farming	farming	NOUN
easat-10921	169	27	experience	experience	NOUN
easat-10921	169	28	,	,	PUNCT
easat-10921	169	29	land	land	NOUN
easat-10921	169	30	size	size	NOUN
easat-10921	169	31	,	,	PUNCT
easat-10921	169	32	ease	ease	NOUN
easat-10921	169	33	of	of	ADP
easat-10921	169	34	obtaining	obtain	VERB
easat-10921	169	35	a	a	DET
easat-10921	169	36	loan	loan	NOUN
easat-10921	169	37	,	,	PUNCT
easat-10921	169	38	availability	availability	NOUN
easat-10921	169	39	of	of	ADP
easat-10921	169	40	farmer	farmer	NOUN
easat-10921	169	41	capital	capital	NOUN
easat-10921	169	42	,	,	PUNCT
easat-10921	169	43	and	and	CCONJ
easat-10921	169	44	selling	sell	VERB
easat-10921	169	45	price	price	NOUN
easat-10921	169	46	of	of	ADP
easat-10921	169	47	grain	grain	NOUN
easat-10921	169	48	.	.	PUNCT
easat-10921	170	1	table	table	NOUN
easat-10921	170	2	1	1	NUM
easat-10921	170	3	.	.	PUNCT
easat-10921	171	1	chi	chi	ADJ
easat-10921	171	2	-	-	PUNCT
easat-10921	171	3	square	square	ADJ
easat-10921	171	4	analysis	analysis	NOUN
easat-10921	171	5	results	result	NOUN
easat-10921	171	6	.	.	PUNCT
easat-10921	172	1	chi	chi	ADJ
easat-10921	172	2	-	-	PUNCT
easat-10921	172	3	square	square	ADJ
easat-10921	172	4	df	df	PROPN
easat-10921	172	5	sig	sig	PROPN
easat-10921	172	6	.	.	PUNCT
easat-10921	173	1	step	step	NOUN
easat-10921	173	2	1	1	NUM
easat-10921	173	3	step	step	NOUN
easat-10921	173	4	62.534	62.534	NUM
easat-10921	173	5	6	6	NUM
easat-10921	173	6	0.000	0.000	NUM
easat-10921	173	7	block	block	NOUN
easat-10921	173	8	62.534	62.534	NUM
easat-10921	173	9	6	6	NUM
easat-10921	173	10	0.000	0.000	NUM
easat-10921	173	11	model	model	NOUN
easat-10921	173	12	62.534	62.534	NUM
easat-10921	173	13	6	6	NUM
easat-10921	173	14	0.000	0.000	NUM
easat-10921	173	15	the	the	DET
easat-10921	173	16	results	result	NOUN
easat-10921	173	17	of	of	ADP
easat-10921	173	18	the	the	DET
easat-10921	173	19	analysis	analysis	NOUN
easat-10921	173	20	in	in	ADP
easat-10921	173	21	table	table	NOUN
easat-10921	173	22	1	1	NUM
easat-10921	173	23	show	show	VERB
easat-10921	173	24	that	that	SCONJ
easat-10921	173	25	the	the	DET
easat-10921	173	26	chi	chi	NOUN
easat-10921	173	27	-	-	PUNCT
easat-10921	173	28	square	square	ADJ
easat-10921	173	29	(	(	PUNCT
easat-10921	173	30	x2	x2	ADJ
easat-10921	173	31	)	)	PUNCT
easat-10921	173	32	value	value	NOUN
easat-10921	173	33	in	in	ADP
easat-10921	173	34	the	the	DET
easat-10921	173	35	table	table	NOUN
easat-10921	173	36	(	(	PUNCT
easat-10921	173	37	omnibus	omnibus	ADJ
easat-10921	173	38	tests	test	NOUN
easat-10921	173	39	of	of	ADP
easat-10921	173	40	model	model	NOUN
easat-10921	173	41	coefficients	coefficient	NOUN
easat-10921	173	42	)	)	PUNCT
easat-10921	173	43	is	be	AUX
easat-10921	173	44	62.534	62.534	NUM
easat-10921	173	45	,	,	PUNCT
easat-10921	173	46	which	which	PRON
easat-10921	173	47	is	be	AUX
easat-10921	173	48	greater	great	ADJ
easat-10921	173	49	than	than	ADP
easat-10921	173	50	the	the	DET
easat-10921	173	51	x2	x2	ADJ
easat-10921	173	52	value	value	NOUN
easat-10921	173	53	in	in	ADP
easat-10921	173	54	the	the	DET
easat-10921	173	55	table	table	NOUN
easat-10921	173	56	=	=	SYM
easat-10921	173	57	9.66	9.66	NUM
easat-10921	173	58	or	or	CCONJ
easat-10921	173	59	the	the	DET
easat-10921	173	60	significance	significance	NOUN
easat-10921	173	61	value	value	NOUN
easat-10921	173	62	=	=	NOUN
easat-10921	173	63	0.000	0.000	NUM
easat-10921	173	64	<	<	X
easat-10921	173	65	α	α	X
easat-10921	173	66	=	=	NOUN
easat-10921	173	67	0.05	0.05	NUM
easat-10921	173	68	;	;	PUNCT
easat-10921	173	69	therefore	therefore	ADV
easat-10921	173	70	,	,	PUNCT
easat-10921	173	71	h0	h0	PROPN
easat-10921	173	72	is	be	AUX
easat-10921	173	73	rejected	reject	VERB
easat-10921	173	74	.	.	PUNCT
easat-10921	174	1	in	in	ADP
easat-10921	174	2	conclusion	conclusion	NOUN
easat-10921	174	3	,	,	PUNCT
easat-10921	174	4	the	the	DET
easat-10921	174	5	factors	factor	NOUN
easat-10921	174	6	understanding	understand	VERB
easat-10921	174	7	the	the	DET
easat-10921	174	8	prohibition	prohibition	NOUN
easat-10921	174	9	of	of	ADP
easat-10921	174	10	usury	usury	NOUN
easat-10921	174	11	,	,	PUNCT
easat-10921	174	12	farming	farming	NOUN
easat-10921	174	13	experience	experience	NOUN
easat-10921	174	14	,	,	PUNCT
easat-10921	174	15	land	land	NOUN
easat-10921	174	16	size	size	NOUN
easat-10921	174	17	,	,	PUNCT
easat-10921	174	18	ease	ease	NOUN
easat-10921	174	19	of	of	ADP
easat-10921	174	20	obtaining	obtain	VERB
easat-10921	174	21	loans	loan	NOUN
easat-10921	174	22	,	,	PUNCT
easat-10921	174	23	availability	availability	NOUN
easat-10921	174	24	of	of	ADP
easat-10921	174	25	farmer	farmer	NOUN
easat-10921	174	26	capital	capital	NOUN
easat-10921	174	27	,	,	PUNCT
easat-10921	174	28	and	and	CCONJ
easat-10921	174	29	selling	sell	VERB
easat-10921	174	30	price	price	NOUN
easat-10921	174	31	of	of	ADP
easat-10921	174	32	grain	grain	NOUN
easat-10921	174	33	simultaneously	simultaneously	ADV
easat-10921	174	34	have	have	VERB
easat-10921	174	35	a	a	DET
easat-10921	174	36	significant	significant	ADJ
easat-10921	174	37	influence	influence	NOUN
easat-10921	174	38	on	on	ADP
easat-10921	174	39	the	the	DET
easat-10921	174	40	decision	decision	NOUN
easat-10921	174	41	to	to	PART
easat-10921	174	42	utilize	utilize	VERB
easat-10921	174	43	people	people	NOUN
easat-10921	174	44	's	's	PART
easat-10921	174	45	business	business	NOUN
easat-10921	174	46	credit	credit	NOUN
easat-10921	174	47	.	.	PUNCT
easat-10921	175	1	table	table	NOUN
easat-10921	175	2	2	2	NUM
easat-10921	175	3	.	.	PUNCT
easat-10921	175	4	results	result	NOUN
easat-10921	175	5	of	of	ADP
easat-10921	175	6	r	r	NOUN
easat-10921	175	7	-	-	PUNCT
easat-10921	175	8	squared	square	VERB
easat-10921	175	9	analysis	analysis	NOUN
easat-10921	175	10	.	.	PUNCT
easat-10921	176	1	model	model	NOUN
easat-10921	176	2	summary	summary	NOUN
easat-10921	176	3	step	step	NOUN
easat-10921	176	4	-2	-2	INTJ
easat-10921	176	5	log	log	PROPN
easat-10921	176	6	likelihood	likelihood	PROPN
easat-10921	176	7	cox	cox	PROPN
easat-10921	176	8	&	&	CCONJ
easat-10921	176	9	snell	snell	PROPN
easat-10921	176	10	r	r	PROPN
easat-10921	176	11	square	square	PROPN
easat-10921	176	12	nagelkerke	nagelkerke	PROPN
easat-10921	176	13	r	r	NOUN
easat-10921	176	14	square	square	NOUN
easat-10921	176	15	1	1	NUM
easat-10921	176	16	47.568a	47.568a	NUM
easat-10921	176	17	0.542	0.542	NUM
easat-10921	176	18	0.726	0.726	NUM
easat-10921	176	19	hosmer	hosmer	NOUN
easat-10921	176	20	and	and	CCONJ
easat-10921	176	21	lemeshow	lemeshow	ADJ
easat-10921	176	22	test	test	NOUN
easat-10921	176	23	step	step	NOUN
easat-10921	176	24	chi	chi	ADJ
easat-10921	176	25	-	-	PUNCT
easat-10921	176	26	square	square	ADJ
easat-10921	176	27	df	df	PROPN
easat-10921	176	28	sig	sig	NOUN
easat-10921	176	29	.	.	PROPN
easat-10921	177	1	1	1	NUM
easat-10921	177	2	4.026	4.026	NUM
easat-10921	177	3	8	8	NUM
easat-10921	177	4	0.855	0.855	NUM
easat-10921	177	5	furthermore	furthermore	ADV
easat-10921	177	6	,	,	PUNCT
easat-10921	177	7	the	the	DET
easat-10921	177	8	results	result	NOUN
easat-10921	177	9	of	of	ADP
easat-10921	177	10	the	the	DET
easat-10921	177	11	analysis	analysis	NOUN
easat-10921	177	12	in	in	ADP
easat-10921	177	13	table	table	NOUN
easat-10921	177	14	2	2	NUM
easat-10921	177	15	show	show	VERB
easat-10921	177	16	an	an	DET
easat-10921	177	17	r2	r2	NOUN
easat-10921	177	18	(	(	PUNCT
easat-10921	177	19	nagelkerke	nagelkerke	NOUN
easat-10921	177	20	square	square	ADJ
easat-10921	177	21	)	)	PUNCT
easat-10921	177	22	value	value	NOUN
easat-10921	177	23	of	of	ADP
easat-10921	177	24	0.726	0.726	NUM
easat-10921	177	25	,	,	PUNCT
easat-10921	177	26	which	which	PRON
easat-10921	177	27	indicates	indicate	VERB
easat-10921	177	28	that	that	SCONJ
easat-10921	177	29	the	the	DET
easat-10921	177	30	decision	decision	NOUN
easat-10921	177	31	to	to	PART
easat-10921	177	32	utilize	utilize	VERB
easat-10921	177	33	people	people	NOUN
easat-10921	177	34	's	's	PART
easat-10921	177	35	business	business	NOUN
easat-10921	177	36	credit	credit	NOUN
easat-10921	177	37	can	can	AUX
easat-10921	177	38	be	be	AUX
easat-10921	177	39	explained	explain	VERB
easat-10921	177	40	by	by	ADP
easat-10921	177	41	factors	factor	NOUN
easat-10921	177	42	that	that	PRON
easat-10921	177	43	influence	influence	VERB
easat-10921	177	44	it	it	PRON
easat-10921	177	45	,	,	PUNCT
easat-10921	177	46	accounting	account	VERB
easat-10921	177	47	for	for	ADP
easat-10921	177	48	72.60	72.60	NUM
easat-10921	177	49	%	%	NOUN
easat-10921	177	50	,	,	PUNCT
easat-10921	177	51	while	while	SCONJ
easat-10921	177	52	the	the	DET
easat-10921	177	53	remaining	remain	VERB
easat-10921	177	54	27.40	27.40	NUM
easat-10921	177	55	%	%	NOUN
easat-10921	177	56	is	be	AUX
easat-10921	177	57	influenced	influence	VERB
easat-10921	177	58	by	by	ADP
easat-10921	177	59	other	other	ADJ
easat-10921	177	60	factors	factor	NOUN
easat-10921	177	61	or	or	CCONJ
easat-10921	177	62	variables	variable	NOUN
easat-10921	177	63	not	not	PART
easat-10921	177	64	included	include	VERB
easat-10921	177	65	in	in	ADP
easat-10921	177	66	the	the	DET
easat-10921	177	67	model	model	NOUN
easat-10921	177	68	.	.	PUNCT
easat-10921	178	1	with	with	ADP
easat-10921	178	2	the	the	DET
easat-10921	178	3	real	real	ADJ
easat-10921	178	4	influence	influence	NOUN
easat-10921	178	5	proven	prove	VERB
easat-10921	178	6	,	,	PUNCT
easat-10921	178	7	the	the	DET
easat-10921	178	8	analysis	analysis	NOUN
easat-10921	178	9	and	and	CCONJ
easat-10921	178	10	testing	testing	NOUN
easat-10921	178	11	continue	continue	VERB
easat-10921	178	12	to	to	ADP
easat-10921	178	13	the	the	DET
easat-10921	178	14	next	next	ADJ
easat-10921	178	15	stage	stage	NOUN
easat-10921	178	16	,	,	PUNCT
easat-10921	178	17	namely	namely	ADV
easat-10921	178	18	,	,	PUNCT
easat-10921	178	19	partial	partial	ADJ
easat-10921	178	20	test	test	NOUN
easat-10921	178	21	analysis	analysis	NOUN
easat-10921	178	22	.	.	PUNCT
easat-10921	179	1	four	four	NUM
easat-10921	179	2	factors	factor	NOUN
easat-10921	179	3	impact	impact	NOUN
easat-10921	179	4	competition	competition	NOUN
easat-10921	179	5	in	in	ADP
easat-10921	179	6	lending	lend	VERB
easat-10921	179	7	to	to	ADP
easat-10921	179	8	people	people	NOUN
easat-10921	179	9	's	's	PART
easat-10921	179	10	businesses	business	NOUN
easat-10921	179	11	:	:	PUNCT
easat-10921	179	12	social	social	ADJ
easat-10921	179	13	impact	impact	NOUN
easat-10921	179	14	,	,	PUNCT
easat-10921	179	15	performance	performance	NOUN
easat-10921	179	16	,	,	PUNCT
easat-10921	179	17	market	market	NOUN
easat-10921	179	18	structure	structure	NOUN
easat-10921	179	19	,	,	PUNCT
easat-10921	179	20	and	and	CCONJ
easat-10921	179	21	relationships	relationship	NOUN
easat-10921	179	22	with	with	ADP
easat-10921	179	23	other	other	ADJ
easat-10921	179	24	financial	financial	ADJ
easat-10921	179	25	institutions	institution	NOUN
easat-10921	179	26	.	.	PUNCT
easat-10921	180	1	therefore	therefore	ADV
easat-10921	180	2	,	,	PUNCT
easat-10921	180	3	microfinance	microfinance	NOUN
easat-10921	180	4	institutions	institution	NOUN
easat-10921	180	5	must	must	AUX
easat-10921	180	6	adapt	adapt	VERB
easat-10921	180	7	in	in	ADP
easat-10921	180	8	disbursing	disburse	VERB
easat-10921	180	9	their	their	PRON
easat-10921	180	10	loans	loan	NOUN
easat-10921	180	11	[	[	X
easat-10921	180	12	25	25	NUM
easat-10921	180	13	]	]	PUNCT
easat-10921	180	14	.	.	PUNCT
easat-10921	181	1	small	small	ADJ
easat-10921	181	2	companies	company	NOUN
easat-10921	181	3	do	do	AUX
easat-10921	181	4	not	not	PART
easat-10921	181	5	have	have	VERB
easat-10921	181	6	the	the	DET
easat-10921	181	7	same	same	ADJ
easat-10921	181	8	access	access	NOUN
easat-10921	181	9	to	to	ADP
easat-10921	181	10	bank	bank	NOUN
easat-10921	181	11	credit	credit	NOUN
easat-10921	181	12	as	as	ADP
easat-10921	181	13	large	large	ADJ
easat-10921	181	14	companies	company	NOUN
easat-10921	181	15	[	[	X
easat-10921	181	16	26	26	NUM
easat-10921	181	17	]	]	PUNCT
easat-10921	181	18	.	.	PUNCT
easat-10921	182	1	the	the	DET
easat-10921	182	2	research	research	NOUN
easat-10921	182	3	results	result	NOUN
easat-10921	182	4	show	show	VERB
easat-10921	182	5	that	that	SCONJ
easat-10921	182	6	:	:	PUNCT
easat-10921	182	7	609	609	NUM
easat-10921	182	8	edelweiss	edelweiss	PROPN
easat-10921	182	9	applied	apply	VERB
easat-10921	182	10	science	science	NOUN
easat-10921	182	11	and	and	CCONJ
easat-10921	182	12	technology	technology	NOUN
easat-10921	182	13	issn	issn	PROPN
easat-10921	182	14	:	:	PUNCT
easat-10921	182	15	2576	2576	NUM
easat-10921	182	16	-	-	SYM
easat-10921	182	17	8484	8484	NUM
easat-10921	182	18	vol	vol	NOUN
easat-10921	182	19	.	.	PROPN
easat-10921	183	1	9	9	NUM
easat-10921	183	2	,	,	PUNCT
easat-10921	183	3	no	no	INTJ
easat-10921	183	4	.	.	NOUN
easat-10921	183	5	11	11	NUM
easat-10921	183	6	:	:	PUNCT
easat-10921	183	7	600	600	NUM
easat-10921	183	8	-	-	NUM
easat-10921	183	9	612	612	NUM
easat-10921	183	10	,	,	PUNCT
easat-10921	183	11	2025	2025	NUM
easat-10921	183	12	doi	doi	NOUN
easat-10921	183	13	:	:	PUNCT
easat-10921	183	14	10.55214/2576	10.55214/2576	NUM
easat-10921	183	15	-	-	SYM
easat-10921	183	16	8484.v9i11.10921	8484.v9i11.10921	NUM
easat-10921	183	17	©	©	ADP
easat-10921	183	18	2025	2025	NUM
easat-10921	183	19	by	by	ADP
easat-10921	183	20	the	the	DET
easat-10921	183	21	authors	author	NOUN
easat-10921	183	22	;	;	PUNCT
easat-10921	183	23	licensee	licensee	PROPN
easat-10921	183	24	learning	learning	NOUN
easat-10921	183	25	gate	gate	NOUN
easat-10921	183	26	1	1	NUM
easat-10921	183	27	)	)	PUNCT
easat-10921	183	28	bni	bni	PROPN
easat-10921	183	29	farming	farming	PROPN
easat-10921	183	30	business	business	NOUN
easat-10921	183	31	credit	credit	NOUN
easat-10921	183	32	(	(	PUNCT
easat-10921	183	33	kur	kur	NOUN
easat-10921	183	34	)	)	PUNCT
easat-10921	183	35	influences	influence	VERB
easat-10921	183	36	the	the	DET
easat-10921	183	37	income	income	NOUN
easat-10921	183	38	of	of	ADP
easat-10921	183	39	rice	rice	NOUN
easat-10921	183	40	farmers	farmer	NOUN
easat-10921	183	41	in	in	ADP
easat-10921	183	42	betro	betro	ADJ
easat-10921	183	43	village	village	NOUN
easat-10921	183	44	,	,	PUNCT
easat-10921	183	45	kemlagi	kemlagi	PROPN
easat-10921	183	46	district	district	PROPN
easat-10921	183	47	,	,	PUNCT
easat-10921	183	48	mojokerto	mojokerto	VERB
easat-10921	183	49	regency	regency	PROPN
easat-10921	183	50	.	.	PUNCT
easat-10921	184	1	this	this	PRON
easat-10921	184	2	indicates	indicate	VERB
easat-10921	184	3	that	that	SCONJ
easat-10921	184	4	with	with	ADP
easat-10921	184	5	every	every	DET
easat-10921	184	6	additional	additional	ADJ
easat-10921	184	7	people	people	NOUN
easat-10921	184	8	's	's	PART
easat-10921	184	9	business	business	NOUN
easat-10921	184	10	credit	credit	NOUN
easat-10921	184	11	,	,	PUNCT
easat-10921	184	12	farmers	farmer	NOUN
easat-10921	184	13	'	'	PART
easat-10921	184	14	income	income	NOUN
easat-10921	184	15	tends	tend	VERB
easat-10921	184	16	to	to	PART
easat-10921	184	17	increase	increase	VERB
easat-10921	184	18	.	.	PUNCT
easat-10921	185	1	2	2	X
easat-10921	185	2	)	)	PUNCT
easat-10921	185	3	bni	bni	PROPN
easat-10921	185	4	farmer	farmer	PROPN
