id	sid	tid	token	lemma	pos
easat-3790	1	1	edelweiss	edelweiss	PROPN
easat-3790	1	2	applied	apply	VERB
easat-3790	1	3	science	science	NOUN
easat-3790	1	4	and	and	CCONJ
easat-3790	1	5	technology	technology	NOUN
easat-3790	1	6	issn	issn	PROPN
easat-3790	1	7	:	:	PUNCT
easat-3790	1	8	2576	2576	NUM
easat-3790	1	9	-	-	SYM
easat-3790	1	10	8484	8484	NUM
easat-3790	1	11	vol	vol	NOUN
easat-3790	1	12	.	.	PROPN
easat-3790	1	13	8	8	NUM
easat-3790	1	14	,	,	PUNCT
easat-3790	1	15	no	no	INTJ
easat-3790	1	16	.	.	NOUN
easat-3790	1	17	6	6	NUM
easat-3790	1	18	,	,	PUNCT
easat-3790	1	19	8268	8268	NUM
easat-3790	1	20	-	-	SYM
easat-3790	1	21	8280	8280	NUM
easat-3790	1	22	2024	2024	NUM
easat-3790	1	23	publisher	publisher	NOUN
easat-3790	1	24	:	:	PUNCT
easat-3790	1	25	learning	learn	VERB
easat-3790	1	26	gate	gate	NOUN
easat-3790	1	27	doi	doi	PROPN
easat-3790	1	28	:	:	PUNCT
easat-3790	1	29	10.55214/25768484.v8i6.3790	10.55214/25768484.v8i6.3790	NUM
easat-3790	1	30	©	©	PROPN
easat-3790	1	31	2024	2024	NUM
easat-3790	1	32	by	by	ADP
easat-3790	1	33	the	the	DET
easat-3790	1	34	authors	author	NOUN
easat-3790	1	35	;	;	PUNCT
easat-3790	1	36	licensee	licensee	PROPN
easat-3790	1	37	learning	learning	NOUN
easat-3790	1	38	gate	gate	NOUN
easat-3790	1	39	©	©	PROPN
easat-3790	1	40	2024	2024	NUM
easat-3790	1	41	by	by	ADP
easat-3790	1	42	the	the	DET
easat-3790	1	43	authors	author	NOUN
easat-3790	1	44	;	;	PUNCT
easat-3790	1	45	licensee	licensee	PROPN
easat-3790	1	46	learning	learn	VERB
easat-3790	1	47	gate	gate	NOUN
easat-3790	1	48	*	*	PUNCT
easat-3790	1	49	correspondence	correspondence	NOUN
easat-3790	1	50	:	:	PUNCT
easat-3790	1	51	jhony.barrera.lievano@gmail.com	jhony.barrera.lievano@gmail.com	PROPN
easat-3790	1	52	variables	variable	NOUN
easat-3790	1	53	determining	determine	VERB
easat-3790	1	54	“	"	PUNCT
easat-3790	1	55	drop	drop	VERB
easat-3790	1	56	-	-	PUNCT
easat-3790	1	57	by	by	ADP
easat-3790	1	58	-	-	PUNCT
easat-3790	1	59	drop	drop	NOUN
easat-3790	1	60	”	"	PUNCT
easat-3790	1	61	loan	loan	NOUN
easat-3790	1	62	as	as	ADP
easat-3790	1	63	a	a	DET
easat-3790	1	64	financing	financing	NOUN
easat-3790	1	65	method	method	NOUN
easat-3790	1	66	jhony	jhony	PROPN
easat-3790	1	67	alexander	alexander	PROPN
easat-3790	1	68	barrera	barrera	PROPN
easat-3790	1	69	lievano1	lievano1	PROPN
easat-3790	1	70	*	*	PROPN
easat-3790	1	71	,	,	PUNCT
easat-3790	1	72	sandra	sandra	PROPN
easat-3790	1	73	miyey	miyey	PROPN
easat-3790	1	74	parra	parra	PROPN
easat-3790	1	75	ramirez2	ramirez2	PROPN
easat-3790	1	76	,	,	PUNCT
easat-3790	1	77	edgar	edgar	PROPN
easat-3790	1	78	olmedo	olmedo	PROPN
easat-3790	1	79	cruz	cruz	PROPN
easat-3790	1	80	mican3	mican3	PROPN
easat-3790	1	81	,	,	PUNCT
easat-3790	1	82	juanita	juanita	PROPN
easat-3790	1	83	ruíz	ruíz	VERB
easat-3790	1	84	lópez4	lópez4	PROPN
easat-3790	2	1	1,2,3corporación	1,2,3corporación	NUM
easat-3790	2	2	universitaria	universitaria	PROPN
easat-3790	2	3	minuto	minuto	PROPN
easat-3790	2	4	de	de	X
easat-3790	2	5	dios	dios	PROPN
easat-3790	2	6	uniminuto	uniminuto	NOUN
easat-3790	2	7	;	;	PUNCT
easat-3790	2	8	jhony.barrera.lievano@gmail.com	jhony.barrera.lievano@gmail.com	X
easat-3790	2	9	(	(	PUNCT
easat-3790	2	10	j.a.b.l	j.a.b.l	PROPN
easat-3790	2	11	.	.	PUNCT
easat-3790	2	12	)	)	PUNCT
easat-3790	3	1	andra.parra@uniminuto.edu	andra.parra@uniminuto.edu	X
easat-3790	3	2	(	(	PUNCT
easat-3790	3	3	s.m.p.r	s.m.p.r	NOUN
easat-3790	3	4	.	.	PUNCT
easat-3790	3	5	)	)	PUNCT
easat-3790	4	1	ecruz@uniminuto.edu	ecruz@uniminuto.edu	PROPN
easat-3790	4	2	(	(	PUNCT
easat-3790	4	3	e.o.c.m	e.o.c.m	PROPN
easat-3790	4	4	.	.	PUNCT
easat-3790	4	5	)	)	PUNCT
easat-3790	5	1	4fundación	4fundación	NUM
easat-3790	5	2	universitaria	universitaria	PROPN
easat-3790	5	3	del	del	PROPN
easat-3790	5	4	área	área	PROPN
easat-3790	5	5	andina	andina	PROPN
easat-3790	5	6	;	;	PUNCT
easat-3790	5	7	jruiz189@areandina.edu.co	jruiz189@areandina.edu.co	X
easat-3790	5	8	(	(	PUNCT
easat-3790	5	9	j.r.l	j.r.l	NOUN
easat-3790	5	10	.	.	PUNCT
easat-3790	5	11	)	)	PUNCT
easat-3790	5	12	.	.	PUNCT
easat-3790	6	1	abstract	abstract	ADJ
easat-3790	6	2	:	:	PUNCT
easat-3790	6	3	micro	micro	ADJ
easat-3790	6	4	,	,	PUNCT
easat-3790	6	5	small	small	ADJ
easat-3790	6	6	,	,	PUNCT
easat-3790	6	7	and	and	CCONJ
easat-3790	6	8	medium	medium	ADJ
easat-3790	6	9	-	-	PUNCT
easat-3790	6	10	sized	sized	ADJ
easat-3790	6	11	enterprises	enterprise	NOUN
easat-3790	6	12	msmes	msme	NOUN
easat-3790	6	13	are	be	AUX
easat-3790	6	14	characterized	characterize	VERB
easat-3790	6	15	by	by	ADP
easat-3790	6	16	contributing	contribute	VERB
easat-3790	6	17	significantly	significantly	ADV
easat-3790	6	18	to	to	ADP
easat-3790	6	19	nations	nation	NOUN
easat-3790	6	20	'	'	PART
easat-3790	6	21	economies	economy	NOUN
easat-3790	6	22	worldwide	worldwide	ADV
easat-3790	6	23	,	,	PUNCT
easat-3790	6	24	being	be	AUX
easat-3790	6	25	dynamic	dynamic	ADJ
easat-3790	6	26	agents	agent	NOUN
easat-3790	6	27	of	of	ADP
easat-3790	6	28	employment	employment	NOUN
easat-3790	6	29	,	,	PUNCT
easat-3790	6	30	supplying	supply	VERB
easat-3790	6	31	goods	good	NOUN
easat-3790	6	32	and	and	CCONJ
easat-3790	6	33	services	service	NOUN
easat-3790	6	34	,	,	PUNCT
easat-3790	6	35	and	and	CCONJ
easat-3790	6	36	paying	pay	VERB
easat-3790	6	37	taxes	taxis	NOUN
easat-3790	6	38	.	.	PUNCT
easat-3790	7	1	among	among	ADP
easat-3790	7	2	the	the	DET
easat-3790	7	3	factors	factor	NOUN
easat-3790	7	4	that	that	PRON
easat-3790	7	5	affect	affect	VERB
easat-3790	7	6	the	the	DET
easat-3790	7	7	sustainability	sustainability	NOUN
easat-3790	7	8	and	and	CCONJ
easat-3790	7	9	durability	durability	NOUN
easat-3790	7	10	of	of	ADP
easat-3790	7	11	these	these	DET
easat-3790	7	12	organizations	organization	NOUN
easat-3790	7	13	is	be	AUX
easat-3790	7	14	the	the	DET
easat-3790	7	15	financing	financing	NOUN
easat-3790	7	16	to	to	PART
easat-3790	7	17	which	which	PRON
easat-3790	7	18	they	they	PRON
easat-3790	7	19	access	access	VERB
easat-3790	7	20	the	the	DET
easat-3790	7	21	development	development	NOUN
easat-3790	7	22	of	of	ADP
easat-3790	7	23	their	their	PRON
easat-3790	7	24	activities	activity	NOUN
easat-3790	7	25	.	.	PUNCT
easat-3790	8	1	in	in	ADP
easat-3790	8	2	colombia	colombia	PROPN
easat-3790	8	3	,	,	PUNCT
easat-3790	8	4	the	the	DET
easat-3790	8	5	figure	figure	NOUN
easat-3790	8	6	of	of	ADP
easat-3790	8	7	loans	loan	NOUN
easat-3790	8	8	called	call	VERB
easat-3790	8	9	"	"	PUNCT
easat-3790	8	10	drop	drop	NOUN
easat-3790	8	11	-	-	PUNCT
easat-3790	8	12	by	by	ADP
easat-3790	8	13	-	-	PUNCT
easat-3790	8	14	drop	drop	NOUN
easat-3790	8	15	"	"	PUNCT
easat-3790	8	16	exists	exist	VERB
easat-3790	8	17	since	since	SCONJ
easat-3790	8	18	illegality	illegality	NOUN
easat-3790	8	19	,	,	PUNCT
easat-3790	8	20	which	which	PRON
easat-3790	8	21	due	due	ADP
easat-3790	8	22	to	to	ADP
easat-3790	8	23	its	its	PRON
easat-3790	8	24	characteristics	characteristic	NOUN
easat-3790	8	25	generates	generate	VERB
easat-3790	8	26	problems	problem	NOUN
easat-3790	8	27	of	of	ADP
easat-3790	8	28	sustainability	sustainability	NOUN
easat-3790	8	29	and	and	CCONJ
easat-3790	8	30	growth	growth	NOUN
easat-3790	8	31	for	for	ADP
easat-3790	8	32	msmes	msme	NOUN
easat-3790	8	33	that	that	PRON
easat-3790	8	34	access	access	VERB
easat-3790	8	35	them	they	PRON
easat-3790	8	36	.	.	PUNCT
easat-3790	9	1	this	this	DET
easat-3790	9	2	research	research	NOUN
easat-3790	9	3	was	be	AUX
easat-3790	9	4	carried	carry	VERB
easat-3790	9	5	out	out	ADP
easat-3790	9	6	to	to	PART
easat-3790	9	7	determine	determine	VERB
easat-3790	9	8	if	if	SCONJ
easat-3790	9	9	there	there	PRON
easat-3790	9	10	is	be	VERB
easat-3790	9	11	a	a	DET
easat-3790	9	12	linear	linear	ADJ
easat-3790	9	13	relationship	relationship	NOUN
easat-3790	9	14	between	between	ADP
easat-3790	9	15	variables	variable	NOUN
easat-3790	9	16	associated	associate	VERB
easat-3790	9	17	with	with	ADP
easat-3790	9	18	access	access	NOUN
easat-3790	9	19	to	to	ADP
easat-3790	9	20	loans	loan	NOUN
easat-3790	9	21	"	"	PUNCT
easat-3790	9	22	drop	drop	NOUN
easat-3790	9	23	-	-	PUNCT
easat-3790	9	24	bydrop	bydrop	NOUN
easat-3790	9	25	"	"	PUNCT
easat-3790	9	26	.	.	PUNCT
easat-3790	10	1	it	it	PRON
easat-3790	10	2	was	be	AUX
easat-3790	10	3	developed	develop	VERB
easat-3790	10	4	under	under	ADP
easat-3790	10	5	a	a	DET
easat-3790	10	6	quantitative	quantitative	ADJ
easat-3790	10	7	,	,	PUNCT
easat-3790	10	8	correlational	correlational	ADJ
easat-3790	10	9	,	,	PUNCT
easat-3790	10	10	non	non	ADJ
easat-3790	10	11	-	-	ADJ
easat-3790	10	12	experimental	experimental	ADJ
easat-3790	10	13	,	,	PUNCT
easat-3790	10	14	and	and	CCONJ
easat-3790	10	15	transactional	transactional	ADJ
easat-3790	10	16	approach	approach	NOUN
easat-3790	10	17	.	.	PUNCT
easat-3790	11	1	we	we	PRON
easat-3790	11	2	worked	work	VERB
easat-3790	11	3	with	with	ADP
easat-3790	11	4	a	a	DET
easat-3790	11	5	probabilistic	probabilistic	ADJ
easat-3790	11	6	sample	sample	NOUN
easat-3790	11	7	.	.	PUNCT
easat-3790	12	1	as	as	ADP
easat-3790	12	2	the	the	DET
easat-3790	12	3	main	main	ADJ
easat-3790	12	4	findings	finding	NOUN
easat-3790	12	5	,	,	PUNCT
easat-3790	12	6	it	it	PRON
easat-3790	12	7	was	be	AUX
easat-3790	12	8	obtained	obtain	VERB
easat-3790	12	9	that	that	SCONJ
easat-3790	12	10	between	between	ADP
easat-3790	12	11	the	the	DET
easat-3790	12	12	analysis	analysis	NOUN
easat-3790	12	13	variables	variable	NOUN
easat-3790	12	14	,	,	PUNCT
easat-3790	12	15	there	there	PRON
easat-3790	12	16	is	be	VERB
easat-3790	12	17	a	a	DET
easat-3790	12	18	correlation	correlation	NOUN
easat-3790	12	19	at	at	ADP
easat-3790	12	20	different	different	ADJ
easat-3790	12	21	levels	level	NOUN
easat-3790	12	22	;	;	PUNCT
easat-3790	12	23	in	in	ADP
easat-3790	12	24	the	the	DET
easat-3790	12	25	same	same	ADJ
easat-3790	12	26	way	way	NOUN
easat-3790	12	27	,	,	PUNCT
easat-3790	12	28	it	it	PRON
easat-3790	12	29	was	be	AUX
easat-3790	12	30	possible	possible	ADJ
easat-3790	12	31	to	to	PART
easat-3790	12	32	identify	identify	VERB
easat-3790	12	33	two	two	NUM
easat-3790	12	34	particular	particular	ADJ
easat-3790	12	35	phenomena	phenomenon	NOUN
easat-3790	12	36	,	,	PUNCT
easat-3790	12	37	the	the	DET
easat-3790	12	38	first	first	ADJ
easat-3790	12	39	,	,	PUNCT
easat-3790	12	40	is	be	AUX
easat-3790	12	41	that	that	SCONJ
easat-3790	12	42	more	more	ADJ
easat-3790	12	43	than	than	ADP
easat-3790	12	44	50	50	NUM
easat-3790	12	45	%	%	NOUN
easat-3790	12	46	of	of	ADP
easat-3790	12	47	msmes	msme	NOUN
easat-3790	12	48	have	have	VERB
easat-3790	12	49	access	access	NOUN
easat-3790	12	50	to	to	ADP
easat-3790	12	51	credits	credit	NOUN
easat-3790	12	52	neither	neither	CCONJ
easat-3790	12	53	with	with	ADP
easat-3790	12	54	the	the	DET
easat-3790	12	55	formal	formal	ADJ
easat-3790	12	56	nor	nor	CCONJ
easat-3790	12	57	with	with	ADP
easat-3790	12	58	the	the	DET
easat-3790	12	59	informal	informal	ADJ
easat-3790	12	60	financial	financial	ADJ
easat-3790	12	61	sector	sector	NOUN
easat-3790	12	62	,	,	PUNCT
easat-3790	12	63	the	the	DET
easat-3790	12	64	second	second	ADJ
easat-3790	12	65	,	,	PUNCT
easat-3790	12	66	that	that	SCONJ
easat-3790	12	67	those	those	PRON
easat-3790	12	68	that	that	PRON
easat-3790	12	69	access	access	NOUN
easat-3790	12	70	financing	financing	NOUN
easat-3790	12	71	with	with	ADP
easat-3790	12	72	the	the	DET
easat-3790	12	73	informal	informal	ADJ
easat-3790	12	74	system	system	NOUN
easat-3790	12	75	are	be	AUX
easat-3790	12	76	they	they	PRON
easat-3790	12	77	submit	submit	VERB
easat-3790	12	78	to	to	ADP
easat-3790	12	79	the	the	DET
easat-3790	12	80	conditions	condition	NOUN
easat-3790	12	81	imposed	impose	VERB
easat-3790	12	82	by	by	ADP
easat-3790	12	83	the	the	DET
easat-3790	12	84	lenders	lender	NOUN
easat-3790	12	85	,	,	PUNCT
easat-3790	12	86	among	among	ADP
easat-3790	12	87	which	which	PRON
easat-3790	12	88	are	be	AUX
easat-3790	12	89	high	high	ADJ
easat-3790	12	90	interest	interest	NOUN
easat-3790	12	91	rates	rate	NOUN
easat-3790	12	92	and	and	CCONJ
easat-3790	12	93	putting	put	VERB
easat-3790	12	94	their	their	PRON
easat-3790	12	95	businesses	business	NOUN
easat-3790	12	96	,	,	PUNCT
easat-3790	12	97	their	their	PRON
easat-3790	12	98	families	family	NOUN
easat-3790	12	99	and	and	CCONJ
easat-3790	12	100	even	even	ADV
easat-3790	12	101	their	their	PRON
easat-3790	12	102	lives	life	NOUN
easat-3790	12	103	at	at	ADP
easat-3790	12	104	risk	risk	NOUN
easat-3790	12	105	.	.	PUNCT
easat-3790	13	1	the	the	DET
easat-3790	13	2	main	main	ADJ
easat-3790	13	3	conclusion	conclusion	NOUN
easat-3790	13	4	is	be	AUX
easat-3790	13	5	the	the	DET
easat-3790	13	6	need	need	NOUN
easat-3790	13	7	to	to	PART
easat-3790	13	8	create	create	VERB
easat-3790	13	9	financing	financing	NOUN
easat-3790	13	10	products	product	NOUN
easat-3790	13	11	from	from	ADP
easat-3790	13	12	the	the	DET
easat-3790	13	13	formal	formal	ADJ
easat-3790	13	14	actors	actor	NOUN
easat-3790	13	15	of	of	ADP
easat-3790	13	16	the	the	DET
easat-3790	13	17	country	country	NOUN
easat-3790	13	18	's	's	PART
easat-3790	13	19	financial	financial	ADJ
easat-3790	13	20	system	system	NOUN
easat-3790	13	21	,	,	PUNCT
easat-3790	13	22	which	which	PRON
easat-3790	13	23	responds	respond	VERB
easat-3790	13	24	to	to	ADP
easat-3790	13	25	the	the	DET
easat-3790	13	26	needs	need	NOUN
easat-3790	13	27	of	of	ADP
easat-3790	13	28	msmes	msme	NOUN
easat-3790	13	29	since	since	SCONJ
easat-3790	13	30	an	an	DET
easat-3790	13	31	unattended	unattended	ADJ
easat-3790	13	32	potential	potential	ADJ
easat-3790	13	33	market	market	NOUN
easat-3790	13	34	is	be	AUX
easat-3790	13	35	evident	evident	ADJ
easat-3790	13	36	.	.	PUNCT
easat-3790	14	1	keywords	keyword	NOUN
easat-3790	14	2	:	:	PUNCT
easat-3790	14	3	business	business	NOUN
easat-3790	14	4	financing	financing	NOUN
easat-3790	14	5	,	,	PUNCT
easat-3790	14	6	credits	credit	NOUN
easat-3790	14	7	,	,	PUNCT
easat-3790	14	8	enterprises	enterprise	NOUN
easat-3790	14	9	,	,	PUNCT
easat-3790	14	10	loans	loan	NOUN
easat-3790	14	11	,	,	PUNCT
easat-3790	14	12	trade	trade	NOUN
easat-3790	14	13	credit	credit	NOUN
easat-3790	14	14	.	.	PUNCT
easat-3790	15	1	jel	jel	PROPN
easat-3790	15	2	classification	classification	NOUN
easat-3790	15	3	:	:	PUNCT
easat-3790	15	4	g300	g300	PROPN
easat-3790	15	5	.	.	NOUN
easat-3790	16	1	1	1	NUM
easat-3790	16	2	.	.	X
easat-3790	16	3	introduction	introduction	NOUN
easat-3790	16	4	every	every	DET
easat-3790	16	5	source	source	NOUN
easat-3790	16	6	of	of	ADP
easat-3790	16	7	business	business	NOUN
easat-3790	16	8	financing	financing	NOUN
easat-3790	16	9	affects	affect	VERB
easat-3790	16	10	the	the	DET
easat-3790	16	11	potential	potential	ADJ
easat-3790	16	12	economic	economic	ADJ
easat-3790	16	13	outcomes	outcome	NOUN
easat-3790	16	14	that	that	SCONJ
easat-3790	16	15	a	a	DET
easat-3790	16	16	business	business	NOUN
easat-3790	16	17	can	can	AUX
easat-3790	16	18	achieve	achieve	VERB
easat-3790	16	19	.	.	PUNCT
easat-3790	17	1	however	however	ADV
easat-3790	17	2	,	,	PUNCT
easat-3790	17	3	access	access	NOUN
easat-3790	17	4	to	to	ADP
easat-3790	17	5	various	various	ADJ
easat-3790	17	6	financing	financing	NOUN
easat-3790	17	7	sources	source	NOUN
easat-3790	17	8	is	be	AUX
easat-3790	17	9	limited	limit	VERB
easat-3790	17	10	and	and	CCONJ
easat-3790	17	11	can	can	AUX
easat-3790	17	12	depend	depend	VERB
easat-3790	17	13	,	,	PUNCT
easat-3790	17	14	for	for	ADP
easat-3790	17	15	example	example	NOUN
easat-3790	17	16	,	,	PUNCT
easat-3790	17	17	on	on	ADP
easat-3790	17	18	the	the	DET
easat-3790	17	19	company	company	NOUN
easat-3790	17	20	's	's	PART
easat-3790	17	21	size	size	NOUN
easat-3790	17	22	(	(	PUNCT
easat-3790	17	23	franco	franco	PROPN
easat-3790	17	24	gómez	gómez	NOUN
easat-3790	17	25	et	et	PROPN
easat-3790	17	26	al	al	PROPN
easat-3790	17	27	.	.	PROPN
easat-3790	17	28	,	,	PUNCT
easat-3790	17	29	2019	2019	NUM
easat-3790	17	30	)	)	PUNCT
easat-3790	17	31	.	.	PUNCT
easat-3790	18	1	although	although	SCONJ
easat-3790	18	2	there	there	PRON
easat-3790	18	3	is	be	VERB
easat-3790	18	4	no	no	DET
easat-3790	18	5	globally	globally	ADV
easat-3790	18	6	unified	unified	ADJ
easat-3790	18	7	definition	definition	NOUN
easat-3790	18	8	for	for	ADP
easat-3790	18	9	micro	micro	NOUN
easat-3790	18	10	,	,	PUNCT
easat-3790	18	11	small	small	ADJ
easat-3790	18	12	,	,	PUNCT
easat-3790	18	13	and	and	CCONJ
easat-3790	18	14	medium	medium	ADJ
easat-3790	18	15	-	-	PUNCT
easat-3790	18	16	sized	sized	ADJ
easat-3790	18	17	enterprises	enterprise	NOUN
easat-3790	18	18	(	(	PUNCT
easat-3790	18	19	msmes	msme	NOUN
easat-3790	18	20	)	)	PUNCT
easat-3790	18	21	,	,	PUNCT
easat-3790	18	22	it	it	PRON
easat-3790	18	23	is	be	AUX
easat-3790	18	24	evident	evident	ADJ
easat-3790	18	25	that	that	SCONJ
easat-3790	18	26	these	these	DET
easat-3790	18	27	types	type	NOUN
easat-3790	18	28	of	of	ADP
easat-3790	18	29	businesses	business	NOUN
easat-3790	18	30	constitute	constitute	VERB
easat-3790	18	31	the	the	DET
easat-3790	18	32	majority	majority	NOUN
easat-3790	18	33	in	in	ADP
easat-3790	18	34	both	both	DET
easat-3790	18	35	latin	latin	PROPN
easat-3790	18	36	america	america	PROPN
easat-3790	18	37	(	(	PUNCT
easat-3790	18	38	dini	dini	NOUN
easat-3790	18	39	&	&	CCONJ
easat-3790	18	40	stumpo	stumpo	PROPN
easat-3790	18	41	,	,	PUNCT
easat-3790	18	42	2020	2020	NUM
easat-3790	18	43	)	)	PUNCT
easat-3790	18	44	and	and	CCONJ
easat-3790	18	45	worldwide	worldwide	ADV
easat-3790	18	46	(	(	PUNCT
easat-3790	18	47	arce	arce	PROPN
easat-3790	18	48	et	et	PROPN
easat-3790	18	49	al	al	PROPN
easat-3790	18	50	.	.	PROPN
easat-3790	18	51	,	,	PUNCT
easat-3790	18	52	2021	2021	NUM
easat-3790	18	53	)	)	PUNCT
easat-3790	18	54	,	,	PUNCT
easat-3790	18	55	a	a	DET
easat-3790	18	56	phenomenon	phenomenon	NOUN
easat-3790	18	57	also	also	ADV
easat-3790	18	58	reflected	reflect	VERB
easat-3790	18	59	in	in	ADP
easat-3790	18	60	colombia	colombia	PROPN
easat-3790	18	61	(	(	PUNCT
easat-3790	18	62	barrera	barrera	NOUN
easat-3790	18	63	lievano	lievano	PROPN
easat-3790	18	64	&	&	CCONJ
easat-3790	18	65	parra	parra	PROPN
easat-3790	18	66	ramírez	ramírez	PROPN
easat-3790	18	67	,	,	PUNCT
easat-3790	18	68	2020	2020	NUM
easat-3790	18	69	)	)	PUNCT
easat-3790	18	70	.	.	PUNCT
easat-3790	19	1	in	in	ADP
easat-3790	19	2	fact	fact	NOUN
easat-3790	19	3	,	,	PUNCT
easat-3790	19	4	in	in	ADP
easat-3790	19	5	developed	develop	VERB
easat-3790	19	6	economies	economy	NOUN
easat-3790	19	7	such	such	ADJ
easat-3790	19	8	as	as	ADP
easat-3790	19	9	the	the	DET
easat-3790	19	10	united	united	PROPN
easat-3790	19	11	states	states	PROPN
easat-3790	19	12	and	and	CCONJ
easat-3790	19	13	the	the	DET
easat-3790	19	14	european	european	PROPN
easat-3790	19	15	union	union	PROPN
easat-3790	19	16	,	,	PUNCT
easat-3790	19	17	as	as	ADV
easat-3790	19	18	well	well	ADV
easat-3790	19	19	as	as	ADP
easat-3790	19	20	in	in	ADP
easat-3790	19	21	underdeveloped	underdeveloped	ADJ
easat-3790	19	22	or	or	CCONJ
easat-3790	19	23	developing	develop	VERB
easat-3790	19	24	countries	country	NOUN
easat-3790	19	25	,	,	PUNCT
easat-3790	19	26	including	include	VERB
easat-3790	19	27	those	those	PRON
easat-3790	19	28	in	in	ADP
easat-3790	19	29	latin	latin	PROPN
easat-3790	19	30	america	america	PROPN
easat-3790	19	31	,	,	PUNCT
easat-3790	19	32	msmes	msme	NOUN
easat-3790	19	33	make	make	VERB
easat-3790	19	34	up	up	ADP
easat-3790	19	35	over	over	ADP
easat-3790	19	36	90	90	NUM
easat-3790	19	37	%	%	NOUN
easat-3790	19	38	of	of	ADP
easat-3790	19	39	all	all	DET
easat-3790	19	40	businesses	business	NOUN
easat-3790	19	41	(	(	PUNCT
easat-3790	19	42	noboa	noboa	ADV
easat-3790	19	43	et	et	PROPN
easat-3790	19	44	al	al	PROPN
easat-3790	19	45	.	.	PROPN
easat-3790	19	46	,	,	PUNCT
easat-3790	19	47	2020	2020	NUM
easat-3790	19	48	)	)	PUNCT
easat-3790	19	49	.	.	PUNCT
easat-3790	20	1	msmes	msme	NOUN
easat-3790	20	2	are	be	AUX
easat-3790	20	3	business	business	NOUN
easat-3790	20	4	units	unit	NOUN
easat-3790	20	5	that	that	PRON
easat-3790	20	6	significantly	significantly	ADV
easat-3790	20	7	benefit	benefit	VERB
easat-3790	20	8	the	the	DET
easat-3790	20	9	economy	economy	NOUN
easat-3790	20	10	.	.	PUNCT
easat-3790	21	1	economic	economic	ADJ
easat-3790	21	2	growth	growth	NOUN
easat-3790	21	3	within	within	ADP
easat-3790	21	4	a	a	DET
easat-3790	21	5	country	country	NOUN
easat-3790	21	6	is	be	AUX
easat-3790	21	7	closely	closely	ADV
easat-3790	21	8	tied	tie	VERB
easat-3790	21	9	to	to	ADP
easat-3790	21	10	internal	internal	ADJ
easat-3790	21	11	productivity	productivity	NOUN
easat-3790	21	12	,	,	PUNCT
easat-3790	21	13	a	a	DET
easat-3790	21	14	context	context	NOUN
easat-3790	21	15	in	in	ADP
easat-3790	21	16	which	which	PRON
easat-3790	21	17	these	these	DET
easat-3790	21	18	enterprises	enterprise	NOUN
easat-3790	21	19	play	play	VERB
easat-3790	21	20	a	a	DET
easat-3790	21	21	crucial	crucial	ADJ
easat-3790	21	22	role	role	NOUN
easat-3790	21	23	.	.	PUNCT
easat-3790	22	1	in	in	ADP
easat-3790	22	2	terms	term	NOUN
easat-3790	22	3	of	of	ADP
easat-3790	22	4	figures	figure	NOUN
easat-3790	22	5	,	,	PUNCT
easat-3790	22	6	according	accord	VERB
easat-3790	22	7	to	to	ADP
easat-3790	22	8	arellana	arellana	PROPN
easat-3790	22	9	et	et	PROPN
easat-3790	22	10	al	al	PROPN
easat-3790	22	11	.	.	PROPN
easat-3790	22	12	(	(	PUNCT
easat-3790	22	13	2020	2020	NUM
easat-3790	22	14	)	)	PUNCT
easat-3790	22	15	,	,	PUNCT
easat-3790	22	16	96	96	NUM
easat-3790	22	17	%	%	NOUN
easat-3790	22	18	of	of	ADP
easat-3790	22	19	businesses	business	NOUN
easat-3790	22	20	in	in	ADP
easat-3790	22	21	colombia	colombia	PROPN
easat-3790	22	22	are	be	AUX
easat-3790	22	23	msmes	msme	NOUN
easat-3790	22	24	,	,	PUNCT
easat-3790	22	25	90	90	NUM
easat-3790	22	26	%	%	NOUN
easat-3790	22	27	of	of	ADP
easat-3790	22	28	which	which	PRON
easat-3790	22	29	are	be	AUX
easat-3790	22	30	smaller	small	ADJ
easat-3790	22	31	in	in	ADP
easat-3790	22	32	scale	scale	NOUN
easat-3790	22	33	(	(	PUNCT
easat-3790	22	34	moreno	moreno	PROPN
easat-3790	22	35	-	-	PUNCT
easat-3790	22	36	gómez	gómez	NOUN
easat-3790	22	37	et	et	PROPN
easat-3790	22	38	al	al	PROPN
easat-3790	22	39	.	.	PROPN
easat-3790	22	40	,	,	PUNCT
easat-3790	22	41	2023	2023	NUM
easat-3790	22	42	)	)	PUNCT
easat-3790	22	43	,	,	PUNCT
easat-3790	22	44	collectively	collectively	ADV
easat-3790	22	45	contributing	contribute	VERB
easat-3790	22	46	significantly	significantly	ADV
easat-3790	22	47	to	to	ADP
easat-3790	22	48	the	the	DET
easat-3790	22	49	nation	nation	NOUN
easat-3790	22	50	’s	’s	PART
easat-3790	22	51	gross	gross	ADJ
easat-3790	22	52	domestic	domestic	ADJ
easat-3790	22	53	product	product	NOUN
easat-3790	22	54	(	(	PUNCT
easat-3790	22	55	gdp	gdp	NOUN
easat-3790	22	56	)	)	PUNCT
easat-3790	22	57	(	(	PUNCT
easat-3790	22	58	torres	torres	PROPN
easat-3790	22	59	-	-	PUNCT
easat-3790	22	60	medina	medina	PROPN
easat-3790	22	61	&	&	CCONJ
easat-3790	22	62	márquez	márquez	PROPN
easat-3790	22	63	,	,	PUNCT
easat-3790	22	64	2020	2020	NUM
easat-3790	22	65	)	)	PUNCT
easat-3790	22	66	.	.	PUNCT
easat-3790	23	1	in	in	ADP
easat-3790	23	2	colombia	colombia	PROPN
easat-3790	23	3	,	,	PUNCT
easat-3790	23	4	micro	micro	NOUN
easat-3790	23	5	,	,	PUNCT
easat-3790	23	6	small	small	ADJ
easat-3790	23	7	,	,	PUNCT
easat-3790	23	8	and	and	CCONJ
easat-3790	23	9	medium	medium	ADJ
easat-3790	23	10	-	-	PUNCT
easat-3790	23	11	sized	sized	ADJ
easat-3790	23	12	enterprises	enterprise	NOUN
easat-3790	23	13	are	be	AUX
easat-3790	23	14	classified	classify	VERB
easat-3790	23	15	as	as	SCONJ
easat-3790	23	16	specified	specify	VERB
easat-3790	23	17	in	in	ADP
easat-3790	23	18	decree	decree	NOUN
easat-3790	23	19	957	957	NUM
easat-3790	23	20	of	of	ADP
easat-3790	23	21	2019	2019	NUM
easat-3790	23	22	,	,	PUNCT
easat-3790	23	23	where	where	SCONJ
easat-3790	23	24	company	company	NOUN
easat-3790	23	25	size	size	NOUN
easat-3790	23	26	is	be	AUX
easat-3790	23	27	determined	determine	VERB
easat-3790	23	28	based	base	VERB
easat-3790	23	29	on	on	ADP
easat-3790	23	30	economic	economic	ADJ
easat-3790	23	31	sector	sector	NOUN
easat-3790	23	32	,	,	PUNCT
easat-3790	23	33	number	number	NOUN
easat-3790	23	34	of	of	ADP
easat-3790	23	35	employees	employee	NOUN
easat-3790	23	36	,	,	PUNCT
easat-3790	23	37	and	and	CCONJ
easat-3790	23	38	income	income	NOUN
easat-3790	23	39	from	from	ADP
easat-3790	23	40	ordinary	ordinary	ADJ
easat-3790	23	41	activities	activity	NOUN
easat-3790	23	42	,	,	PUNCT
easat-3790	23	43	as	as	SCONJ
easat-3790	23	44	outlined	outline	VERB
easat-3790	23	45	below	below	ADV
easat-3790	23	46	:	:	PUNCT
easat-3790	23	47	https://orcid.org/0000-0002-2274-2297	https://orcid.org/0000-0002-2274-2297	PROPN
easat-3790	23	48	8269	8269	PROPN
easat-3790	23	49	edelweiss	edelweiss	PROPN
easat-3790	23	50	applied	apply	VERB
easat-3790	23	51	science	science	NOUN
easat-3790	23	52	and	and	CCONJ
easat-3790	23	53	technology	technology	NOUN
easat-3790	23	54	issn	issn	PROPN
easat-3790	23	55	:	:	PUNCT
easat-3790	23	56	2576	2576	NUM
easat-3790	23	57	-	-	SYM
easat-3790	23	58	8484	8484	NUM
easat-3790	23	59	vol	vol	NOUN
easat-3790	23	60	.	.	PROPN
easat-3790	23	61	8	8	NUM
easat-3790	23	62	,	,	PUNCT
easat-3790	23	63	no	no	INTJ
easat-3790	23	64	.	.	NOUN
easat-3790	23	65	6	6	NUM
easat-3790	23	66	:	:	SYM
easat-3790	23	67	8268	8268	NUM
easat-3790	23	68	-	-	SYM
easat-3790	23	69	8280	8280	NUM
easat-3790	23	70	,	,	PUNCT
easat-3790	23	71	2024	2024	NUM
easat-3790	23	72	doi	doi	NOUN
easat-3790	23	73	:	:	PUNCT
easat-3790	23	74	10.55214/25768484.v8i6.3790	10.55214/25768484.v8i6.3790	NUM
easat-3790	23	75	©	©	PROPN
easat-3790	23	76	2024	2024	NUM
easat-3790	23	77	by	by	ADP
easat-3790	23	78	the	the	DET
easat-3790	23	79	authors	author	NOUN
easat-3790	23	80	;	;	PUNCT
easat-3790	23	81	licensee	licensee	PROPN
easat-3790	23	82	learning	learn	VERB
easat-3790	23	83	gate	gate	NOUN
easat-3790	23	84	table	table	NOUN
easat-3790	23	85	1	1	NUM
easat-3790	23	86	.	.	PUNCT
easat-3790	24	1	enterprises	enterprise	NOUN
easat-3790	24	2	classification	classification	NOUN
easat-3790	24	3	by	by	ADP
easat-3790	24	4	size	size	NOUN
easat-3790	24	5	–	–	PUNCT
easat-3790	24	6	colombia	colombia	PROPN
easat-3790	24	7	.	.	PUNCT
easat-3790	25	1	sector	sector	NOUN
easat-3790	25	2	classification	classification	NOUN
easat-3790	25	3	variable	variable	ADJ
easat-3790	25	4	small	small	ADJ
easat-3790	25	5	-	-	PUNCT
easat-3790	25	6	sized	sized	ADJ
easat-3790	25	7	medium	medium	ADJ
easat-3790	25	8	-	-	PUNCT
easat-3790	25	9	sized	sized	ADJ
easat-3790	25	10	number	number	NOUN
easat-3790	25	11	of	of	ADP
easat-3790	25	12	workers	worker	NOUN
easat-3790	25	13	(	(	PUNCT
easat-3790	25	14	for	for	ADP
easat-3790	25	15	all	all	PRON
easat-3790	25	16	)	)	PUNCT
easat-3790	25	17	between	between	ADP
easat-3790	25	18	11	11	NUM
easat-3790	25	19	and	and	CCONJ
easat-3790	25	20	50	50	NUM
easat-3790	25	21	between	between	ADP
easat-3790	25	22	51	51	NUM
easat-3790	25	23	and	and	CCONJ
easat-3790	25	24	200	200	NUM
easat-3790	25	25	manufacturer	manufacturer	NOUN
easat-3790	25	26	annual	annual	ADJ
easat-3790	25	27	ordinary	ordinary	ADJ
easat-3790	25	28	income	income	NOUN
easat-3790	25	29	measured	measure	VERB
easat-3790	25	30	in	in	ADP
easat-3790	25	31	uvt	uvt	NOUN
easat-3790	25	32	*	*	NOUN
easat-3790	25	33	between	between	ADP
easat-3790	25	34	23,563	23,563	NUM
easat-3790	25	35	and	and	CCONJ
easat-3790	25	36	less	less	ADJ
easat-3790	25	37	than	than	ADP
easat-3790	25	38	or	or	CCONJ
easat-3790	25	39	equal	equal	ADJ
easat-3790	25	40	to	to	ADP
easat-3790	25	41	204,995	204,995	NUM
easat-3790	25	42	.	.	PUNCT
easat-3790	26	1	greater	great	ADJ
easat-3790	26	2	than	than	ADP
easat-3790	26	3	204,995	204,995	NUM
easat-3790	26	4	and	and	CCONJ
easat-3790	26	5	less	less	ADJ
easat-3790	26	6	than	than	ADP
easat-3790	26	7	or	or	CCONJ
easat-3790	26	8	equal	equal	ADJ
easat-3790	26	9	to	to	ADP
easat-3790	26	10	1,736,565	1,736,565	NUM
easat-3790	26	11	.	.	PUNCT
easat-3790	27	1	services	service	NOUN
easat-3790	27	2	annual	annual	ADJ
easat-3790	27	3	ordinary	ordinary	ADJ
easat-3790	27	4	income	income	NOUN
easat-3790	27	5	measured	measure	VERB
easat-3790	27	6	in	in	ADP
easat-3790	27	7	uvt	uvt	PRON
easat-3790	27	8	between	between	ADP
easat-3790	27	9	32,988	32,988	NUM
easat-3790	27	10	and	and	CCONJ
easat-3790	27	11	less	less	ADJ
easat-3790	27	12	than	than	ADP
easat-3790	27	13	or	or	CCONJ
easat-3790	27	14	equal	equal	ADJ
easat-3790	27	15	to	to	ADP
easat-3790	27	16	131,951	131,951	NUM
easat-3790	27	17	.	.	PUNCT
easat-3790	28	1	greater	great	ADJ
easat-3790	28	2	than	than	ADP
easat-3790	28	3	131,951	131,951	NUM
easat-3790	28	4	and	and	CCONJ
easat-3790	28	5	less	less	ADJ
easat-3790	28	6	than	than	ADP
easat-3790	28	7	or	or	CCONJ
easat-3790	28	8	equal	equal	ADJ
easat-3790	28	9	to	to	ADP
easat-3790	28	10	483,034	483,034	NUM
easat-3790	28	11	.	.	PUNCT
easat-3790	29	1	commerce	commerce	NOUN
easat-3790	29	2	annual	annual	ADJ
easat-3790	29	3	ordinary	ordinary	ADJ
easat-3790	29	4	income	income	NOUN
easat-3790	29	5	measured	measure	VERB
easat-3790	29	6	in	in	ADP
easat-3790	29	7	uvt	uvt	PRON
easat-3790	29	8	between	between	ADP
easat-3790	29	9	44,769	44,769	NUM
easat-3790	29	10	and	and	CCONJ
easat-3790	29	11	less	less	ADJ
easat-3790	29	12	than	than	ADP
easat-3790	29	13	or	or	CCONJ
easat-3790	29	14	equal	equal	ADJ
easat-3790	29	15	to	to	ADP
easat-3790	29	16	431,196	431,196	NUM
easat-3790	29	17	.	.	PUNCT
easat-3790	30	1	greater	great	ADJ
easat-3790	30	2	than	than	ADP
easat-3790	30	3	431,196	431,196	NUM
easat-3790	30	4	and	and	CCONJ
easat-3790	30	5	less	less	ADJ
easat-3790	30	6	than	than	ADP
easat-3790	30	7	or	or	CCONJ
easat-3790	30	8	equal	equal	ADJ
easat-3790	30	9	to	to	ADP
easat-3790	30	10	2,160,692	2,160,692	NUM
easat-3790	30	11	.	.	PUNCT
easat-3790	31	1	source	source	NOUN
easat-3790	31	2	:	:	PUNCT
easat-3790	31	3	lievano	lievano	PROPN
easat-3790	31	4	et	et	PROPN
easat-3790	31	5	al	al	PROPN
easat-3790	31	6	.	.	PROPN
easat-3790	31	7	(	(	PUNCT
easat-3790	31	8	2022	2022	NUM
easat-3790	31	9	)	)	PUNCT
easat-3790	31	10	.	.	PUNCT
easat-3790	32	1	uvt	uvt	NOUN
easat-3790	32	2	:	:	PUNCT
easat-3790	32	3	tax	tax	NOUN
easat-3790	32	4	value	value	NOUN
easat-3790	32	5	unit	unit	NOUN
easat-3790	32	6	.	.	PUNCT
easat-3790	33	1	the	the	DET
easat-3790	33	2	study	study	NOUN
easat-3790	33	3	of	of	ADP
easat-3790	33	4	financing	financing	NOUN
easat-3790	33	5	sources	source	NOUN
easat-3790	33	6	accessed	access	VERB
easat-3790	33	7	by	by	ADP
easat-3790	33	8	msmes	msme	NOUN
easat-3790	33	9	is	be	AUX
easat-3790	33	10	particularly	particularly	ADV
easat-3790	33	11	relevant	relevant	ADJ
easat-3790	33	12	because	because	SCONJ
easat-3790	33	13	,	,	PUNCT
easat-3790	33	14	due	due	ADP
easat-3790	33	15	to	to	ADP
easat-3790	33	16	their	their	PRON
easat-3790	33	17	size	size	NOUN
easat-3790	33	18	and	and	CCONJ
easat-3790	33	19	limited	limited	ADJ
easat-3790	33	20	resources	resource	NOUN
easat-3790	33	21	,	,	PUNCT
easat-3790	33	22	they	they	PRON
easat-3790	33	23	are	be	AUX
easat-3790	33	24	vulnerable	vulnerable	ADJ
easat-3790	33	25	to	to	ADP
easat-3790	33	26	sudden	sudden	ADJ
easat-3790	33	27	economic	economic	ADJ
easat-3790	33	28	changes	change	NOUN
easat-3790	33	29	,	,	PUNCT
easat-3790	33	30	such	such	ADJ
easat-3790	33	31	as	as	ADP
easat-3790	33	32	those	those	PRON
easat-3790	33	33	brought	bring	VERB
easat-3790	33	34	on	on	ADP
easat-3790	33	35	by	by	ADP
easat-3790	33	36	covid-19	covid-19	PROPN
easat-3790	33	37	.	.	PUNCT
easat-3790	34	1	likewise	likewise	ADV
easat-3790	34	2	,	,	PUNCT
easat-3790	34	3	it	it	PRON
easat-3790	34	4	is	be	AUX
easat-3790	34	5	important	important	ADJ
easat-3790	34	6	to	to	PART
easat-3790	34	7	remember	remember	VERB
easat-3790	34	8	that	that	SCONJ
easat-3790	34	9	companies	company	NOUN
easat-3790	34	10	are	be	AUX
easat-3790	34	11	created	create	VERB
easat-3790	34	12	to	to	PART
easat-3790	34	13	maximize	maximize	VERB
easat-3790	34	14	returns	return	NOUN
easat-3790	34	15	for	for	ADP
easat-3790	34	16	their	their	PRON
easat-3790	34	17	owners	owner	NOUN
easat-3790	34	18	(	(	PUNCT
easat-3790	34	19	rosas	rosa	NOUN
easat-3790	34	20	-	-	PUNCT
easat-3790	34	21	rodríguez	rodríguez	NOUN
easat-3790	34	22	et	et	NOUN
easat-3790	34	23	al	al	PROPN
easat-3790	34	24	.	.	PROPN
easat-3790	34	25	,	,	PUNCT
easat-3790	34	26	2023	2023	NUM
easat-3790	34	27	)	)	PUNCT
easat-3790	34	28	,	,	PUNCT
easat-3790	34	29	and	and	CCONJ
easat-3790	34	30	their	their	PRON
easat-3790	34	31	management	management	NOUN
easat-3790	34	32	is	be	AUX
easat-3790	34	33	expected	expect	VERB
easat-3790	34	34	to	to	PART
easat-3790	34	35	strive	strive	VERB
easat-3790	34	36	for	for	ADP
easat-3790	34	37	high	high	ADJ
easat-3790	34	38	longevity	longevity	NOUN
easat-3790	34	39	rates	rate	NOUN
easat-3790	34	40	,	,	PUNCT
easat-3790	34	41	understood	understand	VERB
easat-3790	34	42	as	as	ADP
easat-3790	34	43	sustainability	sustainability	NOUN
easat-3790	34	44	in	in	ADP
easat-3790	34	45	the	the	DET
easat-3790	34	46	market	market	NOUN
easat-3790	34	47	(	(	PUNCT
easat-3790	34	48	geraldo	geraldo	PROPN
easat-3790	34	49	-	-	PUNCT
easat-3790	34	50	campos	campos	PROPN
easat-3790	34	51	et	et	PROPN
easat-3790	34	52	al	al	PROPN
easat-3790	34	53	.	.	PROPN
easat-3790	34	54	,	,	PUNCT
easat-3790	34	55	2022	2022	NUM
easat-3790	34	56	)	)	PUNCT
easat-3790	34	57	.	.	PUNCT
easat-3790	35	1	credit	credit	NOUN
easat-3790	35	2	,	,	PUNCT
easat-3790	35	3	as	as	ADP
easat-3790	35	4	a	a	DET
easat-3790	35	5	business	business	NOUN
easat-3790	35	6	financing	financing	NOUN
easat-3790	35	7	method	method	NOUN
easat-3790	35	8	,	,	PUNCT
easat-3790	35	9	plays	play	VERB
easat-3790	35	10	a	a	DET
easat-3790	35	11	social	social	ADJ
easat-3790	35	12	role	role	NOUN
easat-3790	35	13	in	in	ADP
easat-3790	35	14	the	the	DET
easat-3790	35	15	economy	economy	NOUN
easat-3790	35	16	since	since	SCONJ
easat-3790	35	17	access	access	NOUN
easat-3790	35	18	to	to	ADP
easat-3790	35	19	credit	credit	NOUN
easat-3790	35	20	promotes	promote	VERB
easat-3790	35	21	the	the	DET
easat-3790	35	22	country	country	NOUN
easat-3790	35	23	's	's	PART
easat-3790	35	24	economic	economic	ADJ
easat-3790	35	25	and	and	CCONJ
easat-3790	35	26	social	social	ADJ
easat-3790	35	27	growth	growth	NOUN
easat-3790	35	28	and	and	CCONJ
easat-3790	35	29	development	development	NOUN
easat-3790	35	30	.	.	PUNCT
easat-3790	36	1	credit	credit	NOUN
easat-3790	36	2	is	be	AUX
easat-3790	36	3	offered	offer	VERB
easat-3790	36	4	by	by	ADP
easat-3790	36	5	both	both	CCONJ
easat-3790	36	6	public	public	ADJ
easat-3790	36	7	and	and	CCONJ
easat-3790	36	8	private	private	ADJ
easat-3790	36	9	sectors	sector	NOUN
easat-3790	36	10	and	and	CCONJ
easat-3790	36	11	made	make	VERB
easat-3790	36	12	available	available	ADJ
easat-3790	36	13	under	under	ADP
easat-3790	36	14	government	government	NOUN
easat-3790	36	15	regulations	regulation	NOUN
easat-3790	36	16	and	and	CCONJ
easat-3790	36	17	conditions	condition	NOUN
easat-3790	36	18	set	set	VERB
easat-3790	36	19	by	by	ADP
easat-3790	36	20	financial	financial	ADJ
easat-3790	36	21	intermediaries	intermediary	NOUN
easat-3790	36	22	based	base	VERB
easat-3790	36	23	on	on	ADP
easat-3790	36	24	factors	factor	NOUN
easat-3790	36	25	like	like	ADP
easat-3790	36	26	risk	risk	NOUN
easat-3790	36	27	.	.	PUNCT
easat-3790	37	1	in	in	ADP
easat-3790	37	2	colombia	colombia	PROPN
easat-3790	37	3	,	,	PUNCT
easat-3790	37	4	the	the	DET
easat-3790	37	5	formal	formal	ADJ
easat-3790	37	6	credit	credit	NOUN
easat-3790	37	7	supply	supply	NOUN
easat-3790	37	8	does	do	AUX
easat-3790	37	9	not	not	PART
easat-3790	37	10	fully	fully	ADV
easat-3790	37	11	meet	meet	VERB
easat-3790	37	12	market	market	NOUN
easat-3790	37	13	needs	need	NOUN
easat-3790	37	14	due	due	ADJ
easat-3790	37	15	to	to	ADP
easat-3790	37	16	the	the	DET
easat-3790	37	17	requirements	requirement	NOUN
easat-3790	37	18	imposed	impose	VERB
easat-3790	37	19	by	by	ADP
easat-3790	37	20	financial	financial	ADJ
easat-3790	37	21	institutions	institution	NOUN
easat-3790	37	22	(	(	PUNCT
easat-3790	37	23	báez	báez	PROPN
easat-3790	37	24	roa	roa	PROPN
easat-3790	37	25	&	&	CCONJ
easat-3790	37	26	puentes	puentes	PROPN
easat-3790	37	27	montañez	montañez	PROPN
easat-3790	37	28	,	,	PUNCT
easat-3790	37	29	2018	2018	NUM
easat-3790	37	30	)	)	PUNCT
easat-3790	37	31	,	,	PUNCT
easat-3790	37	32	creating	create	VERB
easat-3790	37	33	a	a	DET
easat-3790	37	34	gap	gap	NOUN
easat-3790	37	35	filled	fill	VERB
easat-3790	37	36	by	by	ADP
easat-3790	37	37	the	the	DET
easat-3790	37	38	informal	informal	ADJ
easat-3790	37	39	sector	sector	NOUN
easat-3790	37	40	.	.	PUNCT
easat-3790	38	1	this	this	DET
easat-3790	38	2	sector	sector	NOUN
easat-3790	38	3	serves	serve	VERB
easat-3790	38	4	an	an	DET
easat-3790	38	5	excluded	exclude	VERB
easat-3790	38	6	segment	segment	NOUN
easat-3790	38	7	under	under	ADP
easat-3790	38	8	conditions	condition	NOUN
easat-3790	38	9	unregulated	unregulate	VERB
easat-3790	38	10	by	by	ADP
easat-3790	38	11	the	the	DET
easat-3790	38	12	government	government	NOUN
easat-3790	38	13	but	but	CCONJ
easat-3790	38	14	overseen	oversee	VERB
easat-3790	38	15	by	by	ADP
easat-3790	38	16	private	private	ADJ
easat-3790	38	17	lenders	lender	NOUN
easat-3790	38	18	.	.	PUNCT
easat-3790	39	1	"	"	PUNCT
easat-3790	39	2	drop	drop	VERB
easat-3790	39	3	-	-	PUNCT
easat-3790	39	4	by	by	ADP
easat-3790	39	5	-	-	PUNCT
easat-3790	39	6	drop	drop	NOUN
easat-3790	39	7	"	"	PUNCT
easat-3790	39	8	loans	loan	NOUN
easat-3790	39	9	are	be	AUX
easat-3790	39	10	an	an	DET
easat-3790	39	11	informal	informal	ADJ
easat-3790	39	12	loan	loan	NOUN
easat-3790	39	13	modality	modality	NOUN
easat-3790	39	14	,	,	PUNCT
easat-3790	39	15	which	which	PRON
easat-3790	39	16	,	,	PUNCT
easat-3790	39	17	depending	depend	VERB
easat-3790	39	18	on	on	ADP
easat-3790	39	19	specific	specific	ADJ
easat-3790	39	20	characteristics	characteristic	NOUN
easat-3790	39	21	—	—	PUNCT
easat-3790	39	22	such	such	ADJ
easat-3790	39	23	as	as	SCONJ
easat-3790	39	24	the	the	DET
easat-3790	39	25	interest	interest	NOUN
easat-3790	39	26	rates	rate	NOUN
easat-3790	39	27	charged	charge	VERB
easat-3790	39	28	,	,	PUNCT
easat-3790	39	29	and	and	CCONJ
easat-3790	39	30	collection	collection	NOUN
easat-3790	39	31	methods	method	NOUN
easat-3790	39	32	employed	employ	VERB
easat-3790	39	33	—	—	PUNCT
easat-3790	39	34	can	can	AUX
easat-3790	39	35	be	be	AUX
easat-3790	39	36	considered	consider	VERB
easat-3790	39	37	part	part	NOUN
easat-3790	39	38	of	of	ADP
easat-3790	39	39	the	the	DET
easat-3790	39	40	illegal	illegal	ADJ
easat-3790	39	41	market	market	NOUN
easat-3790	39	42	(	(	PUNCT
easat-3790	39	43	barrera	barrera	NOUN
easat-3790	39	44	lievano	lievano	PROPN
easat-3790	39	45	&	&	CCONJ
easat-3790	39	46	parra	parra	PROPN
easat-3790	39	47	ramírez	ramírez	PROPN
easat-3790	39	48	,	,	PUNCT
easat-3790	39	49	2020	2020	NUM
easat-3790	39	50	)	)	PUNCT
easat-3790	39	51	.	.	PUNCT
easat-3790	40	1	msme	msme	NOUN
easat-3790	40	2	owners	owner	NOUN
easat-3790	40	3	’	'	PUNCT
easat-3790	40	4	resort	resort	NOUN
easat-3790	40	5	to	to	ADP
easat-3790	40	6	this	this	DET
easat-3790	40	7	type	type	NOUN
easat-3790	40	8	of	of	ADP
easat-3790	40	9	financing	financing	NOUN
easat-3790	40	10	due	due	ADJ
easat-3790	40	11	to	to	ADP
easat-3790	40	12	several	several	ADJ
easat-3790	40	13	factors	factor	NOUN
easat-3790	40	14	,	,	PUNCT
easat-3790	40	15	including	include	VERB
easat-3790	40	16	barriers	barrier	NOUN
easat-3790	40	17	set	set	VERB
easat-3790	40	18	by	by	ADP
easat-3790	40	19	formal	formal	ADJ
easat-3790	40	20	financial	financial	ADJ
easat-3790	40	21	institutions	institution	NOUN
easat-3790	40	22	,	,	PUNCT
easat-3790	40	23	lack	lack	NOUN
easat-3790	40	24	of	of	ADP
easat-3790	40	25	financial	financial	ADJ
easat-3790	40	26	education	education	NOUN
easat-3790	40	27	,	,	PUNCT
easat-3790	40	28	and	and	CCONJ
easat-3790	40	29	distrust	distrust	NOUN
easat-3790	40	30	of	of	ADP
easat-3790	40	31	financial	financial	ADJ
easat-3790	40	32	institutions	institution	NOUN
easat-3790	40	33	(	(	PUNCT
easat-3790	40	34	lievano	lievano	PROPN
easat-3790	40	35	and	and	CCONJ
easat-3790	40	36	ramirez	ramirez	PROPN
easat-3790	40	37	,	,	PUNCT
easat-3790	40	38	2024	2024	NUM
easat-3790	40	39	)	)	PUNCT
easat-3790	40	40	.	.	PUNCT
easat-3790	41	1	this	this	DET
easat-3790	41	2	study	study	NOUN
easat-3790	41	3	aims	aim	VERB
easat-3790	41	4	to	to	PART
easat-3790	41	5	identify	identify	VERB
easat-3790	41	6	correlations	correlation	NOUN
easat-3790	41	7	between	between	ADP
easat-3790	41	8	various	various	ADJ
easat-3790	41	9	factors	factor	NOUN
easat-3790	41	10	associated	associate	VERB
easat-3790	41	11	with	with	ADP
easat-3790	41	12	msme	msme	NOUN
easat-3790	41	13	owners	owner	NOUN
easat-3790	41	14	in	in	ADP
easat-3790	41	15	bogotá	bogotá	NOUN
easat-3790	41	16	who	who	PRON
easat-3790	41	17	use	use	VERB
easat-3790	41	18	"	"	PUNCT
easat-3790	41	19	drop	drop	VERB
easat-3790	41	20	-	-	PUNCT
easat-3790	41	21	by	by	ADP
easat-3790	41	22	-	-	PUNCT
easat-3790	41	23	drop	drop	NOUN
easat-3790	41	24	"	"	PUNCT
easat-3790	41	25	loans	loan	NOUN
easat-3790	41	26	as	as	ADP
easat-3790	41	27	a	a	DET
easat-3790	41	28	business	business	NOUN
easat-3790	41	29	financing	financing	NOUN
easat-3790	41	30	method	method	NOUN
easat-3790	41	31	.	.	PUNCT
easat-3790	42	1	1.1	1.1	NUM
easat-3790	42	2	.	.	PUNCT
easat-3790	43	1	the	the	DET
easat-3790	43	2	social	social	ADJ
easat-3790	43	3	function	function	NOUN
easat-3790	43	4	of	of	ADP
easat-3790	43	5	credit	credit	NOUN
easat-3790	43	6	credit	credit	NOUN
easat-3790	43	7	plays	play	VERB
easat-3790	43	8	a	a	DET
easat-3790	43	9	significant	significant	ADJ
easat-3790	43	10	role	role	NOUN
easat-3790	43	11	in	in	ADP
easat-3790	43	12	the	the	DET
easat-3790	43	13	economy	economy	NOUN
easat-3790	43	14	of	of	ADP
easat-3790	43	15	any	any	DET
easat-3790	43	16	nation	nation	NOUN
easat-3790	43	17	due	due	ADP
easat-3790	43	18	to	to	ADP
easat-3790	43	19	the	the	DET
easat-3790	43	20	impact	impact	NOUN
easat-3790	43	21	it	it	PRON
easat-3790	43	22	can	can	AUX
easat-3790	43	23	generate	generate	VERB
easat-3790	43	24	.	.	PUNCT
easat-3790	44	1	access	access	NOUN
easat-3790	44	2	to	to	ADP
easat-3790	44	3	financial	financial	ADJ
easat-3790	44	4	services	service	NOUN
easat-3790	44	5	(	(	PUNCT
easat-3790	44	6	mainly	mainly	ADV
easat-3790	44	7	credit	credit	NOUN
easat-3790	44	8	)	)	PUNCT
easat-3790	44	9	can	can	AUX
easat-3790	44	10	provide	provide	VERB
easat-3790	44	11	borrowers	borrower	NOUN
easat-3790	44	12	with	with	ADP
easat-3790	44	13	better	well	ADJ
easat-3790	44	14	conditions	condition	NOUN
