id	sid	tid	token	lemma	pos
easat-396	1	1	edelweiss	edelweiss	PROPN
easat-396	1	2	applied	apply	VERB
easat-396	1	3	science	science	NOUN
easat-396	1	4	and	and	CCONJ
easat-396	1	5	technology	technology	NOUN
easat-396	1	6	issn	issn	PROPN
easat-396	1	7	:	:	PUNCT
easat-396	1	8	2576	2576	NUM
easat-396	1	9	-	-	SYM
easat-396	1	10	8484	8484	NUM
easat-396	1	11	vol	vol	NOUN
easat-396	1	12	.	.	PROPN
easat-396	2	1	7	7	NUM
easat-396	2	2	,	,	PUNCT
easat-396	2	3	no	no	INTJ
easat-396	2	4	.	.	NOUN
easat-396	2	5	2	2	NUM
easat-396	2	6	,	,	PUNCT
easat-396	2	7	136	136	NUM
easat-396	2	8	-	-	SYM
easat-396	2	9	153	153	NUM
easat-396	2	10	2023	2023	NUM
easat-396	2	11	publisher	publisher	NOUN
easat-396	2	12	:	:	PUNCT
easat-396	2	13	learning	learn	VERB
easat-396	2	14	gate	gate	NOUN
easat-396	2	15	doi	doi	PROPN
easat-396	2	16	:	:	PUNCT
easat-396	2	17	10.55214/25768484.v7i2.396	10.55214/25768484.v7i2.396	NUM
easat-396	2	18	©	©	PROPN
easat-396	2	19	2023	2023	NUM
easat-396	2	20	by	by	ADP
easat-396	2	21	the	the	DET
easat-396	2	22	authors	author	NOUN
easat-396	2	23	;	;	PUNCT
easat-396	2	24	licensee	licensee	PROPN
easat-396	2	25	learning	learning	NOUN
easat-396	2	26	gate	gate	NOUN
easat-396	3	1	©	©	PROPN
easat-396	3	2	2023	2023	NUM
easat-396	3	3	by	by	ADP
easat-396	3	4	the	the	DET
easat-396	3	5	authors	author	NOUN
easat-396	3	6	;	;	PUNCT
easat-396	3	7	licensee	licensee	PROPN
easat-396	3	8	learning	learning	NOUN
easat-396	3	9	gate	gate	NOUN
easat-396	3	10	history	history	NOUN
easat-396	3	11	:	:	PUNCT
easat-396	3	12	received	receive	VERB
easat-396	3	13	:	:	PUNCT
easat-396	3	14	12	12	NUM
easat-396	3	15	september	september	PROPN
easat-396	3	16	2023	2023	NUM
easat-396	3	17	;	;	PUNCT
easat-396	3	18	revised	revise	VERB
easat-396	3	19	:	:	PUNCT
easat-396	3	20	6	6	NUM
easat-396	3	21	november	november	PROPN
easat-396	3	22	2023	2023	NUM
easat-396	3	23	;	;	PUNCT
easat-396	3	24	accepted	accept	VERB
easat-396	3	25	:	:	PUNCT
easat-396	3	26	15	15	NUM
easat-396	3	27	november	november	PROPN
easat-396	3	28	2023	2023	NUM
easat-396	3	29	;	;	PUNCT
easat-396	3	30	published	publish	VERB
easat-396	3	31	:	:	PUNCT
easat-396	4	1	29	29	NUM
easat-396	4	2	november	november	PROPN
easat-396	4	3	2023	2023	NUM
easat-396	4	4	*	*	PUNCT
easat-396	4	5	correspondence	correspondence	NOUN
easat-396	4	6	:	:	PUNCT
easat-396	4	7	amirul.mukminin@unja.ac.id	amirul.mukminin@unja.ac.id	NUM
easat-396	4	8	the	the	DET
easat-396	4	9	role	role	NOUN
easat-396	4	10	of	of	ADP
easat-396	4	11	perceived	perceive	VERB
easat-396	4	12	security	security	NOUN
easat-396	4	13	and	and	CCONJ
easat-396	4	14	social	social	ADJ
easat-396	4	15	influence	influence	NOUN
easat-396	4	16	on	on	ADP
easat-396	4	17	the	the	DET
easat-396	4	18	usage	usage	NOUN
easat-396	4	19	behavior	behavior	NOUN
easat-396	4	20	of	of	ADP
easat-396	4	21	digital	digital	ADJ
easat-396	4	22	banking	banking	NOUN
easat-396	4	23	services	service	NOUN
easat-396	4	24	:	:	PUNCT
easat-396	4	25	an	an	DET
easat-396	4	26	extension	extension	NOUN
easat-396	4	27	of	of	ADP
easat-396	4	28	the	the	DET
easat-396	4	29	technology	technology	NOUN
easat-396	4	30	acceptance	acceptance	NOUN
easat-396	4	31	model	model	NOUN
easat-396	4	32	ngohai	ngohai	PROPN
easat-396	4	33	quynh1	quynh1	PROPN
easat-396	4	34	*	*	PUNCT
easat-396	4	35	,	,	PUNCT
easat-396	4	36	leminh	leminh	ADJ
easat-396	4	37	truong2	truong2	NOUN
easat-396	4	38	1,2the	1,2the	PRON
easat-396	4	39	university	university	NOUN
easat-396	4	40	of	of	ADP
easat-396	4	41	danang	danang	PROPN
easat-396	4	42	,	,	PUNCT
easat-396	4	43	korea	korea	PROPN
easat-396	4	44	university	university	PROPN
easat-396	4	45	of	of	ADP
easat-396	4	46	information	information	NOUN
easat-396	4	47	and	and	CCONJ
easat-396	4	48	communication	communication	NOUN
easat-396	4	49	technology	technology	NOUN
easat-396	4	50	,	,	PUNCT
easat-396	4	51	vietnam	vietnam	PROPN
easat-396	4	52	;	;	PUNCT
easat-396	4	53	nhquynh@vku.udn.vn	nhquynh@vku.udn.vn	PROPN
easat-396	4	54	(	(	PUNCT
easat-396	4	55	n.h.q	n.h.q	NOUN
easat-396	4	56	)	)	PUNCT
easat-396	4	57	;	;	PUNCT
easat-396	4	58	lmtruong.19ba@vku.udn.vn	lmtruong.19ba@vku.udn.vn	X
easat-396	4	59	(	(	PUNCT
easat-396	4	60	l.m.t	l.m.t	PROPN
easat-396	4	61	.	.	PUNCT
easat-396	4	62	)	)	PUNCT
easat-396	4	63	.	.	PUNCT
easat-396	5	1	abstract	abstract	ADV
easat-396	5	2	:	:	PUNCT
easat-396	5	3	the	the	DET
easat-396	5	4	goal	goal	NOUN
easat-396	5	5	of	of	ADP
easat-396	5	6	this	this	DET
easat-396	5	7	research	research	NOUN
easat-396	5	8	is	be	AUX
easat-396	5	9	to	to	PART
easat-396	5	10	identify	identify	VERB
easat-396	5	11	the	the	DET
easat-396	5	12	variables	variable	NOUN
easat-396	5	13	influencing	influence	VERB
easat-396	5	14	individual	individual	ADJ
easat-396	5	15	commercial	commercial	ADJ
easat-396	5	16	bank	bank	NOUN
easat-396	5	17	customers	customer	NOUN
easat-396	5	18	’	'	PUNCT
easat-396	5	19	intentions	intention	NOUN
easat-396	5	20	to	to	PART
easat-396	5	21	use	use	VERB
easat-396	5	22	digital	digital	ADJ
easat-396	5	23	banking	banking	NOUN
easat-396	5	24	services	service	NOUN
easat-396	5	25	.	.	PUNCT
easat-396	6	1	digital	digital	ADJ
easat-396	6	2	banking	banking	NOUN
easat-396	6	3	is	be	AUX
easat-396	6	4	a	a	DET
easat-396	6	5	relatively	relatively	ADV
easat-396	6	6	emerging	emerge	VERB
easat-396	6	7	research	research	NOUN
easat-396	6	8	context	context	NOUN
easat-396	6	9	that	that	PRON
easat-396	6	10	helps	help	VERB
easat-396	6	11	to	to	PART
easat-396	6	12	complement	complement	VERB
easat-396	6	13	and	and	CCONJ
easat-396	6	14	clarify	clarify	VERB
easat-396	6	15	marketing	marketing	NOUN
easat-396	6	16	structures	structure	NOUN
easat-396	6	17	more	more	ADV
easat-396	6	18	clearly	clearly	ADV
easat-396	6	19	when	when	SCONJ
easat-396	6	20	combined	combine	VERB
easat-396	6	21	with	with	ADP
easat-396	6	22	different	different	ADJ
easat-396	6	23	factors	factor	NOUN
easat-396	6	24	to	to	PART
easat-396	6	25	reflect	reflect	VERB
easat-396	6	26	convenience	convenience	NOUN
easat-396	6	27	,	,	PUNCT
easat-396	6	28	usefulness	usefulness	NOUN
easat-396	6	29	,	,	PUNCT
easat-396	6	30	and	and	CCONJ
easat-396	6	31	distinct	distinct	ADJ
easat-396	6	32	digital	digital	ADJ
easat-396	6	33	experiences	experience	NOUN
easat-396	6	34	for	for	ADP
easat-396	6	35	customers	customer	NOUN
easat-396	6	36	,	,	PUNCT
easat-396	6	37	thereby	thereby	ADV
easat-396	6	38	enhancing	enhance	VERB
easat-396	6	39	brand	brand	NOUN
easat-396	6	40	value	value	NOUN
easat-396	6	41	for	for	ADP
easat-396	6	42	banks	bank	NOUN
easat-396	6	43	.	.	PUNCT
easat-396	7	1	collecting	collect	VERB
easat-396	7	2	data	datum	NOUN
easat-396	7	3	from	from	ADP
easat-396	7	4	400	400	NUM
easat-396	7	5	customers	customer	NOUN
easat-396	7	6	of	of	ADP
easat-396	7	7	banks	bank	NOUN
easat-396	7	8	in	in	ADP
easat-396	7	9	vietnam	vietnam	PROPN
easat-396	7	10	is	be	AUX
easat-396	7	11	done	do	VERB
easat-396	7	12	through	through	ADP
easat-396	7	13	an	an	DET
easat-396	7	14	online	online	ADJ
easat-396	7	15	survey	survey	NOUN
easat-396	7	16	to	to	PART
easat-396	7	17	ensure	ensure	VERB
easat-396	7	18	safety	safety	NOUN
easat-396	7	19	during	during	ADP
easat-396	7	20	the	the	DET
easat-396	7	21	epidemic	epidemic	NOUN
easat-396	7	22	season	season	NOUN
easat-396	7	23	.	.	PUNCT
easat-396	8	1	data	datum	NOUN
easat-396	8	2	are	be	AUX
easat-396	8	3	analyzed	analyze	VERB
easat-396	8	4	according	accord	VERB
easat-396	8	5	to	to	ADP
easat-396	8	6	the	the	DET
easat-396	8	7	procedure	procedure	NOUN
easat-396	8	8	from	from	ADP
easat-396	8	9	cronbach	cronbach	NOUN
easat-396	8	10	's	's	PART
easat-396	8	11	alpha	alpha	NOUN
easat-396	8	12	test	test	NOUN
easat-396	8	13	,	,	PUNCT
easat-396	8	14	efa	efa	PROPN
easat-396	8	15	to	to	ADP
easat-396	8	16	cfa	cfa	PROPN
easat-396	8	17	,	,	PUNCT
easat-396	8	18	and	and	CCONJ
easat-396	8	19	tested	test	VERB
easat-396	8	20	by	by	ADP
easat-396	8	21	the	the	DET
easat-396	8	22	sem	sem	PROPN
easat-396	8	23	model	model	NOUN
easat-396	8	24	.	.	PUNCT
easat-396	9	1	the	the	DET
easat-396	9	2	results	result	NOUN
easat-396	9	3	show	show	VERB
easat-396	9	4	that	that	SCONJ
easat-396	9	5	the	the	DET
easat-396	9	6	perceived	perceive	VERB
easat-396	9	7	security	security	NOUN
easat-396	9	8	factor	factor	NOUN
easat-396	9	9	has	have	VERB
easat-396	9	10	the	the	DET
easat-396	9	11	most	most	ADV
easat-396	9	12	substantial	substantial	ADJ
easat-396	9	13	influence	influence	NOUN
easat-396	9	14	on	on	ADP
easat-396	9	15	customers	customer	NOUN
easat-396	9	16	'	'	PART
easat-396	9	17	behavioral	behavioral	ADJ
easat-396	9	18	intentions	intention	NOUN
easat-396	9	19	,	,	PUNCT
easat-396	9	20	thereby	thereby	ADV
easat-396	9	21	driving	drive	VERB
easat-396	9	22	their	their	PRON
easat-396	9	23	actual	actual	ADJ
easat-396	9	24	behavior	behavior	NOUN
easat-396	9	25	.	.	PUNCT
easat-396	10	1	additionally	additionally	ADV
easat-396	10	2	,	,	PUNCT
easat-396	10	3	the	the	DET
easat-396	10	4	usefulness	usefulness	NOUN
easat-396	10	5	,	,	PUNCT
easat-396	10	6	simplicity	simplicity	NOUN
easat-396	10	7	,	,	PUNCT
easat-396	10	8	and	and	CCONJ
easat-396	10	9	social	social	ADJ
easat-396	10	10	influence	influence	NOUN
easat-396	10	11	of	of	ADP
easat-396	10	12	behavioral	behavioral	ADJ
easat-396	10	13	intentions	intention	NOUN
easat-396	10	14	for	for	ADP
easat-396	10	15	digital	digital	ADJ
easat-396	10	16	banking	banking	NOUN
easat-396	10	17	services	service	NOUN
easat-396	10	18	all	all	PRON
easat-396	10	19	stimulate	stimulate	VERB
easat-396	10	20	customer	customer	NOUN
easat-396	10	21	behavior	behavior	NOUN
easat-396	10	22	.	.	PUNCT
easat-396	11	1	in	in	ADP
easat-396	11	2	the	the	DET
easat-396	11	3	digital	digital	ADJ
easat-396	11	4	environment	environment	NOUN
easat-396	11	5	,	,	PUNCT
easat-396	11	6	this	this	DET
easat-396	11	7	study	study	NOUN
easat-396	11	8	suggests	suggest	VERB
easat-396	11	9	that	that	SCONJ
easat-396	11	10	following	follow	VERB
easat-396	11	11	social	social	ADJ
easat-396	11	12	phenomena	phenomenon	NOUN
easat-396	11	13	and	and	CCONJ
easat-396	11	14	ensuring	ensure	VERB
easat-396	11	15	customer	customer	NOUN
easat-396	11	16	information	information	NOUN
easat-396	11	17	security	security	NOUN
easat-396	11	18	and	and	CCONJ
easat-396	11	19	transactions	transaction	NOUN
easat-396	11	20	are	be	AUX
easat-396	11	21	extremely	extremely	ADV
easat-396	11	22	important	important	ADJ
easat-396	11	23	.	.	PUNCT
easat-396	12	1	the	the	DET
easat-396	12	2	results	result	NOUN
easat-396	12	3	lead	lead	VERB
easat-396	12	4	to	to	ADP
easat-396	12	5	shaping	shape	VERB
easat-396	12	6	a	a	DET
easat-396	12	7	culturetechnology	culturetechnology	NOUN
easat-396	12	8	acceptance	acceptance	NOUN
easat-396	12	9	model	model	NOUN
easat-396	12	10	based	base	VERB
easat-396	12	11	on	on	ADP
easat-396	12	12	tam	tam	PROPN
easat-396	12	13	.	.	PUNCT
easat-396	12	14	that	that	PRON
easat-396	12	15	provides	provide	VERB
easat-396	12	16	important	important	ADJ
easat-396	12	17	insights	insight	NOUN
easat-396	12	18	and	and	CCONJ
easat-396	12	19	implications	implication	NOUN
easat-396	12	20	for	for	ADP
easat-396	12	21	the	the	DET
easat-396	12	22	theoretical	theoretical	ADJ
easat-396	12	23	underpinnings	underpinning	NOUN
easat-396	12	24	of	of	ADP
easat-396	12	25	security	security	NOUN
easat-396	12	26	perception	perception	NOUN
easat-396	12	27	,	,	PUNCT
easat-396	12	28	social	social	ADJ
easat-396	12	29	influence	influence	NOUN
easat-396	12	30	,	,	PUNCT
easat-396	12	31	and	and	CCONJ
easat-396	12	32	usage	usage	NOUN
easat-396	12	33	behavior	behavior	NOUN
easat-396	12	34	,	,	PUNCT
easat-396	12	35	such	such	ADJ
easat-396	12	36	as	as	ADP
easat-396	12	37	how	how	SCONJ
easat-396	12	38	they	they	PRON
easat-396	12	39	are	be	AUX
easat-396	12	40	formed	form	VERB
easat-396	12	41	,	,	PUNCT
easat-396	12	42	roles	role	NOUN
easat-396	12	43	,	,	PUNCT
easat-396	12	44	and	and	CCONJ
easat-396	12	45	relationships	relationship	NOUN
easat-396	12	46	interrelationships	interrelationship	NOUN
easat-396	12	47	between	between	ADP
easat-396	12	48	them	they	PRON
easat-396	12	49	in	in	ADP
easat-396	12	50	the	the	DET
easat-396	12	51	digital	digital	ADJ
easat-396	12	52	environment	environment	NOUN
easat-396	12	53	.	.	PUNCT
easat-396	13	1	keywords	keyword	NOUN
easat-396	13	2	:	:	PUNCT
easat-396	13	3	digital	digital	ADJ
easat-396	13	4	banking	banking	NOUN
easat-396	13	5	,	,	PUNCT
easat-396	13	6	perceived	perceive	VERB
easat-396	13	7	security	security	NOUN
easat-396	13	8	,	,	PUNCT
easat-396	13	9	social	social	ADJ
easat-396	13	10	influence	influence	NOUN
easat-396	13	11	,	,	PUNCT
easat-396	13	12	usage	usage	NOUN
easat-396	13	13	behavior	behavior	NOUN
easat-396	13	14	,	,	PUNCT
easat-396	13	15	usage	usage	NOUN
easat-396	13	16	intention	intention	NOUN
easat-396	13	17	,	,	PUNCT
easat-396	13	18	usefulness	usefulness	NOUN
easat-396	13	19	.	.	PUNCT
easat-396	14	1	1	1	X
easat-396	14	2	.	.	X
easat-396	14	3	introduction	introduction	NOUN
easat-396	14	4	digital	digital	ADJ
easat-396	14	5	technology	technology	NOUN
easat-396	14	6	has	have	AUX
easat-396	14	7	been	be	AUX
easat-396	14	8	and	and	CCONJ
easat-396	14	9	is	be	AUX
easat-396	14	10	becoming	become	VERB
easat-396	14	11	a	a	DET
easat-396	14	12	hot	hot	ADJ
easat-396	14	13	topic	topic	NOUN
easat-396	14	14	not	not	PART
easat-396	14	15	only	only	ADV
easat-396	14	16	in	in	ADP
easat-396	14	17	business	business	NOUN
easat-396	14	18	and	and	CCONJ
easat-396	14	19	life	life	NOUN
easat-396	14	20	but	but	CCONJ
easat-396	14	21	also	also	ADV
easat-396	14	22	in	in	ADP
easat-396	14	23	academic	academic	ADJ
easat-396	14	24	research	research	NOUN
easat-396	14	25	by	by	ADP
easat-396	14	26	famous	famous	ADJ
easat-396	14	27	researchers	researcher	NOUN
easat-396	14	28	such	such	ADJ
easat-396	14	29	as	as	ADP
easat-396	14	30	[	[	X
easat-396	14	31	1	1	NUM
easat-396	14	32	,	,	PUNCT
easat-396	14	33	2	2	NUM
easat-396	14	34	]	]	PUNCT
easat-396	14	35	.	.	PUNCT
easat-396	15	1	the	the	DET
easat-396	15	2	fourth	fourth	PROPN
easat-396	15	3	industrial	industrial	ADJ
easat-396	15	4	revolution	revolution	NOUN
easat-396	15	5	(	(	PUNCT
easat-396	15	6	industry	industry	NOUN
easat-396	15	7	4	4	NUM
easat-396	15	8	.0	.0	NUM
easat-396	15	9	)	)	PUNCT
easat-396	15	10	with	with	ADP
easat-396	15	11	the	the	DET
easat-396	15	12	combination	combination	NOUN
easat-396	15	13	of	of	ADP
easat-396	15	14	digital	digital	ADJ
easat-396	15	15	technology	technology	NOUN
easat-396	15	16	has	have	AUX
easat-396	15	17	had	have	VERB
easat-396	15	18	a	a	DET
easat-396	15	19	great	great	ADJ
easat-396	15	20	impact	impact	NOUN
easat-396	15	21	on	on	ADP
easat-396	15	22	the	the	DET
easat-396	15	23	banking	banking	NOUN
easat-396	15	24	sector	sector	NOUN
easat-396	15	25	[	[	X
easat-396	15	26	3	3	NUM
easat-396	15	27	]	]	PUNCT
easat-396	15	28	hotels	hotel	NOUN
easat-396	15	29	[	[	X
easat-396	15	30	4	4	NUM
easat-396	15	31	]	]	PUNCT
easat-396	15	32	and	and	CCONJ
easat-396	15	33	tourism	tourism	NOUN
easat-396	15	34	[	[	X
easat-396	15	35	5	5	NUM
easat-396	15	36	]	]	PUNCT
easat-396	15	37	.	.	PUNCT
easat-396	16	1	in	in	ADP
easat-396	16	2	particular	particular	ADJ
easat-396	16	3	,	,	PUNCT
easat-396	16	4	in	in	ADP
easat-396	16	5	the	the	DET
easat-396	16	6	banking	banking	NOUN
easat-396	16	7	sector	sector	NOUN
easat-396	16	8	,	,	PUNCT
easat-396	16	9	technology	technology	NOUN
easat-396	16	10	has	have	AUX
easat-396	16	11	been	be	AUX
easat-396	16	12	developed	develop	VERB
easat-396	16	13	and	and	CCONJ
easat-396	16	14	applied	apply	VERB
easat-396	16	15	,	,	PUNCT
easat-396	16	16	and	and	CCONJ
easat-396	16	17	in	in	ADP
easat-396	16	18	the	the	DET
easat-396	16	19	banking	banking	NOUN
easat-396	16	20	sector	sector	NOUN
easat-396	16	21	in	in	ADP
easat-396	16	22	various	various	ADJ
easat-396	16	23	forms	form	NOUN
easat-396	16	24	,	,	PUNCT
easat-396	16	25	it	it	PRON
easat-396	16	26	is	be	AUX
easat-396	16	27	gradually	gradually	ADV
easat-396	16	28	replacing	replace	VERB
easat-396	16	29	the	the	DET
easat-396	16	30	traditional	traditional	ADJ
easat-396	16	31	form	form	NOUN
easat-396	16	32	.	.	PUNCT
easat-396	17	1	according	accord	VERB
easat-396	17	2	to	to	ADP
easat-396	17	3	a	a	DET
easat-396	17	4	portal	portal	ADJ
easat-396	17	5	and	and	CCONJ
easat-396	17	6	communication	communication	NOUN
easat-396	17	7	report	report	NOUN
easat-396	17	8	of	of	ADP
easat-396	17	9	december	december	PROPN
easat-396	17	10	2022	2022	NUM
easat-396	17	11	,	,	PUNCT
easat-396	17	12	up	up	ADP
easat-396	17	13	to	to	PART
easat-396	17	14	47	47	NUM
easat-396	17	15	%	%	NOUN
easat-396	17	16	of	of	ADP
easat-396	17	17	users	user	NOUN
easat-396	17	18	choose	choose	VERB
easat-396	17	19	to	to	PART
easat-396	17	20	use	use	VERB
easat-396	17	21	modern	modern	ADJ
easat-396	17	22	payment	payment	NOUN
easat-396	17	23	methods	method	NOUN
easat-396	17	24	.	.	PUNCT
easat-396	18	1	digital	digital	ADJ
easat-396	18	2	banking	banking	NOUN
easat-396	18	3	services	service	NOUN
easat-396	18	4	bring	bring	VERB
easat-396	18	5	convenience	convenience	NOUN
easat-396	18	6	to	to	ADP
easat-396	18	7	customers	customer	NOUN
easat-396	18	8	because	because	SCONJ
easat-396	18	9	they	they	PRON
easat-396	18	10	can	can	AUX
easat-396	18	11	perform	perform	VERB
easat-396	18	12	financial	financial	ADJ
easat-396	18	13	transactions	transaction	NOUN
easat-396	18	14	and	and	CCONJ
easat-396	18	15	activities	activity	NOUN
easat-396	18	16	anywhere	anywhere	ADV
easat-396	18	17	or	or	CCONJ
easat-396	18	18	at	at	ADP
easat-396	18	19	home	home	NOUN
easat-396	18	20	[	[	X
easat-396	18	21	6	6	NUM
easat-396	18	22	]	]	PUNCT
easat-396	18	23	.	.	PUNCT
easat-396	19	1	according	accord	VERB
easat-396	19	2	to	to	ADP
easat-396	19	3	a	a	DET
easat-396	19	4	survey	survey	NOUN
easat-396	19	5	by	by	ADP
easat-396	19	6	mckinsey	mckinsey	NOUN
easat-396	19	7	in	in	ADP
easat-396	19	8	vietnam	vietnam	PROPN
easat-396	19	9	,	,	PUNCT
easat-396	19	10	50	50	NUM
easat-396	19	11	%	%	NOUN
easat-396	19	12	of	of	ADP
easat-396	19	13	respondents	respondent	NOUN
easat-396	19	14	said	say	VERB
easat-396	19	15	they	they	PRON
easat-396	19	16	are	be	AUX
easat-396	19	17	ready	ready	ADJ
easat-396	19	18	to	to	PART
easat-396	19	19	use	use	VERB
easat-396	19	20	new	new	ADJ
easat-396	19	21	financial	financial	ADJ
easat-396	19	22	technologies	technology	NOUN
easat-396	19	23	,	,	PUNCT
easat-396	19	24	especially	especially	ADV
easat-396	19	25	digital	digital	ADJ
easat-396	19	26	payments	payment	NOUN
easat-396	19	27	.	.	PUNCT
easat-396	20	1	the	the	DET
easat-396	20	2	development	development	NOUN
easat-396	20	3	of	of	ADP
easat-396	20	4	it	it	PRON
easat-396	20	5	will	will	AUX
easat-396	20	6	help	help	VERB
easat-396	20	7	banks	bank	NOUN
easat-396	20	8	to	to	PART
easat-396	20	9	serve	serve	VERB
easat-396	20	10	customers	customer	NOUN
easat-396	20	11	more	more	ADV
easat-396	20	12	effectively	effectively	ADV
easat-396	20	13	and	and	CCONJ
easat-396	20	14	is	be	AUX
easat-396	20	15	an	an	DET
easat-396	20	16	important	important	ADJ
easat-396	20	17	component	component	NOUN
easat-396	20	18	of	of	ADP
easat-396	20	19	the	the	DET
easat-396	20	20	bank	bank	NOUN
easat-396	20	21	's	's	PART
easat-396	20	22	services	service	NOUN
easat-396	20	23	and	and	CCONJ
easat-396	20	24	competitiveness	competitiveness	NOUN
easat-396	20	25	[	[	X
easat-396	20	26	7	7	NUM
easat-396	20	27	]	]	PUNCT
easat-396	20	28	.	.	PUNCT
easat-396	21	1	moreover	moreover	ADV
easat-396	21	2	,	,	PUNCT
easat-396	21	3	the	the	DET
easat-396	21	4	convenience	convenience	NOUN
easat-396	21	5	brought	bring	VERB
easat-396	21	6	by	by	ADP
easat-396	21	7	digital	digital	ADJ
easat-396	21	8	banking	banking	NOUN
easat-396	21	9	is	be	AUX
easat-396	21	10	making	make	VERB
easat-396	21	11	it	it	PRON
easat-396	21	12	popular	popular	ADJ
easat-396	21	13	,	,	PUNCT
easat-396	21	14	thus	thus	ADV
easat-396	21	15	encouraging	encourage	VERB
easat-396	21	16	banks	bank	NOUN
easat-396	21	17	to	to	PART
easat-396	21	18	provide	provide	VERB
easat-396	21	19	a	a	DET
easat-396	21	20	safe	safe	ADJ
easat-396	21	21	and	and	CCONJ
easat-396	21	22	efficient	efficient	ADJ
easat-396	21	23	banking	banking	NOUN
easat-396	21	24	system	system	NOUN
easat-396	21	25	to	to	ADP
easat-396	21	26	their	their	PRON
easat-396	21	27	loyal	loyal	ADJ
easat-396	21	28	customers	customer	NOUN
easat-396	21	29	[	[	X
easat-396	21	30	8	8	NUM
easat-396	21	31	]	]	PUNCT
easat-396	21	32	.	.	PUNCT
easat-396	22	1	this	this	DET
easat-396	22	2	study	study	NOUN
easat-396	22	3	aims	aim	VERB
easat-396	22	4	to	to	PART
easat-396	22	5	investigate	investigate	VERB
easat-396	22	6	the	the	DET
easat-396	22	7	factors	factor	NOUN
easat-396	22	8	affecting	affect	VERB
easat-396	22	9	the	the	DET
easat-396	22	10	behavior	behavior	NOUN
easat-396	22	11	of	of	ADP
easat-396	22	12	customers	customer	NOUN
easat-396	22	13	using	use	VERB
easat-396	22	14	digital	digital	ADJ
easat-396	22	15	banking	banking	NOUN
easat-396	22	16	services	service	NOUN
easat-396	22	17	.	.	PUNCT
easat-396	23	1	in	in	ADP
easat-396	23	2	this	this	DET
easat-396	23	3	field	field	NOUN
easat-396	23	4	,	,	PUNCT
easat-396	23	5	many	many	ADJ
easat-396	23	6	studies	study	NOUN
easat-396	23	7	in	in	ADP
easat-396	23	8	foreign	foreign	ADJ
easat-396	23	9	countries	country	NOUN
easat-396	23	10	have	have	AUX
easat-396	23	11	identified	identify	VERB
easat-396	23	12	the	the	DET
easat-396	23	13	relationship	relationship	NOUN
easat-396	23	14	between	between	ADP
easat-396	23	15	the	the	DET
easat-396	23	16	factors	factor	NOUN
easat-396	23	17	affecting	affect	VERB
easat-396	23	18	the	the	DET
easat-396	23	19	intention	intention	NOUN
easat-396	23	20	and	and	CCONJ
easat-396	23	21	behavior	behavior	NOUN
easat-396	23	22	of	of	ADP
easat-396	23	23	using	use	VERB
easat-396	23	24	digital	digital	ADJ
easat-396	23	25	banking	banking	NOUN
easat-396	23	26	services	service	NOUN
easat-396	23	27	,	,	PUNCT
easat-396	23	28	such	such	ADJ
easat-396	23	29	as	as	ADP
easat-396	23	30	the	the	DET
easat-396	23	31	studies	study	NOUN
easat-396	23	32	of	of	ADP
easat-396	23	33	solarz	solarz	NOUN
easat-396	23	34	and	and	CCONJ
easat-396	23	35	swacha	swacha	NOUN
easat-396	23	36	-	-	PUNCT
easat-396	23	37	lech	lech	NOUN
easat-396	23	38	[	[	NOUN
easat-396	23	39	9	9	NUM
easat-396	23	40	]	]	PUNCT
easat-396	23	41	;	;	PUNCT
easat-396	23	42	baber	baber	PROPN
easat-396	24	1	[	[	X
easat-396	24	2	10	10	NUM
easat-396	24	3	]	]	PUNCT
easat-396	24	4	;	;	PUNCT
easat-396	24	5	suryanto	suryanto	NOUN
easat-396	24	6	and	and	CCONJ
easat-396	24	7	dai	dai	PROPN
easat-396	25	1	[	[	X
easat-396	25	2	11	11	NUM
easat-396	25	3	]	]	PUNCT
easat-396	25	4	and	and	CCONJ
easat-396	25	5	kou	kou	PROPN
easat-396	25	6	,	,	PUNCT
easat-396	25	7	et	et	PROPN
easat-396	25	8	al	al	PROPN
easat-396	25	9	.	.	PUNCT
easat-396	26	1	[	[	X
easat-396	26	2	12	12	NUM
easat-396	26	3	]	]	PUNCT
easat-396	26	4	.	.	PUNCT
easat-396	27	1	however	however	ADV
easat-396	27	2	,	,	PUNCT
easat-396	27	3	mailto:nhquynh@vku.udn.vn	mailto:nhquynh@vku.udn.vn	NOUN
easat-396	27	4	137	137	NUM
easat-396	27	5	edelweiss	edelweiss	PROPN
easat-396	27	6	applied	apply	VERB
easat-396	27	7	science	science	NOUN
easat-396	27	8	and	and	CCONJ
easat-396	27	9	technology	technology	NOUN
easat-396	27	10	issn	issn	PROPN
easat-396	27	11	:	:	PUNCT
easat-396	27	12	2576	2576	NUM
easat-396	27	13	-	-	SYM
easat-396	27	14	8484	8484	NUM
easat-396	27	15	vol	vol	NOUN
easat-396	27	16	.	.	PROPN
easat-396	28	1	7	7	NUM
easat-396	28	2	,	,	PUNCT
easat-396	28	3	no	no	INTJ
easat-396	28	4	.	.	NOUN
easat-396	28	5	2	2	NUM
easat-396	28	6	:	:	SYM
easat-396	28	7	136	136	NUM
easat-396	28	8	-	-	SYM
easat-396	28	9	153	153	NUM
easat-396	28	10	,	,	PUNCT
easat-396	28	11	2023	2023	NUM
easat-396	28	12	doi	doi	NOUN
easat-396	28	13	:	:	PUNCT
easat-396	28	14	10.55214/25768484.v7i2.396	10.55214/25768484.v7i2.396	NUM
easat-396	28	15	©	©	PROPN
easat-396	28	16	2023	2023	NUM
easat-396	28	17	by	by	ADP
easat-396	28	18	the	the	DET
easat-396	28	19	authors	author	NOUN
easat-396	28	20	;	;	PUNCT
easat-396	28	21	licensee	licensee	PROPN
easat-396	28	22	learning	learning	NOUN
easat-396	28	23	gate	gate	PROPN
easat-396	28	24	according	accord	VERB
easat-396	28	25	to	to	ADP
easat-396	28	26	hanel	hanel	PROPN
easat-396	28	27	,	,	PUNCT
easat-396	28	28	et	et	PROPN
easat-396	28	29	al	al	PROPN
easat-396	28	30	.	.	PUNCT
easat-396	29	1	[	[	X
easat-396	29	2	13	13	NUM
easat-396	29	3	]	]	PUNCT
easat-396	29	4	despite	despite	SCONJ
easat-396	29	5	cultural	cultural	ADJ
easat-396	29	6	globalization	globalization	NOUN
easat-396	29	7	,	,	PUNCT
easat-396	29	8	cultural	cultural	ADJ
easat-396	29	9	differences	difference	NOUN
easat-396	29	10	between	between	ADP
easat-396	29	11	countries	country	NOUN
easat-396	29	12	can	can	AUX
easat-396	29	13	lead	lead	VERB
easat-396	29	14	to	to	ADP
easat-396	29	15	marked	mark	VERB
easat-396	29	16	differences	difference	NOUN
easat-396	29	17	in	in	ADP
easat-396	29	18	behavior	behavior	NOUN
easat-396	29	19	.	.	PUNCT
easat-396	30	1	therefore	therefore	ADV
easat-396	30	2	,	,	PUNCT
easat-396	30	3	the	the	DET
easat-396	30	4	causal	causal	ADJ
easat-396	30	5	relationship	relationship	NOUN
easat-396	30	6	between	between	ADP
easat-396	30	7	the	the	DET
easat-396	30	8	proposed	propose	VERB
easat-396	30	9	variables	variable	NOUN
easat-396	30	10	needs	need	VERB
easat-396	30	11	to	to	PART
easat-396	30	12	be	be	AUX
easat-396	30	13	further	far	ADV
easat-396	30	14	studied	study	VERB
easat-396	30	15	in	in	ADP
easat-396	30	16	different	different	ADJ
easat-396	30	17	cultural	cultural	ADJ
easat-396	30	18	contexts	contexts	NOUN
easat-396	30	19	(	(	PUNCT
easat-396	30	20	e.g.	e.g.	ADV
easat-396	30	21	,	,	PUNCT
easat-396	30	22	vietnam	vietnam	PROPN
easat-396	30	23	)	)	PUNCT
easat-396	30	24	.	.	PUNCT
easat-396	31	1	in	in	ADP
easat-396	31	2	vietnam	vietnam	PROPN
easat-396	31	3	,	,	PUNCT
easat-396	31	4	a	a	DET
easat-396	31	5	number	number	NOUN
easat-396	31	6	of	of	ADP
easat-396	31	7	studies	study	NOUN
easat-396	31	8	have	have	AUX
easat-396	31	9	investigated	investigate	VERB
easat-396	31	10	the	the	DET
easat-396	31	11	factors	factor	NOUN
easat-396	31	12	affecting	affect	VERB
easat-396	31	13	the	the	DET
easat-396	31	14	intention	intention	NOUN
easat-396	31	15	to	to	PART
easat-396	31	16	use	use	VERB
easat-396	31	17	online	online	ADJ
easat-396	31	18	banking	banking	NOUN
easat-396	31	19	services	service	NOUN
easat-396	31	20	,	,	PUNCT
easat-396	31	21	such	such	ADJ
easat-396	31	22	as	as	ADP
easat-396	31	23	the	the	DET
easat-396	31	24	study	study	NOUN
easat-396	31	25	of	of	ADP
easat-396	31	26	phuc	phuc	PROPN
easat-396	31	27	and	and	CCONJ
easat-396	31	28	nguyen	nguyen	NOUN
easat-396	32	1	[	[	X
easat-396	32	2	14	14	NUM
easat-396	32	3	]	]	PUNCT
easat-396	32	4	and	and	CCONJ
easat-396	32	5	okorie	okorie	ADV
easat-396	32	6	,	,	PUNCT
easat-396	32	7	et	et	PROPN
easat-396	32	8	al	al	PROPN
easat-396	32	9	.	.	PUNCT
easat-396	33	1	[	[	X
easat-396	33	2	1	1	NUM
easat-396	33	3	]	]	PUNCT
easat-396	33	4	.	.	PUNCT
easat-396	34	1	in	in	ADP
easat-396	34	2	general	general	ADJ
easat-396	34	3	,	,	PUNCT
easat-396	34	4	the	the	DET
easat-396	34	5	studies	study	NOUN
easat-396	34	6	in	in	ADP
easat-396	34	7	vietnam	vietnam	PROPN
easat-396	34	8	mainly	mainly	ADV
easat-396	34	9	set	set	VERB
easat-396	34	10	standards	standard	NOUN
easat-396	34	11	in	in	ADP
easat-396	34	12	digital	digital	ADJ
easat-396	34	13	banking	banking	NOUN
easat-396	34	14	,	,	PUNCT
easat-396	34	15	focusing	focus	VERB
easat-396	34	16	on	on	ADP
easat-396	34	17	developing	develop	VERB
easat-396	34	18	the	the	DET
easat-396	34	19	number	number	NOUN
easat-396	34	20	of	of	ADP
easat-396	34	21	users	user	NOUN
easat-396	34	22	and	and	CCONJ
easat-396	34	23	analyzing	analyze	VERB
easat-396	34	24	the	the	DET
easat-396	34	25	intention	intention	NOUN
easat-396	34	26	to	to	PART
easat-396	34	27	use	use	VERB
easat-396	34	28	the	the	DET
easat-396	34	29	service	service	NOUN
easat-396	34	30	.	.	PUNCT
easat-396	35	1	the	the	DET
easat-396	35	2	behavioral	behavioral	ADJ
easat-396	35	3	aspect	aspect	NOUN
easat-396	35	4	of	of	ADP
easat-396	35	5	using	use	VERB
easat-396	35	6	digital	digital	ADJ
easat-396	35	7	banking	banking	NOUN
easat-396	35	8	services	service	NOUN
easat-396	35	9	is	be	AUX
easat-396	35	10	still	still	ADV
easat-396	35	11	limited	limit	VERB
easat-396	35	12	in	in	ADP
easat-396	35	13	the	the	DET
easat-396	35	14	ability	ability	NOUN
easat-396	35	15	to	to	PART
easat-396	35	16	reach	reach	VERB
easat-396	35	17	customers	customer	NOUN
easat-396	35	18	;	;	PUNCT
easat-396	35	19	the	the	DET
easat-396	35	20	studies	study	NOUN
easat-396	35	21	mainly	mainly	ADV
easat-396	35	22	focus	focus	VERB
easat-396	35	23	on	on	ADP
easat-396	35	24	big	big	ADJ
easat-396	35	25	cities	city	NOUN
easat-396	35	26	in	in	ADP
easat-396	35	27	vietnam	vietnam	PROPN
easat-396	35	28	.	.	PUNCT
easat-396	36	1	this	this	DET
easat-396	36	2	study	study	NOUN
easat-396	36	3	is	be	AUX
easat-396	36	4	aimed	aim	VERB
easat-396	36	5	at	at	ADP
easat-396	36	6	individuals	individual	NOUN
easat-396	36	7	who	who	PRON
easat-396	36	8	are	be	AUX
easat-396	36	9	using	use	VERB
easat-396	36	10	and	and	CCONJ
easat-396	36	11	have	have	VERB
easat-396	36	12	real	real	ADJ
easat-396	36	13	experience	experience	NOUN
easat-396	36	14	with	with	ADP
easat-396	36	15	digital	digital	ADJ
easat-396	36	16	banking	banking	NOUN
easat-396	36	17	services	service	NOUN
easat-396	36	18	in	in	ADP
easat-396	36	19	order	order	NOUN
easat-396	36	20	to	to	PART
easat-396	36	21	find	find	VERB
easat-396	36	22	out	out	ADP
easat-396	36	23	the	the	DET
easat-396	36	24	main	main	ADJ
easat-396	36	25	factors	factor	NOUN
easat-396	36	26	affecting	affect	VERB
easat-396	36	27	behavior	behavior	NOUN
easat-396	36	28	through	through	ADP
easat-396	36	29	the	the	DET
easat-396	36	30	intention	intention	NOUN
easat-396	36	31	to	to	PART
easat-396	36	32	use	use	VERB
easat-396	36	33	digital	digital	ADJ
easat-396	36	34	banking	banking	NOUN
easat-396	36	35	services	service	NOUN
easat-396	36	36	.	.	PUNCT
easat-396	37	1	the	the	DET
easat-396	37	2	state	state	PROPN
easat-396	37	3	bank	bank	NOUN
easat-396	37	4	's	's	PART
easat-396	37	5	payment	payment	NOUN
easat-396	37	6	department	department	NOUN
easat-396	37	7	reported	report	VERB
easat-396	37	8	that	that	SCONJ
easat-396	37	9	as	as	ADP
easat-396	37	10	of	of	ADP
easat-396	37	11	the	the	DET
easat-396	37	12	conclusion	conclusion	NOUN
easat-396	37	13	of	of	ADP
easat-396	37	14	the	the	DET
easat-396	37	15	third	third	ADJ
easat-396	37	16	quarter	quarter	NOUN
easat-396	37	17	in	in	ADP
easat-396	37	18	2022	2022	NUM
easat-396	37	19	,	,	PUNCT
easat-396	37	20	there	there	PRON
easat-396	37	21	were	be	VERB
easat-396	37	22	approximately	approximately	ADV
easat-396	37	23	110,920	110,920	NUM
easat-396	37	24	individual	individual	ADJ
easat-396	37	25	accounts	account	NOUN
easat-396	37	26	,	,	PUNCT
easat-396	37	27	holding	hold	VERB
easat-396	37	28	an	an	DET
easat-396	37	29	accumulated	accumulate	VERB
easat-396	37	30	balance	balance	NOUN
easat-396	37	31	of	of	ADP
easat-396	37	32	roughly	roughly	ADV
easat-396	37	33	915.1	915.1	NUM
easat-396	37	34	billion	billion	NUM
easat-396	37	35	vnd	vnd	PROPN
easat-396	37	36	(	(	PUNCT
easat-396	37	37	the	the	DET
easat-396	37	38	vietnamese	vietnamese	ADJ
easat-396	37	39	dong	dong	PROPN
easat-396	37	40	)	)	PUNCT
easat-396	37	41	.	.	PUNCT
easat-396	38	1	moreover	moreover	ADV
easat-396	38	2	,	,	PUNCT
easat-396	38	3	the	the	DET
easat-396	38	4	count	count	NOUN
easat-396	38	5	of	of	ADP
easat-396	38	6	domestic	domestic	ADJ
easat-396	38	7	cards	card	NOUN
easat-396	38	8	issued	issue	VERB
easat-396	38	9	stood	stand	VERB
easat-396	38	10	at	at	ADP
easat-396	38	11	112.69	112.69	NUM
easat-396	38	12	million	million	NUM
easat-396	38	13	,	,	PUNCT
easat-396	38	14	alongside	alongside	ADP
easat-396	38	15	32.49	32.49	NUM
easat-396	38	16	million	million	NUM
easat-396	38	17	international	international	ADJ
easat-396	38	18	cards	card	NOUN
easat-396	38	19	.	.	PUNCT
easat-396	39	1	the	the	DET
easat-396	39	2	advancement	advancement	NOUN
easat-396	39	3	of	of	ADP
easat-396	39	4	internet	internet	NOUN
easat-396	39	5	banking	banking	NOUN
easat-396	39	6	and	and	CCONJ
easat-396	39	7	mobile	mobile	NOUN
easat-396	39	8	banking	banking	NOUN
easat-396	39	9	was	be	AUX
easat-396	39	10	notable	notable	ADJ
easat-396	39	11	,	,	PUNCT
easat-396	39	12	with	with	ADP
easat-396	39	13	internet	internet	NOUN
easat-396	39	14	banking	banking	NOUN
easat-396	39	15	transactions	transaction	NOUN
easat-396	39	16	totaling	total	VERB
easat-396	39	17	8	8	NUM
easat-396	39	18	,	,	PUNCT
easat-396	39	19	44,405	44,405	NUM
easat-396	39	20	billion	billion	NUM
easat-396	39	21	vnd	vnd	PROPN
easat-396	39	22	and	and	CCONJ
easat-396	39	23	mobile	mobile	ADJ
easat-396	39	24	banking	banking	NOUN
easat-396	39	25	transactions	transaction	NOUN
easat-396	39	26	reaching	reach	VERB
easat-396	39	27	4,993,449	4,993,449	NUM
easat-396	39	28	billion	billion	NUM
easat-396	39	29	vnd	vnd	PROPN
easat-396	39	30	.	.	PUNCT
easat-396	40	1	this	this	PRON
easat-396	40	2	indicates	indicate	VERB
easat-396	40	3	a	a	DET
easat-396	40	4	rise	rise	NOUN
easat-396	40	5	in	in	ADP
easat-396	40	6	the	the	DET
easat-396	40	7	usage	usage	NOUN
easat-396	40	8	of	of	ADP
easat-396	40	9	digital	digital	ADJ
easat-396	40	10	banking	banking	NOUN
easat-396	40	11	services	service	NOUN
easat-396	40	12	by	by	ADP
easat-396	40	13	customers	customer	NOUN
easat-396	40	14	.	.	PUNCT
easat-396	41	1	based	base	VERB
easat-396	41	2	on	on	ADP
easat-396	41	3	the	the	DET
easat-396	41	4	previously	previously	ADV
easat-396	41	5	discussed	discuss	VERB
easat-396	41	6	research	research	NOUN
easat-396	41	7	gap	gap	NOUN
easat-396	41	8	,	,	PUNCT
easat-396	41	9	this	this	DET
easat-396	41	10	study	study	NOUN
easat-396	41	11	aims	aim	VERB
easat-396	41	12	to	to	PART
easat-396	41	13	explore	explore	VERB
easat-396	41	14	two	two	NUM
easat-396	41	15	key	key	ADJ
easat-396	41	16	inquiries	inquiry	NOUN
easat-396	41	17	:	:	PUNCT
easat-396	41	18	(	(	PUNCT
easat-396	41	19	1	1	X
easat-396	41	20	)	)	PUNCT
easat-396	41	21	what	what	PRON
easat-396	41	22	are	be	AUX
easat-396	41	23	the	the	DET
easat-396	41	24	factors	factor	NOUN
easat-396	41	25	that	that	PRON
easat-396	41	26	impact	impact	VERB
easat-396	41	27	the	the	DET
easat-396	41	28	adoption	adoption	NOUN
easat-396	41	29	of	of	ADP
easat-396	41	30	digital	digital	ADJ
easat-396	41	31	banking	banking	NOUN
easat-396	41	32	services	service	NOUN
easat-396	41	33	in	in	ADP
easat-396	41	34	commercial	commercial	ADJ
easat-396	41	35	banks	bank	NOUN
easat-396	41	36	?	?	PUNCT
easat-396	42	1	(	(	PUNCT
easat-396	42	2	2	2	X
easat-396	42	3	)	)	PUNCT
easat-396	42	4	to	to	ADP
easat-396	42	5	what	what	DET
easat-396	42	6	extent	extent	NOUN
easat-396	42	7	do	do	AUX
easat-396	42	8	these	these	DET
easat-396	42	9	factors	factor	NOUN
easat-396	42	10	shape	shape	VERB
easat-396	42	11	the	the	DET
easat-396	42	12	adoption	adoption	NOUN
easat-396	42	13	of	of	ADP
easat-396	42	14	digital	digital	ADJ
easat-396	42	15	banking	banking	NOUN
easat-396	42	16	services	service	NOUN
easat-396	42	17	in	in	ADP
easat-396	42	18	commercial	commercial	ADJ
easat-396	42	19	banks	bank	NOUN
easat-396	42	20	?	?	PUNCT
easat-396	43	1	conducted	conduct	VERB
easat-396	43	2	in	in	ADP
easat-396	43	3	vietnam	vietnam	PROPN
easat-396	43	4	,	,	PUNCT
easat-396	43	5	this	this	DET
easat-396	43	6	study	study	NOUN
easat-396	43	7	aims	aim	VERB
easat-396	43	8	to	to	PART
easat-396	43	9	uncover	uncover	VERB
easat-396	43	10	how	how	SCONJ
easat-396	43	11	variations	variation	NOUN
easat-396	43	12	in	in	ADP
easat-396	43	13	research	research	NOUN
easat-396	43	14	contexts	context	NOUN
easat-396	43	15	can	can	AUX
easat-396	43	16	impact	impact	VERB
easat-396	43	17	outcomes	outcome	NOUN
easat-396	43	18	.	.	PUNCT
easat-396	44	1	2	2	X
easat-396	44	2	.	.	X
easat-396	44	3	literature	literature	NOUN
easat-396	44	4	review	review	VERB
easat-396	44	5	2.1	2.1	NUM
easat-396	44	6	.	.	PUNCT
easat-396	45	1	theory	theory	NOUN
easat-396	45	2	of	of	ADP
easat-396	45	3	planned	plan	VERB
easat-396	45	4	behavior	behavior	NOUN
easat-396	45	5	tpb	tpb	NOUN
easat-396	45	6	ajzen	ajzen	PROPN
easat-396	45	7	and	and	CCONJ
easat-396	45	8	fishbein	fishbein	PROPN
easat-396	45	9	proposed	propose	VERB
easat-396	45	10	the	the	DET
easat-396	45	11	theory	theory	NOUN
easat-396	45	12	of	of	ADP
easat-396	45	13	reasoned	reason	VERB
easat-396	45	14	action	action	NOUN
easat-396	45	15	(	(	PUNCT
easat-396	45	16	tra	tra	NOUN
easat-396	45	17	)	)	PUNCT
easat-396	45	18	,	,	PUNCT
easat-396	45	19	upon	upon	SCONJ
easat-396	45	20	which	which	PRON
easat-396	45	21	ajzen	ajzen	NOUN
easat-396	45	22	later	later	ADV
easat-396	45	23	developed	develop	VERB
easat-396	45	24	and	and	CCONJ
easat-396	45	25	honed	hone	VERB
easat-396	45	26	the	the	DET
easat-396	45	27	theory	theory	NOUN
easat-396	45	28	of	of	ADP
easat-396	45	29	planned	plan	VERB
easat-396	45	30	behavior	behavior	NOUN
easat-396	45	31	(	(	PUNCT
easat-396	45	32	tpb	tpb	NOUN
easat-396	45	33	)	)	PUNCT
easat-396	46	1	[	[	X
easat-396	46	2	15	15	NUM
easat-396	46	3	]	]	PUNCT
easat-396	46	4	.	.	PUNCT
easat-396	47	1	tpb	tpb	PROPN
easat-396	47	2	holds	hold	VERB
easat-396	47	3	considerable	considerable	ADJ
easat-396	47	4	recognition	recognition	NOUN
easat-396	47	5	within	within	ADP
easat-396	47	6	psychosocial	psychosocial	ADJ
easat-396	47	7	research	research	NOUN
easat-396	47	8	as	as	ADP
easat-396	47	9	a	a	DET
easat-396	47	10	pivotal	pivotal	ADJ
easat-396	47	11	theory	theory	NOUN
easat-396	47	12	for	for	ADP
easat-396	47	13	predicting	predict	VERB
easat-396	47	14	human	human	ADJ
easat-396	47	15	behavior	behavior	NOUN
easat-396	47	16	[	[	X
easat-396	47	17	16	16	NUM
easat-396	47	18	]	]	PUNCT
easat-396	47	19	.	.	PUNCT
easat-396	48	1	this	this	DET
easat-396	48	2	theory	theory	NOUN
easat-396	48	3	delineates	delineate	VERB
easat-396	48	4	three	three	NUM
easat-396	48	5	primary	primary	ADJ
easat-396	48	6	factors	factor	NOUN
easat-396	48	7	that	that	PRON
easat-396	48	8	impact	impact	VERB
easat-396	48	9	the	the	DET
easat-396	48	10	intention	intention	NOUN
easat-396	48	11	to	to	PART
easat-396	48	12	engage	engage	VERB
easat-396	48	13	in	in	ADP
easat-396	48	14	a	a	DET
easat-396	48	15	behavior	behavior	NOUN
easat-396	48	16	:	:	PUNCT
easat-396	48	17	attitude	attitude	NOUN
easat-396	48	18	:	:	PUNCT
easat-396	48	19	this	this	PRON
easat-396	48	20	is	be	AUX
easat-396	48	21	an	an	DET
easat-396	48	22	individual	individual	NOUN
easat-396	48	23	's	's	PART
easat-396	48	24	positive	positive	ADJ
easat-396	48	25	or	or	CCONJ
easat-396	48	26	negative	negative	ADJ
easat-396	48	27	evaluation	evaluation	NOUN
easat-396	48	28	of	of	ADP
easat-396	48	29	a	a	DET
easat-396	48	30	behavior	behavior	NOUN
easat-396	48	31	's	's	PART
easat-396	48	32	performance	performance	NOUN
easat-396	48	33	.	.	PUNCT
easat-396	49	1	attitudes	attitude	NOUN
easat-396	49	2	reflect	reflect	VERB
easat-396	49	3	an	an	DET
easat-396	49	4	individual	individual	NOUN
easat-396	49	5	's	's	PART
easat-396	49	6	beliefs	belief	NOUN
easat-396	49	7	and	and	CCONJ
easat-396	49	8	judgments	judgment	NOUN
easat-396	49	9	about	about	ADP
easat-396	49	10	the	the	DET
easat-396	49	11	consequences	consequence	NOUN
easat-396	49	12	of	of	ADP
easat-396	49	13	behavior	behavior	NOUN
easat-396	49	14	and	and	CCONJ
easat-396	49	15	its	its	PRON
easat-396	49	16	values	value	NOUN
easat-396	49	17	.	.	PUNCT
easat-396	50	1	subjective	subjective	ADJ
easat-396	50	2	norms	norm	NOUN
easat-396	50	3	(	(	PUNCT
easat-396	50	4	social	social	ADJ
easat-396	50	5	influence	influence	NOUN
easat-396	50	6	)	)	PUNCT
easat-396	50	7	can	can	AUX
easat-396	50	8	be	be	AUX
easat-396	50	9	understood	understand	VERB
easat-396	50	10	as	as	ADP
easat-396	50	11	the	the	DET
easat-396	50	12	pressure	pressure	NOUN
easat-396	50	13	that	that	PRON
easat-396	50	14	individuals	individual	NOUN
easat-396	50	15	perceive	perceive	VERB
easat-396	50	16	from	from	ADP
easat-396	50	17	others	other	NOUN
easat-396	50	18	in	in	ADP
easat-396	50	19	performing	perform	VERB
easat-396	50	20	or	or	CCONJ
easat-396	50	21	not	not	PART
easat-396	50	22	performing	perform	VERB
easat-396	50	23	a	a	DET
easat-396	50	24	behavior	behavior	NOUN
easat-396	50	25	.	.	PUNCT
easat-396	51	1	subjective	subjective	ADJ
easat-396	51	2	norms	norm	NOUN
easat-396	51	3	include	include	VERB
easat-396	51	4	social	social	ADJ
easat-396	51	5	expectations	expectation	NOUN
easat-396	51	6	and	and	CCONJ
easat-396	51	7	evaluations	evaluation	NOUN
easat-396	51	8	regarding	regard	VERB
easat-396	51	9	whether	whether	SCONJ
easat-396	51	10	an	an	DET
easat-396	51	11	individual	individual	NOUN
easat-396	51	12	should	should	AUX
easat-396	51	13	or	or	CCONJ
easat-396	51	14	should	should	AUX
easat-396	51	15	not	not	PART
easat-396	51	16	engage	engage	VERB
easat-396	51	17	in	in	ADP
easat-396	51	18	that	that	DET
easat-396	51	19	behavior	behavior	NOUN
easat-396	51	20	.	.	PUNCT
easat-396	52	1	for	for	ADP
easat-396	52	2	instance	instance	NOUN
easat-396	52	3	,	,	PUNCT
easat-396	52	4	parents	parent	NOUN
easat-396	52	5	who	who	PRON
easat-396	52	6	have	have	AUX
easat-396	52	7	had	have	VERB
easat-396	52	8	negative	negative	ADJ
easat-396	52	9	experiences	experience	NOUN
easat-396	52	10	with	with	ADP
easat-396	52	11	digital	digital	ADJ
easat-396	52	12	banking	banking	NOUN
easat-396	52	13	services	service	NOUN
easat-396	52	14	might	might	AUX
easat-396	52	15	create	create	VERB
easat-396	52	16	pressure	pressure	NOUN
easat-396	52	17	and	and	CCONJ
easat-396	52	18	obstacles	obstacle	NOUN
easat-396	52	19	for	for	ADP
easat-396	52	20	their	their	PRON
easat-396	52	21	friends	friend	NOUN
easat-396	52	22	and	and	CCONJ
easat-396	52	23	family	family	NOUN
easat-396	52	24	members	member	NOUN
easat-396	52	25	who	who	PRON
easat-396	52	26	intend	intend	VERB
easat-396	52	27	to	to	PART
easat-396	52	28	use	use	VERB
easat-396	52	29	the	the	DET
easat-396	52	30	service	service	NOUN
easat-396	52	31	.	.	PUNCT
easat-396	53	1	perceived	perceive	VERB
easat-396	53	2	behavioral	behavioral	ADJ
easat-396	53	3	control	control	NOUN
easat-396	53	4	refers	refer	VERB
easat-396	53	5	to	to	ADP
easat-396	53	6	an	an	DET
easat-396	53	7	individual	individual	NOUN
easat-396	53	8	's	's	PART
easat-396	53	9	perception	perception	NOUN
easat-396	53	10	of	of	ADP
easat-396	53	11	the	the	DET
easat-396	53	12	ease	ease	NOUN
easat-396	53	13	or	or	CCONJ
easat-396	53	14	difficulty	difficulty	NOUN
easat-396	53	15	of	of	ADP
easat-396	53	16	performing	perform	VERB
easat-396	53	17	a	a	DET
easat-396	53	18	behavior	behavior	NOUN
easat-396	53	19	.	.	PUNCT
easat-396	54	1	it	it	PRON
easat-396	54	2	involves	involve	VERB
easat-396	54	3	their	their	PRON
easat-396	54	4	confidence	confidence	NOUN
easat-396	54	5	in	in	ADP
easat-396	54	6	controlling	control	VERB
easat-396	54	7	and	and	CCONJ
easat-396	54	8	executing	execute	VERB
easat-396	54	9	a	a	DET
easat-396	54	10	behavior	behavior	NOUN
easat-396	54	11	,	,	PUNCT
easat-396	54	12	considering	consider	VERB
easat-396	54	13	the	the	DET
easat-396	54	14	availability	availability	NOUN
easat-396	54	15	of	of	ADP
easat-396	54	16	resources	resource	NOUN
easat-396	54	17	and	and	CCONJ
easat-396	54	18	opportunities	opportunity	NOUN
easat-396	54	19	to	to	PART
easat-396	54	20	engage	engage	VERB
easat-396	54	21	in	in	ADP
easat-396	54	22	it	it	PRON
easat-396	54	23	.	.	PUNCT
easat-396	55	1	these	these	DET
easat-396	55	2	concepts	concept	NOUN
easat-396	55	3	are	be	AUX
easat-396	55	4	central	central	ADJ
easat-396	55	5	to	to	ADP
easat-396	55	6	tam	tam	PROPN
easat-396	55	7	(	(	PUNCT
easat-396	55	8	technology	technology	NOUN
easat-396	55	9	acceptance	acceptance	NOUN
easat-396	55	10	model	model	NOUN
easat-396	55	11	)	)	PUNCT
easat-396	55	12	and	and	CCONJ
easat-396	55	13	utaut	utaut	NOUN
easat-396	55	14	(	(	PUNCT
easat-396	55	15	unified	unified	ADJ
easat-396	55	16	technology	technology	NOUN
easat-396	55	17	use	use	NOUN
easat-396	55	18	and	and	CCONJ
easat-396	55	19	acceptance	acceptance	NOUN
easat-396	55	20	model	model	NOUN
easat-396	55	21	)	)	PUNCT
easat-396	55	22	.	.	PUNCT
easat-396	56	1	in	in	ADP
easat-396	56	2	venkatesh	venkatesh	PROPN
easat-396	56	3	and	and	CCONJ
easat-396	56	4	davis	davis	PROPN
easat-396	56	5	[	[	X
easat-396	56	6	17	17	NUM
easat-396	56	7	]	]	PUNCT
easat-396	56	8	developed	develop	VERB
easat-396	56	9	tam	tam	PROPN
easat-396	56	10	,	,	PUNCT
easat-396	56	11	which	which	PRON
easat-396	56	12	is	be	AUX
easat-396	56	13	widely	widely	ADV
easat-396	56	14	known	know	VERB
easat-396	56	15	as	as	ADP
easat-396	56	16	tam2	tam2	PROPN
easat-396	56	17	[	[	X
easat-396	56	18	17	17	NUM
easat-396	56	19	]	]	PUNCT
easat-396	56	20	.	.	PUNCT
easat-396	57	1	this	this	DET
easat-396	57	2	model	model	NOUN
easat-396	57	3	explains	explain	VERB
easat-396	57	4	and	and	CCONJ
easat-396	57	5	predicts	predict	VERB
easat-396	57	6	the	the	DET
easat-396	57	7	behavior	behavior	NOUN
easat-396	57	8	of	of	ADP
easat-396	57	9	information	information	NOUN
easat-396	57	10	technology	technology	NOUN
easat-396	57	11	users	user	NOUN
easat-396	57	12	based	base	VERB
easat-396	57	13	on	on	ADP
easat-396	57	14	two	two	NUM
easat-396	57	15	important	important	ADJ
easat-396	57	16	factors	factor	NOUN
easat-396	57	17	:	:	PUNCT
easat-396	57	18	perceived	perceive	VERB
easat-396	57	19	usefulness	usefulness	NOUN
easat-396	57	20	and	and	CCONJ
easat-396	57	21	perceived	perceive	VERB
easat-396	57	22	ease	ease	NOUN
easat-396	57	23	of	of	ADP
easat-396	57	24	use	use	NOUN
easat-396	57	25	.	.	PUNCT
easat-396	58	1	perceived	perceive	VERB
easat-396	58	2	usefulness	usefulness	NOUN
easat-396	58	3	:	:	PUNCT
easat-396	58	4	this	this	PRON
easat-396	58	5	is	be	AUX
easat-396	58	6	an	an	DET
easat-396	58	7	important	important	ADJ
easat-396	58	8	factor	factor	NOUN
easat-396	58	9	in	in	ADP
easat-396	58	10	tam2	tam2	PROPN
easat-396	58	11	.	.	PUNCT
easat-396	59	1	it	it	PRON
easat-396	59	2	refers	refer	VERB
easat-396	59	3	to	to	ADP
easat-396	59	4	users	user	NOUN
easat-396	59	5	'	'	PART
easat-396	59	6	assessments	assessment	NOUN
easat-396	59	7	of	of	ADP
easat-396	59	8	the	the	DET
easat-396	59	9	extent	extent	NOUN
easat-396	59	10	to	to	PART
easat-396	59	11	which	which	PRON
easat-396	59	12	information	information	NOUN
easat-396	59	13	technology	technology	NOUN
easat-396	59	14	can	can	AUX
easat-396	59	15	provide	provide	VERB
easat-396	59	16	benefits	benefit	NOUN
easat-396	59	17	and	and	CCONJ
easat-396	59	18	help	help	VERB
easat-396	59	19	improve	improve	VERB
easat-396	59	20	work	work	NOUN
easat-396	59	21	performance	performance	NOUN
easat-396	59	22	.	.	PUNCT
easat-396	60	1	perceived	perceive	VERB
easat-396	60	2	usefulness	usefulness	NOUN
easat-396	60	3	reflects	reflect	VERB
easat-396	60	4	users	user	NOUN
easat-396	60	5	'	'	PART
easat-396	60	6	confidence	confidence	NOUN
easat-396	60	7	in	in	ADP
easat-396	60	8	the	the	DET
easat-396	60	9	ability	ability	NOUN
easat-396	60	10	of	of	ADP
easat-396	60	11	information	information	NOUN
easat-396	60	12	technology	technology	NOUN
easat-396	60	13	to	to	PART
easat-396	60	14	meet	meet	VERB
easat-396	60	15	individual	individual	ADJ
easat-396	60	16	needs	need	NOUN
easat-396	60	17	and	and	CCONJ
easat-396	60	18	goals	goal	NOUN
easat-396	60	19	.	.	PUNCT
easat-396	61	1	perceived	perceive	VERB
easat-396	61	2	ease	ease	NOUN
easat-396	61	3	of	of	ADP
easat-396	61	4	use	use	NOUN
easat-396	61	5	:	:	PUNCT
easat-396	61	6	this	this	DET
easat-396	61	7	factor	factor	NOUN
easat-396	61	8	relates	relate	VERB
easat-396	61	9	to	to	ADP
easat-396	61	10	users	user	NOUN
easat-396	61	11	'	'	PART
easat-396	61	12	assessment	assessment	NOUN
easat-396	61	13	of	of	ADP
easat-396	61	14	the	the	DET
easat-396	61	15	ease	ease	NOUN
easat-396	61	16	of	of	ADP
easat-396	61	17	use	use	NOUN
easat-396	61	18	of	of	ADP
easat-396	61	19	information	information	NOUN
easat-396	61	20	technology	technology	NOUN
easat-396	61	21	.	.	PUNCT
easat-396	62	1	perceived	perceive	VERB
easat-396	62	2	ease	ease	NOUN
easat-396	62	3	of	of	ADP
easat-396	62	4	use	use	NOUN
easat-396	62	5	measures	measure	NOUN
easat-396	62	6	the	the	DET
easat-396	62	7	extent	extent	NOUN
easat-396	62	8	to	to	PART
easat-396	62	9	which	which	PRON
easat-396	62	10	users	user	NOUN
easat-396	62	11	feel	feel	VERB
easat-396	62	12	using	use	VERB
easat-396	62	13	information	information	NOUN
easat-396	62	14	technology	technology	NOUN
easat-396	62	15	is	be	AUX
easat-396	62	16	easy	easy	ADJ
easat-396	62	17	,	,	PUNCT
easat-396	62	18	convenient	convenient	ADJ
easat-396	62	19	,	,	PUNCT
easat-396	62	20	and	and	CCONJ
easat-396	62	21	hassle	hassle	NOUN
easat-396	62	22	-	-	PUNCT
easat-396	62	23	free	free	ADJ
easat-396	62	24	.	.	PUNCT
easat-396	63	1	138	138	NUM
easat-396	63	2	edelweiss	edelweiss	PROPN
easat-396	63	3	applied	apply	VERB
easat-396	63	4	science	science	NOUN
easat-396	63	5	and	and	CCONJ
easat-396	63	6	technology	technology	NOUN
easat-396	63	7	issn	issn	PROPN
easat-396	63	8	:	:	PUNCT
easat-396	63	9	2576	2576	NUM
easat-396	63	10	-	-	SYM
easat-396	63	11	8484	8484	NUM
easat-396	63	12	vol	vol	NOUN
easat-396	63	13	.	.	PROPN
easat-396	64	1	7	7	NUM
easat-396	64	2	,	,	PUNCT
easat-396	64	3	no	no	INTJ
easat-396	64	4	.	.	NOUN
easat-396	64	5	2	2	NUM
easat-396	64	6	:	:	SYM
easat-396	64	7	136	136	NUM
easat-396	64	8	-	-	SYM
easat-396	64	9	153	153	NUM
easat-396	64	10	,	,	PUNCT
easat-396	64	11	2023	2023	NUM
easat-396	64	12	doi	doi	NOUN
easat-396	64	13	:	:	PUNCT
easat-396	64	14	10.55214/25768484.v7i2.396	10.55214/25768484.v7i2.396	NUM
easat-396	64	15	©	©	PROPN
easat-396	64	16	2023	2023	NUM
easat-396	64	17	by	by	ADP
easat-396	64	18	the	the	DET
easat-396	64	19	authors	author	NOUN
easat-396	64	20	;	;	PUNCT
easat-396	64	21	licensee	licensee	PROPN
easat-396	64	22	learning	learning	NOUN
easat-396	64	23	gate	gate	NOUN
easat-396	64	24	2.2	2.2	NUM
easat-396	64	25	.	.	PUNCT
easat-396	65	1	customer	customer	NOUN
easat-396	65	2	behavior	behavior	NOUN
easat-396	65	3	customer	customer	NOUN
easat-396	65	4	behavior	behavior	NOUN
easat-396	65	5	reflects	reflect	VERB
easat-396	65	6	the	the	DET
easat-396	65	7	totality	totality	NOUN
easat-396	65	8	of	of	ADP
easat-396	65	9	customer	customer	NOUN
easat-396	65	10	decisions	decision	NOUN
easat-396	65	11	regarding	regard	VERB
easat-396	65	12	the	the	DET
