id	sid	tid	token	lemma	pos
easat-1547	1	1	edelweiss	edelweiss	PROPN
easat-1547	1	2	applied	apply	VERB
easat-1547	1	3	science	science	NOUN
easat-1547	1	4	and	and	CCONJ
easat-1547	1	5	technology	technology	NOUN
easat-1547	1	6	issn	issn	PROPN
easat-1547	1	7	:	:	PUNCT
easat-1547	1	8	2576	2576	NUM
easat-1547	1	9	-	-	SYM
easat-1547	1	10	8484	8484	NUM
easat-1547	1	11	vol	vol	NOUN
easat-1547	1	12	.	.	PROPN
easat-1547	1	13	8	8	NUM
easat-1547	1	14	,	,	PUNCT
easat-1547	1	15	no	no	INTJ
easat-1547	1	16	.	.	NOUN
easat-1547	1	17	4	4	NUM
easat-1547	1	18	,	,	PUNCT
easat-1547	1	19	1711	1711	NUM
easat-1547	1	20	-	-	SYM
easat-1547	1	21	1726	1726	NUM
easat-1547	1	22	2024	2024	NUM
easat-1547	1	23	publisher	publisher	NOUN
easat-1547	1	24	:	:	PUNCT
easat-1547	1	25	learning	learn	VERB
easat-1547	1	26	gate	gate	NOUN
easat-1547	1	27	doi	doi	PROPN
easat-1547	1	28	:	:	PUNCT
easat-1547	1	29	10.55214/25768484.v8i4.1547	10.55214/25768484.v8i4.1547	NUM
easat-1547	1	30	©	©	PROPN
easat-1547	1	31	2024	2024	NUM
easat-1547	1	32	by	by	ADP
easat-1547	1	33	the	the	DET
easat-1547	1	34	authors	author	NOUN
easat-1547	1	35	;	;	PUNCT
easat-1547	1	36	licensee	licensee	PROPN
easat-1547	1	37	learning	learning	NOUN
easat-1547	1	38	gate	gate	NOUN
easat-1547	1	39	©	©	PROPN
easat-1547	1	40	2024	2024	NUM
easat-1547	1	41	by	by	ADP
easat-1547	1	42	the	the	DET
easat-1547	1	43	authors	author	NOUN
easat-1547	1	44	;	;	PUNCT
easat-1547	1	45	licensee	licensee	PROPN
easat-1547	1	46	learning	learn	VERB
easat-1547	1	47	gate	gate	NOUN
easat-1547	1	48	*	*	PUNCT
easat-1547	1	49	correspondence	correspondence	NOUN
easat-1547	1	50	:	:	PUNCT
easat-1547	1	51	quynhphamnh@vnu.edu.vn	quynhphamnh@vnu.edu.vn	NOUN
easat-1547	1	52	determinants	determinant	NOUN
easat-1547	1	53	of	of	ADP
easat-1547	1	54	life	life	NOUN
easat-1547	1	55	insurance	insurance	NOUN
easat-1547	1	56	purchase	purchase	NOUN
easat-1547	1	57	decisions	decision	NOUN
easat-1547	1	58	among	among	ADP
easat-1547	1	59	university	university	NOUN
easat-1547	1	60	students	student	NOUN
easat-1547	1	61	in	in	ADP
easat-1547	1	62	hanoi	hanoi	PROPN
easat-1547	1	63	,	,	PUNCT
easat-1547	1	64	vietnam	vietnam	PROPN
easat-1547	1	65	pham	pham	PROPN
easat-1547	1	66	ngoc	ngoc	PROPN
easat-1547	1	67	huong	huong	PROPN
easat-1547	2	1	quynh1	quynh1	PROPN
easat-1547	2	2	*	*	PUNCT
easat-1547	2	3	nguyen	nguyen	PROPN
easat-1547	2	4	tien	tien	PROPN
easat-1547	2	5	dung2	dung2	PROPN
easat-1547	2	6	1vnu	1vnu	PROPN
easat-1547	2	7	university	university	NOUN
easat-1547	2	8	of	of	ADP
easat-1547	2	9	economics	economic	NOUN
easat-1547	2	10	and	and	CCONJ
easat-1547	2	11	business	business	NOUN
easat-1547	2	12	,	,	PUNCT
easat-1547	2	13	vietnam	vietnam	PROPN
easat-1547	2	14	national	national	PROPN
easat-1547	2	15	university	university	PROPN
easat-1547	2	16	,	,	PUNCT
easat-1547	2	17	hanoi	hanoi	PROPN
easat-1547	2	18	,	,	PUNCT
easat-1547	2	19	vietnam	vietnam	PROPN
easat-1547	2	20	and	and	CCONJ
easat-1547	2	21	o.p	o.p	PROPN
easat-1547	2	22	.	.	PROPN
easat-1547	2	23	jindal	jindal	PROPN
easat-1547	2	24	global	global	PROPN
easat-1547	2	25	university	university	PROPN
easat-1547	2	26	,	,	PUNCT
easat-1547	2	27	sonipat	sonipat	PROPN
easat-1547	2	28	,	,	PUNCT
easat-1547	2	29	haryana	haryana	PROPN
easat-1547	2	30	,	,	PUNCT
easat-1547	2	31	india	india	PROPN
easat-1547	2	32	;	;	PUNCT
easat-1547	2	33	quynhphamnh@vnu.edu.vn	quynhphamnh@vnu.edu.vn	NOUN
easat-1547	2	34	(	(	PUNCT
easat-1547	2	35	p.n.h.q	p.n.h.q	PROPN
easat-1547	2	36	.	.	PUNCT
easat-1547	2	37	)	)	PUNCT
easat-1547	3	1	2faculty	2faculty	NUM
easat-1547	3	2	of	of	ADP
easat-1547	3	3	marketing	marketing	NOUN
easat-1547	3	4	,	,	PUNCT
easat-1547	3	5	thuongmai	thuongmai	NOUN
easat-1547	3	6	university	university	PROPN
easat-1547	3	7	,	,	PUNCT
easat-1547	3	8	hanoi	hanoi	PROPN
easat-1547	3	9	,	,	PUNCT
easat-1547	3	10	vietnam	vietnam	PROPN
easat-1547	3	11	;	;	PUNCT
easat-1547	3	12	(	(	PUNCT
easat-1547	3	13	n.t.d	n.t.d	X
easat-1547	3	14	.	.	PUNCT
easat-1547	3	15	)	)	PUNCT
easat-1547	4	1	abstract	abstract	NOUN
easat-1547	4	2	:	:	PUNCT
easat-1547	4	3	this	this	DET
easat-1547	4	4	article	article	NOUN
easat-1547	4	5	aims	aim	VERB
easat-1547	4	6	to	to	PART
easat-1547	4	7	evaluate	evaluate	VERB
easat-1547	4	8	the	the	DET
easat-1547	4	9	factors	factor	NOUN
easat-1547	4	10	affecting	affect	VERB
easat-1547	4	11	the	the	DET
easat-1547	4	12	decision	decision	NOUN
easat-1547	4	13	to	to	PART
easat-1547	4	14	buy	buy	VERB
easat-1547	4	15	life	life	NOUN
easat-1547	4	16	insurance	insurance	NOUN
easat-1547	4	17	for	for	ADP
easat-1547	4	18	students	student	NOUN
easat-1547	4	19	in	in	ADP
easat-1547	4	20	hanoi	hanoi	PROPN
easat-1547	4	21	,	,	PUNCT
easat-1547	4	22	including	include	VERB
easat-1547	4	23	the	the	DET
easat-1547	4	24	variables	variable	NOUN
easat-1547	4	25	:	:	PUNCT
easat-1547	4	26	awareness	awareness	NOUN
easat-1547	4	27	of	of	ADP
easat-1547	4	28	life	life	NOUN
easat-1547	4	29	insurance	insurance	NOUN
easat-1547	4	30	value	value	NOUN
easat-1547	4	31	,	,	PUNCT
easat-1547	4	32	motivations	motivation	NOUN
easat-1547	4	33	to	to	PART
easat-1547	4	34	purchase	purchase	VERB
easat-1547	4	35	,	,	PUNCT
easat-1547	4	36	barriers	barrier	NOUN
easat-1547	4	37	to	to	PART
easat-1547	4	38	purchase	purchase	VERB
easat-1547	4	39	,	,	PUNCT
easat-1547	4	40	company	company	NOUN
easat-1547	4	41	brand	brand	NOUN
easat-1547	4	42	,	,	PUNCT
easat-1547	4	43	and	and	CCONJ
easat-1547	4	44	life	life	NOUN
easat-1547	4	45	insurance	insurance	NOUN
easat-1547	4	46	consultant	consultant	NOUN
easat-1547	4	47	.	.	PUNCT
easat-1547	5	1	a	a	DET
easat-1547	5	2	quantitative	quantitative	ADJ
easat-1547	5	3	survey	survey	NOUN
easat-1547	5	4	was	be	AUX
easat-1547	5	5	utilized	utilize	VERB
easat-1547	5	6	to	to	PART
easat-1547	5	7	take	take	VERB
easat-1547	5	8	the	the	DET
easat-1547	5	9	students	student	NOUN
easat-1547	5	10	in	in	ADP
easat-1547	5	11	hanoi	hanoi	PROPN
easat-1547	5	12	,	,	PUNCT
easat-1547	5	13	vietnam	vietnam	PROPN
easat-1547	5	14	.	.	PUNCT
easat-1547	6	1	the	the	DET
easat-1547	6	2	study	study	NOUN
easat-1547	6	3	uses	use	VERB
easat-1547	6	4	spss	spss	PROPN
easat-1547	6	5	20	20	NUM
easat-1547	6	6	analysis	analysis	NOUN
easat-1547	6	7	software	software	NOUN
easat-1547	6	8	based	base	VERB
easat-1547	6	9	on	on	ADP
easat-1547	6	10	351	351	NUM
easat-1547	6	11	valid	valid	ADJ
easat-1547	6	12	responses	response	NOUN
easat-1547	6	13	.	.	PUNCT
easat-1547	7	1	the	the	DET
easat-1547	7	2	multiple	multiple	ADJ
easat-1547	7	3	regression	regression	NOUN
easat-1547	7	4	results	result	NOUN
easat-1547	7	5	show	show	VERB
easat-1547	7	6	that	that	SCONJ
easat-1547	7	7	all	all	PRON
easat-1547	7	8	of	of	ADP
easat-1547	7	9	these	these	DET
easat-1547	7	10	factors	factor	NOUN
easat-1547	7	11	have	have	VERB
easat-1547	7	12	significant	significant	ADJ
easat-1547	7	13	effects	effect	NOUN
easat-1547	7	14	.	.	PUNCT
easat-1547	8	1	accordingly	accordingly	ADV
easat-1547	8	2	,	,	PUNCT
easat-1547	8	3	the	the	DET
easat-1547	8	4	barrier	barrier	NOUN
easat-1547	8	5	factor	factor	NOUN
easat-1547	8	6	has	have	VERB
easat-1547	8	7	a	a	DET
easat-1547	8	8	negative	negative	ADJ
easat-1547	8	9	impact	impact	NOUN
easat-1547	8	10	,	,	PUNCT
easat-1547	8	11	decreasing	decrease	VERB
easat-1547	8	12	the	the	DET
easat-1547	8	13	ability	ability	NOUN
easat-1547	8	14	to	to	PART
easat-1547	8	15	buy	buy	VERB
easat-1547	8	16	life	life	NOUN
easat-1547	8	17	insurance	insurance	NOUN
easat-1547	8	18	.	.	PUNCT
easat-1547	9	1	in	in	ADP
easat-1547	9	2	contrast	contrast	NOUN
easat-1547	9	3	,	,	PUNCT
easat-1547	9	4	other	other	ADJ
easat-1547	9	5	factors	factor	NOUN
easat-1547	9	6	have	have	VERB
easat-1547	9	7	a	a	DET
easat-1547	9	8	positive	positive	ADJ
easat-1547	9	9	impact	impact	NOUN
easat-1547	9	10	,	,	PUNCT
easat-1547	9	11	such	such	ADJ
easat-1547	9	12	as	as	ADP
easat-1547	9	13	exceptionally	exceptionally	ADV
easat-1547	9	14	high	high	ADJ
easat-1547	9	15	awareness	awareness	NOUN
easat-1547	9	16	of	of	ADP
easat-1547	9	17	value	value	NOUN
easat-1547	9	18	and	and	CCONJ
easat-1547	9	19	purchase	purchase	NOUN
easat-1547	9	20	motivation	motivation	NOUN
easat-1547	9	21	,	,	PUNCT
easat-1547	9	22	which	which	PRON
easat-1547	9	23	have	have	VERB
easat-1547	9	24	the	the	DET
easat-1547	9	25	most	most	ADV
easat-1547	9	26	substantial	substantial	ADJ
easat-1547	9	27	impact	impact	NOUN
easat-1547	9	28	.	.	PUNCT
easat-1547	10	1	consultants	consultant	NOUN
easat-1547	10	2	and	and	CCONJ
easat-1547	10	3	company	company	NOUN
easat-1547	10	4	brands	brand	NOUN
easat-1547	10	5	also	also	ADV
easat-1547	10	6	promote	promote	VERB
easat-1547	10	7	students	student	NOUN
easat-1547	10	8	’	’	PART
easat-1547	10	9	decision	decision	NOUN
easat-1547	10	10	to	to	PART
easat-1547	10	11	buy	buy	VERB
easat-1547	10	12	life	life	NOUN
easat-1547	10	13	insurance	insurance	NOUN
easat-1547	10	14	.	.	PUNCT
easat-1547	11	1	insurance	insurance	NOUN
easat-1547	11	2	companies	company	NOUN
easat-1547	11	3	should	should	AUX
easat-1547	11	4	focus	focus	VERB
easat-1547	11	5	on	on	ADP
easat-1547	11	6	education	education	NOUN
easat-1547	11	7	,	,	PUNCT
easat-1547	11	8	improving	improve	VERB
easat-1547	11	9	services	service	NOUN
easat-1547	11	10	,	,	PUNCT
easat-1547	11	11	and	and	CCONJ
easat-1547	11	12	building	building	NOUN
easat-1547	11	13	brands	brand	NOUN
easat-1547	11	14	to	to	PART
easat-1547	11	15	increase	increase	VERB
easat-1547	11	16	the	the	DET
easat-1547	11	17	ability	ability	NOUN
easat-1547	11	18	to	to	PART
easat-1547	11	19	purchase	purchase	VERB
easat-1547	11	20	life	life	NOUN
easat-1547	11	21	insurance	insurance	NOUN
easat-1547	11	22	for	for	ADP
easat-1547	11	23	students	student	NOUN
easat-1547	11	24	.	.	PUNCT
easat-1547	12	1	in	in	ADP
easat-1547	12	2	addition	addition	NOUN
easat-1547	12	3	,	,	PUNCT
easat-1547	12	4	raising	raise	VERB
easat-1547	12	5	awareness	awareness	NOUN
easat-1547	12	6	of	of	ADP
easat-1547	12	7	the	the	DET
easat-1547	12	8	value	value	NOUN
easat-1547	12	9	of	of	ADP
easat-1547	12	10	life	life	NOUN
easat-1547	12	11	insurance	insurance	NOUN
easat-1547	12	12	is	be	AUX
easat-1547	12	13	also	also	ADV
easat-1547	12	14	necessary	necessary	ADJ
easat-1547	12	15	for	for	ADP
easat-1547	12	16	student	student	NOUN
easat-1547	12	17	customers	customer	NOUN
easat-1547	12	18	.	.	PUNCT
easat-1547	13	1	the	the	DET
easat-1547	13	2	findings	finding	NOUN
easat-1547	13	3	suggest	suggest	VERB
easat-1547	13	4	that	that	SCONJ
easat-1547	13	5	targeted	target	VERB
easat-1547	13	6	strategies	strategy	NOUN
easat-1547	13	7	addressing	address	VERB
easat-1547	13	8	these	these	DET
easat-1547	13	9	key	key	ADJ
easat-1547	13	10	factors	factor	NOUN
easat-1547	13	11	can	can	AUX
easat-1547	13	12	effectively	effectively	ADV
easat-1547	13	13	boost	boost	VERB
easat-1547	13	14	students	student	NOUN
easat-1547	13	15	'	'	PART
easat-1547	13	16	adoption	adoption	NOUN
easat-1547	13	17	of	of	ADP
easat-1547	13	18	life	life	NOUN
easat-1547	13	19	insurance	insurance	NOUN
easat-1547	13	20	in	in	ADP
easat-1547	13	21	hanoi	hanoi	PROPN
easat-1547	13	22	and	and	CCONJ
easat-1547	13	23	vietnam	vietnam	PROPN
easat-1547	13	24	.	.	PUNCT
easat-1547	14	1	keywords	keyword	NOUN
easat-1547	14	2	:	:	PUNCT
easat-1547	14	3	life	life	NOUN
easat-1547	14	4	insurance	insurance	NOUN
easat-1547	14	5	,	,	PUNCT
easat-1547	14	6	perception	perception	NOUN
easat-1547	14	7	of	of	ADP
easat-1547	14	8	value	value	NOUN
easat-1547	14	9	,	,	PUNCT
easat-1547	14	10	purchase	purchase	NOUN
easat-1547	14	11	barriers	barrier	NOUN
easat-1547	14	12	,	,	PUNCT
easat-1547	14	13	student	student	NOUN
easat-1547	14	14	purchase	purchase	NOUN
easat-1547	14	15	decision	decision	NOUN
easat-1547	14	16	.	.	PUNCT
easat-1547	15	1	1	1	X
easat-1547	15	2	.	.	X
easat-1547	15	3	introduction	introduction	NOUN
easat-1547	15	4	the	the	DET
easat-1547	15	5	global	global	ADJ
easat-1547	15	6	life	life	NOUN
easat-1547	15	7	insurance	insurance	NOUN
easat-1547	15	8	industry	industry	NOUN
easat-1547	15	9	has	have	AUX
easat-1547	15	10	evolved	evolve	VERB
easat-1547	15	11	significantly	significantly	ADV
easat-1547	15	12	since	since	SCONJ
easat-1547	15	13	its	its	PRON
easat-1547	15	14	inception	inception	NOUN
easat-1547	15	15	in	in	ADP
easat-1547	15	16	1958	1958	NUM
easat-1547	15	17	in	in	ADP
easat-1547	15	18	london	london	PROPN
easat-1547	15	19	,	,	PUNCT
easat-1547	15	20	marking	mark	VERB
easat-1547	15	21	the	the	DET
easat-1547	15	22	beginning	beginning	NOUN
easat-1547	15	23	of	of	ADP
easat-1547	15	24	the	the	DET
easat-1547	15	25	modern	modern	ADJ
easat-1547	15	26	era	era	NOUN
easat-1547	15	27	of	of	ADP
easat-1547	15	28	life	life	NOUN
easat-1547	15	29	insurance	insurance	NOUN
easat-1547	15	30	[	[	X
easat-1547	15	31	1	1	NUM
easat-1547	15	32	;	;	PUNCT
easat-1547	15	33	2	2	NUM
easat-1547	15	34	]	]	PUNCT
easat-1547	15	35	.	.	PUNCT
easat-1547	16	1	in	in	ADP
easat-1547	16	2	vietnam	vietnam	PROPN
easat-1547	16	3	,	,	PUNCT
easat-1547	16	4	life	life	NOUN
easat-1547	16	5	insurance	insurance	NOUN
easat-1547	16	6	was	be	AUX
easat-1547	16	7	officially	officially	ADV
easat-1547	16	8	introduced	introduce	VERB
easat-1547	16	9	in	in	ADP
easat-1547	16	10	1986	1986	NUM
easat-1547	16	11	,	,	PUNCT
easat-1547	16	12	laying	lay	VERB
easat-1547	16	13	the	the	DET
easat-1547	16	14	foundation	foundation	NOUN
easat-1547	16	15	for	for	ADP
easat-1547	16	16	a	a	DET
easat-1547	16	17	new	new	ADJ
easat-1547	16	18	sector	sector	NOUN
easat-1547	16	19	dedicated	dedicate	VERB
easat-1547	16	20	to	to	ADP
easat-1547	16	21	providing	provide	VERB
easat-1547	16	22	financial	financial	ADJ
easat-1547	16	23	protection	protection	NOUN
easat-1547	16	24	services	service	NOUN
easat-1547	16	25	to	to	ADP
easat-1547	16	26	the	the	DET
easat-1547	16	27	population	population	NOUN
easat-1547	17	1	[	[	X
easat-1547	17	2	3	3	NUM
easat-1547	17	3	]	]	PUNCT
easat-1547	17	4	.	.	PUNCT
easat-1547	18	1	life	life	NOUN
easat-1547	18	2	insurance	insurance	NOUN
easat-1547	18	3	and	and	CCONJ
easat-1547	18	4	other	other	ADJ
easat-1547	18	5	forms	form	NOUN
easat-1547	18	6	of	of	ADP
easat-1547	18	7	insurance	insurance	NOUN
easat-1547	18	8	play	play	VERB
easat-1547	18	9	a	a	DET
easat-1547	18	10	crucial	crucial	ADJ
easat-1547	18	11	role	role	NOUN
easat-1547	18	12	in	in	ADP
easat-1547	18	13	risk	risk	NOUN
easat-1547	18	14	-	-	PUNCT
easat-1547	18	15	sharing	share	VERB
easat-1547	18	16	and	and	CCONJ
easat-1547	18	17	loss	loss	NOUN
easat-1547	18	18	distribution	distribution	NOUN
easat-1547	18	19	among	among	ADP
easat-1547	18	20	policyholders	policyholder	NOUN
easat-1547	18	21	,	,	PUNCT
easat-1547	18	22	offering	offer	VERB
easat-1547	18	23	financial	financial	ADJ
easat-1547	18	24	security	security	NOUN
easat-1547	18	25	to	to	ADP
easat-1547	18	26	individuals	individual	NOUN
easat-1547	18	27	and	and	CCONJ
easat-1547	18	28	their	their	PRON
easat-1547	18	29	families	family	NOUN
easat-1547	18	30	.	.	PUNCT
easat-1547	19	1	over	over	ADP
easat-1547	19	2	the	the	DET
easat-1547	19	3	past	past	ADJ
easat-1547	19	4	two	two	NUM
easat-1547	19	5	decades	decade	NOUN
easat-1547	19	6	,	,	PUNCT
easat-1547	19	7	the	the	DET
easat-1547	19	8	life	life	NOUN
easat-1547	19	9	insurance	insurance	NOUN
easat-1547	19	10	industry	industry	NOUN
easat-1547	19	11	in	in	ADP
easat-1547	19	12	vietnam	vietnam	PROPN
easat-1547	19	13	has	have	AUX
easat-1547	19	14	seen	see	VERB
easat-1547	19	15	substantial	substantial	ADJ
easat-1547	19	16	growth	growth	NOUN
easat-1547	19	17	,	,	PUNCT
easat-1547	19	18	both	both	CCONJ
easat-1547	19	19	in	in	ADP
easat-1547	19	20	the	the	DET
easat-1547	19	21	diversity	diversity	NOUN
easat-1547	19	22	of	of	ADP
easat-1547	19	23	products	product	NOUN
easat-1547	19	24	available	available	ADJ
easat-1547	19	25	and	and	CCONJ
easat-1547	19	26	the	the	DET
easat-1547	19	27	number	number	NOUN
easat-1547	19	28	of	of	ADP
easat-1547	19	29	customers	customer	NOUN
easat-1547	19	30	served	serve	VERB
easat-1547	19	31	.	.	PUNCT
easat-1547	20	1	around	around	ADP
easat-1547	20	2	18	18	NUM
easat-1547	20	3	companies	company	NOUN
easat-1547	20	4	offer	offer	VERB
easat-1547	20	5	more	more	ADJ
easat-1547	20	6	than	than	ADP
easat-1547	20	7	450	450	NUM
easat-1547	20	8	life	life	NOUN
easat-1547	20	9	insurance	insurance	NOUN
easat-1547	20	10	products	product	NOUN
easat-1547	20	11	,	,	PUNCT
easat-1547	20	12	reaching	reach	VERB
easat-1547	20	13	over	over	ADP
easat-1547	20	14	9.8	9.8	NUM
easat-1547	20	15	million	million	NUM
easat-1547	20	16	people	people	NOUN
easat-1547	20	17	and	and	CCONJ
easat-1547	20	18	representing	represent	VERB
easat-1547	20	19	approximately	approximately	ADV
easat-1547	20	20	10.19	10.19	NUM
easat-1547	20	21	%	%	NOUN
easat-1547	20	22	of	of	ADP
easat-1547	20	23	the	the	DET
easat-1547	20	24	country	country	NOUN
easat-1547	20	25	's	's	PART
easat-1547	20	26	population	population	NOUN
easat-1547	21	1	[	[	X
easat-1547	21	2	4	4	NUM
easat-1547	21	3	]	]	PUNCT
easat-1547	21	4	.	.	PUNCT
easat-1547	22	1	despite	despite	SCONJ
easat-1547	22	2	this	this	DET
easat-1547	22	3	growth	growth	NOUN
easat-1547	22	4	,	,	PUNCT
easat-1547	22	5	the	the	DET
easat-1547	22	6	market	market	NOUN
easat-1547	22	7	still	still	ADV
easat-1547	22	8	holds	hold	VERB
easat-1547	22	9	significant	significant	ADJ
easat-1547	22	10	potential	potential	NOUN
easat-1547	22	11	for	for	ADP
easat-1547	22	12	expansion	expansion	NOUN
easat-1547	22	13	,	,	PUNCT
easat-1547	22	14	particularly	particularly	ADV
easat-1547	22	15	in	in	ADP
easat-1547	22	16	reaching	reach	VERB
easat-1547	22	17	underserved	underserved	ADJ
easat-1547	22	18	customer	customer	NOUN
easat-1547	22	19	segments	segment	NOUN
easat-1547	22	20	that	that	PRON
easat-1547	22	21	remain	remain	VERB
easat-1547	22	22	untapped	untapped	ADJ
easat-1547	22	23	.	.	PUNCT
easat-1547	23	1	as	as	ADP
easat-1547	23	2	of	of	ADP
easat-1547	23	3	2023	2023	NUM
easat-1547	23	4	,	,	PUNCT
easat-1547	23	5	hanoi	hanoi	PROPN
easat-1547	23	6	's	's	PART
easat-1547	23	7	population	population	NOUN
easat-1547	23	8	is	be	AUX
easat-1547	23	9	approximately	approximately	ADV
easat-1547	23	10	8.5	8.5	NUM
easat-1547	23	11	million	million	NUM
easat-1547	23	12	,	,	PUNCT
easat-1547	23	13	with	with	ADP
easat-1547	23	14	a	a	DET
easat-1547	23	15	grdp	grdp	NOUN
easat-1547	23	16	per	per	ADP
easat-1547	23	17	capita	capita	NOUN
easat-1547	23	18	of	of	ADP
easat-1547	23	19	101.9	101.9	NUM
easat-1547	23	20	million	million	NUM
easat-1547	23	21	vnd	vnd	PROPN
easat-1547	23	22	[	[	X
easat-1547	23	23	5	5	NUM
easat-1547	23	24	]	]	PUNCT
easat-1547	23	25	.	.	PUNCT
easat-1547	24	1	the	the	DET
easat-1547	24	2	city	city	NOUN
easat-1547	24	3	is	be	AUX
easat-1547	24	4	home	home	NOUN
easat-1547	24	5	to	to	ADP
easat-1547	24	6	around	around	ADV
easat-1547	24	7	97	97	NUM
easat-1547	24	8	universities	university	NOUN
easat-1547	24	9	and	and	CCONJ
easat-1547	24	10	33	33	NUM
easat-1547	24	11	colleges	college	NOUN
easat-1547	24	12	,	,	PUNCT
easat-1547	24	13	comprising	comprise	VERB
easat-1547	24	14	one	one	NUM
easat-1547	24	15	-	-	PUNCT
easat-1547	24	16	third	third	NOUN
easat-1547	24	17	of	of	ADP
easat-1547	24	18	the	the	DET
easat-1547	24	19	nation	nation	NOUN
easat-1547	24	20	's	's	PART
easat-1547	24	21	total	total	ADJ
easat-1547	24	22	number	number	NOUN
easat-1547	24	23	of	of	ADP
easat-1547	24	24	universities	university	NOUN
easat-1547	24	25	and	and	CCONJ
easat-1547	24	26	accommodating	accommodate	VERB
easat-1547	24	27	40	40	NUM
easat-1547	24	28	%	%	NOUN
easat-1547	24	29	of	of	ADP
easat-1547	24	30	the	the	DET
easat-1547	24	31	country	country	NOUN
easat-1547	24	32	's	's	PART
easat-1547	24	33	student	student	NOUN
easat-1547	24	34	population	population	NOUN
easat-1547	24	35	,	,	PUNCT
easat-1547	24	36	totaling	total	VERB
easat-1547	24	37	about	about	ADV
easat-1547	24	38	660,000	660,000	NUM
easat-1547	24	39	students	student	NOUN
easat-1547	24	40	from	from	ADP
easat-1547	24	41	various	various	ADJ
easat-1547	24	42	regions	region	NOUN
easat-1547	24	43	[	[	X
easat-1547	24	44	6	6	NUM
easat-1547	24	45	]	]	PUNCT
easat-1547	24	46	.	.	PUNCT
easat-1547	25	1	given	give	VERB
easat-1547	25	2	this	this	DET
easat-1547	25	3	substantial	substantial	ADJ
easat-1547	25	4	student	student	NOUN
easat-1547	25	5	demographic	demographic	ADJ
easat-1547	25	6	,	,	PUNCT
easat-1547	25	7	the	the	DET
easat-1547	25	8	life	life	NOUN
easat-1547	25	9	insurance	insurance	NOUN
easat-1547	25	10	market	market	NOUN
easat-1547	25	11	in	in	ADP
easat-1547	25	12	hanoi	hanoi	PROPN
easat-1547	25	13	holds	hold	VERB
easat-1547	25	14	significant	significant	ADJ
easat-1547	25	15	potential	potential	NOUN
easat-1547	25	16	.	.	PUNCT
easat-1547	26	1	however	however	ADV
easat-1547	26	2	,	,	PUNCT
easat-1547	26	3	student	student	NOUN
easat-1547	26	4	participation	participation	NOUN
easat-1547	26	5	in	in	ADP
easat-1547	26	6	life	life	NOUN
easat-1547	26	7	insurance	insurance	NOUN
easat-1547	26	8	remains	remain	VERB
easat-1547	26	9	low	low	ADJ
easat-1547	26	10	.	.	PUNCT
easat-1547	27	1	a	a	DET
easat-1547	27	2	study	study	NOUN
easat-1547	27	3	by	by	ADP
easat-1547	27	4	hieu	hieu	NOUN
easat-1547	27	5	(	(	PUNCT
easat-1547	27	6	2023	2023	NUM
easat-1547	27	7	)	)	PUNCT
easat-1547	27	8	revealed	reveal	VERB
easat-1547	27	9	that	that	SCONJ
easat-1547	27	10	only	only	ADV
easat-1547	27	11	12.5	12.5	NUM
easat-1547	27	12	%	%	NOUN
easat-1547	27	13	of	of	ADP
easat-1547	27	14	university	university	NOUN
easat-1547	27	15	students	student	NOUN
easat-1547	27	16	are	be	AUX
easat-1547	27	17	enrolled	enrol	VERB
easat-1547	27	18	in	in	ADP
easat-1547	27	19	life	life	NOUN
easat-1547	27	20	insurance	insurance	NOUN
easat-1547	27	21	,	,	PUNCT
easat-1547	27	22	indicating	indicate	VERB
easat-1547	27	23	a	a	DET
easat-1547	27	24	general	general	ADJ
easat-1547	27	25	disinterest	disinterest	NOUN
easat-1547	27	26	in	in	ADP
easat-1547	27	27	financial	financial	ADJ
easat-1547	27	28	protection	protection	NOUN
easat-1547	27	29	for	for	ADP
easat-1547	27	30	themselves	themselves	PRON
easat-1547	27	31	and	and	CCONJ
easat-1547	27	32	their	their	PRON
easat-1547	27	33	https://orcid.org/0000-0001-6864-9314	https://orcid.org/0000-0001-6864-9314	ADJ
easat-1547	27	34	https://orcid.org/0009-0004-1364-2720	https://orcid.org/0009-0004-1364-2720	PROPN
easat-1547	27	35	1712	1712	NUM
easat-1547	27	36	edelweiss	edelweiss	PROPN
easat-1547	27	37	applied	apply	VERB
easat-1547	27	38	science	science	NOUN
easat-1547	27	39	and	and	CCONJ
easat-1547	27	40	technology	technology	NOUN
easat-1547	27	41	issn	issn	PROPN
easat-1547	27	42	:	:	PUNCT
easat-1547	27	43	2576	2576	NUM
easat-1547	27	44	-	-	SYM
easat-1547	27	45	8484	8484	NUM
easat-1547	27	46	vol	vol	NOUN
easat-1547	27	47	.	.	PROPN
easat-1547	28	1	8	8	NUM
easat-1547	28	2	,	,	PUNCT
easat-1547	28	3	no	no	INTJ
easat-1547	28	4	.	.	NOUN
easat-1547	28	5	4	4	NUM
easat-1547	28	6	:	:	PUNCT
easat-1547	28	7	1711	1711	NUM
easat-1547	28	8	-	-	SYM
easat-1547	28	9	1726	1726	NUM
easat-1547	28	10	,	,	PUNCT
easat-1547	28	11	2024	2024	NUM
easat-1547	28	12	doi	doi	NOUN
easat-1547	28	13	:	:	PUNCT
easat-1547	28	14	10.55214/25768484.v8i4.1547	10.55214/25768484.v8i4.1547	NUM
easat-1547	28	15	©	©	PROPN
easat-1547	28	16	2024	2024	NUM
easat-1547	28	17	by	by	ADP
easat-1547	28	18	the	the	DET
easat-1547	28	19	authors	author	NOUN
easat-1547	28	20	;	;	PUNCT
easat-1547	29	1	licensee	licensee	PROPN
easat-1547	29	2	learning	learn	VERB
easat-1547	29	3	gate	gate	PROPN
easat-1547	29	4	families	family	NOUN
easat-1547	29	5	[	[	X
easat-1547	29	6	7	7	NUM
easat-1547	29	7	]	]	PUNCT
easat-1547	29	8	.	.	PUNCT
easat-1547	30	1	the	the	DET
easat-1547	30	2	primary	primary	ADJ
easat-1547	30	3	reasons	reason	NOUN
easat-1547	30	4	for	for	ADP
easat-1547	30	5	this	this	DET
easat-1547	30	6	low	low	ADJ
easat-1547	30	7	uptake	uptake	NOUN
easat-1547	30	8	may	may	AUX
easat-1547	30	9	include	include	VERB
easat-1547	30	10	a	a	DET
easat-1547	30	11	need	need	NOUN
easat-1547	30	12	for	for	ADP
easat-1547	30	13	more	more	ADJ
easat-1547	30	14	awareness	awareness	NOUN
easat-1547	30	15	about	about	ADP
easat-1547	30	16	the	the	DET
easat-1547	30	17	benefits	benefit	NOUN
easat-1547	30	18	of	of	ADP
easat-1547	30	19	life	life	NOUN
easat-1547	30	20	insurance	insurance	NOUN
easat-1547	30	21	,	,	PUNCT
easat-1547	30	22	low	low	ADJ
easat-1547	30	23	or	or	CCONJ
easat-1547	30	24	unstable	unstable	ADJ
easat-1547	30	25	income	income	NOUN
easat-1547	30	26	,	,	PUNCT
easat-1547	30	27	and	and	CCONJ
easat-1547	30	28	insufficient	insufficient	ADJ
easat-1547	30	29	information	information	NOUN
easat-1547	30	30	and	and	CCONJ
easat-1547	30	31	guidance	guidance	NOUN
easat-1547	30	32	from	from	ADP
easat-1547	30	33	insurance	insurance	NOUN
easat-1547	30	34	companies	company	NOUN
easat-1547	30	35	[	[	X
easat-1547	30	36	8	8	NUM
easat-1547	30	37	]	]	PUNCT
easat-1547	30	38	.	.	PUNCT
easat-1547	31	1	this	this	PRON
easat-1547	31	2	points	point	VERB
easat-1547	31	3	to	to	ADP
easat-1547	31	4	an	an	DET
easat-1547	31	5	apparent	apparent	ADJ
easat-1547	31	6	discrepancy	discrepancy	NOUN
easat-1547	31	7	between	between	ADP
easat-1547	31	8	the	the	DET
easat-1547	31	9	potential	potential	ADJ
easat-1547	31	10	need	need	NOUN
easat-1547	31	11	for	for	ADP
easat-1547	31	12	life	life	NOUN
easat-1547	31	13	insurance	insurance	NOUN
easat-1547	31	14	among	among	ADP
easat-1547	31	15	students	student	NOUN
easat-1547	31	16	and	and	CCONJ
easat-1547	31	17	its	its	PRON
easat-1547	31	18	actual	actual	ADJ
easat-1547	31	19	utilization	utilization	NOUN
easat-1547	31	20	.	.	PUNCT
easat-1547	32	1	research	research	NOUN
easat-1547	32	2	on	on	ADP
easat-1547	32	3	the	the	DET
easat-1547	32	4	factors	factor	NOUN
easat-1547	32	5	influencing	influence	VERB
easat-1547	32	6	life	life	NOUN
easat-1547	32	7	insurance	insurance	NOUN
easat-1547	32	8	purchase	purchase	NOUN
easat-1547	32	9	decisions	decision	NOUN
easat-1547	32	10	has	have	AUX
easat-1547	32	11	garnered	garner	VERB
easat-1547	32	12	considerable	considerable	ADJ
easat-1547	32	13	attention	attention	NOUN
easat-1547	32	14	from	from	ADP
easat-1547	32	15	scholars	scholar	NOUN
easat-1547	32	16	worldwide	worldwide	ADV
easat-1547	32	17	.	.	PUNCT
easat-1547	33	1	luciano	luciano	PROPN
easat-1547	33	2	et	et	PROPN
easat-1547	33	3	al	al	PROPN
easat-1547	33	4	.	.	PROPN
easat-1547	34	1	(	(	PUNCT
easat-1547	34	2	2015	2015	NUM
easat-1547	34	3	)	)	PUNCT
easat-1547	34	4	identified	identify	VERB
easat-1547	34	5	critical	critical	ADJ
easat-1547	34	6	determinants	determinant	NOUN
easat-1547	34	7	among	among	ADP
easat-1547	34	8	italian	italian	ADJ
easat-1547	34	9	youth	youth	NOUN
easat-1547	34	10	,	,	PUNCT
easat-1547	34	11	including	include	VERB
easat-1547	34	12	normative	normative	ADJ
easat-1547	34	13	beliefs	belief	NOUN
easat-1547	34	14	,	,	PUNCT
easat-1547	34	15	behavioral	behavioral	ADJ
easat-1547	34	16	beliefs	belief	NOUN
easat-1547	34	17	,	,	PUNCT
easat-1547	34	18	subjective	subjective	ADJ
easat-1547	34	19	norms	norm	NOUN
easat-1547	34	20	,	,	PUNCT
easat-1547	34	21	and	and	CCONJ
easat-1547	34	22	attitudes	attitude	NOUN
easat-1547	34	23	,	,	PUNCT
easat-1547	34	24	significantly	significantly	ADV
easat-1547	34	25	influencing	influence	VERB
easat-1547	34	26	their	their	PRON
easat-1547	34	27	intention	intention	NOUN
easat-1547	34	28	to	to	PART
easat-1547	34	29	buy	buy	VERB
easat-1547	34	30	life	life	NOUN
easat-1547	34	31	insurance	insurance	NOUN
easat-1547	34	32	[	[	X
easat-1547	34	33	9	9	NUM
easat-1547	34	34	]	]	PUNCT
easat-1547	34	35	.	.	PUNCT
easat-1547	35	1	in	in	ADP
easat-1547	35	2	contrast	contrast	NOUN
easat-1547	35	3	,	,	PUNCT
easat-1547	35	4	cheng	cheng	PROPN
easat-1547	35	5	(	(	PUNCT
easat-1547	35	6	2023	2023	NUM
easat-1547	35	7	)	)	PUNCT
easat-1547	35	8	highlighted	highlight	VERB
easat-1547	35	9	that	that	SCONJ
easat-1547	35	10	religious	religious	ADJ
easat-1547	35	11	considerations	consideration	NOUN
easat-1547	35	12	,	,	PUNCT
easat-1547	35	13	savings	saving	NOUN
easat-1547	35	14	motivations	motivation	NOUN
easat-1547	35	15	,	,	PUNCT
easat-1547	35	16	and	and	CCONJ
easat-1547	35	17	financial	financial	ADJ
easat-1547	35	18	literacy	literacy	NOUN
easat-1547	35	19	play	play	VERB
easat-1547	35	20	a	a	DET
easat-1547	35	21	crucial	crucial	ADJ
easat-1547	35	22	role	role	NOUN
easat-1547	35	23	in	in	ADP
easat-1547	35	24	shaping	shape	VERB
easat-1547	35	25	students	student	NOUN
easat-1547	35	26	'	'	PART
easat-1547	35	27	insurance	insurance	NOUN
easat-1547	35	28	purchasing	purchasing	NOUN
easat-1547	35	29	behavior	behavior	NOUN
easat-1547	35	30	in	in	ADP
easat-1547	35	31	malaysia	malaysia	PROPN
easat-1547	36	1	[	[	X
easat-1547	36	2	10	10	NUM
easat-1547	36	3	]	]	PUNCT
easat-1547	36	4	.	.	PUNCT
easat-1547	37	1	similarly	similarly	ADV
easat-1547	37	2	,	,	PUNCT
easat-1547	37	3	jahan	jahan	PROPN
easat-1547	37	4	and	and	CCONJ
easat-1547	37	5	sabbir	sabbir	ADJ
easat-1547	37	6	(	(	PUNCT
easat-1547	37	7	2019	2019	NUM
easat-1547	37	8	)	)	PUNCT
easat-1547	37	9	found	find	VERB
easat-1547	37	10	that	that	SCONJ
easat-1547	37	11	financial	financial	ADJ
easat-1547	37	12	literacy	literacy	NOUN
easat-1547	37	13	,	,	PUNCT
easat-1547	37	14	demographic	demographic	ADJ
easat-1547	37	15	factors	factor	NOUN
easat-1547	37	16	,	,	PUNCT
easat-1547	37	17	and	and	CCONJ
easat-1547	37	18	savings	saving	NOUN
easat-1547	37	19	motivations	motivation	NOUN
easat-1547	37	20	are	be	AUX
easat-1547	37	21	critical	critical	ADJ
easat-1547	37	22	drivers	driver	NOUN
easat-1547	37	23	of	of	ADP
easat-1547	37	24	life	life	NOUN
easat-1547	37	25	insurance	insurance	NOUN
easat-1547	37	26	purchase	purchase	NOUN
easat-1547	37	27	intentions	intention	NOUN
easat-1547	37	28	in	in	ADP
easat-1547	37	29	bangladesh	bangladesh	NOUN
easat-1547	38	1	[	[	X
easat-1547	38	2	11	11	NUM
easat-1547	38	3	]	]	PUNCT
easat-1547	38	4	.	.	PUNCT
easat-1547	39	1	moreover	moreover	ADV
easat-1547	39	2	,	,	PUNCT
easat-1547	39	3	innocenti	innocenti	PROPN
easat-1547	39	4	et	et	PROPN
easat-1547	39	5	al	al	PROPN
easat-1547	39	6	.	.	PROPN
easat-1547	40	1	(	(	PUNCT
easat-1547	40	2	2019	2019	NUM
easat-1547	40	3	)	)	PUNCT
easat-1547	40	4	,	,	PUNCT
easat-1547	40	5	in	in	ADP
easat-1547	40	6	a	a	DET
easat-1547	40	7	study	study	NOUN
easat-1547	40	8	spanning	span	VERB
easat-1547	40	9	11	11	NUM
easat-1547	40	10	countries	country	NOUN
easat-1547	40	11	,	,	PUNCT
easat-1547	40	12	demonstrated	demonstrate	VERB
easat-1547	40	13	that	that	SCONJ
easat-1547	40	14	indirect	indirect	ADJ
easat-1547	40	15	experiences	experience	NOUN
easat-1547	40	16	,	,	PUNCT
easat-1547	40	17	personal	personal	ADJ
easat-1547	40	18	encounters	encounter	NOUN
easat-1547	40	19	,	,	PUNCT
easat-1547	40	20	and	and	CCONJ
easat-1547	40	21	previous	previous	ADJ
easat-1547	40	22	health	health	NOUN
easat-1547	40	23	risks	risk	NOUN
easat-1547	40	24	substantially	substantially	ADV
easat-1547	40	25	influence	influence	VERB
easat-1547	40	26	life	life	NOUN
easat-1547	40	27	insurance	insurance	NOUN
easat-1547	40	28	purchasing	purchasing	NOUN
easat-1547	40	29	decisions	decision	NOUN
easat-1547	40	30	[	[	X
easat-1547	40	31	12	12	NUM
easat-1547	40	32	]	]	PUNCT
easat-1547	40	33	.	.	PUNCT
easat-1547	41	1	specifically	specifically	ADV
easat-1547	41	2	,	,	PUNCT
easat-1547	41	3	individuals	individual	NOUN
easat-1547	41	4	with	with	ADP
easat-1547	41	5	a	a	DET
easat-1547	41	6	history	history	NOUN
easat-1547	41	7	of	of	ADP
easat-1547	41	8	poor	poor	ADJ
easat-1547	41	9	health	health	NOUN
easat-1547	41	10	are	be	AUX
easat-1547	41	11	25	25	NUM
easat-1547	41	12	%	%	NOUN
easat-1547	41	13	more	more	ADV
easat-1547	41	14	likely	likely	ADJ
easat-1547	41	15	to	to	PART
easat-1547	41	16	purchase	purchase	VERB
easat-1547	41	17	insurance	insurance	NOUN
easat-1547	41	18	,	,	PUNCT
easat-1547	41	19	while	while	SCONJ
easat-1547	41	20	those	those	PRON
easat-1547	41	21	aware	aware	ADJ
easat-1547	41	22	of	of	ADP
easat-1547	41	23	the	the	DET
easat-1547	41	24	risk	risk	NOUN
easat-1547	41	25	of	of	ADP
easat-1547	41	26	severe	severe	ADJ
easat-1547	41	27	illness	illness	NOUN
easat-1547	41	28	are	be	AUX
easat-1547	41	29	40	40	NUM
easat-1547	41	30	%	%	NOUN
easat-1547	41	31	more	more	ADV
easat-1547	41	32	inclined	inclined	ADJ
easat-1547	41	33	to	to	PART
easat-1547	41	34	buy	buy	VERB
easat-1547	41	35	insurance	insurance	NOUN
easat-1547	41	36	[	[	X
easat-1547	41	37	12	12	NUM
easat-1547	41	38	]	]	PUNCT
easat-1547	41	39	.	.	PUNCT
easat-1547	42	1	in	in	ADP
easat-1547	42	2	vietnam	vietnam	PROPN
easat-1547	42	3	,	,	PUNCT
easat-1547	42	4	various	various	ADJ
easat-1547	42	5	studies	study	NOUN
easat-1547	42	6	have	have	AUX
easat-1547	42	7	examined	examine	VERB
easat-1547	42	8	the	the	DET
easat-1547	42	9	factors	factor	NOUN
easat-1547	42	10	influencing	influence	VERB
easat-1547	42	11	the	the	DET
easat-1547	42	12	decision	decision	NOUN
easat-1547	42	13	to	to	PART
easat-1547	42	14	purchase	purchase	VERB
easat-1547	42	15	life	life	NOUN
easat-1547	42	16	insurance	insurance	NOUN
easat-1547	42	17	,	,	PUNCT
easat-1547	42	18	offering	offer	VERB
easat-1547	42	19	a	a	DET
easat-1547	42	20	comprehensive	comprehensive	ADJ
easat-1547	42	21	understanding	understanding	NOUN
easat-1547	42	22	of	of	ADP
easat-1547	42	23	this	this	DET
easat-1547	42	24	issue	issue	NOUN
easat-1547	42	25	.	.	PUNCT
easat-1547	43	1	minh	minh	INTJ
easat-1547	43	2	et	et	PROPN
easat-1547	43	3	al	al	PROPN
easat-1547	43	4	.	.	PROPN
easat-1547	44	1	(	(	PUNCT
easat-1547	44	2	2023	2023	NUM
easat-1547	44	3	)	)	PUNCT
easat-1547	44	4	identified	identify	VERB
easat-1547	44	5	five	five	NUM
easat-1547	44	6	primary	primary	ADJ
easat-1547	44	7	factors	factor	NOUN
easat-1547	44	8	affecting	affect	VERB
easat-1547	44	9	life	life	NOUN
easat-1547	44	10	insurance	insurance	NOUN
easat-1547	44	11	purchase	purchase	NOUN
easat-1547	44	12	decisions	decision	NOUN
easat-1547	44	13	:	:	PUNCT
easat-1547	44	14	family	family	NOUN
easat-1547	44	15	support	support	NOUN
easat-1547	44	16	,	,	PUNCT
easat-1547	44	17	spiritual	spiritual	ADJ
easat-1547	44	18	benefits	benefit	NOUN
easat-1547	44	19	,	,	PUNCT
easat-1547	44	20	investment	investment	NOUN
easat-1547	44	21	opportunities	opportunity	NOUN
easat-1547	44	22	,	,	PUNCT
easat-1547	44	23	and	and	CCONJ
easat-1547	44	24	protection	protection	NOUN
easat-1547	44	25	needs	need	VERB
easat-1547	44	26	[	[	X
easat-1547	44	27	13	13	NUM
easat-1547	44	28	]	]	PUNCT
easat-1547	44	29	.	.	PUNCT
easat-1547	45	1	similarly	similarly	ADV
easat-1547	45	2	,	,	PUNCT
easat-1547	45	3	hai	hai	PROPN
easat-1547	45	4	et	et	PROPN
easat-1547	45	5	al	al	PROPN
easat-1547	45	6	.	.	PROPN
easat-1547	45	7	(	(	PUNCT
easat-1547	45	8	2021	2021	NUM
easat-1547	45	9	)	)	PUNCT
easat-1547	45	10	highlighted	highlight	VERB
easat-1547	45	11	seven	seven	NUM
easat-1547	45	12	key	key	ADJ
easat-1547	45	13	factors	factor	NOUN
easat-1547	45	14	influencing	influence	VERB
easat-1547	45	15	small	small	ADJ
easat-1547	45	16	traders	trader	NOUN
easat-1547	45	17	'	'	PART
easat-1547	45	18	decisions	decision	NOUN
easat-1547	45	19	to	to	PART
easat-1547	45	20	purchase	purchase	VERB
easat-1547	45	21	voluntary	voluntary	ADJ
easat-1547	45	22	social	social	ADJ
easat-1547	45	23	insurance	insurance	NOUN
easat-1547	45	24	:	:	PUNCT
easat-1547	45	25	health	health	NOUN
easat-1547	45	26	awareness	awareness	NOUN
easat-1547	45	27	,	,	PUNCT
easat-1547	45	28	propaganda	propaganda	NOUN
easat-1547	45	29	efforts	effort	NOUN
easat-1547	45	30	,	,	PUNCT
easat-1547	45	31	knowledge	knowledge	NOUN
easat-1547	45	32	,	,	PUNCT
easat-1547	45	33	attitude	attitude	NOUN
easat-1547	45	34	,	,	PUNCT
easat-1547	45	35	moral	moral	ADJ
easat-1547	45	36	responsibility	responsibility	NOUN
easat-1547	45	37	,	,	PUNCT
easat-1547	45	38	behavioral	behavioral	ADJ
easat-1547	45	39	control	control	NOUN
easat-1547	45	40	,	,	PUNCT
easat-1547	45	41	and	and	CCONJ
easat-1547	45	42	family	family	NOUN
easat-1547	45	43	expectations	expectation	NOUN
easat-1547	46	1	[	[	X
easat-1547	46	2	14	14	NUM
easat-1547	46	3	]	]	PUNCT
easat-1547	46	4	.	.	PUNCT
easat-1547	47	1	further	far	ADV
easat-1547	47	2	,	,	PUNCT
easat-1547	47	3	giang	giang	PROPN
easat-1547	47	4	and	and	CCONJ
easat-1547	47	5	hang	hang	PROPN
easat-1547	47	6	(	(	PUNCT
easat-1547	47	7	2022	2022	NUM
easat-1547	47	8	)	)	PUNCT
easat-1547	47	9	found	find	VERB
easat-1547	47	10	that	that	SCONJ
easat-1547	47	11	insurance	insurance	NOUN
easat-1547	47	12	service	service	NOUN
easat-1547	47	13	quality	quality	NOUN
easat-1547	47	14	,	,	PUNCT
easat-1547	47	15	company	company	NOUN
easat-1547	47	16	reputation	reputation	NOUN
easat-1547	47	17	,	,	PUNCT
easat-1547	47	18	barriers	barrier	NOUN
easat-1547	47	19	to	to	PART
easat-1547	47	20	purchase	purchase	VERB
easat-1547	47	21	,	,	PUNCT
easat-1547	47	22	perceived	perceive	VERB
easat-1547	47	23	benefits	benefit	NOUN
easat-1547	47	24	,	,	PUNCT
easat-1547	47	25	family	family	NOUN
easat-1547	47	26	opinions	opinion	NOUN
easat-1547	47	27	,	,	PUNCT
easat-1547	47	28	and	and	CCONJ
easat-1547	47	29	savings	saving	NOUN
easat-1547	47	30	motivations	motivation	NOUN
easat-1547	47	31	play	play	VERB
easat-1547	47	32	crucial	crucial	ADJ
easat-1547	47	33	roles	role	NOUN
easat-1547	47	34	in	in	ADP
easat-1547	47	35	shaping	shape	VERB
easat-1547	47	36	insurance	insurance	NOUN
easat-1547	47	37	purchase	purchase	NOUN
easat-1547	47	38	intentions	intention	NOUN
easat-1547	47	39	[	[	X
easat-1547	47	40	8	8	NUM
easat-1547	47	41	]	]	PUNCT
easat-1547	47	42	.	.	PUNCT
easat-1547	48	1	huy	huy	PROPN
easat-1547	48	2	et	et	PROPN
easat-1547	48	3	al	al	PROPN
easat-1547	48	4	.	.	PROPN
easat-1547	48	5	(	(	PUNCT
easat-1547	48	6	2020	2020	NUM
easat-1547	48	7	)	)	PUNCT
easat-1547	48	8	also	also	ADV
easat-1547	48	9	emphasized	emphasize	VERB
easat-1547	48	10	five	five	NUM
easat-1547	48	11	critical	critical	ADJ
easat-1547	48	12	determinants	determinant	NOUN
easat-1547	48	13	for	for	ADP
easat-1547	48	14	individuals	individual	NOUN
easat-1547	48	15	'	'	PART
easat-1547	48	16	intention	intention	NOUN
easat-1547	48	17	to	to	PART
easat-1547	48	18	purchase	purchase	VERB
