id	sid	tid	token	lemma	pos
easat-11048	1	1	edelweiss	edelweiss	PROPN
easat-11048	1	2	applied	apply	VERB
easat-11048	1	3	science	science	NOUN
easat-11048	1	4	and	and	CCONJ
easat-11048	1	5	technology	technology	NOUN
easat-11048	1	6	issn	issn	PROPN
easat-11048	1	7	:	:	PUNCT
easat-11048	1	8	2576	2576	NUM
easat-11048	1	9	-	-	SYM
easat-11048	1	10	8484	8484	NUM
easat-11048	1	11	vol	vol	NOUN
easat-11048	1	12	.	.	PROPN
easat-11048	2	1	9	9	NUM
easat-11048	2	2	,	,	PUNCT
easat-11048	2	3	no	no	INTJ
easat-11048	2	4	.	.	NOUN
easat-11048	2	5	11	11	NUM
easat-11048	2	6	,	,	PUNCT
easat-11048	2	7	986	986	NUM
easat-11048	2	8	-	-	SYM
easat-11048	2	9	1000	1000	NUM
easat-11048	2	10	2025	2025	NUM
easat-11048	2	11	publisher	publisher	NOUN
easat-11048	2	12	:	:	PUNCT
easat-11048	2	13	learning	learn	VERB
easat-11048	2	14	gate	gate	NOUN
easat-11048	2	15	doi	doi	PROPN
easat-11048	2	16	:	:	PUNCT
easat-11048	2	17	10.55214/2576	10.55214/2576	NUM
easat-11048	2	18	-	-	SYM
easat-11048	2	19	8484.v9i11.11048	8484.v9i11.11048	NUM
easat-11048	3	1	©	©	PROPN
easat-11048	3	2	2025	2025	NUM
easat-11048	3	3	by	by	ADP
easat-11048	3	4	the	the	DET
easat-11048	3	5	authors	author	NOUN
easat-11048	3	6	;	;	PUNCT
easat-11048	3	7	licensee	licensee	PROPN
easat-11048	3	8	learning	learning	NOUN
easat-11048	3	9	gate	gate	NOUN
easat-11048	3	10	©	©	PROPN
easat-11048	3	11	2025	2025	NUM
easat-11048	3	12	by	by	ADP
easat-11048	3	13	the	the	DET
easat-11048	3	14	authors	author	NOUN
easat-11048	3	15	;	;	PUNCT
easat-11048	3	16	licensee	licensee	PROPN
easat-11048	3	17	learning	learning	NOUN
easat-11048	3	18	gate	gate	NOUN
easat-11048	3	19	history	history	NOUN
easat-11048	3	20	:	:	PUNCT
easat-11048	3	21	received	receive	VERB
easat-11048	3	22	:	:	PUNCT
easat-11048	3	23	17	17	NUM
easat-11048	3	24	september	september	PROPN
easat-11048	3	25	2025	2025	NUM
easat-11048	3	26	;	;	PUNCT
easat-11048	3	27	revised	revise	VERB
easat-11048	3	28	:	:	PUNCT
easat-11048	3	29	22	22	NUM
easat-11048	3	30	october	october	NOUN
easat-11048	3	31	2025	2025	NUM
easat-11048	3	32	;	;	PUNCT
easat-11048	3	33	accepted	accept	VERB
easat-11048	3	34	:	:	PUNCT
easat-11048	3	35	27	27	NUM
easat-11048	3	36	october	october	NOUN
easat-11048	3	37	2025	2025	NUM
easat-11048	3	38	;	;	PUNCT
easat-11048	3	39	published	publish	VERB
easat-11048	3	40	:	:	PUNCT
easat-11048	3	41	17	17	NUM
easat-11048	3	42	november	november	PROPN
easat-11048	3	43	2025	2025	NUM
easat-11048	3	44	*	*	PUNCT
easat-11048	3	45	correspondence	correspondence	NOUN
easat-11048	3	46	:	:	PUNCT
easat-11048	3	47	25903297@qq.com	25903297@qq.com	NUM
easat-11048	3	48	research	research	NOUN
easat-11048	3	49	on	on	ADP
easat-11048	3	50	the	the	DET
easat-11048	3	51	impact	impact	NOUN
easat-11048	3	52	of	of	ADP
easat-11048	3	53	digital	digital	ADJ
easat-11048	3	54	inclusive	inclusive	ADJ
easat-11048	3	55	finance	finance	NOUN
easat-11048	3	56	development	development	NOUN
easat-11048	3	57	on	on	ADP
easat-11048	3	58	the	the	DET
easat-11048	3	59	consumption	consumption	NOUN
easat-11048	3	60	gap	gap	NOUN
easat-11048	3	61	between	between	ADP
easat-11048	3	62	urban	urban	ADJ
easat-11048	3	63	and	and	CCONJ
easat-11048	3	64	rural	rural	ADJ
easat-11048	3	65	residents	resident	NOUN
easat-11048	3	66	yu	yu	PROPN
easat-11048	3	67	zhang1	zhang1	PROPN
easat-11048	3	68	,	,	PUNCT
easat-11048	3	69	xue	xue	PROPN
easat-11048	3	70	xiong2	xiong2	PROPN
easat-11048	3	71	*	*	PROPN
easat-11048	3	72	,	,	PUNCT
easat-11048	3	73	yiling	yiling	NOUN
easat-11048	3	74	chen3	chen3	NOUN
easat-11048	4	1	1school	1school	NUM
easat-11048	4	2	of	of	ADP
easat-11048	4	3	management	management	NOUN
easat-11048	4	4	science	science	NOUN
easat-11048	4	5	and	and	CCONJ
easat-11048	4	6	engineering	engineering	NOUN
easat-11048	4	7	,	,	PUNCT
easat-11048	4	8	nanjing	nanjing	PROPN
easat-11048	4	9	university	university	PROPN
easat-11048	4	10	of	of	ADP
easat-11048	4	11	information	information	NOUN
easat-11048	4	12	science	science	NOUN
easat-11048	4	13	and	and	CCONJ
easat-11048	4	14	technology	technology	NOUN
easat-11048	4	15	,	,	PUNCT
easat-11048	4	16	nanjing	nanjing	PROPN
easat-11048	4	17	,	,	PUNCT
easat-11048	4	18	210044	210044	NUM
easat-11048	4	19	,	,	PUNCT
easat-11048	4	20	china	china	PROPN
easat-11048	4	21	;	;	PUNCT
easat-11048	4	22	9899802@qq.com	9899802@qq.com	NUM
easat-11048	4	23	(	(	PUNCT
easat-11048	4	24	y.z	y.z	PROPN
easat-11048	4	25	.	.	PROPN
easat-11048	4	26	)	)	PUNCT
easat-11048	4	27	.	.	PUNCT
easat-11048	5	1	2school	2school	NUM
easat-11048	5	2	of	of	ADP
easat-11048	5	3	foreign	foreign	ADJ
easat-11048	5	4	languages	language	NOUN
easat-11048	5	5	,	,	PUNCT
easat-11048	5	6	zhuhai	zhuhai	PROPN
easat-11048	5	7	college	college	PROPN
easat-11048	5	8	of	of	ADP
easat-11048	5	9	science	science	NOUN
easat-11048	5	10	and	and	CCONJ
easat-11048	5	11	technology	technology	NOUN
easat-11048	5	12	,	,	PUNCT
easat-11048	5	13	zhuhai	zhuhai	PROPN
easat-11048	5	14	,	,	PUNCT
easat-11048	5	15	china	china	PROPN
easat-11048	5	16	,	,	PUNCT
easat-11048	5	17	519041	519041	NUM
easat-11048	5	18	;	;	PUNCT
easat-11048	5	19	25903297@qq.com	25903297@qq.com	NUM
easat-11048	5	20	(	(	PUNCT
easat-11048	5	21	x.x	x.x	PROPN
easat-11048	5	22	.	.	PUNCT
easat-11048	5	23	)	)	PUNCT
easat-11048	5	24	.	.	PUNCT
easat-11048	6	1	3business	3business	NUM
easat-11048	6	2	school	school	NOUN
easat-11048	6	3	,	,	PUNCT
easat-11048	6	4	university	university	NOUN
easat-11048	6	5	of	of	ADP
easat-11048	6	6	new	new	ADJ
easat-11048	6	7	south	south	PROPN
easat-11048	6	8	wales	wales	PROPN
easat-11048	6	9	,	,	PUNCT
easat-11048	6	10	sydney	sydney	PROPN
easat-11048	6	11	,	,	PUNCT
easat-11048	6	12	australia	australia	PROPN
easat-11048	6	13	,	,	PUNCT
easat-11048	6	14	nsw	nsw	PROPN
easat-11048	6	15	2033	2033	NUM
easat-11048	6	16	;	;	PUNCT
easat-11048	6	17	2434426493@qq.com	2434426493@qq.com	NUM
easat-11048	6	18	(	(	PUNCT
easat-11048	6	19	y.c	y.c	PROPN
easat-11048	6	20	.	.	PROPN
easat-11048	6	21	)	)	PUNCT
easat-11048	6	22	.	.	PUNCT
easat-11048	7	1	abstract	abstract	ADV
easat-11048	7	2	:	:	PUNCT
easat-11048	7	3	this	this	DET
easat-11048	7	4	study	study	NOUN
easat-11048	7	5	employs	employ	VERB
easat-11048	7	6	panel	panel	NOUN
easat-11048	7	7	data	datum	NOUN
easat-11048	7	8	from	from	ADP
easat-11048	7	9	31	31	NUM
easat-11048	7	10	provinces	province	NOUN
easat-11048	7	11	across	across	ADP
easat-11048	7	12	china	china	PROPN
easat-11048	7	13	spanning	span	VERB
easat-11048	7	14	the	the	DET
easat-11048	7	15	period	period	NOUN
easat-11048	7	16	from	from	ADP
easat-11048	7	17	2011	2011	NUM
easat-11048	7	18	to	to	ADP
easat-11048	7	19	2023	2023	NUM
easat-11048	7	20	to	to	PART
easat-11048	7	21	conduct	conduct	VERB
easat-11048	7	22	an	an	DET
easat-11048	7	23	empirical	empirical	ADJ
easat-11048	7	24	examination	examination	NOUN
easat-11048	7	25	of	of	ADP
easat-11048	7	26	the	the	DET
easat-11048	7	27	impact	impact	NOUN
easat-11048	7	28	of	of	ADP
easat-11048	7	29	digital	digital	ADJ
easat-11048	7	30	inclusive	inclusive	ADJ
easat-11048	7	31	finance	finance	NOUN
easat-11048	7	32	on	on	ADP
easat-11048	7	33	the	the	DET
easat-11048	7	34	urban	urban	ADJ
easat-11048	7	35	-	-	PUNCT
easat-11048	7	36	rural	rural	ADJ
easat-11048	7	37	consumption	consumption	NOUN
easat-11048	7	38	gap	gap	NOUN
easat-11048	7	39	and	and	CCONJ
easat-11048	7	40	its	its	PRON
easat-11048	7	41	underlying	underlying	ADJ
easat-11048	7	42	mechanisms	mechanism	NOUN
easat-11048	7	43	.	.	PUNCT
easat-11048	8	1	the	the	DET
easat-11048	8	2	findings	finding	NOUN
easat-11048	8	3	reveal	reveal	VERB
easat-11048	8	4	that	that	SCONJ
easat-11048	8	5	digital	digital	ADJ
easat-11048	8	6	inclusive	inclusive	ADJ
easat-11048	8	7	finance	finance	NOUN
easat-11048	8	8	has	have	VERB
easat-11048	8	9	a	a	DET
easat-11048	8	10	significant	significant	ADJ
easat-11048	8	11	effect	effect	NOUN
easat-11048	8	12	in	in	ADP
easat-11048	8	13	narrowing	narrow	VERB
easat-11048	8	14	the	the	DET
easat-11048	8	15	urban	urban	ADJ
easat-11048	8	16	-	-	PUNCT
easat-11048	8	17	rural	rural	ADJ
easat-11048	8	18	consumption	consumption	NOUN
easat-11048	8	19	gap	gap	NOUN
easat-11048	8	20	.	.	PUNCT
easat-11048	9	1	specifically	specifically	ADV
easat-11048	9	2	,	,	PUNCT
easat-11048	9	3	for	for	ADP
easat-11048	9	4	every	every	DET
easat-11048	9	5	one	one	NUM
easat-11048	9	6	-	-	PUNCT
easat-11048	9	7	unit	unit	NOUN
easat-11048	9	8	increase	increase	NOUN
easat-11048	9	9	in	in	ADP
easat-11048	9	10	the	the	DET
easat-11048	9	11	digital	digital	ADJ
easat-11048	9	12	inclusive	inclusive	PROPN
easat-11048	9	13	finance	finance	PROPN
easat-11048	9	14	index	index	NOUN
easat-11048	9	15	,	,	PUNCT
easat-11048	9	16	the	the	DET
easat-11048	9	17	urban	urban	ADJ
easat-11048	9	18	-	-	PUNCT
easat-11048	9	19	rural	rural	ADJ
easat-11048	9	20	consumption	consumption	NOUN
easat-11048	9	21	gap	gap	NOUN
easat-11048	9	22	decreases	decrease	VERB
easat-11048	9	23	by	by	ADP
easat-11048	9	24	0.1688	0.1688	NUM
easat-11048	9	25	units	unit	NOUN
easat-11048	9	26	.	.	PUNCT
easat-11048	10	1	through	through	ADP
easat-11048	10	2	the	the	DET
easat-11048	10	3	mediation	mediation	NOUN
easat-11048	10	4	effect	effect	NOUN
easat-11048	10	5	test	test	NOUN
easat-11048	10	6	,	,	PUNCT
easat-11048	10	7	it	it	PRON
easat-11048	10	8	is	be	AUX
easat-11048	10	9	demonstrated	demonstrate	VERB
easat-11048	10	10	that	that	SCONJ
easat-11048	10	11	digital	digital	ADJ
easat-11048	10	12	inclusive	inclusive	ADJ
easat-11048	10	13	finance	finance	NOUN
easat-11048	10	14	indirectly	indirectly	ADV
easat-11048	10	15	achieves	achieve	VERB
easat-11048	10	16	the	the	DET
easat-11048	10	17	outcome	outcome	NOUN
easat-11048	10	18	of	of	ADP
easat-11048	10	19	reducing	reduce	VERB
easat-11048	10	20	the	the	DET
easat-11048	10	21	consumption	consumption	NOUN
easat-11048	10	22	gap	gap	NOUN
easat-11048	10	23	by	by	ADP
easat-11048	10	24	enhancing	enhance	VERB
easat-11048	10	25	residents	resident	NOUN
easat-11048	10	26	'	'	PART
easat-11048	10	27	income	income	NOUN
easat-11048	10	28	levels	level	NOUN
easat-11048	10	29	.	.	PUNCT
easat-11048	11	1	heterogeneity	heterogeneity	NOUN
easat-11048	11	2	analysis	analysis	NOUN
easat-11048	11	3	further	far	ADV
easat-11048	11	4	unveils	unveil	VERB
easat-11048	11	5	a	a	DET
easat-11048	11	6	differentiated	differentiated	ADJ
easat-11048	11	7	pattern	pattern	NOUN
easat-11048	11	8	in	in	ADP
easat-11048	11	9	the	the	DET
easat-11048	11	10	inclusive	inclusive	ADJ
easat-11048	11	11	effects	effect	NOUN
easat-11048	11	12	of	of	ADP
easat-11048	11	13	digital	digital	ADJ
easat-11048	11	14	inclusive	inclusive	ADJ
easat-11048	11	15	finance	finance	NOUN
easat-11048	11	16	across	across	ADP
easat-11048	11	17	regions	region	NOUN
easat-11048	11	18	:	:	PUNCT
easat-11048	11	19	its	its	PRON
easat-11048	11	20	effect	effect	NOUN
easat-11048	11	21	in	in	ADP
easat-11048	11	22	narrowing	narrow	VERB
easat-11048	11	23	the	the	DET
easat-11048	11	24	urban	urban	ADJ
easat-11048	11	25	-	-	PUNCT
easat-11048	11	26	rural	rural	ADJ
easat-11048	11	27	consumption	consumption	NOUN
easat-11048	11	28	gap	gap	NOUN
easat-11048	11	29	is	be	AUX
easat-11048	11	30	more	more	ADV
easat-11048	11	31	pronounced	pronounced	ADJ
easat-11048	11	32	in	in	ADP
easat-11048	11	33	areas	area	NOUN
easat-11048	11	34	with	with	ADP
easat-11048	11	35	higher	high	ADJ
easat-11048	11	36	urbanization	urbanization	NOUN
easat-11048	11	37	rates	rate	NOUN
easat-11048	11	38	and	and	CCONJ
easat-11048	11	39	municipalities	municipality	NOUN
easat-11048	11	40	directly	directly	ADV
easat-11048	11	41	under	under	ADP
easat-11048	11	42	the	the	DET
easat-11048	11	43	central	central	ADJ
easat-11048	11	44	government	government	NOUN
easat-11048	11	45	,	,	PUNCT
easat-11048	11	46	whereas	whereas	SCONJ
easat-11048	11	47	the	the	DET
easat-11048	11	48	corresponding	corresponding	ADJ
easat-11048	11	49	effect	effect	NOUN
easat-11048	11	50	is	be	AUX
easat-11048	11	51	relatively	relatively	ADV
easat-11048	11	52	weaker	weak	ADJ
easat-11048	11	53	in	in	ADP
easat-11048	11	54	regions	region	NOUN
easat-11048	11	55	with	with	ADP
easat-11048	11	56	lower	low	ADJ
easat-11048	11	57	urbanization	urbanization	NOUN
easat-11048	11	58	rates	rate	NOUN
easat-11048	11	59	and	and	CCONJ
easat-11048	11	60	ordinary	ordinary	ADJ
easat-11048	11	61	provinces	province	NOUN
easat-11048	11	62	.	.	PUNCT
easat-11048	12	1	based	base	VERB
easat-11048	12	2	on	on	ADP
easat-11048	12	3	these	these	DET
easat-11048	12	4	research	research	NOUN
easat-11048	12	5	findings	finding	NOUN
easat-11048	12	6	,	,	PUNCT
easat-11048	12	7	this	this	DET
easat-11048	12	8	paper	paper	NOUN
easat-11048	12	9	proposes	propose	VERB
easat-11048	12	10	relevant	relevant	ADJ
easat-11048	12	11	recommendations	recommendation	NOUN
easat-11048	12	12	.	.	PUNCT
easat-11048	13	1	it	it	PRON
easat-11048	13	2	is	be	AUX
easat-11048	13	3	suggested	suggest	VERB
easat-11048	13	4	to	to	PART
easat-11048	13	5	refine	refine	VERB
easat-11048	13	6	a	a	DET
easat-11048	13	7	differentiated	differentiated	ADJ
easat-11048	13	8	financial	financial	ADJ
easat-11048	13	9	support	support	NOUN
easat-11048	13	10	system	system	NOUN
easat-11048	13	11	centered	center	VERB
easat-11048	13	12	on	on	ADP
easat-11048	13	13	upgrading	upgrade	VERB
easat-11048	13	14	the	the	DET
easat-11048	13	15	rural	rural	ADJ
easat-11048	13	16	consumption	consumption	NOUN
easat-11048	13	17	structure	structure	NOUN
easat-11048	13	18	,	,	PUNCT
easat-11048	13	19	while	while	SCONJ
easat-11048	13	20	concurrently	concurrently	ADV
easat-11048	13	21	strengthening	strengthen	VERB
easat-11048	13	22	the	the	DET
easat-11048	13	23	development	development	NOUN
easat-11048	13	24	of	of	ADP
easat-11048	13	25	digital	digital	ADJ
easat-11048	13	26	infrastructure	infrastructure	NOUN
easat-11048	13	27	and	and	CCONJ
easat-11048	13	28	risk	risk	NOUN
easat-11048	13	29	prevention	prevention	NOUN
easat-11048	13	30	and	and	CCONJ
easat-11048	13	31	control	control	NOUN
easat-11048	13	32	efforts	effort	NOUN
easat-11048	13	33	.	.	PUNCT
easat-11048	14	1	these	these	DET
easat-11048	14	2	measures	measure	NOUN
easat-11048	14	3	are	be	AUX
easat-11048	14	4	aimed	aim	VERB
easat-11048	14	5	at	at	ADP
easat-11048	14	6	facilitating	facilitate	VERB
easat-11048	14	7	a	a	DET
easat-11048	14	8	gradual	gradual	ADJ
easat-11048	14	9	transition	transition	NOUN
easat-11048	14	10	from	from	ADP
easat-11048	14	11	a	a	DET
easat-11048	14	12	mere	mere	ADJ
easat-11048	14	13	quantitative	quantitative	ADJ
easat-11048	14	14	pursuit	pursuit	NOUN
easat-11048	14	15	of	of	ADP
easat-11048	14	16	urban	urban	ADJ
easat-11048	14	17	-	-	PUNCT
easat-11048	14	18	rural	rural	ADJ
easat-11048	14	19	consumption	consumption	NOUN
easat-11048	14	20	convergence	convergence	NOUN
easat-11048	14	21	towards	towards	ADP
easat-11048	14	22	a	a	DET
easat-11048	14	23	balanced	balanced	ADJ
easat-11048	14	24	qualitative	qualitative	ADJ
easat-11048	14	25	development	development	NOUN
easat-11048	14	26	,	,	PUNCT
easat-11048	14	27	thereby	thereby	ADV
easat-11048	14	28	establishing	establish	VERB
easat-11048	14	29	a	a	DET
easat-11048	14	30	sustainable	sustainable	ADJ
easat-11048	14	31	policy	policy	NOUN
easat-11048	14	32	focal	focal	ADJ
easat-11048	14	33	point	point	NOUN
easat-11048	14	34	for	for	ADP
easat-11048	14	35	the	the	DET
easat-11048	14	36	realization	realization	NOUN
easat-11048	14	37	of	of	ADP
easat-11048	14	38	common	common	ADJ
easat-11048	14	39	prosperity	prosperity	NOUN
easat-11048	14	40	.	.	PUNCT
easat-11048	15	1	keywords	keyword	NOUN
easat-11048	15	2	:	:	PUNCT
easat-11048	15	3	dynamic	dynamic	ADJ
easat-11048	15	4	synergy	synergy	NOUN
easat-11048	15	5	,	,	PUNCT
easat-11048	15	6	factor	factor	NOUN
easat-11048	15	7	analysis	analysis	NOUN
easat-11048	15	8	,	,	PUNCT
easat-11048	15	9	logistics	logistics	NOUN
easat-11048	15	10	industry	industry	NOUN
easat-11048	15	11	,	,	PUNCT
easat-11048	15	12	regional	regional	ADJ
easat-11048	15	13	economy	economy	NOUN
easat-11048	15	14	,	,	PUNCT
easat-11048	15	15	regression	regression	VERB
easat-11048	15	16	analysis	analysis	NOUN
easat-11048	15	17	.	.	PUNCT
easat-11048	16	1	1	1	X
easat-11048	16	2	.	.	X
easat-11048	16	3	introduction	introduction	NOUN
easat-11048	16	4	with	with	ADP
easat-11048	16	5	the	the	DET
easat-11048	16	6	continuous	continuous	ADJ
easat-11048	16	7	development	development	NOUN
easat-11048	16	8	of	of	ADP
easat-11048	16	9	china	china	PROPN
easat-11048	16	10	's	's	PART
easat-11048	16	11	economy	economy	NOUN
easat-11048	16	12	,	,	PUNCT
easat-11048	16	13	the	the	DET
easat-11048	16	14	consumption	consumption	NOUN
easat-11048	16	15	level	level	NOUN
easat-11048	16	16	of	of	ADP
easat-11048	16	17	both	both	CCONJ
easat-11048	16	18	urban	urban	ADJ
easat-11048	16	19	and	and	CCONJ
easat-11048	16	20	rural	rural	ADJ
easat-11048	16	21	residents	resident	NOUN
easat-11048	16	22	has	have	AUX
easat-11048	16	23	been	be	AUX
easat-11048	16	24	steadily	steadily	ADV
easat-11048	16	25	rising	rise	VERB
easat-11048	16	26	.	.	PUNCT
easat-11048	17	1	however	however	ADV
easat-11048	17	2	,	,	PUNCT
easat-11048	17	3	the	the	DET
easat-11048	17	4	issue	issue	NOUN
easat-11048	17	5	of	of	ADP
easat-11048	17	6	the	the	DET
easat-11048	17	7	urban	urban	ADJ
easat-11048	17	8	-	-	PUNCT
easat-11048	17	9	rural	rural	ADJ
easat-11048	17	10	consumption	consumption	NOUN
easat-11048	17	11	gap	gap	NOUN
easat-11048	17	12	has	have	AUX
easat-11048	17	13	become	become	VERB
easat-11048	17	14	increasingly	increasingly	ADV
easat-11048	17	15	prominent	prominent	ADJ
easat-11048	17	16	,	,	PUNCT
easat-11048	17	17	exhibiting	exhibit	VERB
easat-11048	17	18	characteristics	characteristic	NOUN
easat-11048	17	19	of	of	ADP
easat-11048	17	20	structural	structural	ADJ
easat-11048	17	21	imbalance	imbalance	NOUN
easat-11048	17	22	.	.	PUNCT
easat-11048	18	1	according	accord	VERB
easat-11048	18	2	to	to	ADP
easat-11048	18	3	data	datum	NOUN
easat-11048	18	4	from	from	ADP
easat-11048	18	5	the	the	DET
easat-11048	18	6	national	national	PROPN
easat-11048	18	7	bureau	bureau	PROPN
easat-11048	18	8	of	of	ADP
easat-11048	18	9	statistics	statistic	NOUN
easat-11048	18	10	,	,	PUNCT
easat-11048	18	11	in	in	ADP
easat-11048	18	12	2024	2024	NUM
easat-11048	18	13	,	,	PUNCT
easat-11048	18	14	the	the	DET
easat-11048	18	15	per	per	ADP
easat-11048	18	16	capita	capita	X
easat-11048	18	17	consumption	consumption	NOUN
easat-11048	18	18	expenditure	expenditure	NOUN
easat-11048	18	19	of	of	ADP
easat-11048	18	20	urban	urban	ADJ
easat-11048	18	21	residents	resident	NOUN
easat-11048	18	22	was	be	AUX
easat-11048	18	23	1.79	1.79	NUM
easat-11048	18	24	times	time	NOUN
easat-11048	18	25	that	that	DET
easat-11048	18	26	of	of	ADP
easat-11048	18	27	rural	rural	ADJ
easat-11048	18	28	residents	resident	NOUN
easat-11048	18	29	,	,	PUNCT
easat-11048	18	30	and	and	CCONJ
easat-11048	18	31	the	the	DET
easat-11048	18	32	gap	gap	NOUN
easat-11048	18	33	in	in	ADP
easat-11048	18	34	consumption	consumption	NOUN
easat-11048	18	35	expenditure	expenditure	NOUN
easat-11048	18	36	between	between	ADP
easat-11048	18	37	urban	urban	ADJ
easat-11048	18	38	and	and	CCONJ
easat-11048	18	39	rural	rural	ADJ
easat-11048	18	40	residents	resident	NOUN
easat-11048	18	41	reached	reach	VERB
easat-11048	18	42	as	as	ADV
easat-11048	18	43	high	high	ADJ
easat-11048	18	44	as	as	ADP
easat-11048	18	45	15,277	15,277	NUM
easat-11048	18	46	yuan	yuan	NOUN
easat-11048	18	47	.	.	PUNCT
easat-11048	19	1	this	this	DET
easat-11048	19	2	urban	urban	ADJ
easat-11048	19	3	-	-	PUNCT
easat-11048	19	4	rural	rural	ADJ
easat-11048	19	5	consumption	consumption	NOUN
easat-11048	19	6	gap	gap	NOUN
easat-11048	19	7	clearly	clearly	ADV
easat-11048	19	8	exists	exist	VERB
easat-11048	19	9	across	across	ADP
easat-11048	19	10	multiple	multiple	ADJ
easat-11048	19	11	dimensions	dimension	NOUN
easat-11048	19	12	,	,	PUNCT
easat-11048	19	13	including	include	VERB
easat-11048	19	14	basic	basic	ADJ
easat-11048	19	15	consumption	consumption	NOUN
easat-11048	19	16	,	,	PUNCT
easat-11048	19	17	developmental	developmental	ADJ
easat-11048	19	18	consumption	consumption	NOUN
easat-11048	19	19	,	,	PUNCT
easat-11048	19	20	and	and	CCONJ
easat-11048	19	21	enjoymentoriented	enjoymentoriente	VERB
easat-11048	19	22	consumption	consumption	NOUN
easat-11048	19	23	,	,	PUNCT
easat-11048	19	24	particularly	particularly	ADV
easat-11048	19	25	in	in	ADP
easat-11048	19	26	fields	field	NOUN
easat-11048	19	27	outside	outside	ADP
easat-11048	19	28	basic	basic	ADJ
easat-11048	19	29	consumption	consumption	NOUN
easat-11048	19	30	such	such	ADJ
easat-11048	19	31	as	as	ADP
easat-11048	19	32	education	education	NOUN
easat-11048	19	33	,	,	PUNCT
easat-11048	19	34	healthcare	healthcare	PROPN
easat-11048	19	35	,	,	PUNCT
easat-11048	19	36	housing	housing	NOUN
easat-11048	19	37	,	,	PUNCT
easat-11048	19	38	and	and	CCONJ
easat-11048	19	39	cultural	cultural	ADJ
easat-11048	19	40	entertainment	entertainment	NOUN
easat-11048	19	41	[	[	X
easat-11048	19	42	1	1	NUM
easat-11048	19	43	]	]	PUNCT
easat-11048	19	44	.	.	PUNCT
easat-11048	20	1	constrained	constrain	VERB
easat-11048	20	2	by	by	ADP
easat-11048	20	3	issues	issue	NOUN
easat-11048	20	4	such	such	ADJ
easat-11048	20	5	as	as	ADP
easat-11048	20	6	insufficient	insufficient	ADJ
easat-11048	20	7	supply	supply	NOUN
easat-11048	20	8	of	of	ADP
easat-11048	20	9	financial	financial	ADJ
easat-11048	20	10	services	service	NOUN
easat-11048	20	11	,	,	PUNCT
easat-11048	20	12	low	low	ADJ
easat-11048	20	13	accessibility	accessibility	NOUN
easat-11048	20	14	to	to	ADP
easat-11048	20	15	credit	credit	NOUN
easat-11048	20	16	,	,	PUNCT
easat-11048	20	17	and	and	CCONJ
easat-11048	20	18	poor	poor	ADJ
easat-11048	20	19	payment	payment	NOUN
easat-11048	20	20	convenience	convenience	NOUN
easat-11048	20	21	,	,	PUNCT
easat-11048	20	22	the	the	DET
easat-11048	20	23	consumption	consumption	NOUN
easat-11048	20	24	potential	potential	NOUN
easat-11048	20	25	of	of	ADP
easat-11048	20	26	rural	rural	ADJ
easat-11048	20	27	residents	resident	NOUN
easat-11048	20	28	has	have	AUX
easat-11048	20	29	not	not	PART
easat-11048	20	30	been	be	AUX
easat-11048	20	31	fully	fully	ADV
easat-11048	20	32	unleashed	unleashed	ADJ
easat-11048	20	33	.	.	PUNCT
easat-11048	21	1	this	this	PRON
easat-11048	21	2	has	have	AUX
easat-11048	21	3	become	become	VERB
easat-11048	21	4	a	a	DET
easat-11048	21	5	core	core	NOUN
easat-11048	21	6	issue	issue	NOUN
easat-11048	21	7	hindering	hinder	VERB
easat-11048	21	8	the	the	DET
easat-11048	21	9	coordinated	coordinated	ADJ
easat-11048	21	10	development	development	NOUN
easat-11048	21	11	of	of	ADP
easat-11048	21	12	urban	urban	ADJ
easat-11048	21	13	and	and	CCONJ
easat-11048	21	14	rural	rural	ADJ
easat-11048	21	15	areas	area	NOUN
easat-11048	21	16	and	and	CCONJ
easat-11048	21	17	the	the	DET
easat-11048	21	18	realization	realization	NOUN
easat-11048	21	19	of	of	ADP
easat-11048	21	20	common	common	ADJ
easat-11048	21	21	prosperity	prosperity	NOUN
easat-11048	21	22	.	.	PUNCT
easat-11048	22	1	987	987	NUM
easat-11048	22	2	edelweiss	edelweiss	PROPN
easat-11048	22	3	applied	apply	VERB
easat-11048	22	4	science	science	NOUN
easat-11048	22	5	and	and	CCONJ
easat-11048	22	6	technology	technology	NOUN
easat-11048	22	7	issn	issn	PROPN
easat-11048	22	8	:	:	PUNCT
easat-11048	22	9	2576	2576	NUM
easat-11048	22	10	-	-	SYM
easat-11048	22	11	8484	8484	NUM
easat-11048	22	12	vol	vol	NOUN
easat-11048	22	13	.	.	PROPN
easat-11048	23	1	9	9	NUM
easat-11048	23	2	,	,	PUNCT
easat-11048	23	3	no	no	INTJ
easat-11048	23	4	.	.	NOUN
easat-11048	23	5	11	11	NUM
easat-11048	23	6	:	:	PUNCT
easat-11048	23	7	986	986	NUM
easat-11048	23	8	-	-	SYM
easat-11048	23	9	1000	1000	NUM
easat-11048	23	10	,	,	PUNCT
easat-11048	23	11	2025	2025	NUM
easat-11048	23	12	doi	doi	NOUN
easat-11048	23	13	:	:	PUNCT
easat-11048	23	14	10.55214/2576	10.55214/2576	NUM
easat-11048	23	15	-	-	SYM
easat-11048	23	16	8484.v9i11.11048	8484.v9i11.11048	NUM
easat-11048	24	1	©	©	PROPN
easat-11048	24	2	2025	2025	NUM
easat-11048	24	3	by	by	ADP
easat-11048	24	4	the	the	DET
easat-11048	24	5	authors	author	NOUN
easat-11048	24	6	;	;	PUNCT
easat-11048	24	7	licensee	licensee	PROPN
easat-11048	24	8	learning	learning	NOUN
easat-11048	24	9	gate	gate	VERB
easat-11048	24	10	the	the	DET
easat-11048	24	11	rapid	rapid	ADJ
easat-11048	24	12	development	development	NOUN
easat-11048	24	13	of	of	ADP
easat-11048	24	14	digital	digital	ADJ
easat-11048	24	15	inclusive	inclusive	ADJ
easat-11048	24	16	finance	finance	NOUN
easat-11048	24	17	has	have	AUX
easat-11048	24	18	brought	bring	VERB
easat-11048	24	19	an	an	DET
easat-11048	24	20	unprecedented	unprecedented	ADJ
easat-11048	24	21	opportunity	opportunity	NOUN
easat-11048	24	22	for	for	ADP
easat-11048	24	23	narrowing	narrow	VERB
easat-11048	24	24	the	the	DET
easat-11048	24	25	urban	urban	ADJ
easat-11048	24	26	-	-	PUNCT
easat-11048	24	27	rural	rural	ADJ
easat-11048	24	28	consumption	consumption	NOUN
easat-11048	24	29	gap	gap	NOUN
easat-11048	24	30	.	.	PUNCT
easat-11048	25	1	financial	financial	ADJ
easat-11048	25	2	resources	resource	NOUN
easat-11048	25	3	that	that	PRON
easat-11048	25	4	were	be	AUX
easat-11048	25	5	previously	previously	ADV
easat-11048	25	6	difficult	difficult	ADJ
easat-11048	25	7	to	to	PART
easat-11048	25	8	access	access	VERB
easat-11048	25	9	can	can	AUX
easat-11048	25	10	quickly	quickly	ADV
easat-11048	25	11	penetrate	penetrate	VERB
easat-11048	25	12	rural	rural	ADJ
easat-11048	25	13	areas	area	NOUN
easat-11048	25	14	,	,	PUNCT
easat-11048	25	15	covering	cover	VERB
easat-11048	25	16	rural	rural	ADJ
easat-11048	25	17	groups	group	NOUN
easat-11048	25	18	that	that	PRON
easat-11048	25	19	have	have	AUX
easat-11048	25	20	long	long	ADV
easat-11048	25	21	been	be	AUX
easat-11048	25	22	marginalized	marginalize	VERB
easat-11048	25	23	by	by	ADP
easat-11048	25	24	the	the	DET
easat-11048	25	25	traditional	traditional	ADJ
easat-11048	25	26	financial	financial	ADJ
easat-11048	25	27	system	system	NOUN
easat-11048	25	28	.	.	PUNCT
easat-11048	26	1	this	this	DET
easat-11048	26	2	in	in	ADP
easat-11048	26	3	-	-	PUNCT
easat-11048	26	4	depth	depth	NOUN
easat-11048	26	5	integration	integration	NOUN
easat-11048	26	6	of	of	ADP
easat-11048	26	7	technology	technology	NOUN
easat-11048	26	8	and	and	CCONJ
easat-11048	26	9	finance	finance	NOUN
easat-11048	26	10	,	,	PUNCT
easat-11048	26	11	on	on	ADP
easat-11048	26	12	the	the	DET
easat-11048	26	13	one	one	NUM
easat-11048	26	14	hand	hand	NOUN
easat-11048	26	15	,	,	PUNCT
easat-11048	26	16	improves	improve	VERB
easat-11048	26	17	the	the	DET
easat-11048	26	18	convenience	convenience	NOUN
easat-11048	26	19	of	of	ADP
easat-11048	26	20	accessing	access	VERB
easat-11048	26	21	financial	financial	ADJ
easat-11048	26	22	services	service	NOUN
easat-11048	26	23	in	in	ADP
easat-11048	26	24	rural	rural	ADJ
easat-11048	26	25	areas	area	NOUN
easat-11048	26	26	,	,	PUNCT
easat-11048	26	27	and	and	CCONJ
easat-11048	26	28	on	on	ADP
easat-11048	26	29	the	the	DET
easat-11048	26	30	other	other	ADJ
easat-11048	26	31	hand	hand	NOUN
easat-11048	26	32	,	,	PUNCT
easat-11048	26	33	significantly	significantly	ADV
easat-11048	26	34	reduces	reduce	VERB
easat-11048	26	35	transaction	transaction	NOUN
easat-11048	26	36	costs	cost	NOUN
easat-11048	26	37	,	,	PUNCT
easat-11048	26	38	thereby	thereby	ADV
easat-11048	26	39	providing	provide	VERB
easat-11048	26	40	rural	rural	ADJ
easat-11048	26	41	residents	resident	NOUN
easat-11048	26	42	with	with	ADP
easat-11048	26	43	more	more	ADV
easat-11048	26	44	convenient	convenient	ADJ
easat-11048	26	45	,	,	PUNCT
easat-11048	26	46	efficient	efficient	ADJ
easat-11048	26	47	,	,	PUNCT
easat-11048	26	48	and	and	CCONJ
easat-11048	26	49	low	low	ADJ
easat-11048	26	50	-	-	PUNCT
easat-11048	26	51	cost	cost	NOUN
easat-11048	26	52	financial	financial	ADJ
easat-11048	26	53	services	service	NOUN
easat-11048	26	54	.	.	PUNCT
easat-11048	27	1	meanwhile	meanwhile	ADV
easat-11048	27	2	,	,	PUNCT
easat-11048	27	3	by	by	ADP
easat-11048	27	4	virtue	virtue	NOUN
easat-11048	27	5	of	of	ADP
easat-11048	27	6	big	big	ADJ
easat-11048	27	7	data	datum	NOUN
easat-11048	27	8	analytics	analytic	NOUN
easat-11048	27	9	and	and	CCONJ
easat-11048	27	10	intelligent	intelligent	ADJ
easat-11048	27	11	risk	risk	NOUN
easat-11048	27	12	control	control	NOUN
easat-11048	27	13	technologies	technology	NOUN
easat-11048	27	14	,	,	PUNCT
easat-11048	27	15	digital	digital	ADJ
easat-11048	27	16	inclusive	inclusive	ADJ
easat-11048	27	17	finance	finance	NOUN
easat-11048	27	18	effectively	effectively	ADV
easat-11048	27	19	reduces	reduce	VERB
easat-11048	27	20	the	the	DET
easat-11048	27	21	uncertainties	uncertainty	NOUN
easat-11048	27	22	and	and	CCONJ
easat-11048	27	23	risk	risk	NOUN
easat-11048	27	24	costs	cost	NOUN
easat-11048	27	25	that	that	PRON
easat-11048	27	26	exist	exist	VERB
easat-11048	27	27	during	during	ADP
easat-11048	27	28	financial	financial	ADJ
easat-11048	27	29	transactions	transaction	NOUN
easat-11048	27	30	,	,	PUNCT
easat-11048	27	31	providing	provide	VERB
easat-11048	27	32	rural	rural	ADJ
easat-11048	27	33	residents	resident	NOUN
easat-11048	27	34	with	with	ADP
easat-11048	27	35	more	more	ADV
easat-11048	27	36	secure	secure	ADJ
easat-11048	27	37	and	and	CCONJ
easat-11048	27	38	reliable	reliable	ADJ
easat-11048	27	39	financial	financial	ADJ
easat-11048	27	40	protection	protection	NOUN
easat-11048	27	41	[	[	X
easat-11048	27	42	2	2	NUM
easat-11048	27	43	]	]	PUNCT
easat-11048	27	44	.	.	PUNCT
easat-11048	28	1	based	base	VERB
easat-11048	28	2	on	on	ADP
easat-11048	28	3	this	this	PRON
easat-11048	28	4	,	,	PUNCT
easat-11048	28	5	digital	digital	ADJ
easat-11048	28	6	inclusive	inclusive	ADJ
easat-11048	28	7	finance	finance	NOUN
easat-11048	28	8	is	be	AUX
easat-11048	28	9	expected	expect	VERB
easat-11048	28	10	to	to	PART
easat-11048	28	11	activate	activate	VERB
easat-11048	28	12	the	the	DET
easat-11048	28	13	consumption	consumption	NOUN
easat-11048	28	14	potential	potential	NOUN
easat-11048	28	15	of	of	ADP
easat-11048	28	16	rural	rural	ADJ
easat-11048	28	17	areas	area	NOUN
easat-11048	28	18	,	,	PUNCT
easat-11048	28	19	further	far	ADV
easat-11048	28	20	improve	improve	VERB
easat-11048	28	21	the	the	DET
easat-11048	28	22	urban	urban	ADJ
easat-11048	28	23	-	-	PUNCT
easat-11048	28	24	rural	rural	ADJ
easat-11048	28	25	consumption	consumption	NOUN
easat-11048	28	26	structure	structure	NOUN
easat-11048	28	27	at	at	ADP
easat-11048	28	28	the	the	DET
easat-11048	28	29	overall	overall	ADJ
easat-11048	28	30	level	level	NOUN
easat-11048	28	31	,	,	PUNCT
easat-11048	28	32	and	and	CCONJ
easat-11048	28	33	alleviate	alleviate	VERB
easat-11048	28	34	the	the	DET
easat-11048	28	35	imbalance	imbalance	NOUN
easat-11048	28	36	in	in	ADP
easat-11048	28	37	urban	urban	ADJ
easat-11048	28	38	-	-	PUNCT
easat-11048	28	39	rural	rural	ADJ
easat-11048	28	40	consumption	consumption	NOUN
easat-11048	28	41	caused	cause	VERB
easat-11048	28	42	by	by	ADP
easat-11048	28	43	the	the	DET
easat-11048	28	44	uneven	uneven	ADJ
easat-11048	28	45	distribution	distribution	NOUN
easat-11048	28	46	of	of	ADP
easat-11048	28	47	financial	financial	ADJ
easat-11048	28	48	services	service	NOUN
easat-11048	28	49	.	.	PUNCT
easat-11048	29	1	whether	whether	SCONJ
easat-11048	29	2	the	the	DET
easat-11048	29	3	"	"	PUNCT
easat-11048	29	4	inclusive	inclusive	ADJ
easat-11048	29	5	"	"	PUNCT
easat-11048	29	6	attribute	attribute	NOUN
easat-11048	29	7	that	that	PRON
easat-11048	29	8	digital	digital	ADJ
easat-11048	29	9	inclusive	inclusive	ADJ
easat-11048	29	10	finance	finance	NOUN
easat-11048	29	11	possesses	possesse	NOUN
easat-11048	29	12	can	can	AUX
easat-11048	29	13	truly	truly	ADV
easat-11048	29	14	be	be	AUX
easat-11048	29	15	transformed	transform	VERB
easat-11048	29	16	into	into	ADP
easat-11048	29	17	a	a	DET
easat-11048	29	18	driving	drive	VERB
easat-11048	29	19	force	force	NOUN
easat-11048	29	20	that	that	PRON
easat-11048	29	21	promotes	promote	VERB
easat-11048	29	22	the	the	DET
easat-11048	29	23	balanced	balanced	ADJ
easat-11048	29	24	development	development	NOUN
easat-11048	29	25	of	of	ADP
easat-11048	29	26	urban	urban	ADJ
easat-11048	29	27	-	-	PUNCT
easat-11048	29	28	rural	rural	ADJ
easat-11048	29	29	consumption	consumption	NOUN
easat-11048	29	30	still	still	ADV
easat-11048	29	31	needs	need	VERB
easat-11048	29	32	to	to	PART
easat-11048	29	33	be	be	AUX
easat-11048	29	34	accurately	accurately	ADV
easat-11048	29	35	verified	verify	VERB
easat-11048	29	36	through	through	ADP
easat-11048	29	37	rigorous	rigorous	ADJ
easat-11048	29	38	empirical	empirical	ADJ
easat-11048	29	39	research	research	NOUN
easat-11048	29	40	.	.	PUNCT
easat-11048	30	1	this	this	DET
easat-11048	30	2	study	study	NOUN
easat-11048	30	3	attempts	attempt	VERB
easat-11048	30	4	to	to	PART
easat-11048	30	5	,	,	PUNCT
easat-11048	30	6	based	base	VERB
easat-11048	30	7	on	on	ADP
easat-11048	30	8	the	the	DET
easat-11048	30	9	actual	actual	ADJ
easat-11048	30	10	situation	situation	NOUN
easat-11048	30	11	of	of	ADP
easat-11048	30	12	the	the	DET
easat-11048	30	13	urban	urban	ADJ
easat-11048	30	14	-	-	PUNCT
easat-11048	30	15	rural	rural	ADJ
easat-11048	30	16	consumption	consumption	NOUN
easat-11048	30	17	gap	gap	NOUN
easat-11048	30	18	and	and	CCONJ
easat-11048	30	19	after	after	ADP
easat-11048	30	20	analyzing	analyze	VERB
easat-11048	30	21	the	the	DET
easat-11048	30	22	theoretical	theoretical	ADJ
easat-11048	30	23	mechanism	mechanism	NOUN
easat-11048	30	24	of	of	ADP
easat-11048	30	25	action	action	NOUN
easat-11048	30	26	,	,	PUNCT
easat-11048	30	27	empirically	empirically	ADV
easat-11048	30	28	examine	examine	VERB
easat-11048	30	29	the	the	DET
easat-11048	30	30	impact	impact	NOUN
easat-11048	30	31	of	of	ADP
easat-11048	30	32	digital	digital	ADJ
easat-11048	30	33	inclusive	inclusive	ADJ
easat-11048	30	34	finance	finance	NOUN
easat-11048	30	35	on	on	ADP
easat-11048	30	36	the	the	DET
easat-11048	30	37	urban	urban	ADJ
easat-11048	30	38	-	-	PUNCT
easat-11048	30	39	rural	rural	ADJ
easat-11048	30	40	consumption	consumption	NOUN
easat-11048	30	41	gap	gap	NOUN
easat-11048	30	42	and	and	CCONJ
easat-11048	30	43	the	the	DET
easat-11048	30	44	underlying	underlying	ADJ
easat-11048	30	45	mechanism	mechanism	NOUN
easat-11048	30	46	of	of	ADP
easat-11048	30	47	action	action	NOUN
easat-11048	30	48	using	use	VERB
easat-11048	30	49	large	large	ADJ
easat-11048	30	50	-	-	PUNCT
easat-11048	30	51	sample	sample	NOUN
easat-11048	30	52	data	datum	NOUN
easat-11048	30	53	.	.	PUNCT
easat-11048	31	1	compared	compare	VERB
easat-11048	31	2	with	with	ADP
easat-11048	31	3	previous	previous	ADJ
easat-11048	31	4	related	related	ADJ
easat-11048	31	5	studies	study	NOUN
easat-11048	31	6	,	,	PUNCT
easat-11048	31	7	the	the	DET
easat-11048	31	8	potential	potential	ADJ
easat-11048	31	9	marginal	marginal	ADJ
easat-11048	31	10	contributions	contribution	NOUN
easat-11048	31	11	of	of	ADP
easat-11048	31	12	this	this	DET
easat-11048	31	13	study	study	NOUN
easat-11048	31	14	are	be	AUX
easat-11048	31	15	reflected	reflect	VERB
easat-11048	31	16	in	in	ADP
easat-11048	31	17	the	the	DET
easat-11048	31	18	following	follow	VERB
easat-11048	31	19	aspects	aspect	NOUN
easat-11048	31	20	:	:	PUNCT
easat-11048	31	21	first	first	ADV
easat-11048	31	22	,	,	PUNCT
easat-11048	31	23	there	there	PRON
easat-11048	31	24	is	be	VERB
easat-11048	31	25	innovation	innovation	NOUN
easat-11048	31	26	in	in	ADP
easat-11048	31	27	the	the	DET
easat-11048	31	28	research	research	NOUN
easat-11048	31	29	perspective	perspective	NOUN
easat-11048	31	30	.	.	PUNCT
easat-11048	32	1	many	many	ADJ
easat-11048	32	2	previous	previous	ADJ
easat-11048	32	3	studies	study	NOUN
easat-11048	32	4	often	often	ADV
easat-11048	32	5	focus	focus	VERB
easat-11048	32	6	on	on	ADP
easat-11048	32	7	exploring	explore	VERB
easat-11048	32	8	the	the	DET
easat-11048	32	9	role	role	NOUN
easat-11048	32	10	of	of	ADP
easat-11048	32	11	digital	digital	ADJ
easat-11048	32	12	inclusive	inclusive	ADJ
easat-11048	32	13	finance	finance	NOUN
easat-11048	32	14	in	in	ADP
easat-11048	32	15	improving	improve	VERB
easat-11048	32	16	the	the	DET
easat-11048	32	17	consumption	consumption	NOUN
easat-11048	32	18	level	level	NOUN
easat-11048	32	19	of	of	ADP
easat-11048	32	20	rural	rural	ADJ
easat-11048	32	21	residents	resident	NOUN
easat-11048	32	22	,	,	PUNCT
easat-11048	32	23	while	while	SCONJ
easat-11048	32	24	this	this	DET
easat-11048	32	25	study	study	NOUN
easat-11048	32	26	starts	start	VERB
easat-11048	32	27	from	from	ADP
easat-11048	32	28	the	the	DET
easat-11048	32	29	perspective	perspective	NOUN
easat-11048	32	30	of	of	ADP
easat-11048	32	31	the	the	DET
easat-11048	32	32	urban	urban	ADJ
easat-11048	32	33	-	-	PUNCT
easat-11048	32	34	rural	rural	ADJ
easat-11048	32	35	consumption	consumption	NOUN
easat-11048	32	36	gap	gap	NOUN
easat-11048	32	37	and	and	CCONJ
easat-11048	32	38	systematically	systematically	ADV
easat-11048	32	39	analyzes	analyze	VERB
easat-11048	32	40	the	the	DET
easat-11048	32	41	impact	impact	NOUN
easat-11048	32	42	of	of	ADP
easat-11048	32	43	digital	digital	ADJ
easat-11048	32	44	inclusive	inclusive	ADJ
easat-11048	32	45	finance	finance	NOUN
easat-11048	32	46	on	on	ADP
easat-11048	32	47	the	the	DET
easat-11048	32	48	urban	urban	ADJ
easat-11048	32	49	-	-	PUNCT
easat-11048	32	50	rural	rural	ADJ
easat-11048	32	51	consumption	consumption	NOUN
easat-11048	32	52	gap	gap	NOUN
easat-11048	32	53	and	and	CCONJ
easat-11048	32	54	its	its	PRON
easat-11048	32	55	mechanism	mechanism	NOUN
easat-11048	32	56	of	of	ADP
easat-11048	32	57	action	action	NOUN
easat-11048	32	58	,	,	PUNCT
easat-11048	32	59	which	which	PRON
easat-11048	32	60	to	to	ADP
easat-11048	32	61	a	a	DET
easat-11048	32	62	certain	certain	ADJ
easat-11048	32	63	extent	extent	NOUN
easat-11048	32	64	expands	expand	VERB
easat-11048	32	65	the	the	DET
easat-11048	32	66	research	research	NOUN
easat-11048	32	67	paradigm	paradigm	NOUN
easat-11048	32	68	of	of	ADP
easat-11048	32	69	digital	digital	ADJ
easat-11048	32	70	inclusive	inclusive	ADJ
easat-11048	32	71	finance	finance	NOUN
easat-11048	32	72	and	and	CCONJ
easat-11048	32	73	consumption	consumption	NOUN
easat-11048	32	74	economics	economic	NOUN
easat-11048	32	75	.	.	PUNCT
easat-11048	33	1	second	second	ADJ
easat-11048	33	2	,	,	PUNCT
easat-11048	33	3	a	a	DET
easat-11048	33	4	more	more	ADV
easat-11048	33	5	detailed	detailed	ADJ
easat-11048	33	6	analysis	analysis	NOUN
easat-11048	33	7	of	of	ADP
easat-11048	33	8	the	the	DET
easat-11048	33	9	mechanism	mechanism	NOUN
easat-11048	33	10	of	of	ADP
easat-11048	33	11	action	action	NOUN
easat-11048	33	12	is	be	AUX
easat-11048	33	13	conducted	conduct	VERB
easat-11048	33	14	.	.	PUNCT
easat-11048	34	1	this	this	DET
easat-11048	34	2	study	study	NOUN
easat-11048	34	3	not	not	PART
easat-11048	34	4	only	only	ADV
easat-11048	34	5	explores	explore	VERB
easat-11048	34	6	the	the	DET
easat-11048	34	7	direct	direct	ADJ
easat-11048	34	8	impact	impact	NOUN
easat-11048	34	9	of	of	ADP
easat-11048	34	10	digital	digital	ADJ
easat-11048	34	11	inclusive	inclusive	ADJ
easat-11048	34	12	finance	finance	NOUN
easat-11048	34	13	on	on	ADP
easat-11048	34	14	the	the	DET
easat-11048	34	15	urban	urban	ADJ
easat-11048	34	16	-	-	PUNCT
easat-11048	34	17	rural	rural	ADJ
easat-11048	34	18	consumption	consumption	NOUN
easat-11048	34	19	gap	gap	NOUN
easat-11048	34	20	but	but	CCONJ
easat-11048	34	21	also	also	ADV
easat-11048	34	22	conducts	conduct	VERB
easat-11048	34	23	an	an	DET
easat-11048	34	24	in	in	ADP
easat-11048	34	25	-	-	PUNCT
easat-11048	34	26	depth	depth	NOUN
easat-11048	34	27	and	and	CCONJ
easat-11048	34	28	detailed	detailed	ADJ
easat-11048	34	29	analysis	analysis	NOUN
easat-11048	34	30	of	of	ADP
easat-11048	34	31	the	the	DET
easat-11048	34	32	specific	specific	ADJ
easat-11048	34	33	paths	path	NOUN
easat-11048	34	34	through	through	ADP
easat-11048	34	35	which	which	PRON
easat-11048	34	36	it	it	PRON
easat-11048	34	37	affects	affect	VERB
easat-11048	34	38	the	the	DET
easat-11048	34	39	urban	urban	ADJ
easat-11048	34	40	-	-	PUNCT
easat-11048	34	41	rural	rural	ADJ
easat-11048	34	42	consumption	consumption	NOUN
easat-11048	34	43	gap	gap	NOUN
easat-11048	34	44	,	,	PUNCT
easat-11048	34	45	thereby	thereby	ADV
easat-11048	34	46	providing	provide	VERB
easat-11048	34	47	a	a	DET
easat-11048	34	48	more	more	ADV
easat-11048	34	49	refined	refined	ADJ
easat-11048	34	50	analytical	analytical	ADJ
easat-11048	34	51	framework	framework	NOUN
easat-11048	34	52	for	for	ADP
easat-11048	34	53	understanding	understand	VERB
easat-11048	34	54	the	the	DET
easat-11048	34	55	functional	functional	ADJ
easat-11048	34	56	channels	channel	NOUN
easat-11048	34	57	of	of	ADP
easat-11048	34	58	digital	digital	ADJ
easat-11048	34	59	inclusive	inclusive	ADJ
easat-11048	34	60	finance	finance	NOUN
easat-11048	34	61	.	.	PUNCT
easat-11048	35	1	third	third	ADV
easat-11048	35	2	,	,	PUNCT
easat-11048	35	3	there	there	PRON
easat-11048	35	4	is	be	VERB
easat-11048	35	5	an	an	DET
easat-11048	35	6	expansion	expansion	NOUN
easat-11048	35	7	in	in	ADP
easat-11048	35	8	the	the	DET
easat-11048	35	9	analysis	analysis	NOUN
easat-11048	35	10	of	of	ADP
easat-11048	35	11	heterogeneity	heterogeneity	NOUN
easat-11048	35	12	and	and	CCONJ
easat-11048	35	13	robustness	robustness	NOUN
easat-11048	35	14	.	.	PUNCT
easat-11048	36	1	by	by	ADP
easat-11048	36	2	introducing	introduce	VERB
easat-11048	36	3	a	a	DET
easat-11048	36	4	multi	multi	ADJ
easat-11048	36	5	-	-	ADJ
easat-11048	36	6	dimensional	dimensional	ADJ
easat-11048	36	7	heterogeneity	heterogeneity	NOUN
easat-11048	36	8	analysis	analysis	NOUN
easat-11048	36	9	method	method	NOUN
easat-11048	36	10	,	,	PUNCT
easat-11048	36	11	this	this	DET
easat-11048	36	12	study	study	NOUN
easat-11048	36	13	further	far	ADV
easat-11048	36	14	reveals	reveal	VERB
easat-11048	36	15	the	the	DET
easat-11048	36	16	heterogeneous	heterogeneous	ADJ
easat-11048	36	17	impacts	impact	NOUN
easat-11048	36	18	of	of	ADP
easat-11048	36	19	digital	digital	ADJ
easat-11048	36	20	inclusive	inclusive	ADJ
easat-11048	36	21	finance	finance	NOUN
easat-11048	36	22	across	across	ADP
easat-11048	36	23	different	different	ADJ
easat-11048	36	24	consumption	consumption	NOUN
easat-11048	36	25	types	type	NOUN
easat-11048	36	26	,	,	PUNCT
easat-11048	36	27	thus	thus	ADV
easat-11048	36	28	making	make	VERB
easat-11048	36	29	up	up	ADP
easat-11048	36	30	for	for	ADP
easat-11048	36	31	the	the	DET
easat-11048	36	32	deficiency	deficiency	NOUN
easat-11048	36	33	that	that	PRON
easat-11048	36	34	existed	exist	VERB
easat-11048	36	35	in	in	ADP
easat-11048	36	36	previous	previous	ADJ
easat-11048	36	37	studies	study	NOUN
easat-11048	36	38	,	,	PUNCT
easat-11048	36	39	which	which	PRON
easat-11048	36	40	ignored	ignore	VERB
easat-11048	36	41	the	the	DET
easat-11048	36	42	consumption	consumption	NOUN
easat-11048	36	43	structure	structure	NOUN
easat-11048	36	44	.	.	PUNCT
easat-11048	37	1	2	2	X
easat-11048	37	2	.	.	X
easat-11048	37	3	theoretical	theoretical	ADJ
easat-11048	37	4	analysis	analysis	NOUN
easat-11048	37	5	and	and	CCONJ
easat-11048	37	6	hypotheses	hypothesis	NOUN
easat-11048	37	7	2.1	2.1	NUM
easat-11048	37	8	.	.	PUNCT
easat-11048	38	1	theoretical	theoretical	ADJ
easat-11048	38	2	analysis	analysis	NOUN
easat-11048	38	3	2.1.1	2.1.1	NUM
easat-11048	38	4	.	.	PUNCT
easat-11048	39	1	the	the	DET
easat-11048	39	2	impact	impact	NOUN
easat-11048	39	3	of	of	ADP
easat-11048	39	4	digital	digital	ADJ
easat-11048	39	5	inclusive	inclusive	ADJ
easat-11048	39	6	finance	finance	NOUN
easat-11048	39	7	on	on	ADP
easat-11048	39	8	urban	urban	ADJ
easat-11048	39	9	consumption	consumption	NOUN
easat-11048	39	10	with	with	ADP
easat-11048	39	11	the	the	DET
easat-11048	39	12	rapid	rapid	ADJ
easat-11048	39	13	development	development	NOUN
easat-11048	39	14	of	of	ADP
easat-11048	39	15	information	information	NOUN
easat-11048	39	16	and	and	CCONJ
easat-11048	39	17	communication	communication	NOUN
easat-11048	39	18	technologies	technology	NOUN
easat-11048	39	19	,	,	PUNCT
easat-11048	39	20	the	the	DET
easat-11048	39	21	widespread	widespread	ADJ
easat-11048	39	22	popularization	popularization	NOUN
easat-11048	39	23	of	of	ADP
easat-11048	39	24	digital	digital	ADJ
easat-11048	39	25	inclusive	inclusive	ADJ
easat-11048	39	26	finance	finance	NOUN
easat-11048	39	27	in	in	ADP
easat-11048	39	28	urban	urban	ADJ
easat-11048	39	29	areas	area	NOUN
easat-11048	39	30	has	have	AUX
easat-11048	39	31	significantly	significantly	ADV
easat-11048	39	32	reshaped	reshape	VERB
easat-11048	39	33	the	the	DET
easat-11048	39	34	consumption	consumption	NOUN
easat-11048	39	35	ecology	ecology	NOUN
easat-11048	39	36	that	that	PRON
easat-11048	39	37	underpins	underpin	VERB
easat-11048	39	38	urban	urban	ADJ
easat-11048	39	39	residents	resident	NOUN
easat-11048	39	40	'	'	PART
easat-11048	39	41	daily	daily	ADJ
easat-11048	39	42	spending	spending	NOUN
easat-11048	39	43	patterns	pattern	NOUN
easat-11048	39	44	.	.	PUNCT
easat-11048	40	1	on	on	ADP
easat-11048	40	2	the	the	DET
easat-11048	40	3	one	one	NUM
easat-11048	40	4	hand	hand	NOUN
easat-11048	40	5	,	,	PUNCT
easat-11048	40	6	it	it	PRON
easat-11048	40	7	has	have	AUX
easat-11048	40	8	promoted	promote	VERB
easat-11048	40	9	the	the	DET
easat-11048	40	10	continuous	continuous	ADJ
easat-11048	40	11	optimization	optimization	NOUN
easat-11048	40	12	and	and	CCONJ
easat-11048	40	13	upgrading	upgrading	NOUN
easat-11048	40	14	of	of	ADP
easat-11048	40	15	the	the	DET
easat-11048	40	16	consumption	consumption	NOUN
easat-11048	40	17	structure	structure	NOUN