easat-3790	44	15	and	and	CCONJ
easat-3790	44	16	opportunities	opportunity	NOUN
easat-3790	44	17	for	for	ADP
easat-3790	44	18	their	their	PRON
easat-3790	44	19	well	well	ADV
easat-3790	44	20	-	-	PUNCT
easat-3790	44	21	being	being	NOUN
easat-3790	44	22	and	and	CCONJ
easat-3790	44	23	quality	quality	NOUN
easat-3790	44	24	of	of	ADP
easat-3790	44	25	life	life	NOUN
easat-3790	44	26	(	(	PUNCT
easat-3790	44	27	duta	duta	NOUN
easat-3790	44	28	-	-	PUNCT
easat-3790	44	29	uyaguari	uyaguari	NOUN
easat-3790	44	30	et	et	PROPN
easat-3790	44	31	al	al	PROPN
easat-3790	44	32	.	.	PROPN
easat-3790	44	33	,	,	PUNCT
easat-3790	44	34	2021	2021	NUM
easat-3790	44	35	)	)	PUNCT
easat-3790	44	36	.	.	PUNCT
easat-3790	45	1	global	global	ADJ
easat-3790	45	2	initiatives	initiative	NOUN
easat-3790	45	3	like	like	ADP
easat-3790	45	4	the	the	DET
easat-3790	45	5	grameen	grameen	PROPN
easat-3790	45	6	bank	bank	PROPN
easat-3790	45	7	have	have	AUX
easat-3790	45	8	been	be	AUX
easat-3790	45	9	established	establish	VERB
easat-3790	45	10	,	,	PUNCT
easat-3790	45	11	which	which	PRON
easat-3790	45	12	focus	focus	VERB
easat-3790	45	13	on	on	ADP
easat-3790	45	14	providing	provide	VERB
easat-3790	45	15	small	small	ADJ
easat-3790	45	16	amounts	amount	NOUN
easat-3790	45	17	of	of	ADP
easat-3790	45	18	money	money	NOUN
easat-3790	45	19	(	(	PUNCT
easat-3790	45	20	microloans	microloan	NOUN
easat-3790	45	21	)	)	PUNCT
easat-3790	45	22	to	to	PART
easat-3790	45	23	improve	improve	VERB
easat-3790	45	24	the	the	DET
easat-3790	45	25	living	living	NOUN
easat-3790	45	26	conditions	condition	NOUN
easat-3790	45	27	of	of	ADP
easat-3790	45	28	its	its	PRON
easat-3790	45	29	borrowers	borrower	NOUN
easat-3790	45	30	(	(	PUNCT
easat-3790	45	31	mourão	mourão	NOUN
easat-3790	45	32	,	,	PUNCT
easat-3790	45	33	2019	2019	NUM
easat-3790	45	34	)	)	PUNCT
easat-3790	45	35	.	.	PUNCT
easat-3790	46	1	the	the	DET
easat-3790	46	2	provision	provision	NOUN
easat-3790	46	3	of	of	ADP
easat-3790	46	4	credit	credit	NOUN
easat-3790	46	5	can	can	AUX
easat-3790	46	6	come	come	VERB
easat-3790	46	7	from	from	ADP
easat-3790	46	8	private	private	ADJ
easat-3790	46	9	or	or	CCONJ
easat-3790	46	10	public	public	ADJ
easat-3790	46	11	resources	resource	NOUN
easat-3790	46	12	.	.	PUNCT
easat-3790	47	1	indeed	indeed	ADV
easat-3790	47	2	,	,	PUNCT
easat-3790	47	3	when	when	SCONJ
easat-3790	47	4	private	private	ADJ
easat-3790	47	5	intermediation	intermediation	NOUN
easat-3790	47	6	does	do	AUX
easat-3790	47	7	not	not	PART
easat-3790	47	8	meet	meet	VERB
easat-3790	47	9	the	the	DET
easat-3790	47	10	needs	need	NOUN
easat-3790	47	11	of	of	ADP
easat-3790	47	12	the	the	DET
easat-3790	47	13	economy	economy	NOUN
easat-3790	47	14	,	,	PUNCT
easat-3790	47	15	the	the	DET
easat-3790	47	16	state	state	NOUN
easat-3790	47	17	should	should	AUX
easat-3790	47	18	intervene	intervene	VERB
easat-3790	47	19	(	(	PUNCT
easat-3790	47	20	in	in	ADP
easat-3790	47	21	credit	credit	NOUN
easat-3790	47	22	placement	placement	NOUN
easat-3790	47	23	)	)	PUNCT
easat-3790	47	24	to	to	PART
easat-3790	47	25	help	help	VERB
easat-3790	47	26	the	the	DET
easat-3790	47	27	population	population	NOUN
easat-3790	47	28	achieve	achieve	VERB
easat-3790	47	29	economic	economic	ADJ
easat-3790	47	30	and	and	CCONJ
easat-3790	47	31	social	social	ADJ
easat-3790	47	32	well	well	ADV
easat-3790	47	33	-	-	PUNCT
easat-3790	47	34	being	being	NOUN
easat-3790	47	35	that	that	PRON
easat-3790	47	36	contributes	contribute	VERB
easat-3790	47	37	to	to	ADP
easat-3790	47	38	their	their	PRON
easat-3790	47	39	dignity	dignity	NOUN
easat-3790	47	40	as	as	ADP
easat-3790	47	41	human	human	ADJ
easat-3790	47	42	beings	being	NOUN
easat-3790	47	43	(	(	PUNCT
easat-3790	47	44	posada	posada	PROPN
easat-3790	47	45	,	,	PUNCT
easat-3790	47	46	1957	1957	NUM
easat-3790	47	47	)	)	PUNCT
easat-3790	47	48	.	.	PUNCT
easat-3790	48	1	however	however	ADV
easat-3790	48	2	,	,	PUNCT
easat-3790	48	3	due	due	ADP
easat-3790	48	4	to	to	ADP
easat-3790	48	5	the	the	DET
easat-3790	48	6	demands	demand	NOUN
easat-3790	48	7	and	and	CCONJ
easat-3790	48	8	limitations	limitation	NOUN
easat-3790	48	9	of	of	ADP
easat-3790	48	10	the	the	DET
easat-3790	48	11	formal	formal	ADJ
easat-3790	48	12	financial	financial	ADJ
easat-3790	48	13	system	system	NOUN
easat-3790	48	14	,	,	PUNCT
easat-3790	48	15	at	at	ADP
easat-3790	48	16	times	time	NOUN
easat-3790	48	17	it	it	PRON
easat-3790	48	18	does	do	AUX
easat-3790	48	19	not	not	PART
easat-3790	48	20	meet	meet	VERB
easat-3790	48	21	the	the	DET
easat-3790	48	22	credit	credit	NOUN
easat-3790	48	23	needs	need	NOUN
easat-3790	48	24	of	of	ADP
easat-3790	48	25	the	the	DET
easat-3790	48	26	population	population	NOUN
easat-3790	48	27	from	from	ADP
easat-3790	48	28	a	a	DET
easat-3790	48	29	social	social	ADJ
easat-3790	48	30	function	function	NOUN
easat-3790	48	31	perspective	perspective	NOUN
easat-3790	48	32	.	.	PUNCT
easat-3790	49	1	this	this	PRON
easat-3790	49	2	includes	include	VERB
easat-3790	49	3	the	the	DET
easat-3790	49	4	provision	provision	NOUN
easat-3790	49	5	of	of	ADP
easat-3790	49	6	working	work	VERB
easat-3790	49	7	capital	capital	NOUN
easat-3790	49	8	loans	loan	NOUN
easat-3790	49	9	,	,	PUNCT
easat-3790	49	10	educational	educational	ADJ
easat-3790	49	11	loans	loan	NOUN
easat-3790	49	12	,	,	PUNCT
easat-3790	49	13	and	and	CCONJ
easat-3790	49	14	housing	housing	NOUN
easat-3790	49	15	loans	loan	NOUN
easat-3790	49	16	,	,	PUNCT
easat-3790	49	17	among	among	ADP
easat-3790	49	18	others	other	NOUN
easat-3790	49	19	,	,	PUNCT
easat-3790	49	20	which	which	PRON
easat-3790	49	21	help	help	VERB
easat-3790	49	22	achieve	achieve	VERB
easat-3790	49	23	minimum	minimum	ADJ
easat-3790	49	24	standards	standard	NOUN
easat-3790	49	25	in	in	ADP
easat-3790	49	26	the	the	DET
easat-3790	49	27	development	development	NOUN
easat-3790	49	28	of	of	ADP
easat-3790	49	29	people	people	NOUN
easat-3790	49	30	’s	’s	PART
easat-3790	49	31	living	living	NOUN
easat-3790	49	32	conditions	condition	NOUN
easat-3790	49	33	and	and	CCONJ
easat-3790	49	34	quality	quality	NOUN
easat-3790	49	35	of	of	ADP
easat-3790	49	36	life	life	NOUN
easat-3790	49	37	.	.	PUNCT
easat-3790	50	1	this	this	DET
easat-3790	50	2	gap	gap	NOUN
easat-3790	50	3	is	be	AUX
easat-3790	50	4	often	often	ADV
easat-3790	50	5	filled	fill	VERB
easat-3790	50	6	by	by	ADP
easat-3790	50	7	the	the	DET
easat-3790	50	8	informal	informal	ADJ
easat-3790	50	9	sector	sector	NOUN
easat-3790	50	10	(	(	PUNCT
easat-3790	50	11	maza	maza	PROPN
easat-3790	50	12	&	&	CCONJ
easat-3790	50	13	rivera	rivera	PROPN
easat-3790	50	14	,	,	PUNCT
easat-3790	50	15	2023	2023	NUM
easat-3790	50	16	)	)	PUNCT
easat-3790	50	17	,	,	PUNCT
easat-3790	50	18	which	which	PRON
easat-3790	50	19	operates	operate	VERB
easat-3790	50	20	without	without	ADP
easat-3790	50	21	the	the	DET
easat-3790	50	22	specialization	specialization	NOUN
easat-3790	50	23	or	or	CCONJ
easat-3790	50	24	authorization	authorization	NOUN
easat-3790	50	25	of	of	ADP
easat-3790	50	26	authorities	authority	NOUN
easat-3790	50	27	(	(	PUNCT
easat-3790	50	28	obando	obando	NOUN
easat-3790	50	29	-	-	PUNCT
easat-3790	50	30	bastidas	bastida	VERB
easat-3790	50	31	et	et	PROPN
easat-3790	50	32	al	al	PROPN
easat-3790	50	33	.	.	PROPN
easat-3790	50	34	,	,	PUNCT
easat-3790	50	35	2016	2016	NUM
easat-3790	50	36	)	)	PUNCT
easat-3790	50	37	.	.	PUNCT
easat-3790	51	1	these	these	DET
easat-3790	51	2	informal	informal	ADJ
easat-3790	51	3	lenders	lender	NOUN
easat-3790	51	4	are	be	AUX
easat-3790	51	5	8270	8270	NUM
easat-3790	51	6	edelweiss	edelweiss	PROPN
easat-3790	51	7	applied	apply	VERB
easat-3790	51	8	science	science	NOUN
easat-3790	51	9	and	and	CCONJ
easat-3790	51	10	technology	technology	NOUN
easat-3790	51	11	issn	issn	PROPN
easat-3790	51	12	:	:	PUNCT
easat-3790	51	13	2576	2576	NUM
easat-3790	51	14	-	-	SYM
easat-3790	51	15	8484	8484	NUM
easat-3790	51	16	vol	vol	NOUN
easat-3790	51	17	.	.	PROPN
easat-3790	51	18	8	8	NUM
easat-3790	51	19	,	,	PUNCT
easat-3790	51	20	no	no	INTJ
easat-3790	51	21	.	.	NOUN
easat-3790	51	22	6	6	NUM
easat-3790	51	23	:	:	SYM
easat-3790	51	24	8268	8268	NUM
easat-3790	51	25	-	-	SYM
easat-3790	51	26	8280	8280	NUM
easat-3790	51	27	,	,	PUNCT
easat-3790	51	28	2024	2024	NUM
easat-3790	51	29	doi	doi	NOUN
easat-3790	51	30	:	:	PUNCT
easat-3790	51	31	10.55214/25768484.v8i6.3790	10.55214/25768484.v8i6.3790	NUM
easat-3790	51	32	©	©	PROPN
easat-3790	51	33	2024	2024	NUM
easat-3790	51	34	by	by	ADP
easat-3790	51	35	the	the	DET
easat-3790	51	36	authors	author	NOUN
easat-3790	51	37	;	;	PUNCT
easat-3790	51	38	licensee	licensee	PROPN
easat-3790	51	39	learning	learning	NOUN
easat-3790	51	40	gate	gate	NOUN
easat-3790	51	41	sometimes	sometimes	ADV
easat-3790	51	42	illegal	illegal	ADJ
easat-3790	51	43	,	,	PUNCT
easat-3790	51	44	taking	take	VERB
easat-3790	51	45	advantage	advantage	NOUN
easat-3790	51	46	of	of	ADP
easat-3790	51	47	an	an	DET
easat-3790	51	48	unregulated	unregulated	ADJ
easat-3790	51	49	market	market	NOUN
easat-3790	51	50	to	to	PART
easat-3790	51	51	charge	charge	VERB
easat-3790	51	52	high	high	ADJ
easat-3790	51	53	interest	interest	NOUN
easat-3790	51	54	rates	rate	NOUN
easat-3790	51	55	(	(	PUNCT
easat-3790	51	56	barrera	barrera	NOUN
easat-3790	51	57	lievano	lievano	PROPN
easat-3790	51	58	&	&	CCONJ
easat-3790	51	59	parra	parra	PROPN
easat-3790	51	60	ramírez	ramírez	PROPN
easat-3790	51	61	,	,	PUNCT
easat-3790	51	62	2020	2020	NUM
easat-3790	51	63	)	)	PUNCT
easat-3790	51	64	,	,	PUNCT
easat-3790	51	65	overburdening	overburden	VERB
easat-3790	51	66	borrowers	borrower	NOUN
easat-3790	51	67	,	,	PUNCT
easat-3790	51	68	and	and	CCONJ
easat-3790	51	69	harming	harm	VERB
easat-3790	51	70	society	society	NOUN
easat-3790	51	71	in	in	ADP
easat-3790	51	72	two	two	NUM
easat-3790	51	73	ways	way	NOUN
easat-3790	51	74	.	.	PUNCT
easat-3790	52	1	on	on	ADP
easat-3790	52	2	one	one	NUM
easat-3790	52	3	hand	hand	NOUN
easat-3790	52	4	,	,	PUNCT
easat-3790	52	5	they	they	PRON
easat-3790	52	6	fail	fail	VERB
easat-3790	52	7	to	to	PART
easat-3790	52	8	achieve	achieve	VERB
easat-3790	52	9	the	the	DET
easat-3790	52	10	objective	objective	NOUN
easat-3790	52	11	of	of	ADP
easat-3790	52	12	the	the	DET
easat-3790	52	13	social	social	ADJ
easat-3790	52	14	function	function	NOUN
easat-3790	52	15	of	of	ADP
easat-3790	52	16	credit	credit	NOUN
easat-3790	52	17	,	,	PUNCT
easat-3790	52	18	as	as	SCONJ
easat-3790	52	19	borrowers	borrower	NOUN
easat-3790	52	20	are	be	AUX
easat-3790	52	21	forced	force	VERB
easat-3790	52	22	to	to	PART
easat-3790	52	23	accept	accept	VERB
easat-3790	52	24	high	high	ADJ
easat-3790	52	25	interest	interest	NOUN
easat-3790	52	26	rates	rate	NOUN
easat-3790	52	27	that	that	PRON
easat-3790	52	28	do	do	AUX
easat-3790	52	29	not	not	PART
easat-3790	52	30	allow	allow	VERB
easat-3790	52	31	them	they	PRON
easat-3790	52	32	to	to	PART
easat-3790	52	33	significantly	significantly	ADV
easat-3790	52	34	improve	improve	VERB
easat-3790	52	35	their	their	PRON
easat-3790	52	36	living	living	NOUN
easat-3790	52	37	conditions	condition	NOUN
easat-3790	52	38	.	.	PUNCT
easat-3790	53	1	on	on	ADP
easat-3790	53	2	the	the	DET
easat-3790	53	3	other	other	ADJ
easat-3790	53	4	hand	hand	NOUN
easat-3790	53	5	,	,	PUNCT
easat-3790	53	6	they	they	PRON
easat-3790	53	7	provide	provide	VERB
easat-3790	53	8	funds	fund	NOUN
easat-3790	53	9	to	to	ADP
easat-3790	53	10	organized	organize	VERB
easat-3790	53	11	crime	crime	NOUN
easat-3790	53	12	groups	group	NOUN
easat-3790	53	13	(	(	PUNCT
easat-3790	53	14	villamizar	villamizar	PROPN
easat-3790	53	15	moreno	moreno	PROPN
easat-3790	53	16	&	&	CCONJ
easat-3790	53	17	pobre	pobre	PROPN
easat-3790	53	18	otálora	otálora	PROPN
easat-3790	53	19	,	,	PUNCT
easat-3790	53	20	2018	2018	NUM
easat-3790	53	21	)	)	PUNCT
easat-3790	53	22	,	,	PUNCT
easat-3790	53	23	which	which	PRON
easat-3790	53	24	harm	harm	VERB
easat-3790	53	25	society	society	NOUN
easat-3790	53	26	.	.	PUNCT
easat-3790	54	1	it	it	PRON
easat-3790	54	2	can	can	AUX
easat-3790	54	3	be	be	AUX
easat-3790	54	4	asserted	assert	VERB
easat-3790	54	5	that	that	SCONJ
easat-3790	54	6	people	people	NOUN
easat-3790	54	7	living	live	VERB
easat-3790	54	8	in	in	ADP
easat-3790	54	9	poverty	poverty	NOUN
easat-3790	54	10	,	,	PUNCT
easat-3790	54	11	or	or	CCONJ
easat-3790	54	12	near	near	ADP
easat-3790	54	13	it	it	PRON
easat-3790	54	14	,	,	PUNCT
easat-3790	54	15	frequently	frequently	ADV
easat-3790	54	16	resort	resort	VERB
easat-3790	54	17	to	to	ADP
easat-3790	54	18	informal	informal	ADJ
easat-3790	54	19	financing	financing	NOUN
easat-3790	54	20	mechanisms	mechanism	NOUN
easat-3790	54	21	(	(	PUNCT
easat-3790	54	22	inglada	inglada	NOUN
easat-3790	54	23	galiana	galiana	PROPN
easat-3790	54	24	et	et	PROPN
easat-3790	54	25	al	al	PROPN
easat-3790	54	26	.	.	PROPN
easat-3790	54	27	,	,	PUNCT
easat-3790	54	28	2015	2015	NUM
easat-3790	54	29	)	)	PUNCT
easat-3790	54	30	.	.	PUNCT
easat-3790	55	1	this	this	DET
easat-3790	55	2	phenomenon	phenomenon	NOUN
easat-3790	55	3	occurs	occur	VERB
easat-3790	55	4	due	due	ADJ
easat-3790	55	5	to	to	ADP
easat-3790	55	6	the	the	DET
easat-3790	55	7	exclusion	exclusion	NOUN
easat-3790	55	8	caused	cause	VERB
easat-3790	55	9	by	by	ADP
easat-3790	55	10	the	the	DET
easat-3790	55	11	formal	formal	ADJ
easat-3790	55	12	financial	financial	ADJ
easat-3790	55	13	system	system	NOUN
easat-3790	55	14	’s	’s	PART
easat-3790	55	15	requirements	requirement	NOUN
easat-3790	55	16	,	,	PUNCT
easat-3790	55	17	such	such	ADJ
easat-3790	55	18	as	as	ADP
easat-3790	55	19	collateral	collateral	NOUN
easat-3790	55	20	,	,	PUNCT
easat-3790	55	21	personal	personal	ADJ
easat-3790	55	22	guarantees	guarantee	NOUN
easat-3790	55	23	,	,	PUNCT
easat-3790	55	24	documentation	documentation	NOUN
easat-3790	55	25	,	,	PUNCT
easat-3790	55	26	income	income	NOUN
easat-3790	55	27	levels	level	NOUN
easat-3790	55	28	,	,	PUNCT
easat-3790	55	29	and	and	CCONJ
easat-3790	55	30	credit	credit	NOUN
easat-3790	55	31	history	history	NOUN
easat-3790	55	32	,	,	PUNCT
easat-3790	55	33	among	among	ADP
easat-3790	55	34	others	other	NOUN
easat-3790	55	35	,	,	PUNCT
easat-3790	55	36	which	which	PRON
easat-3790	55	37	are	be	AUX
easat-3790	55	38	imposed	impose	VERB
easat-3790	55	39	by	by	ADP
easat-3790	55	40	formal	formal	ADJ
easat-3790	55	41	institutions	institution	NOUN
easat-3790	55	42	to	to	PART
easat-3790	55	43	mitigate	mitigate	VERB
easat-3790	55	44	the	the	DET
easat-3790	55	45	risk	risk	NOUN
easat-3790	55	46	of	of	ADP
easat-3790	55	47	non	non	NOUN
easat-3790	55	48	-	-	NOUN
easat-3790	55	49	repayment	repayment	NOUN
easat-3790	55	50	of	of	ADP
easat-3790	55	51	loans	loan	NOUN
easat-3790	55	52	(	(	PUNCT
easat-3790	55	53	valencia	valencia	PROPN
easat-3790	55	54	et	et	PROPN
easat-3790	55	55	al	al	PROPN
easat-3790	55	56	.	.	PROPN
easat-3790	55	57	,	,	PUNCT
easat-3790	55	58	2020	2020	NUM
easat-3790	55	59	)	)	PUNCT
easat-3790	55	60	.	.	PUNCT
easat-3790	56	1	from	from	ADP
easat-3790	56	2	the	the	DET
easat-3790	56	3	perspective	perspective	NOUN
easat-3790	56	4	of	of	ADP
easat-3790	56	5	the	the	DET
easat-3790	56	6	business	business	NOUN
easat-3790	56	7	of	of	ADP
easat-3790	56	8	money	money	NOUN
easat-3790	56	9	collection	collection	NOUN
easat-3790	56	10	and	and	CCONJ
easat-3790	56	11	distribution	distribution	NOUN
easat-3790	56	12	,	,	PUNCT
easat-3790	56	13	exercised	exercise	VERB
easat-3790	56	14	by	by	ADP
easat-3790	56	15	financial	financial	ADJ
easat-3790	56	16	institutions	institution	NOUN
easat-3790	56	17	,	,	PUNCT
easat-3790	56	18	these	these	DET
easat-3790	56	19	channel	channel	NOUN
easat-3790	56	20	resources	resource	NOUN
easat-3790	56	21	from	from	ADP
easat-3790	56	22	people	people	NOUN
easat-3790	56	23	with	with	ADP
easat-3790	56	24	excess	excess	ADJ
easat-3790	56	25	capital	capital	NOUN
easat-3790	56	26	,	,	PUNCT
easat-3790	56	27	with	with	ADP
easat-3790	56	28	the	the	DET
easat-3790	56	29	premise	premise	NOUN
easat-3790	56	30	of	of	ADP
easat-3790	56	31	providing	provide	VERB
easat-3790	56	32	them	they	PRON
easat-3790	56	33	with	with	ADP
easat-3790	56	34	economic	economic	ADJ
easat-3790	56	35	benefits	benefit	NOUN
easat-3790	56	36	(	(	PUNCT
easat-3790	56	37	ordóñez	ordóñez	NOUN
easat-3790	56	38	granda	granda	PROPN
easat-3790	56	39	et	et	PROPN
easat-3790	56	40	al	al	PROPN
easat-3790	56	41	.	.	PROPN
easat-3790	56	42	,	,	PUNCT
easat-3790	56	43	2020	2020	NUM
easat-3790	56	44	)	)	PUNCT
easat-3790	56	45	.	.	PUNCT
easat-3790	57	1	this	this	DET
easat-3790	57	2	activity	activity	NOUN
easat-3790	57	3	allows	allow	VERB
easat-3790	57	4	formal	formal	ADJ
easat-3790	57	5	intermediaries	intermediary	NOUN
easat-3790	57	6	to	to	PART
easat-3790	57	7	allocate	allocate	VERB
easat-3790	57	8	resources	resource	NOUN
easat-3790	57	9	through	through	ADP
easat-3790	57	10	credit	credit	NOUN
easat-3790	57	11	,	,	PUNCT
easat-3790	57	12	ensuring	ensure	VERB
easat-3790	57	13	that	that	SCONJ
easat-3790	57	14	capital	capital	NOUN
easat-3790	57	15	circulates	circulate	VERB
easat-3790	57	16	in	in	ADP
easat-3790	57	17	the	the	DET
easat-3790	57	18	economy	economy	NOUN
easat-3790	57	19	and	and	CCONJ
easat-3790	57	20	is	be	AUX
easat-3790	57	21	used	use	VERB
easat-3790	57	22	,	,	PUNCT
easat-3790	57	23	among	among	ADP
easat-3790	57	24	other	other	ADJ
easat-3790	57	25	things	thing	NOUN
easat-3790	57	26	,	,	PUNCT
easat-3790	57	27	to	to	PART
easat-3790	57	28	finance	finance	VERB
easat-3790	57	29	business	business	NOUN
easat-3790	57	30	activities	activity	NOUN
easat-3790	57	31	,	,	PUNCT
easat-3790	57	32	education	education	NOUN
easat-3790	57	33	,	,	PUNCT
easat-3790	57	34	housing	housing	NOUN
easat-3790	57	35	,	,	PUNCT
easat-3790	57	36	and	and	CCONJ
easat-3790	57	37	more	more	ADJ
easat-3790	57	38	.	.	PUNCT
easat-3790	58	1	1.2	1.2	NUM
easat-3790	58	2	.	.	PUNCT
easat-3790	58	3	access	access	NOUN
easat-3790	58	4	to	to	ADP
easat-3790	58	5	colombia	colombia	PROPN
easat-3790	58	6	’s	’s	PART
easat-3790	58	7	financial	financial	ADJ
easat-3790	58	8	system	system	NOUN
easat-3790	58	9	access	access	NOUN
easat-3790	58	10	to	to	ADP
easat-3790	58	11	the	the	DET
easat-3790	58	12	formal	formal	ADJ
easat-3790	58	13	financial	financial	ADJ
easat-3790	58	14	system	system	NOUN
easat-3790	58	15	for	for	ADP
easat-3790	58	16	msmes	msme	NOUN
easat-3790	58	17	is	be	AUX
easat-3790	58	18	limited	limit	VERB
easat-3790	58	19	,	,	PUNCT
easat-3790	58	20	among	among	ADP
easat-3790	58	21	other	other	ADJ
easat-3790	58	22	reasons	reason	NOUN
easat-3790	58	23	,	,	PUNCT
easat-3790	58	24	due	due	ADP
easat-3790	58	25	to	to	ADP
easat-3790	58	26	the	the	DET
easat-3790	58	27	difficulty	difficulty	NOUN
easat-3790	58	28	financial	financial	ADJ
easat-3790	58	29	institutions	institution	NOUN
easat-3790	58	30	face	face	VERB
easat-3790	58	31	in	in	ADP
easat-3790	58	32	obtaining	obtain	VERB
easat-3790	58	33	the	the	DET
easat-3790	58	34	proper	proper	ADJ
easat-3790	58	35	information	information	NOUN
easat-3790	58	36	due	due	ADP
easat-3790	58	37	to	to	ADP
easat-3790	58	38	asymmetry	asymmetry	NOUN
easat-3790	58	39	,	,	PUNCT
easat-3790	58	40	opacity	opacity	NOUN
easat-3790	58	41	,	,	PUNCT
easat-3790	58	42	and	and	CCONJ
easat-3790	58	43	,	,	PUNCT
easat-3790	58	44	in	in	ADP
easat-3790	58	45	some	some	DET
easat-3790	58	46	cases	case	NOUN
easat-3790	58	47	,	,	PUNCT
easat-3790	58	48	its	its	PRON
easat-3790	58	49	validity	validity	NOUN
easat-3790	58	50	(	(	PUNCT
easat-3790	58	51	rocca	rocca	PROPN
easat-3790	58	52	espinoza	espinoza	PROPN
easat-3790	58	53	et	et	PROPN
easat-3790	58	54	al	al	PROPN
easat-3790	58	55	.	.	PROPN
easat-3790	58	56	,	,	PUNCT
easat-3790	58	57	2018	2018	NUM
easat-3790	58	58	)	)	PUNCT
easat-3790	58	59	.	.	PUNCT
easat-3790	59	1	other	other	ADJ
easat-3790	59	2	relevant	relevant	ADJ
easat-3790	59	3	factors	factor	NOUN
easat-3790	59	4	that	that	PRON
easat-3790	59	5	condition	condition	NOUN
easat-3790	59	6	access	access	NOUN
easat-3790	59	7	to	to	ADP
easat-3790	59	8	credit	credit	NOUN
easat-3790	59	9	for	for	ADP
easat-3790	59	10	these	these	DET
easat-3790	59	11	types	type	NOUN
easat-3790	59	12	of	of	ADP
easat-3790	59	13	companies	company	NOUN
easat-3790	59	14	include	include	VERB
easat-3790	59	15	the	the	DET
easat-3790	59	16	lack	lack	NOUN
easat-3790	59	17	of	of	ADP
easat-3790	59	18	fixed	fix	VERB
easat-3790	59	19	assets	asset	NOUN
easat-3790	59	20	to	to	PART
easat-3790	59	21	back	back	VERB
easat-3790	59	22	the	the	DET
easat-3790	59	23	debt	debt	NOUN
easat-3790	59	24	(	(	PUNCT
easat-3790	59	25	saavedra	saavedra	PROPN
easat-3790	59	26	garcía	garcía	PROPN
easat-3790	59	27	et	et	PROPN
easat-3790	59	28	al	al	PROPN
easat-3790	59	29	.	.	PROPN
easat-3790	59	30	,	,	PUNCT
easat-3790	59	31	2021	2021	NUM
easat-3790	59	32	)	)	PUNCT
easat-3790	59	33	,	,	PUNCT
easat-3790	59	34	the	the	DET
easat-3790	59	35	lack	lack	NOUN
easat-3790	59	36	of	of	ADP
easat-3790	59	37	experience	experience	NOUN
easat-3790	59	38	in	in	ADP
easat-3790	59	39	management	management	NOUN
easat-3790	59	40	,	,	PUNCT
easat-3790	59	41	and	and	CCONJ
easat-3790	59	42	the	the	DET
easat-3790	59	43	profitability	profitability	NOUN
easat-3790	59	44	that	that	PRON
easat-3790	59	45	financial	financial	ADJ
easat-3790	59	46	institutions	institution	NOUN
easat-3790	59	47	may	may	AUX
easat-3790	59	48	derive	derive	VERB
easat-3790	59	49	(	(	PUNCT
easat-3790	59	50	danos	danos	PROPN
easat-3790	59	51	&	&	CCONJ
easat-3790	59	52	romero	romero	PROPN
easat-3790	59	53	,	,	PUNCT
easat-3790	59	54	2020	2020	NUM
easat-3790	59	55	)	)	PUNCT
easat-3790	59	56	.	.	PUNCT
easat-3790	60	1	in	in	ADP
easat-3790	60	2	colombia	colombia	PROPN
easat-3790	60	3	,	,	PUNCT
easat-3790	60	4	it	it	PRON
easat-3790	60	5	is	be	AUX
easat-3790	60	6	a	a	DET
easat-3790	60	7	reality	reality	NOUN
easat-3790	60	8	that	that	SCONJ
easat-3790	60	9	the	the	DET
easat-3790	60	10	limitations	limitation	NOUN
easat-3790	60	11	faced	face	VERB
easat-3790	60	12	by	by	ADP
easat-3790	60	13	micro	micro	PROPN
easat-3790	60	14	,	,	PUNCT
easat-3790	60	15	small	small	ADJ
easat-3790	60	16	,	,	PUNCT
easat-3790	60	17	and	and	CCONJ
easat-3790	60	18	medium	medium	ADJ
easat-3790	60	19	-	-	PUNCT
easat-3790	60	20	sized	sized	ADJ
easat-3790	60	21	enterprises	enterprise	NOUN
easat-3790	60	22	in	in	ADP
easat-3790	60	23	accessing	access	VERB
easat-3790	60	24	formal	formal	ADJ
easat-3790	60	25	credit	credit	NOUN
easat-3790	60	26	from	from	ADP
easat-3790	60	27	financial	financial	ADJ
easat-3790	60	28	institutions	institution	NOUN
easat-3790	60	29	hinder	hinder	VERB
easat-3790	60	30	their	their	PRON
easat-3790	60	31	growth	growth	NOUN
easat-3790	60	32	(	(	PUNCT
easat-3790	60	33	barrera	barrera	NOUN
easat-3790	60	34	lievano	lievano	PROPN
easat-3790	60	35	&	&	CCONJ
easat-3790	60	36	parra	parra	PROPN
easat-3790	60	37	ramírez	ramírez	PROPN
easat-3790	60	38	,	,	PUNCT
easat-3790	60	39	2020	2020	NUM
easat-3790	60	40	)	)	PUNCT
easat-3790	60	41	.	.	PUNCT
easat-3790	61	1	from	from	ADP
easat-3790	61	2	a	a	DET
easat-3790	61	3	financial	financial	ADJ
easat-3790	61	4	standpoint	standpoint	NOUN
easat-3790	61	5	,	,	PUNCT
easat-3790	61	6	this	this	DET
easat-3790	61	7	phenomenon	phenomenon	NOUN
easat-3790	61	8	occurs	occur	VERB
easat-3790	61	9	because	because	SCONJ
easat-3790	61	10	msmes	msme	NOUN
easat-3790	61	11	lack	lack	VERB
easat-3790	61	12	access	access	NOUN
easat-3790	61	13	to	to	ADP
easat-3790	61	14	resources	resource	NOUN
easat-3790	61	15	for	for	ADP
easat-3790	61	16	developing	develop	VERB
easat-3790	61	17	their	their	PRON
easat-3790	61	18	commercial	commercial	ADJ
easat-3790	61	19	activities	activity	NOUN
easat-3790	61	20	,	,	PUNCT
easat-3790	61	21	and	and	CCONJ
easat-3790	61	22	the	the	DET
easat-3790	61	23	benefits	benefit	NOUN
easat-3790	61	24	that	that	PRON
easat-3790	61	25	debt	debt	NOUN
easat-3790	61	26	generates	generate	VERB
easat-3790	61	27	,	,	PUNCT
easat-3790	61	28	such	such	ADJ
easat-3790	61	29	as	as	ADP
easat-3790	61	30	the	the	DET
easat-3790	61	31	deduction	deduction	NOUN
easat-3790	61	32	of	of	ADP
easat-3790	61	33	interest	interest	NOUN
easat-3790	61	34	from	from	ADP
easat-3790	61	35	profits	profit	NOUN
easat-3790	61	36	before	before	ADP
easat-3790	61	37	calculating	calculate	VERB
easat-3790	61	38	the	the	DET
easat-3790	61	39	income	income	NOUN
easat-3790	61	40	tax	tax	NOUN
easat-3790	61	41	(	(	PUNCT
easat-3790	61	42	ramírez	ramírez	NOUN
easat-3790	61	43	-	-	PUNCT
easat-3790	61	44	miranda	miranda	NOUN
easat-3790	61	45	et	et	PROPN
easat-3790	61	46	al	al	PROPN
easat-3790	61	47	.	.	PROPN
easat-3790	61	48	,	,	PUNCT
easat-3790	61	49	2022	2022	NUM
easat-3790	61	50	)	)	PUNCT
easat-3790	61	51	,	,	PUNCT
easat-3790	61	52	which	which	PRON
easat-3790	61	53	lowers	lower	VERB
easat-3790	61	54	the	the	DET
easat-3790	61	55	taxable	taxable	ADJ
easat-3790	61	56	base	base	NOUN
easat-3790	61	57	and	and	CCONJ
easat-3790	61	58	thus	thus	ADV
easat-3790	61	59	the	the	DET
easat-3790	61	60	amount	amount	NOUN
easat-3790	61	61	to	to	PART
easat-3790	61	62	be	be	AUX
easat-3790	61	63	taxed	tax	VERB
easat-3790	61	64	.	.	PUNCT
easat-3790	62	1	regarding	regard	VERB
easat-3790	62	2	microenterprises	microenterprise	NOUN
easat-3790	62	3	,	,	PUNCT
easat-3790	62	4	according	accord	VERB
easat-3790	62	5	to	to	ADP
easat-3790	62	6	the	the	DET
easat-3790	62	7	national	national	PROPN
easat-3790	62	8	association	association	PROPN
easat-3790	62	9	of	of	ADP
easat-3790	62	10	financial	financial	ADJ
easat-3790	62	11	institutions	institution	NOUN
easat-3790	62	12	(	(	PUNCT
easat-3790	62	13	2018	2018	NUM
easat-3790	62	14	)	)	PUNCT
easat-3790	62	15	,	,	PUNCT
easat-3790	62	16	data	datum	NOUN
easat-3790	62	17	collected	collect	VERB
easat-3790	62	18	in	in	ADP
easat-3790	62	19	the	the	DET
easat-3790	62	20	large	large	ADJ
easat-3790	62	21	survey	survey	NOUN
easat-3790	62	22	of	of	ADP
easat-3790	62	23	microenterprises	microenterprise	NOUN
easat-3790	62	24	showed	show	VERB
easat-3790	62	25	that	that	SCONJ
easat-3790	62	26	,	,	PUNCT
easat-3790	62	27	in	in	ADP
easat-3790	62	28	terms	term	NOUN
easat-3790	62	29	of	of	ADP
easat-3790	62	30	financing	financing	NOUN
easat-3790	62	31	with	with	ADP
easat-3790	62	32	the	the	DET
easat-3790	62	33	financial	financial	ADJ
easat-3790	62	34	system	system	NOUN
easat-3790	62	35	,	,	PUNCT
easat-3790	62	36	between	between	ADP
easat-3790	62	37	13	13	NUM
easat-3790	62	38	%	%	NOUN
easat-3790	62	39	and	and	CCONJ
easat-3790	62	40	15	15	NUM
easat-3790	62	41	%	%	NOUN
easat-3790	62	42	of	of	ADP
easat-3790	62	43	these	these	DET
easat-3790	62	44	production	production	NOUN
easat-3790	62	45	units	unit	NOUN
easat-3790	62	46	,	,	PUNCT
easat-3790	62	47	depending	depend	VERB
easat-3790	62	48	on	on	ADP
easat-3790	62	49	their	their	PRON
easat-3790	62	50	economic	economic	ADJ
easat-3790	62	51	sector	sector	NOUN
easat-3790	62	52	,	,	PUNCT
easat-3790	62	53	applied	apply	VERB
easat-3790	62	54	for	for	ADP
easat-3790	62	55	credit	credit	NOUN
easat-3790	62	56	in	in	ADP
easat-3790	62	57	the	the	DET
easat-3790	62	58	second	second	ADJ
easat-3790	62	59	half	half	NOUN
easat-3790	62	60	of	of	ADP
easat-3790	62	61	2017	2017	NUM
easat-3790	62	62	,	,	PUNCT
easat-3790	62	63	with	with	ADP
easat-3790	62	64	an	an	DET
easat-3790	62	65	approval	approval	NOUN
easat-3790	62	66	rate	rate	NOUN
easat-3790	62	67	of	of	ADP
easat-3790	62	68	96	96	NUM
easat-3790	62	69	%	%	NOUN
easat-3790	62	70	for	for	ADP
easat-3790	62	71	the	the	DET
easat-3790	62	72	industrial	industrial	ADJ
easat-3790	62	73	sector	sector	NOUN
easat-3790	62	74	,	,	PUNCT
easat-3790	62	75	93	93	NUM
easat-3790	62	76	%	%	NOUN
easat-3790	62	77	for	for	ADP
easat-3790	62	78	the	the	DET
easat-3790	62	79	commercial	commercial	ADJ
easat-3790	62	80	sector	sector	NOUN
easat-3790	62	81	,	,	PUNCT
easat-3790	62	82	and	and	CCONJ
easat-3790	62	83	87	87	NUM
easat-3790	62	84	%	%	NOUN
easat-3790	62	85	for	for	ADP
easat-3790	62	86	the	the	DET
easat-3790	62	87	services	service	NOUN
easat-3790	62	88	sector	sector	NOUN
easat-3790	62	89	.	.	PUNCT
easat-3790	63	1	for	for	ADP
easat-3790	63	2	the	the	DET
easat-3790	63	3	second	second	ADJ
easat-3790	63	4	half	half	NOUN
easat-3790	63	5	of	of	ADP
easat-3790	63	6	2019	2019	NUM
easat-3790	63	7	,	,	PUNCT
easat-3790	63	8	the	the	DET
easat-3790	63	9	national	national	PROPN
easat-3790	63	10	association	association	PROPN
easat-3790	63	11	of	of	ADP
easat-3790	63	12	financial	financial	ADJ
easat-3790	63	13	institutions	institution	NOUN
easat-3790	63	14	(	(	PUNCT
easat-3790	63	15	2020	2020	NUM
easat-3790	63	16	)	)	PUNCT
easat-3790	63	17	found	find	VERB
easat-3790	63	18	that	that	SCONJ
easat-3790	63	19	microenterprises	microenterprise	NOUN
easat-3790	63	20	saw	see	VERB
easat-3790	63	21	a	a	DET
easat-3790	63	22	significant	significant	ADJ
easat-3790	63	23	overall	overall	ADJ
easat-3790	63	24	increase	increase	NOUN
easat-3790	63	25	in	in	ADP
easat-3790	63	26	taking	take	VERB
easat-3790	63	27	credit	credit	NOUN
easat-3790	63	28	from	from	ADP
easat-3790	63	29	financial	financial	ADJ
easat-3790	63	30	institutions	institution	NOUN
easat-3790	63	31	.	.	PUNCT
easat-3790	64	1	on	on	ADP
easat-3790	64	2	average	average	ADJ
easat-3790	64	3	,	,	PUNCT
easat-3790	64	4	depending	depend	VERB
easat-3790	64	5	on	on	ADP
easat-3790	64	6	their	their	PRON
easat-3790	64	7	economic	economic	ADJ
easat-3790	64	8	sector	sector	NOUN
easat-3790	64	9	,	,	PUNCT
easat-3790	64	10	between	between	ADP
easat-3790	64	11	23	23	NUM
easat-3790	64	12	%	%	NOUN
easat-3790	64	13	and	and	CCONJ
easat-3790	64	14	29	29	NUM
easat-3790	64	15	%	%	NOUN
easat-3790	64	16	applied	apply	VERB
easat-3790	64	17	for	for	ADP
easat-3790	64	18	credit	credit	NOUN
easat-3790	64	19	.	.	PUNCT
easat-3790	65	1	as	as	ADP
easat-3790	65	2	for	for	ADP
easat-3790	65	3	the	the	DET
easat-3790	65	4	loan	loan	NOUN
easat-3790	65	5	approval	approval	NOUN
easat-3790	65	6	rates	rate	NOUN
easat-3790	65	7	,	,	PUNCT
easat-3790	65	8	the	the	DET
easat-3790	65	9	industrial	industrial	ADJ
easat-3790	65	10	sector	sector	NOUN
easat-3790	65	11	registered	register	VERB
easat-3790	65	12	78	78	NUM
easat-3790	65	13	%	%	NOUN
easat-3790	65	14	,	,	PUNCT
easat-3790	65	15	the	the	DET
easat-3790	65	16	services	service	NOUN
easat-3790	65	17	sector	sector	NOUN
easat-3790	65	18	75	75	NUM
easat-3790	65	19	%	%	NOUN
easat-3790	65	20	,	,	PUNCT
easat-3790	65	21	and	and	CCONJ
easat-3790	65	22	the	the	DET
easat-3790	65	23	commercial	commercial	ADJ
easat-3790	65	24	sector	sector	NOUN
easat-3790	65	25	86	86	NUM
easat-3790	65	26	%	%	NOUN
easat-3790	65	27	,	,	PUNCT
easat-3790	65	28	which	which	PRON
easat-3790	65	29	represents	represent	VERB
easat-3790	65	30	a	a	DET
easat-3790	65	31	reduction	reduction	NOUN
easat-3790	65	32	in	in	ADP
easat-3790	65	33	all	all	DET
easat-3790	65	34	cases	case	NOUN
easat-3790	65	35	compared	compare	VERB
easat-3790	65	36	to	to	ADP
easat-3790	65	37	what	what	PRON
easat-3790	65	38	was	be	AUX
easat-3790	65	39	recorded	record	VERB
easat-3790	65	40	in	in	ADP
easat-3790	65	41	2017	2017	NUM
easat-3790	65	42	.	.	PUNCT
easat-3790	66	1	in	in	ADP
easat-3790	66	2	the	the	DET
easat-3790	66	3	second	second	ADJ
easat-3790	66	4	half	half	NOUN
easat-3790	66	5	of	of	ADP
easat-3790	66	6	2018	2018	NUM
easat-3790	66	7	,	,	PUNCT
easat-3790	66	8	according	accord	VERB
easat-3790	66	9	to	to	ADP
easat-3790	66	10	the	the	DET
easat-3790	66	11	large	large	ADJ
easat-3790	66	12	sme	sme	NOUN
easat-3790	66	13	survey	survey	NOUN
easat-3790	66	14	(	(	PUNCT
easat-3790	66	15	small	small	ADJ
easat-3790	66	16	and	and	CCONJ
easat-3790	66	17	medium	medium	ADJ
easat-3790	66	18	enterprise	enterprise	NOUN
easat-3790	66	19	)	)	PUNCT
easat-3790	66	20	,	,	PUNCT
easat-3790	66	21	on	on	ADP
easat-3790	66	22	average	average	ADJ
easat-3790	66	23	across	across	ADP
easat-3790	66	24	sectors	sector	NOUN
easat-3790	66	25	,	,	PUNCT
easat-3790	66	26	21	21	NUM
easat-3790	66	27	%	%	NOUN
easat-3790	66	28	of	of	ADP
easat-3790	66	29	smes	sme	NOUN
easat-3790	66	30	applied	apply	VERB
easat-3790	66	31	for	for	ADP
easat-3790	66	32	credit	credit	NOUN
easat-3790	66	33	from	from	ADP
easat-3790	66	34	the	the	DET
easat-3790	66	35	financial	financial	ADJ
easat-3790	66	36	system	system	NOUN
easat-3790	66	37	,	,	PUNCT
easat-3790	66	38	showing	show	VERB
easat-3790	66	39	a	a	DET
easat-3790	66	40	significant	significant	ADJ
easat-3790	66	41	reduction	reduction	NOUN
easat-3790	66	42	in	in	ADP
easat-3790	66	43	the	the	DET
easat-3790	66	44	formal	formal	ADJ
easat-3790	66	45	credit	credit	NOUN
easat-3790	66	46	applications	application	NOUN
easat-3790	66	47	by	by	ADP
easat-3790	66	48	these	these	DET
easat-3790	66	49	production	production	NOUN
easat-3790	66	50	units	unit	NOUN
easat-3790	66	51	compared	compare	VERB
easat-3790	66	52	to	to	ADP
easat-3790	66	53	previous	previous	ADJ
easat-3790	66	54	periods	period	NOUN
easat-3790	66	55	,	,	PUNCT
easat-3790	66	56	with	with	ADP
easat-3790	66	57	an	an	DET
easat-3790	66	58	approval	approval	NOUN
easat-3790	66	59	rate	rate	NOUN
easat-3790	66	60	of	of	ADP
easat-3790	66	61	92	92	NUM
easat-3790	66	62	%	%	NOUN
easat-3790	66	63	for	for	ADP
easat-3790	66	64	the	the	DET
easat-3790	66	65	commercial	commercial	ADJ
easat-3790	66	66	sector	sector	NOUN
easat-3790	66	67	,	,	PUNCT
easat-3790	66	68	90	90	NUM
easat-3790	66	69	%	%	NOUN
easat-3790	66	70	for	for	ADP
easat-3790	66	71	the	the	DET
easat-3790	66	72	industrial	industrial	ADJ
easat-3790	66	73	sector	sector	NOUN
easat-3790	66	74	,	,	PUNCT
easat-3790	66	75	and	and	CCONJ
easat-3790	66	76	86	86	NUM
easat-3790	66	77	%	%	NOUN
easat-3790	66	78	for	for	ADP
easat-3790	66	79	the	the	DET
easat-3790	66	80	services	service	NOUN
easat-3790	66	81	sector	sector	NOUN
easat-3790	66	82	(	(	PUNCT
easat-3790	66	83	national	national	PROPN
easat-3790	66	84	association	association	NOUN
easat-3790	66	85	of	of	ADP
easat-3790	66	86	financial	financial	ADJ
easat-3790	66	87	institutions	institution	NOUN
easat-3790	66	88	,	,	PUNCT
easat-3790	66	89	2019	2019	NUM
easat-3790	66	90	)	)	PUNCT
easat-3790	66	91	.	.	PUNCT
easat-3790	67	1	the	the	DET
easat-3790	67	2	same	same	ADJ
easat-3790	67	3	source	source	NOUN
easat-3790	67	4	states	state	VERB
easat-3790	67	5	that	that	SCONJ
easat-3790	67	6	,	,	PUNCT
easat-3790	67	7	regarding	regard	VERB
easat-3790	67	8	whether	whether	SCONJ
easat-3790	67	9	the	the	DET
easat-3790	67	10	approved	approve	VERB
easat-3790	67	11	amount	amount	NOUN
easat-3790	67	12	by	by	ADP
easat-3790	67	13	the	the	DET
easat-3790	67	14	financial	financial	ADJ
easat-3790	67	15	institution	institution	NOUN
easat-3790	67	16	matched	match	VERB
easat-3790	67	17	the	the	DET
easat-3790	67	18	requested	request	VERB
easat-3790	67	19	amount	amount	NOUN
easat-3790	67	20	,	,	PUNCT
easat-3790	67	21	on	on	ADP
easat-3790	67	22	average	average	ADJ
easat-3790	67	23	across	across	ADP
easat-3790	67	24	the	the	DET
easat-3790	67	25	industrial	industrial	ADJ
easat-3790	67	26	,	,	PUNCT
easat-3790	67	27	commercial	commercial	ADJ
easat-3790	67	28	,	,	PUNCT
easat-3790	67	29	and	and	CCONJ
easat-3790	67	30	services	service	NOUN
easat-3790	67	31	sectors	sector	NOUN
easat-3790	67	32	,	,	PUNCT
easat-3790	67	33	84.3	84.3	NUM
easat-3790	67	34	%	%	NOUN
easat-3790	67	35	said	say	VERB
easat-3790	67	36	yes	yes	INTJ
easat-3790	67	37	.	.	PUNCT
easat-3790	68	1	for	for	ADP
easat-3790	68	2	the	the	DET
easat-3790	68	3	first	first	ADJ
easat-3790	68	4	half	half	NOUN
easat-3790	68	5	of	of	ADP
easat-3790	68	6	2020	2020	NUM
easat-3790	68	7	,	,	PUNCT
easat-3790	68	8	under	under	ADP
easat-3790	68	9	the	the	DET
easat-3790	68	10	global	global	ADJ
easat-3790	68	11	conditions	condition	NOUN
easat-3790	68	12	of	of	ADP
easat-3790	68	13	the	the	DET
easat-3790	68	14	covid-19	covid-19	PROPN
easat-3790	68	15	pandemic	pandemic	NOUN
easat-3790	68	16	,	,	PUNCT
easat-3790	68	17	the	the	DET
easat-3790	68	18	national	national	PROPN
easat-3790	68	19	association	association	PROPN
easat-3790	68	20	of	of	ADP
easat-3790	68	21	financial	financial	ADJ
easat-3790	68	22	institutions	institution	NOUN
easat-3790	68	23	(	(	PUNCT
easat-3790	68	24	2021	2021	NUM
easat-3790	68	25	)	)	PUNCT
easat-3790	68	26	reported	report	VERB
easat-3790	68	27	that	that	SCONJ
easat-3790	68	28	smes	sme	NOUN
easat-3790	68	29	applied	apply	VERB
easat-3790	68	30	for	for	ADP
easat-3790	68	31	more	more	ADJ
easat-3790	68	32	credit	credit	NOUN
easat-3790	68	33	compared	compare	VERB
easat-3790	68	34	to	to	ADP
easat-3790	68	35	the	the	DET
easat-3790	68	36	second	second	ADJ
easat-3790	68	37	half	half	NOUN
easat-3790	68	38	of	of	ADP
easat-3790	68	39	2018	2018	NUM
easat-3790	68	40	,	,	PUNCT
easat-3790	68	41	with	with	ADP
easat-3790	68	42	33	33	NUM
easat-3790	68	43	%	%	NOUN
easat-3790	68	44	from	from	ADP
easat-3790	68	45	the	the	DET
easat-3790	68	46	services	service	NOUN
easat-3790	68	47	sector	sector	NOUN
easat-3790	68	48	,	,	PUNCT
easat-3790	68	49	30	30	NUM
easat-3790	68	50	%	%	NOUN
easat-3790	68	51	from	from	ADP
easat-3790	68	52	the	the	DET
easat-3790	68	53	industrial	industrial	ADJ
easat-3790	68	54	sector	sector	NOUN
easat-3790	68	55	,	,	PUNCT
easat-3790	68	56	and	and	CCONJ
easat-3790	68	57	24	24	NUM
easat-3790	68	58	%	%	NOUN
easat-3790	68	59	from	from	ADP
easat-3790	68	60	the	the	DET
easat-3790	68	61	commercial	commercial	ADJ
easat-3790	68	62	sector	sector	NOUN
easat-3790	68	63	,	,	PUNCT
easat-3790	68	64	representing	represent	VERB
easat-3790	68	65	an	an	DET
easat-3790	68	66	average	average	NOUN
easat-3790	68	67	of	of	ADP
easat-3790	68	68	29	29	NUM
easat-3790	68	69	%	%	NOUN
easat-3790	68	70	across	across	ADP
easat-3790	68	71	smes	sme	NOUN
easat-3790	68	72	.	.	PUNCT
easat-3790	69	1	regarding	regard	VERB
easat-3790	69	2	the	the	DET
easat-3790	69	3	approval	approval	NOUN
easat-3790	69	4	rate	rate	NOUN
easat-3790	69	5	,	,	PUNCT
easat-3790	69	6	it	it	PRON
easat-3790	69	7	was	be	AUX
easat-3790	69	8	87	87	NUM
easat-3790	69	9	%	%	NOUN
easat-3790	69	10	,	,	PUNCT
easat-3790	69	11	93	93	NUM
easat-3790	69	12	%	%	NOUN
easat-3790	69	13	,	,	PUNCT
easat-3790	69	14	and	and	CCONJ
easat-3790	69	15	93	93	NUM
easat-3790	69	16	%	%	NOUN
easat-3790	69	17	,	,	PUNCT
easat-3790	69	18	respectively	respectively	ADV
easat-3790	69	19	,	,	PUNCT
easat-3790	69	20	which	which	PRON
easat-3790	69	21	also	also	ADV
easat-3790	69	22	represents	represent	VERB
easat-3790	69	23	an	an	DET
easat-3790	69	24	increase	increase	NOUN
easat-3790	69	25	in	in	ADP
easat-3790	69	26	the	the	DET
easat-3790	69	27	approval	approval	NOUN
easat-3790	69	28	rate	rate	NOUN
easat-3790	69	29	.	.	PUNCT
easat-3790	70	1	as	as	ADP
easat-3790	70	2	for	for	ADP
easat-3790	70	3	8271	8271	NUM
easat-3790	70	4	edelweiss	edelweiss	PROPN
easat-3790	70	5	applied	apply	VERB
easat-3790	70	6	science	science	NOUN
easat-3790	70	7	and	and	CCONJ
easat-3790	70	8	technology	technology	NOUN
easat-3790	70	9	issn	issn	PROPN
easat-3790	70	10	:	:	PUNCT
easat-3790	70	11	2576	2576	NUM
easat-3790	70	12	-	-	SYM
easat-3790	70	13	8484	8484	NUM
easat-3790	70	14	vol	vol	NOUN
easat-3790	70	15	.	.	PROPN
easat-3790	70	16	8	8	NUM
easat-3790	70	17	,	,	PUNCT
easat-3790	70	18	no	no	INTJ
easat-3790	70	19	.	.	NOUN
easat-3790	70	20	6	6	NUM
easat-3790	70	21	:	:	SYM
easat-3790	70	22	8268	8268	NUM
easat-3790	70	23	-	-	SYM
easat-3790	70	24	8280	8280	NUM
easat-3790	70	25	,	,	PUNCT
easat-3790	70	26	2024	2024	NUM
easat-3790	70	27	doi	doi	NOUN
easat-3790	70	28	:	:	PUNCT
easat-3790	70	29	10.55214/25768484.v8i6.3790	10.55214/25768484.v8i6.3790	NUM
easat-3790	70	30	©	©	PROPN
easat-3790	70	31	2024	2024	NUM
easat-3790	70	32	by	by	ADP
easat-3790	70	33	the	the	DET
easat-3790	70	34	authors	author	NOUN
easat-3790	70	35	;	;	PUNCT
easat-3790	70	36	licensee	licensee	PROPN
easat-3790	70	37	learning	learning	NOUN
easat-3790	70	38	gate	gate	VERB
easat-3790	70	39	whether	whether	SCONJ
easat-3790	70	40	the	the	DET
easat-3790	70	41	amount	amount	NOUN
easat-3790	70	42	approved	approve	VERB
easat-3790	70	43	by	by	ADP
easat-3790	70	44	the	the	DET
easat-3790	70	45	financial	financial	ADJ
easat-3790	70	46	institution	institution	NOUN
easat-3790	70	47	matched	match	VERB
easat-3790	70	48	the	the	DET
easat-3790	70	49	requested	request	VERB
easat-3790	70	50	amount	amount	NOUN
easat-3790	70	51	,	,	PUNCT
easat-3790	70	52	on	on	ADP
easat-3790	70	53	average	average	ADJ
easat-3790	70	54	,	,	PUNCT
easat-3790	70	55	between	between	ADP
easat-3790	70	56	the	the	DET
easat-3790	70	57	industrial	industrial	ADJ
easat-3790	70	58	,	,	PUNCT
easat-3790	70	59	commercial	commercial	ADJ
easat-3790	70	60	,	,	PUNCT
easat-3790	70	61	and	and	CCONJ
easat-3790	70	62	services	service	NOUN
easat-3790	70	63	sectors	sector	NOUN
easat-3790	70	64	,	,	PUNCT
easat-3790	70	65	44.6	44.6	NUM
easat-3790	70	66	%	%	NOUN
easat-3790	70	67	said	say	VERB
easat-3790	70	68	yes	yes	INTJ
easat-3790	70	69	,	,	PUNCT
easat-3790	70	70	a	a	DET
easat-3790	70	71	nearly	nearly	ADV
easat-3790	70	72	50	50	NUM
easat-3790	70	73	%	%	NOUN
easat-3790	70	74	decrease	decrease	NOUN
easat-3790	70	75	compared	compare	VERB
easat-3790	70	76	to	to	ADP
easat-3790	70	77	the	the	DET
easat-3790	70	78	second	second	ADJ
easat-3790	70	79	half	half	NOUN
easat-3790	70	80	of	of	ADP
easat-3790	70	81	2018	2018	NUM
easat-3790	70	82	,	,	PUNCT
easat-3790	70	83	with	with	ADP
easat-3790	70	84	the	the	DET
easat-3790	70	85	industrial	industrial	ADJ
easat-3790	70	86	sector	sector	NOUN
easat-3790	70	87	showing	show	VERB
easat-3790	70	88	the	the	DET
easat-3790	70	89	greatest	great	ADJ
easat-3790	70	90	decrease	decrease	NOUN
easat-3790	70	91	from	from	ADP
easat-3790	70	92	86	86	NUM
easat-3790	70	93	%	%	NOUN
easat-3790	70	94	to	to	PART
easat-3790	70	95	28	28	NUM
easat-3790	70	96	%	%	NOUN
easat-3790	70	97	.	.	PUNCT
easat-3790	71	1	a	a	DET
easat-3790	71	2	decisive	decisive	ADJ
easat-3790	71	3	factor	factor	NOUN
easat-3790	71	4	in	in	ADP
easat-3790	71	5	the	the	DET
easat-3790	71	6	increased	increase	VERB
easat-3790	71	7	borrowing	borrowing	NOUN
easat-3790	71	8	by	by	ADP
easat-3790	71	9	msmes	msme	NOUN
easat-3790	71	10	was	be	AUX
easat-3790	71	11	the	the	DET
easat-3790	71	12	economic	economic	ADJ
easat-3790	71	13	crisis	crisis	NOUN
easat-3790	71	14	caused	cause	VERB
easat-3790	71	15	by	by	ADP
easat-3790	71	16	the	the	DET
easat-3790	71	17	covid-19	covid-19	PROPN
easat-3790	71	18	pandemic	pandemic	NOUN
easat-3790	71	19	in	in	ADP
easat-3790	71	20	2020	2020	NUM
easat-3790	71	21	and	and	CCONJ
easat-3790	71	22	the	the	DET
easat-3790	71	23	government	government	NOUN
easat-3790	71	24	’s	’s	PART
easat-3790	71	25	debt	debt	NOUN
