id	sid	tid	token	lemma	pos
easat-3176	1	1	edelweiss	edelweiss	PROPN
easat-3176	1	2	applied	apply	VERB
easat-3176	1	3	science	science	NOUN
easat-3176	1	4	and	and	CCONJ
easat-3176	1	5	technology	technology	NOUN
easat-3176	1	6	issn	issn	PROPN
easat-3176	1	7	:	:	PUNCT
easat-3176	1	8	2576	2576	NUM
easat-3176	1	9	-	-	SYM
easat-3176	1	10	8484	8484	NUM
easat-3176	1	11	vol	vol	NOUN
easat-3176	1	12	.	.	PROPN
easat-3176	1	13	8	8	NUM
easat-3176	1	14	,	,	PUNCT
easat-3176	1	15	no	no	INTJ
easat-3176	1	16	.	.	NOUN
easat-3176	1	17	6	6	NUM
easat-3176	1	18	,	,	PUNCT
easat-3176	1	19	5310	5310	NUM
easat-3176	1	20	-	-	SYM
easat-3176	1	21	5328	5328	NUM
easat-3176	1	22	2024	2024	NUM
easat-3176	1	23	publisher	publisher	NOUN
easat-3176	1	24	:	:	PUNCT
easat-3176	1	25	learning	learn	VERB
easat-3176	1	26	gate	gate	NOUN
easat-3176	1	27	doi	doi	PROPN
easat-3176	1	28	:	:	PUNCT
easat-3176	1	29	10.55214/25768484.v8i6.3176	10.55214/25768484.v8i6.3176	PROPN
easat-3176	1	30	©	©	PROPN
easat-3176	1	31	2024	2024	NUM
easat-3176	1	32	by	by	ADP
easat-3176	1	33	the	the	DET
easat-3176	1	34	authors	author	NOUN
easat-3176	1	35	;	;	PUNCT
easat-3176	1	36	licensee	licensee	PROPN
easat-3176	1	37	learning	learning	NOUN
easat-3176	1	38	gate	gate	NOUN
easat-3176	1	39	©	©	PROPN
easat-3176	1	40	2024	2024	NUM
easat-3176	1	41	by	by	ADP
easat-3176	1	42	the	the	DET
easat-3176	1	43	authors	author	NOUN
easat-3176	1	44	;	;	PUNCT
easat-3176	1	45	licensee	licensee	PROPN
easat-3176	1	46	learning	learn	VERB
easat-3176	1	47	gate	gate	NOUN
easat-3176	1	48	*	*	PUNCT
easat-3176	1	49	correspondence	correspondence	NOUN
easat-3176	1	50	:	:	PUNCT
easat-3176	1	51	mulyadi@univpancasila.ac.id	mulyadi@univpancasila.ac.id	PROPN
easat-3176	1	52	analysis	analysis	NOUN
easat-3176	1	53	of	of	ADP
easat-3176	1	54	the	the	DET
easat-3176	1	55	effect	effect	NOUN
easat-3176	1	56	of	of	ADP
easat-3176	1	57	financial	financial	ADJ
easat-3176	1	58	literacy	literacy	NOUN
easat-3176	1	59	and	and	CCONJ
easat-3176	1	60	financial	financial	ADJ
easat-3176	1	61	behavior	behavior	NOUN
easat-3176	1	62	on	on	ADP
easat-3176	1	63	the	the	DET
easat-3176	1	64	performance	performance	NOUN
easat-3176	1	65	of	of	ADP
easat-3176	1	66	msmes	msme	NOUN
easat-3176	1	67	setu	setu	VERB
easat-3176	1	68	babakan	babakan	VERB
easat-3176	1	69	with	with	ADP
easat-3176	1	70	digital	digital	ADJ
easat-3176	1	71	competency	competency	NOUN
easat-3176	1	72	as	as	ADP
easat-3176	1	73	a	a	DET
easat-3176	1	74	moderating	moderate	VERB
easat-3176	1	75	variable	variable	ADJ
easat-3176	1	76	mulyadi1	mulyadi1	PROPN
easat-3176	1	77	*	*	PROPN
easat-3176	1	78	,	,	PUNCT
easat-3176	1	79	tyahya	tyahya	NOUN
easat-3176	1	80	whisnu	whisnu	NOUN
easat-3176	1	81	hendratni2	hendratni2	PROPN
easat-3176	1	82	,	,	PUNCT
easat-3176	1	83	harimurti	harimurti	PROPN
easat-3176	1	84	wulandjani3	wulandjani3	PROPN
easat-3176	1	85	1,2,3universitas	1,2,3universitas	NUM
easat-3176	1	86	pancasila	pancasila	PROPN
easat-3176	1	87	,	,	PUNCT
easat-3176	1	88	indonesia	indonesia	PROPN
easat-3176	1	89	;	;	PUNCT
easat-3176	1	90	mulyadi@univpancasila.ac.id	mulyadi@univpancasila.ac.id	NOUN
easat-3176	1	91	(	(	PUNCT
easat-3176	1	92	m.	m.	NOUN
easat-3176	1	93	)	)	PUNCT
easat-3176	1	94	abstract	abstract	NOUN
easat-3176	1	95	:	:	PUNCT
easat-3176	1	96	this	this	DET
easat-3176	1	97	study	study	NOUN
easat-3176	1	98	aims	aim	VERB
easat-3176	1	99	to	to	PART
easat-3176	1	100	analyze	analyze	VERB
easat-3176	1	101	the	the	DET
easat-3176	1	102	effect	effect	NOUN
easat-3176	1	103	of	of	ADP
easat-3176	1	104	financial	financial	ADJ
easat-3176	1	105	literacy	literacy	NOUN
easat-3176	1	106	and	and	CCONJ
easat-3176	1	107	financial	financial	ADJ
easat-3176	1	108	behavior	behavior	NOUN
easat-3176	1	109	on	on	ADP
easat-3176	1	110	the	the	DET
easat-3176	1	111	performance	performance	NOUN
easat-3176	1	112	of	of	ADP
easat-3176	1	113	msmes	msme	NOUN
easat-3176	1	114	in	in	ADP
easat-3176	1	115	setu	setu	NOUN
easat-3176	1	116	babakan	babakan	VERB
easat-3176	1	117	,	,	PUNCT
easat-3176	1	118	with	with	ADP
easat-3176	1	119	digital	digital	ADJ
easat-3176	1	120	competence	competence	NOUN
easat-3176	1	121	as	as	ADP
easat-3176	1	122	a	a	DET
easat-3176	1	123	moderating	moderate	VERB
easat-3176	1	124	variable	variable	NOUN
easat-3176	1	125	.	.	PUNCT
easat-3176	2	1	msmes	msme	NOUN
easat-3176	2	2	have	have	VERB
easat-3176	2	3	an	an	DET
easat-3176	2	4	important	important	ADJ
easat-3176	2	5	role	role	NOUN
easat-3176	2	6	in	in	ADP
easat-3176	2	7	the	the	DET
easat-3176	2	8	indonesian	indonesian	ADJ
easat-3176	2	9	economy	economy	NOUN
easat-3176	2	10	,	,	PUNCT
easat-3176	2	11	especially	especially	ADV
easat-3176	2	12	in	in	ADP
easat-3176	2	13	creating	create	VERB
easat-3176	2	14	jobs	job	NOUN
easat-3176	2	15	and	and	CCONJ
easat-3176	2	16	supporting	support	VERB
easat-3176	2	17	the	the	DET
easat-3176	2	18	local	local	ADJ
easat-3176	2	19	economy	economy	NOUN
easat-3176	2	20	.	.	PUNCT
easat-3176	3	1	in	in	ADP
easat-3176	3	2	the	the	DET
easat-3176	3	3	setu	setu	NOUN
easat-3176	3	4	babakan	babakan	PROPN
easat-3176	3	5	area	area	PROPN
easat-3176	3	6	,	,	PUNCT
easat-3176	3	7	msmes	msme	NOUN
easat-3176	3	8	face	face	VERB
easat-3176	3	9	challenges	challenge	NOUN
easat-3176	3	10	such	such	ADJ
easat-3176	3	11	as	as	ADP
easat-3176	3	12	limited	limited	ADJ
easat-3176	3	13	digital	digital	ADJ
easat-3176	3	14	literacy	literacy	NOUN
easat-3176	3	15	,	,	PUNCT
easat-3176	3	16	business	business	NOUN
easat-3176	3	17	capital	capital	NOUN
easat-3176	3	18	,	,	PUNCT
easat-3176	3	19	and	and	CCONJ
easat-3176	3	20	weak	weak	ADJ
easat-3176	3	21	financial	financial	ADJ
easat-3176	3	22	management	management	NOUN
easat-3176	3	23	.	.	PUNCT
easat-3176	4	1	this	this	DET
easat-3176	4	2	research	research	NOUN
easat-3176	4	3	uses	use	VERB
easat-3176	4	4	a	a	DET
easat-3176	4	5	survey	survey	NOUN
easat-3176	4	6	method	method	NOUN
easat-3176	4	7	with	with	ADP
easat-3176	4	8	a	a	DET
easat-3176	4	9	quantitative	quantitative	ADJ
easat-3176	4	10	approach	approach	NOUN
easat-3176	4	11	,	,	PUNCT
easat-3176	4	12	collecting	collect	VERB
easat-3176	4	13	data	datum	NOUN
easat-3176	4	14	from	from	ADP
easat-3176	4	15	60	60	NUM
easat-3176	4	16	msme	msme	NOUN
easat-3176	4	17	respondents	respondent	NOUN
easat-3176	4	18	,	,	PUNCT
easat-3176	4	19	and	and	CCONJ
easat-3176	4	20	testing	test	VERB
easat-3176	4	21	hypotheses	hypothesis	NOUN
easat-3176	4	22	using	use	VERB
easat-3176	4	23	the	the	DET
easat-3176	4	24	sem	sem	NOUN
easat-3176	4	25	-	-	PUNCT
easat-3176	4	26	pls	pls	INTJ
easat-3176	4	27	(	(	PUNCT
easat-3176	4	28	partial	partial	ADJ
easat-3176	4	29	least	least	ADJ
easat-3176	4	30	square	square	ADJ
easat-3176	4	31	)	)	PUNCT
easat-3176	4	32	model	model	NOUN
easat-3176	4	33	.	.	PUNCT
easat-3176	5	1	the	the	DET
easat-3176	5	2	results	result	NOUN
easat-3176	5	3	showed	show	VERB
easat-3176	5	4	that	that	SCONJ
easat-3176	5	5	financial	financial	ADJ
easat-3176	5	6	literacy	literacy	NOUN
easat-3176	5	7	does	do	AUX
easat-3176	5	8	not	not	PART
easat-3176	5	9	significantly	significantly	ADV
easat-3176	5	10	influence	influence	VERB
easat-3176	5	11	the	the	DET
easat-3176	5	12	performance	performance	NOUN
easat-3176	5	13	of	of	ADP
easat-3176	5	14	msmes	msme	NOUN
easat-3176	5	15	,	,	PUNCT
easat-3176	5	16	while	while	SCONJ
easat-3176	5	17	financial	financial	ADJ
easat-3176	5	18	behavior	behavior	NOUN
easat-3176	5	19	has	have	VERB
easat-3176	5	20	a	a	DET
easat-3176	5	21	positive	positive	ADJ
easat-3176	5	22	effect	effect	NOUN
easat-3176	5	23	on	on	ADP
easat-3176	5	24	performance	performance	NOUN
easat-3176	5	25	.	.	PUNCT
easat-3176	6	1	digital	digital	ADJ
easat-3176	6	2	competency	competency	NOUN
easat-3176	6	3	is	be	AUX
easat-3176	6	4	proven	prove	VERB
easat-3176	6	5	to	to	PART
easat-3176	6	6	improve	improve	VERB
easat-3176	6	7	msme	msme	NOUN
easat-3176	6	8	performance	performance	NOUN
easat-3176	6	9	,	,	PUNCT
easat-3176	6	10	but	but	CCONJ
easat-3176	6	11	can	can	AUX
easat-3176	6	12	not	not	PART
easat-3176	6	13	moderate	moderate	VERB
easat-3176	6	14	the	the	DET
easat-3176	6	15	relationship	relationship	NOUN
easat-3176	6	16	between	between	ADP
easat-3176	6	17	financial	financial	ADJ
easat-3176	6	18	literacy	literacy	NOUN
easat-3176	6	19	and	and	CCONJ
easat-3176	6	20	behavior	behavior	NOUN
easat-3176	6	21	with	with	ADP
easat-3176	6	22	msme	msme	NOUN
easat-3176	6	23	performance	performance	NOUN
easat-3176	6	24	.	.	PUNCT
easat-3176	7	1	the	the	DET
easat-3176	7	2	implications	implication	NOUN
easat-3176	7	3	of	of	ADP
easat-3176	7	4	this	this	DET
easat-3176	7	5	study	study	NOUN
easat-3176	7	6	indicate	indicate	VERB
easat-3176	7	7	the	the	DET
easat-3176	7	8	importance	importance	NOUN
easat-3176	7	9	of	of	ADP
easat-3176	7	10	financial	financial	ADJ
easat-3176	7	11	behavior	behavior	NOUN
easat-3176	7	12	training	training	NOUN
easat-3176	7	13	and	and	CCONJ
easat-3176	7	14	strengthening	strengthen	VERB
easat-3176	7	15	digital	digital	ADJ
easat-3176	7	16	competencies	competency	NOUN
easat-3176	7	17	for	for	ADP
easat-3176	7	18	msmes	msme	NOUN
easat-3176	7	19	.	.	PUNCT
easat-3176	8	1	these	these	DET
easat-3176	8	2	results	result	NOUN
easat-3176	8	3	can	can	AUX
easat-3176	8	4	be	be	AUX
easat-3176	8	5	a	a	DET
easat-3176	8	6	reference	reference	NOUN
easat-3176	8	7	for	for	ADP
easat-3176	8	8	regional	regional	ADJ
easat-3176	8	9	managers	manager	NOUN
easat-3176	8	10	and	and	CCONJ
easat-3176	8	11	universities	university	NOUN
easat-3176	8	12	to	to	PART
easat-3176	8	13	support	support	VERB
easat-3176	8	14	digital	digital	ADJ
easat-3176	8	15	competency	competency	NOUN
easat-3176	8	16	training	training	NOUN
easat-3176	8	17	and	and	CCONJ
easat-3176	8	18	financial	financial	ADJ
easat-3176	8	19	management	management	NOUN
easat-3176	8	20	for	for	ADP
easat-3176	8	21	msme	msme	NOUN
easat-3176	8	22	actors	actor	NOUN
easat-3176	8	23	,	,	PUNCT
easat-3176	8	24	so	so	SCONJ
easat-3176	8	25	their	their	PRON
easat-3176	8	26	performance	performance	NOUN
easat-3176	8	27	can	can	AUX
easat-3176	8	28	be	be	AUX
easat-3176	8	29	more	more	ADV
easat-3176	8	30	optimal	optimal	ADJ
easat-3176	8	31	in	in	ADP
easat-3176	8	32	facing	face	VERB
easat-3176	8	33	business	business	NOUN
easat-3176	8	34	competition	competition	NOUN
easat-3176	8	35	.	.	PUNCT
easat-3176	9	1	keywords	keyword	NOUN
easat-3176	9	2	:	:	PUNCT
easat-3176	9	3	digital	digital	ADJ
easat-3176	9	4	competency	competency	NOUN
easat-3176	9	5	,	,	PUNCT
easat-3176	9	6	financial	financial	ADJ
easat-3176	9	7	behavior	behavior	NOUN
easat-3176	9	8	,	,	PUNCT
easat-3176	9	9	financial	financial	ADJ
easat-3176	9	10	literacy	literacy	NOUN
easat-3176	9	11	,	,	PUNCT
easat-3176	9	12	msmes	msme	NOUN
easat-3176	9	13	,	,	PUNCT
easat-3176	9	14	organizational	organizational	ADJ
easat-3176	9	15	performance	performance	NOUN
easat-3176	9	16	.	.	PUNCT
easat-3176	10	1	1	1	X
easat-3176	10	2	.	.	X
easat-3176	10	3	introduction	introduction	NOUN
easat-3176	10	4	msmes	msme	NOUN
easat-3176	10	5	(	(	PUNCT
easat-3176	10	6	micro	micro	NOUN
easat-3176	10	7	,	,	PUNCT
easat-3176	10	8	small	small	ADJ
easat-3176	10	9	,	,	PUNCT
easat-3176	10	10	and	and	CCONJ
easat-3176	10	11	medium	medium	NOUN
easat-3176	10	12	enterprises	enterprise	NOUN
easat-3176	10	13	)	)	PUNCT
easat-3176	10	14	have	have	VERB
easat-3176	10	15	a	a	DET
easat-3176	10	16	very	very	ADV
easat-3176	10	17	important	important	ADJ
easat-3176	10	18	role	role	NOUN
easat-3176	10	19	in	in	ADP
easat-3176	10	20	the	the	DET
easat-3176	10	21	country	country	NOUN
easat-3176	10	22	's	's	PART
easat-3176	10	23	economy	economy	NOUN
easat-3176	10	24	.	.	PUNCT
easat-3176	11	1	msmes	msme	NOUN
easat-3176	11	2	are	be	AUX
easat-3176	11	3	able	able	ADJ
easat-3176	11	4	to	to	PART
easat-3176	11	5	contribute	contribute	VERB
easat-3176	11	6	to	to	ADP
easat-3176	11	7	the	the	DET
easat-3176	11	8	country	country	NOUN
easat-3176	11	9	's	's	PART
easat-3176	11	10	gdp	gdp	NOUN
easat-3176	11	11	,	,	PUNCT
easat-3176	11	12	reduce	reduce	VERB
easat-3176	11	13	poverty	poverty	NOUN
easat-3176	11	14	,	,	PUNCT
easat-3176	11	15	and	and	CCONJ
easat-3176	11	16	help	help	VERB
easat-3176	11	17	in	in	ADP
easat-3176	11	18	the	the	DET
easat-3176	11	19	absorption	absorption	NOUN
easat-3176	11	20	of	of	ADP
easat-3176	11	21	labor	labor	NOUN
easat-3176	11	22	.	.	PUNCT
easat-3176	12	1	the	the	DET
easat-3176	12	2	existence	existence	NOUN
easat-3176	12	3	of	of	ADP
easat-3176	12	4	msmes	msme	NOUN
easat-3176	12	5	in	in	ADP
easat-3176	12	6	indonesia	indonesia	PROPN
easat-3176	12	7	is	be	AUX
easat-3176	12	8	the	the	DET
easat-3176	12	9	foundation	foundation	NOUN
easat-3176	12	10	of	of	ADP
easat-3176	12	11	some	some	DET
easat-3176	12	12	indonesian	indonesian	ADJ
easat-3176	12	13	people	people	NOUN
easat-3176	12	14	to	to	PART
easat-3176	12	15	get	get	VERB
easat-3176	12	16	income	income	NOUN
easat-3176	12	17	(	(	PUNCT
easat-3176	12	18	fitria	fitria	NOUN
easat-3176	12	19	et	et	PROPN
easat-3176	12	20	al	al	PROPN
easat-3176	12	21	.	.	PROPN
easat-3176	12	22	,	,	PUNCT
easat-3176	12	23	2021	2021	NUM
easat-3176	12	24	)	)	PUNCT
easat-3176	12	25	.	.	PUNCT
easat-3176	13	1	setu	setu	PROPN
easat-3176	13	2	babakan	babakan	PROPN
easat-3176	13	3	is	be	AUX
easat-3176	13	4	one	one	NUM
easat-3176	13	5	of	of	ADP
easat-3176	13	6	the	the	DET
easat-3176	13	7	interesting	interesting	ADJ
easat-3176	13	8	attractions	attraction	NOUN
easat-3176	13	9	for	for	ADP
easat-3176	13	10	tourists	tourist	NOUN
easat-3176	13	11	who	who	PRON
easat-3176	13	12	want	want	VERB
easat-3176	13	13	to	to	PART
easat-3176	13	14	enjoy	enjoy	VERB
easat-3176	13	15	something	something	PRON
easat-3176	13	16	typical	typical	ADJ
easat-3176	13	17	of	of	ADP
easat-3176	13	18	the	the	DET
easat-3176	13	19	countryside	countryside	NOUN
easat-3176	13	20	or	or	CCONJ
easat-3176	13	21	witness	witness	VERB
easat-3176	13	22	the	the	DET
easat-3176	13	23	original	original	ADJ
easat-3176	13	24	betawi	betawi	NOUN
easat-3176	13	25	culture	culture	NOUN
easat-3176	13	26	firsthand	firsthand	ADV
easat-3176	13	27	.	.	PUNCT
easat-3176	14	1	setu	setu	VERB
easat-3176	14	2	babakan	babakan	ADJ
easat-3176	14	3	,	,	PUNCT
easat-3176	14	4	apart	apart	ADV
easat-3176	14	5	from	from	ADP
easat-3176	14	6	being	be	AUX
easat-3176	14	7	a	a	DET
easat-3176	14	8	typical	typical	ADJ
easat-3176	14	9	rural	rural	ADJ
easat-3176	14	10	natural	natural	ADJ
easat-3176	14	11	environment	environment	NOUN
easat-3176	14	12	and	and	CCONJ
easat-3176	14	13	cultural	cultural	ADJ
easat-3176	14	14	area	area	NOUN
easat-3176	14	15	,	,	PUNCT
easat-3176	14	16	in	in	ADP
easat-3176	14	17	this	this	DET
easat-3176	14	18	village	village	NOUN
easat-3176	14	19	there	there	PRON
easat-3176	14	20	are	be	VERB
easat-3176	14	21	also	also	ADV
easat-3176	14	22	many	many	ADJ
easat-3176	14	23	betawi	betawi	ADJ
easat-3176	14	24	specialties	specialty	NOUN
easat-3176	14	25	served	serve	VERB
easat-3176	14	26	by	by	ADP
easat-3176	14	27	msmes	msme	NOUN
easat-3176	14	28	who	who	PRON
easat-3176	14	29	are	be	AUX
easat-3176	14	30	assisted	assist	VERB
easat-3176	14	31	by	by	ADP
easat-3176	14	32	the	the	DET
easat-3176	14	33	setu	setu	NOUN
easat-3176	14	34	babakan	babakan	PROPN
easat-3176	14	35	area	area	NOUN
easat-3176	14	36	manager	manager	NOUN
easat-3176	14	37	and	and	CCONJ
easat-3176	14	38	msmes	msme	NOUN
easat-3176	14	39	around	around	ADP
easat-3176	14	40	the	the	DET
easat-3176	14	41	setu	setu	NOUN
easat-3176	14	42	babakan	babakan	PROPN
easat-3176	14	43	area	area	PROPN
easat-3176	14	44	.	.	PUNCT
easat-3176	15	1	based	base	VERB
easat-3176	15	2	on	on	ADP
easat-3176	15	3	sources	source	NOUN
easat-3176	15	4	from	from	ADP
easat-3176	15	5	bps	bps	PROPN
easat-3176	15	6	south	south	PROPN
easat-3176	15	7	jakarta	jakarta	PROPN
easat-3176	15	8	city	city	PROPN
easat-3176	15	9	(	(	PUNCT
easat-3176	15	10	2023	2023	NUM
easat-3176	15	11	)	)	PUNCT
easat-3176	15	12	in	in	ADP
easat-3176	15	13	an	an	DET
easat-3176	15	14	annual	annual	ADJ
easat-3176	15	15	report	report	NOUN
easat-3176	15	16	,	,	PUNCT
easat-3176	15	17	it	it	PRON
easat-3176	15	18	provides	provide	VERB
easat-3176	15	19	an	an	DET
easat-3176	15	20	overview	overview	NOUN
easat-3176	15	21	of	of	ADP
easat-3176	15	22	the	the	DET
easat-3176	15	23	economic	economic	ADJ
easat-3176	15	24	conditions	condition	NOUN
easat-3176	15	25	and	and	CCONJ
easat-3176	15	26	challenges	challenge	NOUN
easat-3176	15	27	faced	face	VERB
easat-3176	15	28	by	by	ADP
easat-3176	15	29	msmes	msme	NOUN
easat-3176	15	30	in	in	ADP
easat-3176	15	31	the	the	DET
easat-3176	15	32	south	south	PROPN
easat-3176	15	33	jakarta	jakarta	PROPN
easat-3176	15	34	area	area	NOUN
easat-3176	15	35	,	,	PUNCT
easat-3176	15	36	including	include	VERB
easat-3176	15	37	setu	setu	NOUN
easat-3176	15	38	babakan	babakan	ADJ
easat-3176	15	39	.	.	PUNCT
easat-3176	16	1	msmes	msme	NOUN
easat-3176	16	2	in	in	ADP
easat-3176	16	3	setu	setu	PROPN
easat-3176	16	4	babakan	babakan	PROPN
easat-3176	16	5	face	face	VERB
easat-3176	16	6	several	several	ADJ
easat-3176	16	7	performance	performance	NOUN
easat-3176	16	8	issues	issue	NOUN
easat-3176	16	9	that	that	PRON
easat-3176	16	10	hinder	hinder	VERB
easat-3176	16	11	their	their	PRON
easat-3176	16	12	development	development	NOUN
easat-3176	16	13	and	and	CCONJ
easat-3176	16	14	growth	growth	NOUN
easat-3176	16	15	.	.	PUNCT
easat-3176	17	1	several	several	ADJ
easat-3176	17	2	key	key	ADJ
easat-3176	17	3	issues	issue	NOUN
easat-3176	17	4	are	be	AUX
easat-3176	17	5	often	often	ADV
easat-3176	17	6	faced	face	VERB
easat-3176	17	7	by	by	ADP
easat-3176	17	8	msmes	msme	NOUN
easat-3176	17	9	in	in	ADP
easat-3176	17	10	this	this	DET
easat-3176	17	11	area	area	NOUN
easat-3176	17	12	.	.	PUNCT
easat-3176	18	1	first	first	ADV
easat-3176	18	2	,	,	PUNCT
easat-3176	18	3	the	the	DET
easat-3176	18	4	lack	lack	NOUN
easat-3176	18	5	of	of	ADP
easat-3176	18	6	digital	digital	ADJ
easat-3176	18	7	literacy	literacy	NOUN
easat-3176	18	8	means	mean	VERB
easat-3176	18	9	that	that	SCONJ
easat-3176	18	10	many	many	ADJ
easat-3176	18	11	msmes	msme	NOUN
easat-3176	18	12	in	in	ADP
easat-3176	18	13	setu	setu	NOUN
easat-3176	18	14	babakan	babakan	VERB
easat-3176	18	15	still	still	ADV
easat-3176	18	16	have	have	VERB
easat-3176	18	17	limitations	limitation	NOUN
easat-3176	18	18	in	in	ADP
easat-3176	18	19	the	the	DET
easat-3176	18	20	use	use	NOUN
easat-3176	18	21	of	of	ADP
easat-3176	18	22	digital	digital	ADJ
easat-3176	18	23	technology	technology	NOUN
easat-3176	18	24	.	.	PUNCT
easat-3176	19	1	low	low	ADJ
easat-3176	19	2	digital	digital	ADJ
easat-3176	19	3	literacy	literacy	NOUN
easat-3176	19	4	makes	make	VERB
easat-3176	19	5	it	it	PRON
easat-3176	19	6	difficult	difficult	ADJ
easat-3176	19	7	for	for	SCONJ
easat-3176	19	8	them	they	PRON
easat-3176	19	9	to	to	PART
easat-3176	19	10	utilize	utilize	VERB
easat-3176	19	11	online	online	ADJ
easat-3176	19	12	platforms	platform	NOUN
easat-3176	19	13	for	for	ADP
easat-3176	19	14	more	more	ADV
easat-3176	19	15	effective	effective	ADJ
easat-3176	19	16	marketing	marketing	NOUN
easat-3176	19	17	,	,	PUNCT
easat-3176	19	18	sales	sale	NOUN
easat-3176	19	19	,	,	PUNCT
easat-3176	19	20	and	and	CCONJ
easat-3176	19	21	business	business	NOUN
easat-3176	19	22	management	management	NOUN
easat-3176	19	23	.	.	PUNCT
easat-3176	20	1	secondly	secondly	ADV
easat-3176	20	2	,	,	PUNCT
easat-3176	20	3	business	business	NOUN
easat-3176	20	4	capital	capital	NOUN
easat-3176	20	5	is	be	AUX
easat-3176	20	6	limited	limit	VERB
easat-3176	20	7	,	,	PUNCT
easat-3176	20	8	which	which	PRON
easat-3176	20	9	means	mean	VERB
easat-3176	20	10	capital	capital	NOUN
easat-3176	20	11	issues	issue	NOUN
easat-3176	20	12	are	be	AUX
easat-3176	20	13	often	often	ADV
easat-3176	20	14	a	a	DET
easat-3176	20	15	major	major	ADJ
easat-3176	20	16	obstacle	obstacle	NOUN
easat-3176	20	17	for	for	ADP
easat-3176	20	18	msmes	msme	NOUN
easat-3176	20	19	in	in	ADP
easat-3176	20	20	setu	setu	NOUN
easat-3176	20	21	babakan	babakan	ADJ
easat-3176	20	22	.	.	PUNCT
easat-3176	21	1	access	access	NOUN
easat-3176	21	2	to	to	ADP
easat-3176	21	3	financing	financing	NOUN
easat-3176	21	4	is	be	AUX
easat-3176	21	5	still	still	ADV
easat-3176	21	6	limited	limit	VERB
easat-3176	21	7	,	,	PUNCT
easat-3176	21	8	and	and	CCONJ
easat-3176	21	9	many	many	ADJ
easat-3176	21	10	businesses	business	NOUN
easat-3176	21	11	do	do	AUX
easat-3176	21	12	not	not	PART
easat-3176	21	13	have	have	VERB
easat-3176	21	14	enough	enough	ADJ
easat-3176	21	15	capital	capital	NOUN
easat-3176	21	16	to	to	PART
easat-3176	21	17	expand	expand	VERB
easat-3176	21	18	their	their	PRON
easat-3176	21	19	business	business	NOUN
easat-3176	21	20	or	or	CCONJ
easat-3176	21	21	improve	improve	VERB
easat-3176	21	22	the	the	DET
easat-3176	21	23	quality	quality	NOUN
easat-3176	21	24	of	of	ADP
easat-3176	21	25	products	product	NOUN
easat-3176	21	26	and	and	CCONJ
easat-3176	21	27	services	service	NOUN
easat-3176	21	28	.	.	PUNCT
easat-3176	22	1	third	third	ADJ
easat-3176	22	2	,	,	PUNCT
easat-3176	22	3	weak	weak	ADJ
easat-3176	22	4	financial	financial	ADJ
easat-3176	22	5	management	management	NOUN
easat-3176	22	6	,	,	PUNCT
easat-3176	22	7	many	many	ADJ
easat-3176	22	8	msmes	msme	NOUN
easat-3176	22	9	in	in	ADP
easat-3176	22	10	setu	setu	NOUN
easat-3176	22	11	babakan	babakan	ADV
easat-3176	22	12	are	be	AUX
easat-3176	22	13	still	still	ADV
easat-3176	22	14	lacking	lack	VERB
easat-3176	22	15	in	in	ADP
easat-3176	22	16	terms	term	NOUN
easat-3176	22	17	of	of	ADP
easat-3176	22	18	business	business	NOUN
easat-3176	22	19	and	and	CCONJ
easat-3176	22	20	5311	5311	NUM
easat-3176	22	21	edelweiss	edelweiss	PROPN
easat-3176	22	22	applied	apply	VERB
easat-3176	22	23	science	science	NOUN
easat-3176	22	24	and	and	CCONJ
easat-3176	22	25	technology	technology	NOUN
easat-3176	22	26	issn	issn	PROPN
easat-3176	22	27	:	:	PUNCT
easat-3176	22	28	2576	2576	NUM
easat-3176	22	29	-	-	SYM
easat-3176	22	30	8484	8484	NUM
easat-3176	22	31	vol	vol	NOUN
easat-3176	22	32	.	.	PROPN
easat-3176	23	1	8	8	NUM
easat-3176	23	2	,	,	PUNCT
easat-3176	23	3	no	no	INTJ
easat-3176	23	4	.	.	NOUN
easat-3176	24	1	6	6	NUM
easat-3176	24	2	:	:	SYM
easat-3176	24	3	5310	5310	NUM
easat-3176	24	4	-	-	SYM
easat-3176	24	5	5328	5328	NUM
easat-3176	24	6	,	,	PUNCT
easat-3176	24	7	2024	2024	NUM
easat-3176	24	8	doi	doi	NOUN
easat-3176	24	9	:	:	PUNCT
easat-3176	24	10	10.55214/25768484.v8i6.3176	10.55214/25768484.v8i6.3176	PROPN
easat-3176	24	11	©	©	PROPN
easat-3176	24	12	2024	2024	NUM
easat-3176	24	13	by	by	ADP
easat-3176	24	14	the	the	DET
easat-3176	24	15	authors	author	NOUN
easat-3176	24	16	;	;	PUNCT
easat-3176	24	17	licensee	licensee	PROPN
easat-3176	24	18	learning	learning	NOUN
easat-3176	24	19	gate	gate	PROPN
easat-3176	24	20	financial	financial	ADJ
easat-3176	24	21	management	management	NOUN
easat-3176	24	22	.	.	PUNCT
easat-3176	25	1	without	without	ADP
easat-3176	25	2	a	a	DET
easat-3176	25	3	good	good	ADJ
easat-3176	25	4	management	management	NOUN
easat-3176	25	5	system	system	NOUN
easat-3176	25	6	,	,	PUNCT
easat-3176	25	7	businesses	business	NOUN
easat-3176	25	8	find	find	VERB
easat-3176	25	9	it	it	PRON
easat-3176	25	10	difficult	difficult	ADJ
easat-3176	25	11	to	to	PART
easat-3176	25	12	thrive	thrive	VERB
easat-3176	25	13	and	and	CCONJ
easat-3176	25	14	face	face	VERB
easat-3176	25	15	market	market	NOUN
easat-3176	25	16	challenges	challenge	NOUN
easat-3176	25	17	.	.	PUNCT
easat-3176	26	1	this	this	PRON
easat-3176	26	2	includes	include	VERB
easat-3176	26	3	disorganized	disorganized	ADJ
easat-3176	26	4	financial	financial	ADJ
easat-3176	26	5	management	management	NOUN
easat-3176	26	6	and	and	CCONJ
easat-3176	26	7	lack	lack	NOUN
easat-3176	26	8	of	of	ADP
easat-3176	26	9	good	good	ADJ
easat-3176	26	10	record	record	NOUN
easat-3176	26	11	-	-	PUNCT
easat-3176	26	12	keeping	keeping	NOUN
easat-3176	26	13	.	.	PUNCT
easat-3176	27	1	fourth	fourth	ADJ
easat-3176	27	2	,	,	PUNCT
easat-3176	27	3	limited	limited	ADJ
easat-3176	27	4	market	market	NOUN
easat-3176	27	5	access	access	NOUN
easat-3176	27	6	means	mean	VERB
easat-3176	27	7	that	that	SCONJ
easat-3176	27	8	msmes	msme	NOUN
easat-3176	27	9	in	in	ADP
easat-3176	27	10	setu	setu	NOUN
easat-3176	27	11	babakan	babakan	PROPN
easat-3176	27	12	often	often	ADV
easat-3176	27	13	have	have	VERB
easat-3176	27	14	limited	limit	VERB
easat-3176	27	15	market	market	NOUN
easat-3176	27	16	access	access	NOUN
easat-3176	27	17	.	.	PUNCT
easat-3176	28	1	they	they	PRON
easat-3176	28	2	struggle	struggle	VERB
easat-3176	28	3	to	to	PART
easat-3176	28	4	reach	reach	VERB
easat-3176	28	5	a	a	DET
easat-3176	28	6	wider	wide	ADJ
easat-3176	28	7	market	market	NOUN
easat-3176	28	8	outside	outside	ADP
easat-3176	28	9	of	of	ADP
easat-3176	28	10	their	their	PRON
easat-3176	28	11	area	area	NOUN
easat-3176	28	12	,	,	PUNCT
easat-3176	28	13	resulting	result	VERB
easat-3176	28	14	in	in	ADP
easat-3176	28	15	limited	limited	ADJ
easat-3176	28	16	opportunities	opportunity	NOUN
easat-3176	28	17	for	for	ADP
easat-3176	28	18	increased	increase	VERB
easat-3176	28	19	revenue	revenue	NOUN
easat-3176	28	20	and	and	CCONJ
easat-3176	28	21	business	business	NOUN
easat-3176	28	22	growth	growth	NOUN
easat-3176	28	23	.	.	PUNCT
easat-3176	29	1	fifth	fifth	ADJ
easat-3176	29	2	,	,	PUNCT
easat-3176	29	3	the	the	DET
easat-3176	29	4	quality	quality	NOUN
easat-3176	29	5	of	of	ADP
easat-3176	29	6	products	product	NOUN
easat-3176	29	7	and	and	CCONJ
easat-3176	29	8	services	service	NOUN
easat-3176	29	9	means	mean	VERB
easat-3176	29	10	that	that	SCONJ
easat-3176	29	11	the	the	DET
easat-3176	29	12	quality	quality	NOUN
easat-3176	29	13	of	of	ADP
easat-3176	29	14	products	product	NOUN
easat-3176	29	15	and	and	CCONJ
easat-3176	29	16	services	service	NOUN
easat-3176	29	17	offered	offer	VERB
easat-3176	29	18	by	by	ADP
easat-3176	29	19	msmes	msme	NOUN
easat-3176	29	20	in	in	ADP
easat-3176	29	21	setu	setu	NOUN
easat-3176	29	22	babakan	babakan	ADV
easat-3176	29	23	is	be	AUX
easat-3176	29	24	sometimes	sometimes	ADV
easat-3176	29	25	less	less	ADV
easat-3176	29	26	competitive	competitive	ADJ
easat-3176	29	27	.	.	PUNCT
easat-3176	30	1	this	this	PRON
easat-3176	30	2	is	be	AUX
easat-3176	30	3	due	due	ADJ
easat-3176	30	4	to	to	ADP
easat-3176	30	5	a	a	DET
easat-3176	30	6	lack	lack	NOUN
easat-3176	30	7	of	of	ADP
easat-3176	30	8	training	training	NOUN
easat-3176	30	9	and	and	CCONJ
easat-3176	30	10	knowledge	knowledge	NOUN
easat-3176	30	11	of	of	ADP
easat-3176	30	12	the	the	DET
easat-3176	30	13	quality	quality	NOUN
easat-3176	30	14	standards	standard	NOUN
easat-3176	30	15	required	require	VERB
easat-3176	30	16	by	by	ADP
easat-3176	30	17	the	the	DET
easat-3176	30	18	wider	wide	ADJ
easat-3176	30	19	market	market	NOUN
easat-3176	30	20	.	.	PUNCT
easat-3176	31	1	sixth	sixth	ADJ
easat-3176	31	2	,	,	PUNCT
easat-3176	31	3	bureaucracy	bureaucracy	NOUN
easat-3176	31	4	and	and	CCONJ
easat-3176	31	5	regulation	regulation	NOUN
easat-3176	31	6	,	,	PUNCT
easat-3176	31	7	bureaucratic	bureaucratic	ADJ
easat-3176	31	8	and	and	CCONJ
easat-3176	31	9	regulatory	regulatory	ADJ
easat-3176	31	10	constraints	constraint	NOUN
easat-3176	31	11	are	be	AUX
easat-3176	31	12	also	also	ADV
easat-3176	31	13	a	a	DET
easat-3176	31	14	challenge	challenge	NOUN
easat-3176	31	15	for	for	ADP
easat-3176	31	16	msmes	msme	NOUN
easat-3176	31	17	in	in	ADP
easat-3176	31	18	setu	setu	NOUN
easat-3176	31	19	babakan	babakan	ADJ
easat-3176	31	20	.	.	PUNCT
easat-3176	32	1	complicated	complicate	VERB
easat-3176	32	2	licensing	licensing	NOUN
easat-3176	32	3	processes	process	NOUN
easat-3176	32	4	and	and	CCONJ
easat-3176	32	5	frequently	frequently	ADV
easat-3176	32	6	changing	change	VERB
easat-3176	32	7	regulations	regulation	NOUN
easat-3176	32	8	can	can	AUX
easat-3176	32	9	make	make	VERB
easat-3176	32	10	it	it	PRON
easat-3176	32	11	difficult	difficult	ADJ
easat-3176	32	12	for	for	SCONJ
easat-3176	32	13	businesses	business	NOUN
easat-3176	32	14	to	to	PART
easat-3176	32	15	operate	operate	VERB
easat-3176	32	16	legally	legally	ADV
easat-3176	32	17	and	and	CCONJ
easat-3176	32	18	efficiently	efficiently	ADV
easat-3176	32	19	.	.	PUNCT
easat-3176	33	1	by	by	ADP
easat-3176	33	2	understanding	understand	VERB
easat-3176	33	3	and	and	CCONJ
easat-3176	33	4	addressing	address	VERB
easat-3176	33	5	these	these	DET
easat-3176	33	6	issues	issue	NOUN
easat-3176	33	7	,	,	PUNCT
easat-3176	33	8	msmes	msme	NOUN
easat-3176	33	9	in	in	ADP
easat-3176	33	10	setu	setu	NOUN
easat-3176	33	11	babakan	babakan	VERB
easat-3176	33	12	can	can	AUX
easat-3176	33	13	improve	improve	VERB
easat-3176	33	14	their	their	PRON
easat-3176	33	15	performance	performance	NOUN
easat-3176	33	16	and	and	CCONJ
easat-3176	33	17	contribute	contribute	VERB
easat-3176	33	18	more	more	ADV
easat-3176	33	19	significantly	significantly	ADV
easat-3176	33	20	to	to	ADP
easat-3176	33	21	the	the	DET
easat-3176	33	22	local	local	ADJ
easat-3176	33	23	economy	economy	NOUN
easat-3176	33	24	.	.	PUNCT
easat-3176	34	1	efforts	effort	NOUN
easat-3176	34	2	such	such	ADJ
easat-3176	34	3	as	as	ADP
easat-3176	34	4	improving	improve	VERB
easat-3176	34	5	digital	digital	ADJ
easat-3176	34	6	literacy	literacy	NOUN
easat-3176	34	7	,	,	PUNCT
easat-3176	34	8	access	access	NOUN
easat-3176	34	9	to	to	ADP
easat-3176	34	10	finance	finance	NOUN
easat-3176	34	11	,	,	PUNCT
easat-3176	34	12	and	and	CCONJ
easat-3176	34	13	business	business	NOUN
easat-3176	34	14	management	management	NOUN
easat-3176	34	15	training	training	NOUN
easat-3176	34	16	can	can	AUX
easat-3176	34	17	be	be	AUX
easat-3176	34	18	an	an	DET
easat-3176	34	19	important	important	ADJ
easat-3176	34	20	first	first	ADJ
easat-3176	34	21	step	step	NOUN
easat-3176	34	22	.	.	PUNCT
easat-3176	35	1	improving	improve	VERB
easat-3176	35	2	msme	msme	NOUN
easat-3176	35	3	performance	performance	NOUN
easat-3176	35	4	can	can	AUX
easat-3176	35	5	encourage	encourage	VERB
easat-3176	35	6	msmes	msme	NOUN
easat-3176	35	7	to	to	PART
easat-3176	35	8	survive	survive	VERB
easat-3176	35	9	,	,	PUNCT
easat-3176	35	10	be	be	AUX
easat-3176	35	11	able	able	ADJ
easat-3176	35	12	to	to	PART
easat-3176	35	13	compete	compete	VERB
easat-3176	35	14	with	with	ADP
easat-3176	35	15	other	other	ADJ
easat-3176	35	16	businesses	business	NOUN
easat-3176	35	17	,	,	PUNCT
easat-3176	35	18	and	and	CCONJ
easat-3176	35	19	not	not	PART
easat-3176	35	20	experience	experience	VERB
easat-3176	35	21	bankruptcy	bankruptcy	NOUN
easat-3176	35	22	.	.	PUNCT
easat-3176	36	1	however	however	ADV
easat-3176	36	2	,	,	PUNCT
easat-3176	36	3	due	due	ADP
easat-3176	36	4	to	to	ADP
easat-3176	36	5	their	their	PRON
easat-3176	36	6	limited	limited	ADJ
easat-3176	36	7	knowledge	knowledge	NOUN
easat-3176	36	8	of	of	ADP
easat-3176	36	9	understanding	understand	VERB
easat-3176	36	10	basic	basic	ADJ
easat-3176	36	11	financial	financial	ADJ
easat-3176	36	12	concepts	concept	NOUN
easat-3176	36	13	,	,	PUNCT
easat-3176	36	14	msme	msme	NOUN
easat-3176	36	15	actors	actor	NOUN
easat-3176	36	16	can	can	AUX
easat-3176	36	17	not	not	PART
easat-3176	36	18	make	make	VERB
easat-3176	36	19	decisions	decision	NOUN
easat-3176	36	20	related	relate	VERB
easat-3176	36	21	to	to	ADP
easat-3176	36	22	financial	financial	ADJ
easat-3176	36	23	management	management	NOUN
easat-3176	36	24	appropriately	appropriately	ADV
easat-3176	36	25	(	(	PUNCT
easat-3176	36	26	suindari	suindari	PROPN
easat-3176	36	27	&	&	CCONJ
easat-3176	36	28	juniariani	juniariani	PROPN
easat-3176	36	29	,	,	PUNCT
easat-3176	36	30	2020	2020	NUM
easat-3176	36	31	)	)	PUNCT
easat-3176	36	32	.	.	PUNCT
easat-3176	37	1	(	(	PUNCT
easat-3176	37	2	kasenda	kasenda	PROPN
easat-3176	37	3	&	&	CCONJ
easat-3176	37	4	wijayangka	wijayangka	PROPN
easat-3176	37	5	,	,	PUNCT
easat-3176	37	6	2019	2019	NUM
easat-3176	37	7	)	)	PUNCT
easat-3176	37	8	state	state	NOUN
easat-3176	37	9	that	that	DET
easat-3176	37	10	performance	performance	NOUN
easat-3176	37	11	is	be	AUX
easat-3176	37	12	an	an	DET
easat-3176	37	13	achievement	achievement	NOUN
easat-3176	37	14	obtained	obtain	VERB
easat-3176	37	15	from	from	ADP
easat-3176	37	16	a	a	DET
easat-3176	37	17	person	person	NOUN
easat-3176	37	18	or	or	CCONJ
easat-3176	37	19	company	company	NOUN
easat-3176	37	20	or	or	CCONJ
easat-3176	37	21	organization	organization	NOUN
easat-3176	37	22	in	in	ADP
easat-3176	37	23	achieving	achieve	VERB
easat-3176	37	24	a	a	DET
easat-3176	37	25	goal	goal	NOUN
easat-3176	37	26	.	.	PUNCT
easat-3176	38	1	the	the	DET
easat-3176	38	2	best	good	ADJ
easat-3176	38	3	performance	performance	NOUN
easat-3176	38	4	is	be	AUX
easat-3176	38	5	the	the	DET
easat-3176	38	6	main	main	ADJ
easat-3176	38	7	expectation	expectation	NOUN
easat-3176	38	8	of	of	ADP
easat-3176	38	9	a	a	DET
easat-3176	38	10	business	business	NOUN
easat-3176	38	11	unit	unit	NOUN
easat-3176	38	12	in	in	ADP
easat-3176	38	13	carrying	carry	VERB
easat-3176	38	14	out	out	ADP
easat-3176	38	15	its	its	PRON
easat-3176	38	16	operational	operational	ADJ
easat-3176	38	17	activities	activity	NOUN
easat-3176	38	18	.	.	PUNCT
easat-3176	39	1	performance	performance	NOUN
easat-3176	39	2	is	be	AUX
easat-3176	39	3	the	the	DET
easat-3176	39	4	success	success	NOUN
easat-3176	39	5	of	of	ADP
easat-3176	39	6	a	a	DET
easat-3176	39	7	personnel	personnel	NOUN
easat-3176	39	8	,	,	PUNCT
easat-3176	39	9	team	team	NOUN
easat-3176	39	10	,	,	PUNCT
easat-3176	39	11	or	or	CCONJ
easat-3176	39	12	organizational	organizational	ADJ
easat-3176	39	13	unit	unit	NOUN
easat-3176	39	14	in	in	ADP
easat-3176	39	15	achieving	achieve	VERB
easat-3176	39	16	strategic	strategic	ADJ
easat-3176	39	17	goals	goal	NOUN
easat-3176	39	18	or	or	CCONJ
easat-3176	39	19	long	long	ADJ
easat-3176	39	20	-	-	PUNCT
easat-3176	39	21	term	term	NOUN
easat-3176	39	22	goals	goal	NOUN
easat-3176	39	23	that	that	PRON
easat-3176	39	24	have	have	AUX
easat-3176	39	25	been	be	AUX
easat-3176	39	26	previously	previously	ADV
easat-3176	39	27	set	set	VERB
easat-3176	39	28	with	with	ADP
easat-3176	39	29	the	the	DET
easat-3176	39	30	expected	expect	VERB
easat-3176	39	31	behavior	behavior	NOUN
easat-3176	39	32	.	.	PUNCT
easat-3176	40	1	good	good	ADJ
easat-3176	40	2	performance	performance	NOUN
easat-3176	40	3	in	in	ADP
easat-3176	40	4	all	all	DET
easat-3176	40	5	areas	area	NOUN
easat-3176	40	6	of	of	ADP
easat-3176	40	7	production	production	NOUN
easat-3176	40	8	,	,	PUNCT
easat-3176	40	9	marketing	marketing	NOUN
easat-3176	40	10	,	,	PUNCT
easat-3176	40	11	finance	finance	NOUN
easat-3176	40	12	,	,	PUNCT
easat-3176	40	13	and	and	CCONJ
easat-3176	40	14	distribution	distribution	NOUN
easat-3176	40	15	is	be	AUX
easat-3176	40	16	an	an	DET
easat-3176	40	17	absolute	absolute	ADJ
easat-3176	40	18	requirement	requirement	NOUN
easat-3176	40	19	for	for	SCONJ
easat-3176	40	20	organizations	organization	NOUN
easat-3176	40	21	to	to	PART
easat-3176	40	22	continue	continue	VERB
easat-3176	40	23	to	to	PART
easat-3176	40	24	exist	exist	VERB
easat-3176	40	25	.	.	PUNCT
easat-3176	41	1	good	good	ADJ
easat-3176	41	2	organizational	organizational	ADJ
easat-3176	41	3	performance	performance	NOUN
easat-3176	41	4	is	be	AUX
easat-3176	41	5	expected	expect	VERB
easat-3176	41	6	to	to	PART
easat-3176	41	7	be	be	AUX
easat-3176	41	8	stronger	strong	ADJ
easat-3176	41	9	to	to	PART
easat-3176	41	10	become	become	VERB
easat-3176	41	11	the	the	DET
easat-3176	41	12	backbone	backbone	NOUN
easat-3176	41	13	of	of	ADP
easat-3176	41	14	the	the	DET
easat-3176	41	15	economy	economy	NOUN
easat-3176	41	16	which	which	PRON
easat-3176	41	17	will	will	AUX
easat-3176	41	18	increasingly	increasingly	ADV
easat-3176	41	19	play	play	VERB
easat-3176	41	20	a	a	DET
easat-3176	41	21	role	role	NOUN
easat-3176	41	22	in	in	ADP
easat-3176	41	23	the	the	DET
easat-3176	41	24	national	national	ADJ
easat-3176	41	25	economy	economy	NOUN
easat-3176	41	26	.	.	PUNCT
easat-3176	42	1	business	business	NOUN
easat-3176	42	2	people	people	NOUN
easat-3176	42	3	must	must	AUX
easat-3176	42	4	be	be	AUX
easat-3176	42	5	able	able	ADJ
easat-3176	42	6	to	to	PART
easat-3176	42	7	improve	improve	VERB
easat-3176	42	8	their	their	PRON
easat-3176	42	9	abilities	ability	NOUN
easat-3176	42	10	,	,	PUNCT
easat-3176	42	11	both	both	PRON
easat-3176	42	12	in	in	ADP
easat-3176	42	13	the	the	DET
easat-3176	42	14	form	form	NOUN
easat-3176	42	15	of	of	ADP
easat-3176	42	16	technical	technical	ADJ
easat-3176	42	17	skills	skill	NOUN
easat-3176	42	18	(	(	PUNCT
easat-3176	42	19	knowledge	knowledge	NOUN
easat-3176	42	20	of	of	ADP
easat-3176	42	21	accounting	accounting	NOUN
easat-3176	42	22	and	and	CCONJ
easat-3176	42	23	financial	financial	ADJ
easat-3176	42	24	statements	statement	NOUN
easat-3176	42	25	)	)	PUNCT
easat-3176	42	26	and	and	CCONJ
easat-3176	42	27	managerial	managerial	ADJ
easat-3176	42	28	skills	skill	NOUN
easat-3176	42	29	in	in	ADP
easat-3176	42	30	order	order	NOUN
easat-3176	42	31	to	to	PART
easat-3176	42	32	run	run	VERB
easat-3176	42	33	the	the	DET
easat-3176	42	34	business	business	NOUN
easat-3176	42	35	they	they	PRON
easat-3176	42	36	run	run	VERB
easat-3176	42	37	.	.	PUNCT
easat-3176	43	1	1.1	1.1	NUM
easat-3176	43	2	.	.	PUNCT
easat-3176	44	1	state	state	NOUN
easat-3176	44	2	of	of	ADP
easat-3176	44	3	the	the	DET
easat-3176	44	4	art	art	NOUN
easat-3176	44	5	thestate	thestate	NOUN
easat-3176	44	6	of	of	ADP
easat-3176	44	7	the	the	DET
easat-3176	44	8	art	art	NOUN
easat-3176	44	9	in	in	ADP
easat-3176	44	10	this	this	DET
easat-3176	44	11	study	study	NOUN
easat-3176	44	12	was	be	AUX
easat-3176	44	13	generated	generate	VERB
easat-3176	44	14	by	by	ADP
easat-3176	44	15	summarizing	summarize	VERB
easat-3176	44	16	the	the	DET
easat-3176	44	17	main	main	ADJ
easat-3176	44	18	findings	finding	NOUN
easat-3176	44	19	of	of	ADP
easat-3176	44	20	previous	previous	ADJ
easat-3176	44	21	studies	study	NOUN
easat-3176	44	22	.	.	PUNCT
easat-3176	45	1	some	some	DET
easat-3176	45	2	important	important	ADJ
easat-3176	45	3	points	point	NOUN
easat-3176	45	4	that	that	PRON
easat-3176	45	5	are	be	AUX
easat-3176	45	6	part	part	NOUN
easat-3176	45	7	of	of	ADP
easat-3176	45	8	the	the	DET
easat-3176	45	9	state	state	NOUN
easat-3176	45	10	of	of	ADP
easat-3176	45	11	the	the	DET
easat-3176	45	12	art	art	NOUN
easat-3176	45	13	in	in	ADP
easat-3176	45	14	this	this	DET
easat-3176	45	15	study	study	NOUN
easat-3176	45	16	.	.	PUNCT
easat-3176	46	1	previous	previous	ADJ
easat-3176	46	2	research	research	NOUN
easat-3176	46	3	conducted	conduct	VERB
easat-3176	46	4	by	by	ADP
easat-3176	46	5	(	(	PUNCT
easat-3176	46	6	lestari	lestari	PROPN
easat-3176	46	7	,	,	PUNCT
easat-3176	46	8	2013	2013	NUM
easat-3176	46	9	)	)	PUNCT
easat-3176	46	10	,	,	PUNCT
easat-3176	46	11	showed	show	VERB
easat-3176	46	12	that	that	SCONJ
easat-3176	46	13	psychological	psychological	ADJ
easat-3176	46	14	factors	factor	NOUN
easat-3176	46	15	such	such	ADJ
easat-3176	46	16	as	as	ADP
easat-3176	46	17	religiosity	religiosity	NOUN
easat-3176	46	18	,	,	PUNCT
easat-3176	46	19	risk	risk	NOUN
easat-3176	46	20	perception	perception	NOUN
easat-3176	46	21	,	,	PUNCT
easat-3176	46	22	gender	gender	NOUN
easat-3176	46	23	can	can	AUX
easat-3176	46	24	not	not	PART
easat-3176	46	25	influence	influence	VERB
easat-3176	46	26	individual	individual	ADJ
easat-3176	46	27	investment	investment	NOUN
easat-3176	46	28	decisions	decision	NOUN
easat-3176	46	29	.	.	PUNCT
easat-3176	47	1	meanwhile	meanwhile	ADV
easat-3176	47	2	,	,	PUNCT
easat-3176	47	3	(	(	PUNCT
easat-3176	47	4	idawati	idawati	PROPN
easat-3176	47	5	&	&	CCONJ
easat-3176	47	6	pratama	pratama	NOUN
easat-3176	47	7	,	,	PUNCT
easat-3176	47	8	2020	2020	NUM
easat-3176	47	9	)	)	PUNCT
easat-3176	47	10	,	,	PUNCT
easat-3176	47	11	kasendra	kasendra	PROPN
easat-3176	47	12	&	&	CCONJ
easat-3176	47	13	wijayangka	wijayangka	NOUN
easat-3176	47	14	(	(	PUNCT
easat-3176	47	15	2019	2019	NUM
easat-3176	47	16	)	)	PUNCT
easat-3176	47	17	financial	financial	ADJ
easat-3176	47	18	literacy	literacy	NOUN
easat-3176	47	19	has	have	VERB
easat-3176	47	20	a	a	DET
easat-3176	47	21	positive	positive	ADJ
easat-3176	47	22	effect	effect	NOUN
easat-3176	47	23	on	on	ADP
easat-3176	47	24	the	the	DET
easat-3176	47	25	performance	performance	NOUN
easat-3176	47	26	and	and	CCONJ
easat-3176	47	27	sustainability	sustainability	NOUN
easat-3176	47	28	of	of	ADP
easat-3176	47	29	msmes	msme	NOUN
easat-3176	47	30	.	.	PUNCT
easat-3176	48	1	previous	previous	ADJ
easat-3176	48	2	research	research	NOUN
easat-3176	48	3	conducted	conduct	VERB
easat-3176	48	4	by	by	ADP
easat-3176	48	5	(	(	PUNCT
easat-3176	48	6	pramestiningrum	pramestiningrum	PROPN
easat-3176	48	7	,	,	PUNCT
easat-3176	48	8	2019	2019	NUM
easat-3176	48	9	)	)	PUNCT
easat-3176	48	10	and	and	CCONJ
easat-3176	48	11	(	(	PUNCT
easat-3176	48	12	septiani	septiani	PROPN
easat-3176	48	13	&	&	CCONJ
easat-3176	48	14	wuryani	wuryani	PROPN
easat-3176	48	15	,	,	PUNCT
easat-3176	48	16	2020	2020	NUM
easat-3176	48	17	)	)	PUNCT
easat-3176	48	18	found	find	VERB
easat-3176	48	19	that	that	SCONJ
easat-3176	48	20	the	the	DET
easat-3176	48	21	level	level	NOUN
easat-3176	48	22	of	of	ADP
easat-3176	48	23	financial	financial	ADJ
easat-3176	48	24	literacy	literacy	NOUN
easat-3176	48	25	affects	affect	VERB
easat-3176	48	26	business	business	NOUN
easat-3176	48	27	performance	performance	NOUN
easat-3176	48	28	.	.	PUNCT
easat-3176	49	1	the	the	DET
easat-3176	49	2	researchers	researcher	NOUN
easat-3176	49	3	highlighted	highlight	VERB
easat-3176	49	4	the	the	DET
easat-3176	49	5	importance	importance	NOUN
easat-3176	49	6	of	of	ADP
easat-3176	49	7	understanding	understand	VERB
easat-3176	49	8	financial	financial	ADJ
easat-3176	49	9	information	information	NOUN
easat-3176	49	10	in	in	ADP
easat-3176	49	11	making	make	VERB
easat-3176	49	12	better	well	ADJ
easat-3176	49	13	investment	investment	NOUN
easat-3176	49	14	decisions	decision	NOUN
easat-3176	49	15	.	.	PUNCT
easat-3176	50	1	previous	previous	ADJ
easat-3176	50	2	research	research	NOUN
easat-3176	50	3	conducted	conduct	VERB
easat-3176	50	4	by	by	ADP
easat-3176	50	5	(	(	PUNCT
easat-3176	50	6	fitria	fitria	PROPN
easat-3176	50	7	et	et	PROPN
easat-3176	50	8	al	al	PROPN
easat-3176	50	9	.	.	PROPN
easat-3176	50	10	,	,	PUNCT
easat-3176	50	11	2021	2021	NUM
easat-3176	50	12	)	)	PUNCT
easat-3176	50	13	shows	show	VERB
easat-3176	50	14	that	that	SCONJ
easat-3176	50	15	financial	financial	ADJ
easat-3176	50	16	literacy	literacy	NOUN
easat-3176	50	17	and	and	CCONJ
easat-3176	50	18	financial	financial	ADJ
easat-3176	50	19	behavior	behavior	NOUN
easat-3176	50	20	have	have	VERB
easat-3176	50	21	no	no	DET
easat-3176	50	22	significant	significant	ADJ
easat-3176	50	23	effect	effect	NOUN
easat-3176	50	24	on	on	ADP
easat-3176	50	25	the	the	DET
easat-3176	50	26	performance	performance	NOUN
easat-3176	50	27	of	of	ADP
easat-3176	50	28	msmes	msme	NOUN
easat-3176	50	29	while	while	SCONJ
easat-3176	50	30	financial	financial	ADJ
easat-3176	50	31	attitudes	attitude	NOUN
easat-3176	50	32	have	have	VERB
easat-3176	50	33	a	a	DET
easat-3176	50	34	positive	positive	ADJ
easat-3176	50	35	and	and	CCONJ
easat-3176	50	36	significant	significant	ADJ
easat-3176	50	37	effect	effect	NOUN
easat-3176	50	38	on	on	ADP
easat-3176	50	39	the	the	DET
easat-3176	50	40	performance	performance	NOUN
easat-3176	50	41	of	of	ADP
easat-3176	50	42	msmes	msme	NOUN
easat-3176	50	43	.	.	PUNCT
easat-3176	51	1	previous	previous	ADJ
easat-3176	51	2	research	research	NOUN
easat-3176	51	3	conducted	conduct	VERB
easat-3176	51	4	by	by	ADP
easat-3176	51	5	rustam	rustam	PROPN
easat-3176	51	6	(	(	PUNCT
easat-3176	51	7	2021	2021	NUM
easat-3176	51	8	)	)	PUNCT
easat-3176	51	9	highlighted	highlight	VERB
easat-3176	51	10	that	that	SCONJ
easat-3176	51	11	financial	financial	ADJ
easat-3176	51	12	literacy	literacy	NOUN
easat-3176	51	13	,	,	PUNCT
easat-3176	51	14	financial	financial	ADJ
easat-3176	51	15	behavior	behavior	NOUN
easat-3176	51	16	and	and	CCONJ
easat-3176	51	17	financial	financial	ADJ
easat-3176	51	18	attitudes	attitude	NOUN
easat-3176	51	19	have	have	VERB
easat-3176	51	20	a	a	DET
easat-3176	51	21	positive	positive	ADJ
easat-3176	51	22	effect	effect	NOUN
easat-3176	51	23	on	on	ADP
easat-3176	51	24	investment	investment	NOUN
easat-3176	51	25	decision	decision	NOUN
easat-3176	51	26	.	.	PUNCT
easat-3176	52	1	financial	financial	ADJ
easat-3176	52	2	literacy	literacy	NOUN
easat-3176	52	3	,	,	PUNCT
easat-3176	52	4	financial	financial	ADJ
easat-3176	52	5	behavior	behavior	NOUN
easat-3176	52	6	and	and	CCONJ
easat-3176	52	7	financial	financial	ADJ
easat-3176	52	8	attitudes	attitude	NOUN
easat-3176	52	9	have	have	VERB
easat-3176	52	10	a	a	DET
easat-3176	52	11	negative	negative	ADJ
easat-3176	52	12	effect	effect	NOUN
easat-3176	52	13	on	on	ADP
easat-3176	52	14	firm	firm	ADJ
easat-3176	52	15	bankruptcy	bankruptcy	NOUN
easat-3176	52	16	.	.	PUNCT
easat-3176	53	1	research	research	NOUN
easat-3176	53	2	that	that	PRON
easat-3176	53	3	has	have	AUX
easat-3176	53	4	been	be	AUX
easat-3176	53	5	proposed	propose	VERB
easat-3176	53	6	as	as	ADP
easat-3176	53	7	state	state	NOUN
easat-3176	53	8	of	of	ADP
easat-3176	53	9	the	the	DET
easat-3176	53	10	art	art	NOUN
easat-3176	53	11	can	can	AUX
easat-3176	53	12	be	be	AUX
easat-3176	53	13	observed	observe	VERB
easat-3176	53	14	that	that	SCONJ
easat-3176	53	15	previous	previous	ADJ
easat-3176	53	16	research	research	NOUN
easat-3176	53	17	did	do	AUX
easat-3176	53	18	not	not	PART
easat-3176	53	19	holistically	holistically	ADV
easat-3176	53	20	and	and	CCONJ
easat-3176	53	21	comprehensively	comprehensively	ADV
easat-3176	53	22	discuss	discuss	VERB
easat-3176	53	23	all	all	DET
easat-3176	53	24	related	related	ADJ
easat-3176	53	25	variables	variable	NOUN
easat-3176	53	26	,	,	PUNCT
easat-3176	53	27	namely	namely	ADV
easat-3176	53	28	financial	financial	ADJ
easat-3176	53	29	literacy	literacy	NOUN
easat-3176	53	30	,	,	PUNCT
easat-3176	53	31	financial	financial	ADJ
easat-3176	53	32	behavior	behavior	NOUN
easat-3176	53	33	and	and	CCONJ
easat-3176	53	34	digital	digital	ADJ
easat-3176	53	35	competency	competency	NOUN
easat-3176	53	36	.	.	PUNCT
easat-3176	54	1	previous	previous	ADJ
easat-3176	54	2	research	research	NOUN
easat-3176	54	3	tends	tend	VERB
easat-3176	54	4	to	to	PART
easat-3176	54	5	only	only	ADV
easat-3176	54	6	discuss	discuss	VERB
easat-3176	54	7	some	some	PRON
easat-3176	54	8	of	of	ADP
easat-3176	54	9	these	these	DET
easat-3176	54	10	variables	variable	NOUN
easat-3176	54	11	in	in	ADP
easat-3176	54	12	relation	relation	NOUN
easat-3176	54	13	to	to	ADP
easat-3176	54	14	msme	msme	NOUN
easat-3176	54	15	performance	performance	NOUN
easat-3176	54	16	.	.	PUNCT
easat-3176	55	1	in	in	ADP
easat-3176	55	2	other	other	ADJ
easat-3176	55	3	words	word	NOUN
easat-3176	55	4	,	,	PUNCT
easat-3176	55	5	this	this	DET
easat-3176	55	6	research	research	NOUN
easat-3176	55	7	not	not	PART
easat-3176	55	8	only	only	ADV
easat-3176	55	9	overcomes	overcome	VERB
