id	sid	tid	token	lemma	pos
easat-11360	1	1	edelweiss	edelweiss	PROPN
easat-11360	1	2	applied	apply	VERB
easat-11360	1	3	science	science	NOUN
easat-11360	1	4	and	and	CCONJ
easat-11360	1	5	technology	technology	NOUN
easat-11360	1	6	issn	issn	PROPN
easat-11360	1	7	:	:	PUNCT
easat-11360	1	8	2576	2576	NUM
easat-11360	1	9	-	-	SYM
easat-11360	1	10	8484	8484	NUM
easat-11360	1	11	vol	vol	NOUN
easat-11360	1	12	.	.	PROPN
easat-11360	2	1	9	9	NUM
easat-11360	2	2	,	,	PUNCT
easat-11360	2	3	no	no	INTJ
easat-11360	2	4	.	.	NOUN
easat-11360	2	5	12	12	NUM
easat-11360	2	6	,	,	PUNCT
easat-11360	2	7	325	325	NUM
easat-11360	2	8	-	-	SYM
easat-11360	2	9	337	337	NUM
easat-11360	2	10	2025	2025	NUM
easat-11360	2	11	publisher	publisher	NOUN
easat-11360	2	12	:	:	PUNCT
easat-11360	2	13	learning	learn	VERB
easat-11360	2	14	gate	gate	NOUN
easat-11360	2	15	doi	doi	PROPN
easat-11360	2	16	:	:	PUNCT
easat-11360	2	17	10.55214/2576	10.55214/2576	NUM
easat-11360	2	18	-	-	SYM
easat-11360	2	19	8484.v9i12.11360	8484.v9i12.11360	NOUN
easat-11360	3	1	©	©	ADP
easat-11360	3	2	2025	2025	NUM
easat-11360	3	3	by	by	ADP
easat-11360	3	4	the	the	DET
easat-11360	3	5	authors	author	NOUN
easat-11360	3	6	;	;	PUNCT
easat-11360	3	7	licensee	licensee	PROPN
easat-11360	3	8	learning	learning	NOUN
easat-11360	3	9	gate	gate	NOUN
easat-11360	3	10	©	©	PROPN
easat-11360	3	11	2025	2025	NUM
easat-11360	3	12	by	by	ADP
easat-11360	3	13	the	the	DET
easat-11360	3	14	authors	author	NOUN
easat-11360	3	15	;	;	PUNCT
easat-11360	3	16	licensee	licensee	PROPN
easat-11360	3	17	learning	learning	NOUN
easat-11360	3	18	gate	gate	NOUN
easat-11360	3	19	history	history	NOUN
easat-11360	3	20	:	:	PUNCT
easat-11360	3	21	received	receive	VERB
easat-11360	3	22	:	:	PUNCT
easat-11360	3	23	7	7	NUM
easat-11360	3	24	october	october	NOUN
easat-11360	3	25	2025	2025	NUM
easat-11360	3	26	;	;	PUNCT
easat-11360	3	27	revised	revise	VERB
easat-11360	3	28	:	:	PUNCT
easat-11360	3	29	18	18	NUM
easat-11360	3	30	november	november	NOUN
easat-11360	3	31	2025	2025	NUM
easat-11360	3	32	;	;	PUNCT
easat-11360	3	33	accepted	accept	VERB
easat-11360	3	34	:	:	PUNCT
easat-11360	3	35	21	21	NUM
easat-11360	3	36	november	november	NOUN
easat-11360	3	37	2025	2025	NUM
easat-11360	3	38	;	;	PUNCT
easat-11360	3	39	published	publish	VERB
easat-11360	3	40	:	:	PUNCT
easat-11360	3	41	8	8	NUM
easat-11360	3	42	december	december	PROPN
easat-11360	3	43	2025	2025	NUM
easat-11360	3	44	*	*	PUNCT
easat-11360	3	45	correspondence	correspondence	NOUN
easat-11360	3	46	:	:	PUNCT
easat-11360	4	1	adispuska@yahoo.com	adispuska@yahoo.com	X
easat-11360	4	2	strategic	strategic	ADJ
easat-11360	4	3	assessment	assessment	NOUN
easat-11360	4	4	of	of	ADP
easat-11360	4	5	fintech	fintech	NOUN
easat-11360	4	6	platforms	platform	NOUN
easat-11360	4	7	in	in	ADP
easat-11360	4	8	using	use	VERB
easat-11360	4	9	fuzzy	fuzzy	ADJ
easat-11360	4	10	lmaw	lmaw	NOUN
easat-11360	4	11	and	and	CCONJ
easat-11360	4	12	fuzzy	fuzzy	ADJ
easat-11360	4	13	cradis	cradi	NOUN
easat-11360	4	14	methods	method	NOUN
easat-11360	4	15	blerina	blerina	PROPN
easat-11360	4	16	dervishaj1	dervishaj1	NOUN
easat-11360	4	17	,	,	PUNCT
easat-11360	4	18	arianit	arianit	NOUN
easat-11360	4	19	peci2	peci2	PROPN
easat-11360	4	20	,	,	PUNCT
easat-11360	4	21	adis	adis	PROPN
easat-11360	4	22	puška3	puška3	PROPN
easat-11360	4	23	*	*	PUNCT
easat-11360	4	24	,	,	PUNCT
easat-11360	4	25	anđelka	anđelka	ADJ
easat-11360	4	26	štilić4	štilić4	PROPN
easat-11360	4	27	,	,	PUNCT
easat-11360	4	28	dragan	dragan	NOUN
easat-11360	4	29	pamučar5,6,7	pamučar5,6,7	NOUN
easat-11360	4	30	*	*	PROPN
easat-11360	4	31	,	,	PUNCT
easat-11360	4	32	darko	darko	PROPN
easat-11360	4	33	božanić8	božanić8	PROPN
easat-11360	5	1	1department	1department	NUM
easat-11360	5	2	of	of	ADP
easat-11360	5	3	finance	finance	NOUN
easat-11360	5	4	and	and	CCONJ
easat-11360	5	5	accounting	accounting	NOUN
easat-11360	5	6	,	,	PUNCT
easat-11360	5	7	faculty	faculty	NOUN
easat-11360	5	8	of	of	ADP
easat-11360	5	9	economy	economy	NOUN
easat-11360	5	10	,	,	PUNCT
easat-11360	5	11	"	"	PUNCT
easat-11360	5	12	ismail	ismail	NOUN
easat-11360	5	13	qemali	qemali	PROPN
easat-11360	5	14	"	"	PUNCT
easat-11360	5	15	university	university	PROPN
easat-11360	5	16	of	of	ADP
easat-11360	5	17	vlora	vlora	PROPN
easat-11360	5	18	,	,	PUNCT
easat-11360	5	19	lagja	lagja	VERB
easat-11360	5	20	,	,	PUNCT
easat-11360	5	21	''	''	PUNCT
easat-11360	5	22	pavaresia	pavaresia	NOUN
easat-11360	5	23	''	''	PUNCT
easat-11360	5	24	,	,	PUNCT
easat-11360	5	25	rruga	rruga	PROPN
easat-11360	5	26	“	"	PUNCT
easat-11360	5	27	kosova	kosova	PROPN
easat-11360	5	28	”	"	PUNCT
easat-11360	5	29	400	400	NUM
easat-11360	5	30	,	,	PUNCT
easat-11360	5	31	9400	9400	NUM
easat-11360	5	32	vlorë	vlorë	NOUN
easat-11360	5	33	,	,	PUNCT
easat-11360	5	34	albania	albania	PROPN
easat-11360	5	35	;	;	PUNCT
easat-11360	5	36	blerina.dervishaj@univlora.edu.al	blerina.dervishaj@univlora.edu.al	PROPN
easat-11360	5	37	(	(	PUNCT
easat-11360	5	38	b.d	b.d	PROPN
easat-11360	5	39	.	.	PROPN
easat-11360	5	40	)	)	PUNCT
easat-11360	5	41	.	.	PUNCT
easat-11360	6	1	2department	2department	NUM
easat-11360	6	2	of	of	ADP
easat-11360	6	3	mathematics	mathematic	NOUN
easat-11360	6	4	and	and	CCONJ
easat-11360	6	5	informatics	informatic	NOUN
easat-11360	6	6	,	,	PUNCT
easat-11360	6	7	faculty	faculty	NOUN
easat-11360	6	8	of	of	ADP
easat-11360	6	9	economics	economic	NOUN
easat-11360	6	10	and	and	CCONJ
easat-11360	6	11	agribusiness	agribusiness	NOUN
easat-11360	6	12	,	,	PUNCT
easat-11360	6	13	agricultural	agricultural	ADJ
easat-11360	6	14	university	university	NOUN
easat-11360	6	15	of	of	ADP
easat-11360	6	16	tirana	tirana	PROPN
easat-11360	6	17	,	,	PUNCT
easat-11360	6	18	rruga	rruga	PROPN
easat-11360	6	19	paisi	paisi	PROPN
easat-11360	6	20	vodica	vodica	PROPN
easat-11360	6	21	1025	1025	NUM
easat-11360	6	22	,	,	PUNCT
easat-11360	6	23	tirana	tirana	PROPN
easat-11360	6	24	,	,	PUNCT
easat-11360	6	25	albania	albania	PROPN
easat-11360	6	26	;	;	PUNCT
easat-11360	6	27	apeci@ubt.edu.al	apeci@ubt.edu.al	PROPN
easat-11360	6	28	(	(	PUNCT
easat-11360	6	29	a.p	a.p	PROPN
easat-11360	6	30	.	.	PROPN
easat-11360	6	31	)	)	PUNCT
easat-11360	6	32	.	.	PUNCT
easat-11360	7	1	3department	3department	NUM
easat-11360	7	2	of	of	ADP
easat-11360	7	3	public	public	ADJ
easat-11360	7	4	safety	safety	NOUN
easat-11360	7	5	,	,	PUNCT
easat-11360	7	6	government	government	NOUN
easat-11360	7	7	of	of	ADP
easat-11360	7	8	brčko	brčko	PROPN
easat-11360	7	9	district	district	NOUN
easat-11360	7	10	of	of	ADP
easat-11360	7	11	bosnia	bosnia	PROPN
easat-11360	7	12	and	and	CCONJ
easat-11360	7	13	herzegovina	herzegovina	PROPN
easat-11360	7	14	,	,	PUNCT
easat-11360	7	15	bulevara	bulevara	NOUN
easat-11360	7	16	mira	mira	PROPN
easat-11360	7	17	1	1	NUM
easat-11360	7	18	,	,	PUNCT
easat-11360	7	19	76100	76100	NUM
easat-11360	7	20	brčko	brčko	NOUN
easat-11360	7	21	,	,	PUNCT
easat-11360	7	22	bosnia	bosnia	PROPN
easat-11360	7	23	and	and	CCONJ
easat-11360	7	24	herzegovina	herzegovina	PROPN
easat-11360	7	25	;	;	PUNCT
easat-11360	7	26	adispuska@yahoo.com	adispuska@yahoo.com	X
easat-11360	7	27	(	(	PUNCT
easat-11360	7	28	a.p	a.p	PROPN
easat-11360	7	29	.	.	PROPN
easat-11360	7	30	)	)	PUNCT
easat-11360	7	31	.	.	PUNCT
easat-11360	8	1	4the	4the	NUM
easat-11360	8	2	college	college	NOUN
easat-11360	8	3	of	of	ADP
easat-11360	8	4	tourism	tourism	NOUN
easat-11360	8	5	,	,	PUNCT
easat-11360	8	6	academy	academy	NOUN
easat-11360	8	7	of	of	ADP
easat-11360	8	8	applied	apply	VERB
easat-11360	8	9	studies	study	NOUN
easat-11360	8	10	belgrade	belgrade	PROPN
easat-11360	8	11	,	,	PUNCT
easat-11360	8	12	bulevar	bulevar	PROPN
easat-11360	8	13	zorana	zorana	PROPN
easat-11360	8	14	đinđića	đinđića	PROPN
easat-11360	8	15	152a	152a	PROPN
easat-11360	8	16	,	,	PUNCT
easat-11360	8	17	11070	11070	NUM
easat-11360	8	18	belgrade	belgrade	PROPN
easat-11360	8	19	,	,	PUNCT
easat-11360	8	20	serbia	serbia	PROPN
easat-11360	8	21	;	;	PUNCT
easat-11360	8	22	andjelka.stilic@gmail.com	andjelka.stilic@gmail.com	X
easat-11360	8	23	(	(	PUNCT
easat-11360	8	24	a.s	a.s	PROPN
easat-11360	8	25	.	.	PROPN
easat-11360	8	26	)	)	PUNCT
easat-11360	8	27	.	.	PUNCT
easat-11360	9	1	5faculty	5faculty	NUM
easat-11360	9	2	of	of	ADP
easat-11360	9	3	organizational	organizational	ADJ
easat-11360	9	4	sciences	science	NOUN
easat-11360	9	5	,	,	PUNCT
easat-11360	9	6	university	university	NOUN
easat-11360	9	7	of	of	ADP
easat-11360	9	8	belgrade	belgrade	PROPN
easat-11360	9	9	,	,	PUNCT
easat-11360	9	10	jove	jove	PROPN
easat-11360	9	11	ilića	ilića	PROPN
easat-11360	9	12	154	154	NUM
easat-11360	9	13	,	,	PUNCT
easat-11360	9	14	11000	11000	NUM
easat-11360	9	15	belgrade	belgrade	NOUN
easat-11360	9	16	,	,	PUNCT
easat-11360	9	17	srbija	srbija	NOUN
easat-11360	9	18	,	,	PUNCT
easat-11360	9	19	serbia	serbia	NOUN
easat-11360	9	20	;	;	PUNCT
easat-11360	9	21	dragan.pamucar@fon.bg.ac.rs	dragan.pamucar@fon.bg.ac.rs	PROPN
easat-11360	9	22	(	(	PUNCT
easat-11360	9	23	d.p	d.p	PROPN
easat-11360	9	24	.	.	PUNCT
easat-11360	9	25	)	)	PUNCT
easat-11360	9	26	.	.	PUNCT
easat-11360	10	1	6faculty	6faculty	NUM
easat-11360	10	2	of	of	ADP
easat-11360	10	3	engineering	engineering	NOUN
easat-11360	10	4	,	,	PUNCT
easat-11360	10	5	dogus	dogus	PROPN
easat-11360	10	6	university	university	PROPN
easat-11360	10	7	,	,	PUNCT
easat-11360	10	8	istanbul	istanbul	PROPN
easat-11360	10	9	,	,	PUNCT
easat-11360	10	10	türkiye	türkiye	PROPN
easat-11360	10	11	.	.	PUNCT
easat-11360	11	1	7department	7department	NUM
easat-11360	11	2	of	of	ADP
easat-11360	11	3	applied	apply	VERB
easat-11360	11	4	mathematical	mathematical	ADJ
easat-11360	11	5	science	science	NOUN
easat-11360	11	6	,	,	PUNCT
easat-11360	11	7	college	college	NOUN
easat-11360	11	8	of	of	ADP
easat-11360	11	9	science	science	NOUN
easat-11360	11	10	and	and	CCONJ
easat-11360	11	11	technology	technology	NOUN
easat-11360	11	12	,	,	PUNCT
easat-11360	11	13	korea	korea	PROPN
easat-11360	11	14	university	university	PROPN
easat-11360	11	15	,	,	PUNCT
easat-11360	11	16	sejong	sejong	ADJ
easat-11360	11	17	30019	30019	NUM
easat-11360	11	18	,	,	PUNCT
easat-11360	11	19	republic	republic	NOUN
easat-11360	11	20	of	of	ADP
easat-11360	11	21	korea	korea	PROPN
easat-11360	11	22	.	.	PUNCT
easat-11360	12	1	8military	8military	NUM
easat-11360	12	2	academy	academy	PROPN
easat-11360	12	3	,	,	PUNCT
easat-11360	12	4	university	university	NOUN
easat-11360	12	5	of	of	ADP
easat-11360	12	6	defence	defence	PROPN
easat-11360	12	7	in	in	ADP
easat-11360	12	8	belgrade	belgrade	PROPN
easat-11360	12	9	,	,	PUNCT
easat-11360	12	10	veljka	veljka	ADV
easat-11360	12	11	lukića	lukića	NOUN
easat-11360	12	12	kurjaka	kurjaka	VERB
easat-11360	12	13	33	33	NUM
easat-11360	12	14	,	,	PUNCT
easat-11360	12	15	11042	11042	NUM
easat-11360	12	16	belgrade	belgrade	PROPN
easat-11360	12	17	,	,	PUNCT
easat-11360	12	18	serbia	serbia	PROPN
easat-11360	12	19	;	;	PUNCT
easat-11360	12	20	dbozanic@yahoo.com	dbozanic@yahoo.com	X
easat-11360	12	21	(	(	PUNCT
easat-11360	12	22	d.b	d.b	PROPN
easat-11360	12	23	.	.	PROPN
easat-11360	12	24	)	)	PUNCT
easat-11360	12	25	.	.	PUNCT
easat-11360	13	1	abstract	abstract	ADV
easat-11360	13	2	:	:	PUNCT
easat-11360	13	3	in	in	ADP
easat-11360	13	4	a	a	DET
easat-11360	13	5	rapidly	rapidly	ADV
easat-11360	13	6	growing	grow	VERB
easat-11360	13	7	market	market	NOUN
easat-11360	13	8	like	like	ADP
easat-11360	13	9	the	the	DET
easat-11360	13	10	albanian	albanian	ADJ
easat-11360	13	11	one	one	NUM
easat-11360	13	12	,	,	PUNCT
easat-11360	13	13	fintech	fintech	NOUN
easat-11360	13	14	platforms	platform	NOUN
easat-11360	13	15	are	be	AUX
easat-11360	13	16	playing	play	VERB
easat-11360	13	17	an	an	DET
easat-11360	13	18	increasingly	increasingly	ADV
easat-11360	13	19	important	important	ADJ
easat-11360	13	20	role	role	NOUN
easat-11360	13	21	in	in	ADP
easat-11360	13	22	transforming	transform	VERB
easat-11360	13	23	how	how	SCONJ
easat-11360	13	24	financial	financial	ADJ
easat-11360	13	25	transactions	transaction	NOUN
easat-11360	13	26	are	be	AUX
easat-11360	13	27	conducted	conduct	VERB
easat-11360	13	28	.	.	PUNCT
easat-11360	14	1	the	the	DET
easat-11360	14	2	research	research	NOUN
easat-11360	14	3	aims	aim	VERB
easat-11360	14	4	to	to	PART
easat-11360	14	5	perform	perform	VERB
easat-11360	14	6	a	a	DET
easat-11360	14	7	strategic	strategic	ADJ
easat-11360	14	8	assessment	assessment	NOUN
easat-11360	14	9	of	of	ADP
easat-11360	14	10	ten	ten	NUM
easat-11360	14	11	fintech	fintech	NOUN
easat-11360	14	12	platforms	platform	NOUN
easat-11360	14	13	currently	currently	ADV
easat-11360	14	14	operating	operate	VERB
easat-11360	14	15	in	in	ADP
easat-11360	14	16	albania	albania	PROPN
easat-11360	14	17	based	base	VERB
easat-11360	14	18	on	on	ADP
easat-11360	14	19	12	12	NUM
easat-11360	14	20	strategic	strategic	ADJ
easat-11360	14	21	criteria	criterion	NOUN
easat-11360	14	22	.	.	PUNCT
easat-11360	15	1	the	the	DET
easat-11360	15	2	assessment	assessment	NOUN
easat-11360	15	3	is	be	AUX
easat-11360	15	4	based	base	VERB
easat-11360	15	5	on	on	ADP
easat-11360	15	6	multi	multi	ADJ
easat-11360	15	7	-	-	ADJ
easat-11360	15	8	criteria	criterion	NOUN
easat-11360	15	9	decision	decision	NOUN
easat-11360	15	10	-	-	PUNCT
easat-11360	15	11	making	make	VERB
easat-11360	15	12	methods	method	NOUN
easat-11360	15	13	(	(	PUNCT
easat-11360	15	14	mcdm	mcdm	ADJ
easat-11360	15	15	)	)	PUNCT
easat-11360	15	16	.	.	PUNCT
easat-11360	16	1	for	for	ADP
easat-11360	16	2	this	this	PRON
easat-11360	16	3	,	,	PUNCT
easat-11360	16	4	a	a	DET
easat-11360	16	5	model	model	NOUN
easat-11360	16	6	based	base	VERB
easat-11360	16	7	on	on	ADP
easat-11360	16	8	the	the	DET
easat-11360	16	9	fuzzy	fuzzy	ADJ
easat-11360	16	10	approach	approach	NOUN
easat-11360	16	11	was	be	AUX
easat-11360	16	12	developed	develop	VERB
easat-11360	16	13	,	,	PUNCT
easat-11360	16	14	allowing	allow	VERB
easat-11360	16	15	for	for	ADP
easat-11360	16	16	the	the	DET
easat-11360	16	17	management	management	NOUN
easat-11360	16	18	of	of	ADP
easat-11360	16	19	uncertainty	uncertainty	NOUN
easat-11360	16	20	and	and	CCONJ
easat-11360	16	21	subjectivity	subjectivity	NOUN
easat-11360	16	22	in	in	ADP
easat-11360	16	23	evaluating	evaluate	VERB
easat-11360	16	24	the	the	DET
easat-11360	16	25	performance	performance	NOUN
easat-11360	16	26	and	and	CCONJ
easat-11360	16	27	suitability	suitability	NOUN
easat-11360	16	28	of	of	ADP
easat-11360	16	29	the	the	DET
easat-11360	16	30	platforms	platform	NOUN
easat-11360	16	31	.	.	PUNCT
easat-11360	17	1	specifically	specifically	ADV
easat-11360	17	2	,	,	PUNCT
easat-11360	17	3	the	the	DET
easat-11360	17	4	fuzzy	fuzzy	ADJ
easat-11360	17	5	lmaw	lmaw	PROPN
easat-11360	17	6	method	method	NOUN
easat-11360	17	7	was	be	AUX
easat-11360	17	8	used	use	VERB
easat-11360	17	9	to	to	PART
easat-11360	17	10	weight	weight	VERB
easat-11360	17	11	the	the	DET
easat-11360	17	12	criteria	criterion	NOUN
easat-11360	17	13	,	,	PUNCT
easat-11360	17	14	with	with	ADP
easat-11360	17	15	security	security	NOUN
easat-11360	17	16	being	be	AUX
easat-11360	17	17	assigned	assign	VERB
easat-11360	17	18	the	the	DET
easat-11360	17	19	highest	high	ADJ
easat-11360	17	20	weight	weight	NOUN
easat-11360	17	21	.	.	PUNCT
easat-11360	18	1	the	the	DET
easat-11360	18	2	ranking	ranking	NOUN
easat-11360	18	3	of	of	ADP
easat-11360	18	4	the	the	DET
easat-11360	18	5	platforms	platform	NOUN
easat-11360	18	6	was	be	AUX
easat-11360	18	7	conducted	conduct	VERB
easat-11360	18	8	using	use	VERB
easat-11360	18	9	the	the	DET
easat-11360	18	10	fuzzy	fuzzy	ADJ
easat-11360	18	11	cradis	cradi	NOUN
easat-11360	18	12	method	method	NOUN
easat-11360	18	13	,	,	PUNCT
easat-11360	18	14	with	with	ADP
easat-11360	18	15	easypay	easypay	NOUN
easat-11360	18	16	achieving	achieve	VERB
easat-11360	18	17	the	the	DET
easat-11360	18	18	best	good	ADJ
easat-11360	18	19	results	result	NOUN
easat-11360	18	20	.	.	PUNCT
easat-11360	19	1	through	through	ADP
easat-11360	19	2	this	this	DET
easat-11360	19	3	model	model	NOUN
easat-11360	19	4	,	,	PUNCT
easat-11360	19	5	the	the	DET
easat-11360	19	6	research	research	NOUN
easat-11360	19	7	seeks	seek	VERB
easat-11360	19	8	to	to	PART
easat-11360	19	9	provide	provide	VERB
easat-11360	19	10	an	an	DET
easat-11360	19	11	objective	objective	ADJ
easat-11360	19	12	ranking	ranking	NOUN
easat-11360	19	13	of	of	ADP
easat-11360	19	14	the	the	DET
easat-11360	19	15	platforms	platform	NOUN
easat-11360	19	16	based	base	VERB
easat-11360	19	17	on	on	ADP
easat-11360	19	18	each	each	DET
easat-11360	19	19	criterion	criterion	NOUN
easat-11360	19	20	’s	’s	PART
easat-11360	19	21	relative	relative	ADJ
easat-11360	19	22	contribution	contribution	NOUN
easat-11360	19	23	.	.	PUNCT
easat-11360	20	1	the	the	DET
easat-11360	20	2	findings	finding	NOUN
easat-11360	20	3	are	be	AUX
easat-11360	20	4	expected	expect	VERB
easat-11360	20	5	to	to	PART
easat-11360	20	6	help	help	VERB
easat-11360	20	7	developers	developer	NOUN
easat-11360	20	8	,	,	PUNCT
easat-11360	20	9	investors	investor	NOUN
easat-11360	20	10	,	,	PUNCT
easat-11360	20	11	and	and	CCONJ
easat-11360	20	12	policymakers	policymaker	NOUN
easat-11360	20	13	better	well	ADV
easat-11360	20	14	understand	understand	VERB
easat-11360	20	15	the	the	DET
easat-11360	20	16	competitive	competitive	ADJ
easat-11360	20	17	positioning	positioning	NOUN
easat-11360	20	18	of	of	ADP
easat-11360	20	19	current	current	ADJ
easat-11360	20	20	players	player	NOUN
easat-11360	20	21	.	.	PUNCT
easat-11360	21	1	the	the	DET
easat-11360	21	2	results	result	NOUN
easat-11360	21	3	may	may	AUX
easat-11360	21	4	also	also	ADV
easat-11360	21	5	highlight	highlight	VERB
easat-11360	21	6	areas	area	NOUN
easat-11360	21	7	for	for	ADP
easat-11360	21	8	further	further	ADJ
easat-11360	21	9	improvement	improvement	NOUN
easat-11360	21	10	and	and	CCONJ
easat-11360	21	11	growth	growth	NOUN
easat-11360	21	12	in	in	ADP
easat-11360	21	13	albania	albania	PROPN
easat-11360	21	14	's	's	PART
easat-11360	21	15	fintech	fintech	NOUN
easat-11360	21	16	sector	sector	NOUN
easat-11360	21	17	.	.	PUNCT
easat-11360	22	1	keywords	keyword	NOUN
easat-11360	22	2	:	:	PUNCT
easat-11360	22	3	fintech	fintech	NOUN
easat-11360	22	4	platforms	platform	NOUN
easat-11360	22	5	,	,	PUNCT
easat-11360	22	6	fuzzy	fuzzy	ADJ
easat-11360	22	7	cradis	cradi	NOUN
easat-11360	22	8	,	,	PUNCT
easat-11360	22	9	fuzzy	fuzzy	ADJ
easat-11360	22	10	lmaw	lmaw	NOUN
easat-11360	22	11	,	,	PUNCT
easat-11360	22	12	mcdm	mcdm	PROPN
easat-11360	22	13	.	.	PUNCT
easat-11360	23	1	1	1	X
easat-11360	23	2	.	.	X
easat-11360	23	3	introduction	introduction	NOUN
easat-11360	23	4	the	the	DET
easat-11360	23	5	global	global	ADJ
easat-11360	23	6	economy	economy	NOUN
easat-11360	23	7	has	have	AUX
easat-11360	23	8	been	be	AUX
easat-11360	23	9	transforming	transform	VERB
easat-11360	23	10	financial	financial	ADJ
easat-11360	23	11	services	service	NOUN
easat-11360	23	12	in	in	ADP
easat-11360	23	13	recent	recent	ADJ
easat-11360	23	14	years	year	NOUN
easat-11360	23	15	.	.	PUNCT
easat-11360	24	1	financial	financial	ADJ
easat-11360	24	2	technology	technology	NOUN
easat-11360	24	3	(	(	PUNCT
easat-11360	24	4	fintech	fintech	NOUN
easat-11360	24	5	)	)	PUNCT
easat-11360	24	6	is	be	AUX
easat-11360	24	7	one	one	NUM
easat-11360	24	8	of	of	ADP
easat-11360	24	9	the	the	DET
easat-11360	24	10	most	most	ADV
easat-11360	24	11	dynamic	dynamic	ADJ
easat-11360	24	12	areas	area	NOUN
easat-11360	24	13	in	in	ADP
easat-11360	24	14	the	the	DET
easat-11360	24	15	integration	integration	NOUN
easat-11360	24	16	of	of	ADP
easat-11360	24	17	traditional	traditional	ADJ
easat-11360	24	18	financial	financial	ADJ
easat-11360	24	19	services	service	NOUN
easat-11360	24	20	with	with	ADP
easat-11360	24	21	digital	digital	ADJ
easat-11360	24	22	technologies	technology	NOUN
easat-11360	24	23	[	[	X
easat-11360	24	24	1	1	NUM
easat-11360	24	25	]	]	PUNCT
easat-11360	24	26	.	.	PUNCT
easat-11360	25	1	fintech	fintech	NOUN
easat-11360	25	2	offers	offer	VERB
easat-11360	25	3	a	a	DET
easat-11360	25	4	wide	wide	ADJ
easat-11360	25	5	range	range	NOUN
easat-11360	25	6	of	of	ADP
easat-11360	25	7	services	service	NOUN
easat-11360	25	8	,	,	PUNCT
easat-11360	25	9	from	from	ADP
easat-11360	25	10	mobile	mobile	ADJ
easat-11360	25	11	payments	payment	NOUN
easat-11360	25	12	and	and	CCONJ
easat-11360	25	13	personal	personal	ADJ
easat-11360	25	14	finance	finance	NOUN
easat-11360	25	15	management	management	NOUN
easat-11360	25	16	to	to	ADP
easat-11360	25	17	digital	digital	ADJ
easat-11360	25	18	investing	investing	NOUN
easat-11360	25	19	,	,	PUNCT
easat-11360	25	20	alternative	alternative	ADJ
easat-11360	25	21	lending	lending	NOUN
easat-11360	25	22	,	,	PUNCT
easat-11360	25	23	and	and	CCONJ
easat-11360	25	24	automated	automate	VERB
easat-11360	25	25	insurance	insurance	NOUN
easat-11360	25	26	[	[	X
easat-11360	25	27	2	2	NUM
easat-11360	25	28	,	,	PUNCT
easat-11360	25	29	3	3	NUM
easat-11360	25	30	]	]	PUNCT
easat-11360	25	31	.	.	PUNCT
easat-11360	26	1	the	the	DET
easat-11360	26	2	access	access	NOUN
easat-11360	26	3	of	of	ADP
easat-11360	26	4	individuals	individual	NOUN
easat-11360	26	5	and	and	CCONJ
easat-11360	26	6	businesses	business	NOUN
easat-11360	26	7	to	to	ADP
easat-11360	26	8	these	these	DET
easat-11360	26	9	financial	financial	ADJ
easat-11360	26	10	services	service	NOUN
easat-11360	26	11	has	have	AUX
easat-11360	26	12	also	also	ADV
easat-11360	26	13	brought	bring	VERB
easat-11360	26	14	a	a	DET
easat-11360	26	15	paradigm	paradigm	NOUN
easat-11360	26	16	shift	shift	NOUN
easat-11360	26	17	in	in	ADP
easat-11360	26	18	this	this	DET
easat-11360	26	19	digital	digital	ADJ
easat-11360	26	20	revolution	revolution	NOUN
easat-11360	27	1	[	[	X
easat-11360	27	2	4	4	NUM
easat-11360	27	3	]	]	PUNCT
easat-11360	27	4	.	.	PUNCT
easat-11360	28	1	fintech	fintech	NOUN
easat-11360	28	2	platforms	platform	NOUN
easat-11360	28	3	offer	offer	VERB
easat-11360	28	4	greater	great	ADJ
easat-11360	28	5	accessibility	accessibility	NOUN
easat-11360	28	6	,	,	PUNCT
easat-11360	28	7	lower	low	ADJ
easat-11360	28	8	costs	cost	NOUN
easat-11360	28	9	,	,	PUNCT
easat-11360	28	10	transparency	transparency	NOUN
easat-11360	28	11	,	,	PUNCT
easat-11360	28	12	personalization	personalization	NOUN
easat-11360	28	13	,	,	PUNCT
easat-11360	28	14	and	and	CCONJ
easat-11360	28	15	a	a	DET
easat-11360	28	16	better	well	ADJ
easat-11360	28	17	experience	experience	NOUN
easat-11360	28	18	for	for	ADP
easat-11360	28	19	consumers	consumer	NOUN
easat-11360	28	20	[	[	X
easat-11360	28	21	5	5	NUM
easat-11360	28	22	,	,	PUNCT
easat-11360	28	23	6	6	NUM
easat-11360	28	24	]	]	PUNCT
easat-11360	28	25	.	.	PUNCT
easat-11360	29	1	fintech	fintech	NOUN
easat-11360	29	2	platforms	platform	NOUN
easat-11360	29	3	operate	operate	VERB
easat-11360	29	4	primarily	primarily	ADV
easat-11360	29	5	in	in	ADP
easat-11360	29	6	emerging	emerge	VERB
easat-11360	29	7	markets	market	NOUN
easat-11360	29	8	and	and	CCONJ
easat-11360	29	9	countries	country	NOUN
easat-11360	29	10	with	with	ADP
easat-11360	29	11	weak	weak	ADJ
easat-11360	29	12	financial	financial	ADJ
easat-11360	29	13	infrastructure	infrastructure	NOUN
easat-11360	29	14	[	[	X
easat-11360	29	15	7	7	NUM
easat-11360	29	16	]	]	PUNCT
easat-11360	29	17	.	.	PUNCT
easat-11360	30	1	this	this	PRON
easat-11360	30	2	may	may	AUX
easat-11360	30	3	include	include	VERB
easat-11360	30	4	countries	country	NOUN
easat-11360	30	5	that	that	PRON
easat-11360	30	6	have	have	AUX
easat-11360	30	7	limited	limit	VERB
easat-11360	30	8	access	access	NOUN
easat-11360	30	9	to	to	ADP
easat-11360	30	10	traditional	traditional	ADJ
easat-11360	30	11	banking	banking	NOUN
easat-11360	30	12	services	service	NOUN
easat-11360	30	13	.	.	PUNCT
easat-11360	31	1	albania	albania	PROPN
easat-11360	31	2	is	be	AUX
easat-11360	31	3	one	one	NUM
easat-11360	31	4	of	of	ADP
easat-11360	31	5	the	the	DET
easat-11360	31	6	countries	country	NOUN
easat-11360	31	7	experiencing	experience	VERB
easat-11360	31	8	gradual	gradual	ADJ
easat-11360	31	9	growth	growth	NOUN
easat-11360	31	10	and	and	CCONJ
easat-11360	31	11	is	be	AUX
easat-11360	31	12	part	part	NOUN
easat-11360	31	13	of	of	ADP
easat-11360	31	14	this	this	DET
easat-11360	31	15	global	global	ADJ
easat-11360	31	16	trend	trend	NOUN
easat-11360	31	17	.	.	PUNCT
easat-11360	32	1	the	the	DET
easat-11360	32	2	use	use	NOUN
easat-11360	32	3	and	and	CCONJ
easat-11360	32	4	presence	presence	NOUN
easat-11360	32	5	of	of	ADP
easat-11360	32	6	fintech	fintech	NOUN
easat-11360	32	7	platforms	platform	NOUN
easat-11360	32	8	in	in	ADP
easat-11360	32	9	albania	albania	PROPN
easat-11360	32	10	are	be	AUX
easat-11360	32	11	326	326	NUM
easat-11360	32	12	edelweiss	edelweiss	PROPN
easat-11360	32	13	applied	apply	VERB
easat-11360	32	14	science	science	NOUN
easat-11360	32	15	and	and	CCONJ
easat-11360	32	16	technology	technology	NOUN
easat-11360	32	17	issn	issn	PROPN
easat-11360	32	18	:	:	PUNCT
easat-11360	32	19	2576	2576	NUM
easat-11360	32	20	-	-	SYM
easat-11360	32	21	8484	8484	NUM
easat-11360	32	22	vol	vol	NOUN
easat-11360	32	23	.	.	PROPN
easat-11360	33	1	9	9	NUM
easat-11360	33	2	,	,	PUNCT
easat-11360	33	3	no	no	INTJ
easat-11360	33	4	.	.	NOUN
easat-11360	33	5	12	12	NUM
easat-11360	33	6	:	:	PUNCT
easat-11360	33	7	325	325	NUM
easat-11360	33	8	-	-	SYM
easat-11360	33	9	337	337	NUM
easat-11360	33	10	,	,	PUNCT
easat-11360	33	11	2025	2025	NUM
easat-11360	33	12	doi	doi	NOUN
easat-11360	33	13	:	:	PUNCT
easat-11360	33	14	10.55214/2576	10.55214/2576	NUM
easat-11360	33	15	-	-	SYM
easat-11360	33	16	8484.v9i12.11360	8484.v9i12.11360	NOUN
easat-11360	34	1	©	©	ADP
easat-11360	34	2	2025	2025	NUM
easat-11360	34	3	by	by	ADP
easat-11360	34	4	the	the	DET
easat-11360	34	5	authors	author	NOUN
easat-11360	34	6	;	;	PUNCT
easat-11360	34	7	licensee	licensee	NOUN
easat-11360	34	8	learning	learn	VERB
easat-11360	34	9	gate	gate	NOUN
easat-11360	34	10	undergoing	undergo	VERB
easat-11360	34	11	a	a	DET
easat-11360	34	12	slow	slow	ADJ
easat-11360	34	13	and	and	CCONJ
easat-11360	34	14	steady	steady	ADJ
easat-11360	34	15	transformation	transformation	NOUN
easat-11360	34	16	in	in	ADP
easat-11360	34	17	the	the	DET
easat-11360	34	18	financial	financial	ADJ
easat-11360	34	19	sector	sector	NOUN
easat-11360	34	20	.	.	PUNCT
easat-11360	35	1	fintech	fintech	NOUN
easat-11360	35	2	platforms	platform	NOUN
easat-11360	35	3	are	be	AUX
easat-11360	35	4	emerging	emerge	VERB
easat-11360	35	5	as	as	ADP
easat-11360	35	6	the	the	DET
easat-11360	35	7	best	good	ADJ
easat-11360	35	8	alternatives	alternative	NOUN
easat-11360	35	9	to	to	ADP
easat-11360	35	10	traditional	traditional	ADJ
easat-11360	35	11	banking	banking	NOUN
easat-11360	35	12	services	service	NOUN
easat-11360	35	13	.	.	PUNCT
easat-11360	36	1	this	this	PRON
easat-11360	36	2	can	can	AUX
easat-11360	36	3	include	include	VERB
easat-11360	36	4	electronic	electronic	ADJ
easat-11360	36	5	payments	payment	NOUN
easat-11360	36	6	,	,	PUNCT
easat-11360	36	7	peer	peer	NOUN
easat-11360	36	8	-	-	PUNCT
easat-11360	36	9	to	to	ADP
easat-11360	36	10	-	-	PUNCT
easat-11360	36	11	peer	peer	NOUN
easat-11360	36	12	transfers	transfer	NOUN
easat-11360	36	13	,	,	PUNCT
easat-11360	36	14	digital	digital	ADJ
easat-11360	36	15	wallets	wallet	NOUN
easat-11360	36	16	,	,	PUNCT
easat-11360	36	17	and	and	CCONJ
easat-11360	36	18	other	other	ADJ
easat-11360	36	19	digital	digital	ADJ
easat-11360	36	20	payment	payment	NOUN
easat-11360	36	21	methods	method	NOUN
easat-11360	36	22	.	.	PUNCT
easat-11360	37	1	however	however	ADV
easat-11360	37	2	,	,	PUNCT
easat-11360	37	3	in	in	ADP
easat-11360	37	4	the	the	DET
easat-11360	37	5	albanian	albanian	ADJ
easat-11360	37	6	market	market	NOUN
easat-11360	37	7	,	,	PUNCT
easat-11360	37	8	such	such	ADJ
easat-11360	37	9	financial	financial	ADJ
easat-11360	37	10	platforms	platform	NOUN
easat-11360	37	11	often	often	ADV
easat-11360	37	12	face	face	VERB
easat-11360	37	13	a	a	DET
easat-11360	37	14	series	series	NOUN
easat-11360	37	15	of	of	ADP
easat-11360	37	16	challenges	challenge	NOUN
easat-11360	37	17	.	.	PUNCT
easat-11360	38	1	the	the	DET
easat-11360	38	2	lack	lack	NOUN
easat-11360	38	3	of	of	ADP
easat-11360	38	4	a	a	DET
easat-11360	38	5	complete	complete	ADJ
easat-11360	38	6	regulatory	regulatory	ADJ
easat-11360	38	7	framework	framework	NOUN
easat-11360	38	8	,	,	PUNCT
easat-11360	38	9	low	low	ADJ
easat-11360	38	10	consumer	consumer	NOUN
easat-11360	38	11	trust	trust	NOUN
easat-11360	38	12	in	in	ADP
easat-11360	38	13	new	new	ADJ
easat-11360	38	14	technologies	technology	NOUN
easat-11360	38	15	,	,	PUNCT
easat-11360	38	16	high	high	ADJ
easat-11360	38	17	levels	level	NOUN
easat-11360	38	18	of	of	ADP
easat-11360	38	19	economic	economic	ADJ
easat-11360	38	20	informality	informality	NOUN
easat-11360	38	21	,	,	PUNCT
easat-11360	38	22	and	and	CCONJ
easat-11360	38	23	relatively	relatively	ADV
easat-11360	38	24	low	low	ADJ
easat-11360	38	25	levels	level	NOUN
easat-11360	38	26	of	of	ADP
easat-11360	38	27	financial	financial	ADJ
easat-11360	38	28	education	education	NOUN
easat-11360	38	29	constitute	constitute	VERB
easat-11360	38	30	limiting	limit	VERB
easat-11360	38	31	factors	factor	NOUN
easat-11360	38	32	for	for	ADP
easat-11360	38	33	the	the	DET
easat-11360	38	34	widespread	widespread	ADJ
easat-11360	38	35	spread	spread	NOUN
easat-11360	38	36	of	of	ADP
easat-11360	38	37	fintech	fintech	NOUN
easat-11360	38	38	in	in	ADP
easat-11360	38	39	the	the	DET
easat-11360	38	40	country	country	NOUN
easat-11360	38	41	[	[	X
easat-11360	38	42	8	8	NUM
easat-11360	38	43	]	]	PUNCT
easat-11360	38	44	.	.	PUNCT
easat-11360	39	1	furthermore	furthermore	ADV
easat-11360	39	2	,	,	PUNCT
easat-11360	39	3	there	there	PRON
easat-11360	39	4	is	be	VERB
easat-11360	39	5	a	a	DET
easat-11360	39	6	lack	lack	NOUN
easat-11360	39	7	of	of	ADP
easat-11360	39	8	a	a	DET
easat-11360	39	9	unified	unified	ADJ
easat-11360	39	10	analysis	analysis	NOUN
easat-11360	39	11	for	for	ADP
easat-11360	39	12	the	the	DET
easat-11360	39	13	strategic	strategic	ADJ
easat-11360	39	14	assessment	assessment	NOUN
easat-11360	39	15	in	in	ADP
easat-11360	39	16	a	a	DET
easat-11360	39	17	structured	structure	VERB
easat-11360	39	18	,	,	PUNCT
easat-11360	39	19	objective	objective	NOUN
easat-11360	39	20	,	,	PUNCT
easat-11360	39	21	and	and	CCONJ
easat-11360	39	22	comparable	comparable	ADJ
easat-11360	39	23	manner	manner	NOUN
easat-11360	39	24	of	of	ADP
easat-11360	39	25	the	the	DET
easat-11360	39	26	performance	performance	NOUN
easat-11360	39	27	of	of	ADP
easat-11360	39	28	fintech	fintech	NOUN
easat-11360	39	29	platforms	platform	NOUN
easat-11360	39	30	in	in	ADP
easat-11360	39	31	albania	albania	PROPN
easat-11360	39	32	.	.	PUNCT
easat-11360	40	1	in	in	ADP
easat-11360	40	2	this	this	DET
easat-11360	40	3	context	context	NOUN
easat-11360	40	4	,	,	PUNCT
easat-11360	40	5	there	there	PRON
easat-11360	40	6	is	be	VERB
easat-11360	40	7	a	a	DET
easat-11360	40	8	need	need	NOUN
easat-11360	40	9	to	to	PART
easat-11360	40	10	systematically	systematically	ADV
easat-11360	40	11	analyze	analyze	VERB
easat-11360	40	12	the	the	DET
easat-11360	40	13	capacity	capacity	NOUN
easat-11360	40	14	,	,	PUNCT
easat-11360	40	15	competitive	competitive	ADJ
easat-11360	40	16	advantages	advantage	NOUN
easat-11360	40	17	,	,	PUNCT
easat-11360	40	18	and	and	CCONJ
easat-11360	40	19	challenges	challenge	NOUN
easat-11360	40	20	of	of	ADP
easat-11360	40	21	each	each	DET
easat-11360	40	22	fintech	fintech	NOUN
easat-11360	40	23	platform	platform	NOUN
easat-11360	40	24	operating	operate	VERB
easat-11360	40	25	in	in	ADP
easat-11360	40	26	albania	albania	PROPN
easat-11360	40	27	.	.	PUNCT
easat-11360	41	1	furthermore	furthermore	ADV
easat-11360	41	2	,	,	PUNCT
easat-11360	41	3	policymakers	policymaker	NOUN
easat-11360	41	4	and	and	CCONJ
easat-11360	41	5	relevant	relevant	ADJ
easat-11360	41	6	financial	financial	ADJ
easat-11360	41	7	institutions	institution	NOUN
easat-11360	41	8	must	must	AUX
easat-11360	41	9	design	design	VERB
easat-11360	41	10	credible	credible	ADJ
easat-11360	41	11	digitalization	digitalization	NOUN
easat-11360	41	12	and	and	CCONJ
easat-11360	41	13	financial	financial	ADJ
easat-11360	41	14	inclusion	inclusion	NOUN
easat-11360	41	15	strategies	strategy	NOUN
easat-11360	41	16	[	[	X
easat-11360	41	17	9	9	NUM
easat-11360	41	18	]	]	PUNCT
easat-11360	41	19	.	.	PUNCT
easat-11360	42	1	based	base	VERB
easat-11360	42	2	on	on	ADP
easat-11360	42	3	this	this	PRON
easat-11360	42	4	,	,	PUNCT
easat-11360	42	5	the	the	DET
easat-11360	42	6	research	research	NOUN
easat-11360	42	7	question	question	NOUN
easat-11360	42	8	guiding	guide	VERB
easat-11360	42	9	this	this	DET
easat-11360	42	10	research	research	NOUN
easat-11360	42	11	is	be	AUX
easat-11360	42	12	:	:	PUNCT
easat-11360	42	13	which	which	DET
easat-11360	42	14	fintech	fintech	NOUN
easat-11360	42	15	platform	platform	NOUN
easat-11360	42	16	operating	operate	VERB
easat-11360	42	17	in	in	ADP
easat-11360	42	18	albania	albania	PROPN
easat-11360	42	19	is	be	AUX
easat-11360	42	20	the	the	DET
easat-11360	42	21	most	most	ADV
easat-11360	42	22	reliable	reliable	ADJ
easat-11360	42	23	for	for	ADP
easat-11360	42	24	use	use	NOUN
easat-11360	42	25	by	by	ADP
easat-11360	42	26	consumers	consumer	NOUN
easat-11360	42	27	?	?	PUNCT
easat-11360	43	1	regarding	regard	VERB
easat-11360	43	2	the	the	DET
easat-11360	43	3	research	research	NOUN
easat-11360	43	4	question	question	NOUN
easat-11360	43	5	posed	pose	VERB
easat-11360	43	6	above	above	ADV
easat-11360	43	7	,	,	PUNCT
easat-11360	43	8	there	there	PRON
easat-11360	43	9	is	be	VERB
easat-11360	43	10	a	a	DET
easat-11360	43	11	need	need	NOUN
easat-11360	43	12	for	for	ADP
easat-11360	43	13	an	an	DET
easat-11360	43	14	efficient	efficient	ADJ
easat-11360	43	15	assessment	assessment	NOUN
easat-11360	43	16	of	of	ADP
easat-11360	43	17	the	the	DET
easat-11360	43	18	fintech	fintech	NOUN
easat-11360	43	19	platforms	platform	NOUN
easat-11360	43	20	operating	operate	VERB
easat-11360	43	21	in	in	ADP
easat-11360	43	22	albania	albania	PROPN
easat-11360	43	23	.	.	PUNCT
easat-11360	44	1	multi	multi	ADJ
easat-11360	44	2	-	-	ADJ
easat-11360	44	3	criteria	criterion	NOUN
easat-11360	44	4	decision	decision	NOUN
easat-11360	44	5	-	-	PUNCT
easat-11360	44	6	making	making	NOUN
easat-11360	44	7	(	(	PUNCT
easat-11360	44	8	mcdm	mcdm	ADJ
easat-11360	44	9	)	)	PUNCT
easat-11360	44	10	methods	method	NOUN
easat-11360	44	11	are	be	AUX
easat-11360	44	12	suitable	suitable	ADJ
easat-11360	44	13	for	for	ADP
easat-11360	44	14	such	such	DET
easat-11360	44	15	an	an	DET
easat-11360	44	16	assessment	assessment	NOUN
easat-11360	44	17	.	.	PUNCT
easat-11360	45	1	also	also	ADV
easat-11360	45	2	,	,	PUNCT
easat-11360	45	3	the	the	DET
easat-11360	45	4	use	use	NOUN
easat-11360	45	5	of	of	ADP
easat-11360	45	6	a	a	DET
easat-11360	45	7	fuzzy	fuzzy	ADJ
easat-11360	45	8	approach	approach	NOUN
easat-11360	45	9	helps	help	VERB
easat-11360	45	10	in	in	ADP
easat-11360	45	11	dealing	deal	VERB
easat-11360	45	12	with	with	ADP
easat-11360	45	13	the	the	DET
easat-11360	45	14	complexity	complexity	NOUN
easat-11360	45	15	and	and	CCONJ
easat-11360	45	16	subjectivity	subjectivity	NOUN
easat-11360	45	17	during	during	ADP
easat-11360	45	18	the	the	DET
easat-11360	45	19	assessment	assessment	NOUN
easat-11360	45	20	made	make	VERB
easat-11360	45	21	by	by	ADP
easat-11360	45	22	experts	expert	NOUN
easat-11360	45	23	.	.	PUNCT
easat-11360	46	1	therefore	therefore	ADV
easat-11360	46	2	,	,	PUNCT
easat-11360	46	3	the	the	DET
easat-11360	46	4	primary	primary	ADJ
easat-11360	46	5	purpose	purpose	NOUN
easat-11360	46	6	of	of	ADP
easat-11360	46	7	this	this	DET
easat-11360	46	8	research	research	NOUN
easat-11360	46	9	is	be	AUX
easat-11360	46	10	to	to	PART
easat-11360	46	11	evaluate	evaluate	VERB
easat-11360	46	12	and	and	CCONJ
easat-11360	46	13	strategically	strategically	ADV
easat-11360	46	14	rank	rank	VERB
easat-11360	46	15	the	the	DET
easat-11360	46	16	ten	ten	NUM
easat-11360	46	17	most	most	ADV
easat-11360	46	18	used	use	VERB
easat-11360	46	19	fintech	fintech	NOUN
easat-11360	46	20	platforms	platform	NOUN
easat-11360	46	21	operating	operate	VERB
easat-11360	46	22	in	in	ADP
easat-11360	46	23	albania	albania	PROPN
easat-11360	46	24	using	use	VERB
easat-11360	46	25	fuzzy	fuzzy	ADJ
easat-11360	46	26	mcdm	mcdm	ADJ
easat-11360	46	27	methods	method	NOUN
easat-11360	46	28	.	.	PUNCT
easat-11360	47	1	based	base	VERB
easat-11360	47	2	on	on	ADP
easat-11360	47	3	the	the	DET
easat-11360	47	4	main	main	ADJ
easat-11360	47	5	objective	objective	NOUN
easat-11360	47	6	,	,	PUNCT
easat-11360	47	7	the	the	DET
easat-11360	47	8	research	research	NOUN
easat-11360	47	9	also	also	ADV
easat-11360	47	10	addresses	address	VERB
easat-11360	47	11	some	some	DET
easat-11360	47	12	specific	specific	ADJ
easat-11360	47	13	objectives	objective	NOUN
easat-11360	47	14	as	as	SCONJ
easat-11360	47	15	follows	follow	VERB
easat-11360	47	16	:	:	PUNCT
easat-11360	47	17	•	•	ADP
easat-11360	47	18	to	to	PART
easat-11360	47	19	select	select	VERB
easat-11360	47	20	the	the	DET
easat-11360	47	21	most	most	ADV
easat-11360	47	22	appropriate	appropriate	ADJ
easat-11360	47	23	criteria	criterion	NOUN
easat-11360	47	24	for	for	ADP
easat-11360	47	25	an	an	DET
easat-11360	47	26	efficient	efficient	ADJ
easat-11360	47	27	and	and	CCONJ
easat-11360	47	28	fair	fair	ADJ
easat-11360	47	29	assessment	assessment	NOUN
easat-11360	47	30	of	of	ADP
easat-11360	47	31	the	the	DET
easat-11360	47	32	platforms	platform	NOUN
easat-11360	47	33	selected	select	VERB
easat-11360	47	34	for	for	ADP
easat-11360	47	35	this	this	DET
easat-11360	47	36	research	research	NOUN
easat-11360	47	37	.	.	PUNCT
easat-11360	48	1	•	•	NUM
easat-11360	48	2	applying	apply	VERB
easat-11360	48	3	a	a	DET
easat-11360	48	4	methodology	methodology	NOUN
easat-11360	48	5	based	base	VERB
easat-11360	48	6	on	on	ADP
easat-11360	48	7	the	the	DET
easat-11360	48	8	combination	combination	NOUN
easat-11360	48	9	of	of	ADP
easat-11360	48	10	two	two	NUM
easat-11360	48	11	decision	decision	NOUN
easat-11360	48	12	-	-	PUNCT
easat-11360	48	13	making	make	VERB
easat-11360	48	14	methods	method	NOUN
easat-11360	48	15	to	to	PART
easat-11360	48	16	facilitate	facilitate	VERB
easat-11360	48	17	the	the	DET
easat-11360	48	18	transformation	transformation	NOUN
easat-11360	48	19	of	of	ADP
easat-11360	48	20	qualitative	qualitative	ADJ
easat-11360	48	21	assessments	assessment	NOUN
easat-11360	48	22	and	and	CCONJ
easat-11360	48	23	provide	provide	VERB
easat-11360	48	24	an	an	DET
easat-11360	48	25	evidence	evidence	NOUN
easat-11360	48	26	-	-	PUNCT
easat-11360	48	27	based	base	VERB
easat-11360	48	28	ranking	ranking	NOUN
easat-11360	48	29	.	.	PUNCT
easat-11360	48	30	•	•	NOUN
easat-11360	48	31	interpreting	interpret	VERB
easat-11360	48	32	the	the	DET
easat-11360	48	33	final	final	ADJ
easat-11360	48	34	ranking	ranking	NOUN
easat-11360	48	35	of	of	ADP
easat-11360	48	36	fintech	fintech	NOUN
easat-11360	48	37	platforms	platform	NOUN
easat-11360	48	38	involves	involve	VERB
easat-11360	48	39	analyzing	analyze	VERB
easat-11360	48	40	the	the	DET
easat-11360	48	41	relative	relative	ADJ
easat-11360	48	42	strengths	strength	NOUN
easat-11360	48	43	and	and	CCONJ
easat-11360	48	44	weaknesses	weakness	NOUN
easat-11360	48	45	of	of	ADP
easat-11360	48	46	each	each	DET
easat-11360	48	47	platform	platform	NOUN
easat-11360	48	48	,	,	PUNCT
easat-11360	48	49	identifying	identify	VERB
easat-11360	48	50	the	the	DET
easat-11360	48	51	key	key	ADJ
easat-11360	48	52	factors	factor	NOUN
easat-11360	48	53	that	that	PRON
easat-11360	48	54	contribute	contribute	VERB
easat-11360	48	55	to	to	ADP
easat-11360	48	56	their	their	PRON
easat-11360	48	57	development	development	NOUN
easat-11360	48	58	and	and	CCONJ
easat-11360	48	59	improvement	improvement	NOUN
easat-11360	48	60	in	in	ADP
easat-11360	48	61	the	the	DET
easat-11360	48	62	market	market	NOUN
easat-11360	48	63	.	.	PUNCT
easat-11360	49	1	•	•	NUM
easat-11360	49	2	providing	provide	VERB
easat-11360	49	3	the	the	DET
easat-11360	49	4	necessary	necessary	ADJ
easat-11360	49	5	practical	practical	ADJ
easat-11360	49	6	recommendations	recommendation	NOUN
easat-11360	49	7	for	for	ADP
easat-11360	49	8	consumers	consumer	NOUN
easat-11360	49	9	,	,	PUNCT
easat-11360	49	10	businesses	business	NOUN
easat-11360	49	11	,	,	PUNCT
easat-11360	49	12	and	and	CCONJ
easat-11360	49	13	stakeholders	stakeholder	NOUN
easat-11360	49	14	on	on	ADP
easat-11360	49	15	ways	way	NOUN
easat-11360	49	16	to	to	PART
easat-11360	49	17	improve	improve	VERB
easat-11360	49	18	performance	performance	NOUN
easat-11360	49	19	and	and	CCONJ
easat-11360	49	20	support	support	VERB
easat-11360	49	21	the	the	DET
easat-11360	49	22	development	development	NOUN
easat-11360	49	23	of	of	ADP
easat-11360	49	24	fintech	fintech	NOUN
easat-11360	49	25	platforms	platform	NOUN
easat-11360	49	26	.	.	PUNCT
easat-11360	50	1	based	base	VERB
easat-11360	50	2	on	on	ADP
easat-11360	50	3	the	the	DET
easat-11360	50	4	main	main	ADJ
easat-11360	50	5	objective	objective	ADJ
easat-11360	50	6	and	and	CCONJ
easat-11360	50	7	specific	specific	ADJ
easat-11360	50	8	goals	goal	NOUN
easat-11360	50	9	,	,	PUNCT
easat-11360	50	10	this	this	DET
easat-11360	50	11	research	research	NOUN
easat-11360	50	12	aims	aim	VERB
easat-11360	50	13	to	to	PART
easat-11360	50	14	make	make	VERB
easat-11360	50	15	several	several	ADJ
easat-11360	50	16	important	important	ADJ
easat-11360	50	17	contributions	contribution	NOUN
easat-11360	50	18	to	to	ADP
easat-11360	50	19	the	the	DET
easat-11360	50	20	academic	academic	ADJ
easat-11360	50	21	and	and	CCONJ
easat-11360	50	22	practical	practical	ADJ
easat-11360	50	23	literature	literature	NOUN
easat-11360	50	24	:	:	PUNCT
easat-11360	50	25	•	•	NUM
easat-11360	50	26	implementation	implementation	NOUN
easat-11360	50	27	of	of	ADP
easat-11360	50	28	a	a	DET
easat-11360	50	29	robust	robust	ADJ
easat-11360	50	30	research	research	NOUN
easat-11360	50	31	methodology	methodology	NOUN
easat-11360	50	32	based	base	VERB
easat-11360	50	33	on	on	ADP
easat-11360	50	34	the	the	DET
easat-11360	50	35	combination	combination	NOUN
easat-11360	50	36	of	of	ADP
easat-11360	50	37	fuzzy	fuzzy	ADJ
easat-11360	50	38	lmaw	lmaw	NOUN
easat-11360	50	39	and	and	CCONJ
easat-11360	50	40	fuzzy	fuzzy	ADJ
easat-11360	50	41	cradis	cradi	NOUN
easat-11360	50	42	methods	method	NOUN
easat-11360	50	43	in	in	ADP
easat-11360	50	44	the	the	DET
easat-11360	50	45	context	context	NOUN
easat-11360	50	46	of	of	ADP
easat-11360	50	47	evaluating	evaluate	VERB
easat-11360	50	48	fintech	fintech	NOUN
easat-11360	50	49	platforms	platform	NOUN
easat-11360	50	50	in	in	ADP
easat-11360	50	51	a	a	DET
easat-11360	50	52	developing	develop	VERB
easat-11360	50	53	economy	economy	NOUN
easat-11360	50	54	like	like	ADP
easat-11360	50	55	albania	albania	PROPN
easat-11360	50	56	.	.	PUNCT
easat-11360	51	1	•	•	NUM
easat-11360	51	2	construction	construction	NOUN