easat-3790	71	26	guarantee	guarantee	NOUN
easat-3790	71	27	program	program	NOUN
easat-3790	71	28	through	through	ADP
easat-3790	71	29	the	the	DET
easat-3790	71	30	national	national	PROPN
easat-3790	71	31	guarantee	guarantee	PROPN
easat-3790	71	32	fund	fund	NOUN
easat-3790	71	33	(	(	PUNCT
easat-3790	71	34	fng	fng	PROPN
easat-3790	71	35	)	)	PUNCT
easat-3790	71	36	as	as	ADP
easat-3790	71	37	a	a	DET
easat-3790	71	38	contingency	contingency	NOUN
easat-3790	71	39	to	to	ADP
easat-3790	71	40	the	the	DET
easat-3790	71	41	situation	situation	NOUN
easat-3790	71	42	.	.	PUNCT
easat-3790	72	1	the	the	DET
easat-3790	72	2	data	datum	NOUN
easat-3790	72	3	presented	present	VERB
easat-3790	72	4	illustrate	illustrate	VERB
easat-3790	72	5	a	a	DET
easat-3790	72	6	complex	complex	ADJ
easat-3790	72	7	reality	reality	NOUN
easat-3790	72	8	for	for	ADP
easat-3790	72	9	colombia	colombia	PROPN
easat-3790	72	10	’s	’s	PART
easat-3790	72	11	economy	economy	NOUN
easat-3790	72	12	regarding	regard	VERB
easat-3790	72	13	the	the	DET
easat-3790	72	14	growth	growth	NOUN
easat-3790	72	15	and	and	CCONJ
easat-3790	72	16	strengthening	strengthening	NOUN
easat-3790	72	17	of	of	ADP
easat-3790	72	18	its	its	PRON
easat-3790	72	19	msme	msme	NOUN
easat-3790	72	20	sector	sector	NOUN
easat-3790	72	21	,	,	PUNCT
easat-3790	72	22	as	as	ADP
easat-3790	72	23	in	in	ADP
easat-3790	72	24	all	all	DET
easat-3790	72	25	cases	case	NOUN
easat-3790	72	26	,	,	PUNCT
easat-3790	72	27	access	access	NOUN
easat-3790	72	28	to	to	ADP
easat-3790	72	29	credit	credit	NOUN
easat-3790	72	30	does	do	AUX
easat-3790	72	31	not	not	PART
easat-3790	72	32	exceed	exceed	VERB
easat-3790	72	33	35	35	NUM
easat-3790	72	34	%	%	NOUN
easat-3790	72	35	for	for	ADP
easat-3790	72	36	these	these	DET
easat-3790	72	37	units	unit	NOUN
easat-3790	72	38	,	,	PUNCT
easat-3790	72	39	depending	depend	VERB
easat-3790	72	40	on	on	ADP
easat-3790	72	41	their	their	PRON
easat-3790	72	42	size	size	NOUN
easat-3790	72	43	.	.	PUNCT
easat-3790	73	1	however	however	ADV
easat-3790	73	2	,	,	PUNCT
easat-3790	73	3	there	there	PRON
easat-3790	73	4	is	be	VERB
easat-3790	73	5	another	another	DET
easat-3790	73	6	factor	factor	NOUN
easat-3790	73	7	that	that	PRON
easat-3790	73	8	limits	limit	VERB
easat-3790	73	9	msmes	msme	NOUN
easat-3790	73	10	’	'	PUNCT
easat-3790	73	11	access	access	NOUN
easat-3790	73	12	to	to	ADP
easat-3790	73	13	credit	credit	NOUN
easat-3790	73	14	,	,	PUNCT
easat-3790	73	15	which	which	PRON
easat-3790	73	16	is	be	AUX
easat-3790	73	17	not	not	PART
easat-3790	73	18	related	relate	VERB
easat-3790	73	19	to	to	ADP
easat-3790	73	20	the	the	DET
easat-3790	73	21	financial	financial	ADJ
easat-3790	73	22	system	system	NOUN
easat-3790	73	23	itself	itself	PRON
easat-3790	73	24	but	but	CCONJ
easat-3790	73	25	is	be	AUX
easat-3790	73	26	linked	link	VERB
easat-3790	73	27	to	to	ADP
easat-3790	73	28	the	the	DET
easat-3790	73	29	business	business	NOUN
easat-3790	73	30	owner	owner	NOUN
easat-3790	73	31	:	:	PUNCT
easat-3790	73	32	voluntary	voluntary	ADJ
easat-3790	73	33	exclusion	exclusion	NOUN
easat-3790	73	34	from	from	ADP
easat-3790	73	35	the	the	DET
easat-3790	73	36	formal	formal	ADJ
easat-3790	73	37	financing	financing	NOUN
easat-3790	73	38	system	system	NOUN
easat-3790	73	39	(	(	PUNCT
easat-3790	73	40	national	national	PROPN
easat-3790	73	41	association	association	NOUN
easat-3790	73	42	of	of	ADP
easat-3790	73	43	financial	financial	ADJ
easat-3790	73	44	institutions	institution	NOUN
easat-3790	73	45	,	,	PUNCT
easat-3790	73	46	2020	2020	NUM
easat-3790	73	47	)	)	PUNCT
easat-3790	73	48	.	.	PUNCT
easat-3790	74	1	this	this	DET
easat-3790	74	2	phenomenon	phenomenon	NOUN
easat-3790	74	3	arises	arise	VERB
easat-3790	74	4	from	from	ADP
easat-3790	74	5	factors	factor	NOUN
easat-3790	74	6	associated	associate	VERB
easat-3790	74	7	with	with	ADP
easat-3790	74	8	culture	culture	NOUN
easat-3790	74	9	,	,	PUNCT
easat-3790	74	10	distrust	distrust	NOUN
easat-3790	74	11	in	in	ADP
easat-3790	74	12	the	the	DET
easat-3790	74	13	financial	financial	ADJ
easat-3790	74	14	system	system	NOUN
easat-3790	74	15	(	(	PUNCT
easat-3790	74	16	sarmiento	sarmiento	NOUN
easat-3790	74	17	-	-	PUNCT
easat-3790	74	18	arévalo	arévalo	PROPN
easat-3790	74	19	et	et	PROPN
easat-3790	74	20	al	al	PROPN
easat-3790	74	21	.	.	PROPN
easat-3790	74	22	,	,	PUNCT
easat-3790	74	23	2020	2020	NUM
easat-3790	74	24	)	)	PUNCT
easat-3790	74	25	,	,	PUNCT
easat-3790	74	26	and	and	CCONJ
easat-3790	74	27	lack	lack	NOUN
easat-3790	74	28	of	of	ADP
easat-3790	74	29	financial	financial	ADJ
easat-3790	74	30	education	education	NOUN
easat-3790	74	31	.	.	PUNCT
easat-3790	75	1	1.3	1.3	NUM
easat-3790	75	2	.	.	PUNCT
easat-3790	76	1	“	"	PUNCT
easat-3790	76	2	drop	drop	VERB
easat-3790	76	3	-	-	PUNCT
easat-3790	76	4	by	by	ADP
easat-3790	76	5	-	-	PUNCT
easat-3790	76	6	drop	drop	NOUN
easat-3790	76	7	”	"	PUNCT
easat-3790	76	8	loans	loan	NOUN
easat-3790	76	9	the	the	DET
easat-3790	76	10	"	"	PUNCT
easat-3790	76	11	drop	drop	VERB
easat-3790	76	12	-	-	PUNCT
easat-3790	76	13	by	by	ADP
easat-3790	76	14	-	-	PUNCT
easat-3790	76	15	drop	drop	NOUN
easat-3790	76	16	"	"	PUNCT
easat-3790	76	17	loans	loan	NOUN
easat-3790	76	18	(	(	PUNCT
easat-3790	76	19	also	also	ADV
easat-3790	76	20	called	call	VERB
easat-3790	76	21	"	"	PUNCT
easat-3790	76	22	credit	credit	NOUN
easat-3790	76	23	drop	drop	NOUN
easat-3790	76	24	-	-	PUNCT
easat-3790	76	25	by	by	ADP
easat-3790	76	26	-	-	PUNCT
easat-3790	76	27	drop	drop	NOUN
easat-3790	76	28	”	"	PUNCT
easat-3790	76	29	"	"	PUNCT
easat-3790	76	30	express	express	VERB
easat-3790	76	31	loans	loan	NOUN
easat-3790	76	32	”	"	PUNCT
easat-3790	76	33	or	or	CCONJ
easat-3790	76	34	"	"	PUNCT
easat-3790	76	35	pay	pay	VERB
easat-3790	76	36	daily	daily	ADV
easat-3790	76	37	"	"	PUNCT
easat-3790	76	38	)	)	PUNCT
easat-3790	76	39	is	be	AUX
easat-3790	76	40	a	a	DET
easat-3790	76	41	financing	financing	NOUN
easat-3790	76	42	phenomenon	phenomenon	NOUN
easat-3790	76	43	that	that	PRON
easat-3790	76	44	arises	arise	VERB
easat-3790	76	45	in	in	ADP
easat-3790	76	46	the	the	DET
easat-3790	76	47	informal	informal	ADJ
easat-3790	76	48	system	system	NOUN
easat-3790	76	49	,	,	PUNCT
easat-3790	76	50	and	and	CCONJ
easat-3790	76	51	in	in	ADP
easat-3790	76	52	certain	certain	ADJ
easat-3790	76	53	cases	case	NOUN
easat-3790	76	54	,	,	PUNCT
easat-3790	76	55	is	be	AUX
easat-3790	76	56	characterized	characterize	VERB
easat-3790	76	57	by	by	ADP
easat-3790	76	58	being	be	AUX
easat-3790	76	59	illegal	illegal	ADJ
easat-3790	76	60	(	(	PUNCT
easat-3790	76	61	barrera	barrera	NOUN
easat-3790	76	62	lievano	lievano	PROPN
easat-3790	76	63	&	&	CCONJ
easat-3790	76	64	parra	parra	PROPN
easat-3790	76	65	ramírez	ramírez	PROPN
easat-3790	76	66	,	,	PUNCT
easat-3790	76	67	2020	2020	NUM
easat-3790	76	68	)	)	PUNCT
easat-3790	76	69	.	.	PUNCT
easat-3790	77	1	not	not	PART
easat-3790	77	2	everything	everything	PRON
easat-3790	77	3	informal	informal	ADJ
easat-3790	77	4	is	be	AUX
easat-3790	77	5	illegal	illegal	ADJ
easat-3790	77	6	.	.	PUNCT
easat-3790	78	1	regarding	regard	VERB
easat-3790	78	2	financing	financing	NOUN
easat-3790	78	3	,	,	PUNCT
easat-3790	78	4	as	as	SCONJ
easat-3790	78	5	stipulated	stipulate	VERB
easat-3790	78	6	by	by	ADP
easat-3790	78	7	law	law	NOUN
easat-3790	78	8	599	599	NUM
easat-3790	78	9	of	of	ADP
easat-3790	78	10	2000	2000	NUM
easat-3790	78	11	,	,	PUNCT
easat-3790	78	12	from	from	ADP
easat-3790	78	13	the	the	DET
easat-3790	78	14	informal	informal	ADJ
easat-3790	78	15	sector	sector	NOUN
easat-3790	78	16	(	(	PUNCT
easat-3790	78	17	understood	understand	VERB
easat-3790	78	18	as	as	ADP
easat-3790	78	19	not	not	PART
easat-3790	78	20	being	be	AUX
easat-3790	78	21	part	part	NOUN
easat-3790	78	22	of	of	ADP
easat-3790	78	23	the	the	DET
easat-3790	78	24	formal	formal	ADJ
easat-3790	78	25	financial	financial	ADJ
easat-3790	78	26	system	system	NOUN
easat-3790	78	27	)	)	PUNCT
easat-3790	78	28	,	,	PUNCT
easat-3790	78	29	an	an	DET
easat-3790	78	30	individual	individual	NOUN
easat-3790	78	31	can	can	AUX
easat-3790	78	32	lend	lend	VERB
easat-3790	78	33	money	money	NOUN
easat-3790	78	34	and	and	CCONJ
easat-3790	78	35	charge	charge	VERB
easat-3790	78	36	an	an	DET
easat-3790	78	37	interest	interest	NOUN
easat-3790	78	38	rate	rate	NOUN
easat-3790	78	39	that	that	PRON
easat-3790	78	40	does	do	AUX
easat-3790	78	41	not	not	PART
easat-3790	78	42	exceed	exceed	VERB
easat-3790	78	43	half	half	NOUN
easat-3790	78	44	of	of	ADP
easat-3790	78	45	the	the	DET
easat-3790	78	46	prevailing	prevail	VERB
easat-3790	78	47	current	current	ADJ
easat-3790	78	48	bank	bank	NOUN
easat-3790	78	49	interest	interest	NOUN
easat-3790	78	50	rate	rate	NOUN
easat-3790	78	51	for	for	ADP
easat-3790	78	52	the	the	DET
easat-3790	78	53	period	period	NOUN
easat-3790	78	54	certified	certify	VERB
easat-3790	78	55	by	by	ADP
easat-3790	78	56	the	the	DET
easat-3790	78	57	supervising	supervising	NOUN
easat-3790	78	58	authority	authority	NOUN
easat-3790	78	59	.	.	PUNCT
easat-3790	79	1	the	the	DET
easat-3790	79	2	"	"	PUNCT
easat-3790	79	3	drop	drop	VERB
easat-3790	79	4	-	-	PUNCT
easat-3790	79	5	by	by	ADP
easat-3790	79	6	-	-	PUNCT
easat-3790	79	7	drop	drop	NOUN
easat-3790	79	8	"	"	PUNCT
easat-3790	79	9	phenomenon	phenomenon	NOUN
easat-3790	79	10	is	be	AUX
easat-3790	79	11	based	base	VERB
easat-3790	79	12	on	on	ADP
easat-3790	79	13	the	the	DET
easat-3790	79	14	granting	granting	NOUN
easat-3790	79	15	of	of	ADP
easat-3790	79	16	a	a	DET
easat-3790	79	17	loan	loan	NOUN
easat-3790	79	18	that	that	PRON
easat-3790	79	19	typically	typically	ADV
easat-3790	79	20	does	do	AUX
easat-3790	79	21	not	not	PART
easat-3790	79	22	require	require	VERB
easat-3790	79	23	collateral	collateral	NOUN
easat-3790	79	24	,	,	PUNCT
easat-3790	79	25	is	be	AUX
easat-3790	79	26	delivered	deliver	VERB
easat-3790	79	27	immediately	immediately	ADV
easat-3790	79	28	,	,	PUNCT
easat-3790	79	29	and	and	CCONJ
easat-3790	79	30	is	be	AUX
easat-3790	79	31	repaid	repay	VERB
easat-3790	79	32	in	in	ADP
easat-3790	79	33	short	short	ADJ
easat-3790	79	34	installments	installment	NOUN
easat-3790	79	35	,	,	PUNCT
easat-3790	79	36	which	which	PRON
easat-3790	79	37	may	may	AUX
easat-3790	79	38	be	be	AUX
easat-3790	79	39	daily	daily	ADJ
easat-3790	79	40	,	,	PUNCT
easat-3790	79	41	weekly	weekly	ADJ
easat-3790	79	42	,	,	PUNCT
easat-3790	79	43	or	or	CCONJ
easat-3790	79	44	at	at	ADP
easat-3790	79	45	other	other	ADJ
easat-3790	79	46	intervals	interval	NOUN
easat-3790	79	47	(	(	PUNCT
easat-3790	79	48	renaud	renaud	NOUN
easat-3790	79	49	,	,	PUNCT
easat-3790	79	50	2019	2019	NUM
easat-3790	79	51	)	)	PUNCT
easat-3790	79	52	.	.	PUNCT
easat-3790	80	1	it	it	PRON
easat-3790	80	2	is	be	AUX
easat-3790	80	3	characterized	characterize	VERB
easat-3790	80	4	by	by	ADP
easat-3790	80	5	charging	charge	VERB
easat-3790	80	6	an	an	DET
easat-3790	80	7	interest	interest	NOUN
easat-3790	80	8	rate	rate	NOUN
easat-3790	80	9	that	that	PRON
easat-3790	80	10	sometimes	sometimes	ADV
easat-3790	80	11	exceeds	exceed	VERB
easat-3790	80	12	the	the	DET
easat-3790	80	13	legally	legally	ADV
easat-3790	80	14	established	establish	VERB
easat-3790	80	15	rate	rate	NOUN
easat-3790	80	16	,	,	PUNCT
easat-3790	80	17	which	which	PRON
easat-3790	80	18	can	can	AUX
easat-3790	80	19	reach	reach	VERB
easat-3790	80	20	up	up	ADP
easat-3790	80	21	to	to	PART
easat-3790	80	22	20	20	NUM
easat-3790	80	23	%	%	NOUN
easat-3790	80	24	per	per	ADP
easat-3790	80	25	day	day	NOUN
easat-3790	80	26	(	(	PUNCT
easat-3790	80	27	holguín	holguín	PROPN
easat-3790	80	28	,	,	PUNCT
easat-3790	80	29	2017	2017	NUM
easat-3790	80	30	)	)	PUNCT
easat-3790	80	31	.	.	PUNCT
easat-3790	81	1	although	although	SCONJ
easat-3790	81	2	the	the	DET
easat-3790	81	3	literature	literature	NOUN
easat-3790	81	4	on	on	ADP
easat-3790	81	5	this	this	DET
easat-3790	81	6	type	type	NOUN
easat-3790	81	7	of	of	ADP
easat-3790	81	8	loan	loan	NOUN
easat-3790	81	9	is	be	AUX
easat-3790	81	10	limited	limit	VERB
easat-3790	81	11	,	,	PUNCT
easat-3790	81	12	some	some	DET
easat-3790	81	13	intrinsic	intrinsic	ADJ
easat-3790	81	14	characteristics	characteristic	NOUN
easat-3790	81	15	of	of	ADP
easat-3790	81	16	this	this	DET
easat-3790	81	17	form	form	NOUN
easat-3790	81	18	of	of	ADP
easat-3790	81	19	financing	financing	NOUN
easat-3790	81	20	have	have	AUX
easat-3790	81	21	been	be	AUX
easat-3790	81	22	documented	document	VERB
easat-3790	81	23	,	,	PUNCT
easat-3790	81	24	such	such	ADJ
easat-3790	81	25	as	as	ADP
easat-3790	81	26	the	the	DET
easat-3790	81	27	dependency	dependency	NOUN
easat-3790	81	28	it	it	PRON
easat-3790	81	29	generates	generate	VERB
easat-3790	81	30	for	for	ADP
easat-3790	81	31	borrowers	borrower	NOUN
easat-3790	81	32	because	because	SCONJ
easat-3790	81	33	the	the	DET
easat-3790	81	34	profits	profit	NOUN
easat-3790	81	35	that	that	PRON
easat-3790	81	36	msmes	msme	NOUN
easat-3790	81	37	can	can	AUX
easat-3790	81	38	generate	generate	VERB
easat-3790	81	39	are	be	AUX
easat-3790	81	40	spent	spend	VERB
easat-3790	81	41	on	on	ADP
easat-3790	81	42	repaying	repay	VERB
easat-3790	81	43	the	the	DET
easat-3790	81	44	high	high	ADJ
easat-3790	81	45	interest	interest	NOUN
easat-3790	81	46	rates	rate	NOUN
easat-3790	81	47	they	they	PRON
easat-3790	81	48	assume	assume	VERB
easat-3790	81	49	(	(	PUNCT
easat-3790	81	50	holguín	holguín	PROPN
easat-3790	81	51	,	,	PUNCT
easat-3790	81	52	2017	2017	NUM
easat-3790	81	53	)	)	PUNCT
easat-3790	81	54	,	,	PUNCT
easat-3790	81	55	or	or	CCONJ
easat-3790	81	56	its	its	PRON
easat-3790	81	57	association	association	NOUN
easat-3790	81	58	with	with	ADP
easat-3790	81	59	criminal	criminal	ADJ
easat-3790	81	60	gangs	gang	NOUN
easat-3790	81	61	that	that	PRON
easat-3790	81	62	manage	manage	VERB
easat-3790	81	63	this	this	DET
easat-3790	81	64	type	type	NOUN
easat-3790	81	65	of	of	ADP
easat-3790	81	66	lending	lending	NOUN
easat-3790	81	67	and	and	CCONJ
easat-3790	81	68	"	"	PUNCT
easat-3790	81	69	guarantee	guarantee	VERB
easat-3790	81	70	"	"	PUNCT
easat-3790	81	71	the	the	DET
easat-3790	81	72	return	return	NOUN
easat-3790	81	73	of	of	ADP
easat-3790	81	74	the	the	DET
easat-3790	81	75	money	money	NOUN
easat-3790	81	76	borrowed	borrow	VERB
easat-3790	81	77	through	through	ADP
easat-3790	81	78	violence	violence	NOUN
easat-3790	81	79	(	(	PUNCT
easat-3790	81	80	renaud	renaud	NOUN
easat-3790	81	81	,	,	PUNCT
easat-3790	81	82	2019	2019	NUM
easat-3790	81	83	)	)	PUNCT
easat-3790	81	84	.	.	PUNCT
easat-3790	82	1	this	this	PRON
easat-3790	82	2	can	can	AUX
easat-3790	82	3	sometimes	sometimes	ADV
easat-3790	82	4	lead	lead	VERB
easat-3790	82	5	to	to	ADP
easat-3790	82	6	borrowers	borrower	NOUN
easat-3790	82	7	being	be	AUX
easat-3790	82	8	forced	force	VERB
easat-3790	82	9	to	to	PART
easat-3790	82	10	leave	leave	VERB
easat-3790	82	11	their	their	PRON
easat-3790	82	12	homes	home	NOUN
easat-3790	82	13	,	,	PUNCT
easat-3790	82	14	losing	lose	VERB
easat-3790	82	15	their	their	PRON
easat-3790	82	16	businesses	business	NOUN
easat-3790	82	17	,	,	PUNCT
easat-3790	82	18	the	the	DET
easat-3790	82	19	murder	murder	NOUN
easat-3790	82	20	of	of	ADP
easat-3790	82	21	family	family	NOUN
easat-3790	82	22	members	member	NOUN
easat-3790	82	23	of	of	ADP
easat-3790	82	24	the	the	DET
easat-3790	82	25	borrower	borrower	NOUN
easat-3790	82	26	or	or	CCONJ
easat-3790	82	27	the	the	DET
easat-3790	82	28	borrower	borrower	NOUN
easat-3790	82	29	themselves	themselves	PRON
easat-3790	82	30	,	,	PUNCT
easat-3790	82	31	or	or	CCONJ
easat-3790	82	32	inheriting	inherit	VERB
easat-3790	82	33	debts	debt	NOUN
easat-3790	82	34	(	(	PUNCT
easat-3790	82	35	hernandez	hernandez	PROPN
easat-3790	82	36	garcía	garcía	PROPN
easat-3790	82	37	&	&	CCONJ
easat-3790	82	38	oviedo	oviedo	PROPN
easat-3790	82	39	gómez	gómez	PROPN
easat-3790	82	40	,	,	PUNCT
easat-3790	82	41	2016	2016	NUM
easat-3790	82	42	)	)	PUNCT
easat-3790	82	43	.	.	PUNCT
easat-3790	83	1	among	among	ADP
easat-3790	83	2	the	the	DET
easat-3790	83	3	reasons	reason	NOUN
easat-3790	83	4	for	for	ADP
easat-3790	83	5	accessing	access	VERB
easat-3790	83	6	"	"	PUNCT
easat-3790	83	7	drop	drop	VERB
easat-3790	83	8	-	-	PUNCT
easat-3790	83	9	by	by	ADP
easat-3790	83	10	-	-	PUNCT
easat-3790	83	11	drop	drop	NOUN
easat-3790	83	12	"	"	PUNCT
easat-3790	83	13	loans	loan	NOUN
easat-3790	83	14	,	,	PUNCT
easat-3790	83	15	authors	author	NOUN
easat-3790	83	16	such	such	ADJ
easat-3790	83	17	as	as	ADP
easat-3790	83	18	alvis	alvi	NOUN
easat-3790	83	19	-	-	PUNCT
easat-3790	83	20	puentes	puentes	PROPN
easat-3790	83	21	et	et	PROPN
easat-3790	83	22	al	al	PROPN
easat-3790	83	23	.	.	PROPN
easat-3790	83	24	(	(	PUNCT
easat-3790	83	25	2022	2022	NUM
easat-3790	83	26	)	)	PUNCT
easat-3790	83	27	mention	mention	VERB
easat-3790	83	28	the	the	DET
easat-3790	83	29	vulnerability	vulnerability	NOUN
easat-3790	83	30	of	of	ADP
easat-3790	83	31	the	the	DET
easat-3790	83	32	borrower	borrower	NOUN
easat-3790	83	33	,	,	PUNCT
easat-3790	83	34	obando	obando	NOUN
easat-3790	83	35	-	-	PUNCT
easat-3790	83	36	bastidas	bastida	VERB
easat-3790	83	37	et	et	PROPN
easat-3790	83	38	al	al	PROPN
easat-3790	83	39	.	.	PUNCT
easat-3790	84	1	(	(	PUNCT
easat-3790	84	2	2016	2016	NUM
easat-3790	84	3	)	)	PUNCT
easat-3790	84	4	refer	refer	VERB
easat-3790	84	5	to	to	ADP
easat-3790	84	6	academic	academic	ADJ
easat-3790	84	7	background	background	NOUN
easat-3790	84	8	,	,	PUNCT
easat-3790	84	9	and	and	CCONJ
easat-3790	84	10	barrera	barrera	NOUN
easat-3790	84	11	and	and	CCONJ
easat-3790	84	12	parra	parra	PROPN
easat-3790	84	13	(	(	PUNCT
easat-3790	84	14	barrera	barrera	PROPN
easat-3790	84	15	lievano	lievano	PROPN
easat-3790	84	16	&	&	CCONJ
easat-3790	84	17	parra	parra	PROPN
easat-3790	84	18	ramírez	ramírez	PROPN
easat-3790	84	19	,	,	PUNCT
easat-3790	84	20	2020	2020	NUM
easat-3790	84	21	)	)	PUNCT
easat-3790	84	22	refer	refer	VERB
easat-3790	84	23	to	to	ADP
easat-3790	84	24	the	the	DET
easat-3790	84	25	level	level	NOUN
easat-3790	84	26	of	of	ADP
easat-3790	84	27	education	education	NOUN
easat-3790	84	28	of	of	ADP
easat-3790	84	29	the	the	DET
easat-3790	84	30	business	business	NOUN
easat-3790	84	31	owner	owner	NOUN
easat-3790	84	32	and	and	CCONJ
easat-3790	84	33	the	the	DET
easat-3790	84	34	size	size	NOUN
easat-3790	84	35	of	of	ADP
easat-3790	84	36	the	the	DET
easat-3790	84	37	business	business	NOUN
easat-3790	84	38	.	.	PUNCT
easat-3790	85	1	regarding	regard	VERB
easat-3790	85	2	the	the	DET
easat-3790	85	3	latter	latter	ADJ
easat-3790	85	4	,	,	PUNCT
easat-3790	85	5	barrera	barrera	NOUN
easat-3790	85	6	et	et	PROPN
easat-3790	85	7	al	al	PROPN
easat-3790	85	8	.	.	PROPN
easat-3790	85	9	(	(	PUNCT
easat-3790	85	10	2022	2022	NUM
easat-3790	85	11	)	)	PUNCT
easat-3790	85	12	also	also	ADV
easat-3790	85	13	mention	mention	VERB
easat-3790	85	14	that	that	SCONJ
easat-3790	85	15	the	the	DET
easat-3790	85	16	business	business	NOUN
easat-3790	85	17	’s	’s	PART
easat-3790	85	18	age	age	NOUN
easat-3790	85	19	is	be	AUX
easat-3790	85	20	a	a	DET
easat-3790	85	21	determining	determine	VERB
easat-3790	85	22	factor	factor	NOUN
easat-3790	85	23	.	.	PUNCT
easat-3790	86	1	2	2	X
easat-3790	86	2	.	.	X
easat-3790	86	3	materials	material	NOUN
easat-3790	86	4	and	and	CCONJ
easat-3790	86	5	methods	method	NOUN
easat-3790	86	6	a	a	DET
easat-3790	86	7	quantitative	quantitative	ADJ
easat-3790	86	8	methodology	methodology	NOUN
easat-3790	86	9	was	be	AUX
easat-3790	86	10	developed	develop	VERB
easat-3790	86	11	,	,	PUNCT
easat-3790	86	12	with	with	ADP
easat-3790	86	13	a	a	DET
easat-3790	86	14	correlational	correlational	ADJ
easat-3790	86	15	,	,	PUNCT
easat-3790	86	16	non	non	ADJ
easat-3790	86	17	-	-	ADJ
easat-3790	86	18	experimental	experimental	ADJ
easat-3790	86	19	,	,	PUNCT
easat-3790	86	20	and	and	CCONJ
easat-3790	86	21	crosssectional	crosssectional	ADJ
easat-3790	86	22	approach	approach	NOUN
easat-3790	86	23	(	(	PUNCT
easat-3790	86	24	hernández	hernández	PROPN
easat-3790	86	25	sampieri	sampieri	PROPN
easat-3790	86	26	&	&	CCONJ
easat-3790	86	27	mendoza	mendoza	PROPN
easat-3790	86	28	torres	torres	PROPN
easat-3790	86	29	,	,	PUNCT
easat-3790	86	30	2018	2018	NUM
easat-3790	86	31	)	)	PUNCT
easat-3790	86	32	.	.	PUNCT
easat-3790	87	1	for	for	ADP
easat-3790	87	2	data	data	NOUN
easat-3790	87	3	collection	collection	NOUN
easat-3790	87	4	,	,	PUNCT
easat-3790	87	5	a	a	DET
easat-3790	87	6	survey	survey	NOUN
easat-3790	87	7	was	be	AUX
easat-3790	87	8	used	use	VERB
easat-3790	87	9	as	as	ADP
easat-3790	87	10	a	a	DET
easat-3790	87	11	tool	tool	NOUN
easat-3790	87	12	to	to	PART
easat-3790	87	13	gather	gather	VERB
easat-3790	87	14	primary	primary	ADJ
easat-3790	87	15	data	datum	NOUN
easat-3790	87	16	,	,	PUNCT
easat-3790	87	17	which	which	PRON
easat-3790	87	18	was	be	AUX
easat-3790	87	19	applied	apply	VERB
easat-3790	87	20	to	to	ADP
easat-3790	87	21	owners	owner	NOUN
easat-3790	87	22	,	,	PUNCT
easat-3790	87	23	managers	manager	NOUN
easat-3790	87	24	,	,	PUNCT
easat-3790	87	25	or	or	CCONJ
easat-3790	87	26	administrators	administrator	NOUN
easat-3790	87	27	of	of	ADP
easat-3790	87	28	msmes	msme	NOUN
easat-3790	87	29	(	(	PUNCT
easat-3790	87	30	according	accord	VERB
easat-3790	87	31	to	to	ADP
easat-3790	87	32	the	the	DET
easat-3790	87	33	legislation	legislation	NOUN
easat-3790	87	34	in	in	ADP
easat-3790	87	35	force	force	NOUN
easat-3790	87	36	as	as	ADP
easat-3790	87	37	of	of	ADP
easat-3790	87	38	december	december	PROPN
easat-3790	87	39	31	31	NUM
easat-3790	87	40	,	,	PUNCT
easat-3790	87	41	2020	2020	NUM
easat-3790	87	42	)	)	PUNCT
easat-3790	87	43	in	in	ADP
easat-3790	87	44	the	the	DET
easat-3790	87	45	city	city	NOUN
easat-3790	87	46	of	of	ADP
easat-3790	87	47	bogotá	bogotá	NOUN
easat-3790	87	48	,	,	PUNCT
easat-3790	87	49	involved	involve	VERB
easat-3790	87	50	in	in	ADP
easat-3790	87	51	the	the	DET
easat-3790	87	52	commercial	commercial	ADJ
easat-3790	87	53	activity	activity	NOUN
easat-3790	87	54	of	of	ADP
easat-3790	87	55	selling	sell	VERB
easat-3790	87	56	unprocessed	unprocesse	VERB
easat-3790	87	57	food	food	NOUN
easat-3790	87	58	.	.	PUNCT
easat-3790	88	1	since	since	SCONJ
easat-3790	88	2	the	the	DET
easat-3790	88	3	research	research	NOUN
easat-3790	88	4	focuses	focus	VERB
easat-3790	88	5	on	on	ADP
easat-3790	88	6	collecting	collect	VERB
easat-3790	88	7	primary	primary	ADJ
easat-3790	88	8	data	datum	NOUN
easat-3790	88	9	from	from	ADP
easat-3790	88	10	individuals	individual	NOUN
easat-3790	88	11	,	,	PUNCT
easat-3790	88	12	the	the	DET
easat-3790	88	13	ethical	ethical	ADJ
easat-3790	88	14	considerations	consideration	NOUN
easat-3790	88	15	outlined	outline	VERB
easat-3790	88	16	in	in	ADP
easat-3790	88	17	the	the	DET
easat-3790	88	18	helsinki	helsinki	PROPN
easat-3790	88	19	declaration	declaration	PROPN
easat-3790	88	20	were	be	AUX
easat-3790	88	21	considered	consider	VERB
easat-3790	88	22	.	.	PUNCT
easat-3790	89	1	therefore	therefore	ADV
easat-3790	89	2	,	,	PUNCT
easat-3790	89	3	each	each	DET
easat-3790	89	4	participant	participant	NOUN
easat-3790	89	5	was	be	AUX
easat-3790	89	6	asked	ask	VERB
easat-3790	89	7	to	to	PART
easat-3790	89	8	sign	sign	VERB
easat-3790	89	9	an	an	DET
easat-3790	89	10	informed	informed	ADJ
easat-3790	89	11	consent	consent	NOUN
easat-3790	89	12	form	form	NOUN
easat-3790	89	13	,	,	PUNCT
easat-3790	89	14	which	which	PRON
easat-3790	89	15	had	have	VERB
easat-3790	89	16	prior	prior	ADJ
easat-3790	89	17	approval	approval	NOUN
easat-3790	89	18	from	from	ADP
easat-3790	89	19	the	the	DET
easat-3790	89	20	ethics	ethic	NOUN
easat-3790	89	21	committee	committee	PROPN
easat-3790	89	22	of	of	ADP
easat-3790	89	23	the	the	DET
easat-3790	89	24	higher	high	ADJ
easat-3790	89	25	education	education	NOUN
easat-3790	89	26	institution	institution	NOUN
easat-3790	89	27	uniminuto	uniminuto	NOUN
easat-3790	89	28	.	.	PUNCT
easat-3790	90	1	in	in	ADP
easat-3790	90	2	this	this	DET
easat-3790	90	3	form	form	NOUN
easat-3790	90	4	,	,	PUNCT
easat-3790	90	5	participants	participant	NOUN
easat-3790	90	6	were	be	AUX
easat-3790	90	7	informed	inform	VERB
easat-3790	90	8	of	of	ADP
easat-3790	90	9	their	their	PRON
easat-3790	90	10	rights	right	NOUN
easat-3790	90	11	regarding	regard	VERB
easat-3790	90	12	voluntary	voluntary	ADJ
easat-3790	90	13	8272	8272	NUM
easat-3790	90	14	edelweiss	edelweiss	PROPN
easat-3790	90	15	applied	apply	VERB
easat-3790	90	16	science	science	NOUN
easat-3790	90	17	and	and	CCONJ
easat-3790	90	18	technology	technology	NOUN
easat-3790	90	19	issn	issn	PROPN
easat-3790	90	20	:	:	PUNCT
easat-3790	90	21	2576	2576	NUM
easat-3790	90	22	-	-	SYM
easat-3790	90	23	8484	8484	NUM
easat-3790	90	24	vol	vol	NOUN
easat-3790	90	25	.	.	PROPN
easat-3790	91	1	8	8	NUM
easat-3790	91	2	,	,	PUNCT
easat-3790	91	3	no	no	INTJ
easat-3790	91	4	.	.	NOUN
easat-3790	91	5	6	6	NUM
easat-3790	91	6	:	:	SYM
easat-3790	91	7	8268	8268	NUM
easat-3790	91	8	-	-	SYM
easat-3790	91	9	8280	8280	NUM
easat-3790	91	10	,	,	PUNCT
easat-3790	91	11	2024	2024	NUM
easat-3790	91	12	doi	doi	NOUN
easat-3790	91	13	:	:	PUNCT
easat-3790	91	14	10.55214/25768484.v8i6.3790	10.55214/25768484.v8i6.3790	NUM
easat-3790	91	15	©	©	PROPN
easat-3790	91	16	2024	2024	NUM
easat-3790	91	17	by	by	ADP
easat-3790	91	18	the	the	DET
easat-3790	91	19	authors	author	NOUN
easat-3790	91	20	;	;	PUNCT
easat-3790	92	1	licensee	licensee	PROPN
easat-3790	92	2	learning	learn	VERB
easat-3790	92	3	gate	gate	NOUN
easat-3790	92	4	participation	participation	NOUN
easat-3790	92	5	in	in	ADP
easat-3790	92	6	the	the	DET
easat-3790	92	7	process	process	NOUN
easat-3790	92	8	and	and	CCONJ
easat-3790	92	9	the	the	DET
easat-3790	92	10	possibility	possibility	NOUN
easat-3790	92	11	of	of	ADP
easat-3790	92	12	withdrawing	withdraw	VERB
easat-3790	92	13	from	from	ADP
easat-3790	92	14	it	it	PRON
easat-3790	92	15	at	at	ADP
easat-3790	92	16	any	any	DET
easat-3790	92	17	time	time	NOUN
easat-3790	92	18	without	without	ADP
easat-3790	92	19	any	any	DET
easat-3790	92	20	consequences	consequence	NOUN
easat-3790	92	21	.	.	PUNCT
easat-3790	93	1	a	a	DET
easat-3790	93	2	sample	sample	NOUN
easat-3790	93	3	of	of	ADP
easat-3790	93	4	385	385	NUM
easat-3790	93	5	msmes	msme	NOUN
easat-3790	93	6	was	be	AUX
easat-3790	93	7	determined	determine	VERB
easat-3790	93	8	based	base	VERB
easat-3790	93	9	on	on	ADP
easat-3790	93	10	the	the	DET
easat-3790	93	11	following	follow	VERB
easat-3790	93	12	calculation	calculation	NOUN
easat-3790	93	13	parameters	parameter	NOUN
easat-3790	93	14	:	:	PUNCT
easat-3790	93	15	population	population	NOUN
easat-3790	93	16	size	size	NOUN
easat-3790	93	17	(	(	PUNCT
easat-3790	93	18	unknown	unknown	ADJ
easat-3790	93	19	)	)	PUNCT
easat-3790	93	20	,	,	PUNCT
easat-3790	93	21	heterogeneity	heterogeneity	NOUN
easat-3790	93	22	(	(	PUNCT
easat-3790	93	23	50	50	NUM
easat-3790	93	24	%	%	NOUN
easat-3790	93	25	)	)	PUNCT
easat-3790	93	26	,	,	PUNCT
easat-3790	93	27	confidence	confidence	NOUN
easat-3790	93	28	level	level	NOUN
easat-3790	93	29	(	(	PUNCT
easat-3790	93	30	95	95	NUM
easat-3790	93	31	%	%	NOUN
easat-3790	93	32	)	)	PUNCT
easat-3790	93	33	,	,	PUNCT
easat-3790	93	34	and	and	CCONJ
easat-3790	93	35	an	an	DET
easat-3790	93	36	accepted	accepted	ADJ
easat-3790	93	37	margin	margin	NOUN
easat-3790	93	38	of	of	ADP
easat-3790	93	39	error	error	NOUN
easat-3790	93	40	of	of	ADP
easat-3790	93	41	5	5	NUM
easat-3790	93	42	%	%	NOUN
easat-3790	93	43	.	.	PUNCT
easat-3790	94	1	regarding	regard	VERB
easat-3790	94	2	the	the	DET
easat-3790	94	3	survey	survey	NOUN
easat-3790	94	4	,	,	PUNCT
easat-3790	94	5	its	its	PRON
easat-3790	94	6	development	development	NOUN
easat-3790	94	7	was	be	AUX
easat-3790	94	8	100	100	NUM
easat-3790	94	9	%	%	NOUN
easat-3790	94	10	anonymous	anonymous	ADJ
easat-3790	94	11	.	.	PUNCT
easat-3790	95	1	the	the	DET
easat-3790	95	2	instrument	instrument	NOUN
easat-3790	95	3	was	be	AUX
easat-3790	95	4	validated	validate	VERB
easat-3790	95	5	through	through	ADP
easat-3790	95	6	a	a	DET
easat-3790	95	7	pilot	pilot	NOUN
easat-3790	95	8	test	test	NOUN
easat-3790	95	9	with	with	ADP
easat-3790	95	10	ten	ten	NUM
easat-3790	95	11	members	member	NOUN
easat-3790	95	12	of	of	ADP
easat-3790	95	13	the	the	DET
easat-3790	95	14	population	population	NOUN
easat-3790	95	15	,	,	PUNCT
easat-3790	95	16	applying	apply	VERB
easat-3790	95	17	the	the	DET
easat-3790	95	18	test	test	NOUN
easat-3790	95	19	-	-	PUNCT
easat-3790	95	20	retest	retest	NOUN
easat-3790	95	21	method	method	NOUN
easat-3790	95	22	,	,	PUNCT
easat-3790	95	23	which	which	PRON
easat-3790	95	24	demonstrated	demonstrate	VERB
easat-3790	95	25	reliability	reliability	NOUN
easat-3790	95	26	in	in	ADP
easat-3790	95	27	the	the	DET
easat-3790	95	28	collected	collect	VERB
easat-3790	95	29	data	datum	NOUN
easat-3790	95	30	.	.	PUNCT
easat-3790	96	1	the	the	DET
easat-3790	96	2	research	research	NOUN
easat-3790	96	3	worked	work	VERB
easat-3790	96	4	with	with	ADP
easat-3790	96	5	eight	eight	NUM
easat-3790	96	6	variables	variable	NOUN
easat-3790	96	7	associated	associate	VERB
easat-3790	96	8	with	with	ADP
easat-3790	96	9	taking	take	VERB
easat-3790	96	10	"	"	PUNCT
easat-3790	96	11	drop	drop	VERB
easat-3790	96	12	-	-	PUNCT
easat-3790	96	13	by	by	ADP
easat-3790	96	14	-	-	PUNCT
easat-3790	96	15	drop	drop	NOUN
easat-3790	96	16	"	"	PUNCT
easat-3790	96	17	loans	loan	NOUN
easat-3790	96	18	:	:	PUNCT
easat-3790	96	19	v1	v1	ADJ
easat-3790	96	20	–	–	PUNCT
easat-3790	96	21	economic	economic	ADJ
easat-3790	96	22	stability	stability	NOUN
easat-3790	96	23	;	;	PUNCT
easat-3790	96	24	v2	v2	PROPN
easat-3790	96	25	–	–	PUNCT
easat-3790	96	26	financial	financial	ADJ
easat-3790	96	27	knowledge	knowledge	NOUN
easat-3790	96	28	;	;	PUNCT
easat-3790	96	29	v3	v3	PROPN
easat-3790	96	30	–	–	PUNCT
easat-3790	96	31	preference	preference	NOUN
easat-3790	96	32	for	for	ADP
easat-3790	96	33	taking	take	VERB
easat-3790	96	34	"	"	PUNCT
easat-3790	96	35	drop	drop	VERB
easat-3790	96	36	-	-	PUNCT
easat-3790	96	37	by	by	ADP
easat-3790	96	38	-	-	PUNCT
easat-3790	96	39	drop	drop	NOUN
easat-3790	96	40	"	"	PUNCT
easat-3790	96	41	loans	loan	NOUN
easat-3790	96	42	;	;	PUNCT
easat-3790	96	43	v4	v4	NOUN
easat-3790	96	44	–	–	PUNCT
easat-3790	96	45	need	need	VERB
easat-3790	96	46	for	for	ADP
easat-3790	96	47	taking	take	VERB
easat-3790	96	48	"	"	PUNCT
easat-3790	96	49	drop	drop	VERB
easat-3790	96	50	-	-	PUNCT
easat-3790	96	51	by	by	ADP
easat-3790	96	52	-	-	PUNCT
easat-3790	96	53	drop	drop	NOUN
easat-3790	96	54	"	"	PUNCT
easat-3790	96	55	loans	loan	NOUN
easat-3790	96	56	;	;	PUNCT
easat-3790	96	57	v5	v5	NUM
easat-3790	96	58	–	–	PUNCT
easat-3790	96	59	risk	risk	NOUN
easat-3790	96	60	of	of	ADP
easat-3790	96	61	taking	take	VERB
easat-3790	96	62	"	"	PUNCT
easat-3790	96	63	drop	drop	NOUN
easat-3790	96	64	-	-	PUNCT
easat-3790	96	65	bydrop	bydrop	NOUN
easat-3790	96	66	"	"	PUNCT
easat-3790	96	67	loans	loan	NOUN
easat-3790	96	68	;	;	PUNCT
easat-3790	96	69	v6	v6	NOUN
easat-3790	96	70	–	–	PUNCT
easat-3790	96	71	number	number	NOUN
easat-3790	96	72	of	of	ADP
easat-3790	96	73	"	"	PUNCT
easat-3790	96	74	drop	drop	VERB
easat-3790	96	75	-	-	PUNCT
easat-3790	96	76	by	by	ADP
easat-3790	96	77	-	-	PUNCT
easat-3790	96	78	drop	drop	NOUN
easat-3790	96	79	"	"	PUNCT
easat-3790	96	80	loans	loan	NOUN
easat-3790	96	81	taken	take	VERB
easat-3790	96	82	in	in	ADP
easat-3790	96	83	a	a	DET
easat-3790	96	84	year	year	NOUN
easat-3790	96	85	;	;	PUNCT
easat-3790	96	86	v7	v7	VERB
easat-3790	96	87	–	–	PUNCT
easat-3790	96	88	distrust	distrust	NOUN
easat-3790	96	89	in	in	ADP
easat-3790	96	90	financial	financial	ADJ
easat-3790	96	91	institutions	institution	NOUN
easat-3790	96	92	;	;	PUNCT
easat-3790	96	93	v8	v8	PROPN
easat-3790	96	94	–	–	PUNCT
easat-3790	96	95	cost	cost	NOUN
easat-3790	96	96	of	of	ADP
easat-3790	96	97	"	"	PUNCT
easat-3790	96	98	drop	drop	VERB
easat-3790	96	99	-	-	PUNCT
easat-3790	96	100	by	by	ADP
easat-3790	96	101	-	-	PUNCT
easat-3790	96	102	drop	drop	NOUN
easat-3790	96	103	"	"	PUNCT
easat-3790	96	104	loan	loan	NOUN
easat-3790	96	105	interest	interest	NOUN
easat-3790	96	106	rates	rate	NOUN
easat-3790	96	107	.	.	PUNCT
easat-3790	97	1	twelve	twelve	NUM
easat-3790	97	2	correlational	correlational	ADJ
easat-3790	97	3	hypotheses	hypothesis	NOUN
easat-3790	97	4	were	be	AUX
easat-3790	97	5	formulated	formulate	VERB
easat-3790	97	6	;	;	PUNCT
easat-3790	97	7	for	for	ADP
easat-3790	97	8	each	each	PRON
easat-3790	97	9	of	of	ADP
easat-3790	97	10	them	they	PRON
easat-3790	97	11	,	,	PUNCT
easat-3790	97	12	two	two	NUM
easat-3790	97	13	variables	variable	NOUN
easat-3790	97	14	were	be	AUX
easat-3790	97	15	addressed	address	VERB
easat-3790	97	16	,	,	PUNCT
easat-3790	97	17	as	as	SCONJ
easat-3790	97	18	presented	present	VERB
easat-3790	97	19	in	in	ADP
easat-3790	97	20	table	table	NOUN
easat-3790	97	21	2	2	NUM
easat-3790	97	22	.	.	PUNCT
easat-3790	97	23	table	table	NOUN
easat-3790	97	24	2	2	NUM
easat-3790	97	25	.	.	PUNCT
easat-3790	97	26	research	research	NOUN
easat-3790	97	27	hypothesis	hypothesis	NOUN
easat-3790	97	28	.	.	PUNCT
easat-3790	98	1	variables	variable	NOUN
easat-3790	98	2	hypothesis	hypothesis	NOUN
easat-3790	98	3	economic	economic	ADJ
easat-3790	98	4	stability	stability	NOUN
easat-3790	98	5	need	need	VERB
easat-3790	98	6	for	for	ADP
easat-3790	98	7	taking	take	VERB
easat-3790	98	8	‘	'	PUNCT
easat-3790	98	9	dropby	dropby	ADJ
easat-3790	98	10	-	-	PUNCT
easat-3790	98	11	drop	drop	NOUN
easat-3790	98	12	’	'	PUNCT
easat-3790	98	13	loans	loan	NOUN
easat-3790	98	14	ha-1	ha-1	NUM
easat-3790	98	15	:	:	PUNCT
easat-3790	98	16	there	there	PRON
easat-3790	98	17	is	be	VERB
easat-3790	98	18	a	a	DET
easat-3790	98	19	linear	linear	ADJ
easat-3790	98	20	relationship	relationship	NOUN
easat-3790	98	21	between	between	ADP
easat-3790	98	22	the	the	DET
easat-3790	98	23	variables	variable	NOUN
easat-3790	98	24	.	.	PUNCT
easat-3790	99	1	h0	h0	NOUN
easat-3790	99	2	-	-	PUNCT
easat-3790	99	3	1	1	NUM
easat-3790	99	4	:	:	PUNCT
easat-3790	99	5	there	there	PRON
easat-3790	99	6	is	be	VERB
easat-3790	99	7	no	no	DET
easat-3790	99	8	linear	linear	ADJ
easat-3790	99	9	relationship	relationship	NOUN
easat-3790	99	10	between	between	ADP
easat-3790	99	11	the	the	DET
easat-3790	99	12	variables	variable	NOUN
easat-3790	99	13	.	.	PUNCT
easat-3790	100	1	economic	economic	ADJ
easat-3790	100	2	stability	stability	NOUN
easat-3790	100	3	number	number	NOUN
easat-3790	100	4	of	of	ADP
easat-3790	100	5	‘	'	PUNCT
easat-3790	100	6	drop	drop	ADJ
easat-3790	100	7	-	-	PUNCT
easat-3790	100	8	bydrop	bydrop	NOUN
easat-3790	100	9	’	'	PUNCT
easat-3790	100	10	loans	loan	NOUN
easat-3790	100	11	taken	take	VERB
easat-3790	100	12	in	in	ADP
easat-3790	100	13	a	a	DET
easat-3790	100	14	year	year	NOUN
easat-3790	100	15	ha-2	ha-2	VERB
easat-3790	100	16	:	:	PUNCT
easat-3790	100	17	there	there	PRON
easat-3790	100	18	is	be	VERB
easat-3790	100	19	a	a	DET
easat-3790	100	20	linear	linear	ADJ
easat-3790	100	21	relationship	relationship	NOUN
easat-3790	100	22	between	between	ADP
easat-3790	100	23	the	the	DET
easat-3790	100	24	variables	variable	NOUN
easat-3790	100	25	.	.	PUNCT
easat-3790	101	1	h0	h0	NOUN
easat-3790	101	2	-	-	PUNCT
easat-3790	101	3	2	2	NUM
easat-3790	101	4	:	:	PUNCT
easat-3790	101	5	there	there	PRON
easat-3790	101	6	is	be	VERB
easat-3790	101	7	no	no	DET
easat-3790	101	8	linear	linear	ADJ
easat-3790	101	9	relationship	relationship	NOUN
easat-3790	101	10	between	between	ADP
easat-3790	101	11	the	the	DET
easat-3790	101	12	variables	variable	NOUN
easat-3790	101	13	.	.	PUNCT
easat-3790	102	1	financial	financial	ADJ
easat-3790	102	2	knowledge	knowledge	NOUN
easat-3790	102	3	preference	preference	NOUN
easat-3790	102	4	for	for	ADP
easat-3790	102	5	taking	take	VERB
easat-3790	102	6	‘	'	PUNCT
easat-3790	102	7	drop	drop	VERB
easat-3790	102	8	-	-	PUNCT
easat-3790	102	9	by	by	ADP
easat-3790	102	10	-	-	PUNCT
easat-3790	102	11	drop	drop	NOUN
easat-3790	102	12	’	'	PUNCT
easat-3790	102	13	loans	loan	NOUN
easat-3790	102	14	ha-3	ha-3	NOUN
easat-3790	102	15	:	:	PUNCT
easat-3790	102	16	there	there	PRON
easat-3790	102	17	is	be	VERB
easat-3790	102	18	a	a	DET
easat-3790	102	19	linear	linear	ADJ
easat-3790	102	20	relationship	relationship	NOUN
easat-3790	102	21	between	between	ADP
easat-3790	102	22	the	the	DET
easat-3790	102	23	variables	variable	NOUN
easat-3790	102	24	.	.	PUNCT
easat-3790	103	1	h0	h0	NOUN
easat-3790	103	2	-	-	PUNCT
easat-3790	103	3	3	3	NUM
easat-3790	103	4	:	:	PUNCT
easat-3790	103	5	there	there	PRON
easat-3790	103	6	is	be	VERB
easat-3790	103	7	no	no	DET
easat-3790	103	8	linear	linear	ADJ
easat-3790	103	9	relationship	relationship	NOUN
easat-3790	103	10	between	between	ADP
easat-3790	103	11	the	the	DET
easat-3790	103	12	variables	variable	NOUN
easat-3790	103	13	.	.	PUNCT
easat-3790	104	1	financial	financial	ADJ
easat-3790	104	2	knowledge	knowledge	NOUN
easat-3790	104	3	danger	danger	NOUN
easat-3790	104	4	in	in	ADP
easat-3790	104	5	taking	take	VERB
easat-3790	104	6	‘	'	PUNCT
easat-3790	104	7	drop	drop	VERB
easat-3790	104	8	-	-	PUNCT
easat-3790	104	9	by	by	ADP
easat-3790	104	10	-	-	PUNCT
easat-3790	104	11	drop	drop	NOUN
easat-3790	104	12	’	'	PUNCT
easat-3790	104	13	loans	loan	NOUN
easat-3790	104	14	ha-4	ha-4	NOUN
easat-3790	104	15	:	:	PUNCT
easat-3790	104	16	there	there	PRON
easat-3790	104	17	is	be	VERB
easat-3790	104	18	a	a	DET
easat-3790	104	19	linear	linear	ADJ
easat-3790	104	20	relationship	relationship	NOUN
easat-3790	104	21	between	between	ADP
easat-3790	104	22	the	the	DET
easat-3790	104	23	variables	variable	NOUN
easat-3790	104	24	.	.	PUNCT
easat-3790	105	1	h0	h0	NOUN
easat-3790	105	2	-	-	PUNCT
easat-3790	105	3	4	4	NUM
easat-3790	105	4	:	:	PUNCT
easat-3790	105	5	there	there	PRON
easat-3790	105	6	is	be	VERB
easat-3790	105	7	no	no	DET
easat-3790	105	8	linear	linear	ADJ
easat-3790	105	9	relationship	relationship	NOUN
easat-3790	105	10	between	between	ADP
easat-3790	105	11	the	the	DET
easat-3790	105	12	variables	variable	NOUN
easat-3790	105	13	.	.	PUNCT
easat-3790	106	1	financial	financial	ADJ
easat-3790	106	2	knowledge	knowledge	NOUN
easat-3790	106	3	distrust	distrust	NOUN
easat-3790	106	4	in	in	ADP
easat-3790	106	5	financial	financial	ADJ
easat-3790	106	6	institutions	institution	NOUN
easat-3790	106	7	ha-5	ha-5	NOUN
easat-3790	106	8	:	:	PUNCT
easat-3790	106	9	there	there	PRON
easat-3790	106	10	is	be	VERB
easat-3790	106	11	a	a	DET
easat-3790	106	12	linear	linear	ADJ
easat-3790	106	13	relationship	relationship	NOUN
easat-3790	106	14	between	between	ADP
easat-3790	106	15	the	the	DET
easat-3790	106	16	variables	variable	NOUN
easat-3790	106	17	.	.	PUNCT
easat-3790	107	1	h0	h0	NOUN
easat-3790	107	2	-	-	PUNCT
easat-3790	107	3	5	5	NUM
easat-3790	107	4	:	:	PUNCT
easat-3790	107	5	there	there	PRON
easat-3790	107	6	is	be	VERB
easat-3790	107	7	no	no	DET
easat-3790	107	8	linear	linear	ADJ
easat-3790	107	9	relationship	relationship	NOUN
easat-3790	107	10	between	between	ADP
easat-3790	107	11	the	the	DET
easat-3790	107	12	variables	variable	NOUN
easat-3790	107	13	.	.	PUNCT
easat-3790	108	1	preference	preference	NOUN
easat-3790	108	2	for	for	ADP
easat-3790	108	3	taking	take	VERB
easat-3790	108	4	‘	'	PUNCT
easat-3790	108	5	drop	drop	VERB
easat-3790	108	6	-	-	PUNCT
easat-3790	108	7	by	by	ADP
easat-3790	108	8	-	-	PUNCT
easat-3790	108	9	drop	drop	NOUN
easat-3790	108	10	’	'	PUNCT
easat-3790	108	11	loans	loan	NOUN
easat-3790	108	12	danger	danger	NOUN
easat-3790	108	13	in	in	ADP
easat-3790	108	14	taking	take	VERB
easat-3790	108	15	‘	'	PUNCT
easat-3790	108	16	drop	drop	VERB
easat-3790	108	17	-	-	PUNCT
easat-3790	108	18	by	by	ADP
easat-3790	108	19	-	-	PUNCT
easat-3790	108	20	drop	drop	NOUN
easat-3790	108	21	’	'	PUNCT
easat-3790	108	22	loans	loan	NOUN
easat-3790	108	23	ha-6	ha-6	NOUN
easat-3790	108	24	:	:	PUNCT
easat-3790	108	25	there	there	PRON
easat-3790	108	26	is	be	VERB
easat-3790	108	27	a	a	DET
easat-3790	108	28	linear	linear	ADJ
easat-3790	108	29	relationship	relationship	NOUN
easat-3790	108	30	between	between	ADP
easat-3790	108	31	the	the	DET
easat-3790	108	32	variables	variable	NOUN
easat-3790	108	33	.	.	PUNCT
easat-3790	109	1	h0	h0	NOUN
easat-3790	109	2	-	-	PUNCT
easat-3790	109	3	6	6	NUM
easat-3790	109	4	:	:	PUNCT
easat-3790	109	5	there	there	PRON
easat-3790	109	6	is	be	VERB
easat-3790	109	7	no	no	DET
easat-3790	109	8	linear	linear	ADJ
easat-3790	109	9	relationship	relationship	NOUN
easat-3790	109	10	between	between	ADP
easat-3790	109	11	the	the	DET
easat-3790	109	12	variables	variable	NOUN
easat-3790	109	13	.	.	PUNCT
easat-3790	110	1	preference	preference	NOUN
easat-3790	110	2	for	for	ADP
easat-3790	110	3	taking	take	VERB
easat-3790	110	4	‘	'	PUNCT
easat-3790	110	5	drop	drop	VERB
easat-3790	110	6	-	-	PUNCT
easat-3790	110	7	by	by	ADP
easat-3790	110	8	-	-	PUNCT
easat-3790	110	9	drop	drop	NOUN
easat-3790	110	10	’	'	PUNCT
easat-3790	110	11	loans	loan	NOUN
easat-3790	110	12	distrust	distrust	NOUN
easat-3790	110	13	in	in	ADP
easat-3790	110	14	financial	financial	ADJ
easat-3790	110	15	institutions	institution	NOUN
easat-3790	110	16	ha-7	ha-7	ADV
easat-3790	110	17	:	:	PUNCT
easat-3790	110	18	there	there	PRON
easat-3790	110	19	is	be	VERB
easat-3790	110	20	a	a	DET
easat-3790	110	21	linear	linear	ADJ
easat-3790	110	22	relationship	relationship	NOUN
easat-3790	110	23	between	between	ADP
easat-3790	110	24	the	the	DET
easat-3790	110	25	variables	variable	NOUN
easat-3790	110	26	.	.	PUNCT
easat-3790	111	1	h0	h0	NOUN
easat-3790	111	2	-	-	PUNCT
easat-3790	111	3	7	7	NUM
easat-3790	111	4	:	:	PUNCT
easat-3790	111	5	there	there	PRON
easat-3790	111	6	is	be	VERB
easat-3790	111	7	no	no	DET
easat-3790	111	8	linear	linear	ADJ
easat-3790	111	9	relationship	relationship	NOUN
easat-3790	111	10	between	between	ADP
easat-3790	111	11	the	the	DET
easat-3790	111	12	variables	variable	NOUN
easat-3790	111	13	.	.	PUNCT
easat-3790	112	1	need	need	VERB
easat-3790	112	2	for	for	ADP
easat-3790	112	3	taking	take	VERB
easat-3790	112	4	‘	'	PUNCT
easat-3790	112	5	drop	drop	VERB
easat-3790	112	6	-	-	PUNCT
easat-3790	112	7	by	by	ADP
easat-3790	112	8	-	-	PUNCT
easat-3790	112	9	drop	drop	NOUN
easat-3790	112	10	’	'	PUNCT
easat-3790	112	11	loans	loan	NOUN
easat-3790	112	12	danger	danger	NOUN
easat-3790	112	13	in	in	ADP
easat-3790	112	14	taking	take	VERB
easat-3790	112	15	‘	'	PUNCT
easat-3790	112	16	drop	drop	VERB
easat-3790	112	17	-	-	PUNCT
easat-3790	112	18	by	by	ADP
easat-3790	112	19	-	-	PUNCT
easat-3790	112	20	drop	drop	NOUN
easat-3790	112	21	’	'	PUNCT
easat-3790	112	22	loans	loan	NOUN
