id	sid	tid	token	lemma	pos
easat-1514	1	1	edelweiss	edelweiss	PROPN
easat-1514	1	2	applied	apply	VERB
easat-1514	1	3	science	science	NOUN
easat-1514	1	4	and	and	CCONJ
easat-1514	1	5	technology	technology	NOUN
easat-1514	1	6	issn	issn	PROPN
easat-1514	1	7	:	:	PUNCT
easat-1514	1	8	2576	2576	NUM
easat-1514	1	9	-	-	SYM
easat-1514	1	10	8484	8484	NUM
easat-1514	1	11	vol	vol	NOUN
easat-1514	1	12	.	.	PROPN
easat-1514	1	13	8	8	NUM
easat-1514	1	14	,	,	PUNCT
easat-1514	1	15	no	no	INTJ
easat-1514	1	16	.	.	NOUN
easat-1514	1	17	4	4	NUM
easat-1514	1	18	,	,	PUNCT
easat-1514	1	19	1402	1402	NUM
easat-1514	1	20	-	-	SYM
easat-1514	1	21	1412	1412	NUM
easat-1514	1	22	2024	2024	NUM
easat-1514	1	23	publisher	publisher	NOUN
easat-1514	1	24	:	:	PUNCT
easat-1514	1	25	learning	learn	VERB
easat-1514	1	26	gate	gate	NOUN
easat-1514	1	27	doi	doi	PROPN
easat-1514	1	28	:	:	PUNCT
easat-1514	1	29	10.55214/25768484.v8i4.1514	10.55214/25768484.v8i4.1514	NUM
easat-1514	1	30	©	©	PROPN
easat-1514	1	31	2024	2024	NUM
easat-1514	1	32	by	by	ADP
easat-1514	1	33	the	the	DET
easat-1514	1	34	authors	author	NOUN
easat-1514	1	35	;	;	PUNCT
easat-1514	1	36	licensee	licensee	PROPN
easat-1514	1	37	learning	learning	NOUN
easat-1514	1	38	gate	gate	NOUN
easat-1514	1	39	©	©	PROPN
easat-1514	1	40	2024	2024	NUM
easat-1514	1	41	by	by	ADP
easat-1514	1	42	the	the	DET
easat-1514	1	43	authors	author	NOUN
easat-1514	1	44	;	;	PUNCT
easat-1514	1	45	licensee	licensee	PROPN
easat-1514	1	46	learning	learn	VERB
easat-1514	1	47	gate	gate	NOUN
easat-1514	1	48	*	*	PUNCT
easat-1514	1	49	correspondence	correspondence	NOUN
easat-1514	1	50	:	:	PUNCT
easat-1514	1	51	varga.janos@uni-obuda.hu	varga.janos@uni-obuda.hu	VERB
easat-1514	1	52	generational	generational	ADJ
easat-1514	1	53	differences	difference	NOUN
easat-1514	1	54	in	in	ADP
easat-1514	1	55	payment	payment	NOUN
easat-1514	1	56	habits	habit	NOUN
easat-1514	1	57	and	and	CCONJ
easat-1514	1	58	solutions	solution	NOUN
easat-1514	1	59	in	in	ADP
easat-1514	1	60	the	the	DET
easat-1514	1	61	digital	digital	ADJ
easat-1514	1	62	space	space	NOUN
easat-1514	1	63	viktor	viktor	NOUN
easat-1514	1	64	csiszárik1	csiszárik1	PROPN
easat-1514	1	65	,	,	PUNCT
easat-1514	1	66	jános	jáno	VERB
easat-1514	1	67	varga2	varga2	PROPN
easat-1514	1	68	*	*	X
easat-1514	1	69	1táncsics	1táncsics	NUM
easat-1514	1	70	mihály	mihály	ADJ
easat-1514	1	71	high	high	ADJ
easat-1514	1	72	school	school	NOUN
easat-1514	1	73	,	,	PUNCT
easat-1514	1	74	dabas	dabas	PROPN
easat-1514	1	75	,	,	PUNCT
easat-1514	1	76	hungary	hungary	PROPN
easat-1514	1	77	;	;	PUNCT
easat-1514	1	78	csiszarik.viktor@gmail.com	csiszarik.viktor@gmail.com	X
easat-1514	1	79	(	(	PUNCT
easat-1514	1	80	v.c	v.c	PROPN
easat-1514	1	81	.	.	PUNCT
easat-1514	1	82	)	)	PUNCT
easat-1514	2	1	2keleti	2keleti	NUM
easat-1514	2	2	károly	károly	ADJ
easat-1514	2	3	faculty	faculty	NOUN
easat-1514	2	4	of	of	ADP
easat-1514	2	5	business	business	NOUN
easat-1514	2	6	and	and	CCONJ
easat-1514	2	7	management	management	NOUN
easat-1514	2	8	óbuda	óbuda	NOUN
easat-1514	2	9	university	university	NOUN
easat-1514	2	10	,	,	PUNCT
easat-1514	2	11	budapest	budapest	PROPN
easat-1514	2	12	,	,	PUNCT
easat-1514	2	13	hungary	hungary	PROPN
easat-1514	2	14	;	;	PUNCT
easat-1514	2	15	varga.janos@uni-obuda.hu	varga.janos@uni-obuda.hu	PROPN
easat-1514	2	16	(	(	PUNCT
easat-1514	2	17	j.v	j.v	PROPN
easat-1514	2	18	.	.	PUNCT
easat-1514	2	19	)	)	PUNCT
easat-1514	3	1	abstract	abstract	NOUN
easat-1514	3	2	:	:	PUNCT
easat-1514	3	3	with	with	ADP
easat-1514	3	4	the	the	DET
easat-1514	3	5	rise	rise	NOUN
easat-1514	3	6	of	of	ADP
easat-1514	3	7	digitalisation	digitalisation	NOUN
easat-1514	3	8	,	,	PUNCT
easat-1514	3	9	payment	payment	NOUN
easat-1514	3	10	habits	habit	NOUN
easat-1514	3	11	and	and	CCONJ
easat-1514	3	12	solutions	solution	NOUN
easat-1514	3	13	have	have	AUX
easat-1514	3	14	undergone	undergo	VERB
easat-1514	3	15	a	a	DET
easat-1514	3	16	significant	significant	ADJ
easat-1514	3	17	transformation	transformation	NOUN
easat-1514	3	18	,	,	PUNCT
easat-1514	3	19	which	which	PRON
easat-1514	3	20	is	be	AUX
easat-1514	3	21	also	also	ADV
easat-1514	3	22	driven	drive	VERB
easat-1514	3	23	by	by	ADP
easat-1514	3	24	generational	generational	ADJ
easat-1514	3	25	differences	difference	NOUN
easat-1514	3	26	.	.	PUNCT
easat-1514	4	1	our	our	PRON
easat-1514	4	2	study	study	NOUN
easat-1514	4	3	aims	aim	VERB
easat-1514	4	4	to	to	PART
easat-1514	4	5	explore	explore	VERB
easat-1514	4	6	how	how	SCONJ
easat-1514	4	7	the	the	DET
easat-1514	4	8	payment	payment	NOUN
easat-1514	4	9	preferences	preference	NOUN
easat-1514	4	10	and	and	CCONJ
easat-1514	4	11	habits	habit	NOUN
easat-1514	4	12	of	of	ADP
easat-1514	4	13	each	each	DET
easat-1514	4	14	generation	generation	NOUN
easat-1514	4	15	differ	differ	VERB
easat-1514	4	16	in	in	ADP
easat-1514	4	17	the	the	DET
easat-1514	4	18	digital	digital	ADJ
easat-1514	4	19	space	space	NOUN
easat-1514	4	20	.	.	PUNCT
easat-1514	5	1	older	old	ADJ
easat-1514	5	2	generations	generation	NOUN
easat-1514	5	3	tend	tend	VERB
easat-1514	5	4	to	to	PART
easat-1514	5	5	prefer	prefer	VERB
easat-1514	5	6	more	more	ADJ
easat-1514	5	7	conservative	conservative	ADJ
easat-1514	5	8	payment	payment	NOUN
easat-1514	5	9	methods	method	NOUN
easat-1514	5	10	,	,	PUNCT
easat-1514	5	11	such	such	ADJ
easat-1514	5	12	as	as	ADP
easat-1514	5	13	credit	credit	NOUN
easat-1514	5	14	cards	card	NOUN
easat-1514	5	15	or	or	CCONJ
easat-1514	5	16	cash	cash	NOUN
easat-1514	5	17	,	,	PUNCT
easat-1514	5	18	while	while	SCONJ
easat-1514	5	19	younger	young	ADJ
easat-1514	5	20	generations	generation	NOUN
easat-1514	5	21	are	be	AUX
easat-1514	5	22	more	more	ADV
easat-1514	5	23	open	open	ADJ
easat-1514	5	24	to	to	ADP
easat-1514	5	25	modern	modern	ADJ
easat-1514	5	26	,	,	PUNCT
easat-1514	5	27	innovative	innovative	ADJ
easat-1514	5	28	solutions	solution	NOUN
easat-1514	5	29	such	such	ADJ
easat-1514	5	30	as	as	ADP
easat-1514	5	31	mobile	mobile	ADJ
easat-1514	5	32	payments	payment	NOUN
easat-1514	5	33	and	and	CCONJ
easat-1514	5	34	cryptocurrencies	cryptocurrencie	NOUN
easat-1514	5	35	.	.	PUNCT
easat-1514	6	1	our	our	PRON
easat-1514	6	2	paper	paper	NOUN
easat-1514	6	3	highlights	highlight	NOUN
easat-1514	6	4	the	the	DET
easat-1514	6	5	extent	extent	NOUN
easat-1514	6	6	to	to	PART
easat-1514	6	7	which	which	PRON
easat-1514	6	8	technological	technological	ADJ
easat-1514	6	9	developments	development	NOUN
easat-1514	6	10	and	and	CCONJ
easat-1514	6	11	digital	digital	ADJ
easat-1514	6	12	literacy	literacy	NOUN
easat-1514	6	13	are	be	AUX
easat-1514	6	14	influencing	influence	VERB
easat-1514	6	15	the	the	DET
easat-1514	6	16	payment	payment	NOUN
easat-1514	6	17	habits	habit	NOUN
easat-1514	6	18	of	of	ADP
easat-1514	6	19	different	different	ADJ
easat-1514	6	20	generations	generation	NOUN
easat-1514	6	21	,	,	PUNCT
easat-1514	6	22	and	and	CCONJ
easat-1514	6	23	how	how	SCONJ
easat-1514	6	24	the	the	DET
easat-1514	6	25	role	role	NOUN
easat-1514	6	26	of	of	ADP
easat-1514	6	27	security	security	NOUN
easat-1514	6	28	and	and	CCONJ
easat-1514	6	29	convenience	convenience	NOUN
easat-1514	6	30	is	be	AUX
easat-1514	6	31	shaping	shape	VERB
easat-1514	6	32	the	the	DET
easat-1514	6	33	payment	payment	NOUN
easat-1514	6	34	choices	choice	NOUN
easat-1514	6	35	of	of	ADP
easat-1514	6	36	different	different	ADJ
easat-1514	6	37	age	age	NOUN
easat-1514	6	38	groups	group	NOUN
easat-1514	6	39	.	.	PUNCT
easat-1514	7	1	the	the	DET
easat-1514	7	2	study	study	NOUN
easat-1514	7	3	focuses	focus	VERB
easat-1514	7	4	on	on	ADP
easat-1514	7	5	the	the	DET
easat-1514	7	6	financial	financial	ADJ
easat-1514	7	7	literacy	literacy	NOUN
easat-1514	7	8	of	of	ADP
easat-1514	7	9	each	each	DET
easat-1514	7	10	generation	generation	NOUN
easat-1514	7	11	,	,	PUNCT
easat-1514	7	12	including	include	VERB
easat-1514	7	13	how	how	SCONJ
easat-1514	7	14	to	to	PART
easat-1514	7	15	navigate	navigate	VERB
easat-1514	7	16	21st	21st	ADJ
easat-1514	7	17	century	century	NOUN
easat-1514	7	18	finance	finance	NOUN
easat-1514	7	19	.	.	PUNCT
easat-1514	8	1	it	it	PRON
easat-1514	8	2	is	be	AUX
easat-1514	8	3	no	no	DET
easat-1514	8	4	exaggeration	exaggeration	NOUN
easat-1514	8	5	to	to	PART
easat-1514	8	6	say	say	VERB
easat-1514	8	7	that	that	SCONJ
easat-1514	8	8	not	not	PART
easat-1514	8	9	everyone	everyone	PRON
easat-1514	8	10	has	have	VERB
easat-1514	8	11	the	the	DET
easat-1514	8	12	same	same	ADJ
easat-1514	8	13	knowledge	knowledge	NOUN
easat-1514	8	14	or	or	CCONJ
easat-1514	8	15	understanding	understanding	NOUN
easat-1514	8	16	of	of	ADP
easat-1514	8	17	modern	modern	ADJ
easat-1514	8	18	finance	finance	NOUN
easat-1514	8	19	.	.	PUNCT
easat-1514	9	1	however	however	ADV
easat-1514	9	2	,	,	PUNCT
easat-1514	9	3	effective	effective	ADJ
easat-1514	9	4	financial	financial	ADJ
easat-1514	9	5	decision	decision	NOUN
easat-1514	9	6	-	-	PUNCT
easat-1514	9	7	making	making	NOUN
easat-1514	9	8	requires	require	VERB
easat-1514	9	9	not	not	PART
easat-1514	9	10	only	only	ADV
easat-1514	9	11	an	an	DET
easat-1514	9	12	understanding	understanding	NOUN
easat-1514	9	13	of	of	ADP
easat-1514	9	14	traditional	traditional	ADJ
easat-1514	9	15	finance	finance	NOUN
easat-1514	9	16	,	,	PUNCT
easat-1514	9	17	but	but	CCONJ
easat-1514	9	18	also	also	ADV
easat-1514	9	19	the	the	DET
easat-1514	9	20	ability	ability	NOUN
easat-1514	9	21	to	to	PART
easat-1514	9	22	keep	keep	VERB
easat-1514	9	23	abreast	abreast	ADV
easat-1514	9	24	of	of	ADP
easat-1514	9	25	the	the	DET
easat-1514	9	26	financial	financial	ADJ
easat-1514	9	27	changes	change	NOUN
easat-1514	9	28	of	of	ADP
easat-1514	9	29	the	the	DET
easat-1514	9	30	modern	modern	ADJ
easat-1514	9	31	age	age	NOUN
easat-1514	9	32	.	.	PUNCT
easat-1514	10	1	this	this	DET
easat-1514	10	2	study	study	NOUN
easat-1514	10	3	will	will	AUX
easat-1514	10	4	hopefully	hopefully	ADV
easat-1514	10	5	shed	shed	VERB
easat-1514	10	6	light	light	NOUN
easat-1514	10	7	on	on	ADP
easat-1514	10	8	the	the	DET
easat-1514	10	9	importance	importance	NOUN
easat-1514	10	10	of	of	ADP
easat-1514	10	11	the	the	DET
easat-1514	10	12	subject	subject	NOUN
easat-1514	10	13	and	and	CCONJ
easat-1514	10	14	the	the	DET
easat-1514	10	15	importance	importance	NOUN
easat-1514	10	16	of	of	ADP
easat-1514	10	17	developing	develop	VERB
easat-1514	10	18	financial	financial	ADJ
easat-1514	10	19	literacy	literacy	NOUN
easat-1514	10	20	.	.	PUNCT
easat-1514	11	1	we	we	PRON
easat-1514	11	2	can	can	AUX
easat-1514	11	3	strongly	strongly	ADV
easat-1514	11	4	assume	assume	VERB
easat-1514	11	5	that	that	SCONJ
easat-1514	11	6	financial	financial	ADJ
easat-1514	11	7	literacy	literacy	NOUN
easat-1514	11	8	can	can	AUX
easat-1514	11	9	be	be	AUX
easat-1514	11	10	characterised	characterise	VERB
easat-1514	11	11	at	at	ADP
easat-1514	11	12	very	very	ADV
easat-1514	11	13	different	different	ADJ
easat-1514	11	14	levels	level	NOUN
easat-1514	11	15	when	when	SCONJ
easat-1514	11	16	looking	look	VERB
easat-1514	11	17	at	at	ADP
easat-1514	11	18	different	different	ADJ
easat-1514	11	19	generations	generation	NOUN
easat-1514	11	20	,	,	PUNCT
easat-1514	11	21	so	so	SCONJ
easat-1514	11	22	it	it	PRON
easat-1514	11	23	seems	seem	VERB
easat-1514	11	24	worthwhile	worthwhile	ADJ
easat-1514	11	25	to	to	PART
easat-1514	11	26	look	look	VERB
easat-1514	11	27	more	more	ADV
easat-1514	11	28	closely	closely	ADV
easat-1514	11	29	at	at	ADP
easat-1514	11	30	the	the	DET
easat-1514	11	31	level	level	NOUN
easat-1514	11	32	of	of	ADP
easat-1514	11	33	financial	financial	ADJ
easat-1514	11	34	literacy	literacy	NOUN
easat-1514	11	35	among	among	ADP
easat-1514	11	36	different	different	ADJ
easat-1514	11	37	generations	generation	NOUN
easat-1514	11	38	.	.	PUNCT
easat-1514	12	1	however	however	ADV
easat-1514	12	2	,	,	PUNCT
easat-1514	12	3	the	the	DET
easat-1514	12	4	present	present	ADJ
easat-1514	12	5	study	study	NOUN
easat-1514	12	6	focuses	focus	VERB
easat-1514	12	7	on	on	ADP
easat-1514	12	8	financial	financial	ADJ
easat-1514	12	9	habits	habit	NOUN
easat-1514	12	10	and	and	CCONJ
easat-1514	12	11	solutions	solution	NOUN
easat-1514	12	12	.	.	PUNCT
easat-1514	13	1	keywords	keyword	NOUN
easat-1514	13	2	:	:	PUNCT
easat-1514	13	3	digitalisation	digitalisation	NOUN
easat-1514	13	4	,	,	PUNCT
easat-1514	13	5	financial	financial	ADJ
easat-1514	13	6	habits	habit	NOUN
easat-1514	13	7	,	,	PUNCT
easat-1514	13	8	financial	financial	ADJ
easat-1514	13	9	literacy	literacy	NOUN
easat-1514	13	10	,	,	PUNCT
easat-1514	13	11	generations	generation	NOUN
easat-1514	13	12	.	.	PUNCT
easat-1514	14	1	1	1	X
easat-1514	14	2	.	.	X
easat-1514	14	3	introduction	introduction	NOUN
easat-1514	14	4	different	different	ADJ
easat-1514	14	5	generations	generation	NOUN
easat-1514	14	6	have	have	AUX
easat-1514	14	7	grown	grow	VERB
easat-1514	14	8	up	up	ADP
easat-1514	14	9	in	in	ADP
easat-1514	14	10	different	different	ADJ
easat-1514	14	11	economic	economic	ADJ
easat-1514	14	12	,	,	PUNCT
easat-1514	14	13	social	social	ADJ
easat-1514	14	14	and	and	CCONJ
easat-1514	14	15	technological	technological	ADJ
easat-1514	14	16	contexts	context	NOUN
easat-1514	14	17	,	,	PUNCT
easat-1514	14	18	which	which	PRON
easat-1514	14	19	has	have	VERB
easat-1514	14	20	a	a	DET
easat-1514	14	21	significant	significant	ADJ
easat-1514	14	22	impact	impact	NOUN
easat-1514	14	23	on	on	ADP
easat-1514	14	24	their	their	PRON
easat-1514	14	25	attitudes	attitude	NOUN
easat-1514	14	26	towards	towards	ADP
easat-1514	14	27	different	different	ADJ
easat-1514	14	28	payment	payment	NOUN
easat-1514	14	29	methods	method	NOUN
easat-1514	14	30	.	.	PUNCT
easat-1514	15	1	not	not	PART
easat-1514	15	2	only	only	ADV
easat-1514	15	3	their	their	PRON
easat-1514	15	4	payment	payment	NOUN
easat-1514	15	5	habits	habit	NOUN
easat-1514	15	6	but	but	CCONJ
easat-1514	15	7	also	also	ADV
easat-1514	15	8	their	their	PRON
easat-1514	15	9	shopping	shopping	NOUN
easat-1514	15	10	habits	habit	NOUN
easat-1514	15	11	,	,	PUNCT
easat-1514	15	12	for	for	ADP
easat-1514	15	13	example	example	NOUN
easat-1514	15	14	,	,	PUNCT
easat-1514	15	15	may	may	AUX
easat-1514	15	16	differ	differ	VERB
easat-1514	15	17	greatly	greatly	ADV
easat-1514	15	18	,	,	PUNCT
easat-1514	15	19	but	but	CCONJ
easat-1514	15	20	at	at	ADP
easat-1514	15	21	the	the	DET
easat-1514	15	22	same	same	ADJ
easat-1514	15	23	time	time	NOUN
easat-1514	15	24	their	their	PRON
easat-1514	15	25	financial	financial	ADJ
easat-1514	15	26	habits	habit	NOUN
easat-1514	15	27	may	may	AUX
easat-1514	15	28	not	not	PART
easat-1514	15	29	be	be	AUX
easat-1514	15	30	very	very	ADV
easat-1514	15	31	similar	similar	ADJ
easat-1514	15	32	.	.	PUNCT
easat-1514	16	1	understanding	understand	VERB
easat-1514	16	2	these	these	DET
easat-1514	16	3	differences	difference	NOUN
easat-1514	16	4	is	be	AUX
easat-1514	16	5	key	key	ADJ
easat-1514	16	6	for	for	ADP
easat-1514	16	7	financial	financial	ADJ
easat-1514	16	8	service	service	NOUN
easat-1514	16	9	providers	provider	NOUN
easat-1514	16	10	and	and	CCONJ
easat-1514	16	11	for	for	ADP
easat-1514	16	12	companies	company	NOUN
easat-1514	16	13	and	and	CCONJ
easat-1514	16	14	businesses	business	NOUN
easat-1514	16	15	interested	interested	ADJ
easat-1514	16	16	in	in	ADP
easat-1514	16	17	innovation	innovation	NOUN
easat-1514	16	18	,	,	PUNCT
easat-1514	16	19	as	as	SCONJ
easat-1514	16	20	it	it	PRON
easat-1514	16	21	allows	allow	VERB
easat-1514	16	22	them	they	PRON
easat-1514	16	23	to	to	PART
easat-1514	16	24	better	well	ADV
easat-1514	16	25	adapt	adapt	VERB
easat-1514	16	26	to	to	ADP
easat-1514	16	27	the	the	DET
easat-1514	16	28	changing	change	VERB
easat-1514	16	29	needs	need	NOUN
easat-1514	16	30	and	and	CCONJ
easat-1514	16	31	expectations	expectation	NOUN
easat-1514	16	32	of	of	ADP
easat-1514	16	33	customers	customer	NOUN
easat-1514	16	34	[	[	X
easat-1514	16	35	1	1	NUM
easat-1514	16	36	]	]	PUNCT
easat-1514	16	37	.	.	PUNCT
easat-1514	17	1	understanding	understand	VERB
easat-1514	17	2	the	the	DET
easat-1514	17	3	acceptance	acceptance	NOUN
easat-1514	17	4	and	and	CCONJ
easat-1514	17	5	use	use	NOUN
easat-1514	17	6	of	of	ADP
easat-1514	17	7	different	different	ADJ
easat-1514	17	8	payment	payment	NOUN
easat-1514	17	9	methods	method	NOUN
easat-1514	17	10	can	can	AUX
easat-1514	17	11	help	help	VERB
easat-1514	17	12	financial	financial	ADJ
easat-1514	17	13	institutions	institution	NOUN
easat-1514	17	14	and	and	CCONJ
easat-1514	17	15	businesses	business	NOUN
easat-1514	17	16	to	to	PART
easat-1514	17	17	provide	provide	VERB
easat-1514	17	18	more	more	ADV
easat-1514	17	19	targeted	targeted	ADJ
easat-1514	17	20	and	and	CCONJ
easat-1514	17	21	efficient	efficient	ADJ
easat-1514	17	22	services	service	NOUN
easat-1514	17	23	[	[	X
easat-1514	17	24	2	2	NUM
easat-1514	17	25	]	]	PUNCT
easat-1514	17	26	.	.	PUNCT
easat-1514	18	1	studying	study	VERB
easat-1514	18	2	payment	payment	NOUN
easat-1514	18	3	habits	habit	NOUN
easat-1514	18	4	also	also	ADV
easat-1514	18	5	provides	provide	VERB
easat-1514	18	6	an	an	DET
easat-1514	18	7	opportunity	opportunity	NOUN
easat-1514	18	8	to	to	PART
easat-1514	18	9	identify	identify	VERB
easat-1514	18	10	barriers	barrier	NOUN
easat-1514	18	11	that	that	PRON
easat-1514	18	12	hinder	hinder	VERB
easat-1514	18	13	the	the	DET
easat-1514	18	14	uptake	uptake	NOUN
easat-1514	18	15	of	of	ADP
easat-1514	18	16	different	different	ADJ
easat-1514	18	17	payment	payment	NOUN
easat-1514	18	18	solutions	solution	NOUN
easat-1514	18	19	.	.	PUNCT
easat-1514	19	1	for	for	ADP
easat-1514	19	2	example	example	NOUN
easat-1514	19	3	,	,	PUNCT
easat-1514	19	4	older	old	ADJ
easat-1514	19	5	generations	generation	NOUN
easat-1514	19	6	may	may	AUX
easat-1514	19	7	often	often	ADV
easat-1514	19	8	be	be	AUX
easat-1514	19	9	distrustful	distrustful	ADJ
easat-1514	19	10	of	of	ADP
easat-1514	19	11	new	new	ADJ
easat-1514	19	12	technologies	technology	NOUN
easat-1514	19	13	,	,	PUNCT
easat-1514	19	14	which	which	PRON
easat-1514	19	15	can	can	AUX
easat-1514	19	16	slow	slow	VERB
easat-1514	19	17	down	down	ADP
easat-1514	19	18	the	the	DET
easat-1514	19	19	adoption	adoption	NOUN
easat-1514	19	20	of	of	ADP
easat-1514	19	21	innovative	innovative	ADJ
easat-1514	19	22	solutions	solution	NOUN
easat-1514	19	23	.	.	PUNCT
easat-1514	20	1	identifying	identify	VERB
easat-1514	20	2	and	and	CCONJ
easat-1514	20	3	addressing	address	VERB
easat-1514	20	4	these	these	DET
easat-1514	20	5	barriers	barrier	NOUN
easat-1514	20	6	is	be	AUX
easat-1514	20	7	key	key	ADJ
easat-1514	20	8	to	to	ADP
easat-1514	20	9	market	market	NOUN
easat-1514	20	10	development	development	NOUN
easat-1514	20	11	.	.	PUNCT
easat-1514	21	1	more	more	ADV
easat-1514	21	2	generally	generally	ADV
easat-1514	21	3	,	,	PUNCT
easat-1514	21	4	some	some	DET
easat-1514	21	5	generations	generation	NOUN
easat-1514	21	6	may	may	AUX
easat-1514	21	7	see	see	VERB
easat-1514	21	8	technological	technological	ADJ
easat-1514	21	9	change	change	NOUN
easat-1514	21	10	as	as	ADP
easat-1514	21	11	an	an	DET
easat-1514	21	12	innate	innate	ADJ
easat-1514	21	13	ability	ability	NOUN
easat-1514	21	14	,	,	PUNCT
easat-1514	21	15	while	while	SCONJ
easat-1514	21	16	for	for	ADP
easat-1514	21	17	earlier	early	ADJ
easat-1514	21	18	generations	generation	NOUN
easat-1514	21	19	,	,	PUNCT
easat-1514	21	20	education	education	NOUN
easat-1514	21	21	and	and	CCONJ
easat-1514	21	22	adaptation	adaptation	NOUN
easat-1514	21	23	are	be	AUX
easat-1514	21	24	necessary	necessary	ADJ
easat-1514	21	25	to	to	PART
easat-1514	21	26	make	make	VERB
easat-1514	21	27	new	new	ADJ
easat-1514	21	28	technology	technology	NOUN
easat-1514	21	29	usable	usable	ADJ
easat-1514	21	30	.	.	PUNCT
easat-1514	22	1	the	the	DET
easat-1514	22	2	same	same	ADJ
easat-1514	22	3	can	can	AUX
easat-1514	22	4	be	be	AUX
easat-1514	22	5	said	say	VERB
easat-1514	22	6	of	of	ADP
easat-1514	22	7	finance	finance	NOUN
easat-1514	22	8	,	,	PUNCT
easat-1514	22	9	where	where	SCONJ
easat-1514	22	10	new	new	ADJ
easat-1514	22	11	financial	financial	ADJ
easat-1514	22	12	innovations	innovation	NOUN
easat-1514	22	13	or	or	CCONJ
easat-1514	22	14	payment	payment	NOUN
easat-1514	22	15	habits	habit	NOUN
easat-1514	22	16	are	be	AUX
easat-1514	22	17	less	less	ADV
easat-1514	22	18	widespread	widespread	ADJ
easat-1514	22	19	than	than	ADP
easat-1514	22	20	traditional	traditional	ADJ
easat-1514	22	21	solutions	solution	NOUN
easat-1514	22	22	.	.	PUNCT
easat-1514	23	1	we	we	PRON
easat-1514	23	2	can	can	AUX
easat-1514	23	3	also	also	ADV
easat-1514	23	4	assume	assume	VERB
easat-1514	23	5	that	that	SCONJ
easat-1514	23	6	previous	previous	ADJ
easat-1514	23	7	generations	generation	NOUN
easat-1514	23	8	are	be	AUX
easat-1514	23	9	not	not	PART
easat-1514	23	10	less	less	ADV
easat-1514	23	11	familiar	familiar	ADJ
easat-1514	23	12	with	with	ADP
easat-1514	23	13	modern	modern	ADJ
easat-1514	23	14	finance	finance	NOUN
easat-1514	23	15	or	or	CCONJ
easat-1514	23	16	new	new	ADJ
easat-1514	23	17	technologies	technology	NOUN
easat-1514	23	18	because	because	SCONJ
easat-1514	23	19	they	they	PRON
easat-1514	23	20	are	be	AUX
easat-1514	23	21	not	not	PART
easat-1514	23	22	able	able	ADJ
easat-1514	23	23	to	to	PART
easat-1514	23	24	apply	apply	VERB
easat-1514	23	25	or	or	CCONJ
easat-1514	23	26	master	master	VERB
easat-1514	23	27	them	they	PRON
easat-1514	23	28	.	.	PUNCT
easat-1514	24	1	with	with	ADP
easat-1514	24	2	the	the	DET
easat-1514	24	3	right	right	ADJ
easat-1514	24	4	knowledge	knowledge	NOUN
easat-1514	24	5	transfer	transfer	NOUN
easat-1514	24	6	and	and	CCONJ
easat-1514	24	7	training	training	NOUN
easat-1514	24	8	,	,	PUNCT
easat-1514	24	9	earlier	early	ADJ
easat-1514	24	10	generations	generation	NOUN
easat-1514	24	11	could	could	AUX
easat-1514	24	12	be	be	AUX
easat-1514	24	13	1403	1403	NUM
easat-1514	24	14	edelweiss	edelweiss	PROPN
easat-1514	24	15	applied	apply	VERB
easat-1514	24	16	science	science	NOUN
easat-1514	24	17	and	and	CCONJ
easat-1514	24	18	technology	technology	NOUN
easat-1514	24	19	issn	issn	PROPN
easat-1514	24	20	:	:	PUNCT
easat-1514	24	21	2576	2576	NUM
easat-1514	24	22	-	-	SYM
easat-1514	24	23	8484	8484	NUM
easat-1514	24	24	vol	vol	NOUN
easat-1514	24	25	.	.	PROPN
easat-1514	24	26	8	8	NUM
easat-1514	24	27	,	,	PUNCT
easat-1514	24	28	no	no	INTJ
easat-1514	24	29	.	.	NOUN
easat-1514	25	1	4	4	NUM
easat-1514	25	2	:	:	SYM
easat-1514	25	3	1402	1402	NUM
easat-1514	25	4	-	-	SYM
easat-1514	25	5	1412	1412	NUM
easat-1514	25	6	,	,	PUNCT
easat-1514	25	7	2024	2024	NUM
easat-1514	25	8	doi	doi	NOUN
easat-1514	25	9	:	:	PUNCT
easat-1514	25	10	10.55214/25768484.v8i4.1514	10.55214/25768484.v8i4.1514	NUM
easat-1514	25	11	©	©	PROPN
easat-1514	25	12	2024	2024	NUM
easat-1514	25	13	by	by	ADP
easat-1514	25	14	the	the	DET
easat-1514	25	15	authors	author	NOUN
easat-1514	25	16	;	;	PUNCT
easat-1514	25	17	licensee	licensee	PROPN
easat-1514	25	18	learning	learning	NOUN
easat-1514	25	19	gate	gate	NOUN
easat-1514	25	20	enabled	enable	VERB
easat-1514	25	21	to	to	PART
easat-1514	25	22	become	become	VERB
easat-1514	25	23	more	more	ADV
easat-1514	25	24	comfortable	comfortable	ADJ
easat-1514	25	25	with	with	ADP
easat-1514	25	26	these	these	DET
easat-1514	25	27	technologies	technology	NOUN
easat-1514	25	28	themselves	themselves	PRON
easat-1514	25	29	,	,	PUNCT
easat-1514	25	30	but	but	CCONJ
easat-1514	25	31	this	this	PRON
easat-1514	25	32	would	would	AUX
easat-1514	25	33	require	require	VERB
easat-1514	25	34	time	time	NOUN
easat-1514	25	35	,	,	PUNCT
easat-1514	25	36	will	will	AUX
easat-1514	25	37	and	and	CCONJ
easat-1514	25	38	a	a	DET
easat-1514	25	39	certain	certain	ADJ
easat-1514	25	40	amount	amount	NOUN
easat-1514	25	41	of	of	ADP
easat-1514	25	42	willingness	willingness	NOUN
easat-1514	25	43	to	to	PART
easat-1514	25	44	improve	improve	VERB
easat-1514	25	45	on	on	ADP
easat-1514	25	46	the	the	DET
easat-1514	25	47	part	part	NOUN
easat-1514	25	48	of	of	ADP
easat-1514	25	49	all	all	PRON
easat-1514	25	50	[	[	X
easat-1514	25	51	3	3	NUM
easat-1514	25	52	]	]	PUNCT
easat-1514	25	53	.	.	PUNCT
easat-1514	26	1	2	2	X
easat-1514	26	2	.	.	X
easat-1514	26	3	literature	literature	NOUN
easat-1514	26	4	review	review	NOUN
easat-1514	26	5	first	first	ADV
easat-1514	26	6	of	of	ADP
easat-1514	26	7	all	all	PRON
easat-1514	26	8	,	,	PUNCT
easat-1514	26	9	we	we	PRON
easat-1514	26	10	need	need	VERB
easat-1514	26	11	to	to	PART
easat-1514	26	12	understand	understand	VERB
easat-1514	26	13	what	what	PRON
easat-1514	26	14	is	be	AUX
easat-1514	26	15	meant	mean	VERB
easat-1514	26	16	by	by	ADP
easat-1514	26	17	the	the	DET
easat-1514	26	18	term	term	NOUN
easat-1514	26	19	'	'	PUNCT
easat-1514	26	20	payment	payment	NOUN
easat-1514	26	21	behaviour	behaviour	NOUN
easat-1514	26	22	'	'	PUNCT
easat-1514	26	23	.	.	PUNCT
easat-1514	27	1	generational	generational	ADJ
easat-1514	27	2	differences	difference	NOUN
easat-1514	27	3	have	have	AUX
easat-1514	27	4	been	be	AUX
easat-1514	27	5	studied	study	VERB
easat-1514	27	6	from	from	ADP
easat-1514	27	7	quite	quite	DET
easat-1514	27	8	a	a	DET
easat-1514	27	9	number	number	NOUN
easat-1514	27	10	of	of	ADP
easat-1514	27	11	angles	angle	NOUN
easat-1514	27	12	,	,	PUNCT
easat-1514	27	13	for	for	ADP
easat-1514	27	14	example	example	NOUN
easat-1514	27	15	,	,	PUNCT
easat-1514	27	16	it	it	PRON
easat-1514	27	17	is	be	AUX
easat-1514	27	18	very	very	ADV
easat-1514	27	19	fashionable	fashionable	ADJ
easat-1514	27	20	to	to	PART
easat-1514	27	21	analyse	analyse	VERB
easat-1514	27	22	and	and	CCONJ
easat-1514	27	23	compare	compare	VERB
easat-1514	27	24	their	their	PRON
easat-1514	27	25	consumption	consumption	NOUN
easat-1514	27	26	habits	habit	NOUN
easat-1514	27	27	.	.	PUNCT
easat-1514	28	1	at	at	ADP
easat-1514	28	2	the	the	DET
easat-1514	28	3	same	same	ADJ
easat-1514	28	4	time	time	NOUN
easat-1514	28	5	,	,	PUNCT
easat-1514	28	6	consumption	consumption	NOUN
easat-1514	28	7	implies	imply	VERB
easat-1514	28	8	the	the	DET
easat-1514	28	9	movement	movement	NOUN
easat-1514	28	10	of	of	ADP
easat-1514	28	11	money	money	NOUN
easat-1514	28	12	,	,	PUNCT
easat-1514	28	13	so	so	SCONJ
easat-1514	28	14	individuals	individual	NOUN
easat-1514	28	15	of	of	ADP
easat-1514	28	16	different	different	ADJ
easat-1514	28	17	generations	generation	NOUN
easat-1514	28	18	have	have	VERB
easat-1514	28	19	to	to	PART
easat-1514	28	20	make	make	VERB
easat-1514	28	21	financial	financial	ADJ
easat-1514	28	22	decisions	decision	NOUN
easat-1514	28	23	from	from	ADP
easat-1514	28	24	time	time	NOUN
easat-1514	28	25	to	to	ADP
easat-1514	28	26	time	time	NOUN
easat-1514	28	27	and	and	CCONJ
easat-1514	28	28	are	be	AUX
easat-1514	28	29	themselves	themselves	PRON
easat-1514	28	30	regularly	regularly	ADV
easat-1514	28	31	involved	involve	VERB
easat-1514	28	32	in	in	ADP
easat-1514	28	33	payment	payment	NOUN
easat-1514	28	34	activities	activity	NOUN
easat-1514	28	35	[	[	X
easat-1514	28	36	4	4	NUM
easat-1514	28	37	]	]	PUNCT
easat-1514	28	38	.	.	PUNCT
easat-1514	29	1	payment	payment	NOUN
easat-1514	29	2	habits	habit	NOUN
easat-1514	29	3	are	be	AUX
easat-1514	29	4	a	a	DET
easat-1514	29	5	set	set	NOUN
easat-1514	29	6	of	of	ADP
easat-1514	29	7	activities	activity	NOUN
easat-1514	29	8	and	and	CCONJ
easat-1514	29	9	preferences	preference	NOUN
easat-1514	29	10	that	that	PRON
easat-1514	29	11	determine	determine	VERB
easat-1514	29	12	how	how	SCONJ
easat-1514	29	13	and	and	CCONJ
easat-1514	29	14	in	in	ADP
easat-1514	29	15	what	what	DET
easat-1514	29	16	way	way	NOUN
easat-1514	29	17	individuals	individual	NOUN
easat-1514	29	18	and	and	CCONJ
easat-1514	29	19	organisations	organisation	NOUN
easat-1514	29	20	conduct	conduct	VERB
easat-1514	29	21	their	their	PRON
easat-1514	29	22	financial	financial	ADJ
easat-1514	29	23	transactions	transaction	NOUN
easat-1514	29	24	.	.	PUNCT
easat-1514	30	1	these	these	DET
easat-1514	30	2	habits	habit	NOUN
easat-1514	30	3	depend	depend	VERB
easat-1514	30	4	on	on	ADP
easat-1514	30	5	a	a	DET
easat-1514	30	6	number	number	NOUN
easat-1514	30	7	of	of	ADP
easat-1514	30	8	factors	factor	NOUN
easat-1514	30	9	,	,	PUNCT
easat-1514	30	10	including	include	VERB
easat-1514	30	11	technological	technological	ADJ
easat-1514	30	12	developments	development	NOUN
easat-1514	30	13	,	,	PUNCT
easat-1514	30	14	the	the	DET
easat-1514	30	15	economic	economic	ADJ
easat-1514	30	16	environment	environment	NOUN
easat-1514	30	17	,	,	PUNCT
easat-1514	30	18	cultural	cultural	ADJ
easat-1514	30	19	background	background	NOUN
easat-1514	30	20	and	and	CCONJ
easat-1514	30	21	individual	individual	ADJ
easat-1514	30	22	preferences	preference	NOUN
easat-1514	30	23	[	[	X
easat-1514	30	24	5][6][7][8	5][6][7][8	NUM
easat-1514	30	25	]	]	PUNCT
easat-1514	30	26	.	.	PUNCT
easat-1514	31	1	in	in	ADP
easat-1514	31	2	particular	particular	ADJ
easat-1514	31	3	,	,	PUNCT
easat-1514	31	4	digitalisation	digitalisation	NOUN
easat-1514	31	5	has	have	AUX
easat-1514	31	6	brought	bring	VERB
easat-1514	31	7	significant	significant	ADJ
easat-1514	31	8	changes	change	NOUN
easat-1514	31	9	,	,	PUNCT
easat-1514	31	10	transforming	transform	VERB
easat-1514	31	11	and	and	CCONJ
easat-1514	31	12	changing	change	VERB
easat-1514	31	13	the	the	DET
easat-1514	31	14	characteristics	characteristic	NOUN
easat-1514	31	15	of	of	ADP
easat-1514	31	16	our	our	PRON
easat-1514	31	17	everyday	everyday	ADJ
easat-1514	31	18	payments	payment	NOUN
