id	sid	tid	token	lemma	pos
easat-3648	1	1	edelweiss	edelweiss	PROPN
easat-3648	1	2	applied	apply	VERB
easat-3648	1	3	science	science	NOUN
easat-3648	1	4	and	and	CCONJ
easat-3648	1	5	technology	technology	NOUN
easat-3648	1	6	issn	issn	PROPN
easat-3648	1	7	:	:	PUNCT
easat-3648	1	8	2576	2576	NUM
easat-3648	1	9	-	-	SYM
easat-3648	1	10	8484	8484	NUM
easat-3648	1	11	vol	vol	NOUN
easat-3648	1	12	.	.	PROPN
easat-3648	1	13	8	8	NUM
easat-3648	1	14	,	,	PUNCT
easat-3648	1	15	no	no	INTJ
easat-3648	1	16	.	.	NOUN
easat-3648	1	17	6	6	NUM
easat-3648	1	18	,	,	PUNCT
easat-3648	1	19	7621	7621	NUM
easat-3648	1	20	-	-	SYM
easat-3648	1	21	7631	7631	NUM
easat-3648	1	22	2024	2024	NUM
easat-3648	1	23	publisher	publisher	NOUN
easat-3648	1	24	:	:	PUNCT
easat-3648	1	25	learning	learn	VERB
easat-3648	1	26	gate	gate	NOUN
easat-3648	1	27	doi	doi	PROPN
easat-3648	1	28	:	:	PUNCT
easat-3648	1	29	10.55214/25768484.v8i6.3648	10.55214/25768484.v8i6.3648	NUM
easat-3648	1	30	©	©	PROPN
easat-3648	1	31	2024	2024	NUM
easat-3648	1	32	by	by	ADP
easat-3648	1	33	the	the	DET
easat-3648	1	34	authors	author	NOUN
easat-3648	1	35	;	;	PUNCT
easat-3648	1	36	licensee	licensee	PROPN
easat-3648	1	37	learning	learning	NOUN
easat-3648	1	38	gate	gate	NOUN
easat-3648	1	39	©	©	PROPN
easat-3648	1	40	2024	2024	NUM
easat-3648	1	41	by	by	ADP
easat-3648	1	42	the	the	DET
easat-3648	1	43	authors	author	NOUN
easat-3648	1	44	;	;	PUNCT
easat-3648	1	45	licensee	licensee	PROPN
easat-3648	1	46	learning	learn	VERB
easat-3648	1	47	gate	gate	NOUN
easat-3648	1	48	*	*	PUNCT
easat-3648	1	49	correspondence	correspondence	NOUN
easat-3648	1	50	:	:	PUNCT
easat-3648	1	51	huyentt@hvnh.edu.vn	huyentt@hvnh.edu.vn	VERB
easat-3648	1	52	the	the	DET
easat-3648	1	53	impact	impact	NOUN
easat-3648	1	54	of	of	ADP
easat-3648	1	55	macroprudential	macroprudential	ADJ
easat-3648	1	56	policies	policy	NOUN
easat-3648	1	57	on	on	ADP
easat-3648	1	58	bank	bank	NOUN
easat-3648	1	59	competition	competition	NOUN
easat-3648	1	60	:	:	PUNCT
easat-3648	1	61	empirical	empirical	ADJ
easat-3648	1	62	study	study	NOUN
easat-3648	1	63	in	in	ADP
easat-3648	1	64	vietnam	vietnam	PROPN
easat-3648	1	65	hang	hang	PROPN
easat-3648	1	66	thu	thu	PROPN
easat-3648	1	67	,	,	PUNCT
easat-3648	1	68	do1	do1	NOUN
easat-3648	1	69	,	,	PUNCT
easat-3648	1	70	huyen	huyen	PROPN
easat-3648	1	71	thanh	thanh	PROPN
easat-3648	1	72	,	,	PUNCT
easat-3648	1	73	ta2	ta2	PROPN
easat-3648	1	74	*	*	PROPN
easat-3648	1	75	,	,	PUNCT
easat-3648	1	76	linh	linh	PROPN
easat-3648	1	77	hong	hong	PROPN
easat-3648	1	78	,	,	PUNCT
easat-3648	1	79	pham3	pham3	NOUN
easat-3648	1	80	1,2,3banking	1,2,3banking	NUM
easat-3648	1	81	academy	academy	NOUN
easat-3648	1	82	of	of	ADP
easat-3648	1	83	vietnam	vietnam	PROPN
easat-3648	1	84	,	,	PUNCT
easat-3648	1	85	hanoi	hanoi	PROPN
easat-3648	1	86	,	,	PUNCT
easat-3648	1	87	vietnam	vietnam	PROPN
easat-3648	1	88	;	;	PUNCT
easat-3648	1	89	hangdo@hvnh.edu.vn	hangdo@hvnh.edu.vn	PROPN
easat-3648	1	90	(	(	PUNCT
easat-3648	1	91	h.t.d	h.t.d	ADJ
easat-3648	1	92	.	.	PUNCT
easat-3648	1	93	)	)	PUNCT
easat-3648	2	1	huyentt@hvnh.edu.vn	huyentt@hvnh.edu.vn	PROPN
easat-3648	2	2	(	(	PUNCT
easat-3648	2	3	h.t.t	h.t.t	NOUN
easat-3648	2	4	.	.	PUNCT
easat-3648	2	5	)	)	PUNCT
easat-3648	3	1	linhph@hvnh.edu.vn	linhph@hvnh.edu.vn	ADJ
easat-3648	3	2	(	(	PUNCT
easat-3648	3	3	l.h.p	l.h.p	ADJ
easat-3648	3	4	.	.	PUNCT
easat-3648	3	5	)	)	PUNCT
easat-3648	3	6	.	.	PUNCT
easat-3648	4	1	abstract	abstract	ADV
easat-3648	4	2	:	:	PUNCT
easat-3648	4	3	in	in	ADP
easat-3648	4	4	the	the	DET
easat-3648	4	5	banking	banking	NOUN
easat-3648	4	6	system	system	NOUN
easat-3648	4	7	,	,	PUNCT
easat-3648	4	8	excessively	excessively	ADV
easat-3648	4	9	low	low	ADJ
easat-3648	4	10	or	or	CCONJ
easat-3648	4	11	high	high	ADJ
easat-3648	4	12	levels	level	NOUN
easat-3648	4	13	of	of	ADP
easat-3648	4	14	competition	competition	NOUN
easat-3648	4	15	can	can	AUX
easat-3648	4	16	impact	impact	VERB
easat-3648	4	17	the	the	DET
easat-3648	4	18	stability	stability	NOUN
easat-3648	4	19	of	of	ADP
easat-3648	4	20	the	the	DET
easat-3648	4	21	banking	banking	NOUN
easat-3648	4	22	system	system	NOUN
easat-3648	4	23	.	.	PUNCT
easat-3648	5	1	this	this	DET
easat-3648	5	2	paper	paper	NOUN
easat-3648	5	3	examines	examine	VERB
easat-3648	5	4	the	the	DET
easat-3648	5	5	impact	impact	NOUN
easat-3648	5	6	of	of	ADP
easat-3648	5	7	macroprudential	macroprudential	ADJ
easat-3648	5	8	policies	policy	NOUN
easat-3648	5	9	on	on	ADP
easat-3648	5	10	banking	banking	NOUN
easat-3648	5	11	competition	competition	NOUN
easat-3648	5	12	in	in	ADP
easat-3648	5	13	vietnam	vietnam	PROPN
easat-3648	5	14	.	.	PUNCT
easat-3648	6	1	utilizing	utilize	VERB
easat-3648	6	2	data	datum	NOUN
easat-3648	6	3	from	from	ADP
easat-3648	6	4	29	29	NUM
easat-3648	6	5	commercial	commercial	ADJ
easat-3648	6	6	banks	bank	NOUN
easat-3648	6	7	over	over	ADP
easat-3648	6	8	the	the	DET
easat-3648	6	9	period	period	NOUN
easat-3648	6	10	from	from	ADP
easat-3648	6	11	2009	2009	NUM
easat-3648	6	12	to	to	ADP
easat-3648	6	13	2023	2023	NUM
easat-3648	6	14	,	,	PUNCT
easat-3648	6	15	the	the	DET
easat-3648	6	16	authors	author	NOUN
easat-3648	6	17	found	find	VERB
easat-3648	6	18	a	a	DET
easat-3648	6	19	positive	positive	ADJ
easat-3648	6	20	relationship	relationship	NOUN
easat-3648	6	21	between	between	ADP
easat-3648	6	22	these	these	DET
easat-3648	6	23	policy	policy	NOUN
easat-3648	6	24	tools	tool	NOUN
easat-3648	6	25	and	and	CCONJ
easat-3648	6	26	banking	banking	NOUN
easat-3648	6	27	competition	competition	NOUN
easat-3648	6	28	.	.	PUNCT
easat-3648	7	1	this	this	PRON
easat-3648	7	2	indicates	indicate	VERB
easat-3648	7	3	that	that	SCONJ
easat-3648	7	4	,	,	PUNCT
easat-3648	7	5	in	in	ADP
easat-3648	7	6	addition	addition	NOUN
easat-3648	7	7	to	to	ADP
easat-3648	7	8	stabilizing	stabilize	VERB
easat-3648	7	9	the	the	DET
easat-3648	7	10	banking	banking	NOUN
easat-3648	7	11	system	system	NOUN
easat-3648	7	12	,	,	PUNCT
easat-3648	7	13	macroprudential	macroprudential	ADJ
easat-3648	7	14	policies	policy	NOUN
easat-3648	7	15	targeting	target	VERB
easat-3648	7	16	banks	bank	NOUN
easat-3648	7	17	have	have	AUX
easat-3648	7	18	improved	improve	VERB
easat-3648	7	19	market	market	NOUN
easat-3648	7	20	conditions	condition	NOUN
easat-3648	7	21	,	,	PUNCT
easat-3648	7	22	increased	increase	VERB
easat-3648	7	23	competition	competition	NOUN
easat-3648	7	24	,	,	PUNCT
easat-3648	7	25	and	and	CCONJ
easat-3648	7	26	contributed	contribute	VERB
easat-3648	7	27	to	to	ADP
easat-3648	7	28	a	a	DET
easat-3648	7	29	healthier	healthy	ADJ
easat-3648	7	30	banking	banking	NOUN
easat-3648	7	31	environment	environment	NOUN
easat-3648	7	32	in	in	ADP
easat-3648	7	33	vietnam	vietnam	PROPN
easat-3648	7	34	.	.	PUNCT
easat-3648	8	1	this	this	DET
easat-3648	8	2	finding	finding	NOUN
easat-3648	8	3	contributes	contribute	VERB
easat-3648	8	4	in	in	ADP
easat-3648	8	5	the	the	DET
easat-3648	8	6	implementation	implementation	NOUN
easat-3648	8	7	of	of	ADP
easat-3648	8	8	macroprudential	macroprudential	ADJ
easat-3648	8	9	policies	policy	NOUN
easat-3648	8	10	in	in	ADP
easat-3648	8	11	vietnam	vietnam	PROPN
easat-3648	8	12	,	,	PUNCT
easat-3648	8	13	as	as	SCONJ
easat-3648	8	14	it	it	PRON
easat-3648	8	15	highlights	highlight	VERB
easat-3648	8	16	the	the	DET
easat-3648	8	17	ability	ability	NOUN
easat-3648	8	18	to	to	PART
easat-3648	8	19	enhance	enhance	VERB
easat-3648	8	20	positive	positive	ADJ
easat-3648	8	21	impacts	impact	NOUN
easat-3648	8	22	while	while	SCONJ
easat-3648	8	23	mitigating	mitigate	VERB
easat-3648	8	24	the	the	DET
easat-3648	8	25	negative	negative	ADJ
easat-3648	8	26	externalities	externality	NOUN
easat-3648	8	27	of	of	ADP
easat-3648	8	28	these	these	DET
easat-3648	8	29	tools	tool	NOUN
easat-3648	8	30	.	.	PUNCT
easat-3648	9	1	keywords	keyword	NOUN
easat-3648	9	2	:	:	PUNCT
easat-3648	9	3	bank	bank	NOUN
easat-3648	9	4	competition	competition	NOUN
easat-3648	9	5	,	,	PUNCT
easat-3648	9	6	commercial	commercial	ADJ
easat-3648	9	7	banks	bank	NOUN
easat-3648	9	8	,	,	PUNCT
easat-3648	9	9	macroprudential	macroprudential	ADJ
easat-3648	9	10	policies	policy	NOUN
easat-3648	9	11	,	,	PUNCT
easat-3648	9	12	market	market	NOUN
easat-3648	9	13	power	power	NOUN
easat-3648	9	14	.	.	PUNCT
easat-3648	10	1	1	1	X
easat-3648	10	2	.	.	X
easat-3648	10	3	introduction	introduction	NOUN
easat-3648	10	4	the	the	DET
easat-3648	10	5	global	global	ADJ
easat-3648	10	6	financial	financial	ADJ
easat-3648	10	7	crisis	crisis	NOUN
easat-3648	10	8	of	of	ADP
easat-3648	10	9	2008	2008	NUM
easat-3648	10	10	highlighted	highlight	VERB
easat-3648	10	11	that	that	SCONJ
easat-3648	10	12	merely	merely	ADV
easat-3648	10	13	ensuring	ensure	VERB
easat-3648	10	14	the	the	DET
easat-3648	10	15	safety	safety	NOUN
easat-3648	10	16	of	of	ADP
easat-3648	10	17	individual	individual	ADJ
easat-3648	10	18	financial	financial	ADJ
easat-3648	10	19	institutions	institution	NOUN
easat-3648	10	20	was	be	AUX
easat-3648	10	21	insufficient	insufficient	ADJ
easat-3648	10	22	.	.	PUNCT
easat-3648	11	1	it	it	PRON
easat-3648	11	2	necessitated	necessitate	VERB
easat-3648	11	3	a	a	DET
easat-3648	11	4	re	re	NOUN
easat-3648	11	5	-	-	NOUN
easat-3648	11	6	evaluation	evaluation	NOUN
easat-3648	11	7	of	of	ADP
easat-3648	11	8	how	how	SCONJ
easat-3648	11	9	supervisory	supervisory	ADJ
easat-3648	11	10	bodies	body	NOUN
easat-3648	11	11	and	and	CCONJ
easat-3648	11	12	policymakers	policymaker	NOUN
easat-3648	11	13	oversee	oversee	VERB
easat-3648	11	14	financial	financial	ADJ
easat-3648	11	15	institutions	institution	NOUN
easat-3648	11	16	with	with	ADP
easat-3648	11	17	the	the	DET
easat-3648	11	18	aim	aim	NOUN
easat-3648	11	19	of	of	ADP
easat-3648	11	20	maintaining	maintain	VERB
easat-3648	11	21	financial	financial	ADJ
easat-3648	11	22	stability	stability	NOUN
easat-3648	11	23	.	.	PUNCT
easat-3648	12	1	consequently	consequently	ADV
easat-3648	12	2	,	,	PUNCT
easat-3648	12	3	macroprudential	macroprudential	ADJ
easat-3648	12	4	policies	policy	NOUN
easat-3648	12	5	have	have	AUX
easat-3648	12	6	become	become	VERB
easat-3648	12	7	increasingly	increasingly	ADV
easat-3648	12	8	prominent	prominent	ADJ
easat-3648	12	9	in	in	ADP
easat-3648	12	10	developed	develop	VERB
easat-3648	12	11	countries	country	NOUN
easat-3648	12	12	such	such	ADJ
easat-3648	12	13	as	as	ADP
easat-3648	12	14	the	the	DET
easat-3648	12	15	united	united	PROPN
easat-3648	12	16	states	states	PROPN
easat-3648	12	17	and	and	CCONJ
easat-3648	12	18	europe	europe	PROPN
easat-3648	12	19	.	.	PUNCT
easat-3648	13	1	these	these	DET
easat-3648	13	2	policies	policy	NOUN
easat-3648	13	3	aim	aim	VERB
easat-3648	13	4	to	to	PART
easat-3648	13	5	enhance	enhance	VERB
easat-3648	13	6	the	the	DET
easat-3648	13	7	stability	stability	NOUN
easat-3648	13	8	of	of	ADP
easat-3648	13	9	the	the	DET
easat-3648	13	10	financial	financial	ADJ
easat-3648	13	11	system	system	NOUN
easat-3648	13	12	and	and	CCONJ
easat-3648	13	13	mitigate	mitigate	VERB
easat-3648	13	14	systemic	systemic	ADJ
easat-3648	13	15	risks	risk	NOUN
easat-3648	13	16	within	within	ADP
easat-3648	13	17	the	the	DET
easat-3648	13	18	banking	banking	NOUN
easat-3648	13	19	sector	sector	NOUN
easat-3648	13	20	.	.	PUNCT
easat-3648	14	1	the	the	DET
easat-3648	14	2	primary	primary	ADJ
easat-3648	14	3	goal	goal	NOUN
easat-3648	14	4	of	of	ADP
easat-3648	14	5	these	these	DET
easat-3648	14	6	policies	policy	NOUN
easat-3648	14	7	is	be	AUX
easat-3648	14	8	to	to	PART
easat-3648	14	9	prevent	prevent	VERB
easat-3648	14	10	and	and	CCONJ
easat-3648	14	11	reduce	reduce	VERB
easat-3648	14	12	systemic	systemic	ADJ
easat-3648	14	13	financial	financial	ADJ
easat-3648	14	14	risks	risk	NOUN
easat-3648	14	15	.	.	PUNCT
easat-3648	15	1	to	to	ADP
easat-3648	15	2	date	date	NOUN
easat-3648	15	3	,	,	PUNCT
easat-3648	15	4	the	the	DET
easat-3648	15	5	role	role	NOUN
easat-3648	15	6	of	of	ADP
easat-3648	15	7	macroprudential	macroprudential	ADJ
easat-3648	15	8	policies	policy	NOUN
easat-3648	15	9	has	have	AUX
easat-3648	15	10	proven	prove	VERB
easat-3648	15	11	to	to	PART
easat-3648	15	12	have	have	VERB
easat-3648	15	13	a	a	DET
easat-3648	15	14	positive	positive	ADJ
easat-3648	15	15	impact	impact	NOUN
easat-3648	15	16	on	on	ADP
easat-3648	15	17	bolstering	bolster	VERB
easat-3648	15	18	the	the	DET
easat-3648	15	19	resilience	resilience	NOUN
easat-3648	15	20	of	of	ADP
easat-3648	15	21	banks	bank	NOUN
easat-3648	15	22	to	to	ADP
easat-3648	15	23	macroeconomic	macroeconomic	ADJ
easat-3648	15	24	and	and	CCONJ
easat-3648	15	25	financial	financial	ADJ
easat-3648	15	26	shocks	shock	NOUN
easat-3648	15	27	,	,	PUNCT
easat-3648	15	28	particularly	particularly	ADV
easat-3648	15	29	during	during	ADP
easat-3648	15	30	the	the	DET
easat-3648	15	31	recent	recent	ADJ
easat-3648	15	32	covid-19	covid-19	PROPN
easat-3648	15	33	pandemic	pandemic	NOUN
easat-3648	15	34	.	.	PUNCT
easat-3648	16	1	countries	country	NOUN
easat-3648	16	2	that	that	PRON
easat-3648	16	3	tightened	tighten	VERB
easat-3648	16	4	macroprudential	macroprudential	ADJ
easat-3648	16	5	tools	tool	NOUN
easat-3648	16	6	prior	prior	ADV
easat-3648	16	7	to	to	ADP
easat-3648	16	8	the	the	DET
easat-3648	16	9	pandemic	pandemic	ADJ
easat-3648	16	10	and	and	CCONJ
easat-3648	16	11	loosened	loosen	VERB
easat-3648	16	12	them	they	PRON
easat-3648	16	13	during	during	ADP
easat-3648	16	14	the	the	DET
easat-3648	16	15	crisis	crisis	NOUN
easat-3648	16	16	experienced	experience	VERB
easat-3648	16	17	lower	low	ADJ
easat-3648	16	18	levels	level	NOUN
easat-3648	16	19	of	of	ADP
easat-3648	16	20	financial	financial	ADJ
easat-3648	16	21	and	and	CCONJ
easat-3648	16	22	economic	economic	ADJ
easat-3648	16	23	stress	stress	NOUN
easat-3648	16	24	(	(	PUNCT
easat-3648	16	25	katharina	katharina	PROPN
easat-3648	16	26	&	&	CCONJ
easat-3648	16	27	kristin	kristin	PROPN
easat-3648	16	28	,	,	PUNCT
easat-3648	16	29	2021	2021	NUM
easat-3648	16	30	)	)	PUNCT
easat-3648	16	31	.	.	PUNCT
easat-3648	17	1	numerous	numerous	ADJ
easat-3648	17	2	studies	study	NOUN
easat-3648	17	3	have	have	AUX
easat-3648	17	4	focused	focus	VERB
easat-3648	17	5	on	on	ADP
easat-3648	17	6	their	their	PRON
easat-3648	17	7	impact	impact	NOUN
easat-3648	17	8	on	on	ADP
easat-3648	17	9	financial	financial	ADJ
easat-3648	17	10	stability	stability	NOUN
easat-3648	17	11	and	and	CCONJ
easat-3648	17	12	systemic	systemic	ADJ
easat-3648	17	13	risk	risk	NOUN
easat-3648	17	14	.	.	PUNCT
easat-3648	18	1	theoretical	theoretical	ADJ
easat-3648	18	2	research	research	NOUN
easat-3648	18	3	has	have	AUX
easat-3648	18	4	laid	lay	VERB
easat-3648	18	5	the	the	DET
easat-3648	18	6	foundation	foundation	NOUN
easat-3648	18	7	for	for	ADP
easat-3648	18	8	macroprudential	macroprudential	ADJ
easat-3648	18	9	policies	policy	NOUN
easat-3648	18	10	aimed	aim	VERB
easat-3648	18	11	at	at	ADP
easat-3648	18	12	achieving	achieve	VERB
easat-3648	18	13	greater	great	ADJ
easat-3648	18	14	financial	financial	ADJ
easat-3648	18	15	stability	stability	NOUN
easat-3648	18	16	(	(	PUNCT
easat-3648	18	17	kogler	kogler	NOUN
easat-3648	18	18	,	,	PUNCT
easat-3648	18	19	2020	2020	NUM
easat-3648	18	20	)	)	PUNCT
easat-3648	18	21	(	(	PUNCT
easat-3648	18	22	jeanne	jeanne	PROPN
easat-3648	18	23	&	&	CCONJ
easat-3648	18	24	korinek	korinek	ADJ
easat-3648	18	25	,	,	PUNCT
easat-3648	18	26	2020	2020	NUM
easat-3648	18	27	)	)	PUNCT
easat-3648	18	28	.	.	PUNCT
easat-3648	19	1	some	some	DET
easat-3648	19	2	empirical	empirical	ADJ
easat-3648	19	3	studies	study	NOUN
easat-3648	19	4	have	have	AUX
easat-3648	19	5	also	also	ADV
easat-3648	19	6	identified	identify	VERB
easat-3648	19	7	two	two	NUM
easat-3648	19	8	main	main	ADJ
easat-3648	19	9	objectives	objective	NOUN
easat-3648	19	10	to	to	PART
easat-3648	19	11	assess	assess	VERB
easat-3648	19	12	the	the	DET
easat-3648	19	13	effectiveness	effectiveness	NOUN
easat-3648	19	14	of	of	ADP
easat-3648	19	15	these	these	DET
easat-3648	19	16	policies	policy	NOUN
easat-3648	19	17	:	:	PUNCT
easat-3648	19	18	the	the	DET
easat-3648	19	19	intermediate	intermediate	ADJ
easat-3648	19	20	objective	objective	NOUN
easat-3648	19	21	of	of	ADP
easat-3648	19	22	curbing	curb	VERB
easat-3648	19	23	credit	credit	NOUN
easat-3648	19	24	growth	growth	NOUN
easat-3648	19	25	and	and	CCONJ
easat-3648	19	26	the	the	DET
easat-3648	19	27	financial	financial	ADJ
easat-3648	19	28	cycle	cycle	NOUN
easat-3648	19	29	,	,	PUNCT
easat-3648	19	30	and	and	CCONJ
easat-3648	19	31	the	the	DET
easat-3648	19	32	ultimate	ultimate	ADJ
easat-3648	19	33	objective	objective	NOUN
easat-3648	19	34	of	of	ADP
easat-3648	19	35	reducing	reduce	VERB
easat-3648	19	36	systemic	systemic	ADJ
easat-3648	19	37	risk	risk	NOUN
easat-3648	19	38	in	in	ADP
easat-3648	19	39	the	the	DET
easat-3648	19	40	banking	banking	NOUN
easat-3648	19	41	sector	sector	NOUN
easat-3648	19	42	(	(	PUNCT
easat-3648	19	43	(	(	PUNCT
easat-3648	19	44	altunbas	altunbas	PROPN
easat-3648	19	45	,	,	PUNCT
easat-3648	19	46	binici	binici	NOUN
easat-3648	19	47	,	,	PUNCT
easat-3648	19	48	&	&	CCONJ
easat-3648	19	49	gambacorta	gambacorta	PROPN
easat-3648	19	50	,	,	PUNCT
easat-3648	19	51	2018	2018	NUM
easat-3648	19	52	)	)	PUNCT
easat-3648	19	53	(	(	PUNCT
easat-3648	19	54	meuleman	meuleman	NOUN
easat-3648	19	55	&	&	CCONJ
easat-3648	19	56	vander	vander	PROPN
easat-3648	19	57	vennet	vennet	PROPN
easat-3648	19	58	,	,	PUNCT
easat-3648	19	59	macroprudential	macroprudential	ADJ
easat-3648	19	60	policy	policy	NOUN
easat-3648	19	61	and	and	CCONJ
easat-3648	19	62	bank	bank	NOUN
easat-3648	19	63	systemic	systemic	ADJ
easat-3648	19	64	risk	risk	NOUN
easat-3648	19	65	,	,	PUNCT
easat-3648	19	66	2020	2020	NUM
easat-3648	19	67	)	)	PUNCT
easat-3648	19	68	)	)	PUNCT
easat-3648	19	69	.	.	PUNCT
easat-3648	20	1	these	these	DET
easat-3648	20	2	studies	study	NOUN
easat-3648	20	3	have	have	AUX
easat-3648	20	4	demonstrated	demonstrate	VERB
easat-3648	20	5	that	that	SCONJ
easat-3648	20	6	macroprudential	macroprudential	ADJ
easat-3648	20	7	policies	policy	NOUN
easat-3648	20	8	are	be	AUX
easat-3648	20	9	effective	effective	ADJ
easat-3648	20	10	in	in	ADP
easat-3648	20	11	enhancing	enhance	VERB
easat-3648	20	12	risk	risk	NOUN
easat-3648	20	13	resilience	resilience	NOUN
easat-3648	20	14	and	and	CCONJ
easat-3648	20	15	limiting	limit	VERB
easat-3648	20	16	the	the	DET
easat-3648	20	17	accumulation	accumulation	NOUN
easat-3648	20	18	of	of	ADP
easat-3648	20	19	systemic	systemic	ADJ
easat-3648	20	20	risk	risk	NOUN
easat-3648	20	21	at	at	ADP
easat-3648	20	22	both	both	CCONJ
easat-3648	20	23	the	the	DET
easat-3648	20	24	micro	micro	ADJ
easat-3648	20	25	and	and	CCONJ
easat-3648	20	26	macro	macro	ADJ
easat-3648	20	27	levels	level	NOUN
easat-3648	20	28	.	.	PUNCT
easat-3648	21	1	furthermore	furthermore	ADV
easat-3648	21	2	,	,	PUNCT
easat-3648	21	3	these	these	DET
easat-3648	21	4	policies	policy	NOUN
easat-3648	21	5	have	have	AUX
easat-3648	21	6	been	be	AUX
easat-3648	21	7	shown	show	VERB
easat-3648	21	8	to	to	PART
easat-3648	21	9	significantly	significantly	ADV
easat-3648	21	10	impact	impact	VERB
easat-3648	21	11	banking	banking	NOUN
easat-3648	21	12	activities	activity	NOUN
easat-3648	21	13	by	by	ADP
easat-3648	21	14	altering	alter	VERB
easat-3648	21	15	risk	risk	NOUN
easat-3648	21	16	-	-	PUNCT
easat-3648	21	17	taking	take	VERB
easat-3648	21	18	behavior	behavior	NOUN
easat-3648	21	19	,	,	PUNCT
easat-3648	21	20	which	which	PRON
easat-3648	21	21	,	,	PUNCT
easat-3648	21	22	in	in	ADP
easat-3648	21	23	turn	turn	NOUN
easat-3648	21	24	,	,	PUNCT
easat-3648	21	25	can	can	AUX
easat-3648	21	26	influence	influence	VERB
easat-3648	21	27	the	the	DET
easat-3648	21	28	level	level	NOUN
easat-3648	21	29	of	of	ADP
easat-3648	21	30	competition	competition	NOUN
easat-3648	21	31	and	and	CCONJ
easat-3648	21	32	market	market	NOUN
easat-3648	21	33	power	power	NOUN
easat-3648	21	34	of	of	ADP
easat-3648	21	35	banks	bank	NOUN
easat-3648	21	36	.	.	PUNCT
easat-3648	22	1	banks	bank	NOUN
easat-3648	22	2	offer	offer	VERB
easat-3648	22	3	a	a	DET
easat-3648	22	4	wide	wide	ADJ
easat-3648	22	5	range	range	NOUN
easat-3648	22	6	of	of	ADP
easat-3648	22	7	financial	financial	ADJ
easat-3648	22	8	products	product	NOUN
easat-3648	22	9	and	and	CCONJ
easat-3648	22	10	services	service	NOUN
easat-3648	22	11	,	,	PUNCT
easat-3648	22	12	from	from	ADP
easat-3648	22	13	loans	loan	NOUN
easat-3648	22	14	and	and	CCONJ
easat-3648	22	15	savings	saving	NOUN
easat-3648	22	16	accounts	account	NOUN
easat-3648	22	17	to	to	ADP
easat-3648	22	18	more	more	ADV
easat-3648	22	19	complex	complex	ADJ
easat-3648	22	20	financial	financial	ADJ
easat-3648	22	21	services	service	NOUN
easat-3648	22	22	such	such	ADJ
easat-3648	22	23	as	as	ADP
easat-3648	22	24	asset	asset	NOUN
easat-3648	22	25	management	management	NOUN
easat-3648	22	26	and	and	CCONJ
easat-3648	22	27	investment	investment	NOUN
easat-3648	22	28	.	.	PUNCT
easat-3648	23	1	this	this	DET
easat-3648	23	2	diversity	diversity	NOUN
easat-3648	23	3	in	in	ADP
easat-3648	23	4	offerings	offering	NOUN
easat-3648	23	5	fosters	foster	VERB
easat-3648	23	6	competition	competition	NOUN
easat-3648	23	7	,	,	PUNCT
easat-3648	23	8	where	where	SCONJ
easat-3648	23	9	banks	bank	NOUN
easat-3648	23	10	not	not	PART
easat-3648	23	11	only	only	ADV
easat-3648	23	12	compete	compete	VERB
easat-3648	23	13	on	on	ADP
easat-3648	23	14	price	price	NOUN
easat-3648	23	15	but	but	CCONJ
easat-3648	23	16	also	also	ADV
easat-3648	23	17	on	on	ADP
easat-3648	23	18	service	service	NOUN
easat-3648	23	19	quality	quality	NOUN
easat-3648	23	20	and	and	CCONJ
easat-3648	23	21	product	product	NOUN
easat-3648	23	22	innovation	innovation	NOUN
easat-3648	23	23	.	.	PUNCT
easat-3648	24	1	however	however	ADV
easat-3648	24	2	,	,	PUNCT
easat-3648	24	3	excessive	excessive	ADJ
easat-3648	24	4	competition	competition	NOUN
easat-3648	24	5	can	can	AUX
easat-3648	24	6	lead	lead	VERB
easat-3648	24	7	to	to	ADP
easat-3648	24	8	banks	bank	NOUN
easat-3648	24	9	taking	take	VERB
easat-3648	24	10	on	on	ADP
easat-3648	24	11	higher	high	ADJ
easat-3648	24	12	risks	risk	NOUN
easat-3648	24	13	,	,	PUNCT
easat-3648	24	14	which	which	PRON
easat-3648	24	15	may	may	AUX
easat-3648	24	16	have	have	VERB
easat-3648	24	17	severe	severe	ADJ
easat-3648	24	18	https://orcid.org/0000-0001-9414-5240	https://orcid.org/0000-0001-9414-5240	NOUN
easat-3648	24	19	https://orcid.org/0009-0007-3653-9445	https://orcid.org/0009-0007-3653-9445	PROPN
easat-3648	24	20	https://orcid.org/0009-0004-7171-8148	https://orcid.org/0009-0004-7171-8148	PROPN
easat-3648	24	21	7622	7622	NUM
easat-3648	24	22	edelweiss	edelweiss	PROPN
easat-3648	24	23	applied	apply	VERB
easat-3648	24	24	science	science	NOUN
easat-3648	24	25	and	and	CCONJ
easat-3648	24	26	technology	technology	NOUN
easat-3648	24	27	issn	issn	PROPN
easat-3648	24	28	:	:	PUNCT
easat-3648	24	29	2576	2576	NUM
easat-3648	24	30	-	-	SYM
easat-3648	24	31	8484	8484	NUM
easat-3648	24	32	vol	vol	NOUN
easat-3648	24	33	.	.	PROPN
easat-3648	25	1	8	8	NUM
easat-3648	25	2	,	,	PUNCT
easat-3648	25	3	no	no	INTJ
easat-3648	25	4	.	.	NOUN
easat-3648	26	1	6	6	NUM
easat-3648	26	2	:	:	SYM
easat-3648	26	3	7621	7621	NUM
easat-3648	26	4	-	-	SYM
easat-3648	26	5	7631	7631	NUM
easat-3648	26	6	,	,	PUNCT
easat-3648	26	7	2024	2024	NUM
easat-3648	26	8	doi	doi	NOUN
easat-3648	26	9	:	:	PUNCT
easat-3648	26	10	10.55214/25768484.v8i6.3648	10.55214/25768484.v8i6.3648	NUM
easat-3648	26	11	©	©	PROPN
easat-3648	26	12	2024	2024	NUM
easat-3648	26	13	by	by	ADP
easat-3648	26	14	the	the	DET
easat-3648	26	15	authors	author	NOUN
easat-3648	26	16	;	;	PUNCT
easat-3648	27	1	licensee	licensee	PROPN
easat-3648	27	2	learning	learn	VERB
easat-3648	27	3	gate	gate	NOUN
easat-3648	27	4	consequences	consequence	NOUN
easat-3648	27	5	for	for	ADP
easat-3648	27	6	global	global	ADJ
easat-3648	27	7	financial	financial	ADJ
easat-3648	27	8	stability	stability	NOUN
easat-3648	27	9	(	(	PUNCT
easat-3648	27	10	allen	allen	PROPN
easat-3648	27	11	&	&	CCONJ
easat-3648	27	12	gale	gale	PROPN
easat-3648	27	13	,	,	PUNCT
easat-3648	27	14	2004	2004	NUM
easat-3648	27	15	)	)	PUNCT
easat-3648	27	16	.	.	PUNCT
easat-3648	28	1	therefore	therefore	ADV
easat-3648	28	2	,	,	PUNCT
easat-3648	28	3	limiting	limit	VERB
easat-3648	28	4	and	and	CCONJ
easat-3648	28	5	controlling	control	VERB
easat-3648	28	6	competition	competition	NOUN
easat-3648	28	7	helps	helps	AUX
easat-3648	28	8	maintain	maintain	VERB
easat-3648	28	9	the	the	DET
easat-3648	28	10	stability	stability	NOUN
easat-3648	28	11	of	of	ADP
easat-3648	28	12	the	the	DET
easat-3648	28	13	financial	financial	ADJ
easat-3648	28	14	system	system	NOUN
easat-3648	28	15	,	,	PUNCT
easat-3648	28	16	preventing	prevent	VERB
easat-3648	28	17	spillover	spillover	ADJ
easat-3648	28	18	risks	risk	NOUN
easat-3648	28	19	that	that	PRON
easat-3648	28	20	could	could	AUX
easat-3648	28	21	trigger	trigger	VERB
easat-3648	28	22	a	a	DET
easat-3648	28	23	financial	financial	ADJ
easat-3648	28	24	crisis	crisis	NOUN
easat-3648	28	25	(	(	PUNCT
easat-3648	28	26	beck	beck	NOUN
easat-3648	28	27	,	,	PUNCT
easat-3648	28	28	demirgüç	demirgüç	PROPN
easat-3648	28	29	-	-	PUNCT
easat-3648	28	30	kunt	kunt	PROPN
easat-3648	28	31	,	,	PUNCT
easat-3648	28	32	&	&	CCONJ
easat-3648	28	33	levine	levine	PROPN
easat-3648	28	34	,	,	PUNCT
easat-3648	28	35	2006	2006	NUM
easat-3648	28	36	)	)	PUNCT
easat-3648	28	37	,	,	PUNCT
easat-3648	28	38	while	while	SCONJ
easat-3648	28	39	also	also	ADV
easat-3648	28	40	ensuring	ensure	VERB
easat-3648	28	41	that	that	SCONJ
easat-3648	28	42	competitive	competitive	ADJ
easat-3648	28	43	rules	rule	NOUN
easat-3648	28	44	are	be	AUX
easat-3648	28	45	adhered	adhere	VERB
easat-3648	28	46	to	to	ADP
easat-3648	28	47	,	,	PUNCT
easat-3648	28	48	preventing	prevent	VERB
easat-3648	28	49	unfair	unfair	ADJ
easat-3648	28	50	competition	competition	NOUN
easat-3648	28	51	practices	practice	NOUN
easat-3648	28	52	.	.	PUNCT
easat-3648	29	1	currently	currently	ADV
easat-3648	29	2	,	,	PUNCT
easat-3648	29	3	there	there	PRON
easat-3648	29	4	are	be	VERB
easat-3648	29	5	only	only	ADV
easat-3648	29	6	a	a	DET
easat-3648	29	7	few	few	ADJ
easat-3648	29	8	international	international	ADJ
easat-3648	29	9	studies	study	NOUN
easat-3648	29	10	on	on	ADP
easat-3648	29	11	the	the	DET
easat-3648	29	12	impact	impact	NOUN
easat-3648	29	13	of	of	ADP
easat-3648	29	14	macroprudential	macroprudential	ADJ
easat-3648	29	15	policies	policy	NOUN
easat-3648	29	16	on	on	ADP
easat-3648	29	17	competition	competition	NOUN
easat-3648	29	18	,	,	PUNCT
easat-3648	29	19	such	such	ADJ
easat-3648	29	20	as	as	ADP
easat-3648	29	21	those	those	PRON
easat-3648	29	22	by	by	ADP
easat-3648	29	23	(	(	PUNCT
easat-3648	29	24	mirzaei	mirzaei	PROPN
easat-3648	29	25	&	&	CCONJ
easat-3648	29	26	moore	moore	PROPN
easat-3648	29	27	,	,	PUNCT
easat-3648	29	28	2021	2021	NUM
easat-3648	29	29	)	)	PUNCT
easat-3648	29	30	,	,	PUNCT
easat-3648	29	31	(	(	PUNCT
easat-3648	29	32	scalco	scalco	NOUN
easat-3648	29	33	,	,	PUNCT
easat-3648	29	34	tabak	tabak	NOUN
easat-3648	29	35	,	,	PUNCT
easat-3648	29	36	&	&	CCONJ
easat-3648	29	37	teixeira	teixeira	PROPN
easat-3648	29	38	,	,	PUNCT
easat-3648	29	39	2021	2021	NUM
easat-3648	29	40	)	)	PUNCT
easat-3648	29	41	,	,	PUNCT
easat-3648	29	42	(	(	PUNCT
easat-3648	29	43	gonzalez	gonzalez	PROPN
easat-3648	29	44	,	,	PUNCT
easat-3648	29	45	2022	2022	NUM
easat-3648	29	46	)	)	PUNCT
easat-3648	29	47	with	with	ADP
easat-3648	29	48	none	none	NOUN
easat-3648	29	49	focusing	focus	VERB
easat-3648	29	50	on	on	ADP
easat-3648	29	51	this	this	DET
easat-3648	29	52	issue	issue	NOUN
easat-3648	29	53	in	in	ADP
easat-3648	29	54	vietnam	vietnam	PROPN
easat-3648	29	55	.	.	PUNCT
easat-3648	30	1	thus	thus	ADV
easat-3648	30	2	,	,	PUNCT
easat-3648	30	3	research	research	NOUN
easat-3648	30	4	on	on	ADP
easat-3648	30	5	the	the	DET
easat-3648	30	6	impact	impact	NOUN
easat-3648	30	7	of	of	ADP
easat-3648	30	8	macroprudential	macroprudential	ADJ
easat-3648	30	9	policies	policy	NOUN
easat-3648	30	10	on	on	ADP
easat-3648	30	11	competition	competition	NOUN
easat-3648	30	12	in	in	ADP
easat-3648	30	13	vietnam	vietnam	PROPN
easat-3648	30	14	will	will	AUX
easat-3648	30	15	contribute	contribute	VERB
easat-3648	30	16	to	to	ADP
easat-3648	30	17	the	the	DET
easat-3648	30	18	theoretical	theoretical	ADJ
easat-3648	30	19	foundation	foundation	NOUN
easat-3648	30	20	and	and	CCONJ
easat-3648	30	21	provide	provide	VERB
easat-3648	30	22	empirical	empirical	ADJ
easat-3648	30	23	evidence	evidence	NOUN
easat-3648	30	24	in	in	ADP
easat-3648	30	25	this	this	DET
easat-3648	30	26	area	area	NOUN
easat-3648	30	27	.	.	PUNCT
easat-3648	31	1	vietnam	vietnam	PROPN
easat-3648	31	2	has	have	VERB
easat-3648	31	3	a	a	DET
easat-3648	31	4	banking	banking	NOUN
easat-3648	31	5	-	-	PUNCT
easat-3648	31	6	based	base	VERB
easat-3648	31	7	financial	financial	ADJ
easat-3648	31	8	system	system	NOUN
easat-3648	31	9	with	with	ADP
easat-3648	31	10	a	a	DET
easat-3648	31	11	rapidly	rapidly	ADV
easat-3648	31	12	developing	develop	VERB
easat-3648	31	13	and	and	CCONJ
easat-3648	31	14	increasingly	increasingly	ADV
easat-3648	31	15	complex	complex	ADJ
easat-3648	31	16	financial	financial	ADJ
easat-3648	31	17	market	market	NOUN
easat-3648	31	18	,	,	PUNCT
easat-3648	31	19	characterized	characterize	VERB
easat-3648	31	20	by	by	ADP
easat-3648	31	21	significant	significant	ADJ
easat-3648	31	22	interlinkages	interlinkage	NOUN
easat-3648	31	23	between	between	ADP
easat-3648	31	24	the	the	DET
easat-3648	31	25	banking	banking	NOUN
easat-3648	31	26	,	,	PUNCT
easat-3648	31	27	financial	financial	ADJ
easat-3648	31	28	,	,	PUNCT
easat-3648	31	29	and	and	CCONJ
easat-3648	31	30	insurance	insurance	NOUN
easat-3648	31	31	sectors	sector	NOUN
easat-3648	31	32	.	.	PUNCT
easat-3648	32	1	this	this	DET
easat-3648	32	2	complexity	complexity	NOUN
easat-3648	32	3	raises	raise	VERB
easat-3648	32	4	the	the	DET
easat-3648	32	5	risk	risk	NOUN
easat-3648	32	6	of	of	ADP
easat-3648	32	7	accumulating	accumulate	VERB
easat-3648	32	8	systemic	systemic	ADJ
easat-3648	32	9	risk	risk	NOUN
easat-3648	32	10	within	within	ADP
easat-3648	32	11	the	the	DET
easat-3648	32	12	banking	banking	NOUN
easat-3648	32	13	system	system	NOUN
easat-3648	32	14	.	.	PUNCT
easat-3648	33	1	from	from	ADP
easat-3648	33	2	2010	2010	NUM
easat-3648	33	3	to	to	ADP
easat-3648	33	4	2016	2016	NUM
easat-3648	33	5	,	,	PUNCT
easat-3648	33	6	due	due	ADP
easat-3648	33	7	to	to	ADP
easat-3648	33	8	the	the	DET
easat-3648	33	9	impact	impact	NOUN
easat-3648	33	10	of	of	ADP
easat-3648	33	11	the	the	DET
easat-3648	33	12	global	global	ADJ
easat-3648	33	13	financial	financial	ADJ
easat-3648	33	14	crisis	crisis	NOUN
easat-3648	33	15	,	,	PUNCT
easat-3648	33	16	vietnam	vietnam	PROPN
easat-3648	33	17	’s	’s	PART
easat-3648	33	18	commercial	commercial	ADJ
easat-3648	33	19	banking	banking	NOUN
easat-3648	33	20	system	system	NOUN
easat-3648	33	21	faced	face	VERB
easat-3648	33	22	numerous	numerous	ADJ
easat-3648	33	23	challenges	challenge	NOUN
easat-3648	33	24	and	and	CCONJ
easat-3648	33	25	financial	financial	ADJ
easat-3648	33	26	stress	stress	NOUN
easat-3648	33	27	.	.	PUNCT
easat-3648	34	1	to	to	PART
easat-3648	34	2	overcome	overcome	VERB
easat-3648	34	3	these	these	DET
easat-3648	34	4	difficulties	difficulty	NOUN
easat-3648	34	5	,	,	PUNCT
easat-3648	34	6	the	the	DET
easat-3648	34	7	state	state	PROPN
easat-3648	34	8	bank	bank	PROPN
easat-3648	34	9	of	of	ADP
easat-3648	34	10	vietnam	vietnam	PROPN
easat-3648	34	11	proactively	proactively	ADV
easat-3648	34	12	and	and	CCONJ
easat-3648	34	13	flexibly	flexibly	ADV
easat-3648	34	14	implemented	implement	VERB
easat-3648	34	15	macroeconomic	macroeconomic	ADJ
easat-3648	34	16	policies	policy	NOUN
easat-3648	34	17	,	,	PUNCT
easat-3648	34	18	including	include	VERB
easat-3648	34	19	monetary	monetary	ADJ
easat-3648	34	20	policies	policy	NOUN
easat-3648	34	21	and	and	CCONJ
easat-3648	34	22	macroprudential	macroprudential	ADJ
easat-3648	34	23	policies	policy	NOUN
easat-3648	34	24	,	,	PUNCT
easat-3648	34	25	by	by	ADP
easat-3648	34	26	combining	combine	VERB
easat-3648	34	27	administrative	administrative	ADJ
easat-3648	34	28	tools	tool	NOUN
easat-3648	34	29	with	with	ADP
easat-3648	34	30	economic	economic	ADJ
easat-3648	34	31	instruments	instrument	NOUN
easat-3648	34	32	.	.	PUNCT
easat-3648	35	1	many	many	ADJ
easat-3648	35	2	of	of	ADP
easat-3648	35	3	these	these	DET
