id	sid	tid	token	lemma	pos
easat-11238	1	1	edelweiss	edelweiss	PROPN
easat-11238	1	2	applied	apply	VERB
easat-11238	1	3	science	science	NOUN
easat-11238	1	4	and	and	CCONJ
easat-11238	1	5	technology	technology	NOUN
easat-11238	1	6	issn	issn	PROPN
easat-11238	1	7	:	:	PUNCT
easat-11238	1	8	2576	2576	NUM
easat-11238	1	9	-	-	SYM
easat-11238	1	10	8484	8484	NUM
easat-11238	1	11	vol	vol	NOUN
easat-11238	1	12	.	.	PROPN
easat-11238	2	1	9	9	NUM
easat-11238	2	2	,	,	PUNCT
easat-11238	2	3	no	no	INTJ
easat-11238	2	4	.	.	NOUN
easat-11238	2	5	11	11	NUM
easat-11238	2	6	,	,	PUNCT
easat-11238	2	7	1433	1433	NUM
easat-11238	2	8	-	-	SYM
easat-11238	2	9	1442	1442	NUM
easat-11238	2	10	2025	2025	NUM
easat-11238	2	11	publisher	publisher	NOUN
easat-11238	2	12	:	:	PUNCT
easat-11238	2	13	learning	learn	VERB
easat-11238	2	14	gate	gate	NOUN
easat-11238	2	15	doi	doi	PROPN
easat-11238	2	16	:	:	PUNCT
easat-11238	2	17	10.55214/2576	10.55214/2576	NUM
easat-11238	2	18	-	-	SYM
easat-11238	2	19	8484.v9i11.11238	8484.v9i11.11238	NUM
easat-11238	3	1	©	©	ADP
easat-11238	3	2	2025	2025	NUM
easat-11238	3	3	by	by	ADP
easat-11238	3	4	the	the	DET
easat-11238	3	5	authors	author	NOUN
easat-11238	3	6	;	;	PUNCT
easat-11238	3	7	licensee	licensee	PROPN
easat-11238	3	8	learning	learning	NOUN
easat-11238	3	9	gate	gate	NOUN
easat-11238	3	10	©	©	PROPN
easat-11238	3	11	2025	2025	NUM
easat-11238	3	12	by	by	ADP
easat-11238	3	13	the	the	DET
easat-11238	3	14	authors	author	NOUN
easat-11238	3	15	;	;	PUNCT
easat-11238	3	16	licensee	licensee	PROPN
easat-11238	3	17	learning	learning	NOUN
easat-11238	3	18	gate	gate	NOUN
easat-11238	3	19	history	history	NOUN
easat-11238	3	20	:	:	PUNCT
easat-11238	3	21	received	receive	VERB
easat-11238	3	22	:	:	PUNCT
easat-11238	3	23	23	23	NUM
easat-11238	3	24	september	september	PROPN
easat-11238	3	25	2025	2025	NUM
easat-11238	3	26	;	;	PUNCT
easat-11238	3	27	revised	revise	VERB
easat-11238	3	28	:	:	PUNCT
easat-11238	3	29	3	3	NUM
easat-11238	3	30	november	november	PROPN
easat-11238	3	31	2025	2025	NUM
easat-11238	3	32	;	;	PUNCT
easat-11238	3	33	accepted	accept	VERB
easat-11238	3	34	:	:	PUNCT
easat-11238	3	35	6	6	NUM
easat-11238	3	36	november	november	NOUN
easat-11238	3	37	2025	2025	NUM
easat-11238	3	38	;	;	PUNCT
easat-11238	3	39	published	publish	VERB
easat-11238	3	40	:	:	PUNCT
easat-11238	4	1	28	28	NUM
easat-11238	4	2	november	november	PROPN
easat-11238	4	3	2025	2025	NUM
easat-11238	4	4	*	*	PUNCT
easat-11238	4	5	correspondence	correspondence	NOUN
easat-11238	4	6	:	:	PUNCT
easat-11238	4	7	rachayamout@gmail.com	rachayamout@gmail.com	X
easat-11238	5	1	the	the	DET
easat-11238	5	2	determinants	determinant	NOUN
easat-11238	5	3	of	of	ADP
easat-11238	5	4	the	the	DET
easat-11238	5	5	intention	intention	NOUN
easat-11238	5	6	to	to	PART
easat-11238	5	7	use	use	VERB
easat-11238	5	8	cryptocurrency	cryptocurrency	NOUN
easat-11238	5	9	for	for	ADP
easat-11238	5	10	financial	financial	ADJ
easat-11238	5	11	transactions	transaction	NOUN
easat-11238	5	12	:	:	PUNCT
easat-11238	5	13	the	the	DET
easat-11238	5	14	mediating	mediate	VERB
easat-11238	5	15	role	role	NOUN
easat-11238	5	16	of	of	ADP
easat-11238	5	17	perceived	perceive	VERB
easat-11238	5	18	risk	risk	NOUN
easat-11238	5	19	in	in	ADP
easat-11238	5	20	the	the	DET
easat-11238	5	21	utaut	utaut	PROPN
easat-11238	5	22	framework	framework	PROPN
easat-11238	5	23	racha	racha	PROPN
easat-11238	5	24	yamout1	yamout1	PROPN
easat-11238	5	25	*	*	PROPN
easat-11238	5	26	,	,	PUNCT
easat-11238	5	27	rachel	rachel	PROPN
easat-11238	5	28	saad2	saad2	PROPN
easat-11238	5	29	,	,	PUNCT
easat-11238	5	30	alaa	alaa	PROPN
easat-11238	5	31	eldin	eldin	PROPN
easat-11238	5	32	abass3	abass3	PROPN
easat-11238	5	33	,	,	PUNCT
easat-11238	5	34	ali	ali	PROPN
easat-11238	5	35	elmoussaoui4	elmoussaoui4	PROPN
easat-11238	5	36	1,2,3,4beirut	1,2,3,4beirut	NUM
easat-11238	5	37	arab	arab	ADJ
easat-11238	5	38	university	university	NOUN
easat-11238	5	39	,	,	PUNCT
easat-11238	5	40	business	business	NOUN
easat-11238	5	41	school	school	PROPN
easat-11238	5	42	,	,	PUNCT
easat-11238	5	43	lebanon	lebanon	PROPN
easat-11238	5	44	;	;	PUNCT
easat-11238	5	45	rachayamout@gmail.com	rachayamout@gmail.com	X
easat-11238	5	46	(	(	PUNCT
easat-11238	5	47	r.y	r.y	PROPN
easat-11238	5	48	.	.	PROPN
easat-11238	5	49	)	)	PUNCT
easat-11238	6	1	r.saad@bau.edu.lb	r.saad@bau.edu.lb	PROPN
easat-11238	6	2	(	(	PUNCT
easat-11238	6	3	r.s	r.s	PROPN
easat-11238	6	4	.	.	PROPN
easat-11238	6	5	)	)	PUNCT
easat-11238	6	6	a.abbas@bau.edu.lb	a.abbas@bau.edu.lb	NOUN
easat-11238	6	7	(	(	PUNCT
easat-11238	6	8	a.e.a	a.e.a	NOUN
easat-11238	6	9	.	.	PUNCT
easat-11238	6	10	)	)	PUNCT
easat-11238	7	1	a.moussawi@bau.edu.lb	a.moussawi@bau.edu.lb	PROPN
easat-11238	7	2	(	(	PUNCT
easat-11238	7	3	a.e	a.e	PROPN
easat-11238	7	4	.	.	PROPN
easat-11238	7	5	)	)	PUNCT
easat-11238	7	6	.	.	PUNCT
easat-11238	8	1	abstract	abstract	ADJ
easat-11238	8	2	:	:	PUNCT
easat-11238	8	3	cryptocurrency	cryptocurrency	NOUN
easat-11238	8	4	is	be	AUX
easat-11238	8	5	experiencing	experience	VERB
easat-11238	8	6	exponential	exponential	ADJ
easat-11238	8	7	growth	growth	NOUN
easat-11238	8	8	,	,	PUNCT
easat-11238	8	9	attaining	attain	VERB
easat-11238	8	10	a	a	DET
easat-11238	8	11	total	total	ADJ
easat-11238	8	12	market	market	NOUN
easat-11238	8	13	capitalization	capitalization	NOUN
easat-11238	8	14	of	of	ADP
easat-11238	8	15	3.86	3.86	NUM
easat-11238	8	16	trillion	trillion	NUM
easat-11238	8	17	dollars	dollar	NOUN
easat-11238	8	18	in	in	ADP
easat-11238	8	19	2025	2025	NUM
easat-11238	8	20	.	.	PUNCT
easat-11238	9	1	the	the	DET
easat-11238	9	2	research	research	NOUN
easat-11238	9	3	focuses	focus	VERB
easat-11238	9	4	on	on	ADP
easat-11238	9	5	examining	examine	VERB
easat-11238	9	6	the	the	DET
easat-11238	9	7	factors	factor	NOUN
easat-11238	9	8	affecting	affect	VERB
easat-11238	9	9	the	the	DET
easat-11238	9	10	intention	intention	NOUN
easat-11238	9	11	to	to	PART
easat-11238	9	12	use	use	VERB
easat-11238	9	13	cryptocurrency	cryptocurrency	NOUN
easat-11238	9	14	for	for	ADP
easat-11238	9	15	financial	financial	ADJ
easat-11238	9	16	transactions	transaction	NOUN
easat-11238	9	17	in	in	ADP
easat-11238	9	18	lebanon	lebanon	PROPN
easat-11238	9	19	.	.	PUNCT
easat-11238	10	1	in	in	ADP
easat-11238	10	2	a	a	DET
easat-11238	10	3	high	high	ADJ
easat-11238	10	4	-	-	PUNCT
easat-11238	10	5	risk	risk	NOUN
easat-11238	10	6	economy	economy	NOUN
easat-11238	10	7	where	where	SCONJ
easat-11238	10	8	trust	trust	NOUN
easat-11238	10	9	in	in	ADP
easat-11238	10	10	banks	bank	NOUN
easat-11238	10	11	has	have	AUX
easat-11238	10	12	been	be	AUX
easat-11238	10	13	devastated	devastate	VERB
easat-11238	10	14	since	since	SCONJ
easat-11238	10	15	the	the	DET
easat-11238	10	16	2019	2019	NUM
easat-11238	10	17	banking	banking	NOUN
easat-11238	10	18	crisis	crisis	NOUN
easat-11238	10	19	,	,	PUNCT
easat-11238	10	20	it	it	PRON
easat-11238	10	21	is	be	AUX
easat-11238	10	22	crucial	crucial	ADJ
easat-11238	10	23	to	to	PART
easat-11238	10	24	analyze	analyze	VERB
easat-11238	10	25	the	the	DET
easat-11238	10	26	factors	factor	NOUN
easat-11238	10	27	that	that	PRON
easat-11238	10	28	influence	influence	VERB
easat-11238	10	29	the	the	DET
easat-11238	10	30	willingness	willingness	NOUN
easat-11238	10	31	to	to	PART
easat-11238	10	32	adopt	adopt	VERB
easat-11238	10	33	cryptocurrencies	cryptocurrencie	NOUN
easat-11238	10	34	.	.	PUNCT
easat-11238	11	1	this	this	DET
easat-11238	11	2	study	study	NOUN
easat-11238	11	3	employs	employ	VERB
easat-11238	11	4	the	the	DET
easat-11238	11	5	partial	partial	ADJ
easat-11238	11	6	least	least	ADJ
easat-11238	11	7	squares	square	NOUN
easat-11238	11	8	method	method	NOUN
easat-11238	11	9	,	,	PUNCT
easat-11238	11	10	the	the	DET
easat-11238	11	11	sem	sem	PROPN
easat-11238	11	12	model	model	NOUN
easat-11238	11	13	,	,	PUNCT
easat-11238	11	14	and	and	CCONJ
easat-11238	11	15	the	the	DET
easat-11238	11	16	bootstrapping	bootstrapping	ADJ
easat-11238	11	17	technique	technique	NOUN
easat-11238	11	18	on	on	ADP
easat-11238	11	19	a	a	DET
easat-11238	11	20	sample	sample	NOUN
easat-11238	11	21	of	of	ADP
easat-11238	11	22	400	400	NUM
easat-11238	11	23	lebanese	lebanese	ADJ
easat-11238	11	24	entrepreneurs	entrepreneur	NOUN
easat-11238	11	25	and	and	CCONJ
easat-11238	11	26	business	business	NOUN
easat-11238	11	27	owners	owner	NOUN
easat-11238	11	28	who	who	PRON
easat-11238	11	29	either	either	CCONJ
easat-11238	11	30	use	use	VERB
easat-11238	11	31	cryptocurrencies	cryptocurrencie	NOUN
easat-11238	11	32	or	or	CCONJ
easat-11238	11	33	intend	intend	VERB
easat-11238	11	34	to	to	PART
easat-11238	11	35	include	include	VERB
easat-11238	11	36	them	they	PRON
easat-11238	11	37	in	in	ADP
easat-11238	11	38	their	their	PRON
easat-11238	11	39	firm	firm	NOUN
easat-11238	11	40	’s	’s	PART
easat-11238	11	41	financial	financial	ADJ
easat-11238	11	42	activities	activity	NOUN
easat-11238	11	43	.	.	PUNCT
easat-11238	12	1	by	by	ADP
easat-11238	12	2	examining	examine	VERB
easat-11238	12	3	the	the	DET
easat-11238	12	4	relationship	relationship	NOUN
easat-11238	12	5	between	between	ADP
easat-11238	12	6	independent	independent	ADJ
easat-11238	12	7	variables	variable	NOUN
easat-11238	12	8	such	such	ADJ
easat-11238	12	9	as	as	ADP
easat-11238	12	10	social	social	ADJ
easat-11238	12	11	influence	influence	NOUN
easat-11238	12	12	,	,	PUNCT
easat-11238	12	13	financial	financial	ADJ
easat-11238	12	14	literacy	literacy	NOUN
easat-11238	12	15	,	,	PUNCT
easat-11238	12	16	and	and	CCONJ
easat-11238	12	17	perceived	perceive	VERB
easat-11238	12	18	risk	risk	NOUN
easat-11238	12	19	,	,	PUNCT
easat-11238	12	20	and	and	CCONJ
easat-11238	12	21	their	their	PRON
easat-11238	12	22	impact	impact	NOUN
easat-11238	12	23	on	on	ADP
easat-11238	12	24	the	the	DET
easat-11238	12	25	intention	intention	NOUN
easat-11238	12	26	to	to	PART
easat-11238	12	27	use	use	VERB
easat-11238	12	28	cryptocurrency	cryptocurrency	NOUN
easat-11238	12	29	for	for	ADP
easat-11238	12	30	financial	financial	ADJ
easat-11238	12	31	transactions	transaction	NOUN
easat-11238	12	32	,	,	PUNCT
easat-11238	12	33	the	the	DET
easat-11238	12	34	research	research	NOUN
easat-11238	12	35	contributes	contribute	VERB
easat-11238	12	36	to	to	ADP
easat-11238	12	37	both	both	CCONJ
easat-11238	12	38	academic	academic	ADJ
easat-11238	12	39	understanding	understanding	NOUN
easat-11238	12	40	and	and	CCONJ
easat-11238	12	41	practical	practical	ADJ
easat-11238	12	42	implications	implication	NOUN
easat-11238	12	43	regarding	regard	VERB
easat-11238	12	44	the	the	DET
easat-11238	12	45	adoption	adoption	NOUN
easat-11238	12	46	of	of	ADP
easat-11238	12	47	this	this	DET
easat-11238	12	48	innovative	innovative	ADJ
easat-11238	12	49	technology	technology	NOUN
easat-11238	12	50	in	in	ADP
easat-11238	12	51	emerging	emerge	VERB
easat-11238	12	52	countries	country	NOUN
easat-11238	12	53	.	.	PUNCT
easat-11238	13	1	empirical	empirical	ADJ
easat-11238	13	2	results	result	NOUN
easat-11238	13	3	indicate	indicate	VERB
easat-11238	13	4	that	that	SCONJ
easat-11238	13	5	social	social	ADJ
easat-11238	13	6	influence	influence	NOUN
easat-11238	13	7	and	and	CCONJ
easat-11238	13	8	financial	financial	ADJ
easat-11238	13	9	literacy	literacy	NOUN
easat-11238	13	10	significantly	significantly	ADV
easat-11238	13	11	affect	affect	VERB
easat-11238	13	12	the	the	DET
easat-11238	13	13	intention	intention	NOUN
easat-11238	13	14	to	to	PART
easat-11238	13	15	adopt	adopt	VERB
easat-11238	13	16	cryptocurrencies	cryptocurrencie	NOUN
easat-11238	13	17	.	.	PUNCT
easat-11238	14	1	however	however	ADV
easat-11238	14	2	,	,	PUNCT
easat-11238	14	3	perceived	perceive	VERB
easat-11238	14	4	risk	risk	NOUN
easat-11238	14	5	did	do	AUX
easat-11238	14	6	not	not	PART
easat-11238	14	7	diminish	diminish	VERB
easat-11238	14	8	the	the	DET
easat-11238	14	9	willingness	willingness	NOUN
easat-11238	14	10	to	to	PART
easat-11238	14	11	adopt	adopt	VERB
easat-11238	14	12	cryptocurrencies	cryptocurrencie	NOUN
easat-11238	14	13	.	.	PUNCT
easat-11238	15	1	this	this	DET
easat-11238	15	2	study	study	NOUN
easat-11238	15	3	addresses	address	VERB
easat-11238	15	4	a	a	DET
easat-11238	15	5	gap	gap	NOUN
easat-11238	15	6	in	in	ADP
easat-11238	15	7	the	the	DET
easat-11238	15	8	literature	literature	NOUN
easat-11238	15	9	by	by	ADP
easat-11238	15	10	highlighting	highlight	VERB
easat-11238	15	11	the	the	DET
easat-11238	15	12	factors	factor	NOUN
easat-11238	15	13	influencing	influence	VERB
easat-11238	15	14	the	the	DET
easat-11238	15	15	intention	intention	NOUN
easat-11238	15	16	to	to	PART
easat-11238	15	17	use	use	VERB
easat-11238	15	18	cryptocurrencies	cryptocurrencie	NOUN
easat-11238	15	19	for	for	ADP
easat-11238	15	20	financial	financial	ADJ
easat-11238	15	21	transactions	transaction	NOUN
easat-11238	15	22	in	in	ADP
easat-11238	15	23	lebanon	lebanon	PROPN
easat-11238	15	24	.	.	PUNCT
easat-11238	16	1	keywords	keyword	NOUN
easat-11238	16	2	:	:	PUNCT
easat-11238	16	3	behavioral	behavioral	ADJ
easat-11238	16	4	intention	intention	NOUN
easat-11238	16	5	,	,	PUNCT
easat-11238	16	6	cryptocurrency	cryptocurrency	NOUN
easat-11238	16	7	,	,	PUNCT
easat-11238	16	8	financial	financial	ADJ
easat-11238	16	9	literacy	literacy	NOUN
easat-11238	16	10	,	,	PUNCT
easat-11238	16	11	perceived	perceive	VERB
easat-11238	16	12	risk	risk	NOUN
easat-11238	16	13	,	,	PUNCT
easat-11238	16	14	social	social	ADJ
easat-11238	16	15	influence	influence	NOUN
easat-11238	16	16	,	,	PUNCT
easat-11238	16	17	structural	structural	ADJ
easat-11238	16	18	equation	equation	NOUN
easat-11238	16	19	modeling	modeling	NOUN
easat-11238	16	20	.	.	PUNCT
easat-11238	17	1	1	1	X
easat-11238	17	2	.	.	X
easat-11238	17	3	introduction	introduction	NOUN
easat-11238	17	4	the	the	DET
easat-11238	17	5	cryptocurrency	cryptocurrency	NOUN
easat-11238	17	6	market	market	NOUN
easat-11238	17	7	has	have	AUX
easat-11238	17	8	developed	develop	VERB
easat-11238	17	9	significantly	significantly	ADV
easat-11238	17	10	over	over	ADP
easat-11238	17	11	the	the	DET
easat-11238	17	12	past	past	ADJ
easat-11238	17	13	decade	decade	NOUN
easat-11238	17	14	,	,	PUNCT
easat-11238	17	15	reaching	reach	VERB
easat-11238	17	16	a	a	DET
easat-11238	17	17	new	new	ADJ
easat-11238	17	18	record	record	NOUN
easat-11238	17	19	in	in	ADP
easat-11238	17	20	october	october	PROPN
easat-11238	17	21	2025	2025	NUM
easat-11238	17	22	with	with	ADP
easat-11238	17	23	a	a	DET
easat-11238	17	24	market	market	NOUN
easat-11238	17	25	capitalization	capitalization	NOUN
easat-11238	17	26	of	of	ADP
easat-11238	17	27	$	$	SYM
easat-11238	17	28	3.86	3.86	NUM
easat-11238	17	29	trillion	trillion	NUM
easat-11238	17	30	,	,	PUNCT
easat-11238	17	31	driven	drive	VERB
easat-11238	17	32	by	by	ADP
easat-11238	17	33	bitcoin	bitcoin	ADJ
easat-11238	17	34	and	and	CCONJ
easat-11238	17	35	other	other	ADJ
easat-11238	17	36	factors	factor	NOUN
easat-11238	17	37	[	[	X
easat-11238	17	38	1	1	NUM
easat-11238	17	39	]	]	PUNCT
easat-11238	17	40	.	.	PUNCT
easat-11238	18	1	cryptocurrency	cryptocurrency	NOUN
easat-11238	18	2	,	,	PUNCT
easat-11238	18	3	which	which	PRON
easat-11238	18	4	emerged	emerge	VERB
easat-11238	18	5	in	in	ADP
easat-11238	18	6	2009	2009	NUM
easat-11238	18	7	,	,	PUNCT
easat-11238	18	8	refers	refer	VERB
easat-11238	18	9	to	to	ADP
easat-11238	18	10	decentralized	decentralized	ADJ
easat-11238	18	11	digital	digital	ADJ
easat-11238	18	12	currencies	currency	NOUN
easat-11238	18	13	that	that	PRON
easat-11238	18	14	utilize	utilize	VERB
easat-11238	18	15	encryption	encryption	NOUN
easat-11238	18	16	for	for	ADP
easat-11238	18	17	transaction	transaction	NOUN
easat-11238	18	18	verification	verification	NOUN
easat-11238	18	19	.	.	PUNCT
easat-11238	19	1	cryptocurrencies	cryptocurrencie	NOUN
easat-11238	19	2	are	be	AUX
easat-11238	19	3	digital	digital	ADJ
easat-11238	19	4	tokens	token	NOUN
easat-11238	19	5	created	create	VERB
easat-11238	19	6	through	through	ADP
easat-11238	19	7	cryptographic	cryptographic	ADJ
easat-11238	19	8	algorithms	algorithm	NOUN
easat-11238	19	9	and	and	CCONJ
easat-11238	19	10	are	be	AUX
easat-11238	19	11	transferred	transfer	VERB
easat-11238	19	12	via	via	ADP
easat-11238	19	13	cyberspace	cyberspace	NOUN
easat-11238	19	14	and	and	CCONJ
easat-11238	19	15	blockchain	blockchain	PROPN
easat-11238	19	16	protocols	protocol	NOUN
easat-11238	20	1	[	[	X
easat-11238	20	2	2	2	NUM
easat-11238	20	3	]	]	PUNCT
easat-11238	20	4	.	.	PUNCT
easat-11238	21	1	individuals	individual	NOUN
easat-11238	21	2	using	use	VERB
easat-11238	21	3	digital	digital	ADJ
easat-11238	21	4	currency	currency	NOUN
easat-11238	21	5	are	be	AUX
easat-11238	21	6	rewarded	reward	VERB
easat-11238	21	7	through	through	ADP
easat-11238	21	8	transaction	transaction	NOUN
easat-11238	21	9	fees	fee	NOUN
easat-11238	21	10	[	[	X
easat-11238	21	11	3	3	NUM
easat-11238	21	12	]	]	PUNCT
easat-11238	21	13	.	.	PUNCT
easat-11238	22	1	cryptocurrency	cryptocurrency	NOUN
easat-11238	22	2	leverages	leverage	NOUN
easat-11238	22	3	blockchain	blockchain	PROPN
easat-11238	22	4	technology	technology	PROPN
easat-11238	22	5	,	,	PUNCT
easat-11238	22	6	where	where	SCONJ
easat-11238	22	7	information	information	NOUN
easat-11238	22	8	can	can	AUX
easat-11238	22	9	not	not	PART
easat-11238	22	10	be	be	AUX
easat-11238	22	11	modified	modify	VERB
easat-11238	22	12	or	or	CCONJ
easat-11238	22	13	tampered	tamper	VERB
easat-11238	22	14	with	with	ADP
easat-11238	22	15	[	[	X
easat-11238	22	16	4	4	NUM
easat-11238	22	17	]	]	PUNCT
easat-11238	22	18	.	.	PUNCT
easat-11238	23	1	in	in	ADP
easat-11238	23	2	addition	addition	NOUN
easat-11238	23	3	,	,	PUNCT
easat-11238	23	4	it	it	PRON
easat-11238	23	5	facilitates	facilitate	VERB
easat-11238	23	6	decentralized	decentralize	VERB
easat-11238	23	7	monetary	monetary	ADJ
easat-11238	23	8	transactions	transaction	NOUN
easat-11238	23	9	,	,	PUNCT
easat-11238	23	10	enhancing	enhance	VERB
easat-11238	23	11	business	business	NOUN
easat-11238	23	12	efficiency	efficiency	NOUN
easat-11238	23	13	while	while	SCONJ
easat-11238	23	14	reducing	reduce	VERB
easat-11238	23	15	operational	operational	ADJ
easat-11238	23	16	time	time	NOUN
easat-11238	23	17	and	and	CCONJ
easat-11238	23	18	costs	cost	VERB
easat-11238	23	19	[	[	X
easat-11238	23	20	5	5	NUM
easat-11238	23	21	]	]	PUNCT
easat-11238	23	22	.	.	PUNCT
easat-11238	24	1	bitcoins	bitcoin	NOUN
easat-11238	24	2	have	have	AUX
easat-11238	24	3	been	be	AUX
easat-11238	24	4	raised	raise	VERB
easat-11238	24	5	at	at	ADP
easat-11238	24	6	exponential	exponential	ADJ
easat-11238	24	7	rates	rate	NOUN
easat-11238	24	8	and	and	CCONJ
easat-11238	24	9	have	have	AUX
easat-11238	24	10	changed	change	VERB
easat-11238	24	11	the	the	DET
easat-11238	24	12	way	way	NOUN
easat-11238	24	13	the	the	DET
easat-11238	24	14	world	world	NOUN
easat-11238	24	15	economy	economy	NOUN
easat-11238	24	16	works	work	VERB
easat-11238	24	17	since	since	SCONJ
easat-11238	24	18	transactions	transaction	NOUN
easat-11238	24	19	are	be	AUX
easat-11238	24	20	safe	safe	ADJ
easat-11238	24	21	,	,	PUNCT
easat-11238	24	22	fast	fast	ADJ
easat-11238	24	23	,	,	PUNCT
easat-11238	24	24	and	and	CCONJ
easat-11238	24	25	traceable	traceable	ADJ
easat-11238	24	26	[	[	X
easat-11238	24	27	6	6	NUM
easat-11238	24	28	]	]	PUNCT
easat-11238	24	29	.	.	PUNCT
easat-11238	25	1	developing	develop	VERB
easat-11238	25	2	nations	nation	NOUN
easat-11238	25	3	are	be	AUX
easat-11238	25	4	extensively	extensively	ADV
easat-11238	25	5	employing	employ	VERB
easat-11238	25	6	digital	digital	ADJ
easat-11238	25	7	currencies	currency	NOUN
easat-11238	25	8	because	because	SCONJ
easat-11238	25	9	they	they	PRON
easat-11238	25	10	offer	offer	VERB
easat-11238	25	11	an	an	DET
easat-11238	25	12	opportunity	opportunity	NOUN
easat-11238	25	13	to	to	PART
easat-11238	25	14	modernize	modernize	VERB
easat-11238	25	15	and	and	CCONJ
easat-11238	25	16	democratically	democratically	ADV
easat-11238	25	17	transform	transform	VERB
easat-11238	25	18	their	their	PRON
easat-11238	25	19	economies	economy	NOUN
easat-11238	25	20	and	and	CCONJ
easat-11238	25	21	connect	connect	VERB
easat-11238	25	22	with	with	ADP
easat-11238	25	23	the	the	DET
easat-11238	25	24	"	"	PUNCT
easat-11238	25	25	unbanked	unbanked	ADJ
easat-11238	25	26	"	"	PUNCT
easat-11238	25	27	population	population	NOUN
easat-11238	26	1	[	[	X
easat-11238	26	2	7	7	NUM
easat-11238	26	3	]	]	PUNCT
easat-11238	26	4	.	.	PUNCT
easat-11238	27	1	cryptocurrencies	cryptocurrencie	NOUN
easat-11238	27	2	help	help	VERB
easat-11238	27	3	entrepreneurs	entrepreneur	NOUN
easat-11238	27	4	gain	gain	VERB
easat-11238	27	5	more	more	ADJ
easat-11238	27	6	control	control	NOUN
easat-11238	27	7	over	over	ADP
easat-11238	27	8	their	their	PRON
easat-11238	27	9	own	own	ADJ
easat-11238	27	10	finances	finance	NOUN
easat-11238	27	11	.	.	PUNCT
easat-11238	28	1	this	this	PRON
easat-11238	28	2	makes	make	VERB
easat-11238	28	3	them	they	PRON
easat-11238	28	4	an	an	DET
easat-11238	28	5	appealing	appealing	ADJ
easat-11238	28	6	choice	choice	NOUN
easat-11238	28	7	for	for	ADP
easat-11238	28	8	people	people	NOUN
easat-11238	28	9	in	in	ADP
easat-11238	28	10	countries	country	NOUN
easat-11238	28	11	where	where	SCONJ
easat-11238	28	12	trust	trust	NOUN
easat-11238	28	13	in	in	ADP
easat-11238	28	14	banks	bank	NOUN
easat-11238	28	15	and	and	CCONJ
easat-11238	28	16	the	the	DET
easat-11238	28	17	financial	financial	ADJ
easat-11238	28	18	system	system	NOUN
easat-11238	28	19	is	be	AUX
easat-11238	28	20	diminished	diminish	VERB
easat-11238	28	21	[	[	PUNCT
easat-11238	28	22	8	8	NUM
easat-11238	28	23	]	]	PUNCT
easat-11238	28	24	.	.	PUNCT
easat-11238	29	1	https://orcid.org/0009-0008-7083-2095	https://orcid.org/0009-0008-7083-2095	VERB
easat-11238	29	2	https://orcid.org/0000-0003-0790-4080	https://orcid.org/0000-0003-0790-4080	NOUN
easat-11238	29	3	https://orcid.org/0000-0002-7927-4017	https://orcid.org/0000-0002-7927-4017	ADP
easat-11238	29	4	https://orcid.org/0000-0003-0343-8721	https://orcid.org/0000-0003-0343-8721	PROPN
easat-11238	29	5	1434	1434	NUM
easat-11238	29	6	edelweiss	edelweiss	PROPN
easat-11238	29	7	applied	apply	VERB
easat-11238	29	8	science	science	NOUN
easat-11238	29	9	and	and	CCONJ
easat-11238	29	10	technology	technology	NOUN
easat-11238	29	11	issn	issn	PROPN
easat-11238	29	12	:	:	PUNCT
easat-11238	29	13	2576	2576	NUM
easat-11238	29	14	-	-	SYM
easat-11238	29	15	8484	8484	NUM
easat-11238	29	16	vol	vol	NOUN
easat-11238	29	17	.	.	PROPN
easat-11238	30	1	9	9	NUM
easat-11238	30	2	,	,	PUNCT
easat-11238	30	3	no	no	INTJ
easat-11238	30	4	.	.	NOUN
easat-11238	30	5	11	11	NUM
easat-11238	30	6	:	:	SYM
easat-11238	30	7	1433	1433	NUM
easat-11238	30	8	-	-	SYM
easat-11238	30	9	1442	1442	NUM
easat-11238	30	10	,	,	PUNCT
easat-11238	30	11	2025	2025	NUM
easat-11238	30	12	doi	doi	NOUN
easat-11238	30	13	:	:	PUNCT
easat-11238	30	14	10.55214/2576	10.55214/2576	NUM
easat-11238	30	15	-	-	SYM
easat-11238	30	16	8484.v9i11.11238	8484.v9i11.11238	NUM
easat-11238	31	1	©	©	ADP
easat-11238	31	2	2025	2025	NUM
easat-11238	31	3	by	by	ADP
easat-11238	31	4	the	the	DET
easat-11238	31	5	authors	author	NOUN
easat-11238	31	6	;	;	PUNCT
easat-11238	31	7	licensee	licensee	PROPN
easat-11238	31	8	learning	learning	NOUN
easat-11238	31	9	gate	gate	PROPN
easat-11238	31	10	although	although	SCONJ
easat-11238	31	11	cryptocurrency	cryptocurrency	NOUN
easat-11238	31	12	offers	offer	VERB
easat-11238	31	13	a	a	DET
easat-11238	31	14	plethora	plethora	NOUN
easat-11238	31	15	of	of	ADP
easat-11238	31	16	benefits	benefit	NOUN
easat-11238	31	17	for	for	ADP
easat-11238	31	18	its	its	PRON
easat-11238	31	19	users	user	NOUN
easat-11238	31	20	,	,	PUNCT
easat-11238	31	21	it	it	PRON
easat-11238	31	22	has	have	VERB
easat-11238	31	23	many	many	ADJ
easat-11238	31	24	drawbacks	drawback	NOUN
easat-11238	31	25	,	,	PUNCT
easat-11238	31	26	such	such	ADJ
easat-11238	31	27	as	as	ADP
easat-11238	31	28	the	the	DET
easat-11238	31	29	risks	risk	NOUN
easat-11238	31	30	that	that	PRON
easat-11238	31	31	come	come	VERB
easat-11238	31	32	with	with	ADP
easat-11238	31	33	digital	digital	ADJ
easat-11238	31	34	currencies	currency	NOUN
easat-11238	31	35	,	,	PUNCT
easat-11238	31	36	the	the	DET
easat-11238	31	37	technical	technical	ADJ
easat-11238	31	38	and	and	CCONJ
easat-11238	31	39	financial	financial	ADJ
easat-11238	31	40	difficulties	difficulty	NOUN
easat-11238	31	41	of	of	ADP
easat-11238	31	42	using	use	VERB
easat-11238	31	43	them	they	PRON
easat-11238	31	44	,	,	PUNCT
easat-11238	31	45	and	and	CCONJ
easat-11238	31	46	the	the	DET
easat-11238	31	47	fact	fact	NOUN