easat-1514	31	19	as	as	ADP
easat-1514	31	20	a	a	DET
easat-1514	31	21	whole	whole	ADJ
easat-1514	31	22	new	new	ADJ
easat-1514	31	23	trend	trend	NOUN
easat-1514	32	1	[	[	X
easat-1514	32	2	9	9	NUM
easat-1514	32	3	]	]	PUNCT
easat-1514	32	4	.	.	PUNCT
easat-1514	33	1	understanding	understand	VERB
easat-1514	33	2	payment	payment	NOUN
easat-1514	33	3	habits	habit	NOUN
easat-1514	33	4	is	be	AUX
easat-1514	33	5	key	key	ADJ
easat-1514	33	6	for	for	ADP
easat-1514	33	7	financial	financial	ADJ
easat-1514	33	8	service	service	NOUN
easat-1514	33	9	providers	provider	NOUN
easat-1514	33	10	and	and	CCONJ
easat-1514	33	11	businesses	business	NOUN
easat-1514	33	12	,	,	PUNCT
easat-1514	33	13	as	as	SCONJ
easat-1514	33	14	it	it	PRON
easat-1514	33	15	allows	allow	VERB
easat-1514	33	16	them	they	PRON
easat-1514	33	17	to	to	PART
easat-1514	33	18	better	well	ADV
easat-1514	33	19	serve	serve	VERB
easat-1514	33	20	their	their	PRON
easat-1514	33	21	customers	customer	NOUN
easat-1514	33	22	and	and	CCONJ
easat-1514	33	23	adapt	adapt	VERB
easat-1514	33	24	to	to	ADP
easat-1514	33	25	changing	change	VERB
easat-1514	33	26	market	market	NOUN
easat-1514	33	27	needs	need	NOUN
easat-1514	33	28	[	[	X
easat-1514	33	29	10	10	NUM
easat-1514	33	30	]	]	PUNCT
easat-1514	33	31	.	.	PUNCT
easat-1514	34	1	in	in	ADP
easat-1514	34	2	order	order	NOUN
easat-1514	34	3	to	to	PART
easat-1514	34	4	understand	understand	VERB
easat-1514	34	5	the	the	DET
easat-1514	34	6	generational	generational	ADJ
easat-1514	34	7	differences	difference	NOUN
easat-1514	34	8	in	in	ADP
easat-1514	34	9	payment	payment	NOUN
easat-1514	34	10	habits	habit	NOUN
easat-1514	34	11	,	,	PUNCT
easat-1514	34	12	it	it	PRON
easat-1514	34	13	is	be	AUX
easat-1514	34	14	first	first	ADV
easat-1514	34	15	important	important	ADJ
easat-1514	34	16	to	to	PART
easat-1514	34	17	clarify	clarify	VERB
easat-1514	34	18	how	how	SCONJ
easat-1514	34	19	different	different	ADJ
easat-1514	34	20	generations	generation	NOUN
easat-1514	34	21	relate	relate	VERB
easat-1514	34	22	to	to	ADP
easat-1514	34	23	technological	technological	ADJ
easat-1514	34	24	innovations	innovation	NOUN
easat-1514	34	25	and	and	CCONJ
easat-1514	34	26	financial	financial	ADJ
easat-1514	34	27	transactions	transaction	NOUN
easat-1514	34	28	[	[	X
easat-1514	34	29	11][12][13	11][12][13	NUM
easat-1514	34	30	]	]	PUNCT
easat-1514	34	31	.	.	PUNCT
easat-1514	35	1	it	it	PRON
easat-1514	35	2	is	be	AUX
easat-1514	35	3	clear	clear	ADJ
easat-1514	35	4	and	and	CCONJ
easat-1514	35	5	has	have	AUX
easat-1514	35	6	been	be	AUX
easat-1514	35	7	demonstrated	demonstrate	VERB
easat-1514	35	8	in	in	ADP
easat-1514	35	9	several	several	ADJ
easat-1514	35	10	publications	publication	NOUN
easat-1514	35	11	or	or	CCONJ
easat-1514	35	12	research	research	NOUN
easat-1514	35	13	studies	study	NOUN
easat-1514	35	14	that	that	SCONJ
easat-1514	35	15	the	the	DET
easat-1514	35	16	attitudes	attitude	NOUN
easat-1514	35	17	of	of	ADP
easat-1514	35	18	the	the	DET
easat-1514	35	19	different	different	ADJ
easat-1514	35	20	generations	generation	NOUN
easat-1514	35	21	differ	differ	VERB
easat-1514	35	22	considerably	considerably	ADV
easat-1514	35	23	.	.	PUNCT
easat-1514	36	1	the	the	DET
easat-1514	36	2	generations	generation	NOUN
easat-1514	36	3	have	have	AUX
easat-1514	36	4	grown	grow	VERB
easat-1514	36	5	up	up	ADP
easat-1514	36	6	in	in	ADP
easat-1514	36	7	different	different	ADJ
easat-1514	36	8	social	social	ADJ
easat-1514	36	9	,	,	PUNCT
easat-1514	36	10	economic	economic	ADJ
easat-1514	36	11	and	and	CCONJ
easat-1514	36	12	technological	technological	ADJ
easat-1514	36	13	environments	environment	NOUN
easat-1514	36	14	,	,	PUNCT
easat-1514	36	15	which	which	PRON
easat-1514	36	16	significantly	significantly	ADV
easat-1514	36	17	influence	influence	VERB
easat-1514	36	18	their	their	PRON
easat-1514	36	19	payment	payment	NOUN
easat-1514	36	20	habits	habit	NOUN
easat-1514	36	21	[	[	X
easat-1514	36	22	14	14	NUM
easat-1514	36	23	]	]	PUNCT
easat-1514	36	24	.	.	PUNCT
easat-1514	37	1	the	the	DET
easat-1514	37	2	baby	baby	NOUN
easat-1514	37	3	boomer	boomer	NOUN
easat-1514	37	4	generation	generation	NOUN
easat-1514	37	5	,	,	PUNCT
easat-1514	37	6	born	bear	VERB
easat-1514	37	7	between	between	ADP
easat-1514	37	8	1946	1946	NUM
easat-1514	37	9	and	and	CCONJ
easat-1514	37	10	1964	1964	NUM
easat-1514	37	11	,	,	PUNCT
easat-1514	37	12	grew	grow	VERB
easat-1514	37	13	up	up	ADP
easat-1514	37	14	in	in	ADP
easat-1514	37	15	an	an	DET
easat-1514	37	16	era	era	NOUN
easat-1514	37	17	when	when	SCONJ
easat-1514	37	18	technological	technological	ADJ
easat-1514	37	19	progress	progress	NOUN
easat-1514	37	20	was	be	AUX
easat-1514	37	21	relatively	relatively	ADV
easat-1514	37	22	slow	slow	ADJ
easat-1514	37	23	[	[	X
easat-1514	37	24	15	15	NUM
easat-1514	37	25	]	]	PUNCT
easat-1514	37	26	.	.	PUNCT
easat-1514	38	1	this	this	DET
easat-1514	38	2	generation	generation	NOUN
easat-1514	38	3	is	be	AUX
easat-1514	38	4	used	use	VERB
easat-1514	38	5	to	to	ADP
easat-1514	38	6	traditional	traditional	ADJ
easat-1514	38	7	payment	payment	NOUN
easat-1514	38	8	methods	method	NOUN
easat-1514	38	9	such	such	ADJ
easat-1514	38	10	as	as	ADP
easat-1514	38	11	cash	cash	NOUN
easat-1514	38	12	and	and	CCONJ
easat-1514	38	13	cheques	cheque	NOUN
easat-1514	38	14	.	.	PUNCT
easat-1514	39	1	for	for	ADP
easat-1514	39	2	them	they	PRON
easat-1514	39	3	,	,	PUNCT
easat-1514	39	4	carrying	carry	VERB
easat-1514	39	5	out	out	ADP
easat-1514	39	6	financial	financial	ADJ
easat-1514	39	7	transactions	transaction	NOUN
easat-1514	39	8	in	in	ADP
easat-1514	39	9	a	a	DET
easat-1514	39	10	physically	physically	ADV
easat-1514	39	11	tangible	tangible	ADJ
easat-1514	39	12	form	form	NOUN
easat-1514	39	13	was	be	AUX
easat-1514	39	14	the	the	DET
easat-1514	39	15	norm	norm	NOUN
easat-1514	39	16	.	.	PUNCT
easat-1514	40	1	members	member	NOUN
easat-1514	40	2	of	of	ADP
easat-1514	40	3	the	the	DET
easat-1514	40	4	older	old	ADJ
easat-1514	40	5	generation	generation	NOUN
easat-1514	40	6	are	be	AUX
easat-1514	40	7	often	often	ADV
easat-1514	40	8	more	more	ADV
easat-1514	40	9	conservative	conservative	ADJ
easat-1514	40	10	when	when	SCONJ
easat-1514	40	11	it	it	PRON
easat-1514	40	12	comes	come	VERB
easat-1514	40	13	to	to	ADP
easat-1514	40	14	introducing	introduce	VERB
easat-1514	40	15	new	new	ADJ
easat-1514	40	16	technologies	technology	NOUN
easat-1514	40	17	.	.	PUNCT
easat-1514	41	1	they	they	PRON
easat-1514	41	2	may	may	AUX
easat-1514	41	3	be	be	AUX
easat-1514	41	4	wary	wary	ADJ
easat-1514	41	5	of	of	ADP
easat-1514	41	6	electronic	electronic	ADJ
easat-1514	41	7	payment	payment	NOUN
easat-1514	41	8	solutions	solution	NOUN
easat-1514	41	9	,	,	PUNCT
easat-1514	41	10	unsure	unsure	ADJ
easat-1514	41	11	of	of	ADP
easat-1514	41	12	their	their	PRON
easat-1514	41	13	security	security	NOUN
easat-1514	41	14	and	and	CCONJ
easat-1514	41	15	reliability	reliability	NOUN
easat-1514	41	16	[	[	X
easat-1514	41	17	16][17	16][17	NUM
easat-1514	41	18	]	]	X
easat-1514	41	19	.	.	PUNCT
easat-1514	42	1	for	for	ADP
easat-1514	42	2	them	they	PRON
easat-1514	42	3	,	,	PUNCT
easat-1514	42	4	cash	cash	NOUN
easat-1514	42	5	payments	payment	NOUN
easat-1514	42	6	are	be	AUX
easat-1514	42	7	the	the	DET
easat-1514	42	8	familiar	familiar	ADJ
easat-1514	42	9	and	and	CCONJ
easat-1514	42	10	secure	secure	ADJ
easat-1514	42	11	way	way	NOUN
easat-1514	42	12	of	of	ADP
easat-1514	42	13	making	make	VERB
easat-1514	42	14	financial	financial	ADJ
easat-1514	42	15	transactions	transaction	NOUN
easat-1514	42	16	and	and	CCONJ
easat-1514	42	17	they	they	PRON
easat-1514	42	18	often	often	ADV
easat-1514	42	19	refrain	refrain	VERB
easat-1514	42	20	from	from	ADP
easat-1514	42	21	online	online	ADJ
easat-1514	42	22	purchases	purchase	NOUN
easat-1514	42	23	or	or	CCONJ
easat-1514	42	24	make	make	VERB
easat-1514	42	25	minimal	minimal	ADJ
easat-1514	42	26	use	use	NOUN
easat-1514	42	27	of	of	ADP
easat-1514	42	28	internet	internet	NOUN
easat-1514	42	29	banking	banking	NOUN
easat-1514	42	30	[	[	X
easat-1514	42	31	18	18	NUM
easat-1514	42	32	]	]	PUNCT
easat-1514	42	33	.	.	PUNCT
easat-1514	43	1	generation	generation	NOUN
easat-1514	43	2	x	x	SYM
easat-1514	43	3	members	member	NOUN
easat-1514	43	4	,	,	PUNCT
easat-1514	43	5	born	bear	VERB
easat-1514	43	6	between	between	ADP
easat-1514	43	7	1965	1965	NUM
easat-1514	43	8	and	and	CCONJ
easat-1514	43	9	1980	1980	NUM
easat-1514	43	10	,	,	PUNCT
easat-1514	43	11	grew	grow	VERB
easat-1514	43	12	up	up	ADP
easat-1514	43	13	in	in	ADP
easat-1514	43	14	a	a	DET
easat-1514	43	15	period	period	NOUN
easat-1514	43	16	of	of	ADP
easat-1514	43	17	technological	technological	ADJ
easat-1514	43	18	transition	transition	NOUN
easat-1514	43	19	.	.	PUNCT
easat-1514	44	1	they	they	PRON
easat-1514	44	2	have	have	AUX
easat-1514	44	3	witnessed	witness	VERB
easat-1514	44	4	the	the	DET
easat-1514	44	5	spread	spread	NOUN
easat-1514	44	6	of	of	ADP
easat-1514	44	7	computers	computer	NOUN
easat-1514	44	8	and	and	CCONJ
easat-1514	44	9	the	the	DET
easat-1514	44	10	internet	internet	NOUN
easat-1514	44	11	,	,	PUNCT
easat-1514	44	12	which	which	PRON
easat-1514	44	13	has	have	AUX
easat-1514	44	14	had	have	VERB
easat-1514	44	15	a	a	DET
easat-1514	44	16	significant	significant	ADJ
easat-1514	44	17	impact	impact	NOUN
easat-1514	44	18	on	on	ADP
easat-1514	44	19	their	their	PRON
easat-1514	44	20	payment	payment	NOUN
easat-1514	44	21	habits	habit	NOUN
easat-1514	44	22	[	[	X
easat-1514	44	23	19	19	NUM
easat-1514	44	24	]	]	PUNCT
easat-1514	44	25	.	.	PUNCT
easat-1514	45	1	generation	generation	NOUN
easat-1514	45	2	x	x	NOUN
easat-1514	45	3	members	member	NOUN
easat-1514	45	4	are	be	AUX
easat-1514	45	5	frequent	frequent	ADJ
easat-1514	45	6	users	user	NOUN
easat-1514	45	7	of	of	ADP
easat-1514	45	8	debit	debit	NOUN
easat-1514	45	9	cards	card	NOUN
easat-1514	45	10	and	and	CCONJ
easat-1514	45	11	online	online	ADJ
easat-1514	45	12	banking	banking	NOUN
easat-1514	45	13	,	,	PUNCT
easat-1514	45	14	but	but	CCONJ
easat-1514	45	15	still	still	ADV
easat-1514	45	16	have	have	VERB
easat-1514	45	17	reservations	reservation	NOUN
easat-1514	45	18	about	about	ADP
easat-1514	45	19	the	the	DET
easat-1514	45	20	latest	late	ADJ
easat-1514	45	21	digital	digital	ADJ
easat-1514	45	22	payment	payment	NOUN
easat-1514	45	23	solutions	solution	NOUN
easat-1514	45	24	.	.	PUNCT
easat-1514	46	1	this	this	DET
easat-1514	46	2	generation	generation	NOUN
easat-1514	46	3	appreciates	appreciate	VERB
easat-1514	46	4	the	the	DET
easat-1514	46	5	convenience	convenience	NOUN
easat-1514	46	6	and	and	CCONJ
easat-1514	46	7	benefits	benefit	NOUN
easat-1514	46	8	of	of	ADP
easat-1514	46	9	technology	technology	NOUN
easat-1514	46	10	,	,	PUNCT
easat-1514	46	11	but	but	CCONJ
easat-1514	46	12	at	at	ADP
easat-1514	46	13	the	the	DET
easat-1514	46	14	same	same	ADJ
easat-1514	46	15	time	time	NOUN
easat-1514	46	16	pays	pay	VERB
easat-1514	46	17	great	great	ADJ
easat-1514	46	18	attention	attention	NOUN
easat-1514	46	19	to	to	ADP
easat-1514	46	20	security	security	NOUN
easat-1514	46	21	.	.	PUNCT
easat-1514	47	1	online	online	PROPN
easat-1514	47	2	bank	bank	PROPN
easat-1514	47	3	transfers	transfer	NOUN
easat-1514	47	4	and	and	CCONJ
easat-1514	47	5	credit	credit	NOUN
easat-1514	47	6	cards	card	NOUN
easat-1514	47	7	have	have	AUX
easat-1514	47	8	become	become	VERB
easat-1514	47	9	an	an	DET
easat-1514	47	10	everyday	everyday	ADJ
easat-1514	47	11	part	part	NOUN
easat-1514	47	12	of	of	ADP
easat-1514	47	13	their	their	PRON
easat-1514	47	14	financial	financial	ADJ
easat-1514	47	15	lives	life	NOUN
easat-1514	47	16	,	,	PUNCT
easat-1514	47	17	but	but	CCONJ
easat-1514	47	18	they	they	PRON
easat-1514	47	19	still	still	ADV
easat-1514	47	20	need	need	VERB
easat-1514	47	21	physical	physical	ADJ
easat-1514	47	22	proof	proof	NOUN
easat-1514	47	23	of	of	ADP
easat-1514	47	24	their	their	PRON
easat-1514	47	25	transactions	transaction	NOUN
easat-1514	47	26	,	,	PUNCT
easat-1514	47	27	for	for	ADP
easat-1514	47	28	example	example	NOUN
easat-1514	47	29	in	in	ADP
easat-1514	47	30	the	the	DET
easat-1514	47	31	form	form	NOUN
easat-1514	47	32	of	of	ADP
easat-1514	47	33	receipts	receipt	NOUN
easat-1514	47	34	or	or	CCONJ
easat-1514	47	35	bank	bank	NOUN
easat-1514	47	36	statements	statement	NOUN
easat-1514	47	37	.	.	PUNCT
easat-1514	48	1	millennials	millennial	NOUN
easat-1514	48	2	,	,	PUNCT
easat-1514	48	3	born	bear	VERB
easat-1514	48	4	between	between	ADP
easat-1514	48	5	1981	1981	NUM
easat-1514	48	6	and	and	CCONJ
easat-1514	48	7	1996	1996	NUM
easat-1514	48	8	,	,	PUNCT
easat-1514	48	9	are	be	AUX
easat-1514	48	10	already	already	ADV
easat-1514	48	11	born	bear	VERB
easat-1514	48	12	into	into	ADP
easat-1514	48	13	the	the	DET
easat-1514	48	14	digital	digital	ADJ
easat-1514	48	15	age	age	NOUN
easat-1514	49	1	[	[	X
easat-1514	49	2	20][21][22	20][21][22	X
easat-1514	49	3	]	]	X
easat-1514	49	4	.	.	PUNCT
easat-1514	50	1	for	for	ADP
easat-1514	50	2	them	they	PRON
easat-1514	50	3	,	,	PUNCT
easat-1514	50	4	technology	technology	NOUN
easat-1514	50	5	is	be	AUX
easat-1514	50	6	an	an	DET
easat-1514	50	7	everyday	everyday	ADJ
easat-1514	50	8	and	and	CCONJ
easat-1514	50	9	indispensable	indispensable	ADJ
easat-1514	50	10	part	part	NOUN
easat-1514	50	11	of	of	ADP
easat-1514	50	12	their	their	PRON
easat-1514	50	13	lives	life	NOUN
easat-1514	50	14	.	.	PUNCT
easat-1514	51	1	this	this	DET
easat-1514	51	2	generation	generation	NOUN
easat-1514	51	3	is	be	AUX
easat-1514	51	4	closely	closely	ADV
easat-1514	51	5	associated	associate	VERB
easat-1514	51	6	with	with	ADP
easat-1514	51	7	digital	digital	ADJ
easat-1514	51	8	technologies	technology	NOUN
easat-1514	51	9	and	and	CCONJ
easat-1514	51	10	innovative	innovative	ADJ
easat-1514	51	11	payment	payment	NOUN
easat-1514	51	12	solutions	solution	NOUN
easat-1514	51	13	.	.	PUNCT
easat-1514	52	1	mobile	mobile	ADJ
easat-1514	52	2	payments	payment	NOUN
easat-1514	52	3	,	,	PUNCT
easat-1514	52	4	online	online	ADJ
easat-1514	52	5	shopping	shopping	NOUN
easat-1514	52	6	and	and	CCONJ
easat-1514	52	7	contactless	contactless	NOUN
easat-1514	52	8	payments	payment	NOUN
easat-1514	52	9	come	come	VERB
easat-1514	52	10	naturally	naturally	ADV
easat-1514	52	11	to	to	ADP
easat-1514	52	12	them	they	PRON
easat-1514	52	13	and	and	CCONJ
easat-1514	52	14	are	be	AUX
easat-1514	52	15	an	an	DET
easat-1514	52	16	integral	integral	ADJ
easat-1514	52	17	part	part	NOUN
easat-1514	52	18	of	of	ADP
easat-1514	52	19	their	their	PRON
easat-1514	52	20	daily	daily	ADJ
easat-1514	52	21	lives	life	NOUN
easat-1514	52	22	.	.	PUNCT
easat-1514	53	1	convenience	convenience	NOUN
easat-1514	53	2	and	and	CCONJ
easat-1514	53	3	speed	speed	NOUN
easat-1514	53	4	are	be	AUX
easat-1514	53	5	of	of	ADP
easat-1514	53	6	paramount	paramount	ADJ
easat-1514	53	7	importance	importance	NOUN
easat-1514	53	8	to	to	ADP
easat-1514	53	9	the	the	DET
easat-1514	53	10	millennial	millennial	ADJ
easat-1514	53	11	generation	generation	NOUN
easat-1514	53	12	.	.	PUNCT
easat-1514	54	1	they	they	PRON
easat-1514	54	2	are	be	AUX
easat-1514	54	3	keen	keen	ADJ
easat-1514	54	4	to	to	PART
easat-1514	54	5	use	use	VERB
easat-1514	54	6	mobile	mobile	ADJ
easat-1514	54	7	apps	app	NOUN
easat-1514	54	8	such	such	ADJ
easat-1514	54	9	as	as	ADP
easat-1514	54	10	apple	apple	NOUN
easat-1514	54	11	pay	pay	NOUN
easat-1514	54	12	,	,	PUNCT
easat-1514	54	13	google	google	PROPN
easat-1514	54	14	wallet	wallet	NOUN
easat-1514	54	15	and	and	CCONJ
easat-1514	54	16	other	other	ADJ
easat-1514	54	17	similar	similar	ADJ
easat-1514	54	18	services	service	NOUN
easat-1514	54	19	that	that	PRON
easat-1514	54	20	allow	allow	VERB
easat-1514	54	21	them	they	PRON
easat-1514	54	22	to	to	PART
easat-1514	54	23	pay	pay	VERB
easat-1514	54	24	quickly	quickly	ADV
easat-1514	54	25	and	and	CCONJ
easat-1514	54	26	easily	easily	ADV
easat-1514	54	27	without	without	ADP
easat-1514	54	28	having	have	VERB
easat-1514	54	29	to	to	PART
easat-1514	54	30	carry	carry	VERB
easat-1514	54	31	cash	cash	NOUN
easat-1514	54	32	or	or	CCONJ
easat-1514	54	33	a	a	DET
easat-1514	54	34	debit	debit	NOUN
easat-1514	54	35	card	card	NOUN
easat-1514	54	36	.	.	PUNCT
easat-1514	55	1	they	they	PRON
easat-1514	55	2	are	be	AUX
easat-1514	55	3	also	also	ADV
easat-1514	55	4	open	open	ADJ
easat-1514	55	5	to	to	ADP
easat-1514	55	6	new	new	ADJ
easat-1514	55	7	technologies	technology	NOUN
easat-1514	55	8	and	and	CCONJ
easat-1514	55	9	innovations	innovation	NOUN
easat-1514	55	10	,	,	PUNCT
easat-1514	55	11	such	such	ADJ
easat-1514	55	12	as	as	ADP
easat-1514	55	13	cryptocurrencies	cryptocurrencie	NOUN
easat-1514	55	14	,	,	PUNCT
easat-1514	55	15	although	although	SCONJ
easat-1514	55	16	their	their	PRON
easat-1514	55	17	use	use	NOUN
easat-1514	55	18	is	be	AUX
easat-1514	55	19	not	not	PART
easat-1514	55	20	yet	yet	ADV
easat-1514	55	21	widespread	widespread	ADJ
easat-1514	55	22	among	among	ADP
easat-1514	55	23	this	this	DET
easat-1514	55	24	age	age	NOUN
easat-1514	55	25	group	group	NOUN
easat-1514	56	1	[	[	X
easat-1514	56	2	16	16	NUM
easat-1514	56	3	]	]	PUNCT
easat-1514	56	4	.	.	PUNCT
easat-1514	57	1	generation	generation	NOUN
easat-1514	57	2	z	z	NOUN
easat-1514	57	3	,	,	PUNCT
easat-1514	57	4	born	bear	VERB
easat-1514	57	5	after	after	ADP
easat-1514	57	6	1997	1997	NUM
easat-1514	57	7	,	,	PUNCT
easat-1514	57	8	are	be	AUX
easat-1514	57	9	the	the	DET
easat-1514	57	10	true	true	ADJ
easat-1514	57	11	natives	native	NOUN
easat-1514	57	12	of	of	ADP
easat-1514	57	13	the	the	DET
easat-1514	57	14	digital	digital	ADJ
easat-1514	57	15	age	age	NOUN
easat-1514	57	16	[	[	X
easat-1514	57	17	20	20	NUM
easat-1514	57	18	]	]	PUNCT
easat-1514	57	19	for	for	ADP
easat-1514	57	20	them	they	PRON
easat-1514	57	21	,	,	PUNCT
easat-1514	57	22	digital	digital	ADJ
easat-1514	57	23	technology	technology	NOUN
easat-1514	57	24	and	and	CCONJ
easat-1514	57	25	the	the	DET
easat-1514	57	26	internet	internet	NOUN
easat-1514	57	27	are	be	AUX
easat-1514	57	28	not	not	PART
easat-1514	57	29	just	just	ADV
easat-1514	57	30	tools	tool	NOUN
easat-1514	57	31	,	,	PUNCT
easat-1514	57	32	but	but	CCONJ
easat-1514	57	33	an	an	DET
easat-1514	57	34	essential	essential	ADJ
easat-1514	57	35	part	part	NOUN
easat-1514	57	36	of	of	ADP
easat-1514	57	37	their	their	PRON
easat-1514	57	38	daily	daily	ADJ
easat-1514	57	39	lives	life	NOUN
easat-1514	57	40	.	.	PUNCT
easat-1514	58	1	this	this	DET
easat-1514	58	2	generation	generation	NOUN
easat-1514	58	3	does	do	AUX
easat-1514	58	4	not	not	PART
easat-1514	58	5	know	know	VERB
easat-1514	58	6	life	life	NOUN
easat-1514	58	7	without	without	ADP
easat-1514	58	8	the	the	DET
easat-1514	58	9	internet	internet	NOUN
easat-1514	58	10	and	and	CCONJ
easat-1514	58	11	mobile	mobile	ADJ
easat-1514	58	12	phones	phone	NOUN
easat-1514	58	13	and	and	CCONJ
easat-1514	58	14	,	,	PUNCT
easat-1514	58	15	accordingly	accordingly	ADV
easat-1514	58	16	,	,	PUNCT
easat-1514	58	17	digital	digital	ADJ
easat-1514	58	18	payment	payment	NOUN
easat-1514	58	19	solutions	solution	NOUN
easat-1514	58	20	are	be	AUX
easat-1514	58	21	completely	completely	ADV
easat-1514	58	22	natural	natural	ADJ
easat-1514	58	23	for	for	ADP
easat-1514	58	24	them	they	PRON
easat-1514	58	25	.	.	PUNCT
easat-1514	59	1	generation	generation	NOUN
easat-1514	59	2	z	z	NOUN
easat-1514	59	3	members	member	NOUN
easat-1514	59	4	are	be	AUX
easat-1514	59	5	open	open	ADJ
easat-1514	59	6	to	to	ADP
easat-1514	59	7	the	the	DET
easat-1514	59	8	latest	late	ADJ
easat-1514	59	9	and	and	CCONJ
easat-1514	59	10	most	most	ADV
easat-1514	59	11	innovative	innovative	ADJ
easat-1514	59	12	payment	payment	NOUN
easat-1514	59	13	solutions	solution	NOUN
easat-1514	59	14	,	,	PUNCT
easat-1514	59	15	including	include	VERB
easat-1514	59	16	mobile	mobile	ADJ
easat-1514	59	17	payments	payment	NOUN
easat-1514	59	18	,	,	PUNCT
easat-1514	59	19	cryptocurrencies	cryptocurrencie	NOUN
easat-1514	59	20	and	and	CCONJ
easat-1514	59	21	new	new	ADJ
easat-1514	59	22	emerging	emerge	VERB
easat-1514	59	23	technologies	technology	NOUN
easat-1514	59	24	such	such	ADJ
easat-1514	59	25	as	as	ADP
easat-1514	59	26	blockchain	blockchain	NOUN
easat-1514	59	27	-	-	PUNCT
easat-1514	59	28	based	base	VERB
easat-1514	59	29	transactions	transaction	NOUN
easat-1514	59	30	.	.	PUNCT
easat-1514	60	1	for	for	ADP
easat-1514	60	2	them	they	PRON
easat-1514	60	3	,	,	PUNCT
easat-1514	60	4	speed	speed	NOUN
easat-1514	60	5	,	,	PUNCT
easat-1514	60	6	convenience	convenience	NOUN
easat-1514	60	7	and	and	CCONJ
easat-1514	60	8	security	security	NOUN
easat-1514	60	9	are	be	AUX
easat-1514	60	10	paramount	paramount	ADJ
easat-1514	60	11	.	.	PUNCT
easat-1514	61	1	contactless	contactless	NOUN
easat-1514	61	2	payments	payment	NOUN
easat-1514	61	3	,	,	PUNCT
easat-1514	61	4	biometric	biometric	ADJ
easat-1514	61	5	identification	identification	NOUN
easat-1514	61	6	and	and	CCONJ
easat-1514	61	7	the	the	DET
easat-1514	61	8	use	use	NOUN
easat-1514	61	9	of	of	ADP
easat-1514	61	10	smart	smart	ADJ
easat-1514	61	11	devices	device	NOUN
easat-1514	61	12	are	be	AUX
easat-1514	61	13	1404	1404	NUM
easat-1514	61	14	edelweiss	edelweiss	PROPN
easat-1514	61	15	applied	apply	VERB
easat-1514	61	16	science	science	NOUN
easat-1514	61	17	and	and	CCONJ
easat-1514	61	18	technology	technology	NOUN
easat-1514	61	19	issn	issn	PROPN
easat-1514	61	20	:	:	PUNCT
easat-1514	61	21	2576	2576	NUM
easat-1514	61	22	-	-	SYM
easat-1514	61	23	8484	8484	NUM
easat-1514	61	24	vol	vol	NOUN
easat-1514	61	25	.	.	PROPN
easat-1514	61	26	8	8	NUM
easat-1514	61	27	,	,	PUNCT
easat-1514	61	28	no	no	INTJ
easat-1514	61	29	.	.	NOUN
easat-1514	62	1	4	4	NUM
easat-1514	62	2	:	:	SYM
easat-1514	62	3	1402	1402	NUM
easat-1514	62	4	-	-	SYM
easat-1514	62	5	1412	1412	NUM
easat-1514	62	6	,	,	PUNCT
easat-1514	62	7	2024	2024	NUM
easat-1514	62	8	doi	doi	NOUN
easat-1514	62	9	:	:	PUNCT
easat-1514	62	10	10.55214/25768484.v8i4.1514	10.55214/25768484.v8i4.1514	NUM
easat-1514	62	11	©	©	PROPN
easat-1514	62	12	2024	2024	NUM
easat-1514	62	13	by	by	ADP
easat-1514	62	14	the	the	DET
easat-1514	62	15	authors	author	NOUN
easat-1514	62	16	;	;	PUNCT
easat-1514	62	17	licensee	licensee	PROPN
easat-1514	62	18	learning	learning	NOUN
easat-1514	62	19	gate	gate	NOUN
easat-1514	62	20	commonplace	commonplace	NOUN
easat-1514	62	21	and	and	CCONJ
easat-1514	62	22	natural	natural	ADJ
easat-1514	62	23	for	for	ADP
easat-1514	62	24	them	they	PRON
easat-1514	62	25	[	[	X
easat-1514	62	26	16	16	NUM
easat-1514	62	27	]	]	PUNCT
easat-1514	62	28	.	.	PUNCT
easat-1514	63	1	generational	generational	ADJ
easat-1514	63	2	differences	difference	NOUN
easat-1514	63	3	in	in	ADP
easat-1514	63	4	this	this	DET
easat-1514	63	5	respect	respect	NOUN
easat-1514	63	6	are	be	AUX
easat-1514	63	7	striking	strike	VERB
easat-1514	63	8	and	and	CCONJ
easat-1514	63	9	this	this	DET
easat-1514	63	10	study	study	NOUN
easat-1514	63	11	aims	aim	VERB
easat-1514	63	12	to	to	PART
easat-1514	63	13	demonstrate	demonstrate	VERB
easat-1514	63	14	that	that	SCONJ
easat-1514	63	15	such	such	ADJ
easat-1514	63	16	differences	difference	NOUN
easat-1514	63	17	are	be	AUX
easat-1514	63	18	indeed	indeed	ADV
easat-1514	63	19	observed	observe	VERB
easat-1514	63	20	in	in	ADP
easat-1514	63	21	payment	payment	NOUN
easat-1514	63	22	habits	habit	NOUN
easat-1514	63	23	,	,	PUNCT
easat-1514	63	24	for	for	ADP
easat-1514	63	25	example	example	NOUN
easat-1514	63	26	.	.	PUNCT
easat-1514	64	1	3	3	X
easat-1514	64	2	.	.	X
easat-1514	64	3	material	material	NOUN
easat-1514	64	4	and	and	CCONJ
easat-1514	64	5	method	method	VERB
easat-1514	64	6	a	a	DET
easat-1514	64	7	questionnaire	questionnaire	NOUN
easat-1514	64	8	survey	survey	NOUN
easat-1514	64	9	was	be	AUX
easat-1514	64	10	conducted	conduct	VERB
easat-1514	64	11	and	and	CCONJ
easat-1514	64	12	distributed	distribute	VERB
easat-1514	64	13	on	on	ADP
easat-1514	64	14	different	different	ADJ
easat-1514	64	15	platforms	platform	NOUN
easat-1514	64	16	,	,	PUNCT
easat-1514	64	17	through	through	ADP
easat-1514	64	18	which	which	PRON
easat-1514	64	19	it	it	PRON
easat-1514	64	20	reached	reach	VERB
easat-1514	64	21	all	all	DET
easat-1514	64	22	generations	generation	NOUN
easat-1514	64	23	interested	interested	ADJ
easat-1514	64	24	in	in	ADP
easat-1514	64	25	finance	finance	NOUN
easat-1514	64	26	.	.	PUNCT
easat-1514	65	1	the	the	DET
easat-1514	65	2	questionnaire	questionnaire	NOUN
easat-1514	65	3	contained	contain	VERB
easat-1514	65	4	closed	closed	ADJ
easat-1514	65	5	questions	question	NOUN
easat-1514	65	6	,	,	PUNCT
easat-1514	65	7	i.e.	i.e.	X
easat-1514	65	8	there	there	PRON
easat-1514	65	9	was	be	VERB
easat-1514	65	10	no	no	DET
easat-1514	65	11	possibility	possibility	NOUN
easat-1514	65	12	to	to	PART
easat-1514	65	13	provide	provide	VERB
easat-1514	65	14	individual	individual	ADJ
easat-1514	65	15	answers	answer	NOUN
easat-1514	65	16	.	.	PUNCT
easat-1514	66	1	we	we	PRON
easat-1514	66	2	wanted	want	VERB
easat-1514	66	3	to	to	PART
easat-1514	66	4	know	know	VERB
easat-1514	66	5	what	what	PRON
easat-1514	66	6	they	they	PRON
easat-1514	66	7	think	think	VERB
easat-1514	66	8	about	about	ADP
easat-1514	66	9	different	different	ADJ
easat-1514	66	10	payment	payment	NOUN
easat-1514	66	11	habits	habit	NOUN
easat-1514	66	12	and	and	CCONJ
easat-1514	66	13	solutions	solution	NOUN
easat-1514	66	14	,	,	PUNCT
easat-1514	66	15	which	which	DET
easat-1514	66	16	payment	payment	NOUN
easat-1514	66	17	methods	method	NOUN
easat-1514	66	18	they	they	PRON
easat-1514	66	19	prefer	prefer	VERB
easat-1514	66	20	and	and	CCONJ
easat-1514	66	21	how	how	SCONJ
easat-1514	66	22	aware	aware	ADJ
easat-1514	66	23	they	they	PRON
easat-1514	66	24	are	be	AUX
easat-1514	66	25	about	about	ADP
easat-1514	66	26	them	they	PRON
easat-1514	66	27	.	.	PUNCT
easat-1514	67	1	we	we	PRON
easat-1514	67	2	also	also	ADV
easat-1514	67	3	looked	look	VERB
easat-1514	67	4	at	at	ADP
easat-1514	67	5	how	how	SCONJ
easat-1514	67	6	the	the	DET
easat-1514	67	7	proportion	proportion	NOUN
easat-1514	67	8	of	of	ADP
easat-1514	67	9	responses	response	NOUN
easat-1514	67	10	was	be	AUX
easat-1514	67	11	distributed	distribute	VERB
easat-1514	67	12	between	between	ADP
easat-1514	67	13	the	the	DET
easat-1514	67	14	different	different	ADJ
easat-1514	67	15	generations	generation	NOUN
easat-1514	67	16	,	,	PUNCT
easat-1514	67	17	which	which	PRON
easat-1514	67	18	gave	give	VERB
easat-1514	67	19	us	we	PRON
easat-1514	67	20	more	more	ADV
easat-1514	67	21	precise	precise	ADJ
easat-1514	67	22	conclusions	conclusion	NOUN
easat-1514	67	23	.	.	PUNCT
easat-1514	68	1	a	a	DET
easat-1514	68	2	total	total	NOUN
easat-1514	68	3	of	of	ADP
easat-1514	68	4	571	571	NUM
easat-1514	68	5	responses	response	NOUN
easat-1514	68	6	were	be	AUX
easat-1514	68	7	received	receive	VERB
easat-1514	68	8	,	,	PUNCT
easat-1514	68	9	more	more	ADJ
easat-1514	68	10	than	than	ADP
easat-1514	68	11	half	half	NOUN
easat-1514	68	12	of	of	ADP
easat-1514	68	13	which	which	PRON
easat-1514	68	14	were	be	AUX
easat-1514	68	15	from	from	ADP
easat-1514	68	16	generation	generation	NOUN
easat-1514	68	17	x	x	NOUN
easat-1514	68	18	,	,	PUNCT
easat-1514	68	19	the	the	DET
easat-1514	68	20	remainder	remainder	NOUN
easat-1514	68	21	from	from	ADP
easat-1514	68	22	generation	generation	NOUN
easat-1514	68	23	z	z	PROPN
easat-1514	68	24	and	and	CCONJ
easat-1514	68	25	y.	y.	NOUN
easat-1514	68	26	the	the	DET
easat-1514	68	27	results	result	NOUN
easat-1514	68	28	of	of	ADP
easat-1514	68	29	the	the	DET
easat-1514	68	30	survey	survey	NOUN
easat-1514	68	31	were	be	AUX
easat-1514	68	32	evaluated	evaluate	VERB
easat-1514	68	33	using	use	VERB
easat-1514	68	34	spss	spss	PROPN
easat-1514	68	35	software	software	NOUN
easat-1514	68	36	.	.	PUNCT
easat-1514	69	1	we	we	PRON
easat-1514	69	2	mainly	mainly	ADV
easat-1514	69	3	used	use	VERB
easat-1514	69	4	basic	basic	ADJ
easat-1514	69	5	statistical	statistical	ADJ
easat-1514	69	6	methods	method	NOUN
easat-1514	69	7	,	,	PUNCT
easat-1514	69	8	but	but	CCONJ
easat-1514	69	9	also	also	ADV
easat-1514	69	10	performed	perform	VERB
easat-1514	69	11	analysis	analysis	NOUN
easat-1514	69	12	of	of	ADP
easat-1514	69	13	variance	variance	NOUN
easat-1514	69	14	and	and	CCONJ
easat-1514	69	15	cross	cross	NOUN
easat-1514	69	16	tabulation	tabulation	NOUN
easat-1514	69	17	analysis	analysis	NOUN
easat-1514	69	18	.	.	PUNCT
easat-1514	70	1	analysis	analysis	NOUN
easat-1514	70	2	of	of	ADP
easat-1514	70	3	variance	variance	NOUN
easat-1514	70	4	(	(	PUNCT
easat-1514	70	5	or	or	CCONJ
easat-1514	70	6	anova	anova	X
easat-1514	70	7	)	)	PUNCT
easat-1514	70	8	is	be	AUX
easat-1514	70	9	a	a	DET
easat-1514	70	10	statistical	statistical	ADJ
easat-1514	70	11	method	method	NOUN
easat-1514	70	12	often	often	ADV
easat-1514	70	13	used	use	VERB
easat-1514	70	14	to	to	PART
easat-1514	70	15	analyse	analyse	VERB
easat-1514	70	16	relationships	relationship	NOUN
easat-1514	70	17	between	between	ADP
easat-1514	70	18	different	different	ADJ
easat-1514	70	19	groups	group	NOUN
easat-1514	70	20	.	.	PUNCT
easat-1514	71	1	basically	basically	ADV
easat-1514	71	2	,	,	PUNCT
easat-1514	71	3	it	it	PRON
easat-1514	71	4	is	be	AUX
easat-1514	71	5	used	use	VERB
easat-1514	71	6	to	to	PART
easat-1514	71	7	determine	determine	VERB
easat-1514	71	8	whether	whether	SCONJ
easat-1514	71	9	the	the	DET