easat-3790	112	23	ha-8	ha-8	NUM
easat-3790	112	24	:	:	PUNCT
easat-3790	112	25	there	there	PRON
easat-3790	112	26	is	be	VERB
easat-3790	112	27	a	a	DET
easat-3790	112	28	linear	linear	ADJ
easat-3790	112	29	relationship	relationship	NOUN
easat-3790	112	30	between	between	ADP
easat-3790	112	31	the	the	DET
easat-3790	112	32	variables	variable	NOUN
easat-3790	112	33	.	.	PUNCT
easat-3790	113	1	h0	h0	NOUN
easat-3790	113	2	-	-	PUNCT
easat-3790	113	3	8	8	NUM
easat-3790	113	4	:	:	PUNCT
easat-3790	113	5	there	there	PRON
easat-3790	113	6	is	be	VERB
easat-3790	113	7	no	no	DET
easat-3790	113	8	linear	linear	ADJ
easat-3790	113	9	relationship	relationship	NOUN
easat-3790	113	10	between	between	ADP
easat-3790	113	11	the	the	DET
easat-3790	113	12	variables	variable	NOUN
easat-3790	113	13	.	.	PUNCT
easat-3790	114	1	need	need	VERB
easat-3790	114	2	for	for	ADP
easat-3790	114	3	taking	take	VERB
easat-3790	114	4	‘	'	PUNCT
easat-3790	114	5	drop	drop	VERB
easat-3790	114	6	-	-	PUNCT
easat-3790	114	7	by	by	ADP
easat-3790	114	8	-	-	PUNCT
easat-3790	114	9	drop	drop	NOUN
easat-3790	114	10	’	'	PUNCT
easat-3790	114	11	loans	loan	NOUN
easat-3790	114	12	number	number	NOUN
easat-3790	114	13	of	of	ADP
easat-3790	114	14	‘	'	PUNCT
easat-3790	114	15	drop	drop	ADJ
easat-3790	114	16	-	-	PUNCT
easat-3790	114	17	bydrop	bydrop	NOUN
easat-3790	114	18	’	'	PUNCT
easat-3790	114	19	loans	loan	NOUN
easat-3790	114	20	taken	take	VERB
easat-3790	114	21	in	in	ADP
easat-3790	114	22	a	a	DET
easat-3790	114	23	year	year	NOUN
easat-3790	114	24	ha-9	ha-9	NUM
easat-3790	114	25	:	:	PUNCT
easat-3790	114	26	there	there	PRON
easat-3790	114	27	is	be	VERB
easat-3790	114	28	a	a	DET
easat-3790	114	29	linear	linear	ADJ
easat-3790	114	30	relationship	relationship	NOUN
easat-3790	114	31	between	between	ADP
easat-3790	114	32	the	the	DET
easat-3790	114	33	variables	variable	NOUN
easat-3790	114	34	.	.	PUNCT
easat-3790	115	1	h0	h0	NOUN
easat-3790	115	2	-	-	PUNCT
easat-3790	115	3	9	9	NUM
easat-3790	115	4	:	:	PUNCT
easat-3790	115	5	there	there	PRON
easat-3790	115	6	is	be	VERB
easat-3790	115	7	no	no	DET
easat-3790	115	8	linear	linear	ADJ
easat-3790	115	9	relationship	relationship	NOUN
easat-3790	115	10	between	between	ADP
easat-3790	115	11	the	the	DET
easat-3790	115	12	variables	variable	NOUN
easat-3790	115	13	.	.	PUNCT
easat-3790	116	1	8273	8273	NUM
easat-3790	116	2	edelweiss	edelweiss	PROPN
easat-3790	116	3	applied	apply	VERB
easat-3790	116	4	science	science	NOUN
easat-3790	116	5	and	and	CCONJ
easat-3790	116	6	technology	technology	NOUN
easat-3790	116	7	issn	issn	PROPN
easat-3790	116	8	:	:	PUNCT
easat-3790	116	9	2576	2576	NUM
easat-3790	116	10	-	-	SYM
easat-3790	116	11	8484	8484	NUM
easat-3790	116	12	vol	vol	NOUN
easat-3790	116	13	.	.	PROPN
easat-3790	116	14	8	8	NUM
easat-3790	116	15	,	,	PUNCT
easat-3790	116	16	no	no	INTJ
easat-3790	116	17	.	.	NOUN
easat-3790	116	18	6	6	NUM
easat-3790	116	19	:	:	SYM
easat-3790	116	20	8268	8268	NUM
easat-3790	116	21	-	-	SYM
easat-3790	116	22	8280	8280	NUM
easat-3790	116	23	,	,	PUNCT
easat-3790	116	24	2024	2024	NUM
easat-3790	116	25	doi	doi	NOUN
easat-3790	116	26	:	:	PUNCT
easat-3790	116	27	10.55214/25768484.v8i6.3790	10.55214/25768484.v8i6.3790	NUM
easat-3790	116	28	©	©	PROPN
easat-3790	116	29	2024	2024	NUM
easat-3790	116	30	by	by	ADP
easat-3790	116	31	the	the	DET
easat-3790	116	32	authors	author	NOUN
easat-3790	116	33	;	;	PUNCT
easat-3790	116	34	licensee	licensee	PROPN
easat-3790	116	35	learning	learn	VERB
easat-3790	116	36	gate	gate	PROPN
easat-3790	116	37	variables	variable	NOUN
easat-3790	116	38	hypothesis	hypothesis	NOUN
easat-3790	116	39	need	need	VERB
easat-3790	116	40	for	for	ADP
easat-3790	116	41	taking	take	VERB
easat-3790	116	42	‘	'	PUNCT
easat-3790	116	43	drop	drop	VERB
easat-3790	116	44	-	-	PUNCT
easat-3790	116	45	by	by	ADP
easat-3790	116	46	-	-	PUNCT
easat-3790	116	47	drop	drop	NOUN
easat-3790	116	48	’	'	PUNCT
easat-3790	116	49	loans	loan	NOUN
easat-3790	116	50	cost	cost	NOUN
easat-3790	116	51	of	of	ADP
easat-3790	116	52	the	the	DET
easat-3790	116	53	interest	interest	NOUN
easat-3790	116	54	rate	rate	NOUN
easat-3790	116	55	on	on	ADP
easat-3790	116	56	‘	'	PUNCT
easat-3790	116	57	drop	drop	VERB
easat-3790	116	58	-	-	PUNCT
easat-3790	116	59	by	by	ADP
easat-3790	116	60	-	-	PUNCT
easat-3790	116	61	drop	drop	NOUN
easat-3790	116	62	’	'	PUNCT
easat-3790	116	63	loans	loan	NOUN
easat-3790	116	64	ha-10	ha-10	NUM
easat-3790	116	65	:	:	PUNCT
easat-3790	116	66	there	there	PRON
easat-3790	116	67	is	be	VERB
easat-3790	116	68	a	a	DET
easat-3790	116	69	linear	linear	ADJ
easat-3790	116	70	relationship	relationship	NOUN
easat-3790	116	71	between	between	ADP
easat-3790	116	72	the	the	DET
easat-3790	116	73	variables	variable	NOUN
easat-3790	116	74	.	.	PUNCT
easat-3790	117	1	h0	h0	NOUN
easat-3790	117	2	-	-	PUNCT
easat-3790	117	3	10	10	NUM
easat-3790	117	4	:	:	PUNCT
easat-3790	117	5	there	there	PRON
easat-3790	117	6	is	be	VERB
easat-3790	117	7	no	no	DET
easat-3790	117	8	linear	linear	ADJ
easat-3790	117	9	relationship	relationship	NOUN
easat-3790	117	10	between	between	ADP
easat-3790	117	11	the	the	DET
easat-3790	117	12	variables	variable	NOUN
easat-3790	117	13	.	.	PUNCT
easat-3790	118	1	danger	danger	NOUN
easat-3790	118	2	in	in	ADP
easat-3790	118	3	taking	take	VERB
easat-3790	118	4	‘	'	PUNCT
easat-3790	118	5	drop	drop	VERB
easat-3790	118	6	-	-	PUNCT
easat-3790	118	7	by	by	ADP
easat-3790	118	8	-	-	PUNCT
easat-3790	118	9	drop	drop	NOUN
easat-3790	118	10	’	'	PUNCT
easat-3790	118	11	loans	loan	NOUN
easat-3790	118	12	number	number	NOUN
easat-3790	118	13	of	of	ADP
easat-3790	118	14	‘	'	PUNCT
easat-3790	118	15	drop	drop	ADJ
easat-3790	118	16	-	-	PUNCT
easat-3790	118	17	bydrop	bydrop	NOUN
easat-3790	118	18	’	'	PUNCT
easat-3790	118	19	loans	loan	NOUN
easat-3790	118	20	taken	take	VERB
easat-3790	118	21	in	in	ADP
easat-3790	118	22	a	a	DET
easat-3790	118	23	year	year	NOUN
easat-3790	118	24	ha-11	ha-11	NUM
easat-3790	118	25	:	:	PUNCT
easat-3790	118	26	there	there	PRON
easat-3790	118	27	is	be	VERB
easat-3790	118	28	a	a	DET
easat-3790	118	29	linear	linear	ADJ
easat-3790	118	30	relationship	relationship	NOUN
easat-3790	118	31	between	between	ADP
easat-3790	118	32	the	the	DET
easat-3790	118	33	variables	variable	NOUN
easat-3790	118	34	.	.	PUNCT
easat-3790	119	1	h0	h0	NOUN
easat-3790	119	2	-	-	PUNCT
easat-3790	119	3	11	11	NUM
easat-3790	119	4	:	:	PUNCT
easat-3790	119	5	there	there	PRON
easat-3790	119	6	is	be	VERB
easat-3790	119	7	no	no	DET
easat-3790	119	8	linear	linear	ADJ
easat-3790	119	9	relationship	relationship	NOUN
easat-3790	119	10	between	between	ADP
easat-3790	119	11	the	the	DET
easat-3790	119	12	variables	variable	NOUN
easat-3790	119	13	.	.	PUNCT
easat-3790	120	1	cost	cost	NOUN
easat-3790	120	2	of	of	ADP
easat-3790	120	3	the	the	DET
easat-3790	120	4	interest	interest	NOUN
easat-3790	120	5	rate	rate	NOUN
easat-3790	120	6	on	on	ADP
easat-3790	120	7	‘	'	PUNCT
easat-3790	120	8	drop	drop	VERB
easat-3790	120	9	-	-	PUNCT
easat-3790	120	10	bydrop	bydrop	ADJ
easat-3790	120	11	’	'	PUNCT
easat-3790	120	12	loans	loan	NOUN
easat-3790	120	13	number	number	NOUN
easat-3790	120	14	of	of	ADP
easat-3790	120	15	‘	'	PUNCT
easat-3790	120	16	drop	drop	ADJ
easat-3790	120	17	-	-	PUNCT
easat-3790	120	18	bydrop	bydrop	NOUN
easat-3790	120	19	’	'	PUNCT
easat-3790	120	20	loans	loan	NOUN
easat-3790	120	21	taken	take	VERB
easat-3790	120	22	in	in	ADP
easat-3790	120	23	a	a	DET
easat-3790	120	24	year	year	NOUN
easat-3790	120	25	ha-12	ha-12	NOUN
easat-3790	120	26	:	:	PUNCT
easat-3790	120	27	there	there	PRON
easat-3790	120	28	is	be	VERB
easat-3790	120	29	a	a	DET
easat-3790	120	30	linear	linear	ADJ
easat-3790	120	31	relationship	relationship	NOUN
easat-3790	120	32	between	between	ADP
easat-3790	120	33	the	the	DET
easat-3790	120	34	variables	variable	NOUN
easat-3790	120	35	.	.	PUNCT
easat-3790	121	1	h0	h0	NOUN
easat-3790	121	2	-	-	PUNCT
easat-3790	121	3	12	12	NUM
easat-3790	121	4	:	:	PUNCT
easat-3790	121	5	there	there	PRON
easat-3790	121	6	is	be	VERB
easat-3790	121	7	no	no	DET
easat-3790	121	8	linear	linear	ADJ
easat-3790	121	9	relationship	relationship	NOUN
easat-3790	121	10	between	between	ADP
easat-3790	121	11	the	the	DET
easat-3790	121	12	variables	variable	NOUN
easat-3790	121	13	.	.	PUNCT
easat-3790	122	1	the	the	DET
easat-3790	122	2	survey	survey	NOUN
easat-3790	122	3	consisted	consist	VERB
easat-3790	122	4	of	of	ADP
easat-3790	122	5	20	20	NUM
easat-3790	122	6	questions	question	NOUN
easat-3790	122	7	divided	divide	VERB
easat-3790	122	8	into	into	ADP
easat-3790	122	9	four	four	NUM
easat-3790	122	10	sections	section	NOUN
easat-3790	122	11	:	:	PUNCT
easat-3790	122	12	the	the	DET
easat-3790	122	13	first	first	ADJ
easat-3790	122	14	focused	focus	VERB
easat-3790	122	15	on	on	ADP
easat-3790	122	16	validating	validate	VERB
easat-3790	122	17	that	that	SCONJ
easat-3790	122	18	the	the	DET
easat-3790	122	19	respondent	respondent	NOUN
easat-3790	122	20	met	meet	VERB
easat-3790	122	21	the	the	DET
easat-3790	122	22	population	population	NOUN
easat-3790	122	23	parameters	parameter	NOUN
easat-3790	122	24	;	;	PUNCT
easat-3790	122	25	the	the	DET
easat-3790	122	26	second	second	ADJ
easat-3790	122	27	focused	focus	VERB
easat-3790	122	28	on	on	ADP
easat-3790	122	29	collecting	collect	VERB
easat-3790	122	30	sociodemographic	sociodemographic	ADJ
easat-3790	122	31	data	datum	NOUN
easat-3790	122	32	such	such	ADJ
easat-3790	122	33	as	as	ADP
easat-3790	122	34	gender	gender	NOUN
easat-3790	122	35	,	,	PUNCT
easat-3790	122	36	education	education	NOUN
easat-3790	122	37	level	level	NOUN
easat-3790	122	38	,	,	PUNCT
easat-3790	122	39	age	age	NOUN
easat-3790	122	40	range	range	NOUN
easat-3790	122	41	,	,	PUNCT
easat-3790	122	42	among	among	ADP
easat-3790	122	43	others	other	NOUN
easat-3790	122	44	;	;	PUNCT
easat-3790	122	45	the	the	DET
easat-3790	122	46	third	third	NOUN
easat-3790	122	47	aimed	aim	VERB
easat-3790	122	48	to	to	PART
easat-3790	122	49	gather	gather	VERB
easat-3790	122	50	data	datum	NOUN
easat-3790	122	51	related	relate	VERB
easat-3790	122	52	to	to	ADP
easat-3790	122	53	the	the	DET
easat-3790	122	54	taking	taking	NOUN
easat-3790	122	55	of	of	ADP
easat-3790	122	56	"	"	PUNCT
easat-3790	122	57	drop	drop	VERB
easat-3790	122	58	-	-	PUNCT
easat-3790	122	59	by	by	ADP
easat-3790	122	60	-	-	PUNCT
easat-3790	122	61	drop	drop	NOUN
easat-3790	122	62	"	"	PUNCT
easat-3790	122	63	loans	loan	NOUN
easat-3790	122	64	and	and	CCONJ
easat-3790	122	65	their	their	PRON
easat-3790	122	66	cost	cost	NOUN
easat-3790	122	67	;	;	PUNCT
easat-3790	122	68	and	and	CCONJ
easat-3790	122	69	finally	finally	ADV
easat-3790	122	70	,	,	PUNCT
easat-3790	122	71	a	a	DET
easat-3790	122	72	fourth	fourth	ADJ
easat-3790	122	73	section	section	NOUN
easat-3790	122	74	contained	contain	VERB
easat-3790	122	75	seven	seven	NUM
easat-3790	122	76	items	item	NOUN
easat-3790	122	77	to	to	PART
easat-3790	122	78	be	be	AUX
easat-3790	122	79	evaluated	evaluate	VERB
easat-3790	122	80	according	accord	VERB
easat-3790	122	81	to	to	ADP
easat-3790	122	82	the	the	DET
easat-3790	122	83	respondents	respondent	NOUN
easat-3790	122	84	'	'	PART
easat-3790	122	85	perceptions	perception	NOUN
easat-3790	122	86	using	use	VERB
easat-3790	122	87	a	a	DET
easat-3790	122	88	likert	likert	ADJ
easat-3790	122	89	scale	scale	NOUN
easat-3790	122	90	measurement	measurement	NOUN
easat-3790	122	91	format	format	NOUN
easat-3790	122	92	,	,	PUNCT
easat-3790	122	93	with	with	SCONJ
easat-3790	122	94	one	one	NUM
easat-3790	122	95	item	item	NOUN
easat-3790	122	96	to	to	PART
easat-3790	122	97	be	be	AUX
easat-3790	122	98	quantified	quantify	VERB
easat-3790	122	99	based	base	VERB
easat-3790	122	100	on	on	ADP
easat-3790	122	101	the	the	DET
easat-3790	122	102	msme	msme	NOUN
easat-3790	122	103	's	's	PART
easat-3790	122	104	actual	actual	ADJ
easat-3790	122	105	situation	situation	NOUN
easat-3790	122	106	.	.	PUNCT
easat-3790	123	1	the	the	DET
easat-3790	123	2	items	item	NOUN
easat-3790	123	3	to	to	PART
easat-3790	123	4	be	be	AUX
easat-3790	123	5	evaluated	evaluate	VERB
easat-3790	123	6	by	by	ADP
easat-3790	123	7	the	the	DET
easat-3790	123	8	respondents	respondent	NOUN
easat-3790	123	9	were	be	AUX
easat-3790	123	10	as	as	ADP
easat-3790	123	11	follows:1	follows:1	NOUN
easat-3790	123	12	)	)	PUNCT
easat-3790	123	13	from	from	ADP
easat-3790	123	14	your	your	PRON
easat-3790	123	15	point	point	NOUN
easat-3790	123	16	of	of	ADP
easat-3790	123	17	view	view	NOUN
easat-3790	123	18	,	,	PUNCT
easat-3790	123	19	rate	rate	NOUN
easat-3790	123	20	from	from	ADP
easat-3790	123	21	one	one	NUM
easat-3790	123	22	to	to	ADP
easat-3790	123	23	five	five	NUM
easat-3790	123	24	,	,	PUNCT
easat-3790	123	25	with	with	ADP
easat-3790	123	26	one	one	NUM
easat-3790	123	27	being	be	AUX
easat-3790	123	28	the	the	DET
easat-3790	123	29	lowest	low	ADJ
easat-3790	123	30	value	value	NOUN
easat-3790	123	31	and	and	CCONJ
easat-3790	123	32	five	five	NUM
easat-3790	123	33	the	the	DET
easat-3790	123	34	highest	high	ADJ
easat-3790	123	35	,	,	PUNCT
easat-3790	123	36	the	the	DET
easat-3790	123	37	current	current	ADJ
easat-3790	123	38	economic	economic	ADJ
easat-3790	123	39	stability	stability	NOUN
easat-3790	123	40	of	of	ADP
easat-3790	123	41	the	the	DET
easat-3790	123	42	business	business	NOUN
easat-3790	123	43	/	/	SYM
easat-3790	123	44	company	company	NOUN
easat-3790	123	45	you	you	PRON
easat-3790	123	46	own	own	VERB
easat-3790	123	47	,	,	PUNCT
easat-3790	123	48	manage	manage	VERB
easat-3790	123	49	,	,	PUNCT
easat-3790	123	50	or	or	CCONJ
easat-3790	123	51	administer	administer	NOUN
easat-3790	123	52	(	(	PUNCT
easat-3790	123	53	associated	associate	VERB
easat-3790	123	54	with	with	ADP
easat-3790	123	55	variable	variable	NOUN
easat-3790	123	56	1	1	NUM
easat-3790	123	57	)	)	PUNCT
easat-3790	123	58	;	;	PUNCT
easat-3790	123	59	2	2	X
easat-3790	123	60	)	)	PUNCT
easat-3790	123	61	from	from	ADP
easat-3790	123	62	your	your	PRON
easat-3790	123	63	point	point	NOUN
easat-3790	123	64	of	of	ADP
easat-3790	123	65	view	view	NOUN
easat-3790	123	66	,	,	PUNCT
easat-3790	123	67	rate	rate	NOUN
easat-3790	123	68	from	from	ADP
easat-3790	123	69	one	one	NUM
easat-3790	123	70	to	to	ADP
easat-3790	123	71	five	five	NUM
easat-3790	123	72	,	,	PUNCT
easat-3790	123	73	with	with	ADP
easat-3790	123	74	one	one	NUM
easat-3790	123	75	being	be	AUX
easat-3790	123	76	the	the	DET
easat-3790	123	77	lowest	low	ADJ
easat-3790	123	78	value	value	NOUN
easat-3790	123	79	and	and	CCONJ
easat-3790	123	80	five	five	NUM
easat-3790	123	81	the	the	DET
easat-3790	123	82	highest	high	ADJ
easat-3790	123	83	,	,	PUNCT
easat-3790	123	84	your	your	PRON
easat-3790	123	85	knowledge	knowledge	NOUN
easat-3790	123	86	and	and	CCONJ
easat-3790	123	87	management	management	NOUN
easat-3790	123	88	of	of	ADP
easat-3790	123	89	the	the	DET
easat-3790	123	90	finances	finance	NOUN
easat-3790	123	91	of	of	ADP
easat-3790	123	92	the	the	DET
easat-3790	123	93	business	business	NOUN
easat-3790	123	94	/	/	SYM
easat-3790	123	95	company	company	NOUN
easat-3790	123	96	you	you	PRON
easat-3790	123	97	own	own	VERB
easat-3790	123	98	,	,	PUNCT
easat-3790	123	99	manage	manage	VERB
easat-3790	123	100	,	,	PUNCT
easat-3790	123	101	or	or	CCONJ
easat-3790	123	102	administer	administer	NOUN
easat-3790	123	103	(	(	PUNCT
easat-3790	123	104	associated	associate	VERB
easat-3790	123	105	with	with	ADP
easat-3790	123	106	variable	variable	NOUN
easat-3790	123	107	2	2	NUM
easat-3790	123	108	)	)	PUNCT
easat-3790	123	109	;	;	PUNCT
easat-3790	123	110	3	3	X
easat-3790	123	111	)	)	PUNCT
easat-3790	123	112	from	from	ADP
easat-3790	123	113	your	your	PRON
easat-3790	123	114	point	point	NOUN
easat-3790	123	115	of	of	ADP
easat-3790	123	116	view	view	NOUN
easat-3790	123	117	,	,	PUNCT
easat-3790	123	118	rate	rate	NOUN
easat-3790	123	119	from	from	ADP
easat-3790	123	120	one	one	NUM
easat-3790	123	121	to	to	ADP
easat-3790	123	122	five	five	NUM
easat-3790	123	123	,	,	PUNCT
easat-3790	123	124	with	with	ADP
easat-3790	123	125	one	one	NUM
easat-3790	123	126	being	be	AUX
easat-3790	123	127	the	the	DET
easat-3790	123	128	lowest	low	ADJ
easat-3790	123	129	value	value	NOUN
easat-3790	123	130	and	and	CCONJ
easat-3790	123	131	five	five	NUM
easat-3790	123	132	the	the	DET
easat-3790	123	133	highest	high	ADJ
easat-3790	123	134	,	,	PUNCT
easat-3790	123	135	your	your	PRON
easat-3790	123	136	preference	preference	NOUN
easat-3790	123	137	for	for	ADP
easat-3790	123	138	taking	take	VERB
easat-3790	123	139	"	"	PUNCT
easat-3790	123	140	drop	drop	VERB
easat-3790	123	141	-	-	PUNCT
easat-3790	123	142	by	by	ADP
easat-3790	123	143	-	-	PUNCT
easat-3790	123	144	drop	drop	NOUN
easat-3790	123	145	"	"	PUNCT
easat-3790	123	146	loans	loan	NOUN
easat-3790	123	147	/	/	SYM
easat-3790	123	148	daily	daily	ADJ
easat-3790	123	149	loans	loan	NOUN
easat-3790	123	150	over	over	ADP
easat-3790	123	151	other	other	ADJ
easat-3790	123	152	types	type	NOUN
easat-3790	123	153	of	of	ADP
easat-3790	123	154	loans	loan	NOUN
easat-3790	123	155	with	with	ADP
easat-3790	123	156	financial	financial	ADJ
easat-3790	123	157	institutions	institution	NOUN
easat-3790	123	158	,	,	PUNCT
easat-3790	123	159	to	to	PART
easat-3790	123	160	finance	finance	VERB
easat-3790	123	161	the	the	DET
easat-3790	123	162	business	business	NOUN
easat-3790	123	163	/	/	SYM
easat-3790	123	164	company	company	NOUN
easat-3790	123	165	you	you	PRON
easat-3790	123	166	own	own	VERB
easat-3790	123	167	,	,	PUNCT
easat-3790	123	168	manage	manage	VERB
easat-3790	123	169	,	,	PUNCT
easat-3790	123	170	or	or	CCONJ
easat-3790	123	171	administer	administer	NOUN
easat-3790	123	172	(	(	PUNCT
easat-3790	123	173	associated	associate	VERB
easat-3790	123	174	with	with	ADP
easat-3790	123	175	variable	variable	NOUN
easat-3790	123	176	3	3	NUM
easat-3790	123	177	)	)	PUNCT
easat-3790	123	178	;	;	PUNCT
easat-3790	123	179	4	4	X
easat-3790	123	180	)	)	PUNCT
easat-3790	123	181	from	from	ADP
easat-3790	123	182	your	your	PRON
easat-3790	123	183	point	point	NOUN
easat-3790	123	184	of	of	ADP
easat-3790	123	185	view	view	NOUN
easat-3790	123	186	,	,	PUNCT
easat-3790	123	187	rate	rate	NOUN
easat-3790	123	188	from	from	ADP
easat-3790	123	189	one	one	NUM
easat-3790	123	190	to	to	ADP
easat-3790	123	191	five	five	NUM
easat-3790	123	192	,	,	PUNCT
easat-3790	123	193	with	with	ADP
easat-3790	123	194	one	one	NUM
easat-3790	123	195	being	be	AUX
easat-3790	123	196	the	the	DET
easat-3790	123	197	lowest	low	ADJ
easat-3790	123	198	value	value	NOUN
easat-3790	123	199	and	and	CCONJ
easat-3790	123	200	five	five	NUM
easat-3790	123	201	the	the	DET
easat-3790	123	202	highest	high	ADJ
easat-3790	123	203	,	,	PUNCT
easat-3790	123	204	your	your	PRON
easat-3790	123	205	need	need	NOUN
easat-3790	123	206	to	to	PART
easat-3790	123	207	take	take	VERB
easat-3790	123	208	"	"	PUNCT
easat-3790	123	209	drop	drop	VERB
easat-3790	123	210	-	-	PUNCT
easat-3790	123	211	by	by	ADP
easat-3790	123	212	-	-	PUNCT
easat-3790	123	213	drop	drop	NOUN
easat-3790	123	214	"	"	PUNCT
easat-3790	123	215	loans	loan	NOUN
easat-3790	123	216	/	/	SYM
easat-3790	123	217	daily	daily	ADJ
easat-3790	123	218	loans	loan	NOUN
easat-3790	123	219	to	to	PART
easat-3790	123	220	finance	finance	VERB
easat-3790	123	221	the	the	DET
easat-3790	123	222	business	business	NOUN
easat-3790	123	223	/	/	SYM
easat-3790	123	224	company	company	NOUN
easat-3790	123	225	you	you	PRON
easat-3790	123	226	own	own	VERB
easat-3790	123	227	,	,	PUNCT
easat-3790	123	228	manage	manage	VERB
easat-3790	123	229	,	,	PUNCT
easat-3790	123	230	or	or	CCONJ
easat-3790	123	231	administer	administer	NOUN
easat-3790	123	232	(	(	PUNCT
easat-3790	123	233	associated	associate	VERB
easat-3790	123	234	with	with	ADP
easat-3790	123	235	variable	variable	NOUN
easat-3790	123	236	4	4	NUM
easat-3790	123	237	)	)	PUNCT
easat-3790	123	238	;	;	PUNCT
easat-3790	123	239	5	5	X
easat-3790	123	240	)	)	PUNCT
easat-3790	123	241	from	from	ADP
easat-3790	123	242	your	your	PRON
easat-3790	123	243	point	point	NOUN
easat-3790	123	244	of	of	ADP
easat-3790	123	245	view	view	NOUN
easat-3790	123	246	,	,	PUNCT
easat-3790	123	247	rate	rate	NOUN
easat-3790	123	248	from	from	ADP
easat-3790	123	249	one	one	NUM
easat-3790	123	250	to	to	ADP
easat-3790	123	251	five	five	NUM
easat-3790	123	252	,	,	PUNCT
easat-3790	123	253	with	with	ADP
easat-3790	123	254	one	one	NUM
easat-3790	123	255	being	be	AUX
easat-3790	123	256	the	the	DET
easat-3790	123	257	lowest	low	ADJ
easat-3790	123	258	value	value	NOUN
easat-3790	123	259	and	and	CCONJ
easat-3790	123	260	five	five	NUM
easat-3790	123	261	the	the	DET
easat-3790	123	262	highest	high	ADJ
easat-3790	123	263	,	,	PUNCT
easat-3790	123	264	how	how	SCONJ
easat-3790	123	265	dangerous	dangerous	ADJ
easat-3790	123	266	you	you	PRON
easat-3790	123	267	think	think	VERB
easat-3790	123	268	taking	take	VERB
easat-3790	123	269	a	a	DET
easat-3790	123	270	"	"	PUNCT
easat-3790	123	271	drop	drop	NOUN
easat-3790	123	272	-	-	PUNCT
easat-3790	123	273	bydrop	bydrop	NOUN
easat-3790	123	274	"	"	PUNCT
easat-3790	123	275	loan	loan	NOUN
easat-3790	123	276	/	/	SYM
easat-3790	123	277	daily	daily	ADJ
easat-3790	123	278	loan	loan	NOUN
easat-3790	123	279	can	can	AUX
easat-3790	123	280	be	be	AUX
easat-3790	123	281	(	(	PUNCT
easat-3790	123	282	associated	associate	VERB
easat-3790	123	283	with	with	ADP
easat-3790	123	284	variable	variable	NOUN
easat-3790	123	285	5	5	NUM
easat-3790	123	286	)	)	PUNCT
easat-3790	123	287	;	;	PUNCT
easat-3790	123	288	6	6	X
easat-3790	123	289	)	)	PUNCT
easat-3790	123	290	please	please	AUX
easat-3790	123	291	indicate	indicate	VERB
easat-3790	123	292	how	how	SCONJ
easat-3790	123	293	many	many	ADJ
easat-3790	123	294	"	"	PUNCT
easat-3790	123	295	drop	drop	VERB
easat-3790	123	296	-	-	PUNCT
easat-3790	123	297	by	by	ADP
easat-3790	123	298	-	-	PUNCT
easat-3790	123	299	drop	drop	NOUN
easat-3790	123	300	"	"	PUNCT
easat-3790	123	301	loans	loan	NOUN
easat-3790	123	302	/	/	SYM
easat-3790	123	303	daily	daily	ADJ
easat-3790	123	304	loans	loan	NOUN
easat-3790	123	305	you	you	PRON
easat-3790	123	306	take	take	VERB
easat-3790	123	307	in	in	ADP
easat-3790	123	308	a	a	DET
easat-3790	123	309	year	year	NOUN
easat-3790	123	310	to	to	PART
easat-3790	123	311	finance	finance	VERB
easat-3790	123	312	the	the	DET
easat-3790	123	313	business	business	NOUN
easat-3790	123	314	/	/	SYM
easat-3790	123	315	company	company	NOUN
easat-3790	123	316	you	you	PRON
easat-3790	123	317	own	own	VERB
easat-3790	123	318	,	,	PUNCT
easat-3790	123	319	manage	manage	VERB
easat-3790	123	320	,	,	PUNCT
easat-3790	123	321	or	or	CCONJ
easat-3790	123	322	administer	administer	NOUN
easat-3790	123	323	(	(	PUNCT
easat-3790	123	324	associated	associate	VERB
easat-3790	123	325	with	with	ADP
easat-3790	123	326	variable	variable	NOUN
easat-3790	123	327	6	6	NUM
easat-3790	123	328	)	)	PUNCT
easat-3790	123	329	;	;	PUNCT
easat-3790	123	330	7	7	X
easat-3790	123	331	)	)	PUNCT
easat-3790	123	332	from	from	ADP
easat-3790	123	333	your	your	PRON
easat-3790	123	334	point	point	NOUN
easat-3790	123	335	of	of	ADP
easat-3790	123	336	view	view	NOUN
easat-3790	123	337	,	,	PUNCT
easat-3790	123	338	rate	rate	NOUN
easat-3790	123	339	from	from	ADP
easat-3790	123	340	one	one	NUM
easat-3790	123	341	to	to	ADP
easat-3790	123	342	five	five	NUM
easat-3790	123	343	,	,	PUNCT
easat-3790	123	344	with	with	ADP
easat-3790	123	345	one	one	NUM
easat-3790	123	346	being	be	AUX
easat-3790	123	347	the	the	DET
easat-3790	123	348	lowest	low	ADJ
easat-3790	123	349	value	value	NOUN
easat-3790	123	350	and	and	CCONJ
easat-3790	123	351	five	five	NUM
easat-3790	123	352	the	the	DET
easat-3790	123	353	highest	high	ADJ
easat-3790	123	354	,	,	PUNCT
easat-3790	123	355	how	how	SCONJ
easat-3790	123	356	much	much	ADJ
easat-3790	123	357	you	you	PRON
easat-3790	123	358	distrust	distrust	VERB
easat-3790	123	359	financial	financial	ADJ
easat-3790	123	360	institutions	institution	NOUN
easat-3790	123	361	like	like	ADP
easat-3790	123	362	banks	bank	NOUN
easat-3790	123	363	and	and	CCONJ
easat-3790	123	364	cooperatives	cooperative	NOUN
easat-3790	123	365	(	(	PUNCT
easat-3790	123	366	associated	associate	VERB
easat-3790	123	367	with	with	ADP
easat-3790	123	368	variable	variable	NOUN
easat-3790	123	369	7	7	NUM
easat-3790	123	370	)	)	PUNCT
easat-3790	123	371	;	;	PUNCT
easat-3790	123	372	and	and	CCONJ
easat-3790	123	373	,	,	PUNCT
easat-3790	123	374	8)	8)	NUM
easat-3790	123	375	from	from	ADP
easat-3790	123	376	your	your	PRON
easat-3790	123	377	point	point	NOUN
easat-3790	123	378	of	of	ADP
easat-3790	123	379	view	view	NOUN
easat-3790	123	380	,	,	PUNCT
easat-3790	123	381	rate	rate	NOUN
easat-3790	123	382	from	from	ADP
easat-3790	123	383	one	one	NUM
easat-3790	123	384	(	(	PUNCT
easat-3790	123	385	1	1	NUM
easat-3790	123	386	)	)	PUNCT
easat-3790	123	387	to	to	ADP
easat-3790	123	388	five	five	NUM
easat-3790	123	389	(	(	PUNCT
easat-3790	123	390	5	5	NUM
easat-3790	123	391	)	)	PUNCT
easat-3790	123	392	,	,	PUNCT
easat-3790	123	393	with	with	ADP
easat-3790	123	394	one	one	NUM
easat-3790	123	395	(	(	PUNCT
easat-3790	123	396	1	1	X
easat-3790	123	397	)	)	PUNCT
easat-3790	123	398	being	be	AUX
easat-3790	123	399	the	the	DET
easat-3790	123	400	lowest	low	ADJ
easat-3790	123	401	value	value	NOUN
easat-3790	123	402	and	and	CCONJ
easat-3790	123	403	five	five	NUM
easat-3790	123	404	(	(	PUNCT
easat-3790	123	405	5	5	NUM
easat-3790	123	406	)	)	PUNCT
easat-3790	123	407	the	the	DET
easat-3790	123	408	highest	high	ADJ
easat-3790	123	409	,	,	PUNCT
easat-3790	123	410	how	how	SCONJ
easat-3790	123	411	high	high	ADJ
easat-3790	123	412	you	you	PRON
easat-3790	123	413	consider	consider	VERB
easat-3790	123	414	the	the	DET
easat-3790	123	415	interest	interest	NOUN
easat-3790	123	416	rate	rate	NOUN
easat-3790	123	417	charged	charge	VERB
easat-3790	123	418	when	when	SCONJ
easat-3790	123	419	you	you	PRON
easat-3790	123	420	request	request	VERB
easat-3790	123	421	a	a	DET
easat-3790	123	422	"	"	PUNCT
easat-3790	123	423	drop	drop	VERB
easat-3790	123	424	-	-	PUNCT
easat-3790	123	425	by	by	ADP
easat-3790	123	426	-	-	PUNCT
easat-3790	123	427	drop	drop	NOUN
easat-3790	123	428	"	"	PUNCT
easat-3790	123	429	loan	loan	NOUN
easat-3790	123	430	/	/	SYM
easat-3790	123	431	daily	daily	ADJ
easat-3790	123	432	loan	loan	NOUN
easat-3790	123	433	(	(	PUNCT
easat-3790	123	434	associated	associate	VERB
easat-3790	123	435	with	with	ADP
easat-3790	123	436	variable	variable	NOUN
easat-3790	123	437	8)	8)	NUM
easat-3790	123	438	.	.	PUNCT
easat-3790	124	1	to	to	PART
easat-3790	124	2	validate	validate	VERB
easat-3790	124	3	the	the	DET
easat-3790	124	4	hypotheses	hypothesis	NOUN
easat-3790	124	5	,	,	PUNCT
easat-3790	124	6	the	the	DET
easat-3790	124	7	pearson	pearson	PROPN
easat-3790	124	8	correlation	correlation	NOUN
easat-3790	124	9	coefficient	coefficient	NOUN
easat-3790	124	10	(	(	PUNCT
easat-3790	124	11	pearson	pearson	PROPN
easat-3790	124	12	’s	’s	PART
easat-3790	124	13	r	r	NOUN
easat-3790	124	14	)	)	PUNCT
easat-3790	124	15	was	be	AUX
easat-3790	124	16	calculated	calculate	VERB
easat-3790	124	17	between	between	ADP
easat-3790	124	18	the	the	DET
easat-3790	124	19	different	different	ADJ
easat-3790	124	20	variables	variable	NOUN
easat-3790	124	21	(	(	PUNCT
easat-3790	124	22	barrera	barrera	NOUN
easat-3790	124	23	lievano	lievano	PROPN
easat-3790	124	24	,	,	PUNCT
easat-3790	124	25	2022	2022	NUM
easat-3790	124	26	)	)	PUNCT
easat-3790	124	27	to	to	PART
easat-3790	124	28	determine	determine	VERB
easat-3790	124	29	the	the	DET
easat-3790	124	30	linear	linear	ADJ
easat-3790	124	31	correlation	correlation	NOUN
easat-3790	124	32	;	;	PUNCT
easat-3790	124	33	to	to	PART
easat-3790	124	34	validate	validate	VERB
easat-3790	124	35	or	or	CCONJ
easat-3790	124	36	invalidate	invalidate	VERB
easat-3790	124	37	the	the	DET
easat-3790	124	38	null	null	ADJ
easat-3790	124	39	hypothesis	hypothesis	NOUN
easat-3790	124	40	(	(	PUNCT
easat-3790	124	41	h0	h0	PROPN
easat-3790	124	42	)	)	PUNCT
easat-3790	124	43	,	,	PUNCT
easat-3790	124	44	the	the	DET
easat-3790	124	45	result	result	NOUN
easat-3790	124	46	of	of	ADP
easat-3790	124	47	the	the	DET
easat-3790	124	48	significance	significance	NOUN
easat-3790	124	49	level	level	NOUN
easat-3790	124	50	was	be	AUX
easat-3790	124	51	used	use	VERB
easat-3790	124	52	as	as	ADP
easat-3790	124	53	the	the	DET
easat-3790	124	54	basis	basis	NOUN
easat-3790	124	55	;	;	PUNCT
easat-3790	124	56	h0	h0	NOUN
easat-3790	124	57	was	be	AUX
easat-3790	124	58	rejected	reject	VERB
easat-3790	124	59	when	when	SCONJ
easat-3790	124	60	the	the	DET
easat-3790	124	61	significance	significance	NOUN
easat-3790	124	62	level	level	NOUN
easat-3790	124	63	was	be	AUX
easat-3790	124	64	equal	equal	ADJ
easat-3790	124	65	to	to	ADP
easat-3790	124	66	or	or	CCONJ
easat-3790	124	67	less	less	ADJ
easat-3790	124	68	than	than	ADP
easat-3790	124	69	0.05	0.05	NUM
easat-3790	124	70	,	,	PUNCT
easat-3790	124	71	and	and	CCONJ
easat-3790	124	72	the	the	DET
easat-3790	124	73	alternative	alternative	ADJ
easat-3790	124	74	hypothesis	hypothesis	NOUN
easat-3790	124	75	(	(	PUNCT
easat-3790	124	76	ha	ha	INTJ
easat-3790	124	77	)	)	PUNCT
easat-3790	124	78	regarding	regard	VERB
easat-3790	124	79	the	the	DET
easat-3790	124	80	existence	existence	NOUN
easat-3790	124	81	of	of	ADP
easat-3790	124	82	linear	linear	ADJ
easat-3790	124	83	correlation	correlation	NOUN
easat-3790	124	84	was	be	AUX
easat-3790	124	85	accepted	accept	VERB
easat-3790	124	86	(	(	PUNCT
easat-3790	124	87	lievano	lievano	PROPN
easat-3790	124	88	et	et	PROPN
easat-3790	124	89	al	al	PROPN
easat-3790	124	90	.	.	PROPN
easat-3790	124	91	,	,	PUNCT
easat-3790	124	92	2022	2022	NUM
easat-3790	124	93	)	)	PUNCT
easat-3790	124	94	.	.	PUNCT
easat-3790	125	1	spss	spss	PROPN
easat-3790	125	2	statistical	statistical	ADJ
easat-3790	125	3	software	software	NOUN
easat-3790	125	4	was	be	AUX
easat-3790	125	5	used	use	VERB
easat-3790	125	6	to	to	PART
easat-3790	125	7	process	process	VERB
easat-3790	125	8	the	the	DET
easat-3790	125	9	information	information	NOUN
easat-3790	125	10	.	.	PUNCT
easat-3790	126	1	for	for	ADP
easat-3790	126	2	the	the	DET
easat-3790	126	3	analysis	analysis	NOUN
easat-3790	126	4	of	of	ADP
easat-3790	126	5	the	the	DET
easat-3790	126	6	resulting	result	VERB
easat-3790	126	7	value	value	NOUN
easat-3790	126	8	(	(	PUNCT
easat-3790	126	9	which	which	PRON
easat-3790	126	10	ranges	range	VERB
easat-3790	126	11	between	between	ADP
easat-3790	126	12	-1	-1	PUNCT
easat-3790	126	13	and	and	CCONJ
easat-3790	126	14	+1	+1	PROPN
easat-3790	126	15	)	)	PUNCT
easat-3790	126	16	,	,	PUNCT
easat-3790	126	17	the	the	DET
easat-3790	126	18	interpretation	interpretation	NOUN
easat-3790	126	19	of	of	ADP
easat-3790	126	20	the	the	DET
easat-3790	126	21	magnitude	magnitude	NOUN
easat-3790	126	22	of	of	ADP
easat-3790	126	23	the	the	DET
easat-3790	126	24	pearson	pearson	PROPN
easat-3790	126	25	correlation	correlation	NOUN
easat-3790	126	26	coefficient	coefficient	NOUN
easat-3790	126	27	(	(	PUNCT
easat-3790	126	28	r	r	NOUN
easat-3790	126	29	of	of	ADP
easat-3790	126	30	pearson	pearson	PROPN
easat-3790	126	31	)	)	PUNCT
easat-3790	126	32	was	be	AUX
easat-3790	126	33	used	use	VERB
easat-3790	126	34	according	accord	VERB
easat-3790	126	35	to	to	ADP
easat-3790	126	36	cohen	cohen	PROPN
easat-3790	126	37	,	,	PUNCT
easat-3790	126	38	where	where	SCONJ
easat-3790	126	39	:	:	PUNCT
easat-3790	126	40	8274	8274	NUM
easat-3790	126	41	edelweiss	edelweiss	PROPN
easat-3790	126	42	applied	apply	VERB
easat-3790	126	43	science	science	NOUN
easat-3790	126	44	and	and	CCONJ
easat-3790	126	45	technology	technology	NOUN
easat-3790	126	46	issn	issn	PROPN
easat-3790	126	47	:	:	PUNCT
easat-3790	126	48	2576	2576	NUM
easat-3790	126	49	-	-	SYM
easat-3790	126	50	8484	8484	NUM
easat-3790	126	51	vol	vol	NOUN
easat-3790	126	52	.	.	PROPN
easat-3790	126	53	8	8	NUM
easat-3790	126	54	,	,	PUNCT
easat-3790	126	55	no	no	INTJ
easat-3790	126	56	.	.	NOUN
easat-3790	126	57	6	6	NUM
easat-3790	126	58	:	:	SYM
easat-3790	126	59	8268	8268	NUM
easat-3790	126	60	-	-	SYM
easat-3790	126	61	8280	8280	NUM
easat-3790	126	62	,	,	PUNCT
easat-3790	126	63	2024	2024	NUM
easat-3790	126	64	doi	doi	NOUN
easat-3790	126	65	:	:	PUNCT
easat-3790	126	66	10.55214/25768484.v8i6.3790	10.55214/25768484.v8i6.3790	NUM
easat-3790	126	67	©	©	PROPN
easat-3790	126	68	2024	2024	NUM
easat-3790	126	69	by	by	ADP
easat-3790	126	70	the	the	DET
easat-3790	126	71	authors	author	NOUN
easat-3790	126	72	;	;	PUNCT
easat-3790	126	73	licensee	licensee	PROPN
easat-3790	126	74	learning	learn	VERB
easat-3790	126	75	gate	gate	NOUN
easat-3790	126	76	table	table	NOUN
easat-3790	126	77	3	3	NUM
easat-3790	126	78	.	.	PUNCT
easat-3790	126	79	magnitudes	magnitude	VERB
easat-3790	126	80	interpretation	interpretation	NOUN
easat-3790	126	81	of	of	ADP
easat-3790	126	82	the	the	DET
easat-3790	126	83	pearson	pearson	PROPN
easat-3790	126	84	correlation	correlation	NOUN
easat-3790	126	85	coefficient	coefficient	NOUN
easat-3790	126	86	.	.	PUNCT
easat-3790	127	1	range	range	NOUN
easat-3790	127	2	of	of	ADP
easat-3790	127	3	rxy	rxy	ADJ
easat-3790	127	4	values	value	NOUN
easat-3790	127	5	qualitative	qualitative	VERB
easat-3790	127	6	interpretation	interpretation	NOUN
easat-3790	127	7	0.00	0.00	NUM
easat-3790	127	8	≤	≤	NUM
easat-3790	128	1	|rxy|	|rxy|	PROPN
easat-3790	128	2	<	<	X
easat-3790	128	3	0.10	0.10	NUM
easat-3790	128	4	null	null	ADJ
easat-3790	128	5	correlation	correlation	NOUN
easat-3790	128	6	0.10	0.10	NUM
easat-3790	128	7	≤	≤	NUM
easat-3790	128	8	|rxy|	|rxy|	PROPN
easat-3790	128	9	<	<	X
easat-3790	128	10	0.30	0.30	NUM
easat-3790	128	11	weak	weak	ADJ
easat-3790	128	12	correlation	correlation	NOUN
easat-3790	128	13	0.30	0.30	NUM
easat-3790	128	14	≤	≤	NOUN
easat-3790	128	15	|rxy|	|rxy|	PROPN
easat-3790	128	16	<	<	X
easat-3790	128	17	0.50	0.50	NUM
easat-3790	128	18	moderate	moderate	ADJ
easat-3790	128	19	correlation	correlation	NOUN
easat-3790	128	20	0.50	0.50	NUM
easat-3790	128	21	≤	≤	NOUN
easat-3790	128	22	|rxy|	|rxy|	NOUN
easat-3790	128	23	=	=	SYM
easat-3790	128	24	1.00	1.00	NUM
easat-3790	128	25	strong	strong	ADJ
easat-3790	128	26	correlation	correlation	NOUN
easat-3790	128	27	source	source	NOUN
easat-3790	128	28	:	:	PUNCT
easat-3790	128	29	hernandez	hernandez	PROPN
easat-3790	128	30	lalinde	lalinde	PROPN
easat-3790	128	31	,	,	PUNCT
easat-3790	128	32	et	et	PROPN
easat-3790	128	33	al	al	PROPN
easat-3790	128	34	.	.	PROPN
easat-3790	128	35	,	,	PUNCT
easat-3790	128	36	(	(	PUNCT
easat-3790	128	37	2018	2018	NUM
easat-3790	128	38	)	)	PUNCT
easat-3790	128	39	.	.	PUNCT
easat-3790	129	1	3	3	X
easat-3790	129	2	.	.	X
easat-3790	129	3	results	result	NOUN
easat-3790	129	4	after	after	ADP
easat-3790	129	5	completing	complete	VERB
easat-3790	129	6	the	the	DET
easat-3790	129	7	data	data	NOUN
easat-3790	129	8	collection	collection	NOUN
easat-3790	129	9	process	process	NOUN
easat-3790	129	10	,	,	PUNCT
easat-3790	129	11	it	it	PRON
easat-3790	129	12	was	be	AUX
easat-3790	129	13	identified	identify	VERB
easat-3790	129	14	that	that	SCONJ
easat-3790	129	15	100	100	NUM
easat-3790	129	16	%	%	NOUN
easat-3790	129	17	of	of	ADP
easat-3790	129	18	the	the	DET
easat-3790	129	19	respondents	respondent	NOUN
easat-3790	129	20	are	be	AUX
easat-3790	129	21	owners	owner	NOUN
easat-3790	129	22	,	,	PUNCT
easat-3790	129	23	managers	manager	NOUN
easat-3790	129	24	,	,	PUNCT
easat-3790	129	25	or	or	CCONJ
easat-3790	129	26	administrators	administrator	NOUN
easat-3790	129	27	of	of	ADP
easat-3790	129	28	micro	micro	PROPN
easat-3790	129	29	,	,	PUNCT
easat-3790	129	30	small	small	ADJ
easat-3790	129	31	,	,	PUNCT
easat-3790	129	32	or	or	CCONJ
easat-3790	129	33	medium	medium	ADJ
easat-3790	129	34	-	-	PUNCT
easat-3790	129	35	sized	sized	ADJ
easat-3790	129	36	enterprises	enterprise	NOUN
easat-3790	129	37	,	,	PUNCT
easat-3790	129	38	according	accord	VERB
easat-3790	129	39	to	to	ADP
easat-3790	129	40	the	the	DET
easat-3790	129	41	legislation	legislation	NOUN
easat-3790	129	42	in	in	ADP
easat-3790	129	43	force	force	NOUN
easat-3790	129	44	as	as	ADP
easat-3790	129	45	of	of	ADP
easat-3790	129	46	december	december	PROPN
easat-3790	129	47	31	31	NUM
easat-3790	129	48	,	,	PUNCT
easat-3790	129	49	2020	2020	NUM
easat-3790	129	50	.	.	PUNCT
easat-3790	130	1	of	of	ADP
easat-3790	130	2	these	these	PRON
easat-3790	130	3	,	,	PUNCT
easat-3790	130	4	66.5	66.5	NUM
easat-3790	130	5	%	%	NOUN
easat-3790	130	6	were	be	AUX
easat-3790	130	7	men	man	NOUN
easat-3790	130	8	and	and	CCONJ
easat-3790	130	9	33.5	33.5	NUM
easat-3790	130	10	%	%	NOUN
easat-3790	130	11	women	woman	NOUN
easat-3790	130	12	,	,	PUNCT
easat-3790	130	13	with	with	ADP
easat-3790	130	14	none	none	NOUN
easat-3790	130	15	identifying	identify	VERB
easat-3790	130	16	as	as	ADP
easat-3790	130	17	another	another	DET
easat-3790	130	18	gender	gender	NOUN
easat-3790	130	19	.	.	PUNCT
easat-3790	131	1	regarding	regard	VERB
easat-3790	131	2	the	the	DET
easat-3790	131	3	size	size	NOUN
easat-3790	131	4	of	of	ADP
easat-3790	131	5	the	the	DET
easat-3790	131	6	business	business	NOUN
easat-3790	131	7	,	,	PUNCT
easat-3790	131	8	it	it	PRON
easat-3790	131	9	was	be	AUX
easat-3790	131	10	found	find	VERB
easat-3790	131	11	that	that	SCONJ
easat-3790	131	12	42.1	42.1	NUM
easat-3790	131	13	%	%	NOUN
easat-3790	131	14	of	of	ADP
easat-3790	131	15	the	the	DET
easat-3790	131	16	respondents	respondent	NOUN
easat-3790	131	17	represent	represent	VERB
easat-3790	131	18	microenterprises	microenterprise	NOUN
easat-3790	131	19	,	,	PUNCT
easat-3790	131	20	46.7	46.7	NUM
easat-3790	131	21	%	%	NOUN
easat-3790	131	22	small	small	ADJ
easat-3790	131	23	enterprises	enterprise	NOUN
easat-3790	131	24	,	,	PUNCT
easat-3790	131	25	and	and	CCONJ
easat-3790	131	26	11.2	11.2	NUM
easat-3790	131	27	%	%	NOUN
easat-3790	131	28	medium	medium	ADJ
easat-3790	131	29	-	-	PUNCT
easat-3790	131	30	sized	sized	ADJ
easat-3790	131	31	enterprises	enterprise	NOUN
easat-3790	131	32	.	.	PUNCT
easat-3790	132	1	regarding	regard	VERB
easat-3790	132	2	educational	educational	ADJ
easat-3790	132	3	level	level	NOUN
easat-3790	132	4	,	,	PUNCT
easat-3790	132	5	it	it	PRON
easat-3790	132	6	was	be	AUX
easat-3790	132	7	found	find	VERB
easat-3790	132	8	that	that	SCONJ
easat-3790	132	9	46	46	NUM
easat-3790	132	10	%	%	NOUN
easat-3790	132	11	reported	report	VERB
easat-3790	132	12	having	having	AUX
easat-3790	132	13	completed	complete	VERB
easat-3790	132	14	all	all	PRON
easat-3790	132	15	of	of	ADP
easat-3790	132	16	high	high	ADJ
easat-3790	132	17	school	school	NOUN
easat-3790	132	18	(	(	PUNCT
easat-3790	132	19	secondary	secondary	ADJ
easat-3790	132	20	education	education	NOUN
easat-3790	132	21	)	)	PUNCT
easat-3790	132	22	,	,	PUNCT
easat-3790	132	23	28.3	28.3	NUM
easat-3790	132	24	%	%	NOUN
easat-3790	132	25	completed	complete	VERB
easat-3790	132	26	only	only	ADJ
easat-3790	132	27	primary	primary	ADJ
easat-3790	132	28	education	education	NOUN
easat-3790	132	29	,	,	PUNCT
easat-3790	132	30	and	and	CCONJ
easat-3790	132	31	0.2	0.2	NUM
easat-3790	132	32	%	%	NOUN
easat-3790	132	33	(	(	PUNCT
easat-3790	132	34	one	one	NUM
easat-3790	132	35	person	person	NOUN
easat-3790	132	36	)	)	PUNCT
easat-3790	132	37	claimed	claim	VERB
easat-3790	132	38	not	not	PART
easat-3790	132	39	to	to	PART
easat-3790	132	40	have	have	VERB
easat-3790	132	41	any	any	DET
easat-3790	132	42	schooling	schooling	NOUN
easat-3790	132	43	.	.	PUNCT
easat-3790	133	1	the	the	DET
easat-3790	133	2	remaining	remain	VERB
easat-3790	133	3	25.5	25.5	NUM
easat-3790	133	4	%	%	NOUN
easat-3790	133	5	pursued	pursue	VERB
easat-3790	133	6	higher	high	ADJ
easat-3790	133	7	education	education	NOUN
easat-3790	133	8	,	,	PUNCT
easat-3790	133	9	with	with	ADP
easat-3790	133	10	7.8	7.8	NUM
easat-3790	133	11	%	%	NOUN
easat-3790	133	12	having	have	VERB
easat-3790	133	13	technical	technical	ADJ
easat-3790	133	14	degrees	degree	NOUN
easat-3790	133	15	,	,	PUNCT
easat-3790	133	16	6.5	6.5	NUM
easat-3790	133	17	%	%	NOUN
easat-3790	133	18	having	have	VERB
easat-3790	133	19	a	a	DET
easat-3790	133	20	technological	technological	ADJ
easat-3790	133	21	degree	degree	NOUN
easat-3790	133	22	,	,	PUNCT
easat-3790	133	23	and	and	CCONJ
easat-3790	133	24	11.2	11.2	NUM
easat-3790	133	25	%	%	NOUN
easat-3790	133	26	having	having	AUX
easat-3790	133	27	completed	complete	VERB
easat-3790	133	28	a	a	DET
easat-3790	133	29	university	university	NOUN
easat-3790	133	30	-	-	PUNCT
easat-3790	133	31	level	level	NOUN
easat-3790	133	32	professional	professional	ADJ
easat-3790	133	33	degree	degree	NOUN
easat-3790	133	34	.	.	PUNCT
easat-3790	134	1	regarding	regard	VERB
easat-3790	134	2	the	the	DET
easat-3790	134	3	use	use	NOUN
easat-3790	134	4	of	of	ADP
easat-3790	134	5	credit	credit	NOUN
easat-3790	134	6	as	as	ADP
easat-3790	134	7	a	a	DET
easat-3790	134	8	method	method	NOUN
easat-3790	134	9	of	of	ADP
easat-3790	134	10	financing	financing	NOUN
easat-3790	134	11	for	for	ADP
easat-3790	134	12	the	the	DET
easat-3790	134	13	business	business	NOUN
easat-3790	134	14	,	,	PUNCT
easat-3790	134	15	49.9	49.9	NUM
easat-3790	134	16	%	%	NOUN
easat-3790	134	17	of	of	ADP
easat-3790	134	18	respondents	respondent	NOUN
easat-3790	134	19	reported	report	VERB
easat-3790	134	20	having	have	VERB
easat-3790	134	21	debt	debt	NOUN
easat-3790	134	22	from	from	ADP
easat-3790	134	23	loans	loan	NOUN
easat-3790	134	24	for	for	ADP
easat-3790	134	25	this	this	DET
easat-3790	134	26	purpose	purpose	NOUN
easat-3790	134	27	,	,	PUNCT
easat-3790	134	28	while	while	SCONJ
easat-3790	134	29	50.1	50.1	NUM
easat-3790	134	30	%	%	NOUN
easat-3790	134	31	indicated	indicate	VERB
easat-3790	134	32	they	they	PRON
easat-3790	134	33	do	do	VERB
easat-3790	134	34	not	not	PART
easat-3790	134	35	.	.	PUNCT
easat-3790	135	1	as	as	ADP
easat-3790	135	2	for	for	ADP
easat-3790	135	3	the	the	DET
easat-3790	135	4	use	use	NOUN
easat-3790	135	5	of	of	ADP
easat-3790	135	6	"	"	PUNCT
easat-3790	135	7	drop	drop	VERB
easat-3790	135	8	-	-	PUNCT
easat-3790	135	9	bydrop	bydrop	NOUN
easat-3790	135	10	"	"	PUNCT
easat-3790	135	11	loans	loan	NOUN
easat-3790	135	12	as	as	ADP
easat-3790	135	13	a	a	DET
easat-3790	135	14	financing	financing	NOUN
easat-3790	135	15	method	method	NOUN
easat-3790	135	16	,	,	PUNCT
easat-3790	135	17	37.9	37.9	NUM
easat-3790	135	18	%	%	NOUN
easat-3790	135	19	stated	state	VERB
easat-3790	135	20	that	that	SCONJ
easat-3790	135	21	they	they	PRON
easat-3790	135	22	have	have	AUX
