id	sid	tid	token	lemma	pos
easat-3248	1	1	edelweiss	edelweiss	PROPN
easat-3248	1	2	applied	apply	VERB
easat-3248	1	3	science	science	NOUN
easat-3248	1	4	and	and	CCONJ
easat-3248	1	5	technology	technology	NOUN
easat-3248	1	6	issn	issn	PROPN
easat-3248	1	7	:	:	PUNCT
easat-3248	1	8	2576	2576	NUM
easat-3248	1	9	-	-	SYM
easat-3248	1	10	8484	8484	NUM
easat-3248	1	11	vol	vol	NOUN
easat-3248	1	12	.	.	PROPN
easat-3248	1	13	8	8	NUM
easat-3248	1	14	,	,	PUNCT
easat-3248	1	15	no	no	INTJ
easat-3248	1	16	.	.	NOUN
easat-3248	1	17	6	6	NUM
easat-3248	1	18	,	,	PUNCT
easat-3248	1	19	5780	5780	NUM
easat-3248	1	20	-	-	SYM
easat-3248	1	21	5788	5788	NUM
easat-3248	1	22	2024	2024	NUM
easat-3248	1	23	publisher	publisher	NOUN
easat-3248	1	24	:	:	PUNCT
easat-3248	1	25	learning	learn	VERB
easat-3248	1	26	gate	gate	NOUN
easat-3248	1	27	doi	doi	PROPN
easat-3248	1	28	:	:	PUNCT
easat-3248	1	29	10.55214/25768484.v8i6.3248	10.55214/25768484.v8i6.3248	ADJ
easat-3248	1	30	©	©	PROPN
easat-3248	1	31	2024	2024	NUM
easat-3248	1	32	by	by	ADP
easat-3248	1	33	the	the	DET
easat-3248	1	34	authors	author	NOUN
easat-3248	1	35	;	;	PUNCT
easat-3248	1	36	licensee	licensee	PROPN
easat-3248	1	37	learning	learning	NOUN
easat-3248	1	38	gate	gate	NOUN
easat-3248	1	39	©	©	PROPN
easat-3248	1	40	2024	2024	NUM
easat-3248	1	41	by	by	ADP
easat-3248	1	42	the	the	DET
easat-3248	1	43	authors	author	NOUN
easat-3248	1	44	;	;	PUNCT
easat-3248	1	45	licensee	licensee	PROPN
easat-3248	1	46	learning	learn	VERB
easat-3248	1	47	gate	gate	NOUN
easat-3248	1	48	*	*	PUNCT
easat-3248	1	49	correspondence	correspondence	NOUN
easat-3248	1	50	:	:	PUNCT
easat-3248	1	51	chihebeddineinoubli@hotmail.fr	chihebeddineinoubli@hotmail.fr	VERB
easat-3248	1	52	an	an	DET
easat-3248	1	53	exploratory	exploratory	ADJ
easat-3248	1	54	examination	examination	NOUN
easat-3248	1	55	of	of	ADP
easat-3248	1	56	the	the	DET
easat-3248	1	57	willingness	willingness	NOUN
easat-3248	1	58	to	to	PART
easat-3248	1	59	adopt	adopt	VERB
easat-3248	1	60	mobile	mobile	ADJ
easat-3248	1	61	banking	banking	NOUN
easat-3248	1	62	services	service	NOUN
easat-3248	1	63	chiheb	chiheb	NOUN
easat-3248	1	64	eddine	eddine	PROPN
easat-3248	1	65	inoubli1	inoubli1	PROPN
easat-3248	1	66	,	,	PUNCT
easat-3248	1	67	mourad	mourad	PROPN
easat-3248	1	68	sallami2	sallami2	PROPN
easat-3248	1	69	*	*	PUNCT
easat-3248	2	1	1,2university	1,2university	NUM
easat-3248	2	2	of	of	ADP
easat-3248	2	3	jendouba	jendouba	PROPN
easat-3248	2	4	,	,	PUNCT
easat-3248	2	5	faculty	faculty	NOUN
easat-3248	2	6	of	of	ADP
easat-3248	2	7	legal	legal	ADJ
easat-3248	2	8	,	,	PUNCT
easat-3248	2	9	economic	economic	ADJ
easat-3248	2	10	and	and	CCONJ
easat-3248	2	11	management	management	NOUN
easat-3248	2	12	sciences	science	NOUN
easat-3248	2	13	of	of	ADP
easat-3248	2	14	jendouba	jendouba	PROPN
easat-3248	2	15	,	,	PUNCT
easat-3248	2	16	rl	rl	PROPN
easat-3248	2	17	:	:	PUNCT
easat-3248	2	18	valorization	valorization	NOUN
easat-3248	2	19	of	of	ADP
easat-3248	2	20	natural	natural	ADJ
easat-3248	2	21	and	and	CCONJ
easat-3248	2	22	cultural	cultural	ADJ
easat-3248	2	23	heritage	heritage	NOUN
easat-3248	2	24	,	,	PUNCT
easat-3248	2	25	8189	8189	NUM
easat-3248	2	26	,	,	PUNCT
easat-3248	2	27	jendouba	jendouba	PROPN
easat-3248	2	28	,	,	PUNCT
easat-3248	2	29	tunisia	tunisia	NOUN
easat-3248	2	30	chihebeddineinoubli@hotmail.fr	chihebeddineinoubli@hotmail.fr	PROPN
easat-3248	2	31	(	(	PUNCT
easat-3248	2	32	c.e.i	c.e.i	PROPN
easat-3248	2	33	.	.	PUNCT
easat-3248	2	34	)	)	PUNCT
easat-3248	2	35	;	;	PUNCT
easat-3248	2	36	mouradsallami@hotmail.fr	mouradsallami@hotmail.fr	PROPN
easat-3248	2	37	(	(	PUNCT
easat-3248	2	38	m.s	m.s	PROPN
easat-3248	2	39	)	)	PUNCT
easat-3248	2	40	.	.	PUNCT
easat-3248	3	1	abstract	abstract	ADJ
easat-3248	3	2	:	:	PUNCT
easat-3248	3	3	the	the	DET
easat-3248	3	4	significance	significance	NOUN
easat-3248	3	5	of	of	ADP
easat-3248	3	6	digital	digital	ADJ
easat-3248	3	7	marketing	marketing	NOUN
easat-3248	3	8	or	or	CCONJ
easat-3248	3	9	mobile	mobile	NOUN
easat-3248	3	10	marketing	marketing	NOUN
easat-3248	3	11	is	be	AUX
easat-3248	3	12	growing	grow	VERB
easat-3248	3	13	steadily	steadily	ADV
easat-3248	3	14	as	as	ADP
easat-3248	3	15	a	a	DET
easat-3248	3	16	potent	potent	ADJ
easat-3248	3	17	strategy	strategy	NOUN
easat-3248	3	18	in	in	ADP
easat-3248	3	19	service	service	NOUN
easat-3248	3	20	marketing	marketing	NOUN
easat-3248	3	21	.	.	PUNCT
easat-3248	4	1	in	in	ADP
easat-3248	4	2	this	this	DET
easat-3248	4	3	article	article	NOUN
easat-3248	4	4	,	,	PUNCT
easat-3248	4	5	our	our	PRON
easat-3248	4	6	focus	focus	NOUN
easat-3248	4	7	is	be	AUX
easat-3248	4	8	on	on	ADP
easat-3248	4	9	unraveling	unravel	VERB
easat-3248	4	10	the	the	DET
easat-3248	4	11	factors	factor	NOUN
easat-3248	4	12	that	that	PRON
easat-3248	4	13	shape	shape	VERB
easat-3248	4	14	an	an	DET
easat-3248	4	15	individual	individual	NOUN
easat-3248	4	16	's	's	PART
easat-3248	4	17	inclination	inclination	NOUN
easat-3248	4	18	to	to	PART
easat-3248	4	19	engage	engage	VERB
easat-3248	4	20	with	with	ADP
easat-3248	4	21	mobile	mobile	ADJ
easat-3248	4	22	banking	banking	NOUN
easat-3248	4	23	.	.	PUNCT
easat-3248	5	1	drawing	draw	VERB
easat-3248	5	2	on	on	ADP
easat-3248	5	3	the	the	DET
easat-3248	5	4	technology	technology	NOUN
easat-3248	5	5	acceptance	acceptance	NOUN
easat-3248	5	6	model	model	NOUN
easat-3248	5	7	(	(	PUNCT
easat-3248	5	8	tam	tam	PROPN
easat-3248	5	9	)	)	PUNCT
easat-3248	5	10	,	,	PUNCT
easat-3248	5	11	we	we	PRON
easat-3248	5	12	gathered	gather	VERB
easat-3248	5	13	350	350	NUM
easat-3248	5	14	questionnaires	questionnaire	NOUN
easat-3248	5	15	from	from	ADP
easat-3248	5	16	mobile	mobile	ADJ
easat-3248	5	17	banking	banking	NOUN
easat-3248	5	18	service	service	NOUN
easat-3248	5	19	users	user	NOUN
easat-3248	5	20	in	in	ADP
easat-3248	5	21	tunisia	tunisia	PROPN
easat-3248	5	22	.	.	PUNCT
easat-3248	6	1	our	our	PRON
easat-3248	6	2	analysis	analysis	NOUN
easat-3248	6	3	reveals	reveal	VERB
easat-3248	6	4	that	that	SCONJ
easat-3248	6	5	perceived	perceive	VERB
easat-3248	6	6	attitude	attitude	NOUN
easat-3248	6	7	,	,	PUNCT
easat-3248	6	8	trust	trust	NOUN
easat-3248	6	9	,	,	PUNCT
easat-3248	6	10	and	and	CCONJ
easat-3248	6	11	word	word	NOUN
easat-3248	6	12	-	-	PUNCT
easat-3248	6	13	of	of	ADP
easat-3248	6	14	-	-	PUNCT
easat-3248	6	15	mouth	mouth	NOUN
easat-3248	6	16	play	play	VERB
easat-3248	6	17	a	a	DET
easat-3248	6	18	constructive	constructive	ADJ
easat-3248	6	19	and	and	CCONJ
easat-3248	6	20	notable	notable	ADJ
easat-3248	6	21	role	role	NOUN
easat-3248	6	22	in	in	ADP
easat-3248	6	23	influencing	influence	VERB
easat-3248	6	24	the	the	DET
easat-3248	6	25	intention	intention	NOUN
easat-3248	6	26	to	to	PART
easat-3248	6	27	use	use	VERB
easat-3248	6	28	mobile	mobile	ADJ
easat-3248	6	29	banking	banking	NOUN
easat-3248	6	30	.	.	PUNCT
easat-3248	7	1	furthermore	furthermore	ADV
easat-3248	7	2	,	,	PUNCT
easat-3248	7	3	perceived	perceive	VERB
easat-3248	7	4	usefulness	usefulness	NOUN
easat-3248	7	5	and	and	CCONJ
easat-3248	7	6	ease	ease	NOUN
easat-3248	7	7	of	of	ADP
easat-3248	7	8	use	use	NOUN
easat-3248	7	9	exert	exert	VERB
easat-3248	7	10	an	an	DET
easat-3248	7	11	indirect	indirect	ADJ
easat-3248	7	12	impact	impact	NOUN
easat-3248	7	13	on	on	ADP
easat-3248	7	14	the	the	DET
easat-3248	7	15	intention	intention	NOUN
easat-3248	7	16	to	to	PART
easat-3248	7	17	adopt	adopt	VERB
easat-3248	7	18	mobile	mobile	ADJ
easat-3248	7	19	banking	banking	NOUN
easat-3248	7	20	.	.	PUNCT
easat-3248	8	1	keywords	keyword	NOUN
easat-3248	8	2	:	:	PUNCT
easat-3248	8	3	attitude	attitude	NOUN
easat-3248	8	4	,	,	PUNCT
easat-3248	8	5	digital	digital	ADJ
easat-3248	8	6	marketing	marketing	NOUN
easat-3248	8	7	,	,	PUNCT
easat-3248	8	8	intention	intention	NOUN
easat-3248	8	9	to	to	PART
easat-3248	8	10	use	use	VERB
easat-3248	8	11	mobile	mobile	ADJ
easat-3248	8	12	banking	banking	NOUN
easat-3248	8	13	services	service	NOUN
easat-3248	8	14	,	,	PUNCT
easat-3248	8	15	mobile	mobile	ADJ
easat-3248	8	16	banking	banking	NOUN
easat-3248	8	17	,	,	PUNCT
easat-3248	8	18	tam	tam	PROPN
easat-3248	8	19	.	.	PROPN
easat-3248	9	1	1	1	NUM
easat-3248	9	2	.	.	X
easat-3248	9	3	introduction	introduction	NOUN
easat-3248	9	4	today	today	NOUN
easat-3248	9	5	,	,	PUNCT
easat-3248	9	6	in	in	ADP
easat-3248	9	7	a	a	DET
easat-3248	9	8	competitive	competitive	ADJ
easat-3248	9	9	environment	environment	NOUN
easat-3248	9	10	,	,	PUNCT
easat-3248	9	11	only	only	ADV
easat-3248	9	12	innovative	innovative	ADJ
easat-3248	9	13	companies	company	NOUN
easat-3248	9	14	withstand	withstand	VERB
easat-3248	9	15	the	the	DET
easat-3248	9	16	challenges	challenge	NOUN
easat-3248	9	17	.	.	PUNCT
easat-3248	10	1	they	they	PRON
easat-3248	10	2	are	be	AUX
easat-3248	10	3	compelled	compel	VERB
easat-3248	10	4	to	to	PART
easat-3248	10	5	adapt	adapt	VERB
easat-3248	10	6	quickly	quickly	ADV
easat-3248	10	7	to	to	ADP
easat-3248	10	8	technological	technological	ADJ
easat-3248	10	9	changes	change	NOUN
easat-3248	10	10	in	in	ADP
easat-3248	10	11	order	order	NOUN
easat-3248	10	12	to	to	PART
easat-3248	10	13	ensure	ensure	VERB
easat-3248	10	14	their	their	PRON
easat-3248	10	15	survival	survival	NOUN
easat-3248	10	16	.	.	PUNCT
easat-3248	11	1	however	however	ADV
easat-3248	11	2	,	,	PUNCT
easat-3248	11	3	the	the	DET
easat-3248	11	4	failure	failure	NOUN
easat-3248	11	5	rate	rate	NOUN
easat-3248	11	6	of	of	ADP
easat-3248	11	7	new	new	ADJ
easat-3248	11	8	product	product	NOUN
easat-3248	11	9	launches	launch	VERB
easat-3248	11	10	in	in	ADP
easat-3248	11	11	the	the	DET
easat-3248	11	12	market	market	NOUN
easat-3248	11	13	remains	remain	VERB
easat-3248	11	14	high	high	ADJ
easat-3248	11	15	[	[	X
easat-3248	11	16	1	1	NUM
easat-3248	11	17	]	]	PUNCT
easat-3248	11	18	,	,	PUNCT
easat-3248	11	19	and	and	CCONJ
easat-3248	11	20	the	the	DET
easat-3248	11	21	product	product	NOUN
easat-3248	11	22	lifecycle	lifecycle	NOUN
easat-3248	11	23	is	be	AUX
easat-3248	11	24	short	short	ADJ
easat-3248	11	25	,	,	PUNCT
easat-3248	11	26	while	while	SCONJ
easat-3248	11	27	the	the	DET
easat-3248	11	28	pace	pace	NOUN
easat-3248	11	29	of	of	ADP
easat-3248	11	30	new	new	ADJ
easat-3248	11	31	product	product	NOUN
easat-3248	11	32	launches	launch	NOUN
easat-3248	11	33	and	and	CCONJ
easat-3248	11	34	development	development	NOUN
easat-3248	11	35	remains	remain	VERB
easat-3248	11	36	restrained	restrained	ADJ
easat-3248	11	37	[	[	X
easat-3248	11	38	2	2	NUM
easat-3248	11	39	]	]	PUNCT
easat-3248	11	40	.	.	PUNCT
easat-3248	12	1	it	it	PRON
easat-3248	12	2	is	be	AUX
easat-3248	12	3	therefore	therefore	ADV
easat-3248	12	4	crucial	crucial	ADJ
easat-3248	12	5	for	for	SCONJ
easat-3248	12	6	any	any	DET
easat-3248	12	7	company	company	NOUN
easat-3248	12	8	to	to	PART
easat-3248	12	9	ensure	ensure	VERB
easat-3248	12	10	that	that	SCONJ
easat-3248	12	11	they	they	PRON
easat-3248	12	12	have	have	VERB
easat-3248	12	13	what	what	PRON
easat-3248	12	14	is	be	AUX
easat-3248	12	15	compatible	compatible	ADJ
easat-3248	12	16	with	with	ADP
easat-3248	12	17	their	their	PRON
easat-3248	12	18	available	available	ADJ
easat-3248	12	19	resources	resource	NOUN
easat-3248	12	20	to	to	PART
easat-3248	12	21	maintain	maintain	VERB
easat-3248	12	22	their	their	PRON
easat-3248	12	23	competitive	competitive	ADJ
easat-3248	12	24	position	position	NOUN
easat-3248	12	25	in	in	ADP
easat-3248	12	26	the	the	DET
easat-3248	12	27	market	market	NOUN
easat-3248	12	28	.	.	PUNCT
easat-3248	13	1	currently	currently	ADV
easat-3248	13	2	,	,	PUNCT
easat-3248	13	3	mobile	mobile	ADJ
easat-3248	13	4	technologies	technology	NOUN
easat-3248	13	5	(	(	PUNCT
easat-3248	13	6	smartphones	smartphone	NOUN
easat-3248	13	7	,	,	PUNCT
easat-3248	13	8	tablets	tablet	NOUN
easat-3248	13	9	)	)	PUNCT
easat-3248	13	10	have	have	AUX
easat-3248	13	11	created	create	VERB
easat-3248	13	12	favorable	favorable	ADJ
easat-3248	13	13	conditions	condition	NOUN
easat-3248	13	14	for	for	ADP
easat-3248	13	15	both	both	CCONJ
easat-3248	13	16	users	user	NOUN
easat-3248	13	17	and	and	CCONJ
easat-3248	13	18	businesses	business	NOUN
easat-3248	13	19	in	in	ADP
easat-3248	13	20	a	a	DET
easat-3248	13	21	highly	highly	ADV
easat-3248	13	22	competitive	competitive	ADJ
easat-3248	13	23	market	market	NOUN
easat-3248	13	24	[	[	X
easat-3248	13	25	3	3	NUM
easat-3248	13	26	]	]	PUNCT
easat-3248	13	27	.	.	PUNCT
easat-3248	14	1	the	the	DET
easat-3248	14	2	use	use	NOUN
easat-3248	14	3	of	of	ADP
easat-3248	14	4	mobile	mobile	ADJ
easat-3248	14	5	communication	communication	NOUN
easat-3248	14	6	services	service	NOUN
easat-3248	14	7	has	have	AUX
easat-3248	14	8	experienced	experience	VERB
easat-3248	14	9	rapid	rapid	ADJ
easat-3248	14	10	growth	growth	NOUN
easat-3248	14	11	,	,	PUNCT
easat-3248	14	12	with	with	ADP
easat-3248	14	13	6.8	6.8	NUM
easat-3248	14	14	billion	billion	NUM
easat-3248	14	15	,	,	PUNCT
easat-3248	14	16	or	or	CCONJ
easat-3248	14	17	93	93	NUM
easat-3248	14	18	%	%	NOUN
easat-3248	14	19	of	of	ADP
easat-3248	14	20	the	the	DET
easat-3248	14	21	global	global	ADJ
easat-3248	14	22	population	population	NOUN
easat-3248	14	23	,	,	PUNCT
easat-3248	14	24	having	have	VERB
easat-3248	14	25	mobile	mobile	ADJ
easat-3248	14	26	subscriptions	subscription	NOUN
easat-3248	14	27	worldwide	worldwide	ADV
easat-3248	14	28	in	in	ADP
easat-3248	14	29	2014	2014	NUM
easat-3248	14	30	[	[	X
easat-3248	14	31	4	4	NUM
easat-3248	14	32	]	]	PUNCT
easat-3248	14	33	.	.	PUNCT
easat-3248	15	1	in	in	ADP
easat-3248	15	2	light	light	NOUN
easat-3248	15	3	of	of	ADP
easat-3248	15	4	this	this	DET
easat-3248	15	5	circumstance	circumstance	NOUN
easat-3248	15	6	,	,	PUNCT
easat-3248	15	7	banks	bank	NOUN
easat-3248	15	8	have	have	AUX
easat-3248	15	9	incorporated	incorporate	VERB
easat-3248	15	10	mobile	mobile	ADJ
easat-3248	15	11	banking	banking	NOUN
easat-3248	15	12	as	as	ADP
easat-3248	15	13	a	a	DET
easat-3248	15	14	marketing	marketing	NOUN
easat-3248	15	15	strategy	strategy	NOUN
easat-3248	15	16	based	base	VERB
easat-3248	15	17	on	on	ADP
easat-3248	15	18	an	an	DET
easat-3248	15	19	online	online	ADJ
easat-3248	15	20	platform	platform	NOUN
easat-3248	15	21	in	in	ADP
easat-3248	15	22	the	the	DET
easat-3248	15	23	form	form	NOUN
easat-3248	15	24	of	of	ADP
easat-3248	15	25	an	an	DET
easat-3248	15	26	application	application	NOUN
easat-3248	15	27	to	to	PART
easat-3248	15	28	facilitate	facilitate	VERB
easat-3248	15	29	both	both	CCONJ
easat-3248	15	30	financial	financial	ADJ
easat-3248	15	31	and	and	CCONJ
easat-3248	15	32	non	non	ADJ
easat-3248	15	33	-	-	ADJ
easat-3248	15	34	financial	financial	ADJ
easat-3248	15	35	transactions	transaction	NOUN
easat-3248	15	36	using	use	VERB
easat-3248	15	37	a	a	DET
easat-3248	15	38	mobile	mobile	ADJ
easat-3248	15	39	phone	phone	NOUN
easat-3248	15	40	or	or	CCONJ
easat-3248	15	41	tablet	tablet	NOUN
easat-3248	15	42	.	.	PUNCT
easat-3248	16	1	in	in	ADP
easat-3248	16	2	tunisia	tunisia	PROPN
easat-3248	16	3	,	,	PUNCT
easat-3248	16	4	the	the	DET
easat-3248	16	5	internet	internet	NOUN
easat-3248	16	6	penetration	penetration	NOUN
easat-3248	16	7	rate	rate	NOUN
easat-3248	16	8	stands	stand	VERB
easat-3248	16	9	at	at	ADP
easat-3248	16	10	68	68	NUM
easat-3248	16	11	%	%	NOUN
easat-3248	16	12	,	,	PUNCT
easat-3248	16	13	and	and	CCONJ
easat-3248	16	14	mobile	mobile	ADJ
easat-3248	16	15	usage	usage	NOUN
easat-3248	16	16	is	be	AUX
easat-3248	16	17	on	on	ADP
easat-3248	16	18	the	the	DET
easat-3248	16	19	rise	rise	NOUN
easat-3248	16	20	.	.	PUNCT
easat-3248	17	1	in	in	ADP
easat-3248	17	2	2014	2014	NUM
easat-3248	17	3	,	,	PUNCT
easat-3248	17	4	the	the	DET
easat-3248	17	5	number	number	NOUN
easat-3248	17	6	of	of	ADP
easat-3248	17	7	smartphones	smartphone	NOUN
easat-3248	17	8	sold	sell	VERB
easat-3248	17	9	significantly	significantly	ADV
easat-3248	17	10	exceeded	exceed	VERB
easat-3248	17	11	the	the	DET
easat-3248	17	12	number	number	NOUN
easat-3248	17	13	of	of	ADP
easat-3248	17	14	laptops	laptop	NOUN
easat-3248	17	15	,	,	PUNCT
easat-3248	17	16	with	with	ADP
easat-3248	17	17	1.807	1.807	NUM
easat-3248	17	18	billion	billion	NUM
easat-3248	17	19	units	unit	NOUN
easat-3248	17	20	and	and	CCONJ
easat-3248	17	21	277	277	NUM
easat-3248	17	22	million	million	NUM
easat-3248	17	23	units	unit	NOUN
easat-3248	17	24	sold	sell	VERB
easat-3248	17	25	,	,	PUNCT
easat-3248	17	26	respectively	respectively	ADV
easat-3248	17	27	[	[	X
easat-3248	17	28	5	5	NUM
easat-3248	17	29	]	]	PUNCT
easat-3248	17	30	.	.	PUNCT
easat-3248	18	1	this	this	PRON
easat-3248	18	2	suggests	suggest	VERB
easat-3248	18	3	that	that	SCONJ
easat-3248	18	4	internet	internet	NOUN
easat-3248	18	5	access	access	NOUN
easat-3248	18	6	via	via	ADP
easat-3248	18	7	mobile	mobile	ADJ
easat-3248	18	8	phones	phone	NOUN
easat-3248	18	9	is	be	AUX
easat-3248	18	10	poised	poise	VERB
easat-3248	18	11	to	to	PART
easat-3248	18	12	catch	catch	VERB
easat-3248	18	13	up	up	ADP
easat-3248	18	14	with	with	ADP
easat-3248	18	15	access	access	NOUN
easat-3248	18	16	via	via	ADP
easat-3248	18	17	computers	computer	NOUN
easat-3248	18	18	.	.	PUNCT
easat-3248	19	1	as	as	ADP
easat-3248	19	2	a	a	DET
easat-3248	19	3	result	result	NOUN
easat-3248	19	4	,	,	PUNCT
easat-3248	19	5	"	"	PUNCT
easat-3248	19	6	customers	customer	NOUN
easat-3248	19	7	are	be	AUX
easat-3248	19	8	increasingly	increasingly	ADV
easat-3248	19	9	interacting	interact	VERB
easat-3248	19	10	with	with	ADP
easat-3248	19	11	their	their	PRON
easat-3248	19	12	bank	bank	NOUN
easat-3248	19	13	less	less	ADV
easat-3248	19	14	through	through	ADP
easat-3248	19	15	physical	physical	ADJ
easat-3248	19	16	branches	branch	NOUN
easat-3248	19	17	and	and	CCONJ
easat-3248	19	18	more	more	ADJ
easat-3248	19	19	through	through	ADP
easat-3248	19	20	mobile	mobile	ADJ
easat-3248	19	21	services	service	NOUN
easat-3248	19	22	"	"	PUNCT
easat-3248	20	1	[	[	X
easat-3248	20	2	3	3	NUM
easat-3248	20	3	]	]	PUNCT
easat-3248	20	4	.	.	PUNCT
easat-3248	21	1	in	in	ADP
easat-3248	21	2	this	this	DET
easat-3248	21	3	context	context	NOUN
easat-3248	21	4	,	,	PUNCT
easat-3248	21	5	it	it	PRON
easat-3248	21	6	is	be	AUX
easat-3248	21	7	essential	essential	ADJ
easat-3248	21	8	for	for	SCONJ
easat-3248	21	9	banks	bank	NOUN
easat-3248	21	10	to	to	PART
easat-3248	21	11	invest	invest	VERB
easat-3248	21	12	in	in	ADP
easat-3248	21	13	technology	technology	NOUN
easat-3248	21	14	to	to	PART
easat-3248	21	15	attract	attract	VERB
easat-3248	21	16	new	new	ADJ
easat-3248	21	17	customers	customer	NOUN
easat-3248	21	18	and	and	CCONJ
easat-3248	21	19	retain	retain	VERB
easat-3248	21	20	existing	exist	VERB
easat-3248	21	21	ones	one	NOUN
easat-3248	21	22	by	by	ADP
easat-3248	21	23	developing	develop	VERB
easat-3248	21	24	a	a	DET
easat-3248	21	25	mobile	mobile	ADJ
easat-3248	21	26	application	application	NOUN
easat-3248	21	27	accessible	accessible	ADJ
easat-3248	21	28	to	to	ADP
easat-3248	21	29	clients	client	NOUN
easat-3248	21	30	through	through	ADP
easat-3248	21	31	their	their	PRON
easat-3248	21	32	mobile	mobile	ADJ
easat-3248	21	33	devices	device	NOUN
easat-3248	21	34	.	.	PUNCT
easat-3248	22	1	the	the	DET
easat-3248	22	2	objective	objective	NOUN
easat-3248	22	3	of	of	ADP
easat-3248	22	4	this	this	DET
easat-3248	22	5	study	study	NOUN
easat-3248	22	6	is	be	AUX
easat-3248	22	7	precisely	precisely	ADV
easat-3248	22	8	to	to	PART
easat-3248	22	9	gain	gain	VERB
easat-3248	22	10	a	a	DET
easat-3248	22	11	better	well	ADJ
easat-3248	22	12	understanding	understanding	NOUN
easat-3248	22	13	of	of	ADP
easat-3248	22	14	what	what	PRON
easat-3248	22	15	predicts	predict	NOUN
easat-3248	22	16	and	and	CCONJ
easat-3248	22	17	impacts	impact	VERB
easat-3248	22	18	clients	client	NOUN
easat-3248	22	19	'	'	PART
easat-3248	22	20	adoption	adoption	NOUN
easat-3248	22	21	and	and	CCONJ
easat-3248	22	22	continued	continued	ADJ
easat-3248	22	23	use	use	NOUN
easat-3248	22	24	of	of	ADP
easat-3248	22	25	mobile	mobile	ADJ
easat-3248	22	26	banking	banking	NOUN
easat-3248	22	27	.	.	PUNCT
easat-3248	23	1	this	this	DET
easat-3248	23	2	study	study	NOUN
easat-3248	23	3	will	will	AUX
easat-3248	23	4	be	be	AUX
easat-3248	23	5	structured	structure	VERB
easat-3248	23	6	as	as	SCONJ
easat-3248	23	7	follows	follow	VERB
easat-3248	23	8	:	:	PUNCT
easat-3248	23	9	firstly	firstly	ADV
easat-3248	23	10	,	,	PUNCT
easat-3248	23	11	we	we	PRON
easat-3248	23	12	will	will	AUX
easat-3248	23	13	provide	provide	VERB
easat-3248	23	14	a	a	DET
easat-3248	23	15	literature	literature	NOUN
easat-3248	23	16	review	review	NOUN
easat-3248	23	17	on	on	ADP
easat-3248	23	18	mobile	mobile	ADJ
easat-3248	23	19	banking	banking	NOUN
easat-3248	23	20	.	.	PUNCT
easat-3248	24	1	next	next	ADV
easat-3248	24	2	,	,	PUNCT
easat-3248	24	3	we	we	PRON
easat-3248	24	4	will	will	AUX
easat-3248	24	5	present	present	VERB
easat-3248	24	6	the	the	DET
easat-3248	24	7	research	research	NOUN
easat-3248	24	8	methodology	methodology	NOUN
easat-3248	24	9	adopted	adopt	VERB
easat-3248	24	10	for	for	ADP
easat-3248	24	11	this	this	DET
easat-3248	24	12	study	study	NOUN
easat-3248	24	13	.	.	PUNCT
easat-3248	25	1	finally	finally	ADV
easat-3248	25	2	,	,	PUNCT
easat-3248	25	3	we	we	PRON
easat-3248	25	4	will	will	AUX
easat-3248	25	5	discuss	discuss	VERB
easat-3248	25	6	the	the	DET
easat-3248	25	7	main	main	ADJ
easat-3248	25	8	findings	finding	NOUN
easat-3248	25	9	of	of	ADP
easat-3248	25	10	our	our	PRON
easat-3248	25	11	research	research	NOUN
easat-3248	25	12	.	.	PUNCT
easat-3248	26	1	5781	5781	NUM
easat-3248	26	2	edelweiss	edelweiss	PROPN
easat-3248	26	3	applied	apply	VERB
easat-3248	26	4	science	science	NOUN
easat-3248	26	5	and	and	CCONJ
easat-3248	26	6	technology	technology	NOUN
easat-3248	26	7	issn	issn	PROPN
easat-3248	26	8	:	:	PUNCT
easat-3248	26	9	2576	2576	NUM
easat-3248	26	10	-	-	SYM
easat-3248	26	11	8484	8484	NUM
easat-3248	26	12	vol	vol	NOUN
easat-3248	26	13	.	.	PROPN
easat-3248	26	14	8	8	NUM
easat-3248	26	15	,	,	PUNCT
easat-3248	26	16	no	no	INTJ
easat-3248	26	17	.	.	NOUN
easat-3248	26	18	6	6	NUM
easat-3248	26	19	:	:	SYM
easat-3248	26	20	5780	5780	NUM
easat-3248	26	21	-	-	SYM
easat-3248	26	22	5788	5788	NUM
easat-3248	26	23	,	,	PUNCT
easat-3248	26	24	2024	2024	NUM
easat-3248	26	25	doi	doi	NOUN
easat-3248	26	26	:	:	PUNCT
easat-3248	26	27	10.55214/25768484.v8i6.3248	10.55214/25768484.v8i6.3248	ADJ
easat-3248	26	28	©	©	PROPN
easat-3248	26	29	2024	2024	NUM
easat-3248	26	30	by	by	ADP
easat-3248	26	31	the	the	DET
easat-3248	26	32	authors	author	NOUN
easat-3248	26	33	;	;	PUNCT
easat-3248	26	34	licensee	licensee	PROPN
easat-3248	26	35	learning	learning	NOUN
easat-3248	26	36	gate	gate	NOUN
easat-3248	26	37	2	2	NUM
easat-3248	26	38	.	.	PUNCT
easat-3248	27	1	literature	literature	PROPN
easat-3248	27	2	review	review	VERB
easat-3248	27	3	2.1	2.1	NUM
easat-3248	27	4	.	.	PUNCT
easat-3248	28	1	mobile	mobile	ADJ
easat-3248	28	2	banking	banking	NOUN
easat-3248	28	3	the	the	DET
easat-3248	28	4	emergence	emergence	NOUN
easat-3248	28	5	of	of	ADP
easat-3248	28	6	mobile	mobile	ADJ
easat-3248	28	7	banking	banking	NOUN
easat-3248	28	8	represents	represent	VERB
easat-3248	28	9	a	a	DET
easat-3248	28	10	significant	significant	ADJ
easat-3248	28	11	leap	leap	NOUN
easat-3248	28	12	forward	forward	ADV
easat-3248	28	13	in	in	ADP
easat-3248	28	14	financial	financial	ADJ
easat-3248	28	15	technology	technology	NOUN
easat-3248	28	16	,	,	PUNCT
easat-3248	28	17	following	follow	VERB
easat-3248	28	18	advancements	advancement	NOUN
easat-3248	28	19	like	like	ADP
easat-3248	28	20	atms	atms	NOUN
easat-3248	28	21	,	,	PUNCT
easat-3248	28	22	phone	phone	NOUN
easat-3248	28	23	banking	banking	NOUN
easat-3248	28	24	,	,	PUNCT
easat-3248	28	25	and	and	CCONJ
easat-3248	28	26	internet	internet	NOUN
easat-3248	28	27	banking	banking	NOUN
easat-3248	28	28	[	[	X
easat-3248	28	29	6	6	NUM
easat-3248	28	30	]	]	PUNCT
easat-3248	28	31	.	.	PUNCT
easat-3248	29	1	these	these	DET
easat-3248	29	2	established	establish	VERB
easat-3248	29	3	channels	channel	NOUN
easat-3248	29	4	provide	provide	VERB
easat-3248	29	5	efficient	efficient	ADJ
easat-3248	29	6	access	access	NOUN
easat-3248	29	7	to	to	ADP
easat-3248	29	8	traditional	traditional	ADJ
easat-3248	29	9	banking	banking	NOUN
easat-3248	29	10	products	product	NOUN
easat-3248	29	11	.	.	PUNCT
easat-3248	30	1	however	however	ADV
easat-3248	30	2	,	,	PUNCT
easat-3248	30	3	mobile	mobile	ADJ
easat-3248	30	4	banking	banking	NOUN
easat-3248	30	5	,	,	PUNCT
easat-3248	30	6	recently	recently	ADV
easat-3248	30	7	adopted	adopt	VERB
easat-3248	30	8	by	by	ADP
easat-3248	30	9	many	many	ADJ
easat-3248	30	10	banks	bank	NOUN
easat-3248	30	11	in	in	ADP
easat-3248	30	12	both	both	CCONJ
easat-3248	30	13	developed	developed	ADJ
easat-3248	30	14	and	and	CCONJ
easat-3248	30	15	developing	develop	VERB
easat-3248	30	16	nations	nation	NOUN
easat-3248	30	17	,	,	PUNCT
easat-3248	30	18	has	have	VERB
easat-3248	30	19	the	the	DET
easat-3248	30	20	potential	potential	NOUN
easat-3248	30	21	to	to	PART
easat-3248	30	22	revolutionize	revolutionize	VERB
easat-3248	30	23	the	the	DET
easat-3248	30	24	financial	financial	ADJ
easat-3248	30	25	landscape	landscape	NOUN
easat-3248	30	26	[	[	X
easat-3248	30	27	7	7	NUM
easat-3248	30	28	]	]	PUNCT
easat-3248	30	29	.	.	PUNCT
easat-3248	31	1	with	with	ADP
easat-3248	31	2	mobile	mobile	ADJ
easat-3248	31	3	phone	phone	NOUN
easat-3248	31	4	penetration	penetration	NOUN
easat-3248	31	5	surpassing	surpass	VERB
easat-3248	31	6	personal	personal	ADJ
easat-3248	31	7	computers	computer	NOUN
easat-3248	31	8	,	,	PUNCT
easat-3248	31	9	the	the	DET
easat-3248	31	10	integration	integration	NOUN
easat-3248	31	11	of	of	ADP
easat-3248	31	12	mobile	mobile	ADJ
easat-3248	31	13	phones	phone	NOUN
easat-3248	31	14	into	into	ADP
easat-3248	31	15	banking	banking	NOUN
easat-3248	31	16	offers	offer	VERB
easat-3248	31	17	undeniable	undeniable	ADJ
easat-3248	31	18	advantages	advantage	NOUN
easat-3248	31	19	for	for	ADP
easat-3248	31	20	both	both	DET
easat-3248	31	21	customers	customer	NOUN
easat-3248	31	22	and	and	CCONJ
easat-3248	31	23	banks	bank	NOUN
easat-3248	31	24	,	,	PUNCT
easat-3248	31	25	fostering	foster	VERB
easat-3248	31	26	a	a	DET
easat-3248	31	27	more	more	ADV
easat-3248	31	28	connected	connected	ADJ
easat-3248	31	29	banking	banking	NOUN
easat-3248	31	30	experience	experience	NOUN
easat-3248	31	31	[	[	X
easat-3248	31	32	8	8	NUM
easat-3248	31	33	]	]	PUNCT
easat-3248	31	34	.	.	PUNCT
easat-3248	32	1	2.2	2.2	NUM
easat-3248	32	2	.	.	PUNCT
easat-3248	33	1	biatnet	biatnet	NOUN
easat-3248	33	2	mobile	mobile	ADJ
easat-3248	33	3	app	app	NOUN
easat-3248	33	4	:	:	PUNCT
easat-3248	33	5	banking	banking	NOUN
easat-3248	33	6	at	at	ADP
easat-3248	33	7	your	your	PRON