easat-11360	51	3	of	of	ADP
easat-11360	51	4	a	a	DET
easat-11360	51	5	clear	clear	ADJ
easat-11360	51	6	and	and	CCONJ
easat-11360	51	7	robust	robust	ADJ
easat-11360	51	8	model	model	NOUN
easat-11360	51	9	that	that	PRON
easat-11360	51	10	combines	combine	VERB
easat-11360	51	11	technical	technical	ADJ
easat-11360	51	12	,	,	PUNCT
easat-11360	51	13	legal	legal	ADJ
easat-11360	51	14	,	,	PUNCT
easat-11360	51	15	and	and	CCONJ
easat-11360	51	16	perceptual	perceptual	ADJ
easat-11360	51	17	aspects	aspect	NOUN
easat-11360	51	18	within	within	ADP
easat-11360	51	19	an	an	DET
easat-11360	51	20	interactive	interactive	ADJ
easat-11360	51	21	evaluation	evaluation	NOUN
easat-11360	51	22	framework	framework	NOUN
easat-11360	51	23	.	.	PUNCT
easat-11360	52	1	•	•	NOUN
easat-11360	52	2	the	the	DET
easat-11360	52	3	research	research	NOUN
easat-11360	52	4	offers	offer	VERB
easat-11360	52	5	an	an	DET
easat-11360	52	6	opportunity	opportunity	NOUN
easat-11360	52	7	for	for	SCONJ
easat-11360	52	8	decision	decision	NOUN
easat-11360	52	9	-	-	PUNCT
easat-11360	52	10	makers	maker	NOUN
easat-11360	52	11	to	to	PART
easat-11360	52	12	adopt	adopt	VERB
easat-11360	52	13	a	a	DET
easat-11360	52	14	systematic	systematic	ADJ
easat-11360	52	15	and	and	CCONJ
easat-11360	52	16	interconnected	interconnected	ADJ
easat-11360	52	17	approach	approach	NOUN
easat-11360	52	18	to	to	PART
easat-11360	52	19	improve	improve	VERB
easat-11360	52	20	service	service	NOUN
easat-11360	52	21	quality	quality	NOUN
easat-11360	52	22	in	in	ADP
easat-11360	52	23	fintech	fintech	NOUN
easat-11360	52	24	platforms	platform	NOUN
easat-11360	52	25	operating	operate	VERB
easat-11360	52	26	in	in	ADP
easat-11360	52	27	albania	albania	PROPN
easat-11360	52	28	.	.	PUNCT
easat-11360	53	1	furthermore	furthermore	ADV
easat-11360	53	2	,	,	PUNCT
easat-11360	53	3	the	the	DET
easat-11360	53	4	model	model	NOUN
easat-11360	53	5	built	build	VERB
easat-11360	53	6	in	in	ADP
easat-11360	53	7	this	this	DET
easat-11360	53	8	research	research	NOUN
easat-11360	53	9	aims	aim	VERB
easat-11360	53	10	to	to	PART
easat-11360	53	11	provide	provide	VERB
easat-11360	53	12	a	a	DET
easat-11360	53	13	practical	practical	ADJ
easat-11360	53	14	example	example	NOUN
easat-11360	53	15	of	of	ADP
easat-11360	53	16	evaluation	evaluation	NOUN
easat-11360	53	17	for	for	ADP
easat-11360	53	18	developing	develop	VERB
easat-11360	53	19	sectors	sector	NOUN
easat-11360	53	20	,	,	PUNCT
easat-11360	53	21	where	where	SCONJ
easat-11360	53	22	data	datum	NOUN
easat-11360	53	23	collection	collection	NOUN
easat-11360	53	24	and	and	CCONJ
easat-11360	53	25	advanced	advanced	ADJ
easat-11360	53	26	analysis	analysis	NOUN
easat-11360	53	27	are	be	AUX
easat-11360	53	28	more	more	ADV
easat-11360	53	29	limited	limited	ADJ
easat-11360	53	30	.	.	PUNCT
easat-11360	54	1	ultimately	ultimately	ADV
easat-11360	54	2	,	,	PUNCT
easat-11360	54	3	the	the	DET
easat-11360	54	4	research	research	NOUN
easat-11360	54	5	will	will	AUX
easat-11360	54	6	provide	provide	VERB
easat-11360	54	7	policymakers	policymaker	NOUN
easat-11360	54	8	with	with	ADP
easat-11360	54	9	the	the	DET
easat-11360	54	10	necessary	necessary	ADJ
easat-11360	54	11	guidance	guidance	NOUN
easat-11360	54	12	to	to	PART
easat-11360	54	13	inform	inform	VERB
easat-11360	54	14	their	their	PRON
easat-11360	54	15	policy	policy	NOUN
easat-11360	54	16	decisions	decision	NOUN
easat-11360	54	17	and	and	CCONJ
easat-11360	54	18	foster	foster	VERB
easat-11360	54	19	a	a	DET
easat-11360	54	20	sustainable	sustainable	ADJ
easat-11360	54	21	economy	economy	NOUN
easat-11360	54	22	.	.	PUNCT
easat-11360	55	1	additionally	additionally	ADV
easat-11360	55	2	,	,	PUNCT
easat-11360	55	3	the	the	DET
easat-11360	55	4	findings	finding	NOUN
easat-11360	55	5	of	of	ADP
easat-11360	55	6	this	this	DET
easat-11360	55	7	research	research	NOUN
easat-11360	55	8	could	could	AUX
easat-11360	55	9	help	help	VERB
easat-11360	55	10	businesses	business	NOUN
easat-11360	55	11	that	that	PRON
easat-11360	55	12	provide	provide	VERB
easat-11360	55	13	such	such	ADJ
easat-11360	55	14	financial	financial	ADJ
easat-11360	55	15	services	service	NOUN
easat-11360	55	16	improve	improve	VERB
easat-11360	55	17	their	their	PRON
easat-11360	55	18	standards	standard	NOUN
easat-11360	55	19	.	.	PUNCT
easat-11360	56	1	the	the	DET
easat-11360	56	2	second	second	ADJ
easat-11360	56	3	section	section	NOUN
easat-11360	56	4	of	of	ADP
easat-11360	56	5	this	this	DET
easat-11360	56	6	research	research	NOUN
easat-11360	56	7	deals	deal	NOUN
easat-11360	56	8	with	with	ADP
easat-11360	56	9	a	a	DET
easat-11360	56	10	literature	literature	NOUN
easat-11360	56	11	review	review	NOUN
easat-11360	56	12	on	on	ADP
easat-11360	56	13	fintech	fintech	NOUN
easat-11360	56	14	platforms	platform	NOUN
easat-11360	56	15	.	.	PUNCT
easat-11360	57	1	research	research	NOUN
easat-11360	57	2	gaps	gap	NOUN
easat-11360	57	3	are	be	AUX
easat-11360	57	4	part	part	NOUN
easat-11360	57	5	of	of	ADP
easat-11360	57	6	this	this	DET
easat-11360	57	7	section	section	NOUN
easat-11360	57	8	.	.	PUNCT
easat-11360	58	1	the	the	DET
easat-11360	58	2	third	third	ADJ
easat-11360	58	3	section	section	NOUN
easat-11360	58	4	discusses	discuss	VERB
easat-11360	58	5	the	the	DET
easat-11360	58	6	methodology	methodology	NOUN
easat-11360	58	7	applied	apply	VERB
easat-11360	58	8	in	in	ADP
easat-11360	58	9	this	this	DET
easat-11360	58	10	research	research	NOUN
easat-11360	58	11	.	.	PUNCT
easat-11360	59	1	the	the	DET
easat-11360	59	2	model	model	NOUN
easat-11360	59	3	used	use	VERB
easat-11360	59	4	and	and	CCONJ
easat-11360	59	5	the	the	DET
easat-11360	59	6	fuzzy	fuzzy	ADJ
easat-11360	59	7	mcdm	mcdm	ADJ
easat-11360	59	8	methods	method	NOUN
easat-11360	59	9	that	that	PRON
easat-11360	59	10	were	be	AUX
easat-11360	59	11	applied	apply	VERB
easat-11360	59	12	are	be	AUX
easat-11360	59	13	discussed	discuss	VERB
easat-11360	59	14	in	in	ADP
easat-11360	59	15	the	the	DET
easat-11360	59	16	fourth	fourth	ADJ
easat-11360	59	17	section	section	NOUN
easat-11360	59	18	.	.	PUNCT
easat-11360	60	1	the	the	DET
easat-11360	60	2	research	research	NOUN
easat-11360	60	3	results	result	NOUN
easat-11360	60	4	are	be	AUX
easat-11360	60	5	presented	present	VERB
easat-11360	60	6	in	in	ADP
easat-11360	60	7	the	the	DET
easat-11360	60	8	fifth	fifth	ADJ
easat-11360	60	9	section	section	NOUN
easat-11360	60	10	.	.	PUNCT
easat-11360	61	1	the	the	DET
easat-11360	61	2	research	research	NOUN
easat-11360	61	3	discussions	discussion	NOUN
easat-11360	61	4	are	be	AUX
easat-11360	61	5	provided	provide	VERB
easat-11360	61	6	in	in	ADP
easat-11360	61	7	the	the	DET
easat-11360	61	8	sixth	sixth	ADJ
easat-11360	61	9	section	section	NOUN
easat-11360	61	10	.	.	PUNCT
easat-11360	62	1	the	the	DET
easat-11360	62	2	research	research	NOUN
easat-11360	62	3	concludes	conclude	VERB
easat-11360	62	4	with	with	ADP
easat-11360	62	5	conclusions	conclusion	NOUN
easat-11360	62	6	and	and	CCONJ
easat-11360	62	7	recommendations	recommendation	NOUN
easat-11360	62	8	.	.	PUNCT
easat-11360	63	1	327	327	NUM
easat-11360	63	2	edelweiss	edelweiss	PROPN
easat-11360	63	3	applied	apply	VERB
easat-11360	63	4	science	science	NOUN
easat-11360	63	5	and	and	CCONJ
easat-11360	63	6	technology	technology	NOUN
easat-11360	63	7	issn	issn	PROPN
easat-11360	63	8	:	:	PUNCT
easat-11360	63	9	2576	2576	NUM
easat-11360	63	10	-	-	SYM
easat-11360	63	11	8484	8484	NUM
easat-11360	63	12	vol	vol	NOUN
easat-11360	63	13	.	.	PROPN
easat-11360	64	1	9	9	NUM
easat-11360	64	2	,	,	PUNCT
easat-11360	64	3	no	no	INTJ
easat-11360	64	4	.	.	NOUN
easat-11360	64	5	12	12	NUM
easat-11360	64	6	:	:	PUNCT
easat-11360	64	7	325	325	NUM
easat-11360	64	8	-	-	SYM
easat-11360	64	9	337	337	NUM
easat-11360	64	10	,	,	PUNCT
easat-11360	64	11	2025	2025	NUM
easat-11360	64	12	doi	doi	NOUN
easat-11360	64	13	:	:	PUNCT
easat-11360	64	14	10.55214/2576	10.55214/2576	NUM
easat-11360	64	15	-	-	SYM
easat-11360	64	16	8484.v9i12.11360	8484.v9i12.11360	NOUN
easat-11360	65	1	©	©	ADP
easat-11360	65	2	2025	2025	NUM
easat-11360	65	3	by	by	ADP
easat-11360	65	4	the	the	DET
easat-11360	65	5	authors	author	NOUN
easat-11360	65	6	;	;	PUNCT
easat-11360	65	7	licensee	licensee	PROPN
easat-11360	65	8	learning	learning	NOUN
easat-11360	65	9	gate	gate	NOUN
easat-11360	65	10	2	2	NUM
easat-11360	65	11	.	.	PUNCT
easat-11360	65	12	literature	literature	NOUN
easat-11360	65	13	review	review	PROPN
easat-11360	65	14	fintech	fintech	NOUN
easat-11360	65	15	is	be	AUX
easat-11360	65	16	a	a	DET
easat-11360	65	17	well	well	ADV
easat-11360	65	18	-	-	PUNCT
easat-11360	65	19	known	know	VERB
easat-11360	65	20	platform	platform	NOUN
easat-11360	65	21	for	for	ADP
easat-11360	65	22	providing	provide	VERB
easat-11360	65	23	financial	financial	ADJ
easat-11360	65	24	services	service	NOUN
easat-11360	65	25	.	.	PUNCT
easat-11360	66	1	fintech	fintech	NOUN
easat-11360	66	2	enables	enable	VERB
easat-11360	66	3	the	the	DET
easat-11360	66	4	facilitation	facilitation	NOUN
easat-11360	66	5	of	of	ADP
easat-11360	66	6	complex	complex	ADJ
easat-11360	66	7	operations	operation	NOUN
easat-11360	66	8	in	in	ADP
easat-11360	66	9	financial	financial	ADJ
easat-11360	66	10	institutions	institution	NOUN
easat-11360	66	11	to	to	PART
easat-11360	66	12	provide	provide	VERB
easat-11360	66	13	a	a	DET
easat-11360	66	14	better	well	ADJ
easat-11360	66	15	experience	experience	NOUN
easat-11360	66	16	for	for	ADP
easat-11360	66	17	consumers	consumer	NOUN
easat-11360	66	18	[	[	X
easat-11360	66	19	10	10	NUM
easat-11360	66	20	]	]	PUNCT
easat-11360	66	21	.	.	PUNCT
easat-11360	67	1	the	the	DET
easat-11360	67	2	evaluation	evaluation	NOUN
easat-11360	67	3	of	of	ADP
easat-11360	67	4	fintech	fintech	NOUN
easat-11360	67	5	platforms	platform	NOUN
easat-11360	67	6	is	be	AUX
easat-11360	67	7	very	very	ADV
easat-11360	67	8	important	important	ADJ
easat-11360	67	9	for	for	ADP
easat-11360	67	10	consumers	consumer	NOUN
easat-11360	67	11	.	.	PUNCT
easat-11360	68	1	professional	professional	ADJ
easat-11360	68	2	experience	experience	NOUN
easat-11360	68	3	and	and	CCONJ
easat-11360	68	4	security	security	NOUN
easat-11360	68	5	in	in	ADP
easat-11360	68	6	financial	financial	ADJ
easat-11360	68	7	services	service	NOUN
easat-11360	68	8	make	make	VERB
easat-11360	68	9	a	a	DET
easat-11360	68	10	fintech	fintech	NOUN
easat-11360	68	11	platform	platform	NOUN
easat-11360	68	12	trustworthy	trustworthy	ADJ
easat-11360	68	13	for	for	ADP
easat-11360	68	14	consumers	consumer	NOUN
easat-11360	68	15	.	.	PUNCT
easat-11360	69	1	therefore	therefore	ADV
easat-11360	69	2	,	,	PUNCT
easat-11360	69	3	the	the	DET
easat-11360	69	4	most	most	ADV
easat-11360	69	5	transparent	transparent	ADJ
easat-11360	69	6	and	and	CCONJ
easat-11360	69	7	adequate	adequate	ADJ
easat-11360	69	8	evaluation	evaluation	NOUN
easat-11360	69	9	of	of	ADP
easat-11360	69	10	the	the	DET
easat-11360	69	11	characteristics	characteristic	NOUN
easat-11360	69	12	that	that	PRON
easat-11360	69	13	identify	identify	VERB
easat-11360	69	14	a	a	DET
easat-11360	69	15	fintech	fintech	NOUN
easat-11360	69	16	platform	platform	NOUN
easat-11360	69	17	makes	make	VERB
easat-11360	69	18	it	it	PRON
easat-11360	69	19	the	the	DET
easat-11360	69	20	preferred	preferred	ADJ
easat-11360	69	21	choice	choice	NOUN
easat-11360	69	22	for	for	ADP
easat-11360	69	23	consumers	consumer	NOUN
easat-11360	69	24	.	.	PUNCT
easat-11360	70	1	for	for	ADP
easat-11360	70	2	this	this	PRON
easat-11360	70	3	,	,	PUNCT
easat-11360	70	4	mohapatra	mohapatra	PROPN
easat-11360	70	5	et	et	PROPN
easat-11360	70	6	al	al	PROPN
easat-11360	70	7	.	.	PUNCT
easat-11360	71	1	[	[	X
easat-11360	71	2	11	11	NUM
easat-11360	71	3	]	]	PUNCT
easat-11360	71	4	identified	identify	VERB
easat-11360	71	5	33	33	NUM
easat-11360	71	6	main	main	ADJ
easat-11360	71	7	factors	factor	NOUN
easat-11360	71	8	and	and	CCONJ
easat-11360	71	9	examined	examine	VERB
easat-11360	71	10	their	their	PRON
easat-11360	71	11	importance	importance	NOUN
easat-11360	71	12	for	for	ADP
easat-11360	71	13	the	the	DET
easat-11360	71	14	adoption	adoption	NOUN
easat-11360	71	15	of	of	ADP
easat-11360	71	16	fintech	fintech	NOUN
easat-11360	71	17	.	.	PUNCT
easat-11360	72	1	they	they	PRON
easat-11360	72	2	applied	apply	VERB
easat-11360	72	3	an	an	DET
easat-11360	72	4	mcdm	mcdm	ADJ
easat-11360	72	5	model	model	NOUN
easat-11360	72	6	based	base	VERB
easat-11360	72	7	on	on	ADP
easat-11360	72	8	the	the	DET
easat-11360	72	9	gray	gray	ADJ
easat-11360	72	10	delphi	delphi	NOUN
easat-11360	72	11	method	method	NOUN
easat-11360	72	12	for	for	ADP
easat-11360	72	13	factor	factor	NOUN
easat-11360	72	14	reduction	reduction	NOUN
easat-11360	72	15	and	and	CCONJ
easat-11360	72	16	the	the	DET
easat-11360	72	17	fuzzy	fuzzy	ADJ
easat-11360	72	18	ahp	ahp	NOUN
easat-11360	72	19	method	method	NOUN
easat-11360	72	20	for	for	ADP
easat-11360	72	21	prioritizing	prioritize	VERB
easat-11360	72	22	financial	financial	ADJ
easat-11360	72	23	factors	factor	NOUN
easat-11360	72	24	.	.	PUNCT
easat-11360	73	1	similarly	similarly	ADV
easat-11360	73	2	,	,	PUNCT
easat-11360	73	3	nguyen	nguyen	NOUN
easat-11360	74	1	[	[	X
easat-11360	74	2	12	12	NUM
easat-11360	74	3	]	]	PUNCT
easat-11360	74	4	assessed	assess	VERB
easat-11360	74	5	the	the	DET
easat-11360	74	6	factors	factor	NOUN
easat-11360	74	7	that	that	SCONJ
easat-11360	74	8	most	most	ADJ
easat-11360	74	9	influence	influence	NOUN
easat-11360	74	10	fintech	fintech	NOUN
easat-11360	74	11	platforms	platform	NOUN
easat-11360	74	12	in	in	ADP
easat-11360	74	13	vietnam	vietnam	PROPN
easat-11360	74	14	.	.	PUNCT
easat-11360	75	1	for	for	ADP
easat-11360	75	2	this	this	PRON
easat-11360	75	3	,	,	PUNCT
easat-11360	75	4	he	he	PRON
easat-11360	75	5	applied	apply	VERB
easat-11360	75	6	the	the	DET
easat-11360	75	7	cocoso	cocoso	NOUN
easat-11360	75	8	and	and	CCONJ
easat-11360	75	9	interval	interval	NOUN
easat-11360	75	10	-	-	PUNCT
easat-11360	75	11	valued	value	VERB
easat-11360	75	12	intuitionistic	intuitionistic	ADJ
easat-11360	75	13	fuzzy	fuzzy	ADJ
easat-11360	75	14	set	set	NOUN
easat-11360	75	15	(	(	PUNCT
easat-11360	75	16	ivifs	ivif	NOUN
easat-11360	75	17	)	)	PUNCT
easat-11360	75	18	methods	method	NOUN
easat-11360	75	19	.	.	PUNCT
easat-11360	76	1	on	on	ADP
easat-11360	76	2	the	the	DET
easat-11360	76	3	other	other	ADJ
easat-11360	76	4	hand	hand	NOUN
easat-11360	76	5	,	,	PUNCT
easat-11360	76	6	the	the	DET
easat-11360	76	7	digital	digital	ADJ
easat-11360	76	8	transformation	transformation	NOUN
easat-11360	76	9	that	that	PRON
easat-11360	76	10	is	be	AUX
easat-11360	76	11	taking	take	VERB
easat-11360	76	12	root	root	NOUN
easat-11360	76	13	in	in	ADP
easat-11360	76	14	financial	financial	ADJ
easat-11360	76	15	institutions	institution	NOUN
easat-11360	76	16	is	be	AUX
easat-11360	76	17	exposed	expose	VERB
easat-11360	76	18	to	to	ADP
easat-11360	76	19	various	various	ADJ
easat-11360	76	20	risks	risk	NOUN
easat-11360	76	21	.	.	PUNCT
easat-11360	77	1	therefore	therefore	ADV
easat-11360	77	2	,	,	PUNCT
easat-11360	77	3	yu	yu	PROPN
easat-11360	78	1	[	[	X
easat-11360	78	2	13	13	NUM
easat-11360	78	3	]	]	PUNCT
easat-11360	78	4	assessed	assess	VERB
easat-11360	78	5	fintech	fintech	NOUN
easat-11360	78	6	institutions	institution	NOUN
easat-11360	78	7	that	that	PRON
easat-11360	78	8	could	could	AUX
easat-11360	78	9	be	be	AUX
easat-11360	78	10	in	in	ADP
easat-11360	78	11	the	the	DET
easat-11360	78	12	spotlight	spotlight	NOUN
easat-11360	78	13	.	.	PUNCT
easat-11360	79	1	for	for	ADP
easat-11360	79	2	this	this	PRON
easat-11360	79	3	,	,	PUNCT
easat-11360	79	4	he	he	PRON
easat-11360	79	5	applied	apply	VERB
easat-11360	79	6	the	the	DET
easat-11360	79	7	fuzzy	fuzzy	ADJ
easat-11360	79	8	ahp	ahp	NOUN
easat-11360	79	9	method	method	NOUN
easat-11360	79	10	.	.	PUNCT
easat-11360	80	1	wibowo	wibowo	PROPN
easat-11360	80	2	et	et	PROPN
easat-11360	80	3	al	al	PROPN
easat-11360	80	4	.	.	PUNCT
easat-11360	81	1	[	[	X
easat-11360	81	2	14	14	NUM
easat-11360	81	3	]	]	PUNCT
easat-11360	81	4	applied	apply	VERB
easat-11360	81	5	intuitionistic	intuitionistic	ADJ
easat-11360	81	6	fuzzy	fuzzy	ADJ
easat-11360	81	7	numbers	number	NOUN
easat-11360	81	8	in	in	ADP
easat-11360	81	9	evaluating	evaluate	VERB
easat-11360	81	10	the	the	DET
easat-11360	81	11	performance	performance	NOUN
easat-11360	81	12	of	of	ADP
easat-11360	81	13	fintech	fintech	NOUN
easat-11360	81	14	platforms	platform	NOUN
easat-11360	81	15	.	.	PUNCT
easat-11360	82	1	fintech	fintech	NOUN
easat-11360	82	2	,	,	PUNCT
easat-11360	82	3	as	as	ADP
easat-11360	82	4	a	a	DET
easat-11360	82	5	suitable	suitable	ADJ
easat-11360	82	6	platform	platform	NOUN
easat-11360	82	7	for	for	ADP
easat-11360	82	8	reducing	reduce	VERB
easat-11360	82	9	costs	cost	NOUN
easat-11360	82	10	and	and	CCONJ
easat-11360	82	11	providing	provide	VERB
easat-11360	82	12	high	high	ADJ
easat-11360	82	13	-	-	PUNCT
easat-11360	82	14	quality	quality	NOUN
easat-11360	82	15	services	service	NOUN
easat-11360	82	16	to	to	ADP
easat-11360	82	17	customers	customer	NOUN
easat-11360	82	18	,	,	PUNCT
easat-11360	82	19	requires	require	VERB
easat-11360	82	20	continuous	continuous	ADJ
easat-11360	82	21	investigation	investigation	NOUN
easat-11360	82	22	into	into	ADP
easat-11360	82	23	improving	improve	VERB
easat-11360	82	24	fintech	fintech	NOUN
easat-11360	82	25	investments	investment	NOUN
easat-11360	82	26	.	.	PUNCT
easat-11360	83	1	for	for	ADP
easat-11360	83	2	this	this	PRON
easat-11360	83	3	,	,	PUNCT
easat-11360	83	4	kou	kou	PROPN
easat-11360	83	5	et	et	PROPN
easat-11360	83	6	al	al	PROPN
easat-11360	83	7	.	.	PUNCT
easat-11360	84	1	[	[	X
easat-11360	84	2	15	15	NUM
easat-11360	84	3	]	]	PUNCT
easat-11360	84	4	evaluated	evaluate	VERB
easat-11360	84	5	the	the	DET
easat-11360	84	6	fintech	fintech	NOUN
easat-11360	84	7	-	-	PUNCT
easat-11360	84	8	based	base	VERB
easat-11360	84	9	investments	investment	NOUN
easat-11360	84	10	of	of	ADP
easat-11360	84	11	european	european	ADJ
easat-11360	84	12	banking	banking	NOUN
easat-11360	84	13	services	service	NOUN
easat-11360	84	14	.	.	PUNCT
easat-11360	85	1	based	base	VERB
easat-11360	85	2	on	on	ADP
easat-11360	85	3	the	the	DET
easat-11360	85	4	findings	finding	NOUN
easat-11360	85	5	,	,	PUNCT
easat-11360	85	6	they	they	PRON
easat-11360	85	7	recommended	recommend	VERB
easat-11360	85	8	that	that	SCONJ
easat-11360	85	9	european	european	ADJ
easat-11360	85	10	banks	bank	NOUN
easat-11360	85	11	adopt	adopt	VERB
easat-11360	85	12	the	the	DET
easat-11360	85	13	strategy	strategy	NOUN
easat-11360	85	14	of	of	ADP
easat-11360	85	15	fintech	fintech	NOUN
easat-11360	85	16	platforms	platform	NOUN
easat-11360	85	17	.	.	PUNCT
easat-11360	86	1	this	this	PRON
easat-11360	86	2	can	can	AUX
easat-11360	86	3	make	make	VERB
easat-11360	86	4	banks	bank	NOUN
easat-11360	86	5	more	more	ADV
easat-11360	86	6	accessible	accessible	ADJ
easat-11360	86	7	to	to	ADP
easat-11360	86	8	customers	customer	NOUN
easat-11360	86	9	and	and	CCONJ
easat-11360	86	10	can	can	AUX
easat-11360	86	11	help	help	VERB
easat-11360	86	12	reduce	reduce	VERB
easat-11360	86	13	costs	cost	NOUN
easat-11360	86	14	.	.	PUNCT
easat-11360	87	1	kao	kao	PROPN
easat-11360	87	2	et	et	PROPN
easat-11360	87	3	al	al	PROPN
easat-11360	87	4	.	.	PUNCT
easat-11360	88	1	[	[	X
easat-11360	88	2	16	16	NUM
easat-11360	88	3	]	]	PUNCT
easat-11360	88	4	applied	apply	VERB
easat-11360	88	5	mcdm	mcdm	ADJ
easat-11360	88	6	methods	method	NOUN
easat-11360	88	7	in	in	ADP
easat-11360	88	8	a	a	DET
easat-11360	88	9	fuzzy	fuzzy	ADJ
easat-11360	88	10	environment	environment	NOUN
easat-11360	88	11	to	to	PART
easat-11360	88	12	evaluate	evaluate	VERB
easat-11360	88	13	the	the	DET
easat-11360	88	14	strategy	strategy	NOUN
easat-11360	88	15	that	that	PRON
easat-11360	88	16	banks	bank	NOUN
easat-11360	88	17	follow	follow	VERB
easat-11360	88	18	through	through	ADP
easat-11360	88	19	fintech	fintech	NOUN
easat-11360	88	20	for	for	ADP
easat-11360	88	21	supply	supply	NOUN
easat-11360	88	22	chain	chain	NOUN
easat-11360	88	23	financing	financing	NOUN
easat-11360	88	24	.	.	PUNCT
easat-11360	89	1	according	accord	VERB
easat-11360	89	2	to	to	ADP
easat-11360	89	3	the	the	DET
easat-11360	89	4	findings	finding	NOUN
easat-11360	89	5	,	,	PUNCT
easat-11360	89	6	banks	bank	NOUN
easat-11360	89	7	can	can	AUX
easat-11360	89	8	have	have	VERB
easat-11360	89	9	sustainable	sustainable	ADJ
easat-11360	89	10	development	development	NOUN
easat-11360	89	11	if	if	SCONJ
easat-11360	89	12	supply	supply	NOUN
easat-11360	89	13	chain	chain	NOUN
easat-11360	89	14	financing	financing	NOUN
easat-11360	89	15	is	be	AUX
easat-11360	89	16	based	base	VERB
easat-11360	89	17	on	on	ADP
easat-11360	89	18	fintech	fintech	NOUN
easat-11360	89	19	.	.	PUNCT
easat-11360	90	1	rjoub	rjoub	PROPN
easat-11360	90	2	et	et	PROPN
easat-11360	90	3	al	al	PROPN
easat-11360	90	4	.	.	PUNCT
easat-11360	91	1	[	[	X
easat-11360	91	2	17	17	NUM
easat-11360	91	3	]	]	PUNCT
easat-11360	91	4	in	in	ADP
easat-11360	91	5	their	their	PRON
easat-11360	91	6	study	study	NOUN
easat-11360	91	7	investigated	investigate	VERB
easat-11360	91	8	the	the	DET
easat-11360	91	9	fintech	fintech	NOUN
easat-11360	91	10	factors	factor	NOUN
easat-11360	91	11	that	that	PRON
easat-11360	91	12	affect	affect	VERB
easat-11360	91	13	the	the	DET
easat-11360	91	14	performance	performance	NOUN
easat-11360	91	15	of	of	ADP
easat-11360	91	16	chinese	chinese	ADJ
easat-11360	91	17	banks	bank	NOUN
easat-11360	91	18	.	.	PUNCT
easat-11360	92	1	wan	wan	PROPN
easat-11360	92	2	et	et	PROPN
easat-11360	92	3	al	al	PROPN
easat-11360	92	4	.	.	PUNCT
easat-11360	93	1	[	[	X
easat-11360	93	2	18	18	NUM
easat-11360	93	3	]	]	PUNCT
easat-11360	93	4	analyzed	analyze	VERB
easat-11360	93	5	a	a	DET
easat-11360	93	6	set	set	NOUN
easat-11360	93	7	of	of	ADP
easat-11360	93	8	risks	risk	NOUN
easat-11360	93	9	and	and	CCONJ
easat-11360	93	10	strategic	strategic	ADJ
easat-11360	93	11	priorities	priority	NOUN
easat-11360	93	12	of	of	ADP
easat-11360	93	13	fintech	fintech	NOUN
easat-11360	93	14	lending	lending	NOUN
easat-11360	93	15	for	for	ADP
easat-11360	93	16	clean	clean	ADJ
easat-11360	93	17	energy	energy	NOUN
easat-11360	93	18	projects	project	NOUN
easat-11360	93	19	.	.	PUNCT
easat-11360	94	1	they	they	PRON
easat-11360	94	2	used	use	VERB
easat-11360	94	3	a	a	DET
easat-11360	94	4	hybrid	hybrid	ADJ
easat-11360	94	5	fuzzy	fuzzy	ADJ
easat-11360	94	6	mcdm	mcdm	ADJ
easat-11360	94	7	methodology	methodology	NOUN
easat-11360	94	8	.	.	PUNCT
easat-11360	95	1	onsori	onsori	PROPN
easat-11360	95	2	et	et	PROPN
easat-11360	95	3	al	al	PROPN
easat-11360	95	4	.	.	PUNCT
easat-11360	96	1	[	[	X
easat-11360	96	2	19	19	NUM
easat-11360	96	3	]	]	PUNCT
easat-11360	96	4	applied	apply	VERB
easat-11360	96	5	a	a	DET
easat-11360	96	6	fuzzy	fuzzy	ADJ
easat-11360	96	7	approach	approach	NOUN
easat-11360	96	8	to	to	PART
easat-11360	96	9	develop	develop	VERB
easat-11360	96	10	a	a	DET
easat-11360	96	11	predictive	predictive	ADJ
easat-11360	96	12	model	model	NOUN
easat-11360	96	13	for	for	ADP
easat-11360	96	14	assessing	assess	VERB
easat-11360	96	15	strategic	strategic	ADJ
easat-11360	96	16	cooperation	cooperation	NOUN
easat-11360	96	17	between	between	ADP
easat-11360	96	18	the	the	DET
easat-11360	96	19	iranian	iranian	ADJ
easat-11360	96	20	banking	banking	NOUN
easat-11360	96	21	system	system	NOUN
easat-11360	96	22	and	and	CCONJ
easat-11360	96	23	fintech	fintech	NOUN
easat-11360	96	24	startups	startup	NOUN
easat-11360	96	25	.	.	PUNCT
easat-11360	97	1	from	from	ADP
easat-11360	97	2	the	the	DET
easat-11360	97	3	findings	finding	NOUN
easat-11360	97	4	,	,	PUNCT
easat-11360	97	5	they	they	PRON
easat-11360	97	6	noted	note	VERB
easat-11360	97	7	that	that	SCONJ
easat-11360	97	8	several	several	ADJ
easat-11360	97	9	key	key	ADJ
easat-11360	97	10	factors	factor	NOUN
easat-11360	97	11	played	play	VERB
easat-11360	97	12	an	an	DET
easat-11360	97	13	important	important	ADJ
easat-11360	97	14	role	role	NOUN
easat-11360	97	15	in	in	ADP
easat-11360	97	16	strengthening	strengthen	VERB
easat-11360	97	17	the	the	DET
easat-11360	97	18	cooperation	cooperation	NOUN
easat-11360	97	19	between	between	ADP
easat-11360	97	20	banks	bank	NOUN
easat-11360	97	21	and	and	CCONJ
easat-11360	97	22	fintech	fintech	NOUN
easat-11360	97	23	.	.	PUNCT
easat-11360	98	1	wang	wang	PROPN
easat-11360	98	2	et	et	PROPN
easat-11360	98	3	al	al	PROPN
easat-11360	98	4	.	.	PUNCT
easat-11360	99	1	[	[	X
easat-11360	99	2	20	20	NUM
easat-11360	99	3	]	]	PUNCT
easat-11360	99	4	applied	apply	VERB
easat-11360	99	5	the	the	DET
easat-11360	99	6	fuzzy	fuzzy	ADJ
easat-11360	99	7	mcdm	mcdm	ADJ
easat-11360	99	8	approach	approach	NOUN
easat-11360	99	9	to	to	PART
easat-11360	99	10	assess	assess	VERB
easat-11360	99	11	the	the	DET
easat-11360	99	12	impact	impact	NOUN
easat-11360	99	13	and	and	CCONJ
easat-11360	99	14	potential	potential	NOUN
easat-11360	99	15	of	of	ADP
easat-11360	99	16	fintech	fintech	NOUN
easat-11360	99	17	in	in	ADP
easat-11360	99	18	several	several	ADJ
easat-11360	99	19	southeast	southeast	ADJ
easat-11360	99	20	asian	asian	ADJ
easat-11360	99	21	countries	country	NOUN
easat-11360	99	22	.	.	PUNCT
easat-11360	100	1	thus	thus	ADV
easat-11360	100	2	,	,	PUNCT
easat-11360	100	3	they	they	PRON
easat-11360	100	4	assessed	assess	VERB
easat-11360	100	5	the	the	DET
easat-11360	100	6	levels	level	NOUN
easat-11360	100	7	of	of	ADP
easat-11360	100	8	development	development	NOUN
easat-11360	100	9	in	in	ADP
easat-11360	100	10	financial	financial	ADJ
easat-11360	100	11	activities	activity	NOUN
easat-11360	100	12	,	,	PUNCT
easat-11360	100	13	technological	technological	ADJ
easat-11360	100	14	infrastructure	infrastructure	NOUN
easat-11360	100	15	,	,	PUNCT
easat-11360	100	16	and	and	CCONJ
easat-11360	100	17	regulations	regulation	NOUN
easat-11360	100	18	that	that	PRON
easat-11360	100	19	enable	enable	VERB
easat-11360	100	20	fintech	fintech	NOUN
easat-11360	100	21	in	in	ADP
easat-11360	100	22	these	these	DET
easat-11360	100	23	countries	country	NOUN
easat-11360	100	24	.	.	PUNCT
easat-11360	101	1	rahadian	rahadian	ADJ
easat-11360	101	2	et	et	PROPN
easat-11360	101	3	al	al	PROPN
easat-11360	101	4	.	.	PUNCT
easat-11360	102	1	[	[	X
easat-11360	102	2	21	21	NUM
easat-11360	102	3	]	]	PUNCT
easat-11360	102	4	analyzed	analyze	VERB
easat-11360	102	5	the	the	DET
easat-11360	102	6	factors	factor	NOUN
easat-11360	102	7	that	that	PRON
easat-11360	102	8	affect	affect	VERB
easat-11360	102	9	fintech	fintech	NOUN
easat-11360	102	10	competence	competence	NOUN
easat-11360	102	11	for	for	ADP
easat-11360	102	12	emerging	emerge	VERB
easat-11360	102	13	markets	market	NOUN
easat-11360	102	14	such	such	ADJ
easat-11360	102	15	as	as	ADP
easat-11360	102	16	brazil	brazil	PROPN
easat-11360	102	17	,	,	PUNCT
easat-11360	102	18	russia	russia	PROPN
easat-11360	102	19	,	,	PUNCT
easat-11360	102	20	india	india	PROPN
easat-11360	102	21	,	,	PUNCT
easat-11360	102	22	and	and	CCONJ
easat-11360	102	23	china	china	PROPN
easat-11360	102	24	.	.	PUNCT
easat-11360	103	1	the	the	DET
easat-11360	103	2	fuzzy	fuzzy	ADJ
easat-11360	103	3	approach	approach	NOUN
easat-11360	103	4	was	be	AUX
easat-11360	103	5	applied	apply	VERB
easat-11360	103	6	for	for	ADP
easat-11360	103	7	this	this	DET
easat-11360	103	8	analysis	analysis	NOUN
easat-11360	103	9	,	,	PUNCT
easat-11360	103	10	and	and	CCONJ
easat-11360	103	11	it	it	PRON
easat-11360	103	12	resulted	result	VERB
easat-11360	103	13	that	that	SCONJ
easat-11360	103	14	technological	technological	ADJ
easat-11360	103	15	infrastructure	infrastructure	NOUN
easat-11360	103	16	plays	play	VERB
easat-11360	103	17	the	the	DET
easat-11360	103	18	most	most	ADV
easat-11360	103	19	important	important	ADJ
easat-11360	103	20	role	role	NOUN
easat-11360	103	21	in	in	ADP
easat-11360	103	22	this	this	DET
easat-11360	103	23	regard	regard	NOUN
easat-11360	104	1	[	[	X
easat-11360	104	2	22	22	NUM
easat-11360	104	3	]	]	PUNCT
easat-11360	104	4	.	.	PUNCT
easat-11360	105	1	the	the	DET
easat-11360	105	2	advancement	advancement	NOUN
easat-11360	105	3	of	of	ADP
easat-11360	105	4	technology	technology	NOUN
easat-11360	105	5	in	in	ADP
easat-11360	105	6	financial	financial	ADJ
easat-11360	105	7	systems	system	NOUN
easat-11360	105	8	is	be	AUX
easat-11360	105	9	one	one	NUM
easat-11360	105	10	part	part	NOUN
easat-11360	105	11	of	of	ADP
easat-11360	105	12	this	this	DET
easat-11360	105	13	journey	journey	NOUN
easat-11360	105	14	that	that	PRON
easat-11360	105	15	is	be	AUX
easat-11360	105	16	progressing	progress	VERB
easat-11360	105	17	at	at	ADP
easat-11360	105	18	a	a	DET
easat-11360	105	19	galloping	gallop	VERB
easat-11360	105	20	pace	pace	NOUN
easat-11360	105	21	.	.	PUNCT
easat-11360	106	1	on	on	ADP
easat-11360	106	2	the	the	DET
easat-11360	106	3	other	other	ADJ
easat-11360	106	4	hand	hand	NOUN
easat-11360	106	5	,	,	PUNCT
easat-11360	106	6	financial	financial	ADJ
easat-11360	106	7	education	education	NOUN
easat-11360	106	8	is	be	AUX
easat-11360	106	9	one	one	NUM
easat-11360	106	10	of	of	ADP
easat-11360	106	11	the	the	DET
easat-11360	106	12	subsequent	subsequent	ADJ
easat-11360	106	13	challenges	challenge	NOUN
easat-11360	106	14	in	in	ADP
easat-11360	106	15	consumer	consumer	NOUN
easat-11360	106	16	behavior	behavior	NOUN
easat-11360	106	17	.	.	PUNCT
easat-11360	107	1	the	the	DET
easat-11360	107	2	rapid	rapid	ADJ
easat-11360	107	3	development	development	NOUN
easat-11360	107	4	of	of	ADP
easat-11360	107	5	technology	technology	NOUN
easat-11360	107	6	has	have	AUX
easat-11360	107	7	caused	cause	VERB
easat-11360	107	8	consumers	consumer	NOUN
easat-11360	107	9	to	to	PART
easat-11360	107	10	encounter	encounter	VERB
easat-11360	107	11	problems	problem	NOUN
easat-11360	107	12	in	in	ADP
easat-11360	107	13	using	use	VERB
easat-11360	107	14	this	this	DET
easat-11360	107	15	technology	technology	NOUN
easat-11360	107	16	quite	quite	ADV
easat-11360	107	17	often	often	ADV
easat-11360	107	18	.	.	PUNCT
easat-11360	108	1	therefore	therefore	ADV
easat-11360	108	2	,	,	PUNCT
easat-11360	108	3	in	in	ADP
easat-11360	108	4	their	their	PRON
easat-11360	108	5	study	study	NOUN
easat-11360	108	6	,	,	PUNCT
easat-11360	108	7	metawa	metawa	PROPN
easat-11360	108	8	et	et	PROPN
easat-11360	108	9	al	al	PROPN
easat-11360	108	10	.	.	PUNCT
easat-11360	109	1	[	[	X
easat-11360	109	2	23	23	NUM
easat-11360	109	3	]	]	PUNCT
easat-11360	109	4	applied	apply	VERB
easat-11360	109	5	the	the	DET
easat-11360	109	6	neutrosophic	neutrosophic	ADJ
easat-11360	109	7	-	-	PUNCT
easat-11360	109	8	ahp	ahp	NOUN
easat-11360	109	9	approach	approach	NOUN
easat-11360	109	10	and	and	CCONJ
easat-11360	109	11	the	the	DET
easat-11360	109	12	multi	multi	ADJ
easat-11360	109	13	-	-	ADJ
easat-11360	109	14	criteria	criteria	ADJ
easat-11360	109	15	decision	decision	NOUN
easat-11360	109	16	analysis	analysis	NOUN
easat-11360	109	17	technique	technique	NOUN
easat-11360	109	18	to	to	PART
easat-11360	109	19	evaluate	evaluate	VERB
easat-11360	109	20	the	the	DET
easat-11360	109	21	most	most	ADV
easat-11360	109	22	important	important	ADJ
easat-11360	109	23	characteristics	characteristic	NOUN
easat-11360	109	24	of	of	ADP
easat-11360	109	25	fintech	fintech	NOUN
easat-11360	109	26	platforms	platform	NOUN
easat-11360	109	27	in	in	ADP
easat-11360	109	28	the	the	DET
easat-11360	109	29	field	field	NOUN
easat-11360	109	30	of	of	ADP
easat-11360	109	31	science	science	NOUN
easat-11360	109	32	education	education	NOUN
easat-11360	109	33	.	.	PUNCT
easat-11360	110	1	furthermore	furthermore	ADV
easat-11360	110	2	,	,	PUNCT
easat-11360	110	3	ding	ding	NOUN
easat-11360	110	4	et	et	PROPN
easat-11360	110	5	al	al	PROPN
easat-11360	110	6	.	.	PUNCT
easat-11360	111	1	[	[	X
easat-11360	111	2	24	24	NUM
easat-11360	111	3	]	]	PUNCT
easat-11360	111	4	extended	extend	VERB
easat-11360	111	5	their	their	PRON
easat-11360	111	6	study	study	NOUN
easat-11360	111	7	to	to	ADP
easat-11360	111	8	the	the	DET
easat-11360	111	9	recruitment	recruitment	NOUN
easat-11360	111	10	and	and	CCONJ
easat-11360	111	11	identification	identification	NOUN
easat-11360	111	12	of	of	ADP
easat-11360	111	13	fintech	fintech	NOUN
easat-11360	111	14	talents	talent	NOUN
easat-11360	111	15	in	in	ADP
easat-11360	111	16	china	china	PROPN
easat-11360	111	17	.	.	PUNCT
easat-11360	112	1	they	they	PRON
easat-11360	112	2	concluded	conclude	VERB
easat-11360	112	3	that	that	SCONJ
easat-11360	112	4	some	some	PRON
easat-11360	112	5	of	of	ADP
easat-11360	112	6	the	the	DET
easat-11360	112	7	most	most	ADV
easat-11360	112	8	important	important	ADJ
easat-11360	112	9	indicators	indicator	NOUN
easat-11360	112	10	for	for	ADP
easat-11360	112	11	fintech	fintech	NOUN
easat-11360	112	12	talents	talent	NOUN
easat-11360	112	13	were	be	AUX
easat-11360	112	14	professional	professional	ADJ
easat-11360	112	15	and	and	CCONJ
easat-11360	112	16	learning	learning	NOUN
easat-11360	112	17	skills	skill	NOUN
easat-11360	112	18	,	,	PUNCT
easat-11360	112	19	innovation	innovation	NOUN
easat-11360	112	20	and	and	CCONJ
easat-11360	112	21	teamwork	teamwork	NOUN
easat-11360	112	22	skills	skill	NOUN
easat-11360	112	23	,	,	PUNCT
easat-11360	112	24	project	project	NOUN
easat-11360	112	25	experience	experience	NOUN
easat-11360	112	26	,	,	PUNCT
easat-11360	112	27	and	and	CCONJ
easat-11360	112	28	international	international	ADJ
easat-11360	112	29	vision	vision	NOUN
easat-11360	112	30	.	.	PUNCT
easat-11360	113	1	numerous	numerous	ADJ
easat-11360	113	2	studies	study	NOUN
easat-11360	113	3	have	have	AUX
easat-11360	113	4	been	be	AUX
easat-11360	113	5	conducted	conduct	VERB
easat-11360	113	6	on	on	ADP
easat-11360	113	7	fintech	fintech	NOUN
easat-11360	113	8	,	,	PUNCT
easat-11360	113	9	and	and	CCONJ
easat-11360	113	10	the	the	DET
easat-11360	113	11	literature	literature	NOUN
easat-11360	113	12	on	on	ADP
easat-11360	113	13	this	this	DET
easat-11360	113	14	technology	technology	NOUN
easat-11360	113	15	has	have	AUX
easat-11360	113	16	been	be	AUX
easat-11360	113	17	significantly	significantly	ADV
easat-11360	113	18	enriched	enrich	VERB
easat-11360	113	19	in	in	ADP
easat-11360	113	20	recent	recent	ADJ
easat-11360	113	21	years	year	NOUN
easat-11360	113	22	.	.	PUNCT
easat-11360	114	1	this	this	DET
easat-11360	114	2	attention	attention	NOUN
easat-11360	114	3	has	have	AUX
easat-11360	114	4	mainly	mainly	ADV
easat-11360	114	5	focused	focus	VERB
easat-11360	114	6	on	on	ADP
easat-11360	114	7	markets	market	NOUN
easat-11360	114	8	or	or	CCONJ
easat-11360	114	9	countries	country	NOUN
easat-11360	114	10	with	with	ADP
easat-11360	114	11	developed	develop	VERB
easat-11360	114	12	economies	economy	NOUN
easat-11360	114	13	,	,	PUNCT
easat-11360	114	14	those	those	PRON
easat-11360	114	15	with	with	ADP
easat-11360	114	16	consolidated	consolidated	ADJ
easat-11360	114	17	digital	digital	ADJ
easat-11360	114	18	economies	economy	NOUN
easat-11360	114	19	.	.	PUNCT
easat-11360	115	1	in	in	ADP
easat-11360	115	2	this	this	DET
easat-11360	115	3	context	context	NOUN
easat-11360	115	4	,	,	PUNCT
easat-11360	115	5	albania	albania	PROPN
easat-11360	115	6	,	,	PUNCT
easat-11360	115	7	as	as	ADP
easat-11360	115	8	a	a	DET
easat-11360	115	9	developing	develop	VERB
easat-11360	115	10	country	country	NOUN
easat-11360	115	11	,	,	PUNCT
easat-11360	115	12	lacks	lack	VERB
easat-11360	115	13	structured	structured	ADJ
easat-11360	115	14	studies	study	NOUN
easat-11360	115	15	on	on	ADP
easat-11360	115	16	the	the	DET
easat-11360	115	17	development	development	NOUN
easat-11360	115	18	and	and	CCONJ
easat-11360	115	19	performance	performance	NOUN
easat-11360	115	20	of	of	ADP
easat-11360	115	21	fintech	fintech	NOUN
easat-11360	115	22	platforms	platform	NOUN
easat-11360	115	23	.	.	PUNCT
easat-11360	116	1	therefore	therefore	ADV
easat-11360	116	2	,	,	PUNCT
easat-11360	116	3	this	this	PRON
easat-11360	116	4	represents	represent	VERB
easat-11360	116	5	a	a	DET
easat-11360	116	6	considerable	considerable	ADJ
easat-11360	116	7	scientific	scientific	ADJ
easat-11360	116	8	and	and	CCONJ
easat-11360	116	9	theoretical	theoretical	ADJ
easat-11360	116	10	gap	gap	NOUN
easat-11360	116	11	for	for	ADP
easat-11360	116	12	albania	albania	PROPN
easat-11360	116	13	.	.	PUNCT
easat-11360	117	1	based	base	VERB
easat-11360	117	2	on	on	ADP
easat-11360	117	3	the	the	DET
easat-11360	117	4	review	review	NOUN
easat-11360	117	5	of	of	ADP
easat-11360	117	6	studies	study	NOUN
easat-11360	117	7	conducted	conduct	VERB
easat-11360	117	8	in	in	ADP
easat-11360	117	9	recent	recent	ADJ
easat-11360	117	10	years	year	NOUN
easat-11360	117	11	on	on	ADP
easat-11360	117	12	fintech	fintech	NOUN
easat-11360	117	13	platforms	platform	NOUN
easat-11360	117	14	,	,	PUNCT
easat-11360	117	15	this	this	DET
easat-11360	117	16	research	research	NOUN
easat-11360	117	17	addresses	address	VERB
easat-11360	117	18	the	the	DET
easat-11360	117	19	following	follow	VERB
easat-11360	117	20	research	research	NOUN
easat-11360	117	21	gaps	gap	NOUN
easat-11360	117	22	:	:	PUNCT
easat-11360	117	23	328	328	NUM
easat-11360	117	24	edelweiss	edelweiss	PROPN
easat-11360	117	25	applied	apply	VERB
easat-11360	117	26	science	science	NOUN
easat-11360	117	27	and	and	CCONJ
easat-11360	117	28	technology	technology	NOUN
easat-11360	117	29	issn	issn	PROPN
easat-11360	117	30	:	:	PUNCT
easat-11360	117	31	2576	2576	NUM
easat-11360	117	32	-	-	SYM
easat-11360	117	33	8484	8484	NUM
easat-11360	117	34	vol	vol	NOUN
easat-11360	117	35	.	.	PROPN
easat-11360	118	1	9	9	NUM
easat-11360	118	2	,	,	PUNCT
easat-11360	118	3	no	no	INTJ
easat-11360	118	4	.	.	NOUN
easat-11360	118	5	12	12	NUM
easat-11360	118	6	:	:	PUNCT
easat-11360	118	7	325	325	NUM
easat-11360	118	8	-	-	SYM
easat-11360	118	9	337	337	NUM
easat-11360	118	10	,	,	PUNCT
easat-11360	118	11	2025	2025	NUM
easat-11360	118	12	doi	doi	NOUN
easat-11360	118	13	:	:	PUNCT
easat-11360	118	14	10.55214/2576	10.55214/2576	NUM
easat-11360	118	15	-	-	SYM
easat-11360	118	16	8484.v9i12.11360	8484.v9i12.11360	NOUN
easat-11360	119	1	©	©	ADP
easat-11360	119	2	2025	2025	NUM
easat-11360	119	3	by	by	ADP
easat-11360	119	4	the	the	DET
easat-11360	119	5	authors	author	NOUN
easat-11360	119	6	;	;	PUNCT
easat-11360	119	7	licensee	licensee	PROPN
easat-11360	119	8	learning	learning	NOUN
easat-11360	119	9	gate	gate	NOUN
easat-11360	119	10	•	•	ADP
easat-11360	119	11	the	the	DET
easat-11360	119	12	systematic	systematic	ADJ
easat-11360	119	13	evaluation	evaluation	NOUN
easat-11360	119	14	of	of	ADP
easat-11360	119	15	fintech	fintech	NOUN
easat-11360	119	16	platforms	platform	NOUN
easat-11360	119	17	based	base	VERB
easat-11360	119	18	on	on	ADP
easat-11360	119	19	well	well	ADV
easat-11360	119	20	-	-	PUNCT
easat-11360	119	21	defined	define	VERB
easat-11360	119	22	multidimensional	multidimensional	ADJ
easat-11360	119	23	criteria	criterion	NOUN
easat-11360	119	24	constitutes	constitute	VERB
easat-11360	119	25	a	a	DET
easat-11360	119	26	literature	literature	NOUN
easat-11360	119	27	gap	gap	NOUN
easat-11360	119	28	in	in	ADP
easat-11360	119	29	the	the	DET
easat-11360	119	30	albanian	albanian	ADJ
easat-11360	119	31	context	context	NOUN
easat-11360	119	32	.	.	PUNCT
easat-11360	120	1	the	the	DET
easat-11360	120	2	use	use	NOUN
easat-11360	120	3	of	of	ADP
easat-11360	120	4	the	the	DET
easat-11360	120	5	criteria	criterion	NOUN
easat-11360	120	6	selected	select	VERB
easat-11360	120	7	in	in	ADP
easat-11360	120	8	this	this	DET
easat-11360	120	9	research	research	NOUN
easat-11360	120	10	constitutes	constitute	VERB
easat-11360	120	11	the	the	DET
easat-11360	120	12	basis	basis	NOUN
easat-11360	120	13	for	for	ADP
easat-11360	120	14	assessing	assess	VERB
easat-11360	120	15	the	the	DET
easat-11360	120	16	quality	quality	NOUN
easat-11360	120	17	and	and	CCONJ
easat-11360	120	18	potential	potential	NOUN
easat-11360	120	19	for	for	ADP
easat-11360	120	20	adaptation	adaptation	NOUN
easat-11360	120	21	of	of	ADP
easat-11360	120	22	fintech	fintech	NOUN
easat-11360	120	23	platforms	platform	NOUN
easat-11360	120	24	in	in	ADP
easat-11360	120	25	the	the	DET
easat-11360	120	26	albanian	albanian	ADJ
easat-11360	120	27	market	market	NOUN
easat-11360	120	28	.	.	PUNCT
easat-11360	121	1	•	•	NUM
easat-11360	121	2	a	a	DET
easat-11360	121	3	comparative	comparative	ADJ
easat-11360	121	4	evaluation	evaluation	NOUN
easat-11360	121	5	of	of	ADP
easat-11360	121	6	fintech	fintech	NOUN
easat-11360	121	7	platforms	platform	NOUN
easat-11360	121	8	operating	operate	VERB
easat-11360	121	9	in	in	ADP
easat-11360	121	10	the	the	DET
easat-11360	121	11	albanian	albanian	ADJ
easat-11360	121	12	market	market	NOUN
easat-11360	121	13	is	be	AUX
easat-11360	121	14	missing	miss	VERB
easat-11360	121	15	in	in	ADP
easat-11360	121	16	the	the	DET
easat-11360	121	17	existing	exist	VERB
easat-11360	121	18	literature	literature	NOUN
easat-11360	121	19	.	.	PUNCT
easat-11360	122	1	this	this	PRON
easat-11360	122	2	creates	create	VERB
easat-11360	122	3	a	a	DET
easat-11360	122	4	significant	significant	ADJ
easat-11360	122	5	research	research	NOUN
easat-11360	122	6	gap	gap	NOUN
easat-11360	122	7	regarding	regard	VERB
easat-11360	122	8	how	how	SCONJ
easat-11360	122	9	these	these	DET
easat-11360	122	10	platforms	platform	NOUN
easat-11360	122	11	perform	perform	VERB
easat-11360	122	12	according	accord	VERB
easat-11360	122	13	to	to	ADP
easat-11360	122	14	the	the	DET
easat-11360	122	15	perceptions	perception	NOUN
easat-11360	122	16	of	of	ADP
easat-11360	122	17	consumers	consumer	NOUN
easat-11360	122	18	and	and	CCONJ
easat-11360	122	19	relevant	relevant	ADJ
easat-11360	122	20	experts	expert	NOUN
easat-11360	122	21	.	.	PUNCT
easat-11360	123	1	•	•	NUM
easat-11360	123	2	the	the	DET
easat-11360	123	3	application	application	NOUN
easat-11360	123	4	of	of	ADP
easat-11360	123	5	a	a	DET
easat-11360	123	6	robust	robust	ADJ
easat-11360	123	7	research	research	NOUN
easat-11360	123	8	methodology	methodology	NOUN
easat-11360	123	9	in	in	ADP
easat-11360	123	10	decision	decision	NOUN
easat-11360	123	11	-	-	PUNCT
easat-11360	123	12	making	making	NOUN
easat-11360	123	13	based	base	VERB
easat-11360	123	14	on	on	ADP
easat-11360	123	15	multiple	multiple	ADJ
easat-11360	123	16	criteria	criterion	NOUN
easat-11360	123	17	constitutes	constitute	VERB
easat-11360	123	18	another	another	DET
easat-11360	123	19	research	research	NOUN
easat-11360	123	20	gap	gap	NOUN
easat-11360	123	21	in	in	ADP
easat-11360	123	22	albania	albania	PROPN
easat-11360	123	23	.	.	PUNCT
easat-11360	124	1	furthermore	furthermore	ADV
easat-11360	124	2	,	,	PUNCT
easat-11360	124	3	the	the	DET
easat-11360	124	4	evaluation	evaluation	NOUN
easat-11360	124	5	of	of	ADP
easat-11360	124	6	criteria	criterion	NOUN
easat-11360	124	7	under	under	ADP
easat-11360	124	8	conditions	condition	NOUN
easat-11360	124	9	of	of	ADP
easat-11360	124	10	uncertainty	uncertainty	NOUN
easat-11360	124	11	and	and	CCONJ
easat-11360	124	12	subjectivity	subjectivity	NOUN
easat-11360	124	13	in	in	ADP
easat-11360	124	14	the	the	DET