easat-10921	185	5	people	people	PROPN
easat-10921	185	6	's	's	PART
easat-10921	185	7	business	business	NOUN
easat-10921	185	8	credit	credit	NOUN
easat-10921	185	9	(	(	PUNCT
easat-10921	185	10	kur	kur	NOUN
easat-10921	185	11	)	)	PUNCT
easat-10921	185	12	received	receive	VERB
easat-10921	185	13	a	a	DET
easat-10921	185	14	positive	positive	ADJ
easat-10921	185	15	response	response	NOUN
easat-10921	185	16	from	from	ADP
easat-10921	185	17	farmers	farmer	NOUN
easat-10921	185	18	and	and	CCONJ
easat-10921	185	19	is	be	AUX
easat-10921	185	20	very	very	ADV
easat-10921	185	21	useful	useful	ADJ
easat-10921	185	22	for	for	ADP
easat-10921	185	23	increasing	increase	VERB
easat-10921	185	24	capital	capital	NOUN
easat-10921	185	25	for	for	ADP
easat-10921	185	26	rice	rice	NOUN
easat-10921	185	27	cultivation	cultivation	NOUN
easat-10921	185	28	because	because	SCONJ
easat-10921	185	29	it	it	PRON
easat-10921	185	30	is	be	AUX
easat-10921	185	31	more	more	ADV
easat-10921	185	32	profitable	profitable	ADJ
easat-10921	185	33	than	than	ADP
easat-10921	185	34	private	private	ADJ
easat-10921	185	35	banks	bank	NOUN
easat-10921	185	36	[	[	X
easat-10921	185	37	27	27	NUM
easat-10921	185	38	]	]	PUNCT
easat-10921	185	39	.	.	PUNCT
easat-10921	186	1	masloc	masloc	NOUN
easat-10921	186	2	,	,	PUNCT
easat-10921	186	3	a	a	DET
easat-10921	186	4	microfinance	microfinance	NOUN
easat-10921	186	5	institution	institution	NOUN
easat-10921	186	6	offering	offer	VERB
easat-10921	186	7	long	long	ADJ
easat-10921	186	8	-	-	PUNCT
easat-10921	186	9	term	term	NOUN
easat-10921	186	10	loans	loan	NOUN
easat-10921	186	11	,	,	PUNCT
easat-10921	186	12	plays	play	VERB
easat-10921	186	13	an	an	DET
easat-10921	186	14	important	important	ADJ
easat-10921	186	15	role	role	NOUN
easat-10921	186	16	in	in	ADP
easat-10921	186	17	poverty	poverty	NOUN
easat-10921	186	18	alleviation	alleviation	NOUN
easat-10921	186	19	by	by	ADP
easat-10921	186	20	strengthening	strengthen	VERB
easat-10921	186	21	income	income	NOUN
easat-10921	186	22	levels	level	NOUN
easat-10921	186	23	,	,	PUNCT
easat-10921	186	24	improving	improve	VERB
easat-10921	186	25	consumption	consumption	NOUN
easat-10921	186	26	patterns	pattern	NOUN
easat-10921	186	27	,	,	PUNCT
easat-10921	186	28	facilitating	facilitate	VERB
easat-10921	186	29	access	access	NOUN
easat-10921	186	30	to	to	ADP
easat-10921	186	31	basic	basic	ADJ
easat-10921	186	32	needs	need	NOUN
easat-10921	186	33	,	,	PUNCT
easat-10921	186	34	and	and	CCONJ
easat-10921	186	35	enabling	enable	VERB
easat-10921	186	36	the	the	DET
easat-10921	186	37	accumulation	accumulation	NOUN
easat-10921	186	38	of	of	ADP
easat-10921	186	39	valuable	valuable	ADJ
easat-10921	186	40	assets	asset	NOUN
easat-10921	186	41	.	.	PUNCT
easat-10921	187	1	it	it	PRON
easat-10921	187	2	also	also	ADV
easat-10921	187	3	fosters	foster	VERB
easat-10921	187	4	a	a	DET
easat-10921	187	5	positive	positive	ADJ
easat-10921	187	6	attitude	attitude	NOUN
easat-10921	187	7	towards	towards	ADP
easat-10921	187	8	loan	loan	NOUN
easat-10921	187	9	repayment	repayment	NOUN
easat-10921	187	10	.	.	PUNCT
easat-10921	188	1	this	this	DET
easat-10921	188	2	study	study	NOUN
easat-10921	188	3	enriches	enrich	VERB
easat-10921	188	4	the	the	DET
easat-10921	188	5	ongoing	ongoing	ADJ
easat-10921	188	6	discourse	discourse	NOUN
easat-10921	188	7	around	around	ADP
easat-10921	188	8	the	the	DET
easat-10921	188	9	impact	impact	NOUN
easat-10921	188	10	of	of	ADP
easat-10921	188	11	government	government	NOUN
easat-10921	188	12	microfinance	microfinance	NOUN
easat-10921	188	13	schemes	scheme	NOUN
easat-10921	188	14	on	on	ADP
easat-10921	188	15	their	their	PRON
easat-10921	188	16	beneficiaries	beneficiary	NOUN
easat-10921	188	17	[	[	X
easat-10921	188	18	28	28	NUM
easat-10921	188	19	]	]	SYM
easat-10921	188	20	4.4	4.4	NUM
easat-10921	188	21	.	.	PUNCT
easat-10921	189	1	partial	partial	ADJ
easat-10921	189	2	analysis	analysis	NOUN
easat-10921	189	3	of	of	ADP
easat-10921	189	4	factors	factor	NOUN
easat-10921	189	5	that	that	PRON
easat-10921	189	6	influence	influence	VERB
easat-10921	189	7	people	people	NOUN
easat-10921	189	8	's	's	PART
easat-10921	189	9	business	business	NOUN
easat-10921	189	10	credit	credit	NOUN
easat-10921	189	11	decisions	decision	NOUN
easat-10921	189	12	the	the	DET
easat-10921	189	13	results	result	NOUN
easat-10921	189	14	of	of	ADP
easat-10921	189	15	the	the	DET
easat-10921	189	16	analysis	analysis	NOUN
easat-10921	189	17	of	of	ADP
easat-10921	189	18	factors	factor	NOUN
easat-10921	189	19	influencing	influence	VERB
easat-10921	189	20	loan	loan	NOUN
easat-10921	189	21	taking	taking	NOUN
easat-10921	189	22	can	can	AUX
easat-10921	189	23	be	be	AUX
easat-10921	189	24	presented	present	VERB
easat-10921	189	25	in	in	ADP
easat-10921	189	26	table	table	NOUN
easat-10921	189	27	3	3	NUM
easat-10921	189	28	.	.	PUNCT
easat-10921	189	29	table	table	NOUN
easat-10921	189	30	3	3	NUM
easat-10921	189	31	.	.	PUNCT
easat-10921	189	32	results	result	NOUN
easat-10921	189	33	of	of	ADP
easat-10921	189	34	partial	partial	ADJ
easat-10921	189	35	influence	influence	NOUN
easat-10921	189	36	analysis	analysis	NOUN
easat-10921	189	37	on	on	ADP
easat-10921	189	38	decisions	decision	NOUN
easat-10921	189	39	to	to	PART
easat-10921	189	40	utilize	utilize	VERB
easat-10921	189	41	the	the	DET
easat-10921	189	42	people	people	NOUN
easat-10921	189	43	's	's	PART
easat-10921	189	44	business	business	NOUN
easat-10921	189	45	credit	credit	NOUN
easat-10921	189	46	program	program	NOUN
easat-10921	189	47	.	.	PUNCT
easat-10921	190	1	variable	variable	ADJ
easat-10921	190	2	/	/	SYM
easat-10921	190	3	factor	factor	NOUN
easat-10921	190	4	b	b	PROPN
easat-10921	190	5	s.e	s.e	PROPN
easat-10921	190	6	.	.	PROPN
easat-10921	190	7	wald	wald	PROPN
easat-10921	190	8	df	df	PROPN
easat-10921	190	9	sig	sig	PROPN
easat-10921	190	10	.	.	PUNCT
easat-10921	191	1	exp(b	exp(b	NUM
easat-10921	191	2	)	)	PUNCT
easat-10921	191	3	x1(compliance	x1(compliance	NOUN
easat-10921	192	1	with	with	ADP
easat-10921	192	2	the	the	DET
easat-10921	192	3	prohibition	prohibition	NOUN
easat-10921	192	4	on	on	ADP
easat-10921	192	5	usury	usury	NOUN
easat-10921	192	6	)	)	PUNCT
easat-10921	192	7	-3.556	-3.556	PUNCT
easat-10921	192	8	1.162	1.162	NUM
easat-10921	192	9	9.367	9.367	NUM
easat-10921	192	10	1	1	NUM
easat-10921	192	11	0.002	0.002	NUM
easat-10921	192	12	0.029	0.029	NUM
easat-10921	192	13	x2	x2	PROPN
easat-10921	192	14	(	(	PUNCT
easat-10921	192	15	farming	farming	NOUN
easat-10921	192	16	experience	experience	NOUN
easat-10921	192	17	)	)	PUNCT
easat-10921	192	18	20.859	20.859	NUM
easat-10921	193	1	7438.998	7438.998	NUM
easat-10921	193	2	0.000	0.000	NUM
easat-10921	193	3	1	1	NUM
easat-10921	193	4	0.998	0.998	NUM
easat-10921	193	5	0.000	0.000	NUM
easat-10921	193	6	x3(land	x3(land	PROPN
easat-10921	193	7	area	area	NOUN
easat-10921	193	8	)	)	PUNCT
easat-10921	193	9	0.698	0.698	NUM
easat-10921	193	10	0.777	0.777	NUM
easat-10921	194	1	0.807	0.807	NUM
easat-10921	194	2	1	1	NUM
easat-10921	194	3	0.369	0.369	NUM
easat-10921	194	4	2.010	2.010	NUM
easat-10921	194	5	x4	x4	PROPN
easat-10921	194	6	(	(	PUNCT
easat-10921	194	7	ease	ease	NOUN
easat-10921	194	8	of	of	ADP
easat-10921	194	9	access	access	NOUN
easat-10921	194	10	to	to	ADP
easat-10921	194	11	loans	loan	NOUN
easat-10921	194	12	)	)	PUNCT
easat-10921	194	13	1.906	1.906	NUM
easat-10921	194	14	0.944	0.944	NUM
easat-10921	194	15	4.077	4.077	NUM
easat-10921	194	16	1	1	NUM
easat-10921	194	17	0.043	0.043	NUM
easat-10921	194	18	0.149	0.149	NUM
easat-10921	194	19	x5	x5	NOUN
easat-10921	194	20	(	(	PUNCT
easat-10921	194	21	availability	availability	NOUN
easat-10921	194	22	of	of	ADP
easat-10921	194	23	cash	cash	NOUN
easat-10921	194	24	capital	capital	NOUN
easat-10921	194	25	)	)	PUNCT
easat-10921	194	26	2.331	2.331	NUM
easat-10921	194	27	0.971	0.971	NUM
easat-10921	194	28	5.760	5.760	NUM
easat-10921	194	29	1	1	NUM
easat-10921	194	30	0.016	0.016	NUM
easat-10921	194	31	10.291	10.291	NUM
easat-10921	194	32	x6	x6	NOUN
easat-10921	194	33	(	(	PUNCT
easat-10921	194	34	selling	sell	VERB
easat-10921	194	35	price	price	NOUN
easat-10921	194	36	of	of	ADP
easat-10921	194	37	grain	grain	NOUN
easat-10921	194	38	)	)	PUNCT
easat-10921	194	39	-1.599	-1.599	PUNCT
easat-10921	194	40	1.051	1.051	NUM
easat-10921	194	41	2.318	2.318	NUM
easat-10921	194	42	1	1	NUM
easat-10921	194	43	0.128	0.128	NUM
easat-10921	194	44	0.202	0.202	NUM
easat-10921	194	45	constant	constant	ADJ
easat-10921	194	46	6.115	6.115	NUM
easat-10921	194	47	1.414	1.414	NUM
easat-10921	194	48	22.443	22.443	NUM
easat-10921	194	49	1	1	NUM
easat-10921	194	50	0.000	0.000	NUM
easat-10921	194	51	0.007	0.007	NUM
easat-10921	194	52	the	the	DET
easat-10921	194	53	results	result	NOUN
easat-10921	194	54	of	of	ADP
easat-10921	194	55	the	the	DET
easat-10921	194	56	analysis	analysis	NOUN
easat-10921	194	57	in	in	ADP
easat-10921	194	58	table	table	NOUN
easat-10921	194	59	3	3	NUM
easat-10921	194	60	show	show	VERB
easat-10921	194	61	that	that	SCONJ
easat-10921	194	62	the	the	DET
easat-10921	194	63	variables	variable	NOUN
easat-10921	194	64	with	with	ADP
easat-10921	194	65	a	a	DET
easat-10921	194	66	significance	significance	NOUN
easat-10921	194	67	level	level	NOUN
easat-10921	194	68	of	of	ADP
easat-10921	194	69	<	<	NOUN
easat-10921	194	70	0.05	0.05	NUM
easat-10921	194	71	are	be	AUX
easat-10921	194	72	those	those	PRON
easat-10921	194	73	that	that	PRON
easat-10921	194	74	have	have	VERB
easat-10921	194	75	a	a	DET
easat-10921	194	76	real	real	ADJ
easat-10921	194	77	influence	influence	NOUN
easat-10921	194	78	,	,	PUNCT
easat-10921	194	79	namely	namely	ADV
easat-10921	194	80	x1	x1	PROPN
easat-10921	194	81	(	(	PUNCT
easat-10921	194	82	compliance	compliance	NOUN
easat-10921	194	83	with	with	ADP
easat-10921	194	84	the	the	DET
easat-10921	194	85	prohibition	prohibition	NOUN
easat-10921	194	86	on	on	ADP
easat-10921	194	87	usury	usury	NOUN
easat-10921	194	88	)	)	PUNCT
easat-10921	194	89	,	,	PUNCT
easat-10921	194	90	x4	x4	PROPN
easat-10921	194	91	(	(	PUNCT
easat-10921	194	92	ease	ease	NOUN
easat-10921	194	93	of	of	ADP
easat-10921	194	94	access	access	NOUN
easat-10921	194	95	to	to	ADP
easat-10921	194	96	loans	loan	NOUN
easat-10921	194	97	)	)	PUNCT
easat-10921	194	98	,	,	PUNCT
easat-10921	194	99	and	and	CCONJ
easat-10921	194	100	x5	x5	NOUN
easat-10921	194	101	(	(	PUNCT
easat-10921	194	102	availability	availability	NOUN
easat-10921	194	103	of	of	ADP
easat-10921	194	104	cash	cash	NOUN
easat-10921	194	105	capital	capital	NOUN
easat-10921	194	106	)	)	PUNCT
easat-10921	194	107	,	,	PUNCT
easat-10921	194	108	while	while	SCONJ
easat-10921	194	109	other	other	ADJ
easat-10921	194	110	variables	variable	NOUN
easat-10921	194	111	,	,	PUNCT
easat-10921	194	112	namely	namely	ADV
easat-10921	194	113	x2	x2	PROPN
easat-10921	194	114	(	(	PUNCT
easat-10921	194	115	farming	farming	NOUN
easat-10921	194	116	experience	experience	NOUN
easat-10921	194	117	)	)	PUNCT
easat-10921	194	118	,	,	PUNCT
easat-10921	194	119	x3	x3	PROPN
easat-10921	194	120	(	(	PUNCT
easat-10921	194	121	land	land	NOUN
easat-10921	194	122	area	area	NOUN
easat-10921	194	123	)	)	PUNCT
easat-10921	194	124	,	,	PUNCT
easat-10921	194	125	and	and	CCONJ
easat-10921	194	126	x6	x6	PROPN
easat-10921	194	127	(	(	PUNCT
easat-10921	194	128	selling	sell	VERB
easat-10921	194	129	price	price	NOUN
easat-10921	194	130	of	of	ADP
easat-10921	194	131	grain	grain	NOUN
easat-10921	194	132	)	)	PUNCT
easat-10921	194	133	,	,	PUNCT
easat-10921	194	134	have	have	VERB
easat-10921	194	135	less	less	ADJ
easat-10921	194	136	influence	influence	NOUN
easat-10921	194	137	.	.	PUNCT
easat-10921	195	1	table	table	NOUN
easat-10921	195	2	4	4	NUM
easat-10921	195	3	.	.	PUNCT
easat-10921	196	1	results	result	NOUN
easat-10921	196	2	of	of	ADP
easat-10921	196	3	partial	partial	ADJ
easat-10921	196	4	influence	influence	NOUN
easat-10921	196	5	analysis	analysis	NOUN
easat-10921	196	6	on	on	ADP
easat-10921	196	7	decisions	decision	NOUN
easat-10921	196	8	to	to	PART
easat-10921	196	9	utilize	utilize	VERB
easat-10921	196	10	the	the	DET
easat-10921	196	11	people	people	NOUN
easat-10921	196	12	's	's	PART
easat-10921	196	13	business	business	NOUN
easat-10921	196	14	credit	credit	NOUN
easat-10921	196	15	program	program	NOUN
easat-10921	196	16	.	.	PUNCT
easat-10921	197	1	variable	variable	ADJ
easat-10921	197	2	notation	notation	PROPN
easat-10921	197	3	significant	significant	ADJ
easat-10921	197	4	coefficient	coefficient	NOUN
easat-10921	197	5	regression	regression	NOUN
easat-10921	197	6	sign	sign	NOUN
easat-10921	197	7	.	.	PUNCT
easat-10921	198	1	result	result	VERB
easat-10921	198	2	compliance	compliance	NOUN
easat-10921	198	3	with	with	ADP
easat-10921	198	4	the	the	DET
easat-10921	198	5	prohibition	prohibition	NOUN
easat-10921	198	6	on	on	ADP
easat-10921	198	7	usury	usury	PROPN
easat-10921	198	8	x1	x1	PROPN
easat-10921	198	9	-3.556	-3.556	SYM
easat-10921	198	10	0.002	0.002	NUM
easat-10921	198	11	significant	significant	ADJ
easat-10921	198	12	farming	farming	NOUN
easat-10921	198	13	experience	experience	NOUN
easat-10921	198	14	x2	x2	PROPN
easat-10921	198	15	20.859	20.859	NUM
easat-10921	198	16	0.998	0.998	NUM
easat-10921	198	17	insignificant	insignificant	ADJ
easat-10921	198	18	land	land	NOUN
easat-10921	198	19	area	area	NOUN
easat-10921	198	20	x3	x3	VERB
easat-10921	198	21	0.698	0.698	NUM
easat-10921	198	22	0.369	0.369	NUM
easat-10921	198	23	insignificant	insignificant	ADJ
easat-10921	198	24	ease	ease	NOUN
easat-10921	198	25	of	of	ADP
easat-10921	198	26	access	access	NOUN
easat-10921	198	27	to	to	ADP
easat-10921	198	28	loans	loan	NOUN
easat-10921	198	29	x4	x4	CCONJ
easat-10921	198	30	1.906	1.906	NUM
easat-10921	198	31	0.043	0.043	NUM
easat-10921	198	32	significant	significant	ADJ
easat-10921	198	33	availability	availability	NOUN
easat-10921	198	34	of	of	ADP
easat-10921	198	35	cash	cash	NOUN
easat-10921	198	36	capital	capital	NOUN
easat-10921	198	37	x5	x5	PROPN
easat-10921	198	38	2.331	2.331	NUM
easat-10921	198	39	0.016	0.016	NUM
easat-10921	198	40	significant	significant	ADJ
easat-10921	198	41	selling	selling	NOUN
easat-10921	198	42	price	price	NOUN
easat-10921	198	43	of	of	ADP
easat-10921	198	44	grain	grain	NOUN
easat-10921	198	45	x6	x6	PROPN
easat-10921	198	46	-1	-1	NOUN
easat-10921	198	47	.	.	PUNCT
easat-10921	199	1	599	599	NUM
easat-10921	199	2	0.128	0.128	NUM
easat-10921	199	3	insignificant	insignificant	ADJ
easat-10921	199	4	the	the	DET
easat-10921	199	5	results	result	NOUN
easat-10921	199	6	of	of	ADP
easat-10921	199	7	the	the	DET
easat-10921	199	8	research	research	NOUN
easat-10921	199	9	in	in	ADP
easat-10921	199	10	table	table	NOUN
easat-10921	199	11	4	4	NUM
easat-10921	199	12	show	show	VERB
easat-10921	199	13	that	that	SCONJ
easat-10921	199	14	the	the	DET
easat-10921	199	15	variables	variable	NOUN
easat-10921	199	16	of	of	ADP
easat-10921	199	17	compliance	compliance	NOUN
easat-10921	199	18	with	with	ADP
easat-10921	199	19	the	the	DET
easat-10921	199	20	prohibition	prohibition	NOUN
easat-10921	199	21	on	on	ADP
easat-10921	199	22	usury	usury	NOUN