easat-1547	48	19	insurance	insurance	NOUN
easat-1547	48	20	:	:	PUNCT
easat-1547	48	21	policy	policy	NOUN
easat-1547	48	22	knowledge	knowledge	NOUN
easat-1547	48	23	,	,	PUNCT
easat-1547	48	24	procedural	procedural	ADJ
easat-1547	48	25	clarity	clarity	NOUN
easat-1547	48	26	,	,	PUNCT
easat-1547	48	27	personal	personal	ADJ
easat-1547	48	28	attitudes	attitude	NOUN
easat-1547	48	29	,	,	PUNCT
easat-1547	48	30	risk	risk	NOUN
easat-1547	48	31	perception	perception	NOUN
easat-1547	48	32	,	,	PUNCT
easat-1547	48	33	and	and	CCONJ
easat-1547	48	34	moral	moral	ADJ
easat-1547	48	35	responsibility	responsibility	NOUN
easat-1547	48	36	[	[	X
easat-1547	48	37	15	15	NUM
easat-1547	48	38	]	]	PUNCT
easat-1547	48	39	.	.	PUNCT
easat-1547	49	1	these	these	DET
easat-1547	49	2	studies	study	NOUN
easat-1547	49	3	underscore	underscore	VERB
easat-1547	49	4	the	the	DET
easat-1547	49	5	significant	significant	ADJ
easat-1547	49	6	impact	impact	NOUN
easat-1547	49	7	of	of	ADP
easat-1547	49	8	family	family	NOUN
easat-1547	49	9	support	support	NOUN
easat-1547	49	10	,	,	PUNCT
easat-1547	49	11	spiritual	spiritual	ADJ
easat-1547	49	12	and	and	CCONJ
easat-1547	49	13	material	material	NOUN
easat-1547	49	14	benefits	benefit	NOUN
easat-1547	49	15	,	,	PUNCT
easat-1547	49	16	attitudes	attitude	NOUN
easat-1547	49	17	,	,	PUNCT
easat-1547	49	18	knowledge	knowledge	NOUN
easat-1547	49	19	of	of	ADP
easat-1547	49	20	life	life	NOUN
easat-1547	49	21	insurance	insurance	NOUN
easat-1547	49	22	,	,	PUNCT
easat-1547	49	23	and	and	CCONJ
easat-1547	49	24	risk	risk	NOUN
easat-1547	49	25	perception	perception	NOUN
easat-1547	49	26	on	on	ADP
easat-1547	49	27	insurance	insurance	NOUN
easat-1547	49	28	purchasing	purchasing	NOUN
easat-1547	49	29	behavior	behavior	NOUN
easat-1547	49	30	.	.	PUNCT
easat-1547	50	1	despite	despite	SCONJ
easat-1547	50	2	the	the	DET
easat-1547	50	3	growing	grow	VERB
easat-1547	50	4	popularity	popularity	NOUN
easat-1547	50	5	of	of	ADP
easat-1547	50	6	life	life	NOUN
easat-1547	50	7	insurance	insurance	NOUN
easat-1547	50	8	in	in	ADP
easat-1547	50	9	vietnam	vietnam	PROPN
easat-1547	50	10	,	,	PUNCT
easat-1547	50	11	there	there	PRON
easat-1547	50	12	remains	remain	VERB
easat-1547	50	13	a	a	DET
easat-1547	50	14	gap	gap	NOUN
easat-1547	50	15	in	in	ADP
easat-1547	50	16	research	research	NOUN
easat-1547	50	17	addressing	address	VERB
easat-1547	50	18	the	the	DET
easat-1547	50	19	factors	factor	NOUN
easat-1547	50	20	influencing	influence	VERB
easat-1547	50	21	students	student	NOUN
easat-1547	50	22	'	'	PART
easat-1547	50	23	decisions	decision	NOUN
easat-1547	50	24	to	to	PART
easat-1547	50	25	purchase	purchase	VERB
easat-1547	50	26	life	life	NOUN
easat-1547	50	27	insurance	insurance	NOUN
easat-1547	50	28	.	.	PUNCT
easat-1547	51	1	students	student	NOUN
easat-1547	51	2	often	often	ADV
easat-1547	51	3	have	have	VERB
easat-1547	51	4	low	low	ADJ
easat-1547	51	5	incomes	income	NOUN
easat-1547	51	6	and	and	CCONJ
easat-1547	51	7	rely	rely	VERB
easat-1547	51	8	heavily	heavily	ADV
easat-1547	51	9	on	on	ADP
easat-1547	51	10	scholarships	scholarship	NOUN
easat-1547	51	11	or	or	CCONJ
easat-1547	51	12	part	part	ADJ
easat-1547	51	13	-	-	PUNCT
easat-1547	51	14	time	time	NOUN
easat-1547	51	15	employment	employment	NOUN
easat-1547	51	16	,	,	PUNCT
easat-1547	51	17	so	so	ADV
easat-1547	51	18	understanding	understanding	ADJ
easat-1547	51	19	how	how	SCONJ
easat-1547	51	20	income	income	NOUN
easat-1547	51	21	levels	level	NOUN
easat-1547	51	22	and	and	CCONJ
easat-1547	51	23	spending	spending	NOUN
easat-1547	51	24	power	power	NOUN
easat-1547	51	25	affect	affect	VERB
easat-1547	51	26	their	their	PRON
easat-1547	51	27	life	life	NOUN
easat-1547	51	28	insurance	insurance	NOUN
easat-1547	51	29	decisions	decision	NOUN
easat-1547	51	30	is	be	AUX
easat-1547	51	31	crucial	crucial	ADJ
easat-1547	51	32	.	.	PUNCT
easat-1547	52	1	students	student	NOUN
easat-1547	52	2	'	'	PART
easat-1547	52	3	perceptions	perception	NOUN
easat-1547	52	4	of	of	ADP
easat-1547	52	5	the	the	DET
easat-1547	52	6	value	value	NOUN
easat-1547	52	7	of	of	ADP
easat-1547	52	8	life	life	NOUN
easat-1547	52	9	insurance	insurance	NOUN
easat-1547	52	10	are	be	AUX
easat-1547	52	11	also	also	ADV
easat-1547	52	12	vital	vital	ADJ
easat-1547	52	13	,	,	PUNCT
easat-1547	52	14	as	as	SCONJ
easat-1547	52	15	a	a	DET
easat-1547	52	16	proper	proper	ADJ
easat-1547	52	17	understanding	understanding	NOUN
easat-1547	52	18	of	of	ADP
easat-1547	52	19	the	the	DET
easat-1547	52	20	associated	associated	ADJ
easat-1547	52	21	risks	risk	NOUN
easat-1547	52	22	and	and	CCONJ
easat-1547	52	23	benefits	benefit	NOUN
easat-1547	52	24	significantly	significantly	ADV
easat-1547	52	25	influences	influence	VERB
easat-1547	52	26	their	their	PRON
easat-1547	52	27	purchasing	purchase	VERB
easat-1547	52	28	behavior	behavior	NOUN
easat-1547	52	29	.	.	PUNCT
easat-1547	53	1	moreover	moreover	ADV
easat-1547	53	2	,	,	PUNCT
easat-1547	53	3	increased	increase	VERB
easat-1547	53	4	access	access	NOUN
easat-1547	53	5	to	to	ADP
easat-1547	53	6	advice	advice	NOUN
easat-1547	53	7	and	and	CCONJ
easat-1547	53	8	information	information	NOUN
easat-1547	53	9	about	about	ADP
easat-1547	53	10	life	life	NOUN
easat-1547	53	11	insurance	insurance	NOUN
easat-1547	53	12	can	can	AUX
easat-1547	53	13	enhance	enhance	VERB
easat-1547	53	14	awareness	awareness	NOUN
easat-1547	53	15	and	and	CCONJ
easat-1547	53	16	encourage	encourage	VERB
easat-1547	53	17	more	more	ADJ
easat-1547	53	18	students	student	NOUN
easat-1547	53	19	to	to	PART
easat-1547	53	20	consider	consider	VERB
easat-1547	53	21	insurance	insurance	NOUN
easat-1547	53	22	.	.	PUNCT
easat-1547	54	1	the	the	DET
easat-1547	54	2	relationship	relationship	NOUN
easat-1547	54	3	between	between	ADP
easat-1547	54	4	students	student	NOUN
easat-1547	54	5	and	and	CCONJ
easat-1547	54	6	their	their	PRON
easat-1547	54	7	families	family	NOUN
easat-1547	54	8	is	be	AUX
easat-1547	54	9	another	another	DET
easat-1547	54	10	critical	critical	ADJ
easat-1547	54	11	factor	factor	NOUN
easat-1547	54	12	,	,	PUNCT
easat-1547	54	13	as	as	SCONJ
easat-1547	54	14	financial	financial	ADJ
easat-1547	54	15	support	support	NOUN
easat-1547	54	16	or	or	CCONJ
easat-1547	54	17	guidance	guidance	NOUN
easat-1547	54	18	from	from	ADP
easat-1547	54	19	family	family	NOUN
easat-1547	54	20	members	member	NOUN
easat-1547	54	21	can	can	AUX
easat-1547	54	22	significantly	significantly	ADV
easat-1547	54	23	influence	influence	VERB
easat-1547	54	24	students	student	NOUN
easat-1547	54	25	'	'	PART
easat-1547	54	26	decisions	decision	NOUN
easat-1547	54	27	regarding	regard	VERB
easat-1547	54	28	life	life	NOUN
easat-1547	54	29	insurance	insurance	NOUN
easat-1547	54	30	.	.	PUNCT
easat-1547	55	1	therefore	therefore	ADV
easat-1547	55	2	,	,	PUNCT
easat-1547	55	3	further	further	ADJ
easat-1547	55	4	research	research	NOUN
easat-1547	55	5	is	be	AUX
easat-1547	55	6	needed	need	VERB
easat-1547	55	7	to	to	PART
easat-1547	55	8	explore	explore	VERB
easat-1547	55	9	these	these	DET
easat-1547	55	10	dynamics	dynamic	NOUN
easat-1547	55	11	and	and	CCONJ
easat-1547	55	12	clarify	clarify	VERB
easat-1547	55	13	the	the	DET
easat-1547	55	14	interaction	interaction	NOUN
easat-1547	55	15	between	between	ADP
easat-1547	55	16	these	these	DET
easat-1547	55	17	factors	factor	NOUN
easat-1547	55	18	and	and	CCONJ
easat-1547	55	19	students	student	NOUN
easat-1547	55	20	'	'	PART
easat-1547	55	21	life	life	NOUN
easat-1547	55	22	insurance	insurance	NOUN
easat-1547	55	23	purchasing	purchasing	NOUN
easat-1547	55	24	decisions	decision	NOUN
easat-1547	55	25	.	.	PUNCT
easat-1547	56	1	students	student	NOUN
easat-1547	56	2	represent	represent	VERB
easat-1547	56	3	a	a	DET
easat-1547	56	4	significant	significant	ADJ
easat-1547	56	5	potential	potential	ADJ
easat-1547	56	6	target	target	NOUN
easat-1547	56	7	group	group	NOUN
easat-1547	56	8	in	in	ADP
easat-1547	56	9	the	the	DET
easat-1547	56	10	life	life	NOUN
easat-1547	56	11	insurance	insurance	NOUN
easat-1547	56	12	market	market	NOUN
easat-1547	56	13	.	.	PUNCT
easat-1547	57	1	this	this	DET
easat-1547	57	2	article	article	NOUN
easat-1547	57	3	evaluates	evaluate	VERB
easat-1547	57	4	the	the	DET
easat-1547	57	5	factors	factor	NOUN
easat-1547	57	6	influencing	influence	VERB
easat-1547	57	7	students	student	NOUN
easat-1547	57	8	'	'	PART
easat-1547	57	9	life	life	NOUN
easat-1547	57	10	insurance	insurance	NOUN
easat-1547	57	11	purchase	purchase	NOUN
easat-1547	57	12	decisions	decision	NOUN
easat-1547	57	13	in	in	ADP
easat-1547	57	14	hanoi	hanoi	NOUN
easat-1547	57	15	,	,	PUNCT
easat-1547	57	16	focusing	focus	VERB
easat-1547	57	17	on	on	ADP
easat-1547	57	18	critical	critical	ADJ
easat-1547	57	19	variables	variable	NOUN
easat-1547	57	20	such	such	ADJ
easat-1547	57	21	as	as	ADP
easat-1547	57	22	awareness	awareness	NOUN
easat-1547	57	23	of	of	ADP
easat-1547	57	24	life	life	NOUN
easat-1547	57	25	insurance	insurance	NOUN
easat-1547	57	26	value	value	NOUN
easat-1547	57	27	,	,	PUNCT
easat-1547	57	28	purchase	purchase	NOUN
easat-1547	57	29	motivations	motivation	NOUN
easat-1547	57	30	,	,	PUNCT
easat-1547	57	31	barriers	barrier	NOUN
easat-1547	57	32	to	to	PART
easat-1547	57	33	purchase	purchase	VERB
easat-1547	57	34	,	,	PUNCT
easat-1547	57	35	company	company	NOUN
easat-1547	57	36	brand	brand	NOUN
easat-1547	57	37	perception	perception	NOUN
easat-1547	57	38	,	,	PUNCT
easat-1547	57	39	and	and	CCONJ
easat-1547	57	40	the	the	DET
easat-1547	57	41	influence	influence	NOUN
easat-1547	57	42	of	of	ADP
easat-1547	57	43	life	life	NOUN
easat-1547	57	44	insurance	insurance	NOUN
easat-1547	57	45	consultants	consultant	NOUN
easat-1547	57	46	.	.	PUNCT
easat-1547	58	1	insurance	insurance	NOUN
easat-1547	58	2	companies	company	NOUN
easat-1547	58	3	can	can	AUX
easat-1547	58	4	more	more	ADV
easat-1547	58	5	accurately	accurately	ADV
easat-1547	58	6	tailor	tailor	VERB
easat-1547	58	7	their	their	PRON
easat-1547	58	8	business	business	NOUN
easat-1547	58	9	and	and	CCONJ
easat-1547	58	10	communication	communication	NOUN
easat-1547	58	11	strategies	strategy	NOUN
easat-1547	58	12	to	to	PART
easat-1547	58	13	enhance	enhance	VERB
easat-1547	58	14	student	student	NOUN
easat-1547	58	15	interest	interest	NOUN
easat-1547	58	16	and	and	CCONJ
easat-1547	58	17	life	life	NOUN
easat-1547	58	18	insurance	insurance	NOUN
easat-1547	58	19	awareness	awareness	NOUN
easat-1547	58	20	by	by	ADP
easat-1547	58	21	gaining	gain	VERB
easat-1547	58	22	a	a	DET
easat-1547	58	23	deeper	deep	ADJ
easat-1547	58	24	understanding	understanding	NOUN
easat-1547	58	25	of	of	ADP
easat-1547	58	26	these	these	DET
easat-1547	58	27	factors	factor	NOUN
easat-1547	58	28	.	.	PUNCT
easat-1547	59	1	this	this	PRON
easat-1547	59	2	,	,	PUNCT
easat-1547	59	3	in	in	ADP
easat-1547	59	4	turn	turn	NOUN
easat-1547	59	5	,	,	PUNCT
easat-1547	59	6	will	will	AUX
easat-1547	59	7	contribute	contribute	VERB
easat-1547	59	8	to	to	ADP
easat-1547	59	9	market	market	NOUN
easat-1547	59	10	expansion	expansion	NOUN
easat-1547	59	11	and	and	CCONJ
easat-1547	59	12	further	further	ADJ
easat-1547	59	13	development	development	NOUN
easat-1547	59	14	of	of	ADP
easat-1547	59	15	the	the	DET
easat-1547	59	16	life	life	NOUN
easat-1547	59	17	insurance	insurance	NOUN
easat-1547	59	18	industry	industry	NOUN
easat-1547	59	19	.	.	PUNCT
easat-1547	60	1	1713	1713	NUM
easat-1547	60	2	edelweiss	edelweiss	PROPN
easat-1547	60	3	applied	apply	VERB
easat-1547	60	4	science	science	NOUN
easat-1547	60	5	and	and	CCONJ
easat-1547	60	6	technology	technology	NOUN
easat-1547	60	7	issn	issn	PROPN
easat-1547	60	8	:	:	PUNCT
easat-1547	60	9	2576	2576	NUM
easat-1547	60	10	-	-	SYM
easat-1547	60	11	8484	8484	NUM
easat-1547	60	12	vol	vol	NOUN
easat-1547	60	13	.	.	PROPN
easat-1547	60	14	8	8	NUM
easat-1547	60	15	,	,	PUNCT
easat-1547	60	16	no	no	INTJ
easat-1547	60	17	.	.	NOUN
easat-1547	60	18	4	4	NUM
easat-1547	60	19	:	:	PUNCT
easat-1547	60	20	1711	1711	NUM
easat-1547	60	21	-	-	SYM
easat-1547	60	22	1726	1726	NUM
easat-1547	60	23	,	,	PUNCT
easat-1547	60	24	2024	2024	NUM
easat-1547	60	25	doi	doi	NOUN
easat-1547	60	26	:	:	PUNCT
easat-1547	60	27	10.55214/25768484.v8i4.1547	10.55214/25768484.v8i4.1547	NUM
easat-1547	60	28	©	©	PROPN
easat-1547	60	29	2024	2024	NUM
easat-1547	60	30	by	by	ADP
easat-1547	60	31	the	the	DET
easat-1547	60	32	authors	author	NOUN
easat-1547	60	33	;	;	PUNCT
easat-1547	60	34	licensee	licensee	PROPN
easat-1547	60	35	learning	learning	NOUN
easat-1547	60	36	gate	gate	NOUN
easat-1547	60	37	2	2	NUM
easat-1547	60	38	.	.	PUNCT
easat-1547	61	1	literature	literature	PROPN
easat-1547	61	2	review	review	VERB
easat-1547	61	3	2.1	2.1	NUM
easat-1547	61	4	.	.	PUNCT
easat-1547	62	1	ground	ground	NOUN
easat-1547	62	2	theories	theory	NOUN
easat-1547	62	3	philip	philip	PROPN
easat-1547	62	4	kotler	kotler	PROPN
easat-1547	62	5	's	's	PART
easat-1547	62	6	theory	theory	NOUN
easat-1547	62	7	of	of	ADP
easat-1547	62	8	consumer	consumer	NOUN
easat-1547	62	9	behavior	behavior	NOUN
easat-1547	62	10	describes	describe	VERB
easat-1547	62	11	the	the	DET
easat-1547	62	12	purchase	purchase	NOUN
easat-1547	62	13	decision	decision	NOUN
easat-1547	62	14	process	process	NOUN
easat-1547	62	15	through	through	ADP
easat-1547	62	16	five	five	NUM
easat-1547	62	17	stages	stage	NOUN
easat-1547	62	18	:	:	PUNCT
easat-1547	62	19	problem	problem	NOUN
easat-1547	62	20	recognition	recognition	NOUN
easat-1547	62	21	,	,	PUNCT
easat-1547	62	22	information	information	NOUN
easat-1547	62	23	search	search	NOUN
easat-1547	62	24	,	,	PUNCT
easat-1547	62	25	evaluation	evaluation	NOUN
easat-1547	62	26	of	of	ADP
easat-1547	62	27	alternatives	alternative	NOUN
easat-1547	62	28	,	,	PUNCT
easat-1547	62	29	purchase	purchase	NOUN
easat-1547	62	30	decision	decision	NOUN
easat-1547	62	31	,	,	PUNCT
easat-1547	62	32	and	and	CCONJ
easat-1547	62	33	postpurchase	postpurchase	NOUN
easat-1547	62	34	behavior	behavior	NOUN
easat-1547	63	1	[	[	X
easat-1547	63	2	16	16	NUM
easat-1547	63	3	]	]	PUNCT
easat-1547	63	4	.	.	PUNCT
easat-1547	64	1	consumer	consumer	NOUN
easat-1547	64	2	behavior	behavior	NOUN
easat-1547	64	3	is	be	AUX
easat-1547	64	4	influenced	influence	VERB
easat-1547	64	5	by	by	ADP
easat-1547	64	6	four	four	NUM
easat-1547	64	7	main	main	ADJ
easat-1547	64	8	factors	factor	NOUN
easat-1547	64	9	:	:	PUNCT
easat-1547	64	10	cultural	cultural	ADJ
easat-1547	64	11	(	(	PUNCT
easat-1547	64	12	culture	culture	NOUN
easat-1547	64	13	,	,	PUNCT
easat-1547	64	14	subculture	subculture	NOUN
easat-1547	64	15	,	,	PUNCT
easat-1547	64	16	social	social	ADJ
easat-1547	64	17	class	class	NOUN
easat-1547	64	18	)	)	PUNCT
easat-1547	64	19	,	,	PUNCT
easat-1547	64	20	social	social	ADJ
easat-1547	64	21	(	(	PUNCT
easat-1547	64	22	reference	reference	NOUN
easat-1547	64	23	group	group	NOUN
easat-1547	64	24	,	,	PUNCT
easat-1547	64	25	family	family	NOUN
easat-1547	64	26	,	,	PUNCT
easat-1547	64	27	social	social	ADJ
easat-1547	64	28	role	role	NOUN
easat-1547	64	29	)	)	PUNCT
easat-1547	64	30	,	,	PUNCT
easat-1547	64	31	personal	personal	ADJ
easat-1547	64	32	(	(	PUNCT
easat-1547	64	33	age	age	NOUN
easat-1547	64	34	,	,	PUNCT
easat-1547	64	35	occupation	occupation	NOUN
easat-1547	64	36	,	,	PUNCT
easat-1547	64	37	economic	economic	ADJ
easat-1547	64	38	status	status	NOUN
easat-1547	64	39	,	,	PUNCT
easat-1547	64	40	lifestyle	lifestyle	NOUN
easat-1547	64	41	)	)	PUNCT
easat-1547	64	42	,	,	PUNCT
easat-1547	64	43	and	and	CCONJ
easat-1547	64	44	psychological	psychological	ADJ
easat-1547	64	45	(	(	PUNCT
easat-1547	64	46	motivation	motivation	NOUN
easat-1547	64	47	,	,	PUNCT
easat-1547	64	48	cognition	cognition	NOUN
easat-1547	64	49	,	,	PUNCT
easat-1547	64	50	learning	learning	NOUN
easat-1547	64	51	,	,	PUNCT
easat-1547	64	52	beliefs	belief	NOUN
easat-1547	64	53	,	,	PUNCT
easat-1547	64	54	attitudes	attitude	NOUN
easat-1547	64	55	)	)	PUNCT
easat-1547	64	56	.	.	PUNCT
easat-1547	65	1	consumers	consumer	NOUN
easat-1547	65	2	'	'	PART
easat-1547	65	3	perception	perception	NOUN
easat-1547	65	4	and	and	CCONJ
easat-1547	65	5	information	information	NOUN
easat-1547	65	6	processing	processing	NOUN
easat-1547	65	7	are	be	AUX
easat-1547	65	8	influenced	influence	VERB
easat-1547	65	9	by	by	ADP
easat-1547	65	10	attention	attention	NOUN
easat-1547	65	11	and	and	CCONJ
easat-1547	65	12	decoding	decoding	NOUN
easat-1547	65	13	,	,	PUNCT
easat-1547	65	14	leading	lead	VERB
easat-1547	65	15	to	to	ADP
easat-1547	65	16	positive	positive	ADJ
easat-1547	65	17	or	or	CCONJ
easat-1547	65	18	negative	negative	ADJ
easat-1547	65	19	attitudes	attitude	NOUN
easat-1547	65	20	toward	toward	ADP
easat-1547	65	21	the	the	DET
easat-1547	65	22	product	product	NOUN
easat-1547	65	23	,	,	PUNCT
easat-1547	65	24	thereby	thereby	ADV
easat-1547	65	25	influencing	influence	VERB
easat-1547	65	26	purchase	purchase	NOUN
easat-1547	65	27	behavior	behavior	NOUN
easat-1547	65	28	[	[	X
easat-1547	65	29	17	17	NUM
easat-1547	65	30	,	,	PUNCT
easat-1547	65	31	18	18	NUM
easat-1547	65	32	]	]	PUNCT
easat-1547	65	33	.	.	PUNCT
easat-1547	66	1	sheth	sheth	PROPN
easat-1547	66	2	et	et	PROPN
easat-1547	66	3	al	al	PROPN
easat-1547	66	4	.	.	PROPN
easat-1547	66	5	(	(	PUNCT
easat-1547	66	6	1999	1999	NUM
easat-1547	66	7	)	)	PUNCT
easat-1547	66	8	developed	develop	VERB
easat-1547	66	9	a	a	DET
easat-1547	66	10	theoretical	theoretical	ADJ
easat-1547	66	11	model	model	NOUN
easat-1547	66	12	of	of	ADP
easat-1547	66	13	consumer	consumer	NOUN
easat-1547	66	14	behavior	behavior	NOUN
easat-1547	66	15	in	in	ADP
easat-1547	66	16	which	which	PRON
easat-1547	66	17	perceived	perceive	VERB
easat-1547	66	18	benefits	benefit	NOUN
easat-1547	66	19	and	and	CCONJ
easat-1547	66	20	risks	risk	NOUN
easat-1547	66	21	are	be	AUX
easat-1547	66	22	considered	consider	VERB
easat-1547	66	23	essential	essential	ADJ
easat-1547	66	24	factors	factor	NOUN
easat-1547	66	25	in	in	ADP
easat-1547	66	26	determining	determine	VERB
easat-1547	66	27	purchase	purchase	NOUN
easat-1547	66	28	behavior	behavior	NOUN
easat-1547	66	29	[	[	X
easat-1547	66	30	19	19	NUM
easat-1547	66	31	]	]	PUNCT
easat-1547	66	32	.	.	PUNCT
easat-1547	67	1	according	accord	VERB
easat-1547	67	2	to	to	ADP
easat-1547	67	3	this	this	DET
easat-1547	67	4	theory	theory	NOUN
easat-1547	67	5	,	,	PUNCT
easat-1547	67	6	perceived	perceive	VERB
easat-1547	67	7	benefits	benefit	NOUN
easat-1547	67	8	include	include	VERB
easat-1547	67	9	convenience	convenience	NOUN
easat-1547	67	10	,	,	PUNCT
easat-1547	67	11	financial	financial	ADJ
easat-1547	67	12	value	value	NOUN
easat-1547	67	13	,	,	PUNCT
easat-1547	67	14	and	and	CCONJ
easat-1547	67	15	a	a	DET
easat-1547	67	16	sense	sense	NOUN
easat-1547	67	17	of	of	ADP
easat-1547	67	18	security	security	NOUN
easat-1547	67	19	that	that	PRON
easat-1547	67	20	a	a	DET
easat-1547	67	21	product	product	NOUN
easat-1547	67	22	brings	bring	VERB
easat-1547	67	23	consumers	consumer	NOUN
easat-1547	67	24	.	.	PUNCT
easat-1547	68	1	these	these	DET
easat-1547	68	2	factors	factor	NOUN
easat-1547	68	3	determine	determine	VERB
easat-1547	68	4	whether	whether	SCONJ
easat-1547	68	5	consumers	consumer	NOUN
easat-1547	68	6	feel	feel	VERB
easat-1547	68	7	satisfied	satisfied	ADJ
easat-1547	68	8	and	and	CCONJ
easat-1547	68	9	happy	happy	ADJ
easat-1547	68	10	with	with	ADP
easat-1547	68	11	the	the	DET
easat-1547	68	12	product	product	NOUN
easat-1547	68	13	.	.	PUNCT
easat-1547	69	1	in	in	ADP
easat-1547	69	2	contrast	contrast	NOUN
easat-1547	69	3	,	,	PUNCT
easat-1547	69	4	perceived	perceive	VERB
easat-1547	69	5	risks	risk	NOUN
easat-1547	69	6	involve	involve	VERB
easat-1547	69	7	factors	factor	NOUN
easat-1547	69	8	such	such	ADJ
easat-1547	69	9	as	as	ADP
easat-1547	69	10	the	the	DET
easat-1547	69	11	possibility	possibility	NOUN
easat-1547	69	12	of	of	ADP
easat-1547	69	13	financial	financial	ADJ
easat-1547	69	14	loss	loss	NOUN
easat-1547	69	15	,	,	PUNCT
easat-1547	69	16	health	health	NOUN
easat-1547	69	17	risks	risk	NOUN
easat-1547	69	18	,	,	PUNCT
easat-1547	69	19	and	and	CCONJ
easat-1547	69	20	uncertainty	uncertainty	NOUN
easat-1547	69	21	about	about	ADP
easat-1547	69	22	service	service	NOUN
easat-1547	69	23	quality	quality	NOUN
easat-1547	69	24	.	.	PUNCT
easat-1547	70	1	high	high	ADJ
easat-1547	70	2	perceived	perceive	VERB
easat-1547	70	3	risks	risk	NOUN
easat-1547	70	4	can	can	AUX
easat-1547	70	5	make	make	VERB
easat-1547	70	6	consumers	consumer	NOUN
easat-1547	70	7	anxious	anxious	ADJ
easat-1547	70	8	and	and	CCONJ
easat-1547	70	9	hesitant	hesitant	ADJ
easat-1547	70	10	when	when	SCONJ
easat-1547	70	11	purchasing	purchase	VERB
easat-1547	70	12	[	[	X
easat-1547	70	13	19	19	NUM
easat-1547	70	14	]	]	PUNCT
easat-1547	70	15	.	.	PUNCT
easat-1547	71	1	the	the	DET
easat-1547	71	2	study	study	NOUN
easat-1547	71	3	of	of	ADP
easat-1547	71	4	brahmana	brahmana	PROPN
easat-1547	71	5	et	et	PROPN
easat-1547	71	6	al	al	PROPN
easat-1547	71	7	.	.	PROPN
easat-1547	71	8	(	(	PUNCT
easat-1547	71	9	2018	2018	NUM
easat-1547	71	10	)	)	PUNCT
easat-1547	71	11	on	on	ADP
easat-1547	71	12	insurance	insurance	NOUN
easat-1547	71	13	purchase	purchase	NOUN
easat-1547	71	14	attitudes	attitude	NOUN
easat-1547	71	15	analyzed	analyze	VERB
easat-1547	71	16	the	the	DET
easat-1547	71	17	perception	perception	NOUN
easat-1547	71	18	of	of	ADP
easat-1547	71	19	benefits	benefit	NOUN
easat-1547	71	20	and	and	CCONJ
easat-1547	71	21	risks	risk	NOUN
easat-1547	71	22	that	that	PRON
easat-1547	71	23	directly	directly	ADV
easat-1547	71	24	affect	affect	VERB
easat-1547	71	25	consumer	consumer	NOUN
easat-1547	71	26	attitudes	attitude	NOUN
easat-1547	71	27	.	.	PUNCT
easat-1547	72	1	the	the	DET
easat-1547	72	2	author	author	NOUN
easat-1547	72	3	pointed	point	VERB
easat-1547	72	4	out	out	ADP
easat-1547	72	5	that	that	SCONJ
easat-1547	72	6	when	when	SCONJ
easat-1547	72	7	consumers	consumer	NOUN
easat-1547	72	8	perceive	perceive	VERB
easat-1547	72	9	health	health	NOUN
easat-1547	72	10	insurance	insurance	NOUN
easat-1547	72	11	benefits	benefit	NOUN
easat-1547	72	12	,	,	PUNCT
easat-1547	72	13	they	they	PRON
easat-1547	72	14	tend	tend	VERB
easat-1547	72	15	to	to	PART
easat-1547	72	16	develop	develop	VERB
easat-1547	72	17	positive	positive	ADJ
easat-1547	72	18	attitudes	attitude	NOUN
easat-1547	72	19	toward	toward	ADP
easat-1547	72	20	purchasing	purchase	VERB
easat-1547	72	21	insurance	insurance	NOUN
easat-1547	72	22	[	[	X
easat-1547	72	23	20	20	NUM
easat-1547	72	24	]	]	PUNCT
easat-1547	72	25	.	.	PUNCT
easat-1547	73	1	these	these	DET
easat-1547	73	2	benefits	benefit	NOUN
easat-1547	73	3	may	may	AUX
easat-1547	73	4	include	include	VERB
easat-1547	73	5	financial	financial	ADJ
easat-1547	73	6	security	security	NOUN
easat-1547	73	7	in	in	ADP
easat-1547	73	8	the	the	DET
easat-1547	73	9	face	face	NOUN
easat-1547	73	10	of	of	ADP
easat-1547	73	11	health	health	NOUN
easat-1547	73	12	risks	risk	NOUN
easat-1547	73	13	,	,	PUNCT
easat-1547	73	14	access	access	NOUN
easat-1547	73	15	to	to	ADP
easat-1547	73	16	high	high	ADJ
easat-1547	73	17	-	-	PUNCT
easat-1547	73	18	quality	quality	NOUN
easat-1547	73	19	medical	medical	ADJ
easat-1547	73	20	care	care	NOUN
easat-1547	73	21	,	,	PUNCT
easat-1547	73	22	and	and	CCONJ
easat-1547	73	23	financial	financial	ADJ
easat-1547	73	24	protection	protection	NOUN
easat-1547	73	25	for	for	ADP
easat-1547	73	26	themselves	themselves	PRON
easat-1547	73	27	and	and	CCONJ
easat-1547	73	28	their	their	PRON
easat-1547	73	29	families	family	NOUN
easat-1547	73	30	in	in	ADP
easat-1547	73	31	emergencies	emergency	NOUN
easat-1547	73	32	.	.	PUNCT
easat-1547	74	1	conversely	conversely	ADV
easat-1547	74	2	,	,	PUNCT
easat-1547	74	3	when	when	SCONJ
easat-1547	74	4	consumers	consumer	NOUN
easat-1547	74	5	perceive	perceive	VERB
easat-1547	74	6	a	a	DET
easat-1547	74	7	high	high	ADJ
easat-1547	74	8	level	level	NOUN
easat-1547	74	9	of	of	ADP
easat-1547	74	10	risk	risk	NOUN
easat-1547	74	11	,	,	PUNCT
easat-1547	74	12	they	they	PRON
easat-1547	74	13	often	often	ADV
easat-1547	74	14	become	become	VERB
easat-1547	74	15	hesitant	hesitant	ADJ
easat-1547	74	16	or	or	CCONJ
easat-1547	74	17	decide	decide	VERB
easat-1547	74	18	to	to	PART
easat-1547	74	19	decline	decline	VERB
easat-1547	74	20	to	to	PART
easat-1547	74	21	purchase	purchase	VERB
easat-1547	74	22	insurance	insurance	NOUN
easat-1547	74	23	.	.	PUNCT
easat-1547	75	1	these	these	DET
easat-1547	75	2	risks	risk	NOUN
easat-1547	75	3	may	may	AUX
easat-1547	75	4	include	include	VERB
easat-1547	75	5	concerns	concern	NOUN
easat-1547	75	6	about	about	ADP
easat-1547	75	7	high	high	ADJ
easat-1547	75	8	insurance	insurance	NOUN
easat-1547	75	9	costs	cost	NOUN
easat-1547	75	10	,	,	PUNCT
easat-1547	75	11	complicated	complicated	ADJ
easat-1547	75	12	claims	claim	NOUN
easat-1547	75	13	processes	process	NOUN
easat-1547	75	14	,	,	PUNCT
easat-1547	75	15	and	and	CCONJ
easat-1547	75	16	uncertainty	uncertainty	NOUN
easat-1547	75	17	about	about	ADP
easat-1547	75	18	the	the	DET
easat-1547	75	19	actual	actual	ADJ
easat-1547	75	20	need	need	NOUN
easat-1547	75	21	for	for	ADP
easat-1547	75	22	insurance	insurance	NOUN
easat-1547	75	23	.	.	PUNCT
easat-1547	76	1	2.2	2.2	NUM
easat-1547	76	2	.	.	PUNCT
easat-1547	76	3	research	research	NOUN
easat-1547	76	4	model	model	NOUN
easat-1547	76	5	and	and	CCONJ
easat-1547	76	6	hypotheses	hypothesis	NOUN
easat-1547	76	7	based	base	VERB
easat-1547	76	8	on	on	ADP
easat-1547	76	9	the	the	DET
easat-1547	76	10	background	background	NOUN
easat-1547	76	11	theory	theory	NOUN
easat-1547	76	12	of	of	ADP
easat-1547	76	13	sheth	sheth	PROPN
easat-1547	76	14	et	et	PROPN
easat-1547	76	15	al	al	PROPN
easat-1547	76	16	.	.	PROPN
easat-1547	76	17	(	(	PUNCT
easat-1547	76	18	1999	1999	NUM
easat-1547	76	19	)	)	PUNCT
easat-1547	76	20	and	and	CCONJ
easat-1547	76	21	brahmana	brahmana	NOUN
easat-1547	76	22	et	et	PROPN
easat-1547	76	23	al	al	PROPN
easat-1547	76	24	.	.	PROPN
easat-1547	77	1	(	(	PUNCT
easat-1547	77	2	2018	2018	NUM
easat-1547	77	3	)	)	PUNCT
easat-1547	77	4	on	on	ADP
easat-1547	77	5	insurance	insurance	NOUN
easat-1547	77	6	purchase	purchase	NOUN
easat-1547	77	7	attitudes	attitude	NOUN
easat-1547	77	8	,	,	PUNCT
easat-1547	77	9	risk	risk	NOUN
easat-1547	77	10	and	and	CCONJ
easat-1547	77	11	benefit	benefit	NOUN
easat-1547	77	12	perceptions	perception	NOUN
easat-1547	77	13	are	be	AUX
easat-1547	77	14	two	two	NUM
easat-1547	77	15	critical	critical	ADJ
easat-1547	77	16	factors	factor	NOUN
easat-1547	77	17	affecting	affect	VERB
easat-1547	77	18	consumer	consumer	NOUN
easat-1547	77	19	attitudes	attitude	NOUN
easat-1547	77	20	toward	toward	ADP
easat-1547	77	21	purchasing	purchase	VERB
easat-1547	77	22	health	health	NOUN
easat-1547	77	23	insurance	insurance	NOUN
easat-1547	77	24	.	.	PUNCT
easat-1547	78	1	applied	apply	VERB
easat-1547	78	2	to	to	ADP
easat-1547	78	3	this	this	DET
easat-1547	78	4	study	study	NOUN
easat-1547	78	5	,	,	PUNCT
easat-1547	78	6	the	the	DET
easat-1547	78	7	hypotheses	hypothesis	NOUN
easat-1547	78	8	are	be	AUX
easat-1547	78	9	adjusted	adjust	VERB
easat-1547	78	10	for	for	ADP
easat-1547	78	11	life	life	NOUN
easat-1547	78	12	insurance	insurance	NOUN
easat-1547	78	13	products	product	NOUN
easat-1547	78	14	.	.	PUNCT
easat-1547	79	1	risk	risk	NOUN
easat-1547	79	2	and	and	CCONJ
easat-1547	79	3	benefit	benefit	NOUN
easat-1547	79	4	perceptions	perception	NOUN
easat-1547	79	5	are	be	AUX
easat-1547	79	6	individuals	individual	NOUN
easat-1547	79	7	'	'	PART
easat-1547	79	8	negative	negative	ADJ
easat-1547	79	9	or	or	CCONJ
easat-1547	79	10	positive	positive	ADJ
easat-1547	79	11	feelings	feeling	NOUN
easat-1547	79	12	toward	toward	ADP
easat-1547	79	13	life	life	NOUN
easat-1547	79	14	insurance	insurance	NOUN
easat-1547	79	15	.	.	PUNCT
easat-1547	80	1	benefit	benefit	NOUN
easat-1547	80	2	perception	perception	NOUN
easat-1547	80	3	includes	include	VERB
easat-1547	80	4	financial	financial	ADJ
easat-1547	80	5	protection	protection	NOUN
easat-1547	80	6	and	and	CCONJ
easat-1547	80	7	peace	peace	NOUN
easat-1547	80	8	of	of	ADP
easat-1547	80	9	mind	mind	NOUN
easat-1547	80	10	,	,	PUNCT
easat-1547	80	11	while	while	SCONJ
easat-1547	80	12	risk	risk	NOUN
easat-1547	80	13	perception	perception	NOUN
easat-1547	80	14	includes	include	VERB
easat-1547	80	15	costs	cost	NOUN
easat-1547	80	16	and	and	CCONJ
easat-1547	80	17	risks	risk	NOUN
easat-1547	80	18	of	of	ADP
easat-1547	80	19	benefits	benefit	NOUN
easat-1547	80	20	.	.	PUNCT
easat-1547	81	1	consumer	consumer	NOUN
easat-1547	81	2	behavior	behavior	NOUN
easat-1547	81	3	is	be	AUX
easat-1547	81	4	often	often	ADV
easat-1547	81	5	shaped	shape	VERB
easat-1547	81	6	by	by	ADP
easat-1547	81	7	two	two	NUM
easat-1547	81	8	main	main	ADJ
easat-1547	81	9	factors	factor	NOUN
easat-1547	81	10	:	:	PUNCT
easat-1547	81	11	perceived	perceive	VERB
easat-1547	81	12	ease	ease	NOUN
easat-1547	81	13	of	of	ADP
easat-1547	81	14	use	use	NOUN
easat-1547	81	15	and	and	CCONJ
easat-1547	81	16	perceived	perceive	VERB
easat-1547	81	17	usefulness	usefulness	NOUN
easat-1547	81	18	[	[	X
easat-1547	81	19	21	21	NUM
easat-1547	81	20	]	]	PUNCT
easat-1547	81	21	.	.	PUNCT
easat-1547	82	1	these	these	DET
easat-1547	82	2	factors	factor	NOUN
easat-1547	82	3	contribute	contribute	VERB
easat-1547	82	4	to	to	ADP
easat-1547	82	5	the	the	DET
easat-1547	82	6	overall	overall	ADJ
easat-1547	82	7	perceived	perceive	VERB
easat-1547	82	8	value	value	NOUN
easat-1547	82	9	of	of	ADP
easat-1547	82	10	a	a	DET
easat-1547	82	11	product	product	NOUN
easat-1547	82	12	,	,	PUNCT
easat-1547	82	13	which	which	PRON
easat-1547	82	14	is	be	AUX
easat-1547	82	15	a	a	DET
easat-1547	82	16	critical	critical	ADJ
easat-1547	82	17	determinant	determinant	NOUN
easat-1547	82	18	in	in	ADP
easat-1547	82	19	purchasing	purchasing	NOUN
easat-1547	82	20	decisions	decision	NOUN
easat-1547	82	21	.	.	PUNCT
easat-1547	83	1	perceived	perceive	VERB
easat-1547	83	2	value	value	NOUN
easat-1547	83	3	in	in	ADP
easat-1547	83	4	life	life	NOUN
easat-1547	83	5	insurance	insurance	NOUN
easat-1547	83	6	refers	refer	VERB
easat-1547	83	7	to	to	ADP
easat-1547	83	8	the	the	DET
easat-1547	83	9	benefits	benefit	NOUN
easat-1547	83	10	and	and	CCONJ
easat-1547	83	11	significance	significance	NOUN
easat-1547	83	12	consumers	consumer	NOUN
easat-1547	83	13	attach	attach	VERB
easat-1547	83	14	to	to	ADP
easat-1547	83	15	the	the	DET
easat-1547	83	16	product	product	NOUN
easat-1547	83	17	.	.	PUNCT
easat-1547	84	1	it	it	PRON
easat-1547	84	2	includes	include	VERB
easat-1547	84	3	financial	financial	ADJ
easat-1547	84	4	security	security	NOUN
easat-1547	84	5	,	,	PUNCT
easat-1547	84	6	peace	peace	NOUN
easat-1547	84	7	of	of	ADP
easat-1547	84	8	mind	mind	NOUN
easat-1547	84	9	,	,	PUNCT
easat-1547	84	10	and	and	CCONJ
easat-1547	84	11	protection	protection	NOUN
easat-1547	84	12	of	of	ADP
easat-1547	84	13	loved	love	VERB
easat-1547	84	14	ones	one	NOUN
easat-1547	84	15	.	.	PUNCT
easat-1547	85	1	when	when	SCONJ
easat-1547	85	2	customers	customer	NOUN
easat-1547	85	3	,	,	PUNCT
easat-1547	85	4	particularly	particularly	ADV
easat-1547	85	5	students	student	NOUN
easat-1547	85	6	,	,	PUNCT
easat-1547	85	7	perceive	perceive	VERB
easat-1547	85	8	that	that	SCONJ
easat-1547	85	9	life	life	NOUN
easat-1547	85	10	insurance	insurance	NOUN
easat-1547	85	11	brings	bring	VERB
easat-1547	85	12	significant	significant	ADJ
easat-1547	85	13	value	value	NOUN
easat-1547	85	14	,	,	PUNCT
easat-1547	85	15	they	they	PRON
easat-1547	85	16	are	be	AUX
easat-1547	85	17	more	more	ADV
easat-1547	85	18	likely	likely	ADJ
easat-1547	85	19	to	to	PART
easat-1547	85	20	purchase	purchase	VERB
easat-1547	85	21	it	it	PRON
easat-1547	85	22	.	.	PUNCT
easat-1547	86	1	this	this	DET
easat-1547	86	2	awareness	awareness	NOUN
easat-1547	86	3	is	be	AUX
easat-1547	86	4	influenced	influence	VERB
easat-1547	86	5	by	by	ADP
easat-1547	86	6	the	the	DET
easat-1547	86	7	utility	utility	NOUN
easat-1547	86	8	and	and	CCONJ
easat-1547	86	9	benefits	benefit	NOUN
easat-1547	86	10	they	they	PRON
easat-1547	86	11	associate	associate	VERB
easat-1547	86	12	with	with	ADP
easat-1547	86	13	the	the	DET
easat-1547	86	14	insurance	insurance	NOUN
easat-1547	86	15	,	,	PUNCT
easat-1547	86	16	such	such	ADJ
easat-1547	86	17	as	as	ADP
easat-1547	86	18	future	future	ADJ
easat-1547	86	19	financial	financial	ADJ
easat-1547	86	20	stability	stability	NOUN
easat-1547	86	21	and	and	CCONJ
easat-1547	86	22	protection	protection	NOUN
easat-1547	86	23	against	against	ADP
easat-1547	86	24	unforeseen	unforeseen	ADJ
easat-1547	86	25	events	event	NOUN
easat-1547	86	26	[	[	X
easat-1547	86	27	21	21	NUM
easat-1547	86	28	,	,	PUNCT
easat-1547	86	29	22	22	NUM
easat-1547	86	30	]	]	PUNCT
easat-1547	86	31	.	.	PUNCT
easat-1547	87	1	when	when	SCONJ
easat-1547	87	2	customers	customer	NOUN
easat-1547	87	3	know	know	VERB
easat-1547	87	4	that	that	SCONJ
easat-1547	87	5	life	life	NOUN
easat-1547	87	6	insurance	insurance	NOUN
easat-1547	87	7	brings	bring	VERB
easat-1547	87	8	significant	significant	ADJ
easat-1547	87	9	value	value	NOUN
easat-1547	87	10	,	,	PUNCT
easat-1547	87	11	they	they	PRON
easat-1547	87	12	tend	tend	VERB
easat-1547	87	13	to	to	PART
easat-1547	87	14	make	make	VERB
easat-1547	87	15	a	a	DET
easat-1547	87	16	higher	high	ADJ
easat-1547	87	17	decision	decision	NOUN
easat-1547	87	18	to	to	PART
easat-1547	87	19	purchase	purchase	VERB
easat-1547	87	20	insurance	insurance	NOUN
easat-1547	87	21	.	.	PUNCT
easat-1547	88	1	from	from	ADP
easat-1547	88	2	there	there	ADV
easat-1547	88	3	,	,	PUNCT
easat-1547	88	4	the	the	DET
easat-1547	88	5	research	research	NOUN
easat-1547	88	6	hypothesis	hypothesis	NOUN
easat-1547	88	7	is	be	AUX
easat-1547	88	8	proposed	propose	VERB
easat-1547	88	9	:	:	PUNCT
easat-1547	88	10	h1	h1	NOUN
easat-1547	88	11	:	:	PUNCT
easat-1547	88	12	awareness	awareness	NOUN
easat-1547	88	13	about	about	ADP
easat-1547	88	14	life	life	NOUN
easat-1547	88	15	insurance	insurance	NOUN
easat-1547	88	16	positively	positively	ADV
easat-1547	88	17	impacts	impact	VERB
easat-1547	88	18	students	student	NOUN
easat-1547	88	19	'	'	PART
easat-1547	88	20	decision	decision	NOUN
easat-1547	88	21	to	to	PART
easat-1547	88	22	buy	buy	VERB
easat-1547	88	23	life	life	NOUN
easat-1547	88	24	insurance	insurance	NOUN
easat-1547	88	25	.	.	PUNCT
easat-1547	89	1	when	when	SCONJ
easat-1547	89	2	companies	company	NOUN
easat-1547	89	3	provide	provide	VERB
easat-1547	89	4	complete	complete	ADJ
easat-1547	89	5	information	information	NOUN
easat-1547	89	6	about	about	ADP
easat-1547	89	7	insurance	insurance	NOUN
easat-1547	89	8	products	product	NOUN
easat-1547	89	9	,	,	PUNCT
easat-1547	89	10	consumers	consumer	NOUN
easat-1547	89	11	’	’	PART
easat-1547	89	12	understanding	understanding	NOUN
easat-1547	89	13	of	of	ADP
easat-1547	89	14	those	those	DET
easat-1547	89	15	products	product	NOUN
easat-1547	89	16	will	will	AUX
easat-1547	89	17	increase	increase	VERB
easat-1547	89	18	,	,	PUNCT
easat-1547	89	19	increasing	increase	VERB
easat-1547	89	20	the	the	DET
easat-1547	89	21	likelihood	likelihood	NOUN
easat-1547	89	22	of	of	ADP
easat-1547	89	23	purchasing	purchase	VERB
easat-1547	89	24	insurance	insurance	NOUN
easat-1547	89	25	[	[	X
easat-1547	89	26	23	23	NUM
easat-1547	89	27	,	,	PUNCT
easat-1547	89	28	24	24	NUM
easat-1547	89	29	]	]	PUNCT
easat-1547	89	30	.	.	PUNCT
easat-1547	90	1	however	however	ADV
easat-1547	90	2	,	,	PUNCT
easat-1547	90	3	several	several	ADJ
easat-1547	90	4	barriers	barrier	NOUN
easat-1547	90	5	can	can	AUX
easat-1547	90	6	impede	impede	VERB
easat-1547	90	7	this	this	DET
easat-1547	90	8	decision	decision	NOUN
easat-1547	90	9	-	-	PUNCT
easat-1547	90	10	making	make	VERB
easat-1547	90	11	process	process	NOUN
easat-1547	90	12	.	.	PUNCT
easat-1547	91	1	issues	issue	NOUN
easat-1547	91	2	such	such	ADJ
easat-1547	91	3	as	as	ADP
easat-1547	91	4	late	late	ADJ
easat-1547	91	5	fee	fee	NOUN
easat-1547	91	6	notifications	notification	NOUN
easat-1547	91	7	,	,	PUNCT
easat-1547	91	8	unresolved	unresolved	ADJ
easat-1547	91	9	benefits	benefit	NOUN
easat-1547	91	10	from	from	ADP
easat-1547	91	11	previous	previous	ADJ
easat-1547	91	12	policies	policy	NOUN
easat-1547	91	13	,	,	PUNCT
easat-1547	91	14	or	or	CCONJ
easat-1547	91	15	perceived	perceive	VERB
easat-1547	91	16	indifference	indifference	NOUN
easat-1547	91	17	from	from	ADP
easat-1547	91	18	the	the	DET
easat-1547	91	19	insurance	insurance	NOUN
easat-1547	91	20	company	company	NOUN
easat-1547	91	21	can	can	AUX
easat-1547	91	22	create	create	VERB
easat-1547	91	23	significant	significant	ADJ
easat-1547	91	24	obstacles	obstacle	NOUN
easat-1547	91	25	.	.	PUNCT
easat-1547	92	1	these	these	DET
easat-1547	92	2	barriers	barrier	NOUN
easat-1547	92	3	often	often	ADV
easat-1547	92	4	lead	lead	VERB
easat-1547	92	5	to	to	ADP
easat-1547	92	6	distrust	distrust	NOUN
easat-1547	92	7	and	and	CCONJ
easat-1547	92	8	hesitation	hesitation	NOUN
easat-1547	92	9	among	among	ADP
easat-1547	92	10	potential	potential	ADJ
easat-1547	92	11	buyers	buyer	NOUN
easat-1547	92	12	,	,	PUNCT
easat-1547	92	13	particularly	particularly	ADV
easat-1547	92	14	students	student	NOUN
easat-1547	92	15	,	,	PUNCT
easat-1547	92	16	who	who	PRON
easat-1547	92	17	might	might	AUX
easat-1547	92	18	already	already	ADV
easat-1547	92	19	be	be	AUX
easat-1547	92	20	cautious	cautious	ADJ
easat-1547	92	21	about	about	ADP
easat-1547	92	22	financial	financial	ADJ
easat-1547	92	23	commitments	commitment	NOUN
easat-1547	92	24	[	[	X
easat-1547	92	25	25	25	NUM
easat-1547	92	26	]	]	PUNCT
easat-1547	92	27	.	.	PUNCT
easat-1547	93	1	these	these	DET
easat-1547	93	2	negative	negative	ADJ
easat-1547	93	3	experiences	experience	NOUN
easat-1547	93	4	or	or	CCONJ
easat-1547	93	5	perceptions	perception	NOUN
easat-1547	93	6	can	can	AUX
easat-1547	93	7	overshadow	overshadow	VERB
easat-1547	93	8	the	the	DET
easat-1547	93	9	perceived	perceive	VERB
easat-1547	93	10	benefits	benefit	NOUN
easat-1547	93	11	,	,	PUNCT
easat-1547	93	12	making	make	VERB
easat-1547	93	13	it	it	PRON