easat-11238	31	48	that	that	SCONJ
easat-11238	31	49	people	people	NOUN
easat-11238	31	50	are	be	AUX
easat-11238	31	51	n't	not	PART
easat-11238	31	52	sure	sure	ADJ
easat-11238	31	53	how	how	SCONJ
easat-11238	31	54	owning	own	VERB
easat-11238	31	55	them	they	PRON
easat-11238	31	56	would	would	AUX
easat-11238	31	57	affect	affect	VERB
easat-11238	31	58	their	their	PRON
easat-11238	31	59	social	social	ADJ
easat-11238	31	60	status	status	NOUN
easat-11238	31	61	[	[	X
easat-11238	31	62	9	9	NUM
easat-11238	31	63	]	]	PUNCT
easat-11238	31	64	.	.	PUNCT
easat-11238	32	1	there	there	PRON
easat-11238	32	2	are	be	VERB
easat-11238	32	3	ongoing	ongoing	ADJ
easat-11238	32	4	concerns	concern	NOUN
easat-11238	32	5	regarding	regard	VERB
easat-11238	32	6	the	the	DET
easat-11238	32	7	predictability	predictability	NOUN
easat-11238	32	8	of	of	ADP
easat-11238	32	9	the	the	DET
easat-11238	32	10	dynamic	dynamic	ADJ
easat-11238	32	11	behavior	behavior	NOUN
easat-11238	32	12	of	of	ADP
easat-11238	32	13	crypto	crypto	NOUN
easat-11238	32	14	assets	asset	NOUN
easat-11238	32	15	and	and	CCONJ
easat-11238	32	16	the	the	DET
easat-11238	32	17	applicability	applicability	NOUN
easat-11238	32	18	of	of	ADP
easat-11238	32	19	market	market	NOUN
easat-11238	32	20	parameter	parameter	NOUN
easat-11238	32	21	forecasts	forecast	NOUN
easat-11238	32	22	in	in	ADP
easat-11238	32	23	trading	trading	NOUN
easat-11238	32	24	strategies	strategy	NOUN
easat-11238	32	25	aimed	aim	VERB
easat-11238	32	26	at	at	ADP
easat-11238	32	27	achieving	achieve	VERB
easat-11238	32	28	higher	high	ADJ
easat-11238	32	29	profits	profit	NOUN
easat-11238	32	30	[	[	X
easat-11238	32	31	10	10	NUM
easat-11238	32	32	]	]	PUNCT
easat-11238	32	33	.	.	PUNCT
easat-11238	33	1	while	while	SCONJ
easat-11238	33	2	cryptocurrency	cryptocurrency	NOUN
easat-11238	33	3	adoption	adoption	NOUN
easat-11238	33	4	in	in	ADP
easat-11238	33	5	certain	certain	ADJ
easat-11238	33	6	emerging	emerge	VERB
easat-11238	33	7	markets	market	NOUN
easat-11238	33	8	and	and	CCONJ
easat-11238	33	9	underdeveloped	underdeveloped	ADJ
easat-11238	33	10	economies	economy	NOUN
easat-11238	33	11	has	have	AUX
easat-11238	33	12	surpassed	surpass	VERB
easat-11238	33	13	that	that	PRON
easat-11238	33	14	of	of	ADP
easat-11238	33	15	developed	develop	VERB
easat-11238	33	16	economies	economy	NOUN
easat-11238	33	17	[	[	X
easat-11238	33	18	11	11	NUM
easat-11238	33	19	]	]	PUNCT
easat-11238	33	20	,	,	PUNCT
easat-11238	33	21	limited	limited	ADJ
easat-11238	33	22	research	research	NOUN
easat-11238	33	23	has	have	AUX
easat-11238	33	24	focused	focus	VERB
easat-11238	33	25	on	on	ADP
easat-11238	33	26	the	the	DET
easat-11238	33	27	factors	factor	NOUN
easat-11238	33	28	influencing	influence	VERB
easat-11238	33	29	cryptocurrency	cryptocurrency	NOUN
easat-11238	33	30	adoption	adoption	NOUN
easat-11238	33	31	in	in	ADP
easat-11238	33	32	developing	develop	VERB
easat-11238	33	33	regions	region	NOUN
easat-11238	33	34	[	[	X
easat-11238	33	35	12	12	NUM
easat-11238	33	36	]	]	PUNCT
easat-11238	33	37	.	.	PUNCT
easat-11238	34	1	this	this	DET
easat-11238	34	2	study	study	NOUN
easat-11238	34	3	addresses	address	VERB
easat-11238	34	4	the	the	DET
easat-11238	34	5	need	need	NOUN
easat-11238	34	6	to	to	PART
easat-11238	34	7	investigate	investigate	VERB
easat-11238	34	8	the	the	DET
easat-11238	34	9	main	main	ADJ
easat-11238	34	10	factors	factor	NOUN
easat-11238	34	11	that	that	PRON
easat-11238	34	12	influence	influence	VERB
easat-11238	34	13	the	the	DET
easat-11238	34	14	intention	intention	NOUN
easat-11238	34	15	to	to	PART
easat-11238	34	16	adopt	adopt	VERB
easat-11238	34	17	and	and	CCONJ
easat-11238	34	18	use	use	VERB
easat-11238	34	19	cryptocurrency	cryptocurrency	NOUN
easat-11238	34	20	in	in	ADP
easat-11238	34	21	the	the	DET
easat-11238	34	22	lebanese	lebanese	ADJ
easat-11238	34	23	market	market	NOUN
easat-11238	34	24	for	for	ADP
easat-11238	34	25	financial	financial	ADJ
easat-11238	34	26	transactions	transaction	NOUN
easat-11238	34	27	.	.	PUNCT
easat-11238	35	1	2	2	X
easat-11238	35	2	.	.	X
easat-11238	35	3	materials	material	NOUN
easat-11238	35	4	and	and	CCONJ
easat-11238	35	5	methods	method	NOUN
easat-11238	35	6	2.1	2.1	NUM
easat-11238	35	7	.	.	PUNCT
easat-11238	36	1	theoretical	theoretical	ADJ
easat-11238	36	2	background	background	NOUN
easat-11238	36	3	and	and	CCONJ
easat-11238	36	4	hypotheses	hypothese	VERB
easat-11238	36	5	development	development	VERB
easat-11238	36	6	the	the	DET
easat-11238	36	7	unified	unified	ADJ
easat-11238	36	8	theory	theory	NOUN
easat-11238	36	9	of	of	ADP
easat-11238	36	10	acceptance	acceptance	NOUN
easat-11238	36	11	and	and	CCONJ
easat-11238	36	12	use	use	NOUN
easat-11238	36	13	of	of	ADP
easat-11238	36	14	technology	technology	NOUN
easat-11238	36	15	(	(	PUNCT
easat-11238	36	16	utaut	utaut	NOUN
easat-11238	36	17	)	)	PUNCT
easat-11238	36	18	was	be	AUX
easat-11238	36	19	developed	develop	VERB
easat-11238	36	20	by	by	ADP
easat-11238	36	21	venkatesh	venkatesh	PROPN
easat-11238	36	22	et	et	PROPN
easat-11238	36	23	al	al	PROPN
easat-11238	36	24	.	.	PUNCT
easat-11238	37	1	[	[	X
easat-11238	37	2	13	13	NUM
easat-11238	37	3	]	]	PUNCT
easat-11238	37	4	to	to	PART
easat-11238	37	5	predict	predict	VERB
easat-11238	37	6	one	one	NUM
easat-11238	37	7	’s	’s	PART
easat-11238	37	8	intention	intention	NOUN
easat-11238	37	9	to	to	PART
easat-11238	37	10	use	use	VERB
easat-11238	37	11	a	a	DET
easat-11238	37	12	new	new	ADJ
easat-11238	37	13	technology	technology	NOUN
easat-11238	37	14	or	or	CCONJ
easat-11238	37	15	adopt	adopt	VERB
easat-11238	37	16	a	a	DET
easat-11238	37	17	new	new	ADJ
easat-11238	37	18	method	method	NOUN
easat-11238	37	19	of	of	ADP
easat-11238	37	20	payment	payment	NOUN
easat-11238	37	21	[	[	X
easat-11238	37	22	13	13	NUM
easat-11238	37	23	]	]	PUNCT
easat-11238	37	24	uncovered	uncover	VERB
easat-11238	37	25	that	that	SCONJ
easat-11238	37	26	social	social	ADJ
easat-11238	37	27	influence	influence	NOUN
easat-11238	37	28	and	and	CCONJ
easat-11238	37	29	facilitating	facilitate	VERB
easat-11238	37	30	conditions	condition	NOUN
easat-11238	37	31	are	be	AUX
easat-11238	37	32	the	the	DET
easat-11238	37	33	main	main	ADJ
easat-11238	37	34	antecedents	antecedent	NOUN
easat-11238	37	35	influencing	influence	VERB
easat-11238	37	36	users	user	NOUN
easat-11238	37	37	to	to	PART
easat-11238	37	38	adopt	adopt	VERB
easat-11238	37	39	technology	technology	NOUN
easat-11238	37	40	.	.	PUNCT
easat-11238	38	1	this	this	DET
easat-11238	38	2	study	study	NOUN
easat-11238	38	3	examines	examine	VERB
easat-11238	38	4	the	the	DET
easat-11238	38	5	intention	intention	NOUN
easat-11238	38	6	to	to	PART
easat-11238	38	7	use	use	VERB
easat-11238	38	8	cryptocurrency	cryptocurrency	NOUN
easat-11238	38	9	for	for	ADP
easat-11238	38	10	financial	financial	ADJ
easat-11238	38	11	transactions	transaction	NOUN
easat-11238	38	12	,	,	PUNCT
easat-11238	38	13	analyzed	analyze	VERB
easat-11238	38	14	with	with	ADP
easat-11238	38	15	the	the	DET
easat-11238	38	16	utaut	utaut	PROPN
easat-11238	38	17	model	model	NOUN
easat-11238	38	18	,	,	PUNCT
easat-11238	38	19	which	which	PRON
easat-11238	38	20	shows	show	VERB
easat-11238	38	21	that	that	SCONJ
easat-11238	38	22	the	the	DET
easat-11238	38	23	intention	intention	NOUN
easat-11238	38	24	to	to	PART
easat-11238	38	25	adopt	adopt	VERB
easat-11238	38	26	or	or	CCONJ
easat-11238	38	27	use	use	VERB
easat-11238	38	28	new	new	ADJ
easat-11238	38	29	technology	technology	NOUN
easat-11238	38	30	can	can	AUX
easat-11238	38	31	be	be	AUX
easat-11238	38	32	predicted	predict	VERB
easat-11238	38	33	by	by	ADP
easat-11238	38	34	social	social	ADJ
easat-11238	38	35	influences	influence	NOUN
easat-11238	38	36	.	.	PUNCT
easat-11238	39	1	al	al	PROPN
easat-11238	39	2	-	-	PUNCT
easat-11238	39	3	amri	amri	PROPN
easat-11238	39	4	et	et	PROPN
easat-11238	39	5	al	al	PROPN
easat-11238	39	6	.	.	PUNCT
easat-11238	40	1	[	[	X
easat-11238	40	2	14	14	NUM
easat-11238	40	3	]	]	PUNCT
easat-11238	40	4	integrated	integrate	VERB
easat-11238	40	5	the	the	DET
easat-11238	40	6	perceived	perceive	VERB
easat-11238	40	7	risk	risk	NOUN
easat-11238	40	8	and	and	CCONJ
easat-11238	40	9	financial	financial	ADJ
easat-11238	40	10	literacy	literacy	NOUN
easat-11238	40	11	into	into	ADP
easat-11238	40	12	the	the	DET
easat-11238	40	13	willingness	willingness	NOUN
easat-11238	40	14	to	to	PART
easat-11238	40	15	adopt	adopt	VERB
easat-11238	40	16	cryptocurrencies	cryptocurrencie	NOUN
easat-11238	40	17	for	for	ADP
easat-11238	40	18	financial	financial	ADJ
easat-11238	40	19	transactions	transaction	NOUN
easat-11238	40	20	and	and	CCONJ
easat-11238	40	21	stated	state	VERB
easat-11238	40	22	that	that	SCONJ
easat-11238	40	23	the	the	DET
easat-11238	40	24	number	number	NOUN
easat-11238	40	25	of	of	ADP
easat-11238	40	26	individuals	individual	NOUN
easat-11238	40	27	and	and	CCONJ
easat-11238	40	28	companies	company	NOUN
easat-11238	40	29	that	that	PRON
easat-11238	40	30	adopt	adopt	VERB
easat-11238	40	31	cryptocurrency	cryptocurrency	NOUN
easat-11238	40	32	technology	technology	NOUN
easat-11238	40	33	as	as	ADP
easat-11238	40	34	a	a	DET
easat-11238	40	35	financial	financial	ADJ
easat-11238	40	36	tool	tool	NOUN
easat-11238	40	37	and	and	CCONJ
easat-11238	40	38	mode	mode	NOUN
easat-11238	40	39	of	of	ADP
easat-11238	40	40	payment	payment	NOUN
easat-11238	40	41	is	be	AUX
easat-11238	40	42	still	still	ADV
easat-11238	40	43	very	very	ADV
easat-11238	40	44	low	low	ADJ
easat-11238	40	45	.	.	PUNCT
easat-11238	41	1	2.2	2.2	NUM
easat-11238	41	2	.	.	PUNCT
easat-11238	42	1	social	social	ADJ
easat-11238	42	2	influence	influence	NOUN
easat-11238	42	3	according	accord	VERB
easat-11238	42	4	to	to	ADP
easat-11238	42	5	venkatesh	venkatesh	PROPN
easat-11238	42	6	et	et	PROPN
easat-11238	42	7	al	al	PROPN
easat-11238	42	8	.	.	PUNCT
easat-11238	43	1	[	[	X
easat-11238	43	2	13	13	NUM
easat-11238	43	3	]	]	PUNCT
easat-11238	43	4	,	,	PUNCT
easat-11238	43	5	social	social	ADJ
easat-11238	43	6	influence	influence	NOUN
easat-11238	43	7	is	be	AUX
easat-11238	43	8	the	the	DET
easat-11238	43	9	extent	extent	NOUN
easat-11238	43	10	to	to	PART
easat-11238	43	11	which	which	PRON
easat-11238	43	12	a	a	DET
easat-11238	43	13	person	person	NOUN
easat-11238	43	14	observes	observe	VERB
easat-11238	43	15	what	what	PRON
easat-11238	43	16	others	other	NOUN
easat-11238	43	17	think	think	VERB
easat-11238	43	18	of	of	ADP
easat-11238	43	19	a	a	DET
easat-11238	43	20	specific	specific	ADJ
easat-11238	43	21	system	system	NOUN
easat-11238	43	22	to	to	PART
easat-11238	43	23	be	be	AUX
easat-11238	43	24	employed	employ	VERB
easat-11238	43	25	.	.	PUNCT
easat-11238	44	1	as	as	ADP
easat-11238	44	2	a	a	DET
easat-11238	44	3	result	result	NOUN
easat-11238	44	4	,	,	PUNCT
easat-11238	44	5	a	a	DET
easat-11238	44	6	person	person	NOUN
easat-11238	44	7	's	's	PART
easat-11238	44	8	readiness	readiness	NOUN
easat-11238	44	9	to	to	PART
easat-11238	44	10	accept	accept	VERB
easat-11238	44	11	cryptocurrencies	cryptocurrencie	NOUN
easat-11238	44	12	or	or	CCONJ
easat-11238	44	13	use	use	VERB
easat-11238	44	14	new	new	ADJ
easat-11238	44	15	technologies	technology	NOUN
easat-11238	44	16	is	be	AUX
easat-11238	44	17	influenced	influence	VERB
easat-11238	44	18	by	by	ADP
easat-11238	44	19	the	the	DET
easat-11238	44	20	ideas	idea	NOUN
easat-11238	44	21	and	and	CCONJ
easat-11238	44	22	behaviors	behavior	NOUN
easat-11238	44	23	of	of	ADP
easat-11238	44	24	their	their	PRON
easat-11238	44	25	friends	friend	NOUN
easat-11238	44	26	,	,	PUNCT
easat-11238	44	27	family	family	NOUN
easat-11238	44	28	,	,	PUNCT
easat-11238	44	29	and	and	CCONJ
easat-11238	44	30	coworkers	coworker	NOUN
easat-11238	44	31	.	.	PUNCT
easat-11238	45	1	previous	previous	ADJ
easat-11238	45	2	studies	study	NOUN
easat-11238	45	3	have	have	AUX
easat-11238	45	4	shown	show	VERB
easat-11238	45	5	that	that	SCONJ
easat-11238	45	6	peer	peer	NOUN
easat-11238	45	7	groups	group	NOUN
easat-11238	45	8	,	,	PUNCT
easat-11238	45	9	family	family	NOUN
easat-11238	45	10	,	,	PUNCT
easat-11238	45	11	and	and	CCONJ
easat-11238	45	12	other	other	ADJ
easat-11238	45	13	current	current	ADJ
easat-11238	45	14	technology	technology	NOUN
easat-11238	45	15	users	user	NOUN
easat-11238	45	16	'	'	PART
easat-11238	45	17	opinions	opinion	NOUN
easat-11238	45	18	have	have	VERB
easat-11238	45	19	a	a	DET
easat-11238	45	20	major	major	ADJ
easat-11238	45	21	influence	influence	NOUN
easat-11238	45	22	on	on	ADP
easat-11238	45	23	an	an	DET
easat-11238	45	24	individual	individual	NOUN
easat-11238	45	25	's	's	PART
easat-11238	45	26	behavioral	behavioral	ADJ
easat-11238	45	27	intent	intent	NOUN
easat-11238	45	28	to	to	PART
easat-11238	45	29	use	use	VERB
easat-11238	45	30	and	and	CCONJ
easat-11238	45	31	adopt	adopt	VERB
easat-11238	45	32	a	a	DET
easat-11238	45	33	technology	technology	NOUN
easat-11238	45	34	[	[	X
easat-11238	45	35	15	15	NUM
easat-11238	45	36	]	]	PUNCT
easat-11238	45	37	.	.	PUNCT
easat-11238	46	1	based	base	VERB
easat-11238	46	2	on	on	ADP
easat-11238	46	3	the	the	DET
easat-11238	46	4	utaut	utaut	PROPN
easat-11238	46	5	model	model	NOUN
easat-11238	46	6	,	,	PUNCT
easat-11238	46	7	social	social	ADJ
easat-11238	46	8	influence	influence	NOUN
easat-11238	46	9	is	be	AUX
easat-11238	46	10	a	a	DET
easat-11238	46	11	strong	strong	ADJ
easat-11238	46	12	predictor	predictor	NOUN
easat-11238	46	13	of	of	ADP
easat-11238	46	14	a	a	DET
easat-11238	46	15	person	person	NOUN
easat-11238	46	16	's	's	PART
easat-11238	46	17	intention	intention	NOUN
easat-11238	46	18	to	to	PART
easat-11238	46	19	use	use	VERB
easat-11238	46	20	new	new	ADJ
easat-11238	46	21	technology	technology	NOUN
easat-11238	46	22	or	or	CCONJ
easat-11238	46	23	adopt	adopt	VERB
easat-11238	46	24	a	a	DET
easat-11238	46	25	new	new	ADJ
easat-11238	46	26	payment	payment	NOUN
easat-11238	46	27	method	method	NOUN
easat-11238	46	28	[	[	X
easat-11238	46	29	16	16	NUM
easat-11238	46	30	]	]	PUNCT
easat-11238	46	31	.	.	PUNCT
easat-11238	47	1	according	accord	VERB
easat-11238	47	2	to	to	ADP
easat-11238	47	3	patil	patil	PROPN
easat-11238	47	4	et	et	PROPN
easat-11238	47	5	al	al	PROPN
easat-11238	47	6	.	.	PUNCT
easat-11238	48	1	[	[	X
easat-11238	48	2	17	17	NUM
easat-11238	48	3	]	]	PUNCT
easat-11238	48	4	,	,	PUNCT
easat-11238	48	5	behavioral	behavioral	ADJ
easat-11238	48	6	intention	intention	NOUN
easat-11238	48	7	to	to	PART
easat-11238	48	8	adopt	adopt	VERB
easat-11238	48	9	technology	technology	NOUN
easat-11238	48	10	is	be	AUX
easat-11238	48	11	positively	positively	ADV
easat-11238	48	12	impacted	impact	VERB
easat-11238	48	13	by	by	ADP
easat-11238	48	14	social	social	ADJ
easat-11238	48	15	influence	influence	NOUN
easat-11238	48	16	.	.	PUNCT
easat-11238	49	1	a	a	DET
easat-11238	49	2	study	study	NOUN
easat-11238	49	3	conducted	conduct	VERB
easat-11238	49	4	by	by	ADP
easat-11238	49	5	farivar	farivar	PROPN
easat-11238	49	6	et	et	PROPN
easat-11238	49	7	al	al	PROPN
easat-11238	49	8	.	.	PUNCT
easat-11238	50	1	[	[	X
easat-11238	50	2	18	18	NUM
easat-11238	50	3	]	]	PUNCT
easat-11238	50	4	confirmed	confirm	VERB
easat-11238	50	5	that	that	SCONJ
easat-11238	50	6	individuals	individual	NOUN
easat-11238	50	7	shape	shape	VERB
easat-11238	50	8	their	their	PRON
easat-11238	50	9	social	social	ADJ
easat-11238	50	10	identity	identity	NOUN
easat-11238	50	11	within	within	ADP
easat-11238	50	12	their	their	PRON
easat-11238	50	13	social	social	ADJ
easat-11238	50	14	community	community	NOUN
easat-11238	50	15	,	,	PUNCT
easat-11238	50	16	which	which	PRON
easat-11238	50	17	allows	allow	VERB
easat-11238	50	18	them	they	PRON
easat-11238	50	19	to	to	PART
easat-11238	50	20	decrease	decrease	VERB
easat-11238	50	21	the	the	DET
easat-11238	50	22	perceived	perceive	VERB
easat-11238	50	23	risk	risk	NOUN
easat-11238	50	24	associated	associate	VERB
easat-11238	50	25	with	with	ADP
easat-11238	50	26	adopting	adopt	VERB
easat-11238	50	27	and	and	CCONJ
easat-11238	50	28	using	use	VERB
easat-11238	50	29	a	a	DET
easat-11238	50	30	new	new	ADJ
easat-11238	50	31	product	product	NOUN
easat-11238	50	32	.	.	PUNCT
easat-11238	51	1	hypothesis	hypothesis	NOUN
easat-11238	51	2	1	1	NUM
easat-11238	51	3	:	:	PUNCT
easat-11238	51	4	social	social	ADJ
easat-11238	51	5	influence	influence	NOUN
easat-11238	51	6	has	have	VERB
easat-11238	51	7	a	a	DET
easat-11238	51	8	positive	positive	ADJ
easat-11238	51	9	impact	impact	NOUN
easat-11238	51	10	on	on	ADP
easat-11238	51	11	the	the	DET
easat-11238	51	12	intention	intention	NOUN
easat-11238	51	13	to	to	PART
easat-11238	51	14	use	use	VERB
easat-11238	51	15	cryptocurrency	cryptocurrency	NOUN
easat-11238	51	16	for	for	ADP
easat-11238	51	17	financial	financial	ADJ
easat-11238	51	18	transactions	transaction	NOUN
easat-11238	51	19	.	.	PUNCT
easat-11238	52	1	2.3	2.3	NUM
easat-11238	52	2	.	.	PUNCT
easat-11238	53	1	financial	financial	ADJ
easat-11238	53	2	literacy	literacy	NOUN
easat-11238	53	3	financial	financial	ADJ
easat-11238	53	4	literacy	literacy	NOUN
easat-11238	53	5	and	and	CCONJ
easat-11238	53	6	awareness	awareness	NOUN
easat-11238	53	7	are	be	AUX
easat-11238	53	8	defined	define	VERB
easat-11238	53	9	as	as	ADP
easat-11238	53	10	the	the	DET
easat-11238	53	11	ability	ability	NOUN
easat-11238	53	12	and	and	CCONJ
easat-11238	53	13	skills	skill	NOUN
easat-11238	53	14	of	of	ADP
easat-11238	53	15	an	an	DET
easat-11238	53	16	individual	individual	NOUN
easat-11238	53	17	to	to	PART
easat-11238	53	18	use	use	VERB
easat-11238	53	19	and	and	CCONJ
easat-11238	53	20	handle	handle	VERB
easat-11238	53	21	financial	financial	ADJ
easat-11238	53	22	assets	asset	NOUN
easat-11238	53	23	appropriately	appropriately	ADV
easat-11238	53	24	at	at	ADP
easat-11238	53	25	a	a	DET
easat-11238	53	26	given	give	VERB
easat-11238	53	27	time	time	NOUN
easat-11238	53	28	,	,	PUNCT
easat-11238	53	29	islam	islam	PROPN
easat-11238	53	30	and	and	CCONJ
easat-11238	53	31	grönlund	grönlund	NOUN
easat-11238	53	32	[	[	X
easat-11238	53	33	19	19	NUM
easat-11238	53	34	]	]	PUNCT
easat-11238	53	35	.	.	PUNCT
easat-11238	54	1	hastings	hastings	PROPN
easat-11238	54	2	et	et	PROPN
easat-11238	54	3	al	al	PROPN
easat-11238	54	4	.	.	PUNCT
easat-11238	55	1	[	[	X
easat-11238	55	2	20	20	NUM
easat-11238	55	3	]	]	SYM
easat-11238	55	4	defined	define	VERB
easat-11238	55	5	financial	financial	ADJ
easat-11238	55	6	literacy	literacy	NOUN
easat-11238	55	7	as	as	ADP
easat-11238	55	8	the	the	DET
easat-11238	55	9	capability	capability	NOUN
easat-11238	55	10	to	to	PART
easat-11238	55	11	make	make	VERB
easat-11238	55	12	decisions	decision	NOUN
easat-11238	55	13	about	about	ADP
easat-11238	55	14	one	one	NUM
easat-11238	55	15	's	's	PART
easat-11238	55	16	finances	finance	NOUN
easat-11238	55	17	that	that	PRON
easat-11238	55	18	are	be	AUX
easat-11238	55	19	in	in	ADP
easat-11238	55	20	one	one	NOUN
easat-11238	55	21	's	's	PART
easat-11238	55	22	best	good	ADJ
easat-11238	55	23	interest	interest	NOUN
easat-11238	55	24	;	;	PUNCT
easat-11238	55	25	therefore	therefore	ADV
easat-11238	55	26	,	,	PUNCT
easat-11238	55	27	financial	financial	ADJ
easat-11238	55	28	literacy	literacy	NOUN
easat-11238	55	29	makes	make	VERB
easat-11238	55	30	it	it	PRON
easat-11238	55	31	easier	easy	ADJ
easat-11238	55	32	for	for	SCONJ
easat-11238	55	33	individuals	individual	NOUN
easat-11238	55	34	to	to	PART
easat-11238	55	35	understand	understand	VERB
easat-11238	55	36	the	the	DET
easat-11238	55	37	advantages	advantage	NOUN
easat-11238	55	38	of	of	ADP
easat-11238	55	39	cryptocurrencies	cryptocurrencie	NOUN
easat-11238	55	40	,	,	PUNCT
easat-11238	55	41	including	include	VERB
easat-11238	55	42	their	their	PRON
easat-11238	55	43	potential	potential	NOUN
easat-11238	55	44	for	for	ADP
easat-11238	55	45	investment	investment	NOUN
easat-11238	55	46	opportunities	opportunity	NOUN
easat-11238	55	47	,	,	PUNCT
easat-11238	55	48	decentralization	decentralization	NOUN
easat-11238	55	49	,	,	PUNCT
easat-11238	55	50	and	and	CCONJ
easat-11238	55	51	financial	financial	ADJ
easat-11238	55	52	inclusion	inclusion	NOUN
easat-11238	55	53	.	.	PUNCT
easat-11238	56	1	dabbous	dabbous	VERB
easat-11238	56	2	et	et	PROPN
easat-11238	56	3	al	al	PROPN
easat-11238	56	4	.	.	PUNCT
easat-11238	57	1	[	[	X
easat-11238	57	2	21	21	NUM
easat-11238	57	3	]	]	PUNCT
easat-11238	57	4	assert	assert	VERB
easat-11238	57	5	that	that	SCONJ
easat-11238	57	6	financial	financial	ADJ
easat-11238	57	7	literacy	literacy	NOUN
easat-11238	57	8	is	be	AUX
easat-11238	57	9	a	a	DET
easat-11238	57	10	crucial	crucial	ADJ
easat-11238	57	11	factor	factor	NOUN
easat-11238	57	12	influencing	influence	VERB
easat-11238	57	13	cryptocurrency	cryptocurrency	NOUN
easat-11238	57	14	adoption	adoption	NOUN
easat-11238	57	15	for	for	ADP
easat-11238	57	16	financial	financial	ADJ
easat-11238	57	17	transactions	transaction	NOUN
easat-11238	57	18	.	.	PUNCT
easat-11238	58	1	chan	chan	PROPN
easat-11238	58	2	et	et	PROPN
easat-11238	58	3	al	al	PROPN
easat-11238	58	4	.	.	PUNCT
easat-11238	59	1	[	[	X
easat-11238	59	2	22	22	NUM
easat-11238	59	3	]	]	PUNCT
easat-11238	59	4	stated	state	VERB
easat-11238	59	5	that	that	SCONJ
easat-11238	59	6	financial	financial	ADJ
easat-11238	59	7	literacy	literacy	NOUN
easat-11238	59	8	affects	affect	VERB
easat-11238	59	9	the	the	DET
easat-11238	59	10	extent	extent	NOUN
easat-11238	59	11	to	to	PART
easat-11238	59	12	which	which	PRON
easat-11238	59	13	individuals	individual	NOUN
easat-11238	59	14	understand	understand	VERB
easat-11238	59	15	and	and	CCONJ
easat-11238	59	16	value	value	VERB
easat-11238	59	17	the	the	DET
easat-11238	59	18	potential	potential	ADJ
easat-11238	59	19	usefulness	usefulness	NOUN
easat-11238	59	20	of	of	ADP
easat-11238	59	21	cryptocurrencies	cryptocurrencie	NOUN
easat-11238	59	22	.	.	PUNCT
easat-11238	60	1	hence	hence	ADV
easat-11238	60	2	,	,	PUNCT
easat-11238	60	3	the	the	DET
easat-11238	60	4	following	follow	VERB
easat-11238	60	5	hypothesis	hypothesis	NOUN
easat-11238	60	6	.	.	PUNCT
easat-11238	61	1	1435	1435	NUM
easat-11238	61	2	edelweiss	edelweiss	PROPN
easat-11238	61	3	applied	apply	VERB
easat-11238	61	4	science	science	NOUN
easat-11238	61	5	and	and	CCONJ
easat-11238	61	6	technology	technology	NOUN
easat-11238	61	7	issn	issn	PROPN
easat-11238	61	8	:	:	PUNCT
easat-11238	61	9	2576	2576	NUM
easat-11238	61	10	-	-	SYM
easat-11238	61	11	8484	8484	NUM
easat-11238	61	12	vol	vol	NOUN
easat-11238	61	13	.	.	PROPN
easat-11238	62	1	9	9	NUM
easat-11238	62	2	,	,	PUNCT
easat-11238	62	3	no	no	INTJ
easat-11238	62	4	.	.	NOUN
easat-11238	62	5	11	11	NUM
easat-11238	62	6	:	:	SYM
easat-11238	62	7	1433	1433	NUM
easat-11238	62	8	-	-	SYM
easat-11238	62	9	1442	1442	NUM
easat-11238	62	10	,	,	PUNCT
easat-11238	62	11	2025	2025	NUM
easat-11238	62	12	doi	doi	NOUN
easat-11238	62	13	:	:	PUNCT
easat-11238	62	14	10.55214/2576	10.55214/2576	NUM
easat-11238	62	15	-	-	SYM
easat-11238	62	16	8484.v9i11.11238	8484.v9i11.11238	NUM
easat-11238	63	1	©	©	ADP
easat-11238	63	2	2025	2025	NUM
easat-11238	63	3	by	by	ADP
easat-11238	63	4	the	the	DET
easat-11238	63	5	authors	author	NOUN
easat-11238	63	6	;	;	PUNCT
easat-11238	63	7	licensee	licensee	PROPN
easat-11238	63	8	learning	learn	VERB
easat-11238	63	9	gate	gate	PROPN
easat-11238	63	10	hypothesis	hypothesis	NOUN
easat-11238	63	11	2	2	NUM
easat-11238	63	12	:	:	PUNCT
easat-11238	63	13	financial	financial	ADJ
easat-11238	63	14	literacy	literacy	NOUN
easat-11238	63	15	and	and	CCONJ
easat-11238	63	16	awareness	awareness	NOUN
easat-11238	63	17	positively	positively	ADV
easat-11238	63	18	influence	influence	VERB
easat-11238	63	19	the	the	DET
easat-11238	63	20	intention	intention	NOUN
easat-11238	63	21	to	to	PART
easat-11238	63	22	adopt	adopt	VERB
easat-11238	63	23	cryptocurrency	cryptocurrency	NOUN
easat-11238	63	24	for	for	ADP
easat-11238	63	25	financial	financial	ADJ
easat-11238	63	26	transactions	transaction	NOUN
easat-11238	63	27	.	.	PUNCT
easat-11238	64	1	2.4	2.4	NUM
easat-11238	64	2	.	.	PUNCT
easat-11238	65	1	the	the	DET
easat-11238	65	2	impact	impact	NOUN
easat-11238	65	3	of	of	ADP
easat-11238	65	4	financial	financial	ADJ
easat-11238	65	5	literacy	literacy	NOUN
easat-11238	65	6	on	on	ADP
easat-11238	65	7	perceived	perceive	VERB
easat-11238	65	8	risk	risk	NOUN
easat-11238	65	9	the	the	DET
easat-11238	65	10	adoption	adoption	NOUN
easat-11238	65	11	of	of	ADP
easat-11238	65	12	cryptocurrency	cryptocurrency	NOUN
easat-11238	65	13	as	as	ADP
easat-11238	65	14	a	a	DET
easat-11238	65	15	form	form	NOUN
easat-11238	65	16	of	of	ADP
easat-11238	65	17	payment	payment	NOUN
easat-11238	65	18	in	in	ADP
