id	sid	tid	token	lemma	pos
easat-3816	1	1	edelweiss	edelweiss	PROPN
easat-3816	1	2	applied	apply	VERB
easat-3816	1	3	science	science	NOUN
easat-3816	1	4	and	and	CCONJ
easat-3816	1	5	technology	technology	NOUN
easat-3816	1	6	issn	issn	PROPN
easat-3816	1	7	:	:	PUNCT
easat-3816	1	8	2576	2576	NUM
easat-3816	1	9	-	-	SYM
easat-3816	1	10	8484	8484	NUM
easat-3816	1	11	vol	vol	NOUN
easat-3816	1	12	.	.	PROPN
easat-3816	1	13	8	8	NUM
easat-3816	1	14	,	,	PUNCT
easat-3816	1	15	no	no	INTJ
easat-3816	1	16	.	.	NOUN
easat-3816	1	17	6	6	NUM
easat-3816	1	18	,	,	PUNCT
easat-3816	1	19	8437	8437	NUM
easat-3816	1	20	-	-	SYM
easat-3816	1	21	8453	8453	NUM
easat-3816	1	22	2024	2024	NUM
easat-3816	1	23	publisher	publisher	NOUN
easat-3816	1	24	:	:	PUNCT
easat-3816	1	25	learning	learn	VERB
easat-3816	1	26	gate	gate	NOUN
easat-3816	1	27	doi	doi	PROPN
easat-3816	1	28	:	:	PUNCT
easat-3816	1	29	10.55214/25768484.v8i6.3816	10.55214/25768484.v8i6.3816	NUM
easat-3816	1	30	©	©	PROPN
easat-3816	1	31	2024	2024	NUM
easat-3816	1	32	by	by	ADP
easat-3816	1	33	the	the	DET
easat-3816	1	34	authors	author	NOUN
easat-3816	1	35	;	;	PUNCT
easat-3816	1	36	licensee	licensee	PROPN
easat-3816	1	37	learning	learning	NOUN
easat-3816	1	38	gate	gate	NOUN
easat-3816	1	39	©	©	PROPN
easat-3816	1	40	2024	2024	NUM
easat-3816	1	41	by	by	ADP
easat-3816	1	42	the	the	DET
easat-3816	1	43	authors	author	NOUN
easat-3816	1	44	;	;	PUNCT
easat-3816	1	45	licensee	licensee	PROPN
easat-3816	1	46	learning	learn	VERB
easat-3816	1	47	gate	gate	NOUN
easat-3816	1	48	*	*	PUNCT
easat-3816	1	49	correspondence	correspondence	NOUN
easat-3816	1	50	:	:	PUNCT
easat-3816	2	1	mahfuzmahfuz28@gmail.com	mahfuzmahfuz28@gmail.com	X
easat-3816	2	2	a	a	DET
easat-3816	2	3	systematic	systematic	ADJ
easat-3816	2	4	review	review	NOUN
easat-3816	2	5	on	on	ADP
easat-3816	2	6	information	information	NOUN
easat-3816	2	7	security	security	NOUN
easat-3816	2	8	policies	policy	NOUN
easat-3816	2	9	in	in	ADP
easat-3816	2	10	the	the	DET
easat-3816	2	11	usa	usa	PROPN
easat-3816	2	12	banking	banking	NOUN
easat-3816	2	13	system	system	NOUN
easat-3816	2	14	and	and	CCONJ
easat-3816	2	15	global	global	ADJ
easat-3816	2	16	banking	banking	NOUN
easat-3816	2	17	:	:	PUNCT
easat-3816	2	18	risks	risk	NOUN
easat-3816	2	19	,	,	PUNCT
easat-3816	2	20	rewards	reward	NOUN
easat-3816	2	21	,	,	PUNCT
easat-3816	2	22	and	and	CCONJ
easat-3816	2	23	future	future	ADJ
easat-3816	2	24	trends	trend	NOUN
easat-3816	2	25	md	md	PROPN
easat-3816	2	26	wali	wali	PROPN
easat-3816	2	27	ullah1	ullah1	PROPN
easat-3816	2	28	,	,	PUNCT
easat-3816	2	29	md	md	PROPN
easat-3816	2	30	.	.	PROPN
easat-3816	3	1	tanvir	tanvir	PROPN
easat-3816	3	2	alam2	alam2	PROPN
easat-3816	3	3	,	,	PUNCT
easat-3816	3	4	tanzina	tanzina	PROPN
easat-3816	3	5	sultana3	sultana3	PROPN
easat-3816	3	6	,	,	PUNCT
easat-3816	3	7	md	md	PROPN
easat-3816	3	8	.	.	PROPN
easat-3816	3	9	mahfuzur	mahfuzur	PROPN
easat-3816	4	1	rahman4	rahman4	PROPN
easat-3816	4	2	*	*	PUNCT
easat-3816	4	3	,	,	PUNCT
easat-3816	4	4	mahfujur	mahfujur	PROPN
easat-3816	4	5	rahman	rahman	PROPN
easat-3816	4	6	faraji5	faraji5	PROPN
easat-3816	4	7	,	,	PUNCT
easat-3816	4	8	md	md	PROPN
easat-3816	4	9	faysal	faysal	ADJ
easat-3816	4	10	ahmed6	ahmed6	NOUN
easat-3816	5	1	1information	1information	NUM
easat-3816	5	2	technology	technology	NOUN
easat-3816	5	3	,	,	PUNCT
easat-3816	5	4	westcliff	westcliff	PROPN
easat-3816	5	5	university	university	PROPN
easat-3816	5	6	,	,	PUNCT
easat-3816	5	7	irvine	irvine	PROPN
easat-3816	5	8	,	,	PUNCT
easat-3816	5	9	united	united	PROPN
easat-3816	5	10	states	states	PROPN
easat-3816	5	11	of	of	ADP
easat-3816	5	12	america	america	PROPN
easat-3816	5	13	;	;	PUNCT
easat-3816	5	14	m.ullah.117@westcliff.edu	m.ullah.117@westcliff.edu	X
easat-3816	5	15	(	(	PUNCT
easat-3816	5	16	m.w.u	m.w.u	PROPN
easat-3816	5	17	.	.	PUNCT
easat-3816	5	18	)	)	PUNCT
easat-3816	6	1	2client	2client	NUM
easat-3816	6	2	service	service	NOUN
easat-3816	6	3	manager	manager	NOUN
easat-3816	6	4	,	,	PUNCT
easat-3816	6	5	wealth	wealth	NOUN
easat-3816	6	6	&	&	CCONJ
easat-3816	6	7	retail	retail	PROPN
easat-3816	6	8	banking	banking	NOUN
easat-3816	6	9	,	,	PUNCT
easat-3816	6	10	standard	standard	ADJ
easat-3816	6	11	chartered	chartered	PROPN
easat-3816	6	12	bank	bank	PROPN
easat-3816	6	13	,	,	PUNCT
easat-3816	6	14	dhaka	dhaka	PROPN
easat-3816	6	15	,	,	PUNCT
easat-3816	6	16	bangladesh	bangladesh	PROPN
easat-3816	6	17	;	;	PUNCT
easat-3816	6	18	tanviralamrony@gmail.com	tanviralamrony@gmail.com	X
easat-3816	6	19	(	(	PUNCT
easat-3816	6	20	m.t.a	m.t.a	NOUN
easat-3816	6	21	.	.	PUNCT
easat-3816	6	22	)	)	PUNCT
easat-3816	6	23	.	.	PUNCT
easat-3816	7	1	3information	3information	NUM
easat-3816	7	2	technology	technology	NOUN
easat-3816	7	3	,	,	PUNCT
easat-3816	7	4	school	school	NOUN
easat-3816	7	5	of	of	ADP
easat-3816	7	6	business	business	NOUN
easat-3816	7	7	,	,	PUNCT
easat-3816	7	8	emporia	emporia	PROPN
easat-3816	7	9	state	state	PROPN
easat-3816	7	10	university	university	PROPN
easat-3816	7	11	,	,	PUNCT
easat-3816	7	12	emporia	emporia	PROPN
easat-3816	7	13	,	,	PUNCT
easat-3816	7	14	united	united	PROPN
easat-3816	7	15	states	states	PROPN
easat-3816	7	16	;	;	PUNCT
easat-3816	7	17	tsultana@g.emporia.edu	tsultana@g.emporia.edu	PROPN
easat-3816	7	18	(	(	PUNCT
easat-3816	7	19	t.s	t.s	PROPN
easat-3816	7	20	.	.	PROPN
easat-3816	7	21	)	)	PUNCT
easat-3816	7	22	.	.	PUNCT
easat-3816	8	1	4department	4department	NUM
easat-3816	8	2	of	of	ADP
easat-3816	8	3	management	management	NOUN
easat-3816	8	4	information	information	NOUN
easat-3816	8	5	systems	system	NOUN
easat-3816	8	6	,	,	PUNCT
easat-3816	8	7	university	university	NOUN
easat-3816	8	8	of	of	ADP
easat-3816	8	9	dhaka	dhaka	PROPN
easat-3816	8	10	,	,	PUNCT
easat-3816	8	11	dhaka-1000	dhaka-1000	ADJ
easat-3816	8	12	,	,	PUNCT
easat-3816	8	13	dhaka	dhaka	PROPN
easat-3816	8	14	,	,	PUNCT
easat-3816	8	15	bangladesh	bangladesh	PROPN
easat-3816	8	16	;	;	PUNCT
easat-3816	8	17	mahfuzmahfuz28@gmail.com	mahfuzmahfuz28@gmail.com	PROPN
easat-3816	8	18	(	(	PUNCT
easat-3816	8	19	m.m.r	m.m.r	ADJ
easat-3816	8	20	.	.	PUNCT
easat-3816	8	21	)	)	PUNCT
easat-3816	9	1	5master	5master	NUM
easat-3816	9	2	of	of	ADP
easat-3816	9	3	science	science	NOUN
easat-3816	9	4	in	in	ADP
easat-3816	9	5	engineering	engineering	NOUN
easat-3816	9	6	management	management	NOUN
easat-3816	9	7	,	,	PUNCT
easat-3816	9	8	department	department	NOUN
easat-3816	9	9	of	of	ADP
easat-3816	9	10	engineering	engineering	NOUN
easat-3816	9	11	management	management	NOUN
easat-3816	9	12	,	,	PUNCT
easat-3816	9	13	westcliff	westcliff	PROPN
easat-3816	9	14	university	university	PROPN
easat-3816	9	15	,	,	PUNCT
easat-3816	9	16	irvine	irvine	PROPN
easat-3816	9	17	,	,	PUNCT
easat-3816	9	18	california	california	PROPN
easat-3816	9	19	,	,	PUNCT
easat-3816	9	20	united	united	PROPN
easat-3816	9	21	states	states	PROPN
easat-3816	9	22	of	of	ADP
easat-3816	9	23	america	america	PROPN
easat-3816	9	24	;	;	PUNCT
easat-3816	9	25	m.faraji.214@westcliff.edu	m.faraji.214@westcliff.edu	X
easat-3816	9	26	(	(	PUNCT
easat-3816	9	27	m.r.f	m.r.f	NOUN
easat-3816	9	28	.	.	PUNCT
easat-3816	9	29	)	)	PUNCT
easat-3816	10	1	6masters	6master	NOUN
easat-3816	10	2	of	of	ADP
easat-3816	10	3	business	business	NOUN
easat-3816	10	4	administration	administration	PROPN
easat-3816	10	5	,	,	PUNCT
easat-3816	10	6	westcliff	westcliff	PROPN
easat-3816	10	7	university	university	PROPN
easat-3816	10	8	,	,	PUNCT
easat-3816	10	9	irvine	irvine	PROPN
easat-3816	10	10	,	,	PUNCT
easat-3816	10	11	california	california	PROPN
easat-3816	10	12	,	,	PUNCT
easat-3816	10	13	united	united	PROPN
easat-3816	10	14	states	states	PROPN
easat-3816	10	15	;	;	PUNCT
easat-3816	10	16	m.ahmed.2594@westcliff.edu	m.ahmed.2594@westcliff.edu	PROPN
easat-3816	10	17	(	(	PUNCT
easat-3816	10	18	m.f.a	m.f.a	PROPN
easat-3816	10	19	.	.	PUNCT
easat-3816	10	20	)	)	PUNCT
easat-3816	10	21	.	.	PUNCT
easat-3816	11	1	abstract	abstract	ADV
easat-3816	11	2	:	:	PUNCT
easat-3816	11	3	this	this	DET
easat-3816	11	4	study	study	NOUN
easat-3816	11	5	aims	aim	VERB
easat-3816	11	6	to	to	PART
easat-3816	11	7	examine	examine	VERB
easat-3816	11	8	the	the	DET
easat-3816	11	9	current	current	ADJ
easat-3816	11	10	state	state	NOUN
easat-3816	11	11	of	of	ADP
easat-3816	11	12	information	information	NOUN
easat-3816	11	13	security	security	NOUN
easat-3816	11	14	policies	policy	NOUN
easat-3816	11	15	and	and	CCONJ
easat-3816	11	16	practices	practice	NOUN
easat-3816	11	17	in	in	ADP
easat-3816	11	18	the	the	DET
easat-3816	11	19	united	united	PROPN
easat-3816	11	20	states	states	PROPN
easat-3816	11	21	banking	banking	NOUN
easat-3816	11	22	sector	sector	NOUN
easat-3816	11	23	while	while	SCONJ
easat-3816	11	24	drawing	draw	VERB
easat-3816	11	25	comparisons	comparison	NOUN
easat-3816	11	26	to	to	ADP
easat-3816	11	27	global	global	ADJ
easat-3816	11	28	banking	banking	NOUN
easat-3816	11	29	systems	system	NOUN
easat-3816	11	30	.	.	PUNCT
easat-3816	12	1	the	the	DET
easat-3816	12	2	research	research	NOUN
easat-3816	12	3	specifically	specifically	ADV
easat-3816	12	4	addresses	address	VERB
easat-3816	12	5	risks	risk	NOUN
easat-3816	12	6	,	,	PUNCT
easat-3816	12	7	benefits	benefit	NOUN
easat-3816	12	8	,	,	PUNCT
easat-3816	12	9	and	and	CCONJ
easat-3816	12	10	future	future	ADJ
easat-3816	12	11	trends	trend	NOUN
easat-3816	12	12	,	,	PUNCT
easat-3816	12	13	providing	provide	VERB
easat-3816	12	14	insights	insight	NOUN
easat-3816	12	15	for	for	ADP
easat-3816	12	16	strengthening	strengthen	VERB
easat-3816	12	17	information	information	NOUN
easat-3816	12	18	security	security	NOUN
easat-3816	12	19	frameworks	framework	NOUN
easat-3816	12	20	worldwide	worldwide	ADV
easat-3816	12	21	.	.	PUNCT
easat-3816	13	1	the	the	DET
easat-3816	13	2	study	study	NOUN
easat-3816	13	3	adopts	adopt	VERB
easat-3816	13	4	a	a	DET
easat-3816	13	5	qualitative	qualitative	ADJ
easat-3816	13	6	research	research	NOUN
easat-3816	13	7	approach	approach	NOUN
easat-3816	13	8	,	,	PUNCT
easat-3816	13	9	utilizing	utilize	VERB
easat-3816	13	10	secondary	secondary	ADJ
easat-3816	13	11	data	datum	NOUN
easat-3816	13	12	sources	source	NOUN
easat-3816	13	13	,	,	PUNCT
easat-3816	13	14	including	include	VERB
easat-3816	13	15	scholarly	scholarly	ADJ
easat-3816	13	16	journals	journal	NOUN
easat-3816	13	17	,	,	PUNCT
easat-3816	13	18	research	research	NOUN
easat-3816	13	19	articles	article	NOUN
easat-3816	13	20	,	,	PUNCT
easat-3816	13	21	televised	televise	VERB
easat-3816	13	22	news	news	NOUN
easat-3816	13	23	,	,	PUNCT
easat-3816	13	24	and	and	CCONJ
easat-3816	13	25	online	online	ADJ
easat-3816	13	26	platforms	platform	NOUN
easat-3816	13	27	.	.	PUNCT
easat-3816	14	1	a	a	DET
easat-3816	14	2	systematic	systematic	ADJ
easat-3816	14	3	review	review	NOUN
easat-3816	14	4	was	be	AUX
easat-3816	14	5	conducted	conduct	VERB
easat-3816	14	6	using	use	VERB
easat-3816	14	7	global	global	ADJ
easat-3816	14	8	databases	database	NOUN
easat-3816	14	9	such	such	ADJ
easat-3816	14	10	as	as	ADP
easat-3816	14	11	science	science	NOUN
easat-3816	14	12	direct	direct	ADJ
easat-3816	14	13	,	,	PUNCT
easat-3816	14	14	scopus	scopus	PROPN
easat-3816	14	15	,	,	PUNCT
easat-3816	14	16	web	web	NOUN
easat-3816	14	17	of	of	ADP
easat-3816	14	18	science	science	NOUN
easat-3816	14	19	,	,	PUNCT
easat-3816	14	20	pubmed	pubmed	PROPN
easat-3816	14	21	,	,	PUNCT
easat-3816	14	22	doaj	doaj	PROPN
easat-3816	14	23	,	,	PUNCT
easat-3816	14	24	and	and	CCONJ
easat-3816	14	25	google	google	PROPN
easat-3816	14	26	scholar	scholar	NOUN
easat-3816	14	27	in	in	ADP
easat-3816	14	28	alignment	alignment	NOUN
easat-3816	14	29	with	with	ADP
easat-3816	14	30	the	the	DET
easat-3816	14	31	prisma	prisma	PROPN
easat-3816	14	32	2020	2020	NUM
easat-3816	14	33	guidelines	guideline	NOUN
easat-3816	14	34	.	.	PUNCT
easat-3816	15	1	the	the	DET
easat-3816	15	2	research	research	NOUN
easat-3816	15	3	incorporated	incorporate	VERB
easat-3816	15	4	specific	specific	ADJ
easat-3816	15	5	keyword	keyword	NOUN
easat-3816	15	6	phrases	phrase	NOUN
easat-3816	15	7	to	to	PART
easat-3816	15	8	identify	identify	VERB
easat-3816	15	9	relevant	relevant	ADJ
easat-3816	15	10	literature	literature	NOUN
easat-3816	15	11	,	,	PUNCT
easat-3816	15	12	with	with	ADP
easat-3816	15	13	additional	additional	ADJ
easat-3816	15	14	exclusion	exclusion	NOUN
easat-3816	15	15	criteria	criterion	NOUN
easat-3816	15	16	applied	apply	VERB
easat-3816	15	17	to	to	PART
easat-3816	15	18	eliminate	eliminate	VERB
easat-3816	15	19	incomplete	incomplete	ADJ
easat-3816	15	20	,	,	PUNCT
easat-3816	15	21	inconsistent	inconsistent	ADJ
easat-3816	15	22	,	,	PUNCT
easat-3816	15	23	or	or	CCONJ
easat-3816	15	24	non	non	ADJ
easat-3816	15	25	-	-	ADJ
easat-3816	15	26	english	english	ADJ
easat-3816	15	27	publications	publication	NOUN
easat-3816	15	28	.	.	PUNCT
easat-3816	16	1	the	the	DET
easat-3816	16	2	final	final	ADJ
easat-3816	16	3	review	review	NOUN
easat-3816	16	4	included	include	VERB
easat-3816	16	5	125	125	NUM
easat-3816	16	6	papers	paper	NOUN
easat-3816	16	7	and	and	CCONJ
easat-3816	16	8	20	20	NUM
easat-3816	16	9	reports	report	NOUN
easat-3816	16	10	.	.	PUNCT
easat-3816	17	1	the	the	DET
easat-3816	17	2	findings	finding	NOUN
easat-3816	17	3	highlight	highlight	VERB
easat-3816	17	4	that	that	SCONJ
easat-3816	17	5	the	the	DET
easat-3816	17	6	u.s	u.s	PROPN
easat-3816	17	7	.	.	PROPN
easat-3816	17	8	banking	banking	NOUN
easat-3816	17	9	sector	sector	NOUN
easat-3816	17	10	faces	face	VERB
easat-3816	17	11	a	a	DET
easat-3816	17	12	dynamic	dynamic	ADJ
easat-3816	17	13	landscape	landscape	NOUN
easat-3816	17	14	of	of	ADP
easat-3816	17	15	cybersecurity	cybersecurity	NOUN
easat-3816	17	16	risks	risk	NOUN
easat-3816	17	17	,	,	PUNCT
easat-3816	17	18	including	include	VERB
easat-3816	17	19	phishing	phishe	VERB
easat-3816	17	20	attacks	attack	NOUN
easat-3816	17	21	,	,	PUNCT
easat-3816	17	22	ransomware	ransomware	NOUN
easat-3816	17	23	,	,	PUNCT
easat-3816	17	24	regulatory	regulatory	ADJ
easat-3816	17	25	non	non	NOUN
easat-3816	17	26	-	-	NOUN
easat-3816	17	27	compliance	compliance	ADJ
easat-3816	17	28	,	,	PUNCT
easat-3816	17	29	and	and	CCONJ
easat-3816	17	30	insider	insider	NOUN
easat-3816	17	31	threats	threat	NOUN
easat-3816	17	32	.	.	PUNCT
easat-3816	18	1	despite	despite	SCONJ
easat-3816	18	2	these	these	DET
easat-3816	18	3	risks	risk	NOUN
easat-3816	18	4	,	,	PUNCT
easat-3816	18	5	robust	robust	ADJ
easat-3816	18	6	information	information	NOUN
easat-3816	18	7	security	security	NOUN
easat-3816	18	8	frameworks	framework	NOUN
easat-3816	18	9	offer	offer	VERB
easat-3816	18	10	significant	significant	ADJ
easat-3816	18	11	rewards	reward	NOUN
easat-3816	18	12	,	,	PUNCT
easat-3816	18	13	such	such	ADJ
easat-3816	18	14	as	as	ADP
easat-3816	18	15	improved	improve	VERB
easat-3816	18	16	customer	customer	NOUN
easat-3816	18	17	trust	trust	NOUN
easat-3816	18	18	,	,	PUNCT
easat-3816	18	19	fraud	fraud	NOUN
easat-3816	18	20	detection	detection	NOUN
easat-3816	18	21	through	through	ADP
easat-3816	18	22	ai	ai	NOUN
easat-3816	18	23	and	and	CCONJ
easat-3816	18	24	machine	machine	NOUN
easat-3816	18	25	learning	learning	NOUN
easat-3816	18	26	,	,	PUNCT
easat-3816	18	27	and	and	CCONJ
easat-3816	18	28	financial	financial	ADJ
easat-3816	18	29	stability	stability	NOUN
easat-3816	18	30	.	.	PUNCT
easat-3816	19	1	the	the	DET
easat-3816	19	2	study	study	NOUN
easat-3816	19	3	underscores	underscore	VERB
easat-3816	19	4	the	the	DET
easat-3816	19	5	regulatory	regulatory	ADJ
easat-3816	19	6	landscape	landscape	NOUN
easat-3816	19	7	in	in	ADP
easat-3816	19	8	the	the	DET
easat-3816	19	9	u.s	u.s	PROPN
easat-3816	19	10	.	.	PROPN
easat-3816	19	11	,	,	PUNCT
easat-3816	19	12	particularly	particularly	ADV
easat-3816	19	13	frameworks	framework	NOUN
easat-3816	19	14	like	like	ADP
easat-3816	19	15	the	the	DET
easat-3816	19	16	gramm	gramm	NOUN
easat-3816	19	17	-	-	PUNCT
easat-3816	19	18	leach	leach	NOUN
easat-3816	19	19	-	-	PUNCT
easat-3816	19	20	bliley	bliley	NOUN
easat-3816	19	21	act	act	NOUN
easat-3816	19	22	and	and	CCONJ
easat-3816	19	23	collaboration	collaboration	NOUN
easat-3816	19	24	initiatives	initiative	NOUN
easat-3816	19	25	such	such	ADJ
easat-3816	19	26	as	as	ADP
easat-3816	19	27	the	the	DET
easat-3816	19	28	cisa	cisa	NOUN
easat-3816	19	29	and	and	CCONJ
easat-3816	19	30	fs	fs	PROPN
easat-3816	19	31	-	-	PUNCT
easat-3816	19	32	isac	isac	NOUN
easat-3816	19	33	,	,	PUNCT
easat-3816	19	34	which	which	PRON
easat-3816	19	35	enhance	enhance	VERB
easat-3816	19	36	preparedness	preparedness	NOUN
easat-3816	19	37	against	against	ADP
easat-3816	19	38	emerging	emerge	VERB
easat-3816	19	39	cyber	cyber	NOUN
easat-3816	19	40	threats	threat	NOUN
easat-3816	19	41	.	.	PUNCT
easat-3816	20	1	comparative	comparative	ADJ
easat-3816	20	2	analysis	analysis	NOUN
easat-3816	20	3	with	with	ADP
easat-3816	20	4	global	global	ADJ
easat-3816	20	5	banking	banking	NOUN
easat-3816	20	6	systems	system	NOUN
easat-3816	20	7	revealed	reveal	VERB
easat-3816	20	8	key	key	ADJ
easat-3816	20	9	challenges	challenge	NOUN
easat-3816	20	10	,	,	PUNCT
easat-3816	20	11	including	include	VERB
easat-3816	20	12	the	the	DET
easat-3816	20	13	evolving	evolve	VERB
easat-3816	20	14	cyber	cyber	NOUN
easat-3816	20	15	threat	threat	NOUN
easat-3816	20	16	landscape	landscape	NOUN
easat-3816	20	17	,	,	PUNCT
easat-3816	20	18	compliance	compliance	NOUN
easat-3816	20	19	with	with	ADP
easat-3816	20	20	international	international	ADJ
easat-3816	20	21	data	data	PROPN
easat-3816	20	22	privacy	privacy	NOUN
easat-3816	20	23	standards	standard	NOUN
easat-3816	20	24	,	,	PUNCT
easat-3816	20	25	and	and	CCONJ
easat-3816	20	26	the	the	DET
easat-3816	20	27	need	need	NOUN
easat-3816	20	28	for	for	ADP
easat-3816	20	29	cross	cross	ADJ
easat-3816	20	30	-	-	ADJ
easat-3816	20	31	border	border	ADJ
easat-3816	20	32	cooperation	cooperation	NOUN
easat-3816	20	33	.	.	PUNCT
easat-3816	21	1	while	while	SCONJ
easat-3816	21	2	the	the	DET
easat-3816	21	3	u.s	u.s	PROPN
easat-3816	21	4	.	.	PROPN
easat-3816	21	5	banking	banking	NOUN
easat-3816	21	6	system	system	NOUN
easat-3816	21	7	demonstrates	demonstrate	VERB
easat-3816	21	8	a	a	DET
easat-3816	21	9	strong	strong	ADJ
easat-3816	21	10	regulatory	regulatory	ADJ
easat-3816	21	11	foundation	foundation	NOUN
easat-3816	21	12	,	,	PUNCT
easat-3816	21	13	the	the	DET
easat-3816	21	14	study	study	NOUN
easat-3816	21	15	identifies	identify	VERB
easat-3816	21	16	areas	area	NOUN
easat-3816	21	17	requiring	require	VERB
easat-3816	21	18	improvement	improvement	NOUN
easat-3816	21	19	,	,	PUNCT
easat-3816	21	20	such	such	ADJ
easat-3816	21	21	as	as	ADP
easat-3816	21	22	proactive	proactive	ADJ
easat-3816	21	23	employee	employee	NOUN
easat-3816	21	24	training	training	NOUN
easat-3816	21	25	,	,	PUNCT
easat-3816	21	26	adoption	adoption	NOUN
easat-3816	21	27	of	of	ADP
easat-3816	21	28	advanced	advanced	ADJ
easat-3816	21	29	cybersecurity	cybersecurity	NOUN
easat-3816	21	30	technologies	technology	NOUN
easat-3816	21	31	,	,	PUNCT
easat-3816	21	32	and	and	CCONJ
easat-3816	21	33	international	international	ADJ
easat-3816	21	34	cooperation	cooperation	NOUN
easat-3816	21	35	.	.	PUNCT
easat-3816	22	1	the	the	DET
easat-3816	22	2	study	study	NOUN
easat-3816	22	3	's	's	PART
easat-3816	22	4	implications	implication	NOUN
easat-3816	22	5	emphasize	emphasize	VERB
easat-3816	22	6	the	the	DET
easat-3816	22	7	need	need	NOUN
easat-3816	22	8	for	for	ADP
easat-3816	22	9	proactive	proactive	ADJ
easat-3816	22	10	risk	risk	NOUN
easat-3816	22	11	management	management	NOUN
easat-3816	22	12	and	and	CCONJ
easat-3816	22	13	continual	continual	ADJ
easat-3816	22	14	innovation	innovation	NOUN
easat-3816	22	15	to	to	PART
easat-3816	22	16	address	address	VERB
easat-3816	22	17	emerging	emerge	VERB
easat-3816	22	18	threats	threat	NOUN
easat-3816	22	19	.	.	PUNCT
easat-3816	23	1	recommendations	recommendation	NOUN
easat-3816	23	2	include	include	VERB
easat-3816	23	3	implementing	implement	VERB
easat-3816	23	4	multi	multi	ADJ
easat-3816	23	5	-	-	ADJ
easat-3816	23	6	factor	factor	NOUN
easat-3816	23	7	authentication	authentication	NOUN
easat-3816	23	8	,	,	PUNCT
easat-3816	23	9	leveraging	leverage	VERB
easat-3816	23	10	ai	ai	NOUN
easat-3816	23	11	and	and	CCONJ
easat-3816	23	12	blockchain	blockchain	PROPN
easat-3816	23	13	technologies	technology	NOUN
easat-3816	23	14	,	,	PUNCT
easat-3816	23	15	and	and	CCONJ
easat-3816	23	16	prioritizing	prioritize	VERB
easat-3816	23	17	cybersecurity	cybersecurity	NOUN
easat-3816	23	18	awareness	awareness	NOUN
easat-3816	23	19	programs	program	NOUN
easat-3816	23	20	for	for	ADP
easat-3816	23	21	employees	employee	NOUN
easat-3816	23	22	.	.	PUNCT
easat-3816	24	1	however	however	ADV
easat-3816	24	2	,	,	PUNCT
easat-3816	24	3	limitations	limitation	NOUN
easat-3816	24	4	include	include	VERB
easat-3816	24	5	reliance	reliance	NOUN
easat-3816	24	6	on	on	ADP
easat-3816	24	7	secondary	secondary	ADJ
easat-3816	24	8	data	datum	NOUN
easat-3816	24	9	,	,	PUNCT
easat-3816	24	10	which	which	PRON
easat-3816	24	11	may	may	AUX
easat-3816	24	12	omit	omit	VERB
easat-3816	24	13	recent	recent	ADJ
easat-3816	24	14	developments	development	NOUN
easat-3816	24	15	,	,	PUNCT
easat-3816	24	16	and	and	CCONJ
easat-3816	24	17	a	a	DET
easat-3816	24	18	focus	focus	NOUN
easat-3816	24	19	on	on	ADP
easat-3816	24	20	the	the	DET
easat-3816	24	21	u.s	u.s	PROPN
easat-3816	24	22	.	.	PROPN
easat-3816	24	23	context	context	PROPN
easat-3816	24	24	,	,	PUNCT
easat-3816	24	25	limiting	limit	VERB
easat-3816	24	26	global	global	ADJ
easat-3816	24	27	generalizability	generalizability	NOUN
easat-3816	24	28	.	.	PUNCT
easat-3816	25	1	future	future	ADJ
easat-3816	25	2	research	research	NOUN
easat-3816	25	3	should	should	AUX
easat-3816	25	4	incorporate	incorporate	VERB
easat-3816	25	5	primary	primary	ADJ
easat-3816	25	6	data	datum	NOUN
easat-3816	25	7	collection	collection	NOUN
easat-3816	25	8	and	and	CCONJ
easat-3816	25	9	expand	expand	VERB
easat-3816	25	10	the	the	DET
easat-3816	25	11	scope	scope	NOUN
easat-3816	25	12	to	to	PART
easat-3816	25	13	include	include	VERB
easat-3816	25	14	quantitative	quantitative	ADJ
easat-3816	25	15	analyses	analysis	NOUN
easat-3816	25	16	of	of	ADP
easat-3816	25	17	cybersecurity	cybersecurity	NOUN
easat-3816	25	18	investments	investment	NOUN
easat-3816	25	19	and	and	CCONJ
easat-3816	25	20	outcomes	outcome	NOUN
easat-3816	25	21	.	.	PUNCT
easat-3816	26	1	this	this	DET
easat-3816	26	2	research	research	NOUN
easat-3816	26	3	provides	provide	VERB
easat-3816	26	4	policymakers	policymaker	NOUN
easat-3816	26	5	,	,	PUNCT
easat-3816	26	6	banking	banking	NOUN
easat-3816	26	7	regulators	regulator	NOUN
easat-3816	26	8	,	,	PUNCT
easat-3816	26	9	and	and	CCONJ
easat-3816	26	10	industry	industry	NOUN
easat-3816	26	11	stakeholders	stakeholder	NOUN
easat-3816	26	12	with	with	ADP
easat-3816	26	13	actionable	actionable	ADJ
easat-3816	26	14	insights	insight	NOUN
easat-3816	26	15	to	to	PART
easat-3816	26	16	bolster	bolster	VERB
easat-3816	26	17	information	information	NOUN
easat-3816	26	18	security	security	NOUN
easat-3816	26	19	resilience	resilience	NOUN
easat-3816	26	20	and	and	CCONJ
easat-3816	26	21	adapt	adapt	VERB
easat-3816	26	22	to	to	ADP
easat-3816	26	23	the	the	DET
easat-3816	26	24	rapidly	rapidly	ADV
easat-3816	26	25	evolving	evolve	VERB
easat-3816	26	26	financial	financial	ADJ
easat-3816	26	27	landscape	landscape	NOUN
easat-3816	26	28	.	.	PUNCT
easat-3816	27	1	https://orcid.org/0009-0009-5500-7377	https://orcid.org/0009-0009-5500-7377	NOUN
easat-3816	27	2	https://orcid.org/0009-0006-7218-7259	https://orcid.org/0009-0006-7218-7259	NOUN
easat-3816	27	3	https://orcid.org/0009-0009-6168-1632	https://orcid.org/0009-0009-6168-1632	PROPN
easat-3816	27	4	https://orcid.org/0009-0009-4493-9128	https://orcid.org/0009-0009-4493-9128	PROPN
easat-3816	27	5	https://orcid.org/0009-0004-2312-2622	https://orcid.org/0009-0004-2312-2622	PROPN
easat-3816	27	6	https://orcid.org/0009-0009-7804-1914	https://orcid.org/0009-0009-7804-1914	PROPN
easat-3816	27	7	8438	8438	NUM
easat-3816	27	8	edelweiss	edelweiss	PROPN
easat-3816	27	9	applied	apply	VERB
easat-3816	27	10	science	science	NOUN
easat-3816	27	11	and	and	CCONJ
easat-3816	27	12	technology	technology	NOUN
easat-3816	27	13	issn	issn	PROPN
easat-3816	27	14	:	:	PUNCT
easat-3816	27	15	2576	2576	NUM
easat-3816	27	16	-	-	SYM
easat-3816	27	17	8484	8484	NUM
easat-3816	27	18	vol	vol	NOUN
easat-3816	27	19	.	.	PROPN
easat-3816	27	20	8	8	NUM
easat-3816	27	21	,	,	PUNCT
easat-3816	27	22	no	no	INTJ
easat-3816	27	23	.	.	NOUN
easat-3816	27	24	6	6	NUM
easat-3816	27	25	:	:	SYM
easat-3816	27	26	8437	8437	NUM
easat-3816	27	27	-	-	SYM
easat-3816	27	28	8453	8453	NUM
easat-3816	27	29	,	,	PUNCT
easat-3816	27	30	2024	2024	NUM
easat-3816	27	31	doi	doi	NOUN
easat-3816	27	32	:	:	PUNCT
easat-3816	27	33	10.55214/25768484.v8i6.3816	10.55214/25768484.v8i6.3816	NUM
easat-3816	27	34	©	©	PROPN
easat-3816	27	35	2024	2024	NUM
easat-3816	27	36	by	by	ADP
easat-3816	27	37	the	the	DET
easat-3816	27	38	authors	author	NOUN
easat-3816	27	39	;	;	PUNCT
easat-3816	27	40	licensee	licensee	PROPN
easat-3816	27	41	learning	learn	VERB
easat-3816	27	42	gate	gate	NOUN
easat-3816	27	43	keywords	keyword	NOUN
easat-3816	27	44	:	:	PUNCT
easat-3816	27	45	cybersecurity	cybersecurity	NOUN
easat-3816	27	46	risks	risk	NOUN
easat-3816	27	47	,	,	PUNCT
easat-3816	27	48	data	datum	NOUN
easat-3816	27	49	protection	protection	NOUN
easat-3816	27	50	,	,	PUNCT
easat-3816	27	51	global	global	ADJ
easat-3816	27	52	banking	banking	NOUN
easat-3816	27	53	,	,	PUNCT
easat-3816	27	54	information	information	NOUN
easat-3816	27	55	security	security	NOUN
easat-3816	27	56	,	,	PUNCT
easat-3816	27	57	information	information	NOUN
easat-3816	27	58	systems	system	NOUN
easat-3816	27	59	,	,	PUNCT
easat-3816	27	60	prisma	prisma	NOUN
easat-3816	27	61	,	,	PUNCT
easat-3816	27	62	security	security	NOUN
easat-3816	27	63	policy	policy	NOUN
easat-3816	27	64	,	,	PUNCT
easat-3816	27	65	systematic	systematic	ADJ
easat-3816	27	66	review	review	NOUN
easat-3816	27	67	,	,	PUNCT
easat-3816	27	68	u.s	u.s	PROPN
easat-3816	27	69	.	.	PROPN
easat-3816	27	70	banking	banking	NOUN
easat-3816	27	71	.	.	PUNCT
easat-3816	28	1	1	1	X
easat-3816	28	2	.	.	X
easat-3816	28	3	introduction	introduction	NOUN
easat-3816	28	4	in	in	ADP
easat-3816	28	5	the	the	DET
easat-3816	28	6	contemporary	contemporary	ADJ
easat-3816	28	7	financial	financial	ADJ
easat-3816	28	8	landscape	landscape	NOUN
easat-3816	28	9	,	,	PUNCT
easat-3816	28	10	information	information	NOUN
easat-3816	28	11	security	security	NOUN
easat-3816	28	12	has	have	AUX
easat-3816	28	13	emerged	emerge	VERB
easat-3816	28	14	as	as	ADP
easat-3816	28	15	a	a	DET
easat-3816	28	16	cornerstone	cornerstone	NOUN
easat-3816	28	17	for	for	ADP
easat-3816	28	18	the	the	DET
easat-3816	28	19	sustainability	sustainability	NOUN
easat-3816	28	20	and	and	CCONJ
easat-3816	28	21	reliability	reliability	NOUN
easat-3816	28	22	of	of	ADP
easat-3816	28	23	the	the	DET
easat-3816	28	24	global	global	ADJ
easat-3816	28	25	banking	banking	NOUN
easat-3816	28	26	sector	sector	NOUN
easat-3816	28	27	(	(	PUNCT
easat-3816	28	28	allioui	allioui	NOUN
easat-3816	28	29	et	et	PROPN
easat-3816	28	30	al	al	PROPN
easat-3816	28	31	.	.	PROPN
easat-3816	28	32	,	,	PUNCT
easat-3816	28	33	2023	2023	NUM
easat-3816	28	34	)	)	PUNCT
easat-3816	28	35	.	.	PUNCT
easat-3816	29	1	among	among	ADP
easat-3816	29	2	all	all	DET
easat-3816	29	3	industries	industry	NOUN
easat-3816	29	4	,	,	PUNCT
easat-3816	29	5	banking	banking	NOUN
easat-3816	29	6	institutions	institution	NOUN
easat-3816	29	7	are	be	AUX
easat-3816	29	8	arguably	arguably	ADV
easat-3816	29	9	the	the	DET
easat-3816	29	10	most	most	ADV
easat-3816	29	11	vulnerable	vulnerable	ADJ
easat-3816	29	12	to	to	ADP
easat-3816	29	13	cyberattacks	cyberattack	NOUN
easat-3816	29	14	due	due	ADP
easat-3816	29	15	to	to	ADP
easat-3816	29	16	the	the	DET
easat-3816	29	17	highly	highly	ADV
easat-3816	29	18	sensitive	sensitive	ADJ
easat-3816	29	19	nature	nature	NOUN
easat-3816	29	20	of	of	ADP
easat-3816	29	21	the	the	DET
easat-3816	29	22	data	data	NOUN
easat-3816	29	23	handle	handle	NOUN
easat-3816	29	24	.	.	PUNCT
easat-3816	30	1	in	in	ADP
easat-3816	30	2	united	united	PROPN
easat-3816	30	3	states	states	PROPN
easat-3816	30	4	,	,	PUNCT
easat-3816	30	5	a	a	DET
easat-3816	30	6	nation	nation	NOUN
easat-3816	30	7	at	at	ADP
easat-3816	30	8	the	the	DET
easat-3816	30	9	forefront	forefront	NOUN
easat-3816	30	10	of	of	ADP
easat-3816	30	11	global	global	ADJ
easat-3816	30	12	financial	financial	ADJ
easat-3816	30	13	services	service	NOUN
easat-3816	30	14	,	,	PUNCT
easat-3816	30	15	ensuring	ensure	VERB
easat-3816	30	16	robust	robust	ADJ
easat-3816	30	17	information	information	NOUN
easat-3816	30	18	security	security	NOUN
easat-3816	30	19	measures	measure	NOUN
easat-3816	30	20	in	in	ADP
easat-3816	30	21	the	the	DET
easat-3816	30	22	banking	banking	NOUN
easat-3816	30	23	sector	sector	NOUN
easat-3816	30	24	is	be	AUX
easat-3816	30	25	both	both	CCONJ
easat-3816	30	26	a	a	DET
easat-3816	30	27	regulatory	regulatory	ADJ
easat-3816	30	28	requirement	requirement	NOUN
easat-3816	30	29	and	and	CCONJ
easat-3816	30	30	a	a	DET
easat-3816	30	31	necessity	necessity	NOUN
easat-3816	30	32	to	to	PART
easat-3816	30	33	maintain	maintain	VERB
easat-3816	30	34	public	public	ADJ
easat-3816	30	35	trust	trust	NOUN
easat-3816	30	36	and	and	CCONJ
easat-3816	30	37	economic	economic	ADJ
easat-3816	30	38	stability	stability	NOUN
easat-3816	30	39	(	(	PUNCT
easat-3816	30	40	hassan	hassan	PROPN
easat-3816	30	41	et	et	PROPN
easat-3816	30	42	al	al	PROPN
easat-3816	30	43	.	.	PROPN
easat-3816	30	44	,	,	PUNCT
easat-3816	30	45	2024	2024	NUM
easat-3816	30	46	)	)	PUNCT
easat-3816	30	47	.	.	PUNCT
easat-3816	31	1	this	this	DET
easat-3816	31	2	research	research	NOUN
easat-3816	31	3	delves	delve	VERB
easat-3816	31	4	into	into	ADP
easat-3816	31	5	the	the	DET
easat-3816	31	6	intricacies	intricacy	NOUN
easat-3816	31	7	of	of	ADP
easat-3816	31	8	information	information	NOUN
easat-3816	31	9	security	security	NOUN
easat-3816	31	10	in	in	ADP
easat-3816	31	11	the	the	DET
easat-3816	31	12	u.s	u.s	PROPN
easat-3816	31	13	.	.	PROPN
easat-3816	31	14	banking	banking	NOUN
easat-3816	31	15	sector	sector	NOUN
easat-3816	31	16	.	.	PUNCT
easat-3816	32	1	since	since	SCONJ
easat-3816	32	2	the	the	DET
easat-3816	32	3	onset	onset	NOUN
easat-3816	32	4	of	of	ADP
easat-3816	32	5	this	this	DET
easat-3816	32	6	century	century	NOUN
easat-3816	32	7	in	in	ADP
easat-3816	32	8	the	the	DET
easat-3816	32	9	united	united	PROPN
easat-3816	32	10	states	states	PROPN
easat-3816	32	11	,	,	PUNCT
easat-3816	32	12	information	information	NOUN
easat-3816	32	13	security	security	NOUN
easat-3816	32	14	breachers	breacher	NOUN
easat-3816	32	15	have	have	AUX
easat-3816	32	16	acquired	acquire	VERB
easat-3816	32	17	an	an	DET
easat-3816	32	18	unparalleled	unparalleled	ADJ
easat-3816	32	19	capacity	capacity	NOUN
easat-3816	32	20	to	to	PART
easat-3816	32	21	adversely	adversely	ADV
easat-3816	32	22	affect	affect	VERB
easat-3816	32	23	organizations	organization	NOUN
easat-3816	32	24	reputation	reputation	NOUN
easat-3816	32	25	,	,	PUNCT
easat-3816	32	26	profitability	profitability	NOUN
easat-3816	32	27	,	,	PUNCT
easat-3816	32	28	customer	customer	NOUN
easat-3816	32	29	trust	trust	NOUN
easat-3816	32	30	,	,	PUNCT
easat-3816	32	31	and	and	CCONJ
easat-3816	32	32	overall	overall	ADJ
easat-3816	32	33	economic	economic	ADJ
easat-3816	32	34	growth	growth	NOUN
easat-3816	32	35	within	within	ADP
easat-3816	32	36	the	the	DET
easat-3816	32	37	banking	banking	NOUN
easat-3816	32	38	industry	industry	NOUN
easat-3816	32	39	(	(	PUNCT
easat-3816	32	40	challoumis	challoumis	PROPN
easat-3816	32	41	&	&	CCONJ
easat-3816	32	42	eriotis	eriotis	PROPN
easat-3816	32	43	,	,	PUNCT
easat-3816	32	44	2024	2024	NUM
easat-3816	32	45	)	)	PUNCT
easat-3816	32	46	.	.	PUNCT
easat-3816	33	1	information	information	NOUN
easat-3816	33	2	security	security	NOUN
easat-3816	33	3	has	have	AUX
easat-3816	33	4	become	become	VERB
easat-3816	33	5	a	a	DET
easat-3816	33	6	universal	universal	ADJ
easat-3816	33	7	language	language	NOUN
easat-3816	33	8	not	not	PART
easat-3816	33	9	only	only	ADV
easat-3816	33	10	inside	inside	ADP
easat-3816	33	11	the	the	DET
easat-3816	33	12	global	global	ADJ
easat-3816	33	13	banking	banking	NOUN
easat-3816	33	14	sector	sector	NOUN
easat-3816	33	15	,	,	PUNCT
easat-3816	33	16	but	but	CCONJ
easat-3816	33	17	also	also	ADV
easat-3816	33	18	across	across	ADP
easat-3816	33	19	numerous	numerous	ADJ
easat-3816	33	20	other	other	ADJ
easat-3816	33	21	businesses	business	NOUN
easat-3816	33	22	particularly	particularly	ADV
easat-3816	33	23	in	in	ADP
easat-3816	33	24	the	the	DET
easat-3816	33	25	united	united	PROPN
easat-3816	33	26	states	states	PROPN
easat-3816	33	27	(	(	PUNCT
easat-3816	33	28	alawida	alawida	PROPN
easat-3816	33	29	et	et	PROPN
easat-3816	33	30	al	al	PROPN
easat-3816	33	31	.	.	PROPN
easat-3816	33	32	,	,	PUNCT
easat-3816	33	33	2023	2023	NUM
easat-3816	33	34	)	)	PUNCT
easat-3816	33	35	.	.	PUNCT
easat-3816	34	1	according	accord	VERB
easat-3816	34	2	to	to	ADP
easat-3816	34	3	temara	temara	NOUN
easat-3816	34	4	(	(	PUNCT
easat-3816	34	5	2024	2024	NUM
easat-3816	34	6	)	)	PUNCT
easat-3816	34	7	,	,	PUNCT
easat-3816	34	8	this	this	DET
easat-3816	34	9	research	research	NOUN
easat-3816	34	10	indicates	indicate	VERB
easat-3816	34	11	that	that	SCONJ
easat-3816	34	12	that	that	SCONJ
easat-3816	34	13	although	although	SCONJ
easat-3816	34	14	shops	shop	NOUN
easat-3816	34	15	have	have	AUX
easat-3816	34	16	been	be	AUX
easat-3816	34	17	the	the	DET
easat-3816	34	18	primary	primary	ADJ
easat-3816	34	19	targets	target	NOUN
easat-3816	34	20	of	of	ADP
easat-3816	34	21	recent	recent	ADJ
easat-3816	34	22	cybercrime	cybercrime	NOUN
easat-3816	34	23	,	,	PUNCT
easat-3816	34	24	a	a	DET
easat-3816	34	25	significant	significant	ADJ
easat-3816	34	26	bank	bank	NOUN
easat-3816	34	27	in	in	ADP
easat-3816	34	28	new	new	PROPN
easat-3816	34	29	york	york	PROPN
easat-3816	34	30	city	city	PROPN
easat-3816	34	31	experienced	experience	VERB
easat-3816	34	32	a	a	DET
easat-3816	34	33	breach	breach	NOUN
easat-3816	34	34	of	of	ADP
easat-3816	34	35	its	its	PRON
easat-3816	34	36	computer	computer	NOUN
easat-3816	34	37	servers	server	NOUN
easat-3816	34	38	by	by	ADP
easat-3816	34	39	cybercriminals	cybercriminal	NOUN
easat-3816	34	40	in	in	ADP
easat-3816	34	41	the	the	DET
easat-3816	34	42	u.s	u.s	PROPN
easat-3816	34	43	.	.	PROPN
easat-3816	34	44	the	the	DET
easat-3816	34	45	bank	bank	NOUN
easat-3816	34	46	disclosed	disclose	VERB
easat-3816	34	47	that	that	SCONJ
easat-3816	34	48	the	the	DET
easat-3816	34	49	cyber	cyber	NOUN
easat-3816	34	50	breach	breach	NOUN
easat-3816	34	51	had	have	AUX
easat-3816	34	52	jeopardized	jeopardize	VERB
easat-3816	34	53	customer	customer	NOUN
easat-3816	34	54	’s	’s	PART
easat-3816	34	55	data	datum	NOUN
easat-3816	34	56	encompassing	encompass	VERB
easat-3816	34	57	names	name	NOUN
easat-3816	34	58	,	,	PUNCT
easat-3816	34	59	residential	residential	ADJ
easat-3816	34	60	addresses	address	NOUN
easat-3816	34	61	,	,	PUNCT
easat-3816	34	62	telephone	telephone	NOUN
easat-3816	34	63	numbers	number	NOUN
easat-3816	34	64	,	,	PUNCT
easat-3816	34	65	and	and	CCONJ
easat-3816	34	66	email	email	NOUN
easat-3816	34	67	addresses	address	NOUN
easat-3816	34	68	across	across	ADP
easat-3816	34	69	multiple	multiple	ADJ
easat-3816	34	70	sectors	sector	NOUN
easat-3816	34	71	;	;	PUNCT
easat-3816	34	72	however	however	ADV
easat-3816	34	73	,	,	PUNCT
easat-3816	34	74	(	(	PUNCT
easat-3816	34	75	gibson	gibson	PROPN
easat-3816	34	76	&	&	CCONJ
easat-3816	34	77	harfield	harfield	PROPN
easat-3816	34	78	,	,	PUNCT
easat-3816	34	79	2023	2023	NUM
easat-3816	34	80	)	)	PUNCT
easat-3816	34	81	there	there	PRON
easat-3816	34	82	was	be	VERB
easat-3816	34	83	no	no	DET
easat-3816	34	84	indication	indication	NOUN
easat-3816	34	85	that	that	SCONJ
easat-3816	34	86	the	the	DET
easat-3816	34	87	compromised	compromise	VERB
easat-3816	34	88	data	datum	NOUN
easat-3816	34	89	did	do	AUX
easat-3816	34	90	not	not	PART
easat-3816	34	91	contain	contain	VERB
easat-3816	34	92	account	account	NOUN
easat-3816	34	93	numbers	number	NOUN
easat-3816	34	94	,	,	PUNCT
easat-3816	34	95	passwords	password	NOUN
easat-3816	34	96	,	,	PUNCT
easat-3816	34	97	social	social	ADJ
easat-3816	34	98	security	security	NOUN
easat-3816	34	99	numbers	number	NOUN
easat-3816	34	100	,	,	PUNCT
easat-3816	34	101	or	or	CCONJ
easat-3816	34	102	birth	birth	NOUN
easat-3816	34	103	dates	date	NOUN
easat-3816	34	104	,	,	PUNCT
easat-3816	34	105	nor	nor	CCONJ
easat-3816	34	106	was	be	AUX
easat-3816	34	107	there	there	PRON
easat-3816	34	108	any	any	DET
easat-3816	34	109	indication	indication	NOUN
easat-3816	34	110	of	of	ADP
easat-3816	34	111	customer	customer	NOUN
easat-3816	34	112	fraud	fraud	NOUN
easat-3816	34	113	stemming	stem	VERB
easat-3816	34	114	from	from	ADP
easat-3816	34	115	the	the	DET
easat-3816	34	116	breach	breach	NOUN
easat-3816	34	117	(	(	PUNCT
easat-3816	34	118	albshaier	albshaier	X
easat-3816	34	119	et	et	PROPN
easat-3816	34	120	al	al	PROPN
easat-3816	34	121	.	.	PROPN
easat-3816	34	122	,	,	PUNCT
easat-3816	34	123	2024	2024	NUM
easat-3816	34	124	)	)	PUNCT
easat-3816	34	125	.	.	PUNCT
easat-3816	35	1	as	as	SCONJ
easat-3816	35	2	global	global	ADJ
easat-3816	35	3	banking	banking	NOUN
easat-3816	35	4	data	datum	NOUN
easat-3816	35	5	became	become	VERB
easat-3816	35	6	increasingly	increasingly	ADV
easat-3816	35	7	accessible	accessible	ADJ
easat-3816	35	8	via	via	ADP
easat-3816	35	9	the	the	DET
easat-3816	35	10	internet	internet	NOUN
easat-3816	35	11	and	and	CCONJ
easat-3816	35	12	financial	financial	ADJ
easat-3816	35	13	information	information	NOUN
easat-3816	35	14	became	become	VERB
easat-3816	35	15	interconnected	interconnected	ADJ
easat-3816	35	16	worldwide	worldwide	ADV
easat-3816	35	17	,	,	PUNCT
easat-3816	35	18	sabotage	sabotage	NOUN
easat-3816	35	19	lost	lose	VERB
easat-3816	35	20	its	its	PRON
easat-3816	35	21	appeal	appeal	NOUN
easat-3816	35	22	;	;	PUNCT
easat-3816	35	23	consequently	consequently	ADV
easat-3816	35	24	,	,	PUNCT
easat-3816	35	25	cybercriminals	cybercriminal	NOUN
easat-3816	35	26	shifted	shift	VERB
easat-3816	35	27	their	their	PRON
easat-3816	35	28	focus	focus	NOUN
easat-3816	35	29	to	to	ADP
easat-3816	35	30	acquiring	acquire	VERB
easat-3816	35	31	and	and	CCONJ
easat-3816	35	32	selling	sell	VERB
easat-3816	35	33	information	information	NOUN
easat-3816	35	34	form	form	VERB
easat-3816	35	35	corporate	corporate	ADJ
easat-3816	35	36	servers	server	NOUN
easat-3816	35	37	(	(	PUNCT
easat-3816	35	38	aslan	aslan	PROPN
easat-3816	35	39	et	et	PROPN
easat-3816	35	40	al	al	PROPN
easat-3816	35	41	.	.	PROPN
easat-3816	35	42	,	,	PUNCT
easat-3816	35	43	2023	2023	NUM
easat-3816	35	44	)	)	PUNCT
easat-3816	35	45	.	.	PUNCT
easat-3816	36	1	the	the	DET
easat-3816	36	2	data	datum	NOUN
easat-3816	36	3	saved	save	VERB
easat-3816	36	4	on	on	ADP
easat-3816	36	5	the	the	DET
easat-3816	36	6	business	business	NOUN
easat-3816	36	7	computer	computer	NOUN
easat-3816	36	8	spans	span	NOUN
easat-3816	36	9	from	from	ADP
easat-3816	36	10	innocuous	innocuous	ADJ
easat-3816	36	11	information	information	NOUN
easat-3816	36	12	to	to	ADP
easat-3816	36	13	personal	personal	ADJ
easat-3816	36	14	datils	datil	NOUN
easat-3816	36	15	that	that	PRON
easat-3816	36	16	can	can	AUX
easat-3816	36	17	facilitate	facilitate	VERB
easat-3816	36	18	identity	identity	NOUN
easat-3816	36	19	theft	theft	NOUN
easat-3816	36	20	(	(	PUNCT
easat-3816	36	21	shahriare	shahriare	PROPN
easat-3816	36	22	satu	satu	PROPN
easat-3816	36	23	et	et	PROPN
easat-3816	36	24	al	al	PROPN
easat-3816	36	25	.	.	PROPN
easat-3816	36	26	,	,	PUNCT
easat-3816	36	27	2023	2023	NUM
easat-3816	36	28	)	)	PUNCT
easat-3816	36	29	.	.	PUNCT
easat-3816	37	1	challoumis	challoumis	PROPN
easat-3816	37	2	&	&	CCONJ
easat-3816	37	3	eriotis	eriotis	PROPN
easat-3816	37	4	(	(	PUNCT
easat-3816	37	5	2024	2024	NUM
easat-3816	37	6	)	)	PUNCT
easat-3816	37	7	said	say	VERB
easat-3816	37	8	that	that	SCONJ
easat-3816	37	9	it	it	PRON
easat-3816	37	10	is	be	AUX
easat-3816	37	11	essential	essential	ADJ
easat-3816	37	12	to	to	PART
easat-3816	37	13	clarify	clarify	VERB
easat-3816	37	14	the	the	DET
easat-3816	37	15	nature	nature	NOUN
easat-3816	37	16	of	of	ADP
easat-3816	37	17	these	these	DET
easat-3816	37	18	changes	change	NOUN
easat-3816	37	19	,	,	PUNCT
easat-3816	37	20	specifically	specifically	ADV
easat-3816	37	21	in	in	ADP
easat-3816	37	22	relation	relation	NOUN
easat-3816	37	23	to	to	ADP
easat-3816	37	24	the	the	DET
easat-3816	37	25	pre	pre	ADJ
easat-3816	37	26	-	-	ADJ
easat-3816	37	27	crisis	crisis	ADJ
easat-3816	37	28	characteristics	characteristic	NOUN
easat-3816	37	29	of	of	ADP
easat-3816	37	30	the	the	DET
easat-3816	37	31	u.s	u.s	PROPN
easat-3816	37	32	.	.	PROPN
easat-3816	37	33	banking	banking	NOUN
easat-3816	37	34	system	system	NOUN
easat-3816	37	35	and	and	CCONJ
easat-3816	37	36	regulatory	regulatory	ADJ
easat-3816	37	37	framework	framework	NOUN
easat-3816	37	38	.	.	PUNCT
easat-3816	38	1	the	the	DET
easat-3816	38	2	author	author	NOUN
easat-3816	38	3	will	will	AUX
easat-3816	38	4	examine	examine	VERB
easat-3816	38	5	the	the	DET
easat-3816	38	6	regulatory	regulatory	ADJ
easat-3816	38	7	modifications	modification	NOUN
easat-3816	38	8	that	that	PRON
easat-3816	38	9	have	have	AUX
easat-3816	38	10	arisen	arise	VERB
easat-3816	38	11	due	due	ADP
easat-3816	38	12	to	to	ADP
easat-3816	38	13	the	the	DET
easat-3816	38	14	diminishing	diminish	VERB
easat-3816	38	15	importance	importance	NOUN
easat-3816	38	16	of	of	ADP
easat-3816	38	17	banks	bank	NOUN
easat-3816	38	18	in	in	ADP
easat-3816	38	19	external	external	ADJ
easat-3816	38	20	funding	funding	NOUN
easat-3816	38	21	for	for	ADP
easat-3816	38	22	enterprises	enterprise	NOUN
easat-3816	38	23	and	and	CCONJ
easat-3816	38	24	the	the	DET
easat-3816	38	25	increase	increase	NOUN
easat-3816	38	26	in	in	ADP
easat-3816	38	27	noninterest	noninterest	ADV
easat-3816	38	28	-	-	PUNCT
easat-3816	38	29	generating	generate	VERB
easat-3816	38	30	activities	activity	NOUN
easat-3816	38	31	,	,	PUNCT
easat-3816	38	32	as	as	ADV
easat-3816	38	33	well	well	ADV
easat-3816	38	34	as	as	ADP
easat-3816	38	35	the	the	DET
easat-3816	38	36	indistinct	indistinct	ADJ
easat-3816	38	37	boundaries	boundary	NOUN
easat-3816	38	38	between	between	ADP
easat-3816	38	39	banks	bank	NOUN
easat-3816	38	40	and	and	CCONJ
easat-3816	38	41	other	other	ADJ
easat-3816	38	42	depositors	depositor	NOUN
easat-3816	38	43	’	'	PUNCT
easat-3816	38	44	institutions	institution	NOUN
easat-3816	38	45	(	(	PUNCT
easat-3816	38	46	rahman	rahman	PROPN
easat-3816	38	47	et	et	PROPN
easat-3816	38	48	al	al	PROPN
easat-3816	38	49	.	.	PROPN
easat-3816	38	50	,	,	PUNCT
easat-3816	38	51	2024	2024	NUM
easat-3816	38	52	)	)	PUNCT
easat-3816	38	53	.	.	PUNCT
easat-3816	39	1	the	the	DET
easat-3816	39	2	individual	individual	ADJ
easat-3816	39	3	users	user	NOUN
easat-3816	39	4	represent	represent	VERB
easat-3816	39	5	the	the	DET
easat-3816	39	6	primary	primary	ADJ
easat-3816	39	7	vulnerability	vulnerability	NOUN
easat-3816	39	8	in	in	ADP
easat-3816	39	9	the	the	DET
easat-3816	39	10	advancement	advancement	NOUN
easat-3816	39	11	of	of	ADP
easat-3816	39	12	information	information	NOUN
easat-3816	39	13	security	security	NOUN
easat-3816	39	14	within	within	ADP
easat-3816	39	15	the	the	DET
easat-3816	39	16	banking	banking	NOUN
easat-3816	39	17	sector	sector	NOUN
easat-3816	39	18	(	(	PUNCT
easat-3816	39	19	bhuiyan	bhuiyan	X
easat-3816	39	20	et	et	PROPN
easat-3816	39	21	al	al	PROPN
easat-3816	39	22	.	.	PROPN
easat-3816	39	23	,	,	PUNCT
easat-3816	39	24	2024	2024	NUM
easat-3816	39	25	)	)	PUNCT
easat-3816	39	26	.	.	PUNCT
easat-3816	40	1	banks	bank	NOUN
easat-3816	40	2	and	and	CCONJ
easat-3816	40	3	savings	saving	NOUN
easat-3816	40	4	&	&	CCONJ
easat-3816	40	5	loans	loan	NOUN
easat-3816	40	6	are	be	AUX
easat-3816	40	7	recognized	recognize	VERB
easat-3816	40	8	as	as	ADP
easat-3816	40	9	financial	financial	ADJ
easat-3816	40	10	entities	entity	NOUN
easat-3816	40	11	that	that	PRON
easat-3816	40	12	serve	serve	VERB
easat-3816	40	13	as	as	ADP
easat-3816	40	14	stewards	steward	NOUN
easat-3816	40	15	of	of	ADP
easat-3816	40	16	their	their	PRON
easat-3816	40	17	customer	customer	NOUN
easat-3816	40	18	’s	’s	PART
easat-3816	40	19	personal	personal	ADJ
easat-3816	40	20	and	and	CCONJ
easat-3816	40	21	legacy	legacy	NOUN
easat-3816	40	22	data	datum	NOUN
easat-3816	40	23	.	.	PUNCT
easat-3816	41	1	information	information	NOUN
easat-3816	41	2	security	security	NOUN
easat-3816	41	3	(	(	PUNCT
easat-3816	41	4	is	be	AUX
easat-3816	41	5	)	)	PUNCT
easat-3816	41	6	in	in	ADP
easat-3816	41	7	global	global	ADJ
easat-3816	41	8	banking	banking	NOUN
easat-3816	41	9	study	study	NOUN
easat-3816	41	10	has	have	AUX
easat-3816	41	11	only	only	ADV
easat-3816	41	12	recently	recently	ADV
easat-3816	41	13	acknowledged	acknowledge	VERB
easat-3816	41	14	the	the	DET
easat-3816	41	15	significance	significance	NOUN
easat-3816	41	16	of	of	ADP
easat-3816	41	17	employee	employee	NOUN
easat-3816	41	18	behavior	behavior	NOUN
easat-3816	41	19	,	,	PUNCT
easat-3816	41	20	particularly	particularly	ADV
easat-3816	41	21	with	with	ADP
easat-3816	41	22	compliance	compliance	NOUN
easat-3816	41	23	(	(	PUNCT
easat-3816	41	24	allioui	allioui	PROPN
easat-3816	41	25	&	&	CCONJ
easat-3816	41	26	mourdi	mourdi	PROPN
easat-3816	41	27	,	,	PUNCT
easat-3816	41	28	2023	2023	NUM
easat-3816	41	29	)	)	PUNCT
easat-3816	41	30	.	.	PUNCT
easat-3816	42	1	according	accord	VERB
easat-3816	42	2	to	to	ADP
easat-3816	42	3	guseva	guseva	PROPN
easat-3816	42	4	(	(	PUNCT
easat-3816	42	5	2024	2024	NUM
easat-3816	42	6	)	)	PUNCT
easat-3816	42	7	,	,	PUNCT
easat-3816	42	8	information	information	NOUN
easat-3816	42	9	system	system	NOUN
easat-3816	42	10	has	have	AUX
easat-3816	42	11	emerged	emerge	VERB
easat-3816	42	12	as	as	ADP
easat-3816	42	13	the	the	DET
easat-3816	42	14	core	core	NOUN
easat-3816	42	15	of	of	ADP
easat-3816	42	16	contemporary	contemporary	ADJ
easat-3816	42	17	baking	baking	NOUN
easat-3816	42	18	,	,	PUNCT
easat-3816	42	19	banking	banking	NOUN
easat-3816	42	20	information	information	NOUN
easat-3816	42	21	now	now	ADV
easat-3816	42	22	regarded	regard	VERB
easat-3816	42	23	as	as	ADP
easat-3816	42	24	the	the	DET
easat-3816	42	25	most	most	ADV
easat-3816	42	26	precious	precious	ADJ
easat-3816	42	27	asset	asset	NOUN
easat-3816	42	28	to	to	PART
easat-3816	42	29	safeguard	safeguard	VERB
easat-3816	42	30	against	against	ADP
easat-3816	42	31	insiders	insider	NOUN
easat-3816	42	32	,	,	PUNCT
easat-3816	42	33	outsiders	outsider	NOUN
easat-3816	42	34	,	,	PUNCT
easat-3816	42	35	and	and	CCONJ
easat-3816	42	36	competitors	competitor	NOUN
easat-3816	42	37	.	.	PUNCT
easat-3816	43	1	customers	customer	NOUN
easat-3816	43	2	are	be	AUX
easat-3816	43	3	highly	highly	ADV
easat-3816	43	4	apprehensive	apprehensive	ADJ
easat-3816	43	5	over	over	ADP
easat-3816	43	6	privacy	privacy	NOUN
easat-3816	43	7	and	and	CCONJ
easat-3816	43	8	identity	identity	NOUN
easat-3816	43	9	theft	theft	NOUN
easat-3816	43	10	in	in	ADP
easat-3816	43	11	the	the	DET
easat-3816	43	12	united	united	PROPN
easat-3816	43	13	states	states	PROPN
easat-3816	43	14	(	(	PUNCT
easat-3816	43	15	prastyanti	prastyanti	PROPN
easat-3816	43	16	&	&	CCONJ
easat-3816	43	17	sharma	sharma	PROPN
easat-3816	43	18	,	,	PUNCT
easat-3816	43	19	2024	2024	NUM
easat-3816	43	20	)	)	PUNCT
easat-3816	43	21	.	.	PUNCT
easat-3816	44	1	business	business	NOUN
easat-3816	44	2	partners	partner	NOUN
easat-3816	44	3	,	,	PUNCT
easat-3816	44	4	suppliers	supplier	NOUN
easat-3816	44	5	,	,	PUNCT
easat-3816	44	6	and	and	CCONJ
easat-3816	44	7	vendors	vendor	NOUN
easat-3816	44	8	prioritize	prioritize	VERB
easat-3816	44	9	security	security	NOUN
easat-3816	44	10	as	as	ADP
easat-3816	44	11	the	the	DET
easat-3816	44	12	foremost	foremost	ADJ
easat-3816	44	13	requirement	requirement	NOUN
easat-3816	44	14	(	(	PUNCT
easat-3816	44	15	bhuiyan	bhuiyan	X
easat-3816	44	16	et	et	PROPN
easat-3816	44	17	al	al	PROPN
easat-3816	44	18	.	.	PROPN
easat-3816	44	19	,	,	PUNCT
easat-3816	44	20	2024	2024	NUM
easat-3816	44	21	)	)	PUNCT
easat-3816	44	22	,	,	PUNCT
easat-3816	44	23	especially	especially	ADV
easat-3816	44	24	with	with	ADP
easat-3816	44	25	shared	shared	ADJ
easat-3816	44	26	network	network	NOUN
easat-3816	44	27	and	and	CCONJ
easat-3816	44	28	information	information	NOUN
easat-3816	44	29	access	access	NOUN
easat-3816	44	30	(	(	PUNCT
easat-3816	44	31	ahmed	ahmed	PROPN
easat-3816	44	32	&	&	CCONJ
easat-3816	44	33	khan	khan	PROPN
easat-3816	44	34	,	,	PUNCT
easat-3816	44	35	2023	2023	NUM
easat-3816	44	36	)	)	PUNCT
easat-3816	44	37	.	.	PUNCT
easat-3816	45	1	the	the	DET
easat-3816	45	2	capacity	capacity	NOUN
easat-3816	45	3	of	of	ADP
easat-3816	45	4	banks	bank	NOUN
easat-3816	45	5	to	to	PART
easat-3816	45	6	capitalize	capitalize	VERB
easat-3816	45	7	on	on	ADP
easat-3816	45	8	new	new	ADJ
easat-3816	45	9	prospects	prospect	NOUN
easat-3816	45	10	frequently	frequently	ADV
easat-3816	45	11	hinges	hinge	VERB
easat-3816	45	12	on	on	ADP
easat-3816	45	13	their	their	PRON
easat-3816	45	14	ability	ability	NOUN
easat-3816	45	15	to	to	PART
easat-3816	45	16	offer	offer	VERB
easat-3816	45	17	open	open	ADJ
easat-3816	45	18	,	,	PUNCT
easat-3816	45	19	accessible	accessible	ADJ
easat-3816	45	20	,	,	PUNCT
easat-3816	45	21	available	available	ADJ
easat-3816	45	22	,	,	PUNCT
easat-3816	45	23	and	and	CCONJ
easat-3816	45	24	secure	secure	VERB
easat-3816	45	25	network	network	NOUN
easat-3816	45	26	services	service	NOUN
easat-3816	45	27	(	(	PUNCT
easat-3816	45	28	hossain	hossain	PROPN
easat-3816	45	29	et	et	PROPN
easat-3816	45	30	al	al	PROPN
easat-3816	45	31	.	.	PROPN
easat-3816	45	32	,	,	PUNCT
easat-3816	45	33	2024	2024	NUM
easat-3816	45	34	)	)	PUNCT
easat-3816	45	35	.	.	PUNCT
easat-3816	46	1	the	the	DET
easat-3816	46	2	predominant	predominant	ADJ
easat-3816	46	3	technological	technological	ADJ
easat-3816	46	4	risk	risk	NOUN
easat-3816	46	5	or	or	CCONJ
easat-3816	46	6	threat	threat	NOUN
easat-3816	46	7	to	to	ADP
easat-3816	46	8	banks	bank	NOUN
easat-3816	46	9	and	and	CCONJ
easat-3816	46	10	financial	financial	ADJ
easat-3816	46	11	institutions	institution	NOUN
easat-3816	46	12	is	be	AUX
easat-3816	46	13	phishing	phishe	VERB
easat-3816	46	14	attacks	attack	NOUN
easat-3816	46	15	(	(	PUNCT
easat-3816	46	16	uddin	uddin	NOUN
easat-3816	46	17	et	et	PROPN
easat-3816	46	18	al	al	PROPN
easat-3816	46	19	.	.	PROPN
easat-3816	46	20	,	,	PUNCT
easat-3816	46	21	2024	2024	NUM
easat-3816	46	22	)	)	PUNCT