easat-1514	71	10	average	average	ADJ
easat-1514	71	11	differences	difference	NOUN
easat-1514	71	12	between	between	ADP
easat-1514	71	13	groups	group	NOUN
easat-1514	71	14	are	be	AUX
easat-1514	71	15	really	really	ADV
easat-1514	71	16	significant	significant	ADJ
easat-1514	71	17	or	or	CCONJ
easat-1514	71	18	whether	whether	SCONJ
easat-1514	71	19	they	they	PRON
easat-1514	71	20	are	be	AUX
easat-1514	71	21	simply	simply	ADV
easat-1514	71	22	the	the	DET
easat-1514	71	23	result	result	NOUN
easat-1514	71	24	of	of	ADP
easat-1514	71	25	chance	chance	NOUN
easat-1514	71	26	.	.	PUNCT
easat-1514	72	1	this	this	PRON
easat-1514	72	2	is	be	AUX
easat-1514	72	3	indicated	indicate	VERB
easat-1514	72	4	by	by	ADP
easat-1514	72	5	the	the	DET
easat-1514	72	6	significance	significance	NOUN
easat-1514	72	7	value	value	NOUN
easat-1514	72	8	,	,	PUNCT
easat-1514	72	9	which	which	PRON
easat-1514	72	10	is	be	AUX
easat-1514	72	11	interesting	interesting	ADJ
easat-1514	72	12	when	when	SCONJ
easat-1514	72	13	it	it	PRON
easat-1514	72	14	is	be	AUX
easat-1514	72	15	below	below	ADP
easat-1514	72	16	5	5	NUM
easat-1514	72	17	%	%	NOUN
easat-1514	72	18	.	.	PUNCT
easat-1514	73	1	crosstabulation	crosstabulation	NOUN
easat-1514	73	2	analysis	analysis	NOUN
easat-1514	73	3	is	be	AUX
easat-1514	73	4	also	also	ADV
easat-1514	73	5	a	a	DET
easat-1514	73	6	statistical	statistical	ADJ
easat-1514	73	7	method	method	NOUN
easat-1514	73	8	used	use	VERB
easat-1514	73	9	to	to	PART
easat-1514	73	10	examine	examine	VERB
easat-1514	73	11	the	the	DET
easat-1514	73	12	relationship	relationship	NOUN
easat-1514	73	13	between	between	ADP
easat-1514	73	14	two	two	NUM
easat-1514	73	15	or	or	CCONJ
easat-1514	73	16	more	more	ADJ
easat-1514	73	17	variables	variable	NOUN
easat-1514	73	18	,	,	PUNCT
easat-1514	73	19	particularly	particularly	ADV
easat-1514	73	20	categorical	categorical	ADJ
easat-1514	73	21	variables	variable	NOUN
easat-1514	73	22	.	.	PUNCT
easat-1514	74	1	we	we	PRON
easat-1514	74	2	have	have	AUX
easat-1514	74	3	examined	examine	VERB
easat-1514	74	4	row	row	NOUN
easat-1514	74	5	and	and	CCONJ
easat-1514	74	6	column	column	NOUN
easat-1514	74	7	percentages	percentage	NOUN
easat-1514	74	8	and	and	CCONJ
easat-1514	74	9	the	the	DET
easat-1514	74	10	relevant	relevant	ADJ
easat-1514	74	11	results	result	NOUN
easat-1514	74	12	are	be	AUX
easat-1514	74	13	incorporated	incorporate	VERB
easat-1514	74	14	in	in	ADP
easat-1514	74	15	the	the	DET
easat-1514	74	16	paper	paper	NOUN
easat-1514	74	17	.	.	PUNCT
easat-1514	75	1	the	the	DET
easat-1514	75	2	sample	sample	NOUN
easat-1514	75	3	composition	composition	NOUN
easat-1514	75	4	is	be	AUX
easat-1514	75	5	shown	show	VERB
easat-1514	75	6	in	in	ADP
easat-1514	75	7	the	the	DET
easat-1514	75	8	figure	figure	NOUN
easat-1514	75	9	below	below	ADV
easat-1514	75	10	:	:	PUNCT
easat-1514	75	11	figure	figure	VERB
easat-1514	75	12	1	1	NUM
easat-1514	75	13	.	.	PUNCT
easat-1514	76	1	sample	sample	NOUN
easat-1514	76	2	composition	composition	NOUN
easat-1514	76	3	by	by	ADP
easat-1514	76	4	age	age	NOUN
easat-1514	76	5	of	of	ADP
easat-1514	76	6	respondents	respondent	NOUN
easat-1514	76	7	.	.	PUNCT
easat-1514	77	1	note	note	NOUN
easat-1514	77	2	:	:	PUNCT
easat-1514	78	1	n	n	PROPN
easat-1514	78	2	=	=	SYM
easat-1514	78	3	571	571	NUM
easat-1514	78	4	.	.	PUNCT
easat-1514	79	1	4	4	X
easat-1514	79	2	.	.	X
easat-1514	79	3	results	result	NOUN
easat-1514	79	4	for	for	ADP
easat-1514	79	5	the	the	DET
easat-1514	79	6	statements	statement	NOUN
easat-1514	79	7	below	below	ADV
easat-1514	79	8	,	,	PUNCT
easat-1514	79	9	a	a	DET
easat-1514	79	10	likert	likert	ADJ
easat-1514	79	11	scale	scale	NOUN
easat-1514	79	12	of	of	ADP
easat-1514	79	13	1	1	NUM
easat-1514	79	14	to	to	PART
easat-1514	79	15	4	4	NUM
easat-1514	79	16	was	be	AUX
easat-1514	79	17	used	use	VERB
easat-1514	79	18	to	to	PART
easat-1514	79	19	measure	measure	VERB
easat-1514	79	20	respondents	respondent	NOUN
easat-1514	79	21	'	'	PART
easat-1514	79	22	agreement	agreement	NOUN
easat-1514	79	23	with	with	ADP
easat-1514	79	24	the	the	DET
easat-1514	79	25	statements	statement	NOUN
easat-1514	79	26	made	make	VERB
easat-1514	79	27	.	.	PUNCT
easat-1514	80	1	the	the	DET
easat-1514	80	2	lowest	low	ADJ
easat-1514	80	3	value	value	NOUN
easat-1514	80	4	on	on	ADP
easat-1514	80	5	the	the	DET
easat-1514	80	6	scale	scale	NOUN
easat-1514	80	7	was	be	AUX
easat-1514	80	8	total	total	ADJ
easat-1514	80	9	disagreement	disagreement	NOUN
easat-1514	80	10	,	,	PUNCT
easat-1514	80	11	the	the	DET
easat-1514	80	12	highest	high	ADJ
easat-1514	80	13	value	value	NOUN
easat-1514	80	14	was	be	AUX
easat-1514	80	15	total	total	ADJ
easat-1514	80	16	agreement	agreement	NOUN
easat-1514	80	17	,	,	PUNCT
easat-1514	80	18	and	and	CCONJ
easat-1514	80	19	means	mean	VERB
easat-1514	80	20	and	and	CCONJ
easat-1514	80	21	standard	standard	ADJ
easat-1514	80	22	deviations	deviation	NOUN
easat-1514	80	23	were	be	AUX
easat-1514	80	24	calculated	calculate	VERB
easat-1514	80	25	.	.	PUNCT
easat-1514	81	1	the	the	DET
easat-1514	81	2	mean	mean	ADJ
easat-1514	81	3	(	(	PUNCT
easat-1514	81	4	or	or	CCONJ
easat-1514	81	5	median	median	ADJ
easat-1514	81	6	)	)	PUNCT
easat-1514	81	7	is	be	AUX
easat-1514	81	8	the	the	DET
easat-1514	81	9	sum	sum	NOUN
easat-1514	81	10	of	of	ADP
easat-1514	81	11	the	the	DET
easat-1514	81	12	data	datum	NOUN
easat-1514	81	13	divided	divide	VERB
easat-1514	81	14	by	by	ADP
easat-1514	81	15	the	the	DET
easat-1514	81	16	number	number	NOUN
easat-1514	81	17	of	of	ADP
easat-1514	81	18	data	datum	NOUN
easat-1514	81	19	.	.	PUNCT
easat-1514	82	1	it	it	PRON
easat-1514	82	2	usually	usually	ADV
easat-1514	82	3	gives	give	VERB
easat-1514	82	4	the	the	DET
easat-1514	82	5	representative	representative	ADJ
easat-1514	82	6	value	value	NOUN
easat-1514	82	7	of	of	ADP
easat-1514	82	8	the	the	DET
easat-1514	82	9	data	datum	NOUN
easat-1514	82	10	,	,	PUNCT
easat-1514	82	11	i.e.	i.e.	X
easat-1514	82	12	what	what	PRON
easat-1514	82	13	the	the	DET
easat-1514	82	14	data	datum	NOUN
easat-1514	82	15	are	be	AUX
easat-1514	82	16	'	'	PUNCT
easat-1514	82	17	on	on	ADP
easat-1514	82	18	average	average	ADJ
easat-1514	82	19	'	'	PUNCT
easat-1514	82	20	.	.	PUNCT
easat-1514	83	1	the	the	DET
easat-1514	83	2	standard	standard	ADJ
easat-1514	83	3	deviation	deviation	NOUN
easat-1514	83	4	is	be	AUX
easat-1514	83	5	a	a	DET
easat-1514	83	6	statistical	statistical	ADJ
easat-1514	83	7	indicator	indicator	NOUN
easat-1514	83	8	of	of	ADP
easat-1514	83	9	how	how	SCONJ
easat-1514	83	10	much	much	ADJ
easat-1514	83	11	the	the	DET
easat-1514	83	12	data	datum	NOUN
easat-1514	83	13	deviate	deviate	VERB
easat-1514	83	14	from	from	ADP
easat-1514	83	15	the	the	DET
easat-1514	83	16	mean	mean	NOUN
easat-1514	83	17	.	.	PUNCT
easat-1514	84	1	the	the	PRON
easat-1514	84	2	larger	large	ADJ
easat-1514	84	3	the	the	DET
easat-1514	84	4	standard	standard	ADJ
easat-1514	84	5	deviation	deviation	NOUN
easat-1514	84	6	,	,	PUNCT
easat-1514	84	7	the	the	PRON
easat-1514	84	8	greater	great	ADJ
easat-1514	84	9	the	the	DET
easat-1514	84	10	dispersion	dispersion	NOUN
easat-1514	84	11	of	of	ADP
easat-1514	84	12	the	the	DET
easat-1514	84	13	data	datum	NOUN
easat-1514	84	14	from	from	ADP
easat-1514	84	15	the	the	DET
easat-1514	84	16	mean	mean	NOUN
easat-1514	84	17	,	,	PUNCT
easat-1514	84	18	and	and	CCONJ
easat-1514	84	19	conversely	conversely	ADV
easat-1514	84	20	,	,	PUNCT
easat-1514	84	21	the	the	PRON
easat-1514	84	22	smaller	small	ADJ
easat-1514	84	23	the	the	DET
easat-1514	84	24	standard	standard	ADJ
easat-1514	84	25	deviation	deviation	NOUN
easat-1514	84	26	,	,	PUNCT
easat-1514	84	27	the	the	PRON
easat-1514	84	28	closer	close	ADV
easat-1514	84	29	the	the	DET
easat-1514	84	30	data	datum	NOUN
easat-1514	84	31	are	be	AUX
easat-1514	84	32	to	to	ADP
easat-1514	84	33	the	the	DET
easat-1514	84	34	mean	mean	NOUN
easat-1514	84	35	.	.	PUNCT
easat-1514	85	1	the	the	DET
easat-1514	85	2	average	average	ADJ
easat-1514	85	3	response	response	NOUN
easat-1514	85	4	to	to	ADP
easat-1514	85	5	the	the	DET
easat-1514	85	6	statement	statement	NOUN
easat-1514	85	7	"	"	PUNCT
easat-1514	85	8	i	i	PRON
easat-1514	85	9	pay	pay	VERB
easat-1514	85	10	cash	cash	NOUN
easat-1514	85	11	out	out	ADP
easat-1514	85	12	of	of	ADP
easat-1514	85	13	habit	habit	NOUN
easat-1514	85	14	"	"	PUNCT
easat-1514	85	15	is	be	AUX
easat-1514	85	16	1.637	1.637	NUM
easat-1514	85	17	.	.	PUNCT
easat-1514	86	1	this	this	PRON
easat-1514	86	2	means	mean	VERB
easat-1514	86	3	that	that	SCONJ
easat-1514	86	4	the	the	DET
easat-1514	86	5	1405	1405	NUM
easat-1514	86	6	edelweiss	edelweiss	PROPN
easat-1514	86	7	applied	apply	VERB
easat-1514	86	8	science	science	NOUN
easat-1514	86	9	and	and	CCONJ
easat-1514	86	10	technology	technology	NOUN
easat-1514	86	11	issn	issn	PROPN
easat-1514	86	12	:	:	PUNCT
easat-1514	86	13	2576	2576	NUM
easat-1514	86	14	-	-	SYM
easat-1514	86	15	8484	8484	NUM
easat-1514	86	16	vol	vol	NOUN
easat-1514	86	17	.	.	PROPN
easat-1514	86	18	8	8	NUM
easat-1514	86	19	,	,	PUNCT
easat-1514	86	20	no	no	INTJ
easat-1514	86	21	.	.	NOUN
easat-1514	86	22	4	4	NUM
easat-1514	86	23	:	:	SYM
easat-1514	86	24	1402	1402	NUM
easat-1514	86	25	-	-	SYM
easat-1514	86	26	1412	1412	NUM
easat-1514	86	27	,	,	PUNCT
easat-1514	86	28	2024	2024	NUM
easat-1514	86	29	doi	doi	NOUN
easat-1514	86	30	:	:	PUNCT
easat-1514	86	31	10.55214/25768484.v8i4.1514	10.55214/25768484.v8i4.1514	NUM
easat-1514	86	32	©	©	PROPN
easat-1514	86	33	2024	2024	NUM
easat-1514	86	34	by	by	ADP
easat-1514	86	35	the	the	DET
easat-1514	86	36	authors	author	NOUN
easat-1514	86	37	;	;	PUNCT
easat-1514	86	38	licensee	licensee	PROPN
easat-1514	86	39	learning	learn	VERB
easat-1514	86	40	gate	gate	PROPN
easat-1514	86	41	majority	majority	NOUN
easat-1514	86	42	of	of	ADP
easat-1514	86	43	respondents	respondent	NOUN
easat-1514	86	44	disagree	disagree	VERB
easat-1514	86	45	,	,	PUNCT
easat-1514	86	46	although	although	SCONJ
easat-1514	86	47	some	some	PRON
easat-1514	86	48	agree	agree	VERB
easat-1514	86	49	.	.	PUNCT
easat-1514	87	1	it	it	PRON
easat-1514	87	2	is	be	AUX
easat-1514	87	3	possible	possible	ADJ
easat-1514	87	4	that	that	SCONJ
easat-1514	87	5	some	some	DET
easat-1514	87	6	people	people	NOUN
easat-1514	87	7	use	use	VERB
easat-1514	87	8	cash	cash	NOUN
easat-1514	87	9	out	out	ADP
easat-1514	87	10	of	of	ADP
easat-1514	87	11	habit	habit	NOUN
easat-1514	87	12	,	,	PUNCT
easat-1514	87	13	although	although	SCONJ
easat-1514	87	14	the	the	DET
easat-1514	87	15	majority	majority	NOUN
easat-1514	87	16	do	do	VERB
easat-1514	87	17	not	not	PART
easat-1514	87	18	.	.	PUNCT
easat-1514	88	1	the	the	DET
easat-1514	88	2	average	average	ADJ
easat-1514	88	3	response	response	NOUN
easat-1514	88	4	to	to	ADP
easat-1514	88	5	the	the	DET
easat-1514	88	6	statement	statement	NOUN
easat-1514	88	7	"	"	PUNCT
easat-1514	88	8	cash	cash	NOUN
easat-1514	88	9	is	be	AUX
easat-1514	88	10	better	well	ADJ
easat-1514	88	11	because	because	SCONJ
easat-1514	88	12	it	it	PRON
easat-1514	88	13	is	be	AUX
easat-1514	88	14	tangible	tangible	ADJ
easat-1514	88	15	,	,	PUNCT
easat-1514	88	16	i	i	PRON
easat-1514	88	17	can	can	AUX
easat-1514	88	18	see	see	VERB
easat-1514	88	19	how	how	SCONJ
easat-1514	88	20	much	much	ADJ
easat-1514	88	21	money	money	NOUN
easat-1514	88	22	i	i	PRON
easat-1514	88	23	have	have	AUX
easat-1514	88	24	"	"	PUNCT
easat-1514	88	25	is	be	AUX
easat-1514	88	26	1.996	1.996	NUM
easat-1514	88	27	.	.	PUNCT
easat-1514	89	1	this	this	DET
easat-1514	89	2	result	result	NOUN
easat-1514	89	3	means	mean	VERB
easat-1514	89	4	that	that	SCONJ
easat-1514	89	5	more	more	ADJ
easat-1514	89	6	people	people	NOUN
easat-1514	89	7	pay	pay	VERB
easat-1514	89	8	with	with	ADP
easat-1514	89	9	cash	cash	NOUN
easat-1514	89	10	because	because	SCONJ
easat-1514	89	11	of	of	ADP
easat-1514	89	12	its	its	PRON
easat-1514	89	13	physical	physical	ADJ
easat-1514	89	14	presence	presence	NOUN
easat-1514	89	15	than	than	ADP
easat-1514	89	16	out	out	ADP
easat-1514	89	17	of	of	ADP
easat-1514	89	18	habit	habit	NOUN
easat-1514	89	19	.	.	PUNCT
easat-1514	90	1	the	the	DET
easat-1514	90	2	average	average	ADJ
easat-1514	90	3	response	response	NOUN
easat-1514	90	4	to	to	ADP
easat-1514	90	5	the	the	DET
easat-1514	90	6	statement	statement	NOUN
easat-1514	90	7	"	"	PUNCT
easat-1514	90	8	i	i	PRON
easat-1514	90	9	use	use	VERB
easat-1514	90	10	cash	cash	NOUN
easat-1514	90	11	because	because	SCONJ
easat-1514	90	12	i	i	PRON
easat-1514	90	13	am	be	AUX
easat-1514	90	14	afraid	afraid	ADJ
easat-1514	90	15	of	of	ADP
easat-1514	90	16	being	be	AUX
easat-1514	90	17	ripped	rip	VERB
easat-1514	90	18	off	off	ADP
easat-1514	90	19	and	and	CCONJ
easat-1514	90	20	other	other	ADJ
easat-1514	90	21	problems	problem	NOUN
easat-1514	90	22	"	"	PUNCT
easat-1514	90	23	is	be	AUX
easat-1514	90	24	1.511	1.511	NUM
easat-1514	90	25	.	.	PUNCT
easat-1514	91	1	the	the	DET
easat-1514	91	2	response	response	NOUN
easat-1514	91	3	rate	rate	NOUN
easat-1514	91	4	reflects	reflect	VERB
easat-1514	91	5	that	that	SCONJ
easat-1514	91	6	the	the	DET
easat-1514	91	7	vast	vast	ADJ
easat-1514	91	8	majority	majority	NOUN
easat-1514	91	9	of	of	ADP
easat-1514	91	10	people	people	NOUN
easat-1514	91	11	disagree	disagree	VERB
easat-1514	91	12	with	with	ADP
easat-1514	91	13	this	this	DET
easat-1514	91	14	statement	statement	NOUN
easat-1514	91	15	,	,	PUNCT
easat-1514	91	16	although	although	SCONJ
easat-1514	91	17	there	there	PRON
easat-1514	91	18	are	be	VERB
easat-1514	91	19	some	some	PRON
easat-1514	91	20	who	who	PRON
easat-1514	91	21	do	do	VERB
easat-1514	91	22	.	.	PUNCT
easat-1514	92	1	the	the	DET
easat-1514	92	2	average	average	ADJ
easat-1514	92	3	response	response	NOUN
easat-1514	92	4	to	to	ADP
easat-1514	92	5	the	the	DET
easat-1514	92	6	statement	statement	NOUN
easat-1514	92	7	"	"	PUNCT
easat-1514	92	8	i	i	PRON
easat-1514	92	9	pay	pay	VERB
easat-1514	92	10	with	with	ADP
easat-1514	92	11	cash	cash	NOUN
easat-1514	92	12	because	because	SCONJ
easat-1514	92	13	i	i	PRON
easat-1514	92	14	do	do	AUX
easat-1514	92	15	n't	not	PART
easat-1514	92	16	have	have	VERB
easat-1514	92	17	a	a	DET
easat-1514	92	18	bank	bank	NOUN
easat-1514	92	19	card	card	NOUN
easat-1514	92	20	"	"	PUNCT
easat-1514	92	21	is	be	AUX
easat-1514	92	22	1.124	1.124	NUM
easat-1514	92	23	.	.	PUNCT
easat-1514	93	1	this	this	PRON
easat-1514	93	2	suggests	suggest	VERB
easat-1514	93	3	that	that	SCONJ
easat-1514	93	4	the	the	DET
easat-1514	93	5	majority	majority	NOUN
easat-1514	93	6	of	of	ADP
easat-1514	93	7	people	people	NOUN
easat-1514	93	8	have	have	VERB
easat-1514	93	9	and	and	CCONJ
easat-1514	93	10	use	use	VERB
easat-1514	93	11	a	a	DET
easat-1514	93	12	bank	bank	NOUN
easat-1514	93	13	card	card	NOUN
easat-1514	93	14	.	.	PUNCT
easat-1514	94	1	this	this	DET
easat-1514	94	2	result	result	NOUN
easat-1514	94	3	also	also	ADV
easat-1514	94	4	reflects	reflect	VERB
easat-1514	94	5	the	the	DET
easat-1514	94	6	growing	grow	VERB
easat-1514	94	7	popularity	popularity	NOUN
easat-1514	94	8	of	of	ADP
easat-1514	94	9	digitalisation	digitalisation	NOUN
easat-1514	94	10	in	in	ADP
easat-1514	94	11	public	public	ADJ
easat-1514	94	12	life	life	NOUN
easat-1514	94	13	.	.	PUNCT
easat-1514	95	1	the	the	DET
easat-1514	95	2	average	average	ADJ
easat-1514	95	3	response	response	NOUN
easat-1514	95	4	to	to	ADP
easat-1514	95	5	the	the	DET
easat-1514	95	6	statement	statement	NOUN
easat-1514	95	7	"	"	PUNCT
easat-1514	95	8	i	i	PRON
easat-1514	95	9	prefer	prefer	VERB
easat-1514	95	10	to	to	PART
easat-1514	95	11	pay	pay	VERB
easat-1514	95	12	with	with	ADP
easat-1514	95	13	cash	cash	NOUN
easat-1514	95	14	because	because	SCONJ
easat-1514	95	15	i	i	PRON
easat-1514	95	16	do	do	AUX
easat-1514	95	17	n't	not	PART
easat-1514	95	18	trust	trust	VERB
easat-1514	95	19	modern	modern	ADJ
easat-1514	95	20	electronic	electronic	ADJ
easat-1514	95	21	systems	system	NOUN
easat-1514	95	22	"	"	PUNCT
easat-1514	95	23	is	be	AUX
easat-1514	95	24	1.478	1.478	NUM
easat-1514	95	25	.	.	PUNCT
easat-1514	96	1	this	this	PRON
easat-1514	96	2	suggests	suggest	VERB
easat-1514	96	3	that	that	SCONJ
easat-1514	96	4	the	the	DET
easat-1514	96	5	majority	majority	NOUN
easat-1514	96	6	of	of	ADP
easat-1514	96	7	people	people	NOUN
easat-1514	96	8	trust	trust	VERB
easat-1514	96	9	digital	digital	ADJ
easat-1514	96	10	payment	payment	NOUN
easat-1514	96	11	systems	system	NOUN
easat-1514	96	12	,	,	PUNCT
easat-1514	96	13	although	although	SCONJ
easat-1514	96	14	there	there	PRON
easat-1514	96	15	are	be	VERB
easat-1514	96	16	some	some	PRON
easat-1514	96	17	who	who	PRON
easat-1514	96	18	prefer	prefer	VERB
easat-1514	96	19	older	old	ADJ
easat-1514	96	20	methods	method	NOUN
easat-1514	96	21	.	.	PUNCT
easat-1514	97	1	the	the	DET
easat-1514	97	2	average	average	NOUN
easat-1514	97	3	of	of	ADP
easat-1514	97	4	these	these	DET
easat-1514	97	5	responses	response	NOUN
easat-1514	97	6	leads	lead	VERB
easat-1514	97	7	to	to	ADP
easat-1514	97	8	the	the	DET
easat-1514	97	9	conclusion	conclusion	NOUN
easat-1514	97	10	that	that	SCONJ
easat-1514	97	11	the	the	DET
easat-1514	97	12	majority	majority	NOUN
easat-1514	97	13	of	of	ADP
easat-1514	97	14	people	people	NOUN
easat-1514	97	15	are	be	AUX
easat-1514	97	16	used	use	VERB
easat-1514	97	17	to	to	ADP
easat-1514	97	18	the	the	DET
easat-1514	97	19	benefits	benefit	NOUN
easat-1514	97	20	of	of	ADP
easat-1514	97	21	the	the	DET
easat-1514	97	22	digital	digital	ADJ
easat-1514	97	23	space	space	NOUN
easat-1514	97	24	and	and	CCONJ
easat-1514	97	25	are	be	AUX
easat-1514	97	26	therefore	therefore	ADV
easat-1514	97	27	confident	confident	ADJ
easat-1514	97	28	in	in	ADP
easat-1514	97	29	using	use	VERB
easat-1514	97	30	electronic	electronic	ADJ
easat-1514	97	31	payment	payment	NOUN
easat-1514	97	32	solutions	solution	NOUN
easat-1514	97	33	.	.	PUNCT
easat-1514	98	1	there	there	PRON
easat-1514	98	2	are	be	VERB
easat-1514	98	3	some	some	PRON
easat-1514	98	4	who	who	PRON
easat-1514	98	5	prefer	prefer	VERB
easat-1514	98	6	to	to	PART
easat-1514	98	7	use	use	VERB
easat-1514	98	8	cash	cash	NOUN
easat-1514	98	9	,	,	PUNCT
easat-1514	98	10	but	but	CCONJ
easat-1514	98	11	also	also	ADV
easat-1514	98	12	because	because	SCONJ
easat-1514	98	13	of	of	ADP
easat-1514	98	14	its	its	PRON
easat-1514	98	15	physical	physical	ADJ
easat-1514	98	16	presence	presence	NOUN
easat-1514	98	17	and	and	CCONJ
easat-1514	98	18	tangibility	tangibility	NOUN
easat-1514	98	19	.	.	PUNCT
easat-1514	99	1	table	table	NOUN
easat-1514	99	2	1	1	NUM
easat-1514	99	3	.	.	PUNCT
easat-1514	100	1	perception	perception	NOUN
easat-1514	100	2	of	of	ADP
easat-1514	100	3	statements	statement	NOUN
easat-1514	100	4	about	about	ADP
easat-1514	100	5	cash	cash	NOUN
easat-1514	100	6	payments	payment	NOUN
easat-1514	100	7	.	.	PUNCT
easat-1514	101	1	mean	mean	VERB
easat-1514	101	2	standard	standard	ADJ
easat-1514	101	3	deviation	deviation	NOUN
easat-1514	101	4	i	i	PRON
easat-1514	101	5	pay	pay	VERB
easat-1514	101	6	cash	cash	NOUN
easat-1514	101	7	out	out	ADP
easat-1514	101	8	of	of	ADP
easat-1514	101	9	habit	habit	NOUN
easat-1514	101	10	.	.	PUNCT
easat-1514	102	1	1.637	1.637	NUM
easat-1514	102	2	1.014	1.014	NUM
easat-1514	102	3	cash	cash	NOUN
easat-1514	102	4	is	be	AUX
easat-1514	102	5	better	well	ADJ
easat-1514	102	6	because	because	SCONJ
easat-1514	102	7	it	it	PRON
easat-1514	102	8	is	be	AUX
easat-1514	102	9	tangible	tangible	ADJ
easat-1514	102	10	,	,	PUNCT
easat-1514	102	11	i	i	PRON
easat-1514	102	12	can	can	AUX
easat-1514	102	13	see	see	VERB
easat-1514	102	14	how	how	SCONJ
easat-1514	102	15	much	much	ADJ
easat-1514	102	16	money	money	NOUN
easat-1514	102	17	i	i	PRON
easat-1514	102	18	have	have	VERB
easat-1514	102	19	.	.	PUNCT
easat-1514	103	1	1.996	1.996	NUM
easat-1514	103	2	1.196	1.196	NUM
easat-1514	103	3	i	i	PRON
easat-1514	103	4	use	use	VERB
easat-1514	103	5	cash	cash	NOUN
easat-1514	103	6	because	because	SCONJ
easat-1514	103	7	i	i	PRON
easat-1514	103	8	am	be	AUX
easat-1514	103	9	afraid	afraid	ADJ
easat-1514	103	10	of	of	ADP
easat-1514	103	11	being	be	AUX
easat-1514	103	12	ripped	rip	VERB
easat-1514	103	13	off	off	ADP
easat-1514	103	14	and	and	CCONJ
easat-1514	103	15	other	other	ADJ
easat-1514	103	16	problems	problem	NOUN
easat-1514	103	17	.	.	PUNCT
easat-1514	104	1	1.511	1.511	NUM
easat-1514	104	2	0.926	0.926	NUM
easat-1514	104	3	i	i	PRON
easat-1514	104	4	use	use	VERB
easat-1514	104	5	cash	cash	NOUN
easat-1514	104	6	because	because	SCONJ
easat-1514	104	7	i	i	PRON
easat-1514	104	8	do	do	AUX
easat-1514	104	9	n't	not	PART
easat-1514	104	10	have	have	VERB
easat-1514	104	11	a	a	DET
easat-1514	104	12	credit	credit	NOUN
easat-1514	104	13	card	card	NOUN
easat-1514	104	14	.	.	PUNCT
easat-1514	105	1	1.124	1.124	NUM
easat-1514	105	2	0.596	0.596	NUM
easat-1514	105	3	if	if	SCONJ
easat-1514	105	4	i	i	PRON
easat-1514	105	5	pay	pay	VERB
easat-1514	105	6	cash	cash	NOUN
easat-1514	105	7	,	,	PUNCT
easat-1514	105	8	i	i	PRON
easat-1514	105	9	think	think	VERB
easat-1514	105	10	more	more	ADV
easat-1514	105	11	carefully	carefully	ADV
easat-1514	105	12	about	about	ADP
easat-1514	105	13	my	my	PRON
easat-1514	105	14	purchases	purchase	NOUN
easat-1514	105	15	.	.	PUNCT
easat-1514	106	1	2.109	2.109	NUM
easat-1514	106	2	1.257	1.257	NUM
easat-1514	106	3	i	i	PRON
easat-1514	106	4	like	like	VERB
easat-1514	106	5	paying	pay	VERB
easat-1514	106	6	cash	cash	NOUN
easat-1514	106	7	because	because	SCONJ
easat-1514	106	8	i	i	PRON
easat-1514	106	9	do	do	AUX
easat-1514	106	10	n't	not	PART
easat-1514	106	11	trust	trust	VERB
easat-1514	106	12	the	the	DET
easat-1514	106	13	modern	modern	ADJ
easat-1514	106	14	electronic	electronic	ADJ
easat-1514	106	15	system	system	NOUN
easat-1514	106	16	.	.	PUNCT
easat-1514	107	1	1.478	1.478	NUM
easat-1514	107	2	0.941	0.941	NUM
easat-1514	107	3	note	note	NOUN
easat-1514	107	4	:	:	PUNCT
easat-1514	107	5	n	n	PROPN
easat-1514	107	6	=	=	SYM
easat-1514	107	7	571	571	NUM
easat-1514	107	8	.	.	PUNCT
easat-1514	108	1	we	we	PRON
easat-1514	108	2	also	also	ADV
easat-1514	108	3	examined	examine	VERB
easat-1514	108	4	perceptions	perception	NOUN
easat-1514	108	5	of	of	ADP
easat-1514	108	6	the	the	DET
easat-1514	108	7	statements	statement	NOUN
easat-1514	108	8	based	base	VERB
easat-1514	108	9	on	on	ADP
easat-1514	108	10	the	the	DET
easat-1514	108	11	responses	response	NOUN
easat-1514	108	12	of	of	ADP
easat-1514	108	13	each	each	DET
easat-1514	108	14	generation	generation	NOUN
easat-1514	108	15	.	.	PUNCT
easat-1514	109	1	we	we	PRON
easat-1514	109	2	conclude	conclude	VERB
easat-1514	109	3	that	that	SCONJ
easat-1514	109	4	cash	cash	NOUN
easat-1514	109	5	payments	payment	NOUN
easat-1514	109	6	are	be	AUX
easat-1514	109	7	more	more	ADV
easat-1514	109	8	a	a	DET
easat-1514	109	9	characteristic	characteristic	NOUN
easat-1514	109	10	of	of	ADP
easat-1514	109	11	generation	generation	NOUN
easat-1514	109	12	z.	z.	PROPN
easat-1514	110	1	we	we	PRON
easat-1514	110	2	also	also	ADV
easat-1514	110	3	found	find	VERB
easat-1514	110	4	that	that	SCONJ
easat-1514	110	5	cash	cash	NOUN
easat-1514	110	6	payments	payment	NOUN
easat-1514	110	7	are	be	AUX
easat-1514	110	8	not	not	PART
easat-1514	110	9	so	so	ADV
easat-1514	110	10	popular	popular	ADJ
easat-1514	110	11	,	,	PUNCT
easat-1514	110	12	as	as	SCONJ
easat-1514	110	13	indicated	indicate	VERB
easat-1514	110	14	by	by	ADP
easat-1514	110	15	the	the	DET
easat-1514	110	16	low	low	ADJ
easat-1514	110	17	mean	mean	NOUN
easat-1514	110	18	scores	score	NOUN
easat-1514	110	19	on	on	ADP
easat-1514	110	20	the	the	DET
easat-1514	110	21	four	four	NUM
easat-1514	110	22	-	-	PUNCT
easat-1514	110	23	point	point	NOUN
easat-1514	110	24	scale	scale	NOUN
easat-1514	110	25	.	.	PUNCT
easat-1514	111	1	what	what	PRON
easat-1514	111	2	is	be	AUX
easat-1514	111	3	noteworthy	noteworthy	ADJ
easat-1514	111	4	is	be	AUX
easat-1514	111	5	that	that	SCONJ
easat-1514	111	6	financial	financial	ADJ
easat-1514	111	7	awareness	awareness	NOUN
easat-1514	111	8	is	be	AUX
easat-1514	111	9	more	more	ADV
easat-1514	111	10	pronounced	pronounced	ADJ
easat-1514	111	11	among	among	ADP
easat-1514	111	12	the	the	DET
easat-1514	111	13	older	old	ADJ
easat-1514	111	14	generation	generation	NOUN
easat-1514	111	15	,	,	PUNCT
easat-1514	111	16	who	who	PRON
easat-1514	111	17	are	be	AUX
easat-1514	111	18	the	the	DET
easat-1514	111	19	ones	one	NOUN
easat-1514	111	20	who	who	PRON
easat-1514	111	21	are	be	AUX
easat-1514	111	22	more	more	ADV
easat-1514	111	23	likely	likely	ADJ
easat-1514	111	24	to	to	PART
easat-1514	111	25	consider	consider	VERB
easat-1514	111	26	their	their	PRON
easat-1514	111	27	purchases	purchase	NOUN
easat-1514	111	28	and	and	CCONJ
easat-1514	111	29	less	less	ADV
easat-1514	111	30	likely	likely	ADJ
easat-1514	111	31	to	to	PART
easat-1514	111	32	trust	trust	VERB
easat-1514	111	33	electronic	electronic	ADJ
easat-1514	111	34	solutions	solution	NOUN
easat-1514	111	35	.	.	PUNCT
easat-1514	112	1	table	table	NOUN
easat-1514	112	2	2	2	NUM
easat-1514	112	3	.	.	PUNCT
easat-1514	112	4	perceptions	perception	NOUN
easat-1514	112	5	of	of	ADP
easat-1514	112	6	statements	statement	NOUN
easat-1514	112	7	about	about	ADP
easat-1514	112	8	cash	cash	NOUN
easat-1514	112	9	payments	payment	NOUN
easat-1514	112	10	by	by	ADP
easat-1514	112	11	generation	generation	NOUN
easat-1514	112	12	.	.	PUNCT
easat-1514	113	1	z	z	NOUN
easat-1514	113	2	generation	generation	NOUN
easat-1514	113	3	y	y	NOUN
easat-1514	113	4	generation	generation	NOUN
easat-1514	113	5	x	x	NOUN
easat-1514	114	1	generation	generation	NOUN
easat-1514	114	2	mean	mean	VERB
easat-1514	114	3	standard	standard	ADJ
easat-1514	114	4	deviation	deviation	NOUN
easat-1514	114	5	mean	mean	VERB
easat-1514	114	6	standard	standard	ADJ
easat-1514	114	7	deviation	deviation	NOUN
easat-1514	114	8	mean	mean	VERB
easat-1514	114	9	standard	standard	ADJ
easat-1514	114	10	deviation	deviation	NOUN
easat-1514	114	11	i	i	PRON
easat-1514	114	12	pay	pay	VERB
easat-1514	114	13	cash	cash	NOUN
easat-1514	114	14	out	out	ADP
easat-1514	114	15	of	of	ADP
easat-1514	114	16	habit	habit	NOUN
easat-1514	114	17	.	.	PUNCT
easat-1514	115	1	1.771	1.771	NUM
easat-1514	115	2	1.031	1.031	NUM
easat-1514	115	3	1.471	1.471	NUM
easat-1514	115	4	0.872	0.872	NUM
easat-1514	115	5	1.634	1.634	NUM
easat-1514	115	6	1.051	1.051	NUM
easat-1514	115	7	cash	cash	NOUN
easat-1514	115	8	is	be	AUX
easat-1514	115	9	better	well	ADJ
easat-1514	115	10	because	because	SCONJ
easat-1514	115	11	it	it	PRON
easat-1514	115	12	is	be	AUX
easat-1514	115	13	tangible	tangible	ADJ
easat-1514	115	14	.	.	PUNCT
easat-1514	116	1	i	i	PRON
easat-1514	116	2	can	can	AUX
easat-1514	116	3	see	see	VERB
easat-1514	116	4	how	how	SCONJ
easat-1514	116	5	much	much	ADJ
easat-1514	116	6	money	money	NOUN
easat-1514	116	7	i	i	PRON
easat-1514	116	8	have	have	VERB
easat-1514	116	9	.	.	PUNCT
easat-1514	117	1	2.127	2.127	NUM
easat-1514	117	2	1.270	1.270	NUM
easat-1514	117	3	1.933	1.933	NUM
easat-1514	117	4	1.039	1.039	NUM
easat-1514	117	5	1.953	1.953	NUM
easat-1514	117	6	1.214	1.214	NUM
easat-1514	117	7	i	i	PRON
easat-1514	117	8	use	use	VERB
easat-1514	117	9	cash	cash	NOUN
easat-1514	117	10	because	because	SCONJ
easat-1514	117	11	i	i	PRON
easat-1514	117	12	am	be	AUX
easat-1514	117	13	afraid	afraid	ADJ
easat-1514	117	14	of	of	ADP
easat-1514	117	15	being	be	AUX
easat-1514	117	16	ripped	rip	VERB
easat-1514	117	17	off	off	ADP
easat-1514	117	18	and	and	CCONJ
easat-1514	117	19	other	other	ADJ
easat-1514	117	20	problems	problem	NOUN
easat-1514	117	21	.	.	PUNCT
easat-1514	118	1	1.631	1.631	NUM
easat-1514	118	2	1.015	1.015	NUM
easat-1514	118	3	1.345	1.345	NUM
easat-1514	118	4	0.657	0.657	NUM
easat-1514	118	5	1.515	1.515	NUM
easat-1514	118	6	0.961	0.961	NUM
easat-1514	118	7	i	i	PRON
easat-1514	118	8	use	use	VERB
easat-1514	118	9	cash	cash	NOUN
easat-1514	118	10	because	because	SCONJ
easat-1514	118	11	i	i	PRON
easat-1514	118	12	do	do	VERB
easat-1514	118	13	n't	not	PART
easat-1514	118	14	1.197	1.197	NUM
easat-1514	118	15	0.738	0.738	NUM
easat-1514	118	16	1.067	1.067	NUM
easat-1514	118	17	0.338	0.338	NUM
easat-1514	118	18	1.108	1.108	NUM
easat-1514	118	19	0.591	0.591	NUM
easat-1514	118	20	1406	1406	NUM
easat-1514	118	21	edelweiss	edelweiss	PROPN
easat-1514	118	22	applied	apply	VERB
easat-1514	118	23	science	science	NOUN
easat-1514	118	24	and	and	CCONJ
easat-1514	118	25	technology	technology	NOUN
easat-1514	118	26	issn	issn	PROPN
easat-1514	118	27	:	:	PUNCT
easat-1514	118	28	2576	2576	NUM
easat-1514	118	29	-	-	SYM
easat-1514	118	30	8484	8484	NUM
easat-1514	118	31	vol	vol	NOUN
easat-1514	118	32	.	.	PROPN
easat-1514	119	1	8	8	NUM
easat-1514	119	2	,	,	PUNCT
easat-1514	119	3	no	no	INTJ
easat-1514	119	4	.	.	NOUN
easat-1514	119	5	4	4	NUM
easat-1514	119	6	:	:	SYM
easat-1514	119	7	1402	1402	NUM
easat-1514	119	8	-	-	SYM
easat-1514	119	9	1412	1412	NUM
easat-1514	119	10	,	,	PUNCT
easat-1514	119	11	2024	2024	NUM
easat-1514	119	12	doi	doi	NOUN
easat-1514	119	13	:	:	PUNCT
easat-1514	119	14	10.55214/25768484.v8i4.1514	10.55214/25768484.v8i4.1514	NUM
easat-1514	119	15	©	©	PROPN
easat-1514	119	16	2024	2024	NUM
easat-1514	119	17	by	by	ADP
easat-1514	119	18	the	the	DET
easat-1514	119	19	authors	author	NOUN
easat-1514	119	20	;	;	PUNCT
easat-1514	119	21	licensee	licensee	PROPN
easat-1514	119	22	learning	learn	VERB
easat-1514	119	23	gate	gate	NOUN