easat-3248	33	8	fingertips	fingertip	NOUN
easat-3248	33	9	in	in	ADP
easat-3248	33	10	tunisia	tunisia	NOUN
easat-3248	33	11	,	,	PUNCT
easat-3248	33	12	biat	biat	NOUN
easat-3248	33	13	has	have	AUX
easat-3248	33	14	pioneered	pioneer	VERB
easat-3248	33	15	mobile	mobile	ADJ
easat-3248	33	16	banking	banking	NOUN
easat-3248	33	17	with	with	ADP
easat-3248	33	18	the	the	DET
easat-3248	33	19	introduction	introduction	NOUN
easat-3248	33	20	of	of	ADP
easat-3248	33	21	the	the	DET
easat-3248	33	22	"	"	PUNCT
easat-3248	33	23	biatnet	biatnet	NOUN
easat-3248	33	24	mobile	mobile	ADJ
easat-3248	33	25	app	app	NOUN
easat-3248	33	26	,	,	PUNCT
easat-3248	33	27	"	"	PUNCT
easat-3248	33	28	accessible	accessible	ADJ
easat-3248	33	29	on	on	ADP
easat-3248	33	30	smartphones	smartphone	NOUN
easat-3248	33	31	and	and	CCONJ
easat-3248	33	32	tablets	tablet	NOUN
easat-3248	33	33	.	.	PUNCT
easat-3248	34	1	this	this	DET
easat-3248	34	2	app	app	NOUN
easat-3248	34	3	empowers	empower	VERB
easat-3248	34	4	users	user	NOUN
easat-3248	34	5	to	to	PART
easat-3248	34	6	securely	securely	ADV
easat-3248	34	7	manage	manage	VERB
easat-3248	34	8	their	their	PRON
easat-3248	34	9	accounts	account	NOUN
easat-3248	34	10	on	on	ADP
easat-3248	34	11	the	the	DET
easat-3248	34	12	go	go	NOUN
easat-3248	34	13	,	,	PUNCT
easat-3248	34	14	including	include	VERB
easat-3248	34	15	checking	check	VERB
easat-3248	34	16	balances	balance	NOUN
easat-3248	34	17	,	,	PUNCT
easat-3248	34	18	initiating	initiate	VERB
easat-3248	34	19	transfers	transfer	NOUN
easat-3248	34	20	,	,	PUNCT
easat-3248	34	21	reloading	reload	VERB
easat-3248	34	22	prepaid	prepaid	ADJ
easat-3248	34	23	cards	card	NOUN
easat-3248	34	24	,	,	PUNCT
easat-3248	34	25	requesting	request	VERB
easat-3248	34	26	checkbooks	checkbook	NOUN
easat-3248	34	27	,	,	PUNCT
easat-3248	34	28	and	and	CCONJ
easat-3248	34	29	locating	locate	VERB
easat-3248	34	30	nearby	nearby	ADJ
easat-3248	34	31	biat	biat	NOUN
easat-3248	34	32	branches	branch	NOUN
easat-3248	34	33	and	and	CCONJ
easat-3248	34	34	atms	atms	NOUN
easat-3248	34	35	.	.	PUNCT
easat-3248	35	1	2.3	2.3	NUM
easat-3248	35	2	.	.	PUNCT
easat-3248	36	1	the	the	DET
easat-3248	36	2	technology	technology	NOUN
easat-3248	36	3	acceptance	acceptance	NOUN
easat-3248	36	4	model	model	NOUN
easat-3248	36	5	(	(	PUNCT
easat-3248	36	6	tam	tam	PROPN
easat-3248	36	7	)	)	PUNCT
easat-3248	36	8	the	the	DET
easat-3248	36	9	technology	technology	NOUN
easat-3248	36	10	acceptance	acceptance	NOUN
easat-3248	36	11	model	model	NOUN
easat-3248	36	12	(	(	PUNCT
easat-3248	36	13	tam	tam	PROPN
easat-3248	36	14	)	)	PUNCT
easat-3248	36	15	offers	offer	VERB
easat-3248	36	16	valuable	valuable	ADJ
easat-3248	36	17	insights	insight	NOUN
easat-3248	36	18	into	into	ADP
easat-3248	36	19	user	user	NOUN
easat-3248	36	20	behavior	behavior	NOUN
easat-3248	36	21	towards	towards	ADP
easat-3248	36	22	new	new	ADJ
easat-3248	36	23	technologies	technology	NOUN
easat-3248	36	24	.	.	PUNCT
easat-3248	37	1	widely	widely	ADV
easat-3248	37	2	recognized	recognize	VERB
easat-3248	37	3	within	within	ADP
easat-3248	37	4	information	information	NOUN
easat-3248	37	5	systems	system	NOUN
easat-3248	37	6	research	research	NOUN
easat-3248	37	7	,	,	PUNCT
easat-3248	37	8	tam	tam	PROPN
easat-3248	37	9	is	be	AUX
easat-3248	37	10	a	a	DET
easat-3248	37	11	prominent	prominent	ADJ
easat-3248	37	12	framework	framework	NOUN
easat-3248	37	13	for	for	ADP
easat-3248	37	14	investigating	investigate	VERB
easat-3248	37	15	the	the	DET
easat-3248	37	16	intention	intention	NOUN
easat-3248	37	17	to	to	PART
easat-3248	37	18	adopt	adopt	VERB
easat-3248	37	19	mobile	mobile	ADJ
easat-3248	37	20	banking	banking	NOUN
easat-3248	37	21	[	[	X
easat-3248	37	22	9	9	NUM
easat-3248	37	23	]	]	PUNCT
easat-3248	37	24	.	.	PUNCT
easat-3248	38	1	the	the	DET
easat-3248	38	2	model	model	NOUN
easat-3248	38	3	centers	center	NOUN
easat-3248	38	4	on	on	ADP
easat-3248	38	5	three	three	NUM
easat-3248	38	6	key	key	ADJ
easat-3248	38	7	factors	factor	NOUN
easat-3248	38	8	:	:	PUNCT
easat-3248	38	9	perceived	perceive	VERB
easat-3248	38	10	usefulness	usefulness	NOUN
easat-3248	38	11	,	,	PUNCT
easat-3248	38	12	perceived	perceive	VERB
easat-3248	38	13	ease	ease	NOUN
easat-3248	38	14	of	of	ADP
easat-3248	38	15	use	use	NOUN
easat-3248	38	16	,	,	PUNCT
easat-3248	38	17	and	and	CCONJ
easat-3248	38	18	perceived	perceive	VERB
easat-3248	38	19	attitude	attitude	NOUN
easat-3248	38	20	.	.	PUNCT
easat-3248	39	1	these	these	DET
easat-3248	39	2	factors	factor	NOUN
easat-3248	39	3	all	all	PRON
easat-3248	39	4	contribute	contribute	VERB
easat-3248	39	5	to	to	ADP
easat-3248	39	6	an	an	DET
easat-3248	39	7	individual	individual	NOUN
easat-3248	39	8	's	's	PART
easat-3248	39	9	decision	decision	NOUN
easat-3248	39	10	to	to	PART
easat-3248	39	11	adopt	adopt	VERB
easat-3248	39	12	mobile	mobile	ADJ
easat-3248	39	13	banking	banking	NOUN
easat-3248	39	14	services	service	NOUN
easat-3248	39	15	.	.	PUNCT
easat-3248	40	1	tam	tam	PROPN
easat-3248	40	2	defines	define	VERB
easat-3248	40	3	two	two	NUM
easat-3248	40	4	key	key	ADJ
easat-3248	40	5	factors	factor	NOUN
easat-3248	40	6	influencing	influence	VERB
easat-3248	40	7	technology	technology	NOUN
easat-3248	40	8	adoption	adoption	NOUN
easat-3248	40	9	:	:	PUNCT
easat-3248	40	10	perceived	perceive	VERB
easat-3248	40	11	usefulness	usefulness	NOUN
easat-3248	40	12	and	and	CCONJ
easat-3248	40	13	perceived	perceive	VERB
easat-3248	40	14	ease	ease	NOUN
easat-3248	40	15	of	of	ADP
easat-3248	40	16	use	use	NOUN
easat-3248	40	17	.	.	PUNCT
easat-3248	41	1	perceived	perceive	VERB
easat-3248	41	2	usefulness	usefulness	NOUN
easat-3248	41	3	refers	refer	VERB
easat-3248	41	4	to	to	ADP
easat-3248	41	5	the	the	DET
easat-3248	41	6	extent	extent	NOUN
easat-3248	41	7	to	to	PART
easat-3248	41	8	which	which	PRON
easat-3248	41	9	an	an	DET
easat-3248	41	10	individual	individual	NOUN
easat-3248	41	11	believes	believe	VERB
easat-3248	41	12	the	the	DET
easat-3248	41	13	system	system	NOUN
easat-3248	41	14	will	will	AUX
easat-3248	41	15	enhance	enhance	VERB
easat-3248	41	16	their	their	PRON
easat-3248	41	17	tasks	task	NOUN
easat-3248	41	18	.	.	PUNCT
easat-3248	42	1	in	in	ADP
easat-3248	42	2	contrast	contrast	NOUN
easat-3248	42	3	,	,	PUNCT
easat-3248	42	4	perceived	perceive	VERB
easat-3248	42	5	ease	ease	NOUN
easat-3248	42	6	of	of	ADP
easat-3248	42	7	use	use	NOUN
easat-3248	42	8	reflects	reflect	VERB
easat-3248	42	9	the	the	DET
easat-3248	42	10	effortlessness	effortlessness	NOUN
easat-3248	42	11	associated	associate	VERB
easat-3248	42	12	with	with	ADP
easat-3248	42	13	learning	learn	VERB
easat-3248	42	14	and	and	CCONJ
easat-3248	42	15	operating	operate	VERB
easat-3248	42	16	the	the	DET
easat-3248	42	17	system	system	NOUN
easat-3248	42	18	.	.	PUNCT
easat-3248	43	1	these	these	DET
easat-3248	43	2	concepts	concept	NOUN
easat-3248	43	3	are	be	AUX
easat-3248	43	4	extensively	extensively	ADV
easat-3248	43	5	applied	apply	VERB
easat-3248	43	6	by	by	ADP
easat-3248	43	7	researchers	researcher	NOUN
easat-3248	43	8	across	across	ADP
easat-3248	43	9	various	various	ADJ
easat-3248	43	10	fields	field	NOUN
easat-3248	43	11	,	,	PUNCT
easat-3248	43	12	particularly	particularly	ADV
easat-3248	43	13	in	in	ADP
easat-3248	43	14	the	the	DET
easat-3248	43	15	context	context	NOUN
easat-3248	43	16	of	of	ADP
easat-3248	43	17	mobile	mobile	ADJ
easat-3248	43	18	banking	banking	NOUN
easat-3248	43	19	adoption	adoption	NOUN
easat-3248	43	20	[	[	X
easat-3248	43	21	10	10	NUM
easat-3248	43	22	,	,	PUNCT
easat-3248	43	23	11	11	NUM
easat-3248	43	24	,	,	PUNCT
easat-3248	43	25	12	12	NUM
easat-3248	43	26	,	,	PUNCT
easat-3248	43	27	13	13	NUM
easat-3248	43	28	,	,	PUNCT
easat-3248	43	29	14	14	NUM
easat-3248	43	30	,	,	PUNCT
easat-3248	43	31	15	15	NUM
easat-3248	43	32	,	,	PUNCT
easat-3248	43	33	16	16	NUM
easat-3248	43	34	,	,	PUNCT
easat-3248	43	35	17	17	NUM
easat-3248	43	36	,	,	PUNCT
easat-3248	43	37	7	7	NUM
easat-3248	43	38	]	]	PUNCT
easat-3248	43	39	.	.	PUNCT
easat-3248	44	1	studies	study	NOUN
easat-3248	44	2	investigating	investigate	VERB
easat-3248	44	3	mobile	mobile	ADJ
easat-3248	44	4	banking	banking	NOUN
easat-3248	44	5	adoption	adoption	NOUN
easat-3248	44	6	through	through	ADP
easat-3248	44	7	the	the	DET
easat-3248	44	8	tam	tam	NOUN
easat-3248	44	9	lens	lens	NOUN
easat-3248	44	10	consistently	consistently	ADV
easat-3248	44	11	report	report	VERB
easat-3248	44	12	a	a	DET
easat-3248	44	13	positive	positive	ADJ
easat-3248	44	14	correlation	correlation	NOUN
easat-3248	44	15	between	between	ADP
easat-3248	44	16	perceived	perceive	VERB
easat-3248	44	17	usefulness	usefulness	NOUN
easat-3248	44	18	,	,	PUNCT
easat-3248	44	19	perceived	perceive	VERB
easat-3248	44	20	ease	ease	NOUN
easat-3248	44	21	of	of	ADP
easat-3248	44	22	use	use	NOUN
easat-3248	44	23	,	,	PUNCT
easat-3248	44	24	and	and	CCONJ
easat-3248	44	25	a	a	DET
easat-3248	44	26	user	user	NOUN
easat-3248	44	27	's	's	PART
easat-3248	44	28	intention	intention	NOUN
easat-3248	44	29	to	to	PART
easat-3248	44	30	adopt	adopt	VERB
easat-3248	44	31	mobile	mobile	ADJ
easat-3248	44	32	banking	banking	NOUN
easat-3248	44	33	services	service	NOUN
easat-3248	44	34	[	[	X
easat-3248	44	35	10	10	NUM
easat-3248	44	36	,	,	PUNCT
easat-3248	44	37	18	18	NUM
easat-3248	44	38	]	]	PUNCT
easat-3248	44	39	.	.	PUNCT
easat-3248	45	1	this	this	DET
easat-3248	45	2	highlights	highlight	NOUN
easat-3248	45	3	tam	tam	PROPN
easat-3248	45	4	's	's	PART
easat-3248	45	5	effectiveness	effectiveness	NOUN
easat-3248	45	6	in	in	ADP
easat-3248	45	7	predicting	predict	VERB
easat-3248	45	8	mobile	mobile	ADJ
easat-3248	45	9	banking	banking	NOUN
easat-3248	45	10	adoption	adoption	NOUN
easat-3248	45	11	behavior	behavior	NOUN
easat-3248	45	12	.	.	PUNCT
easat-3248	46	1	table	table	NOUN
easat-3248	46	2	1	1	NUM
easat-3248	46	3	.	.	PUNCT
easat-3248	47	1	literature	literature	NOUN
easat-3248	47	2	review	review	NOUN
easat-3248	47	3	on	on	ADP
easat-3248	47	4	the	the	DET
easat-3248	47	5	intention	intention	NOUN
easat-3248	47	6	to	to	PART
easat-3248	47	7	use	use	VERB
easat-3248	47	8	mobile	mobile	ADJ
easat-3248	47	9	banking	banking	NOUN
easat-3248	47	10	.	.	PUNCT
easat-3248	48	1	authors	author	NOUN
easat-3248	48	2	theory	theory	NOUN
easat-3248	48	3	(	(	PUNCT
easat-3248	48	4	ies	ies	PROPN
easat-3248	48	5	)	)	PUNCT
easat-3248	48	6	used	use	VERB
easat-3248	48	7	sample	sample	NOUN
easat-3248	48	8	results	result	NOUN
easat-3248	48	9	brown	brown	PROPN
easat-3248	48	10	et	et	PROPN
easat-3248	48	11	al	al	PROPN
easat-3248	48	12	.	.	PROPN
easat-3248	49	1	(	(	PUNCT
easat-3248	49	2	2003	2003	NUM
easat-3248	49	3	)	)	PUNCT
easat-3248	49	4	tpb	tpb	VERB
easat-3248	49	5	162	162	NUM
easat-3248	49	6	questionnaires	questionnaire	NOUN
easat-3248	49	7	in	in	ADP
easat-3248	49	8	south	south	PROPN
easat-3248	49	9	africa	africa	PROPN
easat-3248	49	10	relative	relative	ADJ
easat-3248	49	11	advantage	advantage	NOUN
easat-3248	49	12	,	,	PUNCT
easat-3248	49	13	trialability	trialability	NOUN
easat-3248	49	14	,	,	PUNCT
easat-3248	49	15	number	number	NOUN
easat-3248	49	16	of	of	ADP
easat-3248	49	17	banking	banking	NOUN
easat-3248	49	18	services	service	NOUN
easat-3248	49	19	,	,	PUNCT
easat-3248	49	20	and	and	CCONJ
easat-3248	49	21	perceived	perceive	VERB
easat-3248	49	22	risk	risk	NOUN
easat-3248	49	23	significantly	significantly	ADV
easat-3248	49	24	influence	influence	VERB
easat-3248	49	25	the	the	DET
easat-3248	49	26	adoption	adoption	NOUN
easat-3248	49	27	of	of	ADP
easat-3248	49	28	mobile	mobile	ADJ
easat-3248	49	29	banking	banking	NOUN
easat-3248	49	30	services	service	NOUN
easat-3248	49	31	.	.	PUNCT
easat-3248	50	1	luarn	luarn	PROPN
easat-3248	50	2	et	et	PROPN
easat-3248	50	3	lin	lin	PROPN
easat-3248	50	4	(	(	PUNCT
easat-3248	50	5	2005	2005	NUM
easat-3248	50	6	)	)	PUNCT
easat-3248	50	7	mat	mat	NOUN
easat-3248	50	8	,	,	PUNCT
easat-3248	50	9	trust	trust	NOUN
easat-3248	50	10	,	,	PUNCT
easat-3248	50	11	selfefficacy	selfefficacy	NOUN
easat-3248	50	12	,	,	PUNCT
easat-3248	50	13	financial	financial	ADJ
easat-3248	50	14	cost	cost	NOUN
easat-3248	50	15	,	,	PUNCT
easat-3248	50	16	perceived	perceive	VERB
easat-3248	50	17	credibility	credibility	NOUN
easat-3248	50	18	.	.	PUNCT
easat-3248	51	1	180	180	NUM
easat-3248	51	2	questionnaires	questionnaire	NOUN
easat-3248	51	3	collected	collect	VERB
easat-3248	51	4	in	in	ADP
easat-3248	51	5	taiwan	taiwan	PROPN
easat-3248	51	6	perceived	perceive	VERB
easat-3248	51	7	self	self	NOUN
easat-3248	51	8	-	-	PUNCT
easat-3248	51	9	efficacy	efficacy	NOUN
easat-3248	51	10	,	,	PUNCT
easat-3248	51	11	financial	financial	ADJ
easat-3248	51	12	cost	cost	NOUN
easat-3248	51	13	,	,	PUNCT
easat-3248	51	14	perceived	perceive	VERB
easat-3248	51	15	credibility	credibility	NOUN
easat-3248	51	16	,	,	PUNCT
easat-3248	51	17	ease	ease	NOUN
easat-3248	51	18	of	of	ADP
easat-3248	51	19	use	use	NOUN
easat-3248	51	20	,	,	PUNCT
easat-3248	51	21	and	and	CCONJ
easat-3248	51	22	perceived	perceive	VERB
easat-3248	51	23	usefulness	usefulness	NOUN
easat-3248	51	24	have	have	VERB
easat-3248	51	25	positive	positive	ADJ
easat-3248	51	26	effects	effect	NOUN
easat-3248	51	27	on	on	ADP
easat-3248	51	28	the	the	DET
easat-3248	51	29	intention	intention	NOUN
easat-3248	51	30	to	to	PART
easat-3248	51	31	use	use	VERB
easat-3248	51	32	mobile	mobile	ADJ
easat-3248	51	33	banking	banking	NOUN
easat-3248	51	34	services	service	NOUN
easat-3248	51	35	.	.	PUNCT
easat-3248	52	1	amin	amin	PROPN
easat-3248	52	2	et	et	PROPN
easat-3248	52	3	al	al	PROPN
easat-3248	52	4	.	.	PROPN
easat-3248	53	1	(	(	PUNCT
easat-3248	53	2	2008	2008	NUM
easat-3248	53	3	)	)	PUNCT
easat-3248	53	4	mat	mat	NOUN
easat-3248	53	5	,	,	PUNCT
easat-3248	53	6	perceived	perceive	VERB
easat-3248	53	7	credibility	credibility	NOUN
easat-3248	53	8	,	,	PUNCT
easat-3248	53	9	amount	amount	NOUN
easat-3248	53	10	of	of	ADP
easat-3248	53	11	information	information	NOUN
easat-3248	53	12	,	,	PUNCT
easat-3248	53	13	normative	normative	ADJ
easat-3248	53	14	pressure	pressure	NOUN
easat-3248	53	15	156	156	NUM
easat-3248	53	16	responses	response	NOUN
easat-3248	53	17	obtained	obtain	VERB
easat-3248	53	18	in	in	ADP
easat-3248	53	19	malaysia	malaysia	PROPN
easat-3248	53	20	perceived	perceive	VERB
easat-3248	53	21	usefulness	usefulness	NOUN
easat-3248	53	22	,	,	PUNCT
easat-3248	53	23	perceived	perceive	VERB
easat-3248	53	24	ease	ease	NOUN
easat-3248	53	25	of	of	ADP
easat-3248	53	26	use	use	NOUN
easat-3248	53	27	,	,	PUNCT
easat-3248	53	28	perceived	perceive	VERB
easat-3248	53	29	credibility	credibility	NOUN
easat-3248	53	30	,	,	PUNCT
easat-3248	53	31	amount	amount	NOUN
easat-3248	53	32	of	of	ADP
easat-3248	53	33	information	information	NOUN
easat-3248	53	34	,	,	PUNCT
easat-3248	53	35	and	and	CCONJ
easat-3248	53	36	normative	normative	ADJ
easat-3248	53	37	pressure	pressure	NOUN
easat-3248	53	38	influence	influence	NOUN
easat-3248	53	39	the	the	DET
easat-3248	53	40	intention	intention	NOUN
easat-3248	53	41	to	to	PART
easat-3248	53	42	use	use	VERB
easat-3248	53	43	mobile	mobile	ADJ
easat-3248	53	44	banking	banking	NOUN
easat-3248	53	45	services	service	NOUN
easat-3248	53	46	.	.	PUNCT
easat-3248	54	1	crabbe	crabbe	PROPN
easat-3248	54	2	et	et	PROPN
easat-3248	54	3	al	al	PROPN
easat-3248	54	4	.	.	PROPN
easat-3248	55	1	(	(	PUNCT
easat-3248	55	2	2009	2009	NUM
easat-3248	55	3	)	)	PUNCT
easat-3248	55	4	mat	mat	NOUN
easat-3248	55	5	,	,	PUNCT
easat-3248	55	6	perceived	perceive	VERB
easat-3248	55	7	elitism	elitism	NOUN
easat-3248	55	8	,	,	PUNCT
easat-3248	55	9	perceived	perceive	VERB
easat-3248	55	10	271	271	NUM
easat-3248	55	11	questionnaires	questionnaire	NOUN
easat-3248	55	12	perceived	perceive	VERB
easat-3248	55	13	credibility	credibility	NOUN
easat-3248	55	14	and	and	CCONJ
easat-3248	55	15	facilitating	facilitate	VERB
easat-3248	55	16	conditions	condition	NOUN
easat-3248	55	17	influence	influence	NOUN
easat-3248	55	18	customers	customer	NOUN
easat-3248	55	19	'	'	PART
easat-3248	55	20	5782	5782	NUM
easat-3248	55	21	edelweiss	edelweiss	PROPN
easat-3248	55	22	applied	apply	VERB
easat-3248	55	23	science	science	NOUN
easat-3248	55	24	and	and	CCONJ
easat-3248	55	25	technology	technology	NOUN
easat-3248	55	26	issn	issn	PROPN
easat-3248	55	27	:	:	PUNCT
easat-3248	55	28	2576	2576	NUM
easat-3248	55	29	-	-	SYM
easat-3248	55	30	8484	8484	NUM
easat-3248	55	31	vol	vol	NOUN
easat-3248	55	32	.	.	PROPN
easat-3248	56	1	8	8	NUM
easat-3248	56	2	,	,	PUNCT
easat-3248	56	3	no	no	INTJ
easat-3248	56	4	.	.	NOUN
easat-3248	57	1	6	6	NUM
easat-3248	57	2	:	:	SYM
easat-3248	57	3	5780	5780	NUM
easat-3248	57	4	-	-	SYM
easat-3248	57	5	5788	5788	NUM
easat-3248	57	6	,	,	PUNCT
easat-3248	57	7	2024	2024	NUM
easat-3248	57	8	doi	doi	NOUN
easat-3248	57	9	:	:	PUNCT
easat-3248	57	10	10.55214/25768484.v8i6.3248	10.55214/25768484.v8i6.3248	ADJ
easat-3248	57	11	©	©	PROPN
easat-3248	57	12	2024	2024	NUM
easat-3248	57	13	by	by	ADP
easat-3248	57	14	the	the	DET
easat-3248	57	15	authors	author	NOUN
easat-3248	57	16	;	;	PUNCT
easat-3248	57	17	licensee	licensee	PROPN
easat-3248	57	18	learning	learning	NOUN
easat-3248	57	19	gate	gate	NOUN
easat-3248	57	20	credibility	credibility	NOUN
easat-3248	57	21	,	,	PUNCT
easat-3248	57	22	facilitating	facilitate	VERB
easat-3248	57	23	conditions	condition	NOUN
easat-3248	57	24	.	.	PUNCT
easat-3248	58	1	collected	collect	VERB
easat-3248	58	2	in	in	ADP
easat-3248	58	3	ghana	ghana	PROPN
easat-3248	58	4	attitudes	attitude	NOUN
easat-3248	58	5	towards	towards	ADP
easat-3248	58	6	mobile	mobile	ADJ
easat-3248	58	7	banking	banking	NOUN
easat-3248	58	8	adoption	adoption	NOUN
easat-3248	58	9	.	.	PUNCT
easat-3248	59	1	attitude	attitude	NOUN
easat-3248	59	2	has	have	VERB
easat-3248	59	3	a	a	DET
easat-3248	59	4	significant	significant	ADJ
easat-3248	59	5	effect	effect	NOUN
easat-3248	59	6	on	on	ADP
easat-3248	59	7	the	the	DET
easat-3248	59	8	intention	intention	NOUN
easat-3248	59	9	to	to	PART
easat-3248	59	10	adopt	adopt	VERB
easat-3248	59	11	.	.	PUNCT
easat-3248	60	1	gu	gu	NOUN
easat-3248	60	2	et	et	PROPN
easat-3248	60	3	al	al	PROPN
easat-3248	60	4	.	.	PROPN
easat-3248	61	1	(	(	PUNCT
easat-3248	61	2	2009	2009	NUM
easat-3248	61	3	)	)	PUNCT
easat-3248	61	4	mat	mat	NOUN
easat-3248	61	5	,	,	PUNCT
easat-3248	61	6	trust	trust	NOUN
easat-3248	61	7	910	910	NUM
easat-3248	61	8	questionnaires	questionnaire	NOUN
easat-3248	61	9	collected	collect	VERB
easat-3248	61	10	in	in	ADP
easat-3248	61	11	korea	korea	PROPN
easat-3248	61	12	perceived	perceive	VERB
easat-3248	61	13	usefulness	usefulness	NOUN
easat-3248	61	14	and	and	CCONJ
easat-3248	61	15	perceived	perceive	VERB
easat-3248	61	16	ease	ease	NOUN
easat-3248	61	17	of	of	ADP
easat-3248	61	18	use	use	NOUN
easat-3248	61	19	,	,	PUNCT
easat-3248	61	20	along	along	ADP
easat-3248	61	21	with	with	ADP
easat-3248	61	22	trust	trust	NOUN
easat-3248	61	23	,	,	PUNCT
easat-3248	61	24	influence	influence	VERB
easat-3248	61	25	the	the	DET
easat-3248	61	26	intention	intention	NOUN
easat-3248	61	27	to	to	PART
easat-3248	61	28	adopt	adopt	VERB
easat-3248	61	29	and	and	CCONJ
easat-3248	61	30	the	the	DET
easat-3248	61	31	user	user	NOUN
easat-3248	61	32	's	's	PART
easat-3248	61	33	propensity	propensity	NOUN
easat-3248	61	34	for	for	ADP
easat-3248	61	35	trust	trust	NOUN
easat-3248	61	36	.	.	PUNCT
easat-3248	62	1	kim	kim	PROPN
easat-3248	62	2	et	et	PROPN
easat-3248	62	3	al	al	PROPN
easat-3248	62	4	.	.	PROPN
easat-3248	63	1	(	(	PUNCT
easat-3248	63	2	2009	2009	NUM
easat-3248	63	3	)	)	PUNCT
easat-3248	63	4	mat	mat	NOUN
easat-3248	63	5	,	,	PUNCT
easat-3248	63	6	tcp	tcp	VERB
easat-3248	63	7	192	192	NUM
easat-3248	63	8	questionnaires	questionnaire	NOUN
easat-3248	63	9	collected	collect	VERB
easat-3248	63	10	in	in	ADP
easat-3248	63	11	korea	korea	PROPN
easat-3248	63	12	the	the	DET
easat-3248	63	13	adoption	adoption	NOUN
easat-3248	63	14	of	of	ADP
easat-3248	63	15	mobile	mobile	ADJ
easat-3248	63	16	banking	banking	NOUN
easat-3248	63	17	is	be	AUX
easat-3248	63	18	influenced	influence	VERB
easat-3248	63	19	by	by	ADP
easat-3248	63	20	initial	initial	ADJ
easat-3248	63	21	trust	trust	NOUN
easat-3248	63	22	,	,	PUNCT
easat-3248	63	23	perceived	perceive	VERB
easat-3248	63	24	relative	relative	ADJ
easat-3248	63	25	advantage	advantage	NOUN
easat-3248	63	26	,	,	PUNCT
easat-3248	63	27	structural	structural	ADJ
easat-3248	63	28	assurance	assurance	NOUN
easat-3248	63	29	,	,	PUNCT
easat-3248	63	30	and	and	CCONJ
easat-3248	63	31	company	company	NOUN
easat-3248	63	32	reputation	reputation	NOUN
easat-3248	63	33	.	.	PUNCT
easat-3248	64	1	source	source	NOUN
easat-3248	64	2	:	:	PUNCT
easat-3248	64	3	cheikho	cheikho	PROPN
easat-3248	64	4	(	(	PUNCT
easat-3248	64	5	2015	2015	NUM
easat-3248	64	6	,	,	PUNCT
easat-3248	64	7	p.	p.	NOUN
easat-3248	64	8	60	60	NUM
easat-3248	64	9	)	)	PUNCT
easat-3248	64	10	.	.	PUNCT
easat-3248	65	1	2.4	2.4	NUM
easat-3248	65	2	.	.	PUNCT
easat-3248	65	3	theoretical	theoretical	ADJ
easat-3248	65	4	framework	framework	NOUN
easat-3248	65	5	of	of	ADP
easat-3248	65	6	the	the	DET
easat-3248	65	7	research	research	NOUN
easat-3248	65	8	2.4.1	2.4.1	NUM
easat-3248	65	9	.	.	PUNCT
easat-3248	65	10	attitude	attitude	NOUN
easat-3248	65	11	and	and	CCONJ
easat-3248	65	12	intention	intention	NOUN
easat-3248	65	13	the	the	DET
easat-3248	65	14	tam	tam	NOUN
easat-3248	65	15	model	model	NOUN
easat-3248	65	16	emphasizes	emphasize	VERB
easat-3248	65	17	intention	intention	NOUN
easat-3248	65	18	to	to	PART
easat-3248	65	19	use	use	VERB
easat-3248	65	20	as	as	ADP
easat-3248	65	21	a	a	DET
easat-3248	65	22	key	key	ADJ
easat-3248	65	23	factor	factor	NOUN
easat-3248	65	24	influencing	influence	VERB
easat-3248	65	25	technology	technology	NOUN
easat-3248	65	26	adoption	adoption	NOUN
easat-3248	65	27	.	.	PUNCT
easat-3248	66	1	intention	intention	NOUN
easat-3248	66	2	reflects	reflect	VERB
easat-3248	66	3	an	an	DET
easat-3248	66	4	individual	individual	NOUN
easat-3248	66	5	's	's	PART
easat-3248	66	6	likelihood	likelihood	NOUN
easat-3248	66	7	of	of	ADP
easat-3248	66	8	using	use	VERB
easat-3248	66	9	a	a	DET
easat-3248	66	10	particular	particular	ADJ
easat-3248	66	11	technology	technology	NOUN
easat-3248	66	12	.	.	PUNCT
easat-3248	67	1	within	within	ADP
easat-3248	67	2	tam	tam	PROPN
easat-3248	67	3	,	,	PUNCT
easat-3248	67	4	a	a	DET
easat-3248	67	5	user	user	NOUN
easat-3248	67	6	's	's	PART
easat-3248	67	7	attitude	attitude	NOUN
easat-3248	67	8	towards	towards	ADP
easat-3248	67	9	mobile	mobile	ADJ
easat-3248	67	10	banking	banking	NOUN
easat-3248	67	11	is	be	AUX
easat-3248	67	12	considered	consider	VERB
easat-3248	67	13	a	a	DET
easat-3248	67	14	significant	significant	ADJ
easat-3248	67	15	driver	driver	NOUN
easat-3248	67	16	of	of	ADP
easat-3248	67	17	intention	intention	NOUN
easat-3248	67	18	[	[	X
easat-3248	67	19	19	19	NUM
easat-3248	67	20	]	]	PUNCT
easat-3248	67	21	.	.	PUNCT
easat-3248	68	1	attitude	attitude	NOUN
easat-3248	68	2	refers	refer	VERB
easat-3248	68	3	to	to	ADP
easat-3248	68	4	a	a	DET
easat-3248	68	5	person	person	NOUN
easat-3248	68	6	's	's	PART
easat-3248	68	7	general	general	ADJ
easat-3248	68	8	feeling	feeling	NOUN
easat-3248	68	9	or	or	CCONJ
easat-3248	68	10	disposition	disposition	NOUN
easat-3248	68	11	towards	towards	ADP
easat-3248	68	12	a	a	DET
easat-3248	68	13	specific	specific	ADJ
easat-3248	68	14	behavior	behavior	NOUN
easat-3248	68	15	,	,	PUNCT
easat-3248	68	16	positive	positive	ADJ
easat-3248	68	17	or	or	CCONJ
easat-3248	68	18	negative	negative	ADJ
easat-3248	68	19	.	.	PUNCT
easat-3248	69	1	research	research	NOUN
easat-3248	69	2	consistently	consistently	ADV
easat-3248	69	3	highlights	highlight	VERB
easat-3248	69	4	the	the	DET
easat-3248	69	5	critical	critical	ADJ
easat-3248	69	6	role	role	NOUN
easat-3248	69	7	of	of	ADP
easat-3248	69	8	attitude	attitude	NOUN
easat-3248	69	9	in	in	ADP
easat-3248	69	10	shaping	shape	VERB
easat-3248	69	11	the	the	DET
easat-3248	69	12	adoption	adoption	NOUN
easat-3248	69	13	of	of	ADP
easat-3248	69	14	new	new	ADJ
easat-3248	69	15	technologies	technology	NOUN
easat-3248	69	16	,	,	PUNCT
easat-3248	69	17	including	include	VERB
easat-3248	69	18	mobile	mobile	ADJ
easat-3248	69	19	banking	banking	NOUN
easat-3248	69	20	[	[	X
easat-3248	69	21	20	20	NUM
easat-3248	69	22	]	]	PUNCT
easat-3248	69	23	.	.	PUNCT
easat-3248	70	1	studies	study	NOUN
easat-3248	70	2	like	like	ADP
easat-3248	70	3	the	the	DET
easat-3248	70	4	one	one	NUM
easat-3248	70	5	by	by	ADP
easat-3248	70	6	cao	cao	PROPN
easat-3248	70	7	and	and	CCONJ
easat-3248	70	8	mohhtarian	mohhtarian	ADJ
easat-3248	70	9	[	[	X
easat-3248	70	10	21	21	NUM
easat-3248	70	11	]	]	PUNCT
easat-3248	70	12	further	far	ADV
easat-3248	70	13	emphasize	emphasize	VERB
easat-3248	70	14	the	the	DET
easat-3248	70	15	strong	strong	ADJ
easat-3248	70	16	influence	influence	NOUN
easat-3248	70	17	of	of	ADP
easat-3248	70	18	attitude	attitude	NOUN
easat-3248	70	19	on	on	ADP
easat-3248	70	20	intention	intention	NOUN
easat-3248	70	21	.	.	PUNCT
easat-3248	71	1	regarding	regard	VERB
easat-3248	71	2	the	the	DET
easat-3248	71	3	adoption	adoption	NOUN
easat-3248	71	4	of	of	ADP
easat-3248	71	5	mobile	mobile	ADJ
easat-3248	71	6	banking	banking	NOUN
easat-3248	71	7	services	service	NOUN
easat-3248	71	8	,	,	PUNCT
easat-3248	71	9	several	several	ADJ
easat-3248	71	10	studies	study	NOUN
easat-3248	71	11	,	,	PUNCT
easat-3248	71	12	such	such	ADJ
easat-3248	71	13	as	as	ADP
easat-3248	71	14	those	those	PRON
easat-3248	71	15	conducted	conduct	VERB
easat-3248	71	16	by	by	ADP
easat-3248	71	17	wessels	wessels	PROPN
easat-3248	71	18	and	and	CCONJ
easat-3248	71	19	drennan	drennan	PROPN
easat-3248	72	1	[	[	X
easat-3248	72	2	22	22	NUM
easat-3248	72	3	]	]	PUNCT
easat-3248	72	4	,	,	PUNCT
easat-3248	72	5	hsu	hsu	PROPN
easat-3248	72	6	and	and	CCONJ
easat-3248	72	7	wang	wang	PROPN
easat-3248	73	1	[	[	X
easat-3248	73	2	23	23	NUM
easat-3248	73	3	]	]	PUNCT
easat-3248	73	4	,	,	PUNCT
easat-3248	73	5	lin	lin	PROPN
easat-3248	74	1	[	[	X
easat-3248	74	2	24	24	NUM
easat-3248	74	3	]	]	PUNCT
easat-3248	74	4	,	,	PUNCT
easat-3248	74	5	aboelmaged	aboelmage	VERB
easat-3248	74	6	and	and	CCONJ
easat-3248	74	7	gebba	gebba	VERB
easat-3248	75	1	[	[	X
easat-3248	75	2	14	14	NUM
easat-3248	75	3	]	]	PUNCT
easat-3248	75	4	,	,	PUNCT
easat-3248	75	5	shaikh	shaikh	NOUN
easat-3248	75	6	and	and	CCONJ
easat-3248	75	7	karjaluoto	karjaluoto	NOUN
easat-3248	76	1	[	[	X
easat-3248	76	2	9	9	NUM
easat-3248	76	3	]	]	PUNCT
easat-3248	76	4	,	,	PUNCT
easat-3248	76	5	and	and	CCONJ
easat-3248	76	6	mehrad	mehrad	NOUN
easat-3248	76	7	and	and	CCONJ
easat-3248	76	8	mohammadi	mohammadi	NOUN
easat-3248	76	9	[	[	X
easat-3248	76	10	7	7	NUM
easat-3248	76	11	]	]	PUNCT
easat-3248	76	12	,	,	PUNCT