easat-3648	35	4	tools	tool	NOUN
easat-3648	35	5	were	be	AUX
easat-3648	35	6	traditional	traditional	ADJ
easat-3648	35	7	monetary	monetary	ADJ
easat-3648	35	8	policy	policy	NOUN
easat-3648	35	9	instruments	instrument	NOUN
easat-3648	35	10	,	,	PUNCT
easat-3648	35	11	while	while	SCONJ
easat-3648	35	12	some	some	PRON
easat-3648	35	13	were	be	AUX
easat-3648	35	14	effectively	effectively	ADV
easat-3648	35	15	macroprudential	macroprudential	ADJ
easat-3648	35	16	tools	tool	NOUN
easat-3648	35	17	that	that	PRON
easat-3648	35	18	played	play	VERB
easat-3648	35	19	a	a	DET
easat-3648	35	20	crucial	crucial	ADJ
easat-3648	35	21	role	role	NOUN
easat-3648	35	22	in	in	ADP
easat-3648	35	23	limiting	limit	VERB
easat-3648	35	24	and	and	CCONJ
easat-3648	35	25	mitigating	mitigate	VERB
easat-3648	35	26	risks	risk	NOUN
easat-3648	35	27	for	for	ADP
easat-3648	35	28	commercial	commercial	ADJ
easat-3648	35	29	banks	bank	NOUN
easat-3648	35	30	.	.	PUNCT
easat-3648	36	1	however	however	ADV
easat-3648	36	2	,	,	PUNCT
easat-3648	36	3	there	there	PRON
easat-3648	36	4	is	be	VERB
easat-3648	36	5	still	still	ADV
easat-3648	36	6	a	a	DET
easat-3648	36	7	lack	lack	NOUN
easat-3648	36	8	of	of	ADP
easat-3648	36	9	comprehensive	comprehensive	ADJ
easat-3648	36	10	studies	study	NOUN
easat-3648	36	11	assessing	assess	VERB
easat-3648	36	12	the	the	DET
easat-3648	36	13	impact	impact	NOUN
easat-3648	36	14	of	of	ADP
easat-3648	36	15	macroprudential	macroprudential	ADJ
easat-3648	36	16	policies	policy	NOUN
easat-3648	36	17	on	on	ADP
easat-3648	36	18	banking	banking	NOUN
easat-3648	36	19	activities	activity	NOUN
easat-3648	36	20	in	in	ADP
easat-3648	36	21	general	general	ADJ
easat-3648	36	22	and	and	CCONJ
easat-3648	36	23	competition	competition	NOUN
easat-3648	36	24	in	in	ADP
easat-3648	36	25	vietnam	vietnam	PROPN
easat-3648	36	26	.	.	PUNCT
easat-3648	37	1	this	this	DET
easat-3648	37	2	study	study	NOUN
easat-3648	37	3	is	be	AUX
easat-3648	37	4	among	among	ADP
easat-3648	37	5	the	the	DET
easat-3648	37	6	first	first	ADJ
easat-3648	37	7	to	to	PART
easat-3648	37	8	fill	fill	VERB
easat-3648	37	9	that	that	DET
easat-3648	37	10	research	research	NOUN
easat-3648	37	11	gap	gap	NOUN
easat-3648	37	12	in	in	ADP
easat-3648	37	13	vietnam	vietnam	PROPN
easat-3648	37	14	.	.	PUNCT
easat-3648	38	1	in	in	ADP
easat-3648	38	2	this	this	DET
easat-3648	38	3	research	research	NOUN
easat-3648	38	4	,	,	PUNCT
easat-3648	38	5	the	the	DET
easat-3648	38	6	authors	author	NOUN
easat-3648	38	7	will	will	AUX
easat-3648	38	8	evaluate	evaluate	VERB
easat-3648	38	9	the	the	DET
easat-3648	38	10	impact	impact	NOUN
easat-3648	38	11	of	of	ADP
easat-3648	38	12	macroprudential	macroprudential	ADJ
easat-3648	38	13	tools	tool	NOUN
easat-3648	38	14	on	on	ADP
easat-3648	38	15	the	the	DET
easat-3648	38	16	competition	competition	NOUN
easat-3648	38	17	of	of	ADP
easat-3648	38	18	29	29	NUM
easat-3648	38	19	vietnamese	vietnamese	ADJ
easat-3648	38	20	commercial	commercial	ADJ
easat-3648	38	21	banks	bank	NOUN
easat-3648	38	22	from	from	ADP
easat-3648	38	23	2009	2009	NUM
easat-3648	38	24	to	to	ADP
easat-3648	38	25	2023	2023	NUM
easat-3648	38	26	.	.	PUNCT
easat-3648	39	1	the	the	DET
easat-3648	39	2	result	result	NOUN
easat-3648	39	3	shows	show	VERB
easat-3648	39	4	that	that	SCONJ
easat-3648	39	5	during	during	ADP
easat-3648	39	6	the	the	DET
easat-3648	39	7	research	research	NOUN
easat-3648	39	8	period	period	NOUN
easat-3648	39	9	,	,	PUNCT
easat-3648	39	10	by	by	ADP
easat-3648	39	11	tightening	tighten	VERB
easat-3648	39	12	macroprudential	macroprudential	ADJ
easat-3648	39	13	tools	tool	NOUN
easat-3648	39	14	,	,	PUNCT
easat-3648	39	15	the	the	DET
easat-3648	39	16	state	state	PROPN
easat-3648	39	17	bank	bank	PROPN
easat-3648	39	18	of	of	ADP
easat-3648	39	19	vietnam	vietnam	PROPN
easat-3648	39	20	was	be	AUX
easat-3648	39	21	able	able	ADJ
easat-3648	39	22	to	to	PART
easat-3648	39	23	ensure	ensure	VERB
easat-3648	39	24	the	the	DET
easat-3648	39	25	stability	stability	NOUN
easat-3648	39	26	of	of	ADP
easat-3648	39	27	the	the	DET
easat-3648	39	28	banking	banking	NOUN
easat-3648	39	29	market	market	NOUN
easat-3648	39	30	while	while	SCONJ
easat-3648	39	31	also	also	ADV
easat-3648	39	32	increasing	increase	VERB
easat-3648	39	33	the	the	DET
easat-3648	39	34	level	level	NOUN
easat-3648	39	35	of	of	ADP
easat-3648	39	36	competition	competition	NOUN
easat-3648	39	37	among	among	ADP
easat-3648	39	38	vietnamese	vietnamese	ADJ
easat-3648	39	39	banks	bank	NOUN
easat-3648	39	40	.	.	PUNCT
easat-3648	40	1	this	this	DET
easat-3648	40	2	paper	paper	NOUN
easat-3648	40	3	is	be	AUX
easat-3648	40	4	divided	divide	VERB
easat-3648	40	5	into	into	ADP
easat-3648	40	6	five	five	NUM
easat-3648	40	7	sections	section	NOUN
easat-3648	40	8	.	.	PUNCT
easat-3648	41	1	besides	besides	SCONJ
easat-3648	41	2	the	the	DET
easat-3648	41	3	introduction	introduction	NOUN
easat-3648	41	4	,	,	PUNCT
easat-3648	41	5	in	in	ADP
easat-3648	41	6	section	section	NOUN
easat-3648	41	7	2	2	NUM
easat-3648	41	8	,	,	PUNCT
easat-3648	41	9	the	the	DET
easat-3648	41	10	authors	author	NOUN
easat-3648	41	11	will	will	AUX
easat-3648	41	12	review	review	VERB
easat-3648	41	13	the	the	DET
easat-3648	41	14	theoretical	theoretical	ADJ
easat-3648	41	15	framework	framework	NOUN
easat-3648	41	16	and	and	CCONJ
easat-3648	41	17	literature	literature	NOUN
easat-3648	41	18	on	on	ADP
easat-3648	41	19	the	the	DET
easat-3648	41	20	impact	impact	NOUN
easat-3648	41	21	of	of	ADP
easat-3648	41	22	mpp	mpp	NOUN
easat-3648	41	23	on	on	ADP
easat-3648	41	24	bank	bank	NOUN
easat-3648	41	25	competition	competition	NOUN
easat-3648	41	26	.	.	PUNCT
easat-3648	42	1	section	section	NOUN
easat-3648	42	2	3	3	NUM
easat-3648	42	3	defines	define	NOUN
easat-3648	42	4	variables	variable	NOUN
easat-3648	42	5	and	and	CCONJ
easat-3648	42	6	data	datum	NOUN
easat-3648	42	7	used	use	VERB
easat-3648	42	8	.	.	PUNCT
easat-3648	43	1	based	base	VERB
easat-3648	43	2	on	on	ADP
easat-3648	43	3	this	this	PRON
easat-3648	43	4	,	,	PUNCT
easat-3648	43	5	section	section	NOUN
easat-3648	43	6	4	4	NUM
easat-3648	43	7	shows	show	VERB
easat-3648	43	8	the	the	DET
easat-3648	43	9	results	result	NOUN
easat-3648	43	10	and	and	CCONJ
easat-3648	43	11	discussion	discussion	NOUN
easat-3648	43	12	of	of	ADP
easat-3648	43	13	the	the	DET
easat-3648	43	14	research	research	NOUN
easat-3648	43	15	results	result	NOUN
easat-3648	43	16	,	,	PUNCT
easat-3648	43	17	and	and	CCONJ
easat-3648	43	18	section	section	NOUN
easat-3648	43	19	5	5	NUM
easat-3648	43	20	provides	provide	VERB
easat-3648	43	21	conclusions	conclusion	NOUN
easat-3648	43	22	.	.	PUNCT
easat-3648	44	1	2	2	X
easat-3648	44	2	.	.	X
easat-3648	44	3	theoretical	theoretical	ADJ
easat-3648	44	4	framework	framework	NOUN
easat-3648	44	5	and	and	CCONJ
easat-3648	44	6	literature	literature	NOUN
easat-3648	44	7	review	review	NOUN
easat-3648	44	8	2.1	2.1	NUM
easat-3648	44	9	.	.	PUNCT
easat-3648	45	1	impact	impact	NOUN
easat-3648	45	2	of	of	ADP
easat-3648	45	3	macroprudential	macroprudential	ADJ
easat-3648	45	4	polices	police	NOUN
easat-3648	45	5	on	on	ADP
easat-3648	45	6	bank	bank	NOUN
easat-3648	45	7	competition	competition	NOUN
easat-3648	45	8	macroprudential	macroprudential	ADJ
easat-3648	45	9	policies	policy	NOUN
easat-3648	45	10	(	(	PUNCT
easat-3648	45	11	mpis	mpis	ADJ
easat-3648	45	12	)	)	PUNCT
easat-3648	45	13	have	have	VERB
easat-3648	45	14	complex	complex	ADJ
easat-3648	45	15	effects	effect	NOUN
easat-3648	45	16	on	on	ADP
easat-3648	45	17	bank	bank	NOUN
easat-3648	45	18	competition	competition	NOUN
easat-3648	45	19	because	because	SCONJ
easat-3648	45	20	they	they	PRON
easat-3648	45	21	are	be	AUX
easat-3648	45	22	designed	design	VERB
easat-3648	45	23	to	to	PART
easat-3648	45	24	address	address	VERB
easat-3648	45	25	both	both	DET
easat-3648	45	26	financial	financial	ADJ
easat-3648	45	27	stability	stability	NOUN
easat-3648	45	28	and	and	CCONJ
easat-3648	45	29	the	the	DET
easat-3648	45	30	competitive	competitive	ADJ
easat-3648	45	31	dynamics	dynamic	NOUN
easat-3648	45	32	within	within	ADP
easat-3648	45	33	the	the	DET
easat-3648	45	34	banking	banking	NOUN
easat-3648	45	35	industry	industry	NOUN
easat-3648	45	36	.	.	PUNCT
easat-3648	46	1	mpis	mpi	VERB
easat-3648	46	2	are	be	AUX
easat-3648	46	3	typically	typically	ADV
easat-3648	46	4	aimed	aim	VERB
easat-3648	46	5	at	at	ADP
easat-3648	46	6	mitigating	mitigate	VERB
easat-3648	46	7	systemic	systemic	ADJ
easat-3648	46	8	risks	risk	NOUN
easat-3648	46	9	and	and	CCONJ
easat-3648	46	10	preventing	prevent	VERB
easat-3648	46	11	financial	financial	ADJ
easat-3648	46	12	crises	crisis	NOUN
easat-3648	46	13	,	,	PUNCT
easat-3648	46	14	but	but	CCONJ
easat-3648	46	15	they	they	PRON
easat-3648	46	16	can	can	AUX
easat-3648	46	17	also	also	ADV
easat-3648	46	18	influence	influence	VERB
easat-3648	46	19	the	the	DET
easat-3648	46	20	competitive	competitive	ADJ
easat-3648	46	21	structure	structure	NOUN
easat-3648	46	22	of	of	ADP
easat-3648	46	23	the	the	DET
easat-3648	46	24	banking	banking	NOUN
easat-3648	46	25	sector	sector	NOUN
easat-3648	46	26	.	.	PUNCT
easat-3648	47	1	instruments	instrument	NOUN
easat-3648	47	2	such	such	ADJ
easat-3648	47	3	as	as	ADP
easat-3648	47	4	capital	capital	NOUN
easat-3648	47	5	requirements	requirement	NOUN
easat-3648	47	6	,	,	PUNCT
easat-3648	47	7	reserve	reserve	NOUN
easat-3648	47	8	requirements	requirement	NOUN
easat-3648	47	9	,	,	PUNCT
easat-3648	47	10	credit	credit	NOUN
easat-3648	47	11	limits	limit	NOUN
easat-3648	47	12	,	,	PUNCT
easat-3648	47	13	and	and	CCONJ
easat-3648	47	14	debt	debt	NOUN
easat-3648	47	15	-	-	PUNCT
easat-3648	47	16	to	to	ADP
easat-3648	47	17	-	-	PUNCT
easat-3648	47	18	equity	equity	NOUN
easat-3648	47	19	ratio	ratio	NOUN
easat-3648	47	20	controls	control	NOUN
easat-3648	47	21	all	all	PRON
easat-3648	47	22	have	have	VERB
easat-3648	47	23	varying	vary	VERB
easat-3648	47	24	impacts	impact	NOUN
easat-3648	47	25	on	on	ADP
easat-3648	47	26	the	the	DET
easat-3648	47	27	competitiveness	competitiveness	NOUN
easat-3648	47	28	of	of	ADP
easat-3648	47	29	banks	bank	NOUN
easat-3648	47	30	.	.	PUNCT
easat-3648	48	1	the	the	DET
easat-3648	48	2	primary	primary	ADJ
easat-3648	48	3	goal	goal	NOUN
easat-3648	48	4	of	of	ADP
easat-3648	48	5	macroprudential	macroprudential	ADJ
easat-3648	48	6	policy	policy	NOUN
easat-3648	48	7	is	be	AUX
easat-3648	48	8	to	to	PART
easat-3648	48	9	create	create	VERB
easat-3648	48	10	a	a	DET
easat-3648	48	11	more	more	ADV
easat-3648	48	12	level	level	NOUN
easat-3648	48	13	playing	playing	NOUN
easat-3648	48	14	field	field	NOUN
easat-3648	48	15	by	by	ADP
easat-3648	48	16	reducing	reduce	VERB
easat-3648	48	17	systemic	systemic	ADJ
easat-3648	48	18	risks	risk	NOUN
easat-3648	48	19	and	and	CCONJ
easat-3648	48	20	enhancing	enhance	VERB
easat-3648	48	21	financial	financial	ADJ
easat-3648	48	22	stability	stability	NOUN
easat-3648	48	23	.	.	PUNCT
easat-3648	49	1	this	this	PRON
easat-3648	49	2	can	can	AUX
easat-3648	49	3	,	,	PUNCT
easat-3648	49	4	in	in	ADP
easat-3648	49	5	turn	turn	NOUN
easat-3648	49	6	,	,	PUNCT
easat-3648	49	7	improve	improve	VERB
easat-3648	49	8	investor	investor	NOUN
easat-3648	49	9	and	and	CCONJ
easat-3648	49	10	consumer	consumer	NOUN
easat-3648	49	11	confidence	confidence	NOUN
easat-3648	49	12	in	in	ADP
easat-3648	49	13	the	the	DET
easat-3648	49	14	banking	banking	NOUN
easat-3648	49	15	system	system	NOUN
easat-3648	49	16	,	,	PUNCT
easat-3648	49	17	fostering	foster	VERB
easat-3648	49	18	healthier	healthy	ADJ
easat-3648	49	19	competition	competition	NOUN
easat-3648	49	20	.	.	PUNCT
easat-3648	50	1	however	however	ADV
easat-3648	50	2	,	,	PUNCT
easat-3648	50	3	the	the	DET
easat-3648	50	4	impact	impact	NOUN
easat-3648	50	5	of	of	ADP
easat-3648	50	6	mpis	mpis	ADJ
easat-3648	50	7	on	on	ADP
easat-3648	50	8	competition	competition	NOUN
easat-3648	50	9	varies	vary	VERB
easat-3648	50	10	depending	depend	VERB
easat-3648	50	11	on	on	ADP
easat-3648	50	12	the	the	DET
easat-3648	50	13	specific	specific	ADJ
easat-3648	50	14	instruments	instrument	NOUN
easat-3648	50	15	used	use	VERB
easat-3648	50	16	and	and	CCONJ
easat-3648	50	17	the	the	DET
easat-3648	50	18	prevailing	prevail	VERB
easat-3648	50	19	market	market	NOUN
easat-3648	50	20	conditions	condition	NOUN
easat-3648	50	21	.	.	PUNCT
easat-3648	51	1	2.1.1	2.1.1	X
easat-3648	51	2	.	.	PUNCT
easat-3648	51	3	capital	capital	NOUN
easat-3648	51	4	–	–	PUNCT
easat-3648	51	5	related	relate	VERB
easat-3648	51	6	macroprudential	macroprudential	ADJ
easat-3648	51	7	instruments	instrument	NOUN
easat-3648	51	8	capital	capital	NOUN
easat-3648	51	9	requirements	requirement	NOUN
easat-3648	51	10	are	be	AUX
easat-3648	51	11	one	one	NUM
easat-3648	51	12	of	of	ADP
easat-3648	51	13	the	the	DET
easat-3648	51	14	most	most	ADV
easat-3648	51	15	widely	widely	ADV
easat-3648	51	16	used	use	VERB
easat-3648	51	17	mpis	mpi	VERB
easat-3648	51	18	,	,	PUNCT
easat-3648	51	19	aimed	aim	VERB
easat-3648	51	20	at	at	ADP
easat-3648	51	21	ensuring	ensure	VERB
easat-3648	51	22	that	that	SCONJ
easat-3648	51	23	banks	bank	NOUN
easat-3648	51	24	maintain	maintain	VERB
easat-3648	51	25	a	a	DET
easat-3648	51	26	sufficient	sufficient	ADJ
easat-3648	51	27	capital	capital	NOUN
easat-3648	51	28	buffer	buffer	NOUN
easat-3648	51	29	to	to	PART
easat-3648	51	30	withstand	withstand	VERB
easat-3648	51	31	financial	financial	ADJ
easat-3648	51	32	shocks	shock	NOUN
easat-3648	51	33	.	.	PUNCT
easat-3648	52	1	however	however	ADV
easat-3648	52	2	,	,	PUNCT
easat-3648	52	3	the	the	DET
easat-3648	52	4	effect	effect	NOUN
easat-3648	52	5	of	of	ADP
easat-3648	52	6	capital	capital	NOUN
easat-3648	52	7	requirements	requirement	NOUN
easat-3648	52	8	on	on	ADP
easat-3648	52	9	bank	bank	NOUN
easat-3648	52	10	competition	competition	NOUN
easat-3648	52	11	is	be	AUX
easat-3648	52	12	ambiguous	ambiguous	ADJ
easat-3648	52	13	.	.	PUNCT
easat-3648	53	1	on	on	ADP
easat-3648	53	2	one	one	NUM
easat-3648	53	3	hand	hand	NOUN
easat-3648	53	4	,	,	PUNCT
easat-3648	53	5	increased	increase	VERB
easat-3648	53	6	capital	capital	NOUN
easat-3648	53	7	requirements	requirement	NOUN
easat-3648	53	8	can	can	AUX
easat-3648	53	9	raise	raise	VERB
easat-3648	53	10	banks	bank	NOUN
easat-3648	53	11	'	'	PART
easat-3648	53	12	operating	operating	NOUN
easat-3648	53	13	costs	cost	NOUN
easat-3648	53	14	,	,	PUNCT
easat-3648	53	15	potentially	potentially	ADV
easat-3648	53	16	forcing	force	VERB
easat-3648	53	17	them	they	PRON
easat-3648	53	18	to	to	PART
easat-3648	53	19	compete	compete	VERB
easat-3648	53	20	more	more	ADV
easat-3648	53	21	aggressively	aggressively	ADV
easat-3648	53	22	in	in	ADP
easat-3648	53	23	credit	credit	NOUN
easat-3648	53	24	and	and	CCONJ
easat-3648	53	25	deposit	deposit	NOUN
easat-3648	53	26	markets	market	NOUN
easat-3648	53	27	in	in	ADP
easat-3648	53	28	an	an	DET
easat-3648	53	29	effort	effort	NOUN
easat-3648	53	30	to	to	PART
easat-3648	53	31	expand	expand	VERB
easat-3648	53	32	market	market	NOUN
easat-3648	53	33	share	share	NOUN
easat-3648	53	34	and	and	CCONJ
easat-3648	53	35	offset	offset	VERB
easat-3648	53	36	shrinking	shrink	VERB
easat-3648	53	37	margins	margin	NOUN
easat-3648	53	38	.	.	PUNCT
easat-3648	54	1	on	on	ADP
easat-3648	54	2	the	the	DET
easat-3648	54	3	other	other	ADJ
easat-3648	54	4	hand	hand	NOUN
easat-3648	54	5	,	,	PUNCT
easat-3648	54	6	while	while	SCONJ
easat-3648	54	7	these	these	DET
easat-3648	54	8	requirements	requirement	NOUN
easat-3648	54	9	contribute	contribute	VERB
easat-3648	54	10	to	to	ADP
easat-3648	54	11	financial	financial	ADJ
easat-3648	54	12	stability	stability	NOUN
easat-3648	54	13	,	,	PUNCT
easat-3648	54	14	they	they	PRON
easat-3648	54	15	may	may	AUX
easat-3648	54	16	also	also	ADV
easat-3648	54	17	reduce	reduce	VERB
easat-3648	54	18	competition	competition	NOUN
easat-3648	54	19	in	in	ADP
easat-3648	54	20	the	the	DET
easat-3648	54	21	banking	banking	NOUN
easat-3648	54	22	sector	sector	NOUN
easat-3648	54	23	.	.	PUNCT
easat-3648	55	1	higher	high	ADJ
easat-3648	55	2	capital	capital	NOUN
easat-3648	55	3	requirements	requirement	NOUN
easat-3648	55	4	increase	increase	VERB
easat-3648	55	5	banks	bank	NOUN
easat-3648	55	6	'	'	PART
easat-3648	55	7	costs	cost	NOUN
easat-3648	55	8	,	,	PUNCT
easat-3648	55	9	and	and	CCONJ
easat-3648	55	10	if	if	SCONJ
easat-3648	55	11	the	the	DET
easat-3648	55	12	additional	additional	ADJ
easat-3648	55	13	capital	capital	NOUN
easat-3648	55	14	does	do	AUX
easat-3648	55	15	not	not	PART
easat-3648	55	16	generate	generate	VERB
easat-3648	55	17	sufficient	sufficient	ADJ
easat-3648	55	18	returns	return	NOUN
easat-3648	55	19	to	to	PART
easat-3648	55	20	cover	cover	VERB
easat-3648	55	21	these	these	DET
easat-3648	55	22	costs	cost	NOUN
easat-3648	55	23	,	,	PUNCT
easat-3648	55	24	bank	bank	NOUN
easat-3648	55	25	profitability	profitability	NOUN
easat-3648	55	26	may	may	AUX
easat-3648	55	27	decline	decline	VERB
easat-3648	55	28	,	,	PUNCT
easat-3648	55	29	thus	thus	ADV
easat-3648	55	30	impacting	impact	VERB
easat-3648	55	31	the	the	DET
easat-3648	55	32	bank	bank	NOUN
easat-3648	55	33	's	's	PART
easat-3648	55	34	charter	charter	NOUN
easat-3648	55	35	value	value	NOUN
easat-3648	55	36	.	.	PUNCT
easat-3648	56	1	additionally	additionally	ADV
easat-3648	56	2	,	,	PUNCT
easat-3648	56	3	stricter	strict	ADJ
easat-3648	56	4	capital	capital	NOUN
easat-3648	56	5	requirements	requirement	NOUN
easat-3648	56	6	can	can	AUX
easat-3648	56	7	create	create	VERB
easat-3648	56	8	barriers	barrier	NOUN
easat-3648	56	9	to	to	ADP
easat-3648	56	10	entry	entry	NOUN
easat-3648	56	11	and	and	CCONJ
easat-3648	56	12	limit	limit	VERB
easat-3648	56	13	banking	banking	NOUN
easat-3648	56	14	activity	activity	NOUN
easat-3648	56	15	,	,	PUNCT
easat-3648	56	16	reducing	reduce	VERB
easat-3648	56	17	the	the	DET
easat-3648	56	18	threat	threat	NOUN
easat-3648	56	19	7623	7623	NUM
easat-3648	56	20	edelweiss	edelweiss	PROPN
easat-3648	56	21	applied	apply	VERB
easat-3648	56	22	science	science	NOUN
easat-3648	56	23	and	and	CCONJ
easat-3648	56	24	technology	technology	NOUN
easat-3648	56	25	issn	issn	PROPN
easat-3648	56	26	:	:	PUNCT
easat-3648	56	27	2576	2576	NUM
easat-3648	56	28	-	-	SYM
easat-3648	56	29	8484	8484	NUM
easat-3648	56	30	vol	vol	NOUN
easat-3648	56	31	.	.	PROPN
easat-3648	57	1	8	8	NUM
easat-3648	57	2	,	,	PUNCT
easat-3648	57	3	no	no	INTJ
easat-3648	57	4	.	.	NOUN
easat-3648	58	1	6	6	NUM
easat-3648	58	2	:	:	SYM
easat-3648	58	3	7621	7621	NUM
easat-3648	58	4	-	-	SYM
easat-3648	58	5	7631	7631	NUM
easat-3648	58	6	,	,	PUNCT
easat-3648	58	7	2024	2024	NUM
easat-3648	58	8	doi	doi	NOUN
easat-3648	58	9	:	:	PUNCT
easat-3648	58	10	10.55214/25768484.v8i6.3648	10.55214/25768484.v8i6.3648	NUM
easat-3648	58	11	©	©	PROPN
easat-3648	58	12	2024	2024	NUM
easat-3648	58	13	by	by	ADP
easat-3648	58	14	the	the	DET
easat-3648	58	15	authors	author	NOUN
easat-3648	58	16	;	;	PUNCT
easat-3648	58	17	licensee	licensee	PROPN
easat-3648	58	18	learning	learn	VERB
easat-3648	58	19	gate	gate	NOUN
easat-3648	58	20	of	of	ADP
easat-3648	58	21	new	new	ADJ
easat-3648	58	22	competitors	competitor	NOUN
easat-3648	58	23	and	and	CCONJ
easat-3648	58	24	allowing	allow	VERB
easat-3648	58	25	existing	exist	VERB
easat-3648	58	26	banks	bank	NOUN
easat-3648	58	27	to	to	PART
easat-3648	58	28	pass	pass	VERB
easat-3648	58	29	on	on	ADP
easat-3648	58	30	higher	high	ADJ
easat-3648	58	31	costs	cost	NOUN
easat-3648	58	32	to	to	ADP
easat-3648	58	33	borrowers	borrower	NOUN
easat-3648	58	34	and	and	CCONJ
easat-3648	58	35	depositors	depositor	NOUN
easat-3648	58	36	through	through	ADP
easat-3648	58	37	wider	wide	ADJ
easat-3648	58	38	margins	margin	NOUN
easat-3648	58	39	(	(	PUNCT
easat-3648	58	40	claessens	claessen	NOUN
easat-3648	58	41	&	&	CCONJ
easat-3648	58	42	laeven	laeven	ADJ
easat-3648	58	43	,	,	PUNCT
easat-3648	58	44	2004	2004	NUM
easat-3648	58	45	)	)	PUNCT
easat-3648	58	46	.	.	PUNCT
easat-3648	59	1	furthermore	furthermore	ADV
easat-3648	59	2	,	,	PUNCT
easat-3648	59	3	the	the	DET
easat-3648	59	4	impact	impact	NOUN
easat-3648	59	5	of	of	ADP
easat-3648	59	6	increased	increase	VERB
easat-3648	59	7	capital	capital	NOUN
easat-3648	59	8	requirements	requirement	NOUN
easat-3648	59	9	is	be	AUX
easat-3648	59	10	not	not	PART
easat-3648	59	11	uniform	uniform	ADJ
easat-3648	59	12	across	across	ADP
easat-3648	59	13	banks	bank	NOUN
easat-3648	59	14	.	.	PUNCT
easat-3648	60	1	due	due	ADP
easat-3648	60	2	to	to	ADP
easat-3648	60	3	asymmetry	asymmetry	NOUN
easat-3648	60	4	in	in	ADP
easat-3648	60	5	compliance	compliance	NOUN
easat-3648	60	6	capabilities	capability	NOUN
easat-3648	60	7	,	,	PUNCT
easat-3648	60	8	large	large	ADJ
easat-3648	60	9	banks	bank	NOUN
easat-3648	60	10	can	can	AUX
easat-3648	60	11	more	more	ADV
easat-3648	60	12	easily	easily	ADV
easat-3648	60	13	meet	meet	VERB
easat-3648	60	14	these	these	DET
easat-3648	60	15	requirements	requirement	NOUN
easat-3648	60	16	,	,	PUNCT
easat-3648	60	17	thereby	thereby	ADV
easat-3648	60	18	strengthening	strengthen	VERB
easat-3648	60	19	their	their	PRON
easat-3648	60	20	market	market	NOUN
easat-3648	60	21	position	position	NOUN
easat-3648	60	22	.	.	PUNCT
easat-3648	61	1	in	in	ADP
easat-3648	61	2	contrast	contrast	NOUN
easat-3648	61	3	,	,	PUNCT
easat-3648	61	4	small	small	ADJ
easat-3648	61	5	and	and	CCONJ
easat-3648	61	6	medium	medium	ADJ
easat-3648	61	7	-	-	PUNCT
easat-3648	61	8	sized	sized	ADJ
easat-3648	61	9	banks	bank	NOUN
easat-3648	61	10	,	,	PUNCT
easat-3648	61	11	which	which	PRON
easat-3648	61	12	have	have	VERB
easat-3648	61	13	less	less	ADJ
easat-3648	61	14	access	access	NOUN
easat-3648	61	15	to	to	ADP
easat-3648	61	16	capital	capital	NOUN
easat-3648	61	17	,	,	PUNCT
easat-3648	61	18	may	may	AUX
easat-3648	61	19	struggle	struggle	VERB
easat-3648	61	20	to	to	PART
easat-3648	61	21	comply	comply	VERB
easat-3648	61	22	with	with	ADP
easat-3648	61	23	capital	capital	NOUN
easat-3648	61	24	requirements	requirement	NOUN
easat-3648	61	25	(	(	PUNCT
easat-3648	61	26	(	(	PUNCT
easat-3648	61	27	buch	buch	PROPN
easat-3648	61	28	&	&	CCONJ
easat-3648	61	29	prieto	prieto	PROPN
easat-3648	61	30	,	,	PUNCT
easat-3648	61	31	2014	2014	NUM
easat-3648	61	32	)	)	PUNCT
easat-3648	61	33	.	.	PUNCT
easat-3648	62	1	this	this	PRON
easat-3648	62	2	can	can	AUX
easat-3648	62	3	lead	lead	VERB
easat-3648	62	4	to	to	ADP
easat-3648	62	5	fragmentation	fragmentation	NOUN
easat-3648	62	6	within	within	ADP
easat-3648	62	7	the	the	DET
easat-3648	62	8	banking	banking	NOUN
easat-3648	62	9	system	system	NOUN
easat-3648	62	10	,	,	PUNCT
easat-3648	62	11	where	where	SCONJ
easat-3648	62	12	larger	large	ADJ
easat-3648	62	13	banks	bank	NOUN
easat-3648	62	14	maintain	maintain	VERB
easat-3648	62	15	or	or	CCONJ
easat-3648	62	16	enhance	enhance	VERB
easat-3648	62	17	their	their	PRON
easat-3648	62	18	dominance	dominance	NOUN
easat-3648	62	19	,	,	PUNCT
easat-3648	62	20	while	while	SCONJ
easat-3648	62	21	smaller	small	ADJ
easat-3648	62	22	banks	bank	NOUN
easat-3648	62	23	face	face	VERB
easat-3648	62	24	increased	increase	VERB
easat-3648	62	25	difficulty	difficulty	NOUN
easat-3648	62	26	in	in	ADP
easat-3648	62	27	competing	compete	VERB
easat-3648	62	28	.	.	PUNCT
easat-3648	63	1	2.1.2	2.1.2	X
easat-3648	63	2	.	.	X
easat-3648	63	3	credit	credit	NOUN
easat-3648	63	4	–	–	PUNCT
easat-3648	63	5	related	relate	VERB
easat-3648	63	6	macroprudential	macroprudential	ADJ
easat-3648	63	7	instruments	instrument	NOUN
easat-3648	63	8	macroprudential	macroprudential	ADJ
easat-3648	63	9	policies	policy	NOUN
easat-3648	63	10	related	relate	VERB
easat-3648	63	11	to	to	ADP
easat-3648	63	12	credit	credit	NOUN
easat-3648	63	13	supply	supply	NOUN
easat-3648	63	14	,	,	PUNCT
easat-3648	63	15	such	such	ADJ
easat-3648	63	16	as	as	ADP
easat-3648	63	17	credit	credit	NOUN
easat-3648	63	18	limits	limit	NOUN
easat-3648	63	19	,	,	PUNCT
easat-3648	63	20	concentration	concentration	NOUN
easat-3648	63	21	limits	limit	NOUN
easat-3648	63	22	,	,	PUNCT
easat-3648	63	23	foreign	foreign	ADJ
easat-3648	63	24	currency	currency	NOUN
easat-3648	63	25	lending	lending	NOUN
easat-3648	63	26	restrictions	restriction	NOUN
easat-3648	63	27	,	,	PUNCT
easat-3648	63	28	and	and	CCONJ
easat-3648	63	29	loan	loan	NOUN
easat-3648	63	30	-	-	PUNCT
easat-3648	63	31	to	to	ADP
easat-3648	63	32	-	-	PUNCT
easat-3648	63	33	value	value	NOUN
easat-3648	63	34	ratios	ratio	NOUN
easat-3648	63	35	,	,	PUNCT
easat-3648	63	36	are	be	AUX
easat-3648	63	37	designed	design	VERB
easat-3648	63	38	to	to	PART
easat-3648	63	39	reduce	reduce	VERB
easat-3648	63	40	credit	credit	NOUN
easat-3648	63	41	supply	supply	NOUN
easat-3648	63	42	.	.	PUNCT
easat-3648	64	1	these	these	DET
easat-3648	64	2	instruments	instrument	NOUN
easat-3648	64	3	also	also	ADV
easat-3648	64	4	have	have	VERB
easat-3648	64	5	mixed	mixed	ADJ
easat-3648	64	6	effects	effect	NOUN
easat-3648	64	7	on	on	ADP
easat-3648	64	8	bank	bank	NOUN
easat-3648	64	9	competition	competition	NOUN
easat-3648	64	10	.	.	PUNCT
easat-3648	65	1	on	on	ADP
easat-3648	65	2	one	one	NUM
easat-3648	65	3	hand	hand	NOUN
easat-3648	65	4	,	,	PUNCT
easat-3648	65	5	a	a	DET
easat-3648	65	6	reduction	reduction	NOUN
easat-3648	65	7	in	in	ADP
easat-3648	65	8	credit	credit	NOUN
easat-3648	65	9	supply	supply	NOUN
easat-3648	65	10	can	can	AUX
easat-3648	65	11	increase	increase	VERB
easat-3648	65	12	banks	bank	NOUN
easat-3648	65	13	'	'	PART
easat-3648	65	14	market	market	NOUN
easat-3648	65	15	power	power	NOUN
easat-3648	65	16	,	,	PUNCT
easat-3648	65	17	allowing	allow	VERB
easat-3648	65	18	them	they	PRON
easat-3648	65	19	to	to	PART
easat-3648	65	20	set	set	VERB
easat-3648	65	21	higher	high	ADJ
easat-3648	65	22	interest	interest	NOUN
easat-3648	65	23	rate	rate	NOUN
easat-3648	65	24	spreads	spread	NOUN
easat-3648	65	25	.	.	PUNCT
easat-3648	66	1	on	on	ADP
easat-3648	66	2	the	the	DET
easat-3648	66	3	other	other	ADJ
easat-3648	66	4	hand	hand	NOUN
easat-3648	66	5	,	,	PUNCT
easat-3648	66	6	limitations	limitation	NOUN
easat-3648	66	7	on	on	ADP
easat-3648	66	8	existing	exist	VERB
easat-3648	66	9	banks	bank	NOUN
easat-3648	66	10	'	'	PART
easat-3648	66	11	lending	lending	NOUN
easat-3648	66	12	activities	activity	NOUN
easat-3648	66	13	can	can	AUX
easat-3648	66	14	create	create	VERB
easat-3648	66	15	opportunities	opportunity	NOUN
easat-3648	66	16	for	for	ADP
easat-3648	66	17	new	new	ADJ
easat-3648	66	18	entrants	entrant	NOUN
easat-3648	66	19	,	,	PUNCT
easat-3648	66	20	thus	thus	ADV
easat-3648	66	21	boosting	boost	VERB
easat-3648	66	22	market	market	NOUN
easat-3648	66	23	competition	competition	NOUN
easat-3648	66	24	.	.	PUNCT
easat-3648	67	1	the	the	DET
easat-3648	67	2	positive	positive	ADJ
easat-3648	67	3	effect	effect	NOUN
easat-3648	67	4	on	on	ADP
easat-3648	67	5	competition	competition	NOUN
easat-3648	67	6	is	be	AUX
easat-3648	67	7	greater	great	ADJ
easat-3648	67	8	in	in	ADP
easat-3648	67	9	markets	market	NOUN
easat-3648	67	10	with	with	ADP
easat-3648	67	11	fewer	few	ADJ
easat-3648	67	12	entry	entry	NOUN
easat-3648	67	13	and	and	CCONJ
easat-3648	67	14	activity	activity	NOUN
easat-3648	67	15	restrictions	restriction	NOUN
easat-3648	67	16	.	.	PUNCT
easat-3648	68	1	concentration	concentration	NOUN
easat-3648	68	2	limits	limit	NOUN
easat-3648	68	3	,	,	PUNCT
easat-3648	68	4	for	for	ADP
easat-3648	68	5	example	example	NOUN
easat-3648	68	6	,	,	PUNCT
easat-3648	68	7	may	may	AUX
easat-3648	68	8	require	require	VERB
easat-3648	68	9	borrowers	borrower	NOUN
easat-3648	68	10	to	to	PART
easat-3648	68	11	diversify	diversify	VERB
easat-3648	68	12	their	their	PRON
easat-3648	68	13	lenders	lender	NOUN
easat-3648	68	14	,	,	PUNCT
easat-3648	68	15	which	which	PRON
easat-3648	68	16	weakens	weaken	VERB
easat-3648	68	17	the	the	DET
easat-3648	68	18	market	market	NOUN
easat-3648	68	19	power	power	NOUN
easat-3648	68	20	of	of	ADP
easat-3648	68	21	relationship	relationship	NOUN
easat-3648	68	22	banks	bank	NOUN
easat-3648	68	23	and	and	CCONJ
easat-3648	68	24	can	can	AUX
easat-3648	68	25	enhance	enhance	VERB
easat-3648	68	26	competition	competition	NOUN
easat-3648	68	27	(	(	PUNCT
easat-3648	68	28	petersen	petersen	PROPN
easat-3648	68	29	&	&	CCONJ
easat-3648	68	30	rajan	rajan	PROPN
easat-3648	68	31	,	,	PUNCT
easat-3648	68	32	1995	1995	NUM
easat-3648	68	33	)	)	PUNCT
easat-3648	68	34	.	.	PUNCT
easat-3648	69	1	however	however	ADV
easat-3648	69	2	,	,	PUNCT
easat-3648	69	3	credit	credit	NOUN
easat-3648	69	4	supply	supply	NOUN
easat-3648	69	5	reductions	reduction	NOUN
easat-3648	69	6	can	can	AUX
easat-3648	69	7	also	also	ADV
easat-3648	69	8	increase	increase	VERB
easat-3648	69	9	banks	bank	NOUN
easat-3648	69	10	'	'	PART
easat-3648	69	11	operating	operating	NOUN
easat-3648	69	12	costs	cost	NOUN
easat-3648	69	13	by	by	ADP
easat-3648	69	14	reducing	reduce	VERB
easat-3648	69	15	economies	economy	NOUN
easat-3648	69	16	of	of	ADP
easat-3648	69	17	scale	scale	NOUN
easat-3648	69	18	and	and	CCONJ
easat-3648	69	19	increasing	increase	VERB
easat-3648	69	20	average	average	ADJ
easat-3648	69	21	costs	cost	NOUN
easat-3648	69	22	,	,	PUNCT
easat-3648	69	23	leading	lead	VERB
easat-3648	69	24	to	to	ADP
easat-3648	69	25	decreased	decrease	VERB
easat-3648	69	26	competition	competition	NOUN
easat-3648	69	27	,	,	PUNCT
easat-3648	69	28	similar	similar	ADJ
easat-3648	69	29	to	to	ADP
easat-3648	69	30	the	the	DET
easat-3648	69	31	effects	effect	NOUN
easat-3648	69	32	of	of	ADP
easat-3648	69	33	capital	capital	NOUN
easat-3648	69	34	-	-	PUNCT
easat-3648	69	35	based	base	VERB
easat-3648	69	36	policies	policy	NOUN
easat-3648	69	37	(	(	PUNCT
easat-3648	69	38	gonzalez	gonzalez	PROPN
easat-3648	69	39	,	,	PUNCT
easat-3648	69	40	2022	2022	NUM
easat-3648	69	41	)	)	PUNCT
easat-3648	69	42	.	.	PUNCT
easat-3648	70	1	capital	capital	NOUN
easat-3648	70	2	-	-	PUNCT
easat-3648	70	3	based	base	VERB
easat-3648	70	4	mpis	mpis	NOUN
easat-3648	70	5	may	may	AUX
easat-3648	70	6	influence	influence	VERB
easat-3648	70	7	credit	credit	NOUN
easat-3648	70	8	supply	supply	NOUN
easat-3648	70	9	,	,	PUNCT
easat-3648	70	10	but	but	CCONJ
easat-3648	70	11	they	they	PRON
easat-3648	70	12	are	be	AUX
easat-3648	70	13	less	less	ADV
easat-3648	70	14	directly	directly	ADV
easat-3648	70	15	linked	link	VERB
easat-3648	70	16	to	to	ADP
easat-3648	70	17	credit	credit	NOUN
easat-3648	70	18	supply	supply	NOUN
easat-3648	70	19	reductions	reduction	NOUN
easat-3648	70	20	compared	compare	VERB
easat-3648	70	21	to	to	ADP
easat-3648	70	22	credit	credit	NOUN
easat-3648	70	23	-	-	PUNCT
easat-3648	70	24	supply	supply	NOUN
easat-3648	70	25	-	-	PUNCT
easat-3648	70	26	based	base	VERB
easat-3648	70	27	policies	policy	NOUN
easat-3648	70	28	.	.	PUNCT
easat-3648	71	1	for	for	ADP
easat-3648	71	2	example	example	NOUN
easat-3648	71	3	,	,	PUNCT
easat-3648	71	4	higher	high	ADJ
easat-3648	71	5	capital	capital	NOUN
easat-3648	71	6	requirements	requirement	NOUN
easat-3648	71	7	for	for	ADP
easat-3648	71	8	systemically	systemically	ADV
easat-3648	71	9	important	important	ADJ
easat-3648	71	10	financial	financial	ADJ
easat-3648	71	11	institutions	institution	NOUN
easat-3648	71	12	(	(	PUNCT
easat-3648	71	13	sifis	sifis	PROPN
easat-3648	71	14	)	)	PUNCT
easat-3648	71	15	allow	allow	VERB
easat-3648	71	16	banks	bank	NOUN
easat-3648	71	17	some	some	DET
easat-3648	71	18	flexibility	flexibility	NOUN
easat-3648	71	19	to	to	PART
easat-3648	71	20	choose	choose	VERB
easat-3648	71	21	between	between	ADP
easat-3648	71	22	increasing	increase	VERB
easat-3648	71	23	capital	capital	NOUN
easat-3648	71	24	,	,	PUNCT
easat-3648	71	25	reducing	reduce	VERB
easat-3648	71	26	risk	risk	NOUN
easat-3648	71	27	,	,	PUNCT
easat-3648	71	28	or	or	CCONJ
easat-3648	71	29	scaling	scale	VERB
easat-3648	71	30	back	back	ADP
easat-3648	71	31	credit	credit	NOUN
easat-3648	71	32	.	.	PUNCT
easat-3648	72	1	dynamic	dynamic	ADJ
easat-3648	72	2	loan	loan	NOUN
easat-3648	72	3	-	-	PUNCT
easat-3648	72	4	loss	loss	NOUN
easat-3648	72	5	provisions	provision	NOUN
easat-3648	72	6	,	,	PUNCT
easat-3648	72	7	a	a	DET
easat-3648	72	8	capital	capital	NOUN
easat-3648	72	9	-	-	PUNCT
easat-3648	72	10	based	base	VERB
easat-3648	72	11	mpi	mpi	NOUN
easat-3648	72	12	,	,	PUNCT
easat-3648	72	13	have	have	VERB
easat-3648	72	14	a	a	DET
easat-3648	72	15	countercyclical	countercyclical	ADJ
easat-3648	72	16	impact	impact	NOUN
easat-3648	72	17	on	on	ADP
easat-3648	72	18	credit	credit	NOUN