easat-3176	55	10	the	the	DET
easat-3176	55	11	limitations	limitation	NOUN
easat-3176	55	12	of	of	ADP
easat-3176	55	13	previous	previous	ADJ
easat-3176	55	14	studies	study	NOUN
easat-3176	55	15	in	in	ADP
easat-3176	55	16	the	the	DET
easat-3176	55	17	scope	scope	NOUN
easat-3176	55	18	of	of	ADP
easat-3176	55	19	the	the	DET
easat-3176	55	20	variables	variable	NOUN
easat-3176	55	21	discussed	discuss	VERB
easat-3176	55	22	,	,	PUNCT
easat-3176	55	23	but	but	CCONJ
easat-3176	55	24	also	also	ADV
easat-3176	55	25	opens	open	VERB
easat-3176	55	26	new	new	ADJ
easat-3176	55	27	doors	door	NOUN
easat-3176	55	28	to	to	PART
easat-3176	55	29	explore	explore	VERB
easat-3176	55	30	aspects	aspect	NOUN
easat-3176	55	31	not	not	PART
easat-3176	55	32	previously	previously	ADV
easat-3176	55	33	explored	explore	VERB
easat-3176	55	34	.	.	PUNCT
easat-3176	56	1	this	this	PRON
easat-3176	56	2	provides	provide	VERB
easat-3176	56	3	significant	significant	ADJ
easat-3176	56	4	added	add	VERB
easat-3176	56	5	value	value	NOUN
easat-3176	56	6	to	to	ADP
easat-3176	56	7	the	the	DET
easat-3176	56	8	understanding	understanding	NOUN
easat-3176	56	9	of	of	ADP
easat-3176	56	10	academics	academic	NOUN
easat-3176	56	11	and	and	CCONJ
easat-3176	56	12	practitioners	practitioner	NOUN
easat-3176	56	13	about	about	ADP
easat-3176	56	14	the	the	DET
easat-3176	56	15	factors	factor	NOUN
easat-3176	56	16	5312	5312	NUM
easat-3176	56	17	edelweiss	edelweiss	PROPN
easat-3176	56	18	applied	apply	VERB
easat-3176	56	19	science	science	NOUN
easat-3176	56	20	and	and	CCONJ
easat-3176	56	21	technology	technology	NOUN
easat-3176	56	22	issn	issn	PROPN
easat-3176	56	23	:	:	PUNCT
easat-3176	56	24	2576	2576	NUM
easat-3176	56	25	-	-	SYM
easat-3176	56	26	8484	8484	NUM
easat-3176	56	27	vol	vol	NOUN
easat-3176	56	28	.	.	PROPN
easat-3176	57	1	8	8	NUM
easat-3176	57	2	,	,	PUNCT
easat-3176	57	3	no	no	INTJ
easat-3176	57	4	.	.	NOUN
easat-3176	58	1	6	6	NUM
easat-3176	58	2	:	:	SYM
easat-3176	58	3	5310	5310	NUM
easat-3176	58	4	-	-	SYM
easat-3176	58	5	5328	5328	NUM
easat-3176	58	6	,	,	PUNCT
easat-3176	58	7	2024	2024	NUM
easat-3176	58	8	doi	doi	NOUN
easat-3176	58	9	:	:	PUNCT
easat-3176	58	10	10.55214/25768484.v8i6.3176	10.55214/25768484.v8i6.3176	PROPN
easat-3176	58	11	©	©	PROPN
easat-3176	58	12	2024	2024	NUM
easat-3176	58	13	by	by	ADP
easat-3176	58	14	the	the	DET
easat-3176	58	15	authors	author	NOUN
easat-3176	58	16	;	;	PUNCT
easat-3176	58	17	licensee	licensee	PROPN
easat-3176	58	18	learning	learning	NOUN
easat-3176	58	19	gate	gate	NOUN
easat-3176	58	20	that	that	PRON
easat-3176	58	21	influence	influence	VERB
easat-3176	58	22	organizational	organizational	ADJ
easat-3176	58	23	performance	performance	NOUN
easat-3176	58	24	,	,	PUNCT
easat-3176	58	25	as	as	ADV
easat-3176	58	26	well	well	ADV
easat-3176	58	27	as	as	ADP
easat-3176	58	28	the	the	DET
easat-3176	58	29	relevance	relevance	NOUN
easat-3176	58	30	of	of	ADP
easat-3176	58	31	this	this	DET
easat-3176	58	32	research	research	NOUN
easat-3176	58	33	in	in	ADP
easat-3176	58	34	facing	face	VERB
easat-3176	58	35	the	the	DET
easat-3176	58	36	real	real	ADJ
easat-3176	58	37	challenges	challenge	NOUN
easat-3176	58	38	faced	face	VERB
easat-3176	58	39	by	by	ADP
easat-3176	58	40	msmes	msme	NOUN
easat-3176	58	41	in	in	ADP
easat-3176	58	42	the	the	DET
easat-3176	58	43	setu	setu	NOUN
easat-3176	58	44	babakan	babakan	PROPN
easat-3176	58	45	area	area	PROPN
easat-3176	58	46	,	,	PUNCT
easat-3176	58	47	south	south	PROPN
easat-3176	58	48	jakarta	jakarta	PROPN
easat-3176	58	49	.	.	PUNCT
easat-3176	59	1	2	2	X
easat-3176	59	2	.	.	X
easat-3176	59	3	methods	method	NOUN
easat-3176	59	4	this	this	DET
easat-3176	59	5	study	study	NOUN
easat-3176	59	6	aims	aim	VERB
easat-3176	59	7	to	to	PART
easat-3176	59	8	empirically	empirically	ADV
easat-3176	59	9	test	test	VERB
easat-3176	59	10	and	and	CCONJ
easat-3176	59	11	analyze	analyze	VERB
easat-3176	59	12	financial	financial	ADJ
easat-3176	59	13	literacy	literacy	NOUN
easat-3176	59	14	,	,	PUNCT
easat-3176	59	15	financial	financial	ADJ
easat-3176	59	16	behavior	behavior	NOUN
easat-3176	59	17	on	on	ADP
easat-3176	59	18	the	the	DET
easat-3176	59	19	performance	performance	NOUN
easat-3176	59	20	of	of	ADP
easat-3176	59	21	setu	setu	NOUN
easat-3176	59	22	babakan	babakan	PROPN
easat-3176	59	23	msmes	msme	NOUN
easat-3176	59	24	with	with	ADP
easat-3176	59	25	digital	digital	ADJ
easat-3176	59	26	competency	competency	NOUN
easat-3176	59	27	as	as	ADP
easat-3176	59	28	a	a	DET
easat-3176	59	29	moderating	moderate	VERB
easat-3176	59	30	variable	variable	NOUN
easat-3176	59	31	.	.	PUNCT
easat-3176	60	1	this	this	DET
easat-3176	60	2	research	research	NOUN
easat-3176	60	3	design	design	NOUN
easat-3176	60	4	is	be	AUX
easat-3176	60	5	a	a	DET
easat-3176	60	6	causal	causal	ADJ
easat-3176	60	7	research	research	NOUN
easat-3176	60	8	design	design	NOUN
easat-3176	60	9	(	(	PUNCT
easat-3176	60	10	causal	causal	ADJ
easat-3176	60	11	studies	study	NOUN
easat-3176	60	12	)	)	PUNCT
easat-3176	60	13	where	where	SCONJ
easat-3176	60	14	this	this	DET
easat-3176	60	15	research	research	NOUN
easat-3176	60	16	intends	intend	VERB
easat-3176	60	17	to	to	PART
easat-3176	60	18	examine	examine	VERB
easat-3176	60	19	the	the	DET
easat-3176	60	20	influence	influence	NOUN
easat-3176	60	21	between	between	ADP
easat-3176	60	22	variables	variable	NOUN
easat-3176	60	23	.	.	PUNCT
easat-3176	61	1	this	this	DET
easat-3176	61	2	research	research	NOUN
easat-3176	61	3	is	be	AUX
easat-3176	61	4	designed	design	VERB
easat-3176	61	5	using	use	VERB
easat-3176	61	6	a	a	DET
easat-3176	61	7	hypothesis	hypothesis	NOUN
easat-3176	61	8	and	and	CCONJ
easat-3176	61	9	is	be	AUX
easat-3176	61	10	an	an	DET
easat-3176	61	11	explanation	explanation	NOUN
easat-3176	61	12	of	of	ADP
easat-3176	61	13	the	the	DET
easat-3176	61	14	object	object	NOUN
easat-3176	61	15	under	under	ADP
easat-3176	61	16	study	study	NOUN
easat-3176	61	17	(	(	PUNCT
easat-3176	61	18	explanatory	explanatory	ADJ
easat-3176	61	19	research	research	NOUN
easat-3176	61	20	)	)	PUNCT
easat-3176	61	21	.	.	PUNCT
easat-3176	62	1	research	research	NOUN
easat-3176	62	2	hypothesis	hypothesis	NOUN
easat-3176	62	3	testing	testing	NOUN
easat-3176	62	4	was	be	AUX
easat-3176	62	5	carried	carry	VERB
easat-3176	62	6	out	out	ADP
easat-3176	62	7	using	use	VERB
easat-3176	62	8	the	the	DET
easat-3176	62	9	structural	structural	ADJ
easat-3176	62	10	equation	equation	NOUN
easat-3176	62	11	model	model	NOUN
easat-3176	62	12	(	(	PUNCT
easat-3176	62	13	sem	sem	NOUN
easat-3176	62	14	)	)	PUNCT
easat-3176	62	15	approach	approach	NOUN
easat-3176	62	16	using	use	VERB
easat-3176	62	17	smart	smart	ADJ
easat-3176	62	18	partial	partial	ADJ
easat-3176	62	19	least	least	ADJ
easat-3176	62	20	square	square	ADJ
easat-3176	62	21	(	(	PUNCT
easat-3176	62	22	smartpls	smartpls	NOUN
easat-3176	62	23	)	)	PUNCT
easat-3176	62	24	software	software	NOUN
easat-3176	62	25	.	.	PUNCT
easat-3176	63	1	2.1	2.1	NUM
easat-3176	63	2	.	.	PUNCT
easat-3176	64	1	variable	variable	ADJ
easat-3176	64	2	operationalization	operationalization	NOUN
easat-3176	64	3	1	1	X
easat-3176	64	4	.	.	PUNCT
easat-3176	64	5	organizational	organizational	ADJ
easat-3176	64	6	performance	performance	NOUN
easat-3176	64	7	variable	variable	NOUN
easat-3176	64	8	(	(	PUNCT
easat-3176	64	9	y	y	NOUN
easat-3176	64	10	=	=	PUNCT
easat-3176	64	11	dependent	dependent	ADJ
easat-3176	64	12	variable	variable	NOUN
easat-3176	64	13	)	)	PUNCT
easat-3176	64	14	2	2	NUM
easat-3176	64	15	.	.	PUNCT
easat-3176	64	16	financial	financial	ADJ
easat-3176	64	17	literacy	literacy	NOUN
easat-3176	64	18	variable	variable	NOUN
easat-3176	64	19	(	(	PUNCT
easat-3176	64	20	x1	x1	NOUN
easat-3176	64	21	=	=	SYM
easat-3176	64	22	independent	independent	ADJ
easat-3176	64	23	variable	variable	NOUN
easat-3176	64	24	)	)	PUNCT
easat-3176	64	25	3	3	X
easat-3176	64	26	.	.	X
easat-3176	64	27	financial	financial	ADJ
easat-3176	64	28	behavior	behavior	NOUN
easat-3176	64	29	variable	variable	NOUN
easat-3176	64	30	(	(	PUNCT
easat-3176	64	31	x2	x2	NOUN
easat-3176	64	32	=	=	PUNCT
easat-3176	64	33	independent	independent	ADJ
easat-3176	64	34	variable	variable	NOUN
easat-3176	64	35	)	)	PUNCT
easat-3176	64	36	4	4	NUM
easat-3176	64	37	.	.	X
easat-3176	65	1	digital	digital	ADJ
easat-3176	65	2	competency	competency	NOUN
easat-3176	65	3	variable	variable	NOUN
easat-3176	65	4	(	(	PUNCT
easat-3176	65	5	z	z	NOUN
easat-3176	65	6	=	=	SYM
easat-3176	65	7	moderation	moderation	NOUN
easat-3176	65	8	variable	variable	NOUN
easat-3176	65	9	)	)	PUNCT
easat-3176	65	10	the	the	DET
easat-3176	65	11	population	population	NOUN
easat-3176	65	12	in	in	ADP
easat-3176	65	13	this	this	DET
easat-3176	65	14	study	study	NOUN
easat-3176	65	15	are	be	AUX
easat-3176	65	16	msmes	msme	NOUN
easat-3176	65	17	in	in	ADP
easat-3176	65	18	the	the	DET
easat-3176	65	19	setu	setu	NOUN
easat-3176	65	20	babakan	babakan	PROPN
easat-3176	65	21	area	area	NOUN
easat-3176	65	22	with	with	ADP
easat-3176	65	23	a	a	DET
easat-3176	65	24	total	total	NOUN
easat-3176	65	25	of	of	ADP
easat-3176	65	26	96	96	NUM
easat-3176	65	27	msmes	msme	NOUN
easat-3176	65	28	.	.	PUNCT
easat-3176	66	1	meanwhile	meanwhile	ADV
easat-3176	66	2	,	,	PUNCT
easat-3176	66	3	the	the	DET
easat-3176	66	4	guidelines	guideline	NOUN
easat-3176	66	5	for	for	ADP
easat-3176	66	6	the	the	DET
easat-3176	66	7	number	number	NOUN
easat-3176	66	8	of	of	ADP
easat-3176	66	9	samples	sample	NOUN
easat-3176	66	10	used	use	VERB
easat-3176	66	11	in	in	ADP
easat-3176	66	12	this	this	DET
easat-3176	66	13	study	study	NOUN
easat-3176	66	14	follow	follow	VERB
easat-3176	66	15	the	the	DET
easat-3176	66	16	sample	sample	NOUN
easat-3176	66	17	formula	formula	NOUN
easat-3176	66	18	according	accord	VERB
easat-3176	66	19	to	to	ADP
easat-3176	66	20	rao	rao	PROPN
easat-3176	66	21	purba	purba	NOUN
easat-3176	66	22	(	(	PUNCT
easat-3176	66	23	1996	1996	NUM
easat-3176	66	24	)	)	PUNCT
easat-3176	66	25	which	which	PRON
easat-3176	66	26	tests	test	VERB
easat-3176	66	27	consumer	consumer	NOUN
easat-3176	66	28	perception	perception	NOUN
easat-3176	66	29	as	as	SCONJ
easat-3176	66	30	follows	follow	VERB
easat-3176	66	31	:	:	PUNCT
easat-3176	66	32	n	n	PROPN
easat-3176	66	33	=	=	SYM
easat-3176	66	34	n	n	PROPN
easat-3176	66	35	/	/	SYM
easat-3176	66	36	(	(	PUNCT
easat-3176	66	37	1	1	NUM
easat-3176	66	38	+	+	CCONJ
easat-3176	66	39	n.	n.	PROPN
easat-3176	66	40	moe2	moe2	PROPN
easat-3176	66	41	)	)	PUNCT
easat-3176	66	42	where	where	SCONJ
easat-3176	66	43	:	:	PUNCT
easat-3176	66	44	n	n	PROPN
easat-3176	66	45	=	=	PUNCT
easat-3176	66	46	sample	sample	NOUN
easat-3176	66	47	quantity	quantity	NOUN
easat-3176	66	48	n	n	NOUN
easat-3176	66	49	=	=	PUNCT
easat-3176	66	50	total	total	ADJ
easat-3176	66	51	population	population	NOUN
easat-3176	66	52	moe	moe	NOUN
easat-3176	66	53	=	=	NOUN
easat-3176	66	54	margin	margin	NOUN
easat-3176	66	55	of	of	ADP
easat-3176	66	56	error	error	NOUN
easat-3176	66	57	in	in	ADP
easat-3176	66	58	this	this	DET
easat-3176	66	59	situation	situation	NOUN
easat-3176	66	60	,	,	PUNCT
easat-3176	66	61	a	a	DET
easat-3176	66	62	margin	margin	NOUN
easat-3176	66	63	of	of	ADP
easat-3176	66	64	error	error	NOUN
easat-3176	66	65	level	level	NOUN
easat-3176	66	66	of	of	ADP
easat-3176	66	67	10	10	NUM
easat-3176	66	68	%	%	NOUN
easat-3176	66	69	would	would	AUX
easat-3176	66	70	result	result	VERB
easat-3176	66	71	in	in	ADP
easat-3176	66	72	48.97	48.97	NUM
easat-3176	66	73	respondents	respondent	NOUN
easat-3176	66	74	with	with	ADP
easat-3176	66	75	the	the	DET
easat-3176	66	76	following	follow	VERB
easat-3176	66	77	calculation	calculation	NOUN
easat-3176	66	78	:	:	PUNCT
easat-3176	66	79	n	n	PROPN
easat-3176	66	80	=	=	SYM
easat-3176	66	81	96	96	NUM
easat-3176	66	82	/	/	SYM
easat-3176	66	83	(	(	PUNCT
easat-3176	66	84	1	1	NUM
easat-3176	66	85	+	+	SYM
easat-3176	66	86	96	96	NUM
easat-3176	66	87	x	x	SYM
easat-3176	66	88	0,102	0,102	NUM
easat-3176	66	89	)	)	PUNCT
easat-3176	66	90	n	n	NOUN
easat-3176	66	91	=	=	SYM
easat-3176	66	92	96	96	NUM
easat-3176	66	93	/	/	SYM
easat-3176	66	94	(	(	PUNCT
easat-3176	66	95	1	1	NUM
easat-3176	66	96	+	+	NUM
easat-3176	66	97	0,96	0,96	NUM
easat-3176	66	98	)	)	PUNCT
easat-3176	66	99	n	n	NOUN
easat-3176	66	100	=	=	SYM
easat-3176	66	101	96	96	NUM
easat-3176	66	102	/	/	SYM
easat-3176	66	103	(	(	PUNCT
easat-3176	66	104	1,96	1,96	NUM
easat-3176	66	105	)	)	PUNCT
easat-3176	66	106	n	n	NOUN
easat-3176	66	107	=	=	SYM
easat-3176	66	108	48,97	48,97	NUM
easat-3176	66	109	respondents	respondent	NOUN
easat-3176	66	110	=	=	SYM
easat-3176	66	111	50	50	NUM
easat-3176	66	112	respondents	respondent	NOUN
easat-3176	66	113	in	in	ADP
easat-3176	66	114	this	this	DET
easat-3176	66	115	study	study	NOUN
easat-3176	66	116	,	,	PUNCT
easat-3176	66	117	researchers	researcher	NOUN
easat-3176	66	118	took	take	VERB
easat-3176	66	119	a	a	DET
easat-3176	66	120	sample	sample	NOUN
easat-3176	66	121	of	of	ADP
easat-3176	66	122	60	60	NUM
easat-3176	66	123	respondents	respondent	NOUN
easat-3176	66	124	with	with	ADP
easat-3176	66	125	the	the	DET
easat-3176	66	126	aim	aim	NOUN
easat-3176	66	127	of	of	ADP
easat-3176	66	128	meeting	meet	VERB
easat-3176	66	129	the	the	DET
easat-3176	66	130	limits	limit	NOUN
easat-3176	66	131	of	of	ADP
easat-3176	66	132	the	the	DET
easat-3176	66	133	ideal	ideal	ADJ
easat-3176	66	134	number	number	NOUN
easat-3176	66	135	of	of	ADP
easat-3176	66	136	research	research	NOUN
easat-3176	66	137	samples	sample	NOUN
easat-3176	66	138	with	with	ADP
easat-3176	66	139	the	the	DET
easat-3176	66	140	structural	structural	ADJ
easat-3176	66	141	equation	equation	NOUN
easat-3176	66	142	model	model	NOUN
easat-3176	66	143	(	(	PUNCT
easat-3176	66	144	sem	sem	NOUN
easat-3176	66	145	)	)	PUNCT
easat-3176	66	146	approach	approach	NOUN
easat-3176	66	147	using	use	VERB
easat-3176	66	148	smart	smart	ADJ
easat-3176	66	149	partial	partial	ADJ
easat-3176	66	150	least	least	ADJ
easat-3176	66	151	square	square	ADJ
easat-3176	66	152	(	(	PUNCT
easat-3176	66	153	smartpls	smartpls	NOUN
easat-3176	66	154	)	)	PUNCT
easat-3176	66	155	software	software	NOUN
easat-3176	66	156	.	.	PUNCT
easat-3176	67	1	this	this	DET
easat-3176	67	2	research	research	NOUN
easat-3176	67	3	based	base	VERB
easat-3176	67	4	on	on	ADP
easat-3176	67	5	the	the	DET
easat-3176	67	6	source	source	NOUN
easat-3176	67	7	is	be	AUX
easat-3176	67	8	primary	primary	ADJ
easat-3176	67	9	data	datum	NOUN
easat-3176	67	10	.	.	PUNCT
easat-3176	68	1	respondents	respondent	NOUN
easat-3176	68	2	will	will	AUX
easat-3176	68	3	answer	answer	VERB
easat-3176	68	4	the	the	DET
easat-3176	68	5	questions	question	NOUN
easat-3176	68	6	used	use	VERB
easat-3176	68	7	to	to	PART
easat-3176	68	8	obtain	obtain	VERB
easat-3176	68	9	primary	primary	ADJ
easat-3176	68	10	data	datum	NOUN
easat-3176	68	11	by	by	ADP
easat-3176	68	12	selecting	select	VERB
easat-3176	68	13	the	the	DET
easat-3176	68	14	answers	answer	NOUN
easat-3176	68	15	that	that	PRON
easat-3176	68	16	have	have	AUX
easat-3176	68	17	been	be	AUX
easat-3176	68	18	provided	provide	VERB
easat-3176	68	19	on	on	ADP
easat-3176	68	20	a	a	DET
easat-3176	68	21	likert	likert	ADJ
easat-3176	68	22	scale	scale	NOUN
easat-3176	68	23	.	.	PUNCT
easat-3176	69	1	the	the	DET
easat-3176	69	2	likert	likert	ADJ
easat-3176	69	3	scale	scale	NOUN
easat-3176	69	4	is	be	AUX
easat-3176	69	5	a	a	DET
easat-3176	69	6	scale	scale	NOUN
easat-3176	69	7	that	that	PRON
easat-3176	69	8	provides	provide	VERB
easat-3176	69	9	a	a	DET
easat-3176	69	10	score	score	NOUN
easat-3176	69	11	of	of	ADP
easat-3176	69	12	1	1	NUM
easat-3176	69	13	-	-	SYM
easat-3176	69	14	5	5	NUM
easat-3176	69	15	to	to	PART
easat-3176	69	16	determine	determine	VERB
easat-3176	69	17	the	the	DET
easat-3176	69	18	degree	degree	NOUN
easat-3176	69	19	of	of	ADP
easat-3176	69	20	respondent	respondent	NOUN
easat-3176	69	21	to	to	ADP
easat-3176	69	22	a	a	DET
easat-3176	69	23	series	series	NOUN
easat-3176	69	24	of	of	ADP
easat-3176	69	25	questions	question	NOUN
easat-3176	69	26	contained	contain	VERB
easat-3176	69	27	in	in	ADP
easat-3176	69	28	the	the	DET
easat-3176	69	29	questionnaire	questionnaire	NOUN
easat-3176	69	30	.	.	PUNCT
easat-3176	70	1	3	3	X
easat-3176	70	2	.	.	X
easat-3176	70	3	result	result	NOUN
easat-3176	70	4	and	and	CCONJ
easat-3176	70	5	discussion	discussion	NOUN
easat-3176	70	6	3.1	3.1	NUM
easat-3176	70	7	.	.	PUNCT
easat-3176	71	1	profile	profile	NOUN
easat-3176	71	2	of	of	ADP
easat-3176	71	3	msme	msme	NOUN
easat-3176	71	4	respondents	respondent	NOUN
easat-3176	71	5	in	in	ADP
easat-3176	71	6	the	the	DET
easat-3176	71	7	setu	setu	NOUN
easat-3176	71	8	babakan	babakan	PROPN
easat-3176	71	9	area	area	PROPN
easat-3176	71	10	setu	setu	NOUN
easat-3176	71	11	babakan	babakan	PROPN
easat-3176	71	12	is	be	AUX
easat-3176	71	13	a	a	DET
easat-3176	71	14	village	village	NOUN
easat-3176	71	15	area	area	NOUN
easat-3176	71	16	located	locate	VERB
easat-3176	71	17	in	in	ADP
easat-3176	71	18	the	the	DET
easat-3176	71	19	suburbs	suburb	NOUN
easat-3176	71	20	of	of	ADP
easat-3176	71	21	south	south	PROPN
easat-3176	71	22	jakarta	jakarta	PROPN
easat-3176	71	23	,	,	PUNCT
easat-3176	71	24	precisely	precisely	ADV
easat-3176	71	25	on	on	ADP
easat-3176	71	26	muhammad	muhammad	PROPN
easat-3176	71	27	kahfi	kahfi	PROPN
easat-3176	71	28	ii	ii	PROPN
easat-3176	71	29	street	street	PROPN
easat-3176	71	30	,	,	PUNCT
easat-3176	71	31	srengseng	srengseng	PROPN
easat-3176	71	32	sawah	sawah	NOUN
easat-3176	71	33	village	village	NOUN
easat-3176	71	34	,	,	PUNCT
easat-3176	71	35	jagakarsa	jagakarsa	PROPN
easat-3176	71	36	district	district	NOUN
easat-3176	71	37	covering	cover	VERB
easat-3176	71	38	an	an	DET
easat-3176	71	39	area	area	NOUN
easat-3176	71	40	of	of	ADP
easat-3176	71	41	289	289	NUM
easat-3176	71	42	hectares	hectare	NOUN
easat-3176	71	43	,	,	PUNCT
easat-3176	71	44	65	65	NUM
easat-3176	71	45	hectares	hectare	NOUN
easat-3176	71	46	of	of	ADP
easat-3176	71	47	which	which	PRON
easat-3176	71	48	are	be	AUX
easat-3176	71	49	owned	own	VERB
easat-3176	71	50	by	by	ADP
easat-3176	71	51	the	the	DET
easat-3176	71	52	government	government	NOUN
easat-3176	71	53	of	of	ADP
easat-3176	71	54	which	which	PRON
easat-3176	71	55	only	only	ADV
easat-3176	71	56	32	32	NUM
easat-3176	71	57	hectares	hectare	NOUN
easat-3176	71	58	have	have	AUX
easat-3176	71	59	been	be	AUX
easat-3176	71	60	managed	manage	VERB
easat-3176	71	61	.	.	PUNCT
easat-3176	72	1	based	base	VERB
easat-3176	72	2	on	on	ADP
easat-3176	72	3	the	the	DET
easat-3176	72	4	decree	decree	NOUN
easat-3176	72	5	of	of	ADP
easat-3176	72	6	the	the	DET
easat-3176	72	7	dki	dki	PROPN
easat-3176	72	8	jakarta	jakarta	PROPN
easat-3176	72	9	regional	regional	PROPN
easat-3176	72	10	government	government	NOUN
easat-3176	72	11	dated	date	VERB
easat-3176	72	12	january	january	PROPN
easat-3176	72	13	20	20	NUM
easat-3176	72	14	,	,	PUNCT
easat-3176	72	15	2020	2020	NUM
easat-3176	72	16	,	,	PUNCT
easat-3176	72	17	the	the	DET
easat-3176	72	18	area	area	NOUN
easat-3176	72	19	became	become	VERB
easat-3176	72	20	the	the	DET
easat-3176	72	21	betawi	betawi	ADJ
easat-3176	72	22	cultural	cultural	ADJ
easat-3176	72	23	village	village	NOUN
easat-3176	72	24	(	(	PUNCT
easat-3176	72	25	pbb	pbb	NOUN
easat-3176	72	26	)	)	PUNCT
easat-3176	72	27	which	which	PRON
easat-3176	72	28	is	be	AUX
easat-3176	72	29	a	a	DET
easat-3176	72	30	place	place	NOUN
easat-3176	72	31	for	for	ADP
easat-3176	72	32	the	the	DET
easat-3176	72	33	preservation	preservation	NOUN
easat-3176	72	34	and	and	CCONJ
easat-3176	72	35	development	development	NOUN
easat-3176	72	36	of	of	ADP
easat-3176	72	37	betawi	betawi	ADJ
easat-3176	72	38	culture	culture	NOUN
easat-3176	72	39	.	.	PUNCT
easat-3176	73	1	here	here	ADV
easat-3176	73	2	you	you	PRON
easat-3176	73	3	can	can	AUX
easat-3176	73	4	watch	watch	VERB
easat-3176	73	5	performances	performance	NOUN
easat-3176	73	6	that	that	PRON
easat-3176	73	7	are	be	AUX
easat-3176	73	8	nuanced	nuanced	ADJ
easat-3176	73	9	with	with	ADP
easat-3176	73	10	authentic	authentic	ADJ
easat-3176	73	11	betawi	betawi	ADJ
easat-3176	73	12	culture	culture	NOUN
easat-3176	73	13	such	such	ADJ
easat-3176	73	14	as	as	ADP
easat-3176	73	15	betawi	betawi	ADJ
easat-3176	73	16	lenong	lenong	PROPN
easat-3176	73	17	art	art	PROPN
easat-3176	73	18	,	,	PUNCT
easat-3176	73	19	betawi	betawi	ADJ
easat-3176	73	20	dance	dance	NOUN
easat-3176	73	21	,	,	PUNCT
easat-3176	73	22	traditional	traditional	ADJ
easat-3176	73	23	gambang	gambang	NOUN
easat-3176	73	24	kromong	kromong	NOUN
easat-3176	73	25	music	music	NOUN
easat-3176	73	26	and	and	CCONJ
easat-3176	73	27	other	other	ADJ
easat-3176	73	28	art	art	NOUN
easat-3176	73	29	performances	performance	NOUN
easat-3176	73	30	.	.	PUNCT
easat-3176	74	1	in	in	ADP
easat-3176	74	2	addition	addition	NOUN
easat-3176	74	3	,	,	PUNCT
easat-3176	74	4	there	there	PRON
easat-3176	74	5	are	be	VERB
easat-3176	74	6	many	many	ADJ
easat-3176	74	7	betawi	betawi	ADJ
easat-3176	74	8	culinary	culinary	ADJ
easat-3176	74	9	specialties	specialty	NOUN
easat-3176	74	10	such	such	ADJ
easat-3176	74	11	as	as	ADP
easat-3176	74	12	kerak	kerak	PROPN
easat-3176	74	13	telur	telur	PROPN
easat-3176	74	14	,	,	PUNCT
easat-3176	74	15	selendang	selendang	PROPN
easat-3176	74	16	mayang	mayang	PROPN
easat-3176	74	17	,	,	PUNCT
easat-3176	74	18	bir	bir	PROPN
easat-3176	74	19	pletok	pletok	NOUN
easat-3176	74	20	and	and	CCONJ
easat-3176	74	21	so	so	ADV
easat-3176	74	22	on	on	ADP
easat-3176	74	23	that	that	PRON
easat-3176	74	24	can	can	AUX
easat-3176	74	25	be	be	AUX
easat-3176	74	26	enjoyed	enjoy	VERB
easat-3176	74	27	by	by	ADP
easat-3176	74	28	visitors	visitor	NOUN
easat-3176	74	29	.	.	PUNCT
easat-3176	75	1	tourists	tourist	NOUN
easat-3176	75	2	visiting	visit	VERB
easat-3176	75	3	setu	setu	NOUN
easat-3176	75	4	babakan	babakan	VERB
easat-3176	75	5	can	can	AUX
easat-3176	75	6	also	also	ADV
easat-3176	75	7	watch	watch	VERB
easat-3176	75	8	betawi	betawi	VERB
easat-3176	75	9	cultural	cultural	ADJ
easat-3176	75	10	arts	art	NOUN
easat-3176	75	11	performances	performance	NOUN
easat-3176	75	12	that	that	PRON
easat-3176	75	13	are	be	AUX
easat-3176	75	14	often	often	ADV
easat-3176	75	15	staged	stage	VERB
easat-3176	75	16	.	.	PUNCT
easat-3176	76	1	in	in	ADP
easat-3176	76	2	addition	addition	NOUN
easat-3176	76	3	,	,	PUNCT
easat-3176	76	4	visits	visit	NOUN
easat-3176	76	5	by	by	ADP
easat-3176	76	6	schools	school	NOUN
easat-3176	76	7	and	and	CCONJ
easat-3176	76	8	universities	university	NOUN
easat-3176	76	9	are	be	AUX
easat-3176	76	10	also	also	ADV
easat-3176	76	11	in	in	ADP
easat-3176	76	12	the	the	DET
easat-3176	76	13	context	context	NOUN
easat-3176	76	14	of	of	ADP
easat-3176	76	15	research	research	NOUN
easat-3176	76	16	and	and	CCONJ
easat-3176	76	17	community	community	NOUN
easat-3176	76	18	5313	5313	NUM
easat-3176	76	19	edelweiss	edelweiss	PROPN
easat-3176	76	20	applied	apply	VERB
easat-3176	76	21	science	science	NOUN
easat-3176	76	22	and	and	CCONJ
easat-3176	76	23	technology	technology	NOUN
easat-3176	76	24	issn	issn	PROPN
easat-3176	76	25	:	:	PUNCT
easat-3176	76	26	2576	2576	NUM
easat-3176	76	27	-	-	SYM
easat-3176	76	28	8484	8484	NUM
easat-3176	76	29	vol	vol	NOUN
easat-3176	76	30	.	.	PROPN
easat-3176	76	31	8	8	NUM
easat-3176	76	32	,	,	PUNCT
easat-3176	76	33	no	no	INTJ
easat-3176	76	34	.	.	NOUN
easat-3176	77	1	6	6	NUM
easat-3176	77	2	:	:	SYM
easat-3176	77	3	5310	5310	NUM
easat-3176	77	4	-	-	SYM
easat-3176	77	5	5328	5328	NUM
easat-3176	77	6	,	,	PUNCT
easat-3176	77	7	2024	2024	NUM
easat-3176	77	8	doi	doi	NOUN
easat-3176	77	9	:	:	PUNCT
easat-3176	77	10	10.55214/25768484.v8i6.3176	10.55214/25768484.v8i6.3176	PROPN
easat-3176	77	11	©	©	PROPN
easat-3176	77	12	2024	2024	NUM
easat-3176	77	13	by	by	ADP
easat-3176	77	14	the	the	DET
easat-3176	77	15	authors	author	NOUN
easat-3176	77	16	;	;	PUNCT
easat-3176	77	17	licensee	licensee	PROPN
easat-3176	77	18	learning	learn	VERB
easat-3176	77	19	gate	gate	PROPN
easat-3176	77	20	service	service	NOUN
easat-3176	77	21	activities	activity	NOUN
easat-3176	77	22	in	in	ADP
easat-3176	77	23	the	the	DET
easat-3176	77	24	form	form	NOUN
easat-3176	77	25	of	of	ADP
easat-3176	77	26	training	training	NOUN
easat-3176	77	27	on	on	ADP
easat-3176	77	28	management	management	NOUN
easat-3176	77	29	,	,	PUNCT
easat-3176	77	30	entrepreneurship	entrepreneurship	NOUN
easat-3176	77	31	and	and	CCONJ
easat-3176	77	32	financial	financial	ADJ
easat-3176	77	33	management	management	NOUN
easat-3176	77	34	of	of	ADP
easat-3176	77	35	msmes	msmes	PROPN
easat-3176	77	36	.	.	PUNCT
easat-3176	78	1	based	base	VERB
easat-3176	78	2	on	on	ADP
easat-3176	78	3	information	information	NOUN
easat-3176	78	4	obtained	obtain	VERB
easat-3176	78	5	by	by	ADP
easat-3176	78	6	researchers	researcher	NOUN
easat-3176	78	7	through	through	ADP
easat-3176	78	8	google	google	PROPN
easat-3176	78	9	form	form	NOUN
easat-3176	78	10	,	,	PUNCT
easat-3176	78	11	there	there	PRON
easat-3176	78	12	are	be	VERB
easat-3176	78	13	at	at	ADP
easat-3176	78	14	least	least	ADJ
easat-3176	78	15	hundreds	hundred	NOUN
easat-3176	78	16	of	of	ADP
easat-3176	78	17	msmes	msme	NOUN
easat-3176	78	18	that	that	PRON
easat-3176	78	19	occupy	occupy	VERB
easat-3176	78	20	the	the	DET
easat-3176	78	21	setu	setu	NOUN
easat-3176	78	22	babakan	babakan	PROPN
easat-3176	78	23	area	area	PROPN
easat-3176	78	24	.	.	PUNCT
easat-3176	79	1	some	some	PRON
easat-3176	79	2	are	be	AUX
easat-3176	79	3	msmes	msme	NOUN
easat-3176	79	4	that	that	PRON
easat-3176	79	5	are	be	AUX
easat-3176	79	6	directly	directly	ADV
easat-3176	79	7	fostered	foster	VERB
easat-3176	79	8	by	by	ADP
easat-3176	79	9	the	the	DET
easat-3176	79	10	setu	setu	NOUN
easat-3176	79	11	babakan	babakan	PROPN
easat-3176	79	12	area	area	NOUN
easat-3176	79	13	manager	manager	NOUN
easat-3176	79	14	and	and	CCONJ
easat-3176	79	15	some	some	PRON
easat-3176	79	16	are	be	AUX
easat-3176	79	17	msmes	msme	NOUN
easat-3176	79	18	that	that	PRON
easat-3176	79	19	are	be	AUX
easat-3176	79	20	located	locate	VERB
easat-3176	79	21	around	around	ADP
easat-3176	79	22	setu	setu	NOUN
easat-3176	79	23	babakan	babakan	ADV
easat-3176	80	1	but	but	CCONJ
easat-3176	80	2	are	be	AUX
easat-3176	80	3	not	not	PART
easat-3176	80	4	fostered	foster	VERB
easat-3176	80	5	by	by	ADP
easat-3176	80	6	the	the	DET
easat-3176	80	7	setu	setu	NOUN
easat-3176	80	8	babakan	babakan	PROPN
easat-3176	80	9	manager	manager	NOUN
easat-3176	80	10	.	.	PUNCT
easat-3176	81	1	the	the	DET
easat-3176	81	2	following	follow	VERB
easat-3176	81	3	profile	profile	NOUN
easat-3176	81	4	of	of	ADP
easat-3176	81	5	60	60	NUM
easat-3176	81	6	msmes	msme	NOUN
easat-3176	81	7	in	in	ADP
easat-3176	81	8	the	the	DET
easat-3176	81	9	setu	setu	NOUN
easat-3176	81	10	babakan	babakan	PROPN
easat-3176	81	11	area	area	NOUN
easat-3176	81	12	can	can	AUX
easat-3176	81	13	be	be	AUX
easat-3176	81	14	seen	see	VERB
easat-3176	81	15	as	as	SCONJ
easat-3176	81	16	follows	follow	VERB
easat-3176	81	17	:	:	PUNCT
easat-3176	81	18	table	table	NOUN
easat-3176	81	19	1	1	NUM
easat-3176	81	20	.	.	PUNCT
easat-3176	81	21	number	number	NOUN
easat-3176	81	22	of	of	ADP
easat-3176	81	23	msmes	msme	NOUN
easat-3176	81	24	by	by	ADP
easat-3176	81	25	gender	gender	NOUN
easat-3176	81	26	.	.	PUNCT
easat-3176	82	1	no	no	DET
easat-3176	82	2	gender	gender	NOUN
easat-3176	82	3	total	total	NOUN
easat-3176	82	4	percentage	percentage	NOUN
easat-3176	82	5	1	1	NUM
easat-3176	82	6	male	male	NOUN
easat-3176	82	7	25	25	NUM
easat-3176	82	8	41.67	41.67	NUM
easat-3176	82	9	%	%	NOUN
easat-3176	82	10	2	2	NUM
easat-3176	82	11	female	female	NOUN
easat-3176	82	12	35	35	NUM
easat-3176	82	13	58.33	58.33	NUM
easat-3176	82	14	%	%	NOUN
easat-3176	82	15	total	total	NOUN
easat-3176	82	16	100	100	NUM
easat-3176	82	17	%	%	NOUN
easat-3176	82	18	table	table	NOUN
easat-3176	82	19	1	1	NUM
easat-3176	82	20	.	.	PUNCT
easat-3176	82	21	shows	show	VERB
easat-3176	82	22	the	the	DET
easat-3176	82	23	number	number	NOUN
easat-3176	82	24	of	of	ADP
easat-3176	82	25	msme	msme	NOUN
easat-3176	82	26	respondents	respondent	NOUN
easat-3176	82	27	based	base	VERB
easat-3176	82	28	on	on	ADP
easat-3176	82	29	gender	gender	NOUN
easat-3176	82	30	in	in	ADP
easat-3176	82	31	the	the	DET
easat-3176	82	32	setu	setu	NOUN
easat-3176	82	33	babakan	babakan	PROPN
easat-3176	82	34	area	area	PROPN
easat-3176	82	35	.	.	PUNCT
easat-3176	83	1	from	from	ADP
easat-3176	83	2	the	the	DET
easat-3176	83	3	table	table	NOUN
easat-3176	83	4	it	it	PRON
easat-3176	83	5	is	be	AUX
easat-3176	83	6	known	know	VERB
easat-3176	83	7	that	that	SCONJ
easat-3176	83	8	the	the	DET
easat-3176	83	9	number	number	NOUN
easat-3176	83	10	of	of	ADP
easat-3176	83	11	men	man	NOUN
easat-3176	83	12	is	be	AUX
easat-3176	83	13	25	25	NUM
easat-3176	83	14	people	people	NOUN
easat-3176	83	15	(	(	PUNCT
easat-3176	83	16	41.67	41.67	NUM
easat-3176	83	17	%	%	NOUN
easat-3176	83	18	)	)	PUNCT
easat-3176	83	19	,	,	PUNCT
easat-3176	83	20	the	the	DET
easat-3176	83	21	remaining	remain	VERB
easat-3176	83	22	women	woman	NOUN
easat-3176	83	23	are	be	AUX
easat-3176	83	24	58	58	NUM
easat-3176	83	25	people	people	NOUN
easat-3176	83	26	(	(	PUNCT
easat-3176	83	27	58.33	58.33	NUM
easat-3176	83	28	%	%	NOUN
easat-3176	83	29	)	)	PUNCT
easat-3176	83	30	.	.	PUNCT
easat-3176	84	1	from	from	ADP
easat-3176	84	2	this	this	DET
easat-3176	84	3	table	table	NOUN
easat-3176	84	4	it	it	PRON
easat-3176	84	5	can	can	AUX
easat-3176	84	6	be	be	AUX
easat-3176	84	7	concluded	conclude	VERB
easat-3176	84	8	that	that	SCONJ
easat-3176	84	9	the	the	DET
easat-3176	84	10	majority	majority	NOUN
easat-3176	84	11	of	of	ADP
easat-3176	84	12	business	business	NOUN
easat-3176	84	13	actors	actor	NOUN
easat-3176	84	14	in	in	ADP
easat-3176	84	15	the	the	DET
easat-3176	84	16	setu	setu	NOUN
easat-3176	84	17	babakan	babakan	PROPN
easat-3176	84	18	area	area	PROPN
easat-3176	84	19	are	be	AUX
easat-3176	84	20	women	woman	NOUN
easat-3176	84	21	.	.	PUNCT
easat-3176	85	1	table	table	NOUN
easat-3176	85	2	2	2	NUM
easat-3176	85	3	.	.	PUNCT
easat-3176	85	4	business	business	NOUN
easat-3176	85	5	sector	sector	NOUN
easat-3176	85	6	of	of	ADP
easat-3176	85	7	msmes	msme	NOUN
easat-3176	85	8	.	.	PUNCT
easat-3176	86	1	no	no	DET
easat-3176	86	2	line	line	NOUN
easat-3176	86	3	of	of	ADP
easat-3176	86	4	business	business	NOUN
easat-3176	86	5	total	total	ADJ
easat-3176	86	6	percentage	percentage	NOUN
easat-3176	86	7	1	1	NUM
easat-3176	86	8	culinary	culinary	NOUN
easat-3176	86	9	42	42	NUM
easat-3176	86	10	70.00	70.00	NUM
easat-3176	86	11	%	%	NOUN
easat-3176	86	12	2	2	NUM
easat-3176	86	13	water	water	NOUN
easat-3176	86	14	tourism	tourism	NOUN
easat-3176	86	15	services	service	NOUN
easat-3176	86	16	2	2	NUM
easat-3176	86	17	3.33	3.33	NUM
easat-3176	86	18	%	%	NOUN
easat-3176	86	19	3	3	NUM
easat-3176	86	20	general	general	ADJ
easat-3176	86	21	trade	trade	NOUN
easat-3176	86	22	2	2	NUM
easat-3176	86	23	3.33	3.33	NUM
easat-3176	86	24	%	%	NOUN
easat-3176	86	25	4	4	NUM
easat-3176	86	26	handicrafts	handicraft	NOUN
easat-3176	86	27	2	2	NUM
easat-3176	86	28	3.33	3.33	NUM
easat-3176	86	29	%	%	NOUN
easat-3176	86	30	5	5	NUM
easat-3176	86	31	textile	textile	NOUN
easat-3176	86	32	/	/	SYM
easat-3176	86	33	fashion	fashion	NOUN
easat-3176	86	34	3	3	NUM
easat-3176	86	35	5.00	5.00	NUM
easat-3176	86	36	%	%	NOUN
easat-3176	86	37	6	6	NUM
easat-3176	86	38	others	other	NOUN
easat-3176	86	39	9	9	NUM
easat-3176	86	40	15.00	15.00	NUM
easat-3176	86	41	%	%	NOUN
easat-3176	86	42	total	total	NOUN
easat-3176	86	43	60	60	NUM
easat-3176	86	44	100	100	NUM
easat-3176	86	45	%	%	NOUN
easat-3176	86	46	table	table	NOUN
easat-3176	86	47	2	2	NUM
easat-3176	86	48	.	.	PUNCT
easat-3176	86	49	shows	show	VERB
easat-3176	86	50	that	that	SCONJ
easat-3176	86	51	the	the	DET
easat-3176	86	52	business	business	NOUN
easat-3176	86	53	fields	field	NOUN
easat-3176	86	54	of	of	ADP
easat-3176	86	55	msmes	msme	NOUN
easat-3176	86	56	in	in	ADP
easat-3176	86	57	the	the	DET
easat-3176	86	58	setu	setu	NOUN
easat-3176	86	59	babakan	babakan	PROPN
easat-3176	86	60	area	area	NOUN
easat-3176	86	61	in	in	ADP
easat-3176	86	62	south	south	PROPN
easat-3176	86	63	jakarta	jakarta	PROPN
easat-3176	86	64	are	be	AUX
easat-3176	86	65	very	very	ADV
easat-3176	86	66	diverse	diverse	ADJ
easat-3176	86	67	,	,	PUNCT
easat-3176	86	68	based	base	VERB
easat-3176	86	69	on	on	ADP
easat-3176	86	70	the	the	DET
easat-3176	86	71	culinary	culinary	ADJ
easat-3176	86	72	category	category	NOUN
easat-3176	86	73	which	which	PRON
easat-3176	86	74	consists	consist	VERB
easat-3176	86	75	of	of	ADP
easat-3176	86	76	various	various	ADJ
easat-3176	86	77	kinds	kind	NOUN
easat-3176	86	78	of	of	ADP
easat-3176	86	79	food	food	NOUN
easat-3176	86	80	and	and	CCONJ
easat-3176	86	81	drinks	drink	NOUN
easat-3176	86	82	such	such	ADJ
easat-3176	86	83	as	as	ADP
easat-3176	86	84	bir	bir	PROPN
easat-3176	86	85	pletok	pletok	NOUN
easat-3176	86	86	,	,	PUNCT
easat-3176	86	87	traditional	traditional	ADJ
easat-3176	86	88	cakes	cake	NOUN
easat-3176	86	89	to	to	ADP
easat-3176	86	90	frozen	frozen	ADJ
easat-3176	86	91	food	food	NOUN
easat-3176	86	92	,	,	PUNCT
easat-3176	86	93	drinks	drink	NOUN
easat-3176	86	94	,	,	PUNCT
easat-3176	86	95	a	a	DET
easat-3176	86	96	type	type	NOUN
easat-3176	86	97	of	of	ADP
easat-3176	86	98	fast	fast	ADJ
easat-3176	86	99	food	food	NOUN
easat-3176	86	100	and	and	CCONJ
easat-3176	86	101	so	so	ADV
easat-3176	86	102	on	on	ADP
easat-3176	86	103	which	which	PRON
easat-3176	86	104	is	be	AUX
easat-3176	86	105	the	the	DET
easat-3176	86	106	largest	large	ADJ
easat-3176	86	107	number	number	NOUN
easat-3176	86	108	,	,	PUNCT
easat-3176	86	109	namely	namely	ADV
easat-3176	86	110	(	(	PUNCT
easat-3176	86	111	70	70	NUM
easat-3176	86	112	%	%	NOUN
easat-3176	86	113	)	)	PUNCT
easat-3176	86	114	.	.	PUNCT
easat-3176	87	1	the	the	DET
easat-3176	87	2	rest	rest	NOUN
easat-3176	87	3	are	be	AUX
easat-3176	87	4	businesses	business	NOUN
easat-3176	87	5	engaged	engage	VERB
easat-3176	87	6	in	in	ADP
easat-3176	87	7	general	general	ADJ
easat-3176	87	8	trade	trade	NOUN
easat-3176	87	9	,	,	PUNCT
easat-3176	87	10	water	water	NOUN
easat-3176	87	11	tourism	tourism	NOUN
easat-3176	87	12	services	service	NOUN
easat-3176	87	13	and	and	CCONJ
easat-3176	87	14	handicrafts	handicraft	NOUN
easat-3176	87	15	each	each	PRON
easat-3176	87	16	at	at	ADP
easat-3176	87	17	3.33	3.33	NUM
easat-3176	87	18	%	%	NOUN
easat-3176	87	19	and	and	CCONJ
easat-3176	87	20	textiles	textile	NOUN
easat-3176	87	21	/	/	SYM
easat-3176	87	22	fashion	fashion	NOUN
easat-3176	87	23	at	at	ADP
easat-3176	87	24	5	5	NUM
easat-3176	87	25	%	%	NOUN
easat-3176	87	26	as	as	ADV
easat-3176	87	27	well	well	ADV
easat-3176	87	28	as	as	ADP
easat-3176	87	29	other	other	ADJ
easat-3176	87	30	businesses	business	NOUN
easat-3176	87	31	,	,	PUNCT
easat-3176	87	32	in	in	ADP
easat-3176	87	33	the	the	DET
easat-3176	87	34	form	form	NOUN
easat-3176	87	35	of	of	ADP
easat-3176	87	36	farm	farm	NOUN
easat-3176	87	37	produce	produce	VERB
easat-3176	87	38	selling	selling	NOUN
easat-3176	87	39	services	service	NOUN
easat-3176	87	40	,	,	PUNCT
easat-3176	87	41	suplair	suplair	ADJ
easat-3176	87	42	,	,	PUNCT
easat-3176	87	43	travel	travel	NOUN
easat-3176	87	44	and	and	CCONJ
easat-3176	87	45	so	so	ADV
easat-3176	87	46	on	on	ADP
easat-3176	87	47	as	as	ADV
easat-3176	87	48	many	many	ADJ
easat-3176	87	49	as	as	ADP
easat-3176	87	50	9	9	NUM
easat-3176	87	51	msmes	msme	NOUN
easat-3176	87	52	(	(	PUNCT
easat-3176	87	53	15	15	NUM
easat-3176	87	54	%	%	NOUN
easat-3176	87	55	)	)	PUNCT
easat-3176	87	56	.	.	PUNCT
easat-3176	88	1	table	table	NOUN
easat-3176	88	2	3	3	NUM
easat-3176	88	3	.	.	NOUN
easat-3176	88	4	length	length	NOUN
easat-3176	88	5	of	of	ADP
easat-3176	88	6	business	business	NOUN
easat-3176	88	7	.	.	PUNCT
easat-3176	89	1	no	no	DET
easat-3176	89	2	length	length	NOUN
easat-3176	89	3	of	of	ADP
easat-3176	89	4	business	business	NOUN
easat-3176	89	5	total	total	NOUN
easat-3176	89	6	percentage	percentage	NOUN
easat-3176	89	7	1	1	NUM
easat-3176	89	8	<	<	SYM
easat-3176	89	9	1	1	NUM
easat-3176	89	10	year	year	NOUN
easat-3176	89	11	7	7	NUM
easat-3176	89	12	11.67	11.67	NUM
easat-3176	89	13	%	%	NOUN
easat-3176	89	14	2	2	NUM
easat-3176	89	15	1	1	NUM
easat-3176	89	16	5	5	NUM
easat-3176	89	17	years	year	NOUN
easat-3176	89	18	23	23	NUM
easat-3176	89	19	38.33	38.33	NUM
easat-3176	89	20	%	%	NOUN
easat-3176	89	21	3	3	NUM
easat-3176	89	22	>	>	SYM
easat-3176	89	23	5	5	NUM
easat-3176	89	24	15	15	NUM
easat-3176	89	25	years	year	NOUN
easat-3176	89	26	19	19	NUM
easat-3176	89	27	31.67	31.67	NUM
easat-3176	89	28	%	%	NOUN
easat-3176	89	29	4	4	NUM
easat-3176	89	30	>	>	SYM
easat-3176	89	31	15	15	NUM
easat-3176	89	32	20	20	NUM
easat-3176	89	33	years	year	NOUN
easat-3176	89	34	6	6	NUM
easat-3176	89	35	10.00	10.00	NUM
easat-3176	89	36	%	%	NOUN
easat-3176	89	37	4	4	NUM
easat-3176	89	38	>	>	SYM
easat-3176	89	39	20	20	NUM
easat-3176	89	40	years	year	NOUN
easat-3176	89	41	5	5	NUM
easat-3176	89	42	8.33	8.33	NUM
easat-3176	89	43	%	%	NOUN
easat-3176	89	44	total	total	NOUN
easat-3176	89	45	60	60	NUM
easat-3176	89	46	100	100	NUM
easat-3176	89	47	%	%	NOUN
easat-3176	89	48	table	table	NOUN
easat-3176	89	49	3	3	NUM
easat-3176	89	50	illustrates	illustrate	VERB
easat-3176	89	51	the	the	DET
easat-3176	89	52	characteristics	characteristic	NOUN
easat-3176	89	53	of	of	ADP
easat-3176	89	54	respondents	respondent	NOUN
easat-3176	89	55	based	base	VERB
easat-3176	89	56	on	on	ADP
easat-3176	89	57	the	the	DET
easat-3176	89	58	length	length	NOUN
easat-3176	89	59	of	of	ADP
easat-3176	89	60	time	time	NOUN
easat-3176	89	61	the	the	DET
easat-3176	89	62	business	business	NOUN
easat-3176	89	63	has	have	AUX
easat-3176	89	64	been	be	AUX
easat-3176	89	65	running	run	VERB
easat-3176	89	66	.	.	PUNCT
easat-3176	90	1	of	of	ADP
easat-3176	90	2	the	the	DET
easat-3176	90	3	60	60	NUM
easat-3176	90	4	people	people	NOUN
easat-3176	90	5	studied	study	VERB
easat-3176	90	6	,	,	PUNCT
easat-3176	90	7	23	23	NUM
easat-3176	90	8	people	people	NOUN
easat-3176	90	9	(	(	PUNCT
easat-3176	90	10	38.33	38.33	NUM
easat-3176	90	11	%	%	NOUN
easat-3176	90	12	)	)	PUNCT
easat-3176	90	13	of	of	ADP
easat-3176	90	14	them	they	PRON
easat-3176	90	15	have	have	AUX
easat-3176	90	16	been	be	AUX
easat-3176	90	17	in	in	ADP
easat-3176	90	18	business	business	NOUN
easat-3176	90	19	for	for	ADP
easat-3176	90	20	1	1	NUM
easat-3176	90	21	5	5	NUM
easat-3176	90	22	years	year	NOUN
easat-3176	90	23	,	,	PUNCT
easat-3176	90	24	19	19	NUM
easat-3176	90	25	people	people	NOUN
easat-3176	90	26	(	(	PUNCT
easat-3176	90	27	31.67	31.67	NUM
easat-3176	90	28	%	%	NOUN
easat-3176	90	29	)	)	PUNCT
easat-3176	90	30	of	of	ADP
easat-3176	90	31	them	they	PRON
easat-3176	90	32	have	have	AUX
easat-3176	90	33	been	be	AUX
easat-3176	90	34	in	in	ADP
easat-3176	90	35	business	business	NOUN
easat-3176	90	36	for	for	ADP
easat-3176	90	37	more	more	ADJ
easat-3176	90	38	than	than	ADP
easat-3176	90	39	5	5	NUM
easat-3176	90	40	15	15	NUM
easat-3176	90	41	years	year	NOUN
easat-3176	90	42	,	,	PUNCT
easat-3176	90	43	6	6	NUM
easat-3176	90	44	people	people	NOUN
easat-3176	90	45	(	(	PUNCT
easat-3176	90	46	10	10	NUM
easat-3176	90	47	%	%	NOUN
easat-3176	90	48	)	)	PUNCT
easat-3176	90	49	of	of	ADP
easat-3176	90	50	them	they	PRON
easat-3176	90	51	have	have	AUX
easat-3176	90	52	been	be	AUX
easat-3176	90	53	in	in	ADP
easat-3176	90	54	business	business	NOUN
easat-3176	90	55	for	for	ADP
easat-3176	90	56	more	more	ADJ
easat-3176	90	57	than	than	ADP
easat-3176	90	58	15	15	NUM
easat-3176	90	59	years	year	NOUN
easat-3176	90	60	20	20	NUM
easat-3176	90	61	years	year	NOUN
easat-3176	90	62	,	,	PUNCT
easat-3176	90	63	and	and	CCONJ
easat-3176	90	64	5	5	NUM
easat-3176	90	65	people	people	NOUN
easat-3176	90	66	(	(	PUNCT
easat-3176	90	67	8.33	8.33	NUM
easat-3176	90	68	%	%	NOUN
easat-3176	90	69	)	)	PUNCT
easat-3176	90	70	of	of	ADP
easat-3176	90	71	them	they	PRON
easat-3176	90	72	have	have	AUX
easat-3176	90	73	been	be	AUX
easat-3176	90	74	5314	5314	NUM
easat-3176	90	75	edelweiss	edelweiss	PROPN
easat-3176	90	76	applied	apply	VERB
easat-3176	90	77	science	science	NOUN
easat-3176	90	78	and	and	CCONJ
easat-3176	90	79	technology	technology	NOUN
easat-3176	90	80	issn	issn	PROPN
easat-3176	90	81	:	:	PUNCT
easat-3176	90	82	2576	2576	NUM
easat-3176	90	83	-	-	SYM
easat-3176	90	84	8484	8484	NUM
easat-3176	90	85	vol	vol	NOUN
easat-3176	90	86	.	.	PROPN
easat-3176	91	1	8	8	NUM
easat-3176	91	2	,	,	PUNCT
easat-3176	91	3	no	no	INTJ
easat-3176	91	4	.	.	NOUN
easat-3176	92	1	6	6	NUM
easat-3176	92	2	:	:	SYM
easat-3176	92	3	5310	5310	NUM
easat-3176	92	4	-	-	SYM
easat-3176	92	5	5328	5328	NUM
easat-3176	92	6	,	,	PUNCT
easat-3176	92	7	2024	2024	NUM
easat-3176	92	8	doi	doi	NOUN
easat-3176	92	9	:	:	PUNCT
easat-3176	92	10	10.55214/25768484.v8i6.3176	10.55214/25768484.v8i6.3176	PROPN
easat-3176	92	11	©	©	PROPN
easat-3176	92	12	2024	2024	NUM
easat-3176	92	13	by	by	ADP
easat-3176	92	14	the	the	DET
easat-3176	92	15	authors	author	NOUN
easat-3176	92	16	;	;	PUNCT
easat-3176	92	17	licensee	licensee	PROPN
easat-3176	92	18	learning	learn	VERB
easat-3176	92	19	gate	gate	NOUN
easat-3176	92	20	working	work	VERB
easat-3176	92	21	for	for	ADP
easat-3176	92	22	more	more	ADJ
easat-3176	92	23	than	than	ADP
easat-3176	92	24	20	20	NUM
easat-3176	92	25	years	year	NOUN
easat-3176	92	26	.	.	PUNCT
easat-3176	93	1	there	there	PRON
easat-3176	93	2	were	be	VERB
easat-3176	93	3	only	only	ADV
easat-3176	93	4	7	7	NUM
easat-3176	93	5	people	people	NOUN
easat-3176	93	6	(	(	PUNCT
easat-3176	93	7	11.67	11.67	NUM
easat-3176	93	8	)	)	PUNCT
easat-3176	93	9	who	who	PRON
easat-3176	93	10	had	have	AUX
easat-3176	93	11	been	be	AUX
easat-3176	93	12	in	in	ADP
easat-3176	93	13	business	business	NOUN
easat-3176	93	14	for	for	ADP
easat-3176	93	15	less	less	ADJ
easat-3176	93	16	than	than	ADP
easat-3176	93	17	one	one	NUM
easat-3176	93	18	year	year	NOUN
easat-3176	93	19	.	.	PUNCT
easat-3176	94	1	based	base	VERB
easat-3176	94	2	on	on	ADP
easat-3176	94	3	this	this	DET
easat-3176	94	4	data	data	NOUN
easat-3176	94	5	,	,	PUNCT
easat-3176	94	6	it	it	PRON
easat-3176	94	7	can	can	AUX
easat-3176	94	8	be	be	AUX
easat-3176	94	9	concluded	conclude	VERB
easat-3176	94	10	that	that	SCONJ
easat-3176	94	11	most	most	ADJ
easat-3176	94	12	respondents	respondent	NOUN
easat-3176	94	13	have	have	AUX
easat-3176	94	14	worked	work	VERB
easat-3176	94	15	between	between	ADP
easat-3176	94	16	more	more	ADJ
easat-3176	94	17	than	than	ADP
easat-3176	94	18	1	1	NUM
easat-3176	94	19	year	year	NOUN
easat-3176	94	20	and	and	CCONJ
easat-3176	94	21	5	5	NUM
easat-3176	94	22	years	year	NOUN
easat-3176	94	23	.	.	PUNCT
easat-3176	95	1	3.2	3.2	NUM
easat-3176	95	2	.	.	PUNCT
easat-3176	96	1	descriptive	descriptive	ADJ
easat-3176	96	2	statistical	statistical	ADJ
easat-3176	96	3	analysis	analysis	NOUN
easat-3176	96	4	of	of	ADP
easat-3176	96	5	setu	setu	NOUN
easat-3176	96	6	babakan	babakan	PROPN
easat-3176	96	7	msmes	msmes	PROPN
easat-3176	96	8	3.2.1	3.2.1	NUM
easat-3176	96	9	.	.	PUNCT
easat-3176	97	1	respondents	respondent	NOUN
easat-3176	97	2	'	'	PART
easat-3176	97	3	responses	response	NOUN
easat-3176	97	4	to	to	ADP
easat-3176	97	5	msme	msme	NOUN
easat-3176	97	6	business	business	NOUN
easat-3176	97	7	conditions	condition	NOUN
easat-3176	97	8	table	table	VERB
easat-3176	97	9	4	4	NUM
easat-3176	97	10	.	.	PUNCT
easat-3176	97	11	respondents	respondent	NOUN
easat-3176	97	12	'	'	PART
easat-3176	97	13	responses	response	NOUN
easat-3176	97	14	on	on	ADP
easat-3176	97	15	msme	msme	NOUN
easat-3176	97	16	business	business	NOUN
easat-3176	97	17	conditions	condition	NOUN
easat-3176	97	18	.	.	PUNCT
easat-3176	98	1	no	no	DET
easat-3176	98	2	question	question	NOUN
easat-3176	98	3	list	list	NOUN
easat-3176	98	4	percentage	percentage	NOUN
easat-3176	98	5	yes	yes	INTJ
easat-3176	98	6	no	no	DET
easat-3176	98	7	1	1	X
easat-3176	98	8	.	.	PUNCT
easat-3176	99	1	i	i	PRON
easat-3176	99	2	am	be	AUX
easat-3176	99	3	currently	currently	ADV
easat-3176	99	4	a	a	DET
easat-3176	99	5	fostered	fostered	ADJ
easat-3176	99	6	partner	partner	NOUN
easat-3176	99	7	of	of	ADP
easat-3176	99	8	the	the	DET
easat-3176	99	9	setu	setu	NOUN
easat-3176	99	10	babakan	babakan	PROPN
easat-3176	99	11	area	area	NOUN
easat-3176	99	12	manager	manager	NOUN
easat-3176	99	13	.	.	PUNCT
easat-3176	100	1	19	19	NUM
easat-3176	100	2	41	41	NUM
easat-3176	100	3	2	2	NUM
easat-3176	100	4	.	.	PUNCT
easat-3176	101	1	i	i	PRON
easat-3176	101	2	still	still	ADV
easat-3176	101	3	have	have	VERB
easat-3176	101	4	limitations	limitation	NOUN
easat-3176	101	5	in	in	ADP
easat-3176	101	6	using	use	VERB
easat-3176	101	7	digital	digital	ADJ
easat-3176	101	8	technology	technology	NOUN
easat-3176	101	9	and	and	CCONJ
easat-3176	101	10	have	have	VERB
easat-3176	101	11	difficulty	difficulty	NOUN
easat-3176	101	12	understanding	understand	VERB
easat-3176	101	13	online	online	ADJ
easat-3176	101	14	platforms	platform	NOUN
easat-3176	101	15	.	.	PUNCT
easat-3176	102	1	23	23	NUM
easat-3176	102	2	37	37	NUM
easat-3176	102	3	3	3	NUM
easat-3176	102	4	.	.	PUNCT
easat-3176	103	1	i	i	PRON
easat-3176	103	2	have	have	VERB
easat-3176	103	3	capital	capital	NOUN
easat-3176	103	4	problems	problem	NOUN
easat-3176	103	5	in	in	ADP
easat-3176	103	6	running	run	VERB
easat-3176	103	7	my	my	PRON
easat-3176	103	8	current	current	ADJ
easat-3176	103	9	business	business	NOUN
easat-3176	103	10	.	.	PUNCT
easat-3176	104	1	37	37	NUM
easat-3176	104	2	23	23	NUM
easat-3176	104	3	4	4	NUM
easat-3176	104	4	.	.	PUNCT
easat-3176	105	1	i	i	PRON
easat-3176	105	2	have	have	AUX
easat-3176	105	3	participated	participate	VERB
easat-3176	105	4	in	in	ADP
easat-3176	105	5	training	training	NOUN
easat-3176	105	6	on	on	ADP
easat-3176	105	7	entrepreneurship	entrepreneurship	NOUN
easat-3176	105	8	/	/	SYM
easat-3176	105	9	business	business	NOUN
easat-3176	105	10	management	management	NOUN
easat-3176	105	11	organized	organize	VERB
easat-3176	105	12	by	by	ADP
easat-3176	105	13	the	the	DET
easat-3176	105	14	area	area	NOUN
easat-3176	105	15	manager	manager	NOUN
easat-3176	105	16	/	/	SYM
easat-3176	105	17	university	university	PROPN
easat-3176	105	18	in	in	ADP
easat-3176	105	19	setu	setu	NOUN
easat-3176	105	20	babakan	babakan	ADJ
easat-3176	105	21	.	.	PUNCT
easat-3176	106	1	26	26	NUM
easat-3176	106	2	34	34	NUM
easat-3176	106	3	5	5	NUM
easat-3176	106	4	.	.	PUNCT
easat-3176	107	1	i	i	PRON
easat-3176	107	2	felt	feel	VERB
easat-3176	107	3	that	that	SCONJ
easat-3176	107	4	i	i	PRON
easat-3176	107	5	had	have	VERB
easat-3176	107	6	limited	limit	VERB
easat-3176	107	7	market	market	NOUN
easat-3176	107	8	access	access	NOUN
easat-3176	107	9	and	and	CCONJ
easat-3176	107	10	had	have	VERB
easat-3176	107	11	difficulty	difficulty	NOUN
easat-3176	107	12	reaching	reach	VERB
easat-3176	107	13	a	a	DET
easat-3176	107	14	wider	wide	ADJ