easat-1514	119	24	z	z	PROPN
easat-1514	119	25	generation	generation	NOUN
easat-1514	119	26	y	y	NOUN
easat-1514	119	27	generation	generation	NOUN
easat-1514	119	28	x	x	NOUN
easat-1514	119	29	generation	generation	NOUN
easat-1514	119	30	mean	mean	VERB
easat-1514	119	31	standard	standard	ADJ
easat-1514	119	32	deviation	deviation	NOUN
easat-1514	119	33	mean	mean	VERB
easat-1514	119	34	standard	standard	ADJ
easat-1514	119	35	deviation	deviation	NOUN
easat-1514	119	36	mean	mean	VERB
easat-1514	119	37	standard	standard	ADJ
easat-1514	119	38	deviation	deviation	NOUN
easat-1514	119	39	have	have	VERB
easat-1514	119	40	a	a	DET
easat-1514	119	41	credit	credit	NOUN
easat-1514	119	42	card	card	NOUN
easat-1514	119	43	.	.	PUNCT
easat-1514	120	1	if	if	SCONJ
easat-1514	120	2	i	i	PRON
easat-1514	120	3	pay	pay	VERB
easat-1514	120	4	cash	cash	NOUN
easat-1514	120	5	.	.	PUNCT
easat-1514	121	1	i	i	PRON
easat-1514	121	2	think	think	VERB
easat-1514	121	3	more	more	ADV
easat-1514	121	4	carefully	carefully	ADV
easat-1514	121	5	about	about	ADP
easat-1514	121	6	my	my	PRON
easat-1514	121	7	purchases	purchase	NOUN
easat-1514	121	8	.	.	PUNCT
easat-1514	122	1	1.987	1.987	NUM
easat-1514	122	2	1.281	1.281	NUM
easat-1514	122	3	2.361	2.361	NUM
easat-1514	122	4	1.095	1.095	NUM
easat-1514	122	5	2.071	2.071	NUM
easat-1514	122	6	1.296	1.296	NUM
easat-1514	122	7	i	i	PRON
easat-1514	122	8	like	like	VERB
easat-1514	122	9	paying	pay	VERB
easat-1514	122	10	cash	cash	NOUN
easat-1514	122	11	because	because	SCONJ
easat-1514	122	12	i	i	PRON
easat-1514	122	13	do	do	AUX
easat-1514	122	14	n't	not	PART
easat-1514	122	15	trust	trust	VERB
easat-1514	122	16	the	the	DET
easat-1514	122	17	modern	modern	ADJ
easat-1514	122	18	electronic	electronic	ADJ
easat-1514	122	19	system	system	NOUN
easat-1514	122	20	.	.	PUNCT
easat-1514	123	1	1.439	1.439	NUM
easat-1514	123	2	0.929	0.929	NUM
easat-1514	123	3	1.471	1.471	NUM
easat-1514	123	4	0.790	0.790	NUM
easat-1514	123	5	1.502	1.502	NUM
easat-1514	123	6	1.003	1.003	NUM
easat-1514	123	7	note	note	NOUN
easat-1514	123	8	:	:	PUNCT
easat-1514	123	9	n	n	PROPN
easat-1514	123	10	=	=	SYM
easat-1514	123	11	571	571	NUM
easat-1514	123	12	.	.	PUNCT
easat-1514	124	1	next	next	ADV
easat-1514	124	2	,	,	PUNCT
easat-1514	124	3	we	we	PRON
easat-1514	124	4	looked	look	VERB
easat-1514	124	5	at	at	ADP
easat-1514	124	6	statements	statement	NOUN
easat-1514	124	7	related	relate	VERB
easat-1514	124	8	to	to	ADP
easat-1514	124	9	credit	credit	NOUN
easat-1514	124	10	card	card	NOUN
easat-1514	124	11	payments	payment	NOUN
easat-1514	124	12	.	.	PUNCT
easat-1514	125	1	the	the	DET
easat-1514	125	2	average	average	ADJ
easat-1514	125	3	response	response	NOUN
easat-1514	125	4	to	to	ADP
easat-1514	125	5	the	the	DET
easat-1514	125	6	statement	statement	NOUN
easat-1514	125	7	"	"	PUNCT
easat-1514	125	8	my	my	PRON
easat-1514	125	9	debit	debit	NOUN
easat-1514	125	10	card	card	NOUN
easat-1514	125	11	is	be	AUX
easat-1514	125	12	linked	link	VERB
easat-1514	125	13	to	to	ADP
easat-1514	125	14	my	my	PRON
easat-1514	125	15	phone	phone	NOUN
easat-1514	125	16	so	so	ADV
easat-1514	125	17	i	i	PRON
easat-1514	125	18	can	can	AUX
easat-1514	125	19	keep	keep	VERB
easat-1514	125	20	it	it	PRON
easat-1514	125	21	with	with	ADP
easat-1514	125	22	me	i	PRON
easat-1514	125	23	at	at	ADP
easat-1514	125	24	all	all	DET
easat-1514	125	25	times	time	NOUN
easat-1514	125	26	"	"	PUNCT
easat-1514	125	27	is	be	AUX
easat-1514	125	28	2.243	2.243	NUM
easat-1514	125	29	.	.	PUNCT
easat-1514	126	1	respondents	respondent	NOUN
easat-1514	126	2	like	like	ADP
easat-1514	126	3	this	this	DET
easat-1514	126	4	option	option	NOUN
easat-1514	126	5	because	because	SCONJ
easat-1514	126	6	it	it	PRON
easat-1514	126	7	can	can	AUX
easat-1514	126	8	offer	offer	VERB
easat-1514	126	9	a	a	DET
easat-1514	126	10	convenient	convenient	ADJ
easat-1514	126	11	way	way	NOUN
easat-1514	126	12	to	to	PART
easat-1514	126	13	make	make	VERB
easat-1514	126	14	payments	payment	NOUN
easat-1514	126	15	,	,	PUNCT
easat-1514	126	16	so	so	SCONJ
easat-1514	126	17	the	the	DET
easat-1514	126	18	debit	debit	NOUN
easat-1514	126	19	card	card	NOUN
easat-1514	126	20	is	be	AUX
easat-1514	126	21	always	always	ADV
easat-1514	126	22	at	at	ADP
easat-1514	126	23	hand	hand	NOUN
easat-1514	126	24	when	when	SCONJ
easat-1514	126	25	one	one	PRON
easat-1514	126	26	has	have	VERB
easat-1514	126	27	their	their	PRON
easat-1514	126	28	phone	phone	NOUN
easat-1514	126	29	with	with	ADP
easat-1514	126	30	them	they	PRON
easat-1514	126	31	.	.	PUNCT
easat-1514	127	1	the	the	DET
easat-1514	127	2	average	average	ADJ
easat-1514	127	3	response	response	NOUN
easat-1514	127	4	to	to	ADP
easat-1514	127	5	the	the	DET
easat-1514	127	6	statement	statement	NOUN
easat-1514	127	7	"	"	PUNCT
easat-1514	127	8	credit	credit	NOUN
easat-1514	127	9	card	card	NOUN
easat-1514	127	10	takes	take	VERB
easat-1514	127	11	up	up	ADP
easat-1514	127	12	less	less	ADJ
easat-1514	127	13	space	space	NOUN
easat-1514	127	14	than	than	ADP
easat-1514	127	15	cash	cash	NOUN
easat-1514	127	16	"	"	PUNCT
easat-1514	127	17	was	be	AUX
easat-1514	127	18	2.694	2.694	NUM
easat-1514	127	19	.	.	PUNCT
easat-1514	128	1	this	this	PRON
easat-1514	128	2	leads	lead	VERB
easat-1514	128	3	us	we	PRON
easat-1514	128	4	to	to	PART
easat-1514	128	5	conclude	conclude	VERB
easat-1514	128	6	that	that	SCONJ
easat-1514	128	7	this	this	PRON
easat-1514	128	8	can	can	AUX
easat-1514	128	9	be	be	AUX
easat-1514	128	10	an	an	DET
easat-1514	128	11	important	important	ADJ
easat-1514	128	12	aspect	aspect	NOUN
easat-1514	128	13	of	of	ADP
easat-1514	128	14	everyday	everyday	ADJ
easat-1514	128	15	life	life	NOUN
easat-1514	128	16	,	,	PUNCT
easat-1514	128	17	especially	especially	ADV
easat-1514	128	18	in	in	ADP
easat-1514	128	19	situations	situation	NOUN
easat-1514	128	20	where	where	SCONJ
easat-1514	128	21	storage	storage	NOUN
easat-1514	128	22	space	space	NOUN
easat-1514	128	23	is	be	AUX
easat-1514	128	24	limited	limit	VERB
easat-1514	128	25	or	or	CCONJ
easat-1514	128	26	where	where	SCONJ
easat-1514	128	27	space	space	NOUN
easat-1514	128	28	saving	saving	NOUN
easat-1514	128	29	is	be	AUX
easat-1514	128	30	important	important	ADJ
easat-1514	128	31	,	,	PUNCT
easat-1514	128	32	for	for	ADP
easat-1514	128	33	example	example	NOUN
easat-1514	128	34	in	in	ADP
easat-1514	128	35	a	a	DET
easat-1514	128	36	small	small	ADJ
easat-1514	128	37	bag	bag	NOUN
easat-1514	128	38	or	or	CCONJ
easat-1514	128	39	pocket	pocket	NOUN
easat-1514	128	40	.	.	PUNCT
easat-1514	129	1	the	the	DET
easat-1514	129	2	average	average	ADJ
easat-1514	129	3	score	score	NOUN
easat-1514	129	4	for	for	ADP
easat-1514	129	5	the	the	DET
easat-1514	129	6	statement	statement	NOUN
easat-1514	129	7	"	"	PUNCT
easat-1514	129	8	i	i	PRON
easat-1514	129	9	prefer	prefer	VERB
easat-1514	129	10	using	use	VERB
easat-1514	129	11	a	a	DET
easat-1514	129	12	debit	debit	NOUN
easat-1514	129	13	card	card	NOUN
easat-1514	129	14	because	because	SCONJ
easat-1514	129	15	i	i	PRON
easat-1514	129	16	can	can	AUX
easat-1514	129	17	only	only	ADV
easat-1514	129	18	pay	pay	VERB
easat-1514	129	19	by	by	ADP
easat-1514	129	20	card	card	NOUN
easat-1514	129	21	in	in	ADP
easat-1514	129	22	many	many	ADJ
easat-1514	129	23	places	place	NOUN
easat-1514	129	24	"	"	PUNCT
easat-1514	129	25	is	be	AUX
easat-1514	129	26	2.303	2.303	NUM
easat-1514	129	27	.	.	PUNCT
easat-1514	130	1	although	although	SCONJ
easat-1514	130	2	the	the	DET
easat-1514	130	3	average	average	ADJ
easat-1514	130	4	score	score	NOUN
easat-1514	130	5	is	be	AUX
easat-1514	130	6	lower	low	ADJ
easat-1514	130	7	than	than	ADP
easat-1514	130	8	in	in	ADP
easat-1514	130	9	the	the	DET
easat-1514	130	10	previous	previous	ADJ
easat-1514	130	11	case	case	NOUN
easat-1514	130	12	,	,	PUNCT
easat-1514	130	13	this	this	PRON
easat-1514	130	14	means	mean	VERB
easat-1514	130	15	that	that	SCONJ
easat-1514	130	16	for	for	ADP
easat-1514	130	17	many	many	ADJ
easat-1514	130	18	people	people	NOUN
easat-1514	130	19	using	use	VERB
easat-1514	130	20	a	a	DET
easat-1514	130	21	debit	debit	NOUN
easat-1514	130	22	card	card	NOUN
easat-1514	130	23	may	may	AUX
easat-1514	130	24	be	be	AUX
easat-1514	130	25	attractive	attractive	ADJ
easat-1514	130	26	because	because	SCONJ
easat-1514	130	27	in	in	ADP
easat-1514	130	28	many	many	ADJ
easat-1514	130	29	places	place	NOUN
easat-1514	130	30	i	i	PRON
easat-1514	130	31	can	can	AUX
easat-1514	130	32	only	only	ADV
easat-1514	130	33	pay	pay	VERB
easat-1514	130	34	by	by	ADP
easat-1514	130	35	card	card	NOUN
easat-1514	130	36	.	.	PUNCT
easat-1514	131	1	this	this	DET
easat-1514	131	2	statement	statement	NOUN
easat-1514	131	3	may	may	AUX
easat-1514	131	4	be	be	AUX
easat-1514	131	5	particularly	particularly	ADV
easat-1514	131	6	valid	valid	ADJ
easat-1514	131	7	in	in	ADP
easat-1514	131	8	places	place	NOUN
easat-1514	131	9	where	where	SCONJ
easat-1514	131	10	electronic	electronic	ADJ
easat-1514	131	11	payment	payment	NOUN
easat-1514	131	12	methods	method	NOUN
easat-1514	131	13	are	be	AUX
easat-1514	131	14	more	more	ADV
easat-1514	131	15	common	common	ADJ
easat-1514	131	16	or	or	CCONJ
easat-1514	131	17	preferred	preferred	ADJ
easat-1514	131	18	than	than	ADP
easat-1514	131	19	cash	cash	NOUN
easat-1514	131	20	payments	payment	NOUN
easat-1514	131	21	.	.	PUNCT
easat-1514	132	1	the	the	DET
easat-1514	132	2	average	average	ADJ
easat-1514	132	3	rating	rating	NOUN
easat-1514	132	4	for	for	ADP
easat-1514	132	5	"	"	PUNCT
easat-1514	132	6	i	i	PRON
easat-1514	132	7	prefer	prefer	VERB
easat-1514	132	8	to	to	PART
easat-1514	132	9	pay	pay	VERB
easat-1514	132	10	by	by	ADP
easat-1514	132	11	bank	bank	NOUN
easat-1514	132	12	card	card	NOUN
easat-1514	132	13	because	because	SCONJ
easat-1514	132	14	i	i	PRON
easat-1514	132	15	get	get	VERB
easat-1514	132	16	my	my	PRON
easat-1514	132	17	paycheck	paycheck	NOUN
easat-1514	132	18	,	,	PUNCT
easat-1514	132	19	my	my	PRON
easat-1514	132	20	pocket	pocket	NOUN
easat-1514	132	21	money	money	NOUN
easat-1514	132	22	,	,	PUNCT
easat-1514	132	23	in	in	ADP
easat-1514	132	24	my	my	PRON
easat-1514	132	25	bank	bank	NOUN
easat-1514	132	26	account	account	NOUN
easat-1514	132	27	"	"	PUNCT
easat-1514	132	28	is	be	AUX
easat-1514	132	29	2.520	2.520	NUM
easat-1514	132	30	.	.	PUNCT
easat-1514	133	1	many	many	ADJ
easat-1514	133	2	people	people	NOUN
easat-1514	133	3	may	may	AUX
easat-1514	133	4	prefer	prefer	VERB
easat-1514	133	5	to	to	PART
easat-1514	133	6	use	use	VERB
easat-1514	133	7	a	a	DET
easat-1514	133	8	bank	bank	NOUN
easat-1514	133	9	card	card	NOUN
easat-1514	133	10	because	because	SCONJ
easat-1514	133	11	they	they	PRON
easat-1514	133	12	receive	receive	VERB
easat-1514	133	13	their	their	PRON
easat-1514	133	14	paycheck	paycheck	NOUN
easat-1514	133	15	directly	directly	ADV
easat-1514	133	16	into	into	ADP
easat-1514	133	17	their	their	PRON
easat-1514	133	18	bank	bank	NOUN
easat-1514	133	19	account	account	NOUN
easat-1514	133	20	and	and	CCONJ
easat-1514	133	21	can	can	AUX
easat-1514	133	22	easily	easily	ADV
easat-1514	133	23	and	and	CCONJ
easat-1514	133	24	conveniently	conveniently	ADV
easat-1514	133	25	use	use	VERB
easat-1514	133	26	it	it	PRON
easat-1514	133	27	for	for	ADP
easat-1514	133	28	various	various	ADJ
easat-1514	133	29	payment	payment	NOUN
easat-1514	133	30	transactions	transaction	NOUN
easat-1514	133	31	.	.	PUNCT
easat-1514	134	1	the	the	DET
easat-1514	134	2	average	average	ADJ
easat-1514	134	3	rating	rating	NOUN
easat-1514	134	4	for	for	ADP
easat-1514	134	5	"	"	PUNCT
easat-1514	134	6	payment	payment	NOUN
easat-1514	134	7	by	by	ADP
easat-1514	134	8	credit	credit	NOUN
easat-1514	134	9	card	card	NOUN
easat-1514	134	10	is	be	AUX
easat-1514	134	11	easy	easy	ADJ
easat-1514	134	12	"	"	PUNCT
easat-1514	134	13	was	be	AUX
easat-1514	134	14	2.841	2.841	NUM
easat-1514	134	15	.	.	PUNCT
easat-1514	135	1	this	this	DET
easat-1514	135	2	statement	statement	NOUN
easat-1514	135	3	received	receive	VERB
easat-1514	135	4	the	the	DET
easat-1514	135	5	highest	high	ADJ
easat-1514	135	6	average	average	ADJ
easat-1514	135	7	score	score	NOUN
easat-1514	135	8	so	so	ADV
easat-1514	135	9	far	far	ADV
easat-1514	135	10	.	.	PUNCT
easat-1514	136	1	the	the	DET
easat-1514	136	2	people	people	NOUN
easat-1514	136	3	in	in	ADP
easat-1514	136	4	the	the	DET
easat-1514	136	5	sample	sample	NOUN
easat-1514	136	6	appreciate	appreciate	VERB
easat-1514	136	7	the	the	DET
easat-1514	136	8	fast	fast	ADJ
easat-1514	136	9	and	and	CCONJ
easat-1514	136	10	efficient	efficient	ADJ
easat-1514	136	11	payment	payment	NOUN
easat-1514	136	12	processes	process	NOUN
easat-1514	136	13	offered	offer	VERB
easat-1514	136	14	by	by	ADP
easat-1514	136	15	a	a	DET
easat-1514	136	16	debit	debit	NOUN
easat-1514	136	17	card	card	NOUN
easat-1514	136	18	and	and	CCONJ
easat-1514	136	19	the	the	DET
easat-1514	136	20	fact	fact	NOUN
easat-1514	136	21	that	that	SCONJ
easat-1514	136	22	they	they	PRON
easat-1514	136	23	do	do	AUX
easat-1514	136	24	not	not	PART
easat-1514	136	25	have	have	AUX
easat-1514	136	26	to	to	PART
easat-1514	136	27	carry	carry	VERB
easat-1514	136	28	cash	cash	NOUN
easat-1514	136	29	with	with	ADP
easat-1514	136	30	them	they	PRON
easat-1514	136	31	,	,	PUNCT
easat-1514	136	32	making	make	VERB
easat-1514	136	33	it	it	PRON
easat-1514	136	34	an	an	DET
easat-1514	136	35	attractive	attractive	ADJ
easat-1514	136	36	option	option	NOUN
easat-1514	136	37	.	.	PUNCT
easat-1514	137	1	the	the	DET
easat-1514	137	2	average	average	ADJ
easat-1514	137	3	response	response	NOUN
easat-1514	137	4	to	to	ADP
easat-1514	137	5	the	the	DET
easat-1514	137	6	statement	statement	NOUN
easat-1514	137	7	"	"	PUNCT
easat-1514	137	8	credit	credit	NOUN
easat-1514	137	9	card	card	NOUN
easat-1514	137	10	payments	payment	NOUN
easat-1514	137	11	are	be	AUX
easat-1514	137	12	fast	fast	ADJ
easat-1514	137	13	"	"	PUNCT
easat-1514	137	14	is	be	AUX
easat-1514	137	15	2.876	2.876	NUM
easat-1514	137	16	.	.	PUNCT
easat-1514	138	1	credit	credit	NOUN
easat-1514	138	2	card	card	NOUN
easat-1514	138	3	payments	payment	NOUN
easat-1514	138	4	allow	allow	VERB
easat-1514	138	5	them	they	PRON
easat-1514	138	6	to	to	PART
easat-1514	138	7	make	make	VERB
easat-1514	138	8	payments	payment	NOUN
easat-1514	138	9	quickly	quickly	ADV
easat-1514	138	10	and	and	CCONJ
easat-1514	138	11	efficiently	efficiently	ADV
easat-1514	138	12	without	without	ADP
easat-1514	138	13	having	have	VERB
easat-1514	138	14	to	to	PART
easat-1514	138	15	wait	wait	VERB
easat-1514	138	16	for	for	ADP
easat-1514	138	17	change	change	NOUN
easat-1514	138	18	or	or	CCONJ
easat-1514	138	19	count	count	VERB
easat-1514	138	20	returned	return	VERB
easat-1514	138	21	denominations	denomination	NOUN
easat-1514	138	22	.	.	PUNCT
easat-1514	139	1	the	the	DET
easat-1514	139	2	average	average	ADJ
easat-1514	139	3	response	response	NOUN
easat-1514	139	4	to	to	ADP
easat-1514	139	5	the	the	DET
easat-1514	139	6	statement	statement	NOUN
easat-1514	139	7	"	"	PUNCT
easat-1514	139	8	credit	credit	NOUN
easat-1514	139	9	card	card	NOUN
easat-1514	139	10	payments	payment	NOUN
easat-1514	139	11	are	be	AUX
easat-1514	139	12	convenient	convenient	ADJ
easat-1514	139	13	"	"	PUNCT
easat-1514	139	14	is	be	AUX
easat-1514	139	15	2.814	2.814	NUM
easat-1514	139	16	.	.	PUNCT
easat-1514	140	1	the	the	DET
easat-1514	140	2	high	high	ADJ
easat-1514	140	3	average	average	ADJ
easat-1514	140	4	score	score	NOUN
easat-1514	140	5	also	also	ADV
easat-1514	140	6	indicates	indicate	VERB
easat-1514	140	7	that	that	SCONJ
easat-1514	140	8	people	people	NOUN
easat-1514	140	9	value	value	VERB
easat-1514	140	10	the	the	DET
easat-1514	140	11	convenience	convenience	NOUN
easat-1514	140	12	and	and	CCONJ
easat-1514	140	13	practicality	practicality	NOUN
easat-1514	140	14	of	of	ADP
easat-1514	140	15	using	use	VERB
easat-1514	140	16	a	a	DET
easat-1514	140	17	credit	credit	NOUN
easat-1514	140	18	card	card	NOUN
easat-1514	140	19	for	for	ADP
easat-1514	140	20	payment	payment	NOUN
easat-1514	140	21	transactions	transaction	NOUN
easat-1514	140	22	.	.	PUNCT
easat-1514	141	1	the	the	DET
easat-1514	141	2	average	average	ADJ
easat-1514	141	3	response	response	NOUN
easat-1514	141	4	may	may	AUX
easat-1514	141	5	suggest	suggest	VERB
easat-1514	141	6	that	that	SCONJ
easat-1514	141	7	people	people	NOUN
easat-1514	141	8	prefer	prefer	VERB
easat-1514	141	9	credit	credit	NOUN
easat-1514	141	10	card	card	NOUN
easat-1514	141	11	payments	payment	NOUN
easat-1514	141	12	over	over	ADP
easat-1514	141	13	other	other	ADJ
easat-1514	141	14	payment	payment	NOUN
easat-1514	141	15	methods	method	NOUN
easat-1514	141	16	as	as	SCONJ
easat-1514	141	17	it	it	PRON
easat-1514	141	18	allows	allow	VERB
easat-1514	141	19	them	they	PRON
easat-1514	141	20	to	to	PART
easat-1514	141	21	manage	manage	VERB
easat-1514	141	22	their	their	PRON
easat-1514	141	23	finances	finance	NOUN
easat-1514	141	24	easily	easily	ADV
easat-1514	141	25	and	and	CCONJ
easat-1514	141	26	conveniently	conveniently	ADV
easat-1514	141	27	without	without	ADP
easat-1514	141	28	having	have	VERB
easat-1514	141	29	to	to	PART
easat-1514	141	30	handle	handle	VERB
easat-1514	141	31	physical	physical	ADJ
easat-1514	141	32	cash	cash	NOUN
easat-1514	141	33	or	or	CCONJ
easat-1514	141	34	denominations	denomination	NOUN
easat-1514	141	35	.	.	PUNCT
easat-1514	142	1	the	the	DET
easat-1514	142	2	average	average	ADJ
easat-1514	142	3	response	response	NOUN
easat-1514	142	4	to	to	ADP
easat-1514	142	5	the	the	DET
easat-1514	142	6	statement	statement	NOUN
easat-1514	142	7	"	"	PUNCT
easat-1514	142	8	payment	payment	NOUN
easat-1514	142	9	by	by	ADP
easat-1514	142	10	credit	credit	NOUN
easat-1514	142	11	card	card	NOUN
easat-1514	142	12	is	be	AUX
easat-1514	142	13	hygienic	hygienic	ADJ
easat-1514	142	14	"	"	PUNCT
easat-1514	142	15	is	be	AUX
easat-1514	142	16	2.902	2.902	NUM
easat-1514	142	17	.	.	PUNCT
easat-1514	143	1	this	this	DET
easat-1514	143	2	very	very	ADV
easat-1514	143	3	high	high	ADJ
easat-1514	143	4	score	score	NOUN
easat-1514	143	5	indicates	indicate	VERB
easat-1514	143	6	that	that	SCONJ
easat-1514	143	7	the	the	DET
easat-1514	143	8	hygienic	hygienic	ADJ
easat-1514	143	9	nature	nature	NOUN
easat-1514	143	10	of	of	ADP
easat-1514	143	11	payment	payment	NOUN
easat-1514	143	12	by	by	ADP
easat-1514	143	13	credit	credit	NOUN
easat-1514	143	14	card	card	NOUN
easat-1514	143	15	may	may	AUX
easat-1514	143	16	be	be	AUX
easat-1514	143	17	attractive	attractive	ADJ
easat-1514	143	18	to	to	ADP
easat-1514	143	19	many	many	ADJ
easat-1514	143	20	people	people	NOUN
easat-1514	143	21	.	.	PUNCT
easat-1514	144	1	people	people	NOUN
easat-1514	144	2	appreciate	appreciate	VERB
easat-1514	144	3	the	the	DET
easat-1514	144	4	possibility	possibility	NOUN
easat-1514	144	5	of	of	ADP
easat-1514	144	6	using	use	VERB
easat-1514	144	7	a	a	DET
easat-1514	144	8	bank	bank	NOUN
easat-1514	144	9	card	card	NOUN
easat-1514	144	10	,	,	PUNCT
easat-1514	144	11	which	which	PRON
easat-1514	144	12	allows	allow	VERB
easat-1514	144	13	them	they	PRON
easat-1514	144	14	to	to	PART
easat-1514	144	15	make	make	VERB
easat-1514	144	16	payment	payment	NOUN
easat-1514	144	17	transactions	transaction	NOUN
easat-1514	144	18	without	without	ADP
easat-1514	144	19	physical	physical	ADJ
easat-1514	144	20	contact	contact	NOUN
easat-1514	144	21	with	with	ADP
easat-1514	144	22	money	money	NOUN
easat-1514	144	23	or	or	CCONJ
easat-1514	144	24	a	a	DET
easat-1514	144	25	pos	pos	NOUN
easat-1514	144	26	terminal	terminal	NOUN
easat-1514	144	27	.	.	PUNCT
easat-1514	145	1	this	this	DET
easat-1514	145	2	advantage	advantage	NOUN
easat-1514	145	3	is	be	AUX
easat-1514	145	4	even	even	ADV
easat-1514	145	5	more	more	ADV
easat-1514	145	6	appreciated	appreciated	ADJ
easat-1514	145	7	in	in	ADP
easat-1514	145	8	times	time	NOUN
easat-1514	145	9	of	of	ADP
easat-1514	145	10	covid-19	covid-19	PROPN
easat-1514	145	11	or	or	CCONJ
easat-1514	145	12	other	other	ADJ
easat-1514	145	13	infectious	infectious	ADJ
easat-1514	145	14	diseases	disease	NOUN
easat-1514	145	15	,	,	PUNCT
easat-1514	145	16	the	the	DET
easat-1514	145	17	importance	importance	NOUN
easat-1514	145	18	of	of	ADP
easat-1514	145	19	hygiene	hygiene	NOUN
easat-1514	145	20	during	during	ADP
easat-1514	145	21	payment	payment	NOUN
easat-1514	145	22	processes	process	NOUN
easat-1514	145	23	is	be	AUX
easat-1514	145	24	vital	vital	ADJ
easat-1514	145	25	for	for	ADP
easat-1514	145	26	many	many	ADJ
easat-1514	145	27	people	people	NOUN
easat-1514	145	28	.	.	PUNCT
easat-1514	146	1	the	the	DET
easat-1514	146	2	total	total	ADJ
easat-1514	146	3	number	number	NOUN
easat-1514	146	4	of	of	ADP
easat-1514	146	5	"	"	PUNCT
easat-1514	146	6	i	i	PRON
easat-1514	146	7	ca	can	AUX
easat-1514	146	8	n't	not	PART
easat-1514	146	9	see	see	VERB
easat-1514	146	10	how	how	SCONJ
easat-1514	146	11	much	much	ADJ
easat-1514	146	12	i	i	PRON
easat-1514	146	13	spend	spend	VERB
easat-1514	146	14	when	when	SCONJ
easat-1514	146	15	i	i	PRON
easat-1514	146	16	pay	pay	VERB
easat-1514	146	17	by	by	ADP
easat-1514	146	18	card	card	NOUN
easat-1514	146	19	"	"	PUNCT
easat-1514	146	20	was	be	AUX
easat-1514	146	21	1,828	1,828	NUM
easat-1514	146	22	.	.	PUNCT
easat-1514	147	1	for	for	ADP
easat-1514	147	2	the	the	DET
easat-1514	147	3	vast	vast	ADJ
easat-1514	147	4	majority	majority	NOUN
easat-1514	147	5	of	of	ADP
easat-1514	147	6	respondents	respondent	NOUN
easat-1514	147	7	,	,	PUNCT
easat-1514	147	8	not	not	PART
easat-1514	147	9	being	be	AUX
easat-1514	147	10	able	able	ADJ
easat-1514	147	11	to	to	PART
easat-1514	147	12	see	see	VERB
easat-1514	147	13	immediately	immediately	ADV
easat-1514	147	14	how	how	SCONJ
easat-1514	147	15	much	much	ADJ
easat-1514	147	16	they	they	PRON
easat-1514	147	17	are	be	AUX
easat-1514	147	18	spending	spend	VERB
easat-1514	147	19	with	with	ADP
easat-1514	147	20	their	their	PRON
easat-1514	147	21	debit	debit	NOUN
easat-1514	147	22	card	card	NOUN
easat-1514	147	23	when	when	SCONJ
easat-1514	147	24	paying	pay	VERB
easat-1514	147	25	by	by	ADP
easat-1514	147	26	credit	credit	NOUN
easat-1514	147	27	card	card	NOUN
easat-1514	147	28	could	could	AUX
easat-1514	147	29	be	be	AUX
easat-1514	147	30	a	a	DET
easat-1514	147	31	problem	problem	NOUN
easat-1514	147	32	,	,	PUNCT
easat-1514	147	33	although	although	SCONJ
easat-1514	147	34	there	there	PRON
easat-1514	147	35	are	be	VERB
easat-1514	147	36	a	a	DET
easat-1514	147	37	number	number	NOUN
easat-1514	147	38	of	of	ADP
easat-1514	147	39	solutions	solution	NOUN
easat-1514	147	40	to	to	ADP
easat-1514	147	41	this	this	PRON
easat-1514	147	42	.	.	PUNCT
easat-1514	148	1	the	the	DET
easat-1514	148	2	average	average	ADJ
easat-1514	148	3	score	score	NOUN
easat-1514	148	4	for	for	ADP
easat-1514	148	5	the	the	DET
easat-1514	148	6	statement	statement	NOUN
easat-1514	148	7	"	"	PUNCT
easat-1514	148	8	i	i	PRON
easat-1514	148	9	am	be	AUX
easat-1514	148	10	afraid	afraid	ADJ
easat-1514	148	11	that	that	SCONJ
easat-1514	148	12	someone	someone	PRON
easat-1514	148	13	will	will	AUX
easat-1514	148	14	take	take	VERB
easat-1514	148	15	money	money	NOUN
easat-1514	148	16	from	from	ADP
easat-1514	148	17	my	my	PRON
easat-1514	148	18	debit	debit	NOUN
easat-1514	148	19	card	card	NOUN
easat-1514	148	20	"	"	PUNCT
easat-1514	148	21	is	be	AUX
easat-1514	148	22	1.856	1.856	NUM
easat-1514	148	23	.	.	PUNCT
easat-1514	149	1	we	we	PRON
easat-1514	149	2	can	can	AUX
easat-1514	149	3	see	see	VERB
easat-1514	149	4	that	that	SCONJ
easat-1514	149	5	many	many	ADJ
easat-1514	149	6	people	people	NOUN
easat-1514	149	7	are	be	AUX
easat-1514	149	8	concerned	concerned	ADJ
easat-1514	149	9	about	about	ADP
easat-1514	149	10	the	the	DET
easat-1514	149	11	security	security	NOUN
easat-1514	149	12	of	of	ADP
easat-1514	149	13	the	the	DET
easat-1514	149	14	money	money	NOUN
easat-1514	149	15	on	on	ADP
easat-1514	149	16	their	their	PRON
easat-1514	149	17	debit	debit	NOUN
easat-1514	149	18	card	card	NOUN
easat-1514	149	19	1407	1407	NUM
easat-1514	149	20	edelweiss	edelweiss	PROPN
easat-1514	149	21	applied	apply	VERB
easat-1514	149	22	science	science	NOUN
easat-1514	149	23	and	and	CCONJ
easat-1514	149	24	technology	technology	NOUN
easat-1514	149	25	issn	issn	PROPN
easat-1514	149	26	:	:	PUNCT
easat-1514	149	27	2576	2576	NUM
easat-1514	149	28	-	-	SYM
easat-1514	149	29	8484	8484	NUM
easat-1514	149	30	vol	vol	NOUN
easat-1514	149	31	.	.	PROPN
easat-1514	150	1	8	8	NUM
easat-1514	150	2	,	,	PUNCT
easat-1514	150	3	no	no	INTJ
easat-1514	150	4	.	.	NOUN
easat-1514	150	5	4	4	NUM
easat-1514	150	6	:	:	SYM
easat-1514	150	7	1402	1402	NUM
easat-1514	150	8	-	-	SYM
easat-1514	150	9	1412	1412	NUM
easat-1514	150	10	,	,	PUNCT
easat-1514	150	11	2024	2024	NUM
easat-1514	150	12	doi	doi	NOUN
easat-1514	150	13	:	:	PUNCT
easat-1514	150	14	10.55214/25768484.v8i4.1514	10.55214/25768484.v8i4.1514	NUM
easat-1514	150	15	©	©	PROPN
easat-1514	150	16	2024	2024	NUM
easat-1514	150	17	by	by	ADP
easat-1514	150	18	the	the	DET
easat-1514	150	19	authors	author	NOUN
easat-1514	150	20	;	;	PUNCT
easat-1514	150	21	licensee	licensee	PROPN
easat-1514	150	22	learning	learning	NOUN
easat-1514	150	23	gate	gate	NOUN
easat-1514	150	24	and	and	CCONJ
easat-1514	150	25	fear	fear	VERB
easat-1514	150	26	that	that	SCONJ
easat-1514	150	27	unauthorised	unauthorised	ADJ
easat-1514	150	28	persons	person	NOUN
easat-1514	150	29	or	or	CCONJ
easat-1514	150	30	organisations	organisation	NOUN
easat-1514	150	31	could	could	AUX
easat-1514	150	32	access	access	VERB
easat-1514	150	33	their	their	PRON
easat-1514	150	34	debit	debit	NOUN
easat-1514	150	35	card	card	NOUN
easat-1514	150	36	and	and	CCONJ
easat-1514	150	37	take	take	VERB
easat-1514	150	38	money	money	NOUN
easat-1514	150	39	from	from	ADP
easat-1514	150	40	it	it	PRON
easat-1514	150	41	.	.	PUNCT
easat-1514	151	1	unfortunately	unfortunately	ADV
easat-1514	151	2	,	,	PUNCT
easat-1514	151	3	this	this	PRON
easat-1514	151	4	is	be	AUX
easat-1514	151	5	a	a	DET
easat-1514	151	6	real	real	ADJ
easat-1514	151	7	fear	fear	NOUN
easat-1514	151	8	and	and	CCONJ
easat-1514	151	9	many	many	ADJ
easat-1514	151	10	people	people	NOUN
easat-1514	151	11	have	have	AUX
easat-1514	151	12	experienced	experience	VERB
easat-1514	151	13	the	the	DET
easat-1514	151	14	consequences	consequence	NOUN
easat-1514	151	15	of	of	ADP
easat-1514	151	16	having	have	VERB
easat-1514	151	17	their	their	PRON
easat-1514	151	18	card	card	NOUN
easat-1514	151	19	details	detail	NOUN
easat-1514	151	20	stolen	steal	VERB
easat-1514	151	21	.	.	PUNCT
easat-1514	152	1	the	the	DET
easat-1514	152	2	mean	mean	ADJ
easat-1514	152	3	value	value	NOUN
easat-1514	152	4	for	for	ADP
easat-1514	152	5	the	the	DET
easat-1514	152	6	statement	statement	NOUN
easat-1514	152	7	"	"	PUNCT
easat-1514	152	8	i	i	PRON
easat-1514	152	9	can	can	AUX
easat-1514	152	10	track	track	VERB
easat-1514	152	11	the	the	DET
easat-1514	152	12	value	value	NOUN
easat-1514	152	13	of	of	ADP
easat-1514	152	14	my	my	PRON
easat-1514	152	15	purchases	purchase	NOUN
easat-1514	152	16	if	if	SCONJ
easat-1514	152	17	i	i	PRON
easat-1514	152	18	pay	pay	VERB
easat-1514	152	19	by	by	ADP
easat-1514	152	20	card	card	NOUN
easat-1514	152	21	"	"	PUNCT
easat-1514	152	22	is	be	AUX
easat-1514	152	23	2.788	2.788	NUM
easat-1514	152	24	.	.	PUNCT
easat-1514	153	1	this	this	DET
easat-1514	153	2	value	value	NOUN
easat-1514	153	3	is	be	AUX
easat-1514	153	4	somewhat	somewhat	ADV
easat-1514	153	5	contradictory	contradictory	ADJ
easat-1514	153	6	to	to	ADP
easat-1514	153	7	the	the	DET
easat-1514	153	8	question	question	NOUN
easat-1514	153	9	asked	ask	VERB
easat-1514	153	10	earlier	early	ADV
easat-1514	153	11	,	,	PUNCT
easat-1514	153	12	as	as	SCONJ
easat-1514	153	13	it	it	PRON
easat-1514	153	14	shows	show	VERB
easat-1514	153	15	that	that	SCONJ
easat-1514	153	16	credit	credit	NOUN
easat-1514	153	17	card	card	NOUN
easat-1514	153	18	payments	payment	NOUN
easat-1514	153	19	allow	allow	VERB
easat-1514	153	20	them	they	PRON
easat-1514	153	21	to	to	PART
easat-1514	153	22	easily	easily	ADV
easat-1514	153	23	and	and	CCONJ
easat-1514	153	24	efficiently	efficiently	ADV
easat-1514	153	25	track	track	VERB
easat-1514	153	26	the	the	DET
easat-1514	153	27	value	value	NOUN
easat-1514	153	28	of	of	ADP
easat-1514	153	29	their	their	PRON
easat-1514	153	30	purchases	purchase	NOUN
easat-1514	153	31	.	.	PUNCT
easat-1514	154	1	the	the	DET
easat-1514	154	2	statement	statement	NOUN
easat-1514	154	3	is	be	AUX
easat-1514	154	4	likely	likely	ADJ
easat-1514	154	5	to	to	PART
easat-1514	154	6	suggest	suggest	VERB
easat-1514	154	7	that	that	SCONJ
easat-1514	154	8	people	people	NOUN
easat-1514	154	9	value	value	VERB
easat-1514	154	10	the	the	DET
easat-1514	154	11	financial	financial	ADJ
easat-1514	154	12	transparency	transparency	NOUN
easat-1514	154	13	and	and	CCONJ
easat-1514	154	14	control	control	NOUN
easat-1514	154	15	that	that	SCONJ
easat-1514	154	16	a	a	DET
easat-1514	154	17	debit	debit	NOUN
easat-1514	154	18	card	card	NOUN
easat-1514	154	19	provides	provide	VERB
easat-1514	154	20	,	,	PUNCT
easat-1514	154	21	which	which	PRON
easat-1514	154	22	can	can	AUX
easat-1514	154	23	help	help	VERB
easat-1514	154	24	them	they	PRON
easat-1514	154	25	to	to	PART
easat-1514	154	26	better	well	ADV
easat-1514	154	27	control	control	VERB
easat-1514	154	28	their	their	PRON
easat-1514	154	29	spending	spending	NOUN