easat-11360	124	15	evaluation	evaluation	NOUN
easat-11360	124	16	of	of	ADP
easat-11360	124	17	fintech	fintech	NOUN
easat-11360	124	18	platforms	platform	NOUN
easat-11360	124	19	deepens	deepen	VERB
easat-11360	124	20	this	this	DET
easat-11360	124	21	deficiency	deficiency	NOUN
easat-11360	124	22	.	.	PUNCT
easat-11360	125	1	in	in	ADP
easat-11360	125	2	this	this	DET
easat-11360	125	3	regard	regard	NOUN
easat-11360	125	4	,	,	PUNCT
easat-11360	125	5	the	the	DET
easat-11360	125	6	fuzzy	fuzzy	ADJ
easat-11360	125	7	swara	swara	NOUN
easat-11360	125	8	and	and	CCONJ
easat-11360	125	9	fuzzy	fuzzy	ADJ
easat-11360	125	10	cradis	cradi	NOUN
easat-11360	125	11	methods	method	NOUN
easat-11360	125	12	applied	apply	VERB
easat-11360	125	13	in	in	ADP
easat-11360	125	14	this	this	DET
easat-11360	125	15	research	research	NOUN
easat-11360	125	16	offer	offer	VERB
easat-11360	125	17	an	an	DET
easat-11360	125	18	innovative	innovative	ADJ
easat-11360	125	19	approach	approach	NOUN
easat-11360	125	20	in	in	ADP
easat-11360	125	21	the	the	DET
easat-11360	125	22	evaluation	evaluation	NOUN
easat-11360	125	23	of	of	ADP
easat-11360	125	24	fintech	fintech	NOUN
easat-11360	125	25	platforms	platform	NOUN
easat-11360	125	26	in	in	ADP
easat-11360	125	27	albania	albania	PROPN
easat-11360	125	28	.	.	PUNCT
easat-11360	126	1	based	base	VERB
easat-11360	126	2	on	on	ADP
easat-11360	126	3	the	the	DET
easat-11360	126	4	identified	identify	VERB
easat-11360	126	5	gaps	gap	NOUN
easat-11360	126	6	,	,	PUNCT
easat-11360	126	7	this	this	DET
easat-11360	126	8	research	research	NOUN
easat-11360	126	9	aims	aim	VERB
easat-11360	126	10	to	to	PART
easat-11360	126	11	contribute	contribute	VERB
easat-11360	126	12	to	to	ADP
easat-11360	126	13	the	the	DET
easat-11360	126	14	scientific	scientific	ADJ
easat-11360	126	15	literature	literature	NOUN
easat-11360	126	16	by	by	ADP
easat-11360	126	17	providing	provide	VERB
easat-11360	126	18	a	a	DET
easat-11360	126	19	structured	structured	ADJ
easat-11360	126	20	decision	decision	NOUN
easat-11360	126	21	-	-	PUNCT
easat-11360	126	22	making	make	VERB
easat-11360	126	23	model	model	NOUN
easat-11360	126	24	for	for	ADP
easat-11360	126	25	evaluating	evaluate	VERB
easat-11360	126	26	fintech	fintech	NOUN
easat-11360	126	27	platforms	platform	NOUN
easat-11360	126	28	in	in	ADP
easat-11360	126	29	albania	albania	PROPN
easat-11360	126	30	.	.	PUNCT
easat-11360	127	1	the	the	DET
easat-11360	127	2	research	research	NOUN
easat-11360	127	3	model	model	NOUN
easat-11360	127	4	was	be	AUX
easat-11360	127	5	created	create	VERB
easat-11360	127	6	by	by	ADP
easat-11360	127	7	integrating	integrate	VERB
easat-11360	127	8	the	the	DET
easat-11360	127	9	fuzzy	fuzzy	ADJ
easat-11360	127	10	lmaw	lmaw	NOUN
easat-11360	127	11	and	and	CCONJ
easat-11360	127	12	fuzzy	fuzzy	ADJ
easat-11360	127	13	cradis	cradi	NOUN
easat-11360	127	14	methods	method	NOUN
easat-11360	127	15	.	.	PUNCT
easat-11360	128	1	the	the	DET
easat-11360	128	2	model	model	NOUN
easat-11360	128	3	developed	develop	VERB
easat-11360	128	4	in	in	ADP
easat-11360	128	5	this	this	DET
easat-11360	128	6	study	study	NOUN
easat-11360	128	7	has	have	AUX
easat-11360	128	8	not	not	PART
easat-11360	128	9	been	be	AUX
easat-11360	128	10	used	use	VERB
easat-11360	128	11	in	in	ADP
easat-11360	128	12	any	any	DET
easat-11360	128	13	other	other	ADJ
easat-11360	128	14	research	research	NOUN
easat-11360	128	15	,	,	PUNCT
easat-11360	128	16	making	make	VERB
easat-11360	128	17	this	this	DET
easat-11360	128	18	work	work	NOUN
easat-11360	128	19	unique	unique	ADJ
easat-11360	128	20	and	and	CCONJ
easat-11360	128	21	innovative	innovative	ADJ
easat-11360	128	22	in	in	ADP
easat-11360	128	23	the	the	DET
easat-11360	128	24	evaluation	evaluation	NOUN
easat-11360	128	25	of	of	ADP
easat-11360	128	26	fintech	fintech	NOUN
easat-11360	128	27	platforms	platform	NOUN
easat-11360	128	28	.	.	PUNCT
easat-11360	129	1	3	3	X
easat-11360	129	2	.	.	X
easat-11360	129	3	methodology	methodology	NOUN
easat-11360	129	4	the	the	DET
easat-11360	129	5	research	research	NOUN
easat-11360	129	6	for	for	ADP
easat-11360	129	7	this	this	DET
easat-11360	129	8	paper	paper	NOUN
easat-11360	129	9	was	be	AUX
easat-11360	129	10	conducted	conduct	VERB
easat-11360	129	11	in	in	ADP
easat-11360	129	12	several	several	ADJ
easat-11360	129	13	phases	phase	NOUN
easat-11360	129	14	.	.	PUNCT
easat-11360	130	1	these	these	DET
easat-11360	130	2	phases	phase	NOUN
easat-11360	130	3	include	include	VERB
easat-11360	130	4	defining	define	VERB
easat-11360	130	5	the	the	DET
easat-11360	130	6	subject	subject	NOUN
easat-11360	130	7	and	and	CCONJ
easat-11360	130	8	objectives	objective	NOUN
easat-11360	130	9	of	of	ADP
easat-11360	130	10	the	the	DET
easat-11360	130	11	research	research	NOUN
easat-11360	130	12	,	,	PUNCT
easat-11360	130	13	selecting	select	VERB
easat-11360	130	14	respondents	respondent	NOUN
easat-11360	130	15	,	,	PUNCT
easat-11360	130	16	choosing	choose	VERB
easat-11360	130	17	criteria	criterion	NOUN
easat-11360	130	18	and	and	CCONJ
easat-11360	130	19	alternatives	alternative	NOUN
easat-11360	130	20	,	,	PUNCT
easat-11360	130	21	developing	develop	VERB
easat-11360	130	22	a	a	DET
easat-11360	130	23	questionnaire	questionnaire	NOUN
easat-11360	130	24	,	,	PUNCT
easat-11360	130	25	collecting	collect	VERB
easat-11360	130	26	data	datum	NOUN
easat-11360	130	27	,	,	PUNCT
easat-11360	130	28	and	and	CCONJ
easat-11360	130	29	finally	finally	ADV
easat-11360	130	30	implementing	implement	VERB
easat-11360	130	31	the	the	DET
easat-11360	130	32	mcdm	mcdm	ADJ
easat-11360	130	33	method	method	NOUN
easat-11360	130	34	.	.	PUNCT
easat-11360	131	1	the	the	DET
easat-11360	131	2	initial	initial	ADJ
easat-11360	131	3	phase	phase	NOUN
easat-11360	131	4	of	of	ADP
easat-11360	131	5	any	any	DET
easat-11360	131	6	research	research	NOUN
easat-11360	131	7	involves	involve	VERB
easat-11360	131	8	defining	define	VERB
easat-11360	131	9	the	the	DET
easat-11360	131	10	subject	subject	NOUN
easat-11360	131	11	and	and	CCONJ
easat-11360	131	12	objectives	objective	NOUN
easat-11360	131	13	.	.	PUNCT
easat-11360	132	1	during	during	ADP
easat-11360	132	2	this	this	DET
easat-11360	132	3	stage	stage	NOUN
easat-11360	132	4	,	,	PUNCT
easat-11360	132	5	it	it	PRON
easat-11360	132	6	is	be	AUX
easat-11360	132	7	important	important	ADJ
easat-11360	132	8	to	to	PART
easat-11360	132	9	establish	establish	VERB
easat-11360	132	10	the	the	DET
easat-11360	132	11	research	research	NOUN
easat-11360	132	12	goals	goal	NOUN
easat-11360	132	13	and	and	CCONJ
easat-11360	132	14	what	what	PRON
easat-11360	132	15	the	the	DET
easat-11360	132	16	study	study	NOUN
easat-11360	132	17	aims	aim	VERB
easat-11360	132	18	to	to	PART
easat-11360	132	19	accomplish	accomplish	VERB
easat-11360	132	20	.	.	PUNCT
easat-11360	133	1	since	since	SCONJ
easat-11360	133	2	the	the	DET
easat-11360	133	3	subject	subject	NOUN
easat-11360	133	4	and	and	CCONJ
easat-11360	133	5	objectives	objective	NOUN
easat-11360	133	6	were	be	AUX
easat-11360	133	7	outlined	outline	VERB
easat-11360	133	8	in	in	ADP
easat-11360	133	9	the	the	DET
easat-11360	133	10	introduction	introduction	NOUN
easat-11360	133	11	of	of	ADP
easat-11360	133	12	this	this	DET
easat-11360	133	13	paper	paper	NOUN
easat-11360	133	14	,	,	PUNCT
easat-11360	133	15	there	there	PRON
easat-11360	133	16	is	be	VERB
easat-11360	133	17	no	no	DET
easat-11360	133	18	need	need	NOUN
easat-11360	133	19	to	to	PART
easat-11360	133	20	repeat	repeat	VERB
easat-11360	133	21	them	they	PRON
easat-11360	133	22	here	here	ADV
easat-11360	133	23	.	.	PUNCT
easat-11360	134	1	the	the	DET
easat-11360	134	2	second	second	ADJ
easat-11360	134	3	phase	phase	NOUN
easat-11360	134	4	of	of	ADP
easat-11360	134	5	the	the	DET
easat-11360	134	6	research	research	NOUN
easat-11360	134	7	involves	involve	VERB
easat-11360	134	8	selecting	select	VERB
easat-11360	134	9	respondents	respondent	NOUN
easat-11360	134	10	for	for	ADP
easat-11360	134	11	this	this	DET
easat-11360	134	12	study	study	NOUN
easat-11360	134	13	.	.	PUNCT
easat-11360	135	1	in	in	ADP
easat-11360	135	2	this	this	DET
easat-11360	135	3	phase	phase	NOUN
easat-11360	135	4	,	,	PUNCT
easat-11360	135	5	expert	expert	ADJ
easat-11360	135	6	decision	decision	NOUN
easat-11360	135	7	-	-	PUNCT
easat-11360	135	8	making	making	NOUN
easat-11360	135	9	was	be	AUX
easat-11360	135	10	chosen	choose	VERB
easat-11360	135	11	.	.	PUNCT
easat-11360	136	1	the	the	DET
easat-11360	136	2	experts	expert	NOUN
easat-11360	136	3	'	'	PART
easat-11360	136	4	task	task	NOUN
easat-11360	136	5	was	be	AUX
easat-11360	136	6	first	first	ADJ
easat-11360	136	7	to	to	PART
easat-11360	136	8	identify	identify	VERB
easat-11360	136	9	the	the	DET
easat-11360	136	10	criteria	criterion	NOUN
easat-11360	136	11	and	and	CCONJ
easat-11360	136	12	fintech	fintech	NOUN
easat-11360	136	13	alternatives	alternative	NOUN
easat-11360	136	14	used	use	VERB
easat-11360	136	15	in	in	ADP
easat-11360	136	16	albania	albania	PROPN
easat-11360	136	17	,	,	PUNCT
easat-11360	136	18	then	then	ADV
easat-11360	136	19	to	to	PART
easat-11360	136	20	assess	assess	VERB
easat-11360	136	21	the	the	DET
easat-11360	136	22	importance	importance	NOUN
easat-11360	136	23	of	of	ADP
easat-11360	136	24	these	these	DET
easat-11360	136	25	criteria	criterion	NOUN
easat-11360	136	26	and	and	CCONJ
easat-11360	136	27	evaluate	evaluate	VERB
easat-11360	136	28	how	how	SCONJ
easat-11360	136	29	well	well	ADV
easat-11360	136	30	these	these	DET
easat-11360	136	31	alternatives	alternative	NOUN
easat-11360	136	32	meet	meet	VERB
easat-11360	136	33	them	they	PRON
easat-11360	136	34	.	.	PUNCT
easat-11360	137	1	selecting	select	VERB
easat-11360	137	2	experts	expert	NOUN
easat-11360	137	3	is	be	AUX
easat-11360	137	4	a	a	DET
easat-11360	137	5	crucial	crucial	ADJ
easat-11360	137	6	step	step	NOUN
easat-11360	137	7	in	in	ADP
easat-11360	137	8	evaluating	evaluate	VERB
easat-11360	137	9	fintech	fintech	NOUN
easat-11360	137	10	platforms	platform	NOUN
easat-11360	137	11	because	because	SCONJ
easat-11360	137	12	it	it	PRON
easat-11360	137	13	ensures	ensure	VERB
easat-11360	137	14	a	a	DET
easat-11360	137	15	fair	fair	ADJ
easat-11360	137	16	,	,	PUNCT
easat-11360	137	17	efficient	efficient	ADJ
easat-11360	137	18	assessment	assessment	NOUN
easat-11360	137	19	by	by	ADP
easat-11360	137	20	involving	involve	VERB
easat-11360	137	21	the	the	DET
easat-11360	137	22	right	right	ADJ
easat-11360	137	23	professionals	professional	NOUN
easat-11360	137	24	.	.	PUNCT
easat-11360	138	1	since	since	SCONJ
easat-11360	138	2	several	several	ADJ
easat-11360	138	3	state	state	NOUN
easat-11360	138	4	institutions	institution	NOUN
easat-11360	138	5	oversee	oversee	VERB
easat-11360	138	6	these	these	DET
easat-11360	138	7	platforms	platform	NOUN
easat-11360	138	8	,	,	PUNCT
easat-11360	138	9	the	the	DET
easat-11360	138	10	selection	selection	NOUN
easat-11360	138	11	of	of	ADP
easat-11360	138	12	experts	expert	NOUN
easat-11360	138	13	was	be	AUX
easat-11360	138	14	based	base	VERB
easat-11360	138	15	on	on	ADP
easat-11360	138	16	three	three	NUM
easat-11360	138	17	key	key	ADJ
easat-11360	138	18	institutions	institution	NOUN
easat-11360	138	19	responsible	responsible	ADJ
easat-11360	138	20	for	for	ADP
easat-11360	138	21	supervision	supervision	NOUN
easat-11360	138	22	.	.	PUNCT
easat-11360	139	1	the	the	DET
easat-11360	139	2	chosen	choose	VERB
easat-11360	139	3	experts	expert	NOUN
easat-11360	139	4	have	have	VERB
easat-11360	139	5	at	at	ADV
easat-11360	139	6	least	least	ADV
easat-11360	139	7	10	10	NUM
easat-11360	139	8	years	year	NOUN
easat-11360	139	9	of	of	ADP
easat-11360	139	10	work	work	NOUN
easat-11360	139	11	and	and	CCONJ
easat-11360	139	12	academic	academic	ADJ
easat-11360	139	13	experience	experience	NOUN
easat-11360	139	14	.	.	PUNCT
easat-11360	140	1	these	these	DET
easat-11360	140	2	institutions	institution	NOUN
easat-11360	140	3	are	be	AUX
easat-11360	140	4	the	the	DET
easat-11360	140	5	ministry	ministry	PROPN
easat-11360	140	6	of	of	ADP
easat-11360	140	7	finance	finance	PROPN
easat-11360	140	8	(	(	PUNCT
easat-11360	140	9	mf	mf	X
easat-11360	140	10	)	)	PUNCT
easat-11360	140	11	,	,	PUNCT
easat-11360	140	12	the	the	DET
easat-11360	140	13	bank	bank	NOUN
easat-11360	140	14	of	of	ADP
easat-11360	140	15	albania	albania	PROPN
easat-11360	140	16	(	(	PUNCT
easat-11360	140	17	boa	boa	PROPN
easat-11360	140	18	)	)	PUNCT
easat-11360	140	19	,	,	PUNCT
easat-11360	140	20	and	and	CCONJ
easat-11360	140	21	agjencia	agjencia	NOUN
easat-11360	140	22	kombetare	kombetare	NOUN
easat-11360	140	23	e	e	PROPN
easat-11360	140	24	shoqerise	shoqerise	PROPN
easat-11360	140	25	se	se	PROPN
easat-11360	140	26	informacionit	informacionit	PROPN
easat-11360	140	27	(	(	PUNCT
easat-11360	140	28	akshi	akshi	PROPN
easat-11360	140	29	)	)	PUNCT
easat-11360	140	30	.	.	PUNCT
easat-11360	141	1	these	these	DET
easat-11360	141	2	organizations	organization	NOUN
easat-11360	141	3	play	play	VERB
easat-11360	141	4	a	a	DET
easat-11360	141	5	vital	vital	ADJ
easat-11360	141	6	role	role	NOUN
easat-11360	141	7	in	in	ADP
easat-11360	141	8	monitoring	monitor	VERB
easat-11360	141	9	fintech	fintech	NOUN
easat-11360	141	10	platforms	platform	NOUN
easat-11360	141	11	.	.	PUNCT
easat-11360	142	1	therefore	therefore	ADV
easat-11360	142	2	,	,	PUNCT
easat-11360	142	3	four	four	NUM
easat-11360	142	4	experts	expert	NOUN
easat-11360	142	5	were	be	AUX
easat-11360	142	6	from	from	ADP
easat-11360	142	7	the	the	DET
easat-11360	142	8	mf	mf	NOUN
easat-11360	142	9	and	and	CCONJ
easat-11360	142	10	boa	boa	NOUN
easat-11360	142	11	because	because	SCONJ
easat-11360	142	12	they	they	PRON
easat-11360	142	13	regularly	regularly	ADV
easat-11360	142	14	interact	interact	VERB
easat-11360	142	15	with	with	ADP
easat-11360	142	16	these	these	DET
easat-11360	142	17	companies	company	NOUN
easat-11360	142	18	and	and	CCONJ
easat-11360	142	19	are	be	AUX
easat-11360	142	20	more	more	ADV
easat-11360	142	21	familiar	familiar	ADJ
easat-11360	142	22	with	with	ADP
easat-11360	142	23	their	their	PRON
easat-11360	142	24	operations	operation	NOUN
easat-11360	142	25	.	.	PUNCT
easat-11360	143	1	as	as	SCONJ
easat-11360	143	2	every	every	DET
easat-11360	143	3	service	service	NOUN
easat-11360	143	4	offered	offer	VERB
easat-11360	143	5	by	by	ADP
easat-11360	143	6	fintech	fintech	NOUN
easat-11360	143	7	platforms	platform	NOUN
easat-11360	143	8	is	be	AUX
easat-11360	143	9	computerized	computerize	VERB
easat-11360	143	10	and	and	CCONJ
easat-11360	143	11	involves	involve	VERB
easat-11360	143	12	technology	technology	NOUN
easat-11360	143	13	,	,	PUNCT
easat-11360	143	14	one	one	NUM
easat-11360	143	15	expert	expert	NOUN
easat-11360	143	16	was	be	AUX
easat-11360	143	17	from	from	ADP
easat-11360	143	18	akshi	akshi	NOUN
easat-11360	143	19	.	.	PUNCT
easat-11360	144	1	additionally	additionally	ADV
easat-11360	144	2	,	,	PUNCT
easat-11360	144	3	some	some	PRON
easat-11360	144	4	of	of	ADP
easat-11360	144	5	the	the	DET
easat-11360	144	6	criteria	criterion	NOUN
easat-11360	144	7	in	in	ADP
easat-11360	144	8	this	this	DET
easat-11360	144	9	research	research	NOUN
easat-11360	144	10	are	be	AUX
easat-11360	144	11	legal	legal	ADJ
easat-11360	144	12	or	or	CCONJ
easat-11360	144	13	social	social	ADJ
easat-11360	144	14	in	in	ADP
easat-11360	144	15	nature	nature	NOUN
easat-11360	144	16	,	,	PUNCT
easat-11360	144	17	so	so	ADV
easat-11360	144	18	two	two	NUM
easat-11360	144	19	of	of	ADP
easat-11360	144	20	the	the	DET
easat-11360	144	21	experts	expert	NOUN
easat-11360	144	22	come	come	VERB
easat-11360	144	23	from	from	ADP
easat-11360	144	24	those	those	DET
easat-11360	144	25	fields	field	NOUN
easat-11360	144	26	.	.	PUNCT
easat-11360	145	1	two	two	NUM
easat-11360	145	2	university	university	NOUN
easat-11360	145	3	professors	professor	NOUN
easat-11360	145	4	from	from	ADP
easat-11360	145	5	the	the	DET
easat-11360	145	6	university	university	NOUN
easat-11360	145	7	of	of	ADP
easat-11360	145	8	tirana	tirana	PROPN
easat-11360	145	9	,	,	PUNCT
easat-11360	145	10	who	who	PRON
easat-11360	145	11	study	study	VERB
easat-11360	145	12	this	this	DET
easat-11360	145	13	area	area	NOUN
easat-11360	145	14	,	,	PUNCT
easat-11360	145	15	were	be	AUX
easat-11360	145	16	also	also	ADV
easat-11360	145	17	included	include	VERB
easat-11360	145	18	.	.	PUNCT
easat-11360	146	1	after	after	ADP
easat-11360	146	2	selecting	select	VERB
easat-11360	146	3	the	the	DET
easat-11360	146	4	experts	expert	NOUN
easat-11360	146	5	for	for	ADP
easat-11360	146	6	this	this	DET
easat-11360	146	7	research	research	NOUN
easat-11360	146	8	,	,	PUNCT
easat-11360	146	9	the	the	DET
easat-11360	146	10	criteria	criterion	NOUN
easat-11360	146	11	were	be	AUX
easat-11360	146	12	chosen	choose	VERB
easat-11360	146	13	collaboratively	collaboratively	ADV
easat-11360	146	14	with	with	ADP
easat-11360	146	15	them	they	PRON
easat-11360	146	16	.	.	PUNCT
easat-11360	147	1	the	the	DET
easat-11360	147	2	delphi	delphi	NOUN
easat-11360	147	3	method	method	NOUN
easat-11360	147	4	was	be	AUX
easat-11360	147	5	used	use	VERB
easat-11360	147	6	to	to	PART
easat-11360	147	7	conduct	conduct	VERB
easat-11360	147	8	the	the	DET
easat-11360	147	9	study	study	NOUN
easat-11360	147	10	.	.	PUNCT
easat-11360	148	1	initially	initially	ADV
easat-11360	148	2	,	,	PUNCT
easat-11360	148	3	the	the	DET
easat-11360	148	4	experts	expert	NOUN
easat-11360	148	5	were	be	AUX
easat-11360	148	6	contacted	contact	VERB
easat-11360	148	7	to	to	PART
easat-11360	148	8	identify	identify	VERB
easat-11360	148	9	which	which	DET
easat-11360	148	10	criteria	criterion	NOUN
easat-11360	148	11	and	and	CCONJ
easat-11360	148	12	fintech	fintech	NOUN
easat-11360	148	13	alternatives	alternative	NOUN
easat-11360	148	14	should	should	AUX
easat-11360	148	15	be	be	AUX
easat-11360	148	16	included	include	VERB
easat-11360	148	17	,	,	PUNCT
easat-11360	148	18	based	base	VERB
easat-11360	148	19	on	on	ADP
easat-11360	148	20	their	their	PRON
easat-11360	148	21	opinions	opinion	NOUN
easat-11360	148	22	.	.	PUNCT
easat-11360	149	1	they	they	PRON
easat-11360	149	2	then	then	ADV
easat-11360	149	3	submitted	submit	VERB
easat-11360	149	4	proposals	proposal	NOUN
easat-11360	149	5	for	for	ADP
easat-11360	149	6	both	both	DET
easat-11360	149	7	criteria	criterion	NOUN
easat-11360	149	8	and	and	CCONJ
easat-11360	149	9	alternatives	alternative	NOUN
easat-11360	149	10	.	.	PUNCT
easat-11360	150	1	these	these	DET
easat-11360	150	2	proposals	proposal	NOUN
easat-11360	150	3	were	be	AUX
easat-11360	150	4	reviewed	review	VERB
easat-11360	150	5	and	and	CCONJ
easat-11360	150	6	re	re	VERB
easat-11360	150	7	-	-	VERB
easat-11360	150	8	evaluated	evaluated	ADJ
easat-11360	150	9	to	to	PART
easat-11360	150	10	select	select	VERB
easat-11360	150	11	the	the	DET
easat-11360	150	12	most	most	ADV
easat-11360	150	13	important	important	ADJ
easat-11360	150	14	criteria	criterion	NOUN
easat-11360	150	15	and	and	CCONJ
easat-11360	150	16	fintech	fintech	NOUN
easat-11360	150	17	alternatives	alternative	NOUN
easat-11360	150	18	.	.	PUNCT
easat-11360	151	1	after	after	ADP
easat-11360	151	2	one	one	NUM
easat-11360	151	3	iteration	iteration	NOUN
easat-11360	151	4	,	,	PUNCT
easat-11360	151	5	the	the	DET
easat-11360	151	6	alternatives	alternative	NOUN
easat-11360	151	7	were	be	AUX
easat-11360	151	8	finalized	finalize	VERB
easat-11360	151	9	,	,	PUNCT
easat-11360	151	10	and	and	CCONJ
easat-11360	151	11	after	after	ADP
easat-11360	151	12	three	three	NUM
easat-11360	151	13	iterations	iteration	NOUN
easat-11360	151	14	,	,	PUNCT
easat-11360	151	15	the	the	DET
easat-11360	151	16	criteria	criterion	NOUN
easat-11360	151	17	and	and	CCONJ
easat-11360	151	18	alternatives	alternative	NOUN
easat-11360	151	19	used	use	VERB
easat-11360	151	20	in	in	ADP
easat-11360	151	21	this	this	DET
easat-11360	151	22	research	research	NOUN
easat-11360	151	23	were	be	AUX
easat-11360	151	24	determined	determine	VERB
easat-11360	151	25	.	.	PUNCT
easat-11360	152	1	in	in	ADP
easat-11360	152	2	total	total	ADJ
easat-11360	152	3	,	,	PUNCT
easat-11360	152	4	12	12	NUM
easat-11360	152	5	criteria	criterion	NOUN
easat-11360	152	6	and	and	CCONJ
easat-11360	152	7	10	10	NUM
easat-11360	152	8	fintech	fintech	NOUN
easat-11360	152	9	alternatives	alternative	NOUN
easat-11360	152	10	were	be	AUX
easat-11360	152	11	selected	select	VERB
easat-11360	152	12	.	.	PUNCT
easat-11360	153	1	the	the	DET
easat-11360	153	2	criteria	criterion	NOUN
easat-11360	153	3	were	be	AUX
easat-11360	153	4	based	base	VERB
easat-11360	153	5	on	on	ADP
easat-11360	153	6	previous	previous	ADJ
easat-11360	153	7	research	research	NOUN
easat-11360	153	8	(	(	PUNCT
easat-11360	153	9	table	table	NOUN
easat-11360	153	10	1	1	NUM
easat-11360	153	11	)	)	PUNCT
easat-11360	153	12	,	,	PUNCT
easat-11360	153	13	while	while	SCONJ
easat-11360	153	14	the	the	DET
easat-11360	153	15	fintech	fintech	NOUN
easat-11360	153	16	platforms	platform	NOUN
easat-11360	153	17	are	be	AUX
easat-11360	153	18	those	those	PRON
easat-11360	153	19	currently	currently	ADV
easat-11360	153	20	used	use	VERB
easat-11360	153	21	in	in	ADP
easat-11360	153	22	albania	albania	PROPN
easat-11360	153	23	.	.	PUNCT
easat-11360	154	1	329	329	NUM
easat-11360	154	2	edelweiss	edelweiss	PROPN
easat-11360	154	3	applied	apply	VERB
easat-11360	154	4	science	science	NOUN
easat-11360	154	5	and	and	CCONJ
easat-11360	154	6	technology	technology	NOUN
easat-11360	154	7	issn	issn	PROPN
easat-11360	154	8	:	:	PUNCT
easat-11360	154	9	2576	2576	NUM
easat-11360	154	10	-	-	SYM
easat-11360	154	11	8484	8484	NUM
easat-11360	154	12	vol	vol	NOUN
easat-11360	154	13	.	.	PROPN
easat-11360	155	1	9	9	NUM
easat-11360	155	2	,	,	PUNCT
easat-11360	155	3	no	no	INTJ
easat-11360	155	4	.	.	NOUN
easat-11360	155	5	12	12	NUM
easat-11360	155	6	:	:	PUNCT
easat-11360	155	7	325	325	NUM
easat-11360	155	8	-	-	SYM
easat-11360	155	9	337	337	NUM
easat-11360	155	10	,	,	PUNCT
easat-11360	155	11	2025	2025	NUM
easat-11360	155	12	doi	doi	NOUN
easat-11360	155	13	:	:	PUNCT
easat-11360	155	14	10.55214/2576	10.55214/2576	NUM
easat-11360	155	15	-	-	SYM
easat-11360	155	16	8484.v9i12.11360	8484.v9i12.11360	NOUN
easat-11360	156	1	©	©	ADP
easat-11360	156	2	2025	2025	NUM
easat-11360	156	3	by	by	ADP
easat-11360	156	4	the	the	DET
easat-11360	156	5	authors	author	NOUN
easat-11360	156	6	;	;	PUNCT
easat-11360	156	7	licensee	licensee	PROPN
easat-11360	156	8	learning	learn	VERB
easat-11360	156	9	gate	gate	NOUN
easat-11360	156	10	table	table	NOUN
easat-11360	156	11	1	1	NUM
easat-11360	156	12	.	.	PUNCT
easat-11360	156	13	criteria	criterion	NOUN
easat-11360	156	14	for	for	ADP
easat-11360	156	15	evaluating	evaluate	VERB
easat-11360	156	16	fintech	fintech	NOUN
easat-11360	156	17	alternatives	alternative	NOUN
easat-11360	156	18	.	.	PUNCT
easat-11360	157	1	i	i	PRON
easat-11360	157	2	d	d	PROPN
easat-11360	157	3	criteria	criteria	VERB
easat-11360	157	4	description	description	NOUN
easat-11360	157	5	references	reference	NOUN
easat-11360	157	6	c1	c1	PROPN
easat-11360	157	7	security	security	NOUN
easat-11360	157	8	protects	protect	VERB
easat-11360	157	9	data	datum	NOUN
easat-11360	157	10	and	and	CCONJ
easat-11360	157	11	prevents	prevent	VERB
easat-11360	157	12	its	its	PRON
easat-11360	157	13	misuse	misuse	NOUN
easat-11360	157	14	awodele	awodele	PROPN
easat-11360	157	15	et	et	PROPN
easat-11360	157	16	al	al	PROPN
easat-11360	157	17	.	.	PUNCT
easat-11360	158	1	[	[	X
easat-11360	158	2	25	25	NUM
easat-11360	158	3	]	]	X
easat-11360	158	4	c2	c2	PROPN
easat-11360	158	5	privacy	privacy	NOUN
easat-11360	158	6	protects	protect	VERB
easat-11360	158	7	user	user	NOUN
easat-11360	158	8	data	datum	NOUN
easat-11360	158	9	against	against	ADP
easat-11360	158	10	misuse	misuse	NOUN
easat-11360	158	11	li	li	PROPN
easat-11360	158	12	et	et	PROPN
easat-11360	158	13	al	al	PROPN
easat-11360	158	14	.	.	PUNCT
easat-11360	159	1	[	[	X
easat-11360	159	2	26	26	NUM
easat-11360	159	3	]	]	X
easat-11360	159	4	c3	c3	NOUN
easat-11360	159	5	costs	cost	VERB
easat-11360	159	6	all	all	DET
easat-11360	159	7	expenses	expense	NOUN
easat-11360	159	8	associated	associate	VERB
easat-11360	159	9	with	with	ADP
easat-11360	159	10	the	the	DET
easat-11360	159	11	service	service	NOUN
easat-11360	159	12	's	's	PART
easat-11360	159	13	pricing	pricing	NOUN
easat-11360	159	14	garad	garad	NOUN
easat-11360	159	15	et	et	PROPN
easat-11360	159	16	al	al	PROPN
easat-11360	159	17	.	.	PUNCT
easat-11360	160	1	[	[	X
easat-11360	160	2	27	27	NUM
easat-11360	160	3	]	]	X
easat-11360	160	4	c4	c4	NOUN
easat-11360	160	5	technical	technical	ADJ
easat-11360	160	6	support	support	NOUN
easat-11360	160	7	resolving	resolve	VERB
easat-11360	160	8	problems	problem	NOUN
easat-11360	160	9	quickly	quickly	ADV
easat-11360	160	10	and	and	CCONJ
easat-11360	160	11	efficiently	efficiently	ADV
easat-11360	160	12	li	li	PROPN
easat-11360	160	13	et	et	PROPN
easat-11360	160	14	al	al	PROPN
easat-11360	160	15	.	.	PUNCT
easat-11360	161	1	[	[	X
easat-11360	161	2	26	26	NUM
easat-11360	161	3	]	]	PUNCT
easat-11360	161	4	c5	c5	PROPN
easat-11360	161	5	ease	ease	NOUN
easat-11360	161	6	of	of	ADP
easat-11360	161	7	integration	integration	NOUN
easat-11360	161	8	simple	simple	ADJ
easat-11360	161	9	connectivity	connectivity	NOUN
easat-11360	161	10	to	to	ADP
easat-11360	161	11	various	various	ADJ
easat-11360	161	12	platforms	platform	NOUN
easat-11360	161	13	awodele	awodele	PROPN
easat-11360	161	14	et	et	PROPN
easat-11360	161	15	al	al	PROPN
easat-11360	161	16	.	.	PUNCT
easat-11360	162	1	[	[	X
easat-11360	162	2	25	25	NUM
easat-11360	162	3	]	]	PUNCT
easat-11360	162	4	c6	c6	PROPN
easat-11360	162	5	usability	usability	NOUN
easat-11360	162	6	ease	ease	NOUN
easat-11360	162	7	of	of	ADP
easat-11360	162	8	use	use	NOUN
easat-11360	162	9	sahar	sahar	PROPN
easat-11360	162	10	et	et	PROPN
easat-11360	162	11	al	al	PROPN
easat-11360	162	12	.	.	PUNCT
easat-11360	163	1	[	[	X
easat-11360	163	2	28	28	NUM
easat-11360	163	3	]	]	X
easat-11360	163	4	c7	c7	PROPN
easat-11360	163	5	legal	legal	ADJ
easat-11360	163	6	applicability	applicability	NOUN
easat-11360	163	7	adhering	adhere	VERB
easat-11360	163	8	to	to	ADP
easat-11360	163	9	local	local	ADJ
easat-11360	163	10	and	and	CCONJ
easat-11360	163	11	international	international	ADJ
easat-11360	163	12	standards	standard	NOUN
easat-11360	163	13	.	.	PUNCT
easat-11360	164	1	ren	ren	NOUN
easat-11360	165	1	[	[	X
easat-11360	165	2	29	29	NUM
easat-11360	165	3	]	]	X
easat-11360	165	4	c8	c8	NOUN
easat-11360	165	5	flexibility	flexibility	NOUN
easat-11360	165	6	adjusting	adjust	VERB
easat-11360	165	7	to	to	ADP
easat-11360	165	8	changes	change	NOUN
easat-11360	165	9	in	in	ADP
easat-11360	165	10	the	the	DET
easat-11360	165	11	application	application	NOUN
easat-11360	165	12	li	li	PROPN
easat-11360	165	13	et	et	PROPN
easat-11360	165	14	al	al	PROPN
easat-11360	165	15	.	.	PUNCT
easat-11360	166	1	[	[	X
easat-11360	166	2	26	26	NUM
easat-11360	166	3	]	]	X
easat-11360	166	4	c9	c9	NOUN
easat-11360	166	5	customization	customization	NOUN
easat-11360	166	6	adjusting	adjust	VERB
easat-11360	166	7	to	to	ADP
easat-11360	166	8	the	the	DET
easat-11360	166	9	needs	need	NOUN
easat-11360	166	10	of	of	ADP
easat-11360	166	11	users	user	NOUN
easat-11360	166	12	sahar	sahar	PROPN
easat-11360	166	13	et	et	PROPN
easat-11360	166	14	al	al	PROPN
easat-11360	166	15	.	.	PUNCT
easat-11360	167	1	[	[	X
easat-11360	167	2	28	28	NUM
easat-11360	167	3	]	]	PUNCT
easat-11360	167	4	c10	c10	VERB
easat-11360	167	5	speed	speed	NOUN
easat-11360	167	6	of	of	ADP
easat-11360	167	7	transactions	transaction	NOUN
easat-11360	167	8	transaction	transaction	NOUN
easat-11360	167	9	processing	processing	NOUN
easat-11360	167	10	speed	speed	NOUN
easat-11360	167	11	senturk	senturk	NOUN
easat-11360	167	12	and	and	CCONJ
easat-11360	167	13	baghirov	baghirov	NOUN
easat-11360	167	14	[	[	X
easat-11360	167	15	30	30	NUM
easat-11360	167	16	]	]	X
easat-11360	167	17	c11	c11	NOUN
easat-11360	167	18	customer	customer	NOUN
easat-11360	167	19	perceived	perceive	VERB
easat-11360	167	20	value	value	NOUN
easat-11360	167	21	creating	create	VERB
easat-11360	167	22	a	a	DET
easat-11360	167	23	sense	sense	NOUN
easat-11360	167	24	that	that	SCONJ
easat-11360	167	25	users	user	NOUN
easat-11360	167	26	are	be	AUX
easat-11360	167	27	gaining	gain	VERB
easat-11360	167	28	more	more	ADJ
easat-11360	167	29	value	value	NOUN
easat-11360	167	30	sahar	sahar	X
easat-11360	167	31	et	et	PROPN
easat-11360	167	32	al	al	PROPN
easat-11360	167	33	.	.	PUNCT
easat-11360	168	1	[	[	X
easat-11360	168	2	28	28	NUM
easat-11360	168	3	]	]	PUNCT
easat-11360	168	4	c12	c12	NOUN
easat-11360	168	5	expansion	expansion	NOUN
easat-11360	168	6	potential	potential	NOUN
easat-11360	168	7	the	the	DET
easat-11360	168	8	ability	ability	NOUN
easat-11360	168	9	to	to	PART
easat-11360	168	10	evolve	evolve	VERB
easat-11360	168	11	as	as	ADP
easat-11360	168	12	users	user	NOUN
easat-11360	168	13	’	'	PUNCT
easat-11360	168	14	needs	need	VERB
easat-11360	168	15	grow	grow	VERB
easat-11360	168	16	garad	garad	NOUN
easat-11360	168	17	et	et	PROPN
easat-11360	168	18	al	al	PROPN
easat-11360	168	19	.	.	PUNCT
easat-11360	169	1	[	[	X
easat-11360	169	2	27	27	NUM
easat-11360	169	3	]	]	PUNCT
easat-11360	169	4	for	for	ADP
easat-11360	169	5	this	this	DET
easat-11360	169	6	research	research	NOUN
easat-11360	169	7	,	,	PUNCT
easat-11360	169	8	the	the	DET
easat-11360	169	9	following	follow	VERB
easat-11360	169	10	fintech	fintech	NOUN
easat-11360	169	11	platforms	platform	NOUN
easat-11360	169	12	were	be	AUX
easat-11360	169	13	selected	select	VERB
easat-11360	169	14	:	:	PUNCT
easat-11360	169	15	easypay	easypay	NOUN
easat-11360	169	16	(	(	PUNCT
easat-11360	169	17	ft	ft	NOUN
easat-11360	169	18	1	1	NUM
easat-11360	169	19	)	)	PUNCT
easat-11360	169	20	,	,	PUNCT
easat-11360	169	21	paysera	paysera	PROPN
easat-11360	169	22	albania	albania	PROPN
easat-11360	169	23	(	(	PUNCT
easat-11360	169	24	ft	ft	PROPN
easat-11360	169	25	2	2	NUM
easat-11360	169	26	)	)	PUNCT
easat-11360	169	27	,	,	PUNCT
easat-11360	169	28	pok	pok	NOUN
easat-11360	169	29	(	(	PUNCT
easat-11360	169	30	rpay	rpay	NOUN
easat-11360	169	31	)	)	PUNCT
easat-11360	169	32	(	(	PUNCT
easat-11360	169	33	ft	ft	NOUN
easat-11360	169	34	3	3	NUM
easat-11360	169	35	)	)	PUNCT
easat-11360	169	36	,	,	PUNCT
easat-11360	169	37	vcoin	vcoin	NOUN
easat-11360	169	38	(	(	PUNCT
easat-11360	169	39	ft	ft	NOUN
easat-11360	169	40	4	4	NUM
easat-11360	169	41	)	)	PUNCT
easat-11360	169	42	,	,	PUNCT
easat-11360	169	43	t	t	NOUN
easat-11360	169	44	blocks	block	NOUN
easat-11360	169	45	(	(	PUNCT
easat-11360	169	46	ft	ft	NOUN
easat-11360	169	47	5	5	NUM
easat-11360	169	48	)	)	PUNCT
easat-11360	169	49	,	,	PUNCT
easat-11360	169	50	ailend	ailend	PROPN
easat-11360	169	51	(	(	PUNCT
easat-11360	169	52	ft	ft	NOUN
easat-11360	169	53	6	6	NUM
easat-11360	169	54	)	)	PUNCT
easat-11360	169	55	,	,	PUNCT
easat-11360	169	56	openpay	openpay	NOUN
easat-11360	169	57	(	(	PUNCT
easat-11360	169	58	ft	ft	NOUN
easat-11360	169	59	7	7	NUM
easat-11360	169	60	)	)	PUNCT
easat-11360	169	61	,	,	PUNCT
easat-11360	169	62	pago	pago	PROPN
easat-11360	169	63	.	.	PUNCT
easat-11360	170	1	al	al	PROPN
easat-11360	170	2	(	(	PUNCT
easat-11360	170	3	ft	ft	PROPN
easat-11360	170	4	8)	8)	NUM
easat-11360	170	5	,	,	PUNCT
easat-11360	170	6	paylink	paylink	NOUN
easat-11360	170	7	albania	albania	PROPN
easat-11360	170	8	(	(	PUNCT
easat-11360	170	9	ft	ft	NOUN
easat-11360	170	10	9	9	NUM
easat-11360	170	11	)	)	PUNCT
easat-11360	170	12	,	,	PUNCT
easat-11360	170	13	and	and	CCONJ
easat-11360	170	14	patoko	patoko	NOUN
easat-11360	170	15	(	(	PUNCT
easat-11360	170	16	ft	ft	NOUN
easat-11360	170	17	10	10	NUM
easat-11360	170	18	)	)	PUNCT
easat-11360	170	19	.	.	PUNCT
easat-11360	171	1	after	after	SCONJ
easat-11360	171	2	experts	expert	NOUN
easat-11360	171	3	helped	helped	AUX
easat-11360	171	4	select	select	VERB
easat-11360	171	5	the	the	DET
easat-11360	171	6	criteria	criterion	NOUN
easat-11360	171	7	and	and	CCONJ
easat-11360	171	8	alternatives	alternative	NOUN
easat-11360	171	9	for	for	ADP
easat-11360	171	10	this	this	DET
easat-11360	171	11	research	research	NOUN
easat-11360	171	12	,	,	PUNCT
easat-11360	171	13	a	a	DET
easat-11360	171	14	survey	survey	NOUN
easat-11360	171	15	questionnaire	questionnaire	NOUN
easat-11360	171	16	was	be	AUX
easat-11360	171	17	developed	develop	VERB
easat-11360	171	18	based	base	VERB
easat-11360	171	19	on	on	ADP
easat-11360	171	20	them	they	PRON
easat-11360	171	21	.	.	PUNCT
easat-11360	172	1	this	this	DET
easat-11360	172	2	questionnaire	questionnaire	NOUN
easat-11360	172	3	was	be	AUX
easat-11360	172	4	designed	design	VERB
easat-11360	172	5	for	for	ADP
easat-11360	172	6	experts	expert	NOUN
easat-11360	172	7	first	first	ADV
easat-11360	172	8	to	to	PART
easat-11360	172	9	evaluate	evaluate	VERB
easat-11360	172	10	the	the	DET
easat-11360	172	11	importance	importance	NOUN
easat-11360	172	12	of	of	ADP
easat-11360	172	13	the	the	DET
easat-11360	172	14	research	research	NOUN
easat-11360	172	15	criteria	criterion	NOUN
easat-11360	172	16	,	,	PUNCT
easat-11360	172	17	then	then	ADV
easat-11360	172	18	to	to	PART
easat-11360	172	19	assess	assess	VERB
easat-11360	172	20	how	how	SCONJ
easat-11360	172	21	well	well	ADV
easat-11360	172	22	the	the	DET
easat-11360	172	23	selected	select	VERB
easat-11360	172	24	alternatives	alternative	NOUN
easat-11360	172	25	meet	meet	VERB
easat-11360	172	26	these	these	DET
easat-11360	172	27	criteria	criterion	NOUN
easat-11360	172	28	.	.	PUNCT
easat-11360	173	1	the	the	DET
easat-11360	173	2	ratings	rating	NOUN
easat-11360	173	3	were	be	AUX
easat-11360	173	4	provided	provide	VERB
easat-11360	173	5	as	as	ADP
easat-11360	173	6	linguistic	linguistic	ADJ
easat-11360	173	7	values	value	NOUN
easat-11360	173	8	ranging	range	VERB
easat-11360	173	9	from	from	ADP
easat-11360	173	10	very	very	ADV
easat-11360	173	11	bad	bad	ADJ
easat-11360	173	12	to	to	ADP
easat-11360	173	13	very	very	ADV
easat-11360	173	14	good	good	ADJ
easat-11360	173	15	,	,	PUNCT
easat-11360	173	16	with	with	ADP
easat-11360	173	17	seven	seven	NUM
easat-11360	173	18	levels	level	NOUN
easat-11360	173	19	(	(	PUNCT
easat-11360	173	20	table	table	NOUN
easat-11360	173	21	2	2	NUM
easat-11360	173	22	)	)	PUNCT
easat-11360	173	23	.	.	PUNCT
easat-11360	174	1	once	once	SCONJ
easat-11360	174	2	the	the	DET
easat-11360	174	3	questionnaires	questionnaire	NOUN
easat-11360	174	4	were	be	AUX
easat-11360	174	5	prepared	prepare	VERB
easat-11360	174	6	,	,	PUNCT
easat-11360	174	7	they	they	PRON
easat-11360	174	8	were	be	AUX
easat-11360	174	9	sent	send	VERB
easat-11360	174	10	to	to	ADP
easat-11360	174	11	the	the	DET
easat-11360	174	12	experts	expert	NOUN
easat-11360	174	13	for	for	ADP
easat-11360	174	14	completion	completion	NOUN
easat-11360	174	15	.	.	PUNCT
easat-11360	175	1	after	after	ADP
easat-11360	175	2	collecting	collect	VERB
easat-11360	175	3	the	the	DET
easat-11360	175	4	responses	response	NOUN
easat-11360	175	5	,	,	PUNCT
easat-11360	175	6	the	the	DET
easat-11360	175	7	data	datum	NOUN
easat-11360	175	8	were	be	AUX
easat-11360	175	9	organized	organize	VERB
easat-11360	175	10	for	for	ADP
easat-11360	175	11	use	use	NOUN
easat-11360	175	12	in	in	ADP
easat-11360	175	13	the	the	DET
easat-11360	175	14	mcdm	mcdm	ADJ
easat-11360	175	15	process	process	NOUN
easat-11360	175	16	.	.	PUNCT
easat-11360	176	1	to	to	PART
easat-11360	176	2	apply	apply	VERB
easat-11360	176	3	linguistic	linguistic	ADJ
easat-11360	176	4	values	value	NOUN
easat-11360	176	5	,	,	PUNCT
easat-11360	176	6	a	a	DET
easat-11360	176	7	membership	membership	NOUN
easat-11360	176	8	function	function	NOUN
easat-11360	176	9	was	be	AUX
easat-11360	176	10	defined	define	VERB
easat-11360	176	11	to	to	PART
easat-11360	176	12	convert	convert	VERB
easat-11360	176	13	these	these	DET
easat-11360	176	14	values	value	NOUN
easat-11360	176	15	into	into	ADP
easat-11360	176	16	fuzzy	fuzzy	ADJ
easat-11360	176	17	numbers	number	NOUN
easat-11360	176	18	(	(	PUNCT
easat-11360	176	19	table	table	NOUN
easat-11360	176	20	2	2	NUM
easat-11360	176	21	)	)	PUNCT
easat-11360	176	22	.	.	PUNCT
easat-11360	177	1	when	when	SCONJ
easat-11360	177	2	defining	define	VERB
easat-11360	177	3	the	the	DET
easat-11360	177	4	membership	membership	NOUN
easat-11360	177	5	function	function	NOUN
easat-11360	177	6	,	,	PUNCT
easat-11360	177	7	a	a	DET
easat-11360	177	8	triangular	triangular	NOUN
easat-11360	177	9	fuzzy	fuzzy	ADJ
easat-11360	177	10	number	number	NOUN
easat-11360	177	11	was	be	AUX
easat-11360	177	12	used	use	VERB
easat-11360	177	13	,	,	PUNCT
easat-11360	177	14	and	and	CCONJ
easat-11360	177	15	efforts	effort	NOUN
easat-11360	177	16	were	be	AUX
easat-11360	177	17	made	make	VERB
easat-11360	177	18	to	to	PART
easat-11360	177	19	ensure	ensure	VERB
easat-11360	177	20	the	the	DET
easat-11360	177	21	values	value	NOUN
easat-11360	177	22	aligned	align	VERB
easat-11360	177	23	with	with	ADP
easat-11360	177	24	the	the	DET
easat-11360	177	25	linguistic	linguistic	ADJ
easat-11360	177	26	assessments	assessment	NOUN
easat-11360	177	27	.	.	PUNCT
easat-11360	178	1	table	table	NOUN
easat-11360	178	2	2	2	NUM
easat-11360	178	3	.	.	PUNCT
easat-11360	178	4	linguistic	linguistic	ADJ
easat-11360	178	5	rate	rate	NOUN
easat-11360	178	6	values	value	NOUN
easat-11360	178	7	and	and	CCONJ
easat-11360	178	8	membership	membership	NOUN
easat-11360	178	9	functions	function	NOUN
easat-11360	178	10	.	.	PUNCT
easat-11360	179	1	linguistic	linguistic	ADJ
easat-11360	179	2	value	value	NOUN
easat-11360	179	3	i	i	NOUN
easat-11360	179	4	d	d	PROPN
easat-11360	179	5	fuzzy	fuzzy	ADJ
easat-11360	179	6	number	number	NOUN
easat-11360	179	7	very	very	ADV
easat-11360	179	8	bad	bad	ADJ
easat-11360	179	9	v	v	NOUN
easat-11360	179	10	-	-	PUNCT
easat-11360	179	11	b	b	NOUN
easat-11360	179	12	1	1	NUM
easat-11360	179	13	,	,	PUNCT
easat-11360	179	14	1	1	NUM
easat-11360	179	15	,	,	PUNCT
easat-11360	179	16	2	2	NUM
easat-11360	179	17	bad	bad	ADJ
easat-11360	179	18	b	b	NOUN
easat-11360	179	19	1	1	NUM
easat-11360	179	20	,	,	PUNCT
easat-11360	179	21	2	2	NUM
easat-11360	179	22	,	,	PUNCT
easat-11360	179	23	3	3	NUM
easat-11360	179	24	medium	medium	NOUN
easat-11360	179	25	bad	bad	ADJ
easat-11360	179	26	m	m	PROPN
easat-11360	179	27	-	-	PROPN
easat-11360	179	28	b	b	PROPN
easat-11360	179	29	1	1	NUM
easat-11360	179	30	,	,	PUNCT
easat-11360	179	31	3	3	NUM
easat-11360	179	32	,	,	PUNCT
easat-11360	179	33	5	5	NUM
easat-11360	179	34	medium	medium	NOUN
easat-11360	179	35	m	m	NOUN
easat-11360	179	36	3	3	NUM
easat-11360	179	37	,	,	PUNCT
easat-11360	179	38	5	5	NUM
easat-11360	179	39	,	,	PUNCT
easat-11360	179	40	7	7	NUM
easat-11360	179	41	medium	medium	NOUN
easat-11360	179	42	good	good	ADJ
easat-11360	179	43	m	m	NOUN
easat-11360	179	44	-	-	NOUN
easat-11360	179	45	g	g	PROPN
easat-11360	179	46	5	5	NUM
easat-11360	179	47	,	,	PUNCT
easat-11360	179	48	7	7	NUM
easat-11360	179	49	,	,	PUNCT
easat-11360	179	50	9	9	NUM
easat-11360	179	51	good	good	ADJ
easat-11360	179	52	g	g	PROPN
easat-11360	179	53	7	7	NUM
easat-11360	179	54	,	,	PUNCT
easat-11360	179	55	8	8	NUM
easat-11360	179	56	,	,	PUNCT
easat-11360	179	57	9	9	NUM
easat-11360	179	58	very	very	ADV
easat-11360	179	59	good	good	ADJ
easat-11360	179	60	v	v	NOUN
easat-11360	179	61	-	-	PUNCT
easat-11360	179	62	g	g	NOUN
easat-11360	179	63	8	8	NUM
easat-11360	179	64	,	,	PUNCT
easat-11360	179	65	9	9	NUM
easat-11360	179	66	,	,	PUNCT
easat-11360	179	67	9	9	NUM
easat-11360	179	68	the	the	DET
easat-11360	179	69	final	final	ADJ
easat-11360	179	70	phase	phase	NOUN
easat-11360	179	71	of	of	ADP
easat-11360	179	72	this	this	DET
easat-11360	179	73	research	research	NOUN
easat-11360	179	74	involves	involve	VERB
easat-11360	179	75	implementing	implement	VERB
easat-11360	179	76	the	the	DET
easat-11360	179	77	mcdm	mcdm	ADJ
easat-11360	179	78	method	method	NOUN
easat-11360	179	79	.	.	PUNCT
easat-11360	180	1	in	in	ADP
easat-11360	180	2	this	this	DET
easat-11360	180	3	study	study	NOUN
easat-11360	180	4	,	,	PUNCT
easat-11360	180	5	the	the	DET
easat-11360	180	6	fuzzy	fuzzy	ADJ
easat-11360	180	7	lmaw	lmaw	NOUN
easat-11360	180	8	and	and	CCONJ
easat-11360	180	9	fuzzy	fuzzy	ADJ
easat-11360	180	10	cradis	cradi	NOUN
easat-11360	180	11	methods	method	NOUN
easat-11360	180	12	were	be	AUX
easat-11360	180	13	used	use	VERB
easat-11360	180	14	.	.	PUNCT
easat-11360	181	1	these	these	DET
easat-11360	181	2	methods	method	NOUN
easat-11360	181	3	were	be	AUX
easat-11360	181	4	selected	select	VERB
easat-11360	181	5	because	because	SCONJ
easat-11360	181	6	both	both	PRON
easat-11360	181	7	have	have	AUX
easat-11360	181	8	been	be	AUX
easat-11360	181	9	applied	apply	VERB
easat-11360	181	10	over	over	ADP
easat-11360	181	11	200	200	NUM
easat-11360	181	12	times	time	NOUN
easat-11360	181	13	in	in	ADP
easat-11360	181	14	practice	practice	NOUN
easat-11360	181	15	,	,	PUNCT
easat-11360	181	16	demonstrating	demonstrate	VERB
easat-11360	181	17	their	their	PRON
easat-11360	181	18	proven	prove	VERB
easat-11360	181	19	effectiveness	effectiveness	NOUN
easat-11360	181	20	.	.	PUNCT
easat-11360	182	1	the	the	DET
easat-11360	182	2	following	follow	VERB
easat-11360	182	3	sections	section	NOUN
easat-11360	182	4	will	will	AUX
easat-11360	182	5	outline	outline	VERB
easat-11360	182	6	the	the	DET
easat-11360	182	7	steps	step	NOUN
easat-11360	182	8	of	of	ADP
easat-11360	182	9	these	these	DET
easat-11360	182	10	methods	method	NOUN
easat-11360	182	11	.	.	PUNCT
easat-11360	183	1	when	when	SCONJ
easat-11360	183	2	assessing	assess	VERB
easat-11360	183	3	the	the	DET
easat-11360	183	4	importance	importance	NOUN
easat-11360	183	5	of	of	ADP
easat-11360	183	6	the	the	DET
easat-11360	183	7	criteria	criterion	NOUN
easat-11360	183	8	weights	weight	VERB
easat-11360	183	9	,	,	PUNCT
easat-11360	183	10	the	the	DET
easat-11360	183	11	fuzzy	fuzzy	ADJ
easat-11360	183	12	lmaw	lmaw	PROPN
easat-11360	183	13	method	method	NOUN
easat-11360	183	14	will	will	AUX
easat-11360	183	15	be	be	AUX
easat-11360	183	16	used	use	VERB
easat-11360	183	17	.	.	PUNCT
easat-11360	184	1	the	the	DET
easat-11360	184	2	lmaw	lmaw	PROPN
easat-11360	184	3	method	method	NOUN
easat-11360	184	4	was	be	AUX
easat-11360	184	5	first	first	ADV
easat-11360	184	6	introduced	introduce	VERB
easat-11360	184	7	by	by	ADP
easat-11360	184	8	pamučar	pamučar	PROPN
easat-11360	184	9	et	et	PROPN
easat-11360	184	10	al	al	PROPN
easat-11360	184	11	.	.	PUNCT
easat-11360	185	1	[	[	X
easat-11360	185	2	31	31	NUM
easat-11360	185	3	]	]	PUNCT
easat-11360	185	4	.	.	PUNCT
easat-11360	186	1	unlike	unlike	ADP
easat-11360	186	2	other	other	ADJ
easat-11360	186	3	mcdm	mcdm	ADJ
easat-11360	186	4	methods	method	NOUN
easat-11360	186	5	that	that	PRON
easat-11360	186	6	focus	focus	VERB
easat-11360	186	7	on	on	ADP
easat-11360	186	8	calculating	calculate	VERB
easat-11360	186	9	criteria	criterion	NOUN
easat-11360	186	10	weights	weight	NOUN
easat-11360	186	11	,	,	PUNCT