easat-1547	93	14	less	less	ADJ
easat-1547	93	15	1714	1714	NUM
easat-1547	93	16	edelweiss	edelweiss	PROPN
easat-1547	93	17	applied	apply	VERB
easat-1547	93	18	science	science	NOUN
easat-1547	93	19	and	and	CCONJ
easat-1547	93	20	technology	technology	NOUN
easat-1547	93	21	issn	issn	PROPN
easat-1547	93	22	:	:	PUNCT
easat-1547	93	23	2576	2576	NUM
easat-1547	93	24	-	-	SYM
easat-1547	93	25	8484	8484	NUM
easat-1547	93	26	vol	vol	NOUN
easat-1547	93	27	.	.	PROPN
easat-1547	93	28	8	8	NUM
easat-1547	93	29	,	,	PUNCT
easat-1547	93	30	no	no	INTJ
easat-1547	93	31	.	.	NOUN
easat-1547	93	32	4	4	NUM
easat-1547	93	33	:	:	PUNCT
easat-1547	93	34	1711	1711	NUM
easat-1547	93	35	-	-	SYM
easat-1547	93	36	1726	1726	NUM
easat-1547	93	37	,	,	PUNCT
easat-1547	93	38	2024	2024	NUM
easat-1547	93	39	doi	doi	NOUN
easat-1547	93	40	:	:	PUNCT
easat-1547	93	41	10.55214/25768484.v8i4.1547	10.55214/25768484.v8i4.1547	NUM
easat-1547	93	42	©	©	PROPN
easat-1547	93	43	2024	2024	NUM
easat-1547	93	44	by	by	ADP
easat-1547	93	45	the	the	DET
easat-1547	93	46	authors	author	NOUN
easat-1547	93	47	;	;	PUNCT
easat-1547	93	48	licensee	licensee	PROPN
easat-1547	93	49	learning	learning	NOUN
easat-1547	93	50	gate	gate	NOUN
easat-1547	93	51	likely	likely	ADV
easat-1547	93	52	for	for	SCONJ
easat-1547	93	53	students	student	NOUN
easat-1547	93	54	to	to	PART
easat-1547	93	55	purchase	purchase	VERB
easat-1547	93	56	life	life	NOUN
easat-1547	93	57	insurance	insurance	NOUN
easat-1547	93	58	.	.	PUNCT
easat-1547	94	1	therefore	therefore	ADV
easat-1547	94	2	,	,	PUNCT
easat-1547	94	3	the	the	DET
easat-1547	94	4	research	research	NOUN
easat-1547	94	5	hypothesis	hypothesis	NOUN
easat-1547	94	6	is	be	AUX
easat-1547	94	7	proposed	propose	VERB
easat-1547	94	8	:	:	PUNCT
easat-1547	94	9	h2	h2	NOUN
easat-1547	94	10	:	:	PUNCT
easat-1547	94	11	barriers	barrier	NOUN
easat-1547	94	12	to	to	ADP
easat-1547	94	13	buying	buy	VERB
easat-1547	94	14	life	life	NOUN
easat-1547	94	15	insurance	insurance	NOUN
easat-1547	94	16	hurt	hurt	VERB
easat-1547	94	17	students	student	NOUN
easat-1547	94	18	'	'	PART
easat-1547	94	19	decision	decision	NOUN
easat-1547	94	20	to	to	PART
easat-1547	94	21	purchase	purchase	VERB
easat-1547	94	22	life	life	NOUN
easat-1547	94	23	insurance	insurance	NOUN
easat-1547	94	24	.	.	PUNCT
easat-1547	95	1	motivation	motivation	NOUN
easat-1547	95	2	is	be	AUX
easat-1547	95	3	a	a	DET
easat-1547	95	4	psychological	psychological	ADJ
easat-1547	95	5	factor	factor	NOUN
easat-1547	95	6	influencing	influence	VERB
easat-1547	95	7	purchasing	purchase	VERB
easat-1547	95	8	behavior	behavior	NOUN
easat-1547	95	9	,	,	PUNCT
easat-1547	95	10	helping	help	VERB
easat-1547	95	11	satisfy	satisfy	VERB
easat-1547	95	12	individual	individual	ADJ
easat-1547	95	13	customers	customer	NOUN
easat-1547	95	14	'	'	PART
easat-1547	95	15	needs	need	NOUN
easat-1547	95	16	[	[	X
easat-1547	95	17	26	26	NUM
easat-1547	95	18	]	]	PUNCT
easat-1547	95	19	.	.	PUNCT
easat-1547	96	1	motivation	motivation	NOUN
easat-1547	96	2	is	be	AUX
easat-1547	96	3	also	also	ADV
easat-1547	96	4	a	a	DET
easat-1547	96	5	significant	significant	ADJ
easat-1547	96	6	factor	factor	NOUN
easat-1547	96	7	affecting	affect	VERB
easat-1547	96	8	purchasing	purchase	VERB
easat-1547	96	9	general	general	ADJ
easat-1547	96	10	products	product	NOUN
easat-1547	96	11	,	,	PUNCT
easat-1547	96	12	services	service	NOUN
easat-1547	96	13	,	,	PUNCT
easat-1547	96	14	and	and	CCONJ
easat-1547	96	15	life	life	NOUN
easat-1547	96	16	insurance	insurance	NOUN
easat-1547	96	17	[	[	X
easat-1547	96	18	27	27	NUM
easat-1547	96	19	,	,	PUNCT
easat-1547	96	20	28	28	NUM
easat-1547	96	21	]	]	PUNCT
easat-1547	96	22	.	.	PUNCT
easat-1547	97	1	motivation	motivation	NOUN
easat-1547	97	2	encompasses	encompass	VERB
easat-1547	97	3	a	a	DET
easat-1547	97	4	range	range	NOUN
easat-1547	97	5	of	of	ADP
easat-1547	97	6	intrinsic	intrinsic	ADJ
easat-1547	97	7	and	and	CCONJ
easat-1547	97	8	extrinsic	extrinsic	ADJ
easat-1547	97	9	factors	factor	NOUN
easat-1547	97	10	that	that	PRON
easat-1547	97	11	compel	compel	VERB
easat-1547	97	12	individuals	individual	NOUN
easat-1547	97	13	to	to	PART
easat-1547	97	14	act	act	VERB
easat-1547	97	15	in	in	ADP
easat-1547	97	16	specific	specific	ADJ
easat-1547	97	17	ways	way	NOUN
easat-1547	97	18	,	,	PUNCT
easat-1547	97	19	often	often	ADV
easat-1547	97	20	seeking	seek	VERB
easat-1547	97	21	to	to	PART
easat-1547	97	22	fulfill	fulfill	VERB
easat-1547	97	23	their	their	PRON
easat-1547	97	24	financial	financial	ADJ
easat-1547	97	25	security	security	NOUN
easat-1547	97	26	,	,	PUNCT
easat-1547	97	27	family	family	NOUN
easat-1547	97	28	protection	protection	NOUN
easat-1547	97	29	,	,	PUNCT
easat-1547	97	30	or	or	CCONJ
easat-1547	97	31	future	future	ADJ
easat-1547	97	32	planning	planning	NOUN
easat-1547	97	33	needs	need	NOUN
easat-1547	97	34	.	.	PUNCT
easat-1547	98	1	these	these	DET
easat-1547	98	2	motivational	motivational	ADJ
easat-1547	98	3	drivers	driver	NOUN
easat-1547	98	4	are	be	AUX
easat-1547	98	5	crucial	crucial	ADJ
easat-1547	98	6	for	for	ADP
easat-1547	98	7	students	student	NOUN
easat-1547	98	8	,	,	PUNCT
easat-1547	98	9	who	who	PRON
easat-1547	98	10	may	may	AUX
easat-1547	98	11	prioritize	prioritize	VERB
easat-1547	98	12	life	life	NOUN
easat-1547	98	13	insurance	insurance	NOUN
easat-1547	98	14	to	to	PART
easat-1547	98	15	ensure	ensure	VERB
easat-1547	98	16	economic	economic	ADJ
easat-1547	98	17	stability	stability	NOUN
easat-1547	98	18	and	and	CCONJ
easat-1547	98	19	peace	peace	NOUN
easat-1547	98	20	of	of	ADP
easat-1547	98	21	mind	mind	NOUN
easat-1547	98	22	for	for	ADP
easat-1547	98	23	themselves	themselves	PRON
easat-1547	98	24	and	and	CCONJ
easat-1547	98	25	their	their	PRON
easat-1547	98	26	families	family	NOUN
easat-1547	98	27	.	.	PUNCT
easat-1547	99	1	therefore	therefore	ADV
easat-1547	99	2	,	,	PUNCT
easat-1547	99	3	the	the	DET
easat-1547	99	4	research	research	NOUN
easat-1547	99	5	hypothesis	hypothesis	NOUN
easat-1547	99	6	is	be	AUX
easat-1547	99	7	proposed	propose	VERB
easat-1547	99	8	:	:	PUNCT
easat-1547	99	9	h3	h3	NOUN
easat-1547	99	10	:	:	PUNCT
easat-1547	99	11	motivation	motivation	NOUN
easat-1547	99	12	to	to	PART
easat-1547	99	13	purchase	purchase	VERB
easat-1547	99	14	life	life	NOUN
easat-1547	99	15	insurance	insurance	NOUN
easat-1547	99	16	positively	positively	ADV
easat-1547	99	17	impacts	impact	VERB
easat-1547	99	18	students	student	NOUN
easat-1547	99	19	'	'	PART
easat-1547	99	20	decision	decision	NOUN
easat-1547	99	21	to	to	PART
easat-1547	99	22	buy	buy	VERB
easat-1547	99	23	life	life	NOUN
easat-1547	99	24	insurance	insurance	NOUN
easat-1547	99	25	.	.	PUNCT
easat-1547	100	1	research	research	NOUN
easat-1547	100	2	by	by	ADP
easat-1547	100	3	huy	huy	PROPN
easat-1547	100	4	et	et	PROPN
easat-1547	100	5	al	al	PROPN
easat-1547	100	6	.	.	PROPN
easat-1547	101	1	(	(	PUNCT
easat-1547	101	2	2020	2020	NUM
easat-1547	101	3	)	)	PUNCT
easat-1547	101	4	and	and	CCONJ
easat-1547	101	5	innocenti	innocenti	X
easat-1547	101	6	et	et	PROPN
easat-1547	101	7	al	al	PROPN
easat-1547	101	8	.	.	PROPN
easat-1547	102	1	(	(	PUNCT
easat-1547	102	2	2019	2019	NUM
easat-1547	102	3	)	)	PUNCT
easat-1547	102	4	showed	show	VERB
easat-1547	102	5	that	that	SCONJ
easat-1547	102	6	life	life	NOUN
easat-1547	102	7	insurance	insurance	NOUN
easat-1547	102	8	consultants	consultant	NOUN
easat-1547	102	9	impact	impact	VERB
easat-1547	102	10	customers	customer	NOUN
easat-1547	102	11	'	'	PART
easat-1547	102	12	decisions	decision	NOUN
easat-1547	102	13	to	to	PART
easat-1547	102	14	buy	buy	VERB
easat-1547	102	15	insurance	insurance	NOUN
easat-1547	102	16	.	.	PUNCT
easat-1547	103	1	these	these	DET
easat-1547	103	2	consultants	consultant	NOUN
easat-1547	103	3	serve	serve	VERB
easat-1547	103	4	as	as	ADP
easat-1547	103	5	vital	vital	ADJ
easat-1547	103	6	intermediaries	intermediary	NOUN
easat-1547	103	7	between	between	ADP
easat-1547	103	8	customers	customer	NOUN
easat-1547	103	9	and	and	CCONJ
easat-1547	103	10	insurance	insurance	NOUN
easat-1547	103	11	companies	company	NOUN
easat-1547	103	12	,	,	PUNCT
easat-1547	103	13	providing	provide	VERB
easat-1547	103	14	critical	critical	ADJ
easat-1547	103	15	services	service	NOUN
easat-1547	103	16	such	such	ADJ
easat-1547	103	17	as	as	ADP
easat-1547	103	18	answering	answer	VERB
easat-1547	103	19	queries	query	NOUN
easat-1547	103	20	,	,	PUNCT
easat-1547	103	21	offering	offer	VERB
easat-1547	103	22	detailed	detailed	ADJ
easat-1547	103	23	information	information	NOUN
easat-1547	103	24	,	,	PUNCT
easat-1547	103	25	and	and	CCONJ
easat-1547	103	26	fostering	foster	VERB
easat-1547	103	27	long	long	ADJ
easat-1547	103	28	-	-	PUNCT
easat-1547	103	29	term	term	NOUN
easat-1547	103	30	consumer	consumer	NOUN
easat-1547	103	31	relationships	relationship	NOUN
easat-1547	103	32	[	[	X
easat-1547	103	33	15	15	NUM
easat-1547	103	34	,	,	PUNCT
easat-1547	103	35	12	12	NUM
easat-1547	103	36	]	]	PUNCT
easat-1547	103	37	.	.	PUNCT
easat-1547	104	1	their	their	PRON
easat-1547	104	2	expertise	expertise	NOUN
easat-1547	104	3	and	and	CCONJ
easat-1547	104	4	personalized	personalized	ADJ
easat-1547	104	5	advice	advice	NOUN
easat-1547	104	6	help	help	NOUN
easat-1547	104	7	demystify	demystify	VERB
easat-1547	104	8	complex	complex	ADJ
easat-1547	104	9	insurance	insurance	NOUN
easat-1547	104	10	products	product	NOUN
easat-1547	104	11	,	,	PUNCT
easat-1547	104	12	making	make	VERB
easat-1547	104	13	them	they	PRON
easat-1547	104	14	more	more	ADV
easat-1547	104	15	accessible	accessible	ADJ
easat-1547	104	16	and	and	CCONJ
easat-1547	104	17	understandable	understandable	ADJ
easat-1547	104	18	for	for	ADP
easat-1547	104	19	potential	potential	ADJ
easat-1547	104	20	buyers	buyer	NOUN
easat-1547	104	21	.	.	PUNCT
easat-1547	105	1	this	this	DET
easat-1547	105	2	relationship	relationship	NOUN
easat-1547	105	3	-	-	PUNCT
easat-1547	105	4	building	building	NOUN
easat-1547	105	5	aspect	aspect	NOUN
easat-1547	105	6	is	be	AUX
easat-1547	105	7	especially	especially	ADV
easat-1547	105	8	significant	significant	ADJ
easat-1547	105	9	for	for	ADP
easat-1547	105	10	students	student	NOUN
easat-1547	105	11	,	,	PUNCT
easat-1547	105	12	who	who	PRON
easat-1547	105	13	may	may	AUX
easat-1547	105	14	rely	rely	VERB
easat-1547	105	15	on	on	ADP
easat-1547	105	16	consultants	consultant	NOUN
easat-1547	105	17	to	to	PART
easat-1547	105	18	navigate	navigate	VERB
easat-1547	105	19	the	the	DET
easat-1547	105	20	nuances	nuance	NOUN
easat-1547	105	21	of	of	ADP
easat-1547	105	22	life	life	NOUN
easat-1547	105	23	insurance	insurance	NOUN
easat-1547	105	24	.	.	PUNCT
easat-1547	106	1	therefore	therefore	ADV
easat-1547	106	2	,	,	PUNCT
easat-1547	106	3	the	the	DET
easat-1547	106	4	proposed	propose	VERB
easat-1547	106	5	research	research	NOUN
easat-1547	106	6	hypothesis	hypothesis	NOUN
easat-1547	106	7	is	be	AUX
easat-1547	106	8	h4	h4	NOUN
easat-1547	106	9	:	:	PUNCT
easat-1547	106	10	life	life	NOUN
easat-1547	106	11	insurance	insurance	NOUN
easat-1547	106	12	consultants	consultant	NOUN
easat-1547	106	13	positively	positively	ADV
easat-1547	106	14	influence	influence	VERB
easat-1547	106	15	students	student	NOUN
easat-1547	106	16	'	'	PART
easat-1547	106	17	decisions	decision	NOUN
easat-1547	106	18	to	to	PART
easat-1547	106	19	buy	buy	VERB
easat-1547	106	20	life	life	NOUN
easat-1547	106	21	insurance	insurance	NOUN
easat-1547	106	22	.	.	PUNCT
easat-1547	107	1	the	the	DET
easat-1547	107	2	brand	brand	NOUN
easat-1547	107	3	is	be	AUX
easat-1547	107	4	an	an	DET
easat-1547	107	5	essential	essential	ADJ
easat-1547	107	6	company	company	NOUN
easat-1547	107	7	asset	asset	NOUN
easat-1547	107	8	,	,	PUNCT
easat-1547	107	9	affecting	affect	VERB
easat-1547	107	10	its	its	PRON
easat-1547	107	11	performance	performance	NOUN
easat-1547	107	12	and	and	CCONJ
easat-1547	107	13	sustainability	sustainability	NOUN
easat-1547	107	14	[	[	X
easat-1547	107	15	29	29	NUM
easat-1547	107	16	]	]	PUNCT
easat-1547	107	17	.	.	PUNCT
easat-1547	108	1	a	a	DET
easat-1547	108	2	reputable	reputable	ADJ
easat-1547	108	3	brand	brand	NOUN
easat-1547	108	4	can	can	AUX
easat-1547	108	5	build	build	VERB
easat-1547	108	6	trust	trust	NOUN
easat-1547	108	7	,	,	PUNCT
easat-1547	108	8	leading	lead	VERB
easat-1547	108	9	to	to	ADP
easat-1547	108	10	customer	customer	NOUN
easat-1547	108	11	choice	choice	NOUN
easat-1547	108	12	and	and	CCONJ
easat-1547	108	13	loyalty	loyalty	NOUN
easat-1547	108	14	[	[	X
easat-1547	108	15	30	30	NUM
easat-1547	108	16	]	]	PUNCT
easat-1547	108	17	.	.	PUNCT
easat-1547	109	1	brand	brand	NOUN
easat-1547	109	2	affects	affect	VERB
easat-1547	109	3	insurance	insurance	NOUN
easat-1547	109	4	companies	company	NOUN
easat-1547	109	5	'	'	PART
easat-1547	109	6	productivity	productivity	NOUN
easat-1547	109	7	and	and	CCONJ
easat-1547	109	8	promotes	promote	VERB
easat-1547	109	9	customers	customer	NOUN
easat-1547	109	10	'	'	PART
easat-1547	109	11	decisions	decision	NOUN
easat-1547	109	12	to	to	PART
easat-1547	109	13	buy	buy	VERB
easat-1547	109	14	insurance	insurance	NOUN
easat-1547	109	15	[	[	X
easat-1547	109	16	31	31	NUM
easat-1547	109	17	]	]	PUNCT
easat-1547	109	18	.	.	PUNCT
easat-1547	110	1	for	for	ADP
easat-1547	110	2	students	student	NOUN
easat-1547	110	3	,	,	PUNCT
easat-1547	110	4	who	who	PRON
easat-1547	110	5	might	might	AUX
easat-1547	110	6	be	be	AUX
easat-1547	110	7	more	more	ADV
easat-1547	110	8	inclined	inclined	ADJ
easat-1547	110	9	to	to	PART
easat-1547	110	10	choose	choose	VERB
easat-1547	110	11	well	well	ADV
easat-1547	110	12	-	-	PUNCT
easat-1547	110	13	known	know	VERB
easat-1547	110	14	and	and	CCONJ
easat-1547	110	15	trusted	trust	VERB
easat-1547	110	16	brands	brand	NOUN
easat-1547	110	17	,	,	PUNCT
easat-1547	110	18	the	the	DET
easat-1547	110	19	brand	brand	NOUN
easat-1547	110	20	's	's	PART
easat-1547	110	21	reputation	reputation	NOUN
easat-1547	110	22	can	can	AUX
easat-1547	110	23	be	be	AUX
easat-1547	110	24	a	a	DET
easat-1547	110	25	key	key	ADJ
easat-1547	110	26	deciding	decide	VERB
easat-1547	110	27	factor	factor	NOUN
easat-1547	110	28	.	.	PUNCT
easat-1547	111	1	therefore	therefore	ADV
easat-1547	111	2	,	,	PUNCT
easat-1547	111	3	the	the	DET
easat-1547	111	4	research	research	NOUN
easat-1547	111	5	hypothesis	hypothesis	NOUN
easat-1547	111	6	is	be	AUX
easat-1547	111	7	proposed	propose	VERB
easat-1547	111	8	as	as	ADP
easat-1547	111	9	h5	h5	NOUN
easat-1547	111	10	:	:	PUNCT
easat-1547	111	11	the	the	DET
easat-1547	111	12	insurance	insurance	NOUN
easat-1547	111	13	company	company	NOUN
easat-1547	111	14	brand	brand	NOUN
easat-1547	111	15	positively	positively	ADV
easat-1547	111	16	influences	influence	VERB
easat-1547	111	17	students	student	NOUN
easat-1547	111	18	'	'	PART
easat-1547	111	19	decisions	decision	NOUN
easat-1547	111	20	to	to	PART
easat-1547	111	21	buy	buy	VERB
easat-1547	111	22	life	life	NOUN
easat-1547	111	23	insurance	insurance	NOUN
easat-1547	111	24	.	.	PUNCT
easat-1547	112	1	the	the	DET
easat-1547	112	2	proposed	propose	VERB
easat-1547	112	3	research	research	NOUN
easat-1547	112	4	model	model	NOUN
easat-1547	112	5	is	be	AUX
easat-1547	112	6	shown	show	VERB
easat-1547	112	7	in	in	ADP
easat-1547	112	8	figure	figure	NOUN
easat-1547	112	9	1	1	NUM
easat-1547	112	10	.	.	PUNCT
easat-1547	112	11	figure	figure	NOUN
easat-1547	112	12	1	1	NUM
easat-1547	112	13	.	.	PUNCT
easat-1547	112	14	research	research	NOUN
easat-1547	112	15	model	model	NOUN
easat-1547	112	16	.	.	PUNCT
easat-1547	113	1	3	3	X
easat-1547	113	2	.	.	X
easat-1547	113	3	research	research	NOUN
easat-1547	113	4	methodology	methodology	NOUN
easat-1547	113	5	3.1	3.1	NUM
easat-1547	113	6	.	.	PUNCT
easat-1547	113	7	scale	scale	NOUN
easat-1547	113	8	development	development	NOUN
easat-1547	113	9	based	base	VERB
easat-1547	113	10	on	on	ADP
easat-1547	113	11	the	the	DET
easat-1547	113	12	synthesis	synthesis	NOUN
easat-1547	113	13	and	and	CCONJ
easat-1547	113	14	inheritance	inheritance	NOUN
easat-1547	113	15	of	of	ADP
easat-1547	113	16	previous	previous	ADJ
easat-1547	113	17	studies	study	NOUN
easat-1547	113	18	,	,	PUNCT
easat-1547	113	19	combined	combine	VERB
easat-1547	113	20	with	with	ADP
easat-1547	113	21	interviews	interview	NOUN
easat-1547	113	22	with	with	ADP
easat-1547	113	23	students	student	NOUN
easat-1547	113	24	and	and	CCONJ
easat-1547	113	25	experts	expert	NOUN
easat-1547	113	26	in	in	ADP
easat-1547	113	27	the	the	DET
easat-1547	113	28	field	field	NOUN
easat-1547	113	29	of	of	ADP
easat-1547	113	30	life	life	NOUN
easat-1547	113	31	insurance	insurance	NOUN
easat-1547	114	1	,	,	PUNCT
easat-1547	114	2	this	this	DET
easat-1547	114	3	study	study	NOUN
easat-1547	114	4	proposes	propose	VERB
easat-1547	114	5	an	an	DET
easat-1547	114	6	official	official	ADJ
easat-1547	114	7	scale	scale	NOUN
easat-1547	114	8	with	with	ADP
easat-1547	114	9	30	30	NUM
easat-1547	114	10	variables	variable	NOUN
easat-1547	114	11	(	(	PUNCT
easat-1547	114	12	see	see	VERB
easat-1547	114	13	table	table	NOUN
easat-1547	114	14	1715	1715	NUM
easat-1547	114	15	edelweiss	edelweiss	PROPN
easat-1547	114	16	applied	apply	VERB
easat-1547	114	17	science	science	NOUN
easat-1547	114	18	and	and	CCONJ
easat-1547	114	19	technology	technology	NOUN
easat-1547	114	20	issn	issn	PROPN
easat-1547	114	21	:	:	PUNCT
easat-1547	114	22	2576	2576	NUM
easat-1547	114	23	-	-	SYM
easat-1547	114	24	8484	8484	NUM
easat-1547	114	25	vol	vol	NOUN
easat-1547	114	26	.	.	PROPN
easat-1547	114	27	8	8	NUM
easat-1547	114	28	,	,	PUNCT
easat-1547	114	29	no	no	INTJ
easat-1547	114	30	.	.	NOUN
easat-1547	114	31	4	4	NUM
easat-1547	114	32	:	:	PUNCT
easat-1547	114	33	1711	1711	NUM
easat-1547	114	34	-	-	SYM
easat-1547	114	35	1726	1726	NUM
easat-1547	114	36	,	,	PUNCT
easat-1547	114	37	2024	2024	NUM
easat-1547	114	38	doi	doi	NOUN
easat-1547	114	39	:	:	PUNCT
easat-1547	114	40	10.55214/25768484.v8i4.1547	10.55214/25768484.v8i4.1547	NUM
easat-1547	114	41	©	©	PROPN
easat-1547	114	42	2024	2024	NUM
easat-1547	114	43	by	by	ADP
easat-1547	114	44	the	the	DET
easat-1547	114	45	authors	author	NOUN
easat-1547	114	46	;	;	PUNCT
easat-1547	114	47	licensee	licensee	PROPN
easat-1547	114	48	learning	learning	NOUN
easat-1547	114	49	gate	gate	NOUN
easat-1547	114	50	1	1	NUM
easat-1547	114	51	)	)	PUNCT
easat-1547	114	52	.	.	PUNCT
easat-1547	115	1	all	all	DET
easat-1547	115	2	scales	scale	NOUN
easat-1547	115	3	are	be	AUX
easat-1547	115	4	set	set	VERB
easat-1547	115	5	on	on	ADP
easat-1547	115	6	a	a	DET
easat-1547	115	7	5	5	NUM
easat-1547	115	8	-	-	PUNCT
easat-1547	115	9	point	point	NOUN
easat-1547	115	10	likert	likert	ADJ
easat-1547	115	11	scale	scale	NOUN
easat-1547	115	12	,	,	PUNCT
easat-1547	115	13	with	with	ADP
easat-1547	115	14	rating	rating	NOUN
easat-1547	115	15	levels	level	NOUN
easat-1547	115	16	ranging	range	VERB
easat-1547	115	17	from	from	ADP
easat-1547	115	18	1	1	NUM
easat-1547	115	19	to	to	ADP
easat-1547	115	20	5	5	NUM
easat-1547	115	21	(	(	PUNCT
easat-1547	115	22	completely	completely	ADV
easat-1547	115	23	disagree	disagree	VERB
easat-1547	115	24	to	to	PART
easat-1547	115	25	agree	agree	VERB
easat-1547	115	26	)	)	PUNCT
easat-1547	115	27	.	.	PUNCT
easat-1547	116	1	table	table	NOUN
easat-1547	116	2	1	1	NUM
easat-1547	116	3	.	.	PUNCT
easat-1547	116	4	proposed	propose	VERB
easat-1547	116	5	scale	scale	NOUN
easat-1547	116	6	table	table	NOUN
easat-1547	116	7	.	.	PUNCT
easat-1547	117	1	factors	factor	NOUN
easat-1547	117	2	coding	code	VERB
easat-1547	117	3	observed	observe	VERB
easat-1547	117	4	variables	variable	NOUN
easat-1547	117	5	source	source	NOUN
easat-1547	117	6	awareness	awareness	NOUN
easat-1547	117	7	awa1	awa1	NOUN
easat-1547	117	8	buying	buy	VERB
easat-1547	117	9	life	life	NOUN
easat-1547	117	10	insurance	insurance	NOUN
easat-1547	117	11	helps	help	VERB
easat-1547	117	12	me	i	PRON
easat-1547	117	13	maintain	maintain	VERB
easat-1547	117	14	a	a	DET
easat-1547	117	15	regular	regular	ADJ
easat-1547	117	16	savings	saving	NOUN
easat-1547	117	17	habit	habit	NOUN
easat-1547	117	18	.	.	PUNCT
easat-1547	118	1	[	[	X
easat-1547	118	2	21	21	NUM
easat-1547	118	3	;	;	PUNCT
easat-1547	118	4	22	22	NUM
easat-1547	118	5	;	;	PUNCT
easat-1547	118	6	23	23	NUM
easat-1547	118	7	]	]	PUNCT
easat-1547	118	8	awa2	awa2	ADJ
easat-1547	118	9	life	life	NOUN
easat-1547	118	10	insurance	insurance	NOUN
easat-1547	118	11	is	be	AUX
easat-1547	118	12	a	a	DET
easat-1547	118	13	form	form	NOUN
easat-1547	118	14	of	of	ADP
easat-1547	118	15	investment	investment	NOUN
easat-1547	118	16	for	for	ADP
easat-1547	118	17	the	the	DET
easat-1547	118	18	future	future	NOUN
easat-1547	118	19	.	.	PUNCT
easat-1547	119	1	awa3	awa3	PROPN
easat-1547	119	2	life	life	NOUN
easat-1547	119	3	insurance	insurance	NOUN
easat-1547	119	4	gives	give	VERB
easat-1547	119	5	me	i	PRON
easat-1547	119	6	financial	financial	ADJ
easat-1547	119	7	peace	peace	NOUN
easat-1547	119	8	of	of	ADP
easat-1547	119	9	mind	mind	NOUN
easat-1547	119	10	.	.	PUNCT
easat-1547	120	1	awa4	awa4	PROPN
easat-1547	120	2	life	life	NOUN
easat-1547	120	3	insurance	insurance	NOUN
easat-1547	120	4	creates	create	VERB
easat-1547	120	5	a	a	DET
easat-1547	120	6	sense	sense	NOUN
easat-1547	120	7	of	of	ADP
easat-1547	120	8	security	security	NOUN
easat-1547	120	9	.	.	PUNCT
easat-1547	121	1	awa5	awa5	PROPN
easat-1547	121	2	life	life	NOUN
easat-1547	121	3	insurance	insurance	NOUN
easat-1547	121	4	provides	provide	VERB
easat-1547	121	5	good	good	ADJ
easat-1547	121	6	protection	protection	NOUN
easat-1547	121	7	for	for	ADP
easat-1547	121	8	my	my	PRON
easat-1547	121	9	family	family	NOUN
easat-1547	121	10	members	member	NOUN
easat-1547	121	11	.	.	PUNCT
easat-1547	122	1	motivations	motivation	NOUN
easat-1547	122	2	mtv1	mtv1	PROPN
easat-1547	122	3	life	life	NOUN
easat-1547	122	4	insurance	insurance	NOUN
easat-1547	122	5	contributes	contribute	VERB
easat-1547	122	6	to	to	ADP
easat-1547	122	7	ensuring	ensure	VERB
easat-1547	122	8	financial	financial	ADJ
easat-1547	122	9	stability	stability	NOUN
easat-1547	122	10	for	for	ADP
easat-1547	122	11	my	my	PRON
easat-1547	122	12	family	family	NOUN
easat-1547	122	13	.	.	PUNCT
easat-1547	123	1	[	[	X
easat-1547	123	2	27	27	NUM
easat-1547	123	3	;	;	PUNCT
easat-1547	123	4	28	28	NUM
easat-1547	123	5	;	;	PUNCT
easat-1547	123	6	29	29	NUM
easat-1547	123	7	]	]	PUNCT
easat-1547	123	8	mtv2	mtv2	PROPN
easat-1547	123	9	life	life	NOUN
easat-1547	123	10	insurance	insurance	NOUN
easat-1547	123	11	is	be	AUX
easat-1547	123	12	a	a	DET
easat-1547	123	13	way	way	NOUN
easat-1547	123	14	to	to	PART
easat-1547	123	15	save	save	VERB
easat-1547	123	16	for	for	ADP
easat-1547	123	17	my	my	PRON
easat-1547	123	18	children	child	NOUN
easat-1547	123	19	’s	’s	PART
easat-1547	123	20	education	education	NOUN
easat-1547	123	21	and	and	CCONJ
easat-1547	123	22	leave	leave	VERB
easat-1547	123	23	an	an	DET
easat-1547	123	24	inheritance	inheritance	NOUN
easat-1547	123	25	.	.	PUNCT
easat-1547	124	1	mtv3	mtv3	NOUN
easat-1547	124	2	life	life	NOUN
easat-1547	124	3	insurance	insurance	NOUN
easat-1547	124	4	is	be	AUX
easat-1547	124	5	a	a	DET
easat-1547	124	6	long	long	ADJ
easat-1547	124	7	-	-	PUNCT
easat-1547	124	8	term	term	NOUN
easat-1547	124	9	investment	investment	NOUN
easat-1547	124	10	.	.	PUNCT
easat-1547	125	1	mtv4	mtv4	NOUN
easat-1547	125	2	i	i	PRON
easat-1547	125	3	choose	choose	VERB
easat-1547	125	4	life	life	NOUN
easat-1547	125	5	insurance	insurance	NOUN
easat-1547	125	6	when	when	SCONJ
easat-1547	125	7	i	i	PRON
easat-1547	125	8	need	need	VERB
easat-1547	125	9	to	to	PART
easat-1547	125	10	treat	treat	VERB
easat-1547	125	11	an	an	DET
easat-1547	125	12	expensive	expensive	ADJ
easat-1547	125	13	illness	illness	NOUN
easat-1547	125	14	.	.	PUNCT
easat-1547	126	1	mtv5	mtv5	PROPN
easat-1547	126	2	life	life	NOUN
easat-1547	126	3	insurance	insurance	NOUN
easat-1547	126	4	helps	help	VERB
easat-1547	126	5	me	i	PRON
easat-1547	126	6	financially	financially	ADV
easat-1547	126	7	support	support	VERB
easat-1547	126	8	my	my	PRON
easat-1547	126	9	parents	parent	NOUN
easat-1547	126	10	.	.	PUNCT
easat-1547	127	1	barriers	barrier	NOUN
easat-1547	127	2	brr1	brr1	ADV
easat-1547	127	3	i	i	PRON
easat-1547	127	4	have	have	VERB
easat-1547	127	5	difficulty	difficulty	NOUN
easat-1547	127	6	having	have	VERB
easat-1547	127	7	enough	enough	ADJ
easat-1547	127	8	money	money	NOUN
easat-1547	127	9	to	to	PART
easat-1547	127	10	pay	pay	VERB
easat-1547	127	11	life	life	NOUN
easat-1547	127	12	insurance	insurance	NOUN
easat-1547	127	13	premiums	premium	NOUN
easat-1547	127	14	.	.	PUNCT
easat-1547	128	1	[	[	X
easat-1547	128	2	23	23	NUM
easat-1547	128	3	;	;	PUNCT
easat-1547	128	4	24	24	NUM
easat-1547	128	5	;	;	PUNCT
easat-1547	128	6	25	25	NUM
easat-1547	128	7	]	]	PUNCT
easat-1547	128	8	brr2	brr2	VERB
easat-1547	128	9	the	the	DET
easat-1547	128	10	time	time	NOUN
easat-1547	128	11	required	require	VERB
easat-1547	128	12	to	to	PART
easat-1547	128	13	complete	complete	VERB
easat-1547	128	14	the	the	DET
easat-1547	128	15	life	life	NOUN
easat-1547	128	16	insurance	insurance	NOUN
easat-1547	128	17	payment	payment	NOUN
easat-1547	128	18	should	should	AUX
easat-1547	128	19	be	be	AUX
easat-1547	128	20	shorter	short	ADJ
easat-1547	128	21	.	.	PUNCT
easat-1547	129	1	brr3	brr3	NOUN
easat-1547	129	2	i	i	PRON
easat-1547	129	3	am	be	AUX
easat-1547	129	4	still	still	ADV
easat-1547	129	5	healthy	healthy	ADJ
easat-1547	129	6	so	so	SCONJ
easat-1547	129	7	it	it	PRON
easat-1547	129	8	is	be	AUX
easat-1547	129	9	not	not	PART
easat-1547	129	10	necessary	necessary	ADJ
easat-1547	129	11	to	to	PART
easat-1547	129	12	buy	buy	VERB
easat-1547	129	13	life	life	NOUN
easat-1547	129	14	insurance	insurance	NOUN
easat-1547	129	15	right	right	ADV
easat-1547	129	16	now	now	ADV
easat-1547	129	17	.	.	PUNCT
easat-1547	130	1	brr4	brr4	PROPN
easat-1547	130	2	i	i	PRON
easat-1547	130	3	still	still	ADV
easat-1547	130	4	need	need	VERB
easat-1547	130	5	clarification	clarification	NOUN
easat-1547	130	6	about	about	ADP
easat-1547	130	7	the	the	DET
easat-1547	130	8	reliability	reliability	NOUN
easat-1547	130	9	and	and	CCONJ
easat-1547	130	10	effectiveness	effectiveness	NOUN
easat-1547	130	11	of	of	ADP
easat-1547	130	12	life	life	NOUN
easat-1547	130	13	insurance	insurance	NOUN
easat-1547	130	14	.	.	PUNCT
easat-1547	131	1	brr5	brr5	PROPN
easat-1547	131	2	information	information	NOUN
easat-1547	131	3	about	about	ADP
easat-1547	131	4	life	life	NOUN
easat-1547	131	5	insurance	insurance	NOUN
easat-1547	131	6	is	be	AUX
easat-1547	131	7	not	not	PART
easat-1547	131	8	provided	provide	VERB
easat-1547	131	9	adequately	adequately	ADV
easat-1547	131	10	.	.	PUNCT
easat-1547	132	1	consultant	consultant	NOUN
easat-1547	132	2	csl1	csl1	PROPN
easat-1547	132	3	i	i	PRON
easat-1547	132	4	decided	decide	VERB
easat-1547	132	5	to	to	PART
easat-1547	132	6	buy	buy	VERB
easat-1547	132	7	life	life	NOUN
easat-1547	132	8	insurance	insurance	NOUN
easat-1547	132	9	from	from	ADP
easat-1547	132	10	consultants	consultant	NOUN
easat-1547	132	11	with	with	ADP
easat-1547	132	12	whom	whom	PRON
easat-1547	132	13	i	i	PRON
easat-1547	132	14	had	have	VERB
easat-1547	132	15	positive	positive	ADJ
easat-1547	132	16	experiences	experience	NOUN
easat-1547	132	17	.	.	PUNCT
easat-1547	133	1	[	[	X
easat-1547	133	2	15	15	NUM
easat-1547	133	3	;	;	PUNCT
easat-1547	133	4	12	12	NUM
easat-1547	133	5	]	]	PUNCT
easat-1547	133	6	csl2	csl2	VERB
easat-1547	133	7	the	the	DET
easat-1547	133	8	consultant	consultant	NOUN
easat-1547	133	9	showed	show	VERB
easat-1547	133	10	interest	interest	NOUN
easat-1547	133	11	and	and	CCONJ
easat-1547	133	12	enthusiasm	enthusiasm	NOUN
easat-1547	133	13	when	when	SCONJ
easat-1547	133	14	advising	advise	VERB
easat-1547	133	15	on	on	ADP
easat-1547	133	16	life	life	NOUN
easat-1547	133	17	insurance	insurance	NOUN
easat-1547	133	18	.	.	PUNCT
easat-1547	134	1	csl3	csl3	PROPN
easat-1547	134	2	the	the	DET
easat-1547	134	3	consultant	consultant	NOUN
easat-1547	134	4	provided	provide	VERB
easat-1547	134	5	complete	complete	ADJ
easat-1547	134	6	professional	professional	ADJ
easat-1547	134	7	information	information	NOUN
easat-1547	134	8	and	and	CCONJ
easat-1547	134	9	answered	answer	VERB
easat-1547	134	10	my	my	PRON
easat-1547	134	11	questions	question	NOUN
easat-1547	134	12	.	.	PUNCT
easat-1547	135	1	csl4	csl4	PROPN
easat-1547	135	2	i	i	PRON
easat-1547	135	3	prioritize	prioritize	AUX
easat-1547	135	4	choosing	choose	VERB
easat-1547	135	5	consultants	consultant	NOUN
easat-1547	135	6	with	with	ADP
easat-1547	135	7	many	many	ADJ
easat-1547	135	8	years	year	NOUN
easat-1547	135	9	of	of	ADP
easat-1547	135	10	experience	experience	NOUN
easat-1547	135	11	in	in	ADP
easat-1547	135	12	the	the	DET
easat-1547	135	13	life	life	NOUN
easat-1547	135	14	insurance	insurance	NOUN
easat-1547	135	15	field	field	NOUN
easat-1547	135	16	.	.	PUNCT
easat-1547	136	1	csl5	csl5	PROPN
easat-1547	136	2	i	i	PRON
easat-1547	136	3	usually	usually	ADV
easat-1547	136	4	choose	choose	VERB
easat-1547	136	5	to	to	PART
easat-1547	136	6	buy	buy	VERB
easat-1547	136	7	life	life	NOUN
easat-1547	136	8	insurance	insurance	NOUN
easat-1547	136	9	from	from	ADP
easat-1547	136	10	consultants	consultant	NOUN
easat-1547	136	11	who	who	PRON
easat-1547	136	12	are	be	AUX
easat-1547	136	13	my	my	PRON
easat-1547	136	14	friends	friend	NOUN
easat-1547	136	15	or	or	CCONJ
easat-1547	136	16	relatives	relative	NOUN
easat-1547	136	17	.	.	PUNCT
easat-1547	137	1	company	company	NOUN
easat-1547	137	2	brand	brand	NOUN
easat-1547	137	3	brd1	brd1	PROPN
easat-1547	137	4	i	i	PRON
easat-1547	137	5	prioritize	prioritize	VERB
easat-1547	137	6	life	life	NOUN
easat-1547	137	7	insurance	insurance	NOUN
easat-1547	137	8	companies	company	NOUN
easat-1547	137	9	with	with	ADP
easat-1547	137	10	policies	policy	NOUN
easat-1547	137	11	and	and	CCONJ
easat-1547	137	12	activities	activity	NOUN
easat-1547	137	13	for	for	ADP
easat-1547	137	14	the	the	DET
easat-1547	137	15	benefit	benefit	NOUN
easat-1547	137	16	of	of	ADP
easat-1547	137	17	the	the	DET
easat-1547	137	18	community	community	NOUN
easat-1547	137	19	.	.	PUNCT
easat-1547	138	1	[	[	X
easat-1547	138	2	29	29	NUM
easat-1547	138	3	;	;	PUNCT
easat-1547	138	4	31	31	NUM
easat-1547	138	5	]	]	SYM
easat-1547	138	6	1716	1716	NUM
easat-1547	138	7	edelweiss	edelweiss	PROPN
easat-1547	138	8	applied	apply	VERB
easat-1547	138	9	science	science	NOUN
easat-1547	138	10	and	and	CCONJ
easat-1547	138	11	technology	technology	NOUN
easat-1547	138	12	issn	issn	PROPN
easat-1547	138	13	:	:	PUNCT
easat-1547	138	14	2576	2576	NUM
easat-1547	138	15	-	-	SYM
easat-1547	138	16	8484	8484	NUM
easat-1547	138	17	vol	vol	NOUN
easat-1547	138	18	.	.	PROPN
easat-1547	139	1	8	8	NUM
easat-1547	139	2	,	,	PUNCT
easat-1547	139	3	no	no	INTJ
easat-1547	139	4	.	.	NOUN
easat-1547	139	5	4	4	NUM
easat-1547	139	6	:	:	PUNCT
easat-1547	139	7	1711	1711	NUM
easat-1547	139	8	-	-	SYM
easat-1547	139	9	1726	1726	NUM
easat-1547	139	10	,	,	PUNCT
easat-1547	139	11	2024	2024	NUM
easat-1547	139	12	doi	doi	NOUN
easat-1547	139	13	:	:	PUNCT
easat-1547	139	14	10.55214/25768484.v8i4.1547	10.55214/25768484.v8i4.1547	NUM
easat-1547	139	15	©	©	PROPN
easat-1547	139	16	2024	2024	NUM
easat-1547	139	17	by	by	ADP
easat-1547	139	18	the	the	DET
easat-1547	139	19	authors	author	NOUN
easat-1547	139	20	;	;	PUNCT
easat-1547	140	1	licensee	licensee	PROPN
easat-1547	140	2	learning	learn	VERB
easat-1547	140	3	gate	gate	NOUN
easat-1547	140	4	factors	factor	NOUN
easat-1547	140	5	coding	code	VERB
easat-1547	140	6	observed	observe	VERB
easat-1547	140	7	variables	variable	NOUN
easat-1547	140	8	source	source	NOUN
easat-1547	140	9	brd2	brd2	NOUN
easat-1547	140	10	i	i	PRON
easat-1547	140	11	choose	choose	VERB
easat-1547	140	12	life	life	NOUN
easat-1547	140	13	insurance	insurance	NOUN
easat-1547	140	14	companies	company	NOUN
easat-1547	140	15	that	that	PRON
easat-1547	140	16	are	be	AUX
easat-1547	140	17	reputable	reputable	ADJ
easat-1547	140	18	and	and	CCONJ
easat-1547	140	19	widely	widely	ADV
easat-1547	140	20	known	know	VERB
easat-1547	140	21	.	.	PUNCT
easat-1547	141	1	brd3	brd3	PROPN
easat-1547	142	1	i	i	PRON
easat-1547	142	2	appreciate	appreciate	VERB
easat-1547	142	3	life	life	NOUN
easat-1547	142	4	insurance	insurance	NOUN
easat-1547	142	5	companies	company	NOUN
easat-1547	142	6	with	with	ADP
easat-1547	142	7	good	good	ADJ
easat-1547	142	8	customer	customer	NOUN
easat-1547	142	9	support	support	NOUN
easat-1547	142	10	services	service	NOUN
easat-1547	142	11	.	.	PUNCT
easat-1547	143	1	brd4	brd4	PROPN
easat-1547	143	2	i	i	PRON
easat-1547	143	3	choose	choose	VERB
easat-1547	143	4	life	life	NOUN
easat-1547	143	5	insurance	insurance	NOUN
easat-1547	143	6	companies	company	NOUN
easat-1547	143	7	based	base	VERB
easat-1547	143	8	on	on	ADP
easat-1547	143	9	financial	financial	ADJ
easat-1547	143	10	stability	stability	NOUN
easat-1547	143	11	and	and	CCONJ
easat-1547	143	12	long	long	ADJ
easat-1547	143	13	-	-	PUNCT
easat-1547	143	14	term	term	NOUN
easat-1547	143	15	solvency	solvency	NOUN
easat-1547	143	16	.	.	PUNCT
easat-1547	144	1	brd5	brd5	VERB
easat-1547	144	2	i	i	PRON
easat-1547	144	3	prefer	prefer	VERB
easat-1547	144	4	life	life	NOUN
easat-1547	144	5	insurance	insurance	NOUN
easat-1547	144	6	companies	company	NOUN
easat-1547	144	7	with	with	ADP
easat-1547	144	8	prominent	prominent	ADJ
easat-1547	144	9	and	and	CCONJ
easat-1547	144	10	reputable	reputable	ADJ
easat-1547	144	11	brands	brand	NOUN
easat-1547	144	12	.	.	PUNCT
easat-1547	145	1	decision	decision	NOUN
easat-1547	145	2	to	to	PART
easat-1547	145	3	purchase	purchase	VERB
easat-1547	145	4	dcs1	dcs1	NOUN
easat-1547	145	5	i	i	PRON
easat-1547	145	6	decided	decide	VERB
easat-1547	145	7	to	to	PART
easat-1547	145	8	buy	buy	VERB
easat-1547	145	9	life	life	NOUN
easat-1547	145	10	insurance	insurance	NOUN
easat-1547	145	11	based	base	VERB
easat-1547	145	12	on	on	ADP
easat-1547	145	13	the	the	DET
easat-1547	145	14	advice	advice	NOUN
easat-1547	145	15	of	of	ADP
easat-1547	145	16	an	an	DET
easat-1547	145	17	expert	expert	NOUN
easat-1547	145	18	.	.	PUNCT
easat-1547	146	1	[	[	X
easat-1547	146	2	19	19	NUM
easat-1547	146	3	;	;	PUNCT
easat-1547	146	4	20	20	NUM
easat-1547	146	5	]	]	PUNCT
easat-1547	146	6	dcs2	dcs2	PROPN
easat-1547	146	7	i	i	PRON
easat-1547	146	8	was	be	AUX
easat-1547	146	9	persuaded	persuade	VERB
easat-1547	146	10	to	to	PART
easat-1547	146	11	buy	buy	VERB
easat-1547	146	12	life	life	NOUN
easat-1547	146	13	insurance	insurance	NOUN
easat-1547	146	14	even	even	ADV
easat-1547	146	15	though	though	SCONJ
easat-1547	146	16	i	i	PRON
easat-1547	146	17	did	do	AUX
easat-1547	146	18	not	not	PART
easat-1547	146	19	intend	intend	VERB
easat-1547	146	20	to	to	PART
easat-1547	146	21	buy	buy	VERB
easat-1547	146	22	it	it	PRON
easat-1547	146	23	.	.	PUNCT
easat-1547	147	1	dcs3	dcs3	PROPN
easat-1547	147	2	investing	investing	NOUN
easat-1547	147	3	in	in	ADP
easat-1547	147	4	life	life	NOUN
easat-1547	147	5	insurance	insurance	NOUN
easat-1547	147	6	is	be	AUX
easat-1547	147	7	a	a	DET
easat-1547	147	8	worthwhile	worthwhile	ADJ
easat-1547	147	9	choice	choice	NOUN
easat-1547	147	10	.	.	PUNCT
easat-1547	148	1	dcs4	dcs4	PROPN
easat-1547	148	2	buying	buy	VERB
easat-1547	148	3	life	life	NOUN
easat-1547	148	4	insurance	insurance	NOUN
easat-1547	148	5	is	be	AUX
easat-1547	148	6	a	a	DET
easat-1547	148	7	good	good	ADJ
easat-1547	148	8	decision	decision	NOUN
easat-1547	148	9	.	.	PUNCT
easat-1547	149	1	dcs5	dcs5	NOUN
easat-1547	149	2	i	i	PRON
easat-1547	149	3	am	be	AUX
easat-1547	149	4	satisfied	satisfied	ADJ
easat-1547	149	5	with	with	ADP
easat-1547	149	6	my	my	PRON
easat-1547	149	7	choice	choice	NOUN
easat-1547	149	8	of	of	ADP
easat-1547	149	9	buying	buy	VERB
easat-1547	149	10	life	life	NOUN
easat-1547	149	11	insurance	insurance	NOUN
easat-1547	149	12	,	,	PUNCT
easat-1547	149	13	which	which	PRON
easat-1547	149	14	is	be	AUX
easat-1547	149	15	reasonable	reasonable	ADJ
easat-1547	149	16	.	.	PUNCT
easat-1547	150	1	3.2	3.2	NUM
easat-1547	150	2	.	.	PUNCT
easat-1547	150	3	data	datum	NOUN
easat-1547	150	4	collection	collection	NOUN
easat-1547	150	5	method	method	NOUN
easat-1547	150	6	the	the	DET
easat-1547	150	7	pilot	pilot	NOUN
easat-1547	150	8	questionnaire	questionnaire	NOUN
easat-1547	150	9	was	be	AUX
easat-1547	150	10	established	establish	VERB
easat-1547	150	11	,	,	PUNCT
easat-1547	150	12	conducted	conduct	VERB
easat-1547	150	13	with	with	ADP
easat-1547	150	14	ten	ten	NUM
easat-1547	150	15	people	people	NOUN
easat-1547	150	16	,	,	PUNCT
easat-1547	150	17	and	and	CCONJ
easat-1547	150	18	discussed	discuss	VERB
easat-1547	150	19	with	with	ADP
easat-1547	150	20	students	student	NOUN
easat-1547	150	21	to	to	PART
easat-1547	150	22	adjust	adjust	VERB
easat-1547	150	23	the	the	DET
easat-1547	150	24	questionnaire	questionnaire	NOUN
easat-1547	150	25	and	and	CCONJ
easat-1547	150	26	scale	scale	NOUN
easat-1547	150	27	to	to	PART
easat-1547	150	28	suit	suit	VERB
easat-1547	150	29	the	the	DET
easat-1547	150	30	model	model	NOUN
easat-1547	150	31	and	and	CCONJ
easat-1547	150	32	reality	reality	NOUN
easat-1547	150	33	.	.	PUNCT
easat-1547	151	1	afterward	afterward	ADV
easat-1547	151	2	,	,	PUNCT
easat-1547	151	3	expert	expert	ADJ
easat-1547	151	4	opinions	opinion	NOUN
easat-1547	151	5	were	be	AUX
easat-1547	151	6	consulted	consult	VERB
easat-1547	151	7	to	to	PART
easat-1547	151	8	complete	complete	VERB
easat-1547	151	9	the	the	DET
easat-1547	151	10	questionnaire	questionnaire	NOUN
easat-1547	151	11	,	,	PUNCT
easat-1547	151	12	scale	scale	NOUN
easat-1547	151	13	,	,	PUNCT
easat-1547	151	14	and	and	CCONJ
easat-1547	151	15	official	official	ADJ
easat-1547	151	16	model	model	NOUN
easat-1547	151	17	.	.	PUNCT
easat-1547	152	1	according	accord	VERB
easat-1547	152	2	to	to	ADP
easat-1547	152	3	hair	hair	NOUN
easat-1547	152	4	et	et	PROPN
easat-1547	152	5	al	al	PROPN
easat-1547	152	6	.	.	PROPN
easat-1547	153	1	(	(	PUNCT
easat-1547	153	2	2019	2019	NUM