easat-396	65	13	acquisition	acquisition	NOUN
easat-396	65	14	,	,	PUNCT
easat-396	65	15	consumption	consumption	NOUN
easat-396	65	16	,	,	PUNCT
easat-396	65	17	and	and	CCONJ
easat-396	65	18	disposal	disposal	NOUN
easat-396	65	19	of	of	ADP
easat-396	65	20	goods	good	NOUN
easat-396	65	21	,	,	PUNCT
easat-396	65	22	including	include	VERB
easat-396	65	23	products	product	NOUN
easat-396	65	24	,	,	PUNCT
easat-396	65	25	services	service	NOUN
easat-396	65	26	,	,	PUNCT
easat-396	65	27	activities	activity	NOUN
easat-396	65	28	,	,	PUNCT
easat-396	65	29	and	and	CCONJ
easat-396	65	30	ideas	idea	NOUN
easat-396	65	31	[	[	X
easat-396	65	32	18	18	NUM
easat-396	65	33	]	]	PUNCT
easat-396	65	34	.	.	PUNCT
easat-396	66	1	besides	besides	SCONJ
easat-396	66	2	,	,	PUNCT
easat-396	66	3	the	the	DET
easat-396	66	4	concept	concept	NOUN
easat-396	66	5	of	of	ADP
easat-396	66	6	customer	customer	NOUN
easat-396	66	7	behavior	behavior	NOUN
easat-396	66	8	can	can	AUX
easat-396	66	9	be	be	AUX
easat-396	66	10	considered	consider	VERB
easat-396	66	11	as	as	ADP
easat-396	66	12	(	(	PUNCT
easat-396	66	13	1	1	X
easat-396	66	14	)	)	PUNCT
easat-396	66	15	human	human	ADJ
easat-396	66	16	actions	action	NOUN
easat-396	66	17	before	before	ADV
easat-396	66	18	,	,	PUNCT
easat-396	66	19	during	during	ADP
easat-396	66	20	,	,	PUNCT
easat-396	66	21	and	and	CCONJ
easat-396	66	22	after	after	ADP
easat-396	66	23	shopping	shopping	NOUN
easat-396	66	24	and	and	CCONJ
easat-396	66	25	consuming	consuming	NOUN
easat-396	66	26	;	;	PUNCT
easat-396	66	27	(	(	PUNCT
easat-396	66	28	2	2	X
easat-396	66	29	)	)	PUNCT
easat-396	66	30	customer	customer	NOUN
easat-396	66	31	behavior	behavior	NOUN
easat-396	66	32	is	be	AUX
easat-396	66	33	influenced	influence	VERB
easat-396	66	34	by	by	ADP
easat-396	66	35	environmental	environmental	ADJ
easat-396	66	36	factors	factor	NOUN
easat-396	66	37	and	and	CCONJ
easat-396	66	38	(	(	PUNCT
easat-396	66	39	3	3	X
easat-396	66	40	)	)	PUNCT
easat-396	66	41	consumption	consumption	NOUN
easat-396	66	42	behavior	behavior	NOUN
easat-396	66	43	also	also	ADV
easat-396	66	44	has	have	VERB
easat-396	66	45	an	an	DET
easat-396	66	46	adverse	adverse	ADJ
easat-396	66	47	effect	effect	NOUN
easat-396	66	48	on	on	ADP
easat-396	66	49	the	the	DET
easat-396	66	50	environment	environment	NOUN
easat-396	66	51	[	[	X
easat-396	66	52	19	19	NUM
easat-396	66	53	]	]	PUNCT
easat-396	66	54	or	or	CCONJ
easat-396	66	55	is	be	AUX
easat-396	66	56	an	an	DET
easat-396	66	57	observable	observable	ADJ
easat-396	66	58	response	response	NOUN
easat-396	66	59	of	of	ADP
easat-396	66	60	an	an	DET
easat-396	66	61	individual	individual	NOUN
easat-396	66	62	in	in	ADP
easat-396	66	63	a	a	DET
easat-396	66	64	given	give	VERB
easat-396	66	65	situation	situation	NOUN
easat-396	66	66	to	to	ADP
easat-396	66	67	a	a	DET
easat-396	66	68	certain	certain	ADJ
easat-396	66	69	situation	situation	NOUN
easat-396	66	70	[	[	X
easat-396	66	71	20	20	NUM
easat-396	66	72	]	]	PUNCT
easat-396	66	73	.	.	PUNCT
easat-396	67	1	in	in	ADP
easat-396	67	2	this	this	DET
easat-396	67	3	study	study	NOUN
easat-396	67	4	,	,	PUNCT
easat-396	67	5	usage	usage	NOUN
easat-396	67	6	behavior	behavior	NOUN
easat-396	67	7	is	be	AUX
easat-396	67	8	the	the	DET
easat-396	67	9	specific	specific	ADJ
easat-396	67	10	behavior	behavior	NOUN
easat-396	67	11	of	of	ADP
easat-396	67	12	customers	customer	NOUN
easat-396	67	13	when	when	SCONJ
easat-396	67	14	using	use	VERB
easat-396	67	15	digital	digital	ADJ
easat-396	67	16	banking	banking	NOUN
easat-396	67	17	services	service	NOUN
easat-396	67	18	and	and	CCONJ
easat-396	67	19	can	can	AUX
easat-396	67	20	be	be	AUX
easat-396	67	21	formed	form	VERB
easat-396	67	22	by	by	ADP
easat-396	67	23	service	service	NOUN
easat-396	67	24	usage	usage	NOUN
easat-396	67	25	frequency	frequency	NOUN
easat-396	67	26	after	after	ADP
easat-396	67	27	considering	consider	VERB
easat-396	67	28	security	security	NOUN
easat-396	67	29	and	and	CCONJ
easat-396	67	30	usefulness	usefulness	NOUN
easat-396	67	31	factors	factor	NOUN
easat-396	67	32	of	of	ADP
easat-396	67	33	digital	digital	ADJ
easat-396	67	34	services	service	NOUN
easat-396	67	35	.	.	PUNCT
easat-396	68	1	2.3	2.3	NUM
easat-396	68	2	.	.	PUNCT
easat-396	68	3	hypotheses	hypothesis	NOUN
easat-396	68	4	and	and	CCONJ
easat-396	68	5	research	research	NOUN
easat-396	68	6	models	model	NOUN
easat-396	68	7	2.3.1	2.3.1	NUM
easat-396	68	8	.	.	PUNCT
easat-396	68	9	perceived	perceive	VERB
easat-396	68	10	usefulness	usefulness	NOUN
easat-396	68	11	(	(	PUNCT
easat-396	68	12	pu	pu	PROPN
easat-396	68	13	)	)	PUNCT
easat-396	68	14	following	follow	VERB
easat-396	68	15	the	the	DET
easat-396	68	16	original	original	ADJ
easat-396	68	17	tam	tam	NOUN
easat-396	68	18	model	model	NOUN
easat-396	68	19	,	,	PUNCT
easat-396	68	20	perceived	perceive	VERB
easat-396	68	21	usefulness	usefulness	NOUN
easat-396	68	22	has	have	AUX
easat-396	68	23	been	be	AUX
easat-396	68	24	applied	apply	VERB
easat-396	68	25	to	to	ADP
easat-396	68	26	various	various	ADJ
easat-396	68	27	it	it	PRON
easat-396	68	28	domains	domain	NOUN
easat-396	68	29	used	use	VERB
easat-396	68	30	to	to	PART
easat-396	68	31	measure	measure	VERB
easat-396	68	32	work	work	NOUN
easat-396	68	33	,	,	PUNCT
easat-396	68	34	life	life	NOUN
easat-396	68	35	,	,	PUNCT
easat-396	68	36	and	and	CCONJ
easat-396	68	37	learning	learn	VERB
easat-396	68	38	performance	performance	NOUN
easat-396	68	39	[	[	X
easat-396	68	40	21	21	NUM
easat-396	68	41	]	]	PUNCT
easat-396	68	42	.	.	PUNCT
easat-396	69	1	perceived	perceive	VERB
easat-396	69	2	usefulness	usefulness	NOUN
easat-396	69	3	is	be	AUX
easat-396	69	4	defined	define	VERB
easat-396	69	5	as	as	ADP
easat-396	69	6	the	the	DET
easat-396	69	7	degree	degree	NOUN
easat-396	69	8	of	of	ADP
easat-396	69	9	confidence	confidence	NOUN
easat-396	69	10	that	that	SCONJ
easat-396	69	11	using	use	VERB
easat-396	69	12	a	a	DET
easat-396	69	13	particular	particular	ADJ
easat-396	69	14	topic	topic	NOUN
easat-396	69	15	can	can	AUX
easat-396	69	16	benefit	benefit	VERB
easat-396	69	17	those	those	PRON
easat-396	69	18	using	use	VERB
easat-396	69	19	it	it	PRON
easat-396	69	20	in	in	ADP
easat-396	69	21	services	service	NOUN
easat-396	70	1	[	[	X
easat-396	70	2	22	22	NUM
easat-396	70	3	]	]	PUNCT
easat-396	70	4	.	.	PUNCT
easat-396	71	1	in	in	ADP
easat-396	71	2	the	the	DET
easat-396	71	3	context	context	NOUN
easat-396	71	4	of	of	ADP
easat-396	71	5	digital	digital	ADJ
easat-396	71	6	banking	banking	NOUN
easat-396	71	7	,	,	PUNCT
easat-396	71	8	perceived	perceive	VERB
easat-396	71	9	usefulness	usefulness	NOUN
easat-396	71	10	should	should	AUX
easat-396	71	11	be	be	AUX
easat-396	71	12	defined	define	VERB
easat-396	71	13	as	as	ADP
easat-396	71	14	the	the	DET
easat-396	71	15	service	service	NOUN
easat-396	71	16	's	's	PART
easat-396	71	17	ability	ability	NOUN
easat-396	71	18	to	to	PART
easat-396	71	19	meet	meet	VERB
easat-396	71	20	customer	customer	NOUN
easat-396	71	21	needs	need	NOUN
easat-396	71	22	and	and	CCONJ
easat-396	71	23	wants	want	VERB
easat-396	71	24	,	,	PUNCT
easat-396	71	25	provide	provide	VERB
easat-396	71	26	value	value	NOUN
easat-396	71	27	and	and	CCONJ
easat-396	71	28	benefit	benefit	NOUN
easat-396	71	29	to	to	ADP
easat-396	71	30	customers	customer	NOUN
easat-396	71	31	,	,	PUNCT
easat-396	71	32	and	and	CCONJ
easat-396	71	33	solve	solve	VERB
easat-396	71	34	financial	financial	ADJ
easat-396	71	35	-	-	PUNCT
easat-396	71	36	related	relate	VERB
easat-396	71	37	issues	issue	NOUN
easat-396	71	38	.	.	PUNCT
easat-396	72	1	it	it	PRON
easat-396	72	2	is	be	AUX
easat-396	72	3	an	an	DET
easat-396	72	4	important	important	ADJ
easat-396	72	5	factor	factor	NOUN
easat-396	72	6	in	in	ADP
easat-396	72	7	increasing	increase	VERB
easat-396	72	8	the	the	DET
easat-396	72	9	sales	sale	NOUN
easat-396	72	10	of	of	ADP
easat-396	72	11	a	a	DET
easat-396	72	12	business	business	NOUN
easat-396	72	13	[	[	X
easat-396	72	14	23	23	NUM
easat-396	72	15	]	]	PUNCT
easat-396	72	16	.	.	PUNCT
easat-396	73	1	research	research	NOUN
easat-396	73	2	has	have	AUX
easat-396	73	3	shown	show	VERB
easat-396	73	4	that	that	SCONJ
easat-396	73	5	perceived	perceive	VERB
easat-396	73	6	usefulness	usefulness	NOUN
easat-396	73	7	significantly	significantly	ADV
easat-396	73	8	impacts	impact	VERB
easat-396	73	9	the	the	DET
easat-396	73	10	intention	intention	NOUN
easat-396	73	11	to	to	PART
easat-396	73	12	use	use	VERB
easat-396	73	13	d	d	NOUN
easat-396	73	14	igital	igital	ADJ
easat-396	73	15	banking	banking	NOUN
easat-396	73	16	services	service	NOUN
easat-396	73	17	in	in	ADP
easat-396	73	18	various	various	ADJ
easat-396	73	19	contexts	contexts	NOUN
easat-396	73	20	.	.	PUNCT
easat-396	74	1	for	for	ADP
easat-396	74	2	example	example	NOUN
easat-396	74	3	,	,	PUNCT
easat-396	74	4	rauniar	rauniar	NOUN
easat-396	74	5	,	,	PUNCT
easat-396	74	6	et	et	PROPN
easat-396	74	7	al	al	PROPN
easat-396	74	8	.	.	PUNCT
easat-396	75	1	[	[	X
easat-396	75	2	24	24	NUM
easat-396	75	3	]	]	PUNCT
easat-396	75	4	found	find	VERB
easat-396	75	5	that	that	SCONJ
easat-396	75	6	students	student	NOUN
easat-396	75	7	'	'	PART
easat-396	75	8	perceptions	perception	NOUN
easat-396	75	9	of	of	ADP
easat-396	75	10	facebook	facebook	NOUN
easat-396	75	11	's	's	PART
easat-396	75	12	usefulness	usefulness	NOUN
easat-396	75	13	influenced	influence	VERB
easat-396	75	14	their	their	PRON
easat-396	75	15	intention	intention	NOUN
easat-396	75	16	to	to	PART
easat-396	75	17	use	use	VERB
easat-396	75	18	the	the	DET
easat-396	75	19	platform	platform	NOUN
easat-396	75	20	.	.	PUNCT
easat-396	76	1	similarly	similarly	ADV
easat-396	76	2	,	,	PUNCT
easat-396	76	3	a	a	DET
easat-396	76	4	study	study	NOUN
easat-396	76	5	conducted	conduct	VERB
easat-396	76	6	in	in	ADP
easat-396	76	7	danang	danang	NOUN
easat-396	76	8	in	in	ADP
easat-396	76	9	a	a	DET
easat-396	76	10	tourism	tourism	NOUN
easat-396	76	11	context	context	NOUN
easat-396	76	12	revealed	reveal	VERB
easat-396	76	13	that	that	SCONJ
easat-396	76	14	perceived	perceive	VERB
easat-396	76	15	usefulness	usefulness	NOUN
easat-396	76	16	positively	positively	ADV
easat-396	76	17	impacted	impact	VERB
easat-396	76	18	the	the	DET
easat-396	76	19	intention	intention	NOUN
easat-396	76	20	to	to	PART
easat-396	76	21	use	use	VERB
easat-396	76	22	the	the	DET
easat-396	76	23	service	service	NOUN
easat-396	76	24	[	[	X
easat-396	76	25	25	25	NUM
easat-396	76	26	]	]	PUNCT
easat-396	76	27	.	.	PUNCT
easat-396	77	1	the	the	DET
easat-396	77	2	studies	study	NOUN
easat-396	77	3	reveal	reveal	VERB
easat-396	77	4	that	that	SCONJ
easat-396	77	5	customers	customer	NOUN
easat-396	77	6	are	be	AUX
easat-396	77	7	more	more	ADV
easat-396	77	8	likely	likely	ADJ
easat-396	77	9	to	to	PART
easat-396	77	10	use	use	VERB
easat-396	77	11	digital	digital	ADJ
easat-396	77	12	services	service	NOUN
easat-396	77	13	if	if	SCONJ
easat-396	77	14	they	they	PRON
easat-396	77	15	perceive	perceive	VERB
easat-396	77	16	the	the	DET
easat-396	77	17	benefits	benefit	NOUN
easat-396	77	18	and	and	CCONJ
easat-396	77	19	efficiency	efficiency	NOUN
easat-396	77	20	of	of	ADP
easat-396	77	21	using	use	VERB
easat-396	77	22	them	they	PRON
easat-396	77	23	,	,	PUNCT
easat-396	77	24	regardless	regardless	ADV
easat-396	77	25	of	of	ADP
easat-396	77	26	the	the	DET
easat-396	77	27	context	context	NOUN
easat-396	77	28	.	.	PUNCT
easat-396	78	1	in	in	ADP
easat-396	78	2	other	other	ADJ
easat-396	78	3	words	word	NOUN
easat-396	78	4	,	,	PUNCT
easat-396	78	5	the	the	DET
easat-396	78	6	usefulness	usefulness	NOUN
easat-396	78	7	of	of	ADP
easat-396	78	8	a	a	DET
easat-396	78	9	system	system	NOUN
easat-396	78	10	is	be	AUX
easat-396	78	11	directly	directly	ADV
easat-396	78	12	proportional	proportional	ADJ
easat-396	78	13	to	to	ADP
easat-396	78	14	the	the	DET
easat-396	78	15	intention	intention	NOUN
easat-396	78	16	to	to	PART
easat-396	78	17	use	use	VERB
easat-396	78	18	it	it	PRON
easat-396	78	19	.	.	PUNCT
easat-396	79	1	therefore	therefore	ADV
easat-396	79	2	,	,	PUNCT
easat-396	79	3	it	it	PRON
easat-396	79	4	is	be	AUX
easat-396	79	5	crucial	crucial	ADJ
easat-396	79	6	to	to	PART
easat-396	79	7	assess	assess	VERB
easat-396	79	8	the	the	DET
easat-396	79	9	relationship	relationship	NOUN
easat-396	79	10	between	between	ADP
easat-396	79	11	perceived	perceive	VERB
easat-396	79	12	usefulness	usefulness	NOUN
easat-396	79	13	and	and	CCONJ
easat-396	79	14	behavioral	behavioral	ADJ
easat-396	79	15	intention	intention	NOUN
easat-396	79	16	to	to	PART
easat-396	79	17	use	use	VERB
easat-396	79	18	digital	digital	ADJ
easat-396	79	19	banking	banking	NOUN
easat-396	79	20	services	service	NOUN
easat-396	79	21	to	to	PART
easat-396	79	22	ensure	ensure	VERB
easat-396	79	23	customers	customer	NOUN
easat-396	79	24	feel	feel	VERB
easat-396	79	25	effective	effective	ADJ
easat-396	79	26	when	when	SCONJ
easat-396	79	27	using	use	VERB
easat-396	79	28	them	they	PRON
easat-396	79	29	.	.	PUNCT
easat-396	80	1	based	base	VERB
easat-396	80	2	on	on	ADP
easat-396	80	3	the	the	DET
easat-396	80	4	consulted	consult	VERB
easat-396	80	5	theory	theory	NOUN
easat-396	80	6	and	and	CCONJ
easat-396	80	7	related	related	ADJ
easat-396	80	8	studies	study	NOUN
easat-396	80	9	,	,	PUNCT
easat-396	80	10	the	the	DET
easat-396	80	11	author	author	NOUN
easat-396	80	12	proposes	propose	VERB
easat-396	80	13	the	the	DET
easat-396	80	14	following	follow	VERB
easat-396	80	15	hypothesis	hypothesis	NOUN
easat-396	80	16	as	as	ADP
easat-396	80	17	the	the	DET
easat-396	80	18	first	first	ADJ
easat-396	80	19	step	step	NOUN
easat-396	80	20	:	:	PUNCT
easat-396	80	21	h1	h1	PROPN
easat-396	80	22	:	:	PUNCT
easat-396	80	23	perceived	perceive	VERB
easat-396	80	24	usefulness	usefulness	NOUN
easat-396	80	25	has	have	VERB
easat-396	80	26	a	a	DET
easat-396	80	27	positive	positive	ADJ
easat-396	80	28	impact	impact	NOUN
easat-396	80	29	on	on	ADP
easat-396	80	30	the	the	DET
easat-396	80	31	usage	usage	NOUN
easat-396	80	32	intention	intention	NOUN
easat-396	80	33	of	of	ADP
easat-396	80	34	digital	digital	ADJ
easat-396	80	35	banking	banking	NOUN
easat-396	80	36	services	service	NOUN
easat-396	80	37	.	.	PUNCT
easat-396	81	1	2.3.2	2.3.2	X
easat-396	81	2	.	.	PUNCT
easat-396	81	3	perceived	perceive	VERB
easat-396	81	4	ease	ease	NOUN
easat-396	81	5	of	of	ADP
easat-396	81	6	use	use	NOUN
easat-396	81	7	(	(	PUNCT
easat-396	81	8	pe	pe	INTJ
easat-396	81	9	)	)	PUNCT
easat-396	81	10	perceived	perceive	VERB
easat-396	81	11	ease	ease	NOUN
easat-396	81	12	of	of	ADP
easat-396	81	13	use	use	NOUN
easat-396	81	14	is	be	AUX
easat-396	81	15	the	the	DET
easat-396	81	16	ability	ability	NOUN
easat-396	81	17	of	of	ADP
easat-396	81	18	a	a	DET
easat-396	81	19	product	product	NOUN
easat-396	81	20	or	or	CCONJ
easat-396	81	21	service	service	NOUN
easat-396	81	22	to	to	PART
easat-396	81	23	be	be	AUX
easat-396	81	24	used	use	VERB
easat-396	81	25	easily	easily	ADV
easat-396	81	26	and	and	CCONJ
easat-396	81	27	effectively	effectively	ADV
easat-396	81	28	by	by	ADP
easat-396	81	29	users	user	NOUN
easat-396	81	30	without	without	ADP
easat-396	81	31	having	have	VERB
easat-396	81	32	to	to	PART
easat-396	81	33	invest	invest	VERB
easat-396	81	34	too	too	ADV
easat-396	81	35	much	much	ADJ
easat-396	81	36	time	time	NOUN
easat-396	81	37	,	,	PUNCT
easat-396	81	38	effort	effort	NOUN
easat-396	81	39	,	,	PUNCT
easat-396	81	40	or	or	CCONJ
easat-396	81	41	resources	resource	NOUN
easat-396	81	42	in	in	ADP
easat-396	81	43	learning	learn	VERB
easat-396	81	44	how	how	SCONJ
easat-396	81	45	to	to	PART
easat-396	81	46	use	use	VERB
easat-396	81	47	it	it	PRON
easat-396	81	48	.	.	PUNCT
easat-396	81	49	"	"	PUNCT
easat-396	82	1	[	[	X
easat-396	82	2	26	26	NUM
easat-396	82	3	]	]	PUNCT
easat-396	82	4	.	.	PUNCT
easat-396	83	1	besides	besides	SCONJ
easat-396	83	2	,	,	PUNCT
easat-396	83	3	perceived	perceive	VERB
easat-396	83	4	ease	ease	NOUN
easat-396	83	5	of	of	ADP
easat-396	83	6	use	use	NOUN
easat-396	83	7	is	be	AUX
easat-396	83	8	understood	understand	VERB
easat-396	83	9	as	as	ADP
easat-396	83	10	the	the	DET
easat-396	83	11	simplicity	simplicity	NOUN
easat-396	83	12	and	and	CCONJ
easat-396	83	13	ease	ease	NOUN
easat-396	83	14	of	of	ADP
easat-396	83	15	a	a	DET
easat-396	83	16	product	product	NOUN
easat-396	83	17	or	or	CCONJ
easat-396	83	18	service	service	NOUN
easat-396	83	19	in	in	ADP
easat-396	83	20	using	use	VERB
easat-396	83	21	,	,	PUNCT
easat-396	83	22	providing	provide	VERB
easat-396	83	23	information	information	NOUN
easat-396	83	24	,	,	PUNCT
easat-396	83	25	and	and	CCONJ
easat-396	83	26	solving	solve	VERB
easat-396	83	27	needs	need	NOUN
easat-396	83	28	[	[	X
easat-396	83	29	27	27	NUM
easat-396	83	30	]	]	PUNCT
easat-396	83	31	.	.	PUNCT
easat-396	84	1	in	in	ADP
easat-396	84	2	this	this	DET
easat-396	84	3	study	study	NOUN
easat-396	84	4	,	,	PUNCT
easat-396	84	5	perceived	perceive	VERB
easat-396	84	6	ease	ease	NOUN
easat-396	84	7	of	of	ADP
easat-396	84	8	use	use	NOUN
easat-396	84	9	is	be	AUX
easat-396	84	10	the	the	DET
easat-396	84	11	degree	degree	NOUN
easat-396	84	12	to	to	PART
easat-396	84	13	which	which	PRON
easat-396	84	14	users	user	NOUN
easat-396	84	15	rate	rate	VERB
easat-396	84	16	a	a	DET
easat-396	84	17	digital	digital	ADJ
easat-396	84	18	banking	banking	NOUN
easat-396	84	19	system	system	NOUN
easat-396	84	20	as	as	ADP
easat-396	84	21	having	have	VERB
easat-396	84	22	ease	ease	NOUN
easat-396	84	23	of	of	ADP
easat-396	84	24	use	use	NOUN
easat-396	84	25	and	and	CCONJ
easat-396	84	26	flexibility	flexibility	NOUN
easat-396	84	27	without	without	ADP
easat-396	84	28	encountering	encounter	VERB
easat-396	84	29	problems	problem	NOUN
easat-396	84	30	in	in	ADP
easat-396	84	31	use	use	NOUN
easat-396	84	32	.	.	PUNCT
easat-396	85	1	perceived	perceive	VERB
easat-396	85	2	ease	ease	NOUN
easat-396	85	3	of	of	ADP
easat-396	85	4	use	use	NOUN
easat-396	85	5	of	of	ADP
easat-396	85	6	the	the	DET
easat-396	85	7	system	system	NOUN
easat-396	85	8	helps	help	VERB
easat-396	85	9	to	to	PART
easat-396	85	10	reduce	reduce	VERB
easat-396	85	11	the	the	DET
easat-396	85	12	customer	customer	NOUN
easat-396	85	13	's	's	PART
easat-396	85	14	effort	effort	NOUN
easat-396	85	15	in	in	ADP
easat-396	85	16	using	use	VERB
easat-396	85	17	the	the	DET
easat-396	85	18	application	application	NOUN
easat-396	85	19	[	[	X
easat-396	85	20	28	28	NUM
easat-396	85	21	]	]	PUNCT
easat-396	85	22	and	and	CCONJ
easat-396	85	23	helps	help	VERB
easat-396	85	24	businesses	business	NOUN
easat-396	85	25	enhance	enhance	VERB
easat-396	85	26	customer	customer	NOUN
easat-396	85	27	experience	experience	NOUN
easat-396	85	28	and	and	CCONJ
easat-396	85	29	satisfaction	satisfaction	NOUN
easat-396	85	30	with	with	ADP
easat-396	85	31	their	their	PRON
easat-396	85	32	products	product	NOUN
easat-396	85	33	or	or	CCONJ
easat-396	85	34	services	service	NOUN
easat-396	85	35	[	[	X
easat-396	85	36	29	29	NUM
easat-396	85	37	]	]	PUNCT
easat-396	85	38	.	.	PUNCT
easat-396	86	1	previous	previous	ADJ
easat-396	86	2	studies	study	NOUN
easat-396	86	3	have	have	AUX
easat-396	86	4	shown	show	VERB
easat-396	86	5	that	that	SCONJ
easat-396	86	6	perceived	perceive	VERB
easat-396	86	7	ease	ease	NOUN
easat-396	86	8	of	of	ADP
easat-396	86	9	use	use	NOUN
easat-396	86	10	has	have	VERB
easat-396	86	11	a	a	DET
easat-396	86	12	positive	positive	ADJ
easat-396	86	13	impact	impact	NOUN
easat-396	86	14	on	on	ADP
easat-396	86	15	the	the	DET
easat-396	86	16	usage	usage	NOUN
easat-396	86	17	intention	intention	NOUN
easat-396	86	18	of	of	ADP
easat-396	86	19	digital	digital	ADJ
easat-396	86	20	services	service	NOUN
easat-396	86	21	.	.	PUNCT
easat-396	87	1	in	in	ADP
easat-396	87	2	the	the	DET
easat-396	87	3	education	education	NOUN
easat-396	87	4	landscape	landscape	NOUN
easat-396	87	5	,	,	PUNCT
easat-396	87	6	digital	digital	ADJ
easat-396	87	7	banking	banking	NOUN
easat-396	87	8	is	be	AUX
easat-396	87	9	becoming	become	VERB
easat-396	87	10	an	an	DET
easat-396	87	11	important	important	ADJ
easat-396	87	12	part	part	NOUN
easat-396	87	13	of	of	ADP
easat-396	87	14	students	student	NOUN
easat-396	87	15	’	'	PUNCT
easat-396	87	16	learning	learn	VERB
easat-396	87	17	experiences	experience	NOUN
easat-396	87	18	and	and	CCONJ
easat-396	87	19	financial	financial	ADJ
easat-396	87	20	management	management	NOUN
easat-396	87	21	.	.	PUNCT
easat-396	88	1	when	when	SCONJ
easat-396	88	2	students	student	NOUN
easat-396	88	3	find	find	VERB
easat-396	88	4	that	that	SCONJ
easat-396	88	5	the	the	DET
easat-396	88	6	mobile	mobile	ADJ
easat-396	88	7	banking	banking	NOUN
easat-396	88	8	application	application	NOUN
easat-396	88	9	is	be	AUX
easat-396	88	10	easy	easy	ADJ
easat-396	88	11	to	to	PART
easat-396	88	12	use	use	VERB
easat-396	88	13	,	,	PUNCT
easat-396	88	14	has	have	VERB
easat-396	88	15	a	a	DET
easat-396	88	16	friendly	friendly	ADJ
easat-396	88	17	interface	interface	NOUN
easat-396	88	18	,	,	PUNCT
easat-396	88	19	and	and	CCONJ
easat-396	88	20	has	have	VERB
easat-396	88	21	clear	clear	ADJ
easat-396	88	22	features	feature	NOUN
easat-396	88	23	,	,	PUNCT
easat-396	88	24	they	they	PRON
easat-396	88	25	tend	tend	VERB
easat-396	88	26	to	to	PART
easat-396	88	27	be	be	AUX
easat-396	88	28	more	more	ADV
easat-396	88	29	willing	willing	ADJ
easat-396	88	30	to	to	PART
easat-396	88	31	use	use	VERB
easat-396	88	32	mobile	mobile	ADJ
easat-396	88	33	banking	banking	NOUN
easat-396	88	34	to	to	PART
easat-396	88	35	manage	manage	VERB
easat-396	88	36	their	their	PRON
easat-396	88	37	finances	finance	NOUN
easat-396	88	38	[	[	X
easat-396	88	39	30	30	NUM
easat-396	88	40	]	]	PUNCT
easat-396	88	41	.	.	PUNCT
easat-396	89	1	types	type	NOUN
easat-396	89	2	of	of	ADP
easat-396	89	3	e	e	NOUN
easat-396	89	4	-	-	ADJ
easat-396	89	5	banking	banking	ADJ
easat-396	89	6	services	service	NOUN
easat-396	89	7	have	have	VERB
easat-396	89	8	applications	application	NOUN
easat-396	89	9	that	that	PRON
easat-396	89	10	are	be	AUX
easat-396	89	11	easily	easily	ADV
easat-396	89	12	compatible	compatible	ADJ
easat-396	89	13	with	with	ADP
easat-396	89	14	devices	device	NOUN
easat-396	89	15	,	,	PUNCT
easat-396	89	16	easy	easy	ADJ
easat-396	89	17	to	to	PART
easat-396	89	18	register	register	VERB
easat-396	89	19	,	,	PUNCT
easat-396	89	20	and	and	CCONJ
easat-396	89	21	simple	simple	ADJ
easat-396	89	22	user	user	NOUN
easat-396	89	23	interfaces	interface	NOUN
easat-396	89	24	that	that	PRON
easat-396	89	25	are	be	AUX
easat-396	89	26	easy	easy	ADJ
easat-396	89	27	to	to	PART
easat-396	89	28	attract	attract	VERB
easat-396	89	29	customers	customer	NOUN
easat-396	89	30	to	to	PART
easat-396	89	31	use	use	VERB
easat-396	89	32	[	[	PUNCT
easat-396	89	33	31	31	NUM
easat-396	89	34	]	]	PUNCT
easat-396	89	35	.	.	PUNCT
easat-396	90	1	research	research	NOUN
easat-396	90	2	in	in	ADP
easat-396	90	3	malaysia	malaysia	PROPN
easat-396	90	4	shows	show	VERB
easat-396	90	5	a	a	DET
easat-396	90	6	positive	positive	ADJ
easat-396	90	7	relationship	relationship	NOUN
easat-396	90	8	between	between	ADP
easat-396	90	9	these	these	DET
easat-396	90	10	two	two	NUM
easat-396	90	11	factors	factor	NOUN
easat-396	90	12	;	;	PUNCT
easat-396	90	13	perceived	perceive	VERB
easat-396	90	14	system	system	NOUN
easat-396	90	15	ease	ease	NOUN
easat-396	90	16	of	of	ADP
easat-396	90	17	use	use	NOUN
easat-396	90	18	is	be	AUX
easat-396	90	19	the	the	DET
easat-396	90	20	most	most	ADV
easat-396	90	21	important	important	ADJ
easat-396	90	22	predictor	predictor	NOUN
easat-396	90	23	and	and	CCONJ
easat-396	90	24	independent	independent	ADJ
easat-396	90	25	variable	variable	NOUN
easat-396	90	26	that	that	PRON
easat-396	90	27	increases	increase	VERB
easat-396	90	28	service	service	NOUN
easat-396	90	29	usability	usability	NOUN
easat-396	90	30	[	[	X
easat-396	90	31	32	32	NUM
easat-396	90	32	]	]	PUNCT
easat-396	90	33	.	.	PUNCT
easat-396	91	1	mobile	mobile	ADJ
easat-396	91	2	banking	banking	NOUN
easat-396	91	3	applications	application	NOUN
easat-396	91	4	are	be	AUX
easat-396	91	5	easy	easy	ADJ
easat-396	91	6	to	to	PART
easat-396	91	7	use	use	VERB
easat-396	91	8	,	,	PUNCT
easat-396	91	9	have	have	AUX
easat-396	91	10	a	a	DET
easat-396	91	11	friendly	friendly	ADJ
easat-396	91	12	interface	interface	NOUN
easat-396	91	13	,	,	PUNCT
easat-396	91	14	and	and	CCONJ
easat-396	91	15	have	have	VERB
easat-396	91	16	clear	clear	ADJ
easat-396	91	17	features	feature	NOUN
easat-396	91	18	,	,	PUNCT
easat-396	91	19	they	they	PRON
easat-396	91	20	tend	tend	VERB
easat-396	91	21	to	to	PART
easat-396	91	22	be	be	AUX
easat-396	91	23	willing	willing	ADJ
easat-396	91	24	to	to	PART
easat-396	91	25	use	use	VERB
easat-396	91	26	mobile	mobile	ADJ
easat-396	91	27	banking	banking	NOUN
easat-396	91	28	services	service	NOUN
easat-396	91	29	for	for	ADP
easat-396	91	30	financial	financial	ADJ
easat-396	91	31	management	management	NOUN
easat-396	91	32	[	[	X
easat-396	91	33	33	33	NUM
easat-396	91	34	]	]	PUNCT
easat-396	91	35	.	.	PUNCT
easat-396	92	1	this	this	PRON
easat-396	92	2	shows	show	VERB
easat-396	92	3	that	that	SCONJ
easat-396	92	4	perceived	perceive	VERB
easat-396	92	5	ease	ease	NOUN
easat-396	92	6	of	of	ADP
easat-396	92	7	use	use	NOUN
easat-396	92	8	plays	play	VERB
easat-396	92	9	an	an	DET
easat-396	92	10	important	important	ADJ
easat-396	92	11	role	role	NOUN
easat-396	92	12	in	in	ADP
easat-396	92	13	motivating	motivate	VERB
easat-396	92	14	the	the	DET
easat-396	92	15	intention	intention	NOUN
easat-396	92	16	to	to	PART
easat-396	92	17	use	use	VERB
easat-396	92	18	digital	digital	ADJ
easat-396	92	19	139	139	NUM
easat-396	92	20	edelweiss	edelweiss	PROPN
easat-396	92	21	applied	apply	VERB
easat-396	92	22	science	science	NOUN
easat-396	92	23	and	and	CCONJ
easat-396	92	24	technology	technology	NOUN
easat-396	92	25	issn	issn	PROPN
easat-396	92	26	:	:	PUNCT
easat-396	92	27	2576	2576	NUM
easat-396	92	28	-	-	SYM
easat-396	92	29	8484	8484	NUM
easat-396	92	30	vol	vol	NOUN
easat-396	92	31	.	.	PROPN
easat-396	93	1	7	7	NUM
easat-396	93	2	,	,	PUNCT
easat-396	93	3	no	no	INTJ
easat-396	93	4	.	.	NOUN
easat-396	93	5	2	2	NUM
easat-396	93	6	:	:	SYM
easat-396	93	7	136	136	NUM
easat-396	93	8	-	-	SYM
easat-396	93	9	153	153	NUM
easat-396	93	10	,	,	PUNCT
easat-396	93	11	2023	2023	NUM
easat-396	93	12	doi	doi	NOUN
easat-396	93	13	:	:	PUNCT
easat-396	93	14	10.55214/25768484.v7i2.396	10.55214/25768484.v7i2.396	NUM
easat-396	93	15	©	©	PROPN
easat-396	93	16	2023	2023	NUM
easat-396	93	17	by	by	ADP
easat-396	93	18	the	the	DET
easat-396	93	19	authors	author	NOUN
easat-396	93	20	;	;	PUNCT
easat-396	93	21	licensee	licensee	PROPN
easat-396	93	22	learning	learn	VERB
easat-396	93	23	gate	gate	PROPN
easat-396	93	24	banking	banking	NOUN
easat-396	93	25	services	service	NOUN
easat-396	93	26	.	.	PUNCT
easat-396	94	1	based	base	VERB
easat-396	94	2	on	on	ADP
easat-396	94	3	the	the	DET
easat-396	94	4	theory	theory	NOUN
easat-396	94	5	that	that	SCONJ
easat-396	94	6	the	the	DET
easat-396	94	7	author	author	NOUN
easat-396	94	8	has	have	AUX
easat-396	94	9	consulted	consult	VERB
easat-396	94	10	and	and	CCONJ
easat-396	94	11	related	related	ADJ
easat-396	94	12	studies	study	NOUN
easat-396	94	13	,	,	PUNCT
easat-396	94	14	the	the	DET
easat-396	94	15	author	author	NOUN
easat-396	94	16	makes	make	VERB
easat-396	94	17	the	the	DET
easat-396	94	18	first	first	ADJ
easat-396	94	19	hypothesis	hypothesis	NOUN
easat-396	94	20	as	as	SCONJ
easat-396	94	21	follows	follow	VERB
easat-396	94	22	:	:	PUNCT
easat-396	94	23	h2	h2	NOUN
easat-396	94	24	:	:	PUNCT
easat-396	94	25	perceived	perceive	VERB
easat-396	94	26	ease	ease	NOUN
easat-396	94	27	of	of	ADP
easat-396	94	28	use	use	NOUN
easat-396	94	29	has	have	VERB
easat-396	94	30	a	a	DET
easat-396	94	31	positive	positive	ADJ
easat-396	94	32	impact	impact	NOUN
easat-396	94	33	on	on	ADP
easat-396	94	34	usage	usage	NOUN
easat-396	94	35	intention	intention	NOUN
easat-396	94	36	of	of	ADP
easat-396	94	37	digital	digital	ADJ
easat-396	94	38	banking	banking	NOUN
easat-396	94	39	services	service	NOUN
easat-396	94	40	.	.	PUNCT
easat-396	95	1	2.3.3	2.3.3	X
easat-396	95	2	.	.	PUNCT
easat-396	95	3	perceived	perceive	VERB
easat-396	95	4	security	security	NOUN
easat-396	95	5	(	(	PUNCT
easat-396	95	6	ps	ps	NOUN
easat-396	95	7	)	)	PUNCT
easat-396	95	8	perceived	perceive	VERB
easat-396	95	9	security	security	NOUN
easat-396	95	10	is	be	AUX
easat-396	95	11	defined	define	VERB
easat-396	95	12	as	as	ADP
easat-396	95	13	the	the	DET
easat-396	95	14	subjective	subjective	ADJ
easat-396	95	15	ability	ability	NOUN
easat-396	95	16	of	of	ADP
easat-396	95	17	users	user	NOUN
easat-396	95	18	to	to	PART
easat-396	95	19	believe	believe	VERB
easat-396	95	20	that	that	SCONJ
easat-396	95	21	their	their	PRON
easat-396	95	22	personal	personal	ADJ
easat-396	95	23	information	information	NOUN
easat-396	95	24	will	will	AUX
easat-396	95	25	not	not	PART
easat-396	95	26	be	be	AUX
easat-396	95	27	illegally	illegally	ADV
easat-396	95	28	accessed	access	VERB
easat-396	95	29	,	,	PUNCT
easat-396	95	30	stored	store	VERB
easat-396	95	31	,	,	PUNCT
easat-396	95	32	or	or	CCONJ
easat-396	95	33	manipulated	manipulate	VERB
easat-396	95	34	by	by	ADP
easat-396	95	35	others	other	NOUN
easat-396	95	36	[	[	X
easat-396	95	37	34	34	NUM
easat-396	95	38	]	]	PUNCT
easat-396	95	39	.	.	PUNCT
easat-396	96	1	it	it	PRON
easat-396	96	2	also	also	ADV
easat-396	96	3	encompasses	encompass	VERB
easat-396	96	4	the	the	DET
easat-396	96	5	degree	degree	NOUN
easat-396	96	6	of	of	ADP
easat-396	96	7	trust	trust	NOUN
easat-396	96	8	in	in	ADP
easat-396	96	9	a	a	DET
easat-396	96	10	technology	technology	NOUN
easat-396	96	11	or	or	CCONJ
easat-396	96	12	system	system	NOUN
easat-396	96	13	to	to	PART
easat-396	96	14	transmit	transmit	VERB
easat-396	96	15	sensitive	sensitive	ADJ
easat-396	96	16	information	information	NOUN
easat-396	96	17	without	without	ADP
easat-396	96	18	any	any	DET
easat-396	96	19	breach	breach	NOUN
easat-396	96	20	or	or	CCONJ
easat-396	96	21	leakage	leakage	NOUN
easat-396	96	22	[	[	X
easat-396	96	23	35	35	NUM
easat-396	96	24	]	]	PUNCT
easat-396	96	25	.	.	PUNCT
easat-396	97	1	security	security	NOUN
easat-396	97	2	concerns	concern	NOUN
easat-396	97	3	remain	remain	VERB
easat-396	97	4	at	at	ADP
easat-396	97	5	the	the	DET
easat-396	97	6	forefront	forefront	NOUN
easat-396	97	7	of	of	ADP
easat-396	97	8	customer	customer	NOUN
easat-396	97	9	worries	worry	NOUN
easat-396	97	10	when	when	SCONJ
easat-396	97	11	using	use	VERB
easat-396	97	12	online	online	ADJ
easat-396	97	13	banking	banking	NOUN
easat-396	97	14	and	and	CCONJ
easat-396	97	15	e	e	NOUN
easat-396	97	16	-	-	NOUN
easat-396	97	17	commerce	commerce	NOUN
easat-396	97	18	platforms	platform	NOUN
easat-396	97	19	[	[	X
easat-396	97	20	36	36	NUM
easat-396	97	21	]	]	PUNCT
easat-396	97	22	.	.	PUNCT
easat-396	98	1	as	as	SCONJ
easat-396	98	2	information	information	NOUN
easat-396	98	3	technology	technology	NOUN
easat-396	98	4	continues	continue	VERB
easat-396	98	5	to	to	PART
easat-396	98	6	develop	develop	VERB
easat-396	98	7	,	,	PUNCT
easat-396	98	8	users	user	NOUN
easat-396	98	9	perceive	perceive	VERB
easat-396	98	10	digital	digital	ADJ
easat-396	98	11	payment	payment	NOUN
easat-396	98	12	systems	system	NOUN
easat-396	98	13	as	as	ADP
easat-396	98	14	not	not	PART
easat-396	98	15	being	be	AUX
easat-396	98	16	secure	secure	ADJ
easat-396	98	17	enough	enough	ADV
easat-396	98	18	because	because	SCONJ
easat-396	98	19	they	they	PRON
easat-396	98	20	can	can	AUX
easat-396	98	21	be	be	AUX
easat-396	98	22	hacked	hack	VERB
easat-396	99	1	[	[	X
easat-396	99	2	37	37	NUM
easat-396	99	3	,	,	PUNCT
easat-396	99	4	38	38	NUM
easat-396	99	5	]	]	PUNCT
easat-396	99	6	.	.	PUNCT
easat-396	100	1	besides	besides	SCONJ
easat-396	100	2	,	,	PUNCT
easat-396	100	3	awareness	awareness	NOUN
easat-396	100	4	helps	help	VERB
easat-396	100	5	improve	improve	VERB
easat-396	100	6	the	the	DET
easat-396	100	7	corporate	corporate	ADJ
easat-396	100	8	image	image	NOUN
easat-396	100	9	[	[	X
easat-396	100	10	39	39	NUM
easat-396	100	11	]	]	PUNCT
easat-396	100	12	.	.	PUNCT
easat-396	101	1	several	several	ADJ
easat-396	101	2	studies	study	NOUN
easat-396	101	3	have	have	AUX
easat-396	101	4	shown	show	VERB
easat-396	101	5	that	that	SCONJ
easat-396	101	6	perceived	perceive	VERB
easat-396	101	7	security	security	NOUN
easat-396	101	8	has	have	VERB
easat-396	101	9	a	a	DET
easat-396	101	10	positive	positive	ADJ
easat-396	101	11	relationship	relationship	NOUN
easat-396	101	12	with	with	ADP
easat-396	101	13	willingness	willingness	NOUN
easat-396	101	14	to	to	PART
easat-396	101	15	use	use	VERB
easat-396	101	16	services	service	NOUN
easat-396	101	17	.	.	PUNCT
easat-396	102	1	for	for	ADP
easat-396	102	2	instance	instance	NOUN
easat-396	102	3	,	,	PUNCT
easat-396	102	4	research	research	NOUN
easat-396	102	5	by	by	ADP
easat-396	102	6	liébana	liébana	NOUN
easat-396	102	7	-	-	PUNCT
easat-396	102	8	cabanillas	cabanilla	NOUN
easat-396	102	9	,	,	PUNCT
easat-396	102	10	et	et	PROPN
easat-396	102	11	al	al	PROPN
easat-396	102	12	.	.	PROPN
easat-396	103	1	and	and	CCONJ
easat-396	103	2	alalwan	alalwan	PROPN
easat-396	103	3	,	,	PUNCT
easat-396	103	4	et	et	PROPN
easat-396	103	5	al	al	PROPN
easat-396	103	6	.	.	PROPN
easat-396	103	7	indicates	indicate	VERB
easat-396	103	8	that	that	SCONJ
easat-396	103	9	customers	customer	NOUN
easat-396	103	10	who	who	PRON
easat-396	103	11	trust	trust	VERB
easat-396	103	12	the	the	DET
easat-396	103	13	security	security	NOUN
easat-396	103	14	of	of	ADP
easat-396	103	15	their	their	PRON
easat-396	103	16	data	datum	NOUN
easat-396	103	17	are	be	AUX
easat-396	103	18	more	more	ADV
easat-396	103	19	likely	likely	ADJ
easat-396	103	20	to	to	PART
easat-396	103	21	use	use	VERB
easat-396	103	22	mobile	mobile	ADJ
easat-396	103	23	banking	banking	NOUN
easat-396	103	24	services	service	NOUN
easat-396	103	25	[	[	X
easat-396	103	26	40	40	NUM
easat-396	103	27	,	,	PUNCT
easat-396	103	28	41	41	NUM
easat-396	103	29	]	]	PUNCT
easat-396	103	30	.	.	PUNCT
easat-396	104	1	in	in	ADP
easat-396	104	2	a	a	DET
easat-396	104	3	similar	similar	ADJ
easat-396	104	4	vein	vein	NOUN
easat-396	104	5	,	,	PUNCT
easat-396	104	6	nguyen	nguyen	NOUN
easat-396	104	7	and	and	CCONJ
easat-396	104	8	le	le	PROPN
easat-396	104	9	’s	’s	NOUN
easat-396	104	10	study	study	NOUN
easat-396	104	11	reveals	reveal	VERB
easat-396	104	12	that	that	SCONJ
easat-396	104	13	users	user	NOUN
easat-396	104	14	who	who	PRON
easat-396	104	15	place	place	VERB
easat-396	104	16	a	a	DET
easat-396	104	17	high	high	ADJ
easat-396	104	18	value	value	NOUN
easat-396	104	19	on	on	ADP
easat-396	104	20	information	information	NOUN
easat-396	104	21	security	security	NOUN
easat-396	104	22	are	be	AUX
easat-396	104	23	more	more	ADV
easat-396	104	24	likely	likely	ADJ
easat-396	104	25	to	to	PART
easat-396	104	26	accept	accept	VERB
easat-396	104	27	and	and	CCONJ
easat-396	104	28	use	use	VERB
easat-396	104	29	these	these	DET
easat-396	104	30	services	service	NOUN
easat-396	104	31	[	[	X
easat-396	104	32	42	42	NUM
easat-396	104	33	]	]	PUNCT
easat-396	104	34	.	.	PUNCT
easat-396	105	1	in	in	ADP
easat-396	105	2	this	this	DET
easat-396	105	3	study	study	NOUN
easat-396	105	4	context	context	NOUN
easat-396	105	5	,	,	PUNCT
easat-396	105	6	where	where	SCONJ
easat-396	105	7	digital	digital	ADJ
easat-396	105	8	banking	banking	NOUN
easat-396	105	9	is	be	AUX
easat-396	105	10	rapidly	rapidly	ADV
easat-396	105	11	developing	develop	VERB
easat-396	105	12	,	,	PUNCT
easat-396	105	13	perceived	perceive	VERB
easat-396	105	14	security	security	NOUN
easat-396	105	15	is	be	AUX
easat-396	105	16	defined	define	VERB
easat-396	105	17	as	as	ADP
easat-396	105	18	the	the	DET
easat-396	105	19	subjective	subjective	ADJ
easat-396	105	20	ability	ability	NOUN
easat-396	105	21	of	of	ADP
easat-396	105	22	users	user	NOUN
easat-396	105	23	to	to	PART
easat-396	105	24	trust	trust	VERB
easat-396	105	25	that	that	SCONJ
easat-396	105	26	their	their	PRON
easat-396	105	27	personal	personal	ADJ
easat-396	105	28	information	information	NOUN
easat-396	105	29	and	and	CCONJ
easat-396	105	30	financial	financial	ADJ
easat-396	105	31	transactions	transaction	NOUN
easat-396	105	32	will	will	AUX
easat-396	105	33	not	not	PART
easat-396	105	34	be	be	AUX
easat-396	105	35	leaked	leak	VERB
easat-396	105	36	.	.	PUNCT
easat-396	106	1	based	base	VERB
easat-396	106	2	on	on	ADP
easat-396	106	3	the	the	DET
easat-396	106	4	above	above	ADJ
easat-396	106	5	discussion	discussion	NOUN
easat-396	106	6	,	,	PUNCT
easat-396	106	7	the	the	DET
easat-396	106	8	following	follow	VERB
easat-396	106	9	hypothesis	hypothesis	NOUN
easat-396	106	10	is	be	AUX
easat-396	106	11	suggested	suggest	VERB
easat-396	106	12	:	:	PUNCT
easat-396	106	13	h3	h3	NOUN
easat-396	106	14	:	:	PUNCT
easat-396	106	15	perceived	perceive	VERB
easat-396	106	16	security	security	NOUN
easat-396	106	17	has	have	AUX
easat-396	106	18	a	a	DET
easat-396	106	19	positive	positive	ADJ
easat-396	106	20	impact	impact	NOUN
easat-396	106	21	on	on	ADP
easat-396	106	22	the	the	DET
easat-396	106	23	usage	usage	NOUN
easat-396	106	24	intention	intention	NOUN
easat-396	106	25	of	of	ADP
easat-396	106	26	digital	digital	ADJ
easat-396	106	27	banking	banking	NOUN
easat-396	106	28	services	service	NOUN
easat-396	106	29	.	.	PUNCT
easat-396	107	1	2.3.4	2.3.4	X
easat-396	107	2	.	.	PUNCT
easat-396	107	3	social	social	ADJ
easat-396	107	4	influence	influence	NOUN
easat-396	107	5	(	(	PUNCT
easat-396	107	6	si	si	X
easat-396	107	7	)	)	PUNCT
easat-396	107	8	social	social	ADJ
easat-396	107	9	influence	influence	NOUN
easat-396	107	10	is	be	AUX
easat-396	107	11	defined	define	VERB
easat-396	107	12	as	as	ADP
easat-396	107	13	the	the	DET
easat-396	107	14	degree	degree	NOUN
easat-396	107	15	to	to	PART
easat-396	107	16	which	which	PRON
easat-396	107	17	individuals	individual	NOUN
easat-396	107	18	believe	believe	VERB
easat-396	107	19	that	that	SCONJ
easat-396	107	20	important	important	ADJ
easat-396	107	21	and	and	CCONJ
easat-396	107	22	influential	influential	ADJ
easat-396	107	23	people	people	NOUN
easat-396	107	24	should	should	AUX
easat-396	107	25	use	use	VERB
easat-396	107	26	new	new	ADJ
easat-396	107	27	technology	technology	NOUN
easat-396	107	28	[	[	X
easat-396	107	29	43	43	NUM
easat-396	107	30	]	]	PUNCT
easat-396	107	31	.	.	PUNCT
easat-396	108	1	is	be	AUX
easat-396	108	2	the	the	DET
easat-396	108	3	power	power	NOUN
easat-396	108	4	of	of	ADP
easat-396	108	5	those	those	PRON
easat-396	108	6	around	around	ADP
easat-396	108	7	us	we	PRON
easat-396	108	8	to	to	AUX
easat-396	108	9	influence	influence	VERB
easat-396	108	10	or	or	CCONJ
easat-396	108	11	change	change	VERB
easat-396	108	12	our	our	PRON
easat-396	108	13	behavior	behavior	NOUN
easat-396	108	14	,	,	PUNCT
easat-396	108	15	thoughts	thought	NOUN
easat-396	108	16	,	,	PUNCT
easat-396	108	17	and	and	CCONJ
easat-396	108	18	feelings	feeling	NOUN
easat-396	108	19	[	[	X
easat-396	108	20	44	44	NUM
easat-396	108	21	]	]	PUNCT
easat-396	108	22	.	.	PUNCT
easat-396	109	1	social	social	ADJ
easat-396	109	2	influence	influence	NOUN
easat-396	109	3	in	in	ADP
easat-396	109	4	this	this	DET
easat-396	109	5	study	study	NOUN
easat-396	109	6	is	be	AUX
easat-396	109	7	understood	understand	VERB
easat-396	109	8	as	as	ADP
easat-396	109	9	the	the	DET
easat-396	109	10	influence	influence	NOUN
easat-396	109	11	of	of	ADP
easat-396	109	12	important	important	ADJ
easat-396	109	13	and	and	CCONJ
easat-396	109	14	influential	influential	ADJ
easat-396	109	15	people	people	NOUN
easat-396	109	16	in	in	ADP
easat-396	109	17	promoting	promote	VERB
easat-396	109	18	the	the	DET
easat-396	109	19	use	use	NOUN
easat-396	109	20	of	of	ADP
easat-396	109	21	digital	digital	ADJ
easat-396	109	22	banking	banking	NOUN
easat-396	109	23	services	service	NOUN
easat-396	109	24	.	.	PUNCT
easat-396	110	1	social	social	ADJ
easat-396	110	2	influence	influence	NOUN
easat-396	110	3	plays	play	VERB
easat-396	110	4	an	an	DET
easat-396	110	5	important	important	ADJ
easat-396	110	6	role	role	NOUN
easat-396	110	7	in	in	ADP
easat-396	110	8	building	build	VERB
easat-396	110	9	brand	brand	NOUN
easat-396	110	10	reputation	reputation	NOUN
easat-396	110	11	and	and	CCONJ
easat-396	110	12	enhancing	enhance	VERB
easat-396	110	13	customer	customer	NOUN
easat-396	110	14	trust	trust	NOUN
easat-396	110	15	in	in	ADP
easat-396	110	16	the	the	DET
easat-396	110	17	business	business	NOUN
easat-396	110	18	[	[	X
easat-396	110	19	45	45	NUM
easat-396	110	20	]	]	PUNCT
easat-396	110	21	.	.	PUNCT
easat-396	111	1	research	research	NOUN
easat-396	111	2	by	by	ADP
easat-396	111	3	berenguer	berenguer	PROPN
easat-396	111	4	-	-	PUNCT
easat-396	111	5	contrí	contrí	PROPN
easat-396	111	6	,	,	PUNCT
easat-396	111	7	et	et	PROPN
easat-396	111	8	al	al	PROPN
easat-396	111	9	.	.	PUNCT
easat-396	112	1	[	[	X
easat-396	112	2	46	46	NUM
easat-396	112	3	]	]	PUNCT
easat-396	112	4	indicates	indicate	VERB
easat-396	112	5	that	that	SCONJ
easat-396	112	6	building	build	VERB
easat-396	112	7	good	good	ADJ
easat-396	112	8	relationships	relationship	NOUN
easat-396	112	9	with	with	ADP
easat-396	112	10	customers	customer	NOUN
easat-396	112	11	through	through	ADP
easat-396	112	12	social	social	ADJ
easat-396	112	13	influence	influence	NOUN
easat-396	112	14	can	can	AUX
easat-396	112	15	play	play	VERB
easat-396	112	16	an	an	DET
easat-396	112	17	important	important	ADJ
easat-396	112	18	role	role	NOUN
easat-396	112	19	in	in	ADP
easat-396	112	20	improving	improve	VERB
easat-396	112	21	business	business	NOUN
easat-396	112	22	performance	performance	NOUN
easat-396	112	23	and	and	CCONJ
easat-396	112	24	enhancing	enhance	VERB
easat-396	112	25	competition	competition	NOUN
easat-396	112	26	and	and	CCONJ
easat-396	112	27	the	the	DET
easat-396	112	28	enterprise	enterprise	NOUN
easat-396	112	29	picture	picture	NOUN
easat-396	112	30	.	.	PUNCT
easat-396	113	1	in	in	ADP
easat-396	113	2	addition	addition	NOUN
easat-396	113	3	,	,	PUNCT
easat-396	113	4	imran	imran	PROPN
easat-396	113	5	,	,	PUNCT
easat-396	113	6	et	et	PROPN
easat-396	113	7	al	al	PROPN
easat-396	113	8	.	.	PUNCT
easat-396	114	1	[	[	X
easat-396	114	2	47	47	NUM
easat-396	114	3	]	]	PUNCT
easat-396	114	4	mentioned	mention	VERB
easat-396	114	5	that	that	SCONJ
easat-396	114	6	social	social	ADJ
easat-396	114	7	influence	influence	NOUN
easat-396	114	8	can	can	AUX
easat-396	114	9	play	play	VERB
easat-396	114	10	an	an	DET
easat-396	114	11	important	important	ADJ
easat-396	114	12	role	role	NOUN
easat-396	114	13	in	in	ADP
easat-396	114	14	creating	create	VERB
easat-396	114	15	a	a	DET
easat-396	114	16	positive	positive	ADJ
easat-396	114	17	working	working	NOUN
easat-396	114	18	environment	environment	NOUN
easat-396	114	19	and	and	CCONJ
easat-396	114	20	enhancing	enhance	VERB
easat-396	114	21	employees	employee	NOUN
easat-396	114	22	'	'	PART
easat-396	114	23	contribution	contribution	NOUN
easat-396	114	24	to	to	ADP
easat-396	114	25	the	the	DET
easat-396	114	26	business	business	NOUN
easat-396	114	27	.	.	PUNCT
easat-396	115	1	there	there	PRON
easat-396	115	2	have	have	AUX
easat-396	115	3	been	be	AUX
easat-396	115	4	many	many	ADJ
easat-396	115	5	studies	study	NOUN
easat-396	115	6	related	relate	VERB
easat-396	115	7	to	to	ADP
easat-396	115	8	the	the	DET
easat-396	115	9	relationship	relationship	NOUN
easat-396	115	10	between	between	ADP
easat-396	115	11	social	social	ADJ
easat-396	115	12	influence	influence	NOUN
easat-396	115	13	and	and	CCONJ
easat-396	115	14	the	the	DET
easat-396	115	15	intention	intention	NOUN
easat-396	115	16	to	to	PART
easat-396	115	17	use	use	VERB
easat-396	115	18	digital	digital	ADJ
easat-396	115	19	banking	banking	NOUN
easat-396	115	20	services	service	NOUN
easat-396	115	21	in	in	ADP
easat-396	115	22	different	different	ADJ
easat-396	115	23	contexts	contexts	NOUN
easat-396	115	24	.	.	PUNCT
easat-396	116	1	research	research	NOUN
easat-396	116	2	by	by	ADP
easat-396	116	3	tran	tran	PROPN
easat-396	116	4	,	,	PUNCT
easat-396	116	5	et	et	PROPN
easat-396	116	6	al	al	PROPN
easat-396	116	7	.	.	PUNCT
easat-396	117	1	[	[	X
easat-396	117	2	48	48	NUM
easat-396	117	3	]	]	PUNCT
easat-396	117	4	in	in	ADP
easat-396	117	5	vietnam	vietnam	PROPN
easat-396	117	6	shows	show	VERB
easat-396	117	7	that	that	SCONJ
easat-396	117	8	the	the	DET
easat-396	117	9	recommendations	recommendation	NOUN
easat-396	117	10	and	and	CCONJ
easat-396	117	11	reviews	review	NOUN
easat-396	117	12	posted	post	VERB
easat-396	117	13	on	on	ADP
easat-396	117	14	the	the	DET
easat-396	117	15	internet	internet	NOUN
easat-396	117	16	by	by	ADP
easat-396	117	17	people	people	NOUN
easat-396	117	18	who	who	PRON
easat-396	117	19	have	have	AUX
easat-396	117	20	used	use	VERB
easat-396	117	21	online	online	ADJ
easat-396	117	22	banking	banking	NOUN
easat-396	117	23	are	be	AUX
easat-396	117	24	considered	consider	VERB
easat-396	117	25	.	.	PUNCT
easat-396	118	1	more	more	ADV
easat-396	118	2	importantly	importantly	ADV
easat-396	118	3	,	,	PUNCT
easat-396	118	4	people	people	NOUN
easat-396	118	5	who	who	PRON
easat-396	118	6	are	be	AUX
easat-396	118	7	passionate	passionate	ADJ
easat-396	118	8	about	about	ADP
easat-396	118	9	social	social	ADJ
easat-396	118	10	networking	networking	NOUN
easat-396	118	11	are	be	AUX
easat-396	118	12	more	more	ADV
easat-396	118	13	likely	likely	ADJ
easat-396	118	14	to	to	PART
easat-396	118	15	use	use	VERB
easat-396	118	16	online	online	ADJ
easat-396	118	17	banking	banking	NOUN
easat-396	118	18	.	.	PUNCT
easat-396	119	1	at	at	ADP
easat-396	119	2	the	the	DET
easat-396	119	3	same	same	ADJ
easat-396	119	4	time	time	NOUN
easat-396	119	5	,	,	PUNCT
easat-396	119	6	dinh	dinh	PROPN
easat-396	119	7	,	,	PUNCT
easat-396	119	8	et	et	PROPN
easat-396	119	9	al	al	PROPN
easat-396	119	10	.	.	PUNCT
easat-396	120	1	[	[	X
easat-396	120	2	49	49	NUM
easat-396	120	3	]	]	PUNCT
easat-396	120	4	indicate	indicate	VERB
easat-396	120	5	this	this	DET
easat-396	120	6	positive	positive	ADJ
easat-396	120	7	relationship	relationship	NOUN
easat-396	120	8	in	in	ADP
easat-396	120	9	the	the	DET
easat-396	120	10	context	context	NOUN
easat-396	120	11	of	of	ADP
easat-396	120	12	tourism	tourism	NOUN
easat-396	120	13	.	.	PUNCT
easat-396	121	1	this	this	DET
easat-396	121	2	study	study	NOUN
easat-396	121	3	has	have	AUX
easat-396	121	4	shown	show	VERB
easat-396	121	5	that	that	SCONJ
easat-396	121	6	travel	travel	NOUN
easat-396	121	7	customers	customer	NOUN
easat-396	121	8	are	be	AUX
easat-396	121	9	more	more	ADV
easat-396	121	10	likely	likely	ADJ
easat-396	121	11	to	to	PART
easat-396	121	12	use	use	VERB
easat-396	121	13	digital	digital	ADJ
easat-396	121	14	banking	banking	NOUN
easat-396	121	15	services	service	NOUN
easat-396	121	16	if	if	SCONJ
easat-396	121	17	they	they	PRON
easat-396	121	18	feel	feel	VERB
easat-396	121	19	the	the	DET
easat-396	121	20	support	support	NOUN
easat-396	121	21	of	of	ADP
easat-396	121	22	their	their	PRON
easat-396	121	23	loved	love	VERB
easat-396	121	24	ones	one	NOUN
easat-396	121	25	,	,	PUNCT
easat-396	121	26	friends	friend	NOUN
easat-396	121	27	,	,	PUNCT
easat-396	121	28	or	or	CCONJ
easat-396	121	29	community	community	NOUN
easat-396	121	30	.	.	PUNCT
easat-396	122	1	however	however	ADV
easat-396	122	2	,	,	PUNCT
easat-396	122	3	in	in	ADP
easat-396	122	4	the	the	DET
easat-396	122	5	educational	educational	ADJ
easat-396	122	6	context	context	NOUN
easat-396	122	7	,	,	PUNCT
easat-396	122	8	research	research	NOUN
easat-396	122	9	by	by	ADP
easat-396	122	10	nguyen	nguyen	NOUN
easat-396	122	11	,	,	PUNCT
easat-396	122	12	et	et	PROPN
easat-396	122	13	al	al	PROPN
easat-396	122	14	.	.	PUNCT
easat-396	123	1	[	[	X
easat-396	123	2	26	26	NUM
easat-396	123	3	]	]	PUNCT
easat-396	123	4	and	and	CCONJ
easat-396	123	5	nguyen	nguyen	NOUN
easat-396	123	6	and	and	CCONJ
easat-396	123	7	le	le	X
easat-396	124	1	[	[	X
easat-396	124	2	42	42	NUM
easat-396	124	3	]	]	PUNCT
easat-396	124	4	in	in	ADP
easat-396	124	5	vietnam	vietnam	PROPN
easat-396	124	6	has	have	AUX
easat-396	124	7	shown	show	VERB
easat-396	124	8	that	that	SCONJ
easat-396	124	9	the	the	DET
easat-396	124	10	influence	influence	NOUN
easat-396	124	11	of	of	ADP
easat-396	124	12	society	society	NOUN
easat-396	124	13	on	on	ADP
easat-396	124	14	the	the	DET
easat-396	124	15	intention	intention	NOUN
easat-396	124	16	to	to	PART
easat-396	124	17	use	use	VERB
easat-396	124	18	digital	digital	ADJ
easat-396	124	19	banking	banking	NOUN
easat-396	124	20	services	service	NOUN
easat-396	124	21	is	be	AUX
easat-396	124	22	very	very	ADV
easat-396	124	23	small	small	ADJ
easat-396	124	24	.	.	PUNCT
easat-396	125	1	it	it	PRON
easat-396	125	2	can	can	AUX
easat-396	125	3	be	be	AUX
easat-396	125	4	seen	see	VERB
easat-396	125	5	that	that	SCONJ
easat-396	125	6	in	in	ADP
easat-396	125	7	different	different	ADJ
easat-396	125	8	contexts	contexts	NOUN
easat-396	125	9	,	,	PUNCT
easat-396	125	10	the	the	DET
easat-396	125	11	influencing	influence	VERB
easat-396	125	12	factors	factor	NOUN
easat-396	125	13	of	of	ADP
easat-396	125	14	society	society	NOUN
easat-396	125	15	on	on	ADP
easat-396	125	16	the	the	DET
easat-396	125	17	intention	intention	NOUN
easat-396	125	18	to	to	PART
easat-396	125	19	use	use	VERB
easat-396	125	20	digital	digital	ADJ
easat-396	125	21	banking	banking	NOUN
easat-396	125	22	services	service	NOUN
easat-396	125	23	are	be	AUX
easat-396	125	24	very	very	ADV
easat-396	125	25	diverse	diverse	ADJ
easat-396	125	26	and	and	CCONJ
easat-396	125	27	depend	depend	VERB
easat-396	125	28	on	on	ADP
easat-396	125	29	each	each	DET
easat-396	125	30	specific	specific	ADJ
easat-396	125	31	case	case	NOUN
easat-396	125	32	,	,	PUNCT
easat-396	125	33	so	so	SCONJ
easat-396	125	34	this	this	DET
easat-396	125	35	article	article	NOUN
easat-396	125	36	will	will	AUX
easat-396	125	37	evaluate	evaluate	VERB
easat-396	125	38	the	the	DET
easat-396	125	39	influence	influence	NOUN
easat-396	125	40	of	of	ADP
easat-396	125	41	society	society	NOUN
easat-396	125	42	on	on	ADP
easat-396	125	43	the	the	DET
easat-396	125	44	intention	intention	NOUN
easat-396	125	45	to	to	PART
easat-396	125	46	use	use	VERB
easat-396	125	47	digital	digital	ADJ
easat-396	125	48	banking	banking	NOUN