easat-3790	135	23	taken	take	VERB
easat-3790	135	24	out	out	ADP
easat-3790	135	25	such	such	ADJ
easat-3790	135	26	loans	loan	NOUN
easat-3790	135	27	for	for	ADP
easat-3790	135	28	their	their	PRON
easat-3790	135	29	businesses	business	NOUN
easat-3790	135	30	,	,	PUNCT
easat-3790	135	31	while	while	SCONJ
easat-3790	135	32	62.1	62.1	NUM
easat-3790	135	33	%	%	NOUN
easat-3790	135	34	indicated	indicate	VERB
easat-3790	135	35	they	they	PRON
easat-3790	135	36	have	have	VERB
easat-3790	135	37	not	not	PART
easat-3790	135	38	.	.	PUNCT
easat-3790	136	1	this	this	PRON
easat-3790	136	2	means	mean	VERB
easat-3790	136	3	that	that	SCONJ
easat-3790	136	4	100	100	NUM
easat-3790	136	5	%	%	NOUN
easat-3790	136	6	of	of	ADP
easat-3790	136	7	msmes	msme	NOUN
easat-3790	136	8	surveyed	survey	VERB
easat-3790	136	9	have	have	VERB
easat-3790	136	10	debt	debt	NOUN
easat-3790	136	11	from	from	ADP
easat-3790	136	12	loans	loan	NOUN
easat-3790	136	13	,	,	PUNCT
easat-3790	136	14	76	76	NUM
easat-3790	136	15	%	%	NOUN
easat-3790	136	16	have	have	VERB
easat-3790	136	17	debt	debt	NOUN
easat-3790	136	18	from	from	ADP
easat-3790	136	19	"	"	PUNCT
easat-3790	136	20	drop	drop	VERB
easat-3790	136	21	-	-	PUNCT
easat-3790	136	22	by	by	ADP
easat-3790	136	23	-	-	PUNCT
easat-3790	136	24	drop	drop	NOUN
easat-3790	136	25	"	"	PUNCT
easat-3790	136	26	loans	loan	NOUN
easat-3790	136	27	.	.	PUNCT
easat-3790	137	1	concerning	concern	VERB
easat-3790	137	2	the	the	DET
easat-3790	137	3	question	question	NOUN
easat-3790	137	4	related	relate	VERB
easat-3790	137	5	to	to	ADP
easat-3790	137	6	the	the	DET
easat-3790	137	7	interest	interest	NOUN
easat-3790	137	8	rate	rate	NOUN
easat-3790	137	9	charged	charge	VERB
easat-3790	137	10	on	on	ADP
easat-3790	137	11	"	"	PUNCT
easat-3790	137	12	drop	drop	VERB
easat-3790	137	13	-	-	PUNCT
easat-3790	137	14	by	by	ADP
easat-3790	137	15	-	-	PUNCT
easat-3790	137	16	drop	drop	NOUN
easat-3790	137	17	"	"	PUNCT
easat-3790	137	18	loans	loan	NOUN
easat-3790	137	19	,	,	PUNCT
easat-3790	137	20	respondents	respondent	NOUN
easat-3790	137	21	reported	report	VERB
easat-3790	137	22	that	that	SCONJ
easat-3790	137	23	it	it	PRON
easat-3790	137	24	ranged	range	VERB
easat-3790	137	25	from	from	ADP
easat-3790	137	26	42	42	NUM
easat-3790	137	27	%	%	NOUN
easat-3790	137	28	annual	annual	ADJ
easat-3790	137	29	effective	effective	ADJ
easat-3790	137	30	rate	rate	NOUN
easat-3790	137	31	(	(	PUNCT
easat-3790	137	32	apr	apr	NOUN
easat-3790	137	33	)	)	PUNCT
easat-3790	137	34	to	to	ADP
easat-3790	137	35	greater	great	ADJ
easat-3790	137	36	than	than	ADP
easat-3790	137	37	100	100	NUM
easat-3790	137	38	%	%	NOUN
easat-3790	137	39	apr	apr	NOUN
easat-3790	137	40	,	,	PUNCT
easat-3790	137	41	as	as	SCONJ
easat-3790	137	42	shown	show	VERB
easat-3790	137	43	below	below	ADP
easat-3790	137	44	:	:	PUNCT
easat-3790	137	45	6.8	6.8	NUM
easat-3790	137	46	%	%	NOUN
easat-3790	137	47	reported	report	VERB
easat-3790	137	48	an	an	DET
easat-3790	137	49	interest	interest	NOUN
easat-3790	137	50	rate	rate	NOUN
easat-3790	137	51	between	between	ADP
easat-3790	137	52	75	75	NUM
easat-3790	137	53	%	%	NOUN
easat-3790	137	54	apr	apr	NOUN
easat-3790	137	55	and	and	CCONJ
easat-3790	137	56	100	100	NUM
easat-3790	137	57	%	%	NOUN
easat-3790	137	58	apr	apr	NOUN
easat-3790	137	59	,	,	PUNCT
easat-3790	137	60	and	and	CCONJ
easat-3790	137	61	91.9	91.9	NUM
easat-3790	137	62	%	%	NOUN
easat-3790	137	63	reported	report	VERB
easat-3790	137	64	an	an	DET
easat-3790	137	65	interest	interest	NOUN
easat-3790	137	66	rate	rate	NOUN
easat-3790	137	67	greater	great	ADJ
easat-3790	137	68	than	than	ADP
easat-3790	137	69	100	100	NUM
easat-3790	137	70	%	%	NOUN
easat-3790	137	71	apr	apr	NOUN
easat-3790	137	72	.	.	PUNCT
easat-3790	138	1	it	it	PRON
easat-3790	138	2	is	be	AUX
easat-3790	138	3	noteworthy	noteworthy	ADJ
easat-3790	138	4	that	that	SCONJ
easat-3790	138	5	the	the	DET
easat-3790	138	6	highest	high	ADJ
easat-3790	138	7	concentration	concentration	NOUN
easat-3790	138	8	was	be	AUX
easat-3790	138	9	in	in	ADP
easat-3790	138	10	rates	rate	NOUN
easat-3790	138	11	higher	high	ADJ
easat-3790	138	12	than	than	ADP
easat-3790	138	13	100	100	NUM
easat-3790	138	14	%	%	NOUN
easat-3790	138	15	apr	apr	NOUN
easat-3790	138	16	.	.	PUNCT
easat-3790	139	1	when	when	SCONJ
easat-3790	139	2	verifying	verify	VERB
easat-3790	139	3	these	these	DET
easat-3790	139	4	rates	rate	NOUN
easat-3790	139	5	,	,	PUNCT
easat-3790	139	6	they	they	PRON
easat-3790	139	7	reached	reach	VERB
easat-3790	139	8	values	value	NOUN
easat-3790	139	9	of	of	ADP
easat-3790	139	10	10	10	NUM
easat-3790	139	11	%	%	NOUN
easat-3790	139	12	,	,	PUNCT
easat-3790	139	13	20	20	NUM
easat-3790	139	14	%	%	NOUN
easat-3790	139	15	,	,	PUNCT
easat-3790	139	16	30	30	NUM
easat-3790	139	17	%	%	NOUN
easat-3790	139	18	,	,	PUNCT
easat-3790	139	19	60	60	NUM
easat-3790	139	20	%	%	NOUN
easat-3790	139	21	,	,	PUNCT
easat-3790	139	22	and	and	CCONJ
easat-3790	139	23	up	up	ADV
easat-3790	139	24	to	to	PART
easat-3790	139	25	150	150	NUM
easat-3790	139	26	%	%	NOUN
easat-3790	139	27	effective	effective	ADJ
easat-3790	139	28	monthly	monthly	ADJ
easat-3790	139	29	rates	rate	NOUN
easat-3790	139	30	.	.	PUNCT
easat-3790	140	1	regarding	regard	VERB
easat-3790	140	2	the	the	DET
easat-3790	140	3	relationships	relationship	NOUN
easat-3790	140	4	between	between	ADP
easat-3790	140	5	the	the	DET
easat-3790	140	6	different	different	ADJ
easat-3790	140	7	variables	variable	NOUN
easat-3790	140	8	associated	associate	VERB
easat-3790	140	9	with	with	ADP
easat-3790	140	10	the	the	DET
easat-3790	140	11	hypotheses	hypothesis	NOUN
easat-3790	140	12	,	,	PUNCT
easat-3790	140	13	table	table	NOUN
easat-3790	140	14	4	4	NUM
easat-3790	140	15	and	and	CCONJ
easat-3790	140	16	table	table	NOUN
easat-3790	140	17	5	5	NUM
easat-3790	140	18	present	present	VERB
easat-3790	140	19	the	the	DET
easat-3790	140	20	correlation	correlation	NOUN
easat-3790	140	21	results	result	NOUN
easat-3790	140	22	,	,	PUNCT
easat-3790	140	23	and	and	CCONJ
easat-3790	140	24	the	the	DET
easat-3790	140	25	level	level	NOUN
easat-3790	140	26	of	of	ADP
easat-3790	140	27	significance	significance	NOUN
easat-3790	140	28	obtained	obtain	VERB
easat-3790	140	29	for	for	ADP
easat-3790	140	30	each	each	PRON
easat-3790	140	31	of	of	ADP
easat-3790	140	32	these	these	PRON
easat-3790	140	33	.	.	PUNCT
easat-3790	141	1	8275	8275	NUM
easat-3790	141	2	edelweiss	edelweiss	PROPN
easat-3790	141	3	applied	apply	VERB
easat-3790	141	4	science	science	NOUN
easat-3790	141	5	and	and	CCONJ
easat-3790	141	6	technology	technology	NOUN
easat-3790	141	7	issn	issn	PROPN
easat-3790	141	8	:	:	PUNCT
easat-3790	141	9	2576	2576	NUM
easat-3790	141	10	-	-	SYM
easat-3790	141	11	8484	8484	NUM
easat-3790	141	12	vol	vol	NOUN
easat-3790	141	13	.	.	PROPN
easat-3790	141	14	8	8	NUM
easat-3790	141	15	,	,	PUNCT
easat-3790	141	16	no	no	INTJ
easat-3790	141	17	.	.	NOUN
easat-3790	141	18	6	6	NUM
easat-3790	141	19	:	:	SYM
easat-3790	141	20	8268	8268	NUM
easat-3790	141	21	-	-	SYM
easat-3790	141	22	8280	8280	NUM
easat-3790	141	23	,	,	PUNCT
easat-3790	141	24	2024	2024	NUM
easat-3790	141	25	doi	doi	NOUN
easat-3790	141	26	:	:	PUNCT
easat-3790	141	27	10.55214/25768484.v8i6.3790	10.55214/25768484.v8i6.3790	NUM
easat-3790	141	28	©	©	PROPN
easat-3790	141	29	2024	2024	NUM
easat-3790	141	30	by	by	ADP
easat-3790	141	31	the	the	DET
easat-3790	141	32	authors	author	NOUN
easat-3790	141	33	;	;	PUNCT
easat-3790	141	34	licensee	licensee	PROPN
easat-3790	141	35	learning	learn	VERB
easat-3790	141	36	gate	gate	NOUN
easat-3790	141	37	table	table	NOUN
easat-3790	141	38	4	4	NUM
easat-3790	141	39	.	.	PUNCT
easat-3790	141	40	results	result	VERB
easat-3790	141	41	pearson	pearson	PROPN
easat-3790	141	42	's	's	PART
easat-3790	141	43	correlation	correlation	NOUN
easat-3790	141	44	coefficient	coefficient	NOUN
easat-3790	141	45	between	between	ADP
easat-3790	141	46	variables	variable	NOUN
easat-3790	141	47	(	(	PUNCT
easat-3790	141	48	part	part	NOUN
easat-3790	141	49	1	1	NUM
easat-3790	141	50	)	)	PUNCT
easat-3790	141	51	.	.	PUNCT
easat-3790	142	1	economic	economic	ADJ
easat-3790	142	2	stability	stability	NOUN
easat-3790	142	3	financial	financial	ADJ
easat-3790	142	4	knowledge	knowledge	NOUN
easat-3790	142	5	need	need	VERB
easat-3790	142	6	for	for	ADP
easat-3790	142	7	taking	take	VERB
easat-3790	142	8	‘	'	PUNCT
easat-3790	142	9	drop	drop	VERB
easat-3790	142	10	-	-	PUNCT
easat-3790	142	11	by	by	ADP
easat-3790	142	12	-	-	PUNCT
easat-3790	142	13	drop	drop	NOUN
easat-3790	142	14	’	'	PUNCT
easat-3790	142	15	loans	loan	NOUN
easat-3790	142	16	need	need	VERB
easat-3790	142	17	for	for	ADP
easat-3790	142	18	taking	take	VERB
easat-3790	142	19	‘	'	PUNCT
easat-3790	142	20	drop	drop	VERB
easat-3790	142	21	-	-	PUNCT
easat-3790	142	22	by	by	ADP
easat-3790	142	23	-	-	PUNCT
easat-3790	142	24	drop	drop	NOUN
easat-3790	142	25	’	'	PUNCT
easat-3790	142	26	loans	loan	NOUN
easat-3790	142	27	pearson	pearson	NOUN
easat-3790	142	28	correlation	correlation	NOUN
easat-3790	142	29	-0.344	-0.344	PROPN
easat-3790	142	30	*	*	NOUN
easat-3790	142	31	*	*	PUNCT
easat-3790	142	32	-0.333	-0.333	PUNCT
easat-3790	142	33	*	*	PUNCT
easat-3790	142	34	*	*	PROPN
easat-3790	142	35	1	1	NUM
easat-3790	142	36	sig	sig	NOUN
easat-3790	142	37	.	.	PUNCT
easat-3790	143	1	(	(	PUNCT
easat-3790	143	2	2	2	NUM
easat-3790	143	3	-	-	PUNCT
easat-3790	143	4	tailed	tailed	ADJ
easat-3790	143	5	)	)	PUNCT
easat-3790	143	6	0,000	0,000	NUM
easat-3790	144	1	0,000	0,000	NUM
easat-3790	144	2	n	n	CCONJ
easat-3790	144	3	148	148	NUM
easat-3790	144	4	148	148	NUM
easat-3790	144	5	385	385	NUM
easat-3790	144	6	number	number	NOUN
easat-3790	144	7	of	of	ADP
easat-3790	144	8	‘	'	PUNCT
easat-3790	144	9	dropby	dropby	ADJ
easat-3790	144	10	-	-	PUNCT
easat-3790	144	11	drop	drop	NOUN
easat-3790	144	12	’	'	PUNCT
easat-3790	144	13	loans	loan	NOUN
easat-3790	144	14	taken	take	VERB
easat-3790	144	15	in	in	ADP
easat-3790	144	16	a	a	DET
easat-3790	144	17	year	year	NOUN
easat-3790	144	18	pearson	pearson	NOUN
easat-3790	144	19	correlation	correlation	NOUN
easat-3790	144	20	-0.316	-0.316	PUNCT
easat-3790	144	21	*	*	PUNCT
easat-3790	144	22	*	*	PUNCT
easat-3790	144	23	-0.326	-0.326	PUNCT
easat-3790	144	24	*	*	PUNCT
easat-3790	144	25	*	*	PUNCT
easat-3790	144	26	0.548	0.548	NUM
easat-3790	144	27	*	*	PUNCT
easat-3790	144	28	*	*	PUNCT
easat-3790	144	29	sig	sig	X
easat-3790	144	30	.	.	PUNCT
easat-3790	145	1	(	(	PUNCT
easat-3790	145	2	2	2	NUM
easat-3790	145	3	-	-	PUNCT
easat-3790	145	4	tailed	tailed	ADJ
easat-3790	145	5	)	)	PUNCT
easat-3790	146	1	0.000	0.000	NUM
easat-3790	146	2	0.000	0.000	NUM
easat-3790	146	3	0.000	0.000	NUM
easat-3790	147	1	n	n	NUM
easat-3790	147	2	146	146	NUM
easat-3790	147	3	146	146	NUM
easat-3790	147	4	146	146	NUM
easat-3790	147	5	distrust	distrust	NOUN
easat-3790	147	6	in	in	ADP
easat-3790	147	7	financial	financial	ADJ
easat-3790	147	8	institutions	institution	NOUN
easat-3790	147	9	pearson	pearson	NOUN
easat-3790	147	10	correlation	correlation	NOUN
easat-3790	147	11	-0.222	-0.222	NOUN
easat-3790	147	12	*	*	NOUN
easat-3790	147	13	*	*	NOUN
easat-3790	147	14	-0.267	-0.267	PROPN
easat-3790	147	15	*	*	PUNCT
easat-3790	147	16	*	*	PUNCT
easat-3790	147	17	0.268	0.268	NUM
easat-3790	147	18	*	*	NOUN
easat-3790	147	19	*	*	X
easat-3790	147	20	sig	sig	X
easat-3790	147	21	.	.	PUNCT
easat-3790	148	1	(	(	PUNCT
easat-3790	148	2	2	2	NUM
easat-3790	148	3	-	-	PUNCT
easat-3790	148	4	tailed	tailed	ADJ
easat-3790	148	5	)	)	PUNCT
easat-3790	148	6	0.007	0.007	NUM
easat-3790	148	7	0.001	0.001	NUM
easat-3790	148	8	0.001	0.001	NUM
easat-3790	148	9	n	n	PRON
easat-3790	148	10	145	145	NUM
easat-3790	148	11	145	145	NUM
easat-3790	148	12	145	145	NUM
easat-3790	148	13	cost	cost	NOUN
easat-3790	148	14	of	of	ADP
easat-3790	148	15	the	the	DET
easat-3790	148	16	interest	interest	NOUN
easat-3790	148	17	rate	rate	NOUN
easat-3790	148	18	on	on	ADP
easat-3790	148	19	‘	'	PUNCT
easat-3790	148	20	drop	drop	VERB
easat-3790	148	21	-	-	PUNCT
easat-3790	148	22	by	by	ADP
easat-3790	148	23	-	-	PUNCT
easat-3790	148	24	drop	drop	NOUN
easat-3790	148	25	’	'	PUNCT
easat-3790	148	26	loans	loan	NOUN
easat-3790	148	27	pearson	pearson	NOUN
easat-3790	148	28	correlation	correlation	NOUN
easat-3790	148	29	0.093	0.093	NUM
easat-3790	148	30	0.064	0.064	NUM
easat-3790	148	31	-0.084	-0.084	PUNCT
easat-3790	148	32	sig	sig	NOUN
easat-3790	148	33	.	.	PUNCT
easat-3790	149	1	(	(	PUNCT
easat-3790	149	2	2	2	NUM
easat-3790	149	3	-	-	PUNCT
easat-3790	149	4	tailed	tailed	ADJ
easat-3790	149	5	)	)	PUNCT
easat-3790	149	6	0.259	0.259	NUM
easat-3790	150	1	0.437	0.437	NUM
easat-3790	150	2	0.312	0.312	NUM
easat-3790	150	3	n	n	DET
easat-3790	150	4	148	148	NUM
easat-3790	150	5	148	148	NUM
easat-3790	150	6	148	148	NUM
easat-3790	150	7	source	source	NOUN
easat-3790	150	8	:	:	PUNCT
easat-3790	150	9	*	*	PUNCT
easat-3790	150	10	*	*	PUNCT
easat-3790	150	11	correlation	correlation	NOUN
easat-3790	150	12	is	be	AUX
easat-3790	150	13	significant	significant	ADJ
easat-3790	150	14	at	at	ADP
easat-3790	150	15	the	the	DET
easat-3790	150	16	0,01	0,01	NUM
easat-3790	150	17	level	level	NOUN
easat-3790	150	18	(	(	PUNCT
easat-3790	150	19	2	2	NUM
easat-3790	150	20	-	-	PUNCT
easat-3790	150	21	tailed	tailed	ADJ
easat-3790	150	22	)	)	PUNCT
easat-3790	150	23	.	.	PUNCT
easat-3790	151	1	*	*	PUNCT
easat-3790	151	2	correlation	correlation	NOUN
easat-3790	151	3	is	be	AUX
easat-3790	151	4	significant	significant	ADJ
easat-3790	151	5	at	at	ADP
easat-3790	151	6	the	the	DET
easat-3790	151	7	0,05	0,05	NOUN
easat-3790	151	8	level	level	NOUN
easat-3790	151	9	(	(	PUNCT
easat-3790	151	10	2	2	NUM
easat-3790	151	11	-	-	PUNCT
easat-3790	151	12	tailed	tailed	ADJ
easat-3790	151	13	)	)	PUNCT
easat-3790	151	14	.	.	PUNCT
easat-3790	152	1	table	table	NOUN
easat-3790	152	2	5	5	NUM
easat-3790	152	3	.	.	PUNCT
easat-3790	152	4	results	result	VERB
easat-3790	152	5	pearson	pearson	PROPN
easat-3790	152	6	's	's	PART
easat-3790	152	7	correlation	correlation	NOUN
easat-3790	152	8	coefficient	coefficient	NOUN
easat-3790	152	9	between	between	ADP
easat-3790	152	10	variables	variable	NOUN
easat-3790	152	11	(	(	PUNCT
easat-3790	152	12	part	part	NOUN
easat-3790	152	13	2	2	NUM
easat-3790	152	14	)	)	PUNCT
easat-3790	152	15	.	.	PUNCT
easat-3790	153	1	preference	preference	NOUN
easat-3790	153	2	for	for	ADP
easat-3790	153	3	taking	take	VERB
easat-3790	153	4	‘	'	PUNCT
easat-3790	153	5	drop	drop	VERB
easat-3790	153	6	-	-	PUNCT
easat-3790	153	7	bydrop	bydrop	NOUN
easat-3790	153	8	’	'	PUNCT
easat-3790	153	9	loans	loan	NOUN
easat-3790	153	10	danger	danger	NOUN
easat-3790	153	11	in	in	ADP
easat-3790	153	12	taking	take	VERB
easat-3790	153	13	‘	'	PUNCT
easat-3790	153	14	dropby	dropby	ADJ
easat-3790	153	15	-	-	PUNCT
easat-3790	153	16	drop	drop	NOUN
easat-3790	153	17	’	'	PUNCT
easat-3790	153	18	loans	loan	NOUN
easat-3790	153	19	number	number	NOUN
easat-3790	153	20	of	of	ADP
easat-3790	153	21	‘	'	PUNCT
easat-3790	153	22	dropby	dropby	ADJ
easat-3790	153	23	-	-	PUNCT
easat-3790	153	24	drop	drop	NOUN
easat-3790	153	25	’	'	PUNCT
easat-3790	153	26	loans	loan	NOUN
easat-3790	153	27	taken	take	VERB
easat-3790	153	28	in	in	ADP
easat-3790	153	29	a	a	DET
easat-3790	153	30	year	year	NOUN
easat-3790	153	31	financial	financial	ADJ
easat-3790	153	32	knowledge	knowledge	NOUN
easat-3790	153	33	pearson	pearson	PROPN
easat-3790	153	34	correlation	correlation	NOUN
easat-3790	153	35	-0.289	-0.289	PROPN
easat-3790	153	36	*	*	PUNCT
easat-3790	153	37	*	*	X
easat-3790	153	38	0.042	0.042	NUM
easat-3790	153	39	-0.326	-0.326	X
easat-3790	153	40	*	*	PUNCT
easat-3790	153	41	*	*	X
easat-3790	153	42	sig	sig	X
easat-3790	153	43	.	.	PUNCT
easat-3790	154	1	(	(	PUNCT
easat-3790	154	2	2	2	NUM
easat-3790	154	3	-	-	PUNCT
easat-3790	154	4	tailed	tailed	ADJ
easat-3790	154	5	)	)	PUNCT
easat-3790	154	6	0.000	0.000	NUM
easat-3790	154	7	0.614	0.614	NUM
easat-3790	154	8	0,000	0,000	NUM
easat-3790	154	9	n	n	CCONJ
easat-3790	154	10	148	148	NUM
easat-3790	154	11	148	148	NUM
easat-3790	154	12	146	146	NUM
easat-3790	154	13	need	need	NOUN
easat-3790	154	14	for	for	ADP
easat-3790	154	15	taking	take	VERB
easat-3790	154	16	‘	'	PUNCT
easat-3790	154	17	drop	drop	VERB
easat-3790	154	18	-	-	PUNCT
easat-3790	154	19	by	by	ADP
easat-3790	154	20	-	-	PUNCT
easat-3790	154	21	drop	drop	NOUN
easat-3790	154	22	’	'	PUNCT
easat-3790	154	23	loans	loan	NOUN
easat-3790	154	24	pearson	pearson	NOUN
easat-3790	154	25	correlation	correlation	NOUN
easat-3790	154	26	0.633	0.633	NUM
easat-3790	154	27	*	*	PUNCT
easat-3790	154	28	*	*	PUNCT
easat-3790	155	1	-0.180	-0.180	NOUN
easat-3790	155	2	*	*	PUNCT
easat-3790	155	3	0.548	0.548	NUM
easat-3790	155	4	*	*	PUNCT
easat-3790	155	5	*	*	PUNCT
easat-3790	155	6	sig	sig	X
easat-3790	155	7	.	.	PUNCT
easat-3790	156	1	(	(	PUNCT
easat-3790	156	2	2	2	NUM
easat-3790	156	3	-	-	PUNCT
easat-3790	156	4	tailed	tailed	ADJ
easat-3790	156	5	)	)	PUNCT
easat-3790	156	6	0.000	0.000	NUM
easat-3790	157	1	0.029	0.029	NUM
easat-3790	157	2	0.000	0.000	NUM
easat-3790	157	3	n	n	NUM
easat-3790	157	4	148	148	NUM
easat-3790	157	5	148	148	NUM
easat-3790	157	6	146	146	NUM
easat-3790	157	7	danger	danger	NOUN
easat-3790	157	8	in	in	ADP
easat-3790	157	9	taking	take	VERB
easat-3790	157	10	‘	'	PUNCT
easat-3790	157	11	dropby	dropby	ADJ
easat-3790	157	12	-	-	PUNCT
easat-3790	157	13	drop	drop	NOUN
easat-3790	157	14	’	'	PUNCT
easat-3790	157	15	loans	loan	NOUN
easat-3790	157	16	pearson	pearson	NOUN
easat-3790	157	17	correlation	correlation	NOUN
easat-3790	157	18	-0.686	-0.686	PUNCT
easat-3790	157	19	*	*	PUNCT
easat-3790	157	20	*	*	SYM
easat-3790	157	21	1	1	NUM
easat-3790	157	22	-0.058	-0.058	PROPN
easat-3790	157	23	sig	sig	NOUN
easat-3790	157	24	.	.	PUNCT
easat-3790	158	1	(	(	PUNCT
easat-3790	158	2	2	2	NUM
easat-3790	158	3	-	-	PUNCT
easat-3790	158	4	tailed	tailed	ADJ
easat-3790	158	5	)	)	PUNCT
easat-3790	158	6	0.000	0.000	NUM
easat-3790	158	7	0.486	0.486	NUM
easat-3790	158	8	n	n	NUM
easat-3790	158	9	148	148	NUM
easat-3790	158	10	385	385	NUM
easat-3790	158	11	146	146	NUM
easat-3790	158	12	distrust	distrust	NOUN
easat-3790	158	13	in	in	ADP
easat-3790	158	14	financial	financial	ADJ
easat-3790	158	15	institutions	institution	NOUN
easat-3790	158	16	pearson	pearson	NOUN
easat-3790	158	17	correlation	correlation	NOUN
easat-3790	158	18	0.264	0.264	NOUN
easat-3790	158	19	*	*	PUNCT
easat-3790	158	20	*	*	PUNCT
easat-3790	159	1	-0.209	-0.209	NOUN
easat-3790	159	2	*	*	PROPN
easat-3790	159	3	0.079	0.079	NUM
easat-3790	159	4	sig	sig	NOUN
easat-3790	159	5	.	.	PUNCT
easat-3790	160	1	(	(	PUNCT
easat-3790	160	2	2	2	NUM
easat-3790	160	3	-	-	PUNCT
easat-3790	160	4	tailed	tailed	ADJ
easat-3790	160	5	)	)	PUNCT
easat-3790	160	6	0.001	0.001	NUM
easat-3790	160	7	0.012	0.012	NUM
easat-3790	160	8	0.350	0.350	NUM
easat-3790	160	9	n	n	PRON
easat-3790	160	10	145	145	NUM
easat-3790	160	11	145	145	NUM
easat-3790	160	12	144	144	NUM
easat-3790	160	13	cost	cost	NOUN
easat-3790	160	14	of	of	ADP
easat-3790	160	15	the	the	DET
easat-3790	160	16	interest	interest	NOUN
easat-3790	160	17	rate	rate	NOUN
easat-3790	160	18	on	on	ADP
easat-3790	160	19	pearson	pearson	NOUN
easat-3790	160	20	correlation	correlation	NOUN
easat-3790	160	21	-0.301	-0.301	PUNCT
easat-3790	160	22	*	*	PUNCT
easat-3790	160	23	*	*	PUNCT
easat-3790	161	1	0.709	0.709	NUM
easat-3790	161	2	*	*	NOUN
easat-3790	161	3	*	*	PUNCT
easat-3790	161	4	-0.018	-0.018	PUNCT
easat-3790	161	5	8276	8276	NUM
easat-3790	161	6	edelweiss	edelweiss	PROPN
easat-3790	161	7	applied	apply	VERB
easat-3790	161	8	science	science	NOUN
easat-3790	161	9	and	and	CCONJ
easat-3790	161	10	technology	technology	NOUN
easat-3790	161	11	issn	issn	PROPN
easat-3790	161	12	:	:	PUNCT
easat-3790	161	13	2576	2576	NUM
easat-3790	161	14	-	-	SYM
easat-3790	161	15	8484	8484	NUM
easat-3790	161	16	vol	vol	NOUN
easat-3790	161	17	.	.	PROPN
easat-3790	161	18	8	8	NUM
easat-3790	161	19	,	,	PUNCT
easat-3790	161	20	no	no	INTJ
easat-3790	161	21	.	.	NOUN
easat-3790	161	22	6	6	NUM
easat-3790	161	23	:	:	SYM
easat-3790	161	24	8268	8268	NUM
easat-3790	161	25	-	-	SYM
easat-3790	161	26	8280	8280	NUM
easat-3790	161	27	,	,	PUNCT
easat-3790	161	28	2024	2024	NUM
easat-3790	161	29	doi	doi	NOUN
easat-3790	161	30	:	:	PUNCT
easat-3790	161	31	10.55214/25768484.v8i6.3790	10.55214/25768484.v8i6.3790	NUM
easat-3790	161	32	©	©	PROPN
easat-3790	161	33	2024	2024	NUM
easat-3790	161	34	by	by	ADP
easat-3790	161	35	the	the	DET
easat-3790	161	36	authors	author	NOUN
easat-3790	161	37	;	;	PUNCT
easat-3790	161	38	licensee	licensee	PROPN
easat-3790	161	39	learning	learn	VERB
easat-3790	161	40	gate	gate	NOUN
easat-3790	161	41	preference	preference	NOUN
easat-3790	161	42	for	for	ADP
easat-3790	161	43	taking	take	VERB
easat-3790	161	44	‘	'	PUNCT
easat-3790	161	45	drop	drop	VERB
easat-3790	161	46	-	-	PUNCT
easat-3790	161	47	bydrop	bydrop	NOUN
easat-3790	161	48	’	'	PUNCT
easat-3790	161	49	loans	loan	NOUN
easat-3790	161	50	danger	danger	NOUN
easat-3790	161	51	in	in	ADP
easat-3790	161	52	taking	take	VERB
easat-3790	161	53	‘	'	PUNCT
easat-3790	161	54	dropby	dropby	ADJ
easat-3790	161	55	-	-	PUNCT
easat-3790	161	56	drop	drop	NOUN
easat-3790	161	57	’	'	PUNCT
easat-3790	161	58	loans	loan	NOUN
easat-3790	161	59	number	number	NOUN
easat-3790	161	60	of	of	ADP
easat-3790	161	61	‘	'	PUNCT
easat-3790	161	62	dropby	dropby	ADJ
easat-3790	161	63	-	-	PUNCT
easat-3790	161	64	drop	drop	NOUN
easat-3790	161	65	’	'	PUNCT
easat-3790	161	66	loans	loan	NOUN
easat-3790	161	67	taken	take	VERB
easat-3790	161	68	in	in	ADP
easat-3790	161	69	a	a	DET
easat-3790	161	70	year	year	NOUN
easat-3790	161	71	‘	'	PUNCT
easat-3790	161	72	drop	drop	VERB
easat-3790	161	73	-	-	PUNCT
easat-3790	161	74	by	by	ADP
easat-3790	161	75	-	-	PUNCT
easat-3790	161	76	drop	drop	NOUN
easat-3790	161	77	’	'	PUNCT
easat-3790	161	78	loans	loan	NOUN
easat-3790	161	79	sig	sig	NOUN
easat-3790	161	80	.	.	PUNCT
easat-3790	162	1	(	(	PUNCT
easat-3790	162	2	2	2	NUM
easat-3790	162	3	-	-	PUNCT
easat-3790	162	4	tailed	tailed	ADJ
easat-3790	162	5	)	)	PUNCT
easat-3790	163	1	0.000	0.000	NUM
easat-3790	163	2	0.000	0.000	NUM
easat-3790	163	3	828	828	NUM
easat-3790	163	4	n	n	CCONJ
easat-3790	163	5	148	148	NUM
easat-3790	163	6	148	148	NUM
easat-3790	163	7	146	146	NUM
easat-3790	163	8	as	as	SCONJ
easat-3790	163	9	can	can	AUX
easat-3790	163	10	be	be	AUX
easat-3790	163	11	seen	see	VERB
easat-3790	163	12	,	,	PUNCT
easat-3790	163	13	between	between	ADP
easat-3790	163	14	the	the	DET
easat-3790	163	15	variables	variable	NOUN
easat-3790	163	16	of	of	ADP
easat-3790	163	17	"	"	PUNCT
easat-3790	163	18	economic	economic	ADJ
easat-3790	163	19	stability	stability	NOUN
easat-3790	163	20	"	"	PUNCT
easat-3790	163	21	and	and	CCONJ
easat-3790	163	22	"	"	PUNCT
easat-3790	163	23	need	need	NOUN
easat-3790	163	24	for	for	ADP
easat-3790	163	25	taking	take	VERB
easat-3790	163	26	'	'	PUNCT
easat-3790	163	27	drop	drop	VERB
easat-3790	163	28	-	-	PUNCT
easat-3790	163	29	by	by	ADP
easat-3790	163	30	-	-	PUNCT
easat-3790	163	31	drop	drop	NOUN
easat-3790	163	32	'	'	PUNCT
easat-3790	163	33	loans	loan	NOUN
easat-3790	163	34	"	"	PUNCT
easat-3790	163	35	a	a	DET
easat-3790	163	36	linear	linear	ADJ
easat-3790	163	37	relationship	relationship	NOUN
easat-3790	163	38	of	of	ADP
easat-3790	163	39	-0.344	-0.344	PROPN
easat-3790	163	40	was	be	AUX
easat-3790	163	41	found	find	VERB
easat-3790	163	42	with	with	ADP
easat-3790	163	43	significance	significance	NOUN
easat-3790	163	44	at	at	ADP
easat-3790	163	45	the	the	DET
easat-3790	163	46	0.01	0.01	NUM
easat-3790	163	47	level	level	NOUN
easat-3790	163	48	.	.	PUNCT
easat-3790	164	1	this	this	PRON
easat-3790	164	2	represents	represent	VERB
easat-3790	164	3	a	a	DET
easat-3790	164	4	moderate	moderate	ADJ
easat-3790	164	5	inverse	inverse	NOUN
easat-3790	164	6	correlation	correlation	NOUN
easat-3790	164	7	with	with	ADP
easat-3790	164	8	a	a	DET
easat-3790	164	9	high	high	ADJ
easat-3790	164	10	degree	degree	NOUN
easat-3790	164	11	of	of	ADP
easat-3790	164	12	significance	significance	NOUN
easat-3790	164	13	,	,	PUNCT
easat-3790	164	14	which	which	PRON
easat-3790	164	15	allows	allow	VERB
easat-3790	164	16	for	for	ADP
easat-3790	164	17	the	the	DET
easat-3790	164	18	interpretation	interpretation	NOUN
easat-3790	164	19	that	that	SCONJ
easat-3790	164	20	,	,	PUNCT
easat-3790	164	21	the	the	PRON
easat-3790	164	22	lower	low	ADJ
easat-3790	164	23	the	the	DET
easat-3790	164	24	perceived	perceive	VERB
easat-3790	164	25	economic	economic	ADJ
easat-3790	164	26	stability	stability	NOUN
easat-3790	164	27	by	by	ADP
easat-3790	164	28	the	the	DET
easat-3790	164	29	entrepreneur	entrepreneur	NOUN
easat-3790	164	30	,	,	PUNCT
easat-3790	164	31	the	the	PRON
easat-3790	164	32	greater	great	ADJ
easat-3790	164	33	the	the	DET
easat-3790	164	34	perceived	perceive	VERB
easat-3790	164	35	need	need	NOUN
easat-3790	164	36	to	to	PART
easat-3790	164	37	resort	resort	VERB
easat-3790	164	38	to	to	ADP
easat-3790	164	39	taking	take	VERB
easat-3790	164	40	"	"	PUNCT
easat-3790	164	41	drop	drop	VERB
easat-3790	164	42	-	-	PUNCT
easat-3790	164	43	by	by	ADP
easat-3790	164	44	-	-	PUNCT
easat-3790	164	45	drop	drop	NOUN
easat-3790	164	46	"	"	PUNCT
easat-3790	164	47	loans	loan	NOUN
easat-3790	164	48	.	.	PUNCT
easat-3790	165	1	regarding	regard	VERB
easat-3790	165	2	the	the	DET
easat-3790	165	3	variables	variable	NOUN
easat-3790	165	4	of	of	ADP
easat-3790	165	5	"	"	PUNCT
easat-3790	165	6	economic	economic	ADJ
easat-3790	165	7	stability	stability	NOUN
easat-3790	165	8	"	"	PUNCT
easat-3790	165	9	and	and	CCONJ
easat-3790	165	10	"	"	PUNCT
easat-3790	165	11	number	number	NOUN
easat-3790	165	12	of	of	ADP
easat-3790	165	13	'	'	PUNCT
easat-3790	165	14	drop	drop	NOUN
easat-3790	165	15	-	-	PUNCT
easat-3790	165	16	by	by	ADP
easat-3790	165	17	-	-	PUNCT
easat-3790	165	18	drop	drop	NOUN
easat-3790	165	19	'	'	PUNCT
easat-3790	165	20	loans	loan	NOUN
easat-3790	165	21	taken	take	VERB
easat-3790	165	22	in	in	ADP
easat-3790	165	23	a	a	DET
easat-3790	165	24	year	year	NOUN
easat-3790	165	25	"	"	PUNCT
easat-3790	165	26	a	a	DET
easat-3790	165	27	linear	linear	ADJ
easat-3790	165	28	relationship	relationship	NOUN
easat-3790	165	29	of	of	ADP
easat-3790	165	30	-0.316	-0.316	PROPN
easat-3790	165	31	was	be	AUX
easat-3790	165	32	found	find	VERB
easat-3790	165	33	with	with	ADP
easat-3790	165	34	significance	significance	NOUN
easat-3790	165	35	at	at	ADP
easat-3790	165	36	the	the	DET
easat-3790	165	37	0.01	0.01	NUM
easat-3790	165	38	level	level	NOUN
easat-3790	165	39	,	,	PUNCT
easat-3790	165	40	which	which	PRON
easat-3790	165	41	represents	represent	VERB
easat-3790	165	42	a	a	DET
easat-3790	165	43	moderate	moderate	ADJ
easat-3790	165	44	inverse	inverse	NOUN
easat-3790	165	45	correlation	correlation	NOUN
easat-3790	165	46	with	with	ADP
easat-3790	165	47	a	a	DET
easat-3790	165	48	high	high	ADJ
easat-3790	165	49	degree	degree	NOUN
easat-3790	165	50	of	of	ADP
easat-3790	165	51	significance	significance	NOUN
easat-3790	165	52	.	.	PUNCT
easat-3790	166	1	in	in	ADP
easat-3790	166	2	this	this	DET
easat-3790	166	3	case	case	NOUN
easat-3790	166	4	,	,	PUNCT
easat-3790	166	5	the	the	DET
easat-3790	166	6	result	result	NOUN
easat-3790	166	7	allows	allow	VERB
easat-3790	166	8	us	we	PRON
easat-3790	166	9	to	to	PART
easat-3790	166	10	interpret	interpret	VERB
easat-3790	166	11	that	that	PRON
easat-3790	166	12	,	,	PUNCT
easat-3790	166	13	the	the	PRON
easat-3790	166	14	lower	low	ADJ
easat-3790	166	15	the	the	DET
easat-3790	166	16	perceived	perceive	VERB
easat-3790	166	17	economic	economic	ADJ
easat-3790	166	18	stability	stability	NOUN
easat-3790	166	19	by	by	ADP
easat-3790	166	20	the	the	DET
easat-3790	166	21	entrepreneur	entrepreneur	NOUN
easat-3790	166	22	,	,	PUNCT
easat-3790	166	23	the	the	PRON
easat-3790	166	24	greater	great	ADJ
easat-3790	166	25	the	the	DET
easat-3790	166	26	number	number	NOUN
easat-3790	166	27	of	of	ADP
easat-3790	166	28	"	"	PUNCT
easat-3790	166	29	drop	drop	NOUN
easat-3790	166	30	-	-	PUNCT
easat-3790	166	31	bydrop	bydrop	NOUN
easat-3790	166	32	"	"	PUNCT
easat-3790	166	33	loans	loan	NOUN
easat-3790	166	34	taken	take	VERB
easat-3790	166	35	.	.	PUNCT
easat-3790	167	1	regarding	regard	VERB
easat-3790	167	2	the	the	DET
easat-3790	167	3	variables	variable	NOUN
easat-3790	167	4	of	of	ADP
easat-3790	167	5	"	"	PUNCT
easat-3790	167	6	financial	financial	ADJ
easat-3790	167	7	knowledge	knowledge	NOUN
easat-3790	167	8	"	"	PUNCT
easat-3790	167	9	and	and	CCONJ
easat-3790	167	10	"	"	PUNCT
easat-3790	167	11	preference	preference	NOUN
easat-3790	167	12	for	for	ADP
easat-3790	167	13	taking	take	VERB
easat-3790	167	14	'	'	PUNCT
easat-3790	167	15	drop	drop	VERB
easat-3790	167	16	-	-	PUNCT
easat-3790	167	17	by	by	ADP
easat-3790	167	18	-	-	PUNCT
easat-3790	167	19	drop	drop	NOUN
easat-3790	167	20	'	'	PUNCT
easat-3790	167	21	loans	loan	NOUN
easat-3790	167	22	”	"	PUNCT
easat-3790	167	23	a	a	DET
easat-3790	167	24	linear	linear	ADJ
easat-3790	167	25	relationship	relationship	NOUN
easat-3790	167	26	of	of	ADP
easat-3790	167	27	-0.242	-0.242	PROPN
easat-3790	167	28	was	be	AUX
easat-3790	167	29	found	find	VERB
easat-3790	167	30	with	with	ADP
easat-3790	167	31	significance	significance	NOUN
easat-3790	167	32	at	at	ADP
easat-3790	167	33	the	the	DET
easat-3790	167	34	0.01	0.01	NUM
easat-3790	167	35	level	level	NOUN
easat-3790	167	36	,	,	PUNCT
easat-3790	167	37	which	which	PRON
easat-3790	167	38	indicates	indicate	VERB
easat-3790	167	39	a	a	DET
easat-3790	167	40	weak	weak	ADJ
easat-3790	167	41	inverse	inverse	NOUN
easat-3790	167	42	correlation	correlation	NOUN
easat-3790	167	43	.	.	PUNCT
easat-3790	168	1	for	for	ADP
easat-3790	168	2	the	the	DET
easat-3790	168	3	variables	variable	NOUN
easat-3790	168	4	of	of	ADP
easat-3790	168	5	"	"	PUNCT
easat-3790	168	6	financial	financial	ADJ
easat-3790	168	7	knowledge	knowledge	NOUN
easat-3790	168	8	"	"	PUNCT
easat-3790	168	9	and	and	CCONJ
easat-3790	168	10	"	"	PUNCT
easat-3790	168	11	distrust	distrust	NOUN
easat-3790	168	12	in	in	ADP
easat-3790	168	13	financial	financial	ADJ
easat-3790	168	14	institutions	institution	NOUN
easat-3790	168	15	”	"	PUNCT
easat-3790	168	16	,	,	PUNCT
easat-3790	168	17	a	a	DET
easat-3790	168	18	linear	linear	ADJ
easat-3790	168	19	relationship	relationship	NOUN
easat-3790	168	20	of	of	ADP
easat-3790	168	21	-0.267	-0.267	NUM
easat-3790	168	22	with	with	ADP
easat-3790	168	23	significance	significance	NOUN
easat-3790	168	24	at	at	ADP
easat-3790	168	25	the	the	DET
easat-3790	168	26	0.01	0.01	NUM
easat-3790	168	27	level	level	NOUN
easat-3790	168	28	was	be	AUX
easat-3790	168	29	found	find	VERB
easat-3790	168	30	,	,	PUNCT
easat-3790	168	31	indicating	indicate	VERB
easat-3790	168	32	a	a	DET
easat-3790	168	33	weak	weak	ADJ
easat-3790	168	34	inverse	inverse	NOUN
easat-3790	168	35	correlation	correlation	NOUN
easat-3790	168	36	.	.	PUNCT
easat-3790	169	1	as	as	SCONJ
easat-3790	169	2	evidenced	evidence	VERB
easat-3790	169	3	in	in	ADP
easat-3790	169	4	the	the	DET
easat-3790	169	5	data	data	NOUN
easat-3790	169	6	processing	processing	NOUN
easat-3790	169	7	for	for	ADP
easat-3790	169	8	the	the	DET
easat-3790	169	9	variables	variable	NOUN
easat-3790	169	10	of	of	ADP
easat-3790	169	11	"	"	PUNCT
easat-3790	169	12	preference	preference	NOUN
easat-3790	169	13	for	for	ADP
easat-3790	169	14	taking	take	VERB
easat-3790	169	15	'	'	PUNCT
easat-3790	169	16	drop	drop	VERB
easat-3790	169	17	-	-	PUNCT
easat-3790	169	18	by	by	ADP
easat-3790	169	19	-	-	PUNCT
easat-3790	169	20	drop	drop	NOUN
easat-3790	169	21	'	'	PUNCT
easat-3790	169	22	loans	loan	NOUN
easat-3790	169	23	"	"	PUNCT
easat-3790	169	24	and	and	CCONJ
easat-3790	169	25	"	"	PUNCT
easat-3790	169	26	danger	danger	NOUN
easat-3790	169	27	in	in	ADP
easat-3790	169	28	taking	take	VERB
easat-3790	169	29	'	'	PUNCT
easat-3790	169	30	drop	drop	VERB
easat-3790	169	31	-	-	PUNCT
easat-3790	169	32	by	by	ADP
easat-3790	169	33	-	-	PUNCT
easat-3790	169	34	drop	drop	NOUN
easat-3790	169	35	'	'	PUNCT
easat-3790	169	36	loans	loan	NOUN
easat-3790	169	37	"	"	PUNCT
easat-3790	169	38	a	a	DET
easat-3790	169	39	linear	linear	ADJ
easat-3790	169	40	relationship	relationship	NOUN
easat-3790	169	41	of	of	ADP
easat-3790	169	42	-0.686	-0.686	PUNCT
easat-3790	169	43	with	with	ADP
easat-3790	169	44	significance	significance	NOUN
easat-3790	169	45	at	at	ADP
easat-3790	169	46	the	the	DET
easat-3790	169	47	0.01	0.01	NUM
easat-3790	169	48	level	level	NOUN
easat-3790	169	49	was	be	AUX
easat-3790	169	50	found	find	VERB
easat-3790	169	51	.	.	PUNCT
easat-3790	170	1	this	this	PRON
easat-3790	170	2	represents	represent	VERB
easat-3790	170	3	a	a	DET
easat-3790	170	4	strong	strong	ADJ
easat-3790	170	5	inverse	inverse	NOUN
easat-3790	170	6	correlation	correlation	NOUN
easat-3790	170	7	with	with	ADP
easat-3790	170	8	a	a	DET
easat-3790	170	9	high	high	ADJ
easat-3790	170	10	degree	degree	NOUN
easat-3790	170	11	of	of	ADP
easat-3790	170	12	significance	significance	NOUN
easat-3790	170	13	.	.	PUNCT
easat-3790	171	1	this	this	PRON
easat-3790	171	2	allows	allow	VERB
easat-3790	171	3	for	for	ADP
easat-3790	171	4	the	the	DET
easat-3790	171	5	interpretation	interpretation	NOUN
easat-3790	171	6	that	that	SCONJ
easat-3790	171	7	,	,	PUNCT
easat-3790	171	8	the	the	PRON
easat-3790	171	9	lower	low	ADJ
easat-3790	171	10	the	the	DET
easat-3790	171	11	perception	perception	NOUN
easat-3790	171	12	of	of	ADP
easat-3790	171	13	danger	danger	NOUN
easat-3790	171	14	in	in	ADP
easat-3790	171	15	taking	take	VERB
easat-3790	171	16	"	"	PUNCT
easat-3790	171	17	drop	drop	VERB
easat-3790	171	18	-	-	PUNCT
easat-3790	171	19	by	by	ADP
easat-3790	171	20	-	-	PUNCT
easat-3790	171	21	drop	drop	NOUN
easat-3790	171	22	"	"	PUNCT
easat-3790	171	23	loans	loan	NOUN
easat-3790	171	24	by	by	ADP
easat-3790	171	25	the	the	DET
easat-3790	171	26	entrepreneur	entrepreneur	NOUN
easat-3790	171	27	,	,	PUNCT
easat-3790	171	28	the	the	PRON
easat-3790	171	29	greater	great	ADJ
easat-3790	171	30	the	the	DET
easat-3790	171	31	preference	preference	NOUN
easat-3790	171	32	for	for	ADP
easat-3790	171	33	taking	take	VERB
easat-3790	171	34	such	such	ADJ
easat-3790	171	35	loans	loan	NOUN
easat-3790	171	36	.	.	PUNCT
easat-3790	172	1	regarding	regard	VERB
easat-3790	172	2	the	the	DET
easat-3790	172	3	variables	variable	NOUN
easat-3790	172	4	of	of	ADP
easat-3790	172	5	"	"	PUNCT
easat-3790	172	6	preference	preference	NOUN
easat-3790	172	7	for	for	ADP
easat-3790	172	8	taking	take	VERB
easat-3790	172	9	'	'	PUNCT
easat-3790	172	10	drop	drop	VERB
easat-3790	172	11	-	-	PUNCT
easat-3790	172	12	by	by	ADP
easat-3790	172	13	-	-	PUNCT
easat-3790	172	14	drop	drop	NOUN
easat-3790	172	15	'	'	PUNCT
easat-3790	172	16	loans	loan	NOUN
easat-3790	172	17	"	"	PUNCT
easat-3790	172	18	and	and	CCONJ
easat-3790	172	19	"	"	PUNCT
easat-3790	172	20	distrust	distrust	NOUN
easat-3790	172	21	in	in	ADP
easat-3790	172	22	financial	financial	ADJ
easat-3790	172	23	institutions	institution	NOUN
easat-3790	172	24	"	"	PUNCT
easat-3790	172	25	a	a	DET
easat-3790	172	26	linear	linear	ADJ
easat-3790	172	27	correlation	correlation	NOUN
easat-3790	172	28	of	of	ADP
easat-3790	172	29	0.264	0.264	NUM
easat-3790	172	30	with	with	ADP
easat-3790	172	31	significance	significance	NOUN
easat-3790	172	32	at	at	ADP
easat-3790	172	33	the	the	DET
easat-3790	172	34	0.01	0.01	NUM
easat-3790	172	35	level	level	NOUN
easat-3790	172	36	was	be	AUX
easat-3790	172	37	found	find	VERB
easat-3790	172	38	,	,	PUNCT
easat-3790	172	39	indicating	indicate	VERB
easat-3790	172	40	a	a	DET
easat-3790	172	41	weak	weak	ADJ
easat-3790	172	42	direct	direct	ADJ
easat-3790	172	43	correlation	correlation	NOUN
easat-3790	172	44	.	.	PUNCT
easat-3790	173	1	when	when	SCONJ
easat-3790	173	2	processing	process	VERB
easat-3790	173	3	the	the	DET
easat-3790	173	4	information	information	NOUN
easat-3790	173	5	of	of	ADP
easat-3790	173	6	the	the	DET
easat-3790	173	7	variables	variable	NOUN
easat-3790	173	8	of	of	ADP
easat-3790	173	9	"	"	PUNCT
easat-3790	173	10	need	need	NOUN
easat-3790	173	11	for	for	ADP
easat-3790	173	12	taking	take	VERB
easat-3790	173	13	'	'	PUNCT
easat-3790	173	14	drop	drop	VERB
easat-3790	173	15	-	-	PUNCT
easat-3790	173	16	by	by	ADP
easat-3790	173	17	-	-	PUNCT
easat-3790	173	18	drop	drop	NOUN
easat-3790	173	19	'	'	PUNCT
easat-3790	173	20	loans	loan	NOUN
easat-3790	173	21	"	"	PUNCT
easat-3790	173	22	and	and	CCONJ
easat-3790	173	23	"	"	PUNCT
easat-3790	173	24	danger	danger	NOUN
easat-3790	173	25	in	in	ADP
easat-3790	173	26	taking	take	VERB
easat-3790	173	27	'	'	PUNCT
easat-3790	173	28	drop	drop	VERB
easat-3790	173	29	-	-	PUNCT
easat-3790	173	30	by	by	ADP
easat-3790	173	31	-	-	PUNCT
easat-3790	173	32	drop	drop	NOUN
easat-3790	173	33	'	'	PUNCT
easat-3790	173	34	loans	loan	NOUN
easat-3790	173	35	”	"	PUNCT
easat-3790	173	36	a	a	DET
easat-3790	173	37	linear	linear	ADJ
easat-3790	173	38	relationship	relationship	NOUN
easat-3790	173	39	of	of	ADP
easat-3790	173	40	-0.180	-0.180	PROPN
easat-3790	173	41	with	with	ADP
easat-3790	173	42	significance	significance	NOUN
easat-3790	173	43	at	at	ADP
easat-3790	173	44	the	the	DET
easat-3790	173	45	0.05	0.05	NUM
easat-3790	173	46	level	level	NOUN
easat-3790	173	47	was	be	AUX
easat-3790	173	48	found	find	VERB
easat-3790	173	49	,	,	PUNCT
easat-3790	173	50	denoting	denote	VERB
easat-3790	173	51	a	a	DET
easat-3790	173	52	weak	weak	ADJ
easat-3790	173	53	inverse	inverse	ADJ
easat-3790	173	54	linear	linear	NOUN
easat-3790	173	55	correlation	correlation	NOUN
easat-3790	173	56	.	.	PUNCT
easat-3790	174	1	regarding	regard	VERB
easat-3790	174	2	the	the	DET
easat-3790	174	3	variables	variable	NOUN
easat-3790	174	4	of	of	ADP
easat-3790	174	5	"	"	PUNCT
easat-3790	174	6	need	need	NOUN
easat-3790	174	7	for	for	ADP
easat-3790	174	8	taking	take	VERB
easat-3790	174	9	'	'	PUNCT
easat-3790	174	10	drop	drop	VERB
easat-3790	174	11	-	-	PUNCT
easat-3790	174	12	by	by	ADP
easat-3790	174	13	-	-	PUNCT
easat-3790	174	14	drop	drop	NOUN
easat-3790	174	15	'	'	PUNCT
easat-3790	174	16	loans	loan	NOUN
easat-3790	174	17	"	"	PUNCT
easat-3790	174	18	and	and	CCONJ
easat-3790	174	19	"	"	PUNCT
easat-3790	174	20	number	number	NOUN
easat-3790	174	21	of	of	ADP
easat-3790	174	22	'	'	PUNCT
easat-3790	174	23	drop	drop	NOUN
easat-3790	174	24	-	-	PUNCT
easat-3790	174	25	by	by	ADP
easat-3790	174	26	-	-	PUNCT
easat-3790	174	27	drop	drop	NOUN
easat-3790	174	28	'	'	PUNCT
easat-3790	174	29	loans	loan	NOUN
easat-3790	174	30	taken	take	VERB
easat-3790	174	31	in	in	ADP
easat-3790	174	32	a	a	DET
easat-3790	174	33	year	year	NOUN
easat-3790	174	34	”	"	PUNCT
easat-3790	174	35	a	a	DET
easat-3790	174	36	linear	linear	ADJ
easat-3790	174	37	relationship	relationship	NOUN
easat-3790	174	38	of	of	ADP
easat-3790	174	39	0.548	0.548	NUM
easat-3790	174	40	with	with	ADP
easat-3790	174	41	significance	significance	NOUN
easat-3790	174	42	at	at	ADP
easat-3790	174	43	the	the	DET
easat-3790	174	44	0.01	0.01	NUM
easat-3790	174	45	level	level	NOUN
easat-3790	174	46	was	be	AUX
easat-3790	174	47	found	find	VERB
easat-3790	174	48	,	,	PUNCT
easat-3790	174	49	representing	represent	VERB
easat-3790	174	50	a	a	DET
easat-3790	174	51	strong	strong	ADJ
easat-3790	174	52	direct	direct	ADJ
easat-3790	174	53	correlation	correlation	NOUN
easat-3790	174	54	with	with	ADP
easat-3790	174	55	a	a	DET
easat-3790	174	56	high	high	ADJ
easat-3790	174	57	degree	degree	NOUN
easat-3790	174	58	of	of	ADP
easat-3790	174	59	significance	significance	NOUN
easat-3790	174	60	.	.	PUNCT
easat-3790	175	1	this	this	PRON
easat-3790	175	2	allows	allow	VERB
easat-3790	175	3	us	we	PRON
easat-3790	175	4	to	to	PART
easat-3790	175	5	infer	infer	VERB
easat-3790	175	6	that	that	SCONJ
easat-3790	175	7	the	the	PRON
easat-3790	175	8	greater	great	ADJ
easat-3790	175	9	the	the	DET
easat-3790	175	10	perception	perception	NOUN
easat-3790	175	11	of	of	ADP
easat-3790	175	12	the	the	DET
easat-3790	175	13	need	need	NOUN
easat-3790	175	14	to	to	PART
easat-3790	175	15	take	take	VERB
easat-3790	175	16	"	"	PUNCT
easat-3790	175	17	drop	drop	VERB
easat-3790	175	18	-	-	PUNCT
easat-3790	175	19	by	by	ADP
easat-3790	175	20	-	-	PUNCT
easat-3790	175	21	drop	drop	NOUN
easat-3790	175	22	"	"	PUNCT
easat-3790	175	23	loans	loan	NOUN
easat-3790	175	24	by	by	ADP
easat-3790	175	25	the	the	DET
easat-3790	175	26	entrepreneur	entrepreneur	NOUN
easat-3790	175	27	,	,	PUNCT
easat-3790	175	28	the	the	PRON
easat-3790	175	29	greater	great	ADJ
easat-3790	175	30	the	the	DET
easat-3790	175	31	number	number	NOUN
easat-3790	175	32	of	of	ADP
easat-3790	175	33	such	such	ADJ
easat-3790	175	34	loans	loan	NOUN
easat-3790	175	35	taken	take	VERB
easat-3790	175	36	within	within	ADP
easat-3790	175	37	a	a	DET
easat-3790	175	38	year	year	NOUN
easat-3790	175	39	.	.	PUNCT
easat-3790	176	1	after	after	ADP
easat-3790	176	2	processing	process	VERB
easat-3790	176	3	the	the	DET
easat-3790	176	4	data	datum	NOUN
easat-3790	176	5	from	from	ADP
easat-3790	176	6	the	the	DET
easat-3790	176	7	variables	variable	NOUN
easat-3790	176	8	of	of	ADP
easat-3790	176	9	"	"	PUNCT
easat-3790	176	10	need	need	NOUN
easat-3790	176	11	for	for	ADP
easat-3790	176	12	taking	take	VERB
easat-3790	176	13	'	'	PUNCT
easat-3790	176	14	drop	drop	VERB
easat-3790	176	15	-	-	PUNCT
easat-3790	176	16	by	by	ADP
easat-3790	176	17	-	-	PUNCT
easat-3790	176	18	drop	drop	NOUN
easat-3790	176	19	'	'	PUNCT
easat-3790	176	20	loans	loan	NOUN
easat-3790	176	21	"	"	PUNCT
easat-3790	176	22	and	and	CCONJ
easat-3790	176	23	"	"	PUNCT
easat-3790	176	24	cost	cost	NOUN
easat-3790	176	25	of	of	ADP
easat-3790	176	26	the	the	DET
easat-3790	176	27	interest	interest	NOUN
easat-3790	176	28	rate	rate	NOUN
easat-3790	176	29	on	on	ADP
easat-3790	176	30	'	'	PUNCT
easat-3790	176	31	drop	drop	VERB
easat-3790	176	32	-	-	PUNCT
easat-3790	176	33	by	by	ADP
easat-3790	176	34	-	-	PUNCT
easat-3790	176	35	drop	drop	NOUN
easat-3790	176	36	'	'	PUNCT
easat-3790	176	37	loans	loan	NOUN
easat-3790	176	38	"	"	PUNCT
easat-3790	176	39	a	a	DET
easat-3790	176	40	linear	linear	ADJ
easat-3790	176	41	relationship	relationship	NOUN
easat-3790	176	42	of	of	ADP
easat-3790	176	43	-0.084	-0.084	PROPN
easat-3790	176	44	was	be	AUX
easat-3790	176	45	found	find	VERB
easat-3790	176	46	,	,	PUNCT
easat-3790	176	47	without	without	ADP
easat-3790	176	48	a	a	DET
easat-3790	176	49	significant	significant	ADJ
easat-3790	176	50	level	level	NOUN
easat-3790	176	51	of	of	ADP