easat-3176	107	15	market	market	NOUN
easat-3176	107	16	.	.	PUNCT
easat-3176	108	1	45	45	NUM
easat-3176	108	2	15	15	NUM
easat-3176	108	3	6	6	NUM
easat-3176	108	4	.	.	PUNCT
easat-3176	109	1	i	i	PRON
easat-3176	109	2	maintain	maintain	VERB
easat-3176	109	3	the	the	DET
easat-3176	109	4	quality	quality	NOUN
easat-3176	109	5	of	of	ADP
easat-3176	109	6	my	my	PRON
easat-3176	109	7	products	product	NOUN
easat-3176	109	8	and	and	CCONJ
easat-3176	109	9	services	service	NOUN
easat-3176	109	10	to	to	ADP
easat-3176	109	11	my	my	PRON
easat-3176	109	12	customers	customer	NOUN
easat-3176	109	13	58	58	NUM
easat-3176	109	14	2	2	NUM
easat-3176	109	15	7	7	NUM
easat-3176	109	16	.	.	PUNCT
easat-3176	110	1	i	i	PRON
easat-3176	110	2	feel	feel	VERB
easat-3176	110	3	that	that	SCONJ
easat-3176	110	4	complicated	complicated	ADJ
easat-3176	110	5	licensing	licensing	NOUN
easat-3176	110	6	processes	process	NOUN
easat-3176	110	7	and	and	CCONJ
easat-3176	110	8	changing	change	VERB
easat-3176	110	9	regulations	regulation	NOUN
easat-3176	110	10	make	make	VERB
easat-3176	110	11	it	it	PRON
easat-3176	110	12	difficult	difficult	ADJ
easat-3176	110	13	for	for	SCONJ
easat-3176	110	14	my	my	PRON
easat-3176	110	15	business	business	NOUN
easat-3176	110	16	to	to	PART
easat-3176	110	17	operate	operate	VERB
easat-3176	110	18	.	.	PUNCT
easat-3176	111	1	36	36	NUM
easat-3176	111	2	24	24	NUM
easat-3176	111	3	total	total	NOUN
easat-3176	111	4	respondent	respondent	NOUN
easat-3176	111	5	60	60	NUM
easat-3176	111	6	people	people	NOUN
easat-3176	111	7	table	table	VERB
easat-3176	111	8	4	4	NUM
easat-3176	111	9	.	.	PUNCT
easat-3176	112	1	it	it	PRON
easat-3176	112	2	is	be	AUX
easat-3176	112	3	known	know	VERB
easat-3176	112	4	that	that	SCONJ
easat-3176	112	5	the	the	DET
easat-3176	112	6	number	number	NOUN
easat-3176	112	7	of	of	ADP
easat-3176	112	8	respondents	respondent	NOUN
easat-3176	112	9	who	who	PRON
easat-3176	112	10	have	have	AUX
easat-3176	112	11	become	become	VERB
easat-3176	112	12	fostered	foster	VERB
easat-3176	112	13	partners	partner	NOUN
easat-3176	112	14	of	of	ADP
easat-3176	112	15	the	the	DET
easat-3176	112	16	setu	setu	NOUN
easat-3176	112	17	babakan	babakan	PROPN
easat-3176	112	18	area	area	NOUN
easat-3176	112	19	manager	manager	NOUN
easat-3176	112	20	is	be	AUX
easat-3176	112	21	19	19	NUM
easat-3176	112	22	people	people	NOUN
easat-3176	112	23	(	(	PUNCT
easat-3176	112	24	31.67	31.67	NUM
easat-3176	112	25	%	%	NOUN
easat-3176	112	26	)	)	PUNCT
easat-3176	112	27	,	,	PUNCT
easat-3176	112	28	while	while	SCONJ
easat-3176	112	29	those	those	PRON
easat-3176	112	30	who	who	PRON
easat-3176	112	31	have	have	AUX
easat-3176	112	32	not	not	PART
easat-3176	112	33	become	become	VERB
easat-3176	112	34	fostered	fostered	ADJ
easat-3176	112	35	partners	partner	NOUN
easat-3176	112	36	of	of	ADP
easat-3176	112	37	the	the	DET
easat-3176	112	38	setu	setu	NOUN
easat-3176	112	39	babakan	babakan	PROPN
easat-3176	112	40	area	area	NOUN
easat-3176	112	41	manager	manager	NOUN
easat-3176	112	42	are	be	AUX
easat-3176	112	43	34	34	NUM
easat-3176	112	44	people	people	NOUN
easat-3176	112	45	(	(	PUNCT
easat-3176	112	46	56.67	56.67	NUM
easat-3176	112	47	%	%	NOUN
easat-3176	112	48	)	)	PUNCT
easat-3176	112	49	.	.	PUNCT
easat-3176	113	1	the	the	DET
easat-3176	113	2	number	number	NOUN
easat-3176	113	3	of	of	ADP
easat-3176	113	4	respondents	respondent	NOUN
easat-3176	113	5	who	who	PRON
easat-3176	113	6	still	still	ADV
easat-3176	113	7	have	have	VERB
easat-3176	113	8	limitations	limitation	NOUN
easat-3176	113	9	in	in	ADP
easat-3176	113	10	using	use	VERB
easat-3176	113	11	digital	digital	ADJ
easat-3176	113	12	technology	technology	NOUN
easat-3176	113	13	and	and	CCONJ
easat-3176	113	14	difficulty	difficulty	NOUN
easat-3176	113	15	understanding	understand	VERB
easat-3176	113	16	online	online	ADJ
easat-3176	113	17	platforms	platform	NOUN
easat-3176	113	18	is	be	AUX
easat-3176	113	19	23	23	NUM
easat-3176	113	20	people	people	NOUN
easat-3176	113	21	(	(	PUNCT
easat-3176	113	22	38.33	38.33	NUM
easat-3176	113	23	%	%	NOUN
easat-3176	113	24	)	)	PUNCT
easat-3176	113	25	,	,	PUNCT
easat-3176	113	26	while	while	SCONJ
easat-3176	113	27	those	those	PRON
easat-3176	113	28	who	who	PRON
easat-3176	113	29	do	do	AUX
easat-3176	113	30	not	not	PART
easat-3176	113	31	have	have	VERB
easat-3176	113	32	limitations	limitation	NOUN
easat-3176	113	33	in	in	ADP
easat-3176	113	34	using	use	VERB
easat-3176	113	35	digital	digital	ADJ
easat-3176	113	36	technology	technology	NOUN
easat-3176	113	37	and	and	CCONJ
easat-3176	113	38	difficulty	difficulty	NOUN
easat-3176	113	39	understanding	understand	VERB
easat-3176	113	40	online	online	ADJ
easat-3176	113	41	platforms	platform	NOUN
easat-3176	113	42	are	be	AUX
easat-3176	113	43	37	37	NUM
easat-3176	113	44	people	people	NOUN
easat-3176	113	45	(	(	PUNCT
easat-3176	113	46	61.67	61.67	NUM
easat-3176	113	47	%	%	NOUN
easat-3176	113	48	)	)	PUNCT
easat-3176	113	49	from	from	ADP
easat-3176	113	50	the	the	DET
easat-3176	113	51	table	table	NOUN
easat-3176	113	52	it	it	PRON
easat-3176	113	53	is	be	AUX
easat-3176	113	54	also	also	ADV
easat-3176	113	55	known	know	VERB
easat-3176	113	56	that	that	SCONJ
easat-3176	113	57	the	the	DET
easat-3176	113	58	number	number	NOUN
easat-3176	113	59	of	of	ADP
easat-3176	113	60	respondents	respondent	NOUN
easat-3176	113	61	who	who	PRON
easat-3176	113	62	have	have	VERB
easat-3176	113	63	capital	capital	NOUN
easat-3176	113	64	problems	problem	NOUN
easat-3176	113	65	in	in	ADP
easat-3176	113	66	running	run	VERB
easat-3176	113	67	their	their	PRON
easat-3176	113	68	current	current	ADJ
easat-3176	113	69	business	business	NOUN
easat-3176	113	70	is	be	AUX
easat-3176	113	71	still	still	ADV
easat-3176	113	72	greater	great	ADJ
easat-3176	113	73	as	as	ADV
easat-3176	113	74	many	many	ADJ
easat-3176	113	75	as	as	ADP
easat-3176	113	76	37	37	NUM
easat-3176	113	77	people	people	NOUN
easat-3176	113	78	(	(	PUNCT
easat-3176	113	79	61.67	61.67	NUM
easat-3176	113	80	%	%	NOUN
easat-3176	113	81	)	)	PUNCT
easat-3176	113	82	.	.	PUNCT
easat-3176	114	1	while	while	SCONJ
easat-3176	114	2	those	those	PRON
easat-3176	114	3	who	who	PRON
easat-3176	114	4	do	do	AUX
easat-3176	114	5	not	not	PART
easat-3176	114	6	have	have	VERB
easat-3176	114	7	capital	capital	NOUN
easat-3176	114	8	problems	problem	NOUN
easat-3176	114	9	in	in	ADP
easat-3176	114	10	running	run	VERB
easat-3176	114	11	their	their	PRON
easat-3176	114	12	current	current	ADJ
easat-3176	114	13	business	business	NOUN
easat-3176	114	14	are	be	AUX
easat-3176	114	15	23	23	NUM
easat-3176	114	16	people	people	NOUN
easat-3176	114	17	(	(	PUNCT
easat-3176	114	18	38.33	38.33	NUM
easat-3176	114	19	%	%	NOUN
easat-3176	114	20	)	)	PUNCT
easat-3176	114	21	.	.	PUNCT
easat-3176	115	1	the	the	DET
easat-3176	115	2	number	number	NOUN
easat-3176	115	3	of	of	ADP
easat-3176	115	4	respondents	respondent	NOUN
easat-3176	115	5	who	who	PRON
easat-3176	115	6	have	have	AUX
easat-3176	115	7	attended	attend	VERB
easat-3176	115	8	training	training	NOUN
easat-3176	115	9	on	on	ADP
easat-3176	115	10	entrepreneurship	entrepreneurship	NOUN
easat-3176	115	11	/	/	SYM
easat-3176	115	12	business	business	NOUN
easat-3176	115	13	management	management	NOUN
easat-3176	115	14	organized	organize	VERB
easat-3176	115	15	by	by	ADP
easat-3176	115	16	the	the	DET
easat-3176	115	17	area	area	NOUN
easat-3176	115	18	manager	manager	NOUN
easat-3176	115	19	/	/	SYM
easat-3176	115	20	university	university	PROPN
easat-3176	115	21	in	in	ADP
easat-3176	115	22	setu	setu	NOUN
easat-3176	115	23	babakan	babakan	ADV
easat-3176	115	24	is	be	AUX
easat-3176	115	25	26	26	NUM
easat-3176	115	26	people	people	NOUN
easat-3176	115	27	(	(	PUNCT
easat-3176	115	28	43.33	43.33	NUM
easat-3176	115	29	%	%	NOUN
easat-3176	115	30	)	)	PUNCT
easat-3176	115	31	,	,	PUNCT
easat-3176	115	32	and	and	CCONJ
easat-3176	115	33	those	those	PRON
easat-3176	115	34	who	who	PRON
easat-3176	115	35	have	have	AUX
easat-3176	115	36	never	never	ADV
easat-3176	115	37	attended	attend	VERB
easat-3176	115	38	training	training	NOUN
easat-3176	115	39	are	be	AUX
easat-3176	115	40	34	34	NUM
easat-3176	115	41	people	people	NOUN
easat-3176	115	42	(	(	PUNCT
easat-3176	115	43	56.67	56.67	NUM
easat-3176	115	44	%	%	NOUN
easat-3176	115	45	)	)	PUNCT
easat-3176	115	46	.	.	PUNCT
easat-3176	116	1	this	this	PRON
easat-3176	116	2	means	mean	VERB
easat-3176	116	3	that	that	SCONJ
easat-3176	116	4	those	those	PRON
easat-3176	116	5	who	who	PRON
easat-3176	116	6	have	have	AUX
easat-3176	116	7	never	never	ADV
easat-3176	116	8	attended	attend	VERB
easat-3176	116	9	training	training	NOUN
easat-3176	116	10	are	be	AUX
easat-3176	116	11	more	more	ADJ
easat-3176	116	12	than	than	ADP
easat-3176	116	13	those	those	PRON
easat-3176	116	14	who	who	PRON
easat-3176	116	15	have	have	AUX
easat-3176	116	16	attended	attend	VERB
easat-3176	116	17	training	training	NOUN
easat-3176	116	18	.	.	PUNCT
easat-3176	117	1	respondents	respondent	NOUN
easat-3176	117	2	who	who	PRON
easat-3176	117	3	felt	feel	VERB
easat-3176	117	4	they	they	PRON
easat-3176	117	5	had	have	VERB
easat-3176	117	6	limited	limit	VERB
easat-3176	117	7	market	market	NOUN
easat-3176	117	8	access	access	NOUN
easat-3176	117	9	and	and	CCONJ
easat-3176	117	10	difficulty	difficulty	NOUN
easat-3176	117	11	reaching	reach	VERB
easat-3176	117	12	a	a	DET
easat-3176	117	13	wider	wide	ADJ
easat-3176	117	14	market	market	NOUN
easat-3176	117	15	were	be	AUX
easat-3176	117	16	45	45	NUM
easat-3176	117	17	people	people	NOUN
easat-3176	117	18	(	(	PUNCT
easat-3176	117	19	75	75	NUM
easat-3176	117	20	%	%	NOUN
easat-3176	117	21	)	)	PUNCT
easat-3176	117	22	,	,	PUNCT
easat-3176	117	23	while	while	SCONJ
easat-3176	117	24	those	those	PRON
easat-3176	117	25	who	who	PRON
easat-3176	117	26	stated	state	VERB
easat-3176	117	27	that	that	SCONJ
easat-3176	117	28	they	they	PRON
easat-3176	117	29	did	do	AUX
easat-3176	117	30	not	not	PART
easat-3176	117	31	feel	feel	VERB
easat-3176	117	32	they	they	PRON
easat-3176	117	33	had	have	VERB
easat-3176	117	34	limited	limit	VERB
easat-3176	117	35	market	market	NOUN
easat-3176	117	36	access	access	NOUN
easat-3176	117	37	and	and	CCONJ
easat-3176	117	38	difficulty	difficulty	NOUN
easat-3176	117	39	reaching	reach	VERB
easat-3176	117	40	a	a	DET
easat-3176	117	41	wider	wide	ADJ
easat-3176	117	42	market	market	NOUN
easat-3176	117	43	were	be	AUX
easat-3176	117	44	satisfied	satisfied	ADJ
easat-3176	117	45	as	as	ADV
easat-3176	117	46	many	many	ADJ
easat-3176	117	47	as	as	ADP
easat-3176	117	48	15	15	NUM
easat-3176	117	49	people	people	NOUN
easat-3176	117	50	(	(	PUNCT
easat-3176	117	51	25	25	NUM
easat-3176	117	52	%	%	NOUN
easat-3176	117	53	)	)	PUNCT
easat-3176	117	54	.	.	PUNCT
easat-3176	118	1	this	this	PRON
easat-3176	118	2	means	mean	VERB
easat-3176	118	3	that	that	SCONJ
easat-3176	118	4	there	there	PRON
easat-3176	118	5	are	be	VERB
easat-3176	118	6	still	still	ADV
easat-3176	118	7	far	far	ADV
easat-3176	118	8	more	more	ADJ
easat-3176	118	9	respondents	respondent	NOUN
easat-3176	118	10	who	who	PRON
easat-3176	118	11	have	have	VERB
easat-3176	118	12	limited	limit	VERB
easat-3176	118	13	market	market	NOUN
easat-3176	118	14	access	access	NOUN
easat-3176	118	15	and	and	CCONJ
easat-3176	118	16	difficulty	difficulty	NOUN
easat-3176	118	17	reaching	reach	VERB
easat-3176	118	18	a	a	DET
easat-3176	118	19	wider	wide	ADJ
easat-3176	118	20	market	market	NOUN
easat-3176	118	21	.	.	PUNCT
easat-3176	119	1	overall	overall	ADJ
easat-3176	119	2	the	the	DET
easat-3176	119	3	number	number	NOUN
easat-3176	119	4	of	of	ADP
easat-3176	119	5	respondents	respondent	NOUN
easat-3176	119	6	maintaining	maintain	VERB
easat-3176	119	7	the	the	DET
easat-3176	119	8	quality	quality	NOUN
easat-3176	119	9	of	of	ADP
easat-3176	119	10	products	product	NOUN
easat-3176	119	11	and	and	CCONJ
easat-3176	119	12	services	service	NOUN
easat-3176	119	13	to	to	ADP
easat-3176	119	14	customers	customer	NOUN
easat-3176	119	15	was	be	AUX
easat-3176	119	16	96.67	96.67	NUM
easat-3176	119	17	%	%	NOUN
easat-3176	119	18	and	and	CCONJ
easat-3176	119	19	only	only	ADV
easat-3176	119	20	3.33	3.33	NUM
easat-3176	119	21	%	%	NOUN
easat-3176	119	22	were	be	AUX
easat-3176	119	23	less	less	ADV
easat-3176	119	24	concerned	concerned	ADJ
easat-3176	119	25	about	about	ADP
easat-3176	119	26	maintaining	maintain	VERB
easat-3176	119	27	quality	quality	NOUN
easat-3176	119	28	.	.	PUNCT
easat-3176	120	1	finally	finally	ADV
easat-3176	120	2	,	,	PUNCT
easat-3176	120	3	the	the	DET
easat-3176	120	4	number	number	NOUN
easat-3176	120	5	of	of	ADP
easat-3176	120	6	respondents	respondent	NOUN
easat-3176	120	7	who	who	PRON
easat-3176	120	8	stated	state	VERB
easat-3176	120	9	that	that	SCONJ
easat-3176	120	10	they	they	PRON
easat-3176	120	11	felt	feel	VERB
easat-3176	120	12	that	that	SCONJ
easat-3176	120	13	the	the	DET
easat-3176	120	14	complicated	complicate	VERB
easat-3176	120	15	licensing	licensing	NOUN
easat-3176	120	16	process	process	NOUN
easat-3176	120	17	and	and	CCONJ
easat-3176	120	18	changing	change	VERB
easat-3176	120	19	regulations	regulation	NOUN
easat-3176	120	20	made	make	VERB
easat-3176	120	21	it	it	PRON
easat-3176	120	22	difficult	difficult	ADJ
easat-3176	120	23	for	for	ADP
easat-3176	120	24	their	their	PRON
easat-3176	120	25	business	business	NOUN
easat-3176	120	26	was	be	AUX
easat-3176	120	27	36	36	NUM
easat-3176	120	28	people	people	NOUN
easat-3176	120	29	(	(	PUNCT
easat-3176	120	30	60	60	NUM
easat-3176	120	31	%	%	NOUN
easat-3176	120	32	)	)	PUNCT
easat-3176	120	33	,	,	PUNCT
easat-3176	120	34	while	while	SCONJ
easat-3176	120	35	the	the	DET
easat-3176	120	36	remaining	remain	VERB
easat-3176	120	37	24	24	NUM
easat-3176	120	38	people	people	NOUN
easat-3176	120	39	(	(	PUNCT
easat-3176	120	40	40	40	NUM
easat-3176	120	41	%	%	NOUN
easat-3176	120	42	)	)	PUNCT
easat-3176	120	43	stated	state	VERB
easat-3176	120	44	that	that	SCONJ
easat-3176	120	45	they	they	PRON
easat-3176	120	46	did	do	AUX
easat-3176	120	47	not	not	PART
easat-3176	120	48	feel	feel	VERB
easat-3176	120	49	that	that	SCONJ
easat-3176	120	50	the	the	DET
easat-3176	120	51	complicated	complicate	VERB
easat-3176	120	52	licensing	licensing	NOUN
easat-3176	120	53	process	process	NOUN
easat-3176	120	54	and	and	CCONJ
easat-3176	120	55	changing	change	VERB
easat-3176	120	56	regulations	regulation	NOUN
easat-3176	120	57	made	make	VERB
easat-3176	120	58	it	it	PRON
easat-3176	120	59	difficult	difficult	ADJ
easat-3176	120	60	for	for	ADP
easat-3176	120	61	their	their	PRON
easat-3176	120	62	business	business	NOUN
easat-3176	120	63	.	.	PUNCT
easat-3176	121	1	5315	5315	NUM
easat-3176	121	2	edelweiss	edelweiss	PROPN
easat-3176	121	3	applied	apply	VERB
easat-3176	121	4	science	science	NOUN
easat-3176	121	5	and	and	CCONJ
easat-3176	121	6	technology	technology	NOUN
easat-3176	121	7	issn	issn	PROPN
easat-3176	121	8	:	:	PUNCT
easat-3176	121	9	2576	2576	NUM
easat-3176	121	10	-	-	SYM
easat-3176	121	11	8484	8484	NUM
easat-3176	121	12	vol	vol	NOUN
easat-3176	121	13	.	.	PROPN
easat-3176	121	14	8	8	NUM
easat-3176	121	15	,	,	PUNCT
easat-3176	121	16	no	no	INTJ
easat-3176	121	17	.	.	NOUN
easat-3176	122	1	6	6	NUM
easat-3176	122	2	:	:	SYM
easat-3176	122	3	5310	5310	NUM
easat-3176	122	4	-	-	SYM
easat-3176	122	5	5328	5328	NUM
easat-3176	122	6	,	,	PUNCT
easat-3176	122	7	2024	2024	NUM
easat-3176	122	8	doi	doi	NOUN
easat-3176	122	9	:	:	PUNCT
easat-3176	122	10	10.55214/25768484.v8i6.3176	10.55214/25768484.v8i6.3176	PROPN
easat-3176	122	11	©	©	PROPN
easat-3176	122	12	2024	2024	NUM
easat-3176	122	13	by	by	ADP
easat-3176	122	14	the	the	DET
easat-3176	122	15	authors	author	NOUN
easat-3176	122	16	;	;	PUNCT
easat-3176	122	17	licensee	licensee	PROPN
easat-3176	122	18	learning	learn	VERB
easat-3176	122	19	gate	gate	NOUN
easat-3176	122	20	3.2.2	3.2.2	NUM
easat-3176	122	21	.	.	PUNCT
easat-3176	123	1	respondents	respondent	NOUN
easat-3176	123	2	'	'	PART
easat-3176	123	3	responses	response	NOUN
easat-3176	123	4	to	to	ADP
easat-3176	123	5	the	the	DET
easat-3176	123	6	financial	financial	ADJ
easat-3176	123	7	literacy	literacy	NOUN
easat-3176	123	8	variable	variable	ADJ
easat-3176	123	9	table	table	NOUN
easat-3176	123	10	5	5	NUM
easat-3176	123	11	.	.	PUNCT
easat-3176	124	1	recapitulation	recapitulation	NOUN
easat-3176	124	2	of	of	ADP
easat-3176	124	3	financial	financial	ADJ
easat-3176	124	4	literacy	literacy	NOUN
easat-3176	124	5	variable	variable	ADJ
easat-3176	124	6	responses	response	NOUN
easat-3176	124	7	.	.	PUNCT
easat-3176	125	1	no	no	INTJ
easat-3176	125	2	.	.	PUNCT
easat-3176	126	1	dimensions	dimension	NOUN
easat-3176	126	2	score	score	NOUN
easat-3176	126	3	earned	earn	VERB
easat-3176	126	4	max	max	PROPN
easat-3176	126	5	.	.	PUNCT
easat-3176	127	1	score	score	NOUN
easat-3176	127	2	%	%	NOUN
easat-3176	127	3	of	of	ADP
easat-3176	127	4	max	max	PROPN
easat-3176	127	5	.	.	PUNCT
easat-3176	128	1	score	score	NOUN
easat-3176	128	2	category	category	NOUN
easat-3176	128	3	1	1	NUM
easat-3176	128	4	basic	basic	ADJ
easat-3176	128	5	knowledge	knowledge	NOUN
easat-3176	128	6	of	of	ADP
easat-3176	128	7	financial	financial	ADJ
easat-3176	128	8	management	management	NOUN
easat-3176	128	9	651	651	NUM
easat-3176	128	10	900	900	NUM
easat-3176	128	11	72.33	72.33	NUM
easat-3176	128	12	%	%	NOUN
easat-3176	128	13	good	good	ADJ
easat-3176	128	14	2	2	NUM
easat-3176	128	15	insurance	insurance	NOUN
easat-3176	128	16	432	432	NUM
easat-3176	128	17	600	600	NUM
easat-3176	128	18	72.00	72.00	NUM
easat-3176	128	19	%	%	NOUN
easat-3176	128	20	good	good	ADJ
easat-3176	128	21	3	3	NUM
easat-3176	128	22	savings	saving	NOUN
easat-3176	128	23	and	and	CCONJ
easat-3176	128	24	loan	loan	NOUN
easat-3176	128	25	management	management	NOUN
easat-3176	128	26	494	494	NUM
easat-3176	128	27	600	600	NUM
easat-3176	128	28	82.33	82.33	NUM
easat-3176	128	29	%	%	NOUN
easat-3176	128	30	good	good	ADJ
easat-3176	128	31	4	4	NUM
easat-3176	128	32	investment	investment	NOUN
easat-3176	128	33	458	458	NUM
easat-3176	128	34	600	600	NUM
easat-3176	128	35	76.33	76.33	NUM
easat-3176	128	36	%	%	NOUN
easat-3176	128	37	good	good	ADJ
easat-3176	128	38	total	total	ADJ
easat-3176	128	39	score	score	NOUN
easat-3176	128	40	2035	2035	NUM
easat-3176	128	41	2700	2700	NUM
easat-3176	128	42	75.37	75.37	NUM
easat-3176	128	43	%	%	NOUN
easat-3176	128	44	good	good	ADJ
easat-3176	128	45	table	table	NOUN
easat-3176	128	46	5	5	NUM
easat-3176	128	47	.	.	PUNCT
easat-3176	128	48	shows	show	VERB
easat-3176	128	49	respondents	respondent	NOUN
easat-3176	128	50	'	'	PART
easat-3176	128	51	responses	response	NOUN
easat-3176	128	52	about	about	ADP
easat-3176	128	53	the	the	DET
easat-3176	128	54	financial	financial	ADJ
easat-3176	128	55	literacy	literacy	NOUN
easat-3176	128	56	variable	variable	NOUN
easat-3176	128	57	.	.	PUNCT
easat-3176	129	1	from	from	ADP
easat-3176	129	2	the	the	DET
easat-3176	129	3	results	result	NOUN
easat-3176	129	4	of	of	ADP
easat-3176	129	5	data	datum	NOUN
easat-3176	129	6	processing	processing	NOUN
easat-3176	129	7	presented	present	VERB
easat-3176	129	8	in	in	ADP
easat-3176	129	9	the	the	DET
easat-3176	129	10	table	table	NOUN
easat-3176	129	11	,	,	PUNCT
easat-3176	129	12	it	it	PRON
easat-3176	129	13	can	can	AUX
easat-3176	129	14	be	be	AUX
easat-3176	129	15	seen	see	VERB
easat-3176	129	16	that	that	SCONJ
easat-3176	129	17	the	the	DET
easat-3176	129	18	total	total	ADJ
easat-3176	129	19	score	score	NOUN
easat-3176	129	20	for	for	ADP
easat-3176	129	21	the	the	DET
easat-3176	129	22	financial	financial	ADJ
easat-3176	129	23	literacy	literacy	NOUN
easat-3176	129	24	variable	variable	NOUN
easat-3176	129	25	is	be	AUX
easat-3176	129	26	2035	2035	NUM
easat-3176	129	27	.	.	PUNCT
easat-3176	130	1	the	the	DET
easat-3176	130	2	total	total	ADJ
easat-3176	130	3	score	score	NOUN
easat-3176	130	4	is	be	AUX
easat-3176	130	5	entered	enter	VERB
easat-3176	130	6	on	on	ADP
easat-3176	130	7	a	a	DET
easat-3176	130	8	continuum	continuum	ADJ
easat-3176	130	9	line	line	NOUN
easat-3176	130	10	whose	whose	DET
easat-3176	130	11	measurement	measurement	NOUN
easat-3176	130	12	can	can	AUX
easat-3176	130	13	be	be	AUX
easat-3176	130	14	done	do	VERB
easat-3176	130	15	as	as	SCONJ
easat-3176	130	16	follows	follow	VERB
easat-3176	130	17	:	:	PUNCT
easat-3176	130	18	maximum	maximum	ADJ
easat-3176	130	19	index	index	NOUN
easat-3176	130	20	value	value	NOUN
easat-3176	130	21	=	=	SYM
easat-3176	130	22	5	5	NUM
easat-3176	130	23	x	x	SYM
easat-3176	130	24	9	9	NUM
easat-3176	130	25	x	x	SYM
easat-3176	130	26	60	60	NUM
easat-3176	130	27	=	=	SYM
easat-3176	130	28	2700	2700	NUM
easat-3176	130	29	minimum	minimum	NOUN
easat-3176	130	30	index	index	NOUN
easat-3176	130	31	value	value	NOUN
easat-3176	130	32	=	=	SYM
easat-3176	130	33	1	1	NUM
easat-3176	130	34	x	x	SYM
easat-3176	130	35	9	9	NUM
easat-3176	130	36	x	x	SYM
easat-3176	130	37	60	60	NUM
easat-3176	130	38	=	=	SYM
easat-3176	130	39	540	540	NUM
easat-3176	130	40	interval	interval	NOUN
easat-3176	130	41	distance	distance	NOUN
easat-3176	130	42	=	=	SYM
easat-3176	130	43	(	(	PUNCT
easat-3176	130	44	max	max	PROPN
easat-3176	130	45	.	.	PUNCT
easat-3176	130	46	-min	-min	PROPN
easat-3176	130	47	.	.	PUNCT
easat-3176	130	48	)	)	PUNCT
easat-3176	131	1	:	:	PUNCT
easat-3176	131	2	5	5	X
easat-3176	131	3	=	=	SYM
easat-3176	131	4	(	(	PUNCT
easat-3176	131	5	2700	2700	NUM
easat-3176	131	6	540	540	NUM
easat-3176	131	7	)	)	PUNCT
easat-3176	131	8	:	:	PUNCT
easat-3176	131	9	5	5	NUM
easat-3176	131	10	=	=	SYM
easat-3176	131	11	432	432	NUM
easat-3176	131	12	percentage	percentage	NOUN
easat-3176	131	13	score	score	NOUN
easat-3176	131	14	=	=	PUNCT
easat-3176	131	15	(	(	PUNCT
easat-3176	131	16	score	score	NOUN
easat-3176	131	17	:	:	PUNCT
easat-3176	131	18	max	max	PROPN
easat-3176	131	19	.	.	PUNCT
easat-3176	131	20	)	)	PUNCT
easat-3176	132	1	x	x	PUNCT
easat-3176	132	2	100	100	NUM
easat-3176	132	3	%	%	NOUN
easat-3176	132	4	=	=	SYM
easat-3176	132	5	(	(	PUNCT
easat-3176	132	6	2035	2035	NUM
easat-3176	132	7	:	:	PUNCT
easat-3176	132	8	2700	2700	NUM
easat-3176	132	9	)	)	PUNCT
easat-3176	132	10	x	x	SYM
easat-3176	132	11	100	100	NUM
easat-3176	132	12	%	%	NOUN
easat-3176	132	13	=	=	SYM
easat-3176	133	1	75,37	75,37	VERB
easat-3176	133	2	%	%	NOUN
easat-3176	133	3	75,37	75,37	NUM
easat-3176	133	4	%	%	NOUN
easat-3176	133	5	very	very	ADV
easat-3176	133	6	less	less	ADV
easat-3176	133	7	less	less	ADV
easat-3176	133	8	fair	fair	ADJ
easat-3176	133	9	good	good	ADJ
easat-3176	133	10	very	very	ADV
easat-3176	133	11	good	good	ADJ
easat-3176	133	12	20	20	NUM
easat-3176	133	13	%	%	NOUN
easat-3176	133	14	36	36	NUM
easat-3176	133	15	%	%	NOUN
easat-3176	133	16	52	52	NUM
easat-3176	133	17	%	%	NOUN
easat-3176	133	18	68	68	NUM
easat-3176	133	19	%	%	NOUN
easat-3176	133	20	84	84	NUM
easat-3176	133	21	%	%	NOUN
easat-3176	133	22	100	100	NUM
easat-3176	133	23	%	%	NOUN
easat-3176	133	24	figure	figure	NOUN
easat-3176	133	25	1	1	NUM
easat-3176	133	26	.	.	PUNCT
easat-3176	134	1	financial	financial	ADJ
easat-3176	134	2	literacy	literacy	NOUN
easat-3176	134	3	variable	variable	ADJ
easat-3176	134	4	continuum	continuum	ADJ
easat-3176	134	5	line	line	NOUN
easat-3176	134	6	.	.	PUNCT
easat-3176	135	1	the	the	DET
easat-3176	135	2	ideal	ideal	ADJ
easat-3176	135	3	expected	expect	VERB
easat-3176	135	4	score	score	NOUN
easat-3176	135	5	for	for	ADP
easat-3176	135	6	respondents	respondent	NOUN
easat-3176	135	7	'	'	PART
easat-3176	135	8	answers	answer	NOUN
easat-3176	135	9	to	to	ADP
easat-3176	135	10	9	9	NUM
easat-3176	135	11	questions	question	NOUN
easat-3176	135	12	is	be	AUX
easat-3176	135	13	2700	2700	NUM
easat-3176	135	14	.	.	PUNCT
easat-3176	136	1	based	base	VERB
easat-3176	136	2	on	on	ADP
easat-3176	136	3	the	the	DET
easat-3176	136	4	calculations	calculation	NOUN
easat-3176	136	5	in	in	ADP
easat-3176	136	6	table	table	NOUN
easat-3176	136	7	5	5	NUM
easat-3176	136	8	,	,	PUNCT
easat-3176	136	9	it	it	PRON
easat-3176	136	10	shows	show	VERB
easat-3176	136	11	that	that	SCONJ
easat-3176	136	12	the	the	DET
easat-3176	136	13	value	value	NOUN
easat-3176	136	14	obtained	obtain	VERB
easat-3176	136	15	is	be	AUX
easat-3176	136	16	2035	2035	NUM
easat-3176	136	17	or	or	CCONJ
easat-3176	136	18	75.37	75.37	NUM
easat-3176	136	19	%	%	NOUN
easat-3176	136	20	of	of	ADP
easat-3176	136	21	the	the	DET
easat-3176	136	22	ideal	ideal	ADJ
easat-3176	136	23	score	score	NOUN
easat-3176	136	24	.	.	PUNCT
easat-3176	137	1	thus	thus	ADV
easat-3176	137	2	it	it	PRON
easat-3176	137	3	can	can	AUX
easat-3176	137	4	be	be	AUX
easat-3176	137	5	concluded	conclude	VERB
easat-3176	137	6	that	that	SCONJ
easat-3176	137	7	the	the	DET
easat-3176	137	8	financial	financial	ADJ
easat-3176	137	9	literacy	literacy	NOUN
easat-3176	137	10	variable	variable	NOUN
easat-3176	137	11	is	be	AUX
easat-3176	137	12	in	in	ADP
easat-3176	137	13	the	the	DET
easat-3176	137	14	good	good	ADJ
easat-3176	137	15	category	category	NOUN
easat-3176	137	16	.	.	PUNCT
easat-3176	138	1	meanwhile	meanwhile	ADV
easat-3176	138	2	,	,	PUNCT
easat-3176	138	3	the	the	DET
easat-3176	138	4	indicator	indicator	NOUN
easat-3176	138	5	that	that	PRON
easat-3176	138	6	obtained	obtain	VERB
easat-3176	138	7	the	the	DET
easat-3176	138	8	highest	high	ADJ
easat-3176	138	9	answer	answer	NOUN
easat-3176	138	10	came	come	VERB
easat-3176	138	11	from	from	ADP
easat-3176	138	12	the	the	DET
easat-3176	138	13	savings	saving	NOUN
easat-3176	138	14	and	and	CCONJ
easat-3176	138	15	loan	loan	NOUN
easat-3176	138	16	management	management	NOUN
easat-3176	138	17	dimension	dimension	NOUN
easat-3176	138	18	on	on	ADP
easat-3176	138	19	the	the	DET
easat-3176	138	20	third	third	ADJ
easat-3176	138	21	indicator	indicator	NOUN
easat-3176	138	22	which	which	PRON
easat-3176	138	23	states	state	VERB
easat-3176	138	24	i	i	PRON
easat-3176	138	25	understand	understand	VERB
easat-3176	138	26	the	the	DET
easat-3176	138	27	use	use	NOUN
easat-3176	138	28	of	of	ADP
easat-3176	138	29	separate	separate	ADJ
easat-3176	138	30	funds	fund	NOUN
easat-3176	138	31	that	that	PRON
easat-3176	138	32	are	be	AUX
easat-3176	138	33	not	not	PART
easat-3176	138	34	used	use	VERB
easat-3176	138	35	for	for	ADP
easat-3176	138	36	other	other	ADJ
easat-3176	138	37	purposes	purpose	NOUN
easat-3176	138	38	and	and	CCONJ
easat-3176	138	39	i	i	PRON
easat-3176	138	40	know	know	VERB
easat-3176	138	41	about	about	ADP
easat-3176	138	42	the	the	DET
easat-3176	138	43	benefits	benefit	NOUN
easat-3176	138	44	of	of	ADP
easat-3176	138	45	the	the	DET
easat-3176	138	46	risks	risk	NOUN
easat-3176	138	47	of	of	ADP
easat-3176	138	48	savings	saving	NOUN
easat-3176	138	49	and	and	CCONJ
easat-3176	138	50	loans	loan	NOUN
easat-3176	138	51	with	with	ADP
easat-3176	138	52	a	a	DET
easat-3176	138	53	score	score	NOUN
easat-3176	138	54	obtained	obtain	VERB
easat-3176	138	55	of	of	ADP
easat-3176	138	56	82.33	82.33	NUM
easat-3176	138	57	%	%	NOUN
easat-3176	138	58	.	.	PUNCT
easat-3176	139	1	table	table	NOUN
easat-3176	139	2	6	6	NUM
easat-3176	139	3	.	.	PUNCT
easat-3176	140	1	recapitulation	recapitulation	NOUN
easat-3176	140	2	of	of	ADP
easat-3176	140	3	financial	financial	ADJ
easat-3176	140	4	behavior	behavior	NOUN
easat-3176	140	5	variable	variable	ADJ
easat-3176	140	6	responses	response	NOUN
easat-3176	140	7	.	.	PUNCT
easat-3176	141	1	no	no	DET
easat-3176	141	2	dimensions	dimension	NOUN
easat-3176	141	3	score	score	NOUN
easat-3176	141	4	earned	earn	VERB
easat-3176	141	5	max	max	PROPN
easat-3176	141	6	.	.	PUNCT
easat-3176	142	1	score	score	NOUN
easat-3176	142	2	%	%	NOUN
easat-3176	142	3	of	of	ADP
easat-3176	142	4	max	max	PROPN
easat-3176	142	5	.	.	PUNCT
easat-3176	143	1	score	score	NOUN
easat-3176	143	2	category	category	NOUN
easat-3176	143	3	1	1	NUM
easat-3176	143	4	obsession	obsession	NOUN
easat-3176	143	5	693	693	NUM
easat-3176	143	6	900	900	NUM
easat-3176	143	7	77.00	77.00	NUM
easat-3176	143	8	%	%	NOUN
easat-3176	143	9	good	good	ADJ
easat-3176	143	10	2	2	NUM
easat-3176	143	11	power	power	NOUN
easat-3176	143	12	478	478	NUM
easat-3176	143	13	600	600	NUM
easat-3176	143	14	79.66	79.66	NUM
easat-3176	143	15	%	%	NOUN
easat-3176	143	16	good	good	ADJ
easat-3176	143	17	3	3	NUM
easat-3176	143	18	effort	effort	NOUN
easat-3176	143	19	423	423	NUM
easat-3176	143	20	600	600	NUM
easat-3176	143	21	70.50	70.50	NUM
easat-3176	143	22	%	%	NOUN
easat-3176	143	23	good	good	ADJ
easat-3176	143	24	4	4	NUM
easat-3176	143	25	inadequacy	inadequacy	NOUN
easat-3176	143	26	715	715	NUM
easat-3176	143	27	900	900	NUM
easat-3176	143	28	79.44	79.44	NUM
easat-3176	143	29	%	%	NOUN
easat-3176	143	30	good	good	ADJ
easat-3176	143	31	5	5	NUM
easat-3176	143	32	retention	retention	NOUN
easat-3176	143	33	468	468	NUM
easat-3176	143	34	600	600	NUM
easat-3176	143	35	78.00	78.00	NUM
easat-3176	143	36	%	%	NOUN
easat-3176	143	37	good	good	ADJ
easat-3176	143	38	6	6	NUM
easat-3176	143	39	security	security	NOUN
easat-3176	143	40	720	720	NUM
easat-3176	143	41	900	900	NUM
easat-3176	143	42	80.00	80.00	NUM
easat-3176	143	43	%	%	NOUN
easat-3176	143	44	good	good	ADJ
easat-3176	143	45	total	total	ADJ
easat-3176	143	46	score	score	NOUN
easat-3176	143	47	3497	3497	NUM
easat-3176	143	48	4500	4500	NUM
easat-3176	143	49	77.71	77.71	NUM
easat-3176	143	50	%	%	NOUN
easat-3176	143	51	good	good	ADJ
easat-3176	143	52	5316	5316	NUM
easat-3176	143	53	edelweiss	edelweiss	PROPN
easat-3176	143	54	applied	apply	VERB
easat-3176	143	55	science	science	NOUN
easat-3176	143	56	and	and	CCONJ
easat-3176	143	57	technology	technology	NOUN
easat-3176	143	58	issn	issn	PROPN
easat-3176	143	59	:	:	PUNCT
easat-3176	143	60	2576	2576	NUM
easat-3176	143	61	-	-	SYM
easat-3176	143	62	8484	8484	NUM
easat-3176	143	63	vol	vol	NOUN
easat-3176	143	64	.	.	PROPN
easat-3176	143	65	8	8	NUM
easat-3176	143	66	,	,	PUNCT
easat-3176	143	67	no	no	INTJ
easat-3176	143	68	.	.	NOUN
easat-3176	144	1	6	6	NUM
easat-3176	144	2	:	:	SYM
easat-3176	144	3	5310	5310	NUM
easat-3176	144	4	-	-	SYM
easat-3176	144	5	5328	5328	NUM
easat-3176	144	6	,	,	PUNCT
easat-3176	144	7	2024	2024	NUM
easat-3176	144	8	doi	doi	NOUN
easat-3176	144	9	:	:	PUNCT
easat-3176	144	10	10.55214/25768484.v8i6.3176	10.55214/25768484.v8i6.3176	PROPN
easat-3176	144	11	©	©	PROPN
easat-3176	144	12	2024	2024	NUM
easat-3176	144	13	by	by	ADP
easat-3176	144	14	the	the	DET
easat-3176	144	15	authors	author	NOUN
easat-3176	144	16	;	;	PUNCT
easat-3176	144	17	licensee	licensee	PROPN
easat-3176	144	18	learning	learn	VERB
easat-3176	144	19	gate	gate	PROPN
easat-3176	144	20	3.2.3	3.2.3	PROPN
easat-3176	144	21	.	.	PUNCT
easat-3176	144	22	respondents	respondent	NOUN
easat-3176	144	23	'	'	PART
easat-3176	144	24	responses	response	NOUN
easat-3176	144	25	to	to	ADP
easat-3176	144	26	the	the	DET
easat-3176	144	27	financial	financial	ADJ
easat-3176	144	28	behavior	behavior	NOUN
easat-3176	144	29	variable	variable	ADJ
easat-3176	144	30	table	table	NOUN
easat-3176	144	31	6	6	NUM
easat-3176	144	32	.	.	PUNCT
easat-3176	144	33	shows	show	VERB
easat-3176	144	34	respondents	respondent	NOUN
easat-3176	144	35	'	'	PART
easat-3176	144	36	responses	response	NOUN
easat-3176	144	37	about	about	ADP
easat-3176	144	38	the	the	DET
easat-3176	144	39	financial	financial	ADJ
easat-3176	144	40	behavior	behavior	NOUN
easat-3176	144	41	variable	variable	NOUN
easat-3176	144	42	.	.	PUNCT
easat-3176	145	1	from	from	ADP
easat-3176	145	2	the	the	DET
easat-3176	145	3	results	result	NOUN
easat-3176	145	4	of	of	ADP
easat-3176	145	5	data	datum	NOUN
easat-3176	145	6	processing	processing	NOUN
easat-3176	145	7	presented	present	VERB
easat-3176	145	8	in	in	ADP
easat-3176	145	9	the	the	DET
easat-3176	145	10	table	table	NOUN
easat-3176	145	11	,	,	PUNCT
easat-3176	145	12	it	it	PRON
easat-3176	145	13	can	can	AUX
easat-3176	145	14	be	be	AUX
easat-3176	145	15	seen	see	VERB
easat-3176	145	16	that	that	SCONJ
easat-3176	145	17	the	the	DET
easat-3176	145	18	total	total	ADJ
easat-3176	145	19	score	score	NOUN
easat-3176	145	20	for	for	ADP
easat-3176	145	21	the	the	DET
easat-3176	145	22	financial	financial	ADJ
easat-3176	145	23	behavior	behavior	NOUN
easat-3176	145	24	variable	variable	NOUN
easat-3176	145	25	is	be	AUX
easat-3176	145	26	3497	3497	NUM
easat-3176	145	27	.	.	PUNCT
easat-3176	146	1	the	the	DET
easat-3176	146	2	total	total	ADJ
easat-3176	146	3	score	score	NOUN
easat-3176	146	4	is	be	AUX
easat-3176	146	5	entered	enter	VERB
easat-3176	146	6	on	on	ADP
easat-3176	146	7	a	a	DET
easat-3176	146	8	continuum	continuum	ADJ
easat-3176	146	9	line	line	NOUN
easat-3176	146	10	whose	whose	DET
easat-3176	146	11	measurement	measurement	NOUN
easat-3176	146	12	can	can	AUX
easat-3176	146	13	be	be	AUX
easat-3176	146	14	done	do	VERB
easat-3176	146	15	as	as	SCONJ
easat-3176	146	16	follows	follow	VERB
easat-3176	146	17	:	:	PUNCT
easat-3176	146	18	maximum	maximum	ADJ
easat-3176	146	19	index	index	NOUN
easat-3176	146	20	value	value	NOUN
easat-3176	146	21	=	=	SYM
easat-3176	146	22	5	5	NUM
easat-3176	146	23	x	x	SYM
easat-3176	146	24	15	15	NUM
easat-3176	146	25	x	x	SYM
easat-3176	146	26	60	60	NUM
easat-3176	146	27	=	=	SYM
easat-3176	146	28	4500	4500	NUM
easat-3176	146	29	minimum	minimum	ADJ
easat-3176	146	30	index	index	NOUN
easat-3176	146	31	value	value	NOUN
easat-3176	146	32	=	=	SYM
easat-3176	146	33	1	1	NUM
easat-3176	146	34	x	x	SYM
easat-3176	146	35	15	15	NUM
easat-3176	146	36	x	x	SYM
easat-3176	146	37	60	60	NUM
easat-3176	146	38	=	=	SYM
easat-3176	146	39	900	900	NUM
easat-3176	146	40	interval	interval	NOUN
easat-3176	146	41	distance	distance	NOUN
easat-3176	146	42	=	=	SYM
easat-3176	146	43	(	(	PUNCT
easat-3176	146	44	max	max	PROPN
easat-3176	146	45	.	.	PUNCT
easat-3176	146	46	-min	-min	PROPN
easat-3176	146	47	.	.	PUNCT
easat-3176	146	48	)	)	PUNCT
easat-3176	147	1	:	:	PUNCT
easat-3176	147	2	5	5	X
easat-3176	147	3	=	=	SYM
easat-3176	147	4	(	(	PUNCT
easat-3176	147	5	4500	4500	NUM
easat-3176	147	6	900	900	NUM
easat-3176	147	7	)	)	PUNCT
easat-3176	147	8	:	:	PUNCT
easat-3176	147	9	5	5	NUM
easat-3176	147	10	=	=	SYM
easat-3176	147	11	720	720	NUM
easat-3176	147	12	percentage	percentage	NOUN
easat-3176	147	13	score	score	NOUN
easat-3176	147	14	=	=	PUNCT
easat-3176	147	15	(	(	PUNCT
easat-3176	147	16	score	score	NOUN
easat-3176	147	17	:	:	PUNCT
easat-3176	147	18	max	max	PROPN
easat-3176	147	19	.	.	PUNCT
easat-3176	147	20	)	)	PUNCT
easat-3176	147	21	x	x	PUNCT
easat-3176	147	22	100	100	NUM
easat-3176	147	23	%	%	NOUN
easat-3176	147	24	=	=	SYM
easat-3176	147	25	(	(	PUNCT
easat-3176	147	26	3497	3497	NUM
easat-3176	147	27	:	:	PUNCT
easat-3176	147	28	4500	4500	NUM
easat-3176	147	29	)	)	PUNCT
easat-3176	147	30	x	x	SYM
easat-3176	147	31	100	100	NUM
easat-3176	147	32	%	%	NOUN
easat-3176	147	33	=	=	SYM
easat-3176	147	34	77,71	77,71	NUM
easat-3176	147	35	%	%	NOUN
easat-3176	147	36	77,71	77,71	NUM
easat-3176	147	37	%	%	NOUN
easat-3176	147	38	very	very	ADV
easat-3176	147	39	less	less	ADV
easat-3176	147	40	less	less	ADV
easat-3176	147	41	fair	fair	ADJ
easat-3176	147	42	good	good	ADJ
easat-3176	147	43	very	very	ADV
easat-3176	147	44	good	good	ADJ
easat-3176	147	45	20	20	NUM
easat-3176	147	46	%	%	NOUN
easat-3176	147	47	36	36	NUM
easat-3176	147	48	%	%	NOUN
easat-3176	147	49	52	52	NUM
easat-3176	147	50	%	%	NOUN
easat-3176	147	51	68	68	NUM
easat-3176	147	52	%	%	NOUN
easat-3176	147	53	84	84	NUM
easat-3176	147	54	%	%	NOUN
easat-3176	147	55	100	100	NUM
easat-3176	147	56	%	%	NOUN
easat-3176	147	57	figure	figure	NOUN
easat-3176	147	58	2	2	NUM
easat-3176	147	59	.	.	PUNCT
easat-3176	147	60	financial	financial	ADJ
easat-3176	147	61	behavior	behavior	NOUN
easat-3176	147	62	variable	variable	ADJ
easat-3176	147	63	continuum	continuum	ADJ
easat-3176	147	64	line	line	NOUN
easat-3176	147	65	.	.	PUNCT
easat-3176	148	1	the	the	DET
easat-3176	148	2	ideal	ideal	ADJ
easat-3176	148	3	expected	expect	VERB
easat-3176	148	4	score	score	NOUN
easat-3176	148	5	for	for	ADP
easat-3176	148	6	respondents	respondent	NOUN
easat-3176	148	7	'	'	PART
easat-3176	148	8	answers	answer	NOUN
easat-3176	148	9	to	to	ADP
easat-3176	148	10	15	15	NUM
easat-3176	148	11	questions	question	NOUN
easat-3176	148	12	is	be	AUX
easat-3176	148	13	4500	4500	NUM
easat-3176	148	14	.	.	PUNCT
easat-3176	149	1	based	base	VERB
easat-3176	149	2	on	on	ADP
easat-3176	149	3	the	the	DET
easat-3176	149	4	calculations	calculation	NOUN
easat-3176	149	5	in	in	ADP
easat-3176	149	6	table	table	NOUN
easat-3176	149	7	6	6	NUM
easat-3176	149	8	,	,	PUNCT
easat-3176	149	9	it	it	PRON
easat-3176	149	10	shows	show	VERB
easat-3176	149	11	that	that	SCONJ
easat-3176	149	12	the	the	DET
easat-3176	149	13	value	value	NOUN
easat-3176	149	14	obtained	obtain	VERB
easat-3176	149	15	is	be	AUX
easat-3176	149	16	3497	3497	NUM
easat-3176	149	17	or	or	CCONJ
easat-3176	149	18	77.71	77.71	NUM
easat-3176	149	19	%	%	NOUN
easat-3176	149	20	of	of	ADP
easat-3176	149	21	the	the	DET
easat-3176	149	22	ideal	ideal	ADJ
easat-3176	149	23	score	score	NOUN
easat-3176	149	24	.	.	PUNCT
easat-3176	150	1	thus	thus	ADV
easat-3176	150	2	it	it	PRON
easat-3176	150	3	can	can	AUX
easat-3176	150	4	be	be	AUX
easat-3176	150	5	concluded	conclude	VERB
easat-3176	150	6	that	that	SCONJ
easat-3176	150	7	the	the	DET
easat-3176	150	8	financial	financial	ADJ
easat-3176	150	9	behavior	behavior	NOUN
easat-3176	150	10	variable	variable	NOUN
easat-3176	150	11	is	be	AUX
easat-3176	150	12	in	in	ADP
easat-3176	150	13	the	the	DET
easat-3176	150	14	good	good	ADJ
easat-3176	150	15	category	category	NOUN
easat-3176	150	16	.	.	PUNCT
easat-3176	151	1	meanwhile	meanwhile	ADV
easat-3176	151	2	,	,	PUNCT
easat-3176	151	3	the	the	DET
easat-3176	151	4	indicator	indicator	NOUN
easat-3176	151	5	that	that	PRON
easat-3176	151	6	received	receive	VERB
easat-3176	151	7	the	the	DET
easat-3176	151	8	highest	high	ADJ
easat-3176	151	9	answer	answer	NOUN
easat-3176	151	10	came	come	VERB
easat-3176	151	11	from	from	ADP
easat-3176	151	12	the	the	DET
easat-3176	151	13	security	security	NOUN
easat-3176	151	14	dimension	dimension	NOUN
easat-3176	151	15	on	on	ADP
easat-3176	151	16	the	the	DET
easat-3176	151	17	third	third	ADJ
easat-3176	151	18	indicator	indicator	NOUN
easat-3176	151	19	which	which	PRON
easat-3176	151	20	states	state	VERB
easat-3176	151	21	i	i	PRON
easat-3176	151	22	believe	believe	VERB
easat-3176	151	23	that	that	SCONJ
easat-3176	151	24	my	my	PRON
easat-3176	151	25	business	business	NOUN
easat-3176	151	26	has	have	VERB
easat-3176	151	27	control	control	NOUN
easat-3176	151	28	over	over	ADP
easat-3176	151	29	the	the	DET
easat-3176	151	30	financial	financial	ADJ
easat-3176	151	31	situation	situation	NOUN
easat-3176	151	32	in	in	ADP
easat-3176	151	33	terms	term	NOUN
easat-3176	151	34	of	of	ADP
easat-3176	151	35	strength	strength	NOUN
easat-3176	151	36	with	with	ADP
easat-3176	151	37	a	a	DET
easat-3176	151	38	score	score	NOUN
easat-3176	151	39	obtained	obtain	VERB
easat-3176	151	40	of	of	ADP
easat-3176	151	41	81.00	81.00	NUM
easat-3176	151	42	%	%	NOUN
easat-3176	151	43	.	.	PUNCT
easat-3176	152	1	table	table	NOUN
easat-3176	152	2	7	7	NUM
easat-3176	152	3	.	.	PUNCT
easat-3176	153	1	recapitulation	recapitulation	NOUN
easat-3176	153	2	of	of	ADP
easat-3176	153	3	digital	digital	ADJ
easat-3176	153	4	competency	competency	NOUN
easat-3176	153	5	variable	variable	NOUN
easat-3176	153	6	responses	response	NOUN
easat-3176	153	7	.	.	PUNCT
easat-3176	154	1	no	no	DET
easat-3176	154	2	dimensions	dimension	NOUN
easat-3176	154	3	score	score	NOUN
easat-3176	154	4	earned	earn	VERB
easat-3176	154	5	max	max	PROPN
easat-3176	154	6	score	score	NOUN
easat-3176	154	7	.	.	PUNCT
easat-3176	155	1	%	%	NOUN
easat-3176	155	2	of	of	ADP
easat-3176	155	3	max	max	PROPN
easat-3176	155	4	score	score	NOUN
easat-3176	155	5	category	category	NOUN
easat-3176	155	6	1	1	NUM
easat-3176	155	7	information	information	NOUN
easat-3176	155	8	and	and	CCONJ
easat-3176	155	9	data	datum	NOUN
easat-3176	155	10	literacy	literacy	NOUN
easat-3176	155	11	685	685	NUM
easat-3176	155	12	900	900	NUM
easat-3176	155	13	76.11	76.11	NUM
easat-3176	155	14	%	%	NOUN
easat-3176	155	15	good	good	ADJ
easat-3176	155	16	2	2	NUM
easat-3176	155	17	communicatian	communicatian	NOUN
easat-3176	155	18	and	and	CCONJ
easat-3176	155	19	collaboration	collaboration	VERB
easat-3176	155	20	696	696	NUM
easat-3176	155	21	900	900	NUM
easat-3176	155	22	77.33	77.33	NUM
easat-3176	155	23	%	%	NOUN
easat-3176	155	24	good	good	ADJ
easat-3176	155	25	3	3	NUM
easat-3176	155	26	digital	digital	ADJ
easat-3176	155	27	content	content	NOUN
easat-3176	155	28	creation	creation	NOUN
easat-3176	156	1	694	694	NUM
easat-3176	156	2	900	900	NUM
easat-3176	156	3	77.11	77.11	NUM
easat-3176	156	4	%	%	NOUN
easat-3176	156	5	good	good	ADJ
easat-3176	156	6	4	4	NUM
easat-3176	156	7	safety	safety	NOUN
easat-3176	156	8	724	724	NUM
easat-3176	156	9	900	900	NUM
easat-3176	156	10	80.44	80.44	NUM
easat-3176	156	11	%	%	NOUN
easat-3176	156	12	good	good	ADJ
easat-3176	156	13	5	5	NUM
easat-3176	156	14	project	project	NOUN
easat-3176	156	15	solving	solve	VERB
easat-3176	156	16	711	711	NUM
easat-3176	156	17	900	900	NUM
easat-3176	156	18	79.00	79.00	NUM
easat-3176	156	19	%	%	NOUN
easat-3176	156	20	good	good	ADJ
easat-3176	156	21	total	total	ADJ
easat-3176	156	22	score	score	NOUN
easat-3176	156	23	3510	3510	NUM
easat-3176	156	24	4500	4500	NUM
easat-3176	156	25	78.00	78.00	NUM
easat-3176	156	26	%	%	NOUN
easat-3176	156	27	good	good	ADJ
easat-3176	156	28	3.2.4	3.2.4	NUM
easat-3176	156	29	.	.	PUNCT
easat-3176	157	1	respondents	respondent	NOUN
easat-3176	157	2	'	'	PART
easat-3176	157	3	responses	response	NOUN
easat-3176	157	4	to	to	ADP
easat-3176	157	5	the	the	DET
easat-3176	157	6	digital	digital	ADJ
easat-3176	157	7	competency	competency	NOUN
easat-3176	157	8	variable	variable	ADJ
easat-3176	157	9	table	table	NOUN
easat-3176	157	10	7	7	NUM
easat-3176	157	11	shows	show	VERB
easat-3176	157	12	respondents	respondent	NOUN
easat-3176	157	13	'	'	PART
easat-3176	157	14	responses	response	NOUN
easat-3176	157	15	about	about	ADP
easat-3176	157	16	the	the	DET
easat-3176	157	17	digital	digital	ADJ
easat-3176	157	18	competency	competency	NOUN
easat-3176	157	19	variable	variable	NOUN
easat-3176	157	20	.	.	PUNCT
easat-3176	158	1	from	from	ADP
easat-3176	158	2	the	the	DET
easat-3176	158	3	results	result	NOUN
easat-3176	158	4	of	of	ADP
easat-3176	158	5	data	datum	NOUN
easat-3176	158	6	processing	processing	NOUN
easat-3176	158	7	presented	present	VERB
easat-3176	158	8	in	in	ADP
easat-3176	158	9	the	the	DET
easat-3176	158	10	table	table	NOUN
easat-3176	158	11	,	,	PUNCT
easat-3176	158	12	it	it	PRON
easat-3176	158	13	can	can	AUX
easat-3176	158	14	be	be	AUX
easat-3176	158	15	seen	see	VERB
easat-3176	158	16	that	that	SCONJ
easat-3176	158	17	the	the	DET
easat-3176	158	18	total	total	ADJ
easat-3176	158	19	score	score	NOUN
easat-3176	158	20	for	for	ADP
easat-3176	158	21	the	the	DET
easat-3176	158	22	digital	digital	ADJ
easat-3176	158	23	competency	competency	NOUN
easat-3176	158	24	variable	variable	NOUN
easat-3176	158	25	is	be	AUX
easat-3176	158	26	3510	3510	NUM
easat-3176	158	27	.	.	PUNCT
easat-3176	159	1	the	the	DET
easat-3176	159	2	total	total	ADJ
easat-3176	159	3	score	score	NOUN
easat-3176	159	4	is	be	AUX
easat-3176	159	5	entered	enter	VERB
easat-3176	159	6	on	on	ADP
easat-3176	159	7	a	a	DET
easat-3176	159	8	continuum	continuum	ADJ
easat-3176	159	9	line	line	NOUN
easat-3176	159	10	whose	whose	DET
easat-3176	159	11	measurement	measurement	NOUN
easat-3176	159	12	can	can	AUX
easat-3176	159	13	be	be	AUX
easat-3176	159	14	done	do	VERB
easat-3176	159	15	as	as	SCONJ
easat-3176	159	16	follows	follow	VERB
easat-3176	159	17	:	:	PUNCT
easat-3176	159	18	maximum	maximum	ADJ
easat-3176	159	19	index	index	NOUN
easat-3176	159	20	value	value	NOUN
easat-3176	159	21	=	=	SYM
easat-3176	159	22	5	5	NUM
easat-3176	159	23	x	x	SYM
easat-3176	159	24	15	15	NUM
easat-3176	159	25	x	x	SYM
easat-3176	159	26	60	60	NUM
easat-3176	159	27	=	=	SYM
easat-3176	159	28	4500	4500	NUM
easat-3176	159	29	minimum	minimum	ADJ
easat-3176	159	30	index	index	NOUN
easat-3176	159	31	value	value	NOUN
easat-3176	159	32	=	=	SYM
easat-3176	159	33	1	1	NUM
easat-3176	159	34	x	x	SYM
easat-3176	159	35	15	15	NUM
easat-3176	159	36	x	x	SYM
easat-3176	159	37	60	60	NUM
easat-3176	159	38	=	=	SYM
easat-3176	159	39	900	900	NUM
easat-3176	159	40	interval	interval	NOUN
easat-3176	159	41	distance	distance	NOUN
easat-3176	159	42	=	=	SYM
easat-3176	159	43	(	(	PUNCT
easat-3176	159	44	max	max	PROPN
easat-3176	159	45	.	.	PUNCT
easat-3176	159	46	min	min	PROPN
easat-3176	159	47	.	.	PROPN
easat-3176	159	48	)	)	PUNCT
easat-3176	159	49	:	:	PUNCT
easat-3176	160	1	5	5	X
easat-3176	160	2	=	=	SYM
easat-3176	160	3	(	(	PUNCT
easat-3176	160	4	4500	4500	NUM
easat-3176	160	5	900	900	NUM
easat-3176	160	6	)	)	PUNCT
easat-3176	160	7	:	:	PUNCT
easat-3176	160	8	5	5	NUM
easat-3176	160	9	=	=	SYM
easat-3176	160	10	720	720	NUM
easat-3176	160	11	percentage	percentage	NOUN
easat-3176	160	12	score	score	NOUN
easat-3176	160	13	=	=	PUNCT
easat-3176	160	14	(	(	PUNCT
easat-3176	160	15	score	score	NOUN
easat-3176	160	16	:	:	PUNCT
easat-3176	160	17	max	max	PROPN
easat-3176	160	18	.	.	PUNCT
easat-3176	160	19	)	)	PUNCT
easat-3176	161	1	x	x	PUNCT
easat-3176	161	2	100	100	NUM
easat-3176	161	3	%	%	NOUN
easat-3176	161	4	=	=	SYM
easat-3176	161	5	(	(	PUNCT
easat-3176	161	6	3510	3510	NUM
easat-3176	161	7	:	:	PUNCT
easat-3176	161	8	4500	4500	NUM
easat-3176	161	9	)	)	PUNCT
easat-3176	161	10	x	x	SYM
easat-3176	161	11	100	100	NUM
easat-3176	161	12	%	%	NOUN
easat-3176	162	1	=	=	SYM
easat-3176	162	2	78,00	78,00	NUM
easat-3176	162	3	%	%	NOUN
easat-3176	162	4	78	78	NUM
easat-3176	162	5	%	%	NOUN
easat-3176	162	6	5317	5317	NUM
easat-3176	162	7	edelweiss	edelweiss	PROPN
easat-3176	162	8	applied	apply	VERB
easat-3176	162	9	science	science	NOUN
easat-3176	162	10	and	and	CCONJ
easat-3176	162	11	technology	technology	NOUN
easat-3176	162	12	issn	issn	PROPN
easat-3176	162	13	:	:	PUNCT
easat-3176	162	14	2576	2576	NUM
easat-3176	162	15	-	-	SYM
easat-3176	162	16	8484	8484	NUM
easat-3176	162	17	vol	vol	NOUN
easat-3176	162	18	.	.	PROPN
easat-3176	162	19	8	8	NUM
easat-3176	162	20	,	,	PUNCT
easat-3176	162	21	no	no	INTJ
easat-3176	162	22	.	.	NOUN
easat-3176	162	23	6	6	NUM
easat-3176	162	24	:	:	SYM
easat-3176	162	25	5310	5310	NUM
easat-3176	162	26	-	-	SYM
easat-3176	162	27	5328	5328	NUM
easat-3176	162	28	,	,	PUNCT
easat-3176	162	29	2024	2024	NUM
easat-3176	162	30	doi	doi	NOUN
easat-3176	162	31	:	:	PUNCT
easat-3176	162	32	10.55214/25768484.v8i6.3176	10.55214/25768484.v8i6.3176	PROPN
easat-3176	162	33	©	©	PROPN
easat-3176	162	34	2024	2024	NUM
easat-3176	162	35	by	by	ADP
easat-3176	162	36	the	the	DET
easat-3176	162	37	authors	author	NOUN
easat-3176	162	38	;	;	PUNCT
easat-3176	162	39	licensee	licensee	PROPN
easat-3176	162	40	learning	learning	NOUN
easat-3176	162	41	gate	gate	NOUN
easat-3176	162	42	very	very	ADV