easat-396	125	49	services	service	NOUN
easat-396	125	50	in	in	ADP
easat-396	125	51	the	the	DET
easat-396	125	52	context	context	NOUN
easat-396	125	53	of	of	ADP
easat-396	125	54	commercial	commercial	ADJ
easat-396	125	55	banking	banking	NOUN
easat-396	125	56	.	.	PUNCT
easat-396	126	1	h4	h4	NOUN
easat-396	126	2	:	:	PUNCT
easat-396	126	3	social	social	ADJ
easat-396	126	4	influence	influence	NOUN
easat-396	126	5	has	have	VERB
easat-396	126	6	a	a	DET
easat-396	126	7	positive	positive	ADJ
easat-396	126	8	effect	effect	NOUN
easat-396	126	9	on	on	ADP
easat-396	126	10	the	the	DET
easat-396	126	11	usage	usage	NOUN
easat-396	126	12	intention	intention	NOUN
easat-396	126	13	of	of	ADP
easat-396	126	14	digital	digital	ADJ
easat-396	126	15	banking	banking	NOUN
easat-396	126	16	services	service	NOUN
easat-396	126	17	.	.	PUNCT
easat-396	127	1	2.3.5	2.3.5	NUM
easat-396	127	2	.	.	PUNCT
easat-396	127	3	brand	brand	NOUN
easat-396	127	4	image	image	NOUN
easat-396	127	5	(	(	PUNCT
easat-396	127	6	bi	bi	NOUN
easat-396	127	7	)	)	PUNCT
easat-396	127	8	brand	brand	NOUN
easat-396	127	9	image	image	NOUN
easat-396	127	10	refers	refer	VERB
easat-396	127	11	to	to	ADP
easat-396	127	12	the	the	DET
easat-396	127	13	series	series	NOUN
easat-396	127	14	of	of	ADP
easat-396	127	15	activities	activity	NOUN
easat-396	127	16	associated	associate	VERB
easat-396	127	17	with	with	ADP
easat-396	127	18	a	a	DET
easat-396	127	19	brand	brand	NOUN
easat-396	127	20	that	that	PRON
easat-396	127	21	are	be	AUX
easat-396	127	22	stored	store	VERB
easat-396	127	23	in	in	ADP
easat-396	127	24	the	the	DET
easat-396	127	25	mind	mind	NOUN
easat-396	127	26	of	of	ADP
easat-396	127	27	the	the	DET
easat-396	127	28	customer	customer	NOUN
easat-396	127	29	[	[	X
easat-396	127	30	50	50	NUM
easat-396	127	31	]	]	PUNCT
easat-396	127	32	and	and	CCONJ
easat-396	127	33	how	how	SCONJ
easat-396	127	34	they	they	PRON
easat-396	127	35	interpret	interpret	VERB
easat-396	127	36	its	its	PRON
easat-396	127	37	characteristics	characteristic	NOUN
easat-396	127	38	[	[	X
easat-396	127	39	51	51	NUM
easat-396	127	40	]	]	PUNCT
easat-396	127	41	.	.	PUNCT
easat-396	128	1	a	a	DET
easat-396	128	2	well	well	ADV
easat-396	128	3	-	-	PUNCT
easat-396	128	4	communicated	communicate	VERB
easat-396	128	5	image	image	NOUN
easat-396	128	6	can	can	AUX
easat-396	128	7	140	140	NUM
easat-396	128	8	edelweiss	edelweiss	PROPN
easat-396	128	9	applied	apply	VERB
easat-396	128	10	science	science	NOUN
easat-396	128	11	and	and	CCONJ
easat-396	128	12	technology	technology	NOUN
easat-396	128	13	issn	issn	PROPN
easat-396	128	14	:	:	PUNCT
easat-396	128	15	2576	2576	NUM
easat-396	128	16	-	-	SYM
easat-396	128	17	8484	8484	NUM
easat-396	128	18	vol	vol	NOUN
easat-396	128	19	.	.	PROPN
easat-396	129	1	7	7	NUM
easat-396	129	2	,	,	PUNCT
easat-396	129	3	no	no	INTJ
easat-396	129	4	.	.	NOUN
easat-396	129	5	2	2	NUM
easat-396	129	6	:	:	SYM
easat-396	129	7	136	136	NUM
easat-396	129	8	-	-	SYM
easat-396	129	9	153	153	NUM
easat-396	129	10	,	,	PUNCT
easat-396	129	11	2023	2023	NUM
easat-396	129	12	doi	doi	NOUN
easat-396	129	13	:	:	PUNCT
easat-396	129	14	10.55214/25768484.v7i2.396	10.55214/25768484.v7i2.396	NUM
easat-396	129	15	©	©	PROPN
easat-396	129	16	2023	2023	NUM
easat-396	129	17	by	by	ADP
easat-396	129	18	the	the	DET
easat-396	129	19	authors	author	NOUN
easat-396	129	20	;	;	PUNCT
easat-396	129	21	licensee	licensee	PROPN
easat-396	129	22	learning	learn	VERB
easat-396	129	23	gate	gate	NOUN
easat-396	129	24	protect	protect	VERB
easat-396	129	25	a	a	DET
easat-396	129	26	brand	brand	NOUN
easat-396	129	27	from	from	ADP
easat-396	129	28	competition	competition	NOUN
easat-396	129	29	and	and	CCONJ
easat-396	129	30	establish	establish	VERB
easat-396	129	31	its	its	PRON
easat-396	129	32	position	position	NOUN
easat-396	129	33	in	in	ADP
easat-396	129	34	the	the	DET
easat-396	129	35	market	market	NOUN
easat-396	129	36	[	[	X
easat-396	129	37	52	52	NUM
easat-396	129	38	]	]	PUNCT
easat-396	129	39	.	.	PUNCT
easat-396	130	1	this	this	DET
easat-396	130	2	research	research	NOUN
easat-396	130	3	specifically	specifically	ADV
easat-396	130	4	employs	employ	VERB
easat-396	130	5	the	the	DET
easat-396	130	6	term	term	NOUN
easat-396	130	7	"	"	PUNCT
easat-396	130	8	brand	brand	NOUN
easat-396	130	9	image	image	NOUN
easat-396	130	10	"	"	PUNCT
easat-396	130	11	to	to	PART
easat-396	130	12	signify	signify	VERB
easat-396	130	13	the	the	DET
easat-396	130	14	customer	customer	NOUN
easat-396	130	15	’s	’s	PART
easat-396	130	16	perception	perception	NOUN
easat-396	130	17	and	and	CCONJ
easat-396	130	18	trust	trust	NOUN
easat-396	130	19	in	in	ADP
easat-396	130	20	a	a	DET
easat-396	130	21	bank	bank	NOUN
easat-396	130	22	's	's	PART
easat-396	130	23	identity	identity	NOUN
easat-396	130	24	rooted	root	VERB
easat-396	130	25	in	in	ADP
easat-396	130	26	its	its	PRON
easat-396	130	27	service	service	NOUN
easat-396	130	28	offerings	offering	NOUN
easat-396	130	29	.	.	PUNCT
easat-396	131	1	in	in	ADP
easat-396	131	2	a	a	DET
easat-396	131	3	harshly	harshly	ADV
easat-396	131	4	competitive	competitive	ADJ
easat-396	131	5	environment	environment	NOUN
easat-396	131	6	,	,	PUNCT
easat-396	131	7	brand	brand	NOUN
easat-396	131	8	image	image	NOUN
easat-396	131	9	is	be	AUX
easat-396	131	10	very	very	ADV
easat-396	131	11	important	important	ADJ
easat-396	131	12	.	.	PUNCT
easat-396	132	1	a	a	DET
easat-396	132	2	positive	positive	ADJ
easat-396	132	3	and	and	CCONJ
easat-396	132	4	strong	strong	ADJ
easat-396	132	5	brand	brand	NOUN
easat-396	132	6	image	image	NOUN
easat-396	132	7	can	can	AUX
easat-396	132	8	help	help	VERB
easat-396	132	9	increase	increase	VERB
easat-396	132	10	credibility	credibility	NOUN
easat-396	132	11	,	,	PUNCT
easat-396	132	12	increase	increase	VERB
easat-396	132	13	customer	customer	NOUN
easat-396	132	14	acquisition	acquisition	NOUN
easat-396	132	15	,	,	PUNCT
easat-396	132	16	and	and	CCONJ
easat-396	132	17	differentiate	differentiate	VERB
easat-396	132	18	it	it	PRON
easat-396	132	19	from	from	ADP
easat-396	132	20	competitors	competitor	NOUN
easat-396	132	21	[	[	X
easat-396	132	22	53	53	NUM
easat-396	132	23	]	]	PUNCT
easat-396	132	24	.	.	PUNCT
easat-396	133	1	besides	besides	SCONJ
easat-396	133	2	,	,	PUNCT
easat-396	133	3	a	a	DET
easat-396	133	4	positive	positive	ADJ
easat-396	133	5	brand	brand	NOUN
easat-396	133	6	will	will	AUX
easat-396	133	7	help	help	VERB
easat-396	133	8	increase	increase	VERB
easat-396	133	9	customer	customer	NOUN
easat-396	133	10	loyalty	loyalty	NOUN
easat-396	133	11	to	to	ADP
easat-396	133	12	the	the	DET
easat-396	133	13	business	business	NOUN
easat-396	133	14	[	[	X
easat-396	133	15	54	54	NUM
easat-396	133	16	]	]	PUNCT
easat-396	133	17	.	.	PUNCT
easat-396	134	1	the	the	DET
easat-396	134	2	relationship	relationship	NOUN
easat-396	134	3	between	between	ADP
easat-396	134	4	brand	brand	NOUN
easat-396	134	5	image	image	NOUN
easat-396	134	6	and	and	CCONJ
easat-396	134	7	intention	intention	NOUN
easat-396	134	8	to	to	PART
easat-396	134	9	use	use	VERB
easat-396	134	10	banking	banking	NOUN
easat-396	134	11	services	service	NOUN
easat-396	134	12	has	have	AUX
easat-396	134	13	been	be	AUX
easat-396	134	14	the	the	DET
easat-396	134	15	subject	subject	NOUN
easat-396	134	16	of	of	ADP
easat-396	134	17	a	a	DET
easat-396	134	18	few	few	ADJ
easat-396	134	19	recent	recent	ADJ
easat-396	134	20	studies	study	NOUN
easat-396	134	21	,	,	PUNCT
easat-396	134	22	all	all	PRON
easat-396	134	23	of	of	ADP
easat-396	134	24	which	which	PRON
easat-396	134	25	have	have	AUX
easat-396	134	26	demonstrated	demonstrate	VERB
easat-396	134	27	that	that	SCONJ
easat-396	134	28	,	,	PUNCT
easat-396	134	29	depending	depend	VERB
easat-396	134	30	on	on	ADP
easat-396	134	31	the	the	DET
easat-396	134	32	situation	situation	NOUN
easat-396	134	33	,	,	PUNCT
easat-396	134	34	brand	brand	NOUN
easat-396	134	35	image	image	NOUN
easat-396	134	36	positively	positively	ADV
easat-396	134	37	influences	influence	VERB
easat-396	134	38	intention	intention	NOUN
easat-396	134	39	to	to	PART
easat-396	134	40	use	use	VERB
easat-396	134	41	digital	digital	ADJ
easat-396	134	42	banking	banking	NOUN
easat-396	134	43	services	service	NOUN
easat-396	134	44	.	.	PUNCT
easat-396	135	1	research	research	NOUN
easat-396	135	2	by	by	ADP
easat-396	135	3	amin	amin	PROPN
easat-396	135	4	and	and	CCONJ
easat-396	135	5	khairil	khairil	PROPN
easat-396	135	6	[	[	X
easat-396	135	7	55	55	NUM
easat-396	135	8	]	]	PUNCT
easat-396	135	9	in	in	ADP
easat-396	135	10	malaysia	malaysia	PROPN
easat-396	135	11	has	have	AUX
easat-396	135	12	shown	show	VERB
easat-396	135	13	this	this	DET
easat-396	135	14	positive	positive	ADJ
easat-396	135	15	relationship	relationship	NOUN
easat-396	135	16	in	in	ADP
easat-396	135	17	the	the	DET
easat-396	135	18	context	context	NOUN
easat-396	135	19	of	of	ADP
easat-396	135	20	tourism	tourism	NOUN
easat-396	135	21	.	.	PUNCT
easat-396	136	1	when	when	SCONJ
easat-396	136	2	a	a	DET
easat-396	136	3	brand	brand	NOUN
easat-396	136	4	’s	’s	PART
easat-396	136	5	image	image	NOUN
easat-396	136	6	is	be	AUX
easat-396	136	7	appreciated	appreciate	VERB
easat-396	136	8	,	,	PUNCT
easat-396	136	9	customers	customer	NOUN
easat-396	136	10	tend	tend	VERB
easat-396	136	11	to	to	PART
easat-396	136	12	use	use	VERB
easat-396	136	13	that	that	DET
easat-396	136	14	service	service	NOUN
easat-396	136	15	.	.	PUNCT
easat-396	137	1	this	this	PRON
easat-396	137	2	is	be	AUX
easat-396	137	3	consistent	consistent	ADJ
easat-396	137	4	with	with	ADP
easat-396	137	5	the	the	DET
easat-396	137	6	studies	study	NOUN
easat-396	137	7	of	of	ADP
easat-396	137	8	alalwan	alalwan	NOUN
easat-396	137	9	,	,	PUNCT
easat-396	137	10	et	et	PROPN
easat-396	137	11	al	al	PROPN
easat-396	137	12	.	.	PUNCT
easat-396	138	1	[	[	X
easat-396	138	2	41	41	NUM
easat-396	138	3	]	]	PUNCT
easat-396	138	4	and	and	CCONJ
easat-396	138	5	nguyen	nguyen	NOUN
easat-396	138	6	and	and	CCONJ
easat-396	138	7	le	le	X
easat-396	139	1	[	[	X
easat-396	139	2	42	42	NUM
easat-396	139	3	]	]	PUNCT
easat-396	139	4	.	.	PUNCT
easat-396	140	1	research	research	NOUN
easat-396	140	2	by	by	ADP
easat-396	140	3	hsieh	hsieh	PROPN
easat-396	140	4	,	,	PUNCT
easat-396	140	5	et	et	PROPN
easat-396	140	6	al	al	PROPN
easat-396	140	7	.	.	PUNCT
easat-396	141	1	[	[	X
easat-396	141	2	56	56	NUM
easat-396	141	3	]	]	PUNCT
easat-396	141	4	in	in	ADP
easat-396	141	5	taiwan	taiwan	PROPN
easat-396	141	6	showed	show	VERB
easat-396	141	7	that	that	SCONJ
easat-396	141	8	brand	brand	NOUN
easat-396	141	9	image	image	NOUN
easat-396	141	10	has	have	VERB
easat-396	141	11	a	a	DET
easat-396	141	12	positive	positive	ADJ
easat-396	141	13	relationship	relationship	NOUN
easat-396	141	14	with	with	ADP
easat-396	141	15	the	the	DET
easat-396	141	16	intention	intention	NOUN
easat-396	141	17	to	to	PART
easat-396	141	18	use	use	VERB
easat-396	141	19	digital	digital	ADJ
easat-396	141	20	banking	banking	NOUN
easat-396	141	21	services	service	NOUN
easat-396	141	22	in	in	ADP
easat-396	141	23	education	education	NOUN
easat-396	141	24	.	.	PUNCT
easat-396	142	1	as	as	SCONJ
easat-396	142	2	educational	educational	ADJ
easat-396	142	3	institutions	institution	NOUN
easat-396	142	4	build	build	VERB
easat-396	142	5	a	a	DET
easat-396	142	6	trustworthy	trustworthy	ADJ
easat-396	142	7	and	and	CCONJ
easat-396	142	8	professional	professional	ADJ
easat-396	142	9	image	image	NOUN
easat-396	142	10	and	and	CCONJ
easat-396	142	11	provide	provide	VERB
easat-396	142	12	convenient	convenient	ADJ
easat-396	142	13	and	and	CCONJ
easat-396	142	14	secure	secure	VERB
easat-396	142	15	digital	digital	ADJ
easat-396	142	16	banking	banking	NOUN
easat-396	142	17	,	,	PUNCT
easat-396	142	18	students	student	NOUN
easat-396	142	19	and	and	CCONJ
easat-396	142	20	parents	parent	NOUN
easat-396	142	21	tend	tend	VERB
easat-396	142	22	to	to	PART
easat-396	142	23	use	use	VERB
easat-396	142	24	that	that	DET
easat-396	142	25	service	service	NOUN
easat-396	142	26	for	for	ADP
easat-396	142	27	financial	financial	ADJ
easat-396	142	28	management	management	NOUN
easat-396	142	29	and	and	CCONJ
easat-396	142	30	transactions	transaction	NOUN
easat-396	142	31	.	.	PUNCT
easat-396	143	1	building	build	VERB
easat-396	143	2	a	a	DET
easat-396	143	3	strong	strong	ADJ
easat-396	143	4	brand	brand	NOUN
easat-396	143	5	image	image	NOUN
easat-396	143	6	requires	require	VERB
easat-396	143	7	banks	bank	NOUN
easat-396	143	8	to	to	PART
easat-396	143	9	be	be	AUX
easat-396	143	10	innovative	innovative	ADJ
easat-396	143	11	and	and	CCONJ
easat-396	143	12	responsive	responsive	ADJ
easat-396	143	13	to	to	ADP
easat-396	143	14	customers	customer	NOUN
easat-396	143	15	'	'	PART
easat-396	143	16	needs	need	NOUN
easat-396	143	17	and	and	CCONJ
easat-396	143	18	preferences	preference	NOUN
easat-396	143	19	.	.	PUNCT
easat-396	144	1	a	a	DET
easat-396	144	2	well	well	ADV
easat-396	144	3	-	-	PUNCT
easat-396	144	4	established	establish	VERB
easat-396	144	5	brand	brand	NOUN
easat-396	144	6	image	image	NOUN
easat-396	144	7	associated	associate	VERB
easat-396	144	8	with	with	ADP
easat-396	144	9	reliability	reliability	NOUN
easat-396	144	10	,	,	PUNCT
easat-396	144	11	high	high	ADJ
easat-396	144	12	-	-	PUNCT
easat-396	144	13	quality	quality	NOUN
easat-396	144	14	service	service	NOUN
easat-396	144	15	,	,	PUNCT
easat-396	144	16	and	and	CCONJ
easat-396	144	17	excellent	excellent	ADJ
easat-396	144	18	customer	customer	NOUN
easat-396	144	19	support	support	NOUN
easat-396	144	20	tends	tend	VERB
easat-396	144	21	to	to	PART
easat-396	144	22	increase	increase	VERB
easat-396	144	23	the	the	DET
easat-396	144	24	likelihood	likelihood	NOUN
easat-396	144	25	of	of	ADP
easat-396	144	26	customers	customer	NOUN
easat-396	144	27	choosing	choose	VERB
easat-396	144	28	digital	digital	ADJ
easat-396	144	29	banking	banking	NOUN
easat-396	144	30	services	service	NOUN
easat-396	144	31	.	.	PUNCT
easat-396	145	1	drawing	draw	VERB
easat-396	145	2	from	from	ADP
easat-396	145	3	the	the	DET
easat-396	145	4	preceding	precede	VERB
easat-396	145	5	discussion	discussion	NOUN
easat-396	145	6	,	,	PUNCT
easat-396	145	7	this	this	DET
easat-396	145	8	research	research	NOUN
easat-396	145	9	proposes	propose	VERB
easat-396	145	10	the	the	DET
easat-396	145	11	following	follow	VERB
easat-396	145	12	hypothesis	hypothesis	NOUN
easat-396	145	13	:	:	PUNCT
easat-396	145	14	h5	h5	PROPN
easat-396	145	15	:	:	PUNCT
easat-396	145	16	brand	brand	NOUN
easat-396	145	17	image	image	NOUN
easat-396	145	18	has	have	VERB
easat-396	145	19	a	a	DET
easat-396	145	20	positive	positive	ADJ
easat-396	145	21	influence	influence	NOUN
easat-396	145	22	on	on	ADP
easat-396	145	23	usage	usage	NOUN
easat-396	145	24	intention	intention	NOUN
easat-396	145	25	of	of	ADP
easat-396	145	26	digital	digital	ADJ
easat-396	145	27	banking	banking	NOUN
easat-396	145	28	services	service	NOUN
easat-396	145	29	.	.	PUNCT
easat-396	146	1	2.3.6	2.3.6	NUM
easat-396	146	2	.	.	PUNCT
easat-396	146	3	usage	usage	NOUN
easat-396	146	4	intention	intention	NOUN
easat-396	146	5	(	(	PUNCT
easat-396	146	6	iu	iu	ADP
easat-396	146	7	)	)	PUNCT
easat-396	146	8	in	in	ADP
easat-396	146	9	the	the	DET
easat-396	146	10	theory	theory	NOUN
easat-396	146	11	of	of	ADP
easat-396	146	12	technology	technology	NOUN
easat-396	146	13	adoption	adoption	NOUN
easat-396	146	14	and	and	CCONJ
easat-396	146	15	use	use	NOUN
easat-396	146	16	(	(	PUNCT
easat-396	146	17	utaut	utaut	NOUN
easat-396	146	18	)	)	PUNCT
easat-396	146	19	,	,	PUNCT
easat-396	146	20	intention	intention	NOUN
easat-396	146	21	to	to	PART
easat-396	146	22	use	use	VERB
easat-396	146	23	is	be	AUX
easat-396	146	24	a	a	DET
easat-396	146	25	strong	strong	ADJ
easat-396	146	26	and	and	CCONJ
easat-396	146	27	positive	positive	ADJ
easat-396	146	28	predictor	predictor	NOUN
easat-396	146	29	of	of	ADP
easat-396	146	30	technology	technology	NOUN
easat-396	146	31	use	use	NOUN
easat-396	146	32	behavior	behavior	NOUN
easat-396	146	33	[	[	X
easat-396	146	34	23	23	NUM
easat-396	146	35	]	]	PUNCT
easat-396	146	36	.	.	PUNCT
easat-396	147	1	usage	usage	NOUN
easat-396	147	2	intention	intention	NOUN
easat-396	147	3	is	be	AUX
easat-396	147	4	defined	define	VERB
easat-396	147	5	as	as	ADP
easat-396	147	6	an	an	DET
easat-396	147	7	individual	individual	NOUN
easat-396	147	8	's	's	PART
easat-396	147	9	desired	desire	VERB
easat-396	147	10	power	power	NOUN
easat-396	147	11	to	to	PART
easat-396	147	12	perform	perform	VERB
easat-396	147	13	a	a	DET
easat-396	147	14	behavior	behavior	NOUN
easat-396	147	15	[	[	X
easat-396	147	16	57	57	NUM
easat-396	147	17	]	]	PUNCT
easat-396	147	18	.	.	PUNCT
easat-396	148	1	is	be	AUX
easat-396	148	2	the	the	DET
easat-396	148	3	degree	degree	NOUN
easat-396	148	4	to	to	PART
easat-396	148	5	which	which	PRON
easat-396	148	6	a	a	DET
easat-396	148	7	person	person	NOUN
easat-396	148	8	forms	form	VERB
easat-396	148	9	conscious	conscious	ADJ
easat-396	148	10	plans	plan	NOUN
easat-396	148	11	to	to	PART
easat-396	148	12	do	do	AUX
easat-396	148	13	or	or	CCONJ
easat-396	148	14	not	not	PART
easat-396	148	15	perform	perform	VERB
easat-396	148	16	some	some	DET
easat-396	148	17	particular	particular	ADJ
easat-396	148	18	task	task	NOUN
easat-396	148	19	in	in	ADP
easat-396	148	20	the	the	DET
easat-396	148	21	future	future	NOUN
easat-396	148	22	[	[	X
easat-396	148	23	58	58	NUM
easat-396	148	24	]	]	PUNCT
easat-396	148	25	.	.	PUNCT
easat-396	149	1	in	in	ADP
easat-396	149	2	this	this	DET
easat-396	149	3	study	study	NOUN
easat-396	149	4	,	,	PUNCT
easat-396	149	5	usage	usage	NOUN
easat-396	149	6	intention	intention	NOUN
easat-396	149	7	is	be	AUX
easat-396	149	8	an	an	DET
easat-396	149	9	individual	individual	NOUN
easat-396	149	10	's	's	PART
easat-396	149	11	willingness	willingness	NOUN
easat-396	149	12	to	to	PART
easat-396	149	13	use	use	VERB
easat-396	149	14	and	and	CCONJ
easat-396	149	15	continue	continue	VERB
easat-396	149	16	to	to	PART
easat-396	149	17	use	use	VERB
easat-396	149	18	a	a	DET
easat-396	149	19	technology	technology	NOUN
easat-396	149	20	system	system	NOUN
easat-396	149	21	,	,	PUNCT
easat-396	149	22	where	where	SCONJ
easat-396	149	23	individuals	individual	NOUN
easat-396	149	24	are	be	AUX
easat-396	149	25	technology	technology	NOUN
easat-396	149	26	users	user	NOUN
easat-396	149	27	and	and	CCONJ
easat-396	149	28	the	the	DET
easat-396	149	29	context	context	NOUN
easat-396	149	30	is	be	AUX
easat-396	149	31	digital	digital	ADJ
easat-396	149	32	banking	banking	NOUN
easat-396	149	33	.	.	PUNCT
easat-396	150	1	customer	customer	NOUN
easat-396	150	2	intention	intention	NOUN
easat-396	150	3	research	research	NOUN
easat-396	150	4	provides	provide	VERB
easat-396	150	5	an	an	DET
easat-396	150	6	important	important	ADJ
easat-396	150	7	foundation	foundation	NOUN
easat-396	150	8	for	for	ADP
easat-396	150	9	forecasting	forecast	VERB
easat-396	150	10	the	the	DET
easat-396	150	11	actual	actual	ADJ
easat-396	150	12	behavior	behavior	NOUN
easat-396	150	13	of	of	ADP
easat-396	150	14	a	a	DET
easat-396	150	15	particular	particular	ADJ
easat-396	150	16	action	action	NOUN
easat-396	150	17	[	[	X
easat-396	150	18	59	59	NUM
easat-396	150	19	,	,	PUNCT
easat-396	150	20	60	60	NUM
easat-396	150	21	]	]	PUNCT
easat-396	150	22	.	.	PUNCT
easat-396	151	1	therefore	therefore	ADV
easat-396	151	2	,	,	PUNCT
easat-396	151	3	the	the	DET
easat-396	151	4	study	study	NOUN
easat-396	151	5	and	and	CCONJ
easat-396	151	6	consideration	consideration	NOUN
easat-396	151	7	of	of	ADP
easat-396	151	8	customer	customer	NOUN
easat-396	151	9	behavior	behavior	NOUN
easat-396	151	10	and	and	CCONJ
easat-396	151	11	choices	choice	NOUN
easat-396	151	12	in	in	ADP
easat-396	151	13	choosing	choose	VERB
easat-396	151	14	products	product	NOUN
easat-396	151	15	and	and	CCONJ
easat-396	151	16	services	service	NOUN
easat-396	151	17	is	be	AUX
easat-396	151	18	an	an	DET
easat-396	151	19	important	important	ADJ
easat-396	151	20	issue	issue	NOUN
easat-396	151	21	in	in	ADP
easat-396	151	22	marketing	marketing	NOUN
easat-396	151	23	strategies	strategy	NOUN
easat-396	151	24	.	.	PUNCT
easat-396	152	1	intention	intention	NOUN
easat-396	152	2	turns	turn	VERB
easat-396	152	3	into	into	ADP
easat-396	152	4	behavior	behavior	NOUN
easat-396	152	5	if	if	SCONJ
easat-396	152	6	the	the	DET
easat-396	152	7	individual	individual	NOUN
easat-396	152	8	has	have	VERB
easat-396	152	9	a	a	DET
easat-396	152	10	positive	positive	ADJ
easat-396	152	11	evaluation	evaluation	NOUN
easat-396	152	12	of	of	ADP
easat-396	152	13	the	the	DET
easat-396	152	14	performance	performance	NOUN
easat-396	152	15	of	of	ADP
easat-396	152	16	the	the	DET
easat-396	152	17	behavior	behavior	NOUN
easat-396	152	18	.	.	PUNCT
easat-396	153	1	the	the	PRON
easat-396	153	2	stronger	strong	ADJ
easat-396	153	3	the	the	DET
easat-396	153	4	intention	intention	NOUN
easat-396	153	5	towards	towards	ADP
easat-396	153	6	a	a	DET
easat-396	153	7	given	give	VERB
easat-396	153	8	behavior	behavior	NOUN
easat-396	153	9	,	,	PUNCT
easat-396	153	10	the	the	PRON
easat-396	153	11	stronger	strong	ADJ
easat-396	153	12	an	an	DET
easat-396	153	13	individual	individual	NOUN
easat-396	153	14	's	's	PART
easat-396	153	15	decision	decision	NOUN
easat-396	153	16	to	to	PART
easat-396	153	17	accept	accept	VERB
easat-396	153	18	that	that	DET
easat-396	153	19	behavior	behavior	NOUN
easat-396	153	20	[	[	X
easat-396	153	21	61	61	NUM
easat-396	153	22	]	]	PUNCT
easat-396	153	23	.	.	PUNCT
easat-396	154	1	moreover	moreover	ADV
easat-396	154	2	,	,	PUNCT
easat-396	154	3	in	in	ADP
easat-396	154	4	previous	previous	ADJ
easat-396	154	5	studies	study	NOUN
easat-396	154	6	on	on	ADP
easat-396	154	7	mobile	mobile	ADJ
easat-396	154	8	banking	banking	NOUN
easat-396	154	9	,	,	PUNCT
easat-396	154	10	intention	intention	NOUN
easat-396	154	11	to	to	PART
easat-396	154	12	use	use	NOUN
easat-396	154	13	was	be	AUX
easat-396	154	14	identified	identify	VERB
easat-396	154	15	as	as	ADP
easat-396	154	16	a	a	DET
easat-396	154	17	direct	direct	ADJ
easat-396	154	18	agent	agent	NOUN
easat-396	154	19	and	and	CCONJ
easat-396	154	20	a	a	DET
easat-396	154	21	strong	strong	ADJ
easat-396	154	22	influence	influence	NOUN
easat-396	154	23	on	on	ADP
easat-396	154	24	usage	usage	NOUN
easat-396	154	25	behavior	behavior	NOUN
easat-396	154	26	huy	huy	PROPN
easat-396	154	27	and	and	CCONJ
easat-396	154	28	maduku	maduku	NOUN
easat-396	154	29	[	[	X
easat-396	154	30	62	62	NUM
easat-396	154	31	]	]	PUNCT
easat-396	154	32	.	.	PUNCT
easat-396	155	1	liang	liang	PROPN
easat-396	155	2	and	and	CCONJ
easat-396	155	3	xue	xue	PROPN
easat-396	156	1	[	[	X
easat-396	156	2	63	63	NUM
easat-396	156	3	]	]	PUNCT
easat-396	156	4	study	study	NOUN
easat-396	156	5	in	in	ADP
easat-396	156	6	the	the	DET
easat-396	156	7	context	context	NOUN
easat-396	156	8	of	of	ADP
easat-396	156	9	online	online	ADJ
easat-396	156	10	transactions	transaction	NOUN
easat-396	156	11	explored	explore	VERB
easat-396	156	12	the	the	DET
easat-396	156	13	factors	factor	NOUN
easat-396	156	14	affecting	affect	VERB
easat-396	156	15	the	the	DET
easat-396	156	16	intention	intention	NOUN
easat-396	156	17	to	to	PART
easat-396	156	18	reuse	reuse	VERB
easat-396	156	19	online	online	ADJ
easat-396	156	20	services	service	NOUN
easat-396	156	21	and	and	CCONJ
easat-396	156	22	analyzed	analyze	VERB
easat-396	156	23	the	the	DET
easat-396	156	24	relationship	relationship	NOUN
easat-396	156	25	between	between	ADP
easat-396	156	26	intention	intention	NOUN
easat-396	156	27	and	and	CCONJ
easat-396	156	28	actual	actual	ADJ
easat-396	156	29	behavior	behavior	NOUN
easat-396	156	30	.	.	PUNCT
easat-396	157	1	research	research	NOUN
easat-396	157	2	by	by	ADP
easat-396	157	3	alalwan	alalwan	NOUN
easat-396	157	4	,	,	PUNCT
easat-396	157	5	et	et	PROPN
easat-396	157	6	al	al	PROPN
easat-396	157	7	.	.	PUNCT
easat-396	158	1	[	[	X
easat-396	158	2	41	41	NUM
easat-396	158	3	]	]	PUNCT
easat-396	158	4	examined	examine	VERB
easat-396	158	5	the	the	DET
easat-396	158	6	relationship	relationship	NOUN
easat-396	158	7	between	between	ADP
easat-396	158	8	intention	intention	NOUN
easat-396	158	9	to	to	PART
easat-396	158	10	use	use	VERB
easat-396	158	11	mobile	mobile	ADJ
easat-396	158	12	banking	banking	NOUN
easat-396	158	13	services	service	NOUN
easat-396	158	14	and	and	CCONJ
easat-396	158	15	usage	usage	NOUN
easat-396	158	16	behavior	behavior	NOUN
easat-396	158	17	.	.	PUNCT
easat-396	159	1	both	both	DET
easat-396	159	2	studies	study	NOUN
easat-396	159	3	show	show	VERB
easat-396	159	4	that	that	SCONJ
easat-396	159	5	higher	high	ADJ
easat-396	159	6	service	service	NOUN
easat-396	159	7	intentions	intention	NOUN
easat-396	159	8	tend	tend	VERB
easat-396	159	9	to	to	PART
easat-396	159	10	lead	lead	VERB
easat-396	159	11	to	to	ADP
easat-396	159	12	increased	increase	VERB
easat-396	159	13	and	and	CCONJ
easat-396	159	14	more	more	ADV
easat-396	159	15	frequent	frequent	ADJ
easat-396	159	16	use	use	NOUN
easat-396	159	17	of	of	ADP
easat-396	159	18	online	online	ADJ
easat-396	159	19	banking	banking	NOUN
easat-396	159	20	.	.	PUNCT
easat-396	160	1	the	the	DET
easat-396	160	2	intention	intention	NOUN
easat-396	160	3	is	be	AUX
easat-396	160	4	seen	see	VERB
easat-396	160	5	as	as	ADP
easat-396	160	6	an	an	DET
easat-396	160	7	important	important	ADJ
easat-396	160	8	factor	factor	NOUN
easat-396	160	9	in	in	ADP
easat-396	160	10	predicting	predict	VERB
easat-396	160	11	and	and	CCONJ
easat-396	160	12	explaining	explain	VERB
easat-396	160	13	digital	digital	ADJ
easat-396	160	14	banking	banking	NOUN
easat-396	160	15	usage	usage	NOUN
easat-396	160	16	behavior	behavior	NOUN
easat-396	160	17	and	and	CCONJ
easat-396	160	18	in	in	ADP
easat-396	160	19	developing	develop	VERB
easat-396	160	20	strategies	strategy	NOUN
easat-396	160	21	and	and	CCONJ
easat-396	160	22	policies	policy	NOUN
easat-396	160	23	to	to	PART
easat-396	160	24	encourage	encourage	VERB
easat-396	160	25	effective	effective	ADJ
easat-396	160	26	use	use	NOUN
easat-396	160	27	.	.	PUNCT
easat-396	161	1	usage	usage	NOUN
easat-396	161	2	intention	intention	NOUN
easat-396	161	3	represents	represent	VERB
easat-396	161	4	the	the	DET
easat-396	161	5	level	level	NOUN
easat-396	161	6	of	of	ADP
easat-396	161	7	trust	trust	NOUN
easat-396	161	8	and	and	CCONJ
easat-396	161	9	loyalty	loyalty	NOUN
easat-396	161	10	of	of	ADP
easat-396	161	11	customers	customer	NOUN
easat-396	161	12	in	in	ADP
easat-396	161	13	the	the	DET
easat-396	161	14	business	business	NOUN
easat-396	161	15	.	.	PUNCT
easat-396	162	1	if	if	SCONJ
easat-396	162	2	customers	customer	NOUN
easat-396	162	3	have	have	VERB
easat-396	162	4	long	long	ADJ
easat-396	162	5	-	-	PUNCT
easat-396	162	6	term	term	NOUN
easat-396	162	7	intentions	intention	NOUN
easat-396	162	8	,	,	PUNCT
easat-396	162	9	businesses	business	NOUN
easat-396	162	10	can	can	AUX
easat-396	162	11	build	build	VERB
easat-396	162	12	trust	trust	NOUN
easat-396	162	13	and	and	CCONJ
easat-396	162	14	loyalty	loyalty	NOUN
easat-396	162	15	,	,	PUNCT
easat-396	162	16	increase	increase	VERB
easat-396	162	17	customer	customer	NOUN
easat-396	162	18	retention	retention	NOUN
easat-396	162	19	,	,	PUNCT
easat-396	162	20	and	and	CCONJ
easat-396	162	21	generate	generate	VERB
easat-396	162	22	sustainable	sustainable	ADJ
easat-396	162	23	profits	profit	NOUN
easat-396	162	24	.	.	PUNCT
easat-396	163	1	therefore	therefore	ADV
easat-396	163	2	,	,	PUNCT
easat-396	163	3	the	the	DET
easat-396	163	4	following	follow	VERB
easat-396	163	5	hypothesis	hypothesis	NOUN
easat-396	163	6	is	be	AUX
easat-396	163	7	proposed	propose	VERB
easat-396	163	8	:	:	PUNCT
easat-396	163	9	h7	h7	PROPN
easat-396	163	10	.	.	PUNCT
easat-396	164	1	usage	usage	NOUN
easat-396	164	2	intention	intention	NOUN
easat-396	164	3	has	have	VERB
easat-396	164	4	a	a	DET
easat-396	164	5	positive	positive	ADJ
easat-396	164	6	impact	impact	NOUN
easat-396	164	7	on	on	ADP
easat-396	164	8	the	the	DET
easat-396	164	9	usage	usage	NOUN
easat-396	164	10	behavior	behavior	NOUN
easat-396	164	11	of	of	ADP
easat-396	164	12	digital	digital	ADJ
easat-396	164	13	banking	banking	NOUN
easat-396	164	14	services	service	NOUN
easat-396	164	15	.	.	PUNCT
easat-396	165	1	therefore	therefore	ADV
easat-396	165	2	,	,	PUNCT
easat-396	165	3	based	base	VERB
easat-396	165	4	on	on	ADP
easat-396	165	5	the	the	DET
easat-396	165	6	preceding	precede	VERB
easat-396	165	7	discussion	discussion	NOUN
easat-396	165	8	,	,	PUNCT
easat-396	165	9	the	the	DET
easat-396	165	10	integrated	integrate	VERB
easat-396	165	11	conceptual	conceptual	ADJ
easat-396	165	12	framework	framework	NOUN
easat-396	165	13	was	be	AUX
easat-396	165	14	formulated	formulate	VERB
easat-396	165	15	and	and	CCONJ
easat-396	165	16	is	be	AUX
easat-396	165	17	depicted	depict	VERB
easat-396	165	18	in	in	ADP
easat-396	165	19	figure	figure	NOUN
easat-396	165	20	1	1	NUM
easat-396	165	21	.	.	X
easat-396	165	22	141	141	NUM
easat-396	165	23	edelweiss	edelweiss	PROPN
easat-396	165	24	applied	apply	VERB
easat-396	165	25	science	science	NOUN
easat-396	165	26	and	and	CCONJ
easat-396	165	27	technology	technology	NOUN
easat-396	165	28	issn	issn	PROPN
easat-396	165	29	:	:	PUNCT
easat-396	165	30	2576	2576	NUM
easat-396	165	31	-	-	SYM
easat-396	165	32	8484	8484	NUM
easat-396	165	33	vol	vol	NOUN
easat-396	165	34	.	.	PROPN
easat-396	166	1	7	7	NUM
easat-396	166	2	,	,	PUNCT
easat-396	166	3	no	no	INTJ
easat-396	166	4	.	.	NOUN
easat-396	166	5	2	2	NUM
easat-396	166	6	:	:	SYM
easat-396	166	7	136	136	NUM
easat-396	166	8	-	-	SYM
easat-396	166	9	153	153	NUM
easat-396	166	10	,	,	PUNCT
easat-396	166	11	2023	2023	NUM
easat-396	166	12	doi	doi	NOUN
easat-396	166	13	:	:	PUNCT
easat-396	166	14	10.55214/25768484.v7i2.396	10.55214/25768484.v7i2.396	NUM
easat-396	166	15	©	©	PROPN
easat-396	166	16	2023	2023	NUM
easat-396	166	17	by	by	ADP
easat-396	166	18	the	the	DET
easat-396	166	19	authors	author	NOUN
easat-396	166	20	;	;	PUNCT
easat-396	167	1	licensee	licensee	PROPN
easat-396	167	2	learning	learn	VERB
easat-396	167	3	gate	gate	NOUN
easat-396	167	4	figure	figure	NOUN
easat-396	167	5	1	1	NUM
easat-396	167	6	.	.	PUNCT
easat-396	167	7	proposed	propose	VERB
easat-396	167	8	research	research	NOUN
easat-396	167	9	model	model	NOUN
easat-396	167	10	.	.	PUNCT
easat-396	168	1	3	3	X
easat-396	168	2	.	.	X
easat-396	168	3	methodology	methodology	NOUN
easat-396	168	4	3.1	3.1	NUM
easat-396	168	5	.	.	PUNCT
easat-396	169	1	objectives	objective	NOUN
easat-396	169	2	of	of	ADP
easat-396	169	3	the	the	DET
easat-396	169	4	research	research	NOUN
easat-396	169	5	digital	digital	ADJ
easat-396	169	6	banking	banking	NOUN
easat-396	169	7	is	be	AUX
easat-396	169	8	a	a	DET
easat-396	169	9	relatively	relatively	ADV
easat-396	169	10	emerging	emerge	VERB
easat-396	169	11	research	research	NOUN
easat-396	169	12	context	context	NOUN
easat-396	169	13	that	that	PRON
easat-396	169	14	complements	complement	VERB
easat-396	169	15	and	and	CCONJ
easat-396	169	16	demystifies	demystifie	NOUN
easat-396	169	17	marketing	marketing	NOUN
easat-396	169	18	structures	structure	NOUN
easat-396	169	19	more	more	ADV
easat-396	169	20	clearly	clearly	ADV
easat-396	169	21	when	when	SCONJ
easat-396	169	22	combined	combine	VERB
easat-396	169	23	with	with	ADP
easat-396	169	24	different	different	ADJ
easat-396	169	25	factors	factor	NOUN
easat-396	169	26	to	to	PART
easat-396	169	27	reflect	reflect	VERB
easat-396	169	28	convenience	convenience	NOUN
easat-396	169	29	,	,	PUNCT
easat-396	169	30	usefulness	usefulness	NOUN
easat-396	169	31	,	,	PUNCT
easat-396	169	32	and	and	CCONJ
easat-396	169	33	differentiated	differentiated	ADJ
easat-396	169	34	experiences	experience	NOUN
easat-396	169	35	for	for	ADP
easat-396	169	36	customers	customer	NOUN
easat-396	169	37	[	[	X
easat-396	169	38	64	64	NUM
easat-396	169	39	]	]	PUNCT
easat-396	169	40	,	,	PUNCT
easat-396	169	41	thereby	thereby	ADV
easat-396	169	42	enhancing	enhance	VERB
easat-396	169	43	brand	brand	NOUN
easat-396	169	44	value	value	NOUN
easat-396	169	45	for	for	ADP
easat-396	169	46	banks	bank	NOUN
easat-396	169	47	.	.	PUNCT
easat-396	170	1	the	the	DET
easat-396	170	2	danger	danger	NOUN
easat-396	170	3	of	of	ADP
easat-396	170	4	online	online	ADJ
easat-396	170	5	theft	theft	NOUN
easat-396	170	6	organizations	organization	NOUN
easat-396	170	7	requires	require	VERB
easat-396	170	8	banks	bank	NOUN
easat-396	170	9	to	to	PART
easat-396	170	10	pay	pay	VERB
easat-396	170	11	more	more	ADJ
easat-396	170	12	and	and	CCONJ
easat-396	170	13	more	more	ADJ
easat-396	170	14	attention	attention	NOUN
easat-396	170	15	to	to	ADP
easat-396	170	16	the	the	DET
easat-396	170	17	security	security	NOUN
easat-396	170	18	of	of	ADP
easat-396	170	19	information	information	NOUN
easat-396	170	20	and	and	CCONJ
easat-396	170	21	transactions	transaction	NOUN
easat-396	170	22	for	for	ADP
easat-396	170	23	customers	customer	NOUN
easat-396	170	24	.	.	PUNCT
easat-396	171	1	the	the	DET
easat-396	171	2	globalization	globalization	NOUN
easat-396	171	3	of	of	ADP
easat-396	171	4	the	the	DET
easat-396	171	5	economy	economy	NOUN
easat-396	171	6	,	,	PUNCT
easat-396	171	7	politics	politic	NOUN
easat-396	171	8	,	,	PUNCT
easat-396	171	9	technology	technology	NOUN
easat-396	171	10	,	,	PUNCT
easat-396	171	11	and	and	CCONJ
easat-396	171	12	culture	culture	NOUN
easat-396	171	13	presents	present	VERB
easat-396	171	14	many	many	ADJ
easat-396	171	15	opportunities	opportunity	NOUN
easat-396	171	16	as	as	ADV
easat-396	171	17	well	well	ADV
easat-396	171	18	as	as	ADP
easat-396	171	19	challenges	challenge	NOUN
easat-396	171	20	for	for	ADP
easat-396	171	21	banks	bank	NOUN
easat-396	171	22	.	.	PUNCT
easat-396	172	1	the	the	DET
easat-396	172	2	shift	shift	NOUN
easat-396	172	3	in	in	ADP
easat-396	172	4	consumer	consumer	NOUN
easat-396	172	5	opinion	opinion	NOUN
easat-396	172	6	brought	bring	VERB
easat-396	172	7	about	about	ADP
easat-396	172	8	by	by	ADP
easat-396	172	9	social	social	ADJ
easat-396	172	10	influence	influence	NOUN
easat-396	172	11	is	be	AUX
easat-396	172	12	a	a	DET
easat-396	172	13	significant	significant	ADJ
easat-396	172	14	problem	problem	NOUN
easat-396	172	15	that	that	PRON
easat-396	172	16	banks	bank	NOUN
easat-396	172	17	have	have	VERB
easat-396	172	18	to	to	PART
easat-396	172	19	adjust	adjust	VERB
easat-396	172	20	to	to	ADP
easat-396	172	21	.	.	PUNCT
easat-396	173	1	however	however	ADV
easat-396	173	2	,	,	PUNCT
easat-396	173	3	understanding	understand	VERB
easat-396	173	4	how	how	SCONJ
easat-396	173	5	social	social	ADJ
easat-396	173	6	influence	influence	NOUN
easat-396	173	7	is	be	AUX
easat-396	173	8	defined	define	VERB
easat-396	173	9	and	and	CCONJ
easat-396	173	10	how	how	SCONJ
easat-396	173	11	it	it	PRON
easat-396	173	12	affects	affect	VERB
easat-396	173	13	user	user	NOUN
easat-396	173	14	behavior	behavior	NOUN
easat-396	173	15	seems	seem	VERB
easat-396	173	16	unclear	unclear	ADJ
easat-396	173	17	in	in	ADP
easat-396	173	18	the	the	DET
easat-396	173	19	context	context	NOUN
easat-396	173	20	of	of	ADP
easat-396	173	21	the	the	DET
easat-396	173	22	banking	banking	NOUN
easat-396	173	23	industry	industry	NOUN
easat-396	173	24	and	and	CCONJ
easat-396	173	25	even	even	ADV
easat-396	173	26	ignored	ignore	VERB
easat-396	173	27	in	in	ADP
easat-396	173	28	the	the	DET
easat-396	173	29	context	context	NOUN
easat-396	173	30	of	of	ADP
easat-396	173	31	digital	digital	ADJ
easat-396	173	32	banking	banking	NOUN
easat-396	173	33	in	in	ADP
easat-396	173	34	vietnam	vietnam	PROPN
easat-396	173	35	.	.	PUNCT
easat-396	174	1	it	it	PRON
easat-396	174	2	is	be	AUX
easat-396	174	3	therefore	therefore	ADV
easat-396	174	4	essential	essential	ADJ
easat-396	174	5	to	to	PART
easat-396	174	6	conduct	conduct	VERB
easat-396	174	7	a	a	DET
easat-396	174	8	study	study	NOUN
easat-396	174	9	that	that	PRON
easat-396	174	10	can	can	AUX
easat-396	174	11	achieve	achieve	VERB
easat-396	174	12	the	the	DET
easat-396	174	13	following	follow	VERB
easat-396	174	14	purposes	purpose	NOUN
easat-396	174	15	:	:	PUNCT
easat-396	174	16	1	1	X
easat-396	174	17	.	.	X
easat-396	174	18	provide	provide	VERB
easat-396	174	19	a	a	DET
easat-396	174	20	specific	specific	ADJ
easat-396	174	21	definition	definition	NOUN
easat-396	174	22	of	of	ADP
easat-396	174	23	perceived	perceive	VERB
easat-396	174	24	security	security	NOUN
easat-396	174	25	and	and	CCONJ
easat-396	174	26	social	social	ADJ
easat-396	174	27	influence	influence	NOUN
easat-396	174	28	in	in	ADP
easat-396	174	29	the	the	DET
easat-396	174	30	digital	digital	ADJ
easat-396	174	31	banking	banking	NOUN
easat-396	174	32	context	context	NOUN
easat-396	174	33	.	.	PUNCT
easat-396	175	1	2	2	X
easat-396	175	2	.	.	X
easat-396	175	3	exploring	explore	VERB
easat-396	175	4	the	the	DET
easat-396	175	5	influence	influence	NOUN
easat-396	175	6	of	of	ADP
easat-396	175	7	perceived	perceive	VERB
easat-396	175	8	security	security	NOUN
easat-396	175	9	and	and	CCONJ
easat-396	175	10	social	social	ADJ
easat-396	175	11	influence	influence	NOUN
easat-396	175	12	on	on	ADP
easat-396	175	13	behavior	behavior	NOUN
easat-396	175	14	in	in	ADP
easat-396	175	15	the	the	DET
easat-396	175	16	context	context	NOUN
easat-396	175	17	of	of	ADP
easat-396	175	18	digital	digital	ADJ
easat-396	175	19	banking	banking	NOUN
easat-396	175	20	in	in	ADP
easat-396	175	21	vietnam	vietnam	PROPN
easat-396	175	22	.	.	PUNCT
easat-396	176	1	3	3	X
easat-396	176	2	.	.	X
easat-396	176	3	what	what	PRON
easat-396	176	4	solutions	solution	NOUN
easat-396	176	5	are	be	AUX
easat-396	176	6	proposed	propose	VERB
easat-396	176	7	for	for	ADP
easat-396	176	8	effective	effective	ADJ
easat-396	176	9	digital	digital	ADJ
easat-396	176	10	banking	banking	NOUN
easat-396	176	11	services	service	NOUN
easat-396	176	12	?	?	PUNCT
easat-396	177	1	3.2	3.2	NUM
easat-396	177	2	.	.	PUNCT
easat-396	177	3	model	model	NOUN
easat-396	177	4	this	this	DET
easat-396	177	5	study	study	NOUN
easat-396	177	6	was	be	AUX
easat-396	177	7	conducted	conduct	VERB
easat-396	177	8	mainly	mainly	ADV
easat-396	177	9	at	at	ADP
easat-396	177	10	commercial	commercial	ADJ
easat-396	177	11	banks	bank	NOUN
easat-396	177	12	in	in	ADP
easat-396	177	13	vietnam	vietnam	PROPN
easat-396	177	14	.	.	PUNCT
easat-396	178	1	the	the	DET
easat-396	178	2	survey	survey	NOUN
easat-396	178	3	subjects	subject	NOUN
easat-396	178	4	are	be	AUX
easat-396	178	5	customers	customer	NOUN
easat-396	178	6	who	who	PRON
easat-396	178	7	are	be	AUX
easat-396	178	8	using	use	VERB
easat-396	178	9	digital	digital	ADJ
easat-396	178	10	banking	banking	NOUN
easat-396	178	11	services	service	NOUN
easat-396	178	12	provided	provide	VERB
easat-396	178	13	by	by	ADP
easat-396	178	14	banks	bank	NOUN
easat-396	178	15	,	,	PUNCT
easat-396	178	16	with	with	ADP
easat-396	178	17	a	a	DET
easat-396	178	18	total	total	NOUN
easat-396	178	19	of	of	ADP
easat-396	178	20	400	400	NUM
easat-396	178	21	participants	participant	NOUN
easat-396	178	22	.	.	PUNCT
easat-396	179	1	the	the	DET
easat-396	179	2	information	information	NOUN
easat-396	179	3	collection	collection	NOUN
easat-396	179	4	tool	tool	NOUN
easat-396	179	5	is	be	AUX
easat-396	179	6	a	a	DET
easat-396	179	7	complete	complete	ADJ
easat-396	179	8	questionnaire	questionnaire	NOUN
easat-396	179	9	containing	contain	VERB
easat-396	179	10	28	28	NUM
easat-396	179	11	questions	question	NOUN
easat-396	179	12	built	build	VERB
easat-396	179	13	on	on	ADP
easat-396	179	14	previous	previous	ADJ
easat-396	179	15	studies	study	NOUN
easat-396	179	16	.	.	PUNCT
easat-396	180	1	using	use	VERB
easat-396	180	2	a	a	DET
easat-396	180	3	five	five	NUM
easat-396	180	4	-	-	PUNCT
easat-396	180	5	point	point	NOUN
easat-396	180	6	likert	likert	ADJ
easat-396	180	7	scale	scale	NOUN
easat-396	180	8	,	,	PUNCT
easat-396	180	9	customers	customer	NOUN
easat-396	180	10	were	be	AUX
easat-396	180	11	asked	ask	VERB
easat-396	180	12	to	to	PART
easat-396	180	13	answer	answer	VERB
easat-396	180	14	all	all	DET
easat-396	180	15	questions	question	NOUN
easat-396	180	16	by	by	ADP
easat-396	180	17	indicating	indicate	VERB
easat-396	180	18	their	their	PRON
easat-396	180	19	degree	degree	NOUN
easat-396	180	20	of	of	ADP
easat-396	180	21	agreement	agreement	NOUN
easat-396	180	22	(	(	PUNCT
easat-396	180	23	from	from	ADP
easat-396	180	24	completely	completely	ADV
easat-396	180	25	disagreeing	disagree	VERB
easat-396	180	26	to	to	ADP
easat-396	180	27	completely	completely	ADV
easat-396	180	28	agreeing	agree	VERB
easat-396	180	29	)	)	PUNCT
easat-396	180	30	.	.	PUNCT
easat-396	181	1	the	the	DET
easat-396	181	2	data	datum	NOUN
easat-396	181	3	was	be	AUX
easat-396	181	4	collected	collect	VERB
easat-396	181	5	at	at	ADP
easat-396	181	6	the	the	DET
easat-396	181	7	end	end	NOUN
easat-396	181	8	of	of	ADP
easat-396	181	9	2022	2022	NUM
easat-396	181	10	.	.	PUNCT
easat-396	182	1	3.3	3.3	NUM
easat-396	182	2	.	.	PUNCT
easat-396	183	1	methods	method	NOUN
easat-396	183	2	data	datum	NOUN
easat-396	183	3	collected	collect	VERB
easat-396	183	4	for	for	ADP
easat-396	183	5	the	the	DET
easat-396	183	6	study	study	NOUN
easat-396	183	7	will	will	AUX
easat-396	183	8	undergo	undergo	VERB
easat-396	183	9	processing	processing	NOUN
easat-396	183	10	through	through	ADP
easat-396	183	11	various	various	ADJ
easat-396	183	12	statistical	statistical	ADJ
easat-396	183	13	software	software	NOUN
easat-396	183	14	programs	program	NOUN
easat-396	183	15	like	like	ADP
easat-396	183	16	spss	spss	PROPN
easat-396	183	17	,	,	PUNCT
easat-396	183	18	amos	amos	PROPN
easat-396	183	19	,	,	PUNCT
easat-396	183	20	and	and	CCONJ
easat-396	183	21	excel	excel	VERB
easat-396	183	22	.	.	PUNCT
easat-396	184	1	to	to	PART
easat-396	184	2	begin	begin	VERB
easat-396	184	3	with	with	ADP
easat-396	184	4	,	,	PUNCT
easat-396	184	5	cronbach	cronbach	PROPN
easat-396	184	6	's	's	PART
easat-396	184	7	alpha	alpha	ADJ
easat-396	184	8	scale	scale	NOUN
easat-396	184	9	was	be	AUX
easat-396	184	10	employed	employ	VERB
easat-396	184	11	to	to	PART
easat-396	184	12	test	test	VERB
easat-396	184	13	the	the	DET
easat-396	184	14	data	datum	NOUN
easat-396	184	15	's	's	PART
easat-396	184	16	reliability	reliability	NOUN
easat-396	184	17	.	.	PUNCT
easat-396	185	1	efa	efa	PROPN
easat-396	185	2	analysis	analysis	NOUN
easat-396	185	3	was	be	AUX
easat-396	185	4	then	then	ADV
easat-396	185	5	used	use	VERB
easat-396	185	6	to	to	PART
easat-396	185	7	reduce	reduce	VERB
easat-396	185	8	the	the	DET
easat-396	185	9	data	datum	NOUN
easat-396	185	10	.	.	PUNCT
easat-396	186	1	cfa	cfa	PROPN
easat-396	186	2	was	be	AUX
easat-396	186	3	performed	perform	VERB
easat-396	186	4	to	to	PART
easat-396	186	5	confirm	confirm	VERB
easat-396	186	6	the	the	DET
easat-396	186	7	accuracy	accuracy	NOUN
easat-396	186	8	142	142	NUM
easat-396	186	9	edelweiss	edelweiss	PROPN
easat-396	186	10	applied	apply	VERB
easat-396	186	11	science	science	NOUN
easat-396	186	12	and	and	CCONJ
easat-396	186	13	technology	technology	NOUN
easat-396	186	14	issn	issn	PROPN
easat-396	186	15	:	:	PUNCT
easat-396	186	16	2576	2576	NUM
easat-396	186	17	-	-	SYM
easat-396	186	18	8484	8484	NUM
easat-396	186	19	vol	vol	NOUN
easat-396	186	20	.	.	PROPN
easat-396	187	1	7	7	NUM
easat-396	187	2	,	,	PUNCT
easat-396	187	3	no	no	INTJ
easat-396	187	4	.	.	NOUN
easat-396	187	5	2	2	NUM
easat-396	187	6	:	:	SYM
easat-396	187	7	136	136	NUM
easat-396	187	8	-	-	SYM
easat-396	187	9	153	153	NUM
easat-396	187	10	,	,	PUNCT
easat-396	187	11	2023	2023	NUM
easat-396	187	12	doi	doi	NOUN
easat-396	187	13	:	:	PUNCT
easat-396	187	14	10.55214/25768484.v7i2.396	10.55214/25768484.v7i2.396	NUM
easat-396	187	15	©	©	PROPN
easat-396	187	16	2023	2023	NUM
easat-396	187	17	by	by	ADP
easat-396	187	18	the	the	DET
easat-396	187	19	authors	author	NOUN
easat-396	187	20	;	;	PUNCT
easat-396	187	21	licensee	licensee	PROPN
easat-396	187	22	learning	learn	VERB
easat-396	187	23	gate	gate	NOUN
easat-396	187	24	of	of	ADP
easat-396	187	25	the	the	DET
easat-396	187	26	measurement	measurement	NOUN
easat-396	187	27	model	model	NOUN
easat-396	187	28	against	against	ADP
easat-396	187	29	actual	actual	ADJ
easat-396	187	30	data	datum	NOUN
easat-396	187	31	,	,	PUNCT
easat-396	187	32	and	and	CCONJ
easat-396	187	33	sem	sem	NOUN
easat-396	187	34	was	be	AUX
easat-396	187	35	utilized	utilize	VERB
easat-396	187	36	to	to	PART
easat-396	187	37	evaluate	evaluate	VERB
easat-396	187	38	the	the	DET
easat-396	187	39	multidimensional	multidimensional	ADJ
easat-396	187	40	relationship	relationship	NOUN
easat-396	187	41	between	between	ADP
easat-396	187	42	the	the	DET
easat-396	187	43	variables	variable	NOUN
easat-396	187	44	in	in	ADP
easat-396	187	45	the	the	DET
easat-396	187	46	model	model	NOUN
easat-396	188	1	[	[	X
easat-396	188	2	65	65	NUM
easat-396	188	3	]	]	PUNCT
easat-396	188	4	.	.	PUNCT
easat-396	189	1	3.4	3.4	NUM
easat-396	189	2	.	.	PUNCT
easat-396	189	3	measures	measure	NOUN
easat-396	189	4	previous	previous	ADJ
easat-396	189	5	studies	study	NOUN
easat-396	189	6	support	support	VERB
easat-396	189	7	the	the	DET
easat-396	189	8	development	development	NOUN
easat-396	189	9	of	of	ADP
easat-396	189	10	a	a	DET
easat-396	189	11	scale	scale	NOUN
easat-396	189	12	of	of	ADP
easat-396	189	13	factors	factor	NOUN
easat-396	189	14	influencing	influence	VERB
easat-396	189	15	the	the	DET
easat-396	189	16	behavior	behavior	NOUN
easat-396	189	17	of	of	ADP
easat-396	189	18	using	use	VERB
easat-396	189	19	digital	digital	ADJ
easat-396	189	20	banking	banking	NOUN
easat-396	189	21	services	service	NOUN
easat-396	189	22	:	:	PUNCT
easat-396	189	23	perceived	perceive	VERB
easat-396	189	24	usefulness	usefulness	NOUN
easat-396	189	25	[	[	X
easat-396	189	26	66	66	NUM
easat-396	189	27	-	-	SYM
easat-396	189	28	68	68	NUM
easat-396	189	29	]	]	PUNCT
easat-396	189	30	perceived	perceive	VERB
easat-396	189	31	ease	ease	NOUN
easat-396	189	32	of	of	ADP
easat-396	189	33	use	use	NOUN
easat-396	189	34	[	[	X
easat-396	189	35	66	66	NUM
easat-396	189	36	]	]	PUNCT
easat-396	189	37	perceived	perceive	VERB
easat-396	189	38	security	security	NOUN
easat-396	189	39	[	[	X
easat-396	189	40	66	66	NUM
easat-396	189	41	]	]	PUNCT
easat-396	189	42	,	,	PUNCT
easat-396	189	43	social	social	ADJ
easat-396	189	44	influence	influence	NOUN
easat-396	190	1	[	[	X
easat-396	190	2	69	69	NUM
easat-396	190	3	]	]	PUNCT
easat-396	190	4	,	,	PUNCT
easat-396	190	5	band	band	NOUN
easat-396	190	6	image	image	NOUN
easat-396	190	7	[	[	X
easat-396	190	8	64	64	NUM
easat-396	190	9	]	]	PUNCT
easat-396	190	10	,	,	PUNCT
easat-396	190	11	intention	intention	NOUN
easat-396	190	12	to	to	PART
easat-396	190	13	use	use	VERB
easat-396	190	14	[	[	X
easat-396	190	15	70	70	NUM
easat-396	190	16	]	]	PUNCT
easat-396	190	17	,	,	PUNCT
easat-396	190	18	use	use	VERB
easat-396	190	19	behavior	behavior	NOUN
easat-396	190	20	[	[	X
easat-396	190	21	71	71	NUM
easat-396	190	22	]	]	PUNCT
easat-396	190	23	.	.	PUNCT
easat-396	191	1	4	4	X
easat-396	191	2	.	.	X
easat-396	191	3	results	result	VERB
easat-396	191	4	4.1	4.1	NUM
easat-396	191	5	.	.	PUNCT
easat-396	192	1	profile	profile	NOUN
easat-396	192	2	of	of	ADP
easat-396	192	3	respondents	respondent	NOUN
easat-396	192	4	there	there	PRON
easat-396	192	5	are	be	VERB
easat-396	192	6	168	168	NUM
easat-396	192	7	customers	customer	NOUN
easat-396	192	8	who	who	PRON
easat-396	192	9	are	be	AUX
easat-396	192	10	male	male	ADJ
easat-396	192	11	(	(	PUNCT
easat-396	192	12	42	42	NUM
easat-396	192	13	%	%	NOUN
easat-396	192	14	)	)	PUNCT
easat-396	192	15	and	and	CCONJ
easat-396	192	16	232	232	NUM
easat-396	192	17	customers	customer	NOUN
easat-396	192	18	who	who	PRON
easat-396	192	19	are	be	AUX
easat-396	192	20	female	female	ADJ
easat-396	192	21	(	(	PUNCT
easat-396	192	22	equivalent	equivalent	ADJ
easat-396	192	23	to	to	ADP
easat-396	192	24	58	58	NUM
easat-396	192	25	%	%	NOUN
easat-396	192	26	)	)	PUNCT
easat-396	192	27	.	.	PUNCT
easat-396	193	1	the	the	DET
easat-396	193	2	customer	customer	NOUN
easat-396	193	3	group	group	NOUN
easat-396	193	4	from	from	ADP
easat-396	193	5	16	16	NUM
easat-396	193	6	to	to	PART
easat-396	193	7	25	25	NUM
easat-396	193	8	years	year	NOUN
easat-396	193	9	old	old	ADJ
easat-396	193	10	has	have	VERB
easat-396	193	11	62	62	NUM
easat-396	193	12	customers	customer	NOUN
easat-396	193	13	(	(	PUNCT
easat-396	193	14	equivalent	equivalent	ADJ
easat-396	193	15	to	to	ADP
easat-396	193	16	15.5	15.5	NUM
easat-396	193	17	%	%	NOUN
easat-396	193	18	)	)	PUNCT
easat-396	193	19	.	.	PUNCT
easat-396	194	1	the	the	DET
easat-396	194	2	customer	customer	NOUN
easat-396	194	3	group	group	NOUN
easat-396	194	4	from	from	ADP
easat-396	194	5	25	25	NUM
easat-396	194	6	to	to	PART
easat-396	194	7	45	45	NUM
easat-396	194	8	years	year	NOUN
easat-396	194	9	old	old	ADJ
easat-396	194	10	has	have	VERB
easat-396	194	11	285	285	NUM
easat-396	194	12	people	people	NOUN
easat-396	194	13	(	(	PUNCT
easat-396	194	14	accounting	account	VERB
easat-396	194	15	for	for	ADP
easat-396	194	16	71.3	71.3	NUM
easat-396	194	17	%	%	NOUN
easat-396	194	18	)	)	PUNCT
easat-396	194	19	,	,	PUNCT
easat-396	194	20	young	young	ADJ
easat-396	194	21	enough	enough	ADV
easat-396	194	22	to	to	PART
easat-396	194	23	update	update	VERB
easat-396	194	24	new	new	ADJ
easat-396	194	25	trends	trend	NOUN
easat-396	194	26	and	and	CCONJ
easat-396	194	27	be	be	AUX
easat-396	194	28	financially	financially	ADV
easat-396	194	29	independent	independent	ADJ
easat-396	194	30	.	.	PUNCT
easat-396	195	1	the	the	DET
easat-396	195	2	remaining	remain	VERB
easat-396	195	3	group	group	NOUN
easat-396	195	4	of	of	ADP
easat-396	195	5	customers	customer	NOUN
easat-396	195	6	over	over	ADP
easat-396	195	7	45	45	NUM
easat-396	195	8	years	year	NOUN
easat-396	195	9	old	old	ADJ
easat-396	195	10	has	have	VERB
easat-396	195	11	the	the	DET
easat-396	195	12	highest	high	ADJ
easat-396	195	13	ability	ability	NOUN
easat-396	195	14	to	to	PART
easat-396	195	15	be	be	AUX
easat-396	195	16	financially	financially	ADV
easat-396	195	17	independent	independent	ADJ
easat-396	195	18	,	,	PUNCT
easat-396	195	19	and	and	CCONJ
easat-396	195	20	they	they	PRON
easat-396	195	21	are	be	AUX
easat-396	195	22	also	also	ADV
easat-396	195	23	likely	likely	ADJ
easat-396	195	24	to	to	PART
easat-396	195	25	be	be	AUX