easat-1547	153	3	)	)	PUNCT
easat-1547	153	4	,	,	PUNCT
easat-1547	153	5	100	100	NUM
easat-1547	153	6	150	150	NUM
easat-1547	153	7	is	be	AUX
easat-1547	153	8	the	the	DET
easat-1547	153	9	minimum	minimum	ADJ
easat-1547	153	10	sample	sample	NOUN
easat-1547	153	11	size	size	NOUN
easat-1547	153	12	[	[	X
easat-1547	153	13	32	32	NUM
easat-1547	153	14	]	]	PUNCT
easat-1547	153	15	,	,	PUNCT
easat-1547	153	16	and	and	CCONJ
easat-1547	153	17	bollen	bollen	PROPN
easat-1547	153	18	(	(	PUNCT
easat-1547	153	19	1989	1989	NUM
easat-1547	153	20	)	)	PUNCT
easat-1547	153	21	recommends	recommend	VERB
easat-1547	153	22	at	at	ADP
easat-1547	153	23	least	least	ADJ
easat-1547	153	24	five	five	NUM
easat-1547	153	25	samples	sample	NOUN
easat-1547	153	26	for	for	ADP
easat-1547	153	27	each	each	DET
easat-1547	153	28	estimate	estimate	NOUN
easat-1547	153	29	[	[	X
easat-1547	153	30	33	33	NUM
easat-1547	153	31	]	]	PUNCT
easat-1547	153	32	.	.	PUNCT
easat-1547	154	1	with	with	ADP
easat-1547	154	2	a	a	DET
easat-1547	154	3	research	research	NOUN
easat-1547	154	4	model	model	NOUN
easat-1547	154	5	with	with	ADP
easat-1547	154	6	five	five	NUM
easat-1547	154	7	factors	factor	NOUN
easat-1547	154	8	and	and	CCONJ
easat-1547	154	9	30	30	NUM
easat-1547	154	10	observed	observed	ADJ
easat-1547	154	11	variables	variable	NOUN
easat-1547	154	12	,	,	PUNCT
easat-1547	154	13	the	the	DET
easat-1547	154	14	sample	sample	NOUN
easat-1547	154	15	size	size	NOUN
easat-1547	154	16	must	must	AUX
easat-1547	154	17	be	be	AUX
easat-1547	154	18	150	150	NUM
easat-1547	154	19	or	or	CCONJ
easat-1547	154	20	more	more	ADJ
easat-1547	154	21	,	,	PUNCT
easat-1547	154	22	so	so	ADV
easat-1547	154	23	400	400	NUM
easat-1547	154	24	survey	survey	NOUN
easat-1547	154	25	forms	form	NOUN
easat-1547	154	26	were	be	AUX
easat-1547	154	27	distributed	distribute	VERB
easat-1547	154	28	.	.	PUNCT
easat-1547	155	1	during	during	ADP
easat-1547	155	2	the	the	DET
easat-1547	155	3	official	official	ADJ
easat-1547	155	4	research	research	NOUN
easat-1547	155	5	phase	phase	NOUN
easat-1547	155	6	,	,	PUNCT
easat-1547	155	7	400	400	NUM
easat-1547	155	8	survey	survey	NOUN
easat-1547	155	9	forms	form	NOUN
easat-1547	155	10	(	(	PUNCT
easat-1547	155	11	directly	directly	ADV
easat-1547	155	12	and	and	CCONJ
easat-1547	155	13	online	online	ADJ
easat-1547	155	14	)	)	PUNCT
easat-1547	155	15	were	be	AUX
easat-1547	155	16	collected	collect	VERB
easat-1547	155	17	,	,	PUNCT
easat-1547	155	18	of	of	ADP
easat-1547	155	19	which	which	PRON
easat-1547	155	20	351	351	NUM
easat-1547	155	21	samples	sample	NOUN
easat-1547	155	22	met	meet	VERB
easat-1547	155	23	the	the	DET
easat-1547	155	24	requirements	requirement	NOUN
easat-1547	155	25	and	and	CCONJ
easat-1547	155	26	49	49	NUM
easat-1547	155	27	were	be	AUX
easat-1547	155	28	discarded	discard	VERB
easat-1547	155	29	.	.	PUNCT
easat-1547	156	1	3.3	3.3	NUM
easat-1547	156	2	.	.	PUNCT
easat-1547	157	1	data	datum	NOUN
easat-1547	157	2	analysis	analysis	NOUN
easat-1547	157	3	method	method	NOUN
easat-1547	157	4	after	after	ADP
easat-1547	157	5	cleaning	clean	VERB
easat-1547	157	6	the	the	DET
easat-1547	157	7	data	datum	NOUN
easat-1547	157	8	,	,	PUNCT
easat-1547	157	9	the	the	DET
easat-1547	157	10	data	datum	NOUN
easat-1547	157	11	were	be	AUX
easat-1547	157	12	analyzed	analyze	VERB
easat-1547	157	13	using	use	VERB
easat-1547	157	14	spss	spss	PROPN
easat-1547	157	15	20.0	20.0	NUM
easat-1547	157	16	.	.	PUNCT
easat-1547	158	1	the	the	DET
easat-1547	158	2	steps	step	NOUN
easat-1547	158	3	included	include	VERB
easat-1547	158	4	(	(	PUNCT
easat-1547	158	5	i	i	NOUN
easat-1547	158	6	)	)	PUNCT
easat-1547	158	7	descriptive	descriptive	ADJ
easat-1547	158	8	statistics	statistic	NOUN
easat-1547	158	9	,	,	PUNCT
easat-1547	158	10	(	(	PUNCT
easat-1547	158	11	ii	ii	NOUN
easat-1547	158	12	)	)	PUNCT
easat-1547	158	13	assessing	assess	VERB
easat-1547	158	14	the	the	DET
easat-1547	158	15	reliability	reliability	NOUN
easat-1547	158	16	of	of	ADP
easat-1547	158	17	the	the	DET
easat-1547	158	18	scale	scale	NOUN
easat-1547	158	19	with	with	ADP
easat-1547	158	20	cronbach	cronbach	PROPN
easat-1547	158	21	’s	’s	PART
easat-1547	158	22	alpha	alpha	ADJ
easat-1547	158	23	coefficient	coefficient	NOUN
easat-1547	158	24	,	,	PUNCT
easat-1547	158	25	and	and	CCONJ
easat-1547	158	26	(	(	PUNCT
easat-1547	158	27	iii	iii	X
easat-1547	158	28	)	)	PUNCT
easat-1547	158	29	exploratory	exploratory	ADJ
easat-1547	158	30	factor	factor	NOUN
easat-1547	158	31	analysis	analysis	NOUN
easat-1547	158	32	(	(	PUNCT
easat-1547	158	33	efa	efa	PROPN
easat-1547	158	34	)	)	PUNCT
easat-1547	158	35	.	.	PUNCT
easat-1547	159	1	the	the	DET
easat-1547	159	2	research	research	NOUN
easat-1547	159	3	results	result	NOUN
easat-1547	159	4	will	will	AUX
easat-1547	159	5	be	be	AUX
easat-1547	159	6	compared	compare	VERB
easat-1547	159	7	with	with	ADP
easat-1547	159	8	previous	previous	ADJ
easat-1547	159	9	studies	study	NOUN
easat-1547	159	10	to	to	PART
easat-1547	159	11	draw	draw	VERB
easat-1547	159	12	official	official	ADJ
easat-1547	159	13	conclusions	conclusion	NOUN
easat-1547	159	14	.	.	PUNCT
easat-1547	160	1	finally	finally	ADV
easat-1547	160	2	,	,	PUNCT
easat-1547	160	3	the	the	DET
easat-1547	160	4	limitations	limitation	NOUN
easat-1547	160	5	of	of	ADP
easat-1547	160	6	the	the	DET
easat-1547	160	7	research	research	NOUN
easat-1547	160	8	and	and	CCONJ
easat-1547	160	9	future	future	ADJ
easat-1547	160	10	research	research	NOUN
easat-1547	160	11	directions	direction	NOUN
easat-1547	160	12	will	will	AUX
easat-1547	160	13	be	be	AUX
easat-1547	160	14	pointed	point	VERB
easat-1547	160	15	out	out	ADP
easat-1547	160	16	.	.	PUNCT
easat-1547	161	1	4	4	X
easat-1547	161	2	.	.	X
easat-1547	161	3	research	research	NOUN
easat-1547	161	4	results	result	NOUN
easat-1547	161	5	and	and	CCONJ
easat-1547	161	6	discussion	discussion	NOUN
easat-1547	161	7	4.1	4.1	NUM
easat-1547	161	8	.	.	PUNCT
easat-1547	162	1	characteristics	characteristic	NOUN
easat-1547	162	2	of	of	ADP
easat-1547	162	3	the	the	DET
easat-1547	162	4	research	research	NOUN
easat-1547	162	5	sample	sample	NOUN
easat-1547	162	6	this	this	DET
easat-1547	162	7	article	article	NOUN
easat-1547	162	8	selected	select	VERB
easat-1547	162	9	the	the	DET
easat-1547	162	10	research	research	NOUN
easat-1547	162	11	sample	sample	NOUN
easat-1547	162	12	based	base	VERB
easat-1547	162	13	on	on	ADP
easat-1547	162	14	hanoi	hanoi	NOUN
easat-1547	162	15	with	with	ADP
easat-1547	162	16	specific	specific	ADJ
easat-1547	162	17	characteristics	characteristic	NOUN
easat-1547	162	18	,	,	PUNCT
easat-1547	162	19	as	as	SCONJ
easat-1547	162	20	shown	show	VERB
easat-1547	162	21	in	in	ADP
easat-1547	162	22	table	table	NOUN
easat-1547	162	23	2	2	NUM
easat-1547	162	24	.	.	X
easat-1547	162	25	1717	1717	NUM
easat-1547	162	26	edelweiss	edelweiss	PROPN
easat-1547	162	27	applied	apply	VERB
easat-1547	162	28	science	science	NOUN
easat-1547	162	29	and	and	CCONJ
easat-1547	162	30	technology	technology	NOUN
easat-1547	162	31	issn	issn	PROPN
easat-1547	162	32	:	:	PUNCT
easat-1547	162	33	2576	2576	NUM
easat-1547	162	34	-	-	SYM
easat-1547	162	35	8484	8484	NUM
easat-1547	162	36	vol	vol	NOUN
easat-1547	162	37	.	.	PROPN
easat-1547	163	1	8	8	NUM
easat-1547	163	2	,	,	PUNCT
easat-1547	163	3	no	no	INTJ
easat-1547	163	4	.	.	NOUN
easat-1547	163	5	4	4	NUM
easat-1547	163	6	:	:	PUNCT
easat-1547	163	7	1711	1711	NUM
easat-1547	163	8	-	-	SYM
easat-1547	163	9	1726	1726	NUM
easat-1547	163	10	,	,	PUNCT
easat-1547	163	11	2024	2024	NUM
easat-1547	163	12	doi	doi	NOUN
easat-1547	163	13	:	:	PUNCT
easat-1547	163	14	10.55214/25768484.v8i4.1547	10.55214/25768484.v8i4.1547	NUM
easat-1547	163	15	©	©	PROPN
easat-1547	163	16	2024	2024	NUM
easat-1547	163	17	by	by	ADP
easat-1547	163	18	the	the	DET
easat-1547	163	19	authors	author	NOUN
easat-1547	163	20	;	;	PUNCT
easat-1547	163	21	licensee	licensee	PROPN
easat-1547	163	22	learning	learn	VERB
easat-1547	163	23	gate	gate	NOUN
easat-1547	163	24	table	table	NOUN
easat-1547	163	25	2	2	NUM
easat-1547	163	26	.	.	PUNCT
easat-1547	164	1	characteristics	characteristic	NOUN
easat-1547	164	2	of	of	ADP
easat-1547	164	3	the	the	DET
easat-1547	164	4	research	research	NOUN
easat-1547	164	5	sample	sample	NOUN
easat-1547	164	6	.	.	PUNCT
easat-1547	165	1	characteristics	characteristic	NOUN
easat-1547	165	2	selection	selection	NOUN
easat-1547	165	3	frequency	frequency	NOUN
easat-1547	165	4	(	(	PUNCT
easat-1547	165	5	people	people	NOUN
easat-1547	165	6	)	)	PUNCT
easat-1547	165	7	percentage	percentage	NOUN
easat-1547	165	8	(	(	PUNCT
easat-1547	165	9	%	%	NOUN
easat-1547	165	10	)	)	PUNCT
easat-1547	165	11	income	income	NOUN
easat-1547	165	12	none	none	NOUN
easat-1547	165	13	5	5	NUM
easat-1547	165	14	1.4	1.4	NUM
easat-1547	165	15	under	under	ADP
easat-1547	165	16	1	1	NUM
easat-1547	165	17	million	million	NUM
easat-1547	165	18	70	70	NUM
easat-1547	165	19	19.9	19.9	NUM
easat-1547	165	20	1	1	NUM
easat-1547	165	21	3	3	NUM
easat-1547	165	22	million	million	NUM
easat-1547	165	23	73	73	NUM
easat-1547	165	24	20.8	20.8	NUM
easat-1547	165	25	3	3	NUM
easat-1547	165	26	5	5	NUM
easat-1547	165	27	million	million	NUM
easat-1547	165	28	182	182	NUM
easat-1547	165	29	51.9	51.9	NUM
easat-1547	165	30	5	5	NUM
easat-1547	165	31	15	15	NUM
easat-1547	165	32	million	million	NUM
easat-1547	165	33	17	17	NUM
easat-1547	165	34	4.8	4.8	NUM
easat-1547	165	35	over	over	ADP
easat-1547	165	36	15	15	NUM
easat-1547	165	37	million	million	NUM
easat-1547	165	38	4	4	NUM
easat-1547	165	39	1.1	1.1	NUM
easat-1547	165	40	finances	finance	NOUN
easat-1547	165	41	for	for	ADP
easat-1547	165	42	yourself	yourself	PRON
easat-1547	165	43	and	and	CCONJ
easat-1547	165	44	your	your	PRON
easat-1547	165	45	family	family	NOUN
easat-1547	165	46	are	be	AUX
easat-1547	165	47	secure	secure	ADJ
easat-1547	165	48	100	100	NUM
easat-1547	165	49	28.5	28.5	NUM
easat-1547	165	50	usage	usage	NOUN
easat-1547	165	51	status	status	NOUN
easat-1547	166	1	yes	yes	ADV
easat-1547	166	2	52	52	NUM
easat-1547	166	3	14.8	14.8	NUM
easat-1547	166	4	no	no	DET
easat-1547	166	5	299	299	NUM
easat-1547	166	6	85.2	85.2	NUM
easat-1547	166	7	purchase	purchase	NOUN
easat-1547	166	8	time	time	NOUN
easat-1547	166	9	within	within	ADP
easat-1547	166	10	1	1	NUM
easat-1547	166	11	year	year	NOUN
easat-1547	166	12	19	19	NUM
easat-1547	166	13	36.5	36.5	NUM
easat-1547	166	14	từ	từ	NOUN
easat-1547	166	15	1	1	NUM
easat-1547	166	16	2	2	NUM
easat-1547	166	17	years	year	NOUN
easat-1547	166	18	14	14	NUM
easat-1547	166	19	26.9	26.9	NUM
easat-1547	166	20	từ	từ	NUM
easat-1547	166	21	2	2	NUM
easat-1547	166	22	3	3	NUM
easat-1547	166	23	years	year	NOUN
easat-1547	166	24	10	10	NUM
easat-1547	166	25	19.2	19.2	NUM
easat-1547	166	26	từ	từ	NOUN
easat-1547	166	27	3	3	NUM
easat-1547	166	28	4	4	NUM
easat-1547	166	29	years	year	NOUN
easat-1547	166	30	9	9	NUM
easat-1547	166	31	17.3	17.3	NUM
easat-1547	166	32	reasons	reason	NOUN
easat-1547	166	33	for	for	ADP
easat-1547	166	34	not	not	PART
easat-1547	166	35	pursuing	pursue	VERB
easat-1547	166	36	low	low	ADJ
easat-1547	166	37	income	income	NOUN
easat-1547	166	38	136	136	NUM
easat-1547	166	39	45.5	45.5	NUM
easat-1547	166	40	do	do	AUX
easat-1547	166	41	not	not	PART
easat-1547	166	42	understand	understand	VERB
easat-1547	166	43	well	well	INTJ
easat-1547	166	44	150	150	NUM
easat-1547	166	45	50.2	50.2	NUM
easat-1547	166	46	do	do	AUX
easat-1547	166	47	not	not	PART
easat-1547	166	48	trust	trust	VERB
easat-1547	166	49	144	144	NUM
easat-1547	166	50	48.2	48.2	NUM
easat-1547	166	51	have	have	AUX
easat-1547	166	52	bought	buy	VERB
easat-1547	166	53	other	other	ADJ
easat-1547	166	54	insurance	insurance	NOUN
easat-1547	166	55	products	product	NOUN
easat-1547	166	56	147	147	NUM
easat-1547	166	57	49.2	49.2	NUM
easat-1547	166	58	very	very	ADV
easat-1547	166	59	few	few	ADJ
easat-1547	166	60	risks	risk	NOUN
easat-1547	166	61	in	in	ADP
easat-1547	166	62	life	life	NOUN
easat-1547	166	63	158	158	NUM
easat-1547	166	64	52.8	52.8	NUM
easat-1547	166	65	the	the	DET
easat-1547	166	66	money	money	NOUN
easat-1547	166	67	earned	earn	VERB
easat-1547	166	68	can	can	AUX
easat-1547	166	69	be	be	AUX
easat-1547	166	70	invested	invest	VERB
easat-1547	166	71	in	in	ADP
easat-1547	166	72	other	other	ADJ
easat-1547	166	73	,	,	PUNCT
easat-1547	166	74	more	more	ADV
easat-1547	166	75	profitable	profitable	ADJ
easat-1547	166	76	fields	field	NOUN
easat-1547	166	77	166	166	NUM
easat-1547	166	78	55.5	55.5	NUM
easat-1547	166	79	other	other	ADJ
easat-1547	166	80	150	150	NUM
easat-1547	166	81	50.2	50.2	NUM
easat-1547	166	82	4.2	4.2	NUM
easat-1547	166	83	.	.	PUNCT
easat-1547	167	1	assessing	assess	VERB
easat-1547	167	2	the	the	DET
easat-1547	167	3	reliability	reliability	NOUN
easat-1547	167	4	of	of	ADP
easat-1547	167	5	variables	variable	NOUN
easat-1547	167	6	4.2.1	4.2.1	NUM
easat-1547	167	7	.	.	PUNCT
easat-1547	168	1	cronbach	cronbach	PROPN
easat-1547	168	2	’s	’s	PART
easat-1547	168	3	alpha	alpha	ADJ
easat-1547	168	4	coefficient	coefficient	NOUN
easat-1547	168	5	to	to	PART
easat-1547	168	6	test	test	VERB
easat-1547	168	7	the	the	DET
easat-1547	168	8	reliability	reliability	NOUN
easat-1547	168	9	of	of	ADP
easat-1547	168	10	the	the	DET
easat-1547	168	11	scale	scale	NOUN
easat-1547	168	12	the	the	DET
easat-1547	168	13	results	result	NOUN
easat-1547	168	14	of	of	ADP
easat-1547	168	15	cronbach	cronbach	NOUN
easat-1547	168	16	’s	’s	PART
easat-1547	168	17	alpha	alpha	NOUN
easat-1547	168	18	coefficient	coefficient	NOUN
easat-1547	168	19	show	show	VERB
easat-1547	168	20	that	that	SCONJ
easat-1547	168	21	all	all	DET
easat-1547	168	22	factors	factor	NOUN
easat-1547	168	23	affecting	affect	VERB
easat-1547	168	24	the	the	DET
easat-1547	168	25	decision	decision	NOUN
easat-1547	168	26	to	to	PART
easat-1547	168	27	buy	buy	VERB
easat-1547	168	28	life	life	NOUN
easat-1547	168	29	insurance	insurance	NOUN
easat-1547	168	30	for	for	ADP
easat-1547	168	31	students	student	NOUN
easat-1547	168	32	in	in	ADP
easat-1547	168	33	hanoi	hanoi	NOUN
easat-1547	168	34	are	be	AUX
easat-1547	168	35	shown	show	VERB
easat-1547	168	36	in	in	ADP
easat-1547	168	37	table	table	NOUN
easat-1547	168	38	3	3	NUM
easat-1547	168	39	.	.	PUNCT
easat-1547	168	40	table	table	NOUN
easat-1547	168	41	3	3	NUM
easat-1547	168	42	.	.	PUNCT
easat-1547	168	43	cronbach	cronbach	PROPN
easat-1547	168	44	’s	’s	PART
easat-1547	168	45	alpha	alpha	ADJ
easat-1547	168	46	coefficient	coefficient	NOUN
easat-1547	168	47	of	of	ADP
easat-1547	168	48	measurement	measurement	NOUN
easat-1547	168	49	factors	factor	NOUN
easat-1547	168	50	.	.	PUNCT
easat-1547	169	1	observed	observe	VERB
easat-1547	169	2	variable	variable	ADJ
easat-1547	169	3	total	total	NOUN
easat-1547	169	4	cronbach	cronbach	NOUN
easat-1547	169	5	's	's	PART
easat-1547	169	6	alpha	alpha	NOUN
easat-1547	169	7	if	if	SCONJ
easat-1547	169	8	the	the	DET
easat-1547	169	9	variable	variable	NOUN
easat-1547	169	10	is	be	AUX
easat-1547	169	11	removed	remove	VERB
easat-1547	169	12	1	1	NUM
easat-1547	169	13	.	.	PUNCT
easat-1547	170	1	awareness	awareness	NOUN
easat-1547	170	2	cronbach	cronbach	PROPN
easat-1547	170	3	’s	’s	PART
easat-1547	170	4	alpha	alpha	NOUN
easat-1547	170	5	:	:	PUNCT
easat-1547	170	6	0.773	0.773	NUM
easat-1547	170	7	awa1	awa1	PROPN
easat-1547	170	8	0.550	0.550	NUM
easat-1547	170	9	0.730	0.730	NUM
easat-1547	170	10	awa2	awa2	ADJ
easat-1547	170	11	0.591	0.591	NUM
easat-1547	170	12	0.715	0.715	NUM
easat-1547	170	13	awa3	awa3	PROPN
easat-1547	170	14	0.471	0.471	NUM
easat-1547	170	15	0.755	0.755	NUM
easat-1547	170	16	awa4	awa4	PROPN
easat-1547	170	17	0.580	0.580	NUM
easat-1547	170	18	0.720	0.720	NUM
easat-1547	170	19	awa5	awa5	PROPN
easat-1547	170	20	0.539	0.539	NUM
easat-1547	170	21	0.734	0.734	NUM
easat-1547	170	22	2	2	NUM
easat-1547	170	23	.	.	PUNCT
easat-1547	170	24	motivations	motivation	NOUN
easat-1547	170	25	cronbach	cronbach	PROPN
easat-1547	170	26	’s	’s	PART
easat-1547	170	27	alpha	alpha	NOUN
easat-1547	170	28	:	:	PUNCT
easat-1547	170	29	0.775	0.775	NUM
easat-1547	170	30	mtv1	mtv1	PROPN
easat-1547	170	31	0.549	0.549	NUM
easat-1547	170	32	0.734	0.734	NUM
easat-1547	170	33	mtv2	mtv2	PROPN
easat-1547	170	34	0.578	0.578	NUM
easat-1547	170	35	0.724	0.724	NUM
easat-1547	170	36	mtv3	mtv3	NOUN
easat-1547	170	37	0.577	0.577	NUM
easat-1547	170	38	0.723	0.723	NUM
easat-1547	170	39	mtv4	mtv4	NOUN
easat-1547	170	40	0.598	0.598	NUM
easat-1547	170	41	0.720	0.720	NUM
easat-1547	170	42	mtv5	mtv5	NOUN
easat-1547	170	43	0.456	0.456	NUM
easat-1547	170	44	0.768	0.768	NUM
easat-1547	170	45	3	3	NUM
easat-1547	170	46	.	.	PUNCT
easat-1547	171	1	barriers	barrier	NOUN
easat-1547	171	2	cronbach	cronbach	VERB
easat-1547	171	3	’s	’s	PART
easat-1547	171	4	alpha	alpha	NOUN
easat-1547	171	5	:	:	PUNCT
easat-1547	171	6	0.798	0.798	NUM
easat-1547	171	7	1718	1718	NUM
easat-1547	171	8	edelweiss	edelweiss	PROPN
easat-1547	171	9	applied	apply	VERB
easat-1547	171	10	science	science	NOUN
easat-1547	171	11	and	and	CCONJ
easat-1547	171	12	technology	technology	NOUN
easat-1547	171	13	issn	issn	PROPN
easat-1547	171	14	:	:	PUNCT
easat-1547	171	15	2576	2576	NUM
easat-1547	171	16	-	-	SYM
easat-1547	171	17	8484	8484	NUM
easat-1547	171	18	vol	vol	NOUN
easat-1547	171	19	.	.	PROPN
easat-1547	171	20	8	8	NUM
easat-1547	171	21	,	,	PUNCT
easat-1547	171	22	no	no	INTJ
easat-1547	171	23	.	.	NOUN
easat-1547	171	24	4	4	NUM
easat-1547	171	25	:	:	PUNCT
easat-1547	171	26	1711	1711	NUM
easat-1547	171	27	-	-	SYM
easat-1547	171	28	1726	1726	NUM
easat-1547	171	29	,	,	PUNCT
easat-1547	171	30	2024	2024	NUM
easat-1547	171	31	doi	doi	NOUN
easat-1547	171	32	:	:	PUNCT
easat-1547	171	33	10.55214/25768484.v8i4.1547	10.55214/25768484.v8i4.1547	NUM
easat-1547	171	34	©	©	PROPN
easat-1547	171	35	2024	2024	NUM
easat-1547	171	36	by	by	ADP
easat-1547	171	37	the	the	DET
easat-1547	171	38	authors	author	NOUN
easat-1547	171	39	;	;	PUNCT
easat-1547	171	40	licensee	licensee	PROPN
easat-1547	171	41	learning	learning	NOUN
easat-1547	171	42	gate	gate	NOUN
easat-1547	171	43	observed	observe	VERB
easat-1547	171	44	variable	variable	ADJ
easat-1547	171	45	total	total	NOUN
easat-1547	171	46	cronbach	cronbach	NOUN
easat-1547	171	47	's	's	PART
easat-1547	171	48	alpha	alpha	NOUN
easat-1547	171	49	if	if	SCONJ
easat-1547	171	50	the	the	DET
easat-1547	171	51	variable	variable	NOUN
easat-1547	171	52	is	be	AUX
easat-1547	171	53	removed	remove	VERB
easat-1547	171	54	brr1	brr1	ADV
easat-1547	171	55	0.588	0.588	NUM
easat-1547	171	56	0.759	0.759	NUM
easat-1547	171	57	brr2	brr2	VERB
easat-1547	171	58	0.550	0.550	NUM
easat-1547	171	59	0.769	0.769	NUM
easat-1547	171	60	brr3	brr3	NOUN
easat-1547	171	61	0.559	0.559	NUM
easat-1547	171	62	0.768	0.768	NUM
easat-1547	171	63	brr4	brr4	NOUN
easat-1547	171	64	0.576	0.576	NUM
easat-1547	171	65	0.761	0.761	NUM
easat-1547	171	66	brr5	brr5	NOUN
easat-1547	171	67	0.635	0.635	NUM
easat-1547	171	68	0.742	0.742	NUM
easat-1547	171	69	4	4	NUM
easat-1547	171	70	.	.	PUNCT
easat-1547	171	71	consultant	consultant	NOUN
easat-1547	171	72	cronbach	cronbach	PROPN
easat-1547	171	73	’s	’s	PART
easat-1547	171	74	alpha	alpha	NOUN
easat-1547	171	75	:	:	PUNCT
easat-1547	171	76	0.761	0.761	NUM
easat-1547	171	77	csl1	csl1	NOUN
easat-1547	171	78	0.613	0.613	NUM
easat-1547	171	79	0.690	0.690	NUM
easat-1547	171	80	csl2	csl2	NOUN
easat-1547	171	81	0.497	0.497	NUM
easat-1547	171	82	0.737	0.737	NUM
easat-1547	171	83	csl3	csl3	NOUN
easat-1547	171	84	0.413	0.413	NUM
easat-1547	171	85	0.754	0.754	NUM
easat-1547	171	86	csl4	csl4	NOUN
easat-1547	171	87	0.541	0.541	NUM
easat-1547	171	88	0.713	0.713	NUM
easat-1547	171	89	csl5	csl5	PROPN
easat-1547	171	90	0.607	0.607	NUM
easat-1547	171	91	0.690	0.690	NUM
easat-1547	171	92	5	5	NUM
easat-1547	171	93	.	.	PUNCT
easat-1547	171	94	company	company	NOUN
easat-1547	171	95	brand	brand	NOUN
easat-1547	171	96	(	(	PUNCT
easat-1547	171	97	the	the	DET
easat-1547	171	98	1st	1st	NOUN
easat-1547	171	99	)	)	PUNCT
easat-1547	171	100	cronbach	cronbach	PROPN
easat-1547	171	101	’s	’s	PART
easat-1547	171	102	alpha	alpha	NOUN
easat-1547	171	103	:	:	PUNCT
easat-1547	171	104	0.696	0.696	NUM
easat-1547	171	105	brd1	brd1	NOUN
easat-1547	171	106	0.151	0.151	NUM
easat-1547	171	107	0.753	0.753	NUM
easat-1547	171	108	brd2	brd2	NOUN
easat-1547	171	109	0.536	0.536	NUM
easat-1547	171	110	0.613	0.613	NUM
easat-1547	171	111	brd3	brd3	NOUN
easat-1547	171	112	0.540	0.540	NUM
easat-1547	171	113	0.611	0.611	NUM
easat-1547	171	114	brd4	brd4	NOUN
easat-1547	171	115	0.539	0.539	NUM
easat-1547	171	116	0.606	0.606	NUM
easat-1547	171	117	brd5	brd5	VERB
easat-1547	171	118	0.517	0.517	NUM
easat-1547	171	119	0.617	0.617	NUM
easat-1547	171	120	company	company	NOUN
easat-1547	171	121	brand	brand	NOUN
easat-1547	171	122	(	(	PUNCT
easat-1547	171	123	the	the	DET
easat-1547	171	124	2nd	2nd	NOUN
easat-1547	171	125	)	)	PUNCT
easat-1547	171	126	cronbach	cronbach	PROPN
easat-1547	171	127	’s	’s	PART
easat-1547	171	128	alpha	alpha	NOUN
easat-1547	171	129	:	:	PUNCT
easat-1547	171	130	0.753	0.753	NUM
easat-1547	171	131	brd2	brd2	NOUN
easat-1547	171	132	0.540	0.540	NUM
easat-1547	171	133	0.702	0.702	NUM
easat-1547	171	134	brd3	brd3	NOUN
easat-1547	171	135	0.571	0.571	NUM
easat-1547	171	136	0.687	0.687	NUM
easat-1547	171	137	brd4	brd4	NOUN
easat-1547	171	138	0.572	0.572	NUM
easat-1547	171	139	0.685	0.685	NUM
easat-1547	171	140	brd5	brd5	VERB
easat-1547	171	141	0.527	0.527	NUM
easat-1547	171	142	0.709	0.709	NUM
easat-1547	171	143	6	6	NUM
easat-1547	171	144	.	.	PUNCT
easat-1547	171	145	decision	decision	NOUN
easat-1547	171	146	to	to	PART
easat-1547	171	147	purchase	purchase	VERB
easat-1547	171	148	cronbach	cronbach	NOUN
easat-1547	171	149	’s	’s	PART
easat-1547	171	150	alpha	alpha	NOUN
easat-1547	171	151	:	:	PUNCT
easat-1547	171	152	0.799	0.799	NUM
easat-1547	171	153	dcs1	dcs1	PROPN
easat-1547	171	154	0.631	0.631	NUM
easat-1547	171	155	0.749	0.749	NUM
easat-1547	171	156	dcs2	dcs2	NOUN
easat-1547	171	157	0.547	0.547	NUM
easat-1547	171	158	0.775	0.775	NUM
easat-1547	171	159	dcs3	dcs3	NOUN
easat-1547	171	160	0.674	0.674	NUM
easat-1547	171	161	0.730	0.730	NUM
easat-1547	171	162	dcs4	dcs4	PROPN
easat-1547	171	163	0.582	0.582	NUM
easat-1547	171	164	0.761	0.761	NUM
easat-1547	171	165	dcs5	dcs5	NOUN
easat-1547	171	166	0.492	0.492	NUM
easat-1547	171	167	0.787	0.787	NUM
easat-1547	171	168	the	the	DET
easat-1547	171	169	cronbach	cronbach	NOUN
easat-1547	171	170	's	's	PART
easat-1547	171	171	alpha	alpha	NOUN
easat-1547	171	172	values	value	NOUN
easat-1547	171	173	for	for	ADP
easat-1547	171	174	all	all	DET
easat-1547	171	175	concepts	concept	NOUN
easat-1547	171	176	were	be	AUX
easat-1547	171	177	above	above	ADP
easat-1547	171	178	0.6	0.6	NUM
easat-1547	171	179	,	,	PUNCT
easat-1547	171	180	indicating	indicate	VERB
easat-1547	171	181	that	that	SCONJ
easat-1547	171	182	the	the	DET
easat-1547	171	183	6	6	NUM
easat-1547	171	184	-	-	PUNCT
easat-1547	171	185	concept	concept	NOUN
easat-1547	171	186	scale	scale	NOUN
easat-1547	171	187	was	be	AUX
easat-1547	171	188	stable	stable	ADJ
easat-1547	171	189	but	but	CCONJ
easat-1547	171	190	did	do	AUX
easat-1547	171	191	not	not	PART
easat-1547	171	192	exceed	exceed	VERB
easat-1547	171	193	0.95	0.95	NUM
easat-1547	171	194	,	,	PUNCT
easat-1547	171	195	indicating	indicate	VERB
easat-1547	171	196	no	no	DET
easat-1547	171	197	content	content	NOUN
easat-1547	171	198	overlap	overlap	NOUN
easat-1547	171	199	[	[	X
easat-1547	171	200	34	34	NUM
easat-1547	171	201	]	]	PUNCT
easat-1547	171	202	.	.	PUNCT
easat-1547	172	1	specifically	specifically	ADV
easat-1547	172	2	,	,	PUNCT
easat-1547	172	3	the	the	DET
easat-1547	172	4	initial	initial	ADJ
easat-1547	172	5	cronbach	cronbach	NOUN
easat-1547	172	6	’s	’s	PART
easat-1547	172	7	alpha	alpha	ADJ
easat-1547	172	8	coefficient	coefficient	NOUN
easat-1547	172	9	was	be	AUX
easat-1547	172	10	0.696	0.696	NUM
easat-1547	172	11	for	for	ADP
easat-1547	172	12	the	the	DET
easat-1547	172	13	corporate	corporate	ADJ
easat-1547	172	14	brand	brand	NOUN
easat-1547	172	15	factor	factor	NOUN
easat-1547	172	16	with	with	ADP
easat-1547	172	17	five	five	NUM
easat-1547	172	18	variables	variable	NOUN
easat-1547	172	19	.	.	PUNCT
easat-1547	173	1	however	however	ADV
easat-1547	173	2	,	,	PUNCT
easat-1547	173	3	the	the	DET
easat-1547	173	4	brd1	brd1	NOUN
easat-1547	173	5	variable	variable	NOUN
easat-1547	173	6	had	have	VERB
easat-1547	173	7	a	a	DET
easat-1547	173	8	low	low	ADJ
easat-1547	173	9	item	item	NOUN
easat-1547	173	10	-	-	PUNCT
easat-1547	173	11	total	total	NOUN
easat-1547	173	12	correlation	correlation	NOUN
easat-1547	173	13	coefficient	coefficient	NOUN
easat-1547	173	14	(	(	PUNCT
easat-1547	173	15	0.151	0.151	NUM
easat-1547	173	16	)	)	PUNCT
easat-1547	173	17	,	,	PUNCT
easat-1547	173	18	so	so	CCONJ
easat-1547	173	19	this	this	DET
easat-1547	173	20	variable	variable	NOUN
easat-1547	173	21	was	be	AUX
easat-1547	173	22	removed	remove	VERB
easat-1547	173	23	from	from	ADP
easat-1547	173	24	the	the	DET
easat-1547	173	25	model	model	NOUN
easat-1547	173	26	.	.	PUNCT
easat-1547	174	1	after	after	ADP
easat-1547	174	2	removing	remove	VERB
easat-1547	174	3	brd1	brd1	PROPN
easat-1547	174	4	,	,	PUNCT
easat-1547	174	5	the	the	DET
easat-1547	174	6	cronbach	cronbach	NOUN
easat-1547	174	7	’s	’s	PART
easat-1547	174	8	alpha	alpha	ADJ
easat-1547	174	9	coefficient	coefficient	NOUN
easat-1547	174	10	increased	increase	VERB
easat-1547	174	11	to	to	ADP
easat-1547	174	12	0.753	0.753	NUM
easat-1547	174	13	,	,	PUNCT
easat-1547	174	14	indicating	indicate	VERB
easat-1547	174	15	the	the	DET
easat-1547	174	16	scale	scale	NOUN
easat-1547	174	17	's	's	PART
easat-1547	174	18	high	high	ADJ
easat-1547	174	19	reliability	reliability	NOUN
easat-1547	174	20	.	.	PUNCT
easat-1547	175	1	therefore	therefore	ADV
easat-1547	175	2	,	,	PUNCT
easat-1547	175	3	the	the	DET
easat-1547	175	4	remaining	remain	VERB
easat-1547	175	5	variables	variable	NOUN
easat-1547	175	6	of	of	ADP
easat-1547	175	7	this	this	DET
easat-1547	175	8	scale	scale	NOUN
easat-1547	175	9	were	be	AUX
easat-1547	175	10	retained	retain	VERB
easat-1547	175	11	for	for	ADP
easat-1547	175	12	exploratory	exploratory	ADJ
easat-1547	175	13	factor	factor	NOUN
easat-1547	175	14	analysis	analysis	NOUN
easat-1547	175	15	(	(	PUNCT
easat-1547	175	16	efa	efa	PROPN
easat-1547	175	17	)	)	PUNCT
easat-1547	175	18	.	.	PUNCT
easat-1547	176	1	finally	finally	ADV
easat-1547	176	2	,	,	PUNCT
easat-1547	176	3	29	29	NUM
easat-1547	176	4	observed	observed	ADJ
easat-1547	176	5	variables	variable	NOUN
easat-1547	176	6	,	,	PUNCT
easat-1547	176	7	including	include	VERB
easat-1547	176	8	24	24	NUM
easat-1547	176	9	independent	independent	ADJ
easat-1547	176	10	and	and	CCONJ
easat-1547	176	11	five	five	NUM
easat-1547	176	12	dependent	dependent	ADJ
easat-1547	176	13	variables	variable	NOUN
easat-1547	176	14	,	,	PUNCT
easat-1547	176	15	were	be	AUX
easat-1547	176	16	retained	retain	VERB
easat-1547	176	17	for	for	ADP
easat-1547	176	18	efa	efa	PROPN
easat-1547	176	19	analysis	analysis	NOUN
easat-1547	176	20	.	.	PUNCT
easat-1547	177	1	4.2.2	4.2.2	X
easat-1547	177	2	.	.	PUNCT
easat-1547	177	3	exploratory	exploratory	ADJ
easat-1547	177	4	factor	factor	NOUN
easat-1547	177	5	analysis	analysis	NOUN
easat-1547	177	6	efa	efa	PROPN
easat-1547	177	7	to	to	PART
easat-1547	177	8	evaluate	evaluate	VERB
easat-1547	177	9	the	the	DET
easat-1547	177	10	scale	scale	NOUN
easat-1547	177	11	4.2.2.1	4.2.2.1	NUM
easat-1547	177	12	.	.	PUNCT
easat-1547	178	1	analysis	analysis	NOUN
easat-1547	178	2	of	of	ADP
easat-1547	178	3	influencing	influence	VERB
easat-1547	178	4	factors	factor	NOUN
easat-1547	178	5	the	the	DET
easat-1547	178	6	hypothesis	hypothesis	NOUN
easat-1547	178	7	h0	h0	NOUN
easat-1547	178	8	in	in	ADP
easat-1547	178	9	this	this	DET
easat-1547	178	10	analysis	analysis	NOUN
easat-1547	178	11	assumes	assume	VERB
easat-1547	178	12	no	no	DET
easat-1547	178	13	significant	significant	ADJ
easat-1547	178	14	relationship	relationship	NOUN
easat-1547	178	15	exists	exist	VERB
easat-1547	178	16	between	between	ADP
easat-1547	178	17	the	the	DET
easat-1547	178	18	24	24	NUM
easat-1547	178	19	observed	observed	ADJ
easat-1547	178	20	variables	variable	NOUN
easat-1547	178	21	in	in	ADP
easat-1547	178	22	the	the	DET
easat-1547	178	23	population	population	NOUN
easat-1547	178	24	.	.	PUNCT
easat-1547	179	1	to	to	PART
easat-1547	179	2	test	test	VERB
easat-1547	179	3	this	this	DET
easat-1547	179	4	hypothesis	hypothesis	NOUN
easat-1547	179	5	,	,	PUNCT
easat-1547	179	6	the	the	DET
easat-1547	179	7	kmo	kmo	PROPN
easat-1547	179	8	and	and	CCONJ
easat-1547	179	9	bartlett	bartlett	PROPN
easat-1547	179	10	’s	’s	PART
easat-1547	179	11	tests	test	NOUN
easat-1547	179	12	were	be	AUX
easat-1547	179	13	performed	perform	VERB
easat-1547	179	14	.	.	PUNCT
easat-1547	180	1	the	the	DET
easat-1547	180	2	test	test	NOUN
easat-1547	180	3	results	result	NOUN
easat-1547	180	4	showed	show	VERB
easat-1547	180	5	that	that	SCONJ
easat-1547	180	6	the	the	DET
easat-1547	180	7	kmo	kmo	PROPN
easat-1547	180	8	value	value	NOUN
easat-1547	180	9	was	be	AUX
easat-1547	180	10	0.833	0.833	NUM
easat-1547	180	11	and	and	CCONJ
easat-1547	180	12	the	the	DET
easat-1547	180	13	sig	sig	NOUN
easat-1547	180	14	value	value	NOUN
easat-1547	180	15	was	be	AUX
easat-1547	180	16	0.000	0.000	NUM
easat-1547	180	17	.	.	PUNCT
easat-1547	181	1	these	these	DET
easat-1547	181	2	results	result	NOUN
easat-1547	181	3	showed	show	VERB
easat-1547	181	4	that	that	SCONJ
easat-1547	181	5	the	the	DET
easat-1547	181	6	24	24	NUM
easat-1547	181	7	variables	variable	NOUN
easat-1547	181	8	were	be	AUX
easat-1547	181	9	significantly	significantly	ADV
easat-1547	181	10	correlated	correlate	VERB
easat-1547	181	11	with	with	ADP
easat-1547	181	12	each	each	DET
easat-1547	181	13	other	other	ADJ
easat-1547	181	14	and	and	CCONJ
easat-1547	181	15	were	be	AUX
easat-1547	181	16	suitable	suitable	ADJ
easat-1547	181	17	for	for	ADP
easat-1547	181	18	conducting	conduct	VERB
easat-1547	181	19	exploratory	exploratory	ADJ
easat-1547	181	20	factor	factor	NOUN
easat-1547	181	21	analysis	analysis	NOUN
easat-1547	181	22	table	table	NOUN
easat-1547	181	23	4	4	NUM
easat-1547	181	24	.	.	NOUN
easat-1547	181	25	1719	1719	NUM
easat-1547	181	26	edelweiss	edelweiss	PROPN
easat-1547	181	27	applied	apply	VERB
easat-1547	181	28	science	science	NOUN
easat-1547	181	29	and	and	CCONJ
easat-1547	181	30	technology	technology	NOUN
easat-1547	181	31	issn	issn	PROPN
easat-1547	181	32	:	:	PUNCT
easat-1547	181	33	2576	2576	NUM
easat-1547	181	34	-	-	SYM
easat-1547	181	35	8484	8484	NUM
easat-1547	181	36	vol	vol	NOUN
easat-1547	181	37	.	.	PROPN
easat-1547	182	1	8	8	NUM
easat-1547	182	2	,	,	PUNCT
easat-1547	182	3	no	no	INTJ
easat-1547	182	4	.	.	NOUN
easat-1547	182	5	4	4	NUM
easat-1547	182	6	:	:	PUNCT
easat-1547	182	7	1711	1711	NUM
easat-1547	182	8	-	-	SYM
easat-1547	182	9	1726	1726	NUM
easat-1547	182	10	,	,	PUNCT
easat-1547	182	11	2024	2024	NUM
easat-1547	182	12	doi	doi	NOUN
easat-1547	182	13	:	:	PUNCT
easat-1547	182	14	10.55214/25768484.v8i4.1547	10.55214/25768484.v8i4.1547	NUM
easat-1547	182	15	©	©	PROPN
easat-1547	182	16	2024	2024	NUM
easat-1547	182	17	by	by	ADP
easat-1547	182	18	the	the	DET
easat-1547	182	19	authors	author	NOUN
easat-1547	182	20	;	;	PUNCT
easat-1547	182	21	licensee	licensee	PROPN
easat-1547	182	22	learning	learn	VERB
easat-1547	182	23	gate	gate	NOUN
easat-1547	182	24	table	table	NOUN
easat-1547	182	25	4	4	NUM
easat-1547	182	26	.	.	PUNCT
easat-1547	183	1	efa	efa	PROPN
easat-1547	183	2	analysis	analysis	NOUN
easat-1547	183	3	results	result	NOUN
easat-1547	183	4	.	.	PUNCT
easat-1547	184	1	the	the	DET
easat-1547	184	2	results	result	NOUN
easat-1547	184	3	of	of	ADP
easat-1547	184	4	exploratory	exploratory	ADJ
easat-1547	184	5	factor	factor	NOUN
easat-1547	184	6	analysis	analysis	NOUN
easat-1547	184	7	show	show	VERB
easat-1547	184	8	that	that	SCONJ
easat-1547	184	9	24	24	NUM
easat-1547	184	10	observed	observed	ADJ
easat-1547	184	11	variables	variable	NOUN
easat-1547	184	12	are	be	AUX
easat-1547	184	13	extracted	extract	VERB
easat-1547	184	14	into	into	ADP
easat-1547	184	15	five	five	NUM
easat-1547	184	16	factors	factor	NOUN
easat-1547	184	17	with	with	ADP
easat-1547	184	18	eigenvalue	eigenvalue	PROPN
easat-1547	184	19	=	=	SYM
easat-1547	184	20	1.586	1.586	NUM
easat-1547	184	21	,	,	PUNCT
easat-1547	184	22	explaining	explain	VERB
easat-1547	184	23	55.094	55.094	NUM
easat-1547	184	24	%	%	NOUN
easat-1547	184	25	of	of	ADP
easat-1547	184	26	the	the	DET
easat-1547	184	27	data	data	NOUN
easat-1547	184	28	variation	variation	NOUN
easat-1547	184	29	.	.	PUNCT
easat-1547	185	1	the	the	DET
easat-1547	185	2	varimax	varimax	ADJ
easat-1547	185	3	rotation	rotation	NOUN
easat-1547	185	4	method	method	NOUN
easat-1547	185	5	is	be	AUX
easat-1547	185	6	applied	apply	VERB
easat-1547	185	7	to	to	PART
easat-1547	185	8	minimize	minimize	VERB
easat-1547	185	9	the	the	DET
easat-1547	185	10	number	number	NOUN
easat-1547	185	11	of	of	ADP
easat-1547	185	12	variables	variable	NOUN
easat-1547	185	13	with	with	ADP
easat-1547	185	14	significant	significant	ADJ
easat-1547	185	15	coefficients	coefficient	NOUN
easat-1547	185	16	on	on	ADP
easat-1547	185	17	the	the	DET
easat-1547	185	18	same	same	ADJ
easat-1547	185	19	factor	factor	NOUN
easat-1547	185	20	.	.	PUNCT
easat-1547	186	1	only	only	ADV
easat-1547	186	2	variables	variable	NOUN
easat-1547	186	3	with	with	ADP
easat-1547	186	4	loading	loading	NOUN
easat-1547	186	5	factors	factor	NOUN
easat-1547	186	6	greater	great	ADJ
easat-1547	186	7	than	than	ADP
easat-1547	186	8	0.5	0.5	NUM
easat-1547	186	9	were	be	AUX
easat-1547	186	10	retained	retain	VERB
easat-1547	186	11	.	.	PUNCT
easat-1547	187	1	the	the	DET
easat-1547	187	2	results	result	NOUN
easat-1547	187	3	showed	show	VERB
easat-1547	187	4	that	that	SCONJ
easat-1547	187	5	all	all	DET
easat-1547	187	6	observed	observed	ADJ
easat-1547	187	7	variables	variable	NOUN
easat-1547	187	8	had	have	AUX
easat-1547	187	9	loading	load	VERB
easat-1547	187	10	weights	weight	NOUN
easat-1547	187	11	more	more	ADV
easat-1547	187	12	significant	significant	ADJ
easat-1547	187	13	than	than	ADP
easat-1547	187	14	0.5	0.5	NUM
easat-1547	187	15	,	,	PUNCT
easat-1547	187	16	indicating	indicate	VERB
easat-1547	187	17	a	a	DET
easat-1547	187	18	high	high	ADJ
easat-1547	187	19	correlation	correlation	NOUN
easat-1547	187	20	with	with	ADP
easat-1547	187	21	the	the	DET
easat-1547	187	22	factors	factor	NOUN
easat-1547	187	23	.	.	PUNCT
easat-1547	188	1	4.2.2.2	4.2.2.2	X
easat-1547	188	2	.	.	PUNCT
easat-1547	188	3	purchase	purchase	NOUN
easat-1547	188	4	decision	decision	NOUN
easat-1547	188	5	factor	factor	NOUN
easat-1547	188	6	analysis	analysis	NOUN
easat-1547	188	7	table	table	NOUN
easat-1547	188	8	5	5	NUM
easat-1547	188	9	shows	show	VERB
easat-1547	188	10	that	that	SCONJ
easat-1547	188	11	,	,	PUNCT
easat-1547	188	12	after	after	ADP
easat-1547	188	13	efa	efa	PROPN
easat-1547	188	14	analysis	analysis	NOUN
easat-1547	188	15	for	for	ADP
easat-1547	188	16	five	five	NUM
easat-1547	188	17	observed	observed	ADJ
easat-1547	188	18	variables	variable	NOUN
easat-1547	188	19	of	of	ADP
easat-1547	188	20	the	the	DET
easat-1547	188	21	decision	decision	NOUN
easat-1547	188	22	to	to	PART
easat-1547	188	23	purchase	purchase	VERB
easat-1547	188	24	(	(	PUNCT
easat-1547	188	25	dcs	dcs	PROPN
easat-1547	188	26	)	)	PUNCT
easat-1547	188	27	,	,	PUNCT
easat-1547	188	28	the	the	DET
easat-1547	188	29	following	follow	VERB
easat-1547	188	30	results	result	NOUN
easat-1547	188	31	showed	show	VERB
easat-1547	188	32	that	that	SCONJ
easat-1547	188	33	all	all	DET
easat-1547	188	34	five	five	NUM
easat-1547	188	35	variables	variable	NOUN
easat-1547	188	36	were	be	AUX
easat-1547	188	37	retained	retain	VERB
easat-1547	188	38	:	:	PUNCT
easat-1547	188	39	kmo	kmo	X
easat-1547	188	40	=	=	PUNCT
easat-1547	188	41	0.784	0.784	NUM
easat-1547	188	42	(	(	PUNCT
easat-1547	188	43	>	>	X
easat-1547	188	44	0.5	0.5	NUM
easat-1547	188	45	)	)	PUNCT
easat-1547	188	46	,	,	PUNCT
easat-1547	188	47	sig	sig	NOUN
easat-1547	188	48	bartlett	bartlett	PROPN
easat-1547	188	49	’s	’s	PART
easat-1547	188	50	test	test	NOUN
easat-1547	188	51	=	=	PUNCT
easat-1547	188	52	0.000	0.000	NUM
easat-1547	188	53	(	(	PUNCT
easat-1547	188	54	<	<	X
easat-1547	188	55	0.05	0.05	NUM
easat-1547	188	56	)	)	PUNCT
easat-1547	188	57	,	,	PUNCT
easat-1547	188	58	eigenvalue	eigenvalue	PROPN
easat-1547	188	59	=	=	SYM
easat-1547	188	60	2.799	2.799	NUM
easat-1547	188	61	(	(	PUNCT
easat-1547	188	62	>	>	X
easat-1547	188	63	1	1	NUM
easat-1547	188	64	)	)	PUNCT
easat-1547	188	65	,	,	PUNCT
easat-1547	188	66	and	and	CCONJ
easat-1547	188	67	extracted	extract	VERB
easat-1547	188	68	variance	variance	NOUN
easat-1547	188	69	=	=	NOUN
easat-1547	188	70	55.982	55.982	NUM
easat-1547	188	71	%	%	NOUN
easat-1547	188	72	(	(	PUNCT
easat-1547	188	73	>	>	X
easat-1547	188	74	50	50	NUM
easat-1547	188	75	%	%	NOUN
easat-1547	188	76	)	)	PUNCT
easat-1547	188	77	.	.	PUNCT
easat-1547	189	1	coding	code	VERB
easat-1547	189	2	factor	factor	NOUN
easat-1547	189	3	1	1	NUM
easat-1547	189	4	2	2	NUM
easat-1547	189	5	3	3	NUM
easat-1547	189	6	4	4	NUM
easat-1547	189	7	5	5	NUM
easat-1547	189	8	brr5	brr5	NOUN
easat-1547	189	9	0.758	0.758	NUM
easat-1547	189	10	brr1	brr1	NOUN
easat-1547	189	11	0.740	0.740	NUM
easat-1547	189	12	brr3	brr3	NOUN
easat-1547	189	13	0.714	0.714	NUM
easat-1547	189	14	brr4	brr4	NOUN
easat-1547	189	15	0.706	0.706	NUM
easat-1547	189	16	brr2	brr2	VERB
easat-1547	189	17	0.681	0.681	NUM
easat-1547	189	18	mtv4	mtv4	NOUN
easat-1547	189	19	0.723	0.723	NUM
easat-1547	189	20	mtv1	mtv1	PROPN
easat-1547	189	21	0.721	0.721	NUM
easat-1547	189	22	mtv2	mtv2	PROPN
easat-1547	189	23	0.706	0.706	NUM
easat-1547	189	24	mtv3	mtv3	NOUN
easat-1547	189	25	0.674	0.674	NUM
easat-1547	189	26	mtv5	mtv5	PROPN
easat-1547	189	27	0.653	0.653	NUM