easat-3176	162	43	less	less	ADV
easat-3176	162	44	less	less	ADV
easat-3176	162	45	good	good	ADJ
easat-3176	162	46	enough	enough	ADV
easat-3176	162	47	good	good	ADJ
easat-3176	162	48	very	very	ADV
easat-3176	162	49	good	good	ADJ
easat-3176	163	1	20	20	NUM
easat-3176	163	2	%	%	NOUN
easat-3176	163	3	36	36	NUM
easat-3176	163	4	%	%	NOUN
easat-3176	163	5	52	52	NUM
easat-3176	163	6	%	%	NOUN
easat-3176	163	7	68	68	NUM
easat-3176	163	8	%	%	NOUN
easat-3176	163	9	84	84	NUM
easat-3176	163	10	%	%	NOUN
easat-3176	163	11	100	100	NUM
easat-3176	163	12	%	%	NOUN
easat-3176	163	13	figure	figure	NOUN
easat-3176	163	14	3	3	NUM
easat-3176	163	15	.	.	PUNCT
easat-3176	164	1	digital	digital	ADJ
easat-3176	164	2	competency	competency	NOUN
easat-3176	164	3	variable	variable	ADJ
easat-3176	164	4	continuum	continuum	ADJ
easat-3176	164	5	line	line	NOUN
easat-3176	164	6	.	.	PUNCT
easat-3176	165	1	the	the	DET
easat-3176	165	2	ideal	ideal	ADJ
easat-3176	165	3	expected	expect	VERB
easat-3176	165	4	score	score	NOUN
easat-3176	165	5	for	for	ADP
easat-3176	165	6	respondents	respondent	NOUN
easat-3176	165	7	'	'	PART
easat-3176	165	8	answers	answer	NOUN
easat-3176	165	9	to	to	ADP
easat-3176	165	10	15	15	NUM
easat-3176	165	11	questions	question	NOUN
easat-3176	165	12	is	be	AUX
easat-3176	165	13	4500	4500	NUM
easat-3176	165	14	.	.	PUNCT
easat-3176	166	1	based	base	VERB
easat-3176	166	2	on	on	ADP
easat-3176	166	3	the	the	DET
easat-3176	166	4	calculations	calculation	NOUN
easat-3176	166	5	in	in	ADP
easat-3176	166	6	table	table	NOUN
easat-3176	166	7	7	7	NUM
easat-3176	166	8	,	,	PUNCT
easat-3176	166	9	it	it	PRON
easat-3176	166	10	shows	show	VERB
easat-3176	166	11	that	that	SCONJ
easat-3176	166	12	the	the	DET
easat-3176	166	13	value	value	NOUN
easat-3176	166	14	obtained	obtain	VERB
easat-3176	166	15	is	be	AUX
easat-3176	166	16	3510	3510	NUM
easat-3176	166	17	or	or	CCONJ
easat-3176	166	18	78.00	78.00	NUM
easat-3176	166	19	%	%	NOUN
easat-3176	166	20	of	of	ADP
easat-3176	166	21	the	the	DET
easat-3176	166	22	ideal	ideal	ADJ
easat-3176	166	23	score	score	NOUN
easat-3176	166	24	.	.	PUNCT
easat-3176	167	1	thus	thus	ADV
easat-3176	167	2	it	it	PRON
easat-3176	167	3	can	can	AUX
easat-3176	167	4	be	be	AUX
easat-3176	167	5	concluded	conclude	VERB
easat-3176	167	6	that	that	SCONJ
easat-3176	167	7	the	the	DET
easat-3176	167	8	digital	digital	ADJ
easat-3176	167	9	competency	competency	NOUN
easat-3176	167	10	variable	variable	NOUN
easat-3176	167	11	is	be	AUX
easat-3176	167	12	in	in	ADP
easat-3176	167	13	the	the	DET
easat-3176	167	14	good	good	ADJ
easat-3176	167	15	category	category	NOUN
easat-3176	167	16	.	.	PUNCT
easat-3176	168	1	meanwhile	meanwhile	ADV
easat-3176	168	2	,	,	PUNCT
easat-3176	168	3	the	the	DET
easat-3176	168	4	indicator	indicator	NOUN
easat-3176	168	5	that	that	PRON
easat-3176	168	6	received	receive	VERB
easat-3176	168	7	the	the	DET
easat-3176	168	8	highest	high	ADJ
easat-3176	168	9	answer	answer	NOUN
easat-3176	168	10	came	come	VERB
easat-3176	168	11	from	from	ADP
easat-3176	168	12	the	the	DET
easat-3176	168	13	safety	safety	NOUN
easat-3176	168	14	dimension	dimension	NOUN
easat-3176	168	15	which	which	PRON
easat-3176	168	16	states	state	VERB
easat-3176	168	17	that	that	SCONJ
easat-3176	168	18	i	i	PRON
easat-3176	168	19	realize	realize	VERB
easat-3176	168	20	the	the	DET
easat-3176	168	21	importance	importance	NOUN
easat-3176	168	22	of	of	ADP
easat-3176	168	23	safety	safety	NOUN
easat-3176	168	24	and	and	CCONJ
easat-3176	168	25	psychological	psychological	ADJ
easat-3176	168	26	protection	protection	NOUN
easat-3176	168	27	in	in	ADP
easat-3176	168	28	using	use	VERB
easat-3176	168	29	digital	digital	ADJ
easat-3176	168	30	technology	technology	NOUN
easat-3176	168	31	with	with	ADP
easat-3176	168	32	a	a	DET
easat-3176	168	33	score	score	NOUN
easat-3176	168	34	of	of	ADP
easat-3176	168	35	83.33	83.33	NUM
easat-3176	168	36	%	%	NOUN
easat-3176	168	37	.	.	PUNCT
easat-3176	169	1	3.2.5	3.2.5	NUM
easat-3176	169	2	.	.	PUNCT
easat-3176	169	3	respondents	respondent	NOUN
easat-3176	169	4	'	'	PART
easat-3176	169	5	responses	response	NOUN
easat-3176	169	6	to	to	ADP
easat-3176	169	7	organization	organization	NOUN
easat-3176	169	8	performance	performance	NOUN
easat-3176	169	9	variables	variable	NOUN
easat-3176	169	10	table	table	VERB
easat-3176	169	11	8	8	NUM
easat-3176	169	12	.	.	PUNCT
easat-3176	170	1	recapitulation	recapitulation	NOUN
easat-3176	170	2	of	of	ADP
easat-3176	170	3	variable	variable	ADJ
easat-3176	170	4	responses	response	NOUN
easat-3176	170	5	organization	organization	NOUN
easat-3176	170	6	performance	performance	NOUN
easat-3176	170	7	.	.	PUNCT
easat-3176	171	1	no	no	DET
easat-3176	171	2	dimensions	dimension	NOUN
easat-3176	171	3	score	score	NOUN
easat-3176	171	4	earned	earn	VERB
easat-3176	171	5	max	max	PROPN
easat-3176	171	6	score	score	NOUN
easat-3176	171	7	.	.	PUNCT
easat-3176	172	1	%	%	NOUN
easat-3176	172	2	of	of	ADP
easat-3176	172	3	max	max	PROPN
easat-3176	172	4	score	score	NOUN
easat-3176	172	5	.	.	PUNCT
easat-3176	173	1	category	category	NOUN
easat-3176	173	2	1	1	NUM
easat-3176	173	3	stakeholders	stakeholder	NOUN
easat-3176	173	4	and	and	CCONJ
easat-3176	173	5	financial	financial	ADJ
easat-3176	173	6	perspective	perspective	NOUN
easat-3176	173	7	672	672	NUM
easat-3176	173	8	900	900	NUM
easat-3176	173	9	74.67	74.67	NUM
easat-3176	173	10	%	%	NOUN
easat-3176	173	11	good	good	ADJ
easat-3176	173	12	2	2	NUM
easat-3176	173	13	customer	customer	NOUN
easat-3176	173	14	perspective	perspective	NOUN
easat-3176	173	15	724	724	NUM
easat-3176	173	16	900	900	NUM
easat-3176	173	17	80.44	80.44	NUM
easat-3176	173	18	%	%	NOUN
easat-3176	173	19	good	good	ADJ
easat-3176	173	20	3	3	NUM
easat-3176	173	21	internal	internal	ADJ
easat-3176	173	22	process	process	NOUN
easat-3176	173	23	perspective	perspective	NOUN
easat-3176	173	24	693	693	NUM
easat-3176	173	25	900	900	NUM
easat-3176	173	26	77.00	77.00	NUM
easat-3176	173	27	%	%	NOUN
easat-3176	173	28	good	good	ADJ
easat-3176	173	29	4	4	NUM
easat-3176	173	30	innovation	innovation	NOUN
easat-3176	173	31	and	and	CCONJ
easat-3176	173	32	learning	learn	VERB
easat-3176	173	33	perspective	perspective	NOUN
easat-3176	173	34	689	689	NUM
easat-3176	173	35	900	900	NUM
easat-3176	173	36	76.55	76.55	NUM
easat-3176	173	37	%	%	NOUN
easat-3176	173	38	good	good	ADJ
easat-3176	173	39	total	total	ADJ
easat-3176	173	40	score	score	NOUN
easat-3176	173	41	2778	2778	NUM
easat-3176	173	42	3600	3600	NUM
easat-3176	173	43	77.16	77.16	NUM
easat-3176	173	44	%	%	NOUN
easat-3176	173	45	good	good	ADJ
easat-3176	173	46	table	table	NOUN
easat-3176	173	47	8	8	NUM
easat-3176	173	48	shows	show	VERB
easat-3176	173	49	respondents	respondent	NOUN
easat-3176	173	50	'	'	PART
easat-3176	173	51	responses	response	NOUN
easat-3176	173	52	about	about	ADP
easat-3176	173	53	the	the	DET
easat-3176	173	54	organization	organization	NOUN
easat-3176	173	55	performance	performance	NOUN
easat-3176	173	56	variable	variable	NOUN
easat-3176	173	57	.	.	PUNCT
easat-3176	174	1	from	from	ADP
easat-3176	174	2	the	the	DET
easat-3176	174	3	results	result	NOUN
easat-3176	174	4	of	of	ADP
easat-3176	174	5	data	datum	NOUN
easat-3176	174	6	processing	processing	NOUN
easat-3176	174	7	presented	present	VERB
easat-3176	174	8	in	in	ADP
easat-3176	174	9	the	the	DET
easat-3176	174	10	table	table	NOUN
easat-3176	174	11	,	,	PUNCT
easat-3176	174	12	it	it	PRON
easat-3176	174	13	can	can	AUX
easat-3176	174	14	be	be	AUX
easat-3176	174	15	seen	see	VERB
easat-3176	174	16	that	that	SCONJ
easat-3176	174	17	the	the	DET
easat-3176	174	18	total	total	ADJ
easat-3176	174	19	score	score	NOUN
easat-3176	174	20	for	for	ADP
easat-3176	174	21	the	the	DET
easat-3176	174	22	organization	organization	NOUN
easat-3176	174	23	performance	performance	NOUN
easat-3176	174	24	variable	variable	NOUN
easat-3176	174	25	is	be	AUX
easat-3176	174	26	2778	2778	NUM
easat-3176	174	27	.	.	PUNCT
easat-3176	175	1	the	the	DET
easat-3176	175	2	total	total	ADJ
easat-3176	175	3	score	score	NOUN
easat-3176	175	4	is	be	AUX
easat-3176	175	5	entered	enter	VERB
easat-3176	175	6	on	on	ADP
easat-3176	175	7	a	a	DET
easat-3176	175	8	continuum	continuum	ADJ
easat-3176	175	9	line	line	NOUN
easat-3176	175	10	whose	whose	DET
easat-3176	175	11	measurement	measurement	NOUN
easat-3176	175	12	can	can	AUX
easat-3176	175	13	be	be	AUX
easat-3176	175	14	done	do	VERB
easat-3176	175	15	as	as	SCONJ
easat-3176	175	16	follows	follow	VERB
easat-3176	175	17	:	:	PUNCT
easat-3176	175	18	maximum	maximum	ADJ
easat-3176	175	19	index	index	NOUN
easat-3176	175	20	value	value	NOUN
easat-3176	175	21	=	=	SYM
easat-3176	175	22	5	5	NUM
easat-3176	175	23	x	x	SYM
easat-3176	175	24	12	12	NUM
easat-3176	175	25	x	x	SYM
easat-3176	175	26	60	60	NUM
easat-3176	175	27	=	=	SYM
easat-3176	175	28	3600	3600	NUM
easat-3176	175	29	minimum	minimum	NOUN
easat-3176	175	30	index	index	NOUN
easat-3176	175	31	value	value	NOUN
easat-3176	175	32	=	=	SYM
easat-3176	175	33	1	1	NUM
easat-3176	175	34	x	x	SYM
easat-3176	175	35	12	12	NUM
easat-3176	175	36	x	x	SYM
easat-3176	175	37	60	60	NUM
easat-3176	175	38	=	=	SYM
easat-3176	175	39	720	720	NUM
easat-3176	175	40	interval	interval	NOUN
easat-3176	175	41	distance	distance	NOUN
easat-3176	175	42	=	=	SYM
easat-3176	175	43	(	(	PUNCT
easat-3176	175	44	max	max	PROPN
easat-3176	175	45	.	.	PUNCT
easat-3176	175	46	-min	-min	PROPN
easat-3176	175	47	.	.	PUNCT
easat-3176	175	48	)	)	PUNCT
easat-3176	176	1	:	:	PUNCT
easat-3176	176	2	5	5	X
easat-3176	176	3	=	=	SYM
easat-3176	176	4	(	(	PUNCT
easat-3176	176	5	3600	3600	NUM
easat-3176	176	6	720	720	NUM
easat-3176	176	7	)	)	PUNCT
easat-3176	176	8	:	:	PUNCT
easat-3176	176	9	5	5	NUM
easat-3176	176	10	=	=	SYM
easat-3176	176	11	576	576	NUM
easat-3176	176	12	percentage	percentage	NOUN
easat-3176	176	13	score	score	NOUN
easat-3176	176	14	=	=	PUNCT
easat-3176	176	15	(	(	PUNCT
easat-3176	176	16	score	score	NOUN
easat-3176	176	17	:	:	PUNCT
easat-3176	176	18	max	max	PROPN
easat-3176	176	19	.	.	PUNCT
easat-3176	176	20	)	)	PUNCT
easat-3176	177	1	x	x	PUNCT
easat-3176	178	1	100	100	NUM
easat-3176	178	2	%	%	NOUN
easat-3176	178	3	=	=	PUNCT
easat-3176	178	4	(	(	PUNCT
easat-3176	178	5	2778	2778	NUM
easat-3176	178	6	:	:	PUNCT
easat-3176	178	7	3600	3600	NUM
easat-3176	178	8	)	)	PUNCT
easat-3176	178	9	x	x	SYM
easat-3176	178	10	100	100	NUM
easat-3176	178	11	%	%	NOUN
easat-3176	178	12	=	=	NOUN
easat-3176	178	13	77,16	77,16	NUM
easat-3176	178	14	%	%	NOUN
easat-3176	178	15	77,16	77,16	NUM
easat-3176	178	16	%	%	NOUN
easat-3176	178	17	very	very	ADV
easat-3176	178	18	less	less	ADV
easat-3176	178	19	less	less	ADV
easat-3176	178	20	good	good	ADJ
easat-3176	178	21	enough	enough	ADV
easat-3176	178	22	good	good	ADJ
easat-3176	178	23	very	very	ADV
easat-3176	178	24	good	good	ADJ
easat-3176	178	25	20	20	NUM
easat-3176	178	26	%	%	NOUN
easat-3176	178	27	36	36	NUM
easat-3176	178	28	%	%	NOUN
easat-3176	178	29	52	52	NUM
easat-3176	178	30	%	%	NOUN
easat-3176	178	31	68	68	NUM
easat-3176	178	32	%	%	NOUN
easat-3176	178	33	84	84	NUM
easat-3176	178	34	%	%	NOUN
easat-3176	178	35	100	100	NUM
easat-3176	178	36	%	%	NOUN
easat-3176	178	37	figure	figure	NOUN
easat-3176	178	38	4	4	NUM
easat-3176	178	39	.	.	PUNCT
easat-3176	179	1	organization	organization	NOUN
easat-3176	179	2	performance	performance	NOUN
easat-3176	179	3	variable	variable	ADJ
easat-3176	179	4	continuum	continuum	ADJ
easat-3176	179	5	line	line	NOUN
easat-3176	179	6	.	.	PUNCT
easat-3176	180	1	the	the	DET
easat-3176	180	2	ideal	ideal	ADJ
easat-3176	180	3	expected	expect	VERB
easat-3176	180	4	score	score	NOUN
easat-3176	180	5	for	for	ADP
easat-3176	180	6	respondents	respondent	NOUN
easat-3176	180	7	'	'	PART
easat-3176	180	8	answers	answer	NOUN
easat-3176	180	9	to	to	ADP
easat-3176	180	10	12	12	NUM
easat-3176	180	11	questions	question	NOUN
easat-3176	180	12	is	be	AUX
easat-3176	180	13	3600	3600	NUM
easat-3176	180	14	.	.	PUNCT
easat-3176	181	1	based	base	VERB
easat-3176	181	2	on	on	ADP
easat-3176	181	3	the	the	DET
easat-3176	181	4	calculations	calculation	NOUN
easat-3176	181	5	in	in	ADP
easat-3176	181	6	table	table	NOUN
easat-3176	181	7	8	8	NUM
easat-3176	181	8	,	,	PUNCT
easat-3176	181	9	it	it	PRON
easat-3176	181	10	shows	show	VERB
easat-3176	181	11	that	that	SCONJ
easat-3176	181	12	the	the	DET
easat-3176	181	13	value	value	NOUN
easat-3176	181	14	obtained	obtain	VERB
easat-3176	181	15	is	be	AUX
easat-3176	181	16	2778	2778	NUM
easat-3176	181	17	or	or	CCONJ
easat-3176	181	18	77.16	77.16	NUM
easat-3176	181	19	%	%	NOUN
easat-3176	181	20	of	of	ADP
easat-3176	181	21	the	the	DET
easat-3176	181	22	ideal	ideal	ADJ
easat-3176	181	23	score	score	NOUN
easat-3176	181	24	.	.	PUNCT
easat-3176	182	1	thus	thus	ADV
easat-3176	182	2	it	it	PRON
easat-3176	182	3	can	can	AUX
easat-3176	182	4	be	be	AUX
easat-3176	182	5	concluded	conclude	VERB
easat-3176	182	6	that	that	SCONJ
easat-3176	182	7	the	the	DET
easat-3176	182	8	organization	organization	NOUN
easat-3176	182	9	performance	performance	NOUN
easat-3176	182	10	variable	variable	NOUN
easat-3176	182	11	is	be	AUX
easat-3176	182	12	in	in	ADP
easat-3176	182	13	the	the	DET
easat-3176	182	14	good	good	ADJ
easat-3176	182	15	category	category	NOUN
easat-3176	182	16	.	.	PUNCT
easat-3176	183	1	meanwhile	meanwhile	ADV
easat-3176	183	2	,	,	PUNCT
easat-3176	183	3	the	the	DET
easat-3176	183	4	indicator	indicator	NOUN
easat-3176	183	5	that	that	PRON
easat-3176	183	6	received	receive	VERB
easat-3176	183	7	the	the	DET
easat-3176	183	8	highest	high	ADJ
easat-3176	183	9	answer	answer	NOUN
easat-3176	183	10	came	come	VERB
easat-3176	183	11	from	from	ADP
easat-3176	183	12	the	the	DET
easat-3176	183	13	customer	customer	NOUN
easat-3176	183	14	perspective	perspective	NOUN
easat-3176	183	15	dimension	dimension	NOUN
easat-3176	183	16	on	on	ADP
easat-3176	183	17	the	the	DET
easat-3176	183	18	first	first	ADJ
easat-3176	183	19	indicator	indicator	NOUN
easat-3176	183	20	which	which	PRON
easat-3176	183	21	states	state	VERB
easat-3176	183	22	my	my	PRON
easat-3176	183	23	customers	customer	NOUN
easat-3176	183	24	are	be	AUX
easat-3176	183	25	generally	generally	ADV
easat-3176	183	26	satisfied	satisfied	ADJ
easat-3176	183	27	with	with	ADP
easat-3176	183	28	the	the	DET
easat-3176	183	29	products	product	NOUN
easat-3176	183	30	/	/	SYM
easat-3176	183	31	services	service	NOUN
easat-3176	183	32	i	i	PRON
easat-3176	183	33	provide	provide	VERB
easat-3176	183	34	with	with	ADP
easat-3176	183	35	the	the	DET
easat-3176	183	36	score	score	NOUN
easat-3176	183	37	obtained	obtain	VERB
easat-3176	183	38	of	of	ADP
easat-3176	183	39	83.00	83.00	NUM
easat-3176	183	40	%	%	NOUN
easat-3176	183	41	.	.	PUNCT
easat-3176	184	1	descriptive	descriptive	ADJ
easat-3176	184	2	analysis	analysis	NOUN
easat-3176	184	3	using	use	VERB
easat-3176	184	4	a	a	DET
easat-3176	184	5	continuum	continuum	ADJ
easat-3176	184	6	line	line	NOUN
easat-3176	184	7	approach	approach	NOUN
easat-3176	184	8	to	to	ADP
easat-3176	184	9	the	the	DET
easat-3176	184	10	four	four	NUM
easat-3176	184	11	variables	variable	NOUN
easat-3176	184	12	is	be	AUX
easat-3176	184	13	a	a	DET
easat-3176	184	14	simple	simple	ADJ
easat-3176	184	15	technique	technique	NOUN
easat-3176	184	16	for	for	ADP
easat-3176	184	17	mapping	mapping	NOUN
easat-3176	184	18	respondents	respondent	NOUN
easat-3176	184	19	'	'	PART
easat-3176	184	20	opinions	opinion	NOUN
easat-3176	184	21	or	or	CCONJ
easat-3176	184	22	interpretations	interpretation	NOUN
easat-3176	184	23	of	of	ADP
easat-3176	184	24	the	the	DET
easat-3176	184	25	four	four	NUM
easat-3176	184	26	variables	variable	NOUN
easat-3176	184	27	studied	study	VERB
easat-3176	184	28	with	with	ADP
easat-3176	184	29	relevant	relevant	ADJ
easat-3176	184	30	questions	question	NOUN
easat-3176	184	31	.	.	PUNCT
easat-3176	185	1	the	the	DET
easat-3176	185	2	scores	score	NOUN
easat-3176	185	3	obtained	obtain	VERB
easat-3176	185	4	from	from	ADP
easat-3176	185	5	all	all	DET
easat-3176	185	6	variables	variable	NOUN
easat-3176	185	7	are	be	AUX
easat-3176	185	8	a	a	DET
easat-3176	185	9	temporary	temporary	ADJ
easat-3176	185	10	consideration	consideration	NOUN
easat-3176	185	11	of	of	ADP
easat-3176	185	12	the	the	DET
easat-3176	185	13	direction	direction	NOUN
easat-3176	185	14	of	of	ADP
easat-3176	185	15	respondents	respondent	NOUN
easat-3176	185	16	'	'	PART
easat-3176	185	17	opinions	opinion	NOUN
easat-3176	185	18	.	.	PUNCT
easat-3176	186	1	meanwhile	meanwhile	ADV
easat-3176	186	2	,	,	PUNCT
easat-3176	186	3	the	the	DET
easat-3176	186	4	highest	high	ADJ
easat-3176	186	5	scores	score	NOUN
easat-3176	186	6	of	of	ADP
easat-3176	186	7	the	the	DET
easat-3176	186	8	dimensions	dimension	NOUN
easat-3176	186	9	of	of	ADP
easat-3176	186	10	the	the	DET
easat-3176	186	11	research	research	NOUN
easat-3176	186	12	variables	variable	NOUN
easat-3176	186	13	are	be	AUX
easat-3176	186	14	as	as	SCONJ
easat-3176	186	15	follows	follow	VERB
easat-3176	186	16	:	:	PUNCT
easat-3176	186	17	5318	5318	NUM
easat-3176	186	18	edelweiss	edelweiss	PROPN
easat-3176	186	19	applied	apply	VERB
easat-3176	186	20	science	science	NOUN
easat-3176	186	21	and	and	CCONJ
easat-3176	186	22	technology	technology	NOUN
easat-3176	186	23	issn	issn	PROPN
easat-3176	186	24	:	:	PUNCT
easat-3176	186	25	2576	2576	NUM
easat-3176	186	26	-	-	SYM
easat-3176	186	27	8484	8484	NUM
easat-3176	186	28	vol	vol	NOUN
easat-3176	186	29	.	.	PROPN
easat-3176	187	1	8	8	NUM
easat-3176	187	2	,	,	PUNCT
easat-3176	187	3	no	no	INTJ
easat-3176	187	4	.	.	NOUN
easat-3176	188	1	6	6	NUM
easat-3176	188	2	:	:	SYM
easat-3176	188	3	5310	5310	NUM
easat-3176	188	4	-	-	SYM
easat-3176	188	5	5328	5328	NUM
easat-3176	188	6	,	,	PUNCT
easat-3176	188	7	2024	2024	NUM
easat-3176	188	8	doi	doi	NOUN
easat-3176	188	9	:	:	PUNCT
easat-3176	188	10	10.55214/25768484.v8i6.3176	10.55214/25768484.v8i6.3176	PROPN
easat-3176	188	11	©	©	PROPN
easat-3176	188	12	2024	2024	NUM
easat-3176	188	13	by	by	ADP
easat-3176	188	14	the	the	DET
easat-3176	188	15	authors	author	NOUN
easat-3176	188	16	;	;	PUNCT
easat-3176	188	17	licensee	licensee	PROPN
easat-3176	188	18	learning	learning	NOUN
easat-3176	188	19	gate	gate	VERB
easat-3176	188	20	financial	financial	ADJ
easat-3176	188	21	literacy	literacy	NOUN
easat-3176	188	22	variables	variable	NOUN
easat-3176	188	23	are	be	AUX
easat-3176	188	24	indicated	indicate	VERB
easat-3176	188	25	by	by	ADP
easat-3176	188	26	savings	saving	NOUN
easat-3176	188	27	and	and	CCONJ
easat-3176	188	28	loan	loan	NOUN
easat-3176	188	29	management	management	NOUN
easat-3176	188	30	(	(	PUNCT
easat-3176	188	31	with	with	ADP
easat-3176	188	32	a	a	DET
easat-3176	188	33	score	score	NOUN
easat-3176	188	34	of	of	ADP
easat-3176	188	35	83.22	83.22	NUM
easat-3176	188	36	%	%	NOUN
easat-3176	188	37	)	)	PUNCT
easat-3176	188	38	,	,	PUNCT
easat-3176	188	39	financial	financial	ADJ
easat-3176	188	40	behavior	behavior	NOUN
easat-3176	188	41	variables	variable	NOUN
easat-3176	188	42	are	be	AUX
easat-3176	188	43	indicated	indicate	VERB
easat-3176	188	44	by	by	ADP
easat-3176	188	45	the	the	DET
easat-3176	188	46	security	security	NOUN
easat-3176	188	47	dimension	dimension	NOUN
easat-3176	188	48	(	(	PUNCT
easat-3176	188	49	with	with	ADP
easat-3176	188	50	a	a	DET
easat-3176	188	51	score	score	NOUN
easat-3176	188	52	of	of	ADP
easat-3176	188	53	80.00	80.00	NUM
easat-3176	188	54	%	%	NOUN
easat-3176	188	55	)	)	PUNCT
easat-3176	188	56	,	,	PUNCT
easat-3176	188	57	digital	digital	ADJ
easat-3176	188	58	competency	competency	NOUN
easat-3176	188	59	variables	variable	NOUN
easat-3176	188	60	are	be	AUX
easat-3176	188	61	indicated	indicate	VERB
easat-3176	188	62	by	by	ADP
easat-3176	188	63	the	the	DET
easat-3176	188	64	safety	safety	NOUN
easat-3176	188	65	dimension	dimension	NOUN
easat-3176	188	66	(	(	PUNCT
easat-3176	188	67	with	with	ADP
easat-3176	188	68	a	a	DET
easat-3176	188	69	score	score	NOUN
easat-3176	188	70	of	of	ADP
easat-3176	188	71	80.44	80.44	NUM
easat-3176	188	72	%	%	NOUN
easat-3176	188	73	)	)	PUNCT
easat-3176	188	74	,	,	PUNCT
easat-3176	188	75	and	and	CCONJ
easat-3176	188	76	organization	organization	NOUN
easat-3176	188	77	performance	performance	NOUN
easat-3176	188	78	variables	variable	NOUN
easat-3176	188	79	are	be	AUX
easat-3176	188	80	indicated	indicate	VERB
easat-3176	188	81	by	by	ADP
easat-3176	188	82	the	the	DET
easat-3176	188	83	customer	customer	NOUN
easat-3176	188	84	perspective	perspective	NOUN
easat-3176	188	85	dimension	dimension	NOUN
easat-3176	188	86	(	(	PUNCT
easat-3176	188	87	with	with	ADP
easat-3176	188	88	a	a	DET
easat-3176	188	89	score	score	NOUN
easat-3176	188	90	of	of	ADP
easat-3176	188	91	80.44	80.44	NUM
easat-3176	188	92	%	%	NOUN
easat-3176	188	93	)	)	PUNCT
easat-3176	188	94	.	.	PUNCT
easat-3176	189	1	3.3	3.3	NUM
easat-3176	189	2	.	.	PUNCT
easat-3176	190	1	analysis	analysis	NOUN
easat-3176	190	2	structural	structural	ADJ
easat-3176	190	3	equation	equation	NOUN
easat-3176	190	4	model	model	NOUN
easat-3176	190	5	-	-	ADJ
easat-3176	190	6	partial	partial	ADJ
easat-3176	190	7	least	least	ADJ
easat-3176	190	8	square	square	ADJ
easat-3176	190	9	(	(	PUNCT
easat-3176	190	10	sem	sem	NOUN
easat-3176	190	11	-	-	PUNCT
easat-3176	190	12	pls	pls	NOUN
easat-3176	190	13	)	)	PUNCT
easat-3176	190	14	in	in	ADP
easat-3176	190	15	this	this	DET
easat-3176	190	16	study	study	NOUN
easat-3176	190	17	there	there	PRON
easat-3176	190	18	are	be	VERB
easat-3176	190	19	4	4	NUM
easat-3176	190	20	latent	latent	NOUN
easat-3176	190	21	variables	variable	NOUN
easat-3176	190	22	and	and	CCONJ
easat-3176	190	23	51	51	NUM
easat-3176	190	24	manifest	manifest	ADJ
easat-3176	190	25	variables	variable	NOUN
easat-3176	190	26	(	(	PUNCT
easat-3176	190	27	indicators	indicator	NOUN
easat-3176	190	28	)	)	PUNCT
easat-3176	190	29	.	.	PUNCT
easat-3176	191	1	testing	test	VERB
easat-3176	191	2	the	the	DET
easat-3176	191	3	results	result	NOUN
easat-3176	191	4	of	of	ADP
easat-3176	191	5	structural	structural	ADJ
easat-3176	191	6	equation	equation	NOUN
easat-3176	191	7	modeling	modeling	NOUN
easat-3176	191	8	(	(	PUNCT
easat-3176	191	9	sem	sem	NOUN
easat-3176	191	10	)	)	PUNCT
easat-3176	191	11	with	with	ADP
easat-3176	191	12	the	the	DET
easat-3176	191	13	partial	partial	ADJ
easat-3176	191	14	least	least	ADJ
easat-3176	191	15	square	square	ADJ
easat-3176	191	16	(	(	PUNCT
easat-3176	191	17	pls	pls	INTJ
easat-3176	191	18	)	)	PUNCT
easat-3176	191	19	approach	approach	NOUN
easat-3176	191	20	is	be	AUX
easat-3176	191	21	done	do	VERB
easat-3176	191	22	by	by	ADP
easat-3176	191	23	looking	look	VERB
easat-3176	191	24	at	at	ADP
easat-3176	191	25	the	the	DET
easat-3176	191	26	results	result	NOUN
easat-3176	191	27	of	of	ADP
easat-3176	191	28	the	the	DET
easat-3176	191	29	measurement	measurement	NOUN
easat-3176	191	30	model	model	NOUN
easat-3176	191	31	(	(	PUNCT
easat-3176	191	32	outer	outer	ADJ
easat-3176	191	33	model	model	NOUN
easat-3176	191	34	)	)	PUNCT
easat-3176	191	35	and	and	CCONJ
easat-3176	191	36	the	the	DET
easat-3176	191	37	results	result	NOUN
easat-3176	191	38	of	of	ADP
easat-3176	191	39	the	the	DET
easat-3176	191	40	structural	structural	ADJ
easat-3176	191	41	model	model	NOUN
easat-3176	191	42	(	(	PUNCT
easat-3176	191	43	inner	inner	ADJ
easat-3176	191	44	model	model	NOUN
easat-3176	191	45	)	)	PUNCT
easat-3176	191	46	of	of	ADP
easat-3176	191	47	the	the	DET
easat-3176	191	48	model	model	NOUN
easat-3176	191	49	under	under	ADP
easat-3176	191	50	study	study	NOUN
easat-3176	191	51	.	.	PUNCT
easat-3176	192	1	3.3.1	3.3.1	X
easat-3176	192	2	.	.	X
easat-3176	192	3	testing	test	VERB
easat-3176	192	4	the	the	DET
easat-3176	192	5	measurement	measurement	NOUN
easat-3176	192	6	model	model	NOUN
easat-3176	192	7	(	(	PUNCT
easat-3176	192	8	outer	outer	ADJ
easat-3176	192	9	model	model	NOUN
easat-3176	192	10	)	)	PUNCT
easat-3176	192	11	convergent	convergent	NOUN
easat-3176	192	12	validity	validity	NOUN
easat-3176	192	13	relates	relate	VERB
easat-3176	192	14	to	to	ADP
easat-3176	192	15	the	the	DET
easat-3176	192	16	principle	principle	NOUN
easat-3176	192	17	that	that	SCONJ
easat-3176	192	18	the	the	DET
easat-3176	192	19	manifest	manif	ADJ
easat-3176	192	20	variables	variable	NOUN
easat-3176	192	21	of	of	ADP
easat-3176	192	22	a	a	DET
easat-3176	192	23	construct	construct	NOUN
easat-3176	192	24	should	should	AUX
easat-3176	192	25	be	be	AUX
easat-3176	192	26	highly	highly	ADV
easat-3176	192	27	correlated	correlate	VERB
easat-3176	192	28	.	.	PUNCT
easat-3176	193	1	convergent	convergent	ADJ
easat-3176	193	2	validity	validity	NOUN
easat-3176	193	3	with	with	ADP
easat-3176	193	4	pls	pls	PROPN
easat-3176	193	5	software	software	NOUN
easat-3176	193	6	can	can	AUX
easat-3176	193	7	be	be	AUX
easat-3176	193	8	seen	see	VERB
easat-3176	193	9	from	from	ADP
easat-3176	193	10	the	the	DET
easat-3176	193	11	loading	loading	NOUN
easat-3176	193	12	factor	factor	NOUN
easat-3176	193	13	for	for	ADP
easat-3176	193	14	each	each	DET
easat-3176	193	15	construct	construct	NOUN
easat-3176	193	16	indicator	indicator	NOUN
easat-3176	193	17	,	,	PUNCT
easat-3176	193	18	as	as	SCONJ
easat-3176	193	19	for	for	ADP
easat-3176	193	20	assessing	assess	VERB
easat-3176	193	21	convergent	convergent	ADJ
easat-3176	193	22	validity	validity	NOUN
easat-3176	193	23	the	the	DET
easat-3176	193	24	loading	loading	NOUN
easat-3176	193	25	factor	factor	NOUN
easat-3176	193	26	value	value	NOUN
easat-3176	193	27	must	must	AUX
easat-3176	193	28	be	be	AUX
easat-3176	193	29	more	more	ADJ
easat-3176	193	30	than	than	ADP
easat-3176	193	31	0.70	0.70	NUM
easat-3176	193	32	and	and	CCONJ
easat-3176	193	33	the	the	DET
easat-3176	193	34	average	average	ADJ
easat-3176	193	35	extracted	extract	VERB
easat-3176	193	36	(	(	PUNCT
easat-3176	193	37	ave	ave	NOUN
easat-3176	193	38	)	)	PUNCT
easat-3176	193	39	and	and	CCONJ
easat-3176	193	40	communality	communality	NOUN
easat-3176	193	41	values	value	NOUN
easat-3176	193	42	must	must	AUX
easat-3176	193	43	be	be	AUX
easat-3176	193	44	greater	great	ADJ
easat-3176	193	45	than	than	ADP
easat-3176	193	46	0.5	0.5	NUM
easat-3176	193	47	,	,	PUNCT
easat-3176	193	48	the	the	DET
easat-3176	193	49	following	follow	VERB
easat-3176	193	50	results	result	NOUN
easat-3176	193	51	are	be	AUX
easat-3176	193	52	obtained	obtain	VERB
easat-3176	193	53	:	:	PUNCT
easat-3176	193	54	table	table	NOUN
easat-3176	193	55	9	9	NUM
easat-3176	193	56	.	.	PUNCT
easat-3176	193	57	final	final	ADJ
easat-3176	193	58	loading	loading	NOUN
easat-3176	193	59	factor	factor	NOUN
easat-3176	193	60	.	.	PUNCT
easat-3176	194	1	variable	variable	NOUN
easat-3176	194	2	(	(	PUNCT
easat-3176	194	3	symbol	symbol	NOUN
easat-3176	194	4	)	)	PUNCT
easat-3176	194	5	dimensions	dimension	NOUN
easat-3176	194	6	indicator	indicator	NOUN
easat-3176	194	7	loading	loading	NOUN
easat-3176	194	8	factor	factor	NOUN
easat-3176	194	9	note	note	VERB
easat-3176	194	10	financial	financial	ADJ
easat-3176	194	11	literacy	literacy	NOUN
easat-3176	194	12	(	(	PUNCT
easat-3176	194	13	x1	x1	ADJ
easat-3176	194	14	)	)	PUNCT
easat-3176	194	15	basic	basic	ADJ
easat-3176	194	16	knowledge	knowledge	NOUN
easat-3176	194	17	of	of	ADP
easat-3176	194	18	financial	financial	ADJ
easat-3176	194	19	management	management	NOUN
easat-3176	194	20	x1.3	x1.3	PROPN
easat-3176	194	21	0.840	0.840	NUM
easat-3176	194	22	valid	valid	ADJ
easat-3176	194	23	insurance	insurance	NOUN
easat-3176	194	24	x1.5	x1.5	PROPN
easat-3176	194	25	0.750	0.750	NUM
easat-3176	194	26	valid	valid	ADJ
easat-3176	194	27	savings	saving	NOUN
easat-3176	194	28	and	and	CCONJ
easat-3176	194	29	loan	loan	NOUN
easat-3176	194	30	management	management	NOUN
easat-3176	194	31	x1.6	x1.6	PROPN
easat-3176	194	32	0.711	0.711	NUM
easat-3176	194	33	valid	valid	ADJ
easat-3176	194	34	x1.7	x1.7	ADP
easat-3176	194	35	0.832	0.832	NUM
easat-3176	194	36	valid	valid	ADJ
easat-3176	194	37	investment	investment	NOUN
easat-3176	194	38	x1.8	x1.8	PROPN
easat-3176	194	39	0,794	0,794	NUM
easat-3176	195	1	valid	valid	ADJ
easat-3176	195	2	x1.9	x1.9	PROPN
easat-3176	195	3	0,723	0,723	NUM
easat-3176	195	4	valid	valid	ADJ
easat-3176	195	5	financial	financial	ADJ
easat-3176	195	6	behavior	behavior	NOUN
easat-3176	195	7	(	(	PUNCT
easat-3176	195	8	x2	x2	NOUN
easat-3176	195	9	)	)	PUNCT
easat-3176	195	10	obsession	obsession	NOUN
easat-3176	195	11	x2.1	x2.1	NUM
easat-3176	195	12	0.715	0.715	NUM
easat-3176	195	13	valid	valid	ADJ
easat-3176	195	14	power	power	NOUN
easat-3176	195	15	x2.5	x2.5	PROPN
easat-3176	195	16	0.748	0.748	NUM
easat-3176	195	17	valid	valid	ADJ
easat-3176	195	18	effort	effort	NOUN
easat-3176	195	19	x2.7	x2.7	PROPN
easat-3176	195	20	0.784	0.784	NUM
easat-3176	195	21	valid	valid	ADJ
easat-3176	195	22	incompetence	incompetence	NOUN
easat-3176	195	23	x2.8	x2.8	X
easat-3176	195	24	0,828	0,828	NUM
easat-3176	195	25	valid	valid	ADJ
easat-3176	195	26	x2.9	x2.9	NOUN
easat-3176	195	27	0,793	0,793	NUM
easat-3176	195	28	valid	valid	ADJ
easat-3176	195	29	x2.10	x2.10	ADP
easat-3176	195	30	0,813	0,813	NUM
easat-3176	195	31	valid	valid	ADJ
easat-3176	195	32	retention	retention	NOUN
easat-3176	195	33	x2.11	x2.11	PROPN
easat-3176	195	34	0,803	0,803	NUM
easat-3176	195	35	valid	valid	ADJ
easat-3176	195	36	x2.12	x2.12	PROPN
easat-3176	195	37	0,824	0,824	NUM
easat-3176	195	38	valid	valid	ADJ
easat-3176	195	39	security	security	NOUN
easat-3176	195	40	x2.13	x2.13	PROPN
easat-3176	195	41	0,850	0,850	NUM
easat-3176	195	42	valid	valid	ADJ
easat-3176	195	43	x2.14	x2.14	PROPN
easat-3176	195	44	0,841	0,841	NUM
easat-3176	195	45	valid	valid	ADJ
easat-3176	195	46	x2.15	x2.15	PROPN
easat-3176	195	47	0,816	0,816	NUM
easat-3176	195	48	valid	valid	ADJ
easat-3176	195	49	digital	digital	ADJ
easat-3176	195	50	competency	competency	NOUN
easat-3176	195	51	(	(	PUNCT
easat-3176	195	52	z	z	NOUN
easat-3176	195	53	)	)	PUNCT
easat-3176	195	54	information	information	NOUN
easat-3176	195	55	and	and	CCONJ
easat-3176	195	56	data	datum	NOUN
easat-3176	195	57	literacy	literacy	NOUN
easat-3176	195	58	z1	z1	NOUN
easat-3176	195	59	0.848	0.848	NUM
easat-3176	195	60	valid	valid	ADJ
easat-3176	195	61	z2	z2	PROPN
easat-3176	195	62	0.844	0.844	NUM
easat-3176	195	63	valid	valid	ADJ
easat-3176	195	64	z3	z3	PROPN
easat-3176	195	65	0.824	0.824	NUM
easat-3176	195	66	valid	valid	ADJ
easat-3176	195	67	communicatian	communicatian	NOUN
easat-3176	195	68	and	and	CCONJ
easat-3176	195	69	collaboration	collaboration	NOUN
easat-3176	195	70	z4	z4	PROPN
easat-3176	195	71	0.844	0.844	NUM
easat-3176	195	72	valid	valid	ADJ
easat-3176	195	73	z5	z5	NOUN
easat-3176	195	74	0,781	0,781	NUM
easat-3176	195	75	valid	valid	ADJ
easat-3176	195	76	z6	z6	PROPN
easat-3176	195	77	0,854	0,854	NUM
easat-3176	195	78	valid	valid	ADJ
easat-3176	195	79	digital	digital	ADJ
easat-3176	195	80	content	content	PROPN
easat-3176	195	81	creation	creation	NOUN
easat-3176	195	82	z7	z7	PROPN
easat-3176	195	83	0,830	0,830	NUM
easat-3176	195	84	valid	valid	ADJ
easat-3176	195	85	z8	z8	NOUN
easat-3176	195	86	0,889	0,889	NUM
easat-3176	195	87	valid	valid	ADJ
easat-3176	195	88	z9	z9	PROPN
easat-3176	195	89	0,899	0,899	NUM
easat-3176	195	90	valid	valid	ADJ
easat-3176	195	91	safety	safety	NOUN
easat-3176	195	92	z10	z10	NOUN
easat-3176	195	93	0,925	0,925	NUM
easat-3176	195	94	valid	valid	ADJ
easat-3176	195	95	z11	z11	PROPN
easat-3176	195	96	0,790	0,790	NUM
easat-3176	195	97	valid	valid	ADJ
easat-3176	195	98	5319	5319	NUM
easat-3176	195	99	edelweiss	edelweiss	PROPN
easat-3176	195	100	applied	apply	VERB
easat-3176	195	101	science	science	NOUN
easat-3176	195	102	and	and	CCONJ
easat-3176	195	103	technology	technology	NOUN
easat-3176	195	104	issn	issn	PROPN
easat-3176	195	105	:	:	PUNCT
easat-3176	195	106	2576	2576	NUM
easat-3176	195	107	-	-	SYM
easat-3176	195	108	8484	8484	NUM
easat-3176	195	109	vol	vol	NOUN
easat-3176	195	110	.	.	PROPN
easat-3176	195	111	8	8	NUM
easat-3176	195	112	,	,	PUNCT
easat-3176	195	113	no	no	INTJ
easat-3176	195	114	.	.	NOUN
easat-3176	196	1	6	6	NUM
easat-3176	196	2	:	:	SYM
easat-3176	196	3	5310	5310	NUM
easat-3176	196	4	-	-	SYM
easat-3176	196	5	5328	5328	NUM
easat-3176	196	6	,	,	PUNCT
easat-3176	196	7	2024	2024	NUM
easat-3176	196	8	doi	doi	NOUN
easat-3176	196	9	:	:	PUNCT
easat-3176	196	10	10.55214/25768484.v8i6.3176	10.55214/25768484.v8i6.3176	PROPN
easat-3176	196	11	©	©	PROPN
easat-3176	196	12	2024	2024	NUM
easat-3176	196	13	by	by	ADP
easat-3176	196	14	the	the	DET
easat-3176	196	15	authors	author	NOUN
easat-3176	196	16	;	;	PUNCT
easat-3176	197	1	licensee	licensee	PROPN
easat-3176	197	2	learning	learning	NOUN
easat-3176	197	3	gate	gate	NOUN
easat-3176	197	4	project	project	NOUN
easat-3176	197	5	solving	solve	VERB
easat-3176	197	6	z13	z13	NOUN
easat-3176	197	7	0.838	0.838	NUM
easat-3176	197	8	valid	valid	ADJ
easat-3176	197	9	z14	z14	NUM
easat-3176	197	10	0,841	0,841	NUM
easat-3176	197	11	valid	valid	ADJ
easat-3176	197	12	z15	z15	NOUN
easat-3176	197	13	0,843	0,843	NUM
easat-3176	197	14	valid	valid	ADJ
easat-3176	197	15	organization	organization	NOUN
easat-3176	197	16	performance	performance	NOUN
easat-3176	197	17	(	(	PUNCT
easat-3176	197	18	y	y	NOUN
easat-3176	197	19	)	)	PUNCT
easat-3176	197	20	stakeholders	stakeholder	NOUN
easat-3176	197	21	and	and	CCONJ
easat-3176	197	22	financial	financial	ADJ
easat-3176	197	23	perspective	perspective	NOUN
easat-3176	197	24	y1	y1	NOUN
easat-3176	197	25	0.836	0.836	NUM
easat-3176	197	26	valid	valid	ADJ
easat-3176	197	27	y2	y2	NOUN
easat-3176	197	28	0.832	0.832	NUM
easat-3176	197	29	valid	valid	ADJ
easat-3176	197	30	y3	y3	NOUN
easat-3176	197	31	0,803	0,803	NUM
easat-3176	197	32	valid	valid	ADJ
easat-3176	197	33	customer	customer	NOUN
easat-3176	197	34	perspective	perspective	NOUN
easat-3176	197	35	y4	y4	PROPN
easat-3176	197	36	0.784	0.784	NUM
easat-3176	197	37	valid	valid	ADJ
easat-3176	197	38	y5	y5	NOUN
easat-3176	197	39	0.777	0.777	NUM
easat-3176	197	40	valid	valid	ADJ
easat-3176	197	41	y6	y6	ADJ
easat-3176	197	42	0,828	0,828	NUM
easat-3176	197	43	valid	valid	ADJ
easat-3176	197	44	internal	internal	ADJ
easat-3176	197	45	process	process	NOUN
easat-3176	197	46	perspective	perspective	VERB
easat-3176	197	47	y7	y7	PROPN
easat-3176	197	48	0.817	0.817	NUM
easat-3176	197	49	valid	valid	ADJ
easat-3176	197	50	y8	y8	PROPN
easat-3176	197	51	0.797	0.797	NUM
easat-3176	197	52	valid	valid	ADJ
easat-3176	197	53	y9	y9	NOUN
easat-3176	197	54	0.825	0.825	NUM
easat-3176	197	55	valid	valid	ADJ
easat-3176	197	56	innovation	innovation	NOUN
easat-3176	197	57	and	and	CCONJ
easat-3176	197	58	learning	learning	NOUN
easat-3176	197	59	perspective	perspective	NOUN
easat-3176	197	60	y10	y10	NOUN
easat-3176	197	61	0.797	0.797	NUM
easat-3176	197	62	valid	valid	ADJ
easat-3176	197	63	y11	y11	NOUN
easat-3176	197	64	0.840	0.840	NUM
easat-3176	197	65	valid	valid	ADJ
easat-3176	197	66	y12	y12	NUM
easat-3176	197	67	0.851	0.851	NUM
easat-3176	197	68	valid	valid	ADJ
easat-3176	197	69	table	table	NOUN
easat-3176	197	70	9	9	NUM
easat-3176	197	71	.	.	NOUN
easat-3176	197	72	provides	provide	VERB
easat-3176	197	73	information	information	NOUN
easat-3176	197	74	about	about	ADP
easat-3176	197	75	the	the	DET
easat-3176	197	76	loading	loading	NOUN
easat-3176	197	77	factor	factor	NOUN
easat-3176	197	78	value	value	NOUN
easat-3176	197	79	for	for	ADP
easat-3176	197	80	each	each	DET
easat-3176	197	81	manifest	manifest	ADJ
easat-3176	197	82	variable	variable	NOUN
easat-3176	197	83	,	,	PUNCT
easat-3176	197	84	the	the	DET
easat-3176	197	85	loading	loading	NOUN
easat-3176	197	86	factor	factor	NOUN
easat-3176	197	87	value	value	NOUN
easat-3176	197	88	of	of	ADP
easat-3176	197	89	all	all	DET
easat-3176	197	90	indicators	indicator	NOUN
easat-3176	197	91	on	on	ADP
easat-3176	197	92	latent	latent	NOUN
easat-3176	197	93	variables	variable	NOUN
easat-3176	197	94	shows	show	VERB
easat-3176	197	95	>	>	X
easat-3176	198	1	0.70	0.70	NUM
easat-3176	199	1	so	so	SCONJ
easat-3176	199	2	that	that	SCONJ
easat-3176	199	3	the	the	DET
easat-3176	199	4	indicator	indicator	NOUN
easat-3176	199	5	is	be	AUX
easat-3176	199	6	declared	declare	VERB
easat-3176	199	7	valid	valid	ADJ
easat-3176	199	8	.	.	PUNCT
easat-3176	200	1	table	table	NOUN
easat-3176	200	2	10	10	NUM
easat-3176	200	3	.	.	PUNCT
easat-3176	201	1	average	average	ADJ
easat-3176	201	2	variance	variance	NOUN
easat-3176	201	3	extracted	extract	VERB
easat-3176	201	4	(	(	PUNCT
easat-3176	201	5	ave	ave	PROPN
easat-3176	201	6	)	)	PUNCT
easat-3176	201	7	.	.	PUNCT
easat-3176	202	1	variable	variable	ADJ
easat-3176	202	2	average	average	ADJ
easat-3176	202	3	variance	variance	NOUN
easat-3176	202	4	extracted	extract	VERB
easat-3176	202	5	(	(	PUNCT
easat-3176	202	6	ave	ave	NOUN
easat-3176	202	7	)	)	PUNCT
easat-3176	202	8	fl	fl	ADP
easat-3176	202	9	0.642	0.642	NUM
easat-3176	202	10	fb	fb	NOUN
easat-3176	202	11	0.657	0.657	NUM
easat-3176	202	12	dc	dc	PROPN
easat-3176	202	13	0.720	0.720	NUM
easat-3176	202	14	op	op	NOUN
easat-3176	202	15	0.666	0.666	NUM
easat-3176	202	16	figure	figure	NOUN
easat-3176	202	17	5	5	NUM
easat-3176	202	18	.	.	PUNCT
easat-3176	202	19	reestimated	reestimate	VERB
easat-3176	202	20	loading	loading	NOUN
easat-3176	202	21	factor	factor	NOUN
easat-3176	202	22	.	.	PUNCT
easat-3176	203	1	in	in	ADP
easat-3176	203	2	table	table	NOUN
easat-3176	203	3	10	10	NUM
easat-3176	203	4	.	.	PUNCT
easat-3176	204	1	it	it	PRON
easat-3176	204	2	can	can	AUX
easat-3176	204	3	be	be	AUX
easat-3176	204	4	seen	see	VERB
easat-3176	204	5	that	that	SCONJ
easat-3176	204	6	the	the	DET
easat-3176	204	7	four	four	NUM
easat-3176	204	8	latent	latent	NOUN
easat-3176	204	9	variables	variable	NOUN
easat-3176	204	10	have	have	VERB
easat-3176	204	11	an	an	DET
easat-3176	204	12	ave	ave	NOUN
easat-3176	204	13	value	value	NOUN
easat-3176	204	14	greater	great	ADJ
easat-3176	204	15	than	than	ADP
easat-3176	204	16	the	the	DET
easat-3176	204	17	specified	specify	VERB
easat-3176	204	18	value	value	NOUN
easat-3176	204	19	of	of	ADP
easat-3176	204	20	0.5	0.5	NUM
easat-3176	204	21	so	so	SCONJ
easat-3176	204	22	that	that	SCONJ
easat-3176	204	23	all	all	DET
easat-3176	204	24	variables	variable	NOUN
easat-3176	204	25	are	be	AUX
easat-3176	204	26	declared	declare	VERB
easat-3176	204	27	valid	valid	ADJ
easat-3176	204	28	in	in	ADP
easat-3176	204	29	explaining	explain	VERB
easat-3176	204	30	their	their	PRON
easat-3176	204	31	latent	latent	NOUN
easat-3176	204	32	variables	variable	NOUN
easat-3176	204	33	which	which	PRON
easat-3176	204	34	indicates	indicate	VERB
easat-3176	204	35	that	that	SCONJ
easat-3176	204	36	the	the	DET
easat-3176	204	37	use	use	NOUN
easat-3176	204	38	of	of	ADP
easat-3176	204	39	these	these	DET
easat-3176	204	40	manifest	manifest	ADJ
easat-3176	204	41	variables	variable	NOUN
easat-3176	204	42	meets	meet	VERB
easat-3176	204	43	the	the	DET
easat-3176	204	44	ave	ave	NOUN
easat-3176	204	45	requirements	requirement	NOUN
easat-3176	204	46	.	.	PUNCT
easat-3176	205	1	5320	5320	NUM
easat-3176	205	2	edelweiss	edelweiss	PROPN
easat-3176	205	3	applied	apply	VERB
easat-3176	205	4	science	science	NOUN
easat-3176	205	5	and	and	CCONJ
easat-3176	205	6	technology	technology	NOUN
easat-3176	205	7	issn	issn	PROPN
easat-3176	205	8	:	:	PUNCT
easat-3176	205	9	2576	2576	NUM
easat-3176	205	10	-	-	SYM
easat-3176	205	11	8484	8484	NUM
easat-3176	205	12	vol	vol	NOUN
easat-3176	205	13	.	.	PROPN
easat-3176	205	14	8	8	NUM
easat-3176	205	15	,	,	PUNCT
easat-3176	205	16	no	no	INTJ
easat-3176	205	17	.	.	NOUN
easat-3176	206	1	6	6	NUM
easat-3176	206	2	:	:	SYM
easat-3176	206	3	5310	5310	NUM
easat-3176	206	4	-	-	SYM
easat-3176	206	5	5328	5328	NUM
easat-3176	206	6	,	,	PUNCT
easat-3176	206	7	2024	2024	NUM
easat-3176	206	8	doi	doi	NOUN
easat-3176	206	9	:	:	PUNCT
easat-3176	206	10	10.55214/25768484.v8i6.3176	10.55214/25768484.v8i6.3176	PROPN
easat-3176	206	11	©	©	PROPN
easat-3176	206	12	2024	2024	NUM
easat-3176	206	13	by	by	ADP
easat-3176	206	14	the	the	DET
easat-3176	206	15	authors	author	NOUN
easat-3176	206	16	;	;	PUNCT
easat-3176	206	17	licensee	licensee	PROPN
easat-3176	206	18	learning	learning	NOUN
easat-3176	206	19	gate	gate	VERB
easat-3176	206	20	all	all	DET
easat-3176	206	21	manifest	manifest	ADJ
easat-3176	206	22	variables	variable	NOUN
easat-3176	206	23	are	be	AUX
easat-3176	206	24	declared	declare	VERB
easat-3176	206	25	to	to	PART
easat-3176	206	26	have	have	AUX
easat-3176	206	27	met	meet	VERB
easat-3176	206	28	the	the	DET
easat-3176	206	29	convergent	convergent	NOUN
easat-3176	206	30	validity	validity	NOUN
easat-3176	206	31	requirements	requirement	NOUN
easat-3176	206	32	.	.	PUNCT
easat-3176	207	1	convergent	convergent	NOUN
easat-3176	207	2	validity	validity	NOUN
easat-3176	207	3	itself	itself	PRON
easat-3176	207	4	is	be	AUX
easat-3176	207	5	validity	validity	NOUN
easat-3176	207	6	that	that	PRON
easat-3176	207	7	is	be	AUX
easat-3176	207	8	proven	prove	VERB
easat-3176	207	9	if	if	SCONJ
easat-3176	207	10	the	the	DET
easat-3176	207	11	scores	score	NOUN
easat-3176	207	12	obtained	obtain	VERB
easat-3176	207	13	by	by	ADP
easat-3176	207	14	instruments	instrument	NOUN
easat-3176	207	15	that	that	PRON
easat-3176	207	16	measure	measure	VERB
easat-3176	207	17	concepts	concept	NOUN
easat-3176	207	18	or	or	CCONJ
easat-3176	207	19	measure	measure	VERB
easat-3176	207	20	concepts	concept	NOUN
easat-3176	207	21	with	with	ADP
easat-3176	207	22	different	different	ADJ
easat-3176	207	23	methods	method	NOUN
easat-3176	207	24	have	have	VERB
easat-3176	207	25	a	a	DET
easat-3176	207	26	high	high	ADJ
easat-3176	207	27	correlation	correlation	NOUN
easat-3176	207	28	.	.	PUNCT
easat-3176	208	1	3.3.2	3.3.2	X
easat-3176	208	2	.	.	X
easat-3176	209	1	discriminant	discriminant	ADJ
easat-3176	209	2	validity	validity	NOUN
easat-3176	209	3	discriminant	discriminant	NOUN
easat-3176	209	4	validity	validity	NOUN
easat-3176	209	5	can	can	AUX
easat-3176	209	6	be	be	AUX
easat-3176	209	7	seen	see	VERB
easat-3176	209	8	from	from	ADP
easat-3176	209	9	the	the	DET
easat-3176	209	10	measurement	measurement	NOUN
easat-3176	209	11	of	of	ADP
easat-3176	209	12	the	the	DET
easat-3176	209	13	cross	cross	NOUN
easat-3176	209	14	loading	loading	NOUN
easat-3176	209	15	factor	factor	NOUN
easat-3176	209	16	with	with	ADP
easat-3176	209	17	the	the	DET
easat-3176	209	18	construct	construct	NOUN
easat-3176	209	19	and	and	CCONJ
easat-3176	209	20	the	the	DET
easat-3176	209	21	comparison	comparison	NOUN
easat-3176	209	22	of	of	ADP
easat-3176	209	23	ave	ave	NOUN
easat-3176	209	24	with	with	ADP
easat-3176	209	25	the	the	DET
easat-3176	209	26	latent	latent	ADJ
easat-3176	209	27	variable	variable	ADJ
easat-3176	209	28	correlation	correlation	NOUN
easat-3176	209	29	.	.	PUNCT
easat-3176	210	1	if	if	SCONJ
easat-3176	210	2	the	the	DET
easat-3176	210	3	construct	construct	NOUN
easat-3176	210	4	correlation	correlation	NOUN
easat-3176	210	5	with	with	ADP
easat-3176	210	6	the	the	DET
easat-3176	210	7	main	main	ADJ
easat-3176	210	8	measurement	measurement	NOUN
easat-3176	210	9	(	(	PUNCT
easat-3176	210	10	each	each	DET
easat-3176	210	11	indicator	indicator	NOUN
easat-3176	210	12	)	)	PUNCT
easat-3176	210	13	is	be	AUX
easat-3176	210	14	greater	great	ADJ
easat-3176	210	15	than	than	ADP
easat-3176	210	16	the	the	DET
easat-3176	210	17	size	size	NOUN
easat-3176	210	18	of	of	ADP
easat-3176	210	19	the	the	DET
easat-3176	210	20	other	other	ADJ
easat-3176	210	21	constructs	construct	NOUN
easat-3176	210	22	,	,	PUNCT
easat-3176	210	23	it	it	PRON
easat-3176	210	24	is	be	AUX
easat-3176	210	25	said	say	VERB
easat-3176	210	26	that	that	SCONJ
easat-3176	210	27	the	the	DET
easat-3176	210	28	variable	variable	NOUN
easat-3176	210	29	has	have	VERB
easat-3176	210	30	high	high	ADJ
easat-3176	210	31	discriminant	discriminant	ADJ
easat-3176	210	32	validity	validity	NOUN
easat-3176	210	33	.	.	PUNCT
easat-3176	211	1	the	the	DET
easat-3176	211	2	cross	cross	NOUN
easat-3176	211	3	loading	loading	NOUN
easat-3176	211	4	value	value	NOUN
easat-3176	211	5	is	be	AUX
easat-3176	211	6	presented	present	VERB
easat-3176	211	7	as	as	SCONJ
easat-3176	211	8	follows	follow	VERB
easat-3176	211	9	:	:	PUNCT
easat-3176	211	10	table	table	NOUN
easat-3176	211	11	11	11	NUM
easat-3176	211	12	.	.	PUNCT
easat-3176	211	13	cross	cross	NOUN
easat-3176	211	14	loading	loading	NOUN
easat-3176	211	15	factor	factor	NOUN
easat-3176	211	16	.	.	PUNCT
easat-3176	212	1	variable	variable	ADJ
easat-3176	212	2	indicator	indicator	NOUN
easat-3176	212	3	fl	fl	INTJ
easat-3176	212	4	fb	fb	INTJ
easat-3176	212	5	dc	dc	PROPN
easat-3176	212	6	op	op	NOUN
easat-3176	212	7	fl	fl	PROPN
easat-3176	212	8	x1.3	x1.3	PROPN
easat-3176	212	9	0.810	0.810	NUM
easat-3176	212	10	0.683	0.683	NUM
easat-3176	212	11	0.645	0.645	NUM
easat-3176	212	12	0.611	0.611	NUM
easat-3176	212	13	x1.5	x1.5	NOUN
easat-3176	212	14	0.789	0.789	NUM
easat-3176	212	15	0.767	0.767	NUM
easat-3176	212	16	0.705	0.705	NUM
easat-3176	212	17	0.669	0.669	NUM
easat-3176	212	18	x1.6	x1.6	X
easat-3176	212	19	0.774	0.774	NUM
easat-3176	212	20	0.606	0.606	NUM
easat-3176	212	21	0.727	0.727	NUM
easat-3176	212	22	0.602	0.602	NUM
easat-3176	212	23	x1.7	x1.7	ADV
easat-3176	212	24	0.878	0.878	NUM
easat-3176	212	25	0.717	0.717	NUM
easat-3176	212	26	0.777	0.777	NUM
easat-3176	212	27	0.553	0.553	NUM
easat-3176	212	28	x1.8	x1.8	PROPN
easat-3176	212	29	0.787	0.787	NUM
easat-3176	212	30	0.678	0.678	NUM
easat-3176	212	31	0.710	0.710	NUM
easat-3176	212	32	0.752	0.752	NUM
easat-3176	212	33	x1.9	x1.9	VERB
easat-3176	213	1	0.766	0.766	NUM
easat-3176	213	2	0.724	0.724	NUM
easat-3176	213	3	0.630	0.630	NUM
easat-3176	213	4	0.665	0.665	NUM
easat-3176	213	5	fb	fb	NOUN
easat-3176	213	6	x2.1	x2.1	NUM
easat-3176	213	7	0.705	0.705	NUM
easat-3176	213	8	0.706	0.706	NUM
easat-3176	213	9	0.543	0.543	NUM
easat-3176	213	10	0.511	0.511	NUM
easat-3176	213	11	x2.5	x2.5	PROPN
easat-3176	213	12	0.588	0.588	NUM
easat-3176	213	13	0.742	0.742	NUM
easat-3176	213	14	0.671	0.671	NUM
easat-3176	213	15	0.543	0.543	NUM
easat-3176	213	16	x2.7	x2.7	NUM
easat-3176	214	1	0.590	0.590	NUM
easat-3176	214	2	0.802	0.802	NUM
easat-3176	214	3	0.597	0.597	NUM
easat-3176	214	4	0.668	0.668	NUM
easat-3176	214	5	x2.8	x2.8	NOUN
easat-3176	214	6	0.711	0.711	NUM
easat-3176	214	7	0.843	0.843	NUM
easat-3176	214	8	0.857	0.857	NUM
easat-3176	214	9	0.302	0.302	NUM
easat-3176	214	10	x2.9	x2.9	PROPN
easat-3176	214	11	0.661	0.661	NUM
easat-3176	214	12	0.813	0.813	NUM
easat-3176	214	13	0.413	0.413	NUM
easat-3176	214	14	0.773	0.773	NUM
easat-3176	214	15	x2.10	x2.10	ADP
easat-3176	214	16	0.695	0.695	NUM
easat-3176	214	17	0.825	0.825	NUM
easat-3176	214	18	0.607	0.607	NUM
easat-3176	214	19	0.658	0.658	NUM
easat-3176	214	20	x2.11	x2.11	PROPN
easat-3176	214	21	0.656	0.656	NUM
easat-3176	214	22	0.771	0.771	NUM
easat-3176	214	23	0.578	0.578	NUM
easat-3176	214	24	0.645	0.645	NUM
easat-3176	214	25	x2.12	x2.12	PROPN