easat-11048	40	18	of	of	ADP
easat-11048	40	19	urban	urban	ADJ
easat-11048	40	20	residents	resident	NOUN
easat-11048	40	21	;	;	PUNCT
easat-11048	40	22	on	on	ADP
easat-11048	40	23	the	the	DET
easat-11048	40	24	other	other	ADJ
easat-11048	40	25	hand	hand	NOUN
easat-11048	40	26	,	,	PUNCT
easat-11048	40	27	its	its	PRON
easat-11048	40	28	more	more	ADV
easat-11048	40	29	far	far	ADV
easat-11048	40	30	-	-	PUNCT
easat-11048	40	31	reaching	reach	VERB
easat-11048	40	32	impact	impact	NOUN
easat-11048	40	33	lies	lie	VERB
easat-11048	40	34	in	in	ADP
easat-11048	40	35	the	the	DET
easat-11048	40	36	systematic	systematic	ADJ
easat-11048	40	37	enhancement	enhancement	NOUN
easat-11048	40	38	of	of	ADP
easat-11048	40	39	consumption	consumption	NOUN
easat-11048	40	40	quality	quality	NOUN
easat-11048	40	41	and	and	CCONJ
easat-11048	40	42	the	the	DET
easat-11048	40	43	fulfillment	fulfillment	NOUN
easat-11048	40	44	of	of	ADP
easat-11048	40	45	personalized	personalized	ADJ
easat-11048	40	46	consumption	consumption	NOUN
easat-11048	40	47	demands	demand	NOUN
easat-11048	40	48	that	that	SCONJ
easat-11048	40	49	urban	urban	ADJ
easat-11048	40	50	residents	resident	NOUN
easat-11048	40	51	increasingly	increasingly	ADV
easat-11048	40	52	pursue	pursue	VERB
easat-11048	40	53	.	.	PUNCT
easat-11048	41	1	urban	urban	ADJ
easat-11048	41	2	residents	resident	NOUN
easat-11048	41	3	themselves	themselves	PRON
easat-11048	41	4	possess	possess	VERB
easat-11048	41	5	relatively	relatively	ADV
easat-11048	41	6	high	high	ADJ
easat-11048	41	7	-	-	PUNCT
easat-11048	41	8	income	income	NOUN
easat-11048	41	9	levels	level	NOUN
easat-11048	41	10	and	and	CCONJ
easat-11048	41	11	strong	strong	ADJ
easat-11048	41	12	consumption	consumption	NOUN
easat-11048	41	13	capacity	capacity	NOUN
easat-11048	41	14	,	,	PUNCT
easat-11048	41	15	which	which	PRON
easat-11048	41	16	lay	lie	VERB
easat-11048	41	17	a	a	DET
easat-11048	41	18	solid	solid	ADJ
easat-11048	41	19	user	user	NOUN
easat-11048	41	20	foundation	foundation	NOUN
easat-11048	41	21	for	for	ADP
easat-11048	41	22	the	the	DET
easat-11048	41	23	expansion	expansion	NOUN
easat-11048	41	24	of	of	ADP
easat-11048	41	25	digital	digital	ADJ
easat-11048	41	26	inclusive	inclusive	ADJ
easat-11048	41	27	finance	finance	NOUN
easat-11048	41	28	that	that	PRON
easat-11048	41	29	relies	rely	VERB
easat-11048	41	30	on	on	ADP
easat-11048	41	31	user	user	NOUN
easat-11048	41	32	participation	participation	NOUN
easat-11048	41	33	and	and	CCONJ
easat-11048	41	34	transaction	transaction	NOUN
easat-11048	41	35	frequency	frequency	NOUN
easat-11048	41	36	.	.	PUNCT
easat-11048	42	1	by	by	ADP
easat-11048	42	2	constructing	construct	VERB
easat-11048	42	3	convenient	convenient	ADJ
easat-11048	42	4	payment	payment	NOUN
easat-11048	42	5	channels	channel	NOUN
easat-11048	42	6	,	,	PUNCT
easat-11048	42	7	flexible	flexible	ADJ
easat-11048	42	8	credit	credit	NOUN
easat-11048	42	9	mechanisms	mechanism	NOUN
easat-11048	42	10	,	,	PUNCT
easat-11048	42	11	and	and	CCONJ
easat-11048	42	12	intelligent	intelligent	ADJ
easat-11048	42	13	financial	financial	ADJ
easat-11048	42	14	service	service	NOUN
easat-11048	42	15	platforms	platform	NOUN
easat-11048	42	16	,	,	PUNCT
easat-11048	42	17	digital	digital	ADJ
easat-11048	42	18	inclusive	inclusive	ADJ
easat-11048	42	19	finance	finance	NOUN
easat-11048	42	20	has	have	AUX
easat-11048	42	21	provided	provide	VERB
easat-11048	42	22	urban	urban	ADJ
easat-11048	42	23	consumers	consumer	NOUN
easat-11048	42	24	with	with	ADP
easat-11048	42	25	unprecedented	unprecedented	ADJ
easat-11048	42	26	financial	financial	ADJ
easat-11048	42	27	accessibility	accessibility	NOUN
easat-11048	42	28	,	,	PUNCT
easat-11048	42	29	thereby	thereby	ADV
easat-11048	42	30	creating	create	VERB
easat-11048	42	31	a	a	DET
easat-11048	42	32	more	more	ADV
easat-11048	42	33	diverse	diverse	ADJ
easat-11048	42	34	range	range	NOUN
easat-11048	42	35	of	of	ADP
easat-11048	42	36	consumption	consumption	NOUN
easat-11048	42	37	scenarios	scenario	NOUN
easat-11048	42	38	that	that	PRON
easat-11048	42	39	cover	cover	VERB
easat-11048	42	40	daily	daily	ADJ
easat-11048	42	41	necessities	necessity	NOUN
easat-11048	42	42	,	,	PUNCT
easat-11048	42	43	services	service	NOUN
easat-11048	42	44	,	,	PUNCT
easat-11048	42	45	and	and	CCONJ
easat-11048	42	46	high	high	ADJ
easat-11048	42	47	-	-	PUNCT
easat-11048	42	48	end	end	NOUN
easat-11048	42	49	products	product	NOUN
easat-11048	42	50	[	[	X
easat-11048	42	51	3	3	NUM
easat-11048	42	52	]	]	PUNCT
easat-11048	42	53	.	.	PUNCT
easat-11048	43	1	empowered	empower	VERB
easat-11048	43	2	by	by	ADP
easat-11048	43	3	technologies	technology	NOUN
easat-11048	43	4	such	such	ADJ
easat-11048	43	5	as	as	ADP
easat-11048	43	6	mobile	mobile	ADJ
easat-11048	43	7	internet	internet	NOUN
easat-11048	43	8	,	,	PUNCT
easat-11048	43	9	big	big	ADJ
easat-11048	43	10	data	datum	NOUN
easat-11048	43	11	,	,	PUNCT
easat-11048	43	12	and	and	CCONJ
easat-11048	43	13	artificial	artificial	ADJ
easat-11048	43	14	intelligence	intelligence	NOUN
easat-11048	43	15	,	,	PUNCT
easat-11048	43	16	the	the	DET
easat-11048	43	17	consumption	consumption	NOUN
easat-11048	43	18	behaviors	behavior	NOUN
easat-11048	43	19	of	of	ADP
easat-11048	43	20	urban	urban	ADJ
easat-11048	43	21	residents	resident	NOUN
easat-11048	43	22	have	have	VERB
easat-11048	43	23	988	988	NUM
easat-11048	43	24	edelweiss	edelweiss	PROPN
easat-11048	43	25	applied	apply	VERB
easat-11048	43	26	science	science	NOUN
easat-11048	43	27	and	and	CCONJ
easat-11048	43	28	technology	technology	NOUN
easat-11048	43	29	issn	issn	PROPN
easat-11048	43	30	:	:	PUNCT
easat-11048	43	31	2576	2576	NUM
easat-11048	43	32	-	-	SYM
easat-11048	43	33	8484	8484	NUM
easat-11048	43	34	vol	vol	NOUN
easat-11048	43	35	.	.	PROPN
easat-11048	44	1	9	9	NUM
easat-11048	44	2	,	,	PUNCT
easat-11048	44	3	no	no	INTJ
easat-11048	44	4	.	.	NOUN
easat-11048	44	5	11	11	NUM
easat-11048	44	6	:	:	PUNCT
easat-11048	44	7	986	986	NUM
easat-11048	44	8	-	-	SYM
easat-11048	44	9	1000	1000	NUM
easat-11048	44	10	,	,	PUNCT
easat-11048	44	11	2025	2025	NUM
easat-11048	44	12	doi	doi	NOUN
easat-11048	44	13	:	:	PUNCT
easat-11048	44	14	10.55214/2576	10.55214/2576	NUM
easat-11048	44	15	-	-	SYM
easat-11048	44	16	8484.v9i11.11048	8484.v9i11.11048	NUM
easat-11048	45	1	©	©	PROPN
easat-11048	45	2	2025	2025	NUM
easat-11048	45	3	by	by	ADP
easat-11048	45	4	the	the	DET
easat-11048	45	5	authors	author	NOUN
easat-11048	45	6	;	;	PUNCT
easat-11048	45	7	licensee	licensee	PROPN
easat-11048	45	8	learning	learning	PROPN
easat-11048	45	9	gate	gate	PROPN
easat-11048	45	10	exhibited	exhibit	VERB
easat-11048	45	11	a	a	DET
easat-11048	45	12	profound	profound	ADJ
easat-11048	45	13	digital	digital	ADJ
easat-11048	45	14	transformation	transformation	NOUN
easat-11048	45	15	trend	trend	NOUN
easat-11048	45	16	that	that	PRON
easat-11048	45	17	is	be	AUX
easat-11048	45	18	reflected	reflect	VERB
easat-11048	45	19	in	in	ADP
easat-11048	45	20	both	both	CCONJ
easat-11048	45	21	online	online	ADJ
easat-11048	45	22	and	and	CCONJ
easat-11048	45	23	offline	offline	ADJ
easat-11048	45	24	spending	spending	NOUN
easat-11048	45	25	.	.	PUNCT
easat-11048	46	1	the	the	DET
easat-11048	46	2	widespread	widespread	ADJ
easat-11048	46	3	application	application	NOUN
easat-11048	46	4	of	of	ADP
easat-11048	46	5	new	new	ADJ
easat-11048	46	6	payment	payment	NOUN
easat-11048	46	7	tools	tool	NOUN
easat-11048	46	8	,	,	PUNCT
easat-11048	46	9	such	such	ADJ
easat-11048	46	10	as	as	ADP
easat-11048	46	11	credit	credit	NOUN
easat-11048	46	12	payment	payment	NOUN
easat-11048	46	13	and	and	CCONJ
easat-11048	46	14	installment	installment	NOUN
easat-11048	46	15	payment	payment	NOUN
easat-11048	46	16	,	,	PUNCT
easat-11048	46	17	not	not	PART
easat-11048	46	18	only	only	ADV
easat-11048	46	19	lowers	lower	VERB
easat-11048	46	20	the	the	DET
easat-11048	46	21	threshold	threshold	NOUN
easat-11048	46	22	for	for	ADP
easat-11048	46	23	consumption	consumption	NOUN
easat-11048	46	24	that	that	PRON
easat-11048	46	25	was	be	AUX
easat-11048	46	26	previously	previously	ADV
easat-11048	46	27	restricted	restrict	VERB
easat-11048	46	28	by	by	ADP
easat-11048	46	29	immediate	immediate	ADJ
easat-11048	46	30	liquidity	liquidity	NOUN
easat-11048	46	31	but	but	CCONJ
easat-11048	46	32	also	also	ADV
easat-11048	46	33	greatly	greatly	ADV
easat-11048	46	34	expands	expand	VERB
easat-11048	46	35	the	the	DET
easat-11048	46	36	accessible	accessible	ADJ
easat-11048	46	37	boundary	boundary	NOUN
easat-11048	46	38	of	of	ADP
easat-11048	46	39	consumption	consumption	NOUN
easat-11048	46	40	categories	category	NOUN
easat-11048	46	41	,	,	PUNCT
easat-11048	46	42	enhancing	enhance	VERB
easat-11048	46	43	consumers	consumer	NOUN
easat-11048	46	44	’	’	PART
easat-11048	46	45	initiative	initiative	NOUN
easat-11048	46	46	and	and	CCONJ
easat-11048	46	47	flexibility	flexibility	NOUN
easat-11048	46	48	in	in	ADP
easat-11048	46	49	the	the	DET
easat-11048	46	50	process	process	NOUN
easat-11048	46	51	of	of	ADP
easat-11048	46	52	selecting	select	VERB
easat-11048	46	53	goods	good	NOUN
easat-11048	46	54	and	and	CCONJ
easat-11048	46	55	services	service	NOUN
easat-11048	46	56	that	that	PRON
easat-11048	46	57	meet	meet	VERB
easat-11048	46	58	their	their	PRON
easat-11048	46	59	specific	specific	ADJ
easat-11048	46	60	needs	need	NOUN
easat-11048	46	61	.	.	PUNCT
easat-11048	47	1	this	this	DET
easat-11048	47	2	convenient	convenient	ADJ
easat-11048	47	3	financial	financial	ADJ
easat-11048	47	4	service	service	NOUN
easat-11048	47	5	system	system	NOUN
easat-11048	47	6	,	,	PUNCT
easat-11048	47	7	on	on	ADP
easat-11048	47	8	the	the	DET
easat-11048	47	9	one	one	NUM
easat-11048	47	10	hand	hand	NOUN
easat-11048	47	11	,	,	PUNCT
easat-11048	47	12	helps	help	VERB
easat-11048	47	13	urban	urban	ADJ
easat-11048	47	14	residents	resident	NOUN
easat-11048	47	15	upgrade	upgrade	VERB
easat-11048	47	16	their	their	PRON
easat-11048	47	17	consumption	consumption	NOUN
easat-11048	47	18	structure	structure	NOUN
easat-11048	47	19	that	that	PRON
easat-11048	47	20	originally	originally	ADV
easat-11048	47	21	focused	focus	VERB
easat-11048	47	22	on	on	ADP
easat-11048	47	23	basic	basic	ADJ
easat-11048	47	24	necessities	necessity	NOUN
easat-11048	47	25	;	;	PUNCT
easat-11048	47	26	on	on	ADP
easat-11048	47	27	the	the	DET
easat-11048	47	28	other	other	ADJ
easat-11048	47	29	hand	hand	NOUN
easat-11048	47	30	,	,	PUNCT
easat-11048	47	31	it	it	PRON
easat-11048	47	32	drives	drive	VERB
easat-11048	47	33	the	the	DET
easat-11048	47	34	transformation	transformation	NOUN
easat-11048	47	35	of	of	ADP
easat-11048	47	36	consumption	consumption	NOUN
easat-11048	47	37	categories	category	NOUN
easat-11048	47	38	and	and	CCONJ
easat-11048	47	39	consumption	consumption	NOUN
easat-11048	47	40	methods	method	NOUN
easat-11048	47	41	that	that	PRON
easat-11048	47	42	adapt	adapt	VERB
easat-11048	47	43	to	to	ADP
easat-11048	47	44	modern	modern	ADJ
easat-11048	47	45	lifestyles	lifestyle	NOUN
easat-11048	47	46	.	.	PUNCT
easat-11048	48	1	as	as	SCONJ
easat-11048	48	2	the	the	DET
easat-11048	48	3	demand	demand	NOUN
easat-11048	48	4	for	for	ADP
easat-11048	48	5	high	high	ADJ
easat-11048	48	6	-	-	PUNCT
easat-11048	48	7	quality	quality	NOUN
easat-11048	48	8	goods	good	NOUN
easat-11048	48	9	and	and	CCONJ
easat-11048	48	10	services	service	NOUN
easat-11048	48	11	continues	continue	VERB
easat-11048	48	12	to	to	PART
easat-11048	48	13	grow	grow	VERB
easat-11048	48	14	,	,	PUNCT
easat-11048	48	15	consumption	consumption	NOUN
easat-11048	48	16	has	have	AUX
easat-11048	48	17	gradually	gradually	ADV
easat-11048	48	18	shifted	shift	VERB
easat-11048	48	19	from	from	ADP
easat-11048	48	20	traditional	traditional	ADJ
easat-11048	48	21	basic	basic	ADJ
easat-11048	48	22	commodities	commodity	NOUN
easat-11048	48	23	to	to	ADP
easat-11048	48	24	higher	high	ADJ
easat-11048	48	25	-	-	PUNCT
easat-11048	48	26	quality	quality	NOUN
easat-11048	48	27	and	and	CCONJ
easat-11048	48	28	more	more	ADV
easat-11048	48	29	personalized	personalized	ADJ
easat-11048	48	30	goods	good	NOUN
easat-11048	48	31	and	and	CCONJ
easat-11048	48	32	services	service	NOUN
easat-11048	48	33	that	that	PRON
easat-11048	48	34	cater	cater	VERB
easat-11048	48	35	to	to	ADP
easat-11048	48	36	individual	individual	ADJ
easat-11048	48	37	preferences	preference	NOUN
easat-11048	48	38	and	and	CCONJ
easat-11048	48	39	quality	quality	NOUN
easat-11048	48	40	-	-	PUNCT
easat-11048	48	41	of	of	ADP
easat-11048	48	42	-	-	PUNCT
easat-11048	48	43	life	life	NOUN
easat-11048	48	44	pursuits	pursuit	NOUN
easat-11048	48	45	.	.	PUNCT
easat-11048	49	1	the	the	DET
easat-11048	49	2	increasing	increase	VERB
easat-11048	49	3	demand	demand	NOUN
easat-11048	49	4	for	for	ADP
easat-11048	49	5	high	high	ADJ
easat-11048	49	6	-	-	PUNCT
easat-11048	49	7	end	end	NOUN
easat-11048	49	8	consumer	consumer	NOUN
easat-11048	49	9	goods	good	NOUN
easat-11048	49	10	,	,	PUNCT
easat-11048	49	11	such	such	ADJ
easat-11048	49	12	as	as	ADP
easat-11048	49	13	smart	smart	ADJ
easat-11048	49	14	home	home	NOUN
easat-11048	49	15	devices	device	NOUN
easat-11048	49	16	,	,	PUNCT
easat-11048	49	17	eco	eco	NOUN
easat-11048	49	18	-	-	PUNCT
easat-11048	49	19	friendly	friendly	ADJ
easat-11048	49	20	products	product	NOUN
easat-11048	49	21	,	,	PUNCT
easat-11048	49	22	and	and	CCONJ
easat-11048	49	23	personalized	personalized	ADJ
easat-11048	49	24	customized	customized	ADJ
easat-11048	49	25	products	product	NOUN
easat-11048	49	26	,	,	PUNCT
easat-11048	49	27	all	all	PRON
easat-11048	49	28	of	of	ADP
easat-11048	49	29	which	which	PRON
easat-11048	49	30	embody	embody	VERB
easat-11048	49	31	advanced	advanced	ADJ
easat-11048	49	32	technology	technology	NOUN
easat-11048	49	33	,	,	PUNCT
easat-11048	49	34	environmental	environmental	ADJ
easat-11048	49	35	consciousness	consciousness	NOUN
easat-11048	49	36	,	,	PUNCT
easat-11048	49	37	and	and	CCONJ
easat-11048	49	38	individualization	individualization	NOUN
easat-11048	49	39	,	,	PUNCT
easat-11048	49	40	serves	serve	VERB
easat-11048	49	41	as	as	ADP
easat-11048	49	42	evidence	evidence	NOUN
easat-11048	49	43	of	of	ADP
easat-11048	49	44	the	the	DET
easat-11048	49	45	important	important	ADJ
easat-11048	49	46	role	role	NOUN
easat-11048	49	47	that	that	PRON
easat-11048	49	48	digital	digital	ADJ
easat-11048	49	49	inclusive	inclusive	ADJ
easat-11048	49	50	finance	finance	NOUN
easat-11048	49	51	plays	play	VERB
easat-11048	49	52	in	in	ADP
easat-11048	49	53	promoting	promote	VERB
easat-11048	49	54	the	the	DET
easat-11048	49	55	improvement	improvement	NOUN
easat-11048	49	56	of	of	ADP
easat-11048	49	57	consumption	consumption	NOUN
easat-11048	49	58	quality	quality	NOUN
easat-11048	49	59	.	.	PUNCT
easat-11048	50	1	consumers	consumer	NOUN
easat-11048	50	2	can	can	AUX
easat-11048	50	3	easily	easily	ADV
easat-11048	50	4	obtain	obtain	VERB
easat-11048	50	5	products	product	NOUN
easat-11048	50	6	that	that	PRON
easat-11048	50	7	better	well	ADV
easat-11048	50	8	align	align	VERB
easat-11048	50	9	with	with	ADP
easat-11048	50	10	their	their	PRON
easat-11048	50	11	personal	personal	ADJ
easat-11048	50	12	needs	need	NOUN
easat-11048	50	13	through	through	ADP
easat-11048	50	14	digital	digital	ADJ
easat-11048	50	15	channels	channel	NOUN
easat-11048	50	16	,	,	PUNCT
easat-11048	50	17	which	which	PRON
easat-11048	50	18	in	in	ADP
easat-11048	50	19	turn	turn	NOUN
easat-11048	50	20	makes	make	VERB
easat-11048	50	21	consumption	consumption	NOUN
easat-11048	50	22	patterns	pattern	NOUN
easat-11048	50	23	more	more	ADV
easat-11048	50	24	diversified	diversified	ADJ
easat-11048	50	25	and	and	CCONJ
easat-11048	50	26	significantly	significantly	ADV
easat-11048	50	27	improves	improve	VERB
easat-11048	50	28	consumption	consumption	NOUN
easat-11048	50	29	quality	quality	NOUN
easat-11048	50	30	that	that	PRON
easat-11048	50	31	as	as	SCONJ
easat-11048	50	32	measured	measure	VERB
easat-11048	50	33	by	by	ADP
easat-11048	50	34	satisfaction	satisfaction	NOUN
easat-11048	50	35	and	and	CCONJ
easat-11048	50	36	utility	utility	NOUN
easat-11048	50	37	[	[	X
easat-11048	50	38	4	4	NUM
easat-11048	50	39	]	]	PUNCT
easat-11048	50	40	.	.	PUNCT
easat-11048	51	1	while	while	SCONJ
easat-11048	51	2	promoting	promote	VERB
easat-11048	51	3	the	the	DET
easat-11048	51	4	rapid	rapid	ADJ
easat-11048	51	5	development	development	NOUN
easat-11048	51	6	of	of	ADP
easat-11048	51	7	e	e	PROPN
easat-11048	51	8	-	-	NOUN
easat-11048	51	9	commerce	commerce	NOUN
easat-11048	51	10	platforms	platform	NOUN
easat-11048	51	11	that	that	PRON
easat-11048	51	12	connect	connect	VERB
easat-11048	51	13	suppliers	supplier	NOUN
easat-11048	51	14	and	and	CCONJ
easat-11048	51	15	consumers	consumer	NOUN
easat-11048	51	16	across	across	ADP
easat-11048	51	17	regions	region	NOUN
easat-11048	51	18	,	,	PUNCT
easat-11048	51	19	digital	digital	ADJ
easat-11048	51	20	inclusive	inclusive	ADJ
easat-11048	51	21	finance	finance	NOUN
easat-11048	51	22	has	have	AUX
easat-11048	51	23	further	far	ADV
easat-11048	51	24	boosted	boost	VERB
easat-11048	51	25	the	the	DET
easat-11048	51	26	growth	growth	NOUN
easat-11048	51	27	trend	trend	NOUN
easat-11048	51	28	of	of	ADP
easat-11048	51	29	online	online	ADJ
easat-11048	51	30	consumption	consumption	NOUN
easat-11048	51	31	.	.	PUNCT
easat-11048	52	1	e	e	X
easat-11048	52	2	-	-	NOUN
easat-11048	52	3	commerce	commerce	NOUN
easat-11048	52	4	platforms	platform	NOUN
easat-11048	52	5	provide	provide	VERB
easat-11048	52	6	consumers	consumer	NOUN
easat-11048	52	7	with	with	ADP
easat-11048	52	8	a	a	DET
easat-11048	52	9	broader	broad	ADJ
easat-11048	52	10	range	range	NOUN
easat-11048	52	11	of	of	ADP
easat-11048	52	12	commodity	commodity	NOUN
easat-11048	52	13	choices	choice	NOUN
easat-11048	52	14	and	and	CCONJ
easat-11048	52	15	better	well	ADJ
easat-11048	52	16	cater	cater	NOUN
easat-11048	52	17	to	to	ADP
easat-11048	52	18	personalized	personalized	ADJ
easat-11048	52	19	consumption	consumption	NOUN
easat-11048	52	20	demands	demand	NOUN
easat-11048	52	21	that	that	PRON
easat-11048	52	22	vary	vary	VERB
easat-11048	52	23	from	from	ADP
easat-11048	52	24	individual	individual	ADJ
easat-11048	52	25	to	to	ADP
easat-11048	52	26	individual	individual	NOUN
easat-11048	52	27	.	.	PUNCT
easat-11048	53	1	with	with	ADP
easat-11048	53	2	the	the	DET
easat-11048	53	3	gradual	gradual	ADJ
easat-11048	53	4	popularization	popularization	NOUN
easat-11048	53	5	of	of	ADP
easat-11048	53	6	online	online	ADJ
easat-11048	53	7	shopping	shopping	NOUN
easat-11048	53	8	,	,	PUNCT
easat-11048	53	9	the	the	DET
easat-11048	53	10	flexibility	flexibility	NOUN
easat-11048	53	11	and	and	CCONJ
easat-11048	53	12	convenience	convenience	NOUN
easat-11048	53	13	of	of	ADP
easat-11048	53	14	consumption	consumption	NOUN
easat-11048	53	15	choices	choice	NOUN
easat-11048	53	16	for	for	ADP
easat-11048	53	17	urban	urban	ADJ
easat-11048	53	18	residents	resident	NOUN
easat-11048	53	19	have	have	AUX
easat-11048	53	20	been	be	AUX
easat-11048	53	21	significantly	significantly	ADV
easat-11048	53	22	enhanced	enhance	VERB
easat-11048	53	23	;	;	PUNCT
easat-11048	53	24	this	this	DET
easat-11048	53	25	consumption	consumption	NOUN
easat-11048	53	26	model	model	NOUN
easat-11048	53	27	that	that	PRON
easat-11048	53	28	combines	combine	VERB
easat-11048	53	29	online	online	ADJ
easat-11048	53	30	and	and	CCONJ
easat-11048	53	31	offline	offline	ADJ
easat-11048	53	32	channels	channel	NOUN
easat-11048	53	33	has	have	AUX
easat-11048	53	34	further	far	ADV
easat-11048	53	35	driven	drive	VERB
easat-11048	53	36	urban	urban	ADJ
easat-11048	53	37	consumption	consumption	NOUN
easat-11048	53	38	to	to	PART
easat-11048	53	39	exhibit	exhibit	VERB
easat-11048	53	40	characteristics	characteristic	NOUN
easat-11048	53	41	of	of	ADP
easat-11048	53	42	diversity	diversity	NOUN
easat-11048	53	43	and	and	CCONJ
easat-11048	53	44	personalization	personalization	NOUN
easat-11048	53	45	that	that	PRON
easat-11048	53	46	are	be	AUX
easat-11048	53	47	typical	typical	ADJ
easat-11048	53	48	of	of	ADP
easat-11048	53	49	a	a	DET
easat-11048	53	50	mature	mature	ADJ
easat-11048	53	51	consumer	consumer	NOUN
easat-11048	53	52	market	market	NOUN
easat-11048	53	53	.	.	PUNCT
easat-11048	54	1	from	from	ADP
easat-11048	54	2	this	this	PRON
easat-11048	54	3	,	,	PUNCT
easat-11048	54	4	it	it	PRON
easat-11048	54	5	can	can	AUX
easat-11048	54	6	be	be	AUX
easat-11048	54	7	observed	observe	VERB
easat-11048	54	8	that	that	SCONJ
easat-11048	54	9	the	the	DET
easat-11048	54	10	promotion	promotion	NOUN
easat-11048	54	11	of	of	ADP
easat-11048	54	12	digital	digital	ADJ
easat-11048	54	13	inclusive	inclusive	ADJ
easat-11048	54	14	finance	finance	NOUN
easat-11048	54	15	not	not	PART
easat-11048	54	16	only	only	ADV
easat-11048	54	17	improves	improve	VERB
easat-11048	54	18	the	the	DET
easat-11048	54	19	consumption	consumption	NOUN
easat-11048	54	20	quality	quality	NOUN
easat-11048	54	21	of	of	ADP
easat-11048	54	22	urban	urban	ADJ
easat-11048	54	23	residents	resident	NOUN
easat-11048	54	24	but	but	CCONJ
easat-11048	54	25	also	also	ADV
easat-11048	54	26	triggers	trigger	VERB
easat-11048	54	27	considerable	considerable	ADJ
easat-11048	54	28	changes	change	NOUN
easat-11048	54	29	in	in	ADP
easat-11048	54	30	the	the	DET
easat-11048	54	31	consumption	consumption	NOUN
easat-11048	54	32	structure	structure	NOUN
easat-11048	54	33	,	,	PUNCT
easat-11048	54	34	demonstrating	demonstrate	VERB
easat-11048	54	35	a	a	DET
easat-11048	54	36	strong	strong	ADJ
easat-11048	54	37	trend	trend	NOUN
easat-11048	54	38	of	of	ADP
easat-11048	54	39	consumption	consumption	NOUN
easat-11048	54	40	upgrading	upgrading	NOUN
easat-11048	54	41	that	that	PRON
easat-11048	54	42	is	be	AUX
easat-11048	54	43	characteristic	characteristic	ADJ
easat-11048	54	44	of	of	ADP
easat-11048	54	45	mature	mature	ADJ
easat-11048	54	46	urban	urban	ADJ
easat-11048	54	47	consumer	consumer	NOUN
easat-11048	54	48	markets	market	NOUN
easat-11048	54	49	[	[	X
easat-11048	54	50	5	5	NUM
easat-11048	54	51	]	]	PUNCT
easat-11048	54	52	.	.	PUNCT
easat-11048	55	1	throughout	throughout	ADP
easat-11048	55	2	this	this	DET
easat-11048	55	3	process	process	NOUN
easat-11048	55	4	,	,	PUNCT
easat-11048	55	5	digital	digital	ADJ
easat-11048	55	6	inclusive	inclusive	ADJ
easat-11048	55	7	finance	finance	NOUN
easat-11048	55	8	,	,	PUNCT
easat-11048	55	9	on	on	ADP
easat-11048	55	10	the	the	DET
easat-11048	55	11	one	one	NUM
easat-11048	55	12	hand	hand	NOUN
easat-11048	55	13	,	,	PUNCT
easat-11048	55	14	enhances	enhance	VERB
easat-11048	55	15	the	the	DET
easat-11048	55	16	convenience	convenience	NOUN
easat-11048	55	17	of	of	ADP
easat-11048	55	18	consumers	consumer	NOUN
easat-11048	55	19	’	’	PART
easat-11048	55	20	payment	payment	NOUN
easat-11048	55	21	processes	process	NOUN
easat-11048	55	22	that	that	PRON
easat-11048	55	23	involve	involve	VERB
easat-11048	55	24	multiple	multiple	ADJ
easat-11048	55	25	scenarios	scenario	NOUN
easat-11048	55	26	and	and	CCONJ
easat-11048	55	27	frequent	frequent	ADJ
easat-11048	55	28	transactions	transaction	NOUN
easat-11048	55	29	;	;	PUNCT
easat-11048	55	30	on	on	ADP
easat-11048	55	31	the	the	DET
easat-11048	55	32	other	other	ADJ
easat-11048	55	33	hand	hand	NOUN
easat-11048	55	34	,	,	PUNCT
easat-11048	55	35	it	it	PRON
easat-11048	55	36	enables	enable	VERB
easat-11048	55	37	more	more	ADJ
easat-11048	55	38	people	people	NOUN
easat-11048	55	39	to	to	PART
easat-11048	55	40	access	access	VERB
easat-11048	55	41	higher	high	ADJ
easat-11048	55	42	-	-	PUNCT
easat-11048	55	43	quality	quality	NOUN
easat-11048	55	44	goods	good	NOUN
easat-11048	55	45	and	and	CCONJ
easat-11048	55	46	services	service	NOUN
easat-11048	55	47	that	that	PRON
easat-11048	55	48	were	be	AUX
easat-11048	55	49	once	once	ADV
easat-11048	55	50	limited	limit	VERB
easat-11048	55	51	by	by	ADP
easat-11048	55	52	information	information	NOUN
easat-11048	55	53	asymmetry	asymmetry	NOUN
easat-11048	55	54	or	or	CCONJ
easat-11048	55	55	high	high	ADJ
easat-11048	55	56	transaction	transaction	NOUN
easat-11048	55	57	costs	cost	NOUN
easat-11048	55	58	,	,	PUNCT
easat-11048	55	59	thereby	thereby	ADV
easat-11048	55	60	promoting	promote	VERB
easat-11048	55	61	the	the	DET
easat-11048	55	62	upgrading	upgrading	NOUN
easat-11048	55	63	of	of	ADP
easat-11048	55	64	the	the	DET
easat-11048	55	65	entire	entire	ADJ
easat-11048	55	66	urban	urban	ADJ
easat-11048	55	67	consumer	consumer	NOUN
easat-11048	55	68	market	market	NOUN
easat-11048	55	69	.	.	PUNCT
easat-11048	56	1	2.1.2	2.1.2	X
easat-11048	56	2	.	.	PUNCT
easat-11048	56	3	the	the	DET
easat-11048	56	4	impact	impact	NOUN
easat-11048	56	5	of	of	ADP
easat-11048	56	6	digital	digital	ADJ
easat-11048	56	7	inclusive	inclusive	ADJ
easat-11048	56	8	finance	finance	NOUN
easat-11048	56	9	on	on	ADP
easat-11048	56	10	rural	rural	ADJ
easat-11048	56	11	consumption	consumption	NOUN
easat-11048	56	12	compared	compare	VERB
easat-11048	56	13	with	with	ADP
easat-11048	56	14	urban	urban	ADJ
easat-11048	56	15	areas	area	NOUN
easat-11048	56	16	,	,	PUNCT
easat-11048	56	17	rural	rural	ADJ
easat-11048	56	18	regions	region	NOUN
easat-11048	56	19	have	have	AUX
easat-11048	56	20	long	long	ADV
easat-11048	56	21	been	be	AUX
easat-11048	56	22	confronted	confront	VERB
easat-11048	56	23	with	with	ADP
easat-11048	56	24	the	the	DET
easat-11048	56	25	severe	severe	ADJ
easat-11048	56	26	issue	issue	NOUN
easat-11048	56	27	of	of	ADP
easat-11048	56	28	insufficient	insufficient	ADJ
easat-11048	56	29	financial	financial	ADJ
easat-11048	56	30	service	service	NOUN
easat-11048	56	31	supply	supply	NOUN
easat-11048	56	32	,	,	PUNCT
easat-11048	56	33	which	which	PRON
easat-11048	56	34	is	be	AUX
easat-11048	56	35	reflected	reflect	VERB
easat-11048	56	36	not	not	PART
easat-11048	56	37	only	only	ADV
easat-11048	56	38	in	in	ADP
easat-11048	56	39	the	the	DET
easat-11048	56	40	uneven	uneven	ADJ
easat-11048	56	41	spatial	spatial	ADJ
easat-11048	56	42	distribution	distribution	NOUN
easat-11048	56	43	of	of	ADP
easat-11048	56	44	financial	financial	ADJ
easat-11048	56	45	resources	resource	NOUN
easat-11048	56	46	but	but	CCONJ
easat-11048	56	47	also	also	ADV
easat-11048	56	48	in	in	ADP
easat-11048	56	49	the	the	DET
easat-11048	56	50	systematic	systematic	ADJ
easat-11048	56	51	deficiency	deficiency	NOUN
easat-11048	56	52	in	in	ADP
easat-11048	56	53	institutional	institutional	ADJ
easat-11048	56	54	arrangements	arrangement	NOUN
easat-11048	56	55	and	and	CCONJ
easat-11048	56	56	service	service	NOUN
easat-11048	56	57	accessibility	accessibility	NOUN
easat-11048	56	58	[	[	X
easat-11048	56	59	6	6	NUM
easat-11048	56	60	]	]	PUNCT
easat-11048	56	61	.	.	PUNCT
easat-11048	57	1	first	first	ADV
easat-11048	57	2	,	,	PUNCT
easat-11048	57	3	the	the	DET
easat-11048	57	4	financial	financial	ADJ
easat-11048	57	5	infrastructure	infrastructure	NOUN
easat-11048	57	6	in	in	ADP
easat-11048	57	7	rural	rural	ADJ
easat-11048	57	8	areas	area	NOUN
easat-11048	57	9	is	be	AUX
easat-11048	57	10	relatively	relatively	ADV
easat-11048	57	11	underdeveloped	underdeveloped	ADJ
easat-11048	57	12	,	,	PUNCT
easat-11048	57	13	featuring	feature	VERB
easat-11048	57	14	sparse	sparse	ADJ
easat-11048	57	15	bank	bank	NOUN
easat-11048	57	16	branches	branch	NOUN
easat-11048	57	17	and	and	CCONJ
easat-11048	57	18	uneven	uneven	ADJ
easat-11048	57	19	distribution	distribution	NOUN
easat-11048	57	20	of	of	ADP
easat-11048	57	21	basic	basic	ADJ
easat-11048	57	22	facilities	facility	NOUN
easat-11048	57	23	such	such	ADJ
easat-11048	57	24	as	as	ADP
easat-11048	57	25	automated	automate	VERB
easat-11048	57	26	teller	teller	NOUN
easat-11048	57	27	machines	machine	NOUN
easat-11048	57	28	(	(	PUNCT
easat-11048	57	29	atms	atms	PROPN
easat-11048	57	30	)	)	PUNCT
easat-11048	57	31	,	,	PUNCT
easat-11048	57	32	which	which	PRON
easat-11048	57	33	significantly	significantly	ADV
easat-11048	57	34	reduce	reduce	VERB
easat-11048	57	35	the	the	DET
easat-11048	57	36	physical	physical	ADJ
easat-11048	57	37	accessibility	accessibility	NOUN
easat-11048	57	38	of	of	ADP
easat-11048	57	39	financial	financial	ADJ
easat-11048	57	40	services	service	NOUN
easat-11048	57	41	compared	compare	VERB
easat-11048	57	42	to	to	ADP
easat-11048	57	43	that	that	PRON
easat-11048	57	44	in	in	ADP
easat-11048	57	45	urban	urban	ADJ
easat-11048	57	46	areas	area	NOUN
easat-11048	57	47	.	.	PUNCT
easat-11048	58	1	second	second	ADJ
easat-11048	58	2	,	,	PUNCT
easat-11048	58	3	the	the	DET
easat-11048	58	4	coverage	coverage	NOUN
easat-11048	58	5	of	of	ADP
easat-11048	58	6	traditional	traditional	ADJ
easat-11048	58	7	financial	financial	ADJ
easat-11048	58	8	institutions	institution	NOUN
easat-11048	58	9	in	in	ADP
easat-11048	58	10	rural	rural	ADJ
easat-11048	58	11	markets	market	NOUN
easat-11048	58	12	is	be	AUX
easat-11048	58	13	limited	limit	VERB
easat-11048	58	14	;	;	PUNCT
easat-11048	58	15	most	most	ADJ
easat-11048	58	16	commercial	commercial	ADJ
easat-11048	58	17	banks	bank	NOUN
easat-11048	58	18	and	and	CCONJ
easat-11048	58	19	formal	formal	ADJ
easat-11048	58	20	credit	credit	NOUN
easat-11048	58	21	institutions	institution	NOUN
easat-11048	58	22	generally	generally	ADV
easat-11048	58	23	regard	regard	VERB
easat-11048	58	24	rural	rural	ADJ
easat-11048	58	25	areas	area	NOUN
easat-11048	58	26	as	as	ADP
easat-11048	58	27	inefficient	inefficient	ADJ
easat-11048	58	28	markets	market	NOUN
easat-11048	58	29	or	or	CCONJ
easat-11048	58	30	non	non	ADJ
easat-11048	58	31	-	-	ADJ
easat-11048	58	32	priority	priority	ADJ
easat-11048	58	33	service	service	NOUN
easat-11048	58	34	targets	target	NOUN
easat-11048	58	35	due	due	ADP
easat-11048	58	36	to	to	ADP
easat-11048	58	37	concerns	concern	NOUN
easat-11048	58	38	over	over	ADP
easat-11048	58	39	risk	risk	NOUN
easat-11048	58	40	control	control	NOUN
easat-11048	58	41	,	,	PUNCT
easat-11048	58	42	profit	profit	NOUN
easat-11048	58	43	expectations	expectation	NOUN
easat-11048	58	44	,	,	PUNCT
easat-11048	58	45	and	and	CCONJ
easat-11048	58	46	operational	operational	ADJ
easat-11048	58	47	costs	cost	NOUN
easat-11048	58	48	,	,	PUNCT
easat-11048	58	49	thereby	thereby	ADV
easat-11048	58	50	leading	lead	VERB
easat-11048	58	51	to	to	ADP
easat-11048	58	52	the	the	DET
easat-11048	58	53	widespread	widespread	ADJ
easat-11048	58	54	existence	existence	NOUN
easat-11048	58	55	of	of	ADP
easat-11048	58	56	"	"	PUNCT
easat-11048	58	57	financial	financial	ADJ
easat-11048	58	58	discrimination	discrimination	NOUN
easat-11048	58	59	"	"	PUNCT
easat-11048	58	60	or	or	CCONJ
easat-11048	58	61	"	"	PUNCT
easat-11048	58	62	financial	financial	ADJ
easat-11048	58	63	exclusion	exclusion	NOUN
easat-11048	58	64	.	.	PUNCT
easat-11048	58	65	"	"	PUNCT
easat-11048	59	1	more	more	ADV
easat-11048	59	2	importantly	importantly	ADV
easat-11048	59	3	,	,	PUNCT
easat-11048	59	4	against	against	ADP
easat-11048	59	5	the	the	DET
easat-11048	59	6	backdrop	backdrop	NOUN
easat-11048	59	7	of	of	ADP
easat-11048	59	8	an	an	DET
easat-11048	59	9	incomplete	incomplete	ADJ
easat-11048	59	10	credit	credit	NOUN
easat-11048	59	11	reporting	reporting	NOUN
easat-11048	59	12	system	system	NOUN
easat-11048	59	13	and	and	CCONJ
easat-11048	59	14	unstable	unstable	ADJ
easat-11048	59	15	income	income	NOUN
easat-11048	59	16	sources	source	NOUN
easat-11048	59	17	for	for	ADP
easat-11048	59	18	rural	rural	ADJ
easat-11048	59	19	residents	resident	NOUN
easat-11048	59	20	,	,	PUNCT
easat-11048	59	21	they	they	PRON
easat-11048	59	22	often	often	ADV
easat-11048	59	23	fail	fail	VERB
easat-11048	59	24	to	to	PART
easat-11048	59	25	meet	meet	VERB
easat-11048	59	26	the	the	DET
easat-11048	59	27	risk	risk	NOUN
easat-11048	59	28	assessment	assessment	NOUN
easat-11048	59	29	standards	standard	NOUN
easat-11048	59	30	set	set	VERB
easat-11048	59	31	by	by	ADP
easat-11048	59	32	formal	formal	ADJ
easat-11048	59	33	credit	credit	NOUN
easat-11048	59	34	institutions	institution	NOUN
easat-11048	59	35	,	,	PUNCT
easat-11048	59	36	resulting	result	VERB
easat-11048	59	37	in	in	ADP
easat-11048	59	38	frequent	frequent	ADJ
easat-11048	59	39	encounters	encounter	NOUN
easat-11048	59	40	with	with	ADP
easat-11048	59	41	high	high	ADJ
easat-11048	59	42	-	-	PUNCT
easat-11048	59	43	threshold	threshold	NOUN
easat-11048	59	44	credit	credit	NOUN
easat-11048	59	45	constraints	constraint	NOUN
easat-11048	59	46	during	during	ADP
easat-11048	59	47	their	their	PRON
easat-11048	59	48	actual	actual	ADJ
easat-11048	59	49	access	access	NOUN
easat-11048	59	50	to	to	ADP
easat-11048	59	51	financial	financial	ADJ
easat-11048	59	52	services	service	NOUN
easat-11048	59	53	.	.	PUNCT
easat-11048	60	1	this	this	DET
easat-11048	60	2	structural	structural	ADJ
easat-11048	60	3	restriction	restriction	NOUN
easat-11048	60	4	not	not	PART
easat-11048	60	5	only	only	ADV
easat-11048	60	6	suppresses	suppress	VERB
easat-11048	60	7	rural	rural	ADJ
easat-11048	60	8	residents	resident	NOUN
easat-11048	60	9	’	'	PUNCT
easat-11048	60	10	willingness	willingness	NOUN
easat-11048	60	11	to	to	PART
easat-11048	60	12	participate	participate	VERB
easat-11048	60	13	in	in	ADP
easat-11048	60	14	financial	financial	ADJ
easat-11048	60	15	activities	activity	NOUN
easat-11048	60	16	but	but	CCONJ
easat-11048	60	17	also	also	ADV
easat-11048	60	18	prevents	prevent	VERB
easat-11048	60	19	them	they	PRON
easat-11048	60	20	from	from	ADP
easat-11048	60	21	making	make	VERB
easat-11048	60	22	timely	timely	ADJ
easat-11048	60	23	and	and	CCONJ
easat-11048	60	24	effective	effective	ADJ
easat-11048	60	25	responses	response	NOUN
easat-11048	60	26	to	to	ADP
easat-11048	60	27	989	989	NUM
easat-11048	60	28	edelweiss	edelweiss	PROPN
easat-11048	60	29	applied	apply	VERB
easat-11048	60	30	science	science	NOUN
easat-11048	60	31	and	and	CCONJ
easat-11048	60	32	technology	technology	NOUN
easat-11048	60	33	issn	issn	PROPN
easat-11048	60	34	:	:	PUNCT
easat-11048	60	35	2576	2576	NUM
easat-11048	60	36	-	-	SYM
easat-11048	60	37	8484	8484	NUM
easat-11048	60	38	vol	vol	NOUN
easat-11048	60	39	.	.	PROPN
easat-11048	61	1	9	9	NUM
easat-11048	61	2	,	,	PUNCT
easat-11048	61	3	no	no	INTJ
easat-11048	61	4	.	.	NOUN
easat-11048	61	5	11	11	NUM
easat-11048	61	6	:	:	PUNCT
easat-11048	61	7	986	986	NUM
easat-11048	61	8	-	-	SYM
easat-11048	61	9	1000	1000	NUM
easat-11048	61	10	,	,	PUNCT
easat-11048	61	11	2025	2025	NUM
easat-11048	61	12	doi	doi	NOUN
easat-11048	61	13	:	:	PUNCT
easat-11048	61	14	10.55214/2576	10.55214/2576	NUM
easat-11048	61	15	-	-	SYM
easat-11048	61	16	8484.v9i11.11048	8484.v9i11.11048	NUM
easat-11048	62	1	©	©	PROPN
easat-11048	62	2	2025	2025	NUM
easat-11048	62	3	by	by	ADP
easat-11048	62	4	the	the	DET
easat-11048	62	5	authors	author	NOUN
easat-11048	62	6	;	;	PUNCT
easat-11048	62	7	licensee	licensee	PROPN
easat-11048	62	8	learning	learning	NOUN
easat-11048	62	9	gate	gate	VERB
easat-11048	62	10	developmental	developmental	ADJ
easat-11048	62	11	consumption	consumption	NOUN
easat-11048	62	12	needs	need	VERB
easat-11048	62	13	such	such	ADJ
easat-11048	62	14	as	as	ADP
easat-11048	62	15	daily	daily	ADJ
easat-11048	62	16	consumption	consumption	NOUN
easat-11048	62	17	,	,	PUNCT
easat-11048	62	18	durable	durable	ADJ
easat-11048	62	19	goods	good	NOUN
easat-11048	62	20	purchase	purchase	NOUN
easat-11048	62	21	,	,	PUNCT
easat-11048	62	22	children	child	NOUN
easat-11048	62	23	’s	’s	PART
easat-11048	62	24	education	education	NOUN
easat-11048	62	25	,	,	PUNCT
easat-11048	62	26	and	and	CCONJ
easat-11048	62	27	medical	medical	ADJ
easat-11048	62	28	security	security	NOUN
easat-11048	62	29	due	due	ADP
easat-11048	62	30	to	to	ADP
easat-11048	62	31	limited	limited	ADJ
easat-11048	62	32	capital	capital	NOUN
easat-11048	62	33	mobility	mobility	NOUN
easat-11048	62	34	,	,	PUNCT
easat-11048	62	35	thereby	thereby	ADV
easat-11048	62	36	significantly	significantly	ADV
easat-11048	62	37	inhibiting	inhibit	VERB
easat-11048	62	38	their	their	PRON
easat-11048	62	39	overall	overall	ADJ
easat-11048	62	40	consumption	consumption	NOUN
easat-11048	62	41	capacity	capacity	NOUN
easat-11048	62	42	.	.	PUNCT
easat-11048	63	1	from	from	ADP
easat-11048	63	2	the	the	DET
easat-11048	63	3	perspective	perspective	NOUN
easat-11048	63	4	of	of	ADP
easat-11048	63	5	the	the	DET
easat-11048	63	6	long	long	ADJ
easat-11048	63	7	-	-	PUNCT
easat-11048	63	8	tail	tail	NOUN
easat-11048	63	9	theory	theory	NOUN
easat-11048	63	10	,	,	PUNCT
easat-11048	63	11	the	the	DET
easat-11048	63	12	rural	rural	ADJ
easat-11048	63	13	consumption	consumption	NOUN
easat-11048	63	14	market	market	NOUN
easat-11048	63	15	is	be	AUX
easat-11048	63	16	essentially	essentially	ADV
easat-11048	63	17	a	a	DET
easat-11048	63	18	"	"	PUNCT
easat-11048	63	19	long	long	ADJ
easat-11048	63	20	-	-	PUNCT
easat-11048	63	21	tail	tail	NOUN
easat-11048	63	22	market	market	NOUN
easat-11048	63	23	"	"	PUNCT
easat-11048	63	24	where	where	SCONJ
easat-11048	63	25	the	the	DET
easat-11048	63	26	potential	potential	ADJ
easat-11048	63	27	demand	demand	NOUN
easat-11048	63	28	for	for	ADP
easat-11048	63	29	diversified	diversified	ADJ
easat-11048	63	30	and	and	CCONJ
easat-11048	63	31	customized	customized	ADJ
easat-11048	63	32	products	product	NOUN
easat-11048	63	33	among	among	ADP
easat-11048	63	34	rural	rural	ADJ
easat-11048	63	35	residents	resident	NOUN
easat-11048	63	36	has	have	AUX
easat-11048	63	37	long	long	ADV
easat-11048	63	38	been	be	AUX
easat-11048	63	39	unmet	unmet	NOUN
easat-11048	63	40	by	by	ADP
easat-11048	63	41	the	the	DET
easat-11048	63	42	traditional	traditional	ADJ
easat-11048	63	43	offline	offline	ADJ
easat-11048	63	44	retail	retail	ADJ
easat-11048	63	45	system	system	NOUN
easat-11048	63	46	.	.	PUNCT
easat-11048	64	1	this	this	DET
easat-11048	64	2	failure	failure	NOUN
easat-11048	64	3	stems	stem	VERB
easat-11048	64	4	from	from	ADP
easat-11048	64	5	factors	factor	NOUN
easat-11048	64	6	such	such	ADJ
easat-11048	64	7	as	as	ADP
easat-11048	64	8	remote	remote	ADJ
easat-11048	64	9	geographical	geographical	ADJ
easat-11048	64	10	locations	location	NOUN
easat-11048	64	11	,	,	PUNCT
easat-11048	64	12	high	high	ADJ
easat-11048	64	13	logistics	logistic	NOUN
easat-11048	64	14	costs	cost	NOUN
easat-11048	64	15	,	,	PUNCT
easat-11048	64	16	and	and	CCONJ
easat-11048	64	17	low	low	ADJ
easat-11048	64	18	population	population	NOUN
easat-11048	64	19	density	density	NOUN
easat-11048	64	20	.	.	PUNCT
easat-11048	65	1	however	however	ADV
easat-11048	65	2	,	,	PUNCT
easat-11048	65	3	with	with	ADP
easat-11048	65	4	the	the	DET
easat-11048	65	5	coordinated	coordinated	ADJ
easat-11048	65	6	expansion	expansion	NOUN
easat-11048	65	7	of	of	ADP
easat-11048	65	8	digital	digital	ADJ
easat-11048	65	9	inclusive	inclusive	ADJ
easat-11048	65	10	finance	finance	NOUN
easat-11048	65	11	with	with	ADP
easat-11048	65	12	e	e	NOUN
easat-11048	65	13	-	-	NOUN
easat-11048	65	14	commerce	commerce	NOUN
easat-11048	65	15	platforms	platform	NOUN
easat-11048	65	16	and	and	CCONJ
easat-11048	65	17	logistics	logistic	NOUN
easat-11048	65	18	infrastructure	infrastructure	NOUN
easat-11048	65	19	,	,	PUNCT
easat-11048	65	20	the	the	DET
easat-11048	65	21	traditional	traditional	ADJ
easat-11048	65	22	barrier	barrier	NOUN
easat-11048	65	23	of	of	ADP
easat-11048	65	24	supply	supply	NOUN
easat-11048	65	25	-	-	PUNCT
easat-11048	65	26	demand	demand	NOUN
easat-11048	65	27	asymmetry	asymmetry	NOUN
easat-11048	65	28	has	have	AUX
easat-11048	65	29	been	be	AUX
easat-11048	65	30	gradually	gradually	ADV
easat-11048	65	31	broken	break	VERB
easat-11048	65	32	.	.	PUNCT
easat-11048	66	1	in	in	ADP
easat-11048	66	2	particular	particular	ADJ
easat-11048	66	3	,	,	PUNCT
easat-11048	66	4	when	when	SCONJ
easat-11048	66	5	financial	financial	ADJ
easat-11048	66	6	services	service	NOUN
easat-11048	66	7	are	be	AUX
easat-11048	66	8	embedded	embed	VERB
easat-11048	66	9	into	into	ADP
easat-11048	66	10	e	e	PROPN
easat-11048	66	11	-	-	NOUN
easat-11048	66	12	commerce	commerce	NOUN
easat-11048	66	13	ecosystems	ecosystem	NOUN
easat-11048	66	14	,	,	PUNCT
easat-11048	66	15	such	such	ADJ
easat-11048	66	16	as	as	ADP
easat-11048	66	17	through	through	ADP
easat-11048	66	18	models	model	NOUN
easat-11048	66	19	like	like	ADP
easat-11048	66	20	"	"	PUNCT
easat-11048	66	21	buy	buy	VERB
easat-11048	66	22	now	now	ADV
easat-11048	66	23	,	,	PUNCT
easat-11048	66	24	pay	pay	VERB
easat-11048	66	25	later	later	ADV
easat-11048	66	26	"	"	PUNCT
easat-11048	66	27	and	and	CCONJ
easat-11048	66	28	"	"	PUNCT
easat-11048	66	29	rural	rural	ADJ
easat-11048	66	30	taobao	taobao	PROPN
easat-11048	66	31	,	,	PUNCT
easat-11048	66	32	"	"	PUNCT
easat-11048	66	33	rural	rural	ADJ
easat-11048	66	34	residents	resident	NOUN
easat-11048	66	35	gain	gain	VERB
easat-11048	66	36	access	access	NOUN
easat-11048	66	37	to	to	ADP
easat-11048	66	38	goods	good	NOUN
easat-11048	66	39	and	and	CCONJ
easat-11048	66	40	services	service	NOUN
easat-11048	66	41	that	that	PRON
easat-11048	66	42	were	be	AUX
easat-11048	66	43	previously	previously	ADV
easat-11048	66	44	inaccessible	inaccessible	ADJ
easat-11048	66	45	due	due	ADJ
easat-11048	66	46	to	to	ADP
easat-11048	66	47	constraints	constraint	NOUN
easat-11048	66	48	in	in	ADP
easat-11048	66	49	information	information	NOUN
easat-11048	66	50	,	,	PUNCT
easat-11048	66	51	capital	capital	NOUN
easat-11048	66	52	,	,	PUNCT
easat-11048	66	53	and	and	CCONJ
easat-11048	66	54	channels	channel	NOUN
easat-11048	66	55	,	,	PUNCT
easat-11048	66	56	which	which	PRON
easat-11048	66	57	in	in	ADP
easat-11048	66	58	turn	turn	NOUN
easat-11048	66	59	stimulates	stimulate	VERB
easat-11048	66	60	the	the	DET
easat-11048	66	61	enormous	enormous	ADJ
easat-11048	66	62	consumption	consumption	NOUN
easat-11048	66	63	potential	potential	NOUN
easat-11048	66	64	hidden	hide	VERB
easat-11048	66	65	in	in	ADP
easat-11048	66	66	the	the	DET
easat-11048	66	67	"	"	PUNCT
easat-11048	66	68	long	long	ADJ
easat-11048	66	69	tail	tail	NOUN
easat-11048	66	70	"	"	PUNCT
easat-11048	66	71	.	.	PUNCT
easat-11048	67	1	with	with	ADP
easat-11048	67	2	the	the	DET
easat-11048	67	3	rapid	rapid	ADJ
easat-11048	67	4	development	development	NOUN
easat-11048	67	5	of	of	ADP
easat-11048	67	6	digital	digital	ADJ
easat-11048	67	7	inclusive	inclusive	ADJ
easat-11048	67	8	finance	finance	NOUN
easat-11048	67	9	,	,	PUNCT
easat-11048	67	10	especially	especially	ADV
easat-11048	67	11	driven	drive	VERB
easat-11048	67	12	by	by	ADP
easat-11048	67	13	technologies	technology	NOUN
easat-11048	67	14	related	relate	VERB
easat-11048	67	15	to	to	ADP
easat-11048	67	16	internet	internet	NOUN
easat-11048	67	17	finance	finance	NOUN
easat-11048	67	18	,	,	PUNCT
easat-11048	67	19	mobile	mobile	ADJ
easat-11048	67	20	payments	payment	NOUN
easat-11048	67	21	,	,	PUNCT
easat-11048	67	22	and	and	CCONJ
easat-11048	67	23	p2p	p2p	NOUN
easat-11048	67	24	lending	lending	NOUN
easat-11048	67	25	,	,	PUNCT
easat-11048	67	26	financial	financial	ADJ
easat-11048	67	27	services	service	NOUN
easat-11048	67	28	have	have	AUX
easat-11048	67	29	gradually	gradually	ADV
easat-11048	67	30	penetrated	penetrate	VERB
easat-11048	67	31	into	into	ADP
easat-11048	67	32	rural	rural	ADJ
easat-11048	67	33	areas	area	NOUN
easat-11048	67	34	,	,	PUNCT
easat-11048	67	35	thereby	thereby	ADV
easat-11048	67	36	providing	provide	VERB
easat-11048	67	37	rural	rural	ADJ
easat-11048	67	38	residents	resident	NOUN
easat-11048	67	39	with	with	ADP
easat-11048	67	40	a	a	DET
easat-11048	67	41	wider	wide	ADJ
easat-11048	67	42	range	range	NOUN
easat-11048	67	43	of	of	ADP
easat-11048	67	44	flexible	flexible	ADJ
easat-11048	67	45	financial	financial	ADJ
easat-11048	67	46	products	product	NOUN
easat-11048	67	47	and	and	CCONJ
easat-11048	67	48	services	service	NOUN
easat-11048	67	49	with	with	ADP
easat-11048	67	50	relatively	relatively	ADV
easat-11048	67	51	low	low	ADJ
easat-11048	67	52	thresholds	threshold	NOUN
easat-11048	67	53	.	.	PUNCT
easat-11048	68	1	this	this	DET
easat-11048	68	2	development	development	NOUN
easat-11048	68	3	effectively	effectively	ADV
easat-11048	68	4	fills	fill	VERB
easat-11048	68	5	the	the	DET
easat-11048	68	6	multiple	multiple	ADJ
easat-11048	68	7	gaps	gap	NOUN
easat-11048	68	8	that	that	PRON
easat-11048	68	9	existed	exist	VERB
easat-11048	68	10	in	in	ADP
easat-11048	68	11	rural	rural	ADJ
easat-11048	68	12	financial	financial	ADJ
easat-11048	68	13	services	service	NOUN
easat-11048	68	14	.	.	PUNCT
easat-11048	69	1	the	the	DET
easat-11048	69	2	impact	impact	NOUN
easat-11048	69	3	of	of	ADP
easat-11048	69	4	the	the	DET
easat-11048	69	5	popularization	popularization	NOUN
easat-11048	69	6	of	of	ADP
easat-11048	69	7	digital	digital	ADJ
easat-11048	69	8	inclusive	inclusive	ADJ
easat-11048	69	9	finance	finance	NOUN
easat-11048	69	10	in	in	ADP
easat-11048	69	11	rural	rural	ADJ
easat-11048	69	12	areas	area	NOUN
easat-11048	69	13	is	be	AUX
easat-11048	69	14	particularly	particularly	ADV
easat-11048	69	15	prominent	prominent	ADJ
easat-11048	69	16	.	.	PUNCT
easat-11048	70	1	first	first	ADV
easat-11048	70	2	,	,	PUNCT
easat-11048	70	3	the	the	DET
easat-11048	70	4	widespread	widespread	ADJ
easat-11048	70	5	application	application	NOUN
easat-11048	70	6	of	of	ADP
easat-11048	70	7	digital	digital	ADJ
easat-11048	70	8	payment	payment	NOUN
easat-11048	70	9	methods	method	NOUN
easat-11048	70	10	has	have	AUX
easat-11048	70	11	made	make	VERB
easat-11048	70	12	it	it	PRON
easat-11048	70	13	more	more	ADV
easat-11048	70	14	convenient	convenient	ADJ
easat-11048	70	15	for	for	SCONJ
easat-11048	70	16	rural	rural	ADJ