easat-11238	65	19	the	the	DET
easat-11238	65	20	business	business	NOUN
easat-11238	65	21	industry	industry	NOUN
easat-11238	65	22	poses	pose	VERB
easat-11238	65	23	a	a	DET
easat-11238	65	24	plethora	plethora	NOUN
easat-11238	65	25	of	of	ADP
easat-11238	65	26	risks	risk	NOUN
easat-11238	65	27	.	.	PUNCT
easat-11238	66	1	the	the	DET
easat-11238	66	2	absence	absence	NOUN
easat-11238	66	3	of	of	ADP
easat-11238	66	4	rules	rule	NOUN
easat-11238	66	5	,	,	PUNCT
easat-11238	66	6	vulnerability	vulnerability	NOUN
easat-11238	66	7	to	to	ADP
easat-11238	66	8	cyberattacks	cyberattack	NOUN
easat-11238	66	9	,	,	PUNCT
easat-11238	66	10	high	high	ADJ
easat-11238	66	11	volatility	volatility	NOUN
easat-11238	66	12	,	,	PUNCT
easat-11238	66	13	and	and	CCONJ
easat-11238	66	14	lack	lack	NOUN
easat-11238	66	15	of	of	ADP
easat-11238	66	16	legal	legal	ADJ
easat-11238	66	17	guarantees	guarantee	NOUN
easat-11238	66	18	are	be	AUX
easat-11238	66	19	just	just	ADV
easat-11238	66	20	a	a	DET
easat-11238	66	21	few	few	ADJ
easat-11238	66	22	of	of	ADP
easat-11238	66	23	the	the	DET
easat-11238	66	24	many	many	ADJ
easat-11238	66	25	factors	factor	NOUN
easat-11238	66	26	that	that	PRON
easat-11238	66	27	have	have	AUX
easat-11238	66	28	hampered	hamper	VERB
easat-11238	66	29	sectors	sector	NOUN
easat-11238	66	30	[	[	X
easat-11238	66	31	23	23	NUM
easat-11238	66	32	]	]	PUNCT
easat-11238	66	33	.	.	PUNCT
easat-11238	67	1	in	in	ADP
easat-11238	67	2	addition	addition	NOUN
easat-11238	67	3	,	,	PUNCT
easat-11238	67	4	the	the	DET
easat-11238	67	5	fluctuations	fluctuation	NOUN
easat-11238	67	6	in	in	ADP
easat-11238	67	7	bitcoin	bitcoin	NOUN
easat-11238	67	8	's	's	PART
easat-11238	67	9	value	value	NOUN
easat-11238	67	10	demonstrate	demonstrate	VERB
easat-11238	67	11	how	how	SCONJ
easat-11238	67	12	susceptible	susceptible	ADJ
easat-11238	67	13	cryptocurrencies	cryptocurrencie	NOUN
easat-11238	67	14	are	be	AUX
easat-11238	67	15	to	to	ADP
easat-11238	67	16	changes	change	NOUN
easat-11238	67	17	in	in	ADP
easat-11238	67	18	the	the	DET
easat-11238	67	19	market	market	NOUN
easat-11238	67	20	.	.	PUNCT
easat-11238	68	1	additionally	additionally	ADV
easat-11238	68	2	,	,	PUNCT
easat-11238	68	3	many	many	ADJ
easat-11238	68	4	users	user	NOUN
easat-11238	68	5	and	and	CCONJ
easat-11238	68	6	platforms	platform	NOUN
easat-11238	68	7	have	have	AUX
easat-11238	68	8	experienced	experience	VERB
easat-11238	68	9	hacker	hacker	NOUN
easat-11238	68	10	attacks	attack	NOUN
easat-11238	68	11	regularly	regularly	ADV
easat-11238	68	12	,	,	PUNCT
easat-11238	68	13	which	which	PRON
easat-11238	68	14	has	have	AUX
easat-11238	68	15	led	lead	VERB
easat-11238	68	16	people	people	NOUN
easat-11238	68	17	to	to	PART
easat-11238	68	18	decide	decide	VERB
easat-11238	68	19	against	against	ADP
easat-11238	68	20	adopting	adopt	VERB
easat-11238	68	21	and	and	CCONJ
easat-11238	68	22	utilizing	utilize	VERB
easat-11238	68	23	cryptocurrencies	cryptocurrencie	NOUN
easat-11238	68	24	.	.	PUNCT
easat-11238	69	1	the	the	DET
easat-11238	69	2	results	result	NOUN
easat-11238	69	3	of	of	ADP
easat-11238	69	4	empirical	empirical	ADJ
easat-11238	69	5	research	research	NOUN
easat-11238	69	6	indicate	indicate	VERB
easat-11238	69	7	that	that	SCONJ
easat-11238	69	8	the	the	DET
easat-11238	69	9	perception	perception	NOUN
easat-11238	69	10	of	of	ADP
easat-11238	69	11	risk	risk	NOUN
easat-11238	69	12	negatively	negatively	ADV
easat-11238	69	13	affects	affect	VERB
easat-11238	69	14	the	the	DET
easat-11238	69	15	propensity	propensity	NOUN
easat-11238	69	16	to	to	PART
easat-11238	69	17	accept	accept	VERB
easat-11238	69	18	new	new	ADJ
easat-11238	69	19	technology	technology	NOUN
easat-11238	69	20	or	or	CCONJ
easat-11238	69	21	use	use	VERB
easat-11238	69	22	cryptocurrency	cryptocurrency	NOUN
easat-11238	69	23	as	as	ADP
easat-11238	69	24	a	a	DET
easat-11238	69	25	strategy	strategy	NOUN
easat-11238	69	26	[	[	X
easat-11238	69	27	18	18	NUM
easat-11238	69	28	]	]	X
easat-11238	69	29	;	;	PUNCT
easat-11238	69	30	however	however	ADV
easat-11238	69	31	,	,	PUNCT
easat-11238	69	32	dabbous	dabbous	VERB
easat-11238	69	33	et	et	PROPN
easat-11238	69	34	al	al	PROPN
easat-11238	69	35	.	.	PUNCT
easat-11238	70	1	[	[	X
easat-11238	70	2	21	21	NUM
easat-11238	70	3	]	]	PUNCT
easat-11238	70	4	reinforced	reinforce	VERB
easat-11238	70	5	that	that	SCONJ
easat-11238	70	6	financial	financial	ADJ
easat-11238	70	7	literacy	literacy	NOUN
easat-11238	70	8	and	and	CCONJ
easat-11238	70	9	awareness	awareness	NOUN
easat-11238	70	10	diminish	diminish	VERB
easat-11238	70	11	the	the	DET
easat-11238	70	12	perceived	perceive	VERB
easat-11238	70	13	risk	risk	NOUN
easat-11238	70	14	level	level	NOUN
easat-11238	70	15	because	because	SCONJ
easat-11238	70	16	cryptocurrency	cryptocurrency	NOUN
easat-11238	70	17	users	user	NOUN
easat-11238	70	18	have	have	VERB
easat-11238	70	19	a	a	DET
easat-11238	70	20	greater	great	ADJ
easat-11238	70	21	chance	chance	NOUN
easat-11238	70	22	to	to	PART
easat-11238	70	23	use	use	VERB
easat-11238	70	24	and	and	CCONJ
easat-11238	70	25	adopt	adopt	VERB
easat-11238	70	26	cryptocurrencies	cryptocurrencie	NOUN
easat-11238	70	27	if	if	SCONJ
easat-11238	70	28	they	they	PRON
easat-11238	70	29	have	have	VERB
easat-11238	70	30	a	a	DET
easat-11238	70	31	greater	great	ADJ
easat-11238	70	32	understanding	understanding	NOUN
easat-11238	70	33	of	of	ADP
easat-11238	70	34	the	the	DET
easat-11238	70	35	new	new	ADJ
easat-11238	70	36	technology	technology	NOUN
easat-11238	70	37	.	.	PUNCT
easat-11238	71	1	hence	hence	ADV
easat-11238	71	2	,	,	PUNCT
easat-11238	71	3	the	the	DET
easat-11238	71	4	following	follow	VERB
easat-11238	71	5	hypothesis	hypothesis	NOUN
easat-11238	71	6	is	be	AUX
easat-11238	71	7	suggested	suggest	VERB
easat-11238	71	8	.	.	PUNCT
easat-11238	72	1	hypothesis	hypothesis	NOUN
easat-11238	72	2	3	3	NUM
easat-11238	72	3	:	:	PUNCT
easat-11238	72	4	financial	financial	ADJ
easat-11238	72	5	literacy	literacy	NOUN
easat-11238	72	6	and	and	CCONJ
easat-11238	72	7	awareness	awareness	NOUN
easat-11238	72	8	have	have	VERB
easat-11238	72	9	a	a	DET
easat-11238	72	10	negative	negative	ADJ
easat-11238	72	11	impact	impact	NOUN
easat-11238	72	12	on	on	ADP
easat-11238	72	13	perceived	perceive	VERB
easat-11238	72	14	risk	risk	NOUN
easat-11238	72	15	.	.	PUNCT
easat-11238	73	1	2.5	2.5	NUM
easat-11238	73	2	.	.	PUNCT
easat-11238	74	1	perceived	perceive	VERB
easat-11238	74	2	risk	risk	NOUN
easat-11238	74	3	according	accord	VERB
easat-11238	74	4	to	to	ADP
easat-11238	74	5	abramova	abramova	NOUN
easat-11238	74	6	and	and	CCONJ
easat-11238	74	7	böhme	böhme	VERB
easat-11238	74	8	[	[	X
easat-11238	74	9	24	24	NUM
easat-11238	74	10	]	]	PUNCT
easat-11238	74	11	,	,	PUNCT
easat-11238	74	12	the	the	DET
easat-11238	74	13	term	term	NOUN
easat-11238	74	14	"	"	PUNCT
easat-11238	74	15	perceived	perceive	VERB
easat-11238	74	16	risk	risk	NOUN
easat-11238	74	17	"	"	PUNCT
easat-11238	74	18	describes	describe	VERB
easat-11238	74	19	how	how	SCONJ
easat-11238	74	20	users	user	NOUN
easat-11238	74	21	view	view	VERB
easat-11238	74	22	the	the	DET
easat-11238	74	23	unpredictability	unpredictability	NOUN
easat-11238	74	24	and	and	CCONJ
easat-11238	74	25	potential	potential	ADJ
easat-11238	74	26	drawbacks	drawback	NOUN
easat-11238	74	27	of	of	ADP
easat-11238	74	28	using	use	VERB
easat-11238	74	29	cryptocurrencies	cryptocurrencie	NOUN
easat-11238	74	30	for	for	ADP
easat-11238	74	31	online	online	ADJ
easat-11238	74	32	payments	payment	NOUN
easat-11238	74	33	and	and	CCONJ
easat-11238	74	34	money	money	NOUN
easat-11238	74	35	transfers	transfer	NOUN
easat-11238	74	36	.	.	PUNCT
easat-11238	75	1	the	the	DET
easat-11238	75	2	four	four	NUM
easat-11238	75	3	first	first	ADJ
easat-11238	75	4	-	-	PUNCT
easat-11238	75	5	order	order	NOUN
easat-11238	75	6	constructs	construct	NOUN
easat-11238	75	7	that	that	PRON
easat-11238	75	8	make	make	VERB
easat-11238	75	9	up	up	ADP
easat-11238	75	10	this	this	DET
easat-11238	75	11	structure	structure	NOUN
easat-11238	75	12	are	be	AUX
easat-11238	75	13	also	also	ADV
easat-11238	75	14	obtained	obtain	VERB
easat-11238	75	15	from	from	ADP
easat-11238	75	16	the	the	DET
easat-11238	75	17	factor	factor	NOUN
easat-11238	75	18	analysis	analysis	NOUN
easat-11238	75	19	:	:	PUNCT
easat-11238	75	20	financial	financial	ADJ
easat-11238	75	21	losses	loss	NOUN
easat-11238	75	22	(	(	PUNCT
easat-11238	75	23	fl	fl	NOUN
easat-11238	75	24	)	)	PUNCT
easat-11238	75	25	are	be	AUX
easat-11238	75	26	associated	associate	VERB
easat-11238	75	27	with	with	ADP
easat-11238	75	28	possible	possible	ADJ
easat-11238	75	29	financial	financial	ADJ
easat-11238	75	30	losses	loss	NOUN
easat-11238	75	31	;	;	PUNCT
easat-11238	75	32	legal	legal	ADJ
easat-11238	75	33	risk	risk	NOUN
easat-11238	75	34	(	(	PUNCT
easat-11238	75	35	lr	lr	NOUN
easat-11238	75	36	)	)	PUNCT
easat-11238	75	37	is	be	AUX
easat-11238	75	38	associated	associate	VERB
easat-11238	75	39	with	with	ADP
easat-11238	75	40	bitcoin	bitcoin	PROPN
easat-11238	75	41	's	's	PART
easat-11238	75	42	ambiguous	ambiguous	ADJ
easat-11238	75	43	legal	legal	ADJ
easat-11238	75	44	status	status	NOUN
easat-11238	75	45	and	and	CCONJ
easat-11238	75	46	lack	lack	NOUN
easat-11238	75	47	of	of	ADP
easat-11238	75	48	widespread	widespread	ADJ
easat-11238	75	49	regulation	regulation	NOUN
easat-11238	75	50	;	;	PUNCT
easat-11238	76	1	operational	operational	ADJ
easat-11238	76	2	risk	risk	NOUN
easat-11238	76	3	(	(	PUNCT
easat-11238	76	4	or	or	CCONJ
easat-11238	76	5	)	)	PUNCT
easat-11238	76	6	is	be	AUX
easat-11238	76	7	associated	associate	VERB
easat-11238	76	8	with	with	ADP
easat-11238	76	9	possible	possible	ADJ
easat-11238	76	10	system	system	NOUN
easat-11238	76	11	vulnerabilities	vulnerability	NOUN
easat-11238	76	12	and	and	CCONJ
easat-11238	76	13	the	the	DET
easat-11238	76	14	irreversibility	irreversibility	NOUN
easat-11238	76	15	of	of	ADP
easat-11238	76	16	bitcoin	bitcoin	NOUN
easat-11238	76	17	transactions	transaction	NOUN
easat-11238	76	18	;	;	PUNCT
easat-11238	76	19	and	and	CCONJ
easat-11238	76	20	adoption	adoption	NOUN
easat-11238	76	21	risk	risk	NOUN
easat-11238	76	22	(	(	PUNCT
easat-11238	76	23	ar	ar	NOUN
easat-11238	76	24	)	)	PUNCT
easat-11238	76	25	is	be	AUX
easat-11238	76	26	associated	associate	VERB
easat-11238	76	27	with	with	ADP
easat-11238	76	28	the	the	DET
easat-11238	76	29	uncertainty	uncertainty	NOUN
easat-11238	76	30	surrounding	surround	VERB
easat-11238	76	31	bitcoin	bitcoin	NOUN
easat-11238	76	32	's	's	PART
easat-11238	76	33	acceptance	acceptance	NOUN
easat-11238	76	34	by	by	ADP
easat-11238	76	35	merchants	merchant	NOUN
easat-11238	76	36	in	in	ADP
easat-11238	76	37	the	the	DET
easat-11238	76	38	future	future	NOUN
easat-11238	76	39	.	.	PUNCT
easat-11238	77	1	according	accord	VERB
easat-11238	77	2	to	to	ADP
easat-11238	77	3	faqih	faqih	NOUN
easat-11238	77	4	[	[	X
easat-11238	77	5	25	25	NUM
easat-11238	77	6	]	]	PUNCT
easat-11238	77	7	,	,	PUNCT
easat-11238	77	8	financial	financial	ADJ
easat-11238	77	9	risk	risk	NOUN
easat-11238	77	10	is	be	AUX
easat-11238	77	11	the	the	DET
easat-11238	77	12	level	level	NOUN
easat-11238	77	13	of	of	ADP
easat-11238	77	14	financial	financial	ADJ
easat-11238	77	15	uncertainty	uncertainty	NOUN
easat-11238	77	16	that	that	PRON
easat-11238	77	17	results	result	VERB
easat-11238	77	18	from	from	ADP
easat-11238	77	19	implementing	implement	VERB
easat-11238	77	20	a	a	DET
easat-11238	77	21	new	new	ADJ
easat-11238	77	22	system	system	NOUN
easat-11238	77	23	or	or	CCONJ
easat-11238	77	24	product	product	NOUN
easat-11238	77	25	.	.	PUNCT
easat-11238	78	1	numerous	numerous	ADJ
easat-11238	78	2	factors	factor	NOUN
easat-11238	78	3	,	,	PUNCT
easat-11238	78	4	including	include	VERB
easat-11238	78	5	the	the	DET
easat-11238	78	6	lack	lack	NOUN
easat-11238	78	7	of	of	ADP
easat-11238	78	8	laws	law	NOUN
easat-11238	78	9	,	,	PUNCT
easat-11238	78	10	the	the	DET
easat-11238	78	11	high	high	ADJ
easat-11238	78	12	degree	degree	NOUN
easat-11238	78	13	of	of	ADP
easat-11238	78	14	volatility	volatility	NOUN
easat-11238	78	15	,	,	PUNCT
easat-11238	78	16	susceptibility	susceptibility	NOUN
easat-11238	78	17	to	to	PART
easat-11238	78	18	cyberattacks	cyberattack	NOUN
easat-11238	78	19	,	,	PUNCT
easat-11238	78	20	and	and	CCONJ
easat-11238	78	21	the	the	DET
easat-11238	78	22	absence	absence	NOUN
easat-11238	78	23	of	of	ADP
easat-11238	78	24	legal	legal	ADJ
easat-11238	78	25	guarantees	guarantee	NOUN
easat-11238	78	26	,	,	PUNCT
easat-11238	78	27	have	have	AUX
easat-11238	78	28	made	make	VERB
easat-11238	78	29	it	it	PRON
easat-11238	78	30	difficult	difficult	ADJ
easat-11238	78	31	for	for	SCONJ
easat-11238	78	32	industries	industry	NOUN
easat-11238	78	33	to	to	PART
easat-11238	78	34	accept	accept	VERB
easat-11238	78	35	cryptocurrencies	cryptocurrencie	NOUN
easat-11238	78	36	as	as	ADP
easat-11238	78	37	a	a	DET
easat-11238	78	38	form	form	NOUN
easat-11238	78	39	of	of	ADP
easat-11238	78	40	payment	payment	NOUN
easat-11238	78	41	[	[	X
easat-11238	78	42	23	23	NUM
easat-11238	78	43	]	]	PUNCT
easat-11238	78	44	.	.	PUNCT
easat-11238	79	1	additionally	additionally	ADV
easat-11238	79	2	,	,	PUNCT
easat-11238	79	3	hackers	hacker	NOUN
easat-11238	79	4	have	have	AUX
easat-11238	79	5	attacked	attack	VERB
easat-11238	79	6	numerous	numerous	ADJ
easat-11238	79	7	individuals	individual	NOUN
easat-11238	79	8	and	and	CCONJ
easat-11238	79	9	platforms	platform	NOUN
easat-11238	79	10	on	on	ADP
easat-11238	79	11	a	a	DET
easat-11238	79	12	regular	regular	ADJ
easat-11238	79	13	basis	basis	NOUN
easat-11238	79	14	;	;	PUNCT
easat-11238	79	15	this	this	PRON
easat-11238	79	16	makes	make	VERB
easat-11238	79	17	cryptocurrency	cryptocurrency	NOUN
easat-11238	79	18	risky	risky	ADJ
easat-11238	79	19	.	.	PUNCT
easat-11238	80	1	hence	hence	ADV
easat-11238	80	2	,	,	PUNCT
easat-11238	80	3	the	the	DET
easat-11238	80	4	following	follow	VERB
easat-11238	80	5	hypothesis	hypothesis	NOUN
easat-11238	80	6	is	be	AUX
easat-11238	80	7	suggested	suggest	VERB
easat-11238	80	8	.	.	PUNCT
easat-11238	81	1	hypothesis	hypothesis	NOUN
easat-11238	81	2	4	4	NUM
easat-11238	81	3	:	:	PUNCT
easat-11238	81	4	perceived	perceive	VERB
easat-11238	81	5	risk	risk	NOUN
easat-11238	81	6	has	have	VERB
easat-11238	81	7	a	a	DET
easat-11238	81	8	negative	negative	ADJ
easat-11238	81	9	influence	influence	NOUN
easat-11238	81	10	on	on	ADP
easat-11238	81	11	the	the	DET
easat-11238	81	12	intention	intention	NOUN
easat-11238	81	13	to	to	PART
easat-11238	81	14	use	use	VERB
easat-11238	81	15	cryptocurrency	cryptocurrency	NOUN
easat-11238	81	16	for	for	ADP
easat-11238	81	17	financial	financial	ADJ
easat-11238	81	18	transactions	transaction	NOUN
easat-11238	81	19	.	.	PUNCT
easat-11238	82	1	2.6	2.6	NUM
easat-11238	82	2	.	.	PUNCT
easat-11238	83	1	the	the	DET
easat-11238	83	2	mediating	mediate	VERB
easat-11238	83	3	effect	effect	NOUN
easat-11238	83	4	of	of	ADP
easat-11238	83	5	perceived	perceive	VERB
easat-11238	83	6	risk	risk	NOUN
easat-11238	83	7	according	accord	VERB
easat-11238	83	8	to	to	PART
easat-11238	83	9	dabbous	dabbous	VERB
easat-11238	83	10	et	et	PROPN
easat-11238	83	11	al	al	PROPN
easat-11238	83	12	.	.	PUNCT
easat-11238	84	1	[	[	X
easat-11238	84	2	21	21	NUM
easat-11238	84	3	]	]	PUNCT
easat-11238	84	4	,	,	PUNCT
easat-11238	84	5	acceptance	acceptance	NOUN
easat-11238	84	6	of	of	ADP
easat-11238	84	7	cryptocurrencies	cryptocurrencie	NOUN
easat-11238	84	8	is	be	AUX
easat-11238	84	9	influenced	influence	VERB
easat-11238	84	10	by	by	ADP
easat-11238	84	11	people	people	NOUN
easat-11238	84	12	's	's	PART
easat-11238	84	13	knowledge	knowledge	NOUN
easat-11238	84	14	of	of	ADP
easat-11238	84	15	financial	financial	ADJ
easat-11238	84	16	technology	technology	NOUN
easat-11238	84	17	.	.	PUNCT
easat-11238	85	1	they	they	PRON
easat-11238	85	2	also	also	ADV
easat-11238	85	3	showed	show	VERB
easat-11238	85	4	that	that	SCONJ
easat-11238	85	5	users	user	NOUN
easat-11238	85	6	'	'	PART
easat-11238	85	7	perceived	perceive	VERB
easat-11238	85	8	risk	risk	NOUN
easat-11238	85	9	is	be	AUX
easat-11238	85	10	reduced	reduce	VERB
easat-11238	85	11	when	when	SCONJ
easat-11238	85	12	they	they	PRON
easat-11238	85	13	are	be	AUX
easat-11238	85	14	aware	aware	ADJ
easat-11238	85	15	of	of	ADP
easat-11238	85	16	financial	financial	ADJ
easat-11238	85	17	technologies	technology	NOUN
easat-11238	85	18	.	.	PUNCT
easat-11238	86	1	in	in	ADP
easat-11238	86	2	a	a	DET
easat-11238	86	3	similar	similar	ADJ
easat-11238	86	4	disposition	disposition	NOUN
easat-11238	86	5	,	,	PUNCT
easat-11238	86	6	mutahar	mutahar	PROPN
easat-11238	86	7	et	et	PROPN
easat-11238	86	8	al	al	PROPN
easat-11238	86	9	.	.	PUNCT
easat-11238	87	1	[	[	X
easat-11238	87	2	26	26	NUM
easat-11238	87	3	]	]	PUNCT
easat-11238	87	4	claimed	claim	VERB
easat-11238	87	5	that	that	SCONJ
easat-11238	87	6	a	a	DET
easat-11238	87	7	thorough	thorough	ADJ
easat-11238	87	8	grasp	grasp	NOUN
easat-11238	87	9	of	of	ADP
easat-11238	87	10	a	a	DET
easat-11238	87	11	novel	novel	ADJ
easat-11238	87	12	technology	technology	NOUN
easat-11238	87	13	or	or	CCONJ
easat-11238	87	14	system	system	NOUN
easat-11238	87	15	could	could	AUX
easat-11238	87	16	reduce	reduce	VERB
easat-11238	87	17	perceived	perceive	VERB
easat-11238	87	18	risk	risk	NOUN
easat-11238	87	19	and	and	CCONJ
easat-11238	87	20	boost	boost	VERB
easat-11238	87	21	adoption	adoption	NOUN
easat-11238	87	22	.	.	PUNCT
easat-11238	88	1	as	as	ADP
easat-11238	88	2	a	a	DET
easat-11238	88	3	result	result	NOUN
easat-11238	88	4	,	,	PUNCT
easat-11238	88	5	the	the	DET
easat-11238	88	6	following	following	ADJ
easat-11238	88	7	theory	theory	NOUN
easat-11238	88	8	has	have	AUX
easat-11238	88	9	been	be	AUX
easat-11238	88	10	suggested	suggest	VERB
easat-11238	88	11	.	.	PUNCT
easat-11238	89	1	hypothesis	hypothesis	NOUN
easat-11238	89	2	5	5	NUM
easat-11238	89	3	:	:	PUNCT
easat-11238	89	4	perceived	perceive	VERB
easat-11238	89	5	risk	risk	NOUN
easat-11238	89	6	mediates	mediate	VERB
easat-11238	89	7	the	the	DET
easat-11238	89	8	relationship	relationship	NOUN
easat-11238	89	9	between	between	ADP
easat-11238	89	10	financial	financial	ADJ
easat-11238	89	11	literacy	literacy	NOUN
easat-11238	89	12	and	and	CCONJ
easat-11238	89	13	the	the	DET
easat-11238	89	14	intention	intention	NOUN
easat-11238	89	15	to	to	PART
easat-11238	89	16	use	use	VERB
easat-11238	89	17	cryptocurrency	cryptocurrency	NOUN
easat-11238	89	18	.	.	PUNCT
easat-11238	90	1	3	3	X
easat-11238	90	2	.	.	X
easat-11238	90	3	research	research	NOUN
easat-11238	90	4	methodology	methodology	NOUN
easat-11238	90	5	3.1	3.1	NUM
easat-11238	90	6	.	.	PUNCT
easat-11238	91	1	research	research	NOUN
easat-11238	91	2	design	design	NOUN
easat-11238	91	3	this	this	DET
easat-11238	91	4	research	research	NOUN
easat-11238	91	5	paper	paper	NOUN
easat-11238	91	6	adopted	adopt	VERB
easat-11238	91	7	a	a	DET
easat-11238	91	8	quantitative	quantitative	ADJ
easat-11238	91	9	research	research	NOUN
easat-11238	91	10	methodology	methodology	NOUN
easat-11238	91	11	grounded	ground	VERB
easat-11238	91	12	in	in	ADP
easat-11238	91	13	the	the	DET
easat-11238	91	14	utaut	utaut	PROPN
easat-11238	91	15	theory	theory	NOUN
easat-11238	91	16	developed	develop	VERB
easat-11238	91	17	by	by	ADP
easat-11238	91	18	venkatesh	venkatesh	PROPN
easat-11238	91	19	et	et	PROPN
easat-11238	91	20	al	al	PROPN
easat-11238	91	21	.	.	PUNCT
easat-11238	92	1	[	[	X
easat-11238	92	2	13	13	NUM
easat-11238	92	3	]	]	PUNCT
easat-11238	92	4	to	to	PART
easat-11238	92	5	examine	examine	VERB
easat-11238	92	6	the	the	DET
easat-11238	92	7	antecedents	antecedent	NOUN
easat-11238	92	8	of	of	ADP
easat-11238	92	9	business	business	NOUN
easat-11238	92	10	owners	owner	NOUN
easat-11238	92	11	’	'	PUNCT
easat-11238	92	12	intention	intention	NOUN
easat-11238	92	13	to	to	PART
easat-11238	92	14	use	use	VERB
easat-11238	92	15	cryptocurrency	cryptocurrency	NOUN
easat-11238	92	16	for	for	ADP
easat-11238	92	17	financial	financial	ADJ
easat-11238	92	18	purposes	purpose	NOUN
easat-11238	92	19	.	.	PUNCT
easat-11238	93	1	a	a	DET
easat-11238	93	2	five	five	NUM
easat-11238	93	3	-	-	PUNCT
easat-11238	93	4	point	point	NOUN
easat-11238	93	5	likert	likert	ADJ
easat-11238	93	6	scale	scale	NOUN
easat-11238	93	7	ranging	range	VERB
easat-11238	93	8	from	from	ADP
easat-11238	93	9	1	1	NUM
easat-11238	93	10	(	(	PUNCT
easat-11238	93	11	strongly	strongly	ADV
easat-11238	93	12	disagree	disagree	VERB
easat-11238	93	13	)	)	PUNCT
easat-11238	93	14	to	to	ADP
easat-11238	93	15	5	5	NUM
easat-11238	93	16	(	(	PUNCT
easat-11238	93	17	strongly	strongly	ADV
easat-11238	93	18	agree	agree	VERB
easat-11238	93	19	)	)	PUNCT
easat-11238	93	20	was	be	AUX
easat-11238	93	21	used	use	VERB
easat-11238	93	22	to	to	PART
easat-11238	93	23	measure	measure	VERB
easat-11238	93	24	the	the	DET
easat-11238	93	25	study	study	NOUN
easat-11238	93	26	variables	variable	NOUN
easat-11238	93	27	and	and	CCONJ
easat-11238	93	28	items	item	NOUN
easat-11238	93	29	.	.	PUNCT
easat-11238	94	1	structural	structural	ADJ
easat-11238	94	2	equation	equation	NOUN
easat-11238	94	3	modeling	model	VERB
easat-11238	94	4	1436	1436	NUM
easat-11238	94	5	edelweiss	edelweiss	PROPN
easat-11238	94	6	applied	apply	VERB
easat-11238	94	7	science	science	NOUN
easat-11238	94	8	and	and	CCONJ
easat-11238	94	9	technology	technology	NOUN
easat-11238	94	10	issn	issn	PROPN
easat-11238	94	11	:	:	PUNCT
easat-11238	94	12	2576	2576	NUM
easat-11238	94	13	-	-	SYM
easat-11238	94	14	8484	8484	NUM
easat-11238	94	15	vol	vol	NOUN
easat-11238	94	16	.	.	PROPN
easat-11238	95	1	9	9	NUM
easat-11238	95	2	,	,	PUNCT
easat-11238	95	3	no	no	INTJ
easat-11238	95	4	.	.	NOUN
easat-11238	95	5	11	11	NUM
easat-11238	95	6	:	:	SYM
easat-11238	95	7	1433	1433	NUM
easat-11238	95	8	-	-	SYM
easat-11238	95	9	1442	1442	NUM
easat-11238	95	10	,	,	PUNCT
easat-11238	95	11	2025	2025	NUM
easat-11238	95	12	doi	doi	NOUN
easat-11238	95	13	:	:	PUNCT
easat-11238	95	14	10.55214/2576	10.55214/2576	NUM
easat-11238	95	15	-	-	SYM
easat-11238	95	16	8484.v9i11.11238	8484.v9i11.11238	NUM
easat-11238	96	1	©	©	ADP
easat-11238	96	2	2025	2025	NUM
easat-11238	96	3	by	by	ADP
easat-11238	96	4	the	the	DET
easat-11238	96	5	authors	author	NOUN
easat-11238	96	6	;	;	PUNCT
easat-11238	96	7	licensee	licensee	PROPN
easat-11238	96	8	learning	learning	NOUN
easat-11238	96	9	gate	gate	NOUN
easat-11238	96	10	(	(	PUNCT
easat-11238	96	11	sem	sem	NOUN
easat-11238	96	12	)	)	PUNCT
easat-11238	96	13	was	be	AUX
easat-11238	96	14	adopted	adopt	VERB
easat-11238	96	15	to	to	PART
easat-11238	96	16	assess	assess	VERB
easat-11238	96	17	the	the	DET
easat-11238	96	18	relationship	relationship	NOUN
easat-11238	96	19	between	between	ADP
easat-11238	96	20	the	the	DET
easat-11238	96	21	independent	independent	ADJ
easat-11238	96	22	variables	variable	NOUN
easat-11238	96	23	and	and	CCONJ
easat-11238	96	24	the	the	DET
easat-11238	96	25	dependent	dependent	ADJ
easat-11238	96	26	variable	variable	NOUN
easat-11238	97	1	[	[	X
easat-11238	97	2	27	27	NUM
easat-11238	97	3	]	]	PUNCT
easat-11238	97	4	.	.	PUNCT
easat-11238	98	1	the	the	DET
easat-11238	98	2	survey	survey	NOUN
easat-11238	98	3	was	be	AUX
easat-11238	98	4	distributed	distribute	VERB
easat-11238	98	5	online	online	ADV
easat-11238	98	6	to	to	ADP
easat-11238	98	7	400	400	NUM
easat-11238	98	8	respondents	respondent	NOUN
easat-11238	98	9	using	use	VERB
easat-11238	98	10	google	google	PROPN
easat-11238	98	11	forms	form	NOUN
easat-11238	98	12	and	and	CCONJ
easat-11238	98	13	was	be	AUX
easat-11238	98	14	sent	send	VERB
easat-11238	98	15	to	to	ADP
easat-11238	98	16	entrepreneurs	entrepreneur	NOUN
easat-11238	98	17	,	,	PUNCT
easat-11238	98	18	sme	sme	NOUN
easat-11238	98	19	leaders	leader	NOUN
easat-11238	98	20	,	,	PUNCT
easat-11238	98	21	ceos	ceo	NOUN
easat-11238	98	22	,	,	PUNCT
easat-11238	98	23	cfos	cfos	NOUN
easat-11238	98	24	,	,	PUNCT
easat-11238	98	25	and	and	CCONJ
easat-11238	98	26	business	business	NOUN
easat-11238	98	27	owners	owner	NOUN
easat-11238	98	28	in	in	ADP
easat-11238	98	29	lebanon	lebanon	PROPN
easat-11238	98	30	.	.	PUNCT
easat-11238	99	1	smart	smart	ADJ
easat-11238	99	2	pls	pls	NOUN
easat-11238	99	3	4	4	NUM
easat-11238	99	4	was	be	AUX
easat-11238	99	5	used	use	VERB
easat-11238	99	6	to	to	PART
easat-11238	99	7	conduct	conduct	VERB
easat-11238	99	8	the	the	DET
easat-11238	99	9	evaluation	evaluation	NOUN
easat-11238	99	10	of	of	ADP
easat-11238	99	11	the	the	DET
easat-11238	99	12	measurement	measurement	NOUN
easat-11238	99	13	model	model	NOUN
easat-11238	99	14	and	and	CCONJ