easat-396	195	26	up	up	ADP
easat-396	195	27	to	to	ADP
easat-396	195	28	date	date	NOUN
easat-396	195	29	with	with	ADP
easat-396	195	30	technology	technology	NOUN
easat-396	195	31	and	and	CCONJ
easat-396	195	32	trends	trend	NOUN
easat-396	195	33	,	,	PUNCT
easat-396	195	34	although	although	SCONJ
easat-396	195	35	not	not	PART
easat-396	195	36	as	as	ADV
easat-396	195	37	much	much	ADV
easat-396	195	38	as	as	ADP
easat-396	195	39	the	the	DET
easat-396	195	40	previous	previous	ADJ
easat-396	195	41	groups	group	NOUN
easat-396	195	42	.	.	PUNCT
easat-396	196	1	regarding	regard	VERB
easat-396	196	2	occupation	occupation	NOUN
easat-396	196	3	,	,	PUNCT
easat-396	196	4	there	there	PRON
easat-396	196	5	are	be	VERB
easat-396	196	6	278	278	NUM
easat-396	196	7	survey	survey	NOUN
easat-396	196	8	participants	participant	NOUN
easat-396	196	9	(	(	PUNCT
easat-396	196	10	accounting	account	VERB
easat-396	196	11	for	for	ADP
easat-396	196	12	69.5	69.5	NUM
easat-396	196	13	%	%	NOUN
easat-396	196	14	)	)	PUNCT
easat-396	196	15	who	who	PRON
easat-396	196	16	are	be	AUX
easat-396	196	17	working	work	VERB
easat-396	196	18	;	;	PUNCT
easat-396	196	19	the	the	DET
easat-396	196	20	remaining	remain	VERB
easat-396	196	21	122	122	NUM
easat-396	196	22	people	people	NOUN
easat-396	196	23	are	be	AUX
easat-396	196	24	mainly	mainly	ADV
easat-396	196	25	students	student	NOUN
easat-396	196	26	(	(	PUNCT
easat-396	196	27	30.5	30.5	NUM
easat-396	196	28	%	%	NOUN
easat-396	196	29	)	)	PUNCT
easat-396	196	30	.	.	PUNCT
easat-396	197	1	in	in	ADP
easat-396	197	2	terms	term	NOUN
easat-396	197	3	of	of	ADP
easat-396	197	4	monthly	monthly	ADJ
easat-396	197	5	income	income	NOUN
easat-396	197	6	,	,	PUNCT
easat-396	197	7	the	the	DET
easat-396	197	8	group	group	NOUN
easat-396	197	9	of	of	ADP
easat-396	197	10	individual	individual	ADJ
easat-396	197	11	customers	customer	NOUN
easat-396	197	12	under	under	ADP
easat-396	197	13	5	5	NUM
easat-396	197	14	million	million	NUM
easat-396	197	15	has	have	VERB
easat-396	197	16	6	6	NUM
easat-396	197	17	3	3	NUM
easat-396	197	18	people	people	NOUN
easat-396	197	19	,	,	PUNCT
easat-396	197	20	accounting	account	VERB
easat-396	197	21	for	for	ADP
easat-396	197	22	15.8	15.8	NUM
easat-396	197	23	%	%	NOUN
easat-396	197	24	;	;	PUNCT
easat-396	197	25	there	there	PRON
easat-396	197	26	are	be	VERB
easat-396	197	27	256	256	NUM
easat-396	197	28	customers	customer	NOUN
easat-396	197	29	with	with	ADP
easat-396	197	30	incomes	income	NOUN
easat-396	197	31	from	from	ADP
easat-396	197	32	5	5	NUM
easat-396	197	33	to	to	ADP
easat-396	197	34	under	under	ADP
easat-396	197	35	15	15	NUM
easat-396	197	36	million	million	NUM
easat-396	197	37	,	,	PUNCT
easat-396	197	38	accounting	account	VERB
easat-396	197	39	for	for	ADP
easat-396	197	40	64	64	NUM
easat-396	197	41	%	%	NOUN
easat-396	197	42	;	;	PUNCT
easat-396	197	43	and	and	CCONJ
easat-396	197	44	the	the	DET
easat-396	197	45	group	group	NOUN
easat-396	197	46	of	of	ADP
easat-396	197	47	customers	customer	NOUN
easat-396	197	48	over	over	ADP
easat-396	197	49	15	15	NUM
easat-396	197	50	million	million	NUM
easat-396	197	51	accounts	account	NOUN
easat-396	197	52	for	for	ADP
easat-396	197	53	20.7	20.7	NUM
easat-396	197	54	%	%	NOUN
easat-396	197	55	.	.	PUNCT
easat-396	198	1	4.2	4.2	NUM
easat-396	198	2	.	.	PUNCT
easat-396	198	3	reliability	reliability	NOUN
easat-396	198	4	and	and	CCONJ
easat-396	198	5	validity	validity	NOUN
easat-396	198	6	of	of	ADP
easat-396	198	7	measurement	measurement	NOUN
easat-396	198	8	to	to	PART
easat-396	198	9	ensure	ensure	VERB
easat-396	198	10	scale	scale	NOUN
easat-396	198	11	reliability	reliability	NOUN
easat-396	198	12	,	,	PUNCT
easat-396	198	13	cronbach	cronbach	VERB
easat-396	198	14	's	's	PART
easat-396	198	15	alpha	alpha	ADJ
easat-396	198	16	coefficient	coefficient	NOUN
easat-396	198	17	was	be	AUX
easat-396	198	18	used	use	VERB
easat-396	198	19	for	for	ADP
easat-396	198	20	5	5	NUM
easat-396	198	21	independent	independent	ADJ
easat-396	198	22	variable	variable	ADJ
easat-396	198	23	scales	scale	NOUN
easat-396	198	24	,	,	PUNCT
easat-396	198	25	1	1	NUM
easat-396	198	26	intermediate	intermediate	ADJ
easat-396	198	27	scale	scale	NOUN
easat-396	198	28	,	,	PUNCT
easat-396	198	29	and	and	CCONJ
easat-396	198	30	1	1	NUM
easat-396	198	31	dependent	dependent	ADJ
easat-396	198	32	variable	variable	ADJ
easat-396	198	33	scale	scale	NOUN
easat-396	198	34	[	[	X
easat-396	198	35	72	72	NUM
easat-396	198	36	]	]	PUNCT
easat-396	198	37	.	.	PUNCT
easat-396	199	1	all	all	DET
easat-396	199	2	scales	scale	NOUN
easat-396	199	3	had	have	VERB
easat-396	199	4	a	a	DET
easat-396	199	5	cronbach	cronbach	NOUN
easat-396	199	6	's	's	PART
easat-396	199	7	alpha	alpha	ADJ
easat-396	199	8	coefficient	coefficient	NOUN
easat-396	199	9	greater	great	ADJ
easat-396	199	10	than	than	ADP
easat-396	199	11	0.6	0.6	NUM
easat-396	199	12	,	,	PUNCT
easat-396	199	13	and	and	CCONJ
easat-396	199	14	no	no	DET
easat-396	199	15	scale	scale	NOUN
easat-396	199	16	had	have	VERB
easat-396	199	17	a	a	DET
easat-396	199	18	cronbach	cronbach	NOUN
easat-396	199	19	's	's	PART
easat-396	199	20	alpha	alpha	NOUN
easat-396	199	21	if	if	SCONJ
easat-396	199	22	item	item	NOUN
easat-396	199	23	deleted	delete	VERB
easat-396	199	24	greater	great	ADJ
easat-396	199	25	than	than	ADP
easat-396	199	26	the	the	DET
easat-396	199	27	coefficient	coefficient	NOUN
easat-396	199	28	of	of	ADP
easat-396	199	29	cronbach	cronbach	PROPN
easat-396	199	30	's	's	PART
easat-396	199	31	alpha	alpha	NOUN
easat-396	200	1	[	[	X
easat-396	200	2	73	73	NUM
easat-396	200	3	]	]	PUNCT
easat-396	200	4	.	.	PUNCT
easat-396	201	1	therefore	therefore	ADV
easat-396	201	2	,	,	PUNCT
easat-396	201	3	all	all	DET
easat-396	201	4	observed	observed	ADJ
easat-396	201	5	variables	variable	NOUN
easat-396	201	6	are	be	AUX
easat-396	201	7	accepted	accept	VERB
easat-396	201	8	and	and	CCONJ
easat-396	201	9	will	will	AUX
easat-396	201	10	be	be	AUX
easat-396	201	11	used	use	VERB
easat-396	201	12	for	for	ADP
easat-396	201	13	exploratory	exploratory	ADJ
easat-396	201	14	factor	factor	NOUN
easat-396	201	15	analysis	analysis	NOUN
easat-396	201	16	(	(	PUNCT
easat-396	201	17	efa	efa	PROPN
easat-396	201	18	)	)	PUNCT
easat-396	201	19	.	.	PUNCT
easat-396	202	1	according	accord	VERB
easat-396	202	2	to	to	ADP
easat-396	202	3	the	the	DET
easat-396	202	4	analysis	analysis	NOUN
easat-396	202	5	results	result	NOUN
easat-396	202	6	,	,	PUNCT
easat-396	202	7	the	the	DET
easat-396	202	8	bartlett	bartlett	PROPN
easat-396	202	9	test	test	NOUN
easat-396	202	10	yielded	yield	VERB
easat-396	202	11	a	a	DET
easat-396	202	12	sig	sig	NOUN
easat-396	202	13	.	.	PUNCT
easat-396	202	14	value	value	NOUN
easat-396	202	15	of	of	ADP
easat-396	202	16	0.000	0.000	NUM
easat-396	202	17	,	,	PUNCT
easat-396	202	18	which	which	PRON
easat-396	202	19	is	be	AUX
easat-396	202	20	less	less	ADJ
easat-396	202	21	than	than	ADP
easat-396	202	22	the	the	DET
easat-396	202	23	threshold	threshold	NOUN
easat-396	202	24	of	of	ADP
easat-396	202	25	0.05	0.05	NUM
easat-396	202	26	.	.	PUNCT
easat-396	203	1	this	this	PRON
easat-396	203	2	suggests	suggest	VERB
easat-396	203	3	that	that	SCONJ
easat-396	203	4	there	there	PRON
easat-396	203	5	is	be	VERB
easat-396	203	6	a	a	DET
easat-396	203	7	significant	significant	ADJ
easat-396	203	8	correlation	correlation	NOUN
easat-396	203	9	between	between	ADP
easat-396	203	10	the	the	DET
easat-396	203	11	observed	observe	VERB
easat-396	203	12	variables	variable	NOUN
easat-396	203	13	in	in	ADP
easat-396	203	14	the	the	DET
easat-396	203	15	factor	factor	NOUN
easat-396	203	16	analysis	analysis	NOUN
easat-396	203	17	.	.	PUNCT
easat-396	204	1	additionally	additionally	ADV
easat-396	204	2	,	,	PUNCT
easat-396	204	3	the	the	DET
easat-396	204	4	kmo	kmo	PROPN
easat-396	204	5	(	(	PUNCT
easat-396	204	6	kaiser	kaiser	PROPN
easat-396	204	7	-	-	PUNCT
easat-396	204	8	meyer	meyer	PROPN
easat-396	204	9	-	-	PUNCT
easat-396	204	10	olkin	olkin	NOUN
easat-396	204	11	)	)	PUNCT
easat-396	204	12	coefficient	coefficient	NOUN
easat-396	204	13	measure	measure	NOUN
easat-396	204	14	was	be	AUX
easat-396	204	15	0.933	0.933	NUM
easat-396	204	16	,	,	PUNCT
easat-396	204	17	indicating	indicate	VERB
easat-396	204	18	that	that	SCONJ
easat-396	204	19	the	the	DET
easat-396	204	20	factor	factor	NOUN
easat-396	204	21	analysis	analysis	NOUN
easat-396	204	22	is	be	AUX
easat-396	204	23	consistent	consistent	ADJ
easat-396	204	24	with	with	ADP
easat-396	204	25	the	the	DET
easat-396	204	26	research	research	NOUN
easat-396	204	27	data	datum	NOUN
easat-396	204	28	[	[	X
easat-396	204	29	74	74	NUM
easat-396	204	30	]	]	PUNCT
easat-396	204	31	.	.	PUNCT
easat-396	205	1	the	the	DET
easat-396	205	2	efa	efa	PROPN
easat-396	205	3	analysis	analysis	NOUN
easat-396	205	4	resulted	result	VERB
easat-396	205	5	in	in	ADP
easat-396	205	6	seven	seven	NUM
easat-396	205	7	components	component	NOUN
easat-396	205	8	with	with	ADP
easat-396	205	9	a	a	DET
easat-396	205	10	cumulative	cumulative	ADJ
easat-396	205	11	coefficient	coefficient	NOUN
easat-396	205	12	of	of	ADP
easat-396	205	13	67.062	67.062	NUM
easat-396	205	14	%	%	NOUN
easat-396	205	15	,	,	PUNCT
easat-396	205	16	indicating	indicate	VERB
easat-396	205	17	that	that	SCONJ
easat-396	205	18	the	the	DET
easat-396	205	19	seven	seven	NUM
easat-396	205	20	factors	factor	NOUN
easat-396	205	21	explain	explain	VERB
easat-396	205	22	67.062	67.062	NUM
easat-396	205	23	%	%	NOUN
easat-396	205	24	of	of	ADP
easat-396	205	25	the	the	DET
easat-396	205	26	data	data	NOUN
easat-396	205	27	variation	variation	NOUN
easat-396	205	28	.	.	PUNCT
easat-396	206	1	to	to	PART
easat-396	206	2	qualify	qualify	VERB
easat-396	206	3	,	,	PUNCT
easat-396	206	4	all	all	DET
easat-396	206	5	factor	factor	NOUN
easat-396	206	6	eigenvalues	eigenvalue	VERB
easat-396	206	7	were	be	AUX
easat-396	206	8	greater	great	ADJ
easat-396	206	9	than	than	ADP
easat-396	206	10	1	1	NUM
easat-396	206	11	[	[	X
easat-396	206	12	74	74	NUM
easat-396	206	13	]	]	PUNCT
easat-396	206	14	.	.	PUNCT
easat-396	207	1	in	in	ADP
easat-396	207	2	the	the	DET
easat-396	207	3	factor	factor	NOUN
easat-396	207	4	rotation	rotation	NOUN
easat-396	207	5	matrix	matrix	NOUN
easat-396	207	6	table	table	NOUN
easat-396	207	7	,	,	PUNCT
easat-396	207	8	all	all	DET
easat-396	207	9	variables	variable	NOUN
easat-396	207	10	had	have	VERB
easat-396	207	11	a	a	DET
easat-396	207	12	factor	factor	NOUN
easat-396	207	13	loading	load	VERB
easat-396	207	14	greater	great	ADJ
easat-396	207	15	than	than	ADP
easat-396	207	16	0.5	0.5	NUM
easat-396	207	17	.	.	PUNCT
easat-396	208	1	this	this	PRON
easat-396	208	2	means	mean	VERB
easat-396	208	3	that	that	SCONJ
easat-396	208	4	the	the	DET
easat-396	208	5	factor	factor	NOUN
easat-396	208	6	analysis	analysis	NOUN
easat-396	208	7	grouped	group	VERB
easat-396	208	8	the	the	DET
easat-396	208	9	28	28	NUM
easat-396	208	10	variables	variable	NOUN
easat-396	208	11	into	into	ADP
easat-396	208	12	seven	seven	NUM
easat-396	208	13	factors	factor	NOUN
easat-396	208	14	,	,	PUNCT
easat-396	208	15	as	as	ADP
easat-396	208	16	per	per	ADP
easat-396	208	17	the	the	DET
easat-396	208	18	original	original	ADJ
easat-396	208	19	theoretical	theoretical	ADJ
easat-396	208	20	model	model	NOUN
easat-396	208	21	.	.	PUNCT
easat-396	209	1	additionally	additionally	ADV
easat-396	209	2	,	,	PUNCT
easat-396	209	3	all	all	DET
easat-396	209	4	variables	variable	NOUN
easat-396	209	5	only	only	ADV
easat-396	209	6	loaded	load	VERB
easat-396	209	7	a	a	DET
easat-396	209	8	single	single	ADJ
easat-396	209	9	factor	factor	NOUN
easat-396	209	10	,	,	PUNCT
easat-396	209	11	which	which	PRON
easat-396	209	12	is	be	AUX
easat-396	209	13	indicative	indicative	ADJ
easat-396	209	14	of	of	ADP
easat-396	209	15	satisfactory	satisfactory	ADJ
easat-396	209	16	factor	factor	NOUN
easat-396	209	17	analysis	analysis	NOUN
easat-396	209	18	.	.	PUNCT
easat-396	210	1	therefore	therefore	ADV
easat-396	210	2	,	,	PUNCT
easat-396	210	3	all	all	DET
easat-396	210	4	scales	scale	NOUN
easat-396	210	5	used	use	VERB
easat-396	210	6	for	for	ADP
easat-396	210	7	the	the	DET
easat-396	210	8	variables	variable	NOUN
easat-396	210	9	in	in	ADP
easat-396	210	10	the	the	DET
easat-396	210	11	model	model	NOUN
easat-396	210	12	meet	meet	VERB
easat-396	210	13	the	the	DET
easat-396	210	14	requirements	requirement	NOUN
easat-396	210	15	and	and	CCONJ
easat-396	210	16	can	can	AUX
easat-396	210	17	be	be	AUX
easat-396	210	18	used	use	VERB
easat-396	210	19	in	in	ADP
easat-396	210	20	the	the	DET
easat-396	210	21	subsequent	subsequent	ADJ
easat-396	210	22	analysis	analysis	NOUN
easat-396	210	23	.	.	PUNCT
easat-396	211	1	besides	besides	SCONJ
easat-396	211	2	,	,	PUNCT
easat-396	211	3	convergent	convergent	NOUN
easat-396	211	4	and	and	CCONJ
easat-396	211	5	discriminant	discriminant	ADJ
easat-396	211	6	validity	validity	NOUN
easat-396	211	7	helps	helps	AUX
easat-396	211	8	examine	examine	VERB
easat-396	211	9	the	the	DET
easat-396	211	10	validity	validity	NOUN
easat-396	211	11	of	of	ADP
easat-396	211	12	measures	measure	NOUN
easat-396	211	13	.	.	PUNCT
easat-396	212	1	factor	factor	NOUN
easat-396	212	2	loading	loading	NOUN
easat-396	212	3	and	and	CCONJ
easat-396	212	4	the	the	DET
easat-396	212	5	average	average	ADJ
easat-396	212	6	variance	variance	NOUN
easat-396	212	7	extracted	extract	VERB
easat-396	212	8	(	(	PUNCT
easat-396	212	9	ave	ave	NOUN
easat-396	212	10	)	)	PUNCT
easat-396	212	11	values	value	NOUN
easat-396	212	12	served	serve	VERB
easat-396	212	13	to	to	PART
easat-396	212	14	estimate	estimate	VERB
easat-396	212	15	convergent	convergent	ADJ
easat-396	212	16	validity	validity	NOUN
easat-396	212	17	.	.	PUNCT
easat-396	213	1	as	as	SCONJ
easat-396	213	2	shown	show	VERB
easat-396	213	3	in	in	ADP
easat-396	213	4	table	table	NOUN
easat-396	213	5	1	1	NUM
easat-396	213	6	,	,	PUNCT
easat-396	213	7	all	all	DET
easat-396	213	8	the	the	DET
easat-396	213	9	construct	construct	NOUN
easat-396	213	10	's	's	PART
easat-396	213	11	factor	factor	NOUN
easat-396	213	12	loadings	loading	NOUN
easat-396	213	13	and	and	CCONJ
easat-396	213	14	ave	ave	NOUN
easat-396	213	15	values	value	NOUN
easat-396	213	16	were	be	AUX
easat-396	213	17	higher	high	ADJ
easat-396	213	18	than	than	ADP
easat-396	213	19	the	the	DET
easat-396	213	20	suggested	suggest	VERB
easat-396	213	21	value	value	NOUN
easat-396	213	22	(	(	PUNCT
easat-396	213	23	0.50	0.50	NUM
easat-396	213	24	)	)	PUNCT
easat-396	213	25	by	by	ADP
easat-396	213	26	hair	hair	NOUN
easat-396	213	27	,	,	PUNCT
easat-396	213	28	et	et	PROPN
easat-396	213	29	al	al	PROPN
easat-396	213	30	.	.	PUNCT
easat-396	214	1	[	[	X
easat-396	214	2	73	73	NUM
easat-396	214	3	]	]	PUNCT
easat-396	214	4	.	.	PUNCT
easat-396	215	1	additionally	additionally	ADV
easat-396	215	2	,	,	PUNCT
easat-396	215	3	based	base	VERB
easat-396	215	4	on	on	ADP
easat-396	215	5	criteria	criterion	NOUN
easat-396	215	6	proposed	propose	VERB
easat-396	215	7	by	by	ADP
easat-396	215	8	hu	hu	PROPN
easat-396	215	9	and	and	CCONJ
easat-396	215	10	bentler	bentler	NOUN
easat-396	215	11	[	[	X
easat-396	215	12	75	75	NUM
easat-396	215	13	]	]	PUNCT
easat-396	215	14	,	,	PUNCT
easat-396	215	15	the	the	DET
easat-396	215	16	cfa	cfa	PROPN
easat-396	215	17	results	result	NOUN
easat-396	215	18	revealed	reveal	VERB
easat-396	215	19	that	that	SCONJ
easat-396	215	20	all	all	DET
easat-396	215	21	fit	fit	ADJ
easat-396	215	22	indices	index	NOUN
easat-396	215	23	of	of	ADP
easat-396	215	24	the	the	DET
easat-396	215	25	measurement	measurement	NOUN
easat-396	215	26	model	model	NOUN
easat-396	215	27	were	be	AUX
easat-396	215	28	within	within	ADP
easat-396	215	29	the	the	DET
easat-396	215	30	recommended	recommend	VERB
easat-396	215	31	level	level	NOUN
easat-396	215	32	.	.	PUNCT
easat-396	216	1	specifically	specifically	ADV
easat-396	216	2	,	,	PUNCT
easat-396	216	3	chi	chi	ADJ
easat-396	216	4	-	-	PUNCT
easat-396	216	5	square	square	ADJ
easat-396	216	6	/	/	SYM
easat-396	216	7	df	df	NOUN
easat-396	216	8	=	=	NUM
easat-396	216	9	2.029	2.029	NUM
easat-396	216	10	,	,	PUNCT
easat-396	216	11	cfi	cfi	PROPN
easat-396	216	12	(	(	PUNCT
easat-396	216	13	comparative	comparative	ADJ
easat-396	216	14	fit	fit	ADJ
easat-396	216	15	index	index	NOUN
easat-396	216	16	)	)	PUNCT
easat-396	217	1	=	=	SYM
easat-396	217	2	0.938	0.938	NUM
easat-396	217	3	,	,	PUNCT
easat-396	217	4	tli	tli	X
easat-396	217	5	(	(	PUNCT
easat-396	217	6	tucker	tucker	PROPN
easat-396	217	7	–	–	PUNCT
easat-396	217	8	lewis	lewis	PROPN
easat-396	217	9	index	index	NOUN
easat-396	217	10	)	)	PUNCT
easat-396	217	11	=	=	NOUN
easat-396	217	12	0.929	0.929	NUM
easat-396	217	13	,	,	PUNCT
easat-396	217	14	and	and	CCONJ
easat-396	217	15	rmsea	rmsea	NOUN
easat-396	217	16	(	(	PUNCT
easat-396	217	17	root	root	NOUN
easat-396	217	18	mean	mean	VERB
easat-396	217	19	square	square	ADJ
easat-396	217	20	error	error	NOUN
easat-396	217	21	of	of	ADP
easat-396	217	22	approximation	approximation	NOUN
easat-396	217	23	)	)	PUNCT
easat-396	217	24	=	=	PUNCT
easat-396	217	25	0.051	0.051	NUM
easat-396	217	26	.	.	PUNCT
easat-396	218	1	this	this	DET
easat-396	218	2	outcome	outcome	NOUN
easat-396	218	3	implies	imply	VERB
easat-396	218	4	that	that	SCONJ
easat-396	218	5	an	an	DET
easat-396	218	6	adequate	adequate	ADJ
easat-396	218	7	fit	fit	NOUN
easat-396	218	8	between	between	ADP
easat-396	218	9	the	the	DET
easat-396	218	10	measurement	measurement	NOUN
easat-396	218	11	model	model	NOUN
easat-396	218	12	and	and	CCONJ
easat-396	218	13	its	its	PRON
easat-396	218	14	observed	observed	ADJ
easat-396	218	15	data	datum	NOUN
easat-396	218	16	has	have	AUX
easat-396	218	17	been	be	AUX
easat-396	218	18	proven	prove	VERB
easat-396	218	19	.	.	PUNCT
easat-396	219	1	to	to	PART
easat-396	219	2	establish	establish	VERB
easat-396	219	3	the	the	DET
easat-396	219	4	meaning	meaning	NOUN
easat-396	219	5	of	of	ADP
easat-396	219	6	a	a	DET
easat-396	219	7	measure	measure	NOUN
easat-396	219	8	,	,	PUNCT
easat-396	219	9	it	it	PRON
easat-396	219	10	is	be	AUX
easat-396	219	11	important	important	ADJ
easat-396	219	12	to	to	PART
easat-396	219	13	establish	establish	VERB
easat-396	219	14	discriminant	discriminant	ADJ
easat-396	219	15	validation	validation	NOUN
easat-396	219	16	,	,	PUNCT
easat-396	219	17	as	as	SCONJ
easat-396	219	18	suggested	suggest	VERB
easat-396	219	19	by	by	ADP
easat-396	219	20	heeler	heeler	NOUN
easat-396	219	21	and	and	CCONJ
easat-396	219	22	ray	ray	NOUN
easat-396	220	1	[	[	X
easat-396	220	2	76	76	NUM
easat-396	220	3	]	]	PUNCT
easat-396	220	4	.	.	PUNCT
easat-396	221	1	campbell	campbell	PROPN
easat-396	222	1	[	[	X
easat-396	222	2	77	77	NUM
easat-396	222	3	]	]	PUNCT
easat-396	222	4	proposed	propose	VERB
easat-396	222	5	that	that	SCONJ
easat-396	222	6	discriminant	discriminant	ADJ
easat-396	222	7	validity	validity	NOUN
easat-396	222	8	can	can	AUX
easat-396	222	9	be	be	AUX
easat-396	222	10	achieved	achieve	VERB
easat-396	222	11	by	by	ADP
easat-396	222	12	ensuring	ensure	VERB
easat-396	222	13	that	that	SCONJ
easat-396	222	14	a	a	DET
easat-396	222	15	measure	measure	NOUN
easat-396	222	16	is	be	AUX
easat-396	222	17	not	not	PART
easat-396	222	18	highly	highly	ADV
easat-396	222	19	correlated	correlate	VERB
easat-396	222	20	with	with	ADP
easat-396	222	21	another	another	PRON
easat-396	222	22	or	or	CCONJ
easat-396	222	23	by	by	ADP
easat-396	222	24	comparing	compare	VERB
easat-396	222	25	the	the	DET
easat-396	222	26	ave	ave	NOUN
easat-396	222	27	values	value	NOUN
easat-396	222	28	for	for	ADP
easat-396	222	29	each	each	DET
easat-396	222	30	construct	construct	NOUN
easat-396	222	31	and	and	CCONJ
easat-396	222	32	the	the	DET
easat-396	222	33	r2	r2	PROPN
easat-396	222	34	value	value	NOUN
easat-396	222	35	,	,	PUNCT
easat-396	222	36	which	which	PRON
easat-396	222	37	represents	represent	VERB
easat-396	222	38	the	the	DET
easat-396	222	39	squared	square	VERB
easat-396	222	40	correlation	correlation	NOUN
easat-396	222	41	between	between	ADP
easat-396	222	42	two	two	NUM
easat-396	222	43	constructs	construct	NOUN
easat-396	222	44	.	.	PUNCT
easat-396	223	1	143	143	DET
easat-396	223	2	edelweiss	edelweiss	PROPN
easat-396	223	3	applied	apply	VERB
easat-396	223	4	science	science	NOUN
easat-396	223	5	and	and	CCONJ
easat-396	223	6	technology	technology	NOUN
easat-396	223	7	issn	issn	PROPN
easat-396	223	8	:	:	PUNCT
easat-396	223	9	2576	2576	NUM
easat-396	223	10	-	-	SYM
easat-396	223	11	8484	8484	NUM
easat-396	223	12	vol	vol	NOUN
easat-396	223	13	.	.	PROPN
easat-396	224	1	7	7	NUM
easat-396	224	2	,	,	PUNCT
easat-396	224	3	no	no	INTJ
easat-396	224	4	.	.	NOUN
easat-396	224	5	2	2	NUM
easat-396	224	6	:	:	SYM
easat-396	224	7	136	136	NUM
easat-396	224	8	-	-	SYM
easat-396	224	9	153	153	NUM
easat-396	224	10	,	,	PUNCT
easat-396	224	11	2023	2023	NUM
easat-396	224	12	doi	doi	NOUN
easat-396	224	13	:	:	PUNCT
easat-396	224	14	10.55214/25768484.v7i2.396	10.55214/25768484.v7i2.396	NUM
easat-396	224	15	©	©	PROPN
easat-396	224	16	2023	2023	NUM
easat-396	224	17	by	by	ADP
easat-396	224	18	the	the	DET
easat-396	224	19	authors	author	NOUN
easat-396	224	20	;	;	PUNCT
easat-396	224	21	licensee	licensee	PROPN
easat-396	224	22	learning	learn	VERB
easat-396	224	23	gate	gate	PROPN
easat-396	224	24	fornell	fornell	PROPN
easat-396	224	25	and	and	CCONJ
easat-396	224	26	larcker	larcker	NOUN
easat-396	225	1	[	[	X
easat-396	225	2	72	72	NUM
easat-396	225	3	]	]	PUNCT
easat-396	225	4	also	also	ADV
easat-396	225	5	suggest	suggest	VERB
easat-396	225	6	that	that	SCONJ
easat-396	225	7	discriminant	discriminant	ADJ
easat-396	225	8	validity	validity	NOUN
easat-396	225	9	is	be	AUX
easat-396	225	10	accepted	accept	VERB
easat-396	225	11	when	when	SCONJ
easat-396	225	12	the	the	DET
easat-396	225	13	r2	r2	PROPN
easat-396	225	14	value	value	NOUN
easat-396	225	15	is	be	AUX
easat-396	225	16	lower	low	ADJ
easat-396	225	17	than	than	ADP
easat-396	225	18	the	the	DET
easat-396	225	19	ave	ave	NOUN
easat-396	225	20	value	value	NOUN
easat-396	225	21	of	of	ADP
easat-396	225	22	each	each	DET
easat-396	225	23	construct	construct	NOUN
easat-396	225	24	.	.	PUNCT
easat-396	226	1	table	table	NOUN
easat-396	226	2	2	2	NUM
easat-396	226	3	shows	show	VERB
easat-396	226	4	support	support	NOUN
easat-396	226	5	for	for	ADP
easat-396	226	6	the	the	DET
easat-396	226	7	discriminant	discriminant	ADJ
easat-396	226	8	validity	validity	NOUN
easat-396	226	9	of	of	ADP
easat-396	226	10	the	the	DET
easat-396	226	11	model	model	NOUN
easat-396	226	12	constructs	construct	VERB
easat-396	226	13	.	.	PUNCT
easat-396	227	1	table	table	NOUN
easat-396	227	2	1	1	NUM
easat-396	227	3	.	.	PUNCT
easat-396	227	4	cfas	cfas	NOUN
easat-396	227	5	’	'	PUNCT
easat-396	227	6	results	result	NOUN
easat-396	227	7	within	within	ADP
easat-396	227	8	the	the	DET
easat-396	227	9	five	five	NUM
easat-396	227	10	latent	latent	NOUN
easat-396	227	11	factors	factor	NOUN
easat-396	227	12	.	.	PUNCT
easat-396	228	1	component	component	NOUN
easat-396	228	2	estimate	estimate	NOUN
easat-396	228	3	s.e	s.e	PROPN
easat-396	228	4	.	.	PROPN
easat-396	228	5	c.r	c.r	PROPN
easat-396	228	6	.	.	PROPN
easat-396	229	1	p	p	PROPN
easat-396	229	2	cr	cr	PROPN
easat-396	229	3	ave	ave	PROPN
easat-396	229	4	ub2	ub2	PROPN
easat-396	229	5	<	<	X
easat-396	229	6	--ub	--ub	X
easat-396	229	7	0.797	0.797	NUM
easat-396	229	8	0.853	0.853	NUM
easat-396	229	9	0.594	0.594	NUM
easat-396	229	10	ub3	ub3	ADJ
easat-396	229	11	<	<	X
easat-396	229	12	--ub	--ub	NOUN
easat-396	229	13	0.810	0.810	SYM
easat-396	229	14	0.069	0.069	NUM
easat-396	229	15	16.713	16.713	NUM
easat-396	229	16	*	*	PUNCT
easat-396	229	17	*	*	PUNCT
easat-396	229	18	*	*	PUNCT
easat-396	229	19	ub4	ub4	NOUN
easat-396	229	20	<	<	X
easat-396	229	21	--ub	--ub	X
easat-396	229	22	0.794	0.794	NUM
easat-396	229	23	0.064	0.064	NUM
easat-396	229	24	16.372	16.372	NUM
easat-396	229	25	*	*	PUNCT
easat-396	229	26	*	*	PUNCT
easat-396	229	27	*	*	PUNCT
easat-396	229	28	ub1	ub1	PROPN
easat-396	229	29	<	<	X
easat-396	229	30	--ub	--ub	X
easat-396	229	31	0.674	0.674	NUM
easat-396	229	32	0.063	0.063	NUM
easat-396	229	33	13.579	13.579	NUM
easat-396	229	34	*	*	PUNCT
easat-396	229	35	*	*	PUNCT
easat-396	229	36	*	*	PUNCT
easat-396	229	37	si3	si3	PROPN
easat-396	229	38	<	<	X
easat-396	229	39	--si	--si	NOUN
easat-396	229	40	0.787	0.787	NUM
easat-396	229	41	0.836	0.836	NUM
easat-396	229	42	0.561	0.561	NUM
easat-396	229	43	si2	si2	NOUN
easat-396	229	44	<	<	X
easat-396	229	45	--si	--si	NOUN
easat-396	229	46	0.816	0.816	NUM
easat-396	229	47	0.063	0.063	NUM
easat-396	229	48	16.109	16.109	NUM
easat-396	229	49	*	*	PUNCT
easat-396	229	50	*	*	PUNCT
easat-396	229	51	*	*	PUNCT
easat-396	229	52	si1	si1	PROPN
easat-396	229	53	<	<	X
easat-396	229	54	--si	--si	NOUN
easat-396	229	55	0.715	0.715	NUM
easat-396	229	56	0.063	0.063	NUM
easat-396	229	57	14.108	14.108	NUM
easat-396	229	58	*	*	PUNCT
easat-396	229	59	*	*	PUNCT
easat-396	229	60	*	*	X
easat-396	229	61	si4	si4	PROPN
easat-396	229	62	<	<	X
easat-396	229	63	--si	--si	VERB
easat-396	229	64	0.670	0.670	NUM
easat-396	229	65	0.065	0.065	NUM
easat-396	229	66	13.140	13.140	NUM
easat-396	229	67	*	*	PUNCT
easat-396	229	68	*	*	PUNCT
easat-396	229	69	*	*	PUNCT
easat-396	229	70	pe2	pe2	PROPN
easat-396	229	71	<	<	X
easat-396	229	72	--pe	--pe	X
easat-396	229	73	0.740	0.740	NUM
easat-396	229	74	0.851	0.851	NUM
easat-396	229	75	0.589	0.589	NUM
easat-396	229	76	pe3	pe3	NOUN
easat-396	229	77	<	<	X
easat-396	229	78	--pe	--pe	NOUN
easat-396	229	79	0.796	0.796	NUM
easat-396	229	80	0.069	0.069	NUM
easat-396	229	81	15.294	15.294	NUM
easat-396	229	82	*	*	PUNCT
easat-396	229	83	*	*	PUNCT
easat-396	229	84	*	*	PUNCT
easat-396	229	85	pe4	pe4	NOUN
easat-396	229	86	<	<	X
easat-396	229	87	--pe	--pe	NOUN
easat-396	229	88	0.767	0.767	NUM
easat-396	229	89	0.070	0.070	NUM
easat-396	229	90	14.724	14.724	NUM
easat-396	229	91	*	*	PUNCT
easat-396	230	1	*	*	PUNCT
easat-396	230	2	*	*	PUNCT
easat-396	230	3	pe1	pe1	PROPN
easat-396	230	4	<	<	X
easat-396	230	5	--pe	--pe	NOUN
easat-396	230	6	0.766	0.766	NUM
easat-396	230	7	0.071	0.071	NUM
easat-396	230	8	14.709	14.709	NUM
easat-396	231	1	*	*	PUNCT
easat-396	231	2	*	*	PUNCT
easat-396	231	3	*	*	PUNCT
easat-396	231	4	pu3	pu3	PROPN
easat-396	231	5	<	<	X
easat-396	231	6	--pu	--pu	NOUN
easat-396	231	7	0.807	0.807	NUM
easat-396	231	8	0.839	0.839	NUM
easat-396	231	9	0.567	0.567	NUM
easat-396	231	10	pu1	pu1	NOUN
easat-396	231	11	<	<	X
easat-396	231	12	--pu	--pu	NOUN
easat-396	231	13	0.772	0.772	NUM
easat-396	231	14	0.055	0.055	NUM
easat-396	231	15	16.086	16.086	NUM
easat-396	231	16	*	*	PUNCT
easat-396	231	17	*	*	PUNCT
easat-396	231	18	*	*	PUNCT
easat-396	231	19	pu2	pu2	NOUN
easat-396	231	20	<	<	X
easat-396	231	21	--pu	--pu	NOUN
easat-396	231	22	0.728	0.728	NUM
easat-396	231	23	0.056	0.056	NUM
easat-396	231	24	15.014	15.014	NUM
easat-396	232	1	*	*	PUNCT
easat-396	232	2	*	*	PUNCT
easat-396	232	3	*	*	X
easat-396	232	4	pu4	pu4	X
easat-396	232	5	<	<	X
easat-396	232	6	--pu	--pu	NOUN
easat-396	232	7	0.701	0.701	NUM
easat-396	232	8	0.051	0.051	NUM
easat-396	232	9	14.353	14.353	NUM
easat-396	232	10	*	*	PUNCT
easat-396	232	11	*	*	PUNCT
easat-396	232	12	*	*	PUNCT
easat-396	232	13	ps1	ps1	PROPN
easat-396	232	14	<	<	X
easat-396	232	15	--ps	--ps	NOUN
easat-396	232	16	0.756	0.756	NUM
easat-396	232	17	0.812	0.812	NUM
easat-396	232	18	0.519	0.519	NUM
easat-396	232	19	ps2	ps2	NOUN
easat-396	233	1	<	<	X
easat-396	233	2	--ps	--ps	ADP
easat-396	233	3	0.710	0.710	NUM
easat-396	233	4	0.064	0.064	NUM
easat-396	233	5	13.799	13.799	NUM
easat-396	233	6	*	*	PUNCT
easat-396	233	7	*	*	PUNCT
easat-396	233	8	*	*	PUNCT
easat-396	233	9	ps4	ps4	VERB
easat-396	234	1	<	<	X
easat-396	234	2	--ps	--ps	ADP
easat-396	234	3	0.751	0.751	NUM
easat-396	234	4	0.071	0.071	NUM
easat-396	234	5	14.644	14.644	NUM
easat-396	234	6	*	*	PUNCT
easat-396	234	7	*	*	PUNCT
easat-396	234	8	*	*	PUNCT
easat-396	234	9	ps3	ps3	PROPN
easat-396	234	10	<	<	X
easat-396	234	11	--ps	--ps	ADP
easat-396	234	12	0.817	0.817	NUM
easat-396	234	13	0.075	0.075	NUM
easat-396	234	14	15.942	15.942	NUM
easat-396	234	15	*	*	PUNCT
easat-396	234	16	*	*	PUNCT
easat-396	234	17	*	*	PUNCT
easat-396	234	18	bi3	bi3	PROPN
easat-396	234	19	<	<	X
easat-396	234	20	--bi	--bi	NOUN
easat-396	234	21	0.769	0.769	NUM
easat-396	234	22	0.845	0.845	NUM
easat-396	234	23	0.577	0.577	NUM
easat-396	234	24	bi2	bi2	PROPN
easat-396	235	1	<	<	X
easat-396	235	2	--bi	--bi	NOUN
easat-396	235	3	0.691	0.691	NUM
easat-396	235	4	0.061	0.061	NUM
easat-396	235	5	13.177	13.177	NUM
easat-396	235	6	*	*	PUNCT
easat-396	235	7	*	*	PUNCT
easat-396	235	8	*	*	PUNCT
easat-396	235	9	bi4	bi4	NOUN
easat-396	235	10	<	<	X
easat-396	235	11	--bi	--bi	NOUN
easat-396	235	12	0.729	0.729	NUM
easat-396	235	13	0.064	0.064	NUM
easat-396	235	14	13.900	13.900	NUM
easat-396	235	15	*	*	PUNCT
easat-396	235	16	*	*	PUNCT
easat-396	235	17	*	*	PUNCT
easat-396	235	18	bi1	bi1	NOUN
easat-396	235	19	<	<	X
easat-396	235	20	--bi	--bi	NOUN
easat-396	235	21	0.690	0.690	NUM
easat-396	235	22	0.063	0.063	NUM
easat-396	235	23	13.154	13.154	NUM
easat-396	235	24	*	*	PUNCT
easat-396	235	25	*	*	PUNCT
easat-396	235	26	*	*	PUNCT
easat-396	235	27	ib4	ib4	NOUN
easat-396	235	28	<	<	X
easat-396	235	29	--iu	--iu	NOUN
easat-396	235	30	0.580	0.580	NUM
easat-396	235	31	0.717	0.717	NUM
easat-396	235	32	0.520	0.520	NUM
easat-396	235	33	ib1	ib1	NOUN
easat-396	235	34	<	<	X
easat-396	235	35	--iu	--iu	NOUN
easat-396	235	36	0.652	0.652	NUM
easat-396	235	37	0.107	0.107	NUM
easat-396	235	38	9.555	9.555	NUM
easat-396	235	39	*	*	PUNCT
easat-396	235	40	*	*	PUNCT
easat-396	235	41	*	*	PUNCT
easat-396	236	1	ib3	ib3	ADJ
easat-396	236	2	<	<	X
easat-396	236	3	--iu	--iu	NOUN
easat-396	236	4	0.684	0.684	NUM
easat-396	236	5	0.114	0.114	NUM
easat-396	236	6	9.842	9.842	NUM
easat-396	236	7	*	*	PUNCT
easat-396	236	8	*	*	PUNCT
easat-396	236	9	*	*	PUNCT
easat-396	236	10	ib2	ib2	NOUN
easat-396	236	11	<	<	X
easat-396	236	12	--iu	--iu	NUM
easat-396	236	13	0.574	0.574	NUM
easat-396	236	14	0.111	0.111	NUM
easat-396	236	15	8.773	8.773	NUM
easat-396	236	16	*	*	PUNCT
easat-396	236	17	*	*	PUNCT
easat-396	236	18	*	*	PUNCT
easat-396	236	19	note	note	NOUN
easat-396	236	20	:	:	PUNCT
easat-396	236	21	*	*	PUNCT
easat-396	236	22	*	*	PUNCT
easat-396	236	23	*	*	VERB
easat-396	236	24	statistically	statistically	ADV
easat-396	236	25	significant	significant	ADJ
easat-396	236	26	at	at	ADP
easat-396	236	27	p	p	X
easat-396	236	28	<	<	X
easat-396	236	29	0.001	0.001	NUM
easat-396	236	30	;	;	PUNCT
easat-396	236	31	s.e	s.e	PROPN
easat-396	236	32	.	.	PROPN
easat-396	236	33	standard	standard	ADJ
easat-396	236	34	errors	error	NOUN
easat-396	236	35	;	;	PUNCT
easat-396	236	36	c.r	c.r	PROPN
easat-396	236	37	.	.	PUNCT
easat-396	236	38	:	:	PUNCT
easat-396	237	1	critical	critical	ADJ
easat-396	237	2	ratio	ratio	NOUN
easat-396	237	3	.	.	PUNCT
easat-396	238	1	4.3	4.3	NUM
easat-396	238	2	.	.	PUNCT
easat-396	239	1	testing	test	VERB
easat-396	239	2	the	the	DET
easat-396	239	3	structural	structural	ADJ
easat-396	239	4	model	model	NOUN
easat-396	239	5	a	a	DET
easat-396	239	6	statistical	statistical	ADJ
easat-396	239	7	analysis	analysis	NOUN
easat-396	239	8	tool	tool	NOUN
easat-396	239	9	called	call	VERB
easat-396	239	10	structural	structural	ADJ
easat-396	239	11	equation	equation	NOUN
easat-396	239	12	modeling	modeling	NOUN
easat-396	239	13	(	(	PUNCT
easat-396	239	14	sem	sem	NOUN
easat-396	239	15	)	)	PUNCT
easat-396	239	16	with	with	ADP
easat-396	239	17	amos	amos	PROPN
easat-396	239	18	20	20	NUM
easat-396	239	19	software	software	NOUN
easat-396	239	20	was	be	AUX
easat-396	239	21	used	use	VERB
easat-396	239	22	to	to	PART
easat-396	239	23	test	test	VERB
easat-396	239	24	the	the	DET
easat-396	239	25	proposed	propose	VERB
easat-396	239	26	hypotheses	hypothesis	NOUN
easat-396	239	27	about	about	ADP
easat-396	239	28	how	how	SCONJ
easat-396	239	29	ps	ps	NOUN
easat-396	239	30	,	,	PUNCT
easat-396	239	31	si	si	X
easat-396	239	32	,	,	PUNCT
easat-396	239	33	pe	pe	X
easat-396	239	34	,	,	PUNCT
easat-396	239	35	pu	pu	PROPN
easat-396	239	36	,	,	PUNCT
easat-396	239	37	bi	bi	NOUN
easat-396	239	38	,	,	PUNCT
easat-396	239	39	iu	iu	ADP
easat-396	239	40	,	,	PUNCT
easat-396	239	41	and	and	CCONJ
easat-396	239	42	ub	ub	PROPN
easat-396	239	43	are	be	AUX
easat-396	239	44	connected	connect	VERB
easat-396	239	45	.	.	PUNCT
easat-396	240	1	the	the	DET
easat-396	240	2	results	result	NOUN
easat-396	240	3	are	be	AUX
easat-396	240	4	illustrated	illustrate	VERB
easat-396	240	5	in	in	ADP
easat-396	240	6	figure	figure	NOUN
easat-396	240	7	2	2	NUM
easat-396	240	8	.	.	PUNCT
easat-396	241	1	in	in	ADP
easat-396	241	2	addition	addition	NOUN
easat-396	241	3	to	to	ADP
easat-396	241	4	this	this	PRON
easat-396	241	5	,	,	PUNCT
easat-396	241	6	table	table	NOUN
easat-396	241	7	3	3	NUM
easat-396	241	8	presents	present	VERB
easat-396	241	9	the	the	DET
easat-396	241	10	estimated	estimate	VERB
easat-396	241	11	results	result	NOUN
easat-396	241	12	of	of	ADP
easat-396	241	13	the	the	DET
easat-396	241	14	parameters	parameter	NOUN
easat-396	241	15	in	in	ADP
easat-396	241	16	the	the	DET
easat-396	241	17	theoretical	theoretical	ADJ
easat-396	241	18	model	model	NOUN
easat-396	241	19	and	and	CCONJ
easat-396	241	20	their	their	PRON
easat-396	241	21	significance	significance	NOUN
easat-396	241	22	.	.	PUNCT
easat-396	242	1	the	the	DET
easat-396	242	2	statistical	statistical	ADJ
easat-396	242	3	values	value	NOUN
easat-396	242	4	,	,	PUNCT
easat-396	242	5	including	include	VERB
easat-396	242	6	the	the	DET
easat-396	242	7	p	p	PROPN
easat-396	242	8	-value	-value	PROPN
easat-396	242	9	,	,	PUNCT
easat-396	242	10	gfi	gfi	NOUN
easat-396	242	11	value	value	NOUN
easat-396	242	12	,	,	PUNCT
easat-396	242	13	tli	tli	PROPN
easat-396	242	14	,	,	PUNCT
easat-396	242	15	cfi	cfi	PROPN
easat-396	242	16	,	,	PUNCT
easat-396	242	17	chi	chi	NOUN
easat-396	242	18	-	-	PUNCT
easat-396	242	19	squared	square	VERB
easat-396	242	20	/	/	SYM
easat-396	242	21	df	df	NOUN
easat-396	242	22	,	,	PUNCT
easat-396	242	23	and	and	CCONJ
easat-396	242	24	rmsea	rmsea	NOUN
easat-396	242	25	,	,	PUNCT
easat-396	242	26	fall	fall	VERB
easat-396	242	27	within	within	ADP
easat-396	242	28	acceptable	acceptable	ADJ
easat-396	242	29	ranges	range	NOUN
easat-396	242	30	.	.	PUNCT
easat-396	243	1	specifically	specifically	ADV
easat-396	243	2	,	,	PUNCT
easat-396	243	3	this	this	DET
easat-396	243	4	model	model	NOUN
easat-396	243	5	has	have	VERB
easat-396	243	6	a	a	DET
easat-396	243	7	p	p	ADJ
easat-396	243	8	-	-	PUNCT
easat-396	243	9	value	value	NOUN
easat-396	243	10	=	=	NOUN
easat-396	243	11	of	of	ADP
easat-396	243	12	0.000	0.000	NUM
easat-396	243	13	and	and	CCONJ
easat-396	243	14	gfi	gfi	PROPN
easat-396	243	15	values	value	NOUN
easat-396	243	16	=	=	PUNCT
easat-396	243	17	of	of	ADP
easat-396	243	18	0.892	0.892	NUM
easat-396	243	19	(	(	PUNCT
easat-396	243	20	if	if	SCONJ
easat-396	243	21	the	the	DET
easat-396	243	22	gfi	gfi	PROPN
easat-396	243	23	value	value	NOUN
easat-396	243	24	is	be	AUX
easat-396	243	25	below	below	ADP
easat-396	243	26	0.9	0.9	NUM
easat-396	243	27	but	but	CCONJ
easat-396	243	28	from	from	ADP
easat-396	243	29	0.8	0.8	NUM
easat-396	243	30	or	or	CCONJ
easat-396	243	31	higher	high	ADJ
easat-396	243	32	,	,	PUNCT
easat-396	243	33	it	it	PRON
easat-396	243	34	is	be	AUX
easat-396	243	35	still	still	ADV
easat-396	243	36	acceptable	acceptable	ADJ
easat-396	243	37	according	accord	VERB
easat-396	243	38	to	to	ADP
easat-396	243	39	2	2	NUM
easat-396	243	40	studies	study	NOUN
easat-396	243	41	by	by	ADP
easat-396	243	42	homburg	homburg	PROPN
easat-396	243	43	and	and	CCONJ
easat-396	243	44	baumgartner	baumgartner	PROPN
easat-396	244	1	[	[	X
easat-396	244	2	78	78	NUM
easat-396	244	3	]	]	PUNCT
easat-396	244	4	and	and	CCONJ
easat-396	244	5	torkzadeh	torkzadeh	NOUN
easat-396	244	6	and	and	CCONJ
easat-396	244	7	doll	doll	NOUN
easat-396	244	8	[	[	X
easat-396	244	9	79	79	NUM
easat-396	244	10	]	]	PUNCT
easat-396	244	11	.	.	PUNCT
easat-396	245	1	tli	tli	X
easat-396	245	2	=	=	PUNCT
easat-396	246	1	0.928	0.928	NUM
easat-396	246	2	>	>	SYM
easat-396	246	3	0.9	0.9	NUM
easat-396	246	4	and	and	CCONJ
easat-396	246	5	cfi	cfi	NOUN
easat-396	246	6	=	=	NOUN
easat-396	246	7	0.936	0.936	NUM
easat-396	246	8	>	>	X
easat-396	246	9	0.8	0.8	NUM
easat-396	246	10	;	;	PUNCT
easat-396	246	11	chi	chi	NOUN
easat-396	246	12	-	-	PUNCT
easat-396	246	13	squared	square	VERB
easat-396	246	14	/	/	SYM
easat-396	246	15	df	df	NOUN
easat-396	246	16	=	=	SYM
easat-396	246	17	2	2	NUM
easat-396	246	18	.045	.045	NUM
easat-396	246	19	144	144	NUM
easat-396	246	20	edelweiss	edelweiss	PROPN
easat-396	246	21	applied	apply	VERB
easat-396	246	22	science	science	NOUN
easat-396	246	23	and	and	CCONJ
easat-396	246	24	technology	technology	NOUN
easat-396	246	25	issn	issn	PROPN
easat-396	246	26	:	:	PUNCT
easat-396	246	27	2576	2576	NUM
easat-396	246	28	-	-	SYM
easat-396	246	29	8484	8484	NUM
easat-396	246	30	vol	vol	NOUN
easat-396	246	31	.	.	PROPN
easat-396	247	1	7	7	NUM
easat-396	247	2	,	,	PUNCT
easat-396	247	3	no	no	INTJ
easat-396	247	4	.	.	NOUN
easat-396	247	5	2	2	NUM
easat-396	247	6	:	:	SYM
easat-396	247	7	136	136	NUM
easat-396	247	8	-	-	SYM
easat-396	247	9	153	153	NUM
easat-396	247	10	,	,	PUNCT
easat-396	247	11	2023	2023	NUM
easat-396	247	12	doi	doi	NOUN
easat-396	247	13	:	:	PUNCT
easat-396	247	14	10.55214/25768484.v7i2.396	10.55214/25768484.v7i2.396	NUM
easat-396	247	15	©	©	PROPN
easat-396	247	16	2023	2023	NUM
easat-396	247	17	by	by	ADP
easat-396	247	18	the	the	DET
easat-396	247	19	authors	author	NOUN
easat-396	247	20	;	;	PUNCT
easat-396	247	21	licensee	licensee	PROPN
easat-396	247	22	learning	learning	NOUN
easat-396	247	23	gate	gate	NOUN
easat-396	247	24	<	<	X
easat-396	247	25	3	3	NUM
easat-396	247	26	and	and	CCONJ
easat-396	247	27	rmsea	rmsea	NOUN
easat-396	247	28	=	=	SYM
easat-396	247	29	0.051	0.051	NUM
easat-396	247	30	<	<	X
easat-396	247	31	0.08	0.08	NUM
easat-396	247	32	are	be	AUX
easat-396	247	33	both	both	ADV
easat-396	247	34	satisfactory	satisfactory	ADJ
easat-396	247	35	.	.	PUNCT
easat-396	248	1	in	in	ADP
easat-396	248	2	summary	summary	NOUN
easat-396	248	3	,	,	PUNCT
easat-396	248	4	both	both	CCONJ
easat-396	248	5	the	the	DET
easat-396	248	6	sample	sample	NOUN
easat-396	248	7	size	size	NOUN
easat-396	248	8	and	and	CCONJ
easat-396	248	9	fit	fit	ADJ
easat-396	248	10	indices	index	NOUN
easat-396	248	11	demonstrate	demonstrate	VERB
easat-396	248	12	that	that	SCONJ
easat-396	248	13	the	the	DET
easat-396	248	14	proposed	propose	VERB
easat-396	248	15	research	research	NOUN
easat-396	248	16	model	model	NOUN
easat-396	248	17	effectively	effectively	ADV
easat-396	248	18	supports	support	VERB
easat-396	248	19	its	its	PRON
easat-396	248	20	hypotheses	hypothesis	NOUN
easat-396	248	21	.	.	PUNCT
easat-396	249	1	table	table	NOUN
easat-396	249	2	2	2	NUM
easat-396	249	3	.	.	PUNCT
easat-396	249	4	discriminant	discriminant	ADJ
easat-396	249	5	validity	validity	NOUN
easat-396	249	6	of	of	ADP
easat-396	249	7	constructs	construct	NOUN
easat-396	249	8	.	.	PUNCT
easat-396	250	1	constructs	construct	VERB
easat-396	250	2	msv	msv	PROPN
easat-396	250	3	(	(	PUNCT
easat-396	250	4	maximum	maximum	ADJ
easat-396	250	5	shared	share	VERB
easat-396	250	6	variance	variance	NOUN
easat-396	250	7	)	)	PUNCT
easat-396	250	8	maxr(h	maxr(h	NOUN
easat-396	250	9	)	)	PUNCT
easat-396	250	10	ps	ps	PROPN
easat-396	250	11	si	si	PROPN
easat-396	250	12	pe	pe	PROPN
easat-396	250	13	pu	pu	PROPN
easat-396	250	14	bi	bi	PROPN
easat-396	250	15	iu	iu	PROPN
easat-396	250	16	ub	ub	INTJ
easat-396	250	17	ps	ps	VERB
easat-396	250	18	0.452	0.452	NUM
easat-396	250	19	0.815	0.815	NUM
easat-396	250	20	0.720	0.720	NUM
easat-396	250	21	si	si	NOUN
easat-396	250	22	0.440	0.440	NUM
easat-396	250	23	0.846	0.846	NUM
easat-396	250	24	0.663	0.663	NUM
easat-396	250	25	0.749	0.749	NUM
easat-396	250	26	pe	pe	ADP
easat-396	250	27	0.566	0.566	NUM
easat-396	250	28	0.853	0.853	NUM
easat-396	250	29	0.651	0.651	NUM
easat-396	250	30	0.502	0.502	NUM
easat-396	250	31	0.768	0.768	NUM
easat-396	250	32	pu	pu	PROPN
easat-396	250	33	0.527	0.527	NUM
easat-396	250	34	0.845	0.845	NUM
easat-396	250	35	0.591	0.591	NUM
easat-396	250	36	0.537	0.537	NUM
easat-396	250	37	0.726	0.726	NUM
easat-396	250	38	0.753	0.753	NUM
easat-396	250	39	bi	bi	NOUN
easat-396	250	40	0.566	0.566	NUM
easat-396	250	41	0.850	0.850	NUM
easat-396	250	42	0.598	0.598	NUM
easat-396	250	43	0.468	0.468	NUM
easat-396	250	44	0.752	0.752	NUM
easat-396	250	45	0.708	0.708	NUM
easat-396	250	46	0.759	0.759	NUM
easat-396	250	47	iu	iu	ADP
easat-396	250	48	0.507	0.507	NUM
easat-396	250	49	0.721	0.721	NUM
easat-396	250	50	0.672	0.672	NUM
easat-396	250	51	0.602	0.602	NUM
easat-396	250	52	0.699	0.699	NUM
easat-396	250	53	0.712	0.712	NUM
easat-396	250	54	0.642	0.642	NUM
easat-396	250	55	0.724	0.724	NUM
easat-396	250	56	ub	ub	ADP
easat-396	250	57	0.425	0.425	NUM
easat-396	250	58	0.861	0.861	NUM
easat-396	250	59	0.590	0.590	NUM
easat-396	250	60	0.464	0.464	NUM
easat-396	250	61	0.563	0.563	NUM
easat-396	250	62	0.576	0.576	NUM
easat-396	250	63	0.570	0.570	NUM
easat-396	250	64	0.652	0.652	NUM
easat-396	250	65	0.771	0.771	NUM
easat-396	250	66	figure	figure	NOUN
easat-396	250	67	2	2	NUM
easat-396	250	68	.	.	PUNCT
easat-396	250	69	sem	sem	ADJ
easat-396	250	70	results	result	NOUN
easat-396	250	71	of	of	ADP
easat-396	250	72	the	the	DET
easat-396	250	73	research	research	NOUN
easat-396	250	74	model	model	NOUN
easat-396	250	75	.	.	PUNCT
easat-396	251	1	145	145	NUM
easat-396	251	2	edelweiss	edelweiss	PROPN
easat-396	251	3	applied	apply	VERB
easat-396	251	4	science	science	NOUN
easat-396	251	5	and	and	CCONJ
easat-396	251	6	technology	technology	NOUN
easat-396	251	7	issn	issn	PROPN
easat-396	251	8	:	:	PUNCT
easat-396	251	9	2576	2576	NUM
easat-396	251	10	-	-	SYM
easat-396	251	11	8484	8484	NUM
easat-396	251	12	vol	vol	NOUN
easat-396	251	13	.	.	PROPN
easat-396	252	1	7	7	NUM
easat-396	252	2	,	,	PUNCT
easat-396	252	3	no	no	INTJ
easat-396	252	4	.	.	NOUN
easat-396	252	5	2	2	NUM
easat-396	252	6	:	:	SYM
easat-396	252	7	136	136	NUM
easat-396	252	8	-	-	SYM
easat-396	252	9	153	153	NUM
easat-396	252	10	,	,	PUNCT
easat-396	252	11	2023	2023	NUM
easat-396	252	12	doi	doi	NOUN
easat-396	252	13	:	:	PUNCT
easat-396	252	14	10.55214/25768484.v7i2.396	10.55214/25768484.v7i2.396	NUM
easat-396	252	15	©	©	PROPN
easat-396	252	16	2023	2023	NUM
easat-396	252	17	by	by	ADP
easat-396	252	18	the	the	DET
easat-396	252	19	authors	author	NOUN
easat-396	252	20	;	;	PUNCT
easat-396	252	21	licensee	licensee	PROPN
easat-396	252	22	learning	learn	VERB
easat-396	252	23	gate	gate	PROPN
easat-396	252	24	table	table	NOUN
easat-396	252	25	3	3	NUM
easat-396	252	26	the	the	DET
easat-396	252	27	study	study	NOUN
easat-396	252	28	shows	show	VERB
easat-396	252	29	that	that	SCONJ
easat-396	252	30	the	the	DET
easat-396	252	31	intention	intention	NOUN
easat-396	252	32	to	to	PART
easat-396	252	33	use	use	VERB
easat-396	252	34	has	have	VERB
easat-396	252	35	a	a	DET
easat-396	252	36	very	very	ADV
easat-396	252	37	positive	positive	ADJ
easat-396	252	38	influence	influence	NOUN
easat-396	252	39	on	on	ADP
easat-396	252	40	the	the	DET
easat-396	252	41	behavior	behavior	NOUN
easat-396	252	42	of	of	ADP
easat-396	252	43	using	use	VERB
easat-396	252	44	digital	digital	ADJ
easat-396	252	45	banking	banking	NOUN
easat-396	252	46	services	service	NOUN
easat-396	252	47	(	(	PUNCT
easat-396	252	48	β	β	X
easat-396	252	49	=	=	SYM
easat-396	252	50	0.996	0.996	NUM
easat-396	252	51	,	,	PUNCT
easat-396	252	52	p	p	X
easat-396	252	53	=	=	NOUN
easat-396	252	54	0.000	0.000	NUM
easat-396	252	55	)	)	PUNCT
easat-396	252	56	.	.	PUNCT
easat-396	253	1	this	this	DET
easat-396	253	2	research	research	NOUN
easat-396	253	3	result	result	NOUN
easat-396	253	4	is	be	AUX
easat-396	253	5	consistent	consistent	ADJ
easat-396	253	6	with	with	ADP
easat-396	253	7	many	many	ADJ
easat-396	253	8	previous	previous	ADJ
easat-396	253	9	studies	study	NOUN
easat-396	253	10	,	,	PUNCT
easat-396	253	11	such	such	ADJ
easat-396	253	12	as	as	ADP
easat-396	253	13	research	research	NOUN
easat-396	253	14	by	by	ADP
easat-396	253	15	liang	liang	PROPN
easat-396	253	16	and	and	CCONJ
easat-396	253	17	xue	xue	PROPN
easat-396	254	1	[	[	X
easat-396	254	2	63	63	NUM
easat-396	254	3	]	]	PUNCT
easat-396	254	4	or	or	CCONJ
easat-396	254	5	by	by	ADP
easat-396	254	6	alalwan	alalwan	NOUN
easat-396	254	7	,	,	PUNCT
easat-396	254	8	et	et	PROPN
easat-396	254	9	al	al	PROPN
easat-396	254	10	.	.	PUNCT
easat-396	255	1	[	[	X
easat-396	255	2	41	41	NUM
easat-396	255	3	]	]	PUNCT
easat-396	255	4	.	.	PUNCT
easat-396	256	1	at	at	ADP
easat-396	256	2	the	the	DET
easat-396	256	3	same	same	ADJ
easat-396	256	4	time	time	NOUN
easat-396	256	5	,	,	PUNCT
easat-396	256	6	this	this	DET
easat-396	256	7	result	result	NOUN
easat-396	256	8	also	also	ADV
easat-396	256	9	confirms	confirm	VERB
easat-396	256	10	the	the	DET
easat-396	256	11	effectiveness	effectiveness	NOUN
easat-396	256	12	of	of	ADP
easat-396	256	13	the	the	DET
easat-396	256	14	tpb	tpb	NOUN
easat-396	256	15	model	model	NOUN
easat-396	256	16	in	in	ADP
easat-396	256	17	studying	study	VERB
easat-396	256	18	user	user	NOUN
easat-396	256	19	intention	intention	NOUN
easat-396	256	20	.	.	PUNCT
easat-396	257	1	research	research	NOUN
easat-396	257	2	results	result	NOUN
easat-396	257	3	show	show	VERB
easat-396	257	4	that	that	SCONJ
easat-396	257	5	perceived	perceive	VERB
easat-396	257	6	security	security	NOUN
easat-396	257	7	has	have	VERB
easat-396	257	8	the	the	DET
easat-396	257	9	strongest	strong	ADJ
easat-396	257	10	impact	impact	NOUN
easat-396	257	11	on	on	ADP
easat-396	257	12	intention	intention	NOUN
easat-396	257	13	to	to	PART
easat-396	257	14	use	use	VERB
easat-396	257	15	digital	digital	ADJ
easat-396	257	16	banking	banking	NOUN
easat-396	257	17	services	service	NOUN
easat-396	257	18	(	(	PUNCT
easat-396	257	19	β	β	X
easat-396	257	20	=	=	SYM
easat-396	257	21	0.225	0.225	NUM
easat-396	257	22	,	,	PUNCT
easat-396	257	23	p	p	X
easat-396	257	24	=	=	NOUN
easat-396	257	25	0.002	0.002	NUM
easat-396	257	26	)	)	PUNCT
easat-396	257	27	,	,	PUNCT
easat-396	257	28	which	which	PRON
easat-396	257	29	is	be	AUX
easat-396	257	30	consistent	consistent	ADJ
easat-396	257	31	with	with	ADP
easat-396	257	32	the	the	DET
easat-396	257	33	results	result	NOUN
easat-396	257	34	of	of	ADP
easat-396	257	35	juwaheer	juwaheer	PROPN
easat-396	257	36	,	,	PUNCT
easat-396	257	37	et	et	PROPN
easat-396	257	38	al	al	PROPN
easat-396	257	39	.	.	PUNCT
easat-396	258	1	[	[	X
easat-396	258	2	80	80	NUM
easat-396	258	3	]	]	X
easat-396	258	4	;	;	PUNCT
easat-396	258	5	merhi	merhi	PROPN
easat-396	258	6	,	,	PUNCT
easat-396	258	7	et	et	PROPN
easat-396	258	8	al	al	PROPN
easat-396	258	9	.	.	PUNCT
easat-396	259	1	[	[	X
easat-396	259	2	35	35	NUM
easat-396	259	3	]	]	PUNCT
easat-396	259	4	and	and	CCONJ
easat-396	259	5	anouze	anouze	ADV
easat-396	259	6	and	and	CCONJ
easat-396	259	7	alamro	alamro	VERB
easat-396	259	8	[	[	X
easat-396	259	9	6	6	NUM
easat-396	259	10	]	]	PUNCT
easat-396	259	11	.	.	PUNCT
easat-396	260	1	similar	similar	ADJ
easat-396	260	2	to	to	ADP
easat-396	260	3	the	the	DET
easat-396	260	4	research	research	NOUN
easat-396	260	5	results	result	NOUN
easat-396	260	6	of	of	ADP
easat-396	260	7	dinh	dinh	NOUN
easat-396	260	8	,	,	PUNCT
easat-396	260	9	et	et	PROPN
easat-396	260	10	al	al	PROPN
easat-396	260	11	.	.	PUNCT
easat-396	261	1	[	[	X
easat-396	261	2	49	49	NUM
easat-396	261	3	]	]	PUNCT
easat-396	261	4	and	and	CCONJ
easat-396	261	5	tran	tran	NOUN
easat-396	261	6	,	,	PUNCT
easat-396	261	7	et	et	PROPN
easat-396	261	8	al	al	PROPN
easat-396	261	9	.	.	PUNCT
easat-396	262	1	[	[	X
easat-396	262	2	48	48	NUM
easat-396	262	3	]	]	PUNCT
easat-396	262	4	,	,	PUNCT
easat-396	262	5	another	another	DET
easat-396	262	6	significant	significant	ADJ
easat-396	262	7	factor	factor	NOUN
easat-396	262	8	that	that	PRON
easat-396	262	9	strongly	strongly	ADV
easat-396	262	10	encourages	encourage	VERB
easat-396	262	11	customers	customer	NOUN
easat-396	262	12	'	'	PART
easat-396	262	13	intention	intention	NOUN
easat-396	262	14	to	to	PART
easat-396	262	15	adopt	adopt	VERB
easat-396	262	16	digital	digital	ADJ
easat-396	262	17	banking	banking	NOUN
easat-396	262	18	services	service	NOUN
easat-396	262	19	is	be	AUX
easat-396	262	20	social	social	ADJ
easat-396	262	21	influence	influence	NOUN
easat-396	262	22	.	.	PUNCT
easat-396	263	1	this	this	DET
easat-396	263	2	finding	finding	NOUN
easat-396	263	3	extends	extend	VERB
easat-396	263	4	the	the	DET
easat-396	263	5	scope	scope	NOUN
easat-396	263	6	of	of	ADP
easat-396	263	7	the	the	DET
easat-396	263	8	technology	technology	NOUN
easat-396	263	9	acceptance	acceptance	NOUN
easat-396	263	10	model	model	NOUN
easat-396	263	11	by	by	ADP
easat-396	263	12	shedding	shed	VERB
easat-396	263	13	light	light	NOUN
easat-396	263	14	on	on	ADP
easat-396	263	15	the	the	DET
easat-396	263	16	impact	impact	NOUN
easat-396	263	17	of	of	ADP
easat-396	263	18	social	social	ADJ
easat-396	263	19	globalization	globalization	NOUN
easat-396	263	20	across	across	ADP
easat-396	263	21	various	various	ADJ
easat-396	263	22	facets	facet	NOUN
easat-396	263	23	of	of	ADP
easat-396	263	24	human	human	ADJ
easat-396	263	25	life	life	NOUN
easat-396	263	26	.	.	PUNCT
easat-396	264	1	the	the	DET
easat-396	264	2	research	research	NOUN
easat-396	264	3	findings	finding	VERB
easat-396	264	4	further	far	ADV
easat-396	264	5	fortify	fortify	VERB
easat-396	264	6	the	the	DET
easat-396	264	7	tam	tam	NOUN
easat-396	264	8	model	model	NOUN
easat-396	264	9	's	's	PART
easat-396	264	10	efficacy	efficacy	NOUN
easat-396	264	11	in	in	ADP
easat-396	264	12	elucidating	elucidate	VERB
easat-396	264	13	the	the	DET
easat-396	264	14	influence	influence	NOUN
easat-396	264	15	of	of	ADP
easat-396	264	16	perceived	perceive	VERB
easat-396	264	17	ease	ease	NOUN
easat-396	264	18	of	of	ADP
easat-396	264	19	use	use	NOUN
easat-396	264	20	and	and	CCONJ
easat-396	264	21	perceived	perceive	VERB
easat-396	264	22	usefulness	usefulness	NOUN
easat-396	264	23	on	on	ADP
easat-396	264	24	user	user	NOUN
easat-396	264	25	attitudes	attitude	NOUN
easat-396	264	26	across	across	ADP