easat-1547	189	28	csl1	csl1	NOUN
easat-1547	189	29	0.784	0.784	NUM
easat-1547	189	30	csl5	csl5	PROPN
easat-1547	189	31	0.727	0.727	NUM
easat-1547	189	32	csl4	csl4	PROPN
easat-1547	189	33	0.709	0.709	PROPN
easat-1547	189	34	csl2	csl2	PROPN
easat-1547	189	35	0.656	0.656	NUM
easat-1547	189	36	csl3	csl3	PROPN
easat-1547	189	37	0.555	0.555	NUM
easat-1547	189	38	awa2	awa2	ADJ
easat-1547	189	39	0.754	0.754	NUM
easat-1547	189	40	awa4	awa4	PROPN
easat-1547	189	41	0.694	0.694	NUM
easat-1547	189	42	awa5	awa5	PROPN
easat-1547	189	43	0.686	0.686	NUM
easat-1547	189	44	awa1	awa1	PROPN
easat-1547	189	45	0.667	0.667	NUM
easat-1547	189	46	awa3	awa3	PROPN
easat-1547	189	47	0.661	0.661	NUM
easat-1547	189	48	brd4	brd4	NOUN
easat-1547	189	49	0.760	0.760	NUM
easat-1547	189	50	brd3	brd3	PROPN
easat-1547	189	51	0.749	0.749	NUM
easat-1547	189	52	brd2	brd2	NOUN
easat-1547	189	53	0.748	0.748	NUM
easat-1547	189	54	brd5	brd5	VERB
easat-1547	189	55	0.674	0.674	NUM
easat-1547	189	56	initial	initial	ADJ
easat-1547	189	57	eigenvalues	eigenvalue	VERB
easat-1547	189	58	5.727	5.727	NUM
easat-1547	189	59	2.100	2.100	NUM
easat-1547	189	60	2.050	2.050	NUM
easat-1547	189	61	1.759	1.759	NUM
easat-1547	189	62	1.586	1.586	NUM
easat-1547	189	63	extracted	extract	VERB
easat-1547	189	64	variance	variance	NOUN
easat-1547	189	65	(	(	PUNCT
easat-1547	189	66	%	%	NOUN
easat-1547	189	67	)	)	PUNCT
easat-1547	189	68	23.864	23.864	NUM
easat-1547	189	69	8.749	8.749	NUM
easat-1547	189	70	8.542	8.542	NUM
easat-1547	189	71	7.331	7.331	NUM
easat-1547	189	72	6.608	6.608	NUM
easat-1547	189	73	total	total	ADJ
easat-1547	189	74	extracted	extract	VERB
easat-1547	189	75	variance	variance	NOUN
easat-1547	189	76	(	(	PUNCT
easat-1547	189	77	%	%	NOUN
easat-1547	189	78	)	)	PUNCT
easat-1547	190	1	55.094	55.094	NUM
easat-1547	190	2	sig	sig	NOUN
easat-1547	190	3	0,000	0,000	NUM
easat-1547	190	4	kmo	kmo	X
easat-1547	190	5	0,833	0,833	NUM
easat-1547	190	6	1720	1720	NUM
easat-1547	190	7	edelweiss	edelweiss	PROPN
easat-1547	190	8	applied	apply	VERB
easat-1547	190	9	science	science	NOUN
easat-1547	190	10	and	and	CCONJ
easat-1547	190	11	technology	technology	NOUN
easat-1547	190	12	issn	issn	PROPN
easat-1547	190	13	:	:	PUNCT
easat-1547	190	14	2576	2576	NUM
easat-1547	190	15	-	-	SYM
easat-1547	190	16	8484	8484	NUM
easat-1547	190	17	vol	vol	NOUN
easat-1547	190	18	.	.	PROPN
easat-1547	190	19	8	8	NUM
easat-1547	190	20	,	,	PUNCT
easat-1547	190	21	no	no	INTJ
easat-1547	190	22	.	.	NOUN
easat-1547	190	23	4	4	NUM
easat-1547	190	24	:	:	PUNCT
easat-1547	190	25	1711	1711	NUM
easat-1547	190	26	-	-	SYM
easat-1547	190	27	1726	1726	NUM
easat-1547	190	28	,	,	PUNCT
easat-1547	190	29	2024	2024	NUM
easat-1547	190	30	doi	doi	NOUN
easat-1547	190	31	:	:	PUNCT
easat-1547	190	32	10.55214/25768484.v8i4.1547	10.55214/25768484.v8i4.1547	NUM
easat-1547	190	33	©	©	PROPN
easat-1547	190	34	2024	2024	NUM
easat-1547	190	35	by	by	ADP
easat-1547	190	36	the	the	DET
easat-1547	190	37	authors	author	NOUN
easat-1547	190	38	;	;	PUNCT
easat-1547	190	39	licensee	licensee	PROPN
easat-1547	190	40	learning	learn	VERB
easat-1547	190	41	gate	gate	NOUN
easat-1547	190	42	table	table	NOUN
easat-1547	190	43	5	5	NUM
easat-1547	190	44	.	.	PUNCT
easat-1547	191	1	efa	efa	PROPN
easat-1547	191	2	analysis	analysis	NOUN
easat-1547	191	3	results	result	NOUN
easat-1547	191	4	.	.	PUNCT
easat-1547	192	1	coding	code	VERB
easat-1547	192	2	factor	factor	NOUN
easat-1547	192	3	1	1	NUM
easat-1547	192	4	dcs3	dcs3	PROPN
easat-1547	192	5	0.818	0.818	NUM
easat-1547	192	6	dcs	dcs	PROPN
easat-1547	192	7	1	1	NUM
easat-1547	192	8	0.786	0.786	NUM
easat-1547	192	9	dcs	dcs	PROPN
easat-1547	192	10	4	4	NUM
easat-1547	192	11	0.749	0.749	NUM
easat-1547	192	12	dcs	dcs	PROPN
easat-1547	192	13	2	2	NUM
easat-1547	192	14	0.713	0.713	NUM
easat-1547	192	15	dcs	dcs	PROPN
easat-1547	192	16	5	5	NUM
easat-1547	192	17	0.665	0.665	NUM
easat-1547	192	18	initial	initial	ADJ
easat-1547	192	19	eigenvalues	eigenvalue	VERB
easat-1547	192	20	2.799	2.799	NUM
easat-1547	192	21	extracted	extract	VERB
easat-1547	192	22	variance	variance	NOUN
easat-1547	192	23	(	(	PUNCT
easat-1547	192	24	%	%	INTJ
easat-1547	192	25	)	)	PUNCT
easat-1547	192	26	55.982	55.982	NUM
easat-1547	192	27	total	total	ADJ
easat-1547	192	28	extracted	extract	VERB
easat-1547	192	29	variance	variance	NOUN
easat-1547	192	30	(	(	PUNCT
easat-1547	192	31	%	%	INTJ
easat-1547	192	32	)	)	PUNCT
easat-1547	192	33	55.982	55.982	NUM
easat-1547	192	34	sig	sig	NOUN
easat-1547	192	35	0.000	0.000	NUM
easat-1547	192	36	kmo	kmo	PROPN
easat-1547	192	37	0.784	0.784	NUM
easat-1547	192	38	4.2.2.3	4.2.2.3	NUM
easat-1547	192	39	.	.	PUNCT
easat-1547	193	1	calibrating	calibrate	VERB
easat-1547	193	2	hypotheses	hypothesis	NOUN
easat-1547	193	3	and	and	CCONJ
easat-1547	193	4	research	research	NOUN
easat-1547	193	5	model	model	NOUN
easat-1547	193	6	after	after	ADP
easat-1547	193	7	testing	test	VERB
easat-1547	193	8	reliability	reliability	NOUN
easat-1547	193	9	with	with	ADP
easat-1547	193	10	cronbach	cronbach	PROPN
easat-1547	193	11	's	's	PART
easat-1547	193	12	alpha	alpha	NOUN
easat-1547	193	13	and	and	CCONJ
easat-1547	193	14	efa	efa	PROPN
easat-1547	193	15	analysis	analysis	NOUN
easat-1547	193	16	,	,	PUNCT
easat-1547	193	17	the	the	DET
easat-1547	193	18	research	research	NOUN
easat-1547	193	19	model	model	NOUN
easat-1547	193	20	includes	include	VERB
easat-1547	193	21	five	five	NUM
easat-1547	193	22	independent	independent	ADJ
easat-1547	193	23	factor	factor	NOUN
easat-1547	193	24	groups	group	NOUN
easat-1547	193	25	with	with	ADP
easat-1547	193	26	24	24	NUM
easat-1547	193	27	observed	observed	ADJ
easat-1547	193	28	variables	variable	NOUN
easat-1547	193	29	and	and	CCONJ
easat-1547	193	30	one	one	NUM
easat-1547	193	31	dependent	dependent	ADJ
easat-1547	193	32	factor	factor	NOUN
easat-1547	193	33	,	,	PUNCT
easat-1547	193	34	purchase	purchase	NOUN
easat-1547	193	35	decision	decision	NOUN
easat-1547	193	36	,	,	PUNCT
easat-1547	193	37	with	with	ADP
easat-1547	193	38	five	five	NUM
easat-1547	193	39	observed	observed	ADJ
easat-1547	193	40	variables	variable	NOUN
easat-1547	193	41	.	.	PUNCT
easat-1547	194	1	the	the	DET
easat-1547	194	2	factor	factor	NOUN
easat-1547	194	3	groups	group	NOUN
easat-1547	194	4	are	be	AUX
easat-1547	194	5	identified	identify	VERB
easat-1547	194	6	as	as	SCONJ
easat-1547	194	7	follows	follow	VERB
easat-1547	194	8	:	:	PUNCT
easat-1547	194	9	awareness	awareness	NOUN
easat-1547	194	10	:	:	PUNCT
easat-1547	194	11	awa1	awa1	PROPN
easat-1547	194	12	–	–	PUNCT
easat-1547	194	13	awa5	awa5	PROPN
easat-1547	194	14	;	;	PUNCT
easat-1547	194	15	motives	motive	NOUN
easat-1547	194	16	:	:	PUNCT
easat-1547	194	17	mtv1	mtv1	PROPN
easat-1547	194	18	–	–	PUNCT
easat-1547	194	19	mtv5	mtv5	PROPN
easat-1547	194	20	;	;	PUNCT
easat-1547	194	21	barriers	barrier	NOUN
easat-1547	194	22	:	:	PUNCT
easat-1547	195	1	brr1	brr1	PROPN
easat-1547	195	2	–	–	PUNCT
easat-1547	195	3	brr5	brr5	NOUN
easat-1547	195	4	;	;	PUNCT
easat-1547	195	5	consultants	consultant	NOUN
easat-1547	195	6	:	:	PUNCT
easat-1547	195	7	csl1	csl1	PROPN
easat-1547	195	8	–	–	PUNCT
easat-1547	195	9	csl5	csl5	PROPN
easat-1547	195	10	;	;	PUNCT
easat-1547	195	11	company	company	NOUN
easat-1547	195	12	brand	brand	NOUN
easat-1547	195	13	:	:	PUNCT
easat-1547	195	14	brd2	brd2	PROPN
easat-1547	195	15	–	–	PUNCT
easat-1547	195	16	brd5	brd5	VERB
easat-1547	195	17	.	.	PUNCT
easat-1547	196	1	the	the	DET
easat-1547	196	2	research	research	NOUN
easat-1547	196	3	hypotheses	hypothesis	NOUN
easat-1547	196	4	are	be	AUX
easat-1547	196	5	:	:	PUNCT
easat-1547	196	6	h1	h1	ADJ
easat-1547	196	7	:	:	PUNCT
easat-1547	196	8	awareness	awareness	NOUN
easat-1547	196	9	of	of	ADP
easat-1547	196	10	the	the	DET
easat-1547	196	11	value	value	NOUN
easat-1547	196	12	of	of	ADP
easat-1547	196	13	life	life	NOUN
easat-1547	196	14	insurance	insurance	NOUN
easat-1547	196	15	positively	positively	ADV
easat-1547	196	16	affects	affect	VERB
easat-1547	196	17	students	student	NOUN
easat-1547	196	18	’	'	PUNCT
easat-1547	196	19	decision	decision	NOUN
easat-1547	196	20	to	to	PART
easat-1547	196	21	purchase	purchase	VERB
easat-1547	196	22	life	life	NOUN
easat-1547	196	23	insurance	insurance	NOUN
easat-1547	196	24	.	.	PUNCT
easat-1547	197	1	h2	h2	NOUN
easat-1547	197	2	:	:	PUNCT
easat-1547	197	3	barriers	barrier	NOUN
easat-1547	197	4	to	to	ADP
easat-1547	197	5	purchasing	purchase	VERB
easat-1547	197	6	life	life	NOUN
easat-1547	197	7	insurance	insurance	NOUN
easat-1547	197	8	negatively	negatively	ADV
easat-1547	197	9	affect	affect	VERB
easat-1547	197	10	students	student	NOUN
easat-1547	197	11	’	'	PUNCT
easat-1547	197	12	decision	decision	NOUN
easat-1547	197	13	to	to	PART
easat-1547	197	14	buy	buy	VERB
easat-1547	197	15	life	life	NOUN
easat-1547	197	16	insurance	insurance	NOUN
easat-1547	197	17	.	.	PUNCT
easat-1547	198	1	h3	h3	NOUN
easat-1547	198	2	:	:	PUNCT
easat-1547	198	3	motives	motive	NOUN
easat-1547	198	4	to	to	PART
easat-1547	198	5	purchase	purchase	VERB
easat-1547	198	6	life	life	NOUN
easat-1547	198	7	insurance	insurance	NOUN
easat-1547	198	8	positively	positively	ADV
easat-1547	198	9	affect	affect	VERB
easat-1547	198	10	students	student	NOUN
easat-1547	198	11	’	'	PUNCT
easat-1547	198	12	decision	decision	NOUN
easat-1547	198	13	to	to	PART
easat-1547	198	14	buy	buy	VERB
easat-1547	198	15	life	life	NOUN
easat-1547	198	16	insurance	insurance	NOUN
easat-1547	198	17	.	.	PUNCT
easat-1547	199	1	h4	h4	NOUN
easat-1547	199	2	:	:	PUNCT
easat-1547	199	3	life	life	NOUN
easat-1547	199	4	insurance	insurance	NOUN
easat-1547	199	5	consultants	consultant	NOUN
easat-1547	199	6	positively	positively	ADV
easat-1547	199	7	affect	affect	VERB
easat-1547	199	8	students	student	NOUN
easat-1547	199	9	’	'	PUNCT
easat-1547	199	10	decision	decision	NOUN
easat-1547	199	11	to	to	PART
easat-1547	199	12	purchase	purchase	VERB
easat-1547	199	13	life	life	NOUN
easat-1547	199	14	insurance	insurance	NOUN
easat-1547	199	15	.	.	PUNCT
easat-1547	200	1	h5	h5	NOUN
easat-1547	200	2	:	:	PUNCT
easat-1547	200	3	life	life	NOUN
easat-1547	200	4	insurance	insurance	NOUN
easat-1547	200	5	company	company	NOUN
easat-1547	200	6	brand	brand	NOUN
easat-1547	200	7	positively	positively	ADV
easat-1547	200	8	affects	affect	VERB
easat-1547	200	9	students	student	NOUN
easat-1547	200	10	’	'	PUNCT
easat-1547	200	11	decision	decision	NOUN
easat-1547	200	12	to	to	PART
easat-1547	200	13	purchase	purchase	VERB
easat-1547	200	14	life	life	NOUN
easat-1547	200	15	insurance	insurance	NOUN
easat-1547	200	16	.	.	PUNCT
easat-1547	201	1	then	then	ADV
easat-1547	201	2	,	,	PUNCT
easat-1547	201	3	proceed	proceed	VERB
easat-1547	201	4	to	to	PART
easat-1547	201	5	code	code	VERB
easat-1547	201	6	and	and	CCONJ
easat-1547	201	7	calculate	calculate	VERB
easat-1547	201	8	the	the	DET
easat-1547	201	9	average	average	ADJ
easat-1547	201	10	representative	representative	NOUN
easat-1547	201	11	variables	variable	NOUN
easat-1547	201	12	for	for	ADP
easat-1547	201	13	the	the	DET
easat-1547	201	14	factors	factor	NOUN
easat-1547	201	15	based	base	VERB
easat-1547	201	16	on	on	ADP
easat-1547	201	17	the	the	DET
easat-1547	201	18	rotated	rotate	VERB
easat-1547	201	19	matrix	matrix	NOUN
easat-1547	201	20	table	table	NOUN
easat-1547	201	21	in	in	ADP
easat-1547	201	22	efa	efa	PROPN
easat-1547	201	23	analysis	analysis	NOUN
easat-1547	201	24	.	.	PUNCT
easat-1547	202	1	these	these	DET
easat-1547	202	2	variables	variable	NOUN
easat-1547	202	3	will	will	AUX
easat-1547	202	4	be	be	AUX
easat-1547	202	5	used	use	VERB
easat-1547	202	6	next	next	ADV
easat-1547	202	7	in	in	ADP
easat-1547	202	8	correlation	correlation	NOUN
easat-1547	202	9	and	and	CCONJ
easat-1547	202	10	regression	regression	NOUN
easat-1547	202	11	analyses	analysis	NOUN
easat-1547	202	12	(	(	PUNCT
easat-1547	202	13	table	table	NOUN
easat-1547	202	14	6	6	NUM
easat-1547	202	15	)	)	PUNCT
easat-1547	202	16	.	.	PUNCT
easat-1547	203	1	table	table	NOUN
easat-1547	203	2	6	6	NUM
easat-1547	203	3	.	.	PUNCT
easat-1547	204	1	coding	code	VERB
easat-1547	204	2	of	of	ADP
easat-1547	204	3	factors	factor	NOUN
easat-1547	204	4	.	.	PUNCT
easat-1547	205	1	no	no	DET
easat-1547	205	2	.	.	PUNCT
easat-1547	205	3	factor	factor	NOUN
easat-1547	205	4	coding	code	VERB
easat-1547	205	5	1	1	NUM
easat-1547	205	6	awareness	awareness	NOUN
easat-1547	205	7	of	of	ADP
easat-1547	205	8	the	the	DET
easat-1547	205	9	value	value	NOUN
easat-1547	205	10	of	of	ADP
easat-1547	205	11	life	life	NOUN
easat-1547	205	12	insurance	insurance	NOUN
easat-1547	205	13	awa	awa	NOUN
easat-1547	205	14	2	2	NUM
easat-1547	205	15	motivations	motivation	NOUN
easat-1547	205	16	to	to	PART
easat-1547	205	17	purchase	purchase	VERB
easat-1547	205	18	life	life	NOUN
easat-1547	205	19	insurance	insurance	NOUN
easat-1547	205	20	mtv	mtv	PROPN
easat-1547	205	21	3	3	NUM
easat-1547	205	22	barriers	barrier	NOUN
easat-1547	205	23	to	to	ADP
easat-1547	205	24	buying	buy	VERB
easat-1547	205	25	life	life	NOUN
easat-1547	205	26	insurance	insurance	NOUN
easat-1547	205	27	brr	brr	NOUN
easat-1547	205	28	4	4	NUM
easat-1547	205	29	life	life	NOUN
easat-1547	205	30	insurance	insurance	NOUN
easat-1547	205	31	consultants	consultant	NOUN
easat-1547	205	32	csl	csl	NOUN
easat-1547	205	33	5	5	NUM
easat-1547	205	34	life	life	NOUN
easat-1547	205	35	insurance	insurance	NOUN
easat-1547	205	36	company	company	NOUN
easat-1547	205	37	brand	brand	NOUN
easat-1547	205	38	brd	brd	PROPN
easat-1547	205	39	6	6	NUM
easat-1547	205	40	decision	decision	NOUN
easat-1547	205	41	to	to	PART
easat-1547	205	42	buy	buy	VERB
easat-1547	205	43	life	life	NOUN
easat-1547	205	44	insurance	insurance	NOUN
easat-1547	205	45	dcs	dcs	PROPN
easat-1547	205	46	4.3	4.3	NUM
easat-1547	205	47	.	.	PUNCT
easat-1547	206	1	correlation	correlation	NOUN
easat-1547	206	2	analysis	analysis	NOUN
easat-1547	206	3	when	when	SCONJ
easat-1547	206	4	performing	perform	VERB
easat-1547	206	5	linear	linear	PROPN
easat-1547	206	6	regression	regression	NOUN
easat-1547	206	7	analysis	analysis	NOUN
easat-1547	206	8	,	,	PUNCT
easat-1547	206	9	the	the	DET
easat-1547	206	10	first	first	ADJ
easat-1547	206	11	step	step	NOUN
easat-1547	206	12	is	be	AUX
easat-1547	206	13	to	to	PART
easat-1547	206	14	check	check	VERB
easat-1547	206	15	the	the	DET
easat-1547	206	16	correlation	correlation	NOUN
easat-1547	206	17	between	between	ADP
easat-1547	206	18	the	the	DET
easat-1547	206	19	dependent	dependent	ADJ
easat-1547	206	20	variable	variable	NOUN
easat-1547	206	21	and	and	CCONJ
easat-1547	206	22	the	the	DET
easat-1547	206	23	independent	independent	ADJ
easat-1547	206	24	variables	variable	NOUN
easat-1547	206	25	and	and	CCONJ
easat-1547	206	26	between	between	ADP
easat-1547	206	27	the	the	DET
easat-1547	206	28	independent	independent	ADJ
easat-1547	206	29	variables	variable	NOUN
easat-1547	206	30	with	with	ADP
easat-1547	206	31	each	each	DET
easat-1547	206	32	other	other	ADJ
easat-1547	206	33	.	.	PUNCT
easat-1547	207	1	if	if	SCONJ
easat-1547	207	2	a	a	DET
easat-1547	207	3	high	high	ADJ
easat-1547	207	4	correlation	correlation	NOUN
easat-1547	207	5	is	be	AUX
easat-1547	207	6	found	find	VERB
easat-1547	207	7	between	between	ADP
easat-1547	207	8	the	the	DET
easat-1547	207	9	dependent	dependent	ADJ
easat-1547	207	10	variable	variable	NOUN
easat-1547	207	11	and	and	CCONJ
easat-1547	207	12	the	the	DET
easat-1547	207	13	independent	independent	ADJ
easat-1547	207	14	variables	variable	NOUN
easat-1547	207	15	,	,	PUNCT
easat-1547	207	16	this	this	PRON
easat-1547	207	17	indicates	indicate	VERB
easat-1547	207	18	a	a	DET
easat-1547	207	19	significant	significant	ADJ
easat-1547	207	20	relationship	relationship	NOUN
easat-1547	207	21	and	and	CCONJ
easat-1547	207	22	regression	regression	VERB
easat-1547	207	23	analysis	analysis	NOUN
easat-1547	207	24	may	may	AUX
easat-1547	207	25	be	be	AUX
easat-1547	207	26	appropriate	appropriate	ADJ
easat-1547	207	27	.	.	PUNCT
easat-1547	208	1	conversely	conversely	ADV
easat-1547	208	2	,	,	PUNCT
easat-1547	208	3	if	if	SCONJ
easat-1547	208	4	the	the	DET
easat-1547	208	5	independent	independent	ADJ
easat-1547	208	6	variables	variable	NOUN
easat-1547	208	7	have	have	VERB
easat-1547	208	8	a	a	DET
easat-1547	208	9	high	high	ADJ
easat-1547	208	10	correlation	correlation	NOUN
easat-1547	208	11	,	,	PUNCT
easat-1547	208	12	this	this	PRON
easat-1547	208	13	may	may	AUX
easat-1547	208	14	lead	lead	VERB
easat-1547	208	15	to	to	ADP
easat-1547	208	16	multicollinearity	multicollinearity	NOUN
easat-1547	208	17	.	.	PUNCT
easat-1547	209	1	in	in	ADP
easat-1547	209	2	theory	theory	NOUN
easat-1547	209	3	,	,	PUNCT
easat-1547	209	4	the	the	DET
easat-1547	209	5	correlation	correlation	NOUN
easat-1547	209	6	coefficient	coefficient	NOUN
easat-1547	209	7	is	be	AUX
easat-1547	209	8	significant	significant	ADJ
easat-1547	209	9	when	when	SCONJ
easat-1547	209	10	the	the	DET
easat-1547	209	11	sig	sig	NOUN
easat-1547	209	12	value	value	NOUN
easat-1547	209	13	≤	≤	NOUN
easat-1547	209	14	0.05	0.05	NUM
easat-1547	209	15	,	,	PUNCT
easat-1547	209	16	with	with	ADP
easat-1547	209	17	sig	sig	PRON
easat-1547	209	18	<	<	X
easat-1547	209	19	0.05	0.05	NUM
easat-1547	209	20	marked	mark	VERB
easat-1547	209	21	with	with	ADP
easat-1547	209	22	(	(	PUNCT
easat-1547	209	23	*	*	PUNCT
easat-1547	209	24	)	)	PUNCT
easat-1547	209	25	and	and	CCONJ
easat-1547	209	26	sig	sig	PRON
easat-1547	209	27	1721	1721	NUM
easat-1547	209	28	edelweiss	edelweiss	PROPN
easat-1547	209	29	applied	apply	VERB
easat-1547	209	30	science	science	NOUN
easat-1547	209	31	and	and	CCONJ
easat-1547	209	32	technology	technology	NOUN
easat-1547	209	33	issn	issn	PROPN
easat-1547	209	34	:	:	PUNCT
easat-1547	209	35	2576	2576	NUM
easat-1547	209	36	-	-	SYM
easat-1547	209	37	8484	8484	NUM
easat-1547	209	38	vol	vol	NOUN
easat-1547	209	39	.	.	PROPN
easat-1547	209	40	8	8	NUM
easat-1547	209	41	,	,	PUNCT
easat-1547	209	42	no	no	INTJ
easat-1547	209	43	.	.	NOUN
easat-1547	209	44	4	4	NUM
easat-1547	209	45	:	:	PUNCT
easat-1547	209	46	1711	1711	NUM
easat-1547	209	47	-	-	SYM
easat-1547	209	48	1726	1726	NUM
easat-1547	209	49	,	,	PUNCT
easat-1547	209	50	2024	2024	NUM
easat-1547	209	51	doi	doi	NOUN
easat-1547	209	52	:	:	PUNCT
easat-1547	209	53	10.55214/25768484.v8i4.1547	10.55214/25768484.v8i4.1547	NUM
easat-1547	209	54	©	©	PROPN
easat-1547	209	55	2024	2024	NUM
easat-1547	209	56	by	by	ADP
easat-1547	209	57	the	the	DET
easat-1547	209	58	authors	author	NOUN
easat-1547	209	59	;	;	PUNCT
easat-1547	210	1	licensee	licensee	PROPN
easat-1547	210	2	learning	learning	NOUN
easat-1547	210	3	gate	gate	NOUN
easat-1547	210	4	<	<	X
easat-1547	210	5	0.01	0.01	NUM
easat-1547	210	6	marked	mark	VERB
easat-1547	210	7	with	with	ADP
easat-1547	210	8	(	(	PUNCT
easat-1547	210	9	*	*	NOUN
easat-1547	210	10	*	*	NOUN
easat-1547	210	11	)	)	PUNCT
easat-1547	210	12	.	.	PUNCT
easat-1547	211	1	the	the	DET
easat-1547	211	2	results	result	NOUN
easat-1547	211	3	of	of	ADP
easat-1547	211	4	the	the	DET
easat-1547	211	5	correlation	correlation	NOUN
easat-1547	211	6	analysis	analysis	NOUN
easat-1547	211	7	show	show	VERB
easat-1547	211	8	that	that	SCONJ
easat-1547	211	9	the	the	DET
easat-1547	211	10	sig	sig	NOUN
easat-1547	211	11	values	value	NOUN
easat-1547	211	12	are	be	AUX
easat-1547	211	13	all	all	ADV
easat-1547	211	14	less	less	ADJ
easat-1547	211	15	than	than	ADP
easat-1547	211	16	0.05	0.05	NUM
easat-1547	211	17	,	,	PUNCT
easat-1547	211	18	rejecting	reject	VERB
easat-1547	211	19	the	the	DET
easat-1547	211	20	hypothesis	hypothesis	NOUN
easat-1547	211	21	h0	h0	NOUN
easat-1547	211	22	and	and	CCONJ
easat-1547	211	23	accepting	accept	VERB
easat-1547	211	24	h1	h1	NOUN
easat-1547	211	25	,	,	PUNCT
easat-1547	211	26	proving	prove	VERB
easat-1547	211	27	that	that	SCONJ
easat-1547	211	28	the	the	DET
easat-1547	211	29	independent	independent	ADJ
easat-1547	211	30	variables	variable	NOUN
easat-1547	211	31	correlate	correlate	VERB
easat-1547	211	32	with	with	ADP
easat-1547	211	33	the	the	DET
easat-1547	211	34	dependent	dependent	ADJ
easat-1547	211	35	variable	variable	NOUN
easat-1547	211	36	and	and	CCONJ
easat-1547	211	37	are	be	AUX
easat-1547	211	38	statistically	statistically	ADV
easat-1547	211	39	significant	significant	ADJ
easat-1547	211	40	(	(	PUNCT
easat-1547	211	41	table	table	NOUN
easat-1547	211	42	7	7	NUM
easat-1547	211	43	)	)	PUNCT
easat-1547	211	44	.	.	PUNCT
easat-1547	212	1	table	table	NOUN
easat-1547	212	2	7	7	NUM
easat-1547	212	3	.	.	PUNCT
easat-1547	213	1	correlation	correlation	NOUN
easat-1547	213	2	analysis	analysis	NOUN
easat-1547	213	3	results	result	NOUN
easat-1547	213	4	.	.	PUNCT
easat-1547	214	1	decision	decision	NOUN
easat-1547	214	2	to	to	PART
easat-1547	214	3	purchase	purchase	VERB
easat-1547	214	4	awareness	awareness	NOUN
easat-1547	214	5	motivations	motivation	NOUN
easat-1547	214	6	barriers	barrier	NOUN
easat-1547	214	7	consultant	consultant	NOUN
easat-1547	214	8	brand	brand	NOUN
easat-1547	214	9	of	of	ADP
easat-1547	214	10	company	company	NOUN
easat-1547	214	11	decision	decision	NOUN
easat-1547	214	12	to	to	PART
easat-1547	214	13	purchase	purchase	VERB
easat-1547	214	14	pearson	pearson	NOUN
easat-1547	214	15	correlation	correlation	NOUN
easat-1547	214	16	coefficient	coefficient	NOUN
easat-1547	214	17	1	1	NUM
easat-1547	214	18	0.550	0.550	NUM
easat-1547	214	19	*	*	PUNCT
easat-1547	214	20	*	*	PUNCT
easat-1547	214	21	0.509	0.509	NUM
easat-1547	214	22	*	*	NOUN
easat-1547	214	23	*	*	NOUN
easat-1547	214	24	-0.508	-0.508	PROPN
easat-1547	214	25	*	*	PUNCT
easat-1547	214	26	*	*	NOUN
easat-1547	214	27	0.484	0.484	NUM
easat-1547	214	28	*	*	PUNCT
easat-1547	214	29	*	*	NOUN
easat-1547	214	30	0.483	0.483	NUM
easat-1547	214	31	*	*	PUNCT
easat-1547	214	32	*	*	PUNCT
easat-1547	214	33	sig	sig	PRON
easat-1547	214	34	value	value	NOUN
easat-1547	214	35	0.000	0.000	NUM
easat-1547	214	36	0.000	0.000	NUM
easat-1547	215	1	0.000	0.000	NUM
easat-1547	215	2	0.000	0.000	NUM
easat-1547	215	3	0.000	0.000	NUM
easat-1547	215	4	number	number	NOUN
easat-1547	215	5	of	of	ADP
easat-1547	215	6	observations	observation	NOUN
easat-1547	215	7	351	351	NUM
easat-1547	215	8	351	351	NUM
easat-1547	215	9	351	351	NUM
easat-1547	215	10	351	351	NUM
easat-1547	215	11	351	351	NUM
easat-1547	215	12	351	351	NUM
easat-1547	215	13	awareness	awareness	NOUN
easat-1547	215	14	pearson	pearson	NOUN
easat-1547	215	15	correlation	correlation	NOUN
easat-1547	215	16	coefficient	coefficient	NOUN
easat-1547	215	17	0.550	0.550	PRON
easat-1547	215	18	*	*	NOUN
easat-1547	215	19	*	*	PUNCT
easat-1547	215	20	1	1	NUM
easat-1547	215	21	0.301	0.301	NUM
easat-1547	215	22	*	*	PUNCT
easat-1547	215	23	*	*	PUNCT
easat-1547	215	24	-0.318	-0.318	PUNCT
easat-1547	215	25	*	*	PUNCT
easat-1547	215	26	*	*	PUNCT
easat-1547	215	27	0.323	0.323	NUM
easat-1547	215	28	*	*	PUNCT
easat-1547	215	29	*	*	PUNCT
easat-1547	215	30	0.330	0.330	NUM
easat-1547	215	31	*	*	PUNCT
easat-1547	215	32	*	*	PUNCT
easat-1547	215	33	sig	sig	PRON
easat-1547	215	34	value	value	NOUN
easat-1547	215	35	0.000	0.000	NUM
easat-1547	215	36	0.000	0.000	NUM
easat-1547	216	1	0.000	0.000	NUM
easat-1547	216	2	0.000	0.000	NUM
easat-1547	216	3	0.000	0.000	NUM
easat-1547	216	4	number	number	NOUN
easat-1547	216	5	of	of	ADP
easat-1547	216	6	observations	observation	NOUN
easat-1547	216	7	351	351	NUM
easat-1547	216	8	351	351	NUM
easat-1547	216	9	351	351	NUM
easat-1547	216	10	351	351	NUM
easat-1547	216	11	351	351	NUM
easat-1547	216	12	351	351	NUM
easat-1547	216	13	motivations	motivation	NOUN
easat-1547	216	14	pearson	pearson	NOUN
easat-1547	216	15	correlation	correlation	NOUN
easat-1547	216	16	coefficient	coefficient	VERB
easat-1547	216	17	0.509	0.509	NOUN
easat-1547	216	18	*	*	X
easat-1547	216	19	*	*	PUNCT
easat-1547	216	20	0.301	0.301	NUM
easat-1547	216	21	*	*	PUNCT
easat-1547	216	22	*	*	SYM
easat-1547	216	23	1	1	NUM
easat-1547	216	24	-0.287	-0.287	NOUN
easat-1547	216	25	*	*	NOUN
easat-1547	216	26	*	*	NOUN
easat-1547	216	27	0.373	0.373	NUM
easat-1547	216	28	*	*	PUNCT
easat-1547	216	29	*	*	X
easat-1547	216	30	0.277	0.277	NUM
easat-1547	216	31	*	*	PUNCT
easat-1547	216	32	*	*	PUNCT
easat-1547	216	33	sig	sig	PRON
easat-1547	216	34	value	value	NOUN
easat-1547	216	35	0.000	0.000	NUM
easat-1547	216	36	0.000	0.000	NUM
easat-1547	217	1	0.000	0.000	NUM
easat-1547	217	2	0.000	0.000	NUM
easat-1547	217	3	0.000	0.000	NUM
easat-1547	217	4	number	number	NOUN
easat-1547	217	5	of	of	ADP
easat-1547	217	6	observations	observation	NOUN
easat-1547	217	7	351	351	NUM
easat-1547	217	8	351	351	NUM
easat-1547	217	9	351	351	NUM
easat-1547	217	10	351	351	NUM
easat-1547	217	11	351	351	NUM
easat-1547	217	12	351	351	NUM
easat-1547	217	13	barriers	barrier	NOUN
easat-1547	217	14	pearson	pearson	NOUN
easat-1547	217	15	correlation	correlation	NOUN
easat-1547	217	16	coefficient	coefficient	NOUN
easat-1547	217	17	-0.508	-0.508	PUNCT
easat-1547	217	18	*	*	NOUN
easat-1547	217	19	*	*	PUNCT
easat-1547	217	20	-0.318	-0.318	PUNCT
easat-1547	217	21	*	*	PUNCT
easat-1547	217	22	*	*	PUNCT
easat-1547	217	23	-0.287	-0.287	PUNCT
easat-1547	217	24	*	*	PUNCT
easat-1547	217	25	*	*	SYM
easat-1547	217	26	1	1	NUM
easat-1547	217	27	-0.288	-0.288	NOUN
easat-1547	217	28	*	*	PUNCT
easat-1547	217	29	*	*	PUNCT
easat-1547	217	30	-0.219	-0.219	PROPN
easat-1547	217	31	*	*	PUNCT
easat-1547	217	32	*	*	NOUN
easat-1547	217	33	sig	sig	PRON
easat-1547	217	34	value	value	NOUN
easat-1547	217	35	0.000	0.000	NUM
easat-1547	217	36	0.000	0.000	NUM
easat-1547	217	37	0.000	0.000	NUM
easat-1547	217	38	0.000	0.000	NUM
easat-1547	217	39	0.000	0.000	NUM
easat-1547	217	40	number	number	NOUN
easat-1547	217	41	of	of	ADP
easat-1547	217	42	observations	observation	NOUN
easat-1547	217	43	351	351	NUM
easat-1547	217	44	351	351	NUM
easat-1547	217	45	351	351	NUM
easat-1547	217	46	351	351	NUM
easat-1547	217	47	351	351	NUM
easat-1547	217	48	351	351	NUM
easat-1547	217	49	consultant	consultant	NOUN
easat-1547	217	50	pearson	pearson	NOUN
easat-1547	217	51	correlation	correlation	NOUN
easat-1547	217	52	coefficient	coefficient	NOUN
easat-1547	217	53	0.484	0.484	NUM
easat-1547	217	54	*	*	SYM
easat-1547	217	55	*	*	PUNCT
easat-1547	217	56	0.323	0.323	NUM
easat-1547	217	57	*	*	X
easat-1547	217	58	*	*	NOUN
easat-1547	217	59	0.373	0.373	NUM
easat-1547	217	60	*	*	PUNCT
easat-1547	217	61	*	*	PUNCT
easat-1547	217	62	-0.288	-0.288	PUNCT
easat-1547	217	63	*	*	PUNCT
easat-1547	217	64	*	*	PUNCT
easat-1547	217	65	1	1	NUM
easat-1547	217	66	0.236	0.236	NUM
easat-1547	217	67	*	*	PUNCT
easat-1547	217	68	*	*	PUNCT
easat-1547	217	69	sig	sig	PRON
easat-1547	217	70	value	value	NOUN
easat-1547	217	71	0.000	0.000	NUM
easat-1547	217	72	0.000	0.000	NUM
easat-1547	217	73	0.000	0.000	NUM
easat-1547	217	74	0.000	0.000	NUM
easat-1547	217	75	0.000	0.000	NUM
easat-1547	217	76	number	number	NOUN
easat-1547	217	77	of	of	ADP
easat-1547	217	78	observations	observation	NOUN
easat-1547	217	79	351	351	NUM
easat-1547	217	80	351	351	NUM
easat-1547	217	81	351	351	NUM
easat-1547	217	82	351	351	NUM
easat-1547	217	83	351	351	NUM
easat-1547	217	84	351	351	NUM
easat-1547	217	85	brand	brand	NOUN
easat-1547	217	86	of	of	ADP
easat-1547	217	87	company	company	NOUN
easat-1547	217	88	pearson	pearson	NOUN
easat-1547	217	89	correlation	correlation	NOUN
easat-1547	217	90	coefficient	coefficient	VERB
easat-1547	217	91	0.483	0.483	NUM
easat-1547	217	92	*	*	SYM
easat-1547	217	93	*	*	PUNCT
easat-1547	217	94	0.330	0.330	NUM
easat-1547	217	95	*	*	X
easat-1547	217	96	*	*	X
easat-1547	217	97	0.277	0.277	NUM
easat-1547	217	98	*	*	PUNCT
easat-1547	217	99	*	*	PUNCT
easat-1547	217	100	-0.219	-0.219	PROPN
easat-1547	217	101	*	*	PUNCT
easat-1547	217	102	*	*	PUNCT
easat-1547	217	103	0.236	0.236	NUM
easat-1547	217	104	*	*	PUNCT
easat-1547	217	105	*	*	SYM
easat-1547	217	106	1	1	NUM
easat-1547	217	107	sig	sig	NOUN
easat-1547	217	108	value	value	NOUN
easat-1547	217	109	0.000	0.000	NUM
easat-1547	217	110	0.000	0.000	NUM
easat-1547	217	111	0.000	0.000	NUM
easat-1547	217	112	0.000	0.000	NUM
easat-1547	217	113	0.000	0.000	NUM
easat-1547	217	114	number	number	NOUN
easat-1547	217	115	of	of	ADP
easat-1547	217	116	observations	observation	NOUN
easat-1547	217	117	351	351	NUM
easat-1547	217	118	351	351	NUM
easat-1547	217	119	351	351	NUM
easat-1547	217	120	351	351	NUM
easat-1547	217	121	351	351	NUM
easat-1547	217	122	351	351	NUM
easat-1547	217	123	the	the	DET
easat-1547	217	124	results	result	NOUN
easat-1547	217	125	of	of	ADP
easat-1547	217	126	the	the	DET
easat-1547	217	127	correlation	correlation	NOUN
easat-1547	217	128	analysis	analysis	NOUN
easat-1547	217	129	show	show	VERB
easat-1547	217	130	that	that	SCONJ
easat-1547	217	131	,	,	PUNCT
easat-1547	217	132	with	with	ADP
easat-1547	217	133	the	the	DET
easat-1547	217	134	sig	sig	NOUN
easat-1547	217	135	value	value	NOUN
easat-1547	217	136	=	=	PUNCT
easat-1547	217	137	0.000	0.000	NUM
easat-1547	217	138	<	<	X
easat-1547	217	139	0.05	0.05	NUM
easat-1547	217	140	,	,	PUNCT
easat-1547	217	141	there	there	PRON
easat-1547	217	142	is	be	VERB
easat-1547	217	143	a	a	DET
easat-1547	217	144	strong	strong	ADJ
easat-1547	217	145	correlation	correlation	NOUN
easat-1547	217	146	between	between	ADP
easat-1547	217	147	the	the	DET
easat-1547	217	148	independent	independent	ADJ
easat-1547	217	149	variables	variable	NOUN
easat-1547	217	150	(	(	PUNCT
easat-1547	217	151	value	value	NOUN
easat-1547	217	152	perception	perception	NOUN
easat-1547	217	153	,	,	PUNCT
easat-1547	217	154	purchase	purchase	NOUN
easat-1547	217	155	motivation	motivation	NOUN
easat-1547	217	156	,	,	PUNCT
easat-1547	217	157	purchase	purchase	NOUN
easat-1547	217	158	barrier	barrier	NOUN
easat-1547	217	159	,	,	PUNCT
easat-1547	217	160	consultant	consultant	NOUN
easat-1547	217	161	,	,	PUNCT
easat-1547	217	162	company	company	NOUN
easat-1547	217	163	brand	brand	NOUN
easat-1547	217	164	)	)	PUNCT
easat-1547	217	165	and	and	CCONJ
easat-1547	217	166	the	the	DET
easat-1547	217	167	dependent	dependent	ADJ
easat-1547	217	168	variable	variable	NOUN
easat-1547	217	169	(	(	PUNCT
easat-1547	217	170	purchase	purchase	NOUN
easat-1547	217	171	decision	decision	NOUN
easat-1547	217	172	)	)	PUNCT
easat-1547	217	173	,	,	PUNCT
easat-1547	217	174	with	with	ADP
easat-1547	217	175	correlation	correlation	NOUN
easat-1547	217	176	coefficients	coefficient	NOUN
easat-1547	217	177	ranging	range	VERB
easat-1547	217	178	from	from	ADP
easat-1547	217	179	0.483	0.483	NUM
easat-1547	217	180	to	to	ADP
easat-1547	217	181	0.550	0.550	NUM
easat-1547	217	182	.	.	PUNCT
easat-1547	218	1	the	the	DET
easat-1547	218	2	most	most	ADV
easat-1547	218	3	vital	vital	ADJ
easat-1547	218	4	relationship	relationship	NOUN
easat-1547	218	5	is	be	AUX
easat-1547	218	6	between	between	ADP
easat-1547	218	7	value	value	NOUN
easat-1547	218	8	perception	perception	NOUN
easat-1547	218	9	and	and	CCONJ
easat-1547	218	10	purchase	purchase	NOUN
easat-1547	218	11	decision	decision	NOUN
easat-1547	218	12	(	(	PUNCT
easat-1547	218	13	r	r	NOUN
easat-1547	218	14	=	=	NOUN
easat-1547	218	15	0.550	0.550	NUM
easat-1547	218	16	)	)	PUNCT
easat-1547	218	17	,	,	PUNCT
easat-1547	218	18	while	while	SCONJ
easat-1547	218	19	the	the	DET
easat-1547	218	20	weakest	weak	ADJ
easat-1547	218	21	is	be	AUX
easat-1547	218	22	between	between	ADP
easat-1547	218	23	company	company	NOUN
easat-1547	218	24	brand	brand	NOUN
easat-1547	218	25	and	and	CCONJ
easat-1547	218	26	purchase	purchase	NOUN
easat-1547	218	27	decision	decision	NOUN
easat-1547	218	28	(	(	PUNCT
easat-1547	218	29	r	r	NOUN
easat-1547	218	30	=	=	NOUN
easat-1547	218	31	0.483	0.483	NUM
easat-1547	218	32	)	)	PUNCT
easat-1547	218	33	.	.	PUNCT
easat-1547	219	1	these	these	DET
easat-1547	219	2	results	result	NOUN
easat-1547	219	3	show	show	VERB
easat-1547	219	4	that	that	SCONJ
easat-1547	219	5	the	the	DET
easat-1547	219	6	independent	independent	ADJ
easat-1547	219	7	variables	variable	NOUN
easat-1547	219	8	are	be	AUX
easat-1547	219	9	correlated	correlate	VERB
easat-1547	219	10	with	with	ADP
easat-1547	219	11	the	the	DET
easat-1547	219	12	dependent	dependent	ADJ
easat-1547	219	13	variable	variable	NOUN
easat-1547	219	14	,	,	PUNCT
easat-1547	219	15	so	so	SCONJ
easat-1547	219	16	they	they	PRON
easat-1547	219	17	are	be	AUX
easat-1547	219	18	included	include	VERB
easat-1547	219	19	in	in	ADP
easat-1547	219	20	the	the	DET
easat-1547	219	21	regression	regression	NOUN
easat-1547	219	22	analysis	analysis	NOUN
easat-1547	219	23	.	.	PUNCT
easat-1547	220	1	1722	1722	NUM
easat-1547	220	2	edelweiss	edelweiss	PROPN
easat-1547	220	3	applied	apply	VERB
easat-1547	220	4	science	science	NOUN
easat-1547	220	5	and	and	CCONJ
easat-1547	220	6	technology	technology	NOUN
easat-1547	220	7	issn	issn	PROPN
easat-1547	220	8	:	:	PUNCT
easat-1547	220	9	2576	2576	NUM
easat-1547	220	10	-	-	SYM
easat-1547	220	11	8484	8484	NUM
easat-1547	220	12	vol	vol	NOUN
easat-1547	220	13	.	.	PROPN
easat-1547	220	14	8	8	NUM
easat-1547	220	15	,	,	PUNCT
easat-1547	220	16	no	no	INTJ
easat-1547	220	17	.	.	NOUN
easat-1547	220	18	4	4	NUM
easat-1547	220	19	:	:	PUNCT
easat-1547	220	20	1711	1711	NUM
easat-1547	220	21	-	-	SYM
easat-1547	220	22	1726	1726	NUM
easat-1547	220	23	,	,	PUNCT
easat-1547	220	24	2024	2024	NUM
easat-1547	220	25	doi	doi	NOUN
easat-1547	220	26	:	:	PUNCT
easat-1547	220	27	10.55214/25768484.v8i4.1547	10.55214/25768484.v8i4.1547	NUM
easat-1547	220	28	©	©	PROPN
easat-1547	220	29	2024	2024	NUM
easat-1547	220	30	by	by	ADP
easat-1547	220	31	the	the	DET
easat-1547	220	32	authors	author	NOUN
easat-1547	220	33	;	;	PUNCT
easat-1547	220	34	licensee	licensee	PROPN
easat-1547	220	35	learning	learning	NOUN
easat-1547	220	36	gate	gate	PROPN
easat-1547	220	37	4.4	4.4	NUM
easat-1547	220	38	.	.	PUNCT
easat-1547	221	1	research	research	NOUN
easat-1547	221	2	results	result	NOUN
easat-1547	221	3	conduct	conduct	VERB
easat-1547	221	4	multiple	multiple	ADJ
easat-1547	221	5	regression	regression	NOUN
easat-1547	221	6	analysis	analysis	NOUN
easat-1547	221	7	with	with	ADP
easat-1547	221	8	06	06	NUM
easat-1547	221	9	identified	identify	VERB
easat-1547	221	10	factors	factor	NOUN
easat-1547	221	11	,	,	PUNCT
easat-1547	221	12	using	use	VERB
easat-1547	221	13	the	the	DET
easat-1547	221	14	enter	enter	ADJ
easat-1547	221	15	method	method	NOUN
easat-1547	221	16	to	to	PART
easat-1547	221	17	evaluate	evaluate	VERB
easat-1547	221	18	the	the	DET
easat-1547	221	19	model	model	NOUN
easat-1547	221	20	’s	’s	PART
easat-1547	221	21	suitability	suitability	NOUN
easat-1547	221	22	.	.	PUNCT
easat-1547	222	1	the	the	DET
easat-1547	222	2	results	result	NOUN
easat-1547	222	3	of	of	ADP
easat-1547	222	4	the	the	DET
easat-1547	222	5	analysis	analysis	NOUN
easat-1547	222	6	are	be	AUX
easat-1547	222	7	presented	present	VERB
easat-1547	222	8	as	as	SCONJ
easat-1547	222	9	follows	follow	VERB
easat-1547	222	10	table	table	NOUN
easat-1547	222	11	8	8	NUM
easat-1547	222	12	.	.	PUNCT
easat-1547	222	13	table	table	NOUN
easat-1547	222	14	8	8	NUM
easat-1547	222	15	.	.	PUNCT
easat-1547	223	1	results	result	NOUN
easat-1547	223	2	of	of	ADP
easat-1547	223	3	model	model	NOUN
easat-1547	223	4	suitability	suitability	NOUN
easat-1547	223	5	analysis	analysis	NOUN
easat-1547	223	6	.	.	PUNCT
easat-1547	224	1	model	model	NOUN
easat-1547	224	2	r	r	NOUN
easat-1547	224	3	r	r	NOUN
easat-1547	224	4	-	-	PUNCT
easat-1547	224	5	squared	square	VERB
easat-1547	224	6	coefficient	coefficient	NOUN
easat-1547	224	7	adjusted	adjust	VERB
easat-1547	224	8	r	r	NOUN
easat-1547	224	9	-	-	PUNCT
easat-1547	224	10	squared	square	VERB
easat-1547	224	11	coefficient	coefficient	NOUN
easat-1547	224	12	standard	standard	ADJ
easat-1547	224	13	error	error	NOUN
easat-1547	224	14	of	of	ADP
easat-1547	224	15	estimation	estimation	NOUN
easat-1547	224	16	durbin	durbin	ADJ
easat-1547	224	17	-	-	PUNCT
easat-1547	224	18	watson	watson	NOUN
easat-1547	224	19	coefficient	coefficient	NOUN
easat-1547	224	20	1	1	NUM
easat-1547	224	21	0.769	0.769	NUM
easat-1547	224	22	0.591	0.591	NUM
easat-1547	224	23	0.585	0.585	NUM
easat-1547	224	24	0.470	0.470	NUM
easat-1547	224	25	1.997	1.997	NUM
easat-1547	224	26	the	the	DET
easat-1547	224	27	durbin	durbin	ADJ
easat-1547	224	28	-	-	PUNCT
easat-1547	224	29	watson	watson	NOUN
easat-1547	224	30	coefficient	coefficient	NOUN
easat-1547	224	31	is	be	AUX
easat-1547	224	32	1.997	1.997	NUM
easat-1547	224	33	,	,	PUNCT
easat-1547	224	34	ranging	range	VERB
easat-1547	224	35	from	from	ADP
easat-1547	224	36	1.5	1.5	NUM
easat-1547	224	37	to	to	ADP
easat-1547	224	38	2.5	2.5	NUM
easat-1547	224	39	,	,	PUNCT
easat-1547	224	40	indicating	indicate	VERB
easat-1547	224	41	no	no	DET
easat-1547	224	42	autocorrelation	autocorrelation	NOUN
easat-1547	224	43	.	.	PUNCT
easat-1547	225	1	the	the	DET
easat-1547	225	2	adjusted	adjust	VERB
easat-1547	225	3	r²	r²	NOUN
easat-1547	225	4	coefficient	coefficient	NOUN
easat-1547	225	5	is	be	AUX
easat-1547	225	6	0.585	0.585	NUM
easat-1547	225	7	,	,	PUNCT
easat-1547	225	8	indicating	indicate	VERB
easat-1547	225	9	that	that	SCONJ
easat-1547	225	10	the	the	DET
easat-1547	225	11	model	model	NOUN
easat-1547	225	12	explains	explain	VERB
easat-1547	225	13	58.5	58.5	NUM
easat-1547	225	14	%	%	NOUN
easat-1547	225	15	of	of	ADP
easat-1547	225	16	the	the	DET
easat-1547	225	17	variation	variation	NOUN
easat-1547	225	18	in	in	ADP
easat-1547	225	19	purchase	purchase	NOUN
easat-1547	225	20	decision	decision	NOUN
easat-1547	225	21	.	.	PUNCT
easat-1547	226	1	next	next	ADV
easat-1547	226	2	,	,	PUNCT
easat-1547	226	3	the	the	DET
easat-1547	226	4	model	model	NOUN
easat-1547	226	5	is	be	AUX
easat-1547	226	6	tested	test	VERB
easat-1547	226	7	by	by	ADP
easat-1547	226	8	the	the	DET
easat-1547	226	9	f	f	PROPN
easat-1547	226	10	statistic	statistic	PROPN
easat-1547	226	11	to	to	PART
easat-1547	226	12	determine	determine	VERB
easat-1547	226	13	the	the	DET
easat-1547	226	14	suitability	suitability	NOUN
easat-1547	226	15	and	and	CCONJ