easat-3816	46	23	.	.	PUNCT
easat-3816	47	1	a	a	DET
easat-3816	47	2	conventional	conventional	ADJ
easat-3816	47	3	phishing	phishing	NOUN
easat-3816	47	4	assault	assault	NOUN
easat-3816	47	5	relies	rely	VERB
easat-3816	47	6	on	on	ADP
easat-3816	47	7	social	social	ADJ
easat-3816	47	8	engineering	engineering	NOUN
easat-3816	47	9	,	,	PUNCT
easat-3816	47	10	a	a	DET
easat-3816	47	11	strategy	strategy	NOUN
easat-3816	47	12	employed	employ	VERB
easat-3816	47	13	by	by	ADP
easat-3816	47	14	cybercriminals	cybercriminal	NOUN
easat-3816	47	15	to	to	PART
easat-3816	47	16	deceive	deceive	VERB
easat-3816	47	17	individuals	individual	NOUN
easat-3816	47	18	into	into	ADP
easat-3816	47	19	disclosing	disclose	VERB
easat-3816	47	20	sensitive	sensitive	ADJ
easat-3816	47	21	information	information	NOUN
easat-3816	47	22	such	such	ADJ
easat-3816	47	23	as	as	ADP
easat-3816	47	24	account	account	NOUN
easat-3816	47	25	usernames	username	NOUN
easat-3816	47	26	and	and	CCONJ
easat-3816	47	27	passwords	password	NOUN
easat-3816	47	28	(	(	PUNCT
easat-3816	47	29	hossain	hossain	PROPN
easat-3816	47	30	et	et	PROPN
easat-3816	47	31	al	al	PROPN
easat-3816	47	32	.	.	PROPN
easat-3816	47	33	,	,	PUNCT
easat-3816	47	34	2024	2024	NUM
easat-3816	47	35	)	)	PUNCT
easat-3816	47	36	.	.	PUNCT
easat-3816	48	1	armed	arm	VERB
easat-3816	48	2	with	with	ADP
easat-3816	48	3	these	these	DET
easat-3816	48	4	credentials	credential	NOUN
easat-3816	48	5	the	the	DET
easat-3816	48	6	fraudster	fraudster	NOUN
easat-3816	48	7	can	can	AUX
easat-3816	48	8	infiltrate	infiltrate	VERB
easat-3816	48	9	networks	network	NOUN
easat-3816	48	10	,	,	PUNCT
easat-3816	48	11	embezzle	embezzle	VERB
easat-3816	48	12	funds	fund	NOUN
easat-3816	48	13	,	,	PUNCT
easat-3816	48	14	and	and	CCONJ
easat-3816	48	15	commandeer	commandeer	NOUN
easat-3816	48	16	accounts	account	NOUN
easat-3816	48	17	.	.	PUNCT
easat-3816	49	1	alternative	alternative	ADJ
easat-3816	49	2	attack	attack	NOUN
easat-3816	49	3	methods	method	NOUN
easat-3816	49	4	,	,	PUNCT
easat-3816	49	5	such	such	ADJ
easat-3816	49	6	as	as	ADP
easat-3816	49	7	spyware	spyware	NOUN
easat-3816	49	8	,	,	PUNCT
easat-3816	49	9	trojan	trojan	NOUN
easat-3816	49	10	horses	horse	NOUN
easat-3816	49	11	,	,	PUNCT
easat-3816	49	12	and	and	CCONJ
easat-3816	49	13	keyloggers	keylogger	NOUN
easat-3816	49	14	,	,	PUNCT
easat-3816	49	15	might	might	AUX
easat-3816	49	16	lead	lead	VERB
easat-3816	49	17	a	a	DET
easat-3816	49	18	user	user	NOUN
easat-3816	49	19	to	to	PART
easat-3816	49	20	inadvertently	inadvertently	ADV
easat-3816	49	21	download	download	VERB
easat-3816	49	22	malware	malware	NOUN
easat-3816	49	23	designed	design	VERB
easat-3816	49	24	with	with	ADP
easat-3816	49	25	the	the	DET
easat-3816	49	26	nefarious	nefarious	ADJ
easat-3816	49	27	aim	aim	NOUN
easat-3816	49	28	of	of	ADP
easat-3816	49	29	gathering	gather	VERB
easat-3816	49	30	diverse	diverse	ADJ
easat-3816	49	31	personal	personal	ADJ
easat-3816	49	32	information	information	NOUN
easat-3816	49	33	(	(	PUNCT
easat-3816	49	34	ayeni	ayeni	NOUN
easat-3816	49	35	et	et	PROPN
easat-3816	49	36	al	al	PROPN
easat-3816	49	37	.	.	PROPN
easat-3816	49	38	,	,	PUNCT
easat-3816	49	39	2024	2024	NUM
easat-3816	49	40	)	)	PUNCT
easat-3816	49	41	.	.	PUNCT
easat-3816	50	1	empirical	empirical	ADJ
easat-3816	50	2	research	research	NOUN
easat-3816	50	3	in	in	ADP
easat-3816	50	4	information	information	NOUN
easat-3816	50	5	8439	8439	NUM
easat-3816	50	6	edelweiss	edelweiss	PROPN
easat-3816	50	7	applied	apply	VERB
easat-3816	50	8	science	science	NOUN
easat-3816	50	9	and	and	CCONJ
easat-3816	50	10	technology	technology	NOUN
easat-3816	50	11	issn	issn	PROPN
easat-3816	50	12	:	:	PUNCT
easat-3816	50	13	2576	2576	NUM
easat-3816	50	14	-	-	SYM
easat-3816	50	15	8484	8484	NUM
easat-3816	50	16	vol	vol	NOUN
easat-3816	50	17	.	.	PROPN
easat-3816	50	18	8	8	NUM
easat-3816	50	19	,	,	PUNCT
easat-3816	50	20	no	no	INTJ
easat-3816	50	21	.	.	NOUN
easat-3816	50	22	6	6	NUM
easat-3816	50	23	:	:	SYM
easat-3816	50	24	8437	8437	NUM
easat-3816	50	25	-	-	SYM
easat-3816	50	26	8453	8453	NUM
easat-3816	50	27	,	,	PUNCT
easat-3816	50	28	2024	2024	NUM
easat-3816	50	29	doi	doi	NOUN
easat-3816	50	30	:	:	PUNCT
easat-3816	50	31	10.55214/25768484.v8i6.3816	10.55214/25768484.v8i6.3816	NUM
easat-3816	50	32	©	©	PROPN
easat-3816	50	33	2024	2024	NUM
easat-3816	50	34	by	by	ADP
easat-3816	50	35	the	the	DET
easat-3816	50	36	authors	author	NOUN
easat-3816	50	37	;	;	PUNCT
easat-3816	50	38	licensee	licensee	PROPN
easat-3816	50	39	learning	learn	VERB
easat-3816	50	40	gate	gate	PROPN
easat-3816	50	41	security	security	NOUN
easat-3816	50	42	governance	governance	NOUN
easat-3816	50	43	in	in	ADP
easat-3816	50	44	the	the	DET
easat-3816	50	45	u.s	u.s	PROPN
easat-3816	50	46	.	.	PROPN
easat-3816	50	47	is	be	AUX
easat-3816	50	48	observed	observe	VERB
easat-3816	50	49	to	to	PART
easat-3816	50	50	be	be	AUX
easat-3816	50	51	deficient	deficient	ADJ
easat-3816	50	52	,	,	PUNCT
easat-3816	50	53	with	with	ADP
easat-3816	50	54	most	most	ADJ
easat-3816	50	55	computer	computer	NOUN
easat-3816	50	56	security	security	NOUN
easat-3816	50	57	methodologies	methodology	NOUN
easat-3816	50	58	and	and	CCONJ
easat-3816	50	59	regulations	regulation	NOUN
easat-3816	50	60	having	having	AUX
easat-3816	50	61	developed	develop	VERB
easat-3816	50	62	from	from	ADP
easat-3816	50	63	case	case	NOUN
easat-3816	50	64	studies	study	NOUN
easat-3816	50	65	,	,	PUNCT
easat-3816	50	66	anecdotal	anecdotal	ADJ
easat-3816	50	67	evidence	evidence	NOUN
easat-3816	50	68	,	,	PUNCT
easat-3816	50	69	and	and	CCONJ
easat-3816	50	70	the	the	DET
easat-3816	50	71	recommendations	recommendation	NOUN
easat-3816	50	72	of	of	ADP
easat-3816	50	73	industry	industry	NOUN
easat-3816	50	74	“	"	PUNCT
easat-3816	50	75	leaders	leader	NOUN
easat-3816	50	76	”	"	PUNCT
easat-3816	50	77	.	.	PUNCT
easat-3816	51	1	nevertheless	nevertheless	ADV
easat-3816	51	2	,	,	PUNCT
easat-3816	51	3	managing	manage	VERB
easat-3816	51	4	information	information	NOUN
easat-3816	51	5	security	security	NOUN
easat-3816	51	6	based	base	VERB
easat-3816	51	7	on	on	ADP
easat-3816	51	8	such	such	ADJ
easat-3816	51	9	anecdotes	anecdote	NOUN
easat-3816	51	10	is	be	AUX
easat-3816	51	11	impractical	impractical	ADJ
easat-3816	51	12	in	in	ADP
easat-3816	51	13	the	the	DET
easat-3816	51	14	global	global	ADJ
easat-3816	51	15	banking	banking	NOUN
easat-3816	51	16	sector	sector	NOUN
easat-3816	51	17	(	(	PUNCT
easat-3816	51	18	dwivedi	dwivedi	PROPN
easat-3816	51	19	et	et	PROPN
easat-3816	51	20	al	al	PROPN
easat-3816	51	21	.	.	PROPN
easat-3816	51	22	,	,	PUNCT
easat-3816	51	23	2023	2023	NUM
easat-3816	51	24	)	)	PUNCT
easat-3816	51	25	.	.	PUNCT
easat-3816	52	1	this	this	DET
easat-3816	52	2	table	table	NOUN
easat-3816	52	3	summarizes	summarize	VERB
easat-3816	52	4	the	the	DET
easat-3816	52	5	research	research	NOUN
easat-3816	52	6	gaps	gap	NOUN
easat-3816	52	7	,	,	PUNCT
easat-3816	52	8	providing	provide	VERB
easat-3816	52	9	an	an	DET
easat-3816	52	10	overview	overview	NOUN
easat-3816	52	11	of	of	ADP
easat-3816	52	12	the	the	DET
easat-3816	52	13	purposes	purpose	NOUN
easat-3816	52	14	,	,	PUNCT
easat-3816	52	15	methodologies	methodology	NOUN
easat-3816	52	16	,	,	PUNCT
easat-3816	52	17	implications	implication	NOUN
easat-3816	52	18	,	,	PUNCT
easat-3816	52	19	and	and	CCONJ
easat-3816	52	20	citations	citation	NOUN
easat-3816	52	21	of	of	ADP
easat-3816	52	22	each	each	DET
easat-3816	52	23	referenced	reference	VERB
easat-3816	52	24	paper	paper	NOUN
easat-3816	52	25	(	(	PUNCT
easat-3816	52	26	riaj	riaj	NOUN
easat-3816	52	27	et	et	PROPN
easat-3816	52	28	al	al	PROPN
easat-3816	52	29	.	.	PROPN
easat-3816	52	30	,	,	PUNCT
easat-3816	52	31	2025	2025	NUM
easat-3816	52	32	)	)	PUNCT
easat-3816	52	33	.	.	PUNCT
easat-3816	53	1	the	the	DET
easat-3816	53	2	focus	focus	NOUN
easat-3816	53	3	is	be	AUX
easat-3816	53	4	on	on	ADP
easat-3816	53	5	addressing	address	VERB
easat-3816	53	6	cybersecurity	cybersecurity	NOUN
easat-3816	53	7	and	and	CCONJ
easat-3816	53	8	information	information	NOUN
easat-3816	53	9	security	security	NOUN
easat-3816	53	10	in	in	ADP
easat-3816	53	11	the	the	DET
easat-3816	53	12	banking	banking	NOUN
easat-3816	53	13	sector	sector	NOUN
easat-3816	53	14	,	,	PUNCT
easat-3816	53	15	highlighting	highlight	VERB
easat-3816	53	16	regulatory	regulatory	ADJ
easat-3816	53	17	challenges	challenge	NOUN
easat-3816	53	18	,	,	PUNCT
easat-3816	53	19	technological	technological	ADJ
easat-3816	53	20	advancements	advancement	NOUN
easat-3816	53	21	,	,	PUNCT
easat-3816	53	22	and	and	CCONJ
easat-3816	53	23	risk	risk	NOUN
easat-3816	53	24	management	management	NOUN
easat-3816	53	25	strategies	strategy	NOUN
easat-3816	53	26	(	(	PUNCT
easat-3816	53	27	rahman	rahman	PROPN
easat-3816	53	28	et	et	PROPN
easat-3816	53	29	al	al	PROPN
easat-3816	53	30	.	.	PROPN
easat-3816	53	31	,	,	PUNCT
easat-3816	53	32	2024	2024	NUM
easat-3816	53	33	)	)	PUNCT
easat-3816	53	34	.	.	PUNCT
easat-3816	54	1	table	table	NOUN
easat-3816	54	2	1	1	NUM
easat-3816	54	3	.	.	PUNCT
easat-3816	55	1	a	a	DET
easat-3816	55	2	list	list	NOUN
easat-3816	55	3	of	of	ADP
easat-3816	55	4	papers	paper	NOUN
easat-3816	55	5	for	for	ADP
easat-3816	55	6	addressing	address	VERB
easat-3816	55	7	the	the	DET
easat-3816	55	8	research	research	NOUN
easat-3816	55	9	gaps	gap	NOUN
easat-3816	55	10	.	.	PUNCT
easat-3816	56	1	source	source	NOUN
easat-3816	56	2	purposes	purpose	NOUN
easat-3816	56	3	methodology	methodology	NOUN
easat-3816	56	4	implications	implication	NOUN
easat-3816	56	5	hassan	hassan	PROPN
easat-3816	56	6	et	et	PROPN
easat-3816	56	7	al	al	PROPN
easat-3816	56	8	.	.	PROPN
easat-3816	57	1	(	(	PUNCT
easat-3816	57	2	2024	2024	NUM
easat-3816	57	3	)	)	PUNCT
easat-3816	57	4	to	to	PART
easat-3816	57	5	examine	examine	VERB
easat-3816	57	6	cybersecurity	cybersecurity	NOUN
easat-3816	57	7	practices	practice	NOUN
easat-3816	57	8	in	in	ADP
easat-3816	57	9	the	the	DET
easat-3816	57	10	global	global	ADJ
easat-3816	57	11	banking	banking	NOUN
easat-3816	57	12	sector	sector	NOUN
easat-3816	57	13	with	with	ADP
easat-3816	57	14	a	a	DET
easat-3816	57	15	focus	focus	NOUN
easat-3816	57	16	on	on	ADP
easat-3816	57	17	nigerian	nigerian	ADJ
easat-3816	57	18	banks	bank	NOUN
easat-3816	57	19	.	.	PUNCT
easat-3816	58	1	qualitative	qualitative	NOUN
easat-3816	58	2	,	,	PUNCT
easat-3816	58	3	literature	literature	NOUN
easat-3816	58	4	review	review	NOUN
easat-3816	58	5	provides	provide	VERB
easat-3816	58	6	insights	insight	NOUN
easat-3816	58	7	into	into	ADP
easat-3816	58	8	regional	regional	ADJ
easat-3816	58	9	cybersecurity	cybersecurity	NOUN
easat-3816	58	10	frameworks	framework	NOUN
easat-3816	58	11	and	and	CCONJ
easat-3816	58	12	the	the	DET
easat-3816	58	13	need	need	NOUN
easat-3816	58	14	for	for	ADP
easat-3816	58	15	stronger	strong	ADJ
easat-3816	58	16	compliance	compliance	NOUN
easat-3816	58	17	measures	measure	NOUN
easat-3816	58	18	.	.	PUNCT
easat-3816	59	1	prastyanti	prastyanti	PROPN
easat-3816	59	2	&	&	CCONJ
easat-3816	59	3	sharma	sharma	PROPN
easat-3816	59	4	(	(	PUNCT
easat-3816	59	5	2024	2024	NUM
easat-3816	59	6	)	)	PUNCT
easat-3816	59	7	to	to	PART
easat-3816	59	8	analyze	analyze	VERB
easat-3816	59	9	the	the	DET
easat-3816	59	10	role	role	NOUN
easat-3816	59	11	of	of	ADP
easat-3816	59	12	data	datum	NOUN
easat-3816	59	13	protection	protection	NOUN
easat-3816	59	14	law	law	NOUN
easat-3816	59	15	in	in	ADP
easat-3816	59	16	establishing	establish	VERB
easat-3816	59	17	consumer	consumer	NOUN
easat-3816	59	18	trust	trust	NOUN
easat-3816	59	19	in	in	ADP
easat-3816	59	20	banking	banking	NOUN
easat-3816	59	21	.	.	PUNCT
easat-3816	60	1	quantitative	quantitative	ADJ
easat-3816	60	2	survey	survey	NOUN
easat-3816	60	3	highlights	highlight	VERB
easat-3816	60	4	the	the	DET
easat-3816	60	5	role	role	NOUN
easat-3816	60	6	of	of	ADP
easat-3816	60	7	regulatory	regulatory	ADJ
easat-3816	60	8	frameworks	framework	NOUN
easat-3816	60	9	in	in	ADP
easat-3816	60	10	enhancing	enhance	VERB
easat-3816	60	11	data	datum	NOUN
easat-3816	60	12	security	security	NOUN
easat-3816	60	13	and	and	CCONJ
easat-3816	60	14	consumer	consumer	NOUN
easat-3816	60	15	confidence	confidence	NOUN
easat-3816	60	16	.	.	PUNCT
easat-3816	61	1	hossain	hossain	PROPN
easat-3816	61	2	et	et	PROPN
easat-3816	61	3	al	al	PROPN
easat-3816	61	4	.	.	PROPN
easat-3816	62	1	(	(	PUNCT
easat-3816	62	2	2024	2024	NUM
easat-3816	62	3	)	)	PUNCT
easat-3816	63	1	to	to	PART
easat-3816	63	2	explore	explore	VERB
easat-3816	63	3	the	the	DET
easat-3816	63	4	effectiveness	effectiveness	NOUN
easat-3816	63	5	of	of	ADP
easat-3816	63	6	ai	ai	NOUN
easat-3816	63	7	and	and	CCONJ
easat-3816	63	8	machine	machine	NOUN
easat-3816	63	9	learning	learn	VERB
easat-3816	63	10	in	in	ADP
easat-3816	63	11	fraud	fraud	NOUN
easat-3816	63	12	detection	detection	NOUN
easat-3816	63	13	within	within	ADP
easat-3816	63	14	the	the	DET
easat-3816	63	15	banking	banking	NOUN
easat-3816	63	16	sector	sector	NOUN
easat-3816	63	17	.	.	PUNCT
easat-3816	64	1	case	case	NOUN
easat-3816	64	2	study	study	NOUN
easat-3816	64	3	,	,	PUNCT
easat-3816	64	4	qualitative	qualitative	NOUN
easat-3816	64	5	provides	provide	VERB
easat-3816	64	6	practical	practical	ADJ
easat-3816	64	7	insights	insight	NOUN
easat-3816	64	8	into	into	ADP
easat-3816	64	9	the	the	DET
easat-3816	64	10	integration	integration	NOUN
easat-3816	64	11	of	of	ADP
easat-3816	64	12	ai	ai	VERB
easat-3816	64	13	in	in	ADP
easat-3816	64	14	banking	banking	NOUN
easat-3816	64	15	security	security	NOUN
easat-3816	64	16	to	to	PART
easat-3816	64	17	prevent	prevent	VERB
easat-3816	64	18	fraud	fraud	NOUN
easat-3816	64	19	.	.	PUNCT
easat-3816	65	1	mabaso	mabaso	PROPN
easat-3816	65	2	&	&	CCONJ
easat-3816	65	3	booi	booi	PROPN
easat-3816	65	4	(	(	PUNCT
easat-3816	65	5	2024	2024	NUM
easat-3816	65	6	)	)	PUNCT
easat-3816	65	7	to	to	PART
easat-3816	65	8	assess	assess	VERB
easat-3816	65	9	the	the	DET
easat-3816	65	10	balance	balance	NOUN
easat-3816	65	11	between	between	ADP
easat-3816	65	12	privacy	privacy	NOUN
easat-3816	65	13	and	and	CCONJ
easat-3816	65	14	national	national	ADJ
easat-3816	65	15	security	security	NOUN
easat-3816	65	16	in	in	ADP
easat-3816	65	17	u.s	u.s	PROPN
easat-3816	65	18	.	.	PROPN
easat-3816	65	19	information	information	NOUN
easat-3816	65	20	security	security	NOUN
easat-3816	65	21	policies	policy	NOUN
easat-3816	65	22	.	.	PUNCT
easat-3816	66	1	qualitative	qualitative	NOUN
easat-3816	66	2	,	,	PUNCT
easat-3816	66	3	policy	policy	NOUN
easat-3816	66	4	analysis	analysis	NOUN
easat-3816	66	5	emphasizes	emphasize	VERB
easat-3816	66	6	the	the	DET
easat-3816	66	7	need	need	NOUN
easat-3816	66	8	for	for	ADP
easat-3816	66	9	a	a	DET
easat-3816	66	10	balanced	balanced	ADJ
easat-3816	66	11	approach	approach	NOUN
easat-3816	66	12	to	to	ADP
easat-3816	66	13	privacy	privacy	NOUN
easat-3816	66	14	and	and	CCONJ
easat-3816	66	15	security	security	NOUN
easat-3816	66	16	,	,	PUNCT
easat-3816	66	17	particularly	particularly	ADV
easat-3816	66	18	in	in	ADP
easat-3816	66	19	the	the	DET
easat-3816	66	20	banking	banking	NOUN
easat-3816	66	21	sector	sector	NOUN
easat-3816	66	22	.	.	PUNCT
easat-3816	67	1	guseva	guseva	PROPN
easat-3816	67	2	(	(	PUNCT
easat-3816	67	3	2024	2024	NUM
easat-3816	67	4	)	)	PUNCT
easat-3816	67	5	to	to	PART
easat-3816	67	6	evaluate	evaluate	VERB
easat-3816	67	7	the	the	DET
easat-3816	67	8	role	role	NOUN
easat-3816	67	9	of	of	ADP
easat-3816	67	10	decentralized	decentralize	VERB
easat-3816	67	11	markets	market	NOUN
easat-3816	67	12	and	and	CCONJ
easat-3816	67	13	regulations	regulation	NOUN
easat-3816	67	14	in	in	ADP
easat-3816	67	15	shaping	shape	VERB
easat-3816	67	16	banking	banking	NOUN
easat-3816	67	17	information	information	NOUN
easat-3816	67	18	security	security	NOUN
easat-3816	67	19	.	.	PUNCT
easat-3816	68	1	qualitative	qualitative	NOUN
easat-3816	68	2	,	,	PUNCT
easat-3816	68	3	conceptual	conceptual	ADJ
easat-3816	68	4	analysis	analysis	NOUN
easat-3816	68	5	suggests	suggest	VERB
easat-3816	68	6	the	the	DET
easat-3816	68	7	future	future	ADJ
easat-3816	68	8	role	role	NOUN
easat-3816	68	9	of	of	ADP
easat-3816	68	10	decentralized	decentralized	ADJ
easat-3816	68	11	finance	finance	NOUN
easat-3816	68	12	(	(	PUNCT
easat-3816	68	13	defi	defi	PROPN
easat-3816	68	14	)	)	PUNCT
easat-3816	68	15	in	in	ADP
easat-3816	68	16	reducing	reduce	VERB
easat-3816	68	17	cybersecurity	cybersecurity	NOUN
easat-3816	68	18	risks	risk	NOUN
easat-3816	68	19	in	in	ADP
easat-3816	68	20	traditional	traditional	ADJ
easat-3816	68	21	banking	banking	NOUN
easat-3816	68	22	.	.	PUNCT
easat-3816	69	1	pereira	pereira	PROPN
easat-3816	69	2	&	&	CCONJ
easat-3816	69	3	viola	viola	PROPN
easat-3816	69	4	(	(	PUNCT
easat-3816	69	5	2024	2024	NUM
easat-3816	69	6	)	)	PUNCT
easat-3816	69	7	to	to	PART
easat-3816	69	8	examine	examine	VERB
easat-3816	69	9	the	the	DET
easat-3816	69	10	evolution	evolution	NOUN
easat-3816	69	11	of	of	ADP
easat-3816	69	12	u.s	u.s	PROPN
easat-3816	69	13	.	.	PROPN
easat-3816	69	14	banking	banking	NOUN
easat-3816	69	15	regulation	regulation	NOUN
easat-3816	69	16	and	and	CCONJ
easat-3816	69	17	its	its	PRON
easat-3816	69	18	response	response	NOUN
easat-3816	69	19	to	to	ADP
easat-3816	69	20	emerging	emerge	VERB
easat-3816	69	21	cybersecurity	cybersecurity	NOUN
easat-3816	69	22	risks	risk	NOUN
easat-3816	69	23	.	.	PUNCT
easat-3816	70	1	historical	historical	ADJ
easat-3816	70	2	analysis	analysis	NOUN
easat-3816	70	3	,	,	PUNCT
easat-3816	70	4	qualitative	qualitative	ADJ
easat-3816	70	5	highlights	highlight	NOUN
easat-3816	70	6	the	the	DET
easat-3816	70	7	changing	change	VERB
easat-3816	70	8	regulatory	regulatory	ADJ
easat-3816	70	9	frameworks	framework	NOUN
easat-3816	70	10	and	and	CCONJ
easat-3816	70	11	their	their	PRON
easat-3816	70	12	impact	impact	NOUN
easat-3816	70	13	on	on	ADP
easat-3816	70	14	cybersecurity	cybersecurity	NOUN
easat-3816	70	15	resilience	resilience	NOUN
easat-3816	70	16	in	in	ADP
easat-3816	70	17	banking	banking	NOUN
easat-3816	70	18	.	.	PUNCT
easat-3816	71	1	adeniran	adeniran	VERB
easat-3816	71	2	et	et	PROPN
easat-3816	71	3	al	al	PROPN
easat-3816	71	4	.	.	PROPN
easat-3816	72	1	(	(	PUNCT
easat-3816	72	2	2024	2024	NUM
easat-3816	72	3	)	)	PUNCT
easat-3816	72	4	to	to	PART
easat-3816	72	5	evaluate	evaluate	VERB
easat-3816	72	6	risk	risk	NOUN
easat-3816	72	7	management	management	NOUN
easat-3816	72	8	strategies	strategy	NOUN
easat-3816	72	9	in	in	ADP
easat-3816	72	10	u.s	u.s	PROPN
easat-3816	72	11	.	.	PROPN
easat-3816	72	12	financial	financial	ADJ
easat-3816	72	13	institutions	institution	NOUN
easat-3816	72	14	concerning	concern	VERB
easat-3816	72	15	regulatory	regulatory	ADJ
easat-3816	72	16	compliance	compliance	NOUN
easat-3816	72	17	.	.	PUNCT
easat-3816	73	1	mixedmethods	mixedmethod	NOUN
easat-3816	73	2	,	,	PUNCT
easat-3816	73	3	case	case	NOUN
easat-3816	73	4	studies	study	NOUN
easat-3816	73	5	provides	provide	VERB
easat-3816	73	6	strategies	strategy	NOUN
easat-3816	73	7	for	for	SCONJ
easat-3816	73	8	u.s	u.s	PROPN
easat-3816	73	9	.	.	PROPN
easat-3816	73	10	banks	bank	NOUN
easat-3816	73	11	to	to	PART
easat-3816	73	12	enhance	enhance	VERB
easat-3816	73	13	their	their	PRON
easat-3816	73	14	cybersecurity	cybersecurity	NOUN
easat-3816	73	15	frameworks	framework	NOUN
easat-3816	73	16	while	while	SCONJ
easat-3816	73	17	ensuring	ensure	VERB
easat-3816	73	18	regulatory	regulatory	ADJ
easat-3816	73	19	compliance	compliance	NOUN
easat-3816	73	20	.	.	PUNCT
easat-3816	74	1	faraji	faraji	PROPN
easat-3816	74	2	et	et	PROPN
easat-3816	74	3	al	al	PROPN
easat-3816	74	4	.	.	PROPN
easat-3816	75	1	(	(	PUNCT
easat-3816	75	2	2024	2024	NUM
easat-3816	75	3	)	)	PUNCT
easat-3816	76	1	to	to	PART
easat-3816	76	2	explore	explore	VERB
easat-3816	76	3	the	the	DET
easat-3816	76	4	role	role	NOUN
easat-3816	76	5	of	of	ADP
easat-3816	76	6	artificial	artificial	ADJ
easat-3816	76	7	intelligence	intelligence	NOUN
easat-3816	76	8	in	in	ADP
easat-3816	76	9	preventing	prevent	VERB
easat-3816	76	10	financial	financial	ADJ
easat-3816	76	11	fraud	fraud	NOUN
easat-3816	76	12	in	in	ADP
easat-3816	76	13	u.s	u.s	PROPN
easat-3816	76	14	.	.	PROPN
easat-3816	76	15	banks	bank	NOUN
easat-3816	76	16	.	.	PUNCT
easat-3816	77	1	empirical	empirical	ADJ
easat-3816	77	2	research	research	NOUN
easat-3816	77	3	,	,	PUNCT
easat-3816	77	4	ai	ai	VERB
easat-3816	77	5	application	application	NOUN
easat-3816	77	6	demonstrates	demonstrate	VERB
easat-3816	77	7	how	how	SCONJ
easat-3816	77	8	ai	ai	AUX
easat-3816	77	9	can	can	AUX
easat-3816	77	10	significantly	significantly	ADV
easat-3816	77	11	reduce	reduce	VERB
easat-3816	77	12	fraud	fraud	NOUN
easat-3816	77	13	risks	risk	NOUN
easat-3816	77	14	by	by	ADP
easat-3816	77	15	improving	improve	VERB
easat-3816	77	16	detection	detection	NOUN
easat-3816	77	17	and	and	CCONJ
easat-3816	77	18	response	response	NOUN
easat-3816	77	19	systems	system	NOUN
easat-3816	77	20	.	.	PUNCT
easat-3816	78	1	kaur	kaur	PROPN
easat-3816	78	2	et	et	PROPN
easat-3816	78	3	al	al	PROPN
easat-3816	78	4	.	.	PROPN
easat-3816	78	5	(	(	PUNCT
easat-3816	78	6	2023	2023	NUM
easat-3816	78	7	)	)	PUNCT
easat-3816	78	8	to	to	PART
easat-3816	78	9	investigate	investigate	VERB
easat-3816	78	10	the	the	DET
easat-3816	78	11	potential	potential	NOUN
easat-3816	78	12	of	of	ADP
easat-3816	78	13	ai	ai	VERB
easat-3816	78	14	for	for	ADP
easat-3816	78	15	enhancing	enhance	VERB
easat-3816	78	16	cybersecurity	cybersecurity	NOUN
easat-3816	78	17	measures	measure	NOUN
easat-3816	78	18	in	in	ADP
easat-3816	78	19	banking	banking	NOUN
easat-3816	78	20	institutions	institution	NOUN
easat-3816	78	21	.	.	PUNCT
easat-3816	79	1	literature	literature	PROPN
easat-3816	79	2	review	review	PROPN
easat-3816	79	3	,	,	PUNCT
easat-3816	79	4	aifocused	aifocuse	VERB
easat-3816	79	5	suggests	suggest	VERB
easat-3816	79	6	ai	ai	ADJ
easat-3816	79	7	-	-	PUNCT
easat-3816	79	8	based	base	VERB
easat-3816	79	9	solutions	solution	NOUN
easat-3816	79	10	for	for	ADP
easat-3816	79	11	real	real	ADJ
easat-3816	79	12	-	-	PUNCT
easat-3816	79	13	time	time	NOUN
easat-3816	79	14	threat	threat	NOUN
easat-3816	79	15	detection	detection	NOUN
easat-3816	79	16	and	and	CCONJ
easat-3816	79	17	response	response	NOUN
easat-3816	79	18	systems	system	NOUN
easat-3816	79	19	in	in	ADP
easat-3816	79	20	financial	financial	ADJ
easat-3816	79	21	institutions	institution	NOUN
easat-3816	79	22	.	.	PUNCT
easat-3816	80	1	jaiwani	jaiwani	PROPN
easat-3816	80	2	&	&	CCONJ
easat-3816	80	3	gopalkrishnan	gopalkrishnan	PROPN
easat-3816	80	4	to	to	PART
easat-3816	80	5	explore	explore	VERB
easat-3816	80	6	how	how	SCONJ
easat-3816	80	7	private	private	ADJ
easat-3816	80	8	asset	asset	NOUN
easat-3816	80	9	reconstruction	reconstruction	NOUN
easat-3816	80	10	companies	company	NOUN
easat-3816	80	11	case	case	NOUN
easat-3816	80	12	study	study	NOUN
easat-3816	80	13	,	,	PUNCT
easat-3816	80	14	qualitative	qualitative	ADJ
easat-3816	80	15	highlights	highlight	NOUN
easat-3816	80	16	the	the	DET
easat-3816	80	17	role	role	NOUN
easat-3816	80	18	of	of	ADP
easat-3816	80	19	private	private	ADJ
easat-3816	80	20	asset	asset	NOUN
easat-3816	80	21	management	management	NOUN
easat-3816	80	22	in	in	ADP
easat-3816	80	23	8440	8440	NUM
easat-3816	80	24	edelweiss	edelweiss	PROPN
easat-3816	80	25	applied	apply	VERB
easat-3816	80	26	science	science	NOUN
easat-3816	80	27	and	and	CCONJ
easat-3816	80	28	technology	technology	NOUN
easat-3816	80	29	issn	issn	PROPN
easat-3816	80	30	:	:	PUNCT
easat-3816	80	31	2576	2576	NUM
easat-3816	80	32	-	-	SYM
easat-3816	80	33	8484	8484	NUM
easat-3816	80	34	vol	vol	NOUN
easat-3816	80	35	.	.	PROPN
easat-3816	81	1	8	8	NUM
easat-3816	81	2	,	,	PUNCT
easat-3816	81	3	no	no	INTJ
easat-3816	81	4	.	.	NOUN
easat-3816	81	5	6	6	NUM
easat-3816	81	6	:	:	SYM
easat-3816	81	7	8437	8437	NUM
easat-3816	81	8	-	-	SYM
easat-3816	81	9	8453	8453	NUM
easat-3816	81	10	,	,	PUNCT
easat-3816	81	11	2024	2024	NUM
easat-3816	81	12	doi	doi	NOUN
easat-3816	81	13	:	:	PUNCT
easat-3816	81	14	10.55214/25768484.v8i6.3816	10.55214/25768484.v8i6.3816	NUM
easat-3816	81	15	©	©	PROPN
easat-3816	81	16	2024	2024	NUM
easat-3816	81	17	by	by	ADP
easat-3816	81	18	the	the	DET
easat-3816	81	19	authors	author	NOUN
easat-3816	81	20	;	;	PUNCT
easat-3816	81	21	licensee	licensee	PROPN
easat-3816	81	22	learning	learning	NOUN
easat-3816	81	23	gate	gate	NOUN
easat-3816	81	24	(	(	PUNCT
easat-3816	81	25	2024	2024	NUM
easat-3816	81	26	)	)	PUNCT
easat-3816	81	27	influence	influence	NOUN
easat-3816	81	28	financial	financial	ADJ
easat-3816	81	29	stability	stability	NOUN
easat-3816	81	30	.	.	PUNCT
easat-3816	82	1	ensuring	ensure	VERB
easat-3816	82	2	the	the	DET
easat-3816	82	3	financial	financial	ADJ
easat-3816	82	4	stability	stability	NOUN
easat-3816	82	5	and	and	CCONJ
easat-3816	82	6	cybersecurity	cybersecurity	NOUN
easat-3816	82	7	of	of	ADP
easat-3816	82	8	banking	banking	NOUN
easat-3816	82	9	systems	system	NOUN
easat-3816	82	10	.	.	PUNCT
easat-3816	83	1	based	base	VERB
easat-3816	83	2	on	on	ADP
easat-3816	83	3	the	the	DET
easat-3816	83	4	research	research	NOUN
easat-3816	83	5	gaps	gap	NOUN
easat-3816	83	6	,	,	PUNCT
easat-3816	83	7	here	here	ADV
easat-3816	83	8	are	be	AUX
easat-3816	83	9	two	two	NUM
easat-3816	83	10	precise	precise	ADJ
easat-3816	83	11	research	research	NOUN
easat-3816	83	12	objectives	objective	NOUN
easat-3816	83	13	:	:	PUNCT
easat-3816	83	14	ro	ro	NOUN
easat-3816	83	15	1	1	NUM
easat-3816	83	16	:	:	PUNCT
easat-3816	83	17	to	to	PART
easat-3816	83	18	examine	examine	VERB
easat-3816	83	19	the	the	DET
easat-3816	83	20	existing	exist	VERB
easat-3816	83	21	information	information	NOUN
easat-3816	83	22	security	security	NOUN
easat-3816	83	23	policies	policy	NOUN
easat-3816	83	24	and	and	CCONJ
easat-3816	83	25	practices	practice	NOUN
easat-3816	83	26	within	within	ADP
easat-3816	83	27	the	the	DET
easat-3816	83	28	u.s	u.s	PROPN
easat-3816	83	29	.	.	PROPN
easat-3816	83	30	banking	banking	NOUN
easat-3816	83	31	sector	sector	NOUN
easat-3816	83	32	,	,	PUNCT
easat-3816	83	33	highlighting	highlight	VERB
easat-3816	83	34	associated	associated	ADJ
easat-3816	83	35	risks	risk	NOUN
easat-3816	83	36	,	,	PUNCT
easat-3816	83	37	benefits	benefit	NOUN
easat-3816	83	38	,	,	PUNCT
easat-3816	83	39	and	and	CCONJ
easat-3816	83	40	their	their	PRON
easat-3816	83	41	overall	overall	ADJ
easat-3816	83	42	influence	influence	NOUN
easat-3816	83	43	on	on	ADP
easat-3816	83	44	the	the	DET
easat-3816	83	45	financial	financial	ADJ
easat-3816	83	46	system	system	NOUN
easat-3816	83	47	.	.	PUNCT
easat-3816	84	1	ro	ro	PROPN
easat-3816	85	1	2	2	NUM
easat-3816	85	2	:	:	PUNCT
easat-3816	85	3	to	to	PART
easat-3816	85	4	evaluate	evaluate	VERB
easat-3816	85	5	the	the	DET
easat-3816	85	6	u.s	u.s	PROPN
easat-3816	85	7	.	.	PROPN
easat-3816	85	8	banking	banking	NOUN
easat-3816	85	9	information	information	NOUN
easat-3816	85	10	security	security	NOUN
easat-3816	85	11	framework	framework	NOUN
easat-3816	85	12	in	in	ADP
easat-3816	85	13	comparison	comparison	NOUN
easat-3816	85	14	to	to	ADP
easat-3816	85	15	global	global	ADJ
easat-3816	85	16	banking	banking	NOUN
easat-3816	85	17	systems	system	NOUN
easat-3816	85	18	,	,	PUNCT
easat-3816	85	19	identifying	identify	VERB
easat-3816	85	20	significant	significant	ADJ
easat-3816	85	21	trends	trend	NOUN
easat-3816	85	22	,	,	PUNCT
easat-3816	85	23	challenges	challenge	NOUN
easat-3816	85	24	,	,	PUNCT
easat-3816	85	25	and	and	CCONJ
easat-3816	85	26	insights	insight	NOUN
easat-3816	85	27	for	for	ADP
easat-3816	85	28	strengthening	strengthen	VERB
easat-3816	85	29	information	information	NOUN
easat-3816	85	30	security	security	NOUN
easat-3816	85	31	worldwide	worldwide	ADV
easat-3816	85	32	.	.	PUNCT
easat-3816	86	1	2	2	X
easat-3816	86	2	.	.	X
easat-3816	86	3	literature	literature	NOUN
easat-3816	86	4	review	review	PROPN
easat-3816	86	5	according	accord	VERB
easat-3816	86	6	to	to	ADP
easat-3816	86	7	javaid	javaid	NOUN
easat-3816	86	8	and	and	CCONJ
easat-3816	86	9	others	other	NOUN
easat-3816	86	10	(	(	PUNCT
easat-3816	86	11	2023	2023	NUM
easat-3816	86	12	)	)	PUNCT
easat-3816	86	13	,	,	PUNCT
easat-3816	86	14	information	information	NOUN
easat-3816	86	15	security	security	NOUN
easat-3816	86	16	the	the	DET
easat-3816	86	17	banking	banking	NOUN
easat-3816	86	18	sector	sector	NOUN
easat-3816	86	19	’s	’s	PART
easat-3816	86	20	significance	significance	NOUN
easat-3816	86	21	is	be	AUX
easat-3816	86	22	vital	vital	ADJ
easat-3816	86	23	due	due	ADP
easat-3816	86	24	to	to	ADP
easat-3816	86	25	the	the	DET
easat-3816	86	26	sensitive	sensitive	ADJ
easat-3816	86	27	nature	nature	NOUN
easat-3816	86	28	of	of	ADP
easat-3816	86	29	the	the	DET
easat-3816	86	30	data	datum	NOUN
easat-3816	86	31	handled	handle	VERB
easat-3816	86	32	.	.	PUNCT
easat-3816	87	1	the	the	DET
easat-3816	87	2	usa	usa	PROPN
easat-3816	87	3	,	,	PUNCT
easat-3816	87	4	being	be	AUX
easat-3816	87	5	a	a	DET
easat-3816	87	6	global	global	ADJ
easat-3816	87	7	financial	financial	ADJ
easat-3816	87	8	hub	hub	NOUN
easat-3816	87	9	,	,	PUNCT
easat-3816	87	10	faces	face	VERB
easat-3816	87	11	unique	unique	ADJ
easat-3816	87	12	challenges	challenge	NOUN
easat-3816	87	13	in	in	ADP
easat-3816	87	14	this	this	DET
easat-3816	87	15	domain	domain	NOUN
easat-3816	87	16	.	.	PUNCT
easat-3816	88	1	cyber	cyber	PROPN
easat-3816	88	2	threats	threat	NOUN
easat-3816	88	3	pose	pose	VERB
easat-3816	88	4	a	a	DET
easat-3816	88	5	significant	significant	ADJ
easat-3816	88	6	risk	risk	NOUN
easat-3816	88	7	to	to	ADP
easat-3816	88	8	us	us	PROPN
easat-3816	88	9	banks	bank	NOUN
easat-3816	88	10	,	,	PUNCT
easat-3816	88	11	with	with	ADP
easat-3816	88	12	hackers	hacker	NOUN
easat-3816	88	13	targeting	target	VERB
easat-3816	88	14	customer	customer	NOUN
easat-3816	88	15	data	datum	NOUN
easat-3816	88	16	and	and	CCONJ
easat-3816	88	17	financial	financial	ADJ
easat-3816	88	18	assets	asset	NOUN
easat-3816	88	19	(	(	PUNCT
easat-3816	88	20	familoni	familoni	NOUN
easat-3816	88	21	&	&	CCONJ
easat-3816	88	22	shoetan	shoetan	PROPN
easat-3816	88	23	,	,	PUNCT
easat-3816	88	24	2024	2024	NUM
easat-3816	88	25	)	)	PUNCT
easat-3816	88	26	.	.	PUNCT
easat-3816	89	1	to	to	PART
easat-3816	89	2	combat	combat	VERB
easat-3816	89	3	these	these	DET
easat-3816	89	4	threats	threat	NOUN
easat-3816	89	5	,	,	PUNCT
easat-3816	89	6	banks	bank	NOUN
easat-3816	89	7	allocate	allocate	VERB
easat-3816	89	8	substantial	substantial	ADJ
easat-3816	89	9	resources	resource	NOUN
easat-3816	89	10	to	to	ADP
easat-3816	89	11	comprehensive	comprehensive	ADJ
easat-3816	89	12	security	security	NOUN
easat-3816	89	13	protocols	protocol	NOUN
easat-3816	89	14	,	,	PUNCT
easat-3816	89	15	encompassing	encompass	VERB
easat-3816	89	16	encryption	encryption	NOUN
easat-3816	89	17	,	,	PUNCT
easat-3816	89	18	firewalls	firewall	NOUN
easat-3816	89	19	,	,	PUNCT
easat-3816	89	20	and	and	CCONJ
easat-3816	89	21	intrusion	intrusion	NOUN
easat-3816	89	22	detection	detection	NOUN
easat-3816	89	23	systems	system	NOUN
easat-3816	89	24	(	(	PUNCT
easat-3816	89	25	riaj	riaj	NOUN
easat-3816	89	26	et	et	PROPN
easat-3816	89	27	al	al	PROPN
easat-3816	89	28	.	.	PROPN
easat-3816	89	29	,	,	PUNCT
easat-3816	89	30	2025	2025	NUM
easat-3816	89	31	)	)	PUNCT
easat-3816	89	32	.	.	PUNCT
easat-3816	90	1	regulatory	regulatory	ADJ
easat-3816	90	2	compliance	compliance	NOUN
easat-3816	90	3	is	be	AUX
easat-3816	90	4	another	another	DET
easat-3816	90	5	key	key	ADJ
easat-3816	90	6	aspect	aspect	NOUN
easat-3816	90	7	of	of	ADP
easat-3816	90	8	information	information	NOUN
easat-3816	90	9	security	security	NOUN
easat-3816	90	10	in	in	ADP
easat-3816	90	11	us	us	PROPN
easat-3816	90	12	banking	banking	NOUN
easat-3816	90	13	(	(	PUNCT
easat-3816	90	14	rahman	rahman	PROPN
easat-3816	90	15	et	et	PROPN
easat-3816	90	16	al	al	PROPN
easat-3816	90	17	.	.	PROPN
easat-3816	90	18	,	,	PUNCT
easat-3816	90	19	2024	2024	NUM
easat-3816	90	20	)	)	PUNCT
easat-3816	90	21	.	.	PUNCT
easat-3816	91	1	institutions	institution	NOUN
easat-3816	91	2	must	must	AUX
easat-3816	91	3	adhere	adhere	VERB
easat-3816	91	4	to	to	ADP
easat-3816	91	5	stringent	stringent	ADJ
easat-3816	91	6	regulations	regulation	NOUN
easat-3816	91	7	like	like	ADP
easat-3816	91	8	the	the	DET
easat-3816	91	9	gramm	gramm	PROPN
easat-3816	91	10	-	-	PUNCT
easat-3816	91	11	leachbliley	leachbliley	PROPN
easat-3816	91	12	act	act	NOUN
easat-3816	91	13	and	and	CCONJ
easat-3816	91	14	the	the	DET
easat-3816	91	15	federal	federal	ADJ
easat-3816	91	16	information	information	NOUN
easat-3816	91	17	security	security	PROPN
easat-3816	91	18	management	management	PROPN
easat-3816	91	19	act	act	PROPN
easat-3816	91	20	,	,	PUNCT
easat-3816	91	21	which	which	PRON
easat-3816	91	22	mandate	mandate	VERB
easat-3816	91	23	data	data	NOUN
easat-3816	91	24	protection	protection	NOUN
easat-3816	91	25	and	and	CCONJ
easat-3816	91	26	risk	risk	NOUN
easat-3816	91	27	management	management	NOUN
easat-3816	91	28	practices	practice	NOUN
easat-3816	91	29	(	(	PUNCT
easat-3816	91	30	nzeako	nzeako	PROPN
easat-3816	91	31	et	et	PROPN
easat-3816	91	32	al	al	PROPN
easat-3816	91	33	.	.	PROPN
easat-3816	91	34	,	,	PUNCT
easat-3816	91	35	2024	2024	NUM
easat-3816	91	36	)	)	PUNCT
easat-3816	91	37	.	.	PUNCT
easat-3816	92	1	2.1	2.1	NUM
easat-3816	92	2	.	.	PUNCT
easat-3816	92	3	information	information	NOUN
easat-3816	92	4	security	security	PROPN
easat-3816	92	5	&	&	CCONJ
easat-3816	92	6	policy	policy	NOUN
easat-3816	92	7	information	information	NOUN
easat-3816	92	8	security	security	NOUN
easat-3816	92	9	involves	involve	VERB
easat-3816	92	10	safeguarding	safeguard	VERB
easat-3816	92	11	information	information	NOUN
easat-3816	92	12	by	by	ADP
easat-3816	92	13	reducing	reduce	VERB
easat-3816	92	14	associated	associated	ADJ
easat-3816	92	15	risk	risk	NOUN
easat-3816	92	16	.	.	PUNCT
easat-3816	93	1	it	it	PRON
easat-3816	93	2	constitutes	constitute	VERB
easat-3816	93	3	a	a	DET
easat-3816	93	4	component	component	NOUN
easat-3816	93	5	of	of	ADP
easat-3816	93	6	information	information	NOUN
easat-3816	93	7	risk	risk	NOUN
easat-3816	93	8	management	management	NOUN
easat-3816	93	9	(	(	PUNCT
easat-3816	93	10	alshurideh	alshurideh	ADV
easat-3816	93	11	et	et	PROPN
easat-3816	93	12	al	al	PROPN
easat-3816	93	13	.	.	PROPN
easat-3816	93	14	,	,	PUNCT
easat-3816	93	15	2023	2023	NUM
easat-3816	93	16	)	)	PUNCT
easat-3816	93	17	.	.	PUNCT
easat-3816	94	1	it	it	PRON
easat-3816	94	2	generally	generally	ADV
easat-3816	94	3	entails	entail	VERB
easat-3816	94	4	mitigating	mitigate	VERB
easat-3816	94	5	or	or	CCONJ
easat-3816	94	6	diminishing	diminish	VERB
easat-3816	94	7	the	the	DET
easat-3816	94	8	probability	probability	NOUN
easat-3816	94	9	of	of	ADP
easat-3816	94	10	illegal	illegal	ADJ
easat-3816	94	11	or	or	CCONJ
easat-3816	94	12	incorrect	incorrect	ADJ
easat-3816	94	13	data	data	NOUN
easat-3816	94	14	access	access	NOUN
easat-3816	94	15	,	,	PUNCT
easat-3816	94	16	together	together	ADV
easat-3816	94	17	with	with	ADP
easat-3816	94	18	criminal	criminal	ADJ
easat-3816	94	19	utilization	utilization	NOUN
easat-3816	94	20	and	and	CCONJ
easat-3816	94	21	disclosure	disclosure	NOUN
easat-3816	94	22	,	,	PUNCT
easat-3816	94	23	interruption	interruption	NOUN
easat-3816	94	24	,	,	PUNCT
easat-3816	94	25	deletion	deletion	NOUN
easat-3816	94	26	,	,	PUNCT
easat-3816	94	27	corruption	corruption	NOUN
easat-3816	94	28	,	,	PUNCT
easat-3816	94	29	modification	modification	NOUN
easat-3816	94	30	,	,	PUNCT
easat-3816	94	31	inspection	inspection	NOUN
easat-3816	94	32	,	,	PUNCT
easat-3816	94	33	recording	recording	NOUN
easat-3816	94	34	,	,	PUNCT
easat-3816	94	35	or	or	CCONJ
easat-3816	94	36	devaluation	devaluation	NOUN
easat-3816	94	37	of	of	ADP
easat-3816	94	38	information	information	NOUN
easat-3816	94	39	.	.	PUNCT
easat-3816	95	1	an	an	DET
easat-3816	95	2	information	information	NOUN
easat-3816	95	3	security	security	NOUN
easat-3816	95	4	policy	policy	NOUN
easat-3816	95	5	comprises	comprise	VERB
easat-3816	95	6	the	the	DET
easat-3816	95	7	regulations	regulation	NOUN
easat-3816	95	8	,	,	PUNCT
easat-3816	95	9	standards	standard	NOUN
easat-3816	95	10	,	,	PUNCT
easat-3816	95	11	policies	policy	NOUN
easat-3816	95	12	,	,	PUNCT
easat-3816	95	13	and	and	CCONJ
easat-3816	95	14	procedures	procedure	NOUN
easat-3816	95	15	implemented	implement	VERB
easat-3816	95	16	by	by	ADP
easat-3816	95	17	the	the	DET
easat-3816	95	18	organization	organization	NOUN
easat-3816	95	19	to	to	PART
easat-3816	95	20	ensure	ensure	VERB
easat-3816	95	21	the	the	DET
easat-3816	95	22	security	security	NOUN
easat-3816	95	23	of	of	ADP
easat-3816	95	24	its	its	PRON
easat-3816	95	25	it	it	PROPN
easat-3816	95	26	systems	system	NOUN
easat-3816	95	27	(	(	PUNCT
easat-3816	95	28	rakha	rakha	NOUN
easat-3816	95	29	,	,	PUNCT
easat-3816	95	30	2023	2023	NUM
easat-3816	95	31	)	)	PUNCT
easat-3816	95	32	.	.	PUNCT
easat-3816	96	1	the	the	DET
easat-3816	96	2	credibility	credibility	NOUN
easat-3816	96	3	of	of	ADP
easat-3816	96	4	an	an	DET
easat-3816	96	5	organization	organization	NOUN
easat-3816	96	6	’s	’s	PART
easat-3816	96	7	whole	whole	ADJ
easat-3816	96	8	information	information	NOUN
easat-3816	96	9	privacy	privacy	NOUN
easat-3816	96	10	program	program	NOUN
easat-3816	96	11	depends	depend	VERB
easat-3816	96	12	on	on	ADP
easat-3816	96	13	a	a	DET
easat-3816	96	14	precisely	precisely	ADV
easat-3816	96	15	designed	design	VERB
easat-3816	96	16	information	information	NOUN
easat-3816	96	17	security	security	NOUN
easat-3816	96	18	framework	framework	NOUN
easat-3816	96	19	program	program	NOUN
easat-3816	96	20	relies	rely	VERB
easat-3816	96	21	on	on	ADP
easat-3816	96	22	a	a	DET
easat-3816	96	23	meticulously	meticulously	ADV
easat-3816	96	24	crafted	craft	VERB
easat-3816	96	25	information	information	NOUN
easat-3816	96	26	security	security	NOUN
easat-3816	96	27	policy	policy	NOUN
easat-3816	96	28	(	(	PUNCT
easat-3816	96	29	faraji	faraji	NOUN
easat-3816	96	30	et	et	PROPN
easat-3816	96	31	al	al	PROPN
easat-3816	96	32	.	.	PROPN
easat-3816	96	33	,	,	PUNCT
easat-3816	96	34	2024	2024	NUM
easat-3816	96	35	)	)	PUNCT
easat-3816	96	36	.	.	PUNCT
easat-3816	97	1	numerous	numerous	ADJ
easat-3816	97	2	experts	expert	NOUN
easat-3816	97	3	now	now	ADV
easat-3816	97	4	contend	contend	VERB
easat-3816	97	5	that	that	SCONJ
easat-3816	97	6	formulating	formulate	VERB
easat-3816	97	7	an	an	DET
easat-3816	97	8	information	information	NOUN
easat-3816	97	9	security	security	NOUN
easat-3816	97	10	policy	policy	NOUN
easat-3816	97	11	is	be	AUX
easat-3816	97	12	one	one	NUM
easat-3816	97	13	of	of	ADP
easat-3816	97	14	the	the	DET
easat-3816	97	15	most	most	ADV
easat-3816	97	16	effective	effective	ADJ
easat-3816	97	17	methods	method	NOUN
easat-3816	97	18	to	to	PART
easat-3816	97	19	safeguard	safeguard	VERB
easat-3816	97	20	protected	protect	VERB
easat-3816	97	21	systems	system	NOUN
easat-3816	97	22	and	and	CCONJ
easat-3816	97	23	assert	assert	VERB
easat-3816	97	24	that	that	SCONJ
easat-3816	97	25	“	"	PUNCT
easat-3816	97	26	the	the	DET
easat-3816	97	27	establishment	establishment	NOUN
easat-3816	97	28	of	of	ADP
easat-3816	97	29	an	an	DET
easat-3816	97	30	information	information	NOUN
easat-3816	97	31	security	security	NOUN
easat-3816	97	32	policy	policy	NOUN
easat-3816	97	33	is	be	AUX
easat-3816	97	34	the	the	DET
easat-3816	97	35	initial	initial	ADJ
easat-3816	97	36	step	step	NOUN
easat-3816	97	37	in	in	ADP
easat-3816	97	38	equipping	equip	VERB
easat-3816	97	39	an	an	DET
easat-3816	97	40	organization	organization	NOUN
easat-3816	97	41	to	to	PART
easat-3816	97	42	defend	defend	VERB
easat-3816	97	43	against	against	ADP
easat-3816	97	44	internal	internal	ADJ
easat-3816	97	45	and	and	CCONJ
easat-3816	97	46	external	external	ADJ
easat-3816	97	47	threats	threat	NOUN
easat-3816	97	48	”	"	PUNCT
easat-3816	97	49	(	(	PUNCT
easat-3816	97	50	al	al	PROPN
easat-3816	97	51	-	-	PUNCT
easat-3816	97	52	hawamleh	hawamleh	PROPN
easat-3816	97	53	,	,	PUNCT
easat-3816	97	54	2024	2024	NUM
easat-3816	97	55	)	)	PUNCT
easat-3816	97	56	.	.	PUNCT
easat-3816	98	1	they	they	PRON
easat-3816	98	2	established	establish	VERB
easat-3816	98	3	a	a	DET
easat-3816	98	4	process	process	NOUN
easat-3816	98	5	for	for	ADP
easat-3816	98	6	information	information	NOUN
easat-3816	98	7	security	security	NOUN
easat-3816	98	8	policy	policy	NOUN
easat-3816	98	9	that	that	PRON
easat-3816	98	10	organizations	organization	NOUN
easat-3816	98	11	may	may	AUX
easat-3816	98	12	utilize	utilize	VERB
easat-3816	98	13	to	to	PART
easat-3816	98	14	create	create	VERB
easat-3816	98	15	and	and	CCONJ
easat-3816	98	16	assess	assess	VERB
easat-3816	98	17	their	their	PRON
easat-3816	98	18	existing	exist	VERB
easat-3816	98	19	programs	program	NOUN
easat-3816	98	20	(	(	PUNCT
easat-3816	98	21	mimi	mimi	PROPN
easat-3816	98	22	et	et	PROPN
easat-3816	98	23	al	al	PROPN
easat-3816	98	24	.	.	PROPN
easat-3816	98	25	,	,	PUNCT
easat-3816	98	26	2022	2022	NUM
easat-3816	98	27	)	)	PUNCT
easat-3816	98	28	.	.	PUNCT
easat-3816	99	1	2.2	2.2	NUM
easat-3816	99	2	.	.	PUNCT
easat-3816	100	1	the	the	DET
easat-3816	100	2	united	united	PROPN
easat-3816	100	3	states	states	PROPN
easat-3816	100	4	information	information	NOUN
easat-3816	100	5	security	security	NOUN
easat-3816	100	6	scenario	scenario	NOUN
easat-3816	100	7	in	in	ADP
easat-3816	100	8	an	an	DET
easat-3816	100	9	age	age	NOUN
easat-3816	100	10	where	where	SCONJ
easat-3816	100	11	digital	digital	ADJ
easat-3816	100	12	connectedness	connectedness	NOUN
easat-3816	100	13	fosters	foster	VERB
easat-3816	100	14	innovation	innovation	NOUN
easat-3816	100	15	,	,	PUNCT
easat-3816	100	16	stimulates	stimulate	VERB
easat-3816	100	17	economic	economic	ADJ
easat-3816	100	18	progress	progress	NOUN
easat-3816	100	19	,	,	PUNCT
easat-3816	100	20	and	and	CCONJ
easat-3816	100	21	intertwines	intertwine	VERB
easat-3816	100	22	national	national	ADJ
easat-3816	100	23	security	security	NOUN
easat-3816	100	24	with	with	ADP
easat-3816	100	25	a	a	DET
easat-3816	100	26	precarious	precarious	ADJ
easat-3816	100	27	foundation	foundation	NOUN
easat-3816	100	28	,	,	PUNCT
easat-3816	100	29	the	the	DET
easat-3816	100	30	us	us	PROPN
easat-3816	100	31	president	president	NOUN
easat-3816	100	32	has	have	AUX
easat-3816	100	33	prioritized	prioritize	VERB
easat-3816	100	34	information	information	NOUN
easat-3816	100	35	security	security	NOUN
easat-3816	100	36	in	in	ADP
easat-3816	100	37	the	the	DET
easat-3816	100	38	policy	policy	NOUN
easat-3816	100	39	agenda	agenda	NOUN
easat-3816	100	40	(	(	PUNCT
easat-3816	100	41	pereira	pereira	PROPN
easat-3816	100	42	&	&	CCONJ
easat-3816	100	43	viola	viola	PROPN
easat-3816	100	44	,	,	PUNCT
easat-3816	100	45	2024	2024	NUM
easat-3816	100	46	)	)	PUNCT
easat-3816	100	47	.	.	PUNCT
easat-3816	101	1	the	the	DET
easat-3816	101	2	administration	administration	NOUN
easat-3816	101	3	's	's	PART
easat-3816	101	4	approach	approach	NOUN
easat-3816	101	5	to	to	ADP
easat-3816	101	6	information	information	NOUN
easat-3816	101	7	security	security	NOUN
easat-3816	101	8	in	in	ADP
easat-3816	101	9	banking	banking	NOUN
easat-3816	101	10	is	be	AUX
easat-3816	101	11	a	a	DET
easat-3816	101	12	vital	vital	ADJ
easat-3816	101	13	response	response	NOUN
easat-3816	101	14	to	to	ADP
easat-3816	101	15	the	the	DET
easat-3816	101	16	threats	threat	NOUN
easat-3816	101	17	and	and	CCONJ
easat-3816	101	18	challenges	challenge	NOUN
easat-3816	101	19	posed	pose	VERB
easat-3816	101	20	by	by	ADP
easat-3816	101	21	an	an	DET
easat-3816	101	22	increasingly	increasingly	ADV
easat-3816	101	23	linked	link	VERB
easat-3816	101	24	digital	digital	ADJ
easat-3816	101	25	world	world	NOUN
easat-3816	101	26	(	(	PUNCT
easat-3816	101	27	bhuiyan	bhuiyan	X
easat-3816	101	28	et	et	PROPN
easat-3816	101	29	al	al	PROPN
easat-3816	101	30	.	.	PROPN
easat-3816	101	31	,	,	PUNCT
easat-3816	101	32	2024	2024	NUM
easat-3816	101	33	)	)	PUNCT
easat-3816	101	34	.	.	PUNCT
easat-3816	102	1	the	the	DET
easat-3816	102	2	us	us	PROPN
easat-3816	102	3	information	information	NOUN
easat-3816	102	4	security	security	NOUN
easat-3816	102	5	framework	framework	NOUN
easat-3816	102	6	maintains	maintain	VERB
easat-3816	102	7	a	a	DET
easat-3816	102	8	precarious	precarious	ADJ
easat-3816	102	9	equilibrium	equilibrium	NOUN
easat-3816	102	10	between	between	ADP
easat-3816	102	11	privacy	privacy	NOUN
easat-3816	102	12	and	and	CCONJ
easat-3816	102	13	security	security	NOUN
easat-3816	102	14	(	(	PUNCT
easat-3816	102	15	mabaso	mabaso	NOUN
easat-3816	102	16	&	&	CCONJ
easat-3816	102	17	booi	booi	NOUN
easat-3816	102	18	,	,	PUNCT
easat-3816	102	19	2024	2024	NUM
easat-3816	102	20	)	)	PUNCT
easat-3816	102	21	.	.	PUNCT
easat-3816	103	1	for	for	ADP
easat-3816	103	2	the	the	DET
easat-3816	103	3	ruling	rule	VERB
easat-3816	103	4	democratic	democratic	ADJ
easat-3816	103	5	party	party	NOUN
easat-3816	103	6	,	,	PUNCT
easat-3816	103	7	the	the	DET
easat-3816	103	8	preservation	preservation	NOUN
easat-3816	103	9	of	of	ADP
easat-3816	103	10	private	private	ADJ
easat-3816	103	11	rights	right	NOUN
easat-3816	103	12	is	be	AUX
easat-3816	103	13	paramount	paramount	ADJ
easat-3816	103	14	.	.	PUNCT
easat-3816	104	1	occasionally	occasionally	ADV
easat-3816	104	2	,	,	PUNCT
easat-3816	104	3	such	such	ADJ
easat-3816	104	4	compulsions	compulsion	NOUN
easat-3816	104	5	conflict	conflict	NOUN
easat-3816	104	6	with	with	ADP
easat-3816	104	7	national	national	ADJ
easat-3816	104	8	security	security	NOUN
easat-3816	104	9	priorities	priority	NOUN
easat-3816	104	10	,	,	PUNCT
easat-3816	104	11	as	as	SCONJ
easat-3816	104	12	the	the	DET
easat-3816	104	13	intelligence	intelligence	NOUN
easat-3816	104	14	community	community	NOUN
easat-3816	104	15	's	's	PART
easat-3816	104	16	access	access	NOUN
easat-3816	104	17	to	to	ADP
easat-3816	104	18	private	private	ADJ
easat-3816	104	19	sector	sector	NOUN
easat-3816	104	20	networks	network	NOUN
easat-3816	104	21	is	be	AUX
easat-3816	104	22	deliberately	deliberately	ADV
easat-3816	104	23	restricted	restrict	VERB
easat-3816	104	24	to	to	PART
easat-3816	104	25	protect	protect	VERB
easat-3816	104	26	individual	individual	ADJ
easat-3816	104	27	privacy	privacy	NOUN
easat-3816	104	28	(	(	PUNCT
easat-3816	104	29	gulyamov	gulyamov	PROPN
easat-3816	104	30	&	&	CCONJ
easat-3816	104	31	raimberdiyev	raimberdiyev	PROPN
easat-3816	104	32	,	,	PUNCT
easat-3816	104	33	2023	2023	NUM
easat-3816	104	34	)	)	PUNCT
easat-3816	104	35	.	.	PUNCT
easat-3816	105	1	banking	banking	NOUN
easat-3816	105	2	has	have	AUX
easat-3816	105	3	evolved	evolve	VERB
easat-3816	105	4	into	into	ADP
easat-3816	105	5	a	a	DET
easat-3816	105	6	global	global	ADJ
easat-3816	105	7	enterprise	enterprise	NOUN
easat-3816	105	8	,	,	PUNCT
easat-3816	105	9	transcending	transcend	VERB
easat-3816	105	10	the	the	DET
easat-3816	105	11	confines	confine	NOUN
easat-3816	105	12	of	of	ADP
easat-3816	105	13	national	national	ADJ
easat-3816	105	14	borders	border	NOUN
easat-3816	105	15	.	.	PUNCT
easat-3816	106	1	the	the	DET
easat-3816	106	2	swift	swift	ADJ
easat-3816	106	3	expansion	expansion	NOUN
easat-3816	106	4	of	of	ADP
easat-3816	106	5	foreign	foreign	ADJ
easat-3816	106	6	banks	bank	NOUN
easat-3816	106	7	in	in	ADP
easat-3816	106	8	the	the	DET
easat-3816	106	9	usa	usa	NOUN
easat-3816	106	10	prompted	prompt	VERB
easat-3816	106	11	heightened	heighten	VERB
easat-3816	106	12	political	political	ADJ
easat-3816	106	13	pressure	pressure	NOUN
easat-3816	106	14	to	to	PART
easat-3816	106	15	curtail	curtail	VERB
easat-3816	106	16	their	their	PRON
easat-3816	106	17	growth	growth	NOUN
easat-3816	106	18	.	.	PUNCT
easat-3816	107	1	domestic	domestic	ADJ
easat-3816	107	2	banks	bank	NOUN
easat-3816	107	3	contended	contend	VERB
easat-3816	107	4	that	that	SCONJ
easat-3816	107	5	international	international	ADJ
easat-3816	107	6	banks	bank	NOUN
easat-3816	107	7	possessed	possess	VERB
easat-3816	107	8	numerous	numerous	ADJ
easat-3816	107	9	competitive	competitive	ADJ
easat-3816	107	10	advantages	advantage	NOUN
easat-3816	107	11	over	over	ADP
easat-3816	107	12	them	they	PRON
easat-3816	107	13	(	(	PUNCT
easat-3816	107	14	khan	khan	PROPN
easat-3816	107	15	et	et	PROPN
easat-3816	107	16	al	al	PROPN
easat-3816	107	17	.	.	PROPN
easat-3816	107	18	,	,	PUNCT
easat-3816	107	19	2023	2023	NUM
easat-3816	107	20	)	)	PUNCT
easat-3816	107	21	.	.	PUNCT
easat-3816	108	1	in	in	ADP
easat-3816	108	2	the	the	DET
easat-3816	108	3	changing	change	VERB
easat-3816	108	4	environment	environment	NOUN
easat-3816	108	5	of	of	ADP
easat-3816	108	6	information	information	NOUN
easat-3816	108	7	threats	threat	NOUN
easat-3816	108	8	,	,	PUNCT
easat-3816	108	9	achieving	achieve	VERB
easat-3816	108	10	the	the	DET
easat-3816	108	11	appropriate	appropriate	ADJ
easat-3816	108	12	balance	balance	NOUN
easat-3816	108	13	between	between	ADP
easat-3816	108	14	privacy	privacy	NOUN
easat-3816	108	15	and	and	CCONJ
easat-3816	108	16	security	security	NOUN
easat-3816	108	17	will	will	AUX
easat-3816	108	18	be	be	AUX
easat-3816	108	19	crucial	crucial	ADJ
easat-3816	108	20	for	for	ADP
easat-3816	108	21	us	us	PROPN
easat-3816	108	22	information	information	NOUN
easat-3816	108	23	security	security	NOUN
easat-3816	108	24	(	(	PUNCT
easat-3816	108	25	palle	palle	PROPN
easat-3816	108	26	&	&	CCONJ
easat-3816	108	27	kathala	kathala	PROPN
easat-3816	108	28	,	,	PUNCT
easat-3816	108	29	2024	2024	NUM
easat-3816	108	30	)	)	PUNCT
easat-3816	108	31	.	.	PUNCT
easat-3816	109	1	it	it	PRON
easat-3816	109	2	is	be	AUX
easat-3816	109	3	essential	essential	ADJ
easat-3816	109	4	to	to	ADP
easat-3816	109	5	8441	8441	NUM
easat-3816	109	6	edelweiss	edelweiss	PROPN
easat-3816	109	7	applied	apply	VERB
easat-3816	109	8	science	science	NOUN
easat-3816	109	9	and	and	CCONJ
easat-3816	109	10	technology	technology	NOUN
easat-3816	109	11	issn	issn	PROPN
easat-3816	109	12	:	:	PUNCT
easat-3816	109	13	2576	2576	NUM
easat-3816	109	14	-	-	SYM
easat-3816	109	15	8484	8484	NUM
easat-3816	109	16	vol	vol	NOUN
easat-3816	109	17	.	.	PROPN
easat-3816	109	18	8	8	NUM
easat-3816	109	19	,	,	PUNCT
easat-3816	109	20	no	no	INTJ
easat-3816	109	21	.	.	NOUN
easat-3816	110	1	6	6	NUM
easat-3816	110	2	:	:	SYM
easat-3816	110	3	8437	8437	NUM
easat-3816	110	4	-	-	SYM
easat-3816	110	5	8453	8453	NUM
easat-3816	110	6	,	,	PUNCT
easat-3816	110	7	2024	2024	NUM
easat-3816	110	8	doi	doi	NOUN
easat-3816	110	9	:	:	PUNCT
easat-3816	110	10	10.55214/25768484.v8i6.3816	10.55214/25768484.v8i6.3816	NUM
easat-3816	110	11	©	©	PROPN
easat-3816	110	12	2024	2024	NUM
easat-3816	110	13	by	by	ADP
easat-3816	110	14	the	the	DET
easat-3816	110	15	authors	author	NOUN
easat-3816	110	16	;	;	PUNCT
easat-3816	110	17	licensee	licensee	PROPN
easat-3816	110	18	learning	learning	NOUN
easat-3816	110	19	gate	gate	NOUN
easat-3816	110	20	define	define	VERB
easat-3816	110	21	the	the	DET