easat-11360	186	12	this	this	DET
easat-11360	186	13	method	method	NOUN
easat-11360	186	14	can	can	AUX
easat-11360	186	15	also	also	ADV
easat-11360	186	16	rank	rank	VERB
easat-11360	186	17	alternatives	alternative	NOUN
easat-11360	186	18	[	[	X
easat-11360	186	19	32	32	NUM
easat-11360	186	20	]	]	PUNCT
easat-11360	186	21	.	.	PUNCT
easat-11360	187	1	in	in	ADP
easat-11360	187	2	this	this	DET
easat-11360	187	3	research	research	NOUN
easat-11360	187	4	,	,	PUNCT
easat-11360	187	5	this	this	DET
easat-11360	187	6	method	method	NOUN
easat-11360	187	7	will	will	AUX
easat-11360	187	8	be	be	AUX
easat-11360	187	9	used	use	VERB
easat-11360	187	10	solely	solely	ADV
easat-11360	187	11	to	to	PART
easat-11360	187	12	determine	determine	VERB
easat-11360	187	13	the	the	DET
easat-11360	187	14	criteria	criterion	NOUN
easat-11360	187	15	weights	weight	VERB
easat-11360	187	16	,	,	PUNCT
easat-11360	187	17	so	so	SCONJ
easat-11360	187	18	the	the	DET
easat-11360	187	19	steps	step	NOUN
easat-11360	187	20	for	for	ADP
easat-11360	187	21	ranking	ranking	NOUN
easat-11360	187	22	will	will	AUX
easat-11360	187	23	not	not	PART
easat-11360	187	24	be	be	AUX
easat-11360	187	25	described	describe	VERB
easat-11360	187	26	.	.	PUNCT
easat-11360	188	1	step	step	NOUN
easat-11360	188	2	1	1	NUM
easat-11360	188	3	.	.	PUNCT
easat-11360	188	4	prioritization	prioritization	NOUN
easat-11360	188	5	of	of	ADP
easat-11360	188	6	criteria	criterion	NOUN
easat-11360	188	7	.	.	PUNCT
easat-11360	189	1	in	in	ADP
easat-11360	189	2	this	this	DET
easat-11360	189	3	step	step	NOUN
easat-11360	189	4	,	,	PUNCT
easat-11360	189	5	experts	expert	NOUN
easat-11360	189	6	evaluate	evaluate	VERB
easat-11360	189	7	the	the	DET
easat-11360	189	8	criteria	criterion	NOUN
easat-11360	189	9	based	base	VERB
easat-11360	189	10	on	on	ADP
easat-11360	189	11	a	a	DET
easat-11360	189	12	defined	define	VERB
easat-11360	189	13	scale	scale	NOUN
easat-11360	189	14	for	for	ADP
easat-11360	189	15	evaluating	evaluate	VERB
easat-11360	189	16	criteria	criterion	NOUN
easat-11360	189	17	and	and	CCONJ
easat-11360	189	18	alternatives	alternative	NOUN
easat-11360	189	19	(	(	PUNCT
easat-11360	189	20	table	table	NOUN
easat-11360	189	21	1	1	NUM
easat-11360	189	22	)	)	PUNCT
easat-11360	189	23	,	,	PUNCT
easat-11360	189	24	which	which	PRON
easat-11360	189	25	includes	include	VERB
easat-11360	189	26	a	a	DET
easat-11360	189	27	linguistic	linguistic	ADJ
easat-11360	189	28	value	value	NOUN
easat-11360	189	29	scale	scale	NOUN
easat-11360	189	30	.	.	PUNCT
easat-11360	190	1	step	step	NOUN
easat-11360	190	2	2	2	NUM
easat-11360	190	3	.	.	PUNCT
easat-11360	190	4	conversion	conversion	NOUN
easat-11360	190	5	of	of	ADP
easat-11360	190	6	linguistic	linguistic	ADJ
easat-11360	190	7	values	value	NOUN
easat-11360	190	8	into	into	ADP
easat-11360	190	9	fuzzy	fuzzy	ADJ
easat-11360	190	10	numbers	number	NOUN
easat-11360	190	11	.	.	PUNCT
easat-11360	191	1	this	this	DET
easat-11360	191	2	step	step	NOUN
easat-11360	191	3	involves	involve	VERB
easat-11360	191	4	performing	perform	VERB
easat-11360	191	5	a	a	DET
easat-11360	191	6	transformation	transformation	NOUN
easat-11360	191	7	based	base	VERB
easat-11360	191	8	on	on	ADP
easat-11360	191	9	the	the	DET
easat-11360	191	10	membership	membership	NOUN
easat-11360	191	11	function	function	NOUN
easat-11360	191	12	(	(	PUNCT
easat-11360	191	13	table	table	NOUN
easat-11360	191	14	1	1	NUM
easat-11360	191	15	)	)	PUNCT
easat-11360	191	16	.	.	PUNCT
easat-11360	192	1	330	330	NUM
easat-11360	192	2	edelweiss	edelweiss	PROPN
easat-11360	192	3	applied	apply	VERB
easat-11360	192	4	science	science	NOUN
easat-11360	192	5	and	and	CCONJ
easat-11360	192	6	technology	technology	NOUN
easat-11360	192	7	issn	issn	PROPN
easat-11360	192	8	:	:	PUNCT
easat-11360	192	9	2576	2576	NUM
easat-11360	192	10	-	-	SYM
easat-11360	192	11	8484	8484	NUM
easat-11360	192	12	vol	vol	NOUN
easat-11360	192	13	.	.	PROPN
easat-11360	193	1	9	9	NUM
easat-11360	193	2	,	,	PUNCT
easat-11360	193	3	no	no	INTJ
easat-11360	193	4	.	.	NOUN
easat-11360	193	5	12	12	NUM
easat-11360	193	6	:	:	PUNCT
easat-11360	193	7	325	325	NUM
easat-11360	193	8	-	-	SYM
easat-11360	193	9	337	337	NUM
easat-11360	193	10	,	,	PUNCT
easat-11360	193	11	2025	2025	NUM
easat-11360	193	12	doi	doi	NOUN
easat-11360	193	13	:	:	PUNCT
easat-11360	193	14	10.55214/2576	10.55214/2576	NUM
easat-11360	193	15	-	-	SYM
easat-11360	193	16	8484.v9i12.11360	8484.v9i12.11360	NOUN
easat-11360	194	1	©	©	ADP
easat-11360	194	2	2025	2025	NUM
easat-11360	194	3	by	by	ADP
easat-11360	194	4	the	the	DET
easat-11360	194	5	authors	author	NOUN
easat-11360	194	6	;	;	PUNCT
easat-11360	194	7	licensee	licensee	PROPN
easat-11360	194	8	learning	learn	VERB
easat-11360	194	9	gate	gate	PROPN
easat-11360	194	10	step	step	NOUN
easat-11360	194	11	3	3	NUM
easat-11360	194	12	.	.	PUNCT
easat-11360	195	1	defining	define	VERB
easat-11360	195	2	the	the	DET
easat-11360	195	3	absolute	absolute	ADJ
easat-11360	195	4	anti	anti	ADJ
easat-11360	195	5	-	-	ADJ
easat-11360	195	6	ideal	ideal	ADJ
easat-11360	195	7	point	point	NOUN
easat-11360	195	8	(	(	PUNCT
easat-11360	195	9	�	�	NOUN
easat-11360	195	10	̃	̃	NOUN
easat-11360	195	11	�	�	NOUN
easat-11360	195	12	𝐴𝐼𝑃	𝐴𝐼𝑃	PROPN
easat-11360	195	13	)	)	PUNCT
easat-11360	195	14	.	.	PUNCT
easat-11360	196	1	to	to	PART
easat-11360	196	2	determine	determine	VERB
easat-11360	196	3	this	this	DET
easat-11360	196	4	value	value	NOUN
easat-11360	196	5	,	,	PUNCT
easat-11360	196	6	the	the	DET
easat-11360	196	7	smallest	small	ADJ
easat-11360	196	8	value	value	NOUN
easat-11360	196	9	in	in	ADP
easat-11360	196	10	the	the	DET
easat-11360	196	11	formed	form	VERB
easat-11360	196	12	fuzzy	fuzzy	ADJ
easat-11360	196	13	decision	decision	NOUN
easat-11360	196	14	matrix	matrix	NOUN
easat-11360	196	15	is	be	AUX
easat-11360	196	16	first	first	ADV
easat-11360	196	17	identified	identify	VERB
easat-11360	196	18	.	.	PUNCT
easat-11360	197	1	then	then	ADV
easat-11360	197	2	,	,	PUNCT
easat-11360	197	3	the	the	DET
easat-11360	197	4	absolute	absolute	ADJ
easat-11360	197	5	anti	anti	ADJ
easat-11360	197	6	-	-	ADJ
easat-11360	197	7	ideal	ideal	ADJ
easat-11360	197	8	point	point	NOUN
easat-11360	197	9	is	be	AUX
easat-11360	197	10	calculated	calculate	VERB
easat-11360	197	11	by	by	ADP
easat-11360	197	12	setting	set	VERB
easat-11360	197	13	this	this	DET
easat-11360	197	14	value	value	NOUN
easat-11360	197	15	to	to	ADP
easat-11360	197	16	0.1	0.1	NUM
easat-11360	197	17	less	less	ADJ
easat-11360	197	18	than	than	ADP
easat-11360	197	19	the	the	DET
easat-11360	197	20	smallest	small	ADJ
easat-11360	197	21	value	value	NOUN
easat-11360	197	22	.	.	PUNCT
easat-11360	198	1	step	step	NOUN
easat-11360	198	2	4	4	NUM
easat-11360	198	3	.	.	PUNCT
easat-11360	198	4	defining	define	VERB
easat-11360	198	5	the	the	DET
easat-11360	198	6	relationship	relationship	NOUN
easat-11360	198	7	vector	vector	NOUN
easat-11360	198	8	.	.	PUNCT
easat-11360	199	1	with	with	ADP
easat-11360	199	2	this	this	DET
easat-11360	199	3	number	number	NOUN
easat-11360	199	4	,	,	PUNCT
easat-11360	199	5	the	the	DET
easat-11360	199	6	decision	decision	NOUN
easat-11360	199	7	matrix	matrix	NOUN
easat-11360	199	8	is	be	AUX
easat-11360	199	9	divided	divide	VERB
easat-11360	199	10	by	by	ADP
easat-11360	199	11	the	the	DET
easat-11360	199	12	absolute	absolute	ADJ
easat-11360	199	13	anti	anti	ADJ
easat-11360	199	14	-	-	ADJ
easat-11360	199	15	ideal	ideal	ADJ
easat-11360	199	16	point	point	NOUN
easat-11360	199	17	.	.	PUNCT
easat-11360	200	1	�	�	PROPN
easat-11360	200	2	̃	̃	NOUN
easat-11360	200	3	�	�	PROPN
easat-11360	200	4	𝐶𝑛	𝐶𝑛	NOUN
easat-11360	200	5	𝑒	𝑒	NOUN
easat-11360	200	6	=	=	PUNCT
easat-11360	200	7	(	(	PUNCT
easat-11360	200	8	�	�	PROPN
easat-11360	200	9	̃	̃	NOUN
easat-11360	200	10	�	�	PROPN
easat-11360	200	11	𝐶𝑛	𝐶𝑛	PROPN
easat-11360	200	12	𝑒	𝑒	PROPN
easat-11360	200	13	�	�	PROPN
easat-11360	200	14	̃	̃	PROPN
easat-11360	200	15	�	�	NOUN
easat-11360	200	16	𝐴𝐼𝑃	𝐴𝐼𝑃	PROPN
easat-11360	200	17	)	)	PUNCT
easat-11360	200	18	(	(	PUNCT
easat-11360	200	19	1	1	X
easat-11360	200	20	)	)	PUNCT
easat-11360	200	21	step	step	NOUN
easat-11360	200	22	5	5	NUM
easat-11360	200	23	.	.	PUNCT
easat-11360	201	1	determining	determine	VERB
easat-11360	201	2	the	the	DET
easat-11360	201	3	vector	vector	NOUN
easat-11360	201	4	of	of	ADP
easat-11360	201	5	weight	weight	NOUN
easat-11360	201	6	coefficients	coefficient	NOUN
easat-11360	201	7	.	.	PUNCT
easat-11360	202	1	this	this	DET
easat-11360	202	2	step	step	NOUN
easat-11360	202	3	is	be	AUX
easat-11360	202	4	performed	perform	VERB
easat-11360	202	5	for	for	ADP
easat-11360	202	6	each	each	DET
easat-11360	202	7	expert	expert	NOUN
easat-11360	202	8	separately	separately	ADV
easat-11360	202	9	.	.	PUNCT
easat-11360	203	1	�	�	PROPN
easat-11360	203	2	̃	̃	PROPN
easat-11360	203	3	�	�	NOUN
easat-11360	203	4	𝑗	𝑗	NOUN
easat-11360	203	5	𝑒	𝑒	NOUN
easat-11360	203	6	=	=	PUNCT
easat-11360	203	7	(	(	PUNCT
easat-11360	203	8	ln⁡(	ln⁡(	PROPN
easat-11360	203	9	�	�	PROPN
easat-11360	203	10	̃	̃	PROPN
easat-11360	203	11	�	�	PROPN
easat-11360	203	12	𝐶𝑛	𝐶𝑛	NOUN
easat-11360	203	13	𝑒	𝑒	NOUN
easat-11360	203	14	)	)	PUNCT
easat-11360	203	15	ln⁡(∏	ln⁡(∏	PROPN
easat-11360	203	16	�	�	PROPN
easat-11360	203	17	̃	̃	PROPN
easat-11360	203	18	�	�	PROPN
easat-11360	203	19	𝐶𝑛	𝐶𝑛	NOUN
easat-11360	203	20	𝑒𝑛	𝑒𝑛	NOUN
easat-11360	203	21	𝑗=1	𝑗=1	PROPN
easat-11360	203	22	)	)	PUNCT
easat-11360	203	23	)	)	PUNCT
easat-11360	203	24	(	(	PUNCT
easat-11360	203	25	2	2	X
easat-11360	203	26	)	)	PUNCT
easat-11360	203	27	step	step	NOUN
easat-11360	203	28	5	5	NUM
easat-11360	203	29	.	.	PUNCT
easat-11360	203	30	calculation	calculation	NOUN
easat-11360	203	31	of	of	ADP
easat-11360	203	32	the	the	DET
easat-11360	203	33	final	final	ADJ
easat-11360	203	34	value	value	NOUN
easat-11360	203	35	of	of	ADP
easat-11360	203	36	the	the	DET
easat-11360	203	37	criterion	criterion	NOUN
easat-11360	203	38	weights	weight	NOUN
easat-11360	203	39	.	.	PUNCT
easat-11360	204	1	this	this	DET
easat-11360	204	2	step	step	NOUN
easat-11360	204	3	is	be	AUX
easat-11360	204	4	performed	perform	VERB
easat-11360	204	5	based	base	VERB
easat-11360	204	6	on	on	ADP
easat-11360	204	7	the	the	DET
easat-11360	204	8	calculation	calculation	NOUN
easat-11360	204	9	of	of	ADP
easat-11360	204	10	the	the	DET
easat-11360	204	11	average	average	ADJ
easat-11360	204	12	vectors	vector	NOUN
easat-11360	204	13	of	of	ADP
easat-11360	204	14	the	the	DET
easat-11360	204	15	weighting	weighting	NOUN
easat-11360	204	16	coefficients	coefficient	NOUN
easat-11360	204	17	.	.	PUNCT
easat-11360	205	1	in	in	ADP
easat-11360	205	2	this	this	DET
easat-11360	205	3	research	research	NOUN
easat-11360	205	4	,	,	PUNCT
easat-11360	205	5	the	the	DET
easat-11360	205	6	fuzzy	fuzzy	ADJ
easat-11360	205	7	cradis	cradi	NOUN
easat-11360	205	8	method	method	NOUN
easat-11360	205	9	will	will	AUX
easat-11360	205	10	be	be	AUX
easat-11360	205	11	used	use	VERB
easat-11360	205	12	to	to	PART
easat-11360	205	13	rank	rank	VERB
easat-11360	205	14	fintech	fintech	NOUN
easat-11360	205	15	alternatives	alternative	NOUN
easat-11360	205	16	.	.	PUNCT
easat-11360	206	1	this	this	DET
easat-11360	206	2	method	method	NOUN
easat-11360	206	3	was	be	AUX
easat-11360	206	4	first	first	ADV
easat-11360	206	5	applied	apply	VERB
easat-11360	206	6	in	in	ADP
easat-11360	206	7	practice	practice	NOUN
easat-11360	206	8	by	by	ADP
easat-11360	206	9	puška	puška	PROPN
easat-11360	206	10	et	et	PROPN
easat-11360	206	11	al	al	PROPN
easat-11360	206	12	.	.	PUNCT
easat-11360	207	1	[	[	X
easat-11360	207	2	33	33	NUM
easat-11360	207	3	]	]	PUNCT
easat-11360	207	4	.	.	PUNCT
easat-11360	208	1	the	the	DET
easat-11360	208	2	uniqueness	uniqueness	NOUN
easat-11360	208	3	of	of	ADP
easat-11360	208	4	this	this	DET
easat-11360	208	5	method	method	NOUN
easat-11360	208	6	is	be	AUX
easat-11360	208	7	that	that	SCONJ
easat-11360	208	8	it	it	PRON
easat-11360	208	9	combines	combine	VERB
easat-11360	208	10	modified	modified	ADJ
easat-11360	208	11	steps	step	NOUN
easat-11360	208	12	from	from	ADP
easat-11360	208	13	other	other	ADJ
easat-11360	208	14	methods	method	NOUN
easat-11360	208	15	,	,	PUNCT
easat-11360	208	16	namely	namely	ADV
easat-11360	208	17	aras	aras	X
easat-11360	208	18	(	(	PUNCT
easat-11360	208	19	additive	additive	ADJ
easat-11360	208	20	ratio	ratio	NOUN
easat-11360	208	21	assessment	assessment	NOUN
easat-11360	208	22	)	)	PUNCT
easat-11360	208	23	,	,	PUNCT
easat-11360	208	24	topsis	topsis	NOUN
easat-11360	208	25	(	(	PUNCT
easat-11360	208	26	technique	technique	NOUN
easat-11360	208	27	for	for	ADP
easat-11360	208	28	order	order	NOUN
easat-11360	208	29	of	of	ADP
easat-11360	208	30	preference	preference	NOUN
easat-11360	208	31	by	by	ADP
easat-11360	208	32	similarity	similarity	NOUN
easat-11360	208	33	to	to	ADP
easat-11360	208	34	ideal	ideal	ADJ
easat-11360	208	35	solution	solution	NOUN
easat-11360	208	36	)	)	PUNCT
easat-11360	208	37	,	,	PUNCT
easat-11360	208	38	and	and	CCONJ
easat-11360	208	39	marcos	marcos	PROPN
easat-11360	208	40	(	(	PUNCT
easat-11360	208	41	measurement	measurement	NOUN
easat-11360	208	42	of	of	ADP
easat-11360	208	43	alternatives	alternative	NOUN
easat-11360	208	44	and	and	CCONJ
easat-11360	208	45	ranking	ranking	NOUN
easat-11360	208	46	according	accord	VERB
easat-11360	208	47	to	to	ADP
easat-11360	208	48	compromise	compromise	NOUN
easat-11360	208	49	solution	solution	NOUN
easat-11360	208	50	)	)	PUNCT
easat-11360	208	51	,	,	PUNCT
easat-11360	208	52	while	while	SCONJ
easat-11360	208	53	also	also	ADV
easat-11360	208	54	having	have	VERB
easat-11360	208	55	its	its	PRON
easat-11360	208	56	own	own	ADJ
easat-11360	208	57	distinctive	distinctive	ADJ
easat-11360	208	58	steps	step	NOUN
easat-11360	208	59	that	that	PRON
easat-11360	208	60	set	set	VERB
easat-11360	208	61	it	it	PRON
easat-11360	208	62	apart	apart	ADV
easat-11360	208	63	from	from	ADP
easat-11360	208	64	other	other	ADJ
easat-11360	208	65	similar	similar	ADJ
easat-11360	208	66	mcdm	mcdm	ADJ
easat-11360	208	67	methods	method	NOUN
easat-11360	208	68	.	.	PUNCT
easat-11360	209	1	the	the	DET
easat-11360	209	2	steps	step	NOUN
easat-11360	209	3	of	of	ADP
easat-11360	209	4	this	this	DET
easat-11360	209	5	method	method	NOUN
easat-11360	209	6	are	be	AUX
easat-11360	209	7	as	as	SCONJ
easat-11360	209	8	follows	follow	VERB
easat-11360	209	9	:	:	PUNCT
easat-11360	209	10	step	step	NOUN
easat-11360	209	11	1	1	NUM
easat-11360	209	12	.	.	PUNCT
easat-11360	209	13	evaluation	evaluation	NOUN
easat-11360	209	14	of	of	ADP
easat-11360	209	15	alternatives	alternative	NOUN
easat-11360	209	16	and	and	CCONJ
easat-11360	209	17	formation	formation	NOUN
easat-11360	209	18	of	of	ADP
easat-11360	209	19	a	a	DET
easat-11360	209	20	linguistic	linguistic	ADJ
easat-11360	209	21	decision	decision	NOUN
easat-11360	209	22	matrix	matrix	NOUN
easat-11360	209	23	.	.	PUNCT
easat-11360	210	1	in	in	ADP
easat-11360	210	2	this	this	DET
easat-11360	210	3	step	step	NOUN
easat-11360	210	4	,	,	PUNCT
easat-11360	210	5	the	the	DET
easat-11360	210	6	expert	expert	NOUN
easat-11360	210	7	evaluates	evaluate	VERB
easat-11360	210	8	how	how	SCONJ
easat-11360	210	9	the	the	DET
easat-11360	210	10	alternatives	alternative	NOUN
easat-11360	210	11	satisfy	satisfy	VERB
easat-11360	210	12	the	the	DET
easat-11360	210	13	criteria	criterion	NOUN
easat-11360	210	14	using	use	VERB
easat-11360	210	15	scores	score	NOUN
easat-11360	210	16	in	in	ADP
easat-11360	210	17	the	the	DET
easat-11360	210	18	form	form	NOUN
easat-11360	210	19	of	of	ADP
easat-11360	210	20	linguistic	linguistic	ADJ
easat-11360	210	21	values	value	NOUN
easat-11360	210	22	.	.	PUNCT
easat-11360	211	1	step	step	NOUN
easat-11360	211	2	2	2	NUM
easat-11360	211	3	.	.	PUNCT
easat-11360	212	1	transformation	transformation	NOUN
easat-11360	212	2	of	of	ADP
easat-11360	212	3	the	the	DET
easat-11360	212	4	linguistic	linguistic	ADJ
easat-11360	212	5	decision	decision	NOUN
easat-11360	212	6	matrix	matrix	NOUN
easat-11360	212	7	into	into	ADP
easat-11360	212	8	a	a	DET
easat-11360	212	9	fuzzy	fuzzy	ADJ
easat-11360	212	10	decision	decision	NOUN
easat-11360	212	11	matrix	matrix	NOUN
easat-11360	212	12	.	.	PUNCT
easat-11360	213	1	in	in	ADP
easat-11360	213	2	this	this	DET
easat-11360	213	3	step	step	NOUN
easat-11360	213	4	,	,	PUNCT
easat-11360	213	5	the	the	DET
easat-11360	213	6	membership	membership	NOUN
easat-11360	213	7	function	function	NOUN
easat-11360	213	8	is	be	AUX
easat-11360	213	9	used	use	VERB
easat-11360	213	10	,	,	PUNCT
easat-11360	213	11	and	and	CCONJ
easat-11360	213	12	triangular	triangular	VERB
easat-11360	213	13	fuzzy	fuzzy	ADJ
easat-11360	213	14	numbers	number	NOUN
easat-11360	213	15	(	(	PUNCT
easat-11360	213	16	𝑥𝑖𝑗	𝑥𝑖𝑗	PROPN
easat-11360	213	17	𝑙	𝑙	PROPN
easat-11360	213	18	,	,	PUNCT
easat-11360	213	19	𝑥𝑖𝑗	𝑥𝑖𝑗	PROPN
easat-11360	213	20	𝑚	𝑚	PROPN
easat-11360	213	21	,	,	PUNCT
easat-11360	213	22	𝑥𝑖𝑗	𝑥𝑖𝑗	PROPN
easat-11360	213	23	𝑢	𝑢	NOUN
easat-11360	213	24	)	)	PUNCT
easat-11360	213	25	are	be	AUX
easat-11360	213	26	formed	form	VERB
easat-11360	213	27	.	.	PUNCT
easat-11360	214	1	step	step	NOUN
easat-11360	214	2	3	3	NUM
easat-11360	214	3	.	.	PUNCT
easat-11360	215	1	normalization	normalization	NOUN
easat-11360	215	2	of	of	ADP
easat-11360	215	3	the	the	DET
easat-11360	215	4	decision	decision	NOUN
easat-11360	215	5	matrix	matrix	NOUN
easat-11360	215	6	.	.	PUNCT
easat-11360	216	1	in	in	ADP
easat-11360	216	2	this	this	DET
easat-11360	216	3	step	step	NOUN
easat-11360	216	4	,	,	PUNCT
easat-11360	216	5	the	the	DET
easat-11360	216	6	values	value	NOUN
easat-11360	216	7	of	of	ADP
easat-11360	216	8	fuzzy	fuzzy	ADJ
easat-11360	216	9	numbers	number	NOUN
easat-11360	216	10	for	for	ADP
easat-11360	216	11	individual	individual	ADJ
easat-11360	216	12	criteria	criterion	NOUN
easat-11360	216	13	are	be	AUX
easat-11360	216	14	divided	divide	VERB
easat-11360	216	15	by	by	ADP
easat-11360	216	16	the	the	DET
easat-11360	216	17	largest	large	ADJ
easat-11360	216	18	value	value	NOUN
easat-11360	216	19	of	of	ADP
easat-11360	216	20	the	the	DET
easat-11360	216	21	fuzzy	fuzzy	ADJ
easat-11360	216	22	number	number	NOUN
easat-11360	216	23	for	for	ADP
easat-11360	216	24	that	that	DET
easat-11360	216	25	criterion	criterion	NOUN
easat-11360	216	26	.	.	PUNCT
easat-11360	217	1	�	�	PROPN
easat-11360	217	2	̃	̃	PROPN
easat-11360	217	3	�	�	PROPN
easat-11360	218	1	=	=	PUNCT
easat-11360	218	2	(	(	PUNCT
easat-11360	218	3	𝑥𝑖𝑗	𝑥𝑖𝑗	PROPN
easat-11360	218	4	𝑙	𝑙	X
easat-11360	218	5	𝑥𝑖𝑑	𝑥𝑖𝑑	NOUN
easat-11360	218	6	𝑢	𝑢	PROPN
easat-11360	218	7	,	,	PUNCT
easat-11360	218	8	𝑥𝑖𝑗	𝑥𝑖𝑗	PROPN
easat-11360	218	9	𝑚	𝑚	ADP
easat-11360	218	10	𝑥𝑖𝑑	𝑥𝑖𝑑	PROPN
easat-11360	218	11	𝑢	𝑢	PROPN
easat-11360	218	12	,	,	PUNCT
easat-11360	218	13	𝑥𝑖𝑗	𝑥𝑖𝑗	PROPN
easat-11360	218	14	𝑢	𝑢	NOUN
easat-11360	218	15	𝑥𝑖𝑑	𝑥𝑖𝑑	X
easat-11360	218	16	𝑢	𝑢	NOUN
easat-11360	218	17	)	)	PUNCT
easat-11360	218	18	⁡	⁡	X
easat-11360	218	19	(	(	PUNCT
easat-11360	218	20	3	3	X
easat-11360	218	21	)	)	PUNCT
easat-11360	218	22	where	where	SCONJ
easat-11360	218	23	𝑥𝑖𝑑	𝑥𝑖𝑑	NOUN
easat-11360	218	24	𝑢	𝑢	PROPN
easat-11360	218	25	is	be	AUX
easat-11360	218	26	the	the	DET
easat-11360	218	27	largest	large	ADJ
easat-11360	218	28	fuzzy	fuzzy	ADJ
easat-11360	218	29	value	value	NOUN
easat-11360	218	30	of	of	ADP
easat-11360	218	31	alternatives	alternative	NOUN
easat-11360	218	32	for	for	ADP
easat-11360	218	33	a	a	DET
easat-11360	218	34	particular	particular	ADJ
easat-11360	218	35	criterion	criterion	NOUN
easat-11360	218	36	.	.	PUNCT
easat-11360	219	1	step	step	NOUN
easat-11360	219	2	4	4	NUM
easat-11360	219	3	.	.	PUNCT
easat-11360	219	4	weighted	weight	VERB
easat-11360	219	5	decision	decision	NOUN
easat-11360	219	6	matrices	matrix	NOUN
easat-11360	219	7	.	.	PUNCT
easat-11360	220	1	in	in	ADP
easat-11360	220	2	this	this	DET
easat-11360	220	3	step	step	NOUN
easat-11360	220	4	,	,	PUNCT
easat-11360	220	5	the	the	DET
easat-11360	220	6	normalized	normalize	VERB
easat-11360	220	7	values	value	NOUN
easat-11360	220	8	of	of	ADP
easat-11360	220	9	fuzzy	fuzzy	ADJ
easat-11360	220	10	numbers	number	NOUN
easat-11360	220	11	are	be	AUX
easat-11360	220	12	multiplied	multiply	VERB
easat-11360	220	13	by	by	ADP
easat-11360	220	14	the	the	DET
easat-11360	220	15	appropriate	appropriate	ADJ
easat-11360	220	16	weights	weight	NOUN
easat-11360	220	17	.	.	PUNCT
easat-11360	221	1	�	�	PROPN
easat-11360	221	2	̃	̃	PROPN
easat-11360	221	3	�	�	PROPN
easat-11360	221	4	𝑖𝑗	𝑖𝑗	NOUN
easat-11360	221	5	=	=	PROPN
easat-11360	221	6	�	�	PROPN
easat-11360	221	7	̃	̃	PROPN
easat-11360	221	8	�	�	PROPN
easat-11360	221	9	𝑗	𝑗	PROPN
easat-11360	221	10	×	×	PROPN
easat-11360	221	11	�	�	PROPN
easat-11360	221	12	̃	̃	PROPN
easat-11360	221	13	�	�	PROPN
easat-11360	221	14	𝑗	𝑗	NOUN
easat-11360	221	15	(	(	PUNCT
easat-11360	221	16	4	4	NUM
easat-11360	221	17	)	)	PUNCT
easat-11360	221	18	step	step	NOUN
easat-11360	221	19	5	5	NUM
easat-11360	221	20	.	.	PUNCT
easat-11360	222	1	determination	determination	NOUN
easat-11360	222	2	of	of	ADP
easat-11360	222	3	the	the	DET
easat-11360	222	4	ideal	ideal	ADJ
easat-11360	222	5	and	and	CCONJ
easat-11360	222	6	anti	anti	ADJ
easat-11360	222	7	-	-	ADJ
easat-11360	222	8	ideal	ideal	ADJ
easat-11360	222	9	solutions	solution	NOUN
easat-11360	222	10	.	.	PUNCT
easat-11360	223	1	the	the	DET
easat-11360	223	2	ideal	ideal	ADJ
easat-11360	223	3	solution	solution	NOUN
easat-11360	223	4	represents	represent	VERB
easat-11360	223	5	the	the	DET
easat-11360	223	6	highest	high	ADJ
easat-11360	223	7	value	value	NOUN
easat-11360	223	8	of	of	ADP
easat-11360	223	9	the	the	DET
easat-11360	223	10	fuzzy	fuzzy	ADJ
easat-11360	223	11	number	number	NOUN
easat-11360	223	12	in	in	ADP
easat-11360	223	13	the	the	DET
easat-11360	223	14	weighted	weighted	ADJ
easat-11360	223	15	decision	decision	NOUN
easat-11360	223	16	-	-	PUNCT
easat-11360	223	17	making	make	VERB
easat-11360	223	18	matrix	matrix	NOUN
easat-11360	223	19	.	.	PUNCT
easat-11360	224	1	in	in	ADP
easat-11360	224	2	contrast	contrast	NOUN
easat-11360	224	3	,	,	PUNCT
easat-11360	224	4	the	the	DET
easat-11360	224	5	anti	anti	ADJ
easat-11360	224	6	-	-	ADJ
easat-11360	224	7	ideal	ideal	ADJ
easat-11360	224	8	solution	solution	NOUN
easat-11360	224	9	represents	represent	VERB
easat-11360	224	10	the	the	DET
easat-11360	224	11	lowest	low	ADJ
easat-11360	224	12	value	value	NOUN
easat-11360	224	13	of	of	ADP
easat-11360	224	14	the	the	DET
easat-11360	224	15	fuzzy	fuzzy	ADJ
easat-11360	224	16	number	number	NOUN
easat-11360	224	17	in	in	ADP
easat-11360	224	18	the	the	DET
easat-11360	224	19	weighted	weighted	ADJ
easat-11360	224	20	decision	decision	NOUN
easat-11360	224	21	-	-	PUNCT
easat-11360	224	22	making	make	VERB
easat-11360	224	23	matrix	matrix	NOUN
easat-11360	224	24	.	.	PUNCT
easat-11360	225	1	𝑡𝑖	𝑡𝑖	AUX
easat-11360	225	2	=	=	SYM
easat-11360	225	3	max	max	PROPN
easat-11360	225	4	�	�	PROPN
easat-11360	225	5	̃	̃	PROPN
easat-11360	225	6	�	�	PROPN
easat-11360	225	7	𝑖𝑗	𝑖𝑗	NOUN
easat-11360	225	8	,	,	PUNCT
easat-11360	225	9	gdje	gdje	PROPN
easat-11360	225	10	je	je	PROPN
easat-11360	225	11	�	�	PROPN
easat-11360	225	12	̃	̃	PROPN
easat-11360	225	13	�	�	PROPN
easat-11360	225	14	𝑖𝑗	𝑖𝑗	NOUN
easat-11360	225	15	=	=	PUNCT
easat-11360	225	16	(	(	PUNCT
easat-11360	225	17	𝑣𝑖𝑗	𝑣𝑖𝑗	PROPN
easat-11360	225	18	𝑙	𝑙	NUM
easat-11360	225	19	,	,	PUNCT
easat-11360	225	20	𝑣𝑖𝑗	𝑣𝑖𝑗	PROPN
easat-11360	225	21	𝑚	𝑚	NOUN
easat-11360	225	22	,	,	PUNCT
easat-11360	225	23	𝑣𝑖𝑗	𝑣𝑖𝑗	X
easat-11360	225	24	𝑢	𝑢	NOUN
easat-11360	225	25	)	)	PUNCT
easat-11360	225	26	(	(	PUNCT
easat-11360	225	27	5	5	X
easat-11360	225	28	)	)	PUNCT
easat-11360	225	29	𝑡𝑎𝑖	𝑡𝑎𝑖	NOUN
easat-11360	225	30	=	=	SYM
easat-11360	225	31	min	min	PROPN
easat-11360	225	32	�	�	PROPN
easat-11360	225	33	̃	̃	PROPN
easat-11360	225	34	�	�	PROPN
easat-11360	225	35	𝑖𝑗	𝑖𝑗	NOUN
easat-11360	225	36	,	,	PUNCT
easat-11360	225	37	gdje	gdje	PROPN
easat-11360	225	38	je	je	PROPN
easat-11360	225	39	�	�	PROPN
easat-11360	225	40	̃	̃	PROPN
easat-11360	225	41	�	�	PROPN
easat-11360	225	42	𝑖𝑗	𝑖𝑗	NOUN
easat-11360	225	43	=	=	PUNCT
easat-11360	225	44	(	(	PUNCT
easat-11360	225	45	𝑣𝑖𝑗	𝑣𝑖𝑗	PROPN
easat-11360	225	46	𝑙	𝑙	NUM
easat-11360	225	47	,	,	PUNCT
easat-11360	225	48	𝑣𝑖𝑗	𝑣𝑖𝑗	PROPN
easat-11360	225	49	𝑚	𝑚	NOUN
easat-11360	225	50	,	,	PUNCT
easat-11360	225	51	𝑣𝑖𝑗	𝑣𝑖𝑗	X
easat-11360	225	52	𝑢	𝑢	NOUN
easat-11360	225	53	)	)	PUNCT
easat-11360	225	54	(	(	PUNCT
easat-11360	225	55	6	6	X
easat-11360	225	56	)	)	PUNCT
easat-11360	225	57	step	step	NOUN
easat-11360	225	58	6	6	NUM
easat-11360	225	59	.	.	PUNCT
easat-11360	225	60	calculation	calculation	NOUN
easat-11360	225	61	of	of	ADP
easat-11360	225	62	deviations	deviation	NOUN
easat-11360	225	63	from	from	ADP
easat-11360	225	64	the	the	DET
easat-11360	225	65	ideal	ideal	ADJ
easat-11360	225	66	and	and	CCONJ
easat-11360	225	67	anti	anti	ADJ
easat-11360	225	68	-	-	ADJ
easat-11360	225	69	ideal	ideal	ADJ
easat-11360	225	70	solutions	solution	NOUN
easat-11360	225	71	.	.	PUNCT
easat-11360	226	1	in	in	ADP
easat-11360	226	2	this	this	DET
easat-11360	226	3	step	step	NOUN
easat-11360	226	4	,	,	PUNCT
easat-11360	226	5	the	the	DET
easat-11360	226	6	ideal	ideal	ADJ
easat-11360	226	7	solution	solution	NOUN
easat-11360	226	8	is	be	AUX
easat-11360	226	9	subtracted	subtract	VERB
easat-11360	226	10	from	from	ADP
easat-11360	226	11	the	the	DET
easat-11360	226	12	weighted	weight	VERB
easat-11360	226	13	values	value	NOUN
easat-11360	226	14	,	,	PUNCT
easat-11360	226	15	followed	follow	VERB
easat-11360	226	16	by	by	ADP
easat-11360	226	17	subtracting	subtract	VERB
easat-11360	226	18	the	the	DET
easat-11360	226	19	anti	anti	ADJ
easat-11360	226	20	-	-	ADJ
easat-11360	226	21	ideal	ideal	ADJ
easat-11360	226	22	solution	solution	NOUN
easat-11360	226	23	from	from	ADP
easat-11360	226	24	the	the	DET
easat-11360	226	25	weighted	weight	VERB
easat-11360	226	26	values	value	NOUN
easat-11360	226	27	.	.	PUNCT
easat-11360	227	1	𝑑+	𝑑+	PUNCT
easat-11360	227	2	=	=	SYM
easat-11360	227	3	𝑡𝑖	𝑡𝑖	PROPN
easat-11360	227	4	−	−	PROPN
easat-11360	227	5	�	�	PROPN
easat-11360	227	6	̃	̃	PROPN
easat-11360	227	7	�	�	PROPN
easat-11360	227	8	𝑖𝑗	𝑖𝑗	NOUN
easat-11360	227	9	(	(	PUNCT
easat-11360	227	10	7	7	NUM
easat-11360	227	11	)	)	PUNCT
easat-11360	227	12	𝑑−	𝑑−	NOUN
easat-11360	227	13	=	=	SYM
easat-11360	227	14	�	�	PROPN
easat-11360	227	15	̃	̃	PROPN
easat-11360	227	16	�	�	PROPN
easat-11360	227	17	𝑖𝑗	𝑖𝑗	NOUN
easat-11360	227	18	−	−	PROPN
easat-11360	227	19	𝑡𝑎𝑖	𝑡𝑎𝑖	NOUN
easat-11360	227	20	(	(	PUNCT
easat-11360	227	21	8)	8)	NUM
easat-11360	227	22	step	step	NOUN
easat-11360	227	23	7	7	NUM
easat-11360	227	24	.	.	PUNCT
easat-11360	227	25	determining	determine	VERB
easat-11360	227	26	optimal	optimal	ADJ
easat-11360	227	27	alternatives	alternative	NOUN
easat-11360	227	28	.	.	PUNCT
easat-11360	228	1	these	these	DET
easat-11360	228	2	alternatives	alternative	NOUN
easat-11360	228	3	represent	represent	VERB
easat-11360	228	4	the	the	DET
easat-11360	228	5	minimum	minimum	ADJ
easat-11360	228	6	and	and	CCONJ
easat-11360	228	7	maximum	maximum	ADJ
easat-11360	228	8	values	value	NOUN
easat-11360	228	9	for	for	ADP
easat-11360	228	10	individual	individual	ADJ
easat-11360	228	11	criteria	criterion	NOUN
easat-11360	228	12	when	when	SCONJ
easat-11360	228	13	deviating	deviate	VERB
easat-11360	228	14	from	from	ADP
easat-11360	228	15	the	the	DET
easat-11360	228	16	ideal	ideal	ADJ
easat-11360	228	17	and	and	CCONJ
easat-11360	228	18	anti	anti	ADJ
easat-11360	228	19	-	-	ADJ
easat-11360	228	20	ideal	ideal	ADJ
easat-11360	228	21	solutions	solution	NOUN
easat-11360	228	22	,	,	PUNCT
easat-11360	228	23	respectively	respectively	ADV
easat-11360	228	24	.	.	PUNCT
easat-11360	229	1	step	step	NOUN
easat-11360	229	2	8	8	NUM
easat-11360	229	3	.	.	PUNCT
easat-11360	230	1	calculating	calculate	VERB
easat-11360	230	2	the	the	DET
easat-11360	230	3	overall	overall	ADJ
easat-11360	230	4	deviation	deviation	NOUN
easat-11360	230	5	score	score	NOUN
easat-11360	230	6	.	.	PUNCT
easat-11360	231	1	in	in	ADP
easat-11360	231	2	this	this	DET
easat-11360	231	3	step	step	NOUN
easat-11360	231	4	,	,	PUNCT
easat-11360	231	5	the	the	DET
easat-11360	231	6	total	total	ADJ
easat-11360	231	7	value	value	NOUN
easat-11360	231	8	for	for	ADP
easat-11360	231	9	alternatives	alternative	NOUN
easat-11360	231	10	is	be	AUX
easat-11360	231	11	determined	determine	VERB
easat-11360	231	12	,	,	PUNCT
easat-11360	231	13	including	include	VERB
easat-11360	231	14	the	the	DET
easat-11360	231	15	optimal	optimal	ADJ
easat-11360	231	16	alternatives	alternative	NOUN
easat-11360	231	17	.	.	PUNCT
easat-11360	232	1	𝑠𝑖	𝑠𝑖	VERB
easat-11360	233	1	+	+	CCONJ
easat-11360	234	1	=	=	SYM
easat-11360	234	2	∑	∑	PUNCT
easat-11360	234	3	𝑑+𝑛	𝑑+𝑛	PROPN
easat-11360	234	4	𝑗=1	𝑗=1	X
easat-11360	234	5	(	(	PUNCT
easat-11360	234	6	9	9	X
easat-11360	234	7	)	)	PUNCT
easat-11360	234	8	𝑠𝑖	𝑠𝑖	NOUN
easat-11360	234	9	−	−	NOUN
easat-11360	234	10	=	=	PUNCT
easat-11360	234	11	∑	∑	PUNCT
easat-11360	234	12	𝑑−𝑛	𝑑−𝑛	PROPN
easat-11360	234	13	𝑗=1	𝑗=1	PROPN
easat-11360	234	14	(	(	PUNCT
easat-11360	234	15	10	10	NUM
easat-11360	234	16	)	)	PUNCT
easat-11360	234	17	331	331	NUM
easat-11360	234	18	edelweiss	edelweiss	PROPN
easat-11360	234	19	applied	apply	VERB
easat-11360	234	20	science	science	NOUN
easat-11360	234	21	and	and	CCONJ
easat-11360	234	22	technology	technology	NOUN
easat-11360	234	23	issn	issn	PROPN
easat-11360	234	24	:	:	PUNCT
easat-11360	234	25	2576	2576	NUM
easat-11360	234	26	-	-	SYM
easat-11360	234	27	8484	8484	NUM
easat-11360	234	28	vol	vol	NOUN
easat-11360	234	29	.	.	PROPN
easat-11360	235	1	9	9	NUM
easat-11360	235	2	,	,	PUNCT
easat-11360	235	3	no	no	INTJ
easat-11360	235	4	.	.	NOUN
easat-11360	235	5	12	12	NUM
easat-11360	235	6	:	:	PUNCT
easat-11360	235	7	325	325	NUM
easat-11360	235	8	-	-	SYM
easat-11360	235	9	337	337	NUM
easat-11360	235	10	,	,	PUNCT
easat-11360	235	11	2025	2025	NUM
easat-11360	235	12	doi	doi	NOUN
easat-11360	235	13	:	:	PUNCT
easat-11360	235	14	10.55214/2576	10.55214/2576	NUM
easat-11360	235	15	-	-	SYM
easat-11360	235	16	8484.v9i12.11360	8484.v9i12.11360	NOUN
easat-11360	236	1	©	©	ADP
easat-11360	236	2	2025	2025	NUM
easat-11360	236	3	by	by	ADP
easat-11360	236	4	the	the	DET
easat-11360	236	5	authors	author	NOUN
easat-11360	236	6	;	;	PUNCT
easat-11360	236	7	licensee	licensee	PROPN
easat-11360	236	8	learning	learn	VERB
easat-11360	236	9	gate	gate	PROPN
easat-11360	236	10	step	step	NOUN
easat-11360	236	11	9	9	NUM
easat-11360	236	12	.	.	PUNCT
easat-11360	237	1	defuzzification	defuzzification	NOUN
easat-11360	237	2	of	of	ADP
easat-11360	237	3	aggregate	aggregate	ADJ
easat-11360	237	4	deviation	deviation	NOUN
easat-11360	237	5	scores	score	NOUN
easat-11360	237	6	.	.	PUNCT
easat-11360	238	1	in	in	ADP
easat-11360	238	2	this	this	DET
easat-11360	238	3	step	step	NOUN
easat-11360	238	4	,	,	PUNCT
easat-11360	238	5	fuzzy	fuzzy	ADJ
easat-11360	238	6	numbers	number	NOUN
easat-11360	238	7	are	be	AUX
easat-11360	238	8	transformed	transform	VERB
easat-11360	238	9	into	into	ADP
easat-11360	238	10	crisp	crisp	ADJ
easat-11360	238	11	values	value	NOUN
easat-11360	238	12	.	.	PUNCT
easat-11360	239	1	𝑠𝑖	𝑠𝑖	PROPN
easat-11360	239	2	±	±	NUM
easat-11360	239	3	𝑑𝑒𝑓	𝑑𝑒𝑓	NOUN
easat-11360	239	4	=	=	SYM
easat-11360	239	5	𝑑𝑖	𝑑𝑖	PROPN
easat-11360	239	6	𝑙+4𝑑𝑖	𝑙+4𝑑𝑖	X
easat-11360	239	7	𝑚+𝑑𝑖	𝑚+𝑑𝑖	NOUN
easat-11360	239	8	𝑢	𝑢	PRON
easat-11360	239	9	6	6	NUM
easat-11360	239	10	(	(	PUNCT
easat-11360	239	11	11	11	NUM
easat-11360	239	12	)	)	PUNCT
easat-11360	239	13	step	step	NOUN
easat-11360	239	14	10	10	NUM
easat-11360	239	15	.	.	PUNCT
easat-11360	240	1	calculating	calculate	VERB
easat-11360	240	2	the	the	DET
easat-11360	240	3	utility	utility	NOUN
easat-11360	240	4	function	function	NOUN
easat-11360	240	5	.	.	PUNCT
easat-11360	241	1	this	this	DET
easat-11360	241	2	step	step	NOUN
easat-11360	241	3	involves	involve	VERB
easat-11360	241	4	calculating	calculate	VERB
easat-11360	241	5	the	the	DET
easat-11360	241	6	deviation	deviation	NOUN
easat-11360	241	7	of	of	ADP
easat-11360	241	8	the	the	DET
easat-11360	241	9	alternatives	alternative	NOUN
easat-11360	241	10	from	from	ADP
easat-11360	241	11	the	the	DET
easat-11360	241	12	optimal	optimal	ADJ
easat-11360	241	13	alternatives	alternative	NOUN
easat-11360	241	14	.	.	PUNCT
easat-11360	242	1	𝐾𝑖	𝐾𝑖	PUNCT
easat-11360	242	2	+	+	NUM
easat-11360	242	3	=	=	NOUN
easat-11360	242	4	𝑠0	𝑠0	NOUN
easat-11360	242	5	+	+	CCONJ
easat-11360	242	6	𝑠𝑖	𝑠𝑖	VERB
easat-11360	242	7	+	+	NOUN
easat-11360	242	8	⁡	⁡	X
easat-11360	242	9	(	(	PUNCT
easat-11360	242	10	12	12	NUM
easat-11360	242	11	)	)	PUNCT
easat-11360	243	1	𝐾𝑖	𝐾𝑖	PRON
easat-11360	243	2	−	−	NOUN
easat-11360	243	3	=	=	PUNCT
easat-11360	243	4	𝑠𝑖	𝑠𝑖	NOUN
easat-11360	243	5	−	−	NOUN
easat-11360	243	6	𝑠0	𝑠0	NOUN
easat-11360	243	7	−	−	PROPN
easat-11360	243	8	(	(	PUNCT
easat-11360	243	9	13	13	NUM
easat-11360	243	10	)	)	PUNCT
easat-11360	243	11	where	where	SCONJ
easat-11360	243	12	𝑠0	𝑠0	NOUN
easat-11360	244	1	+	+	NOUN
easat-11360	244	2	and	and	CCONJ
easat-11360	244	3	𝑠0	𝑠0	PROPN
easat-11360	244	4	−	−	PROPN
easat-11360	244	5	are	be	AUX
easat-11360	244	6	optimal	optimal	ADJ
easat-11360	244	7	alternatives	alternative	NOUN
easat-11360	244	8	.	.	PUNCT
easat-11360	245	1	step	step	NOUN
easat-11360	245	2	11	11	NUM
easat-11360	245	3	.	.	PUNCT
easat-11360	246	1	ranking	rank	VERB
easat-11360	246	2	the	the	DET
easat-11360	246	3	alternatives	alternative	NOUN
easat-11360	246	4	.	.	PUNCT
easat-11360	247	1	the	the	DET
easat-11360	247	2	final	final	ADJ
easat-11360	247	3	value	value	NOUN
easat-11360	247	4	is	be	AUX
easat-11360	247	5	obtained	obtain	VERB
easat-11360	247	6	by	by	ADP
easat-11360	247	7	calculating	calculate	VERB
easat-11360	247	8	the	the	DET
easat-11360	247	9	average	average	ADJ
easat-11360	247	10	value	value	NOUN
easat-11360	247	11	of	of	ADP
easat-11360	247	12	the	the	DET
easat-11360	247	13	utility	utility	NOUN
easat-11360	247	14	functions	function	NOUN
easat-11360	247	15	.	.	PUNCT
easat-11360	248	1	𝑄𝑖	𝑄𝑖	NOUN
easat-11360	248	2	=	=	PUNCT
easat-11360	249	1	𝐾𝑖	𝐾𝑖	PROPN
easat-11360	249	2	+	+	ADJ
easat-11360	249	3	+	+	ADJ
easat-11360	249	4	𝐾𝑖	𝐾𝑖	ADJ
easat-11360	249	5	+	+	ADJ
easat-11360	249	6	2	2	NUM
easat-11360	249	7	(	(	PUNCT
easat-11360	249	8	14	14	NUM
easat-11360	249	9	)	)	PUNCT
easat-11360	249	10	the	the	DET
easat-11360	249	11	best	good	ADJ
easat-11360	249	12	alternative	alternative	NOUN
easat-11360	249	13	is	be	AUX
easat-11360	249	14	the	the	DET
easat-11360	249	15	one	one	NOUN
easat-11360	249	16	that	that	PRON
easat-11360	249	17	has	have	VERB
easat-11360	249	18	the	the	DET
easat-11360	249	19	highest	high	ADJ
easat-11360	249	20	value	value	NOUN
easat-11360	249	21	in	in	ADP
easat-11360	249	22	the	the	DET
easat-11360	249	23	fuzzy	fuzzy	ADJ
easat-11360	249	24	cradis	cradi	NOUN
easat-11360	249	25	method	method	NOUN
easat-11360	249	26	and	and	CCONJ
easat-11360	249	27	vice	vice	ADV
easat-11360	249	28	versa	versa	ADV
easat-11360	249	29	.	.	PUNCT
easat-11360	250	1	4	4	X
easat-11360	250	2	.	.	X
easat-11360	250	3	results	result	VERB
easat-11360	250	4	the	the	DET
easat-11360	250	5	first	first	ADJ
easat-11360	250	6	step	step	NOUN
easat-11360	250	7	in	in	ADP
easat-11360	250	8	applying	apply	VERB
easat-11360	250	9	the	the	DET
easat-11360	250	10	mcdm	mcdm	ADJ
easat-11360	250	11	method	method	NOUN
easat-11360	250	12	to	to	PART
easat-11360	250	13	evaluate	evaluate	VERB
easat-11360	250	14	which	which	DET
easat-11360	250	15	fintech	fintech	NOUN
easat-11360	250	16	alternative	alternative	NOUN
easat-11360	250	17	has	have	VERB
easat-11360	250	18	the	the	DET
easat-11360	250	19	best	good	ADJ
easat-11360	250	20	indicators	indicator	NOUN
easat-11360	250	21	is	be	AUX
easat-11360	250	22	to	to	PART
easat-11360	250	23	determine	determine	VERB
easat-11360	250	24	the	the	DET
easat-11360	250	25	importance	importance	NOUN
easat-11360	250	26	of	of	ADP
easat-11360	250	27	the	the	DET
easat-11360	250	28	criteria	criterion	NOUN
easat-11360	250	29	.	.	PUNCT
easat-11360	251	1	when	when	SCONJ
easat-11360	251	2	assessing	assess	VERB
easat-11360	251	3	the	the	DET
easat-11360	251	4	importance	importance	NOUN
easat-11360	251	5	of	of	ADP
easat-11360	251	6	the	the	DET
easat-11360	251	7	criteria	criterion	NOUN
easat-11360	251	8	,	,	PUNCT
easat-11360	251	9	the	the	DET
easat-11360	251	10	ratings	rating	NOUN
easat-11360	251	11	provided	provide	VERB
easat-11360	251	12	by	by	ADP
easat-11360	251	13	experts	expert	NOUN
easat-11360	251	14	in	in	ADP
easat-11360	251	15	the	the	DET
easat-11360	251	16	form	form	NOUN
easat-11360	251	17	of	of	ADP
easat-11360	251	18	linguistic	linguistic	ADJ
easat-11360	251	19	values	value	NOUN
easat-11360	251	20	(	(	PUNCT
easat-11360	251	21	table	table	NOUN
easat-11360	251	22	3	3	NUM
easat-11360	251	23	)	)	PUNCT
easat-11360	251	24	are	be	AUX
easat-11360	251	25	used	use	VERB
easat-11360	251	26	.	.	PUNCT
easat-11360	252	1	these	these	DET
easat-11360	252	2	ratings	rating	NOUN
easat-11360	252	3	form	form	VERB
easat-11360	252	4	the	the	DET
easat-11360	252	5	basis	basis	NOUN
easat-11360	252	6	for	for	ADP
easat-11360	252	7	assigning	assign	VERB
easat-11360	252	8	weights	weight	NOUN
easat-11360	252	9	to	to	ADP
easat-11360	252	10	the	the	DET
easat-11360	252	11	criteria	criterion	NOUN
easat-11360	252	12	using	use	VERB
easat-11360	252	13	the	the	DET
easat-11360	252	14	fuzzy	fuzzy	ADJ
easat-11360	252	15	lmaw	lmaw	PROPN
easat-11360	252	16	method	method	PROPN
easat-11360	252	17	.	.	PUNCT
easat-11360	253	1	since	since	SCONJ
easat-11360	253	2	this	this	DET
easat-11360	253	3	method	method	NOUN
easat-11360	253	4	has	have	AUX
easat-11360	253	5	been	be	AUX
easat-11360	253	6	widely	widely	ADV
easat-11360	253	7	used	use	VERB
easat-11360	253	8	in	in	ADP
easat-11360	253	9	practice	practice	NOUN
easat-11360	253	10	,	,	PUNCT
easat-11360	253	11	its	its	PRON
easat-11360	253	12	detailed	detailed	ADJ
easat-11360	253	13	steps	step	NOUN
easat-11360	253	14	will	will	AUX
easat-11360	253	15	not	not	PART
easat-11360	253	16	be	be	AUX
easat-11360	253	17	explained	explain	VERB
easat-11360	253	18	.	.	PUNCT
easat-11360	254	1	after	after	ADP
easat-11360	254	2	collecting	collect	VERB
easat-11360	254	3	the	the	DET
easat-11360	254	4	expert	expert	NOUN
easat-11360	254	5	ratings	rating	NOUN
easat-11360	254	6	,	,	PUNCT
easat-11360	254	7	the	the	DET
easat-11360	254	8	ratings	rating	NOUN
easat-11360	254	9	are	be	AUX
easat-11360	254	10	prepared	prepare	VERB
easat-11360	254	11	for	for	ADP
easat-11360	254	12	analysis	analysis	NOUN
easat-11360	254	13	by	by	ADP
easat-11360	254	14	converting	convert	VERB
easat-11360	254	15	them	they	PRON
easat-11360	254	16	into	into	ADP
easat-11360	254	17	appropriate	appropriate	ADJ
easat-11360	254	18	fuzzy	fuzzy	ADJ
easat-11360	254	19	numbers	number	NOUN
easat-11360	254	20	.	.	PUNCT
easat-11360	255	1	for	for	ADP
easat-11360	255	2	example	example	NOUN
easat-11360	255	3	,	,	PUNCT
easat-11360	255	4	the	the	DET
easat-11360	255	5	linguistic	linguistic	ADJ
easat-11360	255	6	value	value	NOUN
easat-11360	255	7	'	'	PUNCT
easat-11360	255	8	very	very	ADV
easat-11360	255	9	good	good	ADJ
easat-11360	255	10	'	'	PUNCT
easat-11360	255	11	is	be	AUX
easat-11360	255	12	transformed	transform	VERB
easat-11360	255	13	into	into	ADP
easat-11360	255	14	the	the	DET
easat-11360	255	15	fuzzy	fuzzy	ADJ
easat-11360	255	16	number	number	NOUN
easat-11360	255	17	8	8	NUM
easat-11360	255	18	,	,	PUNCT
easat-11360	255	19	9	9	NUM
easat-11360	255	20	,	,	PUNCT
easat-11360	255	21	9	9	NUM
easat-11360	255	22	.	.	PUNCT
easat-11360	256	1	this	this	DET
easat-11360	256	2	conversion	conversion	NOUN
easat-11360	256	3	is	be	AUX
easat-11360	256	4	carried	carry	VERB
easat-11360	256	5	out	out	ADP
easat-11360	256	6	using	use	VERB
easat-11360	256	7	the	the	DET
easat-11360	256	8	defined	define	VERB
easat-11360	256	9	membership	membership	NOUN
easat-11360	256	10	function	function	NOUN
easat-11360	256	11	(	(	PUNCT
easat-11360	256	12	table	table	NOUN
easat-11360	256	13	2	2	NUM
easat-11360	256	14	)	)	PUNCT
easat-11360	256	15	.	.	PUNCT
easat-11360	257	1	table	table	NOUN
easat-11360	257	2	3	3	NUM
easat-11360	257	3	.	.	PUNCT
easat-11360	257	4	criteria	criterion	NOUN
easat-11360	257	5	values	value	NOUN
easat-11360	257	6	using	use	VERB
easat-11360	257	7	linguistic	linguistic	ADJ
easat-11360	257	8	terms	term	NOUN
easat-11360	257	9	.	.	PUNCT
easat-11360	258	1	c1	c1	PROPN
easat-11360	258	2	c2	c2	PROPN
easat-11360	258	3	c3	c3	PROPN
easat-11360	258	4	c4	c4	PROPN
easat-11360	258	5	c5	c5	PROPN
easat-11360	258	6	c6	c6	PROPN
easat-11360	258	7	c7	c7	PROPN
easat-11360	258	8	c8	c8	PROPN
easat-11360	258	9	c9	c9	PROPN
easat-11360	258	10	c10	c10	PROPN
easat-11360	258	11	c11	c11	PROPN
easat-11360	258	12	c12	c12	PROPN
easat-11360	258	13	expert	expert	NOUN
easat-11360	258	14	1	1	NUM
easat-11360	258	15	v	v	NOUN
easat-11360	258	16	-	-	PUNCT
easat-11360	258	17	g	g	NOUN
easat-11360	258	18	g	g	PROPN
easat-11360	258	19	m	m	PROPN
easat-11360	258	20	-	-	PROPN
easat-11360	258	21	b	b	PROPN
easat-11360	258	22	b	b	PROPN
easat-11360	258	23	me	i	PRON
easat-11360	258	24	m	m	PROPN
easat-11360	258	25	-	-	NOUN
easat-11360	258	26	g	g	ADP
easat-11360	258	27	g	g	PROPN
easat-11360	258	28	b	b	PROPN
easat-11360	258	29	b	b	PROPN
easat-11360	258	30	m	m	PROPN
easat-11360	258	31	-	-	PUNCT
easat-11360	258	32	b	b	PROPN
easat-11360	258	33	m	m	NOUN
easat-11360	258	34	-	-	PROPN
easat-11360	258	35	g	g	NOUN
easat-11360	258	36	v	v	NOUN
easat-11360	258	37	-	-	PUNCT
easat-11360	258	38	b	b	NOUN
easat-11360	258	39	expert	expert	NOUN
easat-11360	258	40	2	2	NUM
easat-11360	258	41	v	v	NOUN
easat-11360	258	42	-	-	PUNCT
easat-11360	258	43	g	g	NOUN
easat-11360	258	44	v	v	NOUN
easat-11360	258	45	-	-	PUNCT
easat-11360	258	46	g	g	NOUN
easat-11360	258	47	m	m	NOUN
easat-11360	258	48	-	-	PROPN
easat-11360	258	49	b	b	NOUN
easat-11360	258	50	me	me	PROPN
easat-11360	258	51	m	m	NOUN
easat-11360	258	52	-	-	NOUN
easat-11360	258	53	g	g	VERB
easat-11360	258	54	me	i	PRON
easat-11360	258	55	b	b	PROPN
easat-11360	258	56	v	v	ADP
easat-11360	258	57	-	-	PUNCT
easat-11360	258	58	b	b	NOUN
easat-11360	258	59	b	b	PROPN
easat-11360	258	60	m	m	PROPN
easat-11360	258	61	-	-	PUNCT
easat-11360	258	62	b	b	PROPN
easat-11360	258	63	m	m	NOUN
easat-11360	258	64	-	-	PROPN
easat-11360	258	65	g	g	NOUN
easat-11360	258	66	b	b	PROPN
easat-11360	258	67	expert	expert	NOUN
easat-11360	258	68	3	3	NUM
easat-11360	258	69	g	g	NOUN
easat-11360	258	70	v	v	NOUN
easat-11360	258	71	-	-	PUNCT
easat-11360	258	72	g	g	NOUN
easat-11360	258	73	m	m	NOUN
easat-11360	258	74	-	-	PROPN
easat-11360	258	75	b	b	NOUN
easat-11360	258	76	me	me	PROPN
easat-11360	258	77	m	m	NOUN
easat-11360	258	78	-	-	NOUN
easat-11360	258	79	g	g	VERB
easat-11360	258	80	me	me	PROPN
easat-11360	258	81	m	m	NOUN
easat-11360	258	82	-	-	PUNCT
easat-11360	258	83	g	g	NOUN
easat-11360	258	84	m	m	PROPN
easat-11360	258	85	-	-	PROPN
easat-11360	258	86	b	b	PROPN
easat-11360	258	87	b	b	PROPN
easat-11360	258	88	m	m	PROPN