easat-1547	226	16	application	application	NOUN
easat-1547	226	17	significance	significance	NOUN
easat-1547	226	18	of	of	ADP
easat-1547	226	19	the	the	DET
easat-1547	226	20	model	model	NOUN
easat-1547	226	21	(	(	PUNCT
easat-1547	226	22	table	table	NOUN
easat-1547	226	23	9	9	NUM
easat-1547	226	24	)	)	PUNCT
easat-1547	226	25	.	.	PUNCT
easat-1547	227	1	table	table	NOUN
easat-1547	227	2	9	9	NUM
easat-1547	227	3	.	.	PUNCT
easat-1547	228	1	anova	anova	PROPN
easat-1547	228	2	table	table	NOUN
easat-1547	228	3	in	in	ADP
easat-1547	228	4	regression	regression	NOUN
easat-1547	228	5	analysis	analysis	NOUN
easat-1547	228	6	.	.	PUNCT
easat-1547	229	1	model	model	NOUN
easat-1547	229	2	sum	sum	NOUN
easat-1547	229	3	of	of	ADP
easat-1547	229	4	squares	square	NOUN
easat-1547	229	5	df	df	PROPN
easat-1547	229	6	mean	mean	PROPN
easat-1547	230	1	square	square	PROPN
easat-1547	230	2	f	f	PROPN
easat-1547	230	3	test	test	NOUN
easat-1547	230	4	(	(	PUNCT
easat-1547	230	5	sig	sig	NOUN
easat-1547	230	6	.	.	PUNCT
easat-1547	230	7	)	)	PUNCT
easat-1547	231	1	1	1	NUM
easat-1547	231	2	regression	regression	VERB
easat-1547	231	3	110.174	110.174	NUM
easat-1547	231	4	5	5	NUM
easat-1547	231	5	22.035	22.035	NUM
easat-1547	231	6	99.745	99.745	NUM
easat-1547	231	7	0.000	0.000	NUM
easat-1547	231	8	residual	residual	ADJ
easat-1547	231	9	76.215	76.215	NUM
easat-1547	231	10	345	345	NUM
easat-1547	231	11	0.221	0.221	NUM
easat-1547	231	12	total	total	ADJ
easat-1547	231	13	186.389	186.389	NUM
easat-1547	231	14	350	350	NUM
easat-1547	231	15	in	in	ADP
easat-1547	231	16	which	which	PRON
easat-1547	231	17	:	:	PUNCT
easat-1547	231	18	dependent	dependent	ADJ
easat-1547	231	19	variable	variable	NOUN
easat-1547	231	20	:	:	PUNCT
easat-1547	231	21	decision	decision	NOUN
easat-1547	231	22	to	to	PART
easat-1547	231	23	purchase	purchase	VERB
easat-1547	231	24	(	(	PUNCT
easat-1547	231	25	dcs	dcs	PROPN
easat-1547	231	26	)	)	PUNCT
easat-1547	231	27	predictors	predictor	NOUN
easat-1547	231	28	:	:	PUNCT
easat-1547	231	29	(	(	PUNCT
easat-1547	231	30	constant	constant	ADJ
easat-1547	231	31	)	)	PUNCT
easat-1547	231	32	,	,	PUNCT
easat-1547	231	33	awareness	awareness	NOUN
easat-1547	231	34	(	(	PUNCT
easat-1547	231	35	awa	awa	PROPN
easat-1547	231	36	)	)	PUNCT
easat-1547	231	37	,	,	PUNCT
easat-1547	231	38	motivations	motivation	NOUN
easat-1547	231	39	(	(	PUNCT
easat-1547	231	40	mtv	mtv	PROPN
easat-1547	231	41	)	)	PUNCT
easat-1547	231	42	,	,	PUNCT
easat-1547	231	43	barriers	barrier	NOUN
easat-1547	231	44	(	(	PUNCT
easat-1547	231	45	brr	brr	NOUN
easat-1547	231	46	)	)	PUNCT
easat-1547	231	47	,	,	PUNCT
easat-1547	231	48	consultant	consultant	NOUN
easat-1547	231	49	(	(	PUNCT
easat-1547	231	50	csl	csl	PROPN
easat-1547	231	51	)	)	PUNCT
easat-1547	231	52	,	,	PUNCT
easat-1547	231	53	company	company	NOUN
easat-1547	231	54	brand	brand	NOUN
easat-1547	231	55	(	(	PUNCT
easat-1547	231	56	brd	brd	PROPN
easat-1547	231	57	)	)	PUNCT
easat-1547	231	58	.	.	PUNCT
easat-1547	232	1	it	it	PRON
easat-1547	232	2	can	can	AUX
easat-1547	232	3	be	be	AUX
easat-1547	232	4	seen	see	VERB
easat-1547	232	5	that	that	SCONJ
easat-1547	232	6	the	the	DET
easat-1547	232	7	f	f	PROPN
easat-1547	232	8	test	test	NOUN
easat-1547	232	9	sig	sig	NOUN
easat-1547	232	10	is	be	AUX
easat-1547	232	11	0.00	0.00	NUM
easat-1547	232	12	<	<	X
easat-1547	232	13	0.05	0.05	NUM
easat-1547	232	14	;	;	PUNCT
easat-1547	232	15	thus	thus	ADV
easat-1547	232	16	,	,	PUNCT
easat-1547	232	17	the	the	DET
easat-1547	232	18	multiple	multiple	ADJ
easat-1547	232	19	linear	linear	ADJ
easat-1547	232	20	regression	regression	NOUN
easat-1547	232	21	model	model	NOUN
easat-1547	232	22	fits	fit	VERB
easat-1547	232	23	the	the	DET
easat-1547	232	24	data	datum	NOUN
easat-1547	232	25	set	set	VERB
easat-1547	232	26	and	and	CCONJ
easat-1547	232	27	can	can	AUX
easat-1547	232	28	be	be	AUX
easat-1547	232	29	used	use	VERB
easat-1547	232	30	.	.	PUNCT
easat-1547	233	1	based	base	VERB
easat-1547	233	2	on	on	ADP
easat-1547	233	3	the	the	DET
easat-1547	233	4	results	result	NOUN
easat-1547	233	5	of	of	ADP
easat-1547	233	6	table	table	NOUN
easat-1547	233	7	10	10	NUM
easat-1547	233	8	,	,	PUNCT
easat-1547	233	9	the	the	DET
easat-1547	233	10	factors	factor	NOUN
easat-1547	233	11	in	in	ADP
easat-1547	233	12	the	the	DET
easat-1547	233	13	analysis	analysis	NOUN
easat-1547	233	14	model	model	NOUN
easat-1547	233	15	all	all	PRON
easat-1547	233	16	have	have	VERB
easat-1547	233	17	a	a	DET
easat-1547	233	18	significance	significance	NOUN
easat-1547	233	19	level	level	NOUN
easat-1547	233	20	of	of	ADP
easat-1547	233	21	sig	sig	NOUN
easat-1547	233	22	=	=	NUM
easat-1547	233	23	0.00	0.00	NUM
easat-1547	233	24	,	,	PUNCT
easat-1547	233	25	indicating	indicate	VERB
easat-1547	233	26	no	no	DET
easat-1547	233	27	multicollinearity	multicollinearity	NOUN
easat-1547	233	28	;	;	PUNCT
easat-1547	233	29	that	that	PRON
easat-1547	233	30	is	is	ADV
easat-1547	233	31	,	,	PUNCT
easat-1547	233	32	the	the	DET
easat-1547	233	33	factors	factor	NOUN
easat-1547	233	34	are	be	AUX
easat-1547	233	35	not	not	PART
easat-1547	233	36	correlated	correlate	VERB
easat-1547	233	37	.	.	PUNCT
easat-1547	234	1	the	the	DET
easat-1547	234	2	analysis	analysis	NOUN
easat-1547	234	3	results	result	NOUN
easat-1547	234	4	also	also	ADV
easat-1547	234	5	show	show	VERB
easat-1547	234	6	that	that	SCONJ
easat-1547	234	7	the	the	DET
easat-1547	234	8	assumptions	assumption	NOUN
easat-1547	234	9	of	of	ADP
easat-1547	234	10	linear	linear	PROPN
easat-1547	234	11	relationship	relationship	NOUN
easat-1547	234	12	,	,	PUNCT
easat-1547	234	13	regular	regular	ADJ
easat-1547	234	14	distribution	distribution	NOUN
easat-1547	234	15	of	of	ADP
easat-1547	234	16	residuals	residual	NOUN
easat-1547	234	17	,	,	PUNCT
easat-1547	234	18	constant	constant	ADJ
easat-1547	234	19	variance	variance	NOUN
easat-1547	234	20	of	of	ADP
easat-1547	234	21	errors	error	NOUN
easat-1547	234	22	,	,	PUNCT
easat-1547	234	23	and	and	CCONJ
easat-1547	234	24	independence	independence	NOUN
easat-1547	234	25	of	of	ADP
easat-1547	234	26	errors	error	NOUN
easat-1547	234	27	are	be	AUX
easat-1547	234	28	all	all	PRON
easat-1547	234	29	met	meet	VERB
easat-1547	234	30	.	.	PUNCT
easat-1547	235	1	the	the	DET
easat-1547	235	2	vif	vif	PROPN
easat-1547	235	3	index	index	NOUN
easat-1547	235	4	of	of	ADP
easat-1547	235	5	the	the	DET
easat-1547	235	6	variables	variable	NOUN
easat-1547	235	7	is	be	AUX
easat-1547	235	8	all	all	ADV
easat-1547	235	9	less	less	ADJ
easat-1547	235	10	than	than	ADP
easat-1547	235	11	2	2	NUM
easat-1547	235	12	,	,	PUNCT
easat-1547	235	13	which	which	PRON
easat-1547	235	14	confirms	confirm	VERB
easat-1547	235	15	that	that	SCONJ
easat-1547	235	16	there	there	PRON
easat-1547	235	17	is	be	VERB
easat-1547	235	18	no	no	DET
easat-1547	235	19	multicollinearity	multicollinearity	NOUN
easat-1547	235	20	.	.	PUNCT
easat-1547	236	1	table	table	NOUN
easat-1547	236	2	10	10	NUM
easat-1547	236	3	.	.	PUNCT
easat-1547	237	1	regression	regression	NOUN
easat-1547	237	2	analysis	analysis	NOUN
easat-1547	237	3	.	.	PUNCT
easat-1547	238	1	model	model	PROPN
easat-1547	238	2	unstandardized	unstandardized	ADJ
easat-1547	238	3	coefficients	coefficient	NOUN
easat-1547	238	4	standardized	standardize	VERB
easat-1547	238	5	coefficients	coefficient	NOUN
easat-1547	238	6	t	t	PROPN
easat-1547	238	7	sig	sig	PROPN
easat-1547	238	8	.	.	PUNCT
easat-1547	239	1	multicollinearity	multicollinearity	NOUN
easat-1547	239	2	b	b	X
easat-1547	239	3	std	std	PROPN
easat-1547	239	4	.	.	NOUN
easat-1547	239	5	error	error	NOUN
easat-1547	239	6	beta	beta	NOUN
easat-1547	239	7	tolerance	tolerance	NOUN
easat-1547	239	8	vif	vif	NOUN
easat-1547	239	9	1	1	NUM
easat-1547	239	10	(	(	PUNCT
easat-1547	239	11	constant	constant	ADJ
easat-1547	239	12	)	)	PUNCT
easat-1547	239	13	2.094	2.094	NUM
easat-1547	239	14	0.191	0.191	NUM
easat-1547	239	15	10.976	10.976	NUM
easat-1547	239	16	0.000	0.000	NUM
easat-1547	239	17	ntgt	ntgt	NOUN
easat-1547	239	18	0.190	0.190	NUM
easat-1547	239	19	0.028	0.028	NUM
easat-1547	239	20	0.264	0.264	NUM
easat-1547	239	21	6.758	6.758	NUM
easat-1547	239	22	0.000	0.000	NUM
easat-1547	239	23	0.777	0.777	NUM
easat-1547	239	24	1.288	1.288	NUM
easat-1547	239	25	dcm	dcm	NOUN
easat-1547	239	26	0.170	0.170	NUM
easat-1547	239	27	0.030	0.030	NUM
easat-1547	239	28	0.221	0.221	NUM
easat-1547	239	29	5.685	5.685	NUM
easat-1547	239	30	0.000	0.000	NUM
easat-1547	239	31	0.786	0.786	NUM
easat-1547	239	32	1.273	1.273	NUM
easat-1547	239	33	rc	rc	PROPN
easat-1547	239	34	-0.190	-0.190	PROPN
easat-1547	239	35	0.028	0.028	NUM
easat-1547	239	36	-0.256	-0.256	PUNCT
easat-1547	239	37	-6.777	-6.777	PUNCT
easat-1547	239	38	0.000	0.000	NUM
easat-1547	239	39	0.834	0.834	NUM
easat-1547	239	40	1.200	1.200	NUM
easat-1547	239	41	tvv	tvv	NOUN
easat-1547	239	42	0.145	0.145	NUM
easat-1547	239	43	0.030	0.030	NUM
easat-1547	239	44	0.188	0.188	NUM
easat-1547	239	45	4.840	4.840	NUM
easat-1547	239	46	0.000	0.000	NUM
easat-1547	239	47	0.788	0.788	NUM
easat-1547	239	48	1.268	1.268	NUM
easat-1547	239	49	thct	thct	NOUN
easat-1547	239	50	0.171	0.171	NUM
easat-1547	239	51	0.027	0.027	NUM
easat-1547	239	52	0.234	0.234	NUM
easat-1547	239	53	6.244	6.244	NUM
easat-1547	239	54	0.000	0.000	NUM
easat-1547	239	55	0.844	0.844	NUM
easat-1547	239	56	1.185	1.185	NUM
easat-1547	239	57	in	in	ADP
easat-1547	239	58	summary	summary	NOUN
easat-1547	239	59	,	,	PUNCT
easat-1547	239	60	based	base	VERB
easat-1547	239	61	on	on	ADP
easat-1547	239	62	table	table	NOUN
easat-1547	239	63	10	10	NUM
easat-1547	239	64	,	,	PUNCT
easat-1547	239	65	the	the	DET
easat-1547	239	66	research	research	NOUN
easat-1547	239	67	model	model	NOUN
easat-1547	239	68	has	have	VERB
easat-1547	239	69	the	the	DET
easat-1547	239	70	following	follow	VERB
easat-1547	239	71	equation	equation	NOUN
easat-1547	239	72	with	with	ADP
easat-1547	239	73	a	a	DET
easat-1547	239	74	statistical	statistical	ADJ
easat-1547	239	75	significance	significance	NOUN
easat-1547	239	76	level	level	NOUN
easat-1547	239	77	of	of	ADP
easat-1547	239	78	0.05	0.05	NUM
easat-1547	239	79	%	%	NOUN
easat-1547	239	80	:	:	PUNCT
easat-1547	239	81	dcs	dcs	PROPN
easat-1547	239	82	=	=	PUNCT
easat-1547	239	83	0.264*awa	0.264*awa	PUNCT
easat-1547	240	1	+	+	PUNCT
easat-1547	240	2	0.221*mtv	0.221*mtv	NUM
easat-1547	240	3	–	–	PUNCT
easat-1547	240	4	0.256*brr	0.256*brr	NUM
easat-1547	241	1	+	+	CCONJ
easat-1547	241	2	0.188*csl	0.188*csl	PUNCT
easat-1547	242	1	+	+	CCONJ
easat-1547	242	2	0.234*brd	0.234*brd	PUNCT
easat-1547	243	1	+	+	NUM
easat-1547	243	2	ui	ui	PROPN
easat-1547	243	3	1723	1723	NUM
easat-1547	243	4	edelweiss	edelweiss	PROPN
easat-1547	243	5	applied	apply	VERB
easat-1547	243	6	science	science	NOUN
easat-1547	243	7	and	and	CCONJ
easat-1547	243	8	technology	technology	NOUN
easat-1547	243	9	issn	issn	PROPN
easat-1547	243	10	:	:	PUNCT
easat-1547	243	11	2576	2576	NUM
easat-1547	243	12	-	-	SYM
easat-1547	243	13	8484	8484	NUM
easat-1547	243	14	vol	vol	NOUN
easat-1547	243	15	.	.	PROPN
easat-1547	244	1	8	8	NUM
easat-1547	244	2	,	,	PUNCT
easat-1547	244	3	no	no	INTJ
easat-1547	244	4	.	.	NOUN
easat-1547	244	5	4	4	NUM
easat-1547	244	6	:	:	PUNCT
easat-1547	244	7	1711	1711	NUM
easat-1547	244	8	-	-	SYM
easat-1547	244	9	1726	1726	NUM
easat-1547	244	10	,	,	PUNCT
easat-1547	244	11	2024	2024	NUM
easat-1547	244	12	doi	doi	NOUN
easat-1547	244	13	:	:	PUNCT
easat-1547	244	14	10.55214/25768484.v8i4.1547	10.55214/25768484.v8i4.1547	NUM
easat-1547	244	15	©	©	PROPN
easat-1547	244	16	2024	2024	NUM
easat-1547	244	17	by	by	ADP
easat-1547	244	18	the	the	DET
easat-1547	244	19	authors	author	NOUN
easat-1547	244	20	;	;	PUNCT
easat-1547	244	21	licensee	licensee	PROPN
easat-1547	244	22	learning	learn	VERB
easat-1547	244	23	gate	gate	NOUN
easat-1547	244	24	decision	decision	NOUN
easat-1547	244	25	to	to	PART
easat-1547	244	26	purchase	purchase	VERB
easat-1547	244	27	=	=	PUNCT
easat-1547	244	28	0.264	0.264	NUM
easat-1547	244	29	*	*	PUNCT
easat-1547	244	30	awarencess	awarencess	ADJ
easat-1547	244	31	+	+	CCONJ
easat-1547	244	32	0.221	0.221	NUM
easat-1547	244	33	*	*	PUNCT
easat-1547	244	34	motivation	motivation	NOUN
easat-1547	244	35	–	–	PUNCT
easat-1547	244	36	0.256	0.256	NUM
easat-1547	244	37	*	*	PUNCT
easat-1547	244	38	barriers	barrier	NOUN
easat-1547	244	39	+	+	CCONJ
easat-1547	244	40	0.188	0.188	NUM
easat-1547	244	41	*	*	ADJ
easat-1547	244	42	consultant	consultant	NOUN
easat-1547	244	43	+	+	CCONJ
easat-1547	244	44	0.234	0.234	NUM
easat-1547	244	45	*	*	PUNCT
easat-1547	244	46	company	company	NOUN
easat-1547	244	47	brand	brand	NOUN
easat-1547	244	48	+	+	CCONJ
easat-1547	244	49	ui	ui	PROPN
easat-1547	244	50	.	.	PROPN
easat-1547	245	1	4.5	4.5	NUM
easat-1547	245	2	.	.	PUNCT
easat-1547	246	1	discussion	discussion	NOUN
easat-1547	246	2	of	of	ADP
easat-1547	246	3	research	research	NOUN
easat-1547	246	4	results	result	NOUN
easat-1547	246	5	and	and	CCONJ
easat-1547	246	6	policy	policy	NOUN
easat-1547	246	7	implications	implication	NOUN
easat-1547	246	8	the	the	DET
easat-1547	246	9	results	result	NOUN
easat-1547	246	10	of	of	ADP
easat-1547	246	11	multiple	multiple	ADJ
easat-1547	246	12	regression	regression	NOUN
easat-1547	246	13	analysis	analysis	NOUN
easat-1547	246	14	indicate	indicate	VERB
easat-1547	246	15	that	that	SCONJ
easat-1547	246	16	five	five	NUM
easat-1547	246	17	factors	factor	NOUN
easat-1547	246	18	:	:	PUNCT
easat-1547	246	19	awareness	awareness	NOUN
easat-1547	246	20	(	(	PUNCT
easat-1547	246	21	awa	awa	PROPN
easat-1547	246	22	)	)	PUNCT
easat-1547	246	23	,	,	PUNCT
easat-1547	246	24	purchase	purchase	NOUN
easat-1547	246	25	motivation	motivation	NOUN
easat-1547	246	26	(	(	PUNCT
easat-1547	246	27	mtv	mtv	PROPN
easat-1547	246	28	)	)	PUNCT
easat-1547	246	29	,	,	PUNCT
easat-1547	246	30	barriers	barrier	NOUN
easat-1547	246	31	to	to	PART
easat-1547	246	32	purchase	purchase	VERB
easat-1547	246	33	(	(	PUNCT
easat-1547	246	34	brr	brr	NOUN
easat-1547	246	35	)	)	PUNCT
easat-1547	246	36	,	,	PUNCT
easat-1547	246	37	consultant	consultant	NOUN
easat-1547	246	38	(	(	PUNCT
easat-1547	246	39	csl	csl	PROPN
easat-1547	246	40	)	)	PUNCT
easat-1547	246	41	,	,	PUNCT
easat-1547	246	42	and	and	CCONJ
easat-1547	246	43	company	company	NOUN
easat-1547	246	44	brand	brand	NOUN
easat-1547	246	45	(	(	PUNCT
easat-1547	246	46	brd	brd	PROPN
easat-1547	246	47	)	)	PUNCT
easat-1547	246	48	all	all	PRON
easat-1547	246	49	have	have	VERB
easat-1547	246	50	significant	significant	ADJ
easat-1547	246	51	effects	effect	NOUN
easat-1547	246	52	on	on	ADP
easat-1547	246	53	the	the	DET
easat-1547	246	54	decision	decision	NOUN
easat-1547	246	55	to	to	PART
easat-1547	246	56	purchase	purchase	VERB
easat-1547	246	57	life	life	NOUN
easat-1547	246	58	insurance	insurance	NOUN
easat-1547	246	59	(	(	PUNCT
easat-1547	246	60	dcs	dcs	PROPN
easat-1547	246	61	)	)	PUNCT
easat-1547	246	62	of	of	ADP
easat-1547	246	63	students	student	NOUN
easat-1547	246	64	in	in	ADP
easat-1547	246	65	hanoi	hanoi	PROPN
easat-1547	246	66	.	.	PUNCT
easat-1547	247	1	accordingly	accordingly	ADV
easat-1547	247	2	,	,	PUNCT
easat-1547	247	3	brr	brr	PROPN
easat-1547	247	4	has	have	VERB
easat-1547	247	5	a	a	DET
easat-1547	247	6	negative	negative	ADJ
easat-1547	247	7	impact	impact	NOUN
easat-1547	247	8	,	,	PUNCT
easat-1547	247	9	while	while	SCONJ
easat-1547	247	10	the	the	DET
easat-1547	247	11	remaining	remain	VERB
easat-1547	247	12	factors	factor	NOUN
easat-1547	247	13	have	have	VERB
easat-1547	247	14	a	a	DET
easat-1547	247	15	positive	positive	ADJ
easat-1547	247	16	effect	effect	NOUN
easat-1547	247	17	.	.	PUNCT
easat-1547	248	1	specifically	specifically	ADV
easat-1547	248	2	,	,	PUNCT
easat-1547	248	3	the	the	DET
easat-1547	248	4	standardized	standardized	ADJ
easat-1547	248	5	beta	beta	ADJ
easat-1547	248	6	coefficient	coefficient	NOUN
easat-1547	248	7	for	for	ADP
easat-1547	248	8	awa	awa	PROPN
easat-1547	248	9	is	be	AUX
easat-1547	248	10	0.264	0.264	NUM
easat-1547	248	11	,	,	PUNCT
easat-1547	248	12	with	with	ADP
easat-1547	248	13	a	a	DET
easat-1547	248	14	p	p	NOUN
easat-1547	248	15	value	value	NOUN
easat-1547	248	16	of	of	ADP
easat-1547	248	17	0.000	0.000	NUM
easat-1547	248	18	,	,	PUNCT
easat-1547	248	19	less	less	ADJ
easat-1547	248	20	than	than	ADP
easat-1547	248	21	the	the	DET
easat-1547	248	22	significance	significance	NOUN
easat-1547	248	23	threshold	threshold	NOUN
easat-1547	248	24	of	of	ADP
easat-1547	248	25	0.05	0.05	NUM
easat-1547	248	26	.	.	PUNCT
easat-1547	249	1	this	this	DET
easat-1547	249	2	statistically	statistically	ADV
easat-1547	249	3	significant	significant	ADJ
easat-1547	249	4	result	result	NOUN
easat-1547	249	5	indicates	indicate	VERB
easat-1547	249	6	a	a	DET
easat-1547	249	7	positive	positive	ADJ
easat-1547	249	8	relationship	relationship	NOUN
easat-1547	249	9	between	between	ADP
easat-1547	249	10	awareness	awareness	NOUN
easat-1547	249	11	(	(	PUNCT
easat-1547	249	12	awa	awa	PROPN
easat-1547	249	13	)	)	PUNCT
easat-1547	249	14	and	and	CCONJ
easat-1547	249	15	the	the	DET
easat-1547	249	16	decision	decision	NOUN
easat-1547	249	17	to	to	PART
easat-1547	249	18	purchase	purchase	VERB
easat-1547	249	19	insurance	insurance	NOUN
easat-1547	249	20	(	(	PUNCT
easat-1547	249	21	dcs	dcs	PROPN
easat-1547	249	22	)	)	PUNCT
easat-1547	249	23	.	.	PUNCT
easat-1547	250	1	this	this	DET
easat-1547	250	2	finding	finding	NOUN
easat-1547	250	3	aligns	align	VERB
easat-1547	250	4	with	with	ADP
easat-1547	250	5	the	the	DET
easat-1547	250	6	study	study	NOUN
easat-1547	250	7	by	by	ADP
easat-1547	250	8	[	[	X
easat-1547	250	9	22	22	NUM
easat-1547	250	10	;	;	PUNCT
easat-1547	250	11	35	35	NUM
easat-1547	250	12	]	]	PUNCT
easat-1547	250	13	,	,	PUNCT
easat-1547	250	14	which	which	PRON
easat-1547	250	15	demonstrates	demonstrate	VERB
easat-1547	250	16	that	that	SCONJ
easat-1547	250	17	a	a	DET
easat-1547	250	18	higher	high	ADJ
easat-1547	250	19	perception	perception	NOUN
easat-1547	250	20	of	of	ADP
easat-1547	250	21	the	the	DET
easat-1547	250	22	value	value	NOUN
easat-1547	250	23	of	of	ADP
easat-1547	250	24	insurance	insurance	NOUN
easat-1547	250	25	increases	increase	VERB
easat-1547	250	26	the	the	DET
easat-1547	250	27	likelihood	likelihood	NOUN
easat-1547	250	28	of	of	ADP
easat-1547	250	29	purchasing	purchasing	NOUN
easat-1547	250	30	.	.	PUNCT
easat-1547	251	1	to	to	PART
easat-1547	251	2	enhance	enhance	VERB
easat-1547	251	3	awareness	awareness	NOUN
easat-1547	251	4	among	among	ADP
easat-1547	251	5	students	student	NOUN
easat-1547	251	6	,	,	PUNCT
easat-1547	251	7	insurance	insurance	NOUN
easat-1547	251	8	companies	company	NOUN
easat-1547	251	9	should	should	AUX
easat-1547	251	10	implement	implement	VERB
easat-1547	251	11	educational	educational	ADJ
easat-1547	251	12	and	and	CCONJ
easat-1547	251	13	marketing	marketing	NOUN
easat-1547	251	14	campaigns	campaign	NOUN
easat-1547	251	15	within	within	ADP
easat-1547	251	16	academic	academic	ADJ
easat-1547	251	17	institutions	institution	NOUN
easat-1547	251	18	and	and	CCONJ
easat-1547	251	19	provide	provide	VERB
easat-1547	251	20	accessible	accessible	ADJ
easat-1547	251	21	online	online	ADJ
easat-1547	251	22	resources	resource	NOUN
easat-1547	251	23	about	about	ADP
easat-1547	251	24	life	life	NOUN
easat-1547	251	25	insurance	insurance	NOUN
easat-1547	251	26	.	.	PUNCT
easat-1547	252	1	this	this	DET
easat-1547	252	2	approach	approach	NOUN
easat-1547	252	3	can	can	AUX
easat-1547	252	4	help	help	VERB
easat-1547	252	5	students	student	NOUN
easat-1547	252	6	understand	understand	VERB
easat-1547	252	7	the	the	DET
easat-1547	252	8	benefits	benefit	NOUN
easat-1547	252	9	and	and	CCONJ
easat-1547	252	10	importance	importance	NOUN
easat-1547	252	11	of	of	ADP
easat-1547	252	12	life	life	NOUN
easat-1547	252	13	insurance	insurance	NOUN
easat-1547	252	14	,	,	PUNCT
easat-1547	252	15	thereby	thereby	ADV
easat-1547	252	16	encouraging	encourage	VERB
easat-1547	252	17	informed	informed	ADJ
easat-1547	252	18	purchasing	purchasing	NOUN
easat-1547	252	19	decisions	decision	NOUN
easat-1547	252	20	.	.	PUNCT
easat-1547	253	1	in	in	ADP
easat-1547	253	2	contrast	contrast	NOUN
easat-1547	253	3	,	,	PUNCT
easat-1547	253	4	the	the	DET
easat-1547	253	5	brr	brr	NOUN
easat-1547	253	6	factor	factor	NOUN
easat-1547	253	7	,	,	PUNCT
easat-1547	253	8	which	which	PRON
easat-1547	253	9	represents	represent	VERB
easat-1547	253	10	barriers	barrier	NOUN
easat-1547	253	11	,	,	PUNCT
easat-1547	253	12	has	have	VERB
easat-1547	253	13	a	a	DET
easat-1547	253	14	standardized	standardized	ADJ
easat-1547	253	15	beta	beta	ADJ
easat-1547	253	16	coefficient	coefficient	NOUN
easat-1547	253	17	of	of	ADP
easat-1547	253	18	-0.256	-0.256	PROPN
easat-1547	253	19	,	,	PUNCT
easat-1547	253	20	with	with	ADP
easat-1547	253	21	a	a	DET
easat-1547	253	22	p	p	NOUN
easat-1547	253	23	value	value	NOUN
easat-1547	253	24	of	of	ADP
easat-1547	253	25	0.000	0.000	NUM
easat-1547	253	26	.	.	PUNCT
easat-1547	254	1	this	this	DET
easat-1547	254	2	negative	negative	ADJ
easat-1547	254	3	and	and	CCONJ
easat-1547	254	4	statistically	statistically	ADV
easat-1547	254	5	significant	significant	ADJ
easat-1547	254	6	relationship	relationship	NOUN
easat-1547	254	7	indicates	indicate	VERB
easat-1547	254	8	that	that	SCONJ
easat-1547	254	9	barriers	barrier	NOUN
easat-1547	254	10	to	to	ADP
easat-1547	254	11	purchasing	purchase	VERB
easat-1547	254	12	life	life	NOUN
easat-1547	254	13	insurance	insurance	NOUN
easat-1547	254	14	significantly	significantly	ADV
easat-1547	254	15	reduce	reduce	VERB
easat-1547	254	16	students	student	NOUN
easat-1547	254	17	'	'	PART
easat-1547	254	18	likelihood	likelihood	NOUN
easat-1547	254	19	of	of	ADP
easat-1547	254	20	making	make	VERB
easat-1547	254	21	such	such	ADJ
easat-1547	254	22	purchases	purchase	NOUN
easat-1547	254	23	.	.	PUNCT
easat-1547	255	1	according	accord	VERB
easat-1547	255	2	to	to	ADP
easat-1547	255	3	the	the	DET
easat-1547	255	4	study	study	NOUN
easat-1547	255	5	of	of	ADP
easat-1547	255	6	nasir	nasir	PROPN
easat-1547	255	7	(	(	PUNCT
easat-1547	255	8	2017	2017	NUM
easat-1547	255	9	)	)	PUNCT
easat-1547	255	10	,	,	PUNCT
easat-1547	255	11	these	these	DET
easat-1547	255	12	barriers	barrier	NOUN
easat-1547	255	13	,	,	PUNCT
easat-1547	255	14	which	which	PRON
easat-1547	255	15	may	may	AUX
easat-1547	255	16	include	include	VERB
easat-1547	255	17	financial	financial	ADJ
easat-1547	255	18	constraints	constraint	NOUN
easat-1547	255	19	and	and	CCONJ
easat-1547	255	20	a	a	DET
easat-1547	255	21	lack	lack	NOUN
easat-1547	255	22	of	of	ADP
easat-1547	255	23	trust	trust	NOUN
easat-1547	255	24	in	in	ADP
easat-1547	255	25	insurance	insurance	NOUN
easat-1547	255	26	providers	provider	NOUN
easat-1547	255	27	,	,	PUNCT
easat-1547	255	28	deter	deter	VERB
easat-1547	255	29	students	student	NOUN
easat-1547	255	30	from	from	ADP
easat-1547	255	31	buying	buy	VERB
easat-1547	255	32	life	life	NOUN
easat-1547	255	33	insurance	insurance	NOUN
easat-1547	255	34	[	[	X
easat-1547	255	35	25	25	NUM
easat-1547	255	36	]	]	PUNCT
easat-1547	255	37	.	.	PUNCT
easat-1547	256	1	companies	company	NOUN
easat-1547	256	2	must	must	AUX
easat-1547	256	3	design	design	VERB
easat-1547	256	4	more	more	ADV
easat-1547	256	5	flexible	flexible	ADJ
easat-1547	256	6	and	and	CCONJ
easat-1547	256	7	affordable	affordable	ADJ
easat-1547	256	8	product	product	NOUN
easat-1547	256	9	packages	package	NOUN
easat-1547	256	10	tailored	tailor	VERB
easat-1547	256	11	to	to	ADP
easat-1547	256	12	students	student	NOUN
easat-1547	256	13	'	'	PART
easat-1547	256	14	limited	limited	ADJ
easat-1547	256	15	income	income	NOUN
easat-1547	256	16	levels	level	NOUN
easat-1547	256	17	to	to	PART
easat-1547	256	18	address	address	VERB
easat-1547	256	19	this	this	DET
easat-1547	256	20	issue	issue	NOUN
easat-1547	256	21	.	.	PUNCT
easat-1547	257	1	by	by	ADP
easat-1547	257	2	doing	do	VERB
easat-1547	257	3	so	so	ADV
easat-1547	257	4	,	,	PUNCT
easat-1547	257	5	they	they	PRON
easat-1547	257	6	can	can	AUX
easat-1547	257	7	reduce	reduce	VERB
easat-1547	257	8	financial	financial	ADJ
easat-1547	257	9	barriers	barrier	NOUN
easat-1547	257	10	and	and	CCONJ
easat-1547	257	11	make	make	VERB
easat-1547	257	12	life	life	NOUN
easat-1547	257	13	insurance	insurance	NOUN
easat-1547	257	14	more	more	ADV
easat-1547	257	15	accessible	accessible	ADJ
easat-1547	257	16	to	to	ADP
easat-1547	257	17	this	this	DET
easat-1547	257	18	demographic	demographic	ADJ
easat-1547	257	19	.	.	PUNCT
easat-1547	258	1	furthermore	furthermore	ADV
easat-1547	258	2	,	,	PUNCT
easat-1547	258	3	the	the	DET
easat-1547	258	4	standardized	standardized	ADJ
easat-1547	258	5	beta	beta	ADJ
easat-1547	258	6	coefficient	coefficient	NOUN
easat-1547	258	7	for	for	ADP
easat-1547	258	8	mtv	mtv	PROPN
easat-1547	258	9	,	,	PUNCT
easat-1547	258	10	which	which	PRON
easat-1547	258	11	stands	stand	VERB
easat-1547	258	12	for	for	ADP
easat-1547	258	13	purchase	purchase	NOUN
easat-1547	258	14	motives	motive	NOUN
easat-1547	258	15	,	,	PUNCT
easat-1547	258	16	is	be	AUX
easat-1547	258	17	0.221	0.221	NUM
easat-1547	258	18	,	,	PUNCT
easat-1547	258	19	with	with	ADP
easat-1547	258	20	a	a	DET
easat-1547	258	21	p	p	NOUN
easat-1547	258	22	value	value	NOUN
easat-1547	258	23	of	of	ADP
easat-1547	258	24	0.000	0.000	NUM
easat-1547	258	25	,	,	PUNCT
easat-1547	258	26	indicating	indicate	VERB
easat-1547	258	27	a	a	DET
easat-1547	258	28	positive	positive	ADJ
easat-1547	258	29	and	and	CCONJ
easat-1547	258	30	significant	significant	ADJ
easat-1547	258	31	influence	influence	NOUN
easat-1547	258	32	on	on	ADP
easat-1547	258	33	purchase	purchase	NOUN
easat-1547	258	34	decisions	decision	NOUN
easat-1547	258	35	.	.	PUNCT
easat-1547	259	1	this	this	DET
easat-1547	259	2	result	result	NOUN
easat-1547	259	3	is	be	AUX
easat-1547	259	4	consistent	consistent	ADJ
easat-1547	259	5	with	with	ADP
easat-1547	259	6	the	the	DET
easat-1547	259	7	findings	finding	NOUN
easat-1547	259	8	of	of	ADP
easat-1547	259	9	lin	lin	PROPN
easat-1547	259	10	(	(	PUNCT
easat-1547	259	11	2017	2017	NUM
easat-1547	259	12	)	)	PUNCT
easat-1547	259	13	,	,	PUNCT
easat-1547	259	14	which	which	PRON
easat-1547	259	15	showed	show	VERB
easat-1547	259	16	that	that	SCONJ
easat-1547	259	17	stronger	strong	ADJ
easat-1547	259	18	purchase	purchase	NOUN
easat-1547	259	19	motivations	motivation	NOUN
easat-1547	259	20	lead	lead	VERB
easat-1547	259	21	to	to	ADP
easat-1547	259	22	more	more	ADV
easat-1547	259	23	robust	robust	ADJ
easat-1547	259	24	purchasing	purchasing	NOUN
easat-1547	259	25	choices	choice	NOUN
easat-1547	259	26	[	[	X
easat-1547	259	27	26	26	NUM
easat-1547	259	28	]	]	PUNCT
easat-1547	259	29	.	.	PUNCT
easat-1547	260	1	to	to	PART
easat-1547	260	2	enhance	enhance	VERB
easat-1547	260	3	purchase	purchase	NOUN
easat-1547	260	4	motivation	motivation	NOUN
easat-1547	260	5	among	among	ADP
easat-1547	260	6	students	student	NOUN
easat-1547	260	7	,	,	PUNCT
easat-1547	260	8	businesses	business	NOUN
easat-1547	260	9	should	should	AUX
easat-1547	260	10	organize	organize	VERB
easat-1547	260	11	interactive	interactive	ADJ
easat-1547	260	12	events	event	NOUN
easat-1547	260	13	such	such	ADJ
easat-1547	260	14	as	as	ADP
easat-1547	260	15	seminars	seminar	NOUN
easat-1547	260	16	and	and	CCONJ
easat-1547	260	17	exhibitions	exhibition	NOUN
easat-1547	260	18	.	.	PUNCT
easat-1547	261	1	these	these	DET
easat-1547	261	2	activities	activity	NOUN
easat-1547	261	3	can	can	AUX
easat-1547	261	4	engage	engage	VERB
easat-1547	261	5	students	student	NOUN
easat-1547	261	6	and	and	CCONJ
easat-1547	261	7	provide	provide	VERB
easat-1547	261	8	valuable	valuable	ADJ
easat-1547	261	9	insurance	insurance	NOUN
easat-1547	261	10	information	information	NOUN
easat-1547	261	11	,	,	PUNCT
easat-1547	261	12	increasing	increase	VERB
easat-1547	261	13	their	their	PRON
easat-1547	261	14	interest	interest	NOUN
easat-1547	261	15	and	and	CCONJ
easat-1547	261	16	willingness	willingness	NOUN
easat-1547	261	17	to	to	PART
easat-1547	261	18	purchase	purchase	VERB
easat-1547	261	19	life	life	NOUN
easat-1547	261	20	insurance	insurance	NOUN
easat-1547	261	21	.	.	PUNCT
easat-1547	262	1	the	the	DET
easat-1547	262	2	standardized	standardized	ADJ
easat-1547	262	3	beta	beta	ADJ
easat-1547	262	4	coefficient	coefficient	NOUN
easat-1547	262	5	for	for	ADP
easat-1547	262	6	csl	csl	PROPN
easat-1547	262	7	,	,	PUNCT
easat-1547	262	8	representing	represent	VERB
easat-1547	262	9	consultant	consultant	NOUN
easat-1547	262	10	service	service	NOUN
easat-1547	262	11	levels	level	NOUN
easat-1547	262	12	,	,	PUNCT
easat-1547	262	13	is	be	AUX
easat-1547	262	14	0.188	0.188	NUM
easat-1547	262	15	,	,	PUNCT
easat-1547	262	16	with	with	ADP
easat-1547	262	17	a	a	DET
easat-1547	262	18	p	p	NOUN
easat-1547	262	19	value	value	NOUN
easat-1547	262	20	of	of	ADP
easat-1547	262	21	0.000	0.000	NUM
easat-1547	262	22	.	.	PUNCT
easat-1547	263	1	this	this	DET
easat-1547	263	2	positive	positive	ADJ
easat-1547	263	3	relationship	relationship	NOUN
easat-1547	263	4	indicates	indicate	VERB
easat-1547	263	5	that	that	SCONJ
easat-1547	263	6	higher	high	ADJ
easat-1547	263	7	levels	level	NOUN
easat-1547	263	8	of	of	ADP
easat-1547	263	9	consultant	consultant	NOUN
easat-1547	263	10	service	service	NOUN
easat-1547	263	11	significantly	significantly	ADV
easat-1547	263	12	influence	influence	NOUN
easat-1547	263	13	students	student	NOUN
easat-1547	263	14	’	'	PUNCT
easat-1547	263	15	decisions	decision	NOUN
easat-1547	263	16	to	to	PART
easat-1547	263	17	purchase	purchase	VERB
easat-1547	263	18	insurance	insurance	NOUN
easat-1547	263	19	.	.	PUNCT
easat-1547	264	1	according	accord	VERB
easat-1547	264	2	to	to	ADP
easat-1547	264	3	studies	study	NOUN
easat-1547	264	4	by	by	ADP
easat-1547	264	5	zakaria	zakaria	PROPN
easat-1547	264	6	et	et	PROPN
easat-1547	264	7	.	.	PUNCT
easat-1547	265	1	al	al	PROPN
easat-1547	265	2	.	.	PUNCT
easat-1547	266	1	(	(	PUNCT
easat-1547	266	2	2016	2016	NUM
easat-1547	266	3	)	)	PUNCT
easat-1547	266	4	and	and	CCONJ
easat-1547	266	5	hwang	hwang	PROPN
easat-1547	266	6	(	(	PUNCT
easat-1547	266	7	2024	2024	NUM
easat-1547	266	8	)	)	PUNCT
easat-1547	266	9	,	,	PUNCT
easat-1547	266	10	the	the	DET
easat-1547	266	11	enthusiasm	enthusiasm	NOUN
easat-1547	266	12	and	and	CCONJ
easat-1547	266	13	professionalism	professionalism	NOUN
easat-1547	266	14	of	of	ADP
easat-1547	266	15	insurance	insurance	NOUN
easat-1547	266	16	consultants	consultant	NOUN
easat-1547	266	17	have	have	VERB
easat-1547	266	18	a	a	DET
easat-1547	266	19	notable	notable	ADJ
easat-1547	266	20	impact	impact	NOUN
easat-1547	266	21	on	on	ADP
easat-1547	266	22	purchase	purchase	NOUN
easat-1547	266	23	decisions	decision	NOUN
easat-1547	266	24	[	[	X
easat-1547	266	25	36	36	NUM
easat-1547	266	26	;	;	PUNCT
easat-1547	266	27	37	37	NUM
easat-1547	266	28	]	]	PUNCT
easat-1547	266	29	.	.	PUNCT
easat-1547	267	1	therefore	therefore	ADV
easat-1547	267	2	,	,	PUNCT
easat-1547	267	3	insurance	insurance	NOUN
easat-1547	267	4	companies	company	NOUN
easat-1547	267	5	should	should	AUX
easat-1547	267	6	improve	improve	VERB
easat-1547	267	7	their	their	PRON
easat-1547	267	8	consultants	consultant	NOUN
easat-1547	267	9	'	'	PART
easat-1547	267	10	treatment	treatment	NOUN
easat-1547	267	11	and	and	CCONJ
easat-1547	267	12	working	working	NOUN
easat-1547	267	13	environment	environment	NOUN
easat-1547	267	14	to	to	PART
easat-1547	267	15	enhance	enhance	VERB
easat-1547	267	16	service	service	NOUN
easat-1547	267	17	quality	quality	NOUN
easat-1547	267	18	.	.	PUNCT
easat-1547	268	1	by	by	ADP
easat-1547	268	2	investing	invest	VERB
easat-1547	268	3	in	in	ADP
easat-1547	268	4	their	their	PRON
easat-1547	268	5	consultants	consultant	NOUN
easat-1547	268	6	,	,	PUNCT
easat-1547	268	7	businesses	business	NOUN
easat-1547	268	8	can	can	AUX
easat-1547	268	9	ensure	ensure	VERB
easat-1547	268	10	that	that	SCONJ
easat-1547	268	11	students	student	NOUN
easat-1547	268	12	receive	receive	VERB
easat-1547	268	13	professional	professional	ADJ
easat-1547	268	14	and	and	CCONJ
easat-1547	268	15	enthusiastic	enthusiastic	ADJ
easat-1547	268	16	service	service	NOUN
easat-1547	268	17	,	,	PUNCT
easat-1547	268	18	which	which	PRON
easat-1547	268	19	can	can	AUX
easat-1547	268	20	positively	positively	ADV
easat-1547	268	21	influence	influence	VERB
easat-1547	268	22	their	their	PRON
easat-1547	268	23	purchasing	purchasing	NOUN
easat-1547	268	24	decisions	decision	NOUN
easat-1547	268	25	.	.	PUNCT
easat-1547	269	1	finally	finally	ADV
easat-1547	269	2	,	,	PUNCT
easat-1547	269	3	the	the	DET
easat-1547	269	4	standardized	standardized	ADJ
easat-1547	269	5	beta	beta	ADJ
easat-1547	269	6	coefficient	coefficient	NOUN
easat-1547	269	7	for	for	ADP
easat-1547	269	8	brd	brd	PROPN
easat-1547	269	9	,	,	PUNCT
easat-1547	269	10	which	which	PRON
easat-1547	269	11	stands	stand	VERB
easat-1547	269	12	for	for	ADP
easat-1547	269	13	brand	brand	NOUN
easat-1547	269	14	reputation	reputation	NOUN
easat-1547	269	15	,	,	PUNCT
easat-1547	269	16	is	be	AUX
easat-1547	269	17	0.234	0.234	NUM
easat-1547	269	18	,	,	PUNCT
easat-1547	269	19	with	with	ADP
easat-1547	269	20	a	a	DET
easat-1547	269	21	p	p	NOUN
easat-1547	269	22	value	value	NOUN
easat-1547	269	23	of	of	ADP
easat-1547	269	24	0.000	0.000	NUM
easat-1547	269	25	.	.	PUNCT
easat-1547	270	1	this	this	DET
easat-1547	270	2	cheerful	cheerful	ADJ
easat-1547	270	3	and	and	CCONJ
easat-1547	270	4	significant	significant	ADJ
easat-1547	270	5	relationship	relationship	NOUN
easat-1547	270	6	indicates	indicate	VERB
easat-1547	270	7	that	that	SCONJ
easat-1547	270	8	a	a	DET
easat-1547	270	9	strong	strong	ADJ
easat-1547	270	10	brand	brand	NOUN
easat-1547	270	11	reputation	reputation	NOUN
easat-1547	270	12	positively	positively	ADV
easat-1547	270	13	affects	affect	VERB
easat-1547	270	14	the	the	DET
easat-1547	270	15	decision	decision	NOUN
easat-1547	270	16	to	to	PART
easat-1547	270	17	purchase	purchase	VERB
easat-1547	270	18	insurance	insurance	NOUN
easat-1547	270	19	.	.	PUNCT
easat-1547	271	1	this	this	DET
easat-1547	271	2	finding	finding	NOUN
easat-1547	271	3	is	be	AUX
easat-1547	271	4	supported	support	VERB
easat-1547	271	5	by	by	ADP
easat-1547	271	6	,	,	PUNCT
easat-1547	271	7	the	the	DET
easat-1547	271	8	study	study	NOUN
easat-1547	271	9	conducted	conduct	VERB
easat-1547	271	10	by	by	ADP
easat-1547	271	11	forlicz	forlicz	PROPN
easat-1547	271	12	(	(	PUNCT
easat-1547	271	13	2022	2022	NUM
easat-1547	271	14	)	)	PUNCT
easat-1547	271	15	,	,	PUNCT
easat-1547	271	16	which	which	PRON
easat-1547	271	17	showed	show	VERB
easat-1547	271	18	that	that	SCONJ
easat-1547	271	19	solid	solid	ADJ
easat-1547	271	20	brands	brand	NOUN
easat-1547	271	21	positively	positively	ADV
easat-1547	271	22	influence	influence	VERB
easat-1547	271	23	the	the	DET
easat-1547	271	24	decision	decision	NOUN
easat-1547	271	25	to	to	PART
easat-1547	271	26	buy	buy	VERB
easat-1547	271	27	insurance	insurance	NOUN
easat-1547	271	28	[	[	X
easat-1547	271	29	28	28	NUM
easat-1547	271	30	]	]	PUNCT
easat-1547	271	31	.	.	PUNCT
easat-1547	272	1	to	to	PART
easat-1547	272	2	build	build	VERB
easat-1547	272	3	a	a	DET
easat-1547	272	4	reputable	reputable	ADJ
easat-1547	272	5	brand	brand	NOUN
easat-1547	272	6	,	,	PUNCT
easat-1547	272	7	businesses	business	NOUN
easat-1547	272	8	should	should	AUX
easat-1547	272	9	focus	focus	VERB
easat-1547	272	10	on	on	ADP
easat-1547	272	11	providing	provide	VERB
easat-1547	272	12	high	high	ADJ
easat-1547	272	13	-	-	PUNCT
easat-1547	272	14	quality	quality	NOUN
easat-1547	272	15	products	product	NOUN
easat-1547	272	16	and	and	CCONJ
easat-1547	272	17	excellent	excellent	ADJ
easat-1547	272	18	customer	customer	NOUN
easat-1547	272	19	service	service	NOUN
easat-1547	272	20	.	.	PUNCT
easat-1547	273	1	companies	company	NOUN
easat-1547	273	2	can	can	AUX
easat-1547	273	3	significantly	significantly	ADV
easat-1547	273	4	affect	affect	VERB
easat-1547	273	5	their	their	PRON
easat-1547	273	6	purchasing	purchase	VERB
easat-1547	273	7	decisions	decision	NOUN
easat-1547	273	8	by	by	ADP
easat-1547	273	9	gaining	gain	VERB
easat-1547	273	10	students	student	NOUN
easat-1547	273	11	'	'	PART
easat-1547	273	12	trust	trust	NOUN
easat-1547	273	13	through	through	ADP
easat-1547	273	14	a	a	DET
easat-1547	273	15	reputable	reputable	ADJ
easat-1547	273	16	brand	brand	NOUN
easat-1547	273	17	.	.	PUNCT
easat-1547	274	1	1724	1724	NUM
easat-1547	274	2	edelweiss	edelweiss	PROPN
easat-1547	274	3	applied	apply	VERB
easat-1547	274	4	science	science	NOUN
easat-1547	274	5	and	and	CCONJ
easat-1547	274	6	technology	technology	NOUN
easat-1547	274	7	issn	issn	PROPN
easat-1547	274	8	:	:	PUNCT
easat-1547	274	9	2576	2576	NUM
easat-1547	274	10	-	-	SYM
easat-1547	274	11	8484	8484	NUM
easat-1547	274	12	vol	vol	NOUN
easat-1547	274	13	.	.	PROPN
easat-1547	274	14	8	8	NUM
easat-1547	274	15	,	,	PUNCT
easat-1547	274	16	no	no	INTJ
easat-1547	274	17	.	.	NOUN
easat-1547	274	18	4	4	NUM
easat-1547	274	19	:	:	PUNCT
easat-1547	274	20	1711	1711	NUM
easat-1547	274	21	-	-	SYM
easat-1547	274	22	1726	1726	NUM
easat-1547	274	23	,	,	PUNCT
easat-1547	274	24	2024	2024	NUM
easat-1547	274	25	doi	doi	NOUN
easat-1547	274	26	:	:	PUNCT
easat-1547	274	27	10.55214/25768484.v8i4.1547	10.55214/25768484.v8i4.1547	NUM
easat-1547	274	28	©	©	PROPN
easat-1547	274	29	2024	2024	NUM
easat-1547	274	30	by	by	ADP
easat-1547	274	31	the	the	DET
easat-1547	274	32	authors	author	NOUN
easat-1547	274	33	;	;	PUNCT
easat-1547	274	34	licensee	licensee	PROPN
easat-1547	274	35	learning	learning	NOUN
easat-1547	274	36	gate	gate	NOUN
easat-1547	274	37	5	5	NUM
easat-1547	274	38	.	.	PUNCT
easat-1547	274	39	conclusion	conclusion	NOUN
easat-1547	274	40	and	and	CCONJ
easat-1547	274	41	limitations	limitation	NOUN
easat-1547	274	42	of	of	ADP
easat-1547	274	43	the	the	DET
easat-1547	274	44	study	study	NOUN
easat-1547	274	45	based	base	VERB
easat-1547	274	46	on	on	ADP
easat-1547	274	47	an	an	DET
easat-1547	274	48	analysis	analysis	NOUN
easat-1547	274	49	of	of	ADP