easat-3816	110	22	nature	nature	NOUN
easat-3816	110	23	of	of	ADP
easat-3816	110	24	these	these	DET
easat-3816	110	25	changes	change	NOUN
easat-3816	110	26	,	,	PUNCT
easat-3816	110	27	especially	especially	ADV
easat-3816	110	28	in	in	ADP
easat-3816	110	29	relation	relation	NOUN
easat-3816	110	30	to	to	ADP
easat-3816	110	31	the	the	DET
easat-3816	110	32	pre	pre	ADJ
easat-3816	110	33	-	-	ADJ
easat-3816	110	34	crisis	crisis	ADJ
easat-3816	110	35	characteristics	characteristic	NOUN
easat-3816	110	36	of	of	ADP
easat-3816	110	37	the	the	DET
easat-3816	110	38	us	us	PROPN
easat-3816	110	39	banking	banking	NOUN
easat-3816	110	40	sector	sector	NOUN
easat-3816	110	41	and	and	CCONJ
easat-3816	110	42	regulatory	regulatory	ADJ
easat-3816	110	43	framework	framework	NOUN
easat-3816	110	44	(	(	PUNCT
easat-3816	110	45	mimi	mimi	PROPN
easat-3816	110	46	et	et	PROPN
easat-3816	110	47	al	al	PROPN
easat-3816	110	48	.	.	PROPN
easat-3816	110	49	,	,	PUNCT
easat-3816	110	50	2022	2022	NUM
easat-3816	110	51	)	)	PUNCT
easat-3816	110	52	.	.	PUNCT
easat-3816	111	1	authors	author	NOUN
easat-3816	111	2	examined	examine	VERB
easat-3816	111	3	the	the	DET
easat-3816	111	4	regulatory	regulatory	ADJ
easat-3816	111	5	changes	change	NOUN
easat-3816	111	6	that	that	PRON
easat-3816	111	7	have	have	AUX
easat-3816	111	8	arisen	arise	VERB
easat-3816	111	9	due	due	ADP
easat-3816	111	10	to	to	ADP
easat-3816	111	11	the	the	DET
easat-3816	111	12	diminished	diminished	ADJ
easat-3816	111	13	role	role	NOUN
easat-3816	111	14	of	of	ADP
easat-3816	111	15	banks	bank	NOUN
easat-3816	111	16	in	in	ADP
easat-3816	111	17	external	external	ADJ
easat-3816	111	18	funding	funding	NOUN
easat-3816	111	19	for	for	ADP
easat-3816	111	20	enterprises	enterprise	NOUN
easat-3816	111	21	and	and	CCONJ
easat-3816	111	22	the	the	DET
easat-3816	111	23	increase	increase	NOUN
easat-3816	111	24	in	in	ADP
easat-3816	111	25	noninterest	noninterest	ADV
easat-3816	111	26	-	-	PUNCT
easat-3816	111	27	generating	generate	VERB
easat-3816	111	28	activities	activity	NOUN
easat-3816	111	29	,	,	PUNCT
easat-3816	111	30	as	as	ADV
easat-3816	111	31	well	well	ADV
easat-3816	111	32	as	as	ADP
easat-3816	111	33	the	the	DET
easat-3816	111	34	erosion	erosion	NOUN
easat-3816	111	35	of	of	ADP
easat-3816	111	36	differences	difference	NOUN
easat-3816	111	37	amid	amid	ADP
easat-3816	111	38	intensified	intensify	VERB
easat-3816	111	39	banking	banking	NOUN
easat-3816	111	40	globalizations	globalization	NOUN
easat-3816	111	41	(	(	PUNCT
easat-3816	111	42	riley	riley	PROPN
easat-3816	111	43	&	&	CCONJ
easat-3816	111	44	shonchoy	shonchoy	PROPN
easat-3816	111	45	,	,	PUNCT
easat-3816	111	46	2020	2020	NUM
easat-3816	111	47	)	)	PUNCT
easat-3816	111	48	.	.	PUNCT
easat-3816	112	1	according	accord	VERB
easat-3816	112	2	to	to	ADP
easat-3816	112	3	pereira	pereira	PROPN
easat-3816	112	4	&	&	CCONJ
easat-3816	112	5	viola	viola	PROPN
easat-3816	112	6	(	(	PUNCT
easat-3816	112	7	2024	2024	NUM
easat-3816	112	8	)	)	PUNCT
easat-3816	112	9	,	,	PUNCT
easat-3816	112	10	bank	bank	NOUN
easat-3816	112	11	regulators	regulator	NOUN
easat-3816	112	12	concentrated	concentrate	VERB
easat-3816	112	13	on	on	ADP
easat-3816	112	14	ensuring	ensure	VERB
easat-3816	112	15	that	that	SCONJ
easat-3816	112	16	individual	individual	ADJ
easat-3816	112	17	financial	financial	ADJ
easat-3816	112	18	institutions	institution	NOUN
easat-3816	112	19	possessed	possess	VERB
easat-3816	112	20	sufficient	sufficient	ADJ
easat-3816	112	21	resources	resource	NOUN
easat-3816	112	22	to	to	PART
easat-3816	112	23	avert	avert	VERB
easat-3816	112	24	failure	failure	NOUN
easat-3816	112	25	yet	yet	ADV
easat-3816	112	26	overlooked	overlook	VERB
easat-3816	112	27	systemic	systemic	ADJ
easat-3816	112	28	implications	implication	NOUN
easat-3816	112	29	.	.	PUNCT
easat-3816	113	1	the	the	DET
easat-3816	113	2	regulatory	regulatory	ADJ
easat-3816	113	3	authorities	authority	NOUN
easat-3816	113	4	of	of	ADP
easat-3816	113	5	financial	financial	ADJ
easat-3816	113	6	institutions	institution	NOUN
easat-3816	113	7	in	in	ADP
easat-3816	113	8	the	the	DET
easat-3816	113	9	united	united	PROPN
easat-3816	113	10	states	states	PROPN
easat-3816	113	11	adopted	adopt	VERB
easat-3816	113	12	a	a	DET
easat-3816	113	13	macroprudential	macroprudential	ADJ
easat-3816	113	14	perspective	perspective	NOUN
easat-3816	113	15	and	and	CCONJ
easat-3816	113	16	intensified	intensify	VERB
easat-3816	113	17	their	their	PRON
easat-3816	113	18	focus	focus	NOUN
easat-3816	113	19	on	on	ADP
easat-3816	113	20	preventing	prevent	VERB
easat-3816	113	21	systemic	systemic	ADJ
easat-3816	113	22	failures	failure	NOUN
easat-3816	113	23	inside	inside	ADP
easat-3816	113	24	the	the	DET
easat-3816	113	25	financial	financial	ADJ
easat-3816	113	26	system	system	NOUN
easat-3816	113	27	(	(	PUNCT
easat-3816	113	28	familoni	familoni	NOUN
easat-3816	113	29	&	&	CCONJ
easat-3816	113	30	shoetan	shoetan	PROPN
easat-3816	113	31	,	,	PUNCT
easat-3816	113	32	2024	2024	NUM
easat-3816	113	33	)	)	PUNCT
easat-3816	113	34	.	.	PUNCT
easat-3816	114	1	figure	figure	NOUN
easat-3816	114	2	1	1	NUM
easat-3816	114	3	.	.	PUNCT
easat-3816	115	1	us	us	PROPN
easat-3816	115	2	information	information	NOUN
easat-3816	115	3	and	and	CCONJ
easat-3816	115	4	infrastructure	infrastructure	NOUN
easat-3816	115	5	security	security	NOUN
easat-3816	115	6	agency	agency	NOUN
easat-3816	115	7	.	.	PUNCT
easat-3816	116	1	2.3	2.3	NUM
easat-3816	116	2	.	.	PUNCT
easat-3816	116	3	importance	importance	NOUN
easat-3816	116	4	of	of	ADP
easat-3816	116	5	studying	study	VERB
easat-3816	116	6	the	the	DET
easat-3816	116	7	u.s	u.s	PROPN
easat-3816	116	8	.	.	PROPN
easat-3816	116	9	banking	banking	NOUN
easat-3816	116	10	systems	system	NOUN
easat-3816	116	11	in	in	ADP
easat-3816	116	12	the	the	DET
easat-3816	116	13	contemporary	contemporary	PROPN
easat-3816	116	14	digital	digital	PROPN
easat-3816	116	15	era	era	NOUN
easat-3816	116	16	,	,	PUNCT
easat-3816	116	17	where	where	SCONJ
easat-3816	116	18	financial	financial	ADJ
easat-3816	116	19	transactions	transaction	NOUN
easat-3816	116	20	occur	occur	VERB
easat-3816	116	21	online	online	ADJ
easat-3816	116	22	and	and	CCONJ
easat-3816	116	23	sensitive	sensitive	ADJ
easat-3816	116	24	information	information	NOUN
easat-3816	116	25	is	be	AUX
easat-3816	116	26	electronically	electronically	ADV
easat-3816	116	27	kept	keep	VERB
easat-3816	116	28	,	,	PUNCT
easat-3816	116	29	cybersecurity	cybersecurity	NOUN
easat-3816	116	30	has	have	AUX
easat-3816	116	31	emerged	emerge	VERB
easat-3816	116	32	as	as	ADP
easat-3816	116	33	a	a	DET
easat-3816	116	34	significant	significant	ADJ
easat-3816	116	35	problem	problem	NOUN
easat-3816	116	36	for	for	ADP
easat-3816	116	37	banking	banking	NOUN
easat-3816	116	38	and	and	CCONJ
easat-3816	116	39	financial	financial	ADJ
easat-3816	116	40	organizations	organization	NOUN
easat-3816	116	41	globally	globally	ADV
easat-3816	116	42	(	(	PUNCT
easat-3816	116	43	saeed	saeed	PROPN
easat-3816	116	44	et	et	PROPN
easat-3816	116	45	al	al	PROPN
easat-3816	116	46	.	.	PROPN
easat-3816	116	47	,	,	PUNCT
easat-3816	116	48	2023	2023	NUM
easat-3816	116	49	)	)	PUNCT
easat-3816	116	50	.	.	PUNCT
easat-3816	117	1	the	the	DET
easat-3816	117	2	significance	significance	NOUN
easat-3816	117	3	of	of	ADP
easat-3816	117	4	examining	examine	VERB
easat-3816	117	5	cybersecurity	cybersecurity	NOUN
easat-3816	117	6	inside	inside	ADP
easat-3816	117	7	u.s	u.s	PROPN
easat-3816	117	8	.	.	PROPN
easat-3816	117	9	banking	banking	NOUN
easat-3816	117	10	systems	system	NOUN
easat-3816	117	11	is	be	AUX
easat-3816	117	12	in	in	ADP
easat-3816	117	13	comprehending	comprehend	VERB
easat-3816	117	14	the	the	DET
easat-3816	117	15	unique	unique	ADJ
easat-3816	117	16	difficulties	difficulty	NOUN
easat-3816	117	17	and	and	CCONJ
easat-3816	117	18	solutions	solution	NOUN
easat-3816	117	19	pertinent	pertinent	ADJ
easat-3816	117	20	to	to	ADP
easat-3816	117	21	each	each	DET
easat-3816	117	22	nation	nation	NOUN
easat-3816	117	23	's	's	PART
easat-3816	117	24	financial	financial	ADJ
easat-3816	117	25	institutions	institution	NOUN
easat-3816	117	26	(	(	PUNCT
easat-3816	117	27	mimi	mimi	PROPN
easat-3816	117	28	et	et	PROPN
easat-3816	117	29	al	al	PROPN
easat-3816	117	30	.	.	PROPN
easat-3816	117	31	,	,	PUNCT
easat-3816	117	32	2022	2022	NUM
easat-3816	117	33	)	)	PUNCT
easat-3816	117	34	.	.	PUNCT
easat-3816	118	1	a	a	DET
easat-3816	118	2	critical	critical	ADJ
easat-3816	118	3	facet	facet	NOUN
easat-3816	118	4	of	of	ADP
easat-3816	118	5	cybersecurity	cybersecurity	NOUN
easat-3816	118	6	within	within	ADP
easat-3816	118	7	the	the	DET
easat-3816	118	8	u.s	u.s	PROPN
easat-3816	118	9	.	.	PROPN
easat-3816	118	10	financial	financial	ADJ
easat-3816	118	11	sector	sector	NOUN
easat-3816	118	12	is	be	AUX
easat-3816	118	13	the	the	DET
easat-3816	118	14	necessity	necessity	NOUN
easat-3816	118	15	to	to	PART
easat-3816	118	16	combat	combat	VERB
easat-3816	118	17	money	money	NOUN
easat-3816	118	18	laundering	laundering	NOUN
easat-3816	118	19	(	(	PUNCT
easat-3816	118	20	akartuna	akartuna	NOUN
easat-3816	118	21	et	et	PROPN
easat-3816	118	22	al	al	PROPN
easat-3816	118	23	.	.	PROPN
easat-3816	118	24	,	,	PUNCT
easat-3816	118	25	2022	2022	NUM
easat-3816	118	26	)	)	PUNCT
easat-3816	118	27	.	.	PUNCT
easat-3816	119	1	a	a	DET
easat-3816	119	2	group	group	NOUN
easat-3816	119	3	of	of	ADP
easat-3816	119	4	researchers	researcher	NOUN
easat-3816	119	5	underscores	underscore	VERB
easat-3816	119	6	the	the	DET
easat-3816	119	7	detrimental	detrimental	ADJ
easat-3816	119	8	effects	effect	NOUN
easat-3816	119	9	of	of	ADP
easat-3816	119	10	money	money	NOUN
easat-3816	119	11	laundering	laundering	NOUN
easat-3816	119	12	on	on	ADP
easat-3816	119	13	the	the	DET
easat-3816	119	14	economy	economy	NOUN
easat-3816	119	15	and	and	CCONJ
easat-3816	119	16	the	the	DET
easat-3816	119	17	necessity	necessity	NOUN
easat-3816	119	18	of	of	ADP
easat-3816	119	19	robust	robust	ADJ
easat-3816	119	20	measures	measure	NOUN
easat-3816	119	21	to	to	PART
easat-3816	119	22	safeguard	safeguard	VERB
easat-3816	119	23	the	the	DET
easat-3816	119	24	banking	banking	NOUN
easat-3816	119	25	cybersecurity	cybersecurity	NOUN
easat-3816	119	26	framework	framework	NOUN
easat-3816	119	27	against	against	ADP
easat-3816	119	28	such	such	ADJ
easat-3816	119	29	activities	activity	NOUN
easat-3816	119	30	(	(	PUNCT
easat-3816	119	31	bhuiyan	bhuiyan	NOUN
easat-3816	119	32	,	,	PUNCT
easat-3816	119	33	2024	2024	NUM
easat-3816	119	34	)	)	PUNCT
easat-3816	119	35	.	.	PUNCT
easat-3816	120	1	this	this	PRON
easat-3816	120	2	underscores	underscore	VERB
easat-3816	120	3	the	the	DET
easat-3816	120	4	importance	importance	NOUN
easat-3816	120	5	of	of	ADP
easat-3816	120	6	examining	examine	VERB
easat-3816	120	7	the	the	DET
easat-3816	120	8	u.s	u.s	PROPN
easat-3816	120	9	.	.	PROPN
easat-3816	120	10	financial	financial	ADJ
easat-3816	120	11	sector	sector	NOUN
easat-3816	120	12	to	to	PART
easat-3816	120	13	formulate	formulate	VERB
easat-3816	120	14	effective	effective	ADJ
easat-3816	120	15	cybersecurity	cybersecurity	NOUN
easat-3816	120	16	strategies	strategy	NOUN
easat-3816	120	17	against	against	ADP
easat-3816	120	18	money	money	NOUN
easat-3816	120	19	laundering	laundering	NOUN
easat-3816	120	20	(	(	PUNCT
easat-3816	120	21	bello	bello	PROPN
easat-3816	120	22	et	et	PROPN
easat-3816	120	23	al	al	PROPN
easat-3816	120	24	.	.	PROPN
easat-3816	120	25	,	,	PUNCT
easat-3816	120	26	2023	2023	NUM
easat-3816	120	27	)	)	PUNCT
easat-3816	120	28	.	.	PUNCT
easat-3816	121	1	moreover	moreover	ADV
easat-3816	121	2	,	,	PUNCT
easat-3816	121	3	the	the	DET
easat-3816	121	4	research	research	NOUN
easat-3816	121	5	provides	provide	VERB
easat-3816	121	6	an	an	DET
easat-3816	121	7	extensive	extensive	ADJ
easat-3816	121	8	analysis	analysis	NOUN
easat-3816	121	9	of	of	ADP
easat-3816	121	10	cybersecurity	cybersecurity	NOUN
easat-3816	121	11	frameworks	framework	NOUN
easat-3816	121	12	and	and	CCONJ
easat-3816	121	13	information	information	NOUN
easat-3816	121	14	security	security	NOUN
easat-3816	121	15	standards	standard	NOUN
easat-3816	121	16	.	.	PUNCT
easat-3816	122	1	comprehending	comprehend	VERB
easat-3816	122	2	these	these	DET
easat-3816	122	3	guidelines	guideline	NOUN
easat-3816	122	4	and	and	CCONJ
easat-3816	122	5	standards	standard	NOUN
easat-3816	122	6	is	be	AUX
easat-3816	122	7	essential	essential	ADJ
easat-3816	122	8	for	for	SCONJ
easat-3816	122	9	the	the	DET
easat-3816	122	10	u.s	u.s	PROPN
easat-3816	122	11	.	.	PROPN
easat-3816	122	12	banking	banking	NOUN
easat-3816	122	13	sector	sector	NOUN
easat-3816	122	14	to	to	PART
easat-3816	122	15	identify	identify	VERB
easat-3816	122	16	the	the	DET
easat-3816	122	17	most	most	ADV
easat-3816	122	18	suitable	suitable	ADJ
easat-3816	122	19	cybersecurity	cybersecurity	NOUN
easat-3816	122	20	measures	measure	NOUN
easat-3816	122	21	that	that	PRON
easat-3816	122	22	correspond	correspond	VERB
easat-3816	122	23	with	with	ADP
easat-3816	122	24	their	their	PRON
easat-3816	122	25	particular	particular	ADJ
easat-3816	122	26	needs	need	NOUN
easat-3816	122	27	(	(	PUNCT
easat-3816	122	28	khan	khan	PROPN
easat-3816	122	29	et	et	PROPN
easat-3816	122	30	al	al	PROPN
easat-3816	122	31	.	.	PROPN
easat-3816	122	32	,	,	PUNCT
easat-3816	122	33	2023	2023	NUM
easat-3816	122	34	)	)	PUNCT
easat-3816	122	35	.	.	PUNCT
easat-3816	123	1	this	this	DET
easat-3816	123	2	article	article	NOUN
easat-3816	123	3	is	be	AUX
easat-3816	123	4	to	to	PART
easat-3816	123	5	evaluate	evaluate	VERB
easat-3816	123	6	and	and	CCONJ
easat-3816	123	7	analyze	analyze	VERB
easat-3816	123	8	the	the	DET
easat-3816	123	9	risks	risk	NOUN
easat-3816	123	10	and	and	CCONJ
easat-3816	123	11	economic	economic	ADJ
easat-3816	123	12	implications	implication	NOUN
easat-3816	123	13	of	of	ADP
easat-3816	123	14	cybersecurity	cybersecurity	NOUN
easat-3816	123	15	in	in	ADP
easat-3816	123	16	banking	banking	NOUN
easat-3816	123	17	and	and	CCONJ
easat-3816	123	18	financial	financial	ADJ
easat-3816	123	19	institutions	institution	NOUN
easat-3816	123	20	in	in	ADP
easat-3816	123	21	the	the	DET
easat-3816	123	22	united	united	PROPN
easat-3816	123	23	states	states	PROPN
easat-3816	123	24	.	.	PUNCT
easat-3816	124	1	cybersecurity	cybersecurity	NOUN
easat-3816	124	2	has	have	AUX
easat-3816	124	3	become	become	VERB
easat-3816	124	4	a	a	DET
easat-3816	124	5	critical	critical	ADJ
easat-3816	124	6	issue	issue	NOUN
easat-3816	124	7	for	for	ADP
easat-3816	124	8	banks	bank	NOUN
easat-3816	124	9	and	and	CCONJ
easat-3816	124	10	financial	financial	ADJ
easat-3816	124	11	organizations	organization	NOUN
easat-3816	124	12	worldwide	worldwide	ADV
easat-3816	124	13	(	(	PUNCT
easat-3816	124	14	hassan	hassan	PROPN
easat-3816	124	15	et	et	PROPN
easat-3816	124	16	al	al	PROPN
easat-3816	124	17	.	.	PROPN
easat-3816	124	18	,	,	PUNCT
easat-3816	124	19	2024	2024	NUM
easat-3816	124	20	)	)	PUNCT
easat-3816	124	21	.	.	PUNCT
easat-3816	125	1	the	the	DET
easat-3816	125	2	advancement	advancement	NOUN
easat-3816	125	3	of	of	ADP
easat-3816	125	4	technology	technology	NOUN
easat-3816	125	5	and	and	CCONJ
easat-3816	125	6	the	the	DET
easat-3816	125	7	increasing	increase	VERB
easat-3816	125	8	interconnection	interconnection	NOUN
easat-3816	125	9	of	of	ADP
easat-3816	125	10	financial	financial	ADJ
easat-3816	125	11	institutions	institution	NOUN
easat-3816	125	12	have	have	AUX
easat-3816	125	13	led	lead	VERB
easat-3816	125	14	to	to	ADP
easat-3816	125	15	a	a	DET
easat-3816	125	16	troubling	troubling	ADJ
easat-3816	125	17	rise	rise	NOUN
easat-3816	125	18	in	in	ADP
easat-3816	125	19	cyber	cyber	ADJ
easat-3816	125	20	dangers	danger	NOUN
easat-3816	125	21	.	.	PUNCT
easat-3816	126	1	cybersecurity	cybersecurity	NOUN
easat-3816	126	2	protocols	protocol	NOUN
easat-3816	126	3	are	be	AUX
easat-3816	126	4	essential	essential	ADJ
easat-3816	126	5	for	for	ADP
easat-3816	126	6	safeguarding	safeguard	VERB
easat-3816	126	7	the	the	DET
easat-3816	126	8	integrity	integrity	NOUN
easat-3816	126	9	and	and	CCONJ
easat-3816	126	10	privacy	privacy	NOUN
easat-3816	126	11	of	of	ADP
easat-3816	126	12	banking	banking	NOUN
easat-3816	126	13	and	and	CCONJ
easat-3816	126	14	financial	financial	ADJ
easat-3816	126	15	institutions	institution	NOUN
easat-3816	126	16	in	in	ADP
easat-3816	126	17	the	the	DET
easat-3816	126	18	u.s	u.s	PROPN
easat-3816	126	19	.	.	PROPN
easat-3816	127	1	(	(	PUNCT
easat-3816	127	2	uddin	uddin	NOUN
easat-3816	127	3	et	et	PROPN
easat-3816	127	4	al	al	PROPN
easat-3816	127	5	.	.	PROPN
easat-3816	127	6	,	,	PUNCT
easat-3816	127	7	2020	2020	NUM
easat-3816	127	8	)	)	PUNCT
easat-3816	127	9	.	.	PUNCT
easat-3816	128	1	the	the	DET
easat-3816	128	2	study	study	NOUN
easat-3816	128	3	of	of	ADP
easat-3816	128	4	the	the	DET
easat-3816	128	5	banking	banking	NOUN
easat-3816	128	6	systems	system	NOUN
easat-3816	128	7	in	in	ADP
easat-3816	128	8	the	the	DET
easat-3816	128	9	united	united	PROPN
easat-3816	128	10	states	states	PROPN
easat-3816	128	11	is	be	AUX
easat-3816	128	12	8442	8442	NUM
easat-3816	128	13	edelweiss	edelweiss	PROPN
easat-3816	128	14	applied	apply	VERB
easat-3816	128	15	science	science	NOUN
easat-3816	128	16	and	and	CCONJ
easat-3816	128	17	technology	technology	NOUN
easat-3816	128	18	issn	issn	PROPN
easat-3816	128	19	:	:	PUNCT
easat-3816	128	20	2576	2576	NUM
easat-3816	128	21	-	-	SYM
easat-3816	128	22	8484	8484	NUM
easat-3816	128	23	vol	vol	NOUN
easat-3816	128	24	.	.	PROPN
easat-3816	128	25	8	8	NUM
easat-3816	128	26	,	,	PUNCT
easat-3816	128	27	no	no	INTJ
easat-3816	128	28	.	.	NOUN
easat-3816	129	1	6	6	NUM
easat-3816	129	2	:	:	SYM
easat-3816	129	3	8437	8437	NUM
easat-3816	129	4	-	-	SYM
easat-3816	129	5	8453	8453	NUM
easat-3816	129	6	,	,	PUNCT
easat-3816	129	7	2024	2024	NUM
easat-3816	129	8	doi	doi	NOUN
easat-3816	129	9	:	:	PUNCT
easat-3816	129	10	10.55214/25768484.v8i6.3816	10.55214/25768484.v8i6.3816	NUM
easat-3816	129	11	©	©	PROPN
easat-3816	129	12	2024	2024	NUM
easat-3816	129	13	by	by	ADP
easat-3816	129	14	the	the	DET
easat-3816	129	15	authors	author	NOUN
easat-3816	129	16	;	;	PUNCT
easat-3816	129	17	licensee	licensee	PROPN
easat-3816	129	18	learning	learning	NOUN
easat-3816	129	19	gate	gate	VERB
easat-3816	129	20	significant	significant	ADJ
easat-3816	129	21	due	due	ADP
easat-3816	129	22	to	to	ADP
easat-3816	129	23	its	its	PRON
easat-3816	129	24	impact	impact	NOUN
easat-3816	129	25	on	on	ADP
easat-3816	129	26	the	the	DET
easat-3816	129	27	global	global	ADJ
easat-3816	129	28	economy	economy	NOUN
easat-3816	129	29	.	.	PUNCT
easat-3816	130	1	these	these	DET
easat-3816	130	2	nations	nation	NOUN
easat-3816	130	3	possess	possess	VERB
easat-3816	130	4	substantial	substantial	ADJ
easat-3816	130	5	financial	financial	ADJ
easat-3816	130	6	sectors	sector	NOUN
easat-3816	130	7	that	that	PRON
easat-3816	130	8	are	be	AUX
easat-3816	130	9	essential	essential	ADJ
easat-3816	130	10	to	to	ADP
easat-3816	130	11	global	global	ADJ
easat-3816	130	12	trade	trade	NOUN
easat-3816	130	13	and	and	CCONJ
easat-3816	130	14	investment	investment	NOUN
easat-3816	130	15	.	.	PUNCT
easat-3816	131	1	comprehending	comprehending	ADJ
easat-3816	131	2	cybersecurity	cybersecurity	NOUN
easat-3816	131	3	risks	risk	NOUN
easat-3816	131	4	and	and	CCONJ
easat-3816	131	5	economic	economic	ADJ
easat-3816	131	6	ramifications	ramification	NOUN
easat-3816	131	7	within	within	ADP
easat-3816	131	8	banking	banking	NOUN
easat-3816	131	9	systems	system	NOUN
easat-3816	131	10	is	be	AUX
easat-3816	131	11	crucial	crucial	ADJ
easat-3816	131	12	for	for	SCONJ
easat-3816	131	13	policymakers	policymaker	NOUN
easat-3816	131	14	,	,	PUNCT
easat-3816	131	15	regulators	regulator	NOUN
easat-3816	131	16	,	,	PUNCT
easat-3816	131	17	and	and	CCONJ
easat-3816	131	18	industry	industry	NOUN
easat-3816	131	19	experts	expert	NOUN
easat-3816	131	20	to	to	PART
easat-3816	131	21	adeptly	adeptly	ADV
easat-3816	131	22	tackle	tackle	VERB
easat-3816	131	23	the	the	DET
easat-3816	131	24	changing	change	VERB
easat-3816	131	25	threat	threat	NOUN
easat-3816	131	26	environment	environment	NOUN
easat-3816	131	27	and	and	CCONJ
easat-3816	131	28	formulate	formulate	VERB
easat-3816	131	29	resilient	resilient	ADJ
easat-3816	131	30	cybersecurity	cybersecurity	NOUN
easat-3816	131	31	policies	policy	NOUN
easat-3816	131	32	(	(	PUNCT
easat-3816	131	33	dwivedi	dwivedi	PROPN
easat-3816	131	34	et	et	PROPN
easat-3816	131	35	al	al	PROPN
easat-3816	131	36	.	.	PROPN
easat-3816	131	37	,	,	PUNCT
easat-3816	131	38	2023	2023	NUM
easat-3816	131	39	)	)	PUNCT
easat-3816	131	40	.	.	PUNCT
easat-3816	132	1	table	table	NOUN
easat-3816	132	2	2	2	NUM
easat-3816	132	3	.	.	PUNCT
easat-3816	132	4	key	key	ADJ
easat-3816	132	5	points	point	NOUN
easat-3816	132	6	about	about	ADP
easat-3816	132	7	information	information	NOUN
easat-3816	132	8	security	security	NOUN
easat-3816	132	9	in	in	ADP
easat-3816	132	10	worldwide	worldwide	ADJ
easat-3816	132	11	banking	banking	NOUN
easat-3816	132	12	.	.	PUNCT
easat-3816	133	1	key	key	ADJ
easat-3816	133	2	points	point	NOUN
easat-3816	133	3	description	description	NOUN
easat-3816	133	4	reference	reference	NOUN
easat-3816	133	5	evolving	evolve	VERB
easat-3816	133	6	threat	threat	NOUN
easat-3816	133	7	landscape	landscape	NOUN
easat-3816	133	8	emerging	emerge	VERB
easat-3816	133	9	hazard	hazard	NOUN
easat-3816	133	10	the	the	DET
easat-3816	133	11	landscape	landscape	NOUN
easat-3816	133	12	possesses	possess	VERB
easat-3816	133	13	significant	significant	ADJ
easat-3816	133	14	authority	authority	NOUN
easat-3816	133	15	to	to	PART
easat-3816	133	16	implement	implement	VERB
easat-3816	133	17	consumer	consumer	NOUN
easat-3816	133	18	protection	protection	NOUN
easat-3816	133	19	laws	law	NOUN
easat-3816	133	20	applicable	applicable	ADJ
easat-3816	133	21	to	to	ADP
easat-3816	133	22	both	both	PRON
easat-3816	133	23	financial	financial	ADJ
easat-3816	133	24	institutions	institution	NOUN
easat-3816	133	25	and	and	CCONJ
easat-3816	133	26	non	non	ADJ
easat-3816	133	27	-	-	ADJ
easat-3816	133	28	financial	financial	ADJ
easat-3816	133	29	entities	entity	NOUN
easat-3816	133	30	,	,	PUNCT
easat-3816	133	31	mandating	mandate	VERB
easat-3816	133	32	compliance	compliance	NOUN
easat-3816	133	33	with	with	ADP
easat-3816	133	34	such	such	ADJ
easat-3816	133	35	regulations	regulation	NOUN
easat-3816	133	36	by	by	ADP
easat-3816	133	37	banks	bank	NOUN
easat-3816	133	38	with	with	ADP
easat-3816	133	39	us	us	PROPN
easat-3816	133	40	assets	asset	NOUN
easat-3816	133	41	exceeding	exceed	VERB
easat-3816	133	42	a	a	DET
easat-3816	133	43	specified	specified	ADJ
easat-3816	133	44	threshold	threshold	NOUN
easat-3816	133	45	and	and	CCONJ
easat-3816	133	46	their	their	PRON
easat-3816	133	47	affiliates	affiliate	NOUN
easat-3816	133	48	,	,	PUNCT
easat-3816	133	49	as	as	ADV
easat-3816	133	50	well	well	ADV
easat-3816	133	51	as	as	ADP
easat-3816	133	52	certain	certain	ADJ
easat-3816	133	53	non	non	ADJ
easat-3816	133	54	-	-	ADJ
easat-3816	133	55	financial	financial	ADJ
easat-3816	133	56	organizations	organization	NOUN
easat-3816	133	57	.	.	PUNCT
easat-3816	134	1	with	with	ADP
easat-3816	134	2	digital	digital	ADJ
easat-3816	134	3	transformation	transformation	NOUN
easat-3816	134	4	accelerating	accelerate	VERB
easat-3816	134	5	worldwide	worldwide	ADV
easat-3816	134	6	,	,	PUNCT
easat-3816	134	7	banks	bank	NOUN
easat-3816	134	8	are	be	AUX
easat-3816	134	9	increasingly	increasingly	ADV
easat-3816	134	10	adopting	adopt	VERB
easat-3816	134	11	advanced	advanced	ADJ
easat-3816	134	12	technologies	technology	NOUN
easat-3816	134	13	such	such	ADJ
easat-3816	134	14	as	as	ADP
easat-3816	134	15	cloud	cloud	NOUN
easat-3816	134	16	computing	computing	NOUN
easat-3816	134	17	,	,	PUNCT
easat-3816	134	18	ai	ai	VERB
easat-3816	134	19	and	and	CCONJ
easat-3816	134	20	blockchain	blockchain	PROPN
easat-3816	134	21	.	.	PUNCT
easat-3816	135	1	while	while	SCONJ
easat-3816	135	2	these	these	DET
easat-3816	135	3	innovations	innovation	NOUN
easat-3816	135	4	enhance	enhance	VERB
easat-3816	135	5	efficiency	efficiency	NOUN
easat-3816	135	6	and	and	CCONJ
easat-3816	135	7	customer	customer	NOUN
easat-3816	135	8	experience	experience	NOUN
easat-3816	135	9	,	,	PUNCT
easat-3816	135	10	and	and	CCONJ
easat-3816	135	11	also	also	ADV
easat-3816	135	12	expand	expand	VERB
easat-3816	135	13	the	the	DET
easat-3816	135	14	attack	attack	NOUN
easat-3816	135	15	surface	surface	NOUN
easat-3816	135	16	for	for	ADP
easat-3816	135	17	cybercriminals	cybercriminal	NOUN
easat-3816	135	18	.	.	PUNCT
easat-3816	136	1	(	(	PUNCT
easat-3816	136	2	jaiwani	jaiwani	PROPN
easat-3816	136	3	&	&	CCONJ
easat-3816	136	4	gopalkrishnan	gopalkrishnan	PROPN
easat-3816	136	5	,	,	PUNCT
easat-3816	136	6	2024	2024	NUM
easat-3816	136	7	;	;	PUNCT
easat-3816	136	8	kamar	kamar	PROPN
easat-3816	136	9	et	et	PROPN
easat-3816	136	10	al	al	PROPN
easat-3816	136	11	.	.	PROPN
easat-3816	136	12	,	,	PUNCT
easat-3816	136	13	2023	2023	NUM
easat-3816	136	14	)	)	PUNCT
easat-3816	136	15	regulatory	regulatory	ADJ
easat-3816	136	16	compliance	compliance	NOUN
easat-3816	136	17	regulatory	regulatory	ADJ
easat-3816	136	18	compliance	compliance	NOUN
easat-3816	136	19	in	in	ADP
easat-3816	136	20	banking	banking	NOUN
easat-3816	136	21	necessitates	necessitate	VERB
easat-3816	136	22	that	that	SCONJ
easat-3816	136	23	banks	bank	NOUN
easat-3816	136	24	develop	develop	VERB
easat-3816	136	25	and	and	CCONJ
easat-3816	136	26	implement	implement	VERB
easat-3816	136	27	policies	policy	NOUN
easat-3816	136	28	and	and	CCONJ
easat-3816	136	29	procedures	procedure	NOUN
easat-3816	136	30	that	that	PRON
easat-3816	136	31	adhere	adhere	VERB
easat-3816	136	32	to	to	ADP
easat-3816	136	33	local	local	ADJ
easat-3816	136	34	and	and	CCONJ
easat-3816	136	35	international	international	ADJ
easat-3816	136	36	compliance	compliance	NOUN
easat-3816	136	37	standards	standard	NOUN
easat-3816	136	38	.	.	PUNCT
easat-3816	137	1	financial	financial	ADJ
easat-3816	137	2	organizations	organization	NOUN
easat-3816	137	3	must	must	AUX
easat-3816	137	4	cultivate	cultivate	VERB
easat-3816	137	5	trust	trust	NOUN
easat-3816	137	6	among	among	ADP
easat-3816	137	7	individuals	individual	NOUN
easat-3816	137	8	to	to	PART
easat-3816	137	9	ensure	ensure	VERB
easat-3816	137	10	they	they	PRON
easat-3816	137	11	feel	feel	VERB
easat-3816	137	12	secure	secure	ADJ
easat-3816	137	13	depositing	deposit	VERB
easat-3816	137	14	their	their	PRON
easat-3816	137	15	money	money	NOUN
easat-3816	137	16	and	and	CCONJ
easat-3816	137	17	assets	asset	NOUN
easat-3816	137	18	with	with	ADP
easat-3816	137	19	them	they	PRON
easat-3816	137	20	.	.	PUNCT
easat-3816	138	1	banking	banking	NOUN
easat-3816	138	2	institution	institution	NOUN
easat-3816	138	3	operate	operate	VERB
easat-3816	138	4	in	in	ADP
easat-3816	138	5	a	a	DET
easat-3816	138	6	highly	highly	ADV
easat-3816	138	7	regulated	regulated	ADJ
easat-3816	138	8	environment	environment	NOUN
easat-3816	138	9	where	where	SCONJ
easat-3816	138	10	compliance	compliance	NOUN
easat-3816	138	11	with	with	ADP
easat-3816	138	12	international	international	ADJ
easat-3816	138	13	,	,	PUNCT
easat-3816	138	14	regional	regional	ADJ
easat-3816	138	15	,	,	PUNCT
easat-3816	138	16	and	and	CCONJ
easat-3816	138	17	national	national	ADJ
easat-3816	138	18	laws	law	NOUN
easat-3816	138	19	is	be	AUX
easat-3816	138	20	critical	critical	ADJ
easat-3816	138	21	to	to	ADP
easat-3816	138	22	mitigating	mitigate	VERB
easat-3816	138	23	risk	risk	NOUN
easat-3816	138	24	associated	associate	VERB
easat-3816	138	25	with	with	ADP
easat-3816	138	26	data	datum	NOUN
easat-3816	138	27	breaches	breach	NOUN
easat-3816	138	28	,	,	PUNCT
easat-3816	138	29	fraud	fraud	NOUN
easat-3816	138	30	,	,	PUNCT
easat-3816	138	31	and	and	CCONJ
easat-3816	138	32	cyberattacks	cyberattack	NOUN
easat-3816	138	33	.	.	PUNCT
easat-3816	139	1	(	(	PUNCT
easat-3816	139	2	adeniran	adeniran	VERB
easat-3816	139	3	et	et	PROPN
easat-3816	139	4	al	al	PROPN
easat-3816	139	5	.	.	PROPN
easat-3816	139	6	,	,	PUNCT
easat-3816	139	7	2024	2024	NUM
easat-3816	139	8	)	)	PUNCT
easat-3816	139	9	data	datum	NOUN
easat-3816	139	10	privacy	privacy	NOUN
easat-3816	139	11	and	and	CCONJ
easat-3816	139	12	protection	protection	NOUN
easat-3816	139	13	data	data	PROPN
easat-3816	139	14	privacy	privacy	NOUN
easat-3816	139	15	and	and	CCONJ
easat-3816	139	16	protection	protection	NOUN
easat-3816	139	17	are	be	AUX
easat-3816	139	18	critical	critical	ADJ
easat-3816	139	19	in	in	ADP
easat-3816	139	20	global	global	ADJ
easat-3816	139	21	banking	banking	NOUN
easat-3816	139	22	to	to	PART
easat-3816	139	23	safeguard	safeguard	VERB
easat-3816	139	24	sensitive	sensitive	ADJ
easat-3816	139	25	customer	customer	NOUN
easat-3816	139	26	information	information	NOUN
easat-3816	139	27	from	from	ADP
easat-3816	139	28	breaches	breach	NOUN
easat-3816	139	29	,	,	PUNCT
easat-3816	139	30	fraud	fraud	NOUN
easat-3816	139	31	,	,	PUNCT
easat-3816	139	32	and	and	CCONJ
easat-3816	139	33	cyberattacks	cyberattack	NOUN
easat-3816	139	34	.	.	PUNCT
easat-3816	140	1	banks	bank	NOUN
easat-3816	140	2	employ	employ	VERB
easat-3816	140	3	encryption	encryption	NOUN
easat-3816	140	4	,	,	PUNCT
easat-3816	140	5	secure	secure	ADJ
easat-3816	140	6	authentication	authentication	NOUN
easat-3816	140	7	,	,	PUNCT
easat-3816	140	8	and	and	CCONJ
easat-3816	140	9	robust	robust	ADJ
easat-3816	140	10	compliance	compliance	NOUN
easat-3816	140	11	measures	measure	NOUN
easat-3816	140	12	like	like	ADP
easat-3816	140	13	gdpd	gdpd	NOUN
easat-3816	140	14	and	and	CCONJ
easat-3816	140	15	ccpa	ccpa	VERB
easat-3816	140	16	to	to	PART
easat-3816	140	17	ensure	ensure	VERB
easat-3816	140	18	data	datum	NOUN
easat-3816	140	19	integrity	integrity	NOUN
easat-3816	140	20	and	and	CCONJ
easat-3816	140	21	confidentiality	confidentiality	NOUN
easat-3816	140	22	.	.	PUNCT
easat-3816	141	1	with	with	ADP
easat-3816	141	2	increasing	increase	VERB
easat-3816	141	3	digitization	digitization	NOUN
easat-3816	141	4	,	,	PUNCT
easat-3816	141	5	advanced	advanced	ADJ
easat-3816	141	6	technologies	technology	NOUN
easat-3816	141	7	like	like	ADP
easat-3816	141	8	ai	ai	VERB
easat-3816	141	9	and	and	CCONJ
easat-3816	141	10	blockchain	blockchain	PROPN
easat-3816	141	11	are	be	AUX
easat-3816	141	12	enhancing	enhance	VERB
easat-3816	141	13	security	security	NOUN
easat-3816	141	14	framework	framework	NOUN
easat-3816	141	15	.	.	PUNCT
easat-3816	142	1	protecting	protect	VERB
easat-3816	142	2	customer	customer	NOUN
easat-3816	142	3	trust	trust	NOUN
easat-3816	142	4	and	and	CCONJ
easat-3816	142	5	adhering	adhere	VERB
easat-3816	142	6	to	to	ADP
easat-3816	142	7	international	international	ADJ
easat-3816	142	8	regulations	regulation	NOUN
easat-3816	142	9	remain	remain	VERB
easat-3816	142	10	pivotal	pivotal	ADJ
easat-3816	142	11	for	for	ADP
easat-3816	142	12	maintaining	maintain	VERB
easat-3816	142	13	secure	secure	ADJ
easat-3816	142	14	financial	financial	ADJ
easat-3816	142	15	ecosystems	ecosystem	NOUN
easat-3816	142	16	worldwide	worldwide	ADV
easat-3816	142	17	.	.	PUNCT
easat-3816	143	1	(	(	PUNCT
easat-3816	143	2	wang	wang	PROPN
easat-3816	143	3	et	et	PROPN
easat-3816	143	4	al	al	PROPN
easat-3816	143	5	.	.	PROPN
easat-3816	143	6	,	,	PUNCT
easat-3816	143	7	2024	2024	NUM
easat-3816	143	8	)	)	PUNCT
easat-3816	143	9	international	international	ADJ
easat-3816	143	10	cooperation	cooperation	NOUN
easat-3816	143	11	international	international	ADJ
easat-3816	143	12	cooperation	cooperation	NOUN
easat-3816	143	13	in	in	ADP
easat-3816	143	14	information	information	NOUN
easat-3816	143	15	security	security	NOUN
easat-3816	143	16	is	be	AUX
easat-3816	143	17	essential	essential	ADJ
easat-3816	143	18	for	for	ADP
easat-3816	143	19	worldwide	worldwide	ADJ
easat-3816	143	20	banking	banking	NOUN
easat-3816	143	21	to	to	PART
easat-3816	143	22	address	address	VERB
easat-3816	143	23	cyber	cyber	NOUN
easat-3816	143	24	threats	threat	NOUN
easat-3816	143	25	and	and	CCONJ
easat-3816	143	26	safeguard	safeguard	VERB
easat-3816	143	27	financial	financial	ADJ
easat-3816	143	28	systems	system	NOUN
easat-3816	143	29	.	.	PUNCT
easat-3816	144	1	collaborative	collaborative	ADJ
easat-3816	144	2	efforts	effort	NOUN
easat-3816	144	3	enable	enable	VERB
easat-3816	144	4	banks	bank	NOUN
easat-3816	144	5	to	to	PART
easat-3816	144	6	share	share	VERB
easat-3816	144	7	threat	threat	NOUN
easat-3816	144	8	intelligence	intelligence	NOUN
easat-3816	144	9	,	,	PUNCT
easat-3816	144	10	establish	establish	VERB
easat-3816	144	11	global	global	ADJ
easat-3816	144	12	security	security	NOUN
easat-3816	144	13	standards	standard	NOUN
easat-3816	144	14	,	,	PUNCT
easat-3816	144	15	and	and	CCONJ
easat-3816	144	16	respond	respond	VERB
easat-3816	144	17	swiftly	swiftly	ADV
easat-3816	144	18	to	to	ADP
easat-3816	144	19	breaches	breach	NOUN
easat-3816	144	20	.	.	PUNCT
easat-3816	145	1	organizations	organization	NOUN
easat-3816	145	2	like	like	ADP
easat-3816	145	3	financial	financial	ADJ
easat-3816	145	4	action	action	NOUN
easat-3816	145	5	task	task	NOUN
easat-3816	145	6	force	force	NOUN
easat-3816	145	7	(	(	PUNCT
easat-3816	145	8	fatf	fatf	PROPN
easat-3816	145	9	)	)	PUNCT
easat-3816	145	10	and	and	CCONJ
easat-3816	145	11	swift	swift	ADJ
easat-3816	145	12	facilitate	facilitate	NOUN
easat-3816	145	13	secure	secure	ADJ
easat-3816	145	14	data	datum	NOUN
easat-3816	145	15	exchange	exchange	NOUN
easat-3816	145	16	and	and	CCONJ
easat-3816	145	17	combat	combat	NOUN
easat-3816	145	18	fraud	fraud	NOUN
easat-3816	145	19	.	.	PUNCT
easat-3816	146	1	such	such	ADJ
easat-3816	146	2	alliances	alliance	NOUN
easat-3816	146	3	strengthen	strengthen	VERB
easat-3816	146	4	resilience	resilience	NOUN
easat-3816	146	5	,	,	PUNCT
easat-3816	146	6	protect	protect	VERB
easat-3816	146	7	customer	customer	NOUN
easat-3816	146	8	data	datum	NOUN
easat-3816	146	9	,	,	PUNCT
easat-3816	146	10	and	and	CCONJ
easat-3816	146	11	ensure	ensure	VERB
easat-3816	146	12	trust	trust	NOUN
easat-3816	146	13	in	in	ADP
easat-3816	146	14	an	an	DET
easat-3816	146	15	increasingly	increasingly	ADV
easat-3816	146	16	interconnected	interconnect	VERB
easat-3816	146	17	financial	financial	ADJ
easat-3816	146	18	ecosystem	ecosystem	NOUN
easat-3816	146	19	amidst	amidst	ADP
easat-3816	146	20	evolving	evolve	VERB
easat-3816	146	21	cyber	cyber	NOUN
easat-3816	146	22	risks	risk	NOUN
easat-3816	146	23	.	.	PUNCT
easat-3816	147	1	(	(	PUNCT
easat-3816	147	2	hassan	hassan	PROPN
easat-3816	147	3	et	et	PROPN
easat-3816	147	4	al	al	PROPN
easat-3816	147	5	.	.	PROPN
easat-3816	147	6	,	,	PUNCT
easat-3816	147	7	2024	2024	NUM
easat-3816	147	8	)	)	PUNCT
easat-3816	147	9	8443	8443	NUM
easat-3816	147	10	edelweiss	edelweiss	PROPN
easat-3816	147	11	applied	apply	VERB
easat-3816	147	12	science	science	NOUN
easat-3816	147	13	and	and	CCONJ
easat-3816	147	14	technology	technology	NOUN
easat-3816	147	15	issn	issn	PROPN
easat-3816	147	16	:	:	PUNCT
easat-3816	147	17	2576	2576	NUM
easat-3816	147	18	-	-	SYM
easat-3816	147	19	8484	8484	NUM
easat-3816	147	20	vol	vol	NOUN
easat-3816	147	21	.	.	PROPN
easat-3816	147	22	8	8	NUM
easat-3816	147	23	,	,	PUNCT
easat-3816	147	24	no	no	INTJ
easat-3816	147	25	.	.	NOUN
easat-3816	147	26	6	6	NUM
easat-3816	147	27	:	:	SYM
easat-3816	147	28	8437	8437	NUM
easat-3816	147	29	-	-	SYM
easat-3816	147	30	8453	8453	NUM
easat-3816	147	31	,	,	PUNCT
easat-3816	147	32	2024	2024	NUM
easat-3816	147	33	doi	doi	NOUN
easat-3816	147	34	:	:	PUNCT
easat-3816	147	35	10.55214/25768484.v8i6.3816	10.55214/25768484.v8i6.3816	NUM
easat-3816	147	36	©	©	PROPN
easat-3816	147	37	2024	2024	NUM
easat-3816	147	38	by	by	ADP
easat-3816	147	39	the	the	DET
easat-3816	147	40	authors	author	NOUN
easat-3816	147	41	;	;	PUNCT
easat-3816	147	42	licensee	licensee	PROPN
easat-3816	147	43	learning	learning	NOUN
easat-3816	147	44	gate	gate	VERB
easat-3816	147	45	2.4	2.4	NUM
easat-3816	147	46	.	.	PUNCT
easat-3816	148	1	u.s	u.s	PROPN
easat-3816	148	2	.	.	PROPN
easat-3816	148	3	banking	banking	NOUN
easat-3816	148	4	information	information	NOUN
easat-3816	148	5	security	security	NOUN
easat-3816	148	6	risks	risk	NOUN
easat-3816	148	7	and	and	CCONJ
easat-3816	148	8	rewards	reward	NOUN
easat-3816	148	9	according	accord	VERB
easat-3816	148	10	to	to	ADP
easat-3816	148	11	huang	huang	PROPN
easat-3816	148	12	&	&	CCONJ
easat-3816	148	13	madnick	madnick	PROPN
easat-3816	148	14	(	(	PUNCT
easat-3816	148	15	2020	2020	NUM
easat-3816	148	16	)	)	PUNCT
easat-3816	148	17	,	,	PUNCT
easat-3816	148	18	the	the	DET
easat-3816	148	19	u.s	u.s	PROPN
easat-3816	148	20	.	.	PROPN
easat-3816	148	21	banking	banking	NOUN
easat-3816	148	22	sector	sector	NOUN
easat-3816	148	23	faces	face	VERB
easat-3816	148	24	a	a	DET
easat-3816	148	25	dynamic	dynamic	ADJ
easat-3816	148	26	landscape	landscape	NOUN
easat-3816	148	27	of	of	ADP
easat-3816	148	28	information	information	NOUN
easat-3816	148	29	security	security	NOUN
easat-3816	148	30	risk	risk	NOUN
easat-3816	148	31	and	and	CCONJ
easat-3816	148	32	rewards	reward	NOUN
easat-3816	148	33	,	,	PUNCT
easat-3816	148	34	shaped	shape	VERB
easat-3816	148	35	by	by	ADP
easat-3816	148	36	rapid	rapid	ADJ
easat-3816	148	37	technological	technological	ADJ
easat-3816	148	38	advancements	advancement	NOUN
easat-3816	148	39	and	and	CCONJ
easat-3816	148	40	an	an	DET
easat-3816	148	41	evolving	evolve	VERB
easat-3816	148	42	threat	threat	NOUN
easat-3816	148	43	environment	environment	NOUN
easat-3816	148	44	(	(	PUNCT
easat-3816	148	45	alam	alam	PROPN
easat-3816	148	46	et	et	PROPN
easat-3816	148	47	al	al	PROPN
easat-3816	148	48	.	.	PROPN
easat-3816	148	49	,	,	PUNCT
easat-3816	148	50	2024	2024	NUM
easat-3816	148	51	)	)	PUNCT
easat-3816	148	52	.	.	PUNCT
easat-3816	149	1	cybersecurity	cybersecurity	NOUN
easat-3816	149	2	threats	threat	NOUN
easat-3816	149	3	such	such	ADJ
easat-3816	149	4	as	as	ADP
easat-3816	149	5	ransomware	ransomware	NOUN
easat-3816	149	6	attacks	attack	NOUN
easat-3816	149	7	,	,	PUNCT
easat-3816	149	8	phishing	phishe	VERB
easat-3816	149	9	schemes	scheme	NOUN
easat-3816	149	10	and	and	CCONJ
easat-3816	149	11	insider	insider	NOUN
easat-3816	149	12	risk	risk	NOUN
easat-3816	149	13	are	be	AUX
easat-3816	149	14	among	among	ADP
easat-3816	149	15	the	the	DET
easat-3816	149	16	most	most	ADV
easat-3816	149	17	significant	significant	ADJ
easat-3816	149	18	challenges	challenge	NOUN
easat-3816	149	19	(	(	PUNCT
easat-3816	149	20	bhuiyan	bhuiyan	NOUN
easat-3816	149	21	,	,	PUNCT
easat-3816	149	22	2024	2024	NUM
easat-3816	149	23	)	)	PUNCT
easat-3816	149	24	.	.	PUNCT
easat-3816	150	1	with	with	ADP
easat-3816	150	2	vast	vast	ADJ
easat-3816	150	3	amounts	amount	NOUN
easat-3816	150	4	of	of	ADP
easat-3816	150	5	sensitive	sensitive	ADJ
easat-3816	150	6	customer	customer	NOUN
easat-3816	150	7	data	datum	NOUN
easat-3816	150	8	and	and	CCONJ
easat-3816	150	9	financial	financial	ADJ
easat-3816	150	10	information	information	NOUN
easat-3816	150	11	stored	store	VERB
easat-3816	150	12	digitally	digitally	ADV
easat-3816	150	13	,	,	PUNCT
easat-3816	150	14	banks	bank	NOUN
easat-3816	150	15	are	be	AUX
easat-3816	150	16	prime	prime	ADJ
easat-3816	150	17	targets	target	NOUN
easat-3816	150	18	for	for	ADP
easat-3816	150	19	cybercriminals	cybercriminal	NOUN
easat-3816	150	20	seeking	seek	VERB
easat-3816	150	21	monetary	monetary	ADJ
easat-3816	150	22	gain	gain	NOUN
easat-3816	150	23	or	or	CCONJ
easat-3816	150	24	to	to	PART
easat-3816	150	25	disrupt	disrupt	VERB
easat-3816	150	26	critical	critical	ADJ
easat-3816	150	27	infrastructure	infrastructure	NOUN
easat-3816	150	28	(	(	PUNCT
easat-3816	150	29	adeniran	adeniran	VERB
easat-3816	150	30	et	et	PROPN
easat-3816	150	31	al	al	PROPN
easat-3816	150	32	.	.	PROPN
easat-3816	150	33	,	,	PUNCT
easat-3816	150	34	2024	2024	NUM
easat-3816	150	35	)	)	PUNCT
easat-3816	150	36	.	.	PUNCT
easat-3816	151	1	one	one	NUM
easat-3816	151	2	prominent	prominent	ADJ
easat-3816	151	3	risk	risk	NOUN
easat-3816	151	4	is	be	AUX
easat-3816	151	5	the	the	DET
easat-3816	151	6	risk	risk	NOUN
easat-3816	151	7	of	of	ADP
easat-3816	151	8	sophisticated	sophisticated	ADJ
easat-3816	151	9	ransomware	ransomware	NOUN
easat-3816	151	10	attacks	attack	NOUN
easat-3816	151	11	,	,	PUNCT
easat-3816	151	12	which	which	PRON
easat-3816	151	13	can	can	AUX
easat-3816	151	14	cripple	cripple	VERB
easat-3816	151	15	banking	banking	NOUN
easat-3816	151	16	operations	operation	NOUN
easat-3816	151	17	and	and	CCONJ
easat-3816	151	18	result	result	VERB
easat-3816	151	19	in	in	ADP
easat-3816	151	20	massive	massive	ADJ
easat-3816	151	21	financial	financial	ADJ
easat-3816	151	22	and	and	CCONJ
easat-3816	151	23	reputational	reputational	ADJ
easat-3816	151	24	losses	loss	NOUN
easat-3816	151	25	(	(	PUNCT
easat-3816	151	26	kamar	kamar	PROPN
easat-3816	151	27	et	et	PROPN
easat-3816	151	28	al	al	PROPN
easat-3816	151	29	.	.	PROPN
easat-3816	151	30	,	,	PUNCT
easat-3816	151	31	2023	2023	NUM
easat-3816	151	32	)	)	PUNCT
easat-3816	151	33	.	.	PUNCT
easat-3816	152	1	additionally	additionally	ADV
easat-3816	152	2	,	,	PUNCT
easat-3816	152	3	phishing	phishe	VERB
easat-3816	152	4	campaigns	campaign	NOUN
easat-3816	152	5	targeting	target	VERB
easat-3816	152	6	employees	employee	NOUN
easat-3816	152	7	and	and	CCONJ
easat-3816	152	8	customers	customer	NOUN
easat-3816	152	9	often	often	ADV
easat-3816	152	10	exploit	exploit	VERB
easat-3816	152	11	human	human	ADJ
easat-3816	152	12	error	error	NOUN
easat-3816	152	13	to	to	PART
easat-3816	152	14	gain	gain	VERB
easat-3816	152	15	unauthorized	unauthorized	ADJ
easat-3816	152	16	access	access	NOUN
easat-3816	152	17	to	to	ADP
easat-3816	152	18	systems	system	NOUN
easat-3816	152	19	.	.	PUNCT
easat-3816	153	1	regulatory	regulatory	ADJ
easat-3816	153	2	non	non	ADJ
easat-3816	153	3	-	-	NOUN
easat-3816	153	4	compliance	compliance	NOUN
easat-3816	153	5	also	also	ADV
easat-3816	153	6	poses	pose	VERB
easat-3816	153	7	risk	risk	NOUN
easat-3816	153	8	,	,	PUNCT
easat-3816	153	9	as	as	SCONJ
easat-3816	153	10	failure	failure	NOUN
easat-3816	153	11	to	to	PART
easat-3816	153	12	adhere	adhere	VERB
easat-3816	153	13	to	to	ADP
easat-3816	153	14	stringent	stringent	ADJ
easat-3816	153	15	laws	law	NOUN
easat-3816	153	16	such	such	ADJ
easat-3816	153	17	as	as	ADP
easat-3816	153	18	the	the	DET
easat-3816	153	19	gramm	gramm	NOUN
easat-3816	153	20	-	-	PUNCT
easat-3816	153	21	leach	leach	NOUN
easat-3816	153	22	-	-	PUNCT
easat-3816	153	23	bliley	bliley	NOUN
easat-3816	153	24	act	act	NOUN
easat-3816	153	25	(	(	PUNCT
easat-3816	153	26	glba	glba	PROPN
easat-3816	153	27	)	)	PUNCT
easat-3816	153	28	or	or	CCONJ
easat-3816	153	29	pci	pci	ADJ
easat-3816	153	30	dss	dss	NOUN
easat-3816	153	31	can	can	AUX
easat-3816	153	32	lead	lead	VERB
easat-3816	153	33	to	to	ADP
easat-3816	153	34	penalties	penalty	NOUN
easat-3816	153	35	(	(	PUNCT
easat-3816	153	36	faraji	faraji	NOUN
easat-3816	153	37	et	et	PROPN
easat-3816	153	38	al	al	PROPN
easat-3816	153	39	.	.	PROPN
easat-3816	153	40	,	,	PUNCT
easat-3816	153	41	2024	2024	NUM
easat-3816	153	42	)	)	PUNCT
easat-3816	153	43	.	.	PUNCT
easat-3816	154	1	however	however	ADV
easat-3816	154	2	,	,	PUNCT
easat-3816	154	3	addressing	address	VERB
easat-3816	154	4	these	these	DET
easat-3816	154	5	risks	risk	NOUN
easat-3816	154	6	effectively	effectively	ADV
easat-3816	154	7	offers	offer	VERB
easat-3816	154	8	significant	significant	ADJ
easat-3816	154	9	rewards	reward	NOUN
easat-3816	154	10	by	by	ADP
easat-3816	154	11	investing	invest	VERB
easat-3816	154	12	in	in	ADP
easat-3816	154	13	robust	robust	ADJ
easat-3816	154	14	information	information	NOUN
easat-3816	154	15	security	security	NOUN
easat-3816	154	16	programs	program	NOUN
easat-3816	154	17	,	,	PUNCT
easat-3816	154	18	u.s	u.s	PROPN
easat-3816	154	19	.	.	PROPN
easat-3816	154	20	banks	bank	NOUN
easat-3816	154	21	can	can	AUX
easat-3816	154	22	build	build	VERB
easat-3816	154	23	customer	customer	NOUN
easat-3816	154	24	trust	trust	NOUN
easat-3816	154	25	,	,	PUNCT
easat-3816	154	26	a	a	DET
easat-3816	154	27	critical	critical	ADJ
easat-3816	154	28	asset	asset	NOUN
easat-3816	154	29	in	in	ADP
easat-3816	154	30	a	a	DET
easat-3816	154	31	competitive	competitive	ADJ
easat-3816	154	32	industry	industry	NOUN
easat-3816	154	33	(	(	PUNCT
easat-3816	154	34	masud	masud	X
easat-3816	154	35	et	et	PROPN
easat-3816	154	36	al	al	PROPN
easat-3816	154	37	.	.	PROPN
easat-3816	154	38	,	,	PUNCT
easat-3816	154	39	2024	2024	NUM
easat-3816	154	40	)	)	PUNCT
easat-3816	154	41	.	.	PUNCT
easat-3816	155	1	advanced	advanced	ADJ
easat-3816	155	2	technology	technology	NOUN
easat-3816	155	3	,	,	PUNCT
easat-3816	155	4	technologies	technology	NOUN
easat-3816	155	5	like	like	ADP
easat-3816	155	6	ai	ai	INTJ
easat-3816	155	7	and	and	CCONJ
easat-3816	155	8	machine	machine	NOUN
easat-3816	155	9	learning	learn	VERB
easat-3816	155	10	improve	improve	VERB
easat-3816	155	11	fraud	fraud	NOUN
easat-3816	155	12	detection	detection	NOUN
easat-3816	155	13	and	and	CCONJ
easat-3816	155	14	explanation	explanation	NOUN
easat-3816	155	15	potentiality	potentiality	NOUN
easat-3816	155	16	,	,	PUNCT
easat-3816	155	17	mitigating	mitigate	VERB
easat-3816	155	18	potential	potential	ADJ
easat-3816	155	19	damages	damage	NOUN
easat-3816	155	20	(	(	PUNCT
easat-3816	155	21	al	al	PROPN
easat-3816	155	22	-	-	PUNCT
easat-3816	155	23	hawamleh	hawamleh	PROPN
easat-3816	155	24	,	,	PUNCT
easat-3816	155	25	2024	2024	NUM
easat-3816	155	26	)	)	PUNCT
easat-3816	155	27	.	.	PUNCT
easat-3816	156	1	a	a	DET
easat-3816	156	2	well	well	ADV
easat-3816	156	3	-	-	PUNCT
easat-3816	156	4	secured	secure	VERB
easat-3816	156	5	banking	banking	NOUN
easat-3816	156	6	system	system	NOUN
easat-3816	156	7	also	also	ADV
easat-3816	156	8	attracts	attract	VERB
easat-3816	156	9	more	more	ADJ
easat-3816	156	10	investors	investor	NOUN
easat-3816	156	11	and	and	CCONJ
easat-3816	156	12	fosters	foster	VERB
easat-3816	156	13	long	long	ADJ
easat-3816	156	14	-	-	PUNCT
easat-3816	156	15	term	term	NOUN
easat-3816	156	16	stability	stability	NOUN
easat-3816	156	17	in	in	ADP
easat-3816	156	18	financial	financial	ADJ
easat-3816	156	19	markets	market	NOUN
easat-3816	156	20	.	.	PUNCT
easat-3816	157	1	collaboration	collaboration	NOUN
easat-3816	157	2	with	with	ADP
easat-3816	157	3	government	government	NOUN
easat-3816	157	4	agencies	agency	NOUN
easat-3816	157	5	and	and	CCONJ
easat-3816	157	6	international	international	ADJ
easat-3816	157	7	organizations	organization	NOUN
easat-3816	157	8	is	be	AUX
easat-3816	157	9	another	another	DET
easat-3816	157	10	rewarding	rewarding	ADJ
easat-3816	157	11	strategy	strategy	NOUN
easat-3816	157	12	(	(	PUNCT
easat-3816	157	13	familoni	familoni	NOUN
easat-3816	157	14	&	&	CCONJ
easat-3816	157	15	shoetan	shoetan	PROPN
easat-3816	157	16	,	,	PUNCT
easat-3816	157	17	2024	2024	NUM
easat-3816	157	18	)	)	PUNCT
easat-3816	157	19	.	.	PUNCT
easat-3816	158	1	initiatives	initiative	NOUN
easat-3816	158	2	like	like	ADP
easat-3816	158	3	the	the	DET
easat-3816	158	4	cybersecurity	cybersecurity	NOUN
easat-3816	158	5	and	and	CCONJ
easat-3816	158	6	infrastructure	infrastructure	NOUN
easat-3816	158	7	security	security	NOUN
easat-3816	158	8	agency	agency	NOUN
easat-3816	158	9	(	(	PUNCT
easat-3816	158	10	cisa	cisa	NOUN
easat-3816	158	11	)	)	PUNCT
easat-3816	158	12	and	and	CCONJ
easat-3816	158	13	financial	financial	ADJ
easat-3816	158	14	services	service	NOUN
easat-3816	158	15	information	information	NOUN
easat-3816	158	16	sharing	sharing	NOUN
easat-3816	158	17	and	and	CCONJ
easat-3816	158	18	analysis	analysis	NOUN
easat-3816	158	19	center	center	NOUN
easat-3816	158	20	(	(	PUNCT
easat-3816	158	21	fs	fs	NOUN
easat-3816	158	22	-	-	PUNCT
easat-3816	158	23	isac	isac	NOUN
easat-3816	158	24	)	)	PUNCT
easat-3816	158	25	help	help	VERB
easat-3816	158	26	banks	bank	NOUN
easat-3816	158	27	share	share	VERB
easat-3816	158	28	intelligence	intelligence	NOUN
easat-3816	158	29	,	,	PUNCT
easat-3816	158	30	improve	improve	VERB
easat-3816	158	31	defense	defense	NOUN
easat-3816	158	32	,	,	PUNCT
easat-3816	158	33	and	and	CCONJ
easat-3816	158	34	prepare	prepare	VERB
easat-3816	158	35	for	for	ADP
easat-3816	158	36	emerging	emerge	VERB
easat-3816	158	37	threats	threat	NOUN
easat-3816	158	38	(	(	PUNCT
easat-3816	158	39	kayode	kayode	NOUN
easat-3816	158	40	-	-	PUNCT
easat-3816	158	41	ajala	ajala	NOUN
easat-3816	158	42	,	,	PUNCT
easat-3816	158	43	2023	2023	NUM
easat-3816	158	44	)	)	PUNCT
easat-3816	158	45	.	.	PUNCT
easat-3816	159	1	in	in	ADP
easat-3816	159	2	this	this	DET
easat-3816	159	3	research	research	NOUN
easat-3816	159	4	,	,	PUNCT
easat-3816	159	5	a	a	DET
easat-3816	159	6	proactive	proactive	ADJ
easat-3816	159	7	approach	approach	NOUN
easat-3816	159	8	to	to	ADP
easat-3816	159	9	information	information	NOUN
easat-3816	159	10	security	security	NOUN
easat-3816	159	11	not	not	PART
easat-3816	159	12	only	only	ADV
easat-3816	159	13	reduce	reduce	VERB
easat-3816	159	14	vulnerabilities	vulnerability	NOUN
easat-3816	159	15	but	but	CCONJ
easat-3816	159	16	also	also	ADV
easat-3816	159	17	positions	position	VERB
easat-3816	159	18	united	united	PROPN
easat-3816	159	19	states	states	PROPN
easat-3816	159	20	as	as	ADP
easat-3816	159	21	leaders	leader	NOUN
easat-3816	159	22	in	in	ADP
easat-3816	159	23	safeguarding	safeguard	VERB
easat-3816	159	24	financial	financial	ADJ
easat-3816	159	25	data	datum	NOUN
easat-3816	159	26	(	(	PUNCT
easat-3816	159	27	adeniran	adeniran	VERB
easat-3816	159	28	et	et	PROPN
easat-3816	159	29	al	al	PROPN
easat-3816	159	30	.	.	PROPN
easat-3816	159	31	,	,	PUNCT
easat-3816	159	32	2024	2024	NUM
easat-3816	159	33	)	)	PUNCT
easat-3816	159	34	.	.	PUNCT
easat-3816	160	1	by	by	ADP
easat-3816	160	2	balancing	balance	VERB
easat-3816	160	3	risk	risk	NOUN
easat-3816	160	4	management	management	NOUN
easat-3816	160	5	with	with	ADP
easat-3816	160	6	innovation	innovation	NOUN
easat-3816	160	7	,	,	PUNCT
easat-3816	160	8	banks	bank	NOUN
easat-3816	160	9	can	can	AUX
easat-3816	160	10	ensure	ensure	VERB
easat-3816	160	11	secure	secure	ADJ
easat-3816	160	12	operations	operation	NOUN
easat-3816	160	13	while	while	SCONJ
easat-3816	160	14	adapting	adapt	VERB
easat-3816	160	15	to	to	ADP
easat-3816	160	16	an	an	DET
easat-3816	160	17	increasingly	increasingly	ADV
easat-3816	160	18	digital	digital	ADJ
easat-3816	160	19	financial	financial	ADJ
easat-3816	160	20	ecosystem	ecosystem	NOUN
easat-3816	160	21	.	.	PUNCT
easat-3816	161	1	3	3	X
easat-3816	161	2	.	.	X
easat-3816	161	3	methodology	methodology	NOUN
easat-3816	161	4	this	this	DET
easat-3816	161	5	study	study	NOUN
easat-3816	161	6	primarily	primarily	ADV
easat-3816	161	7	adopts	adopt	VERB
easat-3816	161	8	a	a	DET
easat-3816	161	9	qualitative	qualitative	ADJ