easat-11238	99	15	to	to	PART
easat-11238	99	16	test	test	VERB
easat-11238	99	17	and	and	CCONJ
easat-11238	99	18	validate	validate	VERB
easat-11238	99	19	hypotheses	hypothesis	NOUN
easat-11238	99	20	.	.	PUNCT
easat-11238	100	1	the	the	DET
easat-11238	100	2	bootstrapping	bootstrappe	VERB
easat-11238	100	3	technique	technique	NOUN
easat-11238	100	4	with	with	ADP
easat-11238	100	5	5,000	5,000	NUM
easat-11238	100	6	iterations	iteration	NOUN
easat-11238	100	7	and	and	CCONJ
easat-11238	100	8	a	a	DET
easat-11238	100	9	95	95	NUM
easat-11238	100	10	%	%	NOUN
easat-11238	100	11	bias	bias	NOUN
easat-11238	100	12	-	-	PUNCT
easat-11238	100	13	corrected	correct	VERB
easat-11238	100	14	confidence	confidence	NOUN
easat-11238	100	15	interval	interval	NOUN
easat-11238	100	16	was	be	AUX
easat-11238	100	17	used	use	VERB
easat-11238	100	18	to	to	PART
easat-11238	100	19	test	test	VERB
easat-11238	100	20	indirect	indirect	ADJ
easat-11238	100	21	effects	effect	NOUN
easat-11238	100	22	[	[	X
easat-11238	100	23	28	28	NUM
easat-11238	100	24	]	]	PUNCT
easat-11238	100	25	.	.	PUNCT
easat-11238	101	1	3.2	3.2	NUM
easat-11238	101	2	.	.	PUNCT
easat-11238	102	1	research	research	NOUN
easat-11238	102	2	constructs	construct	NOUN
easat-11238	102	3	and	and	CCONJ
easat-11238	102	4	items	item	NOUN
easat-11238	102	5	the	the	DET
easat-11238	102	6	three	three	NUM
easat-11238	102	7	construct	construct	ADJ
easat-11238	102	8	variables	variable	NOUN
easat-11238	102	9	of	of	ADP
easat-11238	102	10	social	social	ADJ
easat-11238	102	11	influence	influence	NOUN
easat-11238	102	12	,	,	PUNCT
easat-11238	102	13	usefulness	usefulness	NOUN
easat-11238	102	14	,	,	PUNCT
easat-11238	102	15	financial	financial	ADJ
easat-11238	102	16	literacy	literacy	NOUN
easat-11238	102	17	,	,	PUNCT
easat-11238	102	18	and	and	CCONJ
easat-11238	102	19	perceived	perceive	VERB
easat-11238	102	20	risk	risk	NOUN
easat-11238	102	21	serve	serve	VERB
easat-11238	102	22	as	as	ADP
easat-11238	102	23	the	the	DET
easat-11238	102	24	independent	independent	ADJ
easat-11238	102	25	variables	variable	NOUN
easat-11238	102	26	studied	study	VERB
easat-11238	102	27	to	to	PART
easat-11238	102	28	influence	influence	VERB
easat-11238	102	29	the	the	DET
easat-11238	102	30	intention	intention	NOUN
easat-11238	102	31	to	to	PART
easat-11238	102	32	use	use	VERB
easat-11238	102	33	cryptocurrency	cryptocurrency	NOUN
easat-11238	102	34	for	for	ADP
easat-11238	102	35	financial	financial	ADJ
easat-11238	102	36	transactions	transaction	NOUN
easat-11238	102	37	as	as	ADP
easat-11238	102	38	the	the	DET
easat-11238	102	39	dependent	dependent	ADJ
easat-11238	102	40	variable	variable	NOUN
easat-11238	102	41	.	.	PUNCT
easat-11238	103	1	additionally	additionally	ADV
easat-11238	103	2	,	,	PUNCT
easat-11238	103	3	the	the	DET
easat-11238	103	4	mediating	mediate	VERB
easat-11238	103	5	effect	effect	NOUN
easat-11238	103	6	of	of	ADP
easat-11238	103	7	perceived	perceive	VERB
easat-11238	103	8	risk	risk	NOUN
easat-11238	103	9	was	be	AUX
easat-11238	103	10	examined	examine	VERB
easat-11238	103	11	.	.	PUNCT
easat-11238	104	1	figure	figure	NOUN
easat-11238	104	2	1	1	NUM
easat-11238	104	3	.	.	PUNCT
easat-11238	105	1	conceptual	conceptual	ADJ
easat-11238	105	2	framework	framework	NOUN
easat-11238	105	3	created	create	VERB
easat-11238	105	4	by	by	ADP
easat-11238	105	5	the	the	DET
easat-11238	105	6	author	author	NOUN
easat-11238	105	7	.	.	PUNCT
easat-11238	106	1	1437	1437	NUM
easat-11238	106	2	edelweiss	edelweiss	PROPN
easat-11238	106	3	applied	apply	VERB
easat-11238	106	4	science	science	NOUN
easat-11238	106	5	and	and	CCONJ
easat-11238	106	6	technology	technology	NOUN
easat-11238	106	7	issn	issn	PROPN
easat-11238	106	8	:	:	PUNCT
easat-11238	106	9	2576	2576	NUM
easat-11238	106	10	-	-	SYM
easat-11238	106	11	8484	8484	NUM
easat-11238	106	12	vol	vol	NOUN
easat-11238	106	13	.	.	PROPN
easat-11238	107	1	9	9	NUM
easat-11238	107	2	,	,	PUNCT
easat-11238	107	3	no	no	INTJ
easat-11238	107	4	.	.	NOUN
easat-11238	107	5	11	11	NUM
easat-11238	107	6	:	:	SYM
easat-11238	107	7	1433	1433	NUM
easat-11238	107	8	-	-	SYM
easat-11238	107	9	1442	1442	NUM
easat-11238	107	10	,	,	PUNCT
easat-11238	107	11	2025	2025	NUM
easat-11238	107	12	doi	doi	NOUN
easat-11238	107	13	:	:	PUNCT
easat-11238	107	14	10.55214/2576	10.55214/2576	NUM
easat-11238	107	15	-	-	SYM
easat-11238	107	16	8484.v9i11.11238	8484.v9i11.11238	NUM
easat-11238	108	1	©	©	ADP
easat-11238	108	2	2025	2025	NUM
easat-11238	108	3	by	by	ADP
easat-11238	108	4	the	the	DET
easat-11238	108	5	authors	author	NOUN
easat-11238	108	6	;	;	PUNCT
easat-11238	108	7	licensee	licensee	PROPN
easat-11238	108	8	learning	learn	VERB
easat-11238	108	9	gate	gate	NOUN
easat-11238	108	10	table	table	NOUN
easat-11238	108	11	1	1	NUM
easat-11238	108	12	.	.	PUNCT
easat-11238	108	13	demographic	demographic	ADJ
easat-11238	108	14	profile	profile	NOUN
easat-11238	108	15	of	of	ADP
easat-11238	108	16	respondents	respondent	NOUN
easat-11238	108	17	(	(	PUNCT
easat-11238	108	18	n	n	NOUN
easat-11238	108	19	=	=	NUM
easat-11238	108	20	400	400	NUM
easat-11238	108	21	)	)	PUNCT
easat-11238	108	22	.	.	PUNCT
easat-11238	109	1	attribute	attribute	NOUN
easat-11238	109	2	value	value	NOUN
easat-11238	109	3	frequency	frequency	NOUN
easat-11238	109	4	percentage	percentage	NOUN
easat-11238	109	5	gender	gender	NOUN
easat-11238	109	6	female	female	NOUN
easat-11238	109	7	155	155	NUM
easat-11238	109	8	38	38	NUM
easat-11238	109	9	%	%	NOUN
easat-11238	109	10	male	male	NOUN
easat-11238	109	11	245	245	NUM
easat-11238	109	12	62	62	NUM
easat-11238	109	13	%	%	NOUN
easat-11238	109	14	age	age	NOUN
easat-11238	109	15	18–24	18–24	NUM
easat-11238	109	16	18	18	NUM
easat-11238	109	17	4.50	4.50	NUM
easat-11238	109	18	%	%	NOUN
easat-11238	109	19	25–34	25–34	NUM
easat-11238	109	20	57	57	NUM
easat-11238	109	21	14.20	14.20	NUM
easat-11238	109	22	%	%	NOUN
easat-11238	109	23	35–44	35–44	NUM
easat-11238	109	24	179	179	NUM
easat-11238	109	25	44.80	44.80	NUM
easat-11238	109	26	%	%	NOUN
easat-11238	109	27	45–54	45–54	NUM
easat-11238	109	28	110	110	NUM
easat-11238	109	29	27.50	27.50	NUM
easat-11238	109	30	%	%	NOUN
easat-11238	109	31	55–64	55–64	NUM
easat-11238	109	32	29	29	NUM
easat-11238	109	33	7.20	7.20	NUM
easat-11238	109	34	%	%	NOUN
easat-11238	109	35	65	65	NUM
easat-11238	109	36	+	+	CCONJ
easat-11238	109	37	7	7	NUM
easat-11238	109	38	1.80	1.80	NUM
easat-11238	109	39	%	%	NOUN
easat-11238	109	40	marital	marital	ADJ
easat-11238	109	41	status	status	NOUN
easat-11238	109	42	divorced	divorce	VERB
easat-11238	109	43	45	45	NUM
easat-11238	109	44	11.30	11.30	NUM
easat-11238	109	45	%	%	NOUN
easat-11238	109	46	married	marry	VERB
easat-11238	109	47	233	233	NUM
easat-11238	109	48	58.30	58.30	NUM
easat-11238	109	49	%	%	NOUN
easat-11238	109	50	single	single	ADJ
easat-11238	109	51	117	117	NUM
easat-11238	109	52	29.30	29.30	NUM
easat-11238	109	53	%	%	NOUN
easat-11238	109	54	widowed	widow	VERB
easat-11238	109	55	5	5	NUM
easat-11238	109	56	1.20	1.20	NUM
easat-11238	109	57	%	%	NOUN
easat-11238	109	58	employment	employment	NOUN
easat-11238	109	59	type	type	NOUN
easat-11238	109	60	business	business	NOUN
easat-11238	109	61	leaders	leader	NOUN
easat-11238	109	62	–	–	PUNCT
easat-11238	109	63	decision	decision	NOUN
easat-11238	109	64	makers	maker	NOUN
easat-11238	109	65	86	86	NUM
easat-11238	109	66	21.50	21.50	NUM
easat-11238	109	67	%	%	NOUN
easat-11238	109	68	cfo	cfo	NOUN
easat-11238	109	69	–	–	PUNCT
easat-11238	109	70	auditors	auditor	NOUN
easat-11238	109	71	46	46	NUM
easat-11238	109	72	11.50	11.50	NUM
easat-11238	109	73	%	%	NOUN
easat-11238	109	74	entrepreneurs	entrepreneur	NOUN
easat-11238	109	75	&	&	CCONJ
easat-11238	109	76	business	business	NOUN
easat-11238	109	77	owners	owner	NOUN
easat-11238	109	78	80	80	NUM
easat-11238	109	79	20.00	20.00	NUM
easat-11238	109	80	%	%	NOUN
easat-11238	109	81	small	small	ADJ
easat-11238	109	82	–	–	PUNCT
easat-11238	109	83	medium	medium	ADJ
easat-11238	109	84	enterprises	enterprise	NOUN
easat-11238	109	85	ceo	ceo	VERB
easat-11238	109	86	64	64	NUM
easat-11238	109	87	16.00	16.00	NUM
easat-11238	109	88	%	%	NOUN
easat-11238	109	89	annual	annual	ADJ
easat-11238	109	90	income	income	NOUN
easat-11238	109	91	$	$	SYM
easat-11238	109	92	0–$29,999	0–$29,999	NUM
easat-11238	109	93	34	34	NUM
easat-11238	109	94	8.50	8.50	NUM
easat-11238	109	95	%	%	NOUN
easat-11238	109	96	$	$	SYM
easat-11238	109	97	120,000	120,000	NUM
easat-11238	109	98	+	+	NUM
easat-11238	109	99	42	42	NUM
easat-11238	109	100	10.50	10.50	NUM
easat-11238	109	101	%	%	NOUN
easat-11238	109	102	$	$	SYM
easat-11238	109	103	30,000–$59,999	30,000–$59,999	NUM
easat-11238	109	104	116	116	NUM
easat-11238	109	105	29.00	29.00	NUM
easat-11238	109	106	%	%	NOUN
easat-11238	109	107	$	$	SYM
easat-11238	109	108	60,000–$89,999	60,000–$89,999	NUM
easat-11238	109	109	78	78	NUM
easat-11238	109	110	19.50	19.50	NUM
easat-11238	109	111	%	%	NOUN
easat-11238	109	112	$	$	SYM
easat-11238	109	113	90,000–$119,999	90,000–$119,999	NUM
easat-11238	109	114	90	90	NUM
easat-11238	109	115	17.70	17.70	NUM
easat-11238	109	116	%	%	NOUN
easat-11238	109	117	education	education	NOUN
easat-11238	109	118	bachelor	bachelor	NOUN
easat-11238	109	119	degree	degree	NOUN
easat-11238	109	120	151	151	NUM
easat-11238	109	121	37.75	37.75	NUM
easat-11238	109	122	%	%	NOUN
easat-11238	109	123	high	high	ADJ
easat-11238	109	124	school	school	NOUN
easat-11238	109	125	10	10	NUM
easat-11238	109	126	2.50	2.50	NUM
easat-11238	109	127	%	%	NOUN
easat-11238	109	128	less	less	ADJ
easat-11238	109	129	than	than	ADP
easat-11238	109	130	high	high	ADJ
easat-11238	109	131	school	school	NOUN
easat-11238	109	132	1	1	NUM
easat-11238	109	133	0.25	0.25	NUM
easat-11238	109	134	%	%	NOUN
easat-11238	109	135	master	master	NOUN
easat-11238	109	136	degree	degree	NOUN
easat-11238	109	137	156	156	NUM
easat-11238	109	138	39.00	39.00	NUM
easat-11238	109	139	%	%	NOUN
easat-11238	109	140	phd	phd	NOUN
easat-11238	109	141	or	or	CCONJ
easat-11238	109	142	doctoral	doctoral	ADJ
easat-11238	109	143	studies	study	NOUN
easat-11238	109	144	71	71	NUM
easat-11238	109	145	17.75	17.75	NUM
easat-11238	109	146	%	%	NOUN
easat-11238	109	147	technical	technical	ADJ
easat-11238	109	148	diploma	diploma	NOUN
easat-11238	109	149	11	11	NUM
easat-11238	109	150	2.75	2.75	NUM
easat-11238	109	151	%	%	NOUN
easat-11238	109	152	4	4	NUM
easat-11238	109	153	.	.	PUNCT
easat-11238	110	1	results	result	NOUN
easat-11238	110	2	cronbach	cronbach	VERB
easat-11238	110	3	's	's	PART
easat-11238	110	4	alpha	alpha	NOUN
easat-11238	110	5	and	and	CCONJ
easat-11238	110	6	composite	composite	ADJ
easat-11238	110	7	reliability	reliability	NOUN
easat-11238	110	8	were	be	AUX
easat-11238	110	9	used	use	VERB
easat-11238	110	10	to	to	PART
easat-11238	110	11	validate	validate	VERB
easat-11238	110	12	the	the	DET
easat-11238	110	13	construct	construct	NOUN
easat-11238	110	14	reliability	reliability	NOUN
easat-11238	110	15	.	.	PUNCT
easat-11238	111	1	all	all	DET
easat-11238	111	2	average	average	ADJ
easat-11238	111	3	extracted	extract	VERB
easat-11238	111	4	variance	variance	NOUN
easat-11238	111	5	values	value	NOUN
easat-11238	111	6	shown	show	VERB
easat-11238	111	7	in	in	ADP
easat-11238	111	8	table	table	NOUN
easat-11238	111	9	2	2	NUM
easat-11238	111	10	are	be	AUX
easat-11238	111	11	higher	high	ADJ
easat-11238	111	12	than	than	ADP
easat-11238	111	13	the	the	DET
easat-11238	111	14	required	require	VERB
easat-11238	111	15	minimum	minimum	NOUN
easat-11238	111	16	threshold	threshold	NOUN
easat-11238	111	17	of	of	ADP
easat-11238	111	18	0.5	0.5	NUM
easat-11238	111	19	[	[	X
easat-11238	111	20	29	29	NUM
easat-11238	111	21	]	]	PUNCT
easat-11238	111	22	.	.	PUNCT
easat-11238	112	1	additionally	additionally	ADV
easat-11238	112	2	,	,	PUNCT
easat-11238	112	3	every	every	DET
easat-11238	112	4	cr	cr	NOUN
easat-11238	112	5	and	and	CCONJ
easat-11238	112	6	ca	can	AUX
easat-11238	112	7	number	number	NOUN
easat-11238	112	8	is	be	AUX
easat-11238	112	9	greater	great	ADJ
easat-11238	112	10	than	than	ADP
easat-11238	112	11	0.7	0.7	NUM
easat-11238	112	12	,	,	PUNCT
easat-11238	112	13	which	which	PRON
easat-11238	112	14	is	be	AUX
easat-11238	112	15	the	the	DET
easat-11238	112	16	lowest	low	ADJ
easat-11238	112	17	permissible	permissible	ADJ
easat-11238	112	18	level	level	NOUN
easat-11238	112	19	[	[	X
easat-11238	112	20	30	30	NUM
easat-11238	112	21	]	]	PUNCT
easat-11238	112	22	.	.	PUNCT
easat-11238	113	1	consequently	consequently	ADV
easat-11238	113	2	,	,	PUNCT
easat-11238	113	3	the	the	DET
easat-11238	113	4	results	result	NOUN
easat-11238	113	5	prove	prove	VERB
easat-11238	113	6	that	that	SCONJ
easat-11238	113	7	the	the	DET
easat-11238	113	8	model	model	NOUN
easat-11238	113	9	has	have	VERB
easat-11238	113	10	adequate	adequate	ADJ
easat-11238	113	11	reliability	reliability	NOUN
easat-11238	113	12	and	and	CCONJ
easat-11238	113	13	convergent	convergent	NOUN
easat-11238	113	14	validity	validity	NOUN
easat-11238	113	15	.	.	PUNCT
easat-11238	114	1	1438	1438	NUM
easat-11238	114	2	edelweiss	edelweiss	PROPN
easat-11238	114	3	applied	apply	VERB
easat-11238	114	4	science	science	NOUN
easat-11238	114	5	and	and	CCONJ
easat-11238	114	6	technology	technology	NOUN
easat-11238	114	7	issn	issn	PROPN
easat-11238	114	8	:	:	PUNCT
easat-11238	114	9	2576	2576	NUM
easat-11238	114	10	-	-	SYM
easat-11238	114	11	8484	8484	NUM
easat-11238	114	12	vol	vol	NOUN
easat-11238	114	13	.	.	PROPN
easat-11238	115	1	9	9	NUM
easat-11238	115	2	,	,	PUNCT
easat-11238	115	3	no	no	INTJ
easat-11238	115	4	.	.	NOUN
easat-11238	115	5	11	11	NUM
easat-11238	115	6	:	:	SYM
easat-11238	115	7	1433	1433	NUM
easat-11238	115	8	-	-	SYM
easat-11238	115	9	1442	1442	NUM
easat-11238	115	10	,	,	PUNCT
easat-11238	115	11	2025	2025	NUM
easat-11238	115	12	doi	doi	NOUN
easat-11238	115	13	:	:	PUNCT
easat-11238	115	14	10.55214/2576	10.55214/2576	NUM
easat-11238	115	15	-	-	SYM
easat-11238	115	16	8484.v9i11.11238	8484.v9i11.11238	NUM
easat-11238	116	1	©	©	ADP
easat-11238	116	2	2025	2025	NUM
easat-11238	116	3	by	by	ADP
easat-11238	116	4	the	the	DET
easat-11238	116	5	authors	author	NOUN
easat-11238	116	6	;	;	PUNCT
easat-11238	116	7	licensee	licensee	PROPN
easat-11238	116	8	learning	learn	VERB
easat-11238	116	9	gate	gate	NOUN
easat-11238	116	10	figure	figure	NOUN
easat-11238	116	11	2	2	NUM
easat-11238	116	12	.	.	PUNCT
easat-11238	116	13	structural	structural	ADJ
easat-11238	116	14	model	model	NOUN
easat-11238	116	15	results	result	NOUN
easat-11238	116	16	illustrating	illustrate	VERB
easat-11238	116	17	the	the	DET
easat-11238	116	18	relationships	relationship	NOUN
easat-11238	116	19	among	among	ADP
easat-11238	116	20	social	social	ADJ
easat-11238	116	21	influence	influence	NOUN
easat-11238	116	22	,	,	PUNCT
easat-11238	116	23	financial	financial	ADJ
easat-11238	116	24	literacy	literacy	NOUN
easat-11238	116	25	,	,	PUNCT
easat-11238	116	26	perceived	perceive	VERB
easat-11238	116	27	risk	risk	NOUN
easat-11238	116	28	,	,	PUNCT
easat-11238	116	29	perceived	perceive	VERB
easat-11238	116	30	ease	ease	NOUN
easat-11238	116	31	of	of	ADP
easat-11238	116	32	use	use	NOUN
easat-11238	116	33	,	,	PUNCT
easat-11238	116	34	perceived	perceive	VERB
easat-11238	116	35	usefulness	usefulness	NOUN
easat-11238	116	36	,	,	PUNCT
easat-11238	116	37	attitude	attitude	NOUN
easat-11238	116	38	,	,	PUNCT
easat-11238	116	39	and	and	CCONJ
easat-11238	116	40	behavioral	behavioral	ADJ
easat-11238	116	41	intention	intention	NOUN
easat-11238	116	42	.	.	PUNCT
easat-11238	117	1	4.1	4.1	NUM
easat-11238	117	2	.	.	PUNCT
easat-11238	117	3	assessment	assessment	NOUN
easat-11238	117	4	of	of	ADP
easat-11238	117	5	measurement	measurement	NOUN
easat-11238	117	6	model	model	NOUN
easat-11238	117	7	:	:	PUNCT
easat-11238	117	8	reliability	reliability	NOUN
easat-11238	117	9	and	and	CCONJ
easat-11238	117	10	validity	validity	NOUN
easat-11238	117	11	table	table	NOUN
easat-11238	117	12	2	2	NUM
easat-11238	117	13	.	.	PUNCT
easat-11238	117	14	measurement	measurement	NOUN
easat-11238	117	15	of	of	ADP
easat-11238	117	16	reliability	reliability	NOUN
easat-11238	117	17	and	and	CCONJ
easat-11238	117	18	convergent	convergent	NOUN
easat-11238	117	19	validity	validity	NOUN
easat-11238	117	20	.	.	PUNCT
easat-11238	118	1	variables	variable	NOUN
easat-11238	118	2	items	item	NOUN
easat-11238	118	3	loading	load	VERB
easat-11238	118	4	ca	can	AUX
easat-11238	118	5	cr	cr	PROPN
easat-11238	118	6	ave	ave	VERB
easat-11238	118	7	behavioral	behavioral	ADJ
easat-11238	118	8	intention	intention	NOUN
easat-11238	118	9	to	to	PART
easat-11238	118	10	use	use	VERB
easat-11238	118	11	cryptocurrency	cryptocurrency	NOUN
easat-11238	118	12	bi1	bi1	NOUN
easat-11238	118	13	0.925	0.925	NUM
easat-11238	118	14	0.931	0.931	NUM
easat-11238	118	15	0.956	0.956	NUM
easat-11238	118	16	0.879	0.879	NUM
easat-11238	118	17	bi2	bi2	NOUN
easat-11238	118	18	0.953	0.953	NUM
easat-11238	118	19	bi3	bi3	ADP
easat-11238	118	20	0.934	0.934	NUM
easat-11238	118	21	financial	financial	ADJ
easat-11238	118	22	literacy	literacy	NOUN
easat-11238	118	23	fl1	fl1	VERB
easat-11238	118	24	0.930	0.930	NUM
easat-11238	118	25	0.915	0.915	NUM
easat-11238	118	26	0.946	0.946	NUM
easat-11238	118	27	0.854	0.854	NUM
easat-11238	118	28	fl2	fl2	NOUN
easat-11238	118	29	0.932	0.932	NUM
easat-11238	118	30	fl3	fl3	NOUN
easat-11238	118	31	0.910	0.910	NUM
easat-11238	118	32	perceived	perceive	VERB
easat-11238	118	33	risk	risk	NOUN
easat-11238	118	34	pr1	pr1	NOUN
easat-11238	118	35	0.948	0.948	NUM
easat-11238	118	36	0.945	0.945	NUM
easat-11238	118	37	0.955	0.955	NUM
easat-11238	118	38	0.842	0.842	NUM
easat-11238	118	39	pr2	pr2	NOUN
easat-11238	118	40	0.971	0.971	NUM
easat-11238	118	41	pr3	pr3	NOUN
easat-11238	118	42	0.888	0.888	NUM
easat-11238	118	43	pr4	pr4	PROPN
easat-11238	118	44	0.859	0.859	NUM
easat-11238	118	45	social	social	ADJ
easat-11238	118	46	influence	influence	NOUN
easat-11238	118	47	si1	si1	VERB
easat-11238	118	48	0.886	0.886	NUM
easat-11238	118	49	0.883	0.883	NUM
easat-11238	118	50	0.928	0.928	NUM
easat-11238	118	51	0.811	0.811	NUM
easat-11238	118	52	si2	si2	NOUN
easat-11238	118	53	0.909	0.909	NUM
easat-11238	118	54	si3	si3	PROPN
easat-11238	118	55	0.906	0.906	NUM
easat-11238	118	56	table	table	NOUN
easat-11238	118	57	3	3	NUM
easat-11238	118	58	.	.	PUNCT
easat-11238	118	59	correlation	correlation	NOUN
easat-11238	118	60	matrix	matrix	NOUN
easat-11238	118	61	and	and	CCONJ
easat-11238	118	62	square	square	ADJ
easat-11238	118	63	root	root	NOUN
easat-11238	118	64	of	of	ADP
easat-11238	118	65	ave	ave	NOUN
easat-11238	118	66	values	value	NOUN
easat-11238	118	67	.	.	PUNCT
easat-11238	119	1	variables	variable	NOUN
easat-11238	119	2	behavioral	behavioral	ADJ
easat-11238	119	3	intention	intention	NOUN
easat-11238	119	4	financial	financial	ADJ
easat-11238	119	5	literacy	literacy	NOUN
easat-11238	119	6	perceived	perceive	VERB
easat-11238	119	7	risk	risk	NOUN
easat-11238	119	8	social	social	ADJ
easat-11238	119	9	influence	influence	NOUN
easat-11238	119	10	√ave	√ave	VERB
easat-11238	119	11	behavioral	behavioral	ADJ
easat-11238	119	12	intention	intention	NOUN
easat-11238	119	13	1.000	1.000	NUM
easat-11238	119	14	0.666	0.666	NUM
easat-11238	119	15	0.076	0.076	NUM
easat-11238	119	16	0.707	0.707	NUM
easat-11238	119	17	0.937	0.937	NUM
easat-11238	119	18	financial	financial	ADJ
easat-11238	119	19	literacy	literacy	NOUN
easat-11238	119	20	0.666	0.666	NUM
easat-11238	119	21	1.000	1.000	NUM
easat-11238	119	22	0.099	0.099	NUM
easat-11238	119	23	0.551	0.551	NUM
easat-11238	119	24	0.924	0.924	NUM
easat-11238	119	25	perceived	perceive	VERB
easat-11238	119	26	risk	risk	NOUN
easat-11238	119	27	0.076	0.076	NUM
easat-11238	119	28	0.099	0.099	NUM
easat-11238	119	29	1.000	1.000	NUM
easat-11238	119	30	0.071	0.071	NUM
easat-11238	119	31	0.917	0.917	NUM
easat-11238	119	32	social	social	ADJ
easat-11238	119	33	influence	influence	NOUN
easat-11238	119	34	0.707	0.707	NUM
easat-11238	119	35	0.551	0.551	NUM
easat-11238	119	36	0.071	0.071	NUM
easat-11238	119	37	1.000	1.000	NUM
easat-11238	119	38	0.901	0.901	NUM
easat-11238	119	39	the	the	DET
easat-11238	119	40	fornell	fornell	NOUN
easat-11238	119	41	and	and	CCONJ
easat-11238	119	42	larcker	larcker	NOUN
easat-11238	120	1	[	[	X
easat-11238	120	2	27	27	NUM
easat-11238	120	3	]	]	PUNCT
easat-11238	120	4	criterion	criterion	NOUN
easat-11238	120	5	was	be	AUX
easat-11238	120	6	employed	employ	VERB
easat-11238	120	7	to	to	PART
easat-11238	120	8	assess	assess	VERB
easat-11238	120	9	the	the	DET
easat-11238	120	10	discriminant	discriminant	ADJ
easat-11238	120	11	validity	validity	NOUN
easat-11238	120	12	.	.	PUNCT
easat-11238	121	1	the	the	DET
easat-11238	121	2	square	square	ADJ
easat-11238	121	3	roots	root	NOUN
easat-11238	121	4	of	of	ADP
easat-11238	121	5	the	the	DET
easat-11238	121	6	average	average	ADJ
easat-11238	121	7	variance	variance	NOUN
easat-11238	121	8	extracted	extract	VERB
easat-11238	121	9	(	(	PUNCT
easat-11238	121	10	√ave	√ave	NOUN
easat-11238	121	11	)	)	PUNCT
easat-11238	121	12	were	be	AUX
easat-11238	121	13	compared	compare	VERB
easat-11238	121	14	to	to	ADP
easat-11238	121	15	the	the	DET
easat-11238	121	16	corresponding	corresponding	ADJ
easat-11238	121	17	interconstruct	interconstruct	NOUN
easat-11238	121	18	correlation	correlation	NOUN
easat-11238	121	19	values	value	NOUN
easat-11238	121	20	.	.	PUNCT
easat-11238	122	1	results	result	NOUN
easat-11238	122	2	indicated	indicate	VERB
easat-11238	122	3	that	that	SCONJ
easat-11238	122	4	all	all	DET
easat-11238	122	5	√ave	√ave	NOUN
easat-11238	122	6	values	value	NOUN
easat-11238	122	7	exceeded	exceed	VERB
easat-11238	122	8	the	the	DET
easat-11238	122	9	inter	inter	NOUN
easat-11238	122	10	-	-	NOUN
easat-11238	122	11	construct	construct	VERB
easat-11238	122	12	1439	1439	NUM
easat-11238	122	13	edelweiss	edelweiss	PROPN
easat-11238	122	14	applied	apply	VERB
easat-11238	122	15	science	science	NOUN
easat-11238	122	16	and	and	CCONJ
easat-11238	122	17	technology	technology	NOUN
easat-11238	122	18	issn	issn	PROPN
easat-11238	122	19	:	:	PUNCT
easat-11238	122	20	2576	2576	NUM
easat-11238	122	21	-	-	SYM
easat-11238	122	22	8484	8484	NUM
easat-11238	122	23	vol	vol	NOUN
easat-11238	122	24	.	.	PROPN
easat-11238	123	1	9	9	NUM
easat-11238	123	2	,	,	PUNCT
easat-11238	123	3	no	no	INTJ
easat-11238	123	4	.	.	NOUN
easat-11238	123	5	11	11	NUM
easat-11238	123	6	:	:	SYM
easat-11238	123	7	1433	1433	NUM
easat-11238	123	8	-	-	SYM
easat-11238	123	9	1442	1442	NUM
easat-11238	123	10	,	,	PUNCT
easat-11238	123	11	2025	2025	NUM
easat-11238	123	12	doi	doi	NOUN
easat-11238	123	13	:	:	PUNCT
easat-11238	123	14	10.55214/2576	10.55214/2576	NUM
easat-11238	123	15	-	-	SYM
easat-11238	123	16	8484.v9i11.11238	8484.v9i11.11238	NUM
easat-11238	124	1	©	©	ADP
easat-11238	124	2	2025	2025	NUM
easat-11238	124	3	by	by	ADP
easat-11238	124	4	the	the	DET
easat-11238	124	5	authors	author	NOUN
easat-11238	124	6	;	;	PUNCT
easat-11238	124	7	licensee	licensee	PROPN
easat-11238	124	8	learning	learning	NOUN
easat-11238	124	9	gate	gate	NOUN
easat-11238	124	10	correlation	correlation	NOUN
easat-11238	124	11	values	value	NOUN
easat-11238	124	12	;	;	PUNCT
easat-11238	124	13	therefore	therefore	ADV
easat-11238	124	14	,	,	PUNCT
easat-11238	124	15	discriminant	discriminant	ADJ
easat-11238	124	16	validity	validity	NOUN
easat-11238	124	17	is	be	AUX
easat-11238	124	18	supported	support	VERB
easat-11238	124	19	,	,	PUNCT
easat-11238	124	20	as	as	SCONJ
easat-11238	124	21	shown	show	VERB
easat-11238	124	22	in	in	ADP
easat-11238	124	23	table	table	NOUN
easat-11238	124	24	2	2	NUM
easat-11238	124	25	.	.	PUNCT
easat-11238	125	1	additionally	additionally	ADV
easat-11238	125	2	,	,	PUNCT
easat-11238	125	3	srmr=0.042	srmr=0.042	PRON
easat-11238	125	4	,	,	PUNCT
easat-11238	125	5	which	which	PRON
easat-11238	125	6	is	be	AUX
easat-11238	125	7	below	below	ADP
easat-11238	125	8	the	the	DET
easat-11238	125	9	threshold	threshold	NOUN
easat-11238	125	10	value	value	NOUN
easat-11238	125	11	of	of	ADP
easat-11238	125	12	0.05	0.05	NUM
easat-11238	125	13	,	,	PUNCT
easat-11238	125	14	indicating	indicate	VERB
easat-11238	125	15	an	an	DET
easat-11238	125	16	excellent	excellent	ADJ
easat-11238	125	17	model	model	NOUN
easat-11238	125	18	fit	fit	PROPN
easat-11238	125	19	.	.	PUNCT
easat-11238	125	20	table	table	NOUN
easat-11238	125	21	4	4	NUM
easat-11238	125	22	.	.	PUNCT
easat-11238	125	23	structural	structural	ADJ
easat-11238	125	24	model	model	NOUN
easat-11238	125	25	estimation	estimation	NOUN