easat-10921	199	23	,	,	PUNCT
easat-10921	199	24	ease	ease	NOUN
easat-10921	199	25	of	of	ADP
easat-10921	199	26	access	access	NOUN
easat-10921	199	27	to	to	ADP
easat-10921	199	28	people	people	NOUN
easat-10921	199	29	's	's	PART
easat-10921	199	30	business	business	NOUN
easat-10921	199	31	credit	credit	NOUN
easat-10921	199	32	,	,	PUNCT
easat-10921	199	33	and	and	CCONJ
easat-10921	199	34	initial	initial	ADJ
easat-10921	199	35	availability	availability	NOUN
easat-10921	199	36	influence	influence	NOUN
easat-10921	199	37	respondents	respondent	NOUN
easat-10921	199	38	in	in	ADP
easat-10921	199	39	determining	determine	VERB
easat-10921	199	40	participation	participation	NOUN
easat-10921	199	41	in	in	ADP
easat-10921	199	42	people	people	NOUN
easat-10921	199	43	's	's	PART
easat-10921	199	44	business	business	NOUN
easat-10921	199	45	credit	credit	NOUN
easat-10921	199	46	,	,	PUNCT
easat-10921	199	47	while	while	SCONJ
easat-10921	199	48	farming	farming	NOUN
easat-10921	199	49	experience	experience	NOUN
easat-10921	199	50	,	,	PUNCT
easat-10921	199	51	land	land	NOUN
easat-10921	199	52	area	area	NOUN
easat-10921	199	53	,	,	PUNCT
easat-10921	199	54	and	and	CCONJ
easat-10921	199	55	the	the	DET
easat-10921	199	56	selling	selling	NOUN
easat-10921	199	57	price	price	NOUN
easat-10921	199	58	of	of	ADP
easat-10921	199	59	grain	grain	NOUN
easat-10921	199	60	have	have	VERB
easat-10921	199	61	less	less	ADJ
easat-10921	199	62	influence	influence	NOUN
easat-10921	199	63	.	.	PUNCT
easat-10921	200	1	microfinance	microfinance	NOUN
easat-10921	200	2	does	do	AUX
easat-10921	200	3	not	not	PART
easat-10921	200	4	contribute	contribute	VERB
easat-10921	200	5	to	to	ADP
easat-10921	200	6	achieving	achieve	VERB
easat-10921	200	7	the	the	DET
easat-10921	200	8	mdgs	mdgs	NOUN
easat-10921	200	9	;	;	PUNCT
easat-10921	200	10	the	the	DET
easat-10921	200	11	mission	mission	NOUN
easat-10921	200	12	is	be	AUX
easat-10921	200	13	to	to	PART
easat-10921	200	14	serve	serve	VERB
easat-10921	200	15	the	the	DET
easat-10921	200	16	poor	poor	ADJ
easat-10921	200	17	.	.	PUNCT
easat-10921	201	1	it	it	PRON
easat-10921	201	2	apparently	apparently	ADV
easat-10921	201	3	has	have	VERB
easat-10921	201	4	little	little	ADJ
easat-10921	201	5	room	room	NOUN
easat-10921	201	6	to	to	PART
easat-10921	201	7	move	move	VERB
easat-10921	201	8	in	in	ADP
easat-10921	201	9	countries	country	NOUN
easat-10921	201	10	where	where	SCONJ
easat-10921	201	11	the	the	DET
easat-10921	201	12	banking	banking	NOUN
easat-10921	201	13	sector	sector	NOUN
easat-10921	201	14	is	be	AUX
easat-10921	201	15	developed	develop	VERB
easat-10921	201	16	.	.	PUNCT
easat-10921	202	1	cultural	cultural	ADJ
easat-10921	202	2	influences	influence	NOUN
easat-10921	202	3	and	and	CCONJ
easat-10921	202	4	policies	policy	NOUN
easat-10921	202	5	are	be	AUX
easat-10921	202	6	part	part	NOUN
easat-10921	202	7	of	of	ADP
easat-10921	202	8	the	the	DET
easat-10921	202	9	success	success	NOUN
easat-10921	202	10	of	of	ADP
easat-10921	202	11	microfinance	microfinance	NOUN
easat-10921	202	12	development	development	NOUN
easat-10921	202	13	[	[	X
easat-10921	202	14	29	29	NUM
easat-10921	202	15	]	]	PUNCT
easat-10921	202	16	.	.	PUNCT
easat-10921	203	1	empirical	empirical	ADJ
easat-10921	203	2	findings	finding	NOUN
easat-10921	203	3	show	show	VERB
easat-10921	203	4	that	that	SCONJ
easat-10921	203	5	,	,	PUNCT
easat-10921	203	6	during	during	ADP
easat-10921	203	7	the	the	DET
easat-10921	203	8	pandemic	pandemic	ADJ
easat-10921	203	9	,	,	PUNCT
easat-10921	203	10	micro	micro	ADJ
easat-10921	203	11	and	and	CCONJ
easat-10921	203	12	small	small	ADJ
easat-10921	203	13	companies	company	NOUN
easat-10921	203	14	tended	tend	VERB
easat-10921	203	15	to	to	PART
easat-10921	203	16	borrow	borrow	VERB
easat-10921	203	17	more	more	ADJ
easat-10921	203	18	,	,	PUNCT
easat-10921	203	19	did	do	AUX
easat-10921	203	20	not	not	PART
easat-10921	203	21	restructure	restructure	VERB
easat-10921	203	22	debt	debt	NOUN
easat-10921	203	23	,	,	PUNCT
easat-10921	203	24	borrow	borrow	VERB
easat-10921	203	25	from	from	ADP
easat-10921	203	26	banks	bank	NOUN
easat-10921	203	27	,	,	PUNCT
easat-10921	203	28	or	or	CCONJ
easat-10921	203	29	inject	inject	NOUN
easat-10921	203	30	capital	capital	NOUN
easat-10921	203	31	,	,	PUNCT
easat-10921	203	32	reporting	report	VERB
easat-10921	203	33	difficulties	difficulty	NOUN
easat-10921	203	34	they	they	PRON
easat-10921	203	35	faced	face	VERB
easat-10921	203	36	in	in	ADP
easat-10921	203	37	accessing	access	VERB
easat-10921	203	38	credit	credit	NOUN
easat-10921	203	39	[	[	X
easat-10921	203	40	30	30	NUM
easat-10921	203	41	]	]	PUNCT
easat-10921	203	42	.	.	PUNCT
easat-10921	204	1	610	610	NUM
easat-10921	204	2	edelweiss	edelweiss	PROPN
easat-10921	204	3	applied	apply	VERB
easat-10921	204	4	science	science	NOUN
easat-10921	204	5	and	and	CCONJ
easat-10921	204	6	technology	technology	NOUN
easat-10921	204	7	issn	issn	PROPN
easat-10921	204	8	:	:	PUNCT
easat-10921	204	9	2576	2576	NUM
easat-10921	204	10	-	-	SYM
easat-10921	204	11	8484	8484	NUM
easat-10921	204	12	vol	vol	NOUN
easat-10921	204	13	.	.	PROPN
easat-10921	205	1	9	9	NUM
easat-10921	205	2	,	,	PUNCT
easat-10921	205	3	no	no	INTJ
easat-10921	205	4	.	.	NOUN
easat-10921	205	5	11	11	NUM
easat-10921	205	6	:	:	PUNCT
easat-10921	205	7	600	600	NUM
easat-10921	205	8	-	-	NUM
easat-10921	205	9	612	612	NUM
easat-10921	205	10	,	,	PUNCT
easat-10921	205	11	2025	2025	NUM
easat-10921	205	12	doi	doi	NOUN
easat-10921	205	13	:	:	PUNCT
easat-10921	205	14	10.55214/2576	10.55214/2576	NUM
easat-10921	205	15	-	-	SYM
easat-10921	205	16	8484.v9i11.10921	8484.v9i11.10921	NUM
easat-10921	205	17	©	©	ADP
easat-10921	205	18	2025	2025	NUM
easat-10921	205	19	by	by	ADP
easat-10921	205	20	the	the	DET
easat-10921	205	21	authors	author	NOUN
easat-10921	205	22	;	;	PUNCT
easat-10921	205	23	licensee	licensee	PROPN
easat-10921	205	24	learning	learning	NOUN
easat-10921	205	25	gate	gate	NOUN
easat-10921	205	26	outside	outside	ADP
easat-10921	205	27	the	the	DET
easat-10921	205	28	agricultural	agricultural	ADJ
easat-10921	205	29	sector	sector	NOUN
easat-10921	205	30	,	,	PUNCT
easat-10921	205	31	external	external	ADJ
easat-10921	205	32	financing	financing	NOUN
easat-10921	205	33	has	have	VERB
easat-10921	205	34	a	a	DET
easat-10921	205	35	positive	positive	ADJ
easat-10921	205	36	effect	effect	NOUN
easat-10921	205	37	on	on	ADP
easat-10921	205	38	msme	msme	ADJ
easat-10921	205	39	sales	sale	NOUN
easat-10921	205	40	growth	growth	NOUN
easat-10921	205	41	.	.	PUNCT
easat-10921	206	1	financing	financing	NOUN
easat-10921	206	2	for	for	ADP
easat-10921	206	3	research	research	NOUN
easat-10921	206	4	and	and	CCONJ
easat-10921	206	5	development	development	NOUN
easat-10921	206	6	expenditures	expenditure	NOUN
easat-10921	206	7	,	,	PUNCT
easat-10921	206	8	production	production	NOUN
easat-10921	206	9	diversification	diversification	NOUN
easat-10921	206	10	,	,	PUNCT
easat-10921	206	11	new	new	ADJ
easat-10921	206	12	employment	employment	NOUN
easat-10921	206	13	opportunities	opportunity	NOUN
easat-10921	206	14	,	,	PUNCT
easat-10921	206	15	and	and	CCONJ
easat-10921	206	16	advertising	advertising	NOUN
easat-10921	206	17	can	can	AUX
easat-10921	206	18	significantly	significantly	ADV
easat-10921	206	19	increase	increase	VERB
easat-10921	206	20	sales	sale	NOUN
easat-10921	206	21	growth	growth	NOUN
easat-10921	206	22	[	[	X
easat-10921	206	23	31	31	NUM
easat-10921	206	24	]	]	PUNCT
easat-10921	206	25	.	.	PUNCT
easat-10921	207	1	4.5	4.5	NUM
easat-10921	207	2	.	.	PUNCT
easat-10921	208	1	production	production	NOUN
easat-10921	208	2	and	and	CCONJ
easat-10921	208	3	income	income	NOUN
easat-10921	208	4	of	of	ADP
easat-10921	208	5	rice	rice	NOUN
easat-10921	208	6	farmers	farmer	NOUN
easat-10921	208	7	the	the	DET
easat-10921	208	8	average	average	ADJ
easat-10921	208	9	yield	yield	NOUN
easat-10921	208	10	of	of	ADP
easat-10921	208	11	grain	grain	NOUN
easat-10921	208	12	production	production	NOUN
easat-10921	208	13	from	from	ADP
easat-10921	208	14	people	people	NOUN
easat-10921	208	15	's	's	PART
easat-10921	208	16	business	business	NOUN
easat-10921	208	17	credit	credit	NOUN
easat-10921	208	18	participants	participant	NOUN
easat-10921	208	19	is	be	AUX
easat-10921	208	20	6,246	6,246	NUM
easat-10921	208	21	tons	ton	NOUN
easat-10921	208	22	/	/	SYM
easat-10921	208	23	ha	ha	INTJ
easat-10921	208	24	,	,	PUNCT
easat-10921	208	25	while	while	SCONJ
easat-10921	208	26	farmers	farmer	NOUN
easat-10921	208	27	who	who	PRON
easat-10921	208	28	do	do	AUX
easat-10921	208	29	not	not	PART
easat-10921	208	30	use	use	VERB
easat-10921	208	31	people	people	NOUN
easat-10921	208	32	's	's	PART
easat-10921	208	33	business	business	NOUN
easat-10921	208	34	credit	credit	NOUN
easat-10921	208	35	have	have	VERB
easat-10921	208	36	an	an	DET
easat-10921	208	37	average	average	ADJ
easat-10921	208	38	yield	yield	NOUN
easat-10921	208	39	of	of	ADP
easat-10921	208	40	6,320	6,320	NUM
easat-10921	208	41	tons	ton	NOUN
easat-10921	208	42	/	/	SYM
easat-10921	208	43	ha	ha	INTJ
easat-10921	208	44	.	.	PUNCT
easat-10921	209	1	after	after	ADP
easat-10921	209	2	selling	sell	VERB
easat-10921	209	3	the	the	DET
easat-10921	209	4	grain	grain	NOUN
easat-10921	209	5	,	,	PUNCT
easat-10921	209	6	farmers	farmer	NOUN
easat-10921	209	7	participating	participate	VERB
easat-10921	209	8	in	in	ADP
easat-10921	209	9	people	people	NOUN
easat-10921	209	10	's	's	PART
easat-10921	209	11	business	business	NOUN
easat-10921	209	12	credit	credit	NOUN
easat-10921	209	13	generate	generate	VERB
easat-10921	209	14	an	an	DET
easat-10921	209	15	income	income	NOUN
easat-10921	209	16	of	of	ADP
easat-10921	209	17	idr	idr	PROPN
easat-10921	209	18	15,298,023	15,298,023	NUM
easat-10921	209	19	,	,	PUNCT
easat-10921	209	20	whereas	whereas	SCONJ
easat-10921	209	21	non	non	ADJ
easat-10921	209	22	-	-	ADJ
easat-10921	209	23	participating	participate	VERB
easat-10921	209	24	farmers	farmer	NOUN
easat-10921	209	25	earn	earn	VERB
easat-10921	209	26	rp	rp	NOUN
easat-10921	209	27	.	.	PROPN
easat-10921	209	28	14,117,807	14,117,807	NUM
easat-10921	209	29	.	.	PUNCT
easat-10921	210	1	figure	figure	NOUN
easat-10921	210	2	8	8	NUM
easat-10921	210	3	.	.	PUNCT
easat-10921	211	1	comparison	comparison	NOUN
easat-10921	211	2	of	of	ADP
easat-10921	211	3	production	production	NOUN
easat-10921	211	4	and	and	CCONJ
easat-10921	211	5	income	income	NOUN
easat-10921	211	6	of	of	ADP
easat-10921	211	7	rice	rice	NOUN
easat-10921	211	8	farmers	farmer	NOUN
easat-10921	211	9	.	.	PUNCT
easat-10921	212	1	based	base	VERB
easat-10921	212	2	on	on	ADP
easat-10921	212	3	figure	figure	NOUN
easat-10921	212	4	8	8	NUM
easat-10921	212	5	,	,	PUNCT
easat-10921	212	6	our	our	PRON
easat-10921	212	7	finding	finding	NOUN
easat-10921	212	8	is	be	AUX
easat-10921	212	9	that	that	SCONJ
easat-10921	212	10	not	not	PART
easat-10921	212	11	all	all	DET
easat-10921	212	12	sources	source	NOUN
easat-10921	212	13	of	of	ADP
easat-10921	212	14	external	external	ADJ
easat-10921	212	15	funding	funding	NOUN
easat-10921	212	16	have	have	VERB
easat-10921	212	17	the	the	DET
easat-10921	212	18	same	same	ADJ
easat-10921	212	19	impact	impact	NOUN
easat-10921	212	20	on	on	ADP
easat-10921	212	21	innovation	innovation	NOUN
easat-10921	212	22	,	,	PUNCT
easat-10921	212	23	growth	growth	NOUN
easat-10921	212	24	,	,	PUNCT
easat-10921	212	25	and	and	CCONJ
easat-10921	212	26	production	production	NOUN
easat-10921	212	27	[	[	X
easat-10921	212	28	32	32	NUM
easat-10921	212	29	]	]	PUNCT
easat-10921	212	30	.	.	PUNCT
easat-10921	213	1	this	this	DET
easat-10921	213	2	research	research	NOUN
easat-10921	213	3	shows	show	VERB
easat-10921	213	4	that	that	SCONJ
easat-10921	213	5	among	among	ADP
easat-10921	213	6	farmers	farmer	NOUN
easat-10921	213	7	participating	participate	VERB
easat-10921	213	8	in	in	ADP
easat-10921	213	9	the	the	DET
easat-10921	213	10	people	people	NOUN
easat-10921	213	11	's	's	PART
easat-10921	213	12	business	business	NOUN
easat-10921	213	13	credit	credit	NOUN
easat-10921	213	14	,	,	PUNCT
easat-10921	213	15	total	total	ADJ
easat-10921	213	16	rice	rice	NOUN
easat-10921	213	17	production	production	NOUN
easat-10921	213	18	is	be	AUX
easat-10921	213	19	lower	low	ADJ
easat-10921	213	20	,	,	PUNCT
easat-10921	213	21	but	but	CCONJ
easat-10921	213	22	they	they	PRON
easat-10921	213	23	have	have	VERB
easat-10921	213	24	very	very	ADV
easat-10921	213	25	good	good	ADJ
easat-10921	213	26	grain	grain	NOUN
easat-10921	213	27	quality	quality	NOUN
easat-10921	213	28	,	,	PUNCT
easat-10921	213	29	so	so	ADV
easat-10921	213	30	their	their	PRON
easat-10921	213	31	income	income	NOUN
easat-10921	213	32	is	be	AUX
easat-10921	213	33	higher	high	ADJ
easat-10921	213	34	than	than	ADP
easat-10921	213	35	that	that	PRON
easat-10921	213	36	of	of	ADP
easat-10921	213	37	non	non	ADJ
easat-10921	213	38	-	-	ADJ
easat-10921	213	39	participating	participate	VERB
easat-10921	213	40	farmers	farmer	NOUN
easat-10921	213	41	.	.	PUNCT
easat-10921	214	1	this	this	PRON
easat-10921	214	2	indicates	indicate	VERB
easat-10921	214	3	the	the	DET
easat-10921	214	4	willingness	willingness	NOUN
easat-10921	214	5	of	of	ADP
easat-10921	214	6	farmers	farmer	NOUN
easat-10921	214	7	to	to	PART
easat-10921	214	8	increase	increase	VERB
easat-10921	214	9	income	income	NOUN
easat-10921	214	10	in	in	ADP
easat-10921	214	11	order	order	NOUN
easat-10921	214	12	to	to	PART
easat-10921	214	13	reduce	reduce	VERB
easat-10921	214	14	social	social	ADJ
easat-10921	214	15	inequality	inequality	NOUN
easat-10921	214	16	among	among	ADP
easat-10921	214	17	farmers	farmer	NOUN
easat-10921	214	18	.	.	PUNCT
easat-10921	215	1	social	social	ADJ
easat-10921	215	2	disparities	disparity	NOUN
easat-10921	215	3	between	between	ADP
easat-10921	215	4	regions	region	NOUN
easat-10921	215	5	are	be	AUX
easat-10921	215	6	decreasing	decrease	VERB
easat-10921	215	7	,	,	PUNCT
easat-10921	215	8	and	and	CCONJ
easat-10921	215	9	regional	regional	ADJ
easat-10921	215	10	disparities	disparity	NOUN
easat-10921	215	11	are	be	AUX
easat-10921	215	12	the	the	DET
easat-10921	215	13	main	main	ADJ
easat-10921	215	14	source	source	NOUN
easat-10921	215	15	of	of	ADP
easat-10921	215	16	gaps	gap	NOUN
easat-10921	215	17	in	in	ADP
easat-10921	215	18	green	green	ADJ
easat-10921	215	19	financial	financial	ADJ
easat-10921	215	20	development	development	NOUN
easat-10921	215	21	in	in	ADP
easat-10921	215	22	the	the	DET
easat-10921	215	23	country	country	NOUN
easat-10921	216	1	[	[	X
easat-10921	216	2	33	33	NUM
easat-10921	216	3	]	]	PUNCT
easat-10921	216	4	.	.	PUNCT
easat-10921	217	1	4.6	4.6	NUM
easat-10921	217	2	.	.	PUNCT
easat-10921	218	1	multiple	multiple	ADJ
easat-10921	218	2	linear	linear	PROPN
easat-10921	218	3	regression	regression	NOUN
easat-10921	218	4	equations	equation	NOUN
easat-10921	218	5	based	base	VERB
easat-10921	218	6	on	on	ADP
easat-10921	218	7	the	the	DET
easat-10921	218	8	results	result	NOUN
easat-10921	218	9	of	of	ADP
easat-10921	218	10	the	the	DET
easat-10921	218	11	simultaneous	simultaneous	ADJ
easat-10921	218	12	influence	influence	NOUN