easat-1514	154	30	and	and	CCONJ
easat-1514	154	31	manage	manage	VERB
easat-1514	154	32	their	their	PRON
easat-1514	154	33	money	money	NOUN
easat-1514	154	34	.	.	PUNCT
easat-1514	155	1	"	"	PUNCT
easat-1514	155	2	i	i	PRON
easat-1514	155	3	do	do	AUX
easat-1514	155	4	n't	not	PART
easat-1514	155	5	like	like	VERB
easat-1514	155	6	my	my	PRON
easat-1514	155	7	debit	debit	NOUN
easat-1514	155	8	card	card	NOUN
easat-1514	155	9	because	because	SCONJ
easat-1514	155	10	i	i	PRON
easat-1514	155	11	'm	be	AUX
easat-1514	155	12	afraid	afraid	ADJ
easat-1514	155	13	that	that	SCONJ
easat-1514	155	14	if	if	SCONJ
easat-1514	155	15	i	i	PRON
easat-1514	155	16	leave	leave	VERB
easat-1514	155	17	it	it	PRON
easat-1514	155	18	i	i	PRON
easat-1514	155	19	'll	will	AUX
easat-1514	155	20	be	be	AUX
easat-1514	155	21	charged	charge	VERB
easat-1514	155	22	more	more	ADJ
easat-1514	155	23	"	"	PUNCT
easat-1514	155	24	was	be	AUX
easat-1514	155	25	scored	score	VERB
easat-1514	155	26	at	at	ADP
easat-1514	155	27	1,599	1,599	NUM
easat-1514	155	28	.	.	PUNCT
easat-1514	156	1	this	this	DET
easat-1514	156	2	statement	statement	NOUN
easat-1514	156	3	is	be	AUX
easat-1514	156	4	related	relate	VERB
easat-1514	156	5	to	to	ADP
easat-1514	156	6	the	the	DET
easat-1514	156	7	previous	previous	ADJ
easat-1514	156	8	question	question	NOUN
easat-1514	156	9	where	where	SCONJ
easat-1514	156	10	a	a	DET
easat-1514	156	11	similarly	similarly	ADV
easat-1514	156	12	low	low	ADJ
easat-1514	156	13	value	value	NOUN
easat-1514	156	14	was	be	AUX
easat-1514	156	15	obtained	obtain	VERB
easat-1514	156	16	.	.	PUNCT
easat-1514	157	1	however	however	ADV
easat-1514	157	2	,	,	PUNCT
easat-1514	157	3	it	it	PRON
easat-1514	157	4	is	be	AUX
easat-1514	157	5	interesting	interesting	ADJ
easat-1514	157	6	to	to	PART
easat-1514	157	7	note	note	VERB
easat-1514	157	8	that	that	SCONJ
easat-1514	157	9	the	the	DET
easat-1514	157	10	fear	fear	NOUN
easat-1514	157	11	that	that	SCONJ
easat-1514	157	12	unauthorised	unauthorised	ADJ
easat-1514	157	13	persons	person	NOUN
easat-1514	157	14	or	or	CCONJ
easat-1514	157	15	organisations	organisation	NOUN
easat-1514	157	16	might	might	AUX
easat-1514	157	17	withdraw	withdraw	VERB
easat-1514	157	18	a	a	DET
easat-1514	157	19	larger	large	ADJ
easat-1514	157	20	amount	amount	NOUN
easat-1514	157	21	from	from	ADP
easat-1514	157	22	a	a	DET
easat-1514	157	23	bank	bank	NOUN
easat-1514	157	24	card	card	NOUN
easat-1514	157	25	if	if	SCONJ
easat-1514	157	26	it	it	PRON
easat-1514	157	27	is	be	AUX
easat-1514	157	28	lost	lose	VERB
easat-1514	157	29	or	or	CCONJ
easat-1514	157	30	abandoned	abandon	VERB
easat-1514	157	31	is	be	AUX
easat-1514	157	32	not	not	PART
easat-1514	157	33	a	a	DET
easat-1514	157	34	significant	significant	ADJ
easat-1514	157	35	fear	fear	NOUN
easat-1514	157	36	for	for	ADP
easat-1514	157	37	respondents	respondent	NOUN
easat-1514	157	38	.	.	PUNCT
easat-1514	158	1	from	from	ADP
easat-1514	158	2	the	the	DET
easat-1514	158	3	response	response	NOUN
easat-1514	158	4	rates	rate	NOUN
easat-1514	158	5	,	,	PUNCT
easat-1514	158	6	we	we	PRON
easat-1514	158	7	conclude	conclude	VERB
easat-1514	158	8	that	that	SCONJ
easat-1514	158	9	people	people	NOUN
easat-1514	158	10	largely	largely	ADV
easat-1514	158	11	prefer	prefer	VERB
easat-1514	158	12	to	to	PART
easat-1514	158	13	use	use	VERB
easat-1514	158	14	a	a	DET
easat-1514	158	15	debit	debit	NOUN
easat-1514	158	16	card	card	NOUN
easat-1514	158	17	for	for	ADP
easat-1514	158	18	convenience	convenience	NOUN
easat-1514	158	19	and	and	CCONJ
easat-1514	158	20	for	for	ADP
easat-1514	158	21	the	the	DET
easat-1514	158	22	traceability	traceability	NOUN
easat-1514	158	23	that	that	PRON
easat-1514	158	24	banks	bank	NOUN
easat-1514	158	25	'	'	PART
easat-1514	158	26	mobile	mobile	ADJ
easat-1514	158	27	apps	app	NOUN
easat-1514	158	28	provide	provide	VERB
easat-1514	158	29	.	.	PUNCT
easat-1514	159	1	also	also	ADV
easat-1514	159	2	,	,	PUNCT
easat-1514	159	3	because	because	SCONJ
easat-1514	159	4	there	there	PRON
easat-1514	159	5	is	be	VERB
easat-1514	159	6	no	no	DET
easat-1514	159	7	physical	physical	ADJ
easat-1514	159	8	contact	contact	NOUN
easat-1514	159	9	,	,	PUNCT
easat-1514	159	10	so	so	SCONJ
easat-1514	159	11	it	it	PRON
easat-1514	159	12	is	be	AUX
easat-1514	159	13	more	more	ADV
easat-1514	159	14	hygienic	hygienic	ADJ
easat-1514	159	15	than	than	ADP
easat-1514	159	16	using	use	VERB
easat-1514	159	17	cash	cash	NOUN
easat-1514	159	18	.	.	PUNCT
easat-1514	160	1	the	the	DET
easat-1514	160	2	average	average	ADJ
easat-1514	160	3	response	response	NOUN
easat-1514	160	4	to	to	ADP
easat-1514	160	5	this	this	DET
easat-1514	160	6	statement	statement	NOUN
easat-1514	160	7	is	be	AUX
easat-1514	160	8	2.902	2.902	NUM
easat-1514	160	9	on	on	ADP
easat-1514	160	10	a	a	DET
easat-1514	160	11	scale	scale	NOUN
easat-1514	160	12	of	of	ADP
easat-1514	160	13	4	4	NUM
easat-1514	160	14	,	,	PUNCT
easat-1514	160	15	meaning	mean	VERB
easat-1514	160	16	that	that	SCONJ
easat-1514	160	17	the	the	DET
easat-1514	160	18	majority	majority	NOUN
easat-1514	160	19	of	of	ADP
easat-1514	160	20	respondents	respondent	NOUN
easat-1514	160	21	agree	agree	VERB
easat-1514	160	22	.	.	PUNCT
easat-1514	161	1	the	the	DET
easat-1514	161	2	means	mean	NOUN
easat-1514	161	3	and	and	CCONJ
easat-1514	161	4	variances	variance	NOUN
easat-1514	161	5	presented	present	VERB
easat-1514	161	6	above	above	ADV
easat-1514	161	7	are	be	AUX
easat-1514	161	8	shown	show	VERB
easat-1514	161	9	in	in	ADP
easat-1514	161	10	the	the	DET
easat-1514	161	11	table	table	NOUN
easat-1514	161	12	below	below	ADV
easat-1514	161	13	.	.	PUNCT
easat-1514	162	1	table	table	NOUN
easat-1514	162	2	3	3	NUM
easat-1514	162	3	.	.	NOUN
easat-1514	162	4	perceptions	perception	NOUN
easat-1514	162	5	of	of	ADP
easat-1514	162	6	statements	statement	NOUN
easat-1514	162	7	about	about	ADP
easat-1514	162	8	credit	credit	NOUN
easat-1514	162	9	card	card	NOUN
easat-1514	162	10	payments	payment	NOUN
easat-1514	162	11	.	.	PUNCT
easat-1514	163	1	mean	mean	VERB
easat-1514	163	2	standard	standard	ADJ
easat-1514	163	3	deviation	deviation	NOUN
easat-1514	163	4	my	my	PRON
easat-1514	163	5	credit	credit	NOUN
easat-1514	163	6	card	card	NOUN
easat-1514	163	7	is	be	AUX
easat-1514	163	8	linked	link	VERB
easat-1514	163	9	to	to	ADP
easat-1514	163	10	my	my	PRON
easat-1514	163	11	phone	phone	NOUN
easat-1514	163	12	,	,	PUNCT
easat-1514	163	13	so	so	SCONJ
easat-1514	163	14	i	i	PRON
easat-1514	163	15	can	can	AUX
easat-1514	163	16	keep	keep	VERB
easat-1514	163	17	it	it	PRON
easat-1514	163	18	with	with	ADP
easat-1514	163	19	me	i	PRON
easat-1514	163	20	at	at	ADP
easat-1514	163	21	all	all	DET
easat-1514	163	22	times	time	NOUN
easat-1514	163	23	.	.	PUNCT
easat-1514	164	1	2.243	2.243	NUM
easat-1514	164	2	1.536	1.536	NUM
easat-1514	164	3	the	the	DET
easat-1514	164	4	credit	credit	NOUN
easat-1514	164	5	card	card	NOUN
easat-1514	164	6	takes	take	VERB
easat-1514	164	7	up	up	ADP
easat-1514	164	8	less	less	ADJ
easat-1514	164	9	space	space	NOUN
easat-1514	164	10	than	than	ADP
easat-1514	164	11	cash	cash	NOUN
easat-1514	164	12	.	.	PUNCT
easat-1514	165	1	2.694	2.694	NUM
easat-1514	165	2	1.491	1.491	NUM
easat-1514	165	3	the	the	DET
easat-1514	165	4	bank	bank	NOUN
easat-1514	165	5	card	card	NOUN
easat-1514	165	6	is	be	AUX
easat-1514	165	7	better	well	ADJ
easat-1514	165	8	because	because	SCONJ
easat-1514	165	9	in	in	ADP
easat-1514	165	10	many	many	ADJ
easat-1514	165	11	places	place	NOUN
easat-1514	165	12	i	i	PRON
easat-1514	165	13	can	can	AUX
easat-1514	165	14	only	only	ADV
easat-1514	165	15	pay	pay	VERB
easat-1514	165	16	by	by	ADP
easat-1514	165	17	card	card	NOUN
easat-1514	165	18	.	.	PUNCT
easat-1514	166	1	2.303	2.303	NUM
easat-1514	166	2	1.254	1.254	NUM
easat-1514	166	3	i	i	PRON
easat-1514	166	4	prefer	prefer	VERB
easat-1514	166	5	to	to	PART
easat-1514	166	6	pay	pay	VERB
easat-1514	166	7	with	with	ADP
easat-1514	166	8	a	a	DET
easat-1514	166	9	debit	debit	NOUN
easat-1514	166	10	card	card	NOUN
easat-1514	166	11	because	because	SCONJ
easat-1514	166	12	i	i	PRON
easat-1514	166	13	get	get	AUX
easat-1514	166	14	paid	pay	VERB
easat-1514	166	15	into	into	ADP
easat-1514	166	16	my	my	PRON
easat-1514	166	17	bank	bank	NOUN
easat-1514	166	18	account	account	NOUN
easat-1514	166	19	,	,	PUNCT
easat-1514	166	20	my	my	PRON
easat-1514	166	21	pocket	pocket	NOUN
easat-1514	166	22	money	money	NOUN
easat-1514	166	23	.	.	PUNCT
easat-1514	167	1	2.520	2.520	NUM
easat-1514	167	2	1,480	1,480	NUM
easat-1514	167	3	paying	pay	VERB
easat-1514	167	4	by	by	ADP
easat-1514	167	5	credit	credit	NOUN
easat-1514	167	6	card	card	NOUN
easat-1514	167	7	is	be	AUX
easat-1514	167	8	easy	easy	ADJ
easat-1514	167	9	.	.	PUNCT
easat-1514	168	1	2.841	2.841	NUM
easat-1514	168	2	1.584	1.584	NUM
easat-1514	168	3	paying	pay	VERB
easat-1514	168	4	by	by	ADP
easat-1514	168	5	credit	credit	NOUN
easat-1514	168	6	card	card	NOUN
easat-1514	168	7	is	be	AUX
easat-1514	168	8	fast	fast	ADJ
easat-1514	168	9	.	.	PUNCT
easat-1514	169	1	2.876	2.876	NUM
easat-1514	169	2	1.575	1.575	NUM
easat-1514	169	3	paying	pay	VERB
easat-1514	169	4	by	by	ADP
easat-1514	169	5	credit	credit	NOUN
easat-1514	169	6	card	card	NOUN
easat-1514	169	7	is	be	AUX
easat-1514	169	8	convenient	convenient	ADJ
easat-1514	169	9	.	.	PUNCT
easat-1514	170	1	2.814	2.814	NUM
easat-1514	170	2	1.606	1.606	NUM
easat-1514	170	3	credit	credit	NOUN
easat-1514	170	4	card	card	NOUN
easat-1514	170	5	payments	payment	NOUN
easat-1514	170	6	are	be	AUX
easat-1514	170	7	hygienic	hygienic	ADJ
easat-1514	170	8	.	.	PUNCT
easat-1514	171	1	2.902	2.902	NUM
easat-1514	171	2	1.487	1.487	NUM
easat-1514	171	3	i	i	PRON
easat-1514	171	4	ca	can	AUX
easat-1514	171	5	n't	not	PART
easat-1514	171	6	see	see	VERB
easat-1514	171	7	how	how	SCONJ
easat-1514	171	8	much	much	ADJ
easat-1514	171	9	i	i	PRON
easat-1514	171	10	spend	spend	VERB
easat-1514	171	11	when	when	SCONJ
easat-1514	171	12	i	i	PRON
easat-1514	171	13	pay	pay	VERB
easat-1514	171	14	by	by	ADP
easat-1514	171	15	card	card	NOUN
easat-1514	171	16	.	.	PUNCT
easat-1514	172	1	1.828	1.828	NUM
easat-1514	172	2	1.115	1.115	NUM
easat-1514	172	3	i	i	PRON
easat-1514	172	4	am	be	AUX
easat-1514	172	5	afraid	afraid	ADJ
easat-1514	172	6	that	that	SCONJ
easat-1514	172	7	someone	someone	PRON
easat-1514	172	8	will	will	AUX
easat-1514	172	9	take	take	VERB
easat-1514	172	10	money	money	NOUN
easat-1514	172	11	from	from	ADP
easat-1514	172	12	my	my	PRON
easat-1514	172	13	credit	credit	NOUN
easat-1514	172	14	card	card	NOUN
easat-1514	172	15	.	.	PUNCT
easat-1514	173	1	1.856	1.856	NUM
easat-1514	173	2	1.012	1.012	NUM
easat-1514	173	3	if	if	SCONJ
easat-1514	173	4	i	i	PRON
easat-1514	173	5	pay	pay	VERB
easat-1514	173	6	by	by	ADP
easat-1514	173	7	card	card	NOUN
easat-1514	173	8	i	i	PRON
easat-1514	173	9	can	can	AUX
easat-1514	173	10	keep	keep	VERB
easat-1514	173	11	track	track	NOUN
easat-1514	173	12	of	of	ADP
easat-1514	173	13	the	the	DET
easat-1514	173	14	value	value	NOUN
easat-1514	173	15	of	of	ADP
easat-1514	173	16	my	my	PRON
easat-1514	173	17	purchases	purchase	NOUN
easat-1514	173	18	.	.	PUNCT
easat-1514	174	1	2.788	2.788	NUM
easat-1514	174	2	1.416	1.416	NUM
easat-1514	174	3	i	i	PRON
easat-1514	174	4	manage	manage	VERB
easat-1514	174	5	my	my	PRON
easat-1514	174	6	money	money	NOUN
easat-1514	174	7	better	well	ADV
easat-1514	174	8	when	when	SCONJ
easat-1514	174	9	i	i	PRON
easat-1514	174	10	pay	pay	VERB
easat-1514	174	11	by	by	ADP
easat-1514	174	12	card	card	NOUN
easat-1514	174	13	.	.	PUNCT
easat-1514	175	1	2.110	2.110	NUM
easat-1514	175	2	1.251	1.251	NUM
easat-1514	175	3	i	i	PRON
easat-1514	175	4	do	do	AUX
easat-1514	175	5	n't	not	PART
easat-1514	175	6	like	like	VERB
easat-1514	175	7	using	use	VERB
easat-1514	175	8	a	a	DET
easat-1514	175	9	credit	credit	NOUN
easat-1514	175	10	card	card	NOUN
easat-1514	175	11	because	because	SCONJ
easat-1514	175	12	i	i	PRON
easat-1514	175	13	'm	be	AUX
easat-1514	175	14	afraid	afraid	ADJ
easat-1514	175	15	that	that	SCONJ
easat-1514	175	16	if	if	SCONJ
easat-1514	175	17	i	i	PRON
easat-1514	175	18	leave	leave	VERB
easat-1514	175	19	it	it	PRON
easat-1514	175	20	,	,	PUNCT
easat-1514	175	21	they	they	PRON
easat-1514	175	22	will	will	AUX
easat-1514	175	23	take	take	VERB
easat-1514	175	24	more	more	ADJ
easat-1514	175	25	value	value	NOUN
easat-1514	175	26	from	from	ADP
easat-1514	175	27	it	it	PRON
easat-1514	175	28	.	.	PUNCT
easat-1514	176	1	1.599	1.599	NUM
easat-1514	176	2	0.987	0.987	NUM
easat-1514	176	3	note	note	NOUN
easat-1514	176	4	:	:	PUNCT
easat-1514	176	5	n	n	PROPN
easat-1514	176	6	=	=	SYM
easat-1514	176	7	571	571	NUM
easat-1514	176	8	.	.	PUNCT
easat-1514	177	1	we	we	PRON
easat-1514	177	2	also	also	ADV
easat-1514	177	3	looked	look	VERB
easat-1514	177	4	in	in	ADP
easat-1514	177	5	more	more	ADJ
easat-1514	177	6	detail	detail	NOUN
easat-1514	177	7	at	at	ADP
easat-1514	177	8	generational	generational	ADJ
easat-1514	177	9	views	view	NOUN
easat-1514	177	10	.	.	PUNCT
easat-1514	178	1	in	in	ADP
easat-1514	178	2	the	the	DET
easat-1514	178	3	case	case	NOUN
easat-1514	178	4	of	of	ADP
easat-1514	178	5	credit	credit	NOUN
easat-1514	178	6	card	card	NOUN
easat-1514	178	7	payments	payment	NOUN
easat-1514	178	8	,	,	PUNCT
easat-1514	178	9	it	it	PRON
easat-1514	178	10	was	be	AUX
easat-1514	178	11	found	find	VERB
easat-1514	178	12	that	that	SCONJ
easat-1514	178	13	there	there	PRON
easat-1514	178	14	was	be	VERB
easat-1514	178	15	no	no	DET
easat-1514	178	16	clear	clear	ADJ
easat-1514	178	17	picture	picture	NOUN
easat-1514	178	18	at	at	ADV
easat-1514	178	19	all	all	ADV
easat-1514	178	20	in	in	ADP
easat-1514	178	21	terms	term	NOUN
easat-1514	178	22	of	of	ADP
easat-1514	178	23	generations	generation	NOUN
easat-1514	178	24	.	.	PUNCT
easat-1514	179	1	generation	generation	NOUN
easat-1514	179	2	z	z	PROPN
easat-1514	179	3	is	be	AUX
easat-1514	179	4	more	more	ADV
easat-1514	179	5	inclined	inclined	ADJ
easat-1514	179	6	towards	towards	ADP
easat-1514	179	7	more	more	ADJ
easat-1514	179	8	modern	modern	ADJ
easat-1514	179	9	technologies	technology	NOUN
easat-1514	179	10	,	,	PUNCT
easat-1514	179	11	attaching	attach	VERB
easat-1514	179	12	importance	importance	NOUN
easat-1514	179	13	to	to	ADP
easat-1514	179	14	their	their	PRON
easat-1514	179	15	simplicity	simplicity	NOUN
easat-1514	179	16	,	,	PUNCT
easat-1514	179	17	speed	speed	NOUN
easat-1514	179	18	,	,	PUNCT
easat-1514	179	19	convenience	convenience	NOUN
easat-1514	179	20	and	and	CCONJ
easat-1514	179	21	hygiene	hygiene	NOUN
easat-1514	179	22	,	,	PUNCT
easat-1514	179	23	as	as	SCONJ
easat-1514	179	24	the	the	DET
easat-1514	179	25	average	average	ADJ
easat-1514	179	26	scores	score	NOUN
easat-1514	179	27	show	show	VERB
easat-1514	179	28	.	.	PUNCT
easat-1514	180	1	generation	generation	NOUN
easat-1514	180	2	y	y	PROPN
easat-1514	180	3	and	and	CCONJ
easat-1514	180	4	generation	generation	NOUN
easat-1514	180	5	x	x	AUX
easat-1514	180	6	tend	tend	VERB
easat-1514	180	7	to	to	PART
easat-1514	180	8	approach	approach	VERB
easat-1514	180	9	the	the	DET
easat-1514	180	10	issue	issue	NOUN
easat-1514	180	11	from	from	ADP
easat-1514	180	12	the	the	DET
easat-1514	180	13	work	work	NOUN
easat-1514	180	14	side	side	NOUN
easat-1514	180	15	and	and	CCONJ
easat-1514	180	16	the	the	DET
easat-1514	180	17	awareness	awareness	NOUN
easat-1514	180	18	side	side	NOUN
easat-1514	180	19	.	.	PUNCT
easat-1514	181	1	the	the	DET
easat-1514	181	2	most	most	ADV
easat-1514	181	3	aware	aware	ADJ
easat-1514	181	4	,	,	PUNCT
easat-1514	181	5	according	accord	VERB
easat-1514	181	6	to	to	ADP
easat-1514	181	7	the	the	DET
easat-1514	181	8	results	result	NOUN
easat-1514	181	9	obtained	obtain	VERB
easat-1514	181	10	,	,	PUNCT
easat-1514	181	11	is	be	AUX
easat-1514	181	12	the	the	DET
easat-1514	181	13	oldest	old	ADJ
easat-1514	181	14	generation	generation	NOUN
easat-1514	181	15	,	,	PUNCT
easat-1514	181	16	generation	generation	NOUN
easat-1514	181	17	x.	x.	NOUN
easat-1514	181	18	1408	1408	PROPN
easat-1514	181	19	edelweiss	edelweiss	PROPN
easat-1514	181	20	applied	apply	VERB
easat-1514	181	21	science	science	NOUN
easat-1514	181	22	and	and	CCONJ
easat-1514	181	23	technology	technology	NOUN
easat-1514	181	24	issn	issn	PROPN
easat-1514	181	25	:	:	PUNCT
easat-1514	181	26	2576	2576	NUM
easat-1514	181	27	-	-	SYM
easat-1514	181	28	8484	8484	NUM
easat-1514	181	29	vol	vol	NOUN
easat-1514	181	30	.	.	PROPN
easat-1514	182	1	8	8	NUM
easat-1514	182	2	,	,	PUNCT
easat-1514	182	3	no	no	INTJ
easat-1514	182	4	.	.	NOUN
easat-1514	182	5	4	4	NUM
easat-1514	182	6	:	:	SYM
easat-1514	182	7	1402	1402	NUM
easat-1514	182	8	-	-	SYM
easat-1514	182	9	1412	1412	NUM
easat-1514	182	10	,	,	PUNCT
easat-1514	182	11	2024	2024	NUM
easat-1514	182	12	doi	doi	NOUN
easat-1514	182	13	:	:	PUNCT
easat-1514	182	14	10.55214/25768484.v8i4.1514	10.55214/25768484.v8i4.1514	NUM
easat-1514	182	15	©	©	PROPN
easat-1514	182	16	2024	2024	NUM
easat-1514	182	17	by	by	ADP
easat-1514	182	18	the	the	DET
easat-1514	182	19	authors	author	NOUN
easat-1514	182	20	;	;	PUNCT
easat-1514	182	21	licensee	licensee	PROPN
easat-1514	182	22	learning	learn	VERB
easat-1514	182	23	gate	gate	NOUN
easat-1514	182	24	table	table	NOUN
easat-1514	182	25	4	4	NUM
easat-1514	182	26	.	.	PUNCT
easat-1514	182	27	perceptions	perception	NOUN
easat-1514	182	28	of	of	ADP
easat-1514	182	29	statements	statement	NOUN
easat-1514	182	30	about	about	ADP
easat-1514	182	31	credit	credit	NOUN
easat-1514	182	32	card	card	NOUN
easat-1514	182	33	payments	payment	NOUN
easat-1514	182	34	by	by	ADP
easat-1514	182	35	generation	generation	NOUN
easat-1514	182	36	.	.	PUNCT
easat-1514	183	1	z	z	NOUN
easat-1514	183	2	generation	generation	NOUN
easat-1514	183	3	y	y	NOUN
easat-1514	183	4	generation	generation	NOUN
easat-1514	183	5	x	x	PUNCT
easat-1514	183	6	generation	generation	NOUN
easat-1514	183	7	mean	mean	PROPN
easat-1514	183	8	st	st	PROPN
easat-1514	183	9	.	.	PROPN
easat-1514	183	10	dev	dev	PROPN
easat-1514	183	11	.	.	PUNCT
easat-1514	184	1	mean	mean	PROPN
easat-1514	184	2	st	st	PROPN
easat-1514	184	3	.	.	PROPN
easat-1514	184	4	dev	dev	PROPN
easat-1514	184	5	.	.	PUNCT
easat-1514	185	1	mean	mean	PROPN
easat-1514	185	2	st	st	PROPN
easat-1514	185	3	.	.	PROPN
easat-1514	185	4	dev	dev	PROPN
easat-1514	185	5	.	.	PUNCT
easat-1514	186	1	my	my	PRON
easat-1514	186	2	credit	credit	NOUN
easat-1514	186	3	card	card	NOUN
easat-1514	186	4	is	be	AUX
easat-1514	186	5	linked	link	VERB
easat-1514	186	6	to	to	ADP
easat-1514	186	7	my	my	PRON
easat-1514	186	8	phone	phone	NOUN
easat-1514	186	9	.	.	PUNCT
easat-1514	187	1	so	so	ADV
easat-1514	187	2	i	i	PRON
easat-1514	187	3	can	can	AUX
easat-1514	187	4	keep	keep	VERB
easat-1514	187	5	it	it	PRON
easat-1514	187	6	with	with	ADP
easat-1514	187	7	me	i	PRON
easat-1514	187	8	at	at	ADP
easat-1514	187	9	all	all	DET
easat-1514	187	10	times	time	NOUN
easat-1514	187	11	.	.	PUNCT
easat-1514	188	1	2.688	2.688	NUM
easat-1514	188	2	1.523	1.523	NUM
easat-1514	188	3	2.294	2.294	NUM
easat-1514	188	4	1.559	1.559	NUM
easat-1514	188	5	1.986	1.986	NUM
easat-1514	188	6	1.482	1.482	NUM
easat-1514	188	7	the	the	DET
easat-1514	188	8	credit	credit	NOUN
easat-1514	188	9	card	card	NOUN
easat-1514	188	10	takes	take	VERB
easat-1514	188	11	up	up	ADP
easat-1514	188	12	less	less	ADJ
easat-1514	188	13	space	space	NOUN
easat-1514	188	14	than	than	ADP
easat-1514	188	15	cash	cash	NOUN
easat-1514	188	16	.	.	PUNCT
easat-1514	189	1	2.994	2.994	NUM
easat-1514	189	2	1.333	1.333	NUM
easat-1514	189	3	2.765	2.765	NUM
easat-1514	189	4	1.511	1.511	NUM
easat-1514	189	5	2.505	2.505	NUM
easat-1514	189	6	1.538	1.538	NUM
easat-1514	189	7	the	the	DET
easat-1514	189	8	bank	bank	NOUN
easat-1514	189	9	card	card	NOUN
easat-1514	189	10	is	be	AUX
easat-1514	189	11	better	well	ADJ
easat-1514	189	12	because	because	SCONJ
easat-1514	189	13	in	in	ADP
easat-1514	189	14	many	many	ADJ
easat-1514	189	15	places	place	NOUN
easat-1514	189	16	i	i	PRON
easat-1514	189	17	can	can	AUX
easat-1514	189	18	only	only	ADV
easat-1514	189	19	pay	pay	VERB
easat-1514	189	20	by	by	ADP
easat-1514	189	21	card	card	NOUN
easat-1514	189	22	.	.	PUNCT
easat-1514	190	1	2.350	2.350	NUM
easat-1514	190	2	1.109	1.109	NUM
easat-1514	190	3	2.361	2.361	NUM
easat-1514	190	4	1.267	1.267	NUM
easat-1514	190	5	2.254	2.254	NUM
easat-1514	190	6	1.322	1.322	NUM
easat-1514	190	7	i	i	PRON
easat-1514	190	8	prefer	prefer	VERB
easat-1514	190	9	to	to	PART
easat-1514	190	10	pay	pay	VERB
easat-1514	190	11	with	with	ADP
easat-1514	190	12	a	a	DET
easat-1514	190	13	debit	debit	NOUN
easat-1514	190	14	card	card	NOUN
easat-1514	190	15	because	because	SCONJ
easat-1514	190	16	i	i	PRON
easat-1514	190	17	get	get	AUX
easat-1514	190	18	paid	pay	VERB
easat-1514	190	19	into	into	ADP
easat-1514	190	20	my	my	PRON
easat-1514	190	21	bank	bank	NOUN
easat-1514	190	22	account	account	NOUN
easat-1514	190	23	.	.	PUNCT
easat-1514	191	1	my	my	PRON
easat-1514	191	2	pocket	pocket	NOUN
easat-1514	191	3	money	money	NOUN
easat-1514	191	4	.	.	PUNCT
easat-1514	192	1	2.490	2.490	NUM
easat-1514	192	2	1.509	1.509	NUM
easat-1514	192	3	2.529	2.529	NUM
easat-1514	192	4	1.572	1.572	NUM
easat-1514	192	5	2.532	2.532	NUM
easat-1514	192	6	1.430	1.430	NUM
easat-1514	192	7	paying	pay	VERB
easat-1514	192	8	by	by	ADP
easat-1514	192	9	credit	credit	NOUN
easat-1514	192	10	card	card	NOUN
easat-1514	192	11	is	be	AUX
easat-1514	192	12	easy	easy	ADJ
easat-1514	192	13	.	.	PUNCT
easat-1514	193	1	3.159	3.159	NUM
easat-1514	193	2	1.435	1.435	NUM
easat-1514	193	3	2.765	2.765	NUM
easat-1514	193	4	1.656	1.656	NUM
easat-1514	193	5	2.702	2.702	NUM
easat-1514	193	6	1.612	1.612	NUM
easat-1514	193	7	paying	pay	VERB
easat-1514	193	8	by	by	ADP
easat-1514	193	9	credit	credit	NOUN
easat-1514	193	10	card	card	NOUN
easat-1514	193	11	is	be	AUX
easat-1514	193	12	fast	fast	ADJ
easat-1514	193	13	.	.	PUNCT
easat-1514	194	1	3.236	3.236	NUM
easat-1514	194	2	1.378	1.378	NUM
easat-1514	194	3	2.782	2.782	NUM
easat-1514	194	4	1.683	1.683	NUM
easat-1514	194	5	2.722	2.722	NUM
easat-1514	194	6	1.603	1.603	NUM
easat-1514	194	7	paying	pay	VERB
easat-1514	194	8	by	by	ADP
easat-1514	194	9	credit	credit	NOUN
easat-1514	194	10	card	card	NOUN
easat-1514	194	11	is	be	AUX
easat-1514	194	12	convenient	convenient	ADJ
easat-1514	194	13	.	.	PUNCT
easat-1514	195	1	3.178	3.178	NUM
easat-1514	195	2	1.434	1.434	NUM
easat-1514	195	3	2.714	2.714	NUM
easat-1514	195	4	1.698	1.698	NUM
easat-1514	195	5	2.661	2.661	NUM
easat-1514	195	6	1.629	1.629	NUM
easat-1514	195	7	credit	credit	NOUN
easat-1514	195	8	card	card	NOUN
easat-1514	195	9	payments	payment	NOUN
easat-1514	195	10	are	be	AUX
easat-1514	195	11	hygienic	hygienic	ADJ
easat-1514	195	12	.	.	PUNCT
easat-1514	196	1	3.274	3.274	NUM
easat-1514	196	2	1.124	1.124	NUM
easat-1514	196	3	2.782	2.782	NUM
easat-1514	196	4	1.637	1.637	NUM
easat-1514	196	5	2.753	2.753	NUM
easat-1514	196	6	1.562	1.562	NUM
easat-1514	196	7	i	i	PRON
easat-1514	196	8	ca	can	AUX
easat-1514	196	9	n't	not	PART
easat-1514	196	10	see	see	VERB
easat-1514	196	11	how	how	SCONJ
easat-1514	196	12	much	much	ADJ
easat-1514	196	13	i	i	PRON
easat-1514	196	14	spend	spend	VERB
easat-1514	196	15	when	when	SCONJ
easat-1514	196	16	i	i	PRON
easat-1514	196	17	pay	pay	VERB
easat-1514	196	18	by	by	ADP
easat-1514	196	19	card	card	NOUN
easat-1514	196	20	.	.	PUNCT
easat-1514	197	1	1.790	1.790	NUM
easat-1514	197	2	1.086	1.086	NUM
easat-1514	197	3	2.076	2.076	NUM
easat-1514	197	4	1.129	1.129	NUM
easat-1514	197	5	1.749	1.749	NUM
easat-1514	197	6	1.115	1.115	NUM
easat-1514	197	7	i	i	PRON
easat-1514	197	8	am	be	AUX
easat-1514	197	9	afraid	afraid	ADJ
easat-1514	197	10	that	that	SCONJ
easat-1514	197	11	someone	someone	PRON
easat-1514	197	12	will	will	AUX
easat-1514	197	13	take	take	VERB
easat-1514	197	14	money	money	NOUN
easat-1514	197	15	from	from	ADP
easat-1514	197	16	my	my	PRON
easat-1514	197	17	credit	credit	NOUN
easat-1514	197	18	card	card	NOUN
easat-1514	197	19	.	.	PUNCT
easat-1514	198	1	1.790	1.790	NUM
easat-1514	198	2	0.961	0.961	NUM
easat-1514	198	3	1.807	1.807	NUM
easat-1514	198	4	0.886	0.886	NUM
easat-1514	198	5	1.912	1.912	NUM
easat-1514	198	6	1.084	1.084	NUM
easat-1514	198	7	if	if	SCONJ
easat-1514	198	8	i	i	PRON
easat-1514	198	9	pay	pay	VERB
easat-1514	198	10	by	by	ADP
easat-1514	198	11	card	card	NOUN
easat-1514	198	12	i	i	PRON
easat-1514	198	13	can	can	AUX
easat-1514	198	14	keep	keep	VERB
easat-1514	198	15	track	track	NOUN
easat-1514	198	16	of	of	ADP
easat-1514	198	17	the	the	DET
easat-1514	198	18	value	value	NOUN
easat-1514	198	19	of	of	ADP
easat-1514	198	20	my	my	PRON
easat-1514	198	21	purchases	purchase	NOUN
easat-1514	198	22	.	.	PUNCT
easat-1514	199	1	3.064	3.064	NUM
easat-1514	199	2	1.279	1.279	NUM
easat-1514	199	3	2.681	2.681	NUM
easat-1514	199	4	1.478	1.478	NUM
easat-1514	199	5	2.685	2.685	NUM
easat-1514	199	6	1.445	1.445	NUM
easat-1514	199	7	i	i	PRON
easat-1514	199	8	manage	manage	VERB
easat-1514	199	9	my	my	PRON
easat-1514	199	10	money	money	NOUN
easat-1514	199	11	better	well	ADV
easat-1514	199	12	when	when	SCONJ
easat-1514	199	13	i	i	PRON
easat-1514	199	14	pay	pay	VERB
easat-1514	199	15	by	by	ADP
easat-1514	199	16	card	card	NOUN
easat-1514	199	17	.	.	PUNCT
easat-1514	200	1	2.038	2.038	NUM
easat-1514	200	2	1.270	1.270	NUM
easat-1514	200	3	2.109	2.109	NUM
easat-1514	200	4	1.213	1.213	NUM
easat-1514	200	5	2.149	2.149	NUM
easat-1514	200	6	1.258	1.258	NUM
easat-1514	200	7	i	i	PRON
easat-1514	200	8	do	do	AUX
easat-1514	200	9	n't	not	PART
easat-1514	200	10	like	like	VERB
easat-1514	200	11	using	use	VERB
easat-1514	200	12	a	a	DET
easat-1514	200	13	credit	credit	NOUN
easat-1514	200	14	card	card	NOUN
easat-1514	200	15	because	because	SCONJ
easat-1514	200	16	i	i	PRON
easat-1514	200	17	'm	be	AUX
easat-1514	200	18	afraid	afraid	ADJ
easat-1514	200	19	that	that	SCONJ
easat-1514	200	20	if	if	SCONJ
easat-1514	200	21	i	i	PRON
easat-1514	200	22	leave	leave	VERB
easat-1514	200	23	it	it	PRON
easat-1514	200	24	.	.	PUNCT
easat-1514	201	1	they	they	PRON
easat-1514	201	2	will	will	AUX
easat-1514	201	3	take	take	VERB
easat-1514	201	4	more	more	ADJ
easat-1514	201	5	value	value	NOUN
easat-1514	201	6	from	from	ADP
easat-1514	201	7	it	it	PRON
easat-1514	201	8	.	.	PUNCT
easat-1514	202	1	1.586	1.586	NUM
easat-1514	202	2	0.948	0.948	NUM
easat-1514	202	3	1.445	1.445	NUM
easat-1514	202	4	0.721	0.721	NUM
easat-1514	202	5	1.668	1.668	NUM
easat-1514	202	6	1.090	1.090	NUM
easat-1514	202	7	note	note	NOUN
easat-1514	202	8	:	:	PUNCT
easat-1514	202	9	n	n	PROPN
easat-1514	202	10	=	=	SYM
easat-1514	202	11	571	571	NUM
easat-1514	202	12	.	.	PUNCT
easat-1514	202	13	based	base	VERB
easat-1514	202	14	on	on	ADP
easat-1514	202	15	analysis	analysis	NOUN
easat-1514	202	16	of	of	ADP
easat-1514	202	17	variance	variance	NOUN
easat-1514	202	18	,	,	PUNCT
easat-1514	202	19	we	we	PRON
easat-1514	202	20	were	be	AUX
easat-1514	202	21	also	also	ADV
easat-1514	202	22	interested	interested	ADJ
easat-1514	202	23	in	in	ADP
easat-1514	202	24	the	the	DET
easat-1514	202	25	extent	extent	NOUN
easat-1514	202	26	to	to	PART
easat-1514	202	27	which	which	PRON
easat-1514	202	28	the	the	DET
easat-1514	202	29	respondent	respondent	NOUN
easat-1514	202	30	's	's	PART
easat-1514	202	31	generational	generational	ADJ
easat-1514	202	32	affiliation	affiliation	NOUN
easat-1514	202	33	influences	influence	VERB
easat-1514	202	34	the	the	DET
easat-1514	202	35	perception	perception	NOUN
easat-1514	202	36	of	of	ADP
easat-1514	202	37	payments	payment	NOUN
easat-1514	202	38	.	.	PUNCT
easat-1514	203	1	for	for	ADP
easat-1514	203	2	statements	statement	NOUN
easat-1514	203	3	rating	rate	VERB
easat-1514	203	4	cash	cash	NOUN
easat-1514	203	5	salary	salary	NOUN
easat-1514	203	6	,	,	PUNCT
easat-1514	203	7	we	we	PRON
easat-1514	203	8	found	find	VERB
easat-1514	203	9	a	a	DET
easat-1514	203	10	correlation	correlation	NOUN
easat-1514	203	11	in	in	ADP
easat-1514	203	12	only	only	ADV
easat-1514	203	13	two	two	NUM
easat-1514	203	14	cases	case	NOUN
easat-1514	203	15	based	base	VERB
easat-1514	203	16	on	on	ADP
easat-1514	203	17	significance	significance	NOUN
easat-1514	203	18	values	value	NOUN
easat-1514	203	19	,	,	PUNCT
easat-1514	203	20	as	as	SCONJ
easat-1514	203	21	shown	show	VERB
easat-1514	203	22	in	in	ADP
easat-1514	203	23	the	the	DET
easat-1514	203	24	table	table	NOUN
easat-1514	203	25	below	below	ADV
easat-1514	203	26	.	.	PUNCT
easat-1514	204	1	cash	cash	NOUN
easat-1514	204	2	use	use	NOUN
easat-1514	204	3	is	be	AUX
easat-1514	204	4	important	important	ADJ
easat-1514	204	5	to	to	ADP
easat-1514	204	6	them	they	PRON
easat-1514	204	7	because	because	SCONJ
easat-1514	204	8	they	they	PRON
easat-1514	204	9	fear	fear	VERB
easat-1514	204	10	being	be	AUX
easat-1514	204	11	ripped	rip	VERB
easat-1514	204	12	off	off	ADP
easat-1514	204	13	or	or	CCONJ
easat-1514	204	14	defrauded	defraud	VERB
easat-1514	204	15	,	,	PUNCT
easat-1514	204	16	and	and	CCONJ
easat-1514	204	17	in	in	ADP
easat-1514	204	18	the	the	DET
easat-1514	204	19	case	case	NOUN
easat-1514	204	20	of	of	ADP
easat-1514	204	21	cash	cash	NOUN
easat-1514	204	22	purchases	purchase	NOUN
easat-1514	204	23	,	,	PUNCT
easat-1514	204	24	better	well	ADJ
easat-1514	204	25	traceability	traceability	NOUN
easat-1514	204	26	was	be	AUX
easat-1514	204	27	where	where	SCONJ
easat-1514	204	28	we	we	PRON