easat-11238	125	26	results	result	NOUN
easat-11238	125	27	.	.	PUNCT
easat-11238	126	1	constructs	construct	VERB
easat-11238	126	2	original	original	ADJ
easat-11238	126	3	sample	sample	NOUN
easat-11238	126	4	(	(	PUNCT
easat-11238	126	5	o	o	NOUN
easat-11238	126	6	)	)	PUNCT
easat-11238	126	7	mean	mean	NOUN
easat-11238	126	8	(	(	PUNCT
easat-11238	126	9	m	m	NOUN
easat-11238	126	10	)	)	PUNCT
easat-11238	126	11	standard	standard	ADJ
easat-11238	126	12	deviation	deviation	NOUN
easat-11238	126	13	(	(	PUNCT
easat-11238	126	14	stdev	stdev	NOUN
easat-11238	126	15	)	)	PUNCT
easat-11238	126	16	p	p	NOUN
easat-11238	126	17	values	value	NOUN
easat-11238	126	18	hypothesis	hypothesis	NOUN
easat-11238	126	19	verification	verification	NOUN
easat-11238	126	20	financial	financial	ADJ
easat-11238	126	21	literacy	literacy	NOUN
easat-11238	126	22	→	→	PUNCT
easat-11238	126	23	behavioral	behavioral	ADJ
easat-11238	126	24	intention	intention	NOUN
easat-11238	126	25	0.397	0.397	NUM
easat-11238	126	26	0.397	0.397	NUM
easat-11238	126	27	0.046	0.046	NUM
easat-11238	126	28	0.000	0.000	NUM
easat-11238	126	29	supported	support	VERB
easat-11238	126	30	financial	financial	ADJ
easat-11238	126	31	literacy	literacy	NOUN
easat-11238	126	32	→	→	PUNCT
easat-11238	126	33	perceived	perceive	VERB
easat-11238	126	34	risk	risk	NOUN
easat-11238	126	35	0.099	0.099	NUM
easat-11238	126	36	0.096	0.096	NUM
easat-11238	126	37	0.074	0.074	NUM
easat-11238	126	38	0.180	0.180	NUM
easat-11238	126	39	not	not	PART
easat-11238	126	40	supported	support	VERB
easat-11238	126	41	perceived	perceive	VERB
easat-11238	126	42	risk	risk	NOUN
easat-11238	126	43	→	→	SYM
easat-11238	126	44	behavioral	behavioral	ADJ
easat-11238	126	45	intention	intention	NOUN
easat-11238	126	46	0.002	0.002	NUM
easat-11238	126	47	0.000	0.000	NUM
easat-11238	126	48	0.050	0.050	NUM
easat-11238	126	49	0.962	0.962	NUM
easat-11238	126	50	not	not	PART
easat-11238	126	51	supported	support	VERB
easat-11238	126	52	social	social	ADJ
easat-11238	126	53	influence	influence	NOUN
easat-11238	126	54	→	→	SYM
easat-11238	126	55	behavioral	behavioral	ADJ
easat-11238	126	56	intention	intention	NOUN
easat-11238	126	57	0.488	0.488	NUM
easat-11238	126	58	0.487	0.487	NUM
easat-11238	126	59	0.043	0.043	NUM
easat-11238	126	60	0.000	0.000	NUM
easat-11238	126	61	supported	support	VERB
easat-11238	126	62	table	table	NOUN
easat-11238	126	63	3	3	NUM
easat-11238	126	64	presents	present	VERB
easat-11238	126	65	the	the	DET
easat-11238	126	66	results	result	NOUN
easat-11238	126	67	of	of	ADP
easat-11238	126	68	the	the	DET
easat-11238	126	69	sem	sem	NOUN
easat-11238	126	70	.	.	PUNCT
easat-11238	127	1	the	the	DET
easat-11238	127	2	table	table	NOUN
easat-11238	127	3	consists	consist	VERB
easat-11238	127	4	of	of	ADP
easat-11238	127	5	sample	sample	NOUN
easat-11238	127	6	means	mean	NOUN
easat-11238	127	7	,	,	PUNCT
easat-11238	127	8	standard	standard	ADJ
easat-11238	127	9	deviations	deviation	NOUN
easat-11238	127	10	,	,	PUNCT
easat-11238	127	11	pvalues	pvalue	NOUN
easat-11238	127	12	,	,	PUNCT
easat-11238	127	13	and	and	CCONJ
easat-11238	127	14	hypothesis	hypothesis	NOUN
easat-11238	127	15	verifications	verification	NOUN
easat-11238	127	16	.	.	PUNCT
easat-11238	128	1	4.2	4.2	NUM
easat-11238	128	2	.	.	PUNCT
easat-11238	128	3	assessment	assessment	NOUN
easat-11238	128	4	of	of	ADP
easat-11238	128	5	the	the	DET
easat-11238	128	6	structural	structural	ADJ
easat-11238	128	7	model	model	NOUN
easat-11238	128	8	the	the	DET
easat-11238	128	9	structural	structural	ADJ
easat-11238	128	10	model	model	NOUN
easat-11238	128	11	examined	examine	VERB
easat-11238	128	12	the	the	DET
easat-11238	128	13	hypothesized	hypothesized	ADJ
easat-11238	128	14	relationships	relationship	NOUN
easat-11238	128	15	among	among	ADP
easat-11238	128	16	constructs	construct	NOUN
easat-11238	128	17	.	.	PUNCT
easat-11238	129	1	the	the	DET
easat-11238	129	2	results	result	NOUN
easat-11238	129	3	in	in	ADP
easat-11238	129	4	table	table	NOUN
easat-11238	129	5	4	4	NUM
easat-11238	129	6	and	and	CCONJ
easat-11238	129	7	figure	figure	VERB
easat-11238	129	8	1	1	NUM
easat-11238	129	9	reveal	reveal	VERB
easat-11238	129	10	the	the	DET
easat-11238	129	11	path	path	NOUN
easat-11238	129	12	coefficients	coefficient	NOUN
easat-11238	129	13	,	,	PUNCT
easat-11238	129	14	standard	standard	ADJ
easat-11238	129	15	deviations	deviation	NOUN
easat-11238	129	16	,	,	PUNCT
easat-11238	129	17	p	p	NOUN
easat-11238	129	18	-	-	PUNCT
easat-11238	129	19	values	value	NOUN
easat-11238	129	20	,	,	PUNCT
easat-11238	129	21	and	and	CCONJ
easat-11238	129	22	test	test	VERB
easat-11238	129	23	the	the	DET
easat-11238	129	24	hypotheses	hypothesis	NOUN
easat-11238	129	25	.	.	PUNCT
easat-11238	130	1	social	social	ADJ
easat-11238	130	2	influence	influence	NOUN
easat-11238	130	3	has	have	VERB
easat-11238	130	4	a	a	DET
easat-11238	130	5	strong	strong	ADJ
easat-11238	130	6	positive	positive	ADJ
easat-11238	130	7	impact	impact	NOUN
easat-11238	130	8	on	on	ADP
easat-11238	130	9	behavioral	behavioral	ADJ
easat-11238	130	10	intention	intention	NOUN
easat-11238	130	11	(	(	PUNCT
easat-11238	130	12	β	β	X
easat-11238	130	13	=	=	SYM
easat-11238	130	14	0.488	0.488	NUM
easat-11238	130	15	,	,	PUNCT
easat-11238	130	16	p	p	X
easat-11238	130	17	<	<	X
easat-11238	130	18	0.001	0.001	NUM
easat-11238	130	19	)	)	PUNCT
easat-11238	130	20	,	,	PUNCT
easat-11238	130	21	supporting	support	VERB
easat-11238	130	22	h1	h1	PROPN
easat-11238	130	23	.	.	PUNCT
easat-11238	131	1	financial	financial	ADJ
easat-11238	131	2	literacy	literacy	NOUN
easat-11238	131	3	has	have	VERB
easat-11238	131	4	a	a	DET
easat-11238	131	5	significant	significant	ADJ
easat-11238	131	6	positive	positive	ADJ
easat-11238	131	7	influence	influence	NOUN
easat-11238	131	8	on	on	ADP
easat-11238	131	9	behavioral	behavioral	ADJ
easat-11238	131	10	intention	intention	NOUN
easat-11238	131	11	to	to	PART
easat-11238	131	12	use	use	VERB
easat-11238	131	13	cryptocurrency	cryptocurrency	NOUN
easat-11238	131	14	(	(	PUNCT
easat-11238	131	15	β	β	X
easat-11238	131	16	=	=	SYM
easat-11238	131	17	0.397	0.397	NUM
easat-11238	131	18	,	,	PUNCT
easat-11238	131	19	p	p	X
easat-11238	131	20	<	<	X
easat-11238	131	21	0.001	0.001	NUM
easat-11238	131	22	)	)	PUNCT
easat-11238	131	23	,	,	PUNCT
easat-11238	131	24	supporting	support	VERB
easat-11238	131	25	h2	h2	NOUN
easat-11238	131	26	.	.	PUNCT
easat-11238	132	1	conversely	conversely	ADV
easat-11238	132	2	,	,	PUNCT
easat-11238	132	3	financial	financial	ADJ
easat-11238	132	4	literacy	literacy	NOUN
easat-11238	132	5	did	do	AUX
easat-11238	132	6	not	not	PART
easat-11238	132	7	significantly	significantly	ADV
easat-11238	132	8	influence	influence	VERB
easat-11238	132	9	perceived	perceive	VERB
easat-11238	132	10	risk	risk	NOUN
easat-11238	132	11	(	(	PUNCT
easat-11238	132	12	β	β	X
easat-11238	132	13	=	=	SYM
easat-11238	132	14	0.099	0.099	NUM
easat-11238	132	15	,	,	PUNCT
easat-11238	132	16	p	p	X
easat-11238	132	17	=	=	NOUN
easat-11238	132	18	0.180	0.180	NUM
easat-11238	132	19	)	)	PUNCT
easat-11238	132	20	;	;	PUNCT
easat-11238	132	21	therefore	therefore	ADV
easat-11238	132	22	,	,	PUNCT
easat-11238	132	23	h3	h3	NOUN
easat-11238	132	24	was	be	AUX
easat-11238	132	25	not	not	PART
easat-11238	132	26	supported	support	VERB
easat-11238	132	27	.	.	PUNCT
easat-11238	133	1	similarly	similarly	ADV
easat-11238	133	2	,	,	PUNCT
easat-11238	133	3	the	the	DET
easat-11238	133	4	effect	effect	NOUN
easat-11238	133	5	of	of	ADP
easat-11238	133	6	perceived	perceive	VERB
easat-11238	133	7	risk	risk	NOUN
easat-11238	133	8	on	on	ADP
easat-11238	133	9	behavioral	behavioral	ADJ
easat-11238	133	10	intention	intention	NOUN
easat-11238	133	11	was	be	AUX
easat-11238	133	12	not	not	PART
easat-11238	133	13	significant	significant	ADJ
easat-11238	133	14	(	(	PUNCT
easat-11238	133	15	β	β	X
easat-11238	133	16	=	=	SYM
easat-11238	133	17	0.002	0.002	NUM
easat-11238	133	18	,	,	PUNCT
easat-11238	133	19	p	p	X
easat-11238	133	20	=	=	NOUN
easat-11238	133	21	0.962	0.962	NUM
easat-11238	133	22	)	)	PUNCT
easat-11238	133	23	,	,	PUNCT
easat-11238	133	24	rejecting	reject	VERB
easat-11238	133	25	h4	h4	NOUN
easat-11238	133	26	.	.	PUNCT
easat-11238	134	1	these	these	DET
easat-11238	134	2	results	result	NOUN
easat-11238	134	3	indicate	indicate	VERB
easat-11238	134	4	that	that	SCONJ
easat-11238	134	5	both	both	PRON
easat-11238	134	6	social	social	ADJ
easat-11238	134	7	influence	influence	NOUN
easat-11238	134	8	and	and	CCONJ
easat-11238	134	9	financial	financial	ADJ
easat-11238	134	10	literacy	literacy	NOUN
easat-11238	134	11	are	be	AUX
easat-11238	134	12	the	the	DET
easat-11238	134	13	main	main	ADJ
easat-11238	134	14	antecedents	antecedent	NOUN
easat-11238	134	15	to	to	ADP
easat-11238	134	16	business	business	NOUN
easat-11238	134	17	owners	owner	NOUN
easat-11238	134	18	’	'	PUNCT
easat-11238	134	19	intention	intention	NOUN
easat-11238	134	20	to	to	PART
easat-11238	134	21	use	use	VERB
easat-11238	134	22	cryptocurrency	cryptocurrency	NOUN
easat-11238	134	23	for	for	ADP
easat-11238	134	24	financial	financial	ADJ
easat-11238	134	25	transactions	transaction	NOUN
easat-11238	134	26	in	in	ADP
easat-11238	134	27	lebanon	lebanon	PROPN
easat-11238	134	28	,	,	PUNCT
easat-11238	134	29	while	while	SCONJ
easat-11238	134	30	perceived	perceive	VERB
easat-11238	134	31	risk	risk	NOUN
easat-11238	134	32	does	do	AUX
easat-11238	134	33	not	not	PART
easat-11238	134	34	play	play	VERB
easat-11238	134	35	a	a	DET
easat-11238	134	36	significant	significant	ADJ
easat-11238	134	37	role	role	NOUN
easat-11238	134	38	in	in	ADP
easat-11238	134	39	shaping	shape	VERB
easat-11238	134	40	behavioral	behavioral	ADJ
easat-11238	134	41	intention	intention	NOUN
easat-11238	134	42	within	within	ADP
easat-11238	134	43	the	the	DET
easat-11238	134	44	lebanese	lebanese	ADJ
easat-11238	134	45	context	context	NOUN
easat-11238	134	46	.	.	PUNCT
easat-11238	135	1	4.3	4.3	NUM
easat-11238	135	2	.	.	PUNCT
easat-11238	136	1	mediation	mediation	NOUN
easat-11238	136	2	results	result	NOUN
easat-11238	136	3	table	table	VERB
easat-11238	136	4	5	5	NUM
easat-11238	136	5	.	.	PUNCT
easat-11238	137	1	mediation	mediation	NOUN
easat-11238	137	2	estimation	estimation	NOUN
easat-11238	137	3	results	result	VERB
easat-11238	137	4	.	.	PUNCT
easat-11238	138	1	relationship	relationship	NOUN
easat-11238	138	2	original	original	ADJ
easat-11238	138	3	sample	sample	NOUN
easat-11238	138	4	(	(	PUNCT
easat-11238	138	5	o	o	NOUN
easat-11238	138	6	)	)	PUNCT
easat-11238	138	7	mean	mean	NOUN
easat-11238	138	8	(	(	PUNCT
easat-11238	138	9	m	m	NOUN
easat-11238	138	10	)	)	PUNCT
easat-11238	138	11	standard	standard	ADJ
easat-11238	138	12	deviation	deviation	NOUN
easat-11238	138	13	(	(	PUNCT
easat-11238	138	14	stdev	stdev	NOUN
easat-11238	138	15	)	)	PUNCT
easat-11238	138	16	p	p	NOUN
easat-11238	138	17	value	value	NOUN
easat-11238	138	18	hypothesis	hypothesis	NOUN
easat-11238	138	19	verification	verification	NOUN
easat-11238	138	20	financial	financial	ADJ
easat-11238	138	21	literacy	literacy	NOUN
easat-11238	138	22	→	→	PUNCT
easat-11238	138	23	perceived	perceive	VERB
easat-11238	138	24	risk	risk	NOUN
easat-11238	138	25	→	→	SYM
easat-11238	138	26	behavioral	behavioral	ADJ
easat-11238	138	27	intention	intention	NOUN
easat-11238	138	28	0.000	0.000	NUM
easat-11238	138	29	0.001	0.001	NUM
easat-11238	138	30	0.005	0.005	NUM
easat-11238	138	31	0.965	0.965	NUM
easat-11238	138	32	not	not	PART
easat-11238	138	33	supported	support	VERB
easat-11238	138	34	the	the	DET
easat-11238	138	35	mediation	mediation	NOUN
easat-11238	138	36	effects	effect	NOUN
easat-11238	138	37	of	of	ADP
easat-11238	138	38	perceived	perceive	VERB
easat-11238	138	39	risk	risk	NOUN
easat-11238	138	40	were	be	AUX
easat-11238	138	41	examined	examine	VERB
easat-11238	138	42	using	use	VERB
easat-11238	138	43	the	the	DET
easat-11238	138	44	bootstrapping	bootstrappe	VERB
easat-11238	138	45	technique	technique	NOUN
easat-11238	138	46	.	.	PUNCT
easat-11238	139	1	this	this	DET
easat-11238	139	2	method	method	NOUN
easat-11238	139	3	employed	employ	VERB
easat-11238	139	4	5000	5000	NUM
easat-11238	139	5	samples	sample	NOUN
easat-11238	139	6	created	create	VERB
easat-11238	139	7	with	with	ADP
easat-11238	139	8	a	a	DET
easat-11238	139	9	95	95	NUM
easat-11238	139	10	%	%	NOUN
easat-11238	139	11	bias	bias	NOUN
easat-11238	139	12	-	-	PUNCT
easat-11238	139	13	corrected	correct	VERB
easat-11238	139	14	confidence	confidence	NOUN
easat-11238	139	15	interval	interval	NOUN
easat-11238	139	16	.	.	PUNCT
easat-11238	140	1	if	if	SCONJ
easat-11238	140	2	the	the	DET
easat-11238	140	3	p	p	NOUN
easat-11238	140	4	-	-	PUNCT
easat-11238	140	5	value	value	NOUN
easat-11238	140	6	is	be	AUX
easat-11238	140	7	less	less	ADJ
easat-11238	140	8	than	than	ADP
easat-11238	140	9	0.05	0.05	NUM
easat-11238	140	10	,	,	PUNCT
easat-11238	140	11	mediation	mediation	NOUN
easat-11238	140	12	is	be	AUX
easat-11238	140	13	present	present	ADJ
easat-11238	140	14	.	.	PUNCT
easat-11238	141	1	table	table	NOUN
easat-11238	141	2	4	4	PROPN
easat-11238	141	3	's	's	PART
easat-11238	141	4	findings	finding	NOUN
easat-11238	141	5	demonstrate	demonstrate	VERB
easat-11238	141	6	that	that	SCONJ
easat-11238	141	7	the	the	DET
easat-11238	141	8	mediation	mediation	NOUN
easat-11238	141	9	effect	effect	NOUN
easat-11238	141	10	is	be	AUX
easat-11238	141	11	not	not	PART
easat-11238	141	12	supported	support	VERB
easat-11238	141	13	.	.	PUNCT
easat-11238	142	1	perceived	perceive	VERB
easat-11238	142	2	risk	risk	NOUN
easat-11238	142	3	does	do	AUX
easat-11238	142	4	not	not	PART
easat-11238	142	5	mediate	mediate	VERB
easat-11238	142	6	the	the	DET
easat-11238	142	7	relationship	relationship	NOUN
easat-11238	142	8	between	between	ADP
easat-11238	142	9	financial	financial	ADJ
easat-11238	142	10	literacy	literacy	NOUN
easat-11238	142	11	and	and	CCONJ
easat-11238	142	12	behavioral	behavioral	ADJ
easat-11238	142	13	intention	intention	NOUN
easat-11238	142	14	;	;	PUNCT
easat-11238	142	15	therefore	therefore	ADV
easat-11238	142	16	,	,	PUNCT
easat-11238	142	17	even	even	ADV
easat-11238	142	18	if	if	SCONJ
easat-11238	142	19	individuals	individual	NOUN
easat-11238	142	20	are	be	AUX
easat-11238	142	21	financially	financially	ADV
easat-11238	142	22	literate	literate	ADJ
easat-11238	142	23	about	about	ADP
easat-11238	142	24	cryptocurrency	cryptocurrency	NOUN
easat-11238	142	25	usage	usage	NOUN
easat-11238	142	26	,	,	PUNCT
easat-11238	142	27	this	this	PRON
easat-11238	142	28	will	will	AUX
easat-11238	142	29	not	not	PART
easat-11238	142	30	eliminate	eliminate	VERB
easat-11238	142	31	the	the	DET
easat-11238	142	32	risk	risk	NOUN
easat-11238	142	33	.	.	PUNCT
easat-11238	143	1	in	in	ADP
easat-11238	143	2	addition	addition	NOUN
easat-11238	143	3	,	,	PUNCT
easat-11238	143	4	even	even	ADV
easat-11238	143	5	if	if	SCONJ
easat-11238	143	6	perceived	perceive	VERB
easat-11238	143	7	risk	risk	NOUN
easat-11238	143	8	is	be	AUX
easat-11238	143	9	high	high	ADJ
easat-11238	143	10	,	,	PUNCT
easat-11238	143	11	it	it	PRON
easat-11238	143	12	does	do	AUX
easat-11238	143	13	not	not	PART
easat-11238	143	14	affect	affect	VERB
easat-11238	143	15	the	the	DET
easat-11238	143	16	behavioral	behavioral	ADJ
easat-11238	143	17	intention	intention	NOUN
easat-11238	143	18	of	of	ADP
easat-11238	143	19	individuals	individual	NOUN
easat-11238	143	20	to	to	PART
easat-11238	143	21	adopt	adopt	VERB
easat-11238	143	22	cryptocurrency	cryptocurrency	NOUN
easat-11238	143	23	.	.	PUNCT
easat-11238	144	1	5	5	X
easat-11238	144	2	.	.	X
easat-11238	144	3	discussion	discussion	NOUN
easat-11238	144	4	this	this	DET
easat-11238	144	5	research	research	NOUN
easat-11238	144	6	paper	paper	NOUN
easat-11238	144	7	elucidates	elucidate	VERB
easat-11238	144	8	the	the	DET
easat-11238	144	9	behavioral	behavioral	ADJ
easat-11238	144	10	intentions	intention	NOUN
easat-11238	144	11	of	of	ADP
easat-11238	144	12	lebanese	lebanese	ADJ
easat-11238	144	13	businesses	business	NOUN
easat-11238	144	14	regarding	regard	VERB
easat-11238	144	15	the	the	DET
easat-11238	144	16	adoption	adoption	NOUN
easat-11238	144	17	of	of	ADP
easat-11238	144	18	cryptocurrency	cryptocurrency	NOUN
easat-11238	144	19	for	for	ADP
easat-11238	144	20	financial	financial	ADJ
easat-11238	144	21	transactions	transaction	NOUN
easat-11238	144	22	.	.	PUNCT
easat-11238	145	1	the	the	DET
easat-11238	145	2	findings	finding	NOUN
easat-11238	145	3	of	of	ADP
easat-11238	145	4	this	this	DET
easat-11238	145	5	study	study	NOUN
easat-11238	145	6	,	,	PUNCT
easat-11238	145	7	rooted	root	VERB
easat-11238	145	8	in	in	ADP
easat-11238	145	9	the	the	DET
easat-11238	145	10	utaut	utaut	PROPN
easat-11238	145	11	model	model	NOUN
easat-11238	145	12	and	and	CCONJ
easat-11238	145	13	illustrated	illustrate	VERB
easat-11238	145	14	by	by	ADP
easat-11238	145	15	the	the	DET
easat-11238	145	16	main	main	ADJ
easat-11238	145	17	variables	variable	NOUN
easat-11238	145	18	of	of	ADP
easat-11238	145	19	social	social	ADJ
easat-11238	145	20	influence	influence	NOUN
easat-11238	145	21	,	,	PUNCT
easat-11238	145	22	financial	financial	ADJ
easat-11238	145	23	literacy	literacy	NOUN
easat-11238	145	24	,	,	PUNCT
easat-11238	145	25	and	and	CCONJ
easat-11238	145	26	perceived	perceive	VERB
easat-11238	145	27	risk	risk	NOUN
easat-11238	145	28	,	,	PUNCT
easat-11238	145	29	offer	offer	VERB
easat-11238	145	30	1440	1440	NUM
easat-11238	145	31	edelweiss	edelweiss	PROPN
easat-11238	145	32	applied	apply	VERB
easat-11238	145	33	science	science	NOUN
easat-11238	145	34	and	and	CCONJ
easat-11238	145	35	technology	technology	NOUN
easat-11238	145	36	issn	issn	PROPN
easat-11238	145	37	:	:	PUNCT
easat-11238	145	38	2576	2576	NUM
easat-11238	145	39	-	-	SYM
easat-11238	145	40	8484	8484	NUM
easat-11238	145	41	vol	vol	NOUN
easat-11238	145	42	.	.	PROPN
easat-11238	146	1	9	9	NUM
easat-11238	146	2	,	,	PUNCT
easat-11238	146	3	no	no	INTJ
easat-11238	146	4	.	.	NOUN
easat-11238	146	5	11	11	NUM
easat-11238	146	6	:	:	SYM
easat-11238	146	7	1433	1433	NUM
easat-11238	146	8	-	-	SYM
easat-11238	146	9	1442	1442	NUM
easat-11238	146	10	,	,	PUNCT
easat-11238	146	11	2025	2025	NUM
easat-11238	146	12	doi	doi	NOUN
easat-11238	146	13	:	:	PUNCT
easat-11238	146	14	10.55214/2576	10.55214/2576	NUM
easat-11238	146	15	-	-	SYM
easat-11238	146	16	8484.v9i11.11238	8484.v9i11.11238	NUM
easat-11238	147	1	©	©	ADP
easat-11238	147	2	2025	2025	NUM
easat-11238	147	3	by	by	ADP
easat-11238	147	4	the	the	DET
easat-11238	147	5	authors	author	NOUN
easat-11238	147	6	;	;	PUNCT
easat-11238	147	7	licensee	licensee	PROPN
easat-11238	147	8	learning	learning	NOUN
easat-11238	147	9	gate	gate	VERB
easat-11238	147	10	extensive	extensive	ADJ
easat-11238	147	11	knowledge	knowledge	NOUN
easat-11238	147	12	about	about	ADP
easat-11238	147	13	the	the	DET
easat-11238	147	14	antecedents	antecedent	NOUN
easat-11238	147	15	of	of	ADP
easat-11238	147	16	business	business	NOUN
easat-11238	147	17	owners	owner	NOUN
easat-11238	147	18	’	'	PUNCT
easat-11238	147	19	intention	intention	NOUN
easat-11238	147	20	to	to	PART
easat-11238	147	21	adopt	adopt	VERB
easat-11238	147	22	cryptocurrency	cryptocurrency	NOUN
easat-11238	147	23	in	in	ADP
easat-11238	147	24	emerging	emerge	VERB
easat-11238	147	25	markets	market	NOUN
easat-11238	147	26	.	.	PUNCT
easat-11238	148	1	the	the	DET
easat-11238	148	2	results	result	NOUN
easat-11238	148	3	support	support	VERB
easat-11238	148	4	the	the	DET
easat-11238	148	5	positive	positive	ADJ
easat-11238	148	6	impact	impact	NOUN
easat-11238	148	7	of	of	ADP
easat-11238	148	8	social	social	ADJ
easat-11238	148	9	influence	influence	NOUN
easat-11238	148	10	and	and	CCONJ
easat-11238	148	11	financial	financial	ADJ
easat-11238	148	12	literacy	literacy	NOUN
easat-11238	148	13	on	on	ADP
easat-11238	148	14	the	the	DET
easat-11238	148	15	intention	intention	NOUN
easat-11238	148	16	to	to	PART
easat-11238	148	17	adopt	adopt	VERB
easat-11238	148	18	cryptocurrency	cryptocurrency	NOUN
easat-11238	148	19	.	.	PUNCT
easat-11238	149	1	this	this	PRON
easat-11238	149	2	supports	support	VERB
easat-11238	149	3	earlier	early	ADJ
easat-11238	149	4	findings	finding	NOUN
easat-11238	149	5	by	by	ADP
easat-11238	149	6	venkatesh	venkatesh	PROPN
easat-11238	149	7	et	et	PROPN
easat-11238	149	8	al	al	PROPN
easat-11238	149	9	.	.	PUNCT
easat-11238	150	1	[	[	X
easat-11238	150	2	13	13	NUM
easat-11238	150	3	]	]	PUNCT
easat-11238	150	4	and	and	CCONJ
easat-11238	150	5	dabbous	dabbous	VERB
easat-11238	150	6	et	et	PROPN
easat-11238	150	7	al	al	PROPN
easat-11238	150	8	.	.	PUNCT
easat-11238	151	1	[	[	X
easat-11238	151	2	21	21	NUM
easat-11238	151	3	]	]	PUNCT
easat-11238	151	4	,	,	PUNCT
easat-11238	151	5	indicating	indicate	VERB
easat-11238	151	6	that	that	SCONJ
easat-11238	151	7	in	in	ADP
easat-11238	151	8	countries	country	NOUN
easat-11238	151	9	experiencing	experience	VERB
easat-11238	151	10	financial	financial	ADJ
easat-11238	151	11	instability	instability	NOUN
easat-11238	151	12	,	,	PUNCT
easat-11238	151	13	such	such	ADJ
easat-11238	151	14	as	as	ADP
easat-11238	151	15	post	post	ADJ
easat-11238	151	16	-	-	ADJ
easat-11238	151	17	crisis	crisis	ADJ
easat-11238	151	18	lebanon	lebanon	PROPN
easat-11238	151	19	,	,	PUNCT
easat-11238	151	20	the	the	DET
easat-11238	151	21	behavior	behavior	NOUN
easat-11238	151	22	of	of	ADP
easat-11238	151	23	peers	peer	NOUN
easat-11238	151	24	,	,	PUNCT
easat-11238	151	25	family	family	NOUN
easat-11238	151	26	,	,	PUNCT
easat-11238	151	27	and	and	CCONJ
easat-11238	151	28	influential	influential	ADJ
easat-11238	151	29	networks	network	NOUN
easat-11238	151	30	significantly	significantly	ADV
easat-11238	151	31	influences	influence	VERB
easat-11238	151	32	technology	technology	NOUN
easat-11238	151	33	adoption	adoption	NOUN
easat-11238	151	34	.	.	PUNCT
easat-11238	152	1	the	the	DET
easat-11238	152	2	positive	positive	ADJ
easat-11238	152	3	impacts	impact	NOUN
easat-11238	152	4	of	of	ADP
easat-11238	152	5	financial	financial	ADJ
easat-11238	152	6	literacy	literacy	NOUN
easat-11238	152	7	correspond	correspond	VERB
easat-11238	152	8	with	with	ADP
easat-11238	152	9	chan	chan	PROPN
easat-11238	152	10	et	et	PROPN
easat-11238	152	11	al	al	PROPN
easat-11238	152	12	.	.	PUNCT
easat-11238	153	1	[	[	X
easat-11238	153	2	22	22	NUM
easat-11238	153	3	]	]	PUNCT
easat-11238	153	4	,	,	PUNCT
easat-11238	153	5	emphasizing	emphasize	VERB
easat-11238	153	6	that	that	SCONJ
easat-11238	153	7	enhanced	enhanced	ADJ
easat-11238	153	8	financial	financial	ADJ
easat-11238	153	9	acumen	acuman	NOUN
easat-11238	153	10	enables	enable	VERB
easat-11238	153	11	individuals	individual	NOUN
easat-11238	153	12	to	to	PART
easat-11238	153	13	assess	assess	VERB
easat-11238	153	14	risks	risk	NOUN
easat-11238	153	15	and	and	CCONJ
easat-11238	153	16	possibilities	possibility	NOUN
easat-11238	153	17	more	more	ADV
easat-11238	153	18	clearly	clearly	ADV
easat-11238	153	19	,	,	PUNCT
easat-11238	153	20	fostering	foster	VERB
easat-11238	153	21	proactive	proactive	ADJ
easat-11238	153	22	involvement	involvement	NOUN
easat-11238	153	23	with	with	ADP
easat-11238	153	24	emerging	emerge	VERB
easat-11238	153	25	systems	system	NOUN
easat-11238	153	26	like	like	ADP
easat-11238	153	27	blockchain	blockchain	NOUN
easat-11238	153	28	and	and	CCONJ
easat-11238	153	29	cryptocurrency	cryptocurrency	NOUN
easat-11238	153	30	assets	asset	NOUN
easat-11238	153	31	.	.	PUNCT
easat-11238	154	1	as	as	ADP
easat-11238	154	2	for	for	ADP
easat-11238	154	3	perceived	perceive	VERB
easat-11238	154	4	risk	risk	NOUN
easat-11238	154	5	,	,	PUNCT
easat-11238	154	6	the	the	DET
easat-11238	154	7	findings	finding	NOUN
easat-11238	154	8	showed	show	VERB
easat-11238	154	9	unexpected	unexpected	ADJ
easat-11238	154	10	results	result	NOUN
easat-11238	154	11	both	both	PRON
easat-11238	154	12	as	as	ADP
easat-11238	154	13	an	an	DET
easat-11238	154	14	independent	independent	ADJ
easat-11238	154	15	variable	variable	NOUN
easat-11238	154	16	and	and	CCONJ
easat-11238	154	17	as	as	ADP
easat-11238	154	18	a	a	DET
easat-11238	154	19	mediator	mediator	NOUN
easat-11238	154	20	.	.	PUNCT
easat-11238	155	1	both	both	PRON
easat-11238	155	2	as	as	ADP
easat-11238	155	3	a	a	DET
easat-11238	155	4	direct	direct	ADJ
easat-11238	155	5	predictor	predictor	NOUN
easat-11238	155	6	and	and	CCONJ
easat-11238	155	7	as	as	ADP
easat-11238	155	8	a	a	DET
easat-11238	155	9	mediator	mediator	NOUN
easat-11238	155	10	.	.	PUNCT
easat-11238	156	1	although	although	SCONJ
easat-11238	156	2	a	a	DET
easat-11238	156	3	plethora	plethora	NOUN