easat-3248	76	13	have	have	AUX
easat-3248	76	14	shown	show	VERB
easat-3248	76	15	that	that	SCONJ
easat-3248	76	16	attitude	attitude	NOUN
easat-3248	76	17	has	have	VERB
easat-3248	76	18	a	a	DET
easat-3248	76	19	positive	positive	ADJ
easat-3248	76	20	influence	influence	NOUN
easat-3248	76	21	on	on	ADP
easat-3248	76	22	the	the	DET
easat-3248	76	23	intention	intention	NOUN
easat-3248	76	24	to	to	PART
easat-3248	76	25	use	use	VERB
easat-3248	76	26	mobile	mobile	ADJ
easat-3248	76	27	banking	banking	NOUN
easat-3248	76	28	.	.	PUNCT
easat-3248	77	1	as	as	ADP
easat-3248	77	2	a	a	DET
easat-3248	77	3	result	result	NOUN
easat-3248	77	4	,	,	PUNCT
easat-3248	77	5	our	our	PRON
easat-3248	77	6	hypothesis	hypothesis	NOUN
easat-3248	77	7	can	can	AUX
easat-3248	77	8	be	be	AUX
easat-3248	77	9	constructed	construct	VERB
easat-3248	77	10	as	as	SCONJ
easat-3248	77	11	follows	follow	VERB
easat-3248	77	12	:	:	PUNCT
easat-3248	77	13	h1	h1	NOUN
easat-3248	77	14	:	:	PUNCT
easat-3248	77	15	perceived	perceive	VERB
easat-3248	77	16	attitude	attitude	NOUN
easat-3248	77	17	positively	positively	ADV
easat-3248	77	18	influences	influence	VERB
easat-3248	77	19	the	the	DET
easat-3248	77	20	intention	intention	NOUN
easat-3248	77	21	to	to	PART
easat-3248	77	22	use	use	VERB
easat-3248	77	23	mobile	mobile	ADJ
easat-3248	77	24	banking	banking	NOUN
easat-3248	77	25	services	service	NOUN
easat-3248	77	26	.	.	PUNCT
easat-3248	78	1	2.4.2	2.4.2	X
easat-3248	78	2	.	.	X
easat-3248	79	1	trust	trust	NOUN
easat-3248	79	2	and	and	CCONJ
easat-3248	79	3	intention	intention	NOUN
easat-3248	79	4	trust	trust	NOUN
easat-3248	79	5	,	,	PUNCT
easat-3248	79	6	defined	define	VERB
easat-3248	79	7	as	as	ADP
easat-3248	79	8	a	a	DET
easat-3248	79	9	sense	sense	NOUN
easat-3248	79	10	of	of	ADP
easat-3248	79	11	confidence	confidence	NOUN
easat-3248	79	12	in	in	ADP
easat-3248	79	13	something	something	PRON
easat-3248	79	14	or	or	CCONJ
easat-3248	79	15	someone	someone	PRON
easat-3248	79	16	,	,	PUNCT
easat-3248	79	17	plays	play	VERB
easat-3248	79	18	a	a	DET
easat-3248	79	19	crucial	crucial	ADJ
easat-3248	79	20	role	role	NOUN
easat-3248	79	21	in	in	ADP
easat-3248	79	22	technology	technology	NOUN
easat-3248	79	23	acceptance	acceptance	NOUN
easat-3248	79	24	.	.	PUNCT
easat-3248	80	1	in	in	ADP
easat-3248	80	2	the	the	DET
easat-3248	80	3	context	context	NOUN
easat-3248	80	4	of	of	ADP
easat-3248	80	5	mobile	mobile	PROPN
easat-3248	80	6	commerce	commerce	PROPN
easat-3248	80	7	,	,	PUNCT
easat-3248	80	8	users	user	NOUN
easat-3248	80	9	with	with	ADP
easat-3248	80	10	a	a	DET
easat-3248	80	11	positive	positive	ADJ
easat-3248	80	12	feeling	feeling	NOUN
easat-3248	80	13	towards	towards	ADP
easat-3248	80	14	using	use	VERB
easat-3248	80	15	the	the	DET
easat-3248	80	16	service	service	NOUN
easat-3248	80	17	are	be	AUX
easat-3248	80	18	more	more	ADV
easat-3248	80	19	likely	likely	ADJ
easat-3248	80	20	to	to	PART
easat-3248	80	21	adopt	adopt	VERB
easat-3248	80	22	it	it	PRON
easat-3248	80	23	[	[	X
easat-3248	80	24	25	25	NUM
easat-3248	80	25	,	,	PUNCT
easat-3248	80	26	26	26	NUM
easat-3248	80	27	]	]	PUNCT
easat-3248	80	28	.	.	PUNCT
easat-3248	81	1	this	this	PRON
easat-3248	81	2	highlights	highlight	VERB
easat-3248	81	3	the	the	DET
easat-3248	81	4	importance	importance	NOUN
easat-3248	81	5	of	of	ADP
easat-3248	81	6	building	build	VERB
easat-3248	81	7	trust	trust	NOUN
easat-3248	81	8	in	in	ADP
easat-3248	81	9	mobile	mobile	PROPN
easat-3248	81	10	commerce	commerce	NOUN
easat-3248	81	11	platforms	platform	NOUN
easat-3248	81	12	to	to	PART
easat-3248	81	13	encourage	encourage	VERB
easat-3248	81	14	user	user	NOUN
easat-3248	81	15	adoption	adoption	NOUN
easat-3248	81	16	.	.	PUNCT
easat-3248	82	1	regarding	regard	VERB
easat-3248	82	2	the	the	DET
easat-3248	82	3	adoption	adoption	NOUN
easat-3248	82	4	of	of	ADP
easat-3248	82	5	mobile	mobile	ADJ
easat-3248	82	6	banking	banking	NOUN
easat-3248	82	7	,	,	PUNCT
easat-3248	82	8	several	several	ADJ
easat-3248	82	9	researchers	researcher	NOUN
easat-3248	82	10	such	such	ADJ
easat-3248	82	11	as	as	ADP
easat-3248	82	12	nor	nor	CCONJ
easat-3248	82	13	and	and	CCONJ
easat-3248	82	14	pearson	pearson	NOUN
easat-3248	83	1	[	[	X
easat-3248	83	2	27	27	NUM
easat-3248	83	3	]	]	PUNCT
easat-3248	83	4	,	,	PUNCT
easat-3248	83	5	kim	kim	PROPN
easat-3248	83	6	,	,	PUNCT
easat-3248	83	7	shin	shin	PROPN
easat-3248	83	8	and	and	CCONJ
easat-3248	83	9	lee	lee	PROPN
easat-3248	84	1	[	[	X
easat-3248	84	2	28	28	NUM
easat-3248	84	3	]	]	PUNCT
easat-3248	84	4	,	,	PUNCT
easat-3248	84	5	and	and	CCONJ
easat-3248	84	6	el	el	PROPN
easat-3248	84	7	-	-	PROPN
easat-3248	84	8	majali	majali	PROPN
easat-3248	84	9	[	[	X
easat-3248	84	10	29	29	NUM
easat-3248	84	11	]	]	PUNCT
easat-3248	84	12	have	have	AUX
easat-3248	84	13	shown	show	VERB
easat-3248	84	14	a	a	DET
easat-3248	84	15	strong	strong	ADJ
easat-3248	84	16	association	association	NOUN
easat-3248	84	17	between	between	ADP
easat-3248	84	18	trust	trust	NOUN
easat-3248	84	19	and	and	CCONJ
easat-3248	84	20	the	the	DET
easat-3248	84	21	intention	intention	NOUN
easat-3248	84	22	to	to	PART
easat-3248	84	23	use	use	VERB
easat-3248	84	24	mobile	mobile	ADJ
easat-3248	84	25	banking	banking	NOUN
easat-3248	84	26	services	service	NOUN
easat-3248	84	27	.	.	PUNCT
easat-3248	85	1	h2	h2	NOUN
easat-3248	85	2	:	:	PUNCT
easat-3248	86	1	trust	trust	NOUN
easat-3248	86	2	has	have	VERB
easat-3248	86	3	a	a	DET
easat-3248	86	4	positive	positive	ADJ
easat-3248	86	5	effect	effect	NOUN
easat-3248	86	6	on	on	ADP
easat-3248	86	7	the	the	DET
easat-3248	86	8	intention	intention	NOUN
easat-3248	86	9	to	to	PART
easat-3248	86	10	use	use	VERB
easat-3248	86	11	mobile	mobile	ADJ
easat-3248	86	12	banking	banking	NOUN
easat-3248	86	13	services	service	NOUN
easat-3248	86	14	.	.	PUNCT
easat-3248	87	1	2.4.3	2.4.3	X
easat-3248	87	2	.	.	PUNCT
easat-3248	88	1	ease	ease	NOUN
easat-3248	88	2	of	of	ADP
easat-3248	88	3	use	use	VERB
easat-3248	88	4	numerous	numerous	ADJ
easat-3248	88	5	studies	study	NOUN
easat-3248	88	6	on	on	ADP
easat-3248	88	7	information	information	NOUN
easat-3248	88	8	systems	system	NOUN
easat-3248	88	9	have	have	AUX
easat-3248	88	10	consistently	consistently	ADV
easat-3248	88	11	found	find	VERB
easat-3248	88	12	a	a	DET
easat-3248	88	13	connection	connection	NOUN
easat-3248	88	14	between	between	ADP
easat-3248	88	15	a	a	DET
easat-3248	88	16	system	system	NOUN
easat-3248	88	17	's	's	PART
easat-3248	88	18	ease	ease	NOUN
easat-3248	88	19	of	of	ADP
easat-3248	88	20	use	use	NOUN
easat-3248	88	21	and	and	CCONJ
easat-3248	88	22	a	a	DET
easat-3248	88	23	user	user	NOUN
easat-3248	88	24	's	's	PART
easat-3248	88	25	attitude	attitude	NOUN
easat-3248	88	26	towards	towards	ADP
easat-3248	88	27	it	it	PRON
easat-3248	88	28	[	[	X
easat-3248	88	29	30	30	NUM
easat-3248	88	30	,	,	PUNCT
easat-3248	88	31	31	31	NUM
easat-3248	88	32	]	]	PUNCT
easat-3248	88	33	.	.	PUNCT
easat-3248	89	1	this	this	DET
easat-3248	89	2	relationship	relationship	NOUN
easat-3248	89	3	holds	hold	VERB
easat-3248	89	4	true	true	ADJ
easat-3248	89	5	in	in	ADP
easat-3248	89	6	mobile	mobile	ADJ
easat-3248	89	7	banking	banking	NOUN
easat-3248	89	8	adoption	adoption	NOUN
easat-3248	89	9	as	as	ADV
easat-3248	89	10	well	well	ADV
easat-3248	89	11	.	.	PUNCT
easat-3248	90	1	research	research	NOUN
easat-3248	90	2	,	,	PUNCT
easat-3248	90	3	such	such	ADJ
easat-3248	90	4	as	as	ADP
easat-3248	90	5	the	the	DET
easat-3248	90	6	one	one	NUM
easat-3248	90	7	by	by	ADP
easat-3248	90	8	crabbe	crabbe	NOUN
easat-3248	90	9	et	et	PROPN
easat-3248	90	10	al	al	PROPN
easat-3248	90	11	.	.	PUNCT
easat-3248	91	1	[	[	X
easat-3248	91	2	32	32	NUM
easat-3248	91	3	]	]	PUNCT
easat-3248	91	4	involving	involve	VERB
easat-3248	91	5	271	271	NUM
easat-3248	91	6	participants	participant	NOUN
easat-3248	91	7	in	in	ADP
easat-3248	91	8	ghana	ghana	PROPN
easat-3248	91	9	,	,	PUNCT
easat-3248	91	10	demonstrates	demonstrate	VERB
easat-3248	91	11	that	that	SCONJ
easat-3248	91	12	users	user	NOUN
easat-3248	91	13	who	who	PRON
easat-3248	91	14	find	find	VERB
easat-3248	91	15	mobile	mobile	ADJ
easat-3248	91	16	banking	banking	NOUN
easat-3248	91	17	easy	easy	ADJ
easat-3248	91	18	to	to	PART
easat-3248	91	19	use	use	VERB
easat-3248	91	20	develop	develop	VERB
easat-3248	91	21	a	a	DET
easat-3248	91	22	more	more	ADV
easat-3248	91	23	positive	positive	ADJ
easat-3248	91	24	attitude	attitude	NOUN
easat-3248	91	25	towards	towards	ADP
easat-3248	91	26	using	use	VERB
easat-3248	91	27	it	it	PRON
easat-3248	91	28	.	.	PUNCT
easat-3248	92	1	a	a	DET
easat-3248	92	2	study	study	NOUN
easat-3248	92	3	by	by	ADP
easat-3248	92	4	gu	gu	PROPN
easat-3248	92	5	,	,	PUNCT
easat-3248	92	6	lee	lee	PROPN
easat-3248	92	7	,	,	PUNCT
easat-3248	92	8	and	and	CCONJ
easat-3248	92	9	suh	suh	PROPN
easat-3248	93	1	[	[	X
easat-3248	93	2	18	18	NUM
easat-3248	93	3	]	]	PUNCT
easat-3248	93	4	involving	involve	VERB
easat-3248	93	5	korean	korean	ADJ
easat-3248	93	6	mobile	mobile	ADJ
easat-3248	93	7	banking	banking	NOUN
easat-3248	93	8	users	user	NOUN
easat-3248	93	9	suggests	suggest	VERB
easat-3248	93	10	that	that	SCONJ
easat-3248	93	11	trust	trust	NOUN
easat-3248	93	12	acts	act	VERB
easat-3248	93	13	as	as	ADP
easat-3248	93	14	a	a	DET
easat-3248	93	15	mediator	mediator	NOUN
easat-3248	93	16	between	between	ADP
easat-3248	93	17	perceived	perceive	VERB
easat-3248	93	18	ease	ease	NOUN
easat-3248	93	19	of	of	ADP
easat-3248	93	20	use	use	NOUN
easat-3248	93	21	and	and	CCONJ
easat-3248	93	22	intention	intention	NOUN
easat-3248	93	23	to	to	PART
easat-3248	93	24	adopt	adopt	VERB
easat-3248	93	25	mobile	mobile	ADJ
easat-3248	93	26	banking	banking	NOUN
easat-3248	93	27	.	.	PUNCT
easat-3248	94	1	their	their	PRON
easat-3248	94	2	findings	finding	NOUN
easat-3248	94	3	align	align	VERB
easat-3248	94	4	with	with	ADP
easat-3248	94	5	research	research	NOUN
easat-3248	94	6	by	by	ADP
easat-3248	94	7	gefen	gefen	NOUN
easat-3248	94	8	et	et	PROPN
easat-3248	94	9	al	al	PROPN
easat-3248	94	10	.	.	PUNCT
easat-3248	95	1	[	[	X
easat-3248	95	2	33	33	NUM
easat-3248	95	3	]	]	PUNCT
easat-3248	95	4	which	which	PRON
easat-3248	95	5	highlights	highlight	VERB
easat-3248	95	6	the	the	DET
easat-3248	95	7	importance	importance	NOUN
easat-3248	95	8	of	of	ADP
easat-3248	95	9	user	user	NOUN
easat-3248	95	10	-	-	PUNCT
easat-3248	95	11	perceived	perceive	VERB
easat-3248	95	12	ease	ease	NOUN
easat-3248	95	13	of	of	ADP
easat-3248	95	14	use	use	NOUN
easat-3248	95	15	in	in	ADP
easat-3248	95	16	building	build	VERB
easat-3248	95	17	trust	trust	NOUN
easat-3248	95	18	.	.	PUNCT
easat-3248	96	1	in	in	ADP
easat-3248	96	2	simpler	simple	ADJ
easat-3248	96	3	terms	term	NOUN
easat-3248	96	4	,	,	PUNCT
easat-3248	96	5	users	user	NOUN
easat-3248	96	6	who	who	PRON
easat-3248	96	7	find	find	VERB
easat-3248	96	8	mobile	mobile	ADJ
easat-3248	96	9	banking	banking	NOUN
easat-3248	96	10	easy	easy	ADJ
easat-3248	96	11	to	to	PART
easat-3248	96	12	use	use	VERB
easat-3248	96	13	are	be	AUX
easat-3248	96	14	more	more	ADV
easat-3248	96	15	likely	likely	ADJ
easat-3248	96	16	to	to	PART
easat-3248	96	17	develop	develop	VERB
easat-3248	96	18	trust	trust	NOUN
easat-3248	96	19	in	in	ADP
easat-3248	96	20	the	the	DET
easat-3248	96	21	system	system	NOUN
easat-3248	96	22	,	,	PUNCT
easat-3248	96	23	ultimately	ultimately	ADV
easat-3248	96	24	leading	lead	VERB
easat-3248	96	25	to	to	ADP
easat-3248	96	26	a	a	DET
easat-3248	96	27	stronger	strong	ADJ
easat-3248	96	28	intention	intention	NOUN
easat-3248	96	29	to	to	PART
easat-3248	96	30	adopt	adopt	VERB
easat-3248	96	31	it	it	PRON
easat-3248	96	32	.	.	PUNCT
easat-3248	97	1	this	this	DET
easat-3248	97	2	positive	positive	ADJ
easat-3248	97	3	influence	influence	NOUN
easat-3248	97	4	of	of	ADP
easat-3248	97	5	trust	trust	NOUN
easat-3248	97	6	on	on	ADP
easat-3248	97	7	mobile	mobile	ADJ
easat-3248	97	8	banking	banking	NOUN
easat-3248	97	9	adoption	adoption	NOUN
easat-3248	97	10	is	be	AUX
easat-3248	97	11	further	far	ADV
easat-3248	97	12	supported	support	VERB
easat-3248	97	13	by	by	ADP
easat-3248	97	14	research	research	NOUN
easat-3248	97	15	from	from	ADP
easat-3248	97	16	kim	kim	PROPN
easat-3248	97	17	,	,	PUNCT
easat-3248	97	18	shin	shin	NOUN
easat-3248	97	19	,	,	PUNCT
easat-3248	97	20	and	and	CCONJ
easat-3248	97	21	lee	lee	PROPN
easat-3248	98	1	[	[	X
easat-3248	98	2	28	28	NUM
easat-3248	98	3	]	]	PUNCT
easat-3248	98	4	.	.	PUNCT
easat-3248	99	1	as	as	ADP
easat-3248	99	2	a	a	DET
easat-3248	99	3	result	result	NOUN
easat-3248	99	4	,	,	PUNCT
easat-3248	99	5	our	our	PRON
easat-3248	99	6	hypotheses	hypothesis	NOUN
easat-3248	99	7	can	can	AUX
easat-3248	99	8	be	be	AUX
easat-3248	99	9	constructed	construct	VERB
easat-3248	99	10	as	as	SCONJ
easat-3248	99	11	follows	follow	VERB
easat-3248	99	12	:	:	PUNCT
easat-3248	99	13	h3	h3	NOUN
easat-3248	99	14	:	:	PUNCT
easat-3248	99	15	ease	ease	NOUN
easat-3248	99	16	of	of	ADP
easat-3248	99	17	use	use	NOUN
easat-3248	99	18	has	have	VERB
easat-3248	99	19	a	a	DET
easat-3248	99	20	positive	positive	ADJ
easat-3248	99	21	impact	impact	NOUN
easat-3248	99	22	on	on	ADP
easat-3248	99	23	an	an	DET
easat-3248	99	24	individual	individual	NOUN
easat-3248	99	25	's	's	PART
easat-3248	99	26	perceived	perceive	VERB
easat-3248	99	27	attitude	attitude	NOUN
easat-3248	99	28	.	.	PUNCT
easat-3248	100	1	5783	5783	NUM
easat-3248	100	2	edelweiss	edelweiss	PROPN
easat-3248	100	3	applied	apply	VERB
easat-3248	100	4	science	science	NOUN
easat-3248	100	5	and	and	CCONJ
easat-3248	100	6	technology	technology	NOUN
easat-3248	100	7	issn	issn	PROPN
easat-3248	100	8	:	:	PUNCT
easat-3248	100	9	2576	2576	NUM
easat-3248	100	10	-	-	SYM
easat-3248	100	11	8484	8484	NUM
easat-3248	100	12	vol	vol	NOUN
easat-3248	100	13	.	.	PROPN
easat-3248	100	14	8	8	NUM
easat-3248	100	15	,	,	PUNCT
easat-3248	100	16	no	no	INTJ
easat-3248	100	17	.	.	NOUN
easat-3248	101	1	6	6	NUM
easat-3248	101	2	:	:	SYM
easat-3248	101	3	5780	5780	NUM
easat-3248	101	4	-	-	SYM
easat-3248	101	5	5788	5788	NUM
easat-3248	101	6	,	,	PUNCT
easat-3248	101	7	2024	2024	NUM
easat-3248	101	8	doi	doi	NOUN
easat-3248	101	9	:	:	PUNCT
easat-3248	101	10	10.55214/25768484.v8i6.3248	10.55214/25768484.v8i6.3248	ADJ
easat-3248	101	11	©	©	PROPN
easat-3248	101	12	2024	2024	NUM
easat-3248	101	13	by	by	ADP
easat-3248	101	14	the	the	DET
easat-3248	101	15	authors	author	NOUN
easat-3248	101	16	;	;	PUNCT
easat-3248	101	17	licensee	licensee	PROPN
easat-3248	101	18	learning	learn	VERB
easat-3248	101	19	gate	gate	NOUN
easat-3248	101	20	h4	h4	PROPN
easat-3248	101	21	:	:	PUNCT
easat-3248	101	22	ease	ease	NOUN
easat-3248	101	23	of	of	ADP
easat-3248	101	24	use	use	NOUN
easat-3248	101	25	positively	positively	ADV
easat-3248	101	26	influences	influence	VERB
easat-3248	101	27	an	an	DET
easat-3248	101	28	individual	individual	NOUN
easat-3248	101	29	's	's	PART
easat-3248	101	30	trust	trust	NOUN
easat-3248	101	31	.	.	PUNCT
easat-3248	102	1	2.4.4	2.4.4	NUM
easat-3248	102	2	.	.	PUNCT
easat-3248	103	1	perceived	perceive	VERB
easat-3248	103	2	usefulness	usefulness	NOUN
easat-3248	103	3	perceived	perceive	VERB
easat-3248	103	4	usefulness	usefulness	NOUN
easat-3248	103	5	,	,	PUNCT
easat-3248	103	6	which	which	PRON
easat-3248	103	7	refers	refer	VERB
easat-3248	103	8	to	to	ADP
easat-3248	103	9	an	an	DET
easat-3248	103	10	individual	individual	NOUN
easat-3248	103	11	's	's	PART
easat-3248	103	12	belief	belief	NOUN
easat-3248	103	13	that	that	SCONJ
easat-3248	103	14	a	a	DET
easat-3248	103	15	system	system	NOUN
easat-3248	103	16	improves	improve	VERB
easat-3248	103	17	their	their	PRON
easat-3248	103	18	tasks	task	NOUN
easat-3248	103	19	,	,	PUNCT
easat-3248	103	20	plays	play	VERB
easat-3248	103	21	a	a	DET
easat-3248	103	22	significant	significant	ADJ
easat-3248	103	23	role	role	NOUN
easat-3248	103	24	in	in	ADP
easat-3248	103	25	shaping	shape	VERB
easat-3248	103	26	attitudes	attitude	NOUN
easat-3248	103	27	towards	towards	ADP
easat-3248	103	28	digital	digital	ADJ
easat-3248	103	29	activities	activity	NOUN
easat-3248	103	30	like	like	ADP
easat-3248	103	31	mobile	mobile	ADJ
easat-3248	103	32	banking	banking	NOUN
easat-3248	104	1	[	[	X
easat-3248	104	2	34	34	NUM
easat-3248	104	3	]	]	PUNCT
easat-3248	104	4	.	.	PUNCT
easat-3248	105	1	customers	customer	NOUN
easat-3248	105	2	who	who	PRON
easat-3248	105	3	recognize	recognize	VERB
easat-3248	105	4	the	the	DET
easat-3248	105	5	benefits	benefit	NOUN
easat-3248	105	6	of	of	ADP
easat-3248	105	7	mobile	mobile	ADJ
easat-3248	105	8	banking	banking	NOUN
easat-3248	105	9	,	,	PUNCT
easat-3248	105	10	such	such	ADJ
easat-3248	105	11	as	as	ADP
easat-3248	105	12	convenient	convenient	ADJ
easat-3248	105	13	access	access	NOUN
easat-3248	105	14	and	and	CCONJ
easat-3248	105	15	improved	improve	VERB
easat-3248	105	16	financial	financial	ADJ
easat-3248	105	17	management	management	NOUN
easat-3248	105	18	,	,	PUNCT
easat-3248	105	19	are	be	AUX
easat-3248	105	20	more	more	ADV
easat-3248	105	21	likely	likely	ADJ
easat-3248	105	22	to	to	PART
easat-3248	105	23	develop	develop	VERB
easat-3248	105	24	a	a	DET
easat-3248	105	25	positive	positive	ADJ
easat-3248	105	26	attitude	attitude	NOUN
easat-3248	105	27	towards	towards	ADP
easat-3248	105	28	using	use	VERB
easat-3248	105	29	it	it	PRON
easat-3248	105	30	[	[	X
easat-3248	105	31	7	7	NUM
easat-3248	105	32	]	]	PUNCT
easat-3248	105	33	.	.	PUNCT
easat-3248	106	1	this	this	DET
easat-3248	106	2	connection	connection	NOUN
easat-3248	106	3	between	between	ADP
easat-3248	106	4	perceived	perceive	VERB
easat-3248	106	5	usefulness	usefulness	NOUN
easat-3248	106	6	and	and	CCONJ
easat-3248	106	7	positive	positive	ADJ
easat-3248	106	8	user	user	NOUN
easat-3248	106	9	attitude	attitude	NOUN
easat-3248	106	10	is	be	AUX
easat-3248	106	11	well	well	ADV
easat-3248	106	12	-	-	PUNCT
easat-3248	106	13	supported	support	VERB
easat-3248	106	14	by	by	ADP
easat-3248	106	15	research	research	NOUN
easat-3248	106	16	in	in	ADP
easat-3248	106	17	the	the	DET
easat-3248	106	18	field	field	NOUN
easat-3248	106	19	[	[	X
easat-3248	106	20	35	35	NUM
easat-3248	106	21	,	,	PUNCT
easat-3248	106	22	14	14	NUM
easat-3248	106	23	]	]	PUNCT
easat-3248	106	24	.	.	PUNCT
easat-3248	107	1	studies	study	NOUN
easat-3248	107	2	like	like	ADP
easat-3248	107	3	the	the	DET
easat-3248	107	4	one	one	NUM
easat-3248	107	5	by	by	ADP
easat-3248	107	6	riquelme	riquelme	PROPN
easat-3248	107	7	and	and	CCONJ
easat-3248	107	8	rios	rio	NOUN
easat-3248	107	9	[	[	X
easat-3248	107	10	36	36	NUM
easat-3248	107	11	]	]	PUNCT
easat-3248	107	12	involving	involve	VERB
easat-3248	107	13	singaporean	singaporean	ADJ
easat-3248	107	14	participants	participant	NOUN
easat-3248	107	15	further	far	ADV
easat-3248	107	16	solidify	solidify	VERB
easat-3248	107	17	this	this	DET
easat-3248	107	18	link	link	NOUN
easat-3248	107	19	,	,	PUNCT
easat-3248	107	20	demonstrating	demonstrate	VERB
easat-3248	107	21	a	a	DET
easat-3248	107	22	direct	direct	ADJ
easat-3248	107	23	influence	influence	NOUN
easat-3248	107	24	of	of	ADP
easat-3248	107	25	perceived	perceive	VERB
easat-3248	107	26	usefulness	usefulness	NOUN
easat-3248	107	27	on	on	ADP
easat-3248	107	28	the	the	DET
easat-3248	107	29	intention	intention	NOUN
easat-3248	107	30	to	to	PART
easat-3248	107	31	adopt	adopt	VERB
easat-3248	107	32	mobile	mobile	ADJ
easat-3248	107	33	banking	banking	NOUN
easat-3248	107	34	services	service	NOUN
easat-3248	107	35	.	.	PUNCT
easat-3248	108	1	similarly	similarly	ADV
easat-3248	108	2	,	,	PUNCT
easat-3248	108	3	tan	tan	PROPN
easat-3248	108	4	et	et	PROPN
easat-3248	108	5	al	al	PROPN
easat-3248	108	6	.	.	PUNCT
easat-3248	109	1	[	[	X
easat-3248	109	2	37	37	NUM
easat-3248	109	3	]	]	PUNCT
easat-3248	109	4	,	,	PUNCT
easat-3248	109	5	wessels	wessels	PROPN
easat-3248	109	6	and	and	CCONJ
easat-3248	109	7	drennan	drennan	PROPN
easat-3248	110	1	[	[	X
easat-3248	110	2	22	22	NUM
easat-3248	110	3	]	]	PUNCT
easat-3248	110	4	,	,	PUNCT
easat-3248	110	5	and	and	CCONJ
easat-3248	110	6	dasgupta	dasgupta	PROPN
easat-3248	110	7	,	,	PUNCT
easat-3248	110	8	paul	paul	PROPN
easat-3248	110	9	and	and	CCONJ
easat-3248	110	10	futoria	futoria	NOUN
easat-3248	111	1	[	[	X
easat-3248	111	2	13	13	NUM
easat-3248	111	3	]	]	PUNCT
easat-3248	111	4	have	have	AUX
easat-3248	111	5	all	all	PRON
easat-3248	111	6	found	find	VERB
easat-3248	111	7	that	that	SCONJ
easat-3248	111	8	perceived	perceive	VERB
easat-3248	111	9	usefulness	usefulness	NOUN
easat-3248	111	10	has	have	VERB
easat-3248	111	11	a	a	DET
easat-3248	111	12	direct	direct	ADJ
easat-3248	111	13	positive	positive	ADJ
easat-3248	111	14	effect	effect	NOUN
easat-3248	111	15	on	on	ADP
easat-3248	111	16	the	the	DET
easat-3248	111	17	intention	intention	NOUN
easat-3248	111	18	to	to	PART
easat-3248	111	19	adopt	adopt	VERB
easat-3248	111	20	mobile	mobile	ADJ
easat-3248	111	21	banking	banking	NOUN
easat-3248	111	22	.	.	PUNCT
easat-3248	112	1	in	in	ADP
easat-3248	112	2	this	this	DET
easat-3248	112	3	regard	regard	NOUN
easat-3248	112	4	,	,	PUNCT
easat-3248	112	5	our	our	PRON
easat-3248	112	6	hypothesis	hypothesis	NOUN
easat-3248	112	7	can	can	AUX
easat-3248	112	8	be	be	AUX
easat-3248	112	9	constructed	construct	VERB
easat-3248	112	10	as	as	SCONJ
easat-3248	112	11	follows	follow	VERB
easat-3248	112	12	:	:	PUNCT
easat-3248	112	13	h5	h5	PROPN
easat-3248	112	14	:	:	PUNCT
easat-3248	112	15	perceived	perceive	VERB
easat-3248	112	16	usefulness	usefulness	NOUN
easat-3248	112	17	has	have	AUX
easat-3248	112	18	a	a	DET
easat-3248	112	19	positive	positive	ADJ
easat-3248	112	20	impact	impact	NOUN
easat-3248	112	21	on	on	ADP
easat-3248	112	22	perceived	perceive	VERB
easat-3248	112	23	attitude	attitude	NOUN
easat-3248	112	24	.	.	PUNCT
easat-3248	113	1	2.4.5	2.4.5	NUM
easat-3248	113	2	.	.	PUNCT
easat-3248	113	3	word	word	NOUN
easat-3248	113	4	of	of	ADP
easat-3248	113	5	mouth	mouth	NOUN
easat-3248	113	6	word	word	NOUN
easat-3248	113	7	-	-	PUNCT
easat-3248	113	8	of	of	ADP
easat-3248	113	9	-	-	PUNCT
easat-3248	113	10	mouth	mouth	NOUN
easat-3248	113	11	communication	communication	NOUN
easat-3248	113	12	,	,	PUNCT
easat-3248	113	13	defined	define	VERB
easat-3248	113	14	as	as	ADP
easat-3248	113	15	informal	informal	ADJ
easat-3248	113	16	conversations	conversation	NOUN
easat-3248	113	17	between	between	ADP
easat-3248	113	18	people	people	NOUN
easat-3248	113	19	about	about	ADP
easat-3248	113	20	products	product	NOUN
easat-3248	113	21	,	,	PUNCT
easat-3248	113	22	brands	brand	NOUN
easat-3248	113	23	,	,	PUNCT
easat-3248	113	24	or	or	CCONJ
easat-3248	113	25	services	service	NOUN
easat-3248	113	26	,	,	PUNCT
easat-3248	113	27	is	be	AUX
easat-3248	113	28	a	a	DET
easat-3248	113	29	powerful	powerful	ADJ
easat-3248	113	30	marketing	marketing	NOUN
easat-3248	113	31	tool	tool	NOUN
easat-3248	113	32	[	[	X
easat-3248	113	33	7	7	NUM
easat-3248	113	34	]	]	PUNCT
easat-3248	113	35	.	.	PUNCT
easat-3248	114	1	consumers	consumer	NOUN
easat-3248	114	2	often	often	ADV
easat-3248	114	3	seek	seek	VERB
easat-3248	114	4	advice	advice	NOUN
easat-3248	114	5	from	from	ADP
easat-3248	114	6	others	other	NOUN
easat-3248	114	7	,	,	PUNCT
easat-3248	114	8	particularly	particularly	ADV
easat-3248	114	9	before	before	ADP
easat-3248	114	10	purchasing	purchase	VERB
easat-3248	114	11	unfamiliar	unfamiliar	ADJ
easat-3248	114	12	services	service	NOUN
easat-3248	114	13	,	,	PUNCT
easat-3248	114	14	to	to	PART
easat-3248	114	15	minimize	minimize	VERB
easat-3248	114	16	risk	risk	NOUN
easat-3248	114	17	[	[	X
easat-3248	114	18	38	38	NUM
easat-3248	114	19	,	,	PUNCT
easat-3248	114	20	39	39	NUM
easat-3248	114	21	]	]	PUNCT
easat-3248	114	22	.	.	PUNCT
easat-3248	115	1	unlike	unlike	ADP
easat-3248	115	2	traditional	traditional	ADJ
easat-3248	115	3	advertising	advertising	NOUN
easat-3248	115	4	,	,	PUNCT
easat-3248	115	5	word	word	NOUN
easat-3248	115	6	-	-	PUNCT
easat-3248	115	7	of	of	ADP
easat-3248	115	8	-	-	PUNCT
easat-3248	115	9	mouth	mouth	NOUN
easat-3248	115	10	comes	come	VERB
easat-3248	115	11	from	from	ADP
easat-3248	115	12	independent	independent	ADJ
easat-3248	115	13	sources	source	NOUN
easat-3248	115	14	,	,	PUNCT
easat-3248	115	15	perceived	perceive	VERB
easat-3248	115	16	as	as	ADP
easat-3248	115	17	more	more	ADV
easat-3248	115	18	credible	credible	ADJ
easat-3248	115	19	and	and	CCONJ
easat-3248	115	20	authentic	authentic	ADJ
easat-3248	115	21	[	[	X
easat-3248	115	22	7	7	NUM
easat-3248	115	23	]	]	PUNCT
easat-3248	115	24	.	.	PUNCT
easat-3248	116	1	this	this	PRON
easat-3248	116	2	can	can	AUX
easat-3248	116	3	significantly	significantly	ADV
easat-3248	116	4	influence	influence	VERB
easat-3248	116	5	consumer	consumer	NOUN
easat-3248	116	6	behavior	behavior	NOUN
easat-3248	116	7	,	,	PUNCT
easat-3248	116	8	often	often	ADV
easat-3248	116	9	outweighing	outweigh	VERB
easat-3248	116	10	the	the	DET
easat-3248	116	11	impact	impact	NOUN
easat-3248	116	12	of	of	ADP
easat-3248	116	13	promotions	promotion	NOUN
easat-3248	116	14	or	or	CCONJ
easat-3248	116	15	marketing	marketing	NOUN
easat-3248	116	16	campaigns	campaign	NOUN
easat-3248	116	17	.	.	PUNCT
easat-3248	117	1	based	base	VERB
easat-3248	117	2	on	on	ADP
easat-3248	117	3	this	this	PRON
easat-3248	117	4	,	,	PUNCT
easat-3248	117	5	your	your	PRON
easat-3248	117	6	hypotheses	hypothesis	NOUN
easat-3248	117	7	can	can	AUX
easat-3248	117	8	be	be	AUX
easat-3248	117	9	constructed	construct	VERB
easat-3248	117	10	as	as	SCONJ
easat-3248	117	11	follows	follow	VERB
easat-3248	117	12	:	:	PUNCT
easat-3248	117	13	h6	h6	NOUN
easat-3248	117	14	:	:	PUNCT
easat-3248	117	15	word	word	NOUN
easat-3248	117	16	of	of	ADP
easat-3248	117	17	mouth	mouth	NOUN
easat-3248	117	18	has	have	AUX
easat-3248	117	19	a	a	DET
easat-3248	117	20	positive	positive	ADJ
easat-3248	117	21	effect	effect	NOUN
easat-3248	117	22	on	on	ADP
easat-3248	117	23	perceived	perceive	VERB
easat-3248	117	24	usefulness	usefulness	NOUN
easat-3248	117	25	.	.	PUNCT
easat-3248	118	1	h7	h7	NOUN
easat-3248	118	2	:	:	PUNCT
easat-3248	118	3	word	word	NOUN
easat-3248	118	4	of	of	ADP
easat-3248	118	5	mouth	mouth	NOUN
easat-3248	118	6	has	have	VERB
easat-3248	118	7	a	a	DET
easat-3248	118	8	positive	positive	ADJ
easat-3248	118	9	effect	effect	NOUN
easat-3248	118	10	on	on	ADP
easat-3248	118	11	ease	ease	NOUN
easat-3248	118	12	of	of	ADP
easat-3248	118	13	use	use	NOUN
easat-3248	118	14	of	of	ADP
easat-3248	118	15	mobile	mobile	ADJ
easat-3248	118	16	banking	banking	NOUN
easat-3248	118	17	.	.	PUNCT
easat-3248	119	1	h8	h8	NOUN
easat-3248	119	2	:	:	PUNCT
easat-3248	119	3	word	word	NOUN
easat-3248	119	4	of	of	ADP
easat-3248	119	5	mouth	mouth	NOUN
easat-3248	119	6	has	have	VERB
easat-3248	119	7	a	a	DET
easat-3248	119	8	positive	positive	ADJ
easat-3248	119	9	effect	effect	NOUN