easat-1514	204	29	found	find	VERB
easat-1514	204	30	a	a	DET
easat-1514	204	31	correlation	correlation	NOUN
easat-1514	204	32	based	base	VERB
easat-1514	204	33	on	on	ADP
easat-1514	204	34	the	the	DET
easat-1514	204	35	analysis	analysis	NOUN
easat-1514	204	36	of	of	ADP
easat-1514	204	37	variance	variance	NOUN
easat-1514	204	38	results	result	NOUN
easat-1514	204	39	.	.	PUNCT
easat-1514	205	1	table	table	NOUN
easat-1514	205	2	5	5	NUM
easat-1514	205	3	.	.	PUNCT
easat-1514	206	1	perceptions	perception	NOUN
easat-1514	206	2	of	of	ADP
easat-1514	206	3	cash	cash	NOUN
easat-1514	206	4	pay	pay	NOUN
easat-1514	206	5	statements	statement	NOUN
easat-1514	206	6	and	and	CCONJ
easat-1514	206	7	the	the	DET
easat-1514	206	8	effect	effect	NOUN
easat-1514	206	9	of	of	ADP
easat-1514	206	10	generational	generational	ADJ
easat-1514	206	11	affiliation	affiliation	NOUN
easat-1514	206	12	(	(	PUNCT
easat-1514	206	13	variance	variance	NOUN
easat-1514	206	14	analysis	analysis	NOUN
easat-1514	206	15	)	)	PUNCT
easat-1514	206	16	.	.	PUNCT
easat-1514	207	1	sum	sum	NOUN
easat-1514	207	2	of	of	ADP
easat-1514	207	3	squares	square	NOUN
easat-1514	207	4	df	df	PROPN
easat-1514	207	5	mean	mean	PROPN
easat-1514	207	6	square	square	PROPN
easat-1514	207	7	f	f	PROPN
easat-1514	207	8	sig	sig	PROPN
easat-1514	207	9	.	.	PUNCT
easat-1514	208	1	i	i	PRON
easat-1514	208	2	pay	pay	VERB
easat-1514	208	3	cash	cash	NOUN
easat-1514	208	4	out	out	ADP
easat-1514	208	5	of	of	ADP
easat-1514	208	6	habit	habit	NOUN
easat-1514	208	7	.	.	PUNCT
easat-1514	209	1	cash	cash	NOUN
easat-1514	209	2	is	be	AUX
easat-1514	209	3	better	well	ADJ
easat-1514	209	4	because	because	SCONJ
easat-1514	209	5	it	it	PRON
easat-1514	209	6	is	be	AUX
easat-1514	209	7	tangible	tangible	ADJ
easat-1514	209	8	.	.	PUNCT
easat-1514	210	1	i	i	PRON
easat-1514	210	2	can	can	AUX
easat-1514	210	3	see	see	VERB
easat-1514	210	4	how	how	SCONJ
easat-1514	210	5	much	much	ADJ
easat-1514	210	6	money	money	NOUN
easat-1514	210	7	i	i	PRON
easat-1514	210	8	have	have	VERB
easat-1514	210	9	.	.	PUNCT
easat-1514	211	1	i	i	PRON
easat-1514	211	2	use	use	VERB
easat-1514	211	3	cash	cash	NOUN
easat-1514	211	4	because	because	SCONJ
easat-1514	211	5	i	i	PRON
easat-1514	211	6	am	be	AUX
easat-1514	211	7	afraid	afraid	ADJ
easat-1514	211	8	of	of	ADP
easat-1514	211	9	being	be	AUX
easat-1514	211	10	ripped	rip	VERB
easat-1514	211	11	off	off	ADP
easat-1514	211	12	and	and	CCONJ
easat-1514	211	13	other	other	ADJ
easat-1514	211	14	problems	problem	NOUN
easat-1514	211	15	.	.	PUNCT
easat-1514	212	1	between	between	ADP
easat-1514	212	2	groups	group	NOUN
easat-1514	212	3	6.105	6.105	NUM
easat-1514	212	4	2	2	NUM
easat-1514	212	5	3.052	3.052	NUM
easat-1514	212	6	2.990	2.990	NUM
easat-1514	212	7	0.051	0.051	NUM
easat-1514	212	8	within	within	ADP
easat-1514	212	9	groups	group	NOUN
easat-1514	212	10	579.853	579.853	NUM
easat-1514	212	11	568	568	NUM
easat-1514	212	12	1.021	1.021	NUM
easat-1514	212	13	total	total	ADJ
easat-1514	212	14	585.958	585.958	NUM
easat-1514	212	15	570	570	NUM
easat-1514	212	16	i	i	PRON
easat-1514	212	17	use	use	VERB
easat-1514	212	18	cash	cash	NOUN
easat-1514	212	19	because	because	SCONJ
easat-1514	212	20	i	i	PRON
easat-1514	212	21	do	do	AUX
easat-1514	212	22	n't	not	PART
easat-1514	212	23	have	have	VERB
easat-1514	212	24	a	a	DET
easat-1514	212	25	credit	credit	NOUN
easat-1514	212	26	card	card	NOUN
easat-1514	212	27	.	.	PUNCT
easat-1514	213	1	if	if	SCONJ
easat-1514	213	2	i	i	PRON
easat-1514	213	3	pay	pay	VERB
easat-1514	213	4	cash	cash	NOUN
easat-1514	213	5	.	.	PUNCT
easat-1514	214	1	i	i	PRON
easat-1514	214	2	think	think	VERB
easat-1514	214	3	more	more	ADV
easat-1514	214	4	carefully	carefully	ADV
easat-1514	214	5	about	about	ADP
easat-1514	214	6	my	my	PRON
easat-1514	214	7	between	between	ADP
easat-1514	214	8	groups	group	NOUN
easat-1514	214	9	3.743	3.743	NUM
easat-1514	214	10	2	2	NUM
easat-1514	214	11	1.871	1.871	NUM
easat-1514	214	12	1.309	1.309	NUM
easat-1514	214	13	0.271	0.271	NUM
easat-1514	214	14	within	within	ADP
easat-1514	214	15	groups	group	NOUN
easat-1514	214	16	812.250	812.250	NUM
easat-1514	214	17	568	568	NUM
easat-1514	214	18	1.430	1.430	NUM
easat-1514	214	19	total	total	ADJ
easat-1514	214	20	815.993	815.993	NUM
easat-1514	214	21	570	570	NUM
easat-1514	214	22	1409	1409	NUM
easat-1514	214	23	edelweiss	edelweiss	PROPN
easat-1514	214	24	applied	apply	VERB
easat-1514	214	25	science	science	NOUN
easat-1514	214	26	and	and	CCONJ
easat-1514	214	27	technology	technology	NOUN
easat-1514	214	28	issn	issn	PROPN
easat-1514	214	29	:	:	PUNCT
easat-1514	214	30	2576	2576	NUM
easat-1514	214	31	-	-	SYM
easat-1514	214	32	8484	8484	NUM
easat-1514	214	33	vol	vol	NOUN
easat-1514	214	34	.	.	PROPN
easat-1514	214	35	8	8	NUM
easat-1514	214	36	,	,	PUNCT
easat-1514	214	37	no	no	INTJ
easat-1514	214	38	.	.	NOUN
easat-1514	214	39	4	4	NUM
easat-1514	214	40	:	:	SYM
easat-1514	214	41	1402	1402	NUM
easat-1514	214	42	-	-	SYM
easat-1514	214	43	1412	1412	NUM
easat-1514	214	44	,	,	PUNCT
easat-1514	214	45	2024	2024	NUM
easat-1514	214	46	doi	doi	NOUN
easat-1514	214	47	:	:	PUNCT
easat-1514	214	48	10.55214/25768484.v8i4.1514	10.55214/25768484.v8i4.1514	NUM
easat-1514	214	49	©	©	PROPN
easat-1514	214	50	2024	2024	NUM
easat-1514	214	51	by	by	ADP
easat-1514	214	52	the	the	DET
easat-1514	214	53	authors	author	NOUN
easat-1514	214	54	;	;	PUNCT
easat-1514	214	55	licensee	licensee	PROPN
easat-1514	214	56	learning	learn	VERB
easat-1514	214	57	gate	gate	PROPN
easat-1514	214	58	sum	sum	NOUN
easat-1514	214	59	of	of	ADP
easat-1514	214	60	squares	square	NOUN
easat-1514	214	61	df	df	PROPN
easat-1514	214	62	mean	mean	PROPN
easat-1514	214	63	square	square	PROPN
easat-1514	214	64	f	f	PROPN
easat-1514	214	65	sig	sig	PROPN
easat-1514	214	66	.	.	PUNCT
easat-1514	215	1	purchases	purchase	NOUN
easat-1514	215	2	.	.	PUNCT
easat-1514	216	1	i	i	PRON
easat-1514	216	2	pay	pay	VERB
easat-1514	216	3	cash	cash	NOUN
easat-1514	216	4	out	out	ADP
easat-1514	216	5	of	of	ADP
easat-1514	216	6	habit	habit	NOUN
easat-1514	216	7	.	.	PUNCT
easat-1514	217	1	cash	cash	NOUN
easat-1514	217	2	is	be	AUX
easat-1514	217	3	better	well	ADJ
easat-1514	217	4	because	because	SCONJ
easat-1514	217	5	it	it	PRON
easat-1514	217	6	is	be	AUX
easat-1514	217	7	tangible	tangible	ADJ
easat-1514	217	8	.	.	PUNCT
easat-1514	218	1	i	i	PRON
easat-1514	218	2	can	can	AUX
easat-1514	218	3	see	see	VERB
easat-1514	218	4	how	how	SCONJ
easat-1514	218	5	much	much	ADJ
easat-1514	218	6	money	money	NOUN
easat-1514	218	7	i	i	PRON
easat-1514	218	8	have	have	VERB
easat-1514	218	9	.	.	PUNCT
easat-1514	219	1	i	i	PRON
easat-1514	219	2	use	use	VERB
easat-1514	219	3	cash	cash	NOUN
easat-1514	219	4	because	because	SCONJ
easat-1514	219	5	i	i	PRON
easat-1514	219	6	am	be	AUX
easat-1514	219	7	afraid	afraid	ADJ
easat-1514	219	8	of	of	ADP
easat-1514	219	9	being	be	AUX
easat-1514	219	10	ripped	rip	VERB
easat-1514	219	11	off	off	ADP
easat-1514	219	12	and	and	CCONJ
easat-1514	219	13	other	other	ADJ
easat-1514	219	14	problems	problem	NOUN
easat-1514	219	15	.	.	PUNCT
easat-1514	220	1	between	between	ADP
easat-1514	220	2	groups	group	NOUN
easat-1514	220	3	5.547	5.547	NUM
easat-1514	220	4	2	2	NUM
easat-1514	220	5	2.774	2.774	NUM
easat-1514	220	6	3.261	3.261	NUM
easat-1514	220	7	0.039	0.039	NUM
easat-1514	220	8	within	within	ADP
easat-1514	220	9	groups	group	NOUN
easat-1514	220	10	483.129	483.129	NUM
easat-1514	220	11	568	568	NUM
easat-1514	220	12	0.851	0.851	NUM
easat-1514	220	13	total	total	ADJ
easat-1514	220	14	488.676	488.676	NUM
easat-1514	220	15	570	570	NUM
easat-1514	220	16	i	i	PRON
easat-1514	220	17	use	use	VERB
easat-1514	220	18	cash	cash	NOUN
easat-1514	220	19	because	because	SCONJ
easat-1514	220	20	i	i	PRON
easat-1514	220	21	do	do	AUX
easat-1514	220	22	n't	not	PART
easat-1514	220	23	have	have	VERB
easat-1514	220	24	a	a	DET
easat-1514	220	25	credit	credit	NOUN
easat-1514	220	26	card	card	NOUN
easat-1514	220	27	.	.	PUNCT
easat-1514	221	1	if	if	SCONJ
easat-1514	221	2	i	i	PRON
easat-1514	221	3	pay	pay	VERB
easat-1514	221	4	cash	cash	NOUN
easat-1514	221	5	.	.	PUNCT
easat-1514	222	1	i	i	PRON
easat-1514	222	2	think	think	VERB
easat-1514	222	3	more	more	ADV
easat-1514	222	4	carefully	carefully	ADV
easat-1514	222	5	about	about	ADP
easat-1514	222	6	my	my	PRON
easat-1514	222	7	purchases	purchase	NOUN
easat-1514	222	8	.	.	PUNCT
easat-1514	223	1	between	between	ADP
easat-1514	223	2	groups	group	NOUN
easat-1514	223	3	1.302	1.302	NUM
easat-1514	223	4	2	2	NUM
easat-1514	223	5	0.651	0.651	NUM
easat-1514	223	6	1.840	1.840	NUM
easat-1514	223	7	0.160	0.160	NUM
easat-1514	223	8	within	within	ADP
easat-1514	223	9	groups	group	NOUN
easat-1514	223	10	200.870	200.870	NUM
easat-1514	223	11	568	568	NUM
easat-1514	223	12	0.354	0.354	NUM
easat-1514	223	13	total	total	NOUN
easat-1514	223	14	202.172	202.172	NUM
easat-1514	223	15	570	570	NUM
easat-1514	223	16	i	i	PRON
easat-1514	223	17	pay	pay	VERB
easat-1514	223	18	cash	cash	NOUN
easat-1514	223	19	out	out	ADP
easat-1514	223	20	of	of	ADP
easat-1514	223	21	habit	habit	NOUN
easat-1514	223	22	.	.	PUNCT
easat-1514	224	1	cash	cash	NOUN
easat-1514	224	2	is	be	AUX
easat-1514	224	3	better	well	ADJ
easat-1514	224	4	because	because	SCONJ
easat-1514	224	5	it	it	PRON
easat-1514	224	6	is	be	AUX
easat-1514	224	7	tangible	tangible	ADJ
easat-1514	224	8	.	.	PUNCT
easat-1514	225	1	i	i	PRON
easat-1514	225	2	can	can	AUX
easat-1514	225	3	see	see	VERB
easat-1514	225	4	how	how	SCONJ
easat-1514	225	5	much	much	ADJ
easat-1514	225	6	money	money	NOUN
easat-1514	225	7	i	i	PRON
easat-1514	225	8	have	have	VERB
easat-1514	225	9	.	.	PUNCT
easat-1514	226	1	i	i	PRON
easat-1514	226	2	use	use	VERB
easat-1514	226	3	cash	cash	NOUN
easat-1514	226	4	because	because	SCONJ
easat-1514	226	5	i	i	PRON
easat-1514	226	6	am	be	AUX
easat-1514	226	7	afraid	afraid	ADJ
easat-1514	226	8	of	of	ADP
easat-1514	226	9	being	be	AUX
easat-1514	226	10	ripped	rip	VERB
easat-1514	226	11	off	off	ADP
easat-1514	226	12	and	and	CCONJ
easat-1514	226	13	other	other	ADJ
easat-1514	226	14	problems	problem	NOUN
easat-1514	226	15	.	.	PUNCT
easat-1514	227	1	between	between	ADP
easat-1514	227	2	groups	group	NOUN
easat-1514	227	3	10.326	10.326	NUM
easat-1514	227	4	2	2	NUM
easat-1514	227	5	5.163	5.163	NUM
easat-1514	227	6	3.292	3.292	NUM
easat-1514	227	7	0.038	0.038	NUM
easat-1514	227	8	within	within	ADP
easat-1514	227	9	groups	group	NOUN
easat-1514	227	10	890.942	890.942	NUM
easat-1514	227	11	568	568	NUM
easat-1514	227	12	1.569	1.569	NUM
easat-1514	227	13	total	total	ADJ
easat-1514	227	14	901.268	901.268	NUM
easat-1514	227	15	570	570	NUM
easat-1514	227	16	i	i	PRON
easat-1514	227	17	use	use	VERB
easat-1514	227	18	cash	cash	NOUN
easat-1514	227	19	because	because	SCONJ
easat-1514	227	20	i	i	PRON
easat-1514	227	21	do	do	AUX
easat-1514	227	22	n't	not	PART
easat-1514	227	23	have	have	VERB
easat-1514	227	24	a	a	DET
easat-1514	227	25	credit	credit	NOUN
easat-1514	227	26	card	card	NOUN
easat-1514	227	27	.	.	PUNCT
easat-1514	228	1	between	between	ADP
easat-1514	228	2	groups	group	NOUN
easat-1514	228	3	0.405	0.405	NUM
easat-1514	228	4	2	2	NUM
easat-1514	228	5	0.202	0.202	NUM
easat-1514	228	6	0.228	0.228	NUM
easat-1514	228	7	0.796	0.796	NUM
easat-1514	228	8	within	within	ADP
easat-1514	228	9	groups	group	NOUN
easat-1514	228	10	504.071	504.071	NUM
easat-1514	228	11	568	568	NUM
easat-1514	228	12	0.887	0.887	NUM
easat-1514	228	13	total	total	NOUN
easat-1514	228	14	504.476	504.476	NUM
easat-1514	228	15	570	570	NUM
easat-1514	228	16	note	note	NOUN
easat-1514	228	17	:	:	PUNCT
easat-1514	228	18	n	n	PROPN
easat-1514	228	19	=	=	SYM
easat-1514	228	20	571	571	NUM
easat-1514	228	21	.	.	PUNCT
easat-1514	229	1	the	the	DET
easat-1514	229	2	same	same	ADJ
easat-1514	229	3	analysis	analysis	NOUN
easat-1514	229	4	was	be	AUX
easat-1514	229	5	conducted	conduct	VERB
easat-1514	229	6	for	for	ADP
easat-1514	229	7	credit	credit	NOUN
easat-1514	229	8	card	card	NOUN
easat-1514	229	9	payments	payment	NOUN
easat-1514	229	10	.	.	PUNCT
easat-1514	230	1	credit	credit	NOUN
easat-1514	230	2	card	card	NOUN
easat-1514	230	3	payments	payment	NOUN
easat-1514	230	4	are	be	AUX
easat-1514	230	5	now	now	ADV
easat-1514	230	6	more	more	ADV
easat-1514	230	7	dependent	dependent	ADJ
easat-1514	230	8	on	on	ADP
easat-1514	230	9	generational	generational	ADJ
easat-1514	230	10	affiliation	affiliation	NOUN
easat-1514	230	11	,	,	PUNCT
easat-1514	230	12	which	which	PRON
easat-1514	230	13	we	we	PRON
easat-1514	230	14	also	also	ADV
easat-1514	230	15	tested	test	VERB
easat-1514	230	16	using	use	VERB
easat-1514	230	17	analysis	analysis	NOUN
easat-1514	230	18	of	of	ADP
easat-1514	230	19	variance	variance	NOUN
easat-1514	230	20	.	.	PUNCT
easat-1514	231	1	here	here	ADV
easat-1514	231	2	,	,	PUNCT
easat-1514	231	3	the	the	DET
easat-1514	231	4	vast	vast	ADJ
easat-1514	231	5	majority	majority	NOUN
easat-1514	231	6	of	of	ADP
easat-1514	231	7	statements	statement	NOUN
easat-1514	231	8	are	be	AUX
easat-1514	231	9	clearly	clearly	ADV
easat-1514	231	10	influenced	influence	VERB
easat-1514	231	11	by	by	ADP
easat-1514	231	12	generation	generation	NOUN
easat-1514	231	13	,	,	PUNCT
easat-1514	231	14	as	as	SCONJ
easat-1514	231	15	shown	show	VERB
easat-1514	231	16	in	in	ADP
easat-1514	231	17	the	the	DET
easat-1514	231	18	table	table	NOUN
easat-1514	231	19	below	below	ADV
easat-1514	231	20	.	.	PUNCT
easat-1514	232	1	table	table	NOUN
easat-1514	232	2	6	6	NUM
easat-1514	232	3	.	.	PUNCT
easat-1514	233	1	perceptions	perception	NOUN
easat-1514	233	2	of	of	ADP
easat-1514	233	3	bank	bank	NOUN
easat-1514	233	4	card	card	NOUN
easat-1514	233	5	payment	payment	NOUN
easat-1514	233	6	statements	statement	NOUN
easat-1514	233	7	and	and	CCONJ
easat-1514	233	8	effect	effect	NOUN
easat-1514	233	9	of	of	ADP
easat-1514	233	10	generational	generational	ADJ
easat-1514	233	11	affiliation	affiliation	NOUN
easat-1514	233	12	(	(	PUNCT
easat-1514	233	13	variance	variance	NOUN
easat-1514	233	14	analysis	analysis	NOUN
easat-1514	233	15	)	)	PUNCT
easat-1514	233	16	.	.	PUNCT
easat-1514	234	1	sum	sum	NOUN
easat-1514	234	2	of	of	ADP
easat-1514	234	3	squares	square	NOUN
easat-1514	234	4	df	df	PROPN
easat-1514	234	5	mean	mean	PROPN
easat-1514	234	6	square	square	PROPN
easat-1514	234	7	f	f	PROPN
easat-1514	234	8	sig	sig	PROPN
easat-1514	234	9	.	.	PUNCT
easat-1514	235	1	my	my	PRON
easat-1514	235	2	credit	credit	NOUN
easat-1514	235	3	card	card	NOUN
easat-1514	235	4	is	be	AUX
easat-1514	235	5	linked	link	VERB
easat-1514	235	6	to	to	ADP
easat-1514	235	7	my	my	PRON
easat-1514	235	8	phone	phone	NOUN
easat-1514	235	9	.	.	PUNCT
easat-1514	236	1	so	so	ADV
easat-1514	236	2	i	i	PRON
easat-1514	236	3	can	can	AUX
easat-1514	236	4	keep	keep	VERB
easat-1514	236	5	it	it	PRON
easat-1514	236	6	with	with	ADP
easat-1514	236	7	me	i	PRON
easat-1514	236	8	at	at	ADP
easat-1514	236	9	all	all	DET
easat-1514	236	10	times	time	NOUN
easat-1514	236	11	.	.	PUNCT
easat-1514	237	1	the	the	DET
easat-1514	237	2	credit	credit	NOUN
easat-1514	237	3	card	card	NOUN
easat-1514	237	4	takes	take	VERB
easat-1514	237	5	up	up	ADP
easat-1514	237	6	less	less	ADJ
easat-1514	237	7	space	space	NOUN
easat-1514	237	8	than	than	ADP
easat-1514	237	9	cash	cash	NOUN
easat-1514	237	10	.	.	PUNCT
easat-1514	238	1	the	the	DET
easat-1514	238	2	bank	bank	NOUN
easat-1514	238	3	card	card	NOUN
easat-1514	238	4	is	be	AUX
easat-1514	238	5	better	well	ADJ
easat-1514	238	6	because	because	SCONJ
easat-1514	238	7	in	in	ADP
easat-1514	238	8	many	many	ADJ
easat-1514	238	9	places	place	NOUN
easat-1514	238	10	i	i	PRON
easat-1514	238	11	can	can	AUX
easat-1514	238	12	only	only	ADV
easat-1514	238	13	pay	pay	VERB
easat-1514	238	14	by	by	ADP
easat-1514	238	15	card	card	NOUN
easat-1514	238	16	.	.	PUNCT
easat-1514	239	1	between	between	ADP
easat-1514	239	2	groups	group	NOUN
easat-1514	239	3	50.804	50.804	NUM
easat-1514	239	4	2	2	NUM
easat-1514	239	5	25.402	25.402	NUM
easat-1514	239	6	11.147	11.147	NUM
easat-1514	239	7	0.000	0.000	NUM
easat-1514	239	8	within	within	ADP
easat-1514	239	9	groups	group	NOUN
easat-1514	239	10	1294.359	1294.359	NUM
easat-1514	239	11	568	568	NUM
easat-1514	239	12	2.279	2.279	NUM
easat-1514	239	13	total	total	NOUN
easat-1514	239	14	1345.163	1345.163	NUM
easat-1514	239	15	570	570	NUM
easat-1514	239	16	i	i	PRON
easat-1514	239	17	prefer	prefer	VERB
easat-1514	239	18	to	to	PART
easat-1514	239	19	pay	pay	VERB
easat-1514	239	20	with	with	ADP
easat-1514	239	21	a	a	DET
easat-1514	239	22	debit	debit	NOUN
easat-1514	239	23	card	card	NOUN
easat-1514	239	24	because	because	SCONJ
easat-1514	239	25	i	i	PRON
easat-1514	239	26	get	get	AUX
easat-1514	239	27	paid	pay	VERB
easat-1514	239	28	into	into	ADP
easat-1514	239	29	my	my	PRON
easat-1514	239	30	bank	bank	NOUN
easat-1514	239	31	account	account	NOUN
easat-1514	239	32	.	.	PUNCT
easat-1514	240	1	my	my	PRON
easat-1514	240	2	pocket	pocket	NOUN
easat-1514	240	3	money	money	NOUN
easat-1514	240	4	.	.	PUNCT
easat-1514	241	1	paying	pay	VERB
easat-1514	241	2	by	by	ADP
easat-1514	241	3	credit	credit	NOUN
easat-1514	241	4	card	card	NOUN
easat-1514	241	5	is	be	AUX
easat-1514	241	6	easy	easy	ADJ
easat-1514	241	7	.	.	PUNCT
easat-1514	242	1	paying	pay	VERB
easat-1514	242	2	by	by	ADP
easat-1514	242	3	credit	credit	NOUN
easat-1514	242	4	card	card	NOUN
easat-1514	242	5	is	be	AUX
easat-1514	242	6	between	between	ADP
easat-1514	242	7	groups	group	NOUN
easat-1514	242	8	25.218	25.218	NUM
easat-1514	242	9	2	2	NUM
easat-1514	242	10	12.609	12.609	NUM
easat-1514	242	11	5.766	5.766	NUM
easat-1514	242	12	0.003	0.003	NUM
easat-1514	242	13	within	within	ADP
easat-1514	242	14	groups	group	NOUN
easat-1514	242	15	1242.148	1242.148	NUM
easat-1514	242	16	568	568	NUM
easat-1514	242	17	2.187	2.187	NUM
easat-1514	242	18	total	total	NOUN
easat-1514	242	19	1267.366	1267.366	NUM
easat-1514	242	20	570	570	NUM
easat-1514	242	21	1410	1410	NUM
easat-1514	242	22	edelweiss	edelweiss	PROPN
easat-1514	242	23	applied	apply	VERB
easat-1514	242	24	science	science	NOUN
easat-1514	242	25	and	and	CCONJ
easat-1514	242	26	technology	technology	NOUN
easat-1514	242	27	issn	issn	PROPN
easat-1514	242	28	:	:	PUNCT
easat-1514	242	29	2576	2576	NUM
easat-1514	242	30	-	-	SYM
easat-1514	242	31	8484	8484	NUM
easat-1514	242	32	vol	vol	NOUN
easat-1514	242	33	.	.	PROPN
easat-1514	242	34	8	8	NUM
easat-1514	242	35	,	,	PUNCT
easat-1514	242	36	no	no	INTJ
easat-1514	242	37	.	.	NOUN
easat-1514	242	38	4	4	NUM
easat-1514	242	39	:	:	SYM
easat-1514	242	40	1402	1402	NUM
easat-1514	242	41	-	-	SYM
easat-1514	242	42	1412	1412	NUM
easat-1514	242	43	,	,	PUNCT
easat-1514	242	44	2024	2024	NUM
easat-1514	242	45	doi	doi	NOUN
easat-1514	242	46	:	:	PUNCT
easat-1514	242	47	10.55214/25768484.v8i4.1514	10.55214/25768484.v8i4.1514	NUM
easat-1514	242	48	©	©	PROPN
easat-1514	242	49	2024	2024	NUM
easat-1514	242	50	by	by	ADP
easat-1514	242	51	the	the	DET
easat-1514	242	52	authors	author	NOUN
easat-1514	242	53	;	;	PUNCT
easat-1514	242	54	licensee	licensee	PROPN
easat-1514	242	55	learning	learn	VERB
easat-1514	242	56	gate	gate	NOUN
easat-1514	242	57	fast	fast	ADV
easat-1514	242	58	.	.	PUNCT
easat-1514	243	1	paying	pay	VERB
easat-1514	243	2	by	by	ADP
easat-1514	243	3	credit	credit	NOUN
easat-1514	243	4	card	card	NOUN
easat-1514	243	5	is	be	AUX
easat-1514	243	6	convenient	convenient	ADJ
easat-1514	243	7	.	.	PUNCT
easat-1514	244	1	credit	credit	NOUN
easat-1514	244	2	card	card	NOUN
easat-1514	244	3	payments	payment	NOUN
easat-1514	244	4	are	be	AUX
easat-1514	244	5	hygienic	hygienic	ADJ
easat-1514	244	6	.	.	PUNCT
easat-1514	245	1	i	i	PRON
easat-1514	245	2	ca	can	AUX
easat-1514	245	3	n't	not	PART
easat-1514	245	4	see	see	VERB
easat-1514	245	5	how	how	SCONJ
easat-1514	245	6	much	much	ADJ
easat-1514	245	7	i	i	PRON
easat-1514	245	8	spend	spend	VERB
easat-1514	245	9	when	when	SCONJ
easat-1514	245	10	i	i	PRON
easat-1514	245	11	pay	pay	VERB
easat-1514	245	12	by	by	ADP
easat-1514	245	13	card	card	NOUN
easat-1514	245	14	.	.	PUNCT
easat-1514	246	1	between	between	ADP
easat-1514	246	2	groups	group	NOUN
easat-1514	246	3	1.458	1.458	NUM
easat-1514	246	4	2	2	NUM
easat-1514	246	5	0.729	0.729	NUM
easat-1514	246	6	0.463	0.463	NUM
easat-1514	246	7	0.630	0.630	NUM
easat-1514	246	8	within	within	ADP
easat-1514	246	9	groups	group	NOUN
easat-1514	246	10	895.127	895.127	NUM
easat-1514	246	11	568	568	NUM
easat-1514	246	12	1.576	1.576	NUM
easat-1514	246	13	total	total	NOUN
easat-1514	246	14	896.585	896.585	NUM
easat-1514	246	15	570	570	NUM
easat-1514	246	16	i	i	PRON
easat-1514	246	17	am	be	AUX
easat-1514	246	18	afraid	afraid	ADJ
easat-1514	246	19	that	that	SCONJ
easat-1514	246	20	someone	someone	PRON
easat-1514	246	21	will	will	AUX
easat-1514	246	22	take	take	VERB
easat-1514	246	23	money	money	NOUN
easat-1514	246	24	from	from	ADP
easat-1514	246	25	my	my	PRON
easat-1514	246	26	credit	credit	NOUN
easat-1514	246	27	card	card	NOUN
easat-1514	246	28	.	.	PUNCT
easat-1514	247	1	if	if	SCONJ
easat-1514	247	2	i	i	PRON
easat-1514	247	3	pay	pay	VERB
easat-1514	247	4	by	by	ADP
easat-1514	247	5	card	card	NOUN
easat-1514	247	6	i	i	PRON
easat-1514	247	7	can	can	AUX
easat-1514	247	8	keep	keep	VERB
easat-1514	247	9	track	track	NOUN
easat-1514	247	10	of	of	ADP
easat-1514	247	11	the	the	DET
easat-1514	247	12	value	value	NOUN
easat-1514	247	13	of	of	ADP
easat-1514	247	14	my	my	PRON
easat-1514	247	15	purchases	purchase	NOUN
easat-1514	247	16	.	.	PUNCT
easat-1514	248	1	i	i	PRON
easat-1514	248	2	manage	manage	VERB
easat-1514	248	3	my	my	PRON
easat-1514	248	4	money	money	NOUN
easat-1514	248	5	better	well	ADV
easat-1514	248	6	when	when	SCONJ
easat-1514	248	7	i	i	PRON
easat-1514	248	8	pay	pay	VERB
easat-1514	248	9	by	by	ADP
easat-1514	248	10	card	card	NOUN
easat-1514	248	11	.	.	PUNCT
easat-1514	249	1	between	between	ADP
easat-1514	249	2	groups	group	NOUN
easat-1514	249	3	0.192	0.192	NUM
easat-1514	249	4	2	2	NUM
easat-1514	249	5	0.096	0.096	NUM
easat-1514	249	6	0.044	0.044	NUM
easat-1514	249	7	0.957	0.957	NUM
easat-1514	249	8	within	within	ADP
easat-1514	249	9	groups	group	NOUN
easat-1514	249	10	1248.327	1248.327	PROPN
easat-1514	249	11	568	568	NUM
easat-1514	249	12	2.198	2.198	NUM
easat-1514	249	13	total	total	NOUN
easat-1514	249	14	1248.518	1248.518	NUM
easat-1514	249	15	570	570	NUM
easat-1514	249	16	i	i	PRON
easat-1514	249	17	do	do	AUX
easat-1514	249	18	n't	not	PART
easat-1514	249	19	like	like	VERB
easat-1514	249	20	using	use	VERB
easat-1514	249	21	a	a	DET
easat-1514	249	22	credit	credit	NOUN
easat-1514	249	23	card	card	NOUN
easat-1514	249	24	because	because	SCONJ
easat-1514	249	25	i	i	PRON
easat-1514	249	26	'm	be	AUX
easat-1514	249	27	afraid	afraid	ADJ
easat-1514	249	28	that	that	SCONJ
easat-1514	249	29	if	if	SCONJ
easat-1514	249	30	i	i	PRON
easat-1514	249	31	leave	leave	VERB
easat-1514	249	32	it	it	PRON
easat-1514	249	33	.	.	PUNCT
easat-1514	250	1	they	they	PRON
easat-1514	250	2	will	will	AUX
easat-1514	250	3	take	take	VERB
easat-1514	250	4	more	more	ADJ
easat-1514	250	5	value	value	NOUN
easat-1514	250	6	from	from	ADP
easat-1514	250	7	it	it	PRON
easat-1514	250	8	.	.	PUNCT
easat-1514	251	1	my	my	PRON
easat-1514	251	2	credit	credit	NOUN
easat-1514	251	3	card	card	NOUN
easat-1514	251	4	is	be	AUX
easat-1514	251	5	linked	link	VERB
easat-1514	251	6	to	to	ADP
easat-1514	251	7	my	my	PRON
easat-1514	251	8	phone	phone	NOUN
easat-1514	251	9	.	.	PUNCT
easat-1514	252	1	so	so	ADV
easat-1514	252	2	i	i	PRON
easat-1514	252	3	can	can	AUX
easat-1514	252	4	keep	keep	VERB
easat-1514	252	5	it	it	PRON
easat-1514	252	6	with	with	ADP
easat-1514	252	7	me	i	PRON
easat-1514	252	8	at	at	ADP
easat-1514	252	9	all	all	DET
easat-1514	252	10	times	time	NOUN
easat-1514	252	11	.	.	PUNCT
easat-1514	253	1	the	the	DET
easat-1514	253	2	credit	credit	NOUN
easat-1514	253	3	card	card	NOUN
easat-1514	253	4	takes	take	VERB
easat-1514	253	5	up	up	ADP
easat-1514	253	6	less	less	ADJ
easat-1514	253	7	space	space	NOUN
easat-1514	253	8	than	than	ADP
easat-1514	253	9	cash	cash	NOUN
easat-1514	253	10	.	.	PUNCT
easat-1514	254	1	between	between	ADP
easat-1514	254	2	groups	group	NOUN
easat-1514	254	3	22.317	22.317	NUM
easat-1514	254	4	2	2	NUM
easat-1514	254	5	11.159	11.159	NUM
easat-1514	254	6	4.501	4.501	NUM
easat-1514	254	7	0.011	0.011	NUM
easat-1514	254	8	within	within	ADP
easat-1514	254	9	groups	group	NOUN
easat-1514	254	10	1408.180	1408.180	NUM
easat-1514	254	11	568	568	NUM
easat-1514	254	12	2.479	2.479	NUM
easat-1514	254	13	total	total	NOUN
easat-1514	254	14	1430.497	1430.497	NUM
easat-1514	254	15	570	570	NUM
easat-1514	254	16	the	the	DET
easat-1514	254	17	bank	bank	NOUN
easat-1514	254	18	card	card	NOUN
easat-1514	254	19	is	be	AUX
easat-1514	254	20	better	well	ADJ
easat-1514	254	21	because	because	SCONJ
easat-1514	254	22	in	in	ADP
easat-1514	254	23	many	many	ADJ
easat-1514	254	24	places	place	NOUN
easat-1514	254	25	i	i	PRON
easat-1514	254	26	can	can	AUX
easat-1514	254	27	only	only	ADV
easat-1514	254	28	pay	pay	VERB
easat-1514	254	29	by	by	ADP
easat-1514	254	30	card	card	NOUN
easat-1514	254	31	.	.	PUNCT
easat-1514	255	1	i	i	PRON
easat-1514	255	2	prefer	prefer	VERB
easat-1514	255	3	to	to	PART
easat-1514	255	4	pay	pay	VERB
easat-1514	255	5	with	with	ADP
easat-1514	255	6	a	a	DET
easat-1514	255	7	debit	debit	NOUN
easat-1514	255	8	card	card	NOUN
easat-1514	255	9	because	because	SCONJ
easat-1514	255	10	i	i	PRON
easat-1514	255	11	get	get	AUX
easat-1514	255	12	paid	pay	VERB
easat-1514	255	13	into	into	ADP
easat-1514	255	14	my	my	PRON
easat-1514	255	15	bank	bank	NOUN
easat-1514	255	16	account	account	NOUN
easat-1514	255	17	.	.	PUNCT
easat-1514	256	1	my	my	PRON
easat-1514	256	2	pocket	pocket	NOUN
easat-1514	256	3	money	money	NOUN
easat-1514	256	4	.	.	PUNCT
easat-1514	257	1	paying	pay	VERB
easat-1514	257	2	by	by	ADP
easat-1514	257	3	credit	credit	NOUN
easat-1514	257	4	card	card	NOUN
easat-1514	257	5	is	be	AUX
easat-1514	257	6	easy	easy	ADJ
easat-1514	257	7	.	.	PUNCT
easat-1514	258	1	between	between	ADP
easat-1514	258	2	groups	group	NOUN
easat-1514	258	3	28.365	28.365	NUM
easat-1514	258	4	2	2	NUM
easat-1514	258	5	14.183	14.183	NUM
easat-1514	258	6	5.813	5.813	NUM
easat-1514	258	7	0.003	0.003	NUM
easat-1514	258	8	within	within	ADP
easat-1514	258	9	groups	group	NOUN
easat-1514	258	10	1385.806	1385.806	NUM
easat-1514	258	11	568	568	NUM
easat-1514	258	12	2.440	2.440	NUM
easat-1514	258	13	total	total	NOUN
easat-1514	258	14	1414.172	1414.172	NUM
easat-1514	258	15	570	570	NUM
easat-1514	258	16	paying	pay	VERB
easat-1514	258	17	by	by	ADP
easat-1514	258	18	credit	credit	NOUN
easat-1514	258	19	card	card	NOUN
easat-1514	258	20	is	be	AUX
easat-1514	258	21	fast	fast	ADJ
easat-1514	258	22	.	.	PUNCT
easat-1514	259	1	paying	pay	VERB
easat-1514	259	2	by	by	ADP
easat-1514	259	3	credit	credit	NOUN
easat-1514	259	4	card	card	NOUN
easat-1514	259	5	is	be	AUX
easat-1514	259	6	convenient	convenient	ADJ
easat-1514	259	7	.	.	PUNCT
easat-1514	260	1	credit	credit	NOUN
easat-1514	260	2	card	card	NOUN
easat-1514	260	3	payments	payment	NOUN
easat-1514	260	4	are	be	AUX
easat-1514	260	5	hygienic	hygienic	ADJ
easat-1514	260	6	.	.	PUNCT
easat-1514	261	1	between	between	ADP
easat-1514	261	2	groups	group	NOUN
easat-1514	261	3	28.928	28.928	NUM
easat-1514	261	4	2	2	NUM
easat-1514	261	5	14.464	14.464	NUM
easat-1514	261	6	5.700	5.700	NUM
easat-1514	261	7	0.004	0.004	NUM
easat-1514	261	8	within	within	ADP
easat-1514	261	9	groups	group	NOUN
easat-1514	261	10	1441.394	1441.394	NUM
easat-1514	261	11	568	568	NUM
easat-1514	261	12	2.538	2.538	NUM
easat-1514	261	13	total	total	NOUN
easat-1514	261	14	1470.322	1470.322	PROPN
easat-1514	261	15	570	570	NUM
easat-1514	261	16	i	i	PRON
easat-1514	261	17	ca	can	AUX
easat-1514	261	18	n't	not	PART
easat-1514	261	19	see	see	VERB
easat-1514	261	20	how	how	SCONJ
easat-1514	261	21	much	much	ADJ
easat-1514	261	22	i	i	PRON
easat-1514	261	23	spend	spend	VERB
easat-1514	261	24	when	when	SCONJ
easat-1514	261	25	i	i	PRON
easat-1514	261	26	pay	pay	VERB
easat-1514	261	27	by	by	ADP
easat-1514	261	28	card	card	NOUN
easat-1514	261	29	.	.	PUNCT
easat-1514	262	1	i	i	PRON
easat-1514	262	2	am	be	AUX
easat-1514	262	3	afraid	afraid	ADJ
easat-1514	262	4	that	that	SCONJ
easat-1514	262	5	someone	someone	PRON
easat-1514	262	6	will	will	AUX
easat-1514	262	7	take	take	VERB
easat-1514	262	8	money	money	NOUN
easat-1514	262	9	from	from	ADP
easat-1514	262	10	my	my	PRON
easat-1514	262	11	credit	credit	NOUN
easat-1514	262	12	card	card	NOUN
easat-1514	262	13	.	.	PUNCT
easat-1514	263	1	if	if	SCONJ
easat-1514	263	2	i	i	PRON
easat-1514	263	3	pay	pay	VERB
easat-1514	263	4	by	by	ADP
easat-1514	263	5	card	card	NOUN
easat-1514	263	6	i	i	PRON
easat-1514	263	7	can	can	AUX
easat-1514	263	8	keep	keep	VERB
easat-1514	263	9	track	track	NOUN
easat-1514	263	10	of	of	ADP
easat-1514	263	11	the	the	DET
easat-1514	263	12	value	value	NOUN
easat-1514	263	13	of	of	ADP
easat-1514	263	14	my	my	PRON
easat-1514	263	15	purchases	purchase	NOUN
easat-1514	263	16	.	.	PUNCT
easat-1514	264	1	between	between	ADP
easat-1514	264	2	groups	group	NOUN
easat-1514	264	3	30.030	30.030	NUM
easat-1514	264	4	2	2	NUM
easat-1514	264	5	15.015	15.015	NUM
easat-1514	264	6	6.931	6.931	NUM
easat-1514	264	7	0.001	0.001	NUM
easat-1514	264	8	within	within	ADP