easat-3176	215	1	0.826	0.826	NUM
easat-3176	215	2	0.852	0.852	NUM
easat-3176	215	3	0.686	0.686	NUM
easat-3176	215	4	0.797	0.797	NUM
easat-3176	215	5	x2.13	x2.13	PROPN
easat-3176	215	6	0.610	0.610	NUM
easat-3176	215	7	0.849	0.849	NUM
easat-3176	215	8	0.899	0.899	NUM
easat-3176	215	9	0.445	0.445	NUM
easat-3176	215	10	x2.14	x2.14	PROPN
easat-3176	215	11	0.833	0.833	NUM
easat-3176	215	12	0.860	0.860	NUM
easat-3176	215	13	0.784	0.784	NUM
easat-3176	215	14	0.425	0.425	NUM
easat-3176	215	15	x2.15	x2.15	PROPN
easat-3176	215	16	0.622	0.622	NUM
easat-3176	215	17	0.839	0.839	NUM
easat-3176	215	18	0.865	0.865	NUM
easat-3176	215	19	0.559	0.559	NUM
easat-3176	215	20	dc	dc	PROPN
easat-3176	215	21	z1	z1	NOUN
easat-3176	215	22	0.636	0.636	NUM
easat-3176	215	23	0.665	0.665	NUM
easat-3176	215	24	0.859	0.859	NUM
easat-3176	215	25	0.586	0.586	NUM
easat-3176	215	26	z2	z2	NUM
easat-3176	215	27	0.759	0.759	NUM
easat-3176	215	28	0.847	0.847	NUM
easat-3176	215	29	0.854	0.854	NUM
easat-3176	215	30	0.619	0.619	NUM
easat-3176	215	31	z3	z3	PROPN
easat-3176	215	32	0.731	0.731	NUM
easat-3176	215	33	0.805	0.805	NUM
easat-3176	215	34	0.831	0.831	NUM
easat-3176	215	35	0.578	0.578	NUM
easat-3176	215	36	z4	z4	PROPN
easat-3176	215	37	0.721	0.721	NUM
easat-3176	215	38	0.595	0.595	NUM
easat-3176	215	39	0.842	0.842	NUM
easat-3176	215	40	0.331	0.331	NUM
easat-3176	215	41	z5	z5	NOUN
easat-3176	215	42	0.870	0.870	NUM
easat-3176	215	43	0.714	0.714	NUM
easat-3176	215	44	0.777	0.777	NUM
easat-3176	215	45	0.538	0.538	NUM
easat-3176	215	46	z6	z6	NOUN
easat-3176	215	47	0.653	0.653	NUM
easat-3176	215	48	0.709	0.709	NUM
easat-3176	215	49	0.849	0.849	NUM
easat-3176	215	50	0.374	0.374	NUM
easat-3176	215	51	z7	z7	PROPN
easat-3176	215	52	0.693	0.693	NUM
easat-3176	215	53	0.602	0.602	NUM
easat-3176	215	54	0.835	0.835	NUM
easat-3176	215	55	0.574	0.574	NUM
easat-3176	215	56	z8	z8	NOUN
easat-3176	215	57	0.638	0.638	NUM
easat-3176	215	58	0.701	0.701	NUM
easat-3176	215	59	0.897	0.897	NUM
easat-3176	215	60	0.486	0.486	NUM
easat-3176	215	61	z9	z9	NOUN
easat-3176	215	62	0.574	0.574	NUM
easat-3176	215	63	0.601	0.601	NUM
easat-3176	215	64	0.906	0.906	NUM
easat-3176	215	65	0.454	0.454	NUM
easat-3176	215	66	z10	z10	NOUN
easat-3176	215	67	0.563	0.563	NUM
easat-3176	215	68	0.716	0.716	NUM
easat-3176	215	69	0.926	0.926	NUM
easat-3176	215	70	0.590	0.590	NUM
easat-3176	215	71	z11	z11	NOUN
easat-3176	215	72	0.515	0.515	NUM
easat-3176	215	73	0.681	0.681	NUM
easat-3176	215	74	0.780	0.780	NUM
easat-3176	215	75	0.339	0.339	NUM
easat-3176	215	76	z13	z13	NOUN
easat-3176	215	77	0.678	0.678	NUM
easat-3176	215	78	0.838	0.838	NUM
easat-3176	215	79	0.838	0.838	NUM
easat-3176	215	80	0.495	0.495	NUM
easat-3176	215	81	z14	z14	NUM
easat-3176	215	82	0.678	0.678	NUM
easat-3176	215	83	0.827	0.827	NUM
easat-3176	215	84	0.834	0.834	NUM
easat-3176	215	85	0.576	0.576	NUM
easat-3176	215	86	z15	z15	NOUN
easat-3176	215	87	0.610	0.610	NUM
easat-3176	215	88	0.592	0.592	NUM
easat-3176	215	89	0.842	0.842	NUM
easat-3176	215	90	0.474	0.474	NUM
easat-3176	215	91	y1	y1	NOUN
easat-3176	215	92	0.704	0.704	NUM
easat-3176	215	93	0.521	0.521	NUM
easat-3176	215	94	0.538	0.538	NUM
easat-3176	215	95	0.836	0.836	NUM
easat-3176	215	96	y2	y2	NOUN
easat-3176	215	97	0.648	0.648	NUM
easat-3176	215	98	0.579	0.579	NUM
easat-3176	215	99	0.444	0.444	NUM
easat-3176	215	100	0.831	0.831	NUM
easat-3176	215	101	y3	y3	NOUN
easat-3176	215	102	0.647	0.647	NUM
easat-3176	215	103	0.533	0.533	NUM
easat-3176	215	104	0.491	0.491	NUM
easat-3176	215	105	0.802	0.802	NUM
easat-3176	215	106	y4	y4	NOUN
easat-3176	215	107	0.747	0.747	NUM
easat-3176	215	108	0.742	0.742	NUM
easat-3176	215	109	0.629	0.629	NUM
easat-3176	215	110	0.786	0.786	NUM
easat-3176	215	111	y5	y5	NOUN
easat-3176	215	112	0.704	0.704	NUM
easat-3176	215	113	0.521	0.521	NUM
easat-3176	215	114	0.538	0.538	NUM
easat-3176	215	115	0.779	0.779	NUM
easat-3176	215	116	y6	y6	ADJ
easat-3176	215	117	0.581	0.581	NUM
easat-3176	215	118	0.360	0.360	NUM
easat-3176	215	119	0.452	0.452	NUM
easat-3176	215	120	0.829	0.829	NUM
easat-3176	215	121	5321	5321	NUM
easat-3176	215	122	edelweiss	edelweiss	PROPN
easat-3176	215	123	applied	apply	VERB
easat-3176	215	124	science	science	NOUN
easat-3176	215	125	and	and	CCONJ
easat-3176	215	126	technology	technology	NOUN
easat-3176	215	127	issn	issn	PROPN
easat-3176	215	128	:	:	PUNCT
easat-3176	215	129	2576	2576	NUM
easat-3176	215	130	-	-	SYM
easat-3176	215	131	8484	8484	NUM
easat-3176	215	132	vol	vol	NOUN
easat-3176	215	133	.	.	PROPN
easat-3176	215	134	8	8	NUM
easat-3176	215	135	,	,	PUNCT
easat-3176	215	136	no	no	INTJ
easat-3176	215	137	.	.	NOUN
easat-3176	216	1	6	6	NUM
easat-3176	216	2	:	:	SYM
easat-3176	216	3	5310	5310	NUM
easat-3176	216	4	-	-	SYM
easat-3176	216	5	5328	5328	NUM
easat-3176	216	6	,	,	PUNCT
easat-3176	216	7	2024	2024	NUM
easat-3176	216	8	doi	doi	NOUN
easat-3176	216	9	:	:	PUNCT
easat-3176	216	10	10.55214/25768484.v8i6.3176	10.55214/25768484.v8i6.3176	PROPN
easat-3176	216	11	©	©	PROPN
easat-3176	216	12	2024	2024	NUM
easat-3176	216	13	by	by	ADP
easat-3176	216	14	the	the	DET
easat-3176	216	15	authors	author	NOUN
easat-3176	216	16	;	;	PUNCT
easat-3176	216	17	licensee	licensee	PROPN
easat-3176	216	18	learning	learning	NOUN
easat-3176	216	19	gate	gate	VERB
easat-3176	216	20	y7	y7	PROPN
easat-3176	216	21	0.680	0.680	NUM
easat-3176	216	22	0.400	0.400	NUM
easat-3176	216	23	0.267	0.267	NUM
easat-3176	216	24	0.817	0.817	NUM
easat-3176	216	25	y8	y8	PROPN
easat-3176	216	26	0.671	0.671	NUM
easat-3176	216	27	0.722	0.722	NUM
easat-3176	216	28	0.660	0.660	NUM
easat-3176	216	29	0.798	0.798	NUM
easat-3176	216	30	y9	y9	NOUN
easat-3176	216	31	0.559	0.559	NUM
easat-3176	216	32	0.466	0.466	NUM
easat-3176	216	33	0.386	0.386	NUM
easat-3176	216	34	0.825	0.825	NUM
easat-3176	216	35	y10	y10	NOUN
easat-3176	216	36	0.747	0.747	NUM
easat-3176	216	37	0.742	0.742	NUM
easat-3176	216	38	0.629	0.629	NUM
easat-3176	216	39	0.796	0.796	NUM
easat-3176	216	40	y11	y11	NOUN
easat-3176	216	41	0.498	0.498	NUM
easat-3176	216	42	0.480	0.480	NUM
easat-3176	216	43	0.267	0.267	NUM
easat-3176	216	44	0.839	0.839	NUM
easat-3176	216	45	y12	y12	NOUN
easat-3176	216	46	0.605	0.605	NUM
easat-3176	216	47	0.515	0.515	NUM
easat-3176	216	48	0.429	0.429	NUM
easat-3176	216	49	0.851	0.851	NUM
easat-3176	216	50	based	base	VERB
easat-3176	216	51	on	on	ADP
easat-3176	216	52	table	table	NOUN
easat-3176	216	53	11	11	NUM
easat-3176	216	54	,	,	PUNCT
easat-3176	216	55	it	it	PRON
easat-3176	216	56	can	can	AUX
easat-3176	216	57	be	be	AUX
easat-3176	216	58	seen	see	VERB
easat-3176	216	59	that	that	SCONJ
easat-3176	216	60	the	the	DET
easat-3176	216	61	cross	cross	NOUN
easat-3176	216	62	loading	loading	NOUN
easat-3176	216	63	factor	factor	NOUN
easat-3176	216	64	correlation	correlation	NOUN
easat-3176	216	65	value	value	NOUN
easat-3176	216	66	of	of	ADP
easat-3176	216	67	each	each	DET
easat-3176	216	68	latent	latent	NOUN
easat-3176	216	69	construct	construct	VERB
easat-3176	216	70	for	for	ADP
easat-3176	216	71	the	the	DET
easat-3176	216	72	corresponding	corresponding	ADJ
easat-3176	216	73	indicator	indicator	NOUN
easat-3176	216	74	is	be	AUX
easat-3176	216	75	higher	high	ADJ
easat-3176	216	76	than	than	ADP
easat-3176	216	77	other	other	ADJ
easat-3176	216	78	constructs	construct	NOUN
easat-3176	216	79	,	,	PUNCT
easat-3176	216	80	so	so	SCONJ
easat-3176	216	81	it	it	PRON
easat-3176	216	82	can	can	AUX
easat-3176	216	83	be	be	AUX
easat-3176	216	84	concluded	conclude	VERB
easat-3176	216	85	that	that	SCONJ
easat-3176	216	86	the	the	DET
easat-3176	216	87	indicators	indicator	NOUN
easat-3176	216	88	used	use	VERB
easat-3176	216	89	to	to	PART
easat-3176	216	90	measure	measure	VERB
easat-3176	216	91	latent	latent	NOUN
easat-3176	216	92	variables	variable	NOUN
easat-3176	216	93	have	have	AUX
easat-3176	216	94	met	meet	VERB
easat-3176	216	95	the	the	DET
easat-3176	216	96	requirements	requirement	NOUN
easat-3176	216	97	.	.	PUNCT
easat-3176	217	1	3.3.3	3.3.3	X
easat-3176	217	2	.	.	PUNCT
easat-3176	217	3	reliability	reliability	NOUN
easat-3176	217	4	test	test	NOUN
easat-3176	217	5	reliability	reliability	NOUN
easat-3176	217	6	tests	test	NOUN
easat-3176	217	7	in	in	ADP
easat-3176	217	8	partial	partial	ADJ
easat-3176	217	9	least	least	ADV
easat-3176	217	10	square	square	ADJ
easat-3176	217	11	(	(	PUNCT
easat-3176	217	12	pls	pls	INTJ
easat-3176	217	13	)	)	PUNCT
easat-3176	217	14	can	can	AUX
easat-3176	217	15	use	use	VERB
easat-3176	217	16	two	two	NUM
easat-3176	217	17	methods	method	NOUN
easat-3176	217	18	,	,	PUNCT
easat-3176	217	19	namely	namely	ADV
easat-3176	217	20	composite	composite	ADJ
easat-3176	217	21	reliability	reliability	NOUN
easat-3176	217	22	(	(	PUNCT
easat-3176	217	23	cr	cr	NOUN
easat-3176	217	24	)	)	PUNCT
easat-3176	217	25	and	and	CCONJ
easat-3176	217	26	cronbach	cronbach	VERB
easat-3176	217	27	's	's	PART
easat-3176	217	28	alpha	alpha	NOUN
easat-3176	217	29	(	(	PUNCT
easat-3176	217	30	ca	ca	NOUN
easat-3176	217	31	)	)	PUNCT
easat-3176	217	32	which	which	PRON
easat-3176	217	33	are	be	AUX
easat-3176	217	34	presented	present	VERB
easat-3176	217	35	as	as	SCONJ
easat-3176	217	36	follows	follow	VERB
easat-3176	217	37	:	:	PUNCT
easat-3176	217	38	table	table	NOUN
easat-3176	217	39	12	12	NUM
easat-3176	217	40	.	.	PUNCT
easat-3176	218	1	reliability	reliability	NOUN
easat-3176	218	2	test	test	NOUN
easat-3176	218	3	results	result	NOUN
easat-3176	218	4	.	.	PUNCT
easat-3176	219	1	cronbach	cronbach	VERB
easat-3176	219	2	’s	’s	PART
easat-3176	219	3	alpha	alpha	ADJ
easat-3176	219	4	composite	composite	ADJ
easat-3176	219	5	reliability	reliability	NOUN
easat-3176	219	6	conclusion	conclusion	NOUN
easat-3176	219	7	financial	financial	ADJ
easat-3176	219	8	literacy	literacy	NOUN
easat-3176	219	9	(	(	PUNCT
easat-3176	219	10	fl	fl	NOUN
easat-3176	219	11	)	)	PUNCT
easat-3176	219	12	0.888	0.888	NUM
easat-3176	219	13	0.915	0.915	NUM
easat-3176	219	14	reliable	reliable	ADJ
easat-3176	219	15	financial	financial	ADJ
easat-3176	219	16	behavior	behavior	NOUN
easat-3176	219	17	(	(	PUNCT
easat-3176	219	18	fb	fb	INTJ
easat-3176	219	19	)	)	PUNCT
easat-3176	219	20	0.947	0.947	NUM
easat-3176	219	21	0.955	0.955	NUM
easat-3176	219	22	reliable	reliable	ADJ
easat-3176	219	23	digital	digital	ADJ
easat-3176	219	24	competency	competency	NOUN
easat-3176	219	25	(	(	PUNCT
easat-3176	219	26	dc	dc	PROPN
easat-3176	219	27	)	)	PUNCT
easat-3176	219	28	0.970	0.970	NUM
easat-3176	219	29	0.973	0.973	NUM
easat-3176	219	30	reliable	reliable	ADJ
easat-3176	219	31	organization	organization	NOUN
easat-3176	219	32	performance	performance	NOUN
easat-3176	219	33	(	(	PUNCT
easat-3176	219	34	op	op	NOUN
easat-3176	219	35	)	)	PUNCT
easat-3176	219	36	0.954	0.954	NUM
easat-3176	219	37	0.960	0.960	NUM
easat-3176	219	38	reliable	reliable	ADJ
easat-3176	219	39	from	from	ADP
easat-3176	219	40	the	the	DET
easat-3176	219	41	test	test	NOUN
easat-3176	219	42	results	result	NOUN
easat-3176	219	43	it	it	PRON
easat-3176	219	44	can	can	AUX
easat-3176	219	45	be	be	AUX
easat-3176	219	46	seen	see	VERB
easat-3176	219	47	that	that	SCONJ
easat-3176	219	48	the	the	DET
easat-3176	219	49	composite	composite	ADJ
easat-3176	219	50	reliability	reliability	NOUN
easat-3176	219	51	(	(	PUNCT
easat-3176	219	52	cr	cr	NOUN
easat-3176	219	53	)	)	PUNCT
easat-3176	219	54	value	value	NOUN
easat-3176	219	55	is	be	AUX
easat-3176	219	56	greater	great	ADJ
easat-3176	219	57	than	than	ADP
easat-3176	219	58	0.7	0.7	NUM
easat-3176	219	59	,	,	PUNCT
easat-3176	219	60	and	and	CCONJ
easat-3176	219	61	the	the	DET
easat-3176	219	62	cronbach	cronbach	NOUN
easat-3176	219	63	's	's	PART
easat-3176	219	64	alpha	alpha	NOUN
easat-3176	219	65	(	(	PUNCT
easat-3176	219	66	ca	ca	NOUN
easat-3176	219	67	)	)	PUNCT
easat-3176	219	68	value	value	NOUN
easat-3176	219	69	is	be	AUX
easat-3176	219	70	greater	great	ADJ
easat-3176	219	71	than	than	ADP
easat-3176	219	72	0.6	0.6	NUM
easat-3176	219	73	,	,	PUNCT
easat-3176	219	74	so	so	SCONJ
easat-3176	219	75	it	it	PRON
easat-3176	219	76	can	can	AUX
easat-3176	219	77	be	be	AUX
easat-3176	219	78	concluded	conclude	VERB
easat-3176	219	79	that	that	SCONJ
easat-3176	219	80	the	the	DET
easat-3176	219	81	data	data	NOUN
easat-3176	219	82	is	be	AUX
easat-3176	219	83	reliable	reliable	ADJ
easat-3176	219	84	which	which	PRON
easat-3176	219	85	indicates	indicate	VERB
easat-3176	219	86	that	that	SCONJ
easat-3176	219	87	all	all	DET
easat-3176	219	88	indicators	indicator	NOUN
easat-3176	219	89	have	have	VERB
easat-3176	219	90	consistency	consistency	NOUN
easat-3176	219	91	in	in	ADP
easat-3176	219	92	measuring	measure	VERB
easat-3176	219	93	each	each	DET
easat-3176	219	94	variable	variable	NOUN
easat-3176	219	95	.	.	PUNCT
easat-3176	220	1	3.3.4	3.3.4	X
easat-3176	220	2	.	.	PUNCT
easat-3176	220	3	structural	structural	ADJ
easat-3176	220	4	model	model	NOUN
easat-3176	220	5	testing	testing	NOUN
easat-3176	220	6	(	(	PUNCT
easat-3176	220	7	inner	inner	ADJ
easat-3176	220	8	model	model	NOUN
easat-3176	220	9	)	)	PUNCT
easat-3176	220	10	this	this	DET
easat-3176	220	11	structural	structural	ADJ
easat-3176	220	12	model	model	NOUN
easat-3176	220	13	measurement	measurement	NOUN
easat-3176	220	14	is	be	AUX
easat-3176	220	15	to	to	PART
easat-3176	220	16	test	test	VERB
easat-3176	220	17	the	the	DET
easat-3176	220	18	effect	effect	NOUN
easat-3176	220	19	of	of	ADP
easat-3176	220	20	one	one	NUM
easat-3176	220	21	latent	latent	NOUN
easat-3176	220	22	variable	variable	NOUN
easat-3176	220	23	on	on	ADP
easat-3176	220	24	other	other	ADJ
easat-3176	220	25	latent	latent	NOUN
easat-3176	220	26	variables	variable	NOUN
easat-3176	220	27	.	.	PUNCT
easat-3176	221	1	testing	testing	NOUN
easat-3176	221	2	is	be	AUX
easat-3176	221	3	done	do	VERB
easat-3176	221	4	by	by	ADP
easat-3176	221	5	looking	look	VERB
easat-3176	221	6	at	at	ADP
easat-3176	221	7	the	the	DET
easat-3176	221	8	path	path	NOUN
easat-3176	221	9	value	value	NOUN
easat-3176	221	10	to	to	PART
easat-3176	221	11	see	see	VERB
easat-3176	221	12	whether	whether	SCONJ
easat-3176	221	13	the	the	DET
easat-3176	221	14	effect	effect	NOUN
easat-3176	221	15	is	be	AUX
easat-3176	221	16	significant	significant	ADJ
easat-3176	221	17	or	or	CCONJ
easat-3176	221	18	not	not	PART
easat-3176	221	19	seen	see	VERB
easat-3176	221	20	from	from	ADP
easat-3176	221	21	the	the	DET
easat-3176	221	22	t	t	NOUN
easat-3176	221	23	value	value	NOUN
easat-3176	221	24	of	of	ADP
easat-3176	221	25	the	the	DET
easat-3176	221	26	path	path	NOUN
easat-3176	221	27	value	value	NOUN
easat-3176	221	28	(	(	PUNCT
easat-3176	221	29	t	t	NOUN
easat-3176	221	30	value	value	NOUN
easat-3176	221	31	can	can	AUX
easat-3176	221	32	be	be	AUX
easat-3176	221	33	obtained	obtain	VERB
easat-3176	221	34	by	by	ADP
easat-3176	221	35	doing	do	VERB
easat-3176	221	36	boothstraping	boothstraping	NOUN
easat-3176	221	37	)	)	PUNCT
easat-3176	221	38	.	.	PUNCT
easat-3176	222	1	the	the	DET
easat-3176	222	2	following	follow	VERB
easat-3176	222	3	is	be	AUX
easat-3176	222	4	a	a	DET
easat-3176	222	5	picture	picture	NOUN
easat-3176	222	6	of	of	ADP
easat-3176	222	7	the	the	DET
easat-3176	222	8	bootstrapping	bootstrappe	VERB
easat-3176	222	9	results	result	NOUN
easat-3176	222	10	conducted	conduct	VERB
easat-3176	222	11	in	in	ADP
easat-3176	222	12	this	this	DET
easat-3176	222	13	study	study	NOUN
easat-3176	222	14	:	:	PUNCT
easat-3176	222	15	figure	figure	NOUN
easat-3176	222	16	6	6	NUM
easat-3176	222	17	.	.	PUNCT
easat-3176	223	1	bootstrapping	bootstrappe	VERB
easat-3176	223	2	.	.	PUNCT
easat-3176	224	1	5322	5322	NUM
easat-3176	224	2	edelweiss	edelweiss	PROPN
easat-3176	224	3	applied	apply	VERB
easat-3176	224	4	science	science	NOUN
easat-3176	224	5	and	and	CCONJ
easat-3176	224	6	technology	technology	NOUN
easat-3176	224	7	issn	issn	PROPN
easat-3176	224	8	:	:	PUNCT
easat-3176	224	9	2576	2576	NUM
easat-3176	224	10	-	-	SYM
easat-3176	224	11	8484	8484	NUM
easat-3176	224	12	vol	vol	NOUN
easat-3176	224	13	.	.	PROPN
easat-3176	224	14	8	8	NUM
easat-3176	224	15	,	,	PUNCT
easat-3176	224	16	no	no	INTJ
easat-3176	224	17	.	.	NOUN
easat-3176	225	1	6	6	NUM
easat-3176	225	2	:	:	SYM
easat-3176	225	3	5310	5310	NUM
easat-3176	225	4	-	-	SYM
easat-3176	225	5	5328	5328	NUM
easat-3176	225	6	,	,	PUNCT
easat-3176	225	7	2024	2024	NUM
easat-3176	225	8	doi	doi	NOUN
easat-3176	225	9	:	:	PUNCT
easat-3176	225	10	10.55214/25768484.v8i6.3176	10.55214/25768484.v8i6.3176	PROPN
easat-3176	225	11	©	©	PROPN
easat-3176	225	12	2024	2024	NUM
easat-3176	225	13	by	by	ADP
easat-3176	225	14	the	the	DET
easat-3176	225	15	authors	author	NOUN
easat-3176	225	16	;	;	PUNCT
easat-3176	226	1	licensee	licensee	PROPN
easat-3176	226	2	learning	learn	VERB
easat-3176	226	3	gate	gate	PROPN
easat-3176	226	4	3.3.5	3.3.5	PROPN
easat-3176	226	5	.	.	PUNCT
easat-3176	227	1	hypothesis	hypothesis	NOUN
easat-3176	227	2	testing	test	VERB
easat-3176	227	3	the	the	DET
easat-3176	227	4	hypothesis	hypothesis	NOUN
easat-3176	227	5	in	in	ADP
easat-3176	227	6	this	this	DET
easat-3176	227	7	study	study	NOUN
easat-3176	227	8	will	will	AUX
easat-3176	227	9	be	be	AUX
easat-3176	227	10	tested	test	VERB
easat-3176	227	11	using	use	VERB
easat-3176	227	12	the	the	DET
easat-3176	227	13	path	path	NOUN
easat-3176	227	14	coefficient	coefficient	NOUN
easat-3176	227	15	value	value	NOUN
easat-3176	227	16	and	and	CCONJ
easat-3176	227	17	t	t	NOUN
easat-3176	227	18	values	value	NOUN
easat-3176	227	19	to	to	PART
easat-3176	227	20	see	see	VERB
easat-3176	227	21	whether	whether	SCONJ
easat-3176	227	22	there	there	PRON
easat-3176	227	23	is	be	VERB
easat-3176	227	24	a	a	DET
easat-3176	227	25	significant	significant	ADJ
easat-3176	227	26	effect	effect	NOUN
easat-3176	227	27	or	or	CCONJ
easat-3176	227	28	not	not	PART
easat-3176	227	29	.	.	PUNCT
easat-3176	228	1	in	in	ADP
easat-3176	228	2	addition	addition	NOUN
easat-3176	228	3	,	,	PUNCT
easat-3176	228	4	the	the	DET
easat-3176	228	5	results	result	NOUN
easat-3176	228	6	of	of	ADP
easat-3176	228	7	the	the	DET
easat-3176	228	8	path	path	NOUN
easat-3176	228	9	significance	significance	NOUN
easat-3176	228	10	test	test	NOUN
easat-3176	228	11	also	also	ADV
easat-3176	228	12	show	show	VERB
easat-3176	228	13	the	the	DET
easat-3176	228	14	parameter	parameter	NOUN
easat-3176	228	15	coefficient	coefficient	NOUN
easat-3176	228	16	value	value	NOUN
easat-3176	228	17	(	(	PUNCT
easat-3176	228	18	original	original	ADJ
easat-3176	228	19	sample	sample	NOUN
easat-3176	228	20	)	)	PUNCT
easat-3176	228	21	.	.	PUNCT
easat-3176	229	1	the	the	DET
easat-3176	229	2	parameter	parameter	PROPN
easat-3176	229	3	coefficient	coefficient	NOUN
easat-3176	229	4	shows	show	VERB
easat-3176	229	5	the	the	DET
easat-3176	229	6	significant	significant	ADJ
easat-3176	229	7	value	value	NOUN
easat-3176	229	8	of	of	ADP
easat-3176	229	9	the	the	DET
easat-3176	229	10	effect	effect	NOUN
easat-3176	229	11	of	of	ADP
easat-3176	229	12	each	each	DET
easat-3176	229	13	research	research	NOUN
easat-3176	229	14	variable	variable	NOUN
easat-3176	229	15	.	.	PUNCT
easat-3176	230	1	table	table	NOUN
easat-3176	230	2	13	13	NUM
easat-3176	230	3	.	.	PUNCT
easat-3176	231	1	path	path	NOUN
easat-3176	231	2	significance	significance	NOUN
easat-3176	231	3	test	test	NOUN
easat-3176	231	4	.	.	PUNCT
easat-3176	232	1	variable	variable	ADJ
easat-3176	232	2	original	original	ADJ
easat-3176	232	3	sample	sample	NOUN
easat-3176	232	4	(	(	PUNCT
easat-3176	232	5	o	o	NOUN
easat-3176	232	6	)	)	PUNCT
easat-3176	232	7	sample	sample	NOUN
easat-3176	232	8	mean	mean	NOUN
easat-3176	232	9	(	(	PUNCT
easat-3176	232	10	m	m	NOUN
easat-3176	232	11	)	)	PUNCT
easat-3176	232	12	standard	standard	ADJ
easat-3176	232	13	deviation	deviation	NOUN
easat-3176	232	14	(	(	PUNCT
easat-3176	232	15	stdev	stdev	NOUN
easat-3176	232	16	)	)	PUNCT
easat-3176	232	17	t	t	PROPN
easat-3176	232	18	statistics	statistic	NOUN
easat-3176	232	19	(	(	PUNCT
easat-3176	232	20	o	o	NOUN
easat-3176	232	21	/	/	SYM
easat-3176	232	22	stdev	stdev	NOUN
easat-3176	232	23	)	)	PUNCT
easat-3176	233	1	p	p	NOUN
easat-3176	233	2	values	value	NOUN
easat-3176	233	3	fl	fl	X
easat-3176	233	4	→	→	SYM
easat-3176	233	5	op	op	NOUN
easat-3176	233	6	-0.083	-0.083	SYM
easat-3176	233	7	-0.072	-0.072	NOUN
easat-3176	233	8	0.113	0.113	NUM
easat-3176	233	9	0.740	0.740	NUM
easat-3176	233	10	0.459	0.459	NUM
easat-3176	233	11	fb	fb	NOUN
easat-3176	233	12	→	→	X
easat-3176	233	13	op	op	NOUN
easat-3176	233	14	0.415	0.415	NUM
easat-3176	233	15	0.419	0.419	NUM
easat-3176	233	16	0.164	0.164	NUM
easat-3176	233	17	2.531	2.531	NUM
easat-3176	233	18	0.011	0.011	NUM
easat-3176	233	19	dc	dc	PROPN
easat-3176	233	20	→	→	SYM
easat-3176	233	21	op	op	NOUN
easat-3176	233	22	0.635	0.635	NUM
easat-3176	233	23	0.623	0.623	NUM
easat-3176	233	24	0.121	0.121	NUM
easat-3176	233	25	5.259	5.259	NUM
easat-3176	233	26	0.000	0.000	NUM
easat-3176	233	27	dc	dc	PROPN
easat-3176	233	28	x	x	SYM
easat-3176	233	29	fl	fl	INTJ
easat-3176	233	30	→	→	NOUN
easat-3176	233	31	op	op	NOUN
easat-3176	233	32	-0.088	-0.088	NUM
easat-3176	233	33	-0.094	-0.094	VERB
easat-3176	233	34	0.132	0.132	NUM
easat-3176	233	35	0.663	0.663	NUM
easat-3176	233	36	0.507	0.507	NUM
easat-3176	233	37	dc	dc	PROPN
easat-3176	233	38	x	x	SYM
easat-3176	233	39	fb	fb	INTJ
easat-3176	233	40	→	→	PUNCT
easat-3176	233	41	op	op	NOUN
easat-3176	233	42	0.116	0.116	NUM
easat-3176	233	43	0.114	0.114	NUM
easat-3176	233	44	0.119	0.119	NUM
easat-3176	233	45	0.981	0.981	NUM
easat-3176	233	46	0.327	0.327	NUM
easat-3176	233	47	table	table	NOUN
easat-3176	233	48	14	14	NUM
easat-3176	233	49	.	.	PUNCT
easat-3176	234	1	hypothesis	hypothesis	NOUN
easat-3176	234	2	test	test	NOUN
easat-3176	234	3	matrix	matrix	NOUN
easat-3176	234	4	.	.	PUNCT
easat-3176	235	1	h	h	NOUN
easat-3176	235	2	variable	variable	ADJ
easat-3176	235	3	correlation	correlation	NOUN
easat-3176	235	4	t	t	PROPN
easat-3176	235	5	value	value	NOUN
easat-3176	235	6	t	t	PROPN
easat-3176	235	7	table	table	NOUN
easat-3176	235	8	description	description	NOUN
easat-3176	235	9	h1	h1	VERB
easat-3176	235	10	financial	financial	ADJ
easat-3176	235	11	literacy	literacy	NOUN
easat-3176	235	12	→	→	SYM
easat-3176	235	13	organization	organization	NOUN
easat-3176	235	14	performance	performance	NOUN
easat-3176	235	15	-0.083	-0.083	PROPN
easat-3176	235	16	0.740	0.740	NUM
easat-3176	235	17	1,96	1,96	NUM
easat-3176	235	18	no	no	DET
easat-3176	235	19	effect	effect	NOUN
easat-3176	235	20	h2	h2	NOUN
easat-3176	235	21	financial	financial	ADJ
easat-3176	235	22	behavior	behavior	NOUN
easat-3176	235	23	→	→	SYM
easat-3176	235	24	organization	organization	NOUN
easat-3176	235	25	performance	performance	NOUN
easat-3176	235	26	0.415	0.415	NUM
easat-3176	235	27	2.531	2.531	NUM
easat-3176	235	28	1,96	1,96	NUM
easat-3176	235	29	positively	positively	ADV
easat-3176	235	30	affected	affect	VERB
easat-3176	235	31	h3	h3	NOUN
easat-3176	235	32	digital	digital	ADJ
easat-3176	235	33	competency	competency	NOUN
easat-3176	235	34	→	→	SYM
easat-3176	235	35	organization	organization	NOUN
easat-3176	235	36	performance	performance	NOUN
easat-3176	235	37	0.635	0.635	NUM
easat-3176	235	38	5.259	5.259	NUM
easat-3176	235	39	1,96	1,96	NUM
easat-3176	235	40	positively	positively	ADV
easat-3176	235	41	affected	affect	VERB
easat-3176	235	42	h4	h4	PROPN
easat-3176	235	43	digital	digital	ADJ
easat-3176	235	44	competency	competency	NOUN
easat-3176	235	45	x	x	ADP
easat-3176	235	46	financial	financial	ADJ
easat-3176	235	47	literacy	literacy	NOUN
easat-3176	235	48	→	→	SYM
easat-3176	235	49	organization	organization	NOUN
easat-3176	235	50	performance	performance	NOUN
easat-3176	235	51	-0.088	-0.088	ADP
easat-3176	235	52	0.663	0.663	NUM
easat-3176	235	53	1,96	1,96	NUM
easat-3176	235	54	no	no	DET
easat-3176	235	55	effect	effect	NOUN
easat-3176	235	56	h5	h5	VERB
easat-3176	235	57	digital	digital	ADJ
easat-3176	235	58	competency	competency	NOUN
easat-3176	235	59	x	x	PROPN
easat-3176	235	60	financial	financial	ADJ
easat-3176	235	61	behavior	behavior	NOUN
easat-3176	235	62	→	→	SYM
easat-3176	235	63	organization	organization	NOUN
easat-3176	235	64	performance	performance	NOUN
easat-3176	235	65	0.116	0.116	NUM
easat-3176	235	66	0.981	0.981	NUM
easat-3176	235	67	1,96	1,96	NUM
easat-3176	235	68	no	no	DET
easat-3176	235	69	effect	effect	NOUN
easat-3176	235	70	in	in	ADP
easat-3176	235	71	this	this	DET
easat-3176	235	72	study	study	NOUN
easat-3176	235	73	,	,	PUNCT
easat-3176	235	74	researchers	researcher	NOUN
easat-3176	235	75	used	use	VERB
easat-3176	235	76	a	a	DET
easat-3176	235	77	confidence	confidence	NOUN
easat-3176	235	78	level	level	NOUN
easat-3176	235	79	of	of	ADP
easat-3176	235	80	95	95	NUM
easat-3176	235	81	%	%	NOUN
easat-3176	235	82	.	.	PUNCT
easat-3176	236	1	the	the	DET
easat-3176	236	2	path	path	NOUN
easat-3176	236	3	coefficient	coefficient	NOUN
easat-3176	236	4	score	score	NOUN
easat-3176	236	5	indicated	indicate	VERB
easat-3176	236	6	by	by	ADP
easat-3176	236	7	the	the	DET
easat-3176	236	8	t	t	PROPN
easat-3176	236	9	-	-	PUNCT
easat-3176	236	10	statistic	statistic	NOUN
easat-3176	236	11	value	value	NOUN
easat-3176	236	12	must	must	AUX
easat-3176	236	13	be	be	AUX
easat-3176	236	14	above	above	ADP
easat-3176	236	15	1.96	1.96	NUM
easat-3176	236	16	for	for	ADP
easat-3176	236	17	a	a	DET
easat-3176	236	18	two	two	NUM
easat-3176	236	19	-	-	PUNCT
easat-3176	236	20	tailed	tail	VERB
easat-3176	236	21	hypothesis	hypothesis	NOUN
easat-3176	236	22	.	.	PUNCT
easat-3176	237	1	based	base	VERB
easat-3176	237	2	on	on	ADP
easat-3176	237	3	the	the	DET
easat-3176	237	4	path	path	NOUN
easat-3176	237	5	coefficient	coefficient	NOUN
easat-3176	237	6	and	and	CCONJ
easat-3176	237	7	tstatistic	tstatistic	ADJ
easat-3176	237	8	in	in	ADP
easat-3176	237	9	the	the	DET
easat-3176	237	10	table	table	NOUN
easat-3176	237	11	,	,	PUNCT
easat-3176	237	12	the	the	DET
easat-3176	237	13	following	follow	VERB
easat-3176	237	14	conclusions	conclusion	NOUN
easat-3176	237	15	can	can	AUX
easat-3176	237	16	be	be	AUX
easat-3176	237	17	drawn	draw	VERB
easat-3176	237	18	:	:	PUNCT
easat-3176	237	19	3.4	3.4	NUM
easat-3176	237	20	.	.	PUNCT
easat-3176	237	21	effect	effect	NOUN
easat-3176	237	22	of	of	ADP
easat-3176	237	23	financial	financial	ADJ
easat-3176	237	24	literacy	literacy	NOUN
easat-3176	237	25	on	on	ADP
easat-3176	237	26	investment	investment	NOUN
easat-3176	237	27	decision	decision	NOUN
easat-3176	237	28	h0	h0	NOUN
easat-3176	237	29	:	:	PUNCT
easat-3176	237	30	financial	financial	ADJ
easat-3176	237	31	literacy	literacy	NOUN
easat-3176	237	32	has	have	VERB
easat-3176	237	33	no	no	DET
easat-3176	237	34	significant	significant	ADJ
easat-3176	237	35	effect	effect	NOUN
easat-3176	237	36	on	on	ADP
easat-3176	237	37	organization	organization	NOUN
easat-3176	237	38	performance	performance	NOUN
easat-3176	237	39	h1	h1	NOUN
easat-3176	237	40	:	:	PUNCT
easat-3176	237	41	financial	financial	ADJ
easat-3176	237	42	literacy	literacy	NOUN
easat-3176	237	43	has	have	VERB
easat-3176	237	44	a	a	DET
easat-3176	237	45	significant	significant	ADJ
easat-3176	237	46	effect	effect	NOUN
easat-3176	237	47	on	on	ADP
easat-3176	237	48	organizational	organizational	ADJ
easat-3176	237	49	performance	performance	NOUN
easat-3176	237	50	reject	reject	NOUN
easat-3176	237	51	h0	h0	NOUN
easat-3176	237	52	and	and	CCONJ
easat-3176	237	53	accept	accept	VERB
easat-3176	237	54	h1	h1	PROPN
easat-3176	237	55	if	if	SCONJ
easat-3176	237	56	t	t	NOUN
easat-3176	237	57	-	-	PUNCT
easat-3176	237	58	value	value	NOUN
easat-3176	237	59	>	>	X
easat-3176	237	60	t	t	NOUN
easat-3176	237	61	-	-	PUNCT
easat-3176	237	62	table	table	NOUN
easat-3176	237	63	to	to	PART
easat-3176	237	64	test	test	VERB
easat-3176	237	65	the	the	DET
easat-3176	237	66	above	above	ADJ
easat-3176	237	67	hypothesis	hypothesis	NOUN
easat-3176	237	68	,	,	PUNCT
easat-3176	237	69	the	the	DET
easat-3176	237	70	t	t	NOUN
easat-3176	237	71	-	-	PUNCT
easat-3176	237	72	value	value	NOUN
easat-3176	237	73	is	be	AUX
easat-3176	237	74	used	use	VERB
easat-3176	237	75	to	to	PART
easat-3176	237	76	see	see	VERB
easat-3176	237	77	the	the	DET
easat-3176	237	78	effect	effect	NOUN
easat-3176	237	79	of	of	ADP
easat-3176	237	80	financial	financial	ADJ
easat-3176	237	81	literacy	literacy	NOUN
easat-3176	237	82	on	on	ADP
easat-3176	237	83	organization	organization	NOUN
easat-3176	237	84	performance	performance	NOUN
easat-3176	237	85	with	with	ADP
easat-3176	237	86	a	a	DET
easat-3176	237	87	t	t	NOUN
easat-3176	237	88	-	-	PUNCT
easat-3176	237	89	value	value	NOUN
easat-3176	237	90	of	of	ADP
easat-3176	237	91	0.740	0.740	NUM
easat-3176	237	92	,	,	PUNCT
easat-3176	237	93	this	this	DET
easat-3176	237	94	value	value	NOUN
easat-3176	237	95	is	be	AUX
easat-3176	237	96	smaller	small	ADJ
easat-3176	237	97	than	than	ADP
easat-3176	237	98	1.96	1.96	NUM
easat-3176	237	99	with	with	ADP
easat-3176	237	100	a=0.05	a=0.05	NOUN
easat-3176	237	101	,	,	PUNCT
easat-3176	237	102	so	so	SCONJ
easat-3176	237	103	it	it	PRON
easat-3176	237	104	can	can	AUX
easat-3176	237	105	be	be	AUX
easat-3176	237	106	concluded	conclude	VERB
easat-3176	237	107	that	that	SCONJ
easat-3176	237	108	h0	h0	PROPN
easat-3176	237	109	is	be	AUX
easat-3176	237	110	accepted	accept	VERB
easat-3176	237	111	,	,	PUNCT
easat-3176	237	112	meaning	mean	VERB
easat-3176	237	113	that	that	SCONJ
easat-3176	237	114	there	there	PRON
easat-3176	237	115	is	be	VERB
easat-3176	237	116	no	no	DET
easat-3176	237	117	significant	significant	ADJ
easat-3176	237	118	effect	effect	NOUN
easat-3176	237	119	of	of	ADP
easat-3176	237	120	financial	financial	ADJ
easat-3176	237	121	literacy	literacy	NOUN
easat-3176	237	122	and	and	CCONJ
easat-3176	237	123	5323	5323	NUM
easat-3176	237	124	edelweiss	edelweiss	PROPN
easat-3176	237	125	applied	apply	VERB
easat-3176	237	126	science	science	NOUN
easat-3176	237	127	and	and	CCONJ
easat-3176	237	128	technology	technology	NOUN
easat-3176	237	129	issn	issn	PROPN
easat-3176	237	130	:	:	PUNCT
easat-3176	237	131	2576	2576	NUM
easat-3176	237	132	-	-	SYM
easat-3176	237	133	8484	8484	NUM
easat-3176	237	134	vol	vol	NOUN
easat-3176	237	135	.	.	PROPN
easat-3176	237	136	8	8	NUM
easat-3176	237	137	,	,	PUNCT
easat-3176	237	138	no	no	INTJ
easat-3176	237	139	.	.	NOUN
easat-3176	238	1	6	6	NUM
easat-3176	238	2	:	:	SYM
easat-3176	238	3	5310	5310	NUM
easat-3176	238	4	-	-	SYM
easat-3176	238	5	5328	5328	NUM
easat-3176	238	6	,	,	PUNCT
easat-3176	238	7	2024	2024	NUM
easat-3176	238	8	doi	doi	NOUN
easat-3176	238	9	:	:	PUNCT
easat-3176	238	10	10.55214/25768484.v8i6.3176	10.55214/25768484.v8i6.3176	PROPN
easat-3176	238	11	©	©	PROPN
easat-3176	238	12	2024	2024	NUM
easat-3176	238	13	by	by	ADP
easat-3176	238	14	the	the	DET
easat-3176	238	15	authors	author	NOUN
easat-3176	238	16	;	;	PUNCT
easat-3176	238	17	licensee	licensee	PROPN
easat-3176	238	18	learning	learning	PROPN
easat-3176	238	19	gate	gate	PROPN
easat-3176	238	20	organization	organization	NOUN
easat-3176	238	21	performance	performance	NOUN
easat-3176	238	22	.	.	PUNCT
easat-3176	239	1	the	the	DET
easat-3176	239	2	financial	financial	ADJ
easat-3176	239	3	literacy	literacy	NOUN
easat-3176	239	4	variable	variable	NOUN
easat-3176	239	5	on	on	ADP
easat-3176	239	6	organization	organization	NOUN
easat-3176	239	7	performance	performance	NOUN
easat-3176	239	8	has	have	VERB
easat-3176	239	9	an	an	DET
easat-3176	239	10	original	original	ADJ
easat-3176	239	11	sample	sample	NOUN
easat-3176	239	12	of	of	ADP
easat-3176	239	13	-0.083	-0.083	PUNCT
easat-3176	239	14	with	with	ADP
easat-3176	239	15	a	a	DET
easat-3176	239	16	negative	negative	ADJ
easat-3176	239	17	direction	direction	NOUN
easat-3176	239	18	,	,	PUNCT
easat-3176	239	19	meaning	mean	VERB
easat-3176	239	20	that	that	SCONJ
easat-3176	239	21	the	the	PRON
easat-3176	239	22	better	well	ADJ
easat-3176	239	23	the	the	DET
easat-3176	239	24	financial	financial	ADJ
easat-3176	239	25	literacy	literacy	NOUN
easat-3176	239	26	,	,	PUNCT
easat-3176	239	27	the	the	DET
easat-3176	239	28	organization	organization	NOUN
easat-3176	239	29	performance	performance	NOUN
easat-3176	239	30	will	will	AUX
easat-3176	239	31	decrease	decrease	VERB
easat-3176	239	32	by	by	ADP
easat-3176	239	33	0.083	0.083	NUM
easat-3176	239	34	.	.	PROPN
easat-3176	239	35	3.5	3.5	NUM
easat-3176	239	36	.	.	PUNCT
easat-3176	240	1	the	the	DET
easat-3176	240	2	effect	effect	NOUN
easat-3176	240	3	of	of	ADP
easat-3176	240	4	financial	financial	ADJ
easat-3176	240	5	behavior	behavior	NOUN
easat-3176	240	6	on	on	ADP
easat-3176	240	7	investment	investment	NOUN
easat-3176	240	8	decision	decision	NOUN
easat-3176	240	9	h0	h0	NOUN
easat-3176	240	10	:	:	PUNCT
easat-3176	240	11	financial	financial	ADJ
easat-3176	240	12	behavior	behavior	NOUN
easat-3176	240	13	has	have	VERB
easat-3176	240	14	no	no	DET
easat-3176	240	15	significant	significant	ADJ
easat-3176	240	16	effect	effect	NOUN
easat-3176	240	17	on	on	ADP
easat-3176	240	18	organizational	organizational	ADJ
easat-3176	240	19	performance	performance	NOUN
easat-3176	240	20	h1	h1	NOUN
easat-3176	240	21	:	:	PUNCT
easat-3176	240	22	financial	financial	ADJ
easat-3176	240	23	behavior	behavior	NOUN
easat-3176	240	24	has	have	VERB
easat-3176	240	25	a	a	DET
easat-3176	240	26	significant	significant	ADJ
easat-3176	240	27	effect	effect	NOUN
easat-3176	240	28	on	on	ADP
easat-3176	240	29	organization	organization	NOUN
easat-3176	240	30	performance	performance	NOUN
easat-3176	240	31	reject	reject	VERB
easat-3176	240	32	h0	h0	NOUN
easat-3176	240	33	and	and	CCONJ
easat-3176	240	34	accept	accept	VERB
easat-3176	240	35	h1	h1	PROPN
easat-3176	240	36	if	if	SCONJ
easat-3176	240	37	t	t	NOUN
easat-3176	240	38	-	-	PUNCT
easat-3176	240	39	value	value	NOUN
easat-3176	240	40	>	>	X
easat-3176	240	41	t	t	NOUN
easat-3176	240	42	-	-	PUNCT
easat-3176	240	43	table	table	NOUN
easat-3176	240	44	to	to	PART
easat-3176	240	45	test	test	VERB
easat-3176	240	46	the	the	DET
easat-3176	240	47	above	above	ADJ
easat-3176	240	48	hypothesis	hypothesis	NOUN
easat-3176	240	49	,	,	PUNCT
easat-3176	240	50	the	the	DET
easat-3176	240	51	t	t	NOUN
easat-3176	240	52	value	value	NOUN
easat-3176	240	53	is	be	AUX
easat-3176	240	54	used	use	VERB
easat-3176	240	55	to	to	PART
easat-3176	240	56	see	see	VERB
easat-3176	240	57	the	the	DET
easat-3176	240	58	effect	effect	NOUN
easat-3176	240	59	of	of	ADP
easat-3176	240	60	financial	financial	ADJ
easat-3176	240	61	behavior	behavior	NOUN
easat-3176	240	62	on	on	ADP
easat-3176	240	63	organization	organization	NOUN
easat-3176	240	64	performance	performance	NOUN
easat-3176	240	65	with	with	ADP
easat-3176	240	66	a	a	DET
easat-3176	240	67	t	t	NOUN
easat-3176	240	68	value	value	NOUN
easat-3176	240	69	of	of	ADP
easat-3176	240	70	2.531	2.531	NUM
easat-3176	240	71	,	,	PUNCT
easat-3176	240	72	this	this	DET
easat-3176	240	73	value	value	NOUN
easat-3176	240	74	is	be	AUX
easat-3176	240	75	greater	great	ADJ
easat-3176	240	76	than	than	ADP
easat-3176	240	77	1.96	1.96	NUM
easat-3176	240	78	with	with	ADP
easat-3176	240	79	a=0.05	a=0.05	NOUN
easat-3176	240	80	,	,	PUNCT
easat-3176	240	81	so	so	SCONJ
easat-3176	240	82	it	it	PRON
easat-3176	240	83	can	can	AUX
easat-3176	240	84	be	be	AUX
easat-3176	240	85	concluded	conclude	VERB
easat-3176	240	86	that	that	SCONJ
easat-3176	240	87	h1	h1	PROPN
easat-3176	240	88	is	be	AUX
easat-3176	240	89	accepted	accept	VERB
easat-3176	240	90	,	,	PUNCT
easat-3176	240	91	meaning	mean	VERB
easat-3176	240	92	that	that	SCONJ
easat-3176	240	93	there	there	PRON
easat-3176	240	94	is	be	VERB
easat-3176	240	95	a	a	DET
easat-3176	240	96	significant	significant	ADJ
easat-3176	240	97	effect	effect	NOUN
easat-3176	240	98	of	of	ADP
easat-3176	240	99	financial	financial	ADJ
easat-3176	240	100	behavior	behavior	NOUN
easat-3176	240	101	on	on	ADP
easat-3176	240	102	organization	organization	NOUN
easat-3176	240	103	performance	performance	NOUN
easat-3176	240	104	.	.	PUNCT
easat-3176	241	1	the	the	DET
easat-3176	241	2	financial	financial	ADJ
easat-3176	241	3	behavior	behavior	NOUN
easat-3176	241	4	variable	variable	NOUN
easat-3176	241	5	on	on	ADP
easat-3176	241	6	organization	organization	NOUN
easat-3176	241	7	performance	performance	NOUN
easat-3176	241	8	has	have	VERB
easat-3176	241	9	an	an	DET
easat-3176	241	10	original	original	ADJ
easat-3176	241	11	sample	sample	NOUN
easat-3176	241	12	of	of	ADP
easat-3176	241	13	0.415	0.415	NUM
easat-3176	241	14	with	with	ADP
easat-3176	241	15	a	a	DET
easat-3176	241	16	positive	positive	ADJ
easat-3176	241	17	direction	direction	NOUN
easat-3176	241	18	,	,	PUNCT
easat-3176	241	19	meaning	mean	VERB
easat-3176	241	20	that	that	SCONJ
easat-3176	241	21	the	the	PRON
easat-3176	241	22	better	well	ADJ
easat-3176	241	23	the	the	DET
easat-3176	241	24	financial	financial	ADJ
easat-3176	241	25	behavior	behavior	NOUN
easat-3176	241	26	,	,	PUNCT
easat-3176	241	27	the	the	PRON
easat-3176	241	28	greater	great	ADJ
easat-3176	241	29	the	the	DET
easat-3176	241	30	organization	organization	NOUN
easat-3176	241	31	performance	performance	NOUN
easat-3176	241	32	will	will	AUX
easat-3176	241	33	be	be	AUX
easat-3176	241	34	0.415	0.415	NUM
easat-3176	241	35	.	.	PUNCT
easat-3176	242	1	3.6	3.6	NUM
easat-3176	242	2	.	.	PUNCT
easat-3176	242	3	effect	effect	NOUN
easat-3176	242	4	of	of	ADP
easat-3176	242	5	digital	digital	ADJ
easat-3176	242	6	competency	competency	NOUN
easat-3176	242	7	on	on	ADP
easat-3176	242	8	organizational	organizational	ADJ
easat-3176	242	9	performance	performance	NOUN
easat-3176	242	10	h0	h0	NOUN
easat-3176	242	11	:	:	PUNCT
easat-3176	242	12	digital	digital	ADJ
easat-3176	242	13	competency	competency	NOUN
easat-3176	242	14	has	have	VERB
easat-3176	242	15	no	no	DET
easat-3176	242	16	significant	significant	ADJ
easat-3176	242	17	effect	effect	NOUN
easat-3176	242	18	on	on	ADP
easat-3176	242	19	organization	organization	NOUN
easat-3176	242	20	performance	performance	NOUN
easat-3176	242	21	h1	h1	PROPN
easat-3176	242	22	:	:	PUNCT
easat-3176	242	23	digital	digital	ADJ
easat-3176	242	24	competency	competency	NOUN
easat-3176	242	25	has	have	VERB
easat-3176	242	26	a	a	DET
easat-3176	242	27	significant	significant	ADJ
easat-3176	242	28	effect	effect	NOUN
easat-3176	242	29	on	on	ADP
easat-3176	242	30	organizational	organizational	ADJ
easat-3176	242	31	performance	performance	NOUN
easat-3176	242	32	reject	reject	NOUN
easat-3176	242	33	h0	h0	NOUN
easat-3176	242	34	and	and	CCONJ
easat-3176	242	35	accept	accept	VERB
easat-3176	242	36	h1	h1	PROPN
easat-3176	242	37	if	if	SCONJ
easat-3176	242	38	t	t	NOUN
easat-3176	242	39	-	-	PUNCT
easat-3176	242	40	value	value	NOUN
easat-3176	242	41	>	>	X
easat-3176	242	42	t	t	NOUN
easat-3176	242	43	-	-	PUNCT
easat-3176	242	44	table	table	NOUN
easat-3176	242	45	to	to	PART
easat-3176	242	46	test	test	VERB
easat-3176	242	47	the	the	DET
easat-3176	242	48	above	above	ADJ
easat-3176	242	49	hypothesis	hypothesis	NOUN
easat-3176	242	50	,	,	PUNCT
easat-3176	242	51	the	the	DET
easat-3176	242	52	t	t	NOUN
easat-3176	242	53	-	-	PUNCT
easat-3176	242	54	value	value	NOUN
easat-3176	242	55	is	be	AUX
easat-3176	242	56	used	use	VERB
easat-3176	242	57	to	to	PART
easat-3176	242	58	see	see	VERB
easat-3176	242	59	the	the	DET
easat-3176	242	60	effect	effect	NOUN
easat-3176	242	61	of	of	ADP
easat-3176	242	62	digital	digital	ADJ
easat-3176	242	63	competency	competency	NOUN
easat-3176	242	64	on	on	ADP
easat-3176	242	65	organization	organization	NOUN
easat-3176	242	66	performance	performance	NOUN
easat-3176	242	67	with	with	ADP
easat-3176	242	68	a	a	DET
easat-3176	242	69	t	t	NOUN
easat-3176	242	70	-	-	PUNCT
easat-3176	242	71	value	value	NOUN
easat-3176	242	72	of	of	ADP
easat-3176	242	73	5.295	5.295	NUM
easat-3176	242	74	,	,	PUNCT
easat-3176	242	75	this	this	DET
easat-3176	242	76	value	value	NOUN
easat-3176	242	77	is	be	AUX
easat-3176	242	78	greater	great	ADJ
easat-3176	242	79	than	than	ADP
easat-3176	242	80	1.96	1.96	NUM
easat-3176	242	81	with	with	ADP
easat-3176	242	82	a=0.05	a=0.05	NOUN
easat-3176	242	83	so	so	SCONJ
easat-3176	242	84	it	it	PRON
easat-3176	242	85	can	can	AUX
easat-3176	242	86	be	be	AUX
easat-3176	242	87	concluded	conclude	VERB
easat-3176	242	88	that	that	SCONJ
easat-3176	242	89	h1	h1	PROPN
easat-3176	242	90	is	be	AUX
easat-3176	242	91	accepted	accept	VERB
easat-3176	242	92	,	,	PUNCT
easat-3176	242	93	meaning	mean	VERB
easat-3176	242	94	that	that	SCONJ
easat-3176	242	95	there	there	PRON
easat-3176	242	96	is	be	VERB
easat-3176	242	97	a	a	DET
easat-3176	242	98	significant	significant	ADJ
easat-3176	242	99	effect	effect	NOUN
easat-3176	242	100	of	of	ADP
easat-3176	242	101	digital	digital	ADJ
easat-3176	242	102	competency	competency	NOUN
easat-3176	242	103	on	on	ADP
easat-3176	242	104	organization	organization	NOUN
easat-3176	242	105	performance	performance	NOUN
easat-3176	242	106	.	.	PUNCT
easat-3176	243	1	the	the	DET
easat-3176	243	2	digital	digital	ADJ
easat-3176	243	3	competency	competency	NOUN
easat-3176	243	4	variable	variable	NOUN
easat-3176	243	5	on	on	ADP
easat-3176	243	6	organization	organization	NOUN
easat-3176	243	7	performance	performance	NOUN
easat-3176	243	8	has	have	VERB
easat-3176	243	9	an	an	DET
easat-3176	243	10	original	original	ADJ
easat-3176	243	11	sample	sample	NOUN
easat-3176	243	12	of	of	ADP
easat-3176	243	13	0.635	0.635	NUM
easat-3176	243	14	with	with	ADP
easat-3176	243	15	a	a	DET
easat-3176	243	16	positive	positive	ADJ
easat-3176	243	17	direction	direction	NOUN
easat-3176	243	18	,	,	PUNCT
easat-3176	243	19	meaning	mean	VERB
easat-3176	243	20	that	that	SCONJ
easat-3176	243	21	the	the	PRON
easat-3176	243	22	better	well	ADJ
easat-3176	243	23	the	the	DET
easat-3176	243	24	digital	digital	ADJ
easat-3176	243	25	competency	competency	NOUN
easat-3176	243	26	,	,	PUNCT
easat-3176	243	27	the	the	DET
easat-3176	243	28	organization	organization	NOUN
easat-3176	243	29	performance	performance	NOUN
easat-3176	243	30	will	will	AUX
easat-3176	243	31	also	also	ADV
easat-3176	243	32	increase	increase	VERB
easat-3176	243	33	by	by	ADP
easat-3176	243	34	0.635	0.635	NUM
easat-3176	243	35	.	.	PROPN
easat-3176	243	36	3.7	3.7	NUM
easat-3176	243	37	.	.	PUNCT
easat-3176	244	1	moderation	moderation	NOUN
easat-3176	244	2	of	of	ADP
easat-3176	244	3	digital	digital	ADJ
easat-3176	244	4	competency	competency	NOUN
easat-3176	244	5	on	on	ADP
easat-3176	244	6	financial	financial	ADJ
easat-3176	244	7	literacy	literacy	NOUN
easat-3176	244	8	on	on	ADP
easat-3176	244	9	organization	organization	NOUN
easat-3176	244	10	performance	performance	NOUN
easat-3176	244	11	h0	h0	NOUN
easat-3176	244	12	:	:	PUNCT
easat-3176	244	13	digital	digital	ADJ
easat-3176	244	14	competency	competency	NOUN
easat-3176	244	15	in	in	ADP
easat-3176	244	16	financial	financial	ADJ
easat-3176	244	17	literacy	literacy	NOUN
easat-3176	244	18	does	do	AUX
easat-3176	244	19	not	not	PART
easat-3176	244	20	significantly	significantly	ADV
easat-3176	244	21	moderate	moderate	VERB
easat-3176	244	22	organizational	organizational	ADJ
easat-3176	244	23	performance	performance	NOUN
easat-3176	244	24	h1	h1	NOUN
easat-3176	244	25	:	:	PUNCT
easat-3176	244	26	digital	digital	ADJ
easat-3176	244	27	competency	competency	NOUN
easat-3176	244	28	in	in	ADP
easat-3176	244	29	financial	financial	ADJ
easat-3176	244	30	literacy	literacy	NOUN
easat-3176	244	31	moderates	moderate	NOUN
easat-3176	244	32	significantly	significantly	ADV
easat-3176	244	33	on	on	ADP
easat-3176	244	34	organization	organization	NOUN
easat-3176	244	35	performance	performance	NOUN
easat-3176	244	36	reject	reject	VERB
easat-3176	244	37	h0	h0	NOUN
easat-3176	244	38	and	and	CCONJ
easat-3176	244	39	accept	accept	VERB
easat-3176	244	40	h1	h1	PROPN
easat-3176	244	41	if	if	SCONJ
easat-3176	244	42	t	t	NOUN
easat-3176	244	43	-	-	PUNCT
easat-3176	244	44	value	value	NOUN
easat-3176	244	45	>	>	X
easat-3176	244	46	t	t	NOUN
easat-3176	244	47	-	-	PUNCT
easat-3176	244	48	table	table	NOUN
easat-3176	244	49	to	to	PART
easat-3176	244	50	test	test	VERB
easat-3176	244	51	the	the	DET
easat-3176	244	52	above	above	ADJ
easat-3176	244	53	hypothesis	hypothesis	NOUN
easat-3176	244	54	,	,	PUNCT
easat-3176	244	55	the	the	DET
easat-3176	244	56	t	t	NOUN
easat-3176	244	57	-	-	PUNCT
easat-3176	244	58	value	value	NOUN
easat-3176	244	59	is	be	AUX
easat-3176	244	60	used	use	VERB
easat-3176	244	61	to	to	PART
easat-3176	244	62	see	see	VERB
easat-3176	244	63	the	the	DET
easat-3176	244	64	effect	effect	NOUN
easat-3176	244	65	of	of	ADP
easat-3176	244	66	digital	digital	ADJ
easat-3176	244	67	competency	competency	NOUN
easat-3176	244	68	on	on	ADP
easat-3176	244	69	financial	financial	ADJ
easat-3176	244	70	literacy	literacy	NOUN
easat-3176	244	71	on	on	ADP
easat-3176	244	72	organization	organization	NOUN
easat-3176	244	73	performance	performance	NOUN
easat-3176	244	74	with	with	ADP
easat-3176	244	75	a	a	DET
easat-3176	244	76	t	t	NOUN
easat-3176	244	77	-	-	PUNCT
easat-3176	244	78	value	value	NOUN
easat-3176	244	79	of	of	ADP
easat-3176	244	80	0.663	0.663	NUM
easat-3176	244	81	,	,	PUNCT
easat-3176	244	82	this	this	DET
easat-3176	244	83	value	value	NOUN
easat-3176	244	84	is	be	AUX
easat-3176	244	85	smaller	small	ADJ
easat-3176	244	86	than	than	ADP
easat-3176	244	87	1.96	1.96	NUM
easat-3176	244	88	with	with	ADP
easat-3176	244	89	a=0.05	a=0.05	NOUN
easat-3176	244	90	so	so	SCONJ
easat-3176	244	91	it	it	PRON
easat-3176	244	92	can	can	AUX
easat-3176	244	93	be	be	AUX
easat-3176	244	94	concluded	conclude	VERB
easat-3176	244	95	that	that	SCONJ
easat-3176	244	96	h0	h0	PROPN
easat-3176	244	97	is	be	AUX
easat-3176	244	98	accepted	accept	VERB
easat-3176	244	99	,	,	PUNCT
easat-3176	244	100	meaning	mean	VERB
easat-3176	244	101	that	that	SCONJ
easat-3176	244	102	digital	digital	ADJ
easat-3176	244	103	competency	competency	NOUN
easat-3176	244	104	on	on	ADP
easat-3176	244	105	financial	financial	ADJ
easat-3176	244	106	literacy	literacy	NOUN
easat-3176	244	107	does	do	AUX
easat-3176	244	108	not	not	PART
easat-3176	244	109	moderate	moderate	VERB
easat-3176	244	110	significantly	significantly	ADV
easat-3176	244	111	on	on	ADP
easat-3176	244	112	organization	organization	NOUN
easat-3176	244	113	performance	performance	NOUN
easat-3176	244	114	.	.	PUNCT
easat-3176	245	1	the	the	DET
easat-3176	245	2	digital	digital	ADJ
easat-3176	245	3	compentency	compentency	NOUN
easat-3176	245	4	variable	variable	NOUN
easat-3176	245	5	on	on	ADP
easat-3176	245	6	financial	financial	ADJ
easat-3176	245	7	literacy	literacy	NOUN
easat-3176	245	8	on	on	ADP
easat-3176	245	9	organization	organization	NOUN
easat-3176	245	10	performance	performance	NOUN
easat-3176	245	11	has	have	VERB
easat-3176	245	12	an	an	DET
easat-3176	245	13	original	original	ADJ
easat-3176	245	14	sample	sample	NOUN
easat-3176	245	15	of	of	ADP
easat-3176	245	16	-0.088	-0.088	NUM
easat-3176	245	17	with	with	ADP
easat-3176	245	18	a	a	DET