easat-10921	218	13	analysis	analysis	NOUN
easat-10921	218	14	,	,	PUNCT
easat-10921	218	15	the	the	DET
easat-10921	218	16	following	follow	VERB
easat-10921	218	17	regression	regression	NOUN
easat-10921	218	18	equation	equation	NOUN
easat-10921	218	19	is	be	AUX
easat-10921	218	20	obtained	obtain	VERB
easat-10921	218	21	:	:	PUNCT
easat-10921	218	22	y	y	PROPN
easat-10921	218	23	=	=	SYM
easat-10921	218	24	0,002	0,002	NUM
easat-10921	219	1	x1	x1	PROPN
easat-10921	219	2	+	+	NOUN
easat-10921	219	3	0,998	0,998	NUM
easat-10921	219	4	x2	x2	NOUN
easat-10921	220	1	+	+	CCONJ
easat-10921	220	2	0,369	0,369	NUM
easat-10921	220	3	x3	x3	ADJ
easat-10921	220	4	+	+	CCONJ
easat-10921	220	5	0,043	0,043	NUM
easat-10921	220	6	x4	x4	NOUN
easat-10921	221	1	+	+	CCONJ
easat-10921	221	2	0,016	0,016	NUM
easat-10921	221	3	x5	x5	NOUN
easat-10921	221	4	+	+	NUM
easat-10921	221	5	0,128	0,128	NUM
easat-10921	221	6	x6	x6	NOUN
easat-10921	221	7	+	+	CCONJ
easat-10921	221	8	€	€	NUM
easat-10921	221	9	(	(	PUNCT
easat-10921	221	10	1	1	NUM
easat-10921	221	11	)	)	PUNCT
easat-10921	221	12	information	information	NOUN
easat-10921	221	13	:	:	PUNCT
easat-10921	222	1	x1	x1	PROPN
easat-10921	222	2	(	(	PUNCT
easat-10921	222	3	compliance	compliance	NOUN
easat-10921	222	4	with	with	ADP
easat-10921	222	5	the	the	DET
easat-10921	222	6	prohibition	prohibition	NOUN
easat-10921	222	7	on	on	ADP
easat-10921	222	8	usury	usury	NOUN
easat-10921	222	9	)	)	PUNCT
easat-10921	222	10	,	,	PUNCT
easat-10921	222	11	x2	x2	PROPN
easat-10921	222	12	(	(	PUNCT
easat-10921	222	13	farming	farming	NOUN
easat-10921	222	14	experience	experience	NOUN
easat-10921	222	15	)	)	PUNCT
easat-10921	222	16	,	,	PUNCT
easat-10921	222	17	x3	x3	PROPN
easat-10921	222	18	(	(	PUNCT
easat-10921	222	19	land	land	NOUN
easat-10921	222	20	area	area	NOUN
easat-10921	222	21	)	)	PUNCT
easat-10921	222	22	,	,	PUNCT
easat-10921	222	23	x4	x4	PROPN
easat-10921	222	24	(	(	PUNCT
easat-10921	222	25	ease	ease	NOUN
easat-10921	222	26	of	of	ADP
easat-10921	222	27	access	access	NOUN
easat-10921	222	28	to	to	ADP
easat-10921	222	29	kur	kur	NOUN
easat-10921	222	30	)	)	PUNCT
easat-10921	222	31	,	,	PUNCT
easat-10921	222	32	x5	x5	PROPN
easat-10921	222	33	(	(	PUNCT
easat-10921	222	34	availability	availability	NOUN
easat-10921	222	35	of	of	ADP
easat-10921	222	36	cash	cash	NOUN
easat-10921	222	37	capital	capital	NOUN
easat-10921	222	38	)	)	PUNCT
easat-10921	222	39	,	,	PUNCT
easat-10921	222	40	x6	x6	PROPN
easat-10921	222	41	(	(	PUNCT
easat-10921	222	42	selling	sell	VERB
easat-10921	222	43	price	price	NOUN
easat-10921	222	44	of	of	ADP
easat-10921	222	45	grain	grain	NOUN
easat-10921	222	46	)	)	PUNCT
easat-10921	222	47	meanwhile	meanwhile	ADV
easat-10921	222	48	,	,	PUNCT
easat-10921	222	49	the	the	DET
easat-10921	222	50	error	error	NOUN
easat-10921	222	51	can	can	AUX
easat-10921	222	52	be	be	AUX
easat-10921	222	53	calculated	calculate	VERB
easat-10921	222	54	as	as	ADP
easat-10921	222	55	1	1	NUM
easat-10921	222	56	r2	r2	NOUN
easat-10921	222	57	=	=	SYM
easat-10921	222	58	1	1	NUM
easat-10921	222	59	0.726	0.726	NUM
easat-10921	222	60	=	=	SYM
easat-10921	222	61	0.274	0.274	NUM
easat-10921	222	62	,	,	PUNCT
easat-10921	222	63	so	so	SCONJ
easat-10921	222	64	there	there	PRON
easat-10921	222	65	are	be	VERB
easat-10921	222	66	other	other	ADJ
easat-10921	222	67	factors	factor	NOUN
easat-10921	222	68	that	that	PRON
easat-10921	222	69	are	be	AUX
easat-10921	222	70	not	not	PART
easat-10921	222	71	calculated	calculate	VERB
easat-10921	222	72	that	that	SCONJ
easat-10921	222	73	influence	influence	NOUN
easat-10921	222	74	people	people	NOUN
easat-10921	222	75	's	's	PART
easat-10921	222	76	business	business	NOUN
easat-10921	222	77	credit	credit	NOUN
easat-10921	222	78	participation	participation	NOUN
easat-10921	222	79	,	,	PUNCT
easat-10921	222	80	including	include	VERB
easat-10921	222	81	education	education	NOUN
easat-10921	222	82	,	,	PUNCT
easat-10921	222	83	number	number	NOUN
easat-10921	222	84	of	of	ADP
easat-10921	222	85	family	family	NOUN
easat-10921	222	86	dependents	dependent	NOUN
easat-10921	222	87	,	,	PUNCT
easat-10921	222	88	and	and	CCONJ
easat-10921	222	89	monthly	monthly	ADJ
easat-10921	222	90	expenses	expense	NOUN
easat-10921	222	91	,	,	PUNCT
easat-10921	222	92	which	which	PRON
easat-10921	222	93	may	may	AUX
easat-10921	222	94	also	also	ADV
easat-10921	222	95	influence	influence	VERB
easat-10921	222	96	people	people	NOUN
easat-10921	222	97	's	's	PART
easat-10921	222	98	business	business	NOUN
easat-10921	222	99	credit	credit	NOUN
easat-10921	222	100	participation	participation	NOUN
easat-10921	222	101	.	.	PUNCT
easat-10921	223	1	the	the	DET
easat-10921	223	2	findings	finding	NOUN
easat-10921	223	3	of	of	ADP
easat-10921	223	4	this	this	DET
easat-10921	223	5	research	research	NOUN
easat-10921	223	6	will	will	AUX
easat-10921	223	7	be	be	AUX
easat-10921	223	8	of	of	ADP
easat-10921	223	9	interest	interest	NOUN
easat-10921	223	10	to	to	ADP
easat-10921	223	11	researchers	researcher	NOUN
easat-10921	223	12	,	,	PUNCT
easat-10921	223	13	managers	manager	NOUN
easat-10921	223	14	,	,	PUNCT
easat-10921	223	15	policymakers	policymaker	NOUN
easat-10921	223	16	,	,	PUNCT
easat-10921	223	17	and	and	CCONJ
easat-10921	223	18	evaluators	evaluator	NOUN
easat-10921	223	19	and	and	CCONJ
easat-10921	223	20	facilitate	facilitate	VERB
easat-10921	223	21	them	they	PRON
easat-10921	223	22	in	in	ADP
easat-10921	223	23	making	make	VERB
easat-10921	223	24	the	the	DET
easat-10921	223	25	right	right	ADJ
easat-10921	223	26	decisions	decision	NOUN
easat-10921	223	27	in	in	ADP
easat-10921	223	28	their	their	PRON
easat-10921	223	29	respective	respective	ADJ
easat-10921	223	30	fields	field	NOUN
easat-10921	223	31	.	.	PUNCT
easat-10921	224	1	it	it	PRON
easat-10921	224	2	turns	turn	VERB
easat-10921	224	3	out	out	ADP
easat-10921	224	4	that	that	SCONJ
easat-10921	224	5	information	information	NOUN
easat-10921	224	6	and	and	CCONJ
easat-10921	224	7	communication	communication	NOUN
easat-10921	224	8	technology	technology	NOUN
easat-10921	224	9	(	(	PUNCT
easat-10921	224	10	ict	ict	PROPN
easat-10921	224	11	)	)	PUNCT
easat-10921	224	12	is	be	AUX
easat-10921	224	13	playing	play	VERB
easat-10921	224	14	an	an	DET
easat-10921	224	15	increasingly	increasingly	ADV
easat-10921	224	16	large	large	ADJ
easat-10921	224	17	role	role	NOUN
easat-10921	224	18	in	in	ADP
easat-10921	224	19	increasing	increase	VERB
easat-10921	224	20	the	the	DET
easat-10921	224	21	efficiency	efficiency	NOUN
easat-10921	224	22	,	,	PUNCT
easat-10921	224	23	profitability	profitability	NOUN
easat-10921	224	24	,	,	PUNCT
easat-10921	224	25	and	and	CCONJ
easat-10921	224	26	sustainability	sustainability	NOUN
easat-10921	224	27	of	of	ADP
easat-10921	224	28	microfinance	microfinance	NOUN
easat-10921	224	29	institutions	institution	NOUN
easat-10921	224	30	;	;	PUNCT
easat-10921	224	31	therefore	therefore	ADV
easat-10921	224	32	,	,	PUNCT
easat-10921	224	33	to	to	PART
easat-10921	224	34	attract	attract	VERB
easat-10921	224	35	consumer	consumer	NOUN
easat-10921	224	36	interest	interest	NOUN
easat-10921	224	37	,	,	PUNCT
easat-10921	224	38	it	it	PRON
easat-10921	224	39	is	be	AUX
easat-10921	224	40	necessary	necessary	ADJ
easat-10921	224	41	to	to	PART
easat-10921	224	42	follow	follow	VERB
easat-10921	224	43	ict	ict	PROPN
easat-10921	225	1	[	[	X
easat-10921	225	2	34	34	NUM
easat-10921	225	3	]	]	PUNCT
easat-10921	225	4	.	.	PUNCT
easat-10921	226	1	6	6	NUM
easat-10921	227	1	.2	.2	NUM
easat-10921	227	2	4	4	NUM
easat-10921	227	3	6	6	NUM
easat-10921	227	4	6	6	NUM
easat-10921	227	5	.3	.3	NUM
easat-10921	227	6	2	2	NUM
easat-10921	227	7	1	1	NUM
easat-10921	227	8	5	5	NUM
easat-10921	227	9	1	1	NUM
easat-10921	227	10	4	4	NUM
easat-10921	227	11	.1	.1	NUM
easat-10921	227	12	k	k	PUNCT
easat-10921	227	13	u	u	NOUN
easat-10921	227	14	r	r	NOUN
easat-10921	227	15	p	p	NOUN
easat-10921	227	16	a	a	DET
easat-10921	227	17	r	r	NOUN
easat-10921	227	18	t	t	NOUN
easat-10921	227	19	ic	ic	INTJ
easat-10921	227	20	ip	ip	VERB
easat-10921	227	21	a	a	DET
easat-10921	227	22	n	n	NOUN
easat-10921	227	23	t	t	NOUN
easat-10921	227	24	'	'	PUNCT
easat-10921	227	25	s	s	PROPN
easat-10921	227	26	n	n	NUM
easat-10921	227	27	o	o	NOUN
easat-10921	227	28	n	n	CCONJ
easat-10921	227	29	k	k	X
easat-10921	227	30	u	u	NOUN
easat-10921	227	31	r	r	NOUN
easat-10921	227	32	p	p	NOUN
easat-10921	227	33	a	a	DET
easat-10921	227	34	r	r	NOUN
easat-10921	227	35	t	t	NOUN
easat-10921	227	36	ic	ic	INTJ
easat-10921	227	37	ip	ip	VERB
easat-10921	227	38	a	a	DET
easat-10921	227	39	n	n	NOUN
easat-10921	227	40	t	t	NOUN
easat-10921	227	41	'	'	PUNCT
easat-10921	227	42	s	s	NOUN
easat-10921	227	43	production	production	NOUN
easat-10921	227	44	and	and	CCONJ
easat-10921	227	45	income	income	NOUN
easat-10921	227	46	of	of	ADP
easat-10921	227	47	rice	rice	NOUN
easat-10921	227	48	farmer	farmer	NOUN
easat-10921	227	49	productivity	productivity	PROPN
easat-10921	227	50	income	income	NOUN
easat-10921	227	51	611	611	NUM
easat-10921	227	52	edelweiss	edelweiss	PROPN
easat-10921	227	53	applied	apply	VERB
easat-10921	227	54	science	science	NOUN
easat-10921	227	55	and	and	CCONJ
easat-10921	227	56	technology	technology	NOUN
easat-10921	227	57	issn	issn	PROPN
easat-10921	227	58	:	:	PUNCT
easat-10921	227	59	2576	2576	NUM
easat-10921	227	60	-	-	SYM
easat-10921	227	61	8484	8484	NUM
easat-10921	227	62	vol	vol	NOUN
easat-10921	227	63	.	.	PROPN
easat-10921	228	1	9	9	NUM
easat-10921	228	2	,	,	PUNCT
easat-10921	228	3	no	no	INTJ
easat-10921	228	4	.	.	NOUN
easat-10921	228	5	11	11	NUM
easat-10921	228	6	:	:	PUNCT
easat-10921	228	7	600	600	NUM
easat-10921	228	8	-	-	NUM
easat-10921	228	9	612	612	NUM
easat-10921	228	10	,	,	PUNCT
easat-10921	228	11	2025	2025	NUM
easat-10921	228	12	doi	doi	NOUN
easat-10921	228	13	:	:	PUNCT
easat-10921	228	14	10.55214/2576	10.55214/2576	NUM
easat-10921	228	15	-	-	SYM
easat-10921	228	16	8484.v9i11.10921	8484.v9i11.10921	NUM
easat-10921	228	17	©	©	ADP
easat-10921	228	18	2025	2025	NUM
easat-10921	228	19	by	by	ADP
easat-10921	228	20	the	the	DET
easat-10921	228	21	authors	author	NOUN
easat-10921	228	22	;	;	PUNCT
easat-10921	228	23	licensee	licensee	PROPN
easat-10921	228	24	learning	learning	NOUN
easat-10921	228	25	gate	gate	NOUN
easat-10921	228	26	5	5	NUM
easat-10921	228	27	.	.	PUNCT
easat-10921	228	28	conclusion	conclusion	NOUN
easat-10921	228	29	based	base	VERB
easat-10921	228	30	on	on	ADP
easat-10921	228	31	the	the	DET
easat-10921	228	32	results	result	NOUN
easat-10921	228	33	and	and	CCONJ
easat-10921	228	34	discussion	discussion	NOUN
easat-10921	228	35	,	,	PUNCT
easat-10921	228	36	it	it	PRON
easat-10921	228	37	shows	show	VERB
easat-10921	228	38	that	that	SCONJ
easat-10921	228	39	participation	participation	NOUN
easat-10921	228	40	in	in	ADP
easat-10921	228	41	taking	take	VERB
easat-10921	228	42	people	people	NOUN
easat-10921	228	43	's	's	PART
easat-10921	228	44	business	business	NOUN
easat-10921	228	45	credit	credit	NOUN
easat-10921	228	46	is	be	AUX
easat-10921	228	47	influenced	influence	VERB
easat-10921	228	48	by	by	ADP
easat-10921	228	49	understanding	understanding	NOUN
easat-10921	228	50	about	about	ADP
easat-10921	228	51	usury	usury	NOUN
easat-10921	228	52	,	,	PUNCT
easat-10921	228	53	farming	farming	NOUN
easat-10921	228	54	experience	experience	NOUN
easat-10921	228	55	,	,	PUNCT
easat-10921	228	56	land	land	NOUN
easat-10921	228	57	area	area	NOUN
easat-10921	228	58	,	,	PUNCT
easat-10921	228	59	ease	ease	NOUN
easat-10921	228	60	of	of	ADP
easat-10921	228	61	access	access	NOUN
easat-10921	228	62	,	,	PUNCT
easat-10921	228	63	availability	availability	NOUN
easat-10921	228	64	of	of	ADP
easat-10921	228	65	initial	initial	ADJ
easat-10921	228	66	capital	capital	NOUN
easat-10921	228	67	,	,	PUNCT
easat-10921	228	68	and	and	CCONJ
easat-10921	228	69	selling	sell	VERB
easat-10921	228	70	price	price	NOUN
easat-10921	228	71	of	of	ADP
easat-10921	228	72	grain	grain	NOUN
easat-10921	228	73	.	.	PUNCT
easat-10921	229	1	what	what	PRON
easat-10921	229	2	is	be	AUX
easat-10921	229	3	very	very	ADV
easat-10921	229	4	influential	influential	ADJ
easat-10921	229	5	is	be	AUX
easat-10921	229	6	understanding	understand	VERB
easat-10921	229	7	about	about	ADP
easat-10921	229	8	usury	usury	NOUN
easat-10921	229	9	,	,	PUNCT
easat-10921	229	10	ease	ease	NOUN
easat-10921	229	11	of	of	ADP
easat-10921	229	12	access	access	NOUN
easat-10921	229	13	,	,	PUNCT
easat-10921	229	14	and	and	CCONJ
easat-10921	229	15	availability	availability	NOUN
easat-10921	229	16	of	of	ADP
easat-10921	229	17	capital	capital	NOUN
easat-10921	229	18	.	.	PUNCT
easat-10921	230	1	transparency	transparency	NOUN
easat-10921	230	2	:	:	PUNCT
easat-10921	230	3	the	the	DET
easat-10921	230	4	authors	author	NOUN
easat-10921	230	5	confirm	confirm	VERB
easat-10921	230	6	that	that	SCONJ
easat-10921	230	7	the	the	DET
easat-10921	230	8	manuscript	manuscript	NOUN
easat-10921	230	9	is	be	AUX
easat-10921	230	10	an	an	DET
easat-10921	230	11	honest	honest	ADJ
easat-10921	230	12	,	,	PUNCT
easat-10921	230	13	accurate	accurate	ADJ
easat-10921	230	14	,	,	PUNCT
easat-10921	230	15	and	and	CCONJ
easat-10921	230	16	transparent	transparent	ADJ
easat-10921	230	17	account	account	NOUN
easat-10921	230	18	of	of	ADP
easat-10921	230	19	the	the	DET
easat-10921	230	20	study	study	NOUN
easat-10921	230	21	;	;	PUNCT
easat-10921	230	22	that	that	SCONJ
easat-10921	230	23	no	no	DET
easat-10921	230	24	vital	vital	ADJ
easat-10921	230	25	features	feature	NOUN
easat-10921	230	26	of	of	ADP
easat-10921	230	27	the	the	DET
easat-10921	230	28	study	study	NOUN
easat-10921	230	29	have	have	AUX
easat-10921	230	30	been	be	AUX
easat-10921	230	31	omitted	omit	VERB
easat-10921	230	32	;	;	PUNCT
easat-10921	230	33	and	and	CCONJ
easat-10921	230	34	that	that	SCONJ
easat-10921	230	35	any	any	DET
easat-10921	230	36	discrepancies	discrepancy	NOUN
easat-10921	230	37	from	from	ADP
easat-10921	230	38	the	the	DET
easat-10921	230	39	study	study	NOUN
easat-10921	230	40	as	as	SCONJ
easat-10921	230	41	planned	plan	VERB
easat-10921	230	42	have	have	AUX
easat-10921	230	43	been	be	AUX
easat-10921	230	44	explained	explain	VERB
easat-10921	230	45	.	.	PUNCT
easat-10921	231	1	this	this	DET
easat-10921	231	2	study	study	NOUN
easat-10921	231	3	followed	follow	VERB
easat-10921	231	4	all	all	DET
easat-10921	231	5	ethical	ethical	ADJ
easat-10921	231	6	practices	practice	NOUN
easat-10921	231	7	during	during	ADP
easat-10921	231	8	writing	writing	NOUN
easat-10921	231	9	.	.	PUNCT
easat-10921	232	1	copyright	copyright	NOUN
easat-10921	232	2	:	:	PUNCT
easat-10921	232	3	©	©	PROPN
easat-10921	232	4	2025	2025	NUM
easat-10921	232	5	by	by	ADP
easat-10921	232	6	the	the	DET
easat-10921	232	7	authors	author	NOUN
easat-10921	232	8	.	.	PUNCT
easat-10921	233	1	this	this	DET
easat-10921	233	2	article	article	NOUN
easat-10921	233	3	is	be	AUX
easat-10921	233	4	an	an	DET
easat-10921	233	5	open	open	ADJ
easat-10921	233	6	-	-	PUNCT
easat-10921	233	7	access	access	NOUN
easat-10921	233	8	article	article	NOUN
easat-10921	233	9	distributed	distribute	VERB
easat-10921	233	10	under	under	ADP