easat-3790	176	52	significance	significance	NOUN
easat-3790	176	53	.	.	PUNCT
easat-3790	177	1	regarding	regard	VERB
easat-3790	177	2	the	the	DET
easat-3790	177	3	variables	variable	NOUN
easat-3790	177	4	of	of	ADP
easat-3790	177	5	"	"	PUNCT
easat-3790	177	6	danger	danger	NOUN
easat-3790	177	7	in	in	ADP
easat-3790	177	8	taking	take	VERB
easat-3790	177	9	'	'	PUNCT
easat-3790	177	10	drop	drop	VERB
easat-3790	177	11	-	-	PUNCT
easat-3790	177	12	by	by	ADP
easat-3790	177	13	-	-	PUNCT
easat-3790	177	14	drop	drop	NOUN
easat-3790	177	15	'	'	PUNCT
easat-3790	177	16	loans	loan	NOUN
easat-3790	177	17	"	"	PUNCT
easat-3790	177	18	and	and	CCONJ
easat-3790	177	19	"	"	PUNCT
easat-3790	177	20	number	number	NOUN
easat-3790	177	21	of	of	ADP
easat-3790	177	22	'	'	PUNCT
easat-3790	177	23	drop	drop	NOUN
easat-3790	177	24	-	-	PUNCT
easat-3790	177	25	by	by	ADP
easat-3790	177	26	-	-	PUNCT
easat-3790	177	27	drop	drop	NOUN
easat-3790	177	28	'	'	PUNCT
easat-3790	177	29	loans	loan	NOUN
easat-3790	177	30	taken	take	VERB
easat-3790	177	31	in	in	ADP
easat-3790	177	32	a	a	DET
easat-3790	177	33	year	year	NOUN
easat-3790	177	34	”	"	PUNCT
easat-3790	177	35	a	a	DET
easat-3790	177	36	linear	linear	ADJ
easat-3790	177	37	relationship	relationship	NOUN
easat-3790	177	38	of	of	ADP
easat-3790	177	39	-0.058	-0.058	PROPN
easat-3790	177	40	was	be	AUX
easat-3790	177	41	found	find	VERB
easat-3790	177	42	,	,	PUNCT
easat-3790	177	43	without	without	ADP
easat-3790	177	44	a	a	DET
easat-3790	177	45	significant	significant	ADJ
easat-3790	177	46	level	level	NOUN
easat-3790	177	47	of	of	ADP
easat-3790	177	48	significance	significance	NOUN
easat-3790	177	49	.	.	PUNCT
easat-3790	178	1	concerning	concern	VERB
easat-3790	178	2	the	the	DET
easat-3790	178	3	variables	variable	NOUN
easat-3790	178	4	of	of	ADP
easat-3790	178	5	"	"	PUNCT
easat-3790	178	6	cost	cost	NOUN
easat-3790	178	7	of	of	ADP
easat-3790	178	8	the	the	DET
easat-3790	178	9	interest	interest	NOUN
easat-3790	178	10	rate	rate	NOUN
easat-3790	178	11	on	on	ADP
easat-3790	178	12	'	'	PUNCT
easat-3790	178	13	drop	drop	VERB
easat-3790	178	14	-	-	PUNCT
easat-3790	178	15	by	by	ADP
easat-3790	178	16	-	-	PUNCT
easat-3790	178	17	drop	drop	NOUN
easat-3790	178	18	'	'	PUNCT
easat-3790	178	19	loans	loan	NOUN
easat-3790	178	20	"	"	PUNCT
easat-3790	178	21	and	and	CCONJ
easat-3790	178	22	"	"	PUNCT
easat-3790	178	23	number	number	NOUN
easat-3790	178	24	of	of	ADP
easat-3790	178	25	'	'	PUNCT
easat-3790	178	26	dropby	dropby	ADJ
easat-3790	178	27	-	-	PUNCT
easat-3790	178	28	drop	drop	NOUN
easat-3790	178	29	'	'	PUNCT
easat-3790	178	30	loans	loan	NOUN
easat-3790	178	31	taken	take	VERB
easat-3790	178	32	in	in	ADP
easat-3790	178	33	a	a	DET
easat-3790	178	34	year	year	NOUN
easat-3790	178	35	”	"	PUNCT
easat-3790	178	36	a	a	DET
easat-3790	178	37	linear	linear	ADJ
easat-3790	178	38	relationship	relationship	NOUN
easat-3790	178	39	of	of	ADP
easat-3790	178	40	-0.018	-0.018	PROPN
easat-3790	178	41	was	be	AUX
easat-3790	178	42	found	find	VERB
easat-3790	178	43	,	,	PUNCT
easat-3790	178	44	without	without	ADP
easat-3790	178	45	a	a	DET
easat-3790	178	46	significant	significant	ADJ
easat-3790	178	47	level	level	NOUN
easat-3790	178	48	of	of	ADP
easat-3790	178	49	significance	significance	NOUN
easat-3790	178	50	.	.	PUNCT
easat-3790	179	1	finally	finally	ADV
easat-3790	179	2	,	,	PUNCT
easat-3790	179	3	for	for	ADP
easat-3790	179	4	the	the	DET
easat-3790	179	5	variables	variable	NOUN
easat-3790	179	6	of	of	ADP
easat-3790	179	7	"	"	PUNCT
easat-3790	179	8	financial	financial	ADJ
easat-3790	179	9	knowledge	knowledge	NOUN
easat-3790	179	10	"	"	PUNCT
easat-3790	179	11	and	and	CCONJ
easat-3790	179	12	"	"	PUNCT
easat-3790	179	13	danger	danger	NOUN
easat-3790	179	14	in	in	ADP
easat-3790	179	15	taking	take	VERB
easat-3790	179	16	'	'	PUNCT
easat-3790	179	17	drop	drop	VERB
easat-3790	179	18	-	-	PUNCT
easat-3790	179	19	by	by	ADP
easat-3790	179	20	-	-	PUNCT
easat-3790	179	21	drop	drop	NOUN
easat-3790	179	22	'	'	PUNCT
easat-3790	179	23	loans	loan	NOUN
easat-3790	179	24	”	"	PUNCT
easat-3790	179	25	a	a	DET
easat-3790	179	26	linear	linear	ADJ
easat-3790	179	27	relationship	relationship	NOUN
easat-3790	179	28	of	of	ADP
easat-3790	179	29	0.042	0.042	NUM
easat-3790	179	30	was	be	AUX
easat-3790	179	31	found	find	VERB
easat-3790	179	32	,	,	PUNCT
easat-3790	179	33	without	without	ADP
easat-3790	179	34	a	a	DET
easat-3790	179	35	significant	significant	ADJ
easat-3790	179	36	level	level	NOUN
easat-3790	179	37	of	of	ADP
easat-3790	179	38	significance	significance	NOUN
easat-3790	179	39	.	.	PUNCT
easat-3790	180	1	8277	8277	NUM
easat-3790	180	2	edelweiss	edelweiss	PROPN
easat-3790	180	3	applied	apply	VERB
easat-3790	180	4	science	science	NOUN
easat-3790	180	5	and	and	CCONJ
easat-3790	180	6	technology	technology	NOUN
easat-3790	180	7	issn	issn	PROPN
easat-3790	180	8	:	:	PUNCT
easat-3790	180	9	2576	2576	NUM
easat-3790	180	10	-	-	SYM
easat-3790	180	11	8484	8484	NUM
easat-3790	180	12	vol	vol	NOUN
easat-3790	180	13	.	.	PROPN
easat-3790	180	14	8	8	NUM
easat-3790	180	15	,	,	PUNCT
easat-3790	180	16	no	no	INTJ
easat-3790	180	17	.	.	NOUN
easat-3790	180	18	6	6	NUM
easat-3790	180	19	:	:	SYM
easat-3790	180	20	8268	8268	NUM
easat-3790	180	21	-	-	SYM
easat-3790	180	22	8280	8280	NUM
easat-3790	180	23	,	,	PUNCT
easat-3790	180	24	2024	2024	NUM
easat-3790	180	25	doi	doi	NOUN
easat-3790	180	26	:	:	PUNCT
easat-3790	180	27	10.55214/25768484.v8i6.3790	10.55214/25768484.v8i6.3790	NUM
easat-3790	180	28	©	©	PROPN
easat-3790	180	29	2024	2024	NUM
easat-3790	180	30	by	by	ADP
easat-3790	180	31	the	the	DET
easat-3790	180	32	authors	author	NOUN
easat-3790	180	33	;	;	PUNCT
easat-3790	180	34	licensee	licensee	PROPN
easat-3790	180	35	learning	learning	NOUN
easat-3790	180	36	gate	gate	NOUN
easat-3790	180	37	4	4	NUM
easat-3790	180	38	.	.	PUNCT
easat-3790	181	1	discussion	discussion	VERB
easat-3790	181	2	the	the	DET
easat-3790	181	3	literature	literature	NOUN
easat-3790	181	4	on	on	ADP
easat-3790	181	5	the	the	DET
easat-3790	181	6	"	"	PUNCT
easat-3790	181	7	drop	drop	VERB
easat-3790	181	8	-	-	PUNCT
easat-3790	181	9	by	by	ADP
easat-3790	181	10	-	-	PUNCT
easat-3790	181	11	drop	drop	NOUN
easat-3790	181	12	"	"	PUNCT
easat-3790	181	13	credit	credit	NOUN
easat-3790	181	14	system	system	NOUN
easat-3790	181	15	is	be	AUX
easat-3790	181	16	limited	limited	ADJ
easat-3790	181	17	,	,	PUNCT
easat-3790	181	18	especially	especially	ADV
easat-3790	181	19	outside	outside	ADP
easat-3790	181	20	of	of	ADP
easat-3790	181	21	colombia	colombia	PROPN
easat-3790	181	22	,	,	PUNCT
easat-3790	181	23	as	as	SCONJ
easat-3790	181	24	it	it	PRON
easat-3790	181	25	is	be	AUX
easat-3790	181	26	a	a	DET
easat-3790	181	27	phenomenon	phenomenon	NOUN
easat-3790	181	28	that	that	PRON
easat-3790	181	29	originated	originate	VERB
easat-3790	181	30	in	in	ADP
easat-3790	181	31	the	the	DET
easat-3790	181	32	country	country	NOUN
easat-3790	181	33	.	.	PUNCT
easat-3790	182	1	although	although	SCONJ
easat-3790	182	2	it	it	PRON
easat-3790	182	3	has	have	AUX
easat-3790	182	4	been	be	AUX
easat-3790	182	5	"	"	PUNCT
easat-3790	182	6	exported	export	VERB
easat-3790	182	7	"	"	PUNCT
easat-3790	182	8	to	to	ADP
easat-3790	182	9	other	other	ADJ
easat-3790	182	10	nations	nation	NOUN
easat-3790	182	11	,	,	PUNCT
easat-3790	182	12	as	as	SCONJ
easat-3790	182	13	seen	see	VERB
easat-3790	182	14	in	in	ADP
easat-3790	182	15	press	press	NOUN
easat-3790	182	16	articles	article	NOUN
easat-3790	182	17	and	and	CCONJ
easat-3790	182	18	even	even	ADV
easat-3790	182	19	in	in	ADP
easat-3790	182	20	journalistic	journalistic	ADJ
easat-3790	182	21	documentaries	documentary	NOUN
easat-3790	182	22	,	,	PUNCT
easat-3790	182	23	there	there	PRON
easat-3790	182	24	is	be	VERB
easat-3790	182	25	no	no	DET
easat-3790	182	26	extensive	extensive	ADJ
easat-3790	182	27	academic	academic	ADJ
easat-3790	182	28	or	or	CCONJ
easat-3790	182	29	scientific	scientific	ADJ
easat-3790	182	30	literature	literature	NOUN
easat-3790	182	31	on	on	ADP
easat-3790	182	32	the	the	DET
easat-3790	182	33	phenomenon	phenomenon	NOUN
easat-3790	182	34	.	.	PUNCT
easat-3790	183	1	the	the	DET
easat-3790	183	2	results	result	NOUN
easat-3790	183	3	from	from	ADP
easat-3790	183	4	processing	process	VERB
easat-3790	183	5	the	the	DET
easat-3790	183	6	collected	collect	VERB
easat-3790	183	7	information	information	NOUN
easat-3790	183	8	empirically	empirically	ADV
easat-3790	183	9	show	show	VERB
easat-3790	183	10	that	that	SCONJ
easat-3790	183	11	just	just	ADV
easat-3790	183	12	over	over	ADP
easat-3790	183	13	50	50	NUM
easat-3790	183	14	%	%	NOUN
easat-3790	183	15	of	of	ADP
easat-3790	183	16	the	the	DET
easat-3790	183	17	mipyme	mipyme	NOUN
easat-3790	183	18	(	(	PUNCT
easat-3790	183	19	micro	micro	ADJ
easat-3790	183	20	,	,	PUNCT
easat-3790	183	21	small	small	ADJ
easat-3790	183	22	,	,	PUNCT
easat-3790	183	23	and	and	CCONJ
easat-3790	183	24	medium	medium	ADJ
easat-3790	183	25	enterprises	enterprise	NOUN
easat-3790	183	26	)	)	PUNCT
easat-3790	183	27	selected	select	VERB
easat-3790	183	28	for	for	ADP
easat-3790	183	29	the	the	DET
easat-3790	183	30	sample	sample	NOUN
easat-3790	183	31	do	do	AUX
easat-3790	183	32	not	not	PART
easat-3790	183	33	have	have	VERB
easat-3790	183	34	debts	debt	NOUN
easat-3790	183	35	,	,	PUNCT
easat-3790	183	36	loans	loan	NOUN
easat-3790	183	37	,	,	PUNCT
easat-3790	183	38	or	or	CCONJ
easat-3790	183	39	credit	credit	NOUN
easat-3790	183	40	to	to	PART
easat-3790	183	41	finance	finance	VERB
easat-3790	183	42	their	their	PRON
easat-3790	183	43	commercial	commercial	ADJ
easat-3790	183	44	activities	activity	NOUN
easat-3790	183	45	.	.	PUNCT
easat-3790	184	1	this	this	PRON
easat-3790	184	2	aligns	align	VERB
easat-3790	184	3	with	with	ADP
easat-3790	184	4	what	what	PRON
easat-3790	184	5	is	be	AUX
easat-3790	184	6	identified	identify	VERB
easat-3790	184	7	in	in	ADP
easat-3790	184	8	existing	exist	VERB
easat-3790	184	9	literature	literature	NOUN
easat-3790	184	10	(	(	PUNCT
easat-3790	184	11	asociación	asociación	X
easat-3790	184	12	nacional	nacional	PROPN
easat-3790	184	13	de	de	X
easat-3790	184	14	instituciones	instituciones	PROPN
easat-3790	184	15	financieras	financieras	PROPN
easat-3790	184	16	,	,	PUNCT
easat-3790	184	17	2020	2020	NUM
easat-3790	184	18	;	;	PUNCT
easat-3790	184	19	sarmiento	sarmiento	PROPN
easat-3790	184	20	et	et	PROPN
easat-3790	184	21	al	al	PROPN
easat-3790	184	22	.	.	PROPN
easat-3790	184	23	,	,	PUNCT
easat-3790	184	24	2020	2020	NUM
easat-3790	184	25	)	)	PUNCT
easat-3790	184	26	.	.	PUNCT
easat-3790	185	1	this	this	PRON
easat-3790	185	2	is	be	AUX
easat-3790	185	3	a	a	DET
easat-3790	185	4	significant	significant	ADJ
easat-3790	185	5	finding	finding	NOUN
easat-3790	185	6	,	,	PUNCT
easat-3790	185	7	considering	consider	VERB
easat-3790	185	8	that	that	SCONJ
easat-3790	185	9	financing	financing	NOUN
easat-3790	185	10	can	can	AUX
easat-3790	185	11	be	be	AUX
easat-3790	185	12	a	a	DET
easat-3790	185	13	growth	growth	NOUN
easat-3790	185	14	tool	tool	NOUN
easat-3790	185	15	for	for	ADP
easat-3790	185	16	businesses	business	NOUN
easat-3790	185	17	,	,	PUNCT
easat-3790	185	18	especially	especially	ADV
easat-3790	185	19	for	for	ADP
easat-3790	185	20	smaller	small	ADJ
easat-3790	185	21	ones	one	NOUN
easat-3790	185	22	.	.	PUNCT
easat-3790	186	1	regarding	regard	VERB
easat-3790	186	2	the	the	DET
easat-3790	186	3	percentage	percentage	NOUN
easat-3790	186	4	of	of	ADP
easat-3790	186	5	mipyme	mipyme	NOUN
easat-3790	186	6	that	that	PRON
easat-3790	186	7	reported	report	VERB
easat-3790	186	8	having	have	VERB
easat-3790	186	9	debts	debt	NOUN
easat-3790	186	10	,	,	PUNCT
easat-3790	186	11	76	76	NUM
easat-3790	186	12	%	%	NOUN
easat-3790	186	13	use	use	NOUN
easat-3790	186	14	"	"	PUNCT
easat-3790	186	15	drop	drop	VERB
easat-3790	186	16	-	-	PUNCT
easat-3790	186	17	by	by	ADP
easat-3790	186	18	-	-	PUNCT
easat-3790	186	19	drop	drop	NOUN
easat-3790	186	20	"	"	PUNCT
easat-3790	186	21	loans	loan	NOUN
easat-3790	186	22	as	as	ADP
easat-3790	186	23	a	a	DET
easat-3790	186	24	form	form	NOUN
easat-3790	186	25	of	of	ADP
easat-3790	186	26	financing	financing	NOUN
easat-3790	186	27	.	.	PUNCT
easat-3790	187	1	this	this	PRON
easat-3790	187	2	is	be	AUX
easat-3790	187	3	both	both	PRON
easat-3790	187	4	representative	representative	ADJ
easat-3790	187	5	and	and	CCONJ
easat-3790	187	6	alarming	alarming	ADJ
easat-3790	187	7	,	,	PUNCT
easat-3790	187	8	given	give	VERB
easat-3790	187	9	the	the	DET
easat-3790	187	10	conditions	condition	NOUN
easat-3790	187	11	associated	associate	VERB
easat-3790	187	12	with	with	ADP
easat-3790	187	13	this	this	DET
easat-3790	187	14	type	type	NOUN
easat-3790	187	15	of	of	ADP
easat-3790	187	16	lending	lending	NOUN
easat-3790	187	17	.	.	PUNCT
easat-3790	188	1	these	these	DET
easat-3790	188	2	loans	loan	NOUN
easat-3790	188	3	are	be	AUX
easat-3790	188	4	not	not	PART
easat-3790	188	5	only	only	ADV
easat-3790	188	6	linked	link	VERB
easat-3790	188	7	to	to	ADP
easat-3790	188	8	limiting	limit	VERB
easat-3790	188	9	the	the	DET
easat-3790	188	10	growth	growth	NOUN
easat-3790	188	11	of	of	ADP
easat-3790	188	12	the	the	DET
easat-3790	188	13	business	business	NOUN
easat-3790	188	14	due	due	ADP
easat-3790	188	15	to	to	ADP
easat-3790	188	16	the	the	DET
easat-3790	188	17	high	high	ADJ
easat-3790	188	18	interest	interest	NOUN
easat-3790	188	19	rates	rate	NOUN
easat-3790	188	20	charged	charge	VERB
easat-3790	188	21	(	(	PUNCT
easat-3790	188	22	barrera	barrera	NOUN
easat-3790	188	23	lievano	lievano	PROPN
easat-3790	188	24	&	&	CCONJ
easat-3790	188	25	parra	parra	PROPN
easat-3790	188	26	ramírez	ramírez	PROPN
easat-3790	188	27	,	,	PUNCT
easat-3790	188	28	2020	2020	NUM
easat-3790	188	29	)	)	PUNCT
easat-3790	188	30	,	,	PUNCT
easat-3790	188	31	but	but	CCONJ
easat-3790	188	32	also	also	ADV
easat-3790	188	33	to	to	ADP
easat-3790	188	34	security	security	NOUN
easat-3790	188	35	risks	risk	NOUN
easat-3790	188	36	for	for	ADP
easat-3790	188	37	the	the	DET
easat-3790	188	38	borrower	borrower	NOUN
easat-3790	188	39	and	and	CCONJ
easat-3790	188	40	their	their	PRON
easat-3790	188	41	family	family	NOUN
easat-3790	188	42	.	.	PUNCT
easat-3790	189	1	regarding	regard	VERB
easat-3790	189	2	the	the	DET
easat-3790	189	3	interest	interest	NOUN
easat-3790	189	4	rates	rate	NOUN
easat-3790	189	5	charged	charge	VERB
easat-3790	189	6	by	by	ADP
easat-3790	189	7	"	"	PUNCT
easat-3790	189	8	drop	drop	VERB
easat-3790	189	9	-	-	PUNCT
easat-3790	189	10	by	by	ADP
easat-3790	189	11	-	-	PUNCT
easat-3790	189	12	drop	drop	NOUN
easat-3790	189	13	"	"	PUNCT
easat-3790	189	14	lenders	lender	NOUN
easat-3790	189	15	,	,	PUNCT
easat-3790	189	16	the	the	DET
easat-3790	189	17	participants	participant	NOUN
easat-3790	189	18	reported	report	VERB
easat-3790	189	19	paying	pay	VERB
easat-3790	189	20	rates	rate	NOUN
easat-3790	189	21	exceeding	exceed	VERB
easat-3790	189	22	75	75	NUM
easat-3790	189	23	%	%	NOUN
easat-3790	189	24	effective	effective	ADJ
easat-3790	189	25	annual	annual	ADJ
easat-3790	189	26	(	(	PUNCT
easat-3790	189	27	ea	ea	NOUN
easat-3790	189	28	)	)	PUNCT
easat-3790	189	29	,	,	PUNCT
easat-3790	189	30	which	which	PRON
easat-3790	189	31	falls	fall	VERB
easat-3790	189	32	outside	outside	ADP
easat-3790	189	33	the	the	DET
easat-3790	189	34	legal	legal	ADJ
easat-3790	189	35	framework	framework	NOUN
easat-3790	189	36	and	and	CCONJ
easat-3790	189	37	validates	validate	VERB
easat-3790	189	38	the	the	DET
easat-3790	189	39	claims	claim	NOUN
easat-3790	189	40	made	make	VERB
easat-3790	189	41	by	by	ADP
easat-3790	189	42	holguín	holguín	PROPN
easat-3790	189	43	(	(	PUNCT
easat-3790	189	44	2017	2017	NUM
easat-3790	189	45	)	)	PUNCT
easat-3790	189	46	,	,	PUNCT
easat-3790	189	47	who	who	PRON
easat-3790	189	48	asserts	assert	VERB
easat-3790	189	49	that	that	SCONJ
easat-3790	189	50	rates	rate	NOUN
easat-3790	189	51	can	can	AUX
easat-3790	189	52	sometimes	sometimes	ADV
easat-3790	189	53	reach	reach	VERB
easat-3790	189	54	up	up	ADV
easat-3790	189	55	to	to	PART
easat-3790	189	56	20	20	NUM
easat-3790	189	57	%	%	NOUN
easat-3790	189	58	daily	daily	ADV
easat-3790	189	59	.	.	PUNCT
easat-3790	190	1	as	as	ADP
easat-3790	190	2	for	for	ADP
easat-3790	190	3	the	the	DET
easat-3790	190	4	hypotheses	hypothesis	NOUN
easat-3790	190	5	presented	present	VERB
easat-3790	190	6	in	in	ADP
easat-3790	190	7	the	the	DET
easat-3790	190	8	research	research	NOUN
easat-3790	190	9	,	,	PUNCT
easat-3790	190	10	all	all	PRON
easat-3790	190	11	of	of	ADP
easat-3790	190	12	them	they	PRON
easat-3790	190	13	are	be	AUX
easat-3790	190	14	related	relate	VERB
easat-3790	190	15	to	to	ADP
easat-3790	190	16	the	the	DET
easat-3790	190	17	entrepreneur	entrepreneur	NOUN
easat-3790	190	18	's	's	PART
easat-3790	190	19	perception	perception	NOUN
easat-3790	190	20	of	of	ADP
easat-3790	190	21	various	various	ADJ
easat-3790	190	22	factors	factor	NOUN
easat-3790	190	23	associated	associate	VERB
easat-3790	190	24	with	with	ADP
easat-3790	190	25	the	the	DET
easat-3790	190	26	economic	economic	ADJ
easat-3790	190	27	activity	activity	NOUN
easat-3790	190	28	of	of	ADP
easat-3790	190	29	their	their	PRON
easat-3790	190	30	business	business	NOUN
easat-3790	190	31	.	.	PUNCT
easat-3790	191	1	a	a	DET
easat-3790	191	2	linear	linear	ADJ
easat-3790	191	3	relationship	relationship	NOUN
easat-3790	191	4	was	be	AUX
easat-3790	191	5	found	find	VERB
easat-3790	191	6	between	between	ADP
easat-3790	191	7	some	some	PRON
easat-3790	191	8	of	of	ADP
easat-3790	191	9	these	these	DET
easat-3790	191	10	variables	variable	NOUN
easat-3790	191	11	,	,	PUNCT
easat-3790	191	12	as	as	SCONJ
easat-3790	191	13	presented	present	VERB
easat-3790	191	14	below	below	ADV
easat-3790	191	15	.	.	PUNCT
easat-3790	192	1	table	table	NOUN
easat-3790	192	2	6	6	NUM
easat-3790	192	3	.	.	PUNCT
easat-3790	192	4	result	result	VERB
easat-3790	192	5	validated	validated	ADJ
easat-3790	192	6	hypothesis	hypothesis	NOUN
easat-3790	192	7	.	.	PUNCT
easat-3790	193	1	variables	variable	NOUN
easat-3790	193	2	hypothesis	hypothesis	NOUN
easat-3790	193	3	validated	validate	VERB
easat-3790	193	4	economic	economic	ADJ
easat-3790	193	5	stability	stability	NOUN
easat-3790	193	6	need	need	VERB
easat-3790	193	7	for	for	ADP
easat-3790	193	8	taking	take	VERB
easat-3790	193	9	‘	'	PUNCT
easat-3790	193	10	drop	drop	VERB
easat-3790	193	11	-	-	PUNCT
easat-3790	193	12	bydrop	bydrop	NOUN
easat-3790	193	13	’	'	PUNCT
easat-3790	193	14	loans	loan	NOUN
easat-3790	193	15	ha-1	ha-1	NUM
easat-3790	193	16	:	:	PUNCT
easat-3790	193	17	there	there	PRON
easat-3790	193	18	is	be	VERB
easat-3790	193	19	a	a	DET
easat-3790	193	20	linear	linear	ADJ
easat-3790	193	21	relationship	relationship	NOUN
easat-3790	193	22	between	between	ADP
easat-3790	193	23	the	the	DET
easat-3790	193	24	variables	variable	NOUN
easat-3790	193	25	.	.	PUNCT
easat-3790	194	1	economic	economic	ADJ
easat-3790	194	2	stability	stability	NOUN
easat-3790	194	3	number	number	NOUN
easat-3790	194	4	of	of	ADP
easat-3790	194	5	‘	'	PUNCT
easat-3790	194	6	drop	drop	VERB
easat-3790	194	7	-	-	PUNCT
easat-3790	194	8	by	by	ADP
easat-3790	194	9	-	-	PUNCT
easat-3790	194	10	drop	drop	NOUN
easat-3790	194	11	’	'	PUNCT
easat-3790	194	12	loans	loan	NOUN
easat-3790	194	13	taken	take	VERB
easat-3790	194	14	in	in	ADP
easat-3790	194	15	a	a	DET
easat-3790	194	16	year	year	NOUN
easat-3790	194	17	ha-2	ha-2	VERB
easat-3790	194	18	:	:	PUNCT
easat-3790	194	19	there	there	PRON
easat-3790	194	20	is	be	VERB
easat-3790	194	21	a	a	DET
easat-3790	194	22	linear	linear	ADJ
easat-3790	194	23	relationship	relationship	NOUN
easat-3790	194	24	between	between	ADP
easat-3790	194	25	the	the	DET
easat-3790	194	26	variables	variable	NOUN
easat-3790	194	27	.	.	PUNCT
easat-3790	195	1	financial	financial	ADJ
easat-3790	195	2	knowledge	knowledge	NOUN
easat-3790	195	3	preference	preference	NOUN
easat-3790	195	4	for	for	ADP
easat-3790	195	5	taking	take	VERB
easat-3790	195	6	‘	'	PUNCT
easat-3790	195	7	drop	drop	VERB
easat-3790	195	8	-	-	PUNCT
easat-3790	195	9	by	by	ADP
easat-3790	195	10	-	-	PUNCT
easat-3790	195	11	drop	drop	NOUN
easat-3790	195	12	’	'	PUNCT
easat-3790	195	13	loans	loan	NOUN
easat-3790	195	14	ha-3	ha-3	NOUN
easat-3790	195	15	:	:	PUNCT
easat-3790	195	16	there	there	PRON
easat-3790	195	17	is	be	VERB
easat-3790	195	18	a	a	DET
easat-3790	195	19	linear	linear	ADJ
easat-3790	195	20	relationship	relationship	NOUN
easat-3790	195	21	between	between	ADP
easat-3790	195	22	the	the	DET
easat-3790	195	23	variables	variable	NOUN
easat-3790	195	24	.	.	PUNCT
easat-3790	196	1	financial	financial	ADJ
easat-3790	196	2	knowledge	knowledge	NOUN
easat-3790	196	3	danger	danger	NOUN
easat-3790	196	4	in	in	ADP
easat-3790	196	5	taking	take	VERB
easat-3790	196	6	‘	'	PUNCT
easat-3790	196	7	drop	drop	VERB
easat-3790	196	8	-	-	PUNCT
easat-3790	196	9	bydrop	bydrop	NOUN
easat-3790	196	10	’	'	PUNCT
easat-3790	196	11	loans	loan	NOUN
easat-3790	196	12	h0	h0	PROPN
easat-3790	196	13	-	-	PUNCT
easat-3790	196	14	4	4	NUM
easat-3790	196	15	:	:	PUNCT
easat-3790	196	16	there	there	PRON
easat-3790	196	17	is	be	VERB
easat-3790	196	18	no	no	DET
easat-3790	196	19	linear	linear	ADJ
easat-3790	196	20	relationship	relationship	NOUN
easat-3790	196	21	between	between	ADP
easat-3790	196	22	the	the	DET
easat-3790	196	23	variables	variable	NOUN
easat-3790	196	24	.	.	PUNCT
easat-3790	197	1	financial	financial	ADJ
easat-3790	197	2	knowledge	knowledge	NOUN
easat-3790	197	3	distrust	distrust	NOUN
easat-3790	197	4	in	in	ADP
easat-3790	197	5	financial	financial	ADJ
easat-3790	197	6	institutions	institution	NOUN
easat-3790	197	7	ha-5	ha-5	NOUN
easat-3790	197	8	:	:	PUNCT
easat-3790	197	9	there	there	PRON
easat-3790	197	10	is	be	VERB
easat-3790	197	11	a	a	DET
easat-3790	197	12	linear	linear	ADJ
easat-3790	197	13	relationship	relationship	NOUN
easat-3790	197	14	between	between	ADP
easat-3790	197	15	the	the	DET
easat-3790	197	16	variables	variable	NOUN
easat-3790	197	17	.	.	PUNCT
easat-3790	198	1	preference	preference	NOUN
easat-3790	198	2	for	for	ADP
easat-3790	198	3	taking	take	VERB
easat-3790	198	4	‘	'	PUNCT
easat-3790	198	5	drop	drop	VERB
easat-3790	198	6	-	-	PUNCT
easat-3790	198	7	by	by	ADP
easat-3790	198	8	-	-	PUNCT
easat-3790	198	9	drop	drop	NOUN
easat-3790	198	10	’	'	PUNCT
easat-3790	198	11	loans	loan	NOUN
easat-3790	198	12	danger	danger	NOUN
easat-3790	198	13	in	in	ADP
easat-3790	198	14	taking	take	VERB
easat-3790	198	15	‘	'	PUNCT
easat-3790	198	16	drop	drop	VERB
easat-3790	198	17	-	-	PUNCT
easat-3790	198	18	bydrop	bydrop	NOUN
easat-3790	198	19	’	'	PUNCT
easat-3790	198	20	loans	loan	NOUN
easat-3790	198	21	ha-6	ha-6	NOUN
easat-3790	198	22	:	:	PUNCT
easat-3790	198	23	there	there	PRON
easat-3790	198	24	is	be	VERB
easat-3790	198	25	a	a	DET
easat-3790	198	26	linear	linear	ADJ
easat-3790	198	27	relationship	relationship	NOUN
easat-3790	198	28	between	between	ADP
easat-3790	198	29	the	the	DET
easat-3790	198	30	variables	variable	NOUN
easat-3790	198	31	.	.	PUNCT
easat-3790	199	1	preference	preference	NOUN
easat-3790	199	2	for	for	ADP
easat-3790	199	3	taking	take	VERB
easat-3790	199	4	‘	'	PUNCT
easat-3790	199	5	drop	drop	VERB
easat-3790	199	6	-	-	PUNCT
easat-3790	199	7	by	by	ADP
easat-3790	199	8	-	-	PUNCT
easat-3790	199	9	drop	drop	NOUN
easat-3790	199	10	’	'	PUNCT
easat-3790	199	11	loans	loan	NOUN
easat-3790	199	12	distrust	distrust	NOUN
easat-3790	199	13	in	in	ADP
easat-3790	199	14	financial	financial	ADJ
easat-3790	199	15	institutions	institution	NOUN
easat-3790	199	16	ha-7	ha-7	ADV
easat-3790	199	17	:	:	PUNCT
easat-3790	199	18	there	there	PRON
easat-3790	199	19	is	be	VERB
easat-3790	199	20	a	a	DET
easat-3790	199	21	linear	linear	ADJ
easat-3790	199	22	relationship	relationship	NOUN
easat-3790	199	23	between	between	ADP
easat-3790	199	24	the	the	DET
easat-3790	199	25	variables	variable	NOUN
easat-3790	199	26	.	.	PUNCT
easat-3790	200	1	need	need	VERB
easat-3790	200	2	for	for	ADP
easat-3790	200	3	taking	take	VERB
easat-3790	200	4	‘	'	PUNCT
easat-3790	200	5	drop	drop	VERB
easat-3790	200	6	-	-	PUNCT
easat-3790	200	7	by	by	ADP
easat-3790	200	8	-	-	PUNCT
easat-3790	200	9	drop	drop	NOUN
easat-3790	200	10	’	'	PUNCT
easat-3790	200	11	loans	loan	NOUN
easat-3790	200	12	danger	danger	NOUN
easat-3790	200	13	in	in	ADP
easat-3790	200	14	taking	take	VERB
easat-3790	200	15	‘	'	PUNCT
easat-3790	200	16	drop	drop	VERB
easat-3790	200	17	-	-	PUNCT
easat-3790	200	18	bydrop	bydrop	NOUN
easat-3790	200	19	’	'	PUNCT
easat-3790	200	20	loans	loan	NOUN
easat-3790	200	21	ha-8	ha-8	NUM
easat-3790	200	22	:	:	PUNCT
easat-3790	200	23	there	there	PRON
easat-3790	200	24	is	be	VERB
easat-3790	200	25	a	a	DET
easat-3790	200	26	linear	linear	ADJ
easat-3790	200	27	relationship	relationship	NOUN
easat-3790	200	28	between	between	ADP
easat-3790	200	29	the	the	DET
easat-3790	200	30	variables	variable	NOUN
easat-3790	200	31	.	.	PUNCT
easat-3790	201	1	need	need	VERB
easat-3790	201	2	for	for	ADP
easat-3790	201	3	taking	take	VERB
easat-3790	201	4	‘	'	PUNCT
easat-3790	201	5	drop	drop	VERB
easat-3790	201	6	-	-	PUNCT
easat-3790	201	7	by	by	ADP
easat-3790	201	8	-	-	PUNCT
easat-3790	201	9	drop	drop	NOUN
easat-3790	201	10	’	'	PUNCT
easat-3790	201	11	loans	loan	NOUN
easat-3790	201	12	number	number	NOUN
easat-3790	201	13	of	of	ADP
easat-3790	201	14	‘	'	PUNCT
easat-3790	201	15	drop	drop	VERB
easat-3790	201	16	-	-	PUNCT
easat-3790	201	17	by	by	ADP
easat-3790	201	18	-	-	PUNCT
easat-3790	201	19	drop	drop	NOUN
easat-3790	201	20	’	'	PUNCT
easat-3790	201	21	loans	loan	NOUN
easat-3790	201	22	taken	take	VERB
easat-3790	201	23	in	in	ADP
easat-3790	201	24	a	a	DET
easat-3790	201	25	year	year	NOUN
easat-3790	201	26	ha-9	ha-9	NUM
easat-3790	201	27	:	:	PUNCT
easat-3790	201	28	there	there	PRON
easat-3790	201	29	is	be	VERB
easat-3790	201	30	a	a	DET
easat-3790	201	31	linear	linear	ADJ
easat-3790	201	32	relationship	relationship	NOUN
easat-3790	201	33	between	between	ADP
easat-3790	201	34	the	the	DET
easat-3790	201	35	variables	variable	NOUN
easat-3790	201	36	.	.	PUNCT
easat-3790	202	1	need	need	VERB
easat-3790	202	2	for	for	ADP
easat-3790	202	3	taking	take	VERB
easat-3790	202	4	‘	'	PUNCT
easat-3790	202	5	drop	drop	VERB
easat-3790	202	6	-	-	PUNCT
easat-3790	202	7	by	by	ADP
easat-3790	202	8	-	-	PUNCT
easat-3790	202	9	drop	drop	NOUN
easat-3790	202	10	’	'	PUNCT
easat-3790	202	11	loans	loan	NOUN
easat-3790	202	12	cost	cost	NOUN
easat-3790	202	13	of	of	ADP
easat-3790	202	14	the	the	DET
easat-3790	202	15	interest	interest	NOUN
easat-3790	202	16	rate	rate	NOUN
easat-3790	202	17	on	on	ADP
easat-3790	202	18	‘	'	PUNCT
easat-3790	202	19	drop	drop	VERB
easat-3790	202	20	-	-	PUNCT
easat-3790	202	21	by	by	ADP
easat-3790	202	22	-	-	PUNCT
easat-3790	202	23	drop	drop	NOUN
easat-3790	202	24	’	'	PUNCT
easat-3790	202	25	loans	loan	NOUN
easat-3790	202	26	h0	h0	PROPN
easat-3790	202	27	-	-	PUNCT
easat-3790	202	28	10	10	NUM
easat-3790	202	29	:	:	PUNCT
easat-3790	202	30	there	there	PRON
easat-3790	202	31	is	be	VERB
easat-3790	202	32	no	no	DET
easat-3790	202	33	linear	linear	ADJ
easat-3790	202	34	relationship	relationship	NOUN
easat-3790	202	35	between	between	ADP
easat-3790	202	36	the	the	DET
easat-3790	202	37	variables	variable	NOUN
easat-3790	202	38	.	.	PUNCT
easat-3790	203	1	danger	danger	NOUN
easat-3790	203	2	in	in	ADP
easat-3790	203	3	taking	take	VERB
easat-3790	203	4	‘	'	PUNCT
easat-3790	203	5	drop	drop	VERB
easat-3790	203	6	-	-	PUNCT
easat-3790	203	7	by	by	ADP
easat-3790	203	8	-	-	PUNCT
easat-3790	203	9	drop	drop	NOUN
easat-3790	203	10	’	'	PUNCT
easat-3790	203	11	loans	loan	NOUN
easat-3790	203	12	number	number	NOUN
easat-3790	203	13	of	of	ADP
easat-3790	203	14	‘	'	PUNCT
easat-3790	203	15	drop	drop	VERB
easat-3790	203	16	-	-	PUNCT
easat-3790	203	17	by	by	ADP
easat-3790	203	18	-	-	PUNCT
easat-3790	203	19	drop	drop	NOUN
easat-3790	203	20	’	'	PUNCT
easat-3790	203	21	loans	loan	NOUN
easat-3790	203	22	taken	take	VERB
easat-3790	203	23	in	in	ADP
easat-3790	203	24	a	a	DET
easat-3790	203	25	year	year	NOUN
easat-3790	203	26	h0	h0	NOUN
easat-3790	203	27	-	-	PUNCT
easat-3790	203	28	11	11	NUM
easat-3790	203	29	:	:	PUNCT
easat-3790	203	30	there	there	PRON
easat-3790	203	31	is	be	VERB
easat-3790	203	32	no	no	DET
easat-3790	203	33	linear	linear	ADJ
easat-3790	203	34	relationship	relationship	NOUN
easat-3790	203	35	between	between	ADP
easat-3790	203	36	the	the	DET
easat-3790	203	37	variables	variable	NOUN
easat-3790	203	38	.	.	PUNCT
easat-3790	204	1	cost	cost	NOUN
easat-3790	204	2	of	of	ADP
easat-3790	204	3	the	the	DET
easat-3790	204	4	interest	interest	NOUN
easat-3790	204	5	rate	rate	NOUN
easat-3790	204	6	on	on	ADP
easat-3790	204	7	‘	'	PUNCT
easat-3790	204	8	drop	drop	VERB
easat-3790	204	9	-	-	PUNCT
easat-3790	204	10	bydrop	bydrop	ADJ
easat-3790	204	11	’	'	PUNCT
easat-3790	204	12	loans	loan	NOUN
easat-3790	204	13	number	number	NOUN
easat-3790	204	14	of	of	ADP
easat-3790	204	15	‘	'	PUNCT
easat-3790	204	16	drop	drop	VERB
easat-3790	204	17	-	-	PUNCT
easat-3790	204	18	by	by	ADP
easat-3790	204	19	-	-	PUNCT
easat-3790	204	20	drop	drop	NOUN
easat-3790	204	21	’	'	PUNCT
easat-3790	204	22	loans	loan	NOUN
easat-3790	204	23	taken	take	VERB
easat-3790	204	24	in	in	ADP
easat-3790	204	25	a	a	DET
easat-3790	204	26	year	year	NOUN
easat-3790	204	27	h0	h0	NOUN
easat-3790	204	28	-	-	PUNCT
easat-3790	204	29	12	12	NUM
easat-3790	204	30	:	:	PUNCT
easat-3790	204	31	there	there	PRON
easat-3790	204	32	is	be	VERB
easat-3790	204	33	no	no	DET
easat-3790	204	34	linear	linear	ADJ
easat-3790	204	35	relationship	relationship	NOUN
easat-3790	204	36	between	between	ADP
easat-3790	204	37	the	the	DET
easat-3790	204	38	variables	variable	NOUN
easat-3790	204	39	.	.	PUNCT
easat-3790	205	1	8278	8278	NUM
easat-3790	205	2	edelweiss	edelweiss	PROPN
easat-3790	205	3	applied	apply	VERB
easat-3790	205	4	science	science	NOUN
easat-3790	205	5	and	and	CCONJ
easat-3790	205	6	technology	technology	NOUN
easat-3790	205	7	issn	issn	PROPN
easat-3790	205	8	:	:	PUNCT
easat-3790	205	9	2576	2576	NUM
easat-3790	205	10	-	-	SYM
easat-3790	205	11	8484	8484	NUM
easat-3790	205	12	vol	vol	NOUN
easat-3790	205	13	.	.	PROPN
easat-3790	205	14	8	8	NUM
easat-3790	205	15	,	,	PUNCT
easat-3790	205	16	no	no	INTJ
easat-3790	205	17	.	.	NOUN
easat-3790	205	18	6	6	NUM
easat-3790	205	19	:	:	SYM
easat-3790	205	20	8268	8268	NUM
easat-3790	205	21	-	-	SYM
easat-3790	205	22	8280	8280	NUM
easat-3790	205	23	,	,	PUNCT
easat-3790	205	24	2024	2024	NUM
easat-3790	205	25	doi	doi	NOUN
easat-3790	205	26	:	:	PUNCT
easat-3790	205	27	10.55214/25768484.v8i6.3790	10.55214/25768484.v8i6.3790	NUM
easat-3790	205	28	©	©	PROPN
easat-3790	205	29	2024	2024	NUM
easat-3790	205	30	by	by	ADP
easat-3790	205	31	the	the	DET
easat-3790	205	32	authors	author	NOUN
easat-3790	205	33	;	;	PUNCT
easat-3790	205	34	licensee	licensee	PROPN
easat-3790	205	35	learning	learning	NOUN
easat-3790	205	36	gate	gate	VERB
easat-3790	205	37	the	the	DET
easat-3790	205	38	correlations	correlation	NOUN
easat-3790	205	39	found	find	VERB
easat-3790	205	40	between	between	ADP
easat-3790	205	41	the	the	DET
easat-3790	205	42	variables	variable	NOUN
easat-3790	205	43	"	"	PUNCT
easat-3790	205	44	preference	preference	NOUN
easat-3790	205	45	for	for	ADP
easat-3790	205	46	taking	take	VERB
easat-3790	205	47	drop	drop	NOUN
easat-3790	205	48	-	-	PUNCT
easat-3790	205	49	by	by	ADP
easat-3790	205	50	-	-	PUNCT
easat-3790	205	51	drop	drop	NOUN
easat-3790	205	52	credit	credit	NOUN
easat-3790	205	53	"	"	PUNCT
easat-3790	205	54	and	and	CCONJ
easat-3790	205	55	"	"	PUNCT
easat-3790	205	56	danger	danger	NOUN
easat-3790	205	57	in	in	ADP
easat-3790	205	58	taking	take	VERB
easat-3790	205	59	drop	drop	NOUN
easat-3790	205	60	-	-	PUNCT
easat-3790	205	61	by	by	ADP
easat-3790	205	62	-	-	PUNCT
easat-3790	205	63	drop	drop	NOUN
easat-3790	205	64	credit	credit	NOUN
easat-3790	205	65	"	"	PUNCT
easat-3790	205	66	(	(	PUNCT
easat-3790	205	67	-0.686	-0.686	X
easat-3790	205	68	)	)	PUNCT
easat-3790	205	69	and	and	CCONJ
easat-3790	205	70	the	the	DET
easat-3790	205	71	variables	variable	NOUN
easat-3790	205	72	"	"	PUNCT
easat-3790	205	73	need	need	VERB
easat-3790	205	74	to	to	PART
easat-3790	205	75	take	take	VERB
easat-3790	205	76	drop	drop	NOUN
easat-3790	205	77	-	-	PUNCT
easat-3790	205	78	by	by	ADP
easat-3790	205	79	-	-	PUNCT
easat-3790	205	80	drop	drop	NOUN
easat-3790	205	81	credit	credit	NOUN
easat-3790	205	82	"	"	PUNCT
easat-3790	205	83	and	and	CCONJ
easat-3790	205	84	"	"	PUNCT
easat-3790	205	85	number	number	NOUN
easat-3790	205	86	of	of	ADP
easat-3790	205	87	drop	drop	NOUN
easat-3790	205	88	-	-	PUNCT
easat-3790	205	89	by	by	ADP
easat-3790	205	90	-	-	PUNCT
easat-3790	205	91	drop	drop	NOUN
easat-3790	205	92	loans	loan	NOUN
easat-3790	205	93	taken	take	VERB
easat-3790	205	94	in	in	ADP
easat-3790	205	95	a	a	DET
easat-3790	205	96	year	year	NOUN
easat-3790	205	97	"	"	PUNCT
easat-3790	205	98	(	(	PUNCT
easat-3790	205	99	0.548	0.548	NUM
easat-3790	205	100	)	)	PUNCT
easat-3790	205	101	are	be	AUX
easat-3790	205	102	highlighted	highlight	VERB
easat-3790	205	103	due	due	ADP
easat-3790	205	104	to	to	ADP
easat-3790	205	105	the	the	DET
easat-3790	205	106	magnitude	magnitude	NOUN
easat-3790	205	107	found	find	VERB
easat-3790	205	108	according	accord	VERB
easat-3790	205	109	to	to	ADP
easat-3790	205	110	cohen	cohen	PROPN
easat-3790	205	111	's	's	PART
easat-3790	205	112	interpretation	interpretation	NOUN
easat-3790	205	113	proposal	proposal	NOUN
easat-3790	205	114	,	,	PUNCT
easat-3790	205	115	as	as	SCONJ
easat-3790	205	116	these	these	DET
easat-3790	205	117	results	result	NOUN
easat-3790	205	118	show	show	VERB
easat-3790	205	119	a	a	DET
easat-3790	205	120	strong	strong	ADJ
easat-3790	205	121	linear	linear	ADJ
easat-3790	205	122	correlation	correlation	NOUN
easat-3790	205	123	.	.	PUNCT
easat-3790	206	1	in	in	ADP
easat-3790	206	2	both	both	DET
easat-3790	206	3	cases	case	NOUN
easat-3790	206	4	,	,	PUNCT
easat-3790	206	5	the	the	DET
easat-3790	206	6	validity	validity	NOUN
easat-3790	206	7	of	of	ADP
easat-3790	206	8	the	the	DET
easat-3790	206	9	result	result	NOUN
easat-3790	206	10	is	be	AUX
easat-3790	206	11	supported	support	VERB
easat-3790	206	12	by	by	ADP
easat-3790	206	13	the	the	DET
easat-3790	206	14	level	level	NOUN
easat-3790	206	15	of	of	ADP
easat-3790	206	16	significance	significance	NOUN
easat-3790	206	17	found	find	VERB
easat-3790	206	18	,	,	PUNCT
easat-3790	206	19	which	which	PRON
easat-3790	206	20	was	be	AUX
easat-3790	206	21	0.01	0.01	NUM
easat-3790	206	22	in	in	ADP
easat-3790	206	23	both	both	DET
easat-3790	206	24	situations	situation	NOUN
easat-3790	206	25	.	.	PUNCT
easat-3790	207	1	regarding	regard	VERB
easat-3790	207	2	the	the	DET
easat-3790	207	3	variables	variable	NOUN
easat-3790	207	4	"	"	PUNCT
easat-3790	207	5	economic	economic	ADJ
easat-3790	207	6	stability	stability	NOUN
easat-3790	207	7	"	"	PUNCT
easat-3790	207	8	and	and	CCONJ
easat-3790	207	9	"	"	PUNCT
easat-3790	207	10	need	need	VERB
easat-3790	207	11	to	to	PART
easat-3790	207	12	take	take	VERB
easat-3790	207	13	drop	drop	NOUN
easat-3790	207	14	-	-	PUNCT
easat-3790	207	15	by	by	ADP
easat-3790	207	16	-	-	PUNCT
easat-3790	207	17	drop	drop	NOUN
easat-3790	207	18	credit	credit	NOUN
easat-3790	207	19	"	"	PUNCT
easat-3790	207	20	(	(	PUNCT
easat-3790	207	21	-0.344	-0.344	PROPN
easat-3790	207	22	)	)	PUNCT
easat-3790	207	23	and	and	CCONJ
easat-3790	207	24	the	the	DET
easat-3790	207	25	variables	variable	NOUN
easat-3790	207	26	"	"	PUNCT
easat-3790	207	27	economic	economic	ADJ
easat-3790	207	28	stability	stability	NOUN
easat-3790	207	29	"	"	PUNCT
easat-3790	207	30	and	and	CCONJ
easat-3790	207	31	"	"	PUNCT
easat-3790	207	32	number	number	NOUN
easat-3790	207	33	of	of	ADP
easat-3790	207	34	drop	drop	NOUN
easat-3790	207	35	-	-	PUNCT
easat-3790	207	36	by	by	ADP
easat-3790	207	37	-	-	PUNCT
easat-3790	207	38	drop	drop	NOUN
easat-3790	207	39	loans	loan	NOUN
easat-3790	207	40	taken	take	VERB
easat-3790	207	41	in	in	ADP
easat-3790	207	42	a	a	DET
easat-3790	207	43	year	year	NOUN
easat-3790	207	44	"	"	PUNCT
easat-3790	207	45	(	(	PUNCT
easat-3790	207	46	-0.316	-0.316	PROPN
easat-3790	207	47	)	)	PUNCT
easat-3790	207	48	,	,	PUNCT
easat-3790	207	49	their	their	PRON
easat-3790	207	50	results	result	NOUN
easat-3790	207	51	show	show	VERB
easat-3790	207	52	a	a	DET
easat-3790	207	53	moderate	moderate	ADJ
easat-3790	207	54	linear	linear	NOUN
easat-3790	207	55	correlation	correlation	NOUN
easat-3790	207	56	.	.	PUNCT
easat-3790	208	1	in	in	ADP
easat-3790	208	2	both	both	DET
easat-3790	208	3	cases	case	NOUN
easat-3790	208	4	,	,	PUNCT
easat-3790	208	5	the	the	DET
easat-3790	208	6	validity	validity	NOUN
easat-3790	208	7	of	of	ADP
easat-3790	208	8	the	the	DET
easat-3790	208	9	result	result	NOUN
easat-3790	208	10	is	be	AUX
easat-3790	208	11	supported	support	VERB
easat-3790	208	12	by	by	ADP
easat-3790	208	13	the	the	DET
easat-3790	208	14	level	level	NOUN
easat-3790	208	15	of	of	ADP
easat-3790	208	16	significance	significance	NOUN
easat-3790	208	17	found	find	VERB
easat-3790	208	18	,	,	PUNCT
easat-3790	208	19	which	which	PRON
easat-3790	208	20	was	be	AUX
easat-3790	208	21	0.01	0.01	NUM
easat-3790	208	22	in	in	ADP
easat-3790	208	23	both	both	DET
easat-3790	208	24	situations	situation	NOUN
easat-3790	208	25	.	.	PUNCT
easat-3790	209	1	as	as	ADP
easat-3790	209	2	for	for	ADP
easat-3790	209	3	the	the	DET
easat-3790	209	4	variables	variable	NOUN
easat-3790	209	5	"	"	PUNCT
easat-3790	209	6	financial	financial	ADJ
easat-3790	209	7	knowledge	knowledge	NOUN
easat-3790	209	8	"	"	PUNCT
easat-3790	209	9	and	and	CCONJ
easat-3790	209	10	"	"	PUNCT
easat-3790	209	11	preference	preference	NOUN
easat-3790	209	12	for	for	ADP
easat-3790	209	13	taking	take	VERB
easat-3790	209	14	drop	drop	NOUN
easat-3790	209	15	-	-	PUNCT
easat-3790	209	16	by	by	ADP
easat-3790	209	17	-	-	PUNCT
easat-3790	209	18	drop	drop	NOUN
easat-3790	209	19	credit	credit	NOUN
easat-3790	209	20	"	"	PUNCT
easat-3790	209	21	(	(	PUNCT
easat-3790	209	22	-0.242	-0.242	NOUN
easat-3790	209	23	)	)	PUNCT
easat-3790	209	24	,	,	PUNCT
easat-3790	209	25	"	"	PUNCT
easat-3790	209	26	financial	financial	ADJ
easat-3790	209	27	knowledge	knowledge	NOUN
easat-3790	209	28	"	"	PUNCT
easat-3790	209	29	and	and	CCONJ
easat-3790	209	30	"	"	PUNCT
easat-3790	209	31	distrust	distrust	NOUN
easat-3790	209	32	in	in	ADP
easat-3790	209	33	financial	financial	ADJ
easat-3790	209	34	institutions	institution	NOUN
easat-3790	209	35	"	"	PUNCT
easat-3790	209	36	(	(	PUNCT
easat-3790	209	37	-0.267	-0.267	NOUN
easat-3790	209	38	)	)	PUNCT
easat-3790	209	39	,	,	PUNCT
easat-3790	209	40	"	"	PUNCT
easat-3790	209	41	preference	preference	NOUN
easat-3790	209	42	for	for	ADP
easat-3790	209	43	taking	take	VERB
easat-3790	209	44	drop	drop	NOUN
easat-3790	209	45	-	-	PUNCT
easat-3790	209	46	bydrop	bydrop	NOUN
easat-3790	209	47	credit	credit	NOUN
easat-3790	209	48	"	"	PUNCT
easat-3790	209	49	and	and	CCONJ
easat-3790	209	50	"	"	PUNCT
easat-3790	209	51	distrust	distrust	NOUN
easat-3790	209	52	in	in	ADP
easat-3790	209	53	financial	financial	ADJ
easat-3790	209	54	institutions	institution	NOUN
easat-3790	209	55	"	"	PUNCT
easat-3790	209	56	(	(	PUNCT
easat-3790	209	57	0.264	0.264	NOUN
easat-3790	209	58	)	)	PUNCT
easat-3790	209	59	,	,	PUNCT
easat-3790	209	60	and	and	CCONJ
easat-3790	209	61	"	"	PUNCT
easat-3790	209	62	need	need	VERB
easat-3790	209	63	to	to	PART
easat-3790	209	64	take	take	VERB
easat-3790	209	65	drop	drop	NOUN
easat-3790	209	66	-	-	PUNCT
easat-3790	209	67	by	by	ADP
easat-3790	209	68	-	-	PUNCT
easat-3790	209	69	drop	drop	NOUN
easat-3790	209	70	credit	credit	NOUN
easat-3790	209	71	"	"	PUNCT
easat-3790	209	72	and	and	CCONJ
easat-3790	209	73	"	"	PUNCT
easat-3790	209	74	danger	danger	NOUN
easat-3790	209	75	in	in	ADP
easat-3790	209	76	taking	take	VERB
easat-3790	209	77	drop	drop	NOUN
easat-3790	209	78	-	-	PUNCT
easat-3790	209	79	by	by	ADP
easat-3790	209	80	-	-	PUNCT
easat-3790	209	81	drop	drop	NOUN
easat-3790	209	82	credit	credit	NOUN
easat-3790	209	83	"	"	PUNCT
easat-3790	209	84	(	(	PUNCT
easat-3790	209	85	-0.180	-0.180	NUM
easat-3790	209	86	)	)	PUNCT
easat-3790	209	87	,	,	PUNCT
easat-3790	209	88	their	their	PRON
easat-3790	209	89	results	result	NOUN
easat-3790	209	90	show	show	VERB
easat-3790	209	91	a	a	DET
easat-3790	209	92	weak	weak	ADJ
easat-3790	209	93	linear	linear	ADJ
easat-3790	209	94	correlation	correlation	NOUN
easat-3790	209	95	.	.	PUNCT
easat-3790	210	1	in	in	ADP
easat-3790	210	2	all	all	DET
easat-3790	210	3	cases	case	NOUN
easat-3790	210	4	,	,	PUNCT
easat-3790	210	5	the	the	DET
easat-3790	210	6	validity	validity	NOUN
easat-3790	210	7	of	of	ADP
easat-3790	210	8	the	the	DET
easat-3790	210	9	result	result	NOUN
easat-3790	210	10	is	be	AUX
easat-3790	210	11	supported	support	VERB
easat-3790	210	12	by	by	ADP
easat-3790	210	13	the	the	DET
easat-3790	210	14	level	level	NOUN
easat-3790	210	15	of	of	ADP
easat-3790	210	16	significance	significance	NOUN
easat-3790	210	17	found	find	VERB
easat-3790	210	18	,	,	PUNCT
easat-3790	210	19	which	which	PRON
easat-3790	210	20	in	in	ADP
easat-3790	210	21	the	the	DET
easat-3790	210	22	first	first	ADJ
easat-3790	210	23	three	three	NUM
easat-3790	210	24	cases	case	NOUN
easat-3790	210	25	was	be	AUX
easat-3790	210	26	at	at	ADP
easat-3790	210	27	the	the	DET
easat-3790	210	28	0.01	0.01	NUM
easat-3790	210	29	level	level	NOUN
easat-3790	210	30	,	,	PUNCT
easat-3790	210	31	and	and	CCONJ
easat-3790	210	32	in	in	ADP
easat-3790	210	33	the	the	DET
easat-3790	210	34	last	last	ADJ
easat-3790	210	35	pair	pair	NOUN
easat-3790	210	36	of	of	ADP
easat-3790	210	37	variables	variable	NOUN
easat-3790	210	38	,	,	PUNCT
easat-3790	210	39	at	at	ADP
easat-3790	210	40	the	the	DET
easat-3790	210	41	0.05	0.05	NUM
easat-3790	210	42	level	level	NOUN
easat-3790	210	43	,	,	PUNCT
easat-3790	210	44	which	which	PRON
easat-3790	210	45	is	be	AUX
easat-3790	210	46	still	still	ADV
easat-3790	210	47	considered	consider	VERB
easat-3790	210	48	significant	significant	ADJ
easat-3790	210	49	.	.	PUNCT
easat-3790	211	1	as	as	ADP
easat-3790	211	2	for	for	ADP
easat-3790	211	3	the	the	DET
easat-3790	211	4	remaining	remain	VERB
easat-3790	211	5	variables	variable	NOUN
easat-3790	211	6	,	,	PUNCT
easat-3790	211	7	the	the	DET
easat-3790	211	8	results	result	NOUN
easat-3790	211	9	show	show	VERB
easat-3790	211	10	null	null	ADJ
easat-3790	211	11	linear	linear	PROPN
easat-3790	211	12	correlations	correlation	NOUN