easat-11360	258	89	-	-	PROPN
easat-11360	258	90	b	b	NOUN
easat-11360	258	91	me	i	PRON
easat-11360	258	92	b	b	PROPN
easat-11360	258	93	expert	expert	NOUN
easat-11360	258	94	4	4	NUM
easat-11360	258	95	v	v	NOUN
easat-11360	258	96	-	-	PUNCT
easat-11360	258	97	g	g	NOUN
easat-11360	258	98	g	g	PROPN
easat-11360	258	99	me	me	PROPN
easat-11360	258	100	m	m	PROPN
easat-11360	258	101	-	-	PUNCT
easat-11360	258	102	g	g	NOUN
easat-11360	258	103	m	m	NOUN
easat-11360	258	104	-	-	NOUN
easat-11360	258	105	g	g	VERB
easat-11360	258	106	me	me	PROPN
easat-11360	258	107	m	m	NOUN
easat-11360	258	108	-	-	PUNCT
easat-11360	258	109	g	g	NOUN
easat-11360	258	110	m	m	PROPN
easat-11360	258	111	-	-	PROPN
easat-11360	258	112	b	b	PROPN
easat-11360	258	113	b	b	PROPN
easat-11360	258	114	m	m	PROPN
easat-11360	258	115	-	-	PROPN
easat-11360	258	116	b	b	VERB
easat-11360	258	117	me	me	PROPN
easat-11360	258	118	m	m	PROPN
easat-11360	258	119	-	-	PUNCT
easat-11360	258	120	b	b	NOUN
easat-11360	258	121	expert	expert	NOUN
easat-11360	258	122	5	5	NUM
easat-11360	258	123	v	v	NOUN
easat-11360	258	124	-	-	PUNCT
easat-11360	258	125	g	g	NOUN
easat-11360	258	126	v	v	NOUN
easat-11360	258	127	-	-	PUNCT
easat-11360	258	128	g	g	NOUN
easat-11360	258	129	m	m	NOUN
easat-11360	258	130	-	-	NOUN
easat-11360	258	131	g	g	VERB
easat-11360	258	132	me	me	PROPN
easat-11360	258	133	m	m	PROPN
easat-11360	258	134	-	-	PROPN
easat-11360	258	135	b	b	PROPN
easat-11360	258	136	b	b	PROPN
easat-11360	258	137	g	g	PROPN
easat-11360	258	138	m	m	PROPN
easat-11360	258	139	-	-	PROPN
easat-11360	258	140	b	b	NOUN
easat-11360	258	141	me	me	PROPN
easat-11360	258	142	m	m	PROPN
easat-11360	258	143	-	-	PUNCT
easat-11360	258	144	b	b	PROPN
easat-11360	258	145	m	m	NOUN
easat-11360	258	146	-	-	PROPN
easat-11360	258	147	g	g	NOUN
easat-11360	258	148	b	b	PROPN
easat-11360	258	149	expert	expert	NOUN
easat-11360	258	150	6	6	NUM
easat-11360	258	151	v	v	NOUN
easat-11360	258	152	-	-	PUNCT
easat-11360	258	153	g	g	NOUN
easat-11360	258	154	v	v	NOUN
easat-11360	258	155	-	-	PUNCT
easat-11360	258	156	g	g	NOUN
easat-11360	258	157	b	b	PROPN
easat-11360	258	158	m	m	PROPN
easat-11360	258	159	-	-	PROPN
easat-11360	258	160	b	b	NOUN
easat-11360	258	161	me	i	PRON
easat-11360	258	162	me	i	PRON
easat-11360	258	163	g	g	PROPN
easat-11360	258	164	m	m	PROPN
easat-11360	258	165	-	-	PROPN
easat-11360	258	166	b	b	PROPN
easat-11360	258	167	b	b	PROPN
easat-11360	258	168	m	m	PROPN
easat-11360	258	169	-	-	PUNCT
easat-11360	258	170	b	b	PROPN
easat-11360	258	171	m	m	NOUN
easat-11360	258	172	-	-	PROPN
easat-11360	258	173	g	g	NOUN
easat-11360	258	174	v	v	NOUN
easat-11360	258	175	-	-	PUNCT
easat-11360	258	176	b	b	NOUN
easat-11360	258	177	expert	expert	NOUN
easat-11360	258	178	7	7	NUM
easat-11360	258	179	v	v	NOUN
easat-11360	258	180	-	-	PUNCT
easat-11360	258	181	g	g	NOUN
easat-11360	258	182	g	g	PROPN
easat-11360	258	183	me	me	PROPN
easat-11360	258	184	m	m	PROPN
easat-11360	258	185	-	-	PROPN
easat-11360	258	186	b	b	NOUN
easat-11360	258	187	me	i	PRON
easat-11360	258	188	b	b	PROPN
easat-11360	258	189	g	g	PROPN
easat-11360	258	190	m	m	PROPN
easat-11360	258	191	-	-	PROPN
easat-11360	258	192	b	b	NOUN
easat-11360	258	193	me	i	PRON
easat-11360	258	194	b	b	PROPN
easat-11360	258	195	m	m	NOUN
easat-11360	258	196	-	-	PUNCT
easat-11360	258	197	g	g	NOUN
easat-11360	258	198	m	m	PROPN
easat-11360	258	199	-	-	PUNCT
easat-11360	258	200	b	b	NOUN
easat-11360	258	201	expert	expert	NOUN
easat-11360	258	202	8	8	NUM
easat-11360	258	203	v	v	NOUN
easat-11360	258	204	-	-	PUNCT
easat-11360	258	205	g	g	NOUN
easat-11360	258	206	g	g	PROPN
easat-11360	258	207	m	m	NOUN
easat-11360	258	208	-	-	NOUN
easat-11360	258	209	g	g	ADP
easat-11360	258	210	me	me	PROPN
easat-11360	258	211	m	m	NOUN
easat-11360	258	212	-	-	PROPN
easat-11360	258	213	b	b	VERB
easat-11360	258	214	me	i	PRON
easat-11360	258	215	g	g	PROPN
easat-11360	258	216	m	m	PROPN
easat-11360	258	217	-	-	PROPN
easat-11360	258	218	b	b	NOUN
easat-11360	258	219	me	me	PROPN
easat-11360	258	220	m	m	PROPN
easat-11360	258	221	-	-	PUNCT
easat-11360	258	222	g	g	NOUN
easat-11360	258	223	m	m	NOUN
easat-11360	258	224	-	-	NOUN
easat-11360	258	225	g	g	NOUN
easat-11360	258	226	m	m	NOUN
easat-11360	258	227	-	-	PUNCT
easat-11360	258	228	b	b	NOUN
easat-11360	258	229	since	since	SCONJ
easat-11360	258	230	the	the	DET
easat-11360	258	231	lowest	low	ADJ
easat-11360	258	232	rating	rating	NOUN
easat-11360	258	233	was	be	AUX
easat-11360	258	234	“	"	PUNCT
easat-11360	258	235	very	very	ADV
easat-11360	258	236	bad	bad	ADJ
easat-11360	258	237	,	,	PUNCT
easat-11360	258	238	”	"	PUNCT
easat-11360	258	239	the	the	DET
easat-11360	258	240	corresponding	corresponding	ADJ
easat-11360	258	241	fuzzy	fuzzy	ADJ
easat-11360	258	242	number	number	NOUN
easat-11360	258	243	is	be	AUX
easat-11360	258	244	1	1	NUM
easat-11360	258	245	.	.	PUNCT
easat-11360	259	1	therefore	therefore	ADV
easat-11360	259	2	,	,	PUNCT
easat-11360	259	3	the	the	DET
easat-11360	259	4	absolute	absolute	ADJ
easat-11360	259	5	anti	anti	ADJ
easat-11360	259	6	-	-	ADJ
easat-11360	259	7	ideal	ideal	ADJ
easat-11360	259	8	point	point	NOUN
easat-11360	259	9	must	must	AUX
easat-11360	259	10	be	be	AUX
easat-11360	259	11	less	less	ADJ
easat-11360	259	12	than	than	ADP
easat-11360	259	13	this	this	PRON
easat-11360	259	14	;	;	PUNCT
easat-11360	259	15	in	in	ADP
easat-11360	259	16	this	this	DET
easat-11360	259	17	study	study	NOUN
easat-11360	259	18	,	,	PUNCT
easat-11360	259	19	it	it	PRON
easat-11360	259	20	was	be	AUX
easat-11360	259	21	set	set	VERB
easat-11360	259	22	to	to	ADP
easat-11360	259	23	0.9	0.9	NUM
easat-11360	259	24	.	.	PUNCT
easat-11360	260	1	all	all	DET
easat-11360	260	2	fuzzy	fuzzy	ADJ
easat-11360	260	3	values	value	NOUN
easat-11360	260	4	in	in	ADP
easat-11360	260	5	this	this	DET
easat-11360	260	6	membership	membership	NOUN
easat-11360	260	7	function	function	NOUN
easat-11360	260	8	are	be	AUX
easat-11360	260	9	then	then	ADV
easat-11360	260	10	divided	divide	VERB
easat-11360	260	11	by	by	ADP
easat-11360	260	12	this	this	DET
easat-11360	260	13	value	value	NOUN
easat-11360	260	14	to	to	PART
easat-11360	260	15	form	form	VERB
easat-11360	260	16	a	a	DET
easat-11360	260	17	vector	vector	NOUN
easat-11360	260	18	relationship	relationship	NOUN
easat-11360	260	19	(	(	PUNCT
easat-11360	260	20	expression	expression	NOUN
easat-11360	260	21	1	1	NUM
easat-11360	260	22	)	)	PUNCT
easat-11360	260	23	.	.	PUNCT
easat-11360	261	1	next	next	ADV
easat-11360	261	2	,	,	PUNCT
easat-11360	261	3	the	the	DET
easat-11360	261	4	natural	natural	ADJ
easat-11360	261	5	logarithm	logarithm	NOUN
easat-11360	261	6	(	(	PUNCT
easat-11360	261	7	ln	ln	NOUN
easat-11360	261	8	)	)	PUNCT
easat-11360	261	9	of	of	ADP
easat-11360	261	10	the	the	DET
easat-11360	261	11	relationship	relationship	NOUN
easat-11360	261	12	vector	vector	NOUN
easat-11360	261	13	values	value	NOUN
easat-11360	261	14	is	be	AUX
easat-11360	261	15	calculated	calculate	VERB
easat-11360	261	16	.	.	PUNCT
easat-11360	262	1	after	after	ADP
easat-11360	262	2	computing	compute	VERB
easat-11360	262	3	all	all	DET
easat-11360	262	4	the	the	DET
easat-11360	262	5	natural	natural	ADJ
easat-11360	262	6	logarithm	logarithm	NOUN
easat-11360	262	7	(	(	PUNCT
easat-11360	262	8	ln	ln	NOUN
easat-11360	262	9	)	)	PUNCT
easat-11360	262	10	values	value	NOUN
easat-11360	262	11	,	,	PUNCT
easat-11360	262	12	the	the	DET
easat-11360	262	13	product	product	NOUN
easat-11360	262	14	of	of	ADP
easat-11360	262	15	each	each	DET
easat-11360	262	16	expert	expert	NOUN
easat-11360	262	17	's	's	PART
easat-11360	262	18	values	value	NOUN
easat-11360	262	19	across	across	ADP
easat-11360	262	20	all	all	DET
easat-11360	262	21	criteria	criterion	NOUN
easat-11360	262	22	is	be	AUX
easat-11360	262	23	also	also	ADV
easat-11360	262	24	determined	determine	VERB
easat-11360	262	25	,	,	PUNCT
easat-11360	262	26	and	and	CCONJ
easat-11360	262	27	individual	individual	ADJ
easat-11360	262	28	values	value	NOUN
easat-11360	262	29	are	be	AUX
easat-11360	262	30	divided	divide	VERB
easat-11360	262	31	by	by	ADP
easat-11360	262	32	this	this	DET
easat-11360	262	33	product	product	NOUN
easat-11360	262	34	(	(	PUNCT
easat-11360	262	35	expression	expression	NOUN
easat-11360	262	36	2	2	NUM
easat-11360	262	37	)	)	PUNCT
easat-11360	262	38	.	.	PUNCT
easat-11360	263	1	this	this	DET
easat-11360	263	2	process	process	NOUN
easat-11360	263	3	results	result	VERB
easat-11360	263	4	in	in	ADP
easat-11360	263	5	the	the	DET
easat-11360	263	6	criterion	criterion	NOUN
easat-11360	263	7	weight	weight	NOUN
easat-11360	263	8	vector	vector	NOUN
easat-11360	263	9	.	.	PUNCT
easat-11360	264	1	the	the	DET
easat-11360	264	2	final	final	ADJ
easat-11360	264	3	step	step	NOUN
easat-11360	264	4	is	be	AUX
easat-11360	264	5	to	to	PART
easat-11360	264	6	calculate	calculate	VERB
easat-11360	264	7	the	the	DET
easat-11360	264	8	average	average	NOUN
easat-11360	264	9	of	of	ADP
easat-11360	264	10	the	the	DET
easat-11360	264	11	weight	weight	NOUN
easat-11360	264	12	vector	vector	NOUN
easat-11360	264	13	,	,	PUNCT
easat-11360	264	14	which	which	PRON
easat-11360	264	15	represents	represent	VERB
easat-11360	264	16	the	the	DET
easat-11360	264	17	final	final	ADJ
easat-11360	264	18	weights	weight	NOUN
easat-11360	264	19	for	for	ADP
easat-11360	264	20	the	the	DET
easat-11360	264	21	criteria	criterion	NOUN
easat-11360	264	22	.	.	PUNCT
easat-11360	265	1	using	use	VERB
easat-11360	265	2	the	the	DET
easat-11360	265	3	fuzzy	fuzzy	ADJ
easat-11360	265	4	lmaw	lmaw	NOUN
easat-11360	265	5	method	method	NOUN
easat-11360	265	6	and	and	CCONJ
easat-11360	265	7	based	base	VERB
easat-11360	265	8	on	on	ADP
easat-11360	265	9	expert	expert	NOUN
easat-11360	265	10	ratings	rating	NOUN
easat-11360	265	11	,	,	PUNCT
easat-11360	265	12	results	result	NOUN
easat-11360	265	13	indicate	indicate	VERB
easat-11360	265	14	that	that	SCONJ
easat-11360	265	15	c1	c1	PROPN
easat-11360	265	16	security	security	PROPN
easat-11360	265	17	and	and	CCONJ
easat-11360	265	18	c2	c2	PROPN
easat-11360	265	19	privacy	privacy	NOUN
easat-11360	265	20	are	be	AUX
easat-11360	265	21	the	the	DET
easat-11360	265	22	most	most	ADV
easat-11360	265	23	important	important	ADJ
easat-11360	265	24	criteria	criterion	NOUN
easat-11360	265	25	for	for	ADP
easat-11360	265	26	selecting	select	VERB
easat-11360	265	27	a	a	DET
easat-11360	265	28	fintech	fintech	NOUN
easat-11360	265	29	alternative	alternative	NOUN
easat-11360	265	30	.	.	PUNCT
easat-11360	266	1	the	the	DET
easat-11360	266	2	results	result	NOUN
easat-11360	266	3	clearly	clearly	ADV
easat-11360	266	4	show	show	VERB
easat-11360	266	5	that	that	SCONJ
easat-11360	266	6	security	security	NOUN
easat-11360	266	7	and	and	CCONJ
easat-11360	266	8	privacy	privacy	NOUN
easat-11360	266	9	are	be	AUX
easat-11360	266	10	the	the	DET
easat-11360	266	11	foundational	foundational	ADJ
easat-11360	266	12	criteria	criterion	NOUN
easat-11360	266	13	for	for	ADP
easat-11360	266	14	these	these	DET
easat-11360	266	15	alternatives	alternative	NOUN
easat-11360	266	16	.	.	PUNCT
easat-11360	267	1	332	332	NUM
easat-11360	267	2	edelweiss	edelweiss	PROPN
easat-11360	267	3	applied	apply	VERB
easat-11360	267	4	science	science	NOUN
easat-11360	267	5	and	and	CCONJ
easat-11360	267	6	technology	technology	NOUN
easat-11360	267	7	issn	issn	PROPN
easat-11360	267	8	:	:	PUNCT
easat-11360	267	9	2576	2576	NUM
easat-11360	267	10	-	-	SYM
easat-11360	267	11	8484	8484	NUM
easat-11360	267	12	vol	vol	NOUN
easat-11360	267	13	.	.	PROPN
easat-11360	268	1	9	9	NUM
easat-11360	268	2	,	,	PUNCT
easat-11360	268	3	no	no	INTJ
easat-11360	268	4	.	.	NOUN
easat-11360	268	5	12	12	NUM
easat-11360	268	6	:	:	PUNCT
easat-11360	268	7	325	325	NUM
easat-11360	268	8	-	-	SYM
easat-11360	268	9	337	337	NUM
easat-11360	268	10	,	,	PUNCT
easat-11360	268	11	2025	2025	NUM
easat-11360	268	12	doi	doi	NOUN
easat-11360	268	13	:	:	PUNCT
easat-11360	268	14	10.55214/2576	10.55214/2576	NUM
easat-11360	268	15	-	-	SYM
easat-11360	268	16	8484.v9i12.11360	8484.v9i12.11360	NOUN
easat-11360	269	1	©	©	ADP
easat-11360	269	2	2025	2025	NUM
easat-11360	269	3	by	by	ADP
easat-11360	269	4	the	the	DET
easat-11360	269	5	authors	author	NOUN
easat-11360	269	6	;	;	PUNCT
easat-11360	269	7	licensee	licensee	PROPN
easat-11360	269	8	learning	learn	VERB
easat-11360	269	9	gate	gate	NOUN
easat-11360	269	10	table	table	NOUN
easat-11360	269	11	4	4	NUM
easat-11360	269	12	.	.	PUNCT
easat-11360	270	1	values	value	NOUN
easat-11360	270	2	of	of	ADP
easat-11360	270	3	criterion	criterion	NOUN
easat-11360	270	4	weights	weight	NOUN
easat-11360	270	5	.	.	PUNCT
easat-11360	271	1	c1	c1	PROPN
easat-11360	271	2	c2	c2	PROPN
easat-11360	271	3	c3	c3	PROPN
easat-11360	271	4	c4	c4	PROPN
easat-11360	271	5	0.095	0.095	NUM
easat-11360	271	6	,	,	PUNCT
easat-11360	271	7	0.121	0.121	NUM
easat-11360	271	8	,	,	PUNCT
easat-11360	271	9	0.187	0.187	NUM
easat-11360	271	10	0.093	0.093	NUM
easat-11360	271	11	,	,	PUNCT
easat-11360	271	12	0.119	0.119	NUM
easat-11360	271	13	,	,	PUNCT
easat-11360	271	14	0.187	0.187	NUM
easat-11360	271	15	0.017	0.017	NUM
easat-11360	271	16	,	,	PUNCT
easat-11360	271	17	0.076	0.076	NUM
easat-11360	271	18	,	,	PUNCT
easat-11360	271	19	0.150	0.150	NUM
easat-11360	271	20	0.022	0.022	NUM
easat-11360	271	21	,	,	PUNCT
easat-11360	271	22	0.077	0.077	NUM
easat-11360	271	23	,	,	PUNCT
easat-11360	271	24	0.151	0.151	NUM
easat-11360	271	25	c5	c5	PROPN
easat-11360	271	26	c6	c6	PROPN
easat-11360	271	27	c7	c7	PROPN
easat-11360	271	28	c8	c8	PROPN
easat-11360	271	29	0.033	0.033	NUM
easat-11360	271	30	,	,	PUNCT
easat-11360	271	31	0.089	0.089	NUM
easat-11360	271	32	,	,	PUNCT
easat-11360	271	33	0.166	0.166	NUM
easat-11360	271	34	0.030	0.030	NUM
easat-11360	271	35	,	,	PUNCT
easat-11360	271	36	0.077	0.077	NUM
easat-11360	271	37	,	,	PUNCT
easat-11360	271	38	0.148	0.148	NUM
easat-11360	271	39	0.059	0.059	NUM
easat-11360	271	40	,	,	PUNCT
easat-11360	271	41	0.101	0.101	NUM
easat-11360	271	42	,	,	PUNCT
easat-11360	271	43	0.172	0.172	NUM
easat-11360	271	44	0.005	0.005	NUM
easat-11360	271	45	,	,	PUNCT
easat-11360	271	46	0.045	0.045	NUM
easat-11360	271	47	,	,	PUNCT
easat-11360	271	48	0.121	0.121	NUM
easat-11360	271	49	c9	c9	PROPN
easat-11360	271	50	c10	c10	PROPN
easat-11360	271	51	c11	c11	PROPN
easat-11360	271	52	c12	c12	PROPN
easat-11360	271	53	0.012	0.012	NUM
easat-11360	271	54	,	,	PUNCT
easat-11360	271	55	0.056	0.056	NUM
easat-11360	271	56	,	,	PUNCT
easat-11360	271	57	0.119	0.119	NUM
easat-11360	271	58	0.007	0.007	NUM
easat-11360	271	59	,	,	PUNCT
easat-11360	271	60	0.065	0.065	NUM
easat-11360	271	61	,	,	PUNCT
easat-11360	271	62	0.138	0.138	NUM
easat-11360	271	63	0.069	0.069	NUM
easat-11360	271	64	,	,	PUNCT
easat-11360	271	65	0.104	0.104	NUM
easat-11360	271	66	,	,	PUNCT
easat-11360	271	67	0.182	0.182	NUM
easat-11360	271	68	0.005	0.005	NUM
easat-11360	271	69	,	,	PUNCT
easat-11360	271	70	0.030	0.030	NUM
easat-11360	271	71	,	,	PUNCT
easat-11360	271	72	0.101	0.101	NUM
easat-11360	271	73	after	after	SCONJ
easat-11360	271	74	the	the	DET
easat-11360	271	75	weights	weight	NOUN
easat-11360	271	76	of	of	ADP
easat-11360	271	77	the	the	DET
easat-11360	271	78	criteria	criterion	NOUN
easat-11360	271	79	are	be	AUX
easat-11360	271	80	determined	determine	VERB
easat-11360	271	81	,	,	PUNCT
easat-11360	271	82	a	a	DET
easat-11360	271	83	ranking	ranking	ADJ
easat-11360	271	84	order	order	NOUN
easat-11360	271	85	is	be	AUX
easat-11360	271	86	established	establish	VERB
easat-11360	271	87	.	.	PUNCT
easat-11360	272	1	the	the	DET
easat-11360	272	2	basis	basis	NOUN
easat-11360	272	3	for	for	ADP
easat-11360	272	4	this	this	DET
easat-11360	272	5	ranking	ranking	NOUN
easat-11360	272	6	is	be	AUX
easat-11360	272	7	the	the	DET
easat-11360	272	8	expert	expert	ADJ
easat-11360	272	9	ratings	rating	NOUN
easat-11360	272	10	(	(	PUNCT
easat-11360	272	11	table	table	NOUN
easat-11360	272	12	5	5	NUM
easat-11360	272	13	)	)	PUNCT
easat-11360	272	14	.	.	PUNCT
easat-11360	273	1	first	first	ADV
easat-11360	273	2	,	,	PUNCT
easat-11360	273	3	the	the	DET
easat-11360	273	4	experts	expert	NOUN
easat-11360	273	5	evaluate	evaluate	VERB
easat-11360	273	6	how	how	SCONJ
easat-11360	273	7	well	well	ADV
easat-11360	273	8	each	each	DET
easat-11360	273	9	fintech	fintech	NOUN
easat-11360	273	10	alternative	alternative	NOUN
easat-11360	273	11	meets	meet	VERB
easat-11360	273	12	these	these	DET
easat-11360	273	13	criteria	criterion	NOUN
easat-11360	273	14	and	and	CCONJ
easat-11360	273	15	then	then	ADV
easat-11360	273	16	provide	provide	VERB
easat-11360	273	17	ratings	rating	NOUN
easat-11360	273	18	using	use	VERB
easat-11360	273	19	linguistic	linguistic	ADJ
easat-11360	273	20	terms	term	NOUN
easat-11360	273	21	.	.	PUNCT
easat-11360	274	1	next	next	ADV
easat-11360	274	2	,	,	PUNCT
easat-11360	274	3	these	these	DET
easat-11360	274	4	ratings	rating	NOUN
easat-11360	274	5	are	be	AUX
easat-11360	274	6	converted	convert	VERB
easat-11360	274	7	into	into	ADP
easat-11360	274	8	fuzzy	fuzzy	ADJ
easat-11360	274	9	numbers	number	NOUN
easat-11360	274	10	,	,	PUNCT
easat-11360	274	11	and	and	CCONJ
easat-11360	274	12	a	a	DET
easat-11360	274	13	summary	summary	NOUN
easat-11360	274	14	fuzzy	fuzzy	ADJ
easat-11360	274	15	decision	decision	NOUN
easat-11360	274	16	matrix	matrix	NOUN
easat-11360	274	17	is	be	AUX
easat-11360	274	18	created	create	VERB
easat-11360	274	19	.	.	PUNCT
easat-11360	275	1	this	this	DET
easat-11360	275	2	matrix	matrix	NOUN
easat-11360	275	3	is	be	AUX
easat-11360	275	4	formed	form	VERB
easat-11360	275	5	by	by	ADP
easat-11360	275	6	calculating	calculate	VERB
easat-11360	275	7	the	the	DET
easat-11360	275	8	mean	mean	ADJ
easat-11360	275	9	value	value	NOUN
easat-11360	275	10	of	of	ADP
easat-11360	275	11	the	the	DET
easat-11360	275	12	fuzzy	fuzzy	ADJ
easat-11360	275	13	numbers	number	NOUN
easat-11360	275	14	from	from	ADP
easat-11360	275	15	all	all	DET
easat-11360	275	16	experts	expert	NOUN
easat-11360	275	17	.	.	PUNCT
easat-11360	276	1	this	this	DET
easat-11360	276	2	way	way	NOUN
easat-11360	276	3	,	,	PUNCT
easat-11360	276	4	all	all	DET
easat-11360	276	5	experts	expert	NOUN
easat-11360	276	6	have	have	VERB
easat-11360	276	7	an	an	DET
easat-11360	276	8	equal	equal	ADJ
easat-11360	276	9	influence	influence	NOUN
easat-11360	276	10	on	on	ADP
easat-11360	276	11	the	the	DET
easat-11360	276	12	ranking	ranking	NOUN
easat-11360	276	13	of	of	ADP
easat-11360	276	14	the	the	DET
easat-11360	276	15	alternatives	alternative	NOUN
easat-11360	276	16	.	.	PUNCT
easat-11360	277	1	table	table	NOUN
easat-11360	277	2	5	5	NUM
easat-11360	277	3	.	.	PUNCT
easat-11360	277	4	fintech	fintech	NOUN
easat-11360	277	5	alternatives	alternative	NOUN
easat-11360	277	6	rating	rating	NOUN
easat-11360	277	7	expert	expert	NOUN
easat-11360	277	8	1	1	NUM
easat-11360	277	9	c1	c1	PROPN
easat-11360	277	10	c2	c2	PROPN
easat-11360	277	11	c3	c3	PROPN
easat-11360	277	12	c4	c4	PROPN
easat-11360	277	13	c5	c5	PROPN
easat-11360	277	14	c6	c6	PROPN
easat-11360	277	15	c7	c7	PROPN
easat-11360	277	16	c8	c8	PROPN
easat-11360	277	17	c9	c9	PROPN
easat-11360	277	18	c10	c10	PROPN
easat-11360	277	19	c11	c11	PROPN
easat-11360	277	20	c12	c12	PROPN
easat-11360	277	21	ft	ft	NOUN
easat-11360	277	22	1	1	NUM
easat-11360	277	23	v	v	NOUN
easat-11360	277	24	-	-	PUNCT
easat-11360	277	25	g	g	NOUN
easat-11360	277	26	v	v	NOUN
easat-11360	277	27	-	-	PUNCT
easat-11360	277	28	g	g	NOUN
easat-11360	277	29	g	g	NOUN
easat-11360	277	30	v	v	NOUN
easat-11360	277	31	-	-	PUNCT
easat-11360	277	32	g	g	NOUN
easat-11360	277	33	g	g	NOUN
easat-11360	277	34	v	v	NOUN
easat-11360	277	35	-	-	PUNCT
easat-11360	277	36	g	g	NOUN
easat-11360	277	37	g	g	NOUN
easat-11360	277	38	v	v	NOUN
easat-11360	277	39	-	-	PUNCT
easat-11360	277	40	g	g	NOUN
easat-11360	277	41	g	g	NOUN
easat-11360	277	42	v	v	NOUN
easat-11360	277	43	-	-	PUNCT
easat-11360	277	44	g	g	NOUN
easat-11360	277	45	g	g	NOUN
easat-11360	277	46	v	v	NOUN
easat-11360	277	47	-	-	PUNCT
easat-11360	277	48	g	g	NOUN
easat-11360	277	49	ft	ft	ADP
easat-11360	277	50	2	2	NUM
easat-11360	277	51	g	g	NOUN
easat-11360	277	52	g	g	PROPN
easat-11360	277	53	v	v	NOUN
easat-11360	277	54	-	-	PUNCT
easat-11360	277	55	g	g	NOUN
easat-11360	277	56	g	g	NOUN
easat-11360	277	57	v	v	NOUN
easat-11360	277	58	-	-	PUNCT
easat-11360	277	59	g	g	NOUN
easat-11360	277	60	g	g	NOUN
easat-11360	277	61	g	g	PROPN
easat-11360	277	62	v	v	NOUN
easat-11360	277	63	-	-	PUNCT
easat-11360	277	64	g	g	NOUN
easat-11360	277	65	g	g	NOUN
easat-11360	277	66	g	g	PROPN
easat-11360	277	67	v	v	NOUN
easat-11360	277	68	-	-	PUNCT
easat-11360	277	69	g	g	NOUN
easat-11360	277	70	g	g	NOUN
easat-11360	277	71	ft	ft	INTJ
easat-11360	277	72	3	3	NUM
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easat-11360	277	519	m	m	NOUN
easat-11360	277	520	-	-	NOUN
easat-11360	277	521	g	g	NOUN
easat-11360	277	522	ft	ft	PROPN
easat-11360	277	523	9	9	NUM
easat-11360	277	524	m	m	PROPN
easat-11360	277	525	-	-	PUNCT
easat-11360	277	526	g	g	NOUN
easat-11360	277	527	m	m	NOUN
easat-11360	277	528	-	-	PROPN
easat-11360	277	529	b	b	NOUN
easat-11360	277	530	me	me	PROPN
easat-11360	277	531	m	m	PROPN
easat-11360	277	532	-	-	PUNCT
easat-11360	277	533	g	g	NOUN
easat-11360	277	534	m	m	PROPN
easat-11360	277	535	-	-	PROPN
easat-11360	277	536	b	b	PROPN
easat-11360	277	537	m	m	NOUN
easat-11360	277	538	-	-	PROPN
easat-11360	277	539	b	b	NOUN
easat-11360	277	540	me	me	PROPN
easat-11360	277	541	m	m	PROPN
easat-11360	277	542	-	-	PUNCT
easat-11360	277	543	g	g	NOUN
easat-11360	277	544	m	m	PROPN
easat-11360	277	545	-	-	PROPN
easat-11360	277	546	b	b	NOUN
easat-11360	277	547	me	me	PROPN
easat-11360	277	548	m	m	PROPN
easat-11360	277	549	-	-	PUNCT
easat-11360	277	550	g	g	NOUN
easat-11360	277	551	m	m	PROPN
easat-11360	277	552	-	-	PROPN
easat-11360	277	553	b	b	ADJ
easat-11360	277	554	ft	ft	PROPN
easat-11360	277	555	10	10	NUM
easat-11360	277	556	me	i	PRON
easat-11360	277	557	m	m	NOUN
easat-11360	277	558	-	-	NOUN
easat-11360	277	559	g	g	VERB
easat-11360	277	560	me	i	PRON
easat-11360	277	561	me	i	PRON
easat-11360	277	562	m	m	NOUN
easat-11360	277	563	-	-	PROPN
easat-11360	277	564	b	b	VERB
easat-11360	277	565	me	me	PROPN
easat-11360	277	566	m	m	PROPN
easat-11360	277	567	-	-	PROPN
easat-11360	277	568	b	b	VERB
easat-11360	277	569	me	me	PROPN
easat-11360	277	570	m	m	PROPN
easat-11360	277	571	-	-	PROPN
easat-11360	277	572	b	b	VERB
easat-11360	277	573	me	me	PROPN
easat-11360	277	574	m	m	PROPN
easat-11360	277	575	-	-	PROPN
easat-11360	277	576	b	b	VERB
easat-11360	277	577	me	i	PRON
easat-11360	277	578	when	when	SCONJ
easat-11360	277	579	this	this	DET
easat-11360	277	580	decision	decision	NOUN
easat-11360	277	581	matrix	matrix	NOUN
easat-11360	277	582	is	be	AUX
easat-11360	277	583	created	create	VERB
easat-11360	277	584	,	,	PUNCT
easat-11360	277	585	the	the	DET
easat-11360	277	586	normalization	normalization	NOUN
easat-11360	277	587	of	of	ADP
easat-11360	277	588	these	these	DET
easat-11360	277	589	fuzzy	fuzzy	ADJ
easat-11360	277	590	numbers	number	NOUN
easat-11360	277	591	is	be	AUX
easat-11360	277	592	then	then	ADV
easat-11360	277	593	performed	perform	VERB
easat-11360	277	594	.	.	PUNCT
easat-11360	278	1	because	because	SCONJ
easat-11360	278	2	of	of	ADP
easat-11360	278	3	the	the	DET
easat-11360	278	4	specific	specific	ADJ
easat-11360	278	5	nature	nature	NOUN
easat-11360	278	6	of	of	ADP
easat-11360	278	7	the	the	DET
easat-11360	278	8	defined	define	VERB
easat-11360	278	9	ratings	rating	NOUN
easat-11360	278	10	in	in	ADP
easat-11360	278	11	the	the	DET
easat-11360	278	12	form	form	NOUN
easat-11360	278	13	of	of	ADP
easat-11360	278	14	linguistic	linguistic	ADJ
easat-11360	278	15	values	value	NOUN
easat-11360	278	16	,	,	PUNCT
easat-11360	278	17	all	all	DET
easat-11360	278	18	fintech	fintech	NOUN
easat-11360	278	19	platforms	platform	NOUN
easat-11360	278	20	are	be	AUX
easat-11360	278	21	rated	rate	VERB
easat-11360	278	22	uniformly	uniformly	ADV
easat-11360	278	23	.	.	PUNCT
easat-11360	279	1	this	this	PRON
easat-11360	279	2	is	be	AUX
easat-11360	279	3	because	because	SCONJ
easat-11360	279	4	the	the	DET
easat-11360	279	5	defined	define	VERB
easat-11360	279	6	ratings	rating	NOUN
easat-11360	279	7	treat	treat	VERB
easat-11360	279	8	each	each	DET
easat-11360	279	9	criterion	criterion	NOUN
easat-11360	279	10	as	as	ADP
easat-11360	279	11	a	a	DET
easat-11360	279	12	benefit	benefit	NOUN
easat-11360	279	13	criterion	criterion	NOUN
easat-11360	279	14	,	,	PUNCT
easat-11360	279	15	and	and	CCONJ
easat-11360	279	16	the	the	DET
easat-11360	279	17	value	value	NOUN
easat-11360	279	18	should	should	AUX
easat-11360	279	19	be	be	AUX
easat-11360	279	20	higher	high	ADJ
easat-11360	279	21	for	for	SCONJ
easat-11360	279	22	the	the	DET
easat-11360	279	23	fintech	fintech	NOUN
easat-11360	279	24	alternative	alternative	NOUN
easat-11360	279	25	to	to	PART
easat-11360	279	26	be	be	AUX
easat-11360	279	27	considered	consider	VERB
easat-11360	279	28	better	well	ADV
easat-11360	279	29	.	.	PUNCT
easat-11360	280	1	for	for	ADP
easat-11360	280	2	this	this	DET
easat-11360	280	3	reason	reason	NOUN
easat-11360	280	4	,	,	PUNCT
easat-11360	280	5	the	the	DET
easat-11360	280	6	same	same	ADJ
easat-11360	280	7	normalization	normalization	NOUN
easat-11360	280	8	is	be	AUX
easat-11360	280	9	applied	apply	VERB
easat-11360	280	10	to	to	ADP
easat-11360	280	11	all	all	DET
easat-11360	280	12	criteria	criterion	NOUN
easat-11360	280	13	(	(	PUNCT
easat-11360	280	14	expression	expression	NOUN
easat-11360	280	15	3	3	NUM
easat-11360	280	16	)	)	PUNCT
easat-11360	280	17	.	.	PUNCT
easat-11360	281	1	following	follow	VERB
easat-11360	281	2	this	this	PRON
easat-11360	281	3	,	,	PUNCT
easat-11360	281	4	the	the	DET
easat-11360	281	5	normalized	normalize	VERB
easat-11360	281	6	values	value	NOUN
easat-11360	281	7	are	be	AUX
easat-11360	281	8	weighted	weight	VERB
easat-11360	281	9	.	.	PUNCT
easat-11360	282	1	this	this	DET
easat-11360	282	2	step	step	NOUN
easat-11360	282	3	is	be	AUX
easat-11360	282	4	a	a	DET
easat-11360	282	5	standard	standard	ADJ
easat-11360	282	6	part	part	NOUN
easat-11360	282	7	of	of	ADP
easat-11360	282	8	mcdm	mcdm	ADJ
easat-11360	282	9	methods	method	NOUN
easat-11360	282	10	,	,	PUNCT
easat-11360	282	11	where	where	SCONJ
easat-11360	282	12	the	the	DET
easat-11360	282	13	normalized	normalize	VERB
easat-11360	282	14	data	data	NOUN
easat-11360	282	15	values	value	NOUN
easat-11360	282	16	are	be	AUX
easat-11360	282	17	multiplied	multiply	VERB
easat-11360	282	18	by	by	ADP
easat-11360	282	19	the	the	DET
easat-11360	282	20	appropriate	appropriate	ADJ
easat-11360	282	21	criteria	criterion	NOUN
easat-11360	282	22	weights	weight	NOUN
easat-11360	282	23	(	(	PUNCT
easat-11360	282	24	expression	expression	NOUN
easat-11360	282	25	4	4	NUM
easat-11360	282	26	)	)	PUNCT
easat-11360	282	27	.	.	PUNCT
easat-11360	283	1	after	after	ADP
easat-11360	283	2	these	these	DET
easat-11360	283	3	two	two	NUM
easat-11360	283	4	steps	step	NOUN
easat-11360	283	5	that	that	PRON
easat-11360	283	6	are	be	AUX
easat-11360	283	7	common	common	ADJ
easat-11360	283	8	for	for	ADP
easat-11360	283	9	mcdm	mcdm	ADJ
easat-11360	283	10	methods	method	NOUN
easat-11360	283	11	,	,	PUNCT
easat-11360	283	12	specific	specific	ADJ
easat-11360	283	13	steps	step	NOUN
easat-11360	283	14	for	for	ADP
easat-11360	283	15	the	the	DET
easat-11360	283	16	fuzzy	fuzzy	ADJ
easat-11360	283	17	cradis	cradi	NOUN
easat-11360	283	18	method	method	NOUN
easat-11360	283	19	follow	follow	VERB
easat-11360	283	20	.	.	PUNCT
easat-11360	284	1	first	first	ADV
easat-11360	284	2	,	,	PUNCT
easat-11360	284	3	the	the	DET
easat-11360	284	4	ideal	ideal	ADJ
easat-11360	284	5	and	and	CCONJ
easat-11360	284	6	anti	anti	ADJ
easat-11360	284	7	-	-	ADJ
easat-11360	284	8	ideal	ideal	ADJ
easat-11360	284	9	solutions	solution	NOUN
easat-11360	284	10	for	for	ADP
easat-11360	284	11	this	this	DET
easat-11360	284	12	weighted	weight	VERB
easat-11360	284	13	decision	decision	NOUN
easat-11360	284	14	matrix	matrix	NOUN
easat-11360	284	15	are	be	AUX
easat-11360	284	16	determined	determine	VERB
easat-11360	284	17	.	.	PUNCT
easat-11360	285	1	the	the	DET
easat-11360	285	2	ideal	ideal	ADJ
easat-11360	285	3	solution	solution	NOUN
easat-11360	285	4	is	be	AUX
easat-11360	285	5	the	the	DET
easat-11360	285	6	largest	large	ADJ
easat-11360	285	7	value	value	NOUN
easat-11360	285	8	of	of	ADP
easat-11360	285	9	the	the	DET
easat-11360	285	10	fuzzy	fuzzy	ADJ
easat-11360	285	11	number	number	NOUN
easat-11360	285	12	in	in	ADP
easat-11360	285	13	the	the	DET
easat-11360	285	14	weighted	weight	VERB
easat-11360	285	15	decision	decision	NOUN
easat-11360	285	16	matrix	matrix	NOUN
easat-11360	285	17	,	,	PUNCT
easat-11360	285	18	which	which	PRON
easat-11360	285	19	is	be	AUX
easat-11360	285	20	0.187	0.187	NUM
easat-11360	285	21	,	,	PUNCT
easat-11360	285	22	while	while	SCONJ
easat-11360	285	23	the	the	DET
easat-11360	285	24	anti	anti	ADJ
easat-11360	285	25	-	-	ADJ
easat-11360	285	26	ideal	ideal	ADJ
easat-11360	285	27	solution	solution	NOUN
easat-11360	285	28	is	be	AUX
easat-11360	285	29	the	the	DET
easat-11360	285	30	smallest	small	ADJ
easat-11360	285	31	value	value	NOUN
easat-11360	285	32	in	in	ADP
easat-11360	285	33	this	this	DET
easat-11360	285	34	matrix	matrix	NOUN
easat-11360	285	35	,	,	PUNCT
easat-11360	285	36	which	which	PRON
easat-11360	285	37	is	be	AUX
easat-11360	285	38	0.001	0.001	NUM
easat-11360	285	39	.	.	PUNCT
easat-11360	286	1	then	then	ADV
easat-11360	286	2	,	,	PUNCT
easat-11360	286	3	the	the	DET
easat-11360	286	4	weighted	weight	VERB
easat-11360	286	5	values	value	NOUN
easat-11360	286	6	are	be	AUX
easat-11360	286	7	subtracted	subtract	VERB
easat-11360	286	8	from	from	ADP
easat-11360	286	9	the	the	DET
easat-11360	286	10	ideal	ideal	ADJ
easat-11360	286	11	solution	solution	NOUN
easat-11360	286	12	(	(	PUNCT
easat-11360	286	13	expression	expression	NOUN
easat-11360	286	14	7	7	NUM
easat-11360	286	15	)	)	PUNCT
easat-11360	286	16	,	,	PUNCT
easat-11360	286	17	and	and	CCONJ
easat-11360	286	18	the	the	DET
easat-11360	286	19	anti	anti	ADJ
easat-11360	286	20	-	-	ADJ
easat-11360	286	21	ideal	ideal	ADJ
easat-11360	286	22	solution	solution	NOUN
easat-11360	286	23	is	be	AUX
easat-11360	286	24	subtracted	subtract	VERB
easat-11360	286	25	from	from	ADP
easat-11360	286	26	the	the	DET
easat-11360	286	27	weighted	weight	VERB
easat-11360	286	28	values	value	NOUN
easat-11360	286	29	(	(	PUNCT
easat-11360	286	30	expression	expression	NOUN
easat-11360	286	31	333	333	NUM
easat-11360	286	32	edelweiss	edelweiss	PROPN
easat-11360	286	33	applied	apply	VERB
easat-11360	286	34	science	science	NOUN
easat-11360	286	35	and	and	CCONJ
easat-11360	286	36	technology	technology	NOUN
easat-11360	286	37	issn	issn	PROPN
easat-11360	286	38	:	:	PUNCT
easat-11360	286	39	2576	2576	NUM
easat-11360	286	40	-	-	SYM
easat-11360	286	41	8484	8484	NUM
easat-11360	286	42	vol	vol	NOUN
easat-11360	286	43	.	.	PROPN
easat-11360	287	1	9	9	NUM
easat-11360	287	2	,	,	PUNCT
easat-11360	287	3	no	no	INTJ
easat-11360	287	4	.	.	NOUN
easat-11360	287	5	12	12	NUM
easat-11360	287	6	:	:	PUNCT
easat-11360	287	7	325	325	NUM
easat-11360	287	8	-	-	SYM
easat-11360	287	9	337	337	NUM
easat-11360	287	10	,	,	PUNCT
easat-11360	287	11	2025	2025	NUM
easat-11360	287	12	doi	doi	NOUN
easat-11360	287	13	:	:	PUNCT
easat-11360	287	14	10.55214/2576	10.55214/2576	NUM
easat-11360	287	15	-	-	SYM
easat-11360	287	16	8484.v9i12.11360	8484.v9i12.11360	NOUN
easat-11360	288	1	©	©	ADP
easat-11360	288	2	2025	2025	NUM
easat-11360	288	3	by	by	ADP
easat-11360	288	4	the	the	DET
easat-11360	288	5	authors	author	NOUN
easat-11360	288	6	;	;	PUNCT
easat-11360	288	7	licensee	licensee	PROPN
easat-11360	288	8	learning	learn	VERB
easat-11360	288	9	gate	gate	PROPN
easat-11360	288	10	8)	8)	NUM
easat-11360	288	11	,	,	PUNCT
easat-11360	288	12	creating	create	VERB
easat-11360	288	13	deviations	deviation	NOUN
easat-11360	288	14	from	from	ADP
easat-11360	288	15	these	these	DET
easat-11360	288	16	values	value	NOUN
easat-11360	288	17	.	.	PUNCT
easat-11360	289	1	after	after	ADP
easat-11360	289	2	calculating	calculate	VERB
easat-11360	289	3	the	the	DET
easat-11360	289	4	deviations	deviation	NOUN
easat-11360	289	5	from	from	ADP
easat-11360	289	6	both	both	CCONJ
easat-11360	289	7	the	the	DET
easat-11360	289	8	ideal	ideal	ADJ
easat-11360	289	9	and	and	CCONJ
easat-11360	289	10	antiideal	antiideal	NOUN
easat-11360	289	11	solutions	solution	NOUN
easat-11360	289	12	,	,	PUNCT
easat-11360	289	13	two	two	NUM
easat-11360	289	14	matrices	matrix	NOUN
easat-11360	289	15	are	be	AUX
easat-11360	289	16	formed	form	VERB
easat-11360	289	17	that	that	PRON
easat-11360	289	18	represent	represent	VERB
easat-11360	289	19	these	these	DET
easat-11360	289	20	deviations	deviation	NOUN
easat-11360	289	21	.	.	PUNCT
easat-11360	290	1	then	then	ADV
easat-11360	290	2	,	,	PUNCT
easat-11360	290	3	ideal	ideal	ADJ
easat-11360	290	4	alternatives	alternative	NOUN
easat-11360	290	5	are	be	AUX
easat-11360	290	6	identified	identify	VERB
easat-11360	290	7	as	as	ADP
easat-11360	290	8	those	those	PRON
easat-11360	290	9	that	that	PRON
easat-11360	290	10	have	have	VERB
easat-11360	290	11	the	the	DET
easat-11360	290	12	smallest	small	ADJ
easat-11360	290	13	distance	distance	NOUN
easat-11360	290	14	to	to	ADP
easat-11360	290	15	all	all	DET
easat-11360	290	16	alternatives	alternative	NOUN
easat-11360	290	17	in	in	ADP
easat-11360	290	18	relation	relation	NOUN
easat-11360	290	19	to	to	ADP
easat-11360	290	20	the	the	DET
easat-11360	290	21	ideal	ideal	ADJ
easat-11360	290	22	solution	solution	NOUN
easat-11360	290	23	,	,	PUNCT
easat-11360	290	24	or	or	CCONJ
easat-11360	290	25	the	the	DET
easat-11360	290	26	largest	large	ADJ
easat-11360	290	27	distance	distance	NOUN
easat-11360	290	28	from	from	ADP
easat-11360	290	29	all	all	DET
easat-11360	290	30	alternatives	alternative	NOUN
easat-11360	290	31	in	in	ADP
easat-11360	290	32	relation	relation	NOUN
easat-11360	290	33	to	to	ADP
easat-11360	290	34	the	the	DET
easat-11360	290	35	anti	anti	ADJ
easat-11360	290	36	-	-	ADJ
easat-11360	290	37	ideal	ideal	ADJ
easat-11360	290	38	solution	solution	NOUN
easat-11360	290	39	for	for	ADP
easat-11360	290	40	individual	individual	ADJ
easat-11360	290	41	matrices	matrix	NOUN
easat-11360	290	42	.	.	PUNCT
easat-11360	291	1	the	the	DET
easat-11360	291	2	next	next	ADJ
easat-11360	291	3	step	step	NOUN
easat-11360	291	4	is	be	AUX
easat-11360	291	5	to	to	PART
easat-11360	291	6	calculate	calculate	VERB
easat-11360	291	7	the	the	DET
easat-11360	291	8	aggregate	aggregate	ADJ
easat-11360	291	9	deviation	deviation	NOUN
easat-11360	291	10	score	score	NOUN
easat-11360	291	11	,	,	PUNCT
easat-11360	291	12	which	which	PRON
easat-11360	291	13	is	be	AUX
easat-11360	291	14	obtained	obtain	VERB
easat-11360	291	15	by	by	ADP
easat-11360	291	16	summing	sum	VERB
easat-11360	291	17	all	all	DET
easat-11360	291	18	values	value	NOUN
easat-11360	291	19	for	for	ADP
easat-11360	291	20	each	each	DET
easat-11360	291	21	alternative	alternative	NOUN
easat-11360	291	22	(	(	PUNCT
easat-11360	291	23	expressions	expression	NOUN
easat-11360	291	24	9	9	NUM
easat-11360	291	25	and	and	CCONJ
easat-11360	291	26	10	10	NUM
easat-11360	291	27	)	)	PUNCT
easat-11360	291	28	.	.	PUNCT
easat-11360	292	1	after	after	ADP
easat-11360	292	2	that	that	PRON
easat-11360	292	3	,	,	PUNCT
easat-11360	292	4	defuzzification	defuzzification	NOUN
easat-11360	292	5	is	be	AUX
easat-11360	292	6	performed	perform	VERB
easat-11360	292	7	(	(	PUNCT
easat-11360	292	8	expression	expression	NOUN
easat-11360	292	9	11	11	NUM
easat-11360	292	10	)	)	PUNCT
easat-11360	292	11	,	,	PUNCT
easat-11360	292	12	and	and	CCONJ
easat-11360	292	13	utility	utility	NOUN
easat-11360	292	14	functions	function	NOUN
easat-11360	292	15	are	be	AUX
easat-11360	292	16	calculated	calculate	VERB
easat-11360	292	17	(	(	PUNCT
easat-11360	292	18	expressions	expression	NOUN
easat-11360	292	19	12	12	NUM
easat-11360	292	20	and	and	CCONJ
easat-11360	292	21	13	13	NUM
easat-11360	292	22	)	)	PUNCT
easat-11360	292	23	.	.	PUNCT
easat-11360	293	1	based	base	VERB
easat-11360	293	2	on	on	ADP
easat-11360	293	3	the	the	DET
easat-11360	293	4	average	average	NOUN
easat-11360	293	5	of	of	ADP
easat-11360	293	6	these	these	DET
easat-11360	293	7	functions	function	NOUN
easat-11360	293	8	(	(	PUNCT
easat-11360	293	9	expression	expression	NOUN
easat-11360	293	10	14	14	NUM
easat-11360	293	11	)	)	PUNCT
easat-11360	293	12	,	,	PUNCT
easat-11360	293	13	a	a	DET
easat-11360	293	14	ranking	ranking	NOUN
easat-11360	293	15	of	of	ADP
easat-11360	293	16	fintech	fintech	NOUN
easat-11360	293	17	alternatives	alternative	NOUN
easat-11360	293	18	is	be	AUX
easat-11360	293	19	formed	form	VERB
easat-11360	293	20	(	(	PUNCT
easat-11360	293	21	table	table	NOUN
easat-11360	293	22	6	6	NUM
easat-11360	293	23	)	)	PUNCT
easat-11360	293	24	.	.	PUNCT
easat-11360	294	1	the	the	DET
easat-11360	294	2	results	result	NOUN
easat-11360	294	3	,	,	PUNCT
easat-11360	294	4	based	base	VERB
easat-11360	294	5	on	on	ADP
easat-11360	294	6	expert	expert	NOUN
easat-11360	294	7	ratings	rating	NOUN
easat-11360	294	8	and	and	CCONJ
easat-11360	294	9	the	the	DET
easat-11360	294	10	implementation	implementation	NOUN
easat-11360	294	11	of	of	ADP
easat-11360	294	12	the	the	DET
easat-11360	294	13	fuzzy	fuzzy	ADJ
easat-11360	294	14	cradis	cradi	NOUN
easat-11360	294	15	method	method	NOUN
easat-11360	294	16	's	's	PART
easat-11360	294	17	steps	step	NOUN
easat-11360	294	18	,	,	PUNCT
easat-11360	294	19	show	show	VERB
easat-11360	294	20	that	that	SCONJ
easat-11360	294	21	ft	ft	NOUN
easat-11360	294	22	1	1	NUM
easat-11360	294	23	easypay	easypay	NOUN
easat-11360	294	24	has	have	VERB
easat-11360	294	25	the	the	DET
easat-11360	294	26	best	good	ADJ
easat-11360	294	27	indicators	indicator	NOUN
easat-11360	294	28	and	and	CCONJ
easat-11360	294	29	received	receive	VERB
easat-11360	294	30	nearly	nearly	ADV
easat-11360	294	31	all	all	PRON
easat-11360	294	32	top	top	ADJ
easat-11360	294	33	ratings	rating	NOUN
easat-11360	294	34	from	from	ADP
easat-11360	294	35	experts	expert	NOUN
easat-11360	294	36	.	.	PUNCT
easat-11360	295	1	this	this	PRON
easat-11360	295	2	is	be	AUX
easat-11360	295	3	followed	follow	VERB
easat-11360	295	4	by	by	ADP
easat-11360	295	5	the	the	DET
easat-11360	295	6	fintech	fintech	NOUN
easat-11360	295	7	alternatives	alternative	NOUN
easat-11360	295	8	ft	ft	PROPN
easat-11360	295	9	2	2	NUM
easat-11360	295	10	paysera	paysera	NOUN
easat-11360	295	11	albania	albania	PROPN
easat-11360	295	12	and	and	CCONJ
easat-11360	295	13	ft	ft	PROPN
easat-11360	295	14	3	3	NUM
easat-11360	295	15	pok	pok	NOUN
easat-11360	295	16	(	(	PUNCT
easat-11360	295	17	rpay	rpay	NOUN
easat-11360	295	18	)	)	PUNCT
easat-11360	295	19	,	,	PUNCT
easat-11360	295	20	which	which	PRON
easat-11360	295	21	also	also	ADV
easat-11360	295	22	performed	perform	VERB
easat-11360	295	23	very	very	ADV
easat-11360	295	24	well	well	ADV
easat-11360	295	25	.	.	PUNCT
easat-11360	296	1	these	these	DET
easat-11360	296	2	three	three	NUM
easat-11360	296	3	fintech	fintech	NOUN
easat-11360	296	4	alternatives	alternative	NOUN
easat-11360	296	5	stand	stand	VERB
easat-11360	296	6	out	out	ADP
easat-11360	296	7	significantly	significantly	ADV
easat-11360	296	8	compared	compare	VERB
easat-11360	296	9	to	to	ADP
easat-11360	296	10	the	the	DET
easat-11360	296	11	others	other	NOUN
easat-11360	296	12	and	and	CCONJ
easat-11360	296	13	should	should	AUX
easat-11360	296	14	be	be	AUX
easat-11360	296	15	the	the	DET
easat-11360	296	16	top	top	ADJ
easat-11360	296	17	choices	choice	NOUN
easat-11360	296	18	for	for	ADP
easat-11360	296	19	implementing	implement	VERB
easat-11360	296	20	fintech	fintech	NOUN
easat-11360	296	21	in	in	ADP
easat-11360	296	22	albania	albania	PROPN
easat-11360	296	23	.	.	PUNCT
easat-11360	297	1	given	give	VERB
easat-11360	297	2	the	the	DET
easat-11360	297	3	substantial	substantial	ADJ
easat-11360	297	4	differences	difference	NOUN
easat-11360	297	5	among	among	ADP
easat-11360	297	6	these	these	DET
easat-11360	297	7	three	three	NUM
easat-11360	297	8	options	option	NOUN
easat-11360	297	9	,	,	PUNCT
easat-11360	297	10	conducting	conduct	VERB
easat-11360	297	11	a	a	DET
easat-11360	297	12	sensitivity	sensitivity	NOUN
easat-11360	297	13	analysis	analysis	NOUN
easat-11360	297	14	would	would	AUX
easat-11360	297	15	result	result	VERB
easat-11360	297	16	in	in	ADP
easat-11360	297	17	the	the	DET
easat-11360	297	18	same	same	ADJ
easat-11360	297	19	order	order	NOUN
easat-11360	297	20	,	,	PUNCT
easat-11360	297	21	making	make	VERB
easat-11360	297	22	it	it	PRON
easat-11360	297	23	not	not	PART
easat-11360	297	24	applicable	applicable	ADJ
easat-11360	297	25	in	in	ADP
easat-11360	297	26	this	this	DET
easat-11360	297	27	research	research	NOUN
easat-11360	297	28	.	.	PUNCT
easat-11360	298	1	the	the	DET
easat-11360	298	2	ranking	ranking	NOUN
easat-11360	298	3	might	might	AUX
easat-11360	298	4	change	change	VERB
easat-11360	298	5	for	for	ADP
easat-11360	298	6	alternatives	alternative	NOUN
easat-11360	298	7	ranked	rank	VERB
easat-11360	298	8	5	5	NUM
easat-11360	298	9	and	and	CCONJ
easat-11360	298	10	6	6	NUM
easat-11360	298	11	,	,	PUNCT
easat-11360	298	12	as	as	ADV
easat-11360	298	13	well	well	ADV
easat-11360	298	14	as	as	ADP
easat-11360	298	15	for	for	ADP
easat-11360	298	16	alternatives	alternative	NOUN
easat-11360	298	17	ranked	rank	VERB
easat-11360	298	18	7	7	NUM
easat-11360	298	19	and	and	CCONJ
easat-11360	298	20	8	8	NUM
easat-11360	298	21	,	,	PUNCT
easat-11360	298	22	because	because	SCONJ
easat-11360	298	23	of	of	ADP
easat-11360	298	24	the	the	DET
easat-11360	298	25	slight	slight	ADJ
easat-11360	298	26	differences	difference	NOUN
easat-11360	298	27	between	between	ADP
easat-11360	298	28	them	they	PRON
easat-11360	298	29	.	.	PUNCT
easat-11360	299	1	reducing	reduce	VERB
easat-11360	299	2	the	the	DET
easat-11360	299	3	criteria	criterion	NOUN
easat-11360	299	4	weights	weight	NOUN
easat-11360	299	5	could	could	AUX
easat-11360	299	6	alter	alter	VERB
easat-11360	299	7	the	the	DET
easat-11360	299	8	ranking	ranking	NOUN
easat-11360	299	9	of	of	ADP
easat-11360	299	10	these	these	DET
easat-11360	299	11	alternatives	alternative	NOUN
easat-11360	299	12	.	.	PUNCT
easat-11360	300	1	table	table	NOUN
easat-11360	300	2	6	6	NUM
easat-11360	300	3	.	.	PUNCT
easat-11360	301	1	ranking	rank	VERB
easat-11360	301	2	of	of	ADP
easat-11360	301	3	fintech	fintech	NOUN
easat-11360	301	4	alternatives	alternative	NOUN
easat-11360	301	5	using	use	VERB
easat-11360	301	6	the	the	DET
easat-11360	301	7	fuzzy	fuzzy	ADJ
easat-11360	301	8	cradis	cradi	NOUN
easat-11360	301	9	method	method	NOUN
easat-11360	301	10	.	.	PUNCT
easat-11360	302	1	𝒔+	𝒔+	PROPN
easat-11360	302	2	𝒔−	𝒔−	PROPN
easat-11360	302	3	def	def	VERB
easat-11360	303	1	𝒔+	𝒔+	AUX
easat-11360	303	2	def	def	ADJ
easat-11360	303	3	𝒔−	𝒔−	PROPN
easat-11360	303	4	𝑲𝒊	𝑲𝒊	ADJ
easat-11360	303	5	+	+	CCONJ