easat-3816	161	10	research	research	NOUN
easat-3816	161	11	approach	approach	NOUN
easat-3816	161	12	,	,	PUNCT
easat-3816	161	13	relying	rely	VERB
easat-3816	161	14	extensively	extensively	ADV
easat-3816	161	15	on	on	ADP
easat-3816	161	16	secondary	secondary	ADJ
easat-3816	161	17	data	datum	NOUN
easat-3816	161	18	sources	source	NOUN
easat-3816	161	19	.	.	PUNCT
easat-3816	162	1	these	these	DET
easat-3816	162	2	sources	source	NOUN
easat-3816	162	3	include	include	VERB
easat-3816	162	4	scholarly	scholarly	ADJ
easat-3816	162	5	journals	journal	NOUN
easat-3816	162	6	,	,	PUNCT
easat-3816	162	7	research	research	NOUN
easat-3816	162	8	papers	paper	NOUN
easat-3816	162	9	,	,	PUNCT
easat-3816	162	10	televised	televise	VERB
easat-3816	162	11	news	news	NOUN
easat-3816	162	12	reports	report	NOUN
easat-3816	162	13	,	,	PUNCT
easat-3816	162	14	and	and	CCONJ
easat-3816	162	15	online	online	ADJ
easat-3816	162	16	platforms	platform	NOUN
easat-3816	162	17	(	(	PUNCT
easat-3816	162	18	khanom	khanom	PROPN
easat-3816	162	19	et	et	PROPN
easat-3816	162	20	al	al	PROPN
easat-3816	162	21	.	.	PROPN
easat-3816	162	22	,	,	PUNCT
easat-3816	162	23	2022	2022	NUM
easat-3816	162	24	)	)	PUNCT
easat-3816	162	25	.	.	PUNCT
easat-3816	163	1	the	the	DET
easat-3816	163	2	study	study	NOUN
easat-3816	163	3	seeks	seek	VERB
easat-3816	163	4	to	to	PART
easat-3816	163	5	explore	explore	VERB
easat-3816	163	6	the	the	DET
easat-3816	163	7	existing	exist	VERB
easat-3816	163	8	information	information	NOUN
easat-3816	163	9	security	security	NOUN
easat-3816	163	10	policies	policy	NOUN
easat-3816	163	11	and	and	CCONJ
easat-3816	163	12	practices	practice	NOUN
easat-3816	163	13	within	within	ADP
easat-3816	163	14	the	the	DET
easat-3816	163	15	u.s	u.s	PROPN
easat-3816	163	16	.	.	PROPN
easat-3816	163	17	banking	banking	NOUN
easat-3816	163	18	sector	sector	NOUN
easat-3816	163	19	,	,	PUNCT
easat-3816	163	20	emphasizing	emphasize	VERB
easat-3816	163	21	the	the	DET
easat-3816	163	22	associated	associated	ADJ
easat-3816	163	23	risks	risk	NOUN
easat-3816	163	24	,	,	PUNCT
easat-3816	163	25	rewards	reward	NOUN
easat-3816	163	26	,	,	PUNCT
easat-3816	163	27	and	and	CCONJ
easat-3816	163	28	their	their	PRON
easat-3816	163	29	broader	broad	ADJ
easat-3816	163	30	implications	implication	NOUN
easat-3816	163	31	on	on	ADP
easat-3816	163	32	the	the	DET
easat-3816	163	33	financial	financial	ADJ
easat-3816	163	34	system	system	NOUN
easat-3816	163	35	(	(	PUNCT
easat-3816	163	36	bhuiyan	bhuiyan	X
easat-3816	163	37	et	et	PROPN
easat-3816	163	38	al	al	PROPN
easat-3816	163	39	.	.	PROPN
easat-3816	163	40	,	,	PUNCT
easat-3816	163	41	2024	2024	NUM
easat-3816	163	42	)	)	PUNCT
easat-3816	163	43	.	.	PUNCT
easat-3816	164	1	additionally	additionally	ADV
easat-3816	164	2	,	,	PUNCT
easat-3816	164	3	the	the	DET
easat-3816	164	4	research	research	NOUN
easat-3816	164	5	aims	aim	VERB
easat-3816	164	6	to	to	PART
easat-3816	164	7	evaluate	evaluate	VERB
easat-3816	164	8	the	the	DET
easat-3816	164	9	u.s	u.s	PROPN
easat-3816	164	10	.	.	PROPN
easat-3816	164	11	banking	banking	NOUN
easat-3816	164	12	information	information	NOUN
easat-3816	164	13	security	security	NOUN
easat-3816	164	14	framework	framework	NOUN
easat-3816	164	15	in	in	ADP
easat-3816	164	16	relation	relation	NOUN
easat-3816	164	17	to	to	ADP
easat-3816	164	18	global	global	ADJ
easat-3816	164	19	banking	banking	NOUN
easat-3816	164	20	systems	system	NOUN
easat-3816	164	21	,	,	PUNCT
easat-3816	164	22	identifying	identify	VERB
easat-3816	164	23	key	key	ADJ
easat-3816	164	24	trends	trend	NOUN
easat-3816	164	25	,	,	PUNCT
easat-3816	164	26	challenges	challenge	NOUN
easat-3816	164	27	,	,	PUNCT
easat-3816	164	28	and	and	CCONJ
easat-3816	164	29	insights	insight	NOUN
easat-3816	164	30	to	to	PART
easat-3816	164	31	enhance	enhance	VERB
easat-3816	164	32	information	information	NOUN
easat-3816	164	33	security	security	NOUN
easat-3816	164	34	on	on	ADP
easat-3816	164	35	a	a	DET
easat-3816	164	36	worldwide	worldwide	ADJ
easat-3816	164	37	scale	scale	NOUN
easat-3816	164	38	(	(	PUNCT
easat-3816	164	39	rahman	rahman	PROPN
easat-3816	164	40	et	et	PROPN
easat-3816	164	41	al	al	PROPN
easat-3816	164	42	.	.	PROPN
easat-3816	164	43	,	,	PUNCT
easat-3816	164	44	2024	2024	NUM
easat-3816	164	45	)	)	PUNCT
easat-3816	164	46	.	.	PUNCT
easat-3816	165	1	the	the	DET
easat-3816	165	2	data	data	NOUN
easat-3816	165	3	search	search	NOUN
easat-3816	165	4	process	process	NOUN
easat-3816	165	5	utilized	utilize	VERB
easat-3816	165	6	renowned	renowned	ADJ
easat-3816	165	7	global	global	ADJ
easat-3816	165	8	databases	database	NOUN
easat-3816	165	9	,	,	PUNCT
easat-3816	165	10	including	include	VERB
easat-3816	165	11	science	science	NOUN
easat-3816	165	12	direct	direct	ADJ
easat-3816	165	13	,	,	PUNCT
easat-3816	165	14	scopus	scopus	PROPN
easat-3816	165	15	,	,	PUNCT
easat-3816	165	16	web	web	NOUN
easat-3816	165	17	of	of	ADP
easat-3816	165	18	science	science	NOUN
easat-3816	165	19	,	,	PUNCT
easat-3816	165	20	pubmed	pubmed	PROPN
easat-3816	165	21	,	,	PUNCT
easat-3816	165	22	doaj	doaj	PROPN
easat-3816	165	23	,	,	PUNCT
easat-3816	165	24	and	and	CCONJ
easat-3816	165	25	google	google	PROPN
easat-3816	165	26	scholar	scholar	NOUN
easat-3816	165	27	,	,	PUNCT
easat-3816	165	28	adhering	adhere	VERB
easat-3816	165	29	to	to	ADP
easat-3816	165	30	the	the	DET
easat-3816	165	31	prisma	prisma	NOUN
easat-3816	165	32	(	(	PUNCT
easat-3816	165	33	preferred	prefer	VERB
easat-3816	165	34	reporting	reporting	NOUN
easat-3816	165	35	items	item	NOUN
easat-3816	165	36	for	for	ADP
easat-3816	165	37	systematic	systematic	ADJ
easat-3816	165	38	reviews	review	NOUN
easat-3816	165	39	and	and	CCONJ
easat-3816	165	40	meta	meta	NOUN
easat-3816	165	41	-	-	PUNCT
easat-3816	165	42	analyses	analysis	NOUN
easat-3816	165	43	)	)	PUNCT
easat-3816	165	44	2020	2020	NUM
easat-3816	165	45	guidelines	guideline	NOUN
easat-3816	165	46	.	.	PUNCT
easat-3816	166	1	prisma	prisma	PROPN
easat-3816	166	2	provides	provide	VERB
easat-3816	166	3	a	a	DET
easat-3816	166	4	standardized	standardized	ADJ
easat-3816	166	5	framework	framework	NOUN
easat-3816	166	6	for	for	ADP
easat-3816	166	7	systematically	systematically	ADV
easat-3816	166	8	documenting	document	VERB
easat-3816	166	9	and	and	CCONJ
easat-3816	166	10	reporting	report	VERB
easat-3816	166	11	research	research	NOUN
easat-3816	166	12	findings	finding	NOUN
easat-3816	166	13	,	,	PUNCT
easat-3816	166	14	particularly	particularly	ADV
easat-3816	166	15	in	in	ADP
easat-3816	166	16	reviews	review	NOUN
easat-3816	166	17	and	and	CCONJ
easat-3816	166	18	meta	meta	NOUN
easat-3816	166	19	-	-	PUNCT
easat-3816	166	20	analyses	analysis	NOUN
easat-3816	166	21	based	base	VERB
easat-3816	166	22	on	on	ADP
easat-3816	166	23	robust	robust	ADJ
easat-3816	166	24	evidence	evidence	NOUN
easat-3816	166	25	(	(	PUNCT
easat-3816	166	26	khatun	khatun	PROPN
easat-3816	166	27	et	et	PROPN
easat-3816	166	28	al	al	PROPN
easat-3816	166	29	.	.	PROPN
easat-3816	166	30	,	,	PUNCT
easat-3816	166	31	2025	2025	NUM
easat-3816	166	32	)	)	PUNCT
easat-3816	166	33	.	.	PUNCT
easat-3816	167	1	although	although	SCONJ
easat-3816	167	2	prisma	prisma	PROPN
easat-3816	167	3	predominantly	predominantly	ADV
easat-3816	167	4	focuses	focus	VERB
easat-3816	167	5	on	on	ADP
easat-3816	167	6	randomized	randomized	ADJ
easat-3816	167	7	trials	trial	NOUN
easat-3816	167	8	with	with	ADP
easat-3816	167	9	a	a	DET
easat-3816	167	10	database	database	NOUN
easat-3816	167	11	size	size	NOUN
easat-3816	167	12	of	of	ADP
easat-3816	167	13	2520	2520	NUM
easat-3816	167	14	datasets	dataset	NOUN
easat-3816	167	15	(	(	PUNCT
easat-3816	167	16	jahan	jahan	PROPN
easat-3816	167	17	et	et	PROPN
easat-3816	167	18	al	al	PROPN
easat-3816	167	19	.	.	PROPN
easat-3816	167	20	,	,	PUNCT
easat-3816	167	21	2024	2024	NUM
easat-3816	167	22	)	)	PUNCT
easat-3816	167	23	,	,	PUNCT
easat-3816	167	24	it	it	PRON
easat-3816	167	25	also	also	ADV
easat-3816	167	26	offers	offer	VERB
easat-3816	167	27	a	a	DET
easat-3816	167	28	structured	structured	ADJ
easat-3816	167	29	methodology	methodology	NOUN
easat-3816	167	30	for	for	ADP
easat-3816	167	31	reporting	report	VERB
easat-3816	167	32	systematic	systematic	ADJ
easat-3816	167	33	reviews	review	NOUN
easat-3816	167	34	across	across	ADP
easat-3816	167	35	other	other	ADJ
easat-3816	167	36	research	research	NOUN
easat-3816	167	37	domains	domain	NOUN
easat-3816	167	38	,	,	PUNCT
easat-3816	167	39	including	include	VERB
easat-3816	167	40	non	non	ADJ
easat-3816	167	41	-	-	ADJ
easat-3816	167	42	therapeutic	therapeutic	ADJ
easat-3816	167	43	evaluations	evaluation	NOUN
easat-3816	167	44	.	.	PUNCT
easat-3816	168	1	ensuring	ensure	VERB
easat-3816	168	2	a	a	DET
easat-3816	168	3	transparent	transparent	ADJ
easat-3816	168	4	and	and	CCONJ
easat-3816	168	5	thorough	thorough	ADJ
easat-3816	168	6	account	account	NOUN
easat-3816	168	7	of	of	ADP
easat-3816	168	8	systematic	systematic	ADJ
easat-3816	168	9	review	review	NOUN
easat-3816	168	10	methodologies	methodology	NOUN
easat-3816	168	11	and	and	CCONJ
easat-3816	168	12	results	result	NOUN
easat-3816	168	13	allows	allow	VERB
easat-3816	168	14	readers	reader	NOUN
easat-3816	168	15	to	to	PART
easat-3816	168	16	assess	assess	VERB
easat-3816	168	17	the	the	DET
easat-3816	168	18	reliability	reliability	NOUN
easat-3816	168	19	and	and	CCONJ
easat-3816	168	20	relevance	relevance	NOUN
easat-3816	168	21	of	of	ADP
easat-3816	168	22	the	the	DET
easat-3816	168	23	findings	finding	NOUN
easat-3816	168	24	(	(	PUNCT
easat-3816	168	25	hossain	hossain	PROPN
easat-3816	168	26	et	et	PROPN
easat-3816	168	27	al	al	PROPN
easat-3816	168	28	.	.	PROPN
easat-3816	168	29	,	,	PUNCT
easat-3816	168	30	2024	2024	NUM
easat-3816	168	31	)	)	PUNCT
easat-3816	168	32	.	.	PUNCT
easat-3816	169	1	the	the	DET
easat-3816	169	2	research	research	NOUN
easat-3816	169	3	process	process	NOUN
easat-3816	169	4	incorporated	incorporate	VERB
easat-3816	169	5	specific	specific	ADJ
easat-3816	169	6	keyword	keyword	NOUN
easat-3816	169	7	phrases	phrase	NOUN
easat-3816	169	8	such	such	ADJ
easat-3816	169	9	as	as	ADP
easat-3816	169	10	“	"	PUNCT
easat-3816	169	11	comparison	comparison	NOUN
easat-3816	169	12	to	to	ADP
easat-3816	169	13	global	global	ADJ
easat-3816	169	14	banking	banking	NOUN
easat-3816	169	15	systems	system	NOUN
easat-3816	169	16	,	,	PUNCT
easat-3816	169	17	”	"	PUNCT
easat-3816	169	18	“	"	PUNCT
easat-3816	169	19	identifying	identify	VERB
easat-3816	169	20	significant	significant	ADJ
easat-3816	169	21	trends	trend	NOUN
easat-3816	169	22	,	,	PUNCT
easat-3816	169	23	”	"	PUNCT
easat-3816	169	24	“	"	PUNCT
easat-3816	169	25	challenges	challenge	NOUN
easat-3816	169	26	,	,	PUNCT
easat-3816	169	27	”	"	PUNCT
easat-3816	169	28	and	and	CCONJ
easat-3816	169	29	“	"	PUNCT
easat-3816	169	30	insights	insight	NOUN
easat-3816	169	31	for	for	ADP
easat-3816	169	32	strengthening	strengthen	VERB
easat-3816	169	33	information	information	NOUN
easat-3816	169	34	security	security	NOUN
easat-3816	169	35	worldwide	worldwide	ADV
easat-3816	169	36	”	"	PUNCT
easat-3816	169	37	to	to	PART
easat-3816	169	38	align	align	VERB
easat-3816	169	39	with	with	ADP
easat-3816	169	40	the	the	DET
easat-3816	169	41	study	study	NOUN
easat-3816	169	42	’s	’s	PART
easat-3816	169	43	objectives	objective	NOUN
easat-3816	169	44	.	.	PUNCT
easat-3816	170	1	records	record	NOUN
easat-3816	170	2	that	that	PRON
easat-3816	170	3	did	do	AUX
easat-3816	170	4	not	not	PART
easat-3816	170	5	match	match	VERB
easat-3816	170	6	the	the	DET
easat-3816	170	7	predefined	predefine	VERB
easat-3816	170	8	keywords	keyword	NOUN
easat-3816	170	9	or	or	CCONJ
easat-3816	170	10	subject	subject	ADJ
easat-3816	170	11	focus	focus	NOUN
easat-3816	170	12	were	be	AUX
easat-3816	170	13	excluded	exclude	VERB
easat-3816	170	14	(	(	PUNCT
easat-3816	170	15	islam	islam	PROPN
easat-3816	170	16	et	et	PROPN
easat-3816	170	17	al	al	PROPN
easat-3816	170	18	.	.	PROPN
easat-3816	170	19	,	,	PUNCT
easat-3816	170	20	2024	2024	NUM
easat-3816	170	21	)	)	PUNCT
easat-3816	170	22	.	.	PUNCT
easat-3816	171	1	additional	additional	ADJ
easat-3816	171	2	exclusion	exclusion	NOUN
easat-3816	171	3	criteria	criterion	NOUN
easat-3816	171	4	included	include	VERB
easat-3816	171	5	insufficient	insufficient	ADJ
easat-3816	171	6	data	datum	NOUN
easat-3816	171	7	availability	availability	NOUN
easat-3816	171	8	,	,	PUNCT
easat-3816	171	9	publications	publication	NOUN
easat-3816	171	10	in	in	ADP
easat-3816	171	11	languages	language	NOUN
easat-3816	171	12	other	other	ADJ
easat-3816	171	13	than	than	ADP
easat-3816	171	14	english	english	PROPN
easat-3816	171	15	,	,	PUNCT
easat-3816	171	16	inconsistent	inconsistent	ADJ
easat-3816	171	17	outcomes	outcome	NOUN
easat-3816	171	18	,	,	PUNCT
easat-3816	171	19	and	and	CCONJ
easat-3816	171	20	studies	study	NOUN
easat-3816	171	21	with	with	ADP
easat-3816	171	22	fragmented	fragmented	ADJ
easat-3816	171	23	findings	finding	NOUN
easat-3816	171	24	(	(	PUNCT
easat-3816	171	25	mani	mani	NOUN
easat-3816	171	26	,	,	PUNCT
easat-3816	171	27	2024	2024	NUM
easat-3816	171	28	)	)	PUNCT
easat-3816	171	29	.	.	PUNCT
easat-3816	172	1	following	follow	VERB
easat-3816	172	2	a	a	DET
easat-3816	172	3	rigorous	rigorous	ADJ
easat-3816	172	4	screening	screening	NOUN
easat-3816	172	5	process	process	NOUN
easat-3816	172	6	,	,	PUNCT
easat-3816	172	7	researchers	researcher	NOUN
easat-3816	172	8	identified	identify	VERB
easat-3816	172	9	125	125	NUM
easat-3816	172	10	additional	additional	ADJ
easat-3816	172	11	papers	paper	NOUN
easat-3816	172	12	and	and	CCONJ
easat-3816	172	13	20	20	NUM
easat-3816	172	14	reports	report	NOUN
easat-3816	172	15	,	,	PUNCT
easat-3816	172	16	as	as	SCONJ
easat-3816	172	17	presented	present	VERB
easat-3816	172	18	in	in	ADP
easat-3816	172	19	figure	figure	NOUN
easat-3816	172	20	2	2	NUM
easat-3816	172	21	.	.	SYM
easat-3816	172	22	8444	8444	NUM
easat-3816	172	23	edelweiss	edelweiss	PROPN
easat-3816	172	24	applied	apply	VERB
easat-3816	172	25	science	science	NOUN
easat-3816	172	26	and	and	CCONJ
easat-3816	172	27	technology	technology	NOUN
easat-3816	172	28	issn	issn	PROPN
easat-3816	172	29	:	:	PUNCT
easat-3816	172	30	2576	2576	NUM
easat-3816	172	31	-	-	SYM
easat-3816	172	32	8484	8484	NUM
easat-3816	172	33	vol	vol	NOUN
easat-3816	172	34	.	.	PROPN
easat-3816	173	1	8	8	NUM
easat-3816	173	2	,	,	PUNCT
easat-3816	173	3	no	no	INTJ
easat-3816	173	4	.	.	NOUN
easat-3816	173	5	6	6	NUM
easat-3816	173	6	:	:	SYM
easat-3816	173	7	8437	8437	NUM
easat-3816	173	8	-	-	SYM
easat-3816	173	9	8453	8453	NUM
easat-3816	173	10	,	,	PUNCT
easat-3816	173	11	2024	2024	NUM
easat-3816	173	12	doi	doi	NOUN
easat-3816	173	13	:	:	PUNCT
easat-3816	173	14	10.55214/25768484.v8i6.3816	10.55214/25768484.v8i6.3816	NUM
easat-3816	173	15	©	©	PROPN
easat-3816	173	16	2024	2024	NUM
easat-3816	173	17	by	by	ADP
easat-3816	173	18	the	the	DET
easat-3816	173	19	authors	author	NOUN
easat-3816	173	20	;	;	PUNCT
easat-3816	173	21	licensee	licensee	PROPN
easat-3816	173	22	learning	learn	VERB
easat-3816	173	23	gate	gate	NOUN
easat-3816	173	24	figure	figure	NOUN
easat-3816	173	25	2	2	NUM
easat-3816	173	26	.	.	PUNCT
easat-3816	173	27	systematic	systematic	ADJ
easat-3816	173	28	review	review	NOUN
easat-3816	173	29	methodology	methodology	NOUN
easat-3816	173	30	.	.	PUNCT
easat-3816	174	1	4	4	X
easat-3816	174	2	.	.	X
easat-3816	174	3	discussion	discussion	NOUN
easat-3816	174	4	4.1	4.1	NUM
easat-3816	174	5	.	.	PUNCT
easat-3816	175	1	u.s	u.s	PROPN
easat-3816	175	2	.	.	PROPN
easat-3816	175	3	banking	banking	NOUN
easat-3816	175	4	and	and	CCONJ
easat-3816	175	5	financial	financial	ADJ
easat-3816	175	6	landscape	landscape	NOUN
easat-3816	175	7	according	accord	VERB
easat-3816	175	8	to	to	ADP
easat-3816	175	9	coker	coker	NOUN
easat-3816	175	10	et	et	PROPN
easat-3816	175	11	al	al	PROPN
easat-3816	175	12	.	.	PROPN
easat-3816	176	1	(	(	PUNCT
easat-3816	176	2	2023	2023	NUM
easat-3816	176	3	)	)	PUNCT
easat-3816	176	4	,	,	PUNCT
easat-3816	176	5	the	the	DET
easat-3816	176	6	u.s	u.s	PROPN
easat-3816	176	7	.	.	PROPN
easat-3816	176	8	banking	banking	NOUN
easat-3816	176	9	and	and	CCONJ
easat-3816	176	10	financial	financial	ADJ
easat-3816	176	11	environment	environment	NOUN
easat-3816	176	12	is	be	AUX
easat-3816	176	13	defined	define	VERB
easat-3816	176	14	by	by	ADP
easat-3816	176	15	competitiveness	competitiveness	NOUN
easat-3816	176	16	,	,	PUNCT
easat-3816	176	17	risk	risk	NOUN
easat-3816	176	18	management	management	NOUN
easat-3816	176	19	,	,	PUNCT
easat-3816	176	20	monetary	monetary	ADJ
easat-3816	176	21	policy	policy	NOUN
easat-3816	176	22	transmission	transmission	NOUN
easat-3816	176	23	,	,	PUNCT
easat-3816	176	24	and	and	CCONJ
easat-3816	176	25	the	the	DET
easat-3816	176	26	function	function	NOUN
easat-3816	176	27	of	of	ADP
easat-3816	176	28	financial	financial	ADJ
easat-3816	176	29	intermediaries	intermediary	NOUN
easat-3816	176	30	.	.	PUNCT
easat-3816	177	1	examine	examine	VERB
easat-3816	177	2	the	the	DET
easat-3816	177	3	mechanisms	mechanism	NOUN
easat-3816	177	4	for	for	ADP
easat-3816	177	5	averting	avert	VERB
easat-3816	177	6	bank	bank	NOUN
easat-3816	177	7	runs	run	NOUN
easat-3816	177	8	and	and	CCONJ
easat-3816	177	9	maintaining	maintain	VERB
easat-3816	177	10	market	market	NOUN
easat-3816	177	11	liquidity	liquidity	NOUN
easat-3816	177	12	,	,	PUNCT
easat-3816	177	13	highlighting	highlight	VERB
easat-3816	177	14	the	the	DET
easat-3816	177	15	critical	critical	ADJ
easat-3816	177	16	functions	function	NOUN
easat-3816	177	17	of	of	ADP
easat-3816	177	18	deposit	deposit	NOUN
easat-3816	177	19	insurance	insurance	NOUN
easat-3816	177	20	and	and	CCONJ
easat-3816	177	21	liquidity	liquidity	NOUN
easat-3816	177	22	(	(	PUNCT
easat-3816	177	23	fungacova	fungacova	X
easat-3816	177	24	et	et	PROPN
easat-3816	177	25	al	al	PROPN
easat-3816	177	26	.	.	PROPN
easat-3816	177	27	,	,	PUNCT
easat-3816	177	28	2021	2021	NUM
easat-3816	177	29	)	)	PUNCT
easat-3816	177	30	.	.	PUNCT
easat-3816	178	1	their	their	PRON
easat-3816	178	2	discourse	discourse	NOUN
easat-3816	178	3	highlights	highlight	VERB
easat-3816	178	4	the	the	DET
easat-3816	178	5	need	need	NOUN
easat-3816	178	6	for	for	ADP
easat-3816	178	7	regulatory	regulatory	ADJ
easat-3816	178	8	measures	measure	NOUN
easat-3816	178	9	in	in	ADP
easat-3816	178	10	maintaining	maintain	VERB
easat-3816	178	11	stability	stability	NOUN
easat-3816	178	12	within	within	ADP
easat-3816	178	13	the	the	DET
easat-3816	178	14	u.s	u.s	PROPN
easat-3816	178	15	.	.	PROPN
easat-3816	178	16	banking	banking	NOUN
easat-3816	178	17	system	system	NOUN
easat-3816	178	18	(	(	PUNCT
easat-3816	178	19	alam	alam	PROPN
easat-3816	178	20	et	et	PROPN
easat-3816	178	21	al	al	PROPN
easat-3816	178	22	.	.	PROPN
easat-3816	178	23	,	,	PUNCT
easat-3816	178	24	2022	2022	NUM
easat-3816	178	25	)	)	PUNCT
easat-3816	178	26	.	.	PUNCT
easat-3816	179	1	examining	examine	VERB
easat-3816	179	2	the	the	DET
easat-3816	179	3	influence	influence	NOUN
easat-3816	179	4	of	of	ADP
easat-3816	179	5	financial	financial	ADJ
easat-3816	179	6	development	development	NOUN
easat-3816	179	7	on	on	ADP
easat-3816	179	8	risk	risk	NOUN
easat-3816	179	9	-	-	PUNCT
easat-3816	179	10	taking	take	VERB
easat-3816	179	11	and	and	CCONJ
easat-3816	179	12	risk	risk	NOUN
easat-3816	179	13	distribution	distribution	NOUN
easat-3816	179	14	.	.	PUNCT
easat-3816	180	1	the	the	DET
easat-3816	180	2	extension	extension	NOUN
easat-3816	180	3	of	of	ADP
easat-3816	180	4	the	the	DET
easat-3816	180	5	financial	financial	ADJ
easat-3816	180	6	sector	sector	NOUN
easat-3816	180	7	's	's	PART
easat-3816	180	8	borders	border	NOUN
easat-3816	180	9	has	have	AUX
easat-3816	180	10	introduced	introduce	VERB
easat-3816	180	11	greater	great	ADJ
easat-3816	180	12	risk	risk	NOUN
easat-3816	180	13	exposure	exposure	NOUN
easat-3816	180	14	and	and	CCONJ
easat-3816	180	15	improved	improved	ADJ
easat-3816	180	16	access	access	NOUN
easat-3816	180	17	to	to	ADP
easat-3816	180	18	borrowing	borrowing	NOUN
easat-3816	180	19	(	(	PUNCT
easat-3816	180	20	ayeni	ayeni	NOUN
easat-3816	180	21	et	et	PROPN
easat-3816	180	22	al	al	PROPN
easat-3816	180	23	.	.	PROPN
easat-3816	180	24	,	,	PUNCT
easat-3816	180	25	2024	2024	NUM
easat-3816	180	26	)	)	PUNCT
easat-3816	180	27	.	.	PUNCT
easat-3816	181	1	this	this	DET
easat-3816	181	2	development	development	NOUN
easat-3816	181	3	has	have	AUX
easat-3816	181	4	revealed	reveal	VERB
easat-3816	181	5	additional	additional	ADJ
easat-3816	181	6	concerns	concern	NOUN
easat-3816	181	7	,	,	PUNCT
easat-3816	181	8	especially	especially	ADV
easat-3816	181	9	the	the	DET
easat-3816	181	10	susceptibility	susceptibility	NOUN
easat-3816	181	11	to	to	ADP
easat-3816	181	12	disruptions	disruption	NOUN
easat-3816	181	13	caused	cause	VERB
easat-3816	181	14	by	by	ADP
easat-3816	181	15	the	the	DET
easat-3816	181	16	banking	banking	NOUN
easat-3816	181	17	industry	industry	NOUN
easat-3816	181	18	(	(	PUNCT
easat-3816	181	19	bhuiyan	bhuiyan	X
easat-3816	181	20	et	et	PROPN
easat-3816	181	21	al	al	PROPN
easat-3816	181	22	.	.	PROPN
easat-3816	181	23	,	,	PUNCT
easat-3816	181	24	2024	2024	NUM
easat-3816	181	25	)	)	PUNCT
easat-3816	181	26	.	.	PUNCT
easat-3816	182	1	this	this	DET
easat-3816	182	2	8445	8445	NUM
easat-3816	182	3	edelweiss	edelweiss	PROPN
easat-3816	182	4	applied	apply	VERB
easat-3816	182	5	science	science	NOUN
easat-3816	182	6	and	and	CCONJ
easat-3816	182	7	technology	technology	NOUN
easat-3816	182	8	issn	issn	PROPN
easat-3816	182	9	:	:	PUNCT
easat-3816	182	10	2576	2576	NUM
easat-3816	182	11	-	-	SYM
easat-3816	182	12	8484	8484	NUM
easat-3816	182	13	vol	vol	NOUN
easat-3816	182	14	.	.	PROPN
easat-3816	182	15	8	8	NUM
easat-3816	182	16	,	,	PUNCT
easat-3816	182	17	no	no	INTJ
easat-3816	182	18	.	.	NOUN
easat-3816	182	19	6	6	NUM
easat-3816	182	20	:	:	SYM
easat-3816	182	21	8437	8437	NUM
easat-3816	182	22	-	-	SYM
easat-3816	182	23	8453	8453	NUM
easat-3816	182	24	,	,	PUNCT
easat-3816	182	25	2024	2024	NUM
easat-3816	182	26	doi	doi	NOUN
easat-3816	182	27	:	:	PUNCT
easat-3816	182	28	10.55214/25768484.v8i6.3816	10.55214/25768484.v8i6.3816	NUM
easat-3816	182	29	©	©	PROPN
easat-3816	182	30	2024	2024	NUM
easat-3816	182	31	by	by	ADP
easat-3816	182	32	the	the	DET
easat-3816	182	33	authors	author	NOUN
easat-3816	182	34	;	;	PUNCT
easat-3816	182	35	licensee	licensee	NOUN
easat-3816	182	36	learning	learning	NOUN
easat-3816	182	37	gate	gate	NOUN
easat-3816	182	38	comprehension	comprehension	NOUN
easat-3816	182	39	is	be	AUX
easat-3816	182	40	essential	essential	ADJ
easat-3816	182	41	for	for	ADP
easat-3816	182	42	maintaining	maintain	VERB
easat-3816	182	43	stability	stability	NOUN
easat-3816	182	44	within	within	ADP
easat-3816	182	45	the	the	DET
easat-3816	182	46	u.s	u.s	PROPN
easat-3816	182	47	.	.	PROPN
easat-3816	182	48	banking	banking	NOUN
easat-3816	182	49	sector	sector	NOUN
easat-3816	182	50	(	(	PUNCT
easat-3816	182	51	elnahass	elnahass	PROPN
easat-3816	182	52	et	et	PROPN
easat-3816	182	53	al	al	PROPN
easat-3816	182	54	.	.	PROPN
easat-3816	182	55	,	,	PUNCT
easat-3816	182	56	2021	2021	NUM
easat-3816	182	57	)	)	PUNCT
easat-3816	182	58	.	.	PUNCT
easat-3816	183	1	this	this	DET
easat-3816	183	2	research	research	NOUN
easat-3816	183	3	examines	examine	VERB
easat-3816	183	4	the	the	DET
easat-3816	183	5	u.s	u.s	PROPN
easat-3816	183	6	.	.	PROPN
easat-3816	183	7	banking	banking	NOUN
easat-3816	183	8	and	and	CCONJ
easat-3816	183	9	financial	financial	ADJ
easat-3816	183	10	sector	sector	NOUN
easat-3816	183	11	,	,	PUNCT
easat-3816	183	12	offering	offer	VERB
easat-3816	183	13	insights	insight	NOUN
easat-3816	183	14	into	into	ADP
easat-3816	183	15	competition	competition	NOUN
easat-3816	183	16	,	,	PUNCT
easat-3816	183	17	risk	risk	NOUN
easat-3816	183	18	management	management	NOUN
easat-3816	183	19	,	,	PUNCT
easat-3816	183	20	monetary	monetary	ADJ
easat-3816	183	21	policy	policy	NOUN
easat-3816	183	22	transmission	transmission	NOUN
easat-3816	183	23	,	,	PUNCT
easat-3816	183	24	and	and	CCONJ
easat-3816	183	25	the	the	DET
easat-3816	183	26	function	function	NOUN
easat-3816	183	27	of	of	ADP
easat-3816	183	28	financial	financial	ADJ
easat-3816	183	29	intermediaries	intermediary	NOUN
easat-3816	183	30	(	(	PUNCT
easat-3816	183	31	dang	dang	INTJ
easat-3816	183	32	,	,	PUNCT
easat-3816	183	33	2020	2020	NUM
easat-3816	183	34	)	)	PUNCT
easat-3816	183	35	.	.	PUNCT
easat-3816	184	1	these	these	DET
easat-3816	184	2	studies	study	NOUN
easat-3816	184	3	enhance	enhance	VERB
easat-3816	184	4	the	the	DET
easat-3816	184	5	understanding	understanding	NOUN
easat-3816	184	6	of	of	ADP
easat-3816	184	7	the	the	DET
easat-3816	184	8	dynamics	dynamic	NOUN
easat-3816	184	9	and	and	CCONJ
easat-3816	184	10	difficulties	difficulty	NOUN
easat-3816	184	11	inside	inside	ADP
easat-3816	184	12	the	the	DET
easat-3816	184	13	u.s	u.s	PROPN
easat-3816	184	14	.	.	PROPN
easat-3816	184	15	banking	banking	NOUN
easat-3816	184	16	system	system	NOUN
easat-3816	184	17	,	,	PUNCT
easat-3816	184	18	facilitating	facilitate	VERB
easat-3816	184	19	effective	effective	ADJ
easat-3816	184	20	policymaking	policymaking	NOUN
easat-3816	184	21	and	and	CCONJ
easat-3816	184	22	risk	risk	NOUN
easat-3816	184	23	management	management	NOUN
easat-3816	184	24	.	.	PUNCT
easat-3816	185	1	4.2	4.2	NUM
easat-3816	185	2	.	.	PUNCT
easat-3816	186	1	information	information	NOUN
easat-3816	186	2	security	security	NOUN
easat-3816	186	3	in	in	ADP
easat-3816	186	4	worldwide	worldwide	ADJ
easat-3816	186	5	banking	bank	VERB
easat-3816	186	6	the	the	DET
easat-3816	186	7	international	international	ADJ
easat-3816	186	8	banking	banking	NOUN
easat-3816	186	9	act	act	PROPN
easat-3816	186	10	,	,	PUNCT
easat-3816	186	11	enacted	enact	VERB
easat-3816	186	12	in	in	ADP
easat-3816	186	13	1978	1978	NUM
easat-3816	186	14	,	,	PUNCT
easat-3816	186	15	subjected	subject	VERB
easat-3816	186	16	foreign	foreign	ADJ
easat-3816	186	17	bank	bank	NOUN
easat-3816	186	18	units	unit	NOUN
easat-3816	186	19	operating	operate	VERB
easat-3816	186	20	in	in	ADP
easat-3816	186	21	the	the	DET
easat-3816	186	22	u.s	u.s	PROPN
easat-3816	186	23	.	.	PROPN
easat-3816	186	24	to	to	ADP
easat-3816	186	25	the	the	DET
easat-3816	186	26	oversight	oversight	NOUN
easat-3816	186	27	of	of	ADP
easat-3816	186	28	american	american	ADJ
easat-3816	186	29	authorities	authority	NOUN
easat-3816	186	30	and	and	CCONJ
easat-3816	186	31	the	the	DET
easat-3816	186	32	fdic	fdic	PROPN
easat-3816	186	33	(	(	PUNCT
easat-3816	186	34	gortsos	gortsos	PROPN
easat-3816	186	35	,	,	PUNCT
easat-3816	186	36	2023	2023	NUM
easat-3816	186	37	)	)	PUNCT
easat-3816	186	38	.	.	PUNCT
easat-3816	187	1	before	before	ADP
easat-3816	187	2	the	the	DET
easat-3816	187	3	act	act	NOUN
easat-3816	187	4	,	,	PUNCT
easat-3816	187	5	u.s	u.s	PROPN
easat-3816	187	6	.	.	PROPN
easat-3816	187	7	branches	branch	NOUN
easat-3816	187	8	of	of	ADP
easat-3816	187	9	foreign	foreign	ADJ
easat-3816	187	10	banks	bank	NOUN
easat-3816	187	11	were	be	AUX
easat-3816	187	12	governed	govern	VERB
easat-3816	187	13	by	by	ADP
easat-3816	187	14	a	a	DET
easat-3816	187	15	fragmented	fragmented	ADJ
easat-3816	187	16	array	array	NOUN
easat-3816	187	17	of	of	ADP
easat-3816	187	18	state	state	NOUN
easat-3816	187	19	-	-	PUNCT
easat-3816	187	20	specific	specific	ADJ
easat-3816	187	21	laws	law	NOUN
easat-3816	187	22	(	(	PUNCT
easat-3816	187	23	khan	khan	PROPN
easat-3816	187	24	et	et	PROPN
easat-3816	187	25	al	al	PROPN
easat-3816	187	26	.	.	PROPN
easat-3816	187	27	,	,	PUNCT
easat-3816	187	28	2023	2023	NUM
easat-3816	187	29	)	)	PUNCT
easat-3816	187	30	.	.	PUNCT
easat-3816	188	1	numerous	numerous	ADJ
easat-3816	188	2	experts	expert	NOUN
easat-3816	188	3	contend	contend	VERB
easat-3816	188	4	that	that	SCONJ
easat-3816	188	5	information	information	NOUN
easat-3816	188	6	security	security	NOUN
easat-3816	188	7	awareness	awareness	NOUN
easat-3816	188	8	(	(	PUNCT
easat-3816	188	9	isa	isa	NOUN
easat-3816	188	10	)	)	PUNCT
easat-3816	188	11	is	be	AUX
easat-3816	188	12	a	a	DET
easat-3816	188	13	critical	critical	ADJ
easat-3816	188	14	component	component	NOUN
easat-3816	188	15	for	for	ADP
easat-3816	188	16	attaining	attain	VERB
easat-3816	188	17	the	the	DET
easat-3816	188	18	objectives	objective	NOUN
easat-3816	188	19	of	of	ADP
easat-3816	188	20	information	information	NOUN
easat-3816	188	21	security	security	NOUN
easat-3816	188	22	within	within	ADP
easat-3816	188	23	enterprises	enterprise	NOUN
easat-3816	188	24	.	.	PUNCT
easat-3816	189	1	an	an	DET
easat-3816	189	2	information	information	NOUN
easat-3816	189	3	security	security	NOUN
easat-3816	189	4	awareness	awareness	NOUN
easat-3816	189	5	(	(	PUNCT
easat-3816	189	6	isa	isa	NOUN
easat-3816	189	7	)	)	PUNCT
easat-3816	189	8	program	program	NOUN
easat-3816	189	9	is	be	AUX
easat-3816	189	10	characterized	characterize	VERB
easat-3816	189	11	as	as	ADP
easat-3816	189	12	a	a	DET
easat-3816	189	13	condition	condition	NOUN
easat-3816	189	14	in	in	ADP
easat-3816	189	15	which	which	PRON
easat-3816	189	16	individuals	individual	NOUN
easat-3816	189	17	inside	inside	ADP
easat-3816	189	18	an	an	DET
easat-3816	189	19	organization	organization	NOUN
easat-3816	189	20	possess	possess	VERB
easat-3816	189	21	awareness	awareness	NOUN
easat-3816	189	22	of	of	ADP
easat-3816	189	23	,	,	PUNCT
easat-3816	189	24	and	and	CCONJ
easat-3816	189	25	ideally	ideally	ADV
easat-3816	189	26	demonstrate	demonstrate	VERB
easat-3816	189	27	commitment	commitment	NOUN
easat-3816	189	28	to	to	ADP
easat-3816	189	29	,	,	PUNCT
easat-3816	189	30	their	their	PRON
easat-3816	189	31	security	security	NOUN
easat-3816	189	32	objectives	objective	NOUN
easat-3816	189	33	(	(	PUNCT
easat-3816	189	34	nzeako	nzeako	PROPN
easat-3816	189	35	et	et	PROPN
easat-3816	189	36	al	al	PROPN
easat-3816	189	37	.	.	PROPN
easat-3816	189	38	,	,	PUNCT
easat-3816	189	39	2024	2024	NUM
easat-3816	189	40	)	)	PUNCT
easat-3816	189	41	.	.	PUNCT
easat-3816	190	1	the	the	DET
easat-3816	190	2	isa	isa	NOUN
easat-3816	190	3	is	be	AUX
easat-3816	190	4	temporary	temporary	ADJ
easat-3816	190	5	and	and	CCONJ
easat-3816	190	6	requires	require	VERB
easat-3816	190	7	frequent	frequent	ADJ
easat-3816	190	8	renewal	renewal	NOUN
easat-3816	190	9	,	,	PUNCT
easat-3816	190	10	particularly	particularly	ADV
easat-3816	190	11	within	within	ADP
easat-3816	190	12	businesses	business	NOUN
easat-3816	190	13	in	in	ADP
easat-3816	190	14	the	the	DET
easat-3816	190	15	banking	banking	NOUN
easat-3816	190	16	sector	sector	NOUN
easat-3816	190	17	,	,	PUNCT
easat-3816	190	18	which	which	PRON
easat-3816	190	19	adhere	adhere	VERB
easat-3816	190	20	to	to	ADP
easat-3816	190	21	this	this	DET
easat-3816	190	22	guidance	guidance	NOUN
easat-3816	190	23	by	by	ADP
easat-3816	190	24	consistently	consistently	ADV
easat-3816	190	25	"	"	PUNCT
easat-3816	190	26	refreshing	refreshing	ADJ
easat-3816	190	27	"	"	PUNCT
easat-3816	190	28	relevant	relevant	ADJ
easat-3816	190	29	isas	isa	NOUN
easat-3816	190	30	in	in	ADP
easat-3816	190	31	accordance	accordance	NOUN
easat-3816	190	32	with	with	ADP
easat-3816	190	33	stringent	stringent	ADJ
easat-3816	190	34	isps	isps	NOUN
easat-3816	190	35	.	.	PUNCT
easat-3816	191	1	the	the	DET
easat-3816	191	2	utilized	utilize	VERB
easat-3816	191	3	internal	internal	ADJ
easat-3816	191	4	channels	channel	NOUN
easat-3816	191	5	for	for	ADP
easat-3816	191	6	information	information	NOUN
easat-3816	191	7	acquisition	acquisition	NOUN
easat-3816	191	8	may	may	AUX
easat-3816	191	9	encompass	encompass	VERB
easat-3816	191	10	traditional	traditional	ADJ
easat-3816	191	11	methods	method	NOUN
easat-3816	191	12	,	,	PUNCT
easat-3816	191	13	instructor	instructor	NOUN
easat-3816	191	14	-	-	PUNCT
easat-3816	191	15	led	lead	VERB
easat-3816	191	16	techniques	technique	NOUN
easat-3816	191	17	,	,	PUNCT
easat-3816	191	18	and	and	CCONJ
easat-3816	191	19	digital	digital	ADJ
easat-3816	191	20	platforms	platform	NOUN
easat-3816	191	21	(	(	PUNCT
easat-3816	191	22	mabaso	mabaso	NOUN
easat-3816	191	23	&	&	CCONJ
easat-3816	191	24	booi	booi	NOUN
easat-3816	191	25	,	,	PUNCT
easat-3816	191	26	2024	2024	NUM
easat-3816	191	27	)	)	PUNCT
easat-3816	191	28	.	.	PUNCT
easat-3816	192	1	a	a	DET
easat-3816	192	2	recent	recent	ADJ
easat-3816	192	3	global	global	ADJ
easat-3816	192	4	case	case	NOUN
easat-3816	192	5	study	study	NOUN
easat-3816	192	6	on	on	ADP
easat-3816	192	7	a	a	DET
easat-3816	192	8	large	large	ADJ
easat-3816	192	9	international	international	ADJ
easat-3816	192	10	bank	bank	NOUN
easat-3816	192	11	with	with	ADP
easat-3816	192	12	various	various	ADJ
easat-3816	192	13	locations	location	NOUN
easat-3816	192	14	revealed	reveal	VERB
easat-3816	192	15	that	that	SCONJ
easat-3816	192	16	standard	standard	ADJ
easat-3816	192	17	methods	method	NOUN
easat-3816	192	18	included	include	VERB
easat-3816	192	19	internal	internal	ADJ
easat-3816	192	20	newspapers	newspaper	NOUN
easat-3816	192	21	,	,	PUNCT
easat-3816	192	22	pamphlets	pamphlet	NOUN
easat-3816	192	23	,	,	PUNCT
easat-3816	192	24	posters	poster	NOUN
easat-3816	192	25	,	,	PUNCT
easat-3816	192	26	and	and	CCONJ
easat-3816	192	27	printed	print	VERB
easat-3816	192	28	coffee	coffee	NOUN
easat-3816	192	29	cups	cup	NOUN
easat-3816	192	30	.	.	PUNCT
easat-3816	193	1	figure	figure	VERB
easat-3816	193	2	3	3	NUM
easat-3816	193	3	.	.	PUNCT
easat-3816	193	4	price	price	NOUN
easat-3816	193	5	-	-	PUNCT
easat-3816	193	6	to	to	ADP
easat-3816	193	7	-	-	PUNCT
easat-3816	193	8	book	book	NOUN
easat-3816	193	9	ratio	ratio	NOUN
easat-3816	193	10	,	,	PUNCT
easat-3816	193	11	by	by	ADP
easat-3816	193	12	industry	industry	NOUN
easat-3816	193	13	,	,	PUNCT
easat-3816	193	14	2023	2023	NUM
easat-3816	193	15	.	.	PUNCT
easat-3816	194	1	source	source	NOUN
easat-3816	194	2	:	:	PUNCT
easat-3816	194	3	mckinsey	mckinsey	PROPN
easat-3816	194	4	panorama	panorama	NOUN
easat-3816	194	5	;	;	PUNCT
easat-3816	194	6	mckinsey	mckinsey	NOUN
easat-3816	194	7	value	value	NOUN
easat-3816	194	8	intelligence	intelligence	NOUN
easat-3816	194	9	.	.	PUNCT
easat-3816	195	1	mandatory	mandatory	ADJ
easat-3816	195	2	instructor	instructor	NOUN
easat-3816	195	3	-	-	PUNCT
easat-3816	195	4	led	lead	VERB
easat-3816	195	5	workshops	workshop	NOUN
easat-3816	195	6	were	be	AUX
easat-3816	195	7	conducted	conduct	VERB
easat-3816	195	8	for	for	ADP
easat-3816	195	9	staff	staff	NOUN
easat-3816	195	10	induction	induction	NOUN
easat-3816	195	11	,	,	PUNCT
easat-3816	195	12	focusing	focus	VERB
easat-3816	195	13	on	on	ADP
easat-3816	195	14	compliant	compliant	ADJ
easat-3816	195	15	information	information	NOUN
easat-3816	195	16	security	security	NOUN
easat-3816	195	17	behavior	behavior	NOUN
easat-3816	195	18	in	in	ADP
easat-3816	195	19	accordance	accordance	NOUN
easat-3816	195	20	with	with	ADP
easat-3816	195	21	the	the	DET
easat-3816	195	22	bank	bank	NOUN
easat-3816	195	23	's	's	PART
easat-3816	195	24	information	information	NOUN
easat-3816	195	25	security	security	NOUN
easat-3816	195	26	policy	policy	NOUN
easat-3816	195	27	(	(	PUNCT
easat-3816	195	28	isp	isp	INTJ
easat-3816	195	29	)	)	PUNCT
easat-3816	195	30	(	(	PUNCT
easat-3816	195	31	kamar	kamar	PROPN
easat-3816	195	32	et	et	PROPN
easat-3816	195	33	al	al	PROPN
easat-3816	195	34	.	.	PROPN
easat-3816	195	35	,	,	PUNCT
easat-3816	195	36	2023	2023	NUM
easat-3816	195	37	)	)	PUNCT
easat-3816	195	38	.	.	PUNCT
easat-3816	196	1	digital	digital	ADJ
easat-3816	196	2	methods	method	NOUN
easat-3816	196	3	were	be	AUX
easat-3816	196	4	executed	execute	VERB
easat-3816	196	5	and	and	CCONJ
easat-3816	196	6	disseminated	disseminate	VERB
easat-3816	196	7	through	through	ADP
easat-3816	196	8	the	the	DET
easat-3816	196	9	intranet	intranet	NOUN
easat-3816	196	10	,	,	PUNCT
easat-3816	196	11	which	which	PRON
easat-3816	196	12	served	serve	VERB
easat-3816	196	13	as	as	ADP
easat-3816	196	14	the	the	DET
easat-3816	196	15	primary	primary	ADJ
easat-3816	196	16	communication	communication	NOUN
easat-3816	196	17	medium	medium	NOUN
easat-3816	196	18	for	for	ADP
easat-3816	196	19	notifications	notification	NOUN
easat-3816	196	20	and	and	CCONJ
easat-3816	196	21	e	e	NOUN
easat-3816	196	22	-	-	ADJ
easat-3816	196	23	learning	learning	ADJ
easat-3816	196	24	initiatives	initiative	NOUN
easat-3816	196	25	,	,	PUNCT
easat-3816	196	26	as	as	ADV
easat-3816	196	27	well	well	ADV
easat-3816	196	28	as	as	ADP
easat-3816	196	29	an	an	DET
easat-3816	196	30	online	online	ADJ
easat-3816	196	31	repository	repository	NOUN
easat-3816	196	32	for	for	ADP
easat-3816	196	33	accessing	access	VERB
easat-3816	196	34	the	the	DET
easat-3816	196	35	isp	isp	NOUN
easat-3816	196	36	.	.	PUNCT
easat-3816	197	1	evolving	evolve	VERB
easat-3816	197	2	threat	threat	NOUN
easat-3816	197	3	landscape	landscape	NOUN
easat-3816	197	4	,	,	PUNCT
easat-3816	197	5	regulatory	regulatory	ADJ
easat-3816	197	6	compliance	compliance	NOUN
easat-3816	197	7	,	,	PUNCT
easat-3816	197	8	data	datum	NOUN
easat-3816	197	9	privacy	privacy	NOUN
easat-3816	197	10	and	and	CCONJ
easat-3816	197	11	protection	protection	NOUN
easat-3816	197	12	,	,	PUNCT
easat-3816	197	13	and	and	CCONJ
easat-3816	197	14	international	international	ADJ
easat-3816	197	15	cooperation	cooperation	NOUN
easat-3816	197	16	are	be	AUX
easat-3816	197	17	the	the	DET
easat-3816	197	18	key	key	ADJ
easat-3816	197	19	points	point	NOUN
easat-3816	197	20	about	about	ADP
easat-3816	197	21	information	information	NOUN
easat-3816	197	22	security	security	NOUN
easat-3816	197	23	in	in	ADP
easat-3816	197	24	worldwide	worldwide	ADJ
easat-3816	197	25	banking	banking	NOUN
easat-3816	197	26	(	(	PUNCT
easat-3816	197	27	pereira	pereira	PROPN
easat-3816	197	28	&	&	CCONJ
easat-3816	197	29	viola	viola	PROPN
easat-3816	197	30	,	,	PUNCT
easat-3816	197	31	2024	2024	NUM
easat-3816	197	32	)	)	PUNCT
easat-3816	197	33	.	.	PUNCT
easat-3816	198	1	8446	8446	NUM
easat-3816	198	2	edelweiss	edelweiss	PROPN
easat-3816	198	3	applied	apply	VERB
easat-3816	198	4	science	science	NOUN
easat-3816	198	5	and	and	CCONJ
easat-3816	198	6	technology	technology	NOUN
easat-3816	198	7	issn	issn	PROPN
easat-3816	198	8	:	:	PUNCT
easat-3816	198	9	2576	2576	NUM
easat-3816	198	10	-	-	SYM
easat-3816	198	11	8484	8484	NUM
easat-3816	198	12	vol	vol	NOUN
easat-3816	198	13	.	.	PROPN
easat-3816	198	14	8	8	NUM
easat-3816	198	15	,	,	PUNCT
easat-3816	198	16	no	no	INTJ
easat-3816	198	17	.	.	NOUN
easat-3816	198	18	6	6	NUM
easat-3816	198	19	:	:	SYM
easat-3816	198	20	8437	8437	NUM
easat-3816	198	21	-	-	SYM
easat-3816	198	22	8453	8453	NUM
easat-3816	198	23	,	,	PUNCT
easat-3816	198	24	2024	2024	NUM
easat-3816	198	25	doi	doi	NOUN
easat-3816	198	26	:	:	PUNCT
easat-3816	198	27	10.55214/25768484.v8i6.3816	10.55214/25768484.v8i6.3816	NUM
easat-3816	198	28	©	©	PROPN
easat-3816	198	29	2024	2024	NUM
easat-3816	198	30	by	by	ADP
easat-3816	198	31	the	the	DET
easat-3816	198	32	authors	author	NOUN
easat-3816	198	33	;	;	PUNCT
easat-3816	198	34	licensee	licensee	PROPN
easat-3816	198	35	learning	learn	VERB
easat-3816	198	36	gate	gate	NOUN
easat-3816	198	37	figure	figure	NOUN
easat-3816	198	38	4	4	NUM
easat-3816	198	39	.	.	PUNCT
easat-3816	198	40	trends	trend	NOUN
easat-3816	198	41	in	in	ADP
easat-3816	198	42	bank	bank	NOUN
easat-3816	198	43	net	net	ADJ
easat-3816	198	44	income	income	NOUN
easat-3816	198	45	(	(	PUNCT
easat-3816	198	46	in	in	ADP
easat-3816	198	47	billions	billion	NOUN
easat-3816	198	48	)	)	PUNCT
easat-3816	198	49	.	.	PUNCT
easat-3816	199	1	source	source	NOUN
easat-3816	199	2	:	:	PUNCT
easat-3816	199	3	call	call	VERB
easat-3816	199	4	reports	report	NOUN
easat-3816	199	5	from	from	ADP
easat-3816	199	6	occ	occ	PRON
easat-3816	199	7	integrated	integrate	VERB
easat-3816	199	8	banking	banking	NOUN
easat-3816	199	9	information	information	NOUN
easat-3816	199	10	system	system	NOUN
easat-3816	199	11	.	.	PUNCT
easat-3816	200	1	4.3	4.3	NUM
easat-3816	200	2	.	.	PUNCT
easat-3816	200	3	recommendations	recommendation	NOUN
easat-3816	200	4	for	for	ADP
easat-3816	200	5	strengthening	strengthen	VERB
easat-3816	200	6	cybersecurity	cybersecurity	NOUN
easat-3816	200	7	in	in	ADP
easat-3816	200	8	banking	bank	VERB
easat-3816	200	9	the	the	DET
easat-3816	200	10	growing	grow	VERB
easat-3816	200	11	importance	importance	NOUN
easat-3816	200	12	of	of	ADP
easat-3816	200	13	cybersecurity	cybersecurity	NOUN
easat-3816	200	14	in	in	ADP
easat-3816	200	15	the	the	DET
easat-3816	200	16	banking	banking	NOUN
easat-3816	200	17	and	and	CCONJ
easat-3816	200	18	financial	financial	ADJ
easat-3816	200	19	sectors	sector	NOUN
easat-3816	200	20	,	,	PUNCT
easat-3816	200	21	particularly	particularly	ADV
easat-3816	200	22	in	in	ADP
easat-3816	200	23	the	the	DET
easat-3816	200	24	u.s	u.s	PROPN
easat-3816	200	25	.	.	PROPN
easat-3816	200	26	,	,	PUNCT
easat-3816	200	27	highlights	highlight	VERB
easat-3816	200	28	the	the	DET
easat-3816	200	29	pressing	press	VERB
easat-3816	200	30	necessity	necessity	NOUN
easat-3816	200	31	for	for	ADP
easat-3816	200	32	strong	strong	ADJ
easat-3816	200	33	measures	measure	NOUN
easat-3816	200	34	to	to	PART
easat-3816	200	35	mitigate	mitigate	VERB
easat-3816	200	36	possible	possible	ADJ
easat-3816	200	37	threats	threat	NOUN
easat-3816	200	38	and	and	CCONJ
easat-3816	200	39	vulnerabilities	vulnerability	NOUN
easat-3816	200	40	(	(	PUNCT
easat-3816	200	41	riggs	riggs	PROPN
easat-3816	200	42	et	et	PROPN
easat-3816	200	43	al	al	PROPN
easat-3816	200	44	.	.	PROPN
easat-3816	200	45	,	,	PUNCT
easat-3816	200	46	2023	2023	NUM
easat-3816	200	47	)	)	PUNCT
easat-3816	200	48	.	.	PUNCT
easat-3816	201	1	based	base	VERB
easat-3816	201	2	on	on	ADP
easat-3816	201	3	the	the	DET
easat-3816	201	4	insights	insight	NOUN
easat-3816	201	5	and	and	CCONJ
easat-3816	201	6	findings	finding	NOUN
easat-3816	201	7	from	from	ADP
easat-3816	201	8	the	the	DET
easat-3816	201	9	preceding	precede	VERB
easat-3816	201	10	sections	section	NOUN
easat-3816	201	11	,	,	PUNCT
easat-3816	201	12	the	the	DET
easat-3816	201	13	following	follow	VERB
easat-3816	201	14	detailed	detailed	ADJ
easat-3816	201	15	recommendations	recommendation	NOUN
easat-3816	201	16	are	be	AUX
easat-3816	201	17	presented	present	VERB
easat-3816	201	18	to	to	PART
easat-3816	201	19	enhance	enhance	VERB
easat-3816	201	20	cybersecurity	cybersecurity	NOUN
easat-3816	201	21	in	in	ADP
easat-3816	201	22	the	the	DET
easat-3816	201	23	banking	banking	NOUN
easat-3816	201	24	sector	sector	NOUN
easat-3816	201	25	:	:	PUNCT
easat-3816	201	26	proactive	proactive	ADJ
easat-3816	201	27	cybersecurity	cybersecurity	NOUN
easat-3816	201	28	measures	measure	NOUN
easat-3816	201	29	:	:	PUNCT
easat-3816	201	30	financial	financial	ADJ
easat-3816	201	31	organizations	organization	NOUN
easat-3816	201	32	must	must	AUX
easat-3816	201	33	emphasize	emphasize	VERB
easat-3816	201	34	the	the	DET
easat-3816	201	35	adoption	adoption	NOUN
easat-3816	201	36	of	of	ADP
easat-3816	201	37	proactive	proactive	ADJ
easat-3816	201	38	cybersecurity	cybersecurity	NOUN
easat-3816	201	39	strategies	strategy	NOUN
easat-3816	201	40	.	.	PUNCT
easat-3816	202	1	this	this	PRON
easat-3816	202	2	involves	involve	VERB
easat-3816	202	3	the	the	DET
easat-3816	202	4	implementation	implementation	NOUN
easat-3816	202	5	of	of	ADP
easat-3816	202	6	multi	multi	ADJ
easat-3816	202	7	-	-	ADJ
easat-3816	202	8	factor	factor	NOUN
easat-3816	202	9	authentication	authentication	NOUN
easat-3816	202	10	,	,	PUNCT
easat-3816	202	11	the	the	DET
easat-3816	202	12	development	development	NOUN
easat-3816	202	13	of	of	ADP
easat-3816	202	14	a	a	DET
easat-3816	202	15	resilient	resilient	ADJ
easat-3816	202	16	digital	digital	ADJ
easat-3816	202	17	infrastructure	infrastructure	NOUN
easat-3816	202	18	,	,	PUNCT
easat-3816	202	19	and	and	CCONJ
easat-3816	202	20	the	the	DET
easat-3816	202	21	execution	execution	NOUN
easat-3816	202	22	of	of	ADP
easat-3816	202	23	regular	regular	ADJ
easat-3816	202	24	security	security	NOUN
easat-3816	202	25	evaluations	evaluation	NOUN
easat-3816	202	26	to	to	PART
easat-3816	202	27	identify	identify	VERB
easat-3816	202	28	and	and	CCONJ
easat-3816	202	29	address	address	VERB
easat-3816	202	30	vulnerabilities	vulnerability	NOUN
easat-3816	202	31	prior	prior	ADV
easat-3816	202	32	to	to	ADP
easat-3816	202	33	exploitation	exploitation	NOUN
easat-3816	202	34	(	(	PUNCT
easat-3816	202	35	safitra	safitra	PROPN
easat-3816	202	36	et	et	PROPN
easat-3816	202	37	al	al	PROPN
easat-3816	202	38	.	.	PROPN
easat-3816	202	39	,	,	PUNCT
easat-3816	202	40	2023	2023	NUM
easat-3816	202	41	)	)	PUNCT
easat-3816	202	42	.	.	PUNCT
easat-3816	203	1	continuous	continuous	ADJ
easat-3816	203	2	employee	employee	NOUN
easat-3816	203	3	training	training	NOUN
easat-3816	203	4	:	:	PUNCT
easat-3816	203	5	human	human	ADJ
easat-3816	203	6	errors	error	NOUN
easat-3816	203	7	frequently	frequently	ADV
easat-3816	203	8	represent	represent	VERB
easat-3816	203	9	the	the	DET
easat-3816	203	10	most	most	ADV
easat-3816	203	11	vulnerable	vulnerable	ADJ
easat-3816	203	12	aspect	aspect	NOUN
easat-3816	203	13	of	of	ADP
easat-3816	203	14	cybersecurity	cybersecurity	NOUN
easat-3816	203	15	.	.	PUNCT
easat-3816	204	1	organizations	organization	NOUN
easat-3816	204	2	must	must	AUX
easat-3816	204	3	allocate	allocate	VERB
easat-3816	204	4	substantial	substantial	ADJ
easat-3816	204	5	resources	resource	NOUN
easat-3816	204	6	to	to	ADP
easat-3816	204	7	ongoing	ongoing	ADJ
easat-3816	204	8	employee	employee	NOUN
easat-3816	204	9	training	training	NOUN
easat-3816	204	10	and	and	CCONJ
easat-3816	204	11	awareness	awareness	NOUN
easat-3816	204	12	initiatives	initiative	NOUN
easat-3816	204	13	(	(	PUNCT
easat-3816	204	14	abrahams	abrahams	PROPN
easat-3816	204	15	et	et	PROPN
easat-3816	204	16	al	al	PROPN
easat-3816	204	17	.	.	PROPN
easat-3816	204	18	,	,	PUNCT
easat-3816	204	19	2024	2024	NUM
easat-3816	204	20	)	)	PUNCT
easat-3816	204	21	.	.	PUNCT
easat-3816	205	1	regular	regular	ADJ
easat-3816	205	2	training	training	NOUN
easat-3816	205	3	sessions	session	NOUN
easat-3816	205	4	must	must	AUX
easat-3816	205	5	be	be	AUX
easat-3816	205	6	established	establish	VERB
easat-3816	205	7	to	to	PART
easat-3816	205	8	ensure	ensure	VERB
easat-3816	205	9	workers	worker	NOUN
easat-3816	205	10	remain	remain	VERB
easat-3816	205	11	informed	informed	ADJ
easat-3816	205	12	about	about	ADP
easat-3816	205	13	the	the	DET
easat-3816	205	14	latest	late	ADJ
easat-3816	205	15	threats	threat	NOUN
easat-3816	205	16	,	,	PUNCT
easat-3816	205	17	potential	potential	ADJ
easat-3816	205	18	weaknesses	weakness	NOUN
easat-3816	205	19	,	,	PUNCT
easat-3816	205	20	and	and	CCONJ
easat-3816	205	21	optimal	optimal	ADJ
easat-3816	205	22	countermeasures	countermeasure	NOUN
easat-3816	205	23	(	(	PUNCT
easat-3816	205	24	adeniran	adeniran	VERB
easat-3816	205	25	et	et	PROPN
easat-3816	205	26	al	al	PROPN
easat-3816	205	27	.	.	PROPN
easat-3816	205	28	,	,	PUNCT
easat-3816	205	29	2024	2024	NUM
easat-3816	205	30	)	)	PUNCT
easat-3816	205	31	.	.	PUNCT
easat-3816	206	1	adoption	adoption	NOUN
easat-3816	206	2	of	of	ADP
easat-3816	206	3	cybersecurity	cybersecurity	NOUN
easat-3816	206	4	frameworks	framework	NOUN
easat-3816	206	5	:	:	PUNCT
easat-3816	206	6	financial	financial	ADJ
easat-3816	206	7	institutions	institution	NOUN
easat-3816	206	8	ought	ought	AUX
easat-3816	206	9	to	to	PART
easat-3816	206	10	proactively	proactively	ADV
easat-3816	206	11	implement	implement	VERB
easat-3816	206	12	and	and	CCONJ
easat-3816	206	13	modify	modify	VERB
easat-3816	206	14	recognized	recognize	VERB
easat-3816	206	15	cybersecurity	cybersecurity	NOUN
easat-3816	206	16	procedures	procedure	NOUN
easat-3816	206	17	.	.	PUNCT
easat-3816	207	1	these	these	DET
easat-3816	207	2	frameworks	framework	NOUN
easat-3816	207	3	offer	offer	VERB
easat-3816	207	4	a	a	DET
easat-3816	207	5	methodical	methodical	ADJ
easat-3816	207	6	strategy	strategy	NOUN
easat-3816	207	7	for	for	ADP
easat-3816	207	8	addressing	address	VERB
easat-3816	207	9	cybersecurity	cybersecurity	NOUN
easat-3816	207	10	risks	risk	NOUN
easat-3816	207	11	and	and	CCONJ
easat-3816	207	12	may	may	AUX
easat-3816	207	13	be	be	AUX
easat-3816	207	14	tailored	tailor	VERB
easat-3816	207	15	to	to	PART
easat-3816	207	16	address	address	VERB
easat-3816	207	17	the	the	DET
easat-3816	207	18	unique	unique	ADJ
easat-3816	207	19	requirements	requirement	NOUN
easat-3816	207	20	of	of	ADP
easat-3816	207	21	any	any	DET
easat-3816	207	22	enterprise	enterprise	NOUN
easat-3816	207	23	(	(	PUNCT
easat-3816	207	24	kaur	kaur	PROPN
easat-3816	207	25	et	et	PROPN
easat-3816	207	26	al	al	PROPN
easat-3816	207	27	.	.	PROPN
easat-3816	207	28	,	,	PUNCT
easat-3816	207	29	2023	2023	NUM
easat-3816	207	30	)	)	PUNCT
easat-3816	207	31	.	.	PUNCT
easat-3816	208	1	embrace	embrace	VERB
easat-3816	208	2	technological	technological	ADJ
easat-3816	208	3	innovations	innovation	NOUN
easat-3816	208	4	:	:	PUNCT
easat-3816	208	5	as	as	SCONJ
easat-3816	208	6	technology	technology	NOUN
easat-3816	208	7	rapidly	rapidly	ADV
easat-3816	208	8	evolves	evolve	VERB
easat-3816	208	9	in	in	ADP
easat-3816	208	10	the	the	DET
easat-3816	208	11	financial	financial	ADJ
easat-3816	208	12	sector	sector	NOUN
easat-3816	208	13	,	,	PUNCT
easat-3816	208	14	institutions	institution	NOUN
easat-3816	208	15	must	must	AUX
easat-3816	208	16	leverage	leverage	VERB
easat-3816	208	17	sophisticated	sophisticated	ADJ
easat-3816	208	18	technologies	technology	NOUN
easat-3816	208	19	to	to	PART
easat-3816	208	20	strengthen	strengthen	VERB
easat-3816	208	21	their	their	PRON
easat-3816	208	22	cybersecurity	cybersecurity	NOUN
easat-3816	208	23	measures	measure	NOUN
easat-3816	208	24	(	(	PUNCT
easat-3816	208	25	efijemue	efijemue	NOUN
easat-3816	208	26	et	et	PROPN
easat-3816	208	27	al	al	PROPN
easat-3816	208	28	.	.	PROPN
easat-3816	208	29	,	,	PUNCT
easat-3816	208	30	2023	2023	NUM
easat-3816	208	31	)	)	PUNCT
easat-3816	208	32	.	.	PUNCT
easat-3816	209	1	this	this	PRON
easat-3816	209	2	involves	involve	VERB
easat-3816	209	3	implementing	implement	VERB
easat-3816	209	4	artificial	artificial	ADJ
easat-3816	209	5	intelligence	intelligence	NOUN
easat-3816	209	6	and	and	CCONJ
easat-3816	209	7	machine	machine	NOUN
easat-3816	209	8	learning	learn	VERB
easat-3816	209	9	for	for	ADP
easat-3816	209	10	immediate	immediate	ADJ
easat-3816	209	11	threat	threat	NOUN
easat-3816	209	12	identification	identification	NOUN
easat-3816	209	13	and	and	CCONJ
easat-3816	209	14	employing	employ	VERB
easat-3816	209	15	blockchain	blockchain	PROPN
easat-3816	209	16	technology	technology	PROPN
easat-3816	209	17	to	to	PART
easat-3816	209	18	guarantee	guarantee	VERB
easat-3816	209	19	transactional	transactional	ADJ
easat-3816	209	20	security	security	NOUN
easat-3816	209	21	(	(	PUNCT
easat-3816	209	22	yazdinejad	yazdinejad	PROPN
easat-3816	209	23	et	et	PROPN
easat-3816	209	24	al	al	PROPN