easat-3648	72	19	supply	supply	NOUN
easat-3648	72	20	,	,	PUNCT
easat-3648	72	21	reducing	reduce	VERB
easat-3648	72	22	credit	credit	NOUN
easat-3648	72	23	availability	availability	NOUN
easat-3648	72	24	during	during	ADP
easat-3648	72	25	upturns	upturn	NOUN
easat-3648	72	26	and	and	CCONJ
easat-3648	72	27	increasing	increase	VERB
easat-3648	72	28	it	it	PRON
easat-3648	72	29	during	during	ADP
easat-3648	72	30	downturns	downturn	NOUN
easat-3648	72	31	.	.	PUNCT
easat-3648	73	1	since	since	SCONJ
easat-3648	73	2	these	these	DET
easat-3648	73	3	provisions	provision	NOUN
easat-3648	73	4	only	only	ADV
easat-3648	73	5	temporarily	temporarily	ADV
easat-3648	73	6	reduce	reduce	VERB
easat-3648	73	7	credit	credit	NOUN
easat-3648	73	8	supply	supply	NOUN
easat-3648	73	9	,	,	PUNCT
easat-3648	73	10	their	their	PRON
easat-3648	73	11	effect	effect	NOUN
easat-3648	73	12	on	on	ADP
easat-3648	73	13	market	market	NOUN
easat-3648	73	14	entry	entry	NOUN
easat-3648	73	15	attractiveness	attractiveness	NOUN
easat-3648	73	16	is	be	AUX
easat-3648	73	17	less	less	ADV
easat-3648	73	18	clear	clear	ADJ
easat-3648	73	19	,	,	PUNCT
easat-3648	73	20	even	even	ADV
easat-3648	73	21	though	though	SCONJ
easat-3648	73	22	they	they	PRON
easat-3648	73	23	impose	impose	VERB
easat-3648	73	24	costs	cost	NOUN
easat-3648	73	25	on	on	ADP
easat-3648	73	26	existing	exist	VERB
easat-3648	73	27	banks	bank	NOUN
easat-3648	73	28	.	.	PUNCT
easat-3648	74	1	as	as	ADP
easat-3648	74	2	a	a	DET
easat-3648	74	3	result	result	NOUN
easat-3648	74	4	,	,	PUNCT
easat-3648	74	5	dynamic	dynamic	ADJ
easat-3648	74	6	loan	loan	NOUN
easat-3648	74	7	-	-	PUNCT
easat-3648	74	8	loss	loss	NOUN
easat-3648	74	9	provisions	provision	NOUN
easat-3648	74	10	may	may	AUX
easat-3648	74	11	have	have	VERB
easat-3648	74	12	a	a	DET
easat-3648	74	13	less	less	ADV
easat-3648	74	14	positive	positive	ADJ
easat-3648	74	15	(	(	PUNCT
easat-3648	74	16	or	or	CCONJ
easat-3648	74	17	even	even	ADV
easat-3648	74	18	negative	negative	ADJ
easat-3648	74	19	)	)	PUNCT
easat-3648	74	20	impact	impact	NOUN
easat-3648	74	21	on	on	ADP
easat-3648	74	22	competition	competition	NOUN
easat-3648	74	23	compared	compare	VERB
easat-3648	74	24	to	to	ADP
easat-3648	74	25	other	other	ADJ
easat-3648	74	26	macroprudential	macroprudential	ADJ
easat-3648	74	27	tools	tool	NOUN
easat-3648	74	28	designed	design	VERB
easat-3648	74	29	to	to	PART
easat-3648	74	30	curb	curb	VERB
easat-3648	74	31	loan	loan	NOUN
easat-3648	74	32	growth	growth	NOUN
easat-3648	74	33	more	more	ADV
easat-3648	74	34	permanently	permanently	ADV
easat-3648	74	35	,	,	PUNCT
easat-3648	74	36	such	such	ADJ
easat-3648	74	37	as	as	ADP
easat-3648	74	38	concentration	concentration	NOUN
easat-3648	74	39	limits	limit	NOUN
easat-3648	74	40	or	or	CCONJ
easat-3648	74	41	foreign	foreign	ADJ
easat-3648	74	42	currency	currency	NOUN
easat-3648	74	43	lending	lending	NOUN
easat-3648	74	44	restrictions	restriction	NOUN
easat-3648	74	45	.	.	PUNCT
easat-3648	75	1	2.1.3	2.1.3	X
easat-3648	75	2	.	.	PUNCT
easat-3648	75	3	liquidity	liquidity	NOUN
easat-3648	75	4	–	–	PUNCT
easat-3648	75	5	related	relate	VERB
easat-3648	75	6	macroprudential	macroprudential	ADJ
easat-3648	75	7	instruments	instrument	NOUN
easat-3648	75	8	liquidity	liquidity	NOUN
easat-3648	75	9	requirements	requirement	NOUN
easat-3648	75	10	,	,	PUNCT
easat-3648	75	11	such	such	ADJ
easat-3648	75	12	as	as	ADP
easat-3648	75	13	reserve	reserve	NOUN
easat-3648	75	14	requirements	requirement	NOUN
easat-3648	75	15	and	and	CCONJ
easat-3648	75	16	margin	margin	NOUN
easat-3648	75	17	ratios	ratio	NOUN
easat-3648	75	18	,	,	PUNCT
easat-3648	75	19	force	force	VERB
easat-3648	75	20	banks	bank	NOUN
easat-3648	75	21	to	to	PART
easat-3648	75	22	hold	hold	VERB
easat-3648	75	23	a	a	DET
easat-3648	75	24	certain	certain	ADJ
easat-3648	75	25	amount	amount	NOUN
easat-3648	75	26	of	of	ADP
easat-3648	75	27	liquid	liquid	ADJ
easat-3648	75	28	assets	asset	NOUN
easat-3648	75	29	.	.	PUNCT
easat-3648	76	1	these	these	DET
easat-3648	76	2	instruments	instrument	NOUN
easat-3648	76	3	are	be	AUX
easat-3648	76	4	intended	intend	VERB
easat-3648	76	5	to	to	PART
easat-3648	76	6	mitigate	mitigate	VERB
easat-3648	76	7	liquidity	liquidity	NOUN
easat-3648	76	8	risk	risk	NOUN
easat-3648	76	9	and	and	CCONJ
easat-3648	76	10	protect	protect	VERB
easat-3648	76	11	the	the	DET
easat-3648	76	12	financial	financial	ADJ
easat-3648	76	13	system	system	NOUN
easat-3648	76	14	from	from	ADP
easat-3648	76	15	liquidity	liquidity	NOUN
easat-3648	76	16	shocks	shock	NOUN
easat-3648	76	17	.	.	PUNCT
easat-3648	77	1	however	however	ADV
easat-3648	77	2	,	,	PUNCT
easat-3648	77	3	these	these	DET
easat-3648	77	4	requirements	requirement	NOUN
easat-3648	77	5	can	can	AUX
easat-3648	77	6	also	also	ADV
easat-3648	77	7	affect	affect	VERB
easat-3648	77	8	credit	credit	NOUN
easat-3648	77	9	supply	supply	NOUN
easat-3648	77	10	and	and	CCONJ
easat-3648	77	11	,	,	PUNCT
easat-3648	77	12	consequently	consequently	ADV
easat-3648	77	13	,	,	PUNCT
easat-3648	77	14	competition	competition	NOUN
easat-3648	77	15	.	.	PUNCT
easat-3648	78	1	higher	high	ADJ
easat-3648	78	2	reserve	reserve	NOUN
easat-3648	78	3	requirements	requirement	NOUN
easat-3648	78	4	,	,	PUNCT
easat-3648	78	5	for	for	ADP
easat-3648	78	6	instance	instance	NOUN
easat-3648	78	7	,	,	PUNCT
easat-3648	78	8	reduce	reduce	VERB
easat-3648	78	9	the	the	DET
easat-3648	78	10	funds	fund	NOUN
easat-3648	78	11	available	available	ADJ
easat-3648	78	12	for	for	ADP
easat-3648	78	13	lending	lending	NOUN
easat-3648	78	14	,	,	PUNCT
easat-3648	78	15	which	which	PRON
easat-3648	78	16	can	can	AUX
easat-3648	78	17	impact	impact	VERB
easat-3648	78	18	competition	competition	NOUN
easat-3648	78	19	in	in	ADP
easat-3648	78	20	two	two	NUM
easat-3648	78	21	opposing	opposing	ADJ
easat-3648	78	22	ways	way	NOUN
easat-3648	78	23	(	(	PUNCT
easat-3648	78	24	gonzalez	gonzalez	PROPN
easat-3648	78	25	,	,	PUNCT
easat-3648	78	26	2022	2022	NUM
easat-3648	78	27	)	)	PUNCT
easat-3648	78	28	.	.	PUNCT
easat-3648	79	1	that	that	PRON
easat-3648	79	2	said	say	VERB
easat-3648	79	3	,	,	PUNCT
easat-3648	79	4	the	the	DET
easat-3648	79	5	impact	impact	NOUN
easat-3648	79	6	of	of	ADP
easat-3648	79	7	liquidity	liquidity	NOUN
easat-3648	79	8	policies	policy	NOUN
easat-3648	79	9	on	on	ADP
easat-3648	79	10	credit	credit	NOUN
easat-3648	79	11	supply	supply	NOUN
easat-3648	79	12	is	be	AUX
easat-3648	79	13	generally	generally	ADV
easat-3648	79	14	less	less	ADV
easat-3648	79	15	significant	significant	ADJ
easat-3648	79	16	than	than	ADP
easat-3648	79	17	that	that	PRON
easat-3648	79	18	of	of	ADP
easat-3648	79	19	credit	credit	NOUN
easat-3648	79	20	-	-	PUNCT
easat-3648	79	21	supply	supply	NOUN
easat-3648	79	22	-	-	PUNCT
easat-3648	79	23	based	base	VERB
easat-3648	79	24	instruments	instrument	NOUN
easat-3648	79	25	.	.	PUNCT
easat-3648	80	1	it	it	PRON
easat-3648	80	2	is	be	AUX
easat-3648	80	3	also	also	ADV
easat-3648	80	4	worth	worth	ADJ
easat-3648	80	5	noting	note	VERB
easat-3648	80	6	that	that	SCONJ
easat-3648	80	7	certain	certain	ADJ
easat-3648	80	8	mpis	mpis	NOUN
easat-3648	80	9	may	may	AUX
easat-3648	80	10	raise	raise	VERB
easat-3648	80	11	barriers	barrier	NOUN
easat-3648	80	12	to	to	ADP
easat-3648	80	13	entry	entry	NOUN
easat-3648	80	14	in	in	ADP
easat-3648	80	15	banking	banking	NOUN
easat-3648	80	16	and	and	CCONJ
easat-3648	80	17	reduce	reduce	VERB
easat-3648	80	18	competition	competition	NOUN
easat-3648	80	19	(	(	PUNCT
easat-3648	80	20	agoraki	agoraki	PROPN
easat-3648	80	21	,	,	PUNCT
easat-3648	80	22	delis	deli	NOUN
easat-3648	80	23	,	,	PUNCT
easat-3648	80	24	&	&	CCONJ
easat-3648	80	25	pasiouras	pasioura	NOUN
easat-3648	80	26	,	,	PUNCT
easat-3648	80	27	2011	2011	NUM
easat-3648	80	28	)	)	PUNCT
easat-3648	80	29	.	.	PUNCT
easat-3648	81	1	for	for	ADP
easat-3648	81	2	instance	instance	NOUN
easat-3648	81	3	,	,	PUNCT
easat-3648	81	4	higher	high	ADJ
easat-3648	81	5	capital	capital	NOUN
easat-3648	81	6	requirements	requirement	NOUN
easat-3648	81	7	for	for	ADP
easat-3648	81	8	sifis	sifis	NOUN
easat-3648	81	9	can	can	AUX
easat-3648	81	10	create	create	VERB
easat-3648	81	11	obstacles	obstacle	NOUN
easat-3648	81	12	for	for	ADP
easat-3648	81	13	smaller	small	ADJ
easat-3648	81	14	banks	bank	NOUN
easat-3648	81	15	'	'	PART
easat-3648	81	16	growth	growth	NOUN
easat-3648	81	17	,	,	PUNCT
easat-3648	81	18	potentially	potentially	ADV
easat-3648	81	19	reinforcing	reinforce	VERB
easat-3648	81	20	the	the	DET
easat-3648	81	21	market	market	NOUN
easat-3648	81	22	power	power	NOUN
easat-3648	81	23	of	of	ADP
easat-3648	81	24	large	large	ADJ
easat-3648	81	25	,	,	PUNCT
easat-3648	81	26	established	establish	VERB
easat-3648	81	27	banks	bank	NOUN
easat-3648	81	28	.	.	PUNCT
easat-3648	82	1	these	these	DET
easat-3648	82	2	points	point	NOUN
easat-3648	82	3	highlight	highlight	VERB
easat-3648	82	4	the	the	DET
easat-3648	82	5	theoretical	theoretical	ADJ
easat-3648	82	6	contradictions	contradiction	NOUN
easat-3648	82	7	in	in	ADP
easat-3648	82	8	how	how	SCONJ
easat-3648	82	9	changes	change	NOUN
easat-3648	82	10	in	in	ADP
easat-3648	82	11	bank	bank	NOUN
easat-3648	82	12	costs	cost	NOUN
easat-3648	82	13	,	,	PUNCT
easat-3648	82	14	credit	credit	NOUN
easat-3648	82	15	supply	supply	NOUN
easat-3648	82	16	,	,	PUNCT
easat-3648	82	17	and	and	CCONJ
easat-3648	82	18	entry	entry	NOUN
easat-3648	82	19	barriers	barrier	NOUN
easat-3648	82	20	associated	associate	VERB
easat-3648	82	21	with	with	ADP
easat-3648	82	22	mpis	mpis	ADJ
easat-3648	82	23	affect	affect	VERB
easat-3648	82	24	bank	bank	NOUN
easat-3648	82	25	competition	competition	NOUN
easat-3648	82	26	.	.	PUNCT
easat-3648	83	1	moreover	moreover	ADV
easat-3648	83	2	,	,	PUNCT
easat-3648	83	3	since	since	SCONJ
easat-3648	83	4	different	different	ADJ
easat-3648	83	5	mpis	mpis	NOUN
easat-3648	83	6	have	have	VERB
easat-3648	83	7	varying	vary	VERB
easat-3648	83	8	effects	effect	NOUN
easat-3648	83	9	on	on	ADP
easat-3648	83	10	charter	charter	NOUN
easat-3648	83	11	values	value	NOUN
easat-3648	83	12	,	,	PUNCT
easat-3648	83	13	credit	credit	NOUN
easat-3648	83	14	supply	supply	NOUN
easat-3648	83	15	,	,	PUNCT
easat-3648	83	16	and	and	CCONJ
easat-3648	83	17	entry	entry	NOUN
easat-3648	83	18	barriers	barrier	NOUN
easat-3648	83	19	,	,	PUNCT
easat-3648	83	20	their	their	PRON
easat-3648	83	21	impact	impact	NOUN
easat-3648	83	22	on	on	ADP
easat-3648	83	23	competition	competition	NOUN
easat-3648	83	24	may	may	AUX
easat-3648	83	25	also	also	ADV
easat-3648	83	26	vary	vary	VERB
easat-3648	83	27	.	.	PUNCT
easat-3648	84	1	in	in	ADP
easat-3648	84	2	conclusion	conclusion	NOUN
easat-3648	84	3	,	,	PUNCT
easat-3648	84	4	mpis	mpi	VERB
easat-3648	84	5	have	have	VERB
easat-3648	84	6	multidimensional	multidimensional	ADJ
easat-3648	84	7	effects	effect	NOUN
easat-3648	84	8	on	on	ADP
easat-3648	84	9	competition	competition	NOUN
easat-3648	84	10	in	in	ADP
easat-3648	84	11	the	the	DET
easat-3648	84	12	banking	banking	NOUN
easat-3648	84	13	sector	sector	NOUN
easat-3648	84	14	.	.	PUNCT
easat-3648	85	1	while	while	SCONJ
easat-3648	85	2	they	they	PRON
easat-3648	85	3	contribute	contribute	VERB
easat-3648	85	4	to	to	ADP
easat-3648	85	5	enhancing	enhance	VERB
easat-3648	85	6	financial	financial	ADJ
easat-3648	85	7	stability	stability	NOUN
easat-3648	85	8	and	and	CCONJ
easat-3648	85	9	preventing	prevent	VERB
easat-3648	85	10	systemic	systemic	ADJ
easat-3648	85	11	crises	crisis	NOUN
easat-3648	85	12	,	,	PUNCT
easat-3648	85	13	instruments	instrument	NOUN
easat-3648	85	14	such	such	ADJ
easat-3648	85	15	as	as	ADP
easat-3648	85	16	capital	capital	NOUN
easat-3648	85	17	requirements	requirement	NOUN
easat-3648	85	18	,	,	PUNCT
easat-3648	85	19	reserve	reserve	NOUN
easat-3648	85	20	requirements	requirement	NOUN
easat-3648	85	21	,	,	PUNCT
easat-3648	85	22	and	and	CCONJ
easat-3648	85	23	credit	credit	NOUN
easat-3648	85	24	limits	limit	NOUN
easat-3648	85	25	can	can	AUX
easat-3648	85	26	reduce	reduce	VERB
easat-3648	85	27	competition	competition	NOUN
easat-3648	85	28	,	,	PUNCT
easat-3648	85	29	particularly	particularly	ADV
easat-3648	85	30	for	for	ADP
easat-3648	85	31	smaller	small	ADJ
easat-3648	85	32	and	and	CCONJ
easat-3648	85	33	newer	new	ADJ
easat-3648	85	34	banks	bank	NOUN
easat-3648	85	35	.	.	PUNCT
easat-3648	86	1	the	the	DET
easat-3648	86	2	resulting	result	VERB
easat-3648	86	3	fragmentation	fragmentation	NOUN
easat-3648	86	4	between	between	ADP
easat-3648	86	5	large	large	ADJ
easat-3648	86	6	and	and	CCONJ
easat-3648	86	7	small	small	ADJ
easat-3648	86	8	banks	bank	NOUN
easat-3648	86	9	could	could	AUX
easat-3648	86	10	lead	lead	VERB
easat-3648	86	11	to	to	ADP
easat-3648	86	12	a	a	DET
easat-3648	86	13	less	less	ADV
easat-3648	86	14	competitive	competitive	ADJ
easat-3648	86	15	financial	financial	ADJ
easat-3648	86	16	system	system	NOUN
easat-3648	86	17	with	with	ADP
easat-3648	86	18	fewer	few	ADJ
easat-3648	86	19	players	player	NOUN
easat-3648	86	20	.	.	PUNCT
easat-3648	87	1	7624	7624	NUM
easat-3648	87	2	edelweiss	edelweiss	PROPN
easat-3648	87	3	applied	apply	VERB
easat-3648	87	4	science	science	NOUN
easat-3648	87	5	and	and	CCONJ
easat-3648	87	6	technology	technology	NOUN
easat-3648	87	7	issn	issn	PROPN
easat-3648	87	8	:	:	PUNCT
easat-3648	87	9	2576	2576	NUM
easat-3648	87	10	-	-	SYM
easat-3648	87	11	8484	8484	NUM
easat-3648	87	12	vol	vol	NOUN
easat-3648	87	13	.	.	PROPN
easat-3648	87	14	8	8	NUM
easat-3648	87	15	,	,	PUNCT
easat-3648	87	16	no	no	INTJ
easat-3648	87	17	.	.	NOUN
easat-3648	88	1	6	6	NUM
easat-3648	88	2	:	:	SYM
easat-3648	88	3	7621	7621	NUM
easat-3648	88	4	-	-	SYM
easat-3648	88	5	7631	7631	NUM
easat-3648	88	6	,	,	PUNCT
easat-3648	88	7	2024	2024	NUM
easat-3648	88	8	doi	doi	NOUN
easat-3648	88	9	:	:	PUNCT
easat-3648	88	10	10.55214/25768484.v8i6.3648	10.55214/25768484.v8i6.3648	NUM
easat-3648	88	11	©	©	PROPN
easat-3648	88	12	2024	2024	NUM
easat-3648	88	13	by	by	ADP
easat-3648	88	14	the	the	DET
easat-3648	88	15	authors	author	NOUN
easat-3648	88	16	;	;	PUNCT
easat-3648	88	17	licensee	licensee	PROPN
easat-3648	88	18	learning	learning	NOUN
easat-3648	88	19	gate	gate	NOUN
easat-3648	88	20	2.2	2.2	NUM
easat-3648	88	21	.	.	PUNCT
easat-3648	89	1	literature	literature	NOUN
easat-3648	89	2	review	review	VERB
easat-3648	89	3	most	most	ADJ
easat-3648	89	4	of	of	ADP
easat-3648	89	5	the	the	DET
easat-3648	89	6	literature	literature	NOUN
easat-3648	89	7	evaluating	evaluate	VERB
easat-3648	89	8	the	the	DET
easat-3648	89	9	effectiveness	effectiveness	NOUN
easat-3648	89	10	of	of	ADP
easat-3648	89	11	macroprudential	macroprudential	ADJ
easat-3648	89	12	policies	policy	NOUN
easat-3648	89	13	(	(	PUNCT
easat-3648	89	14	mpis	mpi	VERB
easat-3648	89	15	)	)	PUNCT
easat-3648	89	16	focuses	focus	VERB
easat-3648	89	17	on	on	ADP
easat-3648	89	18	their	their	PRON
easat-3648	89	19	impact	impact	NOUN
easat-3648	89	20	on	on	ADP
easat-3648	89	21	financial	financial	ADJ
easat-3648	89	22	stability	stability	NOUN
easat-3648	89	23	and	and	CCONJ
easat-3648	89	24	systemic	systemic	ADJ
easat-3648	89	25	risk	risk	NOUN
easat-3648	89	26	.	.	PUNCT
easat-3648	90	1	theoretical	theoretical	ADJ
easat-3648	90	2	studies	study	NOUN
easat-3648	90	3	have	have	AUX
easat-3648	90	4	established	establish	VERB
easat-3648	90	5	a	a	DET
easat-3648	90	6	rationale	rationale	NOUN
easat-3648	90	7	for	for	ADP
easat-3648	90	8	mpis	mpi	VERB
easat-3648	90	9	aimed	aim	VERB
easat-3648	90	10	at	at	ADP
easat-3648	90	11	enhancing	enhance	VERB
easat-3648	90	12	financial	financial	ADJ
easat-3648	90	13	stability	stability	NOUN
easat-3648	90	14	(	(	PUNCT
easat-3648	90	15	kogler	kogler	NOUN
easat-3648	90	16	,	,	PUNCT
easat-3648	90	17	2020	2020	NUM
easat-3648	90	18	)	)	PUNCT
easat-3648	90	19	(	(	PUNCT
easat-3648	90	20	jeanne	jeanne	PROPN
easat-3648	90	21	&	&	CCONJ
easat-3648	90	22	korinek	korinek	ADJ
easat-3648	90	23	,	,	PUNCT
easat-3648	90	24	2020	2020	NUM
easat-3648	90	25	)	)	PUNCT
easat-3648	90	26	,	,	PUNCT
easat-3648	90	27	while	while	SCONJ
easat-3648	90	28	empirical	empirical	ADJ
easat-3648	90	29	studies	study	NOUN
easat-3648	90	30	have	have	AUX
easat-3648	90	31	identified	identify	VERB
easat-3648	90	32	two	two	NUM
easat-3648	90	33	main	main	ADJ
easat-3648	90	34	objectives	objective	NOUN
easat-3648	90	35	to	to	PART
easat-3648	90	36	test	test	VERB
easat-3648	90	37	their	their	PRON
easat-3648	90	38	effectiveness	effectiveness	NOUN
easat-3648	90	39	:	:	PUNCT
easat-3648	90	40	the	the	DET
easat-3648	90	41	intermediate	intermediate	ADJ
easat-3648	90	42	goal	goal	NOUN
easat-3648	90	43	of	of	ADP
easat-3648	90	44	reducing	reduce	VERB
easat-3648	90	45	credit	credit	NOUN
easat-3648	90	46	growth	growth	NOUN
easat-3648	90	47	and	and	CCONJ
easat-3648	90	48	financial	financial	ADJ
easat-3648	90	49	cycles	cycle	NOUN
easat-3648	90	50	,	,	PUNCT
easat-3648	90	51	and	and	CCONJ
easat-3648	90	52	the	the	DET
easat-3648	90	53	ultimate	ultimate	ADJ
easat-3648	90	54	goal	goal	NOUN
easat-3648	90	55	of	of	ADP
easat-3648	90	56	lowering	lower	VERB
easat-3648	90	57	bank	bank	NOUN
easat-3648	90	58	systemic	systemic	ADJ
easat-3648	90	59	risk	risk	NOUN
easat-3648	90	60	(	(	PUNCT
easat-3648	90	61	altunbas	altunbas	PROPN
easat-3648	90	62	,	,	PUNCT
easat-3648	90	63	binici	binici	NOUN
easat-3648	90	64	,	,	PUNCT
easat-3648	90	65	&	&	CCONJ
easat-3648	90	66	gambacorta	gambacorta	PROPN
easat-3648	90	67	,	,	PUNCT
easat-3648	90	68	2018	2018	NUM
easat-3648	90	69	)	)	PUNCT
easat-3648	90	70	(	(	PUNCT
easat-3648	90	71	meuleman	meuleman	NOUN
easat-3648	90	72	&	&	CCONJ
easat-3648	90	73	vander	vander	PROPN
easat-3648	90	74	vennet	vennet	PROPN
easat-3648	90	75	,	,	PUNCT
easat-3648	90	76	macroprudential	macroprudential	ADJ
easat-3648	90	77	policy	policy	NOUN
easat-3648	90	78	and	and	CCONJ
easat-3648	90	79	bank	bank	NOUN
easat-3648	90	80	systemic	systemic	ADJ
easat-3648	90	81	risk	risk	NOUN
easat-3648	90	82	,	,	PUNCT
easat-3648	90	83	2020	2020	NUM
easat-3648	90	84	)	)	PUNCT
easat-3648	90	85	.	.	PUNCT
easat-3648	91	1	to	to	ADP
easat-3648	91	2	date	date	NOUN
easat-3648	91	3	,	,	PUNCT
easat-3648	91	4	there	there	PRON
easat-3648	91	5	has	have	AUX
easat-3648	91	6	been	be	AUX
easat-3648	91	7	limited	limit	VERB
easat-3648	91	8	research	research	NOUN
easat-3648	91	9	on	on	ADP
easat-3648	91	10	the	the	DET
easat-3648	91	11	impact	impact	NOUN
easat-3648	91	12	of	of	ADP
easat-3648	91	13	mpis	mpis	ADJ
easat-3648	91	14	on	on	ADP
easat-3648	91	15	banking	banking	NOUN
easat-3648	91	16	system	system	NOUN
easat-3648	91	17	competition	competition	NOUN
easat-3648	91	18	.	.	PUNCT
easat-3648	92	1	only	only	ADV
easat-3648	92	2	a	a	DET
easat-3648	92	3	few	few	ADJ
easat-3648	92	4	studies	study	NOUN
easat-3648	92	5	have	have	AUX
easat-3648	92	6	examined	examine	VERB
easat-3648	92	7	this	this	DET
easat-3648	92	8	relationship	relationship	NOUN
easat-3648	92	9	,	,	PUNCT
easat-3648	92	10	such	such	ADJ
easat-3648	92	11	as	as	ADP
easat-3648	92	12	those	those	PRON
easat-3648	92	13	by	by	ADP
easat-3648	92	14	(	(	PUNCT
easat-3648	92	15	mirzaei	mirzaei	PROPN
easat-3648	92	16	&	&	CCONJ
easat-3648	92	17	moore	moore	PROPN
easat-3648	92	18	,	,	PUNCT
easat-3648	92	19	2021	2021	NUM
easat-3648	92	20	)	)	PUNCT
easat-3648	92	21	,	,	PUNCT
easat-3648	92	22	(	(	PUNCT
easat-3648	92	23	scalco	scalco	NOUN
easat-3648	92	24	,	,	PUNCT
easat-3648	92	25	tabak	tabak	NOUN
easat-3648	92	26	,	,	PUNCT
easat-3648	92	27	&	&	CCONJ
easat-3648	92	28	teixeira	teixeira	PROPN
easat-3648	92	29	,	,	PUNCT
easat-3648	92	30	2021	2021	NUM
easat-3648	92	31	)	)	PUNCT
easat-3648	92	32	,	,	PUNCT
easat-3648	92	33	(	(	PUNCT
easat-3648	92	34	gonzalez	gonzalez	PROPN
easat-3648	92	35	,	,	PUNCT
easat-3648	92	36	2022	2022	NUM
easat-3648	92	37	)	)	PUNCT
easat-3648	92	38	and	and	CCONJ
easat-3648	92	39	more	more	ADV
easat-3648	92	40	recently	recently	ADV
easat-3648	92	41	,	,	PUNCT
easat-3648	92	42	(	(	PUNCT
easat-3648	92	43	ofori	ofori	ADV
easat-3648	92	44	-	-	PUNCT
easat-3648	92	45	sasu	sasu	ADJ
easat-3648	92	46	,	,	PUNCT
easat-3648	92	47	agbloyor	agbloyor	NOUN
easat-3648	92	48	,	,	PUNCT
easat-3648	92	49	sarpongkumankoma	sarpongkumankoma	NOUN
easat-3648	92	50	,	,	PUNCT
easat-3648	92	51	&	&	CCONJ
easat-3648	92	52	abor	abor	PROPN
easat-3648	92	53	,	,	PUNCT
easat-3648	92	54	2023	2023	NUM
easat-3648	92	55	)	)	PUNCT
easat-3648	92	56	.	.	PUNCT
easat-3648	93	1	the	the	DET
easat-3648	93	2	findings	finding	NOUN
easat-3648	93	3	from	from	ADP
easat-3648	93	4	these	these	DET
easat-3648	93	5	studies	study	NOUN
easat-3648	93	6	reveal	reveal	VERB
easat-3648	93	7	mixed	mixed	ADJ
easat-3648	93	8	results	result	NOUN
easat-3648	93	9	,	,	PUNCT
easat-3648	93	10	with	with	ADP
easat-3648	93	11	some	some	DET
easat-3648	93	12	pointing	pointing	NOUN
easat-3648	93	13	to	to	ADP
easat-3648	93	14	positive	positive	ADJ
easat-3648	93	15	effects	effect	NOUN
easat-3648	93	16	(	(	PUNCT
easat-3648	93	17	gonzalez	gonzalez	PROPN
easat-3648	93	18	,	,	PUNCT
easat-3648	93	19	2022	2022	NUM
easat-3648	93	20	)	)	PUNCT
easat-3648	93	21	,	,	PUNCT
easat-3648	93	22	negative	negative	ADJ
easat-3648	93	23	effects	effect	NOUN
easat-3648	93	24	(	(	PUNCT
easat-3648	93	25	scalco	scalco	NOUN
easat-3648	93	26	,	,	PUNCT
easat-3648	93	27	tabak	tabak	NOUN
easat-3648	93	28	,	,	PUNCT
easat-3648	93	29	&	&	CCONJ
easat-3648	93	30	teixeira	teixeira	PROPN
easat-3648	93	31	,	,	PUNCT
easat-3648	93	32	2021	2021	NUM
easat-3648	93	33	)	)	PUNCT
easat-3648	93	34	(	(	PUNCT
easat-3648	93	35	ofori	ofori	ADV
easat-3648	93	36	-	-	PUNCT
easat-3648	93	37	sasu	sasu	ADJ
easat-3648	93	38	,	,	PUNCT
easat-3648	93	39	agbloyor	agbloyor	ADJ
easat-3648	93	40	,	,	PUNCT
easat-3648	93	41	sarpong	sarpong	NOUN
easat-3648	93	42	-	-	PUNCT
easat-3648	93	43	kumankoma	kumankoma	NOUN
easat-3648	93	44	,	,	PUNCT
easat-3648	93	45	&	&	CCONJ
easat-3648	93	46	abor	abor	PROPN
easat-3648	93	47	,	,	PUNCT
easat-3648	93	48	2023	2023	NUM
easat-3648	93	49	)	)	PUNCT
easat-3648	93	50	,	,	PUNCT
easat-3648	93	51	and	and	CCONJ
easat-3648	93	52	effects	effect	NOUN
easat-3648	93	53	that	that	PRON
easat-3648	93	54	are	be	AUX
easat-3648	93	55	moderated	moderate	VERB
easat-3648	93	56	by	by	ADP
easat-3648	93	57	other	other	ADJ
easat-3648	93	58	factors	factor	NOUN
easat-3648	93	59	(	(	PUNCT
easat-3648	93	60	mirzaei	mirzaei	PROPN
easat-3648	93	61	&	&	CCONJ
easat-3648	93	62	moore	moore	PROPN
easat-3648	93	63	,	,	PUNCT
easat-3648	93	64	2021	2021	NUM
easat-3648	93	65	)	)	PUNCT
easat-3648	93	66	.	.	PUNCT
easat-3648	94	1	mirzaei	mirzaei	PROPN
easat-3648	94	2	and	and	CCONJ
easat-3648	94	3	moore	moore	PROPN
easat-3648	94	4	(	(	PUNCT
easat-3648	94	5	mirzaei	mirzaei	PROPN
easat-3648	94	6	&	&	CCONJ
easat-3648	94	7	moore	moore	PROPN
easat-3648	94	8	,	,	PUNCT
easat-3648	94	9	2021	2021	NUM
easat-3648	94	10	)	)	PUNCT
easat-3648	94	11	analyzed	analyze	VERB
easat-3648	94	12	the	the	DET
easat-3648	94	13	impact	impact	NOUN
easat-3648	94	14	of	of	ADP
easat-3648	94	15	nine	nine	NUM
easat-3648	94	16	bank	bank	NOUN
easat-3648	94	17	and	and	CCONJ
easat-3648	94	18	borroweroriented	borroweroriente	VERB
easat-3648	94	19	mpis	mpi	VERB
easat-3648	94	20	on	on	ADP
easat-3648	94	21	bank	bank	NOUN
easat-3648	94	22	competition	competition	NOUN
easat-3648	94	23	across	across	ADP
easat-3648	94	24	58	58	NUM
easat-3648	94	25	countries	country	NOUN
easat-3648	94	26	.	.	PUNCT
easat-3648	95	1	their	their	PRON
easat-3648	95	2	study	study	NOUN
easat-3648	95	3	examined	examine	VERB
easat-3648	95	4	instruments	instrument	NOUN
easat-3648	95	5	including	include	VERB
easat-3648	95	6	loan	loan	NOUN
easat-3648	95	7	-	-	PUNCT
easat-3648	95	8	to	to	ADP
easat-3648	95	9	-	-	PUNCT
easat-3648	95	10	value	value	NOUN
easat-3648	95	11	ratios	ratio	NOUN
easat-3648	95	12	,	,	PUNCT
easat-3648	95	13	debt	debt	NOUN
easat-3648	95	14	-	-	PUNCT
easat-3648	95	15	to	to	ADP
easat-3648	95	16	-	-	PUNCT
easat-3648	95	17	income	income	NOUN
easat-3648	95	18	ratios	ratio	NOUN
easat-3648	95	19	,	,	PUNCT
easat-3648	95	20	foreign	foreign	ADJ
easat-3648	95	21	currency	currency	NOUN
easat-3648	95	22	credit	credit	NOUN
easat-3648	95	23	limits	limit	NOUN
easat-3648	95	24	,	,	PUNCT
easat-3648	95	25	domestic	domestic	ADJ
easat-3648	95	26	credit	credit	NOUN
easat-3648	95	27	limits	limit	NOUN
easat-3648	95	28	,	,	PUNCT
easat-3648	95	29	reserve	reserve	NOUN
easat-3648	95	30	requirements	requirement	NOUN
easat-3648	95	31	,	,	PUNCT
easat-3648	95	32	interbank	interbank	NOUN
easat-3648	95	33	market	market	NOUN
easat-3648	95	34	activity	activity	NOUN
easat-3648	95	35	limits	limit	NOUN
easat-3648	95	36	,	,	PUNCT
easat-3648	95	37	countercyclical	countercyclical	ADJ
easat-3648	95	38	capital	capital	NOUN
easat-3648	95	39	buffers	buffer	NOUN
easat-3648	95	40	,	,	PUNCT
easat-3648	95	41	dynamic	dynamic	ADJ
easat-3648	95	42	credit	credit	NOUN
easat-3648	95	43	loss	loss	NOUN
easat-3648	95	44	provisions	provision	NOUN
easat-3648	95	45	,	,	PUNCT
easat-3648	95	46	and	and	CCONJ
easat-3648	95	47	leverage	leverage	NOUN
easat-3648	95	48	ratios	ratio	NOUN
easat-3648	95	49	.	.	PUNCT
easat-3648	96	1	the	the	DET
easat-3648	96	2	quantitative	quantitative	ADJ
easat-3648	96	3	results	result	NOUN
easat-3648	96	4	showed	show	VERB
easat-3648	96	5	that	that	SCONJ
easat-3648	96	6	tightening	tighten	VERB
easat-3648	96	7	mpis	mpi	VERB
easat-3648	96	8	generally	generally	ADV
easat-3648	96	9	reduced	reduce	VERB
easat-3648	96	10	bank	bank	NOUN
easat-3648	96	11	competition	competition	NOUN
easat-3648	96	12	.	.	PUNCT
easat-3648	97	1	however	however	ADV
easat-3648	97	2	,	,	PUNCT
easat-3648	97	3	stronger	strong	ADJ
easat-3648	97	4	supervision	supervision	NOUN
easat-3648	97	5	and	and	CCONJ
easat-3648	97	6	better	well	ADJ
easat-3648	97	7	institutional	institutional	ADJ
easat-3648	97	8	quality	quality	NOUN
easat-3648	97	9	helped	helped	AUX
easat-3648	97	10	mitigate	mitigate	VERB
easat-3648	97	11	the	the	DET
easat-3648	97	12	negative	negative	ADJ
easat-3648	97	13	effects	effect	NOUN
easat-3648	97	14	on	on	ADP
easat-3648	97	15	competition	competition	NOUN
easat-3648	97	16	.	.	PUNCT
easat-3648	98	1	the	the	DET
easat-3648	98	2	authors	author	NOUN
easat-3648	98	3	concluded	conclude	VERB
easat-3648	98	4	that	that	SCONJ
easat-3648	98	5	,	,	PUNCT
easat-3648	98	6	on	on	ADP
easat-3648	98	7	average	average	ADJ
easat-3648	98	8	,	,	PUNCT
easat-3648	98	9	mpis	mpi	VERB
easat-3648	98	10	reduce	reduce	VERB
easat-3648	98	11	bank	bank	NOUN
easat-3648	98	12	competition	competition	NOUN
easat-3648	98	13	,	,	PUNCT
easat-3648	98	14	particularly	particularly	ADV
easat-3648	98	15	in	in	ADP
easat-3648	98	16	countries	country	NOUN
easat-3648	98	17	with	with	ADP
easat-3648	98	18	weaker	weak	ADJ
easat-3648	98	19	institutional	institutional	ADJ
easat-3648	98	20	quality	quality	NOUN
easat-3648	98	21	and	and	CCONJ
easat-3648	98	22	lower	low	ADJ
easat-3648	98	23	supervisory	supervisory	ADJ
easat-3648	98	24	powers	power	NOUN
easat-3648	98	25	.	.	PUNCT
easat-3648	99	1	however	however	ADV
easat-3648	99	2	,	,	PUNCT
easat-3648	99	3	this	this	DET
easat-3648	99	4	study	study	NOUN
easat-3648	99	5	relied	rely	VERB
easat-3648	99	6	on	on	ADP
easat-3648	99	7	country	country	NOUN
easat-3648	99	8	-	-	PUNCT
easat-3648	99	9	level	level	NOUN
easat-3648	99	10	data	datum	NOUN
easat-3648	99	11	and	and	CCONJ
easat-3648	99	12	did	do	AUX
easat-3648	99	13	not	not	PART
easat-3648	99	14	fully	fully	ADV
easat-3648	99	15	control	control	VERB
easat-3648	99	16	for	for	ADP
easat-3648	99	17	endogeneity	endogeneity	NOUN
easat-3648	99	18	and	and	CCONJ
easat-3648	99	19	omitted	omit	VERB
easat-3648	99	20	variables	variable	NOUN
easat-3648	99	21	.	.	PUNCT
easat-3648	100	1	additionally	additionally	ADV
easat-3648	100	2	,	,	PUNCT
easat-3648	100	3	it	it	PRON
easat-3648	100	4	did	do	AUX
easat-3648	100	5	not	not	PART
easat-3648	100	6	analyze	analyze	VERB
easat-3648	100	7	the	the	DET
easat-3648	100	8	specific	specific	ADJ
easat-3648	100	9	impact	impact	NOUN
easat-3648	100	10	of	of	ADP
easat-3648	100	11	individual	individual	ADJ
easat-3648	100	12	mpis	mpi	VERB
easat-3648	100	13	or	or	CCONJ
easat-3648	100	14	consider	consider	VERB
easat-3648	100	15	potential	potential	ADJ
easat-3648	100	16	differences	difference	NOUN
easat-3648	100	17	across	across	ADP
easat-3648	100	18	countries	country	NOUN
easat-3648	100	19	based	base	VERB
easat-3648	100	20	on	on	ADP
easat-3648	100	21	entry	entry	NOUN
easat-3648	100	22	and	and	CCONJ
easat-3648	100	23	activity	activity	NOUN
easat-3648	100	24	restrictions	restriction	NOUN
easat-3648	100	25	.	.	PUNCT
easat-3648	101	1	scalco	scalco	VERB
easat-3648	101	2	et	et	PROPN
easat-3648	101	3	al	al	PROPN
easat-3648	101	4	.	.	PUNCT
easat-3648	102	1	(	(	PUNCT
easat-3648	102	2	scalco	scalco	PROPN
easat-3648	102	3	,	,	PUNCT
easat-3648	102	4	tabak	tabak	NOUN
easat-3648	102	5	,	,	PUNCT
easat-3648	102	6	&	&	CCONJ
easat-3648	102	7	teixeira	teixeira	PROPN
easat-3648	102	8	,	,	PUNCT
easat-3648	102	9	2021	2021	NUM
easat-3648	102	10	)	)	PUNCT
easat-3648	102	11	,	,	PUNCT
easat-3648	102	12	using	use	VERB
easat-3648	102	13	data	datum	NOUN
easat-3648	102	14	from	from	ADP
easat-3648	102	15	83	83	NUM
easat-3648	102	16	brazilian	brazilian	ADJ
easat-3648	102	17	banks	bank	NOUN
easat-3648	102	18	,	,	PUNCT
easat-3648	102	19	found	find	VERB
easat-3648	102	20	that	that	SCONJ
easat-3648	102	21	tightening	tighten	VERB
easat-3648	102	22	six	six	NUM
easat-3648	102	23	mpis	mpis	ADJ
easat-3648	102	24	had	have	VERB
easat-3648	102	25	a	a	DET
easat-3648	102	26	negative	negative	ADJ
easat-3648	102	27	impact	impact	NOUN
easat-3648	102	28	on	on	ADP
easat-3648	102	29	bank	bank	NOUN
easat-3648	102	30	competition	competition	NOUN
easat-3648	102	31	.	.	PUNCT
easat-3648	103	1	the	the	DET
easat-3648	103	2	authors	author	NOUN
easat-3648	103	3	demonstrated	demonstrate	VERB
easat-3648	103	4	that	that	SCONJ
easat-3648	103	5	tighter	tight	ADJ
easat-3648	103	6	mpis	mpis	ADJ
easat-3648	103	7	increased	increase	VERB
easat-3648	103	8	bank	bank	NOUN
easat-3648	103	9	profitability	profitability	NOUN
easat-3648	103	10	while	while	SCONJ
easat-3648	103	11	reducing	reduce	VERB
easat-3648	103	12	competition	competition	NOUN
easat-3648	103	13	in	in	ADP
easat-3648	103	14	the	the	DET
easat-3648	103	15	brazilian	brazilian	ADJ
easat-3648	103	16	banking	banking	NOUN
easat-3648	103	17	system	system	NOUN
easat-3648	103	18	.	.	PUNCT
easat-3648	104	1	however	however	ADV
easat-3648	104	2	,	,	PUNCT
easat-3648	104	3	their	their	PRON
easat-3648	104	4	study	study	NOUN
easat-3648	104	5	was	be	AUX
easat-3648	104	6	limited	limit	VERB
easat-3648	104	7	to	to	ADP
easat-3648	104	8	a	a	DET
easat-3648	104	9	single	single	ADJ
easat-3648	104	10	country	country	NOUN
easat-3648	104	11	,	,	PUNCT
easat-3648	104	12	which	which	PRON
easat-3648	104	13	constrains	constrain	VERB
easat-3648	104	14	the	the	DET
easat-3648	104	15	ability	ability	NOUN
easat-3648	104	16	to	to	PART
easat-3648	104	17	generalize	generalize	VERB
easat-3648	104	18	the	the	DET
easat-3648	104	19	findings	finding	NOUN
easat-3648	104	20	to	to	ADP
easat-3648	104	21	other	other	ADJ
easat-3648	104	22	markets	market	NOUN
easat-3648	104	23	.	.	PUNCT
easat-3648	105	1	gonzalez	gonzalez	PROPN
easat-3648	105	2	(	(	PUNCT
easat-3648	105	3	gonzalez	gonzalez	PROPN
easat-3648	105	4	,	,	PUNCT
easat-3648	105	5	2022	2022	NUM
easat-3648	105	6	)	)	PUNCT
easat-3648	105	7	,	,	PUNCT
easat-3648	105	8	using	use	VERB
easat-3648	105	9	data	datum	NOUN
easat-3648	105	10	from	from	ADP
easat-3648	105	11	2,511	2,511	NUM
easat-3648	105	12	publicly	publicly	ADV
easat-3648	105	13	listed	list	VERB
easat-3648	105	14	banks	bank	NOUN
easat-3648	105	15	across	across	ADP
easat-3648	105	16	52	52	NUM
easat-3648	105	17	countries	country	NOUN
easat-3648	105	18	,	,	PUNCT
easat-3648	105	19	found	find	VERB
easat-3648	105	20	that	that	SCONJ
easat-3648	105	21	,	,	PUNCT
easat-3648	105	22	overall	overall	ADV
easat-3648	105	23	,	,	PUNCT
easat-3648	105	24	tightening	tighten	VERB
easat-3648	105	25	mpis	mpis	ADJ
easat-3648	105	26	increased	increase	VERB
easat-3648	105	27	bank	bank	NOUN
easat-3648	105	28	competition	competition	NOUN
easat-3648	105	29	as	as	SCONJ
easat-3648	105	30	measured	measure	VERB
easat-3648	105	31	by	by	ADP
easat-3648	105	32	the	the	DET
easat-3648	105	33	lerner	lerner	PROPN
easat-3648	105	34	index	index	PROPN
easat-3648	105	35	.	.	PUNCT
easat-3648	106	1	however	however	ADV
easat-3648	106	2	,	,	PUNCT