easat-396	264	27	diverse	diverse	ADJ
easat-396	264	28	contexts	contexts	NOUN
easat-396	264	29	,	,	PUNCT
easat-396	264	30	as	as	SCONJ
easat-396	264	31	evidenced	evidence	VERB
easat-396	264	32	in	in	ADP
easat-396	264	33	studies	study	NOUN
easat-396	264	34	conducted	conduct	VERB
easat-396	264	35	in	in	ADP
easat-396	264	36	malaysia	malaysia	PROPN
easat-396	264	37	by	by	ADP
easat-396	264	38	tiong	tiong	PROPN
easat-396	265	1	[	[	X
easat-396	265	2	32	32	NUM
easat-396	265	3	]	]	PUNCT
easat-396	265	4	and	and	CCONJ
easat-396	265	5	salehan	salehan	PROPN
easat-396	265	6	,	,	PUNCT
easat-396	265	7	et	et	PROPN
easat-396	265	8	al	al	PROPN
easat-396	265	9	.	.	PUNCT
easat-396	266	1	[	[	X
easat-396	266	2	30	30	NUM
easat-396	266	3	]	]	PUNCT
easat-396	266	4	.	.	PUNCT
easat-396	267	1	finally	finally	ADV
easat-396	267	2	,	,	PUNCT
easat-396	267	3	digital	digital	ADJ
easat-396	267	4	brand	brand	NOUN
easat-396	267	5	image	image	NOUN
easat-396	267	6	has	have	VERB
easat-396	267	7	no	no	DET
easat-396	267	8	significant	significant	ADJ
easat-396	267	9	influence	influence	NOUN
easat-396	267	10	on	on	ADP
easat-396	267	11	behavioral	behavioral	ADJ
easat-396	267	12	intentions	intention	NOUN
easat-396	267	13	to	to	PART
easat-396	267	14	use	use	VERB
easat-396	267	15	online	online	ADJ
easat-396	267	16	banking	banking	NOUN
easat-396	267	17	.	.	PUNCT
easat-396	268	1	this	this	DET
easat-396	268	2	finding	finding	NOUN
easat-396	268	3	is	be	AUX
easat-396	268	4	inconsistent	inconsistent	ADJ
easat-396	268	5	with	with	ADP
easat-396	268	6	the	the	DET
easat-396	268	7	results	result	NOUN
easat-396	268	8	obtained	obtain	VERB
easat-396	268	9	by	by	ADP
easat-396	268	10	amin	amin	NOUN
easat-396	268	11	and	and	CCONJ
easat-396	268	12	khairil	khairil	PROPN
easat-396	269	1	[	[	X
easat-396	269	2	55	55	NUM
easat-396	269	3	]	]	PUNCT
easat-396	269	4	;	;	PUNCT
easat-396	269	5	alalwan	alalwan	NOUN
easat-396	269	6	,	,	PUNCT
easat-396	269	7	et	et	PROPN
easat-396	269	8	al	al	PROPN
easat-396	269	9	.	.	PUNCT
easat-396	270	1	[	[	X
easat-396	270	2	41	41	NUM
easat-396	270	3	]	]	PUNCT
easat-396	270	4	;	;	PUNCT
easat-396	270	5	nguyen	nguyen	NOUN
easat-396	270	6	and	and	CCONJ
easat-396	270	7	le	le	X
easat-396	271	1	[	[	X
easat-396	271	2	42	42	NUM
easat-396	271	3	]	]	PUNCT
easat-396	271	4	and	and	CCONJ
easat-396	271	5	hsieh	hsieh	PROPN
easat-396	271	6	,	,	PUNCT
easat-396	271	7	et	et	PROPN
easat-396	271	8	al	al	PROPN
easat-396	271	9	.	.	PUNCT
easat-396	272	1	[	[	X
easat-396	272	2	56	56	NUM
easat-396	272	3	]	]	PUNCT
easat-396	272	4	,	,	PUNCT
easat-396	272	5	who	who	PRON
easat-396	272	6	found	find	VERB
easat-396	272	7	a	a	DET
easat-396	272	8	significant	significant	ADJ
easat-396	272	9	positive	positive	ADJ
easat-396	272	10	effect	effect	NOUN
easat-396	272	11	of	of	ADP
easat-396	272	12	perceived	perceive	VERB
easat-396	272	13	security	security	NOUN
easat-396	272	14	on	on	ADP
easat-396	272	15	behavioral	behavioral	ADJ
easat-396	272	16	intention	intention	NOUN
easat-396	272	17	.	.	PUNCT
easat-396	273	1	the	the	DET
easat-396	273	2	reason	reason	NOUN
easat-396	273	3	may	may	AUX
easat-396	273	4	be	be	AUX
easat-396	273	5	that	that	SCONJ
easat-396	273	6	the	the	DET
easat-396	273	7	subjects	subject	NOUN
easat-396	273	8	in	in	ADP
easat-396	273	9	this	this	DET
easat-396	273	10	study	study	NOUN
easat-396	273	11	are	be	AUX
easat-396	273	12	people	people	NOUN
easat-396	273	13	who	who	PRON
easat-396	273	14	are	be	AUX
easat-396	273	15	using	use	VERB
easat-396	273	16	digital	digital	ADJ
easat-396	273	17	banking	banking	NOUN
easat-396	273	18	services	service	NOUN
easat-396	273	19	,	,	PUNCT
easat-396	273	20	so	so	SCONJ
easat-396	273	21	they	they	PRON
easat-396	273	22	will	will	AUX
easat-396	273	23	be	be	AUX
easat-396	273	24	mainly	mainly	ADV
easat-396	273	25	interested	interested	ADJ
easat-396	273	26	in	in	ADP
easat-396	273	27	the	the	DET
easat-396	273	28	experience	experience	NOUN
easat-396	273	29	of	of	ADP
easat-396	273	30	using	use	VERB
easat-396	273	31	the	the	DET
easat-396	273	32	service	service	NOUN
easat-396	273	33	,	,	PUNCT
easat-396	273	34	such	such	ADJ
easat-396	273	35	as	as	ADP
easat-396	273	36	whether	whether	SCONJ
easat-396	273	37	digital	digital	ADJ
easat-396	273	38	applications	application	NOUN
easat-396	273	39	are	be	AUX
easat-396	273	40	easy	easy	ADJ
easat-396	273	41	to	to	PART
easat-396	273	42	use	use	VERB
easat-396	273	43	,	,	PUNCT
easat-396	273	44	useful	useful	ADJ
easat-396	273	45	,	,	PUNCT
easat-396	273	46	or	or	CCONJ
easat-396	273	47	not	not	PART
easat-396	273	48	,	,	PUNCT
easat-396	273	49	and	and	CCONJ
easat-396	273	50	in	in	ADP
easat-396	273	51	accordance	accordance	NOUN
easat-396	273	52	with	with	ADP
easat-396	273	53	social	social	ADJ
easat-396	273	54	trends	trend	NOUN
easat-396	273	55	or	or	CCONJ
easat-396	273	56	not	not	PART
easat-396	273	57	.	.	PUNCT
easat-396	274	1	while	while	SCONJ
easat-396	274	2	a	a	DET
easat-396	274	3	bank	bank	NOUN
easat-396	274	4	's	's	PART
easat-396	274	5	image	image	NOUN
easat-396	274	6	can	can	AUX
easat-396	274	7	make	make	VERB
easat-396	274	8	a	a	DET
easat-396	274	9	good	good	ADJ
easat-396	274	10	first	first	ADJ
easat-396	274	11	impression	impression	NOUN
easat-396	274	12	,	,	PUNCT
easat-396	274	13	if	if	SCONJ
easat-396	274	14	the	the	DET
easat-396	274	15	service	service	NOUN
easat-396	274	16	does	do	AUX
easat-396	274	17	n't	not	PART
easat-396	274	18	meet	meet	VERB
easat-396	274	19	the	the	DET
easat-396	274	20	needs	need	NOUN
easat-396	274	21	and	and	CCONJ
easat-396	274	22	expectations	expectation	NOUN
easat-396	274	23	of	of	ADP
easat-396	274	24	users	user	NOUN
easat-396	274	25	,	,	PUNCT
easat-396	274	26	they	they	PRON
easat-396	274	27	may	may	AUX
easat-396	274	28	not	not	PART
easat-396	274	29	use	use	VERB
easat-396	274	30	the	the	DET
easat-396	274	31	service	service	NOUN
easat-396	274	32	,	,	PUNCT
easat-396	274	33	no	no	ADV
easat-396	274	34	matter	matter	ADV
easat-396	274	35	how	how	SCONJ
easat-396	274	36	good	good	ADJ
easat-396	274	37	the	the	DET
easat-396	274	38	image	image	NOUN
easat-396	274	39	is	be	AUX
easat-396	274	40	.	.	PUNCT
easat-396	275	1	in	in	ADP
easat-396	275	2	short	short	ADJ
easat-396	275	3	,	,	PUNCT
easat-396	275	4	bank	bank	NOUN
easat-396	275	5	image	image	NOUN
easat-396	275	6	may	may	AUX
easat-396	275	7	be	be	AUX
easat-396	275	8	one	one	NUM
easat-396	275	9	of	of	ADP
easat-396	275	10	the	the	DET
easat-396	275	11	factors	factor	NOUN
easat-396	275	12	that	that	PRON
easat-396	275	13	make	make	VERB
easat-396	275	14	the	the	DET
easat-396	275	15	first	first	ADJ
easat-396	275	16	impression	impression	NOUN
easat-396	275	17	,	,	PUNCT
easat-396	275	18	but	but	CCONJ
easat-396	275	19	to	to	PART
easat-396	275	20	influence	influence	VERB
easat-396	275	21	the	the	DET
easat-396	275	22	intention	intention	NOUN
easat-396	275	23	to	to	PART
easat-396	275	24	use	use	VERB
easat-396	275	25	digital	digital	ADJ
easat-396	275	26	banking	banking	NOUN
easat-396	275	27	services	service	NOUN
easat-396	275	28	,	,	PUNCT
easat-396	275	29	it	it	PRON
easat-396	275	30	is	be	AUX
easat-396	275	31	necessary	necessary	ADJ
easat-396	275	32	to	to	PART
easat-396	275	33	have	have	VERB
easat-396	275	34	the	the	DET
easat-396	275	35	right	right	ADJ
easat-396	275	36	response	response	NOUN
easat-396	275	37	of	of	ADP
easat-396	275	38	the	the	DET
easat-396	275	39	service	service	NOUN
easat-396	275	40	to	to	ADP
easat-396	275	41	the	the	DET
easat-396	275	42	needs	need	NOUN
easat-396	275	43	and	and	CCONJ
easat-396	275	44	expectations	expectation	NOUN
easat-396	275	45	of	of	ADP
easat-396	275	46	the	the	DET
easat-396	275	47	user	user	NOUN
easat-396	275	48	.	.	PUNCT
easat-396	276	1	table	table	NOUN
easat-396	276	2	3	3	NUM
easat-396	276	3	.	.	X
easat-396	276	4	hypothesis	hypothesis	NOUN
easat-396	276	5	verification	verification	NOUN
easat-396	276	6	result	result	NOUN
easat-396	276	7	.	.	PUNCT
easat-396	277	1	path	path	NOUN
easat-396	277	2	estimate	estimate	VERB
easat-396	277	3	s.e	s.e	PROPN
easat-396	277	4	.	.	PROPN
easat-396	277	5	c.r	c.r	PROPN
easat-396	277	6	.	.	PUNCT
easat-396	278	1	p	p	PROPN
easat-396	278	2	results	result	VERB
easat-396	278	3	iu	iu	ADP
easat-396	278	4	<	<	X
easat-396	278	5	--si	--si	NUM
easat-396	278	6	0.216	0.216	NUM
easat-396	278	7	0.065	0.065	NUM
easat-396	278	8	3.121	3.121	NUM
easat-396	278	9	0.034	0.034	NUM
easat-396	278	10	accepted	accept	VERB
easat-396	278	11	iu	iu	ADP
easat-396	278	12	<	<	X
easat-396	278	13	--pe	--pe	PRON
easat-396	278	14	0.141	0.141	NUM
easat-396	278	15	0.069	0.069	NUM
easat-396	278	16	2.045	2.045	NUM
easat-396	278	17	0.041	0.041	NUM
easat-396	278	18	accepted	accept	VERB
easat-396	278	19	iu	iu	ADP
easat-396	278	20	<	<	X
easat-396	278	21	--pu	--pu	NOUN
easat-396	278	22	0.183	0.183	NUM
easat-396	278	23	0.053	0.053	NUM
easat-396	278	24	3.486	3.486	NUM
easat-396	278	25	*	*	PUNCT
easat-396	278	26	*	*	PUNCT
easat-396	278	27	*	*	AUX
easat-396	278	28	accepted	accept	VERB
easat-396	278	29	iu	iu	ADP
easat-396	278	30	<	<	X
easat-396	278	31	--ps	--ps	ADP
easat-396	278	32	0.225	0.225	NUM
easat-396	278	33	0.073	0.073	NUM
easat-396	278	34	3.08	3.08	NUM
easat-396	278	35	0.002	0.002	NUM
easat-396	278	36	accepted	accept	VERB
easat-396	278	37	iu	iu	ADP
easat-396	278	38	<	<	X
easat-396	278	39	--bi	--bi	PROPN
easat-396	278	40	0.074	0.074	NUM
easat-396	278	41	0.052	0.052	NUM
easat-396	278	42	1.424	1.424	NUM
easat-396	278	43	0.154	0.154	NUM
easat-396	278	44	not	not	PART
easat-396	278	45	accepted	accept	VERB
easat-396	278	46	ub	ub	ADP
easat-396	278	47	<	<	X
easat-396	278	48	--iu	--iu	X
easat-396	278	49	0.996	0.996	NUM
easat-396	278	50	0.109	0.109	NUM
easat-396	278	51	9.162	9.162	NUM
easat-396	278	52	*	*	PUNCT
easat-396	278	53	*	*	PUNCT
easat-396	278	54	*	*	PUNCT
easat-396	278	55	accepted	accepted	ADJ
easat-396	278	56	note	note	NOUN
easat-396	278	57	:	:	PUNCT
easat-396	278	58	*	*	PUNCT
easat-396	278	59	*	*	PUNCT
easat-396	278	60	*	*	VERB
easat-396	278	61	statistically	statistically	ADV
easat-396	278	62	significant	significant	ADJ
easat-396	278	63	at	at	ADP
easat-396	278	64	p	p	X
easat-396	278	65	<	<	X
easat-396	278	66	0.001	0.001	NUM
easat-396	278	67	.	.	NOUN
easat-396	279	1	5	5	NUM
easat-396	279	2	.	.	X
easat-396	279	3	conclusion	conclusion	NOUN
easat-396	279	4	and	and	CCONJ
easat-396	279	5	suggestion	suggestion	NOUN
easat-396	279	6	5.1	5.1	NUM
easat-396	279	7	.	.	PUNCT
easat-396	280	1	conclusion	conclusion	NOUN
easat-396	280	2	many	many	ADJ
easat-396	280	3	interesting	interesting	ADJ
easat-396	280	4	implications	implication	NOUN
easat-396	280	5	in	in	ADP
easat-396	280	6	recent	recent	ADJ
easat-396	280	7	studies	study	NOUN
easat-396	280	8	show	show	VERB
easat-396	280	9	the	the	DET
easat-396	280	10	importance	importance	NOUN
easat-396	280	11	of	of	ADP
easat-396	280	12	exploring	explore	VERB
easat-396	280	13	social	social	ADJ
easat-396	280	14	influence	influence	NOUN
easat-396	280	15	and	and	CCONJ
easat-396	280	16	perceived	perceive	VERB
easat-396	280	17	security	security	NOUN
easat-396	280	18	in	in	ADP
easat-396	280	19	enhancing	enhance	VERB
easat-396	280	20	the	the	DET
easat-396	280	21	intention	intention	NOUN
easat-396	280	22	to	to	PART
easat-396	280	23	use	use	VERB
easat-396	280	24	and	and	CCONJ
easat-396	280	25	promoting	promote	VERB
easat-396	280	26	the	the	DET
easat-396	280	27	behavior	behavior	NOUN
easat-396	280	28	of	of	ADP
easat-396	280	29	using	use	VERB
easat-396	280	30	digital	digital	ADJ
easat-396	280	31	banking	banking	NOUN
easat-396	280	32	services	service	NOUN
easat-396	280	33	.	.	PUNCT
easat-396	281	1	globalization	globalization	NOUN
easat-396	281	2	promotes	promote	VERB
easat-396	281	3	world	world	NOUN
easat-396	281	4	economic	economic	ADJ
easat-396	281	5	development	development	NOUN
easat-396	281	6	but	but	CCONJ
easat-396	281	7	also	also	ADV
easat-396	281	8	has	have	VERB
easat-396	281	9	many	many	ADJ
easat-396	281	10	consequences	consequence	NOUN
easat-396	281	11	.	.	PUNCT
easat-396	282	1	it	it	PRON
easat-396	282	2	helps	help	VERB
easat-396	282	3	many	many	ADJ
easat-396	282	4	businesses	business	NOUN
easat-396	282	5	diversify	diversify	VERB
easat-396	282	6	their	their	PRON
easat-396	282	7	services	service	NOUN
easat-396	282	8	,	,	PUNCT
easat-396	282	9	but	but	CCONJ
easat-396	282	10	it	it	PRON
easat-396	282	11	also	also	ADV
easat-396	282	12	makes	make	VERB
easat-396	282	13	more	more	ADJ
easat-396	282	14	technology	technology	NOUN
easat-396	282	15	criminals	criminal	NOUN
easat-396	282	16	appear	appear	VERB
easat-396	282	17	and	and	CCONJ
easat-396	282	18	requires	require	VERB
easat-396	282	19	a	a	DET
easat-396	282	20	more	more	ADV
easat-396	282	21	difficult	difficult	ADJ
easat-396	282	22	customer	customer	NOUN
easat-396	282	23	experience	experience	NOUN
easat-396	282	24	.	.	PUNCT
easat-396	283	1	therefore	therefore	ADV
easat-396	283	2	,	,	PUNCT
easat-396	283	3	customers	customer	NOUN
easat-396	283	4	increasingly	increasingly	ADV
easat-396	283	5	appreciate	appreciate	VERB
easat-396	283	6	the	the	DET
easat-396	283	7	role	role	NOUN
easat-396	283	8	of	of	ADP
easat-396	283	9	security	security	NOUN
easat-396	283	10	factors	factor	NOUN
easat-396	283	11	and	and	CCONJ
easat-396	283	12	the	the	DET
easat-396	283	13	prevailing	prevail	VERB
easat-396	283	14	service	service	NOUN
easat-396	283	15	trend	trend	NOUN
easat-396	283	16	.	.	PUNCT
easat-396	284	1	however	however	ADV
easat-396	284	2	,	,	PUNCT
easat-396	284	3	previous	previous	ADJ
easat-396	284	4	studies	study	NOUN
easat-396	284	5	seem	seem	VERB
easat-396	284	6	to	to	PART
easat-396	284	7	ignore	ignore	VERB
easat-396	284	8	this	this	DET
easat-396	284	9	factor	factor	NOUN
easat-396	284	10	.	.	PUNCT
easat-396	285	1	after	after	ADP
easat-396	285	2	synthesizing	synthesize	VERB
easat-396	285	3	theories	theory	NOUN
easat-396	285	4	from	from	ADP
easat-396	285	5	existing	exist	VERB
easat-396	285	6	theoretical	theoretical	ADJ
easat-396	285	7	models	model	NOUN
easat-396	285	8	,	,	PUNCT
easat-396	285	9	the	the	DET
easat-396	285	10	researchers	researcher	NOUN
easat-396	285	11	have	have	AUX
easat-396	285	12	proposed	propose	VERB
easat-396	285	13	a	a	DET
easat-396	285	14	research	research	NOUN
easat-396	285	15	model	model	NOUN
easat-396	285	16	suitable	suitable	ADJ
easat-396	285	17	for	for	ADP
easat-396	285	18	the	the	DET
easat-396	285	19	research	research	NOUN
easat-396	285	20	problem	problem	NOUN
easat-396	285	21	.	.	PUNCT
easat-396	286	1	the	the	DET
easat-396	286	2	model	model	NOUN
easat-396	286	3	includes	include	VERB
easat-396	286	4	4	4	NUM
easat-396	286	5	factors	factor	NOUN
easat-396	286	6	that	that	PRON
easat-396	286	7	directly	directly	ADV
easat-396	286	8	affect	affect	VERB
easat-396	286	9	the	the	DET
easat-396	286	10	intention	intention	NOUN
easat-396	286	11	,	,	PUNCT
easat-396	286	12	thereby	thereby	ADV
easat-396	286	13	affecting	affect	VERB
easat-396	286	14	the	the	DET
easat-396	286	15	behavior	behavior	NOUN
easat-396	286	16	of	of	ADP
easat-396	286	17	individual	individual	ADJ
easat-396	286	18	customers	customer	NOUN
easat-396	286	19	using	use	VERB
easat-396	286	20	digital	digital	ADJ
easat-396	286	21	banking	banking	NOUN
easat-396	286	22	services	service	NOUN
easat-396	286	23	at	at	ADP
easat-396	286	24	vietnamese	vietnamese	ADJ
easat-396	286	25	commercial	commercial	ADJ
easat-396	286	26	banks	bank	NOUN
easat-396	286	27	.	.	PUNCT
easat-396	287	1	after	after	ADP
easat-396	287	2	conducting	conduct	VERB
easat-396	287	3	data	datum	NOUN
easat-396	287	4	collection	collection	NOUN
easat-396	287	5	,	,	PUNCT
easat-396	287	6	450	450	NUM
easat-396	287	7	questionnaires	questionnaire	NOUN
easat-396	287	8	were	be	AUX
easat-396	287	9	issued	issue	VERB
easat-396	287	10	,	,	PUNCT
easat-396	287	11	and	and	CCONJ
easat-396	287	12	the	the	DET
easat-396	287	13	146	146	NUM
easat-396	287	14	edelweiss	edelweiss	PROPN
easat-396	287	15	applied	apply	VERB
easat-396	287	16	science	science	NOUN
easat-396	287	17	and	and	CCONJ
easat-396	287	18	technology	technology	NOUN
easat-396	287	19	issn	issn	PROPN
easat-396	287	20	:	:	PUNCT
easat-396	287	21	2576	2576	NUM
easat-396	287	22	-	-	SYM
easat-396	287	23	8484	8484	NUM
easat-396	287	24	vol	vol	NOUN
easat-396	287	25	.	.	PROPN
easat-396	288	1	7	7	NUM
easat-396	288	2	,	,	PUNCT
easat-396	288	3	no	no	INTJ
easat-396	288	4	.	.	NOUN
easat-396	288	5	2	2	NUM
easat-396	288	6	:	:	SYM
easat-396	288	7	136	136	NUM
easat-396	288	8	-	-	SYM
easat-396	288	9	153	153	NUM
easat-396	288	10	,	,	PUNCT
easat-396	288	11	2023	2023	NUM
easat-396	288	12	doi	doi	NOUN
easat-396	288	13	:	:	PUNCT
easat-396	288	14	10.55214/25768484.v7i2.396	10.55214/25768484.v7i2.396	NUM
easat-396	288	15	©	©	PROPN
easat-396	288	16	2023	2023	NUM
easat-396	288	17	by	by	ADP
easat-396	288	18	the	the	DET
easat-396	288	19	authors	author	NOUN
easat-396	288	20	;	;	PUNCT
easat-396	288	21	licensee	licensee	PROPN
easat-396	288	22	learning	learning	PROPN
easat-396	288	23	gate	gate	PROPN
easat-396	288	24	obtained	obtain	VERB
easat-396	288	25	results	result	NOUN
easat-396	288	26	were	be	AUX
easat-396	288	27	presented	present	VERB
easat-396	288	28	in	in	ADP
easat-396	288	29	400	400	NUM
easat-396	288	30	tables	table	NOUN
easat-396	288	31	as	as	ADP
easat-396	288	32	appropriate	appropriate	ADJ
easat-396	288	33	.	.	PUNCT
easat-396	289	1	the	the	DET
easat-396	289	2	collected	collect	VERB
easat-396	289	3	data	datum	NOUN
easat-396	289	4	was	be	AUX
easat-396	289	5	put	put	VERB
easat-396	289	6	into	into	ADP
easat-396	289	7	spss	spss	PROPN
easat-396	289	8	and	and	CCONJ
easat-396	289	9	amos	amos	PROPN
easat-396	289	10	software	software	PROPN
easat-396	289	11	for	for	ADP
easat-396	289	12	processing	processing	NOUN
easat-396	289	13	.	.	PUNCT
easat-396	290	1	according	accord	VERB
easat-396	290	2	to	to	ADP
easat-396	290	3	the	the	DET
easat-396	290	4	research	research	NOUN
easat-396	290	5	that	that	PRON
easat-396	290	6	was	be	AUX
easat-396	290	7	conducted	conduct	VERB
easat-396	290	8	,	,	PUNCT
easat-396	290	9	both	both	CCONJ
easat-396	290	10	the	the	DET
easat-396	290	11	reliability	reliability	NOUN
easat-396	290	12	and	and	CCONJ
easat-396	290	13	validity	validity	NOUN
easat-396	290	14	of	of	ADP
easat-396	290	15	the	the	DET
easat-396	290	16	model	model	NOUN
easat-396	290	17	's	's	PART
easat-396	290	18	scales	scale	NOUN
easat-396	290	19	were	be	AUX
easat-396	290	20	found	find	VERB
easat-396	290	21	to	to	PART
easat-396	290	22	be	be	AUX
easat-396	290	23	present	present	ADJ
easat-396	290	24	.	.	PUNCT
easat-396	291	1	additionally	additionally	ADV
easat-396	291	2	,	,	PUNCT
easat-396	291	3	the	the	DET
easat-396	291	4	study	study	NOUN
easat-396	291	5	identified	identify	VERB
easat-396	291	6	four	four	NUM
easat-396	291	7	factors	factor	NOUN
easat-396	291	8	that	that	PRON
easat-396	291	9	positively	positively	ADV
easat-396	291	10	influenced	influence	VERB
easat-396	291	11	the	the	DET
easat-396	291	12	intention	intention	NOUN
easat-396	291	13	to	to	PART
easat-396	291	14	adopt	adopt	VERB
easat-396	291	15	digital	digital	ADJ
easat-396	291	16	banking	banking	NOUN
easat-396	291	17	services	service	NOUN
easat-396	291	18	,	,	PUNCT
easat-396	291	19	namely	namely	ADV
easat-396	291	20	perceived	perceive	VERB
easat-396	291	21	security	security	NOUN
easat-396	291	22	,	,	PUNCT
easat-396	291	23	social	social	ADJ
easat-396	291	24	influence	influence	NOUN
easat-396	291	25	,	,	PUNCT
easat-396	291	26	perceived	perceive	VERB
easat-396	291	27	usefulness	usefulness	NOUN
easat-396	291	28	,	,	PUNCT
easat-396	291	29	and	and	CCONJ
easat-396	291	30	perceived	perceive	VERB
easat-396	291	31	ease	ease	NOUN
easat-396	291	32	of	of	ADP
easat-396	291	33	use	use	NOUN
easat-396	291	34	.	.	PUNCT
easat-396	292	1	in	in	ADP
easat-396	292	2	descending	descend	VERB
easat-396	292	3	order	order	NOUN
easat-396	292	4	,	,	PUNCT
easat-396	292	5	intention	intention	NOUN
easat-396	292	6	in	in	ADP
easat-396	292	7	turn	turn	NOUN
easat-396	292	8	had	have	VERB
easat-396	292	9	a	a	DET
easat-396	292	10	direct	direct	ADJ
easat-396	292	11	positive	positive	ADJ
easat-396	292	12	impact	impact	NOUN
easat-396	292	13	on	on	ADP
easat-396	292	14	user	user	NOUN
easat-396	292	15	behavior	behavior	NOUN
easat-396	292	16	.	.	PUNCT
easat-396	293	1	it	it	PRON
easat-396	293	2	was	be	AUX
easat-396	293	3	also	also	ADV
easat-396	293	4	noted	note	VERB
easat-396	293	5	that	that	SCONJ
easat-396	293	6	providing	provide	VERB
easat-396	293	7	highly	highly	ADV
easat-396	293	8	secure	secure	ADJ
easat-396	293	9	services	service	NOUN
easat-396	293	10	during	during	ADP
easat-396	293	11	the	the	DET
easat-396	293	12	process	process	NOUN
easat-396	293	13	was	be	AUX
easat-396	293	14	a	a	DET
easat-396	293	15	crucial	crucial	ADJ
easat-396	293	16	determinant	determinant	NOUN
easat-396	293	17	that	that	PRON
easat-396	293	18	affected	affect	VERB
easat-396	293	19	both	both	DET
easat-396	293	20	intention	intention	NOUN
easat-396	293	21	and	and	CCONJ
easat-396	293	22	behavior	behavior	NOUN
easat-396	293	23	in	in	ADP
easat-396	293	24	digital	digital	ADJ
easat-396	293	25	banking	banking	NOUN
easat-396	293	26	service	service	NOUN
easat-396	293	27	usage	usage	NOUN
easat-396	293	28	.	.	PUNCT
easat-396	294	1	these	these	DET
easat-396	294	2	findings	finding	NOUN
easat-396	294	3	are	be	AUX
easat-396	294	4	consistent	consistent	ADJ
easat-396	294	5	with	with	ADP
easat-396	294	6	earlier	early	ADJ
easat-396	294	7	studies	study	NOUN
easat-396	294	8	conducted	conduct	VERB
easat-396	294	9	in	in	ADP
easat-396	294	10	the	the	DET
easat-396	294	11	digital	digital	ADJ
easat-396	294	12	banking	banking	NOUN
easat-396	294	13	context	context	NOUN
easat-396	295	1	[	[	X
easat-396	295	2	6	6	NUM
easat-396	295	3	,	,	PUNCT
easat-396	295	4	35	35	NUM
easat-396	295	5	,	,	PUNCT
easat-396	295	6	80	80	NUM
easat-396	295	7	]	]	PUNCT
easat-396	295	8	.	.	PUNCT
easat-396	296	1	meanwhile	meanwhile	ADV
easat-396	296	2	,	,	PUNCT
easat-396	296	3	the	the	DET
easat-396	296	4	brand	brand	NOUN
easat-396	296	5	image	image	NOUN
easat-396	296	6	hypothesis	hypothesis	NOUN
easat-396	296	7	for	for	ADP
easat-396	296	8	the	the	DET
easat-396	296	9	intention	intention	NOUN
easat-396	296	10	to	to	PART
easat-396	296	11	use	use	VERB
easat-396	296	12	this	this	DET
easat-396	296	13	service	service	NOUN
easat-396	296	14	is	be	AUX
easat-396	296	15	not	not	PART
easat-396	296	16	supported	support	VERB
easat-396	296	17	.	.	PUNCT
easat-396	297	1	this	this	PRON
easat-396	297	2	shows	show	VERB
easat-396	297	3	that	that	SCONJ
easat-396	297	4	customers	customer	NOUN
easat-396	297	5	who	who	PRON
easat-396	297	6	have	have	AUX
easat-396	297	7	used	use	VERB
easat-396	297	8	digital	digital	ADJ
easat-396	297	9	banking	banking	NOUN
easat-396	297	10	services	service	NOUN
easat-396	297	11	are	be	AUX
easat-396	297	12	not	not	PART
easat-396	297	13	too	too	ADV
easat-396	297	14	concerned	concerned	ADJ
easat-396	297	15	about	about	ADP
easat-396	297	16	brand	brand	NOUN
easat-396	297	17	image	image	NOUN
easat-396	297	18	as	as	ADV
easat-396	297	19	long	long	ADV
easat-396	297	20	as	as	SCONJ
easat-396	297	21	the	the	DET
easat-396	297	22	application	application	NOUN
easat-396	297	23	ensures	ensure	VERB
easat-396	297	24	security	security	NOUN
easat-396	297	25	,	,	PUNCT
easat-396	297	26	usefulness	usefulness	NOUN
easat-396	297	27	,	,	PUNCT
easat-396	297	28	and	and	CCONJ
easat-396	297	29	ease	ease	NOUN
easat-396	297	30	of	of	ADP
easat-396	297	31	use	use	NOUN
easat-396	297	32	,	,	PUNCT
easat-396	297	33	and	and	CCONJ
easat-396	297	34	the	the	DET
easat-396	297	35	organization	organization	NOUN
easat-396	297	36	always	always	ADV
easat-396	297	37	accompanies	accompany	VERB
easat-396	297	38	them	they	PRON
easat-396	297	39	to	to	PART
easat-396	297	40	support	support	VERB
easat-396	297	41	them	they	PRON
easat-396	297	42	during	during	ADP
easat-396	297	43	their	their	PRON
easat-396	297	44	use	use	NOUN
easat-396	297	45	.	.	PUNCT
easat-396	298	1	furthermore	furthermore	ADV
easat-396	298	2	,	,	PUNCT
easat-396	298	3	this	this	DET
easat-396	298	4	result	result	NOUN
easat-396	298	5	also	also	ADV
easat-396	298	6	sheds	shed	VERB
easat-396	298	7	light	light	NOUN
easat-396	298	8	on	on	ADP
easat-396	298	9	the	the	DET
easat-396	298	10	validity	validity	NOUN
easat-396	298	11	of	of	ADP
easat-396	298	12	the	the	DET
easat-396	298	13	tam	tam	PROPN
easat-396	298	14	2	2	NUM
easat-396	298	15	model	model	NOUN
easat-396	298	16	and	and	CCONJ
easat-396	298	17	the	the	DET
easat-396	298	18	utaut	utaut	PROPN
easat-396	298	19	model	model	NOUN
easat-396	298	20	when	when	SCONJ
easat-396	298	21	conducting	conduct	VERB
easat-396	298	22	research	research	NOUN
easat-396	298	23	on	on	ADP
easat-396	298	24	technology	technology	NOUN
easat-396	298	25	usage	usage	NOUN
easat-396	298	26	intentions	intention	NOUN
easat-396	298	27	and	and	CCONJ
easat-396	298	28	behavior	behavior	NOUN
easat-396	298	29	in	in	ADP
easat-396	298	30	the	the	DET
easat-396	298	31	vietnamese	vietnamese	ADJ
easat-396	298	32	market	market	NOUN
easat-396	298	33	.	.	PUNCT
easat-396	299	1	5.2	5.2	NUM
easat-396	299	2	.	.	PUNCT
easat-396	299	3	implications	implication	NOUN
easat-396	299	4	for	for	ADP
easat-396	299	5	theory	theory	NOUN
easat-396	299	6	this	this	DET
easat-396	299	7	study	study	NOUN
easat-396	299	8	makes	make	VERB
easat-396	299	9	a	a	DET
easat-396	299	10	major	major	ADJ
easat-396	299	11	theoretical	theoretical	ADJ
easat-396	299	12	contribution	contribution	NOUN
easat-396	299	13	by	by	ADP
easat-396	299	14	applying	apply	VERB
easat-396	299	15	the	the	DET
easat-396	299	16	tam2	tam2	NOUN
easat-396	299	17	technology	technology	NOUN
easat-396	299	18	acceptance	acceptance	NOUN
easat-396	299	19	model	model	NOUN
easat-396	299	20	from	from	ADP
easat-396	299	21	the	the	DET
easat-396	299	22	context	context	NOUN
easat-396	299	23	of	of	ADP
easat-396	299	24	technology	technology	NOUN
easat-396	299	25	adoption	adoption	NOUN
easat-396	299	26	and	and	CCONJ
easat-396	299	27	uses	use	VERB
easat-396	299	28	to	to	ADP
easat-396	299	29	the	the	DET
easat-396	299	30	more	more	ADV
easat-396	299	31	specific	specific	ADJ
easat-396	299	32	context	context	NOUN
easat-396	299	33	of	of	ADP
easat-396	299	34	digital	digital	ADJ
easat-396	299	35	banking	banking	NOUN
easat-396	299	36	.	.	PUNCT
easat-396	300	1	this	this	PRON
easat-396	300	2	expands	expand	VERB
easat-396	300	3	the	the	DET
easat-396	300	4	application	application	NOUN
easat-396	300	5	of	of	ADP
easat-396	300	6	the	the	DET
easat-396	300	7	tam2	tam2	NOUN
easat-396	300	8	model	model	NOUN
easat-396	300	9	to	to	ADP
easat-396	300	10	the	the	DET
easat-396	300	11	field	field	NOUN
easat-396	300	12	of	of	ADP
easat-396	300	13	digital	digital	ADJ
easat-396	300	14	banking	banking	NOUN
easat-396	300	15	services	service	NOUN
easat-396	300	16	and	and	CCONJ
easat-396	300	17	further	far	ADV
easat-396	300	18	clarifies	clarify	VERB
easat-396	300	19	how	how	SCONJ
easat-396	300	20	factors	factor	NOUN
easat-396	300	21	affect	affect	VERB
easat-396	300	22	the	the	DET
easat-396	300	23	intention	intention	NOUN
easat-396	300	24	and	and	CCONJ
easat-396	300	25	behavior	behavior	NOUN
easat-396	300	26	of	of	ADP
easat-396	300	27	customers	customer	NOUN
easat-396	300	28	to	to	PART
easat-396	300	29	use	use	VERB
easat-396	300	30	digital	digital	ADJ
easat-396	300	31	banking	banking	NOUN
easat-396	300	32	services	service	NOUN
easat-396	300	33	.	.	PUNCT
easat-396	301	1	in	in	ADP
easat-396	301	2	addition	addition	NOUN
easat-396	301	3	to	to	ADP
easat-396	301	4	the	the	DET
easat-396	301	5	two	two	NUM
easat-396	301	6	main	main	ADJ
easat-396	301	7	factors	factor	NOUN
easat-396	301	8	in	in	ADP
easat-396	301	9	the	the	DET
easat-396	301	10	model	model	NOUN
easat-396	301	11	,	,	PUNCT
easat-396	301	12	perceived	perceive	VERB
easat-396	301	13	usefulness	usefulness	NOUN
easat-396	301	14	and	and	CCONJ
easat-396	301	15	perceived	perceive	VERB
easat-396	301	16	ease	ease	NOUN
easat-396	301	17	of	of	ADP
easat-396	301	18	use	use	NOUN
easat-396	301	19	,	,	PUNCT
easat-396	301	20	the	the	DET
easat-396	301	21	study	study	NOUN
easat-396	301	22	also	also	ADV
easat-396	301	23	added	add	VERB
easat-396	301	24	two	two	NUM
easat-396	301	25	new	new	ADJ
easat-396	301	26	factors	factor	NOUN
easat-396	301	27	to	to	ADP
easat-396	301	28	the	the	DET
easat-396	301	29	model	model	NOUN
easat-396	301	30	,	,	PUNCT
easat-396	301	31	including	include	VERB
easat-396	301	32	perceived	perceive	VERB
easat-396	301	33	security	security	NOUN
easat-396	301	34	and	and	CCONJ
easat-396	301	35	social	social	ADJ
easat-396	301	36	influence	influence	NOUN
easat-396	301	37	.	.	PUNCT
easat-396	302	1	these	these	DET
easat-396	302	2	factors	factor	NOUN
easat-396	302	3	are	be	AUX
easat-396	302	4	considered	consider	VERB
easat-396	302	5	to	to	PART
easat-396	302	6	have	have	VERB
easat-396	302	7	a	a	DET
easat-396	302	8	positive	positive	ADJ
easat-396	302	9	impact	impact	NOUN
easat-396	302	10	on	on	ADP
easat-396	302	11	the	the	DET
easat-396	302	12	intention	intention	NOUN
easat-396	302	13	and	and	CCONJ
easat-396	302	14	behavior	behavior	NOUN
easat-396	302	15	of	of	ADP
easat-396	302	16	using	use	VERB
easat-396	302	17	digital	digital	ADJ
easat-396	302	18	services	service	NOUN
easat-396	302	19	.	.	PUNCT
easat-396	303	1	among	among	ADP
easat-396	303	2	them	they	PRON
easat-396	303	3	,	,	PUNCT
easat-396	303	4	perceived	perceive	VERB
easat-396	303	5	security	security	NOUN
easat-396	303	6	was	be	AUX
easat-396	303	7	identified	identify	VERB
easat-396	303	8	as	as	ADP
easat-396	303	9	the	the	DET
easat-396	303	10	most	most	ADV
easat-396	303	11	important	important	ADJ
easat-396	303	12	factor	factor	NOUN
easat-396	303	13	for	for	ADP
easat-396	303	14	the	the	DET
easat-396	303	15	intention	intention	NOUN
easat-396	303	16	and	and	CCONJ
easat-396	303	17	behavior	behavior	NOUN
easat-396	303	18	of	of	ADP
easat-396	303	19	using	use	VERB
easat-396	303	20	digital	digital	ADJ
easat-396	303	21	services	service	NOUN
easat-396	303	22	.	.	PUNCT
easat-396	304	1	this	this	PRON
easat-396	304	2	is	be	AUX
easat-396	304	3	particularly	particularly	ADV
easat-396	304	4	crucial	crucial	ADJ
easat-396	304	5	in	in	ADP
easat-396	304	6	a	a	DET
easat-396	304	7	digital	digital	ADJ
easat-396	304	8	world	world	NOUN
easat-396	304	9	when	when	SCONJ
easat-396	304	10	utilizing	utilize	VERB
easat-396	304	11	digital	digital	ADJ
easat-396	304	12	services	service	NOUN
easat-396	304	13	depends	depend	VERB
easat-396	304	14	heavily	heavily	ADV
easat-396	304	15	on	on	ADP
easat-396	304	16	client	client	NOUN
easat-396	304	17	trust	trust	NOUN
easat-396	304	18	and	and	CCONJ
easat-396	304	19	information	information	NOUN
easat-396	304	20	security	security	NOUN
easat-396	304	21	.	.	PUNCT
easat-396	305	1	the	the	DET
easat-396	305	2	results	result	NOUN
easat-396	305	3	also	also	ADV
easat-396	305	4	determined	determine	VERB
easat-396	305	5	that	that	SCONJ
easat-396	305	6	social	social	ADJ
easat-396	305	7	influence	influence	NOUN
easat-396	305	8	predicts	predict	VERB
easat-396	305	9	the	the	DET
easat-396	305	10	extent	extent	NOUN
easat-396	305	11	to	to	PART
easat-396	305	12	which	which	PRON
easat-396	305	13	customers	customer	NOUN
easat-396	305	14	are	be	AUX
easat-396	305	15	willing	willing	ADJ
easat-396	305	16	to	to	PART
easat-396	305	17	change	change	VERB
easat-396	305	18	their	their	PRON
easat-396	305	19	minds	mind	NOUN
easat-396	305	20	to	to	PART
easat-396	305	21	engage	engage	VERB
easat-396	305	22	with	with	ADP
easat-396	305	23	a	a	DET
easat-396	305	24	particular	particular	ADJ
easat-396	305	25	service	service	NOUN
easat-396	305	26	.	.	PUNCT
easat-396	306	1	it	it	PRON
easat-396	306	2	is	be	AUX
easat-396	306	3	recommended	recommend	VERB
easat-396	306	4	that	that	SCONJ
easat-396	306	5	the	the	DET
easat-396	306	6	globalization	globalization	NOUN
easat-396	306	7	of	of	ADP
easat-396	306	8	society	society	NOUN
easat-396	306	9	is	be	AUX
easat-396	306	10	increasingly	increasingly	ADV
easat-396	306	11	strongly	strongly	ADV
easat-396	306	12	influencing	influence	VERB
easat-396	306	13	customer	customer	NOUN
easat-396	306	14	attitudes	attitude	NOUN
easat-396	306	15	and	and	CCONJ
easat-396	306	16	behaviors	behavior	NOUN
easat-396	306	17	.	.	PUNCT
easat-396	307	1	therefore	therefore	ADV
easat-396	307	2	,	,	PUNCT
easat-396	307	3	it	it	PRON
easat-396	307	4	is	be	AUX
easat-396	307	5	necessary	necessary	ADJ
easat-396	307	6	to	to	PART
easat-396	307	7	add	add	VERB
easat-396	307	8	social	social	ADJ
easat-396	307	9	influence	influence	NOUN
easat-396	307	10	and	and	CCONJ
easat-396	307	11	perceived	perceive	VERB
easat-396	307	12	security	security	NOUN
easat-396	307	13	to	to	ADP
easat-396	307	14	models	model	NOUN
easat-396	307	15	measuring	measure	VERB
easat-396	307	16	customer	customer	NOUN
easat-396	307	17	attitudes	attitude	NOUN
easat-396	307	18	and	and	CCONJ
easat-396	307	19	behaviors	behavior	NOUN
easat-396	307	20	in	in	ADP
easat-396	307	21	digital	digital	ADJ
easat-396	307	22	service	service	NOUN
easat-396	307	23	contexts	contexts	NOUN
easat-396	307	24	,	,	PUNCT
easat-396	307	25	as	as	SCONJ
easat-396	307	26	shown	show	VERB
easat-396	307	27	in	in	ADP
easat-396	307	28	figure	figure	NOUN
easat-396	307	29	3	3	NUM
easat-396	307	30	.	.	PUNCT
easat-396	307	31	figure	figure	NOUN
easat-396	307	32	3	3	NUM
easat-396	307	33	.	.	PUNCT
easat-396	307	34	culture	culture	NOUN
easat-396	307	35	-	-	PUNCT
easat-396	307	36	technology	technology	NOUN
easat-396	307	37	acceptance	acceptance	NOUN
easat-396	307	38	model	model	NOUN
easat-396	307	39	.	.	PUNCT
easat-396	308	1	147	147	NUM
easat-396	308	2	edelweiss	edelweiss	PROPN
easat-396	308	3	applied	apply	VERB
easat-396	308	4	science	science	NOUN
easat-396	308	5	and	and	CCONJ
easat-396	308	6	technology	technology	NOUN
easat-396	308	7	issn	issn	PROPN
easat-396	308	8	:	:	PUNCT
easat-396	308	9	2576	2576	NUM
easat-396	308	10	-	-	SYM
easat-396	308	11	8484	8484	NUM
easat-396	308	12	vol	vol	NOUN
easat-396	308	13	.	.	PROPN
easat-396	309	1	7	7	NUM
easat-396	309	2	,	,	PUNCT
easat-396	309	3	no	no	INTJ
easat-396	309	4	.	.	NOUN
easat-396	309	5	2	2	NUM
easat-396	309	6	:	:	SYM
easat-396	309	7	136	136	NUM
easat-396	309	8	-	-	SYM
easat-396	309	9	153	153	NUM
easat-396	309	10	,	,	PUNCT
easat-396	309	11	2023	2023	NUM
easat-396	309	12	doi	doi	NOUN
easat-396	309	13	:	:	PUNCT
easat-396	309	14	10.55214/25768484.v7i2.396	10.55214/25768484.v7i2.396	NUM
easat-396	309	15	©	©	PROPN
easat-396	309	16	2023	2023	NUM
easat-396	309	17	by	by	ADP
easat-396	309	18	the	the	DET
easat-396	309	19	authors	author	NOUN
easat-396	309	20	;	;	PUNCT
easat-396	309	21	licensee	licensee	PROPN
easat-396	309	22	learning	learning	NOUN
easat-396	309	23	gate	gate	VERB
easat-396	309	24	5.3	5.3	NUM
easat-396	309	25	.	.	PUNCT
easat-396	310	1	implication	implication	NOUN
easat-396	310	2	for	for	ADP
easat-396	310	3	practice	practice	NOUN
easat-396	310	4	from	from	ADP
easat-396	310	5	the	the	DET
easat-396	310	6	results	result	NOUN
easat-396	310	7	of	of	ADP
easat-396	310	8	the	the	DET
easat-396	310	9	study	study	NOUN
easat-396	310	10	on	on	ADP
easat-396	310	11	factors	factor	NOUN
easat-396	310	12	affecting	affect	VERB
easat-396	310	13	the	the	DET
easat-396	310	14	behavior	behavior	NOUN
easat-396	310	15	of	of	ADP
easat-396	310	16	individual	individual	ADJ
easat-396	310	17	customers	customer	NOUN
easat-396	310	18	using	use	VERB
easat-396	310	19	digital	digital	ADJ
easat-396	310	20	banking	banking	NOUN
easat-396	310	21	services	service	NOUN
easat-396	310	22	at	at	ADP
easat-396	310	23	vietnamese	vietnamese	ADJ
easat-396	310	24	commercial	commercial	ADJ
easat-396	310	25	banks	bank	NOUN
easat-396	310	26	,	,	PUNCT
easat-396	310	27	a	a	DET
easat-396	310	28	number	number	NOUN
easat-396	310	29	of	of	ADP
easat-396	310	30	governance	governance	NOUN
easat-396	310	31	implications	implication	NOUN
easat-396	310	32	are	be	AUX
easat-396	310	33	given	give	VERB
easat-396	310	34	to	to	PART
easat-396	310	35	improve	improve	VERB
easat-396	310	36	the	the	DET
easat-396	310	37	usage	usage	NOUN
easat-396	310	38	intention	intention	NOUN
easat-396	310	39	and	and	CCONJ
easat-396	310	40	behavior	behavior	NOUN
easat-396	310	41	of	of	ADP
easat-396	310	42	digital	digital	ADJ
easat-396	310	43	banking	banking	NOUN
easat-396	310	44	services	service	NOUN
easat-396	310	45	.	.	PUNCT
easat-396	311	1	perceived	perceive	VERB
easat-396	311	2	security	security	NOUN
easat-396	311	3	and	and	CCONJ
easat-396	311	4	social	social	ADJ
easat-396	311	5	influence	influence	NOUN
easat-396	311	6	are	be	AUX
easat-396	311	7	the	the	DET
easat-396	311	8	two	two	NUM
easat-396	311	9	most	most	ADV
easat-396	311	10	influential	influential	ADJ
easat-396	311	11	factors	factor	NOUN
easat-396	311	12	in	in	ADP
easat-396	311	13	shaping	shape	VERB
easat-396	311	14	customers	customer	NOUN
easat-396	311	15	'	'	PART
easat-396	311	16	intentions	intention	NOUN
easat-396	311	17	and	and	CCONJ
easat-396	311	18	behaviors	behavior	NOUN
easat-396	311	19	to	to	PART
easat-396	311	20	use	use	VERB
easat-396	311	21	digital	digital	ADJ
easat-396	311	22	banking	banking	NOUN
easat-396	311	23	services	service	NOUN
easat-396	311	24	.	.	PUNCT
easat-396	312	1	to	to	PART
easat-396	312	2	enhance	enhance	VERB
easat-396	312	3	the	the	DET
easat-396	312	4	security	security	NOUN
easat-396	312	5	of	of	ADP
easat-396	312	6	customer	customer	NOUN
easat-396	312	7	information	information	NOUN
easat-396	312	8	,	,	PUNCT
easat-396	312	9	a	a	DET
easat-396	312	10	combination	combination	NOUN
easat-396	312	11	of	of	ADP
easat-396	312	12	biometrics	biometric	NOUN
easat-396	312	13	and	and	CCONJ
easat-396	312	14	other	other	ADJ
easat-396	312	15	data	datum	NOUN
easat-396	312	16	,	,	PUNCT
easat-396	312	17	such	such	ADJ
easat-396	312	18	as	as	ADP
easat-396	312	19	passwords	password	NOUN
easat-396	312	20	and	and	CCONJ
easat-396	312	21	pins	pin	NOUN
easat-396	312	22	,	,	PUNCT
easat-396	312	23	can	can	AUX
easat-396	312	24	be	be	AUX
easat-396	312	25	used	use	VERB
easat-396	312	26	to	to	PART
easat-396	312	27	increase	increase	VERB
easat-396	312	28	the	the	DET
easat-396	312	29	number	number	NOUN
easat-396	312	30	of	of	ADP
easat-396	312	31	steps	step	NOUN
easat-396	312	32	required	require	VERB
easat-396	312	33	for	for	ADP
easat-396	312	34	authentication	authentication	NOUN
easat-396	312	35	[	[	X
easat-396	312	36	81	81	NUM
easat-396	312	37	]	]	PUNCT
easat-396	312	38	.	.	PUNCT
easat-396	313	1	by	by	ADP
easat-396	313	2	combining	combine	VERB
easat-396	313	3	these	these	DET
easat-396	313	4	factors	factor	NOUN
easat-396	313	5	,	,	PUNCT
easat-396	313	6	one	one	PRON
easat-396	313	7	can	can	AUX
easat-396	313	8	create	create	VERB
easat-396	313	9	a	a	DET
easat-396	313	10	stronger	strong	ADJ
easat-396	313	11	and	and	CCONJ
easat-396	313	12	more	more	ADV
easat-396	313	13	secure	secure	ADJ
easat-396	313	14	authentication	authentication	NOUN
easat-396	313	15	system	system	NOUN
easat-396	313	16	while	while	SCONJ
easat-396	313	17	enhancing	enhance	VERB
easat-396	313	18	the	the	DET
easat-396	313	19	integrity	integrity	NOUN
easat-396	313	20	and	and	CCONJ
easat-396	313	21	security	security	NOUN
easat-396	313	22	of	of	ADP
easat-396	313	23	customer	customer	NOUN
easat-396	313	24	information	information	NOUN
easat-396	313	25	[	[	X
easat-396	313	26	82	82	NUM
easat-396	313	27	]	]	PUNCT
easat-396	313	28	.	.	PUNCT
easat-396	314	1	in	in	ADP
easat-396	314	2	addition	addition	NOUN
easat-396	314	3	to	to	ADP
easat-396	314	4	the	the	DET
easat-396	314	5	application	application	NOUN
easat-396	314	6	of	of	ADP
easat-396	314	7	biometric	biometric	ADJ
easat-396	314	8	measures	measure	NOUN
easat-396	314	9	,	,	PUNCT
easat-396	314	10	the	the	DET
easat-396	314	11	application	application	NOUN
easat-396	314	12	of	of	ADP
easat-396	314	13	ssl	ssl	PROPN
easat-396	314	14	/	/	SYM
easat-396	314	15	tls	tls	PROPN
easat-396	314	16	(	(	PUNCT
easat-396	314	17	secure	secure	ADJ
easat-396	314	18	sockets	socket	NOUN
easat-396	314	19	layer	layer	NOUN
easat-396	314	20	/	/	SYM
easat-396	314	21	transport	transport	NOUN
easat-396	314	22	layer	layer	NOUN
easat-396	314	23	security	security	NOUN
easat-396	314	24	)	)	PUNCT
easat-396	314	25	data	datum	NOUN
easat-396	314	26	encryption	encryption	NOUN
easat-396	314	27	is	be	AUX
easat-396	314	28	a	a	DET
easat-396	314	29	way	way	NOUN
easat-396	314	30	to	to	PART
easat-396	314	31	prevent	prevent	VERB
easat-396	314	32	attackers	attacker	NOUN
easat-396	314	33	from	from	ADP
easat-396	314	34	stealing	steal	VERB
easat-396	314	35	personal	personal	ADJ
easat-396	314	36	and	and	CCONJ
easat-396	314	37	account	account	NOUN
easat-396	314	38	information	information	NOUN
easat-396	314	39	[	[	X
easat-396	314	40	83	83	NUM
easat-396	314	41	]	]	PUNCT
easat-396	314	42	.	.	PUNCT
easat-396	315	1	in	in	ADP
easat-396	315	2	addition	addition	NOUN
easat-396	315	3	,	,	PUNCT
easat-396	315	4	customer	customer	NOUN
easat-396	315	5	referral	referral	NOUN
easat-396	315	6	programs	program	NOUN
easat-396	315	7	in	in	ADP
easat-396	315	8	the	the	DET
easat-396	315	9	banking	banking	NOUN
easat-396	315	10	industry	industry	NOUN
easat-396	315	11	explore	explore	VERB
easat-396	315	12	how	how	SCONJ
easat-396	315	13	promotions	promotion	NOUN
easat-396	315	14	can	can	AUX
easat-396	315	15	generate	generate	VERB
easat-396	315	16	growth	growth	NOUN
easat-396	315	17	in	in	ADP
easat-396	315	18	service	service	NOUN
easat-396	315	19	customers	customer	NOUN
easat-396	315	20	[	[	X
easat-396	315	21	84	84	NUM
easat-396	315	22	]	]	PUNCT
easat-396	315	23	.	.	PUNCT
easat-396	316	1	with	with	ADP
easat-396	316	2	the	the	DET
easat-396	316	3	current	current	ADJ
easat-396	316	4	security	security	NOUN
easat-396	316	5	functions	function	NOUN
easat-396	316	6	in	in	ADP
easat-396	316	7	the	the	DET
easat-396	316	8	banking	banking	NOUN
easat-396	316	9	system	system	NOUN
easat-396	316	10	and	and	CCONJ
easat-396	316	11	the	the	DET
easat-396	316	12	continuous	continuous	ADJ
easat-396	316	13	development	development	NOUN
easat-396	316	14	of	of	ADP
easat-396	316	15	ai	ai	PROPN
easat-396	316	16	(	(	PUNCT
easat-396	316	17	artificial	artificial	ADJ
easat-396	316	18	intelligence	intelligence	NOUN
easat-396	316	19	)	)	PUNCT
easat-396	316	20	technology	technology	NOUN
easat-396	316	21	and	and	CCONJ
easat-396	316	22	the	the	DET
easat-396	316	23	prediction	prediction	NOUN
easat-396	316	24	of	of	ADP
easat-396	316	25	oi	oi	PROPN
easat-396	316	26	(	(	PUNCT
easat-396	316	27	organoid	organoid	NOUN
easat-396	316	28	intelligence	intelligence	NOUN
easat-396	316	29	)	)	PUNCT
easat-396	316	30	technology	technology	NOUN
easat-396	316	31	,	,	PUNCT
easat-396	316	32	the	the	DET
easat-396	316	33	security	security	NOUN
easat-396	316	34	function	function	NOUN
easat-396	316	35	will	will	AUX
easat-396	316	36	be	be	AUX
easat-396	316	37	increasingly	increasingly	ADV
easat-396	316	38	improved	improve	VERB
easat-396	316	39	to	to	PART
easat-396	316	40	meet	meet	VERB
easat-396	316	41	the	the	DET
easat-396	316	42	increasing	increase	VERB
easat-396	316	43	requirements	requirement	NOUN
easat-396	316	44	of	of	ADP
easat-396	316	45	customers	customer	NOUN
easat-396	316	46	.	.	PUNCT
easat-396	317	1	in	in	ADP
easat-396	317	2	the	the	DET
easat-396	317	3	future	future	NOUN
easat-396	317	4	,	,	PUNCT
easat-396	317	5	when	when	SCONJ
easat-396	317	6	oi	oi	PROPN
easat-396	317	7	technology	technology	NOUN
easat-396	317	8	develops	develop	VERB
easat-396	317	9	,	,	PUNCT
easat-396	317	10	banks	bank	NOUN
easat-396	317	11	will	will	AUX
easat-396	317	12	also	also	ADV
easat-396	317	13	need	need	VERB
easat-396	317	14	to	to	PART
easat-396	317	15	apply	apply	VERB
easat-396	317	16	it	it	PRON
easat-396	317	17	to	to	PART
easat-396	317	18	increase	increase	VERB
easat-396	317	19	the	the	DET
easat-396	317	20	security	security	NOUN
easat-396	317	21	of	of	ADP
easat-396	317	22	information	information	NOUN
easat-396	317	23	and	and	CCONJ
easat-396	317	24	transactions	transaction	NOUN
easat-396	317	25	for	for	ADP
easat-396	317	26	their	their	PRON
easat-396	317	27	customers	customer	NOUN
easat-396	317	28	.	.	PUNCT
easat-396	318	1	this	this	PRON
easat-396	318	2	is	be	AUX
easat-396	318	3	also	also	ADV
easat-396	318	4	an	an	DET
easat-396	318	5	opportunity	opportunity	NOUN
easat-396	318	6	for	for	SCONJ
easat-396	318	7	digital	digital	ADJ
easat-396	318	8	businesses	business	NOUN
easat-396	318	9	to	to	PART
easat-396	318	10	attract	attract	VERB
easat-396	318	11	and	and	CCONJ
easat-396	318	12	retain	retain	VERB
easat-396	318	13	customers	customer	NOUN
easat-396	318	14	.	.	PUNCT
easat-396	319	1	however	however	ADV
easat-396	319	2	,	,	PUNCT
easat-396	319	3	now	now	ADV
easat-396	319	4	,	,	PUNCT
easat-396	319	5	to	to	PART
easat-396	319	6	increase	increase	VERB
easat-396	319	7	the	the	DET
easat-396	319	8	security	security	NOUN
easat-396	319	9	of	of	ADP
easat-396	319	10	digital	digital	ADJ
easat-396	319	11	banks	bank	NOUN
easat-396	319	12	where	where	SCONJ
easat-396	319	13	the	the	DET
easat-396	319	14	services	service	NOUN
easat-396	319	15	do	do	AUX
easat-396	319	16	not	not	PART
easat-396	319	17	require	require	VERB
easat-396	319	18	the	the	DET
easat-396	319	19	presence	presence	NOUN
easat-396	319	20	of	of	ADP
easat-396	319	21	tellers	teller	NOUN
easat-396	319	22	,	,	PUNCT
easat-396	319	23	a	a	DET
easat-396	319	24	combination	combination	NOUN
easat-396	319	25	of	of	ADP
easat-396	319	26	biometric	biometric	ADJ
easat-396	319	27	technology	technology	NOUN
easat-396	319	28	,	,	PUNCT
easat-396	319	29	including	include	VERB
easat-396	319	30	biometrics	biometric	NOUN
easat-396	319	31	like	like	ADP
easat-396	319	32	eye	eye	NOUN
easat-396	319	33	and	and	CCONJ
easat-396	319	34	fingerprint	fingerprint	NOUN
easat-396	319	35	authentication	authentication	NOUN
easat-396	319	36	,	,	PUNCT
easat-396	319	37	is	be	AUX
easat-396	319	38	needed	need	VERB
easat-396	319	39	.	.	PUNCT
easat-396	320	1	therefore	therefore	ADV
easat-396	320	2	,	,	PUNCT
easat-396	320	3	banks	bank	NOUN
easat-396	320	4	can	can	AUX
easat-396	320	5	now	now	ADV
easat-396	320	6	take	take	VERB
easat-396	320	7	advantage	advantage	NOUN
easat-396	320	8	of	of	ADP
easat-396	320	9	their	their	PRON
easat-396	320	10	security	security	NOUN
easat-396	320	11	functions	function	NOUN
easat-396	320	12	to	to	PART
easat-396	320	13	confidently	confidently	ADV
easat-396	320	14	introduce	introduce	VERB
easat-396	320	15	their	their	PRON
easat-396	320	16	services	service	NOUN
easat-396	320	17	to	to	ADP
easat-396	320	18	schools	school	NOUN
easat-396	320	19	(	(	PUNCT
easat-396	320	20	pay	pay	VERB
easat-396	320	21	tuition	tuition	NOUN
easat-396	320	22	fees	fee	NOUN
easat-396	320	23	and	and	CCONJ
easat-396	320	24	other	other	ADJ
easat-396	320	25	services	service	NOUN
easat-396	320	26	)	)	PUNCT
easat-396	320	27	and	and	CCONJ
easat-396	320	28	pay	pay	VERB
easat-396	320	29	on	on	ADP
easat-396	320	30	commercial	commercial	ADJ
easat-396	320	31	platforms	platform	NOUN
easat-396	320	32	and	and	CCONJ
easat-396	320	33	e	e	NOUN
easat-396	320	34	-	-	NOUN
easat-396	320	35	commerce	commerce	NOUN
easat-396	320	36	to	to	PART
easat-396	320	37	increase	increase	VERB
easat-396	320	38	the	the	DET
easat-396	320	39	number	number	NOUN
easat-396	320	40	of	of	ADP
easat-396	320	41	customers	customer	NOUN
easat-396	320	42	.	.	PUNCT
easat-396	321	1	this	this	PRON
easat-396	321	2	is	be	AUX
easat-396	321	3	also	also	ADV
easat-396	321	4	a	a	DET
easat-396	321	5	way	way	NOUN
easat-396	321	6	that	that	PRON
easat-396	321	7	banks	bank	NOUN
easat-396	321	8	can	can	AUX
easat-396	321	9	apply	apply	VERB
easat-396	321	10	to	to	PART
easat-396	321	11	increase	increase	VERB
easat-396	321	12	the	the	DET
easat-396	321	13	number	number	NOUN
easat-396	321	14	of	of	ADP
easat-396	321	15	customers	customer	NOUN
easat-396	321	16	since	since	SCONJ
easat-396	321	17	customers	customer	NOUN
easat-396	321	18	are	be	AUX
easat-396	321	19	not	not	PART
easat-396	321	20	eligible	eligible	ADJ
easat-396	321	21	to	to	PART
easat-396	321	22	use	use	VERB
easat-396	321	23	digital	digital	ADJ
easat-396	321	24	banking	banking	NOUN
easat-396	321	25	services	service	NOUN
easat-396	321	26	.	.	PUNCT
easat-396	322	1	thus	thus	ADV
easat-396	322	2	,	,	PUNCT
easat-396	322	3	in	in	ADP
easat-396	322	4	order	order	NOUN
easat-396	322	5	to	to	PART
easat-396	322	6	improve	improve	VERB
easat-396	322	7	the	the	DET
easat-396	322	8	intention	intention	NOUN
easat-396	322	9	and	and	CCONJ
easat-396	322	10	behavior	behavior	NOUN
easat-396	322	11	of	of	ADP
easat-396	322	12	customers	customer	NOUN
easat-396	322	13	to	to	PART
easat-396	322	14	use	use	VERB
easat-396	322	15	digital	digital	ADJ
easat-396	322	16	banking	banking	NOUN
easat-396	322	17	services	service	NOUN
easat-396	322	18	,	,	PUNCT
easat-396	322	19	banks	bank	NOUN
easat-396	322	20	need	need	VERB
easat-396	322	21	to	to	PART
easat-396	322	22	enhance	enhance	VERB
easat-396	322	23	security	security	NOUN
easat-396	322	24	and	and	CCONJ
easat-396	322	25	create	create	VERB
easat-396	322	26	value	value	NOUN
easat-396	322	27	and	and	CCONJ
easat-396	322	28	preferential	preferential	ADJ
easat-396	322	29	benefits	benefit	NOUN
easat-396	322	30	for	for	ADP
easat-396	322	31	customers	customer	NOUN
easat-396	322	32	who	who	PRON
easat-396	322	33	are	be	AUX
easat-396	322	34	using	use	VERB
easat-396	322	35	them	they	PRON
easat-396	322	36	.	.	PUNCT
easat-396	323	1	it	it	PRON
easat-396	323	2	is	be	AUX
easat-396	323	3	very	very	ADV
easat-396	323	4	important	important	ADJ
easat-396	323	5	to	to	PART
easat-396	323	6	increase	increase	VERB
easat-396	323	7	the	the	DET
easat-396	323	8	number	number	NOUN
easat-396	323	9	of	of	ADP
easat-396	323	10	customers	customer	NOUN
easat-396	323	11	.	.	PUNCT
easat-396	324	1	confidentiality	confidentiality	NOUN
easat-396	324	2	is	be	AUX
easat-396	324	3	not	not	PART
easat-396	324	4	only	only	ADV
easat-396	324	5	important	important	ADJ
easat-396	324	6	for	for	ADP
easat-396	324	7	digital	digital	ADJ
easat-396	324	8	banking	banking	NOUN
easat-396	324	9	services	service	NOUN
easat-396	324	10	but	but	CCONJ
easat-396	324	11	also	also	ADV
easat-396	324	12	for	for	ADP
easat-396	324	13	all	all	DET