easat-11048	70	17	residents	resident	NOUN
easat-11048	70	18	to	to	PART
easat-11048	70	19	engage	engage	VERB
easat-11048	70	20	in	in	ADP
easat-11048	70	21	consumption	consumption	NOUN
easat-11048	70	22	activities	activity	NOUN
easat-11048	70	23	[	[	X
easat-11048	70	24	7	7	NUM
easat-11048	70	25	]	]	PUNCT
easat-11048	70	26	.	.	PUNCT
easat-11048	71	1	in	in	ADP
easat-11048	71	2	the	the	DET
easat-11048	71	3	past	past	NOUN
easat-11048	71	4	,	,	PUNCT
easat-11048	71	5	rural	rural	ADJ
easat-11048	71	6	consumption	consumption	NOUN
easat-11048	71	7	was	be	AUX
easat-11048	71	8	often	often	ADV
easat-11048	71	9	restricted	restrict	VERB
easat-11048	71	10	by	by	ADP
easat-11048	71	11	cash	cash	NOUN
easat-11048	71	12	transactions	transaction	NOUN
easat-11048	71	13	,	,	PUNCT
easat-11048	71	14	where	where	SCONJ
easat-11048	71	15	most	most	ADJ
easat-11048	71	16	transactions	transaction	NOUN
easat-11048	71	17	were	be	AUX
easat-11048	71	18	limited	limit	VERB
easat-11048	71	19	to	to	ADP
easat-11048	71	20	face	face	NOUN
easat-11048	71	21	-	-	PUNCT
easat-11048	71	22	to	to	ADP
easat-11048	71	23	-	-	PUNCT
easat-11048	71	24	face	face	NOUN
easat-11048	71	25	cash	cash	NOUN
easat-11048	71	26	payments	payment	NOUN
easat-11048	71	27	,	,	PUNCT
easat-11048	71	28	a	a	DET
easat-11048	71	29	form	form	NOUN
easat-11048	71	30	that	that	PRON
easat-11048	71	31	not	not	PART
easat-11048	71	32	only	only	ADV
easat-11048	71	33	added	add	VERB
easat-11048	71	34	inconvenience	inconvenience	NOUN
easat-11048	71	35	to	to	ADP
easat-11048	71	36	the	the	DET
easat-11048	71	37	transaction	transaction	NOUN
easat-11048	71	38	process	process	NOUN
easat-11048	71	39	but	but	CCONJ
easat-11048	71	40	also	also	ADV
easat-11048	71	41	constrained	constrain	VERB
easat-11048	71	42	the	the	DET
easat-11048	71	43	scope	scope	NOUN
easat-11048	71	44	and	and	CCONJ
easat-11048	71	45	frequency	frequency	NOUN
easat-11048	71	46	of	of	ADP
easat-11048	71	47	consumption	consumption	NOUN
easat-11048	71	48	.	.	PUNCT
easat-11048	72	1	currently	currently	ADV
easat-11048	72	2	,	,	PUNCT
easat-11048	72	3	however	however	ADV
easat-11048	72	4	,	,	PUNCT
easat-11048	72	5	through	through	ADP
easat-11048	72	6	digital	digital	ADJ
easat-11048	72	7	payment	payment	NOUN
easat-11048	72	8	methods	method	NOUN
easat-11048	72	9	such	such	ADJ
easat-11048	72	10	as	as	ADP
easat-11048	72	11	mobile	mobile	ADJ
easat-11048	72	12	payments	payment	NOUN
easat-11048	72	13	,	,	PUNCT
easat-11048	72	14	rural	rural	ADJ
easat-11048	72	15	residents	resident	NOUN
easat-11048	72	16	can	can	AUX
easat-11048	72	17	conduct	conduct	VERB
easat-11048	72	18	consumption	consumption	NOUN
easat-11048	72	19	payments	payment	NOUN
easat-11048	72	20	anytime	anytime	ADV
easat-11048	72	21	and	and	CCONJ
easat-11048	72	22	anywhere	anywhere	ADV
easat-11048	72	23	without	without	ADP
easat-11048	72	24	worrying	worry	VERB
easat-11048	72	25	about	about	ADP
easat-11048	72	26	cashcarrying	cashcarrye	VERB
easat-11048	72	27	issues	issue	NOUN
easat-11048	72	28	,	,	PUNCT
easat-11048	72	29	which	which	PRON
easat-11048	72	30	undoubtedly	undoubtedly	ADV
easat-11048	72	31	brings	bring	VERB
easat-11048	72	32	great	great	ADJ
easat-11048	72	33	convenience	convenience	NOUN
easat-11048	72	34	to	to	ADP
easat-11048	72	35	daily	daily	ADJ
easat-11048	72	36	shopping	shopping	NOUN
easat-11048	72	37	and	and	CCONJ
easat-11048	72	38	payment	payment	NOUN
easat-11048	72	39	activities	activity	NOUN
easat-11048	72	40	.	.	PUNCT
easat-11048	73	1	this	this	DET
easat-11048	73	2	significant	significant	ADJ
easat-11048	73	3	transformation	transformation	NOUN
easat-11048	73	4	has	have	AUX
easat-11048	73	5	strongly	strongly	ADV
easat-11048	73	6	promoted	promote	VERB
easat-11048	73	7	the	the	DET
easat-11048	73	8	transition	transition	NOUN
easat-11048	73	9	of	of	ADP
easat-11048	73	10	rural	rural	ADJ
easat-11048	73	11	consumption	consumption	NOUN
easat-11048	73	12	patterns	pattern	NOUN
easat-11048	73	13	.	.	PUNCT
easat-11048	74	1	furthermore	furthermore	ADV
easat-11048	74	2	,	,	PUNCT
easat-11048	74	3	the	the	DET
easat-11048	74	4	credit	credit	NOUN
easat-11048	74	5	services	service	NOUN
easat-11048	74	6	covered	cover	VERB
easat-11048	74	7	by	by	ADP
easat-11048	74	8	digital	digital	ADJ
easat-11048	74	9	inclusive	inclusive	ADJ
easat-11048	74	10	finance	finance	NOUN
easat-11048	74	11	have	have	AUX
easat-11048	74	12	provided	provide	VERB
easat-11048	74	13	rural	rural	ADJ
easat-11048	74	14	residents	resident	NOUN
easat-11048	74	15	with	with	ADP
easat-11048	74	16	more	more	ADV
easat-11048	74	17	diverse	diverse	ADJ
easat-11048	74	18	channels	channel	NOUN
easat-11048	74	19	to	to	PART
easat-11048	74	20	obtain	obtain	VERB
easat-11048	74	21	capital	capital	NOUN
easat-11048	74	22	.	.	PUNCT
easat-11048	75	1	in	in	ADP
easat-11048	75	2	particular	particular	ADJ
easat-11048	75	3	,	,	PUNCT
easat-11048	75	4	through	through	ADP
easat-11048	75	5	low	low	ADJ
easat-11048	75	6	-	-	PUNCT
easat-11048	75	7	cost	cost	NOUN
easat-11048	75	8	consumer	consumer	NOUN
easat-11048	75	9	credit	credit	NOUN
easat-11048	75	10	,	,	PUNCT
easat-11048	75	11	rural	rural	ADJ
easat-11048	75	12	residents	resident	NOUN
easat-11048	75	13	are	be	AUX
easat-11048	75	14	able	able	ADJ
easat-11048	75	15	to	to	PART
easat-11048	75	16	advance	advance	VERB
easat-11048	75	17	the	the	DET
easat-11048	75	18	fulfillment	fulfillment	NOUN
easat-11048	75	19	of	of	ADP
easat-11048	75	20	high	high	ADJ
easat-11048	75	21	-	-	PUNCT
easat-11048	75	22	value	value	NOUN
easat-11048	75	23	consumption	consumption	NOUN
easat-11048	75	24	needs	need	NOUN
easat-11048	75	25	that	that	PRON
easat-11048	75	26	were	be	AUX
easat-11048	75	27	previously	previously	ADV
easat-11048	75	28	unaffordable	unaffordable	ADJ
easat-11048	75	29	with	with	ADP
easat-11048	75	30	their	their	PRON
easat-11048	75	31	own	own	ADJ
easat-11048	75	32	economic	economic	ADJ
easat-11048	75	33	capacity	capacity	NOUN
easat-11048	75	34	[	[	X
easat-11048	75	35	8	8	NUM
easat-11048	75	36	]	]	PUNCT
easat-11048	75	37	.	.	PUNCT
easat-11048	76	1	for	for	ADP
easat-11048	76	2	instance	instance	NOUN
easat-11048	76	3	,	,	PUNCT
easat-11048	76	4	many	many	ADJ
easat-11048	76	5	rural	rural	ADJ
easat-11048	76	6	households	household	NOUN
easat-11048	76	7	purchase	purchase	NOUN
easat-11048	76	8	home	home	NOUN
easat-11048	76	9	appliances	appliance	NOUN
easat-11048	76	10	,	,	PUNCT
easat-11048	76	11	smart	smart	ADJ
easat-11048	76	12	devices	device	NOUN
easat-11048	76	13	,	,	PUNCT
easat-11048	76	14	and	and	CCONJ
easat-11048	76	15	other	other	ADJ
easat-11048	76	16	items	item	NOUN
easat-11048	76	17	through	through	ADP
easat-11048	76	18	microloans	microloan	NOUN
easat-11048	76	19	,	,	PUNCT
easat-11048	76	20	which	which	PRON
easat-11048	76	21	in	in	ADP
easat-11048	76	22	turn	turn	NOUN
easat-11048	76	23	improves	improve	VERB
easat-11048	76	24	their	their	PRON
easat-11048	76	25	quality	quality	NOUN
easat-11048	76	26	of	of	ADP
easat-11048	76	27	life	life	NOUN
easat-11048	76	28	.	.	PUNCT
easat-11048	77	1	in	in	ADP
easat-11048	77	2	the	the	DET
easat-11048	77	3	past	past	NOUN
easat-11048	77	4	,	,	PUNCT
easat-11048	77	5	the	the	DET
easat-11048	77	6	purchase	purchase	NOUN
easat-11048	77	7	of	of	ADP
easat-11048	77	8	these	these	DET
easat-11048	77	9	consumer	consumer	NOUN
easat-11048	77	10	goods	good	NOUN
easat-11048	77	11	was	be	AUX
easat-11048	77	12	difficult	difficult	ADJ
easat-11048	77	13	due	due	ADJ
easat-11048	77	14	to	to	ADP
easat-11048	77	15	capital	capital	NOUN
easat-11048	77	16	scarcity	scarcity	NOUN
easat-11048	77	17	;	;	PUNCT
easat-11048	77	18	however	however	ADV
easat-11048	77	19	,	,	PUNCT
easat-11048	77	20	thanks	thank	NOUN
easat-11048	77	21	to	to	ADP
easat-11048	77	22	digital	digital	ADJ
easat-11048	77	23	inclusive	inclusive	ADJ
easat-11048	77	24	finance	finance	NOUN
easat-11048	77	25	,	,	PUNCT
easat-11048	77	26	its	its	PRON
easat-11048	77	27	low	low	ADJ
easat-11048	77	28	-	-	PUNCT
easat-11048	77	29	threshold	threshold	NOUN
easat-11048	77	30	loan	loan	NOUN
easat-11048	77	31	services	service	NOUN
easat-11048	77	32	and	and	CCONJ
easat-11048	77	33	installment	installment	NOUN
easat-11048	77	34	payment	payment	NOUN
easat-11048	77	35	options	option	NOUN
easat-11048	77	36	have	have	AUX
easat-11048	77	37	made	make	VERB
easat-11048	77	38	such	such	ADJ
easat-11048	77	39	high	high	ADJ
easat-11048	77	40	-	-	PUNCT
easat-11048	77	41	value	value	NOUN
easat-11048	77	42	consumption	consumption	NOUN
easat-11048	77	43	feasible	feasible	ADJ
easat-11048	77	44	,	,	PUNCT
easat-11048	77	45	thereby	thereby	ADV
easat-11048	77	46	significantly	significantly	ADV
easat-11048	77	47	enhancing	enhance	VERB
easat-11048	77	48	the	the	DET
easat-11048	77	49	overall	overall	ADJ
easat-11048	77	50	living	living	NOUN
easat-11048	77	51	standards	standard	NOUN
easat-11048	77	52	of	of	ADP
easat-11048	77	53	rural	rural	ADJ
easat-11048	77	54	residents	resident	NOUN
easat-11048	77	55	.	.	PUNCT
easat-11048	78	1	digital	digital	ADJ
easat-11048	78	2	inclusive	inclusive	ADJ
easat-11048	78	3	finance	finance	NOUN
easat-11048	78	4	also	also	ADV
easat-11048	78	5	provides	provide	VERB
easat-11048	78	6	multi	multi	ADJ
easat-11048	78	7	-	-	ADJ
easat-11048	78	8	dimensional	dimensional	ADJ
easat-11048	78	9	support	support	NOUN
easat-11048	78	10	to	to	ADP
easat-11048	78	11	rural	rural	ADJ
easat-11048	78	12	areas	area	NOUN
easat-11048	78	13	,	,	PUNCT
easat-11048	78	14	which	which	PRON
easat-11048	78	15	is	be	AUX
easat-11048	78	16	particularly	particularly	ADV
easat-11048	78	17	evident	evident	ADJ
easat-11048	78	18	in	in	ADP
easat-11048	78	19	fields	field	NOUN
easat-11048	78	20	of	of	ADP
easat-11048	78	21	developmental	developmental	ADJ
easat-11048	78	22	consumption	consumption	NOUN
easat-11048	78	23	such	such	ADJ
easat-11048	78	24	as	as	ADP
easat-11048	78	25	education	education	NOUN
easat-11048	78	26	and	and	CCONJ
easat-11048	78	27	medical	medical	ADJ
easat-11048	78	28	care	care	NOUN
easat-11048	78	29	.	.	PUNCT
easat-11048	79	1	historically	historically	ADV
easat-11048	79	2	,	,	PUNCT
easat-11048	79	3	due	due	ADP
easat-11048	79	4	to	to	ADP
easat-11048	79	5	financial	financial	ADJ
easat-11048	79	6	constraints	constraint	NOUN
easat-11048	79	7	,	,	PUNCT
easat-11048	79	8	many	many	ADJ
easat-11048	79	9	rural	rural	ADJ
easat-11048	79	10	households	household	NOUN
easat-11048	79	11	often	often	ADV
easat-11048	79	12	failed	fail	VERB
easat-11048	79	13	to	to	PART
easat-11048	79	14	ensure	ensure	VERB
easat-11048	79	15	sufficient	sufficient	ADJ
easat-11048	79	16	spending	spending	NOUN
easat-11048	79	17	on	on	ADP
easat-11048	79	18	both	both	CCONJ
easat-11048	79	19	education	education	NOUN
easat-11048	79	20	and	and	CCONJ
easat-11048	79	21	medical	medical	ADJ
easat-11048	79	22	care	care	NOUN
easat-11048	79	23	,	,	PUNCT
easat-11048	79	24	two	two	NUM
easat-11048	79	25	types	type	NOUN
easat-11048	79	26	of	of	ADP
easat-11048	79	27	expenditures	expenditure	NOUN
easat-11048	79	28	that	that	PRON
easat-11048	79	29	are	be	AUX
easat-11048	79	30	critical	critical	ADJ
easat-11048	79	31	to	to	ADP
easat-11048	79	32	human	human	ADJ
easat-11048	79	33	capital	capital	NOUN
easat-11048	79	34	accumulation	accumulation	NOUN
easat-11048	79	35	and	and	CCONJ
easat-11048	79	36	health	health	NOUN
easat-11048	79	37	maintenance	maintenance	NOUN
easat-11048	79	38	.	.	PUNCT
easat-11048	80	1	this	this	DET
easat-11048	80	2	inadequacy	inadequacy	NOUN
easat-11048	80	3	resulted	result	VERB
easat-11048	80	4	in	in	ADP
easat-11048	80	5	many	many	ADJ
easat-11048	80	6	rural	rural	ADJ
easat-11048	80	7	children	child	NOUN
easat-11048	80	8	being	be	AUX
easat-11048	80	9	unable	unable	ADJ
easat-11048	80	10	to	to	PART
easat-11048	80	11	access	access	VERB
easat-11048	80	12	higher	high	ADJ
easat-11048	80	13	-	-	PUNCT
easat-11048	80	14	quality	quality	NOUN
easat-11048	80	15	education	education	NOUN
easat-11048	80	16	and	and	CCONJ
easat-11048	80	17	elderly	elderly	ADJ
easat-11048	80	18	or	or	CCONJ
easat-11048	80	19	sick	sick	ADJ
easat-11048	80	20	individuals	individual	NOUN
easat-11048	80	21	being	be	AUX
easat-11048	80	22	unable	unable	ADJ
easat-11048	80	23	to	to	PART
easat-11048	80	24	receive	receive	VERB
easat-11048	80	25	timely	timely	ADJ
easat-11048	80	26	and	and	CCONJ
easat-11048	80	27	effective	effective	ADJ
easat-11048	80	28	medical	medical	ADJ
easat-11048	80	29	treatment	treatment	NOUN
easat-11048	80	30	due	due	ADP
easat-11048	80	31	to	to	ADP
easat-11048	80	32	medical	medical	ADJ
easat-11048	80	33	expense	expense	NOUN
easat-11048	80	34	burdens	burden	NOUN
easat-11048	80	35	.	.	PUNCT
easat-11048	81	1	however	however	ADV
easat-11048	81	2	,	,	PUNCT
easat-11048	81	3	with	with	ADP
easat-11048	81	4	the	the	DET
easat-11048	81	5	gradual	gradual	ADJ
easat-11048	81	6	popularization	popularization	NOUN
easat-11048	81	7	of	of	ADP
easat-11048	81	8	digital	digital	ADJ
easat-11048	81	9	inclusive	inclusive	ADJ
easat-11048	81	10	finance	finance	NOUN
easat-11048	81	11	,	,	PUNCT
easat-11048	81	12	rural	rural	ADJ
easat-11048	81	13	residents	resident	NOUN
easat-11048	81	14	can	can	AUX
easat-11048	81	15	obtain	obtain	VERB
easat-11048	81	16	more	more	ADV
easat-11048	81	17	convenient	convenient	ADJ
easat-11048	81	18	and	and	CCONJ
easat-11048	81	19	efficient	efficient	ADJ
easat-11048	81	20	financial	financial	ADJ
easat-11048	81	21	services	service	NOUN
easat-11048	81	22	through	through	ADP
easat-11048	81	23	online	online	ADJ
easat-11048	81	24	platforms	platform	NOUN
easat-11048	81	25	,	,	PUNCT
easat-11048	81	26	which	which	PRON
easat-11048	81	27	alleviates	alleviate	VERB
easat-11048	81	28	the	the	DET
easat-11048	81	29	financial	financial	ADJ
easat-11048	81	30	pressure	pressure	NOUN
easat-11048	81	31	they	they	PRON
easat-11048	81	32	face	face	VERB
easat-11048	81	33	in	in	ADP
easat-11048	81	34	areas	area	NOUN
easat-11048	81	35	such	such	ADJ
easat-11048	81	36	as	as	ADP
easat-11048	81	37	education	education	NOUN
easat-11048	81	38	and	and	CCONJ
easat-11048	81	39	medical	medical	ADJ
easat-11048	81	40	care	care	NOUN
easat-11048	81	41	.	.	PUNCT
easat-11048	82	1	this	this	PRON
easat-11048	82	2	not	not	PART
easat-11048	82	3	only	only	ADV
easat-11048	82	4	helps	helps	AUX
easat-11048	82	5	improve	improve	VERB
easat-11048	82	6	the	the	DET
easat-11048	82	7	quality	quality	NOUN
easat-11048	82	8	of	of	ADP
easat-11048	82	9	life	life	NOUN
easat-11048	82	10	of	of	ADP
easat-11048	82	11	rural	rural	ADJ
easat-11048	82	12	residents	resident	NOUN
easat-11048	82	13	but	but	CCONJ
easat-11048	82	14	also	also	ADV
easat-11048	82	15	promotes	promote	VERB
easat-11048	82	16	the	the	DET
easat-11048	82	17	overall	overall	ADJ
easat-11048	82	18	development	development	NOUN
easat-11048	82	19	of	of	ADP
easat-11048	82	20	rural	rural	ADJ
easat-11048	82	21	society	society	NOUN
easat-11048	82	22	.	.	PUNCT
easat-11048	83	1	therefore	therefore	ADV
easat-11048	83	2	,	,	PUNCT
easat-11048	83	3	digital	digital	ADJ
easat-11048	83	4	inclusive	inclusive	ADJ
easat-11048	83	5	finance	finance	NOUN
easat-11048	83	6	has	have	AUX
easat-11048	83	7	practically	practically	ADV
easat-11048	83	8	promoted	promote	VERB
easat-11048	83	9	the	the	DET
easat-11048	83	10	growth	growth	NOUN
easat-11048	83	11	of	of	ADP
easat-11048	83	12	rural	rural	ADJ
easat-11048	83	13	consumption	consumption	NOUN
easat-11048	83	14	,	,	PUNCT
easat-11048	83	15	with	with	ADP
easat-11048	83	16	a	a	DET
easat-11048	83	17	particularly	particularly	ADV
easat-11048	83	18	significant	significant	ADJ
easat-11048	83	19	role	role	NOUN
easat-11048	83	20	in	in	ADP
easat-11048	83	21	boosting	boost	VERB
easat-11048	83	22	basic	basic	ADJ
easat-11048	83	23	consumption	consumption	NOUN
easat-11048	83	24	and	and	CCONJ
easat-11048	83	25	developmental	developmental	ADJ
easat-11048	83	26	consumption	consumption	NOUN
easat-11048	83	27	,	,	PUNCT
easat-11048	83	28	while	while	SCONJ
easat-11048	83	29	also	also	ADV
easat-11048	83	30	remarkably	remarkably	ADV
easat-11048	83	31	improving	improve	VERB
easat-11048	83	32	the	the	DET
easat-11048	83	33	overall	overall	ADJ
easat-11048	83	34	living	living	NOUN
easat-11048	83	35	standards	standard	NOUN
easat-11048	83	36	of	of	ADP
easat-11048	83	37	rural	rural	ADJ
easat-11048	83	38	residents	resident	NOUN
easat-11048	83	39	.	.	PUNCT
easat-11048	84	1	as	as	SCONJ
easat-11048	84	2	digital	digital	ADJ
easat-11048	84	3	inclusive	inclusive	ADJ
easat-11048	84	4	finance	finance	NOUN
easat-11048	84	5	continues	continue	VERB
easat-11048	84	6	to	to	PART
easat-11048	84	7	develop	develop	VERB
easat-11048	84	8	,	,	PUNCT
easat-11048	84	9	the	the	DET
easat-11048	84	10	consumption	consumption	NOUN
easat-11048	84	11	capacity	capacity	NOUN
easat-11048	84	12	of	of	ADP
easat-11048	84	13	rural	rural	ADJ
easat-11048	84	14	residents	resident	NOUN
easat-11048	84	15	has	have	AUX
easat-11048	84	16	gradually	gradually	ADV
easat-11048	84	17	increased	increase	VERB
easat-11048	84	18	,	,	PUNCT
easat-11048	84	19	and	and	CCONJ
easat-11048	84	20	their	their	PRON
easat-11048	84	21	990	990	NUM
easat-11048	84	22	edelweiss	edelweiss	PROPN
easat-11048	84	23	applied	apply	VERB
easat-11048	84	24	science	science	NOUN
easat-11048	84	25	and	and	CCONJ
easat-11048	84	26	technology	technology	NOUN
easat-11048	84	27	issn	issn	PROPN
easat-11048	84	28	:	:	PUNCT
easat-11048	84	29	2576	2576	NUM
easat-11048	84	30	-	-	SYM
easat-11048	84	31	8484	8484	NUM
easat-11048	84	32	vol	vol	NOUN
easat-11048	84	33	.	.	PROPN
easat-11048	85	1	9	9	NUM
easat-11048	85	2	,	,	PUNCT
easat-11048	85	3	no	no	INTJ
easat-11048	85	4	.	.	NOUN
easat-11048	85	5	11	11	NUM
easat-11048	85	6	:	:	PUNCT
easat-11048	85	7	986	986	NUM
easat-11048	85	8	-	-	SYM
easat-11048	85	9	1000	1000	NUM
easat-11048	85	10	,	,	PUNCT
easat-11048	85	11	2025	2025	NUM
easat-11048	85	12	doi	doi	NOUN
easat-11048	85	13	:	:	PUNCT
easat-11048	85	14	10.55214/2576	10.55214/2576	NUM
easat-11048	85	15	-	-	SYM
easat-11048	85	16	8484.v9i11.11048	8484.v9i11.11048	NUM
easat-11048	86	1	©	©	PROPN
easat-11048	86	2	2025	2025	NUM
easat-11048	86	3	by	by	ADP
easat-11048	86	4	the	the	DET
easat-11048	86	5	authors	author	NOUN
easat-11048	86	6	;	;	PUNCT
easat-11048	86	7	licensee	licensee	PROPN
easat-11048	86	8	learning	learn	VERB
easat-11048	86	9	gate	gate	PROPN
easat-11048	86	10	consumption	consumption	NOUN
easat-11048	86	11	patterns	pattern	NOUN
easat-11048	86	12	have	have	AUX
easat-11048	86	13	become	become	VERB
easat-11048	86	14	increasingly	increasingly	ADV
easat-11048	86	15	diversified	diversify	VERB
easat-11048	86	16	,	,	PUNCT
easat-11048	86	17	factors	factor	NOUN
easat-11048	86	18	that	that	PRON
easat-11048	86	19	undoubtedly	undoubtedly	ADV
easat-11048	86	20	provide	provide	VERB
easat-11048	86	21	new	new	ADJ
easat-11048	86	22	impetus	impetus	NOUN
easat-11048	86	23	and	and	CCONJ
easat-11048	86	24	rare	rare	ADJ
easat-11048	86	25	opportunities	opportunity	NOUN
easat-11048	86	26	for	for	ADP
easat-11048	86	27	narrowing	narrow	VERB
easat-11048	86	28	the	the	DET
easat-11048	86	29	urban	urban	ADJ
easat-11048	86	30	-	-	PUNCT
easat-11048	86	31	rural	rural	ADJ
easat-11048	86	32	consumption	consumption	NOUN
easat-11048	86	33	gap	gap	NOUN
easat-11048	86	34	and	and	CCONJ
easat-11048	86	35	promoting	promote	VERB
easat-11048	86	36	rural	rural	ADJ
easat-11048	86	37	economic	economic	ADJ
easat-11048	86	38	development	development	NOUN
easat-11048	86	39	.	.	PUNCT
easat-11048	87	1	the	the	DET
easat-11048	87	2	widespread	widespread	ADJ
easat-11048	87	3	popularization	popularization	NOUN
easat-11048	87	4	of	of	ADP
easat-11048	87	5	digital	digital	ADJ
easat-11048	87	6	inclusive	inclusive	ADJ
easat-11048	87	7	finance	finance	NOUN
easat-11048	87	8	has	have	AUX
easat-11048	87	9	transformed	transform	VERB
easat-11048	87	10	the	the	DET
easat-11048	87	11	long	long	ADV
easat-11048	87	12	-	-	PUNCT
easat-11048	87	13	restricted	restrict	VERB
easat-11048	87	14	financial	financial	ADJ
easat-11048	87	15	environment	environment	NOUN
easat-11048	87	16	in	in	ADP
easat-11048	87	17	rural	rural	ADJ
easat-11048	87	18	areas	area	NOUN
easat-11048	87	19	,	,	PUNCT
easat-11048	87	20	thereby	thereby	ADV
easat-11048	87	21	laying	lay	VERB
easat-11048	87	22	a	a	DET
easat-11048	87	23	solid	solid	ADJ
easat-11048	87	24	foundation	foundation	NOUN
easat-11048	87	25	for	for	ADP
easat-11048	87	26	the	the	DET
easat-11048	87	27	sustainable	sustainable	ADJ
easat-11048	87	28	development	development	NOUN
easat-11048	87	29	of	of	ADP
easat-11048	87	30	the	the	DET
easat-11048	87	31	rural	rural	ADJ
easat-11048	87	32	economy	economy	NOUN
easat-11048	87	33	.	.	PUNCT
easat-11048	88	1	2.1.3	2.1.3	X
easat-11048	88	2	.	.	PUNCT
easat-11048	89	1	the	the	DET
easat-11048	89	2	impact	impact	NOUN
easat-11048	89	3	of	of	ADP
easat-11048	89	4	digital	digital	ADJ
easat-11048	89	5	inclusive	inclusive	ADJ
easat-11048	89	6	finance	finance	NOUN
easat-11048	89	7	on	on	ADP
easat-11048	89	8	the	the	DET
easat-11048	89	9	urban	urban	ADJ
easat-11048	89	10	-	-	PUNCT
easat-11048	89	11	rural	rural	ADJ
easat-11048	89	12	gap	gap	NOUN
easat-11048	89	13	against	against	ADP
easat-11048	89	14	the	the	DET
easat-11048	89	15	backdrop	backdrop	NOUN
easat-11048	89	16	of	of	ADP
easat-11048	89	17	china	china	PROPN
easat-11048	89	18	’s	’s	PART
easat-11048	89	19	long	long	ADV
easat-11048	89	20	-	-	PUNCT
easat-11048	89	21	standing	stand	VERB
easat-11048	89	22	urban	urban	ADJ
easat-11048	89	23	-	-	PUNCT
easat-11048	89	24	rural	rural	ADJ
easat-11048	89	25	dual	dual	ADJ
easat-11048	89	26	structure	structure	NOUN
easat-11048	89	27	,	,	PUNCT
easat-11048	89	28	the	the	DET
easat-11048	89	29	consumption	consumption	NOUN
easat-11048	89	30	gap	gap	NOUN
easat-11048	89	31	not	not	PART
easat-11048	89	32	only	only	ADV
easat-11048	89	33	reflects	reflect	VERB
easat-11048	89	34	the	the	DET
easat-11048	89	35	spatial	spatial	ADJ
easat-11048	89	36	imbalance	imbalance	NOUN
easat-11048	89	37	in	in	ADP
easat-11048	89	38	economic	economic	ADJ
easat-11048	89	39	development	development	NOUN
easat-11048	89	40	but	but	CCONJ
easat-11048	89	41	also	also	ADV
easat-11048	89	42	serves	serve	VERB
easat-11048	89	43	as	as	ADP
easat-11048	89	44	a	a	DET
easat-11048	89	45	key	key	ADJ
easat-11048	89	46	indicator	indicator	NOUN
easat-11048	89	47	for	for	ADP
easat-11048	89	48	measuring	measure	VERB
easat-11048	89	49	social	social	ADJ
easat-11048	89	50	equity	equity	NOUN
easat-11048	89	51	and	and	CCONJ
easat-11048	89	52	the	the	DET
easat-11048	89	53	level	level	NOUN
easat-11048	89	54	of	of	ADP
easat-11048	89	55	coordinated	coordinated	ADJ
easat-11048	89	56	development	development	NOUN
easat-11048	89	57	.	.	PUNCT
easat-11048	90	1	urban	urban	ADJ
easat-11048	90	2	areas	area	NOUN
easat-11048	90	3	,	,	PUNCT
easat-11048	90	4	which	which	PRON
easat-11048	90	5	boast	boast	VERB
easat-11048	90	6	highly	highly	ADV
easat-11048	90	7	concentrated	concentrated	ADJ
easat-11048	90	8	economic	economic	ADJ
easat-11048	90	9	resources	resource	NOUN
easat-11048	90	10	,	,	PUNCT
easat-11048	90	11	complete	complete	ADJ
easat-11048	90	12	infrastructure	infrastructure	NOUN
easat-11048	90	13	,	,	PUNCT
easat-11048	90	14	and	and	CCONJ
easat-11048	90	15	a	a	DET
easat-11048	90	16	sound	sound	ADJ
easat-11048	90	17	financial	financial	ADJ
easat-11048	90	18	service	service	NOUN
easat-11048	90	19	system	system	NOUN
easat-11048	90	20	,	,	PUNCT
easat-11048	90	21	have	have	VERB
easat-11048	90	22	residents	resident	NOUN
easat-11048	90	23	with	with	ADP
easat-11048	90	24	generally	generally	ADV
easat-11048	90	25	higher	high	ADJ
easat-11048	90	26	income	income	NOUN
easat-11048	90	27	levels	level	NOUN
easat-11048	90	28	and	and	CCONJ
easat-11048	90	29	stronger	strong	ADJ
easat-11048	90	30	consumption	consumption	NOUN
easat-11048	90	31	capacity	capacity	NOUN
easat-11048	90	32	,	,	PUNCT
easat-11048	90	33	and	and	CCONJ
easat-11048	90	34	their	their	PRON
easat-11048	90	35	consumption	consumption	NOUN
easat-11048	90	36	structure	structure	NOUN
easat-11048	90	37	tends	tend	VERB
easat-11048	90	38	to	to	PART
easat-11048	90	39	be	be	AUX
easat-11048	90	40	diversified	diversified	ADJ
easat-11048	90	41	and	and	CCONJ
easat-11048	90	42	high	high	ADJ
easat-11048	90	43	-	-	PUNCT
easat-11048	90	44	quality	quality	NOUN
easat-11048	90	45	.	.	PUNCT
easat-11048	91	1	in	in	ADP
easat-11048	91	2	contrast	contrast	NOUN
easat-11048	91	3	,	,	PUNCT
easat-11048	91	4	rural	rural	ADJ
easat-11048	91	5	areas	area	NOUN
easat-11048	91	6	are	be	AUX
easat-11048	91	7	constrained	constrain	VERB
easat-11048	91	8	by	by	ADP
easat-11048	91	9	multiple	multiple	ADJ
easat-11048	91	10	factors	factor	NOUN
easat-11048	91	11	including	include	VERB
easat-11048	91	12	financial	financial	ADJ
easat-11048	91	13	exclusion	exclusion	NOUN
easat-11048	91	14	,	,	PUNCT
easat-11048	91	15	unstable	unstable	ADJ
easat-11048	91	16	income	income	NOUN
easat-11048	91	17	sources	source	NOUN
easat-11048	91	18	,	,	PUNCT
easat-11048	91	19	and	and	CCONJ
easat-11048	91	20	insufficient	insufficient	ADJ
easat-11048	91	21	educational	educational	ADJ
easat-11048	91	22	and	and	CCONJ
easat-11048	91	23	informational	informational	ADJ
easat-11048	91	24	resources	resource	NOUN
easat-11048	91	25	,	,	PUNCT
easat-11048	91	26	leading	lead	VERB
easat-11048	91	27	to	to	ADP
easat-11048	91	28	an	an	DET
easat-11048	91	29	overall	overall	ADJ
easat-11048	91	30	low	low	ADJ
easat-11048	91	31	consumption	consumption	NOUN
easat-11048	91	32	level	level	NOUN
easat-11048	91	33	where	where	SCONJ
easat-11048	91	34	consumption	consumption	NOUN
easat-11048	91	35	remains	remain	VERB
easat-11048	91	36	focused	focused	ADJ
easat-11048	91	37	on	on	ADP
easat-11048	91	38	subsistence	subsistence	NOUN
easat-11048	91	39	and	and	CCONJ
easat-11048	91	40	basic	basic	ADJ
easat-11048	91	41	needs	need	NOUN
easat-11048	91	42	,	,	PUNCT
easat-11048	91	43	while	while	SCONJ
easat-11048	91	44	the	the	DET
easat-11048	91	45	proportion	proportion	NOUN
easat-11048	91	46	of	of	ADP
easat-11048	91	47	developmental	developmental	ADJ
easat-11048	91	48	,	,	PUNCT
easat-11048	91	49	hedonic	hedonic	ADJ
easat-11048	91	50	,	,	PUNCT
easat-11048	91	51	and	and	CCONJ
easat-11048	91	52	highquality	highquality	NOUN
easat-11048	91	53	consumption	consumption	NOUN
easat-11048	91	54	is	be	AUX
easat-11048	91	55	relatively	relatively	ADV
easat-11048	91	56	small	small	ADJ
easat-11048	91	57	.	.	PUNCT
easat-11048	92	1	this	this	DET
easat-11048	92	2	consumption	consumption	NOUN
easat-11048	92	3	gap	gap	NOUN
easat-11048	92	4	between	between	ADP
easat-11048	92	5	urban	urban	ADJ
easat-11048	92	6	and	and	CCONJ
easat-11048	92	7	rural	rural	ADJ
easat-11048	92	8	areas	area	NOUN
easat-11048	92	9	has	have	AUX
easat-11048	92	10	long	long	ADV
easat-11048	92	11	existed	exist	VERB
easat-11048	92	12	and	and	CCONJ
easat-11048	92	13	is	be	AUX
easat-11048	92	14	difficult	difficult	ADJ
easat-11048	92	15	to	to	PART
easat-11048	92	16	effectively	effectively	ADV
easat-11048	92	17	bridge	bridge	VERB
easat-11048	92	18	in	in	ADP
easat-11048	92	19	the	the	DET
easat-11048	92	20	short	short	ADJ
easat-11048	92	21	term	term	NOUN
easat-11048	93	1	[	[	X
easat-11048	93	2	9	9	NUM
easat-11048	93	3	]	]	PUNCT
easat-11048	93	4	.	.	PUNCT
easat-11048	94	1	the	the	DET
easat-11048	94	2	impact	impact	NOUN
easat-11048	94	3	of	of	ADP
easat-11048	94	4	digital	digital	ADJ
easat-11048	94	5	inclusive	inclusive	ADJ
easat-11048	94	6	finance	finance	NOUN
easat-11048	94	7	on	on	ADP
easat-11048	94	8	the	the	DET
easat-11048	94	9	urban	urban	ADJ
easat-11048	94	10	-	-	PUNCT
easat-11048	94	11	rural	rural	ADJ
easat-11048	94	12	consumption	consumption	NOUN
easat-11048	94	13	gap	gap	NOUN
easat-11048	94	14	is	be	AUX
easat-11048	94	15	primarily	primarily	ADV
easat-11048	94	16	manifested	manifest	VERB
easat-11048	94	17	in	in	ADP
easat-11048	94	18	its	its	PRON
easat-11048	94	19	function	function	NOUN
easat-11048	94	20	of	of	ADP
easat-11048	94	21	improving	improve	VERB
easat-11048	94	22	the	the	DET
easat-11048	94	23	consumption	consumption	NOUN
easat-11048	94	24	level	level	NOUN
easat-11048	94	25	in	in	ADP
easat-11048	94	26	rural	rural	ADJ
easat-11048	94	27	areas	area	NOUN
easat-11048	94	28	.	.	PUNCT
easat-11048	95	1	the	the	DET
easat-11048	95	2	urban	urban	ADJ
easat-11048	95	3	-	-	PUNCT
easat-11048	95	4	rural	rural	ADJ
easat-11048	95	5	consumption	consumption	NOUN
easat-11048	95	6	gap	gap	NOUN
easat-11048	95	7	is	be	AUX
easat-11048	95	8	reflected	reflect	VERB
easat-11048	95	9	not	not	PART
easat-11048	95	10	only	only	ADV
easat-11048	95	11	in	in	ADP
easat-11048	95	12	differences	difference	NOUN
easat-11048	95	13	in	in	ADP
easat-11048	95	14	consumption	consumption	NOUN
easat-11048	95	15	levels	level	NOUN
easat-11048	95	16	but	but	CCONJ
easat-11048	95	17	also	also	ADV
easat-11048	95	18	in	in	ADP
easat-11048	95	19	disparities	disparity	NOUN
easat-11048	95	20	in	in	ADP
easat-11048	95	21	consumption	consumption	NOUN
easat-11048	95	22	structures	structure	NOUN
easat-11048	95	23	and	and	CCONJ
easat-11048	95	24	consumption	consumption	NOUN
easat-11048	95	25	patterns	pattern	NOUN
easat-11048	95	26	.	.	PUNCT
easat-11048	96	1	urban	urban	ADJ
easat-11048	96	2	areas	area	NOUN
easat-11048	96	3	have	have	AUX
easat-11048	96	4	long	long	ADV
easat-11048	96	5	possessed	possess	VERB
easat-11048	96	6	more	more	ADV
easat-11048	96	7	advanced	advanced	ADJ
easat-11048	96	8	financial	financial	ADJ
easat-11048	96	9	services	service	NOUN
easat-11048	96	10	,	,	PUNCT
easat-11048	96	11	information	information	NOUN
easat-11048	96	12	infrastructure	infrastructure	NOUN
easat-11048	96	13	,	,	PUNCT
easat-11048	96	14	and	and	CCONJ
easat-11048	96	15	higher	high	ADJ
easat-11048	96	16	income	income	NOUN
easat-11048	96	17	levels	level	NOUN
easat-11048	96	18	relative	relative	ADJ
easat-11048	96	19	to	to	ADP
easat-11048	96	20	rural	rural	ADJ
easat-11048	96	21	areas	area	NOUN
easat-11048	96	22	,	,	PUNCT
easat-11048	96	23	which	which	PRON
easat-11048	96	24	in	in	ADP
easat-11048	96	25	turn	turn	NOUN
easat-11048	96	26	contribute	contribute	VERB
easat-11048	96	27	to	to	ADP
easat-11048	96	28	their	their	PRON
easat-11048	96	29	higher	high	ADJ
easat-11048	96	30	consumption	consumption	NOUN
easat-11048	96	31	levels	level	NOUN
easat-11048	96	32	.	.	PUNCT
easat-11048	97	1	in	in	ADP
easat-11048	97	2	rural	rural	ADJ
easat-11048	97	3	areas	area	NOUN
easat-11048	97	4	,	,	PUNCT
easat-11048	97	5	however	however	ADV
easat-11048	97	6	,	,	PUNCT
easat-11048	97	7	the	the	DET
easat-11048	97	8	relatively	relatively	ADV
easat-11048	97	9	weak	weak	ADJ
easat-11048	97	10	infrastructure	infrastructure	NOUN
easat-11048	97	11	and	and	CCONJ
easat-11048	97	12	insufficient	insufficient	ADJ
easat-11048	97	13	financial	financial	ADJ
easat-11048	97	14	services	service	NOUN
easat-11048	97	15	result	result	VERB
easat-11048	97	16	in	in	ADP
easat-11048	97	17	lower	low	ADJ
easat-11048	97	18	consumption	consumption	NOUN
easat-11048	97	19	levels	level	NOUN
easat-11048	97	20	,	,	PUNCT
easat-11048	97	21	with	with	ADP
easat-11048	97	22	particularly	particularly	ADV
easat-11048	97	23	obvious	obvious	ADJ
easat-11048	97	24	gaps	gap	NOUN
easat-11048	97	25	in	in	ADP
easat-11048	97	26	developmental	developmental	ADJ
easat-11048	97	27	and	and	CCONJ
easat-11048	97	28	hedonic	hedonic	ADJ
easat-11048	97	29	consumption	consumption	NOUN
easat-11048	97	30	[	[	X
easat-11048	97	31	10	10	NUM
easat-11048	97	32	]	]	PUNCT
easat-11048	97	33	.	.	PUNCT
easat-11048	98	1	the	the	DET
easat-11048	98	2	popularization	popularization	NOUN
easat-11048	98	3	of	of	ADP
easat-11048	98	4	digital	digital	ADJ
easat-11048	98	5	inclusive	inclusive	ADJ
easat-11048	98	6	finance	finance	NOUN
easat-11048	98	7	can	can	AUX
easat-11048	98	8	indeed	indeed	ADV
easat-11048	98	9	significantly	significantly	ADV
easat-11048	98	10	improve	improve	VERB
easat-11048	98	11	the	the	DET
easat-11048	98	12	consumption	consumption	NOUN
easat-11048	98	13	level	level	NOUN
easat-11048	98	14	in	in	ADP
easat-11048	98	15	rural	rural	ADJ
easat-11048	98	16	areas	area	NOUN
easat-11048	98	17	,	,	PUNCT
easat-11048	98	18	which	which	PRON
easat-11048	98	19	is	be	AUX
easat-11048	98	20	particularly	particularly	ADV
easat-11048	98	21	prominent	prominent	ADJ
easat-11048	98	22	in	in	ADP
easat-11048	98	23	aspects	aspect	NOUN
easat-11048	98	24	of	of	ADP
easat-11048	98	25	basic	basic	ADJ
easat-11048	98	26	consumption	consumption	NOUN
easat-11048	98	27	and	and	CCONJ
easat-11048	98	28	developmental	developmental	ADJ
easat-11048	98	29	consumption	consumption	NOUN
easat-11048	98	30	.	.	PUNCT
easat-11048	99	1	for	for	ADP
easat-11048	99	2	example	example	NOUN
easat-11048	99	3	,	,	PUNCT
easat-11048	99	4	the	the	DET
easat-11048	99	5	popularization	popularization	NOUN
easat-11048	99	6	of	of	ADP
easat-11048	99	7	mobile	mobile	ADJ
easat-11048	99	8	payments	payment	NOUN
easat-11048	99	9	and	and	CCONJ
easat-11048	99	10	online	online	ADJ
easat-11048	99	11	lending	lending	NOUN
easat-11048	99	12	enables	enable	VERB
easat-11048	99	13	rural	rural	ADJ
easat-11048	99	14	residents	resident	NOUN
easat-11048	99	15	to	to	PART
easat-11048	99	16	purchase	purchase	VERB
easat-11048	99	17	more	more	ADJ
easat-11048	99	18	home	home	NOUN
easat-11048	99	19	appliances	appliance	NOUN
easat-11048	99	20	,	,	PUNCT
easat-11048	99	21	smart	smart	ADJ
easat-11048	99	22	devices	device	NOUN
easat-11048	99	23	,	,	PUNCT
easat-11048	99	24	and	and	CCONJ
easat-11048	99	25	other	other	ADJ
easat-11048	99	26	goods	good	NOUN
easat-11048	99	27	,	,	PUNCT
easat-11048	99	28	while	while	SCONJ
easat-11048	99	29	also	also	ADV
easat-11048	99	30	facilitating	facilitate	VERB
easat-11048	99	31	their	their	PRON
easat-11048	99	32	consumption	consumption	NOUN
easat-11048	99	33	in	in	ADP
easat-11048	99	34	education	education	NOUN
easat-11048	99	35	and	and	CCONJ
easat-11048	99	36	medical	medical	ADJ
easat-11048	99	37	care	care	NOUN
easat-11048	99	38	,	,	PUNCT
easat-11048	99	39	all	all	PRON
easat-11048	99	40	of	of	ADP
easat-11048	99	41	which	which	PRON
easat-11048	99	42	greatly	greatly	ADV
easat-11048	99	43	enhance	enhance	VERB
easat-11048	99	44	the	the	DET
easat-11048	99	45	quality	quality	NOUN
easat-11048	99	46	of	of	ADP
easat-11048	99	47	life	life	NOUN
easat-11048	99	48	of	of	ADP
easat-11048	99	49	rural	rural	ADJ
easat-11048	99	50	residents	resident	NOUN
easat-11048	99	51	.	.	PUNCT
easat-11048	100	1	through	through	ADP
easat-11048	100	2	this	this	DET
easat-11048	100	3	mechanism	mechanism	NOUN
easat-11048	100	4	,	,	PUNCT
easat-11048	100	5	digital	digital	ADJ
easat-11048	100	6	inclusive	inclusive	ADJ
easat-11048	100	7	finance	finance	NOUN
easat-11048	100	8	plays	play	VERB
easat-11048	100	9	a	a	DET
easat-11048	100	10	highly	highly	ADV
easat-11048	100	11	positive	positive	ADJ
easat-11048	100	12	role	role	NOUN
easat-11048	100	13	in	in	ADP
easat-11048	100	14	narrowing	narrow	VERB
easat-11048	100	15	the	the	DET
easat-11048	100	16	urban	urban	ADJ
easat-11048	100	17	-	-	PUNCT
easat-11048	100	18	rural	rural	ADJ
easat-11048	100	19	consumption	consumption	NOUN
easat-11048	100	20	gap	gap	NOUN
easat-11048	100	21	.	.	PUNCT
easat-11048	101	1	given	give	VERB
easat-11048	101	2	the	the	DET
easat-11048	101	3	lag	lag	NOUN
easat-11048	101	4	in	in	ADP
easat-11048	101	5	rural	rural	ADJ
easat-11048	101	6	infrastructure	infrastructure	NOUN
easat-11048	101	7	,	,	PUNCT
easat-11048	101	8	the	the	DET
easat-11048	101	9	effect	effect	NOUN
easat-11048	101	10	of	of	ADP
easat-11048	101	11	digital	digital	ADJ
easat-11048	101	12	inclusive	inclusive	ADJ
easat-11048	101	13	finance	finance	NOUN
easat-11048	101	14	becomes	become	VERB
easat-11048	101	15	even	even	ADV
easat-11048	101	16	more	more	ADV
easat-11048	101	17	prominent	prominent	ADJ
easat-11048	101	18	,	,	PUNCT
easat-11048	101	19	leading	lead	VERB
easat-11048	101	20	to	to	ADP
easat-11048	101	21	a	a	DET
easat-11048	101	22	substantial	substantial	ADJ
easat-11048	101	23	increase	increase	NOUN
easat-11048	101	24	in	in	ADP
easat-11048	101	25	consumption	consumption	NOUN
easat-11048	101	26	levels	level	NOUN
easat-11048	101	27	;	;	PUNCT
easat-11048	101	28	this	this	DET
easat-11048	101	29	growth	growth	NOUN
easat-11048	101	30	effect	effect	NOUN
easat-11048	101	31	,	,	PUNCT
easat-11048	101	32	to	to	ADP
easat-11048	101	33	a	a	DET
easat-11048	101	34	certain	certain	ADJ
easat-11048	101	35	extent	extent	NOUN
easat-11048	101	36	,	,	PUNCT
easat-11048	101	37	promotes	promote	VERB
easat-11048	101	38	the	the	DET
easat-11048	101	39	gradual	gradual	ADJ
easat-11048	101	40	narrowing	narrowing	NOUN
easat-11048	101	41	of	of	ADP
easat-11048	101	42	the	the	DET
easat-11048	101	43	urban	urban	ADJ
easat-11048	101	44	-	-	PUNCT
easat-11048	101	45	rural	rural	ADJ
easat-11048	101	46	gap	gap	NOUN
easat-11048	101	47	.	.	PUNCT
easat-11048	102	1	nevertheless	nevertheless	ADV
easat-11048	102	2	,	,	PUNCT
easat-11048	102	3	even	even	ADV
easat-11048	102	4	though	though	SCONJ
easat-11048	102	5	digital	digital	ADJ
easat-11048	102	6	inclusive	inclusive	ADJ
easat-11048	102	7	finance	finance	NOUN
easat-11048	102	8	has	have	AUX
easat-11048	102	9	effectively	effectively	ADV
easat-11048	102	10	improved	improve	VERB
easat-11048	102	11	rural	rural	ADJ
easat-11048	102	12	consumption	consumption	NOUN
easat-11048	102	13	levels	level	NOUN
easat-11048	102	14	,	,	PUNCT
easat-11048	102	15	the	the	DET
easat-11048	102	16	improvement	improvement	NOUN
easat-11048	102	17	in	in	ADP
easat-11048	102	18	urban	urban	ADJ
easat-11048	102	19	consumption	consumption	NOUN
easat-11048	102	20	is	be	AUX
easat-11048	102	21	more	more	ADV
easat-11048	102	22	reflected	reflect	VERB
easat-11048	102	23	in	in	ADP
easat-11048	102	24	the	the	DET
easat-11048	102	25	enhancement	enhancement	NOUN
easat-11048	102	26	of	of	ADP
easat-11048	102	27	consumption	consumption	NOUN
easat-11048	102	28	quality	quality	NOUN
easat-11048	102	29	and	and	CCONJ
easat-11048	102	30	the	the	DET
easat-11048	102	31	upgrading	upgrading	NOUN
easat-11048	102	32	of	of	ADP
easat-11048	102	33	consumption	consumption	NOUN
easat-11048	102	34	structure	structure	NOUN
easat-11048	102	35	[	[	X
easat-11048	102	36	11	11	NUM
easat-11048	102	37	]	]	PUNCT
easat-11048	102	38	.	.	PUNCT
easat-11048	103	1	therefore	therefore	ADV
easat-11048	103	2	,	,	PUNCT
easat-11048	103	3	the	the	DET
easat-11048	103	4	impact	impact	NOUN
easat-11048	103	5	of	of	ADP
easat-11048	103	6	digital	digital	ADJ
easat-11048	103	7	inclusive	inclusive	ADJ
easat-11048	103	8	finance	finance	NOUN
easat-11048	103	9	on	on	ADP
easat-11048	103	10	the	the	DET
easat-11048	103	11	urban	urban	ADJ
easat-11048	103	12	-	-	PUNCT
easat-11048	103	13	rural	rural	ADJ
easat-11048	103	14	consumption	consumption	NOUN
easat-11048	103	15	gap	gap	NOUN
easat-11048	103	16	is	be	AUX
easat-11048	103	17	not	not	PART
easat-11048	103	18	a	a	DET
easat-11048	103	19	simple	simple	ADJ
easat-11048	103	20	equivalent	equivalent	ADJ
easat-11048	103	21	effect	effect	NOUN
easat-11048	103	22	but	but	CCONJ
easat-11048	103	23	rather	rather	ADV
easat-11048	103	24	a	a	DET
easat-11048	103	25	trend	trend	NOUN
easat-11048	103	26	of	of	ADP
easat-11048	103	27	differentiated	differentiated	ADJ
easat-11048	103	28	effects	effect	NOUN
easat-11048	103	29	across	across	ADP
easat-11048	103	30	different	different	ADJ
easat-11048	103	31	dimensions	dimension	NOUN
easat-11048	103	32	.	.	PUNCT
easat-11048	104	1	in	in	ADP
easat-11048	104	2	urban	urban	ADJ
easat-11048	104	3	areas	area	NOUN
easat-11048	104	4	,	,	PUNCT
easat-11048	104	5	consumption	consumption	NOUN
easat-11048	104	6	improvement	improvement	NOUN
easat-11048	104	7	is	be	AUX
easat-11048	104	8	mainly	mainly	ADV
easat-11048	104	9	manifested	manifest	VERB
easat-11048	104	10	in	in	ADP
easat-11048	104	11	quality	quality	NOUN
easat-11048	104	12	enhancement	enhancement	NOUN
easat-11048	104	13	;	;	PUNCT
easat-11048	104	14	in	in	ADP
easat-11048	104	15	rural	rural	ADJ
easat-11048	104	16	areas	area	NOUN
easat-11048	104	17	,	,	PUNCT
easat-11048	104	18	consumption	consumption	NOUN
easat-11048	104	19	growth	growth	NOUN
easat-11048	104	20	is	be	AUX
easat-11048	104	21	more	more	ADV
easat-11048	104	22	reflected	reflect	VERB
easat-11048	104	23	in	in	ADP
easat-11048	104	24	the	the	DET
easat-11048	104	25	increase	increase	NOUN
easat-11048	104	26	in	in	ADP
easat-11048	104	27	consumption	consumption	NOUN
easat-11048	104	28	level	level	NOUN
easat-11048	104	29	.	.	PUNCT
easat-11048	105	1	overall	overall	ADV
easat-11048	105	2	,	,	PUNCT
easat-11048	105	3	the	the	DET
easat-11048	105	4	growth	growth	NOUN
easat-11048	105	5	effect	effect	NOUN
easat-11048	105	6	of	of	ADP
easat-11048	105	7	digital	digital	ADJ
easat-11048	105	8	inclusive	inclusive	ADJ
easat-11048	105	9	finance	finance	NOUN
easat-11048	105	10	in	in	ADP
easat-11048	105	11	rural	rural	ADJ
easat-11048	105	12	areas	area	NOUN
easat-11048	105	13	is	be	AUX
easat-11048	105	14	more	more	ADV
easat-11048	105	15	prominent	prominent	ADJ
easat-11048	105	16	,	,	PUNCT
easat-11048	105	17	which	which	PRON
easat-11048	105	18	is	be	AUX
easat-11048	105	19	of	of	ADP
easat-11048	105	20	great	great	ADJ
easat-11048	105	21	significance	significance	NOUN
easat-11048	105	22	for	for	ADP
easat-11048	105	23	narrowing	narrow	VERB
easat-11048	105	24	the	the	DET
easat-11048	105	25	urban	urban	ADJ
easat-11048	105	26	-	-	PUNCT
easat-11048	105	27	rural	rural	ADJ
easat-11048	105	28	consumption	consumption	NOUN
easat-11048	105	29	gap	gap	NOUN
easat-11048	105	30	.	.	PUNCT
easat-11048	106	1	2.2	2.2	NUM
easat-11048	106	2	.	.	PUNCT
easat-11048	107	1	research	research	NOUN
easat-11048	107	2	hypotheses	hypothesis	NOUN
easat-11048	107	3	based	base	VERB
easat-11048	107	4	on	on	ADP
easat-11048	107	5	the	the	DET
easat-11048	107	6	theoretical	theoretical	ADJ
easat-11048	107	7	analysis	analysis	NOUN
easat-11048	107	8	presented	present	VERB
easat-11048	107	9	above	above	ADP
easat-11048	107	10	,	,	PUNCT
easat-11048	107	11	this	this	DET
easat-11048	107	12	study	study	NOUN
easat-11048	107	13	puts	put	VERB
easat-11048	107	14	forward	forward	ADV
easat-11048	107	15	the	the	DET
easat-11048	107	16	following	follow	VERB
easat-11048	107	17	two	two	NUM
easat-11048	107	18	research	research	NOUN
easat-11048	107	19	hypotheses	hypothesis	NOUN
easat-11048	107	20	:	:	PUNCT
easat-11048	107	21	h1	h1	NOUN
easat-11048	107	22	:	:	PUNCT
easat-11048	107	23	digital	digital	ADJ
easat-11048	107	24	inclusive	inclusive	ADJ
easat-11048	107	25	finance	finance	NOUN
easat-11048	107	26	possesses	possess	VERB
easat-11048	107	27	the	the	DET
easat-11048	107	28	capacity	capacity	NOUN
easat-11048	107	29	to	to	PART
easat-11048	107	30	narrow	narrow	VERB
easat-11048	107	31	the	the	DET
easat-11048	107	32	urban	urban	ADJ
easat-11048	107	33	-	-	PUNCT
easat-11048	107	34	rural	rural	ADJ
easat-11048	107	35	consumption	consumption	NOUN
easat-11048	107	36	gap	gap	NOUN
easat-11048	107	37	.	.	PUNCT
easat-11048	108	1	as	as	SCONJ
easat-11048	108	2	elaborated	elaborate	VERB
easat-11048	108	3	in	in	ADP
easat-11048	108	4	the	the	DET
easat-11048	108	5	theoretical	theoretical	ADJ
easat-11048	108	6	analysis	analysis	NOUN
easat-11048	108	7	section	section	NOUN
easat-11048	108	8	of	of	ADP
easat-11048	108	9	this	this	DET
easat-11048	108	10	study	study	NOUN
easat-11048	108	11	,	,	PUNCT
easat-11048	108	12	the	the	DET
easat-11048	108	13	promotion	promotion	NOUN
easat-11048	108	14	of	of	ADP
easat-11048	108	15	digital	digital	ADJ
easat-11048	108	16	inclusive	inclusive	ADJ
easat-11048	108	17	finance	finance	NOUN
easat-11048	108	18	in	in	ADP
easat-11048	108	19	rural	rural	ADJ
easat-11048	108	20	areas	area	NOUN
easat-11048	108	21	not	not	PART
easat-11048	108	22	only	only	ADV
easat-11048	108	23	enhances	enhance	VERB
easat-11048	108	24	the	the	DET
easat-11048	108	25	consumption	consumption	NOUN
easat-11048	108	26	level	level	NOUN
easat-11048	108	27	in	in	ADP
easat-11048	108	28	these	these	DET
easat-11048	108	29	regions	region	NOUN
easat-11048	108	30	but	but	CCONJ
easat-11048	108	31	also	also	ADV
easat-11048	108	32	may	may	AUX
easat-11048	108	33	contribute	contribute	VERB
easat-11048	108	34	to	to	ADP
easat-11048	108	35	991	991	NUM
easat-11048	108	36	edelweiss	edelweiss	PROPN
easat-11048	108	37	applied	apply	VERB
easat-11048	108	38	science	science	NOUN
easat-11048	108	39	and	and	CCONJ
easat-11048	108	40	technology	technology	NOUN
easat-11048	108	41	issn	issn	PROPN
easat-11048	108	42	:	:	PUNCT
easat-11048	108	43	2576	2576	NUM
easat-11048	108	44	-	-	SYM
easat-11048	108	45	8484	8484	NUM
easat-11048	108	46	vol	vol	NOUN
easat-11048	108	47	.	.	PROPN
easat-11048	109	1	9	9	NUM
easat-11048	109	2	,	,	PUNCT
easat-11048	109	3	no	no	INTJ
easat-11048	109	4	.	.	NOUN
easat-11048	109	5	11	11	NUM
easat-11048	109	6	:	:	PUNCT
easat-11048	109	7	986	986	NUM
easat-11048	109	8	-	-	SYM
easat-11048	109	9	1000	1000	NUM
easat-11048	109	10	,	,	PUNCT
easat-11048	109	11	2025	2025	NUM
easat-11048	109	12	doi	doi	NOUN
easat-11048	109	13	:	:	PUNCT
easat-11048	109	14	10.55214/2576	10.55214/2576	NUM
easat-11048	109	15	-	-	SYM
easat-11048	109	16	8484.v9i11.11048	8484.v9i11.11048	NUM
easat-11048	110	1	©	©	PROPN
easat-11048	110	2	2025	2025	NUM
easat-11048	110	3	by	by	ADP
easat-11048	110	4	the	the	DET
easat-11048	110	5	authors	author	NOUN
easat-11048	110	6	;	;	PUNCT
easat-11048	110	7	licensee	licensee	PROPN
easat-11048	110	8	learning	learn	VERB
easat-11048	110	9	gate	gate	NOUN
easat-11048	110	10	narrowing	narrow	VERB
easat-11048	110	11	the	the	DET
easat-11048	110	12	urban	urban	ADJ
easat-11048	110	13	-	-	PUNCT