easat-3648	106	3	there	there	PRON
easat-3648	106	4	were	be	VERB
easat-3648	106	5	variations	variation	NOUN
easat-3648	106	6	in	in	ADP
easat-3648	106	7	how	how	SCONJ
easat-3648	106	8	different	different	ADJ
easat-3648	106	9	mpis	mpis	ADJ
easat-3648	106	10	affected	affect	VERB
easat-3648	106	11	bank	bank	NOUN
easat-3648	106	12	competition	competition	NOUN
easat-3648	106	13	across	across	ADP
easat-3648	106	14	countries	country	NOUN
easat-3648	106	15	and	and	CCONJ
easat-3648	106	16	policy	policy	NOUN
easat-3648	106	17	types	type	NOUN
easat-3648	106	18	.	.	PUNCT
easat-3648	107	1	credit	credit	NOUN
easat-3648	107	2	-	-	PUNCT
easat-3648	107	3	related	relate	VERB
easat-3648	107	4	mpis	mpis	ADJ
easat-3648	107	5	(	(	PUNCT
easat-3648	107	6	such	such	ADJ
easat-3648	107	7	as	as	ADP
easat-3648	107	8	concentration	concentration	NOUN
easat-3648	107	9	limits	limit	NOUN
easat-3648	107	10	and	and	CCONJ
easat-3648	107	11	foreign	foreign	ADJ
easat-3648	107	12	currency	currency	NOUN
easat-3648	107	13	lending	lending	NOUN
easat-3648	107	14	restrictions	restriction	NOUN
easat-3648	107	15	)	)	PUNCT
easat-3648	107	16	and	and	CCONJ
easat-3648	107	17	liquidity	liquidity	NOUN
easat-3648	107	18	-	-	PUNCT
easat-3648	107	19	related	relate	VERB
easat-3648	107	20	mpis	mpis	ADJ
easat-3648	107	21	(	(	PUNCT
easat-3648	107	22	such	such	ADJ
easat-3648	107	23	as	as	ADP
easat-3648	107	24	interbank	interbank	NOUN
easat-3648	107	25	market	market	NOUN
easat-3648	107	26	activity	activity	NOUN
easat-3648	107	27	limits	limit	NOUN
easat-3648	107	28	and	and	CCONJ
easat-3648	107	29	reserve	reserve	NOUN
easat-3648	107	30	requirements	requirement	NOUN
easat-3648	107	31	)	)	PUNCT
easat-3648	107	32	were	be	AUX
easat-3648	107	33	found	find	VERB
easat-3648	107	34	to	to	PART
easat-3648	107	35	increase	increase	VERB
easat-3648	107	36	bank	bank	NOUN
easat-3648	107	37	competition	competition	NOUN
easat-3648	107	38	.	.	PUNCT
easat-3648	108	1	in	in	ADP
easat-3648	108	2	contrast	contrast	NOUN
easat-3648	108	3	,	,	PUNCT
easat-3648	108	4	capital	capital	NOUN
easat-3648	108	5	-	-	PUNCT
easat-3648	108	6	related	relate	VERB
easat-3648	108	7	mpis	mpis	ADJ
easat-3648	108	8	(	(	PUNCT
easat-3648	108	9	such	such	ADJ
easat-3648	108	10	as	as	ADP
easat-3648	108	11	dynamic	dynamic	ADJ
easat-3648	108	12	credit	credit	NOUN
easat-3648	108	13	loss	loss	NOUN
easat-3648	108	14	provisions	provision	NOUN
easat-3648	108	15	and	and	CCONJ
easat-3648	108	16	additional	additional	ADJ
easat-3648	108	17	capital	capital	NOUN
easat-3648	108	18	requirements	requirement	NOUN
easat-3648	108	19	for	for	ADP
easat-3648	108	20	systemically	systemically	ADV
easat-3648	108	21	important	important	ADJ
easat-3648	108	22	banks	bank	NOUN
easat-3648	108	23	)	)	PUNCT
easat-3648	108	24	and	and	CCONJ
easat-3648	108	25	taxation	taxation	NOUN
easat-3648	108	26	policies	policy	NOUN
easat-3648	108	27	reduced	reduce	VERB
easat-3648	108	28	competition	competition	NOUN
easat-3648	108	29	.	.	PUNCT
easat-3648	109	1	the	the	DET
easat-3648	109	2	degree	degree	NOUN
easat-3648	109	3	to	to	PART
easat-3648	109	4	which	which	PRON
easat-3648	109	5	legal	legal	ADJ
easat-3648	109	6	and	and	CCONJ
easat-3648	109	7	regulatory	regulatory	ADJ
easat-3648	109	8	constraints	constraint	NOUN
easat-3648	109	9	on	on	ADP
easat-3648	109	10	market	market	NOUN
easat-3648	109	11	entry	entry	NOUN
easat-3648	109	12	and	and	CCONJ
easat-3648	109	13	bank	bank	NOUN
easat-3648	109	14	activities	activity	NOUN
easat-3648	109	15	were	be	AUX
easat-3648	109	16	tightened	tighten	VERB
easat-3648	109	17	also	also	ADV
easat-3648	109	18	influenced	influence	VERB
easat-3648	109	19	the	the	DET
easat-3648	109	20	overall	overall	ADJ
easat-3648	109	21	impact	impact	NOUN
easat-3648	109	22	of	of	ADP
easat-3648	109	23	mpis	mpis	ADJ
easat-3648	109	24	on	on	ADP
easat-3648	109	25	competition	competition	NOUN
easat-3648	109	26	.	.	PUNCT
easat-3648	110	1	based	base	VERB
easat-3648	110	2	on	on	ADP
easat-3648	110	3	quantitative	quantitative	ADJ
easat-3648	110	4	analysis	analysis	NOUN
easat-3648	110	5	,	,	PUNCT
easat-3648	110	6	gonzález	gonzález	PROPN
easat-3648	110	7	concluded	conclude	VERB
easat-3648	110	8	that	that	SCONJ
easat-3648	110	9	the	the	DET
easat-3648	110	10	effects	effect	NOUN
easat-3648	110	11	of	of	ADP
easat-3648	110	12	mpis	mpis	ADJ
easat-3648	110	13	on	on	ADP
easat-3648	110	14	bank	bank	NOUN
easat-3648	110	15	competition	competition	NOUN
easat-3648	110	16	depend	depend	VERB
easat-3648	110	17	on	on	ADP
easat-3648	110	18	the	the	DET
easat-3648	110	19	specific	specific	ADJ
easat-3648	110	20	instruments	instrument	NOUN
easat-3648	110	21	and	and	CCONJ
easat-3648	110	22	regulatory	regulatory	ADJ
easat-3648	110	23	context	context	NOUN
easat-3648	110	24	within	within	ADP
easat-3648	110	25	each	each	DET
easat-3648	110	26	country	country	NOUN
easat-3648	110	27	.	.	PUNCT
easat-3648	111	1	finally	finally	ADV
easat-3648	111	2	,	,	PUNCT
easat-3648	111	3	the	the	DET
easat-3648	111	4	study	study	NOUN
easat-3648	111	5	by	by	ADP
easat-3648	111	6	(	(	PUNCT
easat-3648	111	7	ofori	ofori	ADV
easat-3648	111	8	-	-	PUNCT
easat-3648	111	9	sasu	sasu	ADJ
easat-3648	111	10	,	,	PUNCT
easat-3648	111	11	agbloyor	agbloyor	ADJ
easat-3648	111	12	,	,	PUNCT
easat-3648	111	13	sarpong	sarpong	NOUN
easat-3648	111	14	-	-	PUNCT
easat-3648	111	15	kumankoma	kumankoma	NOUN
easat-3648	111	16	,	,	PUNCT
easat-3648	111	17	&	&	CCONJ
easat-3648	111	18	abor	abor	PROPN
easat-3648	111	19	,	,	PUNCT
easat-3648	111	20	2023	2023	NUM
easat-3648	111	21	)	)	PUNCT
easat-3648	111	22	explored	explore	VERB
easat-3648	111	23	the	the	DET
easat-3648	111	24	potential	potential	NOUN
easat-3648	111	25	for	for	SCONJ
easat-3648	111	26	central	central	ADJ
easat-3648	111	27	banks	bank	NOUN
easat-3648	111	28	to	to	PART
easat-3648	111	29	use	use	VERB
easat-3648	111	30	mpis	mpis	ADJ
easat-3648	111	31	to	to	PART
easat-3648	111	32	influence	influence	VERB
easat-3648	111	33	competition	competition	NOUN
easat-3648	111	34	in	in	ADP
easat-3648	111	35	the	the	DET
easat-3648	111	36	banking	banking	NOUN
easat-3648	111	37	system	system	NOUN
easat-3648	111	38	across	across	ADP
easat-3648	111	39	52	52	NUM
easat-3648	111	40	african	african	ADJ
easat-3648	111	41	countries	country	NOUN
easat-3648	111	42	.	.	PUNCT
easat-3648	112	1	using	use	VERB
easat-3648	112	2	data	datum	NOUN
easat-3648	112	3	from	from	ADP
easat-3648	112	4	2006	2006	NUM
easat-3648	112	5	to	to	ADP
easat-3648	112	6	2020	2020	NUM
easat-3648	112	7	,	,	PUNCT
easat-3648	112	8	the	the	DET
easat-3648	112	9	authors	author	NOUN
easat-3648	112	10	constructed	construct	VERB
easat-3648	112	11	measures	measure	NOUN
easat-3648	112	12	of	of	ADP
easat-3648	112	13	market	market	NOUN
easat-3648	112	14	power	power	NOUN
easat-3648	112	15	,	,	PUNCT
easat-3648	112	16	monetary	monetary	ADJ
easat-3648	112	17	policy	policy	NOUN
easat-3648	112	18	,	,	PUNCT
easat-3648	112	19	and	and	CCONJ
easat-3648	112	20	mpis	mpis	ADJ
easat-3648	112	21	.	.	PUNCT
easat-3648	113	1	their	their	PRON
easat-3648	113	2	quantitative	quantitative	ADJ
easat-3648	113	3	results	result	NOUN
easat-3648	113	4	indicated	indicate	VERB
easat-3648	113	5	that	that	SCONJ
easat-3648	113	6	tightening	tighten	VERB
easat-3648	113	7	both	both	CCONJ
easat-3648	113	8	monetary	monetary	ADJ
easat-3648	113	9	and	and	CCONJ
easat-3648	113	10	macroprudential	macroprudential	ADJ
easat-3648	113	11	policies	policy	NOUN
easat-3648	113	12	increased	increase	VERB
easat-3648	113	13	banks	bank	NOUN
easat-3648	113	14	'	'	PART
easat-3648	113	15	market	market	NOUN
easat-3648	113	16	power	power	NOUN
easat-3648	113	17	,	,	PUNCT
easat-3648	113	18	effectively	effectively	ADV
easat-3648	113	19	reducing	reduce	VERB
easat-3648	113	20	competition	competition	NOUN
easat-3648	113	21	in	in	ADP
easat-3648	113	22	the	the	DET
easat-3648	113	23	banking	banking	NOUN
easat-3648	113	24	system	system	NOUN
easat-3648	113	25	.	.	PUNCT
easat-3648	114	1	this	this	DET
easat-3648	114	2	body	body	NOUN
easat-3648	114	3	of	of	ADP
easat-3648	114	4	research	research	NOUN
easat-3648	114	5	highlights	highlight	NOUN
easat-3648	114	6	the	the	DET
easat-3648	114	7	complex	complex	ADJ
easat-3648	114	8	and	and	CCONJ
easat-3648	114	9	often	often	ADV
easat-3648	114	10	contradictory	contradictory	ADJ
easat-3648	114	11	effects	effect	NOUN
easat-3648	114	12	of	of	ADP
easat-3648	114	13	mpis	mpis	ADJ
easat-3648	114	14	on	on	ADP
easat-3648	114	15	bank	bank	NOUN
easat-3648	114	16	competition	competition	NOUN
easat-3648	114	17	,	,	PUNCT
easat-3648	114	18	with	with	ADP
easat-3648	114	19	outcomes	outcome	NOUN
easat-3648	114	20	varying	vary	VERB
easat-3648	114	21	based	base	VERB
easat-3648	114	22	on	on	ADP
easat-3648	114	23	the	the	DET
easat-3648	114	24	specific	specific	ADJ
easat-3648	114	25	instruments	instrument	NOUN
easat-3648	114	26	used	use	VERB
easat-3648	114	27	,	,	PUNCT
easat-3648	114	28	the	the	DET
easat-3648	114	29	regulatory	regulatory	ADJ
easat-3648	114	30	environment	environment	NOUN
easat-3648	114	31	,	,	PUNCT
easat-3648	114	32	and	and	CCONJ
easat-3648	114	33	regional	regional	ADJ
easat-3648	114	34	differences	difference	NOUN
easat-3648	114	35	.	.	PUNCT
easat-3648	115	1	in	in	ADP
easat-3648	115	2	vietnam	vietnam	PROPN
easat-3648	115	3	,	,	PUNCT
easat-3648	115	4	there	there	PRON
easat-3648	115	5	has	have	AUX
easat-3648	115	6	been	be	AUX
easat-3648	115	7	limited	limit	VERB
easat-3648	115	8	quantitative	quantitative	ADJ
easat-3648	115	9	research	research	NOUN
easat-3648	115	10	on	on	ADP
easat-3648	115	11	the	the	DET
easat-3648	115	12	effectiveness	effectiveness	NOUN
easat-3648	115	13	and	and	CCONJ
easat-3648	115	14	impact	impact	NOUN
easat-3648	115	15	of	of	ADP
easat-3648	115	16	7625	7625	NUM
easat-3648	115	17	edelweiss	edelweiss	PROPN
easat-3648	115	18	applied	apply	VERB
easat-3648	115	19	science	science	NOUN
easat-3648	115	20	and	and	CCONJ
easat-3648	115	21	technology	technology	NOUN
easat-3648	115	22	issn	issn	PROPN
easat-3648	115	23	:	:	PUNCT
easat-3648	115	24	2576	2576	NUM
easat-3648	115	25	-	-	SYM
easat-3648	115	26	8484	8484	NUM
easat-3648	115	27	vol	vol	NOUN
easat-3648	115	28	.	.	PROPN
easat-3648	115	29	8	8	NUM
easat-3648	115	30	,	,	PUNCT
easat-3648	115	31	no	no	INTJ
easat-3648	115	32	.	.	NOUN
easat-3648	116	1	6	6	NUM
easat-3648	116	2	:	:	SYM
easat-3648	116	3	7621	7621	NUM
easat-3648	116	4	-	-	SYM
easat-3648	116	5	7631	7631	NUM
easat-3648	116	6	,	,	PUNCT
easat-3648	116	7	2024	2024	NUM
easat-3648	116	8	doi	doi	NOUN
easat-3648	116	9	:	:	PUNCT
easat-3648	116	10	10.55214/25768484.v8i6.3648	10.55214/25768484.v8i6.3648	NUM
easat-3648	116	11	©	©	PROPN
easat-3648	116	12	2024	2024	NUM
easat-3648	116	13	by	by	ADP
easat-3648	116	14	the	the	DET
easat-3648	116	15	authors	author	NOUN
easat-3648	116	16	;	;	PUNCT
easat-3648	116	17	licensee	licensee	PROPN
easat-3648	116	18	learning	learning	NOUN
easat-3648	116	19	gate	gate	VERB
easat-3648	116	20	macroprudential	macroprudential	ADJ
easat-3648	116	21	policy	policy	NOUN
easat-3648	116	22	.	.	PUNCT
easat-3648	117	1	the	the	DET
easat-3648	117	2	study	study	NOUN
easat-3648	117	3	by	by	ADP
easat-3648	117	4	(	(	PUNCT
easat-3648	117	5	phạm	phạm	NOUN
easat-3648	117	6	,	,	PUNCT
easat-3648	117	7	2019	2019	NUM
easat-3648	117	8	)	)	PUNCT
easat-3648	117	9	employed	employ	VERB
easat-3648	117	10	a	a	DET
easat-3648	117	11	quantitative	quantitative	ADJ
easat-3648	117	12	time	time	NOUN
easat-3648	117	13	series	series	PROPN
easat-3648	117	14	model	model	PROPN
easat-3648	117	15	for	for	ADP
easat-3648	117	16	vietnam	vietnam	PROPN
easat-3648	117	17	and	and	CCONJ
easat-3648	117	18	a	a	DET
easat-3648	117	19	panel	panel	NOUN
easat-3648	117	20	data	datum	NOUN
easat-3648	117	21	model	model	NOUN
easat-3648	117	22	for	for	ADP
easat-3648	117	23	a	a	DET
easat-3648	117	24	group	group	NOUN
easat-3648	117	25	of	of	ADP
easat-3648	117	26	emerging	emerge	VERB
easat-3648	117	27	and	and	CCONJ
easat-3648	117	28	developed	developed	ADJ
easat-3648	117	29	countries	country	NOUN
easat-3648	117	30	in	in	ADP
easat-3648	117	31	asia	asia	PROPN
easat-3648	117	32	,	,	PUNCT
easat-3648	117	33	including	include	VERB
easat-3648	117	34	vietnam	vietnam	PROPN
easat-3648	117	35	,	,	PUNCT
easat-3648	117	36	to	to	PART
easat-3648	117	37	assess	assess	VERB
easat-3648	117	38	the	the	DET
easat-3648	117	39	effectiveness	effectiveness	NOUN
easat-3648	117	40	of	of	ADP
easat-3648	117	41	macroprudential	macroprudential	ADJ
easat-3648	117	42	policy	policy	NOUN
easat-3648	117	43	in	in	ADP
easat-3648	117	44	the	the	DET
easat-3648	117	45	country	country	NOUN
easat-3648	117	46	.	.	PUNCT
easat-3648	118	1	this	this	PRON
easat-3648	118	2	can	can	AUX
easat-3648	118	3	be	be	AUX
easat-3648	118	4	considered	consider	VERB
easat-3648	118	5	one	one	NUM
easat-3648	118	6	of	of	ADP
easat-3648	118	7	the	the	DET
easat-3648	118	8	first	first	ADJ
easat-3648	118	9	quantitative	quantitative	ADJ
easat-3648	118	10	studies	study	NOUN
easat-3648	118	11	on	on	ADP
easat-3648	118	12	the	the	DET
easat-3648	118	13	effectiveness	effectiveness	NOUN
easat-3648	118	14	of	of	ADP
easat-3648	118	15	macroprudential	macroprudential	ADJ
easat-3648	118	16	policy	policy	NOUN
easat-3648	118	17	in	in	ADP
easat-3648	118	18	vietnam	vietnam	PROPN
easat-3648	118	19	.	.	PUNCT
easat-3648	119	1	however	however	ADV
easat-3648	119	2	,	,	PUNCT
easat-3648	119	3	the	the	DET
easat-3648	119	4	study	study	NOUN
easat-3648	119	5	focused	focus	VERB
easat-3648	119	6	on	on	ADP
easat-3648	119	7	evaluating	evaluate	VERB
easat-3648	119	8	the	the	DET
easat-3648	119	9	impact	impact	NOUN
easat-3648	119	10	of	of	ADP
easat-3648	119	11	macroprudential	macroprudential	ADJ
easat-3648	119	12	policy	policy	NOUN
easat-3648	119	13	on	on	ADP
easat-3648	119	14	credit	credit	NOUN
easat-3648	119	15	growth	growth	NOUN
easat-3648	119	16	,	,	PUNCT
easat-3648	119	17	real	real	ADJ
easat-3648	119	18	estate	estate	NOUN
easat-3648	119	19	prices	price	NOUN
easat-3648	119	20	,	,	PUNCT
easat-3648	119	21	and	and	CCONJ
easat-3648	119	22	the	the	DET
easat-3648	119	23	stabilization	stabilization	NOUN
easat-3648	119	24	of	of	ADP
easat-3648	119	25	the	the	DET
easat-3648	119	26	foreign	foreign	ADJ
easat-3648	119	27	exchange	exchange	NOUN
easat-3648	119	28	market	market	NOUN
easat-3648	119	29	.	.	PUNCT
easat-3648	120	1	(	(	PUNCT
easat-3648	120	2	nguyễn	nguyễn	ADJ
easat-3648	120	3	,	,	PUNCT
easat-3648	120	4	2019	2019	NUM
easat-3648	120	5	)	)	PUNCT
easat-3648	120	6	provided	provide	VERB
easat-3648	120	7	a	a	DET
easat-3648	120	8	comprehensive	comprehensive	ADJ
easat-3648	120	9	examination	examination	NOUN
easat-3648	120	10	of	of	ADP
easat-3648	120	11	macroprudential	macroprudential	ADJ
easat-3648	120	12	policy	policy	NOUN
easat-3648	120	13	in	in	ADP
easat-3648	120	14	vietnam	vietnam	PROPN
easat-3648	120	15	,	,	PUNCT
easat-3648	120	16	covering	cover	VERB
easat-3648	120	17	the	the	DET
easat-3648	120	18	current	current	ADJ
easat-3648	120	19	state	state	NOUN
easat-3648	120	20	of	of	ADP
easat-3648	120	21	policy	policy	NOUN
easat-3648	120	22	,	,	PUNCT
easat-3648	120	23	the	the	DET
easat-3648	120	24	assessment	assessment	NOUN
easat-3648	120	25	of	of	ADP
easat-3648	120	26	macroprudential	macroprudential	ADJ
easat-3648	120	27	tools	tool	NOUN
easat-3648	120	28	'	'	PART
easat-3648	120	29	effectiveness	effectiveness	NOUN
easat-3648	120	30	,	,	PUNCT
easat-3648	120	31	and	and	CCONJ
easat-3648	120	32	policy	policy	NOUN
easat-3648	120	33	enforcement	enforcement	NOUN
easat-3648	120	34	.	.	PUNCT
easat-3648	121	1	however	however	ADV
easat-3648	121	2	,	,	PUNCT
easat-3648	121	3	the	the	DET
easat-3648	121	4	dissertation	dissertation	NOUN
easat-3648	121	5	only	only	ADV
easat-3648	121	6	evaluated	evaluate	VERB
easat-3648	121	7	the	the	DET
easat-3648	121	8	effectiveness	effectiveness	NOUN
easat-3648	121	9	of	of	ADP
easat-3648	121	10	these	these	DET
easat-3648	121	11	tools	tool	NOUN
easat-3648	121	12	on	on	ADP
easat-3648	121	13	the	the	DET
easat-3648	121	14	intermediate	intermediate	ADJ
easat-3648	121	15	target	target	NOUN
easat-3648	121	16	of	of	ADP
easat-3648	121	17	credit	credit	NOUN
easat-3648	121	18	growth	growth	NOUN
easat-3648	121	19	.	.	PUNCT
easat-3648	122	1	as	as	ADP
easat-3648	122	2	such	such	ADJ
easat-3648	122	3	,	,	PUNCT
easat-3648	122	4	there	there	PRON
easat-3648	122	5	has	have	VERB
easat-3648	122	6	yet	yet	ADV
easat-3648	122	7	to	to	PART
easat-3648	122	8	be	be	AUX
easat-3648	122	9	any	any	DET
easat-3648	122	10	study	study	NOUN
easat-3648	122	11	in	in	ADP
easat-3648	122	12	vietnam	vietnam	PROPN
easat-3648	122	13	that	that	PRON
easat-3648	122	14	examines	examine	VERB
easat-3648	122	15	the	the	DET
easat-3648	122	16	impact	impact	NOUN
easat-3648	122	17	of	of	ADP
easat-3648	122	18	macroprudential	macroprudential	ADJ
easat-3648	122	19	intrusment	intrusment	NOUN
easat-3648	122	20	on	on	ADP
easat-3648	122	21	the	the	DET
easat-3648	122	22	vietnambank	vietnambank	NOUN
easat-3648	122	23	competition	competition	NOUN
easat-3648	122	24	.	.	PUNCT
easat-3648	123	1	this	this	PRON
easat-3648	123	2	is	be	AUX
easat-3648	123	3	a	a	DET
easat-3648	123	4	research	research	NOUN
easat-3648	123	5	gap	gap	NOUN
easat-3648	123	6	that	that	PRON
easat-3648	123	7	the	the	DET
easat-3648	123	8	authors	author	NOUN
easat-3648	123	9	aim	aim	VERB
easat-3648	123	10	to	to	PART
easat-3648	123	11	address	address	VERB
easat-3648	123	12	,	,	PUNCT
easat-3648	123	13	in	in	ADP
easat-3648	123	14	order	order	NOUN
easat-3648	123	15	to	to	PART
easat-3648	123	16	provide	provide	VERB
easat-3648	123	17	a	a	DET
easat-3648	123	18	basis	basis	NOUN
easat-3648	123	19	for	for	ADP
easat-3648	123	20	recommendations	recommendation	NOUN
easat-3648	123	21	in	in	ADP
easat-3648	123	22	the	the	DET
easat-3648	123	23	management	management	NOUN
easat-3648	123	24	of	of	ADP
easat-3648	123	25	macroprudential	macroprudential	ADJ
easat-3648	123	26	policy	policy	NOUN
easat-3648	123	27	by	by	ADP
easat-3648	123	28	supervisory	supervisory	ADJ
easat-3648	123	29	authorities	authority	NOUN
easat-3648	123	30	.	.	PUNCT
easat-3648	124	1	3	3	X
easat-3648	124	2	.	.	X
easat-3648	124	3	variables	variable	NOUN
easat-3648	124	4	and	and	CCONJ
easat-3648	124	5	data	datum	NOUN
easat-3648	124	6	3.1	3.1	NUM
easat-3648	124	7	.	.	PUNCT
easat-3648	125	1	variables	variable	NOUN
easat-3648	125	2	and	and	CCONJ
easat-3648	125	3	hypothesis	hypothesis	NOUN
easat-3648	125	4	3.1.1	3.1.1	NUM
easat-3648	125	5	.	.	PUNCT
easat-3648	126	1	dependent	dependent	ADJ
easat-3648	126	2	variables	variable	NOUN
easat-3648	126	3	bank	bank	NOUN
easat-3648	126	4	competition	competition	NOUN
easat-3648	126	5	in	in	ADP
easat-3648	126	6	this	this	DET
easat-3648	126	7	study	study	NOUN
easat-3648	126	8	,	,	PUNCT
easat-3648	126	9	the	the	DET
easat-3648	126	10	authors	author	NOUN
easat-3648	126	11	employ	employ	VERB
easat-3648	126	12	a	a	DET
easat-3648	126	13	non	non	ADJ
easat-3648	126	14	-	-	ADJ
easat-3648	126	15	structural	structural	ADJ
easat-3648	126	16	approach	approach	NOUN
easat-3648	126	17	to	to	PART
easat-3648	126	18	measure	measure	VERB
easat-3648	126	19	the	the	DET
easat-3648	126	20	level	level	NOUN
easat-3648	126	21	of	of	ADP
easat-3648	126	22	competition	competition	NOUN
easat-3648	126	23	among	among	ADP
easat-3648	126	24	banks	bank	NOUN
easat-3648	126	25	.	.	PUNCT
easat-3648	127	1	according	accord	VERB
easat-3648	127	2	to	to	ADP
easat-3648	127	3	the	the	DET
easat-3648	127	4	efficient	efficient	ADJ
easat-3648	127	5	structure	structure	NOUN
easat-3648	127	6	hypothesis	hypothesis	NOUN
easat-3648	127	7	(	(	PUNCT
easat-3648	127	8	esh	esh	PROPN
easat-3648	127	9	)	)	PUNCT
easat-3648	127	10	,	,	PUNCT
easat-3648	127	11	the	the	DET
easat-3648	127	12	primary	primary	ADJ
easat-3648	127	13	impact	impact	NOUN
easat-3648	127	14	of	of	ADP
easat-3648	127	15	market	market	NOUN
easat-3648	127	16	power	power	NOUN
easat-3648	127	17	is	be	AUX
easat-3648	127	18	not	not	PART
easat-3648	127	19	necessarily	necessarily	ADV
easat-3648	127	20	higher	high	ADJ
easat-3648	127	21	profits	profit	NOUN
easat-3648	127	22	,	,	PUNCT
easat-3648	127	23	but	but	CCONJ
easat-3648	127	24	rather	rather	ADV
easat-3648	127	25	the	the	DET
easat-3648	127	26	operational	operational	ADJ
easat-3648	127	27	efficiency	efficiency	NOUN
easat-3648	127	28	achieved	achieve	VERB
easat-3648	127	29	through	through	ADP
easat-3648	127	30	market	market	NOUN
easat-3648	127	31	concentration	concentration	NOUN
easat-3648	127	32	(	(	PUNCT
easat-3648	127	33	clark	clark	NOUN
easat-3648	127	34	,	,	PUNCT
easat-3648	127	35	radić	radić	NOUN
easat-3648	127	36	,	,	PUNCT
easat-3648	127	37	&	&	CCONJ
easat-3648	127	38	sharipova	sharipova	PROPN
easat-3648	127	39	,	,	PUNCT
easat-3648	127	40	2018	2018	NUM
easat-3648	127	41	)	)	PUNCT
easat-3648	127	42	.	.	PUNCT
easat-3648	128	1	this	this	DET
easat-3648	128	2	non	non	ADJ
easat-3648	128	3	-	-	ADJ
easat-3648	128	4	structural	structural	ADJ
easat-3648	128	5	approach	approach	NOUN
easat-3648	128	6	examines	examine	VERB
easat-3648	128	7	how	how	SCONJ
easat-3648	128	8	changes	change	NOUN
easat-3648	128	9	in	in	ADP
easat-3648	128	10	output	output	NOUN
easat-3648	128	11	factors	factor	NOUN
easat-3648	128	12	respond	respond	VERB
easat-3648	128	13	to	to	ADP
easat-3648	128	14	changes	change	NOUN
easat-3648	128	15	in	in	ADP
easat-3648	128	16	input	input	NOUN
easat-3648	128	17	factors	factor	NOUN
easat-3648	128	18	,	,	PUNCT
easat-3648	128	19	using	use	VERB
easat-3648	128	20	these	these	DET
easat-3648	128	21	measures	measure	NOUN
easat-3648	128	22	to	to	PART
easat-3648	128	23	determine	determine	VERB
easat-3648	128	24	whether	whether	SCONJ
easat-3648	128	25	a	a	DET
easat-3648	128	26	bank	bank	NOUN
easat-3648	128	27	possesses	possess	VERB
easat-3648	128	28	competitive	competitive	ADJ
easat-3648	128	29	strength	strength	NOUN
easat-3648	128	30	.	.	PUNCT
easat-3648	129	1	the	the	DET
easat-3648	129	2	most	most	ADV
easat-3648	129	3	commonly	commonly	ADV
easat-3648	129	4	applied	apply	VERB
easat-3648	129	5	measures	measure	NOUN
easat-3648	129	6	in	in	ADP
easat-3648	129	7	the	the	DET
easat-3648	129	8	non	non	ADJ
easat-3648	129	9	-	-	ADJ
easat-3648	129	10	structural	structural	ADJ
easat-3648	129	11	approach	approach	NOUN
easat-3648	129	12	include	include	VERB
easat-3648	129	13	the	the	DET
easat-3648	129	14	h	h	NOUN
easat-3648	129	15	-	-	PUNCT
easat-3648	129	16	index	index	NOUN
easat-3648	129	17	,	,	PUNCT
easat-3648	129	18	the	the	DET
easat-3648	129	19	lerner	lerner	PROPN
easat-3648	129	20	index	index	PROPN
easat-3648	129	21	,	,	PUNCT
easat-3648	129	22	and	and	CCONJ
easat-3648	129	23	more	more	ADV
easat-3648	129	24	recently	recently	ADV
easat-3648	129	25	,	,	PUNCT
easat-3648	129	26	the	the	DET
easat-3648	129	27	boone	boone	PROPN
easat-3648	129	28	indicator	indicator	PROPN
easat-3648	129	29	(	(	PUNCT
easat-3648	129	30	arrawatia	arrawatia	PROPN
easat-3648	129	31	,	,	PUNCT
easat-3648	129	32	misra	misra	ADJ
easat-3648	129	33	,	,	PUNCT
easat-3648	129	34	dawar	dawar	NOUN
easat-3648	129	35	,	,	PUNCT
easat-3648	129	36	&	&	CCONJ
easat-3648	129	37	maitra	maitra	PROPN
easat-3648	129	38	,	,	PUNCT
easat-3648	129	39	2019	2019	NUM
easat-3648	129	40	)	)	PUNCT
easat-3648	129	41	.	.	PUNCT
easat-3648	130	1	the	the	DET
easat-3648	130	2	lerner	lerner	PROPN
easat-3648	130	3	index	index	PROPN
easat-3648	130	4	determines	determine	VERB
easat-3648	130	5	the	the	DET
easat-3648	130	6	markup	markup	NOUN
easat-3648	130	7	of	of	ADP
easat-3648	130	8	a	a	DET
easat-3648	130	9	bank	bank	NOUN
easat-3648	130	10	’s	’s	PART
easat-3648	130	11	price	price	NOUN
easat-3648	130	12	over	over	ADP
easat-3648	130	13	its	its	PRON
easat-3648	130	14	marginal	marginal	ADJ
easat-3648	130	15	cost	cost	NOUN
easat-3648	130	16	,	,	PUNCT
easat-3648	130	17	while	while	SCONJ
easat-3648	130	18	the	the	DET
easat-3648	130	19	boone	boone	PROPN
easat-3648	130	20	indicator	indicator	NOUN
easat-3648	130	21	also	also	ADV
easat-3648	130	22	assesses	assess	VERB
easat-3648	130	23	market	market	NOUN
easat-3648	130	24	power	power	NOUN
easat-3648	130	25	by	by	ADP
easat-3648	130	26	measuring	measure	VERB
easat-3648	130	27	the	the	DET
easat-3648	130	28	elasticity	elasticity	NOUN
easat-3648	130	29	of	of	ADP
easat-3648	130	30	profits	profit	NOUN
easat-3648	130	31	(	(	PUNCT
easat-3648	130	32	or	or	CCONJ
easat-3648	130	33	market	market	NOUN
easat-3648	130	34	share	share	NOUN
easat-3648	130	35	)	)	PUNCT
easat-3648	130	36	with	with	ADP
easat-3648	130	37	respect	respect	NOUN
easat-3648	130	38	to	to	ADP
easat-3648	130	39	marginal	marginal	ADJ
easat-3648	130	40	costs	cost	NOUN
easat-3648	130	41	.	.	PUNCT
easat-3648	131	1	among	among	ADP
easat-3648	131	2	these	these	PRON
easat-3648	131	3	,	,	PUNCT
easat-3648	131	4	the	the	DET
easat-3648	131	5	authors	author	NOUN
easat-3648	131	6	use	use	VERB
easat-3648	131	7	the	the	DET
easat-3648	131	8	lerner	lerner	PROPN
easat-3648	131	9	index	index	PROPN
easat-3648	131	10	to	to	PART
easat-3648	131	11	measure	measure	VERB
easat-3648	131	12	the	the	DET
easat-3648	131	13	level	level	NOUN
easat-3648	131	14	of	of	ADP
easat-3648	131	15	competition	competition	NOUN
easat-3648	131	16	,	,	PUNCT
easat-3648	131	17	which	which	PRON
easat-3648	131	18	is	be	AUX
easat-3648	131	19	calculated	calculate	VERB
easat-3648	131	20	as	as	ADP
easat-3648	131	21	:	:	PUNCT
easat-3648	131	22	𝐿𝑒𝑟𝑛𝑒𝑟𝑖𝑡	𝐿𝑒𝑟𝑛𝑒𝑟𝑖𝑡	PROPN
easat-3648	131	23	=	=	SYM
easat-3648	131	24	𝑃𝑖𝑡	𝑃𝑖𝑡	PROPN
easat-3648	131	25	−	−	PROPN
easat-3648	131	26	𝑀𝐶𝑖𝑡	𝑀𝐶𝑖𝑡	PROPN
easat-3648	131	27	𝑃𝑖𝑡	𝑃𝑖𝑡	PROPN
easat-3648	131	28	where	where	SCONJ
easat-3648	131	29	𝑀𝐶𝑖𝑡	𝑀𝐶𝑖𝑡	PROPN
easat-3648	131	30	is	be	AUX
easat-3648	131	31	the	the	DET
easat-3648	131	32	long	long	ADJ
easat-3648	131	33	-	-	PUNCT
easat-3648	131	34	term	term	NOUN
easat-3648	131	35	marginal	marginal	ADJ
easat-3648	131	36	cost	cost	NOUN
easat-3648	131	37	of	of	ADP
easat-3648	131	38	bank	bank	NOUN
easat-3648	131	39	i	i	PRON
easat-3648	131	40	at	at	ADP
easat-3648	131	41	time	time	NOUN
easat-3648	131	42	t	t	PROPN
easat-3648	131	43	,	,	PUNCT
easat-3648	131	44	and	and	CCONJ
easat-3648	131	45	𝑃𝑖𝑡	𝑃𝑖𝑡	PROPN
easat-3648	131	46	is	be	AUX
easat-3648	131	47	the	the	DET
easat-3648	131	48	output	output	NOUN
easat-3648	131	49	price	price	NOUN
easat-3648	131	50	of	of	ADP
easat-3648	131	51	bank	bank	PROPN
easat-3648	131	52	i	i	PROPN
easat-3648	131	53	,	,	PUNCT
easat-3648	131	54	calculated	calculate	VERB
easat-3648	131	55	as	as	ADP
easat-3648	131	56	revenue	revenue	NOUN
easat-3648	131	57	divided	divide	VERB
easat-3648	131	58	by	by	ADP
easat-3648	131	59	total	total	ADJ
easat-3648	131	60	assets	asset	NOUN
easat-3648	131	61	.	.	PUNCT
easat-3648	132	1	the	the	DET
easat-3648	132	2	value	value	NOUN
easat-3648	132	3	of	of	ADP
easat-3648	132	4	the	the	DET
easat-3648	132	5	lerner	lerner	PROPN
easat-3648	132	6	index	index	PROPN
easat-3648	132	7	ranges	range	VERB
easat-3648	132	8	from	from	ADP
easat-3648	132	9	0	0	NUM
easat-3648	132	10	to	to	ADP
easat-3648	132	11	1	1	NUM
easat-3648	132	12	.	.	PUNCT
easat-3648	133	1	the	the	DET
easat-3648	133	2	authors	author	NOUN
easat-3648	133	3	estimate	estimate	VERB
easat-3648	133	4	the	the	DET
easat-3648	133	5	marginal	marginal	ADJ
easat-3648	133	6	cost	cost	NOUN
easat-3648	133	7	(	(	PUNCT
easat-3648	133	8	mc	mc	NOUN
easat-3648	133	9	)	)	PUNCT
easat-3648	133	10	by	by	ADP
easat-3648	133	11	differentiating	differentiate	VERB
easat-3648	133	12	the	the	DET
easat-3648	133	13	total	total	ADJ
easat-3648	133	14	cost	cost	NOUN
easat-3648	133	15	(	(	PUNCT
easat-3648	133	16	tc	tc	NOUN
easat-3648	133	17	)	)	PUNCT
easat-3648	133	18	with	with	ADP
easat-3648	133	19	respect	respect	NOUN
easat-3648	133	20	to	to	ADP
easat-3648	133	21	output	output	NOUN
easat-3648	133	22	(	(	PUNCT
easat-3648	133	23	ta	ta	NOUN
easat-3648	133	24	)	)	PUNCT
easat-3648	133	25	.	.	PUNCT
easat-3648	134	1	the	the	DET
easat-3648	134	2	estimation	estimation	NOUN
easat-3648	134	3	equation	equation	NOUN
easat-3648	134	4	follows	follow	VERB
easat-3648	134	5	the	the	DET
easat-3648	134	6	methodology	methodology	NOUN
easat-3648	134	7	of	of	ADP
easat-3648	134	8	silva	silva	NOUN
easat-3648	134	9	-	-	PUNCT
easat-3648	134	10	buston	buston	NOUN
easat-3648	134	11	(	(	PUNCT
easat-3648	134	12	2019	2019	NUM
easat-3648	134	13	)	)	PUNCT
easat-3648	134	14	.	.	PUNCT
easat-3648	135	1	the	the	DET
easat-3648	135	2	lerner	lerner	PROPN
easat-3648	135	3	index	index	PROPN
easat-3648	135	4	measures	measure	VERB
easat-3648	135	5	market	market	NOUN
easat-3648	135	6	power	power	NOUN
easat-3648	135	7	or	or	CCONJ
easat-3648	135	8	the	the	DET
easat-3648	135	9	level	level	NOUN
easat-3648	135	10	of	of	ADP
easat-3648	135	11	competition	competition	NOUN
easat-3648	135	12	of	of	ADP
easat-3648	135	13	a	a	DET
easat-3648	135	14	business	business	NOUN
easat-3648	135	15	.	.	PUNCT
easat-3648	136	1	when	when	SCONJ
easat-3648	136	2	the	the	DET
easat-3648	136	3	lerner	lerner	PROPN
easat-3648	136	4	index	index	NOUN
easat-3648	136	5	increases	increase	NOUN
easat-3648	136	6	,	,	PUNCT
easat-3648	136	7	it	it	PRON
easat-3648	136	8	indicates	indicate	VERB
easat-3648	136	9	that	that	SCONJ
easat-3648	136	10	banks	bank	NOUN
easat-3648	136	11	have	have	VERB
easat-3648	136	12	greater	great	ADJ
easat-3648	136	13	market	market	NOUN
easat-3648	136	14	power	power	NOUN
easat-3648	136	15	,	,	PUNCT
easat-3648	136	16	which	which	PRON
easat-3648	136	17	corresponds	correspond	VERB
easat-3648	136	18	to	to	ADP
easat-3648	136	19	a	a	DET
easat-3648	136	20	decrease	decrease	NOUN
easat-3648	136	21	in	in	ADP
easat-3648	136	22	competition	competition	NOUN
easat-3648	136	23	.	.	PUNCT
easat-3648	137	1	3.1.2	3.1.2	X
easat-3648	137	2	.	.	PUNCT
easat-3648	137	3	macroprudential	macroprudential	ADJ
easat-3648	137	4	policies	policy	NOUN
easat-3648	137	5	in	in	ADP
easat-3648	137	6	vietnam	vietnam	PROPN
easat-3648	137	7	,	,	PUNCT
easat-3648	137	8	during	during	ADP
easat-3648	137	9	the	the	DET
easat-3648	137	10	research	research	NOUN
easat-3648	137	11	period	period	NOUN
easat-3648	137	12	,	,	PUNCT
easat-3648	137	13	the	the	DET
easat-3648	137	14	state	state	PROPN
easat-3648	137	15	bank	bank	PROPN
easat-3648	137	16	of	of	ADP
easat-3648	137	17	vietnam	vietnam	PROPN
easat-3648	137	18	activated	activate	VERB
easat-3648	137	19	four	four	NUM
easat-3648	137	20	groups	group	NOUN
easat-3648	137	21	of	of	ADP
easat-3648	137	22	macroprudential	macroprudential	ADJ
easat-3648	137	23	tools	tool	NOUN
easat-3648	137	24	,	,	PUNCT
easat-3648	137	25	including	include	VERB
easat-3648	137	26	those	those	PRON
easat-3648	137	27	related	relate	VERB
easat-3648	137	28	to	to	ADP
easat-3648	137	29	credit	credit	NOUN
easat-3648	137	30	,	,	PUNCT
easat-3648	137	31	capital	capital	NOUN
easat-3648	137	32	,	,	PUNCT
easat-3648	137	33	liquidity	liquidity	NOUN
easat-3648	137	34	,	,	PUNCT
easat-3648	137	35	and	and	CCONJ
easat-3648	137	36	foreign	foreign	ADJ
easat-3648	137	37	exchange	exchange	NOUN
easat-3648	137	38	.	.	PUNCT
easat-3648	138	1	the	the	DET
easat-3648	138	2	credit	credit	NOUN
easat-3648	138	3	-	-	PUNCT
easat-3648	138	4	related	relate	VERB
easat-3648	138	5	tools	tool	NOUN
easat-3648	138	6	include	include	VERB
easat-3648	138	7	the	the	DET
easat-3648	138	8	cap	cap	NOUN
easat-3648	138	9	on	on	ADP
easat-3648	138	10	credit	credit	NOUN
easat-3648	138	11	growth	growth	NOUN
easat-3648	138	12	,	,	PUNCT
easat-3648	138	13	foreign	foreign	ADJ
easat-3648	138	14	currency	currency	NOUN
easat-3648	138	15	lending	lending	NOUN
easat-3648	138	16	targets	target	NOUN
easat-3648	138	17	,	,	PUNCT
easat-3648	138	18	risk	risk	NOUN
easat-3648	138	19	weights	weight	NOUN
easat-3648	138	20	for	for	ADP
easat-3648	138	21	securities	security	NOUN
easat-3648	138	22	and	and	CCONJ
easat-3648	138	23	real	real	ADJ
easat-3648	138	24	estate	estate	NOUN
easat-3648	138	25	loans	loan	NOUN
easat-3648	138	26	,	,	PUNCT
easat-3648	138	27	and	and	CCONJ
easat-3648	138	28	the	the	DET
easat-3648	138	29	loan	loan	NOUN
easat-3648	138	30	-	-	PUNCT
easat-3648	138	31	to	to	ADP
easat-3648	138	32	-	-	PUNCT
easat-3648	138	33	value	value	NOUN
easat-3648	138	34	(	(	PUNCT
easat-3648	138	35	ltv	ltv	PROPN
easat-3648	138	36	)	)	PUNCT
easat-3648	138	37	ratio	ratio	NOUN
easat-3648	138	38	.	.	PUNCT
easat-3648	139	1	the	the	DET
easat-3648	139	2	capital	capital	NOUN
easat-3648	139	3	-	-	PUNCT
easat-3648	139	4	related	relate	VERB
easat-3648	139	5	tools	tool	NOUN
easat-3648	139	6	include	include	VERB