easat-396	324	14	other	other	ADJ
easat-396	324	15	services	service	NOUN
easat-396	324	16	related	relate	VERB
easat-396	324	17	to	to	ADP
easat-396	324	18	the	the	DET
easat-396	324	19	application	application	NOUN
easat-396	324	20	of	of	ADP
easat-396	324	21	information	information	NOUN
easat-396	324	22	technology	technology	NOUN
easat-396	324	23	to	to	ADP
easat-396	324	24	business	business	NOUN
easat-396	324	25	and	and	CCONJ
easat-396	324	26	life	life	NOUN
easat-396	324	27	.	.	PUNCT
easat-396	325	1	from	from	ADP
easat-396	325	2	simple	simple	ADJ
easat-396	325	3	things	thing	NOUN
easat-396	325	4	like	like	ADP
easat-396	325	5	providing	provide	VERB
easat-396	325	6	personal	personal	ADJ
easat-396	325	7	information	information	NOUN
easat-396	325	8	on	on	ADP
easat-396	325	9	social	social	ADJ
easat-396	325	10	networking	networking	NOUN
easat-396	325	11	sites	site	NOUN
easat-396	325	12	or	or	CCONJ
easat-396	325	13	performing	perform	VERB
easat-396	325	14	financial	financial	ADJ
easat-396	325	15	-	-	PUNCT
easat-396	325	16	related	relate	VERB
easat-396	325	17	transactions	transaction	NOUN
easat-396	325	18	.	.	PUNCT
easat-396	326	1	enterprises	enterprise	NOUN
easat-396	326	2	providing	provide	VERB
easat-396	326	3	services	service	NOUN
easat-396	326	4	on	on	ADP
easat-396	326	5	digital	digital	ADJ
easat-396	326	6	platforms	platform	NOUN
easat-396	326	7	need	need	VERB
easat-396	326	8	to	to	PART
easat-396	326	9	apply	apply	VERB
easat-396	326	10	the	the	DET
easat-396	326	11	most	most	ADV
easat-396	326	12	appropriate	appropriate	ADJ
easat-396	326	13	security	security	NOUN
easat-396	326	14	techniques	technique	NOUN
easat-396	326	15	to	to	ADP
easat-396	326	16	their	their	PRON
easat-396	326	17	platforms	platform	NOUN
easat-396	326	18	to	to	PART
easat-396	326	19	ensure	ensure	VERB
easat-396	326	20	the	the	DET
easat-396	326	21	safety	safety	NOUN
easat-396	326	22	of	of	ADP
easat-396	326	23	their	their	PRON
easat-396	326	24	customers	customer	NOUN
easat-396	326	25	,	,	PUNCT
easat-396	326	26	thereby	thereby	ADV
easat-396	326	27	retaining	retain	VERB
easat-396	326	28	existing	exist	VERB
easat-396	326	29	customers	customer	NOUN
easat-396	326	30	and	and	CCONJ
easat-396	326	31	attracting	attract	VERB
easat-396	326	32	new	new	ADJ
easat-396	326	33	customers	customer	NOUN
easat-396	326	34	.	.	PUNCT
easat-396	327	1	research	research	NOUN
easat-396	327	2	has	have	AUX
easat-396	327	3	shown	show	VERB
easat-396	327	4	that	that	SCONJ
easat-396	327	5	relatives	relative	NOUN
easat-396	327	6	,	,	PUNCT
easat-396	327	7	friends	friend	NOUN
easat-396	327	8	,	,	PUNCT
easat-396	327	9	learning	learning	NOUN
easat-396	327	10	,	,	PUNCT
easat-396	327	11	and	and	CCONJ
easat-396	327	12	the	the	DET
easat-396	327	13	working	work	VERB
easat-396	327	14	environment	environment	NOUN
easat-396	327	15	have	have	VERB
easat-396	327	16	a	a	DET
easat-396	327	17	positive	positive	ADJ
easat-396	327	18	influence	influence	NOUN
easat-396	327	19	on	on	ADP
easat-396	327	20	increasing	increase	VERB
easat-396	327	21	the	the	DET
easat-396	327	22	intention	intention	NOUN
easat-396	327	23	to	to	PART
easat-396	327	24	use	use	VERB
easat-396	327	25	digital	digital	ADJ
easat-396	327	26	banking	banking	NOUN
easat-396	327	27	services	service	NOUN
easat-396	327	28	.	.	PUNCT
easat-396	328	1	therefore	therefore	ADV
easat-396	328	2	,	,	PUNCT
easat-396	328	3	it	it	PRON
easat-396	328	4	is	be	AUX
easat-396	328	5	required	require	VERB
easat-396	328	6	that	that	SCONJ
easat-396	328	7	administrators	administrator	NOUN
easat-396	328	8	have	have	VERB
easat-396	328	9	policies	policy	NOUN
easat-396	328	10	affecting	affect	VERB
easat-396	328	11	users	user	NOUN
easat-396	328	12	so	so	SCONJ
easat-396	328	13	that	that	SCONJ
easat-396	328	14	these	these	DET
easat-396	328	15	objects	object	NOUN
easat-396	328	16	can	can	AUX
easat-396	328	17	influence	influence	VERB
easat-396	328	18	the	the	DET
easat-396	328	19	behavior	behavior	NOUN
easat-396	328	20	of	of	ADP
easat-396	328	21	their	their	PRON
easat-396	328	22	friends	friend	NOUN
easat-396	328	23	and	and	CCONJ
easat-396	328	24	relatives	relative	NOUN
easat-396	328	25	.	.	PUNCT
easat-396	329	1	research	research	NOUN
easat-396	329	2	by	by	ADP
easat-396	329	3	zhang	zhang	PROPN
easat-396	329	4	and	and	CCONJ
easat-396	329	5	wedel	wedel	PROPN
easat-396	330	1	[	[	X
easat-396	330	2	84	84	NUM
easat-396	330	3	]	]	PUNCT
easat-396	330	4	has	have	AUX
easat-396	330	5	shown	show	VERB
easat-396	330	6	customer	customer	NOUN
easat-396	330	7	referral	referral	NOUN
easat-396	330	8	programs	program	NOUN
easat-396	330	9	in	in	ADP
easat-396	330	10	the	the	DET
easat-396	330	11	banking	banking	NOUN
easat-396	330	12	industry	industry	NOUN
easat-396	330	13	and	and	CCONJ
easat-396	330	14	explored	explore	VERB
easat-396	330	15	how	how	SCONJ
easat-396	330	16	promotions	promotion	NOUN
easat-396	330	17	can	can	AUX
easat-396	330	18	generate	generate	VERB
easat-396	330	19	customer	customer	NOUN
easat-396	330	20	growth	growth	NOUN
easat-396	330	21	and	and	CCONJ
easat-396	330	22	service	service	NOUN
easat-396	330	23	usage	usage	NOUN
easat-396	330	24	.	.	PUNCT
easat-396	331	1	besides	besides	SCONJ
easat-396	331	2	,	,	PUNCT
easat-396	331	3	to	to	PART
easat-396	331	4	increase	increase	VERB
easat-396	331	5	the	the	DET
easat-396	331	6	number	number	NOUN
easat-396	331	7	of	of	ADP
easat-396	331	8	customers	customer	NOUN
easat-396	331	9	,	,	PUNCT
easat-396	331	10	banks	bank	NOUN
easat-396	331	11	can	can	AUX
easat-396	331	12	cooperate	cooperate	VERB
easat-396	331	13	with	with	ADP
easat-396	331	14	schools	school	NOUN
easat-396	331	15	and	and	CCONJ
easat-396	331	16	businesses	business	NOUN
easat-396	331	17	in	in	ADP
easat-396	331	18	paying	pay	VERB
easat-396	331	19	tuition	tuition	NOUN
easat-396	331	20	fees	fee	NOUN
easat-396	331	21	or	or	CCONJ
easat-396	331	22	salaries	salary	NOUN
easat-396	331	23	.	.	PUNCT
easat-396	332	1	chen	chen	PROPN
easat-396	332	2	,	,	PUNCT
easat-396	332	3	et	et	PROPN
easat-396	332	4	al	al	PROPN
easat-396	332	5	.	.	PUNCT
easat-396	333	1	[	[	X
easat-396	333	2	85	85	NUM
easat-396	333	3	]	]	PUNCT
easat-396	333	4	studied	study	VERB
easat-396	333	5	the	the	DET
easat-396	333	6	impact	impact	NOUN
easat-396	333	7	of	of	ADP
easat-396	333	8	a	a	DET
easat-396	333	9	workplace	workplace	NOUN
easat-396	333	10	banking	banking	NOUN
easat-396	333	11	program	program	NOUN
easat-396	333	12	on	on	ADP
easat-396	333	13	employee	employee	NOUN
easat-396	333	14	behavior	behavior	NOUN
easat-396	333	15	and	and	CCONJ
easat-396	333	16	the	the	DET
easat-396	333	17	use	use	NOUN
easat-396	333	18	of	of	ADP
easat-396	333	19	banking	banking	NOUN
easat-396	333	20	products	product	NOUN
easat-396	333	21	.	.	PUNCT
easat-396	334	1	the	the	DET
easat-396	334	2	results	result	NOUN
easat-396	334	3	show	show	VERB
easat-396	334	4	that	that	SCONJ
easat-396	334	5	providing	provide	VERB
easat-396	334	6	digital	digital	ADJ
easat-396	334	7	banking	banking	NOUN
easat-396	334	8	services	service	NOUN
easat-396	334	9	through	through	ADP
easat-396	334	10	employee	employee	NOUN
easat-396	334	11	programs	program	NOUN
easat-396	334	12	and	and	CCONJ
easat-396	334	13	promotions	promotion	NOUN
easat-396	334	14	can	can	AUX
easat-396	334	15	enhance	enhance	VERB
easat-396	334	16	the	the	DET
easat-396	334	17	intention	intention	NOUN
easat-396	334	18	to	to	PART
easat-396	334	19	use	use	VERB
easat-396	334	20	digital	digital	ADJ
easat-396	334	21	banking	banking	NOUN
easat-396	334	22	services	service	NOUN
easat-396	334	23	and	and	CCONJ
easat-396	334	24	create	create	VERB
easat-396	334	25	benefits	benefit	NOUN
easat-396	334	26	for	for	ADP
easat-396	334	27	both	both	DET
easat-396	334	28	banks	bank	NOUN
easat-396	334	29	and	and	CCONJ
easat-396	334	30	employees	employee	NOUN
easat-396	334	31	.	.	PUNCT
easat-396	335	1	for	for	ADP
easat-396	335	2	example	example	NOUN
easat-396	335	3	,	,	PUNCT
easat-396	335	4	in	in	ADP
easat-396	335	5	this	this	DET
easat-396	335	6	case	case	NOUN
easat-396	335	7	,	,	PUNCT
easat-396	335	8	in	in	ADP
easat-396	335	9	order	order	NOUN
easat-396	335	10	to	to	PART
easat-396	335	11	increase	increase	VERB
easat-396	335	12	the	the	DET
easat-396	335	13	number	number	NOUN
easat-396	335	14	of	of	ADP
easat-396	335	15	customers	customer	NOUN
easat-396	335	16	and	and	CCONJ
easat-396	335	17	increase	increase	VERB
easat-396	335	18	the	the	DET
easat-396	335	19	intention	intention	NOUN
easat-396	335	20	to	to	PART
easat-396	335	21	use	use	VERB
easat-396	335	22	digital	digital	ADJ
easat-396	335	23	banking	banking	NOUN
easat-396	335	24	services	service	NOUN
easat-396	335	25	,	,	PUNCT
easat-396	335	26	the	the	DET
easat-396	335	27	bank	bank	NOUN
easat-396	335	28	can	can	AUX
easat-396	335	29	cooperate	cooperate	VERB
easat-396	335	30	with	with	ADP
easat-396	335	31	schools	school	NOUN
easat-396	335	32	or	or	CCONJ
easat-396	335	33	businesses	business	NOUN
easat-396	335	34	in	in	ADP
easat-396	335	35	paying	pay	VERB
easat-396	335	36	salaries	salary	NOUN
easat-396	335	37	and	and	CCONJ
easat-396	335	38	tuition	tuition	NOUN
easat-396	335	39	fees	fee	NOUN
easat-396	335	40	.	.	PUNCT
easat-396	336	1	in	in	ADP
easat-396	336	2	addition	addition	NOUN
easat-396	336	3	,	,	PUNCT
easat-396	336	4	lawrence	lawrence	PROPN
easat-396	336	5	and	and	CCONJ
easat-396	336	6	bola	bola	PROPN
easat-396	336	7	[	[	X
easat-396	336	8	86	86	NUM
easat-396	336	9	]	]	PUNCT
easat-396	336	10	also	also	ADV
easat-396	336	11	showed	show	VERB
easat-396	336	12	that	that	SCONJ
easat-396	336	13	by	by	ADP
easat-396	336	14	investigating	investigate	VERB
easat-396	336	15	the	the	DET
easat-396	336	16	impact	impact	NOUN
easat-396	336	17	of	of	ADP
easat-396	336	18	school	school	NOUN
easat-396	336	19	banking	banking	NOUN
easat-396	336	20	programs	program	NOUN
easat-396	336	21	on	on	ADP
easat-396	336	22	children	child	NOUN
easat-396	336	23	's	's	PART
easat-396	336	24	financial	financial	ADJ
easat-396	336	25	literacy	literacy	NOUN
easat-396	336	26	and	and	CCONJ
easat-396	336	27	financial	financial	ADJ
easat-396	336	28	behavior	behavior	NOUN
easat-396	336	29	,	,	PUNCT
easat-396	336	30	the	the	DET
easat-396	336	31	results	result	NOUN
easat-396	336	32	showed	show	VERB
easat-396	336	33	that	that	SCONJ
easat-396	336	34	coop	coop	NOUN
easat-396	336	35	eration	eration	NOUN
easat-396	336	36	with	with	ADP
easat-396	336	37	schools	school	NOUN
easat-396	336	38	learning	learn	VERB
easat-396	336	39	about	about	ADP
easat-396	336	40	digital	digital	ADJ
easat-396	336	41	banking	banking	NOUN
easat-396	336	42	service	service	NOUN
easat-396	336	43	delivery	delivery	NOUN
easat-396	336	44	and	and	CCONJ
easat-396	336	45	financial	financial	ADJ
easat-396	336	46	education	education	NOUN
easat-396	336	47	can	can	AUX
easat-396	336	48	help	help	VERB
easat-396	336	49	increase	increase	VERB
easat-396	336	50	awareness	awareness	NOUN
easat-396	336	51	and	and	CCONJ
easat-396	336	52	use	use	NOUN
easat-396	336	53	of	of	ADP
easat-396	336	54	digital	digital	ADJ
easat-396	336	55	banking	banking	NOUN
easat-396	336	56	services	service	NOUN
easat-396	336	57	in	in	ADP
easat-396	336	58	the	the	DET
easat-396	336	59	future	future	NOUN
easat-396	336	60	.	.	PUNCT
easat-396	337	1	this	this	PRON
easat-396	337	2	is	be	AUX
easat-396	337	3	also	also	ADV
easat-396	337	4	a	a	DET
easat-396	337	5	way	way	NOUN
easat-396	337	6	that	that	PRON
easat-396	337	7	banks	bank	NOUN
easat-396	337	8	can	can	AUX
easat-396	337	9	apply	apply	VERB
easat-396	337	10	to	to	PART
easat-396	337	11	increase	increase	VERB
easat-396	337	12	the	the	DET
easat-396	337	13	number	number	NOUN
easat-396	337	14	of	of	ADP
easat-396	337	15	customers	customer	NOUN
easat-396	337	16	right	right	ADJ
easat-396	337	17	from	from	ADP
easat-396	337	18	the	the	DET
easat-396	337	19	time	time	NOUN
easat-396	337	20	customers	customer	NOUN
easat-396	337	21	are	be	AUX
easat-396	337	22	children	child	NOUN
easat-396	337	23	.	.	PUNCT
easat-396	338	1	in	in	ADP
easat-396	338	2	summary	summary	NOUN
easat-396	338	3	,	,	PUNCT
easat-396	338	4	the	the	DET
easat-396	338	5	results	result	NOUN
easat-396	338	6	148	148	NUM
easat-396	338	7	edelweiss	edelweiss	PROPN
easat-396	338	8	applied	apply	VERB
easat-396	338	9	science	science	NOUN
easat-396	338	10	and	and	CCONJ
easat-396	338	11	technology	technology	NOUN
easat-396	338	12	issn	issn	PROPN
easat-396	338	13	:	:	PUNCT
easat-396	338	14	2576	2576	NUM
easat-396	338	15	-	-	SYM
easat-396	338	16	8484	8484	NUM
easat-396	338	17	vol	vol	NOUN
easat-396	338	18	.	.	PROPN
easat-396	339	1	7	7	NUM
easat-396	339	2	,	,	PUNCT
easat-396	339	3	no	no	INTJ
easat-396	339	4	.	.	NOUN
easat-396	339	5	2	2	NUM
easat-396	339	6	:	:	SYM
easat-396	339	7	136	136	NUM
easat-396	339	8	-	-	SYM
easat-396	339	9	153	153	NUM
easat-396	339	10	,	,	PUNCT
easat-396	339	11	2023	2023	NUM
easat-396	339	12	doi	doi	NOUN
easat-396	339	13	:	:	PUNCT
easat-396	339	14	10.55214/25768484.v7i2.396	10.55214/25768484.v7i2.396	NUM
easat-396	339	15	©	©	PROPN
easat-396	339	16	2023	2023	NUM
easat-396	339	17	by	by	ADP
easat-396	339	18	the	the	DET
easat-396	339	19	authors	author	NOUN
easat-396	339	20	;	;	PUNCT
easat-396	339	21	licensee	licensee	PROPN
easat-396	339	22	learning	learning	NOUN
easat-396	339	23	gate	gate	NOUN
easat-396	339	24	also	also	ADV
easat-396	339	25	determined	determine	VERB
easat-396	339	26	that	that	SCONJ
easat-396	339	27	social	social	ADJ
easat-396	339	28	influence	influence	NOUN
easat-396	339	29	predicts	predict	VERB
easat-396	339	30	the	the	DET
easat-396	339	31	extent	extent	NOUN
easat-396	339	32	to	to	PART
easat-396	339	33	which	which	PRON
easat-396	339	34	customers	customer	NOUN
easat-396	339	35	are	be	AUX
easat-396	339	36	willing	willing	ADJ
easat-396	339	37	to	to	PART
easat-396	339	38	change	change	VERB
easat-396	339	39	their	their	PRON
easat-396	339	40	minds	mind	NOUN
easat-396	339	41	to	to	PART
easat-396	339	42	engage	engage	VERB
easat-396	339	43	with	with	ADP
easat-396	339	44	a	a	DET
easat-396	339	45	particular	particular	ADJ
easat-396	339	46	service	service	NOUN
easat-396	339	47	.	.	PUNCT
easat-396	340	1	it	it	PRON
easat-396	340	2	is	be	AUX
easat-396	340	3	advisable	advisable	ADJ
easat-396	340	4	for	for	SCONJ
easat-396	340	5	business	business	NOUN
easat-396	340	6	services	service	NOUN
easat-396	340	7	to	to	PART
easat-396	340	8	be	be	AUX
easat-396	340	9	updated	update	VERB
easat-396	340	10	of	of	ADP
easat-396	340	11	global	global	ADJ
easat-396	340	12	trends	trend	NOUN
easat-396	340	13	,	,	PUNCT
easat-396	340	14	particularly	particularly	ADV
easat-396	340	15	those	those	PRON
easat-396	340	16	that	that	PRON
easat-396	340	17	are	be	AUX
easat-396	340	18	currently	currently	ADV
easat-396	340	19	popular	popular	ADJ
easat-396	340	20	.	.	PUNCT
easat-396	341	1	when	when	SCONJ
easat-396	341	2	businesses	business	NOUN
easat-396	341	3	do	do	VERB
easat-396	341	4	that	that	PRON
easat-396	341	5	,	,	PUNCT
easat-396	341	6	customers	customer	NOUN
easat-396	341	7	will	will	AUX
easat-396	341	8	share	share	VERB
easat-396	341	9	their	their	PRON
easat-396	341	10	interesting	interesting	ADJ
easat-396	341	11	experiences	experience	NOUN
easat-396	341	12	with	with	ADP
easat-396	341	13	relatives	relative	NOUN
easat-396	341	14	and	and	CCONJ
easat-396	341	15	friends	friend	NOUN
easat-396	341	16	and	and	CCONJ
easat-396	341	17	post	post	VERB
easat-396	341	18	positive	positive	ADJ
easat-396	341	19	comments	comment	NOUN
easat-396	341	20	on	on	ADP
easat-396	341	21	social	social	ADJ
easat-396	341	22	networking	networking	NOUN
easat-396	341	23	sites	site	NOUN
easat-396	341	24	.	.	PUNCT
easat-396	342	1	this	this	PRON
easat-396	342	2	will	will	AUX
easat-396	342	3	help	help	VERB
easat-396	342	4	businesses	business	NOUN
easat-396	342	5	attract	attract	VERB
easat-396	342	6	potential	potential	ADJ
easat-396	342	7	customers	customer	NOUN
easat-396	342	8	.	.	PUNCT
easat-396	343	1	the	the	DET
easat-396	343	2	research	research	NOUN
easat-396	343	3	results	result	NOUN
easat-396	343	4	show	show	VERB
easat-396	343	5	that	that	SCONJ
easat-396	343	6	applying	apply	VERB
easat-396	343	7	for	for	ADP
easat-396	343	8	digital	digital	ADJ
easat-396	343	9	banking	banking	NOUN
easat-396	343	10	services	service	NOUN
easat-396	343	11	can	can	AUX
easat-396	343	12	pay	pay	VERB
easat-396	343	13	for	for	ADP
easat-396	343	14	most	most	ADJ
easat-396	343	15	products	product	NOUN
easat-396	343	16	and	and	CCONJ
easat-396	343	17	services	service	NOUN
easat-396	343	18	,	,	PUNCT
easat-396	343	19	and	and	CCONJ
easat-396	343	20	the	the	DET
easat-396	343	21	quick	quick	ADJ
easat-396	343	22	,	,	PUNCT
easat-396	343	23	flexible	flexible	ADJ
easat-396	343	24	,	,	PUNCT
easat-396	343	25	and	and	CCONJ
easat-396	343	26	easy	easy	ADJ
easat-396	343	27	payment	payment	NOUN
easat-396	343	28	process	process	NOUN
easat-396	343	29	and	and	CCONJ
easat-396	343	30	easy	easy	ADJ
easat-396	343	31	financial	financial	ADJ
easat-396	343	32	management	management	NOUN
easat-396	343	33	will	will	AUX
easat-396	343	34	help	help	VERB
easat-396	343	35	increase	increase	VERB
easat-396	343	36	the	the	DET
easat-396	343	37	intention	intention	NOUN
easat-396	343	38	to	to	PART
easat-396	343	39	use	use	VERB
easat-396	343	40	the	the	DET
easat-396	343	41	service	service	NOUN
easat-396	343	42	.	.	PUNCT
easat-396	344	1	research	research	NOUN
easat-396	344	2	by	by	ADP
easat-396	344	3	suri	suri	PROPN
easat-396	344	4	and	and	CCONJ
easat-396	344	5	jack	jack	PROPN
easat-396	344	6	[	[	X
easat-396	344	7	87	87	NUM
easat-396	344	8	]	]	PUNCT
easat-396	344	9	shows	show	VERB
easat-396	344	10	that	that	SCONJ
easat-396	344	11	expanding	expand	VERB
easat-396	344	12	the	the	DET
easat-396	344	13	payment	payment	NOUN
easat-396	344	14	coverage	coverage	NOUN
easat-396	344	15	in	in	ADP
easat-396	344	16	digital	digital	ADJ
easat-396	344	17	banking	banking	NOUN
easat-396	344	18	has	have	AUX
easat-396	344	19	significantly	significantly	ADV
easat-396	344	20	contributed	contribute	VERB
easat-396	344	21	to	to	ADP
easat-396	344	22	increasing	increase	VERB
easat-396	344	23	the	the	DET
easat-396	344	24	perception	perception	NOUN
easat-396	344	25	of	of	ADP
easat-396	344	26	the	the	DET
easat-396	344	27	efficiency	efficiency	NOUN
easat-396	344	28	of	of	ADP
easat-396	344	29	banking	banking	NOUN
easat-396	344	30	services	service	NOUN
easat-396	344	31	.	.	PUNCT
easat-396	345	1	specifically	specifically	ADV
easat-396	345	2	,	,	PUNCT
easat-396	345	3	the	the	DET
easat-396	345	4	expansion	expansion	NOUN
easat-396	345	5	of	of	ADP
easat-396	345	6	payment	payment	NOUN
easat-396	345	7	coverage	coverage	NOUN
easat-396	345	8	has	have	AUX
easat-396	345	9	provided	provide	VERB
easat-396	345	10	customers	customer	NOUN
easat-396	345	11	with	with	ADP
easat-396	345	12	obvious	obvious	ADJ
easat-396	345	13	benefits	benefit	NOUN
easat-396	345	14	,	,	PUNCT
easat-396	345	15	including	include	VERB
easat-396	345	16	time	time	NOUN
easat-396	345	17	savings	saving	NOUN
easat-396	345	18	,	,	PUNCT
easat-396	345	19	convenience	convenience	NOUN
easat-396	345	20	,	,	PUNCT
easat-396	345	21	easier	easy	ADJ
easat-396	345	22	access	access	NOUN
easat-396	345	23	,	,	PUNCT
easat-396	345	24	and	and	CCONJ
easat-396	345	25	greater	great	ADJ
easat-396	345	26	safety	safety	NOUN
easat-396	345	27	.	.	PUNCT
easat-396	346	1	the	the	DET
easat-396	346	2	solution	solution	NOUN
easat-396	346	3	posed	pose	VERB
easat-396	346	4	for	for	ADP
easat-396	346	5	administrators	administrator	NOUN
easat-396	346	6	in	in	ADP
easat-396	346	7	this	this	DET
easat-396	346	8	study	study	NOUN
easat-396	346	9	is	be	AUX
easat-396	346	10	that	that	SCONJ
easat-396	346	11	commercial	commercial	ADJ
easat-396	346	12	banks	bank	NOUN
easat-396	346	13	can	can	AUX
easat-396	346	14	expand	expand	VERB
easat-396	346	15	the	the	DET
easat-396	346	16	payment	payment	NOUN
easat-396	346	17	range	range	NOUN
easat-396	346	18	through	through	ADP
easat-396	346	19	linking	link	VERB
easat-396	346	20	points	point	NOUN
easat-396	346	21	of	of	ADP
easat-396	346	22	sale	sale	NOUN
easat-396	346	23	and	and	CCONJ
easat-396	346	24	e	e	NOUN
easat-396	346	25	-	-	NOUN
easat-396	346	26	commerce	commerce	NOUN
easat-396	346	27	exchanges	exchange	NOUN
easat-396	346	28	like	like	ADP
easat-396	346	29	amazon	amazon	NOUN
easat-396	346	30	.	.	PUNCT
easat-396	347	1	this	this	PRON
easat-396	347	2	allows	allow	VERB
easat-396	347	3	customers	customer	NOUN
easat-396	347	4	to	to	PART
easat-396	347	5	make	make	VERB
easat-396	347	6	payments	payment	NOUN
easat-396	347	7	directly	directly	ADV
easat-396	347	8	from	from	ADP
easat-396	347	9	their	their	PRON
easat-396	347	10	bank	bank	NOUN
easat-396	347	11	account	account	NOUN
easat-396	347	12	when	when	SCONJ
easat-396	347	13	making	make	VERB
easat-396	347	14	purchases	purchase	NOUN
easat-396	347	15	on	on	ADP
easat-396	347	16	amazon	amazon	NOUN
easat-396	347	17	without	without	ADP
easat-396	347	18	using	use	VERB
easat-396	347	19	a	a	DET
easat-396	347	20	credit	credit	NOUN
easat-396	347	21	card	card	NOUN
easat-396	347	22	or	or	CCONJ
easat-396	347	23	having	have	VERB
easat-396	347	24	to	to	PART
easat-396	347	25	enter	enter	VERB
easat-396	347	26	payment	payment	NOUN
easat-396	347	27	information	information	NOUN
easat-396	347	28	each	each	DET
easat-396	347	29	time	time	NOUN
easat-396	347	30	.	.	PUNCT
easat-396	348	1	besides	besides	SCONJ
easat-396	348	2	,	,	PUNCT
easat-396	348	3	campaigns	campaign	NOUN
easat-396	348	4	such	such	ADJ
easat-396	348	5	as	as	ADP
easat-396	348	6	pasting	paste	VERB
easat-396	348	7	qr	qr	INTJ
easat-396	348	8	(	(	PUNCT
easat-396	348	9	quick	quick	ADJ
easat-396	348	10	response	response	NOUN
easat-396	348	11	)	)	PUNCT
easat-396	348	12	codes	code	NOUN
easat-396	348	13	at	at	ADP
easat-396	348	14	retail	retail	ADJ
easat-396	348	15	and	and	CCONJ
easat-396	348	16	grocery	grocery	NOUN
easat-396	348	17	stores	store	NOUN
easat-396	348	18	will	will	AUX
easat-396	348	19	help	help	VERB
easat-396	348	20	expand	expand	VERB
easat-396	348	21	payment	payment	NOUN
easat-396	348	22	possibilities	possibility	NOUN
easat-396	348	23	and	and	CCONJ
easat-396	348	24	make	make	VERB
easat-396	348	25	the	the	DET
easat-396	348	26	payment	payment	NOUN
easat-396	348	27	process	process	NOUN
easat-396	348	28	easier	easy	ADJ
easat-396	348	29	[	[	X
easat-396	348	30	88	88	NUM
easat-396	348	31	]	]	PUNCT
easat-396	348	32	.	.	PUNCT
easat-396	349	1	in	in	ADP
easat-396	349	2	addition	addition	NOUN
easat-396	349	3	,	,	PUNCT
easat-396	349	4	in	in	ADP
easat-396	349	5	order	order	NOUN
easat-396	349	6	to	to	PART
easat-396	349	7	help	help	VERB
easat-396	349	8	customers	customer	NOUN
easat-396	349	9	manage	manage	VERB
easat-396	349	10	their	their	PRON
easat-396	349	11	finances	finance	NOUN
easat-396	349	12	effectively	effectively	ADV
easat-396	349	13	,	,	PUNCT
easat-396	349	14	administrators	administrator	NOUN
easat-396	349	15	can	can	AUX
easat-396	349	16	apply	apply	VERB
easat-396	349	17	blockchain	blockchain	NOUN
easat-396	349	18	.	.	PUNCT
easat-396	350	1	many	many	ADJ
easat-396	350	2	studies	study	NOUN
easat-396	350	3	have	have	AUX
easat-396	350	4	shown	show	VERB
easat-396	350	5	that	that	SCONJ
easat-396	350	6	the	the	DET
easat-396	350	7	application	application	NOUN
easat-396	350	8	of	of	ADP
easat-396	350	9	blockchain	blockchain	PROPN
easat-396	350	10	in	in	ADP
easat-396	350	11	the	the	DET
easat-396	350	12	banking	banking	NOUN
easat-396	350	13	system	system	NOUN
easat-396	350	14	will	will	AUX
easat-396	350	15	help	help	VERB
easat-396	350	16	customers	customer	NOUN
easat-396	350	17	manage	manage	VERB
easat-396	350	18	their	their	PRON
easat-396	350	19	personal	personal	ADJ
easat-396	350	20	accounts	account	NOUN
easat-396	350	21	,	,	PUNCT
easat-396	350	22	track	track	NOUN
easat-396	350	23	transactions	transaction	NOUN
easat-396	350	24	,	,	PUNCT
easat-396	350	25	and	and	CCONJ
easat-396	350	26	make	make	VERB
easat-396	350	27	smart	smart	ADJ
easat-396	350	28	financial	financial	ADJ
easat-396	350	29	decisions	decision	NOUN
easat-396	350	30	[	[	X
easat-396	350	31	89	89	NUM
easat-396	350	32	,	,	PUNCT
easat-396	350	33	90	90	NUM
easat-396	350	34	]	]	PUNCT
easat-396	350	35	.	.	PUNCT
easat-396	351	1	at	at	ADP
easat-396	351	2	the	the	DET
easat-396	351	3	same	same	ADJ
easat-396	351	4	time	time	NOUN
easat-396	351	5	,	,	PUNCT
easat-396	351	6	these	these	DET
easat-396	351	7	studies	study	NOUN
easat-396	351	8	also	also	ADV
easat-396	351	9	show	show	VERB
easat-396	351	10	that	that	SCONJ
easat-396	351	11	the	the	DET
easat-396	351	12	application	application	NOUN
easat-396	351	13	of	of	ADP
easat-396	351	14	blockchain	blockchain	PROPN
easat-396	351	15	can	can	AUX
easat-396	351	16	create	create	VERB
easat-396	351	17	a	a	DET
easat-396	351	18	reliable	reliable	ADJ
easat-396	351	19	,	,	PUNCT
easat-396	351	20	secure	secure	ADJ
easat-396	351	21	,	,	PUNCT
easat-396	351	22	and	and	CCONJ
easat-396	351	23	transparent	transparent	ADJ
easat-396	351	24	financial	financial	ADJ
easat-396	351	25	environment	environment	NOUN
easat-396	351	26	,	,	PUNCT
easat-396	351	27	helping	help	VERB
easat-396	351	28	customers	customer	NOUN
easat-396	351	29	manage	manage	VERB
easat-396	351	30	their	their	PRON
easat-396	351	31	finances	finance	NOUN
easat-396	351	32	more	more	ADV
easat-396	351	33	effectively	effectively	ADV
easat-396	351	34	.	.	PUNCT
easat-396	352	1	research	research	NOUN
easat-396	352	2	has	have	AUX
easat-396	352	3	shown	show	VERB
easat-396	352	4	that	that	SCONJ
easat-396	352	5	perceived	perceive	VERB
easat-396	352	6	ease	ease	NOUN
easat-396	352	7	of	of	ADP
easat-396	352	8	use	use	NOUN
easat-396	352	9	is	be	AUX
easat-396	352	10	the	the	DET
easat-396	352	11	most	most	ADV
easat-396	352	12	important	important	ADJ
easat-396	352	13	factor	factor	NOUN
easat-396	352	14	in	in	ADP
easat-396	352	15	driving	drive	VERB
easat-396	352	16	customer	customer	NOUN
easat-396	352	17	intention	intention	NOUN
easat-396	352	18	and	and	CCONJ
easat-396	352	19	behavior	behavior	NOUN
easat-396	352	20	to	to	PART
easat-396	352	21	use	use	VERB
easat-396	352	22	digital	digital	ADJ
easat-396	352	23	banking	banking	NOUN
easat-396	352	24	services	service	NOUN
easat-396	352	25	.	.	PUNCT
easat-396	353	1	the	the	DET
easat-396	353	2	implication	implication	NOUN
easat-396	353	3	of	of	ADP
easat-396	353	4	this	this	DET
easat-396	353	5	result	result	NOUN
easat-396	353	6	is	be	AUX
easat-396	353	7	that	that	SCONJ
easat-396	353	8	customers	customer	NOUN
easat-396	353	9	will	will	AUX
easat-396	353	10	use	use	VERB
easat-396	353	11	the	the	DET
easat-396	353	12	service	service	NOUN
easat-396	353	13	if	if	SCONJ
easat-396	353	14	the	the	DET
easat-396	353	15	application	application	NOUN
easat-396	353	16	operation	operation	NOUN
easat-396	353	17	is	be	AUX
easat-396	353	18	simple	simple	ADJ
easat-396	353	19	,	,	PUNCT
easat-396	353	20	the	the	DET
easat-396	353	21	service	service	NOUN
easat-396	353	22	package	package	NOUN
easat-396	353	23	is	be	AUX
easat-396	353	24	easy	easy	ADJ
easat-396	353	25	and	and	CCONJ
easat-396	353	26	clear	clear	ADJ
easat-396	353	27	,	,	PUNCT
easat-396	353	28	and	and	CCONJ
easat-396	353	29	they	they	PRON
easat-396	353	30	will	will	AUX
easat-396	353	31	increase	increase	VERB
easat-396	353	32	their	their	PRON
easat-396	353	33	intention	intention	NOUN
easat-396	353	34	and	and	CCONJ
easat-396	353	35	behavior	behavior	NOUN
easat-396	353	36	to	to	PART
easat-396	353	37	use	use	VERB
easat-396	353	38	it	it	PRON
easat-396	353	39	.	.	PUNCT
easat-396	354	1	numerous	numerous	ADJ
easat-396	354	2	studies	study	NOUN
easat-396	354	3	have	have	AUX
easat-396	354	4	also	also	ADV
easat-396	354	5	shown	show	VERB
easat-396	354	6	that	that	SCONJ
easat-396	354	7	simplifying	simplify	VERB
easat-396	354	8	user	user	NOUN
easat-396	354	9	interfaces	interface	NOUN
easat-396	354	10	,	,	PUNCT
easat-396	354	11	reducing	reduce	VERB
easat-396	354	12	complicated	complicated	ADJ
easat-396	354	13	procedures	procedure	NOUN
easat-396	354	14	,	,	PUNCT
easat-396	354	15	and	and	CCONJ
easat-396	354	16	increasing	increase	VERB
easat-396	354	17	visibility	visibility	NOUN
easat-396	354	18	can	can	AUX
easat-396	354	19	enhance	enhance	VERB
easat-396	354	20	customer	customer	NOUN
easat-396	354	21	interaction	interaction	NOUN
easat-396	354	22	and	and	CCONJ
easat-396	354	23	service	service	NOUN
easat-396	354	24	usage	usage	NOUN
easat-396	354	25	[	[	X
easat-396	354	26	91	91	NUM
easat-396	354	27	-	-	SYM
easat-396	354	28	93	93	NUM
easat-396	354	29	]	]	PUNCT
easat-396	354	30	.	.	PUNCT
easat-396	355	1	this	this	PRON
easat-396	355	2	ensures	ensure	VERB
easat-396	355	3	that	that	SCONJ
easat-396	355	4	customers	customer	NOUN
easat-396	355	5	can	can	AUX
easat-396	355	6	find	find	VERB
easat-396	355	7	functions	function	NOUN
easat-396	355	8	and	and	CCONJ
easat-396	355	9	features	feature	NOUN
easat-396	355	10	easily	easily	ADV
easat-396	355	11	,	,	PUNCT
easat-396	355	12	with	with	ADP
easat-396	355	13	no	no	DET
easat-396	355	14	difficulty	difficulty	NOUN
easat-396	355	15	in	in	ADP
easat-396	355	16	manipulating	manipulate	VERB
easat-396	355	17	and	and	CCONJ
easat-396	355	18	executing	execute	VERB
easat-396	355	19	transactions	transaction	NOUN
easat-396	355	20	.	.	PUNCT
easat-396	356	1	concurrently	concurrently	ADV
easat-396	356	2	,	,	PUNCT
easat-396	356	3	simplifying	simplify	VERB
easat-396	356	4	procedures	procedure	NOUN
easat-396	356	5	and	and	CCONJ
easat-396	356	6	duties	duty	NOUN
easat-396	356	7	for	for	ADP
easat-396	356	8	clients	client	NOUN
easat-396	356	9	utilizing	utilize	VERB
easat-396	356	10	online	online	ADJ
easat-396	356	11	banking	banking	NOUN
easat-396	356	12	services	service	NOUN
easat-396	356	13	.	.	PUNCT
easat-396	357	1	reduce	reduce	VERB
easat-396	357	2	complicated	complicated	ADJ
easat-396	357	3	steps	step	NOUN
easat-396	357	4	,	,	PUNCT
easat-396	357	5	require	require	VERB
easat-396	357	6	necessary	necessary	ADJ
easat-396	357	7	information	information	NOUN
easat-396	357	8	,	,	PUNCT
easat-396	357	9	and	and	CCONJ
easat-396	357	10	limit	limit	NOUN
easat-396	357	11	repetition	repetition	NOUN
easat-396	357	12	.	.	PUNCT
easat-396	358	1	this	this	PRON
easat-396	358	2	helps	help	VERB
easat-396	358	3	to	to	PART
easat-396	358	4	reduce	reduce	VERB
easat-396	358	5	the	the	DET
easat-396	358	6	time	time	NOUN
easat-396	358	7	and	and	CCONJ
easat-396	358	8	effort	effort	NOUN
easat-396	358	9	that	that	PRON
easat-396	358	10	customers	customer	NOUN
easat-396	358	11	need	need	VERB
easat-396	358	12	to	to	PART
easat-396	358	13	spend	spend	VERB
easat-396	358	14	to	to	PART
easat-396	358	15	make	make	VERB
easat-396	358	16	transactions	transaction	NOUN
easat-396	358	17	.	.	PUNCT
easat-396	359	1	specifically	specifically	ADV
easat-396	359	2	,	,	PUNCT
easat-396	359	3	banks	bank	NOUN
easat-396	359	4	can	can	AUX
easat-396	359	5	eliminate	eliminate	VERB
easat-396	359	6	the	the	DET
easat-396	359	7	requirement	requirement	NOUN
easat-396	359	8	to	to	PART
easat-396	359	9	log	log	VERB
easat-396	359	10	in	in	ADP
easat-396	359	11	with	with	ADP
easat-396	359	12	long	long	ADJ
easat-396	359	13	and	and	CCONJ
easat-396	359	14	complex	complex	ADJ
easat-396	359	15	passwords	password	NOUN
easat-396	359	16	.	.	PUNCT
easat-396	360	1	instead	instead	ADV
easat-396	360	2	,	,	PUNCT
easat-396	360	3	banks	bank	NOUN
easat-396	360	4	can	can	AUX
easat-396	360	5	adopt	adopt	VERB
easat-396	360	6	fingerprint	fingerprint	NOUN
easat-396	360	7	or	or	CCONJ
easat-396	360	8	facial	facial	ADJ
easat-396	360	9	recognition	recognition	NOUN
easat-396	360	10	authentication	authentication	NOUN
easat-396	360	11	methods	method	NOUN
easat-396	360	12	that	that	PRON
easat-396	360	13	both	both	PRON
easat-396	360	14	enhance	enhance	VERB
easat-396	360	15	security	security	NOUN
easat-396	360	16	and	and	CCONJ
easat-396	360	17	simplify	simplify	ADJ
easat-396	360	18	application	application	NOUN
easat-396	360	19	usage	usage	NOUN
easat-396	360	20	.	.	PUNCT
easat-396	361	1	take	take	VERB
easat-396	361	2	,	,	PUNCT
easat-396	361	3	for	for	ADP
easat-396	361	4	example	example	NOUN
easat-396	361	5	,	,	PUNCT
easat-396	361	6	today	today	NOUN
easat-396	361	7	’s	’s	PART
easat-396	361	8	mobile	mobile	PROPN
easat-396	361	9	banking	banking	NOUN
easat-396	361	10	app	app	PROPN
easat-396	361	11	apple	apple	PROPN
easat-396	361	12	pay	pay	NOUN
easat-396	361	13	.	.	PUNCT
easat-396	362	1	apple	apple	NOUN
easat-396	362	2	pay	pay	NOUN
easat-396	362	3	uses	use	VERB
easat-396	362	4	touch	touch	NOUN
easat-396	363	1	i	i	PRON
easat-396	363	2	d	d	PROPN
easat-396	363	3	(	(	PUNCT
easat-396	363	4	identification	identification	NOUN
easat-396	363	5	)	)	PUNCT
easat-396	363	6	or	or	CCONJ
easat-396	363	7	face	face	VERB
easat-396	364	1	i	i	PROPN
easat-396	364	2	d	d	PROPN
easat-396	364	3	to	to	PART
easat-396	364	4	authenticate	authenticate	VERB
easat-396	364	5	payments	payment	NOUN
easat-396	364	6	instead	instead	ADV
easat-396	364	7	of	of	ADP
easat-396	364	8	requiring	require	VERB
easat-396	364	9	users	user	NOUN
easat-396	364	10	to	to	PART
easat-396	364	11	enter	enter	VERB
easat-396	364	12	a	a	DET
easat-396	364	13	password	password	NOUN
easat-396	364	14	or	or	CCONJ
easat-396	364	15	pin	pin	NOUN
easat-396	364	16	(	(	PUNCT
easat-396	364	17	personal	personal	ADJ
easat-396	364	18	identification	identification	NOUN
easat-396	364	19	number	number	NOUN
easat-396	364	20	)	)	PUNCT
easat-396	364	21	each	each	DET
easat-396	364	22	time	time	NOUN
easat-396	364	23	they	they	PRON
easat-396	364	24	make	make	VERB
easat-396	364	25	a	a	DET
easat-396	364	26	transaction	transaction	NOUN
easat-396	364	27	.	.	PUNCT
easat-396	365	1	this	this	DET
easat-396	365	2	simplifies	simplify	VERB
easat-396	365	3	the	the	DET
easat-396	365	4	checkout	checkout	NOUN
easat-396	365	5	process	process	NOUN
easat-396	365	6	and	and	CCONJ
easat-396	365	7	enhances	enhance	VERB
easat-396	365	8	convenience	convenience	NOUN
easat-396	365	9	,	,	PUNCT
easat-396	365	10	leading	lead	VERB
easat-396	365	11	to	to	ADP
easat-396	365	12	higher	high	ADJ
easat-396	365	13	usage	usage	NOUN
easat-396	365	14	and	and	CCONJ
easat-396	365	15	increased	increase	VERB
easat-396	365	16	user	user	NOUN
easat-396	365	17	satisfaction	satisfaction	NOUN
easat-396	365	18	.	.	PUNCT
easat-396	366	1	in	in	ADP
easat-396	366	2	summary	summary	NOUN
easat-396	366	3	,	,	PUNCT
easat-396	366	4	the	the	DET
easat-396	366	5	results	result	NOUN
easat-396	366	6	of	of	ADP
easat-396	366	7	this	this	DET
easat-396	366	8	study	study	NOUN
easat-396	366	9	expand	expand	VERB
easat-396	366	10	and	and	CCONJ
easat-396	366	11	clarify	clarify	VERB
easat-396	366	12	the	the	DET
easat-396	366	13	technology	technology	NOUN
easat-396	366	14	acceptance	acceptance	NOUN
easat-396	366	15	model	model	NOUN
easat-396	366	16	and	and	CCONJ
easat-396	366	17	the	the	DET
easat-396	366	18	factors	factor	NOUN
easat-396	366	19	affecting	affect	VERB
easat-396	366	20	the	the	DET
easat-396	366	21	intention	intention	NOUN
easat-396	366	22	and	and	CCONJ
easat-396	366	23	behavior	behavior	NOUN
easat-396	366	24	of	of	ADP
easat-396	366	25	using	use	VERB
easat-396	366	26	digital	digital	ADJ
easat-396	366	27	banking	banking	NOUN
easat-396	366	28	services	service	NOUN
easat-396	366	29	.	.	PUNCT
easat-396	367	1	this	this	PRON
easat-396	367	2	provides	provide	VERB
easat-396	367	3	important	important	ADJ
easat-396	367	4	information	information	NOUN
easat-396	367	5	for	for	SCONJ
easat-396	367	6	bank	bank	NOUN
easat-396	367	7	managers	manager	NOUN
easat-396	367	8	to	to	PART
easat-396	367	9	better	well	ADV
easat-396	367	10	understand	understand	VERB
easat-396	367	11	how	how	SCONJ
easat-396	367	12	customers	customer	NOUN
easat-396	367	13	evaluate	evaluate	VERB
easat-396	367	14	and	and	CCONJ
easat-396	367	15	use	use	VERB
easat-396	367	16	digital	digital	ADJ
easat-396	367	17	banking	banking	NOUN
easat-396	367	18	services	service	NOUN
easat-396	367	19	,	,	PUNCT
easat-396	367	20	thereby	thereby	ADV
easat-396	367	21	providing	provide	VERB
easat-396	367	22	reasonable	reasonable	ADJ
easat-396	367	23	solutions	solution	NOUN
easat-396	367	24	and	and	CCONJ
easat-396	367	25	improvements	improvement	NOUN
easat-396	367	26	to	to	PART
easat-396	367	27	enhance	enhance	VERB
easat-396	367	28	customer	customer	NOUN
easat-396	367	29	satisfaction	satisfaction	NOUN
easat-396	367	30	and	and	CCONJ
easat-396	367	31	experience	experience	NOUN
easat-396	367	32	and	and	CCONJ
easat-396	367	33	increase	increase	VERB
easat-396	367	34	engagement	engagement	NOUN
easat-396	367	35	in	in	ADP
easat-396	367	36	digital	digital	ADJ
easat-396	367	37	banking	banking	NOUN
easat-396	367	38	.	.	PUNCT
easat-396	368	1	5.4	5.4	NUM
easat-396	368	2	.	.	PUNCT
easat-396	368	3	limitations	limitation	NOUN
easat-396	368	4	and	and	CCONJ
easat-396	368	5	future	future	ADJ
easat-396	368	6	research	research	NOUN
easat-396	368	7	firstly	firstly	ADV
easat-396	368	8	,	,	PUNCT
easat-396	368	9	the	the	DET
easat-396	368	10	current	current	ADJ
easat-396	368	11	study	study	NOUN
easat-396	368	12	had	have	VERB
easat-396	368	13	a	a	DET
easat-396	368	14	limited	limited	ADJ
easat-396	368	15	sample	sample	NOUN
easat-396	368	16	size	size	NOUN
easat-396	368	17	of	of	ADP
easat-396	368	18	only	only	ADV
easat-396	368	19	400	400	NUM
easat-396	368	20	participants	participant	NOUN
easat-396	368	21	.	.	PUNCT
easat-396	369	1	additionally	additionally	ADV
easat-396	369	2	,	,	PUNCT
easat-396	369	3	the	the	DET
easat-396	369	4	technology	technology	NOUN
easat-396	369	5	landscape	landscape	NOUN
easat-396	369	6	is	be	AUX
easat-396	369	7	constantly	constantly	ADV
easat-396	369	8	evolving	evolve	VERB
easat-396	369	9	,	,	PUNCT
easat-396	369	10	leading	lead	VERB
easat-396	369	11	to	to	ADP
easat-396	369	12	the	the	DET
easat-396	369	13	creation	creation	NOUN
easat-396	369	14	of	of	ADP
easat-396	369	15	new	new	ADJ
easat-396	369	16	products	product	NOUN
easat-396	369	17	and	and	CCONJ
easat-396	369	18	services	service	NOUN
easat-396	369	19	,	,	PUNCT
easat-396	369	20	which	which	PRON
easat-396	369	21	in	in	ADP
easat-396	369	22	turn	turn	NOUN
easat-396	369	23	require	require	VERB
easat-396	369	24	rapid	rapid	ADJ
easat-396	369	25	behavioral	behavioral	ADJ
easat-396	369	26	changes	change	NOUN
easat-396	369	27	for	for	ADP
easat-396	369	28	integration	integration	NOUN
easat-396	369	29	.	.	PUNCT
easat-396	370	1	therefore	therefore	ADV
easat-396	370	2	,	,	PUNCT
easat-396	370	3	to	to	PART
easat-396	370	4	obtain	obtain	VERB
easat-396	370	5	a	a	DET
easat-396	370	6	more	more	ADV
easat-396	370	7	accurate	accurate	ADJ
easat-396	370	8	assessment	assessment	NOUN
easat-396	370	9	of	of	ADP
easat-396	370	10	the	the	DET
easat-396	370	11	impact	impact	NOUN
easat-396	370	12	of	of	ADP
easat-396	370	13	different	different	ADJ
easat-396	370	14	factors	factor	NOUN
easat-396	370	15	on	on	ADP
easat-396	370	16	the	the	DET
easat-396	370	17	intention	intention	NOUN
easat-396	370	18	and	and	CCONJ
easat-396	370	19	behavior	behavior	NOUN
easat-396	370	20	of	of	ADP
easat-396	370	21	using	use	VERB
easat-396	370	22	digital	digital	ADJ
easat-396	370	23	banking	banking	NOUN
easat-396	370	24	services	service	NOUN
easat-396	370	25	,	,	PUNCT
easat-396	370	26	it	it	PRON
easat-396	370	27	is	be	AUX
easat-396	370	28	advisable	advisable	ADJ
easat-396	370	29	to	to	PART
easat-396	370	30	expand	expand	VERB
easat-396	370	31	the	the	DET
easat-396	370	32	sample	sample	NOUN
easat-396	370	33	size	size	NOUN
easat-396	370	34	and	and	CCONJ
easat-396	370	35	broaden	broaden	VERB
easat-396	370	36	the	the	DET
easat-396	370	37	research	research	NOUN
easat-396	370	38	scope	scope	NOUN
easat-396	370	39	to	to	PART
easat-396	370	40	include	include	VERB
easat-396	370	41	other	other	ADJ
easat-396	370	42	fields	field	NOUN
easat-396	370	43	.	.	PUNCT
easat-396	371	1	149	149	NUM
easat-396	371	2	edelweiss	edelweiss	PROPN
easat-396	371	3	applied	apply	VERB
easat-396	371	4	science	science	NOUN
easat-396	371	5	and	and	CCONJ
easat-396	371	6	technology	technology	NOUN
easat-396	371	7	issn	issn	PROPN
easat-396	371	8	:	:	PUNCT
easat-396	371	9	2576	2576	NUM
easat-396	371	10	-	-	SYM
easat-396	371	11	8484	8484	NUM
easat-396	371	12	vol	vol	NOUN
easat-396	371	13	.	.	PROPN
easat-396	372	1	7	7	NUM
easat-396	372	2	,	,	PUNCT
easat-396	372	3	no	no	INTJ
easat-396	372	4	.	.	NOUN
easat-396	372	5	2	2	NUM
easat-396	372	6	:	:	SYM
easat-396	372	7	136	136	NUM
easat-396	372	8	-	-	SYM
easat-396	372	9	153	153	NUM
easat-396	372	10	,	,	PUNCT
easat-396	372	11	2023	2023	NUM
easat-396	372	12	doi	doi	NOUN
easat-396	372	13	:	:	PUNCT
easat-396	372	14	10.55214/25768484.v7i2.396	10.55214/25768484.v7i2.396	NUM
easat-396	372	15	©	©	PROPN
easat-396	372	16	2023	2023	NUM
easat-396	372	17	by	by	ADP
easat-396	372	18	the	the	DET
easat-396	372	19	authors	author	NOUN
easat-396	372	20	;	;	PUNCT
easat-396	372	21	licensee	licensee	PROPN
easat-396	372	22	learning	learning	NOUN
easat-396	372	23	gate	gate	NOUN
easat-396	372	24	for	for	ADP
easat-396	372	25	instance	instance	NOUN
easat-396	372	26	,	,	PUNCT
easat-396	372	27	conducting	conduct	VERB
easat-396	372	28	research	research	NOUN
easat-396	372	29	in	in	ADP
easat-396	372	30	diverse	diverse	ADJ
easat-396	372	31	contexts	contexts	NOUN
easat-396	372	32	,	,	PUNCT
easat-396	372	33	such	such	ADJ
easat-396	372	34	as	as	ADP
easat-396	372	35	schools	school	NOUN
easat-396	372	36	,	,	PUNCT
easat-396	372	37	agriculture	agriculture	NOUN
easat-396	372	38	,	,	PUNCT
easat-396	372	39	and	and	CCONJ
easat-396	372	40	rural	rural	ADJ
easat-396	372	41	or	or	CCONJ
easat-396	372	42	mountainous	mountainous	ADJ
easat-396	372	43	areas	area	NOUN
easat-396	372	44	,	,	PUNCT
easat-396	372	45	would	would	AUX
easat-396	372	46	yield	yield	VERB
easat-396	372	47	a	a	DET
easat-396	372	48	more	more	ADV
easat-396	372	49	comprehensive	comprehensive	ADJ
easat-396	372	50	understanding	understanding	NOUN
easat-396	372	51	of	of	ADP
easat-396	372	52	the	the	DET
easat-396	372	53	topic	topic	NOUN
easat-396	372	54	.	.	PUNCT
easat-396	373	1	second	second	ADJ
easat-396	373	2	,	,	PUNCT
easat-396	373	3	as	as	ADP
easat-396	373	4	the	the	DET
easat-396	373	5	availability	availability	NOUN
easat-396	373	6	of	of	ADP
easat-396	373	7	digital	digital	ADJ
easat-396	373	8	banking	banking	NOUN
easat-396	373	9	options	option	NOUN
easat-396	373	10	increases	increase	NOUN
easat-396	373	11	,	,	PUNCT
easat-396	373	12	customers	customer	NOUN
easat-396	373	13	exhibit	exhibit	VERB
easat-396	373	14	different	different	ADJ
easat-396	373	15	preferences	preference	NOUN
easat-396	373	16	and	and	CCONJ
easat-396	373	17	concerns	concern	NOUN
easat-396	373	18	.	.	PUNCT
easat-396	374	1	traditional	traditional	ADJ
easat-396	374	2	banking	banking	NOUN
easat-396	374	3	customers	customer	NOUN
easat-396	374	4	,	,	PUNCT
easat-396	374	5	for	for	ADP
easat-396	374	6	example	example	NOUN
easat-396	374	7	,	,	PUNCT
easat-396	374	8	place	place	NOUN
easat-396	374	9	value	value	NOUN
easat-396	374	10	on	on	ADP
easat-396	374	11	the	the	DET
easat-396	374	12	ability	ability	NOUN
easat-396	374	13	to	to	PART
easat-396	374	14	access	access	VERB
easat-396	374	15	physical	physical	ADJ
easat-396	374	16	branches	branch	NOUN
easat-396	374	17	and	and	CCONJ
easat-396	374	18	conduct	conduct	VERB
easat-396	374	19	transactions	transaction	NOUN
easat-396	374	20	in	in	ADP
easat-396	374	21	person	person	NOUN
easat-396	374	22	for	for	ADP
easat-396	374	23	confirmation	confirmation	NOUN
easat-396	374	24	and	and	CCONJ
easat-396	374	25	risk	risk	NOUN
easat-396	374	26	reduction	reduction	NOUN
easat-396	374	27	.	.	PUNCT
easat-396	375	1	in	in	ADP
easat-396	375	2	contrast	contrast	NOUN
easat-396	375	3	,	,	PUNCT
easat-396	375	4	digital	digital	ADJ
easat-396	375	5	banking	banking	NOUN
easat-396	375	6	customers	customer	NOUN
easat-396	375	7	rely	rely	VERB
easat-396	375	8	solely	solely	ADV
easat-396	375	9	on	on	ADP
easat-396	375	10	the	the	DET
easat-396	375	11	application	application	NOUN
easat-396	375	12	and	and	CCONJ
easat-396	375	13	its	its	PRON
easat-396	375	14	security	security	NOUN
easat-396	375	15	features	feature	VERB
easat-396	375	16	to	to	PART
easat-396	375	17	ensure	ensure	VERB
easat-396	375	18	safety	safety	NOUN
easat-396	375	19	.	.	PUNCT
easat-396	376	1	examining	examine	VERB
easat-396	376	2	the	the	DET
easat-396	376	3	perceived	perceive	VERB
easat-396	376	4	security	security	NOUN
easat-396	376	5	differences	difference	NOUN
easat-396	376	6	between	between	ADP
easat-396	376	7	these	these	DET
easat-396	376	8	two	two	NUM
easat-396	376	9	customer	customer	NOUN
easat-396	376	10	types	type	NOUN
easat-396	376	11	can	can	AUX
easat-396	376	12	offer	offer	VERB
easat-396	376	13	valuable	valuable	ADJ
easat-396	376	14	insights	insight	NOUN
easat-396	376	15	into	into	ADP
easat-396	376	16	how	how	SCONJ
easat-396	376	17	customers	customer	NOUN
easat-396	376	18	view	view	VERB
easat-396	376	19	the	the	DET
easat-396	376	20	security	security	NOUN
easat-396	376	21	of	of	ADP
easat-396	376	22	digital	digital	ADJ
easat-396	376	23	banking	banking	NOUN
easat-396	376	24	applications	application	NOUN
easat-396	376	25	.	.	PUNCT
easat-396	377	1	future	future	ADJ
easat-396	377	2	research	research	NOUN
easat-396	377	3	could	could	AUX
easat-396	377	4	investigate	investigate	VERB
easat-396	377	5	customer	customer	NOUN
easat-396	377	6	perceptions	perception	NOUN
easat-396	377	7	and	and	CCONJ
easat-396	377	8	understandings	understanding	NOUN
easat-396	377	9	of	of	ADP
easat-396	377	10	security	security	NOUN
easat-396	377	11	aspects	aspect	NOUN
easat-396	377	12	such	such	ADJ
easat-396	377	13	as	as	ADP
easat-396	377	14	personal	personal	ADJ
easat-396	377	15	information	information	NOUN
easat-396	377	16	management	management	NOUN
easat-396	377	17	,	,	PUNCT
easat-396	377	18	secure	secure	ADJ
easat-396	377	19	transactions	transaction	NOUN
easat-396	377	20	,	,	PUNCT
easat-396	377	21	and	and	CCONJ
easat-396	377	22	fraud	fraud	NOUN
easat-396	377	23	prevention	prevention	NOUN
easat-396	377	24	.	.	PUNCT
easat-396	378	1	by	by	ADP
easat-396	378	2	addressing	address	VERB
easat-396	378	3	this	this	DET
easat-396	378	4	limitation	limitation	NOUN
easat-396	378	5	,	,	PUNCT
easat-396	378	6	a	a	DET
easat-396	378	7	more	more	ADV
easat-396	378	8	comprehensive	comprehensive	ADJ
easat-396	378	9	understanding	understanding	NOUN
easat-396	378	10	of	of	ADP
easat-396	378	11	user	user	NOUN
easat-396	378	12	-	-	PUNCT
easat-396	378	13	perceived	perceive	VERB
easat-396	378	14	security	security	NOUN
easat-396	378	15	in	in	ADP
easat-396	378	16	digital	digital	ADJ
easat-396	378	17	banking	banking	NOUN
easat-396	378	18	applications	application	NOUN
easat-396	378	19	can	can	AUX
easat-396	378	20	be	be	AUX
easat-396	378	21	achieved	achieve	VERB
easat-396	378	22	.	.	PUNCT
easat-396	379	1	thirdly	thirdly	ADV
easat-396	379	2	,	,	PUNCT
easat-396	379	3	factors	factor	NOUN
easat-396	379	4	not	not	PART
easat-396	379	5	explicitly	explicitly	ADV
easat-396	379	6	taken	take	VERB
easat-396	379	7	into	into	ADP
easat-396	379	8	account	account	NOUN
easat-396	379	9	in	in	ADP
easat-396	379	10	the	the	DET
easat-396	379	11	current	current	ADJ
easat-396	379	12	research	research	NOUN
easat-396	379	13	model	model	NOUN
easat-396	379	14	might	might	AUX
easat-396	379	15	have	have	VERB
easat-396	379	16	an	an	DET
easat-396	379	17	impact	impact	NOUN
easat-396	379	18	on	on	ADP
easat-396	379	19	the	the	DET
easat-396	379	20	intention	intention	NOUN
easat-396	379	21	to	to	PART
easat-396	379	22	use	use	VERB
easat-396	379	23	digital	digital	ADJ
easat-396	379	24	banking	banking	NOUN
easat-396	379	25	services	service	NOUN
easat-396	379	26	.	.	PUNCT
easat-396	380	1	for	for	ADP
easat-396	380	2	example	example	NOUN
easat-396	380	3	,	,	PUNCT
easat-396	380	4	demographic	demographic	ADJ
easat-396	380	5	characteristics	characteristic	NOUN
easat-396	380	6	such	such	ADJ
easat-396	380	7	as	as	ADP
easat-396	380	8	gender	gender	NOUN
easat-396	380	9	,	,	PUNCT
easat-396	380	10	age	age	NOUN
easat-396	380	11	,	,	PUNCT
easat-396	380	12	income	income	NOUN
easat-396	380	13	,	,	PUNCT
easat-396	380	14	education	education	NOUN
easat-396	380	15	level	level	NOUN
easat-396	380	16	,	,	PUNCT
easat-396	380	17	and	and	CCONJ
easat-396	380	18	geographic	geographic	ADJ
easat-396	380	19	location	location	NOUN
easat-396	380	20	can	can	AUX
easat-396	380	21	significantly	significantly	ADV
easat-396	380	22	impact	impact	VERB
easat-396	380	23	how	how	SCONJ
easat-396	380	24	customers	customer	NOUN
easat-396	380	25	access	access	VERB
easat-396	380	26	and	and	CCONJ
easat-396	380	27	utilize	utilize	VERB
easat-396	380	28	digital	digital	ADJ
easat-396	380	29	banking	banking	NOUN
easat-396	380	30	services	service	NOUN
easat-396	380	31	[	[	X
easat-396	380	32	94	94	NUM
easat-396	380	33	]	]	PUNCT
easat-396	380	34	.	.	PUNCT
easat-396	381	1	exploring	explore	VERB
easat-396	381	2	the	the	DET
easat-396	381	3	social	social	ADJ
easat-396	381	4	role	role	NOUN
easat-396	381	5	of	of	ADP
easat-396	381	6	gender	gender	NOUN
easat-396	381	7	and	and	CCONJ
easat-396	381	8	demographic	demographic	ADJ
easat-396	381	9	characteristics	characteristic	NOUN
easat-396	381	10	in	in	ADP
easat-396	381	11	future	future	ADJ
easat-396	381	12	studies	study	NOUN
easat-396	381	13	could	could	AUX
easat-396	381	14	provide	provide	VERB
easat-396	381	15	valuable	valuable	ADJ
easat-396	381	16	insights	insight	NOUN
easat-396	381	17	into	into	ADP
easat-396	381	18	their	their	PRON
easat-396	381	19	interplay	interplay	NOUN
easat-396	381	20	with	with	ADP
easat-396	381	21	user	user	NOUN
easat-396	381	22	behavior	behavior	NOUN
easat-396	381	23	.	.	PUNCT
easat-396	382	1	understanding	understand	VERB
easat-396	382	2	these	these	DET
easat-396	382	3	factors	factor	NOUN
easat-396	382	4	could	could	AUX
easat-396	382	5	inform	inform	VERB
easat-396	382	6	the	the	DET
easat-396	382	7	development	development	NOUN
easat-396	382	8	of	of	ADP
easat-396	382	9	effective	effective	ADJ
easat-396	382	10	marketing	marketing	NOUN
easat-396	382	11	strategies	strategy	NOUN
easat-396	382	12	and	and	CCONJ
easat-396	382	13	enhance	enhance	VERB
easat-396	382	14	user	user	NOUN
easat-396	382	15	experiences	experience	NOUN