easat-11048	110	14	rural	rural	ADJ
easat-11048	110	15	consumption	consumption	NOUN
easat-11048	110	16	gap	gap	NOUN
easat-11048	110	17	to	to	ADP
easat-11048	110	18	a	a	DET
easat-11048	110	19	certain	certain	ADJ
easat-11048	110	20	extent	extent	NOUN
easat-11048	110	21	.	.	PUNCT
easat-11048	111	1	for	for	ADP
easat-11048	111	2	a	a	DET
easat-11048	111	3	long	long	ADJ
easat-11048	111	4	time	time	NOUN
easat-11048	111	5	,	,	PUNCT
easat-11048	111	6	rural	rural	ADJ
easat-11048	111	7	areas	area	NOUN
easat-11048	111	8	have	have	AUX
easat-11048	111	9	been	be	AUX
easat-11048	111	10	constrained	constrain	VERB
easat-11048	111	11	by	by	ADP
easat-11048	111	12	the	the	DET
easat-11048	111	13	inadequacy	inadequacy	NOUN
easat-11048	111	14	of	of	ADP
easat-11048	111	15	traditional	traditional	ADJ
easat-11048	111	16	financial	financial	ADJ
easat-11048	111	17	services	service	NOUN
easat-11048	111	18	and	and	CCONJ
easat-11048	111	19	the	the	DET
easat-11048	111	20	uneven	uneven	ADJ
easat-11048	111	21	distribution	distribution	NOUN
easat-11048	111	22	of	of	ADP
easat-11048	111	23	financial	financial	ADJ
easat-11048	111	24	resources	resource	NOUN
easat-11048	111	25	two	two	NUM
easat-11048	111	26	factors	factor	NOUN
easat-11048	111	27	that	that	PRON
easat-11048	111	28	have	have	AUX
easat-11048	111	29	collectively	collectively	ADV
easat-11048	111	30	resulted	result	VERB
easat-11048	111	31	in	in	ADP
easat-11048	111	32	a	a	DET
easat-11048	111	33	relatively	relatively	ADV
easat-11048	111	34	low	low	ADJ
easat-11048	111	35	consumption	consumption	NOUN
easat-11048	111	36	level	level	NOUN
easat-11048	111	37	in	in	ADP
easat-11048	111	38	these	these	DET
easat-11048	111	39	regions	region	NOUN
easat-11048	111	40	.	.	PUNCT
easat-11048	112	1	however	however	ADV
easat-11048	112	2	,	,	PUNCT
easat-11048	112	3	with	with	ADP
easat-11048	112	4	the	the	DET
easat-11048	112	5	popularization	popularization	NOUN
easat-11048	112	6	of	of	ADP
easat-11048	112	7	digital	digital	ADJ
easat-11048	112	8	inclusive	inclusive	ADJ
easat-11048	112	9	finance	finance	NOUN
easat-11048	112	10	,	,	PUNCT
easat-11048	112	11	rural	rural	ADJ
easat-11048	112	12	residents	resident	NOUN
easat-11048	112	13	can	can	AUX
easat-11048	112	14	access	access	VERB
easat-11048	112	15	more	more	ADV
easat-11048	112	16	convenient	convenient	ADJ
easat-11048	112	17	financial	financial	ADJ
easat-11048	112	18	services	service	NOUN
easat-11048	112	19	at	at	ADP
easat-11048	112	20	a	a	DET
easat-11048	112	21	lower	low	ADJ
easat-11048	112	22	cost	cost	NOUN
easat-11048	112	23	,	,	PUNCT
easat-11048	112	24	a	a	DET
easat-11048	112	25	development	development	NOUN
easat-11048	112	26	that	that	PRON
easat-11048	112	27	has	have	AUX
easat-11048	112	28	significantly	significantly	ADV
easat-11048	112	29	improved	improve	VERB
easat-11048	112	30	the	the	DET
easat-11048	112	31	consumption	consumption	NOUN
easat-11048	112	32	environment	environment	NOUN
easat-11048	112	33	.	.	PUNCT
easat-11048	113	1	this	this	DET
easat-11048	113	2	facilitative	facilitative	ADJ
easat-11048	113	3	role	role	NOUN
easat-11048	113	4	of	of	ADP
easat-11048	113	5	digital	digital	ADJ
easat-11048	113	6	inclusive	inclusive	ADJ
easat-11048	113	7	finance	finance	NOUN
easat-11048	113	8	is	be	AUX
easat-11048	113	9	particularly	particularly	ADV
easat-11048	113	10	prominent	prominent	ADJ
easat-11048	113	11	in	in	ADP
easat-11048	113	12	areas	area	NOUN
easat-11048	113	13	such	such	ADJ
easat-11048	113	14	as	as	ADP
easat-11048	113	15	basic	basic	ADJ
easat-11048	113	16	consumption	consumption	NOUN
easat-11048	113	17	and	and	CCONJ
easat-11048	113	18	developmental	developmental	ADJ
easat-11048	113	19	consumption	consumption	NOUN
easat-11048	113	20	.	.	PUNCT
easat-11048	114	1	for	for	ADP
easat-11048	114	2	instance	instance	NOUN
easat-11048	114	3	,	,	PUNCT
easat-11048	114	4	rural	rural	ADJ
easat-11048	114	5	residents	resident	NOUN
easat-11048	114	6	can	can	AUX
easat-11048	114	7	more	more	ADV
easat-11048	114	8	easily	easily	ADV
easat-11048	114	9	participate	participate	VERB
easat-11048	114	10	in	in	ADP
easat-11048	114	11	market	market	NOUN
easat-11048	114	12	activities	activity	NOUN
easat-11048	114	13	through	through	ADP
easat-11048	114	14	digital	digital	ADJ
easat-11048	114	15	payment	payment	NOUN
easat-11048	114	16	tools	tool	NOUN
easat-11048	114	17	and	and	CCONJ
easat-11048	114	18	financial	financial	ADJ
easat-11048	114	19	products	product	NOUN
easat-11048	114	20	,	,	PUNCT
easat-11048	114	21	which	which	PRON
easat-11048	114	22	in	in	ADP
easat-11048	114	23	turn	turn	NOUN
easat-11048	114	24	enhances	enhance	VERB
easat-11048	114	25	their	their	PRON
easat-11048	114	26	consumption	consumption	NOUN
easat-11048	114	27	capacity	capacity	NOUN
easat-11048	114	28	and	and	CCONJ
easat-11048	114	29	willingness	willingness	NOUN
easat-11048	114	30	to	to	PART
easat-11048	114	31	consume	consume	VERB
easat-11048	114	32	.	.	PUNCT
easat-11048	115	1	therefore	therefore	ADV
easat-11048	115	2	,	,	PUNCT
easat-11048	115	3	this	this	DET
easat-11048	115	4	study	study	NOUN
easat-11048	115	5	hypothesizes	hypothesize	VERB
easat-11048	115	6	that	that	SCONJ
easat-11048	115	7	digital	digital	ADJ
easat-11048	115	8	inclusive	inclusive	ADJ
easat-11048	115	9	finance	finance	NOUN
easat-11048	115	10	can	can	AUX
easat-11048	115	11	significantly	significantly	ADV
easat-11048	115	12	narrow	narrow	VERB
easat-11048	115	13	the	the	DET
easat-11048	115	14	urban	urban	ADJ
easat-11048	115	15	-	-	PUNCT
easat-11048	115	16	rural	rural	ADJ
easat-11048	115	17	consumption	consumption	NOUN
easat-11048	115	18	gap	gap	NOUN
easat-11048	115	19	,	,	PUNCT
easat-11048	115	20	particularly	particularly	ADV
easat-11048	115	21	in	in	ADP
easat-11048	115	22	rural	rural	ADJ
easat-11048	115	23	areas	area	NOUN
easat-11048	115	24	where	where	SCONJ
easat-11048	115	25	the	the	DET
easat-11048	115	26	consumption	consumption	NOUN
easat-11048	115	27	level	level	NOUN
easat-11048	115	28	is	be	AUX
easat-11048	115	29	relatively	relatively	ADV
easat-11048	115	30	low	low	ADJ
easat-11048	115	31	,	,	PUNCT
easat-11048	115	32	it	it	PRON
easat-11048	115	33	can	can	AUX
easat-11048	115	34	bring	bring	VERB
easat-11048	115	35	about	about	ADP
easat-11048	115	36	notable	notable	ADJ
easat-11048	115	37	improvements	improvement	NOUN
easat-11048	115	38	in	in	ADP
easat-11048	115	39	residents	resident	NOUN
easat-11048	115	40	’	’	PART
easat-11048	115	41	consumption	consumption	NOUN
easat-11048	115	42	status	status	NOUN
easat-11048	115	43	.	.	PUNCT
easat-11048	116	1	digital	digital	ADJ
easat-11048	116	2	inclusive	inclusive	ADJ
easat-11048	116	3	finance	finance	NOUN
easat-11048	116	4	can	can	AUX
easat-11048	116	5	promote	promote	VERB
easat-11048	116	6	an	an	DET
easat-11048	116	7	increase	increase	NOUN
easat-11048	116	8	in	in	ADP
easat-11048	116	9	residents	resident	NOUN
easat-11048	116	10	’	'	PUNCT
easat-11048	116	11	income	income	NOUN
easat-11048	116	12	,	,	PUNCT
easat-11048	116	13	which	which	PRON
easat-11048	116	14	in	in	ADP
easat-11048	116	15	turn	turn	NOUN
easat-11048	116	16	contributes	contribute	VERB
easat-11048	116	17	to	to	ADP
easat-11048	116	18	narrowing	narrow	VERB
easat-11048	116	19	the	the	DET
easat-11048	116	20	urban	urban	ADJ
easat-11048	116	21	-	-	PUNCT
easat-11048	116	22	rural	rural	ADJ
easat-11048	116	23	consumption	consumption	NOUN
easat-11048	116	24	gap	gap	NOUN
easat-11048	116	25	.	.	PUNCT
easat-11048	117	1	digital	digital	ADJ
easat-11048	117	2	inclusive	inclusive	ADJ
easat-11048	117	3	finance	finance	NOUN
easat-11048	117	4	is	be	AUX
easat-11048	117	5	not	not	PART
easat-11048	117	6	only	only	ADV
easat-11048	117	7	instrumental	instrumental	ADJ
easat-11048	117	8	in	in	ADP
easat-11048	117	9	boosting	boost	VERB
easat-11048	117	10	consumption	consumption	NOUN
easat-11048	117	11	;	;	PUNCT
easat-11048	117	12	more	more	ADV
easat-11048	117	13	importantly	importantly	ADV
easat-11048	117	14	,	,	PUNCT
easat-11048	117	15	it	it	PRON
easat-11048	117	16	can	can	AUX
easat-11048	117	17	influence	influence	VERB
easat-11048	117	18	changes	change	NOUN
easat-11048	117	19	in	in	ADP
easat-11048	117	20	the	the	DET
easat-11048	117	21	consumption	consumption	NOUN
easat-11048	117	22	gap	gap	NOUN
easat-11048	117	23	by	by	ADP
easat-11048	117	24	raising	raise	VERB
easat-11048	117	25	residents	resident	NOUN
easat-11048	117	26	’	’	PART
easat-11048	117	27	income	income	NOUN
easat-11048	117	28	levels	level	NOUN
easat-11048	117	29	.	.	PUNCT
easat-11048	118	1	its	its	PRON
easat-11048	118	2	geographical	geographical	ADJ
easat-11048	118	3	penetration	penetration	NOUN
easat-11048	118	4	feature	feature	NOUN
easat-11048	118	5	effectively	effectively	ADV
easat-11048	118	6	addresses	address	VERB
easat-11048	118	7	the	the	DET
easat-11048	118	8	high	high	ADJ
easat-11048	118	9	-	-	PUNCT
easat-11048	118	10	cost	cost	NOUN
easat-11048	118	11	issue	issue	NOUN
easat-11048	118	12	that	that	SCONJ
easat-11048	118	13	traditional	traditional	ADJ
easat-11048	118	14	financial	financial	ADJ
easat-11048	118	15	services	service	NOUN
easat-11048	118	16	face	face	VERB
easat-11048	118	17	in	in	ADP
easat-11048	118	18	their	their	PRON
easat-11048	118	19	promotion	promotion	NOUN
easat-11048	118	20	in	in	ADP
easat-11048	118	21	rural	rural	ADJ
easat-11048	118	22	areas	area	NOUN
easat-11048	118	23	,	,	PUNCT
easat-11048	118	24	enabling	enable	VERB
easat-11048	118	25	financial	financial	ADJ
easat-11048	118	26	services	service	NOUN
easat-11048	118	27	to	to	PART
easat-11048	118	28	cover	cover	VERB
easat-11048	118	29	a	a	DET
easat-11048	118	30	wider	wide	ADJ
easat-11048	118	31	range	range	NOUN
easat-11048	118	32	of	of	ADP
easat-11048	118	33	regions	region	NOUN
easat-11048	118	34	.	.	PUNCT
easat-11048	119	1	with	with	ADP
easat-11048	119	2	the	the	DET
easat-11048	119	3	development	development	NOUN
easat-11048	119	4	of	of	ADP
easat-11048	119	5	digital	digital	ADJ
easat-11048	119	6	inclusive	inclusive	ADJ
easat-11048	119	7	finance	finance	NOUN
easat-11048	119	8	,	,	PUNCT
easat-11048	119	9	a	a	DET
easat-11048	119	10	growing	grow	VERB
easat-11048	119	11	number	number	NOUN
easat-11048	119	12	of	of	ADP
easat-11048	119	13	rural	rural	ADJ
easat-11048	119	14	residents	resident	NOUN
easat-11048	119	15	can	can	AUX
easat-11048	119	16	conveniently	conveniently	ADV
easat-11048	119	17	access	access	VERB
easat-11048	119	18	a	a	DET
easat-11048	119	19	full	full	ADJ
easat-11048	119	20	spectrum	spectrum	NOUN
easat-11048	119	21	of	of	ADP
easat-11048	119	22	financial	financial	ADJ
easat-11048	119	23	services	service	NOUN
easat-11048	119	24	,	,	PUNCT
easat-11048	119	25	including	include	VERB
easat-11048	119	26	payment	payment	NOUN
easat-11048	119	27	,	,	PUNCT
easat-11048	119	28	wealth	wealth	NOUN
easat-11048	119	29	management	management	NOUN
easat-11048	119	30	,	,	PUNCT
easat-11048	119	31	and	and	CCONJ
easat-11048	119	32	credit	credit	NOUN
easat-11048	119	33	services	service	NOUN
easat-11048	119	34	.	.	PUNCT
easat-11048	120	1	this	this	DET
easat-11048	120	2	access	access	NOUN
easat-11048	120	3	not	not	PART
easat-11048	120	4	only	only	ADV
easat-11048	120	5	enhances	enhance	VERB
easat-11048	120	6	their	their	PRON
easat-11048	120	7	ability	ability	NOUN
easat-11048	120	8	to	to	PART
easat-11048	120	9	obtain	obtain	VERB
easat-11048	120	10	financial	financial	ADJ
easat-11048	120	11	resources	resource	NOUN
easat-11048	120	12	but	but	CCONJ
easat-11048	120	13	also	also	ADV
easat-11048	120	14	promotes	promote	VERB
easat-11048	120	15	an	an	DET
easat-11048	120	16	increase	increase	NOUN
easat-11048	120	17	in	in	ADP
easat-11048	120	18	their	their	PRON
easat-11048	120	19	income	income	NOUN
easat-11048	120	20	.	.	PUNCT
easat-11048	121	1	particularly	particularly	ADV
easat-11048	121	2	beyond	beyond	ADP
easat-11048	121	3	agricultural	agricultural	ADJ
easat-11048	121	4	income	income	NOUN
easat-11048	121	5	,	,	PUNCT
easat-11048	121	6	the	the	DET
easat-11048	121	7	diversified	diversify	VERB
easat-11048	121	8	financial	financial	ADJ
easat-11048	121	9	products	product	NOUN
easat-11048	121	10	provided	provide	VERB
easat-11048	121	11	by	by	ADP
easat-11048	121	12	digital	digital	ADJ
easat-11048	121	13	inclusive	inclusive	ADJ
easat-11048	121	14	finance	finance	NOUN
easat-11048	121	15	have	have	AUX
easat-11048	121	16	further	far	ADV
easat-11048	121	17	boosted	boost	VERB
easat-11048	121	18	the	the	DET
easat-11048	121	19	economic	economic	ADJ
easat-11048	121	20	vitality	vitality	NOUN
easat-11048	121	21	of	of	ADP
easat-11048	121	22	rural	rural	ADJ
easat-11048	121	23	residents	resident	NOUN
easat-11048	121	24	.	.	PUNCT
easat-11048	122	1	the	the	DET
easat-11048	122	2	increase	increase	NOUN
easat-11048	122	3	in	in	ADP
easat-11048	122	4	income	income	NOUN
easat-11048	122	5	equips	equip	VERB
easat-11048	122	6	rural	rural	ADJ
easat-11048	122	7	residents	resident	NOUN
easat-11048	122	8	with	with	ADP
easat-11048	122	9	greater	great	ADJ
easat-11048	122	10	economic	economic	ADJ
easat-11048	122	11	capacity	capacity	NOUN
easat-11048	122	12	to	to	PART
easat-11048	122	13	engage	engage	VERB
easat-11048	122	14	in	in	ADP
easat-11048	122	15	consumption	consumption	NOUN
easat-11048	122	16	,	,	PUNCT
easat-11048	122	17	which	which	PRON
easat-11048	122	18	in	in	ADP
easat-11048	122	19	turn	turn	NOUN
easat-11048	122	20	narrows	narrow	VERB
easat-11048	122	21	the	the	DET
easat-11048	122	22	urban	urban	ADJ
easat-11048	122	23	-	-	PUNCT
easat-11048	122	24	rural	rural	ADJ
easat-11048	122	25	consumption	consumption	NOUN
easat-11048	122	26	gap	gap	NOUN
easat-11048	122	27	.	.	PUNCT
easat-11048	123	1	therefore	therefore	ADV
easat-11048	123	2	,	,	PUNCT
easat-11048	123	3	this	this	DET
easat-11048	123	4	study	study	NOUN
easat-11048	123	5	proposes	propose	VERB
easat-11048	123	6	the	the	DET
easat-11048	123	7	hypothesis	hypothesis	NOUN
easat-11048	123	8	that	that	PRON
easat-11048	123	9	digital	digital	ADJ
easat-11048	123	10	inclusive	inclusive	ADJ
easat-11048	123	11	finance	finance	NOUN
easat-11048	123	12	can	can	AUX
easat-11048	123	13	promote	promote	VERB
easat-11048	123	14	the	the	DET
easat-11048	123	15	narrowing	narrowing	NOUN
easat-11048	123	16	of	of	ADP
easat-11048	123	17	the	the	DET
easat-11048	123	18	urbanrural	urbanrural	ADJ
easat-11048	123	19	consumption	consumption	NOUN
easat-11048	123	20	gap	gap	NOUN
easat-11048	123	21	by	by	ADP
easat-11048	123	22	increasing	increase	VERB
easat-11048	123	23	residents	resident	NOUN
easat-11048	123	24	’	'	PUNCT
easat-11048	123	25	income	income	NOUN
easat-11048	123	26	.	.	PUNCT
easat-11048	124	1	3	3	X
easat-11048	124	2	.	.	X
easat-11048	124	3	model	model	PROPN
easat-11048	124	4	design	design	PROPN
easat-11048	124	5	3.1	3.1	NUM
easat-11048	124	6	.	.	PUNCT
easat-11048	125	1	data	datum	NOUN
easat-11048	125	2	sources	source	NOUN
easat-11048	125	3	the	the	DET
easat-11048	125	4	research	research	NOUN
easat-11048	125	5	data	datum	NOUN
easat-11048	125	6	used	use	VERB
easat-11048	125	7	in	in	ADP
easat-11048	125	8	this	this	DET
easat-11048	125	9	study	study	NOUN
easat-11048	125	10	are	be	AUX
easat-11048	125	11	derived	derive	VERB
easat-11048	125	12	from	from	ADP
easat-11048	125	13	sources	source	NOUN
easat-11048	125	14	including	include	VERB
easat-11048	125	15	the	the	DET
easat-11048	125	16	china	china	PROPN
easat-11048	125	17	statistical	statistical	ADJ
easat-11048	125	18	yearbook	yearbook	NOUN
easat-11048	125	19	,	,	PUNCT
easat-11048	125	20	the	the	DET
easat-11048	125	21	china	china	PROPN
easat-11048	125	22	urban	urban	ADJ
easat-11048	125	23	statistical	statistical	ADJ
easat-11048	125	24	yearbook	yearbook	NOUN
easat-11048	125	25	,	,	PUNCT
easat-11048	125	26	and	and	CCONJ
easat-11048	125	27	the	the	DET
easat-11048	125	28	statistical	statistical	ADJ
easat-11048	125	29	yearbooks	yearbook	NOUN
easat-11048	125	30	of	of	ADP
easat-11048	125	31	various	various	ADJ
easat-11048	125	32	provinces	province	NOUN
easat-11048	125	33	.	.	PUNCT
easat-11048	126	1	this	this	DET
easat-11048	126	2	study	study	NOUN
easat-11048	126	3	empirically	empirically	ADV
easat-11048	126	4	analyzes	analyze	VERB
easat-11048	126	5	the	the	DET
easat-11048	126	6	relationship	relationship	NOUN
easat-11048	126	7	between	between	ADP
easat-11048	126	8	digital	digital	ADJ
easat-11048	126	9	inclusive	inclusive	ADJ
easat-11048	126	10	finance	finance	NOUN
easat-11048	126	11	and	and	CCONJ
easat-11048	126	12	the	the	DET
easat-11048	126	13	urban	urban	ADJ
easat-11048	126	14	-	-	PUNCT
easat-11048	126	15	rural	rural	ADJ
easat-11048	126	16	residents	resident	NOUN
easat-11048	126	17	’	’	PART
easat-11048	126	18	consumption	consumption	NOUN
easat-11048	126	19	gap	gap	NOUN
easat-11048	126	20	using	use	VERB
easat-11048	126	21	data	datum	NOUN
easat-11048	126	22	spanning	span	VERB
easat-11048	126	23	from	from	ADP
easat-11048	126	24	2011	2011	NUM
easat-11048	126	25	to	to	ADP
easat-11048	126	26	2023	2023	NUM
easat-11048	126	27	.	.	PUNCT
easat-11048	127	1	in	in	ADP
easat-11048	127	2	alignment	alignment	NOUN
easat-11048	127	3	with	with	ADP
easat-11048	127	4	the	the	DET
easat-11048	127	5	research	research	NOUN
easat-11048	127	6	theme	theme	NOUN
easat-11048	127	7	,	,	PUNCT
easat-11048	127	8	this	this	DET
easat-11048	127	9	study	study	NOUN
easat-11048	127	10	processes	process	VERB
easat-11048	127	11	the	the	DET
easat-11048	127	12	raw	raw	ADJ
easat-11048	127	13	data	datum	NOUN
easat-11048	127	14	and	and	CCONJ
easat-11048	127	15	fills	fill	VERB
easat-11048	127	16	in	in	ADP
easat-11048	127	17	missing	miss	VERB
easat-11048	127	18	data	datum	NOUN
easat-11048	127	19	via	via	ADP
easat-11048	127	20	the	the	DET
easat-11048	127	21	interpolation	interpolation	NOUN
easat-11048	127	22	method	method	NOUN
easat-11048	127	23	,	,	PUNCT
easat-11048	127	24	eventually	eventually	ADV
easat-11048	127	25	yielding	yield	VERB
easat-11048	127	26	a	a	DET
easat-11048	127	27	total	total	NOUN
easat-11048	127	28	of	of	ADP
easat-11048	127	29	403	403	NUM
easat-11048	127	30	valid	valid	ADJ
easat-11048	127	31	samples	sample	NOUN
easat-11048	127	32	for	for	ADP
easat-11048	127	33	analysis	analysis	NOUN
easat-11048	127	34	.	.	PUNCT
easat-11048	128	1	3.2	3.2	NUM
easat-11048	128	2	.	.	PUNCT
easat-11048	129	1	variable	variable	ADJ
easat-11048	129	2	description	description	NOUN
easat-11048	129	3	the	the	DET
easat-11048	129	4	urban	urban	ADJ
easat-11048	129	5	-	-	PUNCT
easat-11048	129	6	rural	rural	ADJ
easat-11048	129	7	residents	resident	NOUN
easat-11048	129	8	’	’	PART
easat-11048	129	9	consumption	consumption	NOUN
easat-11048	129	10	gap	gap	NOUN
easat-11048	129	11	,	,	PUNCT
easat-11048	129	12	which	which	PRON
easat-11048	129	13	serves	serve	VERB
easat-11048	129	14	as	as	ADP
easat-11048	129	15	the	the	DET
easat-11048	129	16	explained	explain	VERB
easat-11048	129	17	variable	variable	NOUN
easat-11048	129	18	in	in	ADP
easat-11048	129	19	this	this	DET
easat-11048	129	20	study	study	NOUN
easat-11048	129	21	,	,	PUNCT
easat-11048	129	22	is	be	AUX
easat-11048	129	23	obtained	obtain	VERB
easat-11048	129	24	from	from	ADP
easat-11048	129	25	the	the	DET
easat-11048	129	26	annual	annual	ADJ
easat-11048	129	27	data	datum	NOUN
easat-11048	129	28	of	of	ADP
easat-11048	129	29	the	the	DET
easat-11048	129	30	china	china	PROPN
easat-11048	129	31	statistical	statistical	ADJ
easat-11048	129	32	yearbook	yearbook	NOUN
easat-11048	129	33	and	and	CCONJ
easat-11048	129	34	is	be	AUX
easat-11048	129	35	measured	measure	VERB
easat-11048	129	36	as	as	ADP
easat-11048	129	37	the	the	DET
easat-11048	129	38	ratio	ratio	NOUN
easat-11048	129	39	of	of	ADP
easat-11048	129	40	urban	urban	ADJ
easat-11048	129	41	residents	resident	NOUN
easat-11048	129	42	’	’	PART
easat-11048	129	43	consumption	consumption	NOUN
easat-11048	129	44	expenditure	expenditure	NOUN
easat-11048	129	45	to	to	ADP
easat-11048	129	46	rural	rural	ADJ
easat-11048	129	47	residents	resident	NOUN
easat-11048	129	48	’	’	PART
easat-11048	129	49	consumption	consumption	NOUN
easat-11048	129	50	expenditure	expenditure	NOUN
easat-11048	129	51	.	.	PUNCT
easat-11048	130	1	digital	digital	ADJ
easat-11048	130	2	inclusive	inclusive	ADJ
easat-11048	130	3	finance	finance	NOUN
easat-11048	130	4	(	(	PUNCT
easat-11048	130	5	denoted	denote	VERB
easat-11048	130	6	as	as	ADP
easat-11048	130	7	ida	ida	PROPN
easat-11048	130	8	)	)	PUNCT
easat-11048	130	9	,	,	PUNCT
easat-11048	130	10	the	the	DET
easat-11048	130	11	core	core	NOUN
easat-11048	130	12	explanatory	explanatory	ADJ
easat-11048	130	13	variable	variable	NOUN
easat-11048	130	14	of	of	ADP
easat-11048	130	15	this	this	DET
easat-11048	130	16	study	study	NOUN
easat-11048	130	17	,	,	PUNCT
easat-11048	130	18	is	be	AUX
easat-11048	130	19	sourced	source	VERB
easat-11048	130	20	from	from	ADP
easat-11048	130	21	the	the	DET
easat-11048	130	22	peking	peking	PROPN
easat-11048	130	23	university	university	PROPN
easat-11048	130	24	digital	digital	PROPN
easat-11048	130	25	inclusive	inclusive	PROPN
easat-11048	130	26	finance	finance	NOUN
easat-11048	130	27	index	index	NOUN
easat-11048	130	28	.	.	PUNCT
easat-11048	131	1	this	this	DET
easat-11048	131	2	index	index	NOUN
easat-11048	131	3	is	be	AUX
easat-11048	131	4	compiled	compile	VERB
easat-11048	131	5	by	by	ADP
easat-11048	131	6	a	a	DET
easat-11048	131	7	joint	joint	ADJ
easat-11048	131	8	research	research	NOUN
easat-11048	131	9	team	team	NOUN
easat-11048	131	10	consisting	consist	VERB
easat-11048	131	11	of	of	ADP
easat-11048	131	12	the	the	DET
easat-11048	131	13	digital	digital	ADJ
easat-11048	131	14	finance	finance	NOUN
easat-11048	131	15	research	research	NOUN
easat-11048	131	16	center	center	NOUN
easat-11048	131	17	of	of	ADP
easat-11048	131	18	peking	peking	PROPN
easat-11048	131	19	university	university	PROPN
easat-11048	131	20	and	and	CCONJ
easat-11048	131	21	ant	ant	ADJ
easat-11048	131	22	group	group	NOUN
easat-11048	131	23	,	,	PUNCT
easat-11048	131	24	and	and	CCONJ
easat-11048	131	25	in	in	ADP
easat-11048	131	26	this	this	DET
easat-11048	131	27	study	study	NOUN
easat-11048	131	28	,	,	PUNCT
easat-11048	131	29	digital	digital	PROPN
easat-11048	131	30	inclusive	inclusive	ADJ
easat-11048	131	31	finance	finance	NOUN
easat-11048	131	32	is	be	AUX
easat-11048	131	33	operationalized	operationalize	VERB
easat-11048	131	34	as	as	ADP
easat-11048	131	35	the	the	DET
easat-11048	131	36	logarithm	logarithm	NOUN
easat-11048	131	37	of	of	ADP
easat-11048	131	38	the	the	DET
easat-11048	131	39	comprehensive	comprehensive	ADJ
easat-11048	131	40	index	index	NOUN
easat-11048	131	41	of	of	ADP
easat-11048	131	42	inclusive	inclusive	ADJ
easat-11048	131	43	finance	finance	NOUN
easat-11048	131	44	.	.	PUNCT
easat-11048	132	1	existing	exist	VERB
easat-11048	132	2	literature	literature	NOUN
easat-11048	132	3	has	have	AUX
easat-11048	132	4	identified	identify	VERB
easat-11048	132	5	that	that	SCONJ
easat-11048	132	6	certain	certain	ADJ
easat-11048	132	7	potential	potential	ADJ
easat-11048	132	8	factors	factor	NOUN
easat-11048	132	9	may	may	AUX
easat-11048	132	10	lead	lead	VERB
easat-11048	132	11	to	to	ADP
easat-11048	132	12	variations	variation	NOUN
easat-11048	132	13	in	in	ADP
easat-11048	132	14	the	the	DET
easat-11048	132	15	model	model	NOUN
easat-11048	132	16	.	.	PUNCT
easat-11048	133	1	to	to	PART
easat-11048	133	2	avoid	avoid	VERB
easat-11048	133	3	the	the	DET
easat-11048	133	4	impact	impact	NOUN
easat-11048	133	5	of	of	ADP
easat-11048	133	6	omitted	omit	VERB
easat-11048	133	7	variables	variable	NOUN
easat-11048	133	8	,	,	PUNCT
easat-11048	133	9	this	this	DET
easat-11048	133	10	study	study	NOUN
easat-11048	133	11	draws	draw	VERB
easat-11048	133	12	on	on	ADP
easat-11048	133	13	relevant	relevant	ADJ
easat-11048	133	14	literature	literature	NOUN
easat-11048	133	15	and	and	CCONJ
easat-11048	133	16	incorporates	incorporate	VERB
easat-11048	133	17	five	five	NUM
easat-11048	133	18	control	control	NOUN
easat-11048	133	19	variables	variable	NOUN
easat-11048	133	20	,	,	PUNCT
easat-11048	133	21	which	which	PRON
easat-11048	133	22	include	include	VERB
easat-11048	133	23	tax	tax	NOUN
easat-11048	133	24	burden	burden	NOUN
easat-11048	133	25	level	level	NOUN
easat-11048	133	26	(	(	PUNCT
easat-11048	133	27	tl	tl	PROPN
easat-11048	133	28	)	)	PUNCT
easat-11048	133	29	,	,	PUNCT
easat-11048	133	30	fiscal	fiscal	ADJ
easat-11048	133	31	support	support	NOUN
easat-11048	133	32	intensity	intensity	NOUN
easat-11048	133	33	(	(	PUNCT
easat-11048	133	34	csl	csl	PROPN
easat-11048	133	35	)	)	PUNCT
easat-11048	133	36	,	,	PUNCT
easat-11048	133	37	urbanization	urbanization	NOUN
easat-11048	133	38	rate	rate	NOUN
easat-11048	133	39	(	(	PUNCT
easat-11048	133	40	cl	cl	NOUN
easat-11048	133	41	)	)	PUNCT
easat-11048	133	42	,	,	PUNCT
easat-11048	133	43	population	population	NOUN
easat-11048	133	44	density	density	NOUN
easat-11048	133	45	(	(	PUNCT
easat-11048	133	46	peo	peo	PROPN
easat-11048	133	47	)	)	PUNCT
easat-11048	133	48	,	,	PUNCT
easat-11048	133	49	and	and	CCONJ
easat-11048	133	50	economic	economic	ADJ
easat-11048	133	51	development	development	NOUN
easat-11048	133	52	level	level	NOUN
easat-11048	133	53	(	(	PUNCT
easat-11048	133	54	eco	eco	PROPN
easat-11048	133	55	)	)	PUNCT
easat-11048	133	56	.	.	PUNCT
easat-11048	134	1	992	992	NUM
easat-11048	134	2	edelweiss	edelweiss	PROPN
easat-11048	134	3	applied	apply	VERB
easat-11048	134	4	science	science	NOUN
easat-11048	134	5	and	and	CCONJ
easat-11048	134	6	technology	technology	NOUN
easat-11048	134	7	issn	issn	PROPN
easat-11048	134	8	:	:	PUNCT
easat-11048	134	9	2576	2576	NUM
easat-11048	134	10	-	-	SYM
easat-11048	134	11	8484	8484	NUM
easat-11048	134	12	vol	vol	NOUN
easat-11048	134	13	.	.	PROPN
easat-11048	135	1	9	9	NUM
easat-11048	135	2	,	,	PUNCT
easat-11048	135	3	no	no	INTJ
easat-11048	135	4	.	.	NOUN
easat-11048	135	5	11	11	NUM
easat-11048	135	6	:	:	PUNCT
easat-11048	135	7	986	986	NUM
easat-11048	135	8	-	-	SYM
easat-11048	135	9	1000	1000	NUM
easat-11048	135	10	,	,	PUNCT
easat-11048	135	11	2025	2025	NUM
easat-11048	135	12	doi	doi	NOUN
easat-11048	135	13	:	:	PUNCT
easat-11048	135	14	10.55214/2576	10.55214/2576	NUM
easat-11048	135	15	-	-	SYM
easat-11048	135	16	8484.v9i11.11048	8484.v9i11.11048	NUM
easat-11048	136	1	©	©	PROPN
easat-11048	136	2	2025	2025	NUM
easat-11048	136	3	by	by	ADP
easat-11048	136	4	the	the	DET
easat-11048	136	5	authors	author	NOUN
easat-11048	136	6	;	;	PUNCT
easat-11048	136	7	licensee	licensee	PROPN
easat-11048	136	8	learning	learn	VERB
easat-11048	136	9	gate	gate	NOUN
easat-11048	136	10	table	table	NOUN
easat-11048	136	11	1	1	NUM
easat-11048	136	12	.	.	PUNCT
easat-11048	136	13	variable	variable	ADJ
easat-11048	136	14	definition	definition	NOUN
easat-11048	136	15	.	.	PUNCT
easat-11048	137	1	variable	variable	ADJ
easat-11048	137	2	type	type	NOUN
easat-11048	137	3	variable	variable	NOUN
easat-11048	137	4	meaning	mean	VERB
easat-11048	137	5	variable	variable	ADJ
easat-11048	137	6	symbol	symbol	NOUN
easat-11048	137	7	variable	variable	ADJ
easat-11048	137	8	description	description	NOUN
easat-11048	137	9	explained	explain	VERB
easat-11048	137	10	variable	variable	ADJ
easat-11048	137	11	urban	urban	ADJ
easat-11048	137	12	-	-	PUNCT
easat-11048	137	13	rural	rural	ADJ
easat-11048	137	14	residents	resident	NOUN
easat-11048	137	15	’	’	PART
easat-11048	137	16	consumption	consumption	NOUN
easat-11048	137	17	gap	gap	NOUN
easat-11048	137	18	gap	gap	NOUN
easat-11048	137	19	urban	urban	ADJ
easat-11048	137	20	residents	resident	NOUN
easat-11048	137	21	'	'	PART
easat-11048	137	22	consumption	consumption	NOUN
easat-11048	137	23	divided	divide	VERB
easat-11048	137	24	by	by	ADP
easat-11048	137	25	rural	rural	ADJ
easat-11048	137	26	residents	resident	NOUN
easat-11048	137	27	'	'	PART
easat-11048	137	28	consumption	consumption	NOUN
easat-11048	137	29	explanatory	explanatory	ADJ
easat-11048	137	30	variable	variable	ADJ
easat-11048	137	31	digital	digital	ADJ
easat-11048	137	32	inclusive	inclusive	ADJ
easat-11048	137	33	finance	finance	NOUN
easat-11048	137	34	logarithmic	logarithmic	ADJ
easat-11048	137	35	calculation	calculation	NOUN
easat-11048	137	36	of	of	ADP
easat-11048	137	37	the	the	DET
easat-11048	137	38	digital	digital	ADJ
easat-11048	137	39	inclusive	inclusive	ADJ
easat-11048	137	40	finance	finance	NOUN
easat-11048	137	41	index	index	NOUN
easat-11048	137	42	for	for	ADP
easat-11048	137	43	each	each	DET
easat-11048	137	44	province	province	NOUN
easat-11048	137	45	.	.	PUNCT
easat-11048	138	1	control	control	NOUN
easat-11048	138	2	variables	variable	VERB
easat-11048	138	3	tax	tax	NOUN
easat-11048	138	4	burden	burden	NOUN
easat-11048	138	5	level	level	NOUN
easat-11048	138	6	tl	tl	PROPN
easat-11048	138	7	tax	tax	NOUN
easat-11048	138	8	revenue	revenue	NOUN
easat-11048	138	9	/	/	SYM
easat-11048	138	10	gdp	gdp	NOUN
easat-11048	138	11	fiscal	fiscal	ADJ
easat-11048	138	12	support	support	NOUN
easat-11048	138	13	intensity	intensity	NOUN
easat-11048	138	14	csl	csl	PROPN
easat-11048	138	15	general	general	ADJ
easat-11048	138	16	budget	budget	PROPN
easat-11048	138	17	expenditure	expenditure	PROPN
easat-11048	138	18	/	/	SYM
easat-11048	138	19	gdp	gdp	NOUN
easat-11048	138	20	urbanization	urbanization	NOUN
easat-11048	138	21	rate	rate	NOUN
easat-11048	138	22	cl	cl	NOUN
easat-11048	138	23	the	the	DET
easat-11048	138	24	urbanization	urbanization	NOUN
easat-11048	138	25	level	level	NOUN
easat-11048	138	26	of	of	ADP
easat-11048	138	27	each	each	DET
easat-11048	138	28	province	province	NOUN
easat-11048	138	29	in	in	ADP
easat-11048	138	30	that	that	DET
easat-11048	138	31	year	year	NOUN
easat-11048	138	32	.	.	PUNCT
easat-11048	139	1	population	population	NOUN
easat-11048	139	2	density	density	PROPN
easat-11048	139	3	peo	peo	PROPN
easat-11048	139	4	annual	annual	ADJ
easat-11048	139	5	resident	resident	ADJ
easat-11048	139	6	population	population	NOUN
easat-11048	139	7	of	of	ADP
easat-11048	139	8	each	each	DET
easat-11048	139	9	province	province	NOUN
easat-11048	139	10	/	/	SYM
easat-11048	139	11	land	land	NOUN
easat-11048	139	12	area	area	NOUN
easat-11048	139	13	.	.	PUNCT
easat-11048	140	1	economic	economic	ADJ
easat-11048	140	2	development	development	NOUN
easat-11048	140	3	level	level	NOUN
easat-11048	140	4	eco	eco	NOUN
easat-11048	140	5	logarithmic	logarithmic	ADJ
easat-11048	140	6	calculation	calculation	NOUN
easat-11048	140	7	of	of	ADP
easat-11048	140	8	per	per	ADP
easat-11048	140	9	capita	capita	X
easat-11048	140	10	gdp	gdp	NOUN
easat-11048	140	11	in	in	ADP
easat-11048	140	12	each	each	DET
easat-11048	140	13	province	province	NOUN
easat-11048	140	14	.	.	PUNCT
easat-11048	141	1	3.3	3.3	NUM
easat-11048	141	2	.	.	PUNCT
easat-11048	142	1	model	model	NOUN
easat-11048	142	2	construction	construction	NOUN
easat-11048	142	3	based	base	VERB
easat-11048	142	4	on	on	ADP
easat-11048	142	5	the	the	DET
easat-11048	142	6	previous	previous	ADJ
easat-11048	142	7	analysis	analysis	NOUN
easat-11048	142	8	,	,	PUNCT
easat-11048	142	9	construct	construct	VERB
easat-11048	142	10	the	the	DET
easat-11048	142	11	following	follow	VERB
easat-11048	142	12	benchmark	benchmark	NOUN
easat-11048	142	13	regression	regression	NOUN
easat-11048	142	14	model	model	NOUN
easat-11048	142	15	:	:	PUNCT
easat-11048	142	16	(	(	PUNCT
easat-11048	142	17	1	1	X
easat-11048	142	18	)	)	PUNCT
easat-11048	142	19	among	among	ADP
easat-11048	142	20	them	they	PRON
easat-11048	142	21	,	,	PUNCT
easat-11048	142	22	gap	gap	NOUN
easat-11048	142	23	is	be	AUX
easat-11048	142	24	the	the	DET
easat-11048	142	25	consumption	consumption	NOUN
easat-11048	142	26	gap	gap	NOUN
easat-11048	142	27	between	between	ADP
easat-11048	142	28	urban	urban	ADJ
easat-11048	142	29	and	and	CCONJ
easat-11048	142	30	rural	rural	ADJ
easat-11048	142	31	residents	resident	NOUN
easat-11048	142	32	,	,	PUNCT
easat-11048	142	33	ida	ida	PROPN
easat-11048	142	34	is	be	AUX
easat-11048	142	35	the	the	DET
easat-11048	142	36	level	level	NOUN
easat-11048	142	37	of	of	ADP
easat-11048	142	38	digital	digital	ADJ
easat-11048	142	39	inclusive	inclusive	ADJ
easat-11048	142	40	finance	finance	NOUN
easat-11048	142	41	,	,	PUNCT
easat-11048	142	42	and	and	CCONJ
easat-11048	142	43	x	x	X
easat-11048	142	44	is	be	AUX
easat-11048	142	45	the	the	DET
easat-11048	142	46	control	control	NOUN
easat-11048	142	47	variable	variable	NOUN
easat-11048	142	48	,	,	PUNCT
easat-11048	142	49	including	include	VERB
easat-11048	142	50	tax	tax	NOUN
easat-11048	142	51	burden	burden	NOUN
easat-11048	142	52	level	level	NOUN
easat-11048	142	53	(	(	PUNCT
easat-11048	142	54	tl	tl	PROPN
easat-11048	142	55	)	)	PUNCT
easat-11048	142	56	,	,	PUNCT
easat-11048	142	57	fiscal	fiscal	ADJ
easat-11048	142	58	support	support	NOUN
easat-11048	142	59	intensity	intensity	NOUN
easat-11048	142	60	(	(	PUNCT
easat-11048	142	61	csl	csl	PROPN
easat-11048	142	62	)	)	PUNCT
easat-11048	142	63	,	,	PUNCT
easat-11048	142	64	urbanization	urbanization	NOUN
easat-11048	142	65	rate	rate	NOUN
easat-11048	142	66	(	(	PUNCT
easat-11048	142	67	cl	cl	NOUN
easat-11048	142	68	)	)	PUNCT
easat-11048	142	69	,	,	PUNCT
easat-11048	142	70	population	population	NOUN
easat-11048	142	71	density	density	NOUN
easat-11048	142	72	(	(	PUNCT
easat-11048	142	73	peo	peo	PROPN
easat-11048	142	74	)	)	PUNCT
easat-11048	142	75	,	,	PUNCT
easat-11048	142	76	and	and	CCONJ
easat-11048	142	77	economic	economic	ADJ
easat-11048	142	78	development	development	NOUN
easat-11048	142	79	level	level	NOUN
easat-11048	142	80	(	(	PUNCT
easat-11048	142	81	eco	eco	PROPN
easat-11048	142	82	)	)	PUNCT
easat-11048	142	83	.	.	PUNCT
easat-11048	143	1	𝛼	𝛼	PROPN
easat-11048	143	2	is	be	AUX
easat-11048	143	3	a	a	DET
easat-11048	143	4	constant	constant	ADJ
easat-11048	143	5	term	term	NOUN
easat-11048	143	6	,	,	PUNCT
easat-11048	143	7	𝜇	𝜇	X
easat-11048	143	8	is	be	AUX
easat-11048	143	9	the	the	DET
easat-11048	143	10	fixed	fixed	ADJ
easat-11048	143	11	effect	effect	NOUN
easat-11048	143	12	of	of	ADP
easat-11048	143	13	provinces	province	NOUN
easat-11048	143	14	,	,	PUNCT
easat-11048	143	15	controlling	control	VERB
easat-11048	143	16	for	for	ADP
easat-11048	143	17	the	the	DET
easat-11048	143	18	influence	influence	NOUN
easat-11048	143	19	of	of	ADP
easat-11048	143	20	unobservable	unobservable	ADJ
easat-11048	143	21	factors	factor	NOUN
easat-11048	143	22	that	that	PRON
easat-11048	143	23	do	do	AUX
easat-11048	143	24	not	not	PART
easat-11048	143	25	change	change	VERB
easat-11048	143	26	over	over	ADP
easat-11048	143	27	time	time	NOUN
easat-11048	143	28	on	on	ADP
easat-11048	143	29	individuals	individual	NOUN
easat-11048	143	30	in	in	ADP
easat-11048	143	31	each	each	DET
easat-11048	143	32	province	province	NOUN
easat-11048	143	33	,	,	PUNCT
easat-11048	143	34	𝜃	𝜃	PROPN
easat-11048	143	35	is	be	AUX
easat-11048	143	36	the	the	DET
easat-11048	143	37	fixed	fixed	ADJ
easat-11048	143	38	effect	effect	NOUN
easat-11048	143	39	over	over	ADP
easat-11048	143	40	time	time	NOUN
easat-11048	143	41	,	,	PUNCT
easat-11048	143	42	𝜀	𝜀	PROPN
easat-11048	143	43	is	be	AUX
easat-11048	143	44	the	the	DET
easat-11048	143	45	error	error	NOUN
easat-11048	143	46	term	term	NOUN
easat-11048	143	47	,	,	PUNCT
easat-11048	143	48	and	and	CCONJ
easat-11048	143	49	i	i	PRON
easat-11048	143	50	and	and	CCONJ
easat-11048	143	51	t	t	PROPN
easat-11048	143	52	are	be	AUX
easat-11048	143	53	different	different	ADJ
easat-11048	143	54	provinces	province	NOUN
easat-11048	143	55	and	and	CCONJ
easat-11048	143	56	times	time	NOUN
easat-11048	143	57	across	across	ADP
easat-11048	143	58	the	the	DET
easat-11048	143	59	country	country	NOUN
easat-11048	143	60	.	.	PUNCT
easat-11048	144	1	3.4	3.4	NUM
easat-11048	144	2	.	.	PUNCT
easat-11048	144	3	descriptive	descriptive	ADJ
easat-11048	144	4	statistics	statistic	NOUN
easat-11048	144	5	the	the	DET
easat-11048	144	6	descriptive	descriptive	ADJ
easat-11048	144	7	statistical	statistical	ADJ
easat-11048	144	8	results	result	NOUN
easat-11048	144	9	of	of	ADP
easat-11048	144	10	the	the	DET
easat-11048	144	11	main	main	ADJ
easat-11048	144	12	variables	variable	NOUN
easat-11048	144	13	in	in	ADP
easat-11048	144	14	this	this	DET
easat-11048	144	15	article	article	NOUN
easat-11048	144	16	are	be	AUX
easat-11048	144	17	shown	show	VERB
easat-11048	144	18	in	in	ADP
easat-11048	144	19	table	table	NOUN
easat-11048	144	20	2	2	NUM
easat-11048	144	21	.	.	PUNCT
easat-11048	145	1	the	the	DET
easat-11048	145	2	average	average	ADJ
easat-11048	145	3	value	value	NOUN
easat-11048	145	4	of	of	ADP
easat-11048	145	5	the	the	DET
easat-11048	145	6	consumption	consumption	NOUN
easat-11048	145	7	gap	gap	NOUN
easat-11048	145	8	between	between	ADP
easat-11048	145	9	urban	urban	ADJ
easat-11048	145	10	and	and	CCONJ
easat-11048	145	11	rural	rural	ADJ
easat-11048	145	12	residents	resident	NOUN
easat-11048	145	13	as	as	ADP
easat-11048	145	14	the	the	DET
easat-11048	145	15	dependent	dependent	ADJ
easat-11048	145	16	variable	variable	NOUN
easat-11048	145	17	is	be	AUX
easat-11048	145	18	2.1037	2.1037	NUM
easat-11048	145	19	,	,	PUNCT
easat-11048	145	20	with	with	ADP
easat-11048	145	21	a	a	DET
easat-11048	145	22	standard	standard	ADJ
easat-11048	145	23	deviation	deviation	NOUN
easat-11048	145	24	of	of	ADP
easat-11048	145	25	0.3641	0.3641	NUM
easat-11048	145	26	,	,	PUNCT
easat-11048	145	27	indicating	indicate	VERB
easat-11048	145	28	that	that	SCONJ
easat-11048	145	29	the	the	DET
easat-11048	145	30	consumption	consumption	NOUN
easat-11048	145	31	gap	gap	NOUN
easat-11048	145	32	between	between	ADP
easat-11048	145	33	urban	urban	ADJ
easat-11048	145	34	and	and	CCONJ
easat-11048	145	35	rural	rural	ADJ
easat-11048	145	36	residents	resident	NOUN
easat-11048	145	37	in	in	ADP
easat-11048	145	38	china	china	PROPN
easat-11048	145	39	is	be	AUX
easat-11048	145	40	relatively	relatively	ADV
easat-11048	145	41	small	small	ADJ
easat-11048	145	42	.	.	PUNCT
easat-11048	146	1	the	the	DET
easat-11048	146	2	average	average	ADJ
easat-11048	146	3	level	level	NOUN
easat-11048	146	4	of	of	ADP
easat-11048	146	5	inclusive	inclusive	ADJ
easat-11048	146	6	finance	finance	NOUN
easat-11048	146	7	is	be	AUX
easat-11048	146	8	5.3800	5.3800	NUM
easat-11048	146	9	,	,	PUNCT
easat-11048	146	10	with	with	ADP
easat-11048	146	11	a	a	DET
easat-11048	146	12	standard	standard	ADJ
easat-11048	146	13	deviation	deviation	NOUN
easat-11048	146	14	of	of	ADP
easat-11048	146	15	0.6696	0.6696	NUM
easat-11048	146	16	,	,	PUNCT
easat-11048	146	17	indicating	indicate	VERB
easat-11048	146	18	that	that	SCONJ
easat-11048	146	19	digital	digital	ADJ
easat-11048	146	20	inclusive	inclusive	ADJ
easat-11048	146	21	finance	finance	NOUN
easat-11048	146	22	in	in	ADP
easat-11048	146	23	various	various	ADJ
easat-11048	146	24	provinces	province	NOUN
easat-11048	146	25	of	of	ADP
easat-11048	146	26	china	china	PROPN
easat-11048	146	27	is	be	AUX
easat-11048	146	28	currently	currently	ADV
easat-11048	146	29	at	at	ADP
easat-11048	146	30	a	a	DET
easat-11048	146	31	moderate	moderate	ADJ
easat-11048	146	32	level	level	NOUN
easat-11048	146	33	.	.	PUNCT
easat-11048	147	1	the	the	DET
easat-11048	147	2	average	average	ADJ
easat-11048	147	3	urbanization	urbanization	NOUN
easat-11048	147	4	rate	rate	NOUN
easat-11048	147	5	is	be	AUX
easat-11048	147	6	58.97	58.97	NUM
easat-11048	147	7	%	%	NOUN
easat-11048	147	8	,	,	PUNCT
easat-11048	147	9	but	but	CCONJ
easat-11048	147	10	the	the	DET
easat-11048	147	11	standard	standard	ADJ
easat-11048	147	12	deviation	deviation	NOUN
easat-11048	147	13	is	be	AUX
easat-11048	147	14	0.1410	0.1410	NUM
easat-11048	147	15	,	,	PUNCT
easat-11048	147	16	indicating	indicate	VERB
easat-11048	147	17	that	that	SCONJ
easat-11048	147	18	china	china	PROPN
easat-11048	147	19	's	's	PART
easat-11048	147	20	urbanization	urbanization	NOUN
easat-11048	147	21	development	development	NOUN
easat-11048	147	22	is	be	AUX
easat-11048	147	23	rapid	rapid	ADJ
easat-11048	147	24	but	but	CCONJ
easat-11048	147	25	uneven	uneven	ADJ
easat-11048	147	26	.	.	PUNCT
easat-11048	148	1	the	the	DET
easat-11048	148	2	dispersion	dispersion	NOUN
easat-11048	148	3	and	and	CCONJ
easat-11048	148	4	difference	difference	NOUN
easat-11048	148	5	levels	level	NOUN
easat-11048	148	6	of	of	ADP
easat-11048	148	7	the	the	DET
easat-11048	148	8	remaining	remain	VERB
easat-11048	148	9	control	control	NOUN
easat-11048	148	10	variables	variable	NOUN
easat-11048	148	11	are	be	AUX
easat-11048	148	12	distributed	distribute	VERB
easat-11048	148	13	within	within	ADP
easat-11048	148	14	a	a	DET
easat-11048	148	15	reasonable	reasonable	ADJ
easat-11048	148	16	range	range	NOUN
easat-11048	148	17	and	and	CCONJ
easat-11048	148	18	are	be	AUX
easat-11048	148	19	consistent	consistent	ADJ
easat-11048	148	20	with	with	ADP
easat-11048	148	21	existing	exist	VERB
easat-11048	148	22	literature	literature	NOUN
easat-11048	148	23	.	.	PUNCT
easat-11048	149	1	table	table	NOUN
easat-11048	149	2	2	2	NUM
easat-11048	149	3	.	.	PUNCT
easat-11048	149	4	descriptive	descriptive	ADJ
easat-11048	149	5	statistics	statistic	NOUN
easat-11048	149	6	.	.	PUNCT
easat-11048	150	1	variable	variable	ADJ
easat-11048	150	2	obs	obs	PROPN
easat-11048	150	3	.	.	PUNCT
easat-11048	151	1	mean	mean	VERB
easat-11048	151	2	std	std	PROPN
easat-11048	151	3	.	.	PROPN
easat-11048	152	1	dev	dev	PROPN
easat-11048	152	2	.	.	PUNCT
easat-11048	152	3	min	min	PROPN
easat-11048	152	4	.	.	PROPN
easat-11048	152	5	max	max	PROPN
easat-11048	152	6	.	.	PUNCT
easat-11048	153	1	gap	gap	NOUN
easat-11048	153	2	403	403	NUM
easat-11048	153	3	2.1037	2.1037	NUM
easat-11048	153	4	0.3641	0.3641	NUM
easat-11048	153	5	1.4758	1.4758	NUM
easat-11048	153	6	3.6964	3.6964	NUM
easat-11048	153	7	ida	ida	PROPN
easat-11048	153	8	403	403	NUM
easat-11048	153	9	5.3800	5.3800	NUM
easat-11048	153	10	0.6696	0.6696	NUM
easat-11048	153	11	2.7862	2.7862	NUM
easat-11048	153	12	6.1609	6.1609	NUM
easat-11048	153	13	tl	tl	PROPN
easat-11048	153	14	403	403	NUM
easat-11048	153	15	0.0825	0.0825	NUM
easat-11048	153	16	0.0282	0.0282	NUM
easat-11048	153	17	0.0355	0.0355	NUM
easat-11048	153	18	0.1882	0.1882	NUM
easat-11048	153	19	csl	csl	PROPN
easat-11048	153	20	403	403	NUM
easat-11048	154	1	0.2889	0.2889	NUM
easat-11048	154	2	0.2044	0.2044	NUM
easat-11048	154	3	0.1050	0.1050	NUM
easat-11048	154	4	1.3538	1.3538	NUM
easat-11048	154	5	cl	cl	NOUN
easat-11048	154	6	403	403	NUM
easat-11048	154	7	0.5897	0.5897	NUM
easat-11048	154	8	0.1410	0.1410	NUM
easat-11048	154	9	0.2281	0.2281	NUM
easat-11048	154	10	0.8958	0.8958	NUM
easat-11048	154	11	peo	peo	PROPN
easat-11048	154	12	403	403	NUM
easat-11048	155	1	456.5352	456.5352	NUM
easat-11048	155	2	702.4997	702.4997	NUM
easat-11048	155	3	2.5129	2.5129	NUM
easat-11048	155	4	3951.4760	3951.4760	NUM
easat-11048	155	5	eco	eco	NOUN
easat-11048	155	6	403	403	NUM
easat-11048	155	7	10.8915	10.8915	NUM
easat-11048	155	8	0.4715	0.4715	NUM
easat-11048	155	9	9.6818	9.6818	NUM
easat-11048	155	10	12.2075	12.2075	NUM
easat-11048	155	11	4	4	NUM
easat-11048	155	12	.	.	PUNCT
easat-11048	155	13	empirical	empirical	ADJ
easat-11048	155	14	analysis	analysis	NOUN
easat-11048	155	15	4.1	4.1	NUM
easat-11048	155	16	.	.	PUNCT
easat-11048	155	17	baseline	baseline	PROPN
easat-11048	155	18	regression	regression	NOUN
easat-11048	155	19	this	this	DET
easat-11048	155	20	study	study	NOUN
easat-11048	155	21	adopts	adopt	VERB
easat-11048	155	22	a	a	DET
easat-11048	155	23	fixed	fix	VERB
easat-11048	155	24	effects	effect	NOUN
easat-11048	155	25	model	model	NOUN
easat-11048	155	26	to	to	PART
easat-11048	155	27	perform	perform	VERB
easat-11048	155	28	regression	regression	NOUN
easat-11048	155	29	analysis	analysis	NOUN
easat-11048	155	30	.	.	PUNCT
easat-11048	156	1	the	the	DET
easat-11048	156	2	results	result	NOUN
easat-11048	156	3	presented	present	VERB
easat-11048	156	4	in	in	ADP
easat-11048	156	5	column	column	NOUN
easat-11048	156	6	(	(	PUNCT
easat-11048	156	7	1	1	NUM
easat-11048	156	8	)	)	PUNCT
easat-11048	156	9	of	of	ADP
easat-11048	156	10	table	table	NOUN
easat-11048	156	11	3	3	NUM
easat-11048	156	12	show	show	VERB
easat-11048	156	13	that	that	SCONJ
easat-11048	156	14	when	when	SCONJ
easat-11048	156	15	neither	neither	DET
easat-11048	156	16	fixed	fix	VERB
easat-11048	156	17	effects	effect	NOUN
easat-11048	156	18	nor	nor	CCONJ
easat-11048	156	19	control	control	NOUN
easat-11048	156	20	variables	variable	NOUN
easat-11048	156	21	are	be	AUX
easat-11048	156	22	included	include	VERB
easat-11048	156	23	in	in	ADP
easat-11048	156	24	the	the	DET
easat-11048	156	25	993	993	NUM
easat-11048	156	26	edelweiss	edelweiss	PROPN
easat-11048	156	27	applied	apply	VERB
easat-11048	156	28	science	science	NOUN
easat-11048	156	29	and	and	CCONJ
easat-11048	156	30	technology	technology	NOUN
easat-11048	156	31	issn	issn	PROPN
easat-11048	156	32	:	:	PUNCT
easat-11048	156	33	2576	2576	NUM
easat-11048	156	34	-	-	SYM
easat-11048	156	35	8484	8484	NUM
easat-11048	156	36	vol	vol	NOUN
easat-11048	156	37	.	.	PROPN
easat-11048	157	1	9	9	NUM
easat-11048	157	2	,	,	PUNCT
easat-11048	157	3	no	no	INTJ
easat-11048	157	4	.	.	NOUN
easat-11048	157	5	11	11	NUM
easat-11048	157	6	:	:	PUNCT
easat-11048	157	7	986	986	NUM
easat-11048	157	8	-	-	SYM
easat-11048	157	9	1000	1000	NUM
easat-11048	157	10	,	,	PUNCT
easat-11048	157	11	2025	2025	NUM
easat-11048	157	12	doi	doi	NOUN
easat-11048	157	13	:	:	PUNCT
easat-11048	157	14	10.55214/2576	10.55214/2576	NUM
easat-11048	157	15	-	-	SYM
easat-11048	157	16	8484.v9i11.11048	8484.v9i11.11048	NUM
easat-11048	158	1	©	©	PROPN
easat-11048	158	2	2025	2025	NUM
easat-11048	158	3	by	by	ADP