easat-3176	245	19	negative	negative	ADJ
easat-3176	245	20	direction	direction	NOUN
easat-3176	245	21	,	,	PUNCT
easat-3176	245	22	meaning	mean	VERB
easat-3176	245	23	that	that	SCONJ
easat-3176	245	24	the	the	PRON
easat-3176	245	25	greater	great	ADJ
easat-3176	245	26	the	the	DET
easat-3176	245	27	digital	digital	ADJ
easat-3176	245	28	compentency	compentency	NOUN
easat-3176	245	29	on	on	ADP
easat-3176	245	30	financial	financial	ADJ
easat-3176	245	31	literacy	literacy	NOUN
easat-3176	245	32	,	,	PUNCT
easat-3176	245	33	the	the	DET
easat-3176	245	34	more	more	ADJ
easat-3176	245	35	organization	organization	NOUN
easat-3176	245	36	performance	performance	NOUN
easat-3176	245	37	will	will	AUX
easat-3176	245	38	decrease	decrease	VERB
easat-3176	245	39	by	by	ADP
easat-3176	245	40	0.088	0.088	NUM
easat-3176	245	41	.	.	PUNCT
easat-3176	246	1	3.8	3.8	NUM
easat-3176	246	2	.	.	PUNCT
easat-3176	247	1	moderating	moderate	VERB
easat-3176	247	2	digital	digital	ADJ
easat-3176	247	3	competence	competence	NOUN
easat-3176	247	4	on	on	ADP
easat-3176	247	5	financial	financial	ADJ
easat-3176	247	6	behavior	behavior	NOUN
easat-3176	247	7	to	to	PART
easat-3176	247	8	organizational	organizational	ADJ
easat-3176	247	9	performance	performance	NOUN
easat-3176	247	10	h0	h0	NOUN
easat-3176	247	11	:	:	PUNCT
easat-3176	247	12	digital	digital	ADJ
easat-3176	247	13	competency	competency	NOUN
easat-3176	247	14	in	in	ADP
easat-3176	247	15	financial	financial	ADJ
easat-3176	247	16	behavior	behavior	NOUN
easat-3176	247	17	does	do	AUX
easat-3176	247	18	not	not	PART
easat-3176	247	19	significantly	significantly	ADV
easat-3176	247	20	moderate	moderate	VERB
easat-3176	247	21	organizational	organizational	ADJ
easat-3176	247	22	performance	performance	NOUN
easat-3176	247	23	h1	h1	NOUN
easat-3176	247	24	:	:	PUNCT
easat-3176	247	25	digital	digital	ADJ
easat-3176	247	26	competency	competency	NOUN
easat-3176	247	27	on	on	ADP
easat-3176	247	28	financial	financial	ADJ
easat-3176	247	29	behavior	behavior	NOUN
easat-3176	247	30	significantly	significantly	ADV
easat-3176	247	31	moderates	moderate	VERB
easat-3176	247	32	organization	organization	NOUN
easat-3176	247	33	performance	performance	NOUN
easat-3176	247	34	reject	reject	VERB
easat-3176	247	35	h0	h0	NOUN
easat-3176	247	36	and	and	CCONJ
easat-3176	247	37	accept	accept	VERB
easat-3176	247	38	h1	h1	PROPN
easat-3176	247	39	if	if	SCONJ
easat-3176	247	40	t	t	NOUN
easat-3176	247	41	-	-	PUNCT
easat-3176	247	42	value	value	NOUN
easat-3176	247	43	>	>	X
easat-3176	247	44	t	t	NOUN
easat-3176	247	45	-	-	PUNCT
easat-3176	247	46	table	table	NOUN
easat-3176	247	47	to	to	PART
easat-3176	247	48	test	test	VERB
easat-3176	247	49	the	the	DET
easat-3176	247	50	above	above	ADJ
easat-3176	247	51	hypothesis	hypothesis	NOUN
easat-3176	247	52	,	,	PUNCT
easat-3176	247	53	the	the	DET
easat-3176	247	54	t	t	NOUN
easat-3176	247	55	-	-	PUNCT
easat-3176	247	56	value	value	NOUN
easat-3176	247	57	is	be	AUX
easat-3176	247	58	used	use	VERB
easat-3176	247	59	to	to	PART
easat-3176	247	60	see	see	VERB
easat-3176	247	61	the	the	DET
easat-3176	247	62	effect	effect	NOUN
easat-3176	247	63	of	of	ADP
easat-3176	247	64	digital	digital	ADJ
easat-3176	247	65	competency	competency	NOUN
easat-3176	247	66	on	on	ADP
easat-3176	247	67	financial	financial	ADJ
easat-3176	247	68	behavior	behavior	NOUN
easat-3176	247	69	on	on	ADP
easat-3176	247	70	organization	organization	NOUN
easat-3176	247	71	performance	performance	NOUN
easat-3176	247	72	with	with	ADP
easat-3176	247	73	a	a	DET
easat-3176	247	74	t	t	NOUN
easat-3176	247	75	-	-	PUNCT
easat-3176	247	76	value	value	NOUN
easat-3176	247	77	of	of	ADP
easat-3176	247	78	0.981	0.981	NUM
easat-3176	247	79	,	,	PUNCT
easat-3176	247	80	this	this	DET
easat-3176	247	81	value	value	NOUN
easat-3176	247	82	is	be	AUX
easat-3176	247	83	smaller	small	ADJ
easat-3176	247	84	than	than	ADP
easat-3176	247	85	1.96	1.96	NUM
easat-3176	247	86	with	with	ADP
easat-3176	247	87	a=0.05	a=0.05	NOUN
easat-3176	247	88	so	so	SCONJ
easat-3176	247	89	it	it	PRON
easat-3176	247	90	can	can	AUX
easat-3176	247	91	be	be	AUX
easat-3176	247	92	concluded	conclude	VERB
easat-3176	247	93	that	that	SCONJ
easat-3176	247	94	h0	h0	PROPN
easat-3176	247	95	is	be	AUX
easat-3176	247	96	accepted	accept	VERB
easat-3176	247	97	,	,	PUNCT
easat-3176	247	98	meaning	mean	VERB
easat-3176	247	99	that	that	SCONJ
easat-3176	247	100	digital	digital	ADJ
easat-3176	247	101	competency	competency	NOUN
easat-3176	247	102	on	on	ADP
easat-3176	247	103	financial	financial	ADJ
easat-3176	247	104	behavior	behavior	NOUN
easat-3176	247	105	does	do	AUX
easat-3176	247	106	not	not	PART
easat-3176	247	107	moderate	moderate	VERB
easat-3176	247	108	significantly	significantly	ADV
easat-3176	247	109	on	on	ADP
easat-3176	247	110	organization	organization	NOUN
easat-3176	247	111	performance	performance	NOUN
easat-3176	247	112	.	.	PUNCT
easat-3176	248	1	the	the	DET
easat-3176	248	2	digital	digital	ADJ
easat-3176	248	3	compentency	compentency	NOUN
easat-3176	248	4	variable	variable	NOUN
easat-3176	248	5	on	on	ADP
easat-3176	248	6	financial	financial	ADJ
easat-3176	248	7	behavior	behavior	NOUN
easat-3176	248	8	on	on	ADP
easat-3176	248	9	organization	organization	NOUN
easat-3176	248	10	performance	performance	NOUN
easat-3176	248	11	has	have	VERB
easat-3176	248	12	an	an	DET
easat-3176	248	13	original	original	ADJ
easat-3176	248	14	sample	sample	NOUN
easat-3176	248	15	of	of	ADP
easat-3176	248	16	0.116	0.116	NUM
easat-3176	248	17	with	with	ADP
easat-3176	248	18	a	a	DET
easat-3176	248	19	positive	positive	ADJ
easat-3176	248	20	direction	direction	NOUN
easat-3176	248	21	,	,	PUNCT
easat-3176	248	22	meaning	mean	VERB
easat-3176	248	23	that	that	SCONJ
easat-3176	248	24	the	the	PRON
easat-3176	248	25	greater	great	ADJ
easat-3176	248	26	the	the	DET
easat-3176	248	27	digital	digital	ADJ
easat-3176	248	28	compentency	compentency	NOUN
easat-3176	248	29	on	on	ADP
easat-3176	248	30	financial	financial	ADJ
easat-3176	248	31	behavior	behavior	NOUN
easat-3176	248	32	,	,	PUNCT
easat-3176	248	33	the	the	DET
easat-3176	248	34	more	more	ADJ
easat-3176	248	35	organization	organization	NOUN
easat-3176	248	36	performance	performance	NOUN
easat-3176	248	37	will	will	AUX
easat-3176	248	38	increase	increase	VERB
easat-3176	248	39	by	by	ADP
easat-3176	248	40	0.116	0.116	NUM
easat-3176	248	41	.	.	PUNCT
easat-3176	249	1	5324	5324	NUM
easat-3176	249	2	edelweiss	edelweiss	PROPN
easat-3176	249	3	applied	apply	VERB
easat-3176	249	4	science	science	NOUN
easat-3176	249	5	and	and	CCONJ
easat-3176	249	6	technology	technology	NOUN
easat-3176	249	7	issn	issn	PROPN
easat-3176	249	8	:	:	PUNCT
easat-3176	249	9	2576	2576	NUM
easat-3176	249	10	-	-	SYM
easat-3176	249	11	8484	8484	NUM
easat-3176	249	12	vol	vol	NOUN
easat-3176	249	13	.	.	PROPN
easat-3176	249	14	8	8	NUM
easat-3176	249	15	,	,	PUNCT
easat-3176	249	16	no	no	INTJ
easat-3176	249	17	.	.	NOUN
easat-3176	250	1	6	6	NUM
easat-3176	250	2	:	:	SYM
easat-3176	250	3	5310	5310	NUM
easat-3176	250	4	-	-	SYM
easat-3176	250	5	5328	5328	NUM
easat-3176	250	6	,	,	PUNCT
easat-3176	250	7	2024	2024	NUM
easat-3176	250	8	doi	doi	NOUN
easat-3176	250	9	:	:	PUNCT
easat-3176	250	10	10.55214/25768484.v8i6.3176	10.55214/25768484.v8i6.3176	PROPN
easat-3176	250	11	©	©	PROPN
easat-3176	250	12	2024	2024	NUM
easat-3176	250	13	by	by	ADP
easat-3176	250	14	the	the	DET
easat-3176	250	15	authors	author	NOUN
easat-3176	250	16	;	;	PUNCT
easat-3176	250	17	licensee	licensee	PROPN
easat-3176	250	18	learning	learning	NOUN
easat-3176	250	19	gate	gate	NOUN
easat-3176	250	20	3.9	3.9	NUM
easat-3176	250	21	.	.	PUNCT
easat-3176	251	1	r	r	NOUN
easat-3176	251	2	square	square	ADJ
easat-3176	251	3	test	test	NOUN
easat-3176	251	4	the	the	DET
easat-3176	251	5	influence	influence	NOUN
easat-3176	251	6	of	of	ADP
easat-3176	251	7	the	the	DET
easat-3176	251	8	dependent	dependent	ADJ
easat-3176	251	9	variable	variable	NOUN
easat-3176	251	10	can	can	AUX
easat-3176	251	11	be	be	AUX
easat-3176	251	12	displayed	display	VERB
easat-3176	251	13	by	by	ADP
easat-3176	251	14	the	the	DET
easat-3176	251	15	r	r	NOUN
easat-3176	251	16	square	square	ADJ
easat-3176	251	17	value	value	NOUN
easat-3176	251	18	.	.	PUNCT
easat-3176	252	1	the	the	DET
easat-3176	252	2	following	follow	VERB
easat-3176	252	3	is	be	AUX
easat-3176	252	4	the	the	DET
easat-3176	252	5	acquisition	acquisition	NOUN
easat-3176	252	6	of	of	ADP
easat-3176	252	7	the	the	DET
easat-3176	252	8	r	r	NOUN
easat-3176	252	9	square	square	ADJ
easat-3176	252	10	value	value	NOUN
easat-3176	252	11	.	.	PUNCT
easat-3176	253	1	table	table	NOUN
easat-3176	253	2	15	15	NUM
easat-3176	253	3	.	.	PUNCT
easat-3176	254	1	r	r	NOUN
easat-3176	254	2	square	square	ADJ
easat-3176	254	3	results	result	NOUN
easat-3176	254	4	.	.	PUNCT
easat-3176	255	1	adjusted	adjust	VERB
easat-3176	255	2	r	r	NOUN
easat-3176	255	3	square	square	NOUN
easat-3176	255	4	organization	organization	NOUN
easat-3176	255	5	performance	performance	NOUN
easat-3176	255	6	(	(	PUNCT
easat-3176	255	7	op	op	NOUN
easat-3176	255	8	)	)	PUNCT
easat-3176	255	9	0.861	0.861	NUM
easat-3176	255	10	through	through	ADP
easat-3176	255	11	the	the	DET
easat-3176	255	12	coefficient	coefficient	NOUN
easat-3176	255	13	of	of	ADP
easat-3176	255	14	determination	determination	NOUN
easat-3176	255	15	(	(	PUNCT
easat-3176	255	16	r	r	NOUN
easat-3176	255	17	square	square	ADJ
easat-3176	255	18	)	)	PUNCT
easat-3176	255	19	value	value	NOUN
easat-3176	255	20	contained	contain	VERB
easat-3176	255	21	in	in	ADP
easat-3176	255	22	table	table	NOUN
easat-3176	255	23	15	15	NUM
easat-3176	255	24	.	.	PUNCT
easat-3176	256	1	it	it	PRON
easat-3176	256	2	can	can	AUX
easat-3176	256	3	be	be	AUX
easat-3176	256	4	seen	see	VERB
easat-3176	256	5	in	in	ADP
easat-3176	256	6	the	the	DET
easat-3176	256	7	first	first	ADJ
easat-3176	256	8	sub	sub	NOUN
easat-3176	256	9	-	-	NOUN
easat-3176	256	10	structure	structure	NOUN
easat-3176	256	11	that	that	SCONJ
easat-3176	256	12	the	the	DET
easat-3176	256	13	r	r	NOUN
easat-3176	256	14	square	square	ADJ
easat-3176	256	15	value	value	NOUN
easat-3176	256	16	of	of	ADP
easat-3176	256	17	the	the	DET
easat-3176	256	18	organization	organization	NOUN
easat-3176	256	19	performance	performance	NOUN
easat-3176	256	20	(	(	PUNCT
easat-3176	256	21	op	op	NOUN
easat-3176	256	22	)	)	PUNCT
easat-3176	256	23	variable	variable	NOUN
easat-3176	256	24	is	be	AUX
easat-3176	256	25	0.861	0.861	NUM
easat-3176	256	26	,	,	PUNCT
easat-3176	256	27	which	which	PRON
easat-3176	256	28	indicates	indicate	VERB
easat-3176	256	29	that	that	SCONJ
easat-3176	256	30	the	the	DET
easat-3176	256	31	organization	organization	NOUN
easat-3176	256	32	performance	performance	NOUN
easat-3176	256	33	(	(	PUNCT
easat-3176	256	34	op	op	NOUN
easat-3176	256	35	)	)	PUNCT
easat-3176	256	36	variable	variable	NOUN
easat-3176	256	37	can	can	AUX
easat-3176	256	38	be	be	AUX
easat-3176	256	39	explained	explain	VERB
easat-3176	256	40	by	by	ADP
easat-3176	256	41	86.1	86.1	NUM
easat-3176	256	42	%	%	NOUN
easat-3176	256	43	by	by	ADP
easat-3176	256	44	the	the	DET
easat-3176	256	45	financial	financial	ADJ
easat-3176	256	46	literacy	literacy	NOUN
easat-3176	256	47	(	(	PUNCT
easat-3176	256	48	fl	fl	NOUN
easat-3176	256	49	)	)	PUNCT
easat-3176	256	50	,	,	PUNCT
easat-3176	256	51	financial	financial	ADJ
easat-3176	256	52	behavior	behavior	NOUN
easat-3176	256	53	(	(	PUNCT
easat-3176	256	54	fb	fb	INTJ
easat-3176	256	55	)	)	PUNCT
easat-3176	256	56	,	,	PUNCT
easat-3176	256	57	and	and	CCONJ
easat-3176	256	58	digital	digital	ADJ
easat-3176	256	59	competency	competency	NOUN
easat-3176	256	60	(	(	PUNCT
easat-3176	256	61	dc	dc	PROPN
easat-3176	256	62	)	)	PUNCT
easat-3176	256	63	variables	variable	NOUN
easat-3176	256	64	.	.	PUNCT
easat-3176	257	1	3.10	3.10	NUM
easat-3176	257	2	.	.	PUNCT
easat-3176	257	3	predictive	predictive	ADJ
easat-3176	257	4	relevance	relevance	NOUN
easat-3176	257	5	q	q	X
easat-3176	257	6	square	square	ADJ
easat-3176	257	7	measures	measure	NOUN
easat-3176	257	8	how	how	SCONJ
easat-3176	257	9	well	well	ADV
easat-3176	257	10	the	the	DET
easat-3176	257	11	observed	observed	ADJ
easat-3176	257	12	values	value	NOUN
easat-3176	257	13	are	be	AUX
easat-3176	257	14	generated	generate	VERB
easat-3176	257	15	by	by	ADP
easat-3176	257	16	the	the	DET
easat-3176	257	17	model	model	NOUN
easat-3176	257	18	as	as	ADV
easat-3176	257	19	well	well	ADV
easat-3176	257	20	as	as	ADP
easat-3176	257	21	its	its	PRON
easat-3176	257	22	parameter	parameter	NOUN
easat-3176	257	23	estimates	estimate	VERB
easat-3176	257	24	.	.	PUNCT
easat-3176	258	1	a	a	DET
easat-3176	258	2	q	q	ADJ
easat-3176	258	3	square	square	ADJ
easat-3176	258	4	value	value	NOUN
easat-3176	258	5	greater	great	ADJ
easat-3176	258	6	than	than	ADP
easat-3176	258	7	0	0	NUM
easat-3176	258	8	(	(	PUNCT
easat-3176	258	9	zero	zero	NUM
easat-3176	258	10	)	)	PUNCT
easat-3176	258	11	shows	show	VERB
easat-3176	258	12	that	that	SCONJ
easat-3176	258	13	the	the	DET
easat-3176	258	14	model	model	NOUN
easat-3176	258	15	has	have	VERB
easat-3176	258	16	predictive	predictive	ADJ
easat-3176	258	17	relevance	relevance	NOUN
easat-3176	258	18	,	,	PUNCT
easat-3176	258	19	while	while	SCONJ
easat-3176	258	20	a	a	DET
easat-3176	258	21	q	q	ADJ
easat-3176	258	22	square	square	ADJ
easat-3176	258	23	value	value	NOUN
easat-3176	258	24	of	of	ADP
easat-3176	258	25	less	less	ADJ
easat-3176	258	26	than	than	ADP
easat-3176	258	27	0	0	NUM
easat-3176	258	28	(	(	PUNCT
easat-3176	258	29	zero	zero	NUM
easat-3176	258	30	)	)	PUNCT
easat-3176	258	31	shows	show	VERB
easat-3176	258	32	that	that	SCONJ
easat-3176	258	33	the	the	DET
easat-3176	258	34	model	model	NOUN
easat-3176	258	35	has	have	VERB
easat-3176	258	36	no	no	DET
easat-3176	258	37	predictive	predictive	ADJ
easat-3176	258	38	relevance	relevance	NOUN
easat-3176	258	39	.	.	PUNCT
easat-3176	259	1	to	to	PART
easat-3176	259	2	calculate	calculate	VERB
easat-3176	259	3	q2	q2	NOUN
easat-3176	259	4	,	,	PUNCT
easat-3176	259	5	the	the	DET
easat-3176	259	6	following	follow	VERB
easat-3176	259	7	formula	formula	NOUN
easat-3176	259	8	can	can	AUX
easat-3176	259	9	be	be	AUX
easat-3176	259	10	used	use	VERB
easat-3176	259	11	:	:	PUNCT
easat-3176	259	12	𝑄2	𝑄2	PROPN
easat-3176	259	13	=	=	PUNCT
easat-3176	259	14	1(1	1(1	NUM
easat-3176	259	15	-	-	PUNCT
easat-3176	259	16	r12	r12	NOUN
easat-3176	259	17	)	)	PUNCT
easat-3176	259	18	𝑄2	𝑄2	PROPN
easat-3176	260	1	=	=	PUNCT
easat-3176	260	2	1(1	1(1	NUM
easat-3176	260	3	-	-	PUNCT
easat-3176	260	4	0,861	0,861	NUM
easat-3176	260	5	)	)	PUNCT
easat-3176	260	6	𝑄2	𝑄2	PROPN
easat-3176	261	1	=	=	NOUN
easat-3176	261	2	0,861	0,861	NUM
easat-3176	262	1	the	the	DET
easat-3176	262	2	achieved	achieve	VERB
easat-3176	262	3	𝑄2value	𝑄2value	NOUN
easat-3176	262	4	of	of	ADP
easat-3176	262	5	0.861	0.861	NUM
easat-3176	262	6	means	mean	VERB
easat-3176	262	7	that	that	SCONJ
easat-3176	262	8	𝑄2	𝑄2	PROPN
easat-3176	262	9	above	above	ADP
easat-3176	262	10	zero	zero	NUM
easat-3176	262	11	provides	provide	VERB
easat-3176	262	12	evidence	evidence	NOUN
easat-3176	262	13	that	that	SCONJ
easat-3176	262	14	the	the	DET
easat-3176	262	15	model	model	NOUN
easat-3176	262	16	has	have	AUX
easat-3176	262	17	predictive	predictive	ADJ
easat-3176	262	18	relevance	relevance	NOUN
easat-3176	262	19	.	.	PUNCT
easat-3176	263	1	3.11	3.11	NUM
easat-3176	263	2	.	.	PUNCT
easat-3176	263	3	direct	direct	ADJ
easat-3176	263	4	effect	effect	NOUN
easat-3176	263	5	and	and	CCONJ
easat-3176	263	6	moderating	moderate	VERB
easat-3176	263	7	effect	effect	NOUN
easat-3176	263	8	relationship	relationship	NOUN
easat-3176	263	9	table	table	NOUN
easat-3176	263	10	16	16	NUM
easat-3176	263	11	.	.	PUNCT
easat-3176	264	1	direct	direct	ADJ
easat-3176	264	2	and	and	CCONJ
easat-3176	264	3	moderation	moderation	NOUN
easat-3176	264	4	effect	effect	NOUN
easat-3176	264	5	.	.	PUNCT
easat-3176	265	1	direct	direct	ADJ
easat-3176	265	2	influence	influence	NOUN
easat-3176	265	3	moderating	moderate	VERB
easat-3176	265	4	effect	effect	NOUN
easat-3176	265	5	fl	fl	X
easat-3176	265	6	→	→	PUNCT
easat-3176	265	7	op	op	NOUN
easat-3176	265	8	-0.083	-0.083	NOUN
easat-3176	265	9	fb	fb	INTJ
easat-3176	265	10	→	→	X
easat-3176	265	11	op	op	NOUN
easat-3176	265	12	0.415	0.415	NUM
easat-3176	265	13	dc	dc	PROPN
easat-3176	265	14	→	→	SYM
easat-3176	265	15	op	op	NOUN
easat-3176	265	16	0.635	0.635	NUM
easat-3176	265	17	dc	dc	PROPN
easat-3176	265	18	x	x	SYM
easat-3176	265	19	fl	fl	INTJ
easat-3176	265	20	→	→	NOUN
easat-3176	265	21	op	op	NOUN
easat-3176	265	22	-0.088	-0.088	X
easat-3176	265	23	dc	dc	PROPN
easat-3176	265	24	x	x	SYM
easat-3176	265	25	fb	fb	INTJ
easat-3176	265	26	→	→	X
easat-3176	265	27	op	op	NOUN
easat-3176	265	28	0.116	0.116	NUM
easat-3176	265	29	based	base	VERB
easat-3176	265	30	on	on	ADP
easat-3176	265	31	table	table	NOUN
easat-3176	265	32	16	16	NUM
easat-3176	265	33	,	,	PUNCT
easat-3176	265	34	it	it	PRON
easat-3176	265	35	is	be	AUX
easat-3176	265	36	known	know	VERB
easat-3176	265	37	that	that	SCONJ
easat-3176	265	38	from	from	ADP
easat-3176	265	39	testing	test	VERB
easat-3176	265	40	the	the	DET
easat-3176	265	41	moderating	moderate	VERB
easat-3176	265	42	effect	effect	NOUN
easat-3176	265	43	of	of	ADP
easat-3176	265	44	digital	digital	ADJ
easat-3176	265	45	competency	competency	NOUN
easat-3176	265	46	on	on	ADP
easat-3176	265	47	financial	financial	ADJ
easat-3176	265	48	literacy	literacy	NOUN
easat-3176	265	49	and	and	CCONJ
easat-3176	265	50	financial	financial	ADJ
easat-3176	265	51	behavior	behavior	NOUN
easat-3176	265	52	on	on	ADP
easat-3176	265	53	organization	organization	NOUN
easat-3176	265	54	performance	performance	NOUN
easat-3176	265	55	,	,	PUNCT
easat-3176	265	56	there	there	PRON
easat-3176	265	57	is	be	VERB
easat-3176	265	58	no	no	DET
easat-3176	265	59	greater	great	ADJ
easat-3176	265	60	influence	influence	NOUN
easat-3176	265	61	when	when	SCONJ
easat-3176	265	62	compared	compare	VERB
easat-3176	265	63	to	to	ADP
easat-3176	265	64	the	the	DET
easat-3176	265	65	direct	direct	ADJ
easat-3176	265	66	effect	effect	NOUN
easat-3176	265	67	of	of	ADP
easat-3176	265	68	digital	digital	ADJ
easat-3176	265	69	competency	competency	NOUN
easat-3176	265	70	on	on	ADP
easat-3176	265	71	organization	organization	NOUN
easat-3176	265	72	performance	performance	NOUN
easat-3176	265	73	.	.	PUNCT
easat-3176	266	1	this	this	PRON
easat-3176	266	2	is	be	AUX
easat-3176	266	3	supported	support	VERB
easat-3176	266	4	by	by	ADP
easat-3176	266	5	a	a	DET
easat-3176	266	6	t	t	NOUN
easat-3176	266	7	-	-	PUNCT
easat-3176	266	8	statistic	statistic	NOUN
easat-3176	266	9	smaller	small	ADJ
easat-3176	266	10	than	than	ADP
easat-3176	266	11	1.96	1.96	NUM
easat-3176	266	12	or	or	CCONJ
easat-3176	266	13	a	a	DET
easat-3176	266	14	p	p	NOUN
easat-3176	266	15	value	value	NOUN
easat-3176	266	16	greater	great	ADJ
easat-3176	266	17	than	than	ADP
easat-3176	266	18	0.05	0.05	NUM
easat-3176	266	19	which	which	PRON
easat-3176	266	20	can	can	AUX
easat-3176	266	21	be	be	AUX
easat-3176	266	22	seen	see	VERB
easat-3176	266	23	in	in	ADP
easat-3176	266	24	table	table	NOUN
easat-3176	266	25	13	13	NUM
easat-3176	266	26	.	.	PUNCT
easat-3176	267	1	financial	financial	ADJ
easat-3176	267	2	literacy	literacy	NOUN
easat-3176	267	3	is	be	AUX
easat-3176	267	4	the	the	DET
easat-3176	267	5	ability	ability	NOUN
easat-3176	267	6	of	of	ADP
easat-3176	267	7	an	an	DET
easat-3176	267	8	individual	individual	NOUN
easat-3176	267	9	or	or	CCONJ
easat-3176	267	10	organization	organization	NOUN
easat-3176	267	11	to	to	PART
easat-3176	267	12	understand	understand	VERB
easat-3176	267	13	basic	basic	ADJ
easat-3176	267	14	financial	financial	ADJ
easat-3176	267	15	concepts	concept	NOUN
easat-3176	267	16	such	such	ADJ
easat-3176	267	17	as	as	ADP
easat-3176	267	18	savings	saving	NOUN
easat-3176	267	19	,	,	PUNCT
easat-3176	267	20	investment	investment	NOUN
easat-3176	267	21	,	,	PUNCT
easat-3176	267	22	and	and	CCONJ
easat-3176	267	23	budget	budget	NOUN
easat-3176	267	24	management	management	NOUN
easat-3176	267	25	.	.	PUNCT
easat-3176	268	1	however	however	ADV
easat-3176	268	2	,	,	PUNCT
easat-3176	268	3	a	a	DET
easat-3176	268	4	high	high	ADJ
easat-3176	268	5	level	level	NOUN
easat-3176	268	6	of	of	ADP
easat-3176	268	7	literacy	literacy	NOUN
easat-3176	268	8	does	do	AUX
easat-3176	268	9	not	not	PART
easat-3176	268	10	necessarily	necessarily	ADV
easat-3176	268	11	result	result	VERB
easat-3176	268	12	in	in	ADP
easat-3176	268	13	better	well	ADJ
easat-3176	268	14	investment	investment	NOUN
easat-3176	268	15	decisions	decision	NOUN
easat-3176	268	16	as	as	ADP
easat-3176	268	17	external	external	ADJ
easat-3176	268	18	factors	factor	NOUN
easat-3176	268	19	such	such	ADJ
easat-3176	268	20	as	as	ADP
easat-3176	268	21	market	market	NOUN
easat-3176	268	22	conditions	condition	NOUN
easat-3176	268	23	and	and	CCONJ
easat-3176	268	24	economic	economic	ADJ
easat-3176	268	25	dynamics	dynamic	NOUN
easat-3176	268	26	also	also	ADV
easat-3176	268	27	play	play	VERB
easat-3176	268	28	an	an	DET
easat-3176	268	29	important	important	ADJ
easat-3176	268	30	role	role	NOUN
easat-3176	268	31	in	in	ADP
easat-3176	268	32	organizational	organizational	ADJ
easat-3176	268	33	investments	investment	NOUN
easat-3176	268	34	.	.	PUNCT
easat-3176	269	1	therefore	therefore	ADV
easat-3176	269	2	,	,	PUNCT
easat-3176	269	3	financial	financial	ADJ
easat-3176	269	4	literacy	literacy	NOUN
easat-3176	269	5	alone	alone	ADV
easat-3176	269	6	can	can	AUX
easat-3176	269	7	not	not	PART
easat-3176	269	8	be	be	AUX
easat-3176	269	9	considered	consider	VERB
easat-3176	269	10	a	a	DET
easat-3176	269	11	key	key	ADJ
easat-3176	269	12	determinant	determinant	NOUN
easat-3176	269	13	of	of	ADP
easat-3176	269	14	organizational	organizational	ADJ
easat-3176	269	15	performance	performance	NOUN
easat-3176	269	16	.	.	PUNCT
easat-3176	270	1	financial	financial	ADJ
easat-3176	270	2	behavior	behavior	NOUN
easat-3176	270	3	encompasses	encompass	VERB
easat-3176	270	4	the	the	DET
easat-3176	270	5	way	way	NOUN
easat-3176	270	6	an	an	DET
easat-3176	270	7	individual	individual	ADJ
easat-3176	270	8	or	or	CCONJ
easat-3176	270	9	organization	organization	NOUN
easat-3176	270	10	manages	manage	VERB
easat-3176	270	11	the	the	DET
easat-3176	270	12	organization	organization	NOUN
easat-3176	270	13	's	's	PART
easat-3176	270	14	finances	finance	NOUN
easat-3176	270	15	,	,	PUNCT
easat-3176	270	16	including	include	VERB
easat-3176	270	17	spending	spending	NOUN
easat-3176	270	18	,	,	PUNCT
easat-3176	270	19	investing	investing	NOUN
easat-3176	270	20	,	,	PUNCT
easat-3176	270	21	and	and	CCONJ
easat-3176	270	22	other	other	ADJ
easat-3176	270	23	financial	financial	ADJ
easat-3176	270	24	decisions	decision	NOUN
easat-3176	270	25	.	.	PUNCT
easat-3176	271	1	while	while	SCONJ
easat-3176	271	2	financial	financial	ADJ
easat-3176	271	3	mismanagement	mismanagement	NOUN
easat-3176	271	4	can	can	AUX
easat-3176	271	5	have	have	VERB
easat-3176	271	6	a	a	DET
easat-3176	271	7	negative	negative	ADJ
easat-3176	271	8	impact	impact	NOUN
easat-3176	271	9	on	on	ADP
easat-3176	271	10	organizational	organizational	ADJ
easat-3176	271	11	performance	performance	NOUN
easat-3176	271	12	,	,	PUNCT
easat-3176	271	13	other	other	ADJ
easat-3176	271	14	factors	factor	NOUN
easat-3176	271	15	such	such	ADJ
easat-3176	271	16	as	as	ADP
easat-3176	271	17	business	business	NOUN
easat-3176	271	18	strategy	strategy	NOUN
easat-3176	271	19	and	and	CCONJ
easat-3176	271	20	changing	change	VERB
easat-3176	271	21	market	market	NOUN
easat-3176	271	22	conditions	condition	NOUN
easat-3176	271	23	also	also	ADV
easat-3176	271	24	affect	affect	VERB
easat-3176	271	25	investment	investment	NOUN
easat-3176	271	26	returns	return	NOUN
easat-3176	271	27	.	.	PUNCT
easat-3176	272	1	therefore	therefore	ADV
easat-3176	272	2	,	,	PUNCT
easat-3176	272	3	financial	financial	ADJ
easat-3176	272	4	behavior	behavior	NOUN
easat-3176	272	5	is	be	AUX
easat-3176	272	6	not	not	PART
easat-3176	272	7	always	always	ADV
easat-3176	272	8	the	the	DET
easat-3176	272	9	only	only	ADJ
easat-3176	272	10	determinant	determinant	ADJ
easat-3176	272	11	in	in	ADP
easat-3176	272	12	relation	relation	NOUN
easat-3176	272	13	to	to	ADP
easat-3176	272	14	organizational	organizational	ADJ
easat-3176	272	15	performance	performance	NOUN
easat-3176	272	16	.	.	PUNCT
easat-3176	273	1	5325	5325	NUM
easat-3176	273	2	edelweiss	edelweiss	PROPN
easat-3176	273	3	applied	apply	VERB
easat-3176	273	4	science	science	NOUN
easat-3176	273	5	and	and	CCONJ
easat-3176	273	6	technology	technology	NOUN
easat-3176	273	7	issn	issn	PROPN
easat-3176	273	8	:	:	PUNCT
easat-3176	273	9	2576	2576	NUM
easat-3176	273	10	-	-	SYM
easat-3176	273	11	8484	8484	NUM
easat-3176	273	12	vol	vol	NOUN
easat-3176	273	13	.	.	PROPN
easat-3176	273	14	8	8	NUM
easat-3176	273	15	,	,	PUNCT
easat-3176	273	16	no	no	INTJ
easat-3176	273	17	.	.	NOUN
easat-3176	273	18	6	6	NUM
easat-3176	273	19	:	:	SYM
easat-3176	273	20	5310	5310	NUM
easat-3176	273	21	-	-	SYM
easat-3176	273	22	5328	5328	NUM
easat-3176	273	23	,	,	PUNCT
easat-3176	273	24	2024	2024	NUM
easat-3176	273	25	doi	doi	NOUN
easat-3176	273	26	:	:	PUNCT
easat-3176	273	27	10.55214/25768484.v8i6.3176	10.55214/25768484.v8i6.3176	PROPN
easat-3176	273	28	©	©	PROPN
easat-3176	273	29	2024	2024	NUM
easat-3176	273	30	by	by	ADP
easat-3176	273	31	the	the	DET
easat-3176	273	32	authors	author	NOUN
easat-3176	273	33	;	;	PUNCT
easat-3176	273	34	licensee	licensee	PROPN
easat-3176	273	35	learning	learning	NOUN
easat-3176	273	36	gate	gate	PROPN
easat-3176	273	37	overall	overall	ADJ
easat-3176	273	38	,	,	PUNCT
easat-3176	273	39	financial	financial	ADJ
easat-3176	273	40	literacy	literacy	NOUN
easat-3176	273	41	,	,	PUNCT
easat-3176	273	42	financial	financial	ADJ
easat-3176	273	43	behavior	behavior	NOUN
easat-3176	273	44	,	,	PUNCT
easat-3176	273	45	and	and	CCONJ
easat-3176	273	46	digital	digital	ADJ
easat-3176	273	47	competency	competency	NOUN
easat-3176	273	48	are	be	AUX
easat-3176	273	49	important	important	ADJ
easat-3176	273	50	elements	element	NOUN
easat-3176	273	51	in	in	ADP
easat-3176	273	52	organizational	organizational	ADJ
easat-3176	273	53	financial	financial	ADJ
easat-3176	273	54	decision	decision	NOUN
easat-3176	273	55	-	-	PUNCT
easat-3176	273	56	making	making	NOUN
easat-3176	273	57	.	.	PUNCT
easat-3176	274	1	however	however	ADV
easat-3176	274	2	,	,	PUNCT
easat-3176	274	3	the	the	DET
easat-3176	274	4	resulting	result	VERB
easat-3176	274	5	direct	direct	ADJ
easat-3176	274	6	influence	influence	NOUN
easat-3176	274	7	on	on	ADP
easat-3176	274	8	organizational	organizational	ADJ
easat-3176	274	9	performance	performance	NOUN
easat-3176	274	10	is	be	AUX
easat-3176	274	11	often	often	ADV
easat-3176	274	12	complex	complex	ADJ
easat-3176	274	13	and	and	CCONJ
easat-3176	274	14	dependent	dependent	ADJ
easat-3176	274	15	on	on	ADP
easat-3176	274	16	various	various	ADJ
easat-3176	274	17	other	other	ADJ
easat-3176	274	18	factors	factor	NOUN
easat-3176	274	19	that	that	PRON
easat-3176	274	20	must	must	AUX
easat-3176	274	21	be	be	AUX
easat-3176	274	22	considered	consider	VERB
easat-3176	274	23	in	in	ADP
easat-3176	274	24	a	a	DET
easat-3176	274	25	more	more	ADJ
easat-3176	274	26	in	in	ADP
easat-3176	274	27	-	-	PUNCT
easat-3176	274	28	depth	depth	NOUN
easat-3176	274	29	analysis	analysis	NOUN
easat-3176	274	30	.	.	PUNCT
easat-3176	275	1	4	4	X
easat-3176	275	2	.	.	X
easat-3176	275	3	discussion	discussion	NOUN
easat-3176	275	4	of	of	ADP
easat-3176	275	5	findings	finding	NOUN
easat-3176	275	6	based	base	VERB
easat-3176	275	7	on	on	ADP
easat-3176	275	8	the	the	DET
easat-3176	275	9	results	result	NOUN
easat-3176	275	10	of	of	ADP
easat-3176	275	11	statistical	statistical	ADJ
easat-3176	275	12	data	datum	NOUN
easat-3176	275	13	processing	processing	NOUN
easat-3176	275	14	presented	present	VERB
easat-3176	275	15	as	as	ADP
easat-3176	275	16	the	the	DET
easat-3176	275	17	basis	basis	NOUN
easat-3176	275	18	for	for	ADP
easat-3176	275	19	answering	answer	VERB
easat-3176	275	20	the	the	DET
easat-3176	275	21	formulation	formulation	NOUN
easat-3176	275	22	of	of	ADP
easat-3176	275	23	this	this	DET
easat-3176	275	24	research	research	NOUN
easat-3176	275	25	problem	problem	NOUN
easat-3176	275	26	,	,	PUNCT
easat-3176	275	27	each	each	DET
easat-3176	275	28	hypothesis	hypothesis	NOUN
easat-3176	275	29	can	can	AUX
easat-3176	275	30	be	be	AUX
easat-3176	275	31	systematically	systematically	ADV
easat-3176	275	32	explained	explain	VERB
easat-3176	275	33	as	as	SCONJ
easat-3176	275	34	follows	follow	VERB
easat-3176	275	35	:	:	PUNCT
easat-3176	275	36	4.1	4.1	NUM
easat-3176	275	37	.	.	PUNCT
easat-3176	276	1	the	the	DET
easat-3176	276	2	effect	effect	NOUN
easat-3176	276	3	of	of	ADP
easat-3176	276	4	financial	financial	ADJ
easat-3176	276	5	literacy	literacy	NOUN
easat-3176	276	6	on	on	ADP
easat-3176	276	7	organizational	organizational	ADJ
easat-3176	276	8	performance	performance	NOUN
easat-3176	276	9	the	the	DET
easat-3176	276	10	results	result	NOUN
easat-3176	276	11	showed	show	VERB
easat-3176	276	12	that	that	SCONJ
easat-3176	276	13	financial	financial	ADJ
easat-3176	276	14	literacy	literacy	NOUN
easat-3176	276	15	has	have	VERB
easat-3176	276	16	no	no	DET
easat-3176	276	17	effect	effect	NOUN
easat-3176	276	18	on	on	ADP
easat-3176	276	19	organizational	organizational	ADJ
easat-3176	276	20	performance	performance	NOUN
easat-3176	276	21	.	.	PUNCT
easat-3176	277	1	in	in	ADP
easat-3176	277	2	this	this	DET
easat-3176	277	3	case	case	NOUN
easat-3176	277	4	,	,	PUNCT
easat-3176	277	5	it	it	PRON
easat-3176	277	6	is	be	AUX
easat-3176	277	7	known	know	VERB
easat-3176	277	8	that	that	SCONJ
easat-3176	277	9	the	the	DET
easat-3176	277	10	research	research	NOUN
easat-3176	277	11	results	result	NOUN
easat-3176	277	12	show	show	VERB
easat-3176	277	13	a	a	DET
easat-3176	277	14	high	high	ADJ
easat-3176	277	15	level	level	NOUN
easat-3176	277	16	of	of	ADP
easat-3176	277	17	financial	financial	ADJ
easat-3176	277	18	literacy	literacy	NOUN
easat-3176	277	19	,	,	PUNCT
easat-3176	277	20	but	but	CCONJ
easat-3176	277	21	not	not	PART
easat-3176	277	22	higher	high	ADJ
easat-3176	277	23	than	than	ADP
easat-3176	277	24	other	other	ADJ
easat-3176	277	25	variables	variable	NOUN
easat-3176	277	26	.	.	PUNCT
easat-3176	278	1	many	many	ADJ
easat-3176	278	2	msmes	msme	NOUN
easat-3176	278	3	in	in	ADP
easat-3176	278	4	setu	setu	NOUN
easat-3176	278	5	babakan	babakan	AUX
easat-3176	278	6	still	still	ADV
easat-3176	278	7	rely	rely	VERB
easat-3176	278	8	on	on	ADP
easat-3176	278	9	traditional	traditional	ADJ
easat-3176	278	10	business	business	NOUN
easat-3176	278	11	models	model	NOUN
easat-3176	278	12	that	that	PRON
easat-3176	278	13	may	may	AUX
easat-3176	278	14	not	not	PART
easat-3176	278	15	fully	fully	ADV
easat-3176	278	16	rely	rely	VERB
easat-3176	278	17	on	on	ADP
easat-3176	278	18	formal	formal	ADJ
easat-3176	278	19	financial	financial	ADJ
easat-3176	278	20	knowledge	knowledge	NOUN
easat-3176	278	21	.	.	PUNCT
easat-3176	279	1	some	some	DET
easat-3176	279	2	msmes	msme	NOUN
easat-3176	279	3	in	in	ADP
easat-3176	279	4	setu	setu	NOUN
easat-3176	279	5	babakan	babakan	ADV
easat-3176	279	6	are	be	AUX
easat-3176	279	7	family	family	NOUN
easat-3176	279	8	businesses	business	NOUN
easat-3176	279	9	that	that	PRON
easat-3176	279	10	prioritize	prioritize	VERB
easat-3176	279	11	social	social	ADJ
easat-3176	279	12	relationships	relationship	NOUN
easat-3176	279	13	over	over	ADP
easat-3176	279	14	profitability	profitability	NOUN
easat-3176	279	15	,	,	PUNCT
easat-3176	279	16	so	so	CCONJ
easat-3176	279	17	financial	financial	ADJ
easat-3176	279	18	literacy	literacy	NOUN
easat-3176	279	19	may	may	AUX
easat-3176	279	20	not	not	PART
easat-3176	279	21	be	be	AUX
easat-3176	279	22	a	a	DET
easat-3176	279	23	top	top	ADJ
easat-3176	279	24	priority	priority	NOUN
easat-3176	279	25	.	.	PUNCT
easat-3176	280	1	setu	setu	PROPN
easat-3176	280	2	babakan	babakan	PROPN
easat-3176	280	3	msmes	msmes	PROPN
easat-3176	280	4	can	can	AUX
easat-3176	280	5	cope	cope	VERB
easat-3176	280	6	by	by	ADP
easat-3176	280	7	relying	rely	VERB
easat-3176	280	8	on	on	ADP
easat-3176	280	9	a	a	DET
easat-3176	280	10	deep	deep	ADJ
easat-3176	280	11	understanding	understanding	NOUN
easat-3176	280	12	of	of	ADP
easat-3176	280	13	financial	financial	ADJ
easat-3176	280	14	and	and	CCONJ
easat-3176	280	15	investment	investment	NOUN
easat-3176	280	16	aspects	aspect	NOUN
easat-3176	280	17	due	due	ADP
easat-3176	280	18	to	to	ADP
easat-3176	280	19	the	the	DET
easat-3176	280	20	relatively	relatively	ADV
easat-3176	280	21	small	small	ADJ
easat-3176	280	22	business	business	NOUN
easat-3176	280	23	capacity	capacity	NOUN
easat-3176	280	24	.	.	PUNCT
easat-3176	281	1	thus	thus	ADV
easat-3176	281	2	,	,	PUNCT
easat-3176	281	3	individual	individual	ADJ
easat-3176	281	4	or	or	CCONJ
easat-3176	281	5	group	group	NOUN
easat-3176	281	6	financial	financial	ADJ
easat-3176	281	7	literacy	literacy	NOUN
easat-3176	281	8	is	be	AUX
easat-3176	281	9	not	not	PART
easat-3176	281	10	the	the	DET
easat-3176	281	11	main	main	ADJ
easat-3176	281	12	determining	determine	VERB
easat-3176	281	13	factor	factor	NOUN
easat-3176	281	14	in	in	ADP
easat-3176	281	15	determining	determine	VERB
easat-3176	281	16	the	the	DET
easat-3176	281	17	organizational	organizational	ADJ
easat-3176	281	18	performance	performance	NOUN
easat-3176	281	19	of	of	ADP
easat-3176	281	20	setu	setu	NOUN
easat-3176	281	21	babakan	babakan	PROPN
easat-3176	281	22	msmes	msmes	PROPN
easat-3176	281	23	.	.	PUNCT
easat-3176	282	1	for	for	ADP
easat-3176	282	2	large	large	ADJ
easat-3176	282	3	companies	company	NOUN
easat-3176	282	4	,	,	PUNCT
easat-3176	282	5	organizational	organizational	ADJ
easat-3176	282	6	performance	performance	NOUN
easat-3176	282	7	is	be	AUX
easat-3176	282	8	influenced	influence	VERB
easat-3176	282	9	by	by	ADP
easat-3176	282	10	strong	strong	ADJ
easat-3176	282	11	managerial	managerial	ADJ
easat-3176	282	12	factors	factor	NOUN
easat-3176	282	13	and	and	CCONJ
easat-3176	282	14	business	business	NOUN
easat-3176	282	15	strategies	strategy	NOUN
easat-3176	282	16	.	.	PUNCT
easat-3176	283	1	good	good	ADJ
easat-3176	283	2	managerial	managerial	ADJ
easat-3176	283	3	skills	skill	NOUN
easat-3176	283	4	,	,	PUNCT
easat-3176	283	5	such	such	ADJ
easat-3176	283	6	as	as	ADP
easat-3176	283	7	effective	effective	ADJ
easat-3176	283	8	planning	planning	NOUN
easat-3176	283	9	,	,	PUNCT
easat-3176	283	10	organizing	organizing	NOUN
easat-3176	283	11	,	,	PUNCT
easat-3176	283	12	and	and	CCONJ
easat-3176	283	13	controlling	control	VERB
easat-3176	283	14	abilities	ability	NOUN
easat-3176	283	15	can	can	AUX
easat-3176	283	16	have	have	VERB
easat-3176	283	17	a	a	DET
easat-3176	283	18	greater	great	ADJ
easat-3176	283	19	impact	impact	NOUN
easat-3176	283	20	on	on	ADP
easat-3176	283	21	organizational	organizational	ADJ
easat-3176	283	22	performance	performance	NOUN
easat-3176	283	23	than	than	ADP
easat-3176	283	24	the	the	DET
easat-3176	283	25	level	level	NOUN
easat-3176	283	26	of	of	ADP
easat-3176	283	27	financial	financial	ADJ
easat-3176	283	28	literacy	literacy	NOUN
easat-3176	283	29	of	of	ADP
easat-3176	283	30	individuals	individual	NOUN
easat-3176	283	31	or	or	CCONJ
easat-3176	283	32	groups	group	NOUN
easat-3176	283	33	.	.	PUNCT
easat-3176	284	1	in	in	ADP
easat-3176	284	2	addition	addition	NOUN
easat-3176	284	3	,	,	PUNCT
easat-3176	284	4	organizational	organizational	ADJ
easat-3176	284	5	success	success	NOUN
easat-3176	284	6	is	be	AUX
easat-3176	284	7	also	also	ADV
easat-3176	284	8	determined	determine	VERB
easat-3176	284	9	by	by	ADP
easat-3176	284	10	the	the	DET
easat-3176	284	11	right	right	ADJ
easat-3176	284	12	business	business	NOUN
easat-3176	284	13	strategy	strategy	NOUN
easat-3176	284	14	and	and	CCONJ
easat-3176	284	15	good	good	ADJ
easat-3176	284	16	implementation	implementation	NOUN
easat-3176	284	17	.	.	PUNCT
easat-3176	285	1	if	if	SCONJ
easat-3176	285	2	the	the	DET
easat-3176	285	3	organization	organization	NOUN
easat-3176	285	4	has	have	VERB
easat-3176	285	5	a	a	DET
easat-3176	285	6	strong	strong	ADJ
easat-3176	285	7	business	business	NOUN
easat-3176	285	8	strategy	strategy	NOUN
easat-3176	285	9	and	and	CCONJ
easat-3176	285	10	is	be	AUX
easat-3176	285	11	able	able	ADJ
easat-3176	285	12	to	to	PART
easat-3176	285	13	implement	implement	VERB
easat-3176	285	14	it	it	PRON
easat-3176	285	15	well	well	ADV
easat-3176	285	16	,	,	PUNCT
easat-3176	285	17	the	the	DET
easat-3176	285	18	level	level	NOUN
easat-3176	285	19	of	of	ADP
easat-3176	285	20	individual	individual	ADJ
easat-3176	285	21	or	or	CCONJ
easat-3176	285	22	group	group	NOUN
easat-3176	285	23	financial	financial	ADJ
easat-3176	285	24	literacy	literacy	NOUN
easat-3176	285	25	becomes	become	VERB
easat-3176	285	26	a	a	DET
easat-3176	285	27	less	less	ADV
easat-3176	285	28	significant	significant	ADJ
easat-3176	285	29	factor	factor	NOUN
easat-3176	285	30	in	in	ADP
easat-3176	285	31	determining	determine	VERB
easat-3176	285	32	organizational	organizational	ADJ
easat-3176	285	33	performance	performance	NOUN
easat-3176	285	34	.	.	PUNCT
easat-3176	286	1	financial	financial	ADJ
easat-3176	286	2	literacy	literacy	NOUN
easat-3176	286	3	can	can	AUX
easat-3176	286	4	be	be	AUX
easat-3176	286	5	improved	improve	VERB
easat-3176	286	6	through	through	ADP
easat-3176	286	7	proper	proper	ADJ
easat-3176	286	8	education	education	NOUN
easat-3176	286	9	and	and	CCONJ
easat-3176	286	10	training	training	NOUN
easat-3176	286	11	.	.	PUNCT
easat-3176	287	1	if	if	SCONJ
easat-3176	287	2	organizations	organization	NOUN
easat-3176	287	3	recognize	recognize	VERB
easat-3176	287	4	the	the	DET
easat-3176	287	5	importance	importance	NOUN
easat-3176	287	6	of	of	ADP
easat-3176	287	7	financial	financial	ADJ
easat-3176	287	8	literacy	literacy	NOUN
easat-3176	287	9	and	and	CCONJ
easat-3176	287	10	make	make	VERB
easat-3176	287	11	efforts	effort	NOUN
easat-3176	287	12	to	to	PART
easat-3176	287	13	improve	improve	VERB
easat-3176	287	14	the	the	DET
easat-3176	287	15	financial	financial	ADJ
easat-3176	287	16	understanding	understanding	NOUN
easat-3176	287	17	of	of	ADP
easat-3176	287	18	individuals	individual	NOUN
easat-3176	287	19	or	or	CCONJ
easat-3176	287	20	groups	group	NOUN
easat-3176	287	21	within	within	ADP
easat-3176	287	22	them	they	PRON
easat-3176	287	23	,	,	PUNCT
easat-3176	287	24	the	the	DET
easat-3176	287	25	impact	impact	NOUN
easat-3176	287	26	of	of	ADP
easat-3176	287	27	financial	financial	ADJ
easat-3176	287	28	literacy	literacy	NOUN
easat-3176	287	29	on	on	ADP
easat-3176	287	30	organizational	organizational	ADJ
easat-3176	287	31	performance	performance	NOUN
easat-3176	287	32	can	can	AUX
easat-3176	287	33	be	be	AUX
easat-3176	287	34	strengthened	strengthen	VERB
easat-3176	287	35	.	.	PUNCT
easat-3176	288	1	through	through	ADP
easat-3176	288	2	financial	financial	ADJ
easat-3176	288	3	training	training	NOUN
easat-3176	288	4	,	,	PUNCT
easat-3176	288	5	teaching	teach	VERB
easat-3176	288	6	financial	financial	ADJ
easat-3176	288	7	management	management	NOUN
easat-3176	288	8	,	,	PUNCT
easat-3176	288	9	or	or	CCONJ
easat-3176	288	10	consulting	consult	VERB
easat-3176	288	11	with	with	ADP
easat-3176	288	12	financial	financial	ADJ
easat-3176	288	13	experts	expert	NOUN
easat-3176	288	14	,	,	PUNCT
easat-3176	288	15	individuals	individual	NOUN
easat-3176	288	16	or	or	CCONJ
easat-3176	288	17	groups	group	NOUN
easat-3176	288	18	within	within	ADP
easat-3176	288	19	the	the	DET
easat-3176	288	20	organization	organization	NOUN
easat-3176	288	21	can	can	AUX
easat-3176	288	22	improve	improve	VERB
easat-3176	288	23	their	their	PRON
easat-3176	288	24	ability	ability	NOUN
easat-3176	288	25	to	to	PART
easat-3176	288	26	manage	manage	VERB
easat-3176	288	27	finances	finance	NOUN
easat-3176	288	28	and	and	CCONJ
easat-3176	288	29	make	make	VERB
easat-3176	288	30	smart	smart	ADJ
easat-3176	288	31	investment	investment	NOUN
easat-3176	288	32	decisions	decision	NOUN
easat-3176	288	33	.	.	PUNCT
easat-3176	289	1	it	it	PRON
easat-3176	289	2	is	be	AUX
easat-3176	289	3	important	important	ADJ
easat-3176	289	4	for	for	SCONJ
easat-3176	289	5	organizations	organization	NOUN
easat-3176	289	6	to	to	PART
easat-3176	289	7	consider	consider	VERB
easat-3176	289	8	these	these	DET
easat-3176	289	9	factors	factor	NOUN
easat-3176	289	10	and	and	CCONJ
easat-3176	289	11	adopt	adopt	VERB
easat-3176	289	12	appropriate	appropriate	ADJ
easat-3176	289	13	measures	measure	NOUN
easat-3176	289	14	to	to	PART
easat-3176	289	15	ensure	ensure	VERB
easat-3176	289	16	optimal	optimal	ADJ
easat-3176	289	17	organizational	organizational	ADJ
easat-3176	289	18	performance	performance	NOUN
easat-3176	289	19	.	.	PUNCT
easat-3176	290	1	the	the	DET
easat-3176	290	2	results	result	NOUN
easat-3176	290	3	of	of	ADP
easat-3176	290	4	this	this	DET
easat-3176	290	5	study	study	NOUN
easat-3176	290	6	provide	provide	VERB
easat-3176	290	7	full	full	ADJ
easat-3176	290	8	support	support	NOUN
easat-3176	290	9	to	to	ADP
easat-3176	290	10	previous	previous	ADJ
easat-3176	290	11	research	research	NOUN
easat-3176	290	12	by	by	ADP
easat-3176	290	13	(	(	PUNCT
easat-3176	290	14	fitria	fitria	PROPN
easat-3176	290	15	et	et	PROPN
easat-3176	290	16	al	al	PROPN
easat-3176	290	17	.	.	PROPN
easat-3176	290	18	,	,	PUNCT
easat-3176	290	19	2021	2021	NUM
easat-3176	290	20	)	)	PUNCT
easat-3176	290	21	and	and	CCONJ
easat-3176	290	22	research	research	NOUN
easat-3176	290	23	by	by	ADP
easat-3176	290	24	(	(	PUNCT
easat-3176	290	25	mulyadi	mulyadi	PROPN
easat-3176	290	26	et	et	PROPN
easat-3176	290	27	al	al	PROPN
easat-3176	290	28	.	.	PROPN
easat-3176	290	29	,	,	PUNCT
easat-3176	290	30	2023	2023	NUM
easat-3176	290	31	)	)	PUNCT
easat-3176	290	32	which	which	PRON
easat-3176	290	33	states	state	VERB
easat-3176	290	34	that	that	SCONJ
easat-3176	290	35	financial	financial	ADJ
easat-3176	290	36	literacy	literacy	NOUN
easat-3176	290	37	has	have	VERB
easat-3176	290	38	no	no	DET
easat-3176	290	39	effect	effect	NOUN
easat-3176	290	40	on	on	ADP
easat-3176	290	41	organizational	organizational	ADJ
easat-3176	290	42	performance	performance	NOUN
easat-3176	290	43	.	.	PUNCT
easat-3176	291	1	the	the	DET
easat-3176	291	2	results	result	NOUN
easat-3176	291	3	of	of	ADP
easat-3176	291	4	this	this	DET
easat-3176	291	5	study	study	NOUN
easat-3176	291	6	refute	refute	VERB
easat-3176	291	7	research	research	NOUN
easat-3176	291	8	conducted	conduct	VERB
easat-3176	291	9	by	by	ADP
easat-3176	291	10	(	(	PUNCT
easat-3176	291	11	kasenda	kasenda	PROPN
easat-3176	291	12	&	&	CCONJ
easat-3176	291	13	wijayangka	wijayangka	PROPN
easat-3176	291	14	,	,	PUNCT
easat-3176	291	15	2019	2019	NUM
easat-3176	291	16	)	)	PUNCT
easat-3176	291	17	,	,	PUNCT
easat-3176	291	18	(	(	PUNCT
easat-3176	291	19	idawati	idawati	PROPN
easat-3176	291	20	&	&	CCONJ
easat-3176	291	21	pratama	pratama	NOUN
easat-3176	291	22	,	,	PUNCT
easat-3176	291	23	2020	2020	NUM
easat-3176	291	24	)	)	PUNCT
easat-3176	291	25	,	,	PUNCT
easat-3176	291	26	(	(	PUNCT
easat-3176	291	27	pramestiningrum	pramestiningrum	NOUN
easat-3176	291	28	,	,	PUNCT
easat-3176	291	29	2019	2019	NUM
easat-3176	291	30	)	)	PUNCT
easat-3176	291	31	,	,	PUNCT
easat-3176	291	32	and	and	CCONJ
easat-3176	291	33	(	(	PUNCT
easat-3176	291	34	septiani	septiani	PROPN
easat-3176	291	35	&	&	CCONJ
easat-3176	291	36	wuryani	wuryani	PROPN
easat-3176	291	37	,	,	PUNCT
easat-3176	291	38	2020	2020	NUM
easat-3176	291	39	)	)	PUNCT
easat-3176	291	40	showing	show	VERB
easat-3176	291	41	financial	financial	ADJ
easat-3176	291	42	literacy	literacy	NOUN
easat-3176	291	43	has	have	VERB
easat-3176	291	44	a	a	DET
easat-3176	291	45	positive	positive	ADJ
easat-3176	291	46	effect	effect	NOUN
easat-3176	291	47	on	on	ADP
easat-3176	291	48	organization	organization	NOUN
easat-3176	291	49	performance	performance	NOUN
easat-3176	291	50	.	.	PUNCT
easat-3176	292	1	4.2	4.2	NUM
easat-3176	292	2	.	.	PUNCT
easat-3176	293	1	the	the	DET
easat-3176	293	2	effect	effect	NOUN
easat-3176	293	3	of	of	ADP
easat-3176	293	4	financial	financial	ADJ
easat-3176	293	5	behavior	behavior	NOUN
easat-3176	293	6	on	on	ADP
easat-3176	293	7	organizational	organizational	ADJ
easat-3176	293	8	performance	performance	NOUN
easat-3176	293	9	the	the	DET
easat-3176	293	10	results	result	NOUN
easat-3176	293	11	showed	show	VERB
easat-3176	293	12	that	that	SCONJ
easat-3176	293	13	financial	financial	ADJ
easat-3176	293	14	behavior	behavior	NOUN
easat-3176	293	15	has	have	VERB
easat-3176	293	16	a	a	DET
easat-3176	293	17	positive	positive	ADJ
easat-3176	293	18	effect	effect	NOUN
easat-3176	293	19	on	on	ADP
easat-3176	293	20	organizational	organizational	ADJ
easat-3176	293	21	performance	performance	NOUN
easat-3176	293	22	.	.	PUNCT
easat-3176	294	1	one	one	NUM
easat-3176	294	2	of	of	ADP
easat-3176	294	3	the	the	DET
easat-3176	294	4	reasons	reason	NOUN
easat-3176	294	5	financial	financial	ADJ
easat-3176	294	6	behavior	behavior	NOUN
easat-3176	294	7	has	have	VERB
easat-3176	294	8	a	a	DET
easat-3176	294	9	significant	significant	ADJ
easat-3176	294	10	effect	effect	NOUN
easat-3176	294	11	on	on	ADP
easat-3176	294	12	organizational	organizational	ADJ
easat-3176	294	13	performance	performance	NOUN
easat-3176	294	14	is	be	AUX
easat-3176	294	15	when	when	SCONJ
easat-3176	294	16	setu	setu	X
easat-3176	294	17	babakan	babakan	PROPN
easat-3176	294	18	msmes	msmes	PROPN
easat-3176	294	19	have	have	AUX
easat-3176	294	20	implemented	implement	VERB
easat-3176	294	21	good	good	ADJ
easat-3176	294	22	internal	internal	ADJ
easat-3176	294	23	control	control	NOUN
easat-3176	294	24	within	within	ADP
easat-3176	294	25	a	a	DET
easat-3176	294	26	limited	limited	ADJ
easat-3176	294	27	scope	scope	NOUN
easat-3176	294	28	of	of	ADP
easat-3176	294	29	business	business	NOUN
easat-3176	294	30	.	.	PUNCT
easat-3176	295	1	with	with	ADP
easat-3176	295	2	good	good	ADJ
easat-3176	295	3	financial	financial	ADJ
easat-3176	295	4	management	management	NOUN
easat-3176	295	5	,	,	PUNCT
easat-3176	295	6	setu	setu	VERB
easat-3176	295	7	babakan	babakan	PROPN
easat-3176	295	8	msmes	msme	NOUN
easat-3176	295	9	can	can	AUX
easat-3176	295	10	minimize	minimize	VERB
easat-3176	295	11	the	the	DET
easat-3176	295	12	risk	risk	NOUN
easat-3176	295	13	of	of	ADP
easat-3176	295	14	adverse	adverse	ADJ
easat-3176	295	15	financial	financial	ADJ
easat-3176	295	16	behavior	behavior	NOUN
easat-3176	295	17	.	.	PUNCT
easat-3176	296	1	for	for	ADP
easat-3176	296	2	example	example	NOUN
easat-3176	296	3	,	,	PUNCT
easat-3176	296	4	by	by	ADP
easat-3176	296	5	adopting	adopt	VERB
easat-3176	296	6	controlled	control	VERB
easat-3176	296	7	monitoring	monitoring	NOUN
easat-3176	296	8	and	and	CCONJ