easat-396	382	16	within	within	ADP
easat-396	382	17	the	the	DET
easat-396	382	18	digital	digital	ADJ
easat-396	382	19	banking	banking	NOUN
easat-396	382	20	sector	sector	NOUN
easat-396	382	21	.	.	PUNCT
easat-396	383	1	funding	funding	NOUN
easat-396	383	2	:	:	PUNCT
easat-396	383	3	this	this	DET
easat-396	383	4	study	study	NOUN
easat-396	383	5	received	receive	VERB
easat-396	383	6	no	no	DET
easat-396	383	7	specific	specific	ADJ
easat-396	383	8	financial	financial	ADJ
easat-396	383	9	support	support	NOUN
easat-396	383	10	.	.	PUNCT
easat-396	384	1	institutional	institutional	ADJ
easat-396	384	2	review	review	PROPN
easat-396	384	3	board	board	NOUN
easat-396	384	4	statement	statement	NOUN
easat-396	384	5	:	:	PUNCT
easat-396	384	6	the	the	DET
easat-396	384	7	ethical	ethical	ADJ
easat-396	384	8	committee	committee	NOUN
easat-396	384	9	of	of	ADP
easat-396	384	10	the	the	DET
easat-396	384	11	university	university	PROPN
easat-396	384	12	of	of	ADP
easat-396	384	13	danang	danang	PROPN
easat-396	384	14	,	,	PUNCT
easat-396	384	15	vietnam	vietnam	PROPN
easat-396	384	16	,	,	PUNCT
easat-396	384	17	indonesia	indonesia	PROPN
easat-396	384	18	has	have	AUX
easat-396	384	19	granted	grant	VERB
easat-396	384	20	approval	approval	NOUN
easat-396	384	21	for	for	ADP
easat-396	384	22	this	this	DET
easat-396	384	23	study	study	NOUN
easat-396	384	24	(	(	PUNCT
easat-396	384	25	ref	ref	NOUN
easat-396	384	26	.	.	PUNCT
easat-396	385	1	no	no	INTJ
easat-396	385	2	.	.	NOUN
easat-396	386	1	245	245	NUM
easat-396	386	2	/	/	SYM
easat-396	386	3	qð	qð	NOUN
easat-396	386	4	-	-	PUNCT
easat-396	386	5	ðhvh	ðhvh	NOUN
easat-396	386	6	)	)	PUNCT
easat-396	386	7	.	.	PUNCT
easat-396	387	1	transparency	transparency	NOUN
easat-396	387	2	:	:	PUNCT
easat-396	387	3	the	the	DET
easat-396	387	4	authors	author	NOUN
easat-396	387	5	confirm	confirm	VERB
easat-396	387	6	that	that	SCONJ
easat-396	387	7	the	the	DET
easat-396	387	8	manuscript	manuscript	NOUN
easat-396	387	9	is	be	AUX
easat-396	387	10	an	an	DET
easat-396	387	11	honest	honest	ADJ
easat-396	387	12	,	,	PUNCT
easat-396	387	13	accurate	accurate	ADJ
easat-396	387	14	,	,	PUNCT
easat-396	387	15	and	and	CCONJ
easat-396	387	16	transparent	transparent	ADJ
easat-396	387	17	account	account	NOUN
easat-396	387	18	of	of	ADP
easat-396	387	19	the	the	DET
easat-396	387	20	study	study	NOUN
easat-396	387	21	;	;	PUNCT
easat-396	387	22	that	that	SCONJ
easat-396	387	23	no	no	DET
easat-396	387	24	vital	vital	ADJ
easat-396	387	25	features	feature	NOUN
easat-396	387	26	of	of	ADP
easat-396	387	27	the	the	DET
easat-396	387	28	study	study	NOUN
easat-396	387	29	have	have	AUX
easat-396	387	30	been	be	AUX
easat-396	387	31	omitted	omit	VERB
easat-396	387	32	;	;	PUNCT
easat-396	387	33	and	and	CCONJ
easat-396	387	34	that	that	SCONJ
easat-396	387	35	any	any	DET
easat-396	387	36	discrepancies	discrepancy	NOUN
easat-396	387	37	from	from	ADP
easat-396	387	38	the	the	DET
easat-396	387	39	study	study	NOUN
easat-396	387	40	as	as	SCONJ
easat-396	387	41	planned	plan	VERB
easat-396	387	42	have	have	AUX
easat-396	387	43	been	be	AUX
easat-396	387	44	explained	explain	VERB
easat-396	387	45	.	.	PUNCT
easat-396	388	1	this	this	DET
easat-396	388	2	study	study	NOUN
easat-396	388	3	followed	follow	VERB
easat-396	388	4	all	all	DET
easat-396	388	5	ethical	ethical	ADJ
easat-396	388	6	practices	practice	NOUN
easat-396	388	7	during	during	ADP
easat-396	388	8	writing	writing	NOUN
easat-396	388	9	.	.	PUNCT
easat-396	389	1	competing	compete	VERB
easat-396	389	2	interests	interest	NOUN
easat-396	389	3	:	:	PUNCT
easat-396	389	4	the	the	DET
easat-396	389	5	authors	author	NOUN
easat-396	389	6	declare	declare	VERB
easat-396	389	7	that	that	SCONJ
easat-396	389	8	they	they	PRON
easat-396	389	9	have	have	VERB
easat-396	389	10	no	no	DET
easat-396	389	11	competing	compete	VERB
easat-396	389	12	interests	interest	NOUN
easat-396	389	13	.	.	PUNCT
easat-396	390	1	authors	author	NOUN
easat-396	390	2	’	'	PUNCT
easat-396	390	3	contributions	contribution	NOUN
easat-396	390	4	:	:	PUNCT
easat-396	390	5	both	both	DET
easat-396	390	6	authors	author	NOUN
easat-396	390	7	contributed	contribute	VERB
easat-396	390	8	equally	equally	ADV
easat-396	390	9	to	to	ADP
easat-396	390	10	the	the	DET
easat-396	390	11	conception	conception	NOUN
easat-396	390	12	and	and	CCONJ
easat-396	390	13	design	design	NOUN
easat-396	390	14	of	of	ADP
easat-396	390	15	the	the	DET
easat-396	390	16	study	study	NOUN
easat-396	390	17	.	.	PUNCT
easat-396	391	1	both	both	DET
easat-396	391	2	authors	author	NOUN
easat-396	391	3	have	have	AUX
easat-396	391	4	read	read	VERB
easat-396	391	5	and	and	CCONJ
easat-396	391	6	agreed	agree	VERB
easat-396	391	7	to	to	ADP
easat-396	391	8	the	the	DET
easat-396	391	9	published	publish	VERB
easat-396	391	10	version	version	NOUN
easat-396	391	11	of	of	ADP
easat-396	391	12	the	the	DET
easat-396	391	13	manuscript	manuscript	NOUN
easat-396	391	14	.	.	PUNCT
easat-396	392	1	copyright	copyright	NOUN
easat-396	392	2	:	:	PUNCT
easat-396	392	3	©	©	PROPN
easat-396	392	4	2023	2023	NUM
easat-396	392	5	by	by	ADP
easat-396	392	6	the	the	DET
easat-396	392	7	authors	author	NOUN
easat-396	392	8	.	.	PUNCT
easat-396	393	1	this	this	DET
easat-396	393	2	article	article	NOUN
easat-396	393	3	is	be	AUX
easat-396	393	4	an	an	DET
easat-396	393	5	open	open	ADJ
easat-396	393	6	access	access	NOUN
easat-396	393	7	article	article	NOUN
easat-396	393	8	distributed	distribute	VERB
easat-396	393	9	under	under	ADP
easat-396	393	10	the	the	DET
easat-396	393	11	terms	term	NOUN
easat-396	393	12	and	and	CCONJ
easat-396	393	13	conditions	condition	NOUN
easat-396	393	14	of	of	ADP
easat-396	393	15	the	the	DET
easat-396	393	16	creative	creative	ADJ
easat-396	393	17	commons	common	NOUN
easat-396	393	18	attribution	attribution	NOUN
easat-396	393	19	(	(	PUNCT
easat-396	393	20	cc	cc	NOUN
easat-396	393	21	by	by	ADP
easat-396	393	22	)	)	PUNCT
easat-396	393	23	license	license	NOUN
easat-396	393	24	(	(	PUNCT
easat-396	393	25	https://creativecommons.org/licenses/by/4.0/	https://creativecommons.org/licenses/by/4.0/	PROPN
easat-396	393	26	)	)	PUNCT
easat-396	393	27	.	.	PUNCT
easat-396	394	1	references	reference	NOUN
easat-396	394	2	[	[	X
easat-396	394	3	1	1	X
easat-396	394	4	]	]	PUNCT
easat-396	394	5	o.	o.	PROPN
easat-396	394	6	okorie	okorie	PROPN
easat-396	394	7	,	,	PUNCT
easat-396	394	8	j.	j.	PROPN
easat-396	394	9	russell	russell	PROPN
easat-396	394	10	,	,	PUNCT
easat-396	394	11	r.	r.	PROPN
easat-396	394	12	cherrington	cherrington	PROPN
easat-396	394	13	,	,	PUNCT
easat-396	394	14	o.	o.	PROPN
easat-396	394	15	fisher	fisher	PROPN
easat-396	394	16	,	,	PUNCT
easat-396	394	17	and	and	CCONJ
easat-396	394	18	f.	f.	PROPN
easat-396	394	19	charnley	charnley	PROPN
easat-396	394	20	,	,	PUNCT
easat-396	394	21	"	"	PUNCT
easat-396	394	22	digital	digital	ADJ
easat-396	394	23	transformation	transformation	NOUN
easat-396	394	24	and	and	CCONJ
easat-396	394	25	the	the	DET
easat-396	394	26	circular	circular	ADJ
easat-396	394	27	economy	economy	NOUN
easat-396	394	28	:	:	PUNCT
easat-396	394	29	creating	create	VERB
easat-396	394	30	a	a	DET
easat-396	394	31	competitive	competitive	ADJ
easat-396	394	32	advantage	advantage	NOUN
easat-396	394	33	from	from	ADP
easat-396	394	34	the	the	DET
easat-396	394	35	transition	transition	NOUN
easat-396	394	36	towards	towards	ADP
easat-396	394	37	net	net	ADJ
easat-396	394	38	zero	zero	NUM
easat-396	394	39	manufacturing	manufacturing	NOUN
easat-396	394	40	,	,	PUNCT
easat-396	394	41	"	"	PUNCT
easat-396	394	42	resources	resource	NOUN
easat-396	394	43	,	,	PUNCT
easat-396	394	44	conservation	conservation	NOUN
easat-396	394	45	and	and	CCONJ
easat-396	394	46	recycling	recycling	NOUN
easat-396	394	47	,	,	PUNCT
easat-396	394	48	vol	vol	NOUN
easat-396	394	49	.	.	PROPN
easat-396	394	50	189	189	NUM
easat-396	394	51	,	,	PUNCT
easat-396	394	52	p.	p.	NOUN
easat-396	394	53	106756	106756	NUM
easat-396	394	54	,	,	PUNCT
easat-396	394	55	2023	2023	NUM
easat-396	394	56	.	.	PUNCT
easat-396	395	1	https://doi.org/10.1016/j.resconrec.2022.106756	https://doi.org/10.1016/j.resconrec.2022.106756	NOUN
easat-396	395	2	[	[	X
easat-396	395	3	2	2	X
easat-396	395	4	]	]	PUNCT
easat-396	395	5	c.	c.	PROPN
easat-396	395	6	flavián	flavián	PROPN
easat-396	395	7	,	,	PUNCT
easat-396	395	8	a.	a.	NOUN
easat-396	395	9	pérez	pérez	NOUN
easat-396	395	10	-	-	PUNCT
easat-396	395	11	rueda	rueda	PROPN
easat-396	395	12	,	,	PUNCT
easat-396	395	13	d.	d.	PROPN
easat-396	395	14	belanche	belanche	NOUN
easat-396	395	15	,	,	PUNCT
easat-396	395	16	and	and	CCONJ
easat-396	395	17	l.	l.	PROPN
easat-396	395	18	v.	v.	PROPN
easat-396	395	19	casaló	casaló	PROPN
easat-396	395	20	,	,	PUNCT
easat-396	395	21	"	"	PUNCT
easat-396	395	22	intention	intention	NOUN
easat-396	395	23	to	to	PART
easat-396	395	24	use	use	VERB
easat-396	395	25	analytical	analytical	ADJ
easat-396	395	26	artificial	artificial	ADJ
easat-396	395	27	intelligence	intelligence	NOUN
easat-396	395	28	(	(	PUNCT
easat-396	395	29	ai	ai	NOUN
easat-396	395	30	)	)	PUNCT
easat-396	395	31	in	in	ADP
easat-396	395	32	services	service	NOUN
easat-396	395	33	–	–	PUNCT
easat-396	395	34	the	the	DET
easat-396	395	35	effect	effect	NOUN
easat-396	395	36	of	of	ADP
easat-396	395	37	technology	technology	NOUN
easat-396	395	38	readiness	readiness	NOUN
easat-396	395	39	and	and	CCONJ
easat-396	395	40	awareness	awareness	NOUN
easat-396	395	41	,	,	PUNCT
easat-396	395	42	"	"	PUNCT
easat-396	395	43	journal	journal	NOUN
easat-396	395	44	of	of	ADP
easat-396	395	45	service	service	NOUN
easat-396	395	46	management	management	NOUN
easat-396	395	47	,	,	PUNCT
easat-396	395	48	vol	vol	NOUN
easat-396	395	49	.	.	PROPN
easat-396	396	1	33	33	NUM
easat-396	396	2	,	,	PUNCT
easat-396	396	3	no	no	INTJ
easat-396	396	4	.	.	NOUN
easat-396	396	5	2	2	NUM
easat-396	396	6	,	,	PUNCT
easat-396	396	7	pp	pp	ADJ
easat-396	396	8	.	.	PUNCT
easat-396	397	1	293	293	NUM
easat-396	397	2	-	-	SYM
easat-396	397	3	320	320	NUM
easat-396	397	4	,	,	PUNCT
easat-396	397	5	2022	2022	NUM
easat-396	397	6	.	.	PUNCT
easat-396	398	1	https://doi.org/10.1108/josm-10-2020-0378	https://doi.org/10.1108/josm-10-2020-0378	PROPN
easat-396	398	2	https://creativecommons.org/licenses/by/4.0/	https://creativecommons.org/licenses/by/4.0/	PROPN
easat-396	398	3	https://doi.org/10.1016/j.resconrec.2022.106756	https://doi.org/10.1016/j.resconrec.2022.106756	PROPN
easat-396	398	4	https://doi.org/10.1108/josm-10-2020-0378	https://doi.org/10.1108/josm-10-2020-0378	NUM
easat-396	398	5	150	150	NUM
easat-396	398	6	edelweiss	edelweiss	PROPN
easat-396	398	7	applied	apply	VERB
easat-396	398	8	science	science	NOUN
easat-396	398	9	and	and	CCONJ
easat-396	398	10	technology	technology	NOUN
easat-396	398	11	issn	issn	PROPN
easat-396	398	12	:	:	PUNCT
easat-396	398	13	2576	2576	NUM
easat-396	398	14	-	-	SYM
easat-396	398	15	8484	8484	NUM
easat-396	398	16	vol	vol	NOUN
easat-396	398	17	.	.	PROPN
easat-396	399	1	7	7	NUM
easat-396	399	2	,	,	PUNCT
easat-396	399	3	no	no	INTJ
easat-396	399	4	.	.	NOUN
easat-396	399	5	2	2	NUM
easat-396	399	6	:	:	SYM
easat-396	399	7	136	136	NUM
easat-396	399	8	-	-	SYM
easat-396	399	9	153	153	NUM
easat-396	399	10	,	,	PUNCT
easat-396	399	11	2023	2023	NUM
easat-396	399	12	doi	doi	NOUN
easat-396	399	13	:	:	PUNCT
easat-396	399	14	10.55214/25768484.v7i2.396	10.55214/25768484.v7i2.396	NUM
easat-396	399	15	©	©	PROPN
easat-396	399	16	2023	2023	NUM
easat-396	399	17	by	by	ADP
easat-396	399	18	the	the	DET
easat-396	399	19	authors	author	NOUN
easat-396	399	20	;	;	PUNCT
easat-396	399	21	licensee	licensee	PROPN
easat-396	399	22	learning	learning	NOUN
easat-396	399	23	gate	gate	NOUN
easat-396	400	1	[	[	X
easat-396	400	2	3	3	NUM
easat-396	400	3	]	]	X
easat-396	400	4	m.	m.	NOUN
easat-396	400	5	dabrowski	dabrowski	NOUN
easat-396	400	6	,	,	PUNCT
easat-396	400	7	"	"	PUNCT
easat-396	400	8	two	two	NUM
easat-396	400	9	major	major	ADJ
easat-396	400	10	economic	economic	ADJ
easat-396	400	11	crises	crisis	NOUN
easat-396	400	12	in	in	ADP
easat-396	400	13	the	the	DET
easat-396	400	14	early	early	ADJ
easat-396	400	15	twenty	twenty	NUM
easat-396	400	16	-	-	PUNCT
easat-396	400	17	first	first	ADJ
easat-396	400	18	century	century	NOUN
easat-396	400	19	and	and	CCONJ
easat-396	400	20	their	their	PRON
easat-396	400	21	impact	impact	NOUN
easat-396	400	22	on	on	ADP
easat-396	400	23	central	central	ADJ
easat-396	400	24	bank	bank	NOUN
easat-396	400	25	independence	independence	NOUN
easat-396	400	26	,	,	PUNCT
easat-396	400	27	"	"	PUNCT
easat-396	400	28	accounting	accounting	NOUN
easat-396	400	29	,	,	PUNCT
easat-396	400	30	economics	economic	NOUN
easat-396	400	31	,	,	PUNCT
easat-396	400	32	and	and	CCONJ
easat-396	400	33	law	law	NOUN
easat-396	400	34	:	:	PUNCT
easat-396	400	35	a	a	DET
easat-396	400	36	convivium	convivium	NOUN
easat-396	400	37	,	,	PUNCT
easat-396	400	38	vol	vol	NOUN
easat-396	400	39	.	.	PROPN
easat-396	400	40	13	13	NUM
easat-396	400	41	,	,	PUNCT
easat-396	400	42	no	no	INTJ
easat-396	400	43	.	.	NOUN
easat-396	400	44	2	2	NUM
easat-396	400	45	,	,	PUNCT
easat-396	400	46	pp	pp	ADJ
easat-396	400	47	.	.	PUNCT
easat-396	401	1	169	169	NUM
easat-396	401	2	-	-	SYM
easat-396	401	3	215	215	NUM
easat-396	401	4	,	,	PUNCT
easat-396	401	5	2021	2021	NUM
easat-396	401	6	.	.	PUNCT
easat-396	402	1	https://doi.org/10.1515/ael-2020-0139	https://doi.org/10.1515/ael-2020-0139	NOUN
easat-396	402	2	[	[	X
easat-396	402	3	4	4	NUM
easat-396	402	4	]	]	PUNCT
easat-396	402	5	l.	l.	PROPN
easat-396	402	6	v.	v.	ADP
easat-396	402	7	casalo	casalo	PROPN
easat-396	402	8	,	,	PUNCT
easat-396	402	9	c.	c.	PROPN
easat-396	402	10	flavian	flavian	PROPN
easat-396	402	11	,	,	PUNCT
easat-396	402	12	m.	m.	NOUN
easat-396	402	13	guinaliu	guinaliu	NOUN
easat-396	402	14	,	,	PUNCT
easat-396	402	15	and	and	CCONJ
easat-396	402	16	y.	y.	PROPN
easat-396	402	17	ekinci	ekinci	PROPN
easat-396	402	18	,	,	PUNCT
easat-396	402	19	"	"	PUNCT
easat-396	402	20	do	do	VERB
easat-396	402	21	online	online	ADJ
easat-396	402	22	hotel	hotel	NOUN
easat-396	402	23	rating	rating	NOUN
easat-396	402	24	schemes	scheme	NOUN
easat-396	402	25	influence	influence	NOUN
easat-396	402	26	booking	booking	NOUN
easat-396	402	27	behaviors	behavior	NOUN
easat-396	402	28	?	?	PUNCT
easat-396	402	29	,	,	PUNCT
easat-396	402	30	"	"	PUNCT
easat-396	402	31	international	international	ADJ
easat-396	402	32	journal	journal	NOUN
easat-396	402	33	of	of	ADP
easat-396	402	34	hospitality	hospitality	PROPN
easat-396	402	35	management	management	NOUN
easat-396	402	36	,	,	PUNCT
easat-396	402	37	vol	vol	NOUN
easat-396	402	38	.	.	PROPN
easat-396	402	39	49	49	NUM
easat-396	402	40	,	,	PUNCT
easat-396	402	41	pp	pp	ADJ
easat-396	402	42	.	.	PUNCT
easat-396	403	1	28	28	NUM
easat-396	403	2	-	-	SYM
easat-396	403	3	36	36	NUM
easat-396	403	4	,	,	PUNCT
easat-396	403	5	2015	2015	NUM
easat-396	403	6	.	.	PUNCT
easat-396	404	1	https://doi.org/10.1016/j.ijhm.2015.05.005	https://doi.org/10.1016/j.ijhm.2015.05.005	PUNCT
easat-396	405	1	[	[	X
easat-396	405	2	5	5	X
easat-396	405	3	]	]	PUNCT
easat-396	405	4	d.	d.	PROPN
easat-396	405	5	belanche	belanche	PROPN
easat-396	405	6	,	,	PUNCT
easat-396	405	7	l.	l.	PROPN
easat-396	405	8	v.	v.	ADP
easat-396	405	9	casaló	casaló	PROPN
easat-396	405	10	,	,	PUNCT
easat-396	405	11	c.	c.	PROPN
easat-396	405	12	flavián	flavián	PROPN
easat-396	405	13	,	,	PUNCT
easat-396	405	14	and	and	CCONJ
easat-396	405	15	j.	j.	PROPN
easat-396	405	16	schepers	schepers	PROPN
easat-396	405	17	,	,	PUNCT
easat-396	405	18	"	"	PUNCT
easat-396	405	19	service	service	NOUN
easat-396	405	20	robot	robot	NOUN
easat-396	405	21	implementation	implementation	NOUN
easat-396	405	22	:	:	PUNCT
easat-396	405	23	a	a	DET
easat-396	405	24	theoretical	theoretical	ADJ
easat-396	405	25	framework	framework	NOUN
easat-396	405	26	and	and	CCONJ
easat-396	405	27	research	research	NOUN
easat-396	405	28	agenda	agenda	NOUN
easat-396	405	29	,	,	PUNCT
easat-396	405	30	"	"	PUNCT
easat-396	405	31	the	the	DET
easat-396	405	32	service	service	NOUN
easat-396	405	33	industries	industry	NOUN
easat-396	405	34	journal	journal	NOUN
easat-396	405	35	,	,	PUNCT
easat-396	405	36	vol	vol	NOUN
easat-396	405	37	.	.	PROPN
easat-396	405	38	40	40	NUM
easat-396	405	39	,	,	PUNCT
easat-396	405	40	no	no	INTJ
easat-396	405	41	.	.	NOUN
easat-396	405	42	3	3	NUM
easat-396	405	43	-	-	SYM
easat-396	405	44	4	4	NUM
easat-396	405	45	,	,	PUNCT
easat-396	405	46	pp	pp	ADJ
easat-396	405	47	.	.	PUNCT
easat-396	406	1	203	203	NUM
easat-396	406	2	-	-	SYM
easat-396	406	3	225	225	NUM
easat-396	406	4	,	,	PUNCT
easat-396	406	5	2020	2020	NUM
easat-396	406	6	.	.	PUNCT
easat-396	407	1	https://doi.org/10.1080/02642069.2019.1672666	https://doi.org/10.1080/02642069.2019.1672666	PROPN
easat-396	408	1	[	[	X
easat-396	408	2	6	6	NUM
easat-396	408	3	]	]	PUNCT
easat-396	408	4	a.	a.	NOUN
easat-396	408	5	l.	l.	PROPN
easat-396	408	6	m.	m.	PROPN
easat-396	408	7	anouze	anouze	PROPN
easat-396	408	8	and	and	CCONJ
easat-396	408	9	a.	a.	PROPN
easat-396	408	10	s.	s.	PROPN
easat-396	408	11	alamro	alamro	PROPN
easat-396	408	12	,	,	PUNCT
easat-396	408	13	"	"	PUNCT
easat-396	408	14	factors	factor	NOUN
easat-396	408	15	affecting	affect	VERB
easat-396	408	16	intention	intention	NOUN
easat-396	408	17	to	to	PART
easat-396	408	18	use	use	VERB
easat-396	408	19	e	e	NOUN
easat-396	408	20	-	-	NOUN
easat-396	408	21	banking	banking	NOUN
easat-396	408	22	in	in	ADP
easat-396	408	23	jordan	jordan	PROPN
easat-396	408	24	,	,	PUNCT
easat-396	408	25	"	"	PUNCT
easat-396	408	26	international	international	ADJ
easat-396	408	27	journal	journal	NOUN
easat-396	408	28	of	of	ADP
easat-396	408	29	bank	bank	PROPN
easat-396	408	30	marketing	marketing	NOUN
easat-396	408	31	,	,	PUNCT
easat-396	408	32	vol	vol	NOUN
easat-396	408	33	.	.	PROPN
easat-396	408	34	38	38	NUM
easat-396	408	35	,	,	PUNCT
easat-396	408	36	no	no	INTJ
easat-396	408	37	.	.	NOUN
easat-396	408	38	1	1	NUM
easat-396	408	39	,	,	PUNCT
easat-396	408	40	pp	pp	ADJ
easat-396	408	41	.	.	PUNCT
easat-396	409	1	86	86	NUM
easat-396	409	2	-	-	SYM
easat-396	409	3	112	112	NUM
easat-396	409	4	,	,	PUNCT
easat-396	409	5	2019	2019	NUM
easat-396	409	6	.	.	PUNCT
easat-396	410	1	https://doi.org/10.1108/ijbm-10-2018-0271	https://doi.org/10.1108/ijbm-10-2018-0271	NOUN
easat-396	410	2	[	[	X
easat-396	410	3	7	7	X
easat-396	410	4	]	]	X
easat-396	410	5	y.-c	y.-c	PROPN
easat-396	410	6	.	.	PUNCT
easat-396	410	7	hu	hu	PROPN
easat-396	410	8	and	and	CCONJ
easat-396	410	9	p.-c	p.-c	PROPN
easat-396	410	10	.	.	PUNCT
easat-396	411	1	liao	liao	PROPN
easat-396	411	2	,	,	PUNCT
easat-396	411	3	"	"	PUNCT
easat-396	411	4	finding	find	VERB
easat-396	411	5	critical	critical	ADJ
easat-396	411	6	criteria	criterion	NOUN
easat-396	411	7	of	of	ADP
easat-396	411	8	evaluating	evaluate	VERB
easat-396	411	9	electronic	electronic	ADJ
easat-396	411	10	service	service	NOUN
easat-396	411	11	quality	quality	NOUN
easat-396	411	12	of	of	ADP
easat-396	411	13	internet	internet	NOUN
easat-396	411	14	banking	banking	NOUN
easat-396	411	15	using	use	VERB
easat-396	411	16	fuzzy	fuzzy	ADJ
easat-396	411	17	multiple	multiple	ADJ
easat-396	411	18	-	-	PUNCT
easat-396	411	19	criteria	criterion	NOUN
easat-396	411	20	decision	decision	NOUN
easat-396	411	21	making	making	NOUN
easat-396	411	22	,	,	PUNCT
easat-396	411	23	"	"	PUNCT
easat-396	411	24	applied	apply	VERB
easat-396	411	25	soft	soft	ADJ
easat-396	411	26	computing	computing	NOUN
easat-396	411	27	,	,	PUNCT
easat-396	411	28	vol	vol	NOUN
easat-396	411	29	.	.	PROPN
easat-396	412	1	11	11	NUM
easat-396	412	2	,	,	PUNCT
easat-396	412	3	no	no	INTJ
easat-396	412	4	.	.	NOUN
easat-396	412	5	4	4	NUM
easat-396	412	6	,	,	PUNCT
easat-396	412	7	pp	pp	ADJ
easat-396	412	8	.	.	PUNCT
easat-396	413	1	3764	3764	NUM
easat-396	413	2	-	-	SYM
easat-396	413	3	3770	3770	NUM
easat-396	413	4	,	,	PUNCT
easat-396	413	5	2011	2011	NUM
easat-396	413	6	.	.	PUNCT
easat-396	414	1	https://doi.org/10.1016/j.asoc.2011.02.008	https://doi.org/10.1016/j.asoc.2011.02.008	NOUN
easat-396	415	1	[	[	X
easat-396	415	2	8	8	NUM
easat-396	415	3	]	]	X
easat-396	415	4	j.-c	j.-c	NOUN
easat-396	415	5	.	.	PUNCT
easat-396	416	1	gu	gu	NOUN
easat-396	416	2	,	,	PUNCT
easat-396	416	3	s.-c	s.-c	PROPN
easat-396	416	4	.	.	PUNCT
easat-396	417	1	lee	lee	PROPN
easat-396	417	2	,	,	PUNCT
easat-396	417	3	and	and	CCONJ
easat-396	417	4	y.-h	y.-h	NOUN
easat-396	417	5	.	.	PUNCT
easat-396	418	1	suh	suh	PROPN
easat-396	418	2	,	,	PUNCT
easat-396	418	3	"	"	PUNCT
easat-396	418	4	determinants	determinant	NOUN
easat-396	418	5	of	of	ADP
easat-396	418	6	behavioral	behavioral	ADJ
easat-396	418	7	intention	intention	NOUN
easat-396	418	8	to	to	ADP
easat-396	418	9	mobile	mobile	ADJ
easat-396	418	10	banking	banking	NOUN
easat-396	418	11	,	,	PUNCT
easat-396	418	12	"	"	PUNCT
easat-396	418	13	expert	expert	NOUN
easat-396	418	14	systems	system	NOUN
easat-396	418	15	with	with	ADP
easat-396	418	16	applications	application	NOUN
easat-396	418	17	,	,	PUNCT
easat-396	418	18	vol	vol	NOUN
easat-396	418	19	.	.	PROPN
easat-396	419	1	36	36	NUM
easat-396	419	2	,	,	PUNCT
easat-396	419	3	no	no	INTJ
easat-396	419	4	.	.	NOUN
easat-396	419	5	9	9	NUM
easat-396	419	6	,	,	PUNCT
easat-396	419	7	pp	pp	ADJ
easat-396	419	8	.	.	PUNCT
easat-396	420	1	11605	11605	NUM
easat-396	420	2	-	-	SYM
easat-396	420	3	11616	11616	NUM
easat-396	420	4	,	,	PUNCT
easat-396	420	5	2009	2009	NUM
easat-396	420	6	.	.	PUNCT
easat-396	421	1	https://doi.org/10.1016/j.eswa.2009.03.024	https://doi.org/10.1016/j.eswa.2009.03.024	ADJ
easat-396	421	2	[	[	SYM
easat-396	421	3	9	9	NUM
easat-396	421	4	]	]	PUNCT
easat-396	421	5	m.	m.	NOUN
easat-396	421	6	solarz	solarz	NOUN
easat-396	421	7	and	and	CCONJ
easat-396	421	8	m.	m.	NOUN
easat-396	421	9	swacha	swacha	PROPN
easat-396	421	10	-	-	PUNCT
easat-396	421	11	lech	lech	NOUN
easat-396	421	12	,	,	PUNCT
easat-396	421	13	"	"	PUNCT
easat-396	421	14	determinants	determinant	NOUN
easat-396	421	15	of	of	ADP
easat-396	421	16	the	the	DET
easat-396	421	17	adoption	adoption	NOUN
easat-396	421	18	of	of	ADP
easat-396	421	19	innovative	innovative	ADJ
easat-396	421	20	fintech	fintech	NOUN
easat-396	421	21	services	service	NOUN
easat-396	421	22	by	by	ADP
easat-396	421	23	millennials	millennial	NOUN
easat-396	421	24	,	,	PUNCT
easat-396	421	25	"	"	PUNCT
easat-396	421	26	ekonomie	ekonomie	VERB
easat-396	421	27	a	a	DET
easat-396	421	28	management	management	NOUN
easat-396	421	29	,	,	PUNCT
easat-396	421	30	vol	vol	NOUN
easat-396	421	31	.	.	PROPN
easat-396	421	32	24	24	NUM
easat-396	421	33	,	,	PUNCT
easat-396	421	34	no	no	INTJ
easat-396	421	35	.	.	NOUN
easat-396	421	36	3	3	NUM
easat-396	421	37	,	,	PUNCT
easat-396	421	38	pp	pp	ADJ
easat-396	421	39	.	.	PUNCT
easat-396	422	1	149	149	NUM
easat-396	422	2	-	-	SYM
easat-396	422	3	166	166	NUM
easat-396	422	4	,	,	PUNCT
easat-396	422	5	2021	2021	NUM
easat-396	422	6	.	.	PUNCT
easat-396	423	1	[	[	X
easat-396	423	2	10	10	NUM
easat-396	423	3	]	]	X
easat-396	423	4	h.	h.	PROPN
easat-396	423	5	baber	baber	PROPN
easat-396	423	6	,	,	PUNCT
easat-396	423	7	"	"	PUNCT
easat-396	423	8	determinants	determinant	NOUN
easat-396	423	9	of	of	ADP
easat-396	423	10	students	student	NOUN
easat-396	423	11	’	'	PUNCT
easat-396	423	12	perceived	perceive	VERB
easat-396	423	13	learning	learn	VERB
easat-396	423	14	outcome	outcome	NOUN
easat-396	423	15	and	and	CCONJ
easat-396	423	16	satisfaction	satisfaction	NOUN
easat-396	423	17	in	in	ADP
easat-396	423	18	online	online	ADJ
easat-396	423	19	learning	learning	NOUN
easat-396	423	20	during	during	ADP
easat-396	423	21	the	the	DET
easat-396	423	22	pandemic	pandemic	NOUN
easat-396	423	23	of	of	ADP
easat-396	423	24	covid-19	covid-19	PROPN
easat-396	423	25	,	,	PUNCT
easat-396	423	26	"	"	PUNCT
easat-396	423	27	journal	journal	NOUN
easat-396	423	28	of	of	ADP
easat-396	423	29	education	education	NOUN
easat-396	423	30	and	and	CCONJ
easat-396	423	31	e	e	NOUN
easat-396	423	32	-	-	ADJ
easat-396	423	33	learning	learning	ADJ
easat-396	423	34	research	research	NOUN
easat-396	423	35	,	,	PUNCT
easat-396	423	36	vol	vol	NOUN
easat-396	423	37	.	.	PROPN
easat-396	423	38	7	7	NUM
easat-396	423	39	,	,	PUNCT
easat-396	423	40	no	no	INTJ
easat-396	423	41	.	.	NOUN
easat-396	423	42	3	3	NUM
easat-396	423	43	,	,	PUNCT
easat-396	423	44	pp	pp	ADJ
easat-396	423	45	.	.	PUNCT
easat-396	423	46	285	285	NUM
easat-396	423	47	-	-	SYM
easat-396	423	48	292	292	NUM
easat-396	423	49	,	,	PUNCT
easat-396	423	50	2020	2020	NUM
easat-396	423	51	.	.	PUNCT
easat-396	424	1	https://doi.org/10.20448/journal.509.2020.73.285.292	https://doi.org/10.20448/journal.509.2020.73.285.292	PUNCT
easat-396	424	2	[	[	X
easat-396	424	3	11	11	NUM
easat-396	424	4	]	]	X
easat-396	424	5	r.	r.	PROPN
easat-396	424	6	suryanto	suryanto	PROPN
easat-396	424	7	and	and	CCONJ
easat-396	424	8	r.	r.	PROPN
easat-396	424	9	m.	m.	PROPN
easat-396	424	10	dai	dai	PROPN
easat-396	424	11	,	,	PUNCT
easat-396	424	12	"	"	PUNCT
easat-396	424	13	fintech	fintech	NOUN
easat-396	424	14	as	as	ADP
easat-396	424	15	a	a	DET
easat-396	424	16	catalyst	catalyst	NOUN
easat-396	424	17	for	for	ADP
easat-396	424	18	growth	growth	NOUN
easat-396	424	19	of	of	ADP
easat-396	424	20	micro	micro	NOUN
easat-396	424	21	,	,	PUNCT
easat-396	424	22	small	small	ADJ
easat-396	424	23	,	,	PUNCT
easat-396	424	24	and	and	CCONJ
easat-396	424	25	medium	medium	ADJ
easat-396	424	26	enterprise	enterprise	NOUN
easat-396	424	27	in	in	ADP
easat-396	424	28	indonesia	indonesia	PROPN
easat-396	424	29	,	,	PUNCT
easat-396	424	30	"	"	PUNCT
easat-396	424	31	academy	academy	NOUN
easat-396	424	32	of	of	ADP
easat-396	424	33	strategic	strategic	ADJ
easat-396	424	34	management	management	NOUN
easat-396	424	35	journal	journal	NOUN
easat-396	424	36	,	,	PUNCT
easat-396	424	37	vol	vol	NOUN
easat-396	424	38	.	.	PROPN
easat-396	424	39	19	19	NUM
easat-396	424	40	,	,	PUNCT
easat-396	424	41	no	no	INTJ
easat-396	424	42	.	.	NOUN
easat-396	424	43	5	5	NUM
easat-396	424	44	,	,	PUNCT
easat-396	424	45	pp	pp	ADJ
easat-396	424	46	.	.	PUNCT
easat-396	425	1	1	1	NUM
easat-396	425	2	-	-	SYM
easat-396	425	3	12	12	NUM
easat-396	425	4	,	,	PUNCT
easat-396	425	5	2020	2020	NUM
easat-396	425	6	.	.	PUNCT
easat-396	426	1	[	[	X
easat-396	426	2	12	12	NUM
easat-396	426	3	]	]	X
easat-396	426	4	g.	g.	PROPN
easat-396	426	5	kou	kou	PROPN
easat-396	426	6	,	,	PUNCT
easat-396	426	7	ö.	ö.	PROPN
easat-396	426	8	olgu	olgu	PROPN
easat-396	426	9	akdeniz	akdeniz	PROPN
easat-396	426	10	,	,	PUNCT
easat-396	426	11	h.	h.	PROPN
easat-396	426	12	dinçer	dinçer	PROPN
easat-396	426	13	,	,	PUNCT
easat-396	426	14	and	and	CCONJ
easat-396	426	15	s.	s.	PROPN
easat-396	426	16	yüksel	yüksel	PROPN
easat-396	426	17	,	,	PUNCT
easat-396	426	18	"	"	PUNCT
easat-396	426	19	fintech	fintech	NOUN
easat-396	426	20	investments	investment	NOUN
easat-396	426	21	in	in	ADP
easat-396	426	22	european	european	ADJ
easat-396	426	23	banks	bank	NOUN
easat-396	426	24	:	:	PUNCT
easat-396	426	25	a	a	DET
easat-396	426	26	hybrid	hybrid	ADJ
easat-396	426	27	it2	it2	NOUN
easat-396	426	28	fuzzy	fuzzy	ADJ
easat-396	426	29	multidimensional	multidimensional	ADJ
easat-396	426	30	decision	decision	NOUN
easat-396	426	31	-	-	PUNCT
easat-396	426	32	making	make	VERB
easat-396	426	33	approach	approach	NOUN
easat-396	426	34	,	,	PUNCT
easat-396	426	35	"	"	PUNCT
easat-396	426	36	financial	financial	ADJ
easat-396	426	37	innovation	innovation	NOUN
easat-396	426	38	,	,	PUNCT
easat-396	426	39	vol	vol	NOUN
easat-396	426	40	.	.	PROPN
easat-396	426	41	7	7	NUM
easat-396	426	42	,	,	PUNCT
easat-396	426	43	no	no	INTJ
easat-396	426	44	.	.	NOUN
easat-396	426	45	1	1	NUM
easat-396	426	46	,	,	PUNCT
easat-396	426	47	p.	p.	NOUN
easat-396	426	48	39	39	NUM
easat-396	426	49	,	,	PUNCT
easat-396	426	50	2021	2021	NUM
easat-396	426	51	.	.	PUNCT
easat-396	427	1	https://doi.org/10.1186/s40854-021-00256-y	https://doi.org/10.1186/s40854-021-00256-y	NOUN
easat-396	428	1	[	[	X
easat-396	428	2	13	13	NUM
easat-396	428	3	]	]	PUNCT
easat-396	429	1	p.	p.	NOUN
easat-396	429	2	h.	h.	PROPN
easat-396	430	1	hanel	hanel	PROPN
easat-396	430	2	et	et	PROPN
easat-396	430	3	al	al	PROPN
easat-396	430	4	.	.	PROPN
easat-396	430	5	,	,	PUNCT
easat-396	430	6	"	"	PUNCT
easat-396	430	7	cross	cross	ADJ
easat-396	430	8	-	-	ADJ
easat-396	430	9	cultural	cultural	ADJ
easat-396	430	10	differences	difference	NOUN
easat-396	430	11	and	and	CCONJ
easat-396	430	12	similarities	similarity	NOUN
easat-396	430	13	in	in	ADP
easat-396	430	14	human	human	ADJ
easat-396	430	15	value	value	NOUN
easat-396	430	16	instantiation	instantiation	NOUN
easat-396	430	17	,	,	PUNCT
easat-396	430	18	"	"	PUNCT
easat-396	430	19	frontiers	frontier	NOUN
easat-396	430	20	in	in	ADP
easat-396	430	21	psychology	psychology	NOUN
easat-396	430	22	,	,	PUNCT
easat-396	430	23	p.	p.	NOUN
easat-396	430	24	849	849	NUM
easat-396	430	25	,	,	PUNCT
easat-396	430	26	2018	2018	NUM
easat-396	430	27	.	.	PUNCT
easat-396	431	1	https://doi.org/10.3389/fpsyg.2018.00849	https://doi.org/10.3389/fpsyg.2018.00849	PROPN
easat-396	431	2	[	[	X
easat-396	431	3	14	14	NUM
easat-396	431	4	]	]	X
easat-396	431	5	v.	v.	PROPN
easat-396	431	6	l.	l.	PROPN
easat-396	431	7	s.	s.	PROPN
easat-396	431	8	h.	h.	PROPN
easat-396	431	9	d.	d.	PROPN
easat-396	431	10	phuc	phuc	PROPN
easat-396	431	11	and	and	CCONJ
easat-396	431	12	h.	h.	PROPN
easat-396	431	13	n.	n.	PROPN
easat-396	431	14	l.	l.	PROPN
easat-396	431	15	nguyen	nguyen	PROPN
easat-396	431	16	,	,	PUNCT
easat-396	431	17	"	"	PUNCT
easat-396	431	18	a	a	DET
easat-396	431	19	study	study	NOUN
easat-396	431	20	on	on	ADP
easat-396	431	21	the	the	DET
easat-396	431	22	factors	factor	NOUN
easat-396	431	23	affecting	affect	VERB
easat-396	431	24	intention	intention	NOUN
easat-396	431	25	of	of	ADP
easat-396	431	26	using	use	VERB
easat-396	431	27	online	online	ADJ
easat-396	431	28	banking	banking	NOUN
easat-396	431	29	services	service	NOUN
easat-396	431	30	in	in	ADP
easat-396	431	31	vietnam	vietnam	PROPN
easat-396	431	32	,	,	PUNCT
easat-396	431	33	"	"	PUNCT
easat-396	431	34	in	in	ADP
easat-396	431	35	global	global	ADJ
easat-396	431	36	changes	change	NOUN
easat-396	431	37	and	and	CCONJ
easat-396	431	38	sustainable	sustainable	ADJ
easat-396	431	39	development	development	NOUN
easat-396	431	40	in	in	ADP
easat-396	431	41	asian	asian	ADJ
easat-396	431	42	emerging	emerge	VERB
easat-396	431	43	market	market	NOUN
easat-396	431	44	economies	economy	NOUN
easat-396	431	45	proceedings	proceeding	NOUN
easat-396	431	46	of	of	ADP
easat-396	431	47	edesus	edesus	PROPN
easat-396	431	48	2019	2019	NUM
easat-396	431	49	,	,	PUNCT
easat-396	431	50	2022	2022	NUM
easat-396	431	51	,	,	PUNCT
easat-396	431	52	p.	p.	NOUN
easat-396	431	53	179	179	NUM
easat-396	431	54	.	.	PUNCT
easat-396	432	1	[	[	X
easat-396	432	2	15	15	NUM
easat-396	432	3	]	]	X
easat-396	432	4	i.	i.	NOUN
easat-396	432	5	ajzen	ajzen	PROPN
easat-396	432	6	and	and	CCONJ
easat-396	432	7	m.	m.	NOUN
easat-396	432	8	fishbein	fishbein	PROPN
easat-396	432	9	,	,	PUNCT
easat-396	432	10	understanding	understanding	NOUN
easat-396	432	11	attitudes	attitude	NOUN
easat-396	432	12	and	and	CCONJ
easat-396	432	13	predicting	predict	VERB
easat-396	432	14	social	social	ADJ
easat-396	432	15	behavior	behavior	NOUN
easat-396	432	16	.	.	PUNCT
easat-396	433	1	englewood	englewood	PROPN
easat-396	433	2	cliffs	cliffs	PROPN
easat-396	433	3	:	:	PUNCT
easat-396	433	4	prentice	prentice	NOUN
easat-396	433	5	-	-	PUNCT
easat-396	433	6	hall	hall	NOUN
easat-396	433	7	,	,	PUNCT
easat-396	433	8	1980	1980	NUM
easat-396	433	9	.	.	PUNCT
easat-396	434	1	[	[	X
easat-396	434	2	16	16	NUM
easat-396	434	3	]	]	X
easat-396	434	4	i.	i.	NOUN
easat-396	434	5	ajzen	ajzen	PROPN
easat-396	434	6	,	,	PUNCT
easat-396	434	7	"	"	PUNCT
easat-396	434	8	the	the	DET
easat-396	434	9	theory	theory	NOUN
easat-396	434	10	of	of	ADP
easat-396	434	11	planned	plan	VERB
easat-396	434	12	behavior	behavior	NOUN
easat-396	434	13	,	,	PUNCT
easat-396	434	14	"	"	PUNCT
easat-396	434	15	organizational	organizational	ADJ
easat-396	434	16	behavior	behavior	NOUN
easat-396	434	17	and	and	CCONJ
easat-396	434	18	human	human	ADJ
easat-396	434	19	decision	decision	NOUN
easat-396	434	20	processes	process	NOUN
easat-396	434	21	,	,	PUNCT
easat-396	434	22	vol	vol	NOUN
easat-396	434	23	.	.	PROPN
easat-396	434	24	50	50	NUM
easat-396	434	25	,	,	PUNCT
easat-396	434	26	no	no	INTJ
easat-396	434	27	.	.	NOUN
easat-396	434	28	2	2	NUM
easat-396	434	29	,	,	PUNCT
easat-396	434	30	pp	pp	ADJ
easat-396	434	31	.	.	PUNCT
easat-396	435	1	179	179	NUM
easat-396	435	2	-	-	SYM
easat-396	435	3	211	211	NUM
easat-396	435	4	,	,	PUNCT
easat-396	435	5	1991	1991	NUM
easat-396	435	6	.	.	PUNCT
easat-396	436	1	[	[	X
easat-396	436	2	17	17	NUM
easat-396	436	3	]	]	X
easat-396	436	4	v.	v.	ADP
easat-396	436	5	venkatesh	venkatesh	PROPN
easat-396	436	6	and	and	CCONJ
easat-396	436	7	f.	f.	PROPN
easat-396	436	8	d.	d.	PROPN
easat-396	436	9	davis	davis	PROPN
easat-396	436	10	,	,	PUNCT
easat-396	436	11	"	"	PUNCT
easat-396	436	12	theoretical	theoretical	ADJ
easat-396	436	13	extension	extension	NOUN
easat-396	436	14	of	of	ADP
easat-396	436	15	the	the	DET
easat-396	436	16	technology	technology	NOUN
easat-396	436	17	acceptance	acceptance	NOUN
easat-396	436	18	model	model	NOUN
easat-396	436	19	:	:	PUNCT
easat-396	436	20	four	four	NUM
easat-396	436	21	longitudinal	longitudinal	ADJ
easat-396	436	22	field	field	NOUN
easat-396	436	23	studies	study	NOUN
easat-396	436	24	,	,	PUNCT
easat-396	436	25	"	"	PUNCT
easat-396	436	26	management	management	NOUN
easat-396	436	27	science	science	NOUN
easat-396	436	28	,	,	PUNCT
easat-396	436	29	vol	vol	NOUN
easat-396	436	30	.	.	PROPN
easat-396	436	31	46	46	NUM
easat-396	436	32	,	,	PUNCT
easat-396	436	33	no	no	INTJ
easat-396	436	34	.	.	NOUN
easat-396	436	35	2	2	NUM
easat-396	436	36	,	,	PUNCT
easat-396	436	37	pp	pp	ADJ
easat-396	436	38	.	.	PUNCT
easat-396	437	1	186	186	NUM
easat-396	437	2	-	-	SYM
easat-396	437	3	204	204	NUM
easat-396	437	4	,	,	PUNCT
easat-396	437	5	2000	2000	NUM
easat-396	437	6	.	.	PUNCT
easat-396	438	1	https://doi.org/10.1287/mnsc.46.2.186.11926	https://doi.org/10.1287/mnsc.46.2.186.11926	NOUN
easat-396	439	1	[	[	X
easat-396	439	2	18	18	NUM
easat-396	439	3	]	]	X
easat-396	439	4	h.	h.	PROPN
easat-396	439	5	t.	t.	PROPN
easat-396	439	6	m.	m.	PROPN
easat-396	439	7	nguyễn	nguyễn	PROPN
easat-396	439	8	,	,	PUNCT
easat-396	439	9	t.	t.	PROPN
easat-396	439	10	a.	a.	PROPN
easat-396	439	11	lê	lê	PROPN
easat-396	439	12	,	,	PUNCT
easat-396	439	13	and	and	CCONJ
easat-396	439	14	t.	t.	PROPN
easat-396	439	15	h.	h.	PROPN
easat-396	439	16	nguyễn	nguyễn	PROPN
easat-396	439	17	,	,	PUNCT
easat-396	439	18	"	"	PUNCT
easat-396	439	19	the	the	DET
easat-396	439	20	influence	influence	NOUN
easat-396	439	21	of	of	ADP
easat-396	439	22	perceived	perceive	VERB
easat-396	439	23	usefulness	usefulness	NOUN
easat-396	439	24	and	and	CCONJ
easat-396	439	25	ease	ease	NOUN
easat-396	439	26	of	of	ADP
easat-396	439	27	use	use	NOUN
easat-396	439	28	on	on	ADP
easat-396	439	29	customers	customer	NOUN
easat-396	439	30	'	'	PART
easat-396	439	31	intention	intention	NOUN
easat-396	439	32	to	to	PART
easat-396	439	33	use	use	VERB
easat-396	439	34	e	e	NOUN
easat-396	439	35	-	-	ADJ
easat-396	439	36	banking	banking	ADJ
easat-396	439	37	services	service	NOUN
easat-396	439	38	:	:	PUNCT
easat-396	439	39	a	a	DET
easat-396	439	40	study	study	NOUN
easat-396	439	41	in	in	ADP
easat-396	439	42	vietnam	vietnam	PROPN
easat-396	439	43	,	,	PUNCT
easat-396	439	44	"	"	PUNCT
easat-396	439	45	journal	journal	NOUN
easat-396	439	46	of	of	ADP
easat-396	439	47	asian	asian	ADJ
easat-396	439	48	finance	finance	NOUN
easat-396	439	49	,	,	PUNCT
easat-396	439	50	economics	economic	NOUN
easat-396	439	51	,	,	PUNCT
easat-396	439	52	and	and	CCONJ
easat-396	439	53	business	business	NOUN
easat-396	439	54	,	,	PUNCT
easat-396	439	55	vol	vol	NOUN
easat-396	439	56	.	.	PROPN
easat-396	439	57	7	7	NUM
easat-396	439	58	,	,	PUNCT
easat-396	439	59	no	no	INTJ
easat-396	439	60	.	.	NOUN
easat-396	439	61	9	9	NUM
easat-396	439	62	,	,	PUNCT
easat-396	439	63	pp	pp	ADJ
easat-396	439	64	.	.	PUNCT
easat-396	440	1	771	771	NUM
easat-396	440	2	-	-	SYM
easat-396	440	3	779	779	NUM
easat-396	440	4	,	,	PUNCT
easat-396	440	5	2020	2020	NUM
easat-396	440	6	.	.	PUNCT
easat-396	441	1	[	[	X
easat-396	441	2	19	19	NUM
easat-396	441	3	]	]	X
easat-396	441	4	t.	t.	PROPN
easat-396	441	5	t.	t.	PROPN
easat-396	441	6	b.	b.	PROPN
easat-396	441	7	hanh	hanh	PROPN
easat-396	441	8	and	and	CCONJ
easat-396	441	9	t.	t.	PROPN
easat-396	441	10	b.	b.	PROPN
easat-396	441	11	hanh	hanh	PROPN
easat-396	441	12	,	,	PUNCT
easat-396	441	13	"	"	PUNCT
easat-396	441	14	green	green	ADJ
easat-396	441	15	promotional	promotional	ADJ
easat-396	441	16	practices	practice	NOUN
easat-396	441	17	and	and	CCONJ
easat-396	441	18	customer	customer	NOUN
easat-396	441	19	green	green	ADJ
easat-396	441	20	purchase	purchase	NOUN
easat-396	441	21	intention	intention	NOUN
easat-396	441	22	:	:	PUNCT
easat-396	441	23	the	the	DET
easat-396	441	24	moderating	moderate	VERB
easat-396	441	25	role	role	NOUN
easat-396	441	26	of	of	ADP
easat-396	441	27	corporate	corporate	ADJ
easat-396	441	28	green	green	ADJ
easat-396	441	29	image	image	NOUN
easat-396	441	30	,	,	PUNCT
easat-396	441	31	"	"	PUNCT
easat-396	441	32	asian	asian	ADJ
easat-396	441	33	journal	journal	NOUN
easat-396	441	34	of	of	ADP
easat-396	441	35	social	social	ADJ
easat-396	441	36	science	science	NOUN
easat-396	441	37	and	and	CCONJ
easat-396	441	38	management	management	NOUN
easat-396	441	39	technology	technology	NOUN
easat-396	441	40	,	,	PUNCT
easat-396	441	41	vol	vol	NOUN
easat-396	441	42	.	.	PROPN
easat-396	441	43	5	5	NUM
easat-396	441	44	,	,	PUNCT
easat-396	441	45	no	no	INTJ
easat-396	441	46	.	.	NOUN
easat-396	441	47	3	3	NUM
easat-396	441	48	,	,	PUNCT
easat-396	441	49	pp	pp	ADJ
easat-396	441	50	.	.	PUNCT
easat-396	442	1	1	1	NUM
easat-396	442	2	-	-	SYM
easat-396	442	3	6	6	NUM
easat-396	442	4	,	,	PUNCT
easat-396	442	5	2023	2023	NUM
easat-396	442	6	.	.	PUNCT
easat-396	443	1	[	[	X
easat-396	443	2	20	20	NUM
easat-396	443	3	]	]	PUNCT
easat-396	443	4	m.	m.	NOUN
easat-396	443	5	reed	reed	PROPN
easat-396	443	6	and	and	CCONJ
easat-396	443	7	b.	b.	PROPN
easat-396	443	8	lloyd	lloyd	PROPN
easat-396	443	9	,	,	PUNCT
easat-396	443	10	"	"	PUNCT
easat-396	443	11	health	health	NOUN
easat-396	443	12	psychology	psychology	NOUN
easat-396	443	13	.	.	PUNCT
easat-396	444	1	scientific	scientific	ADJ
easat-396	444	2	e	e	NOUN
easat-396	444	3	-	-	NOUN
easat-396	444	4	resources	resource	NOUN
easat-396	444	5	.	.	PUNCT
easat-396	444	6	"	"	PUNCT
easat-396	445	1	united	united	ADJ
easat-396	445	2	kingdom	kingdom	NOUN
easat-396	445	3	:	:	PUNCT
easat-396	445	4	d	d	X
easat-396	445	5	-	-	PUNCT
easat-396	445	6	tech	tech	ADJ
easat-396	445	7	press	press	NOUN
easat-396	445	8	,	,	PUNCT
easat-396	445	9	2018	2018	NUM
easat-396	445	10	,	,	PUNCT
easat-396	445	11	pp	pp	ADJ
easat-396	445	12	.	.	PUNCT
easat-396	446	1	1	1	NUM
easat-396	446	2	-	-	SYM
easat-396	446	3	308	308	NUM
easat-396	446	4	.	.	PUNCT
easat-396	447	1	[	[	X
easat-396	447	2	21	21	NUM
easat-396	447	3	]	]	PUNCT
easat-396	447	4	y.-t	y.-t	NOUN
easat-396	447	5	.	.	PUNCT
easat-396	447	6	sung	sung	PROPN
easat-396	447	7	,	,	PUNCT
easat-396	447	8	k.-e	k.-e	PROPN
easat-396	447	9	.	.	PUNCT
easat-396	448	1	chang	chang	PROPN
easat-396	448	2	,	,	PUNCT
easat-396	448	3	and	and	CCONJ
easat-396	448	4	t.-c	t.-c	PROPN
easat-396	448	5	.	.	PUNCT
easat-396	449	1	liu	liu	PROPN
easat-396	449	2	,	,	PUNCT
easat-396	449	3	"	"	PUNCT
easat-396	449	4	the	the	DET
easat-396	449	5	effects	effect	NOUN
easat-396	449	6	of	of	ADP
easat-396	449	7	integrating	integrate	VERB
easat-396	449	8	mobile	mobile	ADJ
easat-396	449	9	devices	device	NOUN
easat-396	449	10	with	with	ADP
easat-396	449	11	teaching	teaching	NOUN
easat-396	449	12	and	and	CCONJ
easat-396	449	13	learning	learn	VERB
easat-396	449	14	on	on	ADP
easat-396	449	15	students	student	NOUN
easat-396	449	16	'	'	PART
easat-396	449	17	learning	learning	NOUN
easat-396	449	18	performance	performance	NOUN
easat-396	449	19	:	:	PUNCT
easat-396	449	20	a	a	DET
easat-396	449	21	meta	meta	ADJ
easat-396	449	22	-	-	PUNCT
easat-396	449	23	analysis	analysis	NOUN
easat-396	449	24	and	and	CCONJ
easat-396	449	25	research	research	NOUN
easat-396	449	26	synthesis	synthesis	NOUN
easat-396	449	27	,	,	PUNCT
easat-396	449	28	"	"	PUNCT
easat-396	449	29	computers	computer	NOUN
easat-396	449	30	&	&	CCONJ
easat-396	449	31	education	education	NOUN
easat-396	449	32	,	,	PUNCT
easat-396	449	33	vol	vol	NOUN
easat-396	449	34	.	.	PROPN
easat-396	449	35	94	94	NUM
easat-396	449	36	,	,	PUNCT
easat-396	449	37	pp	pp	ADJ
easat-396	449	38	.	.	PUNCT
easat-396	450	1	252	252	NUM
easat-396	450	2	-	-	SYM
easat-396	450	3	275	275	NUM
easat-396	450	4	,	,	PUNCT
easat-396	450	5	2016	2016	NUM
easat-396	450	6	.	.	PUNCT
easat-396	451	1	https://doi.org/10.1016/j.compedu.2015.11.008	https://doi.org/10.1016/j.compedu.2015.11.008	NOUN
easat-396	451	2	[	[	X
easat-396	451	3	22	22	NUM
easat-396	451	4	]	]	PUNCT
easat-396	451	5	i.	i.	PROPN
easat-396	451	6	zuniarti	zuniarti	PROPN
easat-396	451	7	et	et	PROPN
easat-396	451	8	al	al	PROPN
easat-396	451	9	.	.	PROPN
easat-396	451	10	,	,	PUNCT
easat-396	451	11	"	"	PUNCT
easat-396	451	12	the	the	DET
easat-396	451	13	effect	effect	NOUN
easat-396	451	14	of	of	ADP
easat-396	451	15	the	the	DET
easat-396	451	16	presence	presence	NOUN
easat-396	451	17	of	of	ADP
easat-396	451	18	e	e	NOUN
easat-396	451	19	-	-	NOUN
easat-396	451	20	commerce	commerce	NOUN
easat-396	451	21	on	on	ADP
easat-396	451	22	consumer	consumer	NOUN
easat-396	451	23	purchasing	purchasing	NOUN
easat-396	451	24	decisions	decision	NOUN
easat-396	451	25	,	,	PUNCT
easat-396	451	26	"	"	PUNCT
easat-396	451	27	international	international	ADJ
easat-396	451	28	journal	journal	NOUN
easat-396	451	29	of	of	ADP
easat-396	451	30	data	datum	NOUN
easat-396	451	31	and	and	CCONJ
easat-396	451	32	network	network	NOUN
easat-396	451	33	science	science	NOUN
easat-396	451	34	,	,	PUNCT
easat-396	451	35	vol	vol	NOUN
easat-396	451	36	.	.	PROPN
easat-396	451	37	5	5	NUM
easat-396	451	38	,	,	PUNCT
easat-396	451	39	no	no	INTJ
easat-396	451	40	.	.	NOUN
easat-396	451	41	3	3	NUM
easat-396	451	42	,	,	PUNCT
easat-396	451	43	pp	pp	ADJ
easat-396	451	44	.	.	PUNCT
easat-396	452	1	479	479	NUM
easat-396	452	2	-	-	SYM
easat-396	452	3	484	484	NUM
easat-396	452	4	,	,	PUNCT
easat-396	452	5	2021	2021	NUM
easat-396	452	6	.	.	PUNCT
easat-396	453	1	https://doi.org/10.5267/j.ijdns.2021.3.005	https://doi.org/10.5267/j.ijdns.2021.3.005	X
easat-396	454	1	[	[	X
easat-396	454	2	23	23	NUM
easat-396	454	3	]	]	X
easat-396	454	4	v.	v.	X
easat-396	454	5	venkatesh	venkatesh	PROPN
easat-396	454	6	,	,	PUNCT
easat-396	454	7	j.	j.	PROPN
easat-396	454	8	y.	y.	PROPN
easat-396	454	9	thong	thong	PROPN
easat-396	454	10	,	,	PUNCT
easat-396	454	11	and	and	CCONJ
easat-396	454	12	x.	x.	PROPN
easat-396	454	13	xu	xu	PROPN
easat-396	454	14	,	,	PUNCT
easat-396	454	15	"	"	PUNCT
easat-396	454	16	consumer	consumer	NOUN
easat-396	454	17	acceptance	acceptance	NOUN
easat-396	454	18	and	and	CCONJ
easat-396	454	19	use	use	NOUN
easat-396	454	20	of	of	ADP
easat-396	454	21	information	information	NOUN
easat-396	454	22	technology	technology	NOUN
easat-396	454	23	:	:	PUNCT
easat-396	454	24	extending	extend	VERB
easat-396	454	25	the	the	DET
easat-396	454	26	unified	unified	ADJ
easat-396	454	27	theory	theory	NOUN
easat-396	454	28	of	of	ADP
easat-396	454	29	acceptance	acceptance	NOUN
easat-396	454	30	and	and	CCONJ
easat-396	454	31	use	use	NOUN
easat-396	454	32	of	of	ADP
easat-396	454	33	technology	technology	NOUN
easat-396	454	34	,	,	PUNCT
easat-396	454	35	"	"	PUNCT
easat-396	454	36	mis	mis	PROPN
easat-396	454	37	quarterly	quarterly	ADJ
easat-396	454	38	,	,	PUNCT
easat-396	454	39	vol	vol	NOUN
easat-396	454	40	.	.	PROPN
easat-396	454	41	36	36	NUM
easat-396	454	42	,	,	PUNCT
easat-396	454	43	no	no	INTJ
easat-396	454	44	.	.	NOUN
easat-396	454	45	1	1	NUM
easat-396	454	46	,	,	PUNCT
easat-396	454	47	pp	pp	ADJ
easat-396	454	48	.	.	PUNCT
easat-396	455	1	157	157	NUM
easat-396	455	2	-	-	SYM
easat-396	455	3	178	178	NUM
easat-396	455	4	,	,	PUNCT
easat-396	455	5	2012	2012	NUM
easat-396	455	6	.	.	PUNCT
easat-396	456	1	https://doi.org/10.2307/41410412	https://doi.org/10.2307/41410412	X
easat-396	457	1	[	[	X
easat-396	457	2	24	24	NUM
easat-396	457	3	]	]	X
easat-396	457	4	r.	r.	PROPN
easat-396	457	5	rauniar	rauniar	PROPN
easat-396	457	6	,	,	PUNCT
easat-396	457	7	g.	g.	PROPN
easat-396	457	8	rawski	rawski	PROPN
easat-396	457	9	,	,	PUNCT
easat-396	457	10	j.	j.	PROPN
easat-396	457	11	yang	yang	PROPN
easat-396	457	12	,	,	PUNCT
easat-396	457	13	and	and	CCONJ
easat-396	457	14	b.	b.	PROPN
easat-396	457	15	johnson	johnson	PROPN
easat-396	457	16	,	,	PUNCT
easat-396	457	17	"	"	PUNCT
easat-396	457	18	technology	technology	NOUN
easat-396	457	19	acceptance	acceptance	NOUN
easat-396	457	20	model	model	NOUN
easat-396	457	21	(	(	PUNCT
easat-396	457	22	tam	tam	NOUN
easat-396	457	23	)	)	PUNCT
easat-396	457	24	and	and	CCONJ
easat-396	457	25	social	social	ADJ
easat-396	457	26	media	medium	NOUN
easat-396	457	27	usage	usage	NOUN
easat-396	457	28	:	:	PUNCT
easat-396	457	29	an	an	DET
easat-396	457	30	empirical	empirical	ADJ
easat-396	457	31	study	study	NOUN
easat-396	457	32	on	on	ADP
easat-396	457	33	facebook	facebook	PROPN
easat-396	457	34	,	,	PUNCT
easat-396	457	35	"	"	PUNCT
easat-396	457	36	journal	journal	NOUN
easat-396	457	37	of	of	ADP
easat-396	457	38	enterprise	enterprise	NOUN
easat-396	457	39	information	information	NOUN
easat-396	457	40	management	management	NOUN
easat-396	457	41	,	,	PUNCT
easat-396	457	42	vol	vol	NOUN
easat-396	457	43	.	.	PROPN
easat-396	457	44	27	27	NUM
easat-396	457	45	,	,	PUNCT
easat-396	457	46	no	no	INTJ
easat-396	457	47	.	.	NOUN
easat-396	457	48	1	1	NUM
easat-396	457	49	,	,	PUNCT
easat-396	457	50	pp	pp	ADJ
easat-396	457	51	.	.	PUNCT
easat-396	458	1	6	6	NUM
easat-396	458	2	-	-	SYM
easat-396	458	3	30	30	NUM
easat-396	458	4	,	,	PUNCT
easat-396	458	5	2014	2014	NUM
easat-396	458	6	.	.	PUNCT
easat-396	459	1	https://doi.org/10.1108/jeim-04-2012-0011	https://doi.org/10.1108/jeim-04-2012-0011	PROPN
easat-396	460	1	[	[	X
easat-396	460	2	25	25	NUM
easat-396	460	3	]	]	PUNCT
easat-396	460	4	t.	t.	PROPN
easat-396	460	5	a.	a.	NOUN
easat-396	460	6	trần	trần	PROPN
easat-396	460	7	,	,	PUNCT
easat-396	460	8	"	"	PUNCT
easat-396	460	9	the	the	DET
easat-396	460	10	impact	impact	NOUN
easat-396	460	11	of	of	ADP
easat-396	460	12	virtual	virtual	ADJ
easat-396	460	13	reality	reality	NOUN
easat-396	460	14	technology	technology	NOUN
easat-396	460	15	on	on	ADP
easat-396	460	16	tourist	tourist	NOUN
easat-396	460	17	destination	destination	NOUN
easat-396	460	18	selection	selection	NOUN
easat-396	460	19	,	,	PUNCT
easat-396	460	20	solutions	solution	NOUN
easat-396	460	21	to	to	PART
easat-396	460	22	enhance	enhance	VERB
easat-396	460	23	da	da	PROPN
easat-396	460	24	nang	nang	PROPN
easat-396	460	25	tourism	tourism	PROPN
easat-396	460	26	development	development	NOUN
easat-396	460	27	after	after	ADP
easat-396	460	28	covid-19	covid-19	PROPN
easat-396	460	29	,	,	PUNCT
easat-396	460	30	"	"	PUNCT
easat-396	460	31	presented	present	VERB
easat-396	460	32	at	at	ADP
easat-396	460	33	the	the	DET
easat-396	460	34	conference	conference	NOUN
easat-396	460	35	on	on	ADP
easat-396	460	36	information	information	NOUN
easat-396	460	37	technology	technology	NOUN
easat-396	460	38	and	and	CCONJ
easat-396	460	39	its	its	PRON
easat-396	460	40	applications	application	NOUN
easat-396	460	41	,	,	PUNCT
easat-396	460	42	danang	danang	NOUN
easat-396	460	43	publisher	publisher	NOUN
easat-396	460	44	,	,	PUNCT
easat-396	460	45	261	261	NUM
easat-396	460	46	-	-	SYM
easat-396	460	47	267	267	NUM
easat-396	460	48	,	,	PUNCT
easat-396	460	49	2020	2020	NUM
easat-396	460	50	.	.	PUNCT
easat-396	461	1	[	[	X
easat-396	461	2	26	26	NUM
easat-396	461	3	]	]	PUNCT
easat-396	461	4	l.	l.	PROPN
easat-396	461	5	h.	h.	PROPN
easat-396	461	6	nguyen	nguyen	PROPN
easat-396	461	7	et	et	PROPN
easat-396	461	8	al	al	PROPN
easat-396	461	9	.	.	PROPN
easat-396	461	10	,	,	PUNCT
easat-396	461	11	"	"	PUNCT
easat-396	461	12	risk	risk	NOUN
easat-396	461	13	of	of	ADP
easat-396	461	14	covid-19	covid-19	PROPN
easat-396	461	15	among	among	ADP
easat-396	461	16	front	front	ADJ
easat-396	461	17	-	-	PUNCT
easat-396	461	18	line	line	NOUN
easat-396	461	19	health	health	NOUN
easat-396	461	20	-	-	PUNCT
easat-396	461	21	care	care	NOUN
easat-396	461	22	workers	worker	NOUN
easat-396	461	23	and	and	CCONJ
easat-396	461	24	the	the	DET
easat-396	461	25	general	general	ADJ
easat-396	461	26	community	community	NOUN
easat-396	461	27	:	:	PUNCT
easat-396	461	28	a	a	DET
easat-396	461	29	prospective	prospective	ADJ
easat-396	461	30	cohort	cohort	NOUN
easat-396	461	31	study	study	NOUN
easat-396	461	32	,	,	PUNCT
easat-396	461	33	"	"	PUNCT
easat-396	461	34	the	the	DET
easat-396	461	35	lancet	lancet	PROPN
easat-396	461	36	public	public	PROPN
easat-396	461	37	health	health	NOUN
easat-396	461	38	,	,	PUNCT
easat-396	461	39	vol	vol	NOUN
easat-396	461	40	.	.	PROPN
easat-396	462	1	5	5	NUM
easat-396	462	2	,	,	PUNCT
easat-396	462	3	no	no	INTJ
easat-396	462	4	.	.	NOUN
easat-396	462	5	9	9	NUM
easat-396	462	6	,	,	PUNCT
easat-396	462	7	pp	pp	ADJ
easat-396	462	8	.	.	PUNCT
easat-396	463	1	e475	e475	PROPN
easat-396	463	2	-	-	PUNCT
easat-396	463	3	e483	e483	PROPN
easat-396	463	4	,	,	PUNCT
easat-396	463	5	2020	2020	NUM
easat-396	463	6	.	.	PUNCT
easat-396	464	1	[	[	X
easat-396	464	2	27	27	NUM
easat-396	464	3	]	]	PUNCT
easat-396	464	4	m.	m.	NOUN
easat-396	464	5	t.	t.	PROPN
easat-396	464	6	a.	a.	PROPN
easat-396	464	7	himel	himel	PROPN
easat-396	464	8	,	,	PUNCT
easat-396	464	9	s.	s.	PROPN
easat-396	464	10	ashraf	ashraf	PROPN
easat-396	464	11	,	,	PUNCT
easat-396	464	12	t.	t.	PROPN
easat-396	464	13	a.	a.	PROPN
easat-396	464	14	bappy	bappy	PROPN
easat-396	464	15	,	,	PUNCT
easat-396	464	16	m.	m.	NOUN
easat-396	464	17	t.	t.	PROPN
easat-396	464	18	abir	abir	PROPN
easat-396	464	19	,	,	PUNCT
easat-396	464	20	m.	m.	PROPN
easat-396	464	21	k.	k.	PROPN
easat-396	464	22	morshed	morshe	VERB