easat-11048	158	4	the	the	DET
easat-11048	158	5	authors	author	NOUN
easat-11048	158	6	;	;	PUNCT
easat-11048	158	7	licensee	licensee	PROPN
easat-11048	158	8	learning	learning	PROPN
easat-11048	158	9	gate	gate	PROPN
easat-11048	158	10	model	model	PROPN
easat-11048	158	11	,	,	PUNCT
easat-11048	158	12	the	the	DET
easat-11048	158	13	explanatory	explanatory	ADJ
easat-11048	158	14	variable	variable	ADJ
easat-11048	158	15	ida	ida	PROPN
easat-11048	158	16	(	(	PUNCT
easat-11048	158	17	which	which	PRON
easat-11048	158	18	represents	represent	VERB
easat-11048	158	19	digital	digital	ADJ
easat-11048	158	20	inclusive	inclusive	ADJ
easat-11048	158	21	finance	finance	NOUN
easat-11048	158	22	)	)	PUNCT
easat-11048	158	23	is	be	AUX
easat-11048	158	24	significantly	significantly	ADV
easat-11048	158	25	negative	negative	ADJ
easat-11048	158	26	at	at	ADP
easat-11048	158	27	the	the	DET
easat-11048	158	28	1	1	NUM
easat-11048	158	29	%	%	NOUN
easat-11048	158	30	statistical	statistical	ADJ
easat-11048	158	31	significance	significance	NOUN
easat-11048	158	32	level	level	NOUN
easat-11048	158	33	.	.	PUNCT
easat-11048	159	1	this	this	DET
easat-11048	159	2	result	result	NOUN
easat-11048	159	3	indicates	indicate	VERB
easat-11048	159	4	that	that	SCONJ
easat-11048	159	5	digital	digital	ADJ
easat-11048	159	6	inclusive	inclusive	ADJ
easat-11048	159	7	finance	finance	NOUN
easat-11048	159	8	plays	play	VERB
easat-11048	159	9	a	a	DET
easat-11048	159	10	role	role	NOUN
easat-11048	159	11	in	in	ADP
easat-11048	159	12	reducing	reduce	VERB
easat-11048	159	13	the	the	DET
easat-11048	159	14	urban	urban	ADJ
easat-11048	159	15	-	-	PUNCT
easat-11048	159	16	rural	rural	ADJ
easat-11048	159	17	residents	resident	NOUN
easat-11048	159	18	’	’	PART
easat-11048	159	19	consumption	consumption	NOUN
easat-11048	159	20	gap	gap	NOUN
easat-11048	159	21	.	.	PUNCT
easat-11048	160	1	columns	column	NOUN
easat-11048	160	2	(	(	PUNCT
easat-11048	160	3	2	2	NUM
easat-11048	160	4	)	)	PUNCT
easat-11048	160	5	to	to	ADP
easat-11048	160	6	(	(	PUNCT
easat-11048	160	7	3	3	X
easat-11048	160	8	)	)	PUNCT
easat-11048	160	9	of	of	ADP
easat-11048	160	10	table	table	NOUN
easat-11048	160	11	3	3	NUM
easat-11048	160	12	report	report	NOUN
easat-11048	160	13	the	the	DET
easat-11048	160	14	regression	regression	NOUN
easat-11048	160	15	results	result	VERB
easat-11048	160	16	after	after	ADP
easat-11048	160	17	the	the	DET
easat-11048	160	18	sequential	sequential	ADJ
easat-11048	160	19	inclusion	inclusion	NOUN
easat-11048	160	20	of	of	ADP
easat-11048	160	21	control	control	NOUN
easat-11048	160	22	variables	variable	NOUN
easat-11048	160	23	and	and	CCONJ
easat-11048	160	24	fixed	fix	VERB
easat-11048	160	25	effects	effect	NOUN
easat-11048	160	26	into	into	ADP
easat-11048	160	27	the	the	DET
easat-11048	160	28	model	model	NOUN
easat-11048	160	29	.	.	PUNCT
easat-11048	161	1	in	in	ADP
easat-11048	161	2	these	these	DET
easat-11048	161	3	specifications	specification	NOUN
easat-11048	161	4	,	,	PUNCT
easat-11048	161	5	the	the	DET
easat-11048	161	6	explanatory	explanatory	ADJ
easat-11048	161	7	variable	variable	NOUN
easat-11048	161	8	remains	remain	VERB
easat-11048	161	9	significantly	significantly	ADV
easat-11048	161	10	negative	negative	ADJ
easat-11048	161	11	,	,	PUNCT
easat-11048	161	12	with	with	ADP
easat-11048	161	13	statistical	statistical	ADJ
easat-11048	161	14	significance	significance	NOUN
easat-11048	161	15	observed	observe	VERB
easat-11048	161	16	at	at	ADP
easat-11048	161	17	the	the	DET
easat-11048	161	18	1	1	NUM
easat-11048	161	19	%	%	NOUN
easat-11048	161	20	and	and	CCONJ
easat-11048	161	21	5	5	NUM
easat-11048	161	22	%	%	NOUN
easat-11048	161	23	levels	level	NOUN
easat-11048	161	24	,	,	PUNCT
easat-11048	161	25	respectively	respectively	ADV
easat-11048	161	26	.	.	PUNCT
easat-11048	162	1	this	this	DET
easat-11048	162	2	finding	finding	NOUN
easat-11048	162	3	implies	imply	VERB
easat-11048	162	4	that	that	SCONJ
easat-11048	162	5	an	an	DET
easat-11048	162	6	improvement	improvement	NOUN
easat-11048	162	7	in	in	ADP
easat-11048	162	8	the	the	DET
easat-11048	162	9	development	development	NOUN
easat-11048	162	10	level	level	NOUN
easat-11048	162	11	of	of	ADP
easat-11048	162	12	digital	digital	ADJ
easat-11048	162	13	inclusive	inclusive	ADJ
easat-11048	162	14	finance	finance	NOUN
easat-11048	162	15	can	can	AUX
easat-11048	162	16	contribute	contribute	VERB
easat-11048	162	17	to	to	ADP
easat-11048	162	18	a	a	DET
easat-11048	162	19	reduction	reduction	NOUN
easat-11048	162	20	in	in	ADP
easat-11048	162	21	the	the	DET
easat-11048	162	22	urban	urban	ADJ
easat-11048	162	23	-	-	PUNCT
easat-11048	162	24	rural	rural	ADJ
easat-11048	162	25	residents	resident	NOUN
easat-11048	162	26	’	’	PART
easat-11048	162	27	consumption	consumption	NOUN
easat-11048	162	28	gap	gap	NOUN
easat-11048	162	29	.	.	PUNCT
easat-11048	163	1	overall	overall	ADV
easat-11048	163	2	,	,	PUNCT
easat-11048	163	3	the	the	DET
easat-11048	163	4	model	model	NOUN
easat-11048	163	5	estimation	estimation	NOUN
easat-11048	163	6	demonstrates	demonstrate	VERB
easat-11048	163	7	strong	strong	ADJ
easat-11048	163	8	robustness	robustness	NOUN
easat-11048	163	9	,	,	PUNCT
easat-11048	163	10	as	as	SCONJ
easat-11048	163	11	the	the	DET
easat-11048	163	12	core	core	NOUN
easat-11048	163	13	conclusion	conclusion	NOUN
easat-11048	163	14	that	that	SCONJ
easat-11048	163	15	an	an	DET
easat-11048	163	16	increase	increase	NOUN
easat-11048	163	17	in	in	ADP
easat-11048	163	18	digital	digital	ADJ
easat-11048	163	19	inclusive	inclusive	ADJ
easat-11048	163	20	finance	finance	NOUN
easat-11048	163	21	narrows	narrow	VERB
easat-11048	163	22	the	the	DET
easat-11048	163	23	urban	urban	ADJ
easat-11048	163	24	-	-	PUNCT
easat-11048	163	25	rural	rural	ADJ
easat-11048	163	26	residents	resident	NOUN
easat-11048	163	27	’	'	PUNCT
easat-11048	163	28	consumption	consumption	NOUN
easat-11048	163	29	gap	gap	NOUN
easat-11048	163	30	remains	remain	VERB
easat-11048	163	31	consistent	consistent	ADJ
easat-11048	163	32	across	across	ADP
easat-11048	163	33	different	different	ADJ
easat-11048	163	34	model	model	NOUN
easat-11048	163	35	settings	setting	NOUN
easat-11048	163	36	,	,	PUNCT
easat-11048	163	37	with	with	ADP
easat-11048	163	38	or	or	CCONJ
easat-11048	163	39	without	without	ADP
easat-11048	163	40	the	the	DET
easat-11048	163	41	integration	integration	NOUN
easat-11048	163	42	of	of	ADP
easat-11048	163	43	control	control	NOUN
easat-11048	163	44	variables	variable	NOUN
easat-11048	163	45	and	and	CCONJ
easat-11048	163	46	fixed	fix	VERB
easat-11048	163	47	effects	effect	NOUN
easat-11048	163	48	.	.	PUNCT
easat-11048	164	1	table	table	NOUN
easat-11048	164	2	3	3	NUM
easat-11048	164	3	.	.	PUNCT
easat-11048	164	4	benchmark	benchmark	ADJ
easat-11048	164	5	regression	regression	NOUN
easat-11048	164	6	.	.	PUNCT
easat-11048	165	1	variables	variable	NOUN
easat-11048	165	2	(	(	PUNCT
easat-11048	165	3	1	1	NUM
easat-11048	165	4	)	)	PUNCT
easat-11048	165	5	(	(	PUNCT
easat-11048	165	6	2	2	NUM
easat-11048	165	7	)	)	PUNCT
easat-11048	165	8	(	(	PUNCT
easat-11048	165	9	3	3	X
easat-11048	165	10	)	)	PUNCT
easat-11048	165	11	gap	gap	NOUN
easat-11048	165	12	gap	gap	NOUN
easat-11048	165	13	gap	gap	NOUN
easat-11048	165	14	ida	ida	PROPN
easat-11048	165	15	-0.3198	-0.3198	PROPN
easat-11048	165	16	*	*	PUNCT
easat-11048	166	1	*	*	PUNCT
easat-11048	166	2	*	*	PUNCT
easat-11048	166	3	-0.1776	-0.1776	NOUN
easat-11048	166	4	*	*	PUNCT
easat-11048	166	5	*	*	PUNCT
easat-11048	166	6	*	*	PUNCT
easat-11048	166	7	-0.1688	-0.1688	VERB
easat-11048	166	8	*	*	PUNCT
easat-11048	166	9	*	*	PUNCT
easat-11048	166	10	(	(	PUNCT
easat-11048	166	11	0.0220	0.0220	NUM
easat-11048	166	12	)	)	PUNCT
easat-11048	166	13	(	(	PUNCT
easat-11048	166	14	0.0242	0.0242	NUM
easat-11048	166	15	)	)	PUNCT
easat-11048	166	16	(	(	PUNCT
easat-11048	166	17	0.0679	0.0679	NUM
easat-11048	166	18	)	)	PUNCT
easat-11048	166	19	tl	tl	PROPN
easat-11048	166	20	3.9183	3.9183	NUM
easat-11048	166	21	*	*	PUNCT
easat-11048	166	22	*	*	PUNCT
easat-11048	166	23	*	*	PUNCT
easat-11048	166	24	3.2550	3.2550	NUM
easat-11048	166	25	*	*	PUNCT
easat-11048	166	26	*	*	PUNCT
easat-11048	166	27	*	*	PUNCT
easat-11048	166	28	(	(	PUNCT
easat-11048	166	29	0.5792	0.5792	NUM
easat-11048	166	30	)	)	PUNCT
easat-11048	166	31	(	(	PUNCT
easat-11048	166	32	0.7789	0.7789	NUM
easat-11048	166	33	)	)	PUNCT
easat-11048	166	34	csl	csl	NOUN
easat-11048	166	35	0.6698	0.6698	NUM
easat-11048	166	36	*	*	PUNCT
easat-11048	166	37	*	*	PUNCT
easat-11048	166	38	*	*	PUNCT
easat-11048	166	39	-0.0533	-0.0533	PROPN
easat-11048	166	40	(	(	PUNCT
easat-11048	166	41	0.0646	0.0646	NUM
easat-11048	166	42	)	)	PUNCT
easat-11048	166	43	(	(	PUNCT
easat-11048	166	44	0.2599	0.2599	NUM
easat-11048	166	45	)	)	PUNCT
easat-11048	166	46	cl	cl	NOUN
easat-11048	166	47	-0.2858	-0.2858	NOUN
easat-11048	166	48	*	*	PUNCT
easat-11048	166	49	*	*	PUNCT
easat-11048	166	50	-0.0589	-0.0589	NOUN
easat-11048	166	51	(	(	PUNCT
easat-11048	166	52	0.1233	0.1233	NUM
easat-11048	166	53	)	)	PUNCT
easat-11048	166	54	(	(	PUNCT
easat-11048	166	55	0.0772	0.0772	NUM
easat-11048	166	56	)	)	PUNCT
easat-11048	166	57	peo	peo	PROPN
easat-11048	166	58	0.0001	0.0001	NUM
easat-11048	166	59	*	*	PUNCT
easat-11048	166	60	*	*	NOUN
easat-11048	166	61	-0.0020	-0.0020	NOUN
easat-11048	166	62	*	*	PUNCT
easat-11048	166	63	*	*	PUNCT
easat-11048	166	64	*	*	PUNCT
easat-11048	166	65	(	(	PUNCT
easat-11048	166	66	0.0000	0.0000	NUM
easat-11048	166	67	)	)	PUNCT
easat-11048	166	68	(	(	PUNCT
easat-11048	166	69	0.0004	0.0004	NUM
easat-11048	166	70	)	)	PUNCT
easat-11048	166	71	eco	eco	NOUN
easat-11048	166	72	-0.1868	-0.1868	VERB
easat-11048	166	73	*	*	PUNCT
easat-11048	166	74	*	*	PUNCT
easat-11048	166	75	*	*	PUNCT
easat-11048	166	76	-0.2121	-0.2121	PUNCT
easat-11048	166	77	*	*	PUNCT
easat-11048	166	78	(	(	PUNCT
easat-11048	166	79	0.0458	0.0458	NUM
easat-11048	166	80	)	)	PUNCT
easat-11048	166	81	(	(	PUNCT
easat-11048	166	82	0.1195	0.1195	NUM
easat-11048	166	83	)	)	PUNCT
easat-11048	166	84	provinces	province	NOUN
easat-11048	166	85	fixed	fix	VERB
easat-11048	166	86	effects	effect	NOUN
easat-11048	167	1	no	no	INTJ
easat-11048	168	1	no	no	INTJ
easat-11048	168	2	yes	yes	INTJ
easat-11048	168	3	time	time	NOUN
easat-11048	168	4	fixed	fix	VERB
easat-11048	168	5	effects	effect	NOUN
easat-11048	168	6	no	no	INTJ
easat-11048	168	7	no	no	INTJ
easat-11048	168	8	yes	yes	INTJ
easat-11048	168	9	constant	constant	ADJ
easat-11048	169	1	3.8244	3.8244	NUM
easat-11048	169	2	*	*	PUNCT
easat-11048	169	3	*	*	PUNCT
easat-11048	169	4	*	*	PUNCT
easat-11048	170	1	4.7193	4.7193	NUM
easat-11048	170	2	*	*	PUNCT
easat-11048	170	3	*	*	PUNCT
easat-11048	170	4	*	*	PUNCT
easat-11048	171	1	6.0087	6.0087	NUM
easat-11048	171	2	*	*	PUNCT
easat-11048	171	3	*	*	PUNCT
easat-11048	171	4	*	*	PUNCT
easat-11048	171	5	(	(	PUNCT
easat-11048	171	6	0.1191	0.1191	NUM
easat-11048	171	7	)	)	PUNCT
easat-11048	171	8	(	(	PUNCT
easat-11048	171	9	0.3994	0.3994	NUM
easat-11048	171	10	)	)	PUNCT
easat-11048	171	11	(	(	PUNCT
easat-11048	171	12	1.2588	1.2588	NUM
easat-11048	171	13	)	)	PUNCT
easat-11048	171	14	observations	observation	NOUN
easat-11048	171	15	403	403	NUM
easat-11048	171	16	403	403	NUM
easat-11048	171	17	403	403	NUM
easat-11048	171	18	r	r	NOUN
easat-11048	171	19	-	-	PUNCT
easat-11048	171	20	squared	square	VERB
easat-11048	171	21	0.346	0.346	NUM
easat-11048	171	22	0.654	0.654	NUM
easat-11048	171	23	0.925	0.925	NUM
easat-11048	171	24	note	note	NOUN
easat-11048	171	25	:	:	PUNCT
easat-11048	171	26	the	the	DET
easat-11048	171	27	parentheses	parenthesis	NOUN
easat-11048	171	28	indicate	indicate	VERB
easat-11048	171	29	the	the	DET
easat-11048	171	30	robust	robust	ADJ
easat-11048	171	31	standard	standard	ADJ
easat-11048	171	32	error	error	NOUN
easat-11048	171	33	,	,	PUNCT
easat-11048	171	34	*	*	PUNCT
easat-11048	171	35	*	*	PUNCT
easat-11048	171	36	*	*	PUNCT
easat-11048	171	37	p<0.01	p<0.01	PROPN
easat-11048	171	38	,	,	PUNCT
easat-11048	171	39	*	*	PUNCT
easat-11048	171	40	*	*	PUNCT
easat-11048	171	41	p<0.05	p<0.05	NOUN
easat-11048	171	42	,	,	PUNCT
easat-11048	171	43	*	*	SYM
easat-11048	171	44	p<0.1	p<0.1	NUM
easat-11048	171	45	5	5	NUM
easat-11048	171	46	.	.	PUNCT
easat-11048	172	1	empirical	empirical	ADJ
easat-11048	172	2	analysis	analysis	NOUN
easat-11048	172	3	5.1	5.1	NUM
easat-11048	172	4	.	.	PUNCT
easat-11048	173	1	robustness	robustness	NOUN
easat-11048	173	2	tests	test	NOUN
easat-11048	173	3	5.1.1	5.1.1	NOUN
easat-11048	173	4	.	.	PUNCT
easat-11048	174	1	replacing	replace	VERB
easat-11048	174	2	the	the	DET
easat-11048	174	3	explanatory	explanatory	ADJ
easat-11048	174	4	variable	variable	NOUN
easat-11048	174	5	this	this	DET
easat-11048	174	6	study	study	NOUN
easat-11048	174	7	conducts	conduct	VERB
easat-11048	174	8	a	a	DET
easat-11048	174	9	robustness	robustness	NOUN
easat-11048	174	10	test	test	NOUN
easat-11048	174	11	by	by	ADP
easat-11048	174	12	replacing	replace	VERB
easat-11048	174	13	the	the	DET
easat-11048	174	14	explanatory	explanatory	ADJ
easat-11048	174	15	variable	variable	NOUN
easat-11048	174	16	,	,	PUNCT
easat-11048	174	17	and	and	CCONJ
easat-11048	174	18	the	the	DET
easat-11048	174	19	specific	specific	ADJ
easat-11048	174	20	results	result	NOUN
easat-11048	174	21	are	be	AUX
easat-11048	174	22	presented	present	VERB
easat-11048	174	23	in	in	ADP
easat-11048	174	24	table	table	NOUN
easat-11048	174	25	4	4	NUM
easat-11048	174	26	.	.	PUNCT
easat-11048	175	1	the	the	DET
easat-11048	175	2	original	original	ADJ
easat-11048	175	3	explanatory	explanatory	ADJ
easat-11048	175	4	variable	variable	NOUN
easat-11048	175	5	,	,	PUNCT
easat-11048	175	6	namely	namely	ADV
easat-11048	175	7	"	"	PUNCT
easat-11048	175	8	ida	ida	PROPN
easat-11048	175	9	,	,	PUNCT
easat-11048	175	10	"	"	PUNCT
easat-11048	175	11	which	which	PRON
easat-11048	175	12	was	be	AUX
easat-11048	175	13	used	use	VERB
easat-11048	175	14	to	to	PART
easat-11048	175	15	measure	measure	VERB
easat-11048	175	16	digital	digital	ADJ
easat-11048	175	17	inclusive	inclusive	ADJ
easat-11048	175	18	finance	finance	NOUN
easat-11048	175	19	,	,	PUNCT
easat-11048	175	20	is	be	AUX
easat-11048	175	21	replaced	replace	VERB
easat-11048	175	22	with	with	ADP
easat-11048	175	23	"	"	PUNCT
easat-11048	175	24	cob	cob	NOUN
easat-11048	175	25	,	,	PUNCT
easat-11048	175	26	"	"	PUNCT
easat-11048	175	27	representing	represent	VERB
easat-11048	175	28	the	the	DET
easat-11048	175	29	depth	depth	NOUN
easat-11048	175	30	of	of	ADP
easat-11048	175	31	digital	digital	ADJ
easat-11048	175	32	finance	finance	NOUN
easat-11048	175	33	usage	usage	NOUN
easat-11048	175	34	.	.	PUNCT
easat-11048	176	1	this	this	DET
easat-11048	176	2	robustness	robustness	NOUN
easat-11048	176	3	test	test	NOUN
easat-11048	176	4	maintains	maintain	VERB
easat-11048	176	5	the	the	DET
easat-11048	176	6	same	same	ADJ
easat-11048	176	7	regression	regression	NOUN
easat-11048	176	8	procedures	procedure	NOUN
easat-11048	176	9	as	as	ADP
easat-11048	176	10	the	the	DET
easat-11048	176	11	baseline	baseline	NOUN
easat-11048	176	12	analysis	analysis	NOUN
easat-11048	176	13	,	,	PUNCT
easat-11048	176	14	and	and	CCONJ
easat-11048	176	15	the	the	DET
easat-11048	176	16	regression	regression	NOUN
easat-11048	176	17	result	result	NOUN
easat-11048	176	18	shows	show	VERB
easat-11048	176	19	that	that	SCONJ
easat-11048	176	20	the	the	DET
easat-11048	176	21	new	new	ADJ
easat-11048	176	22	explanatory	explanatory	ADJ
easat-11048	176	23	variable	variable	NOUN
easat-11048	176	24	is	be	AUX
easat-11048	176	25	negatively	negatively	ADV
easat-11048	176	26	significant	significant	ADJ
easat-11048	176	27	at	at	ADP
easat-11048	176	28	the	the	DET
easat-11048	176	29	10	10	NUM
easat-11048	176	30	%	%	NOUN
easat-11048	176	31	statistical	statistical	ADJ
easat-11048	176	32	level	level	NOUN
easat-11048	176	33	.	.	PUNCT
easat-11048	177	1	as	as	SCONJ
easat-11048	177	2	detailed	detailed	ADJ
easat-11048	177	3	in	in	ADP
easat-11048	177	4	column	column	NOUN
easat-11048	177	5	(	(	PUNCT
easat-11048	177	6	1	1	NUM
easat-11048	177	7	)	)	PUNCT
easat-11048	177	8	of	of	ADP
easat-11048	177	9	table	table	NOUN
easat-11048	177	10	4	4	NUM
easat-11048	177	11	,	,	PUNCT
easat-11048	177	12	this	this	DET
easat-11048	177	13	result	result	NOUN
easat-11048	177	14	is	be	AUX
easat-11048	177	15	largely	largely	ADV
easat-11048	177	16	consistent	consistent	ADJ
easat-11048	177	17	with	with	ADP
easat-11048	177	18	the	the	DET
easat-11048	177	19	findings	finding	NOUN
easat-11048	177	20	from	from	ADP
easat-11048	177	21	the	the	DET
easat-11048	177	22	baseline	baseline	PROPN
easat-11048	177	23	regression	regression	NOUN
easat-11048	177	24	,	,	PUNCT
easat-11048	177	25	indicating	indicate	VERB
easat-11048	177	26	that	that	SCONJ
easat-11048	177	27	the	the	DET
easat-11048	177	28	estimation	estimation	NOUN
easat-11048	177	29	results	result	NOUN
easat-11048	177	30	of	of	ADP
easat-11048	177	31	this	this	DET
easat-11048	177	32	study	study	NOUN
easat-11048	177	33	are	be	AUX
easat-11048	177	34	robust	robust	ADJ
easat-11048	177	35	.	.	PUNCT
easat-11048	178	1	5.1.2	5.1.2	X
easat-11048	178	2	.	.	X
easat-11048	178	3	replacing	replace	VERB
easat-11048	178	4	the	the	DET
easat-11048	178	5	explained	explain	VERB
easat-11048	178	6	variable	variable	NOUN
easat-11048	178	7	in	in	ADP
easat-11048	178	8	this	this	DET
easat-11048	178	9	section	section	NOUN
easat-11048	178	10	,	,	PUNCT
easat-11048	178	11	the	the	DET
easat-11048	178	12	explained	explain	VERB
easat-11048	178	13	variable	variable	NOUN
easat-11048	178	14	is	be	AUX
easat-11048	178	15	replaced	replace	VERB
easat-11048	178	16	with	with	ADP
easat-11048	178	17	a	a	DET
easat-11048	178	18	proxy	proxy	ADJ
easat-11048	178	19	variable	variable	NOUN
easat-11048	178	20	denoted	denote	VERB
easat-11048	178	21	as	as	ADP
easat-11048	178	22	"	"	PUNCT
easat-11048	178	23	cgap	cgap	NOUN
easat-11048	178	24	,	,	PUNCT
easat-11048	178	25	"	"	PUNCT
easat-11048	178	26	which	which	PRON
easat-11048	178	27	is	be	AUX
easat-11048	178	28	calculated	calculate	VERB
easat-11048	178	29	as	as	ADP
easat-11048	178	30	the	the	DET
easat-11048	178	31	logarithm	logarithm	NOUN
easat-11048	178	32	of	of	ADP
easat-11048	178	33	the	the	DET
easat-11048	178	34	difference	difference	NOUN
easat-11048	178	35	between	between	ADP
easat-11048	178	36	urban	urban	ADJ
easat-11048	178	37	residents	resident	NOUN
easat-11048	178	38	’	’	PART
easat-11048	178	39	consumption	consumption	NOUN
easat-11048	178	40	expenditure	expenditure	NOUN
easat-11048	178	41	and	and	CCONJ
easat-11048	178	42	rural	rural	ADJ
easat-11048	178	43	residents	resident	NOUN
easat-11048	178	44	’	’	PART
easat-11048	178	45	consumption	consumption	NOUN
easat-11048	178	46	expenditure	expenditure	NOUN
easat-11048	178	47	.	.	PUNCT
easat-11048	179	1	the	the	DET
easat-11048	179	2	specific	specific	ADJ
easat-11048	179	3	regression	regression	NOUN
easat-11048	179	4	results	result	NOUN
easat-11048	179	5	of	of	ADP
easat-11048	179	6	this	this	DET
easat-11048	179	7	test	test	NOUN
easat-11048	179	8	are	be	AUX
easat-11048	179	9	shown	show	VERB
easat-11048	179	10	in	in	ADP
easat-11048	179	11	column	column	NOUN
easat-11048	179	12	(	(	PUNCT
easat-11048	179	13	2	2	NUM
easat-11048	179	14	)	)	PUNCT
easat-11048	179	15	of	of	ADP
easat-11048	179	16	table	table	NOUN
easat-11048	179	17	4	4	NUM
easat-11048	179	18	.	.	PUNCT
easat-11048	180	1	the	the	DET
easat-11048	180	2	explanatory	explanatory	ADJ
easat-11048	180	3	variable	variable	NOUN
easat-11048	180	4	(	(	PUNCT
easat-11048	180	5	digital	digital	ADJ
easat-11048	180	6	inclusive	inclusive	ADJ
easat-11048	180	7	finance	finance	NOUN
easat-11048	180	8	)	)	PUNCT
easat-11048	180	9	remains	remain	VERB
easat-11048	180	10	negatively	negatively	ADV
easat-11048	180	11	994	994	NUM
easat-11048	180	12	edelweiss	edelweiss	PROPN
easat-11048	180	13	applied	apply	VERB
easat-11048	180	14	science	science	NOUN
easat-11048	180	15	and	and	CCONJ
easat-11048	180	16	technology	technology	NOUN
easat-11048	180	17	issn	issn	PROPN
easat-11048	180	18	:	:	PUNCT
easat-11048	180	19	2576	2576	NUM
easat-11048	180	20	-	-	SYM
easat-11048	180	21	8484	8484	NUM
easat-11048	180	22	vol	vol	NOUN
easat-11048	180	23	.	.	PROPN
easat-11048	181	1	9	9	NUM
easat-11048	181	2	,	,	PUNCT
easat-11048	181	3	no	no	INTJ
easat-11048	181	4	.	.	NOUN
easat-11048	181	5	11	11	NUM
easat-11048	181	6	:	:	PUNCT
easat-11048	181	7	986	986	NUM
easat-11048	181	8	-	-	SYM
easat-11048	181	9	1000	1000	NUM
easat-11048	181	10	,	,	PUNCT
easat-11048	181	11	2025	2025	NUM
easat-11048	181	12	doi	doi	NOUN
easat-11048	181	13	:	:	PUNCT
easat-11048	181	14	10.55214/2576	10.55214/2576	NUM
easat-11048	181	15	-	-	SYM
easat-11048	181	16	8484.v9i11.11048	8484.v9i11.11048	NUM
easat-11048	182	1	©	©	PROPN
easat-11048	182	2	2025	2025	NUM
easat-11048	182	3	by	by	ADP
easat-11048	182	4	the	the	DET
easat-11048	182	5	authors	author	NOUN
easat-11048	182	6	;	;	PUNCT
easat-11048	182	7	licensee	licensee	PROPN
easat-11048	182	8	learning	learning	NOUN
easat-11048	182	9	gate	gate	VERB
easat-11048	182	10	significant	significant	ADJ
easat-11048	182	11	at	at	ADP
easat-11048	182	12	the	the	DET
easat-11048	182	13	5	5	NUM
easat-11048	182	14	%	%	NOUN
easat-11048	182	15	statistical	statistical	ADJ
easat-11048	182	16	level	level	NOUN
easat-11048	182	17	,	,	PUNCT
easat-11048	182	18	and	and	CCONJ
easat-11048	182	19	this	this	DET
easat-11048	182	20	outcome	outcome	NOUN
easat-11048	182	21	is	be	AUX
easat-11048	182	22	consistent	consistent	ADJ
easat-11048	182	23	with	with	ADP
easat-11048	182	24	the	the	DET
easat-11048	182	25	results	result	NOUN
easat-11048	182	26	of	of	ADP
easat-11048	182	27	the	the	DET
easat-11048	182	28	baseline	baseline	NOUN
easat-11048	182	29	regression	regression	NOUN
easat-11048	182	30	.	.	PUNCT
easat-11048	183	1	this	this	DET
easat-11048	183	2	consistency	consistency	NOUN
easat-11048	183	3	further	far	ADV
easat-11048	183	4	confirms	confirm	VERB
easat-11048	183	5	the	the	DET
easat-11048	183	6	robustness	robustness	NOUN
easat-11048	183	7	of	of	ADP
easat-11048	183	8	the	the	DET
easat-11048	183	9	regression	regression	NOUN
easat-11048	183	10	results	result	NOUN
easat-11048	183	11	in	in	ADP
easat-11048	183	12	this	this	DET
easat-11048	183	13	study	study	NOUN
easat-11048	183	14	.	.	PUNCT
easat-11048	184	1	5.1.3	5.1.3	X
easat-11048	184	2	.	.	PUNCT
easat-11048	184	3	lagging	lag	VERB
easat-11048	184	4	the	the	DET
easat-11048	184	5	explanatory	explanatory	ADJ
easat-11048	184	6	variable	variable	NOUN
easat-11048	184	7	by	by	ADP
easat-11048	184	8	one	one	NUM
easat-11048	184	9	period	period	NOUN
easat-11048	184	10	column	column	NOUN
easat-11048	184	11	(	(	PUNCT
easat-11048	184	12	3	3	NUM
easat-11048	184	13	)	)	PUNCT
easat-11048	184	14	of	of	ADP
easat-11048	184	15	table	table	NOUN
easat-11048	184	16	4	4	NUM
easat-11048	184	17	reports	report	VERB
easat-11048	184	18	the	the	DET
easat-11048	184	19	regression	regression	NOUN
easat-11048	184	20	results	result	NOUN
easat-11048	184	21	obtained	obtain	VERB
easat-11048	184	22	after	after	ADP
easat-11048	184	23	extending	extend	VERB
easat-11048	184	24	the	the	DET
easat-11048	184	25	observation	observation	NOUN
easat-11048	184	26	window	window	NOUN
easat-11048	184	27	for	for	ADP
easat-11048	184	28	the	the	DET
easat-11048	184	29	explanatory	explanatory	ADJ
easat-11048	184	30	variable	variable	NOUN
easat-11048	184	31	by	by	ADP
easat-11048	184	32	lagging	lag	VERB
easat-11048	184	33	it	it	PRON
easat-11048	184	34	by	by	ADP
easat-11048	184	35	one	one	NUM
easat-11048	184	36	period	period	NOUN
easat-11048	184	37	.	.	PUNCT
easat-11048	185	1	from	from	ADP
easat-11048	185	2	the	the	DET
easat-11048	185	3	regression	regression	NOUN
easat-11048	185	4	results	result	NOUN
easat-11048	185	5	,	,	PUNCT
easat-11048	185	6	it	it	PRON
easat-11048	185	7	can	can	AUX
easat-11048	185	8	be	be	AUX
easat-11048	185	9	observed	observe	VERB
easat-11048	185	10	that	that	SCONJ
easat-11048	185	11	after	after	ADP
easat-11048	185	12	lagging	lag	VERB
easat-11048	185	13	the	the	DET
easat-11048	185	14	explanatory	explanatory	ADJ
easat-11048	185	15	variable	variable	NOUN
easat-11048	185	16	by	by	ADP
easat-11048	185	17	one	one	NUM
easat-11048	185	18	period	period	NOUN
easat-11048	185	19	,	,	PUNCT
easat-11048	185	20	the	the	DET
easat-11048	185	21	regression	regression	NOUN
easat-11048	185	22	coefficient	coefficient	NOUN
easat-11048	185	23	remains	remain	VERB
easat-11048	185	24	significantly	significantly	ADV
easat-11048	185	25	negative	negative	ADJ
easat-11048	185	26	and	and	CCONJ
easat-11048	185	27	is	be	AUX
easat-11048	185	28	statistically	statistically	ADV
easat-11048	185	29	significant	significant	ADJ
easat-11048	185	30	at	at	ADP
easat-11048	185	31	the	the	DET
easat-11048	185	32	5	5	NUM
easat-11048	185	33	%	%	NOUN
easat-11048	185	34	level	level	NOUN
easat-11048	185	35	.	.	PUNCT
easat-11048	186	1	this	this	DET
easat-11048	186	2	finding	finding	NOUN
easat-11048	186	3	indicates	indicate	VERB
easat-11048	186	4	that	that	SCONJ
easat-11048	186	5	the	the	DET
easat-11048	186	6	digital	digital	ADJ
easat-11048	186	7	inclusive	inclusive	ADJ
easat-11048	186	8	finance	finance	NOUN
easat-11048	186	9	lagged	lag	VERB
easat-11048	186	10	by	by	ADP
easat-11048	186	11	one	one	NUM
easat-11048	186	12	period	period	NOUN
easat-11048	186	13	still	still	ADV
easat-11048	186	14	exerts	exert	VERB
easat-11048	186	15	an	an	DET
easat-11048	186	16	impact	impact	NOUN
easat-11048	186	17	on	on	ADP
easat-11048	186	18	the	the	DET
easat-11048	186	19	urban	urban	ADJ
easat-11048	186	20	-	-	PUNCT
easat-11048	186	21	rural	rural	ADJ
easat-11048	186	22	consumption	consumption	NOUN
easat-11048	186	23	gap	gap	NOUN
easat-11048	186	24	,	,	PUNCT
easat-11048	186	25	and	and	CCONJ
easat-11048	186	26	no	no	DET
easat-11048	186	27	substantial	substantial	ADJ
easat-11048	186	28	change	change	NOUN
easat-11048	186	29	has	have	AUX
easat-11048	186	30	occurred	occur	VERB
easat-11048	186	31	in	in	ADP
easat-11048	186	32	the	the	DET
easat-11048	186	33	conclusion	conclusion	NOUN
easat-11048	186	34	of	of	ADP
easat-11048	186	35	this	this	DET
easat-11048	186	36	study	study	NOUN
easat-11048	186	37	.	.	PUNCT
easat-11048	187	1	thus	thus	ADV
easat-11048	187	2	,	,	PUNCT
easat-11048	187	3	the	the	DET
easat-11048	187	4	regression	regression	NOUN
easat-11048	187	5	results	result	NOUN
easat-11048	187	6	continue	continue	VERB
easat-11048	187	7	to	to	PART
easat-11048	187	8	demonstrate	demonstrate	VERB
easat-11048	187	9	robustness	robustness	NOUN
easat-11048	187	10	.	.	PUNCT
easat-11048	188	1	table	table	NOUN
easat-11048	188	2	4	4	NUM
easat-11048	188	3	.	.	PUNCT
easat-11048	188	4	robustness	robustness	NOUN
easat-11048	188	5	test	test	NOUN
easat-11048	188	6	.	.	PUNCT
easat-11048	189	1	variables	variable	NOUN
easat-11048	189	2	(	(	PUNCT
easat-11048	189	3	1	1	NUM
easat-11048	189	4	)	)	PUNCT
easat-11048	189	5	(	(	PUNCT
easat-11048	189	6	2	2	NUM
easat-11048	189	7	)	)	PUNCT
easat-11048	189	8	(	(	PUNCT
easat-11048	189	9	3	3	X
easat-11048	189	10	)	)	PUNCT
easat-11048	189	11	gap	gap	NOUN
easat-11048	189	12	cgap	cgap	NOUN
easat-11048	189	13	gap	gap	NOUN
easat-11048	189	14	cob	cob	NOUN
easat-11048	189	15	-0.0500	-0.0500	NOUN
easat-11048	189	16	*	*	PUNCT
easat-11048	189	17	(	(	PUNCT
easat-11048	189	18	0.0261	0.0261	NUM
easat-11048	189	19	)	)	PUNCT
easat-11048	189	20	ida	ida	PROPN
easat-11048	189	21	-0.1011	-0.1011	PROPN
easat-11048	189	22	*	*	PUNCT
easat-11048	189	23	*	*	PUNCT
easat-11048	189	24	(	(	PUNCT
easat-11048	189	25	0.0454	0.0454	NUM
easat-11048	189	26	)	)	PUNCT
easat-11048	189	27	ida_l	ida_l	NOUN
easat-11048	189	28	-0.1338	-0.1338	NOUN
easat-11048	189	29	*	*	PUNCT
easat-11048	189	30	*	*	PUNCT
easat-11048	189	31	(	(	PUNCT
easat-11048	189	32	0.0614	0.0614	NUM
easat-11048	189	33	)	)	PUNCT
easat-11048	189	34	tl	tl	PROPN
easat-11048	189	35	3.1711	3.1711	NUM
easat-11048	189	36	*	*	PUNCT
easat-11048	189	37	*	*	PUNCT
easat-11048	189	38	*	*	PUNCT
easat-11048	189	39	-0.7043	-0.7043	NOUN
easat-11048	189	40	3.3964	3.3964	NUM
easat-11048	189	41	*	*	PUNCT
easat-11048	189	42	*	*	PUNCT
easat-11048	189	43	*	*	PUNCT
easat-11048	189	44	(	(	PUNCT
easat-11048	189	45	0.7799	0.7799	NUM
easat-11048	189	46	)	)	PUNCT
easat-11048	189	47	(	(	PUNCT
easat-11048	189	48	0.5206	0.5206	NUM
easat-11048	189	49	)	)	PUNCT
easat-11048	189	50	(	(	PUNCT
easat-11048	189	51	0.7820	0.7820	NUM
easat-11048	189	52	)	)	PUNCT
easat-11048	189	53	csl	csl	NOUN
easat-11048	189	54	-0.0622	-0.0622	VERB
easat-11048	189	55	0.1590	0.1590	NUM
easat-11048	189	56	-0.1416	-0.1416	PROPN
easat-11048	189	57	(	(	PUNCT
easat-11048	189	58	0.2607	0.2607	NUM
easat-11048	189	59	)	)	PUNCT
easat-11048	189	60	(	(	PUNCT
easat-11048	189	61	0.1737	0.1737	NUM
easat-11048	189	62	)	)	PUNCT
easat-11048	189	63	(	(	PUNCT
easat-11048	189	64	0.2567	0.2567	NUM
easat-11048	189	65	)	)	PUNCT
easat-11048	189	66	cl	cl	NOUN
easat-11048	189	67	-0.0603	-0.0603	X
easat-11048	189	68	0.0195	0.0195	NUM
easat-11048	189	69	-0.0533	-0.0533	X
easat-11048	189	70	(	(	PUNCT
easat-11048	189	71	0.0775	0.0775	NUM
easat-11048	189	72	)	)	PUNCT
easat-11048	189	73	(	(	PUNCT
easat-11048	189	74	0.0516	0.0516	NUM
easat-11048	189	75	)	)	PUNCT
easat-11048	189	76	(	(	PUNCT
easat-11048	189	77	0.0739	0.0739	NUM
easat-11048	189	78	)	)	PUNCT
easat-11048	189	79	peo	peo	NOUN
easat-11048	189	80	-0.0017	-0.0017	NOUN
easat-11048	190	1	*	*	PUNCT
easat-11048	191	1	*	*	PUNCT
easat-11048	191	2	*	*	PUNCT
easat-11048	191	3	0.0001	0.0001	NUM
easat-11048	191	4	-0.0024	-0.0024	NOUN
easat-11048	191	5	*	*	PUNCT
easat-11048	191	6	*	*	PUNCT
easat-11048	191	7	*	*	PUNCT
easat-11048	191	8	(	(	PUNCT
easat-11048	191	9	0.0004	0.0004	NUM
easat-11048	191	10	)	)	PUNCT
easat-11048	191	11	(	(	PUNCT
easat-11048	191	12	0.0003	0.0003	NUM
easat-11048	191	13	)	)	PUNCT
easat-11048	191	14	(	(	PUNCT
easat-11048	191	15	0.0006	0.0006	NUM
easat-11048	191	16	)	)	PUNCT
easat-11048	191	17	eco	eco	NOUN
easat-11048	191	18	-0.2299	-0.2299	NOUN
easat-11048	191	19	*	*	PUNCT
easat-11048	191	20	-0.1848	-0.1848	PROPN
easat-11048	191	21	*	*	PUNCT
easat-11048	191	22	*	*	PUNCT
easat-11048	191	23	-0.2954	-0.2954	NOUN
easat-11048	191	24	*	*	PUNCT
easat-11048	191	25	*	*	PUNCT
easat-11048	191	26	(	(	PUNCT
easat-11048	191	27	0.1206	0.1206	NUM
easat-11048	191	28	)	)	PUNCT
easat-11048	191	29	(	(	PUNCT
easat-11048	191	30	0.0799	0.0799	NUM
easat-11048	191	31	)	)	PUNCT
easat-11048	191	32	(	(	PUNCT
easat-11048	191	33	0.1284	0.1284	NUM
easat-11048	191	34	)	)	PUNCT
easat-11048	191	35	provinces	province	NOUN
easat-11048	191	36	fixed	fix	VERB
easat-11048	191	37	effects	effect	NOUN
easat-11048	192	1	yes	yes	INTJ
easat-11048	193	1	yes	yes	INTJ
easat-11048	194	1	yes	yes	INTJ
easat-11048	194	2	time	time	NOUN
easat-11048	195	1	fixed	fix	VERB
easat-11048	195	2	effects	effect	NOUN
easat-11048	196	1	yes	yes	INTJ
easat-11048	196	2	yes	yes	INTJ
easat-11048	196	3	yes	yes	INTJ
easat-11048	196	4	constant	constant	ADJ
easat-11048	196	5	5.4524	5.4524	NUM
easat-11048	196	6	*	*	PUNCT
easat-11048	196	7	*	*	PUNCT
easat-11048	196	8	*	*	PUNCT
easat-11048	196	9	-6.8237	-6.8237	PUNCT
easat-11048	197	1	*	*	PUNCT
easat-11048	198	1	*	*	PUNCT
easat-11048	198	2	*	*	PUNCT
easat-11048	199	1	6.9150	6.9150	NUM
easat-11048	199	2	*	*	PUNCT
easat-11048	199	3	*	*	PUNCT
easat-11048	199	4	*	*	PUNCT
easat-11048	199	5	(	(	PUNCT
easat-11048	199	6	1.2835	1.2835	NUM
easat-11048	199	7	)	)	PUNCT
easat-11048	199	8	(	(	PUNCT
easat-11048	199	9	0.8414	0.8414	NUM
easat-11048	199	10	)	)	PUNCT
easat-11048	199	11	(	(	PUNCT
easat-11048	199	12	1.3585	1.3585	NUM
easat-11048	199	13	)	)	PUNCT
easat-11048	199	14	observations	observation	NOUN
easat-11048	199	15	403	403	NUM
easat-11048	199	16	403	403	NUM
easat-11048	199	17	372	372	NUM
easat-11048	199	18	r	r	NOUN
easat-11048	199	19	-	-	PUNCT
easat-11048	199	20	squared	square	VERB
easat-11048	199	21	0.924	0.924	NUM
easat-11048	199	22	0.942	0.942	NUM
easat-11048	199	23	0.926	0.926	NUM
easat-11048	199	24	note	note	NOUN
easat-11048	199	25	:	:	PUNCT
easat-11048	199	26	the	the	DET
easat-11048	199	27	parentheses	parenthesis	NOUN
easat-11048	199	28	indicate	indicate	VERB
easat-11048	199	29	the	the	DET
easat-11048	199	30	robust	robust	ADJ
easat-11048	199	31	standard	standard	ADJ
easat-11048	199	32	error	error	NOUN
easat-11048	199	33	,	,	PUNCT
easat-11048	199	34	*	*	PUNCT
easat-11048	199	35	*	*	PUNCT
easat-11048	199	36	*	*	PUNCT
easat-11048	199	37	p<0.01	p<0.01	PROPN
easat-11048	199	38	,	,	PUNCT
easat-11048	199	39	*	*	PUNCT
easat-11048	199	40	*	*	PUNCT
easat-11048	199	41	p<0.05	p<0.05	NOUN
easat-11048	199	42	,	,	PUNCT
easat-11048	199	43	*	*	PUNCT
easat-11048	199	44	p<0.1	p<0.1	NUM
easat-11048	199	45	5.2	5.2	NUM
easat-11048	199	46	.	.	PUNCT
easat-11048	200	1	heterogeneity	heterogeneity	NOUN
easat-11048	200	2	tests	test	VERB
easat-11048	200	3	5.2.1	5.2.1	NUM
easat-11048	200	4	.	.	PUNCT
easat-11048	201	1	urbanization	urbanization	NOUN
easat-11048	201	2	rate	rate	NOUN
easat-11048	201	3	the	the	DET
easat-11048	201	4	urban	urban	ADJ
easat-11048	201	5	-	-	PUNCT
easat-11048	201	6	rural	rural	ADJ
easat-11048	201	7	consumption	consumption	NOUN
easat-11048	201	8	gap	gap	NOUN
easat-11048	201	9	has	have	AUX
easat-11048	201	10	consistently	consistently	ADV
easat-11048	201	11	restricted	restrict	VERB
easat-11048	201	12	balanced	balanced	ADJ
easat-11048	201	13	economic	economic	ADJ
easat-11048	201	14	development	development	NOUN
easat-11048	201	15	and	and	CCONJ
easat-11048	201	16	exerted	exert	VERB
easat-11048	201	17	a	a	DET
easat-11048	201	18	profound	profound	ADJ
easat-11048	201	19	impact	impact	NOUN
easat-11048	201	20	on	on	ADP
easat-11048	201	21	social	social	ADJ
easat-11048	201	22	equity	equity	NOUN
easat-11048	201	23	and	and	CCONJ
easat-11048	201	24	harmony	harmony	NOUN
easat-11048	201	25	.	.	PUNCT
easat-11048	202	1	the	the	DET
easat-11048	202	2	urbanization	urbanization	NOUN
easat-11048	202	3	rate	rate	NOUN
easat-11048	202	4	,	,	PUNCT
easat-11048	202	5	which	which	PRON
easat-11048	202	6	serves	serve	VERB
easat-11048	202	7	as	as	ADP
easat-11048	202	8	a	a	DET
easat-11048	202	9	crucial	crucial	ADJ
easat-11048	202	10	factor	factor	NOUN
easat-11048	202	11	influencing	influence	VERB
easat-11048	202	12	the	the	DET
easat-11048	202	13	effect	effect	NOUN
easat-11048	202	14	of	of	ADP
easat-11048	202	15	digital	digital	ADJ
easat-11048	202	16	inclusive	inclusive	ADJ
easat-11048	202	17	finance	finance	NOUN
easat-11048	202	18	on	on	ADP
easat-11048	202	19	the	the	DET
easat-11048	202	20	urban	urban	ADJ
easat-11048	202	21	-	-	PUNCT
easat-11048	202	22	rural	rural	ADJ
easat-11048	202	23	consumption	consumption	NOUN
easat-11048	202	24	gap	gap	NOUN
easat-11048	202	25	,	,	PUNCT
easat-11048	202	26	exhibits	exhibit	VERB
easat-11048	202	27	significant	significant	ADJ
easat-11048	202	28	variations	variation	NOUN
easat-11048	202	29	across	across	ADP
easat-11048	202	30	different	different	ADJ
easat-11048	202	31	regions	region	NOUN
easat-11048	202	32	.	.	PUNCT
easat-11048	203	1	this	this	DET
easat-11048	203	2	study	study	NOUN
easat-11048	203	3	sorts	sort	VERB
easat-11048	203	4	the	the	DET
easat-11048	203	5	urbanization	urbanization	NOUN
easat-11048	203	6	rates	rate	NOUN
easat-11048	203	7	in	in	ADP
easat-11048	203	8	ascending	ascend	VERB
easat-11048	203	9	order	order	NOUN
easat-11048	203	10	and	and	CCONJ
easat-11048	203	11	takes	take	VERB
easat-11048	203	12	the	the	DET
easat-11048	203	13	median	median	NOUN
easat-11048	203	14	as	as	ADP
easat-11048	203	15	the	the	DET
easat-11048	203	16	threshold	threshold	NOUN
easat-11048	203	17	:	:	PUNCT
easat-11048	203	18	regions	region	NOUN
easat-11048	203	19	with	with	ADP
easat-11048	203	20	urbanization	urbanization	NOUN
easat-11048	203	21	rates	rate	NOUN
easat-11048	203	22	higher	high	ADJ
easat-11048	203	23	than	than	ADP
easat-11048	203	24	the	the	DET
easat-11048	203	25	median	median	NOUN
easat-11048	203	26	are	be	AUX
easat-11048	203	27	defined	define	VERB
easat-11048	203	28	as	as	ADP
easat-11048	203	29	high	high	ADJ
easat-11048	203	30	-	-	PUNCT
easat-11048	203	31	urbanization	urbanization	NOUN
easat-11048	203	32	regions	region	NOUN
easat-11048	203	33	,	,	PUNCT
easat-11048	203	34	while	while	SCONJ
easat-11048	203	35	those	those	PRON
easat-11048	203	36	lower	low	ADJ
easat-11048	203	37	than	than	ADP
easat-11048	203	38	the	the	DET
easat-11048	203	39	median	median	NOUN
easat-11048	203	40	are	be	AUX
easat-11048	203	41	classified	classify	VERB
easat-11048	203	42	as	as	ADP
easat-11048	203	43	low	low	ADJ
easat-11048	203	44	-	-	PUNCT
easat-11048	203	45	urbanization	urbanization	NOUN
easat-11048	203	46	regions	region	NOUN
easat-11048	203	47	.	.	PUNCT
easat-11048	204	1	the	the	DET
easat-11048	204	2	regression	regression	NOUN
easat-11048	204	3	results	result	NOUN
easat-11048	204	4	,	,	PUNCT
easat-11048	204	5	presented	present	VERB
easat-11048	204	6	in	in	ADP
easat-11048	204	7	columns	column	NOUN
easat-11048	204	8	(	(	PUNCT
easat-11048	204	9	1	1	NUM
easat-11048	204	10	)	)	PUNCT
easat-11048	204	11	and	and	CCONJ
easat-11048	204	12	(	(	PUNCT
easat-11048	204	13	2	2	X
easat-11048	204	14	)	)	PUNCT
easat-11048	204	15	of	of	ADP
easat-11048	204	16	table	table	NOUN
easat-11048	204	17	5	5	NUM
easat-11048	204	18	,	,	PUNCT
easat-11048	204	19	show	show	VERB
easat-11048	204	20	that	that	SCONJ
easat-11048	204	21	in	in	ADP
easat-11048	204	22	high	high	ADJ
easat-11048	204	23	-	-	PUNCT
easat-11048	204	24	urbanization	urbanization	NOUN
easat-11048	204	25	regions	region	NOUN
easat-11048	204	26	,	,	PUNCT
easat-11048	204	27	the	the	DET
easat-11048	204	28	explanatory	explanatory	ADJ
easat-11048	204	29	variable	variable	NOUN
easat-11048	204	30	(	(	PUNCT
easat-11048	204	31	digital	digital	ADJ
easat-11048	204	32	inclusive	inclusive	ADJ
easat-11048	204	33	finance	finance	NOUN
easat-11048	204	34	)	)	PUNCT
easat-11048	204	35	is	be	AUX
easat-11048	204	36	negatively	negatively	ADV
easat-11048	204	37	significant	significant	ADJ
easat-11048	204	38	at	at	ADP
easat-11048	204	39	the	the	DET
easat-11048	204	40	1	1	NUM
easat-11048	204	41	%	%	NOUN
easat-11048	204	42	statistical	statistical	ADJ
easat-11048	204	43	level	level	NOUN
easat-11048	204	44	.	.	PUNCT
easat-11048	205	1	digital	digital	ADJ
easat-11048	205	2	inclusive	inclusive	ADJ
easat-11048	205	3	finance	finance	NOUN
easat-11048	205	4	effectively	effectively	ADV
easat-11048	205	5	narrows	narrow	VERB
easat-11048	205	6	the	the	DET
easat-11048	205	7	urban	urban	ADJ
easat-11048	205	8	-	-	PUNCT
easat-11048	205	9	rural	rural	ADJ
easat-11048	205	10	consumption	consumption	NOUN
easat-11048	205	11	gap	gap	NOUN
easat-11048	205	12	by	by	ADP
easat-11048	205	13	lowering	lower	VERB
easat-11048	205	14	the	the	DET
easat-11048	205	15	threshold	threshold	NOUN
easat-11048	205	16	of	of	ADP
easat-11048	205	17	financial	financial	ADJ
easat-11048	205	18	services	service	NOUN
easat-11048	205	19	,	,	PUNCT
easat-11048	205	20	expanding	expand	VERB
easat-11048	205	21	service	service	NOUN
easat-11048	205	22	coverage	coverage	NOUN
easat-11048	205	23	,	,	PUNCT
easat-11048	205	24	promoting	promote	VERB
easat-11048	205	25	consumption	consumption	NOUN
easat-11048	205	26	upgrading	upgrading	NOUN
easat-11048	205	27	,	,	PUNCT
easat-11048	205	28	and	and	CCONJ
easat-11048	205	29	stimulating	stimulate	VERB
easat-11048	205	30	market	market	NOUN
easat-11048	205	31	vitality	vitality	NOUN
easat-11048	205	32	.	.	PUNCT
easat-11048	206	1	in	in	ADP
easat-11048	206	2	contrast	contrast	NOUN
easat-11048	206	3	,	,	PUNCT
easat-11048	206	4	the	the	DET
easat-11048	206	5	regression	regression	NOUN
easat-11048	206	6	results	result	NOUN
easat-11048	206	7	are	be	AUX
easat-11048	206	8	not	not	PART
easat-11048	206	9	significant	significant	ADJ
easat-11048	206	10	in	in	ADP
easat-11048	206	11	low	low	ADJ
easat-11048	206	12	-	-	PUNCT
easat-11048	206	13	urbanization	urbanization	NOUN
easat-11048	206	14	regions	region	NOUN
easat-11048	206	15	.	.	PUNCT
easat-11048	207	1	due	due	ADP
easat-11048	207	2	to	to	ADP
easat-11048	207	3	factors	factor	NOUN
easat-11048	207	4	such	such	ADJ
easat-11048	207	5	as	as	ADP
easat-11048	207	6	underdeveloped	underdeveloped	ADJ
easat-11048	207	7	infrastructure	infrastructure	NOUN
easat-11048	207	8	,	,	PUNCT
easat-11048	207	9	low	low	ADJ
easat-11048	207	10	995	995	NUM
easat-11048	207	11	edelweiss	edelweiss	PROPN
easat-11048	207	12	applied	apply	VERB
easat-11048	207	13	science	science	NOUN
easat-11048	207	14	and	and	CCONJ
easat-11048	207	15	technology	technology	NOUN
easat-11048	207	16	issn	issn	PROPN
easat-11048	207	17	:	:	PUNCT
easat-11048	207	18	2576	2576	NUM
easat-11048	207	19	-	-	SYM
easat-11048	207	20	8484	8484	NUM
easat-11048	207	21	vol	vol	NOUN
easat-11048	207	22	.	.	PROPN
easat-11048	208	1	9	9	NUM
easat-11048	208	2	,	,	PUNCT
easat-11048	208	3	no	no	INTJ
easat-11048	208	4	.	.	NOUN
easat-11048	208	5	11	11	NUM
easat-11048	208	6	:	:	PUNCT
easat-11048	208	7	986	986	NUM
easat-11048	208	8	-	-	SYM
easat-11048	208	9	1000	1000	NUM
easat-11048	208	10	,	,	PUNCT
easat-11048	208	11	2025	2025	NUM
easat-11048	208	12	doi	doi	NOUN
easat-11048	208	13	:	:	PUNCT
easat-11048	208	14	10.55214/2576	10.55214/2576	NUM
easat-11048	208	15	-	-	SYM
easat-11048	208	16	8484.v9i11.11048	8484.v9i11.11048	NUM
easat-11048	209	1	©	©	PROPN
easat-11048	209	2	2025	2025	NUM
easat-11048	209	3	by	by	ADP
easat-11048	209	4	the	the	DET
easat-11048	209	5	authors	author	NOUN
easat-11048	209	6	;	;	PUNCT
easat-11048	209	7	licensee	licensee	PROPN
easat-11048	209	8	learning	learn	VERB
easat-11048	209	9	gate	gate	VERB
easat-11048	209	10	financial	financial	ADJ
easat-11048	209	11	literacy	literacy	NOUN
easat-11048	209	12	among	among	ADP
easat-11048	209	13	residents	resident	NOUN
easat-11048	209	14	,	,	PUNCT
easat-11048	209	15	and	and	CCONJ
easat-11048	209	16	deeply	deeply	ADV
easat-11048	209	17	rooted	root	VERB
easat-11048	209	18	traditional	traditional	ADJ
easat-11048	209	19	consumption	consumption	NOUN
easat-11048	209	20	concepts	concept	NOUN
easat-11048	209	21	,	,	PUNCT
easat-11048	209	22	the	the	DET
easat-11048	209	23	impact	impact	NOUN
easat-11048	209	24	of	of	ADP
easat-11048	209	25	digital	digital	ADJ
easat-11048	209	26	inclusive	inclusive	ADJ
easat-11048	209	27	finance	finance	NOUN
easat-11048	209	28	on	on	ADP
easat-11048	209	29	the	the	DET
easat-11048	209	30	urban	urban	ADJ
easat-11048	209	31	-	-	PUNCT
easat-11048	209	32	rural	rural	ADJ
easat-11048	209	33	consumption	consumption	NOUN
easat-11048	209	34	gap	gap	NOUN
easat-11048	209	35	in	in	ADP
easat-11048	209	36	these	these	DET
easat-11048	209	37	regions	region	NOUN
easat-11048	209	38	is	be	AUX
easat-11048	209	39	not	not	PART
easat-11048	209	40	statistically	statistically	ADV
easat-11048	209	41	significant	significant	ADJ
easat-11048	209	42	.	.	PUNCT
easat-11048	210	1	in	in	ADP
easat-11048	210	2	regions	region	NOUN
easat-11048	210	3	with	with	ADP
easat-11048	210	4	relatively	relatively	ADV
easat-11048	210	5	high	high	ADJ
easat-11048	210	6	urbanization	urbanization	NOUN
easat-11048	210	7	rates	rate	NOUN
easat-11048	210	8	,	,	PUNCT
easat-11048	210	9	digital	digital	ADJ
easat-11048	210	10	inclusive	inclusive	ADJ
easat-11048	210	11	finance	finance	NOUN
easat-11048	210	12	has	have	AUX
easat-11048	210	13	practically	practically	ADV
easat-11048	210	14	provided	provide	VERB
easat-11048	210	15	more	more	ADJ
easat-11048	210	16	rural	rural	ADJ
easat-11048	210	17	residents	resident	NOUN
easat-11048	210	18	with	with	ADP
easat-11048	210	19	access	access	NOUN
easat-11048	210	20	to	to	ADP
easat-11048	210	21	highly	highly	ADV
easat-11048	210	22	convenient	convenient	ADJ
easat-11048	210	23	financial	financial	ADJ
easat-11048	210	24	services	service	NOUN
easat-11048	210	25	,	,	PUNCT
easat-11048	210	26	thereby	thereby	ADV
easat-11048	210	27	significantly	significantly	ADV
easat-11048	210	28	enhancing	enhance	VERB
easat-11048	210	29	rural	rural	ADJ
easat-11048	210	30	residents	resident	NOUN
easat-11048	210	31	’	’	PART
easat-11048	210	32	consumption	consumption	NOUN
easat-11048	210	33	capacity	capacity	NOUN
easat-11048	210	34	and	and	CCONJ
easat-11048	210	35	level	level	NOUN
easat-11048	210	36	,	,	PUNCT
easat-11048	210	37	which	which	PRON
easat-11048	210	38	in	in	ADP
easat-11048	210	39	turn	turn	NOUN
easat-11048	210	40	gradually	gradually	ADV
easat-11048	210	41	narrows	narrow	VERB
easat-11048	210	42	the	the	DET
easat-11048	210	43	urban	urban	ADJ
easat-11048	210	44	-	-	PUNCT
easat-11048	210	45	rural	rural	ADJ
easat-11048	210	46	consumption	consumption	NOUN
easat-11048	210	47	gap	gap	NOUN
easat-11048	210	48	.	.	PUNCT
easat-11048	211	1	furthermore	furthermore	ADV
easat-11048	211	2	,	,	PUNCT
easat-11048	211	3	digital	digital	ADJ
easat-11048	211	4	inclusive	inclusive	ADJ
easat-11048	211	5	finance	finance	NOUN
easat-11048	211	6	,	,	PUNCT
easat-11048	211	7	by	by	ADP
easat-11048	211	8	leveraging	leverage	VERB
easat-11048	211	9	the	the	DET
easat-11048	211	10	internet	internet	NOUN
easat-11048	211	11	and	and	CCONJ
easat-11048	211	12	mobile	mobile	ADJ
easat-11048	211	13	communication	communication	NOUN
easat-11048	211	14	technologies	technology	NOUN
easat-11048	211	15	,	,	PUNCT
easat-11048	211	16	has	have	AUX
easat-11048	211	17	successfully	successfully	ADV
easat-11048	211	18	broken	break	VERB
easat-11048	211	19	geographical	geographical	ADJ
easat-11048	211	20	constraints	constraint	NOUN
easat-11048	211	21	and	and	CCONJ
easat-11048	211	22	further	far	ADV