easat-3790	211	13	and	and	CCONJ
easat-3790	211	14	no	no	DET
easat-3790	211	15	significant	significant	ADJ
easat-3790	211	16	levels	level	NOUN
easat-3790	211	17	.	.	PUNCT
easat-3790	212	1	5	5	X
easat-3790	212	2	.	.	X
easat-3790	212	3	conclusions	conclusion	NOUN
easat-3790	212	4	the	the	DET
easat-3790	212	5	development	development	NOUN
easat-3790	212	6	of	of	ADP
easat-3790	212	7	the	the	DET
easat-3790	212	8	research	research	NOUN
easat-3790	212	9	leads	lead	VERB
easat-3790	212	10	to	to	ADP
easat-3790	212	11	the	the	DET
easat-3790	212	12	questioning	questioning	NOUN
easat-3790	212	13	of	of	ADP
easat-3790	212	14	two	two	NUM
easat-3790	212	15	fundamental	fundamental	ADJ
easat-3790	212	16	points	point	NOUN
easat-3790	212	17	:	:	PUNCT
easat-3790	212	18	first	first	ADV
easat-3790	212	19	,	,	PUNCT
easat-3790	212	20	although	although	SCONJ
easat-3790	212	21	not	not	PART
easat-3790	212	22	all	all	DET
easat-3790	212	23	mipyme	mipyme	NOUN
easat-3790	212	24	(	(	PUNCT
easat-3790	212	25	micro	micro	ADJ
easat-3790	212	26	,	,	PUNCT
easat-3790	212	27	small	small	ADJ
easat-3790	212	28	,	,	PUNCT
easat-3790	212	29	and	and	CCONJ
easat-3790	212	30	medium	medium	ADJ
easat-3790	212	31	enterprises	enterprise	NOUN
easat-3790	212	32	)	)	PUNCT
easat-3790	212	33	resort	resort	NOUN
easat-3790	212	34	to	to	ADP
easat-3790	212	35	credit	credit	NOUN
easat-3790	212	36	,	,	PUNCT
easat-3790	212	37	nearly	nearly	ADV
easat-3790	212	38	50	50	NUM
easat-3790	212	39	%	%	NOUN
easat-3790	212	40	of	of	ADP
easat-3790	212	41	them	they	PRON
easat-3790	212	42	do	do	VERB
easat-3790	212	43	,	,	PUNCT
easat-3790	212	44	which	which	PRON
easat-3790	212	45	allows	allow	VERB
easat-3790	212	46	us	we	PRON
easat-3790	212	47	to	to	PART
easat-3790	212	48	infer	infer	VERB
easat-3790	212	49	the	the	DET
easat-3790	212	50	existence	existence	NOUN
easat-3790	212	51	of	of	ADP
easat-3790	212	52	a	a	DET
easat-3790	212	53	large	large	ADJ
easat-3790	212	54	demand	demand	NOUN
easat-3790	212	55	for	for	ADP
easat-3790	212	56	financing	financing	NOUN
easat-3790	212	57	products	product	NOUN
easat-3790	212	58	that	that	PRON
easat-3790	212	59	meet	meet	VERB
easat-3790	212	60	the	the	DET
easat-3790	212	61	particularities	particularity	NOUN
easat-3790	212	62	of	of	ADP
easat-3790	212	63	these	these	DET
easat-3790	212	64	organizations	organization	NOUN
easat-3790	212	65	,	,	PUNCT
easat-3790	212	66	considering	consider	VERB
easat-3790	212	67	that	that	SCONJ
easat-3790	212	68	they	they	PRON
easat-3790	212	69	represent	represent	VERB
easat-3790	212	70	the	the	DET
easat-3790	212	71	largest	large	ADJ
easat-3790	212	72	number	number	NOUN
easat-3790	212	73	of	of	ADP
easat-3790	212	74	companies	company	NOUN
easat-3790	212	75	in	in	ADP
easat-3790	212	76	colombia	colombia	PROPN
easat-3790	212	77	and	and	CCONJ
easat-3790	212	78	in	in	ADP
easat-3790	212	79	the	the	DET
easat-3790	212	80	world	world	NOUN
easat-3790	212	81	.	.	PUNCT
easat-3790	213	1	secondly	secondly	ADV
easat-3790	213	2	,	,	PUNCT
easat-3790	213	3	given	give	VERB
easat-3790	213	4	this	this	DET
easat-3790	213	5	reality	reality	NOUN
easat-3790	213	6	,	,	PUNCT
easat-3790	213	7	there	there	PRON
easat-3790	213	8	is	be	VERB
easat-3790	213	9	a	a	DET
easat-3790	213	10	noticeable	noticeable	ADJ
easat-3790	213	11	gap	gap	NOUN
easat-3790	213	12	in	in	ADP
easat-3790	213	13	the	the	DET
easat-3790	213	14	legal	legal	ADJ
easat-3790	213	15	offer	offer	NOUN
easat-3790	213	16	of	of	ADP
easat-3790	213	17	credit	credit	NOUN
easat-3790	213	18	in	in	ADP
easat-3790	213	19	colombia	colombia	PROPN
easat-3790	213	20	that	that	PRON
easat-3790	213	21	is	be	AUX
easat-3790	213	22	tailored	tailor	VERB
easat-3790	213	23	to	to	ADP
easat-3790	213	24	the	the	DET
easat-3790	213	25	specific	specific	ADJ
easat-3790	213	26	needs	need	NOUN
easat-3790	213	27	of	of	ADP
easat-3790	213	28	these	these	DET
easat-3790	213	29	types	type	NOUN
easat-3790	213	30	of	of	ADP
easat-3790	213	31	enterprises	enterprise	NOUN
easat-3790	213	32	.	.	PUNCT
easat-3790	214	1	empirical	empirical	ADJ
easat-3790	214	2	evidence	evidence	NOUN
easat-3790	214	3	shows	show	VERB
easat-3790	214	4	that	that	SCONJ
easat-3790	214	5	there	there	PRON
easat-3790	214	6	is	be	VERB
easat-3790	214	7	a	a	DET
easat-3790	214	8	high	high	ADJ
easat-3790	214	9	turnover	turnover	NOUN
easat-3790	214	10	in	in	ADP
easat-3790	214	11	the	the	DET
easat-3790	214	12	use	use	NOUN
easat-3790	214	13	of	of	ADP
easat-3790	214	14	drop	drop	NOUN
easat-3790	214	15	-	-	PUNCT
easat-3790	214	16	by	by	ADP
easat-3790	214	17	-	-	PUNCT
easat-3790	214	18	drop	drop	NOUN
easat-3790	214	19	credit	credit	NOUN
easat-3790	214	20	by	by	ADP
easat-3790	214	21	mipyme	mipyme	NOUN
easat-3790	214	22	due	due	ADP
easat-3790	214	23	to	to	ADP
easat-3790	214	24	the	the	DET
easat-3790	214	25	needs	need	NOUN
easat-3790	214	26	of	of	ADP
easat-3790	214	27	entrepreneurs	entrepreneur	NOUN
easat-3790	214	28	,	,	PUNCT
easat-3790	214	29	their	their	PRON
easat-3790	214	30	financial	financial	ADJ
easat-3790	214	31	knowledge	knowledge	NOUN
easat-3790	214	32	,	,	PUNCT
easat-3790	214	33	and	and	CCONJ
easat-3790	214	34	their	their	PRON
easat-3790	214	35	trust	trust	NOUN
easat-3790	214	36	in	in	ADP
easat-3790	214	37	formal	formal	ADJ
easat-3790	214	38	financial	financial	ADJ
easat-3790	214	39	institutions	institution	NOUN
easat-3790	214	40	.	.	PUNCT
easat-3790	215	1	it	it	PRON
easat-3790	215	2	is	be	AUX
easat-3790	215	3	also	also	ADV
easat-3790	215	4	identified	identify	VERB
easat-3790	215	5	that	that	SCONJ
easat-3790	215	6	entrepreneurs	entrepreneur	NOUN
easat-3790	215	7	adapt	adapt	VERB
easat-3790	215	8	to	to	ADP
easat-3790	215	9	the	the	DET
easat-3790	215	10	conditions	condition	NOUN
easat-3790	215	11	imposed	impose	VERB
easat-3790	215	12	by	by	ADP
easat-3790	215	13	drop	drop	NOUN
easat-3790	215	14	-	-	PUNCT
easat-3790	215	15	by	by	ADP
easat-3790	215	16	-	-	PUNCT
easat-3790	215	17	drop	drop	NOUN
easat-3790	215	18	lenders	lender	NOUN
easat-3790	215	19	,	,	PUNCT
easat-3790	215	20	even	even	ADV
easat-3790	215	21	paying	pay	VERB
easat-3790	215	22	high	high	ADJ
easat-3790	215	23	interest	interest	NOUN
easat-3790	215	24	rates	rate	NOUN
easat-3790	215	25	,	,	PUNCT
easat-3790	215	26	and	and	CCONJ
easat-3790	215	27	as	as	SCONJ
easat-3790	215	28	evidenced	evidence	VERB
easat-3790	215	29	by	by	ADP
easat-3790	215	30	the	the	DET
easat-3790	215	31	consulted	consult	VERB
easat-3790	215	32	literature	literature	NOUN
easat-3790	215	33	,	,	PUNCT
easat-3790	215	34	assuming	assume	VERB
easat-3790	215	35	personal	personal	ADJ
easat-3790	215	36	risks	risk	NOUN
easat-3790	215	37	that	that	PRON
easat-3790	215	38	could	could	AUX
easat-3790	215	39	lead	lead	VERB
easat-3790	215	40	to	to	ADP
easat-3790	215	41	physical	physical	ADJ
easat-3790	215	42	and	and	CCONJ
easat-3790	215	43	family	family	NOUN
easat-3790	215	44	harm	harm	NOUN
easat-3790	215	45	.	.	PUNCT
easat-3790	216	1	considering	consider	VERB
easat-3790	216	2	this	this	DET
easat-3790	216	3	situation	situation	NOUN
easat-3790	216	4	and	and	CCONJ
easat-3790	216	5	understanding	understand	VERB
easat-3790	216	6	the	the	DET
easat-3790	216	7	importance	importance	NOUN
easat-3790	216	8	of	of	ADP
easat-3790	216	9	mipyme	mipyme	NOUN
easat-3790	216	10	for	for	ADP
easat-3790	216	11	the	the	DET
easat-3790	216	12	health	health	NOUN
easat-3790	216	13	of	of	ADP
easat-3790	216	14	the	the	DET
easat-3790	216	15	economy	economy	NOUN
easat-3790	216	16	,	,	PUNCT
easat-3790	216	17	there	there	PRON
easat-3790	216	18	is	be	VERB
easat-3790	216	19	a	a	DET
easat-3790	216	20	need	need	NOUN
easat-3790	216	21	for	for	ADP
easat-3790	216	22	the	the	DET
easat-3790	216	23	creation	creation	NOUN
easat-3790	216	24	of	of	ADP
easat-3790	216	25	financing	financing	NOUN
easat-3790	216	26	products	product	NOUN
easat-3790	216	27	by	by	ADP
easat-3790	216	28	the	the	DET
easat-3790	216	29	formal	formal	ADJ
easat-3790	216	30	market	market	NOUN
easat-3790	216	31	with	with	ADP
easat-3790	216	32	specific	specific	ADJ
easat-3790	216	33	characteristics	characteristic	NOUN
easat-3790	216	34	that	that	PRON
easat-3790	216	35	adapt	adapt	VERB
easat-3790	216	36	to	to	ADP
easat-3790	216	37	the	the	DET
easat-3790	216	38	needs	need	NOUN
easat-3790	216	39	and	and	CCONJ
easat-3790	216	40	capacities	capacity	NOUN
easat-3790	216	41	of	of	ADP
easat-3790	216	42	these	these	DET
easat-3790	216	43	organizations	organization	NOUN
easat-3790	216	44	.	.	PUNCT
easat-3790	217	1	likewise	likewise	ADV
easat-3790	217	2	,	,	PUNCT
easat-3790	217	3	the	the	DET
easat-3790	217	4	creation	creation	NOUN
easat-3790	217	5	of	of	ADP
easat-3790	217	6	public	public	ADJ
easat-3790	217	7	policies	policy	NOUN
easat-3790	217	8	in	in	ADP
easat-3790	217	9	this	this	DET
easat-3790	217	10	area	area	NOUN
easat-3790	217	11	is	be	AUX
easat-3790	217	12	necessary	necessary	ADJ
easat-3790	217	13	to	to	PART
easat-3790	217	14	strengthen	strengthen	VERB
easat-3790	217	15	micro	micro	NOUN
easat-3790	217	16	,	,	PUNCT
easat-3790	217	17	small	small	ADJ
easat-3790	217	18	,	,	PUNCT
easat-3790	217	19	and	and	CCONJ
easat-3790	217	20	medium	medium	ADJ
easat-3790	217	21	enterprises	enterprise	NOUN
easat-3790	217	22	in	in	ADP
easat-3790	217	23	the	the	DET
easat-3790	217	24	country	country	NOUN
easat-3790	217	25	.	.	PUNCT
easat-3790	218	1	the	the	DET
easat-3790	218	2	main	main	ADJ
easat-3790	218	3	limitations	limitation	NOUN
easat-3790	218	4	of	of	ADP
easat-3790	218	5	the	the	DET
easat-3790	218	6	study	study	NOUN
easat-3790	218	7	were	be	AUX
easat-3790	218	8	the	the	DET
easat-3790	218	9	inability	inability	NOUN
easat-3790	218	10	to	to	PART
easat-3790	218	11	generate	generate	VERB
easat-3790	218	12	a	a	DET
easat-3790	218	13	random	random	ADJ
easat-3790	218	14	sample	sample	NOUN
easat-3790	218	15	selection	selection	NOUN
easat-3790	218	16	due	due	ADP
easat-3790	218	17	to	to	ADP
easat-3790	218	18	the	the	DET
easat-3790	218	19	geographic	geographic	ADJ
easat-3790	218	20	dimensions	dimension	NOUN
easat-3790	218	21	of	of	ADP
easat-3790	218	22	the	the	DET
easat-3790	218	23	city	city	NOUN
easat-3790	218	24	and	and	CCONJ
easat-3790	218	25	the	the	DET
easat-3790	218	26	impossibility	impossibility	NOUN
easat-3790	218	27	of	of	ADP
easat-3790	218	28	determining	determine	VERB
easat-3790	218	29	a	a	DET
easat-3790	218	30	system	system	NOUN
easat-3790	218	31	that	that	PRON
easat-3790	218	32	would	would	AUX
easat-3790	218	33	allow	allow	VERB
easat-3790	218	34	all	all	DET
easat-3790	218	35	mipyme	mipyme	NOUN
easat-3790	218	36	to	to	PART
easat-3790	218	37	have	have	VERB
easat-3790	218	38	the	the	DET
easat-3790	218	39	same	same	ADJ
easat-3790	218	40	chance	chance	NOUN
easat-3790	218	41	of	of	ADP
easat-3790	218	42	being	be	AUX
easat-3790	218	43	selected	select	VERB
easat-3790	218	44	as	as	ADP
easat-3790	218	45	part	part	NOUN
easat-3790	218	46	of	of	ADP
easat-3790	218	47	the	the	DET
easat-3790	218	48	sample	sample	NOUN
easat-3790	218	49	,	,	PUNCT
easat-3790	218	50	in	in	ADP
easat-3790	218	51	addition	addition	NOUN
easat-3790	218	52	to	to	ADP
easat-3790	218	53	the	the	DET
easat-3790	218	54	existence	existence	NOUN
easat-3790	218	55	of	of	ADP
easat-3790	218	56	criminal	criminal	ADJ
easat-3790	218	57	networks	network	NOUN
easat-3790	218	58	that	that	PRON
easat-3790	218	59	engage	engage	VERB
easat-3790	218	60	in	in	ADP
easat-3790	218	61	offering	offer	VERB
easat-3790	218	62	drop	drop	NOUN
easat-3790	218	63	-	-	PUNCT
easat-3790	218	64	by	by	ADP
easat-3790	218	65	-	-	PUNCT
easat-3790	218	66	drop	drop	NOUN
easat-3790	218	67	credit	credit	NOUN
easat-3790	218	68	in	in	ADP
easat-3790	218	69	the	the	DET
easat-3790	218	70	main	main	ADJ
easat-3790	218	71	areas	area	NOUN
easat-3790	218	72	where	where	SCONJ
easat-3790	218	73	businesses	business	NOUN
easat-3790	218	74	dealing	deal	VERB
easat-3790	218	75	with	with	ADP
easat-3790	218	76	unprocessed	unprocessed	ADJ
easat-3790	218	77	food	food	NOUN
easat-3790	218	78	are	be	AUX
easat-3790	218	79	located	locate	VERB
easat-3790	218	80	,	,	PUNCT
easat-3790	218	81	which	which	PRON
easat-3790	218	82	limited	limit	VERB
easat-3790	218	83	the	the	DET
easat-3790	218	84	participation	participation	NOUN
easat-3790	218	85	of	of	ADP
easat-3790	218	86	the	the	DET
easat-3790	218	87	target	target	NOUN
easat-3790	218	88	population	population	NOUN
easat-3790	218	89	.	.	PUNCT
easat-3790	219	1	additionally	additionally	ADV
easat-3790	219	2	,	,	PUNCT
easat-3790	219	3	among	among	ADP
easat-3790	219	4	the	the	DET
easat-3790	219	5	limitations	limitation	NOUN
easat-3790	219	6	was	be	AUX
easat-3790	219	7	the	the	DET
easat-3790	219	8	scarce	scarce	ADJ
easat-3790	219	9	literature	literature	NOUN
easat-3790	219	10	available	available	ADJ
easat-3790	219	11	on	on	ADP
easat-3790	219	12	the	the	DET
easat-3790	219	13	phenomenon	phenomenon	NOUN
easat-3790	219	14	of	of	ADP
easat-3790	219	15	dropby	dropby	ADJ
easat-3790	219	16	-	-	PUNCT
easat-3790	219	17	drop	drop	NOUN
easat-3790	219	18	credit	credit	NOUN
easat-3790	219	19	,	,	PUNCT
easat-3790	219	20	which	which	PRON
easat-3790	219	21	is	be	AUX
easat-3790	219	22	even	even	ADV
easat-3790	219	23	more	more	ADV
easat-3790	219	24	limited	limited	ADJ
easat-3790	219	25	in	in	ADP
easat-3790	219	26	scientific	scientific	ADJ
easat-3790	219	27	databases	database	NOUN
easat-3790	219	28	like	like	ADP
easat-3790	219	29	scopus	scopus	NOUN
easat-3790	219	30	and	and	CCONJ
easat-3790	219	31	wos	wos	X
easat-3790	219	32	.	.	PROPN
easat-3790	219	33	for	for	ADP
easat-3790	219	34	future	future	ADJ
easat-3790	219	35	research	research	NOUN
easat-3790	219	36	,	,	PUNCT
easat-3790	219	37	it	it	PRON
easat-3790	219	38	is	be	AUX
easat-3790	219	39	proposed	propose	VERB
easat-3790	219	40	to	to	PART
easat-3790	219	41	delve	delve	VERB
easat-3790	219	42	into	into	ADP
easat-3790	219	43	the	the	DET
easat-3790	219	44	causes	cause	NOUN
easat-3790	219	45	of	of	ADP
easat-3790	219	46	the	the	DET
easat-3790	219	47	correlations	correlation	NOUN
easat-3790	219	48	identified	identify	VERB
easat-3790	219	49	,	,	PUNCT
easat-3790	219	50	which	which	PRON
easat-3790	219	51	would	would	AUX
easat-3790	219	52	help	help	VERB
easat-3790	219	53	explain	explain	VERB
easat-3790	219	54	what	what	PRON
easat-3790	219	55	was	be	AUX
easat-3790	219	56	empirically	empirically	ADV
easat-3790	219	57	observed	observe	VERB
easat-3790	219	58	in	in	ADP
easat-3790	219	59	this	this	DET
easat-3790	219	60	study	study	NOUN
easat-3790	219	61	,	,	PUNCT
easat-3790	219	62	as	as	ADV
easat-3790	219	63	well	well	ADV
easat-3790	219	64	as	as	ADP
easat-3790	219	65	investigate	investigate	VERB
easat-3790	219	66	the	the	DET
easat-3790	219	67	reasons	reason	NOUN
easat-3790	219	68	why	why	SCONJ
easat-3790	219	69	more	more	ADJ
easat-3790	219	70	than	than	ADP
easat-3790	219	71	50	50	NUM
easat-3790	219	72	%	%	NOUN
easat-3790	219	73	of	of	ADP
easat-3790	219	74	mipyme	mipyme	NOUN
easat-3790	219	75	do	do	AUX
easat-3790	219	76	not	not	PART
easat-3790	219	77	acquire	acquire	VERB
easat-3790	219	78	debts	debt	NOUN
easat-3790	219	79	(	(	PUNCT
easat-3790	219	80	with	with	ADP
easat-3790	219	81	the	the	DET
easat-3790	219	82	formal	formal	ADJ
easat-3790	219	83	sector	sector	NOUN
easat-3790	219	84	)	)	PUNCT
easat-3790	219	85	as	as	ADP
easat-3790	219	86	a	a	DET
easat-3790	219	87	method	method	NOUN
easat-3790	219	88	of	of	ADP
easat-3790	219	89	financing	financing	NOUN
easat-3790	219	90	.	.	PUNCT
easat-3790	220	1	copyright	copyright	NOUN
easat-3790	220	2	:	:	PUNCT
easat-3790	220	3	©	©	PROPN
easat-3790	220	4	2024	2024	NUM
easat-3790	220	5	by	by	ADP
easat-3790	220	6	the	the	DET
easat-3790	220	7	authors	author	NOUN
easat-3790	220	8	.	.	PUNCT
easat-3790	221	1	this	this	DET
easat-3790	221	2	article	article	NOUN
easat-3790	221	3	is	be	AUX
easat-3790	221	4	an	an	DET
easat-3790	221	5	open	open	ADJ
easat-3790	221	6	access	access	NOUN
easat-3790	221	7	article	article	NOUN
easat-3790	221	8	distributed	distribute	VERB
easat-3790	221	9	under	under	ADP
easat-3790	221	10	the	the	DET
easat-3790	221	11	terms	term	NOUN
easat-3790	221	12	and	and	CCONJ
easat-3790	221	13	conditions	condition	NOUN
easat-3790	221	14	of	of	ADP
easat-3790	221	15	the	the	DET
easat-3790	221	16	creative	creative	ADJ
easat-3790	221	17	commons	common	NOUN
easat-3790	221	18	attribution	attribution	NOUN
easat-3790	221	19	(	(	PUNCT
easat-3790	221	20	cc	cc	NOUN
easat-3790	221	21	by	by	ADP
easat-3790	221	22	)	)	PUNCT
easat-3790	221	23	license	license	NOUN
easat-3790	221	24	(	(	PUNCT
easat-3790	221	25	https://creativecommons.org/licenses/by/4.0/	https://creativecommons.org/licenses/by/4.0/	PROPN
easat-3790	221	26	)	)	PUNCT
easat-3790	221	27	.	.	PUNCT
easat-3790	222	1	https://creativecommons.org/licenses/by/4.0/	https://creativecommons.org/licenses/by/4.0/	PROPN
easat-3790	222	2	8279	8279	NUM
easat-3790	222	3	edelweiss	edelweiss	PROPN
easat-3790	222	4	applied	apply	VERB
easat-3790	222	5	science	science	NOUN
easat-3790	222	6	and	and	CCONJ
easat-3790	222	7	technology	technology	NOUN
easat-3790	222	8	issn	issn	PROPN
easat-3790	222	9	:	:	PUNCT
easat-3790	222	10	2576	2576	NUM
easat-3790	222	11	-	-	SYM
easat-3790	222	12	8484	8484	NUM
easat-3790	222	13	vol	vol	NOUN
easat-3790	222	14	.	.	PROPN
easat-3790	222	15	8	8	NUM
easat-3790	222	16	,	,	PUNCT
easat-3790	222	17	no	no	INTJ
easat-3790	222	18	.	.	NOUN
easat-3790	222	19	6	6	NUM
easat-3790	222	20	:	:	SYM
easat-3790	222	21	8268	8268	NUM
easat-3790	222	22	-	-	SYM
easat-3790	222	23	8280	8280	NUM
easat-3790	222	24	,	,	PUNCT
easat-3790	222	25	2024	2024	NUM
easat-3790	222	26	doi	doi	NOUN
easat-3790	222	27	:	:	PUNCT
easat-3790	222	28	10.55214/25768484.v8i6.3790	10.55214/25768484.v8i6.3790	NUM
easat-3790	222	29	©	©	PROPN
easat-3790	222	30	2024	2024	NUM
easat-3790	222	31	by	by	ADP
easat-3790	222	32	the	the	DET
easat-3790	222	33	authors	author	NOUN
easat-3790	222	34	;	;	PUNCT
easat-3790	222	35	licensee	licensee	PROPN
easat-3790	222	36	learning	learn	VERB
easat-3790	222	37	gate	gate	NOUN
easat-3790	222	38	references	reference	NOUN
easat-3790	222	39	[	[	X
easat-3790	222	40	1	1	NUM
easat-3790	222	41	]	]	X
easat-3790	222	42	alvis	alvis	PROPN
easat-3790	222	43	-	-	PUNCT
easat-3790	222	44	puentes	puentes	PROPN
easat-3790	222	45	,	,	PUNCT
easat-3790	222	46	j.	j.	PROPN
easat-3790	222	47	f.	f.	PROPN
easat-3790	222	48	,	,	PUNCT
easat-3790	222	49	alarcón	alarcón	PROPN
easat-3790	222	50	,	,	PUNCT
easat-3790	222	51	e.	e.	PROPN
easat-3790	222	52	r.	r.	PROPN
easat-3790	222	53	t.	t.	PROPN
easat-3790	222	54	,	,	PUNCT
easat-3790	222	55	&	&	CCONJ
easat-3790	222	56	rivera	rivera	PROPN
easat-3790	222	57	,	,	PUNCT
easat-3790	222	58	d.	d.	PROPN
easat-3790	222	59	r.	r.	PROPN
easat-3790	222	60	s.	s.	PROPN
easat-3790	222	61	(	(	PUNCT
easat-3790	222	62	2022	2022	NUM
easat-3790	222	63	)	)	PUNCT
easat-3790	222	64	.	.	PUNCT
easat-3790	223	1	disonancia	disonancia	NOUN
easat-3790	223	2	intrínseca	intrínseca	PROPN
easat-3790	223	3	de	de	PROPN
easat-3790	223	4	las	las	PROPN
easat-3790	223	5	matemáticas	matemáticas	PROPN
easat-3790	223	6	:	:	PUNCT
easat-3790	223	7	el	el	PROPN
easat-3790	223	8	caso	caso	PROPN
easat-3790	223	9	del	del	PROPN
easat-3790	223	10	crédito	crédito	PROPN
easat-3790	223	11	‘	'	PUNCT
easat-3790	223	12	drop	drop	VERB
easat-3790	223	13	-	-	PUNCT
easat-3790	223	14	by	by	ADP
easat-3790	223	15	-	-	PUNCT
easat-3790	223	16	drop	drop	NOUN
easat-3790	223	17	’	'	PUNCT
easat-3790	223	18	.	.	PUNCT
easat-3790	224	1	sophia	sophia	PROPN
easat-3790	224	2	,	,	PUNCT
easat-3790	224	3	18(2	18(2	NUM
easat-3790	224	4	)	)	PUNCT
easat-3790	224	5	,	,	PUNCT
easat-3790	224	6	article	article	NOUN
easat-3790	224	7	2	2	NUM
easat-3790	224	8	.	.	PUNCT
easat-3790	225	1	https://doi.org/10.18634/sophiaj.18v.2i.1234	https://doi.org/10.18634/sophiaj.18v.2i.1234	ADJ
easat-3790	225	2	[	[	X
easat-3790	225	3	2	2	NUM
easat-3790	225	4	]	]	PUNCT
easat-3790	225	5	arce	arce	PROPN
easat-3790	225	6	,	,	PUNCT
easat-3790	225	7	a.	a.	PROPN
easat-3790	225	8	,	,	PUNCT
easat-3790	225	9	lorena	lorena	PROPN
easat-3790	225	10	trinidad	trinidad	PROPN
easat-3790	225	11	,	,	PUNCT
easat-3790	225	12	m.	m.	NOUN
easat-3790	225	13	,	,	PUNCT
easat-3790	225	14	&	&	CCONJ
easat-3790	225	15	moreno	moreno	PROPN
easat-3790	225	16	zambrano	zambrano	PROPN
easat-3790	225	17	,	,	PUNCT
easat-3790	225	18	m.	m.	NOUN
easat-3790	225	19	(	(	PUNCT
easat-3790	225	20	2021	2021	NUM
easat-3790	225	21	)	)	PUNCT
easat-3790	225	22	.	.	PUNCT
easat-3790	226	1	las	las	PROPN
easat-3790	226	2	mipymes	mipymes	PROPN
easat-3790	226	3	turísticas	turísticas	PROPN
easat-3790	226	4	,	,	PUNCT
easat-3790	226	5	un	un	PROPN
easat-3790	226	6	acercamiento	acercamiento	ADP
easat-3790	226	7	a	a	DET
easat-3790	226	8	su	su	PROPN
easat-3790	226	9	dimensión	dimensión	PROPN
easat-3790	226	10	.	.	PUNCT
easat-3790	227	1	caso	caso	PROPN
easat-3790	227	2	región	región	PROPN
easat-3790	227	3	costa	costa	PROPN
easat-3790	227	4	sur	sur	PROPN
easat-3790	227	5	del	del	PROPN
easat-3790	227	6	estado	estado	PROPN
easat-3790	227	7	de	de	PROPN
easat-3790	227	8	jalisco	jalisco	PROPN
easat-3790	227	9	,	,	PUNCT
easat-3790	227	10	méxico	méxico	PROPN
easat-3790	227	11	.	.	PUNCT
easat-3790	228	1	en	en	PROPN
easat-3790	228	2	perspectivas	perspectivas	PROPN
easat-3790	228	3	locales	locale	NOUN
easat-3790	228	4	y	y	PROPN
easat-3790	228	5	regionales	regionales	PROPN
easat-3790	228	6	sobre	sobre	PROPN
easat-3790	228	7	el	el	PROPN
easat-3790	228	8	desarrollo	desarrollo	PROPN
easat-3790	228	9	social	social	PROPN
easat-3790	228	10	y	y	PROPN
easat-3790	228	11	económico	económico	PROPN
easat-3790	228	12	(	(	PUNCT
easat-3790	228	13	vol	vol	NOUN
easat-3790	228	14	.	.	PROPN
easat-3790	228	15	1	1	NUM
easat-3790	228	16	,	,	PUNCT
easat-3790	228	17	p.	p.	NOUN
easat-3790	228	18	13	13	NUM
easat-3790	228	19	)	)	PUNCT
easat-3790	228	20	.	.	PUNCT
easat-3790	229	1	colección	colección	PROPN
easat-3790	229	2	ciencias	ciencias	PROPN
easat-3790	229	3	sociales	sociales	PROPN
easat-3790	229	4	y	y	PROPN
easat-3790	229	5	economía	economía	PROPN
easat-3790	229	6	.	.	PUNCT
easat-3790	230	1	[	[	X
easat-3790	230	2	3	3	NUM
easat-3790	230	3	]	]	X
easat-3790	230	4	arellana	arellana	PROPN
easat-3790	230	5	,	,	PUNCT
easat-3790	230	6	l.	l.	PROPN
easat-3790	230	7	c.	c.	PROPN
easat-3790	230	8	,	,	PUNCT
easat-3790	230	9	chinchilla	chinchilla	NOUN
easat-3790	230	10	,	,	PUNCT
easat-3790	230	11	m.	m.	NOUN
easat-3790	230	12	f.	f.	PROPN
easat-3790	230	13	,	,	PUNCT
easat-3790	230	14	&	&	CCONJ
easat-3790	230	15	avila	avila	PROPN
easat-3790	230	16	,	,	PUNCT
easat-3790	230	17	m.	m.	PROPN
easat-3790	230	18	e.	e.	PROPN
easat-3790	230	19	e.	e.	PROPN
easat-3790	230	20	(	(	PUNCT
easat-3790	230	21	2020	2020	NUM
easat-3790	230	22	)	)	PUNCT
easat-3790	230	23	.	.	PUNCT
easat-3790	231	1	obstáculos	obstáculos	PROPN
easat-3790	231	2	en	en	PROPN
easat-3790	231	3	la	la	PROPN
easat-3790	231	4	implementación	implementación	PROPN
easat-3790	231	5	de	de	PROPN
easat-3790	231	6	control	control	PROPN
easat-3790	231	7	interno	interno	PROPN
easat-3790	231	8	en	en	ADP
easat-3790	231	9	mipymes	mipymes	PROPN
easat-3790	231	10	en	en	PROPN
easat-3790	231	11	colombia	colombia	PROPN
easat-3790	231	12	.	.	PUNCT
easat-3790	232	1	[	[	X
easat-3790	232	2	4	4	X
easat-3790	232	3	]	]	X
easat-3790	232	4	asociación	asociación	X
easat-3790	232	5	nacional	nacional	PROPN
easat-3790	232	6	de	de	X
easat-3790	232	7	instituciones	instituciones	PROPN
easat-3790	232	8	financieras	financieras	PROPN
easat-3790	232	9	.	.	PUNCT
easat-3790	233	1	(	(	PUNCT
easat-3790	233	2	2018	2018	NUM
easat-3790	233	3	)	)	PUNCT
easat-3790	233	4	.	.	PUNCT
easat-3790	234	1	gran	gran	PROPN
easat-3790	234	2	encuesta	encuesta	X
easat-3790	234	3	a	a	DET
easat-3790	234	4	las	las	PROPN
easat-3790	234	5	microempresas	microempresas	PROPN
easat-3790	234	6	.	.	PUNCT
easat-3790	235	1	informe	informe	PROPN
easat-3790	235	2	resultados	resultado	VERB
easat-3790	235	3	2018	2018	NUM
easat-3790	235	4	.	.	PUNCT
easat-3790	236	1	56	56	NUM
easat-3790	236	2	.	.	PUNCT
easat-3790	237	1	[	[	X
easat-3790	237	2	5	5	NUM
easat-3790	237	3	]	]	X
easat-3790	237	4	asociación	asociación	X
easat-3790	237	5	nacional	nacional	PROPN
easat-3790	237	6	de	de	X
easat-3790	237	7	instituciones	instituciones	PROPN
easat-3790	237	8	financieras	financieras	PROPN
easat-3790	237	9	.	.	PUNCT
easat-3790	238	1	(	(	PUNCT
easat-3790	238	2	2019	2019	NUM
easat-3790	238	3	)	)	PUNCT
easat-3790	238	4	.	.	PUNCT
easat-3790	239	1	la	la	PROPN
easat-3790	239	2	gran	gran	PROPN
easat-3790	239	3	encuesta	encuesta	PROPN
easat-3790	239	4	pyme	pyme	NOUN
easat-3790	239	5	.	.	PUNCT
easat-3790	240	1	lectura	lectura	PROPN
easat-3790	240	2	nacional	nacional	PROPN
easat-3790	240	3	primer	primer	PROPN
easat-3790	240	4	semestre	semestre	PROPN
easat-3790	240	5	de	de	ADP
easat-3790	240	6	2019	2019	NUM
easat-3790	240	7	.	.	PUNCT
easat-3790	241	1	46	46	NUM
easat-3790	241	2	.	.	PUNCT
easat-3790	242	1	[	[	X
easat-3790	242	2	6	6	NUM
easat-3790	242	3	]	]	X
easat-3790	242	4	asociación	asociación	X
easat-3790	242	5	nacional	nacional	PROPN
easat-3790	242	6	de	de	X
easat-3790	242	7	instituciones	instituciones	PROPN
easat-3790	242	8	financieras	financieras	PROPN
easat-3790	242	9	.	.	PUNCT
easat-3790	243	1	(	(	PUNCT
easat-3790	243	2	2020	2020	NUM
easat-3790	243	3	)	)	PUNCT
easat-3790	243	4	.	.	PUNCT
easat-3790	244	1	gran	gran	PROPN
easat-3790	244	2	encuesta	encuesta	X
easat-3790	244	3	de	de	PROPN
easat-3790	244	4	las	las	PROPN
easat-3790	244	5	microempresas	microempresas	PROPN
easat-3790	244	6	.	.	PUNCT
easat-3790	245	1	informe	informe	PROPN
easat-3790	245	2	de	de	PROPN
easat-3790	245	3	resultados	resultados	X
easat-3790	245	4	2020	2020	NUM
easat-3790	245	5	.	.	PUNCT
easat-3790	246	1	76	76	NUM
easat-3790	246	2	.	.	PUNCT
easat-3790	247	1	[	[	X
easat-3790	247	2	7	7	X
easat-3790	247	3	]	]	X
easat-3790	247	4	asociación	asociación	X
easat-3790	247	5	nacional	nacional	PROPN
easat-3790	247	6	de	de	X
easat-3790	247	7	instituciones	instituciones	PROPN
easat-3790	247	8	financieras	financieras	PROPN
easat-3790	247	9	.	.	PUNCT
easat-3790	248	1	(	(	PUNCT
easat-3790	248	2	2021	2021	NUM
easat-3790	248	3	)	)	PUNCT
easat-3790	248	4	.	.	PUNCT
easat-3790	249	1	la	la	PROPN
easat-3790	249	2	gran	gran	PROPN
easat-3790	249	3	encuesta	encuesta	PROPN
easat-3790	249	4	pyme	pyme	NOUN
easat-3790	249	5	.	.	PUNCT
easat-3790	250	1	lectura	lectura	PROPN
easat-3790	250	2	nacional	nacional	PROPN
easat-3790	250	3	informe	informe	PROPN
easat-3790	250	4	de	de	PROPN
easat-3790	250	5	resultados	resultados	PROPN
easat-3790	250	6	segundo	segundo	PROPN
easat-3790	250	7	semestre	semestre	X
easat-3790	250	8	de	de	X
easat-3790	250	9	2020	2020	NUM
easat-3790	250	10	.	.	PUNCT
easat-3790	251	1	53	53	NUM
easat-3790	251	2	.	.	PUNCT
easat-3790	252	1	[	[	X
easat-3790	252	2	8	8	NUM
easat-3790	252	3	]	]	SYM
easat-3790	252	4	báez	báez	ADJ
easat-3790	252	5	roa	roa	PROPN
easat-3790	252	6	,	,	PUNCT
easat-3790	252	7	m.	m.	NOUN
easat-3790	252	8	d.	d.	PROPN
easat-3790	252	9	p.	p.	PROPN
easat-3790	252	10	,	,	PUNCT
easat-3790	252	11	&	&	CCONJ
easat-3790	252	12	puentes	puentes	PROPN
easat-3790	252	13	montañez	montañez	PROPN
easat-3790	252	14	,	,	PUNCT
easat-3790	252	15	g.	g.	PROPN
easat-3790	252	16	a.	a.	PROPN
easat-3790	253	1	(	(	PUNCT
easat-3790	253	2	2018	2018	NUM
easat-3790	253	3	)	)	PUNCT
easat-3790	253	4	.	.	PUNCT
easat-3790	254	1	parámetros	parámetros	PROPN
easat-3790	255	1	financieros	financieros	PROPN
easat-3790	255	2	para	para	PROPN
easat-3790	255	3	la	la	PROPN
easat-3790	255	4	toma	toma	PROPN
easat-3790	255	5	de	de	X
easat-3790	255	6	decisiones	decisiones	PROPN
easat-3790	255	7	en	en	PROPN
easat-3790	255	8	pequeñas	pequeñas	PROPN
easat-3790	255	9	y	y	PROPN
easat-3790	255	10	medianas	medianas	PROPN
easat-3790	255	11	empresas	empresas	PROPN
easat-3790	255	12	del	del	PROPN
easat-3790	255	13	municipio	municipio	PROPN
easat-3790	255	14	duitama	duitama	PROPN
easat-3790	255	15	,	,	PUNCT
easat-3790	255	16	colombia	colombia	PROPN
easat-3790	255	17	.	.	PUNCT
easat-3790	256	1	revista	revista	PROPN
easat-3790	256	2	de	de	PROPN
easat-3790	256	3	ciencias	ciencias	PROPN
easat-3790	256	4	sociales	sociales	PROPN
easat-3790	256	5	,	,	PUNCT
easat-3790	256	6	24(1	24(1	NUM
easat-3790	256	7	)	)	PUNCT
easat-3790	256	8	,	,	PUNCT
easat-3790	256	9	67	67	NUM
easat-3790	256	10	-	-	SYM
easat-3790	256	11	84	84	NUM
easat-3790	256	12	.	.	PUNCT
easat-3790	257	1	https://doi.org/10.31876/rcs.v24i1.24933	https://doi.org/10.31876/rcs.v24i1.24933	NOUN
easat-3790	257	2	[	[	X
easat-3790	257	3	9	9	NUM
easat-3790	257	4	]	]	PUNCT
easat-3790	257	5	barrera	barrera	NOUN
easat-3790	257	6	lievano	lievano	PROPN
easat-3790	257	7	,	,	PUNCT
easat-3790	257	8	j.	j.	PROPN
easat-3790	257	9	a.	a.	PROPN
easat-3790	257	10	(	(	PUNCT
easat-3790	257	11	2022	2022	NUM
easat-3790	257	12	)	)	PUNCT
easat-3790	257	13	.	.	PUNCT
easat-3790	258	1	análisis	análisis	PROPN
easat-3790	258	2	empírico	empírico	PROPN
easat-3790	258	3	de	de	PROPN
easat-3790	258	4	correlación	correlación	PROPN
easat-3790	258	5	entre	entre	PROPN
easat-3790	258	6	el	el	PROPN
easat-3790	258	7	indicador	indicador	PROPN
easat-3790	258	8	de	de	X
easat-3790	258	9	estructura	estructura	X
easat-3790	258	10	de	de	X
easat-3790	258	11	capital	capital	PROPN
easat-3790	258	12	y	y	PROPN
easat-3790	258	13	el	el	PROPN
easat-3790	258	14	indicador	indicador	PROPN
easat-3790	258	15	de	de	PROPN
easat-3790	258	16	margen	margen	PROPN
easat-3790	258	17	de	de	PROPN
easat-3790	258	18	utilidad	utilidad	PROPN
easat-3790	258	19	neta	neta	PROPN
easat-3790	258	20	en	en	PROPN
easat-3790	258	21	pequeñas	pequeñas	PROPN
easat-3790	258	22	y	y	PROPN
easat-3790	258	23	medianas	medianas	PROPN
easat-3790	258	24	empresas	empresas	PROPN
easat-3790	258	25	.	.	PROPN
easat-3790	259	1	revista	revista	PROPN
easat-3790	259	2	de	de	PROPN
easat-3790	259	3	métodos	métodos	PROPN
easat-3790	259	4	cuantitativos	cuantitativos	PROPN
easat-3790	259	5	para	para	PROPN
easat-3790	259	6	la	la	PROPN
easat-3790	259	7	economía	economía	PROPN
easat-3790	259	8	y	y	PROPN
easat-3790	259	9	la	la	PROPN
easat-3790	259	10	empresa	empresa	PROPN
easat-3790	259	11	.	.	PUNCT
easat-3790	260	1	https://doi.org/10.46661/revmetodoscuanteconempresa.4450	https://doi.org/10.46661/revmetodoscuanteconempresa.4450	ADJ
easat-3790	260	2	[	[	X
easat-3790	260	3	10	10	NUM
easat-3790	260	4	]	]	PUNCT
easat-3790	260	5	barrera	barrera	NOUN
easat-3790	260	6	lievano	lievano	PROPN
easat-3790	260	7	,	,	PUNCT
easat-3790	260	8	j.	j.	PROPN
easat-3790	260	9	a.	a.	PROPN
easat-3790	260	10	,	,	PUNCT
easat-3790	260	11	mendez	mendez	PROPN
easat-3790	260	12	ortiz	ortiz	PROPN
easat-3790	260	13	,	,	PUNCT
easat-3790	260	14	e.	e.	PROPN
easat-3790	260	15	,	,	PUNCT
easat-3790	260	16	&	&	CCONJ
easat-3790	260	17	parra	parra	PROPN
easat-3790	260	18	ramirez	ramirez	PROPN
easat-3790	260	19	,	,	PUNCT
easat-3790	260	20	s.	s.	PROPN
easat-3790	260	21	(	(	PUNCT
easat-3790	260	22	2022	2022	NUM
easat-3790	260	23	)	)	PUNCT
easat-3790	260	24	.	.	PUNCT
easat-3790	261	1	asociación	asociación	PROPN
easat-3790	261	2	de	de	PROPN
easat-3790	261	3	dependencia	dependencia	PROPN
easat-3790	261	4	de	de	PROPN
easat-3790	261	5	factores	factores	PROPN
easat-3790	261	6	determinantes	determinantes	PROPN
easat-3790	261	7	de	de	X
easat-3790	261	8	acceso	acceso	PROPN
easat-3790	261	9	al	al	PROPN
easat-3790	261	10	crédito	crédito	PROPN
easat-3790	261	11	«	«	PUNCT
easat-3790	261	12	drop	drop	NOUN
easat-3790	261	13	-	-	PUNCT
easat-3790	261	14	by	by	ADP
easat-3790	261	15	-	-	PUNCT
easat-3790	261	16	drop	drop	NOUN
easat-3790	261	17	»	»	PUNCT
easat-3790	261	18	en	en	X
easat-3790	261	19	micro	micro	PROPN
easat-3790	261	20	,	,	PUNCT
easat-3790	261	21	pequeñas	pequeñas	PROPN
easat-3790	261	22	y	y	PROPN
easat-3790	261	23	medianas	medianas	PROPN
easat-3790	261	24	empresas	empresas	PROPN
easat-3790	261	25	.	.	PUNCT
easat-3790	262	1	apuntes	apuntes	PROPN
easat-3790	262	2	:	:	PUNCT
easat-3790	262	3	revista	revista	PROPN
easat-3790	262	4	de	de	PROPN
easat-3790	262	5	ciencias	ciencias	PROPN
easat-3790	262	6	sociales	sociales	PROPN
easat-3790	262	7	,	,	PUNCT
easat-3790	262	8	49(91	49(91	PROPN
easat-3790	262	9	)	)	PUNCT
easat-3790	262	10	,	,	PUNCT
easat-3790	262	11	189	189	NUM
easat-3790	262	12	-	-	SYM
easat-3790	262	13	210	210	NUM
easat-3790	262	14	.	.	PUNCT
easat-3790	263	1	https://doi.org/10.21678/apuntes.91.1408	https://doi.org/10.21678/apuntes.91.1408	VERB
easat-3790	264	1	[	[	X
easat-3790	264	2	11	11	NUM
easat-3790	264	3	]	]	PUNCT
easat-3790	264	4	barrera	barrera	NOUN
easat-3790	264	5	lievano	lievano	PROPN
easat-3790	264	6	,	,	PUNCT
easat-3790	264	7	j.	j.	PROPN
easat-3790	264	8	a.	a.	PROPN
easat-3790	264	9	,	,	PUNCT
easat-3790	264	10	&	&	CCONJ
easat-3790	264	11	parra	parra	PROPN
easat-3790	264	12	ramírez	ramírez	PROPN
easat-3790	264	13	,	,	PUNCT
easat-3790	264	14	s.	s.	PROPN
easat-3790	264	15	m.	m.	PROPN
easat-3790	264	16	(	(	PUNCT
easat-3790	264	17	2020	2020	NUM
easat-3790	264	18	)	)	PUNCT
easat-3790	264	19	.	.	PUNCT
easat-3790	265	1	factores	factores	PROPN
easat-3790	265	2	determinantes	determinante	VERB
easat-3790	265	3	para	para	PROPN
easat-3790	265	4	el	el	PROPN
easat-3790	265	5	acceso	acceso	PROPN
easat-3790	265	6	de	de	PROPN
easat-3790	265	7	las	las	PROPN
easat-3790	265	8	mipyme	mipyme	PROPN
easat-3790	265	9	al	al	PROPN
easat-3790	265	10	crédito	crédito	PROPN
easat-3790	265	11	drop	drop	NOUN
easat-3790	265	12	-	-	PUNCT
easat-3790	265	13	by	by	ADP
easat-3790	265	14	-	-	PUNCT
easat-3790	265	15	drop	drop	NOUN
easat-3790	265	16	.	.	PUNCT
easat-3790	266	1	revista	revista	PROPN
easat-3790	266	2	republicana	republicana	PROPN
easat-3790	266	3	,	,	PUNCT
easat-3790	266	4	28	28	NUM
easat-3790	266	5	,	,	PUNCT
easat-3790	266	6	217	217	NUM
easat-3790	266	7	-	-	SYM
easat-3790	266	8	236	236	NUM
easat-3790	266	9	.	.	PUNCT
easat-3790	267	1	https://doi.org/10.21017/rev.repub.2020.v28.a84	https://doi.org/10.21017/rev.repub.2020.v28.a84	PROPN
easat-3790	267	2	[	[	X
easat-3790	267	3	12	12	NUM
easat-3790	267	4	]	]	PUNCT
easat-3790	267	5	danos	danos	PROPN
easat-3790	267	6	,	,	PUNCT
easat-3790	267	7	h.	h.	PROPN
easat-3790	267	8	f.	f.	PROPN
easat-3790	267	9	v.	v.	PROPN
easat-3790	267	10	,	,	PUNCT
easat-3790	267	11	&	&	CCONJ
easat-3790	267	12	romero	romero	PROPN
easat-3790	267	13	,	,	PUNCT
easat-3790	267	14	d.	d.	PROPN
easat-3790	267	15	m.	m.	PROPN
easat-3790	267	16	m.	m.	PROPN
easat-3790	267	17	(	(	PUNCT
easat-3790	267	18	2020	2020	NUM
easat-3790	267	19	)	)	PUNCT
easat-3790	267	20	.	.	PUNCT
easat-3790	268	1	factores	factores	PROPN
easat-3790	268	2	limitantes	limitantes	PROPN
easat-3790	268	3	y	y	PROPN
easat-3790	268	4	avances	avance	VERB
easat-3790	268	5	en	en	ADP
easat-3790	268	6	la	la	PROPN
easat-3790	268	7	inclusión	inclusión	PROPN
easat-3790	268	8	financiera	financiera	PROPN
easat-3790	268	9	de	de	PROPN
easat-3790	268	10	las	las	PROPN
easat-3790	268	11	micro	micro	PROPN
easat-3790	268	12	,	,	PUNCT
easat-3790	268	13	pequeñas	pequeñas	PROPN
easat-3790	268	14	y	y	PROPN
easat-3790	268	15	medianas	medianas	PROPN
easat-3790	268	16	empresas	empresas	PROPN
easat-3790	268	17	en	en	PROPN
easat-3790	268	18	el	el	PROPN
easat-3790	268	19	perú	perú	PROPN
easat-3790	268	20	.	.	PROPN
easat-3790	269	1	revista	revista	PROPN
easat-3790	269	2	lidera	lidera	PROPN
easat-3790	269	3	,	,	PUNCT
easat-3790	269	4	15	15	NUM
easat-3790	269	5	,	,	PUNCT
easat-3790	269	6	26	26	NUM
easat-3790	269	7	-	-	SYM
easat-3790	269	8	34	34	NUM
easat-3790	269	9	.	.	PUNCT
easat-3790	270	1	[	[	X
easat-3790	270	2	13	13	NUM
easat-3790	270	3	]	]	PUNCT
easat-3790	270	4	dini	dini	NOUN
easat-3790	270	5	,	,	PUNCT
easat-3790	270	6	m.	m.	NOUN
easat-3790	270	7	,	,	PUNCT
easat-3790	270	8	&	&	CCONJ
easat-3790	270	9	stumpo	stumpo	PROPN
easat-3790	270	10	,	,	PUNCT
easat-3790	270	11	g.	g.	PROPN
easat-3790	270	12	(	(	PUNCT
easat-3790	270	13	2020	2020	NUM
easat-3790	270	14	)	)	PUNCT
easat-3790	270	15	.	.	PUNCT
easat-3790	271	1	mipymes	mipymes	PROPN
easat-3790	271	2	en	en	PROPN
easat-3790	271	3	américa	américa	PROPN
easat-3790	271	4	latina	latina	PROPN
easat-3790	271	5	:	:	PUNCT
easat-3790	271	6	un	un	PROPN
easat-3790	271	7	frágil	frágil	PROPN
easat-3790	271	8	desempeño	desempeño	PROPN
easat-3790	271	9	y	y	PROPN
easat-3790	271	10	nuevos	nuevos	PROPN
easat-3790	271	11	desafíos	desafíos	PROPN
easat-3790	271	12	para	para	PROPN
easat-3790	271	13	las	las	PROPN
easat-3790	271	14	políticas	políticas	PROPN
easat-3790	271	15	de	de	PROPN
easat-3790	271	16	fomento	fomento	PROPN
easat-3790	271	17	.	.	PUNCT
easat-3790	271	18	cepal	cepal	PROPN
easat-3790	271	19	.	.	PUNCT
easat-3790	272	1	https://www.cepal.org/es/publicaciones/44148-mipymes-america-latina-un-fragil-desempenonuevos-desafios-politicas-fomento	https://www.cepal.org/es/publicaciones/44148-mipymes-america-latina-un-fragil-desempenonuevos-desafios-politicas-fomento	NOUN
easat-3790	273	1	[	[	X
easat-3790	273	2	14	14	NUM
easat-3790	273	3	]	]	X
easat-3790	273	4	duta	duta	NOUN
easat-3790	273	5	-	-	PUNCT
easat-3790	273	6	uyaguari	uyaguari	PROPN
easat-3790	273	7	,	,	PUNCT
easat-3790	273	8	e.	e.	PROPN
easat-3790	273	9	,	,	PUNCT
easat-3790	273	10	álava	álava	PROPN
easat-3790	273	11	-	-	PUNCT
easat-3790	273	12	atiencie	atiencie	ADJ
easat-3790	273	13	,	,	PUNCT
easat-3790	273	14	g.	g.	NOUN
easat-3790	273	15	,	,	PUNCT
easat-3790	273	16	sigüenza	sigüenza	ADJ
easat-3790	273	17	-	-	PUNCT
easat-3790	273	18	orellana	orellana	PROPN
easat-3790	273	19	,	,	PUNCT
easat-3790	273	20	s.	s.	PROPN
easat-3790	273	21	,	,	PUNCT
easat-3790	273	22	&	&	CCONJ
easat-3790	273	23	pinos	pinos	PROPN
easat-3790	273	24	-	-	PUNCT
easat-3790	273	25	ramón	ramón	PROPN
easat-3790	273	26	,	,	PUNCT
easat-3790	273	27	l.	l.	PROPN
easat-3790	273	28	(	(	PUNCT
easat-3790	273	29	2021	2021	NUM
easat-3790	273	30	)	)	PUNCT
easat-3790	273	31	.	.	PUNCT
easat-3790	274	1	el	el	PROPN
easat-3790	274	2	microcrédito	microcrédito	PROPN
easat-3790	274	3	como	como	PROPN
easat-3790	274	4	potenciador	potenciador	PROPN
easat-3790	274	5	del	del	PROPN
easat-3790	274	6	desarrollo	desarrollo	PROPN
easat-3790	274	7	local	local	ADJ
easat-3790	274	8	:	:	PUNCT
easat-3790	274	9	análisis	análisis	PROPN
easat-3790	274	10	de	de	PROPN
easat-3790	274	11	las	las	PROPN
easat-3790	274	12	condiciones	condiciones	PROPN
easat-3790	274	13	de	de	PROPN
easat-3790	274	14	vida	vida	PROPN
easat-3790	274	15	.	.	PUNCT
easat-3790	275	1	maskana	maskana	PROPN
easat-3790	275	2	,	,	PUNCT
easat-3790	275	3	12(2	12(2	NUM
easat-3790	275	4	)	)	PUNCT
easat-3790	275	5	,	,	PUNCT
easat-3790	275	6	article	article	NOUN
easat-3790	275	7	2	2	NUM
easat-3790	275	8	.	.	PUNCT
easat-3790	276	1	https://doi.org/10.18537/mskn.12.02.04	https://doi.org/10.18537/mskn.12.02.04	PROPN
easat-3790	277	1	[	[	X
easat-3790	277	2	15	15	NUM
easat-3790	277	3	]	]	X
easat-3790	277	4	franco	franco	NOUN
easat-3790	277	5	gómez	gómez	PROPN
easat-3790	277	6	,	,	PUNCT
easat-3790	277	7	m.	m.	PROPN
easat-3790	277	8	del	del	PROPN
easat-3790	277	9	c.	c.	PROPN
easat-3790	277	10	,	,	PUNCT
easat-3790	277	11	gómez	gómez	NOUN
easat-3790	277	12	gutiérrez	gutiérrez	PROPN
easat-3790	277	13	,	,	PUNCT
easat-3790	277	14	f.	f.	PROPN
easat-3790	277	15	,	,	PUNCT
easat-3790	277	16	serrano	serrano	PROPN
easat-3790	277	17	orellana	orellana	PROPN
easat-3790	277	18	,	,	PUNCT
easat-3790	277	19	k.	k.	PROPN
easat-3790	277	20	,	,	PUNCT
easat-3790	277	21	franco	franco	PROPN
easat-3790	277	22	gómez	gómez	PROPN
easat-3790	277	23	,	,	PUNCT
easat-3790	277	24	m.	m.	PROPN
easat-3790	277	25	del	del	PROPN
easat-3790	277	26	c.	c.	PROPN
easat-3790	277	27	,	,	PUNCT
easat-3790	277	28	gómez	gómez	NOUN
easat-3790	277	29	gutiérrez	gutiérrez	PROPN
easat-3790	277	30	,	,	PUNCT
easat-3790	277	31	f.	f.	PROPN
easat-3790	277	32	,	,	PUNCT
easat-3790	277	33	&	&	CCONJ
easat-3790	277	34	serrano	serrano	PROPN
easat-3790	277	35	orellana	orellana	PROPN
easat-3790	277	36	,	,	PUNCT
easat-3790	277	37	k.	k.	PROPN
easat-3790	277	38	(	(	PUNCT
easat-3790	277	39	2019	2019	NUM
easat-3790	277	40	)	)	PUNCT
easat-3790	277	41	.	.	PUNCT
easat-3790	278	1	determinantes	determinante	NOUN
easat-3790	278	2	del	del	PROPN
easat-3790	278	3	acceso	acceso	PROPN
easat-3790	278	4	al	al	PROPN
easat-3790	278	5	crédito	crédito	PROPN
easat-3790	278	6	para	para	PROPN
easat-3790	278	7	la	la	PROPN
easat-3790	278	8	pyme	pyme	PROPN
easat-3790	278	9	del	del	PROPN
easat-3790	278	10	ecuador	ecuador	PROPN
easat-3790	278	11	.	.	PUNCT
easat-3790	279	1	conrado	conrado	NOUN
easat-3790	279	2	,	,	PUNCT
easat-3790	279	3	15(67	15(67	PROPN
easat-3790	279	4	)	)	PUNCT
easat-3790	279	5	,	,	PUNCT
easat-3790	279	6	295303	295303	NUM
easat-3790	279	7	.	.	PUNCT
easat-3790	280	1	[	[	X
easat-3790	280	2	16	16	NUM
easat-3790	280	3	]	]	X
easat-3790	280	4	geraldo	geraldo	PROPN
easat-3790	280	5	-	-	PUNCT
easat-3790	280	6	campos	campos	PROPN
easat-3790	280	7	,	,	PUNCT
easat-3790	280	8	l.	l.	PROPN
easat-3790	280	9	a.	a.	PROPN
easat-3790	280	10	,	,	PUNCT
easat-3790	280	11	moreno	moreno	PROPN
easat-3790	280	12	estelle	estelle	PROPN
easat-3790	280	13	,	,	PUNCT
easat-3790	280	14	s.	s.	PROPN
easat-3790	280	15	p.	p.	PROPN
easat-3790	280	16	,	,	PUNCT
easat-3790	280	17	palacios	palacio	NOUN
easat-3790	280	18	pizarro	pizarro	PROPN
easat-3790	280	19	,	,	PUNCT
easat-3790	280	20	c.	c.	PROPN
easat-3790	280	21	s.	s.	PROPN
easat-3790	280	22	,	,	PUNCT
easat-3790	280	23	&	&	CCONJ
easat-3790	280	24	tito	tito	PROPN
easat-3790	280	25	huamaní	huamaní	PROPN
easat-3790	280	26	,	,	PUNCT
easat-3790	280	27	p.	p.	PROPN
easat-3790	280	28	l.	l.	PROPN
easat-3790	280	29	(	(	PUNCT
easat-3790	280	30	2022	2022	NUM
easat-3790	280	31	)	)	PUNCT
easat-3790	280	32	.	.	PUNCT
easat-3790	281	1	diseño	diseño	NOUN
easat-3790	281	2	y	y	PROPN
easat-3790	281	3	validación	validación	PROPN
easat-3790	281	4	de	de	X
easat-3790	281	5	escalas	escalas	X
easat-3790	281	6	de	de	X
easat-3790	281	7	perdurabilidad	perdurabilidad	PROPN
easat-3790	281	8	en	en	PROPN
easat-3790	281	9	emprendimiento	emprendimiento	PROPN
easat-3790	281	10	empresarial	empresarial	PROPN
easat-3790	281	11	.	.	PUNCT
easat-3790	282	1	retos	reto	NOUN
easat-3790	282	2	,	,	PUNCT
easat-3790	282	3	12(24	12(24	NUM
easat-3790	282	4	)	)	PUNCT
easat-3790	282	5	,	,	PUNCT
easat-3790	282	6	350	350	NUM
easat-3790	282	7	-	-	SYM
easat-3790	282	8	366	366	NUM
easat-3790	282	9	.	.	PUNCT
easat-3790	283	1	https://doi.org/10.17163/ret.n24.2022.09	https://doi.org/10.17163/ret.n24.2022.09	X