easat-1514	264	9	groups	group	NOUN
easat-1514	264	10	1230.478	1230.478	NUM
easat-1514	264	11	568	568	NUM
easat-1514	264	12	2.166	2.166	NUM
easat-1514	264	13	total	total	ADJ
easat-1514	264	14	1260.508	1260.508	NUM
easat-1514	264	15	570	570	NUM
easat-1514	264	16	i	i	PRON
easat-1514	264	17	manage	manage	VERB
easat-1514	264	18	my	my	PRON
easat-1514	264	19	money	money	NOUN
easat-1514	264	20	better	well	ADV
easat-1514	264	21	when	when	SCONJ
easat-1514	264	22	i	i	PRON
easat-1514	264	23	pay	pay	VERB
easat-1514	264	24	by	by	ADP
easat-1514	264	25	card	card	NOUN
easat-1514	264	26	.	.	PUNCT
easat-1514	265	1	between	between	ADP
easat-1514	265	2	groups	group	NOUN
easat-1514	265	3	9.360	9.360	NUM
easat-1514	265	4	2	2	NUM
easat-1514	265	5	4.680	4.680	NUM
easat-1514	265	6	3.798	3.798	NUM
easat-1514	265	7	0.023	0.023	NUM
easat-1514	265	8	within	within	ADP
easat-1514	265	9	groups	group	NOUN
easat-1514	265	10	699.820	699.820	NUM
easat-1514	265	11	568	568	NUM
easat-1514	265	12	1.232	1.232	NUM
easat-1514	265	13	1411	1411	NUM
easat-1514	265	14	edelweiss	edelweiss	PROPN
easat-1514	265	15	applied	apply	VERB
easat-1514	265	16	science	science	NOUN
easat-1514	265	17	and	and	CCONJ
easat-1514	265	18	technology	technology	NOUN
easat-1514	265	19	issn	issn	PROPN
easat-1514	265	20	:	:	PUNCT
easat-1514	265	21	2576	2576	NUM
easat-1514	265	22	-	-	SYM
easat-1514	265	23	8484	8484	NUM
easat-1514	265	24	vol	vol	NOUN
easat-1514	265	25	.	.	PROPN
easat-1514	266	1	8	8	NUM
easat-1514	266	2	,	,	PUNCT
easat-1514	266	3	no	no	INTJ
easat-1514	266	4	.	.	NOUN
easat-1514	266	5	4	4	NUM
easat-1514	266	6	:	:	SYM
easat-1514	266	7	1402	1402	NUM
easat-1514	266	8	-	-	SYM
easat-1514	266	9	1412	1412	NUM
easat-1514	266	10	,	,	PUNCT
easat-1514	266	11	2024	2024	NUM
easat-1514	266	12	doi	doi	NOUN
easat-1514	266	13	:	:	PUNCT
easat-1514	266	14	10.55214/25768484.v8i4.1514	10.55214/25768484.v8i4.1514	NUM
easat-1514	266	15	©	©	PROPN
easat-1514	266	16	2024	2024	NUM
easat-1514	266	17	by	by	ADP
easat-1514	266	18	the	the	DET
easat-1514	266	19	authors	author	NOUN
easat-1514	266	20	;	;	PUNCT
easat-1514	266	21	licensee	licensee	PROPN
easat-1514	266	22	learning	learning	NOUN
easat-1514	266	23	gate	gate	VERB
easat-1514	266	24	my	my	PRON
easat-1514	266	25	credit	credit	NOUN
easat-1514	266	26	card	card	NOUN
easat-1514	266	27	is	be	AUX
easat-1514	266	28	linked	link	VERB
easat-1514	266	29	to	to	ADP
easat-1514	266	30	my	my	PRON
easat-1514	266	31	phone	phone	NOUN
easat-1514	266	32	.	.	PUNCT
easat-1514	267	1	so	so	ADV
easat-1514	267	2	i	i	PRON
easat-1514	267	3	can	can	AUX
easat-1514	267	4	keep	keep	VERB
easat-1514	267	5	it	it	PRON
easat-1514	267	6	with	with	ADP
easat-1514	267	7	me	i	PRON
easat-1514	267	8	at	at	ADP
easat-1514	267	9	all	all	DET
easat-1514	267	10	times	time	NOUN
easat-1514	267	11	.	.	PUNCT
easat-1514	268	1	total	total	VERB
easat-1514	268	2	709.180	709.180	NUM
easat-1514	268	3	570	570	NUM
easat-1514	268	4	the	the	DET
easat-1514	268	5	credit	credit	NOUN
easat-1514	268	6	card	card	NOUN
easat-1514	268	7	takes	take	VERB
easat-1514	268	8	up	up	ADP
easat-1514	268	9	less	less	ADJ
easat-1514	268	10	space	space	NOUN
easat-1514	268	11	than	than	ADP
easat-1514	268	12	cash	cash	NOUN
easat-1514	268	13	.	.	PUNCT
easat-1514	269	1	the	the	DET
easat-1514	269	2	bank	bank	NOUN
easat-1514	269	3	card	card	NOUN
easat-1514	269	4	is	be	AUX
easat-1514	269	5	better	well	ADJ
easat-1514	269	6	because	because	SCONJ
easat-1514	269	7	in	in	ADP
easat-1514	269	8	many	many	ADJ
easat-1514	269	9	places	place	NOUN
easat-1514	269	10	i	i	PRON
easat-1514	269	11	can	can	AUX
easat-1514	269	12	only	only	ADV
easat-1514	269	13	pay	pay	VERB
easat-1514	269	14	by	by	ADP
easat-1514	269	15	card	card	NOUN
easat-1514	269	16	.	.	PUNCT
easat-1514	270	1	i	i	PRON
easat-1514	270	2	prefer	prefer	VERB
easat-1514	270	3	to	to	PART
easat-1514	270	4	pay	pay	VERB
easat-1514	270	5	with	with	ADP
easat-1514	270	6	a	a	DET
easat-1514	270	7	debit	debit	NOUN
easat-1514	270	8	card	card	NOUN
easat-1514	270	9	because	because	SCONJ
easat-1514	270	10	i	i	PRON
easat-1514	270	11	get	get	AUX
easat-1514	270	12	paid	pay	VERB
easat-1514	270	13	into	into	ADP
easat-1514	270	14	my	my	PRON
easat-1514	270	15	bank	bank	NOUN
easat-1514	270	16	account	account	NOUN
easat-1514	270	17	.	.	PUNCT
easat-1514	271	1	my	my	PRON
easat-1514	271	2	pocket	pocket	NOUN
easat-1514	271	3	money	money	NOUN
easat-1514	271	4	.	.	PUNCT
easat-1514	272	1	between	between	ADP
easat-1514	272	2	groups	group	NOUN
easat-1514	272	3	1.897	1.897	NUM
easat-1514	272	4	2	2	NUM
easat-1514	272	5	0.949	0.949	NUM
easat-1514	272	6	0.925	0.925	NUM
easat-1514	272	7	0.397	0.397	NUM
easat-1514	272	8	within	within	ADP
easat-1514	272	9	groups	group	NOUN
easat-1514	272	10	582.327	582.327	NUM
easat-1514	272	11	568	568	NUM
easat-1514	272	12	1.025	1.025	NUM
easat-1514	272	13	total	total	NOUN
easat-1514	272	14	584.224	584.224	NUM
easat-1514	272	15	570	570	NUM
easat-1514	272	16	paying	pay	VERB
easat-1514	272	17	by	by	ADP
easat-1514	272	18	credit	credit	NOUN
easat-1514	272	19	card	card	NOUN
easat-1514	272	20	is	be	AUX
easat-1514	272	21	easy	easy	ADJ
easat-1514	272	22	.	.	PUNCT
easat-1514	273	1	paying	pay	VERB
easat-1514	273	2	by	by	ADP
easat-1514	273	3	credit	credit	NOUN
easat-1514	273	4	card	card	NOUN
easat-1514	273	5	is	be	AUX
easat-1514	273	6	fast	fast	ADJ
easat-1514	273	7	.	.	PUNCT
easat-1514	274	1	paying	pay	VERB
easat-1514	274	2	by	by	ADP
easat-1514	274	3	credit	credit	NOUN
easat-1514	274	4	card	card	NOUN
easat-1514	274	5	is	be	AUX
easat-1514	274	6	convenient	convenient	ADJ
easat-1514	274	7	.	.	PUNCT
easat-1514	275	1	between	between	ADP
easat-1514	275	2	groups	group	NOUN
easat-1514	275	3	16.449	16.449	NUM
easat-1514	275	4	2	2	NUM
easat-1514	275	5	8.225	8.225	NUM
easat-1514	275	6	4.145	4.145	NUM
easat-1514	275	7	0.016	0.016	NUM
easat-1514	275	8	within	within	ADP
easat-1514	275	9	groups	group	NOUN
easat-1514	275	10	1126.910	1126.910	NUM
easat-1514	275	11	568	568	NUM
easat-1514	275	12	1.984	1.984	NUM
easat-1514	275	13	total	total	NOUN
easat-1514	275	14	1143.359	1143.359	NUM
easat-1514	275	15	570	570	NUM
easat-1514	275	16	credit	credit	NOUN
easat-1514	275	17	card	card	NOUN
easat-1514	275	18	payments	payment	NOUN
easat-1514	275	19	are	be	AUX
easat-1514	275	20	hygienic	hygienic	ADJ
easat-1514	275	21	.	.	PUNCT
easat-1514	276	1	i	i	PRON
easat-1514	276	2	ca	can	AUX
easat-1514	276	3	n't	not	PART
easat-1514	276	4	see	see	VERB
easat-1514	276	5	how	how	SCONJ
easat-1514	276	6	much	much	ADJ
easat-1514	276	7	i	i	PRON
easat-1514	276	8	spend	spend	VERB
easat-1514	276	9	when	when	SCONJ
easat-1514	276	10	i	i	PRON
easat-1514	276	11	pay	pay	VERB
easat-1514	276	12	by	by	ADP
easat-1514	276	13	card	card	NOUN
easat-1514	276	14	.	.	PUNCT
easat-1514	277	1	i	i	PRON
easat-1514	277	2	am	be	AUX
easat-1514	277	3	afraid	afraid	ADJ
easat-1514	277	4	that	that	SCONJ
easat-1514	277	5	someone	someone	PRON
easat-1514	277	6	will	will	AUX
easat-1514	277	7	take	take	VERB
easat-1514	277	8	money	money	NOUN
easat-1514	277	9	from	from	ADP
easat-1514	277	10	my	my	PRON
easat-1514	277	11	credit	credit	NOUN
easat-1514	277	12	card	card	NOUN
easat-1514	277	13	.	.	PUNCT
easat-1514	278	1	between	between	ADP
easat-1514	278	2	groups	group	NOUN
easat-1514	278	3	1.261	1.261	NUM
easat-1514	278	4	2	2	NUM
easat-1514	278	5	0.631	0.631	NUM
easat-1514	278	6	0.402	0.402	NUM
easat-1514	278	7	0.669	0.669	NUM
easat-1514	278	8	within	within	ADP
easat-1514	278	9	groups	group	NOUN
easat-1514	278	10	890.788	890.788	NUM
easat-1514	278	11	568	568	NUM
easat-1514	278	12	1.568	1.568	NUM
easat-1514	278	13	total	total	NOUN
easat-1514	278	14	892.049	892.049	NUM
easat-1514	278	15	570	570	NUM
easat-1514	278	16	if	if	SCONJ
easat-1514	278	17	i	i	PRON
easat-1514	278	18	pay	pay	VERB
easat-1514	278	19	by	by	ADP
easat-1514	278	20	card	card	NOUN
easat-1514	278	21	i	i	PRON
easat-1514	278	22	can	can	AUX
easat-1514	278	23	keep	keep	VERB
easat-1514	278	24	track	track	NOUN
easat-1514	278	25	of	of	ADP
easat-1514	278	26	the	the	DET
easat-1514	278	27	value	value	NOUN
easat-1514	278	28	of	of	ADP
easat-1514	278	29	my	my	PRON
easat-1514	278	30	purchases	purchase	NOUN
easat-1514	278	31	.	.	PUNCT
easat-1514	279	1	between	between	ADP
easat-1514	279	2	groups	group	NOUN
easat-1514	279	3	4.231	4.231	NUM
easat-1514	279	4	2	2	NUM
easat-1514	279	5	2.116	2.116	NUM
easat-1514	279	6	2.181	2.181	NUM
easat-1514	279	7	0.114	0.114	NUM
easat-1514	279	8	within	within	ADP
easat-1514	279	9	groups	group	NOUN
easat-1514	279	10	550.928	550.928	NUM
easat-1514	279	11	568	568	NUM
easat-1514	279	12	0.970	0.970	NUM
easat-1514	279	13	total	total	ADJ
easat-1514	279	14	555.159	555.159	NUM
easat-1514	279	15	570	570	NUM
easat-1514	279	16	note	note	NOUN
easat-1514	279	17	:	:	PUNCT
easat-1514	279	18	n	n	PROPN
easat-1514	279	19	=	=	SYM
easat-1514	279	20	571	571	NUM
easat-1514	279	21	.	.	PUNCT
easat-1514	280	1	5	5	NUM
easat-1514	280	2	.	.	X
easat-1514	280	3	conclusions	conclusion	NOUN
easat-1514	280	4	for	for	ADP
easat-1514	280	5	baby	baby	NOUN
easat-1514	280	6	boomers	boomer	NOUN
easat-1514	280	7	and	and	CCONJ
easat-1514	280	8	generation	generation	NOUN
easat-1514	280	9	x	x	NOUN
easat-1514	280	10	,	,	PUNCT
easat-1514	280	11	demand	demand	NOUN
easat-1514	280	12	for	for	ADP
easat-1514	280	13	traditional	traditional	ADJ
easat-1514	280	14	banking	banking	NOUN
easat-1514	280	15	services	service	NOUN
easat-1514	280	16	is	be	AUX
easat-1514	280	17	higher	high	ADJ
easat-1514	280	18	,	,	PUNCT
easat-1514	280	19	which	which	PRON
easat-1514	280	20	sustains	sustain	VERB
easat-1514	280	21	the	the	DET
easat-1514	280	22	demand	demand	NOUN
easat-1514	280	23	for	for	ADP
easat-1514	280	24	physical	physical	ADJ
easat-1514	280	25	bank	bank	NOUN
easat-1514	280	26	branches	branch	NOUN
easat-1514	280	27	and	and	CCONJ
easat-1514	280	28	atms	atms	NOUN
easat-1514	280	29	.	.	PUNCT
easat-1514	281	1	however	however	ADV
easat-1514	281	2	,	,	PUNCT
easat-1514	281	3	for	for	ADP
easat-1514	281	4	millennials	millennial	NOUN
easat-1514	281	5	and	and	CCONJ
easat-1514	281	6	generation	generation	NOUN
easat-1514	281	7	z	z	NOUN
easat-1514	281	8	,	,	PUNCT
easat-1514	281	9	the	the	DET
easat-1514	281	10	demand	demand	NOUN
easat-1514	281	11	for	for	ADP
easat-1514	281	12	digital	digital	ADJ
easat-1514	281	13	banking	banking	NOUN
easat-1514	281	14	services	service	NOUN
easat-1514	281	15	continues	continue	VERB
easat-1514	281	16	to	to	PART
easat-1514	281	17	grow	grow	VERB
easat-1514	281	18	,	,	PUNCT
easat-1514	281	19	encouraging	encourage	VERB
easat-1514	281	20	financial	financial	ADJ
easat-1514	281	21	institutions	institution	NOUN
easat-1514	281	22	to	to	PART
easat-1514	281	23	develop	develop	VERB
easat-1514	281	24	innovative	innovative	ADJ
easat-1514	281	25	digital	digital	ADJ
easat-1514	281	26	solutions	solution	NOUN
easat-1514	281	27	.	.	PUNCT
easat-1514	282	1	the	the	DET
easat-1514	282	2	older	old	ADJ
easat-1514	282	3	generations	generation	NOUN
easat-1514	282	4	'	'	PART
easat-1514	282	5	distrust	distrust	NOUN
easat-1514	282	6	of	of	ADP
easat-1514	282	7	electronic	electronic	ADJ
easat-1514	282	8	and	and	CCONJ
easat-1514	282	9	digital	digital	ADJ
easat-1514	282	10	payment	payment	NOUN
easat-1514	282	11	solutions	solution	NOUN
easat-1514	282	12	is	be	AUX
easat-1514	282	13	prompting	prompt	VERB
easat-1514	282	14	financial	financial	ADJ
easat-1514	282	15	service	service	NOUN
easat-1514	282	16	providers	provider	NOUN
easat-1514	282	17	to	to	PART
easat-1514	282	18	place	place	VERB
easat-1514	282	19	increased	increase	VERB
easat-1514	282	20	emphasis	emphasis	NOUN
easat-1514	282	21	on	on	ADP
easat-1514	282	22	security	security	NOUN
easat-1514	282	23	and	and	CCONJ
easat-1514	282	24	reliability	reliability	NOUN
easat-1514	282	25	.	.	PUNCT
easat-1514	283	1	at	at	ADP
easat-1514	283	2	the	the	DET
easat-1514	283	3	same	same	ADJ
easat-1514	283	4	time	time	NOUN
easat-1514	283	5	,	,	PUNCT
easat-1514	283	6	the	the	DET
easat-1514	283	7	demand	demand	NOUN
easat-1514	283	8	of	of	ADP
easat-1514	283	9	younger	young	ADJ
easat-1514	283	10	generations	generation	NOUN
easat-1514	283	11	for	for	ADP
easat-1514	283	12	fast	fast	ADJ
easat-1514	283	13	,	,	PUNCT
easat-1514	283	14	convenient	convenient	ADJ
easat-1514	283	15	and	and	CCONJ
easat-1514	283	16	innovative	innovative	ADJ
easat-1514	283	17	payment	payment	NOUN
easat-1514	283	18	solutions	solution	NOUN
easat-1514	283	19	is	be	AUX
easat-1514	283	20	driving	drive	VERB
easat-1514	283	21	the	the	DET
easat-1514	283	22	continuous	continuous	ADJ
easat-1514	283	23	development	development	NOUN
easat-1514	283	24	of	of	ADP
easat-1514	283	25	new	new	ADJ
easat-1514	283	26	technologies	technology	NOUN
easat-1514	283	27	and	and	CCONJ
easat-1514	283	28	services	service	NOUN
easat-1514	283	29	.	.	PUNCT
easat-1514	284	1	in	in	ADP
easat-1514	284	2	the	the	DET
easat-1514	284	3	future	future	NOUN
easat-1514	284	4	,	,	PUNCT
easat-1514	284	5	the	the	DET
easat-1514	284	6	focus	focus	NOUN
easat-1514	284	7	is	be	AUX
easat-1514	284	8	expected	expect	VERB
easat-1514	284	9	to	to	PART
easat-1514	284	10	shift	shift	VERB
easat-1514	284	11	even	even	ADV
easat-1514	284	12	more	more	ADJ
easat-1514	284	13	towards	towards	ADP
easat-1514	284	14	digital	digital	ADJ
easat-1514	284	15	and	and	CCONJ
easat-1514	284	16	innovative	innovative	ADJ
easat-1514	284	17	payment	payment	NOUN
easat-1514	284	18	solutions	solution	NOUN
easat-1514	284	19	.	.	PUNCT
easat-1514	285	1	older	old	ADJ
easat-1514	285	2	generations	generation	NOUN
easat-1514	285	3	will	will	AUX
easat-1514	285	4	gradually	gradually	ADV
easat-1514	285	5	adapt	adapt	VERB
easat-1514	285	6	to	to	ADP
easat-1514	285	7	new	new	ADJ
easat-1514	285	8	technologies	technology	NOUN
easat-1514	285	9	,	,	PUNCT
easat-1514	285	10	while	while	SCONJ
easat-1514	285	11	younger	young	ADJ
easat-1514	285	12	generations	generation	NOUN
easat-1514	285	13	will	will	AUX
easat-1514	285	14	remain	remain	VERB
easat-1514	285	15	at	at	ADP
easat-1514	285	16	the	the	DET
easat-1514	285	17	forefront	forefront	NOUN
easat-1514	285	18	of	of	ADP
easat-1514	285	19	innovation	innovation	NOUN
easat-1514	285	20	.	.	PUNCT
easat-1514	286	1	technologies	technology	NOUN
easat-1514	286	2	such	such	ADJ
easat-1514	286	3	as	as	ADP
easat-1514	286	4	artificial	artificial	ADJ
easat-1514	286	5	intelligence	intelligence	NOUN
easat-1514	286	6	,	,	PUNCT
easat-1514	286	7	blockchain	blockchain	NOUN
easat-1514	286	8	and	and	CCONJ
easat-1514	286	9	biometric	biometric	ADJ
easat-1514	286	10	identification	identification	NOUN
easat-1514	286	11	will	will	AUX
easat-1514	286	12	play	play	VERB
easat-1514	286	13	an	an	DET
easat-1514	286	14	increasingly	increasingly	ADV
easat-1514	286	15	important	important	ADJ
easat-1514	286	16	role	role	NOUN
easat-1514	286	17	in	in	ADP
easat-1514	286	18	payment	payment	NOUN
easat-1514	286	19	systems	system	NOUN
easat-1514	286	20	.	.	PUNCT
easat-1514	287	1	ai	ai	VERB
easat-1514	287	2	-	-	PUNCT
easat-1514	287	3	based	base	VERB
easat-1514	287	4	solutions	solution	NOUN
easat-1514	287	5	will	will	AUX
easat-1514	287	6	enable	enable	VERB
easat-1514	287	7	personalised	personalised	ADJ
easat-1514	287	8	financial	financial	ADJ
easat-1514	287	9	advice	advice	NOUN
easat-1514	287	10	and	and	CCONJ
easat-1514	287	11	rapid	rapid	ADJ
easat-1514	287	12	fraud	fraud	NOUN
easat-1514	287	13	detection	detection	NOUN
easat-1514	287	14	,	,	PUNCT
easat-1514	287	15	while	while	SCONJ
easat-1514	287	16	blockchain	blockchain	PROPN
easat-1514	287	17	technology	technology	PROPN
easat-1514	287	18	will	will	AUX
easat-1514	287	19	enable	enable	VERB
easat-1514	287	20	safer	safe	ADJ
easat-1514	287	21	and	and	CCONJ
easat-1514	287	22	more	more	ADV
easat-1514	287	23	transparent	transparent	ADJ
easat-1514	287	24	transactions	transaction	NOUN
easat-1514	287	25	.	.	PUNCT
easat-1514	288	1	biometric	biometric	ADJ
easat-1514	288	2	identification	identification	NOUN
easat-1514	288	3	will	will	AUX
easat-1514	288	4	increase	increase	VERB
easat-1514	288	5	the	the	DET
easat-1514	288	6	security	security	NOUN
easat-1514	288	7	and	and	CCONJ
easat-1514	288	8	convenience	convenience	NOUN
easat-1514	288	9	of	of	ADP
easat-1514	288	10	payment	payment	NOUN
easat-1514	288	11	systems	system	NOUN
easat-1514	288	12	,	,	PUNCT
easat-1514	288	13	especially	especially	ADV
easat-1514	288	14	for	for	ADP
easat-1514	288	15	mobile	mobile	ADJ
easat-1514	288	16	payments	payment	NOUN
easat-1514	288	17	and	and	CCONJ
easat-1514	288	18	online	online	ADJ
easat-1514	288	19	purchases	purchase	NOUN
easat-1514	288	20	.	.	PUNCT
easat-1514	289	1	the	the	DET
easat-1514	289	2	different	different	ADJ
easat-1514	289	3	needs	need	NOUN
easat-1514	289	4	and	and	CCONJ
easat-1514	289	5	preferences	preference	NOUN
easat-1514	289	6	of	of	ADP
easat-1514	289	7	each	each	DET
easat-1514	289	8	generation	generation	NOUN
easat-1514	289	9	will	will	AUX
easat-1514	289	10	continue	continue	VERB
easat-1514	289	11	to	to	PART
easat-1514	289	12	shape	shape	VERB
easat-1514	289	13	the	the	DET
easat-1514	289	14	financial	financial	ADJ
easat-1514	289	15	market	market	NOUN
easat-1514	289	16	and	and	CCONJ
easat-1514	289	17	determine	determine	VERB
easat-1514	289	18	future	future	ADJ
easat-1514	289	19	trends	trend	NOUN
easat-1514	289	20	and	and	CCONJ
easat-1514	289	21	developments	development	NOUN
easat-1514	289	22	.	.	PUNCT
easat-1514	290	1	it	it	PRON
easat-1514	290	2	is	be	AUX
easat-1514	290	3	crucial	crucial	ADJ
easat-1514	290	4	for	for	SCONJ
easat-1514	290	5	financial	financial	ADJ
easat-1514	290	6	institutions	institution	NOUN
easat-1514	290	7	to	to	PART
easat-1514	290	8	understand	understand	VERB
easat-1514	290	9	these	these	DET
easat-1514	290	10	differences	difference	NOUN
easat-1514	290	11	and	and	CCONJ
easat-1514	290	12	be	be	AUX
easat-1514	290	13	able	able	ADJ
easat-1514	290	14	to	to	PART
easat-1514	290	15	adapt	adapt	VERB
easat-1514	290	16	to	to	ADP
easat-1514	290	17	changing	change	VERB
easat-1514	290	18	needs	need	NOUN
easat-1514	290	19	in	in	ADP
easat-1514	290	20	order	order	NOUN
easat-1514	290	21	to	to	PART
easat-1514	290	22	remain	remain	VERB
easat-1514	290	23	competitive	competitive	ADJ
easat-1514	290	24	in	in	ADP
easat-1514	290	25	the	the	DET
easat-1514	290	26	rapidly	rapidly	ADV
easat-1514	290	27	evolving	evolve	VERB
easat-1514	290	28	digital	digital	ADJ
easat-1514	290	29	age	age	NOUN
easat-1514	290	30	.	.	PUNCT
easat-1514	291	1	digitalisation	digitalisation	NOUN
easat-1514	291	2	will	will	AUX
easat-1514	291	3	not	not	PART
easat-1514	291	4	become	become	VERB
easat-1514	291	5	less	less	ADV
easat-1514	291	6	present	present	ADJ
easat-1514	291	7	or	or	CCONJ
easat-1514	291	8	less	less	ADV
easat-1514	291	9	important	important	ADJ
easat-1514	291	10	in	in	ADP
easat-1514	291	11	our	our	PRON
easat-1514	291	12	lives	life	NOUN
easat-1514	291	13	.	.	PUNCT
easat-1514	292	1	it	it	PRON
easat-1514	292	2	will	will	AUX
easat-1514	292	3	continue	continue	VERB
easat-1514	292	4	to	to	PART
easat-1514	292	5	shape	shape	VERB
easat-1514	292	6	and	and	CCONJ
easat-1514	292	7	change	change	VERB
easat-1514	292	8	our	our	PRON
easat-1514	292	9	daily	daily	ADJ
easat-1514	292	10	lives	life	NOUN
easat-1514	292	11	.	.	PUNCT
easat-1514	293	1	the	the	DET
easat-1514	293	2	era	era	NOUN
easat-1514	293	3	of	of	ADP
easat-1514	293	4	digital	digital	ADJ
easat-1514	293	5	or	or	CCONJ
easat-1514	293	6	innovative	innovative	ADJ
easat-1514	293	7	finance	finance	NOUN
easat-1514	293	8	has	have	AUX
easat-1514	293	9	begun	begin	VERB
easat-1514	293	10	in	in	ADP
easat-1514	293	11	recent	recent	ADJ
easat-1514	293	12	years	year	NOUN
easat-1514	293	13	,	,	PUNCT
easat-1514	293	14	opening	open	VERB
easat-1514	293	15	a	a	DET
easat-1514	293	16	new	new	ADJ
easat-1514	293	17	chapter	chapter	NOUN
easat-1514	293	18	in	in	ADP
easat-1514	293	19	human	human	ADJ
easat-1514	293	20	history	history	NOUN
easat-1514	293	21	and	and	CCONJ
easat-1514	293	22	1412	1412	NUM
easat-1514	293	23	edelweiss	edelweiss	PROPN
easat-1514	293	24	applied	apply	VERB
easat-1514	293	25	science	science	NOUN
easat-1514	293	26	and	and	CCONJ
easat-1514	293	27	technology	technology	NOUN
easat-1514	293	28	issn	issn	PROPN
easat-1514	293	29	:	:	PUNCT
easat-1514	293	30	2576	2576	NUM
easat-1514	293	31	-	-	SYM
easat-1514	293	32	8484	8484	NUM
easat-1514	293	33	vol	vol	NOUN
easat-1514	293	34	.	.	PROPN
easat-1514	293	35	8	8	NUM
easat-1514	293	36	,	,	PUNCT
easat-1514	293	37	no	no	INTJ
easat-1514	293	38	.	.	NOUN
easat-1514	293	39	4	4	NUM
easat-1514	293	40	:	:	SYM
easat-1514	293	41	1402	1402	NUM
easat-1514	293	42	-	-	SYM
easat-1514	293	43	1412	1412	NUM
easat-1514	293	44	,	,	PUNCT
easat-1514	293	45	2024	2024	NUM
easat-1514	293	46	doi	doi	NOUN
easat-1514	293	47	:	:	PUNCT
easat-1514	293	48	10.55214/25768484.v8i4.1514	10.55214/25768484.v8i4.1514	NUM
easat-1514	293	49	©	©	PROPN
easat-1514	293	50	2024	2024	NUM
easat-1514	293	51	by	by	ADP
easat-1514	293	52	the	the	DET
easat-1514	293	53	authors	author	NOUN
easat-1514	293	54	;	;	PUNCT
easat-1514	293	55	licensee	licensee	PROPN
easat-1514	293	56	learning	learning	NOUN
easat-1514	293	57	gate	gate	NOUN
easat-1514	293	58	in	in	ADP
easat-1514	293	59	payment	payment	NOUN
easat-1514	293	60	habits	habit	NOUN
easat-1514	293	61	.	.	PUNCT
easat-1514	294	1	copyright	copyright	NOUN
easat-1514	294	2	:	:	PUNCT
easat-1514	294	3	©	©	PROPN
easat-1514	294	4	2024	2024	NUM
easat-1514	294	5	by	by	ADP
easat-1514	294	6	the	the	DET
easat-1514	294	7	authors	author	NOUN
easat-1514	294	8	.	.	PUNCT
easat-1514	295	1	this	this	DET
easat-1514	295	2	article	article	NOUN
easat-1514	295	3	is	be	AUX
easat-1514	295	4	an	an	DET
easat-1514	295	5	open	open	ADJ
easat-1514	295	6	access	access	NOUN
easat-1514	295	7	article	article	NOUN
easat-1514	295	8	distributed	distribute	VERB
easat-1514	295	9	under	under	ADP
easat-1514	295	10	the	the	DET
easat-1514	295	11	terms	term	NOUN
easat-1514	295	12	and	and	CCONJ
easat-1514	295	13	conditions	condition	NOUN
easat-1514	295	14	of	of	ADP
easat-1514	295	15	the	the	DET
easat-1514	295	16	creative	creative	ADJ
easat-1514	295	17	commons	common	NOUN
easat-1514	295	18	attribution	attribution	NOUN
easat-1514	295	19	(	(	PUNCT
easat-1514	295	20	cc	cc	NOUN
easat-1514	295	21	by	by	ADP
easat-1514	295	22	)	)	PUNCT
easat-1514	295	23	license	license	NOUN
easat-1514	295	24	(	(	PUNCT
easat-1514	295	25	https://creativecommons.org/licenses/by/4.0/	https://creativecommons.org/licenses/by/4.0/	PROPN
easat-1514	295	26	)	)	PUNCT
easat-1514	295	27	.	.	PUNCT
easat-1514	296	1	references	reference	NOUN
easat-1514	296	2	[	[	X
easat-1514	296	3	1	1	NUM
easat-1514	296	4	.	.	PUNCT
easat-1514	296	5	]	]	PUNCT
easat-1514	297	1	zaimovic	zaimovic	PROPN
easat-1514	297	2	,	,	PUNCT
easat-1514	297	3	a.	a.	NOUN
easat-1514	297	4	,	,	PUNCT
easat-1514	297	5	torlakovic	torlakovic	NOUN
easat-1514	297	6	,	,	PUNCT
easat-1514	297	7	a.	a.	NOUN
easat-1514	297	8	,	,	PUNCT
easat-1514	297	9	arnaut	arnaut	ADJ
easat-1514	297	10	-	-	PUNCT
easat-1514	297	11	berilo	berilo	NOUN
easat-1514	297	12	,	,	PUNCT
easat-1514	297	13	a.	a.	NOUN
easat-1514	297	14	,	,	PUNCT
easat-1514	297	15	zaimovic	zaimovic	NOUN
easat-1514	297	16	,	,	PUNCT
easat-1514	297	17	t.	t.	PROPN
easat-1514	297	18	,	,	PUNCT
easat-1514	297	19	dedovic	dedovic	PROPN
easat-1514	297	20	,	,	PUNCT
easat-1514	297	21	l.	l.	PROPN
easat-1514	297	22	,	,	PUNCT
easat-1514	297	23	&	&	CCONJ
easat-1514	297	24	nuhic	nuhic	ADJ
easat-1514	297	25	meskovic	meskovic	PROPN
easat-1514	297	26	,	,	PUNCT
easat-1514	297	27	m.	m.	NOUN
easat-1514	297	28	(	(	PUNCT
easat-1514	297	29	2023	2023	NUM
easat-1514	297	30	)	)	PUNCT
easat-1514	297	31	.	.	PUNCT
easat-1514	298	1	mapping	map	VERB
easat-1514	298	2	financial	financial	ADJ
easat-1514	298	3	literacy	literacy	NOUN
easat-1514	298	4	:	:	PUNCT
easat-1514	298	5	a	a	DET
easat-1514	298	6	systematic	systematic	ADJ
easat-1514	298	7	literature	literature	NOUN
easat-1514	298	8	review	review	NOUN
easat-1514	298	9	of	of	ADP
easat-1514	298	10	determinants	determinant	NOUN
easat-1514	298	11	and	and	CCONJ
easat-1514	298	12	recent	recent	ADJ
easat-1514	298	13	trends	trend	NOUN
easat-1514	298	14	.	.	PUNCT
easat-1514	299	1	sustainability	sustainability	NOUN
easat-1514	299	2	,	,	PUNCT
easat-1514	299	3	15(12	15(12	NUM
easat-1514	299	4	)	)	PUNCT
easat-1514	299	5	,	,	PUNCT
easat-1514	299	6	9358	9358	NUM
easat-1514	299	7	.	.	PUNCT
easat-1514	300	1	https://doi.org/10.3390/su15129358	https://doi.org/10.3390/su15129358	X
easat-1514	301	1	[	[	X
easat-1514	301	2	2	2	NUM
easat-1514	301	3	.	.	PUNCT
easat-1514	301	4	]	]	PUNCT
easat-1514	302	1	liu	liu	PROPN
easat-1514	302	2	,	,	PUNCT
easat-1514	302	3	d.	d.	PROPN
easat-1514	302	4	,	,	PUNCT
easat-1514	302	5	chen	chen	PROPN
easat-1514	302	6	,	,	PUNCT
easat-1514	302	7	s.	s.	PROPN
easat-1514	302	8	,	,	PUNCT
easat-1514	302	9	&	&	CCONJ
easat-1514	302	10	chou	chou	NOUN
easat-1514	302	11	,	,	PUNCT
easat-1514	302	12	t.	t.	PROPN
easat-1514	302	13	(	(	PUNCT
easat-1514	302	14	2011	2011	NUM
easat-1514	302	15	)	)	PUNCT
easat-1514	302	16	.	.	PUNCT
easat-1514	303	1	resource	resource	NOUN
easat-1514	303	2	fit	fit	ADJ
easat-1514	303	3	in	in	ADP
easat-1514	303	4	digital	digital	ADJ
easat-1514	303	5	transformation	transformation	NOUN
easat-1514	303	6	:	:	PUNCT
easat-1514	304	1	lessons	lesson	NOUN
easat-1514	304	2	learned	learn	VERB
easat-1514	304	3	from	from	ADP
easat-1514	304	4	the	the	DET
easat-1514	304	5	cbc	cbc	PROPN
easat-1514	304	6	bank	bank	PROPN
easat-1514	304	7	global	global	ADJ
easat-1514	304	8	e	e	NOUN
easat-1514	304	9	-	-	ADJ
easat-1514	304	10	banking	banking	ADJ
easat-1514	304	11	project	project	NOUN
easat-1514	304	12	.	.	PUNCT
easat-1514	305	1	management	management	NOUN
easat-1514	305	2	decision	decision	NOUN
easat-1514	305	3	,	,	PUNCT
easat-1514	305	4	49(10	49(10	PROPN
easat-1514	305	5	)	)	PUNCT
easat-1514	305	6	,	,	PUNCT
easat-1514	305	7	1728	1728	NUM
easat-1514	305	8	-	-	SYM
easat-1514	305	9	1742	1742	NUM
easat-1514	305	10	.	.	PUNCT
easat-1514	306	1	[	[	X
easat-1514	306	2	3	3	NUM
easat-1514	306	3	.	.	NOUN
easat-1514	306	4	]	]	PUNCT
easat-1514	307	1	csiszárik	csiszárik	PROPN
easat-1514	307	2	-	-	PUNCT
easat-1514	307	3	kocsir	kocsir	PROPN
easat-1514	307	4	,	,	PUNCT
easat-1514	307	5	á	á	PROPN
easat-1514	307	6	.	.	PROPN
easat-1514	307	7	,	,	PUNCT
easat-1514	307	8	&	&	CCONJ
easat-1514	307	9	lentner	lentner	PROPN
easat-1514	307	10	,	,	PUNCT
easat-1514	307	11	cs	cs	PROPN
easat-1514	307	12	.	.	PROPN
easat-1514	307	13	(	(	PUNCT
easat-1514	307	14	2023	2023	NUM
easat-1514	307	15	)	)	PUNCT
easat-1514	307	16	.	.	PUNCT
easat-1514	308	1	financial	financial	ADJ
easat-1514	308	2	exclusion	exclusion	NOUN
easat-1514	308	3	from	from	ADP
easat-1514	308	4	the	the	DET
easat-1514	308	5	perspective	perspective	NOUN
easat-1514	308	6	of	of	ADP
easat-1514	308	7	financial	financial	ADJ
easat-1514	308	8	literacy	literacy	NOUN
easat-1514	308	9	in	in	ADP
easat-1514	308	10	the	the	DET
easat-1514	308	11	digital	digital	ADJ
easat-1514	308	12	world	world	NOUN
easat-1514	308	13	of	of	ADP
easat-1514	308	14	the	the	DET
easat-1514	308	15	21st	21st	ADJ
easat-1514	308	16	century	century	NOUN
easat-1514	308	17	through	through	ADP
easat-1514	308	18	the	the	DET
easat-1514	308	19	example	example	NOUN
easat-1514	308	20	of	of	ADP
easat-1514	308	21	hungary	hungary	PROPN
easat-1514	308	22	.	.	PUNCT
easat-1514	309	1	transformations	transformation	NOUN
easat-1514	309	2	in	in	ADP
easat-1514	309	3	business	business	NOUN
easat-1514	309	4	&	&	CCONJ
easat-1514	309	5	economics	economic	NOUN
easat-1514	309	6	,	,	PUNCT
easat-1514	309	7	22(3	22(3	NUM
easat-1514	309	8	)	)	PUNCT
easat-1514	309	9	,	,	PUNCT
easat-1514	309	10	266	266	NUM
easat-1514	309	11	-	-	SYM
easat-1514	309	12	280	280	NUM
easat-1514	309	13	.	.	PUNCT
easat-1514	310	1	[	[	X
easat-1514	310	2	4	4	NUM
easat-1514	310	3	.	.	PUNCT
easat-1514	310	4	]	]	PUNCT
easat-1514	310	5	bourdon	bourdon	PROPN
easat-1514	310	6	-	-	PUNCT
easat-1514	310	7	garcía	garcía	PROPN
easat-1514	310	8	,	,	PUNCT
easat-1514	310	9	r.	r.	PROPN
easat-1514	310	10	d.	d.	PROPN
easat-1514	310	11	,	,	PUNCT
easat-1514	310	12	villamizar	villamizar	NOUN
easat-1514	310	13	,	,	PUNCT
easat-1514	310	14	s.	s.	PROPN
easat-1514	310	15	a.	a.	PROPN
easat-1514	310	16	m.	m.	PROPN
easat-1514	310	17	,	,	PUNCT
easat-1514	310	18	oviedo	oviedo	PROPN
easat-1514	310	19	,	,	PUNCT
easat-1514	310	20	k.	k.	PROPN
easat-1514	310	21	m.	m.	PROPN
easat-1514	310	22	,	,	PUNCT
easat-1514	310	23	mariosa	mariosa	PROPN
easat-1514	310	24	,	,	PUNCT
easat-1514	310	25	d.	d.	PROPN
easat-1514	310	26	f.	f.	PROPN
easat-1514	310	27	,	,	PUNCT
easat-1514	310	28	falsarella	falsarella	NOUN
easat-1514	310	29	,	,	PUNCT
easat-1514	310	30	o.	o.	NOUN
easat-1514	310	31	m.	m.	NOUN
easat-1514	310	32	,	,	PUNCT
easat-1514	310	33	&	&	CCONJ
easat-1514	310	34	conti	conti	PROPN
easat-1514	310	35	,	,	PUNCT
easat-1514	310	36	d.	d.	PROPN
easat-1514	310	37	de	de	PROPN
easat-1514	310	38	m.	m.	PROPN
easat-1514	310	39	(	(	PUNCT
easat-1514	310	40	2024	2024	NUM
easat-1514	310	41	)	)	PUNCT
easat-1514	310	42	.	.	PUNCT
easat-1514	311	1	strategies	strategy	NOUN
easat-1514	311	2	for	for	ADP
easat-1514	311	3	the	the	DET
easat-1514	311	4	generation	generation	NOUN
easat-1514	311	5	of	of	ADP
easat-1514	311	6	new	new	ADJ
easat-1514	311	7	knowledge	knowledge	NOUN