easat-11360	304	1	𝑲𝒊	𝑲𝒊	PROPN
easat-11360	304	2	−	−	PROPN
easat-11360	304	3	𝑸𝒊	𝑸𝒊	PROPN
easat-11360	304	4	rank	rank	NOUN
easat-11360	304	5	ft	ft	NOUN
easat-11360	304	6	1	1	NUM
easat-11360	304	7	0.42	0.42	NUM
easat-11360	304	8	,	,	PUNCT
easat-11360	304	9	1.32	1.32	NUM
easat-11360	304	10	,	,	PUNCT
easat-11360	304	11	1.86	1.86	NUM
easat-11360	304	12	0.37	0.37	NUM
easat-11360	304	13	,	,	PUNCT
easat-11360	304	14	0.75	0.75	NUM
easat-11360	304	15	,	,	PUNCT
easat-11360	304	16	0.95	0.95	NUM
easat-11360	304	17	1.260	1.260	NUM
easat-11360	304	18	0.718	0.718	NUM
easat-11360	304	19	1.000	1.000	NUM
easat-11360	304	20	0.999	0.999	NUM
easat-11360	304	21	1.000	1.000	NUM
easat-11360	304	22	1	1	NUM
easat-11360	304	23	ft	ft	ADP
easat-11360	304	24	2	2	NUM
easat-11360	304	25	0.42	0.42	NUM
easat-11360	304	26	,	,	PUNCT
easat-11360	304	27	1.36	1.36	NUM
easat-11360	304	28	,	,	PUNCT
easat-11360	304	29	1.88	1.88	NUM
easat-11360	304	30	0.35	0.35	NUM
easat-11360	304	31	,	,	PUNCT
easat-11360	304	32	0.71	0.71	NUM
easat-11360	304	33	,	,	PUNCT
easat-11360	304	34	0.95	0.95	NUM
easat-11360	304	35	1.289	1.289	NUM
easat-11360	304	36	0.688	0.688	NUM
easat-11360	304	37	0.977	0.977	NUM
easat-11360	304	38	0.959	0.959	NUM
easat-11360	304	39	0.968	0.968	NUM
easat-11360	304	40	2	2	NUM
easat-11360	304	41	ft	ft	PART
easat-11360	304	42	3	3	NUM
easat-11360	304	43	0.42	0.42	NUM
easat-11360	304	44	,	,	PUNCT
easat-11360	304	45	1.42	1.42	NUM
easat-11360	304	46	,	,	PUNCT
easat-11360	304	47	1.93	1.93	NUM
easat-11360	304	48	0.30	0.30	NUM
easat-11360	304	49	,	,	PUNCT
easat-11360	304	50	0.65	0.65	NUM
easat-11360	304	51	,	,	PUNCT
easat-11360	304	52	0.95	0.95	NUM
easat-11360	304	53	1.336	1.336	NUM
easat-11360	304	54	0.641	0.641	NUM
easat-11360	304	55	0.942	0.942	NUM
easat-11360	304	56	0.892	0.892	NUM
easat-11360	304	57	0.917	0.917	NUM
easat-11360	304	58	3	3	NUM
easat-11360	304	59	ft	ft	ADP
easat-11360	304	60	4	4	NUM
easat-11360	304	61	0.59	0.59	NUM
easat-11360	304	62	,	,	PUNCT
easat-11360	304	63	1.56	1.56	NUM
easat-11360	304	64	,	,	PUNCT
easat-11360	304	65	2.01	2.01	NUM
easat-11360	304	66	0.22	0.22	NUM
easat-11360	304	67	,	,	PUNCT
easat-11360	304	68	0.50	0.50	NUM
easat-11360	304	69	,	,	PUNCT
easat-11360	304	70	0.78	0.78	NUM
easat-11360	304	71	1.474	1.474	NUM
easat-11360	304	72	0.503	0.503	NUM
easat-11360	304	73	0.854	0.854	NUM
easat-11360	304	74	0.701	0.701	NUM
easat-11360	304	75	0.778	0.778	NUM
easat-11360	304	76	4	4	NUM
easat-11360	304	77	ft	ft	PROPN
easat-11360	304	78	5	5	NUM
easat-11360	304	79	0.68	0.68	NUM
easat-11360	304	80	,	,	PUNCT
easat-11360	304	81	1.62	1.62	NUM
easat-11360	304	82	,	,	PUNCT
easat-11360	304	83	2.05	2.05	NUM
easat-11360	304	84	0.18	0.18	NUM
easat-11360	304	85	,	,	PUNCT
easat-11360	304	86	0.44	0.44	NUM
easat-11360	304	87	,	,	PUNCT
easat-11360	304	88	0.69	0.69	NUM
easat-11360	304	89	1.537	1.537	NUM
easat-11360	304	90	0.441	0.441	NUM
easat-11360	304	91	0.819	0.819	NUM
easat-11360	304	92	0.614	0.614	NUM
easat-11360	304	93	0.716	0.716	NUM
easat-11360	304	94	7	7	NUM
easat-11360	304	95	ft	ft	PART
easat-11360	304	96	6	6	NUM
easat-11360	304	97	0.78	0.78	NUM
easat-11360	304	98	,	,	PUNCT
easat-11360	304	99	1.68	1.68	NUM
easat-11360	304	100	,	,	PUNCT
easat-11360	304	101	2.07	2.07	NUM
easat-11360	304	102	0.16	0.16	NUM
easat-11360	304	103	,	,	PUNCT
easat-11360	304	104	0.38	0.38	NUM
easat-11360	304	105	,	,	PUNCT
easat-11360	304	106	0.59	0.59	NUM
easat-11360	304	107	1.597	1.597	NUM
easat-11360	304	108	0.380	0.380	NUM
easat-11360	304	109	0.788	0.788	NUM
easat-11360	304	110	0.529	0.529	NUM
easat-11360	304	111	0.659	0.659	NUM
easat-11360	304	112	9	9	NUM
easat-11360	304	113	ft	ft	ADP
easat-11360	304	114	7	7	NUM
easat-11360	304	115	0.61	0.61	NUM
easat-11360	304	116	,	,	PUNCT
easat-11360	304	117	1.59	1.59	NUM
easat-11360	304	118	,	,	PUNCT
easat-11360	304	119	2.04	2.04	NUM
easat-11360	304	120	0.19	0.19	NUM
easat-11360	304	121	,	,	PUNCT
easat-11360	304	122	0.47	0.47	NUM
easat-11360	304	123	,	,	PUNCT
easat-11360	304	124	0.76	0.76	NUM
easat-11360	304	125	1.505	1.505	NUM
easat-11360	304	126	0.472	0.472	NUM
easat-11360	304	127	0.837	0.837	NUM
easat-11360	304	128	0.658	0.658	NUM
easat-11360	304	129	0.747	0.747	NUM
easat-11360	304	130	5	5	NUM
easat-11360	304	131	ft	ft	PART
easat-11360	304	132	8	8	NUM
easat-11360	304	133	0.63	0.63	NUM
easat-11360	304	134	,	,	PUNCT
easat-11360	304	135	1.59	1.59	NUM
easat-11360	304	136	,	,	PUNCT
easat-11360	304	137	2.03	2.03	NUM
easat-11360	304	138	0.20	0.20	NUM
easat-11360	304	139	,	,	PUNCT
easat-11360	304	140	0.47	0.47	NUM
easat-11360	304	141	,	,	PUNCT
easat-11360	304	142	0.74	0.74	NUM
easat-11360	304	143	1.507	1.507	NUM
easat-11360	304	144	0.470	0.470	NUM
easat-11360	304	145	0.835	0.835	NUM
easat-11360	304	146	0.655	0.655	NUM
easat-11360	304	147	0.745	0.745	NUM
easat-11360	304	148	6	6	NUM
easat-11360	304	149	ft	ft	NOUN
easat-11360	304	150	9	9	NUM
easat-11360	304	151	0.68	0.68	NUM
easat-11360	304	152	,	,	PUNCT
easat-11360	304	153	1.63	1.63	NUM
easat-11360	304	154	,	,	PUNCT
easat-11360	304	155	2.06	2.06	NUM
easat-11360	304	156	0.17	0.17	NUM
easat-11360	304	157	,	,	PUNCT
easat-11360	304	158	0.44	0.44	NUM
easat-11360	304	159	,	,	PUNCT
easat-11360	304	160	0.69	0.69	NUM
easat-11360	304	161	1.543	1.543	NUM
easat-11360	304	162	0.435	0.435	NUM
easat-11360	304	163	0.816	0.816	NUM
easat-11360	304	164	0.605	0.605	NUM
easat-11360	304	165	0.711	0.711	NUM
easat-11360	304	166	8	8	NUM
easat-11360	304	167	ft	ft	ADP
easat-11360	304	168	10	10	NUM
easat-11360	304	169	0.97	0.97	NUM
easat-11360	304	170	,	,	PUNCT
easat-11360	304	171	1.79	1.79	NUM
easat-11360	304	172	,	,	PUNCT
easat-11360	304	173	2.13	2.13	NUM
easat-11360	304	174	0.10	0.10	NUM
easat-11360	304	175	,	,	PUNCT
easat-11360	304	176	0.28	0.28	NUM
easat-11360	304	177	,	,	PUNCT
easat-11360	304	178	0.40	0.40	NUM
easat-11360	304	179	1.709	1.709	NUM
easat-11360	304	180	0.269	0.269	NUM
easat-11360	304	181	0.737	0.737	NUM
easat-11360	304	182	0.374	0.374	NUM
easat-11360	304	183	0.555	0.555	NUM
easat-11360	304	184	10	10	NUM
easat-11360	304	185	s0	s0	NOUN
easat-11360	304	186	0.42	0.42	NUM
easat-11360	304	187	,	,	PUNCT
easat-11360	304	188	1.32	1.32	NUM
easat-11360	304	189	,	,	PUNCT
easat-11360	304	190	1.86	1.86	NUM
easat-11360	304	191	0.37	0.37	NUM
easat-11360	304	192	,	,	PUNCT
easat-11360	304	193	0.75	0.75	NUM
easat-11360	304	194	,	,	PUNCT
easat-11360	304	195	0.95	0.95	NUM
easat-11360	304	196	1.259	1.259	NUM
easat-11360	304	197	0.718	0.718	NUM
easat-11360	304	198	5	5	NUM
easat-11360	304	199	.	.	PUNCT
easat-11360	304	200	discussion	discussion	VERB
easat-11360	304	201	the	the	DET
easat-11360	304	202	development	development	NOUN
easat-11360	304	203	of	of	ADP
easat-11360	304	204	digitalization	digitalization	NOUN
easat-11360	304	205	has	have	AUX
easat-11360	304	206	influenced	influence	VERB
easat-11360	304	207	the	the	DET
easat-11360	304	208	creation	creation	NOUN
easat-11360	304	209	of	of	ADP
easat-11360	304	210	new	new	ADJ
easat-11360	304	211	financial	financial	ADJ
easat-11360	304	212	instruments	instrument	NOUN
easat-11360	304	213	.	.	PUNCT
easat-11360	305	1	based	base	VERB
easat-11360	305	2	on	on	ADP
easat-11360	305	3	this	this	PRON
easat-11360	305	4	,	,	PUNCT
easat-11360	305	5	fintech	fintech	NOUN
easat-11360	305	6	platforms	platform	NOUN
easat-11360	305	7	have	have	AUX
easat-11360	305	8	been	be	AUX
easat-11360	305	9	developed	develop	VERB
easat-11360	305	10	.	.	PUNCT
easat-11360	306	1	these	these	PRON
easat-11360	306	2	serve	serve	VERB
easat-11360	306	3	as	as	ADP
easat-11360	306	4	key	key	ADJ
easat-11360	306	5	elements	element	NOUN
easat-11360	306	6	in	in	ADP
easat-11360	306	7	the	the	DET
easat-11360	306	8	digital	digital	ADJ
easat-11360	306	9	transformation	transformation	NOUN
easat-11360	306	10	of	of	ADP
easat-11360	306	11	the	the	DET
easat-11360	306	12	financial	financial	ADJ
easat-11360	306	13	sector	sector	NOUN
easat-11360	306	14	.	.	PUNCT
easat-11360	307	1	the	the	DET
easat-11360	307	2	impact	impact	NOUN
easat-11360	307	3	of	of	ADP
easat-11360	307	4	these	these	DET
easat-11360	307	5	instruments	instrument	NOUN
easat-11360	307	6	is	be	AUX
easat-11360	307	7	not	not	PART
easat-11360	307	8	just	just	ADV
easat-11360	307	9	about	about	ADP
easat-11360	307	10	applying	apply	VERB
easat-11360	307	11	digital	digital	ADJ
easat-11360	307	12	technologies	technology	NOUN
easat-11360	307	13	but	but	CCONJ
easat-11360	307	14	also	also	ADV
easat-11360	307	15	about	about	ADP
easat-11360	307	16	changing	change	VERB
easat-11360	307	17	how	how	SCONJ
easat-11360	307	18	individuals	individual	NOUN
easat-11360	307	19	and	and	CCONJ
easat-11360	307	20	companies	company	NOUN
easat-11360	307	21	access	access	NOUN
easat-11360	307	22	finance	finance	NOUN
easat-11360	307	23	.	.	PUNCT
easat-11360	308	1	traditional	traditional	ADJ
easat-11360	308	2	financial	financial	ADJ
easat-11360	308	3	systems	system	NOUN
easat-11360	308	4	are	be	AUX
easat-11360	308	5	slow	slow	ADJ
easat-11360	308	6	,	,	PUNCT
easat-11360	308	7	costly	costly	ADJ
easat-11360	308	8	,	,	PUNCT
easat-11360	308	9	and	and	CCONJ
easat-11360	308	10	complex	complex	ADJ
easat-11360	308	11	.	.	PUNCT
easat-11360	309	1	in	in	ADP
easat-11360	309	2	contrast	contrast	NOUN
easat-11360	309	3	,	,	PUNCT
easat-11360	309	4	fintech	fintech	NOUN
easat-11360	309	5	applications	application	NOUN
easat-11360	309	6	offer	offer	VERB
easat-11360	309	7	faster	fast	ADJ
easat-11360	309	8	,	,	PUNCT
easat-11360	309	9	more	more	ADV
easat-11360	309	10	affordable	affordable	ADJ
easat-11360	309	11	,	,	PUNCT
easat-11360	309	12	and	and	CCONJ
easat-11360	309	13	easier	easy	ADJ
easat-11360	309	14	services	service	NOUN
easat-11360	309	15	,	,	PUNCT
easat-11360	309	16	allowing	allow	VERB
easat-11360	309	17	transactions	transaction	NOUN
easat-11360	309	18	to	to	PART
easat-11360	309	19	be	be	AUX
easat-11360	309	20	completed	complete	VERB
easat-11360	309	21	in	in	ADP
easat-11360	309	22	real	real	ADJ
easat-11360	309	23	time	time	NOUN
easat-11360	309	24	[	[	X
easat-11360	309	25	34	34	NUM
easat-11360	309	26	]	]	PUNCT
easat-11360	309	27	.	.	PUNCT
easat-11360	310	1	additionally	additionally	ADV
easat-11360	310	2	,	,	PUNCT
easat-11360	310	3	users	user	NOUN
easat-11360	310	4	now	now	ADV
easat-11360	310	5	have	have	VERB
easat-11360	310	6	access	access	NOUN
easat-11360	310	7	to	to	ADP
easat-11360	310	8	new	new	ADJ
easat-11360	310	9	financial	financial	ADJ
easat-11360	310	10	products	product	NOUN
easat-11360	310	11	resulting	result	VERB
easat-11360	310	12	from	from	ADP
easat-11360	310	13	the	the	DET
easat-11360	310	14	digitalization	digitalization	NOUN
easat-11360	310	15	of	of	ADP
easat-11360	310	16	the	the	DET
easat-11360	310	17	financial	financial	ADJ
easat-11360	310	18	sector	sector	NOUN
easat-11360	310	19	.	.	PUNCT
easat-11360	311	1	given	give	VERB
easat-11360	311	2	its	its	PRON
easat-11360	311	3	great	great	ADJ
easat-11360	311	4	potential	potential	NOUN
easat-11360	311	5	,	,	PUNCT
easat-11360	311	6	fintech	fintech	NOUN
easat-11360	311	7	is	be	AUX
easat-11360	311	8	particularly	particularly	ADV
easat-11360	311	9	promising	promise	VERB
easat-11360	311	10	for	for	ADP
easat-11360	311	11	developing	develop	VERB
easat-11360	311	12	countries	country	NOUN
easat-11360	311	13	like	like	ADP
easat-11360	311	14	albania	albania	PROPN
easat-11360	311	15	,	,	PUNCT
easat-11360	311	16	where	where	SCONJ
easat-11360	311	17	it	it	PRON
easat-11360	311	18	can	can	AUX
easat-11360	311	19	improve	improve	VERB
easat-11360	311	20	the	the	DET
easat-11360	311	21	financial	financial	ADJ
easat-11360	311	22	sector	sector	NOUN
easat-11360	311	23	and	and	CCONJ
easat-11360	311	24	support	support	VERB
easat-11360	311	25	economic	economic	ADJ
easat-11360	311	26	growth	growth	NOUN
easat-11360	311	27	.	.	PUNCT
easat-11360	312	1	fintech	fintech	NOUN
easat-11360	312	2	is	be	AUX
easat-11360	312	3	evolving	evolve	VERB
easat-11360	312	4	through	through	ADP
easat-11360	312	5	new	new	ADJ
easat-11360	312	6	technologies	technology	NOUN
easat-11360	312	7	such	such	ADJ
easat-11360	312	8	as	as	ADP
easat-11360	312	9	blockchain	blockchain	NOUN
easat-11360	312	10	,	,	PUNCT
easat-11360	312	11	artificial	artificial	ADJ
easat-11360	312	12	intelligence	intelligence	NOUN
easat-11360	312	13	,	,	PUNCT
easat-11360	312	14	cryptocurrencies	cryptocurrencie	NOUN
easat-11360	312	15	,	,	PUNCT
easat-11360	312	16	and	and	CCONJ
easat-11360	312	17	other	other	ADJ
easat-11360	312	18	innovations	innovation	NOUN
easat-11360	312	19	that	that	PRON
easat-11360	312	20	influence	influence	VERB
easat-11360	312	21	financial	financial	ADJ
easat-11360	312	22	operations	operation	NOUN
easat-11360	312	23	[	[	X
easat-11360	312	24	35	35	NUM
easat-11360	312	25	]	]	PUNCT
easat-11360	312	26	.	.	PUNCT
easat-11360	313	1	these	these	DET
easat-11360	313	2	technologies	technology	NOUN
easat-11360	313	3	are	be	AUX
easat-11360	313	4	transforming	transform	VERB
easat-11360	313	5	how	how	SCONJ
easat-11360	313	6	funds	fund	NOUN
easat-11360	313	7	are	be	AUX
easat-11360	313	8	managed	manage	VERB
easat-11360	313	9	and	and	CCONJ
easat-11360	313	10	transacted	transact	VERB
easat-11360	313	11	,	,	PUNCT
easat-11360	313	12	enabling	enable	VERB
easat-11360	313	13	the	the	DET
easat-11360	313	14	use	use	NOUN
easat-11360	313	15	of	of	ADP
easat-11360	313	16	diverse	diverse	ADJ
easat-11360	313	17	data	datum	NOUN
easat-11360	313	18	.	.	PUNCT
easat-11360	314	1	in	in	ADP
easat-11360	314	2	developed	develop	VERB
easat-11360	314	3	countries	country	NOUN
easat-11360	314	4	,	,	PUNCT
easat-11360	314	5	fintech	fintech	NOUN
easat-11360	314	6	represents	represent	VERB
easat-11360	314	7	an	an	DET
easat-11360	314	8	upgrade	upgrade	NOUN
easat-11360	314	9	to	to	ADP
easat-11360	314	10	the	the	DET
easat-11360	314	11	banking	banking	NOUN
easat-11360	314	12	system	system	NOUN
easat-11360	314	13	,	,	PUNCT
easat-11360	314	14	while	while	SCONJ
easat-11360	314	15	in	in	ADP
easat-11360	314	16	developing	develop	VERB
easat-11360	314	17	countries	country	NOUN
easat-11360	314	18	,	,	PUNCT
easat-11360	314	19	its	its	PRON
easat-11360	314	20	goal	goal	NOUN
easat-11360	314	21	is	be	AUX
easat-11360	314	22	to	to	PART
easat-11360	314	23	transform	transform	VERB
easat-11360	314	24	the	the	DET
easat-11360	314	25	existing	exist	VERB
easat-11360	314	26	financial	financial	ADJ
easat-11360	314	27	system	system	NOUN
easat-11360	314	28	,	,	PUNCT
easat-11360	314	29	where	where	SCONJ
easat-11360	314	30	users	user	NOUN
easat-11360	314	31	could	could	AUX
easat-11360	314	32	be	be	AUX
easat-11360	314	33	offered	offer	VERB
easat-11360	314	34	various	various	ADJ
easat-11360	314	35	services	service	NOUN
easat-11360	314	36	that	that	PRON
easat-11360	314	37	reduce	reduce	VERB
easat-11360	314	38	the	the	DET
easat-11360	314	39	need	need	NOUN
easat-11360	314	40	to	to	PART
easat-11360	314	41	visit	visit	VERB
easat-11360	314	42	banks	bank	NOUN
easat-11360	314	43	.	.	PUNCT
easat-11360	315	1	this	this	PRON
easat-11360	315	2	is	be	AUX
easat-11360	315	3	especially	especially	ADV
easat-11360	315	4	important	important	ADJ
easat-11360	315	5	for	for	ADP
easat-11360	315	6	businesses	business	NOUN
easat-11360	315	7	that	that	PRON
easat-11360	315	8	do	do	AUX
easat-11360	315	9	not	not	PART
easat-11360	315	10	have	have	VERB
easat-11360	315	11	to	to	PART
easat-11360	315	12	spend	spend	VERB
easat-11360	315	13	time	time	NOUN
easat-11360	315	14	on	on	ADP
easat-11360	315	15	daily	daily	ADJ
easat-11360	315	16	transactions	transaction	NOUN
easat-11360	315	17	[	[	X
easat-11360	315	18	36	36	NUM
easat-11360	315	19	]	]	PUNCT
easat-11360	315	20	.	.	PUNCT
easat-11360	316	1	in	in	ADP
easat-11360	316	2	this	this	DET
easat-11360	316	3	way	way	NOUN
easat-11360	316	4	,	,	PUNCT
easat-11360	316	5	the	the	DET
easat-11360	316	6	population	population	NOUN
easat-11360	316	7	can	can	AUX
easat-11360	316	8	also	also	ADV
easat-11360	316	9	benefit	benefit	VERB
easat-11360	316	10	from	from	ADP
easat-11360	316	11	these	these	DET
easat-11360	316	12	services	service	NOUN
easat-11360	316	13	,	,	PUNCT
easat-11360	316	14	making	make	VERB
easat-11360	316	15	business	business	NOUN
easat-11360	316	16	easier	easy	ADJ
easat-11360	316	17	[	[	X
easat-11360	316	18	37	37	NUM
easat-11360	316	19	]	]	PUNCT
easat-11360	316	20	.	.	PUNCT
easat-11360	317	1	therefore	therefore	ADV
easat-11360	317	2	,	,	PUNCT
easat-11360	317	3	it	it	PRON
easat-11360	317	4	was	be	AUX
easat-11360	317	5	important	important	ADJ
easat-11360	317	6	to	to	PART
easat-11360	317	7	research	research	VERB
easat-11360	317	8	fintech	fintech	NOUN
easat-11360	317	9	in	in	ADP
easat-11360	317	10	albania	albania	PROPN
easat-11360	317	11	to	to	PART
easat-11360	317	12	provide	provide	VERB
easat-11360	317	13	guidelines	guideline	NOUN
easat-11360	317	14	for	for	ADP
easat-11360	317	15	practical	practical	ADJ
easat-11360	317	16	choices	choice	NOUN
easat-11360	317	17	that	that	PRON
easat-11360	317	18	can	can	AUX
easat-11360	317	19	promote	promote	VERB
easat-11360	317	20	growth	growth	NOUN
easat-11360	317	21	,	,	PUNCT
easat-11360	317	22	particularly	particularly	ADV
easat-11360	317	23	in	in	ADP
easat-11360	317	24	the	the	DET
easat-11360	317	25	business	business	NOUN
easat-11360	317	26	sector	sector	NOUN
easat-11360	317	27	.	.	PUNCT
easat-11360	318	1	334	334	NUM
easat-11360	318	2	edelweiss	edelweiss	PROPN
easat-11360	318	3	applied	apply	VERB
easat-11360	318	4	science	science	NOUN
easat-11360	318	5	and	and	CCONJ
easat-11360	318	6	technology	technology	NOUN
easat-11360	318	7	issn	issn	PROPN
easat-11360	318	8	:	:	PUNCT
easat-11360	318	9	2576	2576	NUM
easat-11360	318	10	-	-	SYM
easat-11360	318	11	8484	8484	NUM
easat-11360	318	12	vol	vol	NOUN
easat-11360	318	13	.	.	PROPN
easat-11360	319	1	9	9	NUM
easat-11360	319	2	,	,	PUNCT
easat-11360	319	3	no	no	INTJ
easat-11360	319	4	.	.	NOUN
easat-11360	319	5	12	12	NUM
easat-11360	319	6	:	:	PUNCT
easat-11360	319	7	325	325	NUM
easat-11360	319	8	-	-	SYM
easat-11360	319	9	337	337	NUM
easat-11360	319	10	,	,	PUNCT
easat-11360	319	11	2025	2025	NUM
easat-11360	319	12	doi	doi	NOUN
easat-11360	319	13	:	:	PUNCT
easat-11360	319	14	10.55214/2576	10.55214/2576	NUM
easat-11360	319	15	-	-	SYM
easat-11360	319	16	8484.v9i12.11360	8484.v9i12.11360	NOUN
easat-11360	320	1	©	©	ADP
easat-11360	320	2	2025	2025	NUM
easat-11360	320	3	by	by	ADP
easat-11360	320	4	the	the	DET
easat-11360	320	5	authors	author	NOUN
easat-11360	320	6	;	;	PUNCT
easat-11360	320	7	licensee	licensee	PROPN
easat-11360	320	8	learning	learn	VERB
easat-11360	320	9	gate	gate	NOUN
easat-11360	320	10	besides	besides	SCONJ
easat-11360	320	11	boosting	boost	VERB
easat-11360	320	12	a	a	DET
easat-11360	320	13	country	country	NOUN
easat-11360	320	14	's	's	PART
easat-11360	320	15	growth	growth	NOUN
easat-11360	320	16	,	,	PUNCT
easat-11360	320	17	fintech	fintech	NOUN
easat-11360	320	18	has	have	VERB
easat-11360	320	19	a	a	DET
easat-11360	320	20	broader	broad	ADJ
easat-11360	320	21	social	social	ADJ
easat-11360	320	22	impact	impact	NOUN
easat-11360	320	23	that	that	PRON
easat-11360	320	24	is	be	AUX
easat-11360	320	25	reflected	reflect	VERB
easat-11360	320	26	in	in	ADP
easat-11360	320	27	the	the	DET
easat-11360	320	28	development	development	NOUN
easat-11360	320	29	of	of	ADP
easat-11360	320	30	financial	financial	ADJ
easat-11360	320	31	literacy	literacy	NOUN
easat-11360	320	32	and	and	CCONJ
easat-11360	320	33	expanding	expand	VERB
easat-11360	320	34	access	access	NOUN
easat-11360	320	35	to	to	ADP
easat-11360	320	36	global	global	ADJ
easat-11360	320	37	markets	market	NOUN
easat-11360	320	38	,	,	PUNCT
easat-11360	320	39	which	which	PRON
easat-11360	320	40	provide	provide	VERB
easat-11360	320	41	the	the	DET
easat-11360	320	42	population	population	NOUN
easat-11360	320	43	with	with	ADP
easat-11360	320	44	access	access	NOUN
easat-11360	320	45	to	to	ADP
easat-11360	320	46	more	more	ADV
easat-11360	320	47	favorable	favorable	ADJ
easat-11360	320	48	financial	financial	ADJ
easat-11360	320	49	resources	resource	NOUN
easat-11360	320	50	.	.	PUNCT
easat-11360	321	1	thanks	thank	NOUN
easat-11360	321	2	to	to	ADP
easat-11360	321	3	the	the	DET
easat-11360	321	4	advanced	advanced	ADJ
easat-11360	321	5	analytical	analytical	ADJ
easat-11360	321	6	tools	tool	NOUN
easat-11360	321	7	that	that	PRON
easat-11360	321	8	fintech	fintech	NOUN
easat-11360	321	9	offers	offer	VERB
easat-11360	321	10	,	,	PUNCT
easat-11360	321	11	it	it	PRON
easat-11360	321	12	is	be	AUX
easat-11360	321	13	easier	easy	ADJ
easat-11360	321	14	to	to	PART
easat-11360	321	15	meet	meet	VERB
easat-11360	321	16	users	user	NOUN
easat-11360	321	17	'	'	PART
easat-11360	321	18	needs	need	NOUN
easat-11360	321	19	,	,	PUNCT
easat-11360	321	20	simplifying	simplify	VERB
easat-11360	321	21	everyday	everyday	ADJ
easat-11360	321	22	financial	financial	ADJ
easat-11360	321	23	tasks	task	NOUN
easat-11360	321	24	.	.	PUNCT
easat-11360	322	1	however	however	ADV
easat-11360	322	2	,	,	PUNCT
easat-11360	322	3	alongside	alongside	ADP
easat-11360	322	4	its	its	PRON
easat-11360	322	5	benefits	benefit	NOUN
easat-11360	322	6	,	,	PUNCT
easat-11360	322	7	fintech	fintech	NOUN
easat-11360	322	8	also	also	ADV
easat-11360	322	9	presents	present	VERB
easat-11360	322	10	risks	risk	NOUN
easat-11360	322	11	,	,	PUNCT
easat-11360	322	12	such	such	ADJ
easat-11360	322	13	as	as	ADP
easat-11360	322	14	the	the	DET
easat-11360	322	15	potential	potential	NOUN
easat-11360	322	16	for	for	ADP
easat-11360	322	17	cyber	cyber	NOUN
easat-11360	322	18	-	-	PUNCT
easat-11360	322	19	attacks	attack	NOUN
easat-11360	322	20	and	and	CCONJ
easat-11360	322	21	attempts	attempt	NOUN
easat-11360	322	22	to	to	PART
easat-11360	322	23	steal	steal	VERB
easat-11360	322	24	user	user	NOUN
easat-11360	322	25	data	datum	NOUN
easat-11360	322	26	.	.	PUNCT
easat-11360	323	1	therefore	therefore	ADV
easat-11360	323	2	,	,	PUNCT
easat-11360	323	3	it	it	PRON
easat-11360	323	4	is	be	AUX
easat-11360	323	5	crucial	crucial	ADJ
easat-11360	323	6	to	to	PART
easat-11360	323	7	protect	protect	VERB
easat-11360	323	8	these	these	DET
easat-11360	323	9	services	service	NOUN
easat-11360	323	10	further	far	ADV
easat-11360	323	11	and	and	CCONJ
easat-11360	323	12	enhance	enhance	VERB
easat-11360	323	13	their	their	PRON
easat-11360	323	14	safety	safety	NOUN
easat-11360	323	15	for	for	ADP
easat-11360	323	16	users	user	NOUN
easat-11360	323	17	.	.	PUNCT
easat-11360	324	1	additionally	additionally	ADV
easat-11360	324	2	,	,	PUNCT
easat-11360	324	3	protecting	protect	VERB
easat-11360	324	4	user	user	NOUN
easat-11360	324	5	privacy	privacy	NOUN
easat-11360	324	6	is	be	AUX
easat-11360	324	7	essential	essential	ADJ
easat-11360	324	8	.	.	PUNCT
easat-11360	325	1	the	the	DET
easat-11360	325	2	research	research	NOUN
easat-11360	325	3	involved	involve	VERB
easat-11360	325	4	examining	examine	VERB
easat-11360	325	5	which	which	DET
easat-11360	325	6	fintech	fintech	NOUN
easat-11360	325	7	platform	platform	NOUN
easat-11360	325	8	has	have	VERB
easat-11360	325	9	the	the	DET
easat-11360	325	10	best	good	ADJ
easat-11360	325	11	characteristics	characteristic	NOUN
easat-11360	325	12	in	in	ADP
easat-11360	325	13	albania	albania	PROPN
easat-11360	325	14	.	.	PUNCT
easat-11360	326	1	this	this	DET
easat-11360	326	2	research	research	NOUN
easat-11360	326	3	aimed	aim	VERB
easat-11360	326	4	to	to	PART
easat-11360	326	5	investigate	investigate	VERB
easat-11360	326	6	the	the	DET
easat-11360	326	7	transformation	transformation	NOUN
easat-11360	326	8	of	of	ADP
easat-11360	326	9	the	the	DET
easat-11360	326	10	financial	financial	ADJ
easat-11360	326	11	sector	sector	NOUN
easat-11360	326	12	in	in	ADP
easat-11360	326	13	albania	albania	PROPN
easat-11360	326	14	due	due	ADP
easat-11360	326	15	to	to	ADP
easat-11360	326	16	digitalization	digitalization	NOUN
easat-11360	326	17	.	.	PUNCT
easat-11360	327	1	eight	eight	NUM
easat-11360	327	2	experts	expert	NOUN
easat-11360	327	3	in	in	ADP
easat-11360	327	4	the	the	DET
easat-11360	327	5	field	field	NOUN
easat-11360	327	6	evaluated	evaluate	VERB
easat-11360	327	7	12	12	NUM
easat-11360	327	8	criteria	criterion	NOUN
easat-11360	327	9	and	and	CCONJ
easat-11360	327	10	10	10	NUM
easat-11360	327	11	fintech	fintech	NOUN
easat-11360	327	12	alternatives	alternative	NOUN
easat-11360	327	13	.	.	PUNCT
easat-11360	328	1	by	by	ADP
easat-11360	328	2	applying	apply	VERB
easat-11360	328	3	the	the	DET
easat-11360	328	4	fuzzy	fuzzy	ADJ
easat-11360	328	5	lmaw	lmaw	NOUN
easat-11360	328	6	method	method	NOUN
easat-11360	328	7	and	and	CCONJ
easat-11360	328	8	expert	expert	NOUN
easat-11360	328	9	ratings	rating	NOUN
easat-11360	328	10	,	,	PUNCT
easat-11360	328	11	the	the	DET
easat-11360	328	12	results	result	NOUN
easat-11360	328	13	indicated	indicate	VERB
easat-11360	328	14	that	that	SCONJ
easat-11360	328	15	user	user	NOUN
easat-11360	328	16	security	security	NOUN
easat-11360	328	17	and	and	CCONJ
easat-11360	328	18	privacy	privacy	NOUN
easat-11360	328	19	should	should	AUX
easat-11360	328	20	be	be	AUX
easat-11360	328	21	prioritized	prioritize	VERB
easat-11360	328	22	in	in	ADP
easat-11360	328	23	these	these	DET
easat-11360	328	24	services	service	NOUN
easat-11360	328	25	.	.	PUNCT
easat-11360	329	1	this	this	PRON
easat-11360	329	2	is	be	AUX
easat-11360	329	3	because	because	SCONJ
easat-11360	329	4	users	user	NOUN
easat-11360	329	5	are	be	AUX
easat-11360	329	6	vulnerable	vulnerable	ADJ
easat-11360	329	7	to	to	ADP
easat-11360	329	8	cyber	cyber	NOUN
easat-11360	329	9	-	-	PUNCT
easat-11360	329	10	attacks	attack	NOUN
easat-11360	329	11	,	,	PUNCT
easat-11360	329	12	and	and	CCONJ
easat-11360	329	13	the	the	DET
easat-11360	329	14	security	security	NOUN
easat-11360	329	15	of	of	ADP
easat-11360	329	16	transactions	transaction	NOUN
easat-11360	329	17	could	could	AUX
easat-11360	329	18	be	be	AUX
easat-11360	329	19	at	at	ADP
easat-11360	329	20	risk	risk	NOUN
easat-11360	329	21	.	.	PUNCT
easat-11360	330	1	therefore	therefore	ADV
easat-11360	330	2	,	,	PUNCT
easat-11360	330	3	these	these	DET
easat-11360	330	4	fintech	fintech	NOUN
easat-11360	330	5	platforms	platform	NOUN
easat-11360	330	6	need	need	VERB
easat-11360	330	7	to	to	PART
easat-11360	330	8	examine	examine	VERB
easat-11360	330	9	these	these	DET
easat-11360	330	10	aspects	aspect	NOUN
easat-11360	330	11	more	more	ADV
easat-11360	330	12	carefully	carefully	ADV
easat-11360	330	13	to	to	PART
easat-11360	330	14	boost	boost	VERB
easat-11360	330	15	acceptance	acceptance	NOUN
easat-11360	330	16	and	and	CCONJ
easat-11360	330	17	practical	practical	ADJ
easat-11360	330	18	use	use	NOUN
easat-11360	330	19	,	,	PUNCT
easat-11360	330	20	as	as	SCONJ
easat-11360	330	21	enhancing	enhance	VERB
easat-11360	330	22	these	these	DET
easat-11360	330	23	features	feature	NOUN
easat-11360	330	24	is	be	AUX
easat-11360	330	25	crucial	crucial	ADJ
easat-11360	330	26	.	.	PUNCT
easat-11360	331	1	to	to	PART
easat-11360	331	2	select	select	VERB
easat-11360	331	3	the	the	DET
easat-11360	331	4	best	good	ADJ
easat-11360	331	5	fintech	fintech	NOUN
easat-11360	331	6	platform	platform	NOUN
easat-11360	331	7	based	base	VERB
easat-11360	331	8	on	on	ADP
easat-11360	331	9	indicators	indicator	NOUN
easat-11360	331	10	,	,	PUNCT
easat-11360	331	11	the	the	DET
easat-11360	331	12	fuzzy	fuzzy	ADJ
easat-11360	331	13	cradis	cradi	NOUN
easat-11360	331	14	method	method	NOUN
easat-11360	331	15	was	be	AUX
easat-11360	331	16	used	use	VERB
easat-11360	331	17	.	.	PUNCT
easat-11360	332	1	this	this	DET
easat-11360	332	2	method	method	NOUN
easat-11360	332	3	,	,	PUNCT
easat-11360	332	4	which	which	PRON
easat-11360	332	5	relies	rely	VERB
easat-11360	332	6	on	on	ADP
easat-11360	332	7	expert	expert	NOUN
easat-11360	332	8	ratings	rating	NOUN
easat-11360	332	9	,	,	PUNCT
easat-11360	332	10	revealed	reveal	VERB
easat-11360	332	11	that	that	SCONJ
easat-11360	332	12	the	the	DET
easat-11360	332	13	easypay	easypay	NOUN
easat-11360	332	14	platform	platform	NOUN
easat-11360	332	15	has	have	VERB
easat-11360	332	16	the	the	DET
easat-11360	332	17	most	most	ADV
easat-11360	332	18	desirable	desirable	ADJ
easat-11360	332	19	characteristics	characteristic	NOUN
easat-11360	332	20	.	.	PUNCT
easat-11360	333	1	it	it	PRON
easat-11360	333	2	stands	stand	VERB
easat-11360	333	3	out	out	ADP
easat-11360	333	4	for	for	ADP
easat-11360	333	5	excelling	excel	VERB
easat-11360	333	6	in	in	ADP
easat-11360	333	7	all	all	DET
easat-11360	333	8	categories	category	NOUN
easat-11360	333	9	,	,	PUNCT
easat-11360	333	10	especially	especially	ADV
easat-11360	333	11	security	security	NOUN
easat-11360	333	12	,	,	PUNCT
easat-11360	333	13	ease	ease	NOUN
easat-11360	333	14	of	of	ADP
easat-11360	333	15	use	use	NOUN
easat-11360	333	16	,	,	PUNCT
easat-11360	333	17	and	and	CCONJ
easat-11360	333	18	transaction	transaction	NOUN
easat-11360	333	19	speed	speed	NOUN
easat-11360	333	20	.	.	PUNCT
easat-11360	334	1	the	the	DET
easat-11360	334	2	results	result	NOUN
easat-11360	334	3	also	also	ADV
easat-11360	334	4	highlight	highlight	VERB
easat-11360	334	5	paysera	paysera	PROPN
easat-11360	334	6	albania	albania	PROPN
easat-11360	334	7	and	and	CCONJ
easat-11360	334	8	pok	pok	NOUN
easat-11360	334	9	(	(	PUNCT
easat-11360	334	10	rpay	rpay	NOUN
easat-11360	334	11	)	)	PUNCT
easat-11360	334	12	as	as	ADP
easat-11360	334	13	strong	strong	ADJ
easat-11360	334	14	performers	performer	NOUN
easat-11360	334	15	,	,	PUNCT
easat-11360	334	16	alongside	alongside	ADP
easat-11360	334	17	easypay	easypay	NOUN
easat-11360	334	18	,	,	PUNCT
easat-11360	334	19	dominating	dominate	VERB
easat-11360	334	20	the	the	DET
easat-11360	334	21	competition	competition	NOUN
easat-11360	334	22	.	.	PUNCT
easat-11360	335	1	these	these	DET
easat-11360	335	2	two	two	NUM
easat-11360	335	3	platforms	platform	NOUN
easat-11360	335	4	have	have	VERB
easat-11360	335	5	significant	significant	ADJ
easat-11360	335	6	potential	potential	NOUN
easat-11360	335	7	that	that	PRON
easat-11360	335	8	needs	need	VERB
easat-11360	335	9	further	further	ADJ
easat-11360	335	10	development	development	NOUN
easat-11360	335	11	to	to	PART
easat-11360	335	12	boost	boost	VERB
easat-11360	335	13	security	security	NOUN
easat-11360	335	14	and	and	CCONJ
easat-11360	335	15	protect	protect	VERB
easat-11360	335	16	user	user	NOUN
easat-11360	335	17	privacy	privacy	NOUN
easat-11360	335	18	.	.	PUNCT
easat-11360	336	1	next	next	ADJ
easat-11360	336	2	steps	step	NOUN
easat-11360	336	3	involve	involve	VERB
easat-11360	336	4	improving	improve	VERB
easat-11360	336	5	the	the	DET
easat-11360	336	6	user	user	NOUN
easat-11360	336	7	experience	experience	NOUN
easat-11360	336	8	and	and	CCONJ
easat-11360	336	9	providing	provide	VERB
easat-11360	336	10	better	well	ADJ
easat-11360	336	11	technical	technical	ADJ
easat-11360	336	12	support	support	NOUN
easat-11360	336	13	.	.	PUNCT
easat-11360	337	1	other	other	ADJ
easat-11360	337	2	platforms	platform	NOUN
easat-11360	337	3	,	,	PUNCT
easat-11360	337	4	like	like	ADP
easat-11360	337	5	patoko	patoko	NOUN
easat-11360	337	6	,	,	PUNCT
easat-11360	337	7	struggle	struggle	VERB
easat-11360	337	8	with	with	ADP
easat-11360	337	9	flexibility	flexibility	NOUN
easat-11360	337	10	and	and	CCONJ
easat-11360	337	11	functionality	functionality	NOUN
easat-11360	337	12	,	,	PUNCT
easat-11360	337	13	so	so	SCONJ
easat-11360	337	14	developers	developer	NOUN
easat-11360	337	15	should	should	AUX
easat-11360	337	16	focus	focus	VERB
easat-11360	337	17	on	on	ADP
easat-11360	337	18	making	make	VERB
easat-11360	337	19	them	they	PRON
easat-11360	337	20	more	more	ADV
easat-11360	337	21	competitive	competitive	ADJ
easat-11360	337	22	.	.	PUNCT
easat-11360	338	1	6	6	X
easat-11360	338	2	.	.	X
easat-11360	338	3	conclusions	conclusion	NOUN
easat-11360	338	4	the	the	DET
easat-11360	338	5	conducted	conduct	VERB
easat-11360	338	6	research	research	NOUN
easat-11360	338	7	has	have	AUX
easat-11360	338	8	shown	show	VERB
easat-11360	338	9	that	that	SCONJ
easat-11360	338	10	fintech	fintech	NOUN
easat-11360	338	11	alternatives	alternative	NOUN
easat-11360	338	12	have	have	VERB
easat-11360	338	13	strong	strong	ADJ
easat-11360	338	14	potential	potential	NOUN
easat-11360	338	15	for	for	ADP
easat-11360	338	16	developing	develop	VERB
easat-11360	338	17	the	the	DET
easat-11360	338	18	financial	financial	ADJ
easat-11360	338	19	sector	sector	NOUN
easat-11360	338	20	.	.	PUNCT
easat-11360	339	1	the	the	DET
easat-11360	339	2	results	result	NOUN
easat-11360	339	3	indicate	indicate	VERB
easat-11360	339	4	that	that	SCONJ
easat-11360	339	5	further	further	ADJ
easat-11360	339	6	work	work	NOUN
easat-11360	339	7	is	be	AUX
easat-11360	339	8	needed	need	VERB
easat-11360	339	9	to	to	PART
easat-11360	339	10	improve	improve	VERB
easat-11360	339	11	security	security	NOUN
easat-11360	339	12	and	and	CCONJ
easat-11360	339	13	user	user	NOUN
easat-11360	339	14	privacy	privacy	NOUN
easat-11360	339	15	protection	protection	NOUN
easat-11360	339	16	to	to	PART
easat-11360	339	17	encourage	encourage	VERB
easat-11360	339	18	more	more	ADJ
easat-11360	339	19	practical	practical	ADJ
easat-11360	339	20	use	use	NOUN
easat-11360	339	21	of	of	ADP
easat-11360	339	22	these	these	DET
easat-11360	339	23	alternatives	alternative	NOUN
easat-11360	339	24	.	.	PUNCT
easat-11360	340	1	additionally	additionally	ADV
easat-11360	340	2	,	,	PUNCT
easat-11360	340	3	the	the	DET
easat-11360	340	4	research	research	NOUN
easat-11360	340	5	demonstrated	demonstrate	VERB
easat-11360	340	6	that	that	SCONJ
easat-11360	340	7	the	the	DET
easat-11360	340	8	easypay	easypay	NOUN
easat-11360	340	9	platform	platform	NOUN
easat-11360	340	10	is	be	AUX
easat-11360	340	11	rated	rate	VERB
easat-11360	340	12	higher	high	ADJ
easat-11360	340	13	by	by	ADP
easat-11360	340	14	experts	expert	NOUN
easat-11360	340	15	compared	compare	VERB
easat-11360	340	16	to	to	ADP
easat-11360	340	17	other	other	ADJ
easat-11360	340	18	platforms	platform	NOUN
easat-11360	340	19	.	.	PUNCT
easat-11360	341	1	expert	expert	ADJ
easat-11360	341	2	assessment	assessment	NOUN
easat-11360	341	3	in	in	ADP
easat-11360	341	4	this	this	DET
easat-11360	341	5	study	study	NOUN
easat-11360	341	6	was	be	AUX
easat-11360	341	7	conducted	conduct	VERB
easat-11360	341	8	using	use	VERB
easat-11360	341	9	a	a	DET
easat-11360	341	10	fuzzy	fuzzy	ADJ
easat-11360	341	11	approach	approach	NOUN
easat-11360	341	12	,	,	PUNCT
easat-11360	341	13	which	which	PRON
easat-11360	341	14	is	be	AUX
easat-11360	341	15	important	important	ADJ
easat-11360	341	16	because	because	SCONJ
easat-11360	341	17	decisionmaking	decisionmake	VERB
easat-11360	341	18	in	in	ADP
easat-11360	341	19	this	this	DET
easat-11360	341	20	area	area	NOUN
easat-11360	341	21	often	often	ADV
easat-11360	341	22	involves	involve	VERB
easat-11360	341	23	uncertainty	uncertainty	NOUN
easat-11360	341	24	.	.	PUNCT
easat-11360	342	1	this	this	PRON
easat-11360	342	2	is	be	AUX
easat-11360	342	3	due	due	ADJ
easat-11360	342	4	to	to	ADP
easat-11360	342	5	experts	expert	NOUN
easat-11360	342	6	sometimes	sometimes	ADV
easat-11360	342	7	lacking	lack	VERB
easat-11360	342	8	complete	complete	ADJ
easat-11360	342	9	information	information	NOUN
easat-11360	342	10	and	and	CCONJ
easat-11360	342	11	making	make	VERB
easat-11360	342	12	decisions	decision	NOUN
easat-11360	342	13	with	with	ADP
easat-11360	342	14	incomplete	incomplete	ADJ
easat-11360	342	15	data	datum	NOUN
easat-11360	342	16	using	use	VERB
easat-11360	342	17	linguistic	linguistic	ADJ
easat-11360	342	18	values	value	NOUN
easat-11360	342	19	.	.	PUNCT
easat-11360	343	1	therefore	therefore	ADV
easat-11360	343	2	,	,	PUNCT
easat-11360	343	3	this	this	DET
easat-11360	343	4	research	research	NOUN
easat-11360	343	5	has	have	AUX
easat-11360	343	6	shown	show	VERB
easat-11360	343	7	that	that	SCONJ
easat-11360	343	8	mcdm	mcdm	ADJ
easat-11360	343	9	methods	method	NOUN
easat-11360	343	10	can	can	AUX
easat-11360	343	11	be	be	AUX
easat-11360	343	12	applied	apply	VERB
easat-11360	343	13	in	in	ADP
easat-11360	343	14	the	the	DET
easat-11360	343	15	albanian	albanian	ADJ
easat-11360	343	16	financial	financial	ADJ
easat-11360	343	17	sector	sector	NOUN
easat-11360	343	18	,	,	PUNCT
easat-11360	343	19	which	which	PRON
easat-11360	343	20	is	be	AUX
easat-11360	343	21	one	one	NUM
easat-11360	343	22	of	of	ADP
easat-11360	343	23	the	the	DET
easat-11360	343	24	key	key	ADJ
easat-11360	343	25	contributions	contribution	NOUN
easat-11360	343	26	of	of	ADP
easat-11360	343	27	this	this	DET
easat-11360	343	28	research	research	NOUN
easat-11360	343	29	.	.	PUNCT
easat-11360	344	1	this	this	DET
easat-11360	344	2	research	research	NOUN
easat-11360	344	3	shows	show	VERB
easat-11360	344	4	that	that	SCONJ
easat-11360	344	5	there	there	PRON
easat-11360	344	6	are	be	VERB
easat-11360	344	7	certain	certain	ADJ
easat-11360	344	8	obstacles	obstacle	NOUN
easat-11360	344	9	to	to	ADP
easat-11360	344	10	the	the	DET
easat-11360	344	11	use	use	NOUN
easat-11360	344	12	of	of	ADP
easat-11360	344	13	fintech	fintech	NOUN
easat-11360	344	14	by	by	ADP
easat-11360	344	15	users	user	NOUN
easat-11360	344	16	in	in	ADP
easat-11360	344	17	albania	albania	PROPN
easat-11360	344	18	.	.	PUNCT
easat-11360	345	1	clearly	clearly	ADV
easat-11360	345	2	,	,	PUNCT
easat-11360	345	3	the	the	DET
easat-11360	345	4	biggest	big	ADJ
easat-11360	345	5	problem	problem	NOUN
easat-11360	345	6	is	be	AUX
easat-11360	345	7	the	the	DET
easat-11360	345	8	low	low	ADJ
easat-11360	345	9	level	level	NOUN
easat-11360	345	10	of	of	ADP
easat-11360	345	11	financial	financial	ADJ
easat-11360	345	12	literacy	literacy	NOUN
easat-11360	345	13	among	among	ADP
easat-11360	345	14	users	user	NOUN
easat-11360	345	15	,	,	PUNCT
easat-11360	345	16	which	which	PRON
easat-11360	345	17	slows	slow	VERB
easat-11360	345	18	down	down	ADP
easat-11360	345	19	the	the	DET
easat-11360	345	20	further	further	ADJ
easat-11360	345	21	spread	spread	NOUN
easat-11360	345	22	of	of	ADP
easat-11360	345	23	fintech	fintech	NOUN
easat-11360	345	24	in	in	ADP
easat-11360	345	25	the	the	DET
easat-11360	345	26	country	country	NOUN
easat-11360	345	27	.	.	PUNCT
easat-11360	346	1	efforts	effort	NOUN
easat-11360	346	2	are	be	AUX
easat-11360	346	3	needed	need	VERB
easat-11360	346	4	to	to	PART
easat-11360	346	5	build	build	VERB
easat-11360	346	6	trust	trust	NOUN
easat-11360	346	7	in	in	ADP
easat-11360	346	8	fintech	fintech	NOUN
easat-11360	346	9	,	,	PUNCT
easat-11360	346	10	such	such	ADJ
easat-11360	346	11	as	as	ADP
easat-11360	346	12	organizing	organize	VERB
easat-11360	346	13	educational	educational	ADJ
easat-11360	346	14	programs	program	NOUN
easat-11360	346	15	on	on	ADP
easat-11360	346	16	digital	digital	ADJ
easat-11360	346	17	literacy	literacy	NOUN
easat-11360	346	18	for	for	ADP
easat-11360	346	19	the	the	DET
easat-11360	346	20	general	general	ADJ
easat-11360	346	21	population	population	NOUN
easat-11360	346	22	and	and	CCONJ
easat-11360	346	23	for	for	ADP
easat-11360	346	24	interest	interest	NOUN
easat-11360	346	25	groups	group	NOUN
easat-11360	346	26	that	that	PRON
easat-11360	346	27	influence	influence	VERB
easat-11360	346	28	the	the	DET
easat-11360	346	29	development	development	NOUN
easat-11360	346	30	of	of	ADP
easat-11360	346	31	the	the	DET
easat-11360	346	32	financial	financial	ADJ
easat-11360	346	33	sector	sector	NOUN
easat-11360	346	34	in	in	ADP
easat-11360	346	35	albania	albania	PROPN
easat-11360	346	36	.	.	PUNCT
easat-11360	347	1	additionally	additionally	ADV
easat-11360	347	2	,	,	PUNCT
easat-11360	347	3	it	it	PRON
easat-11360	347	4	is	be	AUX
easat-11360	347	5	important	important	ADJ
easat-11360	347	6	to	to	PART
easat-11360	347	7	influence	influence	VERB
easat-11360	347	8	policymakers	policymaker	NOUN
easat-11360	347	9	so	so	SCONJ
easat-11360	347	10	that	that	SCONJ
easat-11360	347	11	innovations	innovation	NOUN
easat-11360	347	12	in	in	ADP
easat-11360	347	13	the	the	DET
easat-11360	347	14	financial	financial	ADJ
easat-11360	347	15	sector	sector	NOUN
easat-11360	347	16	can	can	AUX
easat-11360	347	17	be	be	AUX
easat-11360	347	18	implemented	implement	VERB
easat-11360	347	19	as	as	ADV
easat-11360	347	20	quickly	quickly	ADV
easat-11360	347	21	as	as	ADP
easat-11360	347	22	possible	possible	ADJ
easat-11360	347	23	.	.	PUNCT
easat-11360	348	1	the	the	DET
easat-11360	348	2	research	research	NOUN
easat-11360	348	3	provided	provide	VERB
easat-11360	348	4	guidelines	guideline	NOUN
easat-11360	348	5	for	for	ADP
easat-11360	348	6	future	future	ADJ
easat-11360	348	7	studies	study	NOUN
easat-11360	348	8	,	,	PUNCT
easat-11360	348	9	indicating	indicate	VERB
easat-11360	348	10	that	that	SCONJ
easat-11360	348	11	exploring	explore	VERB
easat-11360	348	12	the	the	DET
easat-11360	348	13	use	use	NOUN
easat-11360	348	14	of	of	ADP
easat-11360	348	15	mobile	mobile	ADJ
easat-11360	348	16	payment	payment	NOUN
easat-11360	348	17	systems	system	NOUN
easat-11360	348	18	,	,	PUNCT
easat-11360	348	19	digital	digital	ADJ
easat-11360	348	20	wallets	wallet	NOUN
easat-11360	348	21	,	,	PUNCT
easat-11360	348	22	p2p	p2p	NOUN
easat-11360	348	23	,	,	PUNCT
easat-11360	348	24	and	and	CCONJ
easat-11360	348	25	blockchain	blockchain	PROPN
easat-11360	348	26	technology	technology	PROPN
easat-11360	348	27	in	in	ADP
easat-11360	348	28	the	the	DET
easat-11360	348	29	financial	financial	ADJ
easat-11360	348	30	sector	sector	NOUN
easat-11360	348	31	could	could	AUX
easat-11360	348	32	be	be	AUX
easat-11360	348	33	valuable	valuable	ADJ
easat-11360	348	34	.	.	PUNCT
easat-11360	349	1	these	these	DET
easat-11360	349	2	additional	additional	ADJ
easat-11360	349	3	tools	tool	NOUN
easat-11360	349	4	would	would	AUX
easat-11360	349	5	speed	speed	VERB
easat-11360	349	6	up	up	ADP
easat-11360	349	7	transactions	transaction	NOUN
easat-11360	349	8	,	,	PUNCT
easat-11360	349	9	lower	low	ADJ
easat-11360	349	10	costs	cost	NOUN
easat-11360	349	11	,	,	PUNCT
easat-11360	349	12	and	and	CCONJ
easat-11360	349	13	enhance	enhance	VERB
easat-11360	349	14	inclusiveness	inclusiveness	NOUN
easat-11360	349	15	in	in	ADP
easat-11360	349	16	the	the	DET
easat-11360	349	17	financial	financial	ADJ
easat-11360	349	18	system	system	NOUN
easat-11360	349	19	.	.	PUNCT
easat-11360	350	1	developing	develop	VERB
easat-11360	350	2	these	these	DET
easat-11360	350	3	innovations	innovation	NOUN
easat-11360	350	4	would	would	AUX
easat-11360	350	5	support	support	VERB
easat-11360	350	6	the	the	DET
easat-11360	350	7	growth	growth	NOUN
easat-11360	350	8	of	of	ADP
easat-11360	350	9	this	this	DET
easat-11360	350	10	sector	sector	NOUN
easat-11360	350	11	,	,	PUNCT
easat-11360	350	12	which	which	PRON
easat-11360	350	13	plays	play	VERB
easat-11360	350	14	a	a	DET
easat-11360	350	15	crucial	crucial	ADJ
easat-11360	350	16	role	role	NOUN
easat-11360	350	17	in	in	ADP
easat-11360	350	18	albania	albania	PROPN
easat-11360	350	19	's	's	PART
easat-11360	350	20	development	development	NOUN
easat-11360	350	21	.	.	PUNCT
easat-11360	351	1	moreover	moreover	ADV