easat-3248	119	10	on	on	ADP
easat-3248	119	11	the	the	DET
easat-3248	119	12	intention	intention	NOUN
easat-3248	119	13	to	to	PART
easat-3248	119	14	adopt	adopt	VERB
easat-3248	119	15	mobile	mobile	ADJ
easat-3248	119	16	banking	banking	NOUN
easat-3248	119	17	.	.	PUNCT
easat-3248	120	1	figure	figure	NOUN
easat-3248	120	2	1	1	NUM
easat-3248	120	3	.	.	PUNCT
easat-3248	120	4	conceptual	conceptual	ADJ
easat-3248	120	5	model	model	NOUN
easat-3248	120	6	of	of	ADP
easat-3248	120	7	the	the	DET
easat-3248	120	8	research	research	NOUN
easat-3248	120	9	.	.	PUNCT
easat-3248	121	1	3	3	X
easat-3248	121	2	.	.	X
easat-3248	121	3	research	research	NOUN
easat-3248	121	4	design	design	NOUN
easat-3248	121	5	and	and	CCONJ
easat-3248	121	6	data	datum	NOUN
easat-3248	121	7	collection	collection	NOUN
easat-3248	121	8	this	this	DET
easat-3248	121	9	study	study	NOUN
easat-3248	121	10	employed	employ	VERB
easat-3248	121	11	a	a	DET
easat-3248	121	12	hypothetico	hypothetico	ADJ
easat-3248	121	13	-	-	PUNCT
easat-3248	121	14	deductive	deductive	ADJ
easat-3248	121	15	approach	approach	NOUN
easat-3248	121	16	,	,	PUNCT
easat-3248	121	17	testing	test	VERB
easat-3248	121	18	hypotheses	hypothesis	NOUN
easat-3248	121	19	through	through	ADP
easat-3248	121	20	an	an	DET
easat-3248	121	21	online	online	ADJ
easat-3248	121	22	survey	survey	NOUN
easat-3248	121	23	.	.	PUNCT
easat-3248	122	1	we	we	PRON
easat-3248	122	2	utilized	utilize	VERB
easat-3248	122	3	structural	structural	ADJ
easat-3248	122	4	equation	equation	NOUN
easat-3248	122	5	modeling	modeling	NOUN
easat-3248	122	6	(	(	PUNCT
easat-3248	122	7	sem	sem	NOUN
easat-3248	122	8	)	)	PUNCT
easat-3248	122	9	to	to	PART
easat-3248	122	10	analyze	analyze	VERB
easat-3248	122	11	the	the	DET
easat-3248	122	12	collected	collect	VERB
easat-3248	122	13	data	datum	NOUN
easat-3248	122	14	.	.	PUNCT
easat-3248	123	1	3.1	3.1	NUM
easat-3248	123	2	.	.	PUNCT
easat-3248	123	3	target	target	NOUN
easat-3248	123	4	population	population	NOUN
easat-3248	123	5	and	and	CCONJ
easat-3248	123	6	sampling	sample	VERB
easat-3248	123	7	the	the	DET
easat-3248	123	8	target	target	NOUN
easat-3248	123	9	population	population	NOUN
easat-3248	123	10	for	for	ADP
easat-3248	123	11	this	this	DET
easat-3248	123	12	research	research	NOUN
easat-3248	123	13	consisted	consist	VERB
easat-3248	123	14	of	of	ADP
easat-3248	123	15	mobile	mobile	ADJ
easat-3248	123	16	banking	banking	NOUN
easat-3248	123	17	users	user	NOUN
easat-3248	123	18	in	in	ADP
easat-3248	123	19	tunisia	tunisia	PROPN
easat-3248	123	20	.	.	PUNCT
easat-3248	124	1	to	to	PART
easat-3248	124	2	reach	reach	VERB
easat-3248	124	3	this	this	DET
easat-3248	124	4	audience	audience	NOUN
easat-3248	124	5	,	,	PUNCT
easat-3248	124	6	an	an	DET
easat-3248	124	7	online	online	ADJ
easat-3248	124	8	questionnaire	questionnaire	NOUN
easat-3248	124	9	was	be	AUX
easat-3248	124	10	distributed	distribute	VERB
easat-3248	124	11	through	through	ADP
easat-3248	124	12	various	various	ADJ
easat-3248	124	13	social	social	ADJ
easat-3248	124	14	media	medium	NOUN
easat-3248	124	15	platforms	platform	NOUN
easat-3248	124	16	like	like	ADP
easat-3248	124	17	facebook	facebook	NOUN
easat-3248	124	18	,	,	PUNCT
easat-3248	124	19	linkedin	linkedin	NOUN
easat-3248	124	20	,	,	PUNCT
easat-3248	124	21	etc	etc	X
easat-3248	124	22	.	.	X
easat-3248	124	23	3.2	3.2	NUM
easat-3248	124	24	.	.	PUNCT
easat-3248	125	1	data	datum	NOUN
easat-3248	125	2	collection	collection	NOUN
easat-3248	125	3	and	and	CCONJ
easat-3248	125	4	response	response	NOUN
easat-3248	125	5	rate	rate	NOUN
easat-3248	125	6	5784	5784	NUM
easat-3248	125	7	edelweiss	edelweiss	PROPN
easat-3248	125	8	applied	apply	VERB
easat-3248	125	9	science	science	NOUN
easat-3248	125	10	and	and	CCONJ
easat-3248	125	11	technology	technology	NOUN
easat-3248	125	12	issn	issn	PROPN
easat-3248	125	13	:	:	PUNCT
easat-3248	125	14	2576	2576	NUM
easat-3248	125	15	-	-	SYM
easat-3248	125	16	8484	8484	NUM
easat-3248	125	17	vol	vol	NOUN
easat-3248	125	18	.	.	PROPN
easat-3248	125	19	8	8	NUM
easat-3248	125	20	,	,	PUNCT
easat-3248	125	21	no	no	INTJ
easat-3248	125	22	.	.	NOUN
easat-3248	126	1	6	6	NUM
easat-3248	126	2	:	:	SYM
easat-3248	126	3	5780	5780	NUM
easat-3248	126	4	-	-	SYM
easat-3248	126	5	5788	5788	NUM
easat-3248	126	6	,	,	PUNCT
easat-3248	126	7	2024	2024	NUM
easat-3248	126	8	doi	doi	NOUN
easat-3248	126	9	:	:	PUNCT
easat-3248	126	10	10.55214/25768484.v8i6.3248	10.55214/25768484.v8i6.3248	ADJ
easat-3248	126	11	©	©	PROPN
easat-3248	126	12	2024	2024	NUM
easat-3248	126	13	by	by	ADP
easat-3248	126	14	the	the	DET
easat-3248	126	15	authors	author	NOUN
easat-3248	126	16	;	;	PUNCT
easat-3248	126	17	licensee	licensee	PROPN
easat-3248	126	18	learning	learn	VERB
easat-3248	126	19	gate	gate	NOUN
easat-3248	126	20	participation	participation	NOUN
easat-3248	126	21	in	in	ADP
easat-3248	126	22	the	the	DET
easat-3248	126	23	survey	survey	NOUN
easat-3248	126	24	was	be	AUX
easat-3248	126	25	voluntary	voluntary	ADJ
easat-3248	126	26	,	,	PUNCT
easat-3248	126	27	and	and	CCONJ
easat-3248	126	28	we	we	PRON
easat-3248	126	29	received	receive	VERB
easat-3248	126	30	a	a	DET
easat-3248	126	31	total	total	NOUN
easat-3248	126	32	of	of	ADP
easat-3248	126	33	350	350	NUM
easat-3248	126	34	completed	complete	VERB
easat-3248	126	35	responses	response	NOUN
easat-3248	126	36	from	from	ADP
easat-3248	126	37	mobile	mobile	ADJ
easat-3248	126	38	banking	banking	NOUN
easat-3248	126	39	users	user	NOUN
easat-3248	126	40	.	.	PUNCT
easat-3248	127	1	it	it	PRON
easat-3248	127	2	's	be	AUX
easat-3248	127	3	important	important	ADJ
easat-3248	127	4	to	to	PART
easat-3248	127	5	note	note	VERB
easat-3248	127	6	that	that	SCONJ
easat-3248	127	7	online	online	ADJ
easat-3248	127	8	surveys	survey	NOUN
easat-3248	127	9	may	may	AUX
easat-3248	127	10	be	be	AUX
easat-3248	127	11	susceptible	susceptible	ADJ
easat-3248	127	12	to	to	ADP
easat-3248	127	13	non	non	ADJ
easat-3248	127	14	-	-	ADJ
easat-3248	127	15	response	response	ADJ
easat-3248	127	16	bias	bias	NOUN
easat-3248	127	17	,	,	PUNCT
easat-3248	127	18	so	so	SCONJ
easat-3248	127	19	the	the	DET
easat-3248	127	20	results	result	NOUN
easat-3248	127	21	may	may	AUX
easat-3248	127	22	not	not	PART
easat-3248	127	23	perfectly	perfectly	ADV
easat-3248	127	24	generalize	generalize	VERB
easat-3248	127	25	to	to	ADP
easat-3248	127	26	the	the	DET
easat-3248	127	27	entire	entire	ADJ
easat-3248	127	28	population	population	NOUN
easat-3248	127	29	of	of	ADP
easat-3248	127	30	mobile	mobile	ADJ
easat-3248	127	31	banking	banking	NOUN
easat-3248	127	32	users	user	NOUN
easat-3248	127	33	in	in	ADP
easat-3248	127	34	tunisia	tunisia	PROPN
easat-3248	127	35	.	.	PUNCT
easat-3248	128	1	the	the	DET
easat-3248	128	2	data	datum	NOUN
easat-3248	128	3	for	for	ADP
easat-3248	128	4	the	the	DET
easat-3248	128	5	present	present	ADJ
easat-3248	128	6	study	study	NOUN
easat-3248	128	7	were	be	AUX
easat-3248	128	8	collected	collect	VERB
easat-3248	128	9	from	from	ADP
easat-3248	128	10	june	june	PROPN
easat-3248	128	11	to	to	ADP
easat-3248	128	12	november	november	PROPN
easat-3248	128	13	2023	2023	NUM
easat-3248	128	14	.	.	PUNCT
easat-3248	129	1	the	the	DET
easat-3248	129	2	number	number	NOUN
easat-3248	129	3	of	of	ADP
easat-3248	129	4	responses	response	NOUN
easat-3248	129	5	collected	collect	VERB
easat-3248	129	6	is	be	AUX
easat-3248	129	7	comparable	comparable	ADJ
easat-3248	129	8	to	to	ADP
easat-3248	129	9	other	other	ADJ
easat-3248	129	10	studies	study	NOUN
easat-3248	129	11	on	on	ADP
easat-3248	129	12	mobile	mobile	ADJ
easat-3248	129	13	banking	banking	NOUN
easat-3248	129	14	usage	usage	NOUN
easat-3248	129	15	,	,	PUNCT
easat-3248	129	16	such	such	ADJ
easat-3248	129	17	as	as	ADP
easat-3248	129	18	browen	browen	NOUN
easat-3248	129	19	et	et	PROPN
easat-3248	129	20	al	al	PROPN
easat-3248	129	21	.	.	PUNCT
easat-3248	130	1	[	[	X
easat-3248	130	2	40	40	NUM
easat-3248	130	3	]	]	X
easat-3248	130	4	(	(	PUNCT
easat-3248	130	5	162	162	NUM
easat-3248	130	6	questionnaires	questionnaire	NOUN
easat-3248	130	7	)	)	PUNCT
easat-3248	130	8	,	,	PUNCT
easat-3248	130	9	luarn	luarn	NOUN
easat-3248	130	10	and	and	CCONJ
easat-3248	130	11	lin	lin	PROPN
easat-3248	131	1	[	[	X
easat-3248	131	2	10	10	NUM
easat-3248	131	3	]	]	X
easat-3248	131	4	(	(	PUNCT
easat-3248	131	5	180	180	NUM
easat-3248	131	6	questionnaires	questionnaire	NOUN
easat-3248	131	7	)	)	PUNCT
easat-3248	131	8	,	,	PUNCT
easat-3248	131	9	and	and	CCONJ
easat-3248	131	10	crabbe	crabbe	NOUN
easat-3248	131	11	,	,	PUNCT
easat-3248	131	12	standing	standing	NOUN
easat-3248	131	13	and	and	CCONJ
easat-3248	131	14	karjaluato	karjaluato	NOUN
easat-3248	132	1	[	[	X
easat-3248	132	2	32	32	NUM
easat-3248	132	3	]	]	PUNCT
easat-3248	132	4	(	(	PUNCT
easat-3248	132	5	271	271	NUM
easat-3248	132	6	questionnaires	questionnaire	NOUN
easat-3248	132	7	)	)	PUNCT
easat-3248	132	8	.	.	PUNCT
easat-3248	133	1	the	the	DET
easat-3248	133	2	validation	validation	NOUN
easat-3248	133	3	of	of	ADP
easat-3248	133	4	measurement	measurement	NOUN
easat-3248	133	5	scales	scale	NOUN
easat-3248	133	6	is	be	AUX
easat-3248	133	7	a	a	DET
easat-3248	133	8	crucial	crucial	ADJ
easat-3248	133	9	aspect	aspect	NOUN
easat-3248	133	10	of	of	ADP
easat-3248	133	11	any	any	DET
easat-3248	133	12	study	study	NOUN
easat-3248	133	13	,	,	PUNCT
easat-3248	133	14	particularly	particularly	ADV
easat-3248	133	15	in	in	ADP
easat-3248	133	16	our	our	PRON
easat-3248	133	17	research	research	NOUN
easat-3248	133	18	.	.	PUNCT
easat-3248	134	1	it	it	PRON
easat-3248	134	2	is	be	AUX
easat-3248	134	3	an	an	DET
easat-3248	134	4	indicator	indicator	NOUN
easat-3248	134	5	of	of	ADP
easat-3248	134	6	the	the	DET
easat-3248	134	7	study	study	NOUN
easat-3248	134	8	's	's	PART
easat-3248	134	9	rigor	rigor	NOUN
easat-3248	134	10	and	and	CCONJ
easat-3248	134	11	sincerity	sincerity	NOUN
easat-3248	134	12	.	.	PUNCT
easat-3248	135	1	we	we	PRON
easat-3248	135	2	used	use	VERB
easat-3248	135	3	the	the	DET
easat-3248	135	4	principal	principal	ADJ
easat-3248	135	5	component	component	NOUN
easat-3248	135	6	analysis	analysis	NOUN
easat-3248	135	7	(	(	PUNCT
easat-3248	135	8	pca	pca	NOUN
easat-3248	135	9	)	)	PUNCT
easat-3248	135	10	method	method	NOUN
easat-3248	135	11	with	with	ADP
easat-3248	135	12	the	the	DET
easat-3248	135	13	spss	spss	PROPN
easat-3248	135	14	software	software	NOUN
easat-3248	135	15	for	for	ADP
easat-3248	135	16	this	this	DET
easat-3248	135	17	validation	validation	NOUN
easat-3248	135	18	test	test	NOUN
easat-3248	135	19	.	.	PUNCT
easat-3248	136	1	all	all	DET
easat-3248	136	2	measurement	measurement	NOUN
easat-3248	136	3	scales	scale	NOUN
easat-3248	136	4	adopted	adopt	VERB
easat-3248	136	5	in	in	ADP
easat-3248	136	6	this	this	DET
easat-3248	136	7	study	study	NOUN
easat-3248	136	8	have	have	AUX
easat-3248	136	9	been	be	AUX
easat-3248	136	10	operationalized	operationalize	VERB
easat-3248	136	11	and	and	CCONJ
easat-3248	136	12	validated	validate	VERB
easat-3248	136	13	in	in	ADP
easat-3248	136	14	the	the	DET
easat-3248	136	15	literature	literature	NOUN
easat-3248	136	16	through	through	ADP
easat-3248	136	17	previous	previous	ADJ
easat-3248	136	18	research	research	NOUN
easat-3248	136	19	.	.	PUNCT
easat-3248	137	1	regarding	regard	VERB
easat-3248	137	2	perceived	perceive	VERB
easat-3248	137	3	usefulness	usefulness	NOUN
easat-3248	137	4	and	and	CCONJ
easat-3248	137	5	ease	ease	NOUN
easat-3248	137	6	of	of	ADP
easat-3248	137	7	use	use	NOUN
easat-3248	137	8	,	,	PUNCT
easat-3248	137	9	they	they	PRON
easat-3248	137	10	were	be	AUX
easat-3248	137	11	measured	measure	VERB
easat-3248	137	12	using	use	VERB
easat-3248	137	13	the	the	DET
easat-3248	137	14	measurement	measurement	NOUN
easat-3248	137	15	battery	battery	NOUN
easat-3248	137	16	proposed	propose	VERB
easat-3248	137	17	by	by	ADP
easat-3248	137	18	davis	davis	PROPN
easat-3248	138	1	[	[	X
easat-3248	138	2	20	20	NUM
easat-3248	138	3	]	]	PUNCT
easat-3248	138	4	and	and	CCONJ
easat-3248	138	5	revised	revise	VERB
easat-3248	138	6	in	in	ADP
easat-3248	138	7	the	the	DET
easat-3248	138	8	context	context	NOUN
easat-3248	138	9	of	of	ADP
easat-3248	138	10	mobile	mobile	ADJ
easat-3248	138	11	banking	banking	NOUN
easat-3248	138	12	usage	usage	NOUN
easat-3248	138	13	by	by	ADP
easat-3248	138	14	luarn	luarn	NOUN
easat-3248	138	15	and	and	CCONJ
easat-3248	138	16	lin	lin	PROPN
easat-3248	138	17	[	[	X
easat-3248	138	18	10	10	NUM
easat-3248	138	19	]	]	PUNCT
easat-3248	138	20	.	.	PUNCT
easat-3248	139	1	perceived	perceive	VERB
easat-3248	139	2	attitude	attitude	NOUN
easat-3248	139	3	was	be	AUX
easat-3248	139	4	measured	measure	VERB
easat-3248	139	5	using	use	VERB
easat-3248	139	6	items	item	NOUN
easat-3248	139	7	proposed	propose	VERB
easat-3248	139	8	by	by	ADP
easat-3248	139	9	ajzen	ajzen	PROPN
easat-3248	140	1	[	[	X
easat-3248	140	2	41	41	NUM
easat-3248	140	3	]	]	PUNCT
easat-3248	140	4	.	.	PUNCT
easat-3248	141	1	trust	trust	NOUN
easat-3248	141	2	was	be	AUX
easat-3248	141	3	estimated	estimate	VERB
easat-3248	141	4	using	use	VERB
easat-3248	141	5	the	the	DET
easat-3248	141	6	measurement	measurement	NOUN
easat-3248	141	7	scale	scale	NOUN
easat-3248	141	8	revised	revise	VERB
easat-3248	141	9	in	in	ADP
easat-3248	141	10	the	the	DET
easat-3248	141	11	context	context	NOUN
easat-3248	141	12	of	of	ADP
easat-3248	141	13	mobile	mobile	ADJ
easat-3248	141	14	banking	banking	NOUN
easat-3248	141	15	adoption	adoption	NOUN
easat-3248	141	16	by	by	ADP
easat-3248	141	17	allagui	allagui	NOUN
easat-3248	141	18	and	and	CCONJ
easat-3248	141	19	temessek	temessek	NOUN
easat-3248	142	1	[	[	X
easat-3248	142	2	42	42	NUM
easat-3248	142	3	]	]	PUNCT
easat-3248	142	4	and	and	CCONJ
easat-3248	142	5	lee	lee	PROPN
easat-3248	142	6	and	and	CCONJ
easat-3248	142	7	chung	chung	VERB
easat-3248	143	1	[	[	X
easat-3248	143	2	43	43	NUM
easat-3248	143	3	]	]	PUNCT
easat-3248	143	4	.	.	PUNCT
easat-3248	144	1	for	for	ADP
easat-3248	144	2	the	the	DET
easat-3248	144	3	word	word	NOUN
easat-3248	144	4	-	-	PUNCT
easat-3248	144	5	of	of	ADP
easat-3248	144	6	-	-	PUNCT
easat-3248	144	7	mouth	mouth	NOUN
easat-3248	144	8	measurement	measurement	NOUN
easat-3248	144	9	scale	scale	NOUN
easat-3248	144	10	,	,	PUNCT
easat-3248	144	11	it	it	PRON
easat-3248	144	12	was	be	AUX
easat-3248	144	13	measured	measure	VERB
easat-3248	144	14	by	by	ADP
easat-3248	144	15	mehrad	mehrad	NOUN
easat-3248	144	16	and	and	CCONJ
easat-3248	144	17	mohammadi	mohammadi	NOUN
easat-3248	145	1	[	[	X
easat-3248	145	2	7	7	NUM
easat-3248	145	3	]	]	PUNCT
easat-3248	145	4	during	during	ADP
easat-3248	145	5	the	the	DET
easat-3248	145	6	identification	identification	NOUN
easat-3248	145	7	of	of	ADP
easat-3248	145	8	factors	factor	NOUN
easat-3248	145	9	influencing	influence	VERB
easat-3248	145	10	the	the	DET
easat-3248	145	11	use	use	NOUN
easat-3248	145	12	of	of	ADP
easat-3248	145	13	mobile	mobile	ADJ
easat-3248	145	14	banking	banking	NOUN
easat-3248	145	15	services	service	NOUN
easat-3248	145	16	.	.	PUNCT
easat-3248	146	1	finally	finally	ADV
easat-3248	146	2	,	,	PUNCT
easat-3248	146	3	the	the	DET
easat-3248	146	4	intention	intention	NOUN
easat-3248	146	5	to	to	PART
easat-3248	146	6	use	use	VERB
easat-3248	146	7	mobile	mobile	ADJ
easat-3248	146	8	banking	banking	NOUN
easat-3248	146	9	was	be	AUX
easat-3248	146	10	measured	measure	VERB
easat-3248	146	11	using	use	VERB
easat-3248	146	12	the	the	DET
easat-3248	146	13	scale	scale	NOUN
easat-3248	146	14	developed	develop	VERB
easat-3248	146	15	by	by	ADP
easat-3248	146	16	venkatesh	venkatesh	PROPN
easat-3248	146	17	[	[	X
easat-3248	146	18	44	44	NUM
easat-3248	146	19	]	]	PUNCT
easat-3248	146	20	and	and	CCONJ
easat-3248	146	21	revised	revise	VERB
easat-3248	146	22	by	by	ADP
easat-3248	146	23	venkatesh	venkatesh	PROPN
easat-3248	146	24	and	and	CCONJ
easat-3248	146	25	zhang	zhang	PROPN
easat-3248	147	1	[	[	X
easat-3248	147	2	45	45	NUM
easat-3248	147	3	]	]	PUNCT
easat-3248	147	4	.	.	PUNCT
easat-3248	148	1	you	you	PRON
easat-3248	148	2	adopted	adopt	VERB
easat-3248	148	3	psychometric	psychometric	ADJ
easat-3248	148	4	likert	likert	NOUN
easat-3248	148	5	-	-	PUNCT
easat-3248	148	6	type	type	NOUN
easat-3248	148	7	scales	scale	NOUN
easat-3248	148	8	with	with	ADP
easat-3248	148	9	five	five	NUM
easat-3248	148	10	points	point	NOUN
easat-3248	148	11	(	(	PUNCT
easat-3248	148	12	ranging	range	VERB
easat-3248	148	13	from	from	ADP
easat-3248	148	14	1	1	NUM
easat-3248	148	15	"	"	PUNCT
easat-3248	148	16	strongly	strongly	ADV
easat-3248	148	17	disagree	disagree	VERB
easat-3248	148	18	"	"	PUNCT
easat-3248	148	19	to	to	ADP
easat-3248	148	20	5	5	NUM
easat-3248	148	21	"	"	PUNCT
easat-3248	148	22	strongly	strongly	ADV
easat-3248	148	23	agree	agree	VERB
easat-3248	148	24	"	"	PUNCT
easat-3248	148	25	)	)	PUNCT
easat-3248	148	26	.	.	PUNCT
easat-3248	149	1	4	4	X
easat-3248	149	2	.	.	NOUN
easat-3248	149	3	results	result	NOUN
easat-3248	149	4	and	and	CCONJ
easat-3248	149	5	discussion	discussion	NOUN
easat-3248	149	6	in	in	ADP
easat-3248	149	7	this	this	DET
easat-3248	149	8	study	study	NOUN
easat-3248	149	9	,	,	PUNCT
easat-3248	149	10	we	we	PRON
easat-3248	149	11	opted	opt	VERB
easat-3248	149	12	for	for	ADP
easat-3248	149	13	structural	structural	ADJ
easat-3248	149	14	equation	equation	NOUN
easat-3248	149	15	modeling	modeling	NOUN
easat-3248	149	16	and	and	CCONJ
easat-3248	149	17	relied	rely	VERB
easat-3248	149	18	on	on	ADP
easat-3248	149	19	smartpls	smartpls	NOUN
easat-3248	149	20	2.0	2.0	NUM
easat-3248	149	21	software	software	NOUN
easat-3248	149	22	to	to	PART
easat-3248	149	23	analyze	analyze	VERB
easat-3248	149	24	our	our	PRON
easat-3248	149	25	data	datum	NOUN
easat-3248	149	26	.	.	PUNCT
easat-3248	150	1	structural	structural	ADJ
easat-3248	150	2	equation	equation	NOUN
easat-3248	150	3	modeling	modeling	NOUN
easat-3248	150	4	comprises	comprise	VERB
easat-3248	150	5	two	two	NUM
easat-3248	150	6	distinct	distinct	ADJ
easat-3248	150	7	models	model	NOUN
easat-3248	150	8	:	:	PUNCT
easat-3248	150	9	the	the	DET
easat-3248	150	10	measurement	measurement	NOUN
easat-3248	150	11	model	model	NOUN
easat-3248	150	12	and	and	CCONJ
easat-3248	150	13	the	the	DET
easat-3248	150	14	structural	structural	ADJ
easat-3248	150	15	model	model	NOUN
easat-3248	150	16	.	.	PUNCT
easat-3248	151	1	we	we	PRON
easat-3248	151	2	employed	employ	VERB
easat-3248	151	3	the	the	DET
easat-3248	151	4	partial	partial	ADJ
easat-3248	151	5	least	least	ADJ
easat-3248	151	6	squares	square	NOUN
easat-3248	151	7	(	(	PUNCT
easat-3248	151	8	pls	pls	INTJ
easat-3248	151	9	)	)	PUNCT
easat-3248	151	10	algorithm	algorithm	NOUN
easat-3248	151	11	on	on	ADP
easat-3248	151	12	our	our	PRON
easat-3248	151	13	entire	entire	ADJ
easat-3248	151	14	sample	sample	NOUN
easat-3248	151	15	to	to	PART
easat-3248	151	16	verify	verify	VERB
easat-3248	151	17	internal	internal	ADJ
easat-3248	151	18	validity	validity	NOUN
easat-3248	151	19	,	,	PUNCT
easat-3248	151	20	convergent	convergent	ADJ
easat-3248	151	21	validity	validity	NOUN
easat-3248	151	22	,	,	PUNCT
easat-3248	151	23	and	and	CCONJ
easat-3248	151	24	discriminant	discriminant	ADJ
easat-3248	151	25	validity	validity	NOUN
easat-3248	151	26	.	.	PUNCT
easat-3248	152	1	we	we	PRON
easat-3248	152	2	used	use	VERB
easat-3248	152	3	indices	index	NOUN
easat-3248	152	4	such	such	ADJ
easat-3248	152	5	as	as	ADP
easat-3248	152	6	cr	cr	PROPN
easat-3248	152	7	(	(	PUNCT
easat-3248	152	8	composite	composite	ADJ
easat-3248	152	9	reliability	reliability	NOUN
easat-3248	152	10	)	)	PUNCT
easat-3248	152	11	,	,	PUNCT
easat-3248	152	12	cronbach	cronbach	VERB
easat-3248	152	13	's	's	PART
easat-3248	152	14	alpha	alpha	NOUN
easat-3248	152	15	,	,	PUNCT
easat-3248	152	16	and	and	CCONJ
easat-3248	152	17	ave	ave	PROPN
easat-3248	152	18	(	(	PUNCT
easat-3248	152	19	average	average	ADJ
easat-3248	152	20	variance	variance	NOUN
easat-3248	152	21	extracted	extract	VERB
easat-3248	152	22	)	)	PUNCT
easat-3248	152	23	to	to	PART
easat-3248	152	24	assess	assess	VERB
easat-3248	152	25	the	the	DET
easat-3248	152	26	measurement	measurement	NOUN
easat-3248	152	27	model	model	NOUN
easat-3248	152	28	.	.	PUNCT
easat-3248	153	1	the	the	DET
easat-3248	153	2	table	table	NOUN
easat-3248	153	3	below	below	ADV
easat-3248	153	4	provides	provide	VERB
easat-3248	153	5	the	the	DET
easat-3248	153	6	accepted	accept	VERB
easat-3248	153	7	thresholds	threshold	NOUN
easat-3248	153	8	for	for	ADP
easat-3248	153	9	these	these	DET
easat-3248	153	10	measures	measure	NOUN
easat-3248	153	11	.	.	PUNCT
easat-3248	154	1	table	table	NOUN
easat-3248	154	2	2	2	NUM
easat-3248	154	3	.	.	PUNCT
easat-3248	154	4	acceptance	acceptance	NOUN
easat-3248	154	5	thresholds	threshold	NOUN
easat-3248	154	6	for	for	ADP
easat-3248	154	7	model	model	NOUN
easat-3248	154	8	measurement	measurement	NOUN
easat-3248	154	9	criteria	criterion	NOUN
easat-3248	154	10	.	.	PUNCT
easat-3248	155	1	composite	composite	ADJ
easat-3248	155	2	reliability	reliability	NOUN
easat-3248	155	3	˃0.7	˃0.7	PUNCT
easat-3248	155	4	nunnaly	nunnaly	PROPN
easat-3248	155	5	et	et	PROPN
easat-3248	155	6	bernstein	bernstein	PROPN
easat-3248	155	7	(	(	PUNCT
easat-3248	155	8	1994	1994	NUM
easat-3248	155	9	)	)	PUNCT
easat-3248	155	10	average	average	ADJ
easat-3248	155	11	variance	variance	NOUN
easat-3248	155	12	extracted	extract	VERB
easat-3248	155	13	˃0.5	˃0.5	NUM
easat-3248	155	14	fornell	fornell	NOUN
easat-3248	155	15	et	et	NOUN
easat-3248	155	16	larker	larker	X
easat-3248	155	17	(	(	PUNCT
easat-3248	155	18	1981	1981	NUM
easat-3248	155	19	)	)	PUNCT
easat-3248	155	20	cronbach	cronbach	PROPN
easat-3248	155	21	's	's	PART
easat-3248	155	22	alpha	alpha	NOUN
easat-3248	155	23	˃0.7	˃0.7	NUM
easat-3248	155	24	nunnaly	nunnaly	PROPN
easat-3248	155	25	et	et	PROPN
easat-3248	155	26	bernstein	bernstein	PROPN
easat-3248	155	27	(	(	PUNCT
easat-3248	155	28	199	199	NUM
easat-3248	155	29	)	)	PUNCT
easat-3248	155	30	in	in	ADP
easat-3248	155	31	the	the	DET
easat-3248	155	32	following	follow	VERB
easat-3248	155	33	table	table	NOUN
easat-3248	155	34	,	,	PUNCT
easat-3248	155	35	we	we	PRON
easat-3248	155	36	have	have	AUX
easat-3248	155	37	presented	present	VERB
easat-3248	155	38	the	the	DET
easat-3248	155	39	convergent	convergent	NOUN
easat-3248	155	40	validity	validity	NOUN
easat-3248	155	41	criteria	criterion	NOUN
easat-3248	155	42	.	.	PUNCT
easat-3248	156	1	table	table	NOUN
easat-3248	156	2	3	3	NUM
easat-3248	156	3	.	.	PUNCT
easat-3248	157	1	convergent	convergent	ADJ
easat-3248	157	2	validity	validity	NOUN
easat-3248	157	3	criteria	criterion	NOUN
easat-3248	157	4	.	.	PUNCT
easat-3248	158	1	constructs	construct	NOUN
easat-3248	158	2	cr	cr	PROPN
easat-3248	158	3	ave	ave	PROPN
easat-3248	158	4	cronbach	cronbach	PROPN
easat-3248	158	5	's	's	PART
easat-3248	158	6	alpha	alpha	ADJ
easat-3248	158	7	ease	ease	NOUN
easat-3248	158	8	of	of	ADP
easat-3248	158	9	use	use	VERB
easat-3248	158	10	0.931	0.931	NUM
easat-3248	158	11	0.952	0.952	NUM
easat-3248	158	12	0.885	0.885	NUM
easat-3248	158	13	perceived	perceive	VERB
easat-3248	158	14	usefulness	usefulness	NOUN
easat-3248	158	15	0.896	0.896	NUM
easat-3248	158	16	0.812	0.812	NUM
easat-3248	158	17	0.965	0.965	NUM
easat-3248	158	18	trust	trust	NOUN
easat-3248	158	19	0.0911	0.0911	NUM
easat-3248	158	20	0.877	0.877	NUM
easat-3248	158	21	0.746	0.746	NUM
easat-3248	158	22	word	word	NOUN
easat-3248	158	23	of	of	ADP
easat-3248	158	24	mouth	mouth	NOUN
easat-3248	158	25	0.733	0.733	NUM
easat-3248	158	26	0.712	0.712	NUM
easat-3248	158	27	0.936	0.936	NUM
easat-3248	158	28	attitude	attitude	NOUN
easat-3248	158	29	0.921	0.921	NUM
easat-3248	158	30	0.911	0.911	NUM
easat-3248	158	31	0.812	0.812	NUM
easat-3248	158	32	intention	intention	NOUN
easat-3248	158	33	to	to	PART
easat-3248	158	34	adopt	adopt	VERB
easat-3248	158	35	mobile	mobile	ADJ
easat-3248	158	36	banking	banking	NOUN
easat-3248	158	37	services	service	NOUN
easat-3248	158	38	0.889	0.889	NUM
easat-3248	158	39	0.801	0.801	NUM
easat-3248	158	40	0.981	0.981	NUM
easat-3248	158	41	regarding	regard	VERB
easat-3248	158	42	convergent	convergent	NOUN
easat-3248	158	43	validity	validity	NOUN
easat-3248	158	44	,	,	PUNCT
easat-3248	158	45	we	we	PRON
easat-3248	158	46	observe	observe	VERB
easat-3248	158	47	that	that	SCONJ
easat-3248	158	48	the	the	DET
easat-3248	158	49	ave	ave	PROPN
easat-3248	158	50	indices	indice	VERB
easat-3248	158	51	range	range	VERB
easat-3248	158	52	from	from	ADP
easat-3248	158	53	0.712	0.712	NUM
easat-3248	158	54	to	to	ADP
easat-3248	158	55	0.952	0.952	NUM
easat-3248	158	56	,	,	PUNCT
easat-3248	158	57	and	and	CCONJ
easat-3248	158	58	the	the	DET
easat-3248	158	59	cr	cr	PROPN
easat-3248	158	60	values	value	NOUN
easat-3248	158	61	vary	vary	VERB
easat-3248	158	62	between	between	ADP
easat-3248	158	63	0.733	0.733	NUM
easat-3248	158	64	and	and	CCONJ
easat-3248	158	65	0.931	0.931	NUM
easat-3248	158	66	.	.	PUNCT
easat-3248	159	1	we	we	PRON
easat-3248	159	2	notice	notice	VERB
easat-3248	159	3	that	that	SCONJ
easat-3248	159	4	these	these	DET
easat-3248	159	5	indices	index	NOUN
easat-3248	159	6	exceed	exceed	VERB
easat-3248	159	7	the	the	DET
easat-3248	159	8	respective	respective	ADJ
easat-3248	159	9	thresholds	threshold	NOUN
easat-3248	159	10	of	of	ADP
easat-3248	159	11	0.5	0.5	NUM
easat-3248	160	1	[	[	X
easat-3248	160	2	46	46	NUM
easat-3248	160	3	]	]	PUNCT
easat-3248	160	4	and	and	CCONJ
easat-3248	160	5	0.7	0.7	NUM
easat-3248	160	6	[	[	X
easat-3248	160	7	47	47	NUM
easat-3248	160	8	]	]	PUNCT
easat-3248	160	9	.	.	PUNCT
easat-3248	161	1	this	this	PRON
easat-3248	161	2	allows	allow	VERB
easat-3248	161	3	us	we	PRON
easat-3248	161	4	to	to	PART
easat-3248	161	5	confirm	confirm	VERB
easat-3248	161	6	the	the	DET
easat-3248	161	7	convergent	convergent	NOUN
easat-3248	161	8	validity	validity	NOUN
easat-3248	161	9	of	of	ADP
easat-3248	161	10	our	our	PRON
easat-3248	161	11	model	model	NOUN
easat-3248	161	12	.	.	PUNCT
easat-3248	162	1	according	accord	VERB
easat-3248	162	2	to	to	ADP
easat-3248	162	3	sosik	sosik	PROPN
easat-3248	162	4	,	,	PUNCT
easat-3248	162	5	kahai	kahai	PROPN
easat-3248	162	6	and	and	CCONJ
easat-3248	162	7	piovoso	piovoso	VERB
easat-3248	162	8	[	[	X
easat-3248	162	9	48	48	NUM
easat-3248	162	10	]	]	PUNCT
easat-3248	162	11	and	and	CCONJ
easat-3248	162	12	lacrous	lacrous	ADJ
easat-3248	162	13	[	[	X
easat-3248	162	14	49	49	NUM
easat-3248	162	15	]	]	PUNCT
easat-3248	162	16	,	,	PUNCT
easat-3248	162	17	discriminant	discriminant	ADJ
easat-3248	162	18	validity	validity	NOUN
easat-3248	162	19	is	be	AUX
easat-3248	162	20	deemed	deem	VERB
easat-3248	162	21	adequate	adequate	ADJ
easat-3248	162	22	if	if	SCONJ
easat-3248	162	23	,	,	PUNCT