easat-11048	211	23	extended	extended	ADJ
easat-11048	211	24	financial	financial	ADJ
easat-11048	211	25	services	service	NOUN
easat-11048	211	26	to	to	ADP
easat-11048	211	27	a	a	DET
easat-11048	211	28	broader	broad	ADJ
easat-11048	211	29	range	range	NOUN
easat-11048	211	30	of	of	ADP
easat-11048	211	31	rural	rural	ADJ
easat-11048	211	32	areas	area	NOUN
easat-11048	211	33	.	.	PUNCT
easat-11048	212	1	this	this	PRON
easat-11048	212	2	objectively	objectively	ADV
easat-11048	212	3	helps	help	VERB
easat-11048	212	4	meet	meet	VERB
easat-11048	212	5	the	the	DET
easat-11048	212	6	diverse	diverse	ADJ
easat-11048	212	7	financial	financial	ADJ
easat-11048	212	8	service	service	NOUN
easat-11048	212	9	needs	need	NOUN
easat-11048	212	10	of	of	ADP
easat-11048	212	11	rural	rural	ADJ
easat-11048	212	12	residents	resident	NOUN
easat-11048	212	13	,	,	PUNCT
easat-11048	212	14	strongly	strongly	ADV
easat-11048	212	15	promotes	promote	VERB
easat-11048	212	16	the	the	DET
easat-11048	212	17	upgrading	upgrading	NOUN
easat-11048	212	18	of	of	ADP
easat-11048	212	19	the	the	DET
easat-11048	212	20	rural	rural	ADJ
easat-11048	212	21	consumption	consumption	NOUN
easat-11048	212	22	market	market	NOUN
easat-11048	212	23	,	,	PUNCT
easat-11048	212	24	and	and	CCONJ
easat-11048	212	25	drives	drive	VERB
easat-11048	212	26	its	its	PRON
easat-11048	212	27	continuous	continuous	ADJ
easat-11048	212	28	expansion	expansion	NOUN
easat-11048	212	29	.	.	PUNCT
easat-11048	213	1	however	however	ADV
easat-11048	213	2	,	,	PUNCT
easat-11048	213	3	in	in	ADP
easat-11048	213	4	low	low	ADJ
easat-11048	213	5	-	-	PUNCT
easat-11048	213	6	urbanization	urbanization	NOUN
easat-11048	213	7	regions	region	NOUN
easat-11048	213	8	,	,	PUNCT
easat-11048	213	9	the	the	DET
easat-11048	213	10	insufficiently	insufficiently	ADV
easat-11048	213	11	improved	improve	VERB
easat-11048	213	12	infrastructure	infrastructure	NOUN
easat-11048	213	13	has	have	AUX
easat-11048	213	14	,	,	PUNCT
easat-11048	213	15	to	to	ADP
easat-11048	213	16	some	some	DET
easat-11048	213	17	extent	extent	NOUN
easat-11048	213	18	,	,	PUNCT
easat-11048	213	19	restricted	restrict	VERB
easat-11048	213	20	the	the	DET
easat-11048	213	21	popularization	popularization	NOUN
easat-11048	213	22	of	of	ADP
easat-11048	213	23	digital	digital	ADJ
easat-11048	213	24	inclusive	inclusive	ADJ
easat-11048	213	25	finance	finance	NOUN
easat-11048	213	26	.	.	PUNCT
easat-11048	214	1	at	at	ADP
easat-11048	214	2	the	the	DET
easat-11048	214	3	same	same	ADJ
easat-11048	214	4	time	time	NOUN
easat-11048	214	5	,	,	PUNCT
easat-11048	214	6	residents	resident	NOUN
easat-11048	214	7	in	in	ADP
easat-11048	214	8	low	low	ADJ
easat-11048	214	9	-	-	PUNCT
easat-11048	214	10	urbanization	urbanization	NOUN
easat-11048	214	11	regions	region	NOUN
easat-11048	214	12	have	have	VERB
easat-11048	214	13	limited	limit	VERB
easat-11048	214	14	knowledge	knowledge	NOUN
easat-11048	214	15	of	of	ADP
easat-11048	214	16	financial	financial	ADJ
easat-11048	214	17	literacy	literacy	NOUN
easat-11048	214	18	and	and	CCONJ
easat-11048	214	19	relatively	relatively	ADV
easat-11048	214	20	low	low	ADJ
easat-11048	214	21	acceptance	acceptance	NOUN
easat-11048	214	22	of	of	ADP
easat-11048	214	23	digital	digital	ADJ
easat-11048	214	24	financial	financial	ADJ
easat-11048	214	25	services	service	NOUN
easat-11048	214	26	,	,	PUNCT
easat-11048	214	27	making	make	VERB
easat-11048	214	28	it	it	PRON
easat-11048	214	29	difficult	difficult	ADJ
easat-11048	214	30	for	for	SCONJ
easat-11048	214	31	them	they	PRON
easat-11048	214	32	to	to	PART
easat-11048	214	33	effectively	effectively	ADV
easat-11048	214	34	use	use	VERB
easat-11048	214	35	digital	digital	ADJ
easat-11048	214	36	inclusive	inclusive	ADJ
easat-11048	214	37	financial	financial	ADJ
easat-11048	214	38	services	service	NOUN
easat-11048	214	39	to	to	PART
easat-11048	214	40	enhance	enhance	VERB
easat-11048	214	41	their	their	PRON
easat-11048	214	42	own	own	ADJ
easat-11048	214	43	consumption	consumption	NOUN
easat-11048	214	44	capacity	capacity	NOUN
easat-11048	214	45	and	and	CCONJ
easat-11048	214	46	level	level	NOUN
easat-11048	214	47	.	.	PUNCT
easat-11048	215	1	in	in	ADP
easat-11048	215	2	addition	addition	NOUN
easat-11048	215	3	,	,	PUNCT
easat-11048	215	4	traditional	traditional	ADJ
easat-11048	215	5	consumption	consumption	NOUN
easat-11048	215	6	concepts	concept	NOUN
easat-11048	215	7	are	be	AUX
easat-11048	215	8	deeply	deeply	ADV
easat-11048	215	9	rooted	rooted	ADJ
easat-11048	215	10	in	in	ADP
easat-11048	215	11	low	low	ADJ
easat-11048	215	12	-	-	PUNCT
easat-11048	215	13	urbanization	urbanization	NOUN
easat-11048	215	14	regions	region	NOUN
easat-11048	215	15	,	,	PUNCT
easat-11048	215	16	where	where	SCONJ
easat-11048	215	17	residents	resident	NOUN
easat-11048	215	18	tend	tend	VERB
easat-11048	215	19	to	to	PART
easat-11048	215	20	hold	hold	VERB
easat-11048	215	21	conservative	conservative	ADJ
easat-11048	215	22	consumption	consumption	NOUN
easat-11048	215	23	attitudes	attitude	NOUN
easat-11048	215	24	and	and	CCONJ
easat-11048	215	25	prefer	prefer	VERB
easat-11048	215	26	to	to	PART
easat-11048	215	27	save	save	VERB
easat-11048	215	28	money	money	NOUN
easat-11048	215	29	rather	rather	ADV
easat-11048	215	30	than	than	ADP
easat-11048	215	31	spend	spend	VERB
easat-11048	215	32	it	it	PRON
easat-11048	215	33	.	.	PUNCT
easat-11048	216	1	this	this	DET
easat-11048	216	2	type	type	NOUN
easat-11048	216	3	of	of	ADP
easat-11048	216	4	consumption	consumption	NOUN
easat-11048	216	5	concept	concept	NOUN
easat-11048	216	6	has	have	AUX
easat-11048	216	7	restricted	restrict	VERB
easat-11048	216	8	the	the	DET
easat-11048	216	9	role	role	NOUN
easat-11048	216	10	of	of	ADP
easat-11048	216	11	digital	digital	ADJ
easat-11048	216	12	inclusive	inclusive	ADJ
easat-11048	216	13	finance	finance	NOUN
easat-11048	216	14	in	in	ADP
easat-11048	216	15	promoting	promote	VERB
easat-11048	216	16	consumption	consumption	NOUN
easat-11048	216	17	to	to	ADP
easat-11048	216	18	a	a	DET
easat-11048	216	19	certain	certain	ADJ
easat-11048	216	20	extent	extent	NOUN
easat-11048	216	21	.	.	PUNCT
easat-11048	217	1	5.2.2	5.2.2	X
easat-11048	217	2	.	.	PUNCT
easat-11048	218	1	distinguishing	distinguish	VERB
easat-11048	218	2	between	between	ADP
easat-11048	218	3	direct	direct	ADJ
easat-11048	218	4	-	-	PUNCT
easat-11048	218	5	controlled	control	VERB
easat-11048	218	6	municipalities	municipality	NOUN
easat-11048	218	7	and	and	CCONJ
easat-11048	218	8	non	non	ADJ
easat-11048	218	9	-	-	ADJ
easat-11048	218	10	direct	direct	ADJ
easat-11048	218	11	-	-	PUNCT
easat-11048	218	12	controlled	control	VERB
easat-11048	218	13	municipalities	municipality	NOUN
easat-11048	218	14	as	as	ADP
easat-11048	218	15	a	a	DET
easat-11048	218	16	product	product	NOUN
easat-11048	218	17	of	of	ADP
easat-11048	218	18	the	the	DET
easat-11048	218	19	integration	integration	NOUN
easat-11048	218	20	of	of	ADP
easat-11048	218	21	financial	financial	ADJ
easat-11048	218	22	innovation	innovation	NOUN
easat-11048	218	23	and	and	CCONJ
easat-11048	218	24	technology	technology	NOUN
easat-11048	218	25	,	,	PUNCT
easat-11048	218	26	digital	digital	ADJ
easat-11048	218	27	inclusive	inclusive	ADJ
easat-11048	218	28	finance	finance	NOUN
easat-11048	218	29	,	,	PUNCT
easat-11048	218	30	with	with	ADP
easat-11048	218	31	its	its	PRON
easat-11048	218	32	characteristics	characteristic	NOUN
easat-11048	218	33	of	of	ADP
easat-11048	218	34	low	low	ADJ
easat-11048	218	35	threshold	threshold	NOUN
easat-11048	218	36	,	,	PUNCT
easat-11048	218	37	wide	wide	ADJ
easat-11048	218	38	coverage	coverage	NOUN
easat-11048	218	39	,	,	PUNCT
easat-11048	218	40	and	and	CCONJ
easat-11048	218	41	high	high	ADJ
easat-11048	218	42	efficiency	efficiency	NOUN
easat-11048	218	43	,	,	PUNCT
easat-11048	218	44	provides	provide	VERB
easat-11048	218	45	a	a	DET
easat-11048	218	46	new	new	ADJ
easat-11048	218	47	possibility	possibility	NOUN
easat-11048	218	48	for	for	ADP
easat-11048	218	49	narrowing	narrow	VERB
easat-11048	218	50	the	the	DET
easat-11048	218	51	urban	urban	ADJ
easat-11048	218	52	-	-	PUNCT
easat-11048	218	53	rural	rural	ADJ
easat-11048	218	54	consumption	consumption	NOUN
easat-11048	218	55	gap	gap	NOUN
easat-11048	218	56	.	.	PUNCT
easat-11048	219	1	this	this	DET
easat-11048	219	2	study	study	NOUN
easat-11048	219	3	conducts	conduct	VERB
easat-11048	219	4	heterogeneous	heterogeneous	ADJ
easat-11048	219	5	regression	regression	NOUN
easat-11048	219	6	by	by	ADP
easat-11048	219	7	grouping	group	VERB
easat-11048	219	8	samples	sample	NOUN
easat-11048	219	9	into	into	ADP
easat-11048	219	10	non	non	ADJ
easat-11048	219	11	-	-	NOUN
easat-11048	219	12	municipalities	municipality	NOUN
easat-11048	219	13	directly	directly	ADV
easat-11048	219	14	under	under	ADP
easat-11048	219	15	the	the	DET
easat-11048	219	16	central	central	ADJ
easat-11048	219	17	government	government	NOUN
easat-11048	219	18	(	(	PUNCT
easat-11048	219	19	non	non	ADJ
easat-11048	219	20	-	-	ADJ
easat-11048	219	21	directcontrolled	directcontrolle	VERB
easat-11048	219	22	municipalities	municipality	NOUN
easat-11048	219	23	)	)	PUNCT
easat-11048	219	24	and	and	CCONJ
easat-11048	219	25	municipalities	municipality	NOUN
easat-11048	219	26	directly	directly	ADV
easat-11048	219	27	under	under	ADP
easat-11048	219	28	the	the	DET
easat-11048	219	29	central	central	ADJ
easat-11048	219	30	government	government	NOUN
easat-11048	219	31	(	(	PUNCT
easat-11048	219	32	direct	direct	ADJ
easat-11048	219	33	-	-	PUNCT
easat-11048	219	34	controlled	control	VERB
easat-11048	219	35	municipalities	municipality	NOUN
easat-11048	219	36	)	)	PUNCT
easat-11048	219	37	.	.	PUNCT
easat-11048	220	1	the	the	DET
easat-11048	220	2	results	result	NOUN
easat-11048	220	3	in	in	ADP
easat-11048	220	4	column	column	NOUN
easat-11048	220	5	(	(	PUNCT
easat-11048	220	6	3	3	NUM
easat-11048	220	7	)	)	PUNCT
easat-11048	220	8	of	of	ADP
easat-11048	220	9	table	table	NOUN
easat-11048	220	10	5	5	NUM
easat-11048	220	11	indicate	indicate	VERB
easat-11048	220	12	that	that	SCONJ
easat-11048	220	13	the	the	DET
easat-11048	220	14	explanatory	explanatory	ADJ
easat-11048	220	15	variable	variable	NOUN
easat-11048	220	16	is	be	AUX
easat-11048	220	17	negatively	negatively	ADV
easat-11048	220	18	significant	significant	ADJ
easat-11048	220	19	at	at	ADP
easat-11048	220	20	the	the	DET
easat-11048	220	21	1	1	NUM
easat-11048	220	22	%	%	NOUN
easat-11048	220	23	statistical	statistical	ADJ
easat-11048	220	24	level	level	NOUN
easat-11048	220	25	,	,	PUNCT
easat-11048	220	26	which	which	PRON
easat-11048	220	27	suggests	suggest	VERB
easat-11048	220	28	that	that	SCONJ
easat-11048	220	29	the	the	DET
easat-11048	220	30	development	development	NOUN
easat-11048	220	31	of	of	ADP
easat-11048	220	32	digital	digital	ADJ
easat-11048	220	33	inclusive	inclusive	ADJ
easat-11048	220	34	finance	finance	NOUN
easat-11048	220	35	exerts	exert	VERB
easat-11048	220	36	a	a	DET
easat-11048	220	37	significant	significant	ADJ
easat-11048	220	38	effect	effect	NOUN
easat-11048	220	39	on	on	ADP
easat-11048	220	40	narrowing	narrow	VERB
easat-11048	220	41	the	the	DET
easat-11048	220	42	urban	urban	ADJ
easat-11048	220	43	-	-	PUNCT
easat-11048	220	44	rural	rural	ADJ
easat-11048	220	45	consumption	consumption	NOUN
easat-11048	220	46	gap	gap	NOUN
easat-11048	220	47	in	in	ADP
easat-11048	220	48	direct	direct	ADJ
easat-11048	220	49	-	-	PUNCT
easat-11048	220	50	controlled	control	VERB
easat-11048	220	51	municipalities	municipality	NOUN
easat-11048	220	52	,	,	PUNCT
easat-11048	220	53	while	while	SCONJ
easat-11048	220	54	the	the	DET
easat-11048	220	55	effect	effect	NOUN
easat-11048	220	56	is	be	AUX
easat-11048	220	57	not	not	PART
easat-11048	220	58	significant	significant	ADJ
easat-11048	220	59	in	in	ADP
easat-11048	220	60	non	non	ADJ
easat-11048	220	61	-	-	ADJ
easat-11048	220	62	direct	direct	ADJ
easat-11048	220	63	-	-	PUNCT
easat-11048	220	64	controlled	control	VERB
easat-11048	220	65	municipalities	municipality	NOUN
easat-11048	220	66	.	.	PUNCT
easat-11048	221	1	direct	direct	ADJ
easat-11048	221	2	-	-	PUNCT
easat-11048	221	3	controlled	control	VERB
easat-11048	221	4	municipalities	municipality	NOUN
easat-11048	221	5	typically	typically	ADV
easat-11048	221	6	have	have	VERB
easat-11048	221	7	relatively	relatively	ADV
easat-11048	221	8	high	high	ADJ
easat-11048	221	9	income	income	NOUN
easat-11048	221	10	levels	level	NOUN
easat-11048	221	11	,	,	PUNCT
easat-11048	221	12	highly	highly	ADV
easat-11048	221	13	active	active	ADJ
easat-11048	221	14	market	market	NOUN
easat-11048	221	15	demand	demand	NOUN
easat-11048	221	16	,	,	PUNCT
easat-11048	221	17	and	and	CCONJ
easat-11048	221	18	a	a	DET
easat-11048	221	19	relatively	relatively	ADV
easat-11048	221	20	sound	sound	ADJ
easat-11048	221	21	industrial	industrial	ADJ
easat-11048	221	22	structure	structure	NOUN
easat-11048	221	23	,	,	PUNCT
easat-11048	221	24	which	which	PRON
easat-11048	221	25	makes	make	VERB
easat-11048	221	26	the	the	DET
easat-11048	221	27	application	application	NOUN
easat-11048	221	28	scenarios	scenario	NOUN
easat-11048	221	29	of	of	ADP
easat-11048	221	30	digital	digital	ADJ
easat-11048	221	31	inclusive	inclusive	ADJ
easat-11048	221	32	finance	finance	NOUN
easat-11048	221	33	in	in	ADP
easat-11048	221	34	these	these	DET
easat-11048	221	35	regions	region	NOUN
easat-11048	221	36	broader	broader	ADV
easat-11048	221	37	and	and	CCONJ
easat-11048	221	38	their	their	PRON
easat-11048	221	39	role	role	NOUN
easat-11048	221	40	in	in	ADP
easat-11048	221	41	promoting	promote	VERB
easat-11048	221	42	consumption	consumption	NOUN
easat-11048	221	43	more	more	ADV
easat-11048	221	44	prominent	prominent	ADJ
easat-11048	221	45	.	.	PUNCT
easat-11048	222	1	moreover	moreover	ADV
easat-11048	222	2	,	,	PUNCT
easat-11048	222	3	residents	resident	NOUN
easat-11048	222	4	in	in	ADP
easat-11048	222	5	direct	direct	ADJ
easat-11048	222	6	-	-	PUNCT
easat-11048	222	7	controlled	control	VERB
easat-11048	222	8	municipalities	municipality	NOUN
easat-11048	222	9	generally	generally	ADV
easat-11048	222	10	have	have	VERB
easat-11048	222	11	a	a	DET
easat-11048	222	12	higher	high	ADJ
easat-11048	222	13	level	level	NOUN
easat-11048	222	14	of	of	ADP
easat-11048	222	15	education	education	NOUN
easat-11048	222	16	and	and	CCONJ
easat-11048	222	17	a	a	DET
easat-11048	222	18	better	well	ADJ
easat-11048	222	19	understanding	understanding	NOUN
easat-11048	222	20	and	and	CCONJ
easat-11048	222	21	mastery	mastery	NOUN
easat-11048	222	22	of	of	ADP
easat-11048	222	23	financial	financial	ADJ
easat-11048	222	24	knowledge	knowledge	NOUN
easat-11048	222	25	,	,	PUNCT
easat-11048	222	26	which	which	PRON
easat-11048	222	27	enables	enable	VERB
easat-11048	222	28	them	they	PRON
easat-11048	222	29	to	to	PART
easat-11048	222	30	more	more	ADV
easat-11048	222	31	easily	easily	ADV
easat-11048	222	32	accept	accept	VERB
easat-11048	222	33	and	and	CCONJ
easat-11048	222	34	use	use	VERB
easat-11048	222	35	digital	digital	ADJ
easat-11048	222	36	inclusive	inclusive	ADJ
easat-11048	222	37	financial	financial	ADJ
easat-11048	222	38	products	product	NOUN
easat-11048	222	39	,	,	PUNCT
easat-11048	222	40	thereby	thereby	ADV
easat-11048	222	41	practically	practically	ADV
easat-11048	222	42	enhancing	enhance	VERB
easat-11048	222	43	their	their	PRON
easat-11048	222	44	own	own	ADJ
easat-11048	222	45	consumption	consumption	NOUN
easat-11048	222	46	capacity	capacity	NOUN
easat-11048	222	47	and	and	CCONJ
easat-11048	222	48	level	level	NOUN
easat-11048	222	49	.	.	PUNCT
easat-11048	223	1	however	however	ADV
easat-11048	223	2	,	,	PUNCT
easat-11048	223	3	non	non	ADJ
easat-11048	223	4	-	-	ADJ
easat-11048	223	5	direct	direct	ADJ
easat-11048	223	6	-	-	PUNCT
easat-11048	223	7	controlled	control	VERB
easat-11048	223	8	municipalities	municipality	NOUN
easat-11048	223	9	have	have	VERB
easat-11048	223	10	relatively	relatively	ADV
easat-11048	223	11	weak	weak	ADJ
easat-11048	223	12	economic	economic	ADJ
easat-11048	223	13	foundations	foundation	NOUN
easat-11048	223	14	,	,	PUNCT
easat-11048	223	15	and	and	CCONJ
easat-11048	223	16	their	their	PRON
easat-11048	223	17	residents	resident	NOUN
easat-11048	223	18	have	have	VERB
easat-11048	223	19	lower	low	ADJ
easat-11048	223	20	income	income	NOUN
easat-11048	223	21	levels	level	NOUN
easat-11048	223	22	and	and	CCONJ
easat-11048	223	23	limited	limited	ADJ
easat-11048	223	24	consumption	consumption	NOUN
easat-11048	223	25	capacity	capacity	NOUN
easat-11048	223	26	.	.	PUNCT
easat-11048	224	1	this	this	PRON
easat-11048	224	2	has	have	AUX
easat-11048	224	3	restricted	restrict	VERB
easat-11048	224	4	the	the	DET
easat-11048	224	5	role	role	NOUN
easat-11048	224	6	of	of	ADP
easat-11048	224	7	digital	digital	ADJ
easat-11048	224	8	inclusive	inclusive	ADJ
easat-11048	224	9	finance	finance	NOUN
easat-11048	224	10	in	in	ADP
easat-11048	224	11	promoting	promote	VERB
easat-11048	224	12	consumption	consumption	NOUN
easat-11048	224	13	,	,	PUNCT
easat-11048	224	14	as	as	ADP
easat-11048	224	15	even	even	ADV
easat-11048	224	16	with	with	ADP
easat-11048	224	17	convenient	convenient	ADJ
easat-11048	224	18	financial	financial	ADJ
easat-11048	224	19	services	service	NOUN
easat-11048	224	20	provided	provide	VERB
easat-11048	224	21	,	,	PUNCT
easat-11048	224	22	residents	resident	NOUN
easat-11048	224	23	may	may	AUX
easat-11048	224	24	still	still	ADV
easat-11048	224	25	find	find	VERB
easat-11048	224	26	it	it	PRON
easat-11048	224	27	difficult	difficult	ADJ
easat-11048	224	28	to	to	PART
easat-11048	224	29	generate	generate	VERB
easat-11048	224	30	effective	effective	ADJ
easat-11048	224	31	consumption	consumption	NOUN
easat-11048	224	32	demand	demand	NOUN
easat-11048	224	33	due	due	ADP
easat-11048	224	34	to	to	ADP
easat-11048	224	35	insufficient	insufficient	ADJ
easat-11048	224	36	income	income	NOUN
easat-11048	224	37	.	.	PUNCT
easat-11048	225	1	at	at	ADP
easat-11048	225	2	the	the	DET
easat-11048	225	3	same	same	ADJ
easat-11048	225	4	time	time	NOUN
easat-11048	225	5	,	,	PUNCT
easat-11048	225	6	compared	compare	VERB
easat-11048	225	7	with	with	ADP
easat-11048	225	8	non	non	ADJ
easat-11048	225	9	-	-	ADJ
easat-11048	225	10	direct	direct	ADJ
easat-11048	225	11	-	-	PUNCT
easat-11048	225	12	controlled	control	VERB
easat-11048	225	13	municipalities	municipality	NOUN
easat-11048	225	14	,	,	PUNCT
easat-11048	225	15	directcontrolled	directcontrolle	VERB
easat-11048	225	16	municipalities	municipality	NOUN
easat-11048	225	17	usually	usually	ADV
easat-11048	225	18	enjoy	enjoy	VERB
easat-11048	225	19	more	more	ADJ
easat-11048	225	20	advantages	advantage	NOUN
easat-11048	225	21	in	in	ADP
easat-11048	225	22	terms	term	NOUN
easat-11048	225	23	of	of	ADP
easat-11048	225	24	policy	policy	NOUN
easat-11048	225	25	environment	environment	NOUN
easat-11048	225	26	,	,	PUNCT
easat-11048	225	27	while	while	SCONJ
easat-11048	225	28	the	the	DET
easat-11048	225	29	policy	policy	NOUN
easat-11048	225	30	environment	environment	NOUN
easat-11048	225	31	in	in	ADP
easat-11048	225	32	non	non	ADJ
easat-11048	225	33	-	-	ADJ
easat-11048	225	34	direct	direct	ADJ
easat-11048	225	35	-	-	PUNCT
easat-11048	225	36	controlled	control	VERB
easat-11048	225	37	municipalities	municipality	NOUN
easat-11048	225	38	is	be	AUX
easat-11048	225	39	relatively	relatively	ADV
easat-11048	225	40	stringent	stringent	ADJ
easat-11048	225	41	for	for	ADP
easat-11048	225	42	the	the	DET
easat-11048	225	43	development	development	NOUN
easat-11048	225	44	of	of	ADP
easat-11048	225	45	digital	digital	ADJ
easat-11048	225	46	inclusive	inclusive	ADJ
easat-11048	225	47	finance	finance	NOUN
easat-11048	225	48	,	,	PUNCT
easat-11048	225	49	such	such	ADJ
easat-11048	225	50	as	as	ADP
easat-11048	225	51	overly	overly	ADV
easat-11048	225	52	strict	strict	ADJ
easat-11048	225	53	regulatory	regulatory	ADJ
easat-11048	225	54	policies	policy	NOUN
easat-11048	225	55	.	.	PUNCT
easat-11048	226	1	in	in	ADP
easat-11048	226	2	addition	addition	NOUN
easat-11048	226	3	,	,	PUNCT
easat-11048	226	4	residents	resident	NOUN
easat-11048	226	5	in	in	ADP
easat-11048	226	6	non	non	ADJ
easat-11048	226	7	-	-	ADJ
easat-11048	226	8	directcontrolled	directcontrolle	VERB
easat-11048	226	9	municipalities	municipality	NOUN
easat-11048	226	10	generally	generally	ADV
easat-11048	226	11	have	have	VERB
easat-11048	226	12	a	a	DET
easat-11048	226	13	lower	low	ADJ
easat-11048	226	14	level	level	NOUN
easat-11048	226	15	of	of	ADP
easat-11048	226	16	education	education	NOUN
easat-11048	226	17	and	and	CCONJ
easat-11048	226	18	limited	limited	ADJ
easat-11048	226	19	understanding	understanding	NOUN
easat-11048	226	20	and	and	CCONJ
easat-11048	226	21	mastery	mastery	NOUN
easat-11048	226	22	of	of	ADP
easat-11048	226	23	financial	financial	ADJ
easat-11048	226	24	knowledge	knowledge	NOUN
easat-11048	226	25	,	,	PUNCT
easat-11048	226	26	which	which	PRON
easat-11048	226	27	results	result	VERB
easat-11048	226	28	in	in	ADP
easat-11048	226	29	their	their	PRON
easat-11048	226	30	low	low	ADJ
easat-11048	226	31	awareness	awareness	NOUN
easat-11048	226	32	and	and	CCONJ
easat-11048	226	33	acceptance	acceptance	NOUN
easat-11048	226	34	of	of	ADP
easat-11048	226	35	digital	digital	ADJ
easat-11048	226	36	inclusive	inclusive	ADJ
easat-11048	226	37	financial	financial	ADJ
easat-11048	226	38	products	product	NOUN
easat-11048	226	39	and	and	CCONJ
easat-11048	226	40	makes	make	VERB
easat-11048	226	41	it	it	PRON
easat-11048	226	42	difficult	difficult	ADJ
easat-11048	226	43	for	for	SCONJ
easat-11048	226	44	them	they	PRON
easat-11048	226	45	to	to	PART
easat-11048	226	46	effectively	effectively	ADV
easat-11048	226	47	use	use	VERB
easat-11048	226	48	digital	digital	ADJ
easat-11048	226	49	inclusive	inclusive	ADJ
easat-11048	226	50	financial	financial	ADJ
easat-11048	226	51	services	service	NOUN
easat-11048	226	52	to	to	PART
easat-11048	226	53	enhance	enhance	VERB
easat-11048	226	54	their	their	PRON
easat-11048	226	55	own	own	ADJ
easat-11048	226	56	consumption	consumption	NOUN
easat-11048	226	57	capacity	capacity	NOUN
easat-11048	226	58	and	and	CCONJ
easat-11048	226	59	level	level	NOUN
easat-11048	226	60	.	.	PUNCT
easat-11048	227	1	996	996	NUM
easat-11048	227	2	edelweiss	edelweiss	PROPN
easat-11048	227	3	applied	apply	VERB
easat-11048	227	4	science	science	NOUN
easat-11048	227	5	and	and	CCONJ
easat-11048	227	6	technology	technology	NOUN
easat-11048	227	7	issn	issn	PROPN
easat-11048	227	8	:	:	PUNCT
easat-11048	227	9	2576	2576	NUM
easat-11048	227	10	-	-	SYM
easat-11048	227	11	8484	8484	NUM
easat-11048	227	12	vol	vol	NOUN
easat-11048	227	13	.	.	PROPN
easat-11048	228	1	9	9	NUM
easat-11048	228	2	,	,	PUNCT
easat-11048	228	3	no	no	INTJ
easat-11048	228	4	.	.	NOUN
easat-11048	228	5	11	11	NUM
easat-11048	228	6	:	:	PUNCT
easat-11048	228	7	986	986	NUM
easat-11048	228	8	-	-	SYM
easat-11048	228	9	1000	1000	NUM
easat-11048	228	10	,	,	PUNCT
easat-11048	228	11	2025	2025	NUM
easat-11048	228	12	doi	doi	NOUN
easat-11048	228	13	:	:	PUNCT
easat-11048	228	14	10.55214/2576	10.55214/2576	NUM
easat-11048	228	15	-	-	SYM
easat-11048	228	16	8484.v9i11.11048	8484.v9i11.11048	NUM
easat-11048	229	1	©	©	PROPN
easat-11048	229	2	2025	2025	NUM
easat-11048	229	3	by	by	ADP
easat-11048	229	4	the	the	DET
easat-11048	229	5	authors	author	NOUN
easat-11048	229	6	;	;	PUNCT
easat-11048	229	7	licensee	licensee	PROPN
easat-11048	229	8	learning	learn	VERB
easat-11048	229	9	gate	gate	NOUN
easat-11048	229	10	table	table	NOUN
easat-11048	229	11	5	5	NUM
easat-11048	229	12	.	.	PUNCT
easat-11048	229	13	heterogeneity	heterogeneity	PROPN
easat-11048	229	14	test	test	NOUN
easat-11048	229	15	.	.	PUNCT
easat-11048	230	1	variables	variable	NOUN
easat-11048	230	2	(	(	PUNCT
easat-11048	230	3	1	1	NUM
easat-11048	230	4	)	)	PUNCT
easat-11048	230	5	(	(	PUNCT
easat-11048	230	6	2	2	NUM
easat-11048	230	7	)	)	PUNCT
easat-11048	230	8	(	(	PUNCT
easat-11048	230	9	3	3	X
easat-11048	230	10	)	)	PUNCT
easat-11048	230	11	(	(	PUNCT
easat-11048	230	12	4	4	X
easat-11048	230	13	)	)	PUNCT
easat-11048	230	14	gap	gap	NOUN
easat-11048	230	15	gap	gap	NOUN
easat-11048	230	16	gap	gap	NOUN
easat-11048	230	17	gap	gap	NOUN
easat-11048	230	18	ida	ida	PROPN
easat-11048	230	19	0.0223	0.0223	NUM
easat-11048	230	20	-0.8803	-0.8803	NOUN
easat-11048	230	21	*	*	PUNCT
easat-11048	230	22	*	*	PUNCT
easat-11048	230	23	*	*	PUNCT
easat-11048	230	24	-1.1078	-1.1078	NOUN
easat-11048	230	25	*	*	PUNCT
easat-11048	230	26	*	*	PUNCT
easat-11048	230	27	*	*	NOUN
easat-11048	230	28	-0.0724	-0.0724	NOUN
easat-11048	230	29	(	(	PUNCT
easat-11048	230	30	0.0905	0.0905	NUM
easat-11048	230	31	)	)	PUNCT
easat-11048	230	32	(	(	PUNCT
easat-11048	230	33	0.2550	0.2550	NUM
easat-11048	230	34	)	)	PUNCT
easat-11048	230	35	(	(	PUNCT
easat-11048	230	36	0.3870	0.3870	NUM
easat-11048	230	37	)	)	PUNCT
easat-11048	230	38	(	(	PUNCT
easat-11048	230	39	0.0705	0.0705	NUM
easat-11048	230	40	)	)	PUNCT
easat-11048	230	41	tl	tl	PROPN
easat-11048	230	42	1.9852	1.9852	NUM
easat-11048	230	43	2.5709	2.5709	NUM
easat-11048	230	44	*	*	PUNCT
easat-11048	230	45	*	*	PUNCT
easat-11048	230	46	-2.2944	-2.2944	PROPN
easat-11048	230	47	4.1798	4.1798	NUM
easat-11048	230	48	*	*	PUNCT
easat-11048	230	49	*	*	PUNCT
easat-11048	230	50	*	*	PUNCT
easat-11048	230	51	(	(	PUNCT
easat-11048	230	52	1.3242	1.3242	NUM
easat-11048	230	53	)	)	PUNCT
easat-11048	230	54	(	(	PUNCT
easat-11048	230	55	1.0602	1.0602	NUM
easat-11048	230	56	)	)	PUNCT
easat-11048	230	57	(	(	PUNCT
easat-11048	230	58	2.6480	2.6480	NUM
easat-11048	230	59	)	)	PUNCT
easat-11048	230	60	(	(	PUNCT
easat-11048	230	61	0.8257	0.8257	NUM
easat-11048	230	62	)	)	PUNCT
easat-11048	230	63	csl	csl	NOUN
easat-11048	230	64	-0.1417	-0.1417	PROPN
easat-11048	230	65	-0.4254	-0.4254	PUNCT
easat-11048	230	66	-0.9961	-0.9961	PROPN
easat-11048	231	1	0.0692	0.0692	NUM
easat-11048	231	2	(	(	PUNCT
easat-11048	231	3	0.3206	0.3206	NUM
easat-11048	231	4	)	)	PUNCT
easat-11048	231	5	(	(	PUNCT
easat-11048	231	6	0.4887	0.4887	NUM
easat-11048	231	7	)	)	PUNCT
easat-11048	231	8	(	(	PUNCT
easat-11048	231	9	0.9541	0.9541	NUM
easat-11048	231	10	)	)	PUNCT
easat-11048	231	11	(	(	PUNCT
easat-11048	231	12	0.2633	0.2633	NUM
easat-11048	231	13	)	)	PUNCT
easat-11048	231	14	cl	cl	NOUN
easat-11048	231	15	-0.0421	-0.0421	NOUN
easat-11048	231	16	-0.2674	-0.2674	NOUN
easat-11048	231	17	0.0813	0.0813	NUM
easat-11048	231	18	-0.1059	-0.1059	X
easat-11048	231	19	(	(	PUNCT
easat-11048	231	20	0.1310	0.1310	NUM
easat-11048	231	21	)	)	PUNCT
easat-11048	231	22	(	(	PUNCT
easat-11048	231	23	0.5765	0.5765	NUM
easat-11048	231	24	)	)	PUNCT
easat-11048	231	25	(	(	PUNCT
easat-11048	231	26	0.1113	0.1113	NUM
easat-11048	231	27	)	)	PUNCT
easat-11048	231	28	(	(	PUNCT
easat-11048	231	29	0.0935	0.0935	NUM
easat-11048	231	30	)	)	PUNCT
easat-11048	231	31	peo	peo	PROPN
easat-11048	231	32	-0.0090	-0.0090	NOUN
easat-11048	231	33	*	*	PUNCT
easat-11048	231	34	*	*	PUNCT
easat-11048	231	35	*	*	PUNCT
easat-11048	231	36	-0.0026	-0.0026	PUNCT
easat-11048	232	1	*	*	PUNCT
easat-11048	233	1	*	*	PUNCT
easat-11048	233	2	*	*	NOUN
easat-11048	233	3	-0.0032	-0.0032	NOUN
easat-11048	234	1	*	*	PUNCT
easat-11048	234	2	*	*	PUNCT
easat-11048	234	3	*	*	PUNCT
easat-11048	234	4	-0.0004	-0.0004	X
easat-11048	234	5	(	(	PUNCT
easat-11048	234	6	0.0021	0.0021	NUM
easat-11048	234	7	)	)	PUNCT
easat-11048	234	8	(	(	PUNCT
easat-11048	234	9	0.0005	0.0005	NUM
easat-11048	234	10	)	)	PUNCT
easat-11048	234	11	(	(	PUNCT
easat-11048	234	12	0.0008	0.0008	NUM
easat-11048	234	13	)	)	PUNCT
easat-11048	234	14	(	(	PUNCT
easat-11048	234	15	0.0007	0.0007	NUM
easat-11048	234	16	)	)	PUNCT
easat-11048	234	17	eco	eco	NOUN
easat-11048	234	18	-0.5320	-0.5320	NOUN
easat-11048	234	19	*	*	PUNCT
easat-11048	234	20	*	*	PUNCT
easat-11048	234	21	*	*	PUNCT
easat-11048	235	1	0.5606	0.5606	NUM
easat-11048	235	2	*	*	PUNCT
easat-11048	235	3	*	*	PUNCT
easat-11048	235	4	*	*	PUNCT
easat-11048	235	5	-1.0916	-1.0916	NOUN
easat-11048	235	6	*	*	PUNCT
easat-11048	235	7	*	*	NOUN
easat-11048	235	8	-0.1076	-0.1076	PROPN
easat-11048	235	9	(	(	PUNCT
easat-11048	235	10	0.1730	0.1730	NUM
easat-11048	235	11	)	)	PUNCT
easat-11048	235	12	(	(	PUNCT
easat-11048	235	13	0.1949	0.1949	NUM
easat-11048	235	14	)	)	PUNCT
easat-11048	235	15	(	(	PUNCT
easat-11048	235	16	0.4324	0.4324	NUM
easat-11048	235	17	)	)	PUNCT
easat-11048	235	18	(	(	PUNCT
easat-11048	235	19	0.1209	0.1209	NUM
easat-11048	235	20	)	)	PUNCT
easat-11048	235	21	provinces	province	NOUN
easat-11048	235	22	fixed	fix	VERB
easat-11048	235	23	effects	effect	NOUN
easat-11048	236	1	yes	yes	INTJ
easat-11048	237	1	yes	yes	INTJ
easat-11048	238	1	yes	yes	INTJ
easat-11048	239	1	yes	yes	INTJ
easat-11048	239	2	time	time	NOUN
easat-11048	240	1	fixed	fix	VERB
easat-11048	240	2	effects	effect	NOUN
easat-11048	241	1	yes	yes	INTJ
easat-11048	242	1	yes	yes	INTJ
easat-11048	242	2	yes	yes	INTJ
easat-11048	242	3	yes	yes	INTJ
easat-11048	242	4	constant	constant	ADJ
easat-11048	242	5	9.6355	9.6355	NUM
easat-11048	242	6	*	*	PUNCT
easat-11048	242	7	*	*	PUNCT
easat-11048	242	8	*	*	PUNCT
easat-11048	242	9	2.4774	2.4774	NUM
easat-11048	242	10	26.6394	26.6394	NUM
easat-11048	242	11	*	*	PUNCT
easat-11048	242	12	*	*	PUNCT
easat-11048	242	13	*	*	PUNCT
easat-11048	243	1	3.4889	3.4889	NUM
easat-11048	243	2	*	*	PUNCT
easat-11048	243	3	*	*	PUNCT
easat-11048	243	4	*	*	PUNCT
easat-11048	243	5	(	(	PUNCT
easat-11048	243	6	1.8077	1.8077	NUM
easat-11048	243	7	)	)	PUNCT
easat-11048	243	8	(	(	PUNCT
easat-11048	243	9	2.4677	2.4677	NUM
easat-11048	243	10	)	)	PUNCT
easat-11048	243	11	(	(	PUNCT
easat-11048	243	12	3.6491	3.6491	NUM
easat-11048	243	13	)	)	PUNCT
easat-11048	243	14	(	(	PUNCT
easat-11048	243	15	1.2850	1.2850	NUM
easat-11048	243	16	)	)	PUNCT
easat-11048	243	17	observations	observation	NOUN
easat-11048	243	18	198	198	NUM
easat-11048	243	19	200	200	NUM
easat-11048	243	20	52	52	NUM
easat-11048	243	21	351	351	NUM
easat-11048	243	22	r	r	NOUN
easat-11048	243	23	-	-	PUNCT
easat-11048	243	24	squared	square	VERB
easat-11048	243	25	0.950	0.950	NUM
easat-11048	243	26	0.921	0.921	NUM
easat-11048	243	27	0.952	0.952	NUM
easat-11048	243	28	0.934	0.934	NUM
easat-11048	243	29	note	note	NOUN
easat-11048	243	30	:	:	PUNCT
easat-11048	243	31	the	the	DET
easat-11048	243	32	parentheses	parenthesis	NOUN
easat-11048	243	33	indicate	indicate	VERB
easat-11048	243	34	the	the	DET
easat-11048	243	35	robust	robust	ADJ
easat-11048	243	36	standard	standard	ADJ
easat-11048	243	37	error	error	NOUN
easat-11048	243	38	,	,	PUNCT
easat-11048	243	39	*	*	PUNCT
easat-11048	243	40	*	*	PUNCT
easat-11048	243	41	*	*	PUNCT
easat-11048	243	42	p<0.01	p<0.01	PROPN
easat-11048	243	43	,	,	PUNCT
easat-11048	243	44	*	*	PUNCT
easat-11048	243	45	*	*	PUNCT
easat-11048	243	46	p<0.05	p<0.05	NOUN
easat-11048	243	47	,	,	PUNCT
easat-11048	243	48	*	*	PUNCT
easat-11048	243	49	p<0.1	p<0.1	X
easat-11048	243	50	.	.	NOUN
easat-11048	244	1	6	6	NUM
easat-11048	244	2	.	.	X
easat-11048	244	3	mediation	mediation	NOUN
easat-11048	244	4	effect	effect	NOUN
easat-11048	244	5	test	test	NOUN
easat-11048	244	6	at	at	ADP
easat-11048	244	7	present	present	ADJ
easat-11048	244	8	,	,	PUNCT
easat-11048	244	9	as	as	SCONJ
easat-11048	244	10	china	china	PROPN
easat-11048	244	11	's	's	PART
easat-11048	244	12	economy	economy	NOUN
easat-11048	244	13	moves	move	VERB
easat-11048	244	14	toward	toward	ADP
easat-11048	244	15	high	high	ADJ
easat-11048	244	16	-	-	PUNCT
easat-11048	244	17	quality	quality	NOUN
easat-11048	244	18	development	development	NOUN
easat-11048	244	19	,	,	PUNCT
easat-11048	244	20	the	the	DET
easat-11048	244	21	imbalance	imbalance	NOUN
easat-11048	244	22	in	in	ADP
easat-11048	244	23	urbanrural	urbanrural	ADJ
easat-11048	244	24	economic	economic	ADJ
easat-11048	244	25	development	development	NOUN
easat-11048	244	26	remains	remain	VERB
easat-11048	244	27	a	a	DET
easat-11048	244	28	challenging	challenging	ADJ
easat-11048	244	29	issue	issue	NOUN
easat-11048	244	30	.	.	PUNCT
easat-11048	245	1	the	the	DET
easat-11048	245	2	urban	urban	ADJ
easat-11048	245	3	-	-	PUNCT
easat-11048	245	4	rural	rural	ADJ
easat-11048	245	5	consumption	consumption	NOUN
easat-11048	245	6	gap	gap	NOUN
easat-11048	245	7	is	be	AUX
easat-11048	245	8	a	a	DET
easat-11048	245	9	key	key	ADJ
easat-11048	245	10	indicator	indicator	NOUN
easat-11048	245	11	that	that	PRON
easat-11048	245	12	measures	measure	VERB
easat-11048	245	13	the	the	DET
easat-11048	245	14	economic	economic	ADJ
easat-11048	245	15	disparity	disparity	NOUN
easat-11048	245	16	between	between	ADP
easat-11048	245	17	urban	urban	ADJ
easat-11048	245	18	and	and	CCONJ
easat-11048	245	19	rural	rural	ADJ
easat-11048	245	20	areas	area	NOUN
easat-11048	245	21	,	,	PUNCT
easat-11048	245	22	and	and	CCONJ
easat-11048	245	23	narrowing	narrow	VERB
easat-11048	245	24	this	this	DET
easat-11048	245	25	gap	gap	NOUN
easat-11048	245	26	holds	hold	VERB
easat-11048	245	27	significant	significant	ADJ
easat-11048	245	28	practical	practical	ADJ
easat-11048	245	29	importance	importance	NOUN
easat-11048	245	30	for	for	ADP
easat-11048	245	31	achieving	achieve	VERB
easat-11048	245	32	the	the	DET
easat-11048	245	33	goal	goal	NOUN
easat-11048	245	34	of	of	ADP
easat-11048	245	35	common	common	ADJ
easat-11048	245	36	prosperity	prosperity	NOUN
easat-11048	245	37	and	and	CCONJ
easat-11048	245	38	promoting	promote	VERB
easat-11048	245	39	greater	great	ADJ
easat-11048	245	40	social	social	ADJ
easat-11048	245	41	equity	equity	NOUN
easat-11048	245	42	and	and	CCONJ
easat-11048	245	43	harmony	harmony	NOUN
easat-11048	245	44	.	.	PUNCT
easat-11048	246	1	digital	digital	ADJ
easat-11048	246	2	inclusive	inclusive	ADJ
easat-11048	246	3	finance	finance	NOUN
easat-11048	246	4	,	,	PUNCT
easat-11048	246	5	an	an	DET
easat-11048	246	6	emerging	emerge	VERB
easat-11048	246	7	product	product	NOUN
easat-11048	246	8	resulting	result	VERB
easat-11048	246	9	from	from	ADP
easat-11048	246	10	the	the	DET
easat-11048	246	11	indepth	indepth	ADJ
easat-11048	246	12	integration	integration	NOUN
easat-11048	246	13	of	of	ADP
easat-11048	246	14	financial	financial	ADJ
easat-11048	246	15	technology	technology	NOUN
easat-11048	246	16	and	and	CCONJ
easat-11048	246	17	inclusive	inclusive	ADJ
easat-11048	246	18	finance	finance	NOUN
easat-11048	246	19	,	,	PUNCT
easat-11048	246	20	has	have	AUX
easat-11048	246	21	demonstrated	demonstrate	VERB
easat-11048	246	22	considerable	considerable	ADJ
easat-11048	246	23	vitality	vitality	NOUN
easat-11048	246	24	and	and	CCONJ
easat-11048	246	25	potential	potential	NOUN
easat-11048	246	26	in	in	ADP
easat-11048	246	27	the	the	DET
easat-11048	246	28	rural	rural	ADJ
easat-11048	246	29	economy	economy	NOUN
easat-11048	246	30	.	.	PUNCT
easat-11048	247	1	it	it	PRON
easat-11048	247	2	has	have	AUX
easat-11048	247	3	become	become	VERB
easat-11048	247	4	an	an	DET
easat-11048	247	5	important	important	ADJ
easat-11048	247	6	force	force	NOUN
easat-11048	247	7	in	in	ADP
easat-11048	247	8	promoting	promote	VERB
easat-11048	247	9	the	the	DET
easat-11048	247	10	continuous	continuous	ADJ
easat-11048	247	11	increase	increase	NOUN
easat-11048	247	12	in	in	ADP
easat-11048	247	13	rural	rural	ADJ
easat-11048	247	14	residents	resident	NOUN
easat-11048	247	15	'	'	PART
easat-11048	247	16	income	income	NOUN
easat-11048	247	17	and	and	CCONJ
easat-11048	247	18	helping	help	VERB
easat-11048	247	19	to	to	PART
easat-11048	247	20	narrow	narrow	VERB
easat-11048	247	21	the	the	DET
easat-11048	247	22	urban	urban	ADJ
easat-11048	247	23	-	-	PUNCT
easat-11048	247	24	rural	rural	ADJ
easat-11048	247	25	consumption	consumption	NOUN
easat-11048	247	26	gap	gap	NOUN
easat-11048	247	27	.	.	PUNCT
easat-11048	248	1	by	by	ADP
easat-11048	248	2	leveraging	leverage	VERB
easat-11048	248	3	the	the	DET
easat-11048	248	4	internet	internet	NOUN
easat-11048	248	5	and	and	CCONJ
easat-11048	248	6	big	big	ADJ
easat-11048	248	7	data	datum	NOUN
easat-11048	248	8	technologies	technology	NOUN
easat-11048	248	9	,	,	PUNCT
easat-11048	248	10	digital	digital	ADJ
easat-11048	248	11	inclusive	inclusive	ADJ
easat-11048	248	12	finance	finance	NOUN
easat-11048	248	13	has	have	AUX
easat-11048	248	14	enabled	enable	VERB
easat-11048	248	15	the	the	DET
easat-11048	248	16	transformation	transformation	NOUN
easat-11048	248	17	of	of	ADP
easat-11048	248	18	financial	financial	ADJ
easat-11048	248	19	services	service	NOUN
easat-11048	248	20	toward	toward	ADP
easat-11048	248	21	greater	great	ADJ
easat-11048	248	22	intelligence	intelligence	NOUN
easat-11048	248	23	and	and	CCONJ
easat-11048	248	24	efficiency	efficiency	NOUN
easat-11048	248	25	,	,	PUNCT
easat-11048	248	26	thereby	thereby	ADV
easat-11048	248	27	supporting	support	VERB
easat-11048	248	28	the	the	DET
easat-11048	248	29	gradual	gradual	ADJ
easat-11048	248	30	growth	growth	NOUN
easat-11048	248	31	of	of	ADP
easat-11048	248	32	residents	resident	NOUN
easat-11048	248	33	'	'	PART
easat-11048	248	34	income	income	NOUN
easat-11048	248	35	.	.	PUNCT
easat-11048	249	1	traditional	traditional	ADJ
easat-11048	249	2	financial	financial	ADJ
easat-11048	249	3	exclusion	exclusion	NOUN
easat-11048	249	4	has	have	AUX
easat-11048	249	5	led	lead	VERB
easat-11048	249	6	rural	rural	ADJ
easat-11048	249	7	residents	resident	NOUN
easat-11048	249	8	to	to	PART
easat-11048	249	9	face	face	VERB
easat-11048	249	10	greater	great	ADJ
easat-11048	249	11	income	income	NOUN
easat-11048	249	12	uncertainty	uncertainty	NOUN
easat-11048	249	13	.	.	PUNCT
easat-11048	250	1	the	the	DET
easat-11048	250	2	insurance	insurance	NOUN
easat-11048	250	3	and	and	CCONJ
easat-11048	250	4	savings	saving	NOUN
easat-11048	250	5	tools	tool	NOUN
easat-11048	250	6	provided	provide	VERB
easat-11048	250	7	by	by	ADP
easat-11048	250	8	digital	digital	ADJ
easat-11048	250	9	inclusive	inclusive	ADJ
easat-11048	250	10	finance	finance	NOUN
easat-11048	250	11	reduce	reduce	VERB
easat-11048	250	12	risk	risk	NOUN
easat-11048	250	13	exposure	exposure	NOUN
easat-11048	250	14	,	,	PUNCT
easat-11048	250	15	weaken	weaken	VERB
easat-11048	250	16	the	the	DET
easat-11048	250	17	motivation	motivation	NOUN
easat-11048	250	18	for	for	ADP
easat-11048	250	19	precautionary	precautionary	ADJ
easat-11048	250	20	savings	saving	NOUN
easat-11048	250	21	,	,	PUNCT
easat-11048	250	22	and	and	CCONJ
easat-11048	250	23	prompt	prompt	ADJ
easat-11048	250	24	rural	rural	ADJ
easat-11048	250	25	residents	resident	NOUN
easat-11048	250	26	to	to	PART
easat-11048	250	27	convert	convert	VERB
easat-11048	250	28	a	a	DET
easat-11048	250	29	higher	high	ADJ
easat-11048	250	30	proportion	proportion	NOUN
easat-11048	250	31	of	of	ADP
easat-11048	250	32	their	their	PRON
easat-11048	250	33	income	income	NOUN
easat-11048	250	34	into	into	ADP
easat-11048	250	35	immediate	immediate	ADJ
easat-11048	250	36	consumption	consumption	NOUN
easat-11048	250	37	rather	rather	ADV
easat-11048	250	38	than	than	ADP
easat-11048	250	39	passively	passively	ADV
easat-11048	250	40	accumulating	accumulate	VERB
easat-11048	250	41	"	"	PUNCT
easat-11048	250	42	safe	safe	ADJ
easat-11048	250	43	assets	asset	NOUN
easat-11048	250	44	.	.	PUNCT
easat-11048	250	45	"	"	PUNCT
easat-11048	251	1	meanwhile	meanwhile	ADV
easat-11048	251	2	,	,	PUNCT
easat-11048	251	3	due	due	ADP
easat-11048	251	4	to	to	ADP
easat-11048	251	5	capital	capital	NOUN
easat-11048	251	6	scarcity	scarcity	NOUN
easat-11048	251	7	,	,	PUNCT
easat-11048	251	8	the	the	DET
easat-11048	251	9	marginal	marginal	ADJ
easat-11048	251	10	return	return	NOUN
easat-11048	251	11	on	on	ADP
easat-11048	251	12	initial	initial	ADJ
easat-11048	251	13	capital	capital	NOUN
easat-11048	251	14	for	for	ADP
easat-11048	251	15	low	low	ADJ
easat-11048	251	16	-	-	PUNCT
easat-11048	251	17	income	income	NOUN
easat-11048	251	18	rural	rural	ADJ
easat-11048	251	19	groups	group	NOUN
easat-11048	251	20	is	be	AUX
easat-11048	251	21	significantly	significantly	ADV
easat-11048	251	22	higher	high	ADJ
easat-11048	251	23	than	than	ADP
easat-11048	251	24	that	that	PRON
easat-11048	251	25	for	for	ADP
easat-11048	251	26	urban	urban	ADJ
easat-11048	251	27	residents	resident	NOUN
easat-11048	251	28	.	.	PUNCT
easat-11048	252	1	by	by	ADP
easat-11048	252	2	providing	provide	VERB
easat-11048	252	3	financing	financing	NOUN
easat-11048	252	4	support	support	NOUN
easat-11048	252	5	,	,	PUNCT
easat-11048	252	6	digital	digital	ADJ
easat-11048	252	7	inclusive	inclusive	ADJ
easat-11048	252	8	finance	finance	NOUN
easat-11048	252	9	helps	help	VERB
easat-11048	252	10	rural	rural	ADJ
easat-11048	252	11	residents	resident	NOUN
easat-11048	252	12	overcome	overcome	VERB
easat-11048	252	13	capital	capital	NOUN
easat-11048	252	14	constraints	constraint	NOUN
easat-11048	252	15	,	,	PUNCT
easat-11048	252	16	resulting	result	VERB
easat-11048	252	17	in	in	ADP
easat-11048	252	18	a	a	DET
easat-11048	252	19	faster	fast	ADJ
easat-11048	252	20	income	income	NOUN
easat-11048	252	21	growth	growth	NOUN
easat-11048	252	22	rate	rate	NOUN
easat-11048	252	23	driven	drive	VERB
easat-11048	252	24	by	by	ADP
easat-11048	252	25	improved	improved	ADJ
easat-11048	252	26	productivity	productivity	NOUN
easat-11048	252	27	than	than	ADP
easat-11048	252	28	that	that	PRON
easat-11048	252	29	of	of	ADP
easat-11048	252	30	urban	urban	ADJ
easat-11048	252	31	residents	resident	NOUN
easat-11048	252	32	.	.	PUNCT
easat-11048	253	1	this	this	DET
easat-11048	253	2	enhancement	enhancement	NOUN
easat-11048	253	3	in	in	ADP
easat-11048	253	4	income	income	NOUN
easat-11048	253	5	further	far	ADV
easat-11048	253	6	strengthens	strengthen	VERB
easat-11048	253	7	their	their	PRON
easat-11048	253	8	payment	payment	NOUN
easat-11048	253	9	capacity	capacity	NOUN
easat-11048	253	10	for	for	ADP
easat-11048	253	11	durable	durable	ADJ
easat-11048	253	12	consumer	consumer	NOUN
easat-11048	253	13	goods	good	NOUN
easat-11048	253	14	and	and	CCONJ
easat-11048	253	15	service	service	NOUN
easat-11048	253	16	-	-	PUNCT
easat-11048	253	17	based	base	VERB
easat-11048	253	18	consumption	consumption	NOUN
easat-11048	253	19	,	,	PUNCT
easat-11048	253	20	such	such	ADJ
easat-11048	253	21	as	as	ADP
easat-11048	253	22	education	education	NOUN
easat-11048	253	23	and	and	CCONJ
easat-11048	253	24	medical	medical	ADJ
easat-11048	253	25	care	care	NOUN
easat-11048	253	26	,	,	PUNCT
easat-11048	253	27	and	and	CCONJ
easat-11048	253	28	promotes	promote	VERB
easat-11048	253	29	the	the	DET
easat-11048	253	30	convergence	convergence	NOUN
easat-11048	253	31	of	of	ADP
easat-11048	253	32	their	their	PRON
easat-11048	253	33	consumption	consumption	NOUN
easat-11048	253	34	structure	structure	NOUN
easat-11048	253	35	toward	toward	ADP
easat-11048	253	36	that	that	PRON
easat-11048	253	37	of	of	ADP
easat-11048	253	38	urban	urban	ADJ
easat-11048	253	39	residents	resident	NOUN
easat-11048	253	40	.	.	PUNCT
easat-11048	254	1	this	this	DET
easat-11048	254	2	study	study	NOUN
easat-11048	254	3	employs	employ	VERB
easat-11048	254	4	the	the	DET
easat-11048	254	5	logarithm	logarithm	NOUN
easat-11048	254	6	of	of	ADP
easat-11048	254	7	residents	resident	NOUN
easat-11048	254	8	'	'	PART
easat-11048	254	9	income	income	NOUN
easat-11048	254	10	as	as	ADP
easat-11048	254	11	the	the	DET
easat-11048	254	12	mediating	mediate	VERB
easat-11048	254	13	variable	variable	NOUN
easat-11048	254	14	,	,	PUNCT
easat-11048	254	15	with	with	ADP
easat-11048	254	16	the	the	DET
easat-11048	254	17	regression	regression	NOUN
easat-11048	254	18	results	result	NOUN
easat-11048	254	19	presented	present	VERB
easat-11048	254	20	in	in	ADP
easat-11048	254	21	column	column	NOUN
easat-11048	254	22	(	(	PUNCT
easat-11048	254	23	2	2	NUM
easat-11048	254	24	)	)	PUNCT
easat-11048	254	25	of	of	ADP
easat-11048	254	26	table	table	NOUN
easat-11048	254	27	6	6	NUM
easat-11048	254	28	.	.	PUNCT
easat-11048	255	1	the	the	DET
easat-11048	255	2	explanatory	explanatory	ADJ
easat-11048	255	3	variable	variable	NOUN
easat-11048	255	4	,	,	PUNCT
easat-11048	255	5	digital	digital	ADJ
easat-11048	255	6	inclusive	inclusive	ADJ
easat-11048	255	7	finance	finance	NOUN
easat-11048	255	8	,	,	PUNCT
easat-11048	255	9	is	be	AUX
easat-11048	255	10	positively	positively	ADV
easat-11048	255	11	significant	significant	ADJ
easat-11048	255	12	at	at	ADP
easat-11048	255	13	the	the	DET
easat-11048	255	14	1	1	NUM
easat-11048	255	15	%	%	NOUN
easat-11048	255	16	statistical	statistical	ADJ
easat-11048	255	17	level	level	NOUN
easat-11048	255	18	,	,	PUNCT
easat-11048	255	19	indicating	indicate	VERB
easat-11048	255	20	that	that	SCONJ
easat-11048	255	21	the	the	DET
easat-11048	255	22	ongoing	ongoing	ADJ
easat-11048	255	23	development	development	NOUN
easat-11048	255	24	of	of	ADP
easat-11048	255	25	digital	digital	ADJ
easat-11048	255	26	inclusive	inclusive	ADJ
easat-11048	255	27	finance	finance	NOUN
easat-11048	255	28	contributes	contribute	VERB
easat-11048	255	29	to	to	ADP
easat-11048	255	30	an	an	DET
easat-11048	255	31	increase	increase	NOUN
easat-11048	255	32	in	in	ADP
easat-11048	255	33	residents	resident	NOUN
easat-11048	255	34	'	'	PART
easat-11048	255	35	income	income	NOUN
easat-11048	255	36	and	and	CCONJ
easat-11048	255	37	a	a	DET
easat-11048	255	38	corresponding	corresponding	ADJ
easat-11048	255	39	reduction	reduction	NOUN
easat-11048	255	40	in	in	ADP
easat-11048	255	41	the	the	DET
easat-11048	255	42	urban	urban	ADJ
easat-11048	255	43	-	-	PUNCT
easat-11048	255	44	rural	rural	ADJ
easat-11048	255	45	residents	resident	NOUN
easat-11048	255	46	'	'	PART