easat-11238	156	4	of	of	ADP
easat-11238	156	5	scholarly	scholarly	ADJ
easat-11238	156	6	findings	finding	NOUN
easat-11238	156	7	demonstrated	demonstrate	VERB
easat-11238	156	8	that	that	SCONJ
easat-11238	156	9	perceived	perceive	VERB
easat-11238	156	10	risk	risk	NOUN
easat-11238	156	11	negatively	negatively	ADV
easat-11238	156	12	influenced	influence	VERB
easat-11238	156	13	the	the	DET
easat-11238	156	14	behavioral	behavioral	ADJ
easat-11238	156	15	intention	intention	NOUN
easat-11238	156	16	to	to	PART
easat-11238	156	17	adopt	adopt	VERB
easat-11238	156	18	cryptocurrency	cryptocurrency	NOUN
easat-11238	156	19	,	,	PUNCT
easat-11238	156	20	in	in	ADP
easat-11238	156	21	addition	addition	NOUN
easat-11238	156	22	,	,	PUNCT
easat-11238	156	23	it	it	PRON
easat-11238	156	24	also	also	ADV
easat-11238	156	25	showed	show	VERB
easat-11238	156	26	that	that	SCONJ
easat-11238	156	27	perceived	perceive	VERB
easat-11238	156	28	risk	risk	NOUN
easat-11238	156	29	mediates	mediate	VERB
easat-11238	156	30	the	the	DET
easat-11238	156	31	relationship	relationship	NOUN
easat-11238	156	32	between	between	ADP
easat-11238	156	33	financial	financial	ADJ
easat-11238	156	34	literacy	literacy	NOUN
easat-11238	156	35	and	and	CCONJ
easat-11238	156	36	behavioral	behavioral	ADJ
easat-11238	156	37	intention	intention	NOUN
easat-11238	156	38	[	[	X
easat-11238	156	39	24	24	NUM
easat-11238	156	40	]	]	PUNCT
easat-11238	156	41	and	and	CCONJ
easat-11238	156	42	chang	chang	PROPN
easat-11238	156	43	et	et	PROPN
easat-11238	156	44	al	al	PROPN
easat-11238	156	45	.	.	PUNCT
easat-11238	157	1	[	[	X
easat-11238	157	2	23	23	NUM
easat-11238	157	3	]	]	PUNCT
easat-11238	157	4	.	.	PUNCT
easat-11238	158	1	this	this	DET
easat-11238	158	2	research	research	NOUN
easat-11238	158	3	contributed	contribute	VERB
easat-11238	158	4	to	to	ADP
easat-11238	158	5	a	a	DET
easat-11238	158	6	different	different	ADJ
easat-11238	158	7	finding	finding	NOUN
easat-11238	158	8	regarding	regard	VERB
easat-11238	158	9	perceived	perceive	VERB
easat-11238	158	10	risk	risk	NOUN
easat-11238	158	11	.	.	PUNCT
easat-11238	159	1	individuals	individual	NOUN
easat-11238	159	2	in	in	ADP
easat-11238	159	3	lebanon	lebanon	PROPN
easat-11238	159	4	were	be	AUX
easat-11238	159	5	not	not	PART
easat-11238	159	6	affected	affect	VERB
easat-11238	159	7	by	by	ADP
easat-11238	159	8	the	the	DET
easat-11238	159	9	perceived	perceive	VERB
easat-11238	159	10	risk	risk	NOUN
easat-11238	159	11	of	of	ADP
easat-11238	159	12	cryptocurrency	cryptocurrency	NOUN
easat-11238	159	13	adoption	adoption	NOUN
easat-11238	159	14	.	.	PUNCT
easat-11238	160	1	the	the	DET
easat-11238	160	2	study	study	NOUN
easat-11238	160	3	's	's	PART
easat-11238	160	4	new	new	ADJ
easat-11238	160	5	findings	finding	NOUN
easat-11238	160	6	contribute	contribute	VERB
easat-11238	160	7	to	to	ADP
easat-11238	160	8	academic	academic	ADJ
easat-11238	160	9	research	research	NOUN
easat-11238	160	10	,	,	PUNCT
easat-11238	160	11	where	where	SCONJ
easat-11238	160	12	technology	technology	NOUN
easat-11238	160	13	adoption	adoption	NOUN
easat-11238	160	14	risk	risk	NOUN
easat-11238	160	15	is	be	AUX
easat-11238	160	16	less	less	ADJ
easat-11238	160	17	than	than	ADP
easat-11238	160	18	the	the	DET
easat-11238	160	19	risk	risk	NOUN
easat-11238	160	20	of	of	ADP
easat-11238	160	21	trusting	trust	VERB
easat-11238	160	22	the	the	DET
easat-11238	160	23	banking	banking	NOUN
easat-11238	160	24	system	system	NOUN
easat-11238	160	25	,	,	PUNCT
easat-11238	160	26	which	which	PRON
easat-11238	160	27	failed	fail	VERB
easat-11238	160	28	to	to	PART
easat-11238	160	29	save	save	VERB
easat-11238	160	30	people	people	NOUN
easat-11238	160	31	's	's	PART
easat-11238	160	32	money	money	NOUN
easat-11238	160	33	.	.	PUNCT
easat-11238	161	1	6	6	X
easat-11238	161	2	.	.	X
easat-11238	161	3	conclusions	conclusion	NOUN
easat-11238	161	4	this	this	DET
easat-11238	161	5	study	study	NOUN
easat-11238	161	6	provides	provide	VERB
easat-11238	161	7	both	both	CCONJ
easat-11238	161	8	theoretical	theoretical	ADJ
easat-11238	161	9	and	and	CCONJ
easat-11238	161	10	practical	practical	ADJ
easat-11238	161	11	implications	implication	NOUN
easat-11238	161	12	regarding	regard	VERB
easat-11238	161	13	the	the	DET
easat-11238	161	14	adoption	adoption	NOUN
easat-11238	161	15	of	of	ADP
easat-11238	161	16	cryptocurrency	cryptocurrency	NOUN
easat-11238	161	17	in	in	ADP
easat-11238	161	18	unstable	unstable	ADJ
easat-11238	161	19	economic	economic	ADJ
easat-11238	161	20	contexts	contexts	NOUN
easat-11238	161	21	.	.	PUNCT
easat-11238	162	1	empirical	empirical	ADJ
easat-11238	162	2	evidence	evidence	NOUN
easat-11238	162	3	indicates	indicate	VERB
easat-11238	162	4	that	that	SCONJ
easat-11238	162	5	social	social	ADJ
easat-11238	162	6	influence	influence	NOUN
easat-11238	162	7	and	and	CCONJ
easat-11238	162	8	financial	financial	ADJ
easat-11238	162	9	literacy	literacy	NOUN
easat-11238	162	10	are	be	AUX
easat-11238	162	11	key	key	ADJ
easat-11238	162	12	determinants	determinant	NOUN
easat-11238	162	13	of	of	ADP
easat-11238	162	14	the	the	DET
easat-11238	162	15	intention	intention	NOUN
easat-11238	162	16	to	to	PART
easat-11238	162	17	use	use	VERB
easat-11238	162	18	cryptocurrency	cryptocurrency	NOUN
easat-11238	162	19	for	for	ADP
easat-11238	162	20	financial	financial	ADJ
easat-11238	162	21	transactions	transaction	NOUN
easat-11238	162	22	among	among	ADP
easat-11238	162	23	lebanese	lebanese	ADJ
easat-11238	162	24	entrepreneurs	entrepreneur	NOUN
easat-11238	162	25	.	.	PUNCT
easat-11238	163	1	however	however	ADV
easat-11238	163	2	,	,	PUNCT
easat-11238	163	3	contrary	contrary	ADV
easat-11238	163	4	to	to	ADP
easat-11238	163	5	conventional	conventional	ADJ
easat-11238	163	6	expectations	expectation	NOUN
easat-11238	163	7	,	,	PUNCT
easat-11238	163	8	perceived	perceive	VERB
easat-11238	163	9	risk	risk	NOUN
easat-11238	163	10	did	do	AUX
easat-11238	163	11	not	not	PART
easat-11238	163	12	significantly	significantly	ADV
easat-11238	163	13	impact	impact	VERB
easat-11238	163	14	cryptocurrency	cryptocurrency	NOUN
easat-11238	163	15	adoption	adoption	NOUN
easat-11238	163	16	,	,	PUNCT
easat-11238	163	17	nor	nor	CCONJ
easat-11238	163	18	did	do	AUX
easat-11238	163	19	it	it	PRON
easat-11238	163	20	mediate	mediate	VERB
easat-11238	163	21	the	the	DET
easat-11238	163	22	relationship	relationship	NOUN
easat-11238	163	23	between	between	ADP
easat-11238	163	24	financial	financial	ADJ
easat-11238	163	25	literacy	literacy	NOUN
easat-11238	163	26	and	and	CCONJ
easat-11238	163	27	behavioral	behavioral	ADJ
easat-11238	163	28	intention	intention	NOUN
easat-11238	163	29	to	to	PART
easat-11238	163	30	adopt	adopt	VERB
easat-11238	163	31	cryptocurrency	cryptocurrency	NOUN
easat-11238	163	32	.	.	PUNCT
easat-11238	164	1	this	this	DET
easat-11238	164	2	deviation	deviation	NOUN
easat-11238	164	3	from	from	ADP
easat-11238	164	4	previous	previous	ADJ
easat-11238	164	5	research	research	NOUN
easat-11238	164	6	suggests	suggest	VERB
easat-11238	164	7	that	that	SCONJ
easat-11238	164	8	in	in	ADP
easat-11238	164	9	regions	region	NOUN
easat-11238	164	10	affected	affect	VERB
easat-11238	164	11	by	by	ADP
easat-11238	164	12	crises	crisis	NOUN
easat-11238	164	13	,	,	PUNCT
easat-11238	164	14	risk	risk	NOUN
easat-11238	164	15	may	may	AUX
easat-11238	164	16	become	become	AUX
easat-11238	164	17	normalized	normalize	VERB
easat-11238	164	18	in	in	ADP
easat-11238	164	19	decision	decision	NOUN
easat-11238	164	20	-	-	PUNCT
easat-11238	164	21	making	make	VERB
easat-11238	164	22	processes	process	NOUN
easat-11238	164	23	.	.	PUNCT
easat-11238	165	1	in	in	ADP
easat-11238	165	2	theory	theory	NOUN
easat-11238	165	3	,	,	PUNCT
easat-11238	165	4	this	this	PRON
easat-11238	165	5	broadens	broaden	VERB
easat-11238	165	6	the	the	DET
easat-11238	165	7	unified	unified	ADJ
easat-11238	165	8	theory	theory	NOUN
easat-11238	165	9	of	of	ADP
easat-11238	165	10	acceptance	acceptance	NOUN
easat-11238	165	11	and	and	CCONJ
easat-11238	165	12	use	use	NOUN
easat-11238	165	13	of	of	ADP
easat-11238	165	14	technology	technology	NOUN
easat-11238	165	15	(	(	PUNCT
easat-11238	165	16	utaut	utaut	NOUN
easat-11238	165	17	)	)	PUNCT
easat-11238	165	18	framework	framework	NOUN
easat-11238	165	19	by	by	ADP
easat-11238	165	20	challenging	challenge	VERB
easat-11238	165	21	the	the	DET
easat-11238	165	22	general	general	ADJ
easat-11238	165	23	applicability	applicability	NOUN
easat-11238	165	24	of	of	ADP
easat-11238	165	25	perceived	perceive	VERB
easat-11238	165	26	risk	risk	NOUN
easat-11238	165	27	as	as	ADP
easat-11238	165	28	a	a	DET
easat-11238	165	29	determinant	determinant	ADJ
easat-11238	165	30	in	in	ADP
easat-11238	165	31	all	all	DET
easat-11238	165	32	situations	situation	NOUN
easat-11238	165	33	.	.	PUNCT
easat-11238	166	1	practically	practically	ADV
easat-11238	166	2	,	,	PUNCT
easat-11238	166	3	this	this	PRON
easat-11238	166	4	indicates	indicate	VERB
easat-11238	166	5	that	that	SCONJ
easat-11238	166	6	financial	financial	ADJ
easat-11238	166	7	education	education	NOUN
easat-11238	166	8	and	and	CCONJ
easat-11238	166	9	awareness	awareness	NOUN
easat-11238	166	10	,	,	PUNCT
easat-11238	166	11	along	along	ADP
easat-11238	166	12	with	with	ADP
easat-11238	166	13	social	social	ADJ
easat-11238	166	14	influence	influence	NOUN
easat-11238	166	15	,	,	PUNCT
easat-11238	166	16	are	be	AUX
easat-11238	166	17	far	far	ADV
easat-11238	166	18	more	more	ADV
easat-11238	166	19	effective	effective	ADJ
easat-11238	166	20	than	than	ADP
easat-11238	166	21	merely	merely	ADV
easat-11238	166	22	reducing	reduce	VERB
easat-11238	166	23	perceived	perceive	VERB
easat-11238	166	24	risk	risk	NOUN
easat-11238	166	25	.	.	PUNCT
easat-11238	167	1	the	the	DET
easat-11238	167	2	research	research	NOUN
easat-11238	167	3	has	have	VERB
easat-11238	167	4	some	some	DET
easat-11238	167	5	limitations	limitation	NOUN
easat-11238	167	6	.	.	PUNCT
easat-11238	168	1	first	first	ADV
easat-11238	168	2	,	,	PUNCT
easat-11238	168	3	it	it	PRON
easat-11238	168	4	focused	focus	VERB
easat-11238	168	5	on	on	ADP
easat-11238	168	6	a	a	DET
easat-11238	168	7	specific	specific	ADJ
easat-11238	168	8	demographic	demographic	NOUN
easat-11238	168	9	of	of	ADP
easat-11238	168	10	entrepreneurs	entrepreneur	NOUN
easat-11238	168	11	and	and	CCONJ
easat-11238	168	12	smes	sme	NOUN
easat-11238	168	13	in	in	ADP
easat-11238	168	14	lebanon	lebanon	PROPN
easat-11238	168	15	.	.	PUNCT
easat-11238	169	1	second	second	ADJ
easat-11238	169	2	,	,	PUNCT
easat-11238	169	3	it	it	PRON
easat-11238	169	4	concentrated	concentrate	VERB
easat-11238	169	5	on	on	ADP
easat-11238	169	6	emerging	emerge	VERB
easat-11238	169	7	markets	market	NOUN
easat-11238	169	8	where	where	SCONJ
easat-11238	169	9	distrust	distrust	NOUN
easat-11238	169	10	in	in	ADP
easat-11238	169	11	the	the	DET
easat-11238	169	12	banking	banking	NOUN
easat-11238	169	13	system	system	NOUN
easat-11238	169	14	prevails	prevail	VERB
easat-11238	169	15	and	and	CCONJ
easat-11238	169	16	did	do	AUX
easat-11238	169	17	not	not	PART
easat-11238	169	18	examine	examine	VERB
easat-11238	169	19	other	other	ADJ
easat-11238	169	20	emerging	emerge	VERB
easat-11238	169	21	markets	market	NOUN
easat-11238	169	22	without	without	ADP
easat-11238	169	23	financial	financial	ADJ
easat-11238	169	24	crises	crisis	NOUN
easat-11238	169	25	.	.	PUNCT
easat-11238	170	1	third	third	ADV
easat-11238	170	2	,	,	PUNCT
easat-11238	170	3	it	it	PRON
easat-11238	170	4	emphasized	emphasize	VERB
easat-11238	170	5	only	only	ADV
easat-11238	170	6	three	three	NUM
easat-11238	170	7	main	main	ADJ
easat-11238	170	8	variables	variable	NOUN
easat-11238	170	9	:	:	PUNCT
easat-11238	170	10	social	social	ADJ
easat-11238	170	11	influence	influence	NOUN
easat-11238	170	12	,	,	PUNCT
easat-11238	170	13	financial	financial	ADJ
easat-11238	170	14	literacy	literacy	NOUN
easat-11238	170	15	,	,	PUNCT
easat-11238	170	16	and	and	CCONJ
easat-11238	170	17	perceived	perceive	VERB
easat-11238	170	18	risk	risk	NOUN
easat-11238	170	19	,	,	PUNCT
easat-11238	170	20	while	while	SCONJ
easat-11238	170	21	other	other	ADJ
easat-11238	170	22	variables	variable	NOUN
easat-11238	170	23	,	,	PUNCT
easat-11238	170	24	such	such	ADJ
easat-11238	170	25	as	as	ADP
easat-11238	170	26	trust	trust	NOUN
easat-11238	170	27	in	in	ADP
easat-11238	170	28	crypto	crypto	NOUN
easat-11238	170	29	,	,	PUNCT
easat-11238	170	30	regulatory	regulatory	ADJ
easat-11238	170	31	support	support	NOUN
easat-11238	170	32	,	,	PUNCT
easat-11238	170	33	and	and	CCONJ
easat-11238	170	34	risk	risk	NOUN
easat-11238	170	35	aversion	aversion	NOUN
easat-11238	170	36	,	,	PUNCT
easat-11238	170	37	were	be	AUX
easat-11238	170	38	not	not	PART
easat-11238	170	39	studied	study	VERB
easat-11238	170	40	.	.	PUNCT
easat-11238	171	1	fourth	fourth	ADJ
easat-11238	171	2	,	,	PUNCT
easat-11238	171	3	this	this	DET
easat-11238	171	4	research	research	NOUN
easat-11238	171	5	employed	employ	VERB
easat-11238	171	6	solely	solely	ADV
easat-11238	171	7	a	a	DET
easat-11238	171	8	quantitative	quantitative	ADJ
easat-11238	171	9	methodology	methodology	NOUN
easat-11238	171	10	.	.	PUNCT
easat-11238	172	1	future	future	ADJ
easat-11238	172	2	studies	study	NOUN
easat-11238	172	3	are	be	AUX
easat-11238	172	4	encouraged	encourage	VERB
easat-11238	172	5	to	to	PART
easat-11238	172	6	explore	explore	VERB
easat-11238	172	7	other	other	ADJ
easat-11238	172	8	emerging	emerge	VERB
easat-11238	172	9	markets	market	NOUN
easat-11238	172	10	and	and	CCONJ
easat-11238	172	11	demographics	demographic	NOUN
easat-11238	172	12	.	.	PUNCT
easat-11238	173	1	additionally	additionally	ADV
easat-11238	173	2	,	,	PUNCT
easat-11238	173	3	researchers	researcher	NOUN
easat-11238	173	4	should	should	AUX
easat-11238	173	5	examine	examine	VERB
easat-11238	173	6	different	different	ADJ
easat-11238	173	7	variables	variable	NOUN
easat-11238	173	8	to	to	PART
easat-11238	173	9	assess	assess	VERB
easat-11238	173	10	cryptocurrency	cryptocurrency	NOUN
easat-11238	173	11	adoption	adoption	NOUN
easat-11238	173	12	and	and	CCONJ
easat-11238	173	13	utilize	utilize	VERB
easat-11238	173	14	qualitative	qualitative	ADJ
easat-11238	173	15	research	research	NOUN
easat-11238	173	16	methods	method	NOUN
easat-11238	173	17	to	to	PART
easat-11238	173	18	gain	gain	VERB
easat-11238	173	19	in	in	ADP
easat-11238	173	20	-	-	PUNCT
easat-11238	173	21	depth	depth	NOUN
easat-11238	173	22	insights	insight	NOUN
easat-11238	173	23	into	into	ADP
easat-11238	173	24	behavioral	behavioral	ADJ
easat-11238	173	25	intentions	intention	NOUN
easat-11238	173	26	to	to	PART
easat-11238	173	27	adopt	adopt	VERB
easat-11238	173	28	cryptocurrency	cryptocurrency	NOUN
easat-11238	173	29	.	.	PUNCT
easat-11238	174	1	transparency	transparency	NOUN
easat-11238	174	2	:	:	PUNCT
easat-11238	174	3	the	the	DET
easat-11238	174	4	authors	author	NOUN
easat-11238	174	5	confirm	confirm	VERB
easat-11238	174	6	that	that	SCONJ
easat-11238	174	7	the	the	DET
easat-11238	174	8	manuscript	manuscript	NOUN
easat-11238	174	9	is	be	AUX
easat-11238	174	10	an	an	DET
easat-11238	174	11	honest	honest	ADJ
easat-11238	174	12	,	,	PUNCT
easat-11238	174	13	accurate	accurate	ADJ
easat-11238	174	14	,	,	PUNCT
easat-11238	174	15	and	and	CCONJ
easat-11238	174	16	transparent	transparent	ADJ
easat-11238	174	17	account	account	NOUN
easat-11238	174	18	of	of	ADP
easat-11238	174	19	the	the	DET
easat-11238	174	20	study	study	NOUN
easat-11238	174	21	;	;	PUNCT
easat-11238	174	22	that	that	SCONJ
easat-11238	174	23	no	no	DET
easat-11238	174	24	vital	vital	ADJ
easat-11238	174	25	features	feature	NOUN
easat-11238	174	26	of	of	ADP
easat-11238	174	27	the	the	DET
easat-11238	174	28	study	study	NOUN
easat-11238	174	29	have	have	AUX
easat-11238	174	30	been	be	AUX
easat-11238	174	31	omitted	omit	VERB
easat-11238	174	32	;	;	PUNCT
easat-11238	174	33	and	and	CCONJ
easat-11238	174	34	that	that	SCONJ
easat-11238	174	35	any	any	DET
easat-11238	174	36	discrepancies	discrepancy	NOUN
easat-11238	174	37	from	from	ADP
easat-11238	174	38	the	the	DET
easat-11238	174	39	study	study	NOUN
easat-11238	174	40	as	as	SCONJ
easat-11238	174	41	planned	plan	VERB
easat-11238	174	42	have	have	AUX
easat-11238	174	43	been	be	AUX
easat-11238	174	44	explained	explain	VERB
easat-11238	174	45	.	.	PUNCT
easat-11238	175	1	this	this	DET
easat-11238	175	2	study	study	NOUN
easat-11238	175	3	followed	follow	VERB
easat-11238	175	4	all	all	DET
easat-11238	175	5	ethical	ethical	ADJ
easat-11238	175	6	practices	practice	NOUN
easat-11238	175	7	during	during	ADP
easat-11238	175	8	writing	writing	NOUN
easat-11238	175	9	.	.	PUNCT
easat-11238	176	1	copyright	copyright	NOUN
easat-11238	176	2	:	:	PUNCT
easat-11238	176	3	©	©	PROPN
easat-11238	176	4	2025	2025	NUM
easat-11238	176	5	by	by	ADP
easat-11238	176	6	the	the	DET
easat-11238	176	7	authors	author	NOUN
easat-11238	176	8	.	.	PUNCT
easat-11238	177	1	this	this	DET
easat-11238	177	2	article	article	NOUN
easat-11238	177	3	is	be	AUX
easat-11238	177	4	an	an	DET
easat-11238	177	5	open	open	ADJ
easat-11238	177	6	-	-	PUNCT
easat-11238	177	7	access	access	NOUN
easat-11238	177	8	article	article	NOUN
easat-11238	177	9	distributed	distribute	VERB
easat-11238	177	10	under	under	ADP
easat-11238	177	11	the	the	DET
easat-11238	177	12	terms	term	NOUN
easat-11238	177	13	and	and	CCONJ
easat-11238	177	14	conditions	condition	NOUN
easat-11238	177	15	of	of	ADP
easat-11238	177	16	the	the	DET
easat-11238	177	17	creative	creative	ADJ
easat-11238	177	18	commons	common	NOUN
easat-11238	177	19	attribution	attribution	NOUN
easat-11238	177	20	(	(	PUNCT
easat-11238	177	21	cc	cc	NOUN
easat-11238	177	22	by	by	ADP
easat-11238	177	23	)	)	PUNCT
easat-11238	177	24	license	license	NOUN
easat-11238	177	25	(	(	PUNCT
easat-11238	177	26	https://creativecommons.org/licenses/by/4.0/	https://creativecommons.org/licenses/by/4.0/	PROPN
easat-11238	177	27	)	)	PUNCT
easat-11238	177	28	.	.	PUNCT
easat-11238	178	1	https://creativecommons.org/licenses/by/4.0/	https://creativecommons.org/licenses/by/4.0/	PROPN
easat-11238	178	2	1441	1441	NUM
easat-11238	178	3	edelweiss	edelweiss	PROPN
easat-11238	178	4	applied	apply	VERB
easat-11238	178	5	science	science	NOUN
easat-11238	178	6	and	and	CCONJ
easat-11238	178	7	technology	technology	NOUN
easat-11238	178	8	issn	issn	PROPN
easat-11238	178	9	:	:	PUNCT
easat-11238	178	10	2576	2576	NUM
easat-11238	178	11	-	-	SYM
easat-11238	178	12	8484	8484	NUM
easat-11238	178	13	vol	vol	NOUN
easat-11238	178	14	.	.	PROPN
easat-11238	179	1	9	9	NUM
easat-11238	179	2	,	,	PUNCT
easat-11238	179	3	no	no	INTJ
easat-11238	179	4	.	.	NOUN
easat-11238	179	5	11	11	NUM
easat-11238	179	6	:	:	SYM
easat-11238	179	7	1433	1433	NUM
easat-11238	179	8	-	-	SYM
easat-11238	179	9	1442	1442	NUM
easat-11238	179	10	,	,	PUNCT
easat-11238	179	11	2025	2025	NUM
easat-11238	179	12	doi	doi	NOUN
easat-11238	179	13	:	:	PUNCT
easat-11238	179	14	10.55214/2576	10.55214/2576	NUM
easat-11238	179	15	-	-	SYM
easat-11238	179	16	8484.v9i11.11238	8484.v9i11.11238	NUM
easat-11238	180	1	©	©	ADP
easat-11238	180	2	2025	2025	NUM
easat-11238	180	3	by	by	ADP
easat-11238	180	4	the	the	DET
easat-11238	180	5	authors	author	NOUN
easat-11238	180	6	;	;	PUNCT
easat-11238	180	7	licensee	licensee	PROPN
easat-11238	180	8	learning	learn	VERB
easat-11238	180	9	gate	gate	NOUN
easat-11238	180	10	references	reference	NOUN
easat-11238	180	11	[	[	X
easat-11238	180	12	1	1	NUM
easat-11238	180	13	]	]	X
easat-11238	180	14	y.	y.	PROPN
easat-11238	180	15	lau	lau	PROPN
easat-11238	180	16	,	,	PUNCT
easat-11238	180	17	"	"	PUNCT
easat-11238	180	18	cryptocurrencies	cryptocurrencie	NOUN
easat-11238	180	19	hit	hit	VERB
easat-11238	180	20	market	market	NOUN
easat-11238	180	21	cap	cap	NOUN
easat-11238	180	22	of	of	ADP
easat-11238	180	23	$	$	SYM
easat-11238	180	24	3	3	NUM
easat-11238	180	25	trillion	trillion	NUM
easat-11238	180	26	for	for	ADP
easat-11238	180	27	the	the	DET
easat-11238	180	28	first	first	ADJ
easat-11238	180	29	time	time	NOUN
easat-11238	180	30	as	as	SCONJ
easat-11238	180	31	bitcoin	bitcoin	ADJ
easat-11238	180	32	and	and	CCONJ
easat-11238	180	33	ether	ether	NOUN
easat-11238	180	34	reach	reach	VERB
easat-11238	180	35	record	record	NOUN
easat-11238	180	36	highs	high	NOUN
easat-11238	180	37	,	,	PUNCT
easat-11238	180	38	"	"	PUNCT
easat-11238	180	39	fortune.com	fortune.com	X
easat-11238	180	40	,	,	PUNCT
easat-11238	180	41	2021	2021	NUM
easat-11238	180	42	.	.	PUNCT
easat-11238	180	43	https://fortune.com/2021/11/09/cryptocurrency-market-cap-3-trillion-bitcion-ether-shibainu/	https://fortune.com/2021/11/09/cryptocurrency-market-cap-3-trillion-bitcion-ether-shibainu/	PUNCT
easat-11238	181	1	[	[	X
easat-11238	181	2	2	2	NUM
easat-11238	181	3	]	]	PUNCT
easat-11238	181	4	a.	a.	NOUN
easat-11238	181	5	t.	t.	PROPN
easat-11238	181	6	mazikana	mazikana	PROPN
easat-11238	181	7	,	,	PUNCT
easat-11238	181	8	"	"	PUNCT
easat-11238	181	9	the	the	DET
easat-11238	181	10	impact	impact	NOUN
easat-11238	181	11	of	of	ADP
easat-11238	181	12	cryptocurrencies	cryptocurrencie	NOUN
easat-11238	181	13	in	in	ADP
easat-11238	181	14	zimbabwe	zimbabwe	ADJ
easat-11238	181	15	an	an	DET
easat-11238	181	16	analysis	analysis	NOUN
easat-11238	181	17	of	of	ADP
easat-11238	181	18	bitcoins	bitcoin	NOUN
easat-11238	181	19	,	,	PUNCT
easat-11238	181	20	"	"	PUNCT
easat-11238	181	21	ssrn	ssrn	PROPN
easat-11238	181	22	electronic	electronic	ADJ
easat-11238	181	23	journal	journal	NOUN
easat-11238	181	24	,	,	PUNCT
easat-11238	181	25	p.	p.	NOUN
easat-11238	181	26	83	83	NUM
easat-11238	181	27	,	,	PUNCT
easat-11238	181	28	2018	2018	NUM
easat-11238	181	29	.	.	PUNCT
easat-11238	182	1	https://doi.org/10.2139/ssrn.3376307	https://doi.org/10.2139/ssrn.3376307	X
easat-11238	183	1	[	[	X
easat-11238	183	2	3	3	NUM
easat-11238	183	3	]	]	X
easat-11238	183	4	f.	f.	PROPN
easat-11238	183	5	kjærland	kjærland	PROPN
easat-11238	183	6	,	,	PUNCT
easat-11238	183	7	a.	a.	PROPN
easat-11238	183	8	khazal	khazal	PROPN
easat-11238	183	9	,	,	PUNCT
easat-11238	183	10	e.	e.	PROPN
easat-11238	183	11	a.	a.	PROPN
easat-11238	183	12	krogstad	krogstad	PROPN
easat-11238	183	13	,	,	PUNCT
easat-11238	183	14	f.	f.	PROPN
easat-11238	183	15	b.	b.	PROPN
easat-11238	183	16	nordstrøm	nordstrøm	PROPN
easat-11238	183	17	,	,	PUNCT
easat-11238	183	18	and	and	CCONJ
easat-11238	183	19	a.	a.	NOUN
easat-11238	183	20	oust	oust	PROPN
easat-11238	183	21	,	,	PUNCT
easat-11238	183	22	"	"	PUNCT
easat-11238	183	23	an	an	DET
easat-11238	183	24	analysis	analysis	NOUN
easat-11238	183	25	of	of	ADP
easat-11238	183	26	bitcoin	bitcoin	NOUN
easat-11238	183	27	’s	’s	PART
easat-11238	183	28	price	price	NOUN
easat-11238	183	29	dynamics	dynamic	NOUN
easat-11238	183	30	,	,	PUNCT
easat-11238	183	31	"	"	PUNCT
easat-11238	183	32	journal	journal	NOUN
easat-11238	183	33	of	of	ADP
easat-11238	183	34	risk	risk	NOUN
easat-11238	183	35	and	and	CCONJ
easat-11238	183	36	financial	financial	ADJ
easat-11238	183	37	management	management	NOUN
easat-11238	183	38	,	,	PUNCT
easat-11238	183	39	vol	vol	NOUN
easat-11238	183	40	.	.	PROPN
easat-11238	183	41	11	11	NUM
easat-11238	183	42	,	,	PUNCT
easat-11238	183	43	no	no	INTJ
easat-11238	183	44	.	.	NOUN
easat-11238	183	45	4	4	NUM
easat-11238	183	46	,	,	PUNCT
easat-11238	183	47	p.	p.	NOUN
easat-11238	183	48	63	63	NUM
easat-11238	183	49	,	,	PUNCT
easat-11238	183	50	2018	2018	NUM
easat-11238	183	51	.	.	PUNCT
easat-11238	184	1	https://doi.org/10.3390/jrfm11040063	https://doi.org/10.3390/jrfm11040063	NOUN
easat-11238	185	1	[	[	X
easat-11238	185	2	4	4	X
easat-11238	185	3	]	]	PUNCT
easat-11238	185	4	a.	a.	NOUN
easat-11238	185	5	d’alfonso	d’alfonso	PROPN
easat-11238	185	6	,	,	PUNCT
easat-11238	185	7	p.	p.	NOUN
easat-11238	185	8	langer	langer	NOUN
easat-11238	185	9	,	,	PUNCT
easat-11238	185	10	and	and	CCONJ
easat-11238	185	11	z.	z.	PROPN
easat-11238	185	12	vandelis	vandelis	PROPN
easat-11238	185	13	,	,	PUNCT
easat-11238	185	14	the	the	DET
easat-11238	185	15	future	future	NOUN
easat-11238	185	16	of	of	ADP
easat-11238	185	17	cryptocurrency	cryptocurrency	NOUN
easat-11238	185	18	an	an	DET
easat-11238	185	19	investor	investor	NOUN
easat-11238	185	20	’s	’s	PART
easat-11238	185	21	comparison	comparison	NOUN
easat-11238	185	22	of	of	ADP
easat-11238	185	23	bitcoin	bitcoin	NOUN
easat-11238	185	24	and	and	CCONJ
easat-11238	185	25	ethereum	ethereum	NOUN
easat-11238	185	26	.	.	PUNCT
easat-11238	186	1	toronto	toronto	PROPN
easat-11238	186	2	:	:	PUNCT
easat-11238	186	3	ryerson	ryerson	PROPN
easat-11238	186	4	university	university	NOUN