easat-10921	233	11	the	the	DET
easat-10921	233	12	terms	term	NOUN
easat-10921	233	13	and	and	CCONJ
easat-10921	233	14	conditions	condition	NOUN
easat-10921	233	15	of	of	ADP
easat-10921	233	16	the	the	DET
easat-10921	233	17	creative	creative	ADJ
easat-10921	233	18	commons	common	NOUN
easat-10921	233	19	attribution	attribution	NOUN
easat-10921	233	20	(	(	PUNCT
easat-10921	233	21	cc	cc	NOUN
easat-10921	233	22	by	by	ADP
easat-10921	233	23	)	)	PUNCT
easat-10921	233	24	license	license	NOUN
easat-10921	233	25	(	(	PUNCT
easat-10921	233	26	https://creativecommons.org/licenses/by/4.0/	https://creativecommons.org/licenses/by/4.0/	PROPN
easat-10921	233	27	)	)	PUNCT
easat-10921	233	28	.	.	PUNCT
easat-10921	234	1	references	reference	NOUN
easat-10921	234	2	[	[	X
easat-10921	234	3	1	1	NUM
easat-10921	234	4	]	]	PUNCT
easat-10921	234	5	c.	c.	PROPN
easat-10921	234	6	r.	r.	PROPN
easat-10921	234	7	agricultural	agricultural	PROPN
easat-10921	234	8	extension	extension	NOUN
easat-10921	234	9	program	program	NOUN
easat-10921	234	10	,	,	PUNCT
easat-10921	234	11	annual	annual	ADJ
easat-10921	234	12	report	report	NOUN
easat-10921	234	13	on	on	ADP
easat-10921	234	14	rice	rice	NOUN
easat-10921	234	15	production	production	NOUN
easat-10921	234	16	in	in	ADP
easat-10921	234	17	cianjur	cianjur	PROPN
easat-10921	234	18	regency	regency	PROPN
easat-10921	234	19	.	.	PUNCT
easat-10921	235	1	cianjur	cianjur	PROPN
easat-10921	235	2	,	,	PUNCT
easat-10921	235	3	indonesia	indonesia	PROPN
easat-10921	235	4	:	:	PUNCT
easat-10921	235	5	agricultural	agricultural	ADJ
easat-10921	235	6	extension	extension	NOUN
easat-10921	235	7	office	office	NOUN
easat-10921	235	8	of	of	ADP
easat-10921	235	9	cianjur	cianjur	PROPN
easat-10921	235	10	regency	regency	PROPN
easat-10921	235	11	,	,	PUNCT
easat-10921	235	12	2020	2020	NUM
easat-10921	235	13	.	.	PUNCT
easat-10921	236	1	[	[	X
easat-10921	236	2	2	2	NUM
easat-10921	236	3	]	]	PUNCT
easat-10921	236	4	a.	a.	NOUN
easat-10921	236	5	abrar	abrar	PROPN
easat-10921	236	6	,	,	PUNCT
easat-10921	236	7	i.	i.	PROPN
easat-10921	236	8	hasan	hasan	PROPN
easat-10921	236	9	,	,	PUNCT
easat-10921	236	10	and	and	CCONJ
easat-10921	236	11	r.	r.	PROPN
easat-10921	236	12	kabir	kabir	PROPN
easat-10921	236	13	,	,	PUNCT
easat-10921	236	14	"	"	PUNCT
easat-10921	236	15	what	what	PRON
easat-10921	236	16	makes	make	VERB
easat-10921	236	17	the	the	DET
easat-10921	236	18	difference	difference	NOUN
easat-10921	236	19	?	?	PUNCT
easat-10921	237	1	microfinance	microfinance	NOUN
easat-10921	237	2	versus	versus	ADP
easat-10921	237	3	commercial	commercial	ADJ
easat-10921	237	4	banks	bank	NOUN
easat-10921	237	5	,	,	PUNCT
easat-10921	237	6	"	"	PUNCT
easat-10921	237	7	borsa	borsa	PROPN
easat-10921	237	8	istanbul	istanbul	PROPN
easat-10921	237	9	review	review	PROPN
easat-10921	237	10	,	,	PUNCT
easat-10921	237	11	vol	vol	NOUN
easat-10921	237	12	.	.	PROPN
easat-10921	237	13	23	23	NUM
easat-10921	237	14	,	,	PUNCT
easat-10921	237	15	no	no	INTJ
easat-10921	237	16	.	.	NOUN
easat-10921	237	17	4	4	NUM
easat-10921	237	18	,	,	PUNCT
easat-10921	237	19	pp	pp	ADJ
easat-10921	237	20	.	.	PUNCT
easat-10921	238	1	759	759	NUM
easat-10921	238	2	-	-	SYM
easat-10921	238	3	778	778	NUM
easat-10921	238	4	,	,	PUNCT
easat-10921	238	5	2023	2023	NUM
easat-10921	238	6	.	.	PUNCT
easat-10921	239	1	https://doi.org/10.1016/j.bir.2023.03.007	https://doi.org/10.1016/j.bir.2023.03.007	VERB
easat-10921	239	2	[	[	X
easat-10921	239	3	3	3	NUM
easat-10921	239	4	]	]	PUNCT
easat-10921	239	5	a.	a.	NOUN
easat-10921	239	6	prohorovs	prohorovs	NOUN
easat-10921	239	7	and	and	CCONJ
easat-10921	239	8	i.	i.	PROPN
easat-10921	239	9	beizitere	beizitere	ADV
easat-10921	239	10	,	,	PUNCT
easat-10921	239	11	"	"	PUNCT
easat-10921	239	12	trends	trend	NOUN
easat-10921	239	13	,	,	PUNCT
easat-10921	239	14	sources	source	NOUN
easat-10921	239	15	and	and	CCONJ
easat-10921	239	16	amounts	amount	NOUN
easat-10921	239	17	of	of	ADP
easat-10921	239	18	financing	financing	NOUN
easat-10921	239	19	for	for	ADP
easat-10921	239	20	micro	micro	NOUN
easat-10921	239	21	-	-	NOUN
easat-10921	239	22	enterprises	enterprise	NOUN
easat-10921	239	23	in	in	ADP
easat-10921	239	24	latvia	latvia	PROPN
easat-10921	239	25	,	,	PUNCT
easat-10921	239	26	"	"	PUNCT
easat-10921	239	27	procedia	procedia	X
easat-10921	239	28	social	social	ADJ
easat-10921	239	29	and	and	CCONJ
easat-10921	239	30	behavioral	behavioral	ADJ
easat-10921	239	31	sciences	science	NOUN
easat-10921	239	32	,	,	PUNCT
easat-10921	239	33	vol	vol	NOUN
easat-10921	239	34	.	.	NOUN
easat-10921	239	35	213	213	NUM
easat-10921	239	36	,	,	PUNCT
easat-10921	239	37	pp	pp	ADJ
easat-10921	239	38	.	.	PUNCT
easat-10921	240	1	404	404	NUM
easat-10921	240	2	-	-	SYM
easat-10921	240	3	410	410	NUM
easat-10921	240	4	,	,	PUNCT
easat-10921	240	5	2015	2015	NUM
easat-10921	240	6	.	.	PUNCT
easat-10921	241	1	https://doi.org/10.1016/j.sbspro.2015.11.558	https://doi.org/10.1016/j.sbspro.2015.11.558	NOUN
easat-10921	241	2	[	[	X
easat-10921	241	3	4	4	NUM
easat-10921	241	4	]	]	X
easat-10921	241	5	d.	d.	PROPN
easat-10921	241	6	anggraeni	anggraeni	PROPN
easat-10921	241	7	and	and	CCONJ
easat-10921	241	8	e.	e.	PROPN
easat-10921	241	9	herlinawati	herlinawati	PROPN
easat-10921	241	10	,	,	PUNCT
easat-10921	241	11	"	"	PUNCT
easat-10921	241	12	analysis	analysis	NOUN
easat-10921	241	13	of	of	ADP
easat-10921	241	14	msme	msme	NOUN
easat-10921	241	15	financing	financing	NOUN
easat-10921	241	16	models	model	NOUN
easat-10921	241	17	through	through	ADP
easat-10921	241	18	the	the	DET
easat-10921	241	19	role	role	NOUN
easat-10921	241	20	of	of	ADP
easat-10921	241	21	microfinance	microfinance	NOUN
easat-10921	241	22	institutions	institution	NOUN
easat-10921	241	23	,	,	PUNCT
easat-10921	241	24	"	"	PUNCT
easat-10921	241	25	jurnal	jurnal	ADJ
easat-10921	241	26	riset	riset	NOUN
easat-10921	241	27	manajemen	manajeman	NOUN
easat-10921	241	28	,	,	PUNCT
easat-10921	241	29	vol	vol	NOUN
easat-10921	241	30	.	.	PROPN
easat-10921	241	31	8	8	NUM
easat-10921	241	32	,	,	PUNCT
easat-10921	241	33	no	no	INTJ
easat-10921	241	34	.	.	NOUN
easat-10921	241	35	1	1	NUM
easat-10921	241	36	,	,	PUNCT
easat-10921	241	37	pp	pp	ADJ
easat-10921	241	38	.	.	PUNCT
easat-10921	242	1	21	21	NUM
easat-10921	242	2	-	-	SYM
easat-10921	242	3	27	27	NUM
easat-10921	242	4	,	,	PUNCT
easat-10921	242	5	2019	2019	NUM
easat-10921	242	6	.	.	PUNCT
easat-10921	243	1	[	[	X
easat-10921	243	2	5	5	NUM
easat-10921	243	3	]	]	PUNCT
easat-10921	243	4	a.	a.	NOUN
easat-10921	243	5	fatmawati	fatmawati	PROPN
easat-10921	243	6	,	,	PUNCT
easat-10921	243	7	d.	d.	PROPN
easat-10921	243	8	r.	r.	PROPN
easat-10921	243	9	mulyanti	mulyanti	PROPN
easat-10921	243	10	,	,	PUNCT
easat-10921	243	11	h.	h.	PROPN
easat-10921	243	12	hasmidar	hasmidar	PROPN
easat-10921	243	13	,	,	PUNCT
easat-10921	243	14	a.	a.	PROPN
easat-10921	243	15	h.	h.	PROPN
easat-10921	243	16	nasution	nasution	PROPN
easat-10921	243	17	,	,	PUNCT
easat-10921	243	18	and	and	CCONJ
easat-10921	243	19	b.	b.	PROPN
easat-10921	243	20	muala	muala	PROPN
easat-10921	243	21	,	,	PUNCT
easat-10921	243	22	agricultural	agricultural	ADJ
easat-10921	243	23	economics	economic	NOUN
easat-10921	243	24	:	:	PUNCT
easat-10921	243	25	introduction	introduction	NOUN
easat-10921	243	26	and	and	CCONJ
easat-10921	243	27	basic	basic	ADJ
easat-10921	243	28	concepts	concept	NOUN
easat-10921	243	29	of	of	ADP
easat-10921	243	30	agricultural	agricultural	ADJ
easat-10921	243	31	economics	economic	NOUN
easat-10921	243	32	in	in	ADP
easat-10921	243	33	indonesia	indonesia	PROPN
easat-10921	243	34	.	.	PUNCT
easat-10921	244	1	jakarta	jakarta	PROPN
easat-10921	244	2	:	:	PUNCT
easat-10921	245	1	sonpedia	sonpedia	PROPN
easat-10921	245	2	publishing	publish	VERB
easat-10921	245	3	indonesia	indonesia	PROPN
easat-10921	245	4	,	,	PUNCT
easat-10921	245	5	2023	2023	NUM
easat-10921	245	6	.	.	PUNCT
easat-10921	246	1	[	[	X
easat-10921	246	2	6	6	NUM
easat-10921	246	3	]	]	PUNCT
easat-10921	246	4	r.	r.	PROPN
easat-10921	246	5	elizabeth	elizabeth	PROPN
easat-10921	246	6	,	,	PUNCT
easat-10921	246	7	"	"	PUNCT
easat-10921	246	8	restructuring	restructure	VERB
easat-10921	246	9	the	the	DET
easat-10921	246	10	implementation	implementation	NOUN
easat-10921	246	11	and	and	CCONJ
easat-10921	246	12	effectiveness	effectiveness	NOUN
easat-10921	246	13	of	of	ADP
easat-10921	246	14	financing	financing	NOUN
easat-10921	246	15	programs	program	NOUN
easat-10921	246	16	towards	towards	ADP
easat-10921	246	17	increasing	increase	VERB
easat-10921	246	18	rice	rice	NOUN
easat-10921	246	19	capacity	capacity	NOUN
easat-10921	246	20	and	and	CCONJ
easat-10921	246	21	productivity	productivity	NOUN
easat-10921	246	22	,	,	PUNCT
easat-10921	246	23	"	"	PUNCT
easat-10921	246	24	unes	une	NOUN
easat-10921	246	25	journal	journal	NOUN
easat-10921	246	26	of	of	ADP
easat-10921	246	27	agricultural	agricultural	ADJ
easat-10921	246	28	scienties	scientie	NOUN
easat-10921	246	29	,	,	PUNCT
easat-10921	246	30	vol	vol	NOUN
easat-10921	246	31	.	.	PROPN
easat-10921	246	32	1	1	NUM
easat-10921	246	33	,	,	PUNCT
easat-10921	246	34	no	no	INTJ
easat-10921	246	35	.	.	NOUN
easat-10921	246	36	1	1	NUM
easat-10921	246	37	,	,	PUNCT
easat-10921	246	38	pp	pp	ADJ
easat-10921	246	39	.	.	PUNCT
easat-10921	247	1	83	83	NUM
easat-10921	247	2	-	-	SYM
easat-10921	247	3	99	99	NUM
easat-10921	247	4	,	,	PUNCT
easat-10921	247	5	2017	2017	NUM
easat-10921	247	6	.	.	PUNCT
easat-10921	248	1	[	[	X
easat-10921	248	2	7	7	X
easat-10921	248	3	]	]	X
easat-10921	248	4	d.	d.	PROPN
easat-10921	248	5	panekenan	panekenan	PROPN
easat-10921	248	6	,	,	PUNCT
easat-10921	248	7	g.	g.	PROPN
easat-10921	248	8	a.	a.	PROPN
easat-10921	248	9	j.	j.	PROPN
easat-10921	248	10	rumagit	rumagit	PROPN
easat-10921	248	11	,	,	PUNCT
easat-10921	248	12	and	and	CCONJ
easat-10921	248	13	p.	p.	NOUN
easat-10921	248	14	a.	a.	NOUN
easat-10921	248	15	pangemanan	pangemanan	PROPN
easat-10921	248	16	,	,	PUNCT
easat-10921	248	17	"	"	PUNCT
easat-10921	248	18	the	the	DET
easat-10921	248	19	role	role	NOUN
easat-10921	248	20	of	of	ADP
easat-10921	248	21	bank	bank	NOUN
easat-10921	248	22	credit	credit	NOUN
easat-10921	248	23	in	in	ADP
easat-10921	248	24	the	the	DET
easat-10921	248	25	agricultural	agricultural	ADJ
easat-10921	248	26	sector	sector	NOUN
easat-10921	248	27	in	in	ADP
easat-10921	248	28	north	north	PROPN
easat-10921	248	29	sulawesi	sulawesi	PROPN
easat-10921	248	30	province	province	NOUN
easat-10921	248	31	,	,	PUNCT
easat-10921	248	32	"	"	PUNCT
easat-10921	248	33	agri	agri	NOUN
easat-10921	248	34	-	-	PUNCT
easat-10921	248	35	sosioekonomi	sosioekonomi	NOUN
easat-10921	248	36	,	,	PUNCT
easat-10921	248	37	vol	vol	NOUN
easat-10921	248	38	.	.	PROPN
easat-10921	248	39	13	13	NUM
easat-10921	248	40	,	,	PUNCT
easat-10921	248	41	no	no	INTJ
easat-10921	248	42	.	.	PUNCT
easat-10921	249	1	1a	1a	NOUN
easat-10921	249	2	,	,	PUNCT
easat-10921	249	3	pp	pp	ADP
easat-10921	249	4	.	.	PUNCT
easat-10921	250	1	183–194	183–194	NUM
easat-10921	250	2	,	,	PUNCT
easat-10921	250	3	2016	2016	NUM
easat-10921	250	4	.	.	PUNCT
easat-10921	251	1	[	[	X
easat-10921	251	2	8	8	NUM
easat-10921	251	3	]	]	X
easat-10921	251	4	o.	o.	NOUN
easat-10921	251	5	chin	chin	NOUN
easat-10921	251	6	and	and	CCONJ
easat-10921	251	7	m.	m.	NOUN
easat-10921	251	8	m.	m.	NOUN
easat-10921	251	9	nor	nor	CCONJ
easat-10921	251	10	,	,	PUNCT
easat-10921	251	11	"	"	PUNCT
easat-10921	251	12	does	do	AUX
easat-10921	251	13	the	the	DET
easat-10921	251	14	micro	micro	ADJ
easat-10921	251	15	financing	financing	NOUN
easat-10921	251	16	term	term	NOUN
easat-10921	251	17	dictate	dictate	VERB
easat-10921	251	18	the	the	DET
easat-10921	251	19	performance	performance	NOUN
easat-10921	251	20	of	of	ADP
easat-10921	251	21	micro	micro	ADJ
easat-10921	251	22	enterprises	enterprise	NOUN
easat-10921	251	23	?	?	PUNCT
easat-10921	251	24	,	,	PUNCT
easat-10921	251	25	"	"	PUNCT
easat-10921	251	26	procedia	procedia	NOUN
easat-10921	251	27	economics	economic	NOUN
easat-10921	251	28	and	and	CCONJ
easat-10921	251	29	finance	finance	NOUN
easat-10921	251	30	,	,	PUNCT
easat-10921	251	31	vol	vol	NOUN
easat-10921	251	32	.	.	PROPN
easat-10921	251	33	35	35	NUM
easat-10921	251	34	,	,	PUNCT
easat-10921	251	35	pp	pp	ADJ
easat-10921	251	36	.	.	PUNCT
easat-10921	252	1	281	281	NUM
easat-10921	252	2	-	-	SYM
easat-10921	252	3	286	286	NUM
easat-10921	252	4	,	,	PUNCT
easat-10921	252	5	2016	2016	NUM
easat-10921	252	6	.	.	PUNCT
easat-10921	253	1	https://doi.org/10.1016/s2212-5671(16)00035-6	https://doi.org/10.1016/s2212-5671(16)00035-6	PROPN
easat-10921	254	1	[	[	X
easat-10921	254	2	9	9	NUM
easat-10921	254	3	]	]	SYM
easat-10921	254	4	a.	a.	NOUN
easat-10921	254	5	aldi	aldi	PROPN
easat-10921	254	6	,	,	PUNCT
easat-10921	254	7	the	the	DET
easat-10921	254	8	role	role	NOUN
easat-10921	254	9	of	of	ADP
easat-10921	254	10	agricultural	agricultural	ADJ
easat-10921	254	11	credit	credit	NOUN
easat-10921	254	12	in	in	ADP
easat-10921	254	13	supporting	support	VERB
easat-10921	254	14	farmer	farmer	NOUN
easat-10921	254	15	productivity	productivity	NOUN
easat-10921	254	16	.	.	PUNCT
easat-10921	255	1	jakarta	jakarta	PROPN
easat-10921	255	2	,	,	PUNCT
easat-10921	255	3	indonesia	indonesia	PROPN
easat-10921	255	4	:	:	PUNCT
easat-10921	255	5	gramedia	gramedia	NOUN
easat-10921	255	6	pustaka	pustaka	ADJ
easat-10921	255	7	utama	utama	PROPN
easat-10921	255	8	,	,	PUNCT
easat-10921	255	9	2019	2019	NUM
easat-10921	255	10	.	.	PUNCT
easat-10921	256	1	[	[	X
easat-10921	256	2	10	10	NUM
easat-10921	256	3	]	]	PUNCT
easat-10921	256	4	m.	m.	NOUN
easat-10921	256	5	a.	a.	PROPN
easat-10921	256	6	mia	mia	PROPN
easat-10921	256	7	,	,	PUNCT
easat-10921	256	8	a.	a.	PROPN
easat-10921	256	9	jibir	jibir	PROPN
easat-10921	256	10	,	,	PUNCT
easat-10921	256	11	a.	a.	NOUN
easat-10921	256	12	sharma	sharma	PROPN
easat-10921	256	13	,	,	PUNCT
easat-10921	256	14	and	and	CCONJ
easat-10921	256	15	m.	m.	NOUN
easat-10921	256	16	abdu	abdu	PROPN
easat-10921	256	17	,	,	PUNCT
easat-10921	256	18	"	"	PUNCT
easat-10921	256	19	can	can	AUX
easat-10921	256	20	kuznets	kuznet	NOUN
easat-10921	256	21	curve	curve	VERB
easat-10921	256	22	hypothesis	hypothesis	NOUN
easat-10921	256	23	explain	explain	VERB
easat-10921	256	24	the	the	DET
easat-10921	256	25	mission	mission	NOUN
easat-10921	256	26	drift	drift	NOUN
easat-10921	256	27	of	of	ADP
easat-10921	256	28	microfinance	microfinance	NOUN
easat-10921	256	29	institutions	institution	NOUN
easat-10921	256	30	?	?	PUNCT
easat-10921	257	1	evidence	evidence	NOUN
easat-10921	257	2	from	from	ADP
easat-10921	257	3	developing	develop	VERB
easat-10921	257	4	countries	country	NOUN
easat-10921	257	5	,	,	PUNCT
easat-10921	257	6	"	"	PUNCT
easat-10921	257	7	asia	asia	PROPN
easat-10921	257	8	and	and	CCONJ
easat-10921	257	9	the	the	DET
easat-10921	257	10	global	global	ADJ
easat-10921	257	11	economy	economy	NOUN
easat-10921	257	12	,	,	PUNCT
easat-10921	257	13	vol	vol	NOUN
easat-10921	257	14	.	.	PROPN
easat-10921	258	1	3	3	NUM
easat-10921	258	2	,	,	PUNCT
easat-10921	258	3	no	no	INTJ
easat-10921	258	4	.	.	NOUN
easat-10921	258	5	2	2	NUM