easat-11048	255	47	consumption	consumption	NOUN
easat-11048	255	48	gap	gap	NOUN
easat-11048	255	49	.	.	PUNCT
easat-11048	256	1	digital	digital	ADJ
easat-11048	256	2	inclusive	inclusive	ADJ
easat-11048	256	3	finance	finance	NOUN
easat-11048	256	4	offers	offer	VERB
easat-11048	256	5	various	various	ADJ
easat-11048	256	6	credit	credit	NOUN
easat-11048	256	7	products	product	NOUN
easat-11048	256	8	and	and	CCONJ
easat-11048	256	9	comprehensive	comprehensive	ADJ
easat-11048	256	10	insurance	insurance	NOUN
easat-11048	256	11	protection	protection	NOUN
easat-11048	256	12	services	service	NOUN
easat-11048	256	13	,	,	PUNCT
easat-11048	256	14	effectively	effectively	ADV
easat-11048	256	15	reducing	reduce	VERB
easat-11048	256	16	the	the	DET
easat-11048	256	17	operating	operating	NOUN
easat-11048	256	18	costs	cost	NOUN
easat-11048	256	19	of	of	ADP
easat-11048	256	20	rural	rural	ADJ
easat-11048	256	21	industries	industry	NOUN
easat-11048	256	22	,	,	PUNCT
easat-11048	256	23	997	997	NUM
easat-11048	256	24	edelweiss	edelweiss	PROPN
easat-11048	256	25	applied	apply	VERB
easat-11048	256	26	science	science	NOUN
easat-11048	256	27	and	and	CCONJ
easat-11048	256	28	technology	technology	NOUN
easat-11048	256	29	issn	issn	PROPN
easat-11048	256	30	:	:	PUNCT
easat-11048	256	31	2576	2576	NUM
easat-11048	256	32	-	-	SYM
easat-11048	256	33	8484	8484	NUM
easat-11048	256	34	vol	vol	NOUN
easat-11048	256	35	.	.	PROPN
easat-11048	257	1	9	9	NUM
easat-11048	257	2	,	,	PUNCT
easat-11048	257	3	no	no	INTJ
easat-11048	257	4	.	.	NOUN
easat-11048	257	5	11	11	NUM
easat-11048	257	6	:	:	PUNCT
easat-11048	257	7	986	986	NUM
easat-11048	257	8	-	-	SYM
easat-11048	257	9	1000	1000	NUM
easat-11048	257	10	,	,	PUNCT
easat-11048	257	11	2025	2025	NUM
easat-11048	257	12	doi	doi	NOUN
easat-11048	257	13	:	:	PUNCT
easat-11048	257	14	10.55214/2576	10.55214/2576	NUM
easat-11048	257	15	-	-	SYM
easat-11048	257	16	8484.v9i11.11048	8484.v9i11.11048	NUM
easat-11048	258	1	©	©	PROPN
easat-11048	258	2	2025	2025	NUM
easat-11048	258	3	by	by	ADP
easat-11048	258	4	the	the	DET
easat-11048	258	5	authors	author	NOUN
easat-11048	258	6	;	;	PUNCT
easat-11048	258	7	licensee	licensee	PROPN
easat-11048	258	8	learning	learn	VERB
easat-11048	258	9	gate	gate	NOUN
easat-11048	258	10	enhancing	enhance	VERB
easat-11048	258	11	their	their	PRON
easat-11048	258	12	profit	profit	NOUN
easat-11048	258	13	margins	margin	NOUN
easat-11048	258	14	,	,	PUNCT
easat-11048	258	15	and	and	CCONJ
easat-11048	258	16	increasing	increase	VERB
easat-11048	258	17	their	their	PRON
easat-11048	258	18	competitiveness	competitiveness	NOUN
easat-11048	258	19	in	in	ADP
easat-11048	258	20	the	the	DET
easat-11048	258	21	market	market	NOUN
easat-11048	258	22	.	.	PUNCT
easat-11048	259	1	consequently	consequently	ADV
easat-11048	259	2	,	,	PUNCT
easat-11048	259	3	this	this	PRON
easat-11048	259	4	promotes	promote	VERB
easat-11048	259	5	an	an	DET
easat-11048	259	6	increase	increase	NOUN
easat-11048	259	7	in	in	ADP
easat-11048	259	8	rural	rural	ADJ
easat-11048	259	9	residents	resident	NOUN
easat-11048	259	10	'	'	PART
easat-11048	259	11	income	income	NOUN
easat-11048	259	12	levels	level	NOUN
easat-11048	259	13	.	.	PUNCT
easat-11048	260	1	higher	high	ADJ
easat-11048	260	2	income	income	NOUN
easat-11048	260	3	levels	level	NOUN
easat-11048	260	4	enable	enable	VERB
easat-11048	260	5	rural	rural	ADJ
easat-11048	260	6	residents	resident	NOUN
easat-11048	260	7	to	to	PART
easat-11048	260	8	meet	meet	VERB
easat-11048	260	9	diverse	diverse	ADJ
easat-11048	260	10	living	living	NOUN
easat-11048	260	11	needs	need	NOUN
easat-11048	260	12	,	,	PUNCT
easat-11048	260	13	thereby	thereby	ADV
easat-11048	260	14	fostering	foster	VERB
easat-11048	260	15	consumption	consumption	NOUN
easat-11048	260	16	upgrading	upgrading	NOUN
easat-11048	260	17	.	.	PUNCT
easat-11048	261	1	additionally	additionally	ADV
easat-11048	261	2	,	,	PUNCT
easat-11048	261	3	the	the	DET
easat-11048	261	4	gradual	gradual	ADJ
easat-11048	261	5	popularization	popularization	NOUN
easat-11048	261	6	of	of	ADP
easat-11048	261	7	digital	digital	ADJ
easat-11048	261	8	inclusive	inclusive	ADJ
easat-11048	261	9	finance	finance	NOUN
easat-11048	261	10	accelerates	accelerate	VERB
easat-11048	261	11	structural	structural	ADJ
easat-11048	261	12	optimization	optimization	NOUN
easat-11048	261	13	within	within	ADP
easat-11048	261	14	the	the	DET
easat-11048	261	15	rural	rural	ADJ
easat-11048	261	16	consumption	consumption	NOUN
easat-11048	261	17	market	market	NOUN
easat-11048	261	18	and	and	CCONJ
easat-11048	261	19	promotes	promote	VERB
easat-11048	261	20	its	its	PRON
easat-11048	261	21	continuous	continuous	ADJ
easat-11048	261	22	expansion	expansion	NOUN
easat-11048	261	23	.	.	PUNCT
easat-11048	262	1	this	this	DET
easat-11048	262	2	expansion	expansion	NOUN
easat-11048	262	3	provides	provide	VERB
easat-11048	262	4	rural	rural	ADJ
easat-11048	262	5	residents	resident	NOUN
easat-11048	262	6	with	with	ADP
easat-11048	262	7	a	a	DET
easat-11048	262	8	broader	broad	ADJ
easat-11048	262	9	and	and	CCONJ
easat-11048	262	10	more	more	ADV
easat-11048	262	11	diverse	diverse	ADJ
easat-11048	262	12	range	range	NOUN
easat-11048	262	13	of	of	ADP
easat-11048	262	14	consumer	consumer	NOUN
easat-11048	262	15	goods	good	NOUN
easat-11048	262	16	and	and	CCONJ
easat-11048	262	17	services	service	NOUN
easat-11048	262	18	.	.	PUNCT
easat-11048	263	1	the	the	DET
easat-11048	263	2	tangible	tangible	ADJ
easat-11048	263	3	improvement	improvement	NOUN
easat-11048	263	4	in	in	ADP
easat-11048	263	5	consumption	consumption	NOUN
easat-11048	263	6	capacity	capacity	NOUN
easat-11048	263	7	and	and	CCONJ
easat-11048	263	8	the	the	DET
easat-11048	263	9	deepening	deepening	NOUN
easat-11048	263	10	of	of	ADP
easat-11048	263	11	the	the	DET
easat-11048	263	12	consumption	consumption	NOUN
easat-11048	263	13	market	market	NOUN
easat-11048	263	14	lay	lie	VERB
easat-11048	263	15	a	a	DET
easat-11048	263	16	solid	solid	ADJ
easat-11048	263	17	foundation	foundation	NOUN
easat-11048	263	18	for	for	ADP
easat-11048	263	19	narrowing	narrow	VERB
easat-11048	263	20	the	the	DET
easat-11048	263	21	urban	urban	ADJ
easat-11048	263	22	-	-	PUNCT
easat-11048	263	23	rural	rural	ADJ
easat-11048	263	24	consumption	consumption	NOUN
easat-11048	263	25	gap	gap	NOUN
easat-11048	263	26	.	.	PUNCT
easat-11048	264	1	table	table	NOUN
easat-11048	264	2	6	6	NUM
easat-11048	264	3	.	.	PUNCT
easat-11048	265	1	mediation	mediation	NOUN
easat-11048	265	2	effect	effect	NOUN
easat-11048	265	3	test	test	NOUN
easat-11048	265	4	.	.	PUNCT
easat-11048	266	1	variables	variable	NOUN
easat-11048	266	2	(	(	PUNCT
easat-11048	266	3	1	1	NUM
easat-11048	266	4	)	)	PUNCT
easat-11048	266	5	(	(	PUNCT
easat-11048	266	6	2	2	X
easat-11048	266	7	)	)	PUNCT
easat-11048	266	8	gap	gap	NOUN
easat-11048	266	9	income	income	NOUN
easat-11048	266	10	ida	ida	PROPN
easat-11048	266	11	-0.1688	-0.1688	PROPN
easat-11048	266	12	*	*	PUNCT
easat-11048	267	1	*	*	PUNCT
easat-11048	267	2	0.2682	0.2682	PUNCT
easat-11048	267	3	*	*	PUNCT
easat-11048	267	4	*	*	PUNCT
easat-11048	267	5	*	*	PUNCT
easat-11048	267	6	(	(	PUNCT
easat-11048	267	7	0.0679	0.0679	NUM
easat-11048	267	8	)	)	PUNCT
easat-11048	267	9	(	(	PUNCT
easat-11048	267	10	0.0350	0.0350	NUM
easat-11048	267	11	)	)	PUNCT
easat-11048	267	12	tl	tl	PROPN
easat-11048	267	13	3.2550	3.2550	NUM
easat-11048	267	14	*	*	PUNCT
easat-11048	267	15	*	*	PUNCT
easat-11048	267	16	*	*	PUNCT
easat-11048	267	17	-0.0214	-0.0214	ADJ
easat-11048	267	18	(	(	PUNCT
easat-11048	267	19	0.7789	0.7789	NUM
easat-11048	267	20	)	)	PUNCT
easat-11048	267	21	(	(	PUNCT
easat-11048	267	22	0.4015	0.4015	NUM
easat-11048	267	23	)	)	PUNCT
easat-11048	267	24	csl	csl	NOUN
easat-11048	267	25	-0.0533	-0.0533	VERB
easat-11048	267	26	-0.3655	-0.3655	PROPN
easat-11048	268	1	*	*	PUNCT
easat-11048	268	2	*	*	PUNCT
easat-11048	268	3	*	*	PUNCT
easat-11048	268	4	(	(	PUNCT
easat-11048	268	5	0.2599	0.2599	NUM
easat-11048	268	6	)	)	PUNCT
easat-11048	268	7	(	(	PUNCT
easat-11048	268	8	0.1339	0.1339	NUM
easat-11048	268	9	)	)	PUNCT
easat-11048	268	10	cl	cl	NOUN
easat-11048	268	11	-0.0589	-0.0589	NOUN
easat-11048	269	1	0.1411	0.1411	NUM
easat-11048	269	2	*	*	PUNCT
easat-11048	269	3	*	*	PUNCT
easat-11048	269	4	*	*	PUNCT
easat-11048	269	5	(	(	PUNCT
easat-11048	269	6	0.0772	0.0772	NUM
easat-11048	269	7	)	)	PUNCT
easat-11048	269	8	(	(	PUNCT
easat-11048	269	9	0.0398	0.0398	NUM
easat-11048	269	10	)	)	PUNCT
easat-11048	269	11	peo	peo	PROPN
easat-11048	269	12	-0.0020	-0.0020	PROPN
easat-11048	269	13	*	*	PUNCT
easat-11048	269	14	*	*	PUNCT
easat-11048	269	15	*	*	PUNCT
easat-11048	270	1	0.0018	0.0018	NUM
easat-11048	270	2	*	*	PUNCT
easat-11048	270	3	*	*	PUNCT
easat-11048	270	4	*	*	PUNCT
easat-11048	270	5	(	(	PUNCT
easat-11048	270	6	0.0004	0.0004	NUM
easat-11048	270	7	)	)	PUNCT
easat-11048	270	8	(	(	PUNCT
easat-11048	270	9	0.0002	0.0002	NUM
easat-11048	270	10	)	)	PUNCT
easat-11048	270	11	eco	eco	NOUN
easat-11048	270	12	-0.2121	-0.2121	VERB
easat-11048	270	13	*	*	PUNCT
easat-11048	271	1	0.4274	0.4274	NUM
easat-11048	271	2	*	*	PUNCT
easat-11048	271	3	*	*	PUNCT
easat-11048	271	4	*	*	PUNCT
easat-11048	271	5	(	(	PUNCT
easat-11048	271	6	0.1195	0.1195	NUM
easat-11048	271	7	)	)	PUNCT
easat-11048	271	8	(	(	PUNCT
easat-11048	271	9	0.0616	0.0616	NUM
easat-11048	271	10	)	)	PUNCT
easat-11048	271	11	provinces	province	NOUN
easat-11048	271	12	fixed	fix	VERB
easat-11048	271	13	effects	effect	NOUN
easat-11048	272	1	yes	yes	INTJ
easat-11048	272	2	yes	yes	INTJ
easat-11048	272	3	time	time	NOUN
easat-11048	272	4	fixed	fix	VERB
easat-11048	272	5	effects	effect	NOUN
easat-11048	273	1	yes	yes	INTJ
easat-11048	273	2	yes	yes	INTJ
easat-11048	273	3	constant	constant	ADJ
easat-11048	273	4	6.0087	6.0087	NUM
easat-11048	273	5	*	*	PUNCT
easat-11048	273	6	*	*	PUNCT
easat-11048	273	7	*	*	PUNCT
easat-11048	273	8	20.5753	20.5753	NUM
easat-11048	273	9	*	*	PUNCT
easat-11048	273	10	*	*	PUNCT
easat-11048	273	11	*	*	PUNCT
easat-11048	273	12	(	(	PUNCT
easat-11048	273	13	1.2588	1.2588	NUM
easat-11048	273	14	)	)	PUNCT
easat-11048	273	15	(	(	PUNCT
easat-11048	273	16	0.6488	0.6488	NUM
easat-11048	273	17	)	)	PUNCT
easat-11048	273	18	observations	observation	NOUN
easat-11048	273	19	403	403	NUM
easat-11048	273	20	403	403	NUM
easat-11048	273	21	r	r	NOUN
easat-11048	273	22	-	-	PUNCT
easat-11048	273	23	squared	square	VERB
easat-11048	273	24	0.925	0.925	NUM
easat-11048	273	25	0.997	0.997	NUM
easat-11048	273	26	note	note	NOUN
easat-11048	273	27	:	:	PUNCT
easat-11048	273	28	the	the	DET
easat-11048	273	29	parentheses	parenthesis	NOUN
easat-11048	273	30	indicate	indicate	VERB
easat-11048	273	31	the	the	DET
easat-11048	273	32	robust	robust	ADJ
easat-11048	273	33	standard	standard	ADJ
easat-11048	273	34	error	error	NOUN
easat-11048	273	35	,	,	PUNCT
easat-11048	273	36	*	*	PUNCT
easat-11048	273	37	*	*	PUNCT
easat-11048	273	38	*	*	PUNCT
easat-11048	273	39	p<0.01	p<0.01	PROPN
easat-11048	273	40	,	,	PUNCT
easat-11048	273	41	*	*	PUNCT
easat-11048	273	42	*	*	PUNCT
easat-11048	273	43	p<0.05	p<0.05	NOUN
easat-11048	273	44	,	,	PUNCT
easat-11048	273	45	*	*	SYM
easat-11048	273	46	p<0.1	p<0.1	NUM
easat-11048	273	47	7	7	NUM
easat-11048	273	48	.	.	PUNCT
easat-11048	273	49	conclusions	conclusion	NOUN
easat-11048	273	50	and	and	CCONJ
easat-11048	273	51	recommendations	recommendation	NOUN
easat-11048	273	52	7.1	7.1	NUM
easat-11048	273	53	.	.	PUNCT
easat-11048	274	1	conclusions	conclusion	NOUN
easat-11048	274	2	this	this	DET
easat-11048	274	3	study	study	NOUN
easat-11048	274	4	conducts	conduct	VERB
easat-11048	274	5	an	an	DET
easat-11048	274	6	analysis	analysis	NOUN
easat-11048	274	7	using	use	VERB
easat-11048	274	8	panel	panel	NOUN
easat-11048	274	9	data	datum	NOUN
easat-11048	274	10	from	from	ADP
easat-11048	274	11	31	31	NUM
easat-11048	274	12	provinces	province	NOUN
easat-11048	274	13	across	across	ADP
easat-11048	274	14	china	china	PROPN
easat-11048	274	15	spanning	span	VERB
easat-11048	274	16	the	the	DET
easat-11048	274	17	period	period	NOUN
easat-11048	274	18	2011	2011	NUM
easat-11048	274	19	to	to	ADP
easat-11048	274	20	2023	2023	NUM
easat-11048	274	21	,	,	PUNCT
easat-11048	274	22	and	and	CCONJ
easat-11048	274	23	finds	find	VERB
easat-11048	274	24	that	that	SCONJ
easat-11048	274	25	digital	digital	ADJ
easat-11048	274	26	inclusive	inclusive	ADJ
easat-11048	274	27	finance	finance	NOUN
easat-11048	274	28	plays	play	VERB
easat-11048	274	29	a	a	DET
easat-11048	274	30	remarkably	remarkably	ADV
easat-11048	274	31	significant	significant	ADJ
easat-11048	274	32	role	role	NOUN
easat-11048	274	33	in	in	ADP
easat-11048	274	34	narrowing	narrow	VERB
easat-11048	274	35	the	the	DET
easat-11048	274	36	urban	urban	ADJ
easat-11048	274	37	-	-	PUNCT
easat-11048	274	38	rural	rural	ADJ
easat-11048	274	39	consumption	consumption	NOUN
easat-11048	274	40	gap	gap	NOUN
easat-11048	274	41	.	.	PUNCT
easat-11048	275	1	the	the	DET
easat-11048	275	2	mediation	mediation	NOUN
easat-11048	275	3	effect	effect	NOUN
easat-11048	275	4	test	test	NOUN
easat-11048	275	5	reveals	reveal	VERB
easat-11048	275	6	that	that	SCONJ
easat-11048	275	7	digital	digital	ADJ
easat-11048	275	8	inclusive	inclusive	ADJ
easat-11048	275	9	finance	finance	NOUN
easat-11048	275	10	indirectly	indirectly	ADV
easat-11048	275	11	contributes	contribute	VERB
easat-11048	275	12	to	to	ADP
easat-11048	275	13	narrowing	narrow	VERB
easat-11048	275	14	the	the	DET
easat-11048	275	15	urban	urban	ADJ
easat-11048	275	16	-	-	PUNCT
easat-11048	275	17	rural	rural	ADJ
easat-11048	275	18	consumption	consumption	NOUN
easat-11048	275	19	gap	gap	NOUN
easat-11048	275	20	by	by	ADP
easat-11048	275	21	increasing	increase	VERB
easat-11048	275	22	residents	resident	NOUN
easat-11048	275	23	’	'	PUNCT
easat-11048	275	24	income	income	NOUN
easat-11048	275	25	.	.	PUNCT
easat-11048	276	1	this	this	PRON
easat-11048	276	2	undoubtedly	undoubtedly	ADV
easat-11048	276	3	fully	fully	ADV
easat-11048	276	4	demonstrates	demonstrate	VERB
easat-11048	276	5	that	that	SCONJ
easat-11048	276	6	digital	digital	ADJ
easat-11048	276	7	inclusive	inclusive	ADJ
easat-11048	276	8	finance	finance	NOUN
easat-11048	276	9	effectively	effectively	ADV
easat-11048	276	10	unleashes	unleash	VERB
easat-11048	276	11	the	the	DET
easat-11048	276	12	potential	potential	NOUN
easat-11048	276	13	for	for	ADP
easat-11048	276	14	income	income	NOUN
easat-11048	276	15	growth	growth	NOUN
easat-11048	276	16	and	and	CCONJ
easat-11048	276	17	consumption	consumption	NOUN
easat-11048	276	18	among	among	ADP
easat-11048	276	19	rural	rural	ADJ
easat-11048	276	20	residents	resident	NOUN
easat-11048	276	21	by	by	ADP
easat-11048	276	22	enhancing	enhance	VERB
easat-11048	276	23	financial	financial	ADJ
easat-11048	276	24	accessibility	accessibility	NOUN
easat-11048	276	25	in	in	ADP
easat-11048	276	26	rural	rural	ADJ
easat-11048	276	27	areas	area	NOUN
easat-11048	276	28	.	.	PUNCT
easat-11048	277	1	furthermore	furthermore	ADV
easat-11048	277	2	,	,	PUNCT
easat-11048	277	3	the	the	DET
easat-11048	277	4	results	result	NOUN
easat-11048	277	5	of	of	ADP
easat-11048	277	6	the	the	DET
easat-11048	277	7	heterogeneity	heterogeneity	NOUN
easat-11048	277	8	test	test	NOUN
easat-11048	277	9	also	also	ADV
easat-11048	277	10	firmly	firmly	ADV
easat-11048	277	11	confirm	confirm	VERB
easat-11048	277	12	that	that	SCONJ
easat-11048	277	13	the	the	DET
easat-11048	277	14	inclusive	inclusive	ADJ
easat-11048	277	15	effect	effect	NOUN
easat-11048	277	16	generated	generate	VERB
easat-11048	277	17	by	by	ADP
easat-11048	277	18	digital	digital	ADJ
easat-11048	277	19	inclusive	inclusive	ADJ
easat-11048	277	20	finance	finance	NOUN
easat-11048	277	21	exhibits	exhibit	VERB
easat-11048	277	22	asymmetric	asymmetric	ADJ
easat-11048	277	23	characteristics	characteristic	NOUN
easat-11048	277	24	across	across	ADP
easat-11048	277	25	different	different	ADJ
easat-11048	277	26	regions	region	NOUN
easat-11048	277	27	.	.	PUNCT
easat-11048	278	1	specifically	specifically	ADV
easat-11048	278	2	,	,	PUNCT
easat-11048	278	3	in	in	ADP
easat-11048	278	4	regions	region	NOUN
easat-11048	278	5	with	with	ADP
easat-11048	278	6	relatively	relatively	ADV
easat-11048	278	7	high	high	ADJ
easat-11048	278	8	urbanization	urbanization	NOUN
easat-11048	278	9	levels	level	NOUN
easat-11048	278	10	,	,	PUNCT
easat-11048	278	11	the	the	DET
easat-11048	278	12	effect	effect	NOUN
easat-11048	278	13	of	of	ADP
easat-11048	278	14	digital	digital	ADJ
easat-11048	278	15	inclusive	inclusive	ADJ
easat-11048	278	16	finance	finance	NOUN
easat-11048	278	17	in	in	ADP
easat-11048	278	18	narrowing	narrow	VERB
easat-11048	278	19	the	the	DET
easat-11048	278	20	urban	urban	ADJ
easat-11048	278	21	-	-	PUNCT
easat-11048	278	22	rural	rural	ADJ
easat-11048	278	23	gap	gap	NOUN
easat-11048	278	24	is	be	AUX
easat-11048	278	25	more	more	ADV
easat-11048	278	26	prominent	prominent	ADJ
easat-11048	278	27	,	,	PUNCT
easat-11048	278	28	whereas	whereas	SCONJ
easat-11048	278	29	in	in	ADP
easat-11048	278	30	regions	region	NOUN
easat-11048	278	31	with	with	ADP
easat-11048	278	32	low	low	ADJ
easat-11048	278	33	urbanization	urbanization	NOUN
easat-11048	278	34	levels	level	NOUN
easat-11048	278	35	,	,	PUNCT
easat-11048	278	36	this	this	DET
easat-11048	278	37	effect	effect	NOUN
easat-11048	278	38	is	be	AUX
easat-11048	278	39	not	not	PART
easat-11048	278	40	as	as	ADV
easat-11048	278	41	significant	significant	ADJ
easat-11048	278	42	.	.	PUNCT
easat-11048	279	1	among	among	ADP
easat-11048	279	2	the	the	DET
easat-11048	279	3	samples	sample	NOUN
easat-11048	279	4	of	of	ADP
easat-11048	279	5	direct	direct	ADJ
easat-11048	279	6	-	-	PUNCT
easat-11048	279	7	controlled	control	VERB
easat-11048	279	8	municipalities	municipality	NOUN
easat-11048	279	9	,	,	PUNCT
easat-11048	279	10	the	the	DET
easat-11048	279	11	narrowing	narrow	VERB
easat-11048	279	12	effect	effect	NOUN
easat-11048	279	13	of	of	ADP
easat-11048	279	14	digital	digital	ADJ
easat-11048	279	15	inclusive	inclusive	ADJ
easat-11048	279	16	finance	finance	NOUN
easat-11048	279	17	is	be	AUX
easat-11048	279	18	stronger	strong	ADJ
easat-11048	279	19	,	,	PUNCT
easat-11048	279	20	while	while	SCONJ
easat-11048	279	21	the	the	DET
easat-11048	279	22	effect	effect	NOUN
easat-11048	279	23	in	in	ADP
easat-11048	279	24	ordinary	ordinary	ADJ
easat-11048	279	25	provinces	province	NOUN
easat-11048	279	26	is	be	AUX
easat-11048	279	27	relatively	relatively	ADV
easat-11048	279	28	weaker	weak	ADJ
easat-11048	279	29	.	.	PUNCT
easat-11048	280	1	the	the	DET
easat-11048	280	2	findings	finding	NOUN
easat-11048	280	3	of	of	ADP
easat-11048	280	4	this	this	DET
easat-11048	280	5	study	study	NOUN
easat-11048	280	6	provide	provide	VERB
easat-11048	280	7	a	a	DET
easat-11048	280	8	scientific	scientific	ADJ
easat-11048	280	9	basis	basis	NOUN
easat-11048	280	10	for	for	ADP
easat-11048	280	11	optimizing	optimize	VERB
easat-11048	280	12	digital	digital	ADJ
easat-11048	280	13	inclusive	inclusive	ADJ
easat-11048	280	14	finance	finance	NOUN
easat-11048	280	15	policies	policy	NOUN
easat-11048	280	16	.	.	PUNCT
easat-11048	281	1	it	it	PRON
easat-11048	281	2	is	be	AUX
easat-11048	281	3	advisable	advisable	ADJ
easat-11048	281	4	to	to	PART
easat-11048	281	5	take	take	VERB
easat-11048	281	6	the	the	DET
easat-11048	281	7	upgrading	upgrading	NOUN
easat-11048	281	8	of	of	ADP
easat-11048	281	9	rural	rural	ADJ
easat-11048	281	10	consumption	consumption	NOUN
easat-11048	281	11	structure	structure	NOUN
easat-11048	281	12	as	as	ADP
easat-11048	281	13	the	the	DET
easat-11048	281	14	guide	guide	NOUN
easat-11048	281	15	,	,	PUNCT
easat-11048	281	16	further	far	ADV
easat-11048	281	17	improve	improve	VERB
easat-11048	281	18	the	the	DET
easat-11048	281	19	differentiated	differentiated	ADJ
easat-11048	281	20	financial	financial	ADJ
easat-11048	281	21	support	support	NOUN
easat-11048	281	22	system	system	NOUN
easat-11048	281	23	,	,	PUNCT
easat-11048	281	24	vigorously	vigorously	ADV
easat-11048	281	25	strengthen	strengthen	VERB
easat-11048	281	26	the	the	DET
easat-11048	281	27	construction	construction	NOUN
easat-11048	281	28	of	of	ADP
easat-11048	281	29	digital	digital	ADJ
easat-11048	281	30	infrastructure	infrastructure	NOUN
easat-11048	281	31	and	and	CCONJ
easat-11048	281	32	risk	risk	NOUN
easat-11048	281	33	prevention	prevention	NOUN
easat-11048	281	34	and	and	CCONJ
easat-11048	281	35	control	control	NOUN
easat-11048	281	36	efforts	effort	NOUN
easat-11048	281	37	,	,	PUNCT
easat-11048	281	38	and	and	CCONJ
easat-11048	281	39	promote	promote	VERB
easat-11048	281	40	the	the	DET
easat-11048	281	41	transition	transition	NOUN
easat-11048	281	42	of	of	ADP
easat-11048	281	43	urban	urban	ADJ
easat-11048	281	44	-	-	PUNCT
easat-11048	281	45	rural	rural	ADJ
easat-11048	281	46	consumption	consumption	NOUN
easat-11048	281	47	from	from	ADP
easat-11048	281	48	a	a	DET
easat-11048	281	49	998	998	NUM
easat-11048	281	50	edelweiss	edelweiss	PROPN
easat-11048	281	51	applied	apply	VERB
easat-11048	281	52	science	science	NOUN
easat-11048	281	53	and	and	CCONJ
easat-11048	281	54	technology	technology	NOUN
easat-11048	281	55	issn	issn	PROPN
easat-11048	281	56	:	:	PUNCT
easat-11048	281	57	2576	2576	NUM
easat-11048	281	58	-	-	SYM
easat-11048	281	59	8484	8484	NUM
easat-11048	281	60	vol	vol	NOUN
easat-11048	281	61	.	.	PROPN
easat-11048	282	1	9	9	NUM
easat-11048	282	2	,	,	PUNCT
easat-11048	282	3	no	no	INTJ
easat-11048	282	4	.	.	NOUN
easat-11048	282	5	11	11	NUM
easat-11048	282	6	:	:	PUNCT
easat-11048	282	7	986	986	NUM
easat-11048	282	8	-	-	SYM
easat-11048	282	9	1000	1000	NUM
easat-11048	282	10	,	,	PUNCT
easat-11048	282	11	2025	2025	NUM
easat-11048	282	12	doi	doi	NOUN
easat-11048	282	13	:	:	PUNCT
easat-11048	282	14	10.55214/2576	10.55214/2576	NUM
easat-11048	282	15	-	-	SYM
easat-11048	282	16	8484.v9i11.11048	8484.v9i11.11048	NUM
easat-11048	283	1	©	©	PROPN
easat-11048	283	2	2025	2025	NUM
easat-11048	283	3	by	by	ADP
easat-11048	283	4	the	the	DET
easat-11048	283	5	authors	author	NOUN
easat-11048	283	6	;	;	PUNCT
easat-11048	283	7	licensee	licensee	PROPN
easat-11048	283	8	learning	learning	NOUN
easat-11048	283	9	gate	gate	VERB
easat-11048	283	10	mere	mere	ADJ
easat-11048	283	11	pursuit	pursuit	NOUN
easat-11048	283	12	of	of	ADP
easat-11048	283	13	"	"	PUNCT
easat-11048	283	14	quantity	quantity	NOUN
easat-11048	283	15	"	"	PUNCT
easat-11048	283	16	to	to	ADP
easat-11048	283	17	a	a	DET
easat-11048	283	18	balanced	balanced	ADJ
easat-11048	283	19	state	state	NOUN
easat-11048	283	20	of	of	ADP
easat-11048	283	21	"	"	PUNCT
easat-11048	283	22	quality	quality	NOUN
easat-11048	283	23	.	.	PUNCT
easat-11048	283	24	"	"	PUNCT
easat-11048	284	1	in	in	ADP
easat-11048	284	2	doing	do	VERB
easat-11048	284	3	so	so	ADV
easat-11048	284	4	,	,	PUNCT
easat-11048	284	5	a	a	DET
easat-11048	284	6	long	long	ADJ
easat-11048	284	7	-	-	PUNCT
easat-11048	284	8	term	term	NOUN
easat-11048	284	9	driving	driving	NOUN
easat-11048	284	10	force	force	NOUN
easat-11048	284	11	will	will	AUX
easat-11048	284	12	be	be	AUX
easat-11048	284	13	injected	inject	VERB
easat-11048	284	14	into	into	ADP
easat-11048	284	15	the	the	DET
easat-11048	284	16	realization	realization	NOUN
easat-11048	284	17	of	of	ADP
easat-11048	284	18	common	common	ADJ
easat-11048	284	19	prosperity	prosperity	NOUN
easat-11048	284	20	.	.	PUNCT
easat-11048	285	1	7.2	7.2	NUM
easat-11048	285	2	.	.	PUNCT
easat-11048	285	3	recommendations	recommendation	NOUN
easat-11048	285	4	based	base	VERB
easat-11048	285	5	on	on	ADP
easat-11048	285	6	the	the	DET
easat-11048	285	7	aforementioned	aforementioned	ADJ
easat-11048	285	8	conclusions	conclusion	NOUN
easat-11048	285	9	,	,	PUNCT
easat-11048	285	10	this	this	DET
easat-11048	285	11	study	study	NOUN
easat-11048	285	12	proposes	propose	VERB
easat-11048	285	13	the	the	DET
easat-11048	285	14	following	follow	VERB
easat-11048	285	15	policy	policy	NOUN
easat-11048	285	16	recommendations	recommendation	NOUN
easat-11048	285	17	to	to	PART
easat-11048	285	18	better	well	ADJ
easat-11048	285	19	leverage	leverage	VERB
easat-11048	285	20	the	the	DET
easat-11048	285	21	positive	positive	ADJ
easat-11048	285	22	role	role	NOUN
easat-11048	285	23	of	of	ADP
easat-11048	285	24	digital	digital	ADJ
easat-11048	285	25	inclusive	inclusive	ADJ
easat-11048	285	26	finance	finance	NOUN
easat-11048	285	27	in	in	ADP
easat-11048	285	28	promoting	promote	VERB
easat-11048	285	29	the	the	DET
easat-11048	285	30	balanced	balanced	ADJ
easat-11048	285	31	development	development	NOUN
easat-11048	285	32	of	of	ADP
easat-11048	285	33	urban	urban	ADJ
easat-11048	285	34	-	-	PUNCT
easat-11048	285	35	rural	rural	ADJ
easat-11048	285	36	consumption	consumption	NOUN
easat-11048	285	37	and	and	CCONJ
easat-11048	285	38	the	the	DET
easat-11048	285	39	high	high	ADJ
easat-11048	285	40	-	-	PUNCT
easat-11048	285	41	quality	quality	NOUN
easat-11048	285	42	development	development	NOUN
easat-11048	285	43	of	of	ADP
easat-11048	285	44	the	the	DET
easat-11048	285	45	economy	economy	NOUN
easat-11048	285	46	:	:	PUNCT
easat-11048	285	47	7.2.1	7.2.1	X
easat-11048	285	48	.	.	PUNCT
easat-11048	285	49	further	far	ADV
easat-11048	285	50	strengthen	strengthen	VERB
easat-11048	285	51	the	the	DET
easat-11048	285	52	promotion	promotion	NOUN
easat-11048	285	53	of	of	ADP
easat-11048	285	54	digital	digital	ADJ
easat-11048	285	55	inclusive	inclusive	ADJ
easat-11048	285	56	finance	finance	NOUN
easat-11048	285	57	in	in	ADP
easat-11048	285	58	rural	rural	ADJ
easat-11048	285	59	areas	area	NOUN
easat-11048	285	60	relevant	relevant	ADJ
easat-11048	285	61	research	research	NOUN
easat-11048	285	62	indicates	indicate	VERB
easat-11048	285	63	that	that	SCONJ
easat-11048	285	64	digital	digital	ADJ
easat-11048	285	65	inclusive	inclusive	ADJ
easat-11048	285	66	finance	finance	NOUN
easat-11048	285	67	plays	play	VERB
easat-11048	285	68	a	a	DET
easat-11048	285	69	remarkably	remarkably	ADV
easat-11048	285	70	significant	significant	ADJ
easat-11048	285	71	role	role	NOUN
easat-11048	285	72	in	in	ADP
easat-11048	285	73	enhancing	enhance	VERB
easat-11048	285	74	rural	rural	ADJ
easat-11048	285	75	consumption	consumption	NOUN
easat-11048	285	76	levels	level	NOUN
easat-11048	285	77	and	and	CCONJ
easat-11048	285	78	narrowing	narrow	VERB
easat-11048	285	79	the	the	DET
easat-11048	285	80	urban	urban	ADJ
easat-11048	285	81	-	-	PUNCT
easat-11048	285	82	rural	rural	ADJ
easat-11048	285	83	consumption	consumption	NOUN
easat-11048	285	84	gap	gap	NOUN
easat-11048	285	85	.	.	PUNCT
easat-11048	286	1	therefore	therefore	ADV
easat-11048	286	2	,	,	PUNCT
easat-11048	286	3	both	both	CCONJ
easat-11048	286	4	the	the	DET
easat-11048	286	5	government	government	NOUN
easat-11048	286	6	and	and	CCONJ
easat-11048	286	7	financial	financial	ADJ
easat-11048	286	8	institutions	institution	NOUN
easat-11048	286	9	should	should	AUX
easat-11048	286	10	further	far	ADV
easat-11048	286	11	expand	expand	VERB
easat-11048	286	12	the	the	DET
easat-11048	286	13	coverage	coverage	NOUN
easat-11048	286	14	of	of	ADP
easat-11048	286	15	digital	digital	ADJ
easat-11048	286	16	inclusive	inclusive	ADJ
easat-11048	286	17	finance	finance	NOUN
easat-11048	286	18	.	.	PUNCT
easat-11048	287	1	given	give	VERB
easat-11048	287	2	the	the	DET
easat-11048	287	3	current	current	ADJ
easat-11048	287	4	weakness	weakness	NOUN
easat-11048	287	5	of	of	ADP
easat-11048	287	6	financial	financial	ADJ
easat-11048	287	7	services	service	NOUN
easat-11048	287	8	in	in	ADP
easat-11048	287	9	rural	rural	ADJ
easat-11048	287	10	areas	area	NOUN
easat-11048	287	11	,	,	PUNCT
easat-11048	287	12	more	more	ADJ
easat-11048	287	13	measures	measure	NOUN
easat-11048	287	14	must	must	AUX
easat-11048	287	15	be	be	AUX
easat-11048	287	16	taken	take	VERB
easat-11048	287	17	to	to	PART
easat-11048	287	18	increase	increase	VERB
easat-11048	287	19	investment	investment	NOUN
easat-11048	287	20	in	in	ADP
easat-11048	287	21	infrastructure	infrastructure	NOUN
easat-11048	287	22	construction	construction	NOUN
easat-11048	287	23	and	and	CCONJ
easat-11048	287	24	digital	digital	ADJ
easat-11048	287	25	financial	financial	ADJ
easat-11048	287	26	service	service	NOUN
easat-11048	287	27	platforms	platform	NOUN
easat-11048	287	28	.	.	PUNCT
easat-11048	288	1	first	first	ADV
easat-11048	288	2	,	,	PUNCT
easat-11048	288	3	efforts	effort	NOUN
easat-11048	288	4	should	should	AUX
easat-11048	288	5	be	be	AUX
easat-11048	288	6	made	make	VERB
easat-11048	288	7	to	to	PART
easat-11048	288	8	establish	establish	VERB
easat-11048	288	9	regional	regional	ADJ
easat-11048	288	10	financial	financial	ADJ
easat-11048	288	11	service	service	NOUN
easat-11048	288	12	platforms	platform	NOUN
easat-11048	288	13	that	that	PRON
easat-11048	288	14	directly	directly	ADV
easat-11048	288	15	deliver	deliver	VERB
easat-11048	288	16	modern	modern	ADJ
easat-11048	288	17	financial	financial	ADJ
easat-11048	288	18	products	product	NOUN
easat-11048	288	19	and	and	CCONJ
easat-11048	288	20	related	relate	VERB
easat-11048	288	21	services	service	NOUN
easat-11048	288	22	to	to	ADP
easat-11048	288	23	rural	rural	ADJ
easat-11048	288	24	communities	community	NOUN
easat-11048	288	25	through	through	ADP
easat-11048	288	26	various	various	ADJ
easat-11048	288	27	technological	technological	ADJ
easat-11048	288	28	means	mean	NOUN
easat-11048	288	29	such	such	ADJ
easat-11048	288	30	as	as	ADP
easat-11048	288	31	the	the	DET
easat-11048	288	32	internet	internet	NOUN
easat-11048	288	33	,	,	PUNCT
easat-11048	288	34	mobile	mobile	ADJ
easat-11048	288	35	payments	payment	NOUN
easat-11048	288	36	,	,	PUNCT
easat-11048	288	37	and	and	CCONJ
easat-11048	288	38	p2p	p2p	NOUN
easat-11048	288	39	lending	lending	NOUN
easat-11048	288	40	.	.	PUNCT
easat-11048	289	1	second	second	ADV
easat-11048	289	2	,	,	PUNCT
easat-11048	289	3	it	it	PRON
easat-11048	289	4	is	be	AUX
easat-11048	289	5	recommended	recommend	VERB
easat-11048	289	6	to	to	PART
easat-11048	289	7	increase	increase	VERB
easat-11048	289	8	investment	investment	NOUN
easat-11048	289	9	in	in	ADP
easat-11048	289	10	rural	rural	ADJ
easat-11048	289	11	digital	digital	ADJ
easat-11048	289	12	infrastructure	infrastructure	NOUN
easat-11048	289	13	to	to	PART
easat-11048	289	14	improve	improve	VERB
easat-11048	289	15	network	network	NOUN
easat-11048	289	16	coverage	coverage	NOUN
easat-11048	289	17	and	and	CCONJ
easat-11048	289	18	information	information	NOUN
easat-11048	289	19	transmission	transmission	NOUN
easat-11048	289	20	conditions	condition	NOUN
easat-11048	289	21	,	,	PUNCT
easat-11048	289	22	thereby	thereby	ADV
easat-11048	289	23	ensuring	ensure	VERB
easat-11048	289	24	that	that	SCONJ
easat-11048	289	25	rural	rural	ADJ
easat-11048	289	26	residents	resident	NOUN
easat-11048	289	27	can	can	AUX
easat-11048	289	28	access	access	VERB
easat-11048	289	29	various	various	ADJ
easat-11048	289	30	digital	digital	ADJ
easat-11048	289	31	financial	financial	ADJ
easat-11048	289	32	service	service	NOUN
easat-11048	289	33	platforms	platform	NOUN
easat-11048	289	34	smoothly	smoothly	ADV
easat-11048	289	35	.	.	PUNCT
easat-11048	290	1	by	by	ADP
easat-11048	290	2	lowering	lower	VERB
easat-11048	290	3	the	the	DET
easat-11048	290	4	threshold	threshold	NOUN
easat-11048	290	5	and	and	CCONJ
easat-11048	290	6	costs	cost	NOUN
easat-11048	290	7	for	for	ADP
easat-11048	290	8	rural	rural	ADJ
easat-11048	290	9	residents	resident	NOUN
easat-11048	290	10	to	to	PART
easat-11048	290	11	obtain	obtain	VERB
easat-11048	290	12	financial	financial	ADJ
easat-11048	290	13	services	service	NOUN
easat-11048	290	14	,	,	PUNCT
easat-11048	290	15	the	the	DET
easat-11048	290	16	potential	potential	NOUN
easat-11048	290	17	of	of	ADP
easat-11048	290	18	rural	rural	ADJ
easat-11048	290	19	consumption	consumption	NOUN
easat-11048	290	20	can	can	AUX
easat-11048	290	21	be	be	AUX
easat-11048	290	22	stimulated	stimulate	VERB
easat-11048	290	23	,	,	PUNCT
easat-11048	290	24	and	and	CCONJ
easat-11048	290	25	the	the	DET
easat-11048	290	26	rural	rural	ADJ
easat-11048	290	27	consumption	consumption	NOUN
easat-11048	290	28	structure	structure	NOUN
easat-11048	290	29	can	can	AUX
easat-11048	290	30	be	be	AUX
easat-11048	290	31	gradually	gradually	ADV
easat-11048	290	32	aligned	align	VERB
easat-11048	290	33	with	with	ADP
easat-11048	290	34	that	that	PRON
easat-11048	290	35	of	of	ADP
easat-11048	290	36	urban	urban	ADJ
easat-11048	290	37	areas	area	NOUN
easat-11048	290	38	,	,	PUNCT
easat-11048	290	39	which	which	PRON
easat-11048	290	40	will	will	AUX
easat-11048	290	41	further	far	ADV
easat-11048	290	42	narrow	narrow	VERB
easat-11048	290	43	the	the	DET
easat-11048	290	44	urban	urban	ADJ
easat-11048	290	45	-	-	PUNCT
easat-11048	290	46	rural	rural	ADJ
easat-11048	290	47	consumption	consumption	NOUN
easat-11048	290	48	gap	gap	NOUN
easat-11048	290	49	.	.	PUNCT
easat-11048	291	1	7.2.2	7.2.2	NUM
easat-11048	291	2	.	.	PUNCT
easat-11048	291	3	formulate	formulate	ADJ
easat-11048	291	4	differentiated	differentiated	ADJ
easat-11048	291	5	financial	financial	ADJ
easat-11048	291	6	support	support	NOUN
easat-11048	291	7	policies	policy	NOUN
easat-11048	291	8	for	for	ADP
easat-11048	291	9	different	different	ADJ
easat-11048	291	10	consumption	consumption	NOUN
easat-11048	291	11	types	type	NOUN
easat-11048	291	12	the	the	DET
easat-11048	291	13	research	research	NOUN
easat-11048	291	14	results	result	NOUN
easat-11048	291	15	show	show	VERB
easat-11048	291	16	that	that	SCONJ
easat-11048	291	17	the	the	DET
easat-11048	291	18	impact	impact	NOUN
easat-11048	291	19	of	of	ADP
easat-11048	291	20	digital	digital	ADJ
easat-11048	291	21	inclusive	inclusive	ADJ
easat-11048	291	22	finance	finance	NOUN
easat-11048	291	23	on	on	ADP
easat-11048	291	24	different	different	ADJ
easat-11048	291	25	types	type	NOUN
easat-11048	291	26	of	of	ADP
easat-11048	291	27	consumption	consumption	NOUN
easat-11048	291	28	exhibits	exhibit	VERB
easat-11048	291	29	significant	significant	ADJ
easat-11048	291	30	heterogeneity	heterogeneity	NOUN
easat-11048	291	31	,	,	PUNCT
easat-11048	291	32	a	a	DET
easat-11048	291	33	conclusion	conclusion	NOUN
easat-11048	291	34	that	that	PRON
easat-11048	291	35	opens	open	VERB
easat-11048	291	36	up	up	ADP
easat-11048	291	37	new	new	ADJ
easat-11048	291	38	perspectives	perspective	NOUN
easat-11048	291	39	for	for	ADP
easat-11048	291	40	policy	policy	NOUN
easat-11048	291	41	formulation	formulation	NOUN
easat-11048	291	42	.	.	PUNCT
easat-11048	292	1	in	in	ADP
easat-11048	292	2	urban	urban	ADJ
easat-11048	292	3	areas	area	NOUN
easat-11048	292	4	,	,	PUNCT
easat-11048	292	5	emphasis	emphasis	NOUN
easat-11048	292	6	should	should	AUX
easat-11048	292	7	be	be	AUX
easat-11048	292	8	placed	place	VERB
easat-11048	292	9	on	on	ADP
easat-11048	292	10	supporting	support	VERB
easat-11048	292	11	the	the	DET
easat-11048	292	12	innovative	innovative	ADJ
easat-11048	292	13	development	development	NOUN
easat-11048	292	14	of	of	ADP
easat-11048	292	15	hedonic	hedonic	ADJ
easat-11048	292	16	consumption	consumption	NOUN
easat-11048	292	17	and	and	CCONJ
easat-11048	292	18	high	high	ADJ
easat-11048	292	19	-	-	PUNCT
easat-11048	292	20	end	end	NOUN
easat-11048	292	21	consumption	consumption	NOUN
easat-11048	292	22	,	,	PUNCT
easat-11048	292	23	launching	launch	VERB
easat-11048	292	24	more	more	ADJ
easat-11048	292	25	financial	financial	ADJ
easat-11048	292	26	products	product	NOUN
easat-11048	292	27	that	that	PRON
easat-11048	292	28	feature	feature	VERB
easat-11048	292	29	personalization	personalization	NOUN
easat-11048	292	30	and	and	CCONJ
easat-11048	292	31	customization	customization	NOUN
easat-11048	292	32	,	,	PUNCT
easat-11048	292	33	and	and	CCONJ
easat-11048	292	34	strongly	strongly	ADV
easat-11048	292	35	encouraging	encourage	VERB
easat-11048	292	36	the	the	DET
easat-11048	292	37	in	in	ADP
easat-11048	292	38	-	-	PUNCT
easat-11048	292	39	depth	depth	NOUN
easat-11048	292	40	integration	integration	NOUN
easat-11048	292	41	of	of	ADP
easat-11048	292	42	e	e	PROPN
easat-11048	292	43	-	-	NOUN
easat-11048	292	44	commerce	commerce	NOUN
easat-11048	292	45	platforms	platform	NOUN
easat-11048	292	46	and	and	CCONJ
easat-11048	292	47	financial	financial	ADJ
easat-11048	292	48	services	service	NOUN
easat-11048	292	49	.	.	PUNCT
easat-11048	293	1	specifically	specifically	ADV
easat-11048	293	2	,	,	PUNCT
easat-11048	293	3	policies	policy	NOUN
easat-11048	293	4	such	such	ADJ
easat-11048	293	5	as	as	ADP
easat-11048	293	6	tax	tax	NOUN
easat-11048	293	7	incentives	incentive	NOUN
easat-11048	293	8	,	,	PUNCT
easat-11048	293	9	innovation	innovation	NOUN
easat-11048	293	10	funds	fund	NOUN
easat-11048	293	11	,	,	PUNCT
easat-11048	293	12	and	and	CCONJ
easat-11048	293	13	risk	risk	NOUN
easat-11048	293	14	compensation	compensation	NOUN
easat-11048	293	15	mechanisms	mechanism	NOUN
easat-11048	293	16	can	can	AUX
easat-11048	293	17	be	be	AUX
easat-11048	293	18	used	use	VERB
easat-11048	293	19	to	to	PART
easat-11048	293	20	encourage	encourage	VERB
easat-11048	293	21	financial	financial	ADJ
easat-11048	293	22	institutions	institution	NOUN
easat-11048	293	23	to	to	PART
easat-11048	293	24	launch	launch	VERB
easat-11048	293	25	financial	financial	ADJ
easat-11048	293	26	products	product	NOUN
easat-11048	293	27	for	for	ADP
easat-11048	293	28	high	high	ADJ
easat-11048	293	29	-	-	PUNCT
easat-11048	293	30	end	end	NOUN
easat-11048	293	31	consumption	consumption	NOUN
easat-11048	293	32	and	and	CCONJ
easat-11048	293	33	the	the	DET
easat-11048	293	34	service	service	NOUN
easat-11048	293	35	industry	industry	NOUN
easat-11048	293	36	,	,	PUNCT
easat-11048	293	37	so	so	SCONJ
easat-11048	293	38	as	as	SCONJ
easat-11048	293	39	to	to	PART
easat-11048	293	40	meet	meet	VERB
easat-11048	293	41	the	the	DET
easat-11048	293	42	personalized	personalize	VERB
easat-11048	293	43	consumption	consumption	NOUN
easat-11048	293	44	needs	need	NOUN
easat-11048	293	45	of	of	ADP
easat-11048	293	46	urban	urban	ADJ
easat-11048	293	47	residents	resident	NOUN
easat-11048	293	48	in	in	ADP
easat-11048	293	49	areas	area	NOUN
easat-11048	293	50	such	such	ADJ
easat-11048	293	51	as	as	ADP
easat-11048	293	52	cultural	cultural	ADJ
easat-11048	293	53	entertainment	entertainment	NOUN
easat-11048	293	54	,	,	PUNCT
easat-11048	293	55	tourism	tourism	NOUN
easat-11048	293	56	,	,	PUNCT
easat-11048	293	57	and	and	CCONJ
easat-11048	293	58	leisure	leisure	NOUN
easat-11048	293	59	.	.	PUNCT
easat-11048	294	1	meanwhile	meanwhile	ADV
easat-11048	294	2	,	,	PUNCT
easat-11048	294	3	in	in	ADP
easat-11048	294	4	rural	rural	ADJ
easat-11048	294	5	areas	area	NOUN
easat-11048	294	6	,	,	PUNCT
easat-11048	294	7	focus	focus	NOUN
easat-11048	294	8	should	should	AUX
easat-11048	294	9	be	be	AUX
easat-11048	294	10	placed	place	VERB
easat-11048	294	11	on	on	ADP
easat-11048	294	12	fields	field	NOUN
easat-11048	294	13	of	of	ADP
easat-11048	294	14	basic	basic	ADJ
easat-11048	294	15	consumption	consumption	NOUN
easat-11048	294	16	and	and	CCONJ
easat-11048	294	17	developmental	developmental	ADJ
easat-11048	294	18	consumption	consumption	NOUN
easat-11048	294	19	,	,	PUNCT
easat-11048	294	20	such	such	ADJ
easat-11048	294	21	as	as	ADP
easat-11048	294	22	home	home	NOUN
easat-11048	294	23	appliances	appliance	NOUN
easat-11048	294	24	,	,	PUNCT
easat-11048	294	25	education	education	NOUN
easat-11048	294	26	,	,	PUNCT
easat-11048	294	27	and	and	CCONJ
easat-11048	294	28	medical	medical	ADJ
easat-11048	294	29	care	care	NOUN
easat-11048	294	30	,	,	PUNCT
easat-11048	294	31	all	all	PRON
easat-11048	294	32	of	of	ADP
easat-11048	294	33	which	which	PRON
easat-11048	294	34	are	be	AUX
easat-11048	294	35	crucial	crucial	ADJ
easat-11048	294	36	for	for	ADP
easat-11048	294	37	rural	rural	ADJ
easat-11048	294	38	residents	resident	NOUN
easat-11048	294	39	’	'	PUNCT
easat-11048	294	40	quality	quality	NOUN
easat-11048	294	41	of	of	ADP
easat-11048	294	42	life	life	NOUN
easat-11048	294	43	.	.	PUNCT
easat-11048	295	1	it	it	PRON
easat-11048	295	2	is	be	AUX
easat-11048	295	3	recommended	recommend	VERB
easat-11048	295	4	that	that	SCONJ
easat-11048	295	5	governments	government	NOUN
easat-11048	295	6	at	at	ADP
easat-11048	295	7	all	all	DET
easat-11048	295	8	levels	level	NOUN
easat-11048	295	9	and	and	CCONJ
easat-11048	295	10	relevant	relevant	ADJ
easat-11048	295	11	departments	department	NOUN
easat-11048	295	12	help	help	VERB
easat-11048	295	13	rural	rural	ADJ
easat-11048	295	14	residents	resident	NOUN
easat-11048	295	15	overcome	overcome	VERB
easat-11048	295	16	financial	financial	ADJ
easat-11048	295	17	barriers	barrier	NOUN
easat-11048	295	18	through	through	ADP
easat-11048	295	19	a	a	DET
easat-11048	295	20	series	series	NOUN
easat-11048	295	21	of	of	ADP
easat-11048	295	22	measures	measure	NOUN
easat-11048	295	23	,	,	PUNCT
easat-11048	295	24	such	such	ADJ
easat-11048	295	25	as	as	ADP
easat-11048	295	26	providing	provide	VERB
easat-11048	295	27	financial	financial	ADJ
easat-11048	295	28	credit	credit	NOUN
easat-11048	295	29	support	support	NOUN
easat-11048	295	30	,	,	PUNCT
easat-11048	295	31	issuing	issue	VERB
easat-11048	295	32	consumption	consumption	NOUN
easat-11048	295	33	subsidies	subsidy	NOUN
easat-11048	295	34	,	,	PUNCT
easat-11048	295	35	and	and	CCONJ
easat-11048	295	36	offering	offer	VERB
easat-11048	295	37	low	low	ADJ
easat-11048	295	38	-	-	PUNCT
easat-11048	295	39	interest	interest	NOUN
easat-11048	295	40	loans	loan	NOUN
easat-11048	295	41	,	,	PUNCT
easat-11048	295	42	thereby	thereby	ADV
easat-11048	295	43	promoting	promote	VERB
easat-11048	295	44	the	the	DET
easat-11048	295	45	improvement	improvement	NOUN
easat-11048	295	46	of	of	ADP
easat-11048	295	47	rural	rural	ADJ
easat-11048	295	48	consumption	consumption	NOUN
easat-11048	295	49	levels	level	NOUN
easat-11048	295	50	.	.	PUNCT
easat-11048	296	1	policymakers	policymaker	NOUN
easat-11048	296	2	also	also	ADV
easat-11048	296	3	need	need	VERB
easat-11048	296	4	to	to	PART
easat-11048	296	5	formulate	formulate	VERB
easat-11048	296	6	flexible	flexible	ADJ
easat-11048	296	7	and	and	CCONJ
easat-11048	296	8	diverse	diverse	ADJ
easat-11048	296	9	differentiated	differentiated	ADJ
easat-11048	296	10	support	support	NOUN
easat-11048	296	11	policies	policy	NOUN
easat-11048	296	12	based	base	VERB
easat-11048	296	13	on	on	ADP
easat-11048	296	14	the	the	DET
easat-11048	296	15	actual	actual	ADJ
easat-11048	296	16	differences	difference	NOUN
easat-11048	296	17	in	in	ADP
easat-11048	296	18	urban	urban	ADJ
easat-11048	296	19	-	-	PUNCT
easat-11048	296	20	rural	rural	ADJ
easat-11048	296	21	consumption	consumption	NOUN
easat-11048	296	22	structures	structure	NOUN
easat-11048	296	23	to	to	PART
easat-11048	296	24	ensure	ensure	VERB
easat-11048	296	25	that	that	SCONJ
easat-11048	296	26	the	the	DET
easat-11048	296	27	effects	effect	NOUN
easat-11048	296	28	of	of	ADP
easat-11048	296	29	digital	digital	ADJ
easat-11048	296	30	inclusive	inclusive	ADJ
easat-11048	296	31	finance	finance	NOUN
easat-11048	296	32	can	can	AUX
easat-11048	296	33	be	be	AUX
easat-11048	296	34	fully	fully	ADV
easat-11048	296	35	exerted	exert	VERB
easat-11048	296	36	in	in	ADP
easat-11048	296	37	all	all	DET
easat-11048	296	38	consumption	consumption	NOUN
easat-11048	296	39	fields	field	NOUN
easat-11048	296	40	.	.	PUNCT
easat-11048	297	1	7.2.3	7.2.3	X
easat-11048	297	2	.	.	X
easat-11048	298	1	improve	improve	VERB
easat-11048	298	2	risk	risk	NOUN
easat-11048	298	3	control	control	NOUN
easat-11048	298	4	mechanisms	mechanism	NOUN
easat-11048	298	5	and	and	CCONJ
easat-11048	298	6	enhance	enhance	VERB
easat-11048	298	7	the	the	DET
easat-11048	298	8	quality	quality	NOUN
easat-11048	298	9	of	of	ADP
easat-11048	298	10	financial	financial	ADJ
easat-11048	298	11	services	service	NOUN
easat-11048	298	12	although	although	SCONJ
easat-11048	298	13	digital	digital	ADJ
easat-11048	298	14	inclusive	inclusive	ADJ
easat-11048	298	15	finance	finance	NOUN
easat-11048	298	16	has	have	VERB
easat-11048	298	17	a	a	DET
easat-11048	298	18	positive	positive	ADJ
easat-11048	298	19	impact	impact	NOUN
easat-11048	298	20	on	on	ADP
easat-11048	298	21	promoting	promote	VERB
easat-11048	298	22	consumption	consumption	NOUN
easat-11048	298	23	upgrading	upgrading	NOUN
easat-11048	298	24	and	and	CCONJ
easat-11048	298	25	expanding	expand	VERB
easat-11048	298	26	consumption	consumption	NOUN
easat-11048	298	27	coverage	coverage	NOUN
easat-11048	298	28	,	,	PUNCT
easat-11048	298	29	it	it	PRON
easat-11048	298	30	is	be	AUX
easat-11048	298	31	accompanied	accompany	VERB
easat-11048	298	32	by	by	ADP
easat-11048	298	33	certain	certain	ADJ
easat-11048	298	34	financial	financial	ADJ
easat-11048	298	35	risks	risk	NOUN
easat-11048	298	36	.	.	PUNCT
easat-11048	299	1	to	to	PART
easat-11048	299	2	maintain	maintain	VERB
easat-11048	299	3	the	the	DET
easat-11048	299	4	stability	stability	NOUN
easat-11048	299	5	of	of	ADP
easat-11048	299	6	the	the	DET
easat-11048	299	7	financial	financial	ADJ
easat-11048	299	8	market	market	NOUN
easat-11048	299	9	and	and	CCONJ
easat-11048	299	10	protect	protect	VERB
easat-11048	299	11	consumers	consumer	NOUN
easat-11048	299	12	’	’	PART
easat-11048	299	13	rights	right	NOUN
easat-11048	299	14	and	and	CCONJ
easat-11048	299	15	interests	interest	NOUN
easat-11048	299	16	,	,	PUNCT
easat-11048	299	17	relevant	relevant	ADJ
easat-11048	299	18	regulatory	regulatory	ADJ
easat-11048	299	19	authorities	authority	NOUN
easat-11048	299	20	must	must	AUX