easat-11360	351	2	,	,	PUNCT
easat-11360	351	3	these	these	DET
easat-11360	351	4	services	service	NOUN
easat-11360	351	5	offer	offer	VERB
easat-11360	351	6	access	access	NOUN
easat-11360	351	7	to	to	ADP
easat-11360	351	8	various	various	ADJ
easat-11360	351	9	financial	financial	ADJ
easat-11360	351	10	options	option	NOUN
easat-11360	351	11	that	that	PRON
easat-11360	351	12	are	be	AUX
easat-11360	351	13	not	not	PART
easat-11360	351	14	available	available	ADJ
easat-11360	351	15	through	through	ADP
easat-11360	351	16	traditional	traditional	ADJ
easat-11360	351	17	banking	banking	NOUN
easat-11360	351	18	.	.	PUNCT
easat-11360	352	1	the	the	DET
easat-11360	352	2	goal	goal	NOUN
easat-11360	352	3	of	of	ADP
easat-11360	352	4	fintech	fintech	NOUN
easat-11360	352	5	is	be	AUX
easat-11360	352	6	to	to	PART
easat-11360	352	7	reduce	reduce	VERB
easat-11360	352	8	bank	bank	NOUN
easat-11360	352	9	visits	visit	NOUN
easat-11360	352	10	and	and	CCONJ
easat-11360	352	11	digitize	digitize	VERB
easat-11360	352	12	financial	financial	ADJ
easat-11360	352	13	transactions	transaction	NOUN
easat-11360	352	14	,	,	PUNCT
easat-11360	352	15	which	which	PRON
easat-11360	352	16	also	also	ADV
easat-11360	352	17	positively	positively	ADV
easat-11360	352	18	impacts	impact	VERB
easat-11360	352	19	sustainability	sustainability	NOUN
easat-11360	352	20	and	and	CCONJ
easat-11360	352	21	environmental	environmental	ADJ
easat-11360	352	22	protection	protection	NOUN
easat-11360	352	23	.	.	PUNCT
easat-11360	353	1	therefore	therefore	ADV
easat-11360	353	2	,	,	PUNCT
easat-11360	353	3	future	future	ADJ
easat-11360	353	4	research	research	NOUN
easat-11360	353	5	should	should	AUX
easat-11360	353	6	also	also	ADV
easat-11360	353	7	consider	consider	VERB
easat-11360	353	8	these	these	DET
easat-11360	353	9	factors	factor	NOUN
easat-11360	353	10	.	.	PUNCT
easat-11360	354	1	this	this	DET
easat-11360	354	2	research	research	NOUN
easat-11360	354	3	has	have	AUX
easat-11360	354	4	demonstrated	demonstrate	VERB
easat-11360	354	5	that	that	SCONJ
easat-11360	354	6	fintech	fintech	NOUN
easat-11360	354	7	drives	drive	VERB
easat-11360	354	8	the	the	DET
easat-11360	354	9	development	development	NOUN
easat-11360	354	10	of	of	ADP
easat-11360	354	11	albania	albania	PROPN
easat-11360	354	12	's	's	PART
easat-11360	354	13	financial	financial	ADJ
easat-11360	354	14	sector	sector	NOUN
easat-11360	354	15	,	,	PUNCT
easat-11360	354	16	leading	lead	VERB
easat-11360	354	17	to	to	ADP
easat-11360	354	18	further	further	ADJ
easat-11360	354	19	modernization	modernization	NOUN
easat-11360	354	20	and	and	CCONJ
easat-11360	354	21	digitalization	digitalization	NOUN
easat-11360	354	22	efforts	effort	NOUN
easat-11360	354	23	.	.	PUNCT
easat-11360	355	1	the	the	DET
easat-11360	355	2	methodology	methodology	NOUN
easat-11360	355	3	applied	apply	VERB
easat-11360	355	4	proved	prove	VERB
easat-11360	355	5	highly	highly	ADV
easat-11360	355	6	335	335	NUM
easat-11360	355	7	edelweiss	edelweiss	PROPN
easat-11360	355	8	applied	apply	VERB
easat-11360	355	9	science	science	NOUN
easat-11360	355	10	and	and	CCONJ
easat-11360	355	11	technology	technology	NOUN
easat-11360	355	12	issn	issn	PROPN
easat-11360	355	13	:	:	PUNCT
easat-11360	355	14	2576	2576	NUM
easat-11360	355	15	-	-	SYM
easat-11360	355	16	8484	8484	NUM
easat-11360	355	17	vol	vol	NOUN
easat-11360	355	18	.	.	PROPN
easat-11360	356	1	9	9	NUM
easat-11360	356	2	,	,	PUNCT
easat-11360	356	3	no	no	INTJ
easat-11360	356	4	.	.	NOUN
easat-11360	356	5	12	12	NUM
easat-11360	356	6	:	:	PUNCT
easat-11360	356	7	325	325	NUM
easat-11360	356	8	-	-	SYM
easat-11360	356	9	337	337	NUM
easat-11360	356	10	,	,	PUNCT
easat-11360	356	11	2025	2025	NUM
easat-11360	356	12	doi	doi	NOUN
easat-11360	356	13	:	:	PUNCT
easat-11360	356	14	10.55214/2576	10.55214/2576	NUM
easat-11360	356	15	-	-	SYM
easat-11360	356	16	8484.v9i12.11360	8484.v9i12.11360	NOUN
easat-11360	357	1	©	©	ADP
easat-11360	357	2	2025	2025	NUM
easat-11360	357	3	by	by	ADP
easat-11360	357	4	the	the	DET
easat-11360	357	5	authors	author	NOUN
easat-11360	357	6	;	;	PUNCT
easat-11360	357	7	licensee	licensee	PROPN
easat-11360	357	8	learning	learn	VERB
easat-11360	357	9	gate	gate	NOUN
easat-11360	357	10	flexible	flexible	ADJ
easat-11360	357	11	and	and	CCONJ
easat-11360	357	12	should	should	AUX
easat-11360	357	13	be	be	AUX
easat-11360	357	14	adopted	adopt	VERB
easat-11360	357	15	in	in	ADP
easat-11360	357	16	future	future	ADJ
easat-11360	357	17	studies	study	NOUN
easat-11360	357	18	when	when	SCONJ
easat-11360	357	19	choosing	choose	VERB
easat-11360	357	20	between	between	ADP
easat-11360	357	21	multiple	multiple	ADJ
easat-11360	357	22	options	option	NOUN
easat-11360	357	23	.	.	PUNCT
easat-11360	358	1	additionally	additionally	ADV
easat-11360	358	2	,	,	PUNCT
easat-11360	358	3	the	the	DET
easat-11360	358	4	results	result	NOUN
easat-11360	358	5	suggest	suggest	VERB
easat-11360	358	6	that	that	SCONJ
easat-11360	358	7	more	more	ADJ
easat-11360	358	8	research	research	NOUN
easat-11360	358	9	is	be	AUX
easat-11360	358	10	needed	need	VERB
easat-11360	358	11	to	to	PART
easat-11360	358	12	integrate	integrate	VERB
easat-11360	358	13	security	security	NOUN
easat-11360	358	14	and	and	CCONJ
easat-11360	358	15	regulatory	regulatory	ADJ
easat-11360	358	16	aspects	aspect	NOUN
easat-11360	358	17	to	to	PART
easat-11360	358	18	support	support	VERB
easat-11360	358	19	the	the	DET
easat-11360	358	20	growth	growth	NOUN
easat-11360	358	21	of	of	ADP
easat-11360	358	22	the	the	DET
easat-11360	358	23	financial	financial	ADJ
easat-11360	358	24	sector	sector	NOUN
easat-11360	358	25	and	and	CCONJ
easat-11360	358	26	increase	increase	VERB
easat-11360	358	27	user	user	NOUN
easat-11360	358	28	trust	trust	NOUN
easat-11360	358	29	in	in	ADP
easat-11360	358	30	fintech	fintech	NOUN
easat-11360	358	31	.	.	PUNCT
easat-11360	359	1	transparency	transparency	NOUN
easat-11360	359	2	:	:	PUNCT
easat-11360	359	3	the	the	DET
easat-11360	359	4	authors	author	NOUN
easat-11360	359	5	confirm	confirm	VERB
easat-11360	359	6	that	that	SCONJ
easat-11360	359	7	the	the	DET
easat-11360	359	8	manuscript	manuscript	NOUN
easat-11360	359	9	is	be	AUX
easat-11360	359	10	an	an	DET
easat-11360	359	11	honest	honest	ADJ
easat-11360	359	12	,	,	PUNCT
easat-11360	359	13	accurate	accurate	ADJ
easat-11360	359	14	,	,	PUNCT
easat-11360	359	15	and	and	CCONJ
easat-11360	359	16	transparent	transparent	ADJ
easat-11360	359	17	account	account	NOUN
easat-11360	359	18	of	of	ADP
easat-11360	359	19	the	the	DET
easat-11360	359	20	study	study	NOUN
easat-11360	359	21	;	;	PUNCT
easat-11360	359	22	that	that	SCONJ
easat-11360	359	23	no	no	DET
easat-11360	359	24	vital	vital	ADJ
easat-11360	359	25	features	feature	NOUN
easat-11360	359	26	of	of	ADP
easat-11360	359	27	the	the	DET
easat-11360	359	28	study	study	NOUN
easat-11360	359	29	have	have	AUX
easat-11360	359	30	been	be	AUX
easat-11360	359	31	omitted	omit	VERB
easat-11360	359	32	;	;	PUNCT
easat-11360	359	33	and	and	CCONJ
easat-11360	359	34	that	that	SCONJ
easat-11360	359	35	any	any	DET
easat-11360	359	36	discrepancies	discrepancy	NOUN
easat-11360	359	37	from	from	ADP
easat-11360	359	38	the	the	DET
easat-11360	359	39	study	study	NOUN
easat-11360	359	40	as	as	SCONJ
easat-11360	359	41	planned	plan	VERB
easat-11360	359	42	have	have	AUX
easat-11360	359	43	been	be	AUX
easat-11360	359	44	explained	explain	VERB
easat-11360	359	45	.	.	PUNCT
easat-11360	360	1	this	this	DET
easat-11360	360	2	study	study	NOUN
easat-11360	360	3	followed	follow	VERB
easat-11360	360	4	all	all	DET
easat-11360	360	5	ethical	ethical	ADJ
easat-11360	360	6	practices	practice	NOUN
easat-11360	360	7	during	during	ADP
easat-11360	360	8	writing	writing	NOUN
easat-11360	360	9	.	.	PUNCT
easat-11360	361	1	copyright	copyright	NOUN
easat-11360	361	2	:	:	PUNCT
easat-11360	361	3	©	©	PROPN
easat-11360	361	4	2025	2025	NUM
easat-11360	361	5	by	by	ADP
easat-11360	361	6	the	the	DET
easat-11360	361	7	authors	author	NOUN
easat-11360	361	8	.	.	PUNCT
easat-11360	362	1	this	this	DET
easat-11360	362	2	article	article	NOUN
easat-11360	362	3	is	be	AUX
easat-11360	362	4	an	an	DET
easat-11360	362	5	open	open	ADJ
easat-11360	362	6	-	-	PUNCT
easat-11360	362	7	access	access	NOUN
easat-11360	362	8	article	article	NOUN
easat-11360	362	9	distributed	distribute	VERB
easat-11360	362	10	under	under	ADP
easat-11360	362	11	the	the	DET
easat-11360	362	12	terms	term	NOUN
easat-11360	362	13	and	and	CCONJ
easat-11360	362	14	conditions	condition	NOUN
easat-11360	362	15	of	of	ADP
easat-11360	362	16	the	the	DET
easat-11360	362	17	creative	creative	ADJ
easat-11360	362	18	commons	common	NOUN
easat-11360	362	19	attribution	attribution	NOUN
easat-11360	362	20	(	(	PUNCT
easat-11360	362	21	cc	cc	NOUN
easat-11360	362	22	by	by	ADP
easat-11360	362	23	)	)	PUNCT
easat-11360	362	24	license	license	NOUN
easat-11360	362	25	(	(	PUNCT
easat-11360	362	26	https://creativecommons.org/licenses/by/4.0/	https://creativecommons.org/licenses/by/4.0/	PROPN
easat-11360	362	27	)	)	PUNCT
easat-11360	362	28	.	.	PUNCT
easat-11360	363	1	references	reference	NOUN
easat-11360	363	2	[	[	X
easat-11360	363	3	1	1	NUM
easat-11360	363	4	]	]	PUNCT
easat-11360	363	5	a.	a.	PROPN
easat-11360	363	6	jalal	jalal	PROPN
easat-11360	363	7	,	,	PUNCT
easat-11360	363	8	m.	m.	PROPN
easat-11360	363	9	al	al	PROPN
easat-11360	363	10	mubarak	mubarak	PROPN
easat-11360	363	11	,	,	PUNCT
easat-11360	363	12	and	and	CCONJ
easat-11360	363	13	f.	f.	PROPN
easat-11360	363	14	durani	durani	PROPN
easat-11360	363	15	,	,	PUNCT
easat-11360	363	16	financial	financial	ADJ
easat-11360	363	17	technology	technology	NOUN
easat-11360	363	18	(	(	PUNCT
easat-11360	363	19	fintech	fintech	NOUN
easat-11360	363	20	)	)	PUNCT
easat-11360	363	21	.	.	PUNCT
easat-11360	364	1	in	in	ADP
easat-11360	364	2	artificial	artificial	ADJ
easat-11360	364	3	intelligence	intelligence	NOUN
easat-11360	364	4	and	and	CCONJ
easat-11360	364	5	transforming	transform	VERB
easat-11360	364	6	digital	digital	ADJ
easat-11360	364	7	marketing	marketing	NOUN
easat-11360	364	8	.	.	PUNCT
easat-11360	365	1	cham	cham	PROPN
easat-11360	365	2	:	:	PUNCT
easat-11360	365	3	springer	springer	NOUN
easat-11360	365	4	nature	nature	PROPN
easat-11360	365	5	switzerland	switzerland	PROPN
easat-11360	365	6	,	,	PUNCT
easat-11360	365	7	2023	2023	NUM
easat-11360	365	8	.	.	PUNCT
easat-11360	366	1	[	[	X
easat-11360	366	2	2	2	X
easat-11360	366	3	]	]	PUNCT
easat-11360	366	4	d.	d.	PROPN
easat-11360	366	5	w.	w.	PROPN
easat-11360	366	6	arner	arner	PROPN
easat-11360	366	7	,	,	PUNCT
easat-11360	366	8	j.	j.	PROPN
easat-11360	366	9	barberis	barberis	PROPN
easat-11360	366	10	,	,	PUNCT
easat-11360	366	11	and	and	CCONJ
easat-11360	366	12	r.	r.	PROPN
easat-11360	366	13	p.	p.	PROPN
easat-11360	366	14	buckley	buckley	PROPN
easat-11360	366	15	,	,	PUNCT
easat-11360	366	16	"	"	PUNCT
easat-11360	366	17	the	the	DET
easat-11360	366	18	evolution	evolution	NOUN
easat-11360	366	19	of	of	ADP
easat-11360	366	20	fintech	fintech	NOUN
easat-11360	366	21	:	:	PUNCT
easat-11360	366	22	a	a	DET
easat-11360	366	23	new	new	ADJ
easat-11360	366	24	post	post	ADJ
easat-11360	366	25	-	-	ADJ
easat-11360	366	26	crisis	crisis	NOUN
easat-11360	366	27	paradigm	paradigm	NOUN
easat-11360	366	28	,	,	PUNCT
easat-11360	366	29	"	"	PUNCT
easat-11360	366	30	geo	geo	PROPN
easat-11360	366	31	.	.	PROPN
easat-11360	366	32	j.	j.	PROPN
easat-11360	366	33	int'l	int'l	PROPN
easat-11360	366	34	l.	l.	PROPN
easat-11360	366	35	,	,	PUNCT
easat-11360	366	36	vol	vol	NOUN
easat-11360	366	37	.	.	PROPN
easat-11360	366	38	47	47	NUM
easat-11360	366	39	,	,	PUNCT
easat-11360	366	40	p.	p.	NOUN
easat-11360	366	41	1271	1271	NUM
easat-11360	366	42	,	,	PUNCT
easat-11360	366	43	2015	2015	NUM
easat-11360	366	44	.	.	PUNCT
easat-11360	367	1	[	[	X
easat-11360	367	2	3	3	X
easat-11360	367	3	]	]	X
easat-11360	367	4	m.	m.	NOUN
easat-11360	367	5	anifa	anifa	PROPN
easat-11360	367	6	,	,	PUNCT
easat-11360	367	7	s.	s.	PROPN
easat-11360	367	8	ramakrishnan	ramakrishnan	PROPN
easat-11360	367	9	,	,	PUNCT
easat-11360	367	10	s.	s.	PROPN
easat-11360	367	11	joghee	joghee	PROPN
easat-11360	367	12	,	,	PUNCT
easat-11360	367	13	s.	s.	PROPN
easat-11360	367	14	kabiraj	kabiraj	PROPN
easat-11360	367	15	,	,	PUNCT
easat-11360	367	16	and	and	CCONJ
easat-11360	367	17	m.	m.	NOUN
easat-11360	367	18	m.	m.	PROPN
easat-11360	367	19	bishnoi	bishnoi	PROPN
easat-11360	367	20	,	,	PUNCT
easat-11360	367	21	"	"	PUNCT
easat-11360	367	22	fintech	fintech	NOUN
easat-11360	367	23	innovations	innovation	NOUN
easat-11360	367	24	in	in	ADP
easat-11360	367	25	the	the	DET
easat-11360	367	26	financial	financial	ADJ
easat-11360	367	27	service	service	NOUN
easat-11360	367	28	industry	industry	NOUN
easat-11360	367	29	,	,	PUNCT
easat-11360	367	30	"	"	PUNCT
easat-11360	367	31	journal	journal	NOUN
easat-11360	367	32	of	of	ADP
easat-11360	367	33	risk	risk	NOUN
easat-11360	367	34	and	and	CCONJ
easat-11360	367	35	financial	financial	ADJ
easat-11360	367	36	management	management	NOUN
easat-11360	367	37	,	,	PUNCT
easat-11360	367	38	vol	vol	NOUN
easat-11360	367	39	.	.	PROPN
easat-11360	367	40	15	15	NUM
easat-11360	367	41	,	,	PUNCT
easat-11360	367	42	no	no	INTJ
easat-11360	367	43	.	.	NOUN
easat-11360	367	44	7	7	NUM
easat-11360	367	45	,	,	PUNCT
easat-11360	367	46	p.	p.	NOUN
easat-11360	367	47	287	287	NUM
easat-11360	367	48	,	,	PUNCT
easat-11360	367	49	2022	2022	NUM
easat-11360	367	50	.	.	PUNCT
easat-11360	368	1	https://doi.org/10.3390/jrfm15070287	https://doi.org/10.3390/jrfm15070287	PROPN
easat-11360	369	1	[	[	X
easat-11360	369	2	4	4	X
easat-11360	369	3	]	]	PUNCT
easat-11360	369	4	k.	k.	PROPN
easat-11360	369	5	abdo	abdo	PROPN
easat-11360	369	6	,	,	PUNCT
easat-11360	369	7	h.	h.	PROPN
easat-11360	369	8	a.	a.	PROPN
easat-11360	369	9	qudah	qudah	PROPN
easat-11360	369	10	,	,	PUNCT
easat-11360	369	11	m.	m.	NOUN
easat-11360	369	12	z.	z.	PROPN
easat-11360	369	13	alqudah	alqudah	PROPN
easat-11360	369	14	,	,	PUNCT
easat-11360	369	15	e.	e.	PROPN
easat-11360	369	16	almustafa	almustafa	PROPN
easat-11360	369	17	,	,	PUNCT
easat-11360	369	18	and	and	CCONJ
easat-11360	369	19	b.	b.	PROPN
easat-11360	369	20	y.	y.	PROPN
easat-11360	369	21	alshaer	alshaer	PROPN
easat-11360	369	22	,	,	PUNCT
easat-11360	369	23	"	"	PUNCT
easat-11360	369	24	hotspots	hotspot	NOUN
easat-11360	369	25	and	and	CCONJ
easat-11360	369	26	trends	trend	NOUN
easat-11360	369	27	of	of	ADP
easat-11360	369	28	financial	financial	ADJ
easat-11360	369	29	technology	technology	NOUN
easat-11360	369	30	(	(	PUNCT
easat-11360	369	31	fintech	fintech	NOUN
easat-11360	369	32	)	)	PUNCT
easat-11360	369	33	research	research	NOUN
easat-11360	369	34	:	:	PUNCT
easat-11360	369	35	a	a	DET
easat-11360	369	36	bibliometric	bibliometric	ADJ
easat-11360	369	37	analysis	analysis	NOUN
easat-11360	369	38	,	,	PUNCT
easat-11360	369	39	"	"	PUNCT
easat-11360	369	40	economics	economic	NOUN
easat-11360	369	41	-	-	PUNCT
easat-11360	369	42	innovative	innovative	ADJ
easat-11360	369	43	and	and	CCONJ
easat-11360	369	44	economics	economic	NOUN
easat-11360	369	45	research	research	NOUN
easat-11360	369	46	journal	journal	PROPN
easat-11360	369	47	,	,	PUNCT
easat-11360	369	48	vol	vol	NOUN
easat-11360	369	49	.	.	PROPN
easat-11360	369	50	13	13	NUM
easat-11360	369	51	,	,	PUNCT
easat-11360	369	52	no	no	INTJ
easat-11360	369	53	.	.	NOUN
easat-11360	369	54	2	2	NUM
easat-11360	369	55	,	,	PUNCT
easat-11360	369	56	pp	pp	ADJ
easat-11360	369	57	.	.	PUNCT
easat-11360	369	58	111	111	NUM
easat-11360	369	59	-	-	SYM
easat-11360	369	60	138	138	NUM
easat-11360	369	61	,	,	PUNCT
easat-11360	369	62	2025	2025	NUM
easat-11360	369	63	.	.	PUNCT
easat-11360	370	1	https://doi.org/10.2478/eoik-2025-0033	https://doi.org/10.2478/eoik-2025-0033	PROPN
easat-11360	371	1	[	[	X
easat-11360	371	2	5	5	NUM
easat-11360	371	3	]	]	PUNCT
easat-11360	371	4	p.	p.	NOUN
easat-11360	371	5	gomber	gomber	PROPN
easat-11360	371	6	,	,	PUNCT
easat-11360	371	7	r.	r.	PROPN
easat-11360	371	8	j.	j.	PROPN
easat-11360	371	9	kauffman	kauffman	PROPN
easat-11360	371	10	,	,	PUNCT
easat-11360	371	11	c.	c.	PROPN
easat-11360	371	12	parker	parker	PROPN
easat-11360	371	13	,	,	PUNCT
easat-11360	371	14	and	and	CCONJ
easat-11360	371	15	b.	b.	PROPN
easat-11360	371	16	w.	w.	PROPN
easat-11360	371	17	weber	weber	PROPN
easat-11360	371	18	,	,	PUNCT
easat-11360	371	19	"	"	PUNCT
easat-11360	371	20	on	on	ADP
easat-11360	371	21	the	the	DET
easat-11360	371	22	fintech	fintech	NOUN
easat-11360	371	23	revolution	revolution	NOUN
easat-11360	371	24	:	:	PUNCT
easat-11360	371	25	interpreting	interpret	VERB
easat-11360	371	26	the	the	DET
easat-11360	371	27	forces	force	NOUN
easat-11360	371	28	of	of	ADP
easat-11360	371	29	innovation	innovation	NOUN
easat-11360	371	30	,	,	PUNCT
easat-11360	371	31	disruption	disruption	NOUN
easat-11360	371	32	,	,	PUNCT
easat-11360	371	33	and	and	CCONJ
easat-11360	371	34	transformation	transformation	NOUN
easat-11360	371	35	in	in	ADP
easat-11360	371	36	financial	financial	ADJ
easat-11360	371	37	services	service	NOUN
easat-11360	371	38	,	,	PUNCT
easat-11360	371	39	"	"	PUNCT
easat-11360	371	40	journal	journal	NOUN
easat-11360	371	41	of	of	ADP
easat-11360	371	42	management	management	NOUN
easat-11360	371	43	information	information	NOUN
easat-11360	371	44	systems	system	NOUN
easat-11360	371	45	,	,	PUNCT
easat-11360	371	46	vol	vol	NOUN
easat-11360	371	47	.	.	PROPN
easat-11360	371	48	35	35	NUM
easat-11360	371	49	,	,	PUNCT
easat-11360	371	50	no	no	INTJ
easat-11360	371	51	.	.	NOUN
easat-11360	371	52	1	1	NUM
easat-11360	371	53	,	,	PUNCT
easat-11360	371	54	pp	pp	ADJ
easat-11360	371	55	.	.	PUNCT
easat-11360	372	1	220	220	NUM
easat-11360	372	2	-	-	SYM
easat-11360	372	3	265	265	NUM
easat-11360	372	4	,	,	PUNCT
easat-11360	372	5	2018	2018	NUM
easat-11360	372	6	.	.	PUNCT
easat-11360	372	7	https://doi.org/10.1080/07421222.2018.1440766	https://doi.org/10.1080/07421222.2018.1440766	PUNCT
easat-11360	373	1	[	[	X
easat-11360	373	2	6	6	NUM
easat-11360	373	3	]	]	PUNCT
easat-11360	373	4	d.	d.	PROPN
easat-11360	373	5	abis	abis	PROPN
easat-11360	373	6	,	,	PUNCT
easat-11360	373	7	p.	p.	NOUN
easat-11360	373	8	pia	pia	PROPN
easat-11360	373	9	,	,	PUNCT
easat-11360	373	10	and	and	CCONJ
easat-11360	373	11	y.	y.	PROPN
easat-11360	373	12	limbu	limbu	PROPN
easat-11360	373	13	,	,	PUNCT
easat-11360	373	14	"	"	PUNCT
easat-11360	373	15	fintech	fintech	NOUN
easat-11360	373	16	and	and	CCONJ
easat-11360	373	17	consumers	consumer	NOUN
easat-11360	373	18	:	:	PUNCT
easat-11360	373	19	a	a	DET
easat-11360	373	20	systematic	systematic	ADJ
easat-11360	373	21	review	review	NOUN
easat-11360	373	22	and	and	CCONJ
easat-11360	373	23	integrative	integrative	ADJ
easat-11360	373	24	framework	framework	NOUN
easat-11360	373	25	,	,	PUNCT
easat-11360	373	26	"	"	PUNCT
easat-11360	373	27	management	management	NOUN
easat-11360	373	28	decision	decision	NOUN
easat-11360	373	29	,	,	PUNCT
easat-11360	373	30	vol	vol	NOUN
easat-11360	373	31	.	.	PROPN
easat-11360	373	32	63	63	NUM
easat-11360	373	33	,	,	PUNCT
easat-11360	373	34	no	no	INTJ
easat-11360	373	35	.	.	NOUN
easat-11360	373	36	1	1	NUM
easat-11360	373	37	,	,	PUNCT
easat-11360	373	38	pp	pp	ADJ
easat-11360	373	39	.	.	PUNCT
easat-11360	373	40	49	49	NUM
easat-11360	373	41	-	-	SYM
easat-11360	373	42	75	75	NUM
easat-11360	373	43	,	,	PUNCT
easat-11360	373	44	2025	2025	NUM
easat-11360	373	45	.	.	PUNCT
easat-11360	374	1	https://doi.org/10.1108/md-07-2023-1136	https://doi.org/10.1108/md-07-2023-1136	X
easat-11360	375	1	[	[	X
easat-11360	375	2	7	7	X
easat-11360	375	3	]	]	X
easat-11360	375	4	o.	o.	PROPN
easat-11360	375	5	heralová	heralová	PROPN
easat-11360	375	6	,	,	PUNCT
easat-11360	375	7	"	"	PUNCT
easat-11360	375	8	merger	merger	NOUN
easat-11360	375	9	spin	spin	NOUN
easat-11360	375	10	-	-	PUNCT
easat-11360	375	11	off	off	ADP
easat-11360	375	12	project	project	NOUN
easat-11360	375	13	and	and	CCONJ
easat-11360	375	14	its	its	PRON
easat-11360	375	15	effect	effect	NOUN
easat-11360	375	16	on	on	ADP
easat-11360	375	17	financial	financial	ADJ
easat-11360	375	18	health	health	NOUN
easat-11360	375	19	of	of	ADP
easat-11360	375	20	post	post	ADJ
easat-11360	375	21	-	-	ADJ
easat-11360	375	22	transformation	transformation	ADJ
easat-11360	375	23	companies	company	NOUN
easat-11360	375	24	,	,	PUNCT
easat-11360	375	25	"	"	PUNCT
easat-11360	375	26	international	international	ADJ
easat-11360	375	27	journal	journal	NOUN
easat-11360	375	28	of	of	ADP
easat-11360	375	29	economic	economic	ADJ
easat-11360	375	30	sciences	science	NOUN
easat-11360	375	31	,	,	PUNCT
easat-11360	375	32	vol	vol	NOUN
easat-11360	375	33	.	.	PROPN
easat-11360	375	34	13	13	NUM
easat-11360	375	35	,	,	PUNCT
easat-11360	375	36	no	no	INTJ
easat-11360	375	37	.	.	NOUN
easat-11360	375	38	1	1	NUM
easat-11360	375	39	,	,	PUNCT
easat-11360	375	40	pp	pp	ADJ
easat-11360	375	41	.	.	PUNCT
easat-11360	376	1	1	1	NUM
easat-11360	376	2	-	-	SYM
easat-11360	376	3	12	12	NUM
easat-11360	376	4	,	,	PUNCT
easat-11360	376	5	2024	2024	NUM
easat-11360	376	6	.	.	PUNCT
easat-11360	377	1	https://doi.org/110.52950/es.2024.13.1.001	https://doi.org/110.52950/es.2024.13.1.001	PROPN
easat-11360	378	1	[	[	X
easat-11360	378	2	8	8	NUM
easat-11360	378	3	]	]	PUNCT
easat-11360	378	4	s.	s.	PROPN
easat-11360	378	5	maity	maity	PROPN
easat-11360	378	6	and	and	CCONJ
easat-11360	378	7	a.	a.	NOUN
easat-11360	378	8	majumder	majumder	NOUN
easat-11360	378	9	,	,	PUNCT
easat-11360	378	10	"	"	PUNCT
easat-11360	378	11	a	a	DET
easat-11360	378	12	comparative	comparative	ADJ
easat-11360	378	13	study	study	NOUN
easat-11360	378	14	on	on	ADP
easat-11360	378	15	the	the	DET
easat-11360	378	16	financial	financial	ADJ
easat-11360	378	17	inclusion	inclusion	NOUN
easat-11360	378	18	status	status	NOUN
easat-11360	378	19	of	of	ADP
easat-11360	378	20	g20	g20	NOUN
easat-11360	378	21	countries	country	NOUN
easat-11360	378	22	,	,	PUNCT
easat-11360	378	23	"	"	PUNCT
easat-11360	378	24	journal	journal	NOUN
easat-11360	378	25	of	of	ADP
easat-11360	378	26	decision	decision	NOUN
easat-11360	378	27	analytics	analytic	NOUN
easat-11360	378	28	and	and	CCONJ
easat-11360	378	29	intelligent	intelligent	ADJ
easat-11360	378	30	computing	computing	NOUN
easat-11360	378	31	,	,	PUNCT
easat-11360	378	32	vol	vol	NOUN
easat-11360	378	33	.	.	PROPN
easat-11360	378	34	5	5	NUM
easat-11360	378	35	,	,	PUNCT
easat-11360	378	36	no	no	INTJ
easat-11360	378	37	.	.	NOUN
easat-11360	378	38	1	1	NUM
easat-11360	378	39	,	,	PUNCT
easat-11360	378	40	pp	pp	ADJ
easat-11360	378	41	.	.	PUNCT
easat-11360	379	1	14	14	NUM
easat-11360	379	2	-	-	SYM
easat-11360	379	3	24	24	NUM
easat-11360	379	4	,	,	PUNCT
easat-11360	379	5	2025	2025	NUM
easat-11360	379	6	.	.	PUNCT
easat-11360	380	1	https://doi.org/10.31181/jdaic10015022025	https://doi.org/10.31181/jdaic10015022025	PROPN
easat-11360	380	2	m	m	PROPN
easat-11360	381	1	[	[	X
easat-11360	381	2	9	9	NUM
easat-11360	381	3	]	]	X
easat-11360	381	4	r.	r.	PROPN
easat-11360	381	5	n.	n.	PROPN
easat-11360	381	6	z.	z.	PROPN
easat-11360	381	7	wardany	wardany	PROPN
easat-11360	381	8	,	,	PUNCT
easat-11360	381	9	"	"	PUNCT
easat-11360	381	10	a	a	DET
easat-11360	381	11	study	study	NOUN
easat-11360	381	12	comparative	comparative	NOUN
easat-11360	381	13	of	of	ADP
easat-11360	381	14	psi	psi	NOUN
easat-11360	381	15	,	,	PUNCT
easat-11360	381	16	psi	psi	NOUN
easat-11360	381	17	-	-	PUNCT
easat-11360	381	18	topsis	topsis	NOUN
easat-11360	381	19	,	,	PUNCT
easat-11360	381	20	and	and	CCONJ
easat-11360	381	21	psi	psi	ADJ
easat-11360	381	22	-	-	PUNCT
easat-11360	381	23	mabac	mabac	NOUN
easat-11360	381	24	methods	method	NOUN
easat-11360	381	25	in	in	ADP
easat-11360	381	26	analyzing	analyze	VERB
easat-11360	381	27	the	the	DET
easat-11360	381	28	financial	financial	ADJ
easat-11360	381	29	performance	performance	NOUN
easat-11360	381	30	of	of	ADP
easat-11360	381	31	state	state	NOUN
easat-11360	381	32	-	-	PUNCT
easat-11360	381	33	owned	own	VERB
easat-11360	381	34	enterprises	enterprise	NOUN
easat-11360	381	35	companies	company	NOUN
easat-11360	381	36	listed	list	VERB
easat-11360	381	37	on	on	ADP
easat-11360	381	38	the	the	DET
easat-11360	381	39	indonesia	indonesia	PROPN
easat-11360	381	40	stock	stock	PROPN
easat-11360	381	41	exchange	exchange	PROPN
easat-11360	381	42	,	,	PUNCT
easat-11360	381	43	"	"	PUNCT
easat-11360	381	44	yugoslav	yugoslav	ADJ
easat-11360	381	45	journal	journal	PROPN
easat-11360	381	46	of	of	ADP
easat-11360	381	47	operations	operation	NOUN
easat-11360	381	48	research	research	NOUN
easat-11360	381	49	,	,	PUNCT
easat-11360	381	50	vol	vol	NOUN
easat-11360	381	51	.	.	PROPN
easat-11360	381	52	35	35	NUM
easat-11360	381	53	,	,	PUNCT
easat-11360	381	54	no	no	INTJ
easat-11360	381	55	.	.	NOUN
easat-11360	381	56	2	2	NUM
easat-11360	381	57	,	,	PUNCT
easat-11360	381	58	pp	pp	ADJ
easat-11360	381	59	.	.	PUNCT
easat-11360	382	1	313	313	NUM
easat-11360	382	2	-	-	SYM
easat-11360	382	3	330	330	NUM
easat-11360	382	4	,	,	PUNCT
easat-11360	382	5	2025	2025	NUM
easat-11360	382	6	.	.	PUNCT
easat-11360	383	1	https://doi.org/10.2298/yjor240115017w	https://doi.org/10.2298/yjor240115017w	X
easat-11360	384	1	[	[	X
easat-11360	384	2	10	10	NUM
easat-11360	384	3	]	]	PUNCT
easat-11360	384	4	a.	a.	NOUN
easat-11360	384	5	peci	peci	NOUN
easat-11360	384	6	,	,	PUNCT
easat-11360	384	7	b.	b.	PROPN
easat-11360	384	8	dervishaj	dervishaj	PROPN
easat-11360	384	9	,	,	PUNCT
easat-11360	384	10	and	and	CCONJ
easat-11360	384	11	a.	a.	PROPN
easat-11360	384	12	puška	puška	PROPN
easat-11360	384	13	,	,	PUNCT
easat-11360	384	14	"	"	PUNCT
easat-11360	384	15	using	use	VERB
easat-11360	384	16	fuzzy	fuzzy	ADJ
easat-11360	384	17	analytic	analytic	ADJ
easat-11360	384	18	hierarchy	hierarchy	NOUN
easat-11360	384	19	process	process	NOUN
easat-11360	384	20	and	and	CCONJ
easat-11360	384	21	technique	technique	NOUN
easat-11360	384	22	for	for	ADP
easat-11360	384	23	order	order	NOUN
easat-11360	384	24	of	of	ADP
easat-11360	384	25	preference	preference	NOUN
easat-11360	384	26	by	by	ADP
easat-11360	384	27	similarity	similarity	NOUN
easat-11360	384	28	to	to	ADP
easat-11360	384	29	the	the	DET
easat-11360	384	30	ideal	ideal	ADJ
easat-11360	384	31	solution	solution	NOUN
easat-11360	384	32	in	in	ADP
easat-11360	384	33	performance	performance	NOUN
easat-11360	384	34	evaluation	evaluation	NOUN
easat-11360	384	35	in	in	ADP
easat-11360	384	36	the	the	DET
easat-11360	384	37	albanian	albanian	ADJ
easat-11360	384	38	banking	banking	NOUN
easat-11360	384	39	sector	sector	NOUN
easat-11360	384	40	,	,	PUNCT
easat-11360	384	41	"	"	PUNCT
easat-11360	384	42	journal	journal	NOUN
easat-11360	384	43	of	of	ADP
easat-11360	384	44	risk	risk	NOUN
easat-11360	384	45	and	and	CCONJ
easat-11360	384	46	financial	financial	ADJ
easat-11360	384	47	management	management	NOUN
easat-11360	384	48	,	,	PUNCT
easat-11360	384	49	vol	vol	NOUN
easat-11360	384	50	.	.	PROPN
easat-11360	384	51	18	18	NUM
easat-11360	384	52	,	,	PUNCT
easat-11360	384	53	no	no	INTJ
easat-11360	384	54	.	.	NOUN
easat-11360	384	55	3	3	NUM
easat-11360	384	56	,	,	PUNCT
easat-11360	384	57	p.	p.	NOUN
easat-11360	384	58	116	116	NUM
easat-11360	384	59	,	,	PUNCT
easat-11360	384	60	2025	2025	NUM
easat-11360	384	61	.	.	PUNCT
easat-11360	385	1	https://doi.org/10.3390/jrfm18030116	https://doi.org/10.3390/jrfm18030116	PROPN
easat-11360	386	1	[	[	X
easat-11360	386	2	11	11	NUM
easat-11360	386	3	]	]	X
easat-11360	386	4	n.	n.	PROPN
easat-11360	386	5	mohapatra	mohapatra	PROPN
easat-11360	386	6	et	et	PROPN
easat-11360	386	7	al	al	PROPN
easat-11360	386	8	.	.	PROPN
easat-11360	386	9	,	,	PUNCT
easat-11360	386	10	"	"	PUNCT
easat-11360	386	11	assessing	assess	VERB
easat-11360	386	12	the	the	DET
easat-11360	386	13	role	role	NOUN
easat-11360	386	14	of	of	ADP
easat-11360	386	15	financial	financial	ADJ
easat-11360	386	16	literacy	literacy	NOUN
easat-11360	386	17	in	in	ADP
easat-11360	386	18	fintech	fintech	NOUN
easat-11360	386	19	adoption	adoption	NOUN
easat-11360	386	20	by	by	ADP
easat-11360	386	21	mses	ms	NOUN
easat-11360	386	22	:	:	PUNCT
easat-11360	386	23	ensuring	ensure	VERB
easat-11360	386	24	sustainability	sustainability	NOUN
easat-11360	386	25	through	through	ADP
easat-11360	386	26	a	a	DET
easat-11360	386	27	fuzzy	fuzzy	ADJ
easat-11360	386	28	ahp	ahp	NOUN
easat-11360	386	29	approach	approach	NOUN
easat-11360	386	30	,	,	PUNCT
easat-11360	386	31	"	"	PUNCT
easat-11360	386	32	sustainability	sustainability	NOUN
easat-11360	386	33	,	,	PUNCT
easat-11360	386	34	vol	vol	NOUN
easat-11360	386	35	.	.	PROPN
easat-11360	386	36	17	17	NUM
easat-11360	386	37	,	,	PUNCT
easat-11360	386	38	no	no	INTJ
easat-11360	386	39	.	.	NOUN
easat-11360	386	40	10	10	NUM
easat-11360	386	41	,	,	PUNCT
easat-11360	386	42	p.	p.	NOUN
easat-11360	386	43	4340	4340	NUM
easat-11360	386	44	,	,	PUNCT
easat-11360	386	45	2025	2025	NUM
easat-11360	386	46	.	.	PUNCT
easat-11360	387	1	https://doi.org/10.3390/su17104340	https://doi.org/10.3390/su17104340	NUM
easat-11360	388	1	[	[	X
easat-11360	388	2	12	12	NUM
easat-11360	388	3	]	]	PUNCT
easat-11360	388	4	v.	v.	PROPN
easat-11360	388	5	p.	p.	PROPN
easat-11360	388	6	nguyen	nguyen	NOUN
easat-11360	388	7	,	,	PUNCT
easat-11360	388	8	"	"	PUNCT
easat-11360	388	9	evaluating	evaluate	VERB
easat-11360	388	10	the	the	DET
easat-11360	388	11	fintech	fintech	NOUN
easat-11360	388	12	success	success	NOUN
easat-11360	388	13	factors	factor	NOUN
easat-11360	388	14	model	model	VERB
easat-11360	388	15	to	to	PART
easat-11360	388	16	achieve	achieve	VERB
easat-11360	388	17	a	a	DET
easat-11360	388	18	sustainable	sustainable	ADJ
easat-11360	388	19	financial	financial	ADJ
easat-11360	388	20	technology	technology	NOUN
easat-11360	388	21	business	business	NOUN
easat-11360	388	22	:	:	PUNCT
easat-11360	388	23	an	an	DET
easat-11360	388	24	empirical	empirical	ADJ
easat-11360	388	25	study	study	NOUN
easat-11360	388	26	in	in	ADP
easat-11360	388	27	vietnam	vietnam	PROPN
easat-11360	388	28	,	,	PUNCT
easat-11360	388	29	"	"	PUNCT
easat-11360	388	30	cogent	cogent	NOUN
easat-11360	388	31	engineering	engineering	NOUN
easat-11360	388	32	,	,	PUNCT
easat-11360	388	33	vol	vol	NOUN
easat-11360	388	34	.	.	PROPN
easat-11360	388	35	9	9	NUM
easat-11360	388	36	,	,	PUNCT
easat-11360	388	37	no	no	INTJ
easat-11360	388	38	.	.	NOUN
easat-11360	388	39	1	1	NUM
easat-11360	388	40	,	,	PUNCT
easat-11360	388	41	p.	p.	NOUN
easat-11360	388	42	2109317	2109317	NUM
easat-11360	388	43	,	,	PUNCT
easat-11360	388	44	2022	2022	NUM
easat-11360	388	45	.	.	PUNCT
easat-11360	388	46	https://doi.org/10.1080/23311916.2022.2109317	https://doi.org/10.1080/23311916.2022.2109317	PUNCT
easat-11360	389	1	[	[	X
easat-11360	389	2	13	13	NUM
easat-11360	389	3	]	]	PUNCT
easat-11360	389	4	k.	k.	PROPN
easat-11360	389	5	yu	yu	PROPN
easat-11360	389	6	,	,	PUNCT
easat-11360	389	7	"	"	PUNCT
easat-11360	389	8	risk	risk	NOUN
easat-11360	389	9	evaluation	evaluation	NOUN
easat-11360	389	10	of	of	ADP
easat-11360	389	11	the	the	DET
easat-11360	389	12	new	new	ADJ
easat-11360	389	13	fintech	fintech	NOUN
easat-11360	389	14	institutions	institution	NOUN
easat-11360	389	15	in	in	ADP
easat-11360	389	16	china	china	PROPN
easat-11360	389	17	based	base	VERB
easat-11360	389	18	on	on	ADP
easat-11360	389	19	fuzzy	fuzzy	ADJ
easat-11360	389	20	analytical	analytical	ADJ
easat-11360	389	21	hierarchy	hierarchy	NOUN
easat-11360	389	22	process	process	NOUN
easat-11360	389	23	,	,	PUNCT
easat-11360	389	24	"	"	PUNCT
easat-11360	389	25	mathematical	mathematical	ADJ
easat-11360	389	26	problems	problem	NOUN
easat-11360	389	27	in	in	ADP
easat-11360	389	28	engineering	engineering	NOUN
easat-11360	389	29	,	,	PUNCT
easat-11360	389	30	vol	vol	NOUN
easat-11360	389	31	.	.	PROPN
easat-11360	389	32	2022	2022	NUM
easat-11360	389	33	,	,	PUNCT
easat-11360	389	34	no	no	INTJ
easat-11360	389	35	.	.	NOUN
easat-11360	389	36	1	1	NUM
easat-11360	389	37	,	,	PUNCT
easat-11360	389	38	p.	p.	NOUN
easat-11360	389	39	9338032	9338032	NUM
easat-11360	389	40	,	,	PUNCT
easat-11360	389	41	2022	2022	NUM
easat-11360	389	42	.	.	PUNCT
easat-11360	390	1	https://doi.org/10.1155/2022/9338032	https://doi.org/10.1155/2022/9338032	X
easat-11360	391	1	[	[	X
easat-11360	391	2	14	14	NUM
easat-11360	391	3	]	]	X
easat-11360	391	4	s.	s.	PROPN
easat-11360	391	5	wibowo	wibowo	PROPN
easat-11360	391	6	,	,	PUNCT
easat-11360	391	7	l.	l.	PROPN
easat-11360	391	8	grandhi	grandhi	PROPN
easat-11360	391	9	,	,	PUNCT
easat-11360	391	10	s.	s.	PROPN
easat-11360	391	11	grandhi	grandhi	PROPN
easat-11360	391	12	,	,	PUNCT
easat-11360	391	13	and	and	CCONJ
easat-11360	391	14	m.	m.	NOUN
easat-11360	391	15	wells	wells	PROPN
easat-11360	391	16	,	,	PUNCT
easat-11360	391	17	"	"	PUNCT
easat-11360	391	18	a	a	DET
easat-11360	391	19	fuzzy	fuzzy	ADJ
easat-11360	391	20	multicriteria	multicriteria	PROPN
easat-11360	391	21	group	group	NOUN
easat-11360	391	22	decision	decision	NOUN
easat-11360	391	23	making	make	VERB
easat-11360	391	24	approach	approach	NOUN
easat-11360	391	25	for	for	ADP
easat-11360	391	26	evaluating	evaluate	VERB
easat-11360	391	27	and	and	CCONJ
easat-11360	391	28	selecting	select	VERB
easat-11360	391	29	fintech	fintech	NOUN
easat-11360	391	30	projects	project	NOUN
easat-11360	391	31	,	,	PUNCT
easat-11360	391	32	"	"	PUNCT
easat-11360	391	33	mathematics	mathematic	NOUN
easat-11360	391	34	,	,	PUNCT
easat-11360	391	35	vol	vol	NOUN
easat-11360	391	36	.	.	PROPN
easat-11360	391	37	10	10	NUM
easat-11360	391	38	,	,	PUNCT
easat-11360	391	39	no	no	INTJ
easat-11360	391	40	.	.	NOUN
easat-11360	391	41	2	2	NUM
easat-11360	391	42	,	,	PUNCT
easat-11360	391	43	p.	p.	NOUN
easat-11360	391	44	225	225	NUM
easat-11360	391	45	,	,	PUNCT
easat-11360	391	46	2022	2022	NUM
easat-11360	391	47	.	.	PUNCT
easat-11360	392	1	https://doi.org/10.3390/math10020225	https://doi.org/10.3390/math10020225	PROPN
easat-11360	393	1	[	[	X
easat-11360	393	2	15	15	NUM
easat-11360	393	3	]	]	X
easat-11360	393	4	g.	g.	PROPN
easat-11360	393	5	kou	kou	PROPN
easat-11360	393	6	,	,	PUNCT
easat-11360	393	7	ö.	ö.	PROPN
easat-11360	393	8	olgu	olgu	PROPN
easat-11360	393	9	akdeniz	akdeniz	PROPN
easat-11360	393	10	,	,	PUNCT
easat-11360	393	11	h.	h.	PROPN
easat-11360	393	12	dinçer	dinçer	PROPN
easat-11360	393	13	,	,	PUNCT
easat-11360	393	14	and	and	CCONJ
easat-11360	393	15	s.	s.	PROPN
easat-11360	393	16	yüksel	yüksel	PROPN
easat-11360	393	17	,	,	PUNCT
easat-11360	393	18	"	"	PUNCT
easat-11360	393	19	fintech	fintech	NOUN
easat-11360	393	20	investments	investment	NOUN
easat-11360	393	21	in	in	ADP
easat-11360	393	22	european	european	ADJ
easat-11360	393	23	banks	bank	NOUN
easat-11360	393	24	:	:	PUNCT
easat-11360	393	25	a	a	DET
easat-11360	393	26	hybrid	hybrid	ADJ
easat-11360	393	27	it2	it2	NOUN
easat-11360	393	28	fuzzy	fuzzy	ADJ
easat-11360	393	29	multidimensional	multidimensional	ADJ
easat-11360	393	30	decision	decision	NOUN
easat-11360	393	31	-	-	PUNCT
easat-11360	393	32	making	make	VERB
easat-11360	393	33	approach	approach	NOUN
easat-11360	393	34	,	,	PUNCT
easat-11360	393	35	"	"	PUNCT
easat-11360	393	36	financial	financial	ADJ
easat-11360	393	37	innovation	innovation	NOUN
easat-11360	393	38	,	,	PUNCT
easat-11360	393	39	vol	vol	NOUN
easat-11360	393	40	.	.	PROPN
easat-11360	393	41	7	7	NUM
easat-11360	393	42	,	,	PUNCT
easat-11360	393	43	no	no	INTJ
easat-11360	393	44	.	.	NOUN
easat-11360	393	45	1	1	NUM
easat-11360	393	46	,	,	PUNCT
easat-11360	393	47	p.	p.	NOUN
easat-11360	393	48	39	39	NUM
easat-11360	393	49	,	,	PUNCT
easat-11360	393	50	2021	2021	NUM
easat-11360	393	51	.	.	PUNCT
easat-11360	394	1	https://doi.org/10.1186/s40854-021-00256-y	https://doi.org/10.1186/s40854-021-00256-y	NOUN
easat-11360	395	1	[	[	X
easat-11360	395	2	16	16	NUM
easat-11360	395	3	]	]	PUNCT
easat-11360	395	4	y.-c	y.-c	PROPN
easat-11360	395	5	.	.	PUNCT
easat-11360	396	1	kao	kao	PROPN
easat-11360	396	2	,	,	PUNCT
easat-11360	396	3	k.-y	k.-y	PROPN
easat-11360	396	4	.	.	PUNCT
easat-11360	397	1	shen	shen	PROPN
easat-11360	397	2	,	,	PUNCT
easat-11360	397	3	s.-t	s.-t	PROPN
easat-11360	397	4	.	.	PUNCT
easat-11360	398	1	lee	lee	PROPN
easat-11360	398	2	,	,	PUNCT
easat-11360	398	3	and	and	CCONJ
easat-11360	398	4	j.	j.	PROPN
easat-11360	398	5	c.	c.	PROPN
easat-11360	398	6	shieh	shieh	PROPN
easat-11360	398	7	,	,	PUNCT
easat-11360	398	8	"	"	PUNCT
easat-11360	398	9	selecting	select	VERB
easat-11360	398	10	the	the	DET
easat-11360	398	11	fintech	fintech	NOUN
easat-11360	398	12	strategy	strategy	NOUN
easat-11360	398	13	for	for	ADP
easat-11360	398	14	supply	supply	NOUN
easat-11360	398	15	chain	chain	NOUN
easat-11360	398	16	finance	finance	NOUN
easat-11360	398	17	:	:	PUNCT
easat-11360	398	18	a	a	DET
easat-11360	398	19	hybrid	hybrid	ADJ
easat-11360	398	20	decision	decision	NOUN
easat-11360	398	21	approach	approach	NOUN
easat-11360	398	22	for	for	ADP
easat-11360	398	23	banks	bank	NOUN
easat-11360	398	24	,	,	PUNCT
easat-11360	398	25	"	"	PUNCT
easat-11360	398	26	mathematics	mathematic	NOUN
easat-11360	398	27	,	,	PUNCT
easat-11360	398	28	vol	vol	NOUN
easat-11360	398	29	.	.	PROPN
easat-11360	399	1	10	10	NUM
easat-11360	399	2	,	,	PUNCT
easat-11360	399	3	no	no	INTJ
easat-11360	399	4	.	.	NOUN
easat-11360	399	5	14	14	NUM
easat-11360	399	6	,	,	PUNCT
easat-11360	399	7	p.	p.	NOUN
easat-11360	399	8	2393	2393	NUM
easat-11360	399	9	,	,	PUNCT
easat-11360	399	10	2022	2022	NUM
easat-11360	399	11	.	.	PUNCT
easat-11360	400	1	https://doi.org/10.3390/math10142393	https://doi.org/10.3390/math10142393	PROPN
easat-11360	400	2	https://creativecommons.org/licenses/by/4.0/	https://creativecommons.org/licenses/by/4.0/	PROPN
easat-11360	400	3	https://doi.org/10.3390/jrfm15070287	https://doi.org/10.3390/jrfm15070287	PROPN
easat-11360	400	4	https://doi.org/10.2478/eoik-2025-0033	https://doi.org/10.2478/eoik-2025-0033	PROPN
easat-11360	400	5	https://doi.org/10.1080/07421222.2018.1440766	https://doi.org/10.1080/07421222.2018.1440766	PROPN
easat-11360	400	6	https://doi.org/10.1108/md-07-2023-1136	https://doi.org/10.1108/md-07-2023-1136	PROPN
easat-11360	400	7	https://doi.org/110.52950/es.2024.13.1.001	https://doi.org/110.52950/es.2024.13.1.001	PROPN
easat-11360	400	8	https://doi.org/10.31181/jdaic10015022025	https://doi.org/10.31181/jdaic10015022025	PROPN
easat-11360	400	9	m	m	PROPN
easat-11360	400	10	https://doi.org/10.2298/yjor240115017w	https://doi.org/10.2298/yjor240115017w	INTJ
easat-11360	400	11	https://doi.org/10.3390/jrfm18030116	https://doi.org/10.3390/jrfm18030116	PROPN
easat-11360	400	12	https://doi.org/10.3390/su17104340	https://doi.org/10.3390/su17104340	NUM
easat-11360	400	13	https://doi.org/10.1080/23311916.2022.2109317	https://doi.org/10.1080/23311916.2022.2109317	VERB
easat-11360	401	1	https://doi.org/10.1155/2022/9338032	https://doi.org/10.1155/2022/9338032	PRON
easat-11360	401	2	https://doi.org/10.3390/math10020225	https://doi.org/10.3390/math10020225	NOUN
easat-11360	401	3	https://doi.org/10.1186/s40854-021-00256-y	https://doi.org/10.1186/s40854-021-00256-y	PROPN
easat-11360	401	4	https://doi.org/10.3390/math10142393	https://doi.org/10.3390/math10142393	PROPN
easat-11360	401	5	336	336	NUM
easat-11360	401	6	edelweiss	edelweiss	PROPN
easat-11360	401	7	applied	apply	VERB
easat-11360	401	8	science	science	NOUN
easat-11360	401	9	and	and	CCONJ
easat-11360	401	10	technology	technology	NOUN
easat-11360	401	11	issn	issn	PROPN
easat-11360	401	12	:	:	PUNCT
easat-11360	401	13	2576	2576	NUM
easat-11360	401	14	-	-	SYM
easat-11360	401	15	8484	8484	NUM
easat-11360	401	16	vol	vol	NOUN
easat-11360	401	17	.	.	PROPN
easat-11360	402	1	9	9	NUM
easat-11360	402	2	,	,	PUNCT
easat-11360	402	3	no	no	INTJ
easat-11360	402	4	.	.	NOUN
easat-11360	402	5	12	12	NUM
easat-11360	402	6	:	:	PUNCT
easat-11360	402	7	325	325	NUM
easat-11360	402	8	-	-	SYM
easat-11360	402	9	337	337	NUM
easat-11360	402	10	,	,	PUNCT
easat-11360	402	11	2025	2025	NUM
easat-11360	402	12	doi	doi	NOUN
easat-11360	402	13	:	:	PUNCT
easat-11360	402	14	10.55214/2576	10.55214/2576	NUM
easat-11360	402	15	-	-	SYM
easat-11360	402	16	8484.v9i12.11360	8484.v9i12.11360	NOUN
easat-11360	403	1	©	©	ADP
easat-11360	403	2	2025	2025	NUM
easat-11360	403	3	by	by	ADP
easat-11360	403	4	the	the	DET
easat-11360	403	5	authors	author	NOUN
easat-11360	403	6	;	;	PUNCT
easat-11360	403	7	licensee	licensee	PROPN
easat-11360	403	8	learning	learning	NOUN
easat-11360	403	9	gate	gate	NOUN
easat-11360	404	1	[	[	X
easat-11360	404	2	17	17	NUM
easat-11360	404	3	]	]	X
easat-11360	404	4	h.	h.	PROPN
easat-11360	404	5	rjoub	rjoub	PROPN
easat-11360	404	6	,	,	PUNCT
easat-11360	404	7	t.	t.	PROPN
easat-11360	404	8	s.	s.	PROPN
easat-11360	404	9	adebayo	adebayo	PROPN
easat-11360	404	10	,	,	PUNCT
easat-11360	404	11	and	and	CCONJ
easat-11360	404	12	d.	d.	PROPN
easat-11360	404	13	kirikkaleli	kirikkaleli	PROPN
easat-11360	404	14	,	,	PUNCT
easat-11360	404	15	"	"	PUNCT
easat-11360	404	16	blockchain	blockchain	PROPN
easat-11360	404	17	technology	technology	NOUN
easat-11360	404	18	-	-	PUNCT
easat-11360	404	19	based	base	VERB
easat-11360	404	20	fintech	fintech	NOUN
easat-11360	404	21	banking	banking	NOUN
easat-11360	404	22	sector	sector	NOUN
easat-11360	404	23	involvement	involvement	NOUN
easat-11360	404	24	using	use	VERB
easat-11360	404	25	adaptive	adaptive	ADJ
easat-11360	404	26	neuro	neuro	NOUN
easat-11360	404	27	-	-	PUNCT
easat-11360	404	28	fuzzy	fuzzy	ADV
easat-11360	404	29	-	-	PUNCT
easat-11360	404	30	based	base	VERB
easat-11360	404	31	k	k	NOUN
easat-11360	404	32	-	-	PUNCT
easat-11360	404	33	nearest	near	ADJ
easat-11360	404	34	neighbors	neighbor	NOUN
easat-11360	404	35	algorithm	algorithm	NOUN
easat-11360	404	36	,	,	PUNCT
easat-11360	404	37	"	"	PUNCT
easat-11360	404	38	financial	financial	ADJ
easat-11360	404	39	innovation	innovation	NOUN
easat-11360	404	40	,	,	PUNCT
easat-11360	404	41	vol	vol	NOUN
easat-11360	404	42	.	.	PROPN
easat-11360	404	43	9	9	NUM
easat-11360	404	44	,	,	PUNCT
easat-11360	404	45	no	no	INTJ
easat-11360	404	46	.	.	NOUN
easat-11360	404	47	1	1	NUM
easat-11360	404	48	,	,	PUNCT
easat-11360	404	49	p.	p.	NOUN
easat-11360	404	50	65	65	NUM
easat-11360	404	51	,	,	PUNCT
easat-11360	404	52	2023	2023	NUM
easat-11360	404	53	.	.	PUNCT
easat-11360	404	54	https://doi.org/10.1186/s40854-023-00469-3	https://doi.org/10.1186/s40854-023-00469-3	NOUN
easat-11360	405	1	[	[	X
easat-11360	405	2	18	18	NUM
easat-11360	405	3	]	]	PUNCT
easat-11360	405	4	q.	q.	PROPN
easat-11360	405	5	wan	wan	PROPN
easat-11360	405	6	,	,	PUNCT
easat-11360	405	7	x.	x.	PROPN
easat-11360	405	8	miao	miao	PROPN
easat-11360	405	9	,	,	PUNCT
easat-11360	405	10	c.	c.	PROPN
easat-11360	405	11	wang	wang	PROPN
easat-11360	405	12	,	,	PUNCT
easat-11360	405	13	h.	h.	PROPN
easat-11360	405	14	dinçer	dinçer	PROPN
easat-11360	405	15	,	,	PUNCT
easat-11360	405	16	and	and	CCONJ
easat-11360	405	17	s.	s.	PROPN
easat-11360	405	18	yüksel	yüksel	PROPN
easat-11360	405	19	,	,	PUNCT
easat-11360	405	20	"	"	PUNCT
easat-11360	405	21	a	a	DET
easat-11360	405	22	hybrid	hybrid	ADJ