easat-1547	274	50	351	351	NUM
easat-1547	274	51	valid	valid	ADJ
easat-1547	274	52	samples	sample	NOUN
easat-1547	274	53	using	use	VERB
easat-1547	274	54	spss	spss	PROPN
easat-1547	274	55	20	20	NUM
easat-1547	274	56	software	software	NOUN
easat-1547	274	57	,	,	PUNCT
easat-1547	274	58	this	this	DET
easat-1547	274	59	study	study	NOUN
easat-1547	274	60	identified	identify	VERB
easat-1547	274	61	five	five	NUM
easat-1547	274	62	primary	primary	ADJ
easat-1547	274	63	factors	factor	NOUN
easat-1547	274	64	influencing	influence	VERB
easat-1547	274	65	the	the	DET
easat-1547	274	66	life	life	NOUN
easat-1547	274	67	insurance	insurance	NOUN
easat-1547	274	68	purchase	purchase	NOUN
easat-1547	274	69	decisions	decision	NOUN
easat-1547	274	70	of	of	ADP
easat-1547	274	71	students	student	NOUN
easat-1547	274	72	in	in	ADP
easat-1547	274	73	hanoi	hanoi	NOUN
easat-1547	274	74	:	:	PUNCT
easat-1547	274	75	awareness	awareness	NOUN
easat-1547	274	76	of	of	ADP
easat-1547	274	77	the	the	DET
easat-1547	274	78	value	value	NOUN
easat-1547	274	79	of	of	ADP
easat-1547	274	80	life	life	NOUN
easat-1547	274	81	insurance	insurance	NOUN
easat-1547	274	82	,	,	PUNCT
easat-1547	274	83	barriers	barrier	NOUN
easat-1547	274	84	to	to	ADP
easat-1547	274	85	purchasing	purchase	VERB
easat-1547	274	86	life	life	NOUN
easat-1547	274	87	insurance	insurance	NOUN
easat-1547	274	88	,	,	PUNCT
easat-1547	274	89	motivation	motivation	NOUN
easat-1547	274	90	to	to	PART
easat-1547	274	91	buy	buy	VERB
easat-1547	274	92	life	life	NOUN
easat-1547	274	93	insurance	insurance	NOUN
easat-1547	274	94	,	,	PUNCT
easat-1547	274	95	the	the	DET
easat-1547	274	96	brand	brand	NOUN
easat-1547	274	97	of	of	ADP
easat-1547	274	98	the	the	DET
easat-1547	274	99	life	life	NOUN
easat-1547	274	100	insurance	insurance	NOUN
easat-1547	274	101	company	company	NOUN
easat-1547	274	102	,	,	PUNCT
easat-1547	274	103	and	and	CCONJ
easat-1547	274	104	the	the	DET
easat-1547	274	105	role	role	NOUN
easat-1547	274	106	of	of	ADP
easat-1547	274	107	life	life	NOUN
easat-1547	274	108	insurance	insurance	NOUN
easat-1547	274	109	consultants	consultant	NOUN
easat-1547	274	110	.	.	PUNCT
easat-1547	275	1	the	the	DET
easat-1547	275	2	awareness	awareness	NOUN
easat-1547	275	3	of	of	ADP
easat-1547	275	4	the	the	DET
easat-1547	275	5	value	value	NOUN
easat-1547	275	6	of	of	ADP
easat-1547	275	7	life	life	NOUN
easat-1547	275	8	insurance	insurance	NOUN
easat-1547	275	9	reflects	reflect	VERB
easat-1547	275	10	students	student	NOUN
easat-1547	275	11	'	'	PART
easat-1547	275	12	evaluation	evaluation	NOUN
easat-1547	275	13	of	of	ADP
easat-1547	275	14	the	the	DET
easat-1547	275	15	benefits	benefit	NOUN
easat-1547	275	16	and	and	CCONJ
easat-1547	275	17	significance	significance	NOUN
easat-1547	275	18	of	of	ADP
easat-1547	275	19	insurance	insurance	NOUN
easat-1547	275	20	in	in	ADP
easat-1547	275	21	safeguarding	safeguard	VERB
easat-1547	275	22	personal	personal	ADJ
easat-1547	275	23	and	and	CCONJ
easat-1547	275	24	family	family	NOUN
easat-1547	275	25	finances	finance	NOUN
easat-1547	275	26	.	.	PUNCT
easat-1547	276	1	barriers	barrier	NOUN
easat-1547	276	2	to	to	ADP
easat-1547	276	3	purchasing	purchase	VERB
easat-1547	276	4	life	life	NOUN
easat-1547	276	5	insurance	insurance	NOUN
easat-1547	276	6	include	include	VERB
easat-1547	276	7	factors	factor	NOUN
easat-1547	276	8	that	that	PRON
easat-1547	276	9	deter	deter	VERB
easat-1547	276	10	students	student	NOUN
easat-1547	276	11	from	from	ADP
easat-1547	276	12	making	make	VERB
easat-1547	276	13	a	a	DET
easat-1547	276	14	purchase	purchase	NOUN
easat-1547	276	15	,	,	PUNCT
easat-1547	276	16	such	such	ADJ
easat-1547	276	17	as	as	ADP
easat-1547	276	18	the	the	DET
easat-1547	276	19	perceived	perceive	VERB
easat-1547	276	20	cost	cost	NOUN
easat-1547	276	21	and	and	CCONJ
easat-1547	276	22	the	the	DET
easat-1547	276	23	complexity	complexity	NOUN
easat-1547	276	24	of	of	ADP
easat-1547	276	25	the	the	DET
easat-1547	276	26	process	process	NOUN
easat-1547	276	27	.	.	PUNCT
easat-1547	277	1	motivations	motivation	NOUN
easat-1547	277	2	to	to	PART
easat-1547	277	3	buy	buy	VERB
easat-1547	277	4	life	life	NOUN
easat-1547	277	5	insurance	insurance	NOUN
easat-1547	277	6	encompass	encompass	VERB
easat-1547	277	7	the	the	DET
easat-1547	277	8	reasons	reason	NOUN
easat-1547	277	9	driving	drive	VERB
easat-1547	277	10	students	student	NOUN
easat-1547	277	11	to	to	PART
easat-1547	277	12	seek	seek	VERB
easat-1547	277	13	insurance	insurance	NOUN
easat-1547	277	14	,	,	PUNCT
easat-1547	277	15	primarily	primarily	ADV
easat-1547	277	16	the	the	DET
easat-1547	277	17	need	need	NOUN
easat-1547	277	18	for	for	ADP
easat-1547	277	19	financial	financial	ADJ
easat-1547	277	20	protection	protection	NOUN
easat-1547	277	21	.	.	PUNCT
easat-1547	278	1	the	the	DET
easat-1547	278	2	brand	brand	NOUN
easat-1547	278	3	of	of	ADP
easat-1547	278	4	the	the	DET
easat-1547	278	5	life	life	NOUN
easat-1547	278	6	insurance	insurance	NOUN
easat-1547	278	7	company	company	NOUN
easat-1547	278	8	affects	affect	VERB
easat-1547	278	9	students	student	NOUN
easat-1547	278	10	'	'	PART
easat-1547	278	11	decisions	decision	NOUN
easat-1547	278	12	through	through	ADP
easat-1547	278	13	the	the	DET
easat-1547	278	14	company	company	NOUN
easat-1547	278	15	's	's	PART
easat-1547	278	16	reputation	reputation	NOUN
easat-1547	278	17	and	and	CCONJ
easat-1547	278	18	public	public	ADJ
easat-1547	278	19	image	image	NOUN
easat-1547	278	20	,	,	PUNCT
easat-1547	278	21	while	while	SCONJ
easat-1547	278	22	life	life	NOUN
easat-1547	278	23	insurance	insurance	NOUN
easat-1547	278	24	consultants	consultant	NOUN
easat-1547	278	25	play	play	VERB
easat-1547	278	26	a	a	DET
easat-1547	278	27	critical	critical	ADJ
easat-1547	278	28	role	role	NOUN
easat-1547	278	29	by	by	ADP
easat-1547	278	30	providing	provide	VERB
easat-1547	278	31	information	information	NOUN
easat-1547	278	32	and	and	CCONJ
easat-1547	278	33	guidance	guidance	NOUN
easat-1547	278	34	.	.	PUNCT
easat-1547	279	1	the	the	DET
easat-1547	279	2	study	study	NOUN
easat-1547	279	3	identified	identify	VERB
easat-1547	279	4	and	and	CCONJ
easat-1547	279	5	assessed	assess	VERB
easat-1547	279	6	these	these	DET
easat-1547	279	7	factors	factor	NOUN
easat-1547	279	8	'	'	PART
easat-1547	279	9	impact	impact	NOUN
easat-1547	279	10	and	and	CCONJ
easat-1547	279	11	proposed	propose	VERB
easat-1547	279	12	solutions	solution	NOUN
easat-1547	279	13	to	to	PART
easat-1547	279	14	foster	foster	VERB
easat-1547	279	15	the	the	DET
easat-1547	279	16	sustainable	sustainable	ADJ
easat-1547	279	17	development	development	NOUN
easat-1547	279	18	of	of	ADP
easat-1547	279	19	the	the	DET
easat-1547	279	20	life	life	NOUN
easat-1547	279	21	insurance	insurance	NOUN
easat-1547	279	22	market	market	NOUN
easat-1547	279	23	in	in	ADP
easat-1547	279	24	hanoi	hanoi	PROPN
easat-1547	279	25	and	and	CCONJ
easat-1547	279	26	across	across	ADP
easat-1547	279	27	vietnam	vietnam	PROPN
easat-1547	279	28	.	.	PUNCT
easat-1547	280	1	additionally	additionally	ADV
easat-1547	280	2	,	,	PUNCT
easat-1547	280	3	the	the	DET
easat-1547	280	4	study	study	NOUN
easat-1547	280	5	emphasized	emphasize	VERB
easat-1547	280	6	the	the	DET
easat-1547	280	7	importance	importance	NOUN
easat-1547	280	8	of	of	ADP
easat-1547	280	9	increasing	increase	VERB
easat-1547	280	10	awareness	awareness	NOUN
easat-1547	280	11	about	about	ADP
easat-1547	280	12	the	the	DET
easat-1547	280	13	value	value	NOUN
easat-1547	280	14	and	and	CCONJ
easat-1547	280	15	role	role	NOUN
easat-1547	280	16	of	of	ADP
easat-1547	280	17	life	life	NOUN
easat-1547	280	18	insurance	insurance	NOUN
easat-1547	280	19	in	in	ADP
easat-1547	280	20	the	the	DET
easat-1547	280	21	future	future	NOUN
easat-1547	280	22	.	.	PUNCT
easat-1547	281	1	however	however	ADV
easat-1547	281	2	,	,	PUNCT
easat-1547	281	3	the	the	DET
easat-1547	281	4	research	research	NOUN
easat-1547	281	5	encountered	encounter	VERB
easat-1547	281	6	several	several	ADJ
easat-1547	281	7	limitations	limitation	NOUN
easat-1547	281	8	.	.	PUNCT
easat-1547	282	1	the	the	DET
easat-1547	282	2	current	current	ADJ
easat-1547	282	3	model	model	NOUN
easat-1547	282	4	only	only	ADV
easat-1547	282	5	accounts	account	VERB
easat-1547	282	6	for	for	ADP
easat-1547	282	7	a	a	DET
easat-1547	282	8	portion	portion	NOUN
easat-1547	282	9	of	of	ADP
easat-1547	282	10	the	the	DET
easat-1547	282	11	variance	variance	NOUN
easat-1547	282	12	in	in	ADP
easat-1547	282	13	factors	factor	NOUN
easat-1547	282	14	influencing	influence	VERB
easat-1547	282	15	the	the	DET
easat-1547	282	16	decision	decision	NOUN
easat-1547	282	17	to	to	PART
easat-1547	282	18	purchase	purchase	VERB
easat-1547	282	19	life	life	NOUN
easat-1547	282	20	insurance	insurance	NOUN
easat-1547	282	21	,	,	PUNCT
easat-1547	282	22	suggesting	suggest	VERB
easat-1547	282	23	that	that	SCONJ
easat-1547	282	24	other	other	ADJ
easat-1547	282	25	relevant	relevant	ADJ
easat-1547	282	26	factors	factor	NOUN
easat-1547	282	27	might	might	AUX
easat-1547	282	28	not	not	PART
easat-1547	282	29	have	have	AUX
easat-1547	282	30	been	be	AUX
easat-1547	282	31	included	include	VERB
easat-1547	282	32	in	in	ADP
easat-1547	282	33	the	the	DET
easat-1547	282	34	analysis	analysis	NOUN
easat-1547	282	35	or	or	CCONJ
easat-1547	282	36	that	that	SCONJ
easat-1547	282	37	the	the	DET
easat-1547	282	38	current	current	ADJ
easat-1547	282	39	factors	factor	NOUN
easat-1547	282	40	may	may	AUX
easat-1547	282	41	have	have	VERB
easat-1547	282	42	yet	yet	ADV
easat-1547	282	43	to	to	PART
easat-1547	282	44	be	be	AUX
easat-1547	282	45	fully	fully	ADV
easat-1547	282	46	measured	measure	VERB
easat-1547	282	47	.	.	PUNCT
easat-1547	283	1	the	the	DET
easat-1547	283	2	sample	sample	NOUN
easat-1547	283	3	size	size	NOUN
easat-1547	283	4	,	,	PUNCT
easat-1547	283	5	comprising	comprise	VERB
easat-1547	283	6	351	351	NUM
easat-1547	283	7	respondents	respondent	NOUN
easat-1547	283	8	,	,	PUNCT
easat-1547	283	9	may	may	AUX
easat-1547	283	10	need	need	VERB
easat-1547	283	11	to	to	PART
easat-1547	283	12	be	be	AUX
easat-1547	283	13	sufficiently	sufficiently	ADV
easat-1547	283	14	large	large	ADJ
easat-1547	283	15	to	to	PART
easat-1547	283	16	ensure	ensure	VERB
easat-1547	283	17	representativeness	representativeness	ADJ
easat-1547	283	18	and	and	CCONJ
easat-1547	283	19	generalizability	generalizability	NOUN
easat-1547	283	20	for	for	ADP
easat-1547	283	21	the	the	DET
easat-1547	283	22	entire	entire	ADJ
easat-1547	283	23	student	student	NOUN
easat-1547	283	24	population	population	NOUN
easat-1547	283	25	in	in	ADP
easat-1547	283	26	hanoi	hanoi	PROPN
easat-1547	283	27	,	,	PUNCT
easat-1547	283	28	meaning	mean	VERB
easat-1547	283	29	the	the	DET
easat-1547	283	30	results	result	NOUN
easat-1547	283	31	might	might	AUX
easat-1547	283	32	not	not	PART
easat-1547	283	33	fully	fully	ADV
easat-1547	283	34	capture	capture	VERB
easat-1547	283	35	the	the	DET
easat-1547	283	36	diversity	diversity	NOUN
easat-1547	283	37	within	within	ADP
easat-1547	283	38	the	the	DET
easat-1547	283	39	research	research	NOUN
easat-1547	283	40	group	group	NOUN
easat-1547	283	41	.	.	PUNCT
easat-1547	284	1	furthermore	furthermore	ADV
easat-1547	284	2	,	,	PUNCT
easat-1547	284	3	since	since	SCONJ
easat-1547	284	4	the	the	DET
easat-1547	284	5	study	study	NOUN
easat-1547	284	6	focuses	focus	VERB
easat-1547	284	7	exclusively	exclusively	ADV
easat-1547	284	8	on	on	ADP
easat-1547	284	9	hanoi	hanoi	PROPN
easat-1547	284	10	,	,	PUNCT
easat-1547	284	11	the	the	DET
easat-1547	284	12	findings	finding	NOUN
easat-1547	284	13	may	may	AUX
easat-1547	284	14	not	not	PART
easat-1547	284	15	directly	directly	ADV
easat-1547	284	16	apply	apply	VERB
easat-1547	284	17	to	to	ADP
easat-1547	284	18	other	other	ADJ
easat-1547	284	19	regions	region	NOUN
easat-1547	284	20	of	of	ADP
easat-1547	284	21	vietnam	vietnam	NOUN
easat-1547	284	22	,	,	PUNCT
easat-1547	284	23	limiting	limit	VERB
easat-1547	284	24	the	the	DET
easat-1547	284	25	potential	potential	NOUN
easat-1547	284	26	for	for	ADP
easat-1547	284	27	broader	broad	ADJ
easat-1547	284	28	application	application	NOUN
easat-1547	284	29	of	of	ADP
easat-1547	284	30	the	the	DET
easat-1547	284	31	research	research	NOUN
easat-1547	284	32	conclusions	conclusion	NOUN
easat-1547	284	33	at	at	ADP
easat-1547	284	34	the	the	DET
easat-1547	284	35	national	national	ADJ
easat-1547	284	36	level	level	NOUN
easat-1547	284	37	.	.	PUNCT
easat-1547	285	1	acknowledgment	acknowledgment	NOUN
easat-1547	285	2	:	:	PUNCT
easat-1547	285	3	the	the	DET
easat-1547	285	4	author	author	NOUN
easat-1547	285	5	would	would	AUX
easat-1547	285	6	like	like	VERB
easat-1547	285	7	to	to	PART
easat-1547	285	8	thank	thank	VERB
easat-1547	285	9	the	the	DET
easat-1547	285	10	vnu	vnu	PROPN
easat-1547	285	11	university	university	NOUN
easat-1547	285	12	of	of	ADP
easat-1547	285	13	economics	economic	NOUN
easat-1547	285	14	and	and	CCONJ
easat-1547	285	15	business	business	NOUN
easat-1547	285	16	,	,	PUNCT
easat-1547	285	17	vietnam	vietnam	PROPN
easat-1547	285	18	national	national	PROPN
easat-1547	285	19	university	university	PROPN
easat-1547	285	20	,	,	PUNCT
easat-1547	285	21	hanoi	hanoi	PROPN
easat-1547	285	22	,	,	PUNCT
easat-1547	285	23	vietnam	vietnam	PROPN
easat-1547	285	24	,	,	PUNCT
easat-1547	285	25	and	and	CCONJ
easat-1547	285	26	o.p	o.p	PROPN
easat-1547	285	27	.	.	PROPN
easat-1547	285	28	jindal	jindal	PROPN
easat-1547	285	29	global	global	PROPN
easat-1547	285	30	university	university	PROPN
easat-1547	285	31	,	,	PUNCT
easat-1547	285	32	india	india	PROPN
easat-1547	285	33	for	for	ADP
easat-1547	285	34	supporting	support	VERB
easat-1547	285	35	me	i	PRON
easat-1547	285	36	and	and	CCONJ
easat-1547	285	37	sharing	share	VERB
easat-1547	285	38	their	their	PRON
easat-1547	285	39	experiences	experience	NOUN
easat-1547	285	40	and	and	CCONJ
easat-1547	285	41	information	information	NOUN
easat-1547	285	42	during	during	ADP
easat-1547	285	43	the	the	DET
easat-1547	285	44	conduct	conduct	NOUN
easat-1547	285	45	of	of	ADP
easat-1547	285	46	this	this	DET
easat-1547	285	47	research	research	NOUN
easat-1547	285	48	.	.	PUNCT
easat-1547	286	1	copyright	copyright	NOUN
easat-1547	286	2	:	:	PUNCT
easat-1547	286	3	©	©	PROPN
easat-1547	286	4	2024	2024	NUM
easat-1547	286	5	by	by	ADP
easat-1547	286	6	the	the	DET
easat-1547	286	7	authors	author	NOUN
easat-1547	286	8	.	.	PUNCT
easat-1547	287	1	this	this	DET
easat-1547	287	2	article	article	NOUN
easat-1547	287	3	is	be	AUX
easat-1547	287	4	an	an	DET
easat-1547	287	5	open	open	ADJ
easat-1547	287	6	access	access	NOUN
easat-1547	287	7	article	article	NOUN
easat-1547	287	8	distributed	distribute	VERB
easat-1547	287	9	under	under	ADP
easat-1547	287	10	the	the	DET
easat-1547	287	11	terms	term	NOUN
easat-1547	287	12	and	and	CCONJ
easat-1547	287	13	conditions	condition	NOUN
easat-1547	287	14	of	of	ADP
easat-1547	287	15	the	the	DET
easat-1547	287	16	creative	creative	ADJ
easat-1547	287	17	commons	common	NOUN
easat-1547	287	18	attribution	attribution	NOUN
easat-1547	287	19	(	(	PUNCT
easat-1547	287	20	cc	cc	NOUN
easat-1547	287	21	by	by	ADP
easat-1547	287	22	)	)	PUNCT
easat-1547	287	23	license	license	NOUN
easat-1547	287	24	(	(	PUNCT
easat-1547	287	25	https://creativecommons.org/licenses/by/4.0/	https://creativecommons.org/licenses/by/4.0/	PROPN
easat-1547	287	26	)	)	PUNCT
easat-1547	287	27	.	.	PUNCT
easat-1547	288	1	references	reference	NOUN
easat-1547	288	2	[	[	X
easat-1547	288	3	1	1	NUM
easat-1547	288	4	]	]	PUNCT
easat-1547	288	5	.	.	PUNCT
easat-1547	289	1	a.	a.	PROPN
easat-1547	289	2	p.	p.	PROPN
easat-1547	289	3	liebenberg	liebenberg	PROPN
easat-1547	289	4	,	,	PUNCT
easat-1547	289	5	j.	j.	PROPN
easat-1547	289	6	m.	m.	PROPN
easat-1547	289	7	carson	carson	PROPN
easat-1547	289	8	and	and	CCONJ
easat-1547	289	9	r.	r.	PROPN
easat-1547	289	10	e.	e.	PROPN
easat-1547	289	11	dumm	dumm	PROPN
easat-1547	289	12	,	,	PUNCT
easat-1547	289	13	“	"	PUNCT
easat-1547	289	14	a	a	DET
easat-1547	289	15	dynamic	dynamic	ADJ
easat-1547	289	16	analysis	analysis	NOUN
easat-1547	289	17	of	of	ADP
easat-1547	289	18	the	the	DET
easat-1547	289	19	demand	demand	NOUN
easat-1547	289	20	for	for	ADP
easat-1547	289	21	life	life	NOUN
easat-1547	289	22	insurance	insurance	NOUN
easat-1547	289	23	”	"	PUNCT
easat-1547	289	24	.	.	PUNCT
easat-1547	290	1	journal	journal	NOUN
easat-1547	290	2	of	of	ADP
easat-1547	290	3	risk	risk	NOUN
easat-1547	290	4	and	and	CCONJ
easat-1547	290	5	insurance	insurance	NOUN
easat-1547	290	6	,	,	PUNCT
easat-1547	290	7	vol	vol	NOUN
easat-1547	290	8	.	.	PROPN
easat-1547	290	9	79	79	NUM
easat-1547	290	10	,	,	PUNCT
easat-1547	290	11	no	no	INTJ
easat-1547	290	12	.	.	NOUN
easat-1547	290	13	3	3	NUM
easat-1547	290	14	,	,	PUNCT
easat-1547	290	15	pp	pp	ADJ
easat-1547	290	16	.	.	PUNCT
easat-1547	291	1	619–644	619–644	NUM
easat-1547	291	2	,	,	PUNCT
easat-1547	291	3	2012	2012	NUM
easat-1547	291	4	.	.	PUNCT
easat-1547	292	1	https://doi.org/10.1111/j.1539-6975.2011.01454.x	https://doi.org/10.1111/j.1539-6975.2011.01454.x	NOUN
easat-1547	293	1	[	[	X
easat-1547	293	2	2	2	X
easat-1547	293	3	]	]	PUNCT
easat-1547	293	4	s.	s.	PROPN
easat-1547	293	5	lim	lim	PROPN
easat-1547	293	6	,	,	PUNCT
easat-1547	293	7	t.	t.	PROPN
easat-1547	293	8	oh	oh	INTJ
easat-1547	293	9	,	,	PUNCT
easat-1547	293	10	and	and	CCONJ
easat-1547	293	11	g.	g.	PROPN
easat-1547	293	12	ngayo	ngayo	PROPN
easat-1547	293	13	,	,	PUNCT
easat-1547	293	14	“	"	PUNCT
easat-1547	293	15	analyzing	analyze	VERB
easat-1547	293	16	factors	factor	NOUN
easat-1547	293	17	affecting	affect	VERB
easat-1547	293	18	risk	risk	NOUN
easat-1547	293	19	aversion	aversion	NOUN
easat-1547	293	20	:	:	PUNCT
easat-1547	293	21	case	case	NOUN
easat-1547	293	22	of	of	ADP
easat-1547	293	23	life	life	NOUN
easat-1547	293	24	insurance	insurance	NOUN
easat-1547	293	25	data	datum	NOUN
easat-1547	293	26	in	in	ADP
easat-1547	293	27	korea	korea	PROPN
easat-1547	293	28	,	,	PUNCT
easat-1547	293	29	”	"	PUNCT
easat-1547	293	30	heliyon	heliyon	NOUN
easat-1547	293	31	,	,	PUNCT
easat-1547	293	32	vol	vol	NOUN
easat-1547	293	33	.	.	PROPN
easat-1547	293	34	9	9	NUM
easat-1547	293	35	,	,	PUNCT
easat-1547	293	36	no	no	INTJ
easat-1547	293	37	.	.	NOUN
easat-1547	293	38	10	10	NUM
easat-1547	293	39	,	,	PUNCT
easat-1547	293	40	pp	pp	ADJ
easat-1547	293	41	.	.	PUNCT
easat-1547	294	1	20697	20697	NUM
easat-1547	294	2	,	,	PUNCT
easat-1547	294	3	2023	2023	NUM
easat-1547	294	4	.	.	PUNCT
easat-1547	295	1	https://doi.org/10.1016/j.heliyon.2023.e20697	https://doi.org/10.1016/j.heliyon.2023.e20697	PUNCT
easat-1547	296	1	[	[	X
easat-1547	296	2	3	3	NUM
easat-1547	296	3	]	]	X
easat-1547	296	4	n.	n.	NOUN
easat-1547	296	5	t.	t.	NOUN
easat-1547	296	6	luyen	luyen	PROPN
easat-1547	296	7	and	and	CCONJ
easat-1547	296	8	n.	n.	NOUN
easat-1547	296	9	t.	t.	PROPN
easat-1547	296	10	n.	n.	PROPN
easat-1547	296	11	quy	quy	PROPN
easat-1547	296	12	,	,	PUNCT
easat-1547	296	13	“	"	PUNCT
easat-1547	296	14	the	the	DET
easat-1547	296	15	impact	impact	NOUN
easat-1547	296	16	of	of	ADP
easat-1547	296	17	demographic	demographic	ADJ
easat-1547	296	18	factors	factor	NOUN
easat-1547	296	19	on	on	ADP
easat-1547	296	20	vietnamese	vietnamese	ADJ
easat-1547	296	21	people	people	NOUN
easat-1547	296	22	's	's	PART
easat-1547	296	23	decision	decision	NOUN
easat-1547	296	24	to	to	PART
easat-1547	296	25	purchase	purchase	VERB
easat-1547	296	26	life	life	NOUN
easat-1547	296	27	insurance	insurance	NOUN
easat-1547	296	28	,	,	PUNCT
easat-1547	296	29	”	"	PUNCT
easat-1547	296	30	journal	journal	NOUN
easat-1547	296	31	of	of	ADP
easat-1547	296	32	social	social	ADJ
easat-1547	296	33	sciences	science	NOUN
easat-1547	296	34	,	,	PUNCT
easat-1547	296	35	vol	vol	NOUN
easat-1547	296	36	.	.	PROPN
easat-1547	296	37	6	6	NUM
easat-1547	296	38	,	,	PUNCT
easat-1547	296	39	no	no	INTJ
easat-1547	296	40	.	.	NOUN
easat-1547	296	41	298	298	NUM
easat-1547	296	42	,	,	PUNCT
easat-1547	296	43	pp	pp	ADP
easat-1547	296	44	.	.	PUNCT
easat-1547	297	1	5–16	5–16	NOUN
easat-1547	297	2	,	,	PUNCT
easat-1547	297	3	2023	2023	NUM
easat-1547	297	4	.	.	PUNCT
easat-1547	298	1	[	[	X
easat-1547	298	2	4	4	NUM
easat-1547	298	3	]	]	X
easat-1547	298	4	vietnam	vietnam	PROPN
easat-1547	298	5	insurance	insurance	PROPN
easat-1547	298	6	development	development	PROPN
easat-1547	298	7	institute	institute	PROPN
easat-1547	298	8	,	,	PUNCT
easat-1547	298	9	“	"	PUNCT
easat-1547	298	10	vietnam	vietnam	PROPN
easat-1547	298	11	has	have	VERB
easat-1547	298	12	up	up	ADP
easat-1547	298	13	to	to	PART
easat-1547	298	14	1,300	1,300	NUM
easat-1547	298	15	life	life	NOUN
easat-1547	298	16	and	and	CCONJ
easat-1547	298	17	non	non	ADJ
easat-1547	298	18	-	-	ADJ
easat-1547	298	19	life	life	ADJ
easat-1547	298	20	insurance	insurance	NOUN
easat-1547	298	21	products	product	NOUN
easat-1547	298	22	,	,	PUNCT
easat-1547	298	23	”	"	PUNCT
easat-1547	298	24	vidi	vidi	PROPN
easat-1547	298	25	-	-	PROPN
easat-1547	298	26	vietnam	vietnam	PROPN
easat-1547	298	27	insurance	insurance	PROPN
easat-1547	298	28	development	development	PROPN
easat-1547	298	29	institute	institute	PROPN
easat-1547	298	30	electronic	electronic	ADJ
easat-1547	298	31	information	information	NOUN
easat-1547	298	32	portal	portal	NOUN
easat-1547	298	33	,	,	PUNCT
easat-1547	298	34	2019	2019	NUM
easat-1547	298	35	.	.	PUNCT
easat-1547	299	1	[	[	X
easat-1547	299	2	online	online	X
easat-1547	299	3	]	]	X
easat-1547	299	4	.	.	PUNCT
easat-1547	300	1	available	available	ADJ
easat-1547	300	2	:	:	PUNCT
easat-1547	300	3	https://mof.gov.vn/webcenter/portal/ttncdtbh/pages_r/l/chi-tiet-tin?ddocname=mofucm142652	https://mof.gov.vn/webcenter/portal/ttncdtbh/pages_r/l/chi-tiet-tin?ddocname=mofucm142652	X
easat-1547	301	1	[	[	X
easat-1547	301	2	5	5	NUM
easat-1547	301	3	]	]	PUNCT
easat-1547	301	4	chinhphu.vn	chinhphu.vn	NUM
easat-1547	301	5	,	,	PUNCT
easat-1547	301	6	“	"	PUNCT
easat-1547	301	7	hanoi	hanoi	NOUN
easat-1547	301	8	capital	capital	NOUN
easat-1547	301	9	strives	strive	VERB
easat-1547	301	10	for	for	ADP
easat-1547	301	11	grdp	grdp	NOUN
easat-1547	301	12	per	per	ADP
easat-1547	301	13	capita	capita	NOUN
easat-1547	301	14	to	to	PART
easat-1547	301	15	reach	reach	VERB
easat-1547	301	16	about	about	ADV
easat-1547	301	17	12,000	12,000	NUM
easat-1547	301	18	-	-	SYM
easat-1547	301	19	13,000	13,000	NUM
easat-1547	301	20	usd	usd	NOUN
easat-1547	301	21	by	by	ADP
easat-1547	301	22	2030	2030	NUM
easat-1547	301	23	,	,	PUNCT
easat-1547	301	24	”	"	PUNCT
easat-1547	301	25	2023	2023	NUM
easat-1547	301	26	.	.	PUNCT
easat-1547	302	1	[	[	X
easat-1547	302	2	online	online	X
easat-1547	302	3	]	]	X
easat-1547	302	4	.	.	PUNCT
easat-1547	303	1	available	available	ADJ
easat-1547	303	2	:	:	PUNCT
easat-1547	303	3	https://media.chinhphu.vn/thu-do-ha-noi-phan-dau-grdp-binh-quan-dau-nguoi-den-nam-2030-dat-khoang12000-13000-usd-10223020816100406.htm	https://media.chinhphu.vn/thu-do-ha-noi-phan-dau-grdp-binh-quan-dau-nguoi-den-nam-2030-dat-khoang12000-13000-usd-10223020816100406.htm	X
easat-1547	304	1	[	[	X
easat-1547	304	2	6	6	NUM
easat-1547	304	3	]	]	X
easat-1547	304	4	ministry	ministry	PROPN
easat-1547	304	5	of	of	ADP
easat-1547	304	6	education	education	NOUN
easat-1547	304	7	and	and	CCONJ
easat-1547	304	8	training	training	NOUN
easat-1547	304	9	,	,	PUNCT
easat-1547	304	10	“	"	PUNCT
easat-1547	304	11	higher	high	ADJ
easat-1547	304	12	education	education	NOUN
easat-1547	304	13	statistics	statistic	NOUN
easat-1547	304	14	2023	2023	NUM
easat-1547	304	15	,	,	PUNCT
easat-1547	304	16	”	"	PUNCT
easat-1547	304	17	2023	2023	NUM
easat-1547	304	18	.	.	PUNCT
easat-1547	305	1	[	[	X
easat-1547	305	2	online	online	X
easat-1547	305	3	]	]	X
easat-1547	305	4	.	.	PUNCT
easat-1547	306	1	available	available	ADJ
easat-1547	306	2	:	:	PUNCT
easat-1547	306	3	https://moet.gov.vn/thong-ke/pages/thong-ko-giao-duc-dai-hoc.aspx	https://moet.gov.vn/thong-ke/pages/thong-ko-giao-duc-dai-hoc.aspx	NUM
easat-1547	307	1	[	[	X
easat-1547	307	2	7	7	X
easat-1547	307	3	]	]	X
easat-1547	307	4	h.	h.	PROPN
easat-1547	307	5	t.	t.	PROPN
easat-1547	307	6	h.	h.	PROPN
easat-1547	307	7	nguyen	nguyen	PROPN
easat-1547	307	8	,	,	PUNCT
easat-1547	307	9	“	"	PUNCT
easat-1547	307	10	life	life	NOUN
easat-1547	307	11	insurance	insurance	NOUN
easat-1547	307	12	:	:	PUNCT
easat-1547	307	13	factors	factor	NOUN
easat-1547	307	14	affecting	affect	VERB
easat-1547	307	15	contract	contract	NOUN
easat-1547	307	16	premiums	premium	NOUN
easat-1547	307	17	and	and	CCONJ
easat-1547	307	18	current	current	ADJ
easat-1547	307	19	market	market	NOUN
easat-1547	307	20	situation	situation	NOUN
easat-1547	307	21	in	in	ADP
easat-1547	307	22	vietnam	vietnam	PROPN
easat-1547	307	23	,	,	PUNCT
easat-1547	307	24	”	"	PUNCT
easat-1547	307	25	huflit	huflit	ADJ
easat-1547	307	26	journal	journal	PROPN
easat-1547	307	27	of	of	ADP
easat-1547	307	28	science	science	NOUN
easat-1547	307	29	,	,	PUNCT
easat-1547	307	30	2023	2023	NUM
easat-1547	307	31	.	.	PUNCT
easat-1547	308	1	https://creativecommons.org/licenses/by/4.0/	https://creativecommons.org/licenses/by/4.0/	PROPN
easat-1547	308	2	https://doi.org/10.1111/j.1539-6975.2011.01454.x	https://doi.org/10.1111/j.1539-6975.2011.01454.x	PROPN
easat-1547	308	3	https://doi.org/10.1016/j.heliyon.2023.e20697	https://doi.org/10.1016/j.heliyon.2023.e20697	AUX
easat-1547	308	4	https://mof.gov.vn/webcenter/portal/ttncdtbh/pages_r/l/chi-tiet-tin?ddocname=mofucm142652	https://mof.gov.vn/webcenter/portal/ttncdtbh/pages_r/l/chi-tiet-tin?ddocname=mofucm142652	ADJ
easat-1547	308	5	https://media.chinhphu.vn/thu-do-ha-noi-phan-dau-grdp-binh-quan-dau-nguoi-den-nam-2030-dat-khoang-12000-13000-usd-10223020816100406.htm	https://media.chinhphu.vn/thu-do-ha-noi-phan-dau-grdp-binh-quan-dau-nguoi-den-nam-2030-dat-khoang-12000-13000-usd-10223020816100406.htm	PROPN
easat-1547	308	6	https://media.chinhphu.vn/thu-do-ha-noi-phan-dau-grdp-binh-quan-dau-nguoi-den-nam-2030-dat-khoang-12000-13000-usd-10223020816100406.htm	https://media.chinhphu.vn/thu-do-ha-noi-phan-dau-grdp-binh-quan-dau-nguoi-den-nam-2030-dat-khoang-12000-13000-usd-10223020816100406.htm	PROPN
easat-1547	308	7	1725	1725	NUM
easat-1547	308	8	edelweiss	edelweiss	PROPN
easat-1547	308	9	applied	apply	VERB
easat-1547	308	10	science	science	NOUN
easat-1547	308	11	and	and	CCONJ
easat-1547	308	12	technology	technology	NOUN
easat-1547	308	13	issn	issn	PROPN
easat-1547	308	14	:	:	PUNCT
easat-1547	308	15	2576	2576	NUM
easat-1547	308	16	-	-	SYM
easat-1547	308	17	8484	8484	NUM
easat-1547	308	18	vol	vol	NOUN
easat-1547	308	19	.	.	PROPN
easat-1547	308	20	8	8	NUM
easat-1547	308	21	,	,	PUNCT
easat-1547	308	22	no	no	INTJ
easat-1547	308	23	.	.	NOUN
easat-1547	308	24	4	4	NUM
easat-1547	308	25	:	:	PUNCT
easat-1547	308	26	1711	1711	NUM
easat-1547	308	27	-	-	SYM
easat-1547	308	28	1726	1726	NUM
easat-1547	308	29	,	,	PUNCT
easat-1547	308	30	2024	2024	NUM
easat-1547	308	31	doi	doi	NOUN
easat-1547	308	32	:	:	PUNCT
easat-1547	308	33	10.55214/25768484.v8i4.1547	10.55214/25768484.v8i4.1547	NUM
easat-1547	308	34	©	©	PROPN
easat-1547	308	35	2024	2024	NUM
easat-1547	308	36	by	by	ADP
easat-1547	308	37	the	the	DET
easat-1547	308	38	authors	author	NOUN
easat-1547	308	39	;	;	PUNCT
easat-1547	308	40	licensee	licensee	PROPN
easat-1547	308	41	learning	learning	NOUN
easat-1547	308	42	gate	gate	NOUN
easat-1547	309	1	[	[	X
easat-1547	309	2	8	8	NUM
easat-1547	309	3	]	]	PUNCT
easat-1547	309	4	x.	x.	NOUN
easat-1547	309	5	g.	g.	PROPN
easat-1547	309	6	pham	pham	PROPN
easat-1547	309	7	and	and	CCONJ
easat-1547	309	8	t.	t.	PROPN
easat-1547	309	9	t.	t.	PROPN
easat-1547	309	10	h.	h.	PROPN
easat-1547	309	11	nguyen	nguyen	PROPN
easat-1547	309	12	,	,	PUNCT
easat-1547	309	13	“	"	PUNCT
easat-1547	309	14	factors	factor	NOUN
easat-1547	309	15	affecting	affect	VERB
easat-1547	309	16	people	people	NOUN
easat-1547	309	17	's	's	PART
easat-1547	309	18	intention	intention	NOUN
easat-1547	309	19	to	to	PART
easat-1547	309	20	purchase	purchase	VERB
easat-1547	309	21	life	life	NOUN
easat-1547	309	22	insurance	insurance	NOUN
easat-1547	309	23	:	:	PUNCT
easat-1547	309	24	a	a	DET
easat-1547	309	25	case	case	NOUN
easat-1547	309	26	study	study	NOUN
easat-1547	309	27	in	in	ADP
easat-1547	309	28	go	go	NOUN
easat-1547	309	29	vap	vap	NOUN
easat-1547	309	30	district	district	NOUN
easat-1547	309	31	,	,	PUNCT
easat-1547	309	32	ho	ho	PROPN
easat-1547	309	33	chi	chi	PROPN
easat-1547	309	34	minh	minh	PROPN
easat-1547	309	35	city	city	NOUN
easat-1547	309	36	,	,	PUNCT
easat-1547	309	37	”	"	PUNCT
easat-1547	309	38	journal	journal	NOUN
easat-1547	309	39	of	of	ADP
easat-1547	309	40	science	science	NOUN
easat-1547	309	41	and	and	CCONJ
easat-1547	309	42	technology	technology	NOUN
easat-1547	309	43	iuh	iuh	NOUN
easat-1547	309	44	,	,	PUNCT
easat-1547	309	45	vol	vol	NOUN
easat-1547	309	46	.	.	PROPN
easat-1547	309	47	54	54	NUM
easat-1547	309	48	,	,	PUNCT
easat-1547	309	49	no	no	INTJ
easat-1547	309	50	.	.	NOUN
easat-1547	309	51	06	06	NUM
easat-1547	309	52	,	,	PUNCT
easat-1547	309	53	2022	2022	NUM
easat-1547	309	54	.	.	PUNCT
easat-1547	310	1	https://doi.org/10.46242/jstiuh.v54i06.4214	https://doi.org/10.46242/jstiuh.v54i06.4214	ADJ
easat-1547	311	1	[	[	X
easat-1547	311	2	9	9	NUM
easat-1547	311	3	]	]	X
easat-1547	311	4	e.	e.	PROPN
easat-1547	311	5	luciano	luciano	PROPN
easat-1547	311	6	,	,	PUNCT
easat-1547	311	7	j.	j.	PROPN
easat-1547	311	8	f.	f.	PROPN
easat-1547	311	9	outreville	outreville	PROPN
easat-1547	311	10	,	,	PUNCT
easat-1547	311	11	and	and	CCONJ
easat-1547	311	12	m.	m.	PROPN
easat-1547	311	13	rossi	rossi	PROPN
easat-1547	311	14	,	,	PUNCT
easat-1547	311	15	“	"	PUNCT
easat-1547	311	16	life	life	NOUN
easat-1547	311	17	insurance	insurance	NOUN
easat-1547	311	18	demand	demand	NOUN
easat-1547	311	19	:	:	PUNCT
easat-1547	311	20	evidence	evidence	NOUN
easat-1547	311	21	from	from	ADP
easat-1547	311	22	italian	italian	ADJ
easat-1547	311	23	households	household	NOUN
easat-1547	311	24	;	;	PUNCT
easat-1547	311	25	a	a	DET
easat-1547	311	26	microeconomic	microeconomic	ADJ
easat-1547	311	27	view	view	NOUN
easat-1547	311	28	and	and	CCONJ
easat-1547	311	29	gender	gender	NOUN
easat-1547	311	30	issue	issue	NOUN
easat-1547	311	31	,	,	PUNCT
easat-1547	311	32	”	"	PUNCT
easat-1547	311	33	ssrn	ssrn	PROPN
easat-1547	311	34	electronic	electronic	ADJ
easat-1547	311	35	journal	journal	NOUN
easat-1547	311	36	,	,	PUNCT
easat-1547	311	37	2015	2015	NUM
easat-1547	311	38	.	.	PUNCT
easat-1547	312	1	[	[	X
easat-1547	312	2	10	10	NUM
easat-1547	312	3	]	]	PUNCT
easat-1547	312	4	z.	z.	PROPN
easat-1547	312	5	l.	l.	PROPN
easat-1547	312	6	cheng	cheng	PROPN
easat-1547	312	7	,	,	PUNCT
easat-1547	312	8	“	"	PUNCT
easat-1547	312	9	factors	factor	NOUN
easat-1547	312	10	influencing	influence	VERB
easat-1547	312	11	purchase	purchase	NOUN
easat-1547	312	12	intention	intention	NOUN
easat-1547	312	13	on	on	ADP
easat-1547	312	14	life	life	NOUN
easat-1547	312	15	insurance	insurance	NOUN
easat-1547	312	16	in	in	ADP
easat-1547	312	17	low	low	ADJ
easat-1547	312	18	rate	rate	NOUN
easat-1547	312	19	of	of	ADP
easat-1547	312	20	urbanization	urbanization	NOUN
easat-1547	312	21	states	state	NOUN
easat-1547	312	22	in	in	ADP
easat-1547	312	23	malaysia	malaysia	PROPN
easat-1547	312	24	,	,	PUNCT
easat-1547	312	25	”	"	PUNCT
easat-1547	312	26	in	in	ADP
easat-1547	312	27	proceedings	proceeding	NOUN
easat-1547	312	28	of	of	ADP
easat-1547	312	29	the	the	DET
easat-1547	312	30	10th	10th	ADJ
easat-1547	312	31	international	international	ADJ
easat-1547	312	32	conference	conference	NOUN
easat-1547	312	33	on	on	ADP
easat-1547	312	34	business	business	NOUN
easat-1547	312	35	,	,	PUNCT
easat-1547	312	36	accounting	accounting	NOUN
easat-1547	312	37	,	,	PUNCT
easat-1547	312	38	finance	finance	NOUN
easat-1547	312	39	and	and	CCONJ
easat-1547	312	40	economics	economic	NOUN
easat-1547	312	41	(	(	PUNCT
easat-1547	312	42	bafe	bafe	PROPN
easat-1547	312	43	2022	2022	NUM
easat-1547	312	44	)	)	PUNCT
easat-1547	312	45	,	,	PUNCT
easat-1547	312	46	vol	vol	NOUN
easat-1547	312	47	.	.	PROPN
easat-1547	312	48	234	234	NUM
easat-1547	312	49	,	,	PUNCT
easat-1547	312	50	pp	pp	ADJ
easat-1547	312	51	.	.	PUNCT
easat-1547	313	1	3–13	3–13	NUM
easat-1547	313	2	,	,	PUNCT
easat-1547	313	3	2023	2023	NUM
easat-1547	313	4	.	.	PUNCT
easat-1547	314	1	https://doi.org/10.2991/978-2-494069-99-2_2	https://doi.org/10.2991/978-2-494069-99-2_2	ADJ
easat-1547	315	1	[	[	X
easat-1547	315	2	11	11	NUM
easat-1547	315	3	]	]	PUNCT
easat-1547	315	4	t.	t.	PROPN
easat-1547	315	5	jahan	jahan	PROPN
easat-1547	315	6	and	and	CCONJ
easat-1547	315	7	m.	m.	PROPN
easat-1547	315	8	m.	m.	PROPN
easat-1547	315	9	sabbir	sabbir	PROPN
easat-1547	315	10	,	,	PUNCT
easat-1547	315	11	“	"	PUNCT
easat-1547	315	12	analysis	analysis	NOUN
easat-1547	315	13	of	of	ADP
easat-1547	315	14	consumer	consumer	NOUN
easat-1547	315	15	purchase	purchase	NOUN
easat-1547	315	16	intention	intention	NOUN
easat-1547	315	17	of	of	ADP
easat-1547	315	18	life	life	NOUN
easat-1547	315	19	insurance	insurance	NOUN
easat-1547	315	20	:	:	PUNCT
easat-1547	315	21	bangladesh	bangladesh	NOUN
easat-1547	315	22	perspective	perspective	NOUN
easat-1547	315	23	,	,	PUNCT
easat-1547	315	24	”	"	PUNCT
easat-1547	315	25	khulna	khulna	PROPN
easat-1547	315	26	university	university	PROPN
easat-1547	315	27	business	business	PROPN
easat-1547	315	28	review	review	PROPN
easat-1547	315	29	,	,	PUNCT
easat-1547	315	30	pp	pp	X
easat-1547	315	31	.	.	PUNCT
easat-1547	316	1	13–28	13–28	NUM
easat-1547	316	2	,	,	PUNCT
easat-1547	316	3	2019	2019	NUM
easat-1547	316	4	.	.	PUNCT
easat-1547	317	1	https://doi.org/10.35649/kubr.2018.13.12.2	https://doi.org/10.35649/kubr.2018.13.12.2	NOUN
easat-1547	318	1	[	[	X
easat-1547	318	2	12	12	NUM
easat-1547	318	3	]	]	X
easat-1547	318	4	s.	s.	PROPN
easat-1547	318	5	innocenti	innocenti	PROPN
easat-1547	318	6	,	,	PUNCT
easat-1547	318	7	g.	g.	PROPN
easat-1547	318	8	l.	l.	PROPN
easat-1547	318	9	clark	clark	PROPN
easat-1547	318	10	,	,	PUNCT
easat-1547	318	11	s.	s.	PROPN
easat-1547	318	12	mcgill	mcgill	PROPN
easat-1547	318	13	,	,	PUNCT
easat-1547	318	14	and	and	CCONJ
easat-1547	318	15	j.	j.	PROPN
easat-1547	318	16	cuñado	cuñado	PROPN
easat-1547	318	17	,	,	PUNCT
easat-1547	318	18	“	"	PUNCT
easat-1547	318	19	the	the	DET
easat-1547	318	20	effect	effect	NOUN
easat-1547	318	21	of	of	ADP
easat-1547	318	22	past	past	ADJ
easat-1547	318	23	health	health	NOUN
easat-1547	318	24	events	event	NOUN
easat-1547	318	25	on	on	ADP
easat-1547	318	26	intentions	intention	NOUN
easat-1547	318	27	to	to	PART
easat-1547	318	28	purchase	purchase	VERB
easat-1547	318	29	insurance	insurance	NOUN
easat-1547	318	30	:	:	PUNCT
easat-1547	318	31	evidence	evidence	NOUN
easat-1547	318	32	from	from	ADP
easat-1547	318	33	11	11	NUM
easat-1547	318	34	countries	country	NOUN
easat-1547	318	35	,	,	PUNCT
easat-1547	318	36	”	"	PUNCT
easat-1547	318	37	journal	journal	NOUN
easat-1547	318	38	of	of	ADP
easat-1547	318	39	economic	economic	ADJ
easat-1547	318	40	psychology	psychology	NOUN
easat-1547	318	41	,	,	PUNCT
easat-1547	318	42	vol	vol	NOUN
easat-1547	318	43	.	.	PROPN
easat-1547	318	44	74	74	NUM
easat-1547	318	45	,	,	PUNCT
easat-1547	318	46	p.	p.	NOUN
easat-1547	318	47	102204	102204	NUM
easat-1547	318	48	,	,	PUNCT
easat-1547	318	49	2019	2019	NUM
easat-1547	318	50	.	.	PUNCT
easat-1547	319	1	https://doi.org/10.1016/j.joep.2019.102204	https://doi.org/10.1016/j.joep.2019.102204	PROPN
easat-1547	319	2	[	[	X
easat-1547	319	3	13	13	NUM
easat-1547	319	4	]	]	X
easat-1547	319	5	n.	n.	PROPN
easat-1547	319	6	t.	t.	PROPN
easat-1547	319	7	b.	b.	PROPN
easat-1547	319	8	minh	minh	PROPN
easat-1547	319	9	,	,	PUNCT
easat-1547	319	10	k.	k.	PROPN
easat-1547	319	11	d.	d.	PROPN
easat-1547	319	12	nam	nam	PROPN
easat-1547	319	13	,	,	PUNCT
easat-1547	319	14	and	and	CCONJ
easat-1547	319	15	t.	t.	PROPN
easat-1547	319	16	t.	t.	PROPN
easat-1547	319	17	t.	t.	PROPN
easat-1547	319	18	thuan	thuan	PROPN
easat-1547	319	19	,	,	PUNCT
easat-1547	319	20	“	"	PUNCT
easat-1547	319	21	factors	factor	NOUN
easat-1547	319	22	affecting	affect	VERB
easat-1547	319	23	the	the	DET
easat-1547	319	24	decision	decision	NOUN
easat-1547	319	25	to	to	PART
easat-1547	319	26	purchase	purchase	VERB
easat-1547	319	27	life	life	NOUN
easat-1547	319	28	insurance	insurance	NOUN
easat-1547	319	29	of	of	ADP
easat-1547	319	30	individual	individual	ADJ
easat-1547	319	31	customers	customer	NOUN
easat-1547	319	32	in	in	ADP
easat-1547	319	33	ho	ho	PROPN
easat-1547	319	34	chi	chi	PROPN
easat-1547	319	35	minh	minh	PROPN
easat-1547	319	36	city	city	NOUN
easat-1547	319	37	,	,	PUNCT
easat-1547	319	38	”	"	PUNCT
easat-1547	319	39	hcmcoujs	hcmcoujs	NOUN
easat-1547	319	40	-	-	PUNCT
easat-1547	319	41	economics	economic	NOUN
easat-1547	319	42	and	and	CCONJ
easat-1547	319	43	business	business	NOUN
easat-1547	319	44	administration	administration	PROPN
easat-1547	319	45	,	,	PUNCT
easat-1547	319	46	vol	vol	NOUN
easat-1547	319	47	.	.	PROPN
easat-1547	319	48	16	16	NUM
easat-1547	319	49	,	,	PUNCT
easat-1547	319	50	no	no	INTJ
easat-1547	319	51	.	.	NOUN
easat-1547	319	52	2	2	NUM
easat-1547	319	53	,	,	PUNCT
easat-1547	319	54	pp	pp	ADJ
easat-1547	319	55	.	.	PUNCT
easat-1547	320	1	156–169	156–169	NUM
easat-1547	320	2	,	,	PUNCT
easat-1547	320	3	2020	2020	NUM
easat-1547	320	4	.	.	PUNCT
easat-1547	321	1	[	[	X
easat-1547	321	2	14	14	NUM
easat-1547	321	3	]	]	X
easat-1547	321	4	d.	d.	PROPN
easat-1547	321	5	t.	t.	PROPN
easat-1547	321	6	t.	t.	PROPN
easat-1547	321	7	hai	hai	PROPN
easat-1547	321	8	,	,	PUNCT
easat-1547	321	9	n.	n.	PROPN
easat-1547	321	10	m.	m.	PROPN
easat-1547	321	11	huan	huan	PROPN
easat-1547	321	12	,	,	PUNCT
easat-1547	321	13	n.	n.	PROPN
easat-1547	321	14	t.	t.	PROPN
easat-1547	321	15	ngoc	ngoc	PROPN
easat-1547	321	16	,	,	PUNCT
easat-1547	321	17	and	and	CCONJ
easat-1547	321	18	b.	b.	PROPN
easat-1547	321	19	t.	t.	PROPN
easat-1547	321	20	x.	x.	PROPN
easat-1547	321	21	nuong	nuong	PROPN