easat-3816	209	25	.	.	PROPN
easat-3816	209	26	,	,	PUNCT
easat-3816	209	27	2023	2023	NUM
easat-3816	209	28	)	)	PUNCT
easat-3816	209	29	.	.	PUNCT
easat-3816	210	1	8447	8447	NUM
easat-3816	210	2	edelweiss	edelweiss	PROPN
easat-3816	210	3	applied	apply	VERB
easat-3816	210	4	science	science	NOUN
easat-3816	210	5	and	and	CCONJ
easat-3816	210	6	technology	technology	NOUN
easat-3816	210	7	issn	issn	PROPN
easat-3816	210	8	:	:	PUNCT
easat-3816	210	9	2576	2576	NUM
easat-3816	210	10	-	-	SYM
easat-3816	210	11	8484	8484	NUM
easat-3816	210	12	vol	vol	NOUN
easat-3816	210	13	.	.	PROPN
easat-3816	210	14	8	8	NUM
easat-3816	210	15	,	,	PUNCT
easat-3816	210	16	no	no	INTJ
easat-3816	210	17	.	.	NOUN
easat-3816	210	18	6	6	NUM
easat-3816	210	19	:	:	SYM
easat-3816	210	20	8437	8437	NUM
easat-3816	210	21	-	-	SYM
easat-3816	210	22	8453	8453	NUM
easat-3816	210	23	,	,	PUNCT
easat-3816	210	24	2024	2024	NUM
easat-3816	210	25	doi	doi	NOUN
easat-3816	210	26	:	:	PUNCT
easat-3816	210	27	10.55214/25768484.v8i6.3816	10.55214/25768484.v8i6.3816	NUM
easat-3816	210	28	©	©	PROPN
easat-3816	210	29	2024	2024	NUM
easat-3816	210	30	by	by	ADP
easat-3816	210	31	the	the	DET
easat-3816	210	32	authors	author	NOUN
easat-3816	210	33	;	;	PUNCT
easat-3816	210	34	licensee	licensee	PROPN
easat-3816	210	35	learning	learn	VERB
easat-3816	210	36	gate	gate	PROPN
easat-3816	210	37	figure	figure	NOUN
easat-3816	210	38	5	5	NUM
easat-3816	210	39	.	.	PUNCT
easat-3816	210	40	net	net	ADJ
easat-3816	210	41	charge	charge	NOUN
easat-3816	210	42	-	-	PUNCT
easat-3816	210	43	off	off	ADP
easat-3816	210	44	rates	rate	NOUN
easat-3816	210	45	for	for	ADP
easat-3816	210	46	the	the	DET
easat-3816	210	47	federal	federal	ADJ
easat-3816	210	48	banking	banking	NOUN
easat-3816	210	49	system	system	NOUN
easat-3816	210	50	.	.	PUNCT
easat-3816	211	1	source	source	NOUN
easat-3816	211	2	:	:	PUNCT
easat-3816	211	3	call	call	VERB
easat-3816	211	4	reports	report	NOUN
easat-3816	211	5	from	from	ADP
easat-3816	211	6	occ	occ	PRON
easat-3816	211	7	integrated	integrate	VERB
easat-3816	211	8	banking	banking	NOUN
easat-3816	211	9	information	information	NOUN
easat-3816	211	10	system	system	NOUN
easat-3816	211	11	.	.	PUNCT
easat-3816	212	1	4.4	4.4	NUM
easat-3816	212	2	.	.	PUNCT
easat-3816	213	1	implementation	implementation	NOUN
easat-3816	213	2	of	of	ADP
easat-3816	213	3	cybersecurity	cybersecurity	NOUN
easat-3816	213	4	policies	policy	NOUN
easat-3816	213	5	and	and	CCONJ
easat-3816	213	6	procedures	procedure	NOUN
easat-3816	213	7	according	accord	VERB
easat-3816	213	8	to	to	ADP
easat-3816	213	9	george	george	PROPN
easat-3816	213	10	et	et	PROPN
easat-3816	213	11	al	al	PROPN
easat-3816	213	12	.	.	PROPN
easat-3816	214	1	(	(	PUNCT
easat-3816	214	2	2024	2024	NUM
easat-3816	214	3	)	)	PUNCT
easat-3816	214	4	said	say	VERB
easat-3816	214	5	that	that	SCONJ
easat-3816	214	6	bank	bank	NOUN
easat-3816	214	7	supervision	supervision	NOUN
easat-3816	214	8	and	and	CCONJ
easat-3816	214	9	internal	internal	ADJ
easat-3816	214	10	governance	governance	NOUN
easat-3816	214	11	by	by	ADP
easat-3816	214	12	the	the	DET
easat-3816	214	13	occ	occ	PROPN
easat-3816	214	14	emphasize	emphasize	NOUN
easat-3816	214	15	(	(	PUNCT
easat-3816	214	16	1	1	X
easat-3816	214	17	)	)	PUNCT
easat-3816	214	18	implementing	implement	VERB
easat-3816	214	19	essential	essential	ADJ
easat-3816	214	20	security	security	NOUN
easat-3816	214	21	risk	risk	NOUN
easat-3816	214	22	management	management	NOUN
easat-3816	214	23	procedures	procedure	NOUN
easat-3816	214	24	and	and	CCONJ
easat-3816	214	25	controls	control	NOUN
easat-3816	214	26	to	to	PART
easat-3816	214	27	safeguard	safeguard	VERB
easat-3816	214	28	against	against	ADP
easat-3816	214	29	cyber	cyber	PROPN
easat-3816	214	30	threats	threat	NOUN
easat-3816	214	31	,	,	PUNCT
easat-3816	214	32	together	together	ADV
easat-3816	214	33	with	with	ADP
easat-3816	214	34	robust	robust	ADJ
easat-3816	214	35	response	response	NOUN
easat-3816	214	36	programs	program	NOUN
easat-3816	214	37	and	and	CCONJ
easat-3816	214	38	operational	operational	ADJ
easat-3816	214	39	resilience	resilience	NOUN
easat-3816	214	40	capabilities	capability	NOUN
easat-3816	214	41	to	to	PART
easat-3816	214	42	mitigate	mitigate	VERB
easat-3816	214	43	and	and	CCONJ
easat-3816	214	44	minimize	minimize	VERB
easat-3816	214	45	the	the	DET
easat-3816	214	46	effects	effect	NOUN
easat-3816	214	47	of	of	ADP
easat-3816	214	48	a	a	DET
easat-3816	214	49	cybersecurity	cybersecurity	NOUN
easat-3816	214	50	incident	incident	NOUN
easat-3816	214	51	.	.	PUNCT
easat-3816	215	1	the	the	DET
easat-3816	215	2	operating	operating	NOUN
easat-3816	215	3	plan	plan	NOUN
easat-3816	215	4	for	for	ADP
easat-3816	215	5	bank	bank	NOUN
easat-3816	215	6	supervision	supervision	NOUN
easat-3816	215	7	of	of	ADP
easat-3816	215	8	the	the	DET
easat-3816	215	9	occ	occ	NOUN
easat-3816	215	10	for	for	ADP
easat-3816	215	11	fiscal	fiscal	ADJ
easat-3816	215	12	year	year	NOUN
easat-3816	215	13	2024	2024	NUM
easat-3816	215	14	prioritizes	prioritize	VERB
easat-3816	215	15	operational	operational	ADJ
easat-3816	215	16	resilience	resilience	NOUN
easat-3816	215	17	and	and	CCONJ
easat-3816	215	18	cybersecurity	cybersecurity	NOUN
easat-3816	215	19	for	for	ADP
easat-3816	215	20	national	national	ADJ
easat-3816	215	21	banks	bank	NOUN
easat-3816	215	22	,	,	PUNCT
easat-3816	215	23	federal	federal	ADJ
easat-3816	215	24	savings	saving	NOUN
easat-3816	215	25	associations	association	NOUN
easat-3816	215	26	,	,	PUNCT
easat-3816	215	27	federal	federal	ADJ
easat-3816	215	28	branches	branch	NOUN
easat-3816	215	29	,	,	PUNCT
easat-3816	215	30	federal	federal	ADJ
easat-3816	215	31	agencies	agency	NOUN
easat-3816	215	32	,	,	PUNCT
easat-3816	215	33	and	and	CCONJ
easat-3816	215	34	third	third	ADJ
easat-3816	215	35	-	-	PUNCT
easat-3816	215	36	party	party	NOUN
easat-3816	215	37	service	service	NOUN
easat-3816	215	38	providers	provider	NOUN
easat-3816	215	39	(	(	PUNCT
easat-3816	215	40	teng	teng	PROPN
easat-3816	215	41	et	et	PROPN
easat-3816	215	42	al	al	PROPN
easat-3816	215	43	.	.	PROPN
easat-3816	215	44	,	,	PUNCT
easat-3816	215	45	2023	2023	NUM
easat-3816	215	46	)	)	PUNCT
easat-3816	215	47	.	.	PUNCT
easat-3816	216	1	8448	8448	NUM
easat-3816	216	2	edelweiss	edelweiss	PROPN
easat-3816	216	3	applied	apply	VERB
easat-3816	216	4	science	science	NOUN
easat-3816	216	5	and	and	CCONJ
easat-3816	216	6	technology	technology	NOUN
easat-3816	216	7	issn	issn	PROPN
easat-3816	216	8	:	:	PUNCT
easat-3816	216	9	2576	2576	NUM
easat-3816	216	10	-	-	SYM
easat-3816	216	11	8484	8484	NUM
easat-3816	216	12	vol	vol	NOUN
easat-3816	216	13	.	.	PROPN
easat-3816	216	14	8	8	NUM
easat-3816	216	15	,	,	PUNCT
easat-3816	216	16	no	no	INTJ
easat-3816	216	17	.	.	NOUN
easat-3816	216	18	6	6	NUM
easat-3816	216	19	:	:	SYM
easat-3816	216	20	8437	8437	NUM
easat-3816	216	21	-	-	SYM
easat-3816	216	22	8453	8453	NUM
easat-3816	216	23	,	,	PUNCT
easat-3816	216	24	2024	2024	NUM
easat-3816	216	25	doi	doi	NOUN
easat-3816	216	26	:	:	PUNCT
easat-3816	216	27	10.55214/25768484.v8i6.3816	10.55214/25768484.v8i6.3816	NUM
easat-3816	216	28	©	©	PROPN
easat-3816	216	29	2024	2024	NUM
easat-3816	216	30	by	by	ADP
easat-3816	216	31	the	the	DET
easat-3816	216	32	authors	author	NOUN
easat-3816	216	33	;	;	PUNCT
easat-3816	216	34	licensee	licensee	PROPN
easat-3816	216	35	learning	learn	VERB
easat-3816	216	36	gate	gate	NOUN
easat-3816	216	37	table	table	NOUN
easat-3816	216	38	3	3	NUM
easat-3816	216	39	.	.	PUNCT
easat-3816	216	40	oversight	oversight	NOUN
easat-3816	216	41	and	and	CCONJ
easat-3816	216	42	supervision	supervision	NOUN
easat-3816	216	43	of	of	ADP
easat-3816	216	44	support	support	NOUN
easat-3816	216	45	cybersecurity	cybersecurity	NOUN
easat-3816	216	46	.	.	PUNCT
easat-3816	217	1	item	item	NOUN
easat-3816	217	2	description	description	NOUN
easat-3816	217	3	reference	reference	NOUN
easat-3816	217	4	systemic	systemic	ADJ
easat-3816	217	5	risk	risk	NOUN
easat-3816	217	6	identification	identification	NOUN
easat-3816	217	7	and	and	CCONJ
easat-3816	217	8	support	support	NOUN
easat-3816	217	9	(	(	PUNCT
easat-3816	217	10	syris	syris	PROPN
easat-3816	217	11	)	)	PUNCT
easat-3816	217	12	the	the	DET
easat-3816	217	13	syris	syris	PROPN
easat-3816	217	14	division	division	NOUN
easat-3816	217	15	identifies	identifie	NOUN
easat-3816	217	16	,	,	PUNCT
easat-3816	217	17	evaluates	evaluate	NOUN
easat-3816	217	18	,	,	PUNCT
easat-3816	217	19	and	and	CCONJ
easat-3816	217	20	collaborates	collaborate	NOUN
easat-3816	217	21	with	with	ADP
easat-3816	217	22	both	both	DET
easat-3816	217	23	intraand	intraand	NOUN
easat-3816	217	24	interagency	interagency	NOUN
easat-3816	217	25	partners	partner	NOUN
easat-3816	217	26	to	to	PART
easat-3816	217	27	comprehensively	comprehensively	ADV
easat-3816	217	28	assess	assess	VERB
easat-3816	217	29	and	and	CCONJ
easat-3816	217	30	mitigate	mitigate	VERB
easat-3816	217	31	risks	risk	NOUN
easat-3816	217	32	affecting	affect	VERB
easat-3816	217	33	the	the	DET
easat-3816	217	34	occ	occ	NOUN
easat-3816	217	35	’s	’s	PART
easat-3816	217	36	mission	mission	NOUN
easat-3816	217	37	regarding	regard	VERB
easat-3816	217	38	supervision	supervision	NOUN
easat-3816	217	39	.	.	PUNCT
easat-3816	218	1	it	it	PRON
easat-3816	218	2	offers	offer	VERB
easat-3816	218	3	subject	subject	ADJ
easat-3816	218	4	matter	matter	NOUN
easat-3816	218	5	expertise	expertise	NOUN
easat-3816	218	6	across	across	ADP
easat-3816	218	7	all	all	DET
easat-3816	218	8	risk	risk	NOUN
easat-3816	218	9	domains	domain	NOUN
easat-3816	218	10	,	,	PUNCT
easat-3816	218	11	aids	aid	NOUN
easat-3816	218	12	in	in	ADP
easat-3816	218	13	resource	resource	NOUN
easat-3816	218	14	prioritization	prioritization	NOUN
easat-3816	218	15	,	,	PUNCT
easat-3816	218	16	and	and	CCONJ
easat-3816	218	17	directly	directly	ADV
easat-3816	218	18	supervises	supervise	VERB
easat-3816	218	19	services	service	NOUN
easat-3816	218	20	rendered	render	VERB
easat-3816	218	21	by	by	ADP
easat-3816	218	22	major	major	ADJ
easat-3816	218	23	service	service	NOUN
easat-3816	218	24	providers	provider	NOUN
easat-3816	218	25	.	.	PUNCT
easat-3816	219	1	(	(	PUNCT
easat-3816	219	2	contibrown	contibrown	PROPN
easat-3816	219	3	&	&	CCONJ
easat-3816	219	4	feinstein	feinstein	PROPN
easat-3816	219	5	,	,	PUNCT
easat-3816	219	6	2023	2023	NUM
easat-3816	219	7	)	)	PUNCT
easat-3816	219	8	bank	bank	NOUN
easat-3816	219	9	supervision	supervision	NOUN
easat-3816	219	10	policy	policy	NOUN
easat-3816	219	11	(	(	PUNCT
easat-3816	219	12	bsp	bsp	NOUN
easat-3816	219	13	)	)	PUNCT
easat-3816	219	14	the	the	DET
easat-3816	219	15	bsp	bsp	NOUN
easat-3816	219	16	operates	operate	VERB
easat-3816	219	17	three	three	NUM
easat-3816	219	18	policy	policy	NOUN
easat-3816	219	19	divisions	division	NOUN
easat-3816	219	20	dedicated	dedicate	VERB
easat-3816	219	21	to	to	ADP
easat-3816	219	22	operational	operational	ADJ
easat-3816	219	23	resilience	resilience	NOUN
easat-3816	219	24	and	and	CCONJ
easat-3816	219	25	cybersecurity	cybersecurity	NOUN
easat-3816	219	26	threats	threat	NOUN
easat-3816	219	27	:	:	PUNCT
easat-3816	219	28	the	the	DET
easat-3816	219	29	bank	bank	NOUN
easat-3816	219	30	information	information	NOUN
easat-3816	219	31	technology	technology	NOUN
easat-3816	219	32	policy	policy	NOUN
easat-3816	219	33	section	section	NOUN
easat-3816	219	34	creates	create	VERB
easat-3816	219	35	and	and	CCONJ
easat-3816	219	36	maintains	maintain	VERB
easat-3816	219	37	cybersecurity	cybersecurity	NOUN
easat-3816	219	38	supervision	supervision	NOUN
easat-3816	219	39	guidance	guidance	NOUN
easat-3816	219	40	,	,	PUNCT
easat-3816	219	41	resources	resource	NOUN
easat-3816	219	42	,	,	PUNCT
easat-3816	219	43	examination	examination	NOUN
easat-3816	219	44	guides	guide	NOUN
easat-3816	219	45	,	,	PUNCT
easat-3816	219	46	and	and	CCONJ
easat-3816	219	47	supervisory	supervisory	ADJ
easat-3816	219	48	tools	tool	NOUN
easat-3816	219	49	,	,	PUNCT
easat-3816	219	50	including	include	VERB
easat-3816	219	51	the	the	DET
easat-3816	219	52	ffiec	ffiec	NOUN
easat-3816	219	53	it	it	PRON
easat-3816	219	54	examination	examination	NOUN
easat-3816	219	55	handbook	handbook	NOUN
easat-3816	219	56	and	and	CCONJ
easat-3816	219	57	related	related	ADJ
easat-3816	219	58	work	work	NOUN
easat-3816	219	59	programs	program	NOUN
easat-3816	219	60	.	.	PUNCT
easat-3816	220	1	critical	critical	ADJ
easat-3816	220	2	infrastructure	infrastructure	NOUN
easat-3816	220	3	policy	policy	NOUN
easat-3816	220	4	examines	examine	VERB
easat-3816	220	5	systemic	systemic	ADJ
easat-3816	220	6	operational	operational	ADJ
easat-3816	220	7	risks	risk	NOUN
easat-3816	220	8	that	that	PRON
easat-3816	220	9	could	could	AUX
easat-3816	220	10	degrade	degrade	VERB
easat-3816	220	11	or	or	CCONJ
easat-3816	220	12	disrupt	disrupt	VERB
easat-3816	220	13	the	the	DET
easat-3816	220	14	federal	federal	ADJ
easat-3816	220	15	banking	banking	NOUN
easat-3816	220	16	system	system	NOUN
easat-3816	220	17	and	and	CCONJ
easat-3816	220	18	cause	cause	VERB
easat-3816	220	19	national	national	ADJ
easat-3816	220	20	economic	economic	ADJ
easat-3816	220	21	issues	issue	NOUN
easat-3816	220	22	.	.	PUNCT
easat-3816	221	1	the	the	DET
easat-3816	221	2	organization	organization	NOUN
easat-3816	221	3	also	also	ADV
easat-3816	221	4	coordinates	coordinate	VERB
easat-3816	221	5	internal	internal	ADJ
easat-3816	221	6	responses	response	NOUN
easat-3816	221	7	and	and	CCONJ
easat-3816	221	8	information	information	NOUN
easat-3816	221	9	exchange	exchange	NOUN
easat-3816	221	10	during	during	ADP
easat-3816	221	11	critical	critical	ADJ
easat-3816	221	12	infrastructure	infrastructure	NOUN
easat-3816	221	13	situations	situation	NOUN
easat-3816	221	14	like	like	ADP
easat-3816	221	15	cybersecurity	cybersecurity	NOUN
easat-3816	221	16	.	.	PUNCT
easat-3816	222	1	the	the	DET
easat-3816	222	2	governance	governance	NOUN
easat-3816	222	3	and	and	CCONJ
easat-3816	222	4	operational	operational	ADJ
easat-3816	222	5	risk	risk	NOUN
easat-3816	222	6	policy	policy	NOUN
easat-3816	222	7	unit	unit	NOUN
easat-3816	222	8	promotes	promote	VERB
easat-3816	222	9	riskbased	riskbase	VERB
easat-3816	222	10	supervision	supervision	NOUN
easat-3816	222	11	and	and	CCONJ
easat-3816	222	12	provides	provide	VERB
easat-3816	222	13	advice	advice	NOUN
easat-3816	222	14	on	on	ADP
easat-3816	222	15	governance	governance	NOUN
easat-3816	222	16	and	and	CCONJ
easat-3816	222	17	operational	operational	ADJ
easat-3816	222	18	risk	risk	NOUN
easat-3816	222	19	for	for	ADP
easat-3816	222	20	occ	occ	NOUN
easat-3816	222	21	.	.	PUNCT
easat-3816	223	1	this	this	PRON
easat-3816	223	2	involves	involve	VERB
easat-3816	223	3	addressing	address	VERB
easat-3816	223	4	current	current	ADJ
easat-3816	223	5	and	and	CCONJ
easat-3816	223	6	new	new	ADJ
easat-3816	223	7	hazards	hazard	NOUN
easat-3816	223	8	,	,	PUNCT
easat-3816	223	9	supporting	support	VERB
easat-3816	223	10	examiners	examiner	NOUN
easat-3816	223	11	with	with	ADP
easat-3816	223	12	uniform	uniform	ADJ
easat-3816	223	13	interpretation	interpretation	NOUN
easat-3816	223	14	,	,	PUNCT
easat-3816	223	15	creating	create	VERB
easat-3816	223	16	educational	educational	ADJ
easat-3816	223	17	resources	resource	NOUN
easat-3816	223	18	,	,	PUNCT
easat-3816	223	19	and	and	CCONJ
easat-3816	223	20	doing	do	VERB
easat-3816	223	21	internal	internal	ADJ
easat-3816	223	22	and	and	CCONJ
easat-3816	223	23	external	external	ADJ
easat-3816	223	24	outreach	outreach	NOUN
easat-3816	223	25	.	.	PUNCT
easat-3816	224	1	(	(	PUNCT
easat-3816	224	2	hassan	hassan	PROPN
easat-3816	224	3	et	et	PROPN
easat-3816	224	4	al	al	PROPN
easat-3816	224	5	.	.	PROPN
easat-3816	224	6	,	,	PUNCT
easat-3816	224	7	2024	2024	NUM
easat-3816	224	8	;	;	PUNCT
easat-3816	224	9	pereira	pereira	PROPN
easat-3816	224	10	&	&	CCONJ
easat-3816	224	11	viola	viola	PROPN
easat-3816	224	12	,	,	PUNCT
easat-3816	224	13	2024	2024	NUM
easat-3816	224	14	;	;	PUNCT
easat-3816	224	15	kamar	kamar	PROPN
easat-3816	224	16	et	et	PROPN
easat-3816	224	17	al	al	PROPN
easat-3816	224	18	.	.	PROPN
easat-3816	224	19	,	,	PUNCT
easat-3816	224	20	2023	2023	NUM
easat-3816	224	21	)	)	PUNCT
easat-3816	224	22	the	the	DET
easat-3816	224	23	office	office	NOUN
easat-3816	224	24	of	of	ADP
easat-3816	224	25	financial	financial	ADJ
easat-3816	224	26	technology	technology	NOUN
easat-3816	224	27	the	the	DET
easat-3816	224	28	occ	occ	NOUN
easat-3816	224	29	serves	serve	VERB
easat-3816	224	30	as	as	ADP
easat-3816	224	31	the	the	DET
easat-3816	224	32	central	central	ADJ
easat-3816	224	33	clearinghouse	clearinghouse	NOUN
easat-3816	224	34	for	for	ADP
easat-3816	224	35	federal	federal	ADJ
easat-3816	224	36	banking	banking	NOUN
easat-3816	224	37	system	system	NOUN
easat-3816	224	38	innovation	innovation	NOUN
easat-3816	224	39	inquiries	inquiry	NOUN
easat-3816	224	40	and	and	CCONJ
easat-3816	224	41	information	information	NOUN
easat-3816	224	42	.	.	PUNCT
easat-3816	225	1	occ	occ	NOUN
easat-3816	225	2	outreach	outreach	NOUN
easat-3816	225	3	and	and	CCONJ
easat-3816	225	4	engagement	engagement	NOUN
easat-3816	225	5	with	with	ADP
easat-3816	225	6	banks	bank	NOUN
easat-3816	225	7	and	and	CCONJ
easat-3816	225	8	financial	financial	ADJ
easat-3816	225	9	technology	technology	NOUN
easat-3816	225	10	companies	company	NOUN
easat-3816	225	11	on	on	ADP
easat-3816	225	12	new	new	ADJ
easat-3816	225	13	or	or	CCONJ
easat-3816	225	14	innovative	innovative	ADJ
easat-3816	225	15	federal	federal	ADJ
easat-3816	225	16	banking	banking	NOUN
easat-3816	225	17	products	product	NOUN
easat-3816	225	18	,	,	PUNCT
easat-3816	225	19	services	service	NOUN
easat-3816	225	20	,	,	PUNCT
easat-3816	225	21	and	and	CCONJ
easat-3816	225	22	technologies	technology	NOUN
easat-3816	225	23	is	be	AUX
easat-3816	225	24	coordinated	coordinate	VERB
easat-3816	225	25	by	by	ADP
easat-3816	225	26	this	this	DET
easat-3816	225	27	unit	unit	NOUN
easat-3816	225	28	.	.	PUNCT
easat-3816	226	1	new	new	ADJ
easat-3816	226	2	or	or	CCONJ
easat-3816	226	3	innovative	innovative	ADJ
easat-3816	226	4	products	product	NOUN
easat-3816	226	5	,	,	PUNCT
easat-3816	226	6	services	service	NOUN
easat-3816	226	7	,	,	PUNCT
easat-3816	226	8	and	and	CCONJ
easat-3816	226	9	technologies	technology	NOUN
easat-3816	226	10	may	may	AUX
easat-3816	226	11	require	require	VERB
easat-3816	226	12	operational	operational	ADJ
easat-3816	226	13	resilience	resilience	NOUN
easat-3816	226	14	and	and	CCONJ
easat-3816	226	15	cybersecurity	cybersecurity	NOUN
easat-3816	226	16	cooperation	cooperation	NOUN
easat-3816	226	17	.	.	PUNCT
easat-3816	227	1	(	(	PUNCT
easat-3816	227	2	vijayagopal	vijayagopal	PROPN
easat-3816	227	3	et	et	PROPN
easat-3816	227	4	al	al	PROPN
easat-3816	227	5	.	.	PROPN
easat-3816	227	6	,	,	PUNCT
easat-3816	227	7	2024	2024	NUM
easat-3816	227	8	;	;	PUNCT
easat-3816	227	9	saeed	saeed	PROPN
easat-3816	227	10	et	et	PROPN
easat-3816	227	11	al	al	PROPN
easat-3816	227	12	.	.	PROPN
easat-3816	227	13	,	,	PUNCT
easat-3816	227	14	2023	2023	NUM
easat-3816	227	15	)	)	PUNCT
easat-3816	227	16	in	in	ADP
easat-3816	227	17	comparison	comparison	NOUN
easat-3816	227	18	to	to	ADP
easat-3816	227	19	global	global	ADJ
easat-3816	227	20	banking	banking	NOUN
easat-3816	227	21	systems	system	NOUN
easat-3816	227	22	,	,	PUNCT
easat-3816	227	23	the	the	DET
easat-3816	227	24	u.s	u.s	PROPN
easat-3816	227	25	.	.	PROPN
easat-3816	227	26	stands	stand	VERB
easat-3816	227	27	out	out	ADP
easat-3816	227	28	in	in	ADP
easat-3816	227	29	terms	term	NOUN
easat-3816	227	30	of	of	ADP
easat-3816	227	31	its	its	PRON
easat-3816	227	32	regulatory	regulatory	ADJ
easat-3816	227	33	approach	approach	NOUN
easat-3816	227	34	,	,	PUNCT
easat-3816	227	35	but	but	CCONJ
easat-3816	227	36	also	also	ADV
easat-3816	227	37	faces	face	VERB
easat-3816	227	38	unique	unique	ADJ
easat-3816	227	39	challenges	challenge	NOUN
easat-3816	227	40	related	relate	VERB
easat-3816	227	41	to	to	ADP
easat-3816	227	42	the	the	DET
easat-3816	227	43	rapid	rapid	ADJ
easat-3816	227	44	pace	pace	NOUN
easat-3816	227	45	of	of	ADP
easat-3816	227	46	technological	technological	ADJ
easat-3816	227	47	advancements	advancement	NOUN
easat-3816	227	48	and	and	CCONJ
easat-3816	227	49	the	the	DET
easat-3816	227	50	evolving	evolve	VERB
easat-3816	227	51	cyber	cyber	NOUN
easat-3816	227	52	threat	threat	NOUN
easat-3816	227	53	landscape	landscape	NOUN
easat-3816	227	54	(	(	PUNCT
easat-3816	227	55	bhuiyan	bhuiyan	X
easat-3816	227	56	et	et	PROPN
easat-3816	227	57	al	al	PROPN
easat-3816	227	58	.	.	PROPN
easat-3816	227	59	,	,	PUNCT
easat-3816	227	60	2023	2023	NUM
easat-3816	227	61	)	)	PUNCT
easat-3816	227	62	.	.	PUNCT
easat-3816	228	1	key	key	ADJ
easat-3816	228	2	global	global	ADJ
easat-3816	228	3	trends	trend	NOUN
easat-3816	228	4	include	include	VERB
easat-3816	228	5	the	the	DET
easat-3816	228	6	growing	grow	VERB
easat-3816	228	7	significance	significance	NOUN
easat-3816	228	8	of	of	ADP
easat-3816	228	9	data	datum	NOUN
easat-3816	228	10	privacy	privacy	NOUN
easat-3816	228	11	and	and	CCONJ
easat-3816	228	12	protection	protection	NOUN
easat-3816	228	13	,	,	PUNCT
easat-3816	228	14	the	the	DET
easat-3816	228	15	integration	integration	NOUN
easat-3816	228	16	of	of	ADP
easat-3816	228	17	new	new	ADJ
easat-3816	228	18	technologies	technology	NOUN
easat-3816	228	19	such	such	ADJ
easat-3816	228	20	as	as	ADP
easat-3816	228	21	blockchain	blockchain	NOUN
easat-3816	228	22	,	,	PUNCT
easat-3816	228	23	and	and	CCONJ
easat-3816	228	24	the	the	DET
easat-3816	228	25	increasing	increase	VERB
easat-3816	228	26	need	need	NOUN
easat-3816	228	27	for	for	ADP
easat-3816	228	28	international	international	ADJ
easat-3816	228	29	cooperation	cooperation	NOUN
easat-3816	228	30	in	in	ADP
easat-3816	228	31	combating	combat	VERB
easat-3816	228	32	cybercrime	cybercrime	NOUN
easat-3816	228	33	.	.	PUNCT
easat-3816	229	1	the	the	DET
easat-3816	229	2	study	study	NOUN
easat-3816	229	3	highlights	highlight	VERB
easat-3816	229	4	the	the	DET
easat-3816	229	5	importance	importance	NOUN
easat-3816	229	6	of	of	ADP
easat-3816	229	7	developing	develop	VERB
easat-3816	229	8	comprehensive	comprehensive	ADJ
easat-3816	229	9	cybersecurity	cybersecurity	NOUN
easat-3816	229	10	strategies	strategy	NOUN
easat-3816	229	11	that	that	PRON
easat-3816	229	12	are	be	AUX
easat-3816	229	13	adaptable	adaptable	ADJ
easat-3816	229	14	to	to	ADP
easat-3816	229	15	both	both	CCONJ
easat-3816	229	16	domestic	domestic	ADJ
easat-3816	229	17	and	and	CCONJ
easat-3816	229	18	global	global	ADJ
easat-3816	229	19	financial	financial	ADJ
easat-3816	229	20	ecosystems	ecosystem	NOUN
easat-3816	229	21	.	.	PUNCT
easat-3816	230	1	despite	despite	SCONJ
easat-3816	230	2	the	the	DET
easat-3816	230	3	strengths	strength	NOUN
easat-3816	230	4	of	of	ADP
easat-3816	230	5	the	the	DET
easat-3816	230	6	u.s	u.s	PROPN
easat-3816	230	7	.	.	PROPN
easat-3816	230	8	banking	banking	NOUN
easat-3816	230	9	system	system	NOUN
easat-3816	230	10	,	,	PUNCT
easat-3816	230	11	this	this	DET
easat-3816	230	12	research	research	NOUN
easat-3816	230	13	identifies	identify	VERB
easat-3816	230	14	several	several	ADJ
easat-3816	230	15	areas	area	NOUN
easat-3816	230	16	for	for	ADP
easat-3816	230	17	improvement	improvement	NOUN
easat-3816	230	18	.	.	PUNCT
easat-3816	231	1	proactive	proactive	ADJ
easat-3816	231	2	cybersecurity	cybersecurity	NOUN
easat-3816	231	3	measures	measure	NOUN
easat-3816	231	4	,	,	PUNCT
easat-3816	231	5	including	include	VERB
easat-3816	231	6	the	the	DET
easat-3816	231	7	implementation	implementation	NOUN
easat-3816	231	8	of	of	ADP
easat-3816	231	9	multi	multi	ADJ
easat-3816	231	10	-	-	ADJ
easat-3816	231	11	factor	factor	NOUN
easat-3816	231	12	authentication	authentication	NOUN
easat-3816	231	13	and	and	CCONJ
easat-3816	231	14	regular	regular	ADJ
easat-3816	231	15	employee	employee	NOUN
easat-3816	231	16	training	training	NOUN
easat-3816	231	17	programs	program	NOUN
easat-3816	231	18	,	,	PUNCT
easat-3816	231	19	are	be	AUX
easat-3816	231	20	essential	essential	ADJ
easat-3816	231	21	to	to	PART
easat-3816	231	22	reduce	reduce	VERB
easat-3816	231	23	human	human	ADJ
easat-3816	231	24	error	error	NOUN
easat-3816	231	25	and	and	CCONJ
easat-3816	231	26	strengthen	strengthen	VERB
easat-3816	231	27	defenses	defense	NOUN
easat-3816	231	28	.	.	PUNCT
easat-3816	232	1	additionally	additionally	ADV
easat-3816	232	2	,	,	PUNCT
easat-3816	232	3	the	the	DET
easat-3816	232	4	study	study	NOUN
easat-3816	232	5	underscores	underscore	VERB
easat-3816	232	6	the	the	DET
easat-3816	232	7	need	need	NOUN
easat-3816	232	8	for	for	SCONJ
easat-3816	232	9	banks	bank	NOUN
easat-3816	232	10	to	to	PART
easat-3816	232	11	embrace	embrace	VERB
easat-3816	232	12	cutting	cutting	NOUN
easat-3816	232	13	-	-	PUNCT
easat-3816	232	14	edge	edge	NOUN
easat-3816	232	15	technologies	technology	NOUN
easat-3816	232	16	and	and	CCONJ
easat-3816	232	17	adopt	adopt	VERB
easat-3816	232	18	cybersecurity	cybersecurity	NOUN
easat-3816	232	19	frameworks	framework	NOUN
easat-3816	232	20	that	that	PRON
easat-3816	232	21	can	can	AUX
easat-3816	232	22	be	be	AUX
easat-3816	232	23	tailored	tailor	VERB
easat-3816	232	24	to	to	ADP
easat-3816	232	25	their	their	PRON
easat-3816	232	26	unique	unique	ADJ
easat-3816	232	27	requirements	requirement	NOUN
easat-3816	232	28	.	.	PUNCT
easat-3816	233	1	5	5	X
easat-3816	233	2	.	.	X
easat-3816	233	3	conclusions	conclusion	NOUN
easat-3816	233	4	this	this	DET
easat-3816	233	5	study	study	NOUN
easat-3816	233	6	provides	provide	VERB
easat-3816	233	7	a	a	DET
easat-3816	233	8	comprehensive	comprehensive	ADJ
easat-3816	233	9	analysis	analysis	NOUN
easat-3816	233	10	of	of	ADP
easat-3816	233	11	the	the	DET
easat-3816	233	12	information	information	NOUN
easat-3816	233	13	security	security	NOUN
easat-3816	233	14	landscape	landscape	NOUN
easat-3816	233	15	within	within	ADP
easat-3816	233	16	the	the	DET
easat-3816	233	17	u.s	u.s	PROPN
easat-3816	233	18	.	.	PROPN
easat-3816	233	19	banking	banking	NOUN
easat-3816	233	20	sector	sector	NOUN
easat-3816	233	21	,	,	PUNCT
easat-3816	233	22	examining	examine	VERB
easat-3816	233	23	both	both	CCONJ
easat-3816	233	24	the	the	DET
easat-3816	233	25	current	current	ADJ
easat-3816	233	26	practices	practice	NOUN
easat-3816	233	27	and	and	CCONJ
easat-3816	233	28	their	their	PRON
easat-3816	233	29	implications	implication	NOUN
easat-3816	233	30	,	,	PUNCT
easat-3816	233	31	as	as	ADV
easat-3816	233	32	well	well	ADV
easat-3816	233	33	as	as	ADP
easat-3816	233	34	drawing	draw	VERB
easat-3816	233	35	8449	8449	NUM
easat-3816	233	36	edelweiss	edelweiss	PROPN
easat-3816	233	37	applied	apply	VERB
easat-3816	233	38	science	science	NOUN
easat-3816	233	39	and	and	CCONJ
easat-3816	233	40	technology	technology	NOUN
easat-3816	233	41	issn	issn	PROPN
easat-3816	233	42	:	:	PUNCT
easat-3816	233	43	2576	2576	NUM
easat-3816	233	44	-	-	SYM
easat-3816	233	45	8484	8484	NUM
easat-3816	233	46	vol	vol	NOUN
easat-3816	233	47	.	.	PROPN
easat-3816	233	48	8	8	NUM
easat-3816	233	49	,	,	PUNCT
easat-3816	233	50	no	no	INTJ
easat-3816	233	51	.	.	NOUN
easat-3816	233	52	6	6	NUM
easat-3816	233	53	:	:	SYM
easat-3816	233	54	8437	8437	NUM
easat-3816	233	55	-	-	SYM
easat-3816	233	56	8453	8453	NUM
easat-3816	233	57	,	,	PUNCT
easat-3816	233	58	2024	2024	NUM
easat-3816	233	59	doi	doi	NOUN
easat-3816	233	60	:	:	PUNCT
easat-3816	233	61	10.55214/25768484.v8i6.3816	10.55214/25768484.v8i6.3816	NUM
easat-3816	233	62	©	©	PROPN
easat-3816	233	63	2024	2024	NUM
easat-3816	233	64	by	by	ADP
easat-3816	233	65	the	the	DET
easat-3816	233	66	authors	author	NOUN
easat-3816	233	67	;	;	PUNCT
easat-3816	233	68	licensee	licensee	PROPN
easat-3816	233	69	learning	learn	VERB
easat-3816	233	70	gate	gate	NOUN
easat-3816	233	71	comparisons	comparison	NOUN
easat-3816	233	72	with	with	ADP
easat-3816	233	73	global	global	ADJ
easat-3816	233	74	banking	banking	NOUN
easat-3816	233	75	systems	system	NOUN
easat-3816	233	76	(	(	PUNCT
easat-3816	233	77	khatun	khatun	PROPN
easat-3816	233	78	et	et	PROPN
easat-3816	233	79	al	al	PROPN
easat-3816	233	80	.	.	PROPN
easat-3816	233	81	,	,	PUNCT
easat-3816	233	82	2024	2024	NUM
easat-3816	233	83	)	)	PUNCT
easat-3816	233	84	.	.	PUNCT
easat-3816	234	1	through	through	ADP
easat-3816	234	2	the	the	DET
easat-3816	234	3	application	application	NOUN
easat-3816	234	4	of	of	ADP
easat-3816	234	5	qualitative	qualitative	ADJ
easat-3816	234	6	research	research	NOUN
easat-3816	234	7	methods	method	NOUN
easat-3816	234	8	and	and	CCONJ
easat-3816	234	9	a	a	DET
easat-3816	234	10	systematic	systematic	ADJ
easat-3816	234	11	review	review	NOUN
easat-3816	234	12	of	of	ADP
easat-3816	234	13	secondary	secondary	ADJ
easat-3816	234	14	data	datum	NOUN
easat-3816	234	15	sources	source	NOUN
easat-3816	234	16	,	,	PUNCT
easat-3816	234	17	the	the	DET
easat-3816	234	18	study	study	NOUN
easat-3816	234	19	uncovers	uncover	VERB
easat-3816	234	20	significant	significant	ADJ
easat-3816	234	21	insights	insight	NOUN
easat-3816	234	22	into	into	ADP
easat-3816	234	23	the	the	DET
easat-3816	234	24	challenges	challenge	NOUN
easat-3816	234	25	,	,	PUNCT
easat-3816	234	26	risks	risk	NOUN
easat-3816	234	27	,	,	PUNCT
easat-3816	234	28	rewards	reward	NOUN
easat-3816	234	29	,	,	PUNCT
easat-3816	234	30	and	and	CCONJ
easat-3816	234	31	future	future	ADJ
easat-3816	234	32	trends	trend	NOUN
easat-3816	234	33	in	in	ADP
easat-3816	234	34	banking	banking	NOUN
easat-3816	234	35	cybersecurity	cybersecurity	NOUN
easat-3816	234	36	.	.	PUNCT
easat-3816	235	1	the	the	DET
easat-3816	235	2	findings	finding	NOUN
easat-3816	235	3	confirm	confirm	VERB
easat-3816	235	4	that	that	SCONJ
easat-3816	235	5	information	information	NOUN
easat-3816	235	6	security	security	NOUN
easat-3816	235	7	is	be	AUX
easat-3816	235	8	a	a	DET
easat-3816	235	9	critical	critical	ADJ
easat-3816	235	10	concern	concern	NOUN
easat-3816	235	11	for	for	ADP
easat-3816	235	12	the	the	DET
easat-3816	235	13	u.s	u.s	PROPN
easat-3816	235	14	.	.	PROPN
easat-3816	235	15	banking	banking	NOUN
easat-3816	235	16	system	system	NOUN
easat-3816	235	17	,	,	PUNCT
easat-3816	235	18	with	with	ADP
easat-3816	235	19	the	the	DET
easat-3816	235	20	sector	sector	NOUN
easat-3816	235	21	being	be	AUX
easat-3816	235	22	particularly	particularly	ADV
easat-3816	235	23	vulnerable	vulnerable	ADJ
easat-3816	235	24	to	to	ADP
easat-3816	235	25	cyber	cyber	NOUN
easat-3816	235	26	threats	threat	NOUN
easat-3816	235	27	such	such	ADJ
easat-3816	235	28	as	as	ADP
easat-3816	235	29	phishing	phishe	VERB
easat-3816	235	30	attacks	attack	NOUN
easat-3816	235	31	,	,	PUNCT
easat-3816	235	32	ransomware	ransomware	NOUN
easat-3816	235	33	,	,	PUNCT
easat-3816	235	34	and	and	CCONJ
easat-3816	235	35	insider	insider	NOUN
easat-3816	235	36	threats	threat	NOUN
easat-3816	235	37	(	(	PUNCT
easat-3816	235	38	bhuiyan	bhuiyan	X
easat-3816	235	39	et	et	PROPN
easat-3816	235	40	al	al	PROPN
easat-3816	235	41	.	.	PROPN
easat-3816	235	42	,	,	PUNCT
easat-3816	235	43	2024	2024	NUM
easat-3816	235	44	)	)	PUNCT
easat-3816	235	45	.	.	PUNCT
easat-3816	236	1	while	while	SCONJ
easat-3816	236	2	these	these	DET
easat-3816	236	3	risks	risk	NOUN
easat-3816	236	4	pose	pose	VERB
easat-3816	236	5	considerable	considerable	ADJ
easat-3816	236	6	challenges	challenge	NOUN
easat-3816	236	7	,	,	PUNCT
easat-3816	236	8	the	the	DET
easat-3816	236	9	rewards	reward	NOUN
easat-3816	236	10	of	of	ADP
easat-3816	236	11	robust	robust	ADJ
easat-3816	236	12	cybersecurity	cybersecurity	NOUN
easat-3816	236	13	frameworks	framework	NOUN
easat-3816	236	14	are	be	AUX
easat-3816	236	15	substantial	substantial	ADJ
easat-3816	236	16	.	.	PUNCT
easat-3816	237	1	u.s	u.s	PROPN
easat-3816	237	2	.	.	PROPN
easat-3816	237	3	banks	bank	NOUN
easat-3816	237	4	that	that	PRON
easat-3816	237	5	invest	invest	VERB
easat-3816	237	6	in	in	ADP
easat-3816	237	7	advanced	advanced	ADJ
easat-3816	237	8	security	security	NOUN
easat-3816	237	9	technologies	technology	NOUN
easat-3816	237	10	,	,	PUNCT
easat-3816	237	11	such	such	ADJ
easat-3816	237	12	as	as	ADP
easat-3816	237	13	artificial	artificial	ADJ
easat-3816	237	14	intelligence	intelligence	NOUN
easat-3816	237	15	and	and	CCONJ
easat-3816	237	16	machine	machine	NOUN
easat-3816	237	17	learning	learning	NOUN
easat-3816	237	18	,	,	PUNCT
easat-3816	237	19	can	can	AUX
easat-3816	237	20	mitigate	mitigate	VERB
easat-3816	237	21	these	these	DET
easat-3816	237	22	risks	risk	NOUN
easat-3816	237	23	,	,	PUNCT
easat-3816	237	24	build	build	VERB
easat-3816	237	25	customer	customer	NOUN
easat-3816	237	26	trust	trust	NOUN
easat-3816	237	27	,	,	PUNCT
easat-3816	237	28	and	and	CCONJ
easat-3816	237	29	enhance	enhance	VERB
easat-3816	237	30	financial	financial	ADJ
easat-3816	237	31	stability	stability	NOUN
easat-3816	237	32	.	.	PUNCT
easat-3816	238	1	furthermore	furthermore	ADV
easat-3816	238	2	,	,	PUNCT
easat-3816	238	3	regulatory	regulatory	ADJ
easat-3816	238	4	compliance	compliance	NOUN
easat-3816	238	5	plays	play	VERB
easat-3816	238	6	a	a	DET
easat-3816	238	7	pivotal	pivotal	ADJ
easat-3816	238	8	role	role	NOUN
easat-3816	238	9	in	in	ADP
easat-3816	238	10	safeguarding	safeguard	VERB
easat-3816	238	11	sensitive	sensitive	ADJ
easat-3816	238	12	financial	financial	ADJ
easat-3816	238	13	data	datum	NOUN
easat-3816	238	14	,	,	PUNCT
easat-3816	238	15	with	with	ADP
easat-3816	238	16	institutions	institution	NOUN
easat-3816	238	17	adhering	adhere	VERB
easat-3816	238	18	to	to	ADP
easat-3816	238	19	frameworks	framework	NOUN
easat-3816	238	20	like	like	ADP
easat-3816	238	21	the	the	DET
easat-3816	238	22	gramm	gramm	NOUN
easat-3816	238	23	-	-	PUNCT
easat-3816	238	24	leach	leach	NOUN
easat-3816	238	25	-	-	PUNCT
easat-3816	238	26	bliley	bliley	NOUN
easat-3816	238	27	act	act	NOUN
easat-3816	238	28	and	and	CCONJ
easat-3816	238	29	collaborating	collaborate	VERB
easat-3816	238	30	with	with	ADP
easat-3816	238	31	agencies	agency	NOUN
easat-3816	238	32	such	such	ADJ
easat-3816	238	33	as	as	ADP
easat-3816	238	34	cisa	cisa	NOUN
easat-3816	238	35	and	and	CCONJ
easat-3816	238	36	fs	fs	PROPN
easat-3816	238	37	-	-	PUNCT
easat-3816	238	38	isac	isac	NOUN
easat-3816	238	39	to	to	PART
easat-3816	238	40	improve	improve	VERB
easat-3816	238	41	resilience	resilience	NOUN
easat-3816	238	42	against	against	ADP
easat-3816	238	43	emerging	emerge	VERB
easat-3816	238	44	threats	threat	NOUN
easat-3816	238	45	(	(	PUNCT
easat-3816	238	46	hossain	hossain	PROPN
easat-3816	238	47	et	et	PROPN
easat-3816	238	48	al	al	PROPN
easat-3816	238	49	.	.	PROPN
easat-3816	238	50	,	,	PUNCT
easat-3816	238	51	2024	2024	NUM
easat-3816	238	52	)	)	PUNCT
easat-3816	238	53	.	.	PUNCT
easat-3816	239	1	this	this	DET
easat-3816	239	2	research	research	NOUN
easat-3816	239	3	offers	offer	VERB
easat-3816	239	4	several	several	ADJ
easat-3816	239	5	implications	implication	NOUN
easat-3816	239	6	for	for	ADP
easat-3816	239	7	policymakers	policymaker	NOUN
easat-3816	239	8	and	and	CCONJ
easat-3816	239	9	banking	banking	NOUN
easat-3816	239	10	regulators	regulator	NOUN
easat-3816	239	11	.	.	PUNCT
easat-3816	240	1	it	it	PRON
easat-3816	240	2	provides	provide	VERB
easat-3816	240	3	actionable	actionable	ADJ
easat-3816	240	4	recommendations	recommendation	NOUN
easat-3816	240	5	for	for	ADP
easat-3816	240	6	improving	improve	VERB
easat-3816	240	7	cybersecurity	cybersecurity	NOUN
easat-3816	240	8	resilience	resilience	NOUN
easat-3816	240	9	in	in	ADP
easat-3816	240	10	the	the	DET
easat-3816	240	11	financial	financial	ADJ
easat-3816	240	12	sector	sector	NOUN
easat-3816	240	13	,	,	PUNCT
easat-3816	240	14	particularly	particularly	ADV
easat-3816	240	15	the	the	DET
easat-3816	240	16	need	need	NOUN
easat-3816	240	17	for	for	ADP
easat-3816	240	18	proactive	proactive	ADJ
easat-3816	240	19	risk	risk	NOUN
easat-3816	240	20	management	management	NOUN
easat-3816	240	21	,	,	PUNCT
easat-3816	240	22	continuous	continuous	ADJ
easat-3816	240	23	training	training	NOUN
easat-3816	240	24	,	,	PUNCT
easat-3816	240	25	and	and	CCONJ
easat-3816	240	26	collaboration	collaboration	NOUN
easat-3816	240	27	with	with	ADP
easat-3816	240	28	international	international	ADJ
easat-3816	240	29	counterparts	counterpart	NOUN
easat-3816	240	30	.	.	PUNCT
easat-3816	241	1	however	however	ADV
easat-3816	241	2	,	,	PUNCT
easat-3816	241	3	the	the	DET
easat-3816	241	4	study	study	NOUN
easat-3816	241	5	's	's	PART
easat-3816	241	6	reliance	reliance	NOUN
easat-3816	241	7	on	on	ADP
easat-3816	241	8	secondary	secondary	ADJ
easat-3816	241	9	data	datum	NOUN
easat-3816	241	10	limits	limit	VERB
easat-3816	241	11	its	its	PRON
easat-3816	241	12	scope	scope	NOUN
easat-3816	241	13	,	,	PUNCT
easat-3816	241	14	and	and	CCONJ
easat-3816	241	15	future	future	ADJ
easat-3816	241	16	research	research	NOUN
easat-3816	241	17	could	could	AUX
easat-3816	241	18	benefit	benefit	VERB
easat-3816	241	19	from	from	ADP
easat-3816	241	20	incorporating	incorporate	VERB
easat-3816	241	21	primary	primary	ADJ
easat-3816	241	22	data	datum	NOUN
easat-3816	241	23	and	and	CCONJ
easat-3816	241	24	quantitative	quantitative	ADJ
easat-3816	241	25	analysis	analysis	NOUN
easat-3816	241	26	to	to	PART
easat-3816	241	27	further	far	ADV
easat-3816	241	28	explore	explore	VERB
easat-3816	241	29	the	the	DET
easat-3816	241	30	relationship	relationship	NOUN
easat-3816	241	31	between	between	ADP
easat-3816	241	32	cybersecurity	cybersecurity	NOUN
easat-3816	241	33	investments	investment	NOUN
easat-3816	241	34	and	and	CCONJ
easat-3816	241	35	organizational	organizational	ADJ
easat-3816	241	36	outcomes	outcome	NOUN
easat-3816	241	37	.	.	PUNCT
easat-3816	242	1	the	the	DET
easat-3816	242	2	u.s	u.s	PROPN
easat-3816	242	3	.	.	PROPN
easat-3816	242	4	banking	banking	NOUN
easat-3816	242	5	sector	sector	NOUN
easat-3816	242	6	must	must	AUX
easat-3816	242	7	continue	continue	VERB
easat-3816	242	8	to	to	PART
easat-3816	242	9	adapt	adapt	VERB
easat-3816	242	10	and	and	CCONJ
easat-3816	242	11	innovate	innovate	VERB
easat-3816	242	12	in	in	ADP
easat-3816	242	13	its	its	PRON
easat-3816	242	14	approach	approach	NOUN
easat-3816	242	15	to	to	ADP
easat-3816	242	16	information	information	NOUN
easat-3816	242	17	security	security	NOUN
easat-3816	242	18	,	,	PUNCT
easat-3816	242	19	balancing	balance	VERB
easat-3816	242	20	regulatory	regulatory	ADJ
easat-3816	242	21	requirements	requirement	NOUN
easat-3816	242	22	,	,	PUNCT
easat-3816	242	23	emerging	emerge	VERB
easat-3816	242	24	threats	threat	NOUN
easat-3816	242	25	,	,	PUNCT
easat-3816	242	26	and	and	CCONJ
easat-3816	242	27	technological	technological	ADJ
easat-3816	242	28	advancements	advancement	NOUN
easat-3816	242	29	to	to	PART
easat-3816	242	30	ensure	ensure	VERB
easat-3816	242	31	the	the	DET
easat-3816	242	32	long	long	ADJ
easat-3816	242	33	-	-	PUNCT
easat-3816	242	34	term	term	NOUN
easat-3816	242	35	stability	stability	NOUN
easat-3816	242	36	and	and	CCONJ
easat-3816	242	37	security	security	NOUN
easat-3816	242	38	of	of	ADP
easat-3816	242	39	the	the	DET
easat-3816	242	40	financial	financial	ADJ
easat-3816	242	41	system	system	NOUN
easat-3816	242	42	.	.	PUNCT
easat-3816	243	1	6	6	X
easat-3816	243	2	.	.	NUM
easat-3816	243	3	limitations	limitation	NOUN
easat-3816	243	4	and	and	CCONJ
easat-3816	243	5	future	future	ADJ
easat-3816	243	6	directions	direction	NOUN
easat-3816	243	7	this	this	DET
easat-3816	243	8	study	study	NOUN
easat-3816	243	9	primarily	primarily	ADV
easat-3816	243	10	relies	rely	VERB
easat-3816	243	11	on	on	ADP
easat-3816	243	12	secondary	secondary	ADJ
easat-3816	243	13	data	datum	NOUN
easat-3816	243	14	sources	source	NOUN
easat-3816	243	15	,	,	PUNCT
easat-3816	243	16	including	include	VERB
easat-3816	243	17	scholarly	scholarly	ADJ
easat-3816	243	18	articles	article	NOUN
easat-3816	243	19	,	,	PUNCT
easat-3816	243	20	reports	report	NOUN
easat-3816	243	21	,	,	PUNCT
easat-3816	243	22	and	and	CCONJ
easat-3816	243	23	news	news	NOUN
easat-3816	243	24	broadcasts	broadcast	NOUN
easat-3816	243	25	,	,	PUNCT
easat-3816	243	26	which	which	PRON
easat-3816	243	27	may	may	AUX
easat-3816	243	28	present	present	VERB
easat-3816	243	29	limitations	limitation	NOUN
easat-3816	243	30	in	in	ADP
easat-3816	243	31	terms	term	NOUN
easat-3816	243	32	of	of	ADP
easat-3816	243	33	timeliness	timeliness	NOUN
easat-3816	243	34	and	and	CCONJ
easat-3816	243	35	comprehensiveness	comprehensiveness	NOUN
easat-3816	243	36	.	.	PUNCT
easat-3816	244	1	the	the	DET
easat-3816	244	2	use	use	NOUN
easat-3816	244	3	of	of	ADP
easat-3816	244	4	secondary	secondary	ADJ
easat-3816	244	5	data	datum	NOUN
easat-3816	244	6	restricts	restrict	VERB
easat-3816	244	7	the	the	DET
easat-3816	244	8	ability	ability	NOUN
easat-3816	244	9	to	to	PART
easat-3816	244	10	capture	capture	VERB
easat-3816	244	11	recent	recent	ADJ
easat-3816	244	12	developments	development	NOUN
easat-3816	244	13	in	in	ADP
easat-3816	244	14	the	the	DET
easat-3816	244	15	u.s	u.s	PROPN
easat-3816	244	16	.	.	PROPN
easat-3816	244	17	banking	banking	NOUN
easat-3816	244	18	sector	sector	NOUN
easat-3816	244	19	's	's	PART
easat-3816	244	20	information	information	NOUN
easat-3816	244	21	security	security	NOUN
easat-3816	244	22	practices	practice	NOUN
easat-3816	244	23	,	,	PUNCT
easat-3816	244	24	potentially	potentially	ADV
easat-3816	244	25	overlooking	overlook	VERB
easat-3816	244	26	the	the	DET
easat-3816	244	27	latest	late	ADJ
easat-3816	244	28	trends	trend	NOUN
easat-3816	244	29	and	and	CCONJ
easat-3816	244	30	emerging	emerge	VERB
easat-3816	244	31	threats	threat	NOUN
easat-3816	244	32	(	(	PUNCT
easat-3816	244	33	bhuiyan	bhuiyan	X
easat-3816	244	34	et	et	PROPN
easat-3816	244	35	al	al	PROPN
easat-3816	244	36	.	.	PROPN
easat-3816	244	37	,	,	PUNCT
easat-3816	244	38	2024	2024	NUM
easat-3816	244	39	)	)	PUNCT
easat-3816	244	40	.	.	PUNCT
easat-3816	245	1	additionally	additionally	ADV
easat-3816	245	2	,	,	PUNCT
easat-3816	245	3	the	the	DET
easat-3816	245	4	study	study	NOUN
easat-3816	245	5	focused	focus	VERB
easat-3816	245	6	solely	solely	ADV
easat-3816	245	7	on	on	ADP
easat-3816	245	8	the	the	DET
easat-3816	245	9	u.s	u.s	PROPN
easat-3816	245	10	.	.	PROPN
easat-3816	245	11	banking	banking	NOUN
easat-3816	245	12	system	system	NOUN
easat-3816	245	13	,	,	PUNCT
easat-3816	245	14	which	which	PRON
easat-3816	245	15	may	may	AUX
easat-3816	245	16	limit	limit	VERB
easat-3816	245	17	the	the	DET
easat-3816	245	18	generalizability	generalizability	NOUN
easat-3816	245	19	of	of	ADP
easat-3816	245	20	the	the	DET
easat-3816	245	21	findings	finding	NOUN
easat-3816	245	22	to	to	ADP
easat-3816	245	23	other	other	ADJ
easat-3816	245	24	banking	banking	NOUN
easat-3816	245	25	sectors	sector	NOUN
easat-3816	245	26	worldwide	worldwide	ADV
easat-3816	245	27	with	with	ADP
easat-3816	245	28	different	different	ADJ
easat-3816	245	29	regulatory	regulatory	ADJ
easat-3816	245	30	environments	environment	NOUN
easat-3816	245	31	and	and	CCONJ
easat-3816	245	32	cybersecurity	cybersecurity	NOUN
easat-3816	245	33	challenges	challenge	NOUN
easat-3816	245	34	.	.	PUNCT
easat-3816	246	1	furthermore	furthermore	ADV
easat-3816	246	2	,	,	PUNCT
easat-3816	246	3	the	the	DET
easat-3816	246	4	qualitative	qualitative	ADJ
easat-3816	246	5	approach	approach	NOUN
easat-3816	246	6	employed	employ	VERB
easat-3816	246	7	does	do	AUX
easat-3816	246	8	not	not	PART
easat-3816	246	9	allow	allow	VERB
easat-3816	246	10	for	for	ADP
easat-3816	246	11	direct	direct	ADJ
easat-3816	246	12	measurement	measurement	NOUN
easat-3816	246	13	of	of	ADP
easat-3816	246	14	the	the	DET
easat-3816	246	15	effectiveness	effectiveness	NOUN
easat-3816	246	16	of	of	ADP
easat-3816	246	17	the	the	DET
easat-3816	246	18	policies	policy	NOUN
easat-3816	246	19	and	and	CCONJ
easat-3816	246	20	frameworks	framework	NOUN
easat-3816	246	21	analyzed	analyze	VERB
easat-3816	246	22	,	,	PUNCT
easat-3816	246	23	nor	nor	CCONJ
easat-3816	246	24	does	do	AUX
easat-3816	246	25	it	it	PRON
easat-3816	246	26	provide	provide	VERB
easat-3816	246	27	a	a	DET
easat-3816	246	28	statistical	statistical	ADJ
easat-3816	246	29	representation	representation	NOUN
easat-3816	246	30	of	of	ADP
easat-3816	246	31	the	the	DET
easat-3816	246	32	impact	impact	NOUN
easat-3816	246	33	of	of	ADP
easat-3816	246	34	security	security	NOUN
easat-3816	246	35	measures	measure	NOUN
easat-3816	246	36	across	across	ADP
easat-3816	246	37	various	various	ADJ
easat-3816	246	38	banks	bank	NOUN
easat-3816	246	39	(	(	PUNCT
easat-3816	246	40	hossain	hossain	PROPN
easat-3816	246	41	et	et	PROPN
easat-3816	246	42	al	al	PROPN
easat-3816	246	43	.	.	PROPN
easat-3816	246	44	,	,	PUNCT
easat-3816	246	45	2024	2024	NUM
easat-3816	246	46	)	)	PUNCT
easat-3816	246	47	.	.	PUNCT
easat-3816	247	1	future	future	ADJ
easat-3816	247	2	research	research	NOUN
easat-3816	247	3	should	should	AUX
easat-3816	247	4	aim	aim	VERB
easat-3816	247	5	to	to	PART
easat-3816	247	6	incorporate	incorporate	VERB
easat-3816	247	7	primary	primary	ADJ
easat-3816	247	8	data	datum	NOUN
easat-3816	247	9	collection	collection	NOUN
easat-3816	247	10	,	,	PUNCT
easat-3816	247	11	such	such	ADJ
easat-3816	247	12	as	as	ADP
easat-3816	247	13	surveys	survey	NOUN
easat-3816	247	14	or	or	CCONJ
easat-3816	247	15	interviews	interview	NOUN
easat-3816	247	16	with	with	ADP
easat-3816	247	17	banking	banking	NOUN
easat-3816	247	18	professionals	professional	NOUN
easat-3816	247	19	and	and	CCONJ
easat-3816	247	20	cybersecurity	cybersecurity	NOUN
easat-3816	247	21	experts	expert	NOUN
easat-3816	247	22	,	,	PUNCT
easat-3816	247	23	to	to	PART
easat-3816	247	24	gain	gain	VERB
easat-3816	247	25	real	real	ADJ
easat-3816	247	26	-	-	PUNCT
easat-3816	247	27	time	time	NOUN
easat-3816	247	28	insights	insight	NOUN
easat-3816	247	29	into	into	ADP
easat-3816	247	30	the	the	DET
easat-3816	247	31	effectiveness	effectiveness	NOUN
easat-3816	247	32	of	of	ADP
easat-3816	247	33	current	current	ADJ
easat-3816	247	34	information	information	NOUN
easat-3816	247	35	security	security	NOUN
easat-3816	247	36	measures	measure	NOUN
easat-3816	247	37	and	and	CCONJ
easat-3816	247	38	the	the	DET
easat-3816	247	39	challenges	challenge	NOUN
easat-3816	247	40	faced	face	VERB
easat-3816	247	41	in	in	ADP
easat-3816	247	42	implementing	implement	VERB
easat-3816	247	43	them	they	PRON
easat-3816	247	44	(	(	PUNCT
easat-3816	247	45	bhuiyan	bhuiyan	X
easat-3816	247	46	et	et	PROPN
easat-3816	247	47	al	al	PROPN
easat-3816	247	48	.	.	PROPN
easat-3816	247	49	,	,	PUNCT
easat-3816	247	50	2023	2023	NUM
easat-3816	247	51	)	)	PUNCT
easat-3816	247	52	.	.	PUNCT
easat-3816	248	1	quantitative	quantitative	ADJ
easat-3816	248	2	studies	study	NOUN
easat-3816	248	3	could	could	AUX
easat-3816	248	4	also	also	ADV
easat-3816	248	5	be	be	AUX
easat-3816	248	6	valuable	valuable	ADJ
easat-3816	248	7	in	in	ADP
easat-3816	248	8	evaluating	evaluate	VERB
easat-3816	248	9	the	the	DET
easat-3816	248	10	actual	actual	ADJ
easat-3816	248	11	performance	performance	NOUN
easat-3816	248	12	and	and	CCONJ
easat-3816	248	13	outcomes	outcome	NOUN
easat-3816	248	14	of	of	ADP
easat-3816	248	15	information	information	NOUN
easat-3816	248	16	security	security	NOUN
easat-3816	248	17	strategies	strategy	NOUN
easat-3816	248	18	in	in	ADP
easat-3816	248	19	banking	banking	NOUN
easat-3816	248	20	,	,	PUNCT
easat-3816	248	21	allowing	allow	VERB
easat-3816	248	22	for	for	ADP
easat-3816	248	23	a	a	DET
easat-3816	248	24	more	more	ADV
easat-3816	248	25	robust	robust	ADJ
easat-3816	248	26	analysis	analysis	NOUN
easat-3816	248	27	of	of	ADP
easat-3816	248	28	the	the	DET
easat-3816	248	29	costs	cost	NOUN
easat-3816	248	30	and	and	CCONJ
easat-3816	248	31	benefits	benefit	NOUN
easat-3816	248	32	of	of	ADP
easat-3816	248	33	different	different	ADJ
easat-3816	248	34	approaches	approach	NOUN
easat-3816	248	35	.	.	PUNCT
easat-3816	249	1	another	another	DET
easat-3816	249	2	potential	potential	ADJ
easat-3816	249	3	avenue	avenue	NOUN
easat-3816	249	4	for	for	ADP
easat-3816	249	5	future	future	ADJ
easat-3816	249	6	research	research	NOUN
easat-3816	249	7	is	be	AUX
easat-3816	249	8	the	the	DET
easat-3816	249	9	exploration	exploration	NOUN
easat-3816	249	10	of	of	ADP
easat-3816	249	11	cross	cross	ADJ
easat-3816	249	12	-	-	ADJ
easat-3816	249	13	border	border	ADJ
easat-3816	249	14	data	data	NOUN
easat-3816	249	15	-	-	PUNCT
easat-3816	249	16	sharing	share	VERB
easat-3816	249	17	practices	practice	NOUN
easat-3816	249	18	and	and	CCONJ
easat-3816	249	19	international	international	ADJ
easat-3816	249	20	cooperation	cooperation	NOUN
easat-3816	249	21	in	in	ADP
easat-3816	249	22	tackling	tackle	VERB
easat-3816	249	23	global	global	ADJ
easat-3816	249	24	cybersecurity	cybersecurity	NOUN
easat-3816	249	25	threats	threat	NOUN
easat-3816	249	26	,	,	PUNCT
easat-3816	249	27	as	as	ADV
easat-3816	249	28	well	well	ADV
easat-3816	249	29	as	as	ADP
easat-3816	249	30	the	the	DET
easat-3816	249	31	comparative	comparative	ADJ
easat-3816	249	32	effectiveness	effectiveness	NOUN
easat-3816	249	33	of	of	ADP
easat-3816	249	34	various	various	ADJ
easat-3816	249	35	regulatory	regulatory	ADJ
easat-3816	249	36	frameworks	framework	NOUN
easat-3816	249	37	across	across	ADP
easat-3816	249	38	regions	region	NOUN
easat-3816	249	39	(	(	PUNCT
easat-3816	249	40	islam	islam	PROPN
easat-3816	249	41	et	et	PROPN
easat-3816	249	42	al	al	PROPN
easat-3816	249	43	.	.	PROPN
easat-3816	249	44	,	,	PUNCT
easat-3816	249	45	2024	2024	NUM
easat-3816	249	46	)	)	PUNCT
easat-3816	249	47	.	.	PUNCT
easat-3816	250	1	additionally	additionally	ADV
easat-3816	250	2	,	,	PUNCT
easat-3816	250	3	future	future	ADJ
easat-3816	250	4	studies	study	NOUN
easat-3816	250	5	could	could	AUX
easat-3816	250	6	explore	explore	VERB
easat-3816	250	7	the	the	DET
easat-3816	250	8	role	role	NOUN
easat-3816	250	9	of	of	ADP
easat-3816	250	10	emerging	emerge	VERB
easat-3816	250	11	technologies	technology	NOUN
easat-3816	250	12	,	,	PUNCT
easat-3816	250	13	such	such	ADJ
easat-3816	250	14	as	as	ADP
easat-3816	250	15	artificial	artificial	ADJ
easat-3816	250	16	intelligence	intelligence	NOUN
easat-3816	250	17	and	and	CCONJ
easat-3816	250	18	blockchain	blockchain	PROPN
easat-3816	250	19	,	,	PUNCT
easat-3816	250	20	in	in	ADP
easat-3816	250	21	advancing	advance	VERB
easat-3816	250	22	banking	banking	NOUN
easat-3816	250	23	security	security	NOUN
easat-3816	250	24	and	and	CCONJ
easat-3816	250	25	mitigating	mitigate	VERB
easat-3816	250	26	novel	novel	NOUN
easat-3816	250	27	cyber	cyber	NOUN
easat-3816	250	28	risks	risk	NOUN
easat-3816	250	29	(	(	PUNCT
easat-3816	250	30	hossain	hossain	PROPN
easat-3816	250	31	et	et	PROPN
easat-3816	250	32	al	al	PROPN
easat-3816	250	33	.	.	PROPN
easat-3816	250	34	,	,	PUNCT
easat-3816	250	35	2024	2024	NUM
easat-3816	250	36	)	)	PUNCT
easat-3816	250	37	.	.	PUNCT
easat-3816	251	1	finally	finally	ADV
easat-3816	251	2	,	,	PUNCT