easat-3648	139	7	the	the	DET
easat-3648	139	8	capital	capital	NOUN
easat-3648	139	9	adequacy	adequacy	NOUN
easat-3648	139	10	ratio	ratio	NOUN
easat-3648	139	11	,	,	PUNCT
easat-3648	139	12	capital	capital	NOUN
easat-3648	139	13	contribution	contribution	NOUN
easat-3648	139	14	limits	limit	NOUN
easat-3648	139	15	for	for	ADP
easat-3648	139	16	share	share	NOUN
easat-3648	139	17	purchases	purchase	NOUN
easat-3648	139	18	,	,	PUNCT
easat-3648	139	19	and	and	CCONJ
easat-3648	139	20	risk	risk	VERB
easat-3648	139	21	weights	weight	NOUN
easat-3648	139	22	for	for	ADP
easat-3648	139	23	securities	security	NOUN
easat-3648	139	24	and	and	CCONJ
easat-3648	139	25	real	real	ADJ
easat-3648	139	26	estate	estate	NOUN
easat-3648	139	27	loans	loan	NOUN
easat-3648	139	28	.	.	PUNCT
easat-3648	140	1	the	the	DET
easat-3648	140	2	liquidity	liquidity	NOUN
easat-3648	140	3	-	-	PUNCT
easat-3648	140	4	related	relate	VERB
easat-3648	140	5	macroprudential	macroprudential	ADJ
easat-3648	140	6	tools	tool	NOUN
easat-3648	140	7	include	include	VERB
easat-3648	140	8	the	the	DET
easat-3648	140	9	loan	loan	NOUN
easat-3648	140	10	-	-	PUNCT
easat-3648	140	11	to	to	ADP
easat-3648	140	12	-	-	PUNCT
easat-3648	140	13	deposit	deposit	NOUN
easat-3648	140	14	ratio	ratio	NOUN
easat-3648	140	15	,	,	PUNCT
easat-3648	140	16	the	the	DET
easat-3648	140	17	liquidity	liquidity	NOUN
easat-3648	140	18	coverage	coverage	NOUN
easat-3648	140	19	ratio	ratio	NOUN
easat-3648	140	20	,	,	PUNCT
easat-3648	140	21	and	and	CCONJ
easat-3648	140	22	the	the	DET
easat-3648	140	23	short	short	ADJ
easat-3648	140	24	-	-	PUNCT
easat-3648	140	25	term	term	NOUN
easat-3648	140	26	capital	capital	NOUN
easat-3648	140	27	lending	lending	NOUN
easat-3648	140	28	ratio	ratio	NOUN
easat-3648	140	29	for	for	ADP
easat-3648	140	30	mediumand	mediumand	NOUN
easat-3648	140	31	long	long	ADJ
easat-3648	140	32	-	-	PUNCT
easat-3648	140	33	term	term	NOUN
easat-3648	140	34	loans	loan	NOUN
easat-3648	140	35	.	.	PUNCT
easat-3648	141	1	finally	finally	ADV
easat-3648	141	2	,	,	PUNCT
easat-3648	141	3	the	the	DET
easat-3648	141	4	foreign	foreign	ADJ
easat-3648	141	5	exchange	exchange	NOUN
easat-3648	141	6	-	-	PUNCT
easat-3648	141	7	related	relate	VERB
easat-3648	141	8	tools	tool	NOUN
easat-3648	141	9	include	include	VERB
easat-3648	141	10	foreign	foreign	ADJ
easat-3648	141	11	currency	currency	NOUN
easat-3648	141	12	lending	lending	NOUN
easat-3648	141	13	targets	target	NOUN
easat-3648	141	14	(	(	PUNCT
easat-3648	141	15	which	which	PRON
easat-3648	141	16	pertain	pertain	VERB
easat-3648	141	17	to	to	ADP
easat-3648	141	18	both	both	PRON
easat-3648	141	19	credit	credit	NOUN
easat-3648	141	20	and	and	CCONJ
easat-3648	141	21	foreign	foreign	ADJ
easat-3648	141	22	exchange	exchange	NOUN
easat-3648	141	23	)	)	PUNCT
easat-3648	141	24	,	,	PUNCT
easat-3648	141	25	foreign	foreign	ADJ
easat-3648	141	26	currency	currency	NOUN
easat-3648	141	27	positions	position	NOUN
easat-3648	141	28	,	,	PUNCT
easat-3648	141	29	and	and	CCONJ
easat-3648	141	30	caps	cap	NOUN
easat-3648	141	31	on	on	ADP
easat-3648	141	32	foreign	foreign	ADJ
easat-3648	141	33	currency	currency	NOUN
easat-3648	141	34	deposit	deposit	NOUN
easat-3648	141	35	rates	rate	NOUN
easat-3648	141	36	.	.	PUNCT
easat-3648	142	1	to	to	PART
easat-3648	142	2	assess	assess	VERB
easat-3648	142	3	the	the	DET
easat-3648	142	4	impact	impact	NOUN
easat-3648	142	5	of	of	ADP
easat-3648	142	6	macroprudential	macroprudential	ADJ
easat-3648	142	7	policies	policy	NOUN
easat-3648	142	8	,	,	PUNCT
easat-3648	142	9	the	the	DET
easat-3648	142	10	authors	author	NOUN
easat-3648	142	11	constructed	construct	VERB
easat-3648	142	12	an	an	DET
easat-3648	142	13	index	index	NOUN
easat-3648	142	14	based	base	VERB
easat-3648	142	15	on	on	ADP
easat-3648	142	16	the	the	DET
easat-3648	142	17	method	method	NOUN
easat-3648	142	18	proposed	propose	VERB
easat-3648	142	19	by	by	ADP
easat-3648	142	20	the	the	DET
easat-3648	142	21	imf	imf	PROPN
easat-3648	142	22	and	and	CCONJ
easat-3648	142	23	presented	present	VERB
easat-3648	142	24	in	in	ADP
easat-3648	142	25	the	the	DET
easat-3648	142	26	study	study	NOUN
easat-3648	142	27	by	by	ADP
easat-3648	142	28	(	(	PUNCT
easat-3648	142	29	lim	lim	PROPN
easat-3648	142	30	,	,	PUNCT
easat-3648	142	31	et	et	PROPN
easat-3648	142	32	al	al	PROPN
easat-3648	142	33	.	.	PROPN
easat-3648	142	34	,	,	PUNCT
easat-3648	142	35	2011	2011	NUM
easat-3648	142	36	)	)	PUNCT
easat-3648	142	37	,	,	PUNCT
easat-3648	142	38	which	which	PRON
easat-3648	142	39	has	have	AUX
easat-3648	142	40	since	since	ADV
easat-3648	142	41	been	be	AUX
easat-3648	142	42	widely	widely	ADV
easat-3648	142	43	adopted	adopt	VERB
easat-3648	142	44	in	in	ADP
easat-3648	142	45	research	research	NOUN
easat-3648	142	46	worldwide	worldwide	ADV
easat-3648	142	47	(	(	PUNCT
easat-3648	142	48	e.g	e.g	X
easat-3648	142	49	(	(	PUNCT
easat-3648	142	50	gao	gao	PROPN
easat-3648	142	51	,	,	PUNCT
easat-3648	142	52	miller	miller	PROPN
easat-3648	142	53	,	,	PUNCT
easat-3648	142	54	&	&	CCONJ
easat-3648	142	55	taboada	taboada	PROPN
easat-3648	142	56	,	,	PUNCT
easat-3648	142	57	2018	2018	NUM
easat-3648	142	58	)	)	PUNCT
easat-3648	142	59	(	(	PUNCT
easat-3648	142	60	meuleman	meuleman	NOUN
easat-3648	142	61	&	&	CCONJ
easat-3648	142	62	vander	vander	PROPN
easat-3648	142	63	7626	7626	NUM
easat-3648	142	64	edelweiss	edelweiss	PROPN
easat-3648	142	65	applied	apply	VERB
easat-3648	142	66	science	science	NOUN
easat-3648	142	67	and	and	CCONJ
easat-3648	142	68	technology	technology	NOUN
easat-3648	142	69	issn	issn	PROPN
easat-3648	142	70	:	:	PUNCT
easat-3648	142	71	2576	2576	NUM
easat-3648	142	72	-	-	SYM
easat-3648	142	73	8484	8484	NUM
easat-3648	142	74	vol	vol	NOUN
easat-3648	142	75	.	.	PROPN
easat-3648	143	1	8	8	NUM
easat-3648	143	2	,	,	PUNCT
easat-3648	143	3	no	no	INTJ
easat-3648	143	4	.	.	NOUN
easat-3648	144	1	6	6	NUM
easat-3648	144	2	:	:	SYM
easat-3648	144	3	7621	7621	NUM
easat-3648	144	4	-	-	SYM
easat-3648	144	5	7631	7631	NUM
easat-3648	144	6	,	,	PUNCT
easat-3648	144	7	2024	2024	NUM
easat-3648	144	8	doi	doi	NOUN
easat-3648	144	9	:	:	PUNCT
easat-3648	144	10	10.55214/25768484.v8i6.3648	10.55214/25768484.v8i6.3648	NUM
easat-3648	144	11	©	©	PROPN
easat-3648	144	12	2024	2024	NUM
easat-3648	144	13	by	by	ADP
easat-3648	144	14	the	the	DET
easat-3648	144	15	authors	author	NOUN
easat-3648	144	16	;	;	PUNCT
easat-3648	144	17	licensee	licensee	PROPN
easat-3648	144	18	learning	learning	NOUN
easat-3648	144	19	gate	gate	PROPN
easat-3648	144	20	vennet	vennet	NOUN
easat-3648	144	21	,	,	PUNCT
easat-3648	144	22	2020	2020	NUM
easat-3648	144	23	)	)	PUNCT
easat-3648	144	24	)	)	PUNCT
easat-3648	144	25	,	,	PUNCT
easat-3648	144	26	called	call	VERB
easat-3648	144	27	mapp	mapp	PROPN
easat-3648	144	28	index	index	PROPN
easat-3648	144	29	.	.	PUNCT
easat-3648	145	1	this	this	DET
easat-3648	145	2	variable	variable	NOUN
easat-3648	145	3	represents	represent	VERB
easat-3648	145	4	a	a	DET
easat-3648	145	5	composite	composite	ADJ
easat-3648	145	6	index	index	NOUN
easat-3648	145	7	that	that	PRON
easat-3648	145	8	reflects	reflect	VERB
easat-3648	145	9	the	the	DET
easat-3648	145	10	overall	overall	ADJ
easat-3648	145	11	macroprudential	macroprudential	ADJ
easat-3648	145	12	policy	policy	NOUN
easat-3648	145	13	stance	stance	NOUN
easat-3648	145	14	across	across	ADP
easat-3648	145	15	all	all	DET
easat-3648	145	16	tools	tool	NOUN
easat-3648	145	17	.	.	PUNCT
easat-3648	146	1	this	this	DET
easat-3648	146	2	index	index	NOUN
easat-3648	146	3	received	receive	VERB
easat-3648	146	4	value	value	NOUN
easat-3648	146	5	of	of	ADP
easat-3648	146	6	1	1	NUM
easat-3648	146	7	if	if	SCONJ
easat-3648	146	8	one	one	NUM
easat-3648	146	9	tool	tool	NOUN
easat-3648	146	10	is	be	AUX
easat-3648	146	11	tightened	tighten	VERB
easat-3648	146	12	,	,	PUNCT
easat-3648	146	13	and	and	CCONJ
easat-3648	146	14	-1	-1	X
easat-3648	146	15	if	if	SCONJ
easat-3648	146	16	this	this	DET
easat-3648	146	17	tool	tool	NOUN
easat-3648	146	18	is	be	AUX
easat-3648	146	19	loosened	loosen	VERB
easat-3648	146	20	.	.	PUNCT
easat-3648	147	1	if	if	SCONJ
easat-3648	147	2	there	there	PRON
easat-3648	147	3	are	be	VERB
easat-3648	147	4	multiple	multiple	ADJ
easat-3648	147	5	adjustments	adjustment	NOUN
easat-3648	147	6	in	in	ADP
easat-3648	147	7	the	the	DET
easat-3648	147	8	same	same	ADJ
easat-3648	147	9	(	(	PUNCT
easat-3648	147	10	or	or	CCONJ
easat-3648	147	11	opposite	opposite	ADJ
easat-3648	147	12	)	)	PUNCT
easat-3648	147	13	direction	direction	NOUN
easat-3648	147	14	within	within	ADP
easat-3648	147	15	the	the	DET
easat-3648	147	16	same	same	ADJ
easat-3648	147	17	period	period	NOUN
easat-3648	147	18	,	,	PUNCT
easat-3648	147	19	the	the	DET
easat-3648	147	20	values	value	NOUN
easat-3648	147	21	are	be	AUX
easat-3648	147	22	summed	sum	VERB
easat-3648	147	23	(	(	PUNCT
easat-3648	147	24	or	or	CCONJ
easat-3648	147	25	offset	offset	VERB
easat-3648	147	26	each	each	DET
easat-3648	147	27	other	other	ADJ
easat-3648	147	28	)	)	PUNCT
easat-3648	147	29	.	.	PUNCT
easat-3648	148	1	the	the	DET
easat-3648	148	2	use	use	NOUN
easat-3648	148	3	of	of	ADP
easat-3648	148	4	the	the	DET
easat-3648	148	5	mapp	mapp	PROPN
easat-3648	148	6	index	index	PROPN
easat-3648	148	7	variable	variable	NOUN
easat-3648	148	8	is	be	AUX
easat-3648	148	9	considered	consider	VERB
easat-3648	148	10	to	to	PART
easat-3648	148	11	have	have	VERB
easat-3648	148	12	a	a	DET
easat-3648	148	13	synergistic	synergistic	ADJ
easat-3648	148	14	effect	effect	NOUN
easat-3648	148	15	on	on	ADP
easat-3648	148	16	the	the	DET
easat-3648	148	17	impact	impact	NOUN
easat-3648	148	18	of	of	ADP
easat-3648	148	19	instruments	instrument	NOUN
easat-3648	148	20	on	on	ADP
easat-3648	148	21	risk	risk	NOUN
easat-3648	148	22	,	,	PUNCT
easat-3648	148	23	leading	lead	VERB
easat-3648	148	24	to	to	ADP
easat-3648	148	25	the	the	DET
easat-3648	148	26	following	follow	VERB
easat-3648	148	27	research	research	NOUN
easat-3648	148	28	hypothesis	hypothesis	NOUN
easat-3648	148	29	:	:	PUNCT
easat-3648	148	30	h1	h1	PROPN
easat-3648	148	31	:	:	PUNCT
easat-3648	148	32	tightening	tighten	VERB
easat-3648	148	33	macroprudential	macroprudential	ADJ
easat-3648	148	34	instruments	instrument	NOUN
easat-3648	148	35	affects	affect	VERB
easat-3648	148	36	bank	bank	NOUN
easat-3648	148	37	competition	competition	NOUN
easat-3648	148	38	.	.	PUNCT
easat-3648	149	1	3.1.3	3.1.3	X
easat-3648	149	2	.	.	PUNCT
easat-3648	149	3	control	control	NOUN
easat-3648	149	4	variables	variables	PROPN
easat-3648	149	5	control	control	NOUN
easat-3648	149	6	variables	variable	NOUN
easat-3648	149	7	are	be	AUX
easat-3648	149	8	divided	divide	VERB
easat-3648	149	9	into	into	ADP
easat-3648	149	10	two	two	NUM
easat-3648	149	11	main	main	ADJ
easat-3648	149	12	groups	group	NOUN
easat-3648	149	13	:	:	PUNCT
easat-3648	149	14	bank	bank	NOUN
easat-3648	149	15	-	-	PUNCT
easat-3648	149	16	specific	specific	ADJ
easat-3648	149	17	variables	variable	NOUN
easat-3648	149	18	and	and	CCONJ
easat-3648	149	19	macroeconomic	macroeconomic	ADJ
easat-3648	149	20	variables	variable	NOUN
easat-3648	149	21	.	.	PUNCT
easat-3648	150	1	3.1.3.1	3.1.3.1	X
easat-3648	150	2	.	.	PUNCT
easat-3648	150	3	bank	bank	NOUN
easat-3648	150	4	-	-	PUNCT
easat-3648	150	5	specific	specific	ADJ
easat-3648	150	6	factors	factor	NOUN
easat-3648	150	7	are	be	AUX
easat-3648	150	8	intrinsic	intrinsic	ADJ
easat-3648	150	9	to	to	ADP
easat-3648	150	10	banks	bank	NOUN
easat-3648	150	11	,	,	PUNCT
easat-3648	150	12	including	include	VERB
easat-3648	150	13	bank	bank	NOUN
easat-3648	150	14	size	size	NOUN
easat-3648	150	15	according	accord	VERB
easat-3648	150	16	to	to	ADP
easat-3648	150	17	the	the	DET
easat-3648	150	18	theory	theory	NOUN
easat-3648	150	19	of	of	ADP
easat-3648	150	20	economies	economy	NOUN
easat-3648	150	21	of	of	ADP
easat-3648	150	22	scale	scale	NOUN
easat-3648	150	23	,	,	PUNCT
easat-3648	150	24	larger	large	ADJ
easat-3648	150	25	banks	bank	NOUN
easat-3648	150	26	often	often	ADV
easat-3648	150	27	have	have	VERB
easat-3648	150	28	cost	cost	NOUN
easat-3648	150	29	advantages	advantage	NOUN
easat-3648	150	30	,	,	PUNCT
easat-3648	150	31	allowing	allow	VERB
easat-3648	150	32	them	they	PRON
easat-3648	150	33	to	to	PART
easat-3648	150	34	enjoy	enjoy	VERB
easat-3648	150	35	greater	great	ADJ
easat-3648	150	36	market	market	NOUN
easat-3648	150	37	power	power	NOUN
easat-3648	150	38	or	or	CCONJ
easat-3648	150	39	impose	impose	VERB
easat-3648	150	40	higher	high	ADJ
easat-3648	150	41	prices	price	NOUN
easat-3648	150	42	.	.	PUNCT
easat-3648	151	1	thus	thus	ADV
easat-3648	151	2	,	,	PUNCT
easat-3648	151	3	larger	large	ADJ
easat-3648	151	4	bank	bank	NOUN
easat-3648	151	5	size	size	NOUN
easat-3648	151	6	typically	typically	ADV
easat-3648	151	7	increases	increase	VERB
easat-3648	151	8	market	market	NOUN
easat-3648	151	9	power	power	NOUN
easat-3648	151	10	and	and	CCONJ
easat-3648	151	11	reduces	reduce	VERB
easat-3648	151	12	competition	competition	NOUN
easat-3648	151	13	.	.	PUNCT
easat-3648	152	1	however	however	ADV
easat-3648	152	2	,	,	PUNCT
easat-3648	152	3	several	several	ADJ
easat-3648	152	4	studies	study	NOUN
easat-3648	152	5	suggest	suggest	VERB
easat-3648	152	6	that	that	SCONJ
easat-3648	152	7	the	the	DET
easat-3648	152	8	relationship	relationship	NOUN
easat-3648	152	9	between	between	ADP
easat-3648	152	10	competition	competition	NOUN
easat-3648	152	11	and	and	CCONJ
easat-3648	152	12	bank	bank	NOUN
easat-3648	152	13	size	size	NOUN
easat-3648	152	14	is	be	AUX
easat-3648	152	15	nonlinear	nonlinear	ADJ
easat-3648	152	16	.	.	PUNCT
easat-3648	153	1	in	in	ADP
easat-3648	153	2	their	their	PRON
easat-3648	153	3	study	study	NOUN
easat-3648	153	4	,	,	PUNCT
easat-3648	153	5	de	de	PROPN
easat-3648	153	6	guevara	guevara	PROPN
easat-3648	153	7	et.al	et.al	PROPN
easat-3648	153	8	.	.	PUNCT
easat-3648	154	1	(	(	PUNCT
easat-3648	154	2	de	de	X
easat-3648	154	3	guevara	guevara	PROPN
easat-3648	154	4	,	,	PUNCT
easat-3648	154	5	maudos	maudo	NOUN
easat-3648	154	6	,	,	PUNCT
easat-3648	154	7	&	&	CCONJ
easat-3648	154	8	pérez	pérez	NOUN
easat-3648	154	9	,	,	PUNCT
easat-3648	154	10	2005	2005	NUM
easat-3648	154	11	)	)	PUNCT
easat-3648	154	12	analyzed	analyze	VERB
easat-3648	154	13	a	a	DET
easat-3648	154	14	sample	sample	NOUN
easat-3648	154	15	of	of	ADP
easat-3648	154	16	banks	bank	NOUN
easat-3648	154	17	in	in	ADP
easat-3648	154	18	the	the	DET
easat-3648	154	19	european	european	PROPN
easat-3648	154	20	union	union	PROPN
easat-3648	154	21	and	and	CCONJ
easat-3648	154	22	found	find	VERB
easat-3648	154	23	that	that	SCONJ
easat-3648	154	24	competition	competition	NOUN
easat-3648	154	25	decreases	decrease	VERB
easat-3648	154	26	with	with	ADP
easat-3648	154	27	bank	bank	NOUN
easat-3648	154	28	size	size	NOUN
easat-3648	154	29	only	only	ADV
easat-3648	154	30	up	up	ADP
easat-3648	154	31	to	to	ADP
easat-3648	154	32	a	a	DET
easat-3648	154	33	certain	certain	ADJ
easat-3648	154	34	point	point	NOUN
easat-3648	154	35	;	;	PUNCT
easat-3648	154	36	beyond	beyond	ADP
easat-3648	154	37	this	this	DET
easat-3648	154	38	threshold	threshold	NOUN
easat-3648	154	39	,	,	PUNCT
easat-3648	154	40	the	the	DET
easat-3648	154	41	relationship	relationship	NOUN
easat-3648	154	42	weakens	weaken	VERB
easat-3648	154	43	.	.	PUNCT
easat-3648	155	1	in	in	ADP
easat-3648	155	2	a	a	DET
easat-3648	155	3	study	study	NOUN
easat-3648	155	4	of	of	ADP
easat-3648	155	5	spanish	spanish	ADJ
easat-3648	155	6	banks	bank	NOUN
easat-3648	155	7	during	during	ADP
easat-3648	155	8	the	the	DET
easat-3648	155	9	integration	integration	NOUN
easat-3648	155	10	period	period	NOUN
easat-3648	155	11	,	,	PUNCT
easat-3648	155	12	the	the	DET
easat-3648	155	13	authors	author	NOUN
easat-3648	155	14	(	(	PUNCT
easat-3648	155	15	maudos	maudo	NOUN
easat-3648	155	16	&	&	CCONJ
easat-3648	155	17	de	de	X
easat-3648	155	18	guevara	guevara	PROPN
easat-3648	155	19	,	,	PUNCT
easat-3648	155	20	2007	2007	NUM
easat-3648	155	21	)	)	PUNCT
easat-3648	155	22	found	find	VERB
easat-3648	155	23	a	a	DET
easat-3648	155	24	nonlinear	nonlinear	ADJ
easat-3648	155	25	relationship	relationship	NOUN
easat-3648	155	26	in	in	ADP
easat-3648	155	27	the	the	DET
easat-3648	155	28	opposite	opposite	ADJ
easat-3648	155	29	direction	direction	NOUN
easat-3648	155	30	,	,	PUNCT
easat-3648	155	31	identifying	identify	VERB
easat-3648	155	32	a	a	DET
easat-3648	155	33	point	point	NOUN
easat-3648	155	34	beyond	beyond	ADP
easat-3648	155	35	which	which	PRON
easat-3648	155	36	larger	large	ADJ
easat-3648	155	37	bank	bank	NOUN
easat-3648	155	38	size	size	NOUN
easat-3648	155	39	reduces	reduce	VERB
easat-3648	155	40	competition	competition	NOUN
easat-3648	155	41	.	.	PUNCT
easat-3648	156	1	this	this	PRON
easat-3648	156	2	leads	lead	VERB
easat-3648	156	3	to	to	ADP
easat-3648	156	4	the	the	DET
easat-3648	156	5	following	follow	VERB
easat-3648	156	6	research	research	NOUN
easat-3648	156	7	hypothesis	hypothesis	NOUN
easat-3648	156	8	:	:	PUNCT
easat-3648	156	9	h2	h2	NOUN
easat-3648	156	10	:	:	PUNCT
easat-3648	156	11	bank	bank	NOUN
easat-3648	156	12	size	size	NOUN
easat-3648	156	13	affects	affect	VERB
easat-3648	156	14	bank	bank	NOUN
easat-3648	156	15	competition	competition	NOUN
easat-3648	156	16	.	.	PUNCT
easat-3648	157	1	efficiency	efficiency	NOUN
easat-3648	157	2	the	the	DET
easat-3648	157	3	efficiency	efficiency	NOUN
easat-3648	157	4	-	-	PUNCT
easat-3648	157	5	structure	structure	NOUN
easat-3648	157	6	hypothesis	hypothesis	NOUN
easat-3648	157	7	posits	posit	NOUN
easat-3648	157	8	that	that	SCONJ
easat-3648	157	9	more	more	ADV
easat-3648	157	10	efficient	efficient	ADJ
easat-3648	157	11	banks	bank	NOUN
easat-3648	157	12	can	can	AUX
easat-3648	157	13	expand	expand	VERB
easat-3648	157	14	their	their	PRON
easat-3648	157	15	market	market	NOUN
easat-3648	157	16	share	share	NOUN
easat-3648	157	17	,	,	PUNCT
easat-3648	157	18	leading	lead	VERB
easat-3648	157	19	to	to	ADP
easat-3648	157	20	an	an	DET
easat-3648	157	21	increase	increase	NOUN
easat-3648	157	22	in	in	ADP
easat-3648	157	23	the	the	DET
easat-3648	157	24	lerner	lerner	PROPN
easat-3648	157	25	index	index	NOUN
easat-3648	157	26	and	and	CCONJ
easat-3648	157	27	a	a	DET
easat-3648	157	28	decrease	decrease	NOUN
easat-3648	157	29	in	in	ADP
easat-3648	157	30	competition	competition	NOUN
easat-3648	157	31	(	(	PUNCT
easat-3648	157	32	lloyd	lloyd	PROPN
easat-3648	157	33	-	-	PUNCT
easat-3648	157	34	williams	williams	PROPN
easat-3648	157	35	,	,	PUNCT
easat-3648	157	36	molyneux	molyneux	PROPN
easat-3648	157	37	,	,	PUNCT
easat-3648	157	38	&	&	CCONJ
easat-3648	157	39	thornton	thornton	PROPN
easat-3648	157	40	,	,	PUNCT
easat-3648	157	41	1994	1994	NUM
easat-3648	157	42	)	)	PUNCT
easat-3648	157	43	(	(	PUNCT
easat-3648	157	44	berger	berger	PROPN
easat-3648	157	45	,	,	PUNCT
easat-3648	157	46	1995	1995	NUM
easat-3648	157	47	)	)	PUNCT
easat-3648	157	48	.	.	PUNCT
easat-3648	158	1	empirical	empirical	ADJ
easat-3648	158	2	research	research	NOUN
easat-3648	158	3	by	by	ADP
easat-3648	158	4	(	(	PUNCT
easat-3648	158	5	de	de	X
easat-3648	158	6	guevara	guevara	PROPN
easat-3648	158	7	,	,	PUNCT
easat-3648	158	8	maudos	maudo	NOUN
easat-3648	158	9	,	,	PUNCT
easat-3648	158	10	&	&	CCONJ
easat-3648	158	11	pérez	pérez	NOUN
easat-3648	158	12	,	,	PUNCT
easat-3648	158	13	2005	2005	NUM
easat-3648	158	14	)	)	PUNCT
easat-3648	158	15	shows	show	VERB
easat-3648	158	16	that	that	SCONJ
easat-3648	158	17	more	more	ADV
easat-3648	158	18	efficient	efficient	ADJ
easat-3648	158	19	banks	bank	NOUN
easat-3648	158	20	enjoy	enjoy	VERB
easat-3648	158	21	higher	high	ADJ
easat-3648	158	22	profit	profit	NOUN
easat-3648	158	23	margins	margin	NOUN
easat-3648	158	24	,	,	PUNCT
easat-3648	158	25	likely	likely	ADJ
easat-3648	158	26	due	due	ADJ
easat-3648	158	27	to	to	ADP
easat-3648	158	28	lower	low	ADJ
easat-3648	158	29	marginal	marginal	ADJ
easat-3648	158	30	costs	cost	NOUN
easat-3648	158	31	.	.	PUNCT
easat-3648	159	1	additionally	additionally	ADV
easat-3648	159	2	,	,	PUNCT
easat-3648	159	3	banks	bank	NOUN
easat-3648	159	4	that	that	PRON
easat-3648	159	5	manage	manage	VERB
easat-3648	159	6	their	their	PRON
easat-3648	159	7	inputs	input	NOUN
easat-3648	159	8	more	more	ADV
easat-3648	159	9	effectively	effectively	ADV
easat-3648	159	10	can	can	AUX
easat-3648	159	11	achieve	achieve	VERB
easat-3648	159	12	higher	high	ADJ
easat-3648	159	13	efficiency	efficiency	NOUN
easat-3648	159	14	and	and	CCONJ
easat-3648	159	15	use	use	VERB
easat-3648	159	16	it	it	PRON
easat-3648	159	17	as	as	ADP
easat-3648	159	18	a	a	DET
easat-3648	159	19	barrier	barrier	NOUN
easat-3648	159	20	to	to	PART
easat-3648	159	21	deter	deter	VERB
easat-3648	159	22	new	new	ADJ
easat-3648	159	23	entrants	entrant	NOUN
easat-3648	159	24	,	,	PUNCT
easat-3648	159	25	thereby	thereby	ADV
easat-3648	159	26	reducing	reduce	VERB
easat-3648	159	27	competition	competition	NOUN
easat-3648	159	28	(	(	PUNCT
easat-3648	159	29	khan	khan	PROPN
easat-3648	159	30	,	,	PUNCT
easat-3648	159	31	kutan	kutan	PROPN
easat-3648	159	32	,	,	PUNCT
easat-3648	159	33	ahmad	ahmad	PROPN
easat-3648	159	34	,	,	PUNCT
easat-3648	159	35	&	&	CCONJ
easat-3648	159	36	gee	gee	PROPN
easat-3648	159	37	,	,	PUNCT
easat-3648	159	38	2017	2017	NUM
easat-3648	159	39	)	)	PUNCT
easat-3648	159	40	.	.	PUNCT
easat-3648	160	1	this	this	PRON
easat-3648	160	2	leads	lead	VERB
easat-3648	160	3	to	to	ADP
easat-3648	160	4	the	the	DET
easat-3648	160	5	following	follow	VERB
easat-3648	160	6	research	research	NOUN
easat-3648	160	7	hypothesis	hypothesis	NOUN
easat-3648	160	8	:	:	PUNCT
easat-3648	160	9	h3	h3	NOUN
easat-3648	160	10	:	:	PUNCT
easat-3648	160	11	bank	bank	NOUN
easat-3648	160	12	efficiency	efficiency	NOUN
easat-3648	160	13	reduces	reduce	VERB
easat-3648	160	14	bank	bank	NOUN
easat-3648	160	15	competition	competition	NOUN
easat-3648	160	16	.	.	PUNCT
easat-3648	161	1	risk	risk	NOUN
easat-3648	161	2	level	level	NOUN
easat-3648	161	3	research	research	NOUN
easat-3648	161	4	by	by	ADP
easat-3648	161	5	(	(	PUNCT
easat-3648	161	6	de	de	X
easat-3648	161	7	guevara	guevara	PROPN
easat-3648	161	8	,	,	PUNCT
easat-3648	161	9	maudos	maudo	NOUN
easat-3648	161	10	,	,	PUNCT
easat-3648	161	11	&	&	CCONJ
easat-3648	161	12	pérez	pérez	NOUN
easat-3648	161	13	,	,	PUNCT
easat-3648	161	14	2005	2005	NUM
easat-3648	161	15	)	)	PUNCT
easat-3648	161	16	and	and	CCONJ
easat-3648	161	17	(	(	PUNCT
easat-3648	161	18	beck	beck	NOUN
easat-3648	161	19	,	,	PUNCT
easat-3648	161	20	demirgüç	demirgüç	PROPN
easat-3648	161	21	-	-	PUNCT
easat-3648	161	22	kunt	kunt	PROPN
easat-3648	161	23	,	,	PUNCT
easat-3648	161	24	&	&	CCONJ
easat-3648	161	25	levine	levine	PROPN
easat-3648	161	26	,	,	PUNCT
easat-3648	161	27	2007	2007	NUM
easat-3648	161	28	)	)	PUNCT
easat-3648	161	29	indicates	indicate	VERB
easat-3648	161	30	that	that	SCONJ
easat-3648	161	31	banks	bank	NOUN
easat-3648	161	32	that	that	PRON
easat-3648	161	33	invest	invest	VERB
easat-3648	161	34	more	more	ADJ
easat-3648	161	35	resources	resource	NOUN
easat-3648	161	36	in	in	ADP
easat-3648	161	37	managing	manage	VERB
easat-3648	161	38	risk	risk	NOUN
easat-3648	161	39	(	(	PUNCT
easat-3648	161	40	equivalent	equivalent	ADJ
easat-3648	161	41	to	to	ADP
easat-3648	161	42	reduced	reduce	VERB
easat-3648	161	43	risk	risk	NOUN
easat-3648	161	44	)	)	PUNCT
easat-3648	161	45	tend	tend	VERB
easat-3648	161	46	to	to	PART
easat-3648	161	47	achieve	achieve	VERB
easat-3648	161	48	higher	high	ADJ
easat-3648	161	49	profit	profit	NOUN
easat-3648	161	50	margins	margin	NOUN
easat-3648	161	51	,	,	PUNCT
easat-3648	161	52	which	which	PRON
easat-3648	161	53	implies	imply	VERB
easat-3648	161	54	a	a	DET
easat-3648	161	55	decrease	decrease	NOUN
easat-3648	161	56	in	in	ADP
easat-3648	161	57	competition	competition	NOUN
easat-3648	161	58	.	.	PUNCT
easat-3648	162	1	this	this	PRON
easat-3648	162	2	leads	lead	VERB
easat-3648	162	3	to	to	ADP
easat-3648	162	4	the	the	DET
easat-3648	162	5	following	follow	VERB
easat-3648	162	6	research	research	NOUN
easat-3648	162	7	hypothesis	hypothesis	NOUN
easat-3648	162	8	:	:	PUNCT
easat-3648	162	9	h4	h4	PROPN
easat-3648	162	10	:	:	PUNCT
easat-3648	162	11	bank	bank	NOUN
easat-3648	162	12	risk	risk	NOUN
easat-3648	162	13	level	level	NOUN
easat-3648	162	14	reduces	reduce	VERB
easat-3648	162	15	bank	bank	NOUN
easat-3648	162	16	competition	competition	NOUN
easat-3648	162	17	.	.	PUNCT
easat-3648	163	1	diversification	diversification	NOUN
easat-3648	163	2	some	some	DET
easat-3648	163	3	empirical	empirical	ADJ
easat-3648	163	4	studies	study	NOUN
easat-3648	163	5	suggest	suggest	VERB
easat-3648	163	6	that	that	SCONJ
easat-3648	163	7	non	non	ADJ
easat-3648	163	8	-	-	ADJ
easat-3648	163	9	traditional	traditional	ADJ
easat-3648	163	10	income	income	NOUN
easat-3648	163	11	-	-	PUNCT
easat-3648	163	12	generating	generate	VERB
easat-3648	163	13	activities	activity	NOUN
easat-3648	163	14	of	of	ADP
easat-3648	163	15	banks	bank	NOUN
easat-3648	163	16	can	can	AUX
easat-3648	163	17	enhance	enhance	VERB
easat-3648	163	18	market	market	NOUN
easat-3648	163	19	power	power	NOUN
easat-3648	163	20	and	and	CCONJ
easat-3648	163	21	reduce	reduce	VERB
easat-3648	163	22	competition	competition	NOUN
easat-3648	163	23	.	.	PUNCT
easat-3648	164	1	for	for	ADP
easat-3648	164	2	instance	instance	NOUN
easat-3648	164	3	,	,	PUNCT
easat-3648	164	4	(	(	PUNCT
easat-3648	164	5	valverde	valverde	PROPN
easat-3648	164	6	&	&	CCONJ
easat-3648	164	7	fernández	fernández	PROPN
easat-3648	164	8	,	,	PUNCT
easat-3648	164	9	2007	2007	NUM
easat-3648	164	10	)	)	PUNCT
easat-3648	164	11	and	and	CCONJ
easat-3648	164	12	(	(	PUNCT
easat-3648	164	13	ciarrapico	ciarrapico	NOUN
easat-3648	164	14	&	&	CCONJ
easat-3648	164	15	cosci	cosci	PROPN
easat-3648	164	16	,	,	PUNCT
easat-3648	164	17	2011	2011	NUM
easat-3648	164	18	)	)	PUNCT
easat-3648	164	19	found	find	VERB
easat-3648	164	20	that	that	SCONJ
easat-3648	164	21	competition	competition	NOUN
easat-3648	164	22	among	among	ADP
easat-3648	164	23	banks	bank	NOUN
easat-3648	164	24	decreases	decrease	VERB
easat-3648	164	25	as	as	ADP
easat-3648	164	26	income	income	NOUN
easat-3648	164	27	from	from	ADP
easat-3648	164	28	nontraditional	nontraditional	ADJ
easat-3648	164	29	activities	activity	NOUN
easat-3648	164	30	increases	increase	NOUN
easat-3648	164	31	,	,	PUNCT
easat-3648	164	32	particularly	particularly	ADV
easat-3648	164	33	in	in	ADP
easat-3648	164	34	their	their	PRON
easat-3648	164	35	studies	study	NOUN
easat-3648	164	36	of	of	ADP
easat-3648	164	37	european	european	ADJ
easat-3648	164	38	banks	bank	NOUN
easat-3648	164	39	.	.	PUNCT
easat-3648	165	1	the	the	DET
easat-3648	165	2	authors	author	NOUN
easat-3648	165	3	explain	explain	VERB
easat-3648	165	4	that	that	SCONJ
easat-3648	165	5	by	by	ADP
easat-3648	165	6	enhancing	enhance	VERB
easat-3648	165	7	cross	cross	ADJ
easat-3648	165	8	-	-	ADJ
easat-3648	165	9	selling	sell	VERB
easat-3648	165	10	and	and	CCONJ
easat-3648	165	11	increasing	increase	VERB
easat-3648	165	12	non	non	ADJ
easat-3648	165	13	-	-	ADJ
easat-3648	165	14	lending	lending	ADJ
easat-3648	165	15	activities	activity	NOUN
easat-3648	165	16	,	,	PUNCT
easat-3648	165	17	banks	bank	NOUN
easat-3648	165	18	can	can	AUX
easat-3648	165	19	strengthen	strengthen	VERB
easat-3648	165	20	their	their	PRON
easat-3648	165	21	relationships	relationship	NOUN
easat-3648	165	22	with	with	ADP
easat-3648	165	23	customers	customer	NOUN
easat-3648	165	24	,	,	PUNCT
easat-3648	165	25	offering	offer	VERB
easat-3648	165	26	personalized	personalized	ADJ
easat-3648	165	27	and	and	CCONJ
easat-3648	165	28	high	high	ADJ
easat-3648	165	29	-	-	PUNCT
easat-3648	165	30	quality	quality	NOUN
easat-3648	165	31	services	service	NOUN
easat-3648	165	32	.	.	PUNCT
easat-3648	166	1	in	in	ADP
easat-3648	166	2	practice	practice	NOUN
easat-3648	166	3	,	,	PUNCT
easat-3648	166	4	they	they	PRON
easat-3648	166	5	impose	impose	VERB
easat-3648	166	6	switching	switch	VERB
easat-3648	166	7	costs	cost	NOUN
easat-3648	166	8	.	.	PUNCT
easat-3648	167	1	this	this	PRON
easat-3648	167	2	leads	lead	VERB
easat-3648	167	3	to	to	ADP
easat-3648	167	4	the	the	DET
easat-3648	167	5	following	follow	VERB
easat-3648	167	6	research	research	NOUN
easat-3648	167	7	hypothesis	hypothesis	NOUN
easat-3648	167	8	:	:	PUNCT
easat-3648	167	9	h5	h5	PROPN
easat-3648	167	10	:	:	PUNCT
easat-3648	167	11	diversificationl	diversificationl	NOUN
easat-3648	167	12	reduces	reduce	VERB
easat-3648	167	13	bank	bank	NOUN
easat-3648	167	14	competition	competition	NOUN
easat-3648	167	15	.	.	PUNCT
easat-3648	168	1	3.1.3.2	3.1.3.2	X
easat-3648	168	2	.	.	PUNCT
easat-3648	168	3	macroeconomic	macroeconomic	ADJ
easat-3648	168	4	environment	environment	NOUN
easat-3648	168	5	market	market	NOUN
easat-3648	168	6	concentration	concentration	NOUN
easat-3648	168	7	,	,	PUNCT
easat-3648	168	8	often	often	ADV
easat-3648	168	9	discussed	discuss	VERB
easat-3648	168	10	in	in	ADP
easat-3648	168	11	the	the	DET
easat-3648	168	12	context	context	NOUN
easat-3648	168	13	of	of	ADP
easat-3648	168	14	the	the	DET
easat-3648	168	15	structure	structure	NOUN
easat-3648	168	16	-	-	PUNCT
easat-3648	168	17	conduct	conduct	NOUN
easat-3648	168	18	-	-	PUNCT
easat-3648	168	19	performance	performance	NOUN
easat-3648	168	20	(	(	PUNCT
easat-3648	168	21	scp	scp	NOUN
easat-3648	168	22	)	)	PUNCT
easat-3648	168	23	paradigm	paradigm	NOUN
easat-3648	168	24	,	,	PUNCT
easat-3648	168	25	significantly	significantly	ADV
easat-3648	168	26	impacts	impact	VERB
easat-3648	168	27	market	market	NOUN
easat-3648	168	28	power	power	NOUN
easat-3648	168	29	.	.	PUNCT
easat-3648	169	1	according	accord	VERB
easat-3648	169	2	to	to	ADP
easat-3648	169	3	(	(	PUNCT
easat-3648	169	4	corvoisier	corvoisier	NOUN
easat-3648	169	5	&	&	CCONJ
easat-3648	169	6	gropp	gropp	PROPN
easat-3648	169	7	,	,	PUNCT
easat-3648	169	8	2002	2002	NUM
easat-3648	169	9	)	)	PUNCT
easat-3648	169	10	,	,	PUNCT
easat-3648	169	11	the	the	DET
easat-3648	169	12	effect	effect	NOUN
easat-3648	169	13	of	of	ADP
easat-3648	169	14	concentration	concentration	NOUN
easat-3648	169	15	on	on	ADP
easat-3648	169	16	banks	bank	NOUN
easat-3648	169	17	'	'	PART
easat-3648	169	18	market	market	NOUN
easat-3648	169	19	power	power	NOUN
easat-3648	169	20	can	can	AUX
easat-3648	169	21	vary	vary	VERB
easat-3648	169	22	depending	depend	VERB
easat-3648	169	23	on	on	ADP
easat-3648	169	24	the	the	DET
easat-3648	169	25	product	product	NOUN
easat-3648	169	26	being	be	AUX
easat-3648	169	27	considered	consider	VERB
easat-3648	169	28	.	.	PUNCT
easat-3648	170	1	this	this	PRON
easat-3648	170	2	leads	lead	VERB
easat-3648	170	3	to	to	ADP
easat-3648	170	4	the	the	DET
easat-3648	170	5	following	follow	VERB
easat-3648	170	6	research	research	NOUN
easat-3648	170	7	hypothesis	hypothesis	NOUN
easat-3648	170	8	:	:	PUNCT
easat-3648	170	9	h6	h6	NOUN
easat-3648	170	10	:	:	PUNCT
easat-3648	170	11	market	market	NOUN
easat-3648	170	12	concentration	concentration	NOUN
easat-3648	170	13	affects	affect	VERB
easat-3648	170	14	bank	bank	NOUN
easat-3648	170	15	competition	competition	NOUN
easat-3648	170	16	.	.	PUNCT
easat-3648	171	1	7627	7627	NUM
easat-3648	171	2	edelweiss	edelweiss	PROPN
easat-3648	171	3	applied	apply	VERB
easat-3648	171	4	science	science	NOUN
easat-3648	171	5	and	and	CCONJ
easat-3648	171	6	technology	technology	NOUN
easat-3648	171	7	issn	issn	PROPN
easat-3648	171	8	:	:	PUNCT
easat-3648	171	9	2576	2576	NUM
easat-3648	171	10	-	-	SYM
easat-3648	171	11	8484	8484	NUM
easat-3648	171	12	vol	vol	NOUN
easat-3648	171	13	.	.	PROPN
easat-3648	171	14	8	8	NUM
easat-3648	171	15	,	,	PUNCT
easat-3648	171	16	no	no	INTJ
easat-3648	171	17	.	.	NOUN
easat-3648	172	1	6	6	NUM
easat-3648	172	2	:	:	SYM
easat-3648	172	3	7621	7621	NUM
easat-3648	172	4	-	-	SYM
easat-3648	172	5	7631	7631	NUM
easat-3648	172	6	,	,	PUNCT
easat-3648	172	7	2024	2024	NUM
easat-3648	172	8	doi	doi	NOUN
easat-3648	172	9	:	:	PUNCT
easat-3648	172	10	10.55214/25768484.v8i6.3648	10.55214/25768484.v8i6.3648	NUM
easat-3648	172	11	©	©	PROPN
easat-3648	172	12	2024	2024	NUM
easat-3648	172	13	by	by	ADP
easat-3648	172	14	the	the	DET
easat-3648	172	15	authors	author	NOUN
easat-3648	172	16	;	;	PUNCT
easat-3648	172	17	licensee	licensee	PROPN
easat-3648	172	18	learning	learn	VERB
easat-3648	172	19	gate	gate	NOUN
easat-3648	172	20	factors	factor	NOUN
easat-3648	172	21	such	such	ADJ