easat-11360	405	23	decision	decision	NOUN
easat-11360	405	24	support	support	NOUN
easat-11360	405	25	system	system	NOUN
easat-11360	405	26	with	with	ADP
easat-11360	405	27	golden	golden	ADJ
easat-11360	405	28	cut	cut	NOUN
easat-11360	405	29	and	and	CCONJ
easat-11360	405	30	bipolar	bipolar	ADJ
easat-11360	405	31	q	q	NOUN
easat-11360	405	32	-	-	PUNCT
easat-11360	405	33	rofss	rofss	NOUN
easat-11360	405	34	for	for	ADP
easat-11360	405	35	evaluating	evaluate	VERB
easat-11360	405	36	the	the	DET
easat-11360	405	37	risk	risk	NOUN
easat-11360	405	38	-	-	PUNCT
easat-11360	405	39	based	base	VERB
easat-11360	405	40	strategic	strategic	ADJ
easat-11360	405	41	priorities	priority	NOUN
easat-11360	405	42	of	of	ADP
easat-11360	405	43	fintech	fintech	NOUN
easat-11360	405	44	lending	lending	NOUN
easat-11360	405	45	for	for	ADP
easat-11360	405	46	clean	clean	ADJ
easat-11360	405	47	energy	energy	NOUN
easat-11360	405	48	projects	project	NOUN
easat-11360	405	49	,	,	PUNCT
easat-11360	405	50	"	"	PUNCT
easat-11360	405	51	financial	financial	ADJ
easat-11360	405	52	innovation	innovation	NOUN
easat-11360	405	53	,	,	PUNCT
easat-11360	405	54	vol	vol	NOUN
easat-11360	405	55	.	.	PROPN
easat-11360	405	56	9	9	NUM
easat-11360	405	57	,	,	PUNCT
easat-11360	405	58	no	no	INTJ
easat-11360	405	59	.	.	NOUN
easat-11360	405	60	1	1	NUM
easat-11360	405	61	,	,	PUNCT
easat-11360	405	62	p.	p.	NOUN
easat-11360	405	63	10	10	NUM
easat-11360	405	64	,	,	PUNCT
easat-11360	405	65	2023	2023	NUM
easat-11360	405	66	.	.	PUNCT
easat-11360	406	1	https://doi.org/10.1186/s40854-022-00406-w	https://doi.org/10.1186/s40854-022-00406-w	NOUN
easat-11360	406	2	[	[	X
easat-11360	406	3	19	19	NUM
easat-11360	406	4	]	]	PUNCT
easat-11360	406	5	a.	a.	NOUN
easat-11360	406	6	onsori	onsori	PROPN
easat-11360	406	7	,	,	PUNCT
easat-11360	406	8	a.	a.	PROPN
easat-11360	406	9	khamseh	khamseh	PROPN
easat-11360	406	10	,	,	PUNCT
easat-11360	406	11	t.	t.	NOUN
easat-11360	406	12	torabi	torabi	NOUN
easat-11360	406	13	,	,	PUNCT
easat-11360	406	14	and	and	CCONJ
easat-11360	406	15	h.	h.	PROPN
easat-11360	406	16	r.	r.	PROPN
easat-11360	406	17	yazdani	yazdani	PROPN
easat-11360	406	18	,	,	PUNCT
easat-11360	406	19	"	"	PUNCT
easat-11360	406	20	designing	design	VERB
easat-11360	406	21	a	a	DET
easat-11360	406	22	forecasting	forecasting	NOUN
easat-11360	406	23	model	model	NOUN
easat-11360	406	24	and	and	CCONJ
easat-11360	406	25	evaluating	evaluate	VERB
easat-11360	406	26	the	the	DET
easat-11360	406	27	strategic	strategic	ADJ
easat-11360	406	28	cooperation	cooperation	NOUN
easat-11360	406	29	between	between	ADP
easat-11360	406	30	the	the	DET
easat-11360	406	31	banking	banking	NOUN
easat-11360	406	32	system	system	NOUN
easat-11360	406	33	and	and	CCONJ
easat-11360	406	34	fintech	fintech	NOUN
easat-11360	406	35	startups	startup	NOUN
easat-11360	406	36	using	use	VERB
easat-11360	406	37	the	the	DET
easat-11360	406	38	adaptive	adaptive	ADJ
easat-11360	406	39	neural	neural	ADJ
easat-11360	406	40	fuzzy	fuzzy	ADJ
easat-11360	406	41	inference	inference	NOUN
easat-11360	406	42	system	system	NOUN
easat-11360	406	43	(	(	PUNCT
easat-11360	406	44	anfis	anfis	PROPN
easat-11360	406	45	)	)	PUNCT
easat-11360	406	46	,	,	PUNCT
easat-11360	406	47	"	"	PUNCT
easat-11360	406	48	journal	journal	NOUN
easat-11360	406	49	of	of	ADP
easat-11360	406	50	asset	asset	NOUN
easat-11360	406	51	management	management	NOUN
easat-11360	406	52	and	and	CCONJ
easat-11360	406	53	financing	financing	NOUN
easat-11360	406	54	,	,	PUNCT
easat-11360	406	55	vol	vol	NOUN
easat-11360	406	56	.	.	PROPN
easat-11360	406	57	12	12	NUM
easat-11360	406	58	,	,	PUNCT
easat-11360	406	59	no	no	INTJ
easat-11360	406	60	.	.	NOUN
easat-11360	406	61	2	2	NUM
easat-11360	406	62	,	,	PUNCT
easat-11360	406	63	p.	p.	NOUN
easat-11360	406	64	59‑80	59‑80	NUM
easat-11360	406	65	,	,	PUNCT
easat-11360	406	66	2024	2024	NUM
easat-11360	406	67	.	.	PUNCT
easat-11360	407	1	[	[	X
easat-11360	407	2	20	20	NUM
easat-11360	407	3	]	]	PUNCT
easat-11360	407	4	c.-n	c.-n	PROPN
easat-11360	407	5	.	.	PUNCT
easat-11360	408	1	wang	wang	PROPN
easat-11360	408	2	,	,	PUNCT
easat-11360	408	3	n.-l	n.-l	PROPN
easat-11360	408	4	.	.	PUNCT
easat-11360	409	1	nhieu	nhieu	PROPN
easat-11360	409	2	,	,	PUNCT
easat-11360	409	3	and	and	CCONJ
easat-11360	409	4	w.-l	w.-l	PROPN
easat-11360	409	5	.	.	PUNCT
easat-11360	410	1	liu	liu	PROPN
easat-11360	410	2	,	,	PUNCT
easat-11360	410	3	"	"	PUNCT
easat-11360	410	4	unveiling	unveil	VERB
easat-11360	410	5	the	the	DET
easat-11360	410	6	landscape	landscape	NOUN
easat-11360	410	7	of	of	ADP
easat-11360	410	8	fintech	fintech	NOUN
easat-11360	410	9	in	in	ADP
easat-11360	410	10	asean	asean	PROPN
easat-11360	410	11	:	:	PUNCT
easat-11360	410	12	assessing	assess	VERB
easat-11360	410	13	development	development	NOUN
easat-11360	410	14	,	,	PUNCT
easat-11360	410	15	regulations	regulation	NOUN
easat-11360	410	16	,	,	PUNCT
easat-11360	410	17	and	and	CCONJ
easat-11360	410	18	economic	economic	ADJ
easat-11360	410	19	implications	implication	NOUN
easat-11360	410	20	by	by	ADP
easat-11360	410	21	decision	decision	NOUN
easat-11360	410	22	-	-	PUNCT
easat-11360	410	23	making	make	VERB
easat-11360	410	24	approach	approach	NOUN
easat-11360	410	25	,	,	PUNCT
easat-11360	410	26	"	"	PUNCT
easat-11360	410	27	humanities	humanity	NOUN
easat-11360	410	28	and	and	CCONJ
easat-11360	410	29	social	social	ADJ
easat-11360	410	30	sciences	science	NOUN
easat-11360	410	31	communications	communication	NOUN
easat-11360	410	32	,	,	PUNCT
easat-11360	410	33	vol	vol	NOUN
easat-11360	410	34	.	.	PROPN
easat-11360	410	35	11	11	NUM
easat-11360	410	36	,	,	PUNCT
easat-11360	410	37	no	no	INTJ
easat-11360	410	38	.	.	NOUN
easat-11360	410	39	1	1	NUM
easat-11360	410	40	,	,	PUNCT
easat-11360	410	41	pp	pp	ADJ
easat-11360	410	42	.	.	PUNCT
easat-11360	411	1	1	1	NUM
easat-11360	411	2	-	-	SYM
easat-11360	411	3	16	16	NUM
easat-11360	411	4	,	,	PUNCT
easat-11360	411	5	2024	2024	NUM
easat-11360	411	6	.	.	PUNCT
easat-11360	412	1	https://doi.org/10.1057/s41599-023-02581-2	https://doi.org/10.1057/s41599-023-02581-2	PROPN
easat-11360	413	1	[	[	X
easat-11360	413	2	21	21	NUM
easat-11360	413	3	]	]	X
easat-11360	413	4	d.	d.	PROPN
easat-11360	413	5	rahadian	rahadian	PROPN
easat-11360	413	6	,	,	PUNCT
easat-11360	413	7	a.	a.	PROPN
easat-11360	413	8	firli	firli	PROPN
easat-11360	413	9	,	,	PUNCT
easat-11360	413	10	s.	s.	PROPN
easat-11360	413	11	yüksel	yüksel	PROPN
easat-11360	413	12	,	,	PUNCT
easat-11360	413	13	and	and	CCONJ
easat-11360	413	14	h.	h.	PROPN
easat-11360	413	15	dinçer	dinçer	PROPN
easat-11360	413	16	,	,	PUNCT
easat-11360	413	17	"	"	PUNCT
easat-11360	413	18	fintech	fintech	NOUN
easat-11360	413	19	competencies	competency	NOUN
easat-11360	413	20	in	in	ADP
easat-11360	413	21	emerging	emerge	VERB
easat-11360	413	22	markets	market	NOUN
easat-11360	413	23	:	:	PUNCT
easat-11360	413	24	cognitive	cognitive	ADJ
easat-11360	413	25	hybrid	hybrid	ADJ
easat-11360	413	26	decision	decision	NOUN
easat-11360	413	27	-	-	PUNCT
easat-11360	413	28	making	make	VERB
easat-11360	413	29	approach	approach	NOUN
easat-11360	413	30	,	,	PUNCT
easat-11360	413	31	"	"	PUNCT
easat-11360	413	32	emerging	emerge	VERB
easat-11360	413	33	markets	market	NOUN
easat-11360	413	34	review	review	VERB
easat-11360	413	35	,	,	PUNCT
easat-11360	413	36	vol	vol	NOUN
easat-11360	413	37	.	.	PROPN
easat-11360	413	38	63	63	NUM
easat-11360	413	39	,	,	PUNCT
easat-11360	413	40	p.	p.	NOUN
easat-11360	413	41	101211	101211	NUM
easat-11360	413	42	,	,	PUNCT
easat-11360	413	43	2024	2024	NUM
easat-11360	413	44	.	.	PUNCT
easat-11360	414	1	https://doi.org/10.1016/j.ememar.2024.101211	https://doi.org/10.1016/j.ememar.2024.101211	NOUN
easat-11360	414	2	[	[	X
easat-11360	414	3	22	22	NUM
easat-11360	414	4	]	]	PUNCT
easat-11360	414	5	r.	r.	PROPN
easat-11360	414	6	lukić	lukić	PROPN
easat-11360	414	7	,	,	PUNCT
easat-11360	414	8	"	"	PUNCT
easat-11360	414	9	evaluation	evaluation	NOUN
easat-11360	414	10	of	of	ADP
easat-11360	414	11	trade	trade	NOUN
easat-11360	414	12	performance	performance	NOUN
easat-11360	414	13	dynamics	dynamic	NOUN
easat-11360	414	14	in	in	ADP
easat-11360	414	15	serbia	serbia	PROPN
easat-11360	414	16	using	use	VERB
easat-11360	414	17	arat	arat	PROPN
easat-11360	414	18	and	and	CCONJ
easat-11360	414	19	rough	rough	ADJ
easat-11360	414	20	mabac	mabac	ADJ
easat-11360	414	21	methods	method	NOUN
easat-11360	414	22	,	,	PUNCT
easat-11360	414	23	"	"	PUNCT
easat-11360	414	24	oeconomica	oeconomica	PROPN
easat-11360	414	25	jadertina	jadertina	PROPN
easat-11360	414	26	,	,	PUNCT
easat-11360	414	27	vol	vol	NOUN
easat-11360	414	28	.	.	PROPN
easat-11360	414	29	14	14	NUM
easat-11360	414	30	,	,	PUNCT
easat-11360	414	31	no	no	INTJ
easat-11360	414	32	.	.	NOUN
easat-11360	414	33	2	2	NUM
easat-11360	414	34	,	,	PUNCT
easat-11360	414	35	pp	pp	ADJ
easat-11360	414	36	.	.	PUNCT
easat-11360	415	1	34	34	NUM
easat-11360	415	2	-	-	SYM
easat-11360	415	3	44	44	NUM
easat-11360	415	4	,	,	PUNCT
easat-11360	415	5	2024	2024	NUM
easat-11360	415	6	.	.	PUNCT
easat-11360	416	1	https://doi.org/10.15291/oec.4559	https://doi.org/10.15291/oec.4559	PROPN
easat-11360	416	2	[	[	X
easat-11360	416	3	23	23	NUM
easat-11360	416	4	]	]	X
easat-11360	416	5	n.	n.	PROPN
easat-11360	416	6	metawa	metawa	PROPN
easat-11360	416	7	,	,	PUNCT
easat-11360	416	8	r.	r.	PROPN
easat-11360	416	9	abokhoza	abokhoza	PROPN
easat-11360	416	10	,	,	PUNCT
easat-11360	416	11	and	and	CCONJ
easat-11360	416	12	a.	a.	PROPN
easat-11360	416	13	aziz	aziz	PROPN
easat-11360	416	14	,	,	PUNCT
easat-11360	416	15	"	"	PUNCT
easat-11360	416	16	neutrosophic	neutrosophic	ADJ
easat-11360	416	17	-	-	PUNCT
easat-11360	416	18	operational	operational	ADJ
easat-11360	416	19	and	and	CCONJ
easat-11360	416	20	multi	multi	ADJ
easat-11360	416	21	-	-	ADJ
easat-11360	416	22	decision	decision	NOUN
easat-11360	416	23	analysis	analysis	NOUN
easat-11360	416	24	study	study	NOUN
easat-11360	416	25	for	for	ADP
easat-11360	416	26	meeting	meet	VERB
easat-11360	416	27	the	the	DET
easat-11360	416	28	demands	demand	NOUN
easat-11360	416	29	of	of	ADP
easat-11360	416	30	fintech	fintech	NOUN
easat-11360	416	31	education	education	NOUN
easat-11360	416	32	marketing	marketing	NOUN
easat-11360	416	33	,	,	PUNCT
easat-11360	416	34	"	"	PUNCT
easat-11360	416	35	international	international	ADJ
easat-11360	416	36	journal	journal	NOUN
easat-11360	416	37	of	of	ADP
easat-11360	416	38	neutrosophic	neutrosophic	ADJ
easat-11360	416	39	science	science	NOUN
easat-11360	416	40	,	,	PUNCT
easat-11360	416	41	vol	vol	NOUN
easat-11360	416	42	.	.	PROPN
easat-11360	416	43	20	20	NUM
easat-11360	416	44	,	,	PUNCT
easat-11360	416	45	no	no	INTJ
easat-11360	416	46	.	.	NOUN
easat-11360	416	47	4	4	NUM
easat-11360	416	48	,	,	PUNCT
easat-11360	416	49	pp	pp	ADJ
easat-11360	416	50	.	.	PUNCT
easat-11360	417	1	197	197	NUM
easat-11360	417	2	-	-	SYM
easat-11360	417	3	209	209	NUM
easat-11360	417	4	,	,	PUNCT
easat-11360	417	5	2023	2023	NUM
easat-11360	417	6	.	.	PUNCT
easat-11360	418	1	https://doi.org/10.54216/ijns.200416	https://doi.org/10.54216/ijns.200416	X
easat-11360	419	1	[	[	X
easat-11360	419	2	24	24	NUM
easat-11360	419	3	]	]	PUNCT
easat-11360	419	4	x.	x.	NOUN
easat-11360	419	5	ding	ding	PROPN
easat-11360	419	6	,	,	PUNCT
easat-11360	419	7	m.	m.	NOUN
easat-11360	419	8	qin	qin	PROPN
easat-11360	419	9	,	,	PUNCT
easat-11360	419	10	l.	l.	PROPN
easat-11360	419	11	yin	yin	PROPN
easat-11360	419	12	,	,	PUNCT
easat-11360	419	13	d.	d.	PROPN
easat-11360	419	14	lv	lv	PROPN
easat-11360	419	15	,	,	PUNCT
easat-11360	419	16	and	and	CCONJ
easat-11360	419	17	y.	y.	PROPN
easat-11360	419	18	bai	bai	PROPN
easat-11360	419	19	,	,	PUNCT
easat-11360	419	20	"	"	PUNCT
easat-11360	419	21	research	research	NOUN
easat-11360	419	22	on	on	ADP
easat-11360	419	23	fintech	fintech	NOUN
easat-11360	419	24	talent	talent	NOUN
easat-11360	419	25	evaluation	evaluation	NOUN
easat-11360	419	26	index	index	NOUN
easat-11360	419	27	system	system	NOUN
easat-11360	419	28	and	and	CCONJ
easat-11360	419	29	recruitment	recruitment	NOUN
easat-11360	419	30	strategy	strategy	NOUN
easat-11360	419	31	:	:	PUNCT
easat-11360	419	32	evidence	evidence	NOUN
easat-11360	419	33	from	from	ADP
easat-11360	419	34	shanghai	shanghai	PROPN
easat-11360	419	35	in	in	ADP
easat-11360	419	36	china	china	PROPN
easat-11360	419	37	,	,	PUNCT
easat-11360	419	38	"	"	PUNCT
easat-11360	419	39	sage	sage	NOUN
easat-11360	419	40	open	open	ADJ
easat-11360	419	41	,	,	PUNCT
easat-11360	419	42	vol	vol	NOUN
easat-11360	419	43	.	.	PROPN
easat-11360	419	44	13	13	NUM
easat-11360	419	45	,	,	PUNCT
easat-11360	419	46	no	no	INTJ
easat-11360	419	47	.	.	NOUN
easat-11360	419	48	4	4	NUM
easat-11360	419	49	,	,	PUNCT
easat-11360	419	50	p.	p.	NOUN
easat-11360	419	51	21582440231212256	21582440231212256	NUM
easat-11360	419	52	,	,	PUNCT
easat-11360	419	53	2023	2023	NUM
easat-11360	419	54	.	.	PUNCT
easat-11360	419	55	https://doi.org/10.1177/21582440231212256	https://doi.org/10.1177/21582440231212256	X
easat-11360	420	1	[	[	X
easat-11360	420	2	25	25	NUM
easat-11360	420	3	]	]	X
easat-11360	420	4	o.	o.	PROPN
easat-11360	420	5	awodele	awodele	PROPN
easat-11360	420	6	,	,	PUNCT
easat-11360	420	7	c.	c.	PROPN
easat-11360	420	8	ogbonna	ogbonna	PROPN
easat-11360	420	9	,	,	PUNCT
easat-11360	420	10	e.	e.	PROPN
easat-11360	420	11	ogu	ogu	PROPN
easat-11360	420	12	,	,	PUNCT
easat-11360	420	13	j.	j.	PROPN
easat-11360	420	14	hinmikaiye	hinmikaiye	PROPN
easat-11360	420	15	,	,	PUNCT
easat-11360	420	16	and	and	CCONJ
easat-11360	420	17	j.	j.	PROPN
easat-11360	420	18	akinsola	akinsola	PROPN
easat-11360	420	19	,	,	PUNCT
easat-11360	420	20	"	"	PUNCT
easat-11360	420	21	characterization	characterization	NOUN
easat-11360	420	22	and	and	CCONJ
easat-11360	420	23	risk	risk	NOUN
easat-11360	420	24	assessment	assessment	NOUN
easat-11360	420	25	of	of	ADP
easat-11360	420	26	cybersecurity	cybersecurity	NOUN
easat-11360	420	27	threats	threat	NOUN
easat-11360	420	28	in	in	ADP
easat-11360	420	29	cloud	cloud	NOUN
easat-11360	420	30	computing	computing	NOUN
easat-11360	420	31	:	:	PUNCT
easat-11360	420	32	a	a	DET
easat-11360	420	33	comparative	comparative	ADJ
easat-11360	420	34	evaluation	evaluation	NOUN
easat-11360	420	35	of	of	ADP
easat-11360	420	36	mitigation	mitigation	NOUN
easat-11360	420	37	techniques	technique	NOUN
easat-11360	420	38	,	,	PUNCT
easat-11360	420	39	"	"	PUNCT
easat-11360	420	40	acadlore	acadlore	NOUN
easat-11360	420	41	trans	tran	NOUN
easat-11360	420	42	.	.	PUNCT
easat-11360	420	43	mach	mach	PROPN
easat-11360	420	44	.	.	PUNCT
easat-11360	421	1	learn	learn	VERB
easat-11360	421	2	,	,	PUNCT
easat-11360	421	3	vol	vol	NOUN
easat-11360	421	4	.	.	PROPN
easat-11360	422	1	3	3	NUM
easat-11360	422	2	,	,	PUNCT
easat-11360	422	3	no	no	INTJ
easat-11360	422	4	.	.	NOUN
easat-11360	422	5	2	2	NUM
easat-11360	422	6	,	,	PUNCT
easat-11360	422	7	pp	pp	ADJ
easat-11360	422	8	.	.	PUNCT
easat-11360	423	1	106	106	NUM
easat-11360	423	2	-	-	SYM
easat-11360	423	3	118	118	NUM
easat-11360	423	4	,	,	PUNCT
easat-11360	423	5	2024	2024	NUM
easat-11360	423	6	.	.	PUNCT
easat-11360	424	1	https://doi.org/10.56578/ataiml030204	https://doi.org/10.56578/ataiml030204	PROPN
easat-11360	424	2	[	[	X
easat-11360	424	3	26	26	NUM
easat-11360	424	4	]	]	PUNCT
easat-11360	424	5	x.	x.	PROPN
easat-11360	424	6	w.	w.	PROPN
easat-11360	424	7	li	li	PROPN
easat-11360	424	8	,	,	PUNCT
easat-11360	424	9	j.	j.	PROPN
easat-11360	424	10	l.	l.	PROPN
easat-11360	424	11	ma	ma	PROPN
easat-11360	424	12	,	,	PUNCT
easat-11360	424	13	and	and	CCONJ
easat-11360	424	14	a.	a.	NOUN
easat-11360	424	15	khadka	khadka	PROPN
easat-11360	424	16	,	,	PUNCT
easat-11360	424	17	"	"	PUNCT
easat-11360	424	18	a	a	DET
easat-11360	424	19	blockchain	blockchain	PROPN
easat-11360	424	20	and	and	CCONJ
easat-11360	424	21	attribute‑based	attribute‑base	VERB
easat-11360	424	22	encryption	encryption	NOUN
easat-11360	424	23	scheme	scheme	NOUN
easat-11360	424	24	for	for	ADP
easat-11360	424	25	hazardous	hazardous	ADJ
easat-11360	424	26	materials	material	NOUN
easat-11360	424	27	circulation	circulation	NOUN
easat-11360	424	28	data	datum	NOUN
easat-11360	424	29	sharing	sharing	NOUN
easat-11360	424	30	,	,	PUNCT
easat-11360	424	31	"	"	PUNCT
easat-11360	424	32	international	international	ADJ
easat-11360	424	33	journal	journal	NOUN
easat-11360	424	34	of	of	ADP
easat-11360	424	35	knowledge	knowledge	NOUN
easat-11360	424	36	and	and	CCONJ
easat-11360	424	37	innovation	innovation	NOUN
easat-11360	424	38	studies	study	NOUN
easat-11360	424	39	,	,	PUNCT
easat-11360	424	40	vol	vol	NOUN
easat-11360	424	41	.	.	PROPN
easat-11360	424	42	2	2	NUM
easat-11360	424	43	,	,	PUNCT
easat-11360	424	44	no	no	INTJ
easat-11360	424	45	.	.	NOUN
easat-11360	424	46	1	1	NUM
easat-11360	424	47	,	,	PUNCT
easat-11360	424	48	pp	pp	PROPN
easat-11360	424	49	.	.	PUNCT
easat-11360	425	1	19–28	19–28	NUM
easat-11360	425	2	,	,	PUNCT
easat-11360	425	3	2024	2024	NUM
easat-11360	425	4	.	.	PUNCT
easat-11360	426	1	https://doi.org/10.56578/ijkis020103	https://doi.org/10.56578/ijkis020103	NOUN
easat-11360	426	2	[	[	X
easat-11360	426	3	27	27	NUM
easat-11360	426	4	]	]	PUNCT
easat-11360	426	5	a.	a.	NOUN
easat-11360	426	6	garad	garad	PROPN
easat-11360	426	7	,	,	PUNCT
easat-11360	426	8	a.	a.	PROPN
easat-11360	426	9	al	al	PROPN
easat-11360	426	10	-	-	PUNCT
easat-11360	426	11	ansi	ansi	PROPN
easat-11360	426	12	,	,	PUNCT
easat-11360	426	13	r.	r.	PROPN
easat-11360	426	14	kusumawati	kusumawati	PROPN
easat-11360	426	15	,	,	PUNCT
easat-11360	426	16	and	and	CCONJ
easat-11360	426	17	m.	m.	NOUN
easat-11360	426	18	jaboob	jaboob	PROPN
easat-11360	426	19	,	,	PUNCT
easat-11360	426	20	"	"	PUNCT
easat-11360	426	21	unveiling	unveil	VERB
easat-11360	426	22	greenwashing	greenwashing	NOUN
easat-11360	426	23	in	in	ADP
easat-11360	426	24	indonesia	indonesia	PROPN
easat-11360	426	25	’s	’s	PART
easat-11360	426	26	fintech	fintech	NOUN
easat-11360	426	27	sector	sector	NOUN
easat-11360	426	28	:	:	PUNCT
easat-11360	426	29	perspectives	perspective	NOUN
easat-11360	426	30	of	of	ADP
easat-11360	426	31	consumers	consumer	NOUN
easat-11360	426	32	and	and	CCONJ
easat-11360	426	33	industry	industry	NOUN
easat-11360	426	34	professionals	professional	NOUN
easat-11360	426	35	,	,	PUNCT
easat-11360	426	36	"	"	PUNCT
easat-11360	426	37	journal	journal	NOUN
easat-11360	426	38	of	of	ADP
easat-11360	426	39	green	green	ADJ
easat-11360	426	40	economy	economy	NOUN
easat-11360	426	41	and	and	CCONJ
easat-11360	426	42	low	low	ADJ
easat-11360	426	43	-	-	PUNCT
easat-11360	426	44	carbon	carbon	NOUN
easat-11360	426	45	development	development	NOUN
easat-11360	426	46	,	,	PUNCT
easat-11360	426	47	vol	vol	NOUN
easat-11360	426	48	.	.	PROPN
easat-11360	427	1	3	3	NUM
easat-11360	427	2	,	,	PUNCT
easat-11360	427	3	no	no	INTJ
easat-11360	427	4	.	.	NOUN
easat-11360	427	5	2	2	NUM
easat-11360	427	6	,	,	PUNCT
easat-11360	427	7	pp	pp	ADJ
easat-11360	427	8	.	.	PUNCT
easat-11360	428	1	56	56	NUM
easat-11360	428	2	-	-	SYM
easat-11360	428	3	68	68	NUM
easat-11360	428	4	,	,	PUNCT
easat-11360	428	5	2024	2024	NUM
easat-11360	428	6	.	.	PUNCT
easat-11360	429	1	[	[	X
easat-11360	429	2	28	28	NUM
easat-11360	429	3	]	]	X
easat-11360	429	4	r.	r.	PROPN
easat-11360	429	5	sahar	sahar	PROPN
easat-11360	429	6	,	,	PUNCT
easat-11360	429	7	a.	a.	PROPN
easat-11360	429	8	ziarmal	ziarmal	PROPN
easat-11360	429	9	,	,	PUNCT
easat-11360	429	10	i.	i.	NOUN
easat-11360	429	11	labib	labib	PROPN
easat-11360	429	12	,	,	PUNCT
easat-11360	429	13	and	and	CCONJ
easat-11360	429	14	s.	s.	PROPN
easat-11360	429	15	hotak	hotak	PROPN
easat-11360	429	16	,	,	PUNCT
easat-11360	429	17	"	"	PUNCT
easat-11360	429	18	mobile	mobile	ADJ
easat-11360	429	19	banking	banking	NOUN
easat-11360	429	20	service	service	NOUN
easat-11360	429	21	quality	quality	NOUN
easat-11360	429	22	and	and	CCONJ
easat-11360	429	23	customer	customer	NOUN
easat-11360	429	24	satisfaction	satisfaction	NOUN
easat-11360	429	25	:	:	PUNCT
easat-11360	429	26	a	a	DET
easat-11360	429	27	bibliometric	bibliometric	ADJ
easat-11360	429	28	and	and	CCONJ
easat-11360	429	29	content	content	VERB
easat-11360	429	30	analysis	analysis	NOUN
easat-11360	429	31	with	with	ADP
easat-11360	429	32	future	future	ADJ
easat-11360	429	33	research	research	NOUN
easat-11360	429	34	directions	direction	NOUN
easat-11360	429	35	,	,	PUNCT
easat-11360	429	36	"	"	PUNCT
easat-11360	429	37	journal	journal	NOUN
easat-11360	429	38	of	of	ADP
easat-11360	429	39	intelligent	intelligent	ADJ
easat-11360	429	40	management	management	NOUN
easat-11360	429	41	decision	decision	NOUN
easat-11360	429	42	,	,	PUNCT
easat-11360	429	43	vol	vol	NOUN
easat-11360	429	44	.	.	PROPN
easat-11360	429	45	4	4	NUM
easat-11360	429	46	,	,	PUNCT
easat-11360	429	47	no	no	INTJ
easat-11360	429	48	.	.	NOUN
easat-11360	429	49	3	3	NUM
easat-11360	429	50	,	,	PUNCT
easat-11360	429	51	pp	pp	ADJ
easat-11360	429	52	.	.	PUNCT
easat-11360	430	1	235	235	NUM
easat-11360	430	2	-	-	SYM
easat-11360	430	3	255	255	NUM
easat-11360	430	4	,	,	PUNCT
easat-11360	430	5	2025	2025	NUM
easat-11360	430	6	.	.	PUNCT
easat-11360	431	1	https://doi.org/10.56578/jimd040305	https://doi.org/10.56578/jimd040305	NOUN
easat-11360	431	2	[	[	X
easat-11360	431	3	29	29	NUM
easat-11360	431	4	]	]	PUNCT
easat-11360	431	5	j.	j.	PROPN
easat-11360	431	6	ren	ren	PROPN
easat-11360	431	7	,	,	PUNCT
easat-11360	431	8	"	"	PUNCT
easat-11360	431	9	extraction	extraction	NOUN
easat-11360	431	10	of	of	ADP
easat-11360	431	11	judgment	judgment	NOUN
easat-11360	431	12	elements	element	NOUN
easat-11360	431	13	from	from	ADP
easat-11360	431	14	legal	legal	ADJ
easat-11360	431	15	instruments	instrument	NOUN
easat-11360	431	16	using	use	VERB
easat-11360	431	17	an	an	DET
easat-11360	431	18	attention	attention	NOUN
easat-11360	431	19	mechanism	mechanism	NOUN
easat-11360	431	20	-	-	PUNCT
easat-11360	431	21	based	base	VERB
easat-11360	431	22	rcnn	rcnn	PROPN
easat-11360	431	23	fusion	fusion	NOUN
easat-11360	431	24	model	model	NOUN
easat-11360	431	25	,	,	PUNCT
easat-11360	431	26	"	"	PUNCT
easat-11360	431	27	information	information	NOUN
easat-11360	431	28	dynamics	dynamic	NOUN
easat-11360	431	29	and	and	CCONJ
easat-11360	431	30	applications	application	NOUN
easat-11360	431	31	,	,	PUNCT
easat-11360	431	32	vol	vol	NOUN
easat-11360	431	33	.	.	PROPN
easat-11360	432	1	3	3	NUM
easat-11360	432	2	,	,	PUNCT
easat-11360	432	3	no	no	INTJ
easat-11360	432	4	.	.	NOUN
easat-11360	432	5	4	4	NUM
easat-11360	432	6	,	,	PUNCT
easat-11360	432	7	pp	pp	ADJ
easat-11360	432	8	.	.	PUNCT
easat-11360	433	1	223	223	NUM
easat-11360	433	2	-	-	SYM
easat-11360	433	3	233	233	NUM
easat-11360	433	4	,	,	PUNCT
easat-11360	433	5	2024	2024	NUM
easat-11360	433	6	.	.	PUNCT
easat-11360	434	1	https://doi.org/10.56578/ida030402	https://doi.org/10.56578/ida030402	NOUN
easat-11360	434	2	[	[	X
easat-11360	434	3	30	30	NUM
easat-11360	434	4	]	]	X
easat-11360	434	5	o.	o.	NOUN
easat-11360	434	6	senturk	senturk	PROPN
easat-11360	434	7	and	and	CCONJ
easat-11360	434	8	a.	a.	NOUN
easat-11360	434	9	baghirov	baghirov	PROPN
easat-11360	434	10	,	,	PUNCT
easat-11360	434	11	"	"	PUNCT
easat-11360	434	12	the	the	DET
easat-11360	434	13	impact	impact	NOUN
easat-11360	434	14	of	of	ADP
easat-11360	434	15	blockchain	blockchain	PROPN
easat-11360	434	16	technology	technology	NOUN
easat-11360	434	17	on	on	ADP
easat-11360	434	18	reducing	reduce	VERB
easat-11360	434	19	cyber	cyber	NOUN
easat-11360	434	20	risks	risk	NOUN
easat-11360	434	21	,	,	PUNCT
easat-11360	434	22	"	"	PUNCT
easat-11360	434	23	journal	journal	NOUN
easat-11360	434	24	of	of	ADP
easat-11360	434	25	organizations	organization	NOUN
easat-11360	434	26	,	,	PUNCT
easat-11360	434	27	technology	technology	NOUN
easat-11360	434	28	and	and	CCONJ
easat-11360	434	29	entrepreneurship	entrepreneurship	NOUN
easat-11360	434	30	,	,	PUNCT
easat-11360	434	31	vol	vol	NOUN
easat-11360	434	32	.	.	PROPN
easat-11360	434	33	2	2	NUM
easat-11360	434	34	,	,	PUNCT
easat-11360	434	35	no	no	INTJ
easat-11360	434	36	.	.	NOUN
easat-11360	434	37	2	2	NUM
easat-11360	434	38	,	,	PUNCT
easat-11360	434	39	pp	pp	ADJ
easat-11360	434	40	.	.	PUNCT
easat-11360	435	1	122	122	NUM
easat-11360	435	2	-	-	SYM
easat-11360	435	3	135	135	NUM
easat-11360	435	4	,	,	PUNCT
easat-11360	435	5	2024	2024	NUM
easat-11360	435	6	.	.	PUNCT
easat-11360	436	1	https://doi.org/10.56578/jote020205	https://doi.org/10.56578/jote020205	NOUN
easat-11360	436	2	[	[	X
easat-11360	436	3	31	31	NUM
easat-11360	436	4	]	]	PUNCT
easat-11360	436	5	d.	d.	PROPN
easat-11360	436	6	pamučar	pamučar	PROPN
easat-11360	436	7	,	,	PUNCT
easat-11360	436	8	m.	m.	NOUN
easat-11360	436	9	žižović	žižović	PROPN
easat-11360	436	10	,	,	PUNCT
easat-11360	436	11	s.	s.	PROPN
easat-11360	436	12	biswas	biswas	PROPN
easat-11360	436	13	,	,	PUNCT
easat-11360	436	14	and	and	CCONJ
easat-11360	436	15	d.	d.	PROPN
easat-11360	436	16	božanić	božanić	PROPN
easat-11360	436	17	,	,	PUNCT
easat-11360	436	18	"	"	PUNCT
easat-11360	436	19	a	a	DET
easat-11360	436	20	new	new	ADJ
easat-11360	436	21	logarithm	logarithm	NOUN
easat-11360	436	22	methodology	methodology	NOUN
easat-11360	436	23	of	of	ADP
easat-11360	436	24	additive	additive	ADJ
easat-11360	436	25	weights	weight	NOUN
easat-11360	436	26	(	(	PUNCT
easat-11360	436	27	lmaw	lmaw	NOUN
easat-11360	436	28	)	)	PUNCT
easat-11360	436	29	for	for	ADP
easat-11360	436	30	multi	multi	ADJ
easat-11360	436	31	-	-	ADJ
easat-11360	436	32	criteria	criterion	NOUN
easat-11360	436	33	decision	decision	NOUN
easat-11360	436	34	-	-	PUNCT
easat-11360	436	35	making	making	NOUN
easat-11360	436	36	:	:	PUNCT
easat-11360	436	37	application	application	NOUN
easat-11360	436	38	in	in	ADP
easat-11360	436	39	logistics	logistic	NOUN
easat-11360	436	40	,	,	PUNCT
easat-11360	436	41	"	"	PUNCT
easat-11360	436	42	facta	facta	PROPN
easat-11360	436	43	universitatis	universitatis	PROPN
easat-11360	436	44	,	,	PUNCT
easat-11360	436	45	series	series	NOUN
easat-11360	436	46	:	:	PUNCT
easat-11360	436	47	mechanical	mechanical	ADJ
easat-11360	436	48	engineering	engineering	NOUN
easat-11360	436	49	,	,	PUNCT
easat-11360	436	50	vol	vol	NOUN
easat-11360	436	51	.	.	PROPN
easat-11360	436	52	19	19	NUM
easat-11360	436	53	,	,	PUNCT
easat-11360	436	54	no	no	INTJ
easat-11360	436	55	.	.	NOUN
easat-11360	436	56	3	3	NUM
easat-11360	436	57	,	,	PUNCT
easat-11360	436	58	pp	pp	ADJ
easat-11360	436	59	.	.	PUNCT
easat-11360	437	1	361	361	NUM
easat-11360	437	2	-	-	SYM
easat-11360	437	3	380	380	NUM
easat-11360	437	4	,	,	PUNCT
easat-11360	437	5	2021	2021	NUM
easat-11360	437	6	.	.	PUNCT
easat-11360	438	1	https://doi.org/10.22190/fume210214031p	https://doi.org/10.22190/fume210214031p	PRON
easat-11360	438	2	[	[	X
easat-11360	438	3	32	32	NUM
easat-11360	438	4	]	]	PUNCT
easat-11360	438	5	m.	m.	NOUN
easat-11360	438	6	radovanović	radovanović	PROPN
easat-11360	438	7	et	et	PROPN
easat-11360	438	8	al	al	PROPN
easat-11360	438	9	.	.	PROPN
easat-11360	438	10	,	,	PUNCT
easat-11360	438	11	"	"	PUNCT
easat-11360	438	12	application	application	NOUN
easat-11360	438	13	of	of	ADP
easat-11360	438	14	the	the	DET
easat-11360	438	15	new	new	ADJ
easat-11360	438	16	hybrid	hybrid	ADJ
easat-11360	438	17	model	model	NOUN
easat-11360	438	18	lmaw	lmaw	PROPN
easat-11360	438	19	-	-	PUNCT
easat-11360	438	20	g	g	NOUN
easat-11360	438	21	-	-	PUNCT
easat-11360	438	22	edas	eda	VERB
easat-11360	438	23	multi	multi	ADJ
easat-11360	438	24	-	-	ADJ
easat-11360	438	25	criteria	criterion	NOUN
easat-11360	438	26	decision	decision	NOUN
easat-11360	438	27	-	-	PUNCT
easat-11360	438	28	making	making	NOUN
easat-11360	438	29	when	when	SCONJ
easat-11360	438	30	choosing	choose	VERB
easat-11360	438	31	an	an	DET
easat-11360	438	32	assault	assault	NOUN
easat-11360	438	33	rifle	rifle	NOUN
easat-11360	438	34	for	for	ADP
easat-11360	438	35	the	the	DET
easat-11360	438	36	needs	need	NOUN
easat-11360	438	37	of	of	ADP
easat-11360	438	38	the	the	DET
easat-11360	438	39	army	army	NOUN
easat-11360	438	40	,	,	PUNCT
easat-11360	438	41	"	"	PUNCT
easat-11360	438	42	journal	journal	NOUN
easat-11360	438	43	of	of	ADP
easat-11360	438	44	decision	decision	NOUN
easat-11360	438	45	analytics	analytic	NOUN
easat-11360	438	46	and	and	CCONJ
easat-11360	438	47	intelligent	intelligent	ADJ
easat-11360	438	48	computing	computing	NOUN
easat-11360	438	49	,	,	PUNCT
easat-11360	438	50	vol	vol	NOUN
easat-11360	438	51	.	.	PROPN
easat-11360	439	1	4	4	NUM
easat-11360	439	2	,	,	PUNCT
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easat-11360	439	4	.	.	NOUN
easat-11360	439	5	1	1	NUM
easat-11360	439	6	,	,	PUNCT
easat-11360	439	7	pp	pp	ADJ
easat-11360	439	8	.	.	PUNCT
easat-11360	440	1	16	16	NUM
easat-11360	440	2	-	-	SYM
easat-11360	440	3	31	31	NUM
easat-11360	440	4	,	,	PUNCT
easat-11360	440	5	2024	2024	NUM
easat-11360	440	6	.	.	PUNCT
easat-11360	441	1	https://doi.org/10.31181/jdaic10021012024r	https://doi.org/10.31181/jdaic10021012024r	PROPN
easat-11360	442	1	[	[	X
easat-11360	442	2	33	33	NUM
easat-11360	442	3	]	]	PUNCT
easat-11360	442	4	a.	a.	PROPN
easat-11360	442	5	puška	puška	PROPN
easat-11360	442	6	,	,	PUNCT
easat-11360	442	7	ž	ž	PROPN
easat-11360	442	8	.	.	PUNCT
easat-11360	442	9	stević	stević	PROPN
easat-11360	442	10	,	,	PUNCT
easat-11360	442	11	and	and	CCONJ
easat-11360	442	12	d.	d.	PROPN
easat-11360	442	13	pamučar	pamučar	PROPN
easat-11360	442	14	,	,	PUNCT
easat-11360	442	15	"	"	PUNCT
easat-11360	442	16	evaluation	evaluation	NOUN
easat-11360	442	17	and	and	CCONJ
easat-11360	442	18	selection	selection	NOUN
easat-11360	442	19	of	of	ADP
easat-11360	442	20	healthcare	healthcare	NOUN
easat-11360	442	21	waste	waste	NOUN
easat-11360	442	22	incinerators	incinerator	NOUN
easat-11360	442	23	using	use	VERB
easat-11360	442	24	extended	extended	ADJ
easat-11360	442	25	sustainability	sustainability	NOUN
easat-11360	442	26	criteria	criterion	NOUN
easat-11360	442	27	and	and	CCONJ
easat-11360	442	28	multi	multi	ADJ
easat-11360	442	29	-	-	NOUN
easat-11360	442	30	criteria	criterion	NOUN
easat-11360	442	31	analysis	analysis	NOUN
easat-11360	442	32	methods	method	NOUN
easat-11360	442	33	,	,	PUNCT
easat-11360	442	34	"	"	PUNCT
easat-11360	442	35	environment	environment	NOUN
easat-11360	442	36	,	,	PUNCT
easat-11360	442	37	development	development	NOUN
easat-11360	442	38	and	and	CCONJ
easat-11360	442	39	sustainability	sustainability	NOUN
easat-11360	442	40	,	,	PUNCT
easat-11360	442	41	vol	vol	NOUN
easat-11360	442	42	.	.	PROPN
easat-11360	442	43	24	24	NUM
easat-11360	442	44	,	,	PUNCT
easat-11360	442	45	no	no	INTJ
easat-11360	442	46	.	.	NOUN
easat-11360	442	47	9	9	NUM
easat-11360	442	48	,	,	PUNCT
easat-11360	442	49	pp	pp	ADJ
easat-11360	442	50	.	.	PUNCT
easat-11360	443	1	11195	11195	NUM
easat-11360	443	2	-	-	SYM
easat-11360	443	3	11225	11225	NUM
easat-11360	443	4	,	,	PUNCT
easat-11360	443	5	2022	2022	NUM
easat-11360	443	6	.	.	PUNCT
easat-11360	444	1	https://doi.org/10.1007/s10668-021-01902-2	https://doi.org/10.1007/s10668-021-01902-2	PRON
easat-11360	445	1	[	[	X
easat-11360	445	2	34	34	NUM
easat-11360	445	3	]	]	PUNCT
easat-11360	445	4	j.	j.	PROPN
easat-11360	445	5	yang	yang	PROPN
easat-11360	445	6	,	,	PUNCT
easat-11360	445	7	y.	y.	PROPN
easat-11360	445	8	zhang	zhang	PROPN
easat-11360	445	9	,	,	PUNCT
easat-11360	445	10	j.	j.	PROPN
easat-11360	445	11	gong	gong	PROPN
easat-11360	445	12	,	,	PUNCT
easat-11360	445	13	and	and	CCONJ
easat-11360	445	14	t.	t.	PROPN
easat-11360	445	15	liu	liu	PROPN
easat-11360	445	16	,	,	PUNCT
easat-11360	445	17	"	"	PUNCT
easat-11360	445	18	how	how	SCONJ
easat-11360	445	19	does	do	AUX
easat-11360	445	20	fintech	fintech	NOUN
easat-11360	445	21	development	development	NOUN
easat-11360	445	22	affect	affect	VERB
easat-11360	445	23	financing	financing	NOUN
easat-11360	445	24	constraints	constraint	NOUN
easat-11360	445	25	of	of	ADP
easat-11360	445	26	smes	sme	NOUN
easat-11360	445	27	?	?	PUNCT
easat-11360	446	1	evidence	evidence	NOUN
easat-11360	446	2	from	from	ADP
easat-11360	446	3	china	china	PROPN
easat-11360	446	4	,	,	PUNCT
easat-11360	446	5	"	"	PUNCT
easat-11360	446	6	economics	economic	NOUN
easat-11360	446	7	-	-	PUNCT
easat-11360	446	8	innovative	innovative	ADJ
easat-11360	446	9	and	and	CCONJ
easat-11360	446	10	economics	economic	NOUN
easat-11360	446	11	research	research	NOUN
easat-11360	446	12	journal	journal	PROPN
easat-11360	446	13	,	,	PUNCT
easat-11360	446	14	vol	vol	NOUN
easat-11360	446	15	.	.	PROPN
easat-11360	446	16	12	12	NUM
easat-11360	446	17	,	,	PUNCT
easat-11360	446	18	no	no	INTJ
easat-11360	446	19	.	.	NOUN
easat-11360	446	20	3	3	NUM
easat-11360	446	21	,	,	PUNCT
easat-11360	446	22	pp	pp	ADJ
easat-11360	446	23	.	.	PUNCT
easat-11360	447	1	1	1	NUM
easat-11360	447	2	-	-	SYM
easat-11360	447	3	32	32	NUM
easat-11360	447	4	,	,	PUNCT
easat-11360	447	5	2024	2024	NUM
easat-11360	447	6	.	.	PUNCT
easat-11360	448	1	https://doi.org/10.2478/eoik-2024-0031	https://doi.org/10.2478/eoik-2024-0031	NOUN
easat-11360	449	1	[	[	X
easat-11360	449	2	35	35	NUM
easat-11360	449	3	]	]	PUNCT
easat-11360	449	4	m.	m.	NOUN
easat-11360	449	5	yusfi	yusfi	PROPN
easat-11360	449	6	firdaus	firdaus	PROPN
easat-11360	449	7	,	,	PUNCT
easat-11360	449	8	i.	i.	PROPN
easat-11360	449	9	wianto	wianto	PROPN
easat-11360	449	10	putra	putra	PROPN
easat-11360	449	11	,	,	PUNCT
easat-11360	449	12	n.	n.	PROPN
easat-11360	449	13	l.	l.	PROPN
easat-11360	449	14	a.	a.	PROPN
easat-11360	449	15	puspa	puspa	PROPN
easat-11360	449	16	ningsih	ningsih	PROPN
easat-11360	449	17	,	,	PUNCT
easat-11360	449	18	i.	i.	PROPN
easat-11360	449	19	b.	b.	PROPN
easat-11360	449	20	udayana	udayana	PROPN
easat-11360	449	21	putra	putra	PROPN
easat-11360	449	22	,	,	PUNCT
easat-11360	449	23	i.	i.	PROPN
easat-11360	449	24	a.	a.	PROPN
easat-11360	449	25	surasmi	surasmi	PROPN
easat-11360	449	26	,	,	PUNCT
easat-11360	449	27	and	and	CCONJ
easat-11360	449	28	n.	n.	PROPN
easat-11360	449	29	n.	n.	PROPN
easat-11360	449	30	seri	seri	PROPN
easat-11360	449	31	ekayani	ekayani	PROPN
easat-11360	449	32	,	,	PUNCT
easat-11360	449	33	"	"	PUNCT
easat-11360	449	34	smart	smart	ADJ
easat-11360	449	35	financial	financial	ADJ
easat-11360	449	36	moves	move	NOUN
easat-11360	449	37	:	:	PUNCT
easat-11360	449	38	the	the	DET
easat-11360	449	39	role	role	NOUN
easat-11360	449	40	of	of	ADP
easat-11360	449	41	financial	financial	ADJ
easat-11360	449	42	literacy	literacy	NOUN
easat-11360	449	43	and	and	CCONJ
easat-11360	449	44	inclusion	inclusion	NOUN
easat-11360	449	45	in	in	ADP
easat-11360	449	46	improving	improve	VERB
easat-11360	449	47	the	the	DET
easat-11360	449	48	performance	performance	NOUN
easat-11360	449	49	of	of	ADP
easat-11360	449	50	small	small	ADJ
easat-11360	449	51	and	and	CCONJ
easat-11360	449	52	medium	medium	ADJ
easat-11360	449	53	enterprises	enterprise	NOUN
easat-11360	449	54	in	in	ADP
easat-11360	449	55	indonesia	indonesia	PROPN
easat-11360	449	56	,	,	PUNCT
easat-11360	449	57	"	"	PUNCT
easat-11360	449	58	oeconomica	oeconomica	PROPN
easat-11360	449	59	jadertina	jadertina	PROPN
easat-11360	449	60	,	,	PUNCT
easat-11360	449	61	vol	vol	NOUN
easat-11360	449	62	.	.	PROPN
easat-11360	449	63	15	15	NUM
easat-11360	449	64	,	,	PUNCT
easat-11360	449	65	no	no	INTJ
easat-11360	449	66	.	.	NOUN
easat-11360	449	67	1	1	NUM
easat-11360	449	68	,	,	PUNCT
easat-11360	449	69	pp	pp	ADJ
easat-11360	449	70	.	.	PUNCT
easat-11360	450	1	3	3	NUM
easat-11360	450	2	-	-	SYM
easat-11360	450	3	21	21	NUM
easat-11360	450	4	,	,	PUNCT
easat-11360	450	5	2025	2025	NUM
easat-11360	450	6	.	.	PUNCT
easat-11360	451	1	https://doi.org/10.15291/oec.4721	https://doi.org/10.15291/oec.4721	PROPN
easat-11360	452	1	[	[	X
easat-11360	452	2	36	36	NUM
easat-11360	452	3	]	]	PUNCT
easat-11360	452	4	m.	m.	NOUN
easat-11360	452	5	m.	m.	PROPN
easat-11360	452	6	k.	k.	PROPN
easat-11360	452	7	zaman	zaman	PROPN
easat-11360	452	8	et	et	PROPN
easat-11360	452	9	al	al	PROPN
easat-11360	452	10	.	.	PROPN
easat-11360	452	11	,	,	PUNCT
easat-11360	452	12	"	"	PUNCT
easat-11360	452	13	adaptive	adaptive	ADJ
easat-11360	452	14	utility	utility	NOUN
easat-11360	452	15	ranking	rank	VERB
easat-11360	452	16	algorithm	algorithm	NOUN
easat-11360	452	17	for	for	ADP
easat-11360	452	18	evaluating	evaluate	VERB
easat-11360	452	19	blockchain	blockchain	PROPN
easat-11360	452	20	-	-	PUNCT
easat-11360	452	21	enabled	enable	VERB
easat-11360	452	22	microfinance	microfinance	NOUN
easat-11360	452	23	in	in	ADP
easat-11360	452	24	emerging	emerge	VERB
easat-11360	452	25	-	-	PUNCT
easat-11360	452	26	a	a	DET
easat-11360	452	27	new	new	ADJ
easat-11360	452	28	mcdm	mcdm	ADJ
easat-11360	452	29	perspective	perspective	NOUN
easat-11360	452	30	,	,	PUNCT
easat-11360	452	31	"	"	PUNCT
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easat-11360	452	33	journal	journal	NOUN
easat-11360	452	34	of	of	ADP
easat-11360	452	35	economic	economic	ADJ
easat-11360	452	36	sciences	science	NOUN
easat-11360	452	37	,	,	PUNCT
easat-11360	452	38	vol	vol	NOUN
easat-11360	452	39	.	.	PROPN
easat-11360	452	40	14	14	NUM
easat-11360	452	41	,	,	PUNCT
easat-11360	452	42	no	no	INTJ
easat-11360	452	43	.	.	NOUN
easat-11360	452	44	1	1	NUM
easat-11360	452	45	,	,	PUNCT
easat-11360	452	46	pp	pp	ADJ
easat-11360	452	47	.	.	PUNCT
easat-11360	453	1	123	123	NUM
easat-11360	453	2	-	-	SYM
easat-11360	453	3	146	146	NUM
easat-11360	453	4	,	,	PUNCT
easat-11360	453	5	2025	2025	NUM
easat-11360	453	6	.	.	PUNCT
easat-11360	454	1	https://doi.org/10.31181/ijes1412025182	https://doi.org/10.31181/ijes1412025182	PROPN
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easat-11360	455	1	https://doi.org/10.1186/s40854-022-00406-w	https://doi.org/10.1186/s40854-022-00406-w	NOUN
easat-11360	455	2	https://doi.org/10.1057/s41599-023-02581-2	https://doi.org/10.1057/s41599-023-02581-2	PROPN
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easat-11360	455	4	https://doi.org/10.15291/oec.4559	https://doi.org/10.15291/oec.4559	PROPN
easat-11360	455	5	https://doi.org/10.54216/ijns.200416	https://doi.org/10.54216/ijns.200416	ADJ
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easat-11360	455	7	https://doi.org/10.56578/ataiml030204	https://doi.org/10.56578/ataiml030204	PROPN
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easat-11360	455	9	https://doi.org/10.56578/jimd040305	https://doi.org/10.56578/jimd040305	PROPN
easat-11360	455	10	https://doi.org/10.56578/ida030402	https://doi.org/10.56578/ida030402	NOUN
easat-11360	455	11	https://doi.org/10.56578/jote020205	https://doi.org/10.56578/jote020205	NOUN
easat-11360	455	12	https://doi.org/10.22190/fume210214031p	https://doi.org/10.22190/fume210214031p	PROPN
easat-11360	455	13	https://doi.org/10.31181/jdaic10021012024r	https://doi.org/10.31181/jdaic10021012024r	PROPN
easat-11360	455	14	https://doi.org/10.1007/s10668-021-01902-2	https://doi.org/10.1007/s10668-021-01902-2	PRON
easat-11360	456	1	https://doi.org/10.2478/eoik-2024-0031	https://doi.org/10.2478/eoik-2024-0031	NOUN
easat-11360	456	2	https://doi.org/10.15291/oec.4721	https://doi.org/10.15291/oec.4721	PROPN
easat-11360	456	3	https://doi.org/10.31181/ijes1412025182	https://doi.org/10.31181/ijes1412025182	PROPN
easat-11360	456	4	337	337	NUM
easat-11360	456	5	edelweiss	edelweiss	PROPN
easat-11360	456	6	applied	apply	VERB
easat-11360	456	7	science	science	NOUN
easat-11360	456	8	and	and	CCONJ
easat-11360	456	9	technology	technology	NOUN
easat-11360	456	10	issn	issn	PROPN
easat-11360	456	11	:	:	PUNCT
easat-11360	456	12	2576	2576	NUM
easat-11360	456	13	-	-	SYM
easat-11360	456	14	8484	8484	NUM
easat-11360	456	15	vol	vol	NOUN
easat-11360	456	16	.	.	PROPN
easat-11360	457	1	9	9	NUM
easat-11360	457	2	,	,	PUNCT
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easat-11360	457	4	.	.	NOUN
easat-11360	457	5	12	12	NUM
easat-11360	457	6	:	:	PUNCT
easat-11360	457	7	325	325	NUM
easat-11360	457	8	-	-	SYM
easat-11360	457	9	337	337	NUM
easat-11360	457	10	,	,	PUNCT
easat-11360	457	11	2025	2025	NUM
easat-11360	457	12	doi	doi	NOUN
easat-11360	457	13	:	:	PUNCT
easat-11360	457	14	10.55214/2576	10.55214/2576	NUM
easat-11360	457	15	-	-	SYM
easat-11360	457	16	8484.v9i12.11360	8484.v9i12.11360	NOUN
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easat-11360	458	2	2025	2025	NUM
easat-11360	458	3	by	by	ADP
easat-11360	458	4	the	the	DET
easat-11360	458	5	authors	author	NOUN
easat-11360	458	6	;	;	PUNCT
easat-11360	458	7	licensee	licensee	PROPN
easat-11360	458	8	learning	learning	NOUN
easat-11360	458	9	gate	gate	NOUN
easat-11360	459	1	[	[	X
easat-11360	459	2	37	37	NUM
easat-11360	459	3	]	]	PUNCT
easat-11360	459	4	m.	m.	NOUN
easat-11360	459	5	al	al	PROPN
easat-11360	459	6	-	-	PUNCT
easat-11360	459	7	majali	majali	PROPN
easat-11360	459	8	,	,	PUNCT
easat-11360	459	9	b.	b.	PROPN
easat-11360	459	10	aldalaien	aldalaien	PROPN
easat-11360	459	11	,	,	PUNCT
easat-11360	459	12	a.-k	a.-k	PROPN
easat-11360	459	13	.	.	PUNCT
easat-11360	460	1	suhaib	suhaib	PROPN
easat-11360	460	2	,	,	PUNCT
easat-11360	460	3	and	and	CCONJ
easat-11360	460	4	r.	r.	PROPN
easat-11360	460	5	al	al	PROPN
easat-11360	460	6	-	-	PUNCT
easat-11360	460	7	smadi	smadi	PROPN
easat-11360	460	8	,	,	PUNCT
easat-11360	460	9	"	"	PUNCT
easat-11360	460	10	exploring	explore	VERB
easat-11360	460	11	the	the	DET
easat-11360	460	12	nexus	nexus	NOUN
easat-11360	460	13	of	of	ADP
easat-11360	460	14	fintech	fintech	NOUN
easat-11360	460	15	development	development	NOUN
easat-11360	460	16	,	,	PUNCT
easat-11360	460	17	systematic	systematic	ADJ
easat-11360	460	18	risk	risk	NOUN
easat-11360	460	19	,	,	PUNCT
easat-11360	460	20	and	and	CCONJ
easat-11360	460	21	market	market	NOUN
easat-11360	460	22	discipline	discipline	NOUN
easat-11360	460	23	on	on	ADP
easat-11360	460	24	financial	financial	ADJ
easat-11360	460	25	stability	stability	NOUN
easat-11360	460	26	:	:	PUNCT
easat-11360	460	27	evidence	evidence	NOUN
easat-11360	460	28	from	from	ADP
easat-11360	460	29	jordan	jordan	PROPN
easat-11360	460	30	,	,	PUNCT
easat-11360	460	31	"	"	PUNCT
easat-11360	460	32	economics	economic	NOUN
easat-11360	460	33	-	-	PUNCT
easat-11360	460	34	innovative	innovative	ADJ
easat-11360	460	35	and	and	CCONJ
easat-11360	460	36	economics	economic	NOUN
easat-11360	460	37	research	research	NOUN
easat-11360	460	38	journal	journal	PROPN
easat-11360	460	39	,	,	PUNCT
easat-11360	460	40	vol	vol	NOUN
easat-11360	460	41	.	.	PROPN
easat-11360	460	42	13	13	NUM
easat-11360	460	43	,	,	PUNCT
easat-11360	460	44	no	no	INTJ
easat-11360	460	45	.	.	NOUN
easat-11360	460	46	2	2	NUM
easat-11360	460	47	,	,	PUNCT
easat-11360	460	48	pp	pp	ADJ
easat-11360	460	49	.	.	PUNCT
easat-11360	461	1	351	351	NUM
easat-11360	461	2	-	-	SYM
easat-11360	461	3	365	365	NUM
easat-11360	461	4	,	,	PUNCT
easat-11360	461	5	2025	2025	NUM
easat-11360	461	6	.	.	PUNCT
easat-11360	462	1	https://doi.org/10.2478/eoik-2025-0044	https://doi.org/10.2478/eoik-2025-0044	PROPN
easat-11360	462	2	https://doi.org/10.2478/eoik-2025-0044	https://doi.org/10.2478/eoik-2025-0044	PROPN