easat-3816	251	3	more	more	ADJ
easat-3816	251	4	in	in	ADP
easat-3816	251	5	-	-	PUNCT
easat-3816	251	6	depth	depth	NOUN
easat-3816	251	7	investigation	investigation	NOUN
easat-3816	251	8	into	into	ADP
easat-3816	251	9	the	the	DET
easat-3816	251	10	human	human	ADJ
easat-3816	251	11	factor	factor	NOUN
easat-3816	251	12	,	,	PUNCT
easat-3816	251	13	particularly	particularly	ADV
easat-3816	251	14	employee	employee	NOUN
easat-3816	251	15	behavior	behavior	NOUN
easat-3816	251	16	and	and	CCONJ
easat-3816	251	17	compliance	compliance	NOUN
easat-3816	251	18	with	with	ADP
easat-3816	251	19	security	security	NOUN
easat-3816	251	20	protocols	protocol	NOUN
easat-3816	251	21	,	,	PUNCT
easat-3816	251	22	could	could	AUX
easat-3816	251	23	provide	provide	VERB
easat-3816	251	24	critical	critical	ADJ
easat-3816	251	25	insights	insight	NOUN
easat-3816	251	26	into	into	ADP
easat-3816	251	27	strengthening	strengthen	VERB
easat-3816	251	28	the	the	DET
easat-3816	251	29	security	security	NOUN
easat-3816	251	30	culture	culture	NOUN
easat-3816	251	31	within	within	ADP
easat-3816	251	32	financial	financial	ADJ
easat-3816	251	33	institutions	institution	NOUN
easat-3816	251	34	(	(	PUNCT
easat-3816	251	35	masud	masud	PROPN
easat-3816	251	36	et	et	PROPN
easat-3816	251	37	al	al	PROPN
easat-3816	251	38	.	.	PROPN
easat-3816	251	39	,	,	PUNCT
easat-3816	251	40	2024	2024	NUM
easat-3816	251	41	)	)	PUNCT
easat-3816	251	42	.	.	PUNCT
easat-3816	252	1	data	datum	NOUN
easat-3816	252	2	availability	availability	NOUN
easat-3816	252	3	:	:	PUNCT
easat-3816	252	4	the	the	DET
easat-3816	252	5	data	datum	NOUN
easat-3816	252	6	supporting	support	VERB
easat-3816	252	7	this	this	DET
easat-3816	252	8	study	study	NOUN
easat-3816	252	9	are	be	AUX
easat-3816	252	10	derived	derive	VERB
easat-3816	252	11	from	from	ADP
easat-3816	252	12	secondary	secondary	ADJ
easat-3816	252	13	sources	source	NOUN
easat-3816	252	14	,	,	PUNCT
easat-3816	252	15	including	include	VERB
easat-3816	252	16	scholarly	scholarly	ADJ
easat-3816	252	17	journals	journal	NOUN
easat-3816	252	18	,	,	PUNCT
easat-3816	252	19	research	research	NOUN
easat-3816	252	20	papers	paper	NOUN
easat-3816	252	21	,	,	PUNCT
easat-3816	252	22	online	online	ADJ
easat-3816	252	23	platforms	platform	NOUN
easat-3816	252	24	,	,	PUNCT
easat-3816	252	25	and	and	CCONJ
easat-3816	252	26	news	news	NOUN
easat-3816	252	27	reports	report	NOUN
easat-3816	252	28	.	.	PUNCT
easat-3816	253	1	these	these	DET
easat-3816	253	2	data	datum	NOUN
easat-3816	253	3	are	be	AUX
easat-3816	253	4	publicly	publicly	ADV
easat-3816	253	5	available	available	ADJ
easat-3816	253	6	through	through	ADP
easat-3816	253	7	global	global	ADJ
easat-3816	253	8	databases	database	NOUN
easat-3816	253	9	such	such	ADJ
easat-3816	253	10	as	as	ADP
easat-3816	253	11	science	science	NOUN
easat-3816	253	12	direct	direct	ADJ
easat-3816	253	13	,	,	PUNCT
easat-3816	253	14	scopus	scopus	PROPN
easat-3816	253	15	,	,	PUNCT
easat-3816	253	16	web	web	NOUN
easat-3816	253	17	of	of	ADP
easat-3816	253	18	science	science	NOUN
easat-3816	253	19	,	,	PUNCT
easat-3816	253	20	pubmed	pubmed	PROPN
easat-3816	253	21	,	,	PUNCT
easat-3816	253	22	doaj	doaj	PROPN
easat-3816	253	23	,	,	PUNCT
easat-3816	253	24	and	and	CCONJ
easat-3816	253	25	google	google	PROPN
easat-3816	253	26	scholar	scholar	NOUN
easat-3816	253	27	.	.	PUNCT
easat-3816	254	1	8450	8450	NUM
easat-3816	254	2	edelweiss	edelweiss	PROPN
easat-3816	254	3	applied	apply	VERB
easat-3816	254	4	science	science	NOUN
easat-3816	254	5	and	and	CCONJ
easat-3816	254	6	technology	technology	NOUN
easat-3816	254	7	issn	issn	PROPN
easat-3816	254	8	:	:	PUNCT
easat-3816	254	9	2576	2576	NUM
easat-3816	254	10	-	-	SYM
easat-3816	254	11	8484	8484	NUM
easat-3816	254	12	vol	vol	NOUN
easat-3816	254	13	.	.	PROPN
easat-3816	254	14	8	8	NUM
easat-3816	254	15	,	,	PUNCT
easat-3816	254	16	no	no	INTJ
easat-3816	254	17	.	.	NOUN
easat-3816	254	18	6	6	NUM
easat-3816	254	19	:	:	SYM
easat-3816	254	20	8437	8437	NUM
easat-3816	254	21	-	-	SYM
easat-3816	254	22	8453	8453	NUM
easat-3816	254	23	,	,	PUNCT
easat-3816	254	24	2024	2024	NUM
easat-3816	254	25	doi	doi	NOUN
easat-3816	254	26	:	:	PUNCT
easat-3816	254	27	10.55214/25768484.v8i6.3816	10.55214/25768484.v8i6.3816	NUM
easat-3816	254	28	©	©	PROPN
easat-3816	254	29	2024	2024	NUM
easat-3816	254	30	by	by	ADP
easat-3816	254	31	the	the	DET
easat-3816	254	32	authors	author	NOUN
easat-3816	254	33	;	;	PUNCT
easat-3816	254	34	licensee	licensee	PROPN
easat-3816	254	35	learning	learn	VERB
easat-3816	254	36	gate	gate	NOUN
easat-3816	254	37	acknowledgement	acknowledgement	NOUN
easat-3816	254	38	:	:	PUNCT
easat-3816	254	39	authors	author	NOUN
easat-3816	254	40	would	would	AUX
easat-3816	254	41	like	like	VERB
easat-3816	254	42	to	to	PART
easat-3816	254	43	express	express	VERB
easat-3816	254	44	my	my	PRON
easat-3816	254	45	sincere	sincere	ADJ
easat-3816	254	46	gratitude	gratitude	NOUN
easat-3816	254	47	to	to	ADP
easat-3816	254	48	all	all	DET
easat-3816	254	49	the	the	DET
easat-3816	254	50	researchers	researcher	NOUN
easat-3816	254	51	,	,	PUNCT
easat-3816	254	52	institutions	institution	NOUN
easat-3816	254	53	,	,	PUNCT
easat-3816	254	54	and	and	CCONJ
easat-3816	254	55	authors	author	NOUN
easat-3816	254	56	whose	whose	DET
easat-3816	254	57	work	work	NOUN
easat-3816	254	58	contributed	contribute	VERB
easat-3816	254	59	to	to	ADP
easat-3816	254	60	this	this	DET
easat-3816	254	61	study	study	NOUN
easat-3816	254	62	.	.	PUNCT
easat-3816	255	1	special	special	ADJ
easat-3816	255	2	thanks	thank	NOUN
easat-3816	255	3	to	to	ADP
easat-3816	255	4	the	the	DET
easat-3816	255	5	databases	database	NOUN
easat-3816	255	6	and	and	CCONJ
easat-3816	255	7	resources	resource	NOUN
easat-3816	255	8	that	that	PRON
easat-3816	255	9	provided	provide	VERB
easat-3816	255	10	valuable	valuable	ADJ
easat-3816	255	11	data	datum	NOUN
easat-3816	255	12	.	.	PUNCT
easat-3816	256	1	i	i	PRON
easat-3816	256	2	also	also	ADV
easat-3816	256	3	appreciate	appreciate	VERB
easat-3816	256	4	the	the	DET
easat-3816	256	5	support	support	NOUN
easat-3816	256	6	of	of	ADP
easat-3816	256	7	my	my	PRON
easat-3816	256	8	mentors	mentor	NOUN
easat-3816	256	9	and	and	CCONJ
easat-3816	256	10	colleagues	colleague	NOUN
easat-3816	256	11	for	for	ADP
easat-3816	256	12	their	their	PRON
easat-3816	256	13	invaluable	invaluable	ADJ
easat-3816	256	14	insights	insight	NOUN
easat-3816	256	15	and	and	CCONJ
easat-3816	256	16	guidance	guidance	NOUN
easat-3816	256	17	throughout	throughout	ADP
easat-3816	256	18	this	this	DET
easat-3816	256	19	research	research	NOUN
easat-3816	256	20	.	.	PUNCT
easat-3816	257	1	copyright	copyright	NOUN
easat-3816	257	2	:	:	PUNCT
easat-3816	257	3	©	©	PROPN
easat-3816	257	4	2024	2024	NUM
easat-3816	257	5	by	by	ADP
easat-3816	257	6	the	the	DET
easat-3816	257	7	authors	author	NOUN
easat-3816	257	8	.	.	PUNCT
easat-3816	258	1	this	this	DET
easat-3816	258	2	article	article	NOUN
easat-3816	258	3	is	be	AUX
easat-3816	258	4	an	an	DET
easat-3816	258	5	open	open	ADJ
easat-3816	258	6	access	access	NOUN
easat-3816	258	7	article	article	NOUN
easat-3816	258	8	distributed	distribute	VERB
easat-3816	258	9	under	under	ADP
easat-3816	258	10	the	the	DET
easat-3816	258	11	terms	term	NOUN
easat-3816	258	12	and	and	CCONJ
easat-3816	258	13	conditions	condition	NOUN
easat-3816	258	14	of	of	ADP
easat-3816	258	15	the	the	DET
easat-3816	258	16	creative	creative	ADJ
easat-3816	258	17	commons	common	NOUN
easat-3816	258	18	attribution	attribution	NOUN
easat-3816	258	19	(	(	PUNCT
easat-3816	258	20	cc	cc	NOUN
easat-3816	258	21	by	by	ADP
easat-3816	258	22	)	)	PUNCT
easat-3816	258	23	license	license	NOUN
easat-3816	258	24	(	(	PUNCT
easat-3816	258	25	https://creativecommons.org/licenses/by/4.0/	https://creativecommons.org/licenses/by/4.0/	PROPN
easat-3816	258	26	)	)	PUNCT
easat-3816	258	27	.	.	PUNCT
easat-3816	259	1	references	reference	NOUN
easat-3816	259	2	[	[	X
easat-3816	259	3	1	1	NUM
easat-3816	259	4	]	]	PUNCT
easat-3816	259	5	abrahams	abraham	NOUN
easat-3816	259	6	,	,	PUNCT
easat-3816	259	7	t.	t.	PROPN
easat-3816	259	8	o.	o.	PROPN
easat-3816	259	9	,	,	PUNCT
easat-3816	259	10	ewuga	ewuga	PROPN
easat-3816	259	11	,	,	PUNCT
easat-3816	259	12	s.	s.	PROPN
easat-3816	259	13	k.	k.	PROPN
easat-3816	259	14	,	,	PUNCT
easat-3816	259	15	dawodu	dawodu	PROPN
easat-3816	259	16	,	,	PUNCT
easat-3816	259	17	s.	s.	PROPN
easat-3816	259	18	o.	o.	PROPN
easat-3816	259	19	,	,	PUNCT
easat-3816	259	20	adegbite	adegbite	ADV
easat-3816	259	21	,	,	PUNCT
easat-3816	259	22	a.	a.	NOUN
easat-3816	259	23	o.	o.	PROPN
easat-3816	259	24	,	,	PUNCT
easat-3816	259	25	&	&	CCONJ
easat-3816	259	26	hassan	hassan	PROPN
easat-3816	259	27	,	,	PUNCT
easat-3816	259	28	a.	a.	NOUN
easat-3816	259	29	o.	o.	PROPN
easat-3816	259	30	(	(	PUNCT
easat-3816	259	31	2024	2024	NUM
easat-3816	259	32	)	)	PUNCT
easat-3816	259	33	.	.	PUNCT
easat-3816	260	1	a	a	DET
easat-3816	260	2	review	review	NOUN
easat-3816	260	3	of	of	ADP
easat-3816	260	4	cybersecurity	cybersecurity	NOUN
easat-3816	260	5	strategies	strategy	NOUN
easat-3816	260	6	in	in	ADP
easat-3816	260	7	modern	modern	ADJ
easat-3816	260	8	organizations	organization	NOUN
easat-3816	260	9	:	:	PUNCT
easat-3816	260	10	examining	examine	VERB
easat-3816	260	11	the	the	DET
easat-3816	260	12	evolution	evolution	NOUN
easat-3816	260	13	and	and	CCONJ
easat-3816	260	14	effectiveness	effectiveness	NOUN
easat-3816	260	15	of	of	ADP
easat-3816	260	16	cybersecurity	cybersecurity	NOUN
easat-3816	260	17	measures	measure	NOUN
easat-3816	260	18	for	for	ADP
easat-3816	260	19	data	datum	NOUN
easat-3816	260	20	protection	protection	NOUN
easat-3816	260	21	.	.	PUNCT
easat-3816	261	1	computer	computer	NOUN
easat-3816	261	2	science	science	PROPN
easat-3816	261	3	&	&	CCONJ
easat-3816	261	4	it	it	PRON
easat-3816	261	5	research	research	NOUN
easat-3816	261	6	journal	journal	NOUN
easat-3816	261	7	,	,	PUNCT
easat-3816	261	8	5(1	5(1	NUM
easat-3816	261	9	)	)	PUNCT
easat-3816	261	10	,	,	PUNCT
easat-3816	261	11	1	1	NUM
easat-3816	261	12	-	-	SYM
easat-3816	261	13	25	25	NUM
easat-3816	261	14	.	.	PUNCT
easat-3816	262	1	[	[	X
easat-3816	262	2	2	2	NUM
easat-3816	262	3	]	]	PUNCT
easat-3816	262	4	adeniran	adeniran	NOUN
easat-3816	262	5	,	,	PUNCT
easat-3816	262	6	i.	i.	PROPN
easat-3816	262	7	a.	a.	PROPN
easat-3816	262	8	,	,	PUNCT
easat-3816	262	9	abhulimen	abhuliman	NOUN
easat-3816	262	10	,	,	PUNCT
easat-3816	262	11	a.	a.	NOUN
easat-3816	262	12	o.	o.	PROPN
easat-3816	262	13	,	,	PUNCT
easat-3816	262	14	obiki	obiki	PROPN
easat-3816	262	15	-	-	PUNCT
easat-3816	262	16	osafiele	osafiele	NOUN
easat-3816	262	17	,	,	PUNCT
easat-3816	262	18	a.	a.	NOUN
easat-3816	262	19	n.	n.	NOUN
easat-3816	262	20	,	,	PUNCT
easat-3816	262	21	osundare	osundare	PROPN
easat-3816	262	22	,	,	PUNCT
easat-3816	262	23	o.	o.	PROPN
easat-3816	262	24	s.	s.	PROPN
easat-3816	262	25	,	,	PUNCT
easat-3816	262	26	agu	agu	PROPN
easat-3816	262	27	,	,	PUNCT
easat-3816	262	28	e.	e.	PROPN
easat-3816	262	29	e.	e.	PROPN
easat-3816	262	30	,	,	PUNCT
easat-3816	262	31	&	&	CCONJ
easat-3816	262	32	efunniyi	efunniyi	PROPN
easat-3816	262	33	,	,	PUNCT
easat-3816	262	34	c.	c.	PROPN
easat-3816	262	35	p.	p.	PROPN
easat-3816	262	36	(	(	PUNCT
easat-3816	262	37	2024	2024	NUM
easat-3816	262	38	)	)	PUNCT
easat-3816	262	39	.	.	PUNCT
easat-3816	263	1	strategic	strategic	ADJ
easat-3816	263	2	risk	risk	NOUN
easat-3816	263	3	management	management	NOUN
easat-3816	263	4	in	in	ADP
easat-3816	263	5	financial	financial	ADJ
easat-3816	263	6	institutions	institution	NOUN
easat-3816	263	7	:	:	PUNCT
easat-3816	263	8	ensuring	ensure	VERB
easat-3816	263	9	robust	robust	ADJ
easat-3816	263	10	regulatory	regulatory	ADJ
easat-3816	263	11	compliance	compliance	NOUN
easat-3816	263	12	.	.	PUNCT
easat-3816	264	1	finance	finance	NOUN
easat-3816	264	2	&	&	CCONJ
easat-3816	264	3	accounting	accounting	PROPN
easat-3816	264	4	research	research	PROPN
easat-3816	264	5	journal	journal	PROPN
easat-3816	264	6	,	,	PUNCT
easat-3816	264	7	6(8	6(8	NUM
easat-3816	264	8	)	)	PUNCT
easat-3816	264	9	,	,	PUNCT
easat-3816	264	10	1582	1582	NUM
easat-3816	264	11	-	-	SYM
easat-3816	264	12	1596	1596	NUM
easat-3816	264	13	.	.	PUNCT
easat-3816	265	1	[	[	X
easat-3816	265	2	3	3	NUM
easat-3816	265	3	]	]	X
easat-3816	265	4	ahmed	ahmed	PROPN
easat-3816	265	5	,	,	PUNCT
easat-3816	265	6	s.	s.	PROPN
easat-3816	265	7	,	,	PUNCT
easat-3816	265	8	&	&	CCONJ
easat-3816	265	9	khan	khan	PROPN
easat-3816	265	10	,	,	PUNCT
easat-3816	265	11	m.	m.	NOUN
easat-3816	265	12	(	(	PUNCT
easat-3816	265	13	2023	2023	NUM
easat-3816	265	14	)	)	PUNCT
easat-3816	265	15	.	.	PUNCT
easat-3816	266	1	securing	secure	VERB
easat-3816	266	2	the	the	DET
easat-3816	266	3	internet	internet	NOUN
easat-3816	266	4	of	of	ADP
easat-3816	266	5	things	thing	NOUN
easat-3816	266	6	(	(	PUNCT
easat-3816	266	7	iot	iot	NOUN
easat-3816	266	8	):	):	PUNCT
easat-3816	266	9	a	a	DET
easat-3816	266	10	comprehensive	comprehensive	ADJ
easat-3816	266	11	study	study	NOUN
easat-3816	266	12	on	on	ADP
easat-3816	266	13	the	the	DET
easat-3816	266	14	intersection	intersection	NOUN
easat-3816	266	15	of	of	ADP
easat-3816	266	16	cybersecurity	cybersecurity	NOUN
easat-3816	266	17	,	,	PUNCT
easat-3816	266	18	privacy	privacy	NOUN
easat-3816	266	19	,	,	PUNCT
easat-3816	266	20	and	and	CCONJ
easat-3816	266	21	connectivity	connectivity	NOUN
easat-3816	266	22	in	in	ADP
easat-3816	266	23	the	the	DET
easat-3816	266	24	iot	iot	PROPN
easat-3816	266	25	ecosystem	ecosystem	NOUN
easat-3816	266	26	.	.	PUNCT
easat-3816	267	1	ai	ai	VERB
easat-3816	267	2	,	,	PUNCT
easat-3816	267	3	iot	iot	PROPN
easat-3816	267	4	and	and	CCONJ
easat-3816	267	5	the	the	DET
easat-3816	267	6	fourth	fourth	PROPN
easat-3816	267	7	industrial	industrial	PROPN
easat-3816	267	8	revolution	revolution	PROPN
easat-3816	267	9	review	review	PROPN
easat-3816	267	10	,	,	PUNCT
easat-3816	267	11	13(9	13(9	NUM
easat-3816	267	12	)	)	PUNCT
easat-3816	267	13	,	,	PUNCT
easat-3816	267	14	1	1	NUM
easat-3816	267	15	-	-	SYM
easat-3816	267	16	17	17	NUM
easat-3816	267	17	.	.	PUNCT
easat-3816	268	1	[	[	X
easat-3816	268	2	4	4	NUM
easat-3816	268	3	]	]	SYM
easat-3816	268	4	akartuna	akartuna	NOUN
easat-3816	268	5	,	,	PUNCT
easat-3816	268	6	e.	e.	PROPN
easat-3816	268	7	a.	a.	PROPN
easat-3816	268	8	,	,	PUNCT
easat-3816	268	9	johnson	johnson	PROPN
easat-3816	268	10	,	,	PUNCT
easat-3816	268	11	s.	s.	PROPN
easat-3816	268	12	d.	d.	PROPN
easat-3816	268	13	,	,	PUNCT
easat-3816	268	14	&	&	CCONJ
easat-3816	268	15	thornton	thornton	PROPN
easat-3816	268	16	,	,	PUNCT
easat-3816	268	17	a.	a.	NOUN
easat-3816	268	18	(	(	PUNCT
easat-3816	268	19	2022	2022	NUM
easat-3816	268	20	)	)	PUNCT
easat-3816	268	21	.	.	PUNCT
easat-3816	269	1	preventing	prevent	VERB
easat-3816	269	2	the	the	DET
easat-3816	269	3	money	money	NOUN
easat-3816	269	4	laundering	laundering	NOUN
easat-3816	269	5	and	and	CCONJ
easat-3816	269	6	terrorist	terrorist	ADJ
easat-3816	269	7	financing	financing	NOUN
easat-3816	269	8	risks	risk	NOUN
easat-3816	269	9	of	of	ADP
easat-3816	269	10	emerging	emerge	VERB
easat-3816	269	11	technologies	technology	NOUN
easat-3816	269	12	:	:	PUNCT
easat-3816	269	13	an	an	DET
easat-3816	269	14	international	international	ADJ
easat-3816	269	15	policy	policy	NOUN
easat-3816	269	16	delphi	delphi	NOUN
easat-3816	269	17	study	study	NOUN
easat-3816	269	18	.	.	PUNCT
easat-3816	270	1	technological	technological	ADJ
easat-3816	270	2	forecasting	forecasting	NOUN
easat-3816	270	3	and	and	CCONJ
easat-3816	270	4	social	social	ADJ
easat-3816	270	5	change	change	NOUN
easat-3816	270	6	,	,	PUNCT
easat-3816	270	7	179	179	NUM
easat-3816	270	8	,	,	PUNCT
easat-3816	270	9	121632	121632	NUM
easat-3816	270	10	.	.	PUNCT
easat-3816	271	1	[	[	X
easat-3816	271	2	5	5	NUM
easat-3816	271	3	]	]	X
easat-3816	271	4	alam	alam	PROPN
easat-3816	271	5	,	,	PUNCT
easat-3816	271	6	s.	s.	PROPN
easat-3816	271	7	,	,	PUNCT
easat-3816	271	8	afrin	afrin	PROPN
easat-3816	271	9	,	,	PUNCT
easat-3816	271	10	s.	s.	PROPN
easat-3816	271	11	,	,	PUNCT
easat-3816	271	12	alam	alam	PROPN
easat-3816	271	13	,	,	PUNCT
easat-3816	271	14	s.	s.	PROPN
easat-3816	271	15	a.	a.	PROPN
easat-3816	271	16	,	,	PUNCT
easat-3816	271	17	bhuiyan	bhuiyan	PROPN
easat-3816	271	18	,	,	PUNCT
easat-3816	271	19	m.	m.	PROPN
easat-3816	271	20	r.	r.	PROPN
easat-3816	271	21	i.	i.	PROPN
easat-3816	271	22	,	,	PUNCT
easat-3816	271	23	galván	galván	PROPN
easat-3816	271	24	,	,	PUNCT
easat-3816	271	25	r.	r.	PROPN
easat-3816	271	26	s.	s.	PROPN
easat-3816	271	27	,	,	PUNCT
easat-3816	271	28	martínez	martínez	PROPN
easat-3816	271	29	,	,	PUNCT
easat-3816	271	30	a.	a.	PROPN
easat-3816	271	31	b.	b.	PROPN
easat-3816	271	32	,	,	PUNCT
easat-3816	271	33	&	&	CCONJ
easat-3816	271	34	tabassum	tabassum	PROPN
easat-3816	271	35	,	,	PUNCT
easat-3816	271	36	s.	s.	PROPN
easat-3816	271	37	(	(	PUNCT
easat-3816	271	38	2024	2024	NUM
easat-3816	271	39	)	)	PUNCT
easat-3816	271	40	.	.	PUNCT
easat-3816	272	1	a	a	DET
easat-3816	272	2	conceptual	conceptual	ADJ
easat-3816	272	3	framework	framework	NOUN
easat-3816	272	4	for	for	ADP
easat-3816	272	5	family	family	NOUN
easat-3816	272	6	business	business	NOUN
easat-3816	272	7	strategic	strategic	ADJ
easat-3816	272	8	direction	direction	NOUN
easat-3816	272	9	in	in	ADP
easat-3816	272	10	the	the	DET
easat-3816	272	11	bangladeshi	bangladeshi	PROPN
easat-3816	272	12	readymade	readymade	PROPN
easat-3816	272	13	garment	garment	PROPN
easat-3816	272	14	industry	industry	PROPN
easat-3816	272	15	.	.	PUNCT
easat-3816	273	1	bangladesh	bangladesh	PROPN
easat-3816	273	2	journal	journal	PROPN
easat-3816	273	3	of	of	ADP
easat-3816	273	4	mis	mis	PROPN
easat-3816	273	5	,	,	PUNCT
easat-3816	273	6	10(01	10(01	NUM
easat-3816	273	7	)	)	PUNCT
easat-3816	273	8	.	.	PUNCT
easat-3816	274	1	http://dx.doi.org/10.61606/bjmis.v10n1.a2	http://dx.doi.org/10.61606/bjmis.v10n1.a2	PROPN
easat-3816	275	1	[	[	X
easat-3816	275	2	6	6	NUM
easat-3816	275	3	]	]	X
easat-3816	275	4	alam	alam	PROPN
easat-3816	275	5	,	,	PUNCT
easat-3816	275	6	s.	s.	PROPN
easat-3816	275	7	,	,	PUNCT
easat-3816	275	8	hoque	hoque	NOUN
easat-3816	275	9	,	,	PUNCT
easat-3816	275	10	m.	m.	NOUN
easat-3816	275	11	r.	r.	PROPN
easat-3816	275	12	,	,	PUNCT
easat-3816	275	13	&	&	CCONJ
easat-3816	275	14	ray	ray	PROPN
easat-3816	275	15	,	,	PUNCT
easat-3816	275	16	p.	p.	NOUN
easat-3816	275	17	(	(	PUNCT
easat-3816	275	18	2022	2022	NUM
easat-3816	275	19	)	)	PUNCT
easat-3816	275	20	.	.	PUNCT
easat-3816	276	1	the	the	DET
easat-3816	276	2	role	role	NOUN
easat-3816	276	3	of	of	ADP
easat-3816	276	4	technology	technology	NOUN
easat-3816	276	5	entrepreneurship	entrepreneurship	NOUN
easat-3816	276	6	in	in	ADP
easat-3816	276	7	facilitating	facilitate	VERB
easat-3816	276	8	corporate	corporate	ADJ
easat-3816	276	9	donations	donation	NOUN
easat-3816	276	10	:	:	PUNCT
easat-3816	276	11	a	a	DET
easat-3816	276	12	model	model	NOUN
easat-3816	276	13	for	for	ADP
easat-3816	276	14	b2b	b2b	NOUN
easat-3816	276	15	social	social	ADJ
easat-3816	276	16	e	e	NOUN
easat-3816	276	17	-	-	NOUN
easat-3816	276	18	business	business	NOUN
easat-3816	276	19	development	development	NOUN
easat-3816	276	20	.	.	PUNCT
easat-3816	277	1	in	in	ADP
easat-3816	277	2	technology	technology	NOUN
easat-3816	277	3	entrepreneurship	entrepreneurship	NOUN
easat-3816	277	4	and	and	CCONJ
easat-3816	277	5	sustainable	sustainable	ADJ
easat-3816	277	6	development	development	NOUN
easat-3816	277	7	(	(	PUNCT
easat-3816	277	8	pp	pp	ADJ
easat-3816	277	9	.	.	PUNCT
easat-3816	277	10	159180	159180	NUM
easat-3816	277	11	)	)	PUNCT
easat-3816	277	12	.	.	PUNCT
easat-3816	278	1	singapore	singapore	PROPN
easat-3816	278	2	:	:	PUNCT
easat-3816	278	3	springer	springer	NOUN
easat-3816	278	4	nature	nature	PROPN
easat-3816	278	5	singapore	singapore	PROPN
easat-3816	278	6	.	.	PUNCT
easat-3816	279	1	[	[	X
easat-3816	279	2	7	7	X
easat-3816	279	3	]	]	X
easat-3816	279	4	alawida	alawida	PROPN
easat-3816	279	5	,	,	PUNCT
easat-3816	279	6	m.	m.	NOUN
easat-3816	279	7	,	,	PUNCT
easat-3816	279	8	mejri	mejri	NOUN
easat-3816	279	9	,	,	PUNCT
easat-3816	279	10	s.	s.	PROPN
easat-3816	279	11	,	,	PUNCT
easat-3816	279	12	mehmood	mehmood	PROPN
easat-3816	279	13	,	,	PUNCT
easat-3816	279	14	a.	a.	PROPN
easat-3816	279	15	,	,	PUNCT
easat-3816	279	16	chikhaoui	chikhaoui	PROPN
easat-3816	279	17	,	,	PUNCT
easat-3816	279	18	b.	b.	PROPN
easat-3816	279	19	,	,	PUNCT
easat-3816	279	20	&	&	CCONJ
easat-3816	279	21	isaac	isaac	PROPN
easat-3816	279	22	abiodun	abiodun	PROPN
easat-3816	279	23	,	,	PUNCT
easat-3816	279	24	o.	o.	PROPN
easat-3816	279	25	(	(	PUNCT
easat-3816	279	26	2023	2023	NUM
easat-3816	279	27	)	)	PUNCT
easat-3816	279	28	.	.	PUNCT
easat-3816	280	1	a	a	DET
easat-3816	280	2	comprehensive	comprehensive	ADJ
easat-3816	280	3	study	study	NOUN
easat-3816	280	4	of	of	ADP
easat-3816	280	5	chatgpt	chatgpt	NOUN
easat-3816	280	6	:	:	PUNCT
easat-3816	280	7	advancements	advancement	NOUN
easat-3816	280	8	,	,	PUNCT
easat-3816	280	9	limitations	limitation	NOUN
easat-3816	280	10	,	,	PUNCT
easat-3816	280	11	and	and	CCONJ
easat-3816	280	12	ethical	ethical	ADJ
easat-3816	280	13	considerations	consideration	NOUN
easat-3816	280	14	in	in	ADP
easat-3816	280	15	natural	natural	ADJ
easat-3816	280	16	language	language	NOUN
easat-3816	280	17	processing	processing	NOUN
easat-3816	280	18	and	and	CCONJ
easat-3816	280	19	cybersecurity	cybersecurity	NOUN
easat-3816	280	20	.	.	PUNCT
easat-3816	281	1	information	information	NOUN
easat-3816	281	2	,	,	PUNCT
easat-3816	281	3	14(8	14(8	NUM
easat-3816	281	4	)	)	PUNCT
easat-3816	281	5	,	,	PUNCT
easat-3816	281	6	462	462	NUM
easat-3816	281	7	.	.	PUNCT
easat-3816	282	1	[	[	X
easat-3816	282	2	8	8	NUM
easat-3816	282	3	]	]	PUNCT
easat-3816	282	4	albshaier	albshaier	NOUN
easat-3816	282	5	,	,	PUNCT
easat-3816	282	6	l.	l.	PROPN
easat-3816	282	7	,	,	PUNCT
easat-3816	282	8	almarri	almarri	PROPN
easat-3816	282	9	,	,	PUNCT
easat-3816	282	10	s.	s.	PROPN
easat-3816	282	11	,	,	PUNCT
easat-3816	282	12	&	&	CCONJ
easat-3816	282	13	hafizur	hafizur	PROPN
easat-3816	282	14	rahman	rahman	PROPN
easat-3816	282	15	,	,	PUNCT
easat-3816	282	16	m.	m.	NOUN
easat-3816	282	17	m.	m.	NOUN
easat-3816	282	18	(	(	PUNCT
easat-3816	282	19	2024	2024	NUM
easat-3816	282	20	)	)	PUNCT
easat-3816	282	21	.	.	PUNCT
easat-3816	283	1	a	a	DET
easat-3816	283	2	review	review	NOUN
easat-3816	283	3	of	of	ADP
easat-3816	283	4	blockchain	blockchain	PROPN
easat-3816	283	5	’s	’s	PART
easat-3816	283	6	role	role	NOUN
easat-3816	283	7	in	in	ADP
easat-3816	283	8	e	e	NOUN
easat-3816	283	9	-	-	NOUN
easat-3816	283	10	commerce	commerce	NOUN
easat-3816	283	11	transactions	transaction	NOUN
easat-3816	283	12	:	:	PUNCT
easat-3816	283	13	open	open	ADJ
easat-3816	283	14	challenges	challenge	NOUN
easat-3816	283	15	,	,	PUNCT
easat-3816	283	16	and	and	CCONJ
easat-3816	283	17	future	future	ADJ
easat-3816	283	18	research	research	NOUN
easat-3816	283	19	directions	direction	NOUN
easat-3816	283	20	.	.	PUNCT
easat-3816	284	1	computers	computer	NOUN
easat-3816	284	2	,	,	PUNCT
easat-3816	284	3	13(1	13(1	NUM
easat-3816	284	4	)	)	PUNCT
easat-3816	284	5	,	,	PUNCT
easat-3816	284	6	27	27	NUM
easat-3816	284	7	.	.	PUNCT
easat-3816	285	1	[	[	X
easat-3816	285	2	9	9	NUM
easat-3816	285	3	]	]	X
easat-3816	285	4	al	al	PROPN
easat-3816	285	5	-	-	PUNCT
easat-3816	285	6	hawamleh	hawamleh	PROPN
easat-3816	285	7	,	,	PUNCT
easat-3816	285	8	a.	a.	NOUN
easat-3816	285	9	(	(	PUNCT
easat-3816	285	10	2024	2024	NUM
easat-3816	285	11	)	)	PUNCT
easat-3816	285	12	.	.	PUNCT
easat-3816	286	1	cyber	cyber	NOUN
easat-3816	286	2	resilience	resilience	NOUN
easat-3816	286	3	framework	framework	NOUN
easat-3816	286	4	:	:	PUNCT
easat-3816	286	5	strengthening	strengthen	VERB
easat-3816	286	6	defenses	defense	NOUN
easat-3816	286	7	and	and	CCONJ
easat-3816	286	8	enhancing	enhance	VERB
easat-3816	286	9	continuity	continuity	NOUN
easat-3816	286	10	in	in	ADP
easat-3816	286	11	business	business	NOUN
easat-3816	286	12	security	security	NOUN
easat-3816	286	13	.	.	PUNCT
easat-3816	287	1	international	international	ADJ
easat-3816	287	2	journal	journal	NOUN
easat-3816	287	3	of	of	ADP
easat-3816	287	4	computing	computing	NOUN
easat-3816	287	5	and	and	CCONJ
easat-3816	287	6	digital	digital	ADJ
easat-3816	287	7	systems	system	NOUN
easat-3816	287	8	,	,	PUNCT
easat-3816	287	9	15(1	15(1	NUM
easat-3816	287	10	)	)	PUNCT
easat-3816	287	11	,	,	PUNCT
easat-3816	287	12	1315	1315	NUM
easat-3816	287	13	-	-	SYM
easat-3816	287	14	1331	1331	NUM
easat-3816	287	15	.	.	PUNCT
easat-3816	288	1	[	[	X
easat-3816	288	2	10	10	NUM
easat-3816	288	3	]	]	X
easat-3816	288	4	allioui	allioui	NOUN
easat-3816	288	5	,	,	PUNCT
easat-3816	288	6	h.	h.	PROPN
easat-3816	288	7	,	,	PUNCT
easat-3816	288	8	&	&	CCONJ
easat-3816	288	9	mourdi	mourdi	PROPN
easat-3816	288	10	,	,	PUNCT
easat-3816	288	11	y.	y.	PROPN
easat-3816	288	12	(	(	PUNCT
easat-3816	288	13	2023	2023	NUM
easat-3816	288	14	)	)	PUNCT
easat-3816	288	15	.	.	PUNCT
easat-3816	289	1	exploring	explore	VERB
easat-3816	289	2	the	the	DET
easat-3816	289	3	full	full	ADJ
easat-3816	289	4	potentials	potential	NOUN
easat-3816	289	5	of	of	ADP
easat-3816	289	6	iot	iot	NOUN
easat-3816	289	7	for	for	ADP
easat-3816	289	8	better	well	ADJ
easat-3816	289	9	financial	financial	ADJ
easat-3816	289	10	growth	growth	NOUN
easat-3816	289	11	and	and	CCONJ
easat-3816	289	12	stability	stability	NOUN
easat-3816	289	13	:	:	PUNCT
easat-3816	289	14	a	a	DET
easat-3816	289	15	comprehensive	comprehensive	ADJ
easat-3816	289	16	survey	survey	NOUN
easat-3816	289	17	.	.	PUNCT
easat-3816	290	1	sensors	sensor	NOUN
easat-3816	290	2	,	,	PUNCT
easat-3816	290	3	23(19	23(19	NUM
easat-3816	290	4	)	)	PUNCT
easat-3816	290	5	,	,	PUNCT
easat-3816	290	6	8015	8015	NUM
easat-3816	290	7	.	.	PUNCT
easat-3816	291	1	[	[	X
easat-3816	291	2	11	11	NUM
easat-3816	291	3	]	]	PUNCT
easat-3816	291	4	alshurideh	alshurideh	ADV
easat-3816	291	5	,	,	PUNCT
easat-3816	291	6	m.	m.	NOUN
easat-3816	291	7	,	,	PUNCT
easat-3816	291	8	alquqa	alquqa	PROPN
easat-3816	291	9	,	,	PUNCT
easat-3816	291	10	e.	e.	PROPN
easat-3816	291	11	,	,	PUNCT
easat-3816	291	12	alzoubi	alzoubi	PROPN
easat-3816	291	13	,	,	PUNCT
easat-3816	291	14	h.	h.	PROPN
easat-3816	291	15	,	,	PUNCT
easat-3816	291	16	kurdi	kurdi	PROPN
easat-3816	291	17	,	,	PUNCT
easat-3816	291	18	b.	b.	PROPN
easat-3816	291	19	,	,	PUNCT
easat-3816	291	20	&	&	CCONJ
easat-3816	291	21	hamadneh	hamadneh	PROPN
easat-3816	291	22	,	,	PUNCT
easat-3816	291	23	s.	s.	PROPN
easat-3816	291	24	(	(	PUNCT
easat-3816	291	25	2023	2023	NUM
easat-3816	291	26	)	)	PUNCT
easat-3816	291	27	.	.	PUNCT
easat-3816	292	1	the	the	DET
easat-3816	292	2	effect	effect	NOUN
easat-3816	292	3	of	of	ADP
easat-3816	292	4	information	information	NOUN
easat-3816	292	5	security	security	NOUN
easat-3816	292	6	on	on	ADP
easat-3816	292	7	esupply	esupply	NOUN
easat-3816	292	8	chain	chain	NOUN
easat-3816	292	9	in	in	ADP
easat-3816	292	10	the	the	DET
easat-3816	292	11	uae	uae	PROPN
easat-3816	292	12	logistics	logistic	NOUN
easat-3816	292	13	and	and	CCONJ
easat-3816	292	14	distribution	distribution	NOUN
easat-3816	292	15	industry	industry	NOUN
easat-3816	292	16	.	.	PUNCT
easat-3816	293	1	uncertain	uncertain	ADJ
easat-3816	293	2	supply	supply	NOUN
easat-3816	293	3	chain	chain	NOUN
easat-3816	293	4	management	management	NOUN
easat-3816	293	5	,	,	PUNCT
easat-3816	293	6	11(1	11(1	NUM
easat-3816	293	7	)	)	PUNCT
easat-3816	293	8	,	,	PUNCT
easat-3816	293	9	145	145	NUM
easat-3816	293	10	-	-	SYM
easat-3816	293	11	152	152	NUM
easat-3816	293	12	.	.	PUNCT
easat-3816	294	1	[	[	X
easat-3816	294	2	12	12	NUM
easat-3816	294	3	]	]	X
easat-3816	294	4	aslan	aslan	PROPN
easat-3816	294	5	,	,	PUNCT
easat-3816	294	6	ö.	ö.	PROPN
easat-3816	294	7	,	,	PUNCT
easat-3816	294	8	aktuğ	aktuğ	VERB
easat-3816	294	9	,	,	PUNCT
easat-3816	294	10	s.	s.	PROPN
easat-3816	294	11	s.	s.	PROPN
easat-3816	294	12	,	,	PUNCT
easat-3816	294	13	ozkan	ozkan	PROPN
easat-3816	294	14	-	-	PUNCT
easat-3816	294	15	okay	okay	ADJ
easat-3816	294	16	,	,	PUNCT
easat-3816	294	17	m.	m.	NOUN
easat-3816	294	18	,	,	PUNCT
easat-3816	294	19	yilmaz	yilmaz	PROPN
easat-3816	294	20	,	,	PUNCT
easat-3816	294	21	a.	a.	NOUN
easat-3816	294	22	a.	a.	PROPN
easat-3816	294	23	,	,	PUNCT
easat-3816	294	24	&	&	CCONJ
easat-3816	294	25	akin	akin	ADJ
easat-3816	294	26	,	,	PUNCT
easat-3816	294	27	e.	e.	PROPN
easat-3816	294	28	(	(	PUNCT
easat-3816	294	29	2023	2023	NUM
easat-3816	294	30	)	)	PUNCT
easat-3816	294	31	.	.	PUNCT
easat-3816	295	1	a	a	DET
easat-3816	295	2	comprehensive	comprehensive	ADJ
easat-3816	295	3	review	review	NOUN
easat-3816	295	4	of	of	ADP
easat-3816	295	5	cyber	cyber	ADJ
easat-3816	295	6	security	security	NOUN
easat-3816	295	7	vulnerabilities	vulnerability	NOUN
easat-3816	295	8	,	,	PUNCT
easat-3816	295	9	threats	threat	NOUN
easat-3816	295	10	,	,	PUNCT
easat-3816	295	11	attacks	attack	NOUN
easat-3816	295	12	,	,	PUNCT
easat-3816	295	13	and	and	CCONJ
easat-3816	295	14	solutions	solution	NOUN
easat-3816	295	15	.	.	PUNCT
easat-3816	296	1	electronics	electronic	NOUN
easat-3816	296	2	,	,	PUNCT
easat-3816	296	3	12(6	12(6	NUM
easat-3816	296	4	)	)	PUNCT
easat-3816	296	5	,	,	PUNCT
easat-3816	296	6	1333	1333	NUM
easat-3816	296	7	.	.	PUNCT
easat-3816	297	1	[	[	X
easat-3816	297	2	13	13	NUM
easat-3816	297	3	]	]	X
easat-3816	297	4	ayeni	ayeni	PROPN
easat-3816	297	5	,	,	PUNCT
easat-3816	297	6	r.	r.	PROPN
easat-3816	297	7	k.	k.	PROPN
easat-3816	297	8	,	,	PUNCT
easat-3816	297	9	adebiyi	adebiyi	NOUN
easat-3816	297	10	,	,	PUNCT
easat-3816	297	11	a.	a.	NOUN
easat-3816	297	12	a.	a.	PROPN
easat-3816	297	13	,	,	PUNCT
easat-3816	297	14	okesola	okesola	PROPN
easat-3816	297	15	,	,	PUNCT
easat-3816	297	16	j.	j.	PROPN
easat-3816	297	17	o.	o.	PROPN
easat-3816	297	18	,	,	PUNCT
easat-3816	297	19	&	&	CCONJ
easat-3816	297	20	igbekele	igbekele	PROPN
easat-3816	297	21	,	,	PUNCT
easat-3816	297	22	e.	e.	PROPN
easat-3816	297	23	(	(	PUNCT
easat-3816	297	24	2024	2024	NUM
easat-3816	297	25	,	,	PUNCT
easat-3816	297	26	april	april	PROPN
easat-3816	297	27	)	)	PUNCT
easat-3816	297	28	.	.	PUNCT
easat-3816	298	1	phishing	phishe	VERB
easat-3816	298	2	attacks	attack	NOUN
easat-3816	298	3	and	and	CCONJ
easat-3816	298	4	detection	detection	NOUN
easat-3816	298	5	techniques	technique	NOUN
easat-3816	298	6	:	:	PUNCT
easat-3816	298	7	a	a	DET
easat-3816	298	8	systematic	systematic	ADJ
easat-3816	298	9	review	review	NOUN
easat-3816	298	10	.	.	PUNCT
easat-3816	299	1	in	in	ADP
easat-3816	299	2	2024	2024	NUM
easat-3816	299	3	international	international	ADJ
easat-3816	299	4	conference	conference	NOUN
easat-3816	299	5	on	on	ADP
easat-3816	299	6	science	science	NOUN
easat-3816	299	7	,	,	PUNCT
easat-3816	299	8	engineering	engineering	NOUN
easat-3816	299	9	and	and	CCONJ
easat-3816	299	10	business	business	NOUN
easat-3816	299	11	for	for	ADP
easat-3816	299	12	driving	drive	VERB
easat-3816	299	13	sustainable	sustainable	ADJ
easat-3816	299	14	development	development	NOUN
easat-3816	299	15	goals	goal	NOUN
easat-3816	299	16	(	(	PUNCT
easat-3816	299	17	seb4sdg	seb4sdg	NOUN
easat-3816	299	18	)	)	PUNCT
easat-3816	299	19	(	(	PUNCT
easat-3816	299	20	pp	pp	ADJ
easat-3816	299	21	.	.	PUNCT
easat-3816	300	1	1	1	NUM
easat-3816	300	2	-	-	SYM
easat-3816	300	3	17	17	NUM
easat-3816	300	4	)	)	PUNCT
easat-3816	300	5	.	.	PUNCT
easat-3816	301	1	ieee	ieee	NOUN
easat-3816	301	2	.	.	PUNCT
easat-3816	302	1	[	[	X
easat-3816	302	2	14	14	NUM
easat-3816	302	3	]	]	SYM
easat-3816	302	4	bello	bello	PROPN
easat-3816	302	5	,	,	PUNCT
easat-3816	302	6	o.	o.	PROPN
easat-3816	302	7	a.	a.	PROPN
easat-3816	302	8	,	,	PUNCT
easat-3816	302	9	folorunso	folorunso	PROPN
easat-3816	302	10	,	,	PUNCT
easat-3816	302	11	a.	a.	NOUN
easat-3816	302	12	,	,	PUNCT
easat-3816	302	13	onwuchekwa	onwuchekwa	PROPN
easat-3816	302	14	,	,	PUNCT
easat-3816	302	15	j.	j.	PROPN
easat-3816	302	16	,	,	PUNCT
easat-3816	302	17	&	&	CCONJ
easat-3816	302	18	ejiofor	ejiofor	ADV
easat-3816	302	19	,	,	PUNCT
easat-3816	302	20	o.	o.	PROPN
easat-3816	302	21	e.	e.	PROPN
easat-3816	302	22	(	(	PUNCT
easat-3816	302	23	2023	2023	NUM
easat-3816	302	24	)	)	PUNCT
easat-3816	302	25	.	.	PUNCT
easat-3816	303	1	a	a	DET
easat-3816	303	2	comprehensive	comprehensive	ADJ
easat-3816	303	3	framework	framework	NOUN
easat-3816	303	4	for	for	ADP
easat-3816	303	5	strengthening	strengthen	VERB
easat-3816	303	6	usa	usa	PROPN
easat-3816	303	7	financial	financial	ADJ
easat-3816	303	8	cybersecurity	cybersecurity	NOUN
easat-3816	303	9	:	:	PUNCT
easat-3816	303	10	integrating	integrate	VERB
easat-3816	303	11	machine	machine	NOUN
easat-3816	303	12	learning	learning	NOUN
easat-3816	303	13	and	and	CCONJ
easat-3816	303	14	ai	ai	VERB
easat-3816	303	15	in	in	ADP
easat-3816	303	16	fraud	fraud	NOUN
easat-3816	303	17	detection	detection	NOUN
easat-3816	303	18	systems	system	NOUN
easat-3816	303	19	.	.	PUNCT
easat-3816	304	1	european	european	ADJ
easat-3816	304	2	journal	journal	PROPN
easat-3816	304	3	of	of	ADP
easat-3816	304	4	computer	computer	NOUN
easat-3816	304	5	science	science	NOUN
easat-3816	304	6	and	and	CCONJ
easat-3816	304	7	information	information	NOUN
easat-3816	304	8	technology	technology	NOUN
easat-3816	304	9	,	,	PUNCT
easat-3816	304	10	11(6	11(6	NUM
easat-3816	304	11	)	)	PUNCT
easat-3816	304	12	,	,	PUNCT
easat-3816	304	13	62	62	NUM
easat-3816	304	14	-	-	SYM
easat-3816	304	15	83	83	NUM
easat-3816	304	16	.	.	PUNCT
easat-3816	305	1	[	[	X
easat-3816	305	2	15	15	NUM
easat-3816	305	3	]	]	X
easat-3816	305	4	bhuiyan	bhuiyan	NOUN
easat-3816	305	5	,	,	PUNCT
easat-3816	305	6	m.	m.	PROPN
easat-3816	305	7	r.	r.	PROPN
easat-3816	305	8	i.	i.	PROPN
easat-3816	305	9	(	(	PUNCT
easat-3816	305	10	2024	2024	NUM
easat-3816	305	11	)	)	PUNCT
easat-3816	305	12	.	.	PUNCT
easat-3816	306	1	examining	examine	VERB
easat-3816	306	2	the	the	DET
easat-3816	306	3	digital	digital	ADJ
easat-3816	306	4	transformation	transformation	NOUN
easat-3816	306	5	and	and	CCONJ
easat-3816	306	6	digital	digital	ADJ
easat-3816	306	7	entrepreneurship	entrepreneurship	NOUN
easat-3816	306	8	:	:	PUNCT
easat-3816	306	9	a	a	DET
easat-3816	306	10	prisma	prisma	NOUN
easat-3816	306	11	based	base	VERB
easat-3816	306	12	systematic	systematic	ADJ
easat-3816	306	13	review	review	NOUN
easat-3816	306	14	.	.	PUNCT
easat-3816	307	1	pakistan	pakistan	PROPN
easat-3816	307	2	journal	journal	PROPN
easat-3816	307	3	of	of	ADP
easat-3816	307	4	life	life	NOUN
easat-3816	307	5	and	and	CCONJ
easat-3816	307	6	social	social	ADJ
easat-3816	307	7	sciences	science	NOUN
easat-3816	307	8	,	,	PUNCT
easat-3816	307	9	22(1	22(1	NUM
easat-3816	307	10	)	)	PUNCT
easat-3816	307	11	,	,	PUNCT
easat-3816	307	12	1136	1136	NUM
easat-3816	307	13	-	-	SYM
easat-3816	307	14	1150	1150	NUM
easat-3816	307	15	.	.	PUNCT
easat-3816	308	1	http://dx.doi.org/10.57239/pjlss-2024-22.1.0077	http://dx.doi.org/10.57239/pjlss-2024-22.1.0077	PROPN
easat-3816	309	1	[	[	X
easat-3816	309	2	16	16	NUM
easat-3816	309	3	]	]	X
easat-3816	309	4	bhuiyan	bhuiyan	NOUN
easat-3816	309	5	,	,	PUNCT
easat-3816	309	6	m.	m.	PROPN
easat-3816	309	7	r.	r.	PROPN
easat-3816	309	8	i.	i.	PROPN
easat-3816	309	9	(	(	PUNCT
easat-3816	309	10	2024	2024	NUM
easat-3816	309	11	)	)	PUNCT
easat-3816	309	12	.	.	PUNCT
easat-3816	310	1	industry	industry	NOUN
easat-3816	310	2	readiness	readiness	NOUN
easat-3816	310	3	and	and	CCONJ
easat-3816	310	4	adaptation	adaptation	NOUN
easat-3816	310	5	of	of	ADP
easat-3816	310	6	fourth	fourth	ADJ
easat-3816	310	7	industrial	industrial	ADJ
easat-3816	310	8	revolution	revolution	NOUN
easat-3816	310	9	:	:	PUNCT
easat-3816	310	10	applying	apply	VERB
easat-3816	310	11	the	the	DET
easat-3816	310	12	extended	extended	ADJ
easat-3816	310	13	toe	toe	NOUN
easat-3816	310	14	framework	framework	NOUN
easat-3816	310	15	,	,	PUNCT
easat-3816	310	16	human	human	ADJ
easat-3816	310	17	behavior	behavior	NOUN
easat-3816	310	18	and	and	CCONJ
easat-3816	310	19	emerging	emerge	VERB
easat-3816	310	20	technologies	technology	NOUN
easat-3816	310	21	,	,	PUNCT
easat-3816	310	22	8830228	8830228	NUM
easat-3816	310	23	,	,	PUNCT
easat-3816	310	24	14	14	NUM
easat-3816	310	25	pages	page	NOUN
easat-3816	310	26	,	,	PUNCT
easat-3816	310	27	2024	2024	NUM
easat-3816	310	28	.	.	PUNCT
easat-3816	311	1	https://doi.org/10.1155/hbe2/8830228	https://doi.org/10.1155/hbe2/8830228	PROPN
easat-3816	312	1	[	[	X
easat-3816	312	2	17	17	NUM
easat-3816	312	3	]	]	X
easat-3816	312	4	bhuiyan	bhuiyan	NOUN
easat-3816	312	5	,	,	PUNCT
easat-3816	312	6	m.	m.	PROPN
easat-3816	312	7	r.	r.	PROPN
easat-3816	312	8	i.	i.	PROPN
easat-3816	312	9	,	,	PUNCT
easat-3816	312	10	akter	akter	NOUN
easat-3816	312	11	,	,	PUNCT
easat-3816	312	12	m.	m.	NOUN
easat-3816	312	13	s.	s.	PROPN
easat-3816	312	14	,	,	PUNCT
easat-3816	312	15	&	&	CCONJ
easat-3816	312	16	islam	islam	PROPN
easat-3816	312	17	,	,	PUNCT
easat-3816	312	18	s.	s.	PROPN
easat-3816	312	19	(	(	PUNCT
easat-3816	312	20	2024	2024	NUM
easat-3816	312	21	)	)	PUNCT
easat-3816	312	22	.	.	PUNCT
easat-3816	313	1	how	how	SCONJ
easat-3816	313	2	does	do	AUX
easat-3816	313	3	digital	digital	ADJ
easat-3816	313	4	payment	payment	NOUN
easat-3816	313	5	transform	transform	VERB
easat-3816	313	6	society	society	NOUN
easat-3816	313	7	as	as	ADP
easat-3816	313	8	a	a	DET
easat-3816	313	9	cashless	cashless	NOUN
easat-3816	313	10	society	society	NOUN
easat-3816	313	11	?	?	PUNCT
easat-3816	314	1	an	an	DET
easat-3816	314	2	empirical	empirical	ADJ
easat-3816	314	3	study	study	NOUN
easat-3816	314	4	in	in	ADP
easat-3816	314	5	the	the	DET
easat-3816	314	6	developing	develop	VERB
easat-3816	314	7	economy	economy	NOUN
easat-3816	314	8	.	.	PUNCT
easat-3816	315	1	journal	journal	PROPN
easat-3816	315	2	of	of	ADP
easat-3816	315	3	science	science	NOUN
easat-3816	315	4	and	and	CCONJ
easat-3816	315	5	technology	technology	NOUN
easat-3816	315	6	policy	policy	NOUN
easat-3816	315	7	management	management	NOUN
easat-3816	315	8	.	.	PUNCT
easat-3816	316	1	https://doi.org/10.1108/jstpm-10-2023-0170	https://doi.org/10.1108/jstpm-10-2023-0170	PUNCT
easat-3816	317	1	[	[	X
easat-3816	317	2	18	18	NUM
easat-3816	317	3	]	]	X
easat-3816	317	4	bhuiyan	bhuiyan	NOUN
easat-3816	317	5	,	,	PUNCT
easat-3816	317	6	m.	m.	PROPN
easat-3816	317	7	r.	r.	PROPN
easat-3816	317	8	i.	i.	PROPN
easat-3816	317	9	,	,	PUNCT
easat-3816	317	10	faraji	faraji	NOUN
easat-3816	317	11	,	,	PUNCT
easat-3816	317	12	m.	m.	NOUN
easat-3816	317	13	r.	r.	PROPN
easat-3816	317	14	,	,	PUNCT
easat-3816	317	15	rashid	rashid	PROPN
easat-3816	317	16	,	,	PUNCT
easat-3816	317	17	m.	m.	NOUN
easat-3816	317	18	,	,	PUNCT
easat-3816	317	19	bhuyan	bhuyan	PROPN
easat-3816	317	20	,	,	PUNCT
easat-3816	317	21	m.	m.	PROPN
easat-3816	317	22	k.	k.	PROPN
easat-3816	317	23	,	,	PUNCT
easat-3816	317	24	hossain	hossain	PROPN
easat-3816	317	25	,	,	PUNCT
easat-3816	317	26	r.	r.	PROPN
easat-3816	317	27	,	,	PUNCT
easat-3816	317	28	&	&	CCONJ
easat-3816	317	29	ghose	ghose	PROPN
easat-3816	317	30	,	,	PUNCT
easat-3816	317	31	p.	p.	NOUN
easat-3816	317	32	(	(	PUNCT
easat-3816	317	33	2024	2024	NUM
easat-3816	317	34	)	)	PUNCT
easat-3816	317	35	.	.	PUNCT
easat-3816	318	1	digital	digital	ADJ
easat-3816	318	2	transformation	transformation	NOUN
easat-3816	318	3	in	in	ADP
easat-3816	318	4	smes	sme	NOUN
easat-3816	318	5	emerging	emerge	VERB
easat-3816	318	6	technological	technological	ADJ
easat-3816	318	7	tools	tool	NOUN
easat-3816	318	8	and	and	CCONJ
easat-3816	318	9	technologies	technology	NOUN
easat-3816	318	10	for	for	ADP
easat-3816	318	11	enhancing	enhance	VERB
easat-3816	318	12	the	the	DET
easat-3816	318	13	sme	sme	NOUN
easat-3816	318	14	's	's	PART
easat-3816	318	15	strategies	strategy	NOUN
easat-3816	318	16	and	and	CCONJ
easat-3816	318	17	outcomes	outcome	NOUN
easat-3816	318	18	.	.	PUNCT
easat-3816	319	1	journal	journal	PROPN
easat-3816	319	2	of	of	ADP
easat-3816	319	3	ecohumanism	ecohumanism	NOUN
easat-3816	319	4	,	,	PUNCT
easat-3816	319	5	3(4	3(4	NUM
easat-3816	319	6	)	)	PUNCT
easat-3816	319	7	,	,	PUNCT
easat-3816	319	8	211	211	NUM
easat-3816	319	9	-	-	SYM
easat-3816	319	10	224	224	NUM
easat-3816	319	11	.	.	PUNCT
easat-3816	320	1	https://doi.org/10.62754/joe.v3i4.3594	https://doi.org/10.62754/joe.v3i4.3594	PROPN
easat-3816	320	2	https://creativecommons.org/licenses/by/4.0/	https://creativecommons.org/licenses/by/4.0/	PROPN
easat-3816	320	3	http://dx.doi.org/10.61606/bjmis.v10n1.a2	http://dx.doi.org/10.61606/bjmis.v10n1.a2	PROPN
easat-3816	320	4	http://dx.doi.org/10.57239/pjlss-2024-22.1.0077	http://dx.doi.org/10.57239/pjlss-2024-22.1.0077	PROPN
easat-3816	320	5	https://doi.org/10.1155/hbe2/8830228	https://doi.org/10.1155/hbe2/8830228	PROPN
easat-3816	321	1	https://doi.org/10.1108/jstpm-10-2023-0170	https://doi.org/10.1108/jstpm-10-2023-0170	PROPN
easat-3816	322	1	https://doi.org/10.62754/joe.v3i4.3594	https://doi.org/10.62754/joe.v3i4.3594	PROPN
easat-3816	322	2	8451	8451	NUM
easat-3816	322	3	edelweiss	edelweiss	PROPN
easat-3816	322	4	applied	apply	VERB
easat-3816	322	5	science	science	NOUN
easat-3816	322	6	and	and	CCONJ
easat-3816	322	7	technology	technology	NOUN
easat-3816	322	8	issn	issn	PROPN
easat-3816	322	9	:	:	PUNCT
easat-3816	322	10	2576	2576	NUM
easat-3816	322	11	-	-	SYM
easat-3816	322	12	8484	8484	NUM
easat-3816	322	13	vol	vol	NOUN
easat-3816	322	14	.	.	PROPN
easat-3816	322	15	8	8	NUM
easat-3816	322	16	,	,	PUNCT
easat-3816	322	17	no	no	INTJ
easat-3816	322	18	.	.	NOUN
easat-3816	322	19	6	6	NUM
easat-3816	322	20	:	:	SYM
easat-3816	322	21	8437	8437	NUM
easat-3816	322	22	-	-	SYM
easat-3816	322	23	8453	8453	NUM
easat-3816	322	24	,	,	PUNCT
easat-3816	322	25	2024	2024	NUM
easat-3816	322	26	doi	doi	NOUN
easat-3816	322	27	:	:	PUNCT
easat-3816	322	28	10.55214/25768484.v8i6.3816	10.55214/25768484.v8i6.3816	NUM
easat-3816	322	29	©	©	PROPN
easat-3816	322	30	2024	2024	NUM
easat-3816	322	31	by	by	ADP
easat-3816	322	32	the	the	DET
easat-3816	322	33	authors	author	NOUN
easat-3816	322	34	;	;	PUNCT
easat-3816	322	35	licensee	licensee	PROPN
easat-3816	322	36	learning	learning	NOUN
easat-3816	322	37	gate	gate	NOUN
easat-3816	323	1	[	[	X
easat-3816	323	2	19	19	NUM
easat-3816	323	3	]	]	X
easat-3816	323	4	bhuiyan	bhuiyan	NOUN
easat-3816	323	5	,	,	PUNCT
easat-3816	323	6	m.	m.	PROPN
easat-3816	323	7	r.	r.	PROPN
easat-3816	323	8	i.	i.	PROPN
easat-3816	323	9	,	,	PUNCT
easat-3816	323	10	faraji	faraji	NOUN
easat-3816	323	11	,	,	PUNCT
easat-3816	323	12	m.	m.	NOUN
easat-3816	323	13	r.	r.	PROPN
easat-3816	323	14	,	,	PUNCT
easat-3816	323	15	tabassum	tabassum	NOUN
easat-3816	323	16	,	,	PUNCT
easat-3816	323	17	m.	m.	NOUN
easat-3816	323	18	n.	n.	PROPN
easat-3816	323	19	,	,	PUNCT
easat-3816	323	20	ghose	ghose	PROPN
easat-3816	323	21	,	,	PUNCT
easat-3816	323	22	p.	p.	NOUN
easat-3816	323	23	,	,	PUNCT
easat-3816	323	24	sarbabidya	sarbabidya	NOUN
easat-3816	323	25	,	,	PUNCT
easat-3816	323	26	s.	s.	PROPN
easat-3816	323	27	,	,	PUNCT
easat-3816	323	28	&	&	CCONJ
easat-3816	323	29	akter	akter	PROPN
easat-3816	323	30	,	,	PUNCT
easat-3816	323	31	r.	r.	PROPN
easat-3816	323	32	(	(	PUNCT
easat-3816	323	33	2024	2024	NUM
easat-3816	323	34	)	)	PUNCT
easat-3816	323	35	.	.	PUNCT
easat-3816	324	1	leveraging	leverage	VERB
easat-3816	324	2	machine	machine	NOUN
easat-3816	324	3	learning	learning	NOUN
easat-3816	324	4	for	for	ADP
easat-3816	324	5	cybersecurity	cybersecurity	NOUN
easat-3816	324	6	:	:	PUNCT
easat-3816	324	7	techniques	technique	NOUN
easat-3816	324	8	,	,	PUNCT
easat-3816	324	9	challenges	challenge	NOUN
easat-3816	324	10	,	,	PUNCT
easat-3816	324	11	and	and	CCONJ
easat-3816	324	12	future	future	ADJ
easat-3816	324	13	directions	direction	NOUN
easat-3816	324	14	.	.	PUNCT
easat-3816	325	1	edelweiss	edelweiss	PROPN
easat-3816	325	2	applied	apply	VERB
easat-3816	325	3	science	science	NOUN
easat-3816	325	4	and	and	CCONJ
easat-3816	325	5	technology	technology	NOUN
easat-3816	325	6	,	,	PUNCT
easat-3816	325	7	8(6	8(6	NUM
easat-3816	325	8	)	)	PUNCT
easat-3816	325	9	,	,	PUNCT
easat-3816	325	10	4291	4291	NUM
easat-3816	325	11	-	-	SYM
easat-3816	325	12	4307	4307	NUM
easat-3816	325	13	.	.	PUNCT
easat-3816	326	1	https://doi.org/10.55214/25768484.v8i6.2930	https://doi.org/10.55214/25768484.v8i6.2930	NOUN
easat-3816	327	1	[	[	X
easat-3816	327	2	20	20	NUM
easat-3816	327	3	]	]	X
easat-3816	327	4	bhuiyan	bhuiyan	NOUN
easat-3816	327	5	,	,	PUNCT
easat-3816	327	6	m.	m.	PROPN
easat-3816	327	7	r.	r.	PROPN
easat-3816	327	8	i.	i.	PROPN
easat-3816	327	9	,	,	PUNCT
easat-3816	327	10	hossain	hossain	PROPN
easat-3816	327	11	,	,	PUNCT
easat-3816	327	12	r.	r.	PROPN
easat-3816	327	13	,	,	PUNCT
easat-3816	327	14	rashid	rashid	PROPN
easat-3816	327	15	,	,	PUNCT
easat-3816	327	16	m.	m.	NOUN
easat-3816	327	17	,	,	PUNCT
easat-3816	327	18	islam	islam	PROPN
easat-3816	327	19	,	,	PUNCT
easat-3816	327	20	m.	m.	NOUN
easat-3816	327	21	m.	m.	NOUN
easat-3816	327	22	,	,	PUNCT
easat-3816	327	23	mani	mani	PROPN
easat-3816	327	24	,	,	PUNCT
easat-3816	327	25	l.	l.	PROPN
easat-3816	327	26	,	,	PUNCT
easat-3816	327	27	&	&	CCONJ
easat-3816	327	28	milon	milon	PROPN
easat-3816	327	29	,	,	PUNCT
easat-3816	327	30	m.	m.	NOUN
easat-3816	327	31	n.	n.	PROPN
easat-3816	327	32	u.	u.	PROPN
easat-3816	327	33	(	(	PUNCT
easat-3816	327	34	2024	2024	NUM
easat-3816	327	35	)	)	PUNCT
easat-3816	327	36	.	.	PUNCT
easat-3816	328	1	gravitating	gravitate	VERB
easat-3816	328	2	the	the	DET
easat-3816	328	3	components	component	NOUN
easat-3816	328	4	,	,	PUNCT
easat-3816	328	5	technologies	technology	NOUN
easat-3816	328	6	,	,	PUNCT
easat-3816	328	7	challenges	challenge	NOUN
easat-3816	328	8	,	,	PUNCT
easat-3816	328	9	and	and	CCONJ
easat-3816	328	10	government	government	NOUN
easat-3816	328	11	transforming	transform	VERB
easat-3816	328	12	strategies	strategy	NOUN
easat-3816	328	13	for	for	ADP
easat-3816	328	14	a	a	DET
easat-3816	328	15	smart	smart	ADJ
easat-3816	328	16	bangladesh	bangladesh	NOUN
easat-3816	328	17	:	:	PUNCT
easat-3816	328	18	a	a	DET
easat-3816	328	19	prismabased	prismabase	VERB
easat-3816	328	20	review	review	NOUN
easat-3816	328	21	.	.	PUNCT
easat-3816	329	1	journal	journal	PROPN
easat-3816	329	2	of	of	ADP
easat-3816	329	3	governance	governance	NOUN
easat-3816	329	4	&	&	CCONJ
easat-3816	329	5	regulation	regulation	PROPN
easat-3816	329	6	,	,	PUNCT
easat-3816	329	7	13(3	13(3	NUM
easat-3816	329	8	)	)	PUNCT
easat-3816	329	9	,	,	PUNCT
easat-3816	329	10	177–188	177–188	NUM
easat-3816	329	11	.	.	PUNCT
easat-3816	330	1	https://doi.org/10.22495/jgrv13i3art15	https://doi.org/10.22495/jgrv13i3art15	PROPN
easat-3816	331	1	[	[	X
easat-3816	331	2	21	21	NUM
easat-3816	331	3	]	]	X
easat-3816	331	4	bhuiyan	bhuiyan	NOUN
easat-3816	331	5	,	,	PUNCT
easat-3816	331	6	m.	m.	PROPN
easat-3816	331	7	r.	r.	PROPN
easat-3816	331	8	i.	i.	PROPN
easat-3816	331	9	,	,	PUNCT
easat-3816	331	10	islam	islam	PROPN
easat-3816	331	11	,	,	PUNCT
easat-3816	331	12	m.	m.	NOUN
easat-3816	331	13	t.	t.	PROPN
easat-3816	331	14	,	,	PUNCT
easat-3816	331	15	alam	alam	PROPN
easat-3816	331	16	,	,	PUNCT
easat-3816	331	17	s.	s.	PROPN
easat-3816	331	18	a.	a.	PROPN
easat-3816	331	19	,	,	PUNCT
easat-3816	331	20	&	&	CCONJ
easat-3816	331	21	sumon	sumon	PROPN
easat-3816	331	22	,	,	PUNCT
easat-3816	331	23	n.	n.	PROPN
easat-3816	331	24	s.	s.	PROPN
easat-3816	331	25	(	(	PUNCT
easat-3816	331	26	2023	2023	NUM
easat-3816	331	27	)	)	PUNCT
easat-3816	331	28	.	.	PUNCT
easat-3816	332	1	identifying	identify	VERB
easat-3816	332	2	passengers	passenger	NOUN
easat-3816	332	3	satisfaction	satisfaction	NOUN
easat-3816	332	4	in	in	ADP
easat-3816	332	5	transportation	transportation	NOUN
easat-3816	332	6	quality	quality	NOUN
easat-3816	332	7	:	:	PUNCT
easat-3816	332	8	an	an	DET
easat-3816	332	9	empirical	empirical	ADJ
easat-3816	332	10	study	study	NOUN
easat-3816	332	11	in	in	ADP
easat-3816	332	12	bangladesh	bangladesh	PROPN
easat-3816	332	13	.	.	PUNCT
easat-3816	333	1	pmis	pmis	PROPN
easat-3816	333	2	review	review	PROPN
easat-3816	333	3	,	,	PUNCT
easat-3816	333	4	2(1	2(1	NUM
easat-3816	333	5	)	)	PUNCT
easat-3816	333	6	,	,	PUNCT
easat-3816	333	7	27	27	NUM
easat-3816	333	8	-	-	SYM
easat-3816	333	9	46	46	NUM
easat-3816	333	10	.	.	PUNCT
easat-3816	334	1	[	[	X
easat-3816	334	2	22	22	NUM
easat-3816	334	3	]	]	X
easat-3816	334	4	bhuiyan	bhuiyan	NOUN
easat-3816	334	5	,	,	PUNCT
easat-3816	334	6	m.	m.	PROPN
easat-3816	334	7	r.	r.	PROPN
easat-3816	334	8	i.	i.	PROPN
easat-3816	334	9	,	,	PUNCT
easat-3816	334	10	milon	milon	PROPN
easat-3816	334	11	,	,	PUNCT
easat-3816	334	12	m.	m.	NOUN
easat-3816	334	13	n.	n.	PROPN
easat-3816	334	14	u.	u.	PROPN
easat-3816	334	15	,	,	PUNCT
easat-3816	334	16	hossain	hossain	PROPN
easat-3816	334	17	,	,	PUNCT
easat-3816	334	18	r.	r.	PROPN
easat-3816	334	19	,	,	PUNCT
easat-3816	334	20	poli	poli	PROPN
easat-3816	334	21	,	,	PUNCT
easat-3816	334	22	t.	t.	PROPN
easat-3816	334	23	a.	a.	PROPN
easat-3816	334	24	,	,	PUNCT
easat-3816	334	25	&	&	CCONJ
easat-3816	334	26	salam	salam	PROPN
easat-3816	334	27	,	,	PUNCT
easat-3816	334	28	m.	m.	NOUN
easat-3816	334	29	a.	a.	NOUN
easat-3816	334	30	(	(	PUNCT
easat-3816	334	31	2024	2024	NUM
easat-3816	334	32	)	)	PUNCT
easat-3816	334	33	.	.	PUNCT
easat-3816	335	1	examining	examine	VERB
easat-3816	335	2	the	the	DET
easat-3816	335	3	relationship	relationship	NOUN
easat-3816	335	4	between	between	ADP
easat-3816	335	5	poverty	poverty	NOUN
easat-3816	335	6	and	and	CCONJ
easat-3816	335	7	juvenile	juvenile	ADJ
easat-3816	335	8	delinquency	delinquency	NOUN
easat-3816	335	9	trends	trend	NOUN
easat-3816	335	10	in	in	ADP
easat-3816	335	11	a	a	DET
easat-3816	335	12	developing	develop	VERB
easat-3816	335	13	country	country	NOUN
easat-3816	335	14	.	.	PUNCT
easat-3816	336	1	academic	academic	ADJ
easat-3816	336	2	journal	journal	NOUN
easat-3816	336	3	of	of	ADP
easat-3816	336	4	interdisciplinary	interdisciplinary	ADJ
easat-3816	336	5	studies	study	NOUN
easat-3816	336	6	,	,	PUNCT
easat-3816	336	7	13(6	13(6	PROPN
easat-3816	336	8	)	)	PUNCT
easat-3816	336	9	,	,	PUNCT
easat-3816	336	10	255	255	NUM
easat-3816	336	11	-	-	SYM
easat-3816	336	12	274	274	NUM
easat-3816	336	13	.	.	PUNCT
easat-3816	337	1	doi	doi	NOUN
easat-3816	337	2	:	:	PUNCT
easat-3816	337	3	https://doi.org/10.36941/ajis-2024-0193	https://doi.org/10.36941/ajis-2024-0193	NOUN
easat-3816	338	1	[	[	X
easat-3816	338	2	23	23	NUM
easat-3816	338	3	]	]	X
easat-3816	338	4	bhuiyan	bhuiyan	NOUN
easat-3816	338	5	,	,	PUNCT
easat-3816	338	6	m.	m.	PROPN
easat-3816	338	7	r.	r.	PROPN
easat-3816	338	8	i.	i.	PROPN
easat-3816	338	9	,	,	PUNCT
easat-3816	338	10	uddin	uddin	PROPN
easat-3816	338	11	,	,	PUNCT
easat-3816	338	12	k.	k.	PROPN
easat-3816	338	13	s.	s.	PROPN
easat-3816	338	14	,	,	PUNCT
easat-3816	338	15	&	&	CCONJ
easat-3816	338	16	milon	milon	PROPN
easat-3816	338	17	,	,	PUNCT
easat-3816	338	18	m.	m.	NOUN
easat-3816	338	19	n.	n.	PROPN