easat-3648	172	22	as	as	ADP
easat-3648	172	23	economic	economic	ADJ
easat-3648	172	24	growth	growth	NOUN
easat-3648	172	25	,	,	PUNCT
easat-3648	172	26	inflation	inflation	NOUN
easat-3648	172	27	,	,	PUNCT
easat-3648	172	28	or	or	CCONJ
easat-3648	172	29	economic	economic	ADJ
easat-3648	172	30	stability	stability	NOUN
easat-3648	172	31	have	have	VERB
easat-3648	172	32	a	a	DET
easat-3648	172	33	significant	significant	ADJ
easat-3648	172	34	impact	impact	NOUN
easat-3648	172	35	on	on	ADP
easat-3648	172	36	market	market	NOUN
easat-3648	172	37	competition	competition	NOUN
easat-3648	172	38	.	.	PUNCT
easat-3648	173	1	(	(	PUNCT
easat-3648	173	2	de	de	X
easat-3648	173	3	guevara	guevara	PROPN
easat-3648	173	4	,	,	PUNCT
easat-3648	173	5	maudos	maudo	NOUN
easat-3648	173	6	,	,	PUNCT
easat-3648	173	7	&	&	CCONJ
easat-3648	173	8	pérez	pérez	NOUN
easat-3648	173	9	,	,	PUNCT
easat-3648	173	10	2005	2005	NUM
easat-3648	173	11	)	)	PUNCT
easat-3648	173	12	pointed	point	VERB
easat-3648	173	13	out	out	ADP
easat-3648	173	14	that	that	SCONJ
easat-3648	173	15	during	during	ADP
easat-3648	173	16	periods	period	NOUN
easat-3648	173	17	of	of	ADP
easat-3648	173	18	economic	economic	ADJ
easat-3648	173	19	expansion	expansion	NOUN
easat-3648	173	20	(	(	PUNCT
easat-3648	173	21	where	where	SCONJ
easat-3648	173	22	demand	demand	NOUN
easat-3648	173	23	for	for	ADP
easat-3648	173	24	bank	bank	NOUN
easat-3648	173	25	financing	financing	NOUN
easat-3648	173	26	increases	increase	NOUN
easat-3648	173	27	)	)	PUNCT
easat-3648	173	28	,	,	PUNCT
easat-3648	173	29	banks	bank	NOUN
easat-3648	173	30	can	can	AUX
easat-3648	173	31	achieve	achieve	VERB
easat-3648	173	32	relatively	relatively	ADV
easat-3648	173	33	higher	high	ADJ
easat-3648	173	34	profits	profit	NOUN
easat-3648	173	35	.	.	PUNCT
easat-3648	174	1	thus	thus	ADV
easat-3648	174	2	,	,	PUNCT
easat-3648	174	3	periods	period	NOUN
easat-3648	174	4	of	of	ADP
easat-3648	174	5	economic	economic	ADJ
easat-3648	174	6	growth	growth	NOUN
easat-3648	174	7	and	and	CCONJ
easat-3648	174	8	financial	financial	ADJ
easat-3648	174	9	stability	stability	NOUN
easat-3648	174	10	enable	enable	VERB
easat-3648	174	11	banks	bank	NOUN
easat-3648	174	12	to	to	PART
easat-3648	174	13	expand	expand	VERB
easat-3648	174	14	in	in	ADP
easat-3648	174	15	size	size	NOUN
easat-3648	174	16	and	and	CCONJ
easat-3648	174	17	efficiency	efficiency	NOUN
easat-3648	174	18	,	,	PUNCT
easat-3648	174	19	leading	lead	VERB
easat-3648	174	20	to	to	ADP
easat-3648	174	21	relatively	relatively	ADV
easat-3648	174	22	higher	high	ADJ
easat-3648	174	23	profit	profit	NOUN
easat-3648	174	24	margins	margin	NOUN
easat-3648	174	25	.	.	PUNCT
easat-3648	175	1	the	the	DET
easat-3648	175	2	study	study	NOUN
easat-3648	175	3	uses	use	VERB
easat-3648	175	4	four	four	NUM
easat-3648	175	5	variables	variable	NOUN
easat-3648	175	6	to	to	PART
easat-3648	175	7	represent	represent	VERB
easat-3648	175	8	economic	economic	ADJ
easat-3648	175	9	environment	environment	NOUN
easat-3648	175	10	factors	factor	NOUN
easat-3648	175	11	:	:	PUNCT
easat-3648	175	12	real	real	ADJ
easat-3648	175	13	gdp	gdp	NOUN
easat-3648	175	14	growth	growth	NOUN
easat-3648	175	15	rate	rate	NOUN
easat-3648	175	16	,	,	PUNCT
easat-3648	175	17	inflation	inflation	NOUN
easat-3648	175	18	and	and	CCONJ
easat-3648	175	19	a	a	DET
easat-3648	175	20	crisis	crisis	NOUN
easat-3648	175	21	indicator	indicator	NOUN
easat-3648	175	22	.	.	PUNCT
easat-3648	176	1	this	this	PRON
easat-3648	176	2	leads	lead	VERB
easat-3648	176	3	to	to	ADP
easat-3648	176	4	the	the	DET
easat-3648	176	5	following	follow	VERB
easat-3648	176	6	research	research	NOUN
easat-3648	176	7	hypothesis	hypothesis	NOUN
easat-3648	176	8	:	:	PUNCT
easat-3648	176	9	h7	h7	NOUN
easat-3648	176	10	:	:	PUNCT
easat-3648	176	11	economic	economic	ADJ
easat-3648	176	12	growth	growth	NOUN
easat-3648	176	13	affects	affect	VERB
easat-3648	176	14	bank	bank	NOUN
easat-3648	176	15	competition	competition	NOUN
easat-3648	176	16	.	.	PUNCT
easat-3648	177	1	h8	h8	NOUN
easat-3648	177	2	:	:	PUNCT
easat-3648	177	3	inflation	inflation	NOUN
easat-3648	177	4	affects	affect	VERB
easat-3648	177	5	bank	bank	NOUN
easat-3648	177	6	competition	competition	NOUN
easat-3648	177	7	.	.	PUNCT
easat-3648	178	1	h9	h9	NOUN
easat-3648	178	2	:	:	PUNCT
easat-3648	178	3	crisis	crisis	NOUN
easat-3648	178	4	affects	affect	VERB
easat-3648	178	5	bank	bank	NOUN
easat-3648	178	6	competition	competition	NOUN
easat-3648	178	7	.	.	PUNCT
easat-3648	179	1	3.2	3.2	NUM
easat-3648	179	2	.	.	PUNCT
easat-3648	179	3	data	datum	NOUN
easat-3648	179	4	this	this	DET
easat-3648	179	5	study	study	NOUN
easat-3648	179	6	utilizes	utilize	VERB
easat-3648	179	7	annual	annual	ADJ
easat-3648	179	8	secondary	secondary	ADJ
easat-3648	179	9	data	datum	NOUN
easat-3648	179	10	over	over	ADP
easat-3648	179	11	a	a	DET
easat-3648	179	12	14	14	NUM
easat-3648	179	13	-	-	PUNCT
easat-3648	179	14	year	year	NOUN
easat-3648	179	15	period	period	NOUN
easat-3648	179	16	from	from	ADP
easat-3648	179	17	2009	2009	NUM
easat-3648	179	18	to	to	ADP
easat-3648	179	19	2023	2023	NUM
easat-3648	179	20	.	.	PUNCT
easat-3648	180	1	macroeconomic	macroeconomic	ADJ
easat-3648	180	2	data	datum	NOUN
easat-3648	180	3	were	be	AUX
easat-3648	180	4	collected	collect	VERB
easat-3648	180	5	from	from	ADP
easat-3648	180	6	credible	credible	ADJ
easat-3648	180	7	sources	source	NOUN
easat-3648	180	8	such	such	ADJ
easat-3648	180	9	as	as	ADP
easat-3648	180	10	the	the	DET
easat-3648	180	11	vietnam	vietnam	PROPN
easat-3648	180	12	general	general	PROPN
easat-3648	180	13	statistics	statistics	PROPN
easat-3648	180	14	office	office	PROPN
easat-3648	180	15	,	,	PUNCT
easat-3648	180	16	the	the	DET
easat-3648	180	17	imf	imf	PROPN
easat-3648	180	18	's	's	PART
easat-3648	180	19	international	international	ADJ
easat-3648	180	20	financial	financial	ADJ
easat-3648	180	21	statistics	statistic	NOUN
easat-3648	180	22	database	database	NOUN
easat-3648	180	23	,	,	PUNCT
easat-3648	180	24	and	and	CCONJ
easat-3648	180	25	the	the	DET
easat-3648	180	26	world	world	PROPN
easat-3648	180	27	bank	bank	PROPN
easat-3648	180	28	.	.	PUNCT
easat-3648	181	1	bank	bank	PROPN
easat-3648	181	2	dataset	dataset	PROPN
easat-3648	181	3	were	be	AUX
easat-3648	181	4	gathered	gather	VERB
easat-3648	181	5	from	from	ADP
easat-3648	181	6	the	the	DET
easat-3648	181	7	vietnamese	vietnamese	ADJ
easat-3648	181	8	company	company	NOUN
easat-3648	181	9	database	database	NOUN
easat-3648	181	10	(	(	PUNCT
easat-3648	181	11	fiin	fiin	NOUN
easat-3648	181	12	)	)	PUNCT
easat-3648	181	13	.	.	PUNCT
easat-3648	182	1	any	any	DET
easat-3648	182	2	missing	miss	VERB
easat-3648	182	3	data	datum	NOUN
easat-3648	182	4	were	be	AUX
easat-3648	182	5	supplemented	supplement	VERB
easat-3648	182	6	from	from	ADP
easat-3648	182	7	the	the	DET
easat-3648	182	8	annual	annual	ADJ
easat-3648	182	9	financial	financial	ADJ
easat-3648	182	10	reports	report	NOUN
easat-3648	182	11	published	publish	VERB
easat-3648	182	12	by	by	ADP
easat-3648	182	13	the	the	DET
easat-3648	182	14	banks	bank	NOUN
easat-3648	182	15	themselves	themselves	PRON
easat-3648	182	16	.	.	PUNCT
easat-3648	183	1	the	the	DET
easat-3648	183	2	research	research	NOUN
easat-3648	183	3	sample	sample	NOUN
easat-3648	183	4	includes	include	VERB
easat-3648	183	5	29	29	NUM
easat-3648	183	6	commercial	commercial	ADJ
easat-3648	183	7	banks	bank	NOUN
easat-3648	183	8	.	.	PUNCT
easat-3648	184	1	table	table	NOUN
easat-3648	184	2	1	1	NUM
easat-3648	184	3	.	.	PUNCT
easat-3648	184	4	descriptive	descriptive	ADJ
easat-3648	184	5	statistics	statistic	NOUN
easat-3648	184	6	of	of	ADP
easat-3648	184	7	variables	variable	NOUN
easat-3648	184	8	.	.	PUNCT
easat-3648	185	1	mean	mean	ADJ
easat-3648	185	2	median	median	PROPN
easat-3648	185	3	min	min	PROPN
easat-3648	185	4	.	.	PROPN
easat-3648	185	5	max	max	PROPN
easat-3648	185	6	.	.	PUNCT
easat-3648	186	1	sd	sd	PROPN
easat-3648	186	2	.	.	PUNCT
easat-3648	187	1	dev	dev	PROPN
easat-3648	187	2	n	n	CCONJ
easat-3648	187	3	dependent	dependent	ADJ
easat-3648	187	4	variable	variable	ADJ
easat-3648	187	5	lerner	lerner	NOUN
easat-3648	187	6	0.1249744	0.1249744	NUM
easat-3648	187	7	0.1109164	0.1109164	NUM
easat-3648	187	8	-0.1255136	-0.1255136	NOUN
easat-3648	188	1	0.5080301	0.5080301	NUM
easat-3648	188	2	0.1005633	0.1005633	NUM
easat-3648	188	3	413	413	NUM
easat-3648	188	4	main	main	ADJ
easat-3648	188	5	regressor	regressor	NOUN
easat-3648	188	6	mappindex	mappindex	NOUN
easat-3648	188	7	2.143187	2.143187	NUM
easat-3648	188	8	2	2	NUM
easat-3648	188	9	0	0	NUM
easat-3648	188	10	5	5	NUM
easat-3648	188	11	1.497778	1.497778	NUM
easat-3648	188	12	433	433	NUM
easat-3648	188	13	control	control	NOUN
easat-3648	188	14	variables	variable	NOUN
easat-3648	188	15	lnta	lnta	PROPN
easat-3648	188	16	32.45612	32.45612	NUM
easat-3648	188	17	32.4445	32.4445	NUM
easat-3648	188	18	28.83398	28.83398	NUM
easat-3648	188	19	35.37206	35.37206	NUM
easat-3648	188	20	1.296488	1.296488	NUM
easat-3648	188	21	433	433	NUM
easat-3648	188	22	ci	ci	NOUN
easat-3648	188	23	0.5873504	0.5873504	NUM
easat-3648	188	24	0.6026295	0.6026295	NUM
easat-3648	188	25	-16.46169	-16.46169	SYM
easat-3648	188	26	2.164832	2.164832	NUM
easat-3648	188	27	0.8440649	0.8440649	NUM
easat-3648	188	28	432	432	NUM
easat-3648	188	29	npl	npl	NOUN
easat-3648	188	30	0.0219336	0.0219336	NUM
easat-3648	189	1	0.0188	0.0188	NUM
easat-3648	189	2	0	0	NUM
easat-3648	189	3	0.2975	0.2975	NUM
easat-3648	189	4	0.020885	0.020885	NUM
easat-3648	189	5	425	425	NUM
easat-3648	189	6	ldr	ldr	NOUN
easat-3648	189	7	0.7497375	0.7497375	NUM
easat-3648	189	8	0.7536811	0.7536811	NUM
easat-3648	190	1	0.1899475	0.1899475	NUM
easat-3648	190	2	1.318359	1.318359	NUM
easat-3648	190	3	0.17256	0.17256	NUM
easat-3648	190	4	433	433	NUM
easat-3648	190	5	ea	ea	ADP
easat-3648	190	6	0.0930494	0.0930494	NUM
easat-3648	190	7	0.0819239	0.0819239	NUM
easat-3648	190	8	0.0262139	0.0262139	NUM
easat-3648	190	9	0.3323916	0.3323916	NUM
easat-3648	190	10	0.042747	0.042747	NUM
easat-3648	190	11	433	433	NUM
easat-3648	190	12	div	div	NOUN
easat-3648	190	13	0.2519571	0.2519571	NUM
easat-3648	190	14	0.2442015	0.2442015	NUM
easat-3648	190	15	-2.222229	-2.222229	NOUN
easat-3648	191	1	1.019428	1.019428	NUM
easat-3648	191	2	0.2075953	0.2075953	NUM
easat-3648	191	3	432	432	NUM
easat-3648	191	4	p	p	NOUN
easat-3648	191	5	0.3972286	0.3972286	NUM
easat-3648	191	6	0	0	NUM
easat-3648	191	7	0	0	NUM
easat-3648	191	8	1	1	NUM
easat-3648	191	9	0.4898901	0.4898901	NUM
easat-3648	191	10	433	433	NUM
easat-3648	191	11	hhi	hhi	NOUN
easat-3648	191	12	0.0615509	0.0615509	NUM
easat-3648	191	13	0.0608954	0.0608954	NUM
easat-3648	191	14	0.0560256	0.0560256	NUM
easat-3648	191	15	0.0726571	0.0726571	NUM
easat-3648	191	16	0.0043404	0.0043404	NUM
easat-3648	191	17	433	433	NUM
easat-3648	191	18	gdp	gdp	NOUN
easat-3648	191	19	0.0580429	0.0580429	NUM
easat-3648	191	20	0.0621081	0.0621081	NUM
easat-3648	191	21	0.026	0.026	NUM
easat-3648	191	22	0.081	0.081	NUM
easat-3648	191	23	0.0143426	0.0143426	NUM
easat-3648	191	24	433	433	NUM
easat-3648	191	25	inf	inf	NOUN
easat-3648	191	26	0.0528167	0.0528167	NUM
easat-3648	191	27	0.0352026	0.0352026	NUM
easat-3648	192	1	0.006312	0.006312	NUM
easat-3648	192	2	0.1867773	0.1867773	NUM
easat-3648	192	3	0.0433156	0.0433156	NUM
easat-3648	192	4	433	433	NUM
easat-3648	192	5	crisis	crisis	NOUN
easat-3648	192	6	0.2009238	0.2009238	NUM
easat-3648	192	7	0	0	NUM
easat-3648	192	8	0	0	NUM
easat-3648	192	9	1	1	NUM
easat-3648	192	10	0.4011547	0.4011547	NUM
easat-3648	192	11	433	433	NUM
easat-3648	192	12	4	4	NUM
easat-3648	192	13	.	.	PUNCT
easat-3648	192	14	model	model	NOUN
easat-3648	192	15	and	and	CCONJ
easat-3648	192	16	result	result	VERB
easat-3648	192	17	4.1	4.1	NUM
easat-3648	192	18	.	.	PUNCT
easat-3648	193	1	model	model	NOUN
easat-3648	193	2	description	description	NOUN
easat-3648	193	3	based	base	VERB
easat-3648	193	4	on	on	ADP
easat-3648	193	5	previous	previous	ADJ
easat-3648	193	6	review	review	NOUN
easat-3648	193	7	and	and	CCONJ
easat-3648	193	8	the	the	DET
easat-3648	193	9	characteristics	characteristic	NOUN
easat-3648	193	10	of	of	ADP
easat-3648	193	11	vietnam	vietnam	PROPN
easat-3648	193	12	financial	financial	ADJ
easat-3648	193	13	market	market	NOUN
easat-3648	193	14	,	,	PUNCT
easat-3648	193	15	the	the	DET
easat-3648	193	16	model	model	NOUN
easat-3648	193	17	is	be	AUX
easat-3648	193	18	formulated	formulate	VERB
easat-3648	193	19	as	as	SCONJ
easat-3648	193	20	follows	follow	VERB
easat-3648	193	21	:	:	PUNCT
easat-3648	194	1	𝐿𝐸𝑅𝑁𝐸𝑅𝑖𝑡	𝐿𝐸𝑅𝑁𝐸𝑅𝑖𝑡	NUM
easat-3648	194	2	=	=	SYM
easat-3648	194	3	𝛽0	𝛽0	NOUN
easat-3648	194	4	+	+	CCONJ
easat-3648	194	5	𝛽1𝑀𝑎𝑃𝑃𝑖𝑡	𝛽1𝑀𝑎𝑃𝑃𝑖𝑡	PROPN
easat-3648	194	6	+	+	CCONJ
easat-3648	194	7	∑	∑	PUNCT
easat-3648	194	8	𝛽𝑏𝐵𝐴𝑁𝐾𝑆𝑃𝐸𝐶𝐼𝐹𝐼𝐶𝑖𝑡	𝛽𝑏𝐵𝐴𝑁𝐾𝑆𝑃𝐸𝐶𝐼𝐹𝐼𝐶𝑖𝑡	PROPN
easat-3648	194	9	+	+	NUM
easat-3648	194	10	∑	∑	ADV
easat-3648	194	11	𝛽𝑀𝑀𝐴𝐶𝑅𝑂𝑡	𝛽𝑀𝑀𝐴𝐶𝑅𝑂𝑡	NOUN
easat-3648	194	12	+	+	CCONJ
easat-3648	194	13	𝑢𝑖𝑡	𝑢𝑖𝑡	NOUN
easat-3648	194	14	(	(	PUNCT
easat-3648	194	15	1	1	NUM
easat-3648	194	16	)	)	PUNCT
easat-3648	195	1	where	where	SCONJ
easat-3648	195	2	:	:	PUNCT
easat-3648	195	3	•	•	PROPN
easat-3648	195	4	𝐿𝐸𝑅𝑁𝐸𝑅𝑖𝑡	𝐿𝐸𝑅𝑁𝐸𝑅𝑖𝑡	NUM
easat-3648	195	5	:	:	PUNCT
easat-3648	195	6	represents	represent	VERB
easat-3648	195	7	the	the	DET
easat-3648	195	8	bank	bank	NOUN
easat-3648	195	9	compettion	compettion	NOUN
easat-3648	195	10	variable	variable	NOUN
easat-3648	195	11	of	of	ADP
easat-3648	195	12	bank	bank	PROPN
easat-3648	195	13	i	i	PRON
easat-3648	195	14	at	at	ADP
easat-3648	195	15	time	time	NOUN
easat-3648	195	16	t	t	PROPN
easat-3648	195	17	;	;	PUNCT
easat-3648	195	18	•	•	NUM
easat-3648	195	19	𝑀𝑎𝑃𝑃𝑖𝑡	𝑀𝑎𝑃𝑃𝑖𝑡	PROPN
easat-3648	195	20	:	:	PUNCT
easat-3648	195	21	represents	represent	VERB
easat-3648	195	22	the	the	DET
easat-3648	195	23	macroprudential	macroprudential	ADJ
easat-3648	195	24	policy	policy	NOUN
easat-3648	195	25	instruments	instrument	NOUN
easat-3648	195	26	;	;	PUNCT
easat-3648	195	27	•	•	X
easat-3648	195	28	𝐵𝐴𝑁𝐾𝑆𝑃𝐸𝐶𝐼𝐹𝐼𝐶𝑖𝑡	𝐵𝐴𝑁𝐾𝑆𝑃𝐸𝐶𝐼𝐹𝐼𝐶𝑖𝑡	PROPN
easat-3648	195	29	:	:	PUNCT
easat-3648	195	30	includes	include	VERB
easat-3648	195	31	control	control	NOUN
easat-3648	195	32	variables	variable	NOUN
easat-3648	195	33	such	such	ADJ
easat-3648	195	34	as	as	ADP
easat-3648	195	35	total	total	ADJ
easat-3648	195	36	assets	asset	NOUN
easat-3648	195	37	,	,	PUNCT
easat-3648	195	38	non	non	ADJ
easat-3648	195	39	-	-	ADJ
easat-3648	195	40	performing	performing	ADJ
easat-3648	195	41	loans	loan	NOUN
easat-3648	195	42	,	,	PUNCT
easat-3648	195	43	leverage	leverage	NOUN
easat-3648	195	44	,	,	PUNCT
easat-3648	195	45	etc	etc	X
easat-3648	195	46	.	.	X
easat-3648	195	47	;	;	PUNCT
easat-3648	195	48	7628	7628	NUM
easat-3648	195	49	edelweiss	edelweiss	PROPN
easat-3648	195	50	applied	apply	VERB
easat-3648	195	51	science	science	NOUN
easat-3648	195	52	and	and	CCONJ
easat-3648	195	53	technology	technology	NOUN
easat-3648	195	54	issn	issn	PROPN
easat-3648	195	55	:	:	PUNCT
easat-3648	195	56	2576	2576	NUM
easat-3648	195	57	-	-	SYM
easat-3648	195	58	8484	8484	NUM
easat-3648	195	59	vol	vol	NOUN
easat-3648	195	60	.	.	PROPN
easat-3648	195	61	8	8	NUM
easat-3648	195	62	,	,	PUNCT
easat-3648	195	63	no	no	INTJ
easat-3648	195	64	.	.	NOUN
easat-3648	196	1	6	6	NUM
easat-3648	196	2	:	:	SYM
easat-3648	196	3	7621	7621	NUM
easat-3648	196	4	-	-	SYM
easat-3648	196	5	7631	7631	NUM
easat-3648	196	6	,	,	PUNCT
easat-3648	196	7	2024	2024	NUM
easat-3648	196	8	doi	doi	NOUN
easat-3648	196	9	:	:	PUNCT
easat-3648	196	10	10.55214/25768484.v8i6.3648	10.55214/25768484.v8i6.3648	NUM
easat-3648	196	11	©	©	PROPN
easat-3648	196	12	2024	2024	NUM
easat-3648	196	13	by	by	ADP
easat-3648	196	14	the	the	DET
easat-3648	196	15	authors	author	NOUN
easat-3648	196	16	;	;	PUNCT
easat-3648	196	17	licensee	licensee	PROPN
easat-3648	196	18	learning	learning	NOUN
easat-3648	196	19	gate	gate	VERB
easat-3648	196	20	•	•	NOUN
easat-3648	196	21	𝑀𝐴𝐶𝑅𝑂𝑡	𝑀𝐴𝐶𝑅𝑂𝑡	NOUN
easat-3648	196	22	:	:	PUNCT
easat-3648	196	23	includes	include	VERB
easat-3648	196	24	macroeconomics	macroeconomic	NOUN
easat-3648	196	25	variables	variable	NOUN
easat-3648	196	26	,	,	PUNCT
easat-3648	196	27	e.g	e.g	PROPN
easat-3648	196	28	hhi	hhi	NOUN
easat-3648	196	29	,	,	PUNCT
easat-3648	196	30	gdp	gdp	PROPN
easat-3648	196	31	,	,	PUNCT
easat-3648	196	32	cpi	cpi	PROPN
easat-3648	196	33	,	,	PUNCT
easat-3648	196	34	and	and	CCONJ
easat-3648	196	35	crisis	crisis	NOUN
easat-3648	196	36	•	•	NOUN
easat-3648	196	37	𝑢𝑖𝑡	𝑢𝑖𝑡	NOUN
easat-3648	196	38	is	be	AUX
easat-3648	196	39	the	the	DET
easat-3648	196	40	error	error	NOUN
easat-3648	196	41	term	term	NOUN
easat-3648	196	42	.	.	PUNCT
easat-3648	197	1	with	with	ADP
easat-3648	197	2	data	datum	NOUN
easat-3648	197	3	from	from	ADP
easat-3648	197	4	29	29	NUM
easat-3648	197	5	commercial	commercial	ADJ
easat-3648	197	6	banks	bank	NOUN
easat-3648	197	7	(	(	PUNCT
easat-3648	197	8	cbs	cbs	PROPN
easat-3648	197	9	)	)	PUNCT
easat-3648	197	10	over	over	ADP
easat-3648	197	11	a	a	DET
easat-3648	197	12	15	15	NUM
easat-3648	197	13	-	-	PUNCT
easat-3648	197	14	year	year	NOUN
easat-3648	197	15	period	period	NOUN
easat-3648	197	16	,	,	PUNCT
easat-3648	197	17	a	a	DET
easat-3648	197	18	panel	panel	NOUN
easat-3648	197	19	dataset	dataset	VERB
easat-3648	197	20	was	be	AUX
easat-3648	197	21	constructed	construct	VERB
easat-3648	197	22	,	,	PUNCT
easat-3648	197	23	combining	combine	VERB
easat-3648	197	24	both	both	DET
easat-3648	197	25	cross	cross	ADJ
easat-3648	197	26	-	-	ADJ
easat-3648	197	27	sectional	sectional	ADJ
easat-3648	197	28	and	and	CCONJ
easat-3648	197	29	time	time	NOUN
easat-3648	197	30	-	-	PUNCT
easat-3648	197	31	series	series	NOUN
easat-3648	197	32	data	datum	NOUN
easat-3648	197	33	.	.	PUNCT
easat-3648	198	1	the	the	DET
easat-3648	198	2	secondary	secondary	ADJ
easat-3648	198	3	data	datum	NOUN
easat-3648	198	4	collected	collect	VERB
easat-3648	198	5	were	be	AUX
easat-3648	198	6	first	first	ADV
easat-3648	198	7	entered	enter	VERB
easat-3648	198	8	into	into	ADP
easat-3648	198	9	excel	excel	NOUN
easat-3648	198	10	to	to	PART
easat-3648	198	11	compute	compute	VERB
easat-3648	198	12	the	the	DET
easat-3648	198	13	variables	variable	NOUN
easat-3648	198	14	for	for	ADP
easat-3648	198	15	the	the	DET
easat-3648	198	16	research	research	NOUN
easat-3648	198	17	model	model	NOUN
easat-3648	198	18	.	.	PUNCT
easat-3648	199	1	the	the	DET
easat-3648	199	2	data	datum	NOUN
easat-3648	199	3	were	be	AUX
easat-3648	199	4	then	then	ADV
easat-3648	199	5	processed	process	VERB
easat-3648	199	6	using	use	VERB
easat-3648	199	7	stata	stata	NOUN
easat-3648	199	8	software	software	NOUN
easat-3648	199	9	through	through	ADP
easat-3648	199	10	panel	panel	NOUN
easat-3648	199	11	data	datum	NOUN
easat-3648	199	12	regression	regression	NOUN
easat-3648	199	13	methods	method	NOUN
easat-3648	199	14	.	.	PUNCT
easat-3648	200	1	the	the	DET
easat-3648	200	2	variables	variable	NOUN
easat-3648	200	3	in	in	ADP
easat-3648	200	4	the	the	DET
easat-3648	200	5	model	model	NOUN
easat-3648	200	6	were	be	AUX
easat-3648	200	7	checked	check	VERB
easat-3648	200	8	to	to	PART
easat-3648	200	9	ensure	ensure	VERB
easat-3648	200	10	there	there	PRON
easat-3648	200	11	was	be	VERB
easat-3648	200	12	no	no	DET
easat-3648	200	13	multicollinearity	multicollinearity	NOUN
easat-3648	200	14	table	table	NOUN
easat-3648	200	15	2	2	NUM
easat-3648	200	16	.	.	X
easat-3648	201	1	in	in	ADP
easat-3648	201	2	panel	panel	NOUN
easat-3648	201	3	data	datum	NOUN
easat-3648	201	4	studies	study	NOUN
easat-3648	201	5	,	,	PUNCT
easat-3648	201	6	three	three	NUM
easat-3648	201	7	common	common	ADJ
easat-3648	201	8	estimation	estimation	NOUN
easat-3648	201	9	methods	method	NOUN
easat-3648	201	10	are	be	AUX
easat-3648	201	11	typically	typically	ADV
easat-3648	201	12	used	use	VERB
easat-3648	201	13	:	:	PUNCT
easat-3648	201	14	pooled	pool	VERB
easat-3648	201	15	ols	ol	NOUN
easat-3648	201	16	,	,	PUNCT
easat-3648	201	17	fixed	fix	VERB
easat-3648	201	18	effects	effect	NOUN
easat-3648	201	19	model	model	NOUN
easat-3648	201	20	(	(	PUNCT
easat-3648	201	21	fem	fem	NOUN
easat-3648	201	22	)	)	PUNCT
easat-3648	201	23	,	,	PUNCT
easat-3648	201	24	and	and	CCONJ
easat-3648	201	25	random	random	ADJ
easat-3648	201	26	effects	effect	NOUN
easat-3648	201	27	model	model	NOUN
easat-3648	201	28	(	(	PUNCT
easat-3648	201	29	rem	rem	NOUN
easat-3648	201	30	)	)	PUNCT
easat-3648	201	31	.	.	PUNCT
easat-3648	202	1	after	after	ADP
easat-3648	202	2	estimating	estimate	VERB
easat-3648	202	3	the	the	DET
easat-3648	202	4	ols	ol	NOUN
easat-3648	202	5	,	,	PUNCT
easat-3648	202	6	fem	fem	NOUN
easat-3648	202	7	,	,	PUNCT
easat-3648	202	8	and	and	CCONJ
easat-3648	202	9	rem	rem	NOUN
easat-3648	202	10	models	model	NOUN
easat-3648	202	11	,	,	PUNCT
easat-3648	202	12	the	the	DET
easat-3648	202	13	assumptions	assumption	NOUN
easat-3648	202	14	of	of	ADP
easat-3648	202	15	homoscedasticity	homoscedasticity	NOUN
easat-3648	202	16	and	and	CCONJ
easat-3648	202	17	no	no	DET
easat-3648	202	18	autocorrelation	autocorrelation	NOUN
easat-3648	202	19	in	in	ADP
easat-3648	202	20	the	the	DET
easat-3648	202	21	residuals	residual	NOUN
easat-3648	202	22	may	may	AUX
easat-3648	202	23	be	be	AUX
easat-3648	202	24	violated	violate	VERB
easat-3648	202	25	.	.	PUNCT
easat-3648	203	1	such	such	ADJ
easat-3648	203	2	issues	issue	NOUN
easat-3648	203	3	can	can	AUX
easat-3648	203	4	lead	lead	VERB
easat-3648	203	5	to	to	ADP
easat-3648	203	6	inefficient	inefficient	ADJ
easat-3648	203	7	estimates	estimate	NOUN
easat-3648	203	8	and	and	CCONJ
easat-3648	203	9	inaccurate	inaccurate	ADJ
easat-3648	203	10	standard	standard	ADJ
easat-3648	203	11	errors	error	NOUN
easat-3648	203	12	,	,	PUNCT
easat-3648	203	13	resulting	result	VERB
easat-3648	203	14	in	in	ADP
easat-3648	203	15	misleading	mislead	VERB
easat-3648	203	16	test	test	NOUN
easat-3648	203	17	results	result	NOUN
easat-3648	203	18	.	.	PUNCT
easat-3648	204	1	therefore	therefore	ADV
easat-3648	204	2	,	,	PUNCT
easat-3648	204	3	the	the	DET
easat-3648	204	4	authors	author	NOUN
easat-3648	204	5	employ	employ	VERB
easat-3648	204	6	the	the	DET
easat-3648	204	7	feasible	feasible	ADJ
easat-3648	204	8	generalized	generalized	ADJ
easat-3648	204	9	least	least	ADJ
easat-3648	204	10	squares	square	NOUN
easat-3648	204	11	(	(	PUNCT
easat-3648	204	12	fgls	fgls	NOUN
easat-3648	204	13	)	)	PUNCT
easat-3648	204	14	regression	regression	NOUN
easat-3648	204	15	to	to	PART
easat-3648	204	16	address	address	VERB
easat-3648	204	17	these	these	DET
easat-3648	204	18	issues	issue	NOUN
easat-3648	204	19	.	.	PUNCT
easat-3648	205	1	fgls	fgls	NOUN
easat-3648	205	2	is	be	AUX
easat-3648	205	3	used	use	VERB
easat-3648	205	4	after	after	ADP
easat-3648	205	5	running	run	VERB
easat-3648	205	6	ols	ol	NOUN
easat-3648	205	7	,	,	PUNCT
easat-3648	205	8	fem	fem	NOUN
easat-3648	205	9	,	,	PUNCT
easat-3648	205	10	and	and	CCONJ
easat-3648	205	11	rem	rem	VERB
easat-3648	205	12	to	to	PART
easat-3648	205	13	ensure	ensure	VERB
easat-3648	205	14	that	that	SCONJ
easat-3648	205	15	the	the	DET
easat-3648	205	16	parameter	parameter	NOUN
easat-3648	205	17	estimates	estimate	NOUN
easat-3648	205	18	are	be	AUX
easat-3648	205	19	more	more	ADV
easat-3648	205	20	efficient	efficient	ADJ
easat-3648	205	21	and	and	CCONJ
easat-3648	205	22	reliable	reliable	ADJ
easat-3648	205	23	when	when	SCONJ
easat-3648	205	24	the	the	DET
easat-3648	205	25	basic	basic	ADJ
easat-3648	205	26	assumptions	assumption	NOUN
easat-3648	205	27	of	of	ADP
easat-3648	205	28	the	the	DET
easat-3648	205	29	previous	previous	ADJ
easat-3648	205	30	regression	regression	NOUN
easat-3648	205	31	methods	method	NOUN
easat-3648	205	32	are	be	AUX
easat-3648	205	33	not	not	PART
easat-3648	205	34	met	meet	VERB
easat-3648	205	35	.	.	PUNCT
easat-3648	206	1	table	table	NOUN
easat-3648	206	2	2	2	NUM
easat-3648	206	3	presents	present	VERB
easat-3648	206	4	the	the	DET
easat-3648	206	5	results	result	NOUN
easat-3648	206	6	of	of	ADP
easat-3648	206	7	multicollinearity	multicollinearity	NOUN
easat-3648	206	8	testing	testing	NOUN
easat-3648	206	9	based	base	VERB
easat-3648	206	10	on	on	ADP
easat-3648	206	11	the	the	DET
easat-3648	206	12	vif	vif	NOUN
easat-3648	206	13	(	(	PUNCT
easat-3648	206	14	variance	variance	NOUN
easat-3648	206	15	inflation	inflation	NOUN
easat-3648	206	16	factor	factor	NOUN
easat-3648	206	17	)	)	PUNCT
easat-3648	206	18	.	.	PUNCT
easat-3648	207	1	as	as	SCONJ
easat-3648	207	2	shown	show	VERB
easat-3648	207	3	,	,	PUNCT
easat-3648	207	4	the	the	DET
easat-3648	207	5	vif	vif	NOUN
easat-3648	207	6	values	value	NOUN
easat-3648	207	7	for	for	ADP
easat-3648	207	8	all	all	DET
easat-3648	207	9	variables	variable	NOUN
easat-3648	207	10	are	be	AUX
easat-3648	207	11	10	10	NUM
easat-3648	207	12	,	,	PUNCT
easat-3648	207	13	indicating	indicate	VERB
easat-3648	207	14	that	that	SCONJ
easat-3648	207	15	there	there	PRON
easat-3648	207	16	is	be	VERB
easat-3648	207	17	no	no	DET
easat-3648	207	18	multicollinearity	multicollinearity	NOUN
easat-3648	207	19	in	in	ADP
easat-3648	207	20	the	the	DET
easat-3648	207	21	model	model	NOUN
easat-3648	207	22	.	.	PUNCT
easat-3648	208	1	table	table	NOUN
easat-3648	208	2	2	2	NUM
easat-3648	208	3	.	.	PUNCT
easat-3648	208	4	multicollinearity	multicollinearity	NOUN
easat-3648	208	5	test	test	NOUN
easat-3648	208	6	.	.	PUNCT
easat-3648	209	1	variables	variable	NOUN
easat-3648	209	2	vif	vif	PROPN
easat-3648	209	3	mappindex	mappindex	PROPN
easat-3648	209	4	1.18	1.18	NUM
easat-3648	209	5	lnta	lnta	PROPN
easat-3648	209	6	3.71	3.71	NUM
easat-3648	209	7	ci	ci	NOUN
easat-3648	209	8	1.68	1.68	NUM
easat-3648	209	9	npl	npl	NOUN
easat-3648	209	10	1.15	1.15	NUM
easat-3648	209	11	ldr	ldr	NOUN
easat-3648	209	12	1.54	1.54	NUM
easat-3648	209	13	ea	ea	NOUN
easat-3648	209	14	2.16	2.16	NUM
easat-3648	209	15	div	div	NOUN
easat-3648	209	16	1.93	1.93	NUM
easat-3648	209	17	p	p	NOUN
easat-3648	209	18	1.64	1.64	NUM
easat-3648	209	19	hhi	hhi	NOUN
easat-3648	209	20	2.23	2.23	NUM
easat-3648	209	21	gdp	gdp	PROPN
easat-3648	209	22	1.45	1.45	NUM
easat-3648	209	23	inf	inf	NOUN
easat-3648	209	24	4.07	4.07	NUM
easat-3648	209	25	crisis	crisis	NOUN
easat-3648	209	26	3.48	3.48	NUM
easat-3648	209	27	table	table	NOUN
easat-3648	209	28	3	3	NUM
easat-3648	209	29	.	.	X
easat-3648	209	30	estimation	estimation	NOUN
easat-3648	209	31	result	result	NOUN
easat-3648	209	32	.	.	PUNCT
easat-3648	210	1	variables	variable	NOUN
easat-3648	210	2	hypothesis	hypothesis	NOUN
easat-3648	210	3	ols	ol	NOUN
easat-3648	210	4	rem	rem	PUNCT
easat-3648	210	5	fem	fem	X
easat-3648	210	6	fgls	fgls	PROPN
easat-3648	210	7	mappindex	mappindex	NOUN
easat-3648	210	8	+	+	CCONJ
easat-3648	210	9	-0.0032861	-0.0032861	NOUN
easat-3648	210	10	*	*	PUNCT
easat-3648	210	11	*	*	PUNCT
easat-3648	211	1	[	[	X
easat-3648	211	2	-2.26	-2.26	X
easat-3648	211	3	]	]	X
easat-3648	211	4	-0.0031104	-0.0031104	NOUN
easat-3648	211	5	*	*	PUNCT
easat-3648	211	6	*	*	PUNCT
easat-3648	212	1	[	[	X
easat-3648	212	2	-2.49	-2.49	X
easat-3648	212	3	]	]	X
easat-3648	212	4	-0.002857	-0.002857	NOUN
easat-3648	212	5	*	*	PUNCT
easat-3648	212	6	*	*	PUNCT
easat-3648	212	7	[	[	X
easat-3648	212	8	-.628484	-.628484	X
easat-3648	212	9	]	]	PUNCT
easat-3648	212	10	-0.0025045	-0.0025045	NOUN
easat-3648	212	11	*	*	PUNCT
easat-3648	212	12	*	*	PUNCT
easat-3648	212	13	*	*	PUNCT
easat-3648	212	14	[	[	X
easat-3648	212	15	-4.36	-4.36	X
easat-3648	212	16	]	]	X
easat-3648	212	17	lnta	lnta	NOUN
easat-3648	212	18	+	+	CCONJ
easat-3648	212	19	0.0299366	0.0299366	NUM
easat-3648	212	20	*	*	PUNCT
easat-3648	212	21	*	*	PUNCT
easat-3648	212	22	*	*	PUNCT
easat-3648	213	1	[	[	X
easat-3648	213	2	9.73	9.73	NUM
easat-3648	213	3	]	]	PUNCT
easat-3648	213	4	0.026077	0.026077	NUM
easat-3648	213	5	*	*	PUNCT
easat-3648	213	6	*	*	PUNCT
easat-3648	213	7	*	*	PUNCT
easat-3648	214	1	[	[	X
easat-3648	214	2	6.19	6.19	NUM
easat-3648	214	3	]	]	PUNCT
easat-3648	214	4	0.0272706	0.0272706	NUM
easat-3648	214	5	*	*	PUNCT
easat-3648	214	6	*	*	PUNCT
easat-3648	214	7	*	*	PUNCT
easat-3648	215	1	[	[	X
easat-3648	215	2	5.03	5.03	NUM
easat-3648	215	3	]	]	PUNCT
easat-3648	215	4	0.0206832	0.0206832	NUM
easat-3648	215	5	*	*	PUNCT
easat-3648	215	6	*	*	PUNCT
easat-3648	215	7	*	*	PUNCT
easat-3648	216	1	[	[	X
easat-3648	216	2	7.86	7.86	NUM
easat-3648	216	3	]	]	PUNCT
easat-3648	216	4	ci	ci	NOUN
easat-3648	216	5	-0.4132421	-0.4132421	PROPN
easat-3648	216	6	*	*	PROPN
easat-3648	216	7	*	*	PUNCT
easat-3648	216	8	*	*	PUNCT
easat-3648	217	1	[	[	X
easat-3648	217	2	-26.62	-26.62	X
easat-3648	217	3	]	]	X
easat-3648	217	4	-0.3831342	-0.3831342	NOUN
easat-3648	217	5	*	*	PUNCT
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easat-3648	273	71	significance	significance	NOUN
easat-3648	273	72	at	at	ADP
easat-3648	273	73	10	10	NUM
easat-3648	273	74	%	%	NOUN
easat-3648	273	75	,	,	PUNCT
easat-3648	273	76	5	5	NUM
easat-3648	273	77	%	%	NOUN
easat-3648	273	78	and	and	CCONJ
easat-3648	273	79	1	1	NUM
easat-3648	273	80	%	%	NOUN
easat-3648	273	81	.	.	PUNCT
easat-3648	274	1	4.2	4.2	NUM
easat-3648	274	2	.	.	PUNCT
easat-3648	274	3	result	result	NOUN
easat-3648	274	4	and	and	CCONJ
easat-3648	274	5	discussion	discussion	NOUN
easat-3648	274	6	from	from	ADP
easat-3648	274	7	the	the	DET
easat-3648	274	8	table	table	NOUN
easat-3648	274	9	3	3	NUM
easat-3648	274	10	,	,	PUNCT
easat-3648	274	11	the	the	DET
easat-3648	274	12	estimation	estimation	NOUN
easat-3648	274	13	results	result	NOUN
easat-3648	274	14	show	show	VERB
easat-3648	274	15	the	the	DET
easat-3648	274	16	following	follow	VERB
easat-3648	274	17	findings	finding	NOUN
easat-3648	274	18	:	:	PUNCT
easat-3648	274	19	•	•	NUM
easat-3648	274	20	macroprudential	macroprudential	ADJ
easat-3648	274	21	policies	policy	NOUN
easat-3648	274	22	:	:	PUNCT
easat-3648	274	23	tightening	tighten	VERB
easat-3648	274	24	macroprudential	macroprudential	ADJ
easat-3648	274	25	policies	policy	NOUN
easat-3648	274	26	reduces	reduce	VERB
easat-3648	274	27	the	the	DET
easat-3648	274	28	lerner	lerner	PROPN
easat-3648	274	29	index	index	PROPN
easat-3648	274	30	,	,	PUNCT
easat-3648	274	31	thereby	thereby	ADV
easat-3648	274	32	increasing	increase	VERB
easat-3648	274	33	the	the	DET
easat-3648	274	34	level	level	NOUN
easat-3648	274	35	of	of	ADP
easat-3648	274	36	competition	competition	NOUN
easat-3648	274	37	among	among	ADP
easat-3648	274	38	banks	bank	NOUN
easat-3648	274	39	.	.	PUNCT
easat-3648	275	1	this	this	PRON
easat-3648	275	2	indicates	indicate	VERB
easat-3648	275	3	the	the	DET
easat-3648	275	4	positive	positive	ADJ
easat-3648	275	5	impact	impact	NOUN
easat-3648	275	6	of	of	ADP
easat-3648	275	7	macroprudential	macroprudential	ADJ
easat-3648	275	8	policies	policy	NOUN
easat-3648	275	9	.	.	PUNCT
easat-3648	276	1	in	in	ADP
easat-3648	276	2	vietnam	vietnam	PROPN
easat-3648	276	3	,	,	PUNCT
easat-3648	276	4	from	from	ADP
easat-3648	276	5	2011	2011	NUM
easat-3648	276	6	to	to	ADP
easat-3648	276	7	2019	2019	NUM
easat-3648	276	8	,	,	PUNCT
easat-3648	276	9	the	the	DET
easat-3648	276	10	state	state	PROPN
easat-3648	276	11	bank	bank	PROPN
easat-3648	276	12	of	of	ADP
easat-3648	276	13	vietnam	vietnam	PROPN
easat-3648	276	14	(	(	PUNCT
easat-3648	276	15	sbv	sbv	PROPN
easat-3648	276	16	)	)	PUNCT
easat-3648	276	17	consistently	consistently	ADV
easat-3648	276	18	activated	activate	VERB
easat-3648	276	19	macroprudential	macroprudential	ADJ
easat-3648	276	20	tools	tool	NOUN
easat-3648	276	21	related	relate	VERB
easat-3648	276	22	to	to	ADP
easat-3648	276	23	credit	credit	NOUN
easat-3648	276	24	,	,	PUNCT
easat-3648	276	25	capital	capital	NOUN
easat-3648	276	26	,	,	PUNCT
easat-3648	276	27	liquidity	liquidity	NOUN
easat-3648	276	28	,	,	PUNCT
easat-3648	276	29	and	and	CCONJ
easat-3648	276	30	foreign	foreign	ADJ
easat-3648	276	31	exchange	exchange	NOUN
easat-3648	276	32	to	to	PART
easat-3648	276	33	mitigate	mitigate	VERB
easat-3648	276	34	the	the	DET
easat-3648	276	35	consequences	consequence	NOUN
easat-3648	276	36	of	of	ADP
easat-3648	276	37	previous	previous	ADJ
easat-3648	276	38	credit	credit	NOUN
easat-3648	276	39	expansion	expansion	NOUN
easat-3648	276	40	and	and	CCONJ
easat-3648	276	41	to	to	PART
easat-3648	276	42	limit	limit	VERB
easat-3648	276	43	the	the	DET
easat-3648	276	44	effects	effect	NOUN
easat-3648	276	45	of	of	ADP
easat-3648	276	46	the	the	DET
easat-3648	276	47	2008	2008	NUM
easat-3648	276	48	financial	financial	ADJ