easat-10921	258	6	,	,	PUNCT
easat-10921	258	7	p.	p.	NOUN
easat-10921	258	8	100062	100062	NUM
easat-10921	258	9	,	,	PUNCT
easat-10921	258	10	2023	2023	NUM
easat-10921	258	11	.	.	PUNCT
easat-10921	259	1	https://doi.org/10.1016/j.aglobe.2023.100062	https://doi.org/10.1016/j.aglobe.2023.100062	NOUN
easat-10921	260	1	[	[	X
easat-10921	260	2	11	11	NUM
easat-10921	260	3	]	]	PUNCT
easat-10921	260	4	t.	t.	PROPN
easat-10921	260	5	tajidan	tajidan	PROPN
easat-10921	260	6	,	,	PUNCT
easat-10921	260	7	"	"	PUNCT
easat-10921	260	8	the	the	DET
easat-10921	260	9	study	study	NOUN
easat-10921	260	10	of	of	ADP
easat-10921	260	11	the	the	DET
easat-10921	260	12	effect	effect	NOUN
easat-10921	260	13	of	of	ADP
easat-10921	260	14	small	small	ADJ
easat-10921	260	15	business	business	NOUN
easat-10921	260	16	credit	credit	NOUN
easat-10921	260	17	scheme	scheme	NOUN
easat-10921	260	18	on	on	ADP
easat-10921	260	19	the	the	DET
easat-10921	260	20	performance	performance	NOUN
easat-10921	260	21	of	of	ADP
easat-10921	260	22	corn	corn	NOUN
easat-10921	260	23	farming	farming	NOUN
easat-10921	260	24	in	in	ADP
easat-10921	260	25	north	north	PROPN
easat-10921	260	26	lombok	lombok	PROPN
easat-10921	260	27	regency	regency	PROPN
easat-10921	260	28	,	,	PUNCT
easat-10921	260	29	indonesia	indonesia	PROPN
easat-10921	260	30	,	,	PUNCT
easat-10921	260	31	"	"	PUNCT
easat-10921	260	32	study	study	NOUN
easat-10921	260	33	of	of	ADP
easat-10921	260	34	small	small	ADJ
easat-10921	260	35	business	business	NOUN
easat-10921	260	36	credit	credit	NOUN
easat-10921	260	37	scheme	scheme	NOUN
easat-10921	260	38	performance	performance	NOUN
easat-10921	260	39	in	in	ADP
easat-10921	260	40	corn	corn	NOUN
easat-10921	260	41	farming	farming	NOUN
easat-10921	260	42	north	north	PROPN
easat-10921	260	43	lombok	lombok	PROPN
easat-10921	260	44	regency	regency	PROPN
easat-10921	260	45	-	-	PUNCT
easat-10921	260	46	indonesia	indonesia	PROPN
easat-10921	260	47	,	,	PUNCT
easat-10921	260	48	vol	vol	NOUN
easat-10921	260	49	.	.	PROPN
easat-10921	260	50	21	21	NUM
easat-10921	260	51	,	,	PUNCT
easat-10921	260	52	no	no	INTJ
easat-10921	260	53	.	.	NOUN
easat-10921	260	54	3	3	NUM
easat-10921	260	55	,	,	PUNCT
easat-10921	260	56	pp	pp	ADJ
easat-10921	260	57	.	.	PUNCT
easat-10921	261	1	25–37	25–37	NUM
easat-10921	261	2	,	,	PUNCT
easat-10921	261	3	2019	2019	NUM
easat-10921	261	4	.	.	PUNCT
easat-10921	262	1	[	[	X
easat-10921	262	2	12	12	NUM
easat-10921	262	3	]	]	PUNCT
easat-10921	262	4	k.	k.	PROPN
easat-10921	262	5	i.	i.	PROPN
easat-10921	262	6	sari	sari	PROPN
easat-10921	262	7	,	,	PUNCT
easat-10921	262	8	m.	m.	PROPN
easat-10921	262	9	r.	r.	PROPN
easat-10921	262	10	tikollah	tikollah	PROPN
easat-10921	262	11	,	,	PUNCT
easat-10921	262	12	and	and	CCONJ
easat-10921	262	13	s.	s.	PROPN
easat-10921	262	14	h.	h.	PROPN
easat-10921	262	15	hasyim	hasyim	PROPN
easat-10921	262	16	,	,	PUNCT
easat-10921	262	17	"	"	PUNCT
easat-10921	262	18	the	the	DET
easat-10921	262	19	influence	influence	NOUN
easat-10921	262	20	of	of	ADP
easat-10921	262	21	the	the	DET
easat-10921	262	22	provision	provision	NOUN
easat-10921	262	23	of	of	ADP
easat-10921	262	24	people	people	NOUN
easat-10921	262	25	's	's	PART
easat-10921	262	26	business	business	NOUN
easat-10921	262	27	credit	credit	NOUN
easat-10921	262	28	(	(	PUNCT
easat-10921	262	29	kur	kur	NOUN
easat-10921	262	30	)	)	PUNCT
easat-10921	262	31	by	by	ADP
easat-10921	262	32	pt	pt	PROPN
easat-10921	262	33	bank	bank	PROPN
easat-10921	262	34	rakyat	rakyat	PROPN
easat-10921	262	35	indonesia	indonesia	PROPN
easat-10921	262	36	(	(	PUNCT
easat-10921	262	37	persero	persero	PROPN
easat-10921	262	38	)	)	PUNCT
easat-10921	262	39	tbk	tbk	PROPN
easat-10921	262	40	baraka	baraka	PROPN
easat-10921	262	41	unit	unit	NOUN
easat-10921	262	42	on	on	ADP
easat-10921	262	43	the	the	DET
easat-10921	262	44	income	income	NOUN
easat-10921	262	45	of	of	ADP
easat-10921	262	46	red	red	ADJ
easat-10921	262	47	onion	onion	NOUN
easat-10921	262	48	farmers	farmer	NOUN
easat-10921	262	49	in	in	ADP
easat-10921	262	50	baraka	baraka	PROPN
easat-10921	262	51	district	district	PROPN
easat-10921	262	52	,	,	PUNCT
easat-10921	262	53	enrekang	enrekang	PROPN
easat-10921	262	54	regency	regency	PROPN
easat-10921	262	55	,	,	PUNCT
easat-10921	262	56	"	"	PUNCT
easat-10921	262	57	universitas	universita	NOUN
easat-10921	262	58	negeri	negeri	PROPN
easat-10921	262	59	makassar	makassar	PROPN
easat-10921	262	60	,	,	PUNCT
easat-10921	262	61	2018	2018	NUM
easat-10921	262	62	.	.	PUNCT
easat-10921	263	1	[	[	X
easat-10921	263	2	13	13	NUM
easat-10921	263	3	]	]	X
easat-10921	263	4	d.	d.	PROPN
easat-10921	263	5	nita	nita	PROPN
easat-10921	263	6	,	,	PUNCT
easat-10921	263	7	"	"	PUNCT
easat-10921	263	8	analysis	analysis	NOUN
easat-10921	263	9	of	of	ADP
easat-10921	263	10	the	the	DET
easat-10921	263	11	role	role	NOUN
easat-10921	263	12	of	of	ADP
easat-10921	263	13	people	people	NOUN
easat-10921	263	14	's	's	PART
easat-10921	263	15	business	business	NOUN
easat-10921	263	16	credit	credit	NOUN
easat-10921	263	17	(	(	PUNCT
easat-10921	263	18	kur	kur	NOUN
easat-10921	263	19	)	)	PUNCT
easat-10921	263	20	in	in	ADP
easat-10921	263	21	increasing	increase	VERB
easat-10921	263	22	the	the	DET
easat-10921	263	23	productivity	productivity	NOUN
easat-10921	263	24	and	and	CCONJ
easat-10921	263	25	income	income	NOUN
easat-10921	263	26	of	of	ADP
easat-10921	263	27	secondary	secondary	ADJ
easat-10921	263	28	crop	crop	NOUN
easat-10921	263	29	farmers	farmer	NOUN
easat-10921	263	30	in	in	ADP
easat-10921	263	31	mulyajaya	mulyajaya	PROPN
easat-10921	263	32	village	village	NOUN
easat-10921	263	33	,	,	PUNCT
easat-10921	263	34	rebang	rebang	VERB
easat-10921	263	35	tangkas	tangkas	PROPN
easat-10921	263	36	district	district	PROPN
easat-10921	263	37	,	,	PUNCT
easat-10921	263	38	way	way	NOUN
easat-10921	263	39	kanan	kanan	PROPN
easat-10921	263	40	regency	regency	PROPN
easat-10921	263	41	,	,	PUNCT
easat-10921	263	42	"	"	PUNCT
easat-10921	263	43	iain	iain	PROPN
easat-10921	263	44	metro	metro	PROPN
easat-10921	263	45	,	,	PUNCT
easat-10921	263	46	2020	2020	NUM
easat-10921	263	47	.	.	PUNCT
easat-10921	264	1	[	[	X
easat-10921	264	2	14	14	NUM
easat-10921	264	3	]	]	PUNCT
easat-10921	264	4	m.	m.	NOUN
easat-10921	264	5	a.	a.	PROPN
easat-10921	264	6	jaffar	jaffar	PROPN
easat-10921	264	7	and	and	CCONJ
easat-10921	264	8	r.	r.	PROPN
easat-10921	264	9	musa	musa	PROPN
easat-10921	264	10	,	,	PUNCT
easat-10921	264	11	"	"	PUNCT
easat-10921	264	12	determinants	determinant	NOUN
easat-10921	264	13	of	of	ADP
easat-10921	264	14	attitude	attitude	NOUN
easat-10921	264	15	towards	towards	ADP
easat-10921	264	16	islamic	islamic	ADJ
easat-10921	264	17	financing	financing	NOUN
easat-10921	264	18	among	among	ADP
easat-10921	264	19	halal	halal	NOUN
easat-10921	264	20	-	-	PUNCT
easat-10921	264	21	certified	certify	VERB
easat-10921	264	22	micro	micro	NOUN
easat-10921	264	23	and	and	CCONJ
easat-10921	264	24	smes	sme	NOUN
easat-10921	264	25	:	:	PUNCT
easat-10921	264	26	a	a	DET
easat-10921	264	27	preliminary	preliminary	ADJ
easat-10921	264	28	investigation	investigation	NOUN
easat-10921	264	29	,	,	PUNCT
easat-10921	264	30	"	"	PUNCT
easat-10921	264	31	procedia	procedia	NOUN
easat-10921	264	32	social	social	ADJ
easat-10921	264	33	and	and	CCONJ
easat-10921	264	34	behavioral	behavioral	ADJ
easat-10921	264	35	sciences	science	NOUN
easat-10921	264	36	,	,	PUNCT
easat-10921	264	37	vol	vol	NOUN
easat-10921	264	38	.	.	PROPN
easat-10921	264	39	130	130	NUM
easat-10921	264	40	,	,	PUNCT
easat-10921	264	41	pp	pp	ADJ
easat-10921	264	42	.	.	PUNCT
easat-10921	265	1	135	135	NUM
easat-10921	265	2	-	-	SYM
easat-10921	265	3	144	144	NUM
easat-10921	265	4	,	,	PUNCT
easat-10921	265	5	2014	2014	NUM
easat-10921	265	6	.	.	PUNCT
easat-10921	266	1	https://doi.org/10.1016/j.sbspro.2014.04.017	https://doi.org/10.1016/j.sbspro.2014.04.017	NUM
easat-10921	267	1	[	[	X
easat-10921	267	2	15	15	NUM
easat-10921	267	3	]	]	X
easat-10921	267	4	e.	e.	PROPN
easat-10921	267	5	kromidha	kromidha	PROPN
easat-10921	267	6	,	,	PUNCT
easat-10921	267	7	"	"	PUNCT
easat-10921	267	8	identity	identity	NOUN
easat-10921	267	9	mediation	mediation	NOUN
easat-10921	267	10	strategies	strategy	NOUN
easat-10921	267	11	for	for	ADP
easat-10921	267	12	digital	digital	ADJ
easat-10921	267	13	inclusion	inclusion	NOUN
easat-10921	267	14	in	in	ADP
easat-10921	267	15	entrepreneurial	entrepreneurial	ADJ
easat-10921	267	16	finance	finance	NOUN
easat-10921	267	17	,	,	PUNCT
easat-10921	267	18	"	"	PUNCT
easat-10921	267	19	international	international	ADJ
easat-10921	267	20	journal	journal	NOUN
easat-10921	267	21	of	of	ADP
easat-10921	267	22	information	information	NOUN
easat-10921	267	23	management	management	NOUN
easat-10921	267	24	,	,	PUNCT
easat-10921	267	25	vol	vol	NOUN
easat-10921	267	26	.	.	PROPN
easat-10921	267	27	72	72	NUM
easat-10921	267	28	,	,	PUNCT
easat-10921	267	29	p.	p.	NOUN
easat-10921	267	30	102658	102658	NUM
easat-10921	267	31	,	,	PUNCT
easat-10921	267	32	2023	2023	NUM
easat-10921	267	33	.	.	PUNCT
easat-10921	268	1	https://doi.org/10.1016/j.ijinfomgt.2023.102658	https://doi.org/10.1016/j.ijinfomgt.2023.102658	PROPN
easat-10921	268	2	[	[	X
easat-10921	268	3	16	16	NUM
easat-10921	268	4	]	]	PUNCT
easat-10921	268	5	m.	m.	NOUN
easat-10921	268	6	özdemir	özdemir	PROPN
easat-10921	268	7	,	,	PUNCT
easat-10921	268	8	f.	f.	PROPN
easat-10921	268	9	savasan	savasan	PROPN
easat-10921	268	10	,	,	PUNCT
easat-10921	268	11	and	and	CCONJ
easat-10921	268	12	s.	s.	PROPN
easat-10921	268	13	ulev	ulev	PROPN
easat-10921	268	14	,	,	PUNCT
easat-10921	268	15	"	"	PUNCT
easat-10921	268	16	leveraging	leverage	VERB
easat-10921	268	17	financial	financial	ADJ
easat-10921	268	18	inclusion	inclusion	NOUN
easat-10921	268	19	through	through	ADP
easat-10921	268	20	islamic	islamic	ADJ
easat-10921	268	21	microfinance	microfinance	NOUN
easat-10921	268	22	:	:	PUNCT
easat-10921	268	23	a	a	DET
easat-10921	268	24	new	new	ADJ
easat-10921	268	25	model	model	NOUN
easat-10921	268	26	proposal	proposal	NOUN
easat-10921	268	27	for	for	ADP
easat-10921	268	28	participation	participation	NOUN
easat-10921	268	29	banks	bank	NOUN
easat-10921	268	30	in	in	ADP
easat-10921	268	31	turkiye	turkiye	PROPN
easat-10921	268	32	,	,	PUNCT
easat-10921	268	33	"	"	PUNCT
easat-10921	268	34	borsa	borsa	PROPN
easat-10921	268	35	istanbul	istanbul	PROPN
easat-10921	268	36	review	review	PROPN
easat-10921	268	37	,	,	PUNCT
easat-10921	268	38	vol	vol	NOUN
easat-10921	268	39	.	.	PROPN
easat-10921	268	40	23	23	NUM
easat-10921	268	41	,	,	PUNCT
easat-10921	268	42	no	no	INTJ
easat-10921	268	43	.	.	NOUN
easat-10921	268	44	3	3	NUM
easat-10921	268	45	,	,	PUNCT
easat-10921	268	46	2023	2023	NUM
easat-10921	268	47	.	.	PUNCT
easat-10921	269	1	https://doi.org/10.1016/j.bir.2023.01.011	https://doi.org/10.1016/j.bir.2023.01.011	VERB
easat-10921	270	1	[	[	X
easat-10921	270	2	17	17	NUM
easat-10921	270	3	]	]	PUNCT
easat-10921	270	4	m.	m.	NOUN
easat-10921	270	5	disli	disli	PROPN
easat-10921	270	6	and	and	CCONJ
easat-10921	270	7	s.	s.	PROPN
easat-10921	270	8	jalaly	jalaly	PROPN
easat-10921	270	9	,	,	PUNCT
easat-10921	270	10	"	"	PUNCT
easat-10921	270	11	the	the	DET
easat-10921	270	12	performance	performance	NOUN
easat-10921	270	13	of	of	ADP
easat-10921	270	14	islamic	islamic	ADJ
easat-10921	270	15	and	and	CCONJ
easat-10921	270	16	conventional	conventional	ADJ
easat-10921	270	17	microfinance	microfinance	NOUN
easat-10921	270	18	loans	loan	NOUN
easat-10921	270	19	in	in	ADP
easat-10921	270	20	afghanistan	afghanistan	PROPN
easat-10921	270	21	:	:	PUNCT
easat-10921	270	22	the	the	DET
easat-10921	270	23	taliban	taliban	PROPN
easat-10921	270	24	and	and	CCONJ
easat-10921	270	25	beyond	beyond	ADP
easat-10921	270	26	,	,	PUNCT
easat-10921	270	27	"	"	PUNCT
easat-10921	270	28	emerging	emerge	VERB
easat-10921	270	29	markets	market	NOUN
easat-10921	270	30	review	review	VERB
easat-10921	270	31	,	,	PUNCT
easat-10921	270	32	vol	vol	NOUN
easat-10921	270	33	.	.	PROPN
easat-10921	270	34	59	59	NUM
easat-10921	270	35	,	,	PUNCT
easat-10921	270	36	p.	p.	NOUN
easat-10921	270	37	101104	101104	NUM
easat-10921	270	38	,	,	PUNCT
easat-10921	270	39	2024	2024	NUM
easat-10921	270	40	.	.	PUNCT
easat-10921	271	1	https://doi.org/10.1016/j.ememar.2023.101104	https://doi.org/10.1016/j.ememar.2023.101104	PROPN
easat-10921	271	2	https://creativecommons.org/licenses/by/4.0/	https://creativecommons.org/licenses/by/4.0/	PROPN
easat-10921	271	3	https://doi.org/10.1016/j.bir.2023.03.007	https://doi.org/10.1016/j.bir.2023.03.007	VERB
easat-10921	271	4	https://doi.org/10.1016/j.sbspro.2015.11.558	https://doi.org/10.1016/j.sbspro.2015.11.558	VERB
easat-10921	271	5	https://doi.org/10.1016/s2212-5671(16)00035-6	https://doi.org/10.1016/s2212-5671(16)00035-6	PROPN
easat-10921	271	6	https://doi.org/10.1016/j.aglobe.2023.100062	https://doi.org/10.1016/j.aglobe.2023.100062	PROPN
easat-10921	271	7	https://doi.org/10.1016/j.sbspro.2014.04.017	https://doi.org/10.1016/j.sbspro.2014.04.017	NUM
easat-10921	271	8	https://doi.org/10.1016/j.ijinfomgt.2023.102658	https://doi.org/10.1016/j.ijinfomgt.2023.102658	PROPN
easat-10921	271	9	https://doi.org/10.1016/j.bir.2023.01.011	https://doi.org/10.1016/j.bir.2023.01.011	VERB
easat-10921	271	10	https://doi.org/10.1016/j.ememar.2023.101104	https://doi.org/10.1016/j.ememar.2023.101104	PROPN
easat-10921	271	11	612	612	NUM
easat-10921	271	12	edelweiss	edelweiss	PROPN
easat-10921	271	13	applied	apply	VERB
easat-10921	271	14	science	science	NOUN
easat-10921	271	15	and	and	CCONJ
easat-10921	271	16	technology	technology	NOUN
easat-10921	271	17	issn	issn	PROPN
easat-10921	271	18	:	:	PUNCT
easat-10921	271	19	2576	2576	NUM
easat-10921	271	20	-	-	SYM
easat-10921	271	21	8484	8484	NUM
easat-10921	271	22	vol	vol	NOUN
easat-10921	271	23	.	.	PROPN
easat-10921	272	1	9	9	NUM
easat-10921	272	2	,	,	PUNCT
easat-10921	272	3	no	no	INTJ
easat-10921	272	4	.	.	NOUN
easat-10921	272	5	11	11	NUM
easat-10921	272	6	:	:	PUNCT
easat-10921	272	7	600	600	NUM
easat-10921	272	8	-	-	NUM
easat-10921	272	9	612	612	NUM
easat-10921	272	10	,	,	PUNCT
easat-10921	272	11	2025	2025	NUM
easat-10921	272	12	doi	doi	NOUN
easat-10921	272	13	:	:	PUNCT
easat-10921	272	14	10.55214/2576	10.55214/2576	NUM
easat-10921	272	15	-	-	SYM
easat-10921	272	16	8484.v9i11.10921	8484.v9i11.10921	NUM
easat-10921	272	17	©	©	ADP
easat-10921	272	18	2025	2025	NUM
easat-10921	272	19	by	by	ADP
easat-10921	272	20	the	the	DET
easat-10921	272	21	authors	author	NOUN
easat-10921	272	22	;	;	PUNCT
easat-10921	272	23	licensee	licensee	PROPN
easat-10921	272	24	learning	learning	NOUN
easat-10921	272	25	gate	gate	NOUN
easat-10921	273	1	[	[	X
easat-10921	273	2	18	18	NUM
easat-10921	273	3	]	]	PUNCT
easat-10921	273	4	m.	m.	NOUN
easat-10921	273	5	s.	s.	PROPN
easat-10921	273	6	nurholis	nurholis	PROPN
easat-10921	273	7	,	,	PUNCT
easat-10921	273	8	o.	o.	PROPN
easat-10921	273	9	anwarudin	anwarudin	PROPN
easat-10921	273	10	,	,	PUNCT
easat-10921	273	11	and	and	CCONJ
easat-10921	273	12	m.	m.	NOUN
easat-10921	273	13	makhmudi	makhmudi	PROPN
easat-10921	273	14	,	,	PUNCT
easat-10921	273	15	"	"	PUNCT