easat-11238	186	5	,	,	PUNCT
easat-11238	186	6	2016	2016	NUM
easat-11238	186	7	.	.	PUNCT
easat-11238	187	1	[	[	X
easat-11238	187	2	5	5	NUM
easat-11238	187	3	]	]	PUNCT
easat-11238	187	4	o.	o.	NOUN
easat-11238	187	5	alqaryouti	alqaryouti	PROPN
easat-11238	187	6	,	,	PUNCT
easat-11238	187	7	n.	n.	PROPN
easat-11238	187	8	siyam	siyam	PROPN
easat-11238	187	9	,	,	PUNCT
easat-11238	187	10	z.	z.	PROPN
easat-11238	187	11	alkashri	alkashri	PROPN
easat-11238	187	12	,	,	PUNCT
easat-11238	187	13	and	and	CCONJ
easat-11238	187	14	k.	k.	PROPN
easat-11238	187	15	shaalan	shaalan	PROPN
easat-11238	187	16	,	,	PUNCT
easat-11238	187	17	"	"	PUNCT
easat-11238	187	18	users	user	NOUN
easat-11238	187	19	’	'	PUNCT
easat-11238	187	20	knowledge	knowledge	NOUN
easat-11238	187	21	and	and	CCONJ
easat-11238	187	22	motivation	motivation	NOUN
easat-11238	187	23	on	on	ADP
easat-11238	187	24	using	use	VERB
easat-11238	187	25	cryptocurrency	cryptocurrency	NOUN
easat-11238	187	26	,	,	PUNCT
easat-11238	187	27	"	"	PUNCT
easat-11238	187	28	in	in	ADP
easat-11238	187	29	lecture	lecture	NOUN
easat-11238	187	30	notes	note	NOUN
easat-11238	187	31	in	in	ADP
easat-11238	187	32	business	business	NOUN
easat-11238	187	33	information	information	NOUN
easat-11238	187	34	processing	processing	NOUN
easat-11238	187	35	(	(	PUNCT
easat-11238	187	36	vol	vol	NOUN
easat-11238	187	37	.	.	PROPN
easat-11238	187	38	381	381	NUM
easat-11238	187	39	,	,	PUNCT
easat-11238	187	40	pp	pp	ADJ
easat-11238	187	41	.	.	PUNCT
easat-11238	188	1	113–122	113–122	NUM
easat-11238	188	2	)	)	PUNCT
easat-11238	188	3	.	.	PUNCT
easat-11238	189	1	cham	cham	PROPN
easat-11238	189	2	,	,	PUNCT
easat-11238	189	3	switzerland	switzerland	PROPN
easat-11238	189	4	:	:	PUNCT
easat-11238	189	5	springer	springer	NOUN
easat-11238	189	6	,	,	PUNCT
easat-11238	189	7	2020	2020	NUM
easat-11238	189	8	.	.	PUNCT
easat-11238	190	1	[	[	X
easat-11238	190	2	6	6	NUM
easat-11238	190	3	]	]	PUNCT
easat-11238	190	4	h.	h.	PROPN
easat-11238	190	5	albayati	albayati	PROPN
easat-11238	190	6	,	,	PUNCT
easat-11238	190	7	s.	s.	PROPN
easat-11238	190	8	k.	k.	PROPN
easat-11238	190	9	kim	kim	PROPN
easat-11238	190	10	,	,	PUNCT
easat-11238	190	11	and	and	CCONJ
easat-11238	190	12	j.	j.	PROPN
easat-11238	190	13	j.	j.	PROPN
easat-11238	190	14	rho	rho	PROPN
easat-11238	190	15	,	,	PUNCT
easat-11238	190	16	"	"	PUNCT
easat-11238	190	17	accepting	accept	VERB
easat-11238	190	18	financial	financial	ADJ
easat-11238	190	19	transactions	transaction	NOUN
easat-11238	190	20	using	use	VERB
easat-11238	190	21	blockchain	blockchain	PROPN
easat-11238	190	22	technology	technology	NOUN
easat-11238	190	23	and	and	CCONJ
easat-11238	190	24	cryptocurrency	cryptocurrency	NOUN
easat-11238	190	25	:	:	PUNCT
easat-11238	190	26	a	a	DET
easat-11238	190	27	customer	customer	NOUN
easat-11238	190	28	perspective	perspective	NOUN
easat-11238	190	29	approach	approach	NOUN
easat-11238	190	30	,	,	PUNCT
easat-11238	190	31	"	"	PUNCT
easat-11238	190	32	technology	technology	NOUN
easat-11238	190	33	in	in	ADP
easat-11238	190	34	society	society	NOUN
easat-11238	190	35	,	,	PUNCT
easat-11238	190	36	vol	vol	NOUN
easat-11238	190	37	.	.	PROPN
easat-11238	190	38	62	62	NUM
easat-11238	190	39	,	,	PUNCT
easat-11238	190	40	p.	p.	NOUN
easat-11238	190	41	101320	101320	NUM
easat-11238	190	42	,	,	PUNCT
easat-11238	190	43	2020	2020	NUM
easat-11238	190	44	.	.	PUNCT
easat-11238	191	1	https://doi.org/10.1016/j.techsoc.2020.101320	https://doi.org/10.1016/j.techsoc.2020.101320	PROPN
easat-11238	191	2	[	[	X
easat-11238	191	3	7	7	X
easat-11238	191	4	]	]	X
easat-11238	191	5	n.	n.	NOUN
easat-11238	191	6	kshetri	kshetri	PROPN
easat-11238	191	7	and	and	CCONJ
easat-11238	191	8	j.	j.	PROPN
easat-11238	191	9	voas	voas	PROPN
easat-11238	191	10	,	,	PUNCT
easat-11238	191	11	"	"	PUNCT
easat-11238	191	12	blockchain	blockchain	NOUN
easat-11238	191	13	in	in	ADP
easat-11238	191	14	developing	develop	VERB
easat-11238	191	15	countries	country	NOUN
easat-11238	191	16	,	,	PUNCT
easat-11238	191	17	"	"	PUNCT
easat-11238	191	18	it	it	PRON
easat-11238	191	19	professional	professional	ADJ
easat-11238	191	20	,	,	PUNCT
easat-11238	191	21	vol	vol	NOUN
easat-11238	191	22	.	.	PROPN
easat-11238	191	23	20	20	NUM
easat-11238	191	24	,	,	PUNCT
easat-11238	191	25	no	no	INTJ
easat-11238	191	26	.	.	NOUN
easat-11238	191	27	2	2	NUM
easat-11238	191	28	,	,	PUNCT
easat-11238	191	29	pp	pp	ADJ
easat-11238	191	30	.	.	PUNCT
easat-11238	192	1	11	11	NUM
easat-11238	192	2	-	-	SYM
easat-11238	192	3	14	14	NUM
easat-11238	192	4	,	,	PUNCT
easat-11238	192	5	2018	2018	NUM
easat-11238	192	6	.	.	PUNCT
easat-11238	193	1	https://doi.org/10.1109/mitp.2018.021921645	https://doi.org/10.1109/mitp.2018.021921645	PROPN
easat-11238	194	1	[	[	X
easat-11238	194	2	8	8	NUM
easat-11238	194	3	]	]	PUNCT
easat-11238	194	4	m.	m.	NOUN
easat-11238	194	5	el	el	PROPN
easat-11238	194	6	hajj	hajj	PROPN
easat-11238	194	7	and	and	CCONJ
easat-11238	194	8	i.	i.	PROPN
easat-11238	194	9	farran	farran	PROPN
easat-11238	194	10	,	,	PUNCT
easat-11238	194	11	"	"	PUNCT
easat-11238	194	12	the	the	DET
easat-11238	194	13	cryptocurrencies	cryptocurrencie	NOUN
easat-11238	194	14	in	in	ADP
easat-11238	194	15	emerging	emerge	VERB
easat-11238	194	16	markets	market	NOUN
easat-11238	194	17	:	:	PUNCT
easat-11238	194	18	enhancing	enhance	VERB
easat-11238	194	19	financial	financial	ADJ
easat-11238	194	20	inclusion	inclusion	NOUN
easat-11238	194	21	and	and	CCONJ
easat-11238	194	22	economic	economic	ADJ
easat-11238	194	23	empowerment	empowerment	NOUN
easat-11238	194	24	,	,	PUNCT
easat-11238	194	25	"	"	PUNCT
easat-11238	194	26	journal	journal	NOUN
easat-11238	194	27	of	of	ADP
easat-11238	194	28	risk	risk	NOUN
easat-11238	194	29	and	and	CCONJ
easat-11238	194	30	financial	financial	ADJ
easat-11238	194	31	management	management	NOUN
easat-11238	194	32	,	,	PUNCT
easat-11238	194	33	vol	vol	NOUN
easat-11238	194	34	.	.	PROPN
easat-11238	194	35	17	17	NUM
easat-11238	194	36	,	,	PUNCT
easat-11238	194	37	no	no	INTJ
easat-11238	194	38	.	.	NOUN
easat-11238	194	39	10	10	NUM
easat-11238	194	40	,	,	PUNCT
easat-11238	194	41	p.	p.	NOUN
easat-11238	194	42	467	467	NUM
easat-11238	194	43	,	,	PUNCT
easat-11238	194	44	2024	2024	NUM
easat-11238	194	45	.	.	PUNCT
easat-11238	195	1	https://doi.org/10.3390/jrfm17100467	https://doi.org/10.3390/jrfm17100467	VERB
easat-11238	195	2	[	[	X
easat-11238	195	3	9	9	NUM
easat-11238	195	4	]	]	PUNCT
easat-11238	195	5	m.	m.	NOUN
easat-11238	195	6	arias	arias	PROPN
easat-11238	195	7	-	-	PUNCT
easat-11238	195	8	oliva	oliva	PROPN
easat-11238	195	9	,	,	PUNCT
easat-11238	195	10	j.	j.	PROPN
easat-11238	195	11	pelegrín	pelegrín	PROPN
easat-11238	195	12	-	-	PUNCT
easat-11238	195	13	borondo	borondo	NOUN
easat-11238	195	14	,	,	PUNCT
easat-11238	195	15	and	and	CCONJ
easat-11238	195	16	g.	g.	PROPN
easat-11238	195	17	matías	matías	PROPN
easat-11238	195	18	-	-	PUNCT
easat-11238	195	19	clavero	clavero	NOUN
easat-11238	195	20	,	,	PUNCT
easat-11238	195	21	"	"	PUNCT
easat-11238	195	22	variables	variable	NOUN
easat-11238	195	23	influencing	influence	VERB
easat-11238	195	24	cryptocurrency	cryptocurrency	NOUN
easat-11238	195	25	use	use	NOUN
easat-11238	195	26	:	:	PUNCT
easat-11238	195	27	a	a	DET
easat-11238	195	28	technology	technology	NOUN
easat-11238	195	29	acceptance	acceptance	NOUN
easat-11238	195	30	model	model	NOUN
easat-11238	195	31	in	in	ADP
easat-11238	195	32	spain	spain	PROPN
easat-11238	195	33	,	,	PUNCT
easat-11238	195	34	"	"	PUNCT
easat-11238	195	35	frontiers	frontier	NOUN
easat-11238	195	36	in	in	ADP
easat-11238	195	37	psychology	psychology	NOUN
easat-11238	195	38	,	,	PUNCT
easat-11238	195	39	vol	vol	NOUN
easat-11238	195	40	.	.	PROPN
easat-11238	195	41	10	10	NUM
easat-11238	195	42	,	,	PUNCT
easat-11238	195	43	2019	2019	NUM
easat-11238	195	44	.	.	PUNCT
easat-11238	196	1	https://doi.org/10.3389/fpsyg.2019.00475	https://doi.org/10.3389/fpsyg.2019.00475	PROPN
easat-11238	197	1	[	[	X
easat-11238	197	2	10	10	NUM
easat-11238	197	3	]	]	PUNCT
easat-11238	197	4	a.	a.	NOUN
easat-11238	197	5	mikhaylov	mikhaylov	NOUN
easat-11238	197	6	,	,	PUNCT
easat-11238	197	7	m.	m.	NOUN
easat-11238	197	8	s.	s.	PROPN
easat-11238	197	9	s.	s.	PROPN
easat-11238	197	10	danish	danish	PROPN
easat-11238	197	11	,	,	PUNCT
easat-11238	197	12	and	and	CCONJ
easat-11238	197	13	t.	t.	PROPN
easat-11238	197	14	senjyu	senjyu	NOUN
easat-11238	197	15	,	,	PUNCT
easat-11238	197	16	"	"	PUNCT
easat-11238	197	17	a	a	DET
easat-11238	197	18	new	new	ADJ
easat-11238	197	19	stage	stage	NOUN
easat-11238	197	20	in	in	ADP
easat-11238	197	21	the	the	DET
easat-11238	197	22	evolution	evolution	NOUN
easat-11238	197	23	of	of	ADP
easat-11238	197	24	cryptocurrency	cryptocurrency	NOUN
easat-11238	197	25	markets	market	NOUN
easat-11238	197	26	:	:	PUNCT
easat-11238	197	27	analysis	analysis	NOUN
easat-11238	197	28	by	by	ADP
easat-11238	197	29	hurst	hurst	PROPN
easat-11238	197	30	method	method	PROPN
easat-11238	197	31	,	,	PUNCT
easat-11238	197	32	"	"	PUNCT
easat-11238	197	33	strategic	strategic	ADJ
easat-11238	197	34	outlook	outlook	NOUN
easat-11238	197	35	in	in	ADP
easat-11238	197	36	business	business	NOUN
easat-11238	197	37	and	and	CCONJ
easat-11238	197	38	finance	finance	NOUN
easat-11238	197	39	innovation	innovation	NOUN
easat-11238	197	40	:	:	PUNCT
easat-11238	197	41	multidimensional	multidimensional	ADJ
easat-11238	197	42	policies	policy	NOUN
easat-11238	197	43	for	for	ADP
easat-11238	197	44	emerging	emerge	VERB
easat-11238	197	45	economies	economy	NOUN
easat-11238	197	46	,	,	PUNCT
easat-11238	197	47	pp	pp	ADJ
easat-11238	197	48	.	.	PUNCT
easat-11238	198	1	35	35	NUM
easat-11238	198	2	-	-	SYM
easat-11238	198	3	45	45	NUM
easat-11238	198	4	,	,	PUNCT
easat-11238	198	5	2021	2021	NUM
easat-11238	198	6	.	.	PUNCT
easat-11238	199	1	https://doi.org/10.1108/978-1-80043-444-820211004	https://doi.org/10.1108/978-1-80043-444-820211004	X
easat-11238	199	2	[	[	PUNCT
easat-11238	199	3	11	11	NUM
easat-11238	199	4	]	]	X
easat-11238	199	5	imf	imf	PROPN
easat-11238	199	6	,	,	PUNCT
easat-11238	199	7	the	the	DET
easat-11238	199	8	crypto	crypto	X
easat-11238	199	9	ecosystem	ecosystem	NOUN
easat-11238	199	10	and	and	CCONJ
easat-11238	199	11	financial	financial	ADJ
easat-11238	199	12	stability	stability	NOUN
easat-11238	199	13	challenges	challenge	NOUN
easat-11238	199	14	.	.	PUNCT
easat-11238	200	1	washington	washington	PROPN
easat-11238	200	2	,	,	PUNCT
easat-11238	200	3	dc	dc	PROPN
easat-11238	200	4	:	:	PUNCT
easat-11238	200	5	international	international	ADJ
easat-11238	200	6	monetary	monetary	ADJ
easat-11238	200	7	fund	fund	NOUN
easat-11238	200	8	,	,	PUNCT
easat-11238	200	9	2021	2021	NUM
easat-11238	200	10	.	.	PUNCT
easat-11238	201	1	[	[	X
easat-11238	201	2	12	12	NUM
easat-11238	201	3	]	]	PUNCT
easat-11238	201	4	j.	j.	PROPN
easat-11238	201	5	xiong	xiong	PROPN
easat-11238	201	6	and	and	CCONJ
easat-11238	201	7	y.	y.	PROPN
easat-11238	201	8	tang	tang	PROPN
easat-11238	201	9	,	,	PUNCT
easat-11238	201	10	"	"	PUNCT
easat-11238	201	11	mobile	mobile	ADJ
easat-11238	201	12	cryptocurrency	cryptocurrency	NOUN
easat-11238	201	13	for	for	ADP
easat-11238	201	14	development	development	NOUN
easat-11238	201	15	in	in	ADP
easat-11238	201	16	asia	asia	PROPN
easat-11238	201	17	-	-	PUNCT
easat-11238	201	18	moderating	moderate	VERB
easat-11238	201	19	effects	effect	NOUN
easat-11238	201	20	of	of	ADP
easat-11238	201	21	advantage	advantage	NOUN
easat-11238	201	22	,	,	PUNCT
easat-11238	201	23	complexity	complexity	NOUN
easat-11238	201	24	,	,	PUNCT
easat-11238	201	25	and	and	CCONJ
easat-11238	201	26	compatibility	compatibility	NOUN
easat-11238	201	27	,	,	PUNCT
easat-11238	201	28	"	"	PUNCT
easat-11238	201	29	in	in	ADP
easat-11238	201	30	amcis	amcis	ADJ
easat-11238	201	31	2020	2020	NUM
easat-11238	201	32	proceedings	proceeding	NOUN
easat-11238	201	33	(	(	PUNCT
easat-11238	201	34	vol	vol	NOUN
easat-11238	201	35	.	.	NOUN
easat-11238	201	36	9	9	NUM
easat-11238	201	37	,	,	PUNCT
easat-11238	201	38	pp	pp	ADJ
easat-11238	201	39	.	.	PUNCT
easat-11238	202	1	1–6	1–6	NUM
easat-11238	202	2	)	)	PUNCT
easat-11238	202	3	.	.	PUNCT
easat-11238	203	1	atlanta	atlanta	PROPN
easat-11238	203	2	,	,	PUNCT
easat-11238	203	3	ga	ga	PROPN
easat-11238	203	4	,	,	PUNCT
easat-11238	203	5	usa	usa	PROPN
easat-11238	203	6	:	:	PUNCT
easat-11238	203	7	association	association	NOUN
easat-11238	203	8	for	for	ADP
easat-11238	203	9	information	information	NOUN
easat-11238	203	10	systems	system	NOUN
easat-11238	203	11	,	,	PUNCT
easat-11238	203	12	2020	2020	NUM
easat-11238	203	13	.	.	PUNCT
easat-11238	204	1	[	[	X
easat-11238	204	2	13	13	NUM
easat-11238	204	3	]	]	PUNCT
easat-11238	204	4	v.	v.	CCONJ
easat-11238	204	5	venkatesh	venkatesh	PROPN
easat-11238	204	6	,	,	PUNCT
easat-11238	204	7	m.	m.	NOUN
easat-11238	204	8	g.	g.	PROPN
easat-11238	204	9	morris	morris	PROPN
easat-11238	204	10	,	,	PUNCT
easat-11238	204	11	g.	g.	PROPN
easat-11238	204	12	b.	b.	PROPN
easat-11238	204	13	davis	davis	PROPN
easat-11238	204	14	,	,	PUNCT
easat-11238	204	15	and	and	CCONJ
easat-11238	204	16	f.	f.	PROPN
easat-11238	204	17	d.	d.	PROPN
easat-11238	204	18	davis	davis	PROPN
easat-11238	204	19	,	,	PUNCT
easat-11238	204	20	"	"	PUNCT
easat-11238	204	21	user	user	NOUN
easat-11238	204	22	acceptance	acceptance	NOUN
easat-11238	204	23	of	of	ADP
easat-11238	204	24	information	information	NOUN
easat-11238	204	25	technology	technology	NOUN
easat-11238	204	26	:	:	PUNCT
easat-11238	204	27	toward	toward	ADP
easat-11238	204	28	a	a	DET
easat-11238	204	29	unified	unified	ADJ
easat-11238	204	30	view	view	NOUN
easat-11238	204	31	,	,	PUNCT
easat-11238	204	32	"	"	PUNCT
easat-11238	204	33	mis	mis	PROPN
easat-11238	204	34	quarterly	quarterly	ADJ
easat-11238	204	35	,	,	PUNCT
easat-11238	204	36	vol	vol	NOUN
easat-11238	204	37	.	.	PROPN
easat-11238	204	38	27	27	NUM
easat-11238	204	39	,	,	PUNCT
easat-11238	204	40	no	no	INTJ
easat-11238	204	41	.	.	NOUN
easat-11238	204	42	3	3	NUM
easat-11238	204	43	,	,	PUNCT
easat-11238	204	44	pp	pp	ADJ
easat-11238	204	45	.	.	PUNCT
easat-11238	205	1	425	425	NUM
easat-11238	205	2	-	-	SYM
easat-11238	205	3	478	478	NUM
easat-11238	205	4	,	,	PUNCT
easat-11238	205	5	2003	2003	NUM
easat-11238	205	6	.	.	PUNCT
easat-11238	206	1	https://doi.org/10.2307/30036540	https://doi.org/10.2307/30036540	X
easat-11238	207	1	[	[	X
easat-11238	207	2	14	14	NUM
easat-11238	207	3	]	]	PUNCT
easat-11238	207	4	r.	r.	PROPN
easat-11238	207	5	al	al	PROPN
easat-11238	207	6	-	-	PUNCT
easat-11238	207	7	amri	amri	PROPN
easat-11238	207	8	,	,	PUNCT
easat-11238	207	9	n.	n.	PROPN
easat-11238	207	10	h.	h.	PROPN
easat-11238	207	11	zakaria	zakaria	PROPN
easat-11238	207	12	,	,	PUNCT
easat-11238	207	13	a.	a.	PROPN
easat-11238	207	14	habbal	habbal	PROPN
easat-11238	207	15	,	,	PUNCT
easat-11238	207	16	and	and	CCONJ
easat-11238	207	17	s.	s.	PROPN
easat-11238	207	18	hassan	hassan	PROPN
easat-11238	207	19	,	,	PUNCT
easat-11238	207	20	"	"	PUNCT
easat-11238	207	21	cryptocurrency	cryptocurrency	NOUN
easat-11238	207	22	adoption	adoption	NOUN
easat-11238	207	23	:	:	PUNCT
easat-11238	207	24	current	current	ADJ
easat-11238	207	25	stage	stage	NOUN
easat-11238	207	26	,	,	PUNCT
easat-11238	207	27	opportunities	opportunity	NOUN
easat-11238	207	28	,	,	PUNCT
easat-11238	207	29	and	and	CCONJ
easat-11238	207	30	open	open	ADJ
easat-11238	207	31	challenges	challenge	NOUN
easat-11238	207	32	,	,	PUNCT
easat-11238	207	33	"	"	PUNCT
easat-11238	207	34	international	international	ADJ
easat-11238	207	35	journal	journal	NOUN
easat-11238	207	36	of	of	ADP
easat-11238	207	37	advanced	advanced	ADJ
easat-11238	207	38	computer	computer	NOUN
easat-11238	207	39	research	research	NOUN
easat-11238	207	40	,	,	PUNCT
easat-11238	207	41	vol	vol	NOUN
easat-11238	207	42	.	.	PROPN
easat-11238	208	1	9	9	NUM
easat-11238	208	2	,	,	PUNCT
easat-11238	208	3	no	no	INTJ
easat-11238	208	4	.	.	NOUN
easat-11238	208	5	44	44	NUM
easat-11238	208	6	,	,	PUNCT
easat-11238	208	7	pp	pp	ADJ
easat-11238	208	8	.	.	PUNCT
easat-11238	209	1	293–307	293–307	NUM
easat-11238	209	2	,	,	PUNCT
easat-11238	209	3	2019	2019	NUM
easat-11238	209	4	.	.	PUNCT
easat-11238	209	5	https://doi.org/10.19101/ijacr.pid43	https://doi.org/10.19101/ijacr.pid43	PUNCT
easat-11238	210	1	[	[	X
easat-11238	210	2	15	15	X
easat-11238	210	3	]	]	X
easat-11238	210	4	p.	p.	NOUN
easat-11238	210	5	nseke	nseke	NOUN
easat-11238	210	6	,	,	PUNCT
easat-11238	210	7	"	"	PUNCT
easat-11238	210	8	how	how	SCONJ
easat-11238	210	9	crypto	crypto	ADJ
easat-11238	210	10	-	-	NOUN
easat-11238	210	11	currency	currency	NOUN
easat-11238	210	12	can	can	AUX
easat-11238	210	13	decrypt	decrypt	VERB
easat-11238	210	14	the	the	DET
easat-11238	210	15	global	global	ADJ
easat-11238	210	16	digital	digital	ADJ
easat-11238	210	17	divide	divide	NOUN
easat-11238	210	18	:	:	PUNCT
easat-11238	210	19	bitcoins	bitcoin	VERB
easat-11238	210	20	a	a	DET
easat-11238	210	21	means	means	NOUN
easat-11238	210	22	for	for	ADP
easat-11238	210	23	african	african	ADJ
easat-11238	210	24	emergence	emergence	NOUN
easat-11238	210	25	,	,	PUNCT
easat-11238	210	26	"	"	PUNCT
easat-11238	210	27	international	international	ADJ
easat-11238	210	28	journal	journal	NOUN
easat-11238	210	29	of	of	ADP
easat-11238	210	30	innovation	innovation	NOUN
easat-11238	210	31	and	and	CCONJ
easat-11238	210	32	economic	economic	ADJ
easat-11238	210	33	development	development	NOUN
easat-11238	210	34	,	,	PUNCT
easat-11238	210	35	vol	vol	NOUN
easat-11238	210	36	.	.	PROPN
easat-11238	211	1	3	3	NUM
easat-11238	211	2	,	,	PUNCT
easat-11238	211	3	no	no	INTJ
easat-11238	211	4	.	.	NOUN
easat-11238	211	5	6	6	NUM
easat-11238	211	6	,	,	PUNCT
easat-11238	211	7	pp	pp	ADJ
easat-11238	211	8	.	.	PUNCT
easat-11238	212	1	61	61	NUM
easat-11238	212	2	-	-	SYM
easat-11238	212	3	70	70	NUM
easat-11238	212	4	,	,	PUNCT
easat-11238	212	5	2018	2018	NUM
easat-11238	212	6	.	.	PUNCT
easat-11238	213	1	https://doi.org/10.18775/ijied.1849-7551-7020.2015.36.2005	https://doi.org/10.18775/ijied.1849-7551-7020.2015.36.2005	PROPN
easat-11238	213	2	[	[	PUNCT
easat-11238	213	3	16	16	NUM
easat-11238	213	4	]	]	X
easat-11238	213	5	h.	h.	PROPN
easat-11238	213	6	el	el	PROPN
easat-11238	213	7	chaarani	chaarani	PROPN
easat-11238	213	8	,	,	PUNCT
easat-11238	213	9	z.	z.	PROPN
easat-11238	213	10	el	el	PROPN
easat-11238	213	11	abiad	abiad	PROPN
easat-11238	213	12	,	,	PUNCT
easat-11238	213	13	s.	s.	PROPN
easat-11238	213	14	el	el	PROPN
easat-11238	213	15	nemar	nemar	PROPN
easat-11238	213	16	,	,	PUNCT
easat-11238	213	17	and	and	CCONJ
easat-11238	213	18	g.	g.	PROPN
easat-11238	213	19	sakka	sakka	NOUN
easat-11238	213	20	,	,	PUNCT
easat-11238	213	21	"	"	PUNCT
easat-11238	213	22	factors	factor	NOUN
easat-11238	213	23	affecting	affect	VERB
easat-11238	213	24	the	the	DET
easat-11238	213	25	adoption	adoption	NOUN
easat-11238	213	26	of	of	ADP
easat-11238	213	27	cryptocurrencies	cryptocurrencie	NOUN
easat-11238	213	28	for	for	ADP
easat-11238	213	29	financial	financial	ADJ
easat-11238	213	30	transactions	transaction	NOUN
easat-11238	213	31	,	,	PUNCT
easat-11238	213	32	"	"	PUNCT
easat-11238	213	33	euromed	eurome	VERB
easat-11238	213	34	journal	journal	NOUN
easat-11238	213	35	of	of	ADP
easat-11238	213	36	business	business	NOUN
easat-11238	213	37	,	,	PUNCT
easat-11238	213	38	vol	vol	NOUN
easat-11238	213	39	.	.	PROPN
easat-11238	214	1	19	19	NUM
easat-11238	214	2	,	,	PUNCT
easat-11238	214	3	no	no	INTJ
easat-11238	214	4	.	.	NOUN
easat-11238	214	5	1	1	NUM
easat-11238	214	6	,	,	PUNCT
easat-11238	214	7	pp	pp	ADJ
easat-11238	214	8	.	.	PUNCT
easat-11238	215	1	46	46	NUM
easat-11238	215	2	-	-	SYM
easat-11238	215	3	61	61	NUM
easat-11238	215	4	,	,	PUNCT
easat-11238	215	5	2024	2024	NUM
easat-11238	215	6	.	.	PUNCT
easat-11238	216	1	https://doi.org/10.1108/emjb04-2023-0121	https://doi.org/10.1108/emjb04-2023-0121	PROPN
easat-11238	217	1	[	[	X
easat-11238	217	2	17	17	NUM
easat-11238	217	3	]	]	PUNCT
easat-11238	217	4	p.	p.	PROPN
easat-11238	217	5	patil	patil	PROPN
easat-11238	217	6	,	,	PUNCT
easat-11238	217	7	k.	k.	PROPN
easat-11238	217	8	tamilmani	tamilmani	PROPN
easat-11238	217	9	,	,	PUNCT
easat-11238	217	10	n.	n.	PROPN
easat-11238	217	11	p.	p.	PROPN
easat-11238	217	12	rana	rana	PROPN
easat-11238	217	13	,	,	PUNCT
easat-11238	217	14	and	and	CCONJ
easat-11238	217	15	v.	v.	ADP
easat-11238	217	16	raghavan	raghavan	PROPN
easat-11238	217	17	,	,	PUNCT
easat-11238	217	18	"	"	PUNCT
easat-11238	217	19	understanding	understand	VERB
easat-11238	217	20	consumer	consumer	NOUN
easat-11238	217	21	adoption	adoption	NOUN
easat-11238	217	22	of	of	ADP
easat-11238	217	23	mobile	mobile	ADJ
easat-11238	217	24	payment	payment	NOUN
easat-11238	217	25	in	in	ADP
easat-11238	217	26	india	india	PROPN
easat-11238	217	27	:	:	PUNCT
easat-11238	217	28	extending	extend	VERB
easat-11238	217	29	meta	meta	ADJ
easat-11238	217	30	-	-	PUNCT
easat-11238	217	31	utaut	utaut	ADJ
easat-11238	217	32	model	model	NOUN
easat-11238	217	33	with	with	ADP
easat-11238	217	34	personal	personal	ADJ
easat-11238	217	35	innovativeness	innovativeness	NOUN
easat-11238	217	36	,	,	PUNCT
easat-11238	217	37	anxiety	anxiety	NOUN
easat-11238	217	38	,	,	PUNCT
easat-11238	217	39	trust	trust	NOUN
easat-11238	217	40	,	,	PUNCT
easat-11238	217	41	and	and	CCONJ
easat-11238	217	42	grievance	grievance	NOUN
easat-11238	217	43	redressal	redressal	NOUN
easat-11238	217	44	,	,	PUNCT
easat-11238	217	45	"	"	PUNCT
easat-11238	217	46	international	international	ADJ
easat-11238	217	47	journal	journal	NOUN
easat-11238	217	48	of	of	ADP
easat-11238	217	49	information	information	NOUN
easat-11238	217	50	management	management	NOUN
easat-11238	217	51	,	,	PUNCT
easat-11238	217	52	vol	vol	NOUN
easat-11238	217	53	.	.	PROPN
easat-11238	217	54	54	54	NUM
easat-11238	217	55	,	,	PUNCT
easat-11238	217	56	p.	p.	NOUN
easat-11238	217	57	102144	102144	NUM
easat-11238	217	58	,	,	PUNCT
easat-11238	217	59	2020	2020	NUM
easat-11238	217	60	.	.	PUNCT
easat-11238	218	1	https://doi.org/10.1016/j.ijinfomgt.2020.102144	https://doi.org/10.1016/j.ijinfomgt.2020.102144	PROPN
easat-11238	218	2	[	[	X
easat-11238	218	3	18	18	NUM
easat-11238	218	4	]	]	X
easat-11238	218	5	s.	s.	PROPN
easat-11238	218	6	farivar	farivar	PROPN
easat-11238	218	7	,	,	PUNCT
easat-11238	218	8	o.	o.	NOUN
easat-11238	218	9	turel	turel	NOUN
easat-11238	218	10	,	,	PUNCT
easat-11238	218	11	and	and	CCONJ
easat-11238	218	12	y.	y.	PROPN
easat-11238	218	13	yuan	yuan	PROPN
easat-11238	218	14	,	,	PUNCT
easat-11238	218	15	"	"	PUNCT
easat-11238	218	16	skewing	skew	VERB
easat-11238	218	17	users	user	NOUN
easat-11238	218	18	’	’	PART
easat-11238	218	19	rational	rational	ADJ
easat-11238	218	20	risk	risk	NOUN
easat-11238	218	21	considerations	consideration	NOUN
easat-11238	218	22	in	in	ADP
easat-11238	218	23	social	social	ADJ
easat-11238	218	24	commerce	commerce	NOUN
easat-11238	218	25	:	:	PUNCT
easat-11238	218	26	an	an	DET
easat-11238	218	27	empirical	empirical	ADJ
easat-11238	218	28	examination	examination	NOUN
easat-11238	218	29	of	of	ADP
easat-11238	218	30	the	the	DET
easat-11238	218	31	role	role	NOUN
easat-11238	218	32	of	of	ADP
easat-11238	218	33	social	social	ADJ
easat-11238	218	34	identification	identification	NOUN
easat-11238	218	35	,	,	PUNCT
easat-11238	218	36	"	"	PUNCT
easat-11238	218	37	information	information	NOUN
easat-11238	218	38	&	&	CCONJ
easat-11238	218	39	management	management	NOUN
easat-11238	218	40	,	,	PUNCT
easat-11238	218	41	vol	vol	NOUN
easat-11238	218	42	.	.	PROPN
easat-11238	218	43	55	55	NUM
easat-11238	218	44	,	,	PUNCT
easat-11238	218	45	no	no	INTJ
easat-11238	218	46	.	.	NOUN
easat-11238	218	47	8	8	NUM
easat-11238	218	48	,	,	PUNCT
easat-11238	218	49	pp	pp	ADJ
easat-11238	218	50	.	.	PUNCT
easat-11238	218	51	1038	1038	NUM
easat-11238	218	52	-	-	SYM
easat-11238	218	53	1048	1048	NUM
easat-11238	218	54	,	,	PUNCT
easat-11238	218	55	2018	2018	NUM
easat-11238	218	56	.	.	PUNCT
easat-11238	219	1	https://doi.org/10.1016/j.im.2018.05.008	https://doi.org/10.1016/j.im.2018.05.008	PROPN
easat-11238	220	1	[	[	X
easat-11238	220	2	19	19	NUM
easat-11238	220	3	]	]	PUNCT
easat-11238	220	4	m.	m.	NOUN
easat-11238	220	5	s.	s.	PROPN
easat-11238	220	6	islam	islam	PROPN
easat-11238	220	7	and	and	CCONJ
easat-11238	220	8	å	å	PROPN
easat-11238	220	9	.	.	PUNCT
easat-11238	220	10	grönlund	grönlund	NOUN
easat-11238	220	11	,	,	PUNCT
easat-11238	220	12	"	"	PUNCT
easat-11238	220	13	factors	factor	NOUN
easat-11238	220	14	influencing	influence	VERB
easat-11238	220	15	the	the	DET
easat-11238	220	16	adoption	adoption	NOUN
easat-11238	220	17	of	of	ADP