easat-3790	284	1	[	[	X
easat-3790	284	2	17	17	NUM
easat-3790	284	3	]	]	X
easat-3790	284	4	hernandez	hernandez	PROPN
easat-3790	284	5	garcía	garcía	PROPN
easat-3790	284	6	,	,	PUNCT
easat-3790	284	7	e.	e.	PROPN
easat-3790	284	8	a.	a.	PROPN
easat-3790	284	9	,	,	PUNCT
easat-3790	284	10	&	&	CCONJ
easat-3790	284	11	oviedo	oviedo	PROPN
easat-3790	284	12	gómez	gómez	PROPN
easat-3790	284	13	,	,	PUNCT
easat-3790	284	14	a.	a.	PROPN
easat-3790	284	15	f.	f.	PROPN
easat-3790	284	16	(	(	PUNCT
easat-3790	284	17	2016	2016	NUM
easat-3790	284	18	)	)	PUNCT
easat-3790	284	19	.	.	PUNCT
easat-3790	285	1	mercado	mercado	PROPN
easat-3790	285	2	del	del	PROPN
easat-3790	285	3	crédito	crédito	PROPN
easat-3790	285	4	informal	informal	PROPN
easat-3790	285	5	en	en	X
easat-3790	285	6	colombia	colombia	PROPN
easat-3790	285	7	:	:	PUNCT
easat-3790	285	8	una	una	PROPN
easat-3790	285	9	aproximación	aproximación	PROPN
easat-3790	285	10	empírica	empírica	PROPN
easat-3790	285	11	.	.	PUNCT
easat-3790	286	1	ensayos	ensayos	PROPN
easat-3790	286	2	de	de	PROPN
easat-3790	286	3	economía	economía	PROPN
easat-3790	286	4	,	,	PUNCT
easat-3790	286	5	26(49	26(49	NOUN
easat-3790	286	6	)	)	PUNCT
easat-3790	286	7	,	,	PUNCT
easat-3790	286	8	137	137	NUM
easat-3790	286	9	-	-	SYM
easat-3790	286	10	156	156	NUM
easat-3790	286	11	.	.	PUNCT
easat-3790	287	1	https://doi.org/10.15446/ede.v26n49.63820	https://doi.org/10.15446/ede.v26n49.63820	NOUN
easat-3790	288	1	[	[	X
easat-3790	288	2	18	18	NUM
easat-3790	288	3	]	]	X
easat-3790	288	4	hernández	hernández	PROPN
easat-3790	288	5	lalinde	lalinde	PROPN
easat-3790	288	6	,	,	PUNCT
easat-3790	288	7	j.	j.	PROPN
easat-3790	288	8	d.	d.	PROPN
easat-3790	288	9	,	,	PUNCT
easat-3790	288	10	espinosa	espinosa	PROPN
easat-3790	288	11	castro	castro	PROPN
easat-3790	288	12	,	,	PUNCT
easat-3790	288	13	j.	j.	PROPN
easat-3790	288	14	f.	f.	PROPN
easat-3790	288	15	,	,	PUNCT
easat-3790	288	16	peñaloza	peñaloza	PROPN
easat-3790	288	17	tarazona	tarazona	PROPN
easat-3790	288	18	,	,	PUNCT
easat-3790	288	19	m.	m.	PROPN
easat-3790	288	20	e.	e.	PROPN
easat-3790	288	21	,	,	PUNCT
easat-3790	288	22	fernández	fernández	PROPN
easat-3790	288	23	gonzález	gonzález	PROPN
easat-3790	288	24	,	,	PUNCT
easat-3790	288	25	j.	j.	PROPN
easat-3790	288	26	e.	e.	PROPN
easat-3790	288	27	,	,	PUNCT
easat-3790	288	28	chacón	chacón	PROPN
easat-3790	288	29	rangel	rangel	PROPN
easat-3790	288	30	,	,	PUNCT
easat-3790	288	31	j.	j.	PROPN
easat-3790	288	32	g.	g.	PROPN
easat-3790	288	33	,	,	PUNCT
easat-3790	288	34	toloza	toloza	PROPN
easat-3790	288	35	sierra	sierra	PROPN
easat-3790	288	36	,	,	PUNCT
easat-3790	288	37	c.	c.	PROPN
easat-3790	288	38	a.	a.	PROPN
easat-3790	288	39	,	,	PUNCT
easat-3790	288	40	arenas	arenas	PROPN
easat-3790	288	41	torrado	torrado	PROPN
easat-3790	288	42	,	,	PUNCT
easat-3790	288	43	m.	m.	PROPN
easat-3790	288	44	k.	k.	PROPN
easat-3790	288	45	,	,	PUNCT
easat-3790	288	46	carrillo	carrillo	PROPN
easat-3790	288	47	sierra	sierra	PROPN
easat-3790	288	48	,	,	PUNCT
easat-3790	288	49	s.	s.	PROPN
easat-3790	288	50	m.	m.	PROPN
easat-3790	288	51	,	,	PUNCT
easat-3790	288	52	&	&	CCONJ
easat-3790	288	53	bermúdez	bermúdez	PROPN
easat-3790	288	54	pirela	pirela	PROPN
easat-3790	288	55	,	,	PUNCT
easat-3790	288	56	v.	v.	PROPN
easat-3790	288	57	j.	j.	PROPN
easat-3790	288	58	(	(	PUNCT
easat-3790	288	59	2018	2018	NUM
easat-3790	288	60	)	)	PUNCT
easat-3790	288	61	.	.	PUNCT
easat-3790	289	1	sobre	sobre	PROPN
easat-3790	289	2	el	el	PROPN
easat-3790	289	3	uso	uso	PROPN
easat-3790	289	4	adecuado	adecuado	PROPN
easat-3790	289	5	del	del	PROPN
easat-3790	289	6	coeficiente	coeficiente	PROPN
easat-3790	289	7	de	de	PROPN
easat-3790	289	8	correlación	correlación	PROPN
easat-3790	289	9	de	de	PROPN
easat-3790	289	10	pearson	pearson	PROPN
easat-3790	289	11	:	:	PUNCT
easat-3790	289	12	definición	definición	PROPN
easat-3790	289	13	,	,	PUNCT
easat-3790	289	14	propiedades	propiedade	VERB
easat-3790	289	15	y	y	PROPN
easat-3790	289	16	suposiciones	suposiciones	PROPN
easat-3790	289	17	.	.	PUNCT
easat-3790	290	1	archivos	archivos	PROPN
easat-3790	290	2	venezolanos	venezolanos	PROPN
easat-3790	290	3	de	de	AUX
easat-3790	290	4	farmacología	farmacología	PROPN
easat-3790	290	5	y	y	PROPN
easat-3790	290	6	terapéutica	terapéutica	NOUN
easat-3790	290	7	.	.	PUNCT
easat-3790	291	1	https://bonga.unisimon.edu.co/handle/20.500.12442/2469	https://bonga.unisimon.edu.co/handle/20.500.12442/2469	NOUN
easat-3790	292	1	[	[	X
easat-3790	292	2	19	19	NUM
easat-3790	292	3	]	]	X
easat-3790	292	4	hernández	hernández	PROPN
easat-3790	292	5	sampieri	sampieri	PROPN
easat-3790	292	6	,	,	PUNCT
easat-3790	292	7	r.	r.	PROPN
easat-3790	292	8	,	,	PUNCT
easat-3790	292	9	&	&	CCONJ
easat-3790	292	10	mendoza	mendoza	PROPN
easat-3790	292	11	torres	torres	PROPN
easat-3790	292	12	,	,	PUNCT
easat-3790	292	13	c.	c.	PROPN
easat-3790	292	14	p.	p.	PROPN
easat-3790	292	15	(	(	PUNCT
easat-3790	292	16	2018	2018	NUM
easat-3790	292	17	)	)	PUNCT
easat-3790	292	18	.	.	PUNCT
easat-3790	293	1	metodología	metodología	PROPN
easat-3790	293	2	de	de	PROPN
easat-3790	293	3	la	la	PROPN
easat-3790	293	4	investigación	investigación	PROPN
easat-3790	293	5	:	:	PUNCT
easat-3790	293	6	las	las	PROPN
easat-3790	293	7	rutas	rutas	PROPN
easat-3790	293	8	cuantitativa	cuantitativa	PROPN
easat-3790	293	9	,	,	PUNCT
easat-3790	293	10	cualitativa	cualitativa	PROPN
easat-3790	293	11	y	y	PROPN
easat-3790	293	12	mixta	mixta	PROPN
easat-3790	293	13	.	.	PUNCT
easat-3790	294	1	mc	mc	PROPN
easat-3790	294	2	graw	graw	PROPN
easat-3790	294	3	hill	hill	PROPN
easat-3790	294	4	.	.	PUNCT
easat-3790	295	1	[	[	X
easat-3790	295	2	20	20	NUM
easat-3790	295	3	]	]	X
easat-3790	295	4	holguín	holguín	PROPN
easat-3790	295	5	,	,	PUNCT
easat-3790	295	6	p.	p.	PROPN
easat-3790	295	7	j.	j.	PROPN
easat-3790	295	8	m.	m.	PROPN
easat-3790	295	9	(	(	PUNCT
easat-3790	295	10	2017	2017	NUM
easat-3790	295	11	)	)	PUNCT
easat-3790	295	12	.	.	PUNCT
easat-3790	296	1	inclusión	inclusión	PROPN
easat-3790	296	2	financiera	financiera	PROPN
easat-3790	296	3	,	,	PUNCT
easat-3790	296	4	pero	pero	PROPN
easat-3790	296	5	con	con	PROPN
easat-3790	296	6	negación	negación	PROPN
easat-3790	296	7	del	del	PROPN
easat-3790	296	8	crédito	crédito	PROPN
easat-3790	296	9	.	.	PROPN
easat-3790	297	1	un	un	PROPN
easat-3790	297	2	paso	paso	PROPN
easat-3790	297	3	para	para	PROPN
easat-3790	297	4	el	el	PROPN
easat-3790	297	5	“	"	PUNCT
easat-3790	297	6	drop	drop	VERB
easat-3790	297	7	-	-	PUNCT
easat-3790	297	8	by	by	ADP
easat-3790	297	9	-	-	PUNCT
easat-3790	297	10	drop	drop	NOUN
easat-3790	297	11	”	"	PUNCT
easat-3790	297	12	.	.	PUNCT
easat-3790	298	1	pluriverso	pluriverso	PROPN
easat-3790	298	2	,	,	PUNCT
easat-3790	298	3	9	9	NUM
easat-3790	298	4	,	,	PUNCT
easat-3790	298	5	article	article	NOUN
easat-3790	298	6	9	9	NUM
easat-3790	298	7	.	.	PUNCT
easat-3790	299	1	[	[	X
easat-3790	299	2	21	21	NUM
easat-3790	299	3	]	]	X
easat-3790	299	4	inglada	inglada	PROPN
easat-3790	299	5	galiana	galiana	PROPN
easat-3790	299	6	,	,	PUNCT
easat-3790	299	7	m.	m.	PROPN
easat-3790	299	8	e.	e.	PROPN
easat-3790	299	9	,	,	PUNCT
easat-3790	299	10	sastre	sastre	PROPN
easat-3790	299	11	centeno	centeno	PROPN
easat-3790	299	12	,	,	PUNCT
easat-3790	299	13	j.	j.	PROPN
easat-3790	299	14	m.	m.	PROPN
easat-3790	299	15	,	,	PUNCT
easat-3790	299	16	&	&	CCONJ
easat-3790	299	17	bilbao	bilbao	PROPN
easat-3790	299	18	,	,	PUNCT
easat-3790	299	19	m.	m.	PROPN
easat-3790	299	20	c.	c.	PROPN
easat-3790	299	21	d.	d.	PROPN
easat-3790	299	22	m.	m.	PROPN
easat-3790	299	23	(	(	PUNCT
easat-3790	299	24	2015	2015	NUM
easat-3790	299	25	)	)	PUNCT
easat-3790	299	26	.	.	PUNCT
easat-3790	300	1	importancia	importancia	PROPN
easat-3790	300	2	de	de	ADP
easat-3790	300	3	los	los	PROPN
easat-3790	300	4	microcréditos	microcréditos	PROPN
easat-3790	300	5	como	como	ADJ
easat-3790	300	6	instrumento	instrumento	PROPN
easat-3790	300	7	de	de	PROPN
easat-3790	300	8	financiación	financiación	PROPN
easat-3790	300	9	en	en	PROPN
easat-3790	300	10	el	el	PROPN
easat-3790	300	11	desarrollo	desarrollo	PROPN
easat-3790	300	12	social	social	PROPN
easat-3790	300	13	.	.	PUNCT
easat-3790	301	1	revista	revista	PROPN
easat-3790	301	2	guillermo	guillermo	PROPN
easat-3790	301	3	de	de	PROPN
easat-3790	301	4	ockham	ockham	PROPN
easat-3790	301	5	,	,	PUNCT
easat-3790	301	6	13(2	13(2	PROPN
easat-3790	301	7	)	)	PUNCT
easat-3790	301	8	,	,	PUNCT
easat-3790	301	9	89	89	NUM
easat-3790	301	10	-	-	SYM
easat-3790	301	11	100	100	NUM
easat-3790	301	12	.	.	PUNCT
easat-3790	301	13	https://doi.org/10.21500/22563202.2264	https://doi.org/10.21500/22563202.2264	NOUN
easat-3790	302	1	[	[	X
easat-3790	302	2	22	22	NUM
easat-3790	302	3	]	]	X
easat-3790	302	4	lievano	lievano	PROPN
easat-3790	302	5	,	,	PUNCT
easat-3790	302	6	j.	j.	PROPN
easat-3790	302	7	a.	a.	PROPN
easat-3790	302	8	b.	b.	PROPN
easat-3790	302	9	,	,	PUNCT
easat-3790	302	10	&	&	CCONJ
easat-3790	302	11	ramirez	ramirez	PROPN
easat-3790	302	12	,	,	PUNCT
easat-3790	302	13	s.	s.	PROPN
easat-3790	302	14	p.	p.	PROPN
easat-3790	302	15	(	(	PUNCT
easat-3790	302	16	2024	2024	NUM
easat-3790	302	17	)	)	PUNCT
easat-3790	302	18	.	.	PUNCT
easat-3790	303	1	educación	educación	PROPN
easat-3790	303	2	financiera	financiera	PROPN
easat-3790	303	3	y	y	PROPN
easat-3790	303	4	servicios	servicios	PROPN
easat-3790	303	5	de	de	X
easat-3790	303	6	microcrédito	microcrédito	PROPN
easat-3790	303	7	en	en	PROPN
easat-3790	303	8	empresas	empresas	PROPN
easat-3790	303	9	de	de	PROPN
easat-3790	303	10	la	la	PROPN
easat-3790	303	11	ciudad	ciudad	PROPN
easat-3790	303	12	de	de	PROPN
easat-3790	303	13	bogotá	bogotá	PROPN
easat-3790	303	14	–	–	PUNCT
easat-3790	303	15	colombia	colombia	PROPN
easat-3790	303	16	.	.	PUNCT
easat-3790	304	1	revista	revista	PROPN
easat-3790	304	2	venezolana	venezolana	PROPN
easat-3790	304	3	de	de	PROPN
easat-3790	304	4	gerencia	gerencia	PROPN
easat-3790	304	5	:	:	PUNCT
easat-3790	304	6	rvg	rvg	VERB
easat-3790	304	7	,	,	PUNCT
easat-3790	304	8	29(105	29(105	NOUN
easat-3790	304	9	)	)	PUNCT
easat-3790	304	10	,	,	PUNCT
easat-3790	304	11	239	239	NUM
easat-3790	304	12	-	-	SYM
easat-3790	304	13	253	253	NUM
easat-3790	304	14	.	.	PUNCT
easat-3790	305	1	https://doi.org/10.52080/rvgluz.29.105.16	https://doi.org/10.52080/rvgluz.29.105.16	PROPN
easat-3790	305	2	[	[	X
easat-3790	305	3	23	23	NUM
easat-3790	305	4	]	]	X
easat-3790	305	5	lievano	lievano	PROPN
easat-3790	305	6	,	,	PUNCT
easat-3790	305	7	j.	j.	PROPN
easat-3790	305	8	a.	a.	PROPN
easat-3790	305	9	,	,	PUNCT
easat-3790	305	10	parra	parra	PROPN
easat-3790	305	11	ramirez	ramirez	PROPN
easat-3790	305	12	,	,	PUNCT
easat-3790	305	13	s.	s.	PROPN
easat-3790	305	14	,	,	PUNCT
easat-3790	305	15	&	&	CCONJ
easat-3790	305	16	parada	parada	PROPN
easat-3790	305	17	,	,	PUNCT
easat-3790	305	18	s.	s.	PROPN
easat-3790	305	19	(	(	PUNCT
easat-3790	305	20	2022	2022	NUM
easat-3790	305	21	)	)	PUNCT
easat-3790	305	22	.	.	PUNCT
easat-3790	306	1	análisis	análisis	PROPN
easat-3790	306	2	de	de	PROPN
easat-3790	306	3	clasificación	clasificación	PROPN
easat-3790	306	4	empresarial	empresarial	PROPN
easat-3790	306	5	por	por	PROPN
easat-3790	306	6	tamaño	tamaño	PROPN
easat-3790	306	7	de	de	PROPN
easat-3790	306	8	países	paíse	VERB
easat-3790	306	9	miembros	miembros	PROPN
easat-3790	306	10	o	o	PROPN
easat-3790	306	11	asociados	asociados	PROPN
easat-3790	306	12	de	de	PROPN
easat-3790	306	13	la	la	PROPN
easat-3790	306	14	comunidad	comunidad	PROPN
easat-3790	306	15	andina	andina	PROPN
easat-3790	306	16	–	–	PUNCT
easat-3790	306	17	can	can	AUX
easat-3790	306	18	.	.	PUNCT
easat-3790	307	1	revista	revista	PROPN
easat-3790	307	2	investigación	investigación	PROPN
easat-3790	307	3	,	,	PUNCT
easat-3790	307	4	desarrollo	desarrollo	PROPN
easat-3790	307	5	educación	educación	PROPN
easat-3790	307	6	,	,	PUNCT
easat-3790	307	7	servicio	servicio	PROPN
easat-3790	307	8	,	,	PUNCT
easat-3790	307	9	trabajo	trabajo	PROPN
easat-3790	307	10	.	.	PUNCT
easat-3790	307	11	https://doi.org/10.31876/idest.v2i1.30	https://doi.org/10.31876/idest.v2i1.30	X
easat-3790	308	1	[	[	X
easat-3790	308	2	24	24	NUM
easat-3790	308	3	]	]	X
easat-3790	308	4	maza	maza	PROPN
easat-3790	308	5	,	,	PUNCT
easat-3790	308	6	l.	l.	PROPN
easat-3790	308	7	a.	a.	PROPN
easat-3790	308	8	c.	c.	PROPN
easat-3790	308	9	,	,	PUNCT
easat-3790	308	10	&	&	CCONJ
easat-3790	308	11	rivera	rivera	PROPN
easat-3790	308	12	,	,	PUNCT
easat-3790	308	13	a.	a.	PROPN
easat-3790	308	14	h.	h.	PROPN
easat-3790	308	15	(	(	PUNCT
easat-3790	308	16	2023	2023	NUM
easat-3790	308	17	)	)	PUNCT
easat-3790	308	18	.	.	PUNCT
easat-3790	309	1	educación	educación	PROPN
easat-3790	309	2	financiera	financiera	PROPN
easat-3790	309	3	y	y	PROPN
easat-3790	309	4	la	la	PROPN
easat-3790	309	5	gestión	gestión	PROPN
easat-3790	309	6	del	del	PROPN
easat-3790	309	7	crédito	crédito	PROPN
easat-3790	309	8	en	en	PROPN
easat-3790	309	9	los	los	PROPN
easat-3790	309	10	hogares	hogares	PROPN
easat-3790	309	11	mexicanos	mexicanos	PROPN
easat-3790	309	12	.	.	PUNCT
easat-3790	310	1	estudios	estudios	PROPN
easat-3790	310	2	económicos	económicos	PROPN
easat-3790	310	3	,	,	PUNCT
easat-3790	310	4	40(81	40(81	NOUN
easat-3790	310	5	)	)	PUNCT
easat-3790	310	6	,	,	PUNCT
easat-3790	310	7	article	article	NOUN
easat-3790	310	8	81	81	NUM
easat-3790	310	9	.	.	PUNCT
easat-3790	311	1	https://doi.org/10.52292/j.estudecon.2023.3411	https://doi.org/10.52292/j.estudecon.2023.3411	ADJ
easat-3790	311	2	https://doi.org/10.18634/sophiaj.18v.2i.1234	https://doi.org/10.18634/sophiaj.18v.2i.1234	ADJ
easat-3790	311	3	https://doi.org/10.31876/rcs.v24i1.24933	https://doi.org/10.31876/rcs.v24i1.24933	PROPN
easat-3790	311	4	https://doi.org/10.46661/revmetodoscuanteconempresa.4450	https://doi.org/10.46661/revmetodoscuanteconempresa.4450	NOUN
easat-3790	311	5	https://doi.org/10.21678/apuntes.91.1408	https://doi.org/10.21678/apuntes.91.1408	NOUN
easat-3790	311	6	https://doi.org/10.21017/rev.repub.2020.v28.a84	https://doi.org/10.21017/rev.repub.2020.v28.a84	PROPN
easat-3790	311	7	https://www.cepal.org/es/publicaciones/44148-mipymes-america-latina-un-fragil-desempeno-nuevos-desafios-politicas-fomento	https://www.cepal.org/es/publicaciones/44148-mipymes-america-latina-un-fragil-desempeno-nuevos-desafios-politicas-fomento	PROPN
easat-3790	311	8	https://www.cepal.org/es/publicaciones/44148-mipymes-america-latina-un-fragil-desempeno-nuevos-desafios-politicas-fomento	https://www.cepal.org/es/publicaciones/44148-mipymes-america-latina-un-fragil-desempeno-nuevos-desafios-politicas-fomento	PROPN
easat-3790	312	1	https://doi.org/10.18537/mskn.12.02.04	https://doi.org/10.18537/mskn.12.02.04	PROPN
easat-3790	312	2	https://doi.org/10.17163/ret.n24.2022.09	https://doi.org/10.17163/ret.n24.2022.09	X
easat-3790	312	3	https://doi.org/10.15446/ede.v26n49.63820	https://doi.org/10.15446/ede.v26n49.63820	PROPN
easat-3790	312	4	https://bonga.unisimon.edu.co/handle/20.500.12442/2469	https://bonga.unisimon.edu.co/handle/20.500.12442/2469	PROPN
easat-3790	312	5	https://doi.org/10.21500/22563202.2264	https://doi.org/10.21500/22563202.2264	NOUN
easat-3790	312	6	https://doi.org/10.52080/rvgluz.29.105.16	https://doi.org/10.52080/rvgluz.29.105.16	PROPN
easat-3790	312	7	https://doi.org/10.31876/idest.v2i1.30	https://doi.org/10.31876/idest.v2i1.30	VERB
easat-3790	312	8	https://doi.org/10.52292/j.estudecon.2023.3411	https://doi.org/10.52292/j.estudecon.2023.3411	ADJ
easat-3790	312	9	8280	8280	NUM
easat-3790	312	10	edelweiss	edelweiss	PROPN
easat-3790	312	11	applied	apply	VERB
easat-3790	312	12	science	science	NOUN
easat-3790	312	13	and	and	CCONJ
easat-3790	312	14	technology	technology	NOUN
easat-3790	312	15	issn	issn	PROPN
easat-3790	312	16	:	:	PUNCT
easat-3790	312	17	2576	2576	NUM
easat-3790	312	18	-	-	SYM
easat-3790	312	19	8484	8484	NUM
easat-3790	312	20	vol	vol	NOUN
easat-3790	312	21	.	.	PROPN
easat-3790	313	1	8	8	NUM
easat-3790	313	2	,	,	PUNCT
easat-3790	313	3	no	no	INTJ
easat-3790	313	4	.	.	NOUN
easat-3790	313	5	6	6	NUM
easat-3790	313	6	:	:	SYM
easat-3790	313	7	8268	8268	NUM
easat-3790	313	8	-	-	SYM
easat-3790	313	9	8280	8280	NUM
easat-3790	313	10	,	,	PUNCT
easat-3790	313	11	2024	2024	NUM
easat-3790	313	12	doi	doi	NOUN
easat-3790	313	13	:	:	PUNCT
easat-3790	313	14	10.55214/25768484.v8i6.3790	10.55214/25768484.v8i6.3790	NUM
easat-3790	313	15	©	©	PROPN
easat-3790	313	16	2024	2024	NUM
easat-3790	313	17	by	by	ADP
easat-3790	313	18	the	the	DET
easat-3790	313	19	authors	author	NOUN
easat-3790	313	20	;	;	PUNCT
easat-3790	313	21	licensee	licensee	PROPN
easat-3790	313	22	learning	learning	NOUN
easat-3790	313	23	gate	gate	NOUN
easat-3790	314	1	[	[	X
easat-3790	314	2	25	25	NUM
easat-3790	314	3	]	]	X
easat-3790	314	4	moreno	moreno	PROPN
easat-3790	314	5	-	-	PUNCT
easat-3790	314	6	gómez	gómez	NOUN
easat-3790	314	7	,	,	PUNCT
easat-3790	314	8	j.	j.	PROPN
easat-3790	314	9	,	,	PUNCT
easat-3790	314	10	londoño	londoño	PROPN
easat-3790	314	11	,	,	PUNCT
easat-3790	314	12	j.	j.	PROPN
easat-3790	314	13	c.	c.	PROPN
easat-3790	314	14	,	,	PUNCT
easat-3790	314	15	&	&	CCONJ
easat-3790	314	16	zapata	zapata	PROPN
easat-3790	314	17	-	-	PUNCT
easat-3790	314	18	upegui	upegui	PROPN
easat-3790	314	19	,	,	PUNCT
easat-3790	314	20	l.	l.	PROPN
easat-3790	314	21	f.	f.	PROPN
easat-3790	314	22	(	(	PUNCT
easat-3790	314	23	2023	2023	NUM
easat-3790	314	24	)	)	PUNCT
easat-3790	314	25	.	.	PUNCT
easat-3790	315	1	marketing	marketing	NOUN
easat-3790	315	2	strategy	strategy	NOUN
easat-3790	315	3	and	and	CCONJ
easat-3790	315	4	competitiveness	competitiveness	NOUN
easat-3790	315	5	:	:	PUNCT
easat-3790	315	6	evidence	evidence	NOUN
easat-3790	315	7	from	from	ADP
easat-3790	315	8	colombian	colombian	ADJ
easat-3790	315	9	smes	sme	NOUN
easat-3790	315	10	|	|	ADV
easat-3790	315	11	tec	tec	PROPN
easat-3790	315	12	empresarial	empresarial	NOUN
easat-3790	315	13	.	.	PUNCT
easat-3790	316	1	https://doi.org/10.18845/te.v17i2.6701	https://doi.org/10.18845/te.v17i2.6701	X
easat-3790	317	1	[	[	X
easat-3790	317	2	26	26	NUM
easat-3790	317	3	]	]	PUNCT
easat-3790	317	4	mourão	mourão	PROPN
easat-3790	317	5	,	,	PUNCT
easat-3790	317	6	g.	g.	PROPN
easat-3790	317	7	n.	n.	PROPN
easat-3790	317	8	(	(	PUNCT
easat-3790	317	9	2019	2019	NUM
easat-3790	317	10	)	)	PUNCT
easat-3790	317	11	.	.	PUNCT
easat-3790	318	1	o	o	PROPN
easat-3790	318	2	modelo	modelo	PROPN
easat-3790	318	3	original	original	PROPN
easat-3790	318	4	de	de	PROPN
easat-3790	318	5	microcrédito	microcrédito	PROPN
easat-3790	318	6	e	e	PROPN
easat-3790	318	7	sua	sua	PROPN
easat-3790	318	8	versão	versão	PROPN
easat-3790	318	9	brasileira	brasileira	PROPN
easat-3790	318	10	:	:	PUNCT
easat-3790	318	11	o	o	PROPN
easat-3790	318	12	que	que	PROPN
easat-3790	318	13	deu	deu	PROPN
easat-3790	318	14	errado	errado	PROPN
easat-3790	318	15	?	?	PROPN
easat-3790	318	16	revista	revista	PROPN
easat-3790	318	17	da	da	PROPN
easat-3790	318	18	fae	fae	PROPN
easat-3790	318	19	,	,	PUNCT
easat-3790	318	20	22(1	22(1	NUM
easat-3790	318	21	)	)	PUNCT
easat-3790	318	22	,	,	PUNCT
easat-3790	318	23	article	article	NOUN
easat-3790	318	24	1	1	NUM
easat-3790	318	25	.	.	PUNCT
easat-3790	319	1	[	[	X
easat-3790	319	2	27	27	NUM
easat-3790	319	3	]	]	X
easat-3790	319	4	noboa	noboa	PROPN
easat-3790	319	5	,	,	PUNCT
easat-3790	319	6	j.	j.	PROPN
easat-3790	319	7	e.	e.	PROPN
easat-3790	319	8	g.	g.	PROPN
easat-3790	319	9	,	,	PUNCT
easat-3790	319	10	pacheco	pacheco	PROPN
easat-3790	319	11	,	,	PUNCT
easat-3790	319	12	e.	e.	PROPN
easat-3790	319	13	s.	s.	PROPN
easat-3790	319	14	a.	a.	PROPN
easat-3790	319	15	,	,	PUNCT
easat-3790	319	16	cárdenas	cárdenas	PROPN
easat-3790	319	17	,	,	PUNCT
easat-3790	319	18	c.	c.	PROPN
easat-3790	319	19	v.	v.	PROPN
easat-3790	319	20	g.	g.	PROPN
easat-3790	319	21	,	,	PUNCT
easat-3790	319	22	&	&	CCONJ
easat-3790	319	23	pazmiño	pazmiño	PROPN
easat-3790	319	24	,	,	PUNCT
easat-3790	319	25	a.	a.	NOUN
easat-3790	319	26	m.	m.	PROPN
easat-3790	319	27	a.	a.	PROPN
easat-3790	319	28	(	(	PUNCT
easat-3790	319	29	2020	2020	NUM
easat-3790	319	30	)	)	PUNCT
easat-3790	319	31	.	.	PUNCT
easat-3790	320	1	evolución	evolución	PROPN
easat-3790	320	2	de	de	PROPN
easat-3790	320	3	las	las	PROPN
easat-3790	320	4	mipymes	mipymes	PROPN
easat-3790	320	5	según	según	PROPN
easat-3790	320	6	el	el	PROPN
easat-3790	320	7	ciclo	ciclo	PROPN
easat-3790	320	8	de	de	PROPN
easat-3790	320	9	vida	vida	PROPN
easat-3790	320	10	.	.	PUNCT
easat-3790	321	1	universidad	universidad	PROPN
easat-3790	321	2	y	y	PROPN
easat-3790	321	3	sociedad	sociedad	PROPN
easat-3790	321	4	,	,	PUNCT
easat-3790	321	5	12(s(1	12(s(1	NUM
easat-3790	321	6	)	)	PUNCT
easat-3790	321	7	)	)	PUNCT
easat-3790	321	8	,	,	PUNCT
easat-3790	321	9	article	article	NOUN
easat-3790	321	10	s(1	s(1	PROPN
easat-3790	321	11	)	)	PUNCT
easat-3790	321	12	.	.	PUNCT
easat-3790	322	1	[	[	X
easat-3790	322	2	28	28	NUM
easat-3790	322	3	]	]	X
easat-3790	322	4	obando	obando	NOUN
easat-3790	322	5	-	-	PUNCT
easat-3790	322	6	bastidas	bastidas	ADJ
easat-3790	322	7	,	,	PUNCT
easat-3790	322	8	j.	j.	PROPN
easat-3790	322	9	a.	a.	PROPN
easat-3790	322	10	,	,	PUNCT
easat-3790	322	11	herrera	herrera	NOUN
easat-3790	322	12	-	-	PUNCT
easat-3790	322	13	sarmiento	sarmiento	NOUN
easat-3790	322	14	,	,	PUNCT
easat-3790	322	15	g.	g.	PROPN
easat-3790	322	16	i.	i.	PROPN
easat-3790	322	17	,	,	PUNCT
easat-3790	322	18	&	&	CCONJ
easat-3790	322	19	rodríguez	rodríguez	PROPN
easat-3790	322	20	-	-	PUNCT
easat-3790	322	21	ladino	ladino	PROPN
easat-3790	322	22	,	,	PUNCT
easat-3790	322	23	j.	j.	PROPN
easat-3790	322	24	j.	j.	PROPN
easat-3790	322	25	(	(	PUNCT
easat-3790	322	26	2016	2016	NUM
easat-3790	322	27	)	)	PUNCT
easat-3790	322	28	.	.	PUNCT
easat-3790	323	1	los	los	PROPN
easat-3790	323	2	microempresarios	microempresarios	PROPN
easat-3790	323	3	y	y	PROPN
easat-3790	323	4	los	los	PROPN
easat-3790	323	5	cuentagotas	cuentagota	VERB
easat-3790	323	6	en	en	ADP
easat-3790	323	7	villavicencio	villavicencio	PROPN
easat-3790	323	8	.	.	PUNCT
easat-3790	324	1	orinoquia	orinoquia	PROPN
easat-3790	324	2	,	,	PUNCT
easat-3790	324	3	20(2	20(2	NUM
easat-3790	324	4	)	)	PUNCT
easat-3790	324	5	,	,	PUNCT
easat-3790	324	6	102	102	NUM
easat-3790	324	7	.	.	PUNCT
easat-3790	325	1	https://doi.org/10.22579/20112629.363	https://doi.org/10.22579/20112629.363	PRON
easat-3790	325	2	[	[	X
easat-3790	325	3	29	29	NUM
easat-3790	325	4	]	]	X
easat-3790	325	5	ordóñez	ordóñez	PROPN
easat-3790	325	6	granda	granda	PROPN
easat-3790	325	7	,	,	PUNCT
easat-3790	325	8	e.	e.	PROPN
easat-3790	325	9	m.	m.	PROPN
easat-3790	325	10	,	,	PUNCT
easat-3790	325	11	narváez	narváez	PROPN
easat-3790	325	12	zurita	zurita	PROPN
easat-3790	325	13	,	,	PUNCT
easat-3790	325	14	i.	i.	PROPN
easat-3790	325	15	,	,	PUNCT
easat-3790	325	16	&	&	CCONJ
easat-3790	325	17	erazo	erazo	ADJ
easat-3790	325	18	álvarez	álvarez	PROPN
easat-3790	325	19	,	,	PUNCT
easat-3790	325	20	j.	j.	PROPN
easat-3790	325	21	c.	c.	PROPN
easat-3790	325	22	(	(	PUNCT
easat-3790	325	23	2020	2020	NUM
easat-3790	325	24	)	)	PUNCT
easat-3790	325	25	.	.	PUNCT
easat-3790	326	1	el	el	PROPN
easat-3790	326	2	sistema	sistema	PROPN
easat-3790	326	3	financiero	financiero	PROPN
easat-3790	326	4	en	en	PROPN
easat-3790	326	5	ecuador	ecuador	PROPN
easat-3790	326	6	.	.	PUNCT
easat-3790	327	1	herramientas	herramientas	PROPN
easat-3790	327	2	innovadoras	innovadoras	PROPN
easat-3790	327	3	y	y	PROPN
easat-3790	327	4	nuevos	nuevos	PROPN
easat-3790	327	5	modelos	modelos	PROPN
easat-3790	327	6	de	de	PROPN
easat-3790	327	7	negocio	negocio	PROPN
easat-3790	327	8	.	.	PUNCT
easat-3790	328	1	revista	revista	PROPN
easat-3790	328	2	arbitrada	arbitrada	PROPN
easat-3790	328	3	interdisciplinaria	interdisciplinaria	PROPN
easat-3790	328	4	koinonía	koinonía	PROPN
easat-3790	328	5	,	,	PUNCT
easat-3790	328	6	5(10	5(10	NUM
easat-3790	328	7	(	(	PUNCT
easat-3790	328	8	juliodiciembre	juliodiciembre	NOUN
easat-3790	328	9	2020	2020	NUM
easat-3790	328	10	)	)	PUNCT
easat-3790	328	11	)	)	PUNCT
easat-3790	328	12	,	,	PUNCT
easat-3790	328	13	195	195	NUM
easat-3790	328	14	-	-	SYM
easat-3790	328	15	225	225	NUM
easat-3790	328	16	.	.	PUNCT
easat-3790	329	1	[	[	X
easat-3790	329	2	30	30	NUM
easat-3790	329	3	]	]	X
easat-3790	329	4	posada	posada	PROPN
easat-3790	329	5	,	,	PUNCT
easat-3790	329	6	o.	o.	NOUN
easat-3790	329	7	a.	a.	NOUN
easat-3790	329	8	(	(	PUNCT
easat-3790	329	9	1957	1957	NUM
easat-3790	329	10	)	)	PUNCT
easat-3790	329	11	.	.	PUNCT
easat-3790	330	1	la	la	PROPN
easat-3790	330	2	propiedad	propiedad	PROPN
easat-3790	330	3	privada	privada	PROPN
easat-3790	330	4	con	con	PROPN
easat-3790	330	5	función	función	PROPN
easat-3790	330	6	social	social	PROPN
easat-3790	330	7	.	.	PUNCT
easat-3790	331	1	estudios	estudio	NOUN
easat-3790	331	2	de	de	ADP
easat-3790	331	3	derecho	derecho	ADJ
easat-3790	331	4	,	,	PUNCT
easat-3790	331	5	17(51	17(51	NUM
easat-3790	331	6	)	)	PUNCT
easat-3790	331	7	,	,	PUNCT
easat-3790	331	8	article	article	NOUN
easat-3790	331	9	51	51	NUM
easat-3790	331	10	.	.	PUNCT
easat-3790	332	1	https://doi.org/10.17533/udea.esde.335547	https://doi.org/10.17533/udea.esde.335547	X
easat-3790	333	1	[	[	X
easat-3790	333	2	31	31	NUM
easat-3790	333	3	]	]	X
easat-3790	333	4	ramírez	ramírez	NOUN
easat-3790	333	5	-	-	PUNCT
easat-3790	333	6	miranda	miranda	NOUN
easat-3790	333	7	,	,	PUNCT
easat-3790	333	8	m.	m.	NOUN
easat-3790	333	9	,	,	PUNCT
easat-3790	333	10	gonzález	gonzález	PROPN
easat-3790	333	11	-	-	PUNCT
easat-3790	333	12	ruiz	ruiz	PROPN
easat-3790	333	13	,	,	PUNCT
easat-3790	333	14	j.	j.	PROPN
easat-3790	333	15	d.	d.	PROPN
easat-3790	333	16	,	,	PUNCT
easat-3790	333	17	&	&	CCONJ
easat-3790	333	18	duque	duque	PROPN
easat-3790	333	19	-	-	PUNCT
easat-3790	333	20	grisales	grisale	NOUN
easat-3790	333	21	,	,	PUNCT
easat-3790	333	22	e.	e.	PROPN
easat-3790	333	23	(	(	PUNCT
easat-3790	333	24	2022	2022	NUM
easat-3790	333	25	)	)	PUNCT
easat-3790	333	26	.	.	PUNCT
easat-3790	334	1	análisis	análisis	PROPN
easat-3790	334	2	de	de	PROPN
easat-3790	334	3	la	la	X
easat-3790	334	4	estructura	estructura	X
easat-3790	334	5	de	de	X
easat-3790	334	6	capital	capital	PROPN
easat-3790	334	7	en	en	PROPN
easat-3790	334	8	los	los	PROPN
easat-3790	334	9	principales	principales	PROPN
easat-3790	334	10	sistemas	sistemas	PROPN
easat-3790	334	11	bancarios	bancarios	PROPN
easat-3790	334	12	centroamericanos	centroamericanos	PROPN
easat-3790	334	13	en	en	PROPN
easat-3790	334	14	el	el	PROPN
easat-3790	334	15	período	período	NOUN
easat-3790	334	16	2015	2015	NUM
easat-3790	334	17	-	-	SYM
easat-3790	334	18	2019	2019	NUM
easat-3790	334	19	.	.	PUNCT
easat-3790	335	1	revista	revista	PROPN
easat-3790	335	2	cea	cea	PROPN
easat-3790	335	3	,	,	PUNCT
easat-3790	335	4	8(17	8(17	NUM
easat-3790	335	5	)	)	PUNCT
easat-3790	335	6	,	,	PUNCT
easat-3790	335	7	article	article	NOUN
easat-3790	335	8	17	17	NUM
easat-3790	335	9	.	.	PUNCT
easat-3790	335	10	https://doi.org/10.22430/24223182.2047	https://doi.org/10.22430/24223182.2047	X
easat-3790	336	1	[	[	X
easat-3790	336	2	32	32	NUM
easat-3790	336	3	]	]	PUNCT
easat-3790	336	4	renaud	renaud	NOUN
easat-3790	336	5	,	,	PUNCT
easat-3790	336	6	m.	m.	NOUN
easat-3790	336	7	c.	c.	PROPN
easat-3790	336	8	(	(	PUNCT
easat-3790	336	9	2019	2019	NUM
easat-3790	336	10	)	)	PUNCT
easat-3790	336	11	.	.	PUNCT
easat-3790	337	1	intermediación	intermediación	PROPN
easat-3790	337	2	financiera	financiera	PROPN
easat-3790	337	3	del	del	PROPN
easat-3790	337	4	crimen	crimen	PROPN
easat-3790	337	5	organizado	organizado	VERB
easat-3790	337	6	.	.	PUNCT
easat-3790	338	1	https://ar.ijeditores.com/pop.php?option=articulo&hash=c8e998c798641dce0c73b0eb432fb671	https://ar.ijeditores.com/pop.php?option=articulo&hash=c8e998c798641dce0c73b0eb432fb671	PROPN
easat-3790	339	1	[	[	X
easat-3790	339	2	33	33	NUM
easat-3790	339	3	]	]	X
easat-3790	339	4	rocca	rocca	PROPN
easat-3790	339	5	espinoza	espinoza	PROPN
easat-3790	339	6	,	,	PUNCT
easat-3790	339	7	e.	e.	PROPN
easat-3790	339	8	,	,	PUNCT
easat-3790	339	9	garcía	garcía	ADJ
easat-3790	339	10	pérez	pérez	NOUN
easat-3790	339	11	de	de	ADP
easat-3790	339	12	lema	lema	PROPN
easat-3790	339	13	,	,	PUNCT
easat-3790	339	14	d.	d.	PROPN
easat-3790	339	15	,	,	PUNCT
easat-3790	339	16	&	&	CCONJ
easat-3790	339	17	duréndez	duréndez	PROPN
easat-3790	339	18	gómez	gómez	PROPN
easat-3790	339	19	guillamón	guillamón	PROPN
easat-3790	339	20	,	,	PUNCT
easat-3790	339	21	a.	a.	NOUN
easat-3790	339	22	(	(	PUNCT
easat-3790	339	23	2018	2018	NUM
easat-3790	339	24	)	)	PUNCT
easat-3790	339	25	.	.	PUNCT
easat-3790	340	1	factores	factores	PROPN
easat-3790	340	2	determinantes	determinante	VERB
easat-3790	340	3	para	para	PROPN
easat-3790	340	4	la	la	PROPN
easat-3790	340	5	concesión	concesión	PROPN
easat-3790	340	6	de	de	PROPN
easat-3790	340	7	crédito	crédito	PROPN
easat-3790	340	8	por	por	PROPN
easat-3790	340	9	parte	parte	PROPN
easat-3790	340	10	de	de	PROPN
easat-3790	340	11	las	las	PROPN
easat-3790	340	12	entidades	entidades	PROPN
easat-3790	340	13	financieras	financieras	PROPN
easat-3790	340	14	a	a	DET
easat-3790	340	15	las	las	PROPN
easat-3790	340	16	mipymes	mipyme	NOUN
easat-3790	340	17	.	.	PUNCT
easat-3790	341	1	tec	tec	ADJ
easat-3790	341	2	empresarial	empresarial	PROPN
easat-3790	341	3	,	,	PUNCT
easat-3790	341	4	12(1	12(1	NUM
easat-3790	341	5	)	)	PUNCT
easat-3790	341	6	,	,	PUNCT
easat-3790	341	7	19	19	NUM
easat-3790	341	8	-	-	SYM
easat-3790	341	9	30	30	NUM
easat-3790	341	10	.	.	PUNCT
easat-3790	341	11	https://doi.org/10.18845/te.v12i1.3568	https://doi.org/10.18845/te.v12i1.3568	PUNCT
easat-3790	342	1	[	[	X
easat-3790	342	2	34	34	NUM
easat-3790	342	3	]	]	X
easat-3790	342	4	rosas	rosa	NOUN
easat-3790	342	5	-	-	PUNCT
easat-3790	342	6	rodríguez	rodríguez	PROPN
easat-3790	342	7	,	,	PUNCT
easat-3790	342	8	b.	b.	PROPN
easat-3790	342	9	,	,	PUNCT
easat-3790	342	10	demmler	demmler	PROPN
easat-3790	342	11	,	,	PUNCT
easat-3790	342	12	m.	m.	NOUN
easat-3790	342	13	,	,	PUNCT
easat-3790	342	14	&	&	CCONJ
easat-3790	342	15	razo	razo	PROPN
easat-3790	342	16	zamora	zamora	PROPN
easat-3790	342	17	,	,	PUNCT
easat-3790	342	18	l.	l.	PROPN
easat-3790	342	19	a.	a.	PROPN
easat-3790	342	20	(	(	PUNCT
easat-3790	342	21	2023	2023	NUM
easat-3790	342	22	)	)	PUNCT
easat-3790	342	23	.	.	PUNCT
easat-3790	343	1	diversidad	diversidad	PROPN
easat-3790	343	2	de	de	PROPN
easat-3790	343	3	género	género	PROPN
easat-3790	343	4	y	y	PROPN
easat-3790	343	5	desempeño	desempeño	PROPN
easat-3790	343	6	financiero	financiero	PROPN
easat-3790	343	7	en	en	PROPN
easat-3790	343	8	empresas	empresas	PROPN
easat-3790	343	9	bursátiles	bursátiles	PROPN
easat-3790	343	10	mexicanas	mexicanas	PROPN
easat-3790	343	11	.	.	PUNCT
easat-3790	343	12	retos	retos	PROPN
easat-3790	343	13	,	,	PUNCT
easat-3790	343	14	13(25	13(25	NUM
easat-3790	343	15	)	)	PUNCT
easat-3790	343	16	,	,	PUNCT
easat-3790	343	17	161	161	NUM
easat-3790	343	18	-	-	SYM
easat-3790	343	19	178	178	NUM
easat-3790	343	20	.	.	PUNCT
easat-3790	344	1	https://doi.org/10.17163/ret.n25.2023.10	https://doi.org/10.17163/ret.n25.2023.10	VERB
easat-3790	344	2	[	[	X
easat-3790	344	3	35	35	NUM
easat-3790	344	4	]	]	PUNCT
easat-3790	344	5	saavedra	saavedra	PROPN
easat-3790	344	6	garcía	garcía	PROPN
easat-3790	344	7	,	,	PUNCT
easat-3790	344	8	m.	m.	NOUN
easat-3790	344	9	l.	l.	PROPN
easat-3790	344	10	,	,	PUNCT
easat-3790	344	11	aguilar	aguilar	PROPN
easat-3790	344	12	anaya	anaya	PROPN
easat-3790	344	13	,	,	PUNCT
easat-3790	344	14	m.	m.	PROPN
easat-3790	344	15	d.	d.	PROPN
easat-3790	344	16	l.	l.	PROPN
easat-3790	344	17	á	á	PROPN
easat-3790	344	18	.	.	PROPN
easat-3790	344	19	,	,	PUNCT
easat-3790	344	20	&	&	CCONJ
easat-3790	344	21	tapia	tapia	PROPN
easat-3790	344	22	sánchez	sánchez	PROPN
easat-3790	344	23	,	,	PUNCT
easat-3790	344	24	b.	b.	PROPN
easat-3790	344	25	(	(	PUNCT
easat-3790	344	26	2021	2021	NUM
easat-3790	344	27	)	)	PUNCT
easat-3790	344	28	.	.	PUNCT
easat-3790	345	1	financing	financing	NOUN
easat-3790	345	2	in	in	ADP
easat-3790	345	3	women	woman	NOUN
easat-3790	345	4	-	-	PUNCT
easat-3790	345	5	led	lead	VERB
easat-3790	345	6	companies	company	NOUN
easat-3790	345	7	in	in	ADP
easat-3790	345	8	mexico	mexico	PROPN
easat-3790	345	9	city	city	PROPN
easat-3790	345	10	.	.	PUNCT
easat-3790	346	1	revista	revista	PROPN
easat-3790	346	2	científica	científica	PROPN
easat-3790	346	3	pensamiento	pensamiento	PROPN
easat-3790	346	4	y	y	PROPN
easat-3790	346	5	gestión	gestión	PROPN
easat-3790	346	6	,	,	PUNCT
easat-3790	346	7	49	49	NUM
easat-3790	346	8	,	,	PUNCT
easat-3790	346	9	45	45	NUM
easat-3790	346	10	-	-	SYM
easat-3790	346	11	73	73	NUM
easat-3790	346	12	.	.	PUNCT
easat-3790	347	1	https://doi.org/10.14482/pege.49.305.42	https://doi.org/10.14482/pege.49.305.42	PROPN
easat-3790	347	2	[	[	X
easat-3790	347	3	36	36	NUM
easat-3790	347	4	]	]	PUNCT
easat-3790	347	5	sarmiento	sarmiento	PROPN
easat-3790	347	6	-	-	PUNCT
easat-3790	347	7	arévalo	arévalo	PROPN
easat-3790	347	8	,	,	PUNCT
easat-3790	347	9	i.	i.	PROPN
easat-3790	347	10	e.	e.	PROPN
easat-3790	347	11	,	,	PUNCT
easat-3790	347	12	erazo	erazo	ADJ
easat-3790	347	13	-	-	PUNCT
easat-3790	347	14	álvarez	álvarez	NOUN
easat-3790	347	15	,	,	PUNCT
easat-3790	347	16	j.	j.	PROPN
easat-3790	347	17	c.	c.	PROPN
easat-3790	347	18	,	,	PUNCT
easat-3790	347	19	narváez	narváez	PROPN
easat-3790	347	20	-	-	PUNCT
easat-3790	347	21	zurita	zurita	PROPN
easat-3790	347	22	,	,	PUNCT
easat-3790	347	23	c.	c.	PROPN
easat-3790	347	24	i.	i.	PROPN
easat-3790	347	25	,	,	PUNCT
easat-3790	347	26	&	&	CCONJ
easat-3790	347	27	moreno	moreno	PROPN
easat-3790	347	28	,	,	PUNCT
easat-3790	347	29	v.	v.	PROPN
easat-3790	347	30	p.	p.	NOUN
easat-3790	347	31	(	(	PUNCT
easat-3790	347	32	2020	2020	NUM
easat-3790	347	33	)	)	PUNCT
easat-3790	347	34	.	.	PUNCT
easat-3790	348	1	estrategias	estrategias	PROPN
easat-3790	348	2	de	de	PROPN
easat-3790	348	3	inclusión	inclusión	PROPN
easat-3790	348	4	para	para	PROPN
easat-3790	348	5	el	el	PROPN
easat-3790	348	6	sistema	sistema	PROPN
easat-3790	348	7	financiero	financiero	PROPN
easat-3790	348	8	popular	popular	PROPN
easat-3790	348	9	y	y	PROPN
easat-3790	348	10	solidario	solidario	PROPN
easat-3790	348	11	.	.	PROPN
easat-3790	349	1	revista	revista	PROPN
easat-3790	349	2	arbitrada	arbitrada	PROPN
easat-3790	349	3	interdisciplinaria	interdisciplinaria	PROPN
easat-3790	349	4	koinonía	koinonía	PROPN
easat-3790	349	5	,	,	PUNCT
easat-3790	349	6	5(10	5(10	NUM
easat-3790	349	7	)	)	PUNCT
easat-3790	349	8	,	,	PUNCT
easat-3790	349	9	671	671	NUM
easat-3790	349	10	.	.	PUNCT
easat-3790	350	1	https://doi.org/10.35381/r.k.v5i10.709	https://doi.org/10.35381/r.k.v5i10.709	X
easat-3790	351	1	[	[	X
easat-3790	351	2	37	37	NUM
easat-3790	351	3	]	]	PUNCT
easat-3790	351	4	torres	torres	PROPN
easat-3790	351	5	-	-	PUNCT
easat-3790	351	6	medina	medina	PROPN
easat-3790	351	7	,	,	PUNCT
easat-3790	351	8	f.	f.	PROPN
easat-3790	351	9	,	,	PUNCT
easat-3790	351	10	&	&	CCONJ
easat-3790	351	11	márquez	márquez	PROPN
easat-3790	351	12	,	,	PUNCT
easat-3790	351	13	f.	f.	PROPN
easat-3790	351	14	j.	j.	PROPN
easat-3790	351	15	(	(	PUNCT
easat-3790	351	16	2020	2020	NUM
easat-3790	351	17	)	)	PUNCT
easat-3790	351	18	.	.	PUNCT
easat-3790	352	1	sector	sector	NOUN
easat-3790	352	2	mipyme	mipyme	NOUN
easat-3790	352	3	en	en	PROPN
easat-3790	352	4	colombia	colombia	PROPN
easat-3790	352	5	:	:	PUNCT
easat-3790	352	6	entre	entre	PROPN
easat-3790	352	7	la	la	PROPN
easat-3790	352	8	informalidad	informalidad	PROPN
easat-3790	352	9	y	y	PROPN
easat-3790	352	10	la	la	PROPN
easat-3790	352	11	formalización	formalización	PROPN
easat-3790	352	12	.	.	PUNCT
easat-3790	353	1	revista	revista	PROPN
easat-3790	353	2	de	de	PROPN
easat-3790	353	3	economía	economía	PROPN
easat-3790	353	4	&	&	CCONJ
easat-3790	353	5	administración	administración	PROPN
easat-3790	353	6	e	e	PROPN
easat-3790	353	7	-	-	PROPN
easat-3790	353	8	issn	issn	VERB
easat-3790	353	9	2463	2463	NUM
easat-3790	353	10	-	-	SYM
easat-3790	353	11	1035	1035	NUM
easat-3790	353	12	issn	issn	PROPN
easat-3790	353	13	1794	1794	NUM
easat-3790	353	14	-	-	SYM
easat-3790	353	15	7561	7561	NUM
easat-3790	353	16	,	,	PUNCT
easat-3790	353	17	17(2	17(2	NUM
easat-3790	353	18	)	)	PUNCT
easat-3790	353	19	,	,	PUNCT
easat-3790	353	20	article	article	NOUN
easat-3790	353	21	2	2	NUM
easat-3790	353	22	.	.	PUNCT
easat-3790	353	23	https://revistas.uao.edu.co/ojs/index.php/reya/article/view/321	https://revistas.uao.edu.co/ojs/index.php/reya/article/view/321	PART
easat-3790	354	1	[	[	X
easat-3790	354	2	38	38	NUM
easat-3790	354	3	]	]	X
easat-3790	354	4	valencia	valencia	PROPN
easat-3790	354	5	,	,	PUNCT
easat-3790	354	6	g.	g.	PROPN
easat-3790	354	7	a.	a.	PROPN
easat-3790	354	8	d.	d.	PROPN
easat-3790	354	9	,	,	PUNCT
easat-3790	354	10	garcía	garcía	ADJ
easat-3790	354	11	,	,	PUNCT
easat-3790	354	12	o.	o.	PROPN
easat-3790	354	13	,	,	PUNCT
easat-3790	354	14	vernazza	vernazza	PROPN
easat-3790	354	15	,	,	PUNCT
easat-3790	354	16	a.	a.	NOUN
easat-3790	354	17	,	,	PUNCT
easat-3790	354	18	&	&	CCONJ
easat-3790	354	19	romero	romero	PROPN
easat-3790	354	20	,	,	PUNCT
easat-3790	354	21	r.	r.	PROPN
easat-3790	354	22	(	(	PUNCT
easat-3790	354	23	2020	2020	NUM
easat-3790	354	24	)	)	PUNCT
easat-3790	354	25	.	.	PUNCT
easat-3790	355	1	forms	form	NOUN
easat-3790	355	2	of	of	ADP
easat-3790	355	3	informal	informal	ADJ
easat-3790	355	4	financing	financing	NOUN
easat-3790	355	5	of	of	ADP
easat-3790	355	6	informal	informal	ADJ
easat-3790	355	7	traders	trader	NOUN
easat-3790	355	8	in	in	ADP
easat-3790	355	9	colombia	colombia	PROPN
easat-3790	355	10	cases	case	NOUN
easat-3790	355	11	:	:	PUNCT
easat-3790	355	12	cúcuta	cúcuta	PROPN
easat-3790	355	13	,	,	PUNCT
easat-3790	355	14	ibagué	ibagué	NOUN
easat-3790	355	15	and	and	CCONJ
easat-3790	355	16	villavicencio	villavicencio	NOUN
easat-3790	355	17	.	.	PUNCT
easat-3790	356	1	cuadernos	cuadernos	PROPN
easat-3790	356	2	de	de	PROPN
easat-3790	356	3	economía	economía	PROPN
easat-3790	356	4	,	,	PUNCT
easat-3790	356	5	43(123	43(123	PROPN
easat-3790	356	6	)	)	PUNCT
easat-3790	356	7	,	,	PUNCT
easat-3790	356	8	article	article	NOUN
easat-3790	356	9	123	123	NUM
easat-3790	356	10	.	.	PUNCT
easat-3790	357	1	[	[	X
easat-3790	357	2	39	39	NUM
easat-3790	357	3	]	]	PUNCT
easat-3790	357	4	villamizar	villamizar	NOUN
easat-3790	357	5	moreno	moreno	PROPN
easat-3790	357	6	,	,	PUNCT
easat-3790	357	7	a.	a.	PROPN
easat-3790	357	8	o.	o.	PROPN
easat-3790	357	9	,	,	PUNCT
easat-3790	357	10	&	&	CCONJ
easat-3790	357	11	pobre	pobre	PROPN
easat-3790	357	12	otálora	otálora	PROPN
easat-3790	357	13	,	,	PUNCT
easat-3790	357	14	w.	w.	PROPN
easat-3790	357	15	a.	a.	PROPN
easat-3790	357	16	(	(	PUNCT
easat-3790	357	17	2018	2018	NUM
easat-3790	357	18	)	)	PUNCT
easat-3790	357	19	.	.	PUNCT
easat-3790	358	1	multiterritorialidad	multiterritorialidad	PROPN
easat-3790	358	2	en	en	PROPN
easat-3790	358	3	la	la	PROPN
easat-3790	358	4	comuna	comuna	PROPN
easat-3790	358	5	8	8	NUM
easat-3790	358	6	de	de	X
easat-3790	358	7	medellín	medellín	PROPN
easat-3790	358	8	a	a	DET
easat-3790	358	9	partir	partir	X
easat-3790	358	10	de	de	X
easat-3790	358	11	la	la	PROPN
easat-3790	358	12	relación	relación	PROPN
easat-3790	358	13	entre	entre	PROPN
easat-3790	358	14	comunidad	comunidad	PROPN
easat-3790	358	15	,	,	PUNCT
easat-3790	358	16	policía	policía	ADJ
easat-3790	358	17	nacional	nacional	PROPN
easat-3790	358	18	y	y	PROPN
easat-3790	358	19	crimen	crimen	PROPN
easat-3790	358	20	organizado	organizado	VERB
easat-3790	358	21	.	.	PUNCT
easat-3790	359	1	ciudad	ciudad	PROPN
easat-3790	359	2	paz	paz	PROPN
easat-3790	359	3	-	-	PUNCT
easat-3790	359	4	ando	ando	PROPN
easat-3790	359	5	,	,	PUNCT
easat-3790	359	6	11(2	11(2	NOUN
easat-3790	359	7	)	)	PUNCT
easat-3790	359	8	,	,	PUNCT
easat-3790	359	9	84	84	NUM
easat-3790	359	10	-	-	SYM
easat-3790	359	11	96	96	NUM
easat-3790	359	12	.	.	PUNCT
easat-3790	359	13	https://doi.org/10.14483/2422278x.12199	https://doi.org/10.14483/2422278x.12199	NOUN
easat-3790	359	14	.	.	PUNCT
easat-3790	360	1	https://doi.org/10.18845/te.v17i2.6701	https://doi.org/10.18845/te.v17i2.6701	NOUN
easat-3790	360	2	https://doi.org/10.22579/20112629.363	https://doi.org/10.22579/20112629.363	ADV
easat-3790	360	3	https://doi.org/10.17533/udea.esde.335547	https://doi.org/10.17533/udea.esde.335547	ADV
easat-3790	360	4	https://doi.org/10.22430/24223182.2047	https://doi.org/10.22430/24223182.2047	ADJ
easat-3790	360	5	https://ar.ijeditores.com/pop.php?option=articulo&hash=c8e998c798641dce0c73b0eb432fb671	https://ar.ijeditores.com/pop.php?option=articulo&hash=c8e998c798641dce0c73b0eb432fb671	PROPN
easat-3790	360	6	https://doi.org/10.18845/te.v12i1.3568	https://doi.org/10.18845/te.v12i1.3568	PROPN
easat-3790	360	7	https://doi.org/10.17163/ret.n25.2023.10	https://doi.org/10.17163/ret.n25.2023.10	ADJ
easat-3790	360	8	https://doi.org/10.14482/pege.49.305.42	https://doi.org/10.14482/pege.49.305.42	PROPN
easat-3790	360	9	https://doi.org/10.35381/r.k.v5i10.709	https://doi.org/10.35381/r.k.v5i10.709	X
easat-3790	360	10	https://revistas.uao.edu.co/ojs/index.php/reya/article/view/321	https://revistas.uao.edu.co/ojs/index.php/reya/article/view/321	PART
easat-3790	360	11	https://doi.org/10.14483/2422278x.12199	https://doi.org/10.14483/2422278x.12199	PROPN
easat-3790	360	12	8281	8281	NUM
easat-3790	360	13	edelweiss	edelweiss	PROPN
easat-3790	360	14	applied	apply	VERB
easat-3790	360	15	science	science	NOUN
easat-3790	360	16	and	and	CCONJ
easat-3790	360	17	technology	technology	NOUN
easat-3790	360	18	issn	issn	PROPN
easat-3790	360	19	:	:	PUNCT
easat-3790	360	20	2576	2576	NUM
easat-3790	360	21	-	-	SYM
easat-3790	360	22	8484	8484	NUM
easat-3790	360	23	vol	vol	NOUN
easat-3790	360	24	.	.	PROPN
easat-3790	361	1	8	8	NUM
easat-3790	361	2	,	,	PUNCT
easat-3790	361	3	no	no	INTJ
easat-3790	361	4	.	.	NOUN
easat-3790	361	5	6	6	NUM
easat-3790	361	6	:	:	SYM
easat-3790	361	7	8268	8268	NUM
easat-3790	361	8	-	-	SYM
easat-3790	361	9	8280	8280	NUM
easat-3790	361	10	,	,	PUNCT
easat-3790	361	11	2024	2024	NUM
easat-3790	361	12	doi	doi	NOUN
easat-3790	361	13	:	:	PUNCT
easat-3790	361	14	10.55214/25768484.v8i6.3790	10.55214/25768484.v8i6.3790	NUM
easat-3790	361	15	©	©	PROPN
easat-3790	361	16	2024	2024	NUM
easat-3790	361	17	by	by	ADP
easat-3790	361	18	the	the	DET
easat-3790	361	19	authors	author	NOUN
easat-3790	361	20	;	;	PUNCT
easat-3790	361	21	licensee	licensee	PROPN
easat-3790	361	22	learning	learning	NOUN
easat-3790	361	23	gate	gate	NOUN