easat-11048	299	21	further	far	ADV
easat-11048	299	22	improve	improve	VERB
easat-11048	299	23	the	the	DET
easat-11048	299	24	risk	risk	NOUN
easat-11048	299	25	assessment	assessment	NOUN
easat-11048	299	26	system	system	NOUN
easat-11048	299	27	and	and	CCONJ
easat-11048	299	28	intelligent	intelligent	ADJ
easat-11048	299	29	risk	risk	NOUN
easat-11048	299	30	control	control	NOUN
easat-11048	299	31	system	system	NOUN
easat-11048	299	32	in	in	ADP
easat-11048	299	33	the	the	DET
easat-11048	299	34	process	process	NOUN
easat-11048	299	35	of	of	ADP
easat-11048	299	36	promoting	promote	VERB
easat-11048	299	37	digital	digital	ADJ
easat-11048	299	38	inclusive	inclusive	ADJ
easat-11048	299	39	finance	finance	NOUN
easat-11048	299	40	.	.	PUNCT
easat-11048	300	1	specifically	specifically	ADV
easat-11048	300	2	,	,	PUNCT
easat-11048	300	3	the	the	DET
easat-11048	300	4	measures	measure	NOUN
easat-11048	300	5	include	include	VERB
easat-11048	300	6	establishing	establish	VERB
easat-11048	300	7	and	and	CCONJ
easat-11048	300	8	continuously	continuously	ADV
easat-11048	300	9	improving	improve	VERB
easat-11048	300	10	credit	credit	NOUN
easat-11048	300	11	risk	risk	NOUN
easat-11048	300	12	assessment	assessment	NOUN
easat-11048	300	13	models	model	NOUN
easat-11048	300	14	,	,	PUNCT
easat-11048	300	15	introducing	introduce	VERB
easat-11048	300	16	big	big	ADJ
easat-11048	300	17	data	datum	NOUN
easat-11048	300	18	analytics	analytic	NOUN
easat-11048	300	19	technology	technology	NOUN
easat-11048	300	20	to	to	PART
easat-11048	300	21	conduct	conduct	VERB
easat-11048	300	22	real	real	ADJ
easat-11048	300	23	-	-	PUNCT
easat-11048	300	24	time	time	NOUN
easat-11048	300	25	monitoring	monitoring	NOUN
easat-11048	300	26	of	of	ADP
easat-11048	300	27	lending	lending	NOUN
easat-11048	300	28	and	and	CCONJ
easat-11048	300	29	payment	payment	NOUN
easat-11048	300	30	behaviors	behavior	NOUN
easat-11048	300	31	,	,	PUNCT
easat-11048	300	32	strengthening	strengthen	VERB
easat-11048	300	33	supervision	supervision	NOUN
easat-11048	300	34	over	over	ADP
easat-11048	300	35	microcredit	microcredit	PROPN
easat-11048	300	36	and	and	CCONJ
easat-11048	300	37	online	online	ADJ
easat-11048	300	38	999	999	NUM
easat-11048	300	39	edelweiss	edelweiss	PROPN
easat-11048	300	40	applied	apply	VERB
easat-11048	300	41	science	science	NOUN
easat-11048	300	42	and	and	CCONJ
easat-11048	300	43	technology	technology	NOUN
easat-11048	300	44	issn	issn	PROPN
easat-11048	300	45	:	:	PUNCT
easat-11048	300	46	2576	2576	NUM
easat-11048	300	47	-	-	SYM
easat-11048	300	48	8484	8484	NUM
easat-11048	300	49	vol	vol	NOUN
easat-11048	300	50	.	.	PROPN
easat-11048	301	1	9	9	NUM
easat-11048	301	2	,	,	PUNCT
easat-11048	301	3	no	no	INTJ
easat-11048	301	4	.	.	NOUN
easat-11048	301	5	11	11	NUM
easat-11048	301	6	:	:	PUNCT
easat-11048	301	7	986	986	NUM
easat-11048	301	8	-	-	SYM
easat-11048	301	9	1000	1000	NUM
easat-11048	301	10	,	,	PUNCT
easat-11048	301	11	2025	2025	NUM
easat-11048	301	12	doi	doi	NOUN
easat-11048	301	13	:	:	PUNCT
easat-11048	301	14	10.55214/2576	10.55214/2576	NUM
easat-11048	301	15	-	-	SYM
easat-11048	301	16	8484.v9i11.11048	8484.v9i11.11048	NUM
easat-11048	302	1	©	©	PROPN
easat-11048	302	2	2025	2025	NUM
easat-11048	302	3	by	by	ADP
easat-11048	302	4	the	the	DET
easat-11048	302	5	authors	author	NOUN
easat-11048	302	6	;	;	PUNCT
easat-11048	302	7	licensee	licensee	PROPN
easat-11048	302	8	learning	learn	VERB
easat-11048	302	9	gate	gate	NOUN
easat-11048	302	10	lending	lending	NOUN
easat-11048	302	11	platforms	platform	NOUN
easat-11048	302	12	,	,	PUNCT
easat-11048	302	13	and	and	CCONJ
easat-11048	302	14	formulating	formulate	VERB
easat-11048	302	15	strict	strict	ADJ
easat-11048	302	16	risk	risk	NOUN
easat-11048	302	17	early	early	ADJ
easat-11048	302	18	warning	warning	NOUN
easat-11048	302	19	and	and	CCONJ
easat-11048	302	20	disposal	disposal	NOUN
easat-11048	302	21	mechanisms	mechanism	NOUN
easat-11048	302	22	.	.	PUNCT
easat-11048	303	1	especially	especially	ADV
easat-11048	303	2	in	in	ADP
easat-11048	303	3	rural	rural	ADJ
easat-11048	303	4	areas	area	NOUN
easat-11048	303	5	where	where	SCONJ
easat-11048	303	6	the	the	DET
easat-11048	303	7	financial	financial	ADJ
easat-11048	303	8	service	service	NOUN
easat-11048	303	9	system	system	NOUN
easat-11048	303	10	is	be	AUX
easat-11048	303	11	relatively	relatively	ADV
easat-11048	303	12	weak	weak	ADJ
easat-11048	303	13	,	,	PUNCT
easat-11048	303	14	greater	great	ADJ
easat-11048	303	15	emphasis	emphasis	NOUN
easat-11048	303	16	should	should	AUX
easat-11048	303	17	be	be	AUX
easat-11048	303	18	placed	place	VERB
easat-11048	303	19	on	on	ADP
easat-11048	303	20	preventing	prevent	VERB
easat-11048	303	21	credit	credit	NOUN
easat-11048	303	22	risks	risk	NOUN
easat-11048	303	23	and	and	CCONJ
easat-11048	303	24	avoiding	avoid	VERB
easat-11048	303	25	the	the	DET
easat-11048	303	26	accumulation	accumulation	NOUN
easat-11048	303	27	of	of	ADP
easat-11048	303	28	non	non	ADJ
easat-11048	303	29	-	-	ADJ
easat-11048	303	30	performing	performing	ADJ
easat-11048	303	31	loans	loan	NOUN
easat-11048	303	32	,	,	PUNCT
easat-11048	303	33	so	so	SCONJ
easat-11048	303	34	as	as	SCONJ
easat-11048	303	35	to	to	PART
easat-11048	303	36	ensure	ensure	VERB
easat-11048	303	37	the	the	DET
easat-11048	303	38	safety	safety	NOUN
easat-11048	303	39	and	and	CCONJ
easat-11048	303	40	sustainability	sustainability	NOUN
easat-11048	303	41	of	of	ADP
easat-11048	303	42	financial	financial	ADJ
easat-11048	303	43	services	service	NOUN
easat-11048	303	44	and	and	CCONJ
easat-11048	303	45	thereby	thereby	ADV
easat-11048	303	46	provide	provide	VERB
easat-11048	303	47	stable	stable	ADJ
easat-11048	303	48	and	and	CCONJ
easat-11048	303	49	reliable	reliable	ADJ
easat-11048	303	50	financial	financial	ADJ
easat-11048	303	51	support	support	NOUN
easat-11048	303	52	for	for	ADP
easat-11048	303	53	urban	urban	ADJ
easat-11048	303	54	and	and	CCONJ
easat-11048	303	55	rural	rural	ADJ
easat-11048	303	56	consumers	consumer	NOUN
easat-11048	303	57	.	.	PUNCT
easat-11048	304	1	7.2.4	7.2.4	X
easat-11048	304	2	.	.	X
easat-11048	305	1	strengthen	strengthen	VERB
easat-11048	305	2	the	the	DET
easat-11048	305	3	popularization	popularization	NOUN
easat-11048	305	4	and	and	CCONJ
easat-11048	305	5	training	training	NOUN
easat-11048	305	6	of	of	ADP
easat-11048	305	7	financial	financial	ADJ
easat-11048	305	8	knowledge	knowledge	NOUN
easat-11048	305	9	to	to	PART
easat-11048	305	10	enhance	enhance	VERB
easat-11048	305	11	the	the	DET
easat-11048	305	12	digital	digital	ADJ
easat-11048	305	13	financial	financial	ADJ
easat-11048	305	14	literacy	literacy	NOUN
easat-11048	305	15	of	of	ADP
easat-11048	305	16	urban	urban	ADJ
easat-11048	305	17	and	and	CCONJ
easat-11048	305	18	rural	rural	ADJ
easat-11048	305	19	residents	resident	NOUN
easat-11048	305	20	to	to	PART
easat-11048	305	21	ensure	ensure	VERB
easat-11048	305	22	that	that	SCONJ
easat-11048	305	23	digital	digital	ADJ
easat-11048	305	24	inclusive	inclusive	ADJ
easat-11048	305	25	finance	finance	NOUN
easat-11048	305	26	truly	truly	ADV
easat-11048	305	27	benefits	benefit	VERB
easat-11048	305	28	all	all	DET
easat-11048	305	29	types	type	NOUN
easat-11048	305	30	of	of	ADP
easat-11048	305	31	consumers	consumer	NOUN
easat-11048	305	32	,	,	PUNCT
easat-11048	305	33	the	the	DET
easat-11048	305	34	government	government	NOUN
easat-11048	305	35	and	and	CCONJ
easat-11048	305	36	financial	financial	ADJ
easat-11048	305	37	institutions	institution	NOUN
easat-11048	305	38	must	must	AUX
easat-11048	305	39	fully	fully	ADV
easat-11048	305	40	strengthen	strengthen	VERB
easat-11048	305	41	the	the	DET
easat-11048	305	42	popularization	popularization	NOUN
easat-11048	305	43	of	of	ADP
easat-11048	305	44	financial	financial	ADJ
easat-11048	305	45	knowledge	knowledge	NOUN
easat-11048	305	46	among	among	ADP
easat-11048	305	47	urban	urban	ADJ
easat-11048	305	48	and	and	CCONJ
easat-11048	305	49	rural	rural	ADJ
easat-11048	305	50	residents	resident	NOUN
easat-11048	305	51	and	and	CCONJ
easat-11048	305	52	carry	carry	VERB
easat-11048	305	53	out	out	ADP
easat-11048	305	54	targeted	target	VERB
easat-11048	305	55	digital	digital	ADJ
easat-11048	305	56	finance	finance	NOUN
easat-11048	305	57	training	training	NOUN
easat-11048	305	58	activities	activity	NOUN
easat-11048	305	59	.	.	PUNCT
easat-11048	306	1	especially	especially	ADV
easat-11048	306	2	in	in	ADP
easat-11048	306	3	rural	rural	ADJ
easat-11048	306	4	areas	area	NOUN
easat-11048	306	5	where	where	SCONJ
easat-11048	306	6	residents	resident	NOUN
easat-11048	306	7	have	have	VERB
easat-11048	306	8	relatively	relatively	ADV
easat-11048	306	9	low	low	ADJ
easat-11048	306	10	awareness	awareness	NOUN
easat-11048	306	11	of	of	ADP
easat-11048	306	12	modern	modern	ADJ
easat-11048	306	13	financial	financial	ADJ
easat-11048	306	14	tools	tool	NOUN
easat-11048	306	15	and	and	CCONJ
easat-11048	306	16	digital	digital	ADJ
easat-11048	306	17	services	service	NOUN
easat-11048	306	18	,	,	PUNCT
easat-11048	306	19	improving	improve	VERB
easat-11048	306	20	their	their	PRON
easat-11048	306	21	digital	digital	ADJ
easat-11048	306	22	literacy	literacy	NOUN
easat-11048	306	23	and	and	CCONJ
easat-11048	306	24	risk	risk	NOUN
easat-11048	306	25	awareness	awareness	NOUN
easat-11048	306	26	is	be	AUX
easat-11048	306	27	extremely	extremely	ADV
easat-11048	306	28	important	important	ADJ
easat-11048	306	29	.	.	PUNCT
easat-11048	307	1	a	a	DET
easat-11048	307	2	systematic	systematic	ADJ
easat-11048	307	3	training	training	NOUN
easat-11048	307	4	plan	plan	NOUN
easat-11048	307	5	that	that	PRON
easat-11048	307	6	includes	includes	AUX
easat-11048	307	7	regularly	regularly	ADV
easat-11048	307	8	organizing	organize	VERB
easat-11048	307	9	financial	financial	ADJ
easat-11048	307	10	knowledge	knowledge	NOUN
easat-11048	307	11	lectures	lecture	NOUN
easat-11048	307	12	,	,	PUNCT
easat-11048	307	13	conducting	conduct	VERB
easat-11048	307	14	online	online	ADV
easat-11048	307	15	and	and	CCONJ
easat-11048	307	16	offline	offline	ADJ
easat-11048	307	17	training	training	NOUN
easat-11048	307	18	courses	course	NOUN
easat-11048	307	19	,	,	PUNCT
easat-11048	307	20	and	and	CCONJ
easat-11048	307	21	popularizing	popularize	VERB
easat-11048	307	22	financial	financial	ADJ
easat-11048	307	23	knowledge	knowledge	NOUN
easat-11048	307	24	through	through	ADP
easat-11048	307	25	media	medium	NOUN
easat-11048	307	26	channels	channel	NOUN
easat-11048	307	27	can	can	AUX
easat-11048	307	28	be	be	AUX
easat-11048	307	29	formulated	formulate	VERB
easat-11048	307	30	to	to	PART
easat-11048	307	31	help	help	VERB
easat-11048	307	32	rural	rural	ADJ
easat-11048	307	33	residents	resident	NOUN
easat-11048	307	34	better	well	ADV
easat-11048	307	35	understand	understand	VERB
easat-11048	307	36	,	,	PUNCT
easat-11048	307	37	use	use	NOUN
easat-11048	307	38	,	,	PUNCT
easat-11048	307	39	and	and	CCONJ
easat-11048	307	40	manage	manage	VERB
easat-11048	307	41	financial	financial	ADJ
easat-11048	307	42	tools	tool	NOUN
easat-11048	307	43	,	,	PUNCT
easat-11048	307	44	thereby	thereby	ADV
easat-11048	307	45	improving	improve	VERB
easat-11048	307	46	the	the	DET
easat-11048	307	47	scientific	scientific	ADJ
easat-11048	307	48	and	and	CCONJ
easat-11048	307	49	effective	effective	ADJ
easat-11048	307	50	decision	decision	NOUN
easat-11048	307	51	-	-	PUNCT
easat-11048	307	52	making	making	NOUN
easat-11048	307	53	in	in	ADP
easat-11048	307	54	their	their	PRON
easat-11048	307	55	consumption	consumption	NOUN
easat-11048	307	56	.	.	PUNCT
easat-11048	308	1	at	at	ADP
easat-11048	308	2	the	the	DET
easat-11048	308	3	same	same	ADJ
easat-11048	308	4	time	time	NOUN
easat-11048	308	5	,	,	PUNCT
easat-11048	308	6	the	the	DET
easat-11048	308	7	popularization	popularization	NOUN
easat-11048	308	8	of	of	ADP
easat-11048	308	9	financial	financial	ADJ
easat-11048	308	10	knowledge	knowledge	NOUN
easat-11048	308	11	in	in	ADP
easat-11048	308	12	the	the	DET
easat-11048	308	13	field	field	NOUN
easat-11048	308	14	of	of	ADP
easat-11048	308	15	high	high	ADJ
easat-11048	308	16	-	-	PUNCT
easat-11048	308	17	end	end	NOUN
easat-11048	308	18	consumption	consumption	NOUN
easat-11048	308	19	should	should	AUX
easat-11048	308	20	also	also	ADV
easat-11048	308	21	be	be	AUX
easat-11048	308	22	carried	carry	VERB
easat-11048	308	23	out	out	ADP
easat-11048	308	24	in	in	ADP
easat-11048	308	25	urban	urban	ADJ
easat-11048	308	26	areas	area	NOUN
easat-11048	308	27	to	to	PART
easat-11048	308	28	enhance	enhance	VERB
easat-11048	308	29	consumers	consumer	NOUN
easat-11048	308	30	’	’	PART
easat-11048	308	31	awareness	awareness	NOUN
easat-11048	308	32	and	and	CCONJ
easat-11048	308	33	user	user	NOUN
easat-11048	308	34	experience	experience	NOUN
easat-11048	308	35	of	of	ADP
easat-11048	308	36	personalized	personalized	ADJ
easat-11048	308	37	and	and	CCONJ
easat-11048	308	38	customized	customize	VERB
easat-11048	308	39	financial	financial	ADJ
easat-11048	308	40	products	product	NOUN
easat-11048	308	41	,	,	PUNCT
easat-11048	308	42	thereby	thereby	ADV
easat-11048	308	43	further	far	ADV
easat-11048	308	44	promoting	promote	VERB
easat-11048	308	45	consumption	consumption	NOUN
easat-11048	308	46	upgrading	upgrading	NOUN
easat-11048	308	47	and	and	CCONJ
easat-11048	308	48	structural	structural	ADJ
easat-11048	308	49	transformation	transformation	NOUN
easat-11048	308	50	.	.	PUNCT
easat-11048	309	1	7.2.5	7.2.5	X
easat-11048	309	2	.	.	PUNCT
easat-11048	310	1	promote	promote	VERB
easat-11048	310	2	the	the	DET
easat-11048	310	3	construction	construction	NOUN
easat-11048	310	4	of	of	ADP
easat-11048	310	5	urban	urban	ADJ
easat-11048	310	6	-	-	PUNCT
easat-11048	310	7	rural	rural	ADJ
easat-11048	310	8	informatization	informatization	NOUN
easat-11048	310	9	and	and	CCONJ
easat-11048	310	10	digital	digital	ADJ
easat-11048	310	11	infrastructure	infrastructure	NOUN
easat-11048	310	12	the	the	DET
easat-11048	310	13	gap	gap	NOUN
easat-11048	310	14	in	in	ADP
easat-11048	310	15	informatization	informatization	NOUN
easat-11048	310	16	levels	level	NOUN
easat-11048	310	17	between	between	ADP
easat-11048	310	18	urban	urban	ADJ
easat-11048	310	19	and	and	CCONJ
easat-11048	310	20	rural	rural	ADJ
easat-11048	310	21	areas	area	NOUN
easat-11048	310	22	has	have	AUX
easat-11048	310	23	become	become	VERB
easat-11048	310	24	one	one	NUM
easat-11048	310	25	of	of	ADP
easat-11048	310	26	the	the	DET
easat-11048	310	27	key	key	ADJ
easat-11048	310	28	factors	factor	NOUN
easat-11048	310	29	leading	lead	VERB
easat-11048	310	30	to	to	ADP
easat-11048	310	31	the	the	DET
easat-11048	310	32	uneven	uneven	ADJ
easat-11048	310	33	distribution	distribution	NOUN
easat-11048	310	34	of	of	ADP
easat-11048	310	35	financial	financial	ADJ
easat-11048	310	36	services	service	NOUN
easat-11048	310	37	.	.	PUNCT
easat-11048	311	1	to	to	PART
easat-11048	311	2	narrow	narrow	VERB
easat-11048	311	3	this	this	DET
easat-11048	311	4	gap	gap	NOUN
easat-11048	311	5	,	,	PUNCT
easat-11048	311	6	the	the	DET
easat-11048	311	7	government	government	NOUN
easat-11048	311	8	must	must	AUX
easat-11048	311	9	increase	increase	VERB
easat-11048	311	10	investment	investment	NOUN
easat-11048	311	11	in	in	ADP
easat-11048	311	12	digital	digital	ADJ
easat-11048	311	13	infrastructure	infrastructure	NOUN
easat-11048	311	14	in	in	ADP
easat-11048	311	15	rural	rural	ADJ
easat-11048	311	16	areas	area	NOUN
easat-11048	311	17	and	and	CCONJ
easat-11048	311	18	focus	focus	VERB
easat-11048	311	19	on	on	ADP
easat-11048	311	20	improving	improve	VERB
easat-11048	311	21	network	network	NOUN
easat-11048	311	22	coverage	coverage	NOUN
easat-11048	311	23	,	,	PUNCT
easat-11048	311	24	broadband	broadband	NOUN
easat-11048	311	25	access	access	NOUN
easat-11048	311	26	conditions	condition	NOUN
easat-11048	311	27	,	,	PUNCT
easat-11048	311	28	and	and	CCONJ
easat-11048	311	29	informatization	informatization	NOUN
easat-11048	311	30	construction	construction	NOUN
easat-11048	311	31	conditions	condition	NOUN
easat-11048	311	32	.	.	PUNCT
easat-11048	312	1	special	special	ADJ
easat-11048	312	2	policies	policy	NOUN
easat-11048	312	3	can	can	AUX
easat-11048	312	4	be	be	AUX
easat-11048	312	5	formulated	formulate	VERB
easat-11048	312	6	to	to	PART
easat-11048	312	7	accelerate	accelerate	VERB
easat-11048	312	8	the	the	DET
easat-11048	312	9	pace	pace	NOUN
easat-11048	312	10	of	of	ADP
easat-11048	312	11	rural	rural	ADJ
easat-11048	312	12	informatization	informatization	NOUN
easat-11048	312	13	through	through	ADP
easat-11048	312	14	financial	financial	ADJ
easat-11048	312	15	subsidies	subsidy	NOUN
easat-11048	312	16	,	,	PUNCT
easat-11048	312	17	technical	technical	ADJ
easat-11048	312	18	support	support	NOUN
easat-11048	312	19	,	,	PUNCT
easat-11048	312	20	and	and	CCONJ
easat-11048	312	21	preferential	preferential	ADJ
easat-11048	312	22	loans	loan	NOUN
easat-11048	312	23	,	,	PUNCT
easat-11048	312	24	ensuring	ensure	VERB
easat-11048	312	25	that	that	SCONJ
easat-11048	312	26	rural	rural	ADJ
easat-11048	312	27	residents	resident	NOUN
easat-11048	312	28	can	can	AUX
easat-11048	312	29	smoothly	smoothly	ADV
easat-11048	312	30	access	access	VERB
easat-11048	312	31	various	various	ADJ
easat-11048	312	32	digital	digital	ADJ
easat-11048	312	33	financial	financial	ADJ
easat-11048	312	34	service	service	NOUN
easat-11048	312	35	platforms	platform	NOUN
easat-11048	312	36	.	.	PUNCT
easat-11048	313	1	meanwhile	meanwhile	ADV
easat-11048	313	2	,	,	PUNCT
easat-11048	313	3	efforts	effort	NOUN
easat-11048	313	4	should	should	AUX
easat-11048	313	5	be	be	AUX
easat-11048	313	6	made	make	VERB
easat-11048	313	7	to	to	PART
easat-11048	313	8	promote	promote	VERB
easat-11048	313	9	the	the	DET
easat-11048	313	10	digital	digital	ADJ
easat-11048	313	11	transformation	transformation	NOUN
easat-11048	313	12	and	and	CCONJ
easat-11048	313	13	intelligent	intelligent	ADJ
easat-11048	313	14	upgrading	upgrading	NOUN
easat-11048	313	15	of	of	ADP
easat-11048	313	16	urban	urban	ADJ
easat-11048	313	17	and	and	CCONJ
easat-11048	313	18	rural	rural	ADJ
easat-11048	313	19	areas	area	NOUN
easat-11048	313	20	,	,	PUNCT
easat-11048	313	21	build	build	VERB
easat-11048	313	22	a	a	DET
easat-11048	313	23	digital	digital	ADJ
easat-11048	313	24	economic	economic	ADJ
easat-11048	313	25	ecosystem	ecosystem	NOUN
easat-11048	313	26	that	that	PRON
easat-11048	313	27	covers	cover	VERB
easat-11048	313	28	both	both	CCONJ
easat-11048	313	29	urban	urban	ADJ
easat-11048	313	30	and	and	CCONJ
easat-11048	313	31	rural	rural	ADJ
easat-11048	313	32	areas	area	NOUN
easat-11048	313	33	,	,	PUNCT
easat-11048	313	34	and	and	CCONJ
easat-11048	313	35	narrow	narrow	VERB
easat-11048	313	36	the	the	DET
easat-11048	313	37	information	information	NOUN
easat-11048	313	38	gap	gap	NOUN
easat-11048	313	39	between	between	ADP
easat-11048	313	40	them	they	PRON
easat-11048	313	41	.	.	PUNCT
easat-11048	314	1	this	this	PRON
easat-11048	314	2	will	will	AUX
easat-11048	314	3	provide	provide	VERB
easat-11048	314	4	solid	solid	ADJ
easat-11048	314	5	technical	technical	ADJ
easat-11048	314	6	guarantees	guarantee	NOUN
easat-11048	314	7	and	and	CCONJ
easat-11048	314	8	policy	policy	NOUN
easat-11048	314	9	support	support	NOUN
easat-11048	314	10	for	for	ADP
easat-11048	314	11	the	the	DET
easat-11048	314	12	in	in	ADP
easat-11048	314	13	-	-	PUNCT
easat-11048	314	14	depth	depth	NOUN
easat-11048	314	15	application	application	NOUN
easat-11048	314	16	of	of	ADP
easat-11048	314	17	digital	digital	ADJ
easat-11048	314	18	inclusive	inclusive	ADJ
easat-11048	314	19	finance	finance	NOUN
easat-11048	314	20	in	in	ADP
easat-11048	314	21	rural	rural	ADJ
easat-11048	314	22	areas	area	NOUN
easat-11048	314	23	.	.	PUNCT
easat-11048	315	1	in	in	ADP
easat-11048	315	2	this	this	DET
easat-11048	315	3	way	way	NOUN
easat-11048	315	4	,	,	PUNCT
easat-11048	315	5	it	it	PRON
easat-11048	315	6	will	will	AUX
easat-11048	315	7	not	not	PART
easat-11048	315	8	only	only	ADV
easat-11048	315	9	help	help	VERB
easat-11048	315	10	improve	improve	VERB
easat-11048	315	11	the	the	DET
easat-11048	315	12	efficiency	efficiency	NOUN
easat-11048	315	13	of	of	ADP
easat-11048	315	14	rural	rural	ADJ
easat-11048	315	15	financial	financial	ADJ
easat-11048	315	16	services	service	NOUN
easat-11048	315	17	but	but	CCONJ
easat-11048	315	18	also	also	ADV
easat-11048	315	19	promote	promote	VERB
easat-11048	315	20	the	the	DET
easat-11048	315	21	optimization	optimization	NOUN
easat-11048	315	22	and	and	CCONJ
easat-11048	315	23	upgrading	upgrading	NOUN
easat-11048	315	24	of	of	ADP
easat-11048	315	25	the	the	DET
easat-11048	315	26	rural	rural	ADJ
easat-11048	315	27	economic	economic	ADJ
easat-11048	315	28	structure	structure	NOUN
easat-11048	315	29	,	,	PUNCT
easat-11048	315	30	further	far	ADV
easat-11048	315	31	advancing	advance	VERB
easat-11048	315	32	the	the	DET
easat-11048	315	33	balanced	balanced	ADJ
easat-11048	315	34	development	development	NOUN
easat-11048	315	35	of	of	ADP
easat-11048	315	36	urban	urban	ADJ
easat-11048	315	37	-	-	PUNCT
easat-11048	315	38	rural	rural	ADJ
easat-11048	315	39	consumption	consumption	NOUN
easat-11048	315	40	.	.	PUNCT
easat-11048	316	1	transparency	transparency	NOUN
easat-11048	316	2	:	:	PUNCT
easat-11048	316	3	the	the	DET
easat-11048	316	4	authors	author	NOUN
easat-11048	316	5	confirm	confirm	VERB
easat-11048	316	6	that	that	SCONJ
easat-11048	316	7	the	the	DET
easat-11048	316	8	manuscript	manuscript	NOUN
easat-11048	316	9	is	be	AUX
easat-11048	316	10	an	an	DET
easat-11048	316	11	honest	honest	ADJ
easat-11048	316	12	,	,	PUNCT
easat-11048	316	13	accurate	accurate	ADJ
easat-11048	316	14	,	,	PUNCT
easat-11048	316	15	and	and	CCONJ
easat-11048	316	16	transparent	transparent	ADJ
easat-11048	316	17	account	account	NOUN
easat-11048	316	18	of	of	ADP
easat-11048	316	19	the	the	DET
easat-11048	316	20	study	study	NOUN
easat-11048	316	21	;	;	PUNCT
easat-11048	316	22	that	that	SCONJ
easat-11048	316	23	no	no	DET
easat-11048	316	24	vital	vital	ADJ
easat-11048	316	25	features	feature	NOUN
easat-11048	316	26	of	of	ADP
easat-11048	316	27	the	the	DET
easat-11048	316	28	study	study	NOUN
easat-11048	316	29	have	have	AUX
easat-11048	316	30	been	be	AUX
easat-11048	316	31	omitted	omit	VERB
easat-11048	316	32	;	;	PUNCT
easat-11048	316	33	and	and	CCONJ
easat-11048	316	34	that	that	SCONJ
easat-11048	316	35	any	any	DET
easat-11048	316	36	discrepancies	discrepancy	NOUN
easat-11048	316	37	from	from	ADP
easat-11048	316	38	the	the	DET
easat-11048	316	39	study	study	NOUN
easat-11048	316	40	as	as	SCONJ
easat-11048	316	41	planned	plan	VERB
easat-11048	316	42	have	have	AUX
easat-11048	316	43	been	be	AUX
easat-11048	316	44	explained	explain	VERB
easat-11048	316	45	.	.	PUNCT
easat-11048	317	1	this	this	DET
easat-11048	317	2	study	study	NOUN
easat-11048	317	3	followed	follow	VERB
easat-11048	317	4	all	all	DET
easat-11048	317	5	ethical	ethical	ADJ
easat-11048	317	6	practices	practice	NOUN
easat-11048	317	7	during	during	ADP
easat-11048	317	8	writing	writing	NOUN
easat-11048	317	9	.	.	PUNCT
easat-11048	318	1	copyright	copyright	NOUN
easat-11048	318	2	:	:	PUNCT
easat-11048	318	3	©	©	PROPN
easat-11048	318	4	2025	2025	NUM
easat-11048	318	5	by	by	ADP
easat-11048	318	6	the	the	DET
easat-11048	318	7	authors	author	NOUN
easat-11048	318	8	.	.	PUNCT
easat-11048	319	1	this	this	DET
easat-11048	319	2	article	article	NOUN
easat-11048	319	3	is	be	AUX
easat-11048	319	4	an	an	DET
easat-11048	319	5	open	open	ADJ
easat-11048	319	6	-	-	PUNCT
easat-11048	319	7	access	access	NOUN
easat-11048	319	8	article	article	NOUN
easat-11048	319	9	distributed	distribute	VERB
easat-11048	319	10	under	under	ADP
easat-11048	319	11	the	the	DET
easat-11048	319	12	terms	term	NOUN
easat-11048	319	13	and	and	CCONJ
easat-11048	319	14	conditions	condition	NOUN
easat-11048	319	15	of	of	ADP
easat-11048	319	16	the	the	DET
easat-11048	319	17	creative	creative	ADJ
easat-11048	319	18	commons	common	NOUN
easat-11048	319	19	attribution	attribution	NOUN
easat-11048	319	20	(	(	PUNCT
easat-11048	319	21	cc	cc	NOUN
easat-11048	319	22	by	by	ADP
easat-11048	319	23	)	)	PUNCT
easat-11048	319	24	license	license	NOUN
easat-11048	319	25	(	(	PUNCT
easat-11048	319	26	https://creativecommons.org/licenses/by/4.0/	https://creativecommons.org/licenses/by/4.0/	PROPN
easat-11048	319	27	)	)	PUNCT
easat-11048	319	28	.	.	PUNCT
easat-11048	320	1	https://creativecommons.org/licenses/by/4.0/	https://creativecommons.org/licenses/by/4.0/	PROPN
easat-11048	320	2	1000	1000	NUM
easat-11048	320	3	edelweiss	edelweiss	PROPN
easat-11048	320	4	applied	apply	VERB
easat-11048	320	5	science	science	NOUN
easat-11048	320	6	and	and	CCONJ
easat-11048	320	7	technology	technology	NOUN
easat-11048	320	8	issn	issn	PROPN
easat-11048	320	9	:	:	PUNCT
easat-11048	320	10	2576	2576	NUM
easat-11048	320	11	-	-	SYM
easat-11048	320	12	8484	8484	NUM
easat-11048	320	13	vol	vol	NOUN
easat-11048	320	14	.	.	PROPN
easat-11048	321	1	9	9	NUM
easat-11048	321	2	,	,	PUNCT
easat-11048	321	3	no	no	INTJ
easat-11048	321	4	.	.	NOUN
easat-11048	321	5	11	11	NUM
easat-11048	321	6	:	:	PUNCT
easat-11048	321	7	986	986	NUM
easat-11048	321	8	-	-	SYM
easat-11048	321	9	1000	1000	NUM
easat-11048	321	10	,	,	PUNCT
easat-11048	321	11	2025	2025	NUM
easat-11048	321	12	doi	doi	NOUN
easat-11048	321	13	:	:	PUNCT
easat-11048	321	14	10.55214/2576	10.55214/2576	NUM
easat-11048	321	15	-	-	SYM
easat-11048	321	16	8484.v9i11.11048	8484.v9i11.11048	NUM
easat-11048	322	1	©	©	PROPN
easat-11048	322	2	2025	2025	NUM
easat-11048	322	3	by	by	ADP
easat-11048	322	4	the	the	DET
easat-11048	322	5	authors	author	NOUN
easat-11048	322	6	;	;	PUNCT
easat-11048	322	7	licensee	licensee	PROPN
easat-11048	322	8	learning	learn	VERB
easat-11048	322	9	gate	gate	NOUN
easat-11048	322	10	references	reference	NOUN
easat-11048	322	11	[	[	X
easat-11048	322	12	1	1	NUM
easat-11048	322	13	]	]	X
easat-11048	322	14	y.	y.	PROPN
easat-11048	322	15	wu	wu	PROPN
easat-11048	322	16	,	,	PUNCT
easat-11048	322	17	m.	m.	PROPN
easat-11048	322	18	xu	xu	PROPN
easat-11048	322	19	,	,	PUNCT
easat-11048	322	20	s.	s.	PROPN
easat-11048	322	21	li	li	PROPN
easat-11048	322	22	,	,	PUNCT
easat-11048	322	23	h.	h.	PROPN
easat-11048	322	24	wang	wang	PROPN
easat-11048	322	25	,	,	PUNCT
easat-11048	322	26	and	and	CCONJ
easat-11048	322	27	q.	q.	PROPN
easat-11048	322	28	dong	dong	PROPN
easat-11048	322	29	,	,	PUNCT
easat-11048	322	30	"	"	PUNCT
easat-11048	322	31	the	the	DET
easat-11048	322	32	land	land	NOUN
easat-11048	322	33	of	of	ADP
easat-11048	322	34	homesickness	homesickness	NOUN
easat-11048	322	35	:	:	PUNCT
easat-11048	322	36	the	the	DET
easat-11048	322	37	impact	impact	NOUN
easat-11048	322	38	of	of	ADP
easat-11048	322	39	homesteads	homestead	NOUN
easat-11048	322	40	on	on	ADP
easat-11048	322	41	the	the	DET
easat-11048	322	42	social	social	ADJ
easat-11048	322	43	integration	integration	NOUN
easat-11048	322	44	of	of	ADP
easat-11048	322	45	rural	rural	ADJ
easat-11048	322	46	migrants	migrant	NOUN
easat-11048	322	47	,	,	PUNCT
easat-11048	322	48	"	"	PUNCT
easat-11048	322	49	plos	plos	PROPN
easat-11048	322	50	one	one	NUM
easat-11048	322	51	,	,	PUNCT
easat-11048	322	52	vol	vol	NOUN
easat-11048	322	53	.	.	PROPN
easat-11048	322	54	19	19	NUM
easat-11048	322	55	,	,	PUNCT
easat-11048	322	56	no	no	INTJ
easat-11048	322	57	.	.	NOUN
easat-11048	322	58	7	7	NUM
easat-11048	322	59	,	,	PUNCT
easat-11048	322	60	p.	p.	NOUN
easat-11048	322	61	e0307605	e0307605	PROPN
easat-11048	322	62	,	,	PUNCT
easat-11048	322	63	2024	2024	NUM
easat-11048	322	64	.	.	PUNCT
easat-11048	323	1	https://doi.org/10.1371/journal.pone.0307605	https://doi.org/10.1371/journal.pone.0307605	X
easat-11048	324	1	[	[	X
easat-11048	324	2	2	2	NUM
easat-11048	324	3	]	]	PUNCT
easat-11048	324	4	z.	z.	PROPN
easat-11048	324	5	song	song	PROPN
easat-11048	324	6	and	and	CCONJ
easat-11048	324	7	y.	y.	PROPN
easat-11048	324	8	wu	wu	PROPN
easat-11048	324	9	,	,	PUNCT
easat-11048	324	10	"	"	PUNCT
easat-11048	324	11	effects	effect	NOUN
easat-11048	324	12	of	of	ADP
easat-11048	324	13	residential	residential	ADJ
easat-11048	324	14	push	push	NOUN
easat-11048	324	15	–	–	PUNCT
easat-11048	324	16	pull	pull	VERB
easat-11048	324	17	factors	factor	NOUN
easat-11048	324	18	on	on	ADP
easat-11048	324	19	tenants	tenant	NOUN
easat-11048	324	20	'	'	PART
easat-11048	324	21	intentions	intention	NOUN
easat-11048	324	22	to	to	PART
easat-11048	324	23	relocate	relocate	VERB
easat-11048	324	24	from	from	ADP
easat-11048	324	25	megacities	megacitie	NOUN
easat-11048	324	26	:	:	PUNCT
easat-11048	324	27	evidence	evidence	NOUN
easat-11048	324	28	from	from	ADP
easat-11048	324	29	a	a	DET
easat-11048	324	30	beijing	beijing	PROPN
easat-11048	324	31	,	,	PUNCT
easat-11048	324	32	china	china	PROPN
easat-11048	324	33	survey	survey	PROPN
easat-11048	324	34	,	,	PUNCT
easat-11048	324	35	"	"	PUNCT
easat-11048	324	36	habitat	habitat	NOUN
easat-11048	324	37	international	international	ADJ
easat-11048	324	38	,	,	PUNCT
easat-11048	324	39	vol	vol	NOUN
easat-11048	324	40	.	.	PROPN
easat-11048	324	41	129	129	NUM
easat-11048	324	42	,	,	PUNCT
easat-11048	324	43	p.	p.	NOUN
easat-11048	324	44	102663	102663	NUM
easat-11048	324	45	,	,	PUNCT
easat-11048	324	46	2022	2022	NUM
easat-11048	324	47	.	.	PUNCT
easat-11048	325	1	https://doi.org/10.1016/j.habitatint.2022.102663	https://doi.org/10.1016/j.habitatint.2022.102663	PROPN
easat-11048	325	2	[	[	X
easat-11048	325	3	3	3	NUM
easat-11048	325	4	]	]	PUNCT
easat-11048	325	5	m.	m.	NOUN
easat-11048	325	6	chen	chen	PROPN
easat-11048	325	7	and	and	CCONJ
easat-11048	325	8	t.	t.	PROPN
easat-11048	325	9	chen	chen	PROPN
easat-11048	325	10	,	,	PUNCT
easat-11048	325	11	"	"	PUNCT
easat-11048	325	12	land	land	NOUN
easat-11048	325	13	finance	finance	NOUN
easat-11048	325	14	,	,	PUNCT
easat-11048	325	15	infrastructure	infrastructure	NOUN
easat-11048	325	16	investment	investment	NOUN
easat-11048	325	17	and	and	CCONJ
easat-11048	325	18	housing	housing	NOUN
easat-11048	325	19	prices	price	NOUN
easat-11048	325	20	in	in	ADP
easat-11048	325	21	china	china	PROPN
easat-11048	325	22	,	,	PUNCT
easat-11048	325	23	"	"	PUNCT
easat-11048	325	24	plos	plos	PROPN
easat-11048	325	25	one	one	NUM
easat-11048	325	26	,	,	PUNCT
easat-11048	325	27	vol	vol	NOUN
easat-11048	325	28	.	.	PROPN
easat-11048	325	29	18	18	NUM
easat-11048	325	30	,	,	PUNCT
easat-11048	325	31	no	no	INTJ
easat-11048	325	32	.	.	NOUN
easat-11048	325	33	10	10	NUM
easat-11048	325	34	,	,	PUNCT
easat-11048	325	35	p.	p.	NOUN
easat-11048	325	36	e0292259	e0292259	NOUN
easat-11048	325	37	,	,	PUNCT
easat-11048	325	38	2023	2023	NUM
easat-11048	325	39	.	.	PUNCT
easat-11048	326	1	https://doi.org/10.1371/journal.pone.0292259	https://doi.org/10.1371/journal.pone.0292259	NOUN
easat-11048	326	2	[	[	X
easat-11048	326	3	4	4	X
easat-11048	326	4	]	]	X
easat-11048	326	5	h.	h.	PROPN
easat-11048	326	6	sun	sun	PROPN
easat-11048	326	7	,	,	PUNCT
easat-11048	326	8	y.	y.	PROPN
easat-11048	326	9	wu	wu	PROPN
easat-11048	326	10	,	,	PUNCT
easat-11048	326	11	x.	x.	PROPN
easat-11048	326	12	wang	wang	PROPN
easat-11048	326	13	,	,	PUNCT
easat-11048	326	14	and	and	CCONJ
easat-11048	326	15	r.	r.	PROPN
easat-11048	326	16	wang	wang	PROPN
easat-11048	326	17	,	,	PUNCT
easat-11048	326	18	"	"	PUNCT
easat-11048	326	19	did	do	AUX
easat-11048	326	20	you	you	PRON
easat-11048	326	21	miss	miss	VERB
easat-11048	326	22	the	the	DET
easat-11048	326	23	ride	ride	NOUN
easat-11048	326	24	?	?	PUNCT
easat-11048	327	1	housing	housing	NOUN
easat-11048	327	2	boom	boom	NOUN
easat-11048	327	3	and	and	CCONJ
easat-11048	327	4	household	household	NOUN
easat-11048	327	5	wealth	wealth	NOUN
easat-11048	327	6	in	in	ADP
easat-11048	327	7	china	china	PROPN
easat-11048	327	8	,	,	PUNCT
easat-11048	327	9	"	"	PUNCT
easat-11048	327	10	journal	journal	NOUN
easat-11048	327	11	of	of	ADP
easat-11048	327	12	regional	regional	ADJ
easat-11048	327	13	science	science	NOUN
easat-11048	327	14	,	,	PUNCT
easat-11048	327	15	vol	vol	NOUN
easat-11048	327	16	.	.	PROPN
easat-11048	327	17	65	65	NUM
easat-11048	327	18	,	,	PUNCT
easat-11048	327	19	no	no	INTJ
easat-11048	327	20	.	.	NOUN
easat-11048	327	21	3	3	NUM
easat-11048	327	22	,	,	PUNCT
easat-11048	327	23	pp	pp	ADJ
easat-11048	327	24	.	.	PUNCT
easat-11048	328	1	654	654	NUM
easat-11048	328	2	-	-	SYM
easat-11048	328	3	677	677	NUM
easat-11048	328	4	,	,	PUNCT
easat-11048	328	5	2025	2025	NUM
easat-11048	328	6	.	.	PUNCT
easat-11048	329	1	https://doi.org/10.1111/jors.12747	https://doi.org/10.1111/jors.12747	PROPN
easat-11048	330	1	[	[	X
easat-11048	330	2	5	5	NUM
easat-11048	330	3	]	]	PUNCT
easat-11048	330	4	r.	r.	PROPN
easat-11048	330	5	zhou	zhou	PROPN
easat-11048	330	6	and	and	CCONJ
easat-11048	330	7	q.	q.	PROPN
easat-11048	330	8	fu	fu	PROPN
easat-11048	330	9	,	,	PUNCT
easat-11048	330	10	"	"	PUNCT
easat-11048	330	11	inclusive	inclusive	ADJ
easat-11048	330	12	finance	finance	NOUN
easat-11048	330	13	and	and	CCONJ
easat-11048	330	14	urban	urban	ADJ
easat-11048	330	15	household	household	NOUN
easat-11048	330	16	consumption	consumption	NOUN
easat-11048	330	17	:	:	PUNCT
easat-11048	330	18	evidence	evidence	NOUN
easat-11048	330	19	from	from	ADP
easat-11048	330	20	a	a	DET
easat-11048	330	21	quasi	quasi	ADJ
easat-11048	330	22	-	-	ADJ
easat-11048	330	23	natural	natural	ADJ
easat-11048	330	24	experiment	experiment	NOUN
easat-11048	330	25	in	in	ADP
easat-11048	330	26	china	china	PROPN
easat-11048	330	27	,	,	PUNCT
easat-11048	330	28	"	"	PUNCT
easat-11048	330	29	finance	finance	NOUN
easat-11048	330	30	research	research	NOUN
easat-11048	330	31	letters	letter	NOUN
easat-11048	330	32	,	,	PUNCT
easat-11048	330	33	vol	vol	NOUN
easat-11048	330	34	.	.	PROPN
easat-11048	330	35	76	76	NUM
easat-11048	330	36	,	,	PUNCT
easat-11048	330	37	p.	p.	NOUN
easat-11048	330	38	106920	106920	NUM
easat-11048	330	39	,	,	PUNCT
easat-11048	330	40	2025	2025	NUM
easat-11048	330	41	.	.	PUNCT
easat-11048	331	1	https://doi.org/10.1016/j.frl.2025.106920	https://doi.org/10.1016/j.frl.2025.106920	X
easat-11048	332	1	[	[	X
easat-11048	332	2	6	6	NUM
easat-11048	332	3	]	]	PUNCT
easat-11048	332	4	l.	l.	PROPN
easat-11048	332	5	sun	sun	PROPN
easat-11048	332	6	,	,	PUNCT
easat-11048	332	7	z.	z.	PROPN
easat-11048	332	8	lin	lin	PROPN
easat-11048	332	9	,	,	PUNCT
easat-11048	332	10	and	and	CCONJ
easat-11048	332	11	b.	b.	PROPN
easat-11048	332	12	lai	lai	PROPN
easat-11048	332	13	,	,	PUNCT
easat-11048	332	14	"	"	PUNCT
easat-11048	332	15	examining	examine	VERB
easat-11048	332	16	the	the	DET
easat-11048	332	17	impact	impact	NOUN
easat-11048	332	18	of	of	ADP
easat-11048	332	19	digital	digital	ADJ
easat-11048	332	20	inclusive	inclusive	ADJ
easat-11048	332	21	finance	finance	NOUN
easat-11048	332	22	on	on	ADP
easat-11048	332	23	urban	urban	ADJ
easat-11048	332	24	and	and	CCONJ
easat-11048	332	25	rural	rural	ADJ
easat-11048	332	26	consumption	consumption	NOUN
easat-11048	332	27	patterns	pattern	NOUN
easat-11048	332	28	:	:	PUNCT
easat-11048	332	29	insights	insight	NOUN
easat-11048	332	30	from	from	ADP
easat-11048	332	31	china	china	PROPN
easat-11048	332	32	household	household	NOUN
easat-11048	332	33	finance	finance	NOUN
easat-11048	332	34	survey	survey	NOUN
easat-11048	332	35	in	in	ADP
easat-11048	332	36	11	11	NUM
easat-11048	332	37	coastal	coastal	ADJ
easat-11048	332	38	regions	region	NOUN
easat-11048	332	39	,	,	PUNCT
easat-11048	332	40	"	"	PUNCT
easat-11048	332	41	journal	journal	NOUN
easat-11048	332	42	of	of	ADP
easat-11048	332	43	the	the	DET
easat-11048	332	44	knowledge	knowledge	NOUN
easat-11048	332	45	economy	economy	NOUN
easat-11048	332	46	,	,	PUNCT
easat-11048	332	47	vol	vol	NOUN
easat-11048	332	48	.	.	PROPN
easat-11048	333	1	16	16	NUM
easat-11048	333	2	,	,	PUNCT
easat-11048	333	3	pp	pp	ADJ
easat-11048	333	4	.	.	PUNCT
easat-11048	334	1	12809	12809	NUM
easat-11048	334	2	-	-	SYM
easat-11048	334	3	12842	12842	NUM
easat-11048	334	4	,	,	PUNCT
easat-11048	334	5	2025	2025	NUM
easat-11048	334	6	.	.	PUNCT
easat-11048	335	1	https://doi.org/10.1007/s13132-024-02480-0	https://doi.org/10.1007/s13132-024-02480-0	VERB
easat-11048	336	1	[	[	X
easat-11048	336	2	7	7	X
easat-11048	336	3	]	]	PUNCT
easat-11048	336	4	j.	j.	PROPN
easat-11048	336	5	gao	gao	PROPN
easat-11048	336	6	,	,	PUNCT
easat-11048	336	7	y.	y.	PROPN
easat-11048	336	8	wu	wu	PROPN
easat-11048	336	9	,	,	PUNCT
easat-11048	336	10	and	and	CCONJ
easat-11048	336	11	h.	h.	PROPN
easat-11048	336	12	li	li	PROPN
easat-11048	336	13	,	,	PUNCT
easat-11048	336	14	"	"	PUNCT
easat-11048	336	15	digital	digital	ADJ
easat-11048	336	16	inclusive	inclusive	ADJ
easat-11048	336	17	finance	finance	NOUN
easat-11048	336	18	,	,	PUNCT
easat-11048	336	19	rural	rural	ADJ
easat-11048	336	20	loan	loan	NOUN
easat-11048	336	21	availability	availability	NOUN
easat-11048	336	22	,	,	PUNCT
easat-11048	336	23	and	and	CCONJ
easat-11048	336	24	urban	urban	ADJ
easat-11048	336	25	–	–	PUNCT
easat-11048	336	26	rural	rural	ADJ
easat-11048	336	27	income	income	NOUN
easat-11048	336	28	gap	gap	NOUN
easat-11048	336	29	:	:	PUNCT
easat-11048	336	30	evidence	evidence	NOUN
easat-11048	336	31	from	from	ADP
easat-11048	336	32	china	china	PROPN
easat-11048	336	33	,	,	PUNCT
easat-11048	336	34	"	"	PUNCT
easat-11048	336	35	sustainability	sustainability	NOUN
easat-11048	336	36	,	,	PUNCT
easat-11048	336	37	vol	vol	NOUN
easat-11048	336	38	.	.	PROPN
easat-11048	336	39	16	16	NUM
easat-11048	336	40	,	,	PUNCT
easat-11048	336	41	no	no	INTJ
easat-11048	336	42	.	.	NOUN
easat-11048	336	43	22	22	NUM
easat-11048	336	44	,	,	PUNCT
easat-11048	336	45	p.	p.	NOUN
easat-11048	336	46	9763	9763	NUM
easat-11048	336	47	,	,	PUNCT
easat-11048	336	48	2024	2024	NUM
easat-11048	336	49	.	.	PUNCT
easat-11048	337	1	https://doi.org/10.3390/su16229763	https://doi.org/10.3390/su16229763	PUNCT
easat-11048	338	1	[	[	X
easat-11048	338	2	8	8	X
easat-11048	338	3	]	]	PUNCT
easat-11048	338	4	s.	s.	PROPN
easat-11048	338	5	yi	yi	PROPN
easat-11048	338	6	,	,	PUNCT
easat-11048	338	7	y.	y.	PROPN
easat-11048	338	8	qi	qi	PROPN
easat-11048	338	9	,	,	PUNCT
easat-11048	338	10	y.	y.	PROPN
easat-11048	338	11	ya	ya	PROPN
easat-11048	338	12	,	,	PUNCT
easat-11048	338	13	j.	j.	PROPN
easat-11048	338	14	shi	shi	PROPN
easat-11048	338	15	,	,	PUNCT
easat-11048	338	16	and	and	CCONJ
easat-11048	338	17	y.	y.	PROPN
easat-11048	338	18	cui	cui	PROPN
easat-11048	338	19	,	,	PUNCT
easat-11048	338	20	"	"	PUNCT
easat-11048	338	21	the	the	DET
easat-11048	338	22	impact	impact	NOUN
easat-11048	338	23	of	of	ADP
easat-11048	338	24	china	china	PROPN
easat-11048	338	25	’s	’s	PART
easat-11048	338	26	digital	digital	PROPN
easat-11048	338	27	inclusive	inclusive	ADJ
easat-11048	338	28	financial	financial	ADJ
easat-11048	338	29	development	development	NOUN
easat-11048	338	30	gap	gap	NOUN
easat-11048	338	31	on	on	ADP
easat-11048	338	32	the	the	DET
easat-11048	338	33	optimization	optimization	NOUN
easat-11048	338	34	of	of	ADP
easat-11048	338	35	rural	rural	ADJ
easat-11048	338	36	consumption	consumption	NOUN
easat-11048	338	37	structure	structure	NOUN
easat-11048	338	38	,	,	PUNCT
easat-11048	338	39	"	"	PUNCT
easat-11048	338	40	plos	plos	PROPN
easat-11048	338	41	one	one	NUM
easat-11048	338	42	,	,	PUNCT
easat-11048	338	43	vol	vol	NOUN
easat-11048	338	44	.	.	PROPN
easat-11048	338	45	19	19	NUM
easat-11048	338	46	,	,	PUNCT
easat-11048	338	47	no	no	INTJ
easat-11048	338	48	.	.	NOUN
easat-11048	338	49	8	8	NUM
easat-11048	338	50	,	,	PUNCT
easat-11048	338	51	p.	p.	NOUN
easat-11048	338	52	e0308412	e0308412	PROPN
easat-11048	338	53	,	,	PUNCT
easat-11048	338	54	2024	2024	NUM
easat-11048	338	55	.	.	PUNCT
easat-11048	339	1	https://doi.org/10.1371/journal.pone.0308412	https://doi.org/10.1371/journal.pone.0308412	VERB
easat-11048	339	2	[	[	X
easat-11048	339	3	9	9	NUM
easat-11048	339	4	]	]	X
easat-11048	339	5	y.	y.	PROPN
easat-11048	339	6	wang	wang	PROPN
easat-11048	339	7	and	and	CCONJ
easat-11048	339	8	z.	z.	PROPN
easat-11048	339	9	zhang	zhang	PROPN
easat-11048	339	10	,	,	PUNCT
easat-11048	339	11	"	"	PUNCT
easat-11048	339	12	digital	digital	ADJ
easat-11048	339	13	development	development	NOUN
easat-11048	339	14	and	and	CCONJ
easat-11048	339	15	rural	rural	ADJ
easat-11048	339	16	financial	financial	ADJ
easat-11048	339	17	inclusion	inclusion	NOUN
easat-11048	339	18	:	:	PUNCT
easat-11048	339	19	evidence	evidence	NOUN
easat-11048	339	20	from	from	ADP
easat-11048	339	21	china	china	PROPN
easat-11048	339	22	,	,	PUNCT
easat-11048	339	23	"	"	PUNCT
easat-11048	339	24	research	research	NOUN
easat-11048	339	25	in	in	ADP
easat-11048	339	26	international	international	ADJ
easat-11048	339	27	business	business	NOUN
easat-11048	339	28	and	and	CCONJ
easat-11048	339	29	finance	finance	NOUN
easat-11048	339	30	,	,	PUNCT
easat-11048	339	31	vol	vol	NOUN
easat-11048	339	32	.	.	PROPN
easat-11048	339	33	73	73	NUM
easat-11048	339	34	,	,	PUNCT
easat-11048	339	35	p.	p.	NOUN
easat-11048	339	36	102637	102637	NUM
easat-11048	339	37	,	,	PUNCT
easat-11048	339	38	2025	2025	NUM
easat-11048	339	39	.	.	PUNCT
easat-11048	340	1	https://doi.org/10.1016/j.ribaf.2024.102637	https://doi.org/10.1016/j.ribaf.2024.102637	ADJ
easat-11048	340	2	[	[	X
easat-11048	340	3	10	10	NUM
easat-11048	340	4	]	]	PUNCT
easat-11048	340	5	m.	m.	NOUN
easat-11048	340	6	a.	a.	PROPN
easat-11048	340	7	omar	omar	PROPN
easat-11048	340	8	and	and	CCONJ
easat-11048	340	9	k.	k.	PROPN
easat-11048	340	10	inaba	inaba	PROPN
easat-11048	340	11	,	,	PUNCT
easat-11048	340	12	"	"	PUNCT
easat-11048	340	13	does	do	AUX
easat-11048	340	14	financial	financial	ADJ
easat-11048	340	15	inclusion	inclusion	NOUN
easat-11048	340	16	reduce	reduce	VERB
easat-11048	340	17	poverty	poverty	NOUN
easat-11048	340	18	and	and	CCONJ
easat-11048	340	19	income	income	NOUN
easat-11048	340	20	inequality	inequality	NOUN
easat-11048	340	21	in	in	ADP
easat-11048	340	22	developing	develop	VERB
easat-11048	340	23	countries	country	NOUN
easat-11048	340	24	?	?	PUNCT
easat-11048	341	1	a	a	DET
easat-11048	341	2	panel	panel	NOUN
easat-11048	341	3	data	data	VERB
easat-11048	341	4	analysis	analysis	NOUN
easat-11048	341	5	,	,	PUNCT
easat-11048	341	6	"	"	PUNCT
easat-11048	341	7	journal	journal	NOUN
easat-11048	341	8	of	of	ADP
easat-11048	341	9	economic	economic	ADJ
easat-11048	341	10	structures	structure	NOUN
easat-11048	341	11	,	,	PUNCT
easat-11048	341	12	vol	vol	NOUN
easat-11048	341	13	.	.	PROPN
easat-11048	341	14	9	9	NUM
easat-11048	341	15	,	,	PUNCT
easat-11048	341	16	p.	p.	NOUN
easat-11048	341	17	37	37	NUM
easat-11048	341	18	,	,	PUNCT
easat-11048	341	19	2020	2020	NUM
easat-11048	341	20	.	.	PUNCT
easat-11048	342	1	https://doi.org/10.1186/s40008-020-00214-4	https://doi.org/10.1186/s40008-020-00214-4	NUM
easat-11048	343	1	[	[	X
easat-11048	343	2	11	11	NUM
easat-11048	343	3	]	]	X
easat-11048	343	4	b.	b.	PROPN
easat-11048	343	5	chen	chen	PROPN
easat-11048	343	6	and	and	CCONJ
easat-11048	343	7	j.	j.	PROPN
easat-11048	343	8	ren	ren	PROPN
easat-11048	343	9	,	,	PUNCT
easat-11048	343	10	"	"	PUNCT
easat-11048	343	11	does	do	AUX
easat-11048	343	12	the	the	DET
easat-11048	343	13	adoption	adoption	NOUN
easat-11048	343	14	of	of	ADP
easat-11048	343	15	digital	digital	ADJ
easat-11048	343	16	payment	payment	NOUN
easat-11048	343	17	improve	improve	VERB
easat-11048	343	18	the	the	DET
easat-11048	343	19	financial	financial	ADJ
easat-11048	343	20	availability	availability	NOUN
easat-11048	343	21	of	of	ADP
easat-11048	343	22	farmer	farmer	NOUN
easat-11048	343	23	households	household	NOUN
easat-11048	343	24	?	?	PUNCT
easat-11048	344	1	evidence	evidence	NOUN
easat-11048	344	2	from	from	ADP
easat-11048	344	3	china	china	PROPN
easat-11048	344	4	,	,	PUNCT
easat-11048	344	5	"	"	PUNCT
easat-11048	344	6	agriculture	agriculture	NOUN
easat-11048	344	7	,	,	PUNCT
easat-11048	344	8	vol	vol	NOUN
easat-11048	344	9	.	.	PROPN
easat-11048	344	10	12	12	NUM
easat-11048	344	11	,	,	PUNCT
easat-11048	344	12	no	no	INTJ
easat-11048	344	13	.	.	NOUN
easat-11048	344	14	9	9	NUM
easat-11048	344	15	,	,	PUNCT
easat-11048	344	16	p.	p.	NOUN
easat-11048	344	17	1468	1468	NUM
easat-11048	344	18	,	,	PUNCT
easat-11048	344	19	2022	2022	NUM
easat-11048	344	20	.	.	PUNCT
easat-11048	345	1	https://doi.org/10.3390/agriculture12091468	https://doi.org/10.3390/agriculture12091468	PROPN
easat-11048	345	2	https://doi.org/10.1371/journal.pone.0307605	https://doi.org/10.1371/journal.pone.0307605	VERB
easat-11048	345	3	https://doi.org/10.1016/j.habitatint.2022.102663	https://doi.org/10.1016/j.habitatint.2022.102663	PROPN
easat-11048	345	4	https://doi.org/10.1371/journal.pone.0292259	https://doi.org/10.1371/journal.pone.0292259	PROPN
easat-11048	345	5	https://doi.org/10.1111/jors.12747	https://doi.org/10.1111/jors.12747	X
easat-11048	346	1	https://doi.org/10.1016/j.frl.2025.106920	https://doi.org/10.1016/j.frl.2025.106920	PROPN
easat-11048	346	2	https://doi.org/10.1007/s13132-024-02480-0	https://doi.org/10.1007/s13132-024-02480-0	PROPN
easat-11048	346	3	https://doi.org/10.3390/su16229763	https://doi.org/10.3390/su16229763	PROPN
easat-11048	346	4	https://doi.org/10.1371/journal.pone.0308412	https://doi.org/10.1371/journal.pone.0308412	ADP
easat-11048	346	5	https://doi.org/10.1016/j.ribaf.2024.102637	https://doi.org/10.1016/j.ribaf.2024.102637	ADJ
easat-11048	346	6	https://doi.org/10.1186/s40008-020-00214-4	https://doi.org/10.1186/s40008-020-00214-4	NUM
easat-11048	346	7	https://doi.org/10.3390/agriculture12091468	https://doi.org/10.3390/agriculture12091468	NOUN