easat-3648	276	49	crisis	crisis	NOUN
easat-3648	276	50	.	.	PUNCT
easat-3648	277	1	these	these	DET
easat-3648	277	2	policies	policy	NOUN
easat-3648	277	3	significantly	significantly	ADV
easat-3648	277	4	contributed	contribute	VERB
easat-3648	277	5	to	to	ADP
easat-3648	277	6	stabilizing	stabilize	VERB
easat-3648	277	7	the	the	DET
easat-3648	277	8	financial	financial	ADJ
easat-3648	277	9	system	system	NOUN
easat-3648	277	10	,	,	PUNCT
easat-3648	277	11	ensuring	ensure	VERB
easat-3648	277	12	the	the	DET
easat-3648	277	13	safety	safety	NOUN
easat-3648	277	14	of	of	ADP
easat-3648	277	15	banks	bank	NOUN
easat-3648	277	16	,	,	PUNCT
easat-3648	277	17	reducing	reduce	VERB
easat-3648	277	18	market	market	NOUN
easat-3648	277	19	concentration	concentration	NOUN
easat-3648	277	20	,	,	PUNCT
easat-3648	277	21	and	and	CCONJ
easat-3648	277	22	ultimately	ultimately	ADV
easat-3648	277	23	enhancing	enhance	VERB
easat-3648	277	24	competition	competition	NOUN
easat-3648	277	25	among	among	ADP
easat-3648	277	26	banks	bank	NOUN
easat-3648	277	27	.	.	PUNCT
easat-3648	278	1	•	•	NUM
easat-3648	278	2	bank	bank	NOUN
easat-3648	278	3	size	size	NOUN
easat-3648	278	4	:	:	PUNCT
easat-3648	278	5	the	the	DET
easat-3648	278	6	size	size	NOUN
easat-3648	278	7	of	of	ADP
easat-3648	278	8	a	a	DET
easat-3648	278	9	bank	bank	NOUN
easat-3648	278	10	,	,	PUNCT
easat-3648	278	11	as	as	SCONJ
easat-3648	278	12	measured	measure	VERB
easat-3648	278	13	by	by	ADP
easat-3648	278	14	total	total	ADJ
easat-3648	278	15	assets	asset	NOUN
easat-3648	278	16	,	,	PUNCT
easat-3648	278	17	has	have	VERB
easat-3648	278	18	a	a	DET
easat-3648	278	19	positive	positive	ADJ
easat-3648	278	20	relationship	relationship	NOUN
easat-3648	278	21	with	with	ADP
easat-3648	278	22	the	the	DET
easat-3648	278	23	lerner	lerner	PROPN
easat-3648	278	24	index	index	PROPN
easat-3648	278	25	;	;	PUNCT
easat-3648	278	26	in	in	ADP
easat-3648	278	27	other	other	ADJ
easat-3648	278	28	words	word	NOUN
easat-3648	278	29	,	,	PUNCT
easat-3648	278	30	larger	large	ADJ
easat-3648	278	31	banks	bank	NOUN
easat-3648	278	32	tend	tend	VERB
easat-3648	278	33	to	to	PART
easat-3648	278	34	reduce	reduce	VERB
easat-3648	278	35	competition	competition	NOUN
easat-3648	278	36	levels	level	NOUN
easat-3648	278	37	.	.	PUNCT
easat-3648	279	1	this	this	PRON
easat-3648	279	2	aligns	align	VERB
easat-3648	279	3	with	with	ADP
easat-3648	279	4	the	the	DET
easat-3648	279	5	theory	theory	NOUN
easat-3648	279	6	of	of	ADP
easat-3648	279	7	economies	economy	NOUN
easat-3648	279	8	of	of	ADP
easat-3648	279	9	scale	scale	NOUN
easat-3648	279	10	,	,	PUNCT
easat-3648	279	11	where	where	SCONJ
easat-3648	279	12	larger	large	ADJ
easat-3648	279	13	banks	bank	NOUN
easat-3648	279	14	typically	typically	ADV
easat-3648	279	15	have	have	VERB
easat-3648	279	16	advantages	advantage	NOUN
easat-3648	279	17	and	and	CCONJ
easat-3648	279	18	greater	great	ADJ
easat-3648	279	19	market	market	NOUN
easat-3648	279	20	power	power	NOUN
easat-3648	279	21	,	,	PUNCT
easat-3648	279	22	leading	lead	VERB
easat-3648	279	23	to	to	ADP
easat-3648	279	24	reduced	reduce	VERB
easat-3648	279	25	competition	competition	NOUN
easat-3648	279	26	in	in	ADP
easat-3648	279	27	the	the	DET
easat-3648	279	28	market	market	NOUN
easat-3648	279	29	.	.	PUNCT
easat-3648	280	1	•	•	NUM
easat-3648	280	2	management	management	NOUN
easat-3648	280	3	efficiency	efficiency	NOUN
easat-3648	280	4	:	:	PUNCT
easat-3648	280	5	higher	high	ADJ
easat-3648	280	6	cost	cost	NOUN
easat-3648	280	7	management	management	NOUN
easat-3648	280	8	efficiency	efficiency	NOUN
easat-3648	280	9	reduces	reduce	VERB
easat-3648	280	10	the	the	DET
easat-3648	280	11	lerner	lerner	PROPN
easat-3648	280	12	index	index	NOUN
easat-3648	280	13	and	and	CCONJ
easat-3648	280	14	increases	increase	VERB
easat-3648	280	15	bank	bank	NOUN
easat-3648	280	16	competition	competition	NOUN
easat-3648	280	17	.	.	PUNCT
easat-3648	281	1	in	in	ADP
easat-3648	281	2	vietnam	vietnam	PROPN
easat-3648	281	3	,	,	PUNCT
easat-3648	281	4	banks	bank	NOUN
easat-3648	281	5	that	that	PRON
easat-3648	281	6	manage	manage	VERB
easat-3648	281	7	costs	cost	NOUN
easat-3648	281	8	efficiently	efficiently	ADV
easat-3648	281	9	have	have	VERB
easat-3648	281	10	an	an	DET
easat-3648	281	11	advantage	advantage	NOUN
easat-3648	281	12	in	in	ADP
easat-3648	281	13	pricing	pricing	NOUN
easat-3648	281	14	and	and	CCONJ
easat-3648	281	15	creating	create	VERB
easat-3648	281	16	barriers	barrier	NOUN
easat-3648	281	17	to	to	ADP
easat-3648	281	18	entry	entry	NOUN
easat-3648	281	19	for	for	ADP
easat-3648	281	20	new	new	ADJ
easat-3648	281	21	competitors	competitor	NOUN
easat-3648	281	22	,	,	PUNCT
easat-3648	281	23	thereby	thereby	ADV
easat-3648	281	24	enhancing	enhance	VERB
easat-3648	281	25	competition	competition	NOUN
easat-3648	281	26	.	.	PUNCT
easat-3648	282	1	•	•	NUM
easat-3648	282	2	credit	credit	NOUN
easat-3648	282	3	risk	risk	NOUN
easat-3648	282	4	:	:	PUNCT
easat-3648	282	5	an	an	DET
easat-3648	282	6	increase	increase	NOUN
easat-3648	282	7	in	in	ADP
easat-3648	282	8	credit	credit	NOUN
easat-3648	282	9	risk	risk	NOUN
easat-3648	282	10	leads	lead	VERB
easat-3648	282	11	to	to	ADP
easat-3648	282	12	decreased	decrease	VERB
easat-3648	282	13	competition	competition	NOUN
easat-3648	282	14	among	among	ADP
easat-3648	282	15	banks	bank	NOUN
easat-3648	282	16	,	,	PUNCT
easat-3648	282	17	while	while	SCONJ
easat-3648	282	18	no	no	DET
easat-3648	282	19	significant	significant	ADJ
easat-3648	282	20	relationship	relationship	NOUN
easat-3648	282	21	is	be	AUX
easat-3648	282	22	found	find	VERB
easat-3648	282	23	between	between	ADP
easat-3648	282	24	liquidity	liquidity	NOUN
easat-3648	282	25	risk	risk	NOUN
easat-3648	282	26	and	and	CCONJ
easat-3648	282	27	competition	competition	NOUN
easat-3648	282	28	.	.	PUNCT
easat-3648	283	1	the	the	DET
easat-3648	283	2	impact	impact	NOUN
easat-3648	283	3	of	of	ADP
easat-3648	283	4	credit	credit	NOUN
easat-3648	283	5	risk	risk	NOUN
easat-3648	283	6	on	on	ADP
easat-3648	283	7	bank	bank	NOUN
easat-3648	283	8	competition	competition	NOUN
easat-3648	283	9	is	be	AUX
easat-3648	283	10	consistent	consistent	ADJ
easat-3648	283	11	with	with	ADP
easat-3648	283	12	the	the	DET
easat-3648	283	13	findings	finding	NOUN
easat-3648	283	14	of	of	ADP
easat-3648	283	15	(	(	PUNCT
easat-3648	283	16	de	de	X
easat-3648	283	17	guevara	guevara	PROPN
easat-3648	283	18	,	,	PUNCT
easat-3648	283	19	maudos	maudo	NOUN
easat-3648	283	20	,	,	PUNCT
easat-3648	283	21	&	&	CCONJ
easat-3648	283	22	pérez	pérez	NOUN
easat-3648	283	23	,	,	PUNCT
easat-3648	283	24	2005	2005	NUM
easat-3648	283	25	)	)	PUNCT
easat-3648	283	26	and	and	CCONJ
easat-3648	283	27	(	(	PUNCT
easat-3648	283	28	delis	deli	NOUN
easat-3648	283	29	,	,	PUNCT
easat-3648	283	30	2012	2012	NUM
easat-3648	283	31	)	)	PUNCT
easat-3648	283	32	.	.	PUNCT
easat-3648	284	1	•	•	NUM
easat-3648	284	2	listing	list	VERB
easat-3648	284	3	on	on	ADP
easat-3648	284	4	the	the	DET
easat-3648	284	5	stock	stock	NOUN
easat-3648	284	6	exchange	exchange	NOUN
easat-3648	284	7	:	:	PUNCT
easat-3648	284	8	banks	bank	NOUN
easat-3648	284	9	listed	list	VERB
easat-3648	284	10	on	on	ADP
easat-3648	284	11	the	the	DET
easat-3648	284	12	stock	stock	NOUN
easat-3648	284	13	exchange	exchange	NOUN
easat-3648	284	14	generally	generally	ADV
easat-3648	284	15	experience	experience	VERB
easat-3648	284	16	an	an	DET
easat-3648	284	17	increase	increase	NOUN
easat-3648	284	18	in	in	ADP
easat-3648	284	19	market	market	NOUN
easat-3648	284	20	power	power	NOUN
easat-3648	284	21	,	,	PUNCT
easat-3648	284	22	leading	lead	VERB
easat-3648	284	23	to	to	ADP
easat-3648	284	24	reduced	reduce	VERB
easat-3648	284	25	competition	competition	NOUN
easat-3648	284	26	among	among	ADP
easat-3648	284	27	banks	bank	NOUN
easat-3648	284	28	.	.	PUNCT
easat-3648	285	1	listed	list	VERB
easat-3648	285	2	banks	bank	NOUN
easat-3648	285	3	typically	typically	ADV
easat-3648	285	4	possess	possess	VERB
easat-3648	285	5	stronger	strong	ADJ
easat-3648	285	6	capabilities	capability	NOUN
easat-3648	285	7	,	,	PUNCT
easat-3648	285	8	meeting	meet	VERB
easat-3648	285	9	the	the	DET
easat-3648	285	10	requirements	requirement	NOUN
easat-3648	285	11	for	for	ADP
easat-3648	285	12	financial	financial	ADJ
easat-3648	285	13	,	,	PUNCT
easat-3648	285	14	managerial	managerial	ADJ
easat-3648	285	15	,	,	PUNCT
easat-3648	285	16	and	and	CCONJ
easat-3648	285	17	competitive	competitive	ADJ
easat-3648	285	18	strength	strength	NOUN
easat-3648	285	19	,	,	PUNCT
easat-3648	285	20	which	which	PRON
easat-3648	285	21	gives	give	VERB
easat-3648	285	22	them	they	PRON
easat-3648	285	23	greater	great	ADJ
easat-3648	285	24	market	market	NOUN
easat-3648	285	25	power	power	NOUN
easat-3648	285	26	.	.	PUNCT
easat-3648	286	1	in	in	ADP
easat-3648	286	2	contrast	contrast	NOUN
easat-3648	286	3	,	,	PUNCT
easat-3648	286	4	non	non	ADJ
easat-3648	286	5	-	-	ADJ
easat-3648	286	6	listed	listed	ADJ
easat-3648	286	7	banks	bank	NOUN
easat-3648	286	8	generally	generally	ADV
easat-3648	286	9	have	have	VERB
easat-3648	286	10	poorer	poor	ADJ
easat-3648	286	11	business	business	NOUN
easat-3648	286	12	performance	performance	NOUN
easat-3648	286	13	.	.	PUNCT
easat-3648	287	1	7630	7630	NUM
easat-3648	287	2	edelweiss	edelweiss	PROPN
easat-3648	287	3	applied	apply	VERB
easat-3648	287	4	science	science	NOUN
easat-3648	287	5	and	and	CCONJ
easat-3648	287	6	technology	technology	NOUN
easat-3648	287	7	issn	issn	PROPN
easat-3648	287	8	:	:	PUNCT
easat-3648	287	9	2576	2576	NUM
easat-3648	287	10	-	-	SYM
easat-3648	287	11	8484	8484	NUM
easat-3648	287	12	vol	vol	NOUN
easat-3648	287	13	.	.	PROPN
easat-3648	287	14	8	8	NUM
easat-3648	287	15	,	,	PUNCT
easat-3648	287	16	no	no	INTJ
easat-3648	287	17	.	.	NOUN
easat-3648	288	1	6	6	NUM
easat-3648	288	2	:	:	SYM
easat-3648	288	3	7621	7621	NUM
easat-3648	288	4	-	-	SYM
easat-3648	288	5	7631	7631	NUM
easat-3648	288	6	,	,	PUNCT
easat-3648	288	7	2024	2024	NUM
easat-3648	288	8	doi	doi	NOUN
easat-3648	288	9	:	:	PUNCT
easat-3648	288	10	10.55214/25768484.v8i6.3648	10.55214/25768484.v8i6.3648	NUM
easat-3648	288	11	©	©	PROPN
easat-3648	288	12	2024	2024	NUM
easat-3648	288	13	by	by	ADP
easat-3648	288	14	the	the	DET
easat-3648	288	15	authors	author	NOUN
easat-3648	288	16	;	;	PUNCT
easat-3648	288	17	licensee	licensee	PROPN
easat-3648	288	18	learning	learning	NOUN
easat-3648	288	19	gate	gate	VERB
easat-3648	288	20	•	•	NOUN
easat-3648	288	21	market	market	NOUN
easat-3648	288	22	concentration	concentration	NOUN
easat-3648	288	23	:	:	PUNCT
easat-3648	288	24	market	market	NOUN
easat-3648	288	25	concentration	concentration	NOUN
easat-3648	288	26	has	have	VERB
easat-3648	288	27	a	a	DET
easat-3648	288	28	positive	positive	ADJ
easat-3648	288	29	effect	effect	NOUN
easat-3648	288	30	on	on	ADP
easat-3648	288	31	the	the	DET
easat-3648	288	32	lerner	lerner	PROPN
easat-3648	288	33	index	index	PROPN
easat-3648	288	34	,	,	PUNCT
easat-3648	288	35	meaning	mean	VERB
easat-3648	288	36	that	that	SCONJ
easat-3648	288	37	lower	low	ADJ
easat-3648	288	38	competition	competition	NOUN
easat-3648	288	39	levels	level	NOUN
easat-3648	288	40	increase	increase	VERB
easat-3648	288	41	market	market	NOUN
easat-3648	288	42	competition	competition	NOUN
easat-3648	288	43	among	among	ADP
easat-3648	288	44	banks	bank	NOUN
easat-3648	288	45	.	.	PUNCT
easat-3648	289	1	this	this	DET
easat-3648	289	2	result	result	NOUN
easat-3648	289	3	is	be	AUX
easat-3648	289	4	consistent	consistent	ADJ
easat-3648	289	5	with	with	ADP
easat-3648	289	6	the	the	DET
easat-3648	289	7	trends	trend	NOUN
easat-3648	289	8	in	in	ADP
easat-3648	289	9	the	the	DET
easat-3648	289	10	vietnamese	vietnamese	ADJ
easat-3648	289	11	banking	banking	NOUN
easat-3648	289	12	system	system	NOUN
easat-3648	289	13	.	.	PUNCT
easat-3648	290	1	since	since	SCONJ
easat-3648	290	2	2012	2012	NUM
easat-3648	290	3	,	,	PUNCT
easat-3648	290	4	vietnamese	vietnamese	ADJ
easat-3648	290	5	commercial	commercial	ADJ
easat-3648	290	6	banks	bank	NOUN
easat-3648	290	7	have	have	AUX
easat-3648	290	8	completed	complete	VERB
easat-3648	290	9	their	their	PRON
easat-3648	290	10	restructuring	restructuring	NOUN
easat-3648	290	11	process	process	NOUN
easat-3648	290	12	,	,	PUNCT
easat-3648	290	13	significantly	significantly	ADV
easat-3648	290	14	expanded	expand	VERB
easat-3648	290	15	their	their	PRON
easat-3648	290	16	operations	operation	NOUN
easat-3648	290	17	,	,	PUNCT
easat-3648	290	18	with	with	ADP
easat-3648	290	19	many	many	ADJ
easat-3648	290	20	new	new	ADJ
easat-3648	290	21	banks	bank	NOUN
easat-3648	290	22	established	establish	VERB
easat-3648	290	23	.	.	PUNCT
easat-3648	291	1	besides	besides	SCONJ
easat-3648	291	2	,	,	PUNCT
easat-3648	291	3	government	government	NOUN
easat-3648	291	4	and	and	CCONJ
easat-3648	291	5	sbv	sbv	NOUN
easat-3648	291	6	policies	policy	NOUN
easat-3648	291	7	aimed	aim	VERB
easat-3648	291	8	at	at	ADP
easat-3648	291	9	limiting	limit	VERB
easat-3648	291	10	bank	bank	NOUN
easat-3648	291	11	concentration	concentration	NOUN
easat-3648	291	12	,	,	PUNCT
easat-3648	291	13	leading	lead	VERB
easat-3648	291	14	to	to	ADP
easat-3648	291	15	intense	intense	ADJ
easat-3648	291	16	competition	competition	NOUN
easat-3648	291	17	.	.	PUNCT
easat-3648	292	1	•	•	NOUN
easat-3648	292	2	macroeconomic	macroeconomic	ADJ
easat-3648	292	3	variables	variable	NOUN
easat-3648	292	4	:	:	PUNCT
easat-3648	292	5	among	among	ADP
easat-3648	292	6	the	the	DET
easat-3648	292	7	macroeconomic	macroeconomic	ADJ
easat-3648	292	8	variables	variable	NOUN
easat-3648	292	9	,	,	PUNCT
easat-3648	292	10	only	only	ADV
easat-3648	292	11	inflation	inflation	NOUN
easat-3648	292	12	has	have	VERB
easat-3648	292	13	a	a	DET
easat-3648	292	14	negative	negative	ADJ
easat-3648	292	15	impact	impact	NOUN
easat-3648	292	16	on	on	ADP
easat-3648	292	17	the	the	DET
easat-3648	292	18	lerner	lerner	PROPN
easat-3648	292	19	index	index	NOUN
easat-3648	292	20	of	of	ADP
easat-3648	292	21	banks	bank	NOUN
easat-3648	292	22	.	.	PUNCT
easat-3648	293	1	this	this	PRON
easat-3648	293	2	is	be	AUX
easat-3648	293	3	because	because	SCONJ
easat-3648	293	4	,	,	PUNCT
easat-3648	293	5	during	during	ADP
easat-3648	293	6	periods	period	NOUN
easat-3648	293	7	of	of	ADP
easat-3648	293	8	inflation	inflation	NOUN
easat-3648	293	9	,	,	PUNCT
easat-3648	293	10	the	the	DET
easat-3648	293	11	input	input	NOUN
easat-3648	293	12	costs	cost	NOUN
easat-3648	293	13	for	for	ADP
easat-3648	293	14	banks	bank	NOUN
easat-3648	293	15	increase	increase	VERB
easat-3648	293	16	,	,	PUNCT
easat-3648	293	17	but	but	CCONJ
easat-3648	293	18	in	in	ADP
easat-3648	293	19	vietnam	vietnam	PROPN
easat-3648	293	20	,	,	PUNCT
easat-3648	293	21	the	the	DET
easat-3648	293	22	ability	ability	NOUN
easat-3648	293	23	to	to	PART
easat-3648	293	24	raise	raise	VERB
easat-3648	293	25	lending	lending	NOUN
easat-3648	293	26	rates	rate	NOUN
easat-3648	293	27	is	be	AUX
easat-3648	293	28	often	often	ADV
easat-3648	293	29	constrained	constrain	VERB
easat-3648	293	30	by	by	ADP
easat-3648	293	31	concerns	concern	NOUN
easat-3648	293	32	over	over	ADP
easat-3648	293	33	credit	credit	NOUN
easat-3648	293	34	risk	risk	NOUN
easat-3648	293	35	and	and	CCONJ
easat-3648	293	36	government	government	NOUN
easat-3648	293	37	regulations	regulation	NOUN
easat-3648	293	38	.	.	PUNCT
easat-3648	294	1	as	as	ADP
easat-3648	294	2	a	a	DET
easat-3648	294	3	result	result	NOUN
easat-3648	294	4	,	,	PUNCT
easat-3648	294	5	the	the	DET
easat-3648	294	6	lerner	lerner	PROPN
easat-3648	294	7	index	index	PROPN
easat-3648	294	8	does	do	AUX
easat-3648	294	9	not	not	PART
easat-3648	294	10	increase	increase	VERB
easat-3648	294	11	,	,	PUNCT
easat-3648	294	12	and	and	CCONJ
easat-3648	294	13	competition	competition	NOUN
easat-3648	294	14	is	be	AUX
easat-3648	294	15	not	not	PART
easat-3648	294	16	reduced	reduce	VERB
easat-3648	294	17	.	.	PUNCT
easat-3648	295	1	5	5	X
easat-3648	295	2	.	.	X
easat-3648	295	3	conclusions	conclusion	NOUN
easat-3648	295	4	this	this	DET
easat-3648	295	5	paper	paper	NOUN
easat-3648	295	6	,	,	PUNCT
easat-3648	295	7	using	use	VERB
easat-3648	295	8	the	the	DET
easat-3648	295	9	sample	sample	NOUN
easat-3648	295	10	of	of	ADP
easat-3648	295	11	29	29	NUM
easat-3648	295	12	banks	bank	NOUN
easat-3648	295	13	of	of	ADP
easat-3648	295	14	vietnam	vietnam	PROPN
easat-3648	295	15	from	from	ADP
easat-3648	295	16	2009	2009	NUM
easat-3648	295	17	to	to	ADP
easat-3648	295	18	2023	2023	NUM
easat-3648	295	19	,	,	PUNCT
easat-3648	295	20	identifies	identify	VERB
easat-3648	295	21	the	the	DET
easat-3648	295	22	impact	impact	NOUN
easat-3648	295	23	of	of	ADP
easat-3648	295	24	macroprudential	macroprudential	ADJ
easat-3648	295	25	policies	policy	NOUN
easat-3648	295	26	on	on	ADP
easat-3648	295	27	bank	bank	NOUN
easat-3648	295	28	competition	competition	NOUN
easat-3648	295	29	.	.	PUNCT
easat-3648	296	1	the	the	DET
easat-3648	296	2	results	result	NOUN
easat-3648	296	3	indicate	indicate	VERB
easat-3648	296	4	that	that	SCONJ
easat-3648	296	5	,	,	PUNCT
easat-3648	296	6	on	on	ADP
easat-3648	296	7	average	average	ADJ
easat-3648	296	8	,	,	PUNCT
easat-3648	296	9	a	a	DET
easat-3648	296	10	tightening	tightening	NOUN
easat-3648	296	11	in	in	ADP
easat-3648	296	12	bank	bank	NOUN
easat-3648	296	13	-	-	PUNCT
easat-3648	296	14	oriented	orient	VERB
easat-3648	296	15	macroprudential	macroprudential	ADJ
easat-3648	296	16	policies	policy	NOUN
easat-3648	296	17	increases	increase	VERB
easat-3648	296	18	bank	bank	NOUN
easat-3648	296	19	competition	competition	NOUN
easat-3648	296	20	.	.	PUNCT
easat-3648	297	1	overall	overall	ADV
easat-3648	297	2	,	,	PUNCT
easat-3648	297	3	the	the	DET
easat-3648	297	4	study	study	NOUN
easat-3648	297	5	demonstrates	demonstrate	VERB
easat-3648	297	6	the	the	DET
easat-3648	297	7	positive	positive	ADJ
easat-3648	297	8	impact	impact	NOUN
easat-3648	297	9	of	of	ADP
easat-3648	297	10	macroprudential	macroprudential	ADJ
easat-3648	297	11	policy	policy	NOUN
easat-3648	297	12	tools	tool	NOUN
easat-3648	297	13	on	on	ADP
easat-3648	297	14	enhancing	enhance	VERB
easat-3648	297	15	bank	bank	NOUN
easat-3648	297	16	competition	competition	NOUN
easat-3648	297	17	in	in	ADP
easat-3648	297	18	a	a	DET
easat-3648	297	19	developing	develop	VERB
easat-3648	297	20	economy	economy	NOUN
easat-3648	297	21	like	like	ADP
easat-3648	297	22	vietnam	vietnam	PROPN
easat-3648	297	23	,	,	PUNCT
easat-3648	297	24	which	which	PRON
easat-3648	297	25	aligns	align	VERB
easat-3648	297	26	with	with	ADP
easat-3648	297	27	the	the	DET
easat-3648	297	28	studies	study	NOUN
easat-3648	297	29	of	of	ADP
easat-3648	297	30	(	(	PUNCT
easat-3648	297	31	gonzalez	gonzalez	PROPN
easat-3648	297	32	,	,	PUNCT
easat-3648	297	33	2022	2022	NUM
easat-3648	297	34	)	)	PUNCT
easat-3648	297	35	and	and	CCONJ
easat-3648	297	36	(	(	PUNCT
easat-3648	297	37	mirzaei	mirzaei	PROPN
easat-3648	297	38	&	&	CCONJ
easat-3648	297	39	moore	moore	PROPN
easat-3648	297	40	,	,	PUNCT
easat-3648	297	41	2021	2021	NUM
easat-3648	297	42	)	)	PUNCT
easat-3648	297	43	.	.	PUNCT
easat-3648	298	1	the	the	DET
easat-3648	298	2	findings	finding	NOUN
easat-3648	298	3	support	support	VERB
easat-3648	298	4	the	the	DET
easat-3648	298	5	theory	theory	NOUN
easat-3648	298	6	that	that	SCONJ
easat-3648	298	7	macroprudential	macroprudential	ADJ
easat-3648	298	8	tools	tool	NOUN
easat-3648	298	9	are	be	AUX
easat-3648	298	10	effective	effective	ADJ
easat-3648	298	11	in	in	ADP
easat-3648	298	12	stabilizing	stabilize	VERB
easat-3648	298	13	financial	financial	ADJ
easat-3648	298	14	markets	market	NOUN
easat-3648	298	15	,	,	PUNCT
easat-3648	298	16	strengthening	strengthen	VERB
easat-3648	298	17	investor	investor	NOUN
easat-3648	298	18	confidence	confidence	NOUN
easat-3648	298	19	,	,	PUNCT
easat-3648	298	20	and	and	CCONJ
easat-3648	298	21	consequently	consequently	ADV
easat-3648	298	22	fostering	foster	VERB
easat-3648	298	23	healthy	healthy	ADJ
easat-3648	298	24	competition	competition	NOUN
easat-3648	298	25	.	.	PUNCT
easat-3648	299	1	moreover	moreover	ADV
easat-3648	299	2	,	,	PUNCT
easat-3648	299	3	the	the	DET
easat-3648	299	4	results	result	NOUN
easat-3648	299	5	have	have	VERB
easat-3648	299	6	important	important	ADJ
easat-3648	299	7	policy	policy	NOUN
easat-3648	299	8	implications	implication	NOUN
easat-3648	299	9	because	because	SCONJ
easat-3648	299	10	they	they	PRON
easat-3648	299	11	identify	identify	VERB
easat-3648	299	12	macroprudential	macroprudential	ADJ
easat-3648	299	13	policies	policy	NOUN
easat-3648	299	14	that	that	PRON
easat-3648	299	15	increase	increase	VERB
easat-3648	299	16	both	both	DET
easat-3648	299	17	bank	bank	NOUN
easat-3648	299	18	competition	competition	NOUN
easat-3648	299	19	and	and	CCONJ
easat-3648	299	20	stability	stability	NOUN
easat-3648	299	21	.	.	PUNCT
easat-3648	300	1	in	in	ADP
easat-3648	300	2	particular	particular	ADJ
easat-3648	300	3	,	,	PUNCT
easat-3648	300	4	a	a	DET
easat-3648	300	5	tightening	tightening	NOUN
easat-3648	300	6	in	in	ADP
easat-3648	300	7	instruments	instrument	NOUN
easat-3648	300	8	such	such	ADJ
easat-3648	300	9	as	as	ADP
easat-3648	300	10	the	the	DET
easat-3648	300	11	limits	limit	NOUN
easat-3648	300	12	on	on	ADP
easat-3648	300	13	loan	loan	NOUN
easat-3648	300	14	concentration	concentration	NOUN
easat-3648	300	15	,	,	PUNCT
easat-3648	300	16	foreign	foreign	ADJ
easat-3648	300	17	currency	currency	NOUN
easat-3648	300	18	loans	loan	NOUN
easat-3648	300	19	,	,	PUNCT
easat-3648	300	20	interbank	interbank	NOUN
easat-3648	300	21	exposure	exposure	NOUN
easat-3648	300	22	,	,	PUNCT
easat-3648	300	23	and	and	CCONJ
easat-3648	300	24	reserve	reserve	NOUN
easat-3648	300	25	requirements	requirement	NOUN
easat-3648	300	26	linked	link	VERB
easat-3648	300	27	to	to	ADP
easat-3648	300	28	foreign	foreign	ADJ
easat-3648	300	29	deposits	deposit	NOUN
easat-3648	300	30	or	or	CCONJ
easat-3648	300	31	adjusted	adjust	VERB
easat-3648	300	32	countercyclically	countercyclically	ADV
easat-3648	300	33	increases	increase	VERB
easat-3648	300	34	both	both	DET
easat-3648	300	35	bank	bank	NOUN
easat-3648	300	36	competition	competition	NOUN
easat-3648	300	37	and	and	CCONJ
easat-3648	300	38	stability	stability	NOUN
easat-3648	300	39	.	.	PUNCT
easat-3648	301	1	these	these	DET
easat-3648	301	2	policies	policy	NOUN
easat-3648	301	3	are	be	AUX
easat-3648	301	4	more	more	ADV
easat-3648	301	5	attractive	attractive	ADJ
easat-3648	301	6	because	because	SCONJ
easat-3648	301	7	they	they	PRON
easat-3648	301	8	make	make	VERB
easat-3648	301	9	the	the	DET
easat-3648	301	10	traditional	traditional	ADJ
easat-3648	301	11	benefits	benefit	NOUN
easat-3648	301	12	associated	associate	VERB
easat-3648	301	13	with	with	ADP
easat-3648	301	14	bank	bank	NOUN
easat-3648	301	15	competition	competition	NOUN
easat-3648	301	16	in	in	ADP
easat-3648	301	17	terms	term	NOUN
easat-3648	301	18	of	of	ADP
easat-3648	301	19	greater	great	ADJ
easat-3648	301	20	efficiency	efficiency	NOUN
easat-3648	301	21	,	,	PUNCT
easat-3648	301	22	quality	quality	NOUN
easat-3648	301	23	,	,	PUNCT
easat-3648	301	24	and	and	CCONJ
easat-3648	301	25	innovation	innovation	NOUN
easat-3648	301	26	compatible	compatible	ADJ
easat-3648	301	27	with	with	ADP
easat-3648	301	28	the	the	DET
easat-3648	301	29	benefit	benefit	NOUN
easat-3648	301	30	of	of	ADP
easat-3648	301	31	also	also	ADV
easat-3648	301	32	increasing	increase	VERB
easat-3648	301	33	stability	stability	NOUN
easat-3648	301	34	in	in	ADP
easat-3648	301	35	the	the	DET
easat-3648	301	36	financial	financial	ADJ
easat-3648	301	37	sector	sector	NOUN
easat-3648	301	38	.	.	PUNCT
easat-3648	302	1	acknowledgement	acknowledgement	NOUN
easat-3648	302	2	:	:	PUNCT
easat-3648	302	3	the	the	DET
easat-3648	302	4	authors	author	NOUN
easat-3648	302	5	gratefully	gratefully	ADV
easat-3648	302	6	acknowledge	acknowledge	VERB
easat-3648	302	7	the	the	DET
easat-3648	302	8	financial	financial	ADJ
easat-3648	302	9	support	support	NOUN
easat-3648	302	10	from	from	ADP
easat-3648	302	11	the	the	DET
easat-3648	302	12	banking	banking	NOUN
easat-3648	302	13	academy	academy	PROPN
easat-3648	302	14	of	of	ADP
easat-3648	302	15	vietnam	vietnam	PROPN
easat-3648	302	16	.	.	PUNCT
easat-3648	303	1	copyright	copyright	NOUN
easat-3648	303	2	:	:	PUNCT
easat-3648	303	3	©	©	PROPN
easat-3648	303	4	2024	2024	NUM
easat-3648	303	5	by	by	ADP
easat-3648	303	6	the	the	DET
easat-3648	303	7	authors	author	NOUN
easat-3648	303	8	.	.	PUNCT
easat-3648	304	1	this	this	DET
easat-3648	304	2	article	article	NOUN
easat-3648	304	3	is	be	AUX
easat-3648	304	4	an	an	DET
easat-3648	304	5	open	open	ADJ
easat-3648	304	6	access	access	NOUN
easat-3648	304	7	article	article	NOUN
easat-3648	304	8	distributed	distribute	VERB
easat-3648	304	9	under	under	ADP
easat-3648	304	10	the	the	DET
easat-3648	304	11	terms	term	NOUN
easat-3648	304	12	and	and	CCONJ
easat-3648	304	13	conditions	condition	NOUN
easat-3648	304	14	of	of	ADP
easat-3648	304	15	the	the	DET
easat-3648	304	16	creative	creative	ADJ
easat-3648	304	17	commons	common	NOUN
easat-3648	304	18	attribution	attribution	NOUN
easat-3648	304	19	(	(	PUNCT
easat-3648	304	20	cc	cc	NOUN
easat-3648	304	21	by	by	ADP
easat-3648	304	22	)	)	PUNCT
easat-3648	304	23	license	license	NOUN
easat-3648	304	24	(	(	PUNCT
easat-3648	304	25	https://creativecommons.org/licenses/by/4.0/	https://creativecommons.org/licenses/by/4.0/	PROPN
easat-3648	304	26	)	)	PUNCT
easat-3648	304	27	.	.	PUNCT
easat-3648	305	1	references	reference	NOUN
easat-3648	305	2	[	[	X
easat-3648	305	3	1	1	NUM
easat-3648	305	4	]	]	PUNCT
easat-3648	305	5	acharya	acharya	NOUN
easat-3648	305	6	,	,	PUNCT
easat-3648	305	7	v.	v.	PROPN
easat-3648	305	8	v.	v.	PROPN
easat-3648	305	9	,	,	PUNCT
easat-3648	305	10	hasan	hasan	PROPN
easat-3648	305	11	,	,	PUNCT
easat-3648	305	12	i.	i.	PROPN
easat-3648	305	13	,	,	PUNCT
easat-3648	305	14	&	&	CCONJ
easat-3648	305	15	saunders	saunders	PROPN
easat-3648	305	16	,	,	PUNCT
easat-3648	305	17	a.	a.	NOUN
easat-3648	305	18	(	(	PUNCT
easat-3648	305	19	2006	2006	NUM
easat-3648	305	20	)	)	PUNCT
easat-3648	305	21	.	.	PUNCT
easat-3648	306	1	should	should	AUX
easat-3648	306	2	banks	bank	NOUN
easat-3648	306	3	be	be	AUX
easat-3648	306	4	diversified	diversify	VERB
easat-3648	306	5	?	?	PUNCT
easat-3648	307	1	evidence	evidence	NOUN
easat-3648	307	2	from	from	ADP
easat-3648	307	3	individual	individual	ADJ
easat-3648	307	4	bank	bank	NOUN
easat-3648	307	5	loan	loan	NOUN
easat-3648	307	6	portfolios	portfolio	NOUN
easat-3648	307	7	.	.	PUNCT
easat-3648	308	1	the	the	DET
easat-3648	308	2	journal	journal	NOUN
easat-3648	308	3	of	of	ADP
easat-3648	308	4	business	business	NOUN
easat-3648	308	5	,	,	PUNCT
easat-3648	308	6	1355	1355	NUM
easat-3648	308	7	-	-	SYM
easat-3648	308	8	1412	1412	NUM
easat-3648	308	9	.	.	PUNCT
easat-3648	309	1	[	[	X
easat-3648	309	2	2	2	NUM
easat-3648	309	3	]	]	X
easat-3648	309	4	agoraki	agoraki	PROPN
easat-3648	309	5	,	,	PUNCT
easat-3648	309	6	m.	m.	PROPN
easat-3648	309	7	e.	e.	PROPN
easat-3648	309	8	,	,	PUNCT
easat-3648	309	9	delis	deli	NOUN
easat-3648	309	10	,	,	PUNCT
easat-3648	309	11	m.	m.	NOUN
easat-3648	309	12	d.	d.	PROPN
easat-3648	309	13	,	,	PUNCT
easat-3648	309	14	&	&	CCONJ
easat-3648	309	15	pasiouras	pasiouras	PROPN
easat-3648	309	16	,	,	PUNCT
easat-3648	309	17	f.	f.	PROPN
easat-3648	309	18	(	(	PUNCT
easat-3648	309	19	2011	2011	NUM
easat-3648	309	20	)	)	PUNCT
easat-3648	309	21	.	.	PUNCT
easat-3648	310	1	regulations	regulation	NOUN
easat-3648	310	2	,	,	PUNCT
easat-3648	310	3	competition	competition	NOUN
easat-3648	310	4	and	and	CCONJ
easat-3648	310	5	bank	bank	NOUN
easat-3648	310	6	risk	risk	NOUN
easat-3648	310	7	-	-	PUNCT
easat-3648	310	8	taking	taking	NOUN
easat-3648	310	9	in	in	ADP
easat-3648	310	10	transition	transition	NOUN
easat-3648	310	11	countries	country	NOUN
easat-3648	310	12	.	.	PUNCT
easat-3648	311	1	journal	journal	NOUN
easat-3648	311	2	of	of	ADP
easat-3648	311	3	financial	financial	ADJ
easat-3648	311	4	stability	stability	NOUN
easat-3648	311	5	,	,	PUNCT
easat-3648	311	6	38	38	NUM
easat-3648	311	7	-	-	SYM
easat-3648	311	8	48	48	NUM
easat-3648	311	9	.	.	PUNCT
easat-3648	312	1	[	[	X
easat-3648	312	2	3	3	NUM
easat-3648	312	3	]	]	X
easat-3648	312	4	allen	allen	PROPN
easat-3648	312	5	,	,	PUNCT
easat-3648	312	6	f.	f.	PROPN
easat-3648	312	7	,	,	PUNCT
easat-3648	312	8	&	&	CCONJ
easat-3648	312	9	gale	gale	PROPN
easat-3648	312	10	,	,	PUNCT
easat-3648	312	11	d.	d.	PROPN
easat-3648	312	12	(	(	PUNCT
easat-3648	312	13	2004	2004	NUM
easat-3648	312	14	)	)	PUNCT
easat-3648	312	15	.	.	PUNCT
easat-3648	313	1	competition	competition	NOUN
easat-3648	313	2	and	and	CCONJ
easat-3648	313	3	financial	financial	ADJ
easat-3648	313	4	stability	stability	NOUN
easat-3648	313	5	.	.	PUNCT
easat-3648	314	1	journal	journal	NOUN
easat-3648	314	2	of	of	ADP
easat-3648	314	3	money	money	NOUN
easat-3648	314	4	,	,	PUNCT
easat-3648	314	5	credit	credit	NOUN
easat-3648	314	6	and	and	CCONJ
easat-3648	314	7	banking	banking	NOUN
easat-3648	314	8	,	,	PUNCT
easat-3648	314	9	453	453	NUM
easat-3648	314	10	-	-	SYM
easat-3648	314	11	480	480	NUM
easat-3648	314	12	.	.	PUNCT
easat-3648	315	1	[	[	X
easat-3648	315	2	4	4	NUM
easat-3648	315	3	]	]	X
easat-3648	315	4	altunbas	altunbas	PROPN
easat-3648	315	5	,	,	PUNCT
easat-3648	315	6	y.	y.	PROPN
easat-3648	315	7	,	,	PUNCT
easat-3648	315	8	binici	binici	NOUN
easat-3648	315	9	,	,	PUNCT
easat-3648	315	10	m.	m.	NOUN
easat-3648	315	11	,	,	PUNCT
easat-3648	315	12	&	&	CCONJ
easat-3648	315	13	gambacorta	gambacorta	PROPN
easat-3648	315	14	,	,	PUNCT
easat-3648	315	15	l.	l.	PROPN
easat-3648	315	16	(	(	PUNCT
easat-3648	315	17	2018	2018	NUM
easat-3648	315	18	)	)	PUNCT
easat-3648	315	19	.	.	PUNCT
easat-3648	316	1	macroprudential	macroprudential	ADJ
easat-3648	316	2	policy	policy	NOUN
easat-3648	316	3	and	and	CCONJ
easat-3648	316	4	bank	bank	NOUN
easat-3648	316	5	risk	risk	NOUN
easat-3648	316	6	.	.	PUNCT
easat-3648	317	1	journal	journal	NOUN
easat-3648	317	2	of	of	ADP
easat-3648	317	3	international	international	ADJ
easat-3648	317	4	money	money	NOUN
easat-3648	317	5	and	and	CCONJ
easat-3648	317	6	finance	finance	NOUN
easat-3648	317	7	,	,	PUNCT
easat-3648	317	8	203	203	NUM
easat-3648	317	9	-	-	SYM
easat-3648	317	10	220	220	NUM
easat-3648	317	11	.	.	PUNCT
easat-3648	318	1	[	[	X
easat-3648	318	2	5	5	NUM
easat-3648	318	3	]	]	X
easat-3648	318	4	arrawatia	arrawatia	PROPN
easat-3648	318	5	,	,	PUNCT
easat-3648	318	6	r.	r.	PROPN
easat-3648	318	7	,	,	PUNCT
easat-3648	318	8	misra	misra	PROPN
easat-3648	318	9	,	,	PUNCT
easat-3648	318	10	a.	a.	NOUN
easat-3648	318	11	,	,	PUNCT
easat-3648	318	12	dawar	dawar	NOUN
easat-3648	318	13	,	,	PUNCT
easat-3648	318	14	v.	v.	PROPN
easat-3648	318	15	,	,	PUNCT
easat-3648	318	16	&	&	CCONJ
easat-3648	318	17	maitra	maitra	PROPN
easat-3648	318	18	,	,	PUNCT
easat-3648	318	19	d.	d.	PROPN
easat-3648	318	20	(	(	PUNCT
easat-3648	318	21	2019	2019	NUM
easat-3648	318	22	)	)	PUNCT
easat-3648	318	23	.	.	PUNCT
easat-3648	319	1	bank	bank	NOUN
easat-3648	319	2	competition	competition	NOUN
easat-3648	319	3	in	in	ADP
easat-3648	319	4	india	india	PROPN
easat-3648	319	5	:	:	PUNCT
easat-3648	319	6	some	some	DET
easat-3648	319	7	new	new	ADJ
easat-3648	319	8	evidence	evidence	NOUN
easat-3648	319	9	using	use	VERB
easat-3648	319	10	risk	risk	NOUN
easat-3648	319	11	-	-	PUNCT
easat-3648	319	12	adjusted	adjust	VERB
easat-3648	319	13	lerner	lerner	PROPN
easat-3648	319	14	index	index	NOUN
easat-3648	319	15	approach	approach	NOUN
easat-3648	319	16	.	.	PUNCT
easat-3648	320	1	risks	risk	NOUN
easat-3648	320	2	,	,	PUNCT
easat-3648	320	3	44	44	NUM
easat-3648	320	4	.	.	PUNCT
easat-3648	321	1	[	[	X
easat-3648	321	2	6	6	NUM
easat-3648	321	3	]	]	X
easat-3648	321	4	beck	beck	NOUN
easat-3648	321	5	,	,	PUNCT
easat-3648	321	6	t.	t.	PROPN
easat-3648	321	7	h.	h.	PROPN
easat-3648	321	8	,	,	PUNCT
easat-3648	321	9	demirgüç	demirgüç	PROPN
easat-3648	321	10	-	-	PUNCT
easat-3648	321	11	kunt	kunt	PROPN
easat-3648	321	12	,	,	PUNCT
easat-3648	321	13	a.	a.	PROPN
easat-3648	321	14	,	,	PUNCT
easat-3648	321	15	&	&	CCONJ
easat-3648	321	16	levine	levine	PROPN
easat-3648	321	17	,	,	PUNCT
easat-3648	321	18	r.	r.	PROPN
easat-3648	321	19	(	(	PUNCT
easat-3648	321	20	2007	2007	NUM
easat-3648	321	21	)	)	PUNCT
easat-3648	321	22	.	.	PUNCT
easat-3648	322	1	bank	bank	NOUN
easat-3648	322	2	concentration	concentration	NOUN