easat-3248	162	24	for	for	SCONJ
easat-3248	162	25	each	each	DET
easat-3248	162	26	5785	5785	NUM
easat-3248	162	27	edelweiss	edelweiss	PROPN
easat-3248	162	28	applied	apply	VERB
easat-3248	162	29	science	science	NOUN
easat-3248	162	30	and	and	CCONJ
easat-3248	162	31	technology	technology	NOUN
easat-3248	162	32	issn	issn	PROPN
easat-3248	162	33	:	:	PUNCT
easat-3248	162	34	2576	2576	NUM
easat-3248	162	35	-	-	SYM
easat-3248	162	36	8484	8484	NUM
easat-3248	162	37	vol	vol	NOUN
easat-3248	162	38	.	.	PROPN
easat-3248	162	39	8	8	NUM
easat-3248	162	40	,	,	PUNCT
easat-3248	162	41	no	no	INTJ
easat-3248	162	42	.	.	NOUN
easat-3248	162	43	6	6	NUM
easat-3248	162	44	:	:	SYM
easat-3248	162	45	5780	5780	NUM
easat-3248	162	46	-	-	SYM
easat-3248	162	47	5788	5788	NUM
easat-3248	162	48	,	,	PUNCT
easat-3248	162	49	2024	2024	NUM
easat-3248	162	50	doi	doi	NOUN
easat-3248	162	51	:	:	PUNCT
easat-3248	162	52	10.55214/25768484.v8i6.3248	10.55214/25768484.v8i6.3248	ADJ
easat-3248	162	53	©	©	PROPN
easat-3248	162	54	2024	2024	NUM
easat-3248	162	55	by	by	ADP
easat-3248	162	56	the	the	DET
easat-3248	162	57	authors	author	NOUN
easat-3248	162	58	;	;	PUNCT
easat-3248	162	59	licensee	licensee	PROPN
easat-3248	162	60	learning	learn	VERB
easat-3248	162	61	gate	gate	NOUN
easat-3248	162	62	construct	construct	VERB
easat-3248	162	63	,	,	PUNCT
easat-3248	162	64	the	the	DET
easat-3248	162	65	factor	factor	NOUN
easat-3248	162	66	loadings	loading	NOUN
easat-3248	162	67	are	be	AUX
easat-3248	162	68	higher	high	ADJ
easat-3248	162	69	than	than	ADP
easat-3248	162	70	the	the	DET
easat-3248	162	71	cross	cross	NOUN
easat-3248	162	72	-	-	NOUN
easat-3248	162	73	loadings	loading	NOUN
easat-3248	162	74	between	between	ADP
easat-3248	162	75	each	each	DET
easat-3248	162	76	item	item	NOUN
easat-3248	162	77	and	and	CCONJ
easat-3248	162	78	the	the	DET
easat-3248	162	79	other	other	ADJ
easat-3248	162	80	constructs	construct	NOUN
easat-3248	162	81	.	.	PUNCT
easat-3248	163	1	table	table	NOUN
easat-3248	163	2	4	4	NUM
easat-3248	163	3	.	.	PUNCT
easat-3248	164	1	correlations	correlation	NOUN
easat-3248	164	2	between	between	ADP
easat-3248	164	3	constructs	construct	NOUN
easat-3248	164	4	and	and	CCONJ
easat-3248	164	5	discriminant	discriminant	ADJ
easat-3248	164	6	validity	validity	NOUN
easat-3248	164	7	.	.	PUNCT
easat-3248	165	1	variables	variable	NOUN
easat-3248	165	2	ease	ease	NOUN
easat-3248	165	3	of	of	ADP
easat-3248	165	4	use	use	NOUN
easat-3248	165	5	perceived	perceive	VERB
easat-3248	165	6	usefulness	usefulness	NOUN
easat-3248	165	7	trust	trust	NOUN
easat-3248	165	8	word	word	NOUN
easat-3248	165	9	of	of	ADP
easat-3248	165	10	mouth	mouth	NOUN
easat-3248	165	11	attitude	attitude	NOUN
easat-3248	165	12	intention	intention	NOUN
easat-3248	165	13	of	of	ADP
easat-3248	165	14	adopt	adopt	NOUN
easat-3248	165	15	ease	ease	NOUN
easat-3248	165	16	of	of	ADP
easat-3248	165	17	use	use	NOUN
easat-3248	165	18	0.975	0.975	NUM
easat-3248	165	19	perceived	perceive	VERB
easat-3248	165	20	usefulness	usefulness	NOUN
easat-3248	165	21	0.6321	0.6321	NUM
easat-3248	165	22	0.901	0.901	NUM
easat-3248	165	23	trust	trust	NOUN
easat-3248	165	24	0.3125	0.3125	NUM
easat-3248	165	25	0.5212	0.5212	NUM
easat-3248	165	26	0.936	0.936	NUM
easat-3248	165	27	word	word	NOUN
easat-3248	165	28	of	of	ADP
easat-3248	165	29	mouth	mouth	NOUN
easat-3248	165	30	-0.3216	-0.3216	VERB
easat-3248	165	31	0.8512	0.8512	NUM
easat-3248	165	32	0.1256	0.1256	NUM
easat-3248	165	33	0.843	0.843	NUM
easat-3248	165	34	attitude	attitude	NOUN
easat-3248	165	35	0.6532	0.6532	NUM
easat-3248	165	36	0.4124	0.4124	NUM
easat-3248	165	37	-0.5124	-0.5124	NOUN
easat-3248	165	38	0.7251	0.7251	NUM
easat-3248	165	39	0.955	0.955	NUM
easat-3248	165	40	intention	intention	NOUN
easat-3248	165	41	of	of	ADP
easat-3248	165	42	adopt	adopt	NOUN
easat-3248	165	43	0.2132	0.2132	NUM
easat-3248	165	44	0.7621	0.7621	NUM
easat-3248	165	45	0.1286	0.1286	NUM
easat-3248	165	46	-0.3264	-0.3264	NOUN
easat-3248	165	47	0.6251	0.6251	NUM
easat-3248	165	48	0.894	0.894	NUM
easat-3248	165	49	according	accord	VERB
easat-3248	165	50	to	to	ADP
easat-3248	165	51	larcker	larcker	NOUN
easat-3248	165	52	[	[	X
easat-3248	165	53	46	46	NUM
easat-3248	165	54	]	]	PUNCT
easat-3248	165	55	,	,	PUNCT
easat-3248	165	56	discriminant	discriminant	ADJ
easat-3248	165	57	validity	validity	NOUN
easat-3248	165	58	is	be	AUX
easat-3248	165	59	assessed	assess	VERB
easat-3248	165	60	by	by	ADP
easat-3248	165	61	a	a	DET
easat-3248	165	62	simple	simple	ADJ
easat-3248	165	63	comparison	comparison	NOUN
easat-3248	165	64	between	between	ADP
easat-3248	165	65	the	the	DET
easat-3248	165	66	correlations	correlation	NOUN
easat-3248	165	67	of	of	ADP
easat-3248	165	68	constructs	construct	NOUN
easat-3248	165	69	and	and	CCONJ
easat-3248	165	70	the	the	DET
easat-3248	165	71	square	square	ADJ
easat-3248	165	72	roots	root	NOUN
easat-3248	165	73	of	of	ADP
easat-3248	165	74	the	the	DET
easat-3248	165	75	ave	ave	NOUN
easat-3248	165	76	(	(	PUNCT
easat-3248	165	77	average	average	ADJ
easat-3248	165	78	variance	variance	NOUN
easat-3248	165	79	extracted	extract	VERB
easat-3248	165	80	)	)	PUNCT
easat-3248	165	81	.	.	PUNCT
easat-3248	166	1	the	the	DET
easat-3248	166	2	table	table	NOUN
easat-3248	166	3	indicates	indicate	VERB
easat-3248	166	4	that	that	SCONJ
easat-3248	166	5	the	the	DET
easat-3248	166	6	square	square	ADJ
easat-3248	166	7	root	root	NOUN
easat-3248	166	8	of	of	ADP
easat-3248	166	9	the	the	DET
easat-3248	166	10	ave	ave	NOUN
easat-3248	166	11	values	value	NOUN
easat-3248	166	12	is	be	AUX
easat-3248	166	13	higher	high	ADJ
easat-3248	166	14	than	than	ADP
easat-3248	166	15	the	the	DET
easat-3248	166	16	correlations	correlation	NOUN
easat-3248	166	17	of	of	ADP
easat-3248	166	18	the	the	DET
easat-3248	166	19	construct	construct	NOUN
easat-3248	166	20	with	with	ADP
easat-3248	166	21	other	other	ADJ
easat-3248	166	22	constructs	construct	NOUN
easat-3248	166	23	.	.	PUNCT
easat-3248	167	1	based	base	VERB
easat-3248	167	2	on	on	ADP
easat-3248	167	3	this	this	PRON
easat-3248	167	4	,	,	PUNCT
easat-3248	167	5	discriminant	discriminant	ADJ
easat-3248	167	6	validity	validity	NOUN
easat-3248	167	7	is	be	AUX
easat-3248	167	8	established	establish	VERB
easat-3248	167	9	.	.	PUNCT
easat-3248	168	1	based	base	VERB
easat-3248	168	2	on	on	ADP
easat-3248	168	3	correlation	correlation	NOUN
easat-3248	168	4	coefficients	coefficient	NOUN
easat-3248	168	5	and	and	CCONJ
easat-3248	168	6	t	t	NOUN
easat-3248	168	7	-	-	PUNCT
easat-3248	168	8	values	value	NOUN
easat-3248	168	9	,	,	PUNCT
easat-3248	168	10	we	we	PRON
easat-3248	168	11	focus	focus	VERB
easat-3248	168	12	on	on	ADP
easat-3248	168	13	testing	test	VERB
easat-3248	168	14	our	our	PRON
easat-3248	168	15	hypotheses	hypothesis	NOUN
easat-3248	168	16	and	and	CCONJ
easat-3248	168	17	estimating	estimate	VERB
easat-3248	168	18	the	the	DET
easat-3248	168	19	structural	structural	ADJ
easat-3248	168	20	relationships	relationship	NOUN
easat-3248	168	21	between	between	ADP
easat-3248	168	22	constructs	construct	NOUN
easat-3248	168	23	.	.	PUNCT
easat-3248	169	1	to	to	PART
easat-3248	169	2	do	do	VERB
easat-3248	169	3	so	so	ADV
easat-3248	169	4	,	,	PUNCT
easat-3248	169	5	a	a	DET
easat-3248	169	6	bootstrap	bootstrap	NOUN
easat-3248	169	7	analysis	analysis	NOUN
easat-3248	169	8	(	(	PUNCT
easat-3248	169	9	n=350	n=350	PROPN
easat-3248	169	10	,	,	PUNCT
easat-3248	169	11	500	500	NUM
easat-3248	169	12	iterations	iteration	NOUN
easat-3248	169	13	)	)	PUNCT
easat-3248	169	14	,	,	PUNCT
easat-3248	169	15	following	follow	VERB
easat-3248	169	16	chin	chin	PROPN
easat-3248	169	17	's	's	PART
easat-3248	169	18	recommendations	recommendation	NOUN
easat-3248	169	19	[	[	X
easat-3248	169	20	50	50	NUM
easat-3248	169	21	]	]	PUNCT
easat-3248	169	22	,	,	PUNCT
easat-3248	169	23	was	be	AUX
easat-3248	169	24	conducted	conduct	VERB
easat-3248	169	25	.	.	PUNCT
easat-3248	170	1	a	a	DET
easat-3248	170	2	correlation	correlation	NOUN
easat-3248	170	3	relationship	relationship	NOUN
easat-3248	170	4	is	be	AUX
easat-3248	170	5	considered	consider	VERB
easat-3248	170	6	significant	significant	ADJ
easat-3248	170	7	if	if	SCONJ
easat-3248	170	8	the	the	DET
easat-3248	170	9	t	t	NOUN
easat-3248	170	10	-	-	PUNCT
easat-3248	170	11	value	value	NOUN
easat-3248	170	12	exceeds	exceed	VERB
easat-3248	170	13	the	the	DET
easat-3248	170	14	threshold	threshold	NOUN
easat-3248	170	15	of	of	ADP
easat-3248	170	16	1.96	1.96	NUM
easat-3248	170	17	.	.	PUNCT
easat-3248	171	1	positive	positive	ADJ
easat-3248	171	2	correlation	correlation	NOUN
easat-3248	171	3	coefficients	coefficient	NOUN
easat-3248	171	4	close	close	ADV
easat-3248	171	5	to	to	PART
easat-3248	171	6	1	1	NUM
easat-3248	171	7	suggest	suggest	VERB
easat-3248	171	8	a	a	DET
easat-3248	171	9	strong	strong	ADJ
easat-3248	171	10	correlation	correlation	NOUN
easat-3248	171	11	between	between	ADP
easat-3248	171	12	constructs	construct	NOUN
easat-3248	171	13	.	.	PUNCT
easat-3248	172	1	table	table	NOUN
easat-3248	172	2	7	7	NUM
easat-3248	172	3	and	and	CCONJ
easat-3248	172	4	figure	figure	VERB
easat-3248	172	5	2	2	NUM
easat-3248	172	6	present	present	VERB
easat-3248	172	7	the	the	DET
easat-3248	172	8	results	result	NOUN
easat-3248	172	9	(	(	PUNCT
easat-3248	172	10	*	*	PUNCT
easat-3248	172	11	*	*	PUNCT
easat-3248	172	12	p	p	X
easat-3248	172	13	<	<	X
easat-3248	172	14	.05	.05	NUM
easat-3248	172	15	;	;	PUNCT
easat-3248	172	16	*	*	PUNCT
easat-3248	173	1	*	*	PUNCT
easat-3248	173	2	*	*	PUNCT
easat-3248	173	3	p	p	X
easat-3248	173	4	<	<	X
easat-3248	173	5	.01	.01	NUM
easat-3248	173	6	,	,	PUNCT
easat-3248	173	7	n.s	n.s	PROPN
easat-3248	173	8	:	:	PUNCT
easat-3248	173	9	not	not	PART
easat-3248	173	10	significant	significant	ADJ
easat-3248	173	11	)	)	PUNCT
easat-3248	173	12	.	.	PUNCT
easat-3248	174	1	table	table	NOUN
easat-3248	174	2	5	5	NUM
easat-3248	174	3	.	.	PUNCT
easat-3248	174	4	results	result	NOUN
easat-3248	174	5	of	of	ADP
easat-3248	174	6	our	our	PRON
easat-3248	174	7	research	research	NOUN
easat-3248	174	8	model	model	NOUN
easat-3248	174	9	:	:	PUNCT
easat-3248	174	10	hypothesis	hypothesis	NOUN
easat-3248	174	11	validation	validation	NOUN
easat-3248	174	12	.	.	PUNCT
easat-3248	175	1	hypotheses	hypothese	VERB
easat-3248	175	2	correlation	correlation	NOUN
easat-3248	175	3	relationship	relationship	NOUN
easat-3248	175	4	correlation	correlation	NOUN
easat-3248	175	5	coefficient	coefficient	NOUN
easat-3248	175	6	t	t	PROPN
easat-3248	175	7	-values	-value	NOUN
easat-3248	175	8	result	result	VERB
easat-3248	175	9	r2	r2	PROPN
easat-3248	175	10	h1	h1	PROPN
easat-3248	175	11	ease	ease	NOUN
easat-3248	175	12	of	of	ADP
easat-3248	175	13	use	use	NOUN
easat-3248	175	14	attitude	attitude	NOUN
easat-3248	175	15	0.693	0.693	NUM
easat-3248	175	16	*	*	PUNCT
easat-3248	175	17	*	*	PUNCT
easat-3248	175	18	*	*	X
easat-3248	175	19	8.213	8.213	NUM
easat-3248	175	20	confirmed	confirm	VERB
easat-3248	175	21	0.596	0.596	NUM
easat-3248	175	22	h2	h2	NOUN
easat-3248	175	23	perceived	perceive	VERB
easat-3248	175	24	us	we	PRON
easat-3248	175	25	attitude	attitude	NOUN
easat-3248	175	26	0.524	0.524	NUM
easat-3248	175	27	*	*	PUNCT
easat-3248	175	28	*	*	PUNCT
easat-3248	175	29	*	*	PUNCT
easat-3248	175	30	8.689	8.689	NUM
easat-3248	175	31	confirmed	confirm	VERB
easat-3248	175	32	h3	h3	NOUN
easat-3248	175	33	attitude	attitude	NOUN
easat-3248	175	34	int	int	NOUN
easat-3248	175	35	of	of	ADP
easat-3248	175	36	adopt	adopt	NOUN
easat-3248	175	37	0.712	0.712	NUM
easat-3248	175	38	*	*	PUNCT
easat-3248	175	39	*	*	PUNCT
easat-3248	175	40	*	*	X
easat-3248	175	41	9.869	9.869	NUM
easat-3248	175	42	confirmed	confirm	VERB
easat-3248	175	43	0.612	0.612	NUM
easat-3248	175	44	h4	h4	PROPN
easat-3248	175	45	trust	trust	NOUN
easat-3248	175	46	int	int	NOUN
easat-3248	175	47	of	of	ADP
easat-3248	175	48	adopt	adopt	NOUN
easat-3248	175	49	0.314	0.314	NOUN
easat-3248	175	50	*	*	PUNCT
easat-3248	175	51	*	*	PUNCT
easat-3248	175	52	*	*	PUNCT
easat-3248	175	53	6.895	6.895	NUM
easat-3248	175	54	confirmed	confirm	VERB
easat-3248	175	55	h5	h5	NOUN
easat-3248	175	56	ease	ease	NOUN
easat-3248	175	57	of	of	ADP
easat-3248	175	58	use	use	NOUN
easat-3248	175	59	trust	trust	NOUN
easat-3248	175	60	0.217	0.217	NUM
easat-3248	175	61	*	*	PUNCT
easat-3248	175	62	*	*	PUNCT
easat-3248	175	63	*	*	PUNCT
easat-3248	175	64	5.415	5.415	NUM
easat-3248	175	65	confirmed	confirm	VERB
easat-3248	175	66	h6	h6	PROPN
easat-3248	175	67	word	word	NOUN
easat-3248	175	68	of	of	ADP
easat-3248	175	69	mouth	mouth	NOUN
easat-3248	175	70	perceived	perceive	VERB
easat-3248	175	71	us	we	PRON
easat-3248	175	72	0.160	0.160	NOUN
easat-3248	175	73	*	*	SYM
easat-3248	175	74	*	*	SYM
easat-3248	175	75	3.216	3.216	NUM
easat-3248	175	76	confirmed	confirm	VERB
easat-3248	175	77	h7	h7	ADJ
easat-3248	175	78	word	word	NOUN
easat-3248	175	79	of	of	ADP
easat-3248	175	80	mouth	mouth	NOUN
easat-3248	175	81	ease	ease	NOUN
easat-3248	175	82	of	of	ADP
easat-3248	175	83	use	use	NOUN
easat-3248	175	84	0.068	0.068	NUM
easat-3248	175	85	1.020	1.020	NUM
easat-3248	175	86	(	(	PUNCT
easat-3248	175	87	n.s	n.s	PROPN
easat-3248	175	88	)	)	PUNCT
easat-3248	175	89	rejeted	rejete	VERB
easat-3248	175	90	h8	h8	PROPN
easat-3248	175	91	word	word	NOUN
easat-3248	175	92	of	of	ADP
easat-3248	175	93	mouth	mouth	NOUN
easat-3248	175	94	int	int	NOUN
easat-3248	175	95	of	of	ADP
easat-3248	175	96	adopt	adopt	NOUN
easat-3248	175	97	0.198	0.198	NUM
easat-3248	175	98	*	*	SYM
easat-3248	175	99	*	*	PUNCT
easat-3248	175	100	2.989	2.989	NUM
easat-3248	175	101	confirmed	confirmed	ADJ
easat-3248	175	102	figure	figure	NOUN
easat-3248	175	103	2	2	NUM
easat-3248	175	104	.	.	PUNCT
easat-3248	175	105	empirical	empirical	ADJ
easat-3248	175	106	research	research	NOUN
easat-3248	175	107	results	result	NOUN
easat-3248	175	108	.	.	PUNCT
easat-3248	176	1	5786	5786	NUM
easat-3248	176	2	edelweiss	edelweiss	PROPN
easat-3248	176	3	applied	apply	VERB
easat-3248	176	4	science	science	NOUN
easat-3248	176	5	and	and	CCONJ
easat-3248	176	6	technology	technology	NOUN
easat-3248	176	7	issn	issn	PROPN
easat-3248	176	8	:	:	PUNCT
easat-3248	176	9	2576	2576	NUM
easat-3248	176	10	-	-	SYM
easat-3248	176	11	8484	8484	NUM
easat-3248	176	12	vol	vol	NOUN
easat-3248	176	13	.	.	PROPN
easat-3248	176	14	8	8	NUM
easat-3248	176	15	,	,	PUNCT
easat-3248	176	16	no	no	INTJ
easat-3248	176	17	.	.	NOUN
easat-3248	176	18	6	6	NUM
easat-3248	176	19	:	:	SYM
easat-3248	176	20	5780	5780	NUM
easat-3248	176	21	-	-	SYM
easat-3248	176	22	5788	5788	NUM
easat-3248	176	23	,	,	PUNCT
easat-3248	176	24	2024	2024	NUM
easat-3248	176	25	doi	doi	NOUN
easat-3248	176	26	:	:	PUNCT
easat-3248	176	27	10.55214/25768484.v8i6.3248	10.55214/25768484.v8i6.3248	ADJ
easat-3248	176	28	©	©	PROPN
easat-3248	176	29	2024	2024	NUM
easat-3248	176	30	by	by	ADP
easat-3248	176	31	the	the	DET
easat-3248	176	32	authors	author	NOUN
easat-3248	176	33	;	;	PUNCT
easat-3248	176	34	licensee	licensee	PROPN
easat-3248	176	35	learning	learning	PROPN
easat-3248	176	36	gate	gate	PROPN
easat-3248	176	37	tunisia	tunisia	PROPN
easat-3248	176	38	.	.	PUNCT
easat-3248	177	1	in	in	ADP
easat-3248	177	2	this	this	DET
easat-3248	177	3	regard	regard	NOUN
easat-3248	177	4	,	,	PUNCT
easat-3248	177	5	we	we	PRON
easat-3248	177	6	conducted	conduct	VERB
easat-3248	177	7	an	an	DET
easat-3248	177	8	online	online	ADJ
easat-3248	177	9	questionnaire	questionnaire	NOUN
easat-3248	177	10	survey	survey	NOUN
easat-3248	177	11	.	.	PUNCT
easat-3248	178	1	the	the	DET
easat-3248	178	2	study	study	NOUN
easat-3248	178	3	aims	aim	VERB
easat-3248	178	4	to	to	PART
easat-3248	178	5	examine	examine	VERB
easat-3248	178	6	the	the	DET
easat-3248	178	7	role	role	NOUN
easat-3248	178	8	of	of	ADP
easat-3248	178	9	the	the	DET
easat-3248	178	10	variable	variable	ADJ
easat-3248	178	11	'	'	PUNCT
easat-3248	178	12	word	word	NOUN
easat-3248	178	13	of	of	ADP
easat-3248	178	14	mouth	mouth	NOUN
easat-3248	178	15	'	'	PUNCT
easat-3248	178	16	in	in	ADP
easat-3248	178	17	predicting	predict	VERB
easat-3248	178	18	individual	individual	ADJ
easat-3248	178	19	behavioral	behavioral	ADJ
easat-3248	178	20	intention	intention	NOUN
easat-3248	178	21	toward	toward	ADP
easat-3248	178	22	mobile	mobile	ADJ
easat-3248	178	23	banking	banking	NOUN
easat-3248	178	24	as	as	ADP
easat-3248	178	25	a	a	DET
easat-3248	178	26	variable	variable	NOUN
easat-3248	178	27	tested	test	VERB
easat-3248	178	28	for	for	ADP
easat-3248	178	29	the	the	DET
easat-3248	178	30	first	first	ADJ
easat-3248	178	31	time	time	NOUN
easat-3248	178	32	in	in	ADP
easat-3248	178	33	the	the	DET
easat-3248	178	34	iranian	iranian	ADJ
easat-3248	178	35	context	context	NOUN
easat-3248	178	36	.	.	PUNCT
easat-3248	179	1	our	our	PRON
easat-3248	179	2	results	result	NOUN
easat-3248	179	3	clearly	clearly	ADV
easat-3248	179	4	indicate	indicate	VERB
easat-3248	179	5	that	that	SCONJ
easat-3248	179	6	the	the	DET
easat-3248	179	7	intention	intention	NOUN
easat-3248	179	8	to	to	PART
easat-3248	179	9	use	use	VERB
easat-3248	179	10	is	be	AUX
easat-3248	179	11	strongly	strongly	ADV
easat-3248	179	12	influenced	influence	VERB
easat-3248	179	13	by	by	ADP
easat-3248	179	14	perceived	perceive	VERB
easat-3248	179	15	attitude	attitude	NOUN
easat-3248	179	16	and	and	CCONJ
easat-3248	179	17	trust	trust	NOUN
easat-3248	179	18	in	in	ADP
easat-3248	179	19	mobile	mobile	ADJ
easat-3248	179	20	banking	banking	NOUN
easat-3248	179	21	(	(	PUNCT
easat-3248	179	22	h3	h3	NOUN
easat-3248	179	23	and	and	CCONJ
easat-3248	179	24	h4	h4	NOUN
easat-3248	179	25	)	)	PUNCT
easat-3248	179	26	.	.	PUNCT
easat-3248	180	1	additionally	additionally	ADV
easat-3248	180	2	,	,	PUNCT
easat-3248	180	3	attitude	attitude	NOUN
easat-3248	180	4	is	be	AUX
easat-3248	180	5	determined	determine	VERB
easat-3248	180	6	by	by	ADP
easat-3248	180	7	both	both	DET
easat-3248	180	8	ease	ease	NOUN
easat-3248	180	9	of	of	ADP
easat-3248	180	10	use	use	NOUN
easat-3248	180	11	and	and	CCONJ
easat-3248	180	12	perceived	perceive	VERB
easat-3248	180	13	usefulness	usefulness	NOUN
easat-3248	180	14	(	(	PUNCT
easat-3248	180	15	h1	h1	PROPN
easat-3248	180	16	,	,	PUNCT
easat-3248	180	17	h2	h2	PROPN
easat-3248	180	18	)	)	PUNCT
easat-3248	180	19	.	.	PUNCT
easat-3248	181	1	word	word	NOUN
easat-3248	181	2	of	of	ADP
easat-3248	181	3	mouth	mouth	NOUN
easat-3248	181	4	was	be	AUX
easat-3248	181	5	clearly	clearly	ADV
easat-3248	181	6	identifiable	identifiable	ADJ
easat-3248	181	7	and	and	CCONJ
easat-3248	181	8	reflects	reflect	VERB
easat-3248	181	9	a	a	DET
easat-3248	181	10	positive	positive	ADJ
easat-3248	181	11	perception	perception	NOUN
easat-3248	181	12	regarding	regard	VERB
easat-3248	181	13	the	the	DET
easat-3248	181	14	utility	utility	NOUN
easat-3248	181	15	of	of	ADP
easat-3248	181	16	the	the	DET
easat-3248	181	17	mobile	mobile	ADJ
easat-3248	181	18	application	application	NOUN
easat-3248	181	19	for	for	ADP
easat-3248	181	20	performing	perform	VERB
easat-3248	181	21	banking	banking	NOUN
easat-3248	181	22	tasks	task	NOUN
easat-3248	181	23	.	.	PUNCT
easat-3248	182	1	however	however	ADV
easat-3248	182	2	,	,	PUNCT
easat-3248	182	3	word	word	NOUN
easat-3248	182	4	of	of	ADP
easat-3248	182	5	mouth	mouth	NOUN
easat-3248	182	6	is	be	AUX
easat-3248	182	7	found	find	VERB
easat-3248	182	8	to	to	PART
easat-3248	182	9	be	be	AUX
easat-3248	182	10	not	not	PART
easat-3248	182	11	significant	significant	ADJ
easat-3248	182	12	in	in	ADP
easat-3248	182	13	influencing	influence	VERB
easat-3248	182	14	individual	individual	ADJ
easat-3248	182	15	behavior	behavior	NOUN
easat-3248	182	16	regarding	regard	VERB
easat-3248	182	17	the	the	DET
easat-3248	182	18	ease	ease	NOUN
easat-3248	182	19	of	of	ADP
easat-3248	182	20	use	use	NOUN
easat-3248	182	21	of	of	ADP
easat-3248	182	22	mobile	mobile	ADJ
easat-3248	182	23	banking	banking	NOUN
easat-3248	182	24	services	service	NOUN
easat-3248	182	25	(	(	PUNCT
easat-3248	182	26	h7	h7	PROPN
easat-3248	182	27	)	)	PUNCT
easat-3248	182	28	.	.	PUNCT
easat-3248	183	1	the	the	DET
easat-3248	183	2	use	use	NOUN
easat-3248	183	3	of	of	ADP
easat-3248	183	4	mobile	mobile	ADJ
easat-3248	183	5	banking	banking	NOUN
easat-3248	183	6	services	service	NOUN
easat-3248	183	7	is	be	AUX
easat-3248	183	8	easy	easy	ADJ
easat-3248	183	9	,	,	PUNCT
easat-3248	183	10	requiring	require	VERB
easat-3248	183	11	no	no	DET
easat-3248	183	12	rare	rare	ADJ
easat-3248	183	13	knowledge	knowledge	NOUN
easat-3248	183	14	or	or	CCONJ
easat-3248	183	15	skills	skill	NOUN
easat-3248	183	16	.	.	PUNCT
easat-3248	184	1	therefore	therefore	ADV
easat-3248	184	2	,	,	PUNCT
easat-3248	184	3	oral	oral	ADJ
easat-3248	184	4	communication	communication	NOUN
easat-3248	184	5	between	between	ADP
easat-3248	184	6	individuals	individual	NOUN
easat-3248	184	7	has	have	VERB
easat-3248	184	8	no	no	DET
easat-3248	184	9	effect	effect	NOUN
easat-3248	184	10	on	on	ADP
easat-3248	184	11	the	the	DET
easat-3248	184	12	ease	ease	NOUN
easat-3248	184	13	of	of	ADP
easat-3248	184	14	using	use	VERB
easat-3248	184	15	mobile	mobile	ADJ
easat-3248	184	16	banking	banking	NOUN
easat-3248	184	17	.	.	PUNCT
easat-3248	185	1	existing	exist	VERB
easat-3248	185	2	studies	study	NOUN
easat-3248	185	3	suggest	suggest	VERB
easat-3248	185	4	that	that	SCONJ
easat-3248	185	5	ease	ease	NOUN
easat-3248	185	6	of	of	ADP
easat-3248	185	7	use	use	NOUN
easat-3248	185	8	is	be	AUX
easat-3248	185	9	a	a	DET
easat-3248	185	10	significant	significant	ADJ
easat-3248	185	11	attribute	attribute	NOUN
easat-3248	185	12	of	of	ADP
easat-3248	185	13	online	online	ADJ
easat-3248	185	14	banking	banking	NOUN
easat-3248	185	15	applications	application	NOUN
easat-3248	185	16	[	[	X
easat-3248	185	17	51	51	NUM
easat-3248	185	18	]	]	PUNCT
easat-3248	185	19	.	.	PUNCT
easat-3248	186	1	our	our	PRON
easat-3248	186	2	study	study	NOUN
easat-3248	186	3	offers	offer	VERB
easat-3248	186	4	a	a	DET
easat-3248	186	5	comprehensive	comprehensive	ADJ
easat-3248	186	6	approach	approach	NOUN
easat-3248	186	7	to	to	ADP
easat-3248	186	8	understanding	understand	VERB
easat-3248	186	9	the	the	DET
easat-3248	186	10	adoption	adoption	NOUN
easat-3248	186	11	of	of	ADP
easat-3248	186	12	mobile	mobile	ADJ
easat-3248	186	13	banking	banking	NOUN
easat-3248	186	14	by	by	ADP
easat-3248	186	15	incorporating	incorporate	VERB
easat-3248	186	16	the	the	DET
easat-3248	186	17	theory	theory	NOUN
easat-3248	186	18	of	of	ADP
easat-3248	186	19	planned	plan	VERB
easat-3248	186	20	behavior	behavior	NOUN
easat-3248	186	21	and	and	CCONJ
easat-3248	186	22	adding	add	VERB
easat-3248	186	23	two	two	NUM
easat-3248	186	24	additional	additional	ADJ
easat-3248	186	25	variables	variable	NOUN
easat-3248	186	26	:	:	PUNCT
easat-3248	186	27	word	word	NOUN
easat-3248	186	28	of	of	ADP
easat-3248	186	29	mouth	mouth	NOUN
easat-3248	186	30	and	and	CCONJ
easat-3248	186	31	trust	trust	NOUN
easat-3248	186	32	.	.	PUNCT
easat-3248	187	1	this	this	PRON
easat-3248	187	2	is	be	AUX
easat-3248	187	3	demonstrated	demonstrate	VERB
easat-3248	187	4	by	by	ADP
easat-3248	187	5	the	the	DET
easat-3248	187	6	high	high	ADJ
easat-3248	187	7	explanatory	explanatory	ADJ
easat-3248	187	8	power	power	NOUN
easat-3248	187	9	of	of	ADP
easat-3248	187	10	our	our	PRON
easat-3248	187	11	research	research	NOUN
easat-3248	187	12	model	model	NOUN
easat-3248	187	13	,	,	PUNCT
easat-3248	187	14	explaining	explain	VERB
easat-3248	187	15	61.2	61.2	NUM
easat-3248	187	16	%	%	NOUN
easat-3248	187	17	of	of	ADP
easat-3248	187	18	the	the	DET
easat-3248	187	19	behavioral	behavioral	ADJ
easat-3248	187	20	intention	intention	NOUN
easat-3248	187	21	to	to	PART
easat-3248	187	22	adopt	adopt	VERB
easat-3248	187	23	mobile	mobile	ADJ
easat-3248	187	24	banking	banking	NOUN
easat-3248	187	25	compared	compare	VERB
easat-3248	187	26	to	to	ADP
easat-3248	187	27	31	31	NUM
easat-3248	187	28	%	%	NOUN
easat-3248	187	29	by	by	ADP
easat-3248	187	30	kim	kim	PROPN
easat-3248	187	31	,	,	PUNCT
easat-3248	187	32	shin	shin	PROPN
easat-3248	187	33	,	,	PUNCT
easat-3248	187	34	and	and	CCONJ
easat-3248	187	35	lee	lee	PROPN
easat-3248	188	1	[	[	X
easat-3248	188	2	28	28	NUM
easat-3248	188	3	]	]	PUNCT
easat-3248	188	4	and	and	CCONJ
easat-3248	188	5	53	53	NUM
easat-3248	188	6	%	%	NOUN
easat-3248	188	7	by	by	ADP
easat-3248	188	8	oliveira	oliveira	PROPN
easat-3248	188	9	et	et	PROPN
easat-3248	188	10	al	al	PROPN
easat-3248	188	11	.	.	PUNCT
easat-3248	189	1	[	[	X
easat-3248	189	2	16	16	NUM
easat-3248	189	3	]	]	PUNCT
easat-3248	189	4	.	.	PUNCT
easat-3248	190	1	5	5	X
easat-3248	190	2	.	.	X
easat-3248	190	3	general	general	ADJ
easat-3248	190	4	conclusion	conclusion	NOUN
easat-3248	190	5	we	we	PRON
easat-3248	190	6	collaborated	collaborate	VERB
easat-3248	190	7	with	with	ADP
easat-3248	190	8	users	user	NOUN
easat-3248	190	9	of	of	ADP
easat-3248	190	10	mobile	mobile	ADJ
easat-3248	190	11	banking	banking	NOUN
easat-3248	190	12	to	to	PART
easat-3248	190	13	gain	gain	VERB
easat-3248	190	14	access	access	NOUN
easat-3248	190	15	to	to	ADP
easat-3248	190	16	a	a	DET
easat-3248	190	17	high	high	ADJ
easat-3248	190	18	-	-	PUNCT
easat-3248	190	19	quality	quality	NOUN
easat-3248	190	20	field	field	NOUN
easat-3248	190	21	,	,	PUNCT
easat-3248	190	22	enabling	enable	VERB
easat-3248	190	23	us	we	PRON
easat-3248	190	24	to	to	PART
easat-3248	190	25	control	control	VERB
easat-3248	190	26	a	a	DET
easat-3248	190	27	maximum	maximum	ADJ
easat-3248	190	28	number	number	NOUN
easat-3248	190	29	of	of	ADP
easat-3248	190	30	parameters	parameter	NOUN
easat-3248	190	31	.	.	PUNCT
easat-3248	191	1	between	between	ADP
easat-3248	191	2	june	june	PROPN
easat-3248	191	3	and	and	CCONJ
easat-3248	191	4	august	august	PROPN
easat-3248	191	5	2023	2023	NUM
easat-3248	191	6	,	,	PUNCT
easat-3248	191	7	we	we	PRON
easat-3248	191	8	collected	collect	VERB
easat-3248	191	9	350	350	NUM
easat-3248	191	10	responses	response	NOUN
easat-3248	191	11	on	on	ADP
easat-3248	191	12	the	the	DET
easat-3248	191	13	basis	basis	NOUN
easat-3248	191	14	of	of	ADP
easat-3248	191	15	which	which	PRON
easat-3248	191	16	we	we	PRON
easat-3248	191	17	conducted	conduct	VERB
easat-3248	191	18	our	our	PRON
easat-3248	191	19	analyses	analysis	NOUN
easat-3248	191	20	.	.	PUNCT
easat-3248	192	1	these	these	DET
easat-3248	192	2	analyses	analysis	NOUN
easat-3248	192	3	demonstrated	demonstrate	VERB
easat-3248	192	4	that	that	SCONJ
easat-3248	192	5	the	the	DET
easat-3248	192	6	intention	intention	NOUN
easat-3248	192	7	to	to	PART
easat-3248	192	8	use	use	VERB
easat-3248	192	9	mobile	mobile	ADJ
easat-3248	192	10	banking	banking	NOUN
easat-3248	192	11	services	service	NOUN
easat-3248	192	12	is	be	AUX
easat-3248	192	13	influenced	influence	VERB