easat-10921	273	16	capacity	capacity	NOUN
easat-10921	273	17	of	of	ADP
easat-10921	273	18	rice	rice	NOUN
easat-10921	273	19	farmers	farmer	NOUN
easat-10921	273	20	in	in	ADP
easat-10921	273	21	accessing	access	VERB
easat-10921	273	22	people	people	NOUN
easat-10921	273	23	's	's	PART
easat-10921	273	24	business	business	NOUN
easat-10921	273	25	credit	credit	NOUN
easat-10921	273	26	(	(	PUNCT
easat-10921	273	27	kur	kur	NOUN
easat-10921	273	28	)	)	PUNCT
easat-10921	273	29	in	in	ADP
easat-10921	273	30	pameungpeuk	pameungpeuk	NOUN
easat-10921	273	31	district	district	PROPN
easat-10921	273	32	,	,	PUNCT
easat-10921	273	33	garut	garut	PROPN
easat-10921	273	34	regency	regency	PROPN
easat-10921	273	35	,	,	PUNCT
easat-10921	273	36	west	west	PROPN
easat-10921	273	37	java	java	PROPN
easat-10921	273	38	,	,	PUNCT
easat-10921	273	39	"	"	PUNCT
easat-10921	273	40	jurnal	jurnal	ADJ
easat-10921	273	41	penyuluhan	penyuluhan	PROPN
easat-10921	273	42	pertanian	pertanian	ADJ
easat-10921	273	43	,	,	PUNCT
easat-10921	273	44	vol	vol	NOUN
easat-10921	273	45	.	.	PROPN
easat-10921	273	46	15	15	NUM
easat-10921	273	47	,	,	PUNCT
easat-10921	273	48	no	no	INTJ
easat-10921	273	49	.	.	NOUN
easat-10921	273	50	1	1	NUM
easat-10921	273	51	,	,	PUNCT
easat-10921	273	52	pp	pp	ADJ
easat-10921	273	53	.	.	PUNCT
easat-10921	274	1	53	53	NUM
easat-10921	274	2	-	-	SYM
easat-10921	274	3	72	72	NUM
easat-10921	274	4	,	,	PUNCT
easat-10921	274	5	2020	2020	NUM
easat-10921	274	6	.	.	PUNCT
easat-10921	274	7	https://doi.org/10.51852/-.v15i1.432	https://doi.org/10.51852/-.v15i1.432	X
easat-10921	275	1	[	[	X
easat-10921	275	2	19	19	NUM
easat-10921	275	3	]	]	PUNCT
easat-10921	275	4	b.	b.	PROPN
easat-10921	275	5	sarpong	sarpong	PROPN
easat-10921	275	6	-	-	PUNCT
easat-10921	275	7	danquah	danquah	NOUN
easat-10921	275	8	,	,	PUNCT
easat-10921	275	9	m.	m.	NOUN
easat-10921	275	10	adusei	adusei	NOUN
easat-10921	275	11	,	,	PUNCT
easat-10921	275	12	and	and	CCONJ
easat-10921	275	13	m.	m.	NOUN
easat-10921	275	14	a.	a.	PROPN
easat-10921	275	15	s.	s.	PROPN
easat-10921	275	16	al	al	PROPN
easat-10921	275	17	-	-	PROPN
easat-10921	275	18	faryan	faryan	PROPN
easat-10921	275	19	,	,	PUNCT
easat-10921	275	20	"	"	PUNCT
easat-10921	275	21	the	the	DET
easat-10921	275	22	role	role	NOUN
easat-10921	275	23	of	of	ADP
easat-10921	275	24	judicial	judicial	ADJ
easat-10921	275	25	efficiency	efficiency	NOUN
easat-10921	275	26	in	in	ADP
easat-10921	275	27	the	the	DET
easat-10921	275	28	board	board	NOUN
easat-10921	275	29	size	size	NOUN
easat-10921	275	30	-	-	PUNCT
easat-10921	275	31	financial	financial	ADJ
easat-10921	275	32	performance	performance	NOUN
easat-10921	275	33	nexus	nexus	NOUN
easat-10921	275	34	:	:	PUNCT
easat-10921	275	35	evidence	evidence	NOUN
easat-10921	275	36	from	from	ADP
easat-10921	275	37	microfinance	microfinance	NOUN
easat-10921	275	38	institutions	institution	NOUN
easat-10921	275	39	,	,	PUNCT
easat-10921	275	40	"	"	PUNCT
easat-10921	275	41	social	social	ADJ
easat-10921	275	42	sciences	sciences	PROPN
easat-10921	275	43	&	&	CCONJ
easat-10921	275	44	humanities	humanity	NOUN
easat-10921	275	45	open	open	VERB
easat-10921	275	46	,	,	PUNCT
easat-10921	275	47	vol	vol	NOUN
easat-10921	275	48	.	.	PROPN
easat-10921	275	49	8	8	NUM
easat-10921	275	50	,	,	PUNCT
easat-10921	275	51	no	no	INTJ
easat-10921	275	52	.	.	NOUN
easat-10921	275	53	1	1	NUM
easat-10921	275	54	,	,	PUNCT
easat-10921	275	55	p.	p.	NOUN
easat-10921	275	56	100584	100584	NUM
easat-10921	275	57	,	,	PUNCT
easat-10921	275	58	2023	2023	NUM
easat-10921	275	59	.	.	PUNCT
easat-10921	276	1	https://doi.org/10.1016/j.ssaho.2023.100584	https://doi.org/10.1016/j.ssaho.2023.100584	PROPN
easat-10921	276	2	[	[	X
easat-10921	276	3	20	20	NUM
easat-10921	276	4	]	]	PUNCT
easat-10921	276	5	a.	a.	PROPN
easat-10921	276	6	j.	j.	PROPN
easat-10921	276	7	blanco	blanco	PROPN
easat-10921	276	8	-	-	PUNCT
easat-10921	276	9	oliver	oliver	PROPN
easat-10921	276	10	,	,	PUNCT
easat-10921	276	11	a.	a.	PROPN
easat-10921	276	12	i.	i.	PROPN
easat-10921	276	13	irimia	irimia	PROPN
easat-10921	276	14	-	-	PUNCT
easat-10921	276	15	diéguez	diéguez	NOUN
easat-10921	276	16	,	,	PUNCT
easat-10921	276	17	and	and	CCONJ
easat-10921	276	18	m.	m.	PROPN
easat-10921	276	19	j.	j.	PROPN
easat-10921	276	20	vázquez	vázquez	PROPN
easat-10921	276	21	-	-	PUNCT
easat-10921	276	22	cueto	cueto	NOUN
easat-10921	276	23	,	,	PUNCT
easat-10921	276	24	"	"	PUNCT
easat-10921	276	25	is	be	AUX
easat-10921	276	26	there	there	PRON
easat-10921	276	27	an	an	DET
easat-10921	276	28	optimal	optimal	ADJ
easat-10921	276	29	microcredit	microcredit	NOUN
easat-10921	276	30	size	size	NOUN
easat-10921	276	31	to	to	PART
easat-10921	276	32	maximize	maximize	VERB
easat-10921	276	33	the	the	DET
easat-10921	276	34	social	social	ADJ
easat-10921	276	35	and	and	CCONJ
easat-10921	276	36	financial	financial	ADJ
easat-10921	276	37	efficiencies	efficiency	NOUN
easat-10921	276	38	of	of	ADP
easat-10921	276	39	microfinance	microfinance	NOUN
easat-10921	276	40	institutions	institution	NOUN
easat-10921	276	41	?	?	PUNCT
easat-10921	276	42	,	,	PUNCT
easat-10921	276	43	"	"	PUNCT
easat-10921	276	44	research	research	NOUN
easat-10921	276	45	in	in	ADP
easat-10921	276	46	international	international	ADJ
easat-10921	276	47	business	business	NOUN
easat-10921	276	48	and	and	CCONJ
easat-10921	276	49	finance	finance	NOUN
easat-10921	276	50	,	,	PUNCT
easat-10921	276	51	vol	vol	NOUN
easat-10921	276	52	.	.	PROPN
easat-10921	276	53	65	65	NUM
easat-10921	276	54	,	,	PUNCT
easat-10921	276	55	p.	p.	NOUN
easat-10921	276	56	101980	101980	NUM
easat-10921	276	57	,	,	PUNCT
easat-10921	276	58	2023	2023	NUM
easat-10921	276	59	.	.	PUNCT
easat-10921	277	1	https://doi.org/10.1016/j.ribaf.2023.101980	https://doi.org/10.1016/j.ribaf.2023.101980	NOUN
easat-10921	277	2	[	[	X
easat-10921	277	3	21	21	NUM
easat-10921	277	4	]	]	X
easat-10921	277	5	n.	n.	PROPN
easat-10921	277	6	nawai	nawai	PROPN
easat-10921	277	7	and	and	CCONJ
easat-10921	277	8	m.	m.	PROPN
easat-10921	277	9	n.	n.	PROPN
easat-10921	277	10	m.	m.	PROPN
easat-10921	277	11	shariff	shariff	PROPN
easat-10921	277	12	,	,	PUNCT
easat-10921	277	13	"	"	PUNCT
easat-10921	277	14	factors	factor	NOUN
easat-10921	277	15	affecting	affect	VERB
easat-10921	277	16	repayment	repayment	NOUN
easat-10921	277	17	performance	performance	NOUN
easat-10921	277	18	in	in	ADP
easat-10921	277	19	microfinance	microfinance	NOUN
easat-10921	277	20	programs	program	NOUN
easat-10921	277	21	in	in	ADP
easat-10921	277	22	malaysia	malaysia	PROPN
easat-10921	277	23	,	,	PUNCT
easat-10921	277	24	"	"	PUNCT
easat-10921	277	25	procedia	procedia	NOUN
easat-10921	277	26	-	-	PUNCT
easat-10921	277	27	social	social	ADJ
easat-10921	277	28	and	and	CCONJ
easat-10921	277	29	behavioral	behavioral	ADJ
easat-10921	277	30	sciences	science	NOUN
easat-10921	277	31	,	,	PUNCT
easat-10921	277	32	vol	vol	NOUN
easat-10921	277	33	.	.	PROPN
easat-10921	277	34	62	62	NUM
easat-10921	277	35	,	,	PUNCT
easat-10921	277	36	pp	pp	ADJ
easat-10921	277	37	.	.	PUNCT
easat-10921	277	38	806	806	NUM
easat-10921	277	39	-	-	SYM
easat-10921	277	40	811	811	NUM
easat-10921	277	41	,	,	PUNCT
easat-10921	277	42	2012	2012	NUM
easat-10921	277	43	.	.	PUNCT
easat-10921	278	1	https://doi.org/10.1016/j.sbspro.2012.09.136	https://doi.org/10.1016/j.sbspro.2012.09.136	PROPN
easat-10921	279	1	[	[	X
easat-10921	279	2	22	22	NUM
easat-10921	279	3	]	]	X
easat-10921	279	4	c.	c.	PROPN
easat-10921	279	5	serrano	serrano	PROPN
easat-10921	279	6	-	-	PUNCT
easat-10921	279	7	cinca	cinca	ADJ
easat-10921	279	8	,	,	PUNCT
easat-10921	279	9	b.	b.	PROPN
easat-10921	279	10	cuellar	cuellar	PROPN
easat-10921	279	11	-	-	PUNCT
easat-10921	279	12	fernández	fernández	PROPN
easat-10921	279	13	,	,	PUNCT
easat-10921	279	14	and	and	CCONJ
easat-10921	279	15	y.	y.	PROPN
easat-10921	279	16	fuertes	fuertes	PROPN
easat-10921	279	17	-	-	PUNCT
easat-10921	279	18	callén	callén	NOUN
easat-10921	279	19	,	,	PUNCT
easat-10921	279	20	"	"	PUNCT
easat-10921	279	21	pathways	pathway	NOUN
easat-10921	279	22	to	to	ADP
easat-10921	279	23	self	self	NOUN
easat-10921	279	24	-	-	PUNCT
easat-10921	279	25	sufficiency	sufficiency	NOUN
easat-10921	279	26	in	in	ADP
easat-10921	279	27	the	the	DET
easat-10921	279	28	microfinance	microfinance	NOUN
easat-10921	279	29	ecosystem	ecosystem	NOUN
easat-10921	279	30	,	,	PUNCT
easat-10921	279	31	"	"	PUNCT
easat-10921	279	32	the	the	DET
easat-10921	279	33	quarterly	quarterly	ADJ
easat-10921	279	34	review	review	NOUN
easat-10921	279	35	of	of	ADP
easat-10921	279	36	economics	economic	NOUN
easat-10921	279	37	and	and	CCONJ
easat-10921	279	38	finance	finance	NOUN
easat-10921	279	39	,	,	PUNCT
easat-10921	279	40	vol	vol	NOUN
easat-10921	279	41	.	.	PROPN
easat-10921	280	1	92	92	NUM
easat-10921	280	2	,	,	PUNCT
easat-10921	280	3	pp	pp	ADJ
easat-10921	280	4	.	.	PUNCT
easat-10921	281	1	262	262	NUM
easat-10921	281	2	-	-	SYM
easat-10921	281	3	273	273	NUM
easat-10921	281	4	,	,	PUNCT
easat-10921	281	5	2023	2023	NUM
easat-10921	281	6	.	.	PUNCT
easat-10921	282	1	https://doi.org/10.1016/j.qref.2023.10.007	https://doi.org/10.1016/j.qref.2023.10.007	PROPN
easat-10921	283	1	[	[	X
easat-10921	283	2	23	23	NUM
easat-10921	283	3	]	]	PUNCT
easat-10921	283	4	p.	p.	NOUN
easat-10921	283	5	muniarty	muniarty	PROPN
easat-10921	283	6	and	and	CCONJ
easat-10921	283	7	m.	m.	NOUN
easat-10921	283	8	rimawan	rimawan	PROPN
easat-10921	283	9	,	,	PUNCT
easat-10921	283	10	"	"	PUNCT
easat-10921	283	11	people	people	NOUN
easat-10921	283	12	's	's	PART
easat-10921	283	13	business	business	NOUN
easat-10921	283	14	credit	credit	NOUN
easat-10921	283	15	(	(	PUNCT
easat-10921	283	16	kur	kur	NOUN
easat-10921	283	17	)	)	PUNCT
easat-10921	283	18	strengthens	strengthen	VERB
easat-10921	283	19	the	the	DET
easat-10921	283	20	capacity	capacity	NOUN
easat-10921	283	21	of	of	ADP
easat-10921	283	22	farmers	farmer	NOUN
easat-10921	283	23	in	in	ADP
easat-10921	283	24	bima	bima	PROPN
easat-10921	283	25	city	city	PROPN
easat-10921	283	26	,	,	PUNCT
easat-10921	283	27	"	"	PUNCT
easat-10921	283	28	owner	owner	NOUN
easat-10921	283	29	:	:	PUNCT
easat-10921	283	30	riset	riset	PROPN
easat-10921	283	31	dan	dan	PROPN
easat-10921	283	32	jurnal	jurnal	PROPN
easat-10921	283	33	akuntansi	akuntansi	PROPN
easat-10921	283	34	,	,	PUNCT
easat-10921	283	35	vol	vol	NOUN
easat-10921	283	36	.	.	PROPN
easat-10921	283	37	6	6	NUM
easat-10921	283	38	,	,	PUNCT
easat-10921	283	39	no	no	INTJ
easat-10921	283	40	.	.	NOUN
easat-10921	283	41	3	3	NUM
easat-10921	283	42	,	,	PUNCT
easat-10921	283	43	pp	pp	ADJ
easat-10921	283	44	.	.	PUNCT
easat-10921	284	1	3227	3227	NUM
easat-10921	284	2	-	-	SYM
easat-10921	284	3	3236	3236	NUM
easat-10921	284	4	,	,	PUNCT
easat-10921	284	5	2022	2022	NUM
easat-10921	284	6	.	.	PUNCT
easat-10921	285	1	https://doi.org/10.33395/owner.v6i3.1064	https://doi.org/10.33395/owner.v6i3.1064	X
easat-10921	286	1	[	[	X
easat-10921	286	2	24	24	NUM
easat-10921	286	3	]	]	X
easat-10921	286	4	e.	e.	PROPN
easat-10921	286	5	smolo	smolo	PROPN
easat-10921	286	6	,	,	PUNCT
easat-10921	286	7	"	"	PUNCT
easat-10921	286	8	asymmetric	asymmetric	ADJ
easat-10921	286	9	impact	impact	NOUN
easat-10921	286	10	of	of	ADP
easat-10921	286	11	microfinance	microfinance	NOUN
easat-10921	286	12	on	on	ADP
easat-10921	286	13	economic	economic	ADJ
easat-10921	286	14	growth	growth	NOUN
easat-10921	286	15	:	:	PUNCT
easat-10921	286	16	evidence	evidence	NOUN
easat-10921	286	17	from	from	ADP
easat-10921	286	18	bosnia	bosnia	PROPN
easat-10921	286	19	and	and	CCONJ
easat-10921	286	20	herzegovina	herzegovina	PROPN
easat-10921	286	21	,	,	PUNCT
easat-10921	286	22	"	"	PUNCT
easat-10921	286	23	heliyon	heliyon	NOUN
easat-10921	286	24	,	,	PUNCT
easat-10921	286	25	vol	vol	NOUN
easat-10921	286	26	.	.	PROPN
easat-10921	286	27	9	9	NUM
easat-10921	286	28	,	,	PUNCT
easat-10921	286	29	no	no	INTJ
easat-10921	286	30	.	.	NOUN
easat-10921	286	31	12	12	NUM
easat-10921	286	32	,	,	PUNCT
easat-10921	286	33	p.	p.	NOUN
easat-10921	286	34	e22790	e22790	NOUN
easat-10921	286	35	,	,	PUNCT
easat-10921	286	36	2023	2023	NUM
easat-10921	286	37	.	.	PUNCT
easat-10921	287	1	https://doi.org/10.1016/j.heliyon.2023.e22790	https://doi.org/10.1016/j.heliyon.2023.e22790	NOUN
easat-10921	287	2	[	[	X
easat-10921	287	3	25	25	NUM
easat-10921	287	4	]	]	X
easat-10921	287	5	c.	c.	PROPN
easat-10921	287	6	nisa	nisa	PROPN
easat-10921	287	7	and	and	CCONJ
easat-10921	287	8	d.	d.	PROPN
easat-10921	287	9	a.	a.	PROPN
easat-10921	287	10	chalid	chalid	PROPN
easat-10921	287	11	,	,	PUNCT
easat-10921	287	12	"	"	PUNCT
easat-10921	287	13	impact	impact	NOUN
easat-10921	287	14	of	of	ADP
easat-10921	287	15	competition	competition	NOUN
easat-10921	287	16	on	on	ADP
easat-10921	287	17	microfinance	microfinance	NOUN
easat-10921	287	18	institutions	institution	NOUN
easat-10921	287	19	:	:	PUNCT
easat-10921	287	20	bibliometric	bibliometric	ADJ
easat-10921	287	21	analysis	analysis	NOUN
easat-10921	287	22	and	and	CCONJ
easat-10921	287	23	systematic	systematic	ADJ
easat-10921	287	24	literature	literature	PROPN
easat-10921	287	25	review	review	NOUN
easat-10921	287	26	,	,	PUNCT
easat-10921	287	27	"	"	PUNCT
easat-10921	287	28	heliyon	heliyon	NOUN
easat-10921	287	29	,	,	PUNCT
easat-10921	287	30	vol	vol	NOUN
easat-10921	287	31	.	.	PROPN
easat-10921	287	32	8	8	NUM
easat-10921	287	33	,	,	PUNCT
easat-10921	287	34	no	no	INTJ
easat-10921	287	35	.	.	NOUN
easat-10921	287	36	10	10	NUM
easat-10921	287	37	,	,	PUNCT
easat-10921	287	38	p.	p.	NOUN
easat-10921	287	39	e10749	e10749	PROPN
easat-10921	287	40	,	,	PUNCT
easat-10921	287	41	2022	2022	NUM
easat-10921	287	42	.	.	PUNCT
easat-10921	288	1	https://doi.org/10.1016/j.heliyon.2022.e10749	https://doi.org/10.1016/j.heliyon.2022.e10749	PUNCT
easat-10921	289	1	[	[	X
easat-10921	289	2	26	26	NUM
easat-10921	289	3	]	]	X
easat-10921	289	4	j.	j.	PROPN
easat-10921	289	5	bartholdy	bartholdy	PROPN
easat-10921	289	6	and	and	CCONJ
easat-10921	289	7	d.	d.	PROPN
easat-10921	289	8	olson	olson	PROPN
easat-10921	289	9	,	,	PUNCT
easat-10921	289	10	"	"	PUNCT
easat-10921	289	11	do	do	AUX
easat-10921	289	12	trade	trade	NOUN
easat-10921	289	13	credits	credit	NOUN
easat-10921	289	14	finance	finance	VERB
easat-10921	289	15	long	long	ADJ
easat-10921	289	16	-	-	PUNCT
easat-10921	289	17	term	term	NOUN
easat-10921	289	18	investments	investment	NOUN
easat-10921	289	19	?	?	PUNCT
easat-10921	289	20	,	,	PUNCT
easat-10921	289	21	"	"	PUNCT
easat-10921	289	22	heliyon	heliyon	NOUN
easat-10921	289	23	,	,	PUNCT
easat-10921	289	24	vol	vol	NOUN
easat-10921	289	25	.	.	PROPN
easat-10921	289	26	9	9	NUM
easat-10921	289	27	,	,	PUNCT
easat-10921	289	28	no	no	INTJ
easat-10921	289	29	.	.	NOUN
easat-10921	289	30	10	10	NUM
easat-10921	289	31	,	,	PUNCT
easat-10921	289	32	p.	p.	NOUN
easat-10921	289	33	e20448	e20448	PROPN
easat-10921	289	34	,	,	PUNCT
easat-10921	289	35	2023	2023	NUM
easat-10921	289	36	.	.	PUNCT
easat-10921	290	1	https://doi.org/10.1016/j.heliyon.2023.e20448	https://doi.org/10.1016/j.heliyon.2023.e20448	X
easat-10921	291	1	[	[	X
easat-10921	291	2	27	27	NUM
easat-10921	291	3	]	]	PUNCT