easat-3176	296	9	reporting	reporting	NOUN
easat-3176	296	10	mechanisms	mechanism	NOUN
easat-3176	296	11	,	,	PUNCT
easat-3176	296	12	organizations	organization	NOUN
easat-3176	296	13	can	can	AUX
easat-3176	296	14	identify	identify	VERB
easat-3176	296	15	and	and	CCONJ
easat-3176	296	16	address	address	VERB
easat-3176	296	17	inappropriate	inappropriate	ADJ
easat-3176	296	18	or	or	CCONJ
easat-3176	296	19	adverse	adverse	ADJ
easat-3176	296	20	actions	action	NOUN
easat-3176	296	21	in	in	ADP
easat-3176	296	22	a	a	DET
easat-3176	296	23	timely	timely	ADJ
easat-3176	296	24	manner	manner	NOUN
easat-3176	296	25	.	.	PUNCT
easat-3176	297	1	the	the	DET
easat-3176	297	2	influence	influence	NOUN
easat-3176	297	3	of	of	ADP
easat-3176	297	4	financial	financial	ADJ
easat-3176	297	5	behavior	behavior	NOUN
easat-3176	297	6	on	on	ADP
easat-3176	297	7	organizational	organizational	ADJ
easat-3176	297	8	performance	performance	NOUN
easat-3176	297	9	can	can	AUX
easat-3176	297	10	be	be	AUX
easat-3176	297	11	suppressed	suppress	VERB
easat-3176	297	12	if	if	SCONJ
easat-3176	297	13	the	the	DET
easat-3176	297	14	organization	organization	NOUN
easat-3176	297	15	has	have	VERB
easat-3176	297	16	a	a	DET
easat-3176	297	17	strong	strong	ADJ
easat-3176	297	18	and	and	CCONJ
easat-3176	297	19	focused	focused	ADJ
easat-3176	297	20	business	business	NOUN
easat-3176	297	21	strategy	strategy	NOUN
easat-3176	297	22	.	.	PUNCT
easat-3176	298	1	if	if	SCONJ
easat-3176	298	2	the	the	DET
easat-3176	298	3	organization	organization	NOUN
easat-3176	298	4	has	have	VERB
easat-3176	298	5	a	a	DET
easat-3176	298	6	clear	clear	ADJ
easat-3176	298	7	strategic	strategic	ADJ
easat-3176	298	8	direction	direction	NOUN
easat-3176	298	9	,	,	PUNCT
easat-3176	298	10	well	well	ADV
easat-3176	298	11	-	-	PUNCT
easat-3176	298	12	defined	define	VERB
easat-3176	298	13	goals	goal	NOUN
easat-3176	298	14	,	,	PUNCT
easat-3176	298	15	and	and	CCONJ
easat-3176	298	16	a	a	DET
easat-3176	298	17	mature	mature	ADJ
easat-3176	298	18	implementation	implementation	NOUN
easat-3176	298	19	plan	plan	NOUN
easat-3176	298	20	,	,	PUNCT
easat-3176	298	21	then	then	ADV
easat-3176	298	22	organizational	organizational	ADJ
easat-3176	298	23	performance	performance	NOUN
easat-3176	298	24	is	be	AUX
easat-3176	298	25	more	more	ADV
easat-3176	298	26	likely	likely	ADJ
easat-3176	298	27	to	to	PART
easat-3176	298	28	be	be	AUX
easat-3176	298	29	influenced	influence	VERB
easat-3176	298	30	by	by	ADP
easat-3176	298	31	the	the	DET
easat-3176	298	32	successful	successful	ADJ
easat-3176	298	33	implementation	implementation	NOUN
easat-3176	298	34	of	of	ADP
easat-3176	298	35	the	the	DET
easat-3176	298	36	strategy	strategy	NOUN
easat-3176	298	37	rather	rather	ADV
easat-3176	298	38	than	than	ADP
easat-3176	298	39	individual	individual	ADJ
easat-3176	298	40	or	or	CCONJ
easat-3176	298	41	group	group	NOUN
easat-3176	298	42	financial	financial	ADJ
easat-3176	298	43	behavior	behavior	NOUN
easat-3176	298	44	.	.	PUNCT
easat-3176	299	1	in	in	ADP
easat-3176	299	2	this	this	DET
easat-3176	299	3	case	case	NOUN
easat-3176	299	4	,	,	PUNCT
easat-3176	299	5	the	the	DET
easat-3176	299	6	success	success	NOUN
easat-3176	299	7	of	of	ADP
easat-3176	299	8	the	the	DET
easat-3176	299	9	organization	organization	NOUN
easat-3176	299	10	depends	depend	VERB
easat-3176	299	11	more	more	ADV
easat-3176	299	12	on	on	ADP
easat-3176	299	13	the	the	DET
easat-3176	299	14	fulfillment	fulfillment	NOUN
easat-3176	299	15	of	of	ADP
easat-3176	299	16	an	an	DET
easat-3176	299	17	effective	effective	ADJ
easat-3176	299	18	business	business	NOUN
easat-3176	299	19	strategy	strategy	NOUN
easat-3176	299	20	than	than	ADP
easat-3176	299	21	on	on	ADP
easat-3176	299	22	financial	financial	ADJ
easat-3176	299	23	behavioral	behavioral	ADJ
easat-3176	299	24	factors	factor	NOUN
easat-3176	299	25	.	.	PUNCT
easat-3176	300	1	5326	5326	NUM
easat-3176	300	2	edelweiss	edelweiss	PROPN
easat-3176	300	3	applied	apply	VERB
easat-3176	300	4	science	science	NOUN
easat-3176	300	5	and	and	CCONJ
easat-3176	300	6	technology	technology	NOUN
easat-3176	300	7	issn	issn	PROPN
easat-3176	300	8	:	:	PUNCT
easat-3176	300	9	2576	2576	NUM
easat-3176	300	10	-	-	SYM
easat-3176	300	11	8484	8484	NUM
easat-3176	300	12	vol	vol	NOUN
easat-3176	300	13	.	.	PROPN
easat-3176	300	14	8	8	NUM
easat-3176	300	15	,	,	PUNCT
easat-3176	300	16	no	no	INTJ
easat-3176	300	17	.	.	NOUN
easat-3176	301	1	6	6	NUM
easat-3176	301	2	:	:	SYM
easat-3176	301	3	5310	5310	NUM
easat-3176	301	4	-	-	SYM
easat-3176	301	5	5328	5328	NUM
easat-3176	301	6	,	,	PUNCT
easat-3176	301	7	2024	2024	NUM
easat-3176	301	8	doi	doi	NOUN
easat-3176	301	9	:	:	PUNCT
easat-3176	301	10	10.55214/25768484.v8i6.3176	10.55214/25768484.v8i6.3176	PROPN
easat-3176	301	11	©	©	PROPN
easat-3176	301	12	2024	2024	NUM
easat-3176	301	13	by	by	ADP
easat-3176	301	14	the	the	DET
easat-3176	301	15	authors	author	NOUN
easat-3176	301	16	;	;	PUNCT
easat-3176	301	17	licensee	licensee	PROPN
easat-3176	301	18	learning	learning	NOUN
easat-3176	301	19	gate	gate	NOUN
easat-3176	301	20	it	it	PRON
easat-3176	301	21	is	be	AUX
easat-3176	301	22	important	important	ADJ
easat-3176	301	23	for	for	ADP
easat-3176	301	24	setu	setu	NOUN
easat-3176	301	25	babakan	babakan	PROPN
easat-3176	301	26	msmes	msme	NOUN
easat-3176	301	27	to	to	PART
easat-3176	301	28	develop	develop	VERB
easat-3176	301	29	effective	effective	ADJ
easat-3176	301	30	control	control	NOUN
easat-3176	301	31	mechanisms	mechanism	NOUN
easat-3176	301	32	,	,	PUNCT
easat-3176	301	33	pay	pay	VERB
easat-3176	301	34	attention	attention	NOUN
easat-3176	301	35	to	to	ADP
easat-3176	301	36	relevant	relevant	ADJ
easat-3176	301	37	external	external	ADJ
easat-3176	301	38	factors	factor	NOUN
easat-3176	301	39	,	,	PUNCT
easat-3176	301	40	and	and	CCONJ
easat-3176	301	41	have	have	VERB
easat-3176	301	42	a	a	DET
easat-3176	301	43	strong	strong	ADJ
easat-3176	301	44	business	business	NOUN
easat-3176	301	45	strategy	strategy	NOUN
easat-3176	301	46	to	to	PART
easat-3176	301	47	ensure	ensure	VERB
easat-3176	301	48	their	their	PRON
easat-3176	301	49	business	business	NOUN
easat-3176	301	50	performance	performance	NOUN
easat-3176	301	51	remains	remain	VERB
easat-3176	301	52	optimal	optimal	ADJ
easat-3176	301	53	.	.	PUNCT
easat-3176	302	1	the	the	DET
easat-3176	302	2	results	result	NOUN
easat-3176	302	3	of	of	ADP
easat-3176	302	4	this	this	DET
easat-3176	302	5	study	study	NOUN
easat-3176	302	6	provide	provide	VERB
easat-3176	302	7	full	full	ADJ
easat-3176	302	8	support	support	NOUN
easat-3176	302	9	to	to	ADP
easat-3176	302	10	previous	previous	ADJ
easat-3176	302	11	research	research	NOUN
easat-3176	302	12	by	by	ADP
easat-3176	302	13	(	(	PUNCT
easat-3176	302	14	rustan	rustan	ADJ
easat-3176	302	15	,	,	PUNCT
easat-3176	302	16	2021	2021	NUM
easat-3176	302	17	)	)	PUNCT
easat-3176	302	18	which	which	PRON
easat-3176	302	19	states	state	VERB
easat-3176	302	20	that	that	SCONJ
easat-3176	302	21	financial	financial	ADJ
easat-3176	302	22	behavior	behavior	NOUN
easat-3176	302	23	affects	affect	VERB
easat-3176	302	24	organization	organization	NOUN
easat-3176	302	25	performance	performance	NOUN
easat-3176	302	26	.	.	PUNCT
easat-3176	303	1	meanwhile	meanwhile	ADV
easat-3176	303	2	,	,	PUNCT
easat-3176	303	3	other	other	ADJ
easat-3176	303	4	research	research	NOUN
easat-3176	303	5	conducted	conduct	VERB
easat-3176	303	6	by	by	ADP
easat-3176	303	7	(	(	PUNCT
easat-3176	303	8	fitria	fitria	PROPN
easat-3176	303	9	et	et	PROPN
easat-3176	303	10	al	al	PROPN
easat-3176	303	11	.	.	PROPN
easat-3176	303	12	,	,	PUNCT
easat-3176	303	13	2021	2021	NUM
easat-3176	303	14	)	)	PUNCT
easat-3176	303	15	and	and	CCONJ
easat-3176	303	16	(	(	PUNCT
easat-3176	303	17	mulyadi	mulyadi	PROPN
easat-3176	303	18	et	et	PROPN
easat-3176	303	19	al	al	PROPN
easat-3176	303	20	.	.	PROPN
easat-3176	303	21	,	,	PUNCT
easat-3176	303	22	2023	2023	NUM
easat-3176	303	23	)	)	PUNCT
easat-3176	303	24	states	state	VERB
easat-3176	303	25	that	that	SCONJ
easat-3176	303	26	financial	financial	ADJ
easat-3176	303	27	behavior	behavior	NOUN
easat-3176	303	28	has	have	VERB
easat-3176	303	29	no	no	DET
easat-3176	303	30	effect	effect	NOUN
easat-3176	303	31	on	on	ADP
easat-3176	303	32	organization	organization	NOUN
easat-3176	303	33	performance	performance	NOUN
easat-3176	303	34	.	.	PUNCT
easat-3176	304	1	4.3	4.3	NUM
easat-3176	304	2	.	.	PUNCT
easat-3176	304	3	effect	effect	NOUN
easat-3176	304	4	of	of	ADP
easat-3176	304	5	digital	digital	ADJ
easat-3176	304	6	competency	competency	NOUN
easat-3176	304	7	on	on	ADP
easat-3176	304	8	organizational	organizational	ADJ
easat-3176	304	9	performance	performance	NOUN
easat-3176	304	10	the	the	DET
easat-3176	304	11	results	result	NOUN
easat-3176	304	12	showed	show	VERB
easat-3176	304	13	that	that	SCONJ
easat-3176	304	14	digital	digital	ADJ
easat-3176	304	15	competency	competency	NOUN
easat-3176	304	16	has	have	VERB
easat-3176	304	17	a	a	DET
easat-3176	304	18	positive	positive	ADJ
easat-3176	304	19	effect	effect	NOUN
easat-3176	304	20	on	on	ADP
easat-3176	304	21	organizational	organizational	ADJ
easat-3176	304	22	performance	performance	NOUN
easat-3176	304	23	.	.	PUNCT
easat-3176	305	1	when	when	SCONJ
easat-3176	305	2	individuals	individual	NOUN
easat-3176	305	3	or	or	CCONJ
easat-3176	305	4	groups	group	NOUN
easat-3176	305	5	within	within	ADP
easat-3176	305	6	an	an	DET
easat-3176	305	7	organization	organization	NOUN
easat-3176	305	8	have	have	VERB
easat-3176	305	9	a	a	DET
easat-3176	305	10	good	good	ADJ
easat-3176	305	11	understanding	understanding	NOUN
easat-3176	305	12	of	of	ADP
easat-3176	305	13	the	the	DET
easat-3176	305	14	digital	digital	ADJ
easat-3176	305	15	capabilities	capability	NOUN
easat-3176	305	16	at	at	ADP
easat-3176	305	17	hand	hand	NOUN
easat-3176	305	18	and	and	CCONJ
easat-3176	305	19	are	be	AUX
easat-3176	305	20	able	able	ADJ
easat-3176	305	21	to	to	PART
easat-3176	305	22	effectively	effectively	ADV
easat-3176	305	23	evaluate	evaluate	VERB
easat-3176	305	24	the	the	DET
easat-3176	305	25	benefits	benefit	NOUN
easat-3176	305	26	,	,	PUNCT
easat-3176	305	27	this	this	PRON
easat-3176	305	28	can	can	AUX
easat-3176	305	29	help	help	VERB
easat-3176	305	30	msmes	msme	NOUN
easat-3176	305	31	in	in	ADP
easat-3176	305	32	setu	setu	NOUN
easat-3176	305	33	babakan	babakan	VERB
easat-3176	305	34	make	make	VERB
easat-3176	305	35	better	well	ADJ
easat-3176	305	36	decisions	decision	NOUN
easat-3176	305	37	,	,	PUNCT
easat-3176	305	38	manage	manage	VERB
easat-3176	305	39	digital	digital	ADJ
easat-3176	305	40	capabilities	capability	NOUN
easat-3176	305	41	more	more	ADV
easat-3176	305	42	efficiently	efficiently	ADV
easat-3176	305	43	,	,	PUNCT
easat-3176	305	44	and	and	CCONJ
easat-3176	305	45	achieve	achieve	VERB
easat-3176	305	46	better	well	ADJ
easat-3176	305	47	performance	performance	NOUN
easat-3176	305	48	overall	overall	ADJ
easat-3176	305	49	.	.	PUNCT
easat-3176	306	1	digital	digital	ADJ
easat-3176	306	2	competencies	competency	NOUN
easat-3176	306	3	include	include	VERB
easat-3176	306	4	information	information	NOUN
easat-3176	306	5	and	and	CCONJ
easat-3176	306	6	data	datum	NOUN
easat-3176	306	7	literacy	literacy	NOUN
easat-3176	306	8	,	,	PUNCT
easat-3176	306	9	communication	communication	NOUN
easat-3176	306	10	and	and	CCONJ
easat-3176	306	11	collaboration	collaboration	NOUN
easat-3176	306	12	,	,	PUNCT
easat-3176	306	13	digital	digital	ADJ
easat-3176	306	14	content	content	NOUN
easat-3176	306	15	creation	creation	NOUN
easat-3176	306	16	,	,	PUNCT
easat-3176	306	17	security	security	NOUN
easat-3176	306	18	,	,	PUNCT
easat-3176	306	19	and	and	CCONJ
easat-3176	306	20	problem	problem	NOUN
easat-3176	306	21	-	-	PUNCT
easat-3176	306	22	solving	solve	VERB
easat-3176	306	23	projects	project	NOUN
easat-3176	306	24	.	.	PUNCT
easat-3176	307	1	now	now	ADV
easat-3176	307	2	that	that	SCONJ
easat-3176	307	3	digital	digital	ADJ
easat-3176	307	4	skills	skill	NOUN
easat-3176	307	5	have	have	AUX
easat-3176	307	6	been	be	AUX
easat-3176	307	7	recognized	recognize	VERB
easat-3176	307	8	in	in	ADP
easat-3176	307	9	the	the	DET
easat-3176	307	10	digital	digital	ADJ
easat-3176	307	11	era	era	NOUN
easat-3176	307	12	,	,	PUNCT
easat-3176	307	13	the	the	DET
easat-3176	307	14	benefits	benefit	NOUN
easat-3176	307	15	of	of	ADP
easat-3176	307	16	digital	digital	ADJ
easat-3176	307	17	competency	competency	NOUN
easat-3176	307	18	are	be	AUX
easat-3176	307	19	vast	vast	ADJ
easat-3176	307	20	.	.	PUNCT
easat-3176	308	1	an	an	DET
easat-3176	308	2	important	important	ADJ
easat-3176	308	3	part	part	NOUN
easat-3176	308	4	of	of	ADP
easat-3176	308	5	the	the	DET
easat-3176	308	6	nature	nature	NOUN
easat-3176	308	7	of	of	ADP
easat-3176	308	8	learning	learning	NOUN
easat-3176	308	9	is	be	AUX
easat-3176	308	10	how	how	SCONJ
easat-3176	308	11	setu	setu	VERB
easat-3176	308	12	babakan	babakan	PROPN
easat-3176	308	13	msmes	msmes	PROPN
easat-3176	308	14	utilize	utilize	VERB
easat-3176	308	15	learning	learn	VERB
easat-3176	308	16	assets	asset	NOUN
easat-3176	308	17	,	,	PUNCT
easat-3176	308	18	as	as	SCONJ
easat-3176	308	19	technology	technology	NOUN
easat-3176	308	20	develops	develop	VERB
easat-3176	308	21	in	in	ADP
easat-3176	308	22	today	today	NOUN
easat-3176	308	23	's	's	PART
easat-3176	308	24	digitalized	digitalize	VERB
easat-3176	308	25	world	world	NOUN
easat-3176	308	26	,	,	PUNCT
easat-3176	308	27	setu	setu	VERB
easat-3176	308	28	babakan	babakan	PROPN
easat-3176	308	29	msmes	msmes	PROPN
easat-3176	308	30	develop	develop	VERB
easat-3176	308	31	their	their	PRON
easat-3176	308	32	skills	skill	NOUN
easat-3176	308	33	to	to	PART
easat-3176	308	34	utilize	utilize	VERB
easat-3176	308	35	digital	digital	ADJ
easat-3176	308	36	technology	technology	NOUN
easat-3176	308	37	in	in	ADP
easat-3176	308	38	their	their	PRON
easat-3176	308	39	business	business	NOUN
easat-3176	308	40	development	development	NOUN
easat-3176	308	41	.	.	PUNCT
easat-3176	309	1	the	the	DET
easat-3176	309	2	most	most	ADV
easat-3176	309	3	popular	popular	ADJ
easat-3176	309	4	thing	thing	NOUN
easat-3176	309	5	today	today	NOUN
easat-3176	309	6	is	be	AUX
easat-3176	309	7	the	the	DET
easat-3176	309	8	use	use	NOUN
easat-3176	309	9	of	of	ADP
easat-3176	309	10	social	social	ADJ
easat-3176	309	11	media	medium	NOUN
easat-3176	309	12	to	to	PART
easat-3176	309	13	market	market	VERB
easat-3176	309	14	their	their	PRON
easat-3176	309	15	products	product	NOUN
easat-3176	309	16	.	.	PUNCT
easat-3176	310	1	such	such	ADJ
easat-3176	310	2	as	as	ADP
easat-3176	310	3	whatsapp	whatsapp	NOUN
easat-3176	310	4	,	,	PUNCT
easat-3176	310	5	instagram	instagram	PROPN
easat-3176	310	6	,	,	PUNCT
easat-3176	310	7	facebook	facebook	NOUN
easat-3176	310	8	,	,	PUNCT
easat-3176	310	9	and	and	CCONJ
easat-3176	310	10	so	so	ADV
easat-3176	310	11	on	on	ADV
easat-3176	310	12	.	.	PUNCT
easat-3176	311	1	this	this	DET
easat-3176	311	2	study	study	NOUN
easat-3176	311	3	supports	support	VERB
easat-3176	311	4	research	research	NOUN
easat-3176	311	5	conducted	conduct	VERB
easat-3176	311	6	by	by	ADP
easat-3176	311	7	(	(	PUNCT
easat-3176	311	8	liesander	liesander	X
easat-3176	311	9	&	&	CCONJ
easat-3176	311	10	diah	diah	PROPN
easat-3176	311	11	dharmayanti	dharmayanti	PROPN
easat-3176	311	12	,	,	PUNCT
easat-3176	311	13	2017	2017	NUM
easat-3176	311	14	)	)	PUNCT
easat-3176	311	15	;	;	PUNCT
easat-3176	311	16	(	(	PUNCT
easat-3176	311	17	marguna	marguna	NOUN
easat-3176	311	18	,	,	PUNCT
easat-3176	311	19	2020	2020	NUM
easat-3176	311	20	)	)	PUNCT
easat-3176	311	21	;	;	PUNCT
easat-3176	311	22	and	and	CCONJ
easat-3176	311	23	(	(	PUNCT
easat-3176	311	24	andriana	andriana	PROPN
easat-3176	311	25	&	&	CCONJ
easat-3176	311	26	ardi	ardi	PROPN
easat-3176	311	27	,	,	PUNCT
easat-3176	311	28	2022	2022	NUM
easat-3176	311	29	)	)	PUNCT
easat-3176	311	30	which	which	PRON
easat-3176	311	31	states	state	VERB
easat-3176	311	32	that	that	SCONJ
easat-3176	311	33	digital	digital	ADJ
easat-3176	311	34	competency	competency	NOUN
easat-3176	311	35	has	have	VERB
easat-3176	311	36	a	a	DET
easat-3176	311	37	direct	direct	ADJ
easat-3176	311	38	effect	effect	NOUN
easat-3176	311	39	on	on	ADP
easat-3176	311	40	organizational	organizational	ADJ
easat-3176	311	41	performance	performance	NOUN
easat-3176	311	42	.	.	PUNCT
easat-3176	312	1	4.4	4.4	NUM
easat-3176	312	2	.	.	PUNCT
easat-3176	313	1	moderation	moderation	NOUN
easat-3176	313	2	of	of	ADP
easat-3176	313	3	digital	digital	ADJ
easat-3176	313	4	competency	competency	NOUN
easat-3176	313	5	on	on	ADP
easat-3176	313	6	financial	financial	ADJ
easat-3176	313	7	literacy	literacy	NOUN
easat-3176	313	8	on	on	ADP
easat-3176	313	9	organization	organization	NOUN
easat-3176	313	10	performance	performance	NOUN
easat-3176	313	11	the	the	DET
easat-3176	313	12	results	result	NOUN
easat-3176	313	13	showed	show	VERB
easat-3176	313	14	that	that	SCONJ
easat-3176	313	15	digital	digital	ADJ
easat-3176	313	16	competency	competency	NOUN
easat-3176	313	17	on	on	ADP
easat-3176	313	18	financial	financial	ADJ
easat-3176	313	19	literacy	literacy	NOUN
easat-3176	313	20	on	on	ADP
easat-3176	313	21	organization	organization	NOUN
easat-3176	313	22	performance	performance	NOUN
easat-3176	313	23	had	have	VERB
easat-3176	313	24	no	no	DET
easat-3176	313	25	significant	significant	ADJ
easat-3176	313	26	effect	effect	NOUN
easat-3176	313	27	.	.	PUNCT
easat-3176	314	1	in	in	ADP
easat-3176	314	2	other	other	ADJ
easat-3176	314	3	words	word	NOUN
easat-3176	314	4	,	,	PUNCT
easat-3176	314	5	digital	digital	ADJ
easat-3176	314	6	competency	competency	NOUN
easat-3176	314	7	can	can	AUX
easat-3176	314	8	not	not	PART
easat-3176	314	9	moderate	moderate	VERB
easat-3176	314	10	financial	financial	ADJ
easat-3176	314	11	literacy	literacy	NOUN
easat-3176	314	12	on	on	ADP
easat-3176	314	13	organization	organization	NOUN
easat-3176	314	14	performance	performance	NOUN
easat-3176	314	15	.	.	PUNCT
easat-3176	315	1	this	this	PRON
easat-3176	315	2	can	can	AUX
easat-3176	315	3	happen	happen	VERB
easat-3176	315	4	because	because	SCONJ
easat-3176	315	5	the	the	DET
easat-3176	315	6	direct	direct	ADJ
easat-3176	315	7	effect	effect	NOUN
easat-3176	315	8	of	of	ADP
easat-3176	315	9	digital	digital	ADJ
easat-3176	315	10	competency	competency	NOUN
easat-3176	315	11	on	on	ADP
easat-3176	315	12	organization	organization	NOUN
easat-3176	315	13	performance	performance	NOUN
easat-3176	315	14	(	(	PUNCT
easat-3176	315	15	umkm	umkm	ADJ
easat-3176	315	16	setu	setu	NOUN
easat-3176	315	17	babakan	babakan	ADP
easat-3176	315	18	performance	performance	NOUN
easat-3176	315	19	)	)	PUNCT
easat-3176	315	20	is	be	AUX
easat-3176	315	21	very	very	ADV
easat-3176	315	22	strong	strong	ADJ
easat-3176	315	23	.	.	PUNCT
easat-3176	316	1	digital	digital	ADJ
easat-3176	316	2	competence	competence	NOUN
easat-3176	316	3	is	be	AUX
easat-3176	316	4	a	a	DET
easat-3176	316	5	moderating	moderate	VERB
easat-3176	316	6	variable	variable	NOUN
easat-3176	316	7	,	,	PUNCT
easat-3176	316	8	namely	namely	ADV
easat-3176	316	9	a	a	DET
easat-3176	316	10	variable	variable	NOUN
easat-3176	316	11	that	that	PRON
easat-3176	316	12	can	can	AUX
easat-3176	316	13	strengthen	strengthen	VERB
easat-3176	316	14	or	or	CCONJ
easat-3176	316	15	weaken	weaken	VERB
easat-3176	316	16	the	the	DET
easat-3176	316	17	direct	direct	ADJ
easat-3176	316	18	relationship	relationship	NOUN
easat-3176	316	19	between	between	ADP
easat-3176	316	20	the	the	DET
easat-3176	316	21	independent	independent	ADJ
easat-3176	316	22	variable	variable	NOUN
easat-3176	316	23	,	,	PUNCT
easat-3176	316	24	namely	namely	ADV
easat-3176	316	25	financial	financial	ADJ
easat-3176	316	26	literacy	literacy	NOUN
easat-3176	316	27	with	with	ADP
easat-3176	316	28	the	the	DET
easat-3176	316	29	dependent	dependent	ADJ
easat-3176	316	30	variable	variable	NOUN
easat-3176	316	31	,	,	PUNCT
easat-3176	316	32	namely	namely	ADV
easat-3176	316	33	organization	organization	NOUN
easat-3176	316	34	performance	performance	NOUN
easat-3176	316	35	.	.	PUNCT
easat-3176	317	1	this	this	PRON
easat-3176	317	2	means	mean	VERB
easat-3176	317	3	that	that	SCONJ
easat-3176	317	4	the	the	DET
easat-3176	317	5	digital	digital	ADJ
easat-3176	317	6	competency	competency	NOUN
easat-3176	317	7	variable	variable	NOUN
easat-3176	317	8	can	can	AUX
easat-3176	317	9	not	not	PART
easat-3176	317	10	moderate	moderate	VERB
easat-3176	317	11	the	the	DET
easat-3176	317	12	financial	financial	ADJ
easat-3176	317	13	leteracy	leteracy	NOUN
easat-3176	317	14	variable	variable	NOUN
easat-3176	317	15	on	on	ADP
easat-3176	317	16	the	the	DET
easat-3176	317	17	organization	organization	NOUN
easat-3176	317	18	performance	performance	NOUN
easat-3176	317	19	variable	variable	NOUN
easat-3176	317	20	.	.	PUNCT
easat-3176	318	1	4.5	4.5	NUM
easat-3176	318	2	.	.	PUNCT
easat-3176	318	3	moderation	moderation	NOUN
easat-3176	318	4	of	of	ADP
easat-3176	318	5	digital	digital	ADJ
easat-3176	318	6	competency	competency	NOUN
easat-3176	318	7	on	on	ADP
easat-3176	318	8	financial	financial	ADJ
easat-3176	318	9	behavior	behavior	NOUN
easat-3176	318	10	on	on	ADP
easat-3176	318	11	organization	organization	NOUN
easat-3176	318	12	performance	performance	NOUN
easat-3176	318	13	the	the	DET
easat-3176	318	14	results	result	NOUN
easat-3176	318	15	showed	show	VERB
easat-3176	318	16	that	that	SCONJ
easat-3176	318	17	digital	digital	ADJ
easat-3176	318	18	competency	competency	NOUN
easat-3176	318	19	on	on	ADP
easat-3176	318	20	financial	financial	ADJ
easat-3176	318	21	behavior	behavior	NOUN
easat-3176	318	22	on	on	ADP
easat-3176	318	23	organization	organization	NOUN
easat-3176	318	24	performance	performance	NOUN
easat-3176	318	25	had	have	VERB
easat-3176	318	26	no	no	DET
easat-3176	318	27	significant	significant	ADJ
easat-3176	318	28	effect	effect	NOUN
easat-3176	318	29	.	.	PUNCT
easat-3176	319	1	in	in	ADP
easat-3176	319	2	other	other	ADJ
easat-3176	319	3	words	word	NOUN
easat-3176	319	4	,	,	PUNCT
easat-3176	319	5	digital	digital	ADJ
easat-3176	319	6	competency	competency	NOUN
easat-3176	319	7	can	can	AUX
easat-3176	319	8	not	not	PART
easat-3176	319	9	moderate	moderate	VERB
easat-3176	319	10	financial	financial	ADJ
easat-3176	319	11	behavior	behavior	NOUN
easat-3176	319	12	on	on	ADP
easat-3176	319	13	organization	organization	NOUN
easat-3176	319	14	performance	performance	NOUN
easat-3176	319	15	.	.	PUNCT
easat-3176	320	1	this	this	PRON
easat-3176	320	2	can	can	AUX
easat-3176	320	3	happen	happen	VERB
easat-3176	320	4	because	because	SCONJ
easat-3176	320	5	the	the	DET
easat-3176	320	6	direct	direct	ADJ
easat-3176	320	7	effect	effect	NOUN
easat-3176	320	8	of	of	ADP
easat-3176	320	9	digital	digital	ADJ
easat-3176	320	10	competency	competency	NOUN
easat-3176	320	11	on	on	ADP
easat-3176	320	12	organization	organization	NOUN
easat-3176	320	13	performance	performance	NOUN
easat-3176	320	14	(	(	PUNCT
easat-3176	320	15	performance	performance	NOUN
easat-3176	320	16	of	of	ADP
easat-3176	320	17	setu	setu	NOUN
easat-3176	320	18	babakan	babakan	PROPN
easat-3176	320	19	msmes	msmes	PROPN
easat-3176	320	20	)	)	PUNCT
easat-3176	320	21	is	be	AUX
easat-3176	320	22	very	very	ADV
easat-3176	320	23	strong	strong	ADJ
easat-3176	320	24	.	.	PUNCT
easat-3176	321	1	the	the	DET
easat-3176	321	2	same	same	ADJ
easat-3176	321	3	thing	thing	NOUN
easat-3176	321	4	can	can	AUX
easat-3176	321	5	be	be	AUX
easat-3176	321	6	said	say	VERB
easat-3176	321	7	that	that	SCONJ
easat-3176	321	8	digital	digital	ADJ
easat-3176	321	9	competence	competence	NOUN
easat-3176	321	10	is	be	AUX
easat-3176	321	11	a	a	DET
easat-3176	321	12	moderating	moderate	VERB
easat-3176	321	13	variable	variable	NOUN
easat-3176	321	14	,	,	PUNCT
easat-3176	321	15	namely	namely	ADV
easat-3176	321	16	a	a	DET
easat-3176	321	17	variable	variable	NOUN
easat-3176	321	18	that	that	PRON
easat-3176	321	19	can	can	AUX
easat-3176	321	20	strengthen	strengthen	VERB
easat-3176	321	21	or	or	CCONJ
easat-3176	321	22	weaken	weaken	VERB
easat-3176	321	23	the	the	DET
easat-3176	321	24	direct	direct	ADJ
easat-3176	321	25	relationship	relationship	NOUN
easat-3176	321	26	between	between	ADP
easat-3176	321	27	the	the	DET
easat-3176	321	28	independent	independent	ADJ
easat-3176	321	29	variable	variable	NOUN
easat-3176	321	30	,	,	PUNCT
easat-3176	321	31	namely	namely	ADV
easat-3176	321	32	financial	financial	ADJ
easat-3176	321	33	literacy	literacy	NOUN
easat-3176	321	34	with	with	ADP
easat-3176	321	35	the	the	DET
easat-3176	321	36	dependent	dependent	ADJ
easat-3176	321	37	variable	variable	NOUN
easat-3176	321	38	,	,	PUNCT
easat-3176	321	39	namely	namely	ADV
easat-3176	321	40	organization	organization	NOUN
easat-3176	321	41	performance	performance	NOUN
easat-3176	321	42	.	.	PUNCT
easat-3176	322	1	so	so	ADV
easat-3176	322	2	in	in	ADP
easat-3176	322	3	this	this	DET
easat-3176	322	4	case	case	NOUN
easat-3176	322	5	it	it	PRON
easat-3176	322	6	means	mean	VERB
easat-3176	322	7	that	that	SCONJ
easat-3176	322	8	the	the	DET
easat-3176	322	9	digital	digital	ADJ
easat-3176	322	10	competency	competency	NOUN
easat-3176	322	11	variable	variable	NOUN
easat-3176	322	12	can	can	AUX
easat-3176	322	13	not	not	PART
easat-3176	322	14	moderate	moderate	VERB
easat-3176	322	15	the	the	DET
easat-3176	322	16	financial	financial	ADJ
easat-3176	322	17	behavior	behavior	NOUN
easat-3176	322	18	variable	variable	NOUN
easat-3176	322	19	on	on	ADP
easat-3176	322	20	the	the	DET
easat-3176	322	21	organization	organization	NOUN
easat-3176	322	22	performance	performance	NOUN
easat-3176	322	23	variable	variable	NOUN
easat-3176	322	24	.	.	PUNCT
easat-3176	323	1	5	5	X
easat-3176	323	2	.	.	X
easat-3176	323	3	conclusions	conclusion	NOUN
easat-3176	323	4	and	and	CCONJ
easat-3176	323	5	suggestions	suggestion	NOUN
easat-3176	323	6	based	base	VERB
easat-3176	323	7	on	on	ADP
easat-3176	323	8	the	the	DET
easat-3176	323	9	results	result	NOUN
easat-3176	323	10	of	of	ADP
easat-3176	323	11	the	the	DET
easat-3176	323	12	analysis	analysis	NOUN
easat-3176	323	13	and	and	CCONJ
easat-3176	323	14	evaluation	evaluation	NOUN
easat-3176	323	15	of	of	ADP
easat-3176	323	16	research	research	NOUN
easat-3176	323	17	data	datum	NOUN
easat-3176	323	18	,	,	PUNCT
easat-3176	323	19	it	it	PRON
easat-3176	323	20	is	be	AUX
easat-3176	323	21	concluded	conclude	VERB
easat-3176	323	22	that	that	SCONJ
easat-3176	323	23	financial	financial	ADJ
easat-3176	323	24	literacy	literacy	NOUN
easat-3176	323	25	does	do	AUX
easat-3176	323	26	not	not	PART
easat-3176	323	27	have	have	VERB
easat-3176	323	28	a	a	DET
easat-3176	323	29	significant	significant	ADJ
easat-3176	323	30	effect	effect	NOUN
easat-3176	323	31	on	on	ADP
easat-3176	323	32	the	the	DET
easat-3176	323	33	organizational	organizational	ADJ
easat-3176	323	34	performance	performance	NOUN
easat-3176	323	35	of	of	ADP
easat-3176	323	36	setu	setu	NOUN
easat-3176	323	37	babakan	babakan	PROPN
easat-3176	323	38	msmes	msmes	PROPN
easat-3176	323	39	,	,	PUNCT
easat-3176	323	40	which	which	PRON
easat-3176	323	41	may	may	AUX
easat-3176	323	42	be	be	AUX
easat-3176	323	43	due	due	ADJ
easat-3176	323	44	to	to	ADP
easat-3176	323	45	the	the	DET
easat-3176	323	46	small	small	ADJ
easat-3176	323	47	scale	scale	NOUN
easat-3176	323	48	of	of	ADP
easat-3176	323	49	the	the	DET
easat-3176	323	50	business	business	NOUN
easat-3176	323	51	and	and	CCONJ
easat-3176	323	52	the	the	DET
easat-3176	323	53	lack	lack	NOUN
easat-3176	323	54	of	of	ADP
easat-3176	323	55	adequate	adequate	ADJ
easat-3176	323	56	managerial	managerial	ADJ
easat-3176	323	57	skills	skill	NOUN
easat-3176	323	58	.	.	PUNCT
easat-3176	324	1	on	on	ADP
easat-3176	324	2	the	the	DET
easat-3176	324	3	other	other	ADJ
easat-3176	324	4	hand	hand	NOUN
easat-3176	324	5	,	,	PUNCT
easat-3176	324	6	financial	financial	ADJ
easat-3176	324	7	behavior	behavior	NOUN
easat-3176	324	8	has	have	VERB
easat-3176	324	9	a	a	DET
easat-3176	324	10	positive	positive	ADJ
easat-3176	324	11	influence	influence	NOUN
easat-3176	324	12	on	on	ADP
easat-3176	324	13	investment	investment	NOUN
easat-3176	324	14	decisions	decision	NOUN
easat-3176	324	15	,	,	PUNCT
easat-3176	324	16	because	because	SCONJ
easat-3176	324	17	good	good	ADJ
easat-3176	324	18	financial	financial	ADJ
easat-3176	324	19	behavior	behavior	NOUN
easat-3176	324	20	encourages	encourage	VERB
easat-3176	324	21	more	more	ADJ
easat-3176	324	22	rational	rational	ADJ
easat-3176	324	23	investment	investment	NOUN
easat-3176	324	24	decision	decision	NOUN
easat-3176	324	25	-	-	PUNCT
easat-3176	324	26	making	making	NOUN
easat-3176	324	27	.	.	PUNCT
easat-3176	325	1	digital	digital	ADJ
easat-3176	325	2	competency	competency	NOUN
easat-3176	325	3	plays	play	VERB
easat-3176	325	4	a	a	DET
easat-3176	325	5	positive	positive	ADJ
easat-3176	325	6	role	role	NOUN
easat-3176	325	7	in	in	ADP
easat-3176	325	8	improving	improve	VERB
easat-3176	325	9	organizational	organizational	ADJ
easat-3176	325	10	performance	performance	NOUN
easat-3176	325	11	,	,	PUNCT
easat-3176	325	12	especially	especially	ADV
easat-3176	325	13	in	in	ADP
easat-3176	325	14	the	the	DET
easat-3176	325	15	use	use	NOUN
easat-3176	325	16	of	of	ADP
easat-3176	325	17	digital	digital	ADJ
easat-3176	325	18	technology	technology	NOUN
easat-3176	325	19	such	such	ADJ
easat-3176	325	20	as	as	ADP
easat-3176	325	21	social	social	ADJ
easat-3176	325	22	5327	5327	NUM
easat-3176	325	23	edelweiss	edelweiss	PROPN
easat-3176	325	24	applied	apply	VERB
easat-3176	325	25	science	science	NOUN
easat-3176	325	26	and	and	CCONJ
easat-3176	325	27	technology	technology	NOUN
easat-3176	325	28	issn	issn	PROPN
easat-3176	325	29	:	:	PUNCT
easat-3176	325	30	2576	2576	NUM
easat-3176	325	31	-	-	SYM
easat-3176	325	32	8484	8484	NUM
easat-3176	325	33	vol	vol	NOUN
easat-3176	325	34	.	.	PROPN
easat-3176	325	35	8	8	NUM
easat-3176	325	36	,	,	PUNCT
easat-3176	325	37	no	no	INTJ
easat-3176	325	38	.	.	NOUN
easat-3176	325	39	6	6	NUM
easat-3176	325	40	:	:	SYM
easat-3176	325	41	5310	5310	NUM
easat-3176	325	42	-	-	SYM
easat-3176	325	43	5328	5328	NUM
easat-3176	325	44	,	,	PUNCT
easat-3176	325	45	2024	2024	NUM
easat-3176	325	46	doi	doi	NOUN
easat-3176	325	47	:	:	PUNCT
easat-3176	325	48	10.55214/25768484.v8i6.3176	10.55214/25768484.v8i6.3176	PROPN
easat-3176	325	49	©	©	PROPN
easat-3176	325	50	2024	2024	NUM
easat-3176	325	51	by	by	ADP
easat-3176	325	52	the	the	DET
easat-3176	325	53	authors	author	NOUN
easat-3176	325	54	;	;	PUNCT
easat-3176	325	55	licensee	licensee	PROPN
easat-3176	325	56	learning	learn	VERB
easat-3176	325	57	gate	gate	NOUN
easat-3176	325	58	media	medium	NOUN
easat-3176	325	59	for	for	ADP
easat-3176	325	60	marketing	marketing	NOUN
easat-3176	325	61	.	.	PUNCT
easat-3176	326	1	however	however	ADV
easat-3176	326	2	,	,	PUNCT
easat-3176	326	3	digital	digital	ADJ
easat-3176	326	4	competency	competency	NOUN
easat-3176	326	5	is	be	AUX
easat-3176	326	6	not	not	PART
easat-3176	326	7	able	able	ADJ
easat-3176	326	8	to	to	PART
easat-3176	326	9	moderate	moderate	VERB
easat-3176	326	10	the	the	DET
easat-3176	326	11	relationship	relationship	NOUN
easat-3176	326	12	between	between	ADP
easat-3176	326	13	financial	financial	ADJ
easat-3176	326	14	literacy	literacy	NOUN
easat-3176	326	15	and	and	CCONJ
easat-3176	326	16	financial	financial	ADJ
easat-3176	326	17	behavior	behavior	NOUN
easat-3176	326	18	with	with	ADP
easat-3176	326	19	organizational	organizational	ADJ
easat-3176	326	20	performance	performance	NOUN
easat-3176	326	21	,	,	PUNCT
easat-3176	326	22	because	because	SCONJ
easat-3176	326	23	the	the	DET
easat-3176	326	24	direct	direct	ADJ
easat-3176	326	25	influence	influence	NOUN
easat-3176	326	26	of	of	ADP
easat-3176	326	27	digital	digital	ADJ
easat-3176	326	28	capabilities	capability	NOUN
easat-3176	326	29	on	on	ADP
easat-3176	326	30	msme	msme	NOUN
easat-3176	326	31	performance	performance	NOUN
easat-3176	326	32	is	be	AUX
easat-3176	326	33	strong	strong	ADJ
easat-3176	326	34	enough	enough	ADV
easat-3176	326	35	.	.	PUNCT
easat-3176	327	1	5.1	5.1	NUM
easat-3176	327	2	.	.	PUNCT
easat-3176	327	3	advice	advice	NOUN
easat-3176	327	4	for	for	ADP
easat-3176	327	5	the	the	DET
easat-3176	327	6	setu	setu	NOUN
easat-3176	327	7	babakan	babakan	PROPN
easat-3176	327	8	area	area	NOUN
easat-3176	327	9	manager	manager	NOUN
easat-3176	327	10	,	,	PUNCT
easat-3176	327	11	based	base	VERB
easat-3176	327	12	on	on	ADP
easat-3176	327	13	the	the	DET
easat-3176	327	14	survey	survey	NOUN
easat-3176	327	15	results	result	NOUN
easat-3176	327	16	,	,	PUNCT
easat-3176	327	17	60	60	NUM
easat-3176	327	18	%	%	NOUN
easat-3176	327	19	of	of	ADP
easat-3176	327	20	msmes	msme	NOUN
easat-3176	327	21	feel	feel	VERB
easat-3176	327	22	that	that	SCONJ
easat-3176	327	23	the	the	DET
easat-3176	327	24	complicated	complicate	VERB
easat-3176	327	25	licensing	licensing	NOUN
easat-3176	327	26	process	process	NOUN
easat-3176	327	27	and	and	CCONJ
easat-3176	327	28	frequently	frequently	ADV
easat-3176	327	29	changing	change	VERB
easat-3176	327	30	regulations	regulation	NOUN
easat-3176	327	31	make	make	VERB
easat-3176	327	32	it	it	PRON
easat-3176	327	33	difficult	difficult	ADJ
easat-3176	327	34	for	for	ADP
easat-3176	327	35	them	they	PRON
easat-3176	327	36	.	.	PUNCT
easat-3176	328	1	the	the	DET
easat-3176	328	2	manager	manager	NOUN
easat-3176	328	3	is	be	AUX
easat-3176	328	4	expected	expect	VERB
easat-3176	328	5	to	to	PART
easat-3176	328	6	simplify	simplify	VERB
easat-3176	328	7	the	the	DET
easat-3176	328	8	licensing	licensing	NOUN
easat-3176	328	9	process	process	NOUN
easat-3176	328	10	.	.	PUNCT
easat-3176	329	1	in	in	ADP
easat-3176	329	2	addition	addition	NOUN
easat-3176	329	3	,	,	PUNCT
easat-3176	329	4	75	75	NUM
easat-3176	329	5	%	%	NOUN
easat-3176	329	6	of	of	ADP
easat-3176	329	7	msmes	msme	NOUN
easat-3176	329	8	claimed	claim	VERB
easat-3176	329	9	to	to	PART
easat-3176	329	10	have	have	VERB
easat-3176	329	11	difficulties	difficulty	NOUN
easat-3176	329	12	in	in	ADP
easat-3176	329	13	reaching	reach	VERB
easat-3176	329	14	a	a	DET
easat-3176	329	15	wider	wide	ADJ
easat-3176	329	16	market	market	NOUN
easat-3176	329	17	,	,	PUNCT
easat-3176	329	18	so	so	SCONJ
easat-3176	329	19	efforts	effort	NOUN
easat-3176	329	20	are	be	AUX
easat-3176	329	21	needed	need	VERB
easat-3176	329	22	from	from	ADP
easat-3176	329	23	managers	manager	NOUN
easat-3176	329	24	to	to	PART
easat-3176	329	25	help	help	VERB
easat-3176	329	26	overcome	overcome	VERB
easat-3176	329	27	this	this	DET
easat-3176	329	28	limited	limited	ADJ
easat-3176	329	29	market	market	NOUN
easat-3176	329	30	access	access	NOUN
easat-3176	329	31	.	.	PUNCT
easat-3176	330	1	for	for	ADP
easat-3176	330	2	universities	university	NOUN
easat-3176	330	3	,	,	PUNCT
easat-3176	330	4	38	38	NUM
easat-3176	330	5	%	%	NOUN
easat-3176	330	6	of	of	ADP
easat-3176	330	7	msmes	msme	NOUN
easat-3176	330	8	stated	state	VERB
easat-3176	330	9	that	that	SCONJ
easat-3176	330	10	they	they	PRON
easat-3176	330	11	still	still	ADV
easat-3176	330	12	experience	experience	VERB
easat-3176	330	13	difficulties	difficulty	NOUN
easat-3176	330	14	in	in	ADP
easat-3176	330	15	using	use	VERB
easat-3176	330	16	digital	digital	ADJ
easat-3176	330	17	technology	technology	NOUN
easat-3176	330	18	and	and	CCONJ
easat-3176	330	19	online	online	ADJ
easat-3176	330	20	platforms	platform	NOUN
easat-3176	330	21	.	.	PUNCT
easat-3176	331	1	it	it	PRON
easat-3176	331	2	is	be	AUX
easat-3176	331	3	expected	expect	VERB
easat-3176	331	4	that	that	SCONJ
easat-3176	331	5	universities	university	NOUN
easat-3176	331	6	can	can	AUX
easat-3176	331	7	work	work	VERB
easat-3176	331	8	together	together	ADV
easat-3176	331	9	with	with	ADP
easat-3176	331	10	area	area	NOUN
easat-3176	331	11	managers	manager	NOUN
easat-3176	331	12	to	to	PART
easat-3176	331	13	provide	provide	VERB
easat-3176	331	14	digital	digital	ADJ
easat-3176	331	15	competency	competency	NOUN
easat-3176	331	16	training	training	NOUN
easat-3176	331	17	and	and	CCONJ
easat-3176	331	18	capital	capital	NOUN
easat-3176	331	19	management	management	NOUN
easat-3176	331	20	through	through	ADP
easat-3176	331	21	community	community	NOUN
easat-3176	331	22	service	service	NOUN
easat-3176	331	23	activities	activity	NOUN
easat-3176	331	24	.	.	PUNCT
easat-3176	332	1	from	from	ADP
easat-3176	332	2	a	a	DET
easat-3176	332	3	theoretical	theoretical	ADJ
easat-3176	332	4	perspective	perspective	NOUN
easat-3176	332	5	,	,	PUNCT
easat-3176	332	6	this	this	DET
easat-3176	332	7	study	study	NOUN
easat-3176	332	8	developed	develop	VERB
easat-3176	332	9	a	a	DET
easat-3176	332	10	questionnaire	questionnaire	NOUN
easat-3176	332	11	to	to	PART
easat-3176	332	12	evaluate	evaluate	VERB
easat-3176	332	13	the	the	DET
easat-3176	332	14	factors	factor	NOUN
easat-3176	332	15	affecting	affect	VERB
easat-3176	332	16	the	the	DET
easat-3176	332	17	performance	performance	NOUN
easat-3176	332	18	of	of	ADP
easat-3176	332	19	setu	setu	NOUN
easat-3176	332	20	babakan	babakan	PROPN
easat-3176	332	21	msmes	msmes	PROPN
easat-3176	332	22	,	,	PUNCT
easat-3176	332	23	and	and	CCONJ
easat-3176	332	24	future	future	ADJ
easat-3176	332	25	researchers	researcher	NOUN
easat-3176	332	26	can	can	AUX
easat-3176	332	27	utilize	utilize	VERB
easat-3176	332	28	or	or	CCONJ
easat-3176	332	29	develop	develop	VERB
easat-3176	332	30	this	this	DET
easat-3176	332	31	questionnaire	questionnaire	NOUN
easat-3176	332	32	for	for	ADP
easat-3176	332	33	further	further	ADJ
easat-3176	332	34	research	research	NOUN
easat-3176	332	35	,	,	PUNCT
easat-3176	332	36	including	include	VERB
easat-3176	332	37	testing	test	VERB
easat-3176	332	38	other	other	ADJ
easat-3176	332	39	variables	variable	NOUN
easat-3176	332	40	beyond	beyond	ADP
easat-3176	332	41	financial	financial	ADJ
easat-3176	332	42	literacy	literacy	NOUN
easat-3176	332	43	,	,	PUNCT
easat-3176	332	44	financial	financial	ADJ
easat-3176	332	45	behavior	behavior	NOUN
easat-3176	332	46	,	,	PUNCT
easat-3176	332	47	and	and	CCONJ
easat-3176	332	48	digital	digital	ADJ
easat-3176	332	49	competence	competence	NOUN
easat-3176	332	50	.	.	PUNCT
easat-3176	333	1	copyright	copyright	NOUN
easat-3176	333	2	:	:	PUNCT
easat-3176	333	3	©	©	PROPN
easat-3176	333	4	2024	2024	NUM
easat-3176	333	5	by	by	ADP
easat-3176	333	6	the	the	DET
easat-3176	333	7	authors	author	NOUN
easat-3176	333	8	.	.	PUNCT
easat-3176	334	1	this	this	DET
easat-3176	334	2	article	article	NOUN
easat-3176	334	3	is	be	AUX
easat-3176	334	4	an	an	DET
easat-3176	334	5	open	open	ADJ
easat-3176	334	6	access	access	NOUN
easat-3176	334	7	article	article	NOUN
easat-3176	334	8	distributed	distribute	VERB
easat-3176	334	9	under	under	ADP
easat-3176	334	10	the	the	DET
easat-3176	334	11	terms	term	NOUN
easat-3176	334	12	and	and	CCONJ
easat-3176	334	13	conditions	condition	NOUN
easat-3176	334	14	of	of	ADP
easat-3176	334	15	the	the	DET
easat-3176	334	16	creative	creative	ADJ
easat-3176	334	17	commons	common	NOUN
easat-3176	334	18	attribution	attribution	NOUN
easat-3176	334	19	(	(	PUNCT
easat-3176	334	20	cc	cc	NOUN
easat-3176	334	21	by	by	ADP
easat-3176	334	22	)	)	PUNCT
easat-3176	334	23	license	license	NOUN
easat-3176	334	24	(	(	PUNCT
easat-3176	334	25	https://creativecommons.org/licenses/by/4.0/	https://creativecommons.org/licenses/by/4.0/	PROPN
easat-3176	334	26	)	)	PUNCT
easat-3176	334	27	.	.	PUNCT
easat-3176	335	1	references	reference	NOUN
easat-3176	335	2	[	[	X
easat-3176	335	3	1	1	NUM
easat-3176	335	4	]	]	X
easat-3176	335	5	andriana	andriana	PROPN
easat-3176	335	6	,	,	PUNCT
easat-3176	335	7	m.	m.	NOUN
easat-3176	335	8	,	,	PUNCT
easat-3176	335	9	&	&	CCONJ
easat-3176	335	10	ardi	ardi	PROPN
easat-3176	335	11	,	,	PUNCT
easat-3176	335	12	a.	a.	NOUN
easat-3176	335	13	(	(	PUNCT
easat-3176	335	14	2022	2022	NUM
easat-3176	335	15	)	)	PUNCT
easat-3176	335	16	.	.	PUNCT
easat-3176	336	1	pengaruh	pengaruh	NOUN
easat-3176	336	2	servant	servant	NOUN
easat-3176	336	3	leadership	leadership	PROPN
easat-3176	336	4	dan	dan	PROPN
easat-3176	336	5	digital	digital	PROPN
easat-3176	336	6	competence	competence	NOUN
easat-3176	336	7	terhadap	terhadap	PROPN
easat-3176	336	8	job	job	NOUN
easat-3176	336	9	satisfaction	satisfaction	NOUN
easat-3176	336	10	dan	dan	PROPN
easat-3176	336	11	work	work	PROPN
easat-3176	336	12	performance	performance	NOUN
easat-3176	336	13	dengan	dengan	PROPN
easat-3176	336	14	mediasi	mediasi	PROPN
easat-3176	336	15	work	work	NOUN
easat-3176	336	16	motivation	motivation	NOUN
easat-3176	336	17	di	di	PROPN
easat-3176	336	18	sekolah	sekolah	PROPN
easat-3176	336	19	xyz	xyz	PROPN
easat-3176	336	20	jakarta	jakarta	PROPN
easat-3176	336	21	barat	barat	PROPN
easat-3176	336	22	.	.	PUNCT
easat-3176	336	23	jiip	jiip	ADJ
easat-3176	336	24	-	-	PUNCT
easat-3176	336	25	jurnal	jurnal	ADJ
easat-3176	336	26	ilmiah	ilmiah	PROPN
easat-3176	336	27	ilmu	ilmu	PROPN
easat-3176	336	28	pendidikan	pendidikan	X
easat-3176	336	29	,	,	PUNCT
easat-3176	336	30	5(9	5(9	NUM
easat-3176	336	31	)	)	PUNCT
easat-3176	336	32	,	,	PUNCT
easat-3176	336	33	3397–3408	3397–3408	NUM
easat-3176	336	34	.	.	PUNCT
easat-3176	337	1	[	[	X
easat-3176	337	2	2	2	NUM
easat-3176	337	3	]	]	X
easat-3176	337	4	fitria	fitria	PROPN
easat-3176	337	5	,	,	PUNCT
easat-3176	337	6	i.	i.	PROPN
easat-3176	337	7	,	,	PUNCT
easat-3176	337	8	soejono	soejono	PROPN
easat-3176	337	9	,	,	PUNCT
easat-3176	337	10	f.	f.	PROPN
easat-3176	337	11	,	,	PUNCT
easat-3176	337	12	&	&	CCONJ
easat-3176	337	13	tyra	tyra	PROPN
easat-3176	337	14	,	,	PUNCT
easat-3176	337	15	m.	m.	NOUN
easat-3176	337	16	j.	j.	PROPN
easat-3176	337	17	(	(	PUNCT
easat-3176	337	18	2021	2021	NUM
easat-3176	337	19	)	)	PUNCT
easat-3176	337	20	.	.	PUNCT
easat-3176	338	1	literasi	literasi	PROPN
easat-3176	338	2	keuangan	keuangan	PROPN
easat-3176	338	3	,	,	PUNCT
easat-3176	338	4	sikap	sikap	ADJ
easat-3176	338	5	keuangan	keuangan	NOUN
easat-3176	338	6	dan	dan	PROPN
easat-3176	338	7	perilaku	perilaku	PROPN
easat-3176	338	8	keuangan	keuangan	VERB
easat-3176	338	9	dan	dan	PROPN
easat-3176	338	10	kinerja	kinerja	PROPN
easat-3176	338	11	umkm	umkm	NOUN
easat-3176	338	12	.	.	PUNCT
easat-3176	339	1	journal	journal	NOUN
easat-3176	339	2	of	of	ADP
easat-3176	339	3	business	business	NOUN
easat-3176	339	4	and	and	CCONJ
easat-3176	339	5	banking	banking	NOUN
easat-3176	339	6	,	,	PUNCT
easat-3176	339	7	11(1	11(1	NUM
easat-3176	339	8	)	)	PUNCT
easat-3176	339	9	,	,	PUNCT
easat-3176	339	10	1–15	1–15	NUM
easat-3176	339	11	.	.	PUNCT
easat-3176	340	1	[	[	X
easat-3176	340	2	3	3	NUM
easat-3176	340	3	]	]	PUNCT
easat-3176	340	4	idawati	idawati	NOUN
easat-3176	340	5	,	,	PUNCT
easat-3176	340	6	i.	i.	PROPN
easat-3176	340	7	a.	a.	PROPN
easat-3176	340	8	a.	a.	PROPN
easat-3176	340	9	,	,	PUNCT
easat-3176	340	10	&	&	CCONJ
easat-3176	340	11	pratama	pratama	NOUN
easat-3176	340	12	,	,	PUNCT
easat-3176	340	13	i.	i.	PROPN
easat-3176	340	14	g.	g.	PROPN
easat-3176	340	15	s.	s.	PROPN
easat-3176	340	16	(	(	PUNCT
easat-3176	340	17	2020	2020	NUM
easat-3176	340	18	)	)	PUNCT
easat-3176	340	19	.	.	PUNCT
easat-3176	341	1	pengaruh	pengaruh	NOUN
easat-3176	341	2	literasi	literasi	PROPN
easat-3176	341	3	keuangan	keuangan	PROPN
easat-3176	341	4	terhadap	terhadap	PROPN
easat-3176	341	5	kinerja	kinerja	PROPN
easat-3176	341	6	dan	dan	PROPN
easat-3176	341	7	keberlangsungan	keberlangsungan	PROPN
easat-3176	341	8	umkm	umkm	PROPN
easat-3176	341	9	di	di	PROPN
easat-3176	341	10	kota	kota	PROPN
easat-3176	341	11	denpasar	denpasar	PROPN
easat-3176	341	12	.	.	PUNCT
easat-3176	342	1	warmadewa	warmadewa	PROPN
easat-3176	342	2	management	management	PROPN
easat-3176	342	3	and	and	CCONJ
easat-3176	342	4	business	business	NOUN
easat-3176	342	5	journal	journal	NOUN
easat-3176	342	6	(	(	PUNCT
easat-3176	342	7	wmbj	wmbj	PROPN
easat-3176	342	8	)	)	PUNCT
easat-3176	342	9	,	,	PUNCT
easat-3176	342	10	2(1	2(1	NUM
easat-3176	342	11	)	)	PUNCT
easat-3176	342	12	,	,	PUNCT
easat-3176	342	13	1–9	1–9	NOUN
easat-3176	342	14	.	.	PUNCT
easat-3176	343	1	[	[	X
easat-3176	343	2	4	4	NUM
easat-3176	343	3	]	]	X
easat-3176	343	4	kasenda	kasenda	PROPN
easat-3176	343	5	,	,	PUNCT
easat-3176	343	6	b.	b.	PROPN
easat-3176	343	7	s.	s.	PROPN
easat-3176	343	8	,	,	PUNCT
easat-3176	343	9	&	&	CCONJ
easat-3176	343	10	wijayangka	wijayangka	PROPN
easat-3176	343	11	,	,	PUNCT
easat-3176	343	12	c.	c.	PROPN
easat-3176	343	13	(	(	PUNCT
easat-3176	343	14	2019	2019	NUM
easat-3176	343	15	)	)	PUNCT
easat-3176	343	16	.	.	PUNCT
easat-3176	344	1	pengaruh	pengaruh	NOUN
easat-3176	344	2	literasi	literasi	PROPN
easat-3176	344	3	keuangan	keuangan	PROPN
easat-3176	344	4	terhadap	terhadap	PROPN
easat-3176	344	5	kinerja	kinerja	PROPN
easat-3176	344	6	umkm	umkm	PROPN
easat-3176	344	7	.	.	PUNCT
easat-3176	345	1	almana	almana	PROPN
easat-3176	345	2	:	:	PUNCT
easat-3176	345	3	jurnal	jurnal	ADJ
easat-3176	345	4	manajemen	manajeman	NOUN
easat-3176	345	5	dan	dan	PROPN
easat-3176	345	6	bisnis	bisnis	PROPN
easat-3176	345	7	,	,	PUNCT
easat-3176	345	8	3(1	3(1	NUM
easat-3176	345	9	)	)	PUNCT
easat-3176	345	10	,	,	PUNCT
easat-3176	345	11	153–160	153–160	NUM
easat-3176	345	12	.	.	PUNCT
easat-3176	346	1	[	[	X
easat-3176	346	2	5	5	NUM
easat-3176	346	3	]	]	X
easat-3176	346	4	lestari	lestari	PROPN
easat-3176	346	5	,	,	PUNCT
easat-3176	346	6	w.	w.	PROPN
easat-3176	346	7	(	(	PUNCT
easat-3176	346	8	2013	2013	NUM
easat-3176	346	9	)	)	PUNCT
easat-3176	346	10	.	.	PUNCT
easat-3176	346	11	religiusitas	religiusitas	PROPN
easat-3176	346	12	dan	dan	PROPN
easat-3176	346	13	persepsi	persepsi	PROPN
easat-3176	346	14	risiko	risiko	PROPN
easat-3176	346	15	dalam	dalam	PROPN
easat-3176	346	16	pengambilan	pengambilan	PROPN
easat-3176	346	17	keputusan	keputusan	PROPN
easat-3176	346	18	investasi	investasi	PROPN
easat-3176	346	19	pada	pada	PROPN
easat-3176	346	20	perspektif	perspektif	PROPN
easat-3176	346	21	gender	gender	NOUN
easat-3176	346	22	.	.	PUNCT
easat-3176	346	23	journal	journal	PROPN
easat-3176	346	24	of	of	ADP
easat-3176	346	25	business	business	PROPN
easat-3176	346	26	&	&	CCONJ
easat-3176	346	27	banking	banking	PROPN
easat-3176	346	28	,	,	PUNCT
easat-3176	346	29	3(2	3(2	NUM
easat-3176	346	30	)	)	PUNCT
easat-3176	346	31	,	,	PUNCT
easat-3176	346	32	189–200	189–200	NUM
easat-3176	346	33	.	.	PUNCT
easat-3176	347	1	[	[	X
easat-3176	347	2	6	6	NUM
easat-3176	347	3	]	]	SYM
easat-3176	347	4	liesander	liesander	NOUN
easat-3176	347	5	,	,	PUNCT
easat-3176	347	6	i.	i.	PROPN
easat-3176	347	7	,	,	PUNCT
easat-3176	347	8	&	&	CCONJ
easat-3176	347	9	diah	diah	PROPN
easat-3176	347	10	dharmayanti	dharmayanti	PROPN
easat-3176	347	11	,	,	PUNCT
easat-3176	347	12	s.	s.	PROPN
easat-3176	347	13	e.	e.	PROPN
easat-3176	347	14	(	(	PUNCT
easat-3176	347	15	2017	2017	NUM
easat-3176	347	16	)	)	PUNCT
easat-3176	347	17	.	.	PUNCT
easat-3176	348	1	pengaruh	pengaruh	VERB
easat-3176	348	2	digital	digital	PROPN
easat-3176	348	3	marketing	marketing	NOUN
easat-3176	348	4	terhadap	terhadap	PROPN