easat-3816	338	20	u.	u.	PROPN
easat-3816	338	21	(	(	PUNCT
easat-3816	338	22	2023	2023	NUM
easat-3816	338	23	)	)	PUNCT
easat-3816	338	24	.	.	PUNCT
easat-3816	339	1	prospective	prospective	ADJ
easat-3816	339	2	areas	area	NOUN
easat-3816	339	3	of	of	ADP
easat-3816	339	4	digital	digital	ADJ
easat-3816	339	5	economy	economy	NOUN
easat-3816	339	6	:	:	PUNCT
easat-3816	339	7	an	an	DET
easat-3816	339	8	empirical	empirical	ADJ
easat-3816	339	9	study	study	NOUN
easat-3816	339	10	in	in	ADP
easat-3816	339	11	bangladesh	bangladesh	PROPN
easat-3816	339	12	.	.	PUNCT
easat-3816	340	1	doi	doi	NOUN
easat-3816	340	2	:	:	PUNCT
easat-3816	340	3	10.20944	10.20944	NUM
easat-3816	340	4	/	/	SYM
easat-3816	340	5	preprints202307.1652.v1	preprints202307.1652.v1	NOUN
easat-3816	340	6	[	[	X
easat-3816	340	7	24	24	NUM
easat-3816	340	8	]	]	PUNCT
easat-3816	340	9	challoumis	challoumis	PROPN
easat-3816	340	10	,	,	PUNCT
easat-3816	340	11	c.	c.	PROPN
easat-3816	340	12	,	,	PUNCT
easat-3816	340	13	&	&	CCONJ
easat-3816	340	14	eriotis	eriotis	PROPN
easat-3816	340	15	,	,	PUNCT
easat-3816	340	16	n.	n.	NOUN
easat-3816	340	17	(	(	PUNCT
easat-3816	340	18	2024	2024	NUM
easat-3816	340	19	)	)	PUNCT
easat-3816	340	20	.	.	PUNCT
easat-3816	341	1	a	a	DET
easat-3816	341	2	historical	historical	ADJ
easat-3816	341	3	analysis	analysis	NOUN
easat-3816	341	4	of	of	ADP
easat-3816	341	5	the	the	DET
easat-3816	341	6	banking	banking	NOUN
easat-3816	341	7	system	system	NOUN
easat-3816	341	8	and	and	CCONJ
easat-3816	341	9	its	its	PRON
easat-3816	341	10	impact	impact	NOUN
easat-3816	341	11	on	on	ADP
easat-3816	341	12	greek	greek	ADJ
easat-3816	341	13	economy	economy	NOUN
easat-3816	341	14	.	.	PUNCT
easat-3816	342	1	edelweiss	edelweiss	PROPN
easat-3816	342	2	applied	apply	VERB
easat-3816	342	3	science	science	NOUN
easat-3816	342	4	and	and	CCONJ
easat-3816	342	5	technology	technology	NOUN
easat-3816	342	6	,	,	PUNCT
easat-3816	342	7	8(6	8(6	NUM
easat-3816	342	8	)	)	PUNCT
easat-3816	342	9	,	,	PUNCT
easat-3816	342	10	1598	1598	NUM
easat-3816	342	11	-	-	SYM
easat-3816	342	12	1617	1617	NUM
easat-3816	342	13	.	.	PUNCT
easat-3816	343	1	[	[	X
easat-3816	343	2	25	25	NUM
easat-3816	343	3	]	]	PUNCT
easat-3816	343	4	coker	coker	NOUN
easat-3816	343	5	,	,	PUNCT
easat-3816	343	6	j.	j.	PROPN
easat-3816	343	7	o.	o.	PROPN
easat-3816	343	8	,	,	PUNCT
easat-3816	343	9	uzougbo	uzougbo	PROPN
easat-3816	343	10	,	,	PUNCT
easat-3816	343	11	n.	n.	PROPN
easat-3816	343	12	s.	s.	PROPN
easat-3816	343	13	,	,	PUNCT
easat-3816	343	14	oguejiofor	oguejiofor	PROPN
easat-3816	343	15	,	,	PUNCT
easat-3816	343	16	b.	b.	PROPN
easat-3816	343	17	b.	b.	PROPN
easat-3816	343	18	,	,	PUNCT
easat-3816	343	19	&	&	CCONJ
easat-3816	343	20	akagha	akagha	PROPN
easat-3816	343	21	,	,	PUNCT
easat-3816	343	22	o.	o.	PROPN
easat-3816	343	23	v.	v.	PROPN
easat-3816	343	24	(	(	PUNCT
easat-3816	343	25	2023	2023	NUM
easat-3816	343	26	)	)	PUNCT
easat-3816	343	27	.	.	PUNCT
easat-3816	344	1	the	the	DET
easat-3816	344	2	role	role	NOUN
easat-3816	344	3	of	of	ADP
easat-3816	344	4	legal	legal	ADJ
easat-3816	344	5	practitioners	practitioner	NOUN
easat-3816	344	6	in	in	ADP
easat-3816	344	7	mitigating	mitigate	VERB
easat-3816	344	8	corporate	corporate	ADJ
easat-3816	344	9	risks	risk	NOUN
easat-3816	344	10	in	in	ADP
easat-3816	344	11	nigeria	nigeria	PROPN
easat-3816	344	12	:	:	PUNCT
easat-3816	344	13	a	a	DET
easat-3816	344	14	comprehensive	comprehensive	ADJ
easat-3816	344	15	review	review	NOUN
easat-3816	344	16	of	of	ADP
easat-3816	344	17	existing	exist	VERB
easat-3816	344	18	literature	literature	NOUN
easat-3816	344	19	on	on	ADP
easat-3816	344	20	the	the	DET
easat-3816	344	21	strategies	strategy	NOUN
easat-3816	344	22	and	and	CCONJ
easat-3816	344	23	approaches	approach	NOUN
easat-3816	344	24	adopted	adopt	VERB
easat-3816	344	25	by	by	ADP
easat-3816	344	26	legal	legal	ADJ
easat-3816	344	27	practitioners	practitioner	NOUN
easat-3816	344	28	in	in	ADP
easat-3816	344	29	nigeria	nigeria	PROPN
easat-3816	344	30	to	to	PART
easat-3816	344	31	mitigate	mitigate	VERB
easat-3816	344	32	corporate	corporate	ADJ
easat-3816	344	33	risks	risk	NOUN
easat-3816	344	34	.	.	PUNCT
easat-3816	345	1	finance	finance	NOUN
easat-3816	345	2	&	&	CCONJ
easat-3816	345	3	accounting	accounting	PROPN
easat-3816	345	4	research	research	PROPN
easat-3816	345	5	journal	journal	NOUN
easat-3816	345	6	,	,	PUNCT
easat-3816	345	7	5(10	5(10	NUM
easat-3816	345	8	)	)	PUNCT
easat-3816	345	9	,	,	PUNCT
easat-3816	345	10	309	309	NUM
easat-3816	345	11	-	-	SYM
easat-3816	345	12	332	332	NUM
easat-3816	345	13	.	.	PUNCT
easat-3816	346	1	[	[	X
easat-3816	346	2	26	26	NUM
easat-3816	346	3	]	]	PUNCT
easat-3816	346	4	conti	conti	ADJ
easat-3816	346	5	-	-	ADJ
easat-3816	346	6	brown	brown	ADJ
easat-3816	346	7	,	,	PUNCT
easat-3816	346	8	p.	p.	PROPN
easat-3816	346	9	,	,	PUNCT
easat-3816	346	10	&	&	CCONJ
easat-3816	346	11	feinstein	feinstein	PROPN
easat-3816	346	12	,	,	PUNCT
easat-3816	346	13	b.	b.	PROPN
easat-3816	346	14	d.	d.	PROPN
easat-3816	346	15	(	(	PUNCT
easat-3816	346	16	2023	2023	NUM
easat-3816	346	17	)	)	PUNCT
easat-3816	346	18	.	.	PUNCT
easat-3816	347	1	banking	banking	NOUN
easat-3816	347	2	on	on	ADP
easat-3816	347	3	a	a	DET
easat-3816	347	4	curve	curve	NOUN
easat-3816	347	5	:	:	PUNCT
easat-3816	347	6	how	how	SCONJ
easat-3816	347	7	to	to	PART
easat-3816	347	8	restore	restore	VERB
easat-3816	347	9	the	the	DET
easat-3816	347	10	community	community	NOUN
easat-3816	347	11	reinvestment	reinvestment	NOUN
easat-3816	347	12	act	act	PROPN
easat-3816	347	13	.	.	PUNCT
easat-3816	348	1	harv	harv	NOUN
easat-3816	348	2	.	.	PUNCT
easat-3816	349	1	bus	bus	NOUN
easat-3816	349	2	.	.	PUNCT
easat-3816	350	1	l.	l.	PROPN
easat-3816	350	2	rev	rev	PROPN
easat-3816	350	3	.	.	PROPN
easat-3816	350	4	,	,	PUNCT
easat-3816	350	5	13	13	NUM
easat-3816	350	6	,	,	PUNCT
easat-3816	350	7	335	335	NUM
easat-3816	350	8	.	.	PUNCT
easat-3816	351	1	[	[	X
easat-3816	351	2	27	27	NUM
easat-3816	351	3	]	]	X
easat-3816	351	4	dang	dang	VERB
easat-3816	351	5	,	,	PUNCT
easat-3816	351	6	v.	v.	PROPN
easat-3816	351	7	d.	d.	PROPN
easat-3816	351	8	(	(	PUNCT
easat-3816	351	9	2020	2020	NUM
easat-3816	351	10	)	)	PUNCT
easat-3816	351	11	.	.	PUNCT
easat-3816	352	1	the	the	DET
easat-3816	352	2	conditioning	conditioning	NOUN
easat-3816	352	3	role	role	NOUN
easat-3816	352	4	of	of	ADP
easat-3816	352	5	performance	performance	NOUN
easat-3816	352	6	on	on	ADP
easat-3816	352	7	the	the	DET
easat-3816	352	8	bank	bank	NOUN
easat-3816	352	9	risk	risk	NOUN
easat-3816	352	10	-	-	PUNCT
easat-3816	352	11	taking	take	VERB
easat-3816	352	12	channel	channel	NOUN
easat-3816	352	13	of	of	ADP
easat-3816	352	14	monetary	monetary	ADJ
easat-3816	352	15	policy	policy	NOUN
easat-3816	352	16	:	:	PUNCT
easat-3816	352	17	evidence	evidence	NOUN
easat-3816	352	18	from	from	ADP
easat-3816	352	19	a	a	DET
easat-3816	352	20	multiple	multiple	ADJ
easat-3816	352	21	-	-	PUNCT
easat-3816	352	22	tool	tool	NOUN
easat-3816	352	23	regime	regime	NOUN
easat-3816	352	24	.	.	PUNCT
easat-3816	353	1	research	research	NOUN
easat-3816	353	2	in	in	ADP
easat-3816	353	3	international	international	ADJ
easat-3816	353	4	business	business	NOUN
easat-3816	353	5	and	and	CCONJ
easat-3816	353	6	finance	finance	NOUN
easat-3816	353	7	,	,	PUNCT
easat-3816	353	8	54	54	NUM
easat-3816	353	9	,	,	PUNCT
easat-3816	353	10	101301	101301	NUM
easat-3816	353	11	.	.	PUNCT
easat-3816	354	1	[	[	X
easat-3816	354	2	28	28	NUM
easat-3816	354	3	]	]	X
easat-3816	354	4	dwivedi	dwivedi	PROPN
easat-3816	354	5	,	,	PUNCT
easat-3816	354	6	y.	y.	PROPN
easat-3816	354	7	k.	k.	PROPN
easat-3816	354	8	,	,	PUNCT
easat-3816	354	9	kshetri	kshetri	PROPN
easat-3816	354	10	,	,	PUNCT
easat-3816	354	11	n.	n.	NOUN
easat-3816	354	12	,	,	PUNCT
easat-3816	354	13	hughes	hughes	PROPN
easat-3816	354	14	,	,	PUNCT
easat-3816	354	15	l.	l.	PROPN
easat-3816	354	16	,	,	PUNCT
easat-3816	354	17	slade	slade	PROPN
easat-3816	354	18	,	,	PUNCT
easat-3816	354	19	e.	e.	PROPN
easat-3816	354	20	l.	l.	PROPN
easat-3816	354	21	,	,	PUNCT
easat-3816	354	22	jeyaraj	jeyaraj	PROPN
easat-3816	354	23	,	,	PUNCT
easat-3816	354	24	a.	a.	PROPN
easat-3816	354	25	,	,	PUNCT
easat-3816	354	26	kar	kar	PROPN
easat-3816	354	27	,	,	PUNCT
easat-3816	354	28	a.	a.	PROPN
easat-3816	354	29	k.	k.	PROPN
easat-3816	354	30	,	,	PUNCT
easat-3816	354	31	...	...	PUNCT
easat-3816	354	32	&	&	CCONJ
easat-3816	354	33	wright	wright	PROPN
easat-3816	354	34	,	,	PUNCT
easat-3816	354	35	r.	r.	PROPN
easat-3816	354	36	(	(	PUNCT
easat-3816	354	37	2023	2023	NUM
easat-3816	354	38	)	)	PUNCT
easat-3816	354	39	.	.	PUNCT
easat-3816	355	1	opinion	opinion	NOUN
easat-3816	355	2	paper:“so	paper:“so	VERB
easat-3816	355	3	what	what	PRON
easat-3816	355	4	if	if	SCONJ
easat-3816	355	5	chatgpt	chatgpt	NOUN
easat-3816	355	6	wrote	write	VERB
easat-3816	355	7	it	it	PRON
easat-3816	355	8	?	?	PUNCT
easat-3816	355	9	”	"	PUNCT
easat-3816	355	10	multidisciplinary	multidisciplinary	ADJ
easat-3816	355	11	perspectives	perspective	NOUN
easat-3816	355	12	on	on	ADP
easat-3816	355	13	opportunities	opportunity	NOUN
easat-3816	355	14	,	,	PUNCT
easat-3816	355	15	challenges	challenge	NOUN
easat-3816	355	16	and	and	CCONJ
easat-3816	355	17	implications	implication	NOUN
easat-3816	355	18	of	of	ADP
easat-3816	355	19	generative	generative	ADJ
easat-3816	355	20	conversational	conversational	ADJ
easat-3816	355	21	ai	ai	NOUN
easat-3816	355	22	for	for	ADP
easat-3816	355	23	research	research	NOUN
easat-3816	355	24	,	,	PUNCT
easat-3816	355	25	practice	practice	NOUN
easat-3816	355	26	and	and	CCONJ
easat-3816	355	27	policy	policy	NOUN
easat-3816	355	28	.	.	PUNCT
easat-3816	356	1	international	international	ADJ
easat-3816	356	2	journal	journal	PROPN
easat-3816	356	3	of	of	ADP
easat-3816	356	4	information	information	NOUN
easat-3816	356	5	management	management	NOUN
easat-3816	356	6	,	,	PUNCT
easat-3816	356	7	71	71	NUM
easat-3816	356	8	,	,	PUNCT
easat-3816	356	9	102642	102642	NUM
easat-3816	356	10	.	.	PUNCT
easat-3816	357	1	[	[	X
easat-3816	357	2	29	29	NUM
easat-3816	357	3	]	]	SYM
easat-3816	357	4	efijemue	efijemue	NOUN
easat-3816	357	5	,	,	PUNCT
easat-3816	357	6	o.	o.	INTJ
easat-3816	357	7	,	,	PUNCT
easat-3816	357	8	obunadike	obunadike	ADJ
easat-3816	357	9	,	,	PUNCT
easat-3816	357	10	c.	c.	PROPN
easat-3816	357	11	,	,	PUNCT
easat-3816	357	12	taiwo	taiwo	PROPN
easat-3816	357	13	,	,	PUNCT
easat-3816	357	14	e.	e.	PROPN
easat-3816	357	15	,	,	PUNCT
easat-3816	357	16	kizor	kizor	PROPN
easat-3816	357	17	,	,	PUNCT
easat-3816	357	18	s.	s.	PROPN
easat-3816	357	19	,	,	PUNCT
easat-3816	357	20	olisah	olisah	PROPN
easat-3816	357	21	,	,	PUNCT
easat-3816	357	22	s.	s.	PROPN
easat-3816	357	23	,	,	PUNCT
easat-3816	357	24	odooh	odooh	NOUN
easat-3816	357	25	,	,	PUNCT
easat-3816	357	26	c.	c.	PROPN
easat-3816	357	27	,	,	PUNCT
easat-3816	357	28	&	&	CCONJ
easat-3816	357	29	ejimofor	ejimofor	PROPN
easat-3816	357	30	,	,	PUNCT
easat-3816	357	31	i.	i.	NOUN
easat-3816	357	32	(	(	PUNCT
easat-3816	357	33	2023	2023	NUM
easat-3816	357	34	)	)	PUNCT
easat-3816	357	35	.	.	PUNCT
easat-3816	358	1	cybersecurity	cybersecurity	NOUN
easat-3816	358	2	strategies	strategy	NOUN
easat-3816	358	3	for	for	ADP
easat-3816	358	4	safeguarding	safeguard	VERB
easat-3816	358	5	customers	customer	NOUN
easat-3816	358	6	data	datum	NOUN
easat-3816	358	7	and	and	CCONJ
easat-3816	358	8	preventing	prevent	VERB
easat-3816	358	9	financial	financial	ADJ
easat-3816	358	10	fraud	fraud	NOUN
easat-3816	358	11	in	in	ADP
easat-3816	358	12	the	the	DET
easat-3816	358	13	united	united	PROPN
easat-3816	358	14	states	states	PROPN
easat-3816	358	15	financial	financial	ADJ
easat-3816	358	16	sectors	sector	NOUN
easat-3816	358	17	.	.	PUNCT
easat-3816	359	1	international	international	ADJ
easat-3816	359	2	journal	journal	NOUN
easat-3816	359	3	of	of	ADP
easat-3816	359	4	soft	soft	ADJ
easat-3816	359	5	computing	computing	NOUN
easat-3816	359	6	,	,	PUNCT
easat-3816	359	7	14(3	14(3	NUM
easat-3816	359	8	)	)	PUNCT
easat-3816	359	9	,	,	PUNCT
easat-3816	359	10	10	10	NUM
easat-3816	359	11	-	-	SYM
easat-3816	359	12	5121	5121	NUM
easat-3816	359	13	.	.	PUNCT
easat-3816	360	1	[	[	X
easat-3816	360	2	30	30	NUM
easat-3816	360	3	]	]	X
easat-3816	360	4	elnahass	elnahass	NOUN
easat-3816	360	5	,	,	PUNCT
easat-3816	360	6	m.	m.	NOUN
easat-3816	360	7	,	,	PUNCT
easat-3816	360	8	trinh	trinh	PROPN
easat-3816	360	9	,	,	PUNCT
easat-3816	360	10	v.	v.	PROPN
easat-3816	360	11	q.	q.	PROPN
easat-3816	360	12	,	,	PUNCT
easat-3816	360	13	&	&	CCONJ
easat-3816	360	14	li	li	PROPN
easat-3816	360	15	,	,	PUNCT
easat-3816	360	16	t.	t.	PROPN
easat-3816	360	17	(	(	PUNCT
easat-3816	360	18	2021	2021	NUM
easat-3816	360	19	)	)	PUNCT
easat-3816	360	20	.	.	PUNCT
easat-3816	361	1	global	global	ADJ
easat-3816	361	2	banking	banking	NOUN
easat-3816	361	3	stability	stability	NOUN
easat-3816	361	4	in	in	ADP
easat-3816	361	5	the	the	DET
easat-3816	361	6	shadow	shadow	NOUN
easat-3816	361	7	of	of	ADP
easat-3816	361	8	covid-19	covid-19	PROPN
easat-3816	361	9	outbreak	outbreak	NOUN
easat-3816	361	10	.	.	PUNCT
easat-3816	362	1	journal	journal	PROPN
easat-3816	362	2	of	of	ADP
easat-3816	362	3	international	international	ADJ
easat-3816	362	4	financial	financial	ADJ
easat-3816	362	5	markets	market	NOUN
easat-3816	362	6	,	,	PUNCT
easat-3816	362	7	institutions	institution	NOUN
easat-3816	362	8	and	and	CCONJ
easat-3816	362	9	money	money	NOUN
easat-3816	362	10	,	,	PUNCT
easat-3816	362	11	72	72	NUM
easat-3816	362	12	,	,	PUNCT
easat-3816	362	13	101322	101322	NUM
easat-3816	362	14	.	.	PUNCT
easat-3816	363	1	[	[	X
easat-3816	363	2	31	31	NUM
easat-3816	363	3	]	]	SYM
easat-3816	363	4	familoni	familoni	PROPN
easat-3816	363	5	,	,	PUNCT
easat-3816	363	6	b.	b.	PROPN
easat-3816	363	7	t.	t.	PROPN
easat-3816	363	8	,	,	PUNCT
easat-3816	363	9	&	&	CCONJ
easat-3816	363	10	shoetan	shoetan	PROPN
easat-3816	363	11	,	,	PUNCT
easat-3816	363	12	p.	p.	NOUN
easat-3816	363	13	o.	o.	PROPN
easat-3816	363	14	(	(	PUNCT
easat-3816	363	15	2024	2024	NUM
easat-3816	363	16	)	)	PUNCT
easat-3816	363	17	.	.	PUNCT
easat-3816	364	1	cybersecurity	cybersecurity	NOUN
easat-3816	364	2	in	in	ADP
easat-3816	364	3	the	the	DET
easat-3816	364	4	financial	financial	ADJ
easat-3816	364	5	sector	sector	NOUN
easat-3816	364	6	:	:	PUNCT
easat-3816	364	7	a	a	DET
easat-3816	364	8	comparative	comparative	ADJ
easat-3816	364	9	analysis	analysis	NOUN
easat-3816	364	10	of	of	ADP
easat-3816	364	11	the	the	DET
easat-3816	364	12	usa	usa	PROPN
easat-3816	364	13	and	and	CCONJ
easat-3816	364	14	nigeria	nigeria	PROPN
easat-3816	364	15	.	.	PUNCT
easat-3816	365	1	computer	computer	NOUN
easat-3816	365	2	science	science	PROPN
easat-3816	365	3	&	&	CCONJ
easat-3816	365	4	it	it	PRON
easat-3816	365	5	research	research	NOUN
easat-3816	365	6	journal	journal	NOUN
easat-3816	365	7	,	,	PUNCT
easat-3816	365	8	5(4	5(4	NUM
easat-3816	365	9	)	)	PUNCT
easat-3816	365	10	,	,	PUNCT
easat-3816	365	11	850	850	NUM
easat-3816	365	12	-	-	SYM
easat-3816	365	13	877	877	NUM
easat-3816	365	14	.	.	PUNCT
easat-3816	366	1	[	[	X
easat-3816	366	2	32	32	NUM
easat-3816	366	3	]	]	SYM
easat-3816	366	4	faraji	faraji	NOUN
easat-3816	366	5	,	,	PUNCT
easat-3816	366	6	m.	m.	NOUN
easat-3816	366	7	r.	r.	PROPN
easat-3816	366	8	,	,	PUNCT
easat-3816	366	9	shikder	shikder	NOUN
easat-3816	366	10	,	,	PUNCT
easat-3816	366	11	f.	f.	PROPN
easat-3816	366	12	,	,	PUNCT
easat-3816	366	13	hasan	hasan	PROPN
easat-3816	366	14	,	,	PUNCT
easat-3816	366	15	md	md	PROPN
easat-3816	366	16	.	.	PROPN
easat-3816	366	17	h.	h.	PROPN
easat-3816	366	18	,	,	PUNCT
easat-3816	366	19	islam	islam	PROPN
easat-3816	366	20	,	,	PUNCT
easat-3816	366	21	md	md	PROPN
easat-3816	366	22	.	.	PROPN
easat-3816	366	23	m.	m.	PROPN
easat-3816	366	24	,	,	PUNCT
easat-3816	366	25	&	&	CCONJ
easat-3816	366	26	akter	akter	PROPN
easat-3816	366	27	,	,	PUNCT
easat-3816	366	28	u.	u.	PROPN
easat-3816	366	29	k.	k.	PROPN
easat-3816	366	30	(	(	PUNCT
easat-3816	366	31	2024	2024	NUM
easat-3816	366	32	)	)	PUNCT
easat-3816	366	33	.	.	PUNCT
easat-3816	367	1	examining	examine	VERB
easat-3816	367	2	the	the	DET
easat-3816	367	3	role	role	NOUN
easat-3816	367	4	of	of	ADP
easat-3816	367	5	artificial	artificial	ADJ
easat-3816	367	6	intelligence	intelligence	NOUN
easat-3816	367	7	in	in	ADP
easat-3816	367	8	cyber	cyber	ADJ
easat-3816	367	9	security	security	NOUN
easat-3816	367	10	(	(	PUNCT
easat-3816	367	11	cs	cs	PROPN
easat-3816	367	12	):	):	PUNCT
easat-3816	367	13	a	a	DET
easat-3816	367	14	systematic	systematic	ADJ
easat-3816	367	15	review	review	NOUN
easat-3816	367	16	for	for	ADP
easat-3816	367	17	preventing	prevent	VERB
easat-3816	367	18	prospective	prospective	ADJ
easat-3816	367	19	solutions	solution	NOUN
easat-3816	367	20	in	in	ADP
easat-3816	367	21	financial	financial	ADJ
easat-3816	367	22	transactions	transaction	NOUN
easat-3816	367	23	.	.	PUNCT
easat-3816	368	1	international	international	ADJ
easat-3816	368	2	journal	journal	PROPN
easat-3816	368	3	of	of	ADP
easat-3816	368	4	religion	religion	NOUN
easat-3816	368	5	,	,	PUNCT
easat-3816	368	6	5(10	5(10	NUM
easat-3816	368	7	)	)	PUNCT
easat-3816	368	8	,	,	PUNCT
easat-3816	368	9	4766–4782	4766–4782	NUM
easat-3816	368	10	.	.	PUNCT
easat-3816	368	11	https://doi.org/10.61707/7rfyma13	https://doi.org/10.61707/7rfyma13	PUNCT
easat-3816	369	1	[	[	X
easat-3816	369	2	33	33	NUM
easat-3816	369	3	]	]	PUNCT
easat-3816	369	4	fungacova	fungacova	X
easat-3816	369	5	,	,	PUNCT
easat-3816	369	6	z.	z.	PROPN
easat-3816	369	7	,	,	PUNCT
easat-3816	369	8	turk	turk	PROPN
easat-3816	369	9	,	,	PUNCT
easat-3816	369	10	r.	r.	PROPN
easat-3816	369	11	,	,	PUNCT
easat-3816	369	12	&	&	CCONJ
easat-3816	369	13	weill	weill	PROPN
easat-3816	369	14	,	,	PUNCT
easat-3816	369	15	l.	l.	PROPN
easat-3816	369	16	(	(	PUNCT
easat-3816	369	17	2021	2021	NUM
easat-3816	369	18	)	)	PUNCT
easat-3816	369	19	.	.	PUNCT
easat-3816	370	1	high	high	ADJ
easat-3816	370	2	liquidity	liquidity	NOUN
easat-3816	370	3	creation	creation	NOUN
easat-3816	370	4	and	and	CCONJ
easat-3816	370	5	bank	bank	NOUN
easat-3816	370	6	failures	failure	NOUN
easat-3816	370	7	.	.	PUNCT
easat-3816	371	1	journal	journal	NOUN
easat-3816	371	2	of	of	ADP
easat-3816	371	3	financial	financial	ADJ
easat-3816	371	4	stability	stability	NOUN
easat-3816	371	5	,	,	PUNCT
easat-3816	371	6	57	57	NUM
easat-3816	371	7	,	,	PUNCT
easat-3816	371	8	100937	100937	NUM
easat-3816	371	9	.	.	PUNCT
easat-3816	372	1	[	[	X
easat-3816	372	2	34	34	NUM
easat-3816	372	3	]	]	X
easat-3816	372	4	george	george	PROPN
easat-3816	372	5	,	,	PUNCT
easat-3816	372	6	a.	a.	PROPN
easat-3816	372	7	s.	s.	PROPN
easat-3816	372	8	,	,	PUNCT
easat-3816	372	9	baskar	baskar	NOUN
easat-3816	372	10	,	,	PUNCT
easat-3816	372	11	t.	t.	PROPN
easat-3816	372	12	,	,	PUNCT
easat-3816	372	13	&	&	CCONJ
easat-3816	372	14	srikaanth	srikaanth	PROPN
easat-3816	372	15	,	,	PUNCT
easat-3816	372	16	p.	p.	PROPN
easat-3816	372	17	b.	b.	PROPN
easat-3816	372	18	(	(	PUNCT
easat-3816	372	19	2024	2024	NUM
easat-3816	372	20	)	)	PUNCT
easat-3816	372	21	.	.	PUNCT
easat-3816	373	1	cyber	cyber	PROPN
easat-3816	373	2	threats	threat	NOUN
easat-3816	373	3	to	to	ADP
easat-3816	373	4	critical	critical	ADJ
easat-3816	373	5	infrastructure	infrastructure	NOUN
easat-3816	373	6	:	:	PUNCT
easat-3816	373	7	assessing	assess	VERB
easat-3816	373	8	vulnerabilities	vulnerability	NOUN
easat-3816	373	9	across	across	ADP
easat-3816	373	10	key	key	ADJ
easat-3816	373	11	sectors	sector	NOUN
easat-3816	373	12	.	.	PUNCT
easat-3816	374	1	partners	partner	NOUN
easat-3816	374	2	universal	universal	ADJ
easat-3816	374	3	international	international	ADJ
easat-3816	374	4	innovation	innovation	NOUN
easat-3816	374	5	journal	journal	NOUN
easat-3816	374	6	,	,	PUNCT
easat-3816	374	7	2(1	2(1	NUM
easat-3816	374	8	)	)	PUNCT
easat-3816	374	9	,	,	PUNCT
easat-3816	374	10	51	51	NUM
easat-3816	374	11	-	-	SYM
easat-3816	374	12	75	75	NUM
easat-3816	374	13	.	.	PUNCT
easat-3816	375	1	[	[	X
easat-3816	375	2	35	35	NUM
easat-3816	375	3	]	]	X
easat-3816	375	4	gibson	gibson	PROPN
easat-3816	375	5	,	,	PUNCT
easat-3816	375	6	d.	d.	PROPN
easat-3816	375	7	,	,	PUNCT
easat-3816	375	8	&	&	CCONJ
easat-3816	375	9	harfield	harfield	PROPN
easat-3816	375	10	,	,	PUNCT
easat-3816	375	11	c.	c.	PROPN
easat-3816	375	12	(	(	PUNCT
easat-3816	375	13	2023	2023	NUM
easat-3816	375	14	)	)	PUNCT
easat-3816	375	15	.	.	PUNCT
easat-3816	376	1	amplifying	amplify	VERB
easat-3816	376	2	victim	victim	NOUN
easat-3816	376	3	vulnerability	vulnerability	NOUN
easat-3816	376	4	:	:	PUNCT
easat-3816	376	5	unanticipated	unanticipated	ADJ
easat-3816	376	6	harm	harm	NOUN
easat-3816	376	7	and	and	CCONJ
easat-3816	376	8	consequence	consequence	NOUN
easat-3816	376	9	in	in	ADP
easat-3816	376	10	data	datum	NOUN
easat-3816	376	11	breach	breach	NOUN
easat-3816	376	12	notification	notification	NOUN
easat-3816	376	13	policy	policy	NOUN
easat-3816	376	14	.	.	PUNCT
easat-3816	377	1	international	international	ADJ
easat-3816	377	2	review	review	NOUN
easat-3816	377	3	of	of	ADP
easat-3816	377	4	victimology	victimology	NOUN
easat-3816	377	5	,	,	PUNCT
easat-3816	377	6	29(3	29(3	NUM
easat-3816	377	7	)	)	PUNCT
easat-3816	377	8	,	,	PUNCT
easat-3816	377	9	341	341	NUM
easat-3816	377	10	-	-	SYM
easat-3816	377	11	365	365	NUM
easat-3816	377	12	.	.	PUNCT
easat-3816	378	1	[	[	X
easat-3816	378	2	36	36	NUM
easat-3816	378	3	]	]	X
easat-3816	378	4	gortsos	gortsos	NOUN
easat-3816	378	5	,	,	PUNCT
easat-3816	378	6	c.	c.	PROPN
easat-3816	378	7	v.	v.	PROPN
easat-3816	378	8	(	(	PUNCT
easat-3816	378	9	2023	2023	NUM
easat-3816	378	10	)	)	PUNCT
easat-3816	378	11	.	.	PUNCT
easat-3816	379	1	the	the	DET
easat-3816	379	2	european	european	PROPN
easat-3816	379	3	banking	banking	PROPN
easat-3816	379	4	regulation	regulation	NOUN
easat-3816	379	5	handbook	handbook	NOUN
easat-3816	379	6	,	,	PUNCT
easat-3816	379	7	volume	volume	NOUN
easat-3816	379	8	i.	i.	PROPN
easat-3816	379	9	springer	springer	PROPN
easat-3816	379	10	books	book	NOUN
easat-3816	379	11	.	.	PUNCT
easat-3816	380	1	[	[	X
easat-3816	380	2	37	37	NUM
easat-3816	380	3	]	]	PUNCT
easat-3816	380	4	gulyamov	gulyamov	NOUN
easat-3816	380	5	,	,	PUNCT
easat-3816	380	6	s.	s.	PROPN
easat-3816	380	7	,	,	PUNCT
easat-3816	380	8	&	&	CCONJ
easat-3816	380	9	raimberdiyev	raimberdiyev	PROPN
easat-3816	380	10	,	,	PUNCT
easat-3816	380	11	s.	s.	PROPN
easat-3816	380	12	(	(	PUNCT
easat-3816	380	13	2023	2023	NUM
easat-3816	380	14	)	)	PUNCT
easat-3816	380	15	.	.	PUNCT
easat-3816	381	1	personal	personal	ADJ
easat-3816	381	2	data	datum	NOUN
easat-3816	381	3	protection	protection	NOUN
easat-3816	381	4	as	as	ADP
easat-3816	381	5	a	a	DET
easat-3816	381	6	tool	tool	NOUN
easat-3816	381	7	to	to	PART
easat-3816	381	8	fight	fight	VERB
easat-3816	381	9	cyber	cyber	NOUN
easat-3816	381	10	corruption	corruption	NOUN
easat-3816	381	11	.	.	PUNCT
easat-3816	382	1	international	international	ADJ
easat-3816	382	2	journal	journal	PROPN
easat-3816	382	3	of	of	ADP
easat-3816	382	4	law	law	NOUN
easat-3816	382	5	and	and	CCONJ
easat-3816	382	6	policy	policy	NOUN
easat-3816	382	7	,	,	PUNCT
easat-3816	382	8	1(7	1(7	NUM
easat-3816	382	9	)	)	PUNCT
easat-3816	382	10	.	.	PUNCT
easat-3816	383	1	[	[	X
easat-3816	383	2	38	38	NUM
easat-3816	383	3	]	]	PUNCT
easat-3816	383	4	guseva	guseva	PROPN
easat-3816	383	5	,	,	PUNCT
easat-3816	383	6	y.	y.	PROPN
easat-3816	383	7	(	(	PUNCT
easat-3816	383	8	2024	2024	NUM
easat-3816	383	9	)	)	PUNCT
easat-3816	383	10	.	.	PUNCT
easat-3816	384	1	decentralized	decentralize	VERB
easat-3816	384	2	markets	market	NOUN
easat-3816	384	3	and	and	CCONJ
easat-3816	384	4	decentralized	decentralized	ADJ
easat-3816	384	5	regulation	regulation	NOUN
easat-3816	384	6	.	.	PUNCT
easat-3816	385	1	george	george	PROPN
easat-3816	385	2	washington	washington	PROPN
easat-3816	385	3	law	law	PROPN
easat-3816	385	4	review	review	NOUN
easat-3816	385	5	.	.	PUNCT
easat-3816	386	1	[	[	X
easat-3816	386	2	39	39	NUM
easat-3816	386	3	]	]	X
easat-3816	386	4	hassan	hassan	PROPN
easat-3816	386	5	,	,	PUNCT
easat-3816	386	6	a.	a.	NOUN
easat-3816	386	7	o.	o.	PROPN
easat-3816	386	8	,	,	PUNCT
easat-3816	386	9	ewuga	ewuga	PROPN
easat-3816	386	10	,	,	PUNCT
easat-3816	386	11	s.	s.	PROPN
easat-3816	386	12	k.	k.	PROPN
easat-3816	386	13	,	,	PUNCT
easat-3816	386	14	abdul	abdul	PROPN
easat-3816	386	15	,	,	PUNCT
easat-3816	386	16	a.	a.	NOUN
easat-3816	386	17	a.	a.	PROPN
easat-3816	386	18	,	,	PUNCT
easat-3816	386	19	abrahams	abraham	NOUN
easat-3816	386	20	,	,	PUNCT
easat-3816	386	21	t.	t.	PROPN
easat-3816	386	22	o.	o.	PROPN
easat-3816	386	23	,	,	PUNCT
easat-3816	386	24	oladeinde	oladeinde	NOUN
easat-3816	386	25	,	,	PUNCT
easat-3816	386	26	m.	m.	NOUN
easat-3816	386	27	,	,	PUNCT
easat-3816	386	28	&	&	CCONJ
easat-3816	386	29	dawodu	dawodu	PROPN
easat-3816	386	30	,	,	PUNCT
easat-3816	386	31	s.	s.	PROPN
easat-3816	386	32	o.	o.	PROPN
easat-3816	386	33	(	(	PUNCT
easat-3816	386	34	2024	2024	NUM
easat-3816	386	35	)	)	PUNCT
easat-3816	386	36	.	.	PUNCT
easat-3816	387	1	cybersecurity	cybersecurity	NOUN
easat-3816	387	2	in	in	ADP
easat-3816	387	3	banking	banking	NOUN
easat-3816	387	4	:	:	PUNCT
easat-3816	387	5	a	a	DET
easat-3816	387	6	global	global	ADJ
easat-3816	387	7	perspective	perspective	NOUN
easat-3816	387	8	with	with	ADP
easat-3816	387	9	a	a	DET
easat-3816	387	10	focus	focus	NOUN
easat-3816	387	11	on	on	ADP
easat-3816	387	12	nigerian	nigerian	ADJ
easat-3816	387	13	practices	practice	NOUN
easat-3816	387	14	.	.	PUNCT
easat-3816	388	1	computer	computer	NOUN
easat-3816	388	2	science	science	PROPN
easat-3816	388	3	&	&	CCONJ
easat-3816	388	4	it	it	PRON
easat-3816	388	5	research	research	NOUN
easat-3816	388	6	journal	journal	NOUN
easat-3816	388	7	,	,	PUNCT
easat-3816	388	8	5(1	5(1	NUM
easat-3816	388	9	)	)	PUNCT
easat-3816	388	10	,	,	PUNCT
easat-3816	388	11	4159	4159	NUM
easat-3816	388	12	.	.	PUNCT
easat-3816	389	1	[	[	X
easat-3816	389	2	40	40	NUM
easat-3816	389	3	]	]	X
easat-3816	389	4	hossain	hossain	PROPN
easat-3816	389	5	,	,	PUNCT
easat-3816	389	6	f.	f.	PROPN
easat-3816	389	7	,	,	PUNCT
easat-3816	389	8	ahmed	ahmed	PROPN
easat-3816	389	9	,	,	PUNCT
easat-3816	389	10	g.	g.	PROPN
easat-3816	389	11	m.	m.	PROPN
easat-3816	389	12	s.	s.	PROPN
easat-3816	389	13	,	,	PUNCT
easat-3816	389	14	shuvo	shuvo	PROPN
easat-3816	389	15	,	,	PUNCT
easat-3816	389	16	s.	s.	PROPN
easat-3816	390	1	p.	p.	PROPN
easat-3816	390	2	p.	p.	PROPN
easat-3816	390	3	,	,	PUNCT
easat-3816	390	4	kona	kona	PROPN
easat-3816	390	5	,	,	PUNCT
easat-3816	390	6	a.	a.	NOUN
easat-3816	390	7	n.	n.	PROPN
easat-3816	390	8	,	,	PUNCT
easat-3816	390	9	raina	raina	PROPN
easat-3816	390	10	,	,	PUNCT
easat-3816	390	11	m.	m.	PROPN
easat-3816	390	12	u.	u.	PROPN
easat-3816	390	13	h.	h.	PROPN
easat-3816	390	14	,	,	PUNCT
easat-3816	390	15	&	&	CCONJ
easat-3816	390	16	shikder	shikder	PROPN
easat-3816	390	17	,	,	PUNCT
easat-3816	390	18	f.	f.	PROPN
easat-3816	390	19	(	(	PUNCT
easat-3816	390	20	2024	2024	NUM
easat-3816	390	21	)	)	PUNCT
easat-3816	390	22	.	.	PUNCT
easat-3816	391	1	unlocking	unlock	VERB
easat-3816	391	2	artificial	artificial	ADJ
easat-3816	391	3	intelligence	intelligence	NOUN
easat-3816	391	4	for	for	ADP
easat-3816	391	5	strategic	strategic	ADJ
easat-3816	391	6	market	market	NOUN
easat-3816	391	7	development	development	NOUN
easat-3816	391	8	and	and	CCONJ
easat-3816	391	9	business	business	NOUN
easat-3816	391	10	growth	growth	NOUN
easat-3816	391	11	:	:	PUNCT
easat-3816	391	12	innovations	innovation	NOUN
easat-3816	391	13	,	,	PUNCT
easat-3816	391	14	opportunities	opportunity	NOUN
easat-3816	391	15	,	,	PUNCT
easat-3816	391	16	and	and	CCONJ
easat-3816	391	17	future	future	ADJ
easat-3816	391	18	directions	direction	NOUN
easat-3816	391	19	.	.	PUNCT
easat-3816	392	1	edelweiss	edelweiss	PROPN
easat-3816	392	2	applied	apply	VERB
easat-3816	392	3	science	science	NOUN
easat-3816	392	4	and	and	CCONJ
easat-3816	392	5	technology	technology	NOUN
easat-3816	392	6	,	,	PUNCT
easat-3816	392	7	8(6	8(6	NUM
easat-3816	392	8	)	)	PUNCT
easat-3816	392	9	,	,	PUNCT
easat-3816	392	10	5825–5846	5825–5846	NUM
easat-3816	392	11	.	.	PUNCT
easat-3816	393	1	https://doi.org/10.55214/25768484.v8i6.3263	https://doi.org/10.55214/25768484.v8i6.3263	PRON
easat-3816	394	1	[	[	X
easat-3816	394	2	41	41	NUM
easat-3816	394	3	]	]	X
easat-3816	394	4	hossain	hossain	PROPN
easat-3816	394	5	,	,	PUNCT
easat-3816	394	6	r.	r.	PROPN
easat-3816	394	7	,	,	PUNCT
easat-3816	394	8	alamin	alamin	PROPN
easat-3816	394	9	,	,	PUNCT
easat-3816	394	10	a.-a	a.-a	PROPN
easat-3816	394	11	.	.	PUNCT
easat-3816	394	12	,	,	PUNCT
easat-3816	394	13	mani	mani	PROPN
easat-3816	394	14	,	,	PUNCT
easat-3816	394	15	l.	l.	PROPN
easat-3816	394	16	,	,	PUNCT
easat-3816	394	17	islam	islam	PROPN
easat-3816	394	18	,	,	PUNCT
easat-3816	394	19	m.	m.	NOUN
easat-3816	394	20	m.	m.	NOUN
easat-3816	394	21	,	,	PUNCT
easat-3816	394	22	poli	poli	PROPN
easat-3816	394	23	,	,	PUNCT
easat-3816	394	24	t.	t.	PROPN
easat-3816	394	25	a.	a.	PROPN
easat-3816	394	26	,	,	PUNCT
easat-3816	394	27	&	&	CCONJ
easat-3816	394	28	milon	milon	PROPN
easat-3816	394	29	,	,	PUNCT
easat-3816	394	30	m.	m.	NOUN
easat-3816	394	31	n.	n.	PROPN
easat-3816	394	32	u.	u.	PROPN
easat-3816	394	33	(	(	PUNCT
easat-3816	394	34	2024	2024	NUM
easat-3816	394	35	)	)	PUNCT
easat-3816	394	36	.	.	PUNCT
easat-3816	395	1	exploring	explore	VERB
easat-3816	395	2	the	the	DET
easat-3816	395	3	effectiveness	effectiveness	NOUN
easat-3816	395	4	of	of	ADP
easat-3816	395	5	social	social	ADJ
easat-3816	395	6	media	medium	NOUN
easat-3816	395	7	on	on	ADP
easat-3816	395	8	tourism	tourism	NOUN
easat-3816	395	9	destination	destination	NOUN
easat-3816	395	10	marketing	marketing	NOUN
easat-3816	395	11	:	:	PUNCT
easat-3816	395	12	an	an	DET
easat-3816	395	13	empirical	empirical	ADJ
easat-3816	395	14	study	study	NOUN
easat-3816	395	15	in	in	ADP
easat-3816	395	16	a	a	DET
easat-3816	395	17	developing	develop	VERB
easat-3816	395	18	country	country	NOUN
easat-3816	395	19	.	.	PUNCT
easat-3816	396	1	wseas	wseas	VERB
easat-3816	396	2	transactions	transaction	NOUN
easat-3816	396	3	on	on	ADP
easat-3816	396	4	business	business	NOUN
easat-3816	396	5	and	and	CCONJ
easat-3816	396	6	economics	economic	NOUN
easat-3816	396	7	,	,	PUNCT
easat-3816	396	8	21	21	NUM
easat-3816	396	9	,	,	PUNCT
easat-3816	396	10	1392–1408	1392–1408	NUM
easat-3816	396	11	.	.	PUNCT
easat-3816	397	1	https://doi.org/10.37394/23207.2024.21.114	https://doi.org/10.37394/23207.2024.21.114	NUM
easat-3816	398	1	[	[	X
easat-3816	398	2	42	42	NUM
easat-3816	398	3	]	]	X
easat-3816	398	4	hossain	hossain	PROPN
easat-3816	398	5	,	,	PUNCT
easat-3816	398	6	r.	r.	PROPN
easat-3816	398	7	,	,	PUNCT
easat-3816	398	8	ghose	ghose	PROPN
easat-3816	398	9	,	,	PUNCT
easat-3816	398	10	p.	p.	NOUN
easat-3816	398	11	,	,	PUNCT
easat-3816	398	12	chowdhury	chowdhury	PROPN
easat-3816	398	13	,	,	PUNCT
easat-3816	398	14	t.	t.	NOUN
easat-3816	398	15	m.	m.	NOUN
easat-3816	398	16	,	,	PUNCT
easat-3816	398	17	hossen	hossen	NOUN
easat-3816	398	18	,	,	PUNCT
easat-3816	398	19	m.	m.	NOUN
easat-3816	398	20	d.	d.	PROPN
easat-3816	398	21	,	,	PUNCT
easat-3816	398	22	hasan	hasan	PROPN
easat-3816	398	23	,	,	PUNCT
easat-3816	398	24	m.	m.	NOUN
easat-3816	398	25	n.	n.	PROPN
easat-3816	398	26	,	,	PUNCT
easat-3816	398	27	&	&	CCONJ
easat-3816	398	28	mani	mani	PROPN
easat-3816	398	29	,	,	PUNCT
easat-3816	398	30	l.	l.	PROPN
easat-3816	398	31	ownership	ownership	NOUN
easat-3816	398	32	structures	structure	NOUN
easat-3816	398	33	and	and	CCONJ
easat-3816	398	34	firm	firm	ADJ
easat-3816	398	35	performance	performance	NOUN
easat-3816	398	36	:	:	PUNCT
easat-3816	398	37	a	a	DET
easat-3816	398	38	correlation	correlation	NOUN
easat-3816	398	39	and	and	CCONJ
easat-3816	398	40	regression	regression	VERB
easat-3816	398	41	analysis	analysis	NOUN
easat-3816	398	42	of	of	ADP
easat-3816	398	43	financial	financial	ADJ
easat-3816	398	44	institutions	institution	NOUN
easat-3816	398	45	in	in	ADP
easat-3816	398	46	bangladesh	bangladesh	PROPN
easat-3816	398	47	.	.	PUNCT
easat-3816	399	1	pak	pak	PROPN
easat-3816	399	2	.	.	PUNCT
easat-3816	400	1	j.	j.	PROPN
easat-3816	400	2	life	life	PROPN
easat-3816	400	3	soc	soc	PROPN
easat-3816	400	4	.	.	PUNCT
easat-3816	401	1	sci	sci	PROPN
easat-3816	401	2	.	.	PROPN
easat-3816	401	3	,	,	PUNCT
easat-3816	401	4	22(2	22(2	NUM
easat-3816	401	5	):	):	PUNCT
easat-3816	401	6	6278	6278	NUM
easat-3816	401	7	-	-	SYM
easat-3816	401	8	6295	6295	NUM
easat-3816	401	9	.	.	PUNCT
easat-3816	401	10	https://doi.org/10.57239/pjlss-2024-22.2.00473	https://doi.org/10.57239/pjlss-2024-22.2.00473	PUNCT
easat-3816	402	1	[	[	X
easat-3816	402	2	43	43	NUM
easat-3816	402	3	]	]	X
easat-3816	402	4	hossain	hossain	PROPN
easat-3816	402	5	,	,	PUNCT
easat-3816	402	6	r.	r.	PROPN
easat-3816	402	7	,	,	PUNCT
easat-3816	402	8	sohag	sohag	NOUN
easat-3816	402	9	,	,	PUNCT
easat-3816	402	10	h.	h.	PROPN
easat-3816	402	11	j.	j.	PROPN
easat-3816	402	12	,	,	PUNCT
easat-3816	402	13	farhatul	farhatul	PROPN
easat-3816	402	14	,	,	PUNCT
easat-3816	402	15	h.	h.	PROPN
easat-3816	402	16	,	,	PUNCT
easat-3816	402	17	ahmed	ahmed	PROPN
easat-3816	402	18	,	,	PUNCT
easat-3816	402	19	s.	s.	PROPN
easat-3816	402	20	,	,	PUNCT
easat-3816	402	21	amin	amin	PROPN
easat-3816	402	22	,	,	PUNCT
easat-3816	402	23	a.-	a.-	PROPN
easat-3816	402	24	,	,	PUNCT
easat-3816	402	25	&	&	CCONJ
easat-3816	402	26	islam	islam	PROPN
easat-3816	402	27	,	,	PUNCT
easat-3816	402	28	md	md	PROPN
easat-3816	402	29	.	.	PROPN
easat-3816	402	30	m.	m.	PROPN
easat-3816	402	31	(	(	PUNCT
easat-3816	402	32	2024	2024	NUM
easat-3816	402	33	)	)	PUNCT
easat-3816	402	34	.	.	PUNCT
easat-3816	403	1	prospective	prospective	ADJ
easat-3816	403	2	artificial	artificial	ADJ
easat-3816	403	3	intelligence	intelligence	NOUN
easat-3816	403	4	(	(	PUNCT
easat-3816	403	5	ai	ai	NOUN
easat-3816	403	6	)	)	PUNCT
easat-3816	403	7	applications	application	NOUN
easat-3816	403	8	in	in	ADP
easat-3816	403	9	the	the	DET
easat-3816	403	10	university	university	NOUN
easat-3816	403	11	education	education	NOUN
easat-3816	403	12	level	level	NOUN
easat-3816	403	13	:	:	PUNCT
easat-3816	403	14	enhancing	enhance	VERB
easat-3816	403	15	learning	learning	NOUN
easat-3816	403	16	,	,	PUNCT
easat-3816	403	17	teaching	teaching	NOUN
easat-3816	403	18	and	and	CCONJ
easat-3816	403	19	administration	administration	NOUN
easat-3816	403	20	through	through	ADP
easat-3816	403	21	a	a	DET
easat-3816	403	22	prisma	prisma	NOUN
easat-3816	403	23	base	base	NOUN
easat-3816	403	24	review	review	PROPN
easat-3816	403	25	systematic	systematic	ADJ
easat-3816	403	26	review	review	NOUN
easat-3816	403	27	.	.	PUNCT
easat-3816	404	1	pakistan	pakistan	PROPN
easat-3816	404	2	journal	journal	PROPN
easat-3816	404	3	of	of	ADP
easat-3816	404	4	life	life	NOUN
easat-3816	404	5	and	and	CCONJ
easat-3816	404	6	social	social	ADJ
easat-3816	404	7	sciences	science	NOUN
easat-3816	404	8	(	(	PUNCT
easat-3816	404	9	pjlss	pjlss	ADJ
easat-3816	404	10	)	)	PUNCT
easat-3816	404	11	,	,	PUNCT
easat-3816	404	12	22(2	22(2	NUM
easat-3816	404	13	)	)	PUNCT
easat-3816	404	14	.	.	PUNCT
easat-3816	405	1	https://doi.org/10.57239/pjlss-2024-22.2.00694	https://doi.org/10.57239/pjlss-2024-22.2.00694	ADV
easat-3816	405	2	https://doi.org/10.55214/25768484.v8i6.2930	https://doi.org/10.55214/25768484.v8i6.2930	NOUN
easat-3816	405	3	https://doi.org/10.22495/jgrv13i3art15	https://doi.org/10.22495/jgrv13i3art15	PROPN
easat-3816	405	4	https://doi.org/10.36941/ajis-2024-0193	https://doi.org/10.36941/ajis-2024-0193	PROPN
easat-3816	405	5	https://doi.org/10.61707/7rfyma13	https://doi.org/10.61707/7rfyma13	VERB
easat-3816	405	6	https://doi.org/10.55214/25768484.v8i6.3263	https://doi.org/10.55214/25768484.v8i6.3263	NUM
easat-3816	405	7	https://doi.org/10.37394/23207.2024.21.114	https://doi.org/10.37394/23207.2024.21.114	NOUN
easat-3816	405	8	https://doi.org/10.57239/pjlss-2024-22.2.00473	https://doi.org/10.57239/pjlss-2024-22.2.00473	ADP
easat-3816	405	9	https://doi.org/10.57239/pjlss-2024-22.2.00694	https://doi.org/10.57239/pjlss-2024-22.2.00694	PROPN
easat-3816	405	10	8452	8452	NUM
easat-3816	405	11	edelweiss	edelweiss	PROPN
easat-3816	405	12	applied	apply	VERB
easat-3816	405	13	science	science	NOUN
easat-3816	405	14	and	and	CCONJ
easat-3816	405	15	technology	technology	NOUN
easat-3816	405	16	issn	issn	PROPN
easat-3816	405	17	:	:	PUNCT
easat-3816	405	18	2576	2576	NUM
easat-3816	405	19	-	-	SYM
easat-3816	405	20	8484	8484	NUM
easat-3816	405	21	vol	vol	NOUN
easat-3816	405	22	.	.	PROPN
easat-3816	406	1	8	8	NUM
easat-3816	406	2	,	,	PUNCT
easat-3816	406	3	no	no	INTJ
easat-3816	406	4	.	.	NOUN
easat-3816	406	5	6	6	NUM
easat-3816	406	6	:	:	SYM
easat-3816	406	7	8437	8437	NUM
easat-3816	406	8	-	-	SYM
easat-3816	406	9	8453	8453	NUM
easat-3816	406	10	,	,	PUNCT
easat-3816	406	11	2024	2024	NUM
easat-3816	406	12	doi	doi	NOUN
easat-3816	406	13	:	:	PUNCT
easat-3816	406	14	10.55214/25768484.v8i6.3816	10.55214/25768484.v8i6.3816	NUM
easat-3816	406	15	©	©	PROPN
easat-3816	406	16	2024	2024	NUM
easat-3816	406	17	by	by	ADP
easat-3816	406	18	the	the	DET
easat-3816	406	19	authors	author	NOUN
easat-3816	406	20	;	;	PUNCT
easat-3816	406	21	licensee	licensee	PROPN
easat-3816	406	22	learning	learning	NOUN
easat-3816	406	23	gate	gate	NOUN
easat-3816	407	1	[	[	X
easat-3816	407	2	44	44	NUM
easat-3816	407	3	]	]	X
easat-3816	407	4	huang	huang	PROPN
easat-3816	407	5	,	,	PUNCT
easat-3816	407	6	k.	k.	PROPN
easat-3816	407	7	,	,	PUNCT
easat-3816	407	8	&	&	CCONJ
easat-3816	407	9	madnick	madnick	PROPN
easat-3816	407	10	,	,	PUNCT
easat-3816	407	11	s.	s.	PROPN
easat-3816	407	12	(	(	PUNCT
easat-3816	407	13	2020	2020	NUM
easat-3816	407	14	)	)	PUNCT
easat-3816	407	15	.	.	PUNCT
easat-3816	408	1	cyber	cyber	PROPN
easat-3816	408	2	securing	secure	VERB
easat-3816	408	3	cross	cross	ADJ
easat-3816	408	4	-	-	ADJ
easat-3816	408	5	border	border	ADJ
easat-3816	408	6	financial	financial	ADJ
easat-3816	408	7	services	service	NOUN
easat-3816	408	8	:	:	PUNCT
easat-3816	408	9	calling	call	VERB
easat-3816	408	10	for	for	ADP
easat-3816	408	11	a	a	DET
easat-3816	408	12	financial	financial	ADJ
easat-3816	408	13	cybersecurity	cybersecurity	NOUN
easat-3816	408	14	action	action	NOUN
easat-3816	408	15	task	task	NOUN
easat-3816	408	16	force	force	NOUN
easat-3816	408	17	.	.	PUNCT
easat-3816	409	1	available	available	ADJ
easat-3816	409	2	at	at	ADP
easat-3816	409	3	ssrn	ssrn	NOUN
easat-3816	409	4	3544325	3544325	NUM
easat-3816	409	5	.	.	PUNCT
easat-3816	410	1	[	[	X
easat-3816	410	2	45	45	NUM
easat-3816	410	3	]	]	X
easat-3816	410	4	islam	islam	PROPN
easat-3816	410	5	,	,	PUNCT
easat-3816	410	6	m.	m.	NOUN
easat-3816	410	7	a.	a.	PROPN
easat-3816	410	8	,	,	PUNCT
easat-3816	410	9	fakir	fakir	PROPN
easat-3816	410	10	,	,	PUNCT
easat-3816	410	11	s.	s.	PROPN
easat-3816	410	12	i.	i.	PROPN
easat-3816	410	13	,	,	PUNCT
easat-3816	410	14	masud	masud	PROPN
easat-3816	410	15	,	,	PUNCT
easat-3816	410	16	s.	s.	PROPN
easat-3816	410	17	b.	b.	PROPN
easat-3816	410	18	,	,	PUNCT
easat-3816	410	19	hossen	hossen	NOUN
easat-3816	410	20	,	,	PUNCT
easat-3816	410	21	m.	m.	NOUN
easat-3816	410	22	d.	d.	PROPN
easat-3816	410	23	,	,	PUNCT
easat-3816	410	24	islam	islam	PROPN
easat-3816	410	25	,	,	PUNCT
easat-3816	410	26	m.	m.	NOUN
easat-3816	410	27	t.	t.	PROPN
easat-3816	410	28	,	,	PUNCT
easat-3816	410	29	&	&	CCONJ
easat-3816	410	30	siddiky	siddiky	PROPN
easat-3816	410	31	,	,	PUNCT
easat-3816	410	32	m.	m.	PROPN
easat-3816	410	33	r.	r.	PROPN
easat-3816	410	34	(	(	PUNCT
easat-3816	410	35	2024	2024	NUM
easat-3816	410	36	)	)	PUNCT
easat-3816	410	37	.	.	PUNCT
easat-3816	410	38	artificial	artificial	ADJ
easat-3816	410	39	intelligence	intelligence	NOUN
easat-3816	410	40	in	in	ADP
easat-3816	410	41	digital	digital	ADJ
easat-3816	410	42	marketing	marketing	NOUN
easat-3816	410	43	automation	automation	NOUN
easat-3816	410	44	:	:	PUNCT
easat-3816	410	45	enhancing	enhance	VERB
easat-3816	410	46	personalization	personalization	NOUN
easat-3816	410	47	,	,	PUNCT
easat-3816	410	48	predictive	predictive	ADJ
easat-3816	410	49	analytics	analytic	NOUN
easat-3816	410	50	,	,	PUNCT
easat-3816	410	51	and	and	CCONJ
easat-3816	410	52	ethical	ethical	ADJ
easat-3816	410	53	integration	integration	NOUN
easat-3816	410	54	.	.	PUNCT
easat-3816	411	1	edelweiss	edelweiss	PROPN
easat-3816	411	2	applied	apply	VERB
easat-3816	411	3	science	science	NOUN
easat-3816	411	4	and	and	CCONJ
easat-3816	411	5	technology	technology	NOUN
easat-3816	411	6	,	,	PUNCT
easat-3816	411	7	8(6	8(6	NUM
easat-3816	411	8	)	)	PUNCT
easat-3816	411	9	,	,	PUNCT
easat-3816	411	10	6498	6498	NUM
easat-3816	411	11	-	-	SYM
easat-3816	411	12	6516	6516	NUM
easat-3816	411	13	.	.	PUNCT
easat-3816	412	1	doi	doi	NOUN
easat-3816	412	2	:	:	PUNCT
easat-3816	412	3	10.55214/25768484.v8i6.3404	10.55214/25768484.v8i6.3404	NUM
easat-3816	412	4	[	[	X
easat-3816	412	5	46	46	NUM
easat-3816	412	6	]	]	X
easat-3816	412	7	jahan	jahan	PROPN
easat-3816	412	8	,	,	PUNCT
easat-3816	412	9	i.	i.	PROPN
easat-3816	412	10	,	,	PUNCT
easat-3816	412	11	islam	islam	PROPN
easat-3816	412	12	,	,	PUNCT
easat-3816	412	13	m.	m.	NOUN
easat-3816	412	14	n.	n.	PROPN
easat-3816	412	15	,	,	PUNCT
easat-3816	412	16	hasan	hasan	PROPN
easat-3816	412	17	,	,	PUNCT
easat-3816	412	18	m.	m.	NOUN
easat-3816	412	19	m.	m.	NOUN
easat-3816	412	20	,	,	PUNCT
easat-3816	412	21	&	&	CCONJ
easat-3816	412	22	siddiky	siddiky	PROPN
easat-3816	412	23	,	,	PUNCT
easat-3816	412	24	m.	m.	PROPN
easat-3816	412	25	r.	r.	PROPN
easat-3816	412	26	(	(	PUNCT
easat-3816	412	27	2024	2024	NUM
easat-3816	412	28	)	)	PUNCT
easat-3816	412	29	.	.	PUNCT
easat-3816	413	1	comparative	comparative	ADJ
easat-3816	413	2	analysis	analysis	NOUN
easat-3816	413	3	of	of	ADP
easat-3816	413	4	machine	machine	NOUN
easat-3816	413	5	learning	learn	VERB
easat-3816	413	6	algorithms	algorithm	NOUN
easat-3816	413	7	for	for	ADP
easat-3816	413	8	sentiment	sentiment	NOUN
easat-3816	413	9	classification	classification	NOUN
easat-3816	413	10	in	in	ADP
easat-3816	413	11	social	social	ADJ
easat-3816	413	12	media	medium	NOUN
easat-3816	413	13	text	text	NOUN
easat-3816	413	14	.	.	PUNCT
easat-3816	414	1	world	world	PROPN
easat-3816	414	2	j.	j.	PROPN
easat-3816	414	3	adv	adv	PROPN
easat-3816	414	4	.	.	PUNCT
easat-3816	415	1	res	res	PROPN
easat-3816	415	2	.	.	PUNCT
easat-3816	416	1	rev	rev	PROPN
easat-3816	416	2	,	,	PUNCT
easat-3816	416	3	23(3	23(3	NUM
easat-3816	416	4	)	)	PUNCT
easat-3816	416	5	,	,	PUNCT
easat-3816	416	6	2842	2842	NUM
easat-3816	416	7	-	-	SYM
easat-3816	416	8	2852	2852	NUM
easat-3816	416	9	.	.	PUNCT
easat-3816	417	1	https://doi.org/10.30574/wjarr.2024.23.3.2983	https://doi.org/10.30574/wjarr.2024.23.3.2983	NOUN
easat-3816	418	1	[	[	X
easat-3816	418	2	47	47	NUM
easat-3816	418	3	]	]	X
easat-3816	418	4	jaiwani	jaiwani	NOUN
easat-3816	418	5	,	,	PUNCT
easat-3816	418	6	m.	m.	NOUN
easat-3816	418	7	,	,	PUNCT
easat-3816	418	8	&	&	CCONJ
easat-3816	418	9	gopalkrishnan	gopalkrishnan	PROPN
easat-3816	418	10	,	,	PUNCT
easat-3816	418	11	s.	s.	PROPN
easat-3816	418	12	(	(	PUNCT
easat-3816	418	13	2024	2024	NUM
easat-3816	418	14	)	)	PUNCT
easat-3816	418	15	.	.	PUNCT
easat-3816	419	1	global	global	ADJ
easat-3816	419	2	resurgence	resurgence	NOUN
easat-3816	419	3	:	:	PUNCT
easat-3816	419	4	private	private	ADJ
easat-3816	419	5	asset	asset	NOUN
easat-3816	419	6	reconstruction	reconstruction	NOUN
easat-3816	419	7	companies	company	NOUN
easat-3816	419	8	as	as	ADP
easat-3816	419	9	legal	legal	ADJ
easat-3816	419	10	catalysts	catalyst	NOUN
easat-3816	419	11	for	for	ADP
easat-3816	419	12	financial	financial	ADJ
easat-3816	419	13	stability	stability	NOUN
easat-3816	419	14	in	in	ADP
easat-3816	419	15	india	india	PROPN
easat-3816	419	16	and	and	CCONJ
easat-3816	419	17	beyond	beyond	ADP
easat-3816	419	18	.	.	PUNCT
easat-3816	420	1	international	international	ADJ
easat-3816	420	2	journal	journal	PROPN
easat-3816	420	3	of	of	ADP
easat-3816	420	4	law	law	NOUN
easat-3816	420	5	and	and	CCONJ
easat-3816	420	6	management	management	NOUN
easat-3816	420	7	.	.	PUNCT
easat-3816	421	1	[	[	X
easat-3816	421	2	48	48	NUM
easat-3816	421	3	]	]	PUNCT
easat-3816	421	4	javaid	javaid	NOUN
easat-3816	421	5	,	,	PUNCT
easat-3816	421	6	m.	m.	NOUN
easat-3816	421	7	,	,	PUNCT
easat-3816	421	8	haleem	haleem	PROPN
easat-3816	421	9	,	,	PUNCT
easat-3816	421	10	a.	a.	PROPN
easat-3816	421	11	,	,	PUNCT
easat-3816	421	12	singh	singh	PROPN
easat-3816	421	13	,	,	PUNCT
easat-3816	421	14	r.	r.	PROPN
easat-3816	421	15	p.	p.	PROPN
easat-3816	421	16	,	,	PUNCT
easat-3816	421	17	&	&	CCONJ
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easat-3816	421	19	,	,	PUNCT
easat-3816	421	20	r.	r.	PROPN
easat-3816	421	21	(	(	PUNCT
easat-3816	421	22	2023	2023	NUM
easat-3816	421	23	)	)	PUNCT
easat-3816	421	24	.	.	PUNCT
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easat-3816	422	2	insighting	insighting	ADJ
easat-3816	422	3	cybersecurity	cybersecurity	NOUN
easat-3816	422	4	for	for	ADP
easat-3816	422	5	healthcare	healthcare	NOUN
easat-3816	422	6	domains	domain	NOUN
easat-3816	422	7	:	:	PUNCT
easat-3816	422	8	a	a	DET
easat-3816	422	9	comprehensive	comprehensive	ADJ
easat-3816	422	10	review	review	NOUN
easat-3816	422	11	of	of	ADP
easat-3816	422	12	recent	recent	ADJ
easat-3816	422	13	practices	practice	NOUN
easat-3816	422	14	and	and	CCONJ
easat-3816	422	15	trends	trend	NOUN
easat-3816	422	16	.	.	PUNCT
easat-3816	423	1	cyber	cyber	ADJ
easat-3816	423	2	security	security	NOUN
easat-3816	423	3	and	and	CCONJ
easat-3816	423	4	applications	application	NOUN
easat-3816	423	5	,	,	PUNCT
easat-3816	423	6	1	1	NUM
easat-3816	423	7	,	,	PUNCT
easat-3816	423	8	100016	100016	NUM
easat-3816	423	9	.	.	PUNCT
easat-3816	424	1	[	[	X
easat-3816	424	2	49	49	NUM
easat-3816	424	3	]	]	X
easat-3816	424	4	kamar	kamar	PROPN
easat-3816	424	5	,	,	PUNCT
easat-3816	424	6	e.	e.	PROPN
easat-3816	424	7	,	,	PUNCT
easat-3816	424	8	howell	howell	PROPN
easat-3816	424	9	,	,	PUNCT
easat-3816	424	10	c.	c.	PROPN
easat-3816	424	11	j.	j.	PROPN
easat-3816	424	12	,	,	PUNCT
easat-3816	424	13	maimon	maimon	PROPN
easat-3816	424	14	,	,	PUNCT
easat-3816	424	15	d.	d.	PROPN
easat-3816	424	16	,	,	PUNCT
easat-3816	424	17	&	&	CCONJ
easat-3816	424	18	berenblum	berenblum	PROPN
easat-3816	424	19	,	,	PUNCT
easat-3816	424	20	t.	t.	PROPN
easat-3816	424	21	(	(	PUNCT
easat-3816	424	22	2023	2023	NUM
easat-3816	424	23	)	)	PUNCT
easat-3816	424	24	.	.	PUNCT
easat-3816	425	1	the	the	DET
easat-3816	425	2	moderating	moderate	VERB
easat-3816	425	3	role	role	NOUN
easat-3816	425	4	of	of	ADP
easat-3816	425	5	thoughtfully	thoughtfully	ADV
easat-3816	425	6	reflective	reflective	ADJ
easat-3816	425	7	decision	decision	NOUN
easat-3816	425	8	-	-	PUNCT
easat-3816	425	9	making	making	NOUN
easat-3816	425	10	on	on	ADP
easat-3816	425	11	the	the	DET
easat-3816	425	12	relationship	relationship	NOUN
easat-3816	425	13	between	between	ADP
easat-3816	425	14	information	information	NOUN
easat-3816	425	15	security	security	NOUN
easat-3816	425	16	messages	message	NOUN
easat-3816	425	17	and	and	CCONJ
easat-3816	425	18	smishing	smishe	VERB
easat-3816	425	19	victimization	victimization	NOUN
easat-3816	425	20	:	:	PUNCT
easat-3816	425	21	an	an	DET
easat-3816	425	22	experiment	experiment	NOUN
easat-3816	425	23	.	.	PUNCT
easat-3816	426	1	justice	justice	PROPN
easat-3816	426	2	quarterly	quarterly	PROPN
easat-3816	426	3	,	,	PUNCT
easat-3816	426	4	40(6	40(6	PROPN
easat-3816	426	5	)	)	PUNCT
easat-3816	426	6	,	,	PUNCT
easat-3816	426	7	837	837	NUM
easat-3816	426	8	-	-	SYM
easat-3816	426	9	858	858	NUM
easat-3816	426	10	.	.	PUNCT
easat-3816	427	1	[	[	X
easat-3816	427	2	50	50	NUM
easat-3816	427	3	]	]	X
easat-3816	427	4	kaur	kaur	PROPN
easat-3816	427	5	,	,	PUNCT
easat-3816	427	6	r.	r.	PROPN
easat-3816	427	7	,	,	PUNCT
easat-3816	427	8	gabrijelčič	gabrijelčič	PROPN
easat-3816	427	9	,	,	PUNCT
easat-3816	427	10	d.	d.	PROPN
easat-3816	427	11	,	,	PUNCT
easat-3816	427	12	&	&	CCONJ
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easat-3816	427	14	,	,	PUNCT
easat-3816	427	15	t.	t.	PROPN
easat-3816	427	16	(	(	PUNCT
easat-3816	427	17	2023	2023	NUM
easat-3816	427	18	)	)	PUNCT
easat-3816	427	19	.	.	PUNCT
easat-3816	428	1	artificial	artificial	ADJ
easat-3816	428	2	intelligence	intelligence	NOUN
easat-3816	428	3	for	for	ADP
easat-3816	428	4	cybersecurity	cybersecurity	NOUN
easat-3816	428	5	:	:	PUNCT
easat-3816	428	6	literature	literature	NOUN
easat-3816	428	7	review	review	NOUN
easat-3816	428	8	and	and	CCONJ
easat-3816	428	9	future	future	ADJ
easat-3816	428	10	research	research	NOUN
easat-3816	428	11	directions	direction	NOUN
easat-3816	428	12	.	.	PUNCT
easat-3816	429	1	information	information	NOUN
easat-3816	429	2	fusion	fusion	NOUN
easat-3816	429	3	,	,	PUNCT
easat-3816	429	4	97	97	NUM
easat-3816	429	5	,	,	PUNCT
easat-3816	429	6	101804	101804	NUM
easat-3816	429	7	.	.	PUNCT
easat-3816	430	1	[	[	X
easat-3816	430	2	51	51	NUM
easat-3816	430	3	]	]	X
easat-3816	430	4	kayode	kayode	NOUN
easat-3816	430	5	-	-	PUNCT
easat-3816	430	6	ajala	ajala	NOUN
easat-3816	430	7	,	,	PUNCT
easat-3816	430	8	o.	o.	NOUN
easat-3816	430	9	(	(	PUNCT
easat-3816	430	10	2023	2023	NUM
easat-3816	430	11	)	)	PUNCT
easat-3816	430	12	.	.	PUNCT
easat-3816	431	1	applications	application	NOUN
easat-3816	431	2	of	of	ADP
easat-3816	431	3	cyber	cyber	NOUN
easat-3816	431	4	threat	threat	NOUN
easat-3816	431	5	intelligence	intelligence	NOUN
easat-3816	431	6	(	(	PUNCT
easat-3816	431	7	cti	cti	PROPN
easat-3816	431	8	)	)	PUNCT
easat-3816	431	9	in	in	ADP
easat-3816	431	10	financial	financial	ADJ
easat-3816	431	11	institutions	institution	NOUN
easat-3816	431	12	and	and	CCONJ
easat-3816	431	13	challenges	challenge	NOUN
easat-3816	431	14	in	in	ADP
easat-3816	431	15	its	its	PRON
easat-3816	431	16	adoption	adoption	NOUN
easat-3816	431	17	.	.	PUNCT
easat-3816	432	1	applied	apply	VERB
easat-3816	432	2	research	research	NOUN
easat-3816	432	3	in	in	ADP
easat-3816	432	4	artificial	artificial	ADJ
easat-3816	432	5	intelligence	intelligence	NOUN
easat-3816	432	6	and	and	CCONJ
easat-3816	432	7	cloud	cloud	PROPN
easat-3816	432	8	computing	computing	NOUN
easat-3816	432	9	,	,	PUNCT
easat-3816	432	10	6(8	6(8	NUM
easat-3816	432	11	)	)	PUNCT
easat-3816	432	12	,	,	PUNCT
easat-3816	432	13	1	1	NUM
easat-3816	432	14	-	-	SYM
easat-3816	432	15	21	21	NUM
easat-3816	432	16	.	.	PUNCT
easat-3816	433	1	[	[	X
easat-3816	433	2	52	52	NUM
easat-3816	433	3	]	]	X
easat-3816	433	4	khan	khan	PROPN
easat-3816	433	5	,	,	PUNCT
easat-3816	433	6	h.	h.	PROPN
easat-3816	433	7	h.	h.	PROPN
easat-3816	433	8	,	,	PUNCT
easat-3816	433	9	khan	khan	PROPN
easat-3816	433	10	,	,	PUNCT
easat-3816	433	11	s.	s.	PROPN
easat-3816	433	12	,	,	PUNCT
easat-3816	433	13	&	&	CCONJ
easat-3816	433	14	ghafoor	ghafoor	PROPN
easat-3816	433	15	,	,	PUNCT
easat-3816	433	16	a.	a.	NOUN