easat-1547	321	22	,	,	PUNCT
easat-1547	321	23	“	"	PUNCT
easat-1547	321	24	factors	factor	NOUN
easat-1547	321	25	affecting	affect	VERB
easat-1547	321	26	the	the	DET
easat-1547	321	27	decision	decision	NOUN
easat-1547	321	28	to	to	PART
easat-1547	321	29	purchase	purchase	VERB
easat-1547	321	30	life	life	NOUN
easat-1547	321	31	insurance	insurance	NOUN
easat-1547	321	32	customers	customer	NOUN
easat-1547	321	33	in	in	ADP
easat-1547	321	34	da	da	PROPN
easat-1547	321	35	nang	nang	PROPN
easat-1547	321	36	city	city	PROPN
easat-1547	321	37	,	,	PUNCT
easat-1547	321	38	”	"	PUNCT
easat-1547	321	39	economics	economic	NOUN
easat-1547	321	40	and	and	CCONJ
easat-1547	321	41	forecasting	forecasting	NOUN
easat-1547	321	42	,	,	PUNCT
easat-1547	321	43	no	no	INTJ
easat-1547	321	44	.	.	NOUN
easat-1547	321	45	10	10	NUM
easat-1547	321	46	,	,	PUNCT
easat-1547	321	47	pp	pp	ADJ
easat-1547	321	48	.	.	PUNCT
easat-1547	322	1	236–239	236–239	NUM
easat-1547	322	2	,	,	PUNCT
easat-1547	322	3	2024	2024	NUM
easat-1547	322	4	.	.	PUNCT
easat-1547	323	1	[	[	X
easat-1547	323	2	15	15	NUM
easat-1547	323	3	]	]	X
easat-1547	323	4	h.	h.	PROPN
easat-1547	323	5	t.	t.	PROPN
easat-1547	323	6	huy	huy	PROPN
easat-1547	323	7	,	,	PUNCT
easat-1547	323	8	“	"	PUNCT
easat-1547	323	9	analysis	analysis	NOUN
easat-1547	323	10	of	of	ADP
easat-1547	323	11	retirees	retiree	NOUN
easat-1547	323	12	'	'	PART
easat-1547	323	13	decision	decision	NOUN
easat-1547	323	14	to	to	PART
easat-1547	323	15	participate	participate	VERB
easat-1547	323	16	in	in	ADP
easat-1547	323	17	life	life	NOUN
easat-1547	323	18	insurance	insurance	NOUN
easat-1547	323	19	in	in	ADP
easat-1547	323	20	can	can	AUX
easat-1547	323	21	tho	tho	PROPN
easat-1547	323	22	city	city	NOUN
easat-1547	323	23	,	,	PUNCT
easat-1547	323	24	”	"	PUNCT
easat-1547	323	25	journal	journal	NOUN
easat-1547	323	26	of	of	ADP
easat-1547	323	27	commercial	commercial	ADJ
easat-1547	323	28	science	science	NOUN
easat-1547	323	29	,	,	PUNCT
easat-1547	323	30	vol	vol	NOUN
easat-1547	323	31	.	.	PROPN
easat-1547	323	32	145	145	NUM
easat-1547	323	33	,	,	PUNCT
easat-1547	323	34	pp	pp	ADJ
easat-1547	323	35	.	.	PUNCT
easat-1547	324	1	36–46	36–46	NUM
easat-1547	324	2	,	,	PUNCT
easat-1547	324	3	2020	2020	NUM
easat-1547	324	4	.	.	PUNCT
easat-1547	325	1	https://doi.org/10.2139/ssrn.2608482	https://doi.org/10.2139/ssrn.2608482	PROPN
easat-1547	326	1	[	[	X
easat-1547	326	2	16	16	NUM
easat-1547	326	3	]	]	X
easat-1547	326	4	p.	p.	NOUN
easat-1547	326	5	kotler	kotler	PROPN
easat-1547	326	6	and	and	CCONJ
easat-1547	326	7	k.	k.	PROPN
easat-1547	326	8	l.	l.	PROPN
easat-1547	326	9	keller	keller	PROPN
easat-1547	326	10	,	,	PUNCT
easat-1547	326	11	marketing	marketing	NOUN
easat-1547	326	12	management	management	NOUN
easat-1547	326	13	,	,	PUNCT
easat-1547	326	14	prentice	prentice	NOUN
easat-1547	326	15	hall	hall	NOUN
easat-1547	326	16	,	,	PUNCT
easat-1547	326	17	2012	2012	NUM
easat-1547	326	18	.	.	PUNCT
easat-1547	327	1	[	[	X
easat-1547	327	2	17	17	NUM
easat-1547	327	3	]	]	PUNCT
easat-1547	327	4	p.	p.	NOUN
easat-1547	327	5	kotler	kotler	PROPN
easat-1547	327	6	and	and	CCONJ
easat-1547	327	7	k.	k.	PROPN
easat-1547	327	8	l.	l.	PROPN
easat-1547	327	9	keller	keller	PROPN
easat-1547	327	10	,	,	PUNCT
easat-1547	327	11	marketing	marketing	NOUN
easat-1547	327	12	management	management	NOUN
easat-1547	327	13	,	,	PUNCT
easat-1547	327	14	pearson	pearson	PROPN
easat-1547	327	15	education	education	PROPN
easat-1547	327	16	,	,	PUNCT
easat-1547	327	17	2011	2011	NUM
easat-1547	327	18	.	.	PUNCT
easat-1547	328	1	[	[	X
easat-1547	328	2	18	18	NUM
easat-1547	328	3	]	]	PUNCT
easat-1547	328	4	p.	p.	NOUN
easat-1547	328	5	kotler	kotler	PROPN
easat-1547	328	6	and	and	CCONJ
easat-1547	328	7	g.	g.	PROPN
easat-1547	328	8	armstrong	armstrong	PROPN
easat-1547	328	9	,	,	PUNCT
easat-1547	328	10	principles	principle	NOUN
easat-1547	328	11	of	of	ADP
easat-1547	328	12	marketing	marketing	NOUN
easat-1547	328	13	,	,	PUNCT
easat-1547	328	14	pearson	pearson	PROPN
easat-1547	328	15	higher	high	ADJ
easat-1547	328	16	education	education	NOUN
easat-1547	328	17	,	,	PUNCT
easat-1547	328	18	2017	2017	NUM
easat-1547	328	19	.	.	PUNCT
easat-1547	329	1	[	[	X
easat-1547	329	2	19	19	NUM
easat-1547	329	3	]	]	X
easat-1547	329	4	j.	j.	PROPN
easat-1547	329	5	n.	n.	PROPN
easat-1547	329	6	sheth	sheth	PROPN
easat-1547	329	7	,	,	PUNCT
easat-1547	329	8	b.	b.	PROPN
easat-1547	329	9	mittal	mittal	PROPN
easat-1547	329	10	,	,	PUNCT
easat-1547	329	11	and	and	CCONJ
easat-1547	329	12	b.	b.	PROPN
easat-1547	329	13	i.	i.	PROPN
easat-1547	329	14	newman	newman	PROPN
easat-1547	329	15	,	,	PUNCT
easat-1547	329	16	customer	customer	NOUN
easat-1547	329	17	behavior	behavior	NOUN
easat-1547	329	18	:	:	PUNCT
easat-1547	329	19	consumer	consumer	NOUN
easat-1547	329	20	behavior	behavior	NOUN
easat-1547	329	21	and	and	CCONJ
easat-1547	329	22	beyond	beyond	ADP
easat-1547	329	23	,	,	PUNCT
easat-1547	329	24	dryden	dryden	PROPN
easat-1547	329	25	press	press	PROPN
easat-1547	329	26	,	,	PUNCT
easat-1547	329	27	1999	1999	NUM
easat-1547	329	28	.	.	PUNCT
easat-1547	330	1	[	[	X
easat-1547	330	2	20	20	NUM
easat-1547	330	3	]	]	X
easat-1547	330	4	r.	r.	PROPN
easat-1547	330	5	brahmana	brahmana	PROPN
easat-1547	330	6	,	,	PUNCT
easat-1547	330	7	r.	r.	PROPN
easat-1547	330	8	k.	k.	PROPN
easat-1547	330	9	brahmana	brahmana	PROPN
easat-1547	330	10	,	,	PUNCT
easat-1547	330	11	and	and	CCONJ
easat-1547	330	12	g.	g.	PROPN
easat-1547	330	13	memarista	memarista	PROPN
easat-1547	330	14	,	,	PUNCT
easat-1547	330	15	“	"	PUNCT
easat-1547	330	16	planned	plan	VERB
easat-1547	330	17	behavior	behavior	NOUN
easat-1547	330	18	in	in	ADP
easat-1547	330	19	purchasing	purchase	VERB
easat-1547	330	20	health	health	NOUN
easat-1547	330	21	insurance	insurance	NOUN
easat-1547	330	22	,	,	PUNCT
easat-1547	330	23	”	"	PUNCT
easat-1547	330	24	the	the	DET
easat-1547	330	25	south	south	PROPN
easat-1547	330	26	east	east	PROPN
easat-1547	330	27	asian	asian	PROPN
easat-1547	330	28	journal	journal	PROPN
easat-1547	330	29	of	of	ADP
easat-1547	330	30	management	management	NOUN
easat-1547	330	31	,	,	PUNCT
easat-1547	330	32	vol	vol	NOUN
easat-1547	330	33	.	.	PROPN
easat-1547	330	34	12	12	NUM
easat-1547	330	35	,	,	PUNCT
easat-1547	330	36	no	no	INTJ
easat-1547	330	37	.	.	NOUN
easat-1547	330	38	1	1	NUM
easat-1547	330	39	,	,	PUNCT
easat-1547	330	40	2018	2018	NUM
easat-1547	330	41	.	.	PUNCT
easat-1547	331	1	https://doi.org/10.21002/seam.v12i1.7465	https://doi.org/10.21002/seam.v12i1.7465	X
easat-1547	332	1	[	[	X
easat-1547	332	2	21	21	NUM
easat-1547	332	3	]	]	PUNCT
easat-1547	332	4	a.	a.	NOUN
easat-1547	332	5	strzelecka	strzelecka	PROPN
easat-1547	332	6	,	,	PUNCT
easat-1547	332	7	a.	a.	PROPN
easat-1547	332	8	kurdyś	kurdyś	PROPN
easat-1547	332	9	-	-	PUNCT
easat-1547	332	10	kujawska	kujawska	PROPN
easat-1547	332	11	,	,	PUNCT
easat-1547	332	12	and	and	CCONJ
easat-1547	332	13	d.	d.	PROPN
easat-1547	332	14	zawadzka	zawadzka	PROPN
easat-1547	332	15	,	,	PUNCT
easat-1547	332	16	“	"	PUNCT
easat-1547	332	17	application	application	NOUN
easat-1547	332	18	of	of	ADP
easat-1547	332	19	multidimensional	multidimensional	ADJ
easat-1547	332	20	correspondence	correspondence	NOUN
easat-1547	332	21	analysis	analysis	NOUN
easat-1547	332	22	to	to	PART
easat-1547	332	23	identify	identify	VERB
easat-1547	332	24	sociometric	sociometric	ADJ
easat-1547	332	25	factors	factor	NOUN
easat-1547	332	26	voluntary	voluntary	ADJ
easat-1547	332	27	life	life	NOUN
easat-1547	332	28	insurance	insurance	NOUN
easat-1547	332	29	,	,	PUNCT
easat-1547	332	30	”	"	PUNCT
easat-1547	332	31	procedia	procedia	NOUN
easat-1547	332	32	computer	computer	NOUN
easat-1547	332	33	science	science	NOUN
easat-1547	332	34	,	,	PUNCT
easat-1547	332	35	vol	vol	NOUN
easat-1547	332	36	.	.	PROPN
easat-1547	332	37	176	176	NUM
easat-1547	332	38	,	,	PUNCT
easat-1547	332	39	pp	pp	ADJ
easat-1547	332	40	.	.	PUNCT
easat-1547	333	1	3407–3417	3407–3417	NUM
easat-1547	333	2	,	,	PUNCT
easat-1547	333	3	2020	2020	NUM
easat-1547	333	4	.	.	PUNCT
easat-1547	334	1	https://doi.org/10.1016/j.procs.2020.09.056	https://doi.org/10.1016/j.procs.2020.09.056	PROPN
easat-1547	334	2	[	[	X
easat-1547	334	3	22	22	NUM
easat-1547	334	4	]	]	PUNCT
easat-1547	334	5	j.	j.	PROPN
easat-1547	334	6	d.	d.	PROPN
easat-1547	334	7	cummins	cummins	PROPN
easat-1547	334	8	and	and	CCONJ
easat-1547	334	9	m.	m.	PROPN
easat-1547	334	10	rubio	rubio	PROPN
easat-1547	334	11	-	-	PUNCT
easat-1547	334	12	misas	misas	PROPN
easat-1547	334	13	,	,	PUNCT
easat-1547	334	14	“	"	PUNCT
easat-1547	334	15	country	country	NOUN
easat-1547	334	16	factor	factor	NOUN
easat-1547	334	17	behavior	behavior	NOUN
easat-1547	334	18	for	for	ADP
easat-1547	334	19	integrated	integrated	ADJ
easat-1547	334	20	improvement	improvement	NOUN
easat-1547	334	21	of	of	ADP
easat-1547	334	22	european	european	ADJ
easat-1547	334	23	life	life	NOUN
easat-1547	334	24	insurance	insurance	NOUN
easat-1547	334	25	markets	market	NOUN
easat-1547	334	26	,	,	PUNCT
easat-1547	334	27	”	"	PUNCT
easat-1547	334	28	economic	economic	ADJ
easat-1547	334	29	analysis	analysis	NOUN
easat-1547	334	30	and	and	CCONJ
easat-1547	334	31	policy	policy	NOUN
easat-1547	334	32	,	,	PUNCT
easat-1547	334	33	vol	vol	NOUN
easat-1547	334	34	.	.	PROPN
easat-1547	334	35	72	72	NUM
easat-1547	334	36	,	,	PUNCT
easat-1547	334	37	pp	pp	ADJ
easat-1547	334	38	.	.	PUNCT
easat-1547	335	1	186–202	186–202	NUM
easat-1547	335	2	,	,	PUNCT
easat-1547	335	3	2021	2021	NUM
easat-1547	335	4	.	.	PUNCT
easat-1547	336	1	https://doi.org/10.1016/j.eap.2021.08.004	https://doi.org/10.1016/j.eap.2021.08.004	NOUN
easat-1547	337	1	[	[	X
easat-1547	337	2	23	23	NUM
easat-1547	337	3	]	]	PUNCT
easat-1547	337	4	a.	a.	NOUN
easat-1547	337	5	wu	wu	PROPN
easat-1547	337	6	and	and	CCONJ
easat-1547	337	7	x.	x.	NOUN
easat-1547	337	8	zheng	zheng	PROPN
easat-1547	337	9	,	,	PUNCT
easat-1547	337	10	“	"	PUNCT
easat-1547	337	11	assortative	assortative	ADJ
easat-1547	337	12	matching	matching	NOUN
easat-1547	337	13	and	and	CCONJ
easat-1547	337	14	commercial	commercial	ADJ
easat-1547	337	15	insurance	insurance	NOUN
easat-1547	337	16	participation	participation	NOUN
easat-1547	337	17	:	:	PUNCT
easat-1547	337	18	evidence	evidence	NOUN
easat-1547	337	19	from	from	ADP
easat-1547	337	20	the	the	DET
easat-1547	337	21	china	china	PROPN
easat-1547	337	22	household	household	NOUN
easat-1547	337	23	finance	finance	NOUN
easat-1547	337	24	survey	survey	NOUN
easat-1547	337	25	,	,	PUNCT
easat-1547	337	26	”	"	PUNCT
easat-1547	337	27	journal	journal	NOUN
easat-1547	337	28	of	of	ADP
easat-1547	337	29	asian	asian	ADJ
easat-1547	337	30	economics	economic	NOUN
easat-1547	337	31	,	,	PUNCT
easat-1547	337	32	vol	vol	NOUN
easat-1547	337	33	.	.	PROPN
easat-1547	337	34	80	80	NUM
easat-1547	337	35	,	,	PUNCT
easat-1547	337	36	p.	p.	NOUN
easat-1547	337	37	101459	101459	NUM
easat-1547	337	38	,	,	PUNCT
easat-1547	337	39	2022	2022	NUM
easat-1547	337	40	.	.	PUNCT
easat-1547	338	1	https://doi.org/10.1016/j.asieco.2022.101459	https://doi.org/10.1016/j.asieco.2022.101459	PROPN
easat-1547	339	1	[	[	X
easat-1547	339	2	24	24	NUM
easat-1547	339	3	]	]	PUNCT
easat-1547	339	4	m.	m.	NOUN
easat-1547	339	5	giri	giri	PROPN
easat-1547	339	6	and	and	CCONJ
easat-1547	339	7	d.	d.	PROPN
easat-1547	339	8	chatterjee	chatterjee	PROPN
easat-1547	339	9	,	,	PUNCT
easat-1547	339	10	“	"	PUNCT
easat-1547	339	11	factors	factor	NOUN
easat-1547	339	12	affecting	affect	VERB
easat-1547	339	13	in	in	ADP
easat-1547	339	14	public	public	ADJ
easat-1547	339	15	status	status	NOUN
easat-1547	339	16	of	of	ADP
easat-1547	339	17	rural	rural	ADJ
easat-1547	339	18	and	and	CCONJ
easat-1547	339	19	urban	urban	ADJ
easat-1547	339	20	households	household	NOUN
easat-1547	339	21	:	:	PUNCT
easat-1547	339	22	a	a	DET
easat-1547	339	23	study	study	NOUN
easat-1547	339	24	over	over	ADP
easat-1547	339	25	two	two	NUM
easat-1547	339	26	time	time	NOUN
easat-1547	339	27	periods	period	NOUN
easat-1547	339	28	in	in	ADP
easat-1547	339	29	india	india	PROPN
easat-1547	339	30	,	,	PUNCT
easat-1547	339	31	”	"	PUNCT
easat-1547	339	32	iimb	iimb	PROPN
easat-1547	339	33	management	management	PROPN
easat-1547	339	34	review	review	PROPN
easat-1547	339	35	,	,	PUNCT
easat-1547	339	36	vol	vol	NOUN
easat-1547	339	37	.	.	PROPN
easat-1547	339	38	33	33	NUM
easat-1547	339	39	,	,	PUNCT
easat-1547	339	40	no	no	INTJ
easat-1547	339	41	.	.	NOUN
easat-1547	339	42	4	4	NUM
easat-1547	339	43	,	,	PUNCT
easat-1547	339	44	pp	pp	ADJ
easat-1547	339	45	.	.	PUNCT
easat-1547	340	1	360–371	360–371	NUM
easat-1547	340	2	,	,	PUNCT
easat-1547	340	3	2021	2021	NUM
easat-1547	340	4	.	.	PUNCT
easat-1547	341	1	https://doi.org/10.1016/j.iimb.2021.12.004	https://doi.org/10.1016/j.iimb.2021.12.004	X
easat-1547	342	1	[	[	X
easat-1547	342	2	25	25	NUM
easat-1547	342	3	]	]	X
easat-1547	342	4	n.	n.	PROPN
easat-1547	342	5	f.	f.	PROPN
easat-1547	342	6	nasir	nasir	PROPN
easat-1547	342	7	,	,	PUNCT
easat-1547	342	8	r.	r.	PROPN
easat-1547	342	9	m.	m.	PROPN
easat-1547	342	10	roslin	roslin	PROPN
easat-1547	342	11	,	,	PUNCT
easat-1547	342	12	and	and	CCONJ
easat-1547	342	13	c.	c.	PROPN
easat-1547	342	14	b.	b.	PROPN
easat-1547	342	15	chui	chui	PROPN
easat-1547	342	16	,	,	PUNCT
easat-1547	342	17	“	"	PUNCT
easat-1547	342	18	decomposing	decompose	VERB
easat-1547	342	19	the	the	DET
easat-1547	342	20	theory	theory	NOUN
easat-1547	342	21	of	of	ADP
easat-1547	342	22	planned	plan	VERB
easat-1547	342	23	behavior	behavior	NOUN
easat-1547	342	24	and	and	CCONJ
easat-1547	342	25	incorporating	incorporate	VERB
easat-1547	342	26	spiritual	spiritual	ADJ
easat-1547	342	27	intelligence	intelligence	NOUN
easat-1547	342	28	to	to	PART
easat-1547	342	29	further	far	ADV
easat-1547	342	30	understand	understand	VERB
easat-1547	342	31	the	the	DET
easat-1547	342	32	purchase	purchase	NOUN
easat-1547	342	33	intention	intention	NOUN
easat-1547	342	34	of	of	ADP
easat-1547	342	35	life	life	NOUN
easat-1547	342	36	insurance	insurance	NOUN
easat-1547	342	37	and	and	CCONJ
easat-1547	342	38	takaful	takaful	ADJ
easat-1547	342	39	,	,	PUNCT
easat-1547	342	40	”	"	PUNCT
easat-1547	342	41	2017	2017	NUM
easat-1547	342	42	.	.	PUNCT
easat-1547	343	1	[	[	X
easat-1547	343	2	26	26	NUM
easat-1547	343	3	]	]	X
easat-1547	343	4	c.	c.	PROPN
easat-1547	343	5	lin	lin	PROPN
easat-1547	343	6	,	,	PUNCT
easat-1547	343	7	y.-j	y.-j	PROPN
easat-1547	343	8	.	.	PUNCT
easat-1547	344	1	hsiao	hsiao	PROPN
easat-1547	344	2	,	,	PUNCT
easat-1547	344	3	and	and	CCONJ
easat-1547	344	4	c.-y	c.-y	NOUN
easat-1547	344	5	.	.	PUNCT
easat-1547	345	1	yeh	yeh	PROPN
easat-1547	345	2	,	,	PUNCT
easat-1547	345	3	“	"	PUNCT
easat-1547	345	4	financial	financial	ADJ
easat-1547	345	5	literacy	literacy	NOUN
easat-1547	345	6	,	,	PUNCT
easat-1547	345	7	financial	financial	ADJ
easat-1547	345	8	advisors	advisor	NOUN
easat-1547	345	9	,	,	PUNCT
easat-1547	345	10	and	and	CCONJ
easat-1547	345	11	information	information	NOUN
easat-1547	345	12	sources	source	NOUN
easat-1547	345	13	on	on	ADP
easat-1547	345	14	demand	demand	NOUN
easat-1547	345	15	for	for	ADP
easat-1547	345	16	life	life	NOUN
easat-1547	345	17	insurance	insurance	NOUN
easat-1547	345	18	,	,	PUNCT
easat-1547	345	19	”	"	PUNCT
easat-1547	345	20	pacific	pacific	ADJ
easat-1547	345	21	-	-	PUNCT
easat-1547	345	22	basin	basin	NOUN
easat-1547	345	23	finance	finance	NOUN
easat-1547	345	24	journal	journal	NOUN
easat-1547	345	25	,	,	PUNCT
easat-1547	345	26	vol	vol	NOUN
easat-1547	345	27	.	.	PROPN
easat-1547	345	28	43	43	NUM
easat-1547	345	29	,	,	PUNCT
easat-1547	345	30	pp	pp	ADJ
easat-1547	345	31	.	.	PUNCT
easat-1547	346	1	218–237	218–237	NUM
easat-1547	346	2	,	,	PUNCT
easat-1547	346	3	2017	2017	NUM
easat-1547	346	4	.	.	PUNCT
easat-1547	347	1	https://doi.org/10.1016/j.pacfin.2017.04.002	https://doi.org/10.1016/j.pacfin.2017.04.002	NOUN
easat-1547	347	2	[	[	X
easat-1547	347	3	27	27	NUM
easat-1547	347	4	]	]	PUNCT
easat-1547	347	5	s.	s.	PROPN
easat-1547	347	6	l.	l.	PROPN
easat-1547	347	7	dragos	dragos	PROPN
easat-1547	347	8	,	,	PUNCT
easat-1547	347	9	c.	c.	PROPN
easat-1547	347	10	m.	m.	PROPN
easat-1547	347	11	dragos	dragos	PROPN
easat-1547	347	12	,	,	PUNCT
easat-1547	347	13	and	and	CCONJ
easat-1547	347	14	g.	g.	PROPN
easat-1547	347	15	m.	m.	PROPN
easat-1547	347	16	muresan	muresan	PROPN
easat-1547	347	17	,	,	PUNCT
easat-1547	347	18	“	"	PUNCT
easat-1547	347	19	from	from	ADP
easat-1547	347	20	intention	intention	NOUN
easat-1547	347	21	to	to	ADP
easat-1547	347	22	decision	decision	NOUN
easat-1547	347	23	in	in	ADP
easat-1547	347	24	purchasing	purchase	VERB
easat-1547	347	25	life	life	NOUN
easat-1547	347	26	insurance	insurance	NOUN
easat-1547	347	27	and	and	CCONJ
easat-1547	347	28	private	private	ADJ
easat-1547	347	29	pensions	pension	NOUN
easat-1547	347	30	:	:	PUNCT
easat-1547	347	31	different	different	ADJ
easat-1547	347	32	effects	effect	NOUN
easat-1547	347	33	of	of	ADP
easat-1547	347	34	knowledge	knowledge	NOUN
easat-1547	347	35	and	and	CCONJ
easat-1547	347	36	behavioral	behavioral	ADJ
easat-1547	347	37	factors	factor	NOUN
easat-1547	347	38	,	,	PUNCT
easat-1547	347	39	”	"	PUNCT
easat-1547	347	40	journal	journal	NOUN
easat-1547	347	41	of	of	ADP
easat-1547	347	42	behavioral	behavioral	ADJ
easat-1547	347	43	and	and	CCONJ
easat-1547	347	44	experimental	experimental	ADJ
easat-1547	347	45	economics	economic	NOUN
easat-1547	347	46	,	,	PUNCT
easat-1547	347	47	vol	vol	NOUN
easat-1547	347	48	.	.	PROPN
easat-1547	347	49	87	87	NUM
easat-1547	347	50	,	,	PUNCT
easat-1547	347	51	p.	p.	NOUN
easat-1547	347	52	101555	101555	NUM
easat-1547	347	53	,	,	PUNCT
easat-1547	347	54	2020	2020	NUM
easat-1547	347	55	.	.	PUNCT
easat-1547	348	1	https://doi.org/10.1016/j.socec.2020.101555	https://doi.org/10.1016/j.socec.2020.101555	PROPN
easat-1547	348	2	[	[	X
easat-1547	348	3	28	28	NUM
easat-1547	348	4	]	]	X
easat-1547	348	5	m.	m.	NOUN
easat-1547	348	6	forlicz	forlicz	NOUN
easat-1547	348	7	,	,	PUNCT
easat-1547	348	8	“	"	PUNCT
easat-1547	348	9	how	how	SCONJ
easat-1547	348	10	perceived	perceive	VERB
easat-1547	348	11	skills	skill	NOUN
easat-1547	348	12	and	and	CCONJ
easat-1547	348	13	risk	risk	NOUN
easat-1547	348	14	attitude	attitude	NOUN
easat-1547	348	15	influence	influence	NOUN
easat-1547	348	16	decision	decision	NOUN
easat-1547	348	17	making	making	NOUN
easat-1547	348	18	regarding	regard	VERB
easat-1547	348	19	insurable	insurable	ADJ
easat-1547	348	20	losses	loss	NOUN
easat-1547	348	21	–	–	PUNCT
easat-1547	348	22	results	result	NOUN
easat-1547	348	23	of	of	ADP
easat-1547	348	24	computer	computer	NOUN
easat-1547	348	25	-	-	PUNCT
easat-1547	348	26	based	base	VERB
easat-1547	348	27	incentivized	incentivize	VERB
easat-1547	348	28	experiment	experiment	NOUN
easat-1547	348	29	,	,	PUNCT
easat-1547	348	30	”	"	PUNCT
easat-1547	348	31	procedia	procedia	NOUN
easat-1547	348	32	computer	computer	NOUN
easat-1547	348	33	science	science	NOUN
easat-1547	348	34	,	,	PUNCT
easat-1547	348	35	vol	vol	NOUN
easat-1547	348	36	.	.	PROPN
easat-1547	348	37	207	207	NUM
easat-1547	348	38	,	,	PUNCT
easat-1547	348	39	pp	pp	ADJ
easat-1547	348	40	.	.	PUNCT
easat-1547	349	1	1822–1831	1822–1831	NUM
easat-1547	349	2	,	,	PUNCT
easat-1547	349	3	2022	2022	NUM
easat-1547	349	4	.	.	PUNCT
easat-1547	350	1	https://doi.org/10.1016/j.procs.2022.09.240	https://doi.org/10.1016/j.procs.2022.09.240	NOUN
easat-1547	350	2	[	[	X
easat-1547	350	3	29	29	NUM
easat-1547	350	4	]	]	PUNCT
easat-1547	350	5	m.	m.	NOUN
easat-1547	350	6	h.	h.	PROPN
easat-1547	350	7	siddiqui	siddiqui	PROPN
easat-1547	350	8	and	and	CCONJ
easat-1547	350	9	t.	t.	PROPN
easat-1547	350	10	g.	g.	PROPN
easat-1547	350	11	sharma	sharma	PROPN
easat-1547	350	12	,	,	PUNCT
easat-1547	350	13	“	"	PUNCT
easat-1547	350	14	measuring	measure	VERB
easat-1547	350	15	the	the	DET
easat-1547	350	16	customer	customer	NOUN
easat-1547	350	17	perceived	perceive	VERB
easat-1547	350	18	service	service	NOUN
easat-1547	350	19	quality	quality	NOUN
easat-1547	350	20	for	for	ADP
easat-1547	350	21	life	life	NOUN
easat-1547	350	22	insurance	insurance	NOUN
easat-1547	350	23	services	service	NOUN
easat-1547	350	24	:	:	PUNCT
easat-1547	350	25	an	an	DET
easat-1547	350	26	empirical	empirical	ADJ
easat-1547	350	27	investigation	investigation	NOUN
easat-1547	350	28	,	,	PUNCT
easat-1547	350	29	”	"	PUNCT
easat-1547	350	30	international	international	ADJ
easat-1547	350	31	business	business	NOUN
easat-1547	350	32	research	research	NOUN
easat-1547	350	33	,	,	PUNCT
easat-1547	350	34	vol	vol	NOUN
easat-1547	350	35	.	.	PROPN
easat-1547	351	1	3	3	NUM
easat-1547	351	2	,	,	PUNCT
easat-1547	351	3	no	no	INTJ
easat-1547	351	4	.	.	NOUN
easat-1547	351	5	3	3	NUM
easat-1547	351	6	,	,	PUNCT
easat-1547	351	7	p.	p.	NOUN
easat-1547	351	8	171	171	NUM
easat-1547	351	9	,	,	PUNCT
easat-1547	351	10	2010	2010	NUM
easat-1547	351	11	.	.	PUNCT
easat-1547	352	1	https://doi.org/10.5539/ibr.v3n3p171	https://doi.org/10.5539/ibr.v3n3p171	NOUN
easat-1547	353	1	[	[	X
easat-1547	353	2	30	30	NUM
easat-1547	353	3	]	]	X
easat-1547	353	4	g.	g.	PROPN
easat-1547	353	5	pisoni	pisoni	PROPN
easat-1547	353	6	and	and	CCONJ
easat-1547	353	7	n.	n.	PROPN
easat-1547	353	8	díaz	díaz	NOUN
easat-1547	353	9	-	-	PUNCT
easat-1547	353	10	rodríguez	rodríguez	NOUN
easat-1547	353	11	,	,	PUNCT
easat-1547	353	12	(	(	PUNCT
easat-1547	353	13	2023	2023	NUM
easat-1547	353	14	)	)	PUNCT
easat-1547	353	15	.	.	PUNCT
easat-1547	354	1	“	"	PUNCT
easat-1547	354	2	responsible	responsible	ADJ
easat-1547	354	3	and	and	CCONJ
easat-1547	354	4	human	human	ADJ
easat-1547	354	5	centric	centric	NOUN
easat-1547	354	6	ai	ai	NOUN
easat-1547	354	7	-	-	PUNCT
easat-1547	354	8	based	base	VERB
easat-1547	354	9	insurance	insurance	NOUN
easat-1547	354	10	advisors	advisor	NOUN
easat-1547	354	11	,	,	PUNCT
easat-1547	354	12	”	"	PUNCT
easat-1547	354	13	information	information	NOUN
easat-1547	354	14	processing	processing	NOUN
easat-1547	354	15	&	&	CCONJ
easat-1547	354	16	management	management	NOUN
easat-1547	354	17	,	,	PUNCT
easat-1547	354	18	vol	vol	NOUN
easat-1547	354	19	.	.	PROPN
easat-1547	354	20	60	60	NUM
easat-1547	354	21	,	,	PUNCT
easat-1547	354	22	no	no	INTJ
easat-1547	354	23	.	.	NOUN
easat-1547	354	24	3	3	NUM
easat-1547	354	25	,	,	PUNCT
easat-1547	354	26	pp	pp	ADJ
easat-1547	354	27	.	.	PUNCT
easat-1547	354	28	103273	103273	NUM
easat-1547	354	29	.	.	PUNCT
easat-1547	355	1	https://doi.org/10.1016/j.ipm.2023.103273	https://doi.org/10.1016/j.ipm.2023.103273	PUNCT
easat-1547	356	1	[	[	X
easat-1547	356	2	31	31	NUM
easat-1547	356	3	]	]	X
easat-1547	356	4	n.	n.	PROPN
easat-1547	356	5	s.	s.	PROPN
easat-1547	356	6	mahdzan	mahdzan	PROPN
easat-1547	356	7	and	and	CCONJ
easat-1547	356	8	s.	s.	PROPN
easat-1547	356	9	m.	m.	PROPN
easat-1547	356	10	p.	p.	PROPN
easat-1547	356	11	victorian	victorian	PROPN
easat-1547	356	12	,	,	PUNCT
easat-1547	356	13	"	"	PUNCT
easat-1547	356	14	the	the	DET
easat-1547	356	15	determinants	determinant	NOUN
easat-1547	356	16	of	of	ADP
easat-1547	356	17	life	life	NOUN
easat-1547	356	18	insurance	insurance	NOUN
easat-1547	356	19	demand	demand	NOUN
easat-1547	356	20	:	:	PUNCT
easat-1547	356	21	a	a	DET
easat-1547	356	22	focus	focus	NOUN
easat-1547	356	23	on	on	ADP
easat-1547	356	24	saving	save	VERB
easat-1547	356	25	motives	motive	NOUN
easat-1547	356	26	and	and	CCONJ
easat-1547	356	27	financial	financial	ADJ
easat-1547	356	28	literacy	literacy	NOUN
easat-1547	356	29	,	,	PUNCT
easat-1547	356	30	"	"	PUNCT
easat-1547	356	31	asian	asian	ADJ
easat-1547	356	32	social	social	ADJ
easat-1547	356	33	science	science	NOUN
easat-1547	356	34	,	,	PUNCT
easat-1547	356	35	vol	vol	NOUN
easat-1547	356	36	.	.	PROPN
easat-1547	356	37	9	9	NUM
easat-1547	356	38	,	,	PUNCT
easat-1547	356	39	no	no	INTJ
easat-1547	356	40	.	.	NOUN
easat-1547	356	41	5	5	NUM
easat-1547	356	42	,	,	PUNCT
easat-1547	356	43	p.	p.	NOUN
easat-1547	356	44	274	274	NUM
easat-1547	356	45	,	,	PUNCT
easat-1547	356	46	2013	2013	NUM
easat-1547	356	47	.	.	PUNCT
easat-1547	357	1	https://doi.org/10.5539/ass.v9n5p274	https://doi.org/10.5539/ass.v9n5p274	NOUN
easat-1547	357	2	[	[	X
easat-1547	357	3	32	32	NUM
easat-1547	357	4	]	]	PUNCT
easat-1547	357	5	j.	j.	PROPN
easat-1547	357	6	f.	f.	PROPN
easat-1547	357	7	hair	hair	PROPN
easat-1547	357	8	,	,	PUNCT
easat-1547	357	9	b.	b.	PROPN
easat-1547	357	10	j.	j.	PROPN
easat-1547	357	11	babin	babin	PROPN
easat-1547	357	12	,	,	PUNCT
easat-1547	357	13	w.	w.	PROPN
easat-1547	357	14	c.	c.	PROPN
easat-1547	357	15	black	black	PROPN
easat-1547	357	16	,	,	PUNCT
easat-1547	357	17	and	and	CCONJ
easat-1547	357	18	r.	r.	PROPN
easat-1547	357	19	e.	e.	PROPN
easat-1547	357	20	anderson	anderson	PROPN
easat-1547	357	21	,	,	PUNCT
easat-1547	357	22	multivariate	multivariate	VERB
easat-1547	357	23	data	datum	NOUN
easat-1547	357	24	analysis	analysis	NOUN
easat-1547	357	25	.	.	PUNCT
easat-1547	358	1	cengage	cengage	PROPN
easat-1547	358	2	,	,	PUNCT
easat-1547	358	3	2019	2019	NUM
easat-1547	358	4	.	.	PUNCT
easat-1547	359	1	[	[	X
easat-1547	359	2	33	33	NUM
easat-1547	359	3	]	]	PUNCT
easat-1547	359	4	k.	k.	PROPN
easat-1547	359	5	a.	a.	PROPN
easat-1547	359	6	bollen	bollen	PROPN
easat-1547	359	7	,	,	PUNCT
easat-1547	359	8	"	"	PUNCT
easat-1547	359	9	structural	structural	ADJ
easat-1547	359	10	equation	equation	NOUN
easat-1547	359	11	models	model	NOUN
easat-1547	359	12	with	with	ADP
easat-1547	359	13	observed	observed	ADJ
easat-1547	359	14	variables	variable	NOUN
easat-1547	359	15	,	,	PUNCT
easat-1547	359	16	"	"	PUNCT
easat-1547	359	17	in	in	ADP
easat-1547	359	18	structural	structural	ADJ
easat-1547	359	19	equations	equation	NOUN
easat-1547	359	20	with	with	ADP
easat-1547	359	21	latent	latent	NOUN
easat-1547	359	22	variables	variable	NOUN
easat-1547	359	23	,	,	PUNCT
easat-1547	359	24	john	john	PROPN
easat-1547	359	25	wiley	wiley	PROPN
easat-1547	359	26	&	&	CCONJ
easat-1547	359	27	sons	sons	PROPN
easat-1547	359	28	,	,	PUNCT
easat-1547	359	29	ltd	ltd	PROPN
easat-1547	359	30	,	,	PUNCT
easat-1547	359	31	pp	pp	PROPN
easat-1547	359	32	.	.	PUNCT
easat-1547	360	1	80–150	80–150	NUM
easat-1547	360	2	,	,	PUNCT
easat-1547	360	3	1989	1989	NUM
easat-1547	360	4	.	.	PUNCT
easat-1547	361	1	https://doi.org/10.1002/9781118619179.ch4	https://doi.org/10.1002/9781118619179.ch4	ADV
easat-1547	361	2	[	[	X
easat-1547	361	3	34	34	NUM
easat-1547	361	4	]	]	PUNCT
easat-1547	361	5	z.	z.	PROPN
easat-1547	361	6	zakaria	zakaria	PROPN
easat-1547	361	7	,	,	PUNCT
easat-1547	361	8	n.	n.	PROPN
easat-1547	361	9	m.	m.	PROPN
easat-1547	361	10	azmi	azmi	PROPN
easat-1547	361	11	,	,	PUNCT
easat-1547	361	12	n.	n.	PROPN
easat-1547	361	13	f.	f.	PROPN
easat-1547	361	14	h.	h.	PROPN
easat-1547	361	15	n.	n.	PROPN
easat-1547	361	16	hassan	hassan	PROPN
easat-1547	361	17	,	,	PUNCT
easat-1547	361	18	w.	w.	PROPN
easat-1547	361	19	a.	a.	PROPN
easat-1547	361	20	salleh	salleh	PROPN
easat-1547	361	21	,	,	PUNCT
easat-1547	361	22	m.	m.	NOUN
easat-1547	361	23	t.	t.	PROPN
easat-1547	361	24	h.	h.	PROPN
easat-1547	361	25	m.	m.	PROPN
easat-1547	361	26	tajuddin	tajuddin	PROPN
easat-1547	361	27	,	,	PUNCT
easat-1547	361	28	n.	n.	PROPN
easat-1547	361	29	r.	r.	PROPN
easat-1547	361	30	m.	m.	PROPN
easat-1547	361	31	sallem	sallem	NOUN
easat-1547	361	32	,	,	PUNCT
easat-1547	361	33	and	and	CCONJ
easat-1547	361	34	j.	j.	PROPN
easat-1547	361	35	m.	m.	PROPN
easat-1547	361	36	m.	m.	PROPN
easat-1547	361	37	noor	noor	PROPN
easat-1547	361	38	,	,	PUNCT
easat-1547	361	39	"	"	PUNCT
easat-1547	361	40	the	the	DET
easat-1547	361	41	intention	intention	NOUN
easat-1547	361	42	to	to	PART
easat-1547	361	43	purchase	purchase	VERB
easat-1547	361	44	life	life	NOUN
easat-1547	361	45	insurance	insurance	NOUN
easat-1547	361	46	:	:	PUNCT
easat-1547	361	47	a	a	DET
easat-1547	361	48	case	case	NOUN
easat-1547	361	49	study	study	NOUN
easat-1547	361	50	of	of	ADP
easat-1547	361	51	staff	staff	NOUN
easat-1547	361	52	in	in	ADP
easat-1547	361	53	public	public	ADJ
easat-1547	361	54	universities	university	NOUN
easat-1547	361	55	,	,	PUNCT
easat-1547	361	56	"	"	PUNCT
easat-1547	361	57	procedia	procedia	NOUN
easat-1547	361	58	economics	economic	NOUN
easat-1547	361	59	and	and	CCONJ
easat-1547	361	60	finance	finance	NOUN
easat-1547	361	61	,	,	PUNCT
easat-1547	361	62	vol	vol	NOUN
easat-1547	361	63	.	.	PROPN
easat-1547	361	64	37	37	NUM
easat-1547	361	65	,	,	PUNCT
easat-1547	361	66	pp	pp	ADJ
easat-1547	361	67	.	.	PUNCT
easat-1547	362	1	358–365	358–365	NUM
easat-1547	362	2	,	,	PUNCT
easat-1547	362	3	2016	2016	NUM
easat-1547	362	4	.	.	PUNCT
easat-1547	363	1	https://doi.org/10.1016/s2212-5671(16)30137-x	https://doi.org/10.1016/s2212-5671(16)30137-x	PROPN
easat-1547	363	2	https://doi.org/10.46242/jstiuh.v54i06.4214	https://doi.org/10.46242/jstiuh.v54i06.4214	ADJ
easat-1547	363	3	https://doi.org/10.2991/978-2-494069-99-2_2	https://doi.org/10.2991/978-2-494069-99-2_2	ADJ
easat-1547	363	4	https://doi.org/10.35649/kubr.2018.13.12.2	https://doi.org/10.35649/kubr.2018.13.12.2	NOUN
easat-1547	363	5	https://doi.org/10.1016/j.joep.2019.102204	https://doi.org/10.1016/j.joep.2019.102204	PROPN
easat-1547	363	6	https://doi.org/10.2139/ssrn.2608482	https://doi.org/10.2139/ssrn.2608482	PROPN
easat-1547	363	7	https://doi.org/10.21002/seam.v12i1.7465	https://doi.org/10.21002/seam.v12i1.7465	CCONJ
easat-1547	363	8	https://doi.org/10.1016/j.procs.2020.09.056	https://doi.org/10.1016/j.procs.2020.09.056	PROPN
easat-1547	363	9	https://doi.org/10.1016/j.eap.2021.08.004	https://doi.org/10.1016/j.eap.2021.08.004	PROPN
easat-1547	363	10	https://doi.org/10.1016/j.asieco.2022.101459	https://doi.org/10.1016/j.asieco.2022.101459	PROPN
easat-1547	363	11	https://doi.org/10.1016/j.iimb.2021.12.004	https://doi.org/10.1016/j.iimb.2021.12.004	PROPN
easat-1547	363	12	https://doi.org/10.1016/j.pacfin.2017.04.002	https://doi.org/10.1016/j.pacfin.2017.04.002	NOUN
easat-1547	363	13	https://doi.org/10.1016/j.socec.2020.101555	https://doi.org/10.1016/j.socec.2020.101555	PROPN
easat-1547	363	14	https://doi.org/10.1016/j.procs.2022.09.240	https://doi.org/10.1016/j.procs.2022.09.240	PROPN
easat-1547	363	15	https://doi.org/10.5539/ibr.v3n3p171	https://doi.org/10.5539/ibr.v3n3p171	NOUN
easat-1547	363	16	https://doi.org/10.1016/j.ipm.2023.103273	https://doi.org/10.1016/j.ipm.2023.103273	NOUN
easat-1547	363	17	https://doi.org/10.5539/ass.v9n5p274	https://doi.org/10.5539/ass.v9n5p274	NOUN
easat-1547	363	18	https://doi.org/10.1002/9781118619179.ch4	https://doi.org/10.1002/9781118619179.ch4	ADP
easat-1547	363	19	https://doi.org/10.1016/s2212-5671(16)30137-x	https://doi.org/10.1016/s2212-5671(16)30137-x	PROPN
easat-1547	363	20	1726	1726	NUM
easat-1547	363	21	edelweiss	edelweiss	PROPN
easat-1547	363	22	applied	apply	VERB
easat-1547	363	23	science	science	NOUN
easat-1547	363	24	and	and	CCONJ
easat-1547	363	25	technology	technology	NOUN
easat-1547	363	26	issn	issn	PROPN
easat-1547	363	27	:	:	PUNCT
easat-1547	363	28	2576	2576	NUM
easat-1547	363	29	-	-	SYM
easat-1547	363	30	8484	8484	NUM
easat-1547	363	31	vol	vol	NOUN
easat-1547	363	32	.	.	PROPN
easat-1547	363	33	8	8	NUM
easat-1547	363	34	,	,	PUNCT
easat-1547	363	35	no	no	INTJ
easat-1547	363	36	.	.	NOUN
easat-1547	363	37	4	4	NUM
easat-1547	363	38	:	:	PUNCT
easat-1547	363	39	1711	1711	NUM
easat-1547	363	40	-	-	SYM
easat-1547	363	41	1726	1726	NUM
easat-1547	363	42	,	,	PUNCT
easat-1547	363	43	2024	2024	NUM
easat-1547	363	44	doi	doi	NOUN
easat-1547	363	45	:	:	PUNCT
easat-1547	363	46	10.55214/25768484.v8i4.1547	10.55214/25768484.v8i4.1547	NUM
easat-1547	363	47	©	©	PROPN
easat-1547	363	48	2024	2024	NUM
easat-1547	363	49	by	by	ADP
easat-1547	363	50	the	the	DET
easat-1547	363	51	authors	author	NOUN
easat-1547	363	52	;	;	PUNCT
easat-1547	363	53	licensee	licensee	PROPN
easat-1547	363	54	learning	learning	NOUN
easat-1547	363	55	gate	gate	NOUN
easat-1547	364	1	[	[	X
easat-1547	364	2	35	35	NUM
easat-1547	364	3	]	]	X
easat-1547	364	4	s.	s.	PROPN
easat-1547	364	5	l.	l.	PROPN
easat-1547	364	6	dragos	dragos	PROPN
easat-1547	364	7	,	,	PUNCT
easat-1547	364	8	c.	c.	PROPN
easat-1547	364	9	m.	m.	PROPN
easat-1547	364	10	dragos	dragos	PROPN
easat-1547	364	11	,	,	PUNCT
easat-1547	364	12	and	and	CCONJ
easat-1547	364	13	g.	g.	PROPN
easat-1547	364	14	m.	m.	PROPN
easat-1547	364	15	muresan	muresan	PROPN
easat-1547	364	16	,	,	PUNCT
easat-1547	364	17	"	"	PUNCT
easat-1547	364	18	from	from	ADP
easat-1547	364	19	intention	intention	NOUN
easat-1547	364	20	to	to	ADP
easat-1547	364	21	decision	decision	NOUN
easat-1547	364	22	in	in	ADP
easat-1547	364	23	purchasing	purchase	VERB
easat-1547	364	24	life	life	NOUN
easat-1547	364	25	insurance	insurance	NOUN
easat-1547	364	26	and	and	CCONJ
easat-1547	364	27	private	private	ADJ
easat-1547	364	28	pensions	pension	NOUN
easat-1547	364	29	:	:	PUNCT
easat-1547	364	30	different	different	ADJ
easat-1547	364	31	effects	effect	NOUN
easat-1547	364	32	of	of	ADP
easat-1547	364	33	knowledge	knowledge	NOUN
easat-1547	364	34	and	and	CCONJ
easat-1547	364	35	behavioural	behavioural	ADJ
easat-1547	364	36	factors	factor	NOUN
easat-1547	364	37	,	,	PUNCT
easat-1547	364	38	"	"	PUNCT
easat-1547	364	39	journal	journal	NOUN
easat-1547	364	40	of	of	ADP
easat-1547	364	41	behavioral	behavioral	ADJ
easat-1547	364	42	and	and	CCONJ
easat-1547	364	43	experimental	experimental	ADJ
easat-1547	364	44	economics	economic	NOUN
easat-1547	364	45	,	,	PUNCT
easat-1547	364	46	vol	vol	NOUN
easat-1547	364	47	.	.	PROPN
easat-1547	364	48	87	87	NUM
easat-1547	364	49	,	,	PUNCT
easat-1547	364	50	p.	p.	NOUN
easat-1547	364	51	101555	101555	NUM
easat-1547	364	52	,	,	PUNCT
easat-1547	364	53	2020	2020	NUM
easat-1547	364	54	.	.	PUNCT
easat-1547	365	1	https://doi.org/10.1016/j.socec.2020.101555	https://doi.org/10.1016/j.socec.2020.101555	PROPN
easat-1547	365	2	[	[	X
easat-1547	365	3	36	36	NUM
easat-1547	365	4	]	]	PUNCT
easat-1547	365	5	z.	z.	PROPN
easat-1547	365	6	zakaria	zakaria	PROPN
easat-1547	365	7	,	,	PUNCT
easat-1547	365	8	n.	n.	PROPN
easat-1547	365	9	m.	m.	PROPN
easat-1547	365	10	azmi	azmi	PROPN
easat-1547	365	11	,	,	PUNCT
easat-1547	365	12	n.	n.	PROPN
easat-1547	365	13	f.	f.	PROPN
easat-1547	365	14	h.	h.	PROPN
easat-1547	365	15	n.	n.	PROPN
easat-1547	365	16	hassan	hassan	PROPN
easat-1547	365	17	,	,	PUNCT
easat-1547	365	18	w.	w.	PROPN
easat-1547	365	19	a.	a.	PROPN
easat-1547	365	20	salleh	salleh	PROPN
easat-1547	365	21	,	,	PUNCT
easat-1547	365	22	m.	m.	NOUN
easat-1547	365	23	t.	t.	PROPN
easat-1547	365	24	h.	h.	PROPN
easat-1547	365	25	m.	m.	PROPN
easat-1547	365	26	tajuddin	tajuddin	PROPN
easat-1547	365	27	,	,	PUNCT
easat-1547	365	28	n.	n.	PROPN
easat-1547	365	29	r.	r.	PROPN
easat-1547	365	30	m.	m.	PROPN
easat-1547	365	31	sallem	sallem	NOUN
easat-1547	365	32	,	,	PUNCT
easat-1547	365	33	and	and	CCONJ
easat-1547	365	34	j.	j.	PROPN
easat-1547	365	35	m.	m.	PROPN
easat-1547	365	36	m.	m.	PROPN
easat-1547	365	37	noor	noor	PROPN
easat-1547	365	38	,	,	PUNCT
easat-1547	365	39	"	"	PUNCT
easat-1547	365	40	the	the	DET
easat-1547	365	41	intention	intention	NOUN
easat-1547	365	42	to	to	PART
easat-1547	365	43	purchase	purchase	VERB
easat-1547	365	44	life	life	NOUN
easat-1547	365	45	insurance	insurance	NOUN
easat-1547	365	46	:	:	PUNCT
easat-1547	365	47	a	a	DET
easat-1547	365	48	case	case	NOUN
easat-1547	365	49	study	study	NOUN
easat-1547	365	50	of	of	ADP
easat-1547	365	51	staff	staff	NOUN
easat-1547	365	52	in	in	ADP
easat-1547	365	53	public	public	ADJ
easat-1547	365	54	universities	university	NOUN
easat-1547	365	55	,	,	PUNCT
easat-1547	365	56	"	"	PUNCT
easat-1547	365	57	procedia	procedia	NOUN
easat-1547	365	58	economics	economic	NOUN
easat-1547	365	59	and	and	CCONJ
easat-1547	365	60	finance	finance	NOUN
easat-1547	365	61	,	,	PUNCT
easat-1547	365	62	vol	vol	NOUN
easat-1547	365	63	.	.	PROPN
easat-1547	365	64	37	37	NUM
easat-1547	365	65	,	,	PUNCT
easat-1547	365	66	pp	pp	ADJ
easat-1547	365	67	.	.	PUNCT
easat-1547	366	1	358–365	358–365	NUM
easat-1547	366	2	,	,	PUNCT
easat-1547	366	3	2016	2016	NUM
easat-1547	366	4	.	.	PUNCT
easat-1547	367	1	https://doi.org/10.1016/s2212-5671(16)30137-x	https://doi.org/10.1016/s2212-5671(16)30137-x	PROPN
easat-1547	367	2	[	[	X
easat-1547	367	3	37	37	NUM
easat-1547	367	4	]	]	X
easat-1547	367	5	i.	i.	PROPN
easat-1547	367	6	d.	d.	PROPN
easat-1547	367	7	hwang	hwang	PROPN
easat-1547	367	8	,	,	PUNCT
easat-1547	367	9	"	"	PUNCT
easat-1547	367	10	behavioral	behavioral	ADJ
easat-1547	367	11	aspects	aspect	NOUN
easat-1547	367	12	of	of	ADP
easat-1547	367	13	household	household	NOUN
easat-1547	367	14	portfolio	portfolio	NOUN
easat-1547	367	15	choice	choice	NOUN
easat-1547	367	16	:	:	PUNCT
easat-1547	367	17	effects	effect	NOUN
easat-1547	367	18	of	of	ADP
easat-1547	367	19	loss	loss	NOUN
easat-1547	367	20	aversion	aversion	NOUN
easat-1547	367	21	on	on	ADP
easat-1547	367	22	life	life	NOUN
easat-1547	367	23	insurance	insurance	NOUN
easat-1547	367	24	uptake	uptake	NOUN
easat-1547	367	25	and	and	CCONJ
easat-1547	367	26	savings	saving	NOUN
easat-1547	367	27	,	,	PUNCT
easat-1547	367	28	"	"	PUNCT
easat-1547	367	29	economics	economic	NOUN
easat-1547	367	30	&	&	CCONJ
easat-1547	367	31	finance	finance	PROPN
easat-1547	367	32	,	,	PUNCT
easat-1547	367	33	vol	vol	NOUN
easat-1547	367	34	.	.	PUNCT
easat-1547	368	1	89(part	89(part	PROPN
easat-1547	368	2	a	a	X
easat-1547	368	3	)	)	PUNCT
easat-1547	368	4	,	,	PUNCT
easat-1547	368	5	pp	pp	PROPN
easat-1547	368	6	.	.	PUNCT
easat-1547	369	1	1029–1053	1029–1053	NUM
easat-1547	369	2	,	,	PUNCT
easat-1547	369	3	2024	2024	NUM
easat-1547	369	4	.	.	PUNCT
easat-1547	370	1	https://doi.org/10.1016/j.iref.2023.07.027	https://doi.org/10.1016/j.iref.2023.07.027	PROPN
easat-1547	370	2	https://doi.org/10.1016/j.socec.2020.101555	https://doi.org/10.1016/j.socec.2020.101555	PROPN
easat-1547	370	3	https://doi.org/10.1016/s2212-5671(16)30137-x	https://doi.org/10.1016/s2212-5671(16)30137-x	PROPN
easat-1547	370	4	https://doi.org/10.1016/j.iref.2023.07.027	https://doi.org/10.1016/j.iref.2023.07.027	PROPN