easat-11238	220	18	mobile	mobile	ADJ
easat-11238	220	19	phones	phone	NOUN
easat-11238	220	20	among	among	ADP
easat-11238	220	21	the	the	DET
easat-11238	220	22	farmers	farmer	NOUN
easat-11238	220	23	in	in	ADP
easat-11238	220	24	bangladesh	bangladesh	PROPN
easat-11238	220	25	:	:	PUNCT
easat-11238	220	26	theories	theory	NOUN
easat-11238	220	27	and	and	CCONJ
easat-11238	220	28	practices	practice	NOUN
easat-11238	220	29	,	,	PUNCT
easat-11238	220	30	"	"	PUNCT
easat-11238	220	31	the	the	DET
easat-11238	220	32	international	international	ADJ
easat-11238	220	33	journal	journal	NOUN
easat-11238	220	34	on	on	ADP
easat-11238	220	35	advances	advance	NOUN
easat-11238	220	36	in	in	ADP
easat-11238	220	37	ict	ict	NOUN
easat-11238	220	38	for	for	ADP
easat-11238	220	39	emerging	emerge	VERB
easat-11238	220	40	regions	region	NOUN
easat-11238	220	41	,	,	PUNCT
easat-11238	220	42	vol	vol	NOUN
easat-11238	220	43	.	.	PROPN
easat-11238	221	1	4	4	NUM
easat-11238	221	2	,	,	PUNCT
easat-11238	221	3	no	no	INTJ
easat-11238	221	4	.	.	NOUN
easat-11238	221	5	1	1	NUM
easat-11238	221	6	,	,	PUNCT
easat-11238	221	7	pp	pp	ADJ
easat-11238	221	8	.	.	PUNCT
easat-11238	222	1	4	4	NUM
easat-11238	222	2	-	-	SYM
easat-11238	222	3	14	14	NUM
easat-11238	222	4	,	,	PUNCT
easat-11238	222	5	2011	2011	NUM
easat-11238	222	6	.	.	PUNCT
easat-11238	223	1	https://doi.org/10.4038/icter.v4i1.4670	https://doi.org/10.4038/icter.v4i1.4670	PRON
easat-11238	224	1	[	[	X
easat-11238	224	2	20	20	NUM
easat-11238	224	3	]	]	PUNCT
easat-11238	224	4	j.	j.	PROPN
easat-11238	224	5	s.	s.	PROPN
easat-11238	224	6	hastings	hastings	PROPN
easat-11238	224	7	,	,	PUNCT
easat-11238	224	8	b.	b.	PROPN
easat-11238	224	9	c.	c.	PROPN
easat-11238	224	10	madrian	madrian	PROPN
easat-11238	224	11	,	,	PUNCT
easat-11238	224	12	and	and	CCONJ
easat-11238	224	13	w.	w.	PROPN
easat-11238	224	14	l.	l.	PROPN
easat-11238	224	15	skimmyhorn	skimmyhorn	PROPN
easat-11238	224	16	,	,	PUNCT
easat-11238	224	17	"	"	PUNCT
easat-11238	224	18	financial	financial	ADJ
easat-11238	224	19	literacy	literacy	NOUN
easat-11238	224	20	,	,	PUNCT
easat-11238	224	21	financial	financial	ADJ
easat-11238	224	22	education	education	NOUN
easat-11238	224	23	,	,	PUNCT
easat-11238	224	24	and	and	CCONJ
easat-11238	224	25	economic	economic	ADJ
easat-11238	224	26	outcomes	outcome	NOUN
easat-11238	224	27	,	,	PUNCT
easat-11238	224	28	"	"	PUNCT
easat-11238	224	29	annual	annual	ADJ
easat-11238	224	30	review	review	NOUN
easat-11238	224	31	of	of	ADP
easat-11238	224	32	economics	economic	NOUN
easat-11238	224	33	,	,	PUNCT
easat-11238	224	34	vol	vol	NOUN
easat-11238	224	35	.	.	PROPN
easat-11238	224	36	5	5	NUM
easat-11238	224	37	,	,	PUNCT
easat-11238	224	38	no	no	INTJ
easat-11238	224	39	.	.	NOUN
easat-11238	224	40	1	1	NUM
easat-11238	224	41	,	,	PUNCT
easat-11238	224	42	pp	pp	ADJ
easat-11238	224	43	.	.	PUNCT
easat-11238	225	1	347	347	NUM
easat-11238	225	2	-	-	SYM
easat-11238	225	3	373	373	NUM
easat-11238	225	4	,	,	PUNCT
easat-11238	225	5	2013	2013	NUM
easat-11238	225	6	.	.	PUNCT
easat-11238	226	1	https://doi.org/10.1146/annurev-economics082312-125807	https://doi.org/10.1146/annurev-economics082312-125807	PROPN
easat-11238	226	2	[	[	X
easat-11238	226	3	21	21	NUM
easat-11238	226	4	]	]	PUNCT
easat-11238	226	5	a.	a.	NOUN
easat-11238	226	6	dabbous	dabbous	PROPN
easat-11238	226	7	,	,	PUNCT
easat-11238	226	8	m.	m.	NOUN
easat-11238	226	9	merhej	merhej	PROPN
easat-11238	226	10	sayegh	sayegh	PROPN
easat-11238	226	11	,	,	PUNCT
easat-11238	226	12	and	and	CCONJ
easat-11238	226	13	k.	k.	PROPN
easat-11238	226	14	aoun	aoun	PROPN
easat-11238	226	15	barakat	barakat	PROPN
easat-11238	226	16	,	,	PUNCT
easat-11238	226	17	"	"	PUNCT
easat-11238	226	18	understanding	understand	VERB
easat-11238	226	19	the	the	DET
easat-11238	226	20	adoption	adoption	NOUN
easat-11238	226	21	of	of	ADP
easat-11238	226	22	cryptocurrencies	cryptocurrencie	NOUN
easat-11238	226	23	for	for	ADP
easat-11238	226	24	financial	financial	ADJ
easat-11238	226	25	transactions	transaction	NOUN
easat-11238	226	26	within	within	ADP
easat-11238	226	27	a	a	DET
easat-11238	226	28	high	high	ADJ
easat-11238	226	29	-	-	PUNCT
easat-11238	226	30	risk	risk	NOUN
easat-11238	226	31	context	context	NOUN
easat-11238	226	32	,	,	PUNCT
easat-11238	226	33	"	"	PUNCT
easat-11238	226	34	the	the	DET
easat-11238	226	35	journal	journal	NOUN
easat-11238	226	36	of	of	ADP
easat-11238	226	37	risk	risk	NOUN
easat-11238	226	38	finance	finance	NOUN
easat-11238	226	39	,	,	PUNCT
easat-11238	226	40	vol	vol	NOUN
easat-11238	226	41	.	.	PROPN
easat-11238	226	42	23	23	NUM
easat-11238	226	43	,	,	PUNCT
easat-11238	226	44	no	no	INTJ
easat-11238	226	45	.	.	NOUN
easat-11238	226	46	4	4	NUM
easat-11238	226	47	,	,	PUNCT
easat-11238	226	48	pp	pp	ADJ
easat-11238	226	49	.	.	PUNCT
easat-11238	227	1	349	349	NUM
easat-11238	227	2	-	-	SYM
easat-11238	227	3	367	367	NUM
easat-11238	227	4	,	,	PUNCT
easat-11238	227	5	2022	2022	NUM
easat-11238	227	6	.	.	PUNCT
easat-11238	228	1	https://doi.org/10.1108/jrf-10-2021-0169	https://doi.org/10.1108/jrf-10-2021-0169	VERB
easat-11238	229	1	[	[	X
easat-11238	229	2	22	22	NUM
easat-11238	229	3	]	]	PUNCT
easat-11238	229	4	r.	r.	PROPN
easat-11238	229	5	chan	chan	PROPN
easat-11238	229	6	,	,	PUNCT
easat-11238	229	7	i.	i.	PROPN
easat-11238	229	8	troshani	troshani	PROPN
easat-11238	229	9	,	,	PUNCT
easat-11238	229	10	s.	s.	PROPN
easat-11238	229	11	rao	rao	PROPN
easat-11238	229	12	hill	hill	PROPN
easat-11238	229	13	,	,	PUNCT
easat-11238	229	14	and	and	CCONJ
easat-11238	229	15	a.	a.	PROPN
easat-11238	229	16	hoffmann	hoffmann	PROPN
easat-11238	229	17	,	,	PUNCT
easat-11238	229	18	"	"	PUNCT
easat-11238	229	19	towards	towards	ADP
easat-11238	229	20	an	an	DET
easat-11238	229	21	understanding	understanding	NOUN
easat-11238	229	22	of	of	ADP
easat-11238	229	23	consumers	consumer	NOUN
easat-11238	229	24	’	'	PUNCT
easat-11238	229	25	fintech	fintech	NOUN
easat-11238	229	26	adoption	adoption	NOUN
easat-11238	229	27	:	:	PUNCT
easat-11238	229	28	the	the	DET
easat-11238	229	29	case	case	NOUN
easat-11238	229	30	of	of	ADP
easat-11238	229	31	open	open	ADJ
easat-11238	229	32	banking	banking	NOUN
easat-11238	229	33	,	,	PUNCT
easat-11238	229	34	"	"	PUNCT
easat-11238	229	35	international	international	ADJ
easat-11238	229	36	journal	journal	NOUN
easat-11238	229	37	of	of	ADP
easat-11238	229	38	bank	bank	PROPN
easat-11238	229	39	marketing	marketing	NOUN
easat-11238	229	40	,	,	PUNCT
easat-11238	229	41	vol	vol	NOUN
easat-11238	229	42	.	.	PROPN
easat-11238	229	43	40	40	NUM
easat-11238	229	44	,	,	PUNCT
easat-11238	229	45	no	no	INTJ
easat-11238	229	46	.	.	NOUN
easat-11238	229	47	4	4	NUM
easat-11238	229	48	,	,	PUNCT
easat-11238	229	49	pp	pp	ADJ
easat-11238	229	50	.	.	PUNCT
easat-11238	230	1	886–917	886–917	NUM
easat-11238	230	2	,	,	PUNCT
easat-11238	230	3	2022	2022	NUM
easat-11238	230	4	.	.	PUNCT
easat-11238	231	1	https://doi.org/10.1108/ijbm-08-2021-0397	https://doi.org/10.1108/ijbm-08-2021-0397	NOUN
easat-11238	231	2	https://fortune.com/2021/11/09/cryptocurrency-market-cap-3-trillion-bitcion-ether-shiba-inu/	https://fortune.com/2021/11/09/cryptocurrency-market-cap-3-trillion-bitcion-ether-shiba-inu/	PROPN
easat-11238	231	3	https://fortune.com/2021/11/09/cryptocurrency-market-cap-3-trillion-bitcion-ether-shiba-inu/	https://fortune.com/2021/11/09/cryptocurrency-market-cap-3-trillion-bitcion-ether-shiba-inu/	PROPN
easat-11238	231	4	https://doi.org/10.2139/ssrn.3376307	https://doi.org/10.2139/ssrn.3376307	NOUN
easat-11238	231	5	https://doi.org/10.3390/jrfm11040063	https://doi.org/10.3390/jrfm11040063	PROPN
easat-11238	231	6	https://doi.org/10.1016/j.techsoc.2020.101320	https://doi.org/10.1016/j.techsoc.2020.101320	PROPN
easat-11238	231	7	https://doi.org/10.1109/mitp.2018.021921645	https://doi.org/10.1109/mitp.2018.021921645	PROPN
easat-11238	231	8	https://doi.org/10.3390/jrfm17100467	https://doi.org/10.3390/jrfm17100467	VERB
easat-11238	231	9	https://doi.org/10.3389/fpsyg.2019.00475	https://doi.org/10.3389/fpsyg.2019.00475	PROPN
easat-11238	231	10	https://doi.org/10.1108/978-1-80043-444-820211004	https://doi.org/10.1108/978-1-80043-444-820211004	VERB
easat-11238	231	11	https://doi.org/10.2307/30036540	https://doi.org/10.2307/30036540	X
easat-11238	231	12	https://doi.org/10.19101/ijacr.pid43	https://doi.org/10.19101/ijacr.pid43	PUNCT
easat-11238	232	1	https://doi.org/10.18775/ijied.1849-7551-7020.2015.36.2005	https://doi.org/10.18775/ijied.1849-7551-7020.2015.36.2005	VERB
easat-11238	232	2	https://doi.org/10.1108/emjb-04-2023-0121	https://doi.org/10.1108/emjb-04-2023-0121	ADV
easat-11238	232	3	https://doi.org/10.1108/emjb-04-2023-0121	https://doi.org/10.1108/emjb-04-2023-0121	ADJ
easat-11238	232	4	https://doi.org/10.1016/j.ijinfomgt.2020.102144	https://doi.org/10.1016/j.ijinfomgt.2020.102144	ADJ
easat-11238	232	5	https://doi.org/10.1016/j.im.2018.05.008	https://doi.org/10.1016/j.im.2018.05.008	NOUN
easat-11238	232	6	https://doi.org/10.4038/icter.v4i1.4670	https://doi.org/10.4038/icter.v4i1.4670	PROPN
easat-11238	232	7	https://doi.org/10.1146/annurev-economics-082312-125807	https://doi.org/10.1146/annurev-economics-082312-125807	PROPN
easat-11238	232	8	https://doi.org/10.1146/annurev-economics-082312-125807	https://doi.org/10.1146/annurev-economics-082312-125807	PROPN
easat-11238	232	9	https://doi.org/10.1108/jrf-10-2021-0169	https://doi.org/10.1108/jrf-10-2021-0169	PROPN
easat-11238	232	10	https://doi.org/10.1108/ijbm-08-2021-0397	https://doi.org/10.1108/ijbm-08-2021-0397	NOUN
easat-11238	232	11	1442	1442	NUM
easat-11238	232	12	edelweiss	edelweiss	PROPN
easat-11238	232	13	applied	apply	VERB
easat-11238	232	14	science	science	NOUN
easat-11238	232	15	and	and	CCONJ
easat-11238	232	16	technology	technology	NOUN
easat-11238	232	17	issn	issn	PROPN
easat-11238	232	18	:	:	PUNCT
easat-11238	232	19	2576	2576	NUM
easat-11238	232	20	-	-	SYM
easat-11238	232	21	8484	8484	NUM
easat-11238	232	22	vol	vol	NOUN
easat-11238	232	23	.	.	PROPN
easat-11238	233	1	9	9	NUM
easat-11238	233	2	,	,	PUNCT
easat-11238	233	3	no	no	INTJ
easat-11238	233	4	.	.	NOUN
easat-11238	233	5	11	11	NUM
easat-11238	233	6	:	:	SYM
easat-11238	233	7	1433	1433	NUM
easat-11238	233	8	-	-	SYM
easat-11238	233	9	1442	1442	NUM
easat-11238	233	10	,	,	PUNCT
easat-11238	233	11	2025	2025	NUM
easat-11238	233	12	doi	doi	NOUN
easat-11238	233	13	:	:	PUNCT
easat-11238	233	14	10.55214/2576	10.55214/2576	NUM
easat-11238	233	15	-	-	SYM
easat-11238	233	16	8484.v9i11.11238	8484.v9i11.11238	NUM
easat-11238	234	1	©	©	ADP
easat-11238	234	2	2025	2025	NUM
easat-11238	234	3	by	by	ADP
easat-11238	234	4	the	the	DET
easat-11238	234	5	authors	author	NOUN
easat-11238	234	6	;	;	PUNCT
easat-11238	234	7	licensee	licensee	PROPN
easat-11238	234	8	learning	learning	NOUN
easat-11238	234	9	gate	gate	NOUN
easat-11238	235	1	[	[	X
easat-11238	235	2	23	23	NUM
easat-11238	235	3	]	]	X
easat-11238	235	4	y.	y.	PROPN
easat-11238	235	5	chang	chang	PROPN
easat-11238	235	6	,	,	PUNCT
easat-11238	235	7	s.	s.	PROPN
easat-11238	235	8	f.	f.	PROPN
easat-11238	235	9	wong	wong	PROPN
easat-11238	235	10	,	,	PUNCT
easat-11238	235	11	h.	h.	PROPN
easat-11238	235	12	lee	lee	PROPN
easat-11238	235	13	,	,	PUNCT
easat-11238	235	14	and	and	CCONJ
easat-11238	235	15	s.	s.	PROPN
easat-11238	235	16	p.	p.	PROPN
easat-11238	235	17	jeong	jeong	PROPN
easat-11238	235	18	,	,	PUNCT
easat-11238	235	19	"	"	PUNCT
easat-11238	235	20	what	what	PRON
easat-11238	235	21	motivates	motivate	VERB
easat-11238	235	22	chinese	chinese	ADJ
easat-11238	235	23	consumers	consumer	NOUN
easat-11238	235	24	to	to	PART
easat-11238	235	25	adopt	adopt	VERB
easat-11238	235	26	fintech	fintech	NOUN
easat-11238	235	27	services	service	NOUN
easat-11238	235	28	,	,	PUNCT
easat-11238	235	29	"	"	PUNCT
easat-11238	235	30	in	in	ADP
easat-11238	235	31	proceedings	proceeding	NOUN
easat-11238	235	32	of	of	ADP
easat-11238	235	33	the	the	DET
easat-11238	235	34	18th	18th	ADJ
easat-11238	235	35	annual	annual	ADJ
easat-11238	235	36	international	international	ADJ
easat-11238	235	37	conference	conference	NOUN
easat-11238	235	38	on	on	ADP
easat-11238	235	39	electronic	electronic	ADJ
easat-11238	235	40	commerce	commerce	NOUN
easat-11238	235	41	e	e	NOUN
easat-11238	235	42	-	-	NOUN
easat-11238	235	43	commerce	commerce	NOUN
easat-11238	235	44	in	in	ADP
easat-11238	235	45	smart	smart	ADJ
easat-11238	235	46	connected	connected	ADJ
easat-11238	235	47	world	world	NOUN
easat-11238	235	48	icec	icec	NOUN
easat-11238	235	49	,	,	PUNCT
easat-11238	235	50	2016	2016	NUM
easat-11238	235	51	.	.	PUNCT
easat-11238	236	1	[	[	X
easat-11238	236	2	24	24	NUM
easat-11238	236	3	]	]	X
easat-11238	236	4	s.	s.	PROPN
easat-11238	236	5	abramova	abramova	PROPN
easat-11238	236	6	and	and	CCONJ
easat-11238	236	7	r.	r.	PROPN
easat-11238	236	8	böhme	böhme	PROPN
easat-11238	236	9	,	,	PUNCT
easat-11238	236	10	"	"	PUNCT
easat-11238	236	11	perceived	perceive	VERB
easat-11238	236	12	benefit	benefit	NOUN
easat-11238	236	13	and	and	CCONJ
easat-11238	236	14	risk	risk	NOUN
easat-11238	236	15	as	as	ADP
easat-11238	236	16	multidimensional	multidimensional	ADJ
easat-11238	236	17	determinants	determinant	NOUN
easat-11238	236	18	of	of	ADP
easat-11238	236	19	bitcoin	bitcoin	ADJ
easat-11238	236	20	use	use	NOUN
easat-11238	236	21	:	:	PUNCT
easat-11238	236	22	a	a	DET
easat-11238	236	23	quantitative	quantitative	ADJ
easat-11238	236	24	exploratory	exploratory	ADJ
easat-11238	236	25	study	study	NOUN
easat-11238	236	26	,	,	PUNCT
easat-11238	236	27	"	"	PUNCT
easat-11238	236	28	in	in	ADP
easat-11238	236	29	proceedings	proceeding	NOUN
easat-11238	236	30	of	of	ADP
easat-11238	236	31	the	the	DET
easat-11238	236	32	international	international	ADJ
easat-11238	236	33	conference	conference	NOUN
easat-11238	236	34	on	on	ADP
easat-11238	236	35	information	information	NOUN
easat-11238	236	36	systems	system	NOUN
easat-11238	236	37	(	(	PUNCT
easat-11238	236	38	icis	icis	PROPN
easat-11238	236	39	)	)	PUNCT
easat-11238	236	40	,	,	PUNCT
easat-11238	236	41	dublin	dublin	PROPN
easat-11238	236	42	,	,	PUNCT
easat-11238	236	43	ireland	ireland	PROPN
easat-11238	236	44	,	,	PUNCT
easat-11238	236	45	2016	2016	NUM
easat-11238	236	46	.	.	PUNCT
easat-11238	237	1	[	[	X
easat-11238	237	2	25	25	NUM
easat-11238	237	3	]	]	PUNCT
easat-11238	237	4	k.	k.	PROPN
easat-11238	237	5	m.	m.	PROPN
easat-11238	237	6	faqih	faqih	NOUN
easat-11238	237	7	,	,	PUNCT
easat-11238	237	8	"	"	PUNCT
easat-11238	237	9	an	an	DET
easat-11238	237	10	empirical	empirical	ADJ
easat-11238	237	11	analysis	analysis	NOUN
easat-11238	237	12	of	of	ADP
easat-11238	237	13	factors	factor	NOUN
easat-11238	237	14	predicting	predict	VERB
easat-11238	237	15	the	the	DET
easat-11238	237	16	behavioral	behavioral	ADJ
easat-11238	237	17	intention	intention	NOUN
easat-11238	237	18	to	to	PART
easat-11238	237	19	adopt	adopt	VERB
easat-11238	237	20	internet	internet	NOUN
easat-11238	237	21	shopping	shopping	NOUN
easat-11238	237	22	technology	technology	NOUN
easat-11238	237	23	among	among	ADP
easat-11238	237	24	non	non	NOUN
easat-11238	237	25	-	-	NOUN
easat-11238	237	26	shoppers	shopper	NOUN
easat-11238	237	27	in	in	ADP
easat-11238	237	28	a	a	DET
easat-11238	237	29	developing	develop	VERB
easat-11238	237	30	country	country	NOUN
easat-11238	237	31	context	context	NOUN
easat-11238	237	32	:	:	PUNCT
easat-11238	237	33	does	do	VERB
easat-11238	237	34	gender	gender	NOUN
easat-11238	237	35	matter	matter	NOUN
easat-11238	237	36	?	?	PUNCT
easat-11238	237	37	,	,	PUNCT
easat-11238	237	38	"	"	PUNCT
easat-11238	237	39	journal	journal	NOUN
easat-11238	237	40	of	of	ADP
easat-11238	237	41	retailing	retailing	NOUN
easat-11238	237	42	and	and	CCONJ
easat-11238	237	43	consumer	consumer	NOUN
easat-11238	237	44	services	service	NOUN
easat-11238	237	45	,	,	PUNCT
easat-11238	237	46	vol	vol	NOUN
easat-11238	237	47	.	.	PROPN
easat-11238	237	48	30	30	NUM
easat-11238	237	49	,	,	PUNCT
easat-11238	237	50	pp	pp	ADJ
easat-11238	237	51	.	.	PUNCT
easat-11238	238	1	140	140	NUM
easat-11238	238	2	-	-	SYM
easat-11238	238	3	164	164	NUM
easat-11238	238	4	,	,	PUNCT
easat-11238	238	5	2016	2016	NUM
easat-11238	238	6	.	.	PUNCT
easat-11238	239	1	https://doi.org/10.1016/j.jretconser.2016.01.016	https://doi.org/10.1016/j.jretconser.2016.01.016	NOUN
easat-11238	239	2	[	[	X
easat-11238	239	3	26	26	NUM
easat-11238	239	4	]	]	PUNCT
easat-11238	239	5	a.	a.	NOUN
easat-11238	239	6	m.	m.	NOUN
easat-11238	239	7	mutahar	mutahar	PROPN
easat-11238	239	8	,	,	PUNCT
easat-11238	239	9	n.	n.	PROPN
easat-11238	239	10	m.	m.	PROPN
easat-11238	239	11	daud	daud	PROPN
easat-11238	239	12	,	,	PUNCT
easat-11238	239	13	t.	t.	NOUN
easat-11238	239	14	ramayah	ramayah	NOUN
easat-11238	239	15	,	,	PUNCT
easat-11238	239	16	o.	o.	PROPN
easat-11238	239	17	isaac	isaac	PROPN
easat-11238	239	18	,	,	PUNCT
easat-11238	239	19	and	and	CCONJ
easat-11238	239	20	a.	a.	PROPN
easat-11238	239	21	h.	h.	PROPN
easat-11238	239	22	aldholay	aldholay	PROPN
easat-11238	239	23	,	,	PUNCT
easat-11238	239	24	"	"	PUNCT
easat-11238	239	25	the	the	DET
easat-11238	239	26	effect	effect	NOUN
easat-11238	239	27	of	of	ADP
easat-11238	239	28	awareness	awareness	NOUN
easat-11238	239	29	and	and	CCONJ
easat-11238	239	30	perceived	perceive	VERB
easat-11238	239	31	risk	risk	NOUN
easat-11238	239	32	on	on	ADP
easat-11238	239	33	the	the	DET
easat-11238	239	34	technology	technology	NOUN
easat-11238	239	35	acceptance	acceptance	NOUN
easat-11238	239	36	model	model	NOUN
easat-11238	239	37	(	(	PUNCT
easat-11238	239	38	tam	tam	PROPN
easat-11238	239	39	):	):	PUNCT
easat-11238	239	40	mobile	mobile	ADJ
easat-11238	239	41	banking	banking	NOUN
easat-11238	239	42	in	in	ADP
easat-11238	239	43	yemen	yemen	PROPN
easat-11238	239	44	,	,	PUNCT
easat-11238	239	45	"	"	PUNCT
easat-11238	239	46	international	international	ADJ
easat-11238	239	47	journal	journal	NOUN
easat-11238	239	48	of	of	ADP
easat-11238	239	49	services	service	NOUN
easat-11238	239	50	and	and	CCONJ
easat-11238	239	51	standards	standard	NOUN
easat-11238	239	52	,	,	PUNCT
easat-11238	239	53	vol	vol	NOUN
easat-11238	239	54	.	.	PROPN
easat-11238	239	55	12	12	NUM
easat-11238	239	56	,	,	PUNCT
easat-11238	239	57	no	no	INTJ
easat-11238	239	58	.	.	NOUN
easat-11238	239	59	2	2	NUM
easat-11238	239	60	,	,	PUNCT
easat-11238	239	61	pp	pp	ADJ
easat-11238	239	62	.	.	PUNCT
easat-11238	240	1	180	180	NUM
easat-11238	240	2	-	-	SYM
easat-11238	240	3	204	204	NUM
easat-11238	240	4	,	,	PUNCT
easat-11238	240	5	2018	2018	NUM
easat-11238	240	6	.	.	PUNCT
easat-11238	241	1	https://doi.org/10.1504/ijss.2018.091840	https://doi.org/10.1504/ijss.2018.091840	PROPN
easat-11238	241	2	[	[	X
easat-11238	241	3	27	27	NUM
easat-11238	241	4	]	]	X
easat-11238	241	5	c.	c.	PROPN
easat-11238	241	6	fornell	fornell	PROPN
easat-11238	241	7	and	and	CCONJ
easat-11238	241	8	d.	d.	PROPN
easat-11238	241	9	f.	f.	PROPN
easat-11238	241	10	larcker	larcker	PROPN
easat-11238	241	11	,	,	PUNCT
easat-11238	241	12	"	"	PUNCT
easat-11238	241	13	structural	structural	ADJ
easat-11238	241	14	equation	equation	NOUN
easat-11238	241	15	models	model	NOUN
easat-11238	241	16	with	with	ADP
easat-11238	241	17	unobservable	unobservable	ADJ
easat-11238	241	18	variables	variable	NOUN
easat-11238	241	19	and	and	CCONJ
easat-11238	241	20	measurement	measurement	NOUN
easat-11238	241	21	error	error	NOUN
easat-11238	241	22	:	:	PUNCT
easat-11238	241	23	algebra	algebra	NOUN
easat-11238	241	24	and	and	CCONJ
easat-11238	241	25	statistics	statistic	NOUN
easat-11238	241	26	,	,	PUNCT
easat-11238	241	27	"	"	PUNCT
easat-11238	241	28	journal	journal	NOUN
easat-11238	241	29	of	of	ADP
easat-11238	241	30	marketing	marketing	NOUN
easat-11238	241	31	research	research	NOUN
easat-11238	241	32	,	,	PUNCT
easat-11238	241	33	vol	vol	NOUN
easat-11238	241	34	.	.	PROPN
easat-11238	241	35	18	18	NUM
easat-11238	241	36	,	,	PUNCT
easat-11238	241	37	no	no	INTJ
easat-11238	241	38	.	.	NOUN
easat-11238	241	39	3	3	NUM
easat-11238	241	40	,	,	PUNCT
easat-11238	241	41	pp	pp	ADJ
easat-11238	241	42	.	.	PUNCT
easat-11238	242	1	382–388	382–388	NUM
easat-11238	242	2	,	,	PUNCT
easat-11238	242	3	1981	1981	NUM
easat-11238	242	4	.	.	PUNCT
easat-11238	242	5	https://doi.org/10.1177/002224378101800313	https://doi.org/10.1177/002224378101800313	PUNCT
easat-11238	243	1	[	[	X
easat-11238	243	2	28	28	NUM
easat-11238	243	3	]	]	X
easat-11238	243	4	j.	j.	PROPN
easat-11238	243	5	f.	f.	PROPN
easat-11238	243	6	hair	hair	PROPN
easat-11238	243	7	,	,	PUNCT
easat-11238	243	8	j.	j.	PROPN
easat-11238	243	9	j.	j.	PROPN
easat-11238	243	10	risher	risher	PROPN
easat-11238	243	11	,	,	PUNCT
easat-11238	243	12	m.	m.	NOUN
easat-11238	243	13	sarstedt	sarstedt	NOUN
easat-11238	243	14	,	,	PUNCT
easat-11238	243	15	and	and	CCONJ
easat-11238	243	16	c.	c.	PROPN
easat-11238	243	17	m.	m.	PROPN
easat-11238	243	18	ringle	ringle	PROPN
easat-11238	243	19	,	,	PUNCT
easat-11238	243	20	"	"	PUNCT
easat-11238	243	21	when	when	SCONJ
easat-11238	243	22	to	to	PART
easat-11238	243	23	use	use	VERB
easat-11238	243	24	and	and	CCONJ
easat-11238	243	25	how	how	SCONJ
easat-11238	243	26	to	to	PART
easat-11238	243	27	report	report	VERB
easat-11238	243	28	the	the	DET
easat-11238	243	29	results	result	NOUN
easat-11238	243	30	of	of	ADP
easat-11238	243	31	pls	pls	NOUN
easat-11238	243	32	-	-	PUNCT
easat-11238	243	33	sem	sem	NOUN
easat-11238	243	34	,	,	PUNCT
easat-11238	243	35	"	"	PUNCT
easat-11238	243	36	european	european	PROPN
easat-11238	243	37	business	business	PROPN
easat-11238	243	38	review	review	PROPN
easat-11238	243	39	,	,	PUNCT
easat-11238	243	40	vol	vol	NOUN
easat-11238	243	41	.	.	PROPN
easat-11238	243	42	31	31	NUM
easat-11238	243	43	,	,	PUNCT
easat-11238	243	44	no	no	INTJ
easat-11238	243	45	.	.	NOUN
easat-11238	243	46	1	1	NUM
easat-11238	243	47	,	,	PUNCT
easat-11238	243	48	pp	pp	ADJ
easat-11238	243	49	.	.	PUNCT
easat-11238	244	1	2	2	NUM
easat-11238	244	2	-	-	SYM
easat-11238	244	3	24	24	NUM
easat-11238	244	4	,	,	PUNCT
easat-11238	244	5	2019	2019	NUM
easat-11238	244	6	.	.	PUNCT
easat-11238	245	1	https://doi.org/10.1108/ebr-11-2018-0203	https://doi.org/10.1108/ebr-11-2018-0203	X
easat-11238	246	1	[	[	X
easat-11238	246	2	29	29	NUM
easat-11238	246	3	]	]	PUNCT
easat-11238	246	4	j.	j.	PROPN
easat-11238	246	5	f.	f.	PROPN
easat-11238	246	6	hair	hair	PROPN
easat-11238	246	7	,	,	PUNCT
easat-11238	246	8	m.	m.	NOUN
easat-11238	246	9	wolfinbarger	wolfinbarger	NOUN
easat-11238	246	10	,	,	PUNCT
easat-11238	246	11	a.	a.	NOUN
easat-11238	246	12	h.	h.	PROPN
easat-11238	246	13	money	money	PROPN
easat-11238	246	14	,	,	PUNCT
easat-11238	246	15	p.	p.	NOUN
easat-11238	246	16	samouel	samouel	NOUN
easat-11238	246	17	,	,	PUNCT
easat-11238	246	18	and	and	CCONJ
easat-11238	246	19	m.	m.	PROPN
easat-11238	246	20	j.	j.	PROPN
easat-11238	246	21	page	page	PROPN
easat-11238	246	22	,	,	PUNCT
easat-11238	246	23	essentials	essential	NOUN
easat-11238	246	24	of	of	ADP
easat-11238	246	25	business	business	NOUN
easat-11238	246	26	research	research	NOUN
easat-11238	246	27	methods	method	NOUN
easat-11238	246	28	,	,	PUNCT
easat-11238	246	29	2nd	2nd	ADJ
easat-11238	246	30	ed	ed	NOUN
easat-11238	246	31	.	.	PUNCT
easat-11238	247	1	new	new	PROPN
easat-11238	247	2	york	york	PROPN
easat-11238	247	3	:	:	PUNCT
easat-11238	247	4	routledge	routledge	PROPN
easat-11238	247	5	,	,	PUNCT
easat-11238	247	6	2015	2015	NUM
easat-11238	247	7	.	.	PUNCT
easat-11238	248	1	[	[	X
easat-11238	248	2	30	30	NUM
easat-11238	248	3	]	]	X
easat-11238	248	4	j.	j.	PROPN
easat-11238	248	5	c.	c.	PROPN
easat-11238	248	6	nunnally	nunnally	PROPN
easat-11238	248	7	,	,	PUNCT
easat-11238	248	8	psychometric	psychometric	ADJ
easat-11238	248	9	theory	theory	NOUN
easat-11238	248	10	,	,	PUNCT
easat-11238	248	11	2nd	2nd	ADJ
easat-11238	248	12	ed	ed	NOUN
easat-11238	248	13	.	.	PUNCT
easat-11238	249	1	new	new	PROPN
easat-11238	249	2	york	york	PROPN
easat-11238	249	3	:	:	PUNCT
easat-11238	249	4	mcgraw	mcgraw	PROPN
easat-11238	249	5	-	-	PUNCT
easat-11238	249	6	hill	hill	NOUN
easat-11238	249	7	,	,	PUNCT
easat-11238	249	8	1978	1978	NUM
easat-11238	249	9	.	.	PUNCT
easat-11238	250	1	https://doi.org/10.1016/j.jretconser.2016.01.016	https://doi.org/10.1016/j.jretconser.2016.01.016	PROPN
easat-11238	250	2	https://doi.org/10.1504/ijss.2018.091840	https://doi.org/10.1504/ijss.2018.091840	PROPN
easat-11238	250	3	https://doi.org/10.1177/002224378101800313	https://doi.org/10.1177/002224378101800313	PROPN
easat-11238	250	4	https://doi.org/10.1108/ebr-11-2018-0203	https://doi.org/10.1108/ebr-11-2018-0203	NOUN