easat-3248	192	14	by	by	ADP
easat-3248	192	15	the	the	DET
easat-3248	192	16	perceived	perceive	VERB
easat-3248	192	17	attitude	attitude	NOUN
easat-3248	192	18	toward	toward	ADP
easat-3248	192	19	the	the	DET
easat-3248	192	20	mobile	mobile	ADJ
easat-3248	192	21	application	application	NOUN
easat-3248	192	22	,	,	PUNCT
easat-3248	192	23	and	and	CCONJ
easat-3248	192	24	trust	trust	NOUN
easat-3248	192	25	significantly	significantly	ADV
easat-3248	192	26	and	and	CCONJ
easat-3248	192	27	positively	positively	ADV
easat-3248	192	28	influences	influence	VERB
easat-3248	192	29	this	this	DET
easat-3248	192	30	intention	intention	NOUN
easat-3248	192	31	of	of	ADP
easat-3248	192	32	use	use	NOUN
easat-3248	192	33	.	.	PUNCT
easat-3248	193	1	ease	ease	NOUN
easat-3248	193	2	of	of	ADP
easat-3248	193	3	use	use	NOUN
easat-3248	193	4	and	and	CCONJ
easat-3248	193	5	perceived	perceive	VERB
easat-3248	193	6	usefulness	usefulness	NOUN
easat-3248	193	7	are	be	AUX
easat-3248	193	8	two	two	NUM
easat-3248	193	9	determining	determine	VERB
easat-3248	193	10	factors	factor	NOUN
easat-3248	193	11	of	of	ADP
easat-3248	193	12	an	an	DET
easat-3248	193	13	individual	individual	NOUN
easat-3248	193	14	's	's	PART
easat-3248	193	15	attitude	attitude	NOUN
easat-3248	193	16	.	.	PUNCT
easat-3248	194	1	we	we	PRON
easat-3248	194	2	also	also	ADV
easat-3248	194	3	showed	show	VERB
easat-3248	194	4	that	that	PRON
easat-3248	194	5	word	word	NOUN
easat-3248	194	6	of	of	ADP
easat-3248	194	7	mouth	mouth	NOUN
easat-3248	194	8	plays	play	VERB
easat-3248	194	9	an	an	DET
easat-3248	194	10	important	important	ADJ
easat-3248	194	11	role	role	NOUN
easat-3248	194	12	in	in	ADP
easat-3248	194	13	positively	positively	ADV
easat-3248	194	14	influencing	influence	VERB
easat-3248	194	15	the	the	DET
easat-3248	194	16	perceived	perceive	VERB
easat-3248	194	17	usefulness	usefulness	NOUN
easat-3248	194	18	of	of	ADP
easat-3248	194	19	mobile	mobile	ADJ
easat-3248	194	20	banking	banking	NOUN
easat-3248	194	21	applications	application	NOUN
easat-3248	194	22	and	and	CCONJ
easat-3248	194	23	has	have	VERB
easat-3248	194	24	a	a	DET
easat-3248	194	25	direct	direct	ADJ
easat-3248	194	26	impact	impact	NOUN
easat-3248	194	27	on	on	ADP
easat-3248	194	28	the	the	DET
easat-3248	194	29	intention	intention	NOUN
easat-3248	194	30	to	to	PART
easat-3248	194	31	use	use	VERB
easat-3248	194	32	online	online	ADJ
easat-3248	194	33	banking	banking	NOUN
easat-3248	194	34	,	,	PUNCT
easat-3248	194	35	while	while	SCONJ
easat-3248	194	36	it	it	PRON
easat-3248	194	37	does	do	AUX
easat-3248	194	38	not	not	PART
easat-3248	194	39	affect	affect	VERB
easat-3248	194	40	ease	ease	NOUN
easat-3248	194	41	of	of	ADP
easat-3248	194	42	use	use	NOUN
easat-3248	194	43	.	.	PUNCT
easat-3248	195	1	mobile	mobile	ADJ
easat-3248	195	2	banking	banking	NOUN
easat-3248	195	3	is	be	AUX
easat-3248	195	4	considered	consider	VERB
easat-3248	195	5	an	an	DET
easat-3248	195	6	effective	effective	ADJ
easat-3248	195	7	marketing	marketing	NOUN
easat-3248	195	8	strategy	strategy	NOUN
easat-3248	195	9	based	base	VERB
easat-3248	195	10	on	on	ADP
easat-3248	195	11	the	the	DET
easat-3248	195	12	internet	internet	NOUN
easat-3248	195	13	to	to	PART
easat-3248	195	14	retain	retain	VERB
easat-3248	195	15	existing	exist	VERB
easat-3248	195	16	customers	customer	NOUN
easat-3248	195	17	and	and	CCONJ
easat-3248	195	18	attract	attract	VERB
easat-3248	195	19	new	new	ADJ
easat-3248	195	20	ones	one	NOUN
easat-3248	195	21	.	.	PUNCT
easat-3248	196	1	digital	digital	ADJ
easat-3248	196	2	-	-	PUNCT
easat-3248	196	3	based	base	VERB
easat-3248	196	4	remote	remote	ADJ
easat-3248	196	5	banking	banking	NOUN
easat-3248	196	6	technology	technology	NOUN
easat-3248	196	7	has	have	AUX
easat-3248	196	8	now	now	ADV
easat-3248	196	9	become	become	VERB
easat-3248	196	10	an	an	DET
easat-3248	196	11	extremely	extremely	ADV
easat-3248	196	12	innovative	innovative	ADJ
easat-3248	196	13	and	and	CCONJ
easat-3248	196	14	upto	upto	ADJ
easat-3248	196	15	-	-	PUNCT
easat-3248	196	16	date	date	NOUN
easat-3248	196	17	mobile	mobile	ADJ
easat-3248	196	18	banking	banking	NOUN
easat-3248	196	19	[	[	X
easat-3248	196	20	17	17	NUM
easat-3248	196	21	]	]	PUNCT
easat-3248	196	22	.	.	PUNCT
easat-3248	197	1	unfortunately	unfortunately	ADV
easat-3248	197	2	,	,	PUNCT
easat-3248	197	3	this	this	DET
easat-3248	197	4	new	new	ADJ
easat-3248	197	5	practice	practice	NOUN
easat-3248	197	6	remains	remains	AUX
easat-3248	197	7	inadequately	inadequately	ADV
easat-3248	197	8	adopted	adopt	VERB
easat-3248	197	9	by	by	ADP
easat-3248	197	10	tunisian	tunisian	ADJ
easat-3248	197	11	banks	bank	NOUN
easat-3248	197	12	to	to	ADP
easat-3248	197	13	this	this	DET
easat-3248	197	14	day	day	NOUN
easat-3248	197	15	.	.	PUNCT
easat-3248	198	1	we	we	PRON
easat-3248	198	2	have	have	AUX
easat-3248	198	3	tried	try	VERB
easat-3248	198	4	to	to	PART
easat-3248	198	5	provide	provide	VERB
easat-3248	198	6	a	a	DET
easat-3248	198	7	clear	clear	ADJ
easat-3248	198	8	picture	picture	NOUN
easat-3248	198	9	of	of	ADP
easat-3248	198	10	the	the	DET
easat-3248	198	11	factors	factor	NOUN
easat-3248	198	12	influencing	influence	VERB
easat-3248	198	13	an	an	DET
easat-3248	198	14	individual	individual	NOUN
easat-3248	198	15	's	's	PART
easat-3248	198	16	intention	intention	NOUN
easat-3248	198	17	to	to	PART
easat-3248	198	18	adopt	adopt	VERB
easat-3248	198	19	mobile	mobile	ADJ
easat-3248	198	20	banking	banking	NOUN
easat-3248	198	21	services	service	NOUN
easat-3248	198	22	so	so	SCONJ
easat-3248	198	23	that	that	SCONJ
easat-3248	198	24	banks	bank	NOUN
easat-3248	198	25	can	can	AUX
easat-3248	198	26	adapt	adapt	VERB
easat-3248	198	27	to	to	ADP
easat-3248	198	28	the	the	DET
easat-3248	198	29	changing	change	VERB
easat-3248	198	30	behavior	behavior	NOUN
easat-3248	198	31	of	of	ADP
easat-3248	198	32	their	their	PRON
easat-3248	198	33	customers	customer	NOUN
easat-3248	198	34	.	.	PUNCT
easat-3248	199	1	it	it	PRON
easat-3248	199	2	is	be	AUX
easat-3248	199	3	important	important	ADJ
easat-3248	199	4	to	to	PART
easat-3248	199	5	foster	foster	VERB
easat-3248	199	6	a	a	DET
easat-3248	199	7	collective	collective	ADJ
easat-3248	199	8	vigilance	vigilance	NOUN
easat-3248	199	9	about	about	ADP
easat-3248	199	10	the	the	DET
easat-3248	199	11	ever	ever	ADV
easat-3248	199	12	-	-	PUNCT
easat-3248	199	13	evolving	evolve	VERB
easat-3248	199	14	environment	environment	NOUN
easat-3248	199	15	to	to	PART
easat-3248	199	16	capture	capture	VERB
easat-3248	199	17	new	new	ADJ
easat-3248	199	18	trends	trend	NOUN
easat-3248	199	19	.	.	PUNCT
easat-3248	200	1	the	the	DET
easat-3248	200	2	study	study	NOUN
easat-3248	200	3	's	's	PART
easat-3248	200	4	findings	finding	NOUN
easat-3248	200	5	will	will	AUX
easat-3248	200	6	help	help	VERB
easat-3248	200	7	banks	bank	NOUN
easat-3248	200	8	and	and	CCONJ
easat-3248	200	9	financial	financial	ADJ
easat-3248	200	10	institutions	institution	NOUN
easat-3248	200	11	enhance	enhance	VERB
easat-3248	200	12	the	the	DET
easat-3248	200	13	growth	growth	NOUN
easat-3248	200	14	of	of	ADP
easat-3248	200	15	mobile	mobile	ADJ
easat-3248	200	16	banking	banking	NOUN
easat-3248	200	17	and	and	CCONJ
easat-3248	200	18	provide	provide	VERB
easat-3248	200	19	decision	decision	NOUN
easat-3248	200	20	-	-	PUNCT
easat-3248	200	21	makers	maker	NOUN
easat-3248	200	22	with	with	ADP
easat-3248	200	23	new	new	ADJ
easat-3248	200	24	insights	insight	NOUN
easat-3248	200	25	to	to	PART
easat-3248	200	26	design	design	VERB
easat-3248	200	27	appropriate	appropriate	ADJ
easat-3248	200	28	marketing	marketing	NOUN
easat-3248	200	29	strategies	strategy	NOUN
easat-3248	200	30	to	to	PART
easat-3248	200	31	improve	improve	VERB
easat-3248	200	32	the	the	DET
easat-3248	200	33	adoption	adoption	NOUN
easat-3248	200	34	of	of	ADP
easat-3248	200	35	mobile	mobile	ADJ
easat-3248	200	36	banking	banking	NOUN
easat-3248	200	37	services	service	NOUN
easat-3248	200	38	.	.	PUNCT
easat-3248	201	1	in	in	ADP
easat-3248	201	2	the	the	DET
easat-3248	201	3	current	current	ADJ
easat-3248	201	4	economic	economic	ADJ
easat-3248	201	5	context	context	NOUN
easat-3248	201	6	,	,	PUNCT
easat-3248	201	7	both	both	CCONJ
easat-3248	201	8	globally	globally	ADV
easat-3248	201	9	and	and	CCONJ
easat-3248	201	10	specifically	specifically	ADV
easat-3248	201	11	in	in	ADP
easat-3248	201	12	tunisia	tunisia	PROPN
easat-3248	201	13	,	,	PUNCT
easat-3248	201	14	it	it	PRON
easat-3248	201	15	is	be	AUX
easat-3248	201	16	essential	essential	ADJ
easat-3248	201	17	to	to	PART
easat-3248	201	18	assist	assist	VERB
easat-3248	201	19	all	all	DET
easat-3248	201	20	businesses	business	NOUN
easat-3248	201	21	in	in	ADP
easat-3248	201	22	enhancing	enhance	VERB
easat-3248	201	23	their	their	PRON
easat-3248	201	24	potential	potential	NOUN
easat-3248	201	25	by	by	ADP
easat-3248	201	26	implementing	implement	VERB
easat-3248	201	27	strategies	strategy	NOUN
easat-3248	201	28	that	that	PRON
easat-3248	201	29	ensure	ensure	VERB
easat-3248	201	30	their	their	PRON
easat-3248	201	31	sustainability	sustainability	NOUN
easat-3248	201	32	.	.	PUNCT
easat-3248	202	1	desiring	desire	VERB
easat-3248	202	2	innovation	innovation	NOUN
easat-3248	202	3	and	and	CCONJ
easat-3248	202	4	knowing	know	VERB
easat-3248	202	5	how	how	SCONJ
easat-3248	202	6	to	to	PART
easat-3248	202	7	innovate	innovate	VERB
easat-3248	202	8	are	be	AUX
easat-3248	202	9	the	the	DET
easat-3248	202	10	two	two	NUM
easat-3248	202	11	essential	essential	ADJ
easat-3248	202	12	components	component	NOUN
easat-3248	202	13	that	that	PRON
easat-3248	202	14	will	will	AUX
easat-3248	202	15	enable	enable	VERB
easat-3248	202	16	every	every	DET
easat-3248	202	17	company	company	NOUN
easat-3248	202	18	,	,	PUNCT
easat-3248	202	19	regardless	regardless	ADV
easat-3248	202	20	of	of	ADP
easat-3248	202	21	its	its	PRON
easat-3248	202	22	profile	profile	NOUN
easat-3248	202	23	,	,	PUNCT
easat-3248	202	24	to	to	PART
easat-3248	202	25	reap	reap	VERB
easat-3248	202	26	the	the	DET
easat-3248	202	27	benefits	benefit	NOUN
easat-3248	202	28	of	of	ADP
easat-3248	202	29	this	this	DET
easat-3248	202	30	innovative	innovative	ADJ
easat-3248	202	31	approach	approach	NOUN
easat-3248	202	32	.	.	PUNCT
easat-3248	203	1	copyright	copyright	NOUN
easat-3248	203	2	:	:	PUNCT
easat-3248	203	3	©	©	PROPN
easat-3248	203	4	2024	2024	NUM
easat-3248	203	5	by	by	ADP
easat-3248	203	6	the	the	DET
easat-3248	203	7	authors	author	NOUN
easat-3248	203	8	.	.	PUNCT
easat-3248	204	1	this	this	DET
easat-3248	204	2	article	article	NOUN
easat-3248	204	3	is	be	AUX
easat-3248	204	4	an	an	DET
easat-3248	204	5	open	open	ADJ
easat-3248	204	6	access	access	NOUN
easat-3248	204	7	article	article	NOUN
easat-3248	204	8	distributed	distribute	VERB
easat-3248	204	9	under	under	ADP
easat-3248	204	10	the	the	DET
easat-3248	204	11	terms	term	NOUN
easat-3248	204	12	and	and	CCONJ
easat-3248	204	13	conditions	condition	NOUN
easat-3248	204	14	of	of	ADP
easat-3248	204	15	the	the	DET
easat-3248	204	16	creative	creative	ADJ
easat-3248	204	17	commons	common	NOUN
easat-3248	204	18	attribution	attribution	NOUN
easat-3248	204	19	(	(	PUNCT
easat-3248	204	20	cc	cc	NOUN
easat-3248	204	21	by	by	ADP
easat-3248	204	22	)	)	PUNCT
easat-3248	204	23	license	license	NOUN
easat-3248	204	24	(	(	PUNCT
easat-3248	204	25	https://creativecommons.org/licenses/by/4.0/	https://creativecommons.org/licenses/by/4.0/	PROPN
easat-3248	204	26	)	)	PUNCT
easat-3248	204	27	.	.	PUNCT
easat-3248	205	1	references	reference	NOUN
easat-3248	205	2	[	[	X
easat-3248	205	3	1	1	NUM
easat-3248	205	4	]	]	PUNCT
easat-3248	205	5	andreani	andreani	X
easat-3248	205	6	j.c	j.c	PROPN
easat-3248	205	7	(	(	PUNCT
easat-3248	205	8	2001	2001	NUM
easat-3248	205	9	)	)	PUNCT
easat-3248	205	10	marketing	marketing	NOUN
easat-3248	205	11	des	des	X
easat-3248	205	12	produits	produits	PROPN
easat-3248	205	13	nouveaux	nouveaux	PROPN
easat-3248	205	14	.	.	PUNCT
easat-3248	206	1	revue	revue	PROPN
easat-3248	206	2	française	française	PROPN
easat-3248	206	3	du	du	PROPN
easat-3248	206	4	marketing	marketing	PROPN
easat-3248	206	5	,	,	PUNCT
easat-3248	206	6	182	182	NUM
easat-3248	206	7	,	,	PUNCT
easat-3248	206	8	2	2	NUM
easat-3248	206	9	,	,	PUNCT
easat-3248	206	10	5	5	NUM
easat-3248	206	11	-	-	SYM
easat-3248	206	12	11	11	NUM
easat-3248	206	13	.	.	PUNCT
easat-3248	207	1	[	[	X
easat-3248	207	2	2	2	NUM
easat-3248	207	3	]	]	X
easat-3248	207	4	busch	busch	PROPN
easat-3248	207	5	j.	j.	PROPN
easat-3248	207	6	and	and	CCONJ
easat-3248	207	7	faure	faure	PROPN
easat-3248	207	8	c.	c.	PROPN
easat-3248	207	9	(	(	PUNCT
easat-3248	207	10	2007	2007	NUM
easat-3248	207	11	)	)	PUNCT
easat-3248	207	12	effects	effect	NOUN
easat-3248	207	13	of	of	ADP
easat-3248	207	14	product	product	NOUN
easat-3248	207	15	-	-	PUNCT
easat-3248	207	16	level	level	NOUN
easat-3248	207	17	innovation	innovation	NOUN
easat-3248	207	18	on	on	ADP
easat-3248	207	19	family	family	NOUN
easat-3248	207	20	brand	brand	NOUN
easat-3248	207	21	perceptions	perception	NOUN
easat-3248	207	22	in	in	ADP
easat-3248	207	23	proceedings	proceeding	NOUN
easat-3248	207	24	of	of	ADP
easat-3248	207	25	the	the	DET
easat-3248	207	26	european	european	PROPN
easat-3248	207	27	marketing	marketing	PROPN
easat-3248	207	28	academy	academy	PROPN
easat-3248	207	29	(	(	PUNCT
easat-3248	207	30	emac	emac	PROPN
easat-3248	207	31	)	)	PUNCT
easat-3248	207	32	.	.	PUNCT
easat-3248	208	1	reykjavik	reykjavik	PROPN
easat-3248	208	2	,	,	PUNCT
easat-3248	208	3	iceland	iceland	NOUN
easat-3248	208	4	.	.	PUNCT
easat-3248	209	1	[	[	X
easat-3248	209	2	3	3	X
easat-3248	209	3	]	]	X
easat-3248	209	4	cheikho	cheikho	PROPN
easat-3248	209	5	a.	a.	NOUN
easat-3248	209	6	(	(	PUNCT
easat-3248	209	7	2015	2015	NUM
easat-3248	209	8	)	)	PUNCT
easat-3248	209	9	l’adoption	l’adoption	PROPN
easat-3248	209	10	des	des	PROPN
easat-3248	209	11	innovations	innovation	NOUN
easat-3248	209	12	technologiques	technologique	VERB
easat-3248	209	13	par	par	PROPN
easat-3248	209	14	les	les	PROPN
easat-3248	209	15	clients	client	NOUN
easat-3248	209	16	et	et	PROPN
easat-3248	209	17	son	son	NOUN
easat-3248	209	18	impact	impact	VERB
easat-3248	209	19	sur	sur	PROPN
easat-3248	209	20	la	la	PROPN
easat-3248	209	21	relation	relation	PROPN
easat-3248	209	22	client	client	NOUN
easat-3248	209	23	-	-	PUNCT
easat-3248	209	24	cas	cas	X
easat-3248	209	25	de	de	X
easat-3248	209	26	la	la	PROPN
easat-3248	209	27	banque	banque	PROPN
easat-3248	209	28	mobile	mobile	PROPN
easat-3248	209	29	.	.	PUNCT
easat-3248	210	1	thèse	thèse	PROPN
easat-3248	210	2	de	de	X
easat-3248	210	3	doctorat	doctorat	PROPN
easat-3248	210	4	en	en	X
easat-3248	210	5	sciences	sciences	PROPN
easat-3248	210	6	de	de	X
easat-3248	210	7	gestion	gestion	PROPN
easat-3248	210	8	,	,	PUNCT
easat-3248	210	9	université	université	PROPN
easat-3248	210	10	nice	nice	PROPN
easat-3248	210	11	-	-	PUNCT
easat-3248	210	12	sophia	sophia	PROPN
easat-3248	210	13	antipolis	antipolis	PROPN
easat-3248	210	14	,	,	PUNCT
easat-3248	210	15	france	france	PROPN
easat-3248	210	16	.	.	PUNCT
easat-3248	211	1	[	[	X
easat-3248	211	2	4	4	NUM
easat-3248	211	3	]	]	SYM
easat-3248	211	4	ericson,(2014	ericson,(2014	NOUN
easat-3248	211	5	)	)	PUNCT
easat-3248	211	6	ericsson	ericsson	PROPN
easat-3248	211	7	mobility	mobility	PROPN
easat-3248	211	8	report	report	PROPN
easat-3248	211	9	,	,	PUNCT
easat-3248	211	10	dans	dans	PROPN
easat-3248	211	11	http://www.ericsson.com/en/news/2014/6/ericsson-mobility-reportjune-2014	http://www.ericsson.com/en/news/2014/6/ericsson-mobility-reportjune-2014	PROPN
easat-3248	211	12	,	,	PUNCT
easat-3248	211	13	consulté	consulté	PROPN
easat-3248	211	14	le	le	X
easat-3248	211	15	06	06	PROPN
easat-3248	211	16	décembre	décembre	PROPN
easat-3248	211	17	2018	2018	NUM
easat-3248	211	18	.	.	PUNCT
easat-3248	212	1	[	[	X
easat-3248	212	2	5	5	NUM
easat-3248	212	3	]	]	PUNCT
easat-3248	212	4	cabinet	cabinet	NOUN
easat-3248	212	5	gartner	gartner	NOUN
easat-3248	212	6	,	,	PUNCT
easat-3248	212	7	(	(	PUNCT
easat-3248	212	8	2014	2014	NUM
easat-3248	212	9	)	)	PUNCT
easat-3248	212	10	“	"	PUNCT
easat-3248	212	11	rapport	rapport	VERB
easat-3248	212	12	digital	digital	NOUN
easat-3248	212	13	”	"	PUNCT
easat-3248	212	14	,	,	PUNCT
easat-3248	212	15	dans	dan	NOUN
easat-3248	212	16	,	,	PUNCT
easat-3248	212	17	http://www.gartner.com/newsroom/id/2692318	http://www.gartner.com/newsroom/id/2692318	PROPN
easat-3248	212	18	,	,	PUNCT
easat-3248	212	19	consulté	consulté	PROPN
easat-3248	212	20	le	le	PROPN
easat-3248	212	21	05	05	NUM
easat-3248	212	22	décembre	décembre	PROPN
easat-3248	212	23	2018	2018	NUM
easat-3248	212	24	.	.	PUNCT
easat-3248	213	1	[	[	X
easat-3248	213	2	6	6	NUM
easat-3248	213	3	]	]	X
easat-3248	213	4	mohammadi	mohammadi	NOUN
easat-3248	213	5	h.	h.	PROPN
easat-3248	213	6	(	(	PUNCT
easat-3248	213	7	2015	2015	NUM
easat-3248	213	8	)	)	PUNCT
easat-3248	213	9	a	a	DET
easat-3248	213	10	study	study	NOUN
easat-3248	213	11	of	of	ADP
easat-3248	213	12	mobile	mobile	ADJ
easat-3248	213	13	banking	banking	NOUN
easat-3248	213	14	loyalty	loyalty	NOUN
easat-3248	213	15	in	in	ADP
easat-3248	213	16	iran	iran	PROPN
easat-3248	213	17	.	.	PUNCT
easat-3248	214	1	computer	computer	NOUN
easat-3248	214	2	human	human	PROPN
easat-3248	214	3	.	.	PUNCT
easat-3248	215	1	behavior	behavior	NOUN
easat-3248	215	2	,	,	PUNCT
easat-3248	215	3	44	44	NUM
easat-3248	215	4	,	,	PUNCT
easat-3248	215	5	35	35	NUM
easat-3248	215	6	-	-	SYM
easat-3248	215	7	47	47	NUM
easat-3248	215	8	.	.	PUNCT
easat-3248	216	1	https://creativecommons.org/licenses/by/4.0/	https://creativecommons.org/licenses/by/4.0/	PROPN
easat-3248	216	2	http://www.ericsson.com/en/news/2014/6/ericsson-mobility-report-june-2014	http://www.ericsson.com/en/news/2014/6/ericsson-mobility-report-june-2014	PROPN
easat-3248	216	3	http://www.ericsson.com/en/news/2014/6/ericsson-mobility-report-june-2014	http://www.ericsson.com/en/news/2014/6/ericsson-mobility-report-june-2014	PROPN
easat-3248	216	4	5787	5787	NUM
easat-3248	216	5	edelweiss	edelweiss	PROPN
easat-3248	216	6	applied	apply	VERB
easat-3248	216	7	science	science	NOUN
easat-3248	216	8	and	and	CCONJ
easat-3248	216	9	technology	technology	NOUN
easat-3248	216	10	issn	issn	PROPN
easat-3248	216	11	:	:	PUNCT
easat-3248	216	12	2576	2576	NUM
easat-3248	216	13	-	-	SYM
easat-3248	216	14	8484	8484	NUM
easat-3248	216	15	vol	vol	NOUN
easat-3248	216	16	.	.	PROPN
easat-3248	216	17	8	8	NUM
easat-3248	216	18	,	,	PUNCT
easat-3248	216	19	no	no	INTJ
easat-3248	216	20	.	.	NOUN
easat-3248	216	21	6	6	NUM
easat-3248	216	22	:	:	SYM
easat-3248	216	23	5780	5780	NUM
easat-3248	216	24	-	-	SYM
easat-3248	216	25	5788	5788	NUM
easat-3248	216	26	,	,	PUNCT
easat-3248	216	27	2024	2024	NUM
easat-3248	216	28	doi	doi	NOUN
easat-3248	216	29	:	:	PUNCT
easat-3248	216	30	10.55214/25768484.v8i6.3248	10.55214/25768484.v8i6.3248	ADJ
easat-3248	216	31	©	©	PROPN
easat-3248	216	32	2024	2024	NUM
easat-3248	216	33	by	by	ADP
easat-3248	216	34	the	the	DET
easat-3248	216	35	authors	author	NOUN
easat-3248	216	36	;	;	PUNCT
easat-3248	216	37	licensee	licensee	PROPN
easat-3248	216	38	learning	learning	NOUN
easat-3248	216	39	gate	gate	NOUN
easat-3248	217	1	[	[	X
easat-3248	217	2	7	7	NUM
easat-3248	217	3	]	]	X
easat-3248	217	4	mehrad	mehrad	PROPN
easat-3248	217	5	d.	d.	PROPN
easat-3248	217	6	and	and	CCONJ
easat-3248	217	7	mohammadi	mohammadi	PROPN
easat-3248	217	8	s.	s.	PROPN
easat-3248	217	9	(	(	PUNCT
easat-3248	217	10	2017	2017	NUM
easat-3248	217	11	)	)	PUNCT
easat-3248	217	12	word	word	NOUN
easat-3248	217	13	of	of	ADP
easat-3248	217	14	mouth	mouth	NOUN
easat-3248	217	15	impact	impact	NOUN
easat-3248	217	16	on	on	ADP
easat-3248	217	17	the	the	DET
easat-3248	217	18	adoption	adoption	NOUN
easat-3248	217	19	of	of	ADP
easat-3248	217	20	mobile	mobile	ADJ
easat-3248	217	21	banking	banking	NOUN
easat-3248	217	22	in	in	ADP
easat-3248	217	23	iran	iran	PROPN
easat-3248	217	24	.	.	PUNCT
easat-3248	218	1	telematics	telematic	NOUN
easat-3248	218	2	and	and	CCONJ
easat-3248	218	3	informatics	informatic	NOUN
easat-3248	218	4	,	,	PUNCT
easat-3248	218	5	34	34	NUM
easat-3248	218	6	(	(	PUNCT
easat-3248	218	7	7	7	NUM
easat-3248	218	8	)	)	PUNCT
easat-3248	218	9	,	,	PUNCT
easat-3248	218	10	1351	1351	NUM
easat-3248	218	11	-	-	SYM
easat-3248	218	12	1363	1363	NUM
easat-3248	218	13	.	.	PUNCT
easat-3248	219	1	[	[	X
easat-3248	219	2	8	8	NUM
easat-3248	219	3	]	]	X
easat-3248	219	4	laukkanen	laukkanen	PROPN
easat-3248	219	5	t.	t.	PROPN
easat-3248	219	6	(	(	PUNCT
easat-3248	219	7	2007	2007	NUM
easat-3248	219	8	)	)	PUNCT
easat-3248	219	9	internet	internet	NOUN
easat-3248	219	10	vs.	vs.	ADP
easat-3248	219	11	mobile	mobile	ADJ
easat-3248	219	12	banking	banking	NOUN
easat-3248	219	13	:	:	PUNCT
easat-3248	219	14	comparing	compare	VERB
easat-3248	219	15	customer	customer	NOUN
easat-3248	219	16	value	value	NOUN
easat-3248	219	17	perceptions	perception	NOUN
easat-3248	219	18	.	.	PUNCT
easat-3248	220	1	business	business	NOUN
easat-3248	220	2	process	process	NOUN
easat-3248	220	3	manage	manage	VERB
easat-3248	220	4	journal	journal	NOUN
easat-3248	220	5	,	,	PUNCT
easat-3248	220	6	13	13	NUM
easat-3248	220	7	(	(	PUNCT
easat-3248	220	8	6	6	NUM
easat-3248	220	9	)	)	PUNCT
easat-3248	220	10	,	,	PUNCT
easat-3248	220	11	788	788	NUM
easat-3248	220	12	-	-	SYM
easat-3248	220	13	797	797	NUM
easat-3248	220	14	.	.	PUNCT
easat-3248	221	1	[	[	X
easat-3248	221	2	9	9	NUM
easat-3248	221	3	]	]	SYM
easat-3248	221	4	shaikh	shaikh	PROPN
easat-3248	221	5	a.a	a.a	PROPN
easat-3248	221	6	.	.	PROPN
easat-3248	221	7	and	and	CCONJ
easat-3248	221	8	karjaluoto	karjaluoto	PROPN
easat-3248	221	9	h.	h.	PROPN
easat-3248	221	10	(	(	PUNCT
easat-3248	221	11	2015	2015	NUM
easat-3248	221	12	)	)	PUNCT
easat-3248	221	13	mobile	mobile	ADJ
easat-3248	221	14	banking	banking	NOUN
easat-3248	221	15	adoption	adoption	NOUN
easat-3248	221	16	:	:	PUNCT
easat-3248	221	17	a	a	DET
easat-3248	221	18	literature	literature	NOUN
easat-3248	221	19	review	review	NOUN
easat-3248	221	20	.	.	PUNCT
easat-3248	222	1	telematics	telematic	NOUN
easat-3248	222	2	and	and	CCONJ
easat-3248	222	3	informatics	informatic	NOUN
easat-3248	222	4	,	,	PUNCT
easat-3248	222	5	vol	vol	NOUN
easat-3248	222	6	.	.	PROPN
easat-3248	222	7	32	32	NUM
easat-3248	222	8	,	,	PUNCT
easat-3248	222	9	n	n	CCONJ
easat-3248	222	10	°	°	NOUN
easat-3248	222	11	1	1	NUM
easat-3248	222	12	,	,	PUNCT
easat-3248	222	13	p.	p.	NOUN
easat-3248	222	14	129–142	129–142	NUM
easat-3248	222	15	,	,	PUNCT
easat-3248	222	16	february	february	PROPN
easat-3248	222	17	2015	2015	NUM
easat-3248	222	18	.	.	PUNCT
easat-3248	223	1	[	[	X
easat-3248	223	2	10	10	NUM
easat-3248	223	3	]	]	PUNCT
easat-3248	223	4	luarn	luarn	ADJ
easat-3248	223	5	p.	p.	NOUN
easat-3248	223	6	and	and	CCONJ
easat-3248	223	7	lin	lin	PROPN
easat-3248	223	8	h.	h.	PROPN
easat-3248	223	9	h.	h.	PROPN
easat-3248	223	10	(	(	PUNCT
easat-3248	223	11	2005	2005	NUM
easat-3248	223	12	)	)	PUNCT
easat-3248	223	13	toward	toward	ADP
easat-3248	223	14	an	an	DET
easat-3248	223	15	understanding	understanding	NOUN
easat-3248	223	16	of	of	ADP
easat-3248	223	17	the	the	DET
easat-3248	223	18	behavioral	behavioral	ADJ
easat-3248	223	19	intention	intention	NOUN
easat-3248	223	20	to	to	PART
easat-3248	223	21	use	use	VERB
easat-3248	223	22	mobile	mobile	ADJ
easat-3248	223	23	banking	banking	NOUN
easat-3248	223	24	.	.	PUNCT
easat-3248	224	1	computers	computer	NOUN
easat-3248	224	2	in	in	ADP
easat-3248	224	3	human	human	ADJ
easat-3248	224	4	behavior	behavior	NOUN
easat-3248	224	5	,	,	PUNCT
easat-3248	224	6	21	21	NUM
easat-3248	224	7	(	(	PUNCT
easat-3248	224	8	6	6	NUM
easat-3248	224	9	)	)	PUNCT
easat-3248	224	10	,	,	PUNCT
easat-3248	224	11	873	873	NUM
easat-3248	224	12	-	-	NUM
easat-3248	224	13	891	891	NUM
easat-3248	224	14	.	.	PUNCT
easat-3248	225	1	[	[	X
easat-3248	225	2	11	11	NUM
easat-3248	225	3	]	]	X
easat-3248	225	4	yang	yang	PROPN
easat-3248	225	5	a.s	a.s	PROPN
easat-3248	225	6	.	.	PROPN
easat-3248	225	7	(	(	PUNCT
easat-3248	225	8	2009	2009	NUM
easat-3248	225	9	)	)	PUNCT
easat-3248	225	10	exploring	explore	VERB
easat-3248	225	11	adoption	adoption	NOUN
easat-3248	225	12	difficulties	difficulty	NOUN
easat-3248	225	13	in	in	ADP
easat-3248	225	14	mobile	mobile	ADJ
easat-3248	225	15	banking	banking	NOUN
easat-3248	225	16	services	service	NOUN
easat-3248	225	17	.	.	PUNCT
easat-3248	226	1	canadian	canadian	ADJ
easat-3248	226	2	journal	journal	PROPN
easat-3248	226	3	of	of	ADP
easat-3248	226	4	administrative	administrative	ADJ
easat-3248	226	5	sciences	sciences	PROPN
easat-3248	226	6	,	,	PUNCT
easat-3248	226	7	vol	vol	NOUN
easat-3248	226	8	°	°	NOUN
easat-3248	226	9	26	26	NUM
easat-3248	226	10	,	,	PUNCT
easat-3248	226	11	p.136	p.136	NOUN
easat-3248	226	12	-	-	SYM
easat-3248	226	13	149	149	NUM
easat-3248	226	14	.	.	PUNCT
easat-3248	227	1	[	[	X
easat-3248	227	2	12	12	NUM
easat-3248	227	3	]	]	X
easat-3248	227	4	koenig	koenig	PROPN
easat-3248	227	5	-	-	PUNCT
easat-3248	227	6	lewis	lewis	PROPN
easat-3248	227	7	n.	n.	PROPN
easat-3248	227	8	,	,	PUNCT
easat-3248	227	9	palmer	palmer	PROPN
easat-3248	227	10	a.	a.	PROPN
easat-3248	227	11	and	and	CCONJ
easat-3248	227	12	moll	moll	PROPN
easat-3248	227	13	a.	a.	PROPN
easat-3248	227	14	(	(	PUNCT
easat-3248	227	15	2010	2010	NUM
easat-3248	227	16	)	)	PUNCT
easat-3248	227	17	predicting	predict	VERB
easat-3248	227	18	young	young	ADJ
easat-3248	227	19	consumers	consumer	NOUN
easat-3248	227	20	’	'	PUNCT
easat-3248	227	21	take	take	VERB
easat-3248	227	22	up	up	ADP
easat-3248	227	23	of	of	ADP
easat-3248	227	24	mobile	mobile	ADJ
easat-3248	227	25	banking	banking	NOUN
easat-3248	227	26	services	service	NOUN
easat-3248	227	27	.	.	PUNCT
easat-3248	228	1	international	international	ADJ
easat-3248	228	2	journal	journal	NOUN
easat-3248	228	3	of	of	ADP
easat-3248	228	4	banking	banking	NOUN
easat-3248	228	5	marketing	marketing	NOUN
easat-3248	228	6	,	,	PUNCT
easat-3248	228	7	28(5	28(5	NUM
easat-3248	228	8	)	)	PUNCT
easat-3248	228	9	,	,	PUNCT
easat-3248	228	10	410	410	NUM
easat-3248	228	11	-	-	SYM
easat-3248	228	12	432	432	NUM
easat-3248	228	13	.	.	PUNCT
easat-3248	229	1	[	[	X
easat-3248	229	2	13	13	NUM
easat-3248	229	3	]	]	PUNCT
easat-3248	229	4	dasgupta	dasgupta	PROPN
easat-3248	229	5	s.	s.	PROPN
easat-3248	229	6	,	,	PUNCT
easat-3248	229	7	paul	paul	PROPN
easat-3248	229	8	r.	r.	PROPN
easat-3248	229	9	and	and	CCONJ
easat-3248	229	10	fuloria	fuloria	PROPN
easat-3248	229	11	s.	s.	PROPN
easat-3248	229	12	(	(	PUNCT
easat-3248	229	13	2011	2011	NUM
easat-3248	229	14	)	)	PUNCT
easat-3248	229	15	factors	factor	NOUN
easat-3248	229	16	affecting	affect	VERB
easat-3248	229	17	behavioral	behavioral	ADJ