easat-3648	322	3	and	and	CCONJ
easat-3648	322	4	fragility	fragility	NOUN
easat-3648	322	5	:	:	PUNCT
easat-3648	322	6	impact	impact	NOUN
easat-3648	322	7	and	and	CCONJ
easat-3648	322	8	mechanics	mechanic	NOUN
easat-3648	322	9	.	.	PUNCT
easat-3648	323	1	the	the	DET
easat-3648	323	2	risks	risk	NOUN
easat-3648	323	3	of	of	ADP
easat-3648	323	4	financial	financial	ADJ
easat-3648	323	5	institutions	institution	NOUN
easat-3648	323	6	.	.	PUNCT
easat-3648	324	1	university	university	NOUN
easat-3648	324	2	of	of	ADP
easat-3648	324	3	chicago	chicago	PROPN
easat-3648	324	4	press	press	NOUN
easat-3648	324	5	.	.	PUNCT
easat-3648	325	1	[	[	X
easat-3648	325	2	7	7	NUM
easat-3648	325	3	]	]	X
easat-3648	325	4	beck	beck	NOUN
easat-3648	325	5	,	,	PUNCT
easat-3648	325	6	t.	t.	PROPN
easat-3648	325	7	,	,	PUNCT
easat-3648	325	8	demirgüç	demirgüç	PROPN
easat-3648	325	9	-	-	PUNCT
easat-3648	325	10	kunt	kunt	PROPN
easat-3648	325	11	,	,	PUNCT
easat-3648	325	12	a.	a.	PROPN
easat-3648	325	13	,	,	PUNCT
easat-3648	325	14	&	&	CCONJ
easat-3648	325	15	levine	levine	PROPN
easat-3648	325	16	,	,	PUNCT
easat-3648	325	17	r.	r.	PROPN
easat-3648	325	18	(	(	PUNCT
easat-3648	325	19	2006	2006	NUM
easat-3648	325	20	)	)	PUNCT
easat-3648	325	21	.	.	PUNCT
easat-3648	326	1	bank	bank	NOUN
easat-3648	326	2	concentration	concentration	NOUN
easat-3648	326	3	,	,	PUNCT
easat-3648	326	4	competition	competition	NOUN
easat-3648	326	5	,	,	PUNCT
easat-3648	326	6	and	and	CCONJ
easat-3648	326	7	crises	crisis	NOUN
easat-3648	326	8	:	:	PUNCT
easat-3648	326	9	first	first	ADJ
easat-3648	326	10	results	result	NOUN
easat-3648	326	11	.	.	PUNCT
easat-3648	327	1	journal	journal	NOUN
easat-3648	327	2	of	of	ADP
easat-3648	327	3	banking	banking	NOUN
easat-3648	327	4	&	&	CCONJ
easat-3648	327	5	finance	finance	NOUN
easat-3648	327	6	,	,	PUNCT
easat-3648	327	7	1581	1581	NUM
easat-3648	327	8	-	-	SYM
easat-3648	327	9	1603	1603	NUM
easat-3648	327	10	.	.	PUNCT
easat-3648	328	1	[	[	X
easat-3648	328	2	8	8	NUM
easat-3648	328	3	]	]	SYM
easat-3648	328	4	berger	berger	NOUN
easat-3648	328	5	,	,	PUNCT
easat-3648	328	6	a.	a.	PROPN
easat-3648	328	7	n.	n.	PROPN
easat-3648	328	8	(	(	PUNCT
easat-3648	328	9	1995	1995	NUM
easat-3648	328	10	)	)	PUNCT
easat-3648	328	11	.	.	PUNCT
easat-3648	329	1	the	the	DET
easat-3648	329	2	profit	profit	NOUN
easat-3648	329	3	-	-	PUNCT
easat-3648	329	4	structure	structure	NOUN
easat-3648	329	5	relationship	relationship	NOUN
easat-3648	329	6	in	in	ADP
easat-3648	329	7	banking	banking	NOUN
easat-3648	329	8	--	--	PUNCT
easat-3648	329	9	tests	test	NOUN
easat-3648	329	10	of	of	ADP
easat-3648	329	11	market	market	NOUN
easat-3648	329	12	-	-	PUNCT
easat-3648	329	13	power	power	NOUN
easat-3648	329	14	and	and	CCONJ
easat-3648	329	15	efficient	efficient	ADJ
easat-3648	329	16	-	-	PUNCT
easat-3648	329	17	structure	structure	NOUN
easat-3648	329	18	hypotheses	hypothesis	NOUN
easat-3648	329	19	.	.	PUNCT
easat-3648	330	1	journal	journal	NOUN
easat-3648	330	2	of	of	ADP
easat-3648	330	3	money	money	NOUN
easat-3648	330	4	,	,	PUNCT
easat-3648	330	5	credit	credit	NOUN
easat-3648	330	6	and	and	CCONJ
easat-3648	330	7	banking	banking	NOUN
easat-3648	330	8	,	,	PUNCT
easat-3648	330	9	404	404	NUM
easat-3648	330	10	-	-	SYM
easat-3648	330	11	431	431	NUM
easat-3648	330	12	.	.	PUNCT
easat-3648	331	1	[	[	X
easat-3648	331	2	9	9	NUM
easat-3648	331	3	]	]	X
easat-3648	331	4	buch	buch	NOUN
easat-3648	331	5	,	,	PUNCT
easat-3648	331	6	c.	c.	PROPN
easat-3648	331	7	m.	m.	NOUN
easat-3648	331	8	,	,	PUNCT
easat-3648	331	9	&	&	CCONJ
easat-3648	331	10	prieto	prieto	PROPN
easat-3648	331	11	,	,	PUNCT
easat-3648	331	12	e.	e.	PROPN
easat-3648	331	13	(	(	PUNCT
easat-3648	331	14	2014	2014	NUM
easat-3648	331	15	)	)	PUNCT
easat-3648	331	16	.	.	PUNCT
easat-3648	332	1	do	do	AUX
easat-3648	332	2	better	well	ADV
easat-3648	332	3	capitalized	capitalize	VERB
easat-3648	332	4	banks	bank	NOUN
easat-3648	332	5	lend	lend	VERB
easat-3648	332	6	less	less	ADJ
easat-3648	332	7	?	?	PUNCT
easat-3648	333	1	long‐run	long‐run	ADJ
easat-3648	333	2	panel	panel	NOUN
easat-3648	333	3	evidence	evidence	NOUN
easat-3648	333	4	from	from	ADP
easat-3648	333	5	germany	germany	PROPN
easat-3648	333	6	?	?	PUNCT
easat-3648	334	1	international	international	ADJ
easat-3648	334	2	finance	finance	NOUN
easat-3648	334	3	,	,	PUNCT
easat-3648	334	4	1	1	NUM
easat-3648	334	5	-	-	SYM
easat-3648	334	6	23	23	NUM
easat-3648	334	7	.	.	PUNCT
easat-3648	335	1	[	[	X
easat-3648	335	2	10	10	NUM
easat-3648	335	3	]	]	PUNCT
easat-3648	335	4	ciarrapico	ciarrapico	NOUN
easat-3648	335	5	,	,	PUNCT
easat-3648	335	6	a.	a.	NOUN
easat-3648	335	7	m.	m.	NOUN
easat-3648	335	8	,	,	PUNCT
easat-3648	335	9	&	&	CCONJ
easat-3648	335	10	cosci	cosci	PROPN
easat-3648	335	11	,	,	PUNCT
easat-3648	335	12	s.	s.	PROPN
easat-3648	335	13	(	(	PUNCT
easat-3648	335	14	2011	2011	NUM
easat-3648	335	15	)	)	PUNCT
easat-3648	335	16	.	.	PUNCT
easat-3648	336	1	european	european	ADJ
easat-3648	336	2	banks	bank	NOUN
easat-3648	336	3	and	and	CCONJ
easat-3648	336	4	cross	cross	ADJ
easat-3648	336	5	-	-	ADJ
easat-3648	336	6	selling	sell	VERB
easat-3648	336	7	.	.	PUNCT
easat-3648	337	1	applied	apply	VERB
easat-3648	337	2	economics	economic	NOUN
easat-3648	337	3	letters	letter	NOUN
easat-3648	337	4	,	,	PUNCT
easat-3648	337	5	555	555	NUM
easat-3648	337	6	-	-	SYM
easat-3648	337	7	559	559	NUM
easat-3648	337	8	.	.	PUNCT
easat-3648	338	1	https://creativecommons.org/licenses/by/4.0/	https://creativecommons.org/licenses/by/4.0/	PROPN
easat-3648	338	2	7631	7631	PROPN
easat-3648	338	3	edelweiss	edelweiss	PROPN
easat-3648	338	4	applied	apply	VERB
easat-3648	338	5	science	science	NOUN
easat-3648	338	6	and	and	CCONJ
easat-3648	338	7	technology	technology	NOUN
easat-3648	338	8	issn	issn	PROPN
easat-3648	338	9	:	:	PUNCT
easat-3648	338	10	2576	2576	NUM
easat-3648	338	11	-	-	SYM
easat-3648	338	12	8484	8484	NUM
easat-3648	338	13	vol	vol	NOUN
easat-3648	338	14	.	.	PROPN
easat-3648	338	15	8	8	NUM
easat-3648	338	16	,	,	PUNCT
easat-3648	338	17	no	no	INTJ
easat-3648	338	18	.	.	NOUN
easat-3648	339	1	6	6	NUM
easat-3648	339	2	:	:	SYM
easat-3648	339	3	7621	7621	NUM
easat-3648	339	4	-	-	SYM
easat-3648	339	5	7631	7631	NUM
easat-3648	339	6	,	,	PUNCT
easat-3648	339	7	2024	2024	NUM
easat-3648	339	8	doi	doi	NOUN
easat-3648	339	9	:	:	PUNCT
easat-3648	339	10	10.55214/25768484.v8i6.3648	10.55214/25768484.v8i6.3648	NUM
easat-3648	339	11	©	©	PROPN
easat-3648	339	12	2024	2024	NUM
easat-3648	339	13	by	by	ADP
easat-3648	339	14	the	the	DET
easat-3648	339	15	authors	author	NOUN
easat-3648	339	16	;	;	PUNCT
easat-3648	339	17	licensee	licensee	PROPN
easat-3648	339	18	learning	learning	NOUN
easat-3648	339	19	gate	gate	NOUN
easat-3648	340	1	[	[	X
easat-3648	340	2	11	11	NUM
easat-3648	340	3	]	]	PUNCT
easat-3648	340	4	claessens	claessen	NOUN
easat-3648	340	5	,	,	PUNCT
easat-3648	340	6	s.	s.	PROPN
easat-3648	340	7	,	,	PUNCT
easat-3648	340	8	&	&	CCONJ
easat-3648	340	9	laeven	laeven	ADJ
easat-3648	340	10	,	,	PUNCT
easat-3648	340	11	l.	l.	PROPN
easat-3648	340	12	(	(	PUNCT
easat-3648	340	13	2004	2004	NUM
easat-3648	340	14	)	)	PUNCT
easat-3648	340	15	.	.	PUNCT
easat-3648	341	1	what	what	PRON
easat-3648	341	2	drives	drive	VERB
easat-3648	341	3	bank	bank	NOUN
easat-3648	341	4	competition	competition	NOUN
easat-3648	341	5	?	?	PUNCT
easat-3648	342	1	some	some	DET
easat-3648	342	2	international	international	ADJ
easat-3648	342	3	evidence	evidence	NOUN
easat-3648	342	4	.	.	PUNCT
easat-3648	343	1	journal	journal	NOUN
easat-3648	343	2	of	of	ADP
easat-3648	343	3	money	money	NOUN
easat-3648	343	4	,	,	PUNCT
easat-3648	343	5	credit	credit	NOUN
easat-3648	343	6	and	and	CCONJ
easat-3648	343	7	banking	banking	NOUN
easat-3648	343	8	,	,	PUNCT
easat-3648	343	9	563	563	NUM
easat-3648	343	10	-	-	SYM
easat-3648	343	11	583	583	NUM
easat-3648	343	12	.	.	PUNCT
easat-3648	344	1	[	[	X
easat-3648	344	2	12	12	NUM
easat-3648	344	3	]	]	PUNCT
easat-3648	344	4	clark	clark	PROPN
easat-3648	344	5	,	,	PUNCT
easat-3648	344	6	e.	e.	PROPN
easat-3648	344	7	,	,	PUNCT
easat-3648	344	8	radić	radić	NOUN
easat-3648	344	9	,	,	PUNCT
easat-3648	344	10	n.	n.	NOUN
easat-3648	344	11	,	,	PUNCT
easat-3648	344	12	&	&	CCONJ
easat-3648	344	13	sharipova	sharipova	PROPN
easat-3648	344	14	,	,	PUNCT
easat-3648	344	15	a.	a.	NOUN
easat-3648	344	16	(	(	PUNCT
easat-3648	344	17	2018	2018	NUM
easat-3648	344	18	)	)	PUNCT
easat-3648	344	19	.	.	PUNCT
easat-3648	345	1	bank	bank	NOUN
easat-3648	345	2	competition	competition	NOUN
easat-3648	345	3	and	and	CCONJ
easat-3648	345	4	stability	stability	NOUN
easat-3648	345	5	in	in	ADP
easat-3648	345	6	the	the	DET
easat-3648	345	7	cis	cis	NOUN
easat-3648	345	8	markets	market	NOUN
easat-3648	345	9	.	.	PUNCT
easat-3648	346	1	journal	journal	NOUN
easat-3648	346	2	of	of	ADP
easat-3648	346	3	international	international	ADJ
easat-3648	346	4	financial	financial	ADJ
easat-3648	346	5	markets	market	NOUN
easat-3648	346	6	,	,	PUNCT
easat-3648	346	7	institutions	institution	NOUN
easat-3648	346	8	and	and	CCONJ
easat-3648	346	9	money	money	NOUN
easat-3648	346	10	,	,	PUNCT
easat-3648	346	11	190–203	190–203	NUM
easat-3648	346	12	.	.	PUNCT
easat-3648	347	1	[	[	X
easat-3648	347	2	13	13	NUM
easat-3648	347	3	]	]	SYM
easat-3648	347	4	corvoisier	corvoisier	NOUN
easat-3648	347	5	,	,	PUNCT
easat-3648	347	6	s.	s.	PROPN
easat-3648	347	7	,	,	PUNCT
easat-3648	347	8	&	&	CCONJ
easat-3648	347	9	gropp	gropp	PROPN
easat-3648	347	10	,	,	PUNCT
easat-3648	347	11	r.	r.	PROPN
easat-3648	347	12	(	(	PUNCT
easat-3648	347	13	2002	2002	NUM
easat-3648	347	14	)	)	PUNCT
easat-3648	347	15	.	.	PUNCT
easat-3648	348	1	bank	bank	NOUN
easat-3648	348	2	concentration	concentration	NOUN
easat-3648	348	3	and	and	CCONJ
easat-3648	348	4	retail	retail	ADJ
easat-3648	348	5	interest	interest	NOUN
easat-3648	348	6	rates	rate	NOUN
easat-3648	348	7	.	.	PUNCT
easat-3648	349	1	journal	journal	NOUN
easat-3648	349	2	of	of	ADP
easat-3648	349	3	banking	banking	NOUN
easat-3648	349	4	&	&	CCONJ
easat-3648	349	5	finance	finance	PROPN
easat-3648	349	6	,	,	PUNCT
easat-3648	349	7	21552189	21552189	NUM
easat-3648	349	8	.	.	PUNCT
easat-3648	350	1	[	[	X
easat-3648	350	2	14	14	NUM
easat-3648	350	3	]	]	X
easat-3648	350	4	de	de	X
easat-3648	350	5	guevara	guevara	PROPN
easat-3648	350	6	,	,	PUNCT
easat-3648	350	7	j.	j.	PROPN
easat-3648	350	8	f.	f.	PROPN
easat-3648	350	9	,	,	PUNCT
easat-3648	350	10	maudos	maudo	NOUN
easat-3648	350	11	,	,	PUNCT
easat-3648	350	12	j.	j.	PROPN
easat-3648	350	13	,	,	PUNCT
easat-3648	350	14	&	&	CCONJ
easat-3648	350	15	pérez	pérez	NOUN
easat-3648	350	16	,	,	PUNCT
easat-3648	350	17	f.	f.	PROPN
easat-3648	350	18	(	(	PUNCT
easat-3648	350	19	2005	2005	NUM
easat-3648	350	20	)	)	PUNCT
easat-3648	350	21	.	.	PUNCT
easat-3648	351	1	market	market	NOUN
easat-3648	351	2	power	power	NOUN
easat-3648	351	3	in	in	ADP
easat-3648	351	4	european	european	ADJ
easat-3648	351	5	banking	banking	NOUN
easat-3648	351	6	sectors	sector	NOUN
easat-3648	351	7	.	.	PUNCT
easat-3648	352	1	journal	journal	PROPN
easat-3648	352	2	of	of	ADP
easat-3648	352	3	financial	financial	ADJ
easat-3648	352	4	services	service	NOUN
easat-3648	352	5	research	research	NOUN
easat-3648	352	6	,	,	PUNCT
easat-3648	352	7	109	109	NUM
easat-3648	352	8	-	-	SYM
easat-3648	352	9	137	137	NUM
easat-3648	352	10	.	.	PUNCT
easat-3648	353	1	[	[	X
easat-3648	353	2	15	15	NUM
easat-3648	353	3	]	]	X
easat-3648	353	4	delis	deli	NOUN
easat-3648	353	5	,	,	PUNCT
easat-3648	353	6	m.	m.	NOUN
easat-3648	353	7	d.	d.	PROPN
easat-3648	353	8	(	(	PUNCT
easat-3648	353	9	2012	2012	NUM
easat-3648	353	10	)	)	PUNCT
easat-3648	353	11	.	.	PUNCT
easat-3648	354	1	bank	bank	NOUN
easat-3648	354	2	competition	competition	NOUN
easat-3648	354	3	,	,	PUNCT
easat-3648	354	4	financial	financial	ADJ
easat-3648	354	5	reform	reform	NOUN
easat-3648	354	6	,	,	PUNCT
easat-3648	354	7	and	and	CCONJ
easat-3648	354	8	institutions	institution	NOUN
easat-3648	354	9	:	:	PUNCT
easat-3648	354	10	the	the	DET
easat-3648	354	11	importance	importance	NOUN
easat-3648	354	12	of	of	ADP
easat-3648	354	13	being	be	AUX
easat-3648	354	14	developed	develop	VERB
easat-3648	354	15	.	.	PUNCT
easat-3648	355	1	journal	journal	PROPN
easat-3648	355	2	of	of	ADP
easat-3648	355	3	development	development	NOUN
easat-3648	355	4	economics	economic	NOUN
easat-3648	355	5	,	,	PUNCT
easat-3648	355	6	450	450	NUM
easat-3648	355	7	-	-	SYM
easat-3648	355	8	465	465	NUM
easat-3648	355	9	.	.	PUNCT
easat-3648	356	1	[	[	X
easat-3648	356	2	16	16	NUM
easat-3648	356	3	]	]	X
easat-3648	356	4	gao	gao	PROPN
easat-3648	356	5	,	,	PUNCT
easat-3648	356	6	w.	w.	PROPN
easat-3648	356	7	,	,	PUNCT
easat-3648	356	8	miller	miller	PROPN
easat-3648	356	9	,	,	PUNCT
easat-3648	356	10	t.	t.	PROPN
easat-3648	356	11	,	,	PUNCT
easat-3648	356	12	&	&	CCONJ
easat-3648	356	13	taboada	taboada	PROPN
easat-3648	356	14	,	,	PUNCT
easat-3648	356	15	a.	a.	NOUN
easat-3648	356	16	(	(	PUNCT
easat-3648	356	17	2018	2018	NUM
easat-3648	356	18	)	)	PUNCT
easat-3648	356	19	.	.	PUNCT
easat-3648	357	1	international	international	ADJ
easat-3648	357	2	evidence	evidence	NOUN
easat-3648	357	3	on	on	ADP
easat-3648	357	4	the	the	DET
easat-3648	357	5	impact	impact	NOUN
easat-3648	357	6	of	of	ADP
easat-3648	357	7	macroprudential	macroprudential	ADJ
easat-3648	357	8	policies	policy	NOUN
easat-3648	357	9	on	on	ADP
easat-3648	357	10	bank	bank	NOUN
easat-3648	357	11	risk	risk	NOUN
easat-3648	357	12	taking	taking	NOUN
easat-3648	357	13	and	and	CCONJ
easat-3648	357	14	systemic	systemic	ADJ
easat-3648	357	15	risk	risk	NOUN
easat-3648	357	16	.	.	PUNCT
easat-3648	358	1	[	[	X
easat-3648	358	2	17	17	NUM
easat-3648	358	3	]	]	X
easat-3648	358	4	gonzalez	gonzalez	PROPN
easat-3648	358	5	,	,	PUNCT
easat-3648	358	6	f.	f.	PROPN
easat-3648	358	7	(	(	PUNCT
easat-3648	358	8	2022	2022	NUM
easat-3648	358	9	)	)	PUNCT
easat-3648	358	10	.	.	PUNCT
easat-3648	359	1	macroprudential	macroprudential	ADJ
easat-3648	359	2	policies	policy	NOUN
easat-3648	359	3	and	and	CCONJ
easat-3648	359	4	bank	bank	NOUN
easat-3648	359	5	competition	competition	NOUN
easat-3648	359	6	:	:	PUNCT
easat-3648	359	7	international	international	ADJ
easat-3648	359	8	bank	bank	NOUN
easat-3648	359	9	-	-	PUNCT
easat-3648	359	10	level	level	NOUN
easat-3648	359	11	evidence	evidence	NOUN
easat-3648	359	12	.	.	PUNCT
easat-3648	360	1	journal	journal	NOUN
easat-3648	360	2	of	of	ADP
easat-3648	360	3	financial	financial	ADJ
easat-3648	360	4	stability	stability	NOUN
easat-3648	360	5	,	,	PUNCT
easat-3648	360	6	100967	100967	NUM
easat-3648	360	7	.	.	PUNCT
easat-3648	361	1	[	[	X
easat-3648	361	2	18	18	NUM
easat-3648	361	3	]	]	X
easat-3648	361	4	jeanne	jeanne	PROPN
easat-3648	361	5	,	,	PUNCT
easat-3648	361	6	o.	o.	PROPN
easat-3648	361	7	,	,	PUNCT
easat-3648	361	8	&	&	CCONJ
easat-3648	361	9	korinek	korinek	ADJ
easat-3648	361	10	,	,	PUNCT
easat-3648	361	11	a.	a.	NOUN
easat-3648	361	12	(	(	PUNCT
easat-3648	361	13	2020	2020	NUM
easat-3648	361	14	)	)	PUNCT
easat-3648	361	15	.	.	PUNCT
easat-3648	362	1	macroprudential	macroprudential	ADJ
easat-3648	362	2	regulation	regulation	NOUN
easat-3648	362	3	versus	versus	ADP
easat-3648	362	4	mopping	mop	VERB
easat-3648	362	5	up	up	ADP
easat-3648	362	6	after	after	ADP
easat-3648	362	7	the	the	DET
easat-3648	362	8	crash	crash	NOUN
easat-3648	362	9	.	.	PUNCT
easat-3648	363	1	the	the	DET
easat-3648	363	2	review	review	NOUN
easat-3648	363	3	of	of	ADP
easat-3648	363	4	economic	economic	ADJ
easat-3648	363	5	studies	study	NOUN
easat-3648	363	6	,	,	PUNCT
easat-3648	363	7	1470	1470	NUM
easat-3648	363	8	-	-	SYM
easat-3648	363	9	1497	1497	NUM
easat-3648	363	10	.	.	PUNCT
easat-3648	364	1	[	[	X
easat-3648	364	2	19	19	NUM
easat-3648	364	3	]	]	X
easat-3648	364	4	khan	khan	PROPN
easat-3648	364	5	,	,	PUNCT
easat-3648	364	6	h.	h.	PROPN
easat-3648	364	7	h.	h.	PROPN
easat-3648	364	8	,	,	PUNCT
easat-3648	364	9	kutan	kutan	PROPN
easat-3648	364	10	,	,	PUNCT
easat-3648	364	11	a.	a.	NOUN
easat-3648	364	12	m.	m.	NOUN
easat-3648	364	13	,	,	PUNCT
easat-3648	364	14	ahmad	ahmad	PROPN
easat-3648	364	15	,	,	PUNCT
easat-3648	364	16	r.	r.	PROPN
easat-3648	364	17	b.	b.	PROPN
easat-3648	364	18	,	,	PUNCT
easat-3648	364	19	&	&	CCONJ
easat-3648	364	20	gee	gee	PROPN
easat-3648	364	21	,	,	PUNCT
easat-3648	364	22	c.	c.	PROPN
easat-3648	364	23	s.	s.	PROPN
easat-3648	364	24	(	(	PUNCT
easat-3648	364	25	2017	2017	NUM
easat-3648	364	26	)	)	PUNCT
easat-3648	364	27	.	.	PUNCT
easat-3648	364	28	does	do	AUX
easat-3648	364	29	higher	high	ADJ
easat-3648	364	30	bank	bank	NOUN
easat-3648	364	31	concentration	concentration	NOUN
easat-3648	364	32	reduce	reduce	VERB
easat-3648	364	33	the	the	DET
easat-3648	364	34	level	level	NOUN
easat-3648	364	35	of	of	ADP
easat-3648	364	36	competition	competition	NOUN
easat-3648	364	37	in	in	ADP
easat-3648	364	38	the	the	DET
easat-3648	364	39	banking	banking	NOUN
easat-3648	364	40	industry	industry	NOUN
easat-3648	364	41	?	?	PUNCT
easat-3648	365	1	further	further	ADJ
easat-3648	365	2	evidence	evidence	NOUN
easat-3648	365	3	from	from	ADP
easat-3648	365	4	[	[	X
easat-3648	365	5	20	20	NUM
easat-3648	365	6	]	]	X
easat-3648	365	7	south	south	PROPN
easat-3648	365	8	east	east	ADJ
easat-3648	365	9	asian	asian	ADJ
easat-3648	365	10	economies	economy	NOUN
easat-3648	365	11	.	.	PUNCT
easat-3648	366	1	international	international	ADJ
easat-3648	366	2	review	review	NOUN
easat-3648	366	3	of	of	ADP
easat-3648	366	4	economics	economics	PROPN
easat-3648	366	5	&	&	CCONJ
easat-3648	366	6	finance	finance	PROPN
easat-3648	366	7	,	,	PUNCT
easat-3648	366	8	91	91	NUM
easat-3648	366	9	-	-	SYM
easat-3648	366	10	106	106	NUM
easat-3648	366	11	.	.	PUNCT
easat-3648	367	1	[	[	X
easat-3648	367	2	20	20	NUM
easat-3648	367	3	]	]	X
easat-3648	367	4	kogler	kogler	NOUN
easat-3648	367	5	,	,	PUNCT
easat-3648	367	6	m.	m.	NOUN
easat-3648	367	7	(	(	PUNCT
easat-3648	367	8	2020	2020	NUM
easat-3648	367	9	)	)	PUNCT
easat-3648	367	10	.	.	PUNCT
easat-3648	368	1	risk	risk	NOUN
easat-3648	368	2	shifting	shift	VERB
easat-3648	368	3	and	and	CCONJ
easat-3648	368	4	the	the	DET
easat-3648	368	5	allocation	allocation	NOUN
easat-3648	368	6	of	of	ADP
easat-3648	368	7	capital	capital	NOUN
easat-3648	368	8	:	:	PUNCT
easat-3648	368	9	a	a	DET
easat-3648	368	10	rationale	rationale	NOUN
easat-3648	368	11	for	for	ADP
easat-3648	368	12	macroprudential	macroprudential	ADJ
easat-3648	368	13	regulation	regulation	NOUN
easat-3648	368	14	.	.	PUNCT
easat-3648	369	1	journal	journal	NOUN
easat-3648	369	2	of	of	ADP
easat-3648	369	3	banking	banking	NOUN
easat-3648	369	4	&	&	CCONJ
easat-3648	369	5	finance	finance	PROPN
easat-3648	369	6	,	,	PUNCT
easat-3648	369	7	105890	105890	NUM
easat-3648	369	8	.	.	PUNCT
easat-3648	370	1	[	[	X
easat-3648	370	2	21	21	NUM
easat-3648	370	3	]	]	X
easat-3648	370	4	lim	lim	PROPN
easat-3648	370	5	,	,	PUNCT
easat-3648	370	6	c.	c.	PROPN
easat-3648	370	7	,	,	PUNCT
easat-3648	370	8	costa	costa	PROPN
easat-3648	370	9	,	,	PUNCT
easat-3648	370	10	a.	a.	PROPN
easat-3648	370	11	,	,	PUNCT
easat-3648	370	12	columba	columba	PROPN
easat-3648	370	13	,	,	PUNCT
easat-3648	370	14	f.	f.	PROPN
easat-3648	370	15	,	,	PUNCT
easat-3648	370	16	kongsamut	kongsamut	PROPN
easat-3648	370	17	,	,	PUNCT
easat-3648	370	18	p.	p.	NOUN
easat-3648	370	19	,	,	PUNCT
easat-3648	370	20	otani	otani	PROPN
easat-3648	370	21	,	,	PUNCT
easat-3648	370	22	a.	a.	NOUN
easat-3648	370	23	,	,	PUNCT
easat-3648	370	24	saiyid	saiyid	NOUN
easat-3648	370	25	,	,	PUNCT
easat-3648	370	26	m.	m.	NOUN
easat-3648	370	27	,	,	PUNCT
easat-3648	370	28	.	.	PUNCT
easat-3648	370	29	.	.	PUNCT
easat-3648	370	30	.	.	PUNCT
easat-3648	371	1	wu	wu	PROPN
easat-3648	371	2	,	,	PUNCT
easat-3648	371	3	x.	x.	NOUN
easat-3648	371	4	(	(	PUNCT
easat-3648	371	5	2011	2011	NUM
easat-3648	371	6	)	)	PUNCT
easat-3648	371	7	.	.	PUNCT
easat-3648	372	1	macroprudential	macroprudential	ADJ
easat-3648	372	2	policy	policy	NOUN
easat-3648	372	3	:	:	PUNCT
easat-3648	372	4	what	what	PRON
easat-3648	372	5	instruments	instrument	NOUN
easat-3648	372	6	and	and	CCONJ
easat-3648	372	7	how	how	SCONJ
easat-3648	372	8	to	to	PART
easat-3648	372	9	use	use	VERB
easat-3648	372	10	them	they	PRON
easat-3648	372	11	?	?	PUNCT
easat-3648	373	1	lessons	lesson	NOUN
easat-3648	373	2	from	from	ADP
easat-3648	373	3	country	country	NOUN
easat-3648	373	4	experiences	experience	NOUN
easat-3648	373	5	.	.	PUNCT
easat-3648	374	1	imf	imf	PROPN
easat-3648	374	2	working	working	PROPN
easat-3648	374	3	papers	paper	NOUN
easat-3648	374	4	.	.	PUNCT
easat-3648	375	1	[	[	X
easat-3648	375	2	22	22	NUM
easat-3648	375	3	]	]	X
easat-3648	375	4	lloyd	lloyd	PROPN
easat-3648	375	5	-	-	PUNCT
easat-3648	375	6	williams	williams	PROPN
easat-3648	375	7	,	,	PUNCT
easat-3648	375	8	d.	d.	PROPN
easat-3648	375	9	m.	m.	PROPN
easat-3648	375	10	,	,	PUNCT
easat-3648	375	11	molyneux	molyneux	PROPN
easat-3648	375	12	,	,	PUNCT
easat-3648	375	13	p.	p.	PROPN
easat-3648	375	14	,	,	PUNCT
easat-3648	375	15	&	&	CCONJ
easat-3648	375	16	thornton	thornton	PROPN
easat-3648	375	17	,	,	PUNCT
easat-3648	375	18	j.	j.	PROPN
easat-3648	375	19	(	(	PUNCT
easat-3648	375	20	1994	1994	NUM
easat-3648	375	21	)	)	PUNCT
easat-3648	375	22	.	.	PUNCT
easat-3648	376	1	market	market	NOUN
easat-3648	376	2	structure	structure	NOUN
easat-3648	376	3	and	and	CCONJ
easat-3648	376	4	performance	performance	NOUN
easat-3648	376	5	in	in	ADP
easat-3648	376	6	spanish	spanish	ADJ
easat-3648	376	7	banking	banking	NOUN
easat-3648	376	8	.	.	PUNCT
easat-3648	377	1	journal	journal	PROPN
easat-3648	377	2	of	of	ADP
easat-3648	377	3	banking	banking	NOUN
easat-3648	377	4	&	&	CCONJ
easat-3648	377	5	finance	finance	PROPN
easat-3648	377	6	,	,	PUNCT
easat-3648	377	7	433	433	NUM
easat-3648	377	8	-	-	SYM
easat-3648	377	9	443	443	NUM
easat-3648	377	10	.	.	PUNCT
easat-3648	378	1	[	[	X
easat-3648	378	2	23	23	NUM
easat-3648	378	3	]	]	PUNCT
easat-3648	378	4	maudos	maudo	NOUN
easat-3648	378	5	,	,	PUNCT
easat-3648	378	6	j.	j.	PROPN
easat-3648	378	7	,	,	PUNCT
easat-3648	378	8	&	&	CCONJ
easat-3648	378	9	de	de	X
easat-3648	378	10	guevara	guevara	PROPN
easat-3648	378	11	,	,	PUNCT
easat-3648	378	12	j.	j.	PROPN
easat-3648	378	13	f.	f.	PROPN
easat-3648	378	14	(	(	PUNCT
easat-3648	378	15	2007	2007	NUM
easat-3648	378	16	)	)	PUNCT
easat-3648	378	17	.	.	PUNCT
easat-3648	379	1	the	the	DET
easat-3648	379	2	cost	cost	NOUN
easat-3648	379	3	of	of	ADP
easat-3648	379	4	market	market	NOUN
easat-3648	379	5	power	power	NOUN
easat-3648	379	6	in	in	ADP
easat-3648	379	7	banking	banking	NOUN
easat-3648	379	8	:	:	PUNCT
easat-3648	379	9	social	social	ADJ
easat-3648	379	10	welfare	welfare	NOUN
easat-3648	379	11	loss	loss	NOUN
easat-3648	379	12	vs.	vs.	ADP
easat-3648	379	13	cost	cost	NOUN
easat-3648	379	14	inefficiency	inefficiency	NOUN
easat-3648	379	15	.	.	PUNCT
easat-3648	380	1	journal	journal	NOUN
easat-3648	380	2	of	of	ADP
easat-3648	380	3	banking	banking	PROPN
easat-3648	380	4	&	&	CCONJ
easat-3648	380	5	financ	financ	PROPN
easat-3648	380	6	,	,	PUNCT
easat-3648	380	7	2103	2103	NUM
easat-3648	380	8	-	-	SYM
easat-3648	380	9	2125	2125	NUM
easat-3648	380	10	.	.	PUNCT
easat-3648	381	1	[	[	X
easat-3648	381	2	24	24	NUM
easat-3648	381	3	]	]	PUNCT
easat-3648	381	4	meuleman	meuleman	NOUN
easat-3648	381	5	,	,	PUNCT
easat-3648	381	6	e.	e.	PROPN
easat-3648	381	7	,	,	PUNCT
easat-3648	381	8	&	&	CCONJ
easat-3648	381	9	vander	vander	PROPN
easat-3648	381	10	vennet	vennet	PROPN
easat-3648	381	11	,	,	PUNCT
easat-3648	381	12	r.	r.	PROPN
easat-3648	381	13	(	(	PUNCT
easat-3648	381	14	2020	2020	NUM
easat-3648	381	15	)	)	PUNCT
easat-3648	381	16	.	.	PUNCT
easat-3648	382	1	macroprudential	macroprudential	ADJ
easat-3648	382	2	policy	policy	NOUN
easat-3648	382	3	and	and	CCONJ
easat-3648	382	4	bank	bank	NOUN
easat-3648	382	5	systemic	systemic	ADJ
easat-3648	382	6	risk	risk	NOUN
easat-3648	382	7	.	.	PUNCT
easat-3648	383	1	journal	journal	NOUN
easat-3648	383	2	of	of	ADP
easat-3648	383	3	financial	financial	ADJ
easat-3648	383	4	stability	stability	NOUN
easat-3648	383	5	,	,	PUNCT
easat-3648	383	6	100724	100724	NUM
easat-3648	383	7	.	.	PUNCT
easat-3648	384	1	[	[	X
easat-3648	384	2	25	25	NUM
easat-3648	384	3	]	]	PUNCT
easat-3648	384	4	mirzaei	mirzaei	ADJ
easat-3648	384	5	,	,	PUNCT
easat-3648	384	6	a.	a.	PROPN
easat-3648	384	7	,	,	PUNCT
easat-3648	384	8	&	&	CCONJ
easat-3648	384	9	moore	moore	PROPN
easat-3648	384	10	,	,	PUNCT
easat-3648	384	11	t.	t.	PROPN
easat-3648	384	12	(	(	PUNCT
easat-3648	384	13	2021	2021	NUM
easat-3648	384	14	)	)	PUNCT
easat-3648	384	15	.	.	PUNCT
easat-3648	385	1	do	do	AUX
easat-3648	385	2	macro‐prudential	macro‐prudential	ADJ
easat-3648	385	3	policies	policy	NOUN
easat-3648	385	4	jeopardize	jeopardize	VERB
easat-3648	385	5	banking	banking	NOUN
easat-3648	385	6	competition	competition	NOUN
easat-3648	385	7	?	?	PUNCT
easat-3648	386	1	international	international	ADJ
easat-3648	386	2	review	review	NOUN
easat-3648	386	3	of	of	ADP
easat-3648	386	4	finance	finance	NOUN
easat-3648	386	5	,	,	PUNCT
easat-3648	386	6	1511	1511	NUM
easat-3648	386	7	-	-	SYM
easat-3648	386	8	1518	1518	NUM
easat-3648	386	9	.	.	PUNCT
easat-3648	387	1	[	[	X
easat-3648	387	2	26	26	NUM
easat-3648	387	3	]	]	PUNCT
easat-3648	387	4	nguyễn	nguyễn	NOUN
easat-3648	387	5	,	,	PUNCT
easat-3648	387	6	t.	t.	PROPN
easat-3648	387	7	h.	h.	PROPN
easat-3648	387	8	(	(	PUNCT
easat-3648	387	9	2019	2019	NUM
easat-3648	387	10	)	)	PUNCT
easat-3648	387	11	.	.	PUNCT
easat-3648	388	1	thực	thực	PROPN
easat-3648	388	2	thi	thi	PROPN
easat-3648	388	3	chính	chính	PROPN
easat-3648	388	4	sách	sách	PROPN
easat-3648	388	5	an	an	PROPN
easat-3648	388	6	toàn	toàn	PROPN
easat-3648	388	7	vĩ	vĩ	ADP
easat-3648	388	8	mô	mô	PROPN
easat-3648	388	9	đối	đối	PROPN
easat-3648	388	10	với	với	PROPN
easat-3648	388	11	hệ	hệ	PROPN
easat-3648	388	12	thống	thống	PROPN
easat-3648	388	13	tài	tài	PROPN
easat-3648	388	14	chính	chính	PROPN
easat-3648	388	15	việt	việt	PROPN
easat-3648	388	16	nam	nam	PROPN
easat-3648	388	17	.	.	PUNCT
easat-3648	389	1	hanoi	hanoi	PROPN
easat-3648	389	2	.	.	PUNCT
easat-3648	390	1	[	[	X
easat-3648	390	2	27	27	NUM
easat-3648	390	3	]	]	PUNCT
easat-3648	390	4	ofori	ofori	ADJ
easat-3648	390	5	-	-	PUNCT
easat-3648	390	6	sasu	sasu	NOUN
easat-3648	390	7	,	,	PUNCT
easat-3648	390	8	d.	d.	PROPN
easat-3648	390	9	,	,	PUNCT
easat-3648	390	10	agbloyor	agbloyor	PROPN
easat-3648	390	11	,	,	PUNCT
easat-3648	390	12	e.	e.	PROPN
easat-3648	390	13	k.	k.	PROPN
easat-3648	390	14	,	,	PUNCT
easat-3648	390	15	sarpong	sarpong	NOUN
easat-3648	390	16	-	-	PUNCT
easat-3648	390	17	kumankoma	kumankoma	NOUN
easat-3648	390	18	,	,	PUNCT
easat-3648	390	19	e.	e.	PROPN
easat-3648	390	20	,	,	PUNCT
easat-3648	390	21	&	&	CCONJ
easat-3648	390	22	abor	abor	PROPN
easat-3648	390	23	,	,	PUNCT
easat-3648	390	24	j.	j.	PROPN
easat-3648	390	25	y.	y.	PROPN
easat-3648	390	26	(	(	PUNCT
easat-3648	390	27	2023	2023	NUM
easat-3648	390	28	)	)	PUNCT
easat-3648	390	29	.	.	PUNCT
easat-3648	391	1	central	central	PROPN
easat-3648	391	2	bank	bank	PROPN
easat-3648	391	3	coordinated	coordinate	VERB
easat-3648	391	4	policies	policy	NOUN
easat-3648	391	5	and	and	CCONJ
easat-3648	391	6	bank	bank	NOUN
easat-3648	391	7	market	market	NOUN
easat-3648	391	8	power	power	NOUN
easat-3648	391	9	:	:	PUNCT
easat-3648	391	10	an	an	DET
easat-3648	391	11	insight	insight	NOUN
easat-3648	391	12	from	from	ADP
easat-3648	391	13	the	the	DET
easat-3648	391	14	african	african	ADJ
easat-3648	391	15	context	context	NOUN
easat-3648	391	16	.	.	PUNCT
easat-3648	392	1	cogent	cogent	NOUN
easat-3648	392	2	economics	economics	PROPN
easat-3648	392	3	&	&	CCONJ
easat-3648	392	4	finance	finance	PROPN
easat-3648	392	5	,	,	PUNCT
easat-3648	392	6	2196851	2196851	NUM
easat-3648	392	7	.	.	PUNCT
easat-3648	393	1	[	[	X
easat-3648	393	2	28	28	NUM
easat-3648	393	3	]	]	X
easat-3648	393	4	petersen	petersen	PROPN
easat-3648	393	5	,	,	PUNCT
easat-3648	393	6	m.	m.	NOUN
easat-3648	393	7	a.	a.	PROPN
easat-3648	393	8	,	,	PUNCT
easat-3648	393	9	&	&	CCONJ
easat-3648	393	10	rajan	rajan	PROPN
easat-3648	393	11	,	,	PUNCT
easat-3648	393	12	r.	r.	PROPN
easat-3648	393	13	g.	g.	PROPN
easat-3648	393	14	(	(	PUNCT
easat-3648	393	15	1995	1995	NUM
easat-3648	393	16	)	)	PUNCT
easat-3648	393	17	.	.	PUNCT
easat-3648	394	1	the	the	DET
easat-3648	394	2	effect	effect	NOUN
easat-3648	394	3	of	of	ADP
easat-3648	394	4	credit	credit	NOUN
easat-3648	394	5	market	market	NOUN
easat-3648	394	6	competition	competition	NOUN
easat-3648	394	7	on	on	ADP
easat-3648	394	8	lending	lending	NOUN
easat-3648	394	9	relationships	relationship	NOUN
easat-3648	394	10	.	.	PUNCT
easat-3648	395	1	the	the	DET
easat-3648	395	2	quarterly	quarterly	ADJ
easat-3648	395	3	journal	journal	NOUN
easat-3648	395	4	of	of	ADP
easat-3648	395	5	economics	economic	NOUN
easat-3648	395	6	,	,	PUNCT
easat-3648	395	7	407	407	NUM
easat-3648	395	8	-	-	SYM
easat-3648	395	9	443	443	NUM
easat-3648	395	10	.	.	PUNCT
easat-3648	396	1	[	[	X
easat-3648	396	2	29	29	NUM
easat-3648	396	3	]	]	X
easat-3648	396	4	phạm	phạm	NOUN
easat-3648	396	5	,	,	PUNCT
easat-3648	396	6	t.	t.	PROPN
easat-3648	396	7	h.	h.	PROPN
easat-3648	396	8	(	(	PUNCT
easat-3648	396	9	2019	2019	NUM
easat-3648	396	10	)	)	PUNCT
easat-3648	396	11	.	.	PUNCT
easat-3648	397	1	hiệu	hiệu	PROPN
easat-3648	397	2	lực	lực	PROPN
easat-3648	397	3	cơ	cơ	PROPN
easat-3648	397	4	chế	chế	PROPN
easat-3648	397	5	truyền	truyền	PROPN
easat-3648	397	6	dẫn	dẫn	PROPN
easat-3648	397	7	chính	chính	PROPN
easat-3648	397	8	sách	sách	PROPN
easat-3648	397	9	giám	giám	PROPN
easat-3648	397	10	sát	sát	VERB
easat-3648	397	11	an	an	DET
easat-3648	397	12	toàn	toàn	PROPN
easat-3648	397	13	vĩ	vĩ	PROPN
easat-3648	397	14	mô	mô	PROPN
easat-3648	397	15	tại	tại	PROPN
easat-3648	397	16	việt	việt	PROPN
easat-3648	397	17	nam	nam	PROPN
easat-3648	397	18	.	.	PROPN
easat-3648	398	1	nafosted	nafoste	VERB
easat-3648	398	2	fund	fund	NOUN
easat-3648	398	3	.	.	PUNCT
easat-3648	399	1	[	[	X
easat-3648	399	2	30	30	NUM
easat-3648	399	3	]	]	X
easat-3648	399	4	scalco	scalco	NOUN
easat-3648	399	5	,	,	PUNCT
easat-3648	399	6	p.	p.	PROPN
easat-3648	399	7	r.	r.	PROPN
easat-3648	399	8	,	,	PUNCT
easat-3648	399	9	tabak	tabak	PROPN
easat-3648	399	10	,	,	PUNCT
easat-3648	399	11	b.	b.	PROPN
easat-3648	399	12	m.	m.	PROPN
easat-3648	399	13	,	,	PUNCT
easat-3648	399	14	&	&	CCONJ
easat-3648	399	15	teixeira	teixeira	PROPN
easat-3648	399	16	,	,	PUNCT
easat-3648	399	17	a.	a.	NOUN
easat-3648	399	18	m.	m.	NOUN
easat-3648	399	19	(	(	PUNCT
easat-3648	399	20	2021	2021	NUM
easat-3648	399	21	)	)	PUNCT
easat-3648	399	22	.	.	PUNCT
easat-3648	400	1	prudential	prudential	ADJ
easat-3648	400	2	measures	measure	NOUN
easat-3648	400	3	and	and	CCONJ
easat-3648	400	4	their	their	PRON
easat-3648	400	5	adverse	adverse	ADJ
easat-3648	400	6	effects	effect	NOUN
easat-3648	400	7	on	on	ADP
easat-3648	400	8	bank	bank	NOUN
easat-3648	400	9	competition	competition	NOUN
easat-3648	400	10	:	:	PUNCT
easat-3648	400	11	the	the	DET
easat-3648	400	12	case	case	NOUN
easat-3648	400	13	of	of	ADP
easat-3648	400	14	brazil	brazil	PROPN
easat-3648	400	15	.	.	PUNCT
easat-3648	401	1	economic	economic	ADJ
easat-3648	401	2	modelling	modelling	NOUN
easat-3648	401	3	,	,	PUNCT
easat-3648	401	4	105495	105495	NUM
easat-3648	401	5	.	.	PUNCT
easat-3648	402	1	[	[	X
easat-3648	402	2	31	31	NUM
easat-3648	402	3	]	]	SYM
easat-3648	402	4	valverde	valverde	PROPN
easat-3648	402	5	,	,	PUNCT
easat-3648	402	6	s.	s.	PROPN
easat-3648	402	7	c.	c.	PROPN
easat-3648	402	8	,	,	PUNCT
easat-3648	402	9	&	&	CCONJ
easat-3648	402	10	fernández	fernández	PROPN
easat-3648	402	11	,	,	PUNCT
easat-3648	402	12	f.	f.	PROPN
easat-3648	402	13	r.	r.	PROPN
easat-3648	402	14	(	(	PUNCT
easat-3648	402	15	2007	2007	NUM
easat-3648	402	16	)	)	PUNCT
easat-3648	402	17	.	.	PUNCT
easat-3648	403	1	the	the	DET
easat-3648	403	2	determinants	determinant	NOUN
easat-3648	403	3	of	of	ADP
easat-3648	403	4	bank	bank	NOUN
easat-3648	403	5	margins	margin	NOUN
easat-3648	403	6	in	in	ADP
easat-3648	403	7	european	european	ADJ
easat-3648	403	8	banking	banking	NOUN
easat-3648	403	9	.	.	PUNCT
easat-3648	404	1	journal	journal	PROPN
easat-3648	404	2	of	of	ADP
easat-3648	404	3	banking	banking	NOUN
easat-3648	404	4	&	&	CCONJ
easat-3648	404	5	finance	finance	NOUN
easat-3648	404	6	,	,	PUNCT
easat-3648	404	7	2043	2043	NUM
easat-3648	404	8	-	-	SYM
easat-3648	404	9	2063	2063	NUM
easat-3648	404	10	.	.	PUNCT