easat-3816	433	17	(	(	PUNCT
easat-3816	433	18	2023	2023	NUM
easat-3816	433	19	)	)	PUNCT
easat-3816	433	20	.	.	PUNCT
easat-3816	434	1	fintech	fintech	NOUN
easat-3816	434	2	adoption	adoption	NOUN
easat-3816	434	3	,	,	PUNCT
easat-3816	434	4	the	the	DET
easat-3816	434	5	regulatory	regulatory	ADJ
easat-3816	434	6	environment	environment	NOUN
easat-3816	434	7	and	and	CCONJ
easat-3816	434	8	bank	bank	NOUN
easat-3816	434	9	stability	stability	NOUN
easat-3816	434	10	:	:	PUNCT
easat-3816	434	11	an	an	DET
easat-3816	434	12	empirical	empirical	ADJ
easat-3816	434	13	investigation	investigation	NOUN
easat-3816	434	14	from	from	ADP
easat-3816	434	15	gcc	gcc	NOUN
easat-3816	434	16	economies	economy	NOUN
easat-3816	434	17	.	.	PUNCT
easat-3816	435	1	borsa	borsa	PROPN
easat-3816	435	2	istanbul	istanbul	PROPN
easat-3816	435	3	review	review	PROPN
easat-3816	435	4	,	,	PUNCT
easat-3816	435	5	23(6	23(6	NUM
easat-3816	435	6	)	)	PUNCT
easat-3816	435	7	,	,	PUNCT
easat-3816	435	8	1263	1263	NUM
easat-3816	435	9	-	-	SYM
easat-3816	435	10	1281	1281	NUM
easat-3816	435	11	.	.	PUNCT
easat-3816	436	1	[	[	X
easat-3816	436	2	53	53	NUM
easat-3816	436	3	]	]	X
easat-3816	436	4	khatun	khatun	PROPN
easat-3816	436	5	,	,	PUNCT
easat-3816	436	6	m.	m.	NOUN
easat-3816	436	7	,	,	PUNCT
easat-3816	436	8	hossain	hossain	PROPN
easat-3816	436	9	,	,	PUNCT
easat-3816	436	10	r.	r.	PROPN
easat-3816	436	11	,	,	PUNCT
easat-3816	436	12	bhuiyan	bhuiyan	PROPN
easat-3816	436	13	,	,	PUNCT
easat-3816	436	14	m.	m.	PROPN
easat-3816	436	15	r.	r.	PROPN
easat-3816	436	16	i.	i.	PROPN
easat-3816	436	17	,	,	PUNCT
easat-3816	436	18	tabassum	tabassum	NOUN
easat-3816	436	19	,	,	PUNCT
easat-3816	436	20	m.	m.	NOUN
easat-3816	436	21	n.	n.	PROPN
easat-3816	436	22	,	,	PUNCT
easat-3816	436	23	&	&	CCONJ
easat-3816	436	24	riaj	riaj	PROPN
easat-3816	436	25	,	,	PUNCT
easat-3816	436	26	m.	m.	NOUN
easat-3816	436	27	a.	a.	PROPN
easat-3816	436	28	j.	j.	PROPN
easat-3816	436	29	(	(	PUNCT
easat-3816	436	30	2025	2025	NUM
easat-3816	436	31	)	)	PUNCT
easat-3816	436	32	.	.	PUNCT
easat-3816	437	1	green	green	ADJ
easat-3816	437	2	entrepreneurship	entrepreneurship	NOUN
easat-3816	437	3	and	and	CCONJ
easat-3816	437	4	digital	digital	ADJ
easat-3816	437	5	transformation	transformation	NOUN
easat-3816	437	6	for	for	ADP
easat-3816	437	7	sustainable	sustainable	ADJ
easat-3816	437	8	development	development	NOUN
easat-3816	437	9	:	:	PUNCT
easat-3816	437	10	a	a	DET
easat-3816	437	11	systematic	systematic	ADJ
easat-3816	437	12	review	review	NOUN
easat-3816	437	13	.	.	PUNCT
easat-3816	438	1	digitizing	digitize	VERB
easat-3816	438	2	green	green	ADJ
easat-3816	438	3	entrepreneurship	entrepreneurship	NOUN
easat-3816	438	4	,	,	PUNCT
easat-3816	438	5	153180	153180	NUM
easat-3816	438	6	.	.	PUNCT
easat-3816	439	1	doi	doi	NOUN
easat-3816	439	2	:	:	PUNCT
easat-3816	439	3	10.4018/979	10.4018/979	NUM
easat-3816	439	4	-	-	SYM
easat-3816	439	5	8	8	NUM
easat-3816	439	6	-	-	PUNCT
easat-3816	439	7	3693	3693	NUM
easat-3816	439	8	-	-	PUNCT
easat-3816	439	9	7442	7442	NUM
easat-3816	439	10	-	-	SYM
easat-3816	439	11	9.ch006	9.ch006	NOUN
easat-3816	439	12	[	[	X
easat-3816	439	13	54	54	NUM
easat-3816	439	14	]	]	X
easat-3816	439	15	khatun	khatun	PROPN
easat-3816	439	16	,	,	PUNCT
easat-3816	439	17	m.	m.	NOUN
easat-3816	439	18	,	,	PUNCT
easat-3816	439	19	islam	islam	PROPN
easat-3816	439	20	,	,	PUNCT
easat-3816	439	21	r.	r.	PROPN
easat-3816	439	22	,	,	PUNCT
easat-3816	439	23	kumar	kumar	PROPN
easat-3816	439	24	,	,	PUNCT
easat-3816	439	25	s.	s.	PROPN
easat-3816	439	26	,	,	PUNCT
easat-3816	439	27	hossain	hossain	PROPN
easat-3816	439	28	,	,	PUNCT
easat-3816	439	29	r.	r.	PROPN
easat-3816	439	30	,	,	PUNCT
easat-3816	439	31	&	&	CCONJ
easat-3816	439	32	mani	mani	PROPN
easat-3816	439	33	,	,	PUNCT
easat-3816	439	34	l.	l.	PROPN
easat-3816	439	35	(	(	PUNCT
easat-3816	439	36	2024	2024	NUM
easat-3816	439	37	)	)	PUNCT
easat-3816	439	38	.	.	PUNCT
easat-3816	440	1	the	the	DET
easat-3816	440	2	impact	impact	NOUN
easat-3816	440	3	of	of	ADP
easat-3816	440	4	artificial	artificial	ADJ
easat-3816	440	5	intelligence	intelligence	NOUN
easat-3816	440	6	on	on	ADP
easat-3816	440	7	educational	educational	ADJ
easat-3816	440	8	transformation	transformation	NOUN
easat-3816	440	9	:	:	PUNCT
easat-3816	440	10	trends	trend	NOUN
easat-3816	440	11	and	and	CCONJ
easat-3816	440	12	future	future	ADJ
easat-3816	440	13	directions	direction	NOUN
easat-3816	440	14	.	.	PUNCT
easat-3816	441	1	journal	journal	NOUN
easat-3816	441	2	of	of	ADP
easat-3816	441	3	information	information	NOUN
easat-3816	441	4	systems	system	NOUN
easat-3816	441	5	and	and	CCONJ
easat-3816	441	6	informatics	informatic	NOUN
easat-3816	441	7	,	,	PUNCT
easat-3816	441	8	6(4	6(4	PROPN
easat-3816	441	9	)	)	PUNCT
easat-3816	441	10	,	,	PUNCT
easat-3816	441	11	2347	2347	NUM
easat-3816	441	12	-	-	SYM
easat-3816	441	13	2373	2373	NUM
easat-3816	441	14	.	.	PUNCT
easat-3816	442	1	https://doi.org/10.51519/journalisi.v6i4.879	https://doi.org/10.51519/journalisi.v6i4.879	NOUN
easat-3816	442	2	[	[	X
easat-3816	442	3	55	55	NUM
easat-3816	442	4	]	]	SYM
easat-3816	442	5	mabaso	mabaso	PROPN
easat-3816	442	6	,	,	PUNCT
easat-3816	442	7	c.	c.	PROPN
easat-3816	442	8	,	,	PUNCT
easat-3816	442	9	&	&	CCONJ
easat-3816	442	10	booi	booi	PROPN
easat-3816	442	11	,	,	PUNCT
easat-3816	442	12	o.	o.	PROPN
easat-3816	442	13	(	(	PUNCT
easat-3816	442	14	2024	2024	NUM
easat-3816	442	15	)	)	PUNCT
easat-3816	442	16	.	.	PUNCT
easat-3816	443	1	exploring	explore	VERB
easat-3816	443	2	the	the	DET
easat-3816	443	3	precarious	precarious	ADJ
easat-3816	443	4	employment	employment	NOUN
easat-3816	443	5	practices	practice	NOUN
easat-3816	443	6	and	and	CCONJ
easat-3816	443	7	decent	decent	ADJ
easat-3816	443	8	work	work	NOUN
easat-3816	443	9	objectives	objective	NOUN
easat-3816	443	10	in	in	ADP
easat-3816	443	11	south	south	PROPN
easat-3816	443	12	africa	africa	PROPN
easat-3816	443	13	:	:	PUNCT
easat-3816	443	14	a	a	DET
easat-3816	443	15	comprehensive	comprehensive	ADJ
easat-3816	443	16	analysis	analysis	NOUN
easat-3816	443	17	.	.	PUNCT
easat-3816	444	1	journal	journal	NOUN
easat-3816	444	2	of	of	ADP
easat-3816	444	3	namibian	namibian	ADJ
easat-3816	444	4	studies	study	NOUN
easat-3816	444	5	,	,	PUNCT
easat-3816	444	6	312	312	NUM
easat-3816	444	7	-	-	SYM
easat-3816	444	8	341	341	NUM
easat-3816	444	9	.	.	PUNCT
easat-3816	445	1	[	[	X
easat-3816	445	2	56	56	NUM
easat-3816	445	3	]	]	X
easat-3816	445	4	mani	mani	PROPN
easat-3816	445	5	,	,	PUNCT
easat-3816	445	6	l.	l.	PROPN
easat-3816	445	7	(	(	PUNCT
easat-3816	445	8	2024	2024	NUM
easat-3816	445	9	)	)	PUNCT
easat-3816	445	10	.	.	PUNCT
easat-3816	446	1	gravitating	gravitate	VERB
easat-3816	446	2	towards	towards	ADP
easat-3816	446	3	the	the	DET
easat-3816	446	4	digital	digital	ADJ
easat-3816	446	5	economy	economy	NOUN
easat-3816	446	6	:	:	PUNCT
easat-3816	446	7	opportunities	opportunity	NOUN
easat-3816	446	8	and	and	CCONJ
easat-3816	446	9	challenges	challenge	NOUN
easat-3816	446	10	for	for	ADP
easat-3816	446	11	transforming	transform	VERB
easat-3816	446	12	smart	smart	ADJ
easat-3816	446	13	bangladesh	bangladesh	NOUN
easat-3816	446	14	.	.	PUNCT
easat-3816	447	1	pakistan	pakistan	PROPN
easat-3816	447	2	journal	journal	PROPN
easat-3816	447	3	of	of	ADP
easat-3816	447	4	life	life	NOUN
easat-3816	447	5	and	and	CCONJ
easat-3816	447	6	social	social	ADJ
easat-3816	447	7	sciences	science	NOUN
easat-3816	447	8	,	,	PUNCT
easat-3816	447	9	22(1	22(1	NUM
easat-3816	447	10	)	)	PUNCT
easat-3816	447	11	,	,	PUNCT
easat-3816	447	12	3324	3324	NUM
easat-3816	447	13	-	-	SYM
easat-3816	447	14	3334	3334	NUM
easat-3816	447	15	.	.	PUNCT
easat-3816	448	1	https://doi.org/10.57239/pjlss-202422.1.00241	https://doi.org/10.57239/pjlss-202422.1.00241	X
easat-3816	449	1	[	[	X
easat-3816	449	2	57	57	NUM
easat-3816	449	3	]	]	SYM
easat-3816	449	4	masud	masud	PROPN
easat-3816	449	5	,	,	PUNCT
easat-3816	449	6	s.	s.	PROPN
easat-3816	449	7	b.	b.	PROPN
easat-3816	449	8	,	,	PUNCT
easat-3816	449	9	rana	rana	PROPN
easat-3816	449	10	,	,	PUNCT
easat-3816	449	11	m.	m.	NOUN
easat-3816	449	12	m.	m.	NOUN
easat-3816	449	13	,	,	PUNCT
easat-3816	449	14	sohag	sohag	NOUN
easat-3816	449	15	,	,	PUNCT
easat-3816	449	16	h.	h.	PROPN
easat-3816	449	17	j.	j.	PROPN
easat-3816	449	18	,	,	PUNCT
easat-3816	449	19	shikder	shikder	PROPN
easat-3816	449	20	,	,	PUNCT
easat-3816	449	21	f.	f.	PROPN
easat-3816	449	22	,	,	PUNCT
easat-3816	449	23	faraji	faraji	NOUN
easat-3816	449	24	,	,	PUNCT
easat-3816	449	25	m.	m.	NOUN
easat-3816	449	26	r.	r.	PROPN
easat-3816	449	27	,	,	PUNCT
easat-3816	449	28	&	&	CCONJ
easat-3816	449	29	hasan	hasan	PROPN
easat-3816	449	30	,	,	PUNCT
easat-3816	449	31	m.	m.	NOUN
easat-3816	449	32	m.	m.	NOUN
easat-3816	449	33	understanding	understand	VERB
easat-3816	449	34	the	the	DET
easat-3816	449	35	financial	financial	ADJ
easat-3816	449	36	transaction	transaction	NOUN
easat-3816	449	37	security	security	NOUN
easat-3816	449	38	through	through	ADP
easat-3816	449	39	blockchain	blockchain	PROPN
easat-3816	449	40	and	and	CCONJ
easat-3816	449	41	machine	machine	NOUN
easat-3816	449	42	learning	learning	NOUN
easat-3816	449	43	for	for	ADP
easat-3816	449	44	fraud	fraud	NOUN
easat-3816	449	45	detection	detection	NOUN
easat-3816	449	46	in	in	ADP
easat-3816	449	47	data	datum	NOUN
easat-3816	449	48	privacy	privacy	NOUN
easat-3816	449	49	and	and	CCONJ
easat-3816	449	50	security	security	NOUN
easat-3816	449	51	.	.	PUNCT
easat-3816	450	1	pak	pak	PROPN
easat-3816	450	2	.	.	PUNCT
easat-3816	451	1	j.	j.	PROPN
easat-3816	451	2	life	life	PROPN
easat-3816	451	3	soc	soc	PROPN
easat-3816	451	4	.	.	PUNCT
easat-3816	452	1	sci	sci	PROPN
easat-3816	452	2	.	.	PUNCT
easat-3816	453	1	(	(	PUNCT
easat-3816	453	2	2024	2024	NUM
easat-3816	453	3	)	)	PUNCT
easat-3816	453	4	,	,	PUNCT
easat-3816	453	5	22(2	22(2	NUM
easat-3816	453	6	):	):	PUNCT
easat-3816	453	7	17782	17782	NUM
easat-3816	453	8	-	-	SYM
easat-3816	453	9	17803	17803	NUM
easat-3816	453	10	.	.	PUNCT
easat-3816	454	1	https://doi.org/10.57239/pjlss-2024-22.2.001296	https://doi.org/10.57239/pjlss-2024-22.2.001296	PUNCT
easat-3816	455	1	[	[	X
easat-3816	455	2	58	58	NUM
easat-3816	455	3	]	]	X
easat-3816	455	4	masud	masud	PROPN
easat-3816	455	5	,	,	PUNCT
easat-3816	455	6	s.	s.	PROPN
easat-3816	455	7	b.	b.	PROPN
easat-3816	455	8	,	,	PUNCT
easat-3816	455	9	siddiky	siddiky	PROPN
easat-3816	455	10	,	,	PUNCT
easat-3816	455	11	m.	m.	PROPN
easat-3816	455	12	r.	r.	PROPN
easat-3816	455	13	,	,	PUNCT
easat-3816	455	14	chowdhury	chowdhury	PROPN
easat-3816	455	15	,	,	PUNCT
easat-3816	455	16	s.	s.	PROPN
easat-3816	455	17	a.	a.	PROPN
easat-3816	455	18	,	,	PUNCT
easat-3816	455	19	rohan	rohan	PROPN
easat-3816	455	20	,	,	PUNCT
easat-3816	455	21	a.	a.	PROPN
easat-3816	455	22	,	,	PUNCT
easat-3816	455	23	&	&	CCONJ
easat-3816	455	24	rahaman	rahaman	NOUN
easat-3816	455	25	,	,	PUNCT
easat-3816	455	26	m.	m.	NOUN
easat-3816	455	27	a.	a.	NOUN
easat-3816	455	28	(	(	PUNCT
easat-3816	455	29	2024	2024	NUM
easat-3816	455	30	)	)	PUNCT
easat-3816	455	31	.	.	PUNCT
easat-3816	456	1	navigating	navigate	VERB
easat-3816	456	2	role	role	NOUN
easat-3816	456	3	identity	identity	NOUN
easat-3816	456	4	tensions	tension	NOUN
easat-3816	456	5	:	:	PUNCT
easat-3816	456	6	it	it	PRON
easat-3816	456	7	project	project	NOUN
easat-3816	456	8	managers	manager	NOUN
easat-3816	456	9	’	’	PART
easat-3816	456	10	identity	identity	NOUN
easat-3816	456	11	work	work	NOUN
easat-3816	456	12	in	in	ADP
easat-3816	456	13	agile	agile	ADJ
easat-3816	456	14	information	information	NOUN
easat-3816	456	15	systems	system	NOUN
easat-3816	456	16	development	development	NOUN
easat-3816	456	17	.	.	PUNCT
easat-3816	457	1	european	european	PROPN
easat-3816	457	2	journal	journal	PROPN
easat-3816	457	3	of	of	ADP
easat-3816	457	4	technology	technology	NOUN
easat-3816	457	5	,	,	PUNCT
easat-3816	457	6	8(6	8(6	NUM
easat-3816	457	7	)	)	PUNCT
easat-3816	457	8	,	,	PUNCT
easat-3816	457	9	1	1	NUM
easat-3816	457	10	-	-	SYM
easat-3816	457	11	16	16	NUM
easat-3816	457	12	.	.	PUNCT
easat-3816	458	1	[	[	X
easat-3816	458	2	59	59	NUM
easat-3816	458	3	]	]	SYM
easat-3816	458	4	mimi	mimi	PROPN
easat-3816	458	5	,	,	PUNCT
easat-3816	458	6	a.	a.	PROPN
easat-3816	458	7	,	,	PUNCT
easat-3816	458	8	imran	imran	PROPN
easat-3816	458	9	,	,	PUNCT
easat-3816	458	10	m.	m.	NOUN
easat-3816	458	11	a.	a.	NOUN
easat-3816	458	12	,	,	PUNCT
easat-3816	458	13	beg	beg	INTJ
easat-3816	458	14	,	,	PUNCT
easat-3816	458	15	t.	t.	PROPN
easat-3816	458	16	h.	h.	PROPN
easat-3816	458	17	,	,	PUNCT
easat-3816	458	18	&	&	CCONJ
easat-3816	458	19	rahman	rahman	PROPN
easat-3816	458	20	,	,	PUNCT
easat-3816	458	21	m.	m.	NOUN
easat-3816	458	22	s.	s.	PROPN
easat-3816	458	23	(	(	PUNCT
easat-3816	458	24	2022	2022	NUM
easat-3816	458	25	)	)	PUNCT
easat-3816	458	26	.	.	PUNCT
easat-3816	459	1	governmental	governmental	ADJ
easat-3816	459	2	and	and	CCONJ
easat-3816	459	3	institutional	institutional	ADJ
easat-3816	459	4	initiatives	initiative	NOUN
easat-3816	459	5	and	and	CCONJ
easat-3816	459	6	actions	action	NOUN
easat-3816	459	7	for	for	ADP
easat-3816	459	8	the	the	DET
easat-3816	459	9	attraction	attraction	NOUN
easat-3816	459	10	and	and	CCONJ
easat-3816	459	11	expansion	expansion	NOUN
easat-3816	459	12	of	of	ADP
easat-3816	459	13	e	e	NOUN
easat-3816	459	14	-	-	NOUN
easat-3816	459	15	commerce	commerce	NOUN
easat-3816	459	16	by	by	ADP
easat-3816	459	17	women	woman	NOUN
easat-3816	459	18	in	in	ADP
easat-3816	459	19	bangladesh	bangladesh	PROPN
easat-3816	459	20	.	.	PUNCT
easat-3816	460	1	american	american	PROPN
easat-3816	460	2	economic	economic	PROPN
easat-3816	460	3	&	&	CCONJ
easat-3816	460	4	social	social	PROPN
easat-3816	460	5	review	review	PROPN
easat-3816	460	6	,	,	PUNCT
easat-3816	460	7	9(1	9(1	NUM
easat-3816	460	8	)	)	PUNCT
easat-3816	460	9	,	,	PUNCT
easat-3816	460	10	17	17	NUM
easat-3816	460	11	-	-	SYM
easat-3816	460	12	28	28	NUM
easat-3816	460	13	.	.	PUNCT
easat-3816	461	1	https://doi.org/10.46281/aesr.v9i1.1733	https://doi.org/10.46281/aesr.v9i1.1733	PROPN
easat-3816	461	2	[	[	X
easat-3816	461	3	60	60	NUM
easat-3816	461	4	]	]	X
easat-3816	461	5	mimi	mimi	PROPN
easat-3816	461	6	,	,	PUNCT
easat-3816	461	7	a.	a.	PROPN
easat-3816	461	8	,	,	PUNCT
easat-3816	461	9	imran	imran	PROPN
easat-3816	461	10	,	,	PUNCT
easat-3816	461	11	m.	m.	NOUN
easat-3816	461	12	a.	a.	PROPN
easat-3816	461	13	,	,	PUNCT
easat-3816	461	14	mustafa	mustafa	PROPN
easat-3816	461	15	,	,	PUNCT
easat-3816	461	16	j.	j.	PROPN
easat-3816	461	17	,	,	PUNCT
easat-3816	461	18	beg	beg	INTJ
easat-3816	461	19	,	,	PUNCT
easat-3816	461	20	t.	t.	PROPN
easat-3816	461	21	h.	h.	PROPN
easat-3816	461	22	,	,	PUNCT
easat-3816	461	23	&	&	CCONJ
easat-3816	461	24	rahman	rahman	PROPN
easat-3816	461	25	,	,	PUNCT
easat-3816	461	26	m.	m.	NOUN
easat-3816	461	27	s.	s.	PROPN
easat-3816	461	28	(	(	PUNCT
easat-3816	461	29	2022	2022	NUM
easat-3816	461	30	)	)	PUNCT
easat-3816	461	31	.	.	PUNCT
easat-3816	462	1	efforts	effort	NOUN
easat-3816	462	2	by	by	ADP
easat-3816	462	3	women	woman	NOUN
easat-3816	462	4	to	to	PART
easat-3816	462	5	become	become	VERB
easat-3816	462	6	financially	financially	ADV
easat-3816	462	7	independent	independent	ADJ
easat-3816	462	8	through	through	ADP
easat-3816	462	9	e	e	NOUN
easat-3816	462	10	-	-	NOUN
easat-3816	462	11	commerce	commerce	NOUN
easat-3816	462	12	during	during	ADP
easat-3816	462	13	covid-19	covid-19	PROPN
easat-3816	462	14	:	:	PUNCT
easat-3816	462	15	a	a	DET
easat-3816	462	16	study	study	NOUN
easat-3816	462	17	on	on	ADP
easat-3816	462	18	bangladesh	bangladesh	PROPN
easat-3816	462	19	perspective	perspective	NOUN
easat-3816	462	20	.	.	PUNCT
easat-3816	463	1	american	american	PROPN
easat-3816	463	2	economic	economic	PROPN
easat-3816	463	3	&	&	CCONJ
easat-3816	463	4	social	social	PROPN
easat-3816	463	5	review	review	PROPN
easat-3816	463	6	,	,	PUNCT
easat-3816	463	7	9(1	9(1	NUM
easat-3816	463	8	)	)	PUNCT
easat-3816	463	9	,	,	PUNCT
easat-3816	463	10	9	9	NUM
easat-3816	463	11	-	-	SYM
easat-3816	463	12	16	16	NUM
easat-3816	463	13	.	.	PUNCT
easat-3816	464	1	https://doi.org/10.46281/aesr.v9i1.1723	https://doi.org/10.46281/aesr.v9i1.1723	PROPN
easat-3816	465	1	[	[	X
easat-3816	465	2	61	61	NUM
easat-3816	465	3	]	]	SYM
easat-3816	465	4	nzeako	nzeako	NOUN
easat-3816	465	5	,	,	PUNCT
easat-3816	465	6	g.	g.	PROPN
easat-3816	465	7	,	,	PUNCT
easat-3816	465	8	akinsanya	akinsanya	PROPN
easat-3816	465	9	,	,	PUNCT
easat-3816	465	10	m.	m.	NOUN
easat-3816	465	11	o.	o.	PROPN
easat-3816	465	12	,	,	PUNCT
easat-3816	465	13	popoola	popoola	PROPN
easat-3816	465	14	,	,	PUNCT
easat-3816	465	15	o.	o.	PROPN
easat-3816	465	16	a.	a.	PROPN
easat-3816	465	17	,	,	PUNCT
easat-3816	465	18	chukwurah	chukwurah	PROPN
easat-3816	465	19	,	,	PUNCT
easat-3816	465	20	e.	e.	PROPN
easat-3816	465	21	g.	g.	PROPN
easat-3816	465	22	,	,	PUNCT
easat-3816	465	23	okeke	okeke	PROPN
easat-3816	465	24	,	,	PUNCT
easat-3816	465	25	c.	c.	PROPN
easat-3816	465	26	d.	d.	PROPN
easat-3816	465	27	,	,	PUNCT
easat-3816	465	28	&	&	CCONJ
easat-3816	465	29	akpukorji	akpukorji	PROPN
easat-3816	465	30	,	,	PUNCT
easat-3816	465	31	i.	i.	PROPN
easat-3816	465	32	s.	s.	PROPN
easat-3816	465	33	(	(	PUNCT
easat-3816	465	34	2024	2024	NUM
easat-3816	465	35	)	)	PUNCT
easat-3816	465	36	.	.	PUNCT
easat-3816	466	1	theoretical	theoretical	ADJ
easat-3816	466	2	insights	insight	NOUN
easat-3816	466	3	into	into	ADP
easat-3816	466	4	it	it	PRON
easat-3816	466	5	governance	governance	NOUN
easat-3816	466	6	and	and	CCONJ
easat-3816	466	7	compliance	compliance	NOUN
easat-3816	466	8	in	in	ADP
easat-3816	466	9	banking	banking	NOUN
easat-3816	466	10	:	:	PUNCT
easat-3816	466	11	perspectives	perspective	NOUN
easat-3816	466	12	from	from	ADP
easat-3816	466	13	african	african	ADJ
easat-3816	466	14	and	and	CCONJ
easat-3816	466	15	us	we	PRON
easat-3816	466	16	regulatory	regulatory	ADJ
easat-3816	466	17	environments	environment	NOUN
easat-3816	466	18	.	.	PUNCT
easat-3816	467	1	international	international	ADJ
easat-3816	467	2	journal	journal	PROPN
easat-3816	467	3	of	of	ADP
easat-3816	467	4	management	management	NOUN
easat-3816	467	5	&	&	CCONJ
easat-3816	467	6	entrepreneurship	entrepreneurship	NOUN
easat-3816	467	7	research	research	NOUN
easat-3816	467	8	,	,	PUNCT
easat-3816	467	9	6(5	6(5	NUM
easat-3816	467	10	)	)	PUNCT
easat-3816	467	11	,	,	PUNCT
easat-3816	467	12	1457	1457	NUM
easat-3816	467	13	-	-	SYM
easat-3816	467	14	1466	1466	NUM
easat-3816	467	15	.	.	PUNCT
easat-3816	468	1	[	[	X
easat-3816	468	2	62	62	NUM
easat-3816	468	3	]	]	X
easat-3816	468	4	palle	palle	PROPN
easat-3816	468	5	,	,	PUNCT
easat-3816	468	6	r.	r.	PROPN
easat-3816	468	7	r.	r.	PROPN
easat-3816	468	8	,	,	PUNCT
easat-3816	468	9	&	&	CCONJ
easat-3816	468	10	kathala	kathala	PROPN
easat-3816	468	11	,	,	PUNCT
easat-3816	468	12	k.	k.	PROPN
easat-3816	468	13	c.	c.	PROPN
easat-3816	468	14	(	(	PUNCT
easat-3816	468	15	2024	2024	NUM
easat-3816	468	16	)	)	PUNCT
easat-3816	468	17	.	.	PUNCT
easat-3816	469	1	balance	balance	NOUN
easat-3816	469	2	between	between	ADP
easat-3816	469	3	security	security	NOUN
easat-3816	469	4	and	and	CCONJ
easat-3816	469	5	privacy	privacy	NOUN
easat-3816	469	6	.	.	PUNCT
easat-3816	470	1	privacy	privacy	NOUN
easat-3816	470	2	in	in	ADP
easat-3816	470	3	the	the	DET
easat-3816	470	4	age	age	NOUN
easat-3816	470	5	of	of	ADP
easat-3816	470	6	innovation	innovation	NOUN
easat-3816	470	7	,	,	PUNCT
easat-3816	470	8	129135	129135	NUM
easat-3816	470	9	.	.	PUNCT
easat-3816	471	1	https://doi.org/10.1007/979-8-8688-0461-8_11	https://doi.org/10.1007/979-8-8688-0461-8_11	NOUN
easat-3816	471	2	[	[	X
easat-3816	471	3	63	63	NUM
easat-3816	471	4	]	]	SYM
easat-3816	471	5	pereira	pereira	PROPN
easat-3816	471	6	,	,	PUNCT
easat-3816	471	7	j.	j.	PROPN
easat-3816	471	8	c.	c.	PROPN
easat-3816	471	9	,	,	PUNCT
easat-3816	471	10	&	&	CCONJ
easat-3816	471	11	viola	viola	PROPN
easat-3816	471	12	,	,	PUNCT
easat-3816	471	13	e.	e.	PROPN
easat-3816	471	14	(	(	PUNCT
easat-3816	471	15	2024	2024	NUM
easat-3816	471	16	)	)	PUNCT
easat-3816	471	17	.	.	PUNCT
easat-3816	472	1	from	from	ADP
easat-3816	472	2	protagonist	protagonist	NOUN
easat-3816	472	3	to	to	ADP
easat-3816	472	4	laggard	laggard	NOUN
easat-3816	472	5	,	,	PUNCT
easat-3816	472	6	from	from	ADP
easat-3816	472	7	pariah	pariah	NOUN
easat-3816	472	8	to	to	ADP
easat-3816	472	9	phoenix	phoenix	PROPN
easat-3816	472	10	:	:	PUNCT
easat-3816	472	11	emergence	emergence	NOUN
easat-3816	472	12	,	,	PUNCT
easat-3816	472	13	decline	decline	NOUN
easat-3816	472	14	,	,	PUNCT
easat-3816	472	15	and	and	CCONJ
easat-3816	472	16	re‐emergence	re‐emergence	NOUN
easat-3816	472	17	of	of	ADP
easat-3816	472	18	brazilian	brazilian	ADJ
easat-3816	472	19	climate	climate	NOUN
easat-3816	472	20	change	change	NOUN
easat-3816	472	21	policy	policy	NOUN
easat-3816	472	22	,	,	PUNCT
easat-3816	472	23	2003–2023	2003–2023	NUM
easat-3816	472	24	.	.	PUNCT
easat-3816	473	1	latin	latin	ADJ
easat-3816	473	2	american	american	ADJ
easat-3816	473	3	policy	policy	NOUN
easat-3816	473	4	,	,	PUNCT
easat-3816	473	5	15(3	15(3	NUM
easat-3816	473	6	)	)	PUNCT
easat-3816	473	7	,	,	PUNCT
easat-3816	473	8	400	400	NUM
easat-3816	473	9	-	-	SYM
easat-3816	473	10	422	422	NUM
easat-3816	473	11	.	.	PUNCT
easat-3816	474	1	[	[	X
easat-3816	474	2	64	64	NUM
easat-3816	474	3	]	]	X
easat-3816	474	4	prastyanti	prastyanti	PROPN
easat-3816	474	5	,	,	PUNCT
easat-3816	474	6	r.	r.	PROPN
easat-3816	474	7	a.	a.	PROPN
easat-3816	474	8	,	,	PUNCT
easat-3816	474	9	&	&	CCONJ
easat-3816	474	10	sharma	sharma	PROPN
easat-3816	474	11	,	,	PUNCT
easat-3816	474	12	r.	r.	PROPN
easat-3816	474	13	(	(	PUNCT
easat-3816	474	14	2024	2024	NUM
easat-3816	474	15	)	)	PUNCT
easat-3816	474	16	.	.	PUNCT
easat-3816	475	1	establishing	establish	VERB
easat-3816	475	2	consumer	consumer	NOUN
easat-3816	475	3	trust	trust	NOUN
easat-3816	475	4	through	through	ADP
easat-3816	475	5	data	datum	NOUN
easat-3816	475	6	protection	protection	NOUN
easat-3816	475	7	law	law	NOUN
easat-3816	475	8	as	as	ADP
easat-3816	475	9	a	a	DET
easat-3816	475	10	competitive	competitive	ADJ
easat-3816	475	11	advantage	advantage	NOUN
easat-3816	475	12	in	in	ADP
easat-3816	475	13	indonesia	indonesia	PROPN
easat-3816	475	14	and	and	CCONJ
easat-3816	475	15	india	india	PROPN
easat-3816	475	16	.	.	PROPN
easat-3816	476	1	journal	journal	PROPN
easat-3816	476	2	of	of	ADP
easat-3816	476	3	human	human	ADJ
easat-3816	476	4	rights	right	NOUN
easat-3816	476	5	,	,	PUNCT
easat-3816	476	6	culture	culture	NOUN
easat-3816	476	7	and	and	CCONJ
easat-3816	476	8	legal	legal	ADJ
easat-3816	476	9	system	system	NOUN
easat-3816	476	10	,	,	PUNCT
easat-3816	476	11	4(2	4(2	NUM
easat-3816	476	12	)	)	PUNCT
easat-3816	476	13	,	,	PUNCT
easat-3816	476	14	354	354	NUM
easat-3816	476	15	-	-	SYM
easat-3816	476	16	390	390	NUM
easat-3816	476	17	.	.	PUNCT
easat-3816	477	1	[	[	X
easat-3816	477	2	65	65	NUM
easat-3816	477	3	]	]	X
easat-3816	477	4	rahman	rahman	PROPN
easat-3816	477	5	,	,	PUNCT
easat-3816	477	6	m.	m.	NOUN
easat-3816	477	7	m.	m.	NOUN
easat-3816	477	8	,	,	PUNCT
easat-3816	477	9	bhuiyan	bhuiyan	PROPN
easat-3816	477	10	,	,	PUNCT
easat-3816	477	11	m.	m.	NOUN
easat-3816	477	12	r.	r.	PROPN
easat-3816	477	13	,	,	PUNCT
easat-3816	477	14	&	&	CCONJ
easat-3816	477	15	alam	alam	PROPN
easat-3816	477	16	,	,	PUNCT
easat-3816	477	17	s.	s.	PROPN
easat-3816	477	18	m.	m.	PROPN
easat-3816	477	19	(	(	PUNCT
easat-3816	477	20	2024	2024	NUM
easat-3816	477	21	)	)	PUNCT
easat-3816	477	22	.	.	PUNCT
easat-3816	478	1	the	the	DET
easat-3816	478	2	empirical	empirical	ADJ
easat-3816	478	3	study	study	NOUN
easat-3816	478	4	on	on	ADP
easat-3816	478	5	the	the	DET
easat-3816	478	6	impact	impact	NOUN
easat-3816	478	7	of	of	ADP
easat-3816	478	8	the	the	DET
easat-3816	478	9	covid-19	covid-19	PROPN
easat-3816	478	10	on	on	ADP
easat-3816	478	11	small	small	ADJ
easat-3816	478	12	and	and	CCONJ
easat-3816	478	13	medium	medium	ADJ
easat-3816	478	14	enterprises	enterprise	NOUN
easat-3816	478	15	(	(	PUNCT
easat-3816	478	16	smes	sme	NOUN
easat-3816	478	17	)	)	PUNCT
easat-3816	478	18	in	in	ADP
easat-3816	478	19	bangladesh	bangladesh	PROPN
easat-3816	478	20	.	.	PUNCT
easat-3816	479	1	journal	journal	PROPN
easat-3816	479	2	of	of	ADP
easat-3816	479	3	information	information	NOUN
easat-3816	479	4	systems	system	NOUN
easat-3816	479	5	and	and	CCONJ
easat-3816	479	6	informatics	informatic	NOUN
easat-3816	479	7	,	,	PUNCT
easat-3816	479	8	6(1	6(1	NUM
easat-3816	479	9	)	)	PUNCT
easat-3816	479	10	,	,	PUNCT
easat-3816	479	11	527	527	NUM
easat-3816	479	12	-	-	SYM
easat-3816	479	13	547	547	NUM
easat-3816	479	14	.	.	PUNCT
easat-3816	480	1	https://doi.org/10.51519/journalisi.v6i1.686	https://doi.org/10.51519/journalisi.v6i1.686	PROPN
easat-3816	480	2	[	[	X
easat-3816	480	3	66	66	NUM
easat-3816	480	4	]	]	X
easat-3816	480	5	rahman	rahman	PROPN
easat-3816	480	6	,	,	PUNCT
easat-3816	480	7	m.	m.	NOUN
easat-3816	480	8	m.	m.	NOUN
easat-3816	480	9	,	,	PUNCT
easat-3816	480	10	kshetri	kshetri	PROPN
easat-3816	480	11	,	,	PUNCT
easat-3816	480	12	n.	n.	NOUN
easat-3816	480	13	,	,	PUNCT
easat-3816	480	14	sayeed	sayeed	PROPN
easat-3816	480	15	,	,	PUNCT
easat-3816	480	16	s.	s.	PROPN
easat-3816	480	17	a.	a.	PROPN
easat-3816	480	18	,	,	PUNCT
easat-3816	480	19	&	&	CCONJ
easat-3816	480	20	rana	rana	PROPN
easat-3816	480	21	,	,	PUNCT
easat-3816	480	22	m.	m.	NOUN
easat-3816	480	23	m.	m.	NOUN
easat-3816	480	24	(	(	PUNCT
easat-3816	480	25	2024	2024	NUM
easat-3816	480	26	)	)	PUNCT
easat-3816	480	27	.	.	PUNCT
easat-3816	481	1	assessits	assessit	NOUN
easat-3816	481	2	:	:	PUNCT
easat-3816	481	3	integrating	integrate	VERB
easat-3816	481	4	procedural	procedural	ADJ
easat-3816	481	5	guidelines	guideline	NOUN
easat-3816	481	6	and	and	CCONJ
easat-3816	481	7	practical	practical	ADJ
easat-3816	481	8	evaluation	evaluation	NOUN
easat-3816	481	9	metrics	metric	NOUN
easat-3816	481	10	for	for	ADP
easat-3816	481	11	organizational	organizational	ADJ
easat-3816	481	12	it	it	PRON
easat-3816	481	13	and	and	CCONJ
easat-3816	481	14	cybersecurity	cybersecurity	NOUN
easat-3816	481	15	risk	risk	NOUN
easat-3816	481	16	assessment	assessment	NOUN
easat-3816	481	17	.	.	PUNCT
easat-3816	482	1	arxiv	arxiv	PROPN
easat-3816	482	2	preprint	preprint	VERB
easat-3816	482	3	arxiv:2410.01750	arxiv:2410.01750	NOUN
easat-3816	482	4	.	.	PUNCT
easat-3816	483	1	https://doi.org/10.48550/arxiv.2410.01750	https://doi.org/10.48550/arxiv.2410.01750	PROPN
easat-3816	484	1	[	[	X
easat-3816	484	2	67	67	NUM
easat-3816	484	3	]	]	PUNCT
easat-3816	484	4	rakha	rakha	NOUN
easat-3816	484	5	,	,	PUNCT
easat-3816	484	6	n.	n.	PROPN
easat-3816	484	7	a.	a.	NOUN
easat-3816	484	8	(	(	PUNCT
easat-3816	484	9	2023	2023	NUM
easat-3816	484	10	)	)	PUNCT
easat-3816	484	11	.	.	PUNCT
easat-3816	485	1	ensuring	ensure	VERB
easat-3816	485	2	cyber	cyber	NOUN
easat-3816	485	3	-	-	PUNCT
easat-3816	485	4	security	security	NOUN
easat-3816	485	5	in	in	ADP
easat-3816	485	6	remote	remote	ADJ
easat-3816	485	7	workforce	workforce	NOUN
easat-3816	485	8	:	:	PUNCT
easat-3816	485	9	legal	legal	ADJ
easat-3816	485	10	implications	implication	NOUN
easat-3816	485	11	and	and	CCONJ
easat-3816	485	12	international	international	ADJ
easat-3816	485	13	best	good	ADJ
easat-3816	485	14	practices	practice	NOUN
easat-3816	485	15	.	.	PUNCT
easat-3816	486	1	international	international	ADJ
easat-3816	486	2	journal	journal	PROPN
easat-3816	486	3	of	of	ADP
easat-3816	486	4	law	law	NOUN
easat-3816	486	5	and	and	CCONJ
easat-3816	486	6	policy	policy	NOUN
easat-3816	486	7	,	,	PUNCT
easat-3816	486	8	1(3	1(3	NUM
easat-3816	486	9	)	)	PUNCT
easat-3816	486	10	.	.	PUNCT
easat-3816	487	1	[	[	X
easat-3816	487	2	68	68	NUM
easat-3816	487	3	]	]	PUNCT
easat-3816	487	4	riaj	riaj	NOUN
easat-3816	487	5	,	,	PUNCT
easat-3816	487	6	m.	m.	NOUN
easat-3816	487	7	a.	a.	PROPN
easat-3816	487	8	j.	j.	PROPN
easat-3816	487	9	,	,	PUNCT
easat-3816	487	10	tabassum	tabassum	NOUN
easat-3816	487	11	,	,	PUNCT
easat-3816	487	12	m.	m.	NOUN
easat-3816	487	13	n.	n.	PROPN
easat-3816	487	14	,	,	PUNCT
easat-3816	487	15	hossain	hossain	PROPN
easat-3816	487	16	,	,	PUNCT
easat-3816	487	17	r.	r.	PROPN
easat-3816	487	18	,	,	PUNCT
easat-3816	487	19	bhuiyan	bhuiyan	PROPN
easat-3816	487	20	,	,	PUNCT
easat-3816	487	21	m.	m.	PROPN
easat-3816	487	22	r.	r.	PROPN
easat-3816	487	23	i.	i.	PROPN
easat-3816	487	24	,	,	PUNCT
easat-3816	487	25	&	&	CCONJ
easat-3816	487	26	khatun	khatun	PROPN
easat-3816	487	27	,	,	PUNCT
easat-3816	487	28	m.	m.	NOUN
easat-3816	487	29	(	(	PUNCT
easat-3816	487	30	2025	2025	NUM
easat-3816	487	31	)	)	PUNCT
easat-3816	487	32	.	.	PUNCT
easat-3816	488	1	digitalization	digitalization	NOUN
easat-3816	488	2	transformation	transformation	NOUN
easat-3816	488	3	in	in	ADP
easat-3816	488	4	entrepreneurship	entrepreneurship	NOUN
easat-3816	488	5	and	and	CCONJ
easat-3816	488	6	enterprise	enterprise	NOUN
easat-3816	488	7	green	green	ADJ
easat-3816	488	8	innovation	innovation	NOUN
easat-3816	488	9	.	.	PUNCT
easat-3816	489	1	in	in	ADP
easat-3816	489	2	digitizing	digitize	VERB
easat-3816	489	3	green	green	ADJ
easat-3816	489	4	entrepreneurship	entrepreneurship	NOUN
easat-3816	489	5	(	(	PUNCT
easat-3816	489	6	pp	pp	ADJ
easat-3816	489	7	.	.	PUNCT
easat-3816	489	8	181	181	NUM
easat-3816	489	9	-	-	SYM
easat-3816	489	10	204	204	NUM
easat-3816	489	11	)	)	PUNCT
easat-3816	489	12	.	.	PUNCT
easat-3816	490	1	igi	igi	PROPN
easat-3816	490	2	global	global	ADJ
easat-3816	490	3	scientific	scientific	ADJ
easat-3816	490	4	publishing	publishing	NOUN
easat-3816	490	5	.	.	PUNCT
easat-3816	491	1	doi	doi	NOUN
easat-3816	491	2	:	:	PUNCT
easat-3816	491	3	10.4018/979	10.4018/979	NUM
easat-3816	491	4	-	-	SYM
easat-3816	491	5	8	8	NUM
easat-3816	491	6	-	-	PUNCT
easat-3816	491	7	3693	3693	NUM
easat-3816	491	8	-	-	PUNCT
easat-3816	491	9	7442	7442	NUM
easat-3816	491	10	-	-	PUNCT
easat-3816	491	11	9.ch007	9.ch007	NOUN
easat-3816	491	12	https://doi.org/10.30574/wjarr.2024.23.3.2983	https://doi.org/10.30574/wjarr.2024.23.3.2983	NOUN
easat-3816	492	1	https://doi.org/10.51519/journalisi.v6i4.879	https://doi.org/10.51519/journalisi.v6i4.879	ADV
easat-3816	492	2	https://doi.org/10.57239/pjlss-2024-22.1.00241	https://doi.org/10.57239/pjlss-2024-22.1.00241	X
easat-3816	492	3	https://doi.org/10.57239/pjlss-2024-22.1.00241	https://doi.org/10.57239/pjlss-2024-22.1.00241	PRON
easat-3816	492	4	https://doi.org/10.57239/pjlss-2024-22.2.001296	https://doi.org/10.57239/pjlss-2024-22.2.001296	PUNCT
easat-3816	492	5	https://doi.org/10.46281/aesr.v9i1.1733	https://doi.org/10.46281/aesr.v9i1.1733	AUX
easat-3816	492	6	https://doi.org/10.46281/aesr.v9i1.1723	https://doi.org/10.46281/aesr.v9i1.1723	PROPN
easat-3816	492	7	https://doi.org/10.1007/979-8-8688-0461-8_11	https://doi.org/10.1007/979-8-8688-0461-8_11	VERB
easat-3816	492	8	https://doi.org/10.51519/journalisi.v6i1.686	https://doi.org/10.51519/journalisi.v6i1.686	ADJ
easat-3816	492	9	https://doi.org/10.48550/arxiv.2410.01750	https://doi.org/10.48550/arxiv.2410.01750	PROPN
easat-3816	492	10	8453	8453	NUM
easat-3816	492	11	edelweiss	edelweiss	PROPN
easat-3816	492	12	applied	apply	VERB
easat-3816	492	13	science	science	NOUN
easat-3816	492	14	and	and	CCONJ
easat-3816	492	15	technology	technology	NOUN
easat-3816	492	16	issn	issn	PROPN
easat-3816	492	17	:	:	PUNCT
easat-3816	492	18	2576	2576	NUM
easat-3816	492	19	-	-	SYM
easat-3816	492	20	8484	8484	NUM
easat-3816	492	21	vol	vol	NOUN
easat-3816	492	22	.	.	PROPN
easat-3816	493	1	8	8	NUM
easat-3816	493	2	,	,	PUNCT
easat-3816	493	3	no	no	INTJ
easat-3816	493	4	.	.	NOUN
easat-3816	493	5	6	6	NUM
easat-3816	493	6	:	:	SYM
easat-3816	493	7	8437	8437	NUM
easat-3816	493	8	-	-	SYM
easat-3816	493	9	8453	8453	NUM
easat-3816	493	10	,	,	PUNCT
easat-3816	493	11	2024	2024	NUM
easat-3816	493	12	doi	doi	NOUN
easat-3816	493	13	:	:	PUNCT
easat-3816	493	14	10.55214/25768484.v8i6.3816	10.55214/25768484.v8i6.3816	NUM
easat-3816	493	15	©	©	PROPN
easat-3816	493	16	2024	2024	NUM
easat-3816	493	17	by	by	ADP
easat-3816	493	18	the	the	DET
easat-3816	493	19	authors	author	NOUN
easat-3816	493	20	;	;	PUNCT
easat-3816	493	21	licensee	licensee	PROPN
easat-3816	493	22	learning	learning	NOUN
easat-3816	493	23	gate	gate	NOUN
easat-3816	494	1	[	[	X
easat-3816	494	2	69	69	NUM
easat-3816	494	3	]	]	X
easat-3816	494	4	riggs	riggs	PROPN
easat-3816	494	5	,	,	PUNCT
easat-3816	494	6	h.	h.	PROPN
easat-3816	494	7	,	,	PUNCT
easat-3816	494	8	tufail	tufail	PROPN
easat-3816	494	9	,	,	PUNCT
easat-3816	494	10	s.	s.	PROPN
easat-3816	494	11	,	,	PUNCT
easat-3816	494	12	parvez	parvez	PROPN
easat-3816	494	13	,	,	PUNCT
easat-3816	494	14	i.	i.	PROPN
easat-3816	494	15	,	,	PUNCT
easat-3816	494	16	tariq	tariq	PROPN
easat-3816	494	17	,	,	PUNCT
easat-3816	494	18	m.	m.	NOUN
easat-3816	494	19	,	,	PUNCT
easat-3816	494	20	khan	khan	PROPN
easat-3816	494	21	,	,	PUNCT
easat-3816	494	22	m.	m.	NOUN
easat-3816	494	23	a.	a.	PROPN
easat-3816	494	24	,	,	PUNCT
easat-3816	494	25	amir	amir	PROPN
easat-3816	494	26	,	,	PUNCT
easat-3816	494	27	a.	a.	NOUN
easat-3816	494	28	,	,	PUNCT
easat-3816	494	29	...	...	PUNCT
easat-3816	494	30	&	&	CCONJ
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easat-3816	494	32	,	,	PUNCT
easat-3816	494	33	a.	a.	NOUN
easat-3816	494	34	i.	i.	PROPN
easat-3816	494	35	(	(	PUNCT
easat-3816	494	36	2023	2023	NUM
easat-3816	494	37	)	)	PUNCT
easat-3816	494	38	.	.	PUNCT
easat-3816	495	1	impact	impact	NOUN
easat-3816	495	2	,	,	PUNCT
easat-3816	495	3	vulnerabilities	vulnerability	NOUN
easat-3816	495	4	,	,	PUNCT
easat-3816	495	5	and	and	CCONJ
easat-3816	495	6	mitigation	mitigation	NOUN
easat-3816	495	7	strategies	strategy	NOUN
easat-3816	495	8	for	for	ADP
easat-3816	495	9	cyber	cyber	NOUN
easat-3816	495	10	-	-	PUNCT
easat-3816	495	11	secure	secure	ADJ
easat-3816	495	12	critical	critical	ADJ
easat-3816	495	13	infrastructure	infrastructure	NOUN
easat-3816	495	14	.	.	PUNCT
easat-3816	496	1	sensors	sensor	NOUN
easat-3816	496	2	,	,	PUNCT
easat-3816	496	3	23(8	23(8	NOUN
easat-3816	496	4	)	)	PUNCT
easat-3816	496	5	,	,	PUNCT
easat-3816	496	6	4060	4060	NUM
easat-3816	496	7	.	.	PUNCT
easat-3816	497	1	[	[	X
easat-3816	497	2	70	70	NUM
easat-3816	497	3	]	]	X
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easat-3816	497	5	,	,	PUNCT
easat-3816	497	6	e.	e.	PROPN
easat-3816	497	7	,	,	PUNCT
easat-3816	497	8	&	&	CCONJ
easat-3816	497	9	shonchoy	shonchoy	PROPN
easat-3816	497	10	,	,	PUNCT
easat-3816	497	11	a.	a.	NOUN
easat-3816	497	12	(	(	PUNCT
easat-3816	497	13	2020	2020	NUM
easat-3816	497	14	)	)	PUNCT
easat-3816	497	15	.	.	PUNCT
easat-3816	498	1	the	the	DET
easat-3816	498	2	role	role	NOUN
easat-3816	498	3	of	of	ADP
easat-3816	498	4	mobile	mobile	ADJ
easat-3816	498	5	banking	banking	NOUN
easat-3816	498	6	for	for	ADP
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easat-3816	498	8	and	and	CCONJ
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easat-3816	498	10	amid	amid	ADP
easat-3816	498	11	the	the	DET
easat-3816	498	12	covid-19	covid-19	PROPN
easat-3816	498	13	crisis	crisis	NOUN
easat-3816	498	14	in	in	ADP
easat-3816	498	15	ghana	ghana	PROPN
easat-3816	498	16	.	.	PUNCT
easat-3816	499	1	aea	aea	PROPN
easat-3816	499	2	randomized	randomize	VERB
easat-3816	499	3	controlled	control	VERB
easat-3816	499	4	trials	trial	NOUN
easat-3816	499	5	.	.	PUNCT
easat-3816	500	1	https://doi.org/10.1257/rct.6275	https://doi.org/10.1257/rct.6275	PROPN
easat-3816	500	2	[	[	X
easat-3816	500	3	71	71	NUM
easat-3816	500	4	]	]	X
easat-3816	500	5	saeed	saeed	PROPN
easat-3816	500	6	,	,	PUNCT
easat-3816	500	7	s.	s.	PROPN
easat-3816	500	8	,	,	PUNCT
easat-3816	500	9	altamimi	altamimi	PROPN
easat-3816	500	10	,	,	PUNCT
easat-3816	500	11	s.	s.	PROPN
easat-3816	500	12	a.	a.	PROPN
easat-3816	500	13	,	,	PUNCT
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easat-3816	500	15	,	,	PUNCT
easat-3816	500	16	n.	n.	NOUN
easat-3816	500	17	a.	a.	PROPN
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easat-3816	500	20	,	,	PUNCT
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easat-3816	500	23	&	&	CCONJ
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easat-3816	500	25	,	,	PUNCT
easat-3816	500	26	d.	d.	PROPN
easat-3816	500	27	a.	a.	PROPN
easat-3816	500	28	(	(	PUNCT
easat-3816	500	29	2023	2023	NUM
easat-3816	500	30	)	)	PUNCT
easat-3816	500	31	.	.	PUNCT
easat-3816	501	1	digital	digital	ADJ
easat-3816	501	2	transformation	transformation	NOUN
easat-3816	501	3	and	and	CCONJ
easat-3816	501	4	cybersecurity	cybersecurity	NOUN
easat-3816	501	5	challenges	challenge	NOUN
easat-3816	501	6	for	for	ADP
easat-3816	501	7	businesses	business	NOUN
easat-3816	501	8	resilience	resilience	NOUN
easat-3816	501	9	:	:	PUNCT
easat-3816	501	10	issues	issue	NOUN
easat-3816	501	11	and	and	CCONJ
easat-3816	501	12	recommendations	recommendation	NOUN
easat-3816	501	13	.	.	PUNCT
easat-3816	502	1	sensors	sensor	NOUN
easat-3816	502	2	,	,	PUNCT
easat-3816	502	3	23(15	23(15	NUM
easat-3816	502	4	)	)	PUNCT
easat-3816	502	5	,	,	PUNCT
easat-3816	502	6	6666	6666	NUM
easat-3816	502	7	.	.	PUNCT
easat-3816	503	1	[	[	X
easat-3816	503	2	72	72	NUM
easat-3816	503	3	]	]	X
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easat-3816	503	5	,	,	PUNCT
easat-3816	503	6	m.	m.	NOUN
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easat-3816	503	8	,	,	PUNCT
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easat-3816	503	10	,	,	PUNCT
easat-3816	503	11	m.	m.	NOUN
easat-3816	503	12	,	,	PUNCT
easat-3816	503	13	&	&	CCONJ
easat-3816	503	14	fakhrurroja	fakhrurroja	PROPN
easat-3816	503	15	,	,	PUNCT
easat-3816	503	16	h.	h.	PROPN
easat-3816	503	17	(	(	PUNCT
easat-3816	503	18	2023	2023	NUM
easat-3816	503	19	)	)	PUNCT
easat-3816	503	20	.	.	PUNCT
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easat-3816	504	2	cyber	cyber	NOUN
easat-3816	504	3	threats	threat	NOUN
easat-3816	504	4	:	:	PUNCT
easat-3816	504	5	a	a	DET
easat-3816	504	6	framework	framework	NOUN
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easat-3816	504	8	the	the	DET
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easat-3816	504	11	cybersecurity	cybersecurity	NOUN
easat-3816	504	12	.	.	PUNCT
easat-3816	505	1	sustainability	sustainability	NOUN
easat-3816	505	2	,	,	PUNCT
easat-3816	505	3	15(18	15(18	NUM
easat-3816	505	4	)	)	PUNCT
easat-3816	505	5	,	,	PUNCT
easat-3816	505	6	13369	13369	NUM
easat-3816	505	7	.	.	PUNCT
easat-3816	506	1	[	[	X
easat-3816	506	2	73	73	NUM
easat-3816	506	3	]	]	X
easat-3816	506	4	shahriare	shahriare	PROPN
easat-3816	506	5	satu	satu	PROPN
easat-3816	506	6	,	,	PUNCT
easat-3816	506	7	m.	m.	NOUN
easat-3816	506	8	,	,	PUNCT
easat-3816	506	9	yeasmin	yeasmin	NOUN
easat-3816	506	10	,	,	PUNCT
easat-3816	506	11	t.	t.	PROPN
easat-3816	506	12	,	,	PUNCT
easat-3816	506	13	&	&	CCONJ
easat-3816	506	14	abdus	abdus	PROPN
easat-3816	506	15	salam	salam	PROPN
easat-3816	506	16	,	,	PUNCT
easat-3816	506	17	m.	m.	NOUN
easat-3816	506	18	(	(	PUNCT
easat-3816	506	19	2023	2023	NUM
easat-3816	506	20	,	,	PUNCT
easat-3816	506	21	december	december	PROPN
easat-3816	506	22	)	)	PUNCT
easat-3816	506	23	.	.	PUNCT
easat-3816	507	1	towards	towards	ADP
easat-3816	507	2	an	an	DET
easat-3816	507	3	automl	automl	NOUN
easat-3816	507	4	-	-	PUNCT
easat-3816	507	5	based	base	VERB
easat-3816	507	6	data	datum	NOUN
easat-3816	507	7	analytical	analytical	ADJ
easat-3816	507	8	framework	framework	NOUN
easat-3816	507	9	for	for	ADP
easat-3816	507	10	predicting	predict	VERB
easat-3816	507	11	bankruptcy	bankruptcy	NOUN
easat-3816	507	12	in	in	ADP
easat-3816	507	13	industrial	industrial	ADJ
easat-3816	507	14	sector	sector	NOUN
easat-3816	507	15	.	.	PUNCT
easat-3816	508	1	in	in	ADP
easat-3816	508	2	international	international	ADJ
easat-3816	508	3	conference	conference	NOUN
easat-3816	508	4	on	on	ADP
easat-3816	508	5	trends	trend	NOUN
easat-3816	508	6	in	in	ADP
easat-3816	508	7	electronics	electronic	NOUN
easat-3816	508	8	and	and	CCONJ
easat-3816	508	9	health	health	NOUN
easat-3816	508	10	informatics	informatic	NOUN
easat-3816	508	11	(	(	PUNCT
easat-3816	508	12	pp	pp	ADV
easat-3816	508	13	.	.	PUNCT
easat-3816	509	1	699	699	NUM
easat-3816	509	2	-	-	NUM
easat-3816	509	3	712	712	NUM
easat-3816	509	4	)	)	PUNCT
easat-3816	509	5	.	.	PUNCT
easat-3816	510	1	singapore	singapore	PROPN
easat-3816	510	2	:	:	PUNCT
easat-3816	510	3	springer	springer	NOUN
easat-3816	510	4	nature	nature	PROPN
easat-3816	510	5	singapore	singapore	PROPN
easat-3816	510	6	.	.	PUNCT
easat-3816	511	1	[	[	X
easat-3816	511	2	74	74	NUM
easat-3816	511	3	]	]	PUNCT
easat-3816	511	4	temara	temara	NOUN
easat-3816	511	5	,	,	PUNCT
easat-3816	511	6	s.	s.	PROPN
easat-3816	511	7	(	(	PUNCT
easat-3816	511	8	2024	2024	NUM
easat-3816	511	9	)	)	PUNCT
easat-3816	511	10	.	.	PUNCT
easat-3816	512	1	the	the	DET
easat-3816	512	2	ransomware	ransomware	NOUN
easat-3816	512	3	epidemic	epidemic	NOUN
easat-3816	512	4	:	:	PUNCT
easat-3816	512	5	recent	recent	ADJ
easat-3816	512	6	cybersecurity	cybersecurity	NOUN
easat-3816	512	7	incidents	incident	NOUN
easat-3816	512	8	demystified	demystify	VERB
easat-3816	512	9	.	.	PUNCT
easat-3816	513	1	asian	asian	ADJ
easat-3816	513	2	journal	journal	PROPN
easat-3816	513	3	of	of	ADP
easat-3816	513	4	advanced	advanced	ADJ
easat-3816	513	5	research	research	NOUN
easat-3816	513	6	and	and	CCONJ
easat-3816	513	7	reports	report	NOUN
easat-3816	513	8	,	,	PUNCT
easat-3816	513	9	18(3	18(3	NUM
easat-3816	513	10	)	)	PUNCT
easat-3816	513	11	,	,	PUNCT
easat-3816	513	12	1	1	NUM
easat-3816	513	13	-	-	SYM
easat-3816	513	14	16	16	NUM
easat-3816	513	15	.	.	PUNCT
easat-3816	514	1	[	[	X
easat-3816	514	2	75	75	NUM
easat-3816	514	3	]	]	X
easat-3816	514	4	teng	teng	PROPN
easat-3816	514	5	,	,	PUNCT
easat-3816	514	6	h.	h.	PROPN
easat-3816	514	7	w.	w.	PROPN
easat-3816	514	8	,	,	PUNCT
easat-3816	514	9	härdle	härdle	PROPN
easat-3816	514	10	,	,	PUNCT
easat-3816	514	11	w.	w.	PROPN
easat-3816	514	12	k.	k.	PROPN
easat-3816	514	13	,	,	PUNCT
easat-3816	514	14	osterrieder	osterrieder	PROPN
easat-3816	514	15	,	,	PUNCT
easat-3816	514	16	j.	j.	PROPN
easat-3816	514	17	,	,	PUNCT
easat-3816	514	18	baals	baal	NOUN
easat-3816	514	19	,	,	PUNCT
easat-3816	514	20	l.	l.	PROPN
easat-3816	514	21	j.	j.	PROPN
easat-3816	514	22	,	,	PUNCT
easat-3816	514	23	papavassiliou	papavassiliou	NOUN
easat-3816	514	24	,	,	PUNCT
easat-3816	514	25	v.	v.	PROPN
easat-3816	514	26	g.	g.	PROPN
easat-3816	514	27	,	,	PUNCT
easat-3816	514	28	bolesta	bolesta	PROPN
easat-3816	514	29	,	,	PUNCT
easat-3816	514	30	k.	k.	PROPN
easat-3816	514	31	,	,	PUNCT
easat-3816	514	32	...	...	PUNCT
easat-3816	514	33	&	&	CCONJ
easat-3816	514	34	orhun	orhun	PROPN
easat-3816	514	35	,	,	PUNCT
easat-3816	514	36	e.	e.	PROPN
easat-3816	514	37	(	(	PUNCT
easat-3816	514	38	2023	2023	NUM
easat-3816	514	39	)	)	PUNCT
easat-3816	514	40	.	.	PUNCT
easat-3816	515	1	mitigating	mitigate	VERB
easat-3816	515	2	digital	digital	ADJ
easat-3816	515	3	asset	asset	NOUN
easat-3816	515	4	risks	risk	NOUN
easat-3816	515	5	.	.	PUNCT
easat-3816	516	1	[	[	X
easat-3816	516	2	76	76	NUM
easat-3816	516	3	]	]	X
easat-3816	516	4	uddin	uddin	PROPN
easat-3816	516	5	,	,	PUNCT
easat-3816	516	6	k.	k.	PROPN
easat-3816	516	7	s.	s.	PROPN
easat-3816	516	8	,	,	PUNCT
easat-3816	516	9	bhuiyan	bhuiyan	PROPN
easat-3816	516	10	,	,	PUNCT
easat-3816	516	11	m.	m.	PROPN
easat-3816	516	12	r.	r.	PROPN
easat-3816	516	13	i.	i.	PROPN
easat-3816	516	14	,	,	PUNCT
easat-3816	516	15	&	&	CCONJ
easat-3816	516	16	hamid	hamid	PROPN
easat-3816	516	17	,	,	PUNCT
easat-3816	516	18	m.	m.	NOUN
easat-3816	516	19	(	(	PUNCT
easat-3816	516	20	2024	2024	NUM
easat-3816	516	21	)	)	PUNCT
easat-3816	516	22	.	.	PUNCT
easat-3816	517	1	perception	perception	NOUN
easat-3816	517	2	towards	towards	ADP
easat-3816	517	3	the	the	DET
easat-3816	517	4	acceptance	acceptance	NOUN
easat-3816	517	5	of	of	ADP
easat-3816	517	6	digital	digital	ADJ
easat-3816	517	7	health	health	NOUN
easat-3816	517	8	services	service	NOUN
easat-3816	517	9	among	among	ADP
easat-3816	517	10	the	the	DET
easat-3816	517	11	people	people	NOUN
easat-3816	517	12	of	of	ADP
easat-3816	517	13	bangladesh	bangladesh	PROPN
easat-3816	517	14	.	.	PUNCT
easat-3816	518	1	wseas	wseas	VERB
easat-3816	518	2	transactions	transaction	NOUN
easat-3816	518	3	on	on	ADP
easat-3816	518	4	business	business	NOUN
easat-3816	518	5	and	and	CCONJ
easat-3816	518	6	economics	economic	NOUN
easat-3816	518	7	,	,	PUNCT
easat-3816	518	8	21:1557	21:1557	NOUN
easat-3816	518	9	-	-	SYM
easat-3816	518	10	1570	1570	NUM
easat-3816	518	11	https://doi.org/10.37394/23207.2024.21.127	https://doi.org/10.37394/23207.2024.21.127	NOUN
easat-3816	519	1	[	[	X
easat-3816	519	2	77	77	X
easat-3816	519	3	]	]	X
easat-3816	519	4	uddin	uddin	PROPN
easat-3816	519	5	,	,	PUNCT
easat-3816	519	6	m.	m.	PROPN
easat-3816	519	7	h.	h.	PROPN
easat-3816	519	8	,	,	PUNCT
easat-3816	519	9	ali	ali	PROPN
easat-3816	519	10	,	,	PUNCT
easat-3816	519	11	m.	m.	PROPN
easat-3816	519	12	h.	h.	PROPN
easat-3816	519	13	,	,	PUNCT
easat-3816	519	14	&	&	CCONJ
easat-3816	519	15	hassan	hassan	PROPN
easat-3816	519	16	,	,	PUNCT
easat-3816	519	17	m.	m.	PROPN
easat-3816	519	18	k.	k.	PROPN
easat-3816	519	19	(	(	PUNCT
easat-3816	519	20	2020	2020	NUM
easat-3816	519	21	)	)	PUNCT
easat-3816	519	22	.	.	PUNCT
easat-3816	520	1	cybersecurity	cybersecurity	NOUN
easat-3816	520	2	hazards	hazard	NOUN
easat-3816	520	3	and	and	CCONJ
easat-3816	520	4	financial	financial	ADJ
easat-3816	520	5	system	system	NOUN
easat-3816	520	6	vulnerability	vulnerability	NOUN
easat-3816	520	7	:	:	PUNCT
easat-3816	520	8	a	a	DET
easat-3816	520	9	synthesis	synthesis	NOUN
easat-3816	520	10	of	of	ADP
easat-3816	520	11	literature	literature	NOUN
easat-3816	520	12	.	.	PUNCT
easat-3816	521	1	risk	risk	NOUN
easat-3816	521	2	management	management	NOUN
easat-3816	521	3	,	,	PUNCT
easat-3816	521	4	22(4	22(4	NUM
easat-3816	521	5	)	)	PUNCT
easat-3816	521	6	,	,	PUNCT
easat-3816	521	7	239	239	NUM
easat-3816	521	8	-	-	SYM
easat-3816	521	9	309	309	NUM
easat-3816	521	10	.	.	PUNCT
easat-3816	522	1	[	[	X
easat-3816	522	2	78	78	NUM
easat-3816	522	3	]	]	SYM
easat-3816	522	4	vijayagopal	vijayagopal	ADJ
easat-3816	522	5	,	,	PUNCT
easat-3816	522	6	p.	p.	NOUN
easat-3816	522	7	,	,	PUNCT
easat-3816	522	8	jain	jain	PROPN
easat-3816	522	9	,	,	PUNCT
easat-3816	522	10	b.	b.	PROPN
easat-3816	522	11	,	,	PUNCT
easat-3816	522	12	&	&	CCONJ
easat-3816	522	13	ayinippully	ayinippully	PROPN
easat-3816	522	14	viswanathan	viswanathan	PROPN
easat-3816	522	15	,	,	PUNCT
easat-3816	522	16	s.	s.	PROPN
easat-3816	522	17	(	(	PUNCT
easat-3816	522	18	2024	2024	NUM
easat-3816	522	19	)	)	PUNCT
easat-3816	522	20	.	.	PUNCT
easat-3816	523	1	regulations	regulation	NOUN
easat-3816	523	2	and	and	CCONJ
easat-3816	523	3	fintech	fintech	NOUN
easat-3816	523	4	:	:	PUNCT
easat-3816	523	5	a	a	DET
easat-3816	523	6	comparative	comparative	ADJ
easat-3816	523	7	study	study	NOUN
easat-3816	523	8	of	of	ADP
easat-3816	523	9	the	the	DET
easat-3816	523	10	developed	developed	ADJ
easat-3816	523	11	and	and	CCONJ
easat-3816	523	12	developing	develop	VERB
easat-3816	523	13	countries	country	NOUN
easat-3816	523	14	.	.	PUNCT
easat-3816	524	1	journal	journal	NOUN
easat-3816	524	2	of	of	ADP
easat-3816	524	3	risk	risk	NOUN
easat-3816	524	4	&	&	CCONJ
easat-3816	524	5	financial	financial	ADJ
easat-3816	524	6	management	management	NOUN
easat-3816	524	7	,	,	PUNCT
easat-3816	524	8	17(8	17(8	NUM
easat-3816	524	9	)	)	PUNCT
easat-3816	524	10	.	.	PUNCT
easat-3816	525	1	[	[	X
easat-3816	525	2	79	79	NUM
easat-3816	525	3	]	]	X
easat-3816	525	4	wang	wang	PROPN
easat-3816	525	5	,	,	PUNCT
easat-3816	525	6	s.	s.	PROPN
easat-3816	525	7	,	,	PUNCT
easat-3816	525	8	asif	asif	NOUN
easat-3816	525	9	,	,	PUNCT
easat-3816	525	10	m.	m.	NOUN
easat-3816	525	11	,	,	PUNCT
easat-3816	525	12	shahzad	shahzad	PROPN
easat-3816	525	13	,	,	PUNCT
easat-3816	525	14	m.	m.	PROPN
easat-3816	525	15	f.	f.	PROPN
easat-3816	525	16	,	,	PUNCT
easat-3816	525	17	&	&	CCONJ
easat-3816	525	18	ashfaq	ashfaq	NOUN
easat-3816	525	19	,	,	PUNCT
easat-3816	525	20	m.	m.	NOUN
easat-3816	525	21	(	(	PUNCT
easat-3816	525	22	2024	2024	NUM
easat-3816	525	23	)	)	PUNCT
easat-3816	525	24	.	.	PUNCT
easat-3816	526	1	data	data	PROPN
easat-3816	526	2	privacy	privacy	NOUN
easat-3816	526	3	and	and	CCONJ
easat-3816	526	4	cybersecurity	cybersecurity	NOUN
easat-3816	526	5	challenges	challenge	NOUN
easat-3816	526	6	in	in	ADP
easat-3816	526	7	the	the	DET
easat-3816	526	8	digital	digital	ADJ
easat-3816	526	9	transformation	transformation	NOUN
easat-3816	526	10	of	of	ADP
easat-3816	526	11	the	the	DET
easat-3816	526	12	banking	banking	NOUN
easat-3816	526	13	sector	sector	NOUN
easat-3816	526	14	.	.	PUNCT
easat-3816	527	1	computers	computer	NOUN
easat-3816	527	2	&	&	CCONJ
easat-3816	527	3	security	security	NOUN
easat-3816	527	4	,	,	PUNCT
easat-3816	527	5	147	147	NUM
easat-3816	527	6	,	,	PUNCT
easat-3816	527	7	104051	104051	NUM
easat-3816	527	8	.	.	PUNCT
easat-3816	528	1	[	[	X
easat-3816	528	2	80	80	NUM
easat-3816	528	3	]	]	X
easat-3816	528	4	yazdinejad	yazdinejad	PROPN
easat-3816	528	5	,	,	PUNCT
easat-3816	528	6	a.	a.	NOUN
easat-3816	528	7	,	,	PUNCT
easat-3816	528	8	dehghantanha	dehghantanha	NOUN
easat-3816	528	9	,	,	PUNCT
easat-3816	528	10	a.	a.	NOUN
easat-3816	528	11	,	,	PUNCT
easat-3816	528	12	parizi	parizi	PROPN
easat-3816	528	13	,	,	PUNCT
easat-3816	528	14	r.	r.	PROPN
easat-3816	528	15	m.	m.	PROPN
easat-3816	528	16	,	,	PUNCT
easat-3816	528	17	srivastava	srivastava	PROPN
easat-3816	528	18	,	,	PUNCT
easat-3816	528	19	g.	g.	PROPN
easat-3816	528	20	,	,	PUNCT
easat-3816	528	21	&	&	CCONJ
easat-3816	528	22	karimipour	karimipour	PROPN
easat-3816	528	23	,	,	PUNCT
easat-3816	528	24	h.	h.	PROPN
easat-3816	528	25	(	(	PUNCT
easat-3816	528	26	2023	2023	NUM
easat-3816	528	27	)	)	PUNCT
easat-3816	528	28	.	.	PUNCT
easat-3816	529	1	secure	secure	VERB
easat-3816	529	2	intelligent	intelligent	ADJ
easat-3816	529	3	fuzzy	fuzzy	ADJ
easat-3816	529	4	blockchain	blockchain	NOUN
easat-3816	529	5	framework	framework	NOUN
easat-3816	529	6	:	:	PUNCT
easat-3816	529	7	effective	effective	ADJ
easat-3816	529	8	threat	threat	NOUN
easat-3816	529	9	detection	detection	NOUN
easat-3816	529	10	in	in	ADP
easat-3816	529	11	iot	iot	PROPN
easat-3816	529	12	networks	network	NOUN
easat-3816	529	13	.	.	PUNCT
easat-3816	530	1	computers	computer	NOUN
easat-3816	530	2	in	in	ADP
easat-3816	530	3	industry	industry	NOUN
easat-3816	530	4	,	,	PUNCT
easat-3816	530	5	144	144	NUM
easat-3816	530	6	,	,	PUNCT
easat-3816	530	7	103801	103801	NUM
easat-3816	530	8	.	.	PUNCT
easat-3816	531	1	https://doi.org/10.1257/rct.6275	https://doi.org/10.1257/rct.6275	ADV
easat-3816	531	2	https://doi.org/10.37394/23207.2024.21.127	https://doi.org/10.37394/23207.2024.21.127	NOUN