easat-3248	229	18	intentions	intention	NOUN
easat-3248	229	19	towards	towards	ADP
easat-3248	229	20	mobile	mobile	ADJ
easat-3248	229	21	banking	banking	NOUN
easat-3248	229	22	usage	usage	NOUN
easat-3248	229	23	:	:	PUNCT
easat-3248	229	24	empirical	empirical	ADJ
easat-3248	229	25	evidence	evidence	NOUN
easat-3248	229	26	from	from	ADP
easat-3248	229	27	india	india	PROPN
easat-3248	229	28	.	.	PUNCT
easat-3248	230	1	romanian	romanian	ADJ
easat-3248	230	2	journal	journal	PROPN
easat-3248	230	3	of	of	ADP
easat-3248	230	4	marketing	marketing	NOUN
easat-3248	230	5	,	,	PUNCT
easat-3248	230	6	vol	vol	NOUN
easat-3248	230	7	°	°	NOUN
easat-3248	230	8	3	3	NUM
easat-3248	230	9	,	,	PUNCT
easat-3248	230	10	n	n	CCONJ
easat-3248	230	11	°	°	PROPN
easat-3248	230	12	1	1	NUM
easat-3248	230	13	,	,	PUNCT
easat-3248	230	14	p.6	p.6	NOUN
easat-3248	230	15	-	-	PUNCT
easat-3248	230	16	28	28	NUM
easat-3248	230	17	.	.	PUNCT
easat-3248	231	1	[	[	X
easat-3248	231	2	14	14	NUM
easat-3248	231	3	]	]	PUNCT
easat-3248	231	4	aboelmaged	aboelmaged	ADJ
easat-3248	231	5	m.g	m.g	PROPN
easat-3248	231	6	.	.	PROPN
easat-3248	231	7	and	and	CCONJ
easat-3248	231	8	gebba	gebba	PROPN
easat-3248	231	9	t.r	t.r	PROPN
easat-3248	231	10	.	.	PROPN
easat-3248	231	11	(	(	PUNCT
easat-3248	231	12	2013	2013	NUM
easat-3248	231	13	)	)	PUNCT
easat-3248	231	14	mobile	mobile	ADJ
easat-3248	231	15	banking	banking	NOUN
easat-3248	231	16	adoption	adoption	NOUN
easat-3248	231	17	:	:	PUNCT
easat-3248	231	18	an	an	DET
easat-3248	231	19	examination	examination	NOUN
easat-3248	231	20	of	of	ADP
easat-3248	231	21	technology	technology	NOUN
easat-3248	231	22	acceptance	acceptance	NOUN
easat-3248	231	23	model	model	NOUN
easat-3248	231	24	and	and	CCONJ
easat-3248	231	25	theory	theory	NOUN
easat-3248	231	26	of	of	ADP
easat-3248	231	27	planned	plan	VERB
easat-3248	231	28	behavior	behavior	NOUN
easat-3248	231	29	.	.	PUNCT
easat-3248	232	1	international	international	ADJ
easat-3248	232	2	journal	journal	PROPN
easat-3248	232	3	of	of	ADP
easat-3248	232	4	business	business	NOUN
easat-3248	232	5	innovation	innovation	NOUN
easat-3248	232	6	and	and	CCONJ
easat-3248	232	7	research	research	NOUN
easat-3248	232	8	,	,	PUNCT
easat-3248	232	9	vol	vol	NOUN
easat-3248	232	10	°	°	NOUN
easat-3248	232	11	2	2	NUM
easat-3248	232	12	,	,	PUNCT
easat-3248	232	13	n	n	CCONJ
easat-3248	232	14	°	°	PROPN
easat-3248	232	15	1	1	NUM
easat-3248	232	16	,	,	PUNCT
easat-3248	232	17	p.3550	p.3550	NOUN
easat-3248	232	18	.	.	PUNCT
easat-3248	233	1	[	[	X
easat-3248	233	2	15	15	NUM
easat-3248	233	3	]	]	X
easat-3248	233	4	hanafizadeh	hanafizadeh	PROPN
easat-3248	233	5	p.	p.	NOUN
easat-3248	233	6	,	,	PUNCT
easat-3248	233	7	behboudi	behboudi	NOUN
easat-3248	233	8	m.	m.	NOUN
easat-3248	233	9	,	,	PUNCT
easat-3248	233	10	khoshksaray	khoshksaray	PROPN
easat-3248	233	11	a.	a.	PROPN
easat-3248	233	12	and	and	CCONJ
easat-3248	233	13	shirkhani	shirkhani	PROPN
easat-3248	233	14	tabar	tabar	PROPN
easat-3248	233	15	m.	m.	PROPN
easat-3248	233	16	(	(	PUNCT
easat-3248	233	17	2014	2014	NUM
easat-3248	233	18	)	)	PUNCT
easat-3248	233	19	mobile	mobile	NOUN
easat-3248	233	20	-	-	PUNCT
easat-3248	233	21	banking	banking	NOUN
easat-3248	233	22	adoption	adoption	NOUN
easat-3248	233	23	by	by	ADP
easat-3248	233	24	iranian	iranian	ADJ
easat-3248	233	25	bank	bank	PROPN
easat-3248	233	26	clients	client	NOUN
easat-3248	233	27	.	.	PUNCT
easat-3248	234	1	telematics	telematic	NOUN
easat-3248	234	2	inform	inform	VERB
easat-3248	234	3	.	.	PUNCT
easat-3248	235	1	3	3	NUM
easat-3248	235	2	,	,	PUNCT
easat-3248	235	3	62	62	NUM
easat-3248	235	4	-	-	SYM
easat-3248	235	5	78	78	NUM
easat-3248	235	6	.	.	PUNCT
easat-3248	236	1	[	[	X
easat-3248	236	2	16	16	NUM
easat-3248	236	3	]	]	X
easat-3248	236	4	oliveira	oliveira	PROPN
easat-3248	236	5	t.	t.	PROPN
easat-3248	236	6	,	,	PUNCT
easat-3248	236	7	faria	faria	PROPN
easat-3248	236	8	m.	m.	PROPN
easat-3248	236	9	,	,	PUNCT
easat-3248	236	10	thomas	thomas	PROPN
easat-3248	236	11	m.	m.	PROPN
easat-3248	236	12	a.	a.	PROPN
easat-3248	236	13	and	and	CCONJ
easat-3248	236	14	popovic	popovic	PROPN
easat-3248	236	15	a.	a.	NOUN
easat-3248	236	16	(	(	PUNCT
easat-3248	236	17	2014	2014	NUM
easat-3248	236	18	)	)	PUNCT
easat-3248	236	19	extending	extend	VERB
easat-3248	236	20	the	the	DET
easat-3248	236	21	understanding	understanding	NOUN
easat-3248	236	22	of	of	ADP
easat-3248	236	23	mobile	mobile	ADJ
easat-3248	236	24	banking	banking	NOUN
easat-3248	236	25	adoption	adoption	NOUN
easat-3248	236	26	:	:	PUNCT
easat-3248	236	27	when	when	SCONJ
easat-3248	236	28	utaut	utaut	PROPN
easat-3248	236	29	meets	meet	VERB
easat-3248	236	30	9	9	NUM
easat-3248	236	31	ttf	ttf	NOUN
easat-3248	236	32	and	and	CCONJ
easat-3248	236	33	itm	itm	NOUN
easat-3248	236	34	.	.	PUNCT
easat-3248	237	1	international	international	ADJ
easat-3248	237	2	journal	journal	PROPN
easat-3248	237	3	of	of	ADP
easat-3248	237	4	information	information	NOUN
easat-3248	237	5	management	management	NOUN
easat-3248	237	6	,	,	PUNCT
easat-3248	237	7	34(5	34(5	PROPN
easat-3248	237	8	)	)	PUNCT
easat-3248	237	9	,	,	PUNCT
easat-3248	237	10	689–703	689–703	NUM
easat-3248	237	11	.	.	PUNCT
easat-3248	238	1	[	[	X
easat-3248	238	2	17	17	NUM
easat-3248	238	3	]	]	X
easat-3248	238	4	afshan	afshan	PROPN
easat-3248	238	5	s.	s.	PROPN
easat-3248	238	6	and	and	CCONJ
easat-3248	238	7	sharif	sharif	PROPN
easat-3248	238	8	a.	a.	PROPN
easat-3248	238	9	(	(	PUNCT
easat-3248	238	10	2016	2016	NUM
easat-3248	238	11	)	)	PUNCT
easat-3248	238	12	acceptance	acceptance	NOUN
easat-3248	238	13	of	of	ADP
easat-3248	238	14	mobile	mobile	ADJ
easat-3248	238	15	banking	banking	NOUN
easat-3248	238	16	framework	framework	NOUN
easat-3248	238	17	in	in	ADP
easat-3248	238	18	pakistan	pakistan	PROPN
easat-3248	238	19	.	.	PUNCT
easat-3248	239	1	telematics	telematic	NOUN
easat-3248	239	2	inform	inform	VERB
easat-3248	239	3	.	.	PUNCT
easat-3248	240	1	33	33	NUM
easat-3248	240	2	(	(	PUNCT
easat-3248	240	3	2	2	NUM
easat-3248	240	4	)	)	PUNCT
easat-3248	240	5	,	,	PUNCT
easat-3248	240	6	370387	370387	NUM
easat-3248	240	7	.	.	PUNCT
easat-3248	241	1	[	[	X
easat-3248	241	2	18	18	NUM
easat-3248	241	3	]	]	X
easat-3248	241	4	gu	gu	NOUN
easat-3248	241	5	j.c	j.c	PROPN
easat-3248	241	6	.	.	PROPN
easat-3248	241	7	,	,	PUNCT
easat-3248	241	8	lee	lee	PROPN
easat-3248	241	9	s.c	s.c	PROPN
easat-3248	241	10	.	.	PROPN
easat-3248	242	1	and	and	CCONJ
easat-3248	242	2	suh	suh	PROPN
easat-3248	242	3	y.	y.	PROPN
easat-3248	242	4	(	(	PUNCT
easat-3248	242	5	2009	2009	NUM
easat-3248	242	6	)	)	PUNCT
easat-3248	242	7	determinants	determinant	NOUN
easat-3248	242	8	of	of	ADP
easat-3248	242	9	behavioral	behavioral	ADJ
easat-3248	242	10	intention	intention	NOUN
easat-3248	242	11	to	to	ADP
easat-3248	242	12	mobile	mobile	ADJ
easat-3248	242	13	banking	banking	NOUN
easat-3248	242	14	.	.	PUNCT
easat-3248	243	1	expert	expert	NOUN
easat-3248	243	2	systems	system	NOUN
easat-3248	243	3	with	with	ADP
easat-3248	243	4	applications	application	NOUN
easat-3248	243	5	,	,	PUNCT
easat-3248	243	6	vol	vol	NOUN
easat-3248	243	7	°	°	NOUN
easat-3248	243	8	36	36	NUM
easat-3248	243	9	,	,	PUNCT
easat-3248	243	10	p.1605	p.1605	NOUN
easat-3248	243	11	-	-	PUNCT
easat-3248	243	12	1616	1616	NUM
easat-3248	243	13	.	.	PUNCT
easat-3248	244	1	[	[	X
easat-3248	244	2	19	19	NUM
easat-3248	244	3	]	]	PUNCT
easat-3248	244	4	schierz	schierz	NOUN
easat-3248	244	5	p.	p.	NOUN
easat-3248	244	6	,	,	PUNCT
easat-3248	244	7	schilke	schilke	ADJ
easat-3248	244	8	o.	o.	PROPN
easat-3248	244	9	and	and	CCONJ
easat-3248	244	10	wirtz	wirtz	PROPN
easat-3248	244	11	b.	b.	PROPN
easat-3248	244	12	(	(	PUNCT
easat-3248	244	13	2010	2010	NUM
easat-3248	244	14	)	)	PUNCT
easat-3248	244	15	understanding	understand	VERB
easat-3248	244	16	customer	customer	NOUN
easat-3248	244	17	acceptance	acceptance	NOUN
easat-3248	244	18	of	of	ADP
easat-3248	244	19	mobile	mobile	ADJ
easat-3248	244	20	payment	payment	NOUN
easat-3248	244	21	services	service	NOUN
easat-3248	244	22	:	:	PUNCT
easat-3248	244	23	an	an	DET
easat-3248	244	24	empirical	empirical	ADJ
easat-3248	244	25	analysis	analysis	NOUN
easat-3248	244	26	.	.	PUNCT
easat-3248	245	1	journal	journal	NOUN
easat-3248	245	2	of	of	ADP
easat-3248	245	3	electronic	electronic	ADJ
easat-3248	245	4	commerce	commerce	PROPN
easat-3248	245	5	research	research	NOUN
easat-3248	245	6	appl	appl	NOUN
easat-3248	245	7	,	,	PUNCT
easat-3248	245	8	9	9	NUM
easat-3248	245	9	,	,	PUNCT
easat-3248	245	10	209–216	209–216	NUM
easat-3248	245	11	.	.	PUNCT
easat-3248	246	1	[	[	X
easat-3248	246	2	20	20	NUM
easat-3248	246	3	]	]	X
easat-3248	246	4	davis	davis	PROPN
easat-3248	246	5	f.d	f.d	PROPN
easat-3248	246	6	.	.	PROPN
easat-3248	247	1	(	(	PUNCT
easat-3248	247	2	1989	1989	NUM
easat-3248	247	3	)	)	PUNCT
easat-3248	247	4	perceived	perceive	VERB
easat-3248	247	5	usefulness	usefulness	NOUN
easat-3248	247	6	,	,	PUNCT
easat-3248	247	7	perceived	perceive	VERB
easat-3248	247	8	ease	ease	NOUN
easat-3248	247	9	of	of	ADP
easat-3248	247	10	use	use	NOUN
easat-3248	247	11	,	,	PUNCT
easat-3248	247	12	and	and	CCONJ
easat-3248	247	13	user	user	NOUN
easat-3248	247	14	acceptance	acceptance	NOUN
easat-3248	247	15	of	of	ADP
easat-3248	247	16	information	information	NOUN
easat-3248	247	17	technology	technology	NOUN
easat-3248	247	18	.	.	PUNCT
easat-3248	248	1	mis	mis	PROPN
easat-3248	248	2	quarterly	quarterly	PROPN
easat-3248	248	3	,	,	PUNCT
easat-3248	248	4	vol	vol	NOUN
easat-3248	248	5	°	°	NOUN
easat-3248	248	6	13	13	NUM
easat-3248	248	7	,	,	PUNCT
easat-3248	248	8	p.319	p.319	NOUN
easat-3248	248	9	-	-	PUNCT
easat-3248	248	10	339	339	NUM
easat-3248	248	11	.	.	PUNCT
easat-3248	249	1	[	[	X
easat-3248	249	2	21	21	NUM
easat-3248	249	3	]	]	X
easat-3248	249	4	cao	cao	PROPN
easat-3248	249	5	x.	x.	NOUN
easat-3248	249	6	and	and	CCONJ
easat-3248	249	7	mokhtarian	mokhtarian	ADJ
easat-3248	249	8	p.	p.	NOUN
easat-3248	249	9	(	(	PUNCT
easat-3248	249	10	2005	2005	NUM
easat-3248	249	11	)	)	PUNCT
easat-3248	249	12	the	the	DET
easat-3248	249	13	intended	intended	ADJ
easat-3248	249	14	and	and	CCONJ
easat-3248	249	15	actual	actual	ADJ
easat-3248	249	16	adoption	adoption	NOUN
easat-3248	249	17	of	of	ADP
easat-3248	249	18	online	online	ADJ
easat-3248	249	19	purchasing	purchasing	NOUN
easat-3248	249	20	:	:	PUNCT
easat-3248	249	21	a	a	DET
easat-3248	249	22	brief	brief	ADJ
easat-3248	249	23	review	review	NOUN
easat-3248	249	24	of	of	ADP
easat-3248	249	25	recent	recent	ADJ
easat-3248	249	26	literature	literature	NOUN
easat-3248	249	27	,	,	PUNCT
easat-3248	249	28	papier	papier	X
easat-3248	249	29	de	de	X
easat-3248	249	30	recherche	recherche	X
easat-3248	249	31	n	n	CCONJ
easat-3248	249	32	°	°	NUM
easat-3248	249	33	20	20	NUM
easat-3248	249	34	,	,	PUNCT
easat-3248	249	35	university	university	NOUN
easat-3248	249	36	of	of	ADP
easat-3248	249	37	california	california	PROPN
easat-3248	249	38	transportation	transportation	NOUN
easat-3248	249	39	center	center	NOUN
easat-3248	249	40	.	.	PUNCT
easat-3248	250	1	[	[	X
easat-3248	250	2	22	22	NUM
easat-3248	250	3	]	]	X
easat-3248	250	4	wessels	wessels	PROPN
easat-3248	250	5	l.	l.	PROPN
easat-3248	250	6	and	and	CCONJ
easat-3248	250	7	drennan	drennan	PROPN
easat-3248	250	8	j.	j.	PROPN
easat-3248	250	9	(	(	PUNCT
easat-3248	250	10	2010	2010	NUM
easat-3248	250	11	)	)	PUNCT
easat-3248	250	12	an	an	DET
easat-3248	250	13	investigation	investigation	NOUN
easat-3248	250	14	of	of	ADP
easat-3248	250	15	consumer	consumer	NOUN
easat-3248	250	16	acceptance	acceptance	NOUN
easat-3248	250	17	of	of	ADP
easat-3248	250	18	m	m	NOUN
easat-3248	250	19	-	-	NOUN
easat-3248	250	20	banking	banking	NOUN
easat-3248	250	21	.	.	PUNCT
easat-3248	251	1	international	international	ADJ
easat-3248	251	2	journal	journal	PROPN
easat-3248	251	3	of	of	ADP
easat-3248	251	4	bank	bank	PROPN
easat-3248	251	5	marketing	marketing	NOUN
easat-3248	251	6	,	,	PUNCT
easat-3248	251	7	vol	vol	NOUN
easat-3248	251	8	°	°	NOUN
easat-3248	251	9	28	28	NUM
easat-3248	251	10	,	,	PUNCT
easat-3248	251	11	n	n	CCONJ
easat-3248	251	12	°	°	PROPN
easat-3248	251	13	7	7	NUM
easat-3248	251	14	,	,	PUNCT
easat-3248	251	15	p.547	p.547	NOUN
easat-3248	251	16	-	-	NOUN
easat-3248	251	17	568	568	NUM
easat-3248	251	18	.	.	PUNCT
easat-3248	252	1	[	[	X
easat-3248	252	2	23	23	NUM
easat-3248	252	3	]	]	X
easat-3248	252	4	hsu	hsu	PROPN
easat-3248	252	5	c.l	c.l	PROPN
easat-3248	252	6	.	.	PROPN
easat-3248	253	1	and	and	CCONJ
easat-3248	253	2	wang	wang	PROPN
easat-3248	253	3	c.f	c.f	PROPN
easat-3248	253	4	.	.	PROPN
easat-3248	254	1	(	(	PUNCT
easat-3248	254	2	2011	2011	NUM
easat-3248	254	3	)	)	PUNCT
easat-3248	254	4	investigation	investigation	NOUN
easat-3248	254	5	customer	customer	NOUN
easat-3248	254	6	adoption	adoption	NOUN
easat-3248	254	7	behaviors	behavior	NOUN
easat-3248	254	8	in	in	ADP
easat-3248	254	9	mobile	mobile	ADJ
easat-3248	254	10	financial	financial	ADJ
easat-3248	254	11	services	service	NOUN
easat-3248	254	12	.	.	PUNCT
easat-3248	255	1	international	international	ADJ
easat-3248	255	2	journal	journal	PROPN
easat-3248	255	3	of	of	ADP
easat-3248	255	4	mobile	mobile	ADJ
easat-3248	255	5	communication	communication	NOUN
easat-3248	255	6	,	,	PUNCT
easat-3248	255	7	p.477	p.477	NOUN
easat-3248	255	8	-	-	PUNCT
easat-3248	255	9	494	494	NUM
easat-3248	255	10	.	.	PUNCT
easat-3248	256	1	[	[	X
easat-3248	256	2	24	24	NUM
easat-3248	256	3	]	]	X
easat-3248	256	4	lin	lin	PROPN
easat-3248	256	5	h.	h.	PROPN
easat-3248	256	6	f.	f.	PROPN
easat-3248	256	7	(	(	PUNCT
easat-3248	256	8	2011	2011	NUM
easat-3248	256	9	)	)	PUNCT
easat-3248	256	10	an	an	DET
easat-3248	256	11	empirical	empirical	ADJ
easat-3248	256	12	investigation	investigation	NOUN
easat-3248	256	13	of	of	ADP
easat-3248	256	14	mobile	mobile	ADJ
easat-3248	256	15	banking	banking	NOUN
easat-3248	256	16	adoption	adoption	NOUN
easat-3248	256	17	:	:	PUNCT
easat-3248	256	18	the	the	DET
easat-3248	256	19	effect	effect	NOUN
easat-3248	256	20	of	of	ADP
easat-3248	256	21	innovation	innovation	NOUN
easat-3248	256	22	attributes	attribute	NOUN
easat-3248	256	23	and	and	CCONJ
easat-3248	256	24	knowledge	knowledge	NOUN
easat-3248	256	25	-	-	PUNCT
easat-3248	256	26	based	base	VERB
easat-3248	256	27	trust	trust	NOUN
easat-3248	256	28	.	.	PUNCT
easat-3248	257	1	international	international	ADJ
easat-3248	257	2	journal	journal	PROPN
easat-3248	257	3	of	of	ADP
easat-3248	257	4	information	information	NOUN
easat-3248	257	5	management	management	NOUN
easat-3248	257	6	,	,	PUNCT
easat-3248	257	7	31(3	31(3	NUM
easat-3248	257	8	)	)	PUNCT
easat-3248	257	9	,	,	PUNCT
easat-3248	257	10	252	252	NUM
easat-3248	257	11	-	-	SYM
easat-3248	257	12	260	260	NUM
easat-3248	257	13	.	.	PUNCT
easat-3248	258	1	[	[	X
easat-3248	258	2	25	25	NUM
easat-3248	258	3	]	]	X
easat-3248	258	4	min	min	PROPN
easat-3248	258	5	q.	q.	PROPN
easat-3248	258	6	,	,	PUNCT
easat-3248	258	7	ji	ji	PROPN
easat-3248	258	8	s.	s.	PROPN
easat-3248	258	9	and	and	CCONJ
easat-3248	258	10	qu	qu	PROPN
easat-3248	258	11	g.	g.	PROPN
easat-3248	258	12	(	(	PUNCT
easat-3248	258	13	2008	2008	NUM
easat-3248	258	14	)	)	PUNCT
easat-3248	258	15	mobile	mobile	NOUN
easat-3248	258	16	commerce	commerce	PROPN
easat-3248	258	17	user	user	PROPN
easat-3248	258	18	acceptance	acceptance	NOUN
easat-3248	258	19	study	study	NOUN
easat-3248	258	20	in	in	ADP
easat-3248	258	21	china	china	PROPN
easat-3248	258	22	:	:	PUNCT
easat-3248	258	23	a	a	DET
easat-3248	258	24	revised	revised	ADJ
easat-3248	258	25	utaut	utaut	PROPN
easat-3248	258	26	model	model	NOUN
easat-3248	258	27	.	.	PUNCT
easat-3248	259	1	tsinghua	tsinghua	PROPN
easat-3248	259	2	science	science	PROPN
easat-3248	259	3	&	&	CCONJ
easat-3248	259	4	technology	technology	PROPN
easat-3248	259	5	,	,	PUNCT
easat-3248	259	6	13	13	NUM
easat-3248	259	7	(	(	PUNCT
easat-3248	259	8	3	3	NUM
easat-3248	259	9	)	)	PUNCT
easat-3248	259	10	,	,	PUNCT
easat-3248	259	11	257	257	NUM
easat-3248	259	12	-	-	SYM
easat-3248	259	13	264	264	NUM
easat-3248	259	14	.	.	PUNCT
easat-3248	260	1	[	[	X
easat-3248	260	2	26	26	NUM
easat-3248	260	3	]	]	X
easat-3248	260	4	chong	chong	PROPN
easat-3248	260	5	a.y.l	a.y.l	PROPN
easat-3248	260	6	.	.	PUNCT
easat-3248	261	1	(	(	PUNCT
easat-3248	261	2	2013	2013	NUM
easat-3248	261	3	)	)	PUNCT
easat-3248	261	4	,	,	PUNCT
easat-3248	261	5	predicting	predict	VERB
easat-3248	261	6	m	m	PROPN
easat-3248	261	7	-	-	PUNCT
easat-3248	261	8	commerce	commerce	NOUN
easat-3248	261	9	adoption	adoption	NOUN
easat-3248	261	10	determinants	determinant	VERB
easat-3248	261	11	:	:	PUNCT
easat-3248	261	12	a	a	DET
easat-3248	261	13	neural	neural	ADJ
easat-3248	261	14	network	network	NOUN
easat-3248	261	15	approach	approach	NOUN
easat-3248	261	16	,	,	PUNCT
easat-3248	261	17	expert	expert	NOUN
easat-3248	261	18	systems	system	NOUN
easat-3248	261	19	with	with	ADP
easat-3248	261	20	applications	application	NOUN
easat-3248	261	21	,	,	PUNCT
easat-3248	261	22	vol	vol	NOUN
easat-3248	261	23	°	°	NOUN
easat-3248	261	24	40	40	NUM
easat-3248	261	25	,	,	PUNCT
easat-3248	261	26	p.	p.	NOUN
easat-3248	261	27	523	523	NUM
easat-3248	261	28	-	-	SYM
easat-3248	261	29	530	530	NUM
easat-3248	261	30	.	.	PUNCT
easat-3248	262	1	[	[	X
easat-3248	262	2	27	27	NUM
easat-3248	262	3	]	]	PUNCT
easat-3248	262	4	nor	nor	CCONJ
easat-3248	262	5	m.	m.	NOUN
easat-3248	262	6	and	and	CCONJ
easat-3248	262	7	pearson	pearson	PROPN
easat-3248	262	8	j.m	j.m	PROPN
easat-3248	262	9	.	.	PROPN
easat-3248	262	10	(	(	PUNCT
easat-3248	262	11	2007	2007	NUM
easat-3248	262	12	)	)	PUNCT
easat-3248	262	13	the	the	DET
easat-3248	262	14	influence	influence	NOUN
easat-3248	262	15	of	of	ADP
easat-3248	262	16	trust	trust	NOUN
easat-3248	262	17	on	on	ADP
easat-3248	262	18	internet	internet	NOUN
easat-3248	262	19	banking	banking	NOUN
easat-3248	262	20	acceptance	acceptance	NOUN
easat-3248	262	21	.	.	PUNCT
easat-3248	263	1	journal	journal	PROPN
easat-3248	263	2	of	of	ADP
easat-3248	263	3	internet	internet	NOUN
easat-3248	263	4	banking	banking	NOUN
easat-3248	263	5	and	and	CCONJ
easat-3248	263	6	commerce	commerce	PROPN
easat-3248	263	7	,	,	PUNCT
easat-3248	263	8	vol	vol	NOUN
easat-3248	263	9	°	°	NOUN
easat-3248	263	10	12	12	NUM
easat-3248	263	11	,	,	PUNCT
easat-3248	263	12	n	n	CCONJ
easat-3248	263	13	°	°	PROPN
easat-3248	263	14	2	2	NUM
easat-3248	263	15	,	,	PUNCT
easat-3248	263	16	p.1	p.1	NOUN
easat-3248	263	17	-	-	PUNCT
easat-3248	263	18	10	10	NUM
easat-3248	263	19	.	.	PUNCT
easat-3248	264	1	[	[	X
easat-3248	264	2	28	28	NUM
easat-3248	264	3	]	]	X
easat-3248	264	4	kim	kim	PROPN
easat-3248	264	5	g.	g.	PROPN
easat-3248	264	6	,	,	PUNCT
easat-3248	264	7	shin	shin	PROPN
easat-3248	264	8	b.	b.	PROPN
easat-3248	264	9	and	and	CCONJ
easat-3248	264	10	lee	lee	PROPN
easat-3248	264	11	h.g	h.g	PROPN
easat-3248	264	12	.	.	PROPN
easat-3248	264	13	(	(	PUNCT
easat-3248	264	14	2009	2009	NUM
easat-3248	264	15	)	)	PUNCT
easat-3248	264	16	understandling	understandle	VERB
easat-3248	264	17	dynamics	dynamic	NOUN
easat-3248	264	18	between	between	ADP
easat-3248	264	19	initial	initial	ADJ
easat-3248	264	20	trust	trust	NOUN
easat-3248	264	21	and	and	CCONJ
easat-3248	264	22	usage	usage	NOUN
easat-3248	264	23	intentions	intention	NOUN
easat-3248	264	24	of	of	ADP
easat-3248	264	25	mobile	mobile	ADJ
easat-3248	264	26	banking	banking	NOUN
easat-3248	264	27	.	.	PUNCT
easat-3248	265	1	information	information	NOUN
easat-3248	265	2	system	system	NOUN
easat-3248	265	3	journal	journal	NOUN
easat-3248	265	4	,	,	PUNCT
easat-3248	265	5	19	19	NUM
easat-3248	265	6	(	(	PUNCT
easat-3248	265	7	3	3	NUM
easat-3248	265	8	)	)	PUNCT
easat-3248	265	9	,	,	PUNCT
easat-3248	265	10	283	283	NUM
easat-3248	265	11	-	-	SYM
easat-3248	265	12	311	311	NUM
easat-3248	265	13	.	.	PUNCT
easat-3248	266	1	[	[	X
easat-3248	266	2	29	29	NUM
easat-3248	266	3	]	]	X
easat-3248	266	4	al	al	PROPN
easat-3248	266	5	-	-	PUNCT
easat-3248	266	6	majali	majali	PROPN
easat-3248	266	7	,	,	PUNCT
easat-3248	266	8	m.	m.	NOUN
easat-3248	266	9	,	,	PUNCT
easat-3248	266	10	&	&	CCONJ
easat-3248	266	11	nik	nik	PROPN
easat-3248	266	12	kamariah	kamariah	PROPN
easat-3248	266	13	nik	nik	PROPN
easat-3248	266	14	mat	mat	PROPN
easat-3248	266	15	.	.	PUNCT
easat-3248	267	1	(	(	PUNCT
easat-3248	267	2	2011	2011	NUM
easat-3248	267	3	)	)	PUNCT
easat-3248	267	4	.	.	PUNCT
easat-3248	268	1	modeling	model	VERB
easat-3248	268	2	the	the	DET
easat-3248	268	3	antecedents	antecedent	NOUN
easat-3248	268	4	of	of	ADP
easat-3248	268	5	internet	internet	NOUN
easat-3248	268	6	banking	banking	NOUN
easat-3248	268	7	service	service	NOUN
easat-3248	268	8	adoption	adoption	NOUN
easat-3248	268	9	(	(	PUNCT
easat-3248	268	10	ibsa	ibsa	NOUN
easat-3248	268	11	)	)	PUNCT
easat-3248	268	12	in	in	ADP
easat-3248	268	13	jordan	jordan	PROPN
easat-3248	268	14	:	:	PUNCT
easat-3248	268	15	a	a	DET
easat-3248	268	16	structural	structural	ADJ
easat-3248	268	17	equation	equation	NOUN
easat-3248	268	18	modeling	modeling	NOUN
easat-3248	268	19	(	(	PUNCT
easat-3248	268	20	sem	sem	NOUN
easat-3248	268	21	)	)	PUNCT
easat-3248	268	22	approach	approach	NOUN
easat-3248	268	23	.	.	PUNCT
easat-3248	269	1	journal	journal	NOUN
easat-3248	269	2	of	of	ADP
easat-3248	269	3	internet	internet	NOUN
easat-3248	269	4	banking	banking	NOUN
easat-3248	269	5	and	and	CCONJ
easat-3248	269	6	commerce	commerce	PROPN
easat-3248	269	7	,	,	PUNCT
easat-3248	269	8	16(1	16(1	NUM
easat-3248	269	9	)	)	PUNCT
easat-3248	269	10	,	,	PUNCT
easat-3248	269	11	1	1	X
easat-3248	269	12	.	.	PUNCT
easat-3248	270	1	[	[	X
easat-3248	270	2	30	30	NUM
easat-3248	270	3	]	]	X
easat-3248	270	4	mlaiki	mlaiki	PROPN
easat-3248	270	5	a.	a.	PROPN
easat-3248	270	6	,	,	PUNCT
easat-3248	270	7	kefi	kefi	PROPN
easat-3248	270	8	h.	h.	PROPN
easat-3248	270	9	and	and	CCONJ
easat-3248	270	10	kalika	kalika	PROPN
easat-3248	270	11	m.	m.	PROPN
easat-3248	270	12	(	(	PUNCT
easat-3248	270	13	2012	2012	NUM
easat-3248	270	14	)	)	PUNCT
easat-3248	270	15	facteurs	facteur	VERB
easat-3248	270	16	psychosociaux	psychosociaux	ADJ
easat-3248	270	17	et	et	NOUN
easat-3248	270	18	continuité	continuité	NOUN
easat-3248	270	19	d'utilisation	d'utilisation	PROPN
easat-3248	270	20	des	des	X
easat-3248	270	21	réseaux	réseaux	X
easat-3248	270	22	sociaux	sociaux	PROPN
easat-3248	270	23	numériques	numériques	PROPN
easat-3248	270	24	:	:	PUNCT
easat-3248	270	25	le	le	X
easat-3248	270	26	cas	cas	PROPN
easat-3248	270	27	de	de	X
easat-3248	270	28	facebook	facebook	PROPN
easat-3248	270	29	.	.	PUNCT
easat-3248	271	1	recherches	recherche	NOUN
easat-3248	271	2	en	en	ADP
easat-3248	271	3	sciences	sciences	PROPN
easat-3248	271	4	de	de	X
easat-3248	271	5	gestion	gestion	PROPN
easat-3248	271	6	.	.	PUNCT
easat-3248	272	1	n	n	CCONJ
easat-3248	272	2	°	°	NUM
easat-3248	272	3	92	92	NUM
easat-3248	272	4	.	.	PUNCT
easat-3248	273	1	p.	p.	NOUN
easat-3248	273	2	83	83	NUM
easat-3248	273	3	-	-	SYM
easat-3248	273	4	111	111	NUM
easat-3248	273	5	.	.	PUNCT
easat-3248	274	1	[	[	X
easat-3248	274	2	31	31	NUM
easat-3248	274	3	]	]	X
easat-3248	274	4	venkatesh	venkatesh	PROPN
easat-3248	274	5	,	,	PUNCT
easat-3248	274	6	viswanath	viswanath	PROPN
easat-3248	274	7	,	,	PUNCT
easat-3248	274	8	susan	susan	PROPN
easat-3248	274	9	a.	a.	PROPN
easat-3248	274	10	brown	brown	PROPN
easat-3248	274	11	,	,	PUNCT
easat-3248	274	12	likoebe	likoebe	NOUN
easat-3248	274	13	m.	m.	NOUN
easat-3248	274	14	maruping	maruping	PROPN
easat-3248	274	15	,	,	PUNCT
easat-3248	274	16	and	and	CCONJ
easat-3248	274	17	hillol	hillol	VERB
easat-3248	274	18	bala	bala	PROPN
easat-3248	274	19	.	.	PUNCT
easat-3248	275	1	"	"	PUNCT
easat-3248	275	2	predicting	predict	VERB
easat-3248	275	3	different	different	ADJ
easat-3248	275	4	conceptualizations	conceptualization	NOUN
easat-3248	275	5	of	of	ADP
easat-3248	275	6	system	system	NOUN
easat-3248	275	7	use	use	NOUN
easat-3248	275	8	:	:	PUNCT
easat-3248	275	9	the	the	DET
easat-3248	275	10	competing	compete	VERB
easat-3248	275	11	roles	role	NOUN
easat-3248	275	12	of	of	ADP
easat-3248	275	13	behavioral	behavioral	ADJ
easat-3248	275	14	intention	intention	NOUN
easat-3248	275	15	,	,	PUNCT
easat-3248	275	16	facilitating	facilitate	VERB
easat-3248	275	17	conditions	condition	NOUN
easat-3248	275	18	,	,	PUNCT
easat-3248	275	19	and	and	CCONJ
easat-3248	275	20	behavioral	behavioral	ADJ
easat-3248	275	21	expectation	expectation	NOUN
easat-3248	275	22	.	.	PUNCT
easat-3248	275	23	"	"	PUNCT
easat-3248	276	1	mis	mis	PROPN
easat-3248	276	2	quarterly	quarterly	PROPN
easat-3248	276	3	(	(	PUNCT
easat-3248	276	4	2008	2008	NUM
easat-3248	276	5	):	):	PUNCT
easat-3248	276	6	483	483	NUM
easat-3248	276	7	-	-	SYM
easat-3248	276	8	502	502	NUM
easat-3248	276	9	.	.	PUNCT
easat-3248	277	1	[	[	X
easat-3248	277	2	32	32	NUM
easat-3248	277	3	]	]	PUNCT
easat-3248	277	4	crabbe	crabbe	NOUN
easat-3248	277	5	m.	m.	NOUN
easat-3248	277	6	,	,	PUNCT
easat-3248	277	7	standing	standing	PROPN
easat-3248	277	8	c.	c.	PROPN
easat-3248	277	9	,	,	PUNCT
easat-3248	277	10	standing	standing	PROPN
easat-3248	277	11	s.	s.	PROPN
easat-3248	277	12	and	and	CCONJ
easat-3248	277	13	karjaluoto	karjaluoto	PROPN
easat-3248	277	14	h.	h.	PROPN
easat-3248	277	15	(	(	PUNCT
easat-3248	277	16	2009	2009	NUM
easat-3248	277	17	)	)	PUNCT
easat-3248	277	18	an	an	DET
easat-3248	277	19	adoption	adoption	NOUN
easat-3248	277	20	model	model	NOUN
easat-3248	277	21	for	for	ADP
easat-3248	277	22	mobile	mobile	ADJ
easat-3248	277	23	banking	banking	NOUN
easat-3248	277	24	in	in	ADP
easat-3248	277	25	ghana	ghana	PROPN
easat-3248	277	26	.	.	PUNCT
easat-3248	278	1	international	international	ADJ
easat-3248	278	2	journal	journal	PROPN
easat-3248	278	3	of	of	ADP
easat-3248	278	4	mobile	mobile	ADJ
easat-3248	278	5	communications	communication	NOUN
easat-3248	278	6	,	,	PUNCT
easat-3248	278	7	vol.7	vol.7	PROPN
easat-3248	278	8	,	,	PUNCT
easat-3248	278	9	n)5	n)5	PROPN
easat-3248	278	10	,	,	PUNCT
easat-3248	278	11	p.515	p.515	PROPN
easat-3248	278	12	-	-	PUNCT
easat-3248	278	13	543	543	NUM
easat-3248	278	14	[	[	X
easat-3248	278	15	33	33	NUM
easat-3248	278	16	]	]	PUNCT
easat-3248	278	17	gefen	gefen	NOUN
easat-3248	278	18	d.	d.	PROPN
easat-3248	278	19	,	,	PUNCT
easat-3248	278	20	straub	straub	PROPN
easat-3248	278	21	d.w	d.w	PROPN
easat-3248	278	22	.	.	PROPN
easat-3248	278	23	and	and	CCONJ
easat-3248	278	24	boudreau	boudreau	PROPN
easat-3248	278	25	m.c	m.c	PROPN
easat-3248	278	26	.	.	PROPN
easat-3248	278	27	(	(	PUNCT
easat-3248	278	28	2003	2003	NUM
easat-3248	278	29	)	)	PUNCT
easat-3248	278	30	structural	structural	ADJ
easat-3248	278	31	equation	equation	NOUN
easat-3248	278	32	modelling	modelling	NOUN
easat-3248	278	33	and	and	CCONJ
easat-3248	278	34	regression	regression	NOUN