easat-10921	291	4	j.	j.	PROPN
easat-10921	291	5	s.	s.	PROPN
easat-10921	291	6	mulyono	mulyono	PROPN
easat-10921	291	7	,	,	PUNCT
easat-10921	292	1	d.	d.	PROPN
easat-10921	292	2	g.	g.	PROPN
easat-10921	292	3	p.	p.	PROPN
easat-10921	292	4	putra	putra	PROPN
easat-10921	292	5	,	,	PUNCT
easat-10921	292	6	and	and	CCONJ
easat-10921	292	7	m.	m.	PROPN
easat-10921	292	8	i.	i.	PROPN
easat-10921	292	9	kurniawan	kurniawan	PROPN
easat-10921	292	10	,	,	PUNCT
easat-10921	292	11	"	"	PUNCT
easat-10921	292	12	the	the	DET
easat-10921	292	13	impact	impact	NOUN
easat-10921	292	14	of	of	ADP
easat-10921	292	15	smallholder	smallholder	NOUN
easat-10921	292	16	farmer	farmer	NOUN
easat-10921	292	17	business	business	NOUN
easat-10921	292	18	credit	credit	NOUN
easat-10921	292	19	financing	financing	NOUN
easat-10921	292	20	on	on	ADP
easat-10921	292	21	rice	rice	NOUN
easat-10921	292	22	farming	farming	NOUN
easat-10921	292	23	income	income	NOUN
easat-10921	292	24	,	,	PUNCT
easat-10921	292	25	"	"	PUNCT
easat-10921	292	26	agrimas	agrima	NOUN
easat-10921	292	27	,	,	PUNCT
easat-10921	292	28	vol	vol	NOUN
easat-10921	292	29	.	.	PROPN
easat-10921	293	1	6	6	NUM
easat-10921	293	2	,	,	PUNCT
easat-10921	293	3	pp	pp	ADJ
easat-10921	293	4	.	.	PUNCT
easat-10921	294	1	52–62	52–62	NUM
easat-10921	294	2	,	,	PUNCT
easat-10921	294	3	2020	2020	NUM
easat-10921	294	4	.	.	PUNCT
easat-10921	295	1	[	[	X
easat-10921	295	2	28	28	NUM
easat-10921	295	3	]	]	X
easat-10921	295	4	m.	m.	NOUN
easat-10921	295	5	sulemana	sulemana	PROPN
easat-10921	295	6	,	,	PUNCT
easat-10921	295	7	m.	m.	NOUN
easat-10921	295	8	n.	n.	PROPN
easat-10921	295	9	fuseini	fuseini	PROPN
easat-10921	295	10	,	,	PUNCT
easat-10921	295	11	and	and	CCONJ
easat-10921	295	12	i.	i.	PROPN
easat-10921	295	13	a.	a.	PROPN
easat-10921	295	14	abdulai	abdulai	PROPN
easat-10921	295	15	,	,	PUNCT
easat-10921	295	16	"	"	PUNCT
easat-10921	295	17	effects	effect	NOUN
easat-10921	295	18	of	of	ADP
easat-10921	295	19	microfinance	microfinance	NOUN
easat-10921	295	20	and	and	CCONJ
easat-10921	295	21	small	small	ADJ
easat-10921	295	22	loans	loan	NOUN
easat-10921	295	23	centre	centre	NOUN
easat-10921	295	24	on	on	ADP
easat-10921	295	25	poverty	poverty	NOUN
easat-10921	295	26	reduction	reduction	NOUN
easat-10921	295	27	in	in	ADP
easat-10921	295	28	wa	wa	PROPN
easat-10921	295	29	west	west	PROPN
easat-10921	295	30	district	district	PROPN
easat-10921	295	31	,	,	PUNCT
easat-10921	295	32	ghana	ghana	PROPN
easat-10921	295	33	,	,	PUNCT
easat-10921	295	34	"	"	PUNCT
easat-10921	295	35	heliyon	heliyon	NOUN
easat-10921	295	36	,	,	PUNCT
easat-10921	295	37	vol	vol	NOUN
easat-10921	295	38	.	.	PROPN
easat-10921	295	39	9	9	NUM
easat-10921	295	40	,	,	PUNCT
easat-10921	295	41	no	no	INTJ
easat-10921	295	42	.	.	NOUN
easat-10921	295	43	12	12	NUM
easat-10921	295	44	,	,	PUNCT
easat-10921	295	45	p.	p.	PROPN
easat-10921	295	46	e22685	e22685	PROPN
easat-10921	295	47	,	,	PUNCT
easat-10921	295	48	2023	2023	NUM
easat-10921	295	49	.	.	PUNCT
easat-10921	295	50	https://doi.org/10.1016/j.heliyon.2023.e22685	https://doi.org/10.1016/j.heliyon.2023.e22685	PUNCT
easat-10921	296	1	[	[	X
easat-10921	296	2	29	29	NUM
easat-10921	296	3	]	]	X
easat-10921	296	4	g.	g.	PROPN
easat-10921	296	5	saab	saab	PROPN
easat-10921	296	6	,	,	PUNCT
easat-10921	296	7	"	"	PUNCT
easat-10921	296	8	micro	micro	ADJ
easat-10921	296	9	financing	financing	NOUN
easat-10921	296	10	and	and	CCONJ
easat-10921	296	11	their	their	PRON
easat-10921	296	12	“	"	PUNCT
easat-10921	296	13	mission	mission	NOUN
easat-10921	296	14	drift	drift	NOUN
easat-10921	296	15	”	"	PUNCT
easat-10921	296	16	orientation	orientation	NOUN
easat-10921	296	17	the	the	DET
easat-10921	296	18	mena	mena	PROPN
easat-10921	296	19	region	region	PROPN
easat-10921	296	20	case	case	NOUN
easat-10921	296	21	,	,	PUNCT
easat-10921	296	22	"	"	PUNCT
easat-10921	296	23	procedia	procedia	NOUN
easat-10921	296	24	economics	economic	NOUN
easat-10921	296	25	and	and	CCONJ
easat-10921	296	26	finance	finance	NOUN
easat-10921	296	27	,	,	PUNCT
easat-10921	296	28	vol	vol	NOUN
easat-10921	296	29	.	.	PROPN
easat-10921	296	30	30	30	NUM
easat-10921	296	31	,	,	PUNCT
easat-10921	296	32	pp	pp	ADJ
easat-10921	296	33	.	.	PUNCT
easat-10921	297	1	790	790	NUM
easat-10921	297	2	-	-	SYM
easat-10921	297	3	796	796	NUM
easat-10921	297	4	,	,	PUNCT
easat-10921	297	5	2015	2015	NUM
easat-10921	297	6	.	.	PUNCT
easat-10921	298	1	https://doi.org/10.1016/s2212-5671(15)01328-3	https://doi.org/10.1016/s2212-5671(15)01328-3	PROPN
easat-10921	298	2	[	[	X
easat-10921	298	3	30	30	NUM
easat-10921	298	4	]	]	X
easat-10921	298	5	n.	n.	PROPN
easat-10921	298	6	gur	gur	PROPN
easat-10921	298	7	,	,	PUNCT
easat-10921	298	8	m.	m.	NOUN
easat-10921	298	9	babacan	babacan	PROPN
easat-10921	298	10	,	,	PUNCT
easat-10921	298	11	a.	a.	PROPN
easat-10921	298	12	f.	f.	PROPN
easat-10921	298	13	aysan	aysan	PROPN
easat-10921	298	14	,	,	PUNCT
easat-10921	298	15	and	and	CCONJ
easat-10921	298	16	s.	s.	PROPN
easat-10921	298	17	suleyman	suleyman	PROPN
easat-10921	298	18	,	,	PUNCT
easat-10921	298	19	"	"	PUNCT
easat-10921	298	20	firm	firm	ADJ
easat-10921	298	21	size	size	NOUN
easat-10921	298	22	and	and	CCONJ
easat-10921	298	23	financing	financing	NOUN
easat-10921	298	24	behavior	behavior	NOUN
easat-10921	298	25	during	during	ADP
easat-10921	298	26	covid-19	covid-19	PROPN
easat-10921	298	27	pandemic	pandemic	ADJ
easat-10921	298	28	:	:	PUNCT
easat-10921	298	29	evidence	evidence	NOUN
easat-10921	298	30	from	from	ADP
easat-10921	298	31	smes	sme	NOUN
easat-10921	298	32	in	in	ADP
easat-10921	298	33	istanbul	istanbul	PROPN
easat-10921	298	34	,	,	PUNCT
easat-10921	298	35	"	"	PUNCT
easat-10921	298	36	borsa	borsa	PROPN
easat-10921	298	37	istanbul	istanbul	PROPN
easat-10921	298	38	review	review	PROPN
easat-10921	298	39	,	,	PUNCT
easat-10921	298	40	vol	vol	NOUN
easat-10921	298	41	.	.	PROPN
easat-10921	298	42	23	23	NUM
easat-10921	298	43	,	,	PUNCT
easat-10921	298	44	no	no	INTJ
easat-10921	298	45	.	.	NOUN
easat-10921	298	46	4	4	NUM
easat-10921	298	47	,	,	PUNCT
easat-10921	298	48	pp	pp	ADJ
easat-10921	298	49	.	.	PUNCT
easat-10921	299	1	804	804	NUM
easat-10921	299	2	-	-	SYM
easat-10921	299	3	817	817	NUM
easat-10921	299	4	,	,	PUNCT
easat-10921	299	5	2023	2023	NUM
easat-10921	299	6	.	.	PUNCT
easat-10921	300	1	https://doi.org/10.1016/j.bir.2023.02.001	https://doi.org/10.1016/j.bir.2023.02.001	VERB
easat-10921	301	1	[	[	X
easat-10921	301	2	31	31	NUM
easat-10921	301	3	]	]	PUNCT
easat-10921	301	4	i.	i.	NOUN
easat-10921	301	5	cheratian	cheratian	PROPN
easat-10921	301	6	,	,	PUNCT
easat-10921	301	7	s.	s.	PROPN
easat-10921	301	8	goltabar	goltabar	PROPN
easat-10921	301	9	,	,	PUNCT
easat-10921	301	10	h.	h.	PROPN
easat-10921	301	11	f.	f.	PROPN
easat-10921	301	12	gholipour	gholipour	PROPN
easat-10921	301	13	,	,	PUNCT
easat-10921	301	14	and	and	CCONJ
easat-10921	301	15	m.	m.	PROPN
easat-10921	301	16	r.	r.	PROPN
easat-10921	301	17	farzanegan	farzanegan	PROPN
easat-10921	301	18	,	,	PUNCT
easat-10921	301	19	"	"	PUNCT
easat-10921	301	20	finance	finance	NOUN
easat-10921	301	21	and	and	CCONJ
easat-10921	301	22	sales	sale	NOUN
easat-10921	301	23	growth	growth	NOUN
easat-10921	301	24	at	at	ADP
easat-10921	301	25	the	the	DET
easat-10921	301	26	firms	firm	NOUN
easat-10921	301	27	level	level	VERB
easat-10921	301	28	in	in	ADP
easat-10921	301	29	iran	iran	PROPN
easat-10921	301	30	:	:	PUNCT
easat-10921	301	31	does	do	VERB
easat-10921	301	32	type	type	NOUN
easat-10921	301	33	of	of	ADP
easat-10921	301	34	spending	spending	NOUN
easat-10921	301	35	matter	matter	NOUN
easat-10921	301	36	?	?	PUNCT
easat-10921	301	37	,	,	PUNCT
easat-10921	301	38	"	"	PUNCT
easat-10921	301	39	research	research	NOUN
easat-10921	301	40	in	in	ADP
easat-10921	301	41	international	international	ADJ
easat-10921	301	42	business	business	NOUN
easat-10921	301	43	and	and	CCONJ
easat-10921	301	44	finance	finance	NOUN
easat-10921	301	45	,	,	PUNCT
easat-10921	301	46	vol	vol	NOUN
easat-10921	301	47	.	.	PROPN
easat-10921	301	48	67	67	NUM
easat-10921	301	49	,	,	PUNCT
easat-10921	301	50	p.	p.	NOUN
easat-10921	301	51	102142	102142	NUM
easat-10921	301	52	,	,	PUNCT
easat-10921	301	53	2024	2024	NUM
easat-10921	301	54	.	.	PUNCT
easat-10921	302	1	https://doi.org/10.1016/j.ribaf.2023.102142	https://doi.org/10.1016/j.ribaf.2023.102142	PROPN
easat-10921	302	2	[	[	X
easat-10921	302	3	32	32	NUM
easat-10921	302	4	]	]	PUNCT
easat-10921	302	5	a.	a.	NOUN
easat-10921	302	6	m.	m.	PROPN
easat-10921	302	7	santos	santos	PROPN
easat-10921	302	8	,	,	PUNCT
easat-10921	302	9	m.	m.	NOUN
easat-10921	302	10	cincera	cincera	NOUN
easat-10921	302	11	,	,	PUNCT
easat-10921	302	12	and	and	CCONJ
easat-10921	302	13	g.	g.	PROPN
easat-10921	302	14	cerulli	cerulli	PROPN
easat-10921	302	15	,	,	PUNCT
easat-10921	302	16	"	"	PUNCT
easat-10921	302	17	sources	source	NOUN
easat-10921	302	18	of	of	ADP
easat-10921	302	19	financing	financing	NOUN
easat-10921	302	20	:	:	PUNCT
easat-10921	302	21	which	which	DET
easat-10921	302	22	ones	one	NOUN
easat-10921	302	23	are	be	AUX
easat-10921	302	24	more	more	ADV
easat-10921	302	25	effective	effective	ADJ
easat-10921	302	26	in	in	ADP
easat-10921	302	27	innovation	innovation	NOUN
easat-10921	302	28	–	–	PUNCT
easat-10921	302	29	growth	growth	NOUN
easat-10921	302	30	linkage	linkage	NOUN
easat-10921	302	31	?	?	PUNCT
easat-10921	302	32	,	,	PUNCT
easat-10921	302	33	"	"	PUNCT
easat-10921	302	34	economic	economic	ADJ
easat-10921	302	35	systems	system	NOUN
easat-10921	302	36	,	,	PUNCT
easat-10921	302	37	vol	vol	NOUN
easat-10921	302	38	.	.	PROPN
easat-10921	302	39	48	48	NUM
easat-10921	302	40	,	,	PUNCT
easat-10921	302	41	no	no	INTJ
easat-10921	302	42	.	.	NOUN
easat-10921	302	43	2	2	NUM
easat-10921	302	44	,	,	PUNCT
easat-10921	302	45	p.	p.	NOUN
easat-10921	302	46	101177	101177	NUM
easat-10921	302	47	,	,	PUNCT
easat-10921	302	48	2024	2024	NUM
easat-10921	302	49	.	.	PUNCT
easat-10921	303	1	https://doi.org/10.1016/j.ecosys.2023.101177	https://doi.org/10.1016/j.ecosys.2023.101177	PROPN
easat-10921	303	2	[	[	X
easat-10921	303	3	33	33	NUM
easat-10921	303	4	]	]	X
easat-10921	303	5	c.	c.	PROPN
easat-10921	303	6	lv	lv	PROPN
easat-10921	303	7	,	,	PUNCT
easat-10921	303	8	b.	b.	PROPN
easat-10921	303	9	bian	bian	PROPN
easat-10921	303	10	,	,	PUNCT
easat-10921	303	11	c.-c	c.-c	PROPN
easat-10921	303	12	.	.	PUNCT
easat-10921	304	1	lee	lee	PROPN
easat-10921	304	2	,	,	PUNCT
easat-10921	304	3	and	and	CCONJ
easat-10921	304	4	z.	z.	PROPN
easat-10921	304	5	he	he	PRON
easat-10921	304	6	,	,	PUNCT
easat-10921	304	7	"	"	PUNCT
easat-10921	304	8	regional	regional	ADJ
easat-10921	304	9	gap	gap	NOUN
easat-10921	304	10	and	and	CCONJ
easat-10921	304	11	the	the	DET
easat-10921	304	12	trend	trend	NOUN
easat-10921	304	13	of	of	ADP
easat-10921	304	14	green	green	ADJ
easat-10921	304	15	finance	finance	NOUN
easat-10921	304	16	development	development	NOUN
easat-10921	304	17	in	in	ADP
easat-10921	304	18	china	china	PROPN
easat-10921	304	19	,	,	PUNCT
easat-10921	304	20	"	"	PUNCT
easat-10921	304	21	energy	energy	NOUN
easat-10921	304	22	economics	economic	NOUN
easat-10921	304	23	,	,	PUNCT
easat-10921	304	24	vol	vol	NOUN
easat-10921	304	25	.	.	PROPN
easat-10921	304	26	102	102	NUM
easat-10921	304	27	,	,	PUNCT
easat-10921	304	28	p.	p.	NOUN
easat-10921	304	29	105476	105476	NUM
easat-10921	304	30	,	,	PUNCT
easat-10921	304	31	2021	2021	NUM
easat-10921	304	32	.	.	PUNCT
easat-10921	305	1	https://doi.org/10.1016/j.eneco.2021.105476	https://doi.org/10.1016/j.eneco.2021.105476	PROPN
easat-10921	305	2	[	[	X
easat-10921	305	3	34	34	NUM
easat-10921	305	4	]	]	PUNCT
easat-10921	305	5	a.	a.	NOUN
easat-10921	305	6	liu	liu	PROPN
easat-10921	305	7	,	,	PUNCT
easat-10921	305	8	e.	e.	PROPN
easat-10921	305	9	urquía	urquía	PROPN
easat-10921	305	10	-	-	PUNCT
easat-10921	305	11	grande	grande	PROPN
easat-10921	305	12	,	,	PUNCT
easat-10921	305	13	p.	p.	PROPN
easat-10921	305	14	lópez	lópez	PROPN
easat-10921	305	15	-	-	PUNCT
easat-10921	305	16	sánchez	sánchez	PROPN
easat-10921	305	17	,	,	PUNCT
easat-10921	305	18	and	and	CCONJ
easat-10921	305	19	á	á	X
easat-10921	305	20	.	.	PUNCT
easat-10921	305	21	rodríguez	rodríguez	NOUN
easat-10921	305	22	-	-	PUNCT
easat-10921	305	23	lópez	lópez	PROPN
easat-10921	305	24	,	,	PUNCT
easat-10921	305	25	"	"	PUNCT
easat-10921	305	26	research	research	NOUN
easat-10921	305	27	into	into	ADP
easat-10921	305	28	microfinance	microfinance	NOUN
easat-10921	305	29	and	and	CCONJ
easat-10921	305	30	icts	ict	NOUN
easat-10921	305	31	:	:	PUNCT
easat-10921	305	32	a	a	DET
easat-10921	305	33	bibliometric	bibliometric	ADJ
easat-10921	305	34	analysis	analysis	NOUN
easat-10921	305	35	,	,	PUNCT
easat-10921	305	36	"	"	PUNCT
easat-10921	305	37	evaluation	evaluation	NOUN
easat-10921	305	38	and	and	CCONJ
easat-10921	305	39	program	program	NOUN
easat-10921	305	40	planning	planning	NOUN
easat-10921	305	41	,	,	PUNCT
easat-10921	305	42	vol	vol	NOUN
easat-10921	305	43	.	.	PROPN
easat-10921	305	44	97	97	NUM
easat-10921	305	45	,	,	PUNCT
easat-10921	305	46	p.	p.	NOUN
easat-10921	305	47	102215	102215	NUM
easat-10921	305	48	,	,	PUNCT
easat-10921	305	49	2023	2023	NUM
easat-10921	305	50	.	.	PUNCT
easat-10921	306	1	https://doi.org/10.1016/j.evalprogplan.2022.102215	https://doi.org/10.1016/j.evalprogplan.2022.102215	PROPN
easat-10921	306	2	https://doi.org/10.51852/-.v15i1.432	https://doi.org/10.51852/-.v15i1.432	X
easat-10921	306	3	https://doi.org/10.1016/j.ssaho.2023.100584	https://doi.org/10.1016/j.ssaho.2023.100584	PROPN
easat-10921	306	4	https://doi.org/10.1016/j.ribaf.2023.101980	https://doi.org/10.1016/j.ribaf.2023.101980	PROPN
easat-10921	306	5	https://doi.org/10.1016/j.sbspro.2012.09.136	https://doi.org/10.1016/j.sbspro.2012.09.136	NOUN
easat-10921	306	6	https://doi.org/10.1016/j.qref.2023.10.007	https://doi.org/10.1016/j.qref.2023.10.007	PROPN
easat-10921	306	7	https://doi.org/10.33395/owner.v6i3.1064	https://doi.org/10.33395/owner.v6i3.1064	PROPN
easat-10921	306	8	https://doi.org/10.1016/j.heliyon.2023.e22790	https://doi.org/10.1016/j.heliyon.2023.e22790	NOUN
easat-10921	306	9	https://doi.org/10.1016/j.heliyon.2022.e10749	https://doi.org/10.1016/j.heliyon.2022.e10749	PRON
easat-10921	306	10	https://doi.org/10.1016/j.heliyon.2023.e20448	https://doi.org/10.1016/j.heliyon.2023.e20448	ADV
easat-10921	306	11	https://doi.org/10.1016/j.heliyon.2023.e22685	https://doi.org/10.1016/j.heliyon.2023.e22685	PUNCT
easat-10921	306	12	https://doi.org/10.1016/s2212-5671(15)01328-3	https://doi.org/10.1016/s2212-5671(15)01328-3	PROPN
easat-10921	306	13	https://doi.org/10.1016/j.bir.2023.02.001	https://doi.org/10.1016/j.bir.2023.02.001	PROPN
easat-10921	306	14	https://doi.org/10.1016/j.ribaf.2023.102142	https://doi.org/10.1016/j.ribaf.2023.102142	ADJ
easat-10921	306	15	https://doi.org/10.1016/j.ecosys.2023.101177	https://doi.org/10.1016/j.ecosys.2023.101177	PROPN
easat-10921	306	16	https://doi.org/10.1016/j.eneco.2021.105476	https://doi.org/10.1016/j.eneco.2021.105476	PROPN
easat-10921	306	17	https://doi.org/10.1016/j.evalprogplan.2022.102215	https://doi.org/10.1016/j.evalprogplan.2022.102215	NOUN