easat-3176	348	5	organizational	organizational	ADJ
easat-3176	348	6	performance	performance	NOUN
easat-3176	348	7	dengan	dengan	PROPN
easat-3176	348	8	intellectual	intellectual	PROPN
easat-3176	348	9	capital	capital	PROPN
easat-3176	348	10	dan	dan	PROPN
easat-3176	348	11	perceived	perceive	VERB
easat-3176	348	12	quality	quality	PROPN
easat-3176	348	13	sebagai	sebagai	PROPN
easat-3176	348	14	variabel	variabel	PROPN
easat-3176	348	15	intervening	intervene	VERB
easat-3176	348	16	pada	pada	PROPN
easat-3176	348	17	industri	industri	PROPN
easat-3176	348	18	hotel	hotel	PROPN
easat-3176	348	19	bintang	bintang	PROPN
easat-3176	348	20	lima	lima	PROPN
easat-3176	348	21	di	di	PROPN
easat-3176	348	22	jawa	jawa	PROPN
easat-3176	348	23	timur	timur	PROPN
easat-3176	348	24	.	.	PUNCT
easat-3176	349	1	jurnal	jurnal	ADJ
easat-3176	349	2	strategi	strategi	PROPN
easat-3176	349	3	pemasaran	pemasaran	NOUN
easat-3176	349	4	,	,	PUNCT
easat-3176	349	5	1	1	NUM
easat-3176	349	6	,	,	PUNCT
easat-3176	349	7	13	13	NUM
easat-3176	349	8	.	.	PUNCT
easat-3176	350	1	[	[	X
easat-3176	350	2	7	7	NUM
easat-3176	350	3	]	]	X
easat-3176	350	4	marguna	marguna	NOUN
easat-3176	350	5	,	,	PUNCT
easat-3176	350	6	a.	a.	NOUN
easat-3176	350	7	m.	m.	NOUN
easat-3176	350	8	(	(	PUNCT
easat-3176	350	9	2020	2020	NUM
easat-3176	350	10	)	)	PUNCT
easat-3176	350	11	.	.	PUNCT
easat-3176	351	1	pengaruh	pengaruh	PROPN
easat-3176	351	2	kompetensi	kompetensi	PROPN
easat-3176	351	3	digital	digital	PROPN
easat-3176	351	4	(	(	PUNCT
easat-3176	351	5	e	e	NOUN
easat-3176	351	6	-	-	NOUN
easat-3176	351	7	skills	skill	NOUN
easat-3176	351	8	)	)	PUNCT
easat-3176	351	9	terhadap	terhadap	PROPN
easat-3176	351	10	kinerja	kinerja	PROPN
easat-3176	351	11	pustakawan	pustakawan	PROPN
easat-3176	351	12	di	di	PROPN
easat-3176	351	13	upt	upt	PROPN
easat-3176	351	14	perpustakaan	perpustakaan	PROPN
easat-3176	351	15	universitas	universitas	PROPN
easat-3176	351	16	hasanuddin	hasanuddin	VERB
easat-3176	351	17	.	.	PUNCT
easat-3176	352	1	jupiter	jupiter	PROPN
easat-3176	352	2	,	,	PUNCT
easat-3176	352	3	17(2	17(2	NUM
easat-3176	352	4	)	)	PUNCT
easat-3176	352	5	,	,	PUNCT
easat-3176	352	6	104–117	104–117	NUM
easat-3176	352	7	.	.	PUNCT
easat-3176	353	1	[	[	X
easat-3176	353	2	8	8	NUM
easat-3176	353	3	]	]	X
easat-3176	353	4	mulyadi	mulyadi	NOUN
easat-3176	353	5	,	,	PUNCT
easat-3176	353	6	m.	m.	NOUN
easat-3176	353	7	,	,	PUNCT
easat-3176	353	8	widyastuti	widyastuti	NOUN
easat-3176	353	9	,	,	PUNCT
easat-3176	353	10	t.	t.	PROPN
easat-3176	353	11	,	,	PUNCT
easat-3176	353	12	&	&	CCONJ
easat-3176	353	13	zulkifli	zulkifli	PROPN
easat-3176	353	14	,	,	PUNCT
easat-3176	353	15	z.	z.	PROPN
easat-3176	353	16	(	(	PUNCT
easat-3176	353	17	2023	2023	NUM
easat-3176	353	18	)	)	PUNCT
easat-3176	353	19	.	.	PUNCT
easat-3176	354	1	analysis	analysis	NOUN
easat-3176	354	2	of	of	ADP
easat-3176	354	3	factors	factor	NOUN
easat-3176	354	4	affecting	affect	VERB
easat-3176	354	5	investment	investment	NOUN
easat-3176	354	6	decisions	decision	NOUN
easat-3176	354	7	and	and	CCONJ
easat-3176	354	8	its	its	PRON
easat-3176	354	9	implications	implication	NOUN
easat-3176	354	10	on	on	ADP
easat-3176	354	11	organizational	organizational	ADJ
easat-3176	354	12	performance	performance	NOUN
easat-3176	354	13	.	.	PUNCT
easat-3176	355	1	interdiciplinary	interdiciplinary	ADJ
easat-3176	355	2	journal	journal	PROPN
easat-3176	355	3	and	and	CCONJ
easat-3176	355	4	hummanity	hummanity	NOUN
easat-3176	355	5	(	(	PUNCT
easat-3176	355	6	injurity	injurity	NOUN
easat-3176	355	7	)	)	PUNCT
easat-3176	355	8	,	,	PUNCT
easat-3176	355	9	2(9	2(9	NUM
easat-3176	355	10	)	)	PUNCT
easat-3176	355	11	,	,	PUNCT
easat-3176	355	12	784–794	784–794	NUM
easat-3176	355	13	.	.	PUNCT
easat-3176	356	1	[	[	X
easat-3176	356	2	9	9	NUM
easat-3176	356	3	]	]	SYM
easat-3176	356	4	pramestiningrum	pramestiningrum	NOUN
easat-3176	356	5	,	,	PUNCT
easat-3176	356	6	d.	d.	PROPN
easat-3176	356	7	r.	r.	PROPN
easat-3176	356	8	(	(	PUNCT
easat-3176	356	9	2019	2019	NUM
easat-3176	356	10	)	)	PUNCT
easat-3176	356	11	.	.	PUNCT
easat-3176	357	1	pengaruh	pengaruh	NOUN
easat-3176	357	2	literasi	literasi	ADJ
easat-3176	357	3	keuangan	keuangan	NOUN
easat-3176	357	4	,	,	PUNCT
easat-3176	357	5	financial	financial	ADJ
easat-3176	357	6	capital	capital	NOUN
easat-3176	357	7	dan	dan	PROPN
easat-3176	357	8	kebijakan	kebijakan	PROPN
easat-3176	357	9	pemerintah	pemerintah	PROPN
easat-3176	357	10	terhadap	terhadap	PROPN
easat-3176	357	11	kinerja	kinerja	PROPN
easat-3176	357	12	usaha	usaha	PROPN
easat-3176	357	13	pada	pada	PROPN
easat-3176	357	14	ukm	ukm	PROPN
easat-3176	357	15	di	di	PROPN
easat-3176	357	16	jawa	jawa	PROPN
easat-3176	357	17	timur	timur	PROPN
easat-3176	357	18	.	.	PUNCT
easat-3176	358	1	stie	stie	PROPN
easat-3176	358	2	perbanas	perbanas	PROPN
easat-3176	358	3	surabaya	surabaya	PROPN
easat-3176	358	4	.	.	PUNCT
easat-3176	359	1	[	[	X
easat-3176	359	2	10	10	NUM
easat-3176	359	3	]	]	X
easat-3176	359	4	rustan	rustan	ADJ
easat-3176	359	5	,	,	PUNCT
easat-3176	359	6	d.	d.	PROPN
easat-3176	359	7	m.	m.	PROPN
easat-3176	359	8	(	(	PUNCT
easat-3176	359	9	2021	2021	NUM
easat-3176	359	10	)	)	PUNCT
easat-3176	359	11	.	.	PUNCT
easat-3176	360	1	financial	financial	ADJ
easat-3176	360	2	literacy	literacy	NOUN
easat-3176	360	3	,	,	PUNCT
easat-3176	360	4	financial	financial	ADJ
easat-3176	360	5	behavior	behavior	NOUN
easat-3176	360	6	and	and	CCONJ
easat-3176	360	7	financial	financial	ADJ
easat-3176	360	8	attitudes	attitude	NOUN
easat-3176	360	9	towards	towards	ADP
easat-3176	360	10	investment	investment	NOUN
easat-3176	360	11	decisions	decision	NOUN
easat-3176	360	12	and	and	CCONJ
easat-3176	360	13	firm	firm	ADJ
easat-3176	360	14	bankruptcy	bankruptcy	NOUN
easat-3176	360	15	.	.	PUNCT
easat-3176	361	1	atestasi	atestasi	NOUN
easat-3176	361	2	:	:	PUNCT
easat-3176	361	3	jurnal	jurnal	ADJ
easat-3176	361	4	ilmiah	ilmiah	PROPN
easat-3176	361	5	akuntansi	akuntansi	PROPN
easat-3176	361	6	,	,	PUNCT
easat-3176	361	7	4(1	4(1	NOUN
easat-3176	361	8	)	)	PUNCT
easat-3176	361	9	,	,	PUNCT
easat-3176	361	10	79–87	79–87	NUM
easat-3176	361	11	.	.	PUNCT
easat-3176	362	1	[	[	X
easat-3176	362	2	11	11	NUM
easat-3176	362	3	]	]	X
easat-3176	362	4	septiani	septiani	NOUN
easat-3176	362	5	,	,	PUNCT
easat-3176	362	6	r.	r.	PROPN
easat-3176	362	7	n.	n.	PROPN
easat-3176	362	8	,	,	PUNCT
easat-3176	362	9	&	&	CCONJ
easat-3176	362	10	wuryani	wuryani	PROPN
easat-3176	362	11	,	,	PUNCT
easat-3176	362	12	e.	e.	PROPN
easat-3176	362	13	(	(	PUNCT
easat-3176	362	14	2020	2020	NUM
easat-3176	362	15	)	)	PUNCT
easat-3176	362	16	.	.	PUNCT
easat-3176	363	1	pengaruh	pengaruh	NOUN
easat-3176	363	2	literasi	literasi	NOUN
easat-3176	363	3	keuangan	keuangan	PROPN
easat-3176	363	4	dan	dan	PROPN
easat-3176	363	5	inklusi	inklusi	PROPN
easat-3176	363	6	keuangan	keuangan	PROPN
easat-3176	363	7	terhadap	terhadap	PROPN
easat-3176	363	8	kinerja	kinerja	PROPN
easat-3176	363	9	umkm	umkm	ADJ
easat-3176	363	10	di	di	NOUN
easat-3176	363	11	sidoarjo	sidoarjo	NOUN
easat-3176	363	12	.	.	PUNCT
easat-3176	364	1	udayana	udayana	PROPN
easat-3176	364	2	university	university	NOUN
easat-3176	364	3	.	.	PUNCT
easat-3176	365	1	[	[	X
easat-3176	365	2	12	12	NUM
easat-3176	365	3	]	]	SYM
easat-3176	365	4	suindari	suindari	ADJ
easat-3176	365	5	,	,	PUNCT
easat-3176	365	6	n.	n.	NOUN
easat-3176	365	7	m.	m.	NOUN
easat-3176	365	8	,	,	PUNCT
easat-3176	365	9	&	&	CCONJ
easat-3176	365	10	juniariani	juniariani	PROPN
easat-3176	365	11	,	,	PUNCT
easat-3176	365	12	n.	n.	PROPN
easat-3176	365	13	m.	m.	PROPN
easat-3176	365	14	r.	r.	PROPN
easat-3176	365	15	(	(	PUNCT
easat-3176	365	16	2020	2020	NUM
easat-3176	365	17	)	)	PUNCT
easat-3176	365	18	.	.	PUNCT
easat-3176	366	1	pengelolaan	pengelolaan	PROPN
easat-3176	366	2	keuangan	keuangan	PROPN
easat-3176	366	3	,	,	PUNCT
easat-3176	366	4	kompetensi	kompetensi	PROPN
easat-3176	366	5	sumber	sumber	PROPN
easat-3176	366	6	daya	daya	PROPN
easat-3176	366	7	manusia	manusia	PROPN
easat-3176	366	8	dan	dan	PROPN
easat-3176	366	9	strategi	strategi	PROPN
easat-3176	366	10	pemasaran	pemasaran	PROPN
easat-3176	366	11	dalam	dalam	PROPN
easat-3176	366	12	mengukur	mengukur	PROPN
easat-3176	366	13	kinerja	kinerja	PROPN
easat-3176	366	14	usaha	usaha	PROPN
easat-3176	366	15	mikro	mikro	PROPN
easat-3176	366	16	kecil	kecil	PROPN
easat-3176	366	17	menengah	menengah	PROPN
easat-3176	366	18	(	(	PUNCT
easat-3176	366	19	umkm	umkm	ADJ
easat-3176	366	20	)	)	PUNCT
easat-3176	366	21	.	.	PUNCT
easat-3176	367	1	krisna	krisna	PROPN
easat-3176	367	2	:	:	PUNCT
easat-3176	367	3	kumpulan	kumpulan	PROPN
easat-3176	367	4	riset	riset	PROPN
easat-3176	367	5	akuntansi	akuntansi	PROPN
easat-3176	367	6	,	,	PUNCT
easat-3176	367	7	11(2	11(2	NOUN
easat-3176	367	8	)	)	PUNCT
easat-3176	367	9	,	,	PUNCT
easat-3176	367	10	148–154	148–154	NUM
easat-3176	367	11	.	.	PUNCT
easat-3176	368	1	https://doi.org/10.22225/kr.11.2.1423.148-154	https://doi.org/10.22225/kr.11.2.1423.148-154	VERB
easat-3176	368	2	[	[	X
easat-3176	368	3	13	13	NUM
easat-3176	368	4	]	]	PUNCT
easat-3176	368	5	aini	aini	NOUN
easat-3176	368	6	,	,	PUNCT
easat-3176	368	7	n.	n.	NOUN
easat-3176	368	8	,	,	PUNCT
easat-3176	368	9	syafitri	syafitri	PROPN
easat-3176	368	10	,	,	PUNCT
easat-3176	368	11	l.	l.	PROPN
easat-3176	368	12	,	,	PUNCT
easat-3176	368	13	&	&	CCONJ
easat-3176	368	14	wijaya	wijaya	PROPN
easat-3176	368	15	,	,	PUNCT
easat-3176	368	16	t.	t.	PROPN
easat-3176	368	17	(	(	PUNCT
easat-3176	368	18	2016	2016	NUM
easat-3176	368	19	)	)	PUNCT
easat-3176	368	20	.	.	PUNCT
easat-3176	369	1	pengaruh	pengaruh	NOUN
easat-3176	369	2	literasi	literasi	NOUN
easat-3176	369	3	keuangan	keuangan	PROPN
easat-3176	369	4	dan	dan	PROPN
easat-3176	369	5	faktor	faktor	PROPN
easat-3176	369	6	demografi	demografi	PROPN
easat-3176	369	7	terhadap	terhadap	PROPN
easat-3176	369	8	keputusan	keputusan	PROPN
easat-3176	369	9	investasi	investasi	PROPN
easat-3176	369	10	di	di	PROPN
easat-3176	369	11	pasar	pasar	PROPN
easat-3176	369	12	modal	modal	PROPN
easat-3176	369	13	.	.	PUNCT
easat-3176	370	1	jurnal	jurnal	ADJ
easat-3176	370	2	ilmu	ilmu	PROPN
easat-3176	370	3	manajemen	manajeman	NOUN
easat-3176	370	4	,	,	PUNCT
easat-3176	370	5	pp	pp	ADP
easat-3176	370	6	.	.	PUNCT
easat-3176	371	1	1–12	1–12	NOUN
easat-3176	371	2	.	.	PUNCT
easat-3176	372	1	[	[	X
easat-3176	372	2	14	14	NUM
easat-3176	372	3	]	]	PUNCT
easat-3176	372	4	arianti	arianti	ADV
easat-3176	372	5	,	,	PUNCT
easat-3176	372	6	b.	b.	PROPN
easat-3176	372	7	f.	f.	PROPN
easat-3176	372	8	(	(	PUNCT
easat-3176	372	9	2018	2018	NUM
easat-3176	372	10	)	)	PUNCT
easat-3176	372	11	.	.	PUNCT
easat-3176	373	1	the	the	DET
easat-3176	373	2	influence	influence	NOUN
easat-3176	373	3	of	of	ADP
easat-3176	373	4	financial	financial	ADJ
easat-3176	373	5	literacy	literacy	NOUN
easat-3176	373	6	,	,	PUNCT
easat-3176	373	7	financial	financial	ADJ
easat-3176	373	8	behavior	behavior	NOUN
easat-3176	373	9	,	,	PUNCT
easat-3176	373	10	and	and	CCONJ
easat-3176	373	11	income	income	NOUN
easat-3176	373	12	on	on	ADP
easat-3176	373	13	investment	investment	NOUN
easat-3176	373	14	decisions	decision	NOUN
easat-3176	373	15	.	.	PUNCT
easat-3176	374	1	economics	economic	NOUN
easat-3176	374	2	and	and	CCONJ
easat-3176	374	3	accounting	accounting	NOUN
easat-3176	374	4	journal	journal	NOUN
easat-3176	374	5	,	,	PUNCT
easat-3176	374	6	1(1	1(1	NUM
easat-3176	374	7	)	)	PUNCT
easat-3176	374	8	,	,	PUNCT
easat-3176	374	9	pp	pp	ADJ
easat-3176	374	10	.	.	PUNCT
easat-3176	375	1	1	1	NUM
easat-3176	375	2	-	-	SYM
easat-3176	375	3	10	10	NUM
easat-3176	375	4	[	[	SYM
easat-3176	375	5	15	15	NUM
easat-3176	375	6	]	]	X
easat-3176	375	7	arif	arif	PROPN
easat-3176	375	8	,	,	PUNCT
easat-3176	375	9	k.	k.	PROPN
easat-3176	375	10	(	(	PUNCT
easat-3176	375	11	2015	2015	NUM
easat-3176	375	12	)	)	PUNCT
easat-3176	375	13	.	.	PUNCT
easat-3176	376	1	financial	financial	ADJ
easat-3176	376	2	literacy	literacy	NOUN
easat-3176	376	3	and	and	CCONJ
easat-3176	376	4	other	other	ADJ
easat-3176	376	5	factors	factor	NOUN
easat-3176	376	6	influencing	influence	VERB
easat-3176	376	7	individuals	individual	NOUN
easat-3176	376	8	’	'	PUNCT
easat-3176	376	9	investment	investment	NOUN
easat-3176	376	10	decision	decision	NOUN
easat-3176	376	11	:	:	PUNCT
easat-3176	376	12	evidence	evidence	NOUN
easat-3176	376	13	from	from	ADP
easat-3176	376	14	a	a	DET
easat-3176	376	15	developing	develop	VERB
easat-3176	376	16	economy	economy	NOUN
easat-3176	376	17	(	(	PUNCT
easat-3176	376	18	pakistan	pakistan	PROPN
easat-3176	376	19	)	)	PUNCT
easat-3176	376	20	.	.	PUNCT
easat-3176	377	1	journal	journal	NOUN
easat-3176	377	2	of	of	ADP
easat-3176	377	3	poverty	poverty	NOUN
easat-3176	377	4	,	,	PUNCT
easat-3176	377	5	investment	investment	NOUN
easat-3176	377	6	,	,	PUNCT
easat-3176	377	7	and	and	CCONJ
easat-3176	377	8	development	development	NOUN
easat-3176	377	9	,	,	PUNCT
easat-3176	377	10	12	12	NUM
easat-3176	377	11	,	,	PUNCT
easat-3176	377	12	pp	pp	ADJ
easat-3176	377	13	.	.	PUNCT
easat-3176	378	1	74	74	NUM
easat-3176	378	2	-	-	SYM
easat-3176	378	3	84	84	NUM
easat-3176	378	4	.	.	PUNCT
easat-3176	379	1	[	[	X
easat-3176	379	2	16	16	NUM
easat-3176	379	3	]	]	X
easat-3176	379	4	armstrong	armstrong	PROPN
easat-3176	379	5	,	,	PUNCT
easat-3176	379	6	m.	m.	NOUN
easat-3176	379	7	(	(	PUNCT
easat-3176	379	8	2006	2006	NUM
easat-3176	379	9	)	)	PUNCT
easat-3176	379	10	.	.	PUNCT
easat-3176	380	1	a	a	DET
easat-3176	380	2	handbook	handbook	NOUN
easat-3176	380	3	of	of	ADP
easat-3176	380	4	human	human	ADJ
easat-3176	380	5	resource	resource	NOUN
easat-3176	380	6	management	management	NOUN
easat-3176	380	7	practice	practice	NOUN
easat-3176	380	8	.	.	PUNCT
easat-3176	381	1	london	london	PROPN
easat-3176	381	2	:	:	PUNCT
easat-3176	381	3	kogan	kogan	PROPN
easat-3176	381	4	page	page	PROPN
easat-3176	381	5	.	.	PUNCT
easat-3176	382	1	https://creativecommons.org/licenses/by/4.0/	https://creativecommons.org/licenses/by/4.0/	PROPN
easat-3176	382	2	5328	5328	PROPN
easat-3176	382	3	edelweiss	edelweiss	PROPN
easat-3176	382	4	applied	apply	VERB
easat-3176	382	5	science	science	NOUN
easat-3176	382	6	and	and	CCONJ
easat-3176	382	7	technology	technology	NOUN
easat-3176	382	8	issn	issn	PROPN
easat-3176	382	9	:	:	PUNCT
easat-3176	382	10	2576	2576	NUM
easat-3176	382	11	-	-	SYM
easat-3176	382	12	8484	8484	NUM
easat-3176	382	13	vol	vol	NOUN
easat-3176	382	14	.	.	PROPN
easat-3176	382	15	8	8	NUM
easat-3176	382	16	,	,	PUNCT
easat-3176	382	17	no	no	INTJ
easat-3176	382	18	.	.	NOUN
easat-3176	383	1	6	6	NUM
easat-3176	383	2	:	:	SYM
easat-3176	383	3	5310	5310	NUM
easat-3176	383	4	-	-	SYM
easat-3176	383	5	5328	5328	NUM
easat-3176	383	6	,	,	PUNCT
easat-3176	383	7	2024	2024	NUM
easat-3176	383	8	doi	doi	NOUN
easat-3176	383	9	:	:	PUNCT
easat-3176	383	10	10.55214/25768484.v8i6.3176	10.55214/25768484.v8i6.3176	PROPN
easat-3176	383	11	©	©	PROPN
easat-3176	383	12	2024	2024	NUM
easat-3176	383	13	by	by	ADP
easat-3176	383	14	the	the	DET
easat-3176	383	15	authors	author	NOUN
easat-3176	383	16	;	;	PUNCT
easat-3176	383	17	licensee	licensee	PROPN
easat-3176	383	18	learning	learning	NOUN
easat-3176	383	19	gate	gate	NOUN
easat-3176	384	1	[	[	X
easat-3176	384	2	17	17	NUM
easat-3176	384	3	]	]	X
easat-3176	384	4	asmara	asmara	PROPN
easat-3176	384	5	,	,	PUNCT
easat-3176	384	6	s.	s.	PROPN
easat-3176	384	7	n.	n.	PROPN
easat-3176	384	8	,	,	PUNCT
easat-3176	384	9	lako	lako	PROPN
easat-3176	384	10	,	,	PUNCT
easat-3176	384	11	a.	a.	PROPN
easat-3176	384	12	&	&	CCONJ
easat-3176	384	13	trimeiningrum	trimeiningrum	PROPN
easat-3176	384	14	,	,	PUNCT
easat-3176	384	15	e.	e.	PROPN
easat-3176	384	16	(	(	PUNCT
easat-3176	384	17	2020	2020	NUM
easat-3176	384	18	)	)	PUNCT
easat-3176	384	19	.	.	PUNCT
easat-3176	385	1	the	the	DET
easat-3176	385	2	impact	impact	NOUN
easat-3176	385	3	of	of	ADP
easat-3176	385	4	employee	employee	NOUN
easat-3176	385	5	characteristics	characteristic	NOUN
easat-3176	385	6	in	in	ADP
easat-3176	385	7	the	the	DET
easat-3176	385	8	relation	relation	NOUN
easat-3176	385	9	of	of	ADP
easat-3176	385	10	financial	financial	ADJ
easat-3176	385	11	knowledge	knowledge	NOUN
easat-3176	385	12	,	,	PUNCT
easat-3176	385	13	financial	financial	ADJ
easat-3176	385	14	management	management	NOUN
easat-3176	385	15	behavior	behavior	NOUN
easat-3176	385	16	and	and	CCONJ
easat-3176	385	17	personal	personal	ADJ
easat-3176	385	18	income	income	NOUN
easat-3176	385	19	with	with	ADP
easat-3176	385	20	investment	investment	NOUN
easat-3176	385	21	decision	decision	NOUN
easat-3176	385	22	of	of	ADP
easat-3176	385	23	employee	employee	NOUN
easat-3176	385	24	.	.	PUNCT
easat-3176	386	1	journal	journal	PROPN
easat-3176	386	2	of	of	ADP
easat-3176	386	3	management	management	NOUN
easat-3176	386	4	and	and	CCONJ
easat-3176	386	5	business	business	NOUN
easat-3176	386	6	environment	environment	NOUN
easat-3176	386	7	,	,	PUNCT
easat-3176	386	8	1(2	1(2	NUM
easat-3176	386	9	)	)	PUNCT
easat-3176	386	10	,	,	PUNCT
easat-3176	386	11	pp	pp	ADP
easat-3176	386	12	.	.	PUNCT
easat-3176	387	1	195–209	195–209	NUM
easat-3176	387	2	.	.	PUNCT
easat-3176	388	1	doi	doi	NOUN
easat-3176	388	2	:	:	PUNCT
easat-3176	388	3	10.24167	10.24167	NUM
easat-3176	388	4	/	/	SYM
easat-3176	388	5	jmbe.v1i2.2408	jmbe.v1i2.2408	PUNCT
easat-3176	389	1	[	[	X
easat-3176	389	2	18	18	NUM
easat-3176	389	3	]	]	X
easat-3176	389	4	chen	chen	PROPN
easat-3176	389	5	,	,	PUNCT
easat-3176	389	6	h.	h.	PROPN
easat-3176	389	7	&	&	CCONJ
easat-3176	389	8	volpe	volpe	PROPN
easat-3176	389	9	,	,	PUNCT
easat-3176	389	10	r.	r.	PROPN
easat-3176	389	11	p.	p.	PROPN
easat-3176	389	12	(	(	PUNCT
easat-3176	389	13	1998	1998	NUM
easat-3176	389	14	)	)	PUNCT
easat-3176	389	15	.	.	PUNCT
easat-3176	390	1	an	an	DET
easat-3176	390	2	analysis	analysis	NOUN
easat-3176	390	3	of	of	ADP
easat-3176	390	4	personal	personal	ADJ
easat-3176	390	5	financial	financial	ADJ
easat-3176	390	6	literacy	literacy	NOUN
easat-3176	390	7	among	among	ADP
easat-3176	390	8	college	college	NOUN
easat-3176	390	9	students	student	NOUN
easat-3176	390	10	.	.	PUNCT
easat-3176	391	1	financial	financial	ADJ
easat-3176	391	2	services	service	NOUN
easat-3176	391	3	review	review	PROPN
easat-3176	391	4	,	,	PUNCT
easat-3176	391	5	7(2	7(2	NUM
easat-3176	391	6	)	)	PUNCT
easat-3176	391	7	,	,	PUNCT
easat-3176	391	8	pp	pp	ADP
easat-3176	391	9	.	.	PUNCT
easat-3176	392	1	107	107	NUM
easat-3176	392	2	-	-	SYM
easat-3176	392	3	128	128	NUM
easat-3176	392	4	.	.	PUNCT
easat-3176	393	1	[	[	X
easat-3176	393	2	19	19	NUM
easat-3176	393	3	]	]	X
easat-3176	393	4	drucker	drucker	NOUN
easat-3176	393	5	,	,	PUNCT
easat-3176	393	6	p.	p.	PROPN
easat-3176	393	7	f.	f.	PROPN
easat-3176	393	8	(	(	PUNCT
easat-3176	393	9	1990	1990	NUM
easat-3176	393	10	)	)	PUNCT
easat-3176	393	11	.	.	PUNCT
easat-3176	394	1	managing	manage	VERB
easat-3176	394	2	for	for	ADP
easat-3176	394	3	results	result	NOUN
easat-3176	394	4	:	:	PUNCT
easat-3176	394	5	economic	economic	ADJ
easat-3176	394	6	tasks	task	NOUN
easat-3176	394	7	and	and	CCONJ
easat-3176	394	8	risk	risk	NOUN
easat-3176	394	9	-	-	PUNCT
easat-3176	394	10	taking	take	VERB
easat-3176	394	11	decisions	decision	NOUN
easat-3176	394	12	.	.	PUNCT
easat-3176	395	1	new	new	PROPN
easat-3176	395	2	york	york	PROPN
easat-3176	395	3	:	:	PUNCT
easat-3176	395	4	harpercollins	harpercollins	PROPN
easat-3176	395	5	.	.	PUNCT
easat-3176	396	1	[	[	X
easat-3176	396	2	20	20	NUM
easat-3176	396	3	]	]	PUNCT
easat-3176	396	4	fachrudin	fachrudin	PROPN
easat-3176	396	5	,	,	PUNCT
easat-3176	396	6	k.	k.	PROPN
easat-3176	396	7	f.	f.	PROPN
easat-3176	396	8	&	&	CCONJ
easat-3176	396	9	fachrudin	fachrudin	PROPN
easat-3176	396	10	,	,	PUNCT
easat-3176	396	11	k.	k.	PROPN
easat-3176	396	12	a.	a.	PROPN
easat-3176	397	1	(	(	PUNCT
easat-3176	397	2	2016	2016	NUM
easat-3176	397	3	)	)	PUNCT
easat-3176	397	4	.	.	PUNCT
easat-3176	398	1	the	the	DET
easat-3176	398	2	influence	influence	NOUN
easat-3176	398	3	of	of	ADP
easat-3176	398	4	education	education	NOUN
easat-3176	398	5	and	and	CCONJ
easat-3176	398	6	experience	experience	NOUN
easat-3176	398	7	toward	toward	ADP
easat-3176	398	8	investment	investment	NOUN
easat-3176	398	9	decision	decision	NOUN
easat-3176	398	10	with	with	ADP
easat-3176	398	11	moderated	moderate	VERB
easat-3176	398	12	by	by	ADP
easat-3176	398	13	financial	financial	ADJ
easat-3176	398	14	literacy	literacy	NOUN
easat-3176	398	15	.	.	PUNCT
easat-3176	399	1	polish	polish	PROPN
easat-3176	399	2	journal	journal	PROPN
easat-3176	399	3	of	of	ADP
easat-3176	399	4	management	management	NOUN
easat-3176	399	5	studies	study	NOUN
easat-3176	399	6	,	,	PUNCT
easat-3176	399	7	14(2	14(2	NUM
easat-3176	399	8	)	)	PUNCT
easat-3176	399	9	,	,	PUNCT
easat-3176	399	10	pp	pp	ADP
easat-3176	399	11	.	.	PUNCT
easat-3176	400	1	51	51	NUM
easat-3176	400	2	-	-	SYM
easat-3176	400	3	60	60	NUM
easat-3176	401	1	[	[	X
easat-3176	401	2	21	21	NUM
easat-3176	401	3	]	]	X
easat-3176	401	4	furnham	furnham	PROPN
easat-3176	401	5	,	,	PUNCT
easat-3176	401	6	a.	a.	NOUN
easat-3176	401	7	(	(	PUNCT
easat-3176	401	8	1984	1984	NUM
easat-3176	401	9	)	)	PUNCT
easat-3176	401	10	.	.	PUNCT
easat-3176	402	1	financial	financial	ADJ
easat-3176	402	2	behavior	behavior	NOUN
easat-3176	402	3	.	.	PUNCT
easat-3176	403	1	methuen	methuen	PROPN
easat-3176	403	2	.	.	PUNCT
easat-3176	404	1	[	[	X
easat-3176	404	2	22	22	NUM
easat-3176	404	3	]	]	X
easat-3176	404	4	ghozali	ghozali	PROPN
easat-3176	404	5	,	,	PUNCT
easat-3176	404	6	i.	i.	PROPN
easat-3176	404	7	,	,	PUNCT
easat-3176	404	8	&	&	CCONJ
easat-3176	404	9	latan	latan	PROPN
easat-3176	404	10	,	,	PUNCT
easat-3176	404	11	h.	h.	PROPN
easat-3176	404	12	(	(	PUNCT
easat-3176	404	13	2012	2012	NUM
easat-3176	404	14	)	)	PUNCT
easat-3176	404	15	.	.	PUNCT
easat-3176	405	1	partial	partial	ADJ
easat-3176	405	2	least	least	ADJ
easat-3176	405	3	square	square	ADJ
easat-3176	405	4	:	:	PUNCT
easat-3176	406	1	konsep	konsep	PROPN
easat-3176	406	2	,	,	PUNCT
easat-3176	406	3	teknik	teknik	NOUN
easat-3176	406	4	dan	dan	PROPN
easat-3176	406	5	aplikasi	aplikasi	PROPN
easat-3176	406	6	smartpls	smartpls	PROPN
easat-3176	406	7	2.0	2.0	NUM
easat-3176	406	8	m3	m3	PROPN
easat-3176	406	9	.	.	PUNCT
easat-3176	407	1	semarang	semarang	PROPN
easat-3176	407	2	:	:	PUNCT
easat-3176	408	1	badan	badan	PROPN
easat-3176	408	2	penerbit	penerbit	PROPN
easat-3176	408	3	universitas	universita	NOUN
easat-3176	408	4	diponegoro	diponegoro	PROPN
easat-3176	408	5	.	.	PUNCT
easat-3176	409	1	[	[	X
easat-3176	409	2	23	23	NUM
easat-3176	409	3	]	]	X
easat-3176	409	4	huston	huston	PROPN
easat-3176	409	5	,	,	PUNCT
easat-3176	409	6	s.j	s.j	PROPN
easat-3176	409	7	.	.	PROPN
easat-3176	409	8	(	(	PUNCT
easat-3176	409	9	2010	2010	NUM
easat-3176	409	10	)	)	PUNCT
easat-3176	409	11	.	.	PUNCT
easat-3176	409	12	measuring	measure	VERB
easat-3176	409	13	financial	financial	ADJ
easat-3176	409	14	literacy	literacy	NOUN
easat-3176	409	15	.	.	PUNCT
easat-3176	410	1	the	the	DET
easat-3176	410	2	journal	journal	NOUN
easat-3176	410	3	of	of	ADP
easat-3176	410	4	consumer	consumer	NOUN
easat-3176	410	5	affairs	affair	NOUN
easat-3176	410	6	,	,	PUNCT
easat-3176	410	7	44(2	44(2	NOUN
easat-3176	410	8	)	)	PUNCT
easat-3176	410	9	,	,	PUNCT
easat-3176	410	10	pp	pp	ADJ
easat-3176	410	11	.	.	PUNCT
easat-3176	411	1	296	296	NUM
easat-3176	411	2	-	-	SYM
easat-3176	411	3	316	316	NUM
easat-3176	411	4	.	.	PUNCT
easat-3176	412	1	[	[	X
easat-3176	412	2	24	24	NUM
easat-3176	412	3	]	]	X
easat-3176	412	4	ida	ida	PROPN
easat-3176	412	5	&	&	CCONJ
easat-3176	412	6	dwinta	dwinta	PROPN
easat-3176	412	7	,	,	PUNCT
easat-3176	412	8	c.	c.	PROPN
easat-3176	412	9	y.	y.	PROPN
easat-3176	412	10	(	(	PUNCT
easat-3176	412	11	2010	2010	NUM
easat-3176	412	12	)	)	PUNCT
easat-3176	412	13	.	.	PUNCT
easat-3176	413	1	pengaruh	pengaruh	NOUN
easat-3176	413	2	locus	locus	NOUN
easat-3176	413	3	of	of	ADP
easat-3176	413	4	control	control	NOUN
easat-3176	413	5	,	,	PUNCT
easat-3176	413	6	financial	financial	ADJ
easat-3176	413	7	knowledge	knowledge	NOUN
easat-3176	413	8	,	,	PUNCT
easat-3176	413	9	dan	dan	PROPN
easat-3176	413	10	income	income	PROPN
easat-3176	413	11	terhadap	terhadap	PROPN
easat-3176	413	12	financial	financial	PROPN
easat-3176	413	13	management	management	NOUN
easat-3176	413	14	behavior	behavior	NOUN
easat-3176	413	15	.	.	PUNCT
easat-3176	414	1	jurnal	jurnal	PROPN
easat-3176	414	2	bisnis	bisnis	PROPN
easat-3176	414	3	dan	dan	PROPN
easat-3176	414	4	akuntansi	akuntansi	PROPN
easat-3176	414	5	,	,	PUNCT
easat-3176	414	6	12(3	12(3	NUM
easat-3176	414	7	)	)	PUNCT
easat-3176	414	8	,	,	PUNCT
easat-3176	414	9	pp	pp	ADP
easat-3176	414	10	.	.	PUNCT
easat-3176	415	1	131	131	NUM
easat-3176	415	2	-	-	SYM
easat-3176	415	3	144	144	NUM
easat-3176	415	4	.	.	PUNCT
easat-3176	416	1	[	[	X
easat-3176	416	2	25	25	NUM
easat-3176	416	3	]	]	X
easat-3176	416	4	kaplan	kaplan	PROPN
easat-3176	416	5	,	,	PUNCT
easat-3176	416	6	robert	robert	PROPN
easat-3176	416	7	s.	s.	PROPN
easat-3176	416	8	,	,	PUNCT
easat-3176	416	9	&	&	CCONJ
easat-3176	416	10	norton	norton	PROPN
easat-3176	416	11	,	,	PUNCT
easat-3176	416	12	david	david	PROPN
easat-3176	416	13	p.	p.	PROPN
easat-3176	416	14	(	(	PUNCT
easat-3176	416	15	1996	1996	NUM
easat-3176	416	16	)	)	PUNCT
easat-3176	416	17	.	.	PUNCT
easat-3176	417	1	the	the	DET
easat-3176	417	2	balanced	balanced	ADJ
easat-3176	417	3	scorecard	scorecard	NOUN
easat-3176	417	4	:	:	PUNCT
easat-3176	417	5	translating	translate	VERB
easat-3176	417	6	strategy	strategy	NOUN
easat-3176	417	7	into	into	ADP
easat-3176	417	8	action	action	NOUN
easat-3176	417	9	.	.	PUNCT
easat-3176	418	1	boston	boston	PROPN
easat-3176	418	2	:	:	PUNCT
easat-3176	418	3	harvard	harvard	PROPN
easat-3176	418	4	business	business	PROPN
easat-3176	418	5	school	school	PROPN
easat-3176	418	6	press	press	NOUN
easat-3176	418	7	.	.	PUNCT
easat-3176	419	1	[	[	X
easat-3176	419	2	26	26	NUM
easat-3176	419	3	]	]	X
easat-3176	419	4	lusardi	lusardi	PROPN
easat-3176	419	5	,	,	PUNCT
easat-3176	419	6	a.	a.	PROPN
easat-3176	419	7	,	,	PUNCT
easat-3176	419	8	&	&	CCONJ
easat-3176	419	9	mitchell	mitchell	PROPN
easat-3176	419	10	,	,	PUNCT
easat-3176	419	11	o.	o.	PROPN
easat-3176	419	12	s.	s.	PROPN
easat-3176	419	13	(	(	PUNCT
easat-3176	419	14	2007	2007	NUM
easat-3176	419	15	)	)	PUNCT
easat-3176	419	16	.	.	PUNCT
easat-3176	420	1	baby	baby	NOUN
easat-3176	420	2	boomer	boomer	PROPN
easat-3176	420	3	retirement	retirement	PROPN
easat-3176	420	4	security	security	PROPN
easat-3176	420	5	:	:	PUNCT
easat-3176	420	6	the	the	DET
easat-3176	420	7	roles	role	NOUN
easat-3176	420	8	of	of	ADP
easat-3176	420	9	planning	planning	NOUN
easat-3176	420	10	,	,	PUNCT
easat-3176	420	11	financial	financial	ADJ
easat-3176	420	12	literacy	literacy	NOUN
easat-3176	420	13	,	,	PUNCT
easat-3176	420	14	and	and	CCONJ
easat-3176	420	15	housing	housing	NOUN
easat-3176	420	16	wealth	wealth	NOUN
easat-3176	420	17	.	.	PUNCT
easat-3176	421	1	journal	journal	PROPN
easat-3176	421	2	of	of	ADP
easat-3176	421	3	monetary	monetary	ADJ
easat-3176	421	4	economics	economic	NOUN
easat-3176	421	5	,	,	PUNCT
easat-3176	421	6	54	54	NUM
easat-3176	421	7	,	,	PUNCT
easat-3176	421	8	pp	pp	ADJ
easat-3176	421	9	.	.	PUNCT
easat-3176	422	1	205	205	NUM
easat-3176	422	2	-	-	SYM
easat-3176	422	3	224	224	NUM
easat-3176	422	4	.	.	PUNCT
easat-3176	423	1	[	[	X
easat-3176	423	2	27	27	NUM
easat-3176	423	3	]	]	PUNCT
easat-3176	423	4	moeheriono	moeheriono	PROPN
easat-3176	423	5	.	.	PUNCT
easat-3176	424	1	(	(	PUNCT
easat-3176	424	2	2012	2012	NUM
easat-3176	424	3	)	)	PUNCT
easat-3176	424	4	.	.	PUNCT
easat-3176	425	1	pengukuran	pengukuran	PROPN
easat-3176	425	2	kinerja	kinerja	PROPN
easat-3176	425	3	berbasis	berbasis	ADP
easat-3176	425	4	kompetensi	kompetensi	PROPN
easat-3176	425	5	.	.	PUNCT
easat-3176	426	1	jakarta	jakarta	PROPN
easat-3176	426	2	:	:	PUNCT
easat-3176	426	3	pt	pt	PROPN
easat-3176	426	4	rajagrafindo	rajagrafindo	PROPN
easat-3176	426	5	persada	persada	PROPN
easat-3176	426	6	.	.	PUNCT
easat-3176	427	1	[	[	X
easat-3176	427	2	28	28	NUM
easat-3176	427	3	]	]	X
easat-3176	427	4	mutegi	mutegi	PROPN
easat-3176	427	5	,	,	PUNCT
easat-3176	427	6	h.	h.	PROPN
easat-3176	427	7	k.	k.	PROPN
easat-3176	427	8	,	,	PUNCT
easat-3176	427	9	njeru	njeru	PROPN
easat-3176	427	10	,	,	PUNCT
easat-3176	427	11	p.	p.	PROPN
easat-3176	427	12	w.	w.	PROPN
easat-3176	427	13	,	,	PUNCT
easat-3176	427	14	&	&	CCONJ
easat-3176	427	15	ongesa	ongesa	PROPN
easat-3176	427	16	,	,	PUNCT
easat-3176	427	17	n.	n.	NOUN
easat-3176	427	18	t.	t.	PROPN
easat-3176	427	19	(	(	PUNCT
easat-3176	427	20	2015	2015	NUM
easat-3176	427	21	)	)	PUNCT
easat-3176	427	22	.	.	PUNCT
easat-3176	428	1	financial	financial	ADJ
easat-3176	428	2	literacy	literacy	NOUN
easat-3176	428	3	and	and	CCONJ
easat-3176	428	4	its	its	PRON
easat-3176	428	5	impact	impact	NOUN
easat-3176	428	6	on	on	ADP
easat-3176	428	7	loan	loan	NOUN
easat-3176	428	8	repayment	repayment	NOUN
easat-3176	428	9	by	by	ADP
easat-3176	428	10	small	small	ADJ
easat-3176	428	11	and	and	CCONJ
easat-3176	428	12	medium	medium	ADJ
easat-3176	428	13	entrepreneurs	entrepreneur	NOUN
easat-3176	428	14	.	.	PUNCT
easat-3176	429	1	international	international	ADJ
easat-3176	429	2	journal	journal	PROPN
easat-3176	429	3	of	of	ADP
easat-3176	429	4	economics	economic	NOUN
easat-3176	429	5	,	,	PUNCT
easat-3176	429	6	commerce	commerce	NOUN
easat-3176	429	7	and	and	CCONJ
easat-3176	429	8	management	management	NOUN
easat-3176	429	9	,	,	PUNCT
easat-3176	429	10	3(3	3(3	NUM
easat-3176	429	11	)	)	PUNCT
easat-3176	429	12	.	.	PUNCT
easat-3176	430	1	[	[	X
easat-3176	430	2	29	29	NUM
easat-3176	430	3	]	]	X
easat-3176	430	4	nofsinger	nofsinger	NOUN
easat-3176	430	5	,	,	PUNCT
easat-3176	430	6	j.	j.	PROPN
easat-3176	430	7	r.	r.	PROPN
easat-3176	430	8	(	(	PUNCT
easat-3176	430	9	2001	2001	NUM
easat-3176	430	10	)	)	PUNCT
easat-3176	430	11	.	.	PUNCT
easat-3176	431	1	the	the	DET
easat-3176	431	2	impact	impact	NOUN
easat-3176	431	3	of	of	ADP
easat-3176	431	4	public	public	ADJ
easat-3176	431	5	information	information	NOUN
easat-3176	431	6	on	on	ADP
easat-3176	431	7	investors	investor	NOUN
easat-3176	431	8	.	.	PUNCT
easat-3176	432	1	journal	journal	PROPN
easat-3176	432	2	of	of	ADP
easat-3176	432	3	banking	banking	NOUN
easat-3176	432	4	&	&	CCONJ
easat-3176	432	5	finance	finance	PROPN
easat-3176	432	6	,	,	PUNCT
easat-3176	432	7	25(7	25(7	NUM
easat-3176	432	8	)	)	PUNCT
easat-3176	432	9	,	,	PUNCT
easat-3176	432	10	pp	pp	ADP
easat-3176	432	11	.	.	PUNCT
easat-3176	433	1	1339	1339	NUM
easat-3176	433	2	–	–	PUNCT
easat-3176	433	3	1366	1366	NUM
easat-3176	433	4	.	.	PUNCT
easat-3176	434	1	doi:10.1016	doi:10.1016	PROPN
easat-3176	434	2	/	/	SYM
easat-3176	434	3	s0378	s0378	PROPN
easat-3176	434	4	-	-	PUNCT
easat-3176	434	5	4266(00)00133	4266(00)00133	NUM
easat-3176	434	6	-	-	SYM
easat-3176	434	7	3	3	NUM
easat-3176	434	8	[	[	X
easat-3176	434	9	30	30	NUM
easat-3176	434	10	]	]	PUNCT
easat-3176	434	11	potrich	potrich	NOUN
easat-3176	434	12	,	,	PUNCT
easat-3176	434	13	a.	a.	PROPN
easat-3176	434	14	c.	c.	PROPN
easat-3176	434	15	g.	g.	PROPN
easat-3176	434	16	,	,	PUNCT
easat-3176	434	17	vieira	vieira	PROPN
easat-3176	434	18	,	,	PUNCT
easat-3176	434	19	k.	k.	PROPN
easat-3176	434	20	m.	m.	PROPN
easat-3176	434	21	,	,	PUNCT
easat-3176	434	22	&	&	CCONJ
easat-3176	434	23	mendes	mende	NOUN
easat-3176	434	24	-	-	PUNCT
easat-3176	434	25	da	da	NOUN
easat-3176	434	26	-	-	PUNCT
easat-3176	434	27	silva	silva	NOUN
easat-3176	434	28	,	,	PUNCT
easat-3176	434	29	w.	w.	PROPN
easat-3176	434	30	(	(	PUNCT
easat-3176	434	31	2016	2016	NUM
easat-3176	434	32	)	)	PUNCT
easat-3176	434	33	.	.	PUNCT
easat-3176	435	1	development	development	NOUN
easat-3176	435	2	of	of	ADP
easat-3176	435	3	a	a	DET
easat-3176	435	4	financial	financial	ADJ
easat-3176	435	5	literacy	literacy	NOUN
easat-3176	435	6	model	model	NOUN
easat-3176	435	7	for	for	ADP
easat-3176	435	8	university	university	NOUN
easat-3176	435	9	students	student	NOUN
easat-3176	435	10	.	.	PUNCT
easat-3176	436	1	management	management	NOUN
easat-3176	436	2	research	research	PROPN
easat-3176	436	3	review	review	PROPN
easat-3176	436	4	,	,	PUNCT
easat-3176	436	5	39(3	39(3	NUM
easat-3176	436	6	)	)	PUNCT
easat-3176	436	7	,	,	PUNCT
easat-3176	436	8	pp	pp	ADP
easat-3176	436	9	.	.	PUNCT
easat-3176	437	1	356	356	NUM
easat-3176	437	2	-	-	SYM
easat-3176	437	3	376	376	NUM
easat-3176	437	4	.	.	PUNCT
easat-3176	438	1	[	[	X
easat-3176	438	2	31	31	NUM
easat-3176	438	3	]	]	X
easat-3176	438	4	rahayu	rahayu	PROPN
easat-3176	438	5	,	,	PUNCT
easat-3176	438	6	m.	m.	NOUN
easat-3176	438	7	(	(	PUNCT
easat-3176	438	8	2013	2013	NUM
easat-3176	438	9	)	)	PUNCT
easat-3176	438	10	.	.	PUNCT
easat-3176	439	1	manajemen	manajeman	NOUN
easat-3176	439	2	strategik	strategik	PROPN
easat-3176	439	3	kewirausahaan	kewirausahaan	PROPN
easat-3176	439	4	.	.	PUNCT
easat-3176	440	1	malang	malang	PROPN
easat-3176	440	2	:	:	PUNCT
easat-3176	440	3	universitas	universitas	PROPN
easat-3176	440	4	brawijaya	brawijaya	NOUN
easat-3176	440	5	press	press	NOUN
easat-3176	440	6	.	.	PUNCT
easat-3176	441	1	[	[	X
easat-3176	441	2	32	32	NUM
easat-3176	441	3	]	]	PUNCT
easat-3176	441	4	ricciardi	ricciardi	PROPN
easat-3176	441	5	v.	v.	PROPN
easat-3176	441	6	&	&	CCONJ
easat-3176	441	7	simon	simon	PROPN
easat-3176	441	8	h.	h.	PROPN
easat-3176	441	9	k.	k.	PROPN
easat-3176	442	1	(	(	PUNCT
easat-3176	442	2	2000	2000	NUM
easat-3176	442	3	)	)	PUNCT
easat-3176	442	4	.	.	PUNCT
easat-3176	443	1	what	what	PRON
easat-3176	443	2	is	be	AUX
easat-3176	443	3	behavioral	behavioral	ADJ
easat-3176	443	4	finance	finance	NOUN
easat-3176	443	5	?	?	PUNCT
easat-3176	443	6	.	.	PUNCT
easat-3176	444	1	business	business	NOUN
easat-3176	444	2	,	,	PUNCT
easat-3176	444	3	education	education	NOUN
easat-3176	444	4	and	and	CCONJ
easat-3176	444	5	technology	technology	NOUN
easat-3176	444	6	journal	journal	NOUN
easat-3176	444	7	.	.	PUNCT
easat-3176	445	1	[	[	X
easat-3176	445	2	33	33	NUM
easat-3176	445	3	]	]	SYM
easat-3176	445	4	roberton	roberton	PROPN
easat-3176	445	5	,	,	PUNCT
easat-3176	445	6	gordon	gordon	PROPN
easat-3176	445	7	.	.	PUNCT
easat-3176	446	1	(	(	PUNCT
easat-3176	446	2	2002	2002	NUM
easat-3176	446	3	)	)	PUNCT
easat-3176	446	4	.	.	PUNCT
easat-3176	447	1	balanced	balanced	ADJ
easat-3176	447	2	scorecard	scorecard	NOUN
easat-3176	447	3	applications	application	NOUN
easat-3176	447	4	in	in	ADP
easat-3176	447	5	governmental	governmental	ADJ
easat-3176	447	6	organizations	organization	NOUN
easat-3176	447	7	.	.	PUNCT
easat-3176	448	1	the	the	DET
easat-3176	448	2	journal	journal	NOUN
easat-3176	448	3	of	of	ADP
easat-3176	448	4	government	government	NOUN
easat-3176	448	5	financial	financial	ADJ
easat-3176	448	6	management	management	NOUN
easat-3176	448	7	,	,	PUNCT
easat-3176	448	8	51(2	51(2	NUM
easat-3176	448	9	)	)	PUNCT
easat-3176	448	10	,	,	PUNCT
easat-3176	448	11	pp	pp	ADP
easat-3176	448	12	.	.	PUNCT
easat-3176	449	1	46	46	NUM
easat-3176	449	2	-	-	SYM
easat-3176	449	3	51	51	NUM
easat-3176	449	4	.	.	PUNCT
easat-3176	450	1	[	[	X
easat-3176	450	2	34	34	NUM
easat-3176	450	3	]	]	X
easat-3176	450	4	sabri	sabri	PROPN
easat-3176	450	5	,	,	PUNCT
easat-3176	450	6	mohamad	mohamad	PROPN
easat-3176	450	7	fazli	fazli	PROPN
easat-3176	450	8	.	.	PUNCT
easat-3176	451	1	(	(	PUNCT
easat-3176	451	2	2011	2011	NUM
easat-3176	451	3	)	)	PUNCT
easat-3176	451	4	.	.	PUNCT
easat-3176	452	1	pathways	pathway	NOUN
easat-3176	452	2	to	to	ADP
easat-3176	452	3	financial	financial	ADJ
easat-3176	452	4	success	success	NOUN
easat-3176	452	5	:	:	PUNCT
easat-3176	452	6	determinants	determinant	NOUN
easat-3176	452	7	of	of	ADP
easat-3176	452	8	financial	financial	ADJ
easat-3176	452	9	literacy	literacy	NOUN
easat-3176	452	10	and	and	CCONJ
easat-3176	452	11	financial	financial	ADJ
easat-3176	452	12	well	well	NOUN
easat-3176	452	13	-	-	PUNCT
easat-3176	452	14	being	being	NOUN
easat-3176	452	15	among	among	ADP
easat-3176	452	16	young	young	ADJ
easat-3176	452	17	adults	adult	NOUN
easat-3176	452	18	.	.	PUNCT
easat-3176	453	1	graduate	graduate	NOUN
easat-3176	453	2	theses	thesis	NOUN
easat-3176	453	3	and	and	CCONJ
easat-3176	453	4	dissertations	dissertation	NOUN
easat-3176	453	5	,	,	PUNCT
easat-3176	453	6	digital	digital	PROPN
easat-3176	453	7	repository	repository	PROPN
easat-3176	453	8	iowa	iowa	PROPN
easat-3176	453	9	state	state	PROPN
easat-3176	453	10	university	university	PROPN
easat-3176	453	11	.	.	PUNCT
easat-3176	454	1	[	[	X
easat-3176	454	2	35	35	NUM
easat-3176	454	3	]	]	X
easat-3176	454	4	shefrin	shefrin	NOUN
easat-3176	454	5	,	,	PUNCT
easat-3176	454	6	h.	h.	PROPN
easat-3176	454	7	,	,	PUNCT
easat-3176	454	8	&	&	CCONJ
easat-3176	454	9	statman	statman	PROPN
easat-3176	454	10	,	,	PUNCT
easat-3176	454	11	m.	m.	NOUN
easat-3176	454	12	(	(	PUNCT
easat-3176	454	13	2000	2000	NUM
easat-3176	454	14	)	)	PUNCT
easat-3176	454	15	.	.	PUNCT
easat-3176	455	1	behavioral	behavioral	ADJ
easat-3176	455	2	portfolio	portfolio	NOUN
easat-3176	455	3	theory	theory	NOUN
easat-3176	455	4	.	.	PUNCT
easat-3176	456	1	the	the	DET
easat-3176	456	2	journal	journal	NOUN
easat-3176	456	3	of	of	ADP
easat-3176	456	4	financial	financial	ADJ
easat-3176	456	5	and	and	CCONJ
easat-3176	456	6	quantitative	quantitative	ADJ
easat-3176	456	7	analysis	analysis	NOUN
easat-3176	456	8	,	,	PUNCT
easat-3176	456	9	35(2	35(2	NUM
easat-3176	456	10	)	)	PUNCT
easat-3176	456	11	,	,	PUNCT
easat-3176	456	12	127	127	NUM
easat-3176	456	13	.	.	PUNCT
easat-3176	457	1	doi:10.2307/2676187	doi:10.2307/2676187	PUNCT
easat-3176	458	1	[	[	X
easat-3176	458	2	36	36	NUM
easat-3176	458	3	]	]	PUNCT
easat-3176	458	4	tandelilin	tandelilin	PROPN
easat-3176	458	5	,	,	PUNCT
easat-3176	458	6	e.	e.	PROPN
easat-3176	458	7	(	(	PUNCT
easat-3176	458	8	2010	2010	NUM
easat-3176	458	9	)	)	PUNCT
easat-3176	458	10	.	.	PUNCT
easat-3176	459	1	portofolio	portofolio	PROPN
easat-3176	459	2	dan	dan	PROPN
easat-3176	459	3	investasi	investasi	PROPN
easat-3176	459	4	teori	teori	PROPN
easat-3176	459	5	dan	dan	PROPN
easat-3176	459	6	aplikasi	aplikasi	PROPN
easat-3176	459	7	(	(	PUNCT
easat-3176	459	8	edisi	edisi	VERB
easat-3176	459	9	pertama	pertama	PROPN
easat-3176	459	10	)	)	PUNCT
easat-3176	459	11	.	.	PUNCT
easat-3176	460	1	yogyakarta	yogyakarta	PROPN
easat-3176	460	2	:	:	PUNCT
easat-3176	461	1	kanisius	kanisius	NOUN
easat-3176	462	1	[	[	X
easat-3176	462	2	37	37	NUM
easat-3176	462	3	]	]	SYM
easat-3176	462	4	tekçe	tekçe	PROPN
easat-3176	462	5	,	,	PUNCT
easat-3176	462	6	b.	b.	PROPN
easat-3176	462	7	,	,	PUNCT
easat-3176	462	8	yılmaz	yılmaz	PROPN
easat-3176	462	9	,	,	PUNCT
easat-3176	462	10	n.	n.	PROPN
easat-3176	462	11	&	&	CCONJ
easat-3176	462	12	bildik	bildik	PROPN
easat-3176	462	13	,	,	PUNCT
easat-3176	462	14	r.	r.	PROPN
easat-3176	462	15	(	(	PUNCT
easat-3176	462	16	2016	2016	NUM
easat-3176	462	17	)	)	PUNCT
easat-3176	462	18	.	.	PUNCT
easat-3176	463	1	what	what	PRON
easat-3176	463	2	factors	factor	NOUN
easat-3176	463	3	affect	affect	VERB
easat-3176	463	4	behavioral	behavioral	ADJ
easat-3176	463	5	biases	bias	NOUN
easat-3176	463	6	?	?	PUNCT
easat-3176	464	1	evidence	evidence	NOUN
easat-3176	464	2	from	from	ADP
easat-3176	464	3	turkish	turkish	ADJ
easat-3176	464	4	individual	individual	ADJ
easat-3176	464	5	stock	stock	NOUN
easat-3176	464	6	investors	investor	NOUN
easat-3176	464	7	.	.	PUNCT
easat-3176	465	1	research	research	NOUN
easat-3176	465	2	in	in	ADP
easat-3176	465	3	international	international	ADJ
easat-3176	465	4	business	business	NOUN
easat-3176	465	5	and	and	CCONJ
easat-3176	465	6	finance	finance	NOUN
easat-3176	465	7	,	,	PUNCT
easat-3176	465	8	37	37	NUM
easat-3176	465	9	,	,	PUNCT
easat-3176	465	10	pp	pp	ADJ
easat-3176	465	11	.	.	PUNCT
easat-3176	466	1	515	515	NUM
easat-3176	466	2	-	-	SYM
easat-3176	466	3	526	526	NUM
easat-3176	466	4	.	.	PUNCT
easat-3176	467	1	[	[	X
easat-3176	467	2	38	38	NUM
easat-3176	467	3	]	]	PUNCT
easat-3176	467	4	tiessen	tiessen	NOUN
easat-3176	467	5	,	,	PUNCT
easat-3176	467	6	p.	p.	NOUN
easat-3176	467	7	,	,	PUNCT
easat-3176	467	8	&	&	CCONJ
easat-3176	467	9	waterhouse	waterhouse	PROPN
easat-3176	467	10	,	,	PUNCT
easat-3176	467	11	j.	j.	PROPN
easat-3176	467	12	h.	h.	PROPN
easat-3176	467	13	(	(	PUNCT
easat-3176	467	14	1983	1983	NUM
easat-3176	467	15	)	)	PUNCT
easat-3176	467	16	.	.	PUNCT
easat-3176	468	1	towards	towards	ADP
easat-3176	468	2	a	a	DET
easat-3176	468	3	descriptive	descriptive	ADJ
easat-3176	468	4	theory	theory	NOUN
easat-3176	468	5	of	of	ADP
easat-3176	468	6	management	management	NOUN
easat-3176	468	7	accounting	accounting	NOUN
easat-3176	468	8	.	.	PUNCT
easat-3176	469	1	accounting	accounting	NOUN
easat-3176	469	2	,	,	PUNCT
easat-3176	469	3	organizations	organization	NOUN
easat-3176	469	4	and	and	CCONJ
easat-3176	469	5	society	society	NOUN
easat-3176	469	6	,	,	PUNCT
easat-3176	469	7	8(2	8(2	NUM
easat-3176	469	8	-	-	SYM
easat-3176	469	9	3	3	NUM
easat-3176	469	10	)	)	PUNCT
easat-3176	469	11	,	,	PUNCT
easat-3176	469	12	251–267	251–267	NUM
easat-3176	469	13	.	.	PUNCT
easat-3176	470	1	doi	doi	NOUN
easat-3176	470	2	:	:	PUNCT
easat-3176	470	3	10.1016/0361	10.1016/0361	NUM
easat-3176	470	4	-	-	SYM
easat-3176	470	5	3682(83)90033	3682(83)90033	NUM
easat-3176	470	6	-	-	SYM
easat-3176	470	7	8	8	NUM
easat-3176	470	8	[	[	SYM
easat-3176	470	9	39	39	NUM
easat-3176	470	10	]	]	X
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easat-3176	470	12	,	,	PUNCT
easat-3176	470	13	f.a	f.a	PROPN
easat-3176	470	14	.	.	PROPN
easat-3176	470	15	(	(	PUNCT
easat-3176	470	16	2001	2001	NUM
easat-3176	470	17	)	)	PUNCT
easat-3176	470	18	.	.	PUNCT
easat-3176	471	1	overconfidence	overconfidence	NOUN
easat-3176	471	2	,	,	PUNCT
easat-3176	471	3	investor	investor	NOUN
easat-3176	471	4	sentiment	sentiment	NOUN
easat-3176	471	5	,	,	PUNCT
easat-3176	471	6	and	and	CCONJ
easat-3176	471	7	evolution	evolution	NOUN
easat-3176	471	8	.	.	PUNCT
easat-3176	472	1	journal	journal	PROPN
easat-3176	472	2	of	of	ADP
easat-3176	472	3	financial	financial	ADJ
easat-3176	472	4	intermediation	intermediation	NOUN
easat-3176	472	5	,	,	PUNCT
easat-3176	472	6	10(2	10(2	NUM
easat-3176	472	7	)	)	PUNCT
easat-3176	472	8	,	,	PUNCT
easat-3176	472	9	pp	pp	PROPN
easat-3176	472	10	.	.	PUNCT
easat-3176	473	1	138	138	NUM
easat-3176	473	2	-	-	SYM
easat-3176	473	3	170	170	NUM
easat-3176	473	4	.	.	PUNCT
easat-3176	474	1	[	[	X
easat-3176	474	2	40	40	NUM
easat-3176	474	3	]	]	PUNCT
easat-3176	474	4	website	website	NOUN
easat-3176	474	5	resmi	resmi	PROPN
easat-3176	474	6	otoritas	otoritas	PROPN
easat-3176	474	7	jasa	jasa	PROPN
easat-3176	474	8	keuangan	keuangan	PROPN
easat-3176	474	9	(	(	PUNCT
easat-3176	474	10	ojk	ojk	NOUN
easat-3176	474	11	)	)	PUNCT
easat-3176	474	12	.	.	PUNCT
easat-3176	475	1	“	"	PUNCT
easat-3176	475	2	survei	survei	PROPN
easat-3176	475	3	nasional	nasional	PROPN
easat-3176	475	4	literasi	literasi	NOUN
easat-3176	475	5	dan	dan	PROPN
easat-3176	475	6	inklusi	inklusi	PROPN
easat-3176	475	7	keuangan	keuangan	PROPN
easat-3176	475	8	(	(	PUNCT
easat-3176	475	9	snlik	snlik	NOUN
easat-3176	475	10	)	)	PUNCT
easat-3176	475	11	2022	2022	NUM
easat-3176	475	12	”	"	PUNCT
easat-3176	475	13	.	.	PUNCT
easat-3176	476	1	https://www.ojk.go.id/id/berita-dan-kegiatan/info-terkini/pages/infografis-survei-nasional-literasi-dan-inklusikeuangan-tahun-2022.aspx	https://www.ojk.go.id/id/berita-dan-kegiatan/info-terkini/pages/infografis-survei-nasional-literasi-dan-inklusikeuangan-tahun-2022.aspx	NOUN
easat-3176	476	2	.	.	PROPN
easat-3176	476	3	diakses	diakse	VERB
easat-3176	476	4	pada	pada	PROPN
easat-3176	476	5	13	13	NUM
easat-3176	476	6	mei	mei	PROPN
easat-3176	476	7	2023	2023	NUM
easat-3176	476	8	.	.	PUNCT
easat-3176	477	1	ss	ss	X
easat-3176	478	1	[	[	X
easat-3176	478	2	41	41	NUM
easat-3176	478	3	]	]	PUNCT
easat-3176	478	4	website	website	NOUN
easat-3176	478	5	resmi	resmi	NOUN
easat-3176	478	6	organization	organization	NOUN
easat-3176	478	7	for	for	ADP
easat-3176	478	8	economic	economic	ADJ
easat-3176	478	9	cooperation	cooperation	NOUN
easat-3176	478	10	and	and	CCONJ
easat-3176	478	11	development	development	NOUN
easat-3176	478	12	(	(	PUNCT
easat-3176	478	13	oecd	oecd	PROPN
easat-3176	478	14	)	)	PUNCT
easat-3176	478	15	.	.	PUNCT
easat-3176	479	1	“	"	PUNCT
easat-3176	479	2	pisa	pisa	NOUN
easat-3176	479	3	2015	2015	NUM
easat-3176	479	4	assessment	assessment	NOUN
easat-3176	479	5	and	and	CCONJ
easat-3176	479	6	analytical	analytical	ADJ
easat-3176	479	7	framework	framework	NOUN
easat-3176	479	8	:	:	PUNCT
easat-3176	479	9	science	science	NOUN
easat-3176	479	10	,	,	PUNCT
easat-3176	479	11	reading	reading	NOUN
easat-3176	479	12	,	,	PUNCT
easat-3176	479	13	mathematic	mathematic	ADJ
easat-3176	479	14	,	,	PUNCT
easat-3176	479	15	financial	financial	ADJ
easat-3176	479	16	literacy	literacy	NOUN
easat-3176	479	17	,	,	PUNCT
easat-3176	479	18	and	and	CCONJ
easat-3176	479	19	collaborative	collaborative	ADJ
easat-3176	479	20	problem	problem	NOUN
easat-3176	479	21	solving	solve	VERB
easat-3176	479	22	”	"	PUNCT
easat-3176	479	23	.	.	PUNCT
easat-3176	480	1	https://www.oecd.org/education/pisa-2015-assessment-and-analytical-framework-9789264281820-en.htm	https://www.oecd.org/education/pisa-2015-assessment-and-analytical-framework-9789264281820-en.htm	PROPN
easat-3176	480	2	.	.	PUNCT
easat-3176	481	1	diakses	diakse	VERB
easat-3176	481	2	pada	pada	PROPN
easat-3176	481	3	13	13	NUM
easat-3176	481	4	mei	mei	PROPN
easat-3176	481	5	2023	2023	NUM
easat-3176	482	1	[	[	X
easat-3176	482	2	42	42	NUM
easat-3176	482	3	]	]	X
easat-3176	482	4	zaenal	zaenal	ADJ
easat-3176	482	5	,	,	PUNCT
easat-3176	482	6	a.	a.	NOUN
easat-3176	482	7	(	(	PUNCT
easat-3176	482	8	2012	2012	NUM
easat-3176	482	9	)	)	PUNCT
easat-3176	482	10	.	.	PUNCT
easat-3176	483	1	umkm	umkm	PROPN
easat-3176	483	2	sebagai	sebagai	PROPN
easat-3176	483	3	tulang	tulang	PROPN
easat-3176	483	4	punggung	punggung	PROPN
easat-3176	483	5	perekonomian	perekonomian	PROPN
easat-3176	483	6	nasional	nasional	PROPN
easat-3176	483	7	.	.	PUNCT
easat-3176	484	1	bandung	bandung	PROPN
easat-3176	484	2	:	:	PUNCT
easat-3176	485	1	alfabeta	alfabeta	PROPN
easat-3176	485	2	https://www.ojk.go.id/id/berita-dan-kegiatan/info-terkini/pages/infografis-survei-nasional-literasi-dan-inklusi-keuangan-tahun-2022.aspx	https://www.ojk.go.id/id/berita-dan-kegiatan/info-terkini/pages/infografis-survei-nasional-literasi-dan-inklusi-keuangan-tahun-2022.aspx	NOUN
easat-3176	485	3	https://www.ojk.go.id/id/berita-dan-kegiatan/info-terkini/pages/infografis-survei-nasional-literasi-dan-inklusi-keuangan-tahun-2022.aspx	https://www.ojk.go.id/id/berita-dan-kegiatan/info-terkini/pages/infografis-survei-nasional-literasi-dan-inklusi-keuangan-tahun-2022.aspx	X
easat-3176	485	4	https://www.oecd.org/education/pisa-2015-assessment-and-analytical-framework-9789264281820-en.htm	https://www.oecd.org/education/pisa-2015-assessment-and-analytical-framework-9789264281820-en.htm	NOUN