easat-3248	278	35	:	:	PUNCT
easat-3248	278	36	guidelines	guideline	NOUN
easat-3248	278	37	for	for	ADP
easat-3248	278	38	research	research	NOUN
easat-3248	278	39	practice	practice	NOUN
easat-3248	278	40	.	.	PUNCT
easat-3248	279	1	communications	communication	NOUN
easat-3248	279	2	of	of	ADP
easat-3248	279	3	the	the	DET
easat-3248	279	4	association	association	NOUN
easat-3248	279	5	for	for	ADP
easat-3248	279	6	information	information	NOUN
easat-3248	279	7	systems	system	NOUN
easat-3248	279	8	,	,	PUNCT
easat-3248	279	9	4	4	NUM
easat-3248	279	10	,	,	PUNCT
easat-3248	279	11	1	1	NUM
easat-3248	279	12	-	-	SYM
easat-3248	279	13	70	70	NUM
easat-3248	279	14	.	.	PUNCT
easat-3248	280	1	[	[	X
easat-3248	280	2	34	34	NUM
easat-3248	280	3	]	]	X
easat-3248	280	4	alafeel	alafeel	NOUN
easat-3248	280	5	m.	m.	NOUN
easat-3248	280	6	,	,	PUNCT
easat-3248	280	7	singh	singh	PROPN
easat-3248	280	8	,	,	PUNCT
easat-3248	280	9	d.	d.	PROPN
easat-3248	280	10	,	,	PUNCT
easat-3248	280	11	ahmad	ahmad	PROPN
easat-3248	280	12	,	,	PUNCT
easat-3248	280	13	k.	k.	PROPN
easat-3248	280	14	,	,	PUNCT
easat-3248	280	15	(	(	PUNCT
easat-3248	280	16	2011	2011	NUM
easat-3248	280	17	)	)	PUNCT
easat-3248	280	18	influence	influence	NOUN
easat-3248	280	19	of	of	ADP
easat-3248	280	20	demographic	demographic	ADJ
easat-3248	280	21	factors	factor	NOUN
easat-3248	280	22	on	on	ADP
easat-3248	280	23	the	the	DET
easat-3248	280	24	adoption	adoption	NOUN
easat-3248	280	25	level	level	NOUN
easat-3248	280	26	of	of	ADP
easat-3248	280	27	mobile	mobile	ADJ
easat-3248	280	28	banking	banking	NOUN
easat-3248	280	29	applications	application	NOUN
easat-3248	280	30	in	in	ADP
easat-3248	280	31	jordan	jordan	PROPN
easat-3248	280	32	.	.	PUNCT
easat-3248	281	1	res.j	res.j	PROPN
easat-3248	281	2	.	.	PROPN
easat-3248	281	3	appl.sci.6	appl.sci.6	PROPN
easat-3248	281	4	(	(	PUNCT
easat-3248	281	5	6	6	NUM
easat-3248	281	6	)	)	PUNCT
easat-3248	281	7	,	,	PUNCT
easat-3248	281	8	373	373	NUM
easat-3248	281	9	-	-	SYM
easat-3248	281	10	377	377	NUM
easat-3248	281	11	.	.	PUNCT
easat-3248	282	1	[	[	X
easat-3248	282	2	35	35	NUM
easat-3248	282	3	]	]	PUNCT
easat-3248	282	4	akturan	akturan	NOUN
easat-3248	282	5	,	,	PUNCT
easat-3248	282	6	u.	u.	PROPN
easat-3248	282	7	,	,	PUNCT
easat-3248	282	8	tezcan	tezcan	PROPN
easat-3248	282	9	,	,	PUNCT
easat-3248	282	10	n.	n.	NOUN
easat-3248	282	11	,	,	PUNCT
easat-3248	282	12	(	(	PUNCT
easat-3248	282	13	2012	2012	NUM
easat-3248	282	14	)	)	PUNCT
easat-3248	282	15	mobile	mobile	ADJ
easat-3248	282	16	banking	banking	NOUN
easat-3248	282	17	adoption	adoption	NOUN
easat-3248	282	18	of	of	ADP
easat-3248	282	19	the	the	DET
easat-3248	282	20	youth	youth	NOUN
easat-3248	282	21	market	market	NOUN
easat-3248	282	22	:	:	PUNCT
easat-3248	282	23	perceptions	perception	NOUN
easat-3248	282	24	and	and	CCONJ
easat-3248	282	25	intentions	intention	NOUN
easat-3248	282	26	.	.	PUNCT
easat-3248	283	1	market	market	NOUN
easat-3248	283	2	.	.	PUNCT
easat-3248	284	1	intelligence	intelligence	NOUN
easat-3248	284	2	plan	plan	NOUN
easat-3248	284	3	.	.	PUNCT
easat-3248	285	1	30	30	NUM
easat-3248	285	2	(	(	PUNCT
easat-3248	285	3	4	4	NUM
easat-3248	285	4	)	)	PUNCT
easat-3248	285	5	,	,	PUNCT
easat-3248	285	6	444	444	NUM
easat-3248	285	7	-	-	SYM
easat-3248	285	8	459	459	NUM
easat-3248	285	9	.	.	PUNCT
easat-3248	286	1	[	[	X
easat-3248	286	2	36	36	NUM
easat-3248	286	3	]	]	X
easat-3248	286	4	riquelme	riquelme	PROPN
easat-3248	286	5	h.	h.	PROPN
easat-3248	286	6	and	and	CCONJ
easat-3248	286	7	rios	rios	PROPN
easat-3248	286	8	r.	r.	PROPN
easat-3248	286	9	e.	e.	PROPN
easat-3248	286	10	(	(	PUNCT
easat-3248	286	11	2010	2010	NUM
easat-3248	286	12	)	)	PUNCT
easat-3248	286	13	the	the	DET
easat-3248	286	14	moderating	moderate	VERB
easat-3248	286	15	effect	effect	NOUN
easat-3248	286	16	of	of	ADP
easat-3248	286	17	gender	gender	NOUN
easat-3248	286	18	in	in	ADP
easat-3248	286	19	the	the	DET
easat-3248	286	20	adoption	adoption	NOUN
easat-3248	286	21	of	of	ADP
easat-3248	286	22	mobile	mobile	ADJ
easat-3248	286	23	banking	banking	NOUN
easat-3248	286	24	.	.	PUNCT
easat-3248	287	1	international	international	ADJ
easat-3248	287	2	journal	journal	PROPN
easat-3248	287	3	of	of	ADP
easat-3248	287	4	bank	bank	PROPN
easat-3248	287	5	marketing	marketing	NOUN
easat-3248	287	6	,	,	PUNCT
easat-3248	287	7	vol	vol	NOUN
easat-3248	287	8	°	°	NOUN
easat-3248	287	9	28	28	NUM
easat-3248	287	10	,	,	PUNCT
easat-3248	287	11	n	n	CCONJ
easat-3248	287	12	°	°	PROPN
easat-3248	287	13	5	5	NUM
easat-3248	287	14	,	,	PUNCT
easat-3248	287	15	p.328	p.328	NOUN
easat-3248	287	16	-	-	PUNCT
easat-3248	287	17	341	341	NUM
easat-3248	287	18	.	.	PUNCT
easat-3248	287	19	5788	5788	NUM
easat-3248	287	20	edelweiss	edelweiss	PROPN
easat-3248	287	21	applied	apply	VERB
easat-3248	287	22	science	science	NOUN
easat-3248	287	23	and	and	CCONJ
easat-3248	287	24	technology	technology	NOUN
easat-3248	287	25	issn	issn	PROPN
easat-3248	287	26	:	:	PUNCT
easat-3248	287	27	2576	2576	NUM
easat-3248	287	28	-	-	SYM
easat-3248	287	29	8484	8484	NUM
easat-3248	287	30	vol	vol	NOUN
easat-3248	287	31	.	.	PROPN
easat-3248	287	32	8	8	NUM
easat-3248	287	33	,	,	PUNCT
easat-3248	287	34	no	no	INTJ
easat-3248	287	35	.	.	NOUN
easat-3248	287	36	6	6	NUM
easat-3248	287	37	:	:	SYM
easat-3248	287	38	5780	5780	NUM
easat-3248	287	39	-	-	SYM
easat-3248	287	40	5788	5788	NUM
easat-3248	287	41	,	,	PUNCT
easat-3248	287	42	2024	2024	NUM
easat-3248	287	43	doi	doi	NOUN
easat-3248	287	44	:	:	PUNCT
easat-3248	287	45	10.55214/25768484.v8i6.3248	10.55214/25768484.v8i6.3248	ADJ
easat-3248	287	46	©	©	PROPN
easat-3248	287	47	2024	2024	NUM
easat-3248	287	48	by	by	ADP
easat-3248	287	49	the	the	DET
easat-3248	287	50	authors	author	NOUN
easat-3248	287	51	;	;	PUNCT
easat-3248	287	52	licensee	licensee	PROPN
easat-3248	287	53	learning	learning	NOUN
easat-3248	287	54	gate	gate	NOUN
easat-3248	288	1	[	[	X
easat-3248	288	2	37	37	NUM
easat-3248	288	3	]	]	X
easat-3248	288	4	tan	tan	PROPN
easat-3248	288	5	k.s	k.s	PROPN
easat-3248	288	6	.	.	PROPN
easat-3248	288	7	,	,	PUNCT
easat-3248	288	8	chong	chong	PROPN
easat-3248	288	9	s.c	s.c	PROPN
easat-3248	288	10	.	.	PROPN
easat-3248	289	1	and	and	CCONJ
easat-3248	289	2	loh	loh	PROPN
easat-3248	289	3	p.l	p.l	PROPN
easat-3248	289	4	.	.	PROPN
easat-3248	289	5	et	et	PROPN
easat-3248	289	6	lin	lin	PROPN
easat-3248	289	7	b.	b.	PROPN
easat-3248	289	8	(	(	PUNCT
easat-3248	289	9	2010	2010	NUM
easat-3248	289	10	)	)	PUNCT
easat-3248	289	11	an	an	DET
easat-3248	289	12	evaluation	evaluation	NOUN
easat-3248	289	13	of	of	ADP
easat-3248	289	14	e	e	NOUN
easat-3248	289	15	-	-	NOUN
easat-3248	289	16	banking	banking	NOUN
easat-3248	289	17	and	and	CCONJ
easat-3248	289	18	mbanking	mbanke	VERB
easat-3248	289	19	adoption	adoption	NOUN
easat-3248	289	20	factors	factor	NOUN
easat-3248	289	21	and	and	CCONJ
easat-3248	289	22	preference	preference	NOUN
easat-3248	289	23	in	in	ADP
easat-3248	289	24	malaysia	malaysia	PROPN
easat-3248	289	25	:	:	PUNCT
easat-3248	289	26	a	a	DET
easat-3248	289	27	case	case	NOUN
easat-3248	289	28	study	study	NOUN
easat-3248	289	29	.	.	PUNCT
easat-3248	290	1	international	international	ADJ
easat-3248	290	2	journal	journal	PROPN
easat-3248	290	3	of	of	ADP
easat-3248	290	4	mobile	mobile	ADJ
easat-3248	290	5	communications	communication	NOUN
easat-3248	290	6	,	,	PUNCT
easat-3248	290	7	vol	vol	NOUN
easat-3248	290	8	°	°	NOUN
easat-3248	290	9	8	8	NUM
easat-3248	290	10	,	,	PUNCT
easat-3248	290	11	n	n	CCONJ
easat-3248	290	12	°	°	NOUN
easat-3248	290	13	5	5	NUM
easat-3248	290	14	,	,	PUNCT
easat-3248	290	15	p.	p.	NOUN
easat-3248	290	16	507–527	507–527	NUM
easat-3248	290	17	.	.	PUNCT
easat-3248	291	1	[	[	X
easat-3248	291	2	38	38	NUM
easat-3248	291	3	]	]	PUNCT
easat-3248	291	4	flanagin	flanagin	PROPN
easat-3248	291	5	a.j	a.j	PROPN
easat-3248	291	6	.	.	PROPN
easat-3248	291	7	,	,	PUNCT
easat-3248	291	8	metzger	metzger	PROPN
easat-3248	291	9	m.j	m.j	PROPN
easat-3248	291	10	.	.	PROPN
easat-3248	291	11	,	,	PUNCT
easat-3248	291	12	pure	pure	PROPN
easat-3248	291	13	r.	r.	PROPN
easat-3248	291	14	,	,	PUNCT
easat-3248	291	15	markov	markov	NOUN
easat-3248	291	16	a.	a.	NOUN
easat-3248	291	17	and	and	CCONJ
easat-3248	291	18	hartsel	hartsel	PROPN
easat-3248	291	19	e.	e.	PROPN
easat-3248	291	20	(	(	PUNCT
easat-3248	291	21	2014	2014	NUM
easat-3248	291	22	)	)	PUNCT
easat-3248	291	23	mitigating	mitigate	VERB
easat-3248	291	24	risk	risk	NOUN
easat-3248	291	25	in	in	ADP
easat-3248	291	26	ecommerce	ecommerce	NOUN
easat-3248	291	27	transactions	transaction	NOUN
easat-3248	291	28	:	:	PUNCT
easat-3248	291	29	perceptions	perception	NOUN
easat-3248	291	30	of	of	ADP
easat-3248	291	31	information	information	NOUN
easat-3248	291	32	credibility	credibility	NOUN
easat-3248	291	33	and	and	CCONJ
easat-3248	291	34	the	the	DET
easat-3248	291	35	role	role	NOUN
easat-3248	291	36	of	of	ADP
easat-3248	291	37	user	user	NOUN
easat-3248	291	38	generated	generate	VERB
easat-3248	291	39	ratings	rating	NOUN
easat-3248	291	40	in	in	ADP
easat-3248	291	41	product	product	NOUN
easat-3248	291	42	quality	quality	NOUN
easat-3248	291	43	and	and	CCONJ
easat-3248	291	44	purchase	purchase	NOUN
easat-3248	291	45	intention	intention	NOUN
easat-3248	291	46	,	,	PUNCT
easat-3248	291	47	electron	electron	NOUN
easat-3248	291	48	.	.	PUNCT
easat-3248	292	1	commerce	commerce	NOUN
easat-3248	292	2	res	re	NOUN
easat-3248	292	3	.	.	PUNCT
easat-3248	293	1	14	14	NUM
easat-3248	293	2	(	(	PUNCT
easat-3248	293	3	1	1	NUM
easat-3248	293	4	)	)	PUNCT
easat-3248	293	5	,	,	PUNCT
easat-3248	293	6	1	1	NUM
easat-3248	293	7	-	-	SYM
easat-3248	293	8	23	23	NUM
easat-3248	293	9	.	.	PUNCT
easat-3248	294	1	[	[	X
easat-3248	294	2	39	39	NUM
easat-3248	294	3	]	]	X
easat-3248	294	4	jalilvand	jalilvand	PROPN
easat-3248	294	5	m.r	m.r	PROPN
easat-3248	294	6	.	.	PROPN
easat-3248	294	7	and	and	CCONJ
easat-3248	294	8	samiei	samiei	PROPN
easat-3248	294	9	n.	n.	PROPN
easat-3248	294	10	(	(	PUNCT
easat-3248	294	11	2012	2012	NUM
easat-3248	294	12	)	)	PUNCT
easat-3248	294	13	perceived	perceive	VERB
easat-3248	294	14	risks	risk	NOUN
easat-3248	294	15	in	in	ADP
easat-3248	294	16	travelling	travel	VERB
easat-3248	294	17	to	to	ADP
easat-3248	294	18	the	the	DET
easat-3248	294	19	islamic	islamic	PROPN
easat-3248	294	20	republic	republic	PROPN
easat-3248	294	21	of	of	ADP
easat-3248	294	22	iran	iran	PROPN
easat-3248	294	23	.	.	PUNCT
easat-3248	295	1	journal	journal	PROPN
easat-3248	295	2	of	of	ADP
easat-3248	295	3	islamic	islamic	ADJ
easat-3248	295	4	market	market	NOUN
easat-3248	295	5	.	.	PUNCT
easat-3248	296	1	3	3	NUM
easat-3248	296	2	(	(	PUNCT
easat-3248	296	3	2	2	NUM
easat-3248	296	4	)	)	PUNCT
easat-3248	296	5	,	,	PUNCT
easat-3248	296	6	175	175	NUM
easat-3248	296	7	-	-	SYM
easat-3248	296	8	189	189	NUM
easat-3248	296	9	.	.	PUNCT
easat-3248	297	1	[	[	X
easat-3248	297	2	40	40	NUM
easat-3248	297	3	]	]	PUNCT
easat-3248	297	4	brown	brown	ADJ
easat-3248	297	5	i.	i.	NOUN
easat-3248	297	6	,	,	PUNCT
easat-3248	297	7	zaheeda	zaheeda	PROPN
easat-3248	297	8	c.	c.	PROPN
easat-3248	297	9	,	,	PUNCT
easat-3248	297	10	gouglas	gougla	NOUN
easat-3248	297	11	d	d	NOUN
easat-3248	297	12	and	and	CCONJ
easat-3248	297	13	stroebel	stroebel	PROPN
easat-3248	297	14	s.	s.	PROPN
easat-3248	297	15	(	(	PUNCT
easat-3248	297	16	2003	2003	NUM
easat-3248	297	17	)	)	PUNCT
easat-3248	297	18	cell	cell	NOUN
easat-3248	297	19	phone	phone	NOUN
easat-3248	297	20	banking	banking	NOUN
easat-3248	297	21	:	:	PUNCT
easat-3248	297	22	predictors	predictor	NOUN
easat-3248	297	23	of	of	ADP
easat-3248	297	24	adoption	adoption	NOUN
easat-3248	297	25	in	in	ADP
easat-3248	297	26	south	south	PROPN
easat-3248	297	27	africa	africa	PROPN
easat-3248	297	28	–	–	PUNCT
easat-3248	297	29	an	an	DET
easat-3248	297	30	exploratory	exploratory	ADJ
easat-3248	297	31	study	study	NOUN
easat-3248	297	32	.	.	PUNCT
easat-3248	298	1	international	international	ADJ
easat-3248	298	2	journal	journal	PROPN
easat-3248	298	3	of	of	ADP
easat-3248	298	4	information	information	NOUN
easat-3248	298	5	management	management	NOUN
easat-3248	298	6	,	,	PUNCT
easat-3248	298	7	vol)23	vol)23	NOUN
easat-3248	298	8	,	,	PUNCT
easat-3248	298	9	p.381	p.381	NOUN
easat-3248	298	10	-	-	PUNCT
easat-3248	298	11	394	394	NUM
easat-3248	298	12	.	.	PUNCT
easat-3248	299	1	[	[	X
easat-3248	299	2	41	41	NUM
easat-3248	299	3	]	]	X
easat-3248	299	4	ajzen	ajzen	NOUN
easat-3248	299	5	,	,	PUNCT
easat-3248	299	6	i.	i.	NOUN
easat-3248	299	7	(	(	PUNCT
easat-3248	299	8	1991	1991	NUM
easat-3248	299	9	)	)	PUNCT
easat-3248	299	10	the	the	DET
easat-3248	299	11	theory	theory	NOUN
easat-3248	299	12	of	of	ADP
easat-3248	299	13	planned	plan	VERB
easat-3248	299	14	behaviour	behaviour	NOUN
easat-3248	299	15	.	.	PUNCT
easat-3248	300	1	organizational	organizational	ADJ
easat-3248	300	2	behavior	behavior	NOUN
easat-3248	300	3	and	and	CCONJ
easat-3248	300	4	human	human	ADJ
easat-3248	300	5	decision	decision	NOUN
easat-3248	300	6	process	process	NOUN
easat-3248	300	7	,	,	PUNCT
easat-3248	300	8	50	50	NUM
easat-3248	300	9	,	,	PUNCT
easat-3248	300	10	179	179	NUM
easat-3248	300	11	-	-	SYM
easat-3248	300	12	211	211	NUM
easat-3248	300	13	.	.	PUNCT
easat-3248	301	1	[	[	X
easat-3248	301	2	42	42	NUM
easat-3248	301	3	]	]	PUNCT
easat-3248	301	4	allagui	allagui	NOUN
easat-3248	301	5	a.	a.	NOUN
easat-3248	301	6	and	and	CCONJ
easat-3248	301	7	temessek	temessek	PROPN
easat-3248	301	8	a.	a.	NOUN
easat-3248	301	9	(	(	PUNCT
easat-3248	301	10	2005	2005	NUM
easat-3248	301	11	)	)	PUNCT
easat-3248	301	12	la	la	PROPN
easat-3248	301	13	fidélité	fidélité	PROPN
easat-3248	301	14	des	des	X
easat-3248	301	15	utilisateurs	utilisateurs	X
easat-3248	301	16	des	des	PROPN
easat-3248	301	17	services	service	NOUN
easat-3248	301	18	d’un	d’un	VERB
easat-3248	301	19	portail	portail	ADJ
easat-3248	301	20	internet	internet	NOUN
easat-3248	301	21	:	:	PUNCT
easat-3248	301	22	proposition	proposition	NOUN
easat-3248	301	23	et	et	NOUN
easat-3248	301	24	test	test	PROPN
easat-3248	301	25	d’un	d’un	PROPN
easat-3248	301	26	modèle	modèle	PROPN
easat-3248	301	27	intégrateur	intégrateur	PROPN
easat-3248	301	28	,	,	PUNCT
easat-3248	301	29	recherche	recherche	X
easat-3248	301	30	et	et	NOUN
easat-3248	301	31	application	application	NOUN
easat-3248	301	32	en	en	ADP
easat-3248	301	33	marketing	marketing	NOUN
easat-3248	301	34	,	,	PUNCT
easat-3248	301	35	p.	p.	NOUN
easat-3248	301	36	19	19	NUM
easat-3248	301	37	-	-	SYM
easat-3248	301	38	23	23	NUM
easat-3248	301	39	.	.	PUNCT
easat-3248	302	1	[	[	X
easat-3248	302	2	43	43	NUM
easat-3248	302	3	]	]	X
easat-3248	302	4	lee	lee	PROPN
easat-3248	302	5	k.c	k.c	PROPN
easat-3248	302	6	and	and	CCONJ
easat-3248	302	7	chung	chung	PROPN
easat-3248	302	8	n.	n.	PROPN
easat-3248	302	9	(	(	PUNCT
easat-3248	302	10	2009	2009	NUM
easat-3248	302	11	)	)	PUNCT
easat-3248	302	12	under	under	ADP
easat-3248	302	13	standlin	standlin	ADJ
easat-3248	302	14	factors	factor	NOUN
easat-3248	302	15	affecting	affect	VERB
easat-3248	302	16	trust	trust	NOUN
easat-3248	302	17	in	in	ADP
easat-3248	302	18	and	and	CCONJ
easat-3248	302	19	satisfaction	satisfaction	VERB
easat-3248	302	20	with	with	ADP
easat-3248	302	21	mobile	mobile	ADJ
easat-3248	302	22	banking	banking	NOUN
easat-3248	302	23	in	in	ADP
easat-3248	302	24	korea	korea	PROPN
easat-3248	302	25	:	:	PUNCT
easat-3248	302	26	a	a	DET
easat-3248	302	27	modified	modify	VERB
easat-3248	302	28	de	de	X
easat-3248	302	29	lone	lone	ADJ
easat-3248	302	30	and	and	CCONJ
easat-3248	302	31	mclean	mclean	PROPN
easat-3248	302	32	’s	’s	PART
easat-3248	302	33	model	model	PROPN
easat-3248	302	34	perspective	perspective	NOUN
easat-3248	302	35	instant	instant	ADJ
easat-3248	302	36	messages	message	NOUN
easat-3248	302	37	in	in	ADP
easat-3248	302	38	china	china	PROPN
easat-3248	302	39	.	.	PUNCT
easat-3248	303	1	interacting	interact	VERB
easat-3248	303	2	with	with	ADP
easat-3248	303	3	computers	computer	NOUN
easat-3248	303	4	,	,	PUNCT
easat-3248	303	5	vol	vol	NOUN
easat-3248	303	6	°	°	NOUN
easat-3248	303	7	21	21	NUM
easat-3248	303	8	,	,	PUNCT
easat-3248	303	9	p.385	p.385	AUX
easat-3248	303	10	-	-	PUNCT
easat-3248	303	11	392	392	NUM
easat-3248	303	12	.	.	PUNCT
easat-3248	304	1	[	[	X
easat-3248	304	2	44	44	NUM
easat-3248	304	3	]	]	X
easat-3248	304	4	venkatesh	venkatesh	PROPN
easat-3248	304	5	v.	v.	PROPN
easat-3248	304	6	and	and	CCONJ
easat-3248	304	7	davis	davis	PROPN
easat-3248	304	8	f.d	f.d	PROPN
easat-3248	304	9	.	.	PUNCT
easat-3248	304	10	(	(	PUNCT
easat-3248	304	11	2000	2000	NUM
easat-3248	304	12	)	)	PUNCT
easat-3248	304	13	a	a	DET
easat-3248	304	14	theoretical	theoretical	ADJ
easat-3248	304	15	extension	extension	NOUN
easat-3248	304	16	of	of	ADP
easat-3248	304	17	the	the	DET
easat-3248	304	18	technology	technology	NOUN
easat-3248	304	19	acceptance	acceptance	NOUN
easat-3248	304	20	model	model	NOUN
easat-3248	304	21	:	:	PUNCT
easat-3248	304	22	four	four	NUM
easat-3248	304	23	longitudinal	longitudinal	ADJ
easat-3248	304	24	field	field	NOUN
easat-3248	304	25	studies	study	NOUN
easat-3248	304	26	.	.	PUNCT
easat-3248	305	1	management	management	NOUN
easat-3248	305	2	science	science	NOUN
easat-3248	305	3	,	,	PUNCT
easat-3248	305	4	vol	vol	NOUN
easat-3248	305	5	°	°	NOUN
easat-3248	305	6	46	46	NUM
easat-3248	305	7	,	,	PUNCT
easat-3248	305	8	n	n	CCONJ
easat-3248	305	9	°	°	PROPN
easat-3248	305	10	2	2	NUM
easat-3248	305	11	,	,	PUNCT
easat-3248	305	12	p.	p.	NOUN
easat-3248	305	13	186–204	186–204	NUM
easat-3248	305	14	.	.	PUNCT
easat-3248	306	1	[	[	X
easat-3248	306	2	45	45	NUM
easat-3248	306	3	]	]	X
easat-3248	306	4	venkatesh	venkatesh	NOUN
easat-3248	306	5	,	,	PUNCT
easat-3248	306	6	v.	v.	PROPN
easat-3248	306	7	and	and	CCONJ
easat-3248	306	8	zhang	zhang	PROPN
easat-3248	306	9	x.	x.	PROPN
easat-3248	306	10	(	(	PUNCT
easat-3248	306	11	2010	2010	NUM
easat-3248	306	12	)	)	PUNCT
easat-3248	306	13	unified	unified	ADJ
easat-3248	306	14	theory	theory	NOUN
easat-3248	306	15	of	of	ADP
easat-3248	306	16	acceptance	acceptance	NOUN
easat-3248	306	17	and	and	CCONJ
easat-3248	306	18	use	use	NOUN
easat-3248	306	19	of	of	ADP
easat-3248	306	20	technology	technology	NOUN
easat-3248	306	21	:	:	PUNCT
easat-3248	306	22	u.s	u.s	PROPN
easat-3248	306	23	.	.	PROPN
easat-3248	306	24	vs.	vs.	PROPN
easat-3248	306	25	china	china	PROPN
easat-3248	306	26	.	.	PUNCT
easat-3248	307	1	journal	journal	PROPN
easat-3248	307	2	of	of	ADP
easat-3248	307	3	global	global	ADJ
easat-3248	307	4	information	information	PROPN
easat-3248	307	5	technology	technology	NOUN
easat-3248	307	6	management	management	NOUN
easat-3248	307	7	,	,	PUNCT
easat-3248	307	8	vol	vol	NOUN
easat-3248	307	9	°	°	NOUN
easat-3248	307	10	13	13	NUM
easat-3248	307	11	,	,	PUNCT
easat-3248	307	12	n	n	CCONJ
easat-3248	307	13	°	°	NOUN
easat-3248	307	14	1	1	NUM
easat-3248	307	15	,	,	PUNCT
easat-3248	307	16	p.	p.	NOUN
easat-3248	307	17	5	5	NUM
easat-3248	307	18	-	-	SYM
easat-3248	307	19	27	27	NUM
easat-3248	307	20	.	.	PUNCT
easat-3248	308	1	[	[	X
easat-3248	308	2	46	46	NUM
easat-3248	308	3	]	]	X
easat-3248	308	4	fornell	fornell	PROPN
easat-3248	308	5	c.	c.	PROPN
easat-3248	308	6	and	and	CCONJ
easat-3248	308	7	larcker	larcker	PROPN
easat-3248	308	8	d.f	d.f	PROPN
easat-3248	308	9	.	.	PROPN
easat-3248	308	10	(	(	PUNCT
easat-3248	308	11	1981	1981	NUM
easat-3248	308	12	)	)	PUNCT
easat-3248	308	13	evaluating	evaluate	VERB
easat-3248	308	14	structural	structural	ADJ
easat-3248	308	15	equation	equation	NOUN
easat-3248	308	16	models	model	NOUN
easat-3248	308	17	with	with	ADP
easat-3248	308	18	unobservable	unobservable	ADJ
easat-3248	308	19	variables	variable	NOUN
easat-3248	308	20	and	and	CCONJ
easat-3248	308	21	measurement	measurement	NOUN
easat-3248	308	22	error	error	NOUN
easat-3248	308	23	.	.	PUNCT
easat-3248	309	1	journal	journal	NOUN
easat-3248	309	2	of	of	ADP
easat-3248	309	3	marketing	marketing	NOUN
easat-3248	309	4	research	research	NOUN
easat-3248	309	5	,	,	PUNCT
easat-3248	309	6	vol	vol	NOUN
easat-3248	309	7	°	°	NOUN
easat-3248	309	8	48	48	NUM
easat-3248	309	9	,	,	PUNCT
easat-3248	309	10	p-39	p-39	PROPN
easat-3248	309	11	-	-	PUNCT
easat-3248	309	12	50	50	NUM
easat-3248	309	13	.	.	PUNCT
easat-3248	310	1	[	[	X
easat-3248	310	2	47	47	NUM
easat-3248	310	3	]	]	X
easat-3248	310	4	nunnally	nunnally	PROPN
easat-3248	310	5	j.	j.	PROPN
easat-3248	310	6	c.	c.	PROPN
easat-3248	310	7	and	and	CCONJ
easat-3248	310	8	bernstein	bernstein	PROPN
easat-3248	310	9	i.	i.	PROPN
easat-3248	310	10	h.	h.	PROPN
easat-3248	310	11	(	(	PUNCT
easat-3248	310	12	1994	1994	NUM
easat-3248	310	13	)	)	PUNCT
easat-3248	310	14	psychometric	psychometric	ADJ
easat-3248	310	15	theory	theory	NOUN
easat-3248	310	16	.	.	PUNCT
easat-3248	311	1	new	new	PROPN
easat-3248	311	2	york	york	PROPN
easat-3248	311	3	:	:	PUNCT
easat-3248	311	4	mcgraw	mcgraw	PROPN
easat-3248	311	5	-	-	PUNCT
easat-3248	311	6	hill	hill	NOUN
easat-3248	311	7	.	.	PUNCT
easat-3248	312	1	[	[	X
easat-3248	312	2	48	48	NUM
easat-3248	312	3	]	]	PUNCT
easat-3248	312	4	sosik	sosik	NOUN
easat-3248	312	5	j.	j.	PROPN
easat-3248	312	6	j.	j.	PROPN
easat-3248	312	7	,	,	PUNCT
easat-3248	312	8	kahai	kahai	PROPN
easat-3248	312	9	s.	s.	PROPN
easat-3248	312	10	s.	s.	PROPN
easat-3248	312	11	and	and	CCONJ
easat-3248	312	12	piovoso	piovoso	PROPN
easat-3248	312	13	m.	m.	NOUN
easat-3248	312	14	j.	j.	PROPN
easat-3248	312	15	(	(	PUNCT
easat-3248	312	16	2009	2009	NUM
easat-3248	312	17	)	)	PUNCT
easat-3248	312	18	silver	silver	NOUN
easat-3248	312	19	bullet	bullet	NOUN
easat-3248	312	20	or	or	CCONJ
easat-3248	312	21	voodoo	voodoo	NOUN
easat-3248	312	22	statistics	statistic	NOUN
easat-3248	312	23	?	?	PUNCT
easat-3248	312	24	group	group	PROPN
easat-3248	312	25	&	&	CCONJ
easat-3248	312	26	organization	organization	PROPN
easat-3248	312	27	management	management	NOUN
easat-3248	312	28	,	,	PUNCT
easat-3248	312	29	vol	vol	NOUN
easat-3248	312	30	°	°	NOUN
easat-3248	312	31	34	34	NUM
easat-3248	312	32	,	,	PUNCT
easat-3248	312	33	n	n	CCONJ
easat-3248	312	34	°	°	NOUN
easat-3248	312	35	1	1	NUM
easat-3248	312	36	,	,	PUNCT
easat-3248	312	37	p.	p.	NOUN
easat-3248	312	38	5	5	NUM
easat-3248	312	39	-36	-36	X
easat-3248	312	40	.	.	PUNCT
easat-3248	313	1	[	[	X
easat-3248	313	2	49	49	NUM
easat-3248	313	3	]	]	PUNCT
easat-3248	313	4	lacroux	lacroux	NOUN
easat-3248	313	5	a.	a.	NOUN
easat-3248	313	6	(	(	PUNCT
easat-3248	313	7	2011	2011	NUM
easat-3248	313	8	)	)	PUNCT
easat-3248	313	9	les	les	X
easat-3248	313	10	avantages	avantage	NOUN
easat-3248	313	11	et	et	PROPN
easat-3248	313	12	les	les	X
easat-3248	313	13	limites	limites	X
easat-3248	313	14	de	de	X
easat-3248	313	15	la	la	PROPN
easat-3248	313	16	méthode	méthode	PROPN
easat-3248	313	17	(	(	PUNCT
easat-3248	313	18	partial	partial	ADJ
easat-3248	313	19	least	least	ADV
easat-3248	313	20	square	square	ADJ
easat-3248	313	21	)	)	PUNCT
easat-3248	313	22	(	(	PUNCT
easat-3248	313	23	pls	pls	INTJ
easat-3248	313	24	)	)	PUNCT
easat-3248	313	25	:	:	PUNCT
easat-3248	313	26	une	une	PROPN
easat-3248	313	27	illustration	illustration	NOUN
easat-3248	313	28	empirique	empirique	PROPN
easat-3248	313	29	dans	dans	PROPN
easat-3248	313	30	le	le	X
easat-3248	313	31	domaine	domaine	PROPN
easat-3248	313	32	de	de	X
easat-3248	313	33	la	la	PROPN
easat-3248	313	34	grh	grh	PROPN
easat-3248	313	35	.	.	PUNCT
easat-3248	314	1	revue	revue	PROPN
easat-3248	314	2	de	de	X
easat-3248	314	3	gestion	gestion	X
easat-3248	314	4	des	des	X
easat-3248	314	5	ressources	ressource	NOUN
easat-3248	314	6	humaines	humaine	NOUN
easat-3248	314	7	,	,	PUNCT
easat-3248	314	8	vol	vol	NOUN
easat-3248	314	9	°	°	NOUN
easat-3248	314	10	2	2	NUM
easat-3248	314	11	,	,	PUNCT
easat-3248	314	12	n	n	CCONJ
easat-3248	314	13	°	°	PROPN
easat-3248	314	14	80	80	NUM
easat-3248	314	15	,	,	PUNCT
easat-3248	314	16	p.45	p.45	X
easat-3248	314	17	-	-	X
easat-3248	314	18	64	64	NUM
easat-3248	314	19	.	.	PUNCT
easat-3248	315	1	[	[	X
easat-3248	315	2	50	50	NUM
easat-3248	315	3	]	]	X
easat-3248	315	4	chin	chin	PROPN
easat-3248	315	5	,	,	PUNCT
easat-3248	315	6	w.w	w.w	PROPN
easat-3248	315	7	,	,	PUNCT
easat-3248	315	8	(	(	PUNCT
easat-3248	315	9	1998	1998	NUM
easat-3248	315	10	)	)	PUNCT
easat-3248	315	11	issues	issue	NOUN
easat-3248	315	12	and	and	CCONJ
easat-3248	315	13	opinion	opinion	NOUN
easat-3248	315	14	on	on	ADP
easat-3248	315	15	structural	structural	ADJ
easat-3248	315	16	equation	equation	NOUN
easat-3248	315	17	modeling	modeling	NOUN
easat-3248	315	18	.	.	PUNCT
easat-3248	316	1	mis	mis	PROPN
easat-3248	316	2	quarterly	quarterly	PROPN
easat-3248	316	3	,	,	PUNCT
easat-3248	316	4	vol	vol	NOUN
easat-3248	316	5	°	°	NOUN
easat-3248	316	6	22	22	NUM
easat-3248	316	7	,	,	PUNCT
easat-3248	316	8	n	n	CCONJ
easat-3248	316	9	°	°	NOUN
easat-3248	316	10	1	1	NUM
easat-3248	316	11	,	,	PUNCT
easat-3248	316	12	p.	p.	NOUN
easat-3248	316	13	7	7	NUM
easat-3248	316	14	-	-	SYM
easat-3248	316	15	25	25	NUM
easat-3248	316	16	.	.	PUNCT
easat-3248	317	1	[	[	X
easat-3248	317	2	51	51	NUM
easat-3248	317	3	]	]	PUNCT
easat-3248	317	4	mazhar	mazhar	PROPN
easat-3248	317	5	f.	f.	PROPN
easat-3248	317	6	,	,	PUNCT
easat-3248	317	7	rizwan	rizwan	PROPN
easat-3248	317	8	m.	m.	PROPN
easat-3248	317	9	,	,	PUNCT
easat-3248	317	10	fiaz	fiaz	PROPN
easat-3248	317	11	u.	u.	PROPN
easat-3248	317	12	,	,	PUNCT
easat-3248	317	13	ishrat	ishrat	PROPN
easat-3248	317	14	s.	s.	PROPN
easat-3248	317	15	,	,	PUNCT
easat-3248	317	16	razzaq	razzaq	PROPN
easat-3248	317	17	m.s	m.s	PROPN
easat-3248	317	18	.	.	PROPN
easat-3248	317	19	and	and	CCONJ
easat-3248	317	20	khan	khan	PROPN
easat-3248	317	21	t.n	t.n	PROPN
easat-3248	317	22	.	.	PROPN
easat-3248	317	23	(	(	PUNCT
easat-3248	317	24	2014	2014	NUM
easat-3248	317	25	)	)	PUNCT
easat-3248	317	26	an	an	DET
easat-3248	317	27	investigation	investigation	NOUN
easat-3248	317	28	of	of	ADP
easat-3248	317	29	factors	factor	NOUN
easat-3248	317	30	affecting	affect	VERB
easat-3248	317	31	usage	usage	NOUN
easat-3248	317	32	and	and	CCONJ
easat-3248	317	33	adoption	adoption	NOUN
easat-3248	317	34	of	of	ADP
easat-3248	317	35	internet	internet	NOUN
easat-3248	317	36	&	&	CCONJ
easat-3248	317	37	mobile	mobile	ADJ
easat-3248	317	38	banking	banking	NOUN
easat-3248	317	39	in	in	ADP
easat-3248	317	40	pakistan	pakistan	PROPN
easat-3248	317	41	.	.	PUNCT
easat-3248	318	1	international	international	ADJ
easat-3248	318	2	journal	journal	PROPN
easat-3248	318	3	accounting	account	VERB
easat-3248	318	4	financial	financial	ADJ
easat-3248	318	5	report	report	NOUN
easat-3248	318	6	,	,	PUNCT
easat-3248	318	7	4	4	NUM
easat-3248	318	8	(	(	PUNCT
easat-3248	318	9	2	2	NUM
easat-3248	318	10	)	)	PUNCT
easat-3248	318	11	,	,	PUNCT
easat-3248	318	12	478	478	NUM
easat-3248	318	13	.	.	PUNCT