easat-1514	311	8	products	product	NOUN
easat-1514	311	9	and	and	CCONJ
easat-1514	311	10	social	social	ADJ
easat-1514	311	11	appropriation	appropriation	NOUN
easat-1514	311	12	of	of	ADP
easat-1514	311	13	knowledge	knowledge	NOUN
easat-1514	311	14	in	in	ADP
easat-1514	311	15	occupational	occupational	ADJ
easat-1514	311	16	health	health	NOUN
easat-1514	311	17	and	and	CCONJ
easat-1514	311	18	safety	safety	NOUN
easat-1514	311	19	and	and	CCONJ
easat-1514	311	20	environmental	environmental	ADJ
easat-1514	311	21	management	management	NOUN
easat-1514	311	22	.	.	PUNCT
easat-1514	312	1	revista	revista	PROPN
easat-1514	312	2	de	de	PROPN
easat-1514	312	3	gestão	gestão	PROPN
easat-1514	312	4	social	social	PROPN
easat-1514	312	5	e	e	PROPN
easat-1514	312	6	ambiental	ambiental	NOUN
easat-1514	312	7	,	,	PUNCT
easat-1514	312	8	18(9	18(9	NOUN
easat-1514	312	9	)	)	PUNCT
easat-1514	312	10	,	,	PUNCT
easat-1514	312	11	e07572	e07572	PROPN
easat-1514	312	12	.	.	PUNCT
easat-1514	313	1	https://doi.org/10.24857/rgsa.v18n9-105	https://doi.org/10.24857/rgsa.v18n9-105	PROPN
easat-1514	314	1	[	[	X
easat-1514	314	2	5	5	NUM
easat-1514	314	3	.	.	PUNCT
easat-1514	314	4	]	]	PUNCT
easat-1514	314	5	lusardi	lusardi	PROPN
easat-1514	314	6	,	,	PUNCT
easat-1514	314	7	a.	a.	PROPN
easat-1514	314	8	,	,	PUNCT
easat-1514	314	9	&	&	CCONJ
easat-1514	314	10	streeter	streeter	PROPN
easat-1514	314	11	,	,	PUNCT
easat-1514	314	12	j.	j.	PROPN
easat-1514	314	13	l.	l.	PROPN
easat-1514	314	14	(	(	PUNCT
easat-1514	314	15	2023	2023	NUM
easat-1514	314	16	)	)	PUNCT
easat-1514	314	17	.	.	PUNCT
easat-1514	315	1	financial	financial	ADJ
easat-1514	315	2	literacy	literacy	NOUN
easat-1514	315	3	and	and	CCONJ
easat-1514	315	4	financial	financial	ADJ
easat-1514	315	5	well	well	NOUN
easat-1514	315	6	-	-	PUNCT
easat-1514	315	7	being	being	NOUN
easat-1514	315	8	:	:	PUNCT
easat-1514	315	9	evidence	evidence	NOUN
easat-1514	315	10	from	from	ADP
easat-1514	315	11	the	the	DET
easat-1514	315	12	u.s	u.s	PROPN
easat-1514	315	13	.	.	PROPN
easat-1514	315	14	journal	journal	PROPN
easat-1514	315	15	of	of	ADP
easat-1514	315	16	financial	financial	ADJ
easat-1514	315	17	literacy	literacy	NOUN
easat-1514	315	18	and	and	CCONJ
easat-1514	315	19	wellbeing	wellbeing	NOUN
easat-1514	315	20	,	,	PUNCT
easat-1514	315	21	1(2	1(2	NUM
easat-1514	315	22	)	)	PUNCT
easat-1514	315	23	,	,	PUNCT
easat-1514	315	24	169	169	NUM
easat-1514	315	25	-	-	SYM
easat-1514	315	26	198	198	NUM
easat-1514	315	27	.	.	PUNCT
easat-1514	316	1	https://doi.org/10.1017/flw.2023.13	https://doi.org/10.1017/flw.2023.13	NOUN
easat-1514	317	1	[	[	X
easat-1514	317	2	6	6	NUM
easat-1514	317	3	.	.	PUNCT
easat-1514	317	4	]	]	PUNCT
easat-1514	318	1	csiszárik	csiszárik	PROPN
easat-1514	318	2	-	-	PUNCT
easat-1514	318	3	kocsir	kocsir	PROPN
easat-1514	318	4	,	,	PUNCT
easat-1514	318	5	á	á	X
easat-1514	318	6	.	.	PUNCT
easat-1514	318	7	(	(	PUNCT
easat-1514	318	8	2022a	2022a	NUM
easat-1514	318	9	)	)	PUNCT
easat-1514	318	10	.	.	PUNCT
easat-1514	319	1	socialisation	socialisation	NOUN
easat-1514	319	2	determining	determine	VERB
easat-1514	319	3	individual	individual	ADJ
easat-1514	319	4	financial	financial	ADJ
easat-1514	319	5	decisions	decision	NOUN
easat-1514	319	6	from	from	ADP
easat-1514	319	7	the	the	DET
easat-1514	319	8	aspect	aspect	NOUN
easat-1514	319	9	of	of	ADP
easat-1514	319	10	financial	financial	ADJ
easat-1514	319	11	literacy	literacy	NOUN
easat-1514	319	12	.	.	PUNCT
easat-1514	320	1	public	public	ADJ
easat-1514	320	2	finance	finance	NOUN
easat-1514	320	3	quarterly	quarterly	ADV
easat-1514	320	4	,	,	PUNCT
easat-1514	320	5	67(4	67(4	NUM
easat-1514	320	6	)	)	PUNCT
easat-1514	320	7	,	,	PUNCT
easat-1514	320	8	567	567	NUM
easat-1514	320	9	-	-	SYM
easat-1514	320	10	584	584	NUM
easat-1514	320	11	.	.	PUNCT
easat-1514	321	1	[	[	X
easat-1514	321	2	7	7	NUM
easat-1514	321	3	.	.	NOUN
easat-1514	321	4	]	]	PUNCT
easat-1514	322	1	csiszárik	csiszárik	PROPN
easat-1514	322	2	-	-	PUNCT
easat-1514	322	3	kocsir	kocsir	PROPN
easat-1514	322	4	,	,	PUNCT
easat-1514	322	5	á	á	PROPN
easat-1514	322	6	.	.	PROPN
easat-1514	322	7	,	,	PUNCT
easat-1514	322	8	varga	varga	PROPN
easat-1514	322	9	,	,	PUNCT
easat-1514	322	10	j.	j.	PROPN
easat-1514	322	11	,	,	PUNCT
easat-1514	322	12	&	&	CCONJ
easat-1514	322	13	garai	garai	PROPN
easat-1514	322	14	-	-	PUNCT
easat-1514	322	15	fodor	fodor	PROPN
easat-1514	322	16	,	,	PUNCT
easat-1514	322	17	m.	m.	NOUN
easat-1514	322	18	(	(	PUNCT
easat-1514	322	19	2021	2021	NUM
easat-1514	322	20	)	)	PUNCT
easat-1514	322	21	.	.	PUNCT
easat-1514	323	1	knowledge	knowledge	NOUN
easat-1514	323	2	about	about	ADP
easat-1514	323	3	past	past	ADJ
easat-1514	323	4	and	and	CCONJ
easat-1514	323	5	present	present	ADJ
easat-1514	323	6	financial	financial	ADJ
easat-1514	323	7	crises	crisis	NOUN
easat-1514	323	8	in	in	ADP
easat-1514	323	9	relation	relation	NOUN
easat-1514	323	10	to	to	ADP
easat-1514	323	11	financial	financial	ADJ
easat-1514	323	12	education	education	NOUN
easat-1514	323	13	.	.	PUNCT
easat-1514	324	1	public	public	ADJ
easat-1514	324	2	finance	finance	NOUN
easat-1514	324	3	quarterly	quarterly	ADV
easat-1514	324	4	,	,	PUNCT
easat-1514	324	5	66(2	66(2	NUM
easat-1514	324	6	)	)	PUNCT
easat-1514	324	7	,	,	PUNCT
easat-1514	324	8	211	211	NUM
easat-1514	324	9	-	-	SYM
easat-1514	324	10	231	231	NUM
easat-1514	324	11	.	.	PUNCT
easat-1514	325	1	[	[	X
easat-1514	325	2	8	8	NUM
easat-1514	325	3	.	.	PUNCT
easat-1514	325	4	]	]	PUNCT
easat-1514	325	5	garai	garai	PROPN
easat-1514	325	6	-	-	PUNCT
easat-1514	325	7	fodor	fodor	PROPN
easat-1514	325	8	,	,	PUNCT
easat-1514	325	9	m.	m.	NOUN
easat-1514	325	10	,	,	PUNCT
easat-1514	325	11	&	&	CCONJ
easat-1514	325	12	csiszárik	csiszárik	PROPN
easat-1514	325	13	-	-	PUNCT
easat-1514	325	14	kocsir	kocsir	PROPN
easat-1514	325	15	,	,	PUNCT
easat-1514	325	16	á	á	X
easat-1514	325	17	.	.	PUNCT
easat-1514	325	18	(	(	PUNCT
easat-1514	325	19	2018	2018	NUM
easat-1514	325	20	)	)	PUNCT
easat-1514	325	21	.	.	PUNCT
easat-1514	326	1	the	the	DET
easat-1514	326	2	validity	validity	NOUN
easat-1514	326	3	of	of	ADP
easat-1514	326	4	value	value	NOUN
easat-1514	326	5	-	-	PUNCT
easat-1514	326	6	based	base	VERB
easat-1514	326	7	consumer	consumer	NOUN
easat-1514	326	8	behavioral	behavioral	ADJ
easat-1514	326	9	models	model	NOUN
easat-1514	326	10	in	in	ADP
easat-1514	326	11	the	the	DET
easat-1514	326	12	financial	financial	ADJ
easat-1514	326	13	consciousness	consciousness	NOUN
easat-1514	326	14	of	of	ADP
easat-1514	326	15	the	the	DET
easat-1514	326	16	z	z	NOUN
easat-1514	326	17	generation	generation	NOUN
easat-1514	326	18	.	.	PUNCT
easat-1514	327	1	online	online	PROPN
easat-1514	327	2	journal	journal	PROPN
easat-1514	327	3	modelling	model	VERB
easat-1514	327	4	the	the	DET
easat-1514	327	5	new	new	ADJ
easat-1514	327	6	europe(27	europe(27	NOUN
easat-1514	327	7	)	)	PUNCT
easat-1514	327	8	,	,	PUNCT
easat-1514	327	9	107	107	NUM
easat-1514	327	10	-	-	SYM
easat-1514	327	11	131	131	NUM
easat-1514	327	12	.	.	PUNCT
easat-1514	328	1	[	[	X
easat-1514	328	2	9	9	NUM
easat-1514	328	3	.	.	NOUN
easat-1514	328	4	]	]	X
easat-1514	329	1	parviainen	parviainen	ADJ
easat-1514	329	2	,	,	PUNCT
easat-1514	329	3	p.	p.	NOUN
easat-1514	329	4	,	,	PUNCT
easat-1514	329	5	tihinen	tihinen	PROPN
easat-1514	329	6	,	,	PUNCT
easat-1514	329	7	m.	m.	NOUN
easat-1514	329	8	,	,	PUNCT
easat-1514	329	9	kääriäinen	kääriäinen	PROPN
easat-1514	329	10	,	,	PUNCT
easat-1514	329	11	j.	j.	PROPN
easat-1514	329	12	,	,	PUNCT
easat-1514	329	13	&	&	CCONJ
easat-1514	329	14	teppola	teppola	PROPN
easat-1514	329	15	,	,	PUNCT
easat-1514	329	16	s.	s.	PROPN
easat-1514	329	17	(	(	PUNCT
easat-1514	329	18	2022	2022	NUM
easat-1514	329	19	)	)	PUNCT
easat-1514	329	20	.	.	PUNCT
easat-1514	330	1	tackling	tackle	VERB
easat-1514	330	2	the	the	DET
easat-1514	330	3	digitalization	digitalization	NOUN
easat-1514	330	4	challenge	challenge	NOUN
easat-1514	330	5	:	:	PUNCT
easat-1514	330	6	how	how	SCONJ
easat-1514	330	7	to	to	PART
easat-1514	330	8	benefit	benefit	VERB
easat-1514	330	9	from	from	ADP
easat-1514	330	10	digitalization	digitalization	NOUN
easat-1514	330	11	in	in	ADP
easat-1514	330	12	practice	practice	NOUN
easat-1514	330	13	.	.	PUNCT
easat-1514	331	1	international	international	ADJ
easat-1514	331	2	journal	journal	PROPN
easat-1514	331	3	of	of	ADP
easat-1514	331	4	information	information	NOUN
easat-1514	331	5	systems	system	NOUN
easat-1514	331	6	and	and	CCONJ
easat-1514	331	7	project	project	NOUN
easat-1514	331	8	management	management	NOUN
easat-1514	331	9	,	,	PUNCT
easat-1514	331	10	5(1	5(1	NUM
easat-1514	331	11	)	)	PUNCT
easat-1514	331	12	,	,	PUNCT
easat-1514	331	13	63	63	NUM
easat-1514	331	14	-	-	SYM
easat-1514	331	15	77	77	NUM
easat-1514	331	16	.	.	PUNCT
easat-1514	332	1	https://doi.org/10.12821/ijispm050104	https://doi.org/10.12821/ijispm050104	X
easat-1514	333	1	[	[	X
easat-1514	333	2	10	10	NUM
easat-1514	333	3	.	.	PUNCT
easat-1514	333	4	]	]	PUNCT
easat-1514	334	1	veluthedan	veluthedan	PROPN
easat-1514	334	2	,	,	PUNCT
easat-1514	334	3	s.	s.	PROPN
easat-1514	334	4	p.	p.	PROPN
easat-1514	334	5	,	,	PUNCT
easat-1514	334	6	&	&	CCONJ
easat-1514	334	7	kiran	kiran	PROPN
easat-1514	334	8	,	,	PUNCT
easat-1514	334	9	k.	k.	PROPN
easat-1514	334	10	b.	b.	PROPN
easat-1514	334	11	(	(	PUNCT
easat-1514	334	12	2024	2024	NUM
easat-1514	334	13	)	)	PUNCT
easat-1514	334	14	.	.	PUNCT
easat-1514	335	1	digital	digital	ADJ
easat-1514	335	2	financial	financial	ADJ
easat-1514	335	3	services	service	NOUN
easat-1514	335	4	(	(	PUNCT
easat-1514	335	5	dfs	dfs	PROPN
easat-1514	335	6	)	)	PUNCT
easat-1514	335	7	and	and	CCONJ
easat-1514	335	8	productivity	productivity	NOUN
easat-1514	335	9	of	of	ADP
easat-1514	335	10	indian	indian	ADJ
easat-1514	335	11	banking	banking	NOUN
easat-1514	335	12	sector	sector	NOUN
easat-1514	335	13	empirical	empirical	ADJ
easat-1514	335	14	evidence	evidence	NOUN
easat-1514	335	15	using	use	VERB
easat-1514	335	16	malmquist	malmquist	PROPN
easat-1514	335	17	productivity	productivity	NOUN
easat-1514	335	18	index	index	NOUN
easat-1514	335	19	and	and	CCONJ
easat-1514	335	20	panel	panel	NOUN
easat-1514	335	21	data	datum	NOUN
easat-1514	335	22	regression	regression	NOUN
easat-1514	335	23	.	.	PUNCT
easat-1514	336	1	revista	revista	PROPN
easat-1514	336	2	de	de	PROPN
easat-1514	336	3	gestão	gestão	PROPN
easat-1514	336	4	social	social	PROPN
easat-1514	336	5	e	e	PROPN
easat-1514	336	6	ambiental	ambiental	NOUN
easat-1514	336	7	,	,	PUNCT
easat-1514	336	8	18(8	18(8	NUM
easat-1514	336	9	)	)	PUNCT
easat-1514	336	10	,	,	PUNCT
easat-1514	336	11	e06167	e06167	PROPN
easat-1514	336	12	.	.	NOUN
easat-1514	337	1	https://doi.org/10.24857/rgsa.v18n8-002	https://doi.org/10.24857/rgsa.v18n8-002	NOUN
easat-1514	337	2	[	[	X
easat-1514	337	3	11	11	NUM
easat-1514	337	4	.	.	PUNCT
easat-1514	337	5	]	]	X
easat-1514	338	1	chiu	chiu	PROPN
easat-1514	338	2	,	,	PUNCT
easat-1514	338	3	w.	w.	PROPN
easat-1514	338	4	,	,	PUNCT
easat-1514	338	5	&	&	CCONJ
easat-1514	338	6	cho	cho	PROPN
easat-1514	338	7	,	,	PUNCT
easat-1514	338	8	h.	h.	PROPN
easat-1514	338	9	(	(	PUNCT
easat-1514	338	10	2021	2021	NUM
easat-1514	338	11	)	)	PUNCT
easat-1514	338	12	.	.	PUNCT
easat-1514	339	1	e	e	X
easat-1514	339	2	-	-	NOUN
easat-1514	339	3	commerce	commerce	NOUN
easat-1514	339	4	brand	brand	NOUN
easat-1514	339	5	:	:	PUNCT
easat-1514	339	6	the	the	DET
easat-1514	339	7	effect	effect	NOUN
easat-1514	339	8	of	of	ADP
easat-1514	339	9	perceived	perceive	VERB
easat-1514	339	10	brand	brand	NOUN
easat-1514	339	11	leadership	leadership	NOUN
easat-1514	339	12	on	on	ADP
easat-1514	339	13	consumers	consumer	NOUN
easat-1514	339	14	'	'	PART
easat-1514	339	15	satisfaction	satisfaction	NOUN
easat-1514	339	16	and	and	CCONJ
easat-1514	339	17	repurchase	repurchase	VERB
easat-1514	339	18	intention	intention	NOUN
easat-1514	339	19	on	on	ADP
easat-1514	339	20	e	e	NOUN
easat-1514	339	21	-	-	NOUN
easat-1514	339	22	commerce	commerce	NOUN
easat-1514	339	23	websites	website	NOUN
easat-1514	339	24	.	.	PUNCT
easat-1514	340	1	asia	asia	PROPN
easat-1514	340	2	pacific	pacific	PROPN
easat-1514	340	3	journal	journal	PROPN
easat-1514	340	4	of	of	ADP
easat-1514	340	5	marketing	marketing	NOUN
easat-1514	340	6	and	and	CCONJ
easat-1514	340	7	logistics	logistic	NOUN
easat-1514	340	8	,	,	PUNCT
easat-1514	340	9	33(6	33(6	NUM
easat-1514	340	10	)	)	PUNCT
easat-1514	340	11	,	,	PUNCT
easat-1514	340	12	1339	1339	NUM
easat-1514	340	13	-	-	SYM
easat-1514	340	14	1362	1362	NUM
easat-1514	340	15	.	.	PUNCT
easat-1514	341	1	https://doi.org/10.1108/apjml-10-2018-0403	https://doi.org/10.1108/apjml-10-2018-0403	NOUN
easat-1514	342	1	[	[	X
easat-1514	342	2	12	12	NUM
easat-1514	342	3	.	.	PUNCT
easat-1514	342	4	]	]	PUNCT
easat-1514	343	1	csiszárik	csiszárik	PROPN
easat-1514	343	2	-	-	PUNCT
easat-1514	343	3	kocsir	kocsir	PROPN
easat-1514	343	4	,	,	PUNCT
easat-1514	343	5	á	á	X
easat-1514	343	6	.	.	PUNCT
easat-1514	343	7	(	(	PUNCT
easat-1514	343	8	2022b	2022b	NUM
easat-1514	343	9	)	)	PUNCT
easat-1514	343	10	.	.	PUNCT
easat-1514	344	1	the	the	DET
easat-1514	344	2	present	present	NOUN
easat-1514	344	3	and	and	CCONJ
easat-1514	344	4	future	future	NOUN
easat-1514	344	5	of	of	ADP
easat-1514	344	6	banking	banking	NOUN
easat-1514	344	7	and	and	CCONJ
easat-1514	344	8	new	new	ADJ
easat-1514	344	9	financial	financial	ADJ
easat-1514	344	10	players	player	NOUN
easat-1514	344	11	in	in	ADP
easat-1514	344	12	the	the	DET
easat-1514	344	13	digital	digital	ADJ
easat-1514	344	14	space	space	NOUN
easat-1514	344	15	of	of	ADP
easat-1514	344	16	the	the	DET
easat-1514	344	17	21st	21st	ADJ
easat-1514	344	18	century	century	NOUN
easat-1514	344	19	.	.	PUNCT
easat-1514	345	1	acta	acta	PROPN
easat-1514	345	2	polytechnica	polytechnica	PROPN
easat-1514	345	3	hungarica	hungarica	PROPN
easat-1514	345	4	,	,	PUNCT
easat-1514	345	5	19(8	19(8	NUM
easat-1514	345	6	)	)	PUNCT
easat-1514	345	7	,	,	PUNCT
easat-1514	345	8	143	143	NUM
easat-1514	345	9	-	-	SYM
easat-1514	345	10	160	160	NUM
easat-1514	345	11	.	.	PUNCT
easat-1514	346	1	[	[	X
easat-1514	346	2	13	13	NUM
easat-1514	346	3	.	.	PUNCT
easat-1514	346	4	]	]	PUNCT
easat-1514	347	1	csiszárik	csiszárik	PROPN
easat-1514	347	2	-	-	PUNCT
easat-1514	347	3	kocsir	kocsir	PROPN
easat-1514	347	4	,	,	PUNCT
easat-1514	347	5	á	á	X
easat-1514	347	6	.	.	PUNCT
easat-1514	347	7	(	(	PUNCT
easat-1514	347	8	2023	2023	NUM
easat-1514	347	9	)	)	PUNCT
easat-1514	347	10	.	.	PUNCT
easat-1514	348	1	the	the	DET
easat-1514	348	2	purposes	purpose	NOUN
easat-1514	348	3	and	and	CCONJ
easat-1514	348	4	motivations	motivation	NOUN
easat-1514	348	5	of	of	ADP
easat-1514	348	6	savings	saving	NOUN
easat-1514	348	7	accumulation	accumulation	NOUN
easat-1514	348	8	based	base	VERB
easat-1514	348	9	on	on	ADP
easat-1514	348	10	generational	generational	ADJ
easat-1514	348	11	affiliation	affiliation	NOUN
easat-1514	348	12	,	,	PUNCT
easat-1514	348	13	financial	financial	ADJ
easat-1514	348	14	education	education	NOUN
easat-1514	348	15	and	and	CCONJ
easat-1514	348	16	financial	financial	ADJ
easat-1514	348	17	literacy	literacy	NOUN
easat-1514	348	18	.	.	PUNCT
easat-1514	349	1	acta	acta	PROPN
easat-1514	349	2	polytechnica	polytechnica	PROPN
easat-1514	349	3	hungarica	hungarica	PROPN
easat-1514	349	4	,	,	PUNCT
easat-1514	349	5	20(3	20(3	NOUN
easat-1514	349	6	)	)	PUNCT
easat-1514	349	7	,	,	PUNCT
easat-1514	349	8	195	195	NUM
easat-1514	349	9	-	-	SYM
easat-1514	349	10	210	210	NUM
easat-1514	349	11	.	.	PUNCT
easat-1514	350	1	[	[	X
easat-1514	350	2	14	14	NUM
easat-1514	350	3	.	.	PUNCT
easat-1514	350	4	]	]	PUNCT
easat-1514	351	1	gurunathan	gurunathan	NOUN
easat-1514	351	2	,	,	PUNCT
easat-1514	351	3	a.	a.	NOUN
easat-1514	351	4	,	,	PUNCT
easat-1514	351	5	&	&	CCONJ
easat-1514	351	6	lakshmi	lakshmi	PROPN
easat-1514	351	7	,	,	PUNCT
easat-1514	351	8	k.	k.	PROPN
easat-1514	351	9	s.	s.	PROPN
easat-1514	351	10	(	(	PUNCT
easat-1514	351	11	2023	2023	NUM
easat-1514	351	12	)	)	PUNCT
easat-1514	351	13	.	.	PUNCT
easat-1514	352	1	exploring	explore	VERB
easat-1514	352	2	the	the	DET
easat-1514	352	3	perceptions	perception	NOUN
easat-1514	352	4	of	of	ADP
easat-1514	352	5	generations	generation	NOUN
easat-1514	352	6	x	x	X
easat-1514	352	7	,	,	PUNCT
easat-1514	352	8	y	y	PROPN
easat-1514	352	9	and	and	CCONJ
easat-1514	352	10	z	z	PROPN
easat-1514	352	11	about	about	ADP
easat-1514	352	12	online	online	ADJ
easat-1514	352	13	platforms	platform	NOUN
easat-1514	352	14	and	and	CCONJ
easat-1514	352	15	digital	digital	ADJ
easat-1514	352	16	marketing	marketing	NOUN
easat-1514	352	17	activities	activity	NOUN
easat-1514	352	18	a	a	DET
easat-1514	352	19	focus	focus	NOUN
easat-1514	352	20	-	-	PUNCT
easat-1514	352	21	group	group	NOUN
easat-1514	352	22	discussion	discussion	NOUN
easat-1514	352	23	based	base	VERB
easat-1514	352	24	study	study	NOUN
easat-1514	352	25	.	.	PUNCT
easat-1514	353	1	international	international	ADJ
easat-1514	353	2	journal	journal	PROPN
easat-1514	353	3	of	of	ADP
easat-1514	353	4	professional	professional	PROPN
easat-1514	353	5	business	business	PROPN
easat-1514	353	6	review	review	PROPN
easat-1514	353	7	,	,	PUNCT
easat-1514	353	8	8(5	8(5	NUM
easat-1514	353	9	)	)	PUNCT
easat-1514	353	10	,	,	PUNCT
easat-1514	353	11	e02122	e02122	PROPN
easat-1514	353	12	.	.	PROPN
easat-1514	353	13	https://doi.org/10.26668/businessreview/2023.v8i5.2122	https://doi.org/10.26668/businessreview/2023.v8i5.2122	PROPN
easat-1514	354	1	[	[	X
easat-1514	354	2	15	15	NUM
easat-1514	354	3	.	.	PUNCT
easat-1514	354	4	]	]	X
easat-1514	355	1	martin	martin	PROPN
easat-1514	355	2	,	,	PUNCT
easat-1514	355	3	g.	g.	PROPN
easat-1514	355	4	,	,	PUNCT
easat-1514	355	5	&	&	CCONJ
easat-1514	355	6	roberts	roberts	PROPN
easat-1514	355	7	,	,	PUNCT
easat-1514	355	8	s.	s.	PROPN
easat-1514	355	9	(	(	PUNCT
easat-1514	355	10	2021	2021	NUM
easat-1514	355	11	)	)	PUNCT
easat-1514	355	12	.	.	PUNCT
easat-1514	356	1	exploring	explore	VERB
easat-1514	356	2	legacies	legacy	NOUN
easat-1514	356	3	of	of	ADP
easat-1514	356	4	the	the	DET
easat-1514	356	5	baby	baby	NOUN
easat-1514	356	6	boomers	boomer	NOUN
easat-1514	356	7	in	in	ADP
easat-1514	356	8	the	the	DET
easat-1514	356	9	twenty	twenty	NUM
easat-1514	356	10	-	-	PUNCT
easat-1514	356	11	first	first	ADJ
easat-1514	356	12	century	century	NOUN
easat-1514	356	13	.	.	PUNCT
easat-1514	357	1	the	the	DET
easat-1514	357	2	sociological	sociological	ADJ
easat-1514	357	3	review	review	NOUN
easat-1514	357	4	,	,	PUNCT
easat-1514	357	5	69(4	69(4	NOUN
easat-1514	357	6	)	)	PUNCT
easat-1514	357	7	,	,	PUNCT
easat-1514	357	8	727	727	NUM
easat-1514	357	9	-	-	SYM
easat-1514	357	10	742	742	NUM
easat-1514	357	11	.	.	PUNCT
easat-1514	358	1	https://doi.org/10.1177/00380261211006326	https://doi.org/10.1177/00380261211006326	ADP
easat-1514	359	1	[	[	X
easat-1514	359	2	16	16	NUM
easat-1514	359	3	.	.	PUNCT
easat-1514	359	4	]	]	PUNCT
easat-1514	360	1	morgan	morgan	PROPN
easat-1514	360	2	,	,	PUNCT
easat-1514	360	3	k.	k.	PROPN
easat-1514	360	4	(	(	PUNCT
easat-1514	360	5	2024	2024	NUM
easat-1514	360	6	,	,	PUNCT
easat-1514	360	7	may	may	AUX
easat-1514	360	8	)	)	PUNCT
easat-1514	360	9	.	.	PUNCT
easat-1514	361	1	gen	gen	PROPN
easat-1514	361	2	x	x	SYM
easat-1514	361	3	,	,	PUNCT
easat-1514	361	4	y	y	PROPN
easat-1514	361	5	and	and	CCONJ
easat-1514	361	6	z	z	PROPN
easat-1514	361	7	:	:	PUNCT
easat-1514	361	8	changing	change	VERB
easat-1514	361	9	attitudes	attitude	NOUN
easat-1514	361	10	to	to	ADP
easat-1514	361	11	money	money	NOUN
easat-1514	361	12	and	and	CCONJ
easat-1514	361	13	finance	finance	NOUN
easat-1514	361	14	.	.	PUNCT
easat-1514	362	1	do	do	AUX
easat-1514	362	2	you	you	PRON
easat-1514	362	3	know	know	VERB
easat-1514	362	4	the	the	DET
easat-1514	362	5	differences	difference	NOUN
easat-1514	362	6	between	between	ADP
easat-1514	362	7	gen	gen	PROPN
easat-1514	362	8	x	x	PROPN
easat-1514	362	9	,	,	PUNCT
easat-1514	362	10	y	y	PROPN
easat-1514	362	11	and	and	CCONJ
easat-1514	362	12	z	z	NOUN
easat-1514	362	13	?	?	PUNCT
easat-1514	363	1	we	we	PRON
easat-1514	363	2	explore	explore	VERB
easat-1514	363	3	these	these	DET
easat-1514	363	4	different	different	ADJ
easat-1514	363	5	generations	generation	NOUN
easat-1514	363	6	and	and	CCONJ
easat-1514	363	7	their	their	PRON
easat-1514	363	8	attitudes	attitude	NOUN
easat-1514	363	9	and	and	CCONJ
easat-1514	363	10	priorities	priority	NOUN
easat-1514	363	11	regarding	regard	VERB
easat-1514	363	12	personal	personal	ADJ
easat-1514	363	13	finance	finance	NOUN
easat-1514	363	14	.	.	PUNCT
easat-1514	364	1	unbiased	unbiased	ADJ
easat-1514	364	2	.	.	PUNCT
easat-1514	364	3	https://www.unbiased.co.uk/discover/personal-finance/budgeting/gen-x-y-and-z-changingattitudes-to-money-and-finance	https://www.unbiased.co.uk/discover/personal-finance/budgeting/gen-x-y-and-z-changingattitudes-to-money-and-finance	NOUN
easat-1514	365	1	[	[	X
easat-1514	365	2	17	17	NUM
easat-1514	365	3	.	.	PUNCT
easat-1514	365	4	]	]	X
easat-1514	366	1	martin	martin	PROPN
easat-1514	366	2	,	,	PUNCT
easat-1514	366	3	a.	a.	NOUN
easat-1514	366	4	(	(	PUNCT
easat-1514	366	5	2008	2008	NUM
easat-1514	366	6	)	)	PUNCT
easat-1514	366	7	.	.	PUNCT
easat-1514	367	1	digital	digital	ADJ
easat-1514	367	2	literacy	literacy	NOUN
easat-1514	367	3	and	and	CCONJ
easat-1514	367	4	the	the	DET
easat-1514	367	5	digital	digital	ADJ
easat-1514	367	6	society	society	NOUN
easat-1514	367	7	.	.	PUNCT
easat-1514	368	1	in	in	ADP
easat-1514	368	2	digital	digital	ADJ
easat-1514	368	3	literacies	literacy	NOUN
easat-1514	368	4	concepts	concept	VERB
easat-1514	368	5	policies	policy	NOUN
easat-1514	368	6	practices	practice	NOUN
easat-1514	368	7	,	,	PUNCT
easat-1514	368	8	151	151	NUM
easat-1514	368	9	-	-	SYM
easat-1514	368	10	176	176	NUM
easat-1514	369	1	[	[	X
easat-1514	369	2	18	18	NUM
easat-1514	369	3	.	.	PUNCT
easat-1514	369	4	]	]	PUNCT
easat-1514	370	1	baek	baek	PROPN
easat-1514	370	2	,	,	PUNCT
easat-1514	370	3	e.	e.	PROPN
easat-1514	370	4	,	,	PUNCT
easat-1514	370	5	&	&	CCONJ
easat-1514	370	6	devaney	devaney	PROPN
easat-1514	370	7	,	,	PUNCT
easat-1514	370	8	s.	s.	PROPN
easat-1514	370	9	(	(	PUNCT
easat-1514	370	10	2009	2009	NUM
easat-1514	370	11	)	)	PUNCT
easat-1514	370	12	.	.	PUNCT
easat-1514	371	1	assessing	assess	VERB
easat-1514	371	2	the	the	DET
easat-1514	371	3	baby	baby	NOUN
easat-1514	371	4	boomers	boomer	NOUN
easat-1514	371	5	'	'	PART
easat-1514	371	6	financial	financial	ADJ
easat-1514	371	7	wellness	wellness	NOUN
easat-1514	371	8	using	use	VERB
easat-1514	371	9	financial	financial	ADJ
easat-1514	371	10	ratios	ratio	NOUN
easat-1514	371	11	and	and	CCONJ
easat-1514	371	12	a	a	DET
easat-1514	371	13	subjective	subjective	ADJ
easat-1514	371	14	measure	measure	NOUN
easat-1514	371	15	.	.	PUNCT
easat-1514	372	1	family	family	NOUN
easat-1514	372	2	and	and	CCONJ
easat-1514	372	3	consumer	consumer	NOUN
easat-1514	372	4	sciences	sciences	PROPN
easat-1514	372	5	research	research	NOUN
easat-1514	372	6	journal	journal	NOUN
easat-1514	372	7	,	,	PUNCT
easat-1514	372	8	32(4	32(4	NUM
easat-1514	372	9	)	)	PUNCT
easat-1514	372	10	,	,	PUNCT
easat-1514	372	11	321	321	NUM
easat-1514	372	12	-	-	SYM
easat-1514	372	13	348	348	NUM
easat-1514	372	14	.	.	PUNCT
easat-1514	373	1	https://doi.org/10.1177/1077727x04263826	https://doi.org/10.1177/1077727x04263826	X
easat-1514	374	1	[	[	X
easat-1514	374	2	19	19	NUM
easat-1514	374	3	.	.	PUNCT
easat-1514	374	4	]	]	X
easat-1514	374	5	kraus	kraus	PROPN
easat-1514	374	6	,	,	PUNCT
easat-1514	374	7	m.	m.	NOUN
easat-1514	374	8	(	(	PUNCT
easat-1514	374	9	2017	2017	NUM
easat-1514	374	10	)	)	PUNCT
easat-1514	374	11	.	.	PUNCT
easat-1514	375	1	comparing	compare	VERB
easat-1514	375	2	generation	generation	NOUN
easat-1514	375	3	x	x	PUNCT
easat-1514	375	4	and	and	CCONJ
easat-1514	375	5	generation	generation	NOUN
easat-1514	375	6	y	y	PROPN
easat-1514	375	7	on	on	ADP
easat-1514	375	8	their	their	PRON
easat-1514	375	9	preferred	preferred	ADJ
easat-1514	375	10	emotional	emotional	ADJ
easat-1514	375	11	leadership	leadership	NOUN
easat-1514	375	12	style	style	NOUN
easat-1514	375	13	.	.	PUNCT
easat-1514	376	1	journal	journal	NOUN
easat-1514	376	2	of	of	ADP
easat-1514	376	3	applied	apply	VERB
easat-1514	376	4	leadership	leadership	NOUN
easat-1514	376	5	and	and	CCONJ
easat-1514	376	6	management	management	NOUN
easat-1514	376	7	,	,	PUNCT
easat-1514	376	8	5	5	NUM
easat-1514	376	9	,	,	PUNCT
easat-1514	376	10	62	62	NUM
easat-1514	376	11	-	-	SYM
easat-1514	376	12	75	75	NUM
easat-1514	376	13	.	.	PUNCT
easat-1514	377	1	http://www.journal-alm.org/article/view/18130	http://www.journal-alm.org/article/view/18130	VERB
easat-1514	378	1	[	[	X
easat-1514	378	2	20	20	NUM
easat-1514	378	3	.	.	PUNCT
easat-1514	378	4	]	]	PUNCT
easat-1514	378	5	tari	tari	PROPN
easat-1514	378	6	,	,	PUNCT
easat-1514	378	7	a.	a.	NOUN
easat-1514	378	8	(	(	PUNCT
easat-1514	378	9	2010	2010	NUM
easat-1514	378	10	)	)	PUNCT
easat-1514	378	11	.	.	PUNCT
easat-1514	379	1	y	y	PROPN
easat-1514	379	2	generation	generation	NOUN
easat-1514	379	3	.	.	PUNCT
easat-1514	380	1	jaffa	jaffa	PROPN
easat-1514	380	2	kiadó	kiadó	PROPN
easat-1514	380	3	,	,	PUNCT
easat-1514	380	4	[	[	X
easat-1514	380	5	21	21	NUM
easat-1514	380	6	.	.	PUNCT
easat-1514	380	7	]	]	PUNCT
easat-1514	380	8	schäffer	schäffer	PROPN
easat-1514	380	9	,	,	PUNCT
easat-1514	380	10	b.	b.	PROPN
easat-1514	380	11	(	(	PUNCT
easat-1514	380	12	2015	2015	NUM
easat-1514	380	13	)	)	PUNCT
easat-1514	380	14	.	.	PUNCT
easat-1514	381	1	ifjú	ifjú	PROPN
easat-1514	381	2	titánok	titánok	PROPN
easat-1514	381	3	vezetőknek	vezetőknek	PROPN
easat-1514	381	4	az	az	PROPN
easat-1514	381	5	y	y	PROPN
easat-1514	381	6	generációs	generációs	PROPN
easat-1514	381	7	vezetőkről	vezetőkről	PROPN
easat-1514	381	8	.	.	PUNCT
easat-1514	382	1	budapest	budapest	ADV
easat-1514	382	2	:	:	PUNCT
easat-1514	382	3	könyvműhely	könyvműhely	ADV
easat-1514	382	4	kiadó	kiadó	ADJ
easat-1514	382	5	.	.	PUNCT
easat-1514	383	1	[	[	X
easat-1514	383	2	22	22	NUM
easat-1514	383	3	.	.	PUNCT
easat-1514	383	4	]	]	PUNCT
easat-1514	384	1	vukasovic	vukasovic	ADJ
easat-1514	384	2	,	,	PUNCT
easat-1514	384	3	t.	t.	PROPN
easat-1514	384	4	(	(	PUNCT
easat-1514	384	5	2023	2023	NUM
easat-1514	384	6	,	,	PUNCT
easat-1514	384	7	april	april	PROPN
easat-1514	384	8	24	24	NUM
easat-1514	384	9	)	)	PUNCT
easat-1514	384	10	.	.	PUNCT
easat-1514	385	1	characteristics	characteristic	NOUN
easat-1514	385	2	of	of	ADP
easat-1514	385	3	baby	baby	NOUN
easat-1514	385	4	boomers	boomer	NOUN
easat-1514	385	5	and	and	CCONJ
easat-1514	385	6	generations	generation	NOUN
easat-1514	385	7	x	x	X
easat-1514	385	8	,	,	PUNCT
easat-1514	385	9	y	y	PROPN
easat-1514	385	10	and	and	CCONJ
easat-1514	385	11	z	z	PROPN
easat-1514	385	12	and	and	CCONJ
easat-1514	385	13	how	how	SCONJ
easat-1514	385	14	to	to	PART
easat-1514	385	15	communicate	communicate	VERB
easat-1514	385	16	with	with	ADP
easat-1514	385	17	them	they	PRON
easat-1514	385	18	.	.	PUNCT
easat-1514	386	1	articles	article	NOUN
easat-1514	386	2	.	.	PUNCT
easat-1514	387	1	https://www.dobabusiness-school.eu/doba-knowledge/characteristics-of-baby-boomers-andgenerations-x-y-and-z-and-how-to-communicate-with-them	https://www.dobabusiness-school.eu/doba-knowledge/characteristics-of-baby-boomers-andgenerations-x-y-and-z-and-how-to-communicate-with-them	PRON
easat-1514	388	1	https://creativecommons.org/licenses/by/4.0/	https://creativecommons.org/licenses/by/4.0/	PROPN
easat-1514	389	1	https://doi.org/10.3390/su15129358	https://doi.org/10.3390/su15129358	PROPN
easat-1514	389	2	https://doi.org/10.24857/rgsa.v18n9-105	https://doi.org/10.24857/rgsa.v18n9-105	PROPN
easat-1514	389	3	https://doi.org/10.12821/ijispm050104	https://doi.org/10.12821/ijispm050104	PROPN
easat-1514	389	4	https://doi.org/10.1108/apjml-10-2018-0403	https://doi.org/10.1108/apjml-10-2018-0403	NOUN
easat-1514	389	5	https://doi.org/10.26668/businessreview/2023.v8i5.2122	https://doi.org/10.26668/businessreview/2023.v8i5.2122	PROPN
easat-1514	389	6	https://doi.org/10.1177/00380261211006326	https://doi.org/10.1177/00380261211006326	ADP
easat-1514	389	7	https://www.unbiased.co.uk/discover/personal-finance/budgeting/gen-x-y-and-z-changing-attitudes-to-money-and-finance	https://www.unbiased.co.uk/discover/personal-finance/budgeting/gen-x-y-and-z-changing-attitudes-to-money-and-finance	NOUN
easat-1514	389	8	https://www.unbiased.co.uk/discover/personal-finance/budgeting/gen-x-y-and-z-changing-attitudes-to-money-and-finance	https://www.unbiased.co.uk/discover/personal-finance/budgeting/gen-x-y-and-z-changing-attitudes-to-money-and-finance	NOUN
easat-1514	389	9	http://www.journal-alm.org/article/view/18130	http://www.journal-alm.org/article/view/18130	VERB
easat-1514	389	10	https://www.dobabusiness-school.eu/doba-knowledge/characteristics-of-baby-boomers-and-generations-x-y-and-z-and-how-to-communicate-with-them	https://www.dobabusiness-school.eu/doba-knowledge/characteristics-of-baby-boomers-and-generations-x-y-and-z-and-how-to-communicate-with-them	PRON
easat-1514	389	11	https://www.dobabusiness-school.eu/doba-knowledge/characteristics-of-baby-boomers-and-generations-x-y-and-z-and-how-to-communicate-with-them	https://www.dobabusiness-school.eu/doba-knowledge/characteristics-of-baby-boomers-and-generations-x-y-and-z-and-how-to-communicate-with-them	PRON