easat-396	464	23	,	,	PUNCT
easat-396	464	24	and	and	CCONJ
easat-396	464	25	m.	m.	PROPN
easat-396	464	26	n.	n.	PROPN
easat-396	464	27	hossain	hossain	PROPN
easat-396	464	28	,	,	PUNCT
easat-396	464	29	"	"	PUNCT
easat-396	464	30	users	user	NOUN
easat-396	464	31	'	'	PART
easat-396	464	32	attitude	attitude	NOUN
easat-396	464	33	and	and	CCONJ
easat-396	464	34	intention	intention	NOUN
easat-396	464	35	to	to	PART
easat-396	464	36	use	use	VERB
easat-396	464	37	mobile	mobile	ADJ
easat-396	464	38	financial	financial	ADJ
easat-396	464	39	services	service	NOUN
easat-396	464	40	in	in	ADP
easat-396	464	41	bangladesh	bangladesh	NOUN
easat-396	464	42	:	:	PUNCT
easat-396	464	43	an	an	DET
easat-396	464	44	empirical	empirical	ADJ
easat-396	464	45	study	study	NOUN
easat-396	464	46	,	,	PUNCT
easat-396	464	47	"	"	PUNCT
easat-396	464	48	south	south	ADJ
easat-396	464	49	asian	asian	ADJ
easat-396	464	50	journal	journal	NOUN
easat-396	464	51	of	of	ADP
easat-396	464	52	marketing	marketing	NOUN
easat-396	464	53	,	,	PUNCT
easat-396	464	54	vol	vol	NOUN
easat-396	464	55	.	.	PROPN
easat-396	465	1	2	2	NUM
easat-396	465	2	,	,	PUNCT
easat-396	465	3	no	no	INTJ
easat-396	465	4	.	.	NOUN
easat-396	465	5	1	1	NUM
easat-396	465	6	,	,	PUNCT
easat-396	465	7	pp	pp	ADJ
easat-396	465	8	.	.	PUNCT
easat-396	466	1	72	72	NUM
easat-396	466	2	-	-	SYM
easat-396	466	3	96	96	NUM
easat-396	466	4	,	,	PUNCT
easat-396	466	5	2021	2021	NUM
easat-396	466	6	.	.	PUNCT
easat-396	467	1	https://doi.org/10.1108/sajm-02-2021-0015	https://doi.org/10.1108/sajm-02-2021-0015	PROPN
easat-396	467	2	https://doi.org/10.1515/ael-2020-0139	https://doi.org/10.1515/ael-2020-0139	PROPN
easat-396	467	3	https://doi.org/10.1016/j.ijhm.2015.05.005	https://doi.org/10.1016/j.ijhm.2015.05.005	PROPN
easat-396	467	4	https://doi.org/10.1080/02642069.2019.1672666	https://doi.org/10.1080/02642069.2019.1672666	PROPN
easat-396	467	5	https://doi.org/10.1108/ijbm-10-2018-0271	https://doi.org/10.1108/ijbm-10-2018-0271	ADP
easat-396	467	6	https://doi.org/10.1016/j.asoc.2011.02.008	https://doi.org/10.1016/j.asoc.2011.02.008	NOUN
easat-396	467	7	https://doi.org/10.1016/j.eswa.2009.03.024	https://doi.org/10.1016/j.eswa.2009.03.024	PROPN
easat-396	467	8	https://doi.org/10.20448/journal.509.2020.73.285.292	https://doi.org/10.20448/journal.509.2020.73.285.292	NOUN
easat-396	467	9	https://doi.org/10.1186/s40854-021-00256-y	https://doi.org/10.1186/s40854-021-00256-y	PROPN
easat-396	467	10	https://doi.org/10.3389/fpsyg.2018.00849	https://doi.org/10.3389/fpsyg.2018.00849	PROPN
easat-396	467	11	https://doi.org/10.1287/mnsc.46.2.186.11926	https://doi.org/10.1287/mnsc.46.2.186.11926	NOUN
easat-396	467	12	https://doi.org/10.1016/j.compedu.2015.11.008	https://doi.org/10.1016/j.compedu.2015.11.008	NOUN
easat-396	467	13	https://doi.org/10.5267/j.ijdns.2021.3.005	https://doi.org/10.5267/j.ijdns.2021.3.005	PROPN
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easat-396	467	15	https://doi.org/10.1108/jeim-04-2012-0011	https://doi.org/10.1108/jeim-04-2012-0011	PROPN
easat-396	467	16	https://doi.org/10.1108/sajm-02-2021-0015	https://doi.org/10.1108/sajm-02-2021-0015	PROPN
easat-396	467	17	151	151	NUM
easat-396	467	18	edelweiss	edelweiss	PROPN
easat-396	467	19	applied	apply	VERB
easat-396	467	20	science	science	NOUN
easat-396	467	21	and	and	CCONJ
easat-396	467	22	technology	technology	NOUN
easat-396	467	23	issn	issn	PROPN
easat-396	467	24	:	:	PUNCT
easat-396	467	25	2576	2576	NUM
easat-396	467	26	-	-	SYM
easat-396	467	27	8484	8484	NUM
easat-396	467	28	vol	vol	NOUN
easat-396	467	29	.	.	PROPN
easat-396	468	1	7	7	NUM
easat-396	468	2	,	,	PUNCT
easat-396	468	3	no	no	INTJ
easat-396	468	4	.	.	NOUN
easat-396	468	5	2	2	NUM
easat-396	468	6	:	:	SYM
easat-396	468	7	136	136	NUM
easat-396	468	8	-	-	SYM
easat-396	468	9	153	153	NUM
easat-396	468	10	,	,	PUNCT
easat-396	468	11	2023	2023	NUM
easat-396	468	12	doi	doi	NOUN
easat-396	468	13	:	:	PUNCT
easat-396	468	14	10.55214/25768484.v7i2.396	10.55214/25768484.v7i2.396	NUM
easat-396	468	15	©	©	PROPN
easat-396	468	16	2023	2023	NUM
easat-396	468	17	by	by	ADP
easat-396	468	18	the	the	DET
easat-396	468	19	authors	author	NOUN
easat-396	468	20	;	;	PUNCT
easat-396	468	21	licensee	licensee	PROPN
easat-396	468	22	learning	learning	NOUN
easat-396	468	23	gate	gate	NOUN
easat-396	469	1	[	[	X
easat-396	469	2	28	28	NUM
easat-396	469	3	]	]	X
easat-396	469	4	h.	h.	NOUN
easat-396	469	5	song	song	PROPN
easat-396	469	6	,	,	PUNCT
easat-396	469	7	w.	w.	PROPN
easat-396	469	8	j.	j.	PROPN
easat-396	469	9	ruan	ruan	PROPN
easat-396	469	10	,	,	PUNCT
easat-396	469	11	and	and	CCONJ
easat-396	469	12	y.	y.	PROPN
easat-396	469	13	j.	j.	PROPN
easat-396	469	14	j.	j.	PROPN
easat-396	469	15	jeon	jeon	PROPN
easat-396	469	16	,	,	PUNCT
easat-396	469	17	"	"	PUNCT
easat-396	469	18	an	an	DET
easat-396	469	19	integrated	integrated	ADJ
easat-396	469	20	approach	approach	NOUN
easat-396	469	21	to	to	ADP
easat-396	469	22	the	the	DET
easat-396	469	23	purchase	purchase	NOUN
easat-396	469	24	decision	decision	NOUN
easat-396	469	25	making	make	VERB
easat-396	469	26	process	process	NOUN
easat-396	469	27	of	of	ADP
easat-396	469	28	fooddelivery	fooddelivery	NOUN
easat-396	469	29	apps	app	NOUN
easat-396	469	30	:	:	PUNCT
easat-396	469	31	focusing	focus	VERB
easat-396	469	32	on	on	ADP
easat-396	469	33	the	the	DET
easat-396	469	34	tam	tam	PROPN
easat-396	469	35	and	and	CCONJ
easat-396	469	36	aida	aida	PROPN
easat-396	469	37	models	model	NOUN
easat-396	469	38	,	,	PUNCT
easat-396	469	39	"	"	PUNCT
easat-396	469	40	international	international	ADJ
easat-396	469	41	journal	journal	NOUN
easat-396	469	42	of	of	ADP
easat-396	469	43	hospitality	hospitality	PROPN
easat-396	469	44	management	management	NOUN
easat-396	469	45	,	,	PUNCT
easat-396	469	46	vol	vol	NOUN
easat-396	469	47	.	.	PROPN
easat-396	469	48	95	95	NUM
easat-396	469	49	,	,	PUNCT
easat-396	469	50	p.	p.	NOUN
easat-396	469	51	102943	102943	NUM
easat-396	469	52	,	,	PUNCT
easat-396	469	53	2021	2021	NUM
easat-396	469	54	.	.	PUNCT
easat-396	470	1	https://doi.org/10.1016/j.ijhm.2021.102943	https://doi.org/10.1016/j.ijhm.2021.102943	NOUN
easat-396	470	2	[	[	X
easat-396	470	3	29	29	NUM
easat-396	470	4	]	]	PUNCT
easat-396	470	5	m.	m.	NOUN
easat-396	470	6	kim	kim	PROPN
easat-396	470	7	,	,	PUNCT
easat-396	470	8	t.	t.	PROPN
easat-396	470	9	lee	lee	PROPN
easat-396	470	10	,	,	PUNCT
easat-396	470	11	and	and	CCONJ
easat-396	470	12	j.	j.	PROPN
easat-396	470	13	choi	choi	PROPN
easat-396	470	14	,	,	PUNCT
easat-396	470	15	"	"	PUNCT
easat-396	470	16	the	the	DET
easat-396	470	17	effects	effect	NOUN
easat-396	470	18	of	of	ADP
easat-396	470	19	website	website	NOUN
easat-396	470	20	quality	quality	NOUN
easat-396	470	21	on	on	ADP
easat-396	470	22	customer	customer	NOUN
easat-396	470	23	satisfaction	satisfaction	NOUN
easat-396	470	24	and	and	CCONJ
easat-396	470	25	purchase	purchase	NOUN
easat-396	470	26	intentions	intention	NOUN
easat-396	470	27	:	:	PUNCT
easat-396	470	28	evidence	evidence	NOUN
easat-396	470	29	from	from	ADP
easat-396	470	30	south	south	PROPN
easat-396	470	31	korea	korea	PROPN
easat-396	470	32	,	,	PUNCT
easat-396	470	33	"	"	PUNCT
easat-396	470	34	journal	journal	NOUN
easat-396	470	35	of	of	ADP
easat-396	470	36	business	business	NOUN
easat-396	470	37	research	research	NOUN
easat-396	470	38	,	,	PUNCT
easat-396	470	39	vol	vol	NOUN
easat-396	470	40	.	.	PROPN
easat-396	470	41	70	70	NUM
easat-396	470	42	,	,	PUNCT
easat-396	470	43	pp	pp	ADJ
easat-396	470	44	.	.	PUNCT
easat-396	471	1	338	338	NUM
easat-396	471	2	-	-	SYM
easat-396	471	3	346	346	NUM
easat-396	471	4	,	,	PUNCT
easat-396	471	5	2017	2017	NUM
easat-396	471	6	.	.	PUNCT
easat-396	472	1	[	[	X
easat-396	472	2	30	30	NUM
easat-396	472	3	]	]	X
easat-396	472	4	m.	m.	NOUN
easat-396	472	5	salehan	salehan	PROPN
easat-396	472	6	,	,	PUNCT
easat-396	472	7	d.	d.	PROPN
easat-396	472	8	j.	j.	PROPN
easat-396	472	9	kim	kim	PROPN
easat-396	472	10	,	,	PUNCT
easat-396	472	11	and	and	CCONJ
easat-396	472	12	c.	c.	PROPN
easat-396	472	13	kim	kim	PROPN
easat-396	472	14	,	,	PUNCT
easat-396	472	15	"	"	PUNCT
easat-396	472	16	use	use	NOUN
easat-396	472	17	of	of	ADP
easat-396	472	18	online	online	ADJ
easat-396	472	19	social	social	ADJ
easat-396	472	20	networking	network	VERB
easat-396	472	21	services	service	NOUN
easat-396	472	22	from	from	ADP
easat-396	472	23	a	a	DET
easat-396	472	24	theoretical	theoretical	ADJ
easat-396	472	25	perspective	perspective	NOUN
easat-396	472	26	of	of	ADP
easat-396	472	27	the	the	DET
easat-396	472	28	motivation	motivation	NOUN
easat-396	472	29	-	-	PUNCT
easat-396	472	30	participation	participation	NOUN
easat-396	472	31	-	-	PUNCT
easat-396	472	32	performance	performance	NOUN
easat-396	472	33	framework	framework	NOUN
easat-396	472	34	,	,	PUNCT
easat-396	472	35	"	"	PUNCT
easat-396	472	36	journal	journal	NOUN
easat-396	472	37	of	of	ADP
easat-396	472	38	the	the	DET
easat-396	472	39	association	association	NOUN
easat-396	472	40	for	for	ADP
easat-396	472	41	information	information	NOUN
easat-396	472	42	systems	system	NOUN
easat-396	472	43	,	,	PUNCT
easat-396	472	44	vol	vol	NOUN
easat-396	472	45	.	.	PROPN
easat-396	472	46	18	18	NUM
easat-396	472	47	,	,	PUNCT
easat-396	472	48	no	no	INTJ
easat-396	472	49	.	.	NOUN
easat-396	472	50	2	2	NUM
easat-396	472	51	,	,	PUNCT
easat-396	472	52	p.	p.	NOUN
easat-396	472	53	1	1	NUM
easat-396	472	54	,	,	PUNCT
easat-396	472	55	2017	2017	NUM
easat-396	472	56	.	.	PUNCT
easat-396	473	1	https://doi.org/10.17705/1jais.00449	https://doi.org/10.17705/1jais.00449	NOUN
easat-396	474	1	[	[	X
easat-396	474	2	31	31	NUM
easat-396	474	3	]	]	PUNCT
easat-396	474	4	a.	a.	NOUN
easat-396	474	5	wilamowicz	wilamowicz	PROPN
easat-396	474	6	,	,	PUNCT
easat-396	474	7	"	"	PUNCT
easat-396	474	8	the	the	DET
easat-396	474	9	great	great	ADJ
easat-396	474	10	fintech	fintech	NOUN
easat-396	474	11	disruption	disruption	NOUN
easat-396	474	12	:	:	PUNCT
easat-396	474	13	insurtech	insurtech	NOUN
easat-396	474	14	,	,	PUNCT
easat-396	474	15	"	"	PUNCT
easat-396	474	16	banking	banking	NOUN
easat-396	474	17	&	&	CCONJ
easat-396	474	18	finance	finance	PROPN
easat-396	474	19	law	law	PROPN
easat-396	474	20	review	review	NOUN
easat-396	474	21	,	,	PUNCT
easat-396	474	22	vol	vol	NOUN
easat-396	474	23	.	.	PROPN
easat-396	475	1	34	34	NUM
easat-396	475	2	,	,	PUNCT
easat-396	475	3	no	no	INTJ
easat-396	475	4	.	.	NOUN
easat-396	475	5	2	2	NUM
easat-396	475	6	,	,	PUNCT
easat-396	475	7	pp	pp	ADJ
easat-396	475	8	.	.	PUNCT
easat-396	476	1	215238	215238	NUM
easat-396	476	2	,	,	PUNCT
easat-396	476	3	2019	2019	NUM
easat-396	476	4	.	.	PUNCT
easat-396	477	1	[	[	X
easat-396	477	2	32	32	NUM
easat-396	477	3	]	]	PUNCT
easat-396	477	4	w.	w.	PROPN
easat-396	477	5	n.	n.	PROPN
easat-396	477	6	tiong	tiong	PROPN
easat-396	477	7	,	,	PUNCT
easat-396	477	8	"	"	PUNCT
easat-396	477	9	factors	factor	NOUN
easat-396	477	10	influencing	influence	VERB
easat-396	477	11	behavioural	behavioural	ADJ
easat-396	477	12	intention	intention	NOUN
easat-396	477	13	towards	towards	ADP
easat-396	477	14	adoption	adoption	NOUN
easat-396	477	15	of	of	ADP
easat-396	477	16	digital	digital	ADJ
easat-396	477	17	banking	banking	NOUN
easat-396	477	18	services	service	NOUN
easat-396	477	19	in	in	ADP
easat-396	477	20	malaysia	malaysia	PROPN
easat-396	477	21	,	,	PUNCT
easat-396	477	22	"	"	PUNCT
easat-396	477	23	international	international	ADJ
easat-396	477	24	journal	journal	NOUN
easat-396	477	25	of	of	ADP
easat-396	477	26	asian	asian	ADJ
easat-396	477	27	social	social	ADJ
easat-396	477	28	science	science	NOUN
easat-396	477	29	,	,	PUNCT
easat-396	477	30	vol	vol	NOUN
easat-396	477	31	.	.	PROPN
easat-396	477	32	10	10	NUM
easat-396	477	33	,	,	PUNCT
easat-396	477	34	no	no	INTJ
easat-396	477	35	.	.	NOUN
easat-396	477	36	8	8	NUM
easat-396	477	37	,	,	PUNCT
easat-396	477	38	pp	pp	ADJ
easat-396	477	39	.	.	PUNCT
easat-396	478	1	450	450	NUM
easat-396	478	2	-	-	SYM
easat-396	478	3	457	457	NUM
easat-396	478	4	,	,	PUNCT
easat-396	478	5	2020	2020	NUM
easat-396	478	6	.	.	PUNCT
easat-396	479	1	https://doi.org/10.18488/journal.1.2020.108.450.457	https://doi.org/10.18488/journal.1.2020.108.450.457	NOUN
easat-396	479	2	[	[	X
easat-396	479	3	33	33	NUM
easat-396	479	4	]	]	PUNCT
easat-396	479	5	m.	m.	PROPN
easat-396	479	6	n.	n.	PROPN
easat-396	479	7	suki	suki	PROPN
easat-396	479	8	,	,	PUNCT
easat-396	479	9	"	"	PUNCT
easat-396	479	10	green	green	ADJ
easat-396	479	11	product	product	NOUN
easat-396	479	12	purchase	purchase	NOUN
easat-396	479	13	intention	intention	NOUN
easat-396	479	14	:	:	PUNCT
easat-396	479	15	impact	impact	NOUN
easat-396	479	16	of	of	ADP
easat-396	479	17	green	green	ADJ
easat-396	479	18	brands	brand	NOUN
easat-396	479	19	,	,	PUNCT
easat-396	479	20	attitude	attitude	NOUN
easat-396	479	21	,	,	PUNCT
easat-396	479	22	and	and	CCONJ
easat-396	479	23	knowledge	knowledge	NOUN
easat-396	479	24	,	,	PUNCT
easat-396	479	25	"	"	PUNCT
easat-396	479	26	british	british	ADJ
easat-396	479	27	food	food	PROPN
easat-396	479	28	journal	journal	PROPN
easat-396	479	29	,	,	PUNCT
easat-396	479	30	vol	vol	NOUN
easat-396	479	31	.	.	PROPN
easat-396	479	32	118	118	NUM
easat-396	479	33	,	,	PUNCT
easat-396	479	34	no	no	INTJ
easat-396	479	35	.	.	NOUN
easat-396	479	36	12	12	NUM
easat-396	479	37	,	,	PUNCT
easat-396	479	38	pp	pp	ADJ
easat-396	479	39	.	.	PUNCT
easat-396	480	1	2893	2893	NUM
easat-396	480	2	-	-	SYM
easat-396	480	3	2910	2910	NUM
easat-396	480	4	,	,	PUNCT
easat-396	480	5	2016	2016	NUM
easat-396	480	6	.	.	PUNCT
easat-396	481	1	https://doi.org/10.1108/bfj-06-2016-0295	https://doi.org/10.1108/bfj-06-2016-0295	NOUN
easat-396	482	1	[	[	X
easat-396	482	2	34	34	NUM
easat-396	482	3	]	]	PUNCT
easat-396	482	4	c.	c.	PROPN
easat-396	482	5	flavián	flavián	NOUN
easat-396	482	6	and	and	CCONJ
easat-396	482	7	m.	m.	NOUN
easat-396	482	8	guinalíu	guinalíu	NOUN
easat-396	482	9	,	,	PUNCT
easat-396	482	10	"	"	PUNCT
easat-396	482	11	consumer	consumer	NOUN
easat-396	482	12	trust	trust	NOUN
easat-396	482	13	,	,	PUNCT
easat-396	482	14	perceived	perceive	VERB
easat-396	482	15	security	security	NOUN
easat-396	482	16	and	and	CCONJ
easat-396	482	17	privacy	privacy	NOUN
easat-396	482	18	policy	policy	NOUN
easat-396	482	19	:	:	PUNCT
easat-396	482	20	three	three	NUM
easat-396	482	21	basic	basic	ADJ
easat-396	482	22	elements	element	NOUN
easat-396	482	23	of	of	ADP
easat-396	482	24	loyalty	loyalty	NOUN
easat-396	482	25	to	to	ADP
easat-396	482	26	a	a	DET
easat-396	482	27	web	web	NOUN
easat-396	482	28	site	site	NOUN
easat-396	482	29	,	,	PUNCT
easat-396	482	30	"	"	PUNCT
easat-396	482	31	industrial	industrial	ADJ
easat-396	482	32	management	management	NOUN
easat-396	482	33	&	&	CCONJ
easat-396	482	34	data	datum	NOUN
easat-396	482	35	systems	system	NOUN
easat-396	482	36	,	,	PUNCT
easat-396	482	37	vol	vol	NOUN
easat-396	482	38	.	.	PROPN
easat-396	482	39	106	106	NUM
easat-396	482	40	,	,	PUNCT
easat-396	482	41	no	no	INTJ
easat-396	482	42	.	.	NOUN
easat-396	482	43	5	5	NUM
easat-396	482	44	,	,	PUNCT
easat-396	482	45	pp	pp	ADJ
easat-396	482	46	.	.	PUNCT
easat-396	483	1	601	601	NUM
easat-396	483	2	-	-	NUM
easat-396	483	3	620	620	NUM
easat-396	483	4	,	,	PUNCT
easat-396	483	5	2006	2006	NUM
easat-396	483	6	.	.	PUNCT
easat-396	484	1	https://doi.org/10.1108/02635570610666403	https://doi.org/10.1108/02635570610666403	NOUN
easat-396	485	1	[	[	X
easat-396	485	2	35	35	NUM
easat-396	485	3	]	]	PUNCT
easat-396	485	4	m.	m.	NOUN
easat-396	485	5	merhi	merhi	PROPN
easat-396	485	6	,	,	PUNCT
easat-396	485	7	k.	k.	PROPN
easat-396	485	8	hone	hone	PROPN
easat-396	485	9	,	,	PUNCT
easat-396	485	10	and	and	CCONJ
easat-396	485	11	a.	a.	NOUN
easat-396	485	12	tarhini	tarhini	NOUN
easat-396	485	13	,	,	PUNCT
easat-396	485	14	"	"	PUNCT
easat-396	485	15	a	a	DET
easat-396	485	16	cross	cross	ADJ
easat-396	485	17	-	-	ADJ
easat-396	485	18	cultural	cultural	ADJ
easat-396	485	19	study	study	NOUN
easat-396	485	20	of	of	ADP
easat-396	485	21	the	the	DET
easat-396	485	22	intention	intention	NOUN
easat-396	485	23	to	to	PART
easat-396	485	24	use	use	VERB
easat-396	485	25	mobile	mobile	ADJ
easat-396	485	26	banking	banking	NOUN
easat-396	485	27	between	between	ADP
easat-396	485	28	lebanese	lebanese	ADJ
easat-396	485	29	and	and	CCONJ
easat-396	485	30	british	british	ADJ
easat-396	485	31	consumers	consumer	NOUN
easat-396	485	32	:	:	PUNCT
easat-396	485	33	extending	extend	VERB
easat-396	485	34	utaut2	utaut2	NOUN
easat-396	485	35	with	with	ADP
easat-396	485	36	security	security	NOUN
easat-396	485	37	,	,	PUNCT
easat-396	485	38	privacy	privacy	NOUN
easat-396	485	39	and	and	CCONJ
easat-396	485	40	trust	trust	NOUN
easat-396	485	41	,	,	PUNCT
easat-396	485	42	"	"	PUNCT
easat-396	485	43	technology	technology	NOUN
easat-396	485	44	in	in	ADP
easat-396	485	45	society	society	NOUN
easat-396	485	46	,	,	PUNCT
easat-396	485	47	vol	vol	NOUN
easat-396	485	48	.	.	PROPN
easat-396	485	49	59	59	NUM
easat-396	485	50	,	,	PUNCT
easat-396	485	51	p.	p.	NOUN
easat-396	485	52	101151	101151	NUM
easat-396	485	53	,	,	PUNCT
easat-396	485	54	2019	2019	NUM
easat-396	485	55	.	.	PUNCT
easat-396	486	1	https://doi.org/10.1016/j.techsoc.2019.101151	https://doi.org/10.1016/j.techsoc.2019.101151	NOUN
easat-396	486	2	[	[	X
easat-396	486	3	36	36	NUM
easat-396	486	4	]	]	PUNCT
easat-396	486	5	m.	m.	NOUN
easat-396	486	6	wazid	wazid	PROPN
easat-396	486	7	,	,	PUNCT
easat-396	486	8	a.	a.	PROPN
easat-396	486	9	k.	k.	PROPN
easat-396	486	10	das	das	PROPN
easat-396	486	11	,	,	PUNCT
easat-396	486	12	j.	j.	PROPN
easat-396	486	13	j.	j.	PROPN
easat-396	486	14	rodrigues	rodrigues	PROPN
easat-396	486	15	,	,	PUNCT
easat-396	486	16	s.	s.	PROPN
easat-396	486	17	shetty	shetty	PROPN
easat-396	486	18	,	,	PUNCT
easat-396	486	19	and	and	CCONJ
easat-396	486	20	y.	y.	PROPN
easat-396	486	21	park	park	PROPN
easat-396	486	22	,	,	PUNCT
easat-396	486	23	"	"	PUNCT
easat-396	486	24	iomt	iomt	ADJ
easat-396	486	25	malware	malware	NOUN
easat-396	486	26	detection	detection	NOUN
easat-396	486	27	approaches	approach	VERB
easat-396	486	28	:	:	PUNCT
easat-396	486	29	analysis	analysis	NOUN
easat-396	486	30	and	and	CCONJ
easat-396	486	31	research	research	NOUN
easat-396	486	32	challenges	challenge	NOUN
easat-396	486	33	,	,	PUNCT
easat-396	486	34	"	"	PUNCT
easat-396	486	35	ieee	ieee	NOUN
easat-396	486	36	access	access	NOUN
easat-396	486	37	,	,	PUNCT
easat-396	486	38	vol	vol	NOUN
easat-396	486	39	.	.	PROPN
easat-396	486	40	7	7	NUM
easat-396	486	41	,	,	PUNCT
easat-396	486	42	pp	pp	ADJ
easat-396	486	43	.	.	PUNCT
easat-396	487	1	182459	182459	NUM
easat-396	487	2	-	-	SYM
easat-396	487	3	182476	182476	NUM
easat-396	487	4	,	,	PUNCT
easat-396	487	5	2019	2019	NUM
easat-396	487	6	.	.	PUNCT
easat-396	488	1	https://doi.org/10.1109/access.2019.2960412	https://doi.org/10.1109/access.2019.2960412	PROPN
easat-396	488	2	[	[	X
easat-396	488	3	37	37	NUM
easat-396	488	4	]	]	PUNCT
easat-396	488	5	a.	a.	NOUN
easat-396	488	6	falk	falk	NOUN
easat-396	488	7	,	,	PUNCT
easat-396	488	8	a.	a.	NOUN
easat-396	488	9	becker	becker	PROPN
easat-396	488	10	,	,	PUNCT
easat-396	488	11	t.	t.	PROPN
easat-396	488	12	j.	j.	PROPN
easat-396	488	13	dohmen	dohmen	PROPN
easat-396	488	14	,	,	PUNCT
easat-396	488	15	d.	d.	PROPN
easat-396	488	16	huffman	huffman	PROPN
easat-396	488	17	,	,	PUNCT
easat-396	488	18	and	and	CCONJ
easat-396	488	19	u.	u.	PROPN
easat-396	488	20	sunde	sunde	PROPN
easat-396	488	21	,	,	PUNCT
easat-396	488	22	"	"	PUNCT
easat-396	488	23	the	the	DET
easat-396	488	24	preference	preference	NOUN
easat-396	488	25	survey	survey	NOUN
easat-396	488	26	module	module	NOUN
easat-396	488	27	:	:	PUNCT
easat-396	488	28	a	a	DET
easat-396	488	29	validated	validate	VERB
easat-396	488	30	instrument	instrument	NOUN
easat-396	488	31	for	for	ADP
easat-396	488	32	measuring	measure	VERB
easat-396	488	33	risk	risk	NOUN
easat-396	488	34	,	,	PUNCT
easat-396	488	35	time	time	NOUN
easat-396	488	36	,	,	PUNCT
easat-396	488	37	and	and	CCONJ
easat-396	488	38	social	social	ADJ
easat-396	488	39	preferences	preference	NOUN
easat-396	488	40	,	,	PUNCT
easat-396	488	41	"	"	PUNCT
easat-396	488	42	management	management	NOUN
easat-396	488	43	science	science	NOUN
easat-396	488	44	,	,	PUNCT
easat-396	488	45	vol	vol	NOUN
easat-396	488	46	.	.	PROPN
easat-396	488	47	69	69	NUM
easat-396	488	48	,	,	PUNCT
easat-396	488	49	no	no	INTJ
easat-396	488	50	.	.	NOUN
easat-396	488	51	4	4	NUM
easat-396	488	52	,	,	PUNCT
easat-396	488	53	pp	pp	ADJ
easat-396	488	54	.	.	PUNCT
easat-396	489	1	1935	1935	NUM
easat-396	489	2	-	-	SYM
easat-396	489	3	1950	1950	NUM
easat-396	489	4	,	,	PUNCT
easat-396	489	5	2016	2016	NUM
easat-396	489	6	.	.	PUNCT
easat-396	490	1	https://doi.org/10.2139/ssrn.2725035	https://doi.org/10.2139/ssrn.2725035	PROPN
easat-396	491	1	[	[	X
easat-396	491	2	38	38	NUM
easat-396	491	3	]	]	PUNCT
easat-396	491	4	j.	j.	PROPN
easat-396	491	5	choi	choi	PROPN
easat-396	491	6	and	and	CCONJ
easat-396	491	7	s.	s.	PROPN
easat-396	491	8	kim	kim	PROPN
easat-396	491	9	,	,	PUNCT
easat-396	491	10	"	"	PUNCT
easat-396	491	11	is	be	AUX
easat-396	491	12	the	the	DET
easat-396	491	13	smartwatch	smartwatch	NOUN
easat-396	491	14	an	an	DET
easat-396	491	15	it	it	NOUN
easat-396	491	16	product	product	NOUN
easat-396	491	17	or	or	CCONJ
easat-396	491	18	a	a	DET
easat-396	491	19	fashion	fashion	NOUN
easat-396	491	20	product	product	NOUN
easat-396	491	21	?	?	PUNCT
easat-396	492	1	a	a	DET
easat-396	492	2	study	study	NOUN
easat-396	492	3	on	on	ADP
easat-396	492	4	factors	factor	NOUN
easat-396	492	5	affecting	affect	VERB
easat-396	492	6	the	the	DET
easat-396	492	7	intention	intention	NOUN
easat-396	492	8	to	to	PART
easat-396	492	9	use	use	VERB
easat-396	492	10	smartwatches	smartwatche	NOUN
easat-396	492	11	,	,	PUNCT
easat-396	492	12	"	"	PUNCT
easat-396	492	13	computers	computer	NOUN
easat-396	492	14	in	in	ADP
easat-396	492	15	human	human	ADJ
easat-396	492	16	behavior	behavior	NOUN
easat-396	492	17	,	,	PUNCT
easat-396	492	18	vol	vol	NOUN
easat-396	492	19	.	.	PROPN
easat-396	492	20	63	63	NUM
easat-396	492	21	,	,	PUNCT
easat-396	492	22	pp	pp	ADJ
easat-396	492	23	.	.	PUNCT
easat-396	493	1	777	777	NUM
easat-396	493	2	-	-	SYM
easat-396	493	3	786	786	NUM
easat-396	493	4	,	,	PUNCT
easat-396	493	5	2016	2016	NUM
easat-396	493	6	.	.	PUNCT
easat-396	494	1	https://doi.org/10.1016/j.chb.2016.06.007	https://doi.org/10.1016/j.chb.2016.06.007	PROPN
easat-396	495	1	[	[	X
easat-396	495	2	39	39	NUM
easat-396	495	3	]	]	PUNCT
easat-396	495	4	v.	v.	CCONJ
easat-396	495	5	pirić	pirić	PROPN
easat-396	495	6	,	,	PUNCT
easat-396	495	7	m.	m.	NOUN
easat-396	495	8	martinović	martinović	PROPN
easat-396	495	9	,	,	PUNCT
easat-396	495	10	and	and	CCONJ
easat-396	495	11	m.	m.	PROPN
easat-396	495	12	k.	k.	PROPN
easat-396	495	13	lajtman	lajtman	PROPN
easat-396	495	14	,	,	PUNCT
easat-396	495	15	"	"	PUNCT
easat-396	495	16	socio	socio	NOUN
easat-396	495	17	-	-	ADJ
easat-396	495	18	demographic	demographic	ADJ
easat-396	495	19	variables	variable	NOUN
easat-396	495	20	forming	form	VERB
easat-396	495	21	a	a	DET
easat-396	495	22	perception	perception	NOUN
easat-396	495	23	of	of	ADP
easat-396	495	24	corporate	corporate	ADJ
easat-396	495	25	image	image	NOUN
easat-396	495	26	brand	brand	NOUN
easat-396	495	27	in	in	ADP
easat-396	495	28	the	the	DET
easat-396	495	29	croatian	croatian	ADJ
easat-396	495	30	banking	banking	NOUN
easat-396	495	31	industry	industry	NOUN
easat-396	495	32	,	,	PUNCT
easat-396	495	33	"	"	PUNCT
easat-396	495	34	balkans	balkans	PROPN
easat-396	495	35	journal	journal	NOUN
easat-396	495	36	of	of	ADP
easat-396	495	37	emerging	emerge	VERB
easat-396	495	38	trends	trend	NOUN
easat-396	495	39	in	in	ADP
easat-396	495	40	social	social	ADJ
easat-396	495	41	sciences	science	NOUN
easat-396	495	42	,	,	PUNCT
easat-396	495	43	vol	vol	NOUN
easat-396	495	44	.	.	PROPN
easat-396	496	1	3	3	NUM
easat-396	496	2	,	,	PUNCT
easat-396	496	3	no	no	INTJ
easat-396	496	4	.	.	NOUN
easat-396	496	5	2	2	NUM
easat-396	496	6	,	,	PUNCT
easat-396	496	7	pp	pp	ADJ
easat-396	496	8	.	.	PUNCT
easat-396	497	1	96	96	NUM
easat-396	497	2	-	-	SYM
easat-396	497	3	111	111	NUM
easat-396	497	4	,	,	PUNCT
easat-396	497	5	2020	2020	NUM
easat-396	497	6	.	.	PUNCT
easat-396	498	1	https://doi.org/10.31410/balkans.jetss.2020.3.2.96-111	https://doi.org/10.31410/balkans.jetss.2020.3.2.96-111	NOUN
easat-396	499	1	[	[	X
easat-396	499	2	40	40	NUM
easat-396	499	3	]	]	PUNCT
easat-396	499	4	f.	f.	PROPN
easat-396	499	5	liébana	liébana	PROPN
easat-396	499	6	-	-	PUNCT
easat-396	499	7	cabanillas	cabanilla	NOUN
easat-396	499	8	,	,	PUNCT
easat-396	499	9	v.	v.	CCONJ
easat-396	499	10	marinkovic	marinkovic	PROPN
easat-396	499	11	,	,	PUNCT
easat-396	499	12	i.	i.	PROPN
easat-396	499	13	r.	r.	PROPN
easat-396	499	14	de	de	PROPN
easat-396	499	15	luna	luna	PROPN
easat-396	499	16	,	,	PUNCT
easat-396	499	17	and	and	CCONJ
easat-396	499	18	z.	z.	PROPN
easat-396	499	19	kalinic	kalinic	PROPN
easat-396	499	20	,	,	PUNCT
easat-396	499	21	"	"	PUNCT
easat-396	499	22	predicting	predict	VERB
easat-396	499	23	the	the	DET
easat-396	499	24	determinants	determinant	NOUN
easat-396	499	25	of	of	ADP
easat-396	499	26	mobile	mobile	ADJ
easat-396	499	27	payment	payment	NOUN
easat-396	499	28	acceptance	acceptance	NOUN
easat-396	499	29	:	:	PUNCT
easat-396	499	30	a	a	DET
easat-396	499	31	hybrid	hybrid	ADJ
easat-396	499	32	sem	sem	ADJ
easat-396	499	33	-	-	PUNCT
easat-396	499	34	neural	neural	ADJ
easat-396	499	35	network	network	NOUN
easat-396	499	36	approach	approach	NOUN
easat-396	499	37	,	,	PUNCT
easat-396	499	38	"	"	PUNCT
easat-396	499	39	technological	technological	ADJ
easat-396	499	40	forecasting	forecasting	NOUN
easat-396	499	41	and	and	CCONJ
easat-396	499	42	social	social	ADJ
easat-396	499	43	change	change	NOUN
easat-396	499	44	,	,	PUNCT
easat-396	499	45	vol	vol	NOUN
easat-396	499	46	.	.	PROPN
easat-396	499	47	129	129	NUM
easat-396	499	48	,	,	PUNCT
easat-396	499	49	pp	pp	ADJ
easat-396	499	50	.	.	PUNCT
easat-396	499	51	117130	117130	NUM
easat-396	499	52	,	,	PUNCT
easat-396	499	53	2018	2018	NUM
easat-396	499	54	.	.	PUNCT
easat-396	500	1	https://doi.org/10.1016/j.techfore.2017.12.015	https://doi.org/10.1016/j.techfore.2017.12.015	PROPN
easat-396	500	2	[	[	X
easat-396	500	3	41	41	NUM
easat-396	500	4	]	]	PUNCT
easat-396	500	5	a.	a.	NOUN
easat-396	500	6	a.	a.	NOUN
easat-396	500	7	alalwan	alalwan	PROPN
easat-396	500	8	,	,	PUNCT
easat-396	500	9	y.	y.	PROPN
easat-396	500	10	k.	k.	PROPN
easat-396	500	11	dwivedi	dwivedi	PROPN
easat-396	500	12	,	,	PUNCT
easat-396	500	13	n.	n.	PROPN
easat-396	500	14	p.	p.	PROPN
easat-396	500	15	rana	rana	PROPN
easat-396	500	16	,	,	PUNCT
easat-396	500	17	and	and	CCONJ
easat-396	500	18	r.	r.	PROPN
easat-396	500	19	algharabat	algharabat	PROPN
easat-396	500	20	,	,	PUNCT
easat-396	500	21	"	"	PUNCT
easat-396	500	22	examining	examine	VERB
easat-396	500	23	factors	factor	NOUN
easat-396	500	24	influencing	influence	VERB
easat-396	500	25	jordanian	jordanian	ADJ
easat-396	500	26	customers	customer	NOUN
easat-396	500	27	’	’	PART
easat-396	500	28	intentions	intention	NOUN
easat-396	500	29	and	and	CCONJ
easat-396	500	30	adoption	adoption	NOUN
easat-396	500	31	of	of	ADP
easat-396	500	32	internet	internet	NOUN
easat-396	500	33	banking	banking	NOUN
easat-396	500	34	:	:	PUNCT
easat-396	500	35	extending	extend	VERB
easat-396	500	36	utaut2	utaut2	NOUN
easat-396	500	37	with	with	ADP
easat-396	500	38	risk	risk	NOUN
easat-396	500	39	,	,	PUNCT
easat-396	500	40	"	"	PUNCT
easat-396	500	41	journal	journal	NOUN
easat-396	500	42	of	of	ADP
easat-396	500	43	retailing	retailing	NOUN
easat-396	500	44	and	and	CCONJ
easat-396	500	45	consumer	consumer	NOUN
easat-396	500	46	services	service	NOUN
easat-396	500	47	,	,	PUNCT
easat-396	500	48	vol	vol	NOUN
easat-396	500	49	.	.	PROPN
easat-396	500	50	40	40	NUM
easat-396	500	51	,	,	PUNCT
easat-396	500	52	pp	pp	ADJ
easat-396	500	53	.	.	PUNCT
easat-396	501	1	125	125	NUM
easat-396	501	2	-	-	SYM
easat-396	501	3	138	138	NUM
easat-396	501	4	,	,	PUNCT
easat-396	501	5	2018	2018	NUM
easat-396	501	6	.	.	PUNCT
easat-396	502	1	https://doi.org/10.1016/j.jretconser.2017.08.026	https://doi.org/10.1016/j.jretconser.2017.08.026	PROPN
easat-396	503	1	[	[	X
easat-396	503	2	42	42	NUM
easat-396	503	3	]	]	PUNCT
easat-396	503	4	t.	t.	PROPN
easat-396	503	5	h.	h.	PROPN
easat-396	503	6	nguyen	nguyen	PROPN
easat-396	503	7	and	and	CCONJ
easat-396	503	8	a.	a.	NOUN
easat-396	503	9	le	le	PROPN
easat-396	503	10	,	,	PUNCT
easat-396	503	11	"	"	PUNCT
easat-396	503	12	factors	factor	NOUN
easat-396	503	13	influencing	influence	VERB
easat-396	503	14	the	the	DET
easat-396	503	15	intention	intention	NOUN
easat-396	503	16	to	to	PART
easat-396	503	17	use	use	VERB
easat-396	503	18	digital	digital	ADJ
easat-396	503	19	banking	banking	NOUN
easat-396	503	20	services	service	NOUN
easat-396	503	21	among	among	ADP
easat-396	503	22	vietnamese	vietnamese	ADJ
easat-396	503	23	customers	customer	NOUN
easat-396	503	24	,	,	PUNCT
easat-396	503	25	"	"	PUNCT
easat-396	503	26	journal	journal	NOUN
easat-396	503	27	of	of	ADP
easat-396	503	28	asian	asian	ADJ
easat-396	503	29	finance	finance	NOUN
easat-396	503	30	,	,	PUNCT
easat-396	503	31	economics	economic	NOUN
easat-396	503	32	and	and	CCONJ
easat-396	503	33	business	business	NOUN
easat-396	503	34	,	,	PUNCT
easat-396	503	35	vol	vol	NOUN
easat-396	503	36	.	.	PROPN
easat-396	503	37	5	5	NUM
easat-396	503	38	,	,	PUNCT
easat-396	503	39	no	no	INTJ
easat-396	503	40	.	.	NOUN
easat-396	503	41	2	2	NUM
easat-396	503	42	,	,	PUNCT
easat-396	503	43	pp	pp	ADJ
easat-396	503	44	.	.	PUNCT
easat-396	504	1	33	33	NUM
easat-396	504	2	-	-	SYM
easat-396	504	3	42	42	NUM
easat-396	504	4	,	,	PUNCT
easat-396	504	5	2018	2018	NUM
easat-396	504	6	.	.	PUNCT
easat-396	505	1	[	[	X
easat-396	505	2	43	43	NUM
easat-396	505	3	]	]	X
easat-396	505	4	h.	h.	PROPN
easat-396	505	5	khatimah	khatimah	PROPN
easat-396	505	6	,	,	PUNCT
easat-396	505	7	p.	p.	NOUN
easat-396	505	8	susanto	susanto	NOUN
easat-396	505	9	,	,	PUNCT
easat-396	505	10	and	and	CCONJ
easat-396	505	11	n.	n.	PROPN
easat-396	505	12	l.	l.	PROPN
easat-396	505	13	abdullah	abdullah	PROPN
easat-396	505	14	,	,	PUNCT
easat-396	505	15	"	"	PUNCT
easat-396	505	16	hedonic	hedonic	ADJ
easat-396	505	17	motivation	motivation	NOUN
easat-396	505	18	and	and	CCONJ
easat-396	505	19	social	social	ADJ
easat-396	505	20	influence	influence	NOUN
easat-396	505	21	on	on	ADP
easat-396	505	22	behavioral	behavioral	ADJ
easat-396	505	23	intention	intention	NOUN
easat-396	505	24	of	of	ADP
easat-396	505	25	emoney	emoney	NOUN
easat-396	505	26	:	:	PUNCT
easat-396	505	27	the	the	DET
easat-396	505	28	role	role	NOUN
easat-396	505	29	of	of	ADP
easat-396	505	30	payment	payment	NOUN
easat-396	505	31	habit	habit	NOUN
easat-396	505	32	as	as	ADP
easat-396	505	33	a	a	DET
easat-396	505	34	mediator	mediator	NOUN
easat-396	505	35	,	,	PUNCT
easat-396	505	36	"	"	PUNCT
easat-396	505	37	international	international	ADJ
easat-396	505	38	journal	journal	NOUN
easat-396	505	39	of	of	ADP
easat-396	505	40	entrepreneurship	entrepreneurship	NOUN
easat-396	505	41	,	,	PUNCT
easat-396	505	42	vol	vol	NOUN
easat-396	505	43	.	.	PROPN
easat-396	505	44	23	23	NUM
easat-396	505	45	,	,	PUNCT
easat-396	505	46	no	no	INTJ
easat-396	505	47	.	.	NOUN
easat-396	505	48	1	1	NUM
easat-396	505	49	,	,	PUNCT
easat-396	505	50	pp	pp	ADJ
easat-396	505	51	.	.	PUNCT
easat-396	506	1	1	1	NUM
easat-396	506	2	-	-	SYM
easat-396	506	3	9	9	NUM
easat-396	506	4	,	,	PUNCT
easat-396	506	5	2019	2019	NUM
easat-396	506	6	.	.	PUNCT
easat-396	507	1	[	[	X
easat-396	507	2	44	44	NUM
easat-396	507	3	]	]	PUNCT
easat-396	507	4	h.	h.	PROPN
easat-396	507	5	t.	t.	PROPN
easat-396	507	6	chiu	chiu	PROPN
easat-396	507	7	,	,	PUNCT
easat-396	507	8	l.	l.	PROPN
easat-396	507	9	t.	t.	PROPN
easat-396	507	10	s.	s.	PROPN
easat-396	507	11	yee	yee	PROPN
easat-396	507	12	,	,	PUNCT
easat-396	507	13	j.	j.	PROPN
easat-396	507	14	l.	l.	PROPN
easat-396	507	15	y.	y.	PROPN
easat-396	507	16	kwan	kwan	PROPN
easat-396	507	17	,	,	PUNCT
easat-396	507	18	r.	r.	PROPN
easat-396	507	19	y.	y.	PROPN
easat-396	507	20	m.	m.	PROPN
easat-396	507	21	cheung	cheung	PROPN
easat-396	507	22	,	,	PUNCT
easat-396	507	23	and	and	CCONJ
easat-396	507	24	w.	w.	PROPN
easat-396	507	25	k.	k.	PROPN
easat-396	507	26	hou	hou	PROPN
easat-396	507	27	,	,	PUNCT
easat-396	507	28	"	"	PUNCT
easat-396	507	29	interactive	interactive	ADJ
easat-396	507	30	association	association	NOUN
easat-396	507	31	between	between	ADP
easat-396	507	32	negative	negative	ADJ
easat-396	507	33	emotion	emotion	NOUN
easat-396	507	34	regulation	regulation	NOUN
easat-396	507	35	and	and	CCONJ
easat-396	507	36	savoring	savoring	NOUN
easat-396	507	37	is	be	AUX
easat-396	507	38	linked	link	VERB
easat-396	507	39	to	to	ADP
easat-396	507	40	anxiety	anxiety	NOUN
easat-396	507	41	symptoms	symptom	NOUN
easat-396	507	42	among	among	ADP
easat-396	507	43	college	college	NOUN
easat-396	507	44	students	student	NOUN
easat-396	507	45	,	,	PUNCT
easat-396	507	46	"	"	PUNCT
easat-396	507	47	journal	journal	NOUN
easat-396	507	48	of	of	ADP
easat-396	507	49	american	american	PROPN
easat-396	507	50	college	college	PROPN
easat-396	507	51	health	health	PROPN
easat-396	507	52	,	,	PUNCT
easat-396	507	53	vol	vol	NOUN
easat-396	507	54	.	.	PROPN
easat-396	508	1	68	68	NUM
easat-396	508	2	,	,	PUNCT
easat-396	508	3	no	no	INTJ
easat-396	508	4	.	.	NOUN
easat-396	508	5	5	5	NUM
easat-396	508	6	,	,	PUNCT
easat-396	508	7	pp	pp	ADJ
easat-396	508	8	.	.	PUNCT
easat-396	509	1	494	494	NUM
easat-396	509	2	-	-	SYM
easat-396	509	3	501	501	NUM
easat-396	509	4	,	,	PUNCT
easat-396	509	5	2020	2020	NUM
easat-396	509	6	.	.	PUNCT
easat-396	510	1	https://doi.org/10.1080/07448481.2019.1580712	https://doi.org/10.1080/07448481.2019.1580712	PROPN
easat-396	511	1	[	[	X
easat-396	511	2	45	45	NUM
easat-396	511	3	]	]	PUNCT
easat-396	511	4	s.	s.	PROPN
easat-396	511	5	m.	m.	PROPN
easat-396	511	6	zahraee	zahraee	PROPN
easat-396	511	7	,	,	PUNCT
easat-396	511	8	n.	n.	PROPN
easat-396	511	9	shiwakoti	shiwakoti	PROPN
easat-396	511	10	,	,	PUNCT
easat-396	511	11	and	and	CCONJ
easat-396	511	12	p.	p.	PROPN
easat-396	511	13	stasinopoulos	stasinopoulo	NOUN
easat-396	511	14	,	,	PUNCT
easat-396	511	15	"	"	PUNCT
easat-396	511	16	agricultural	agricultural	ADJ
easat-396	511	17	biomass	biomass	NOUN
easat-396	511	18	supply	supply	NOUN
easat-396	511	19	chain	chain	NOUN
easat-396	511	20	resilience	resilience	NOUN
easat-396	511	21	:	:	PUNCT
easat-396	511	22	covid-19	covid-19	PROPN
easat-396	511	23	outbreak	outbreak	NOUN
easat-396	511	24	vs.	vs.	ADP
easat-396	511	25	sustainability	sustainability	NOUN
easat-396	511	26	compliance	compliance	NOUN
easat-396	511	27	,	,	PUNCT
easat-396	511	28	technological	technological	ADJ
easat-396	511	29	change	change	NOUN
easat-396	511	30	,	,	PUNCT
easat-396	511	31	uncertainties	uncertainty	NOUN
easat-396	511	32	,	,	PUNCT
easat-396	511	33	and	and	CCONJ
easat-396	511	34	policies	policy	NOUN
easat-396	511	35	,	,	PUNCT
easat-396	511	36	"	"	PUNCT
easat-396	511	37	cleaner	clean	ADJ
easat-396	511	38	logistics	logistic	NOUN
easat-396	511	39	and	and	CCONJ
easat-396	511	40	supply	supply	NOUN
easat-396	511	41	chain	chain	NOUN
easat-396	511	42	,	,	PUNCT
easat-396	511	43	vol	vol	NOUN
easat-396	511	44	.	.	PROPN
easat-396	511	45	4	4	NUM
easat-396	511	46	,	,	PUNCT
easat-396	511	47	p.	p.	NOUN
easat-396	511	48	100049	100049	NUM
easat-396	511	49	,	,	PUNCT
easat-396	511	50	2022	2022	NUM
easat-396	511	51	.	.	PUNCT
easat-396	512	1	https://doi.org/10.1016/j.clscn.2022.100049	https://doi.org/10.1016/j.clscn.2022.100049	NOUN
easat-396	512	2	[	[	X
easat-396	512	3	46	46	NUM
easat-396	512	4	]	]	X
easat-396	512	5	g.	g.	PROPN
easat-396	512	6	berenguer	berenguer	PROPN
easat-396	512	7	-	-	PUNCT
easat-396	512	8	contrí	contrí	PROPN
easat-396	512	9	,	,	PUNCT
easat-396	512	10	g.	g.	PROPN
easat-396	512	11	m.	m.	PROPN
easat-396	512	12	gallarza	gallarza	PROPN
easat-396	512	13	,	,	PUNCT
easat-396	512	14	m.-e	m.-e	PROPN
easat-396	512	15	.	.	PUNCT
easat-396	513	1	ruiz	ruiz	NOUN
easat-396	513	2	-	-	PUNCT
easat-396	513	3	molina	molina	NOUN
easat-396	513	4	,	,	PUNCT
easat-396	513	5	and	and	CCONJ
easat-396	513	6	i.	i.	PROPN
easat-396	513	7	gil	gil	PROPN
easat-396	513	8	-	-	PROPN
easat-396	513	9	saura	saura	NOUN
easat-396	513	10	,	,	PUNCT
easat-396	513	11	"	"	PUNCT
easat-396	513	12	value	value	NOUN
easat-396	513	13	co	co	NOUN
easat-396	513	14	-	-	NOUN
easat-396	513	15	creation	creation	NOUN
easat-396	513	16	in	in	ADP
easat-396	513	17	b	b	NOUN
easat-396	513	18	-	-	PUNCT
easat-396	513	19	to	to	ADP
easat-396	513	20	-	-	PUNCT
easat-396	513	21	b	b	NOUN
easat-396	513	22	environments	environment	NOUN
easat-396	513	23	,	,	PUNCT
easat-396	513	24	"	"	PUNCT
easat-396	513	25	journal	journal	NOUN
easat-396	513	26	of	of	ADP
easat-396	513	27	business	business	PROPN
easat-396	513	28	&	&	CCONJ
easat-396	513	29	industrial	industrial	ADJ
easat-396	513	30	marketing	marketing	NOUN
easat-396	513	31	,	,	PUNCT
easat-396	513	32	vol	vol	NOUN
easat-396	513	33	.	.	PROPN
easat-396	513	34	35	35	NUM
easat-396	513	35	,	,	PUNCT
easat-396	513	36	no	no	INTJ
easat-396	513	37	.	.	NOUN
easat-396	513	38	7	7	NUM
easat-396	513	39	,	,	PUNCT
easat-396	513	40	pp	pp	ADJ
easat-396	513	41	.	.	PUNCT
easat-396	514	1	1251	1251	NUM
easat-396	514	2	-	-	SYM
easat-396	514	3	1271	1271	NUM
easat-396	514	4	,	,	PUNCT
easat-396	514	5	2020	2020	NUM
easat-396	514	6	.	.	PUNCT
easat-396	515	1	[	[	X
easat-396	515	2	47	47	NUM
easat-396	515	3	]	]	PUNCT
easat-396	515	4	m.	m.	NOUN
easat-396	515	5	imran	imran	PROPN
easat-396	515	6	,	,	PUNCT
easat-396	515	7	a.	a.	NOUN
easat-396	515	8	raziq	raziq	NOUN
easat-396	515	9	,	,	PUNCT
easat-396	515	10	h.	h.	PROPN
easat-396	515	11	m.	m.	PROPN
easat-396	515	12	n.	n.	PROPN
easat-396	515	13	saleem	saleem	PROPN
easat-396	515	14	,	,	PUNCT
easat-396	515	15	and	and	CCONJ
easat-396	515	16	m.	m.	NOUN
easat-396	515	17	khaliq	khaliq	ADV
easat-396	515	18	,	,	PUNCT
easat-396	515	19	"	"	PUNCT
easat-396	515	20	the	the	DET
easat-396	515	21	moderating	moderate	VERB
easat-396	515	22	effect	effect	NOUN
easat-396	515	23	of	of	ADP
easat-396	515	24	business	business	NOUN
easat-396	515	25	network	network	NOUN
easat-396	515	26	on	on	ADP
easat-396	515	27	the	the	DET
easat-396	515	28	relationship	relationship	NOUN
easat-396	515	29	between	between	ADP
easat-396	515	30	export	export	NOUN
easat-396	515	31	market	market	NOUN
easat-396	515	32	orientation	orientation	NOUN
easat-396	515	33	,	,	PUNCT
easat-396	515	34	total	total	ADJ
easat-396	515	35	quality	quality	NOUN
easat-396	515	36	management	management	NOUN
easat-396	515	37	and	and	CCONJ
easat-396	515	38	company	company	NOUN
easat-396	515	39	export	export	NOUN
easat-396	515	40	performance	performance	NOUN
easat-396	515	41	:	:	PUNCT
easat-396	515	42	evidence	evidence	NOUN
easat-396	515	43	from	from	ADP
easat-396	515	44	furniture	furniture	NOUN
easat-396	515	45	industry	industry	NOUN
easat-396	515	46	of	of	ADP
easat-396	515	47	pakistan	pakistan	PROPN
easat-396	515	48	,	,	PUNCT
easat-396	515	49	"	"	PUNCT
easat-396	515	50	south	south	ADJ
easat-396	515	51	asian	asian	ADJ
easat-396	515	52	journal	journal	NOUN
easat-396	515	53	of	of	ADP
easat-396	515	54	management	management	NOUN
easat-396	515	55	,	,	PUNCT
easat-396	515	56	vol	vol	NOUN
easat-396	515	57	.	.	PROPN
easat-396	515	58	14	14	NUM
easat-396	515	59	,	,	PUNCT
easat-396	515	60	no	no	INTJ
easat-396	515	61	.	.	NOUN
easat-396	515	62	1	1	NUM
easat-396	515	63	,	,	PUNCT
easat-396	515	64	pp	pp	ADJ
easat-396	515	65	.	.	PUNCT
easat-396	516	1	43	43	NUM
easat-396	516	2	-	-	SYM
easat-396	516	3	60	60	NUM
easat-396	516	4	,	,	PUNCT
easat-396	516	5	2020	2020	NUM
easat-396	516	6	.	.	PUNCT
easat-396	517	1	https://doi.org/10.21621/sajms.2020141.03	https://doi.org/10.21621/sajms.2020141.03	PROPN
easat-396	517	2	[	[	X
easat-396	517	3	48	48	NUM
easat-396	517	4	]	]	X
easat-396	517	5	d.	d.	PROPN
easat-396	517	6	v.	v.	PROPN
easat-396	517	7	tran	tran	PROPN
easat-396	517	8	,	,	PUNCT
easat-396	517	9	m.	m.	PROPN
easat-396	517	10	k.	k.	PROPN
easat-396	517	11	hassan	hassan	PROPN
easat-396	517	12	,	,	PUNCT
easat-396	517	13	a.	a.	PROPN
easat-396	517	14	w.	w.	PROPN
easat-396	517	15	alam	alam	PROPN
easat-396	517	16	,	,	PUNCT
easat-396	517	17	and	and	CCONJ
easat-396	517	18	n.	n.	PROPN
easat-396	517	19	dau	dau	NOUN
easat-396	517	20	,	,	PUNCT
easat-396	517	21	"	"	PUNCT
easat-396	517	22	banks	bank	NOUN
easat-396	517	23	’	'	PUNCT
easat-396	517	24	financial	financial	ADJ
easat-396	517	25	soundness	soundness	NOUN
easat-396	517	26	during	during	ADP
easat-396	517	27	the	the	DET
easat-396	517	28	covid-19	covid-19	PROPN
easat-396	517	29	pandemic	pandemic	NOUN
easat-396	517	30	,	,	PUNCT
easat-396	517	31	"	"	PUNCT
easat-396	517	32	journal	journal	NOUN
easat-396	517	33	of	of	ADP
easat-396	517	34	economics	economic	NOUN
easat-396	517	35	and	and	CCONJ
easat-396	517	36	finance	finance	NOUN
easat-396	517	37	,	,	PUNCT
easat-396	517	38	vol	vol	NOUN
easat-396	517	39	.	.	PROPN
easat-396	518	1	46	46	NUM
easat-396	518	2	,	,	PUNCT
easat-396	518	3	no	no	INTJ
easat-396	518	4	.	.	NOUN
easat-396	518	5	4	4	NUM
easat-396	518	6	,	,	PUNCT
easat-396	518	7	pp	pp	ADJ
easat-396	518	8	.	.	PUNCT
easat-396	519	1	713	713	NUM
easat-396	519	2	-	-	PUNCT
easat-396	519	3	735	735	NUM
easat-396	519	4	,	,	PUNCT
easat-396	519	5	2022	2022	NUM
easat-396	519	6	.	.	PUNCT
easat-396	520	1	https://doi.org/10.2139/ssrn.4030175	https://doi.org/10.2139/ssrn.4030175	PUNCT
easat-396	521	1	[	[	X
easat-396	521	2	49	49	NUM
easat-396	521	3	]	]	PUNCT
easat-396	521	4	t.	t.	PROPN
easat-396	521	5	t.	t.	PROPN
easat-396	521	6	h.	h.	PROPN
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easat-396	521	8	,	,	PUNCT
easat-396	521	9	t.	t.	PROPN
easat-396	521	10	p.	p.	PROPN
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easat-396	521	12	,	,	PUNCT
easat-396	521	13	and	and	CCONJ
easat-396	521	14	n.	n.	PROPN
easat-396	521	15	t.	t.	PROPN
easat-396	521	16	tran	tran	PROPN
easat-396	521	17	,	,	PUNCT
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easat-396	521	19	of	of	ADP
easat-396	521	20	financial	financial	ADJ
easat-396	521	21	development	development	NOUN
easat-396	521	22	on	on	ADP
easat-396	521	23	vietnamese	vietnamese	ADJ
easat-396	521	24	commercial	commercial	ADJ
easat-396	521	25	banks	bank	NOUN
easat-396	521	26	’	’	PART
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easat-396	521	28	mechanisms	mechanism	NOUN
easat-396	521	29	of	of	ADP
easat-396	521	30	monetary	monetary	ADJ
easat-396	521	31	policy	policy	NOUN
easat-396	521	32	pass	pass	NOUN
easat-396	521	33	-	-	PUNCT
easat-396	521	34	through	through	NOUN
easat-396	521	35	:	:	PUNCT
easat-396	521	36	bayesian	bayesian	NOUN
easat-396	521	37	analysis	analysis	NOUN
easat-396	521	38	.	.	PUNCT
easat-396	522	1	in	in	ADP
easat-396	522	2	optimal	optimal	ADJ
easat-396	522	3	transport	transport	NOUN
easat-396	522	4	statistics	statistic	NOUN
easat-396	522	5	for	for	ADP
easat-396	522	6	economics	economic	NOUN
easat-396	522	7	and	and	CCONJ
easat-396	522	8	related	related	ADJ
easat-396	522	9	topics	topic	NOUN
easat-396	522	10	.	.	PUNCT
easat-396	523	1	cham	cham	PROPN
easat-396	523	2	,	,	PUNCT
easat-396	523	3	switzerland	switzerland	PROPN
easat-396	523	4	:	:	PUNCT
easat-396	523	5	springer	springer	NOUN
easat-396	523	6	nature	nature	NOUN
easat-396	523	7	,	,	PUNCT
easat-396	523	8	2023	2023	NUM
easat-396	523	9	.	.	PUNCT
easat-396	524	1	[	[	X
easat-396	524	2	50	50	NUM
easat-396	524	3	]	]	PUNCT
easat-396	524	4	e.	e.	PROPN
easat-396	524	5	joachimsthaler	joachimsthaler	PROPN
easat-396	524	6	and	and	CCONJ
easat-396	524	7	d.	d.	PROPN
easat-396	524	8	a.	a.	PROPN
easat-396	524	9	aaker	aaker	PROPN
easat-396	524	10	,	,	PUNCT
easat-396	524	11	brand	brand	NOUN
easat-396	524	12	leadership	leadership	NOUN
easat-396	524	13	:	:	PUNCT
easat-396	524	14	building	build	VERB
easat-396	524	15	assets	asset	NOUN
easat-396	524	16	in	in	ADP
easat-396	524	17	an	an	DET
easat-396	524	18	information	information	NOUN
easat-396	524	19	economy	economy	NOUN
easat-396	524	20	.	.	PUNCT
easat-396	525	1	newyork	newyork	PROPN
easat-396	525	2	:	:	PUNCT
easat-396	525	3	simon	simon	PROPN
easat-396	525	4	and	and	CCONJ
easat-396	525	5	schuster	schuster	PROPN
easat-396	525	6	,	,	PUNCT
easat-396	525	7	2009	2009	NUM
easat-396	525	8	.	.	PUNCT
easat-396	526	1	https://doi.org/10.1016/j.ijhm.2021.102943	https://doi.org/10.1016/j.ijhm.2021.102943	PROPN
easat-396	526	2	https://doi.org/10.17705/1jais.00449	https://doi.org/10.17705/1jais.00449	PROPN
easat-396	526	3	https://doi.org/10.18488/journal.1.2020.108.450.457	https://doi.org/10.18488/journal.1.2020.108.450.457	NOUN
easat-396	526	4	https://doi.org/10.1108/bfj-06-2016-0295	https://doi.org/10.1108/bfj-06-2016-0295	NOUN
easat-396	526	5	https://doi.org/10.1108/02635570610666403	https://doi.org/10.1108/02635570610666403	NOUN
easat-396	526	6	https://doi.org/10.1016/j.techsoc.2019.101151	https://doi.org/10.1016/j.techsoc.2019.101151	PROPN
easat-396	526	7	https://doi.org/10.1109/access.2019.2960412	https://doi.org/10.1109/access.2019.2960412	PROPN
easat-396	526	8	https://doi.org/10.2139/ssrn.2725035	https://doi.org/10.2139/ssrn.2725035	NOUN
easat-396	526	9	https://doi.org/10.1016/j.chb.2016.06.007	https://doi.org/10.1016/j.chb.2016.06.007	PROPN
easat-396	526	10	https://doi.org/10.31410/balkans.jetss.2020.3.2.96-111	https://doi.org/10.31410/balkans.jetss.2020.3.2.96-111	ADJ
easat-396	526	11	https://doi.org/10.1016/j.techfore.2017.12.015	https://doi.org/10.1016/j.techfore.2017.12.015	PROPN
easat-396	526	12	https://doi.org/10.1016/j.jretconser.2017.08.026	https://doi.org/10.1016/j.jretconser.2017.08.026	PROPN
easat-396	526	13	https://doi.org/10.1080/07448481.2019.1580712	https://doi.org/10.1080/07448481.2019.1580712	PROPN
easat-396	526	14	https://doi.org/10.1016/j.clscn.2022.100049	https://doi.org/10.1016/j.clscn.2022.100049	PROPN
easat-396	526	15	https://doi.org/10.21621/sajms.2020141.03	https://doi.org/10.21621/sajms.2020141.03	PROPN
easat-396	526	16	https://doi.org/10.2139/ssrn.4030175	https://doi.org/10.2139/ssrn.4030175	NOUN
easat-396	526	17	152	152	NUM
easat-396	526	18	edelweiss	edelweiss	PROPN
easat-396	526	19	applied	apply	VERB
easat-396	526	20	science	science	NOUN
easat-396	526	21	and	and	CCONJ
easat-396	526	22	technology	technology	NOUN
easat-396	526	23	issn	issn	PROPN
easat-396	526	24	:	:	PUNCT
easat-396	526	25	2576	2576	NUM
easat-396	526	26	-	-	SYM
easat-396	526	27	8484	8484	NUM
easat-396	526	28	vol	vol	NOUN
easat-396	526	29	.	.	PROPN
easat-396	527	1	7	7	NUM
easat-396	527	2	,	,	PUNCT
easat-396	527	3	no	no	INTJ
easat-396	527	4	.	.	NOUN
easat-396	527	5	2	2	NUM
easat-396	527	6	:	:	SYM
easat-396	527	7	136	136	NUM
easat-396	527	8	-	-	SYM
easat-396	527	9	153	153	NUM
easat-396	527	10	,	,	PUNCT
easat-396	527	11	2023	2023	NUM
easat-396	527	12	doi	doi	NOUN
easat-396	527	13	:	:	PUNCT
easat-396	527	14	10.55214/25768484.v7i2.396	10.55214/25768484.v7i2.396	NUM
easat-396	527	15	©	©	PROPN
easat-396	527	16	2023	2023	NUM
easat-396	527	17	by	by	ADP
easat-396	527	18	the	the	DET
easat-396	527	19	authors	author	NOUN
easat-396	527	20	;	;	PUNCT
easat-396	527	21	licensee	licensee	PROPN
easat-396	527	22	learning	learning	NOUN
easat-396	527	23	gate	gate	NOUN
easat-396	528	1	[	[	X
easat-396	528	2	51	51	NUM
easat-396	528	3	]	]	PUNCT
easat-396	528	4	k.	k.	PROPN
easat-396	528	5	chatterjee	chatterjee	PROPN
easat-396	528	6	et	et	PROPN
easat-396	528	7	al	al	PROPN
easat-396	528	8	.	.	PROPN
easat-396	528	9	,	,	PUNCT
easat-396	528	10	"	"	PUNCT
easat-396	528	11	inflammasome	inflammasome	VERB
easat-396	528	12	and	and	CCONJ
easat-396	528	13	α	α	NOUN
easat-396	528	14	-	-	PUNCT
easat-396	528	15	synuclein	synuclein	NOUN
easat-396	528	16	in	in	ADP
easat-396	528	17	parkinson	parkinson	NOUN
easat-396	528	18	's	's	PART
easat-396	528	19	disease	disease	NOUN
easat-396	528	20	:	:	PUNCT
easat-396	528	21	a	a	DET
easat-396	528	22	cross	cross	ADJ
easat-396	528	23	-	-	ADJ
easat-396	528	24	sectional	sectional	ADJ
easat-396	528	25	study	study	NOUN
easat-396	528	26	,	,	PUNCT
easat-396	528	27	"	"	PUNCT
easat-396	528	28	journal	journal	NOUN
easat-396	528	29	of	of	ADP
easat-396	528	30	neuroimmunology	neuroimmunology	NOUN
easat-396	528	31	,	,	PUNCT
easat-396	528	32	vol	vol	NOUN
easat-396	528	33	.	.	PROPN
easat-396	528	34	338	338	NUM
easat-396	528	35	,	,	PUNCT
easat-396	528	36	p.	p.	NOUN
easat-396	528	37	577089	577089	NUM
easat-396	528	38	,	,	PUNCT
easat-396	528	39	2020	2020	NUM
easat-396	528	40	.	.	PUNCT
easat-396	529	1	https://doi.org/10.1016/j.jneuroim.2019.577089	https://doi.org/10.1016/j.jneuroim.2019.577089	NOUN
easat-396	529	2	[	[	X
easat-396	529	3	52	52	NUM
easat-396	529	4	]	]	X
easat-396	529	5	o.	o.	PROPN
easat-396	529	6	usman	usman	PROPN
easat-396	529	7	and	and	CCONJ
easat-396	529	8	y.	y.	PROPN
easat-396	529	9	aryani	aryani	PROPN
easat-396	529	10	,	,	PUNCT
easat-396	529	11	"	"	PUNCT
easat-396	529	12	the	the	DET
easat-396	529	13	effect	effect	NOUN
easat-396	529	14	of	of	ADP
easat-396	529	15	brand	brand	NOUN
easat-396	529	16	ambassador	ambassador	NOUN
easat-396	529	17	,	,	PUNCT
easat-396	529	18	brand	brand	NOUN
easat-396	529	19	image	image	NOUN
easat-396	529	20	,	,	PUNCT
easat-396	529	21	product	product	NOUN
easat-396	529	22	quality	quality	NOUN
easat-396	529	23	,	,	PUNCT
easat-396	529	24	and	and	CCONJ
easat-396	529	25	price	price	NOUN
easat-396	529	26	on	on	ADP
easat-396	529	27	purchase	purchase	NOUN
easat-396	529	28	intention	intention	NOUN
easat-396	529	29	,	,	PUNCT
easat-396	529	30	"	"	PUNCT
easat-396	529	31	brand	brand	NOUN
easat-396	529	32	image	image	NOUN
easat-396	529	33	,	,	PUNCT
easat-396	529	34	product	product	NOUN
easat-396	529	35	quality	quality	NOUN
easat-396	529	36	,	,	PUNCT
easat-396	529	37	and	and	CCONJ
easat-396	529	38	price	price	NOUN
easat-396	529	39	on	on	ADP
easat-396	529	40	purchase	purchase	NOUN
easat-396	529	41	intention	intention	NOUN
easat-396	529	42	(	(	PUNCT
easat-396	529	43	december	december	PROPN
easat-396	529	44	31	31	NUM
easat-396	529	45	,	,	PUNCT
easat-396	529	46	2019	2019	NUM
easat-396	529	47	)	)	PUNCT
easat-396	529	48	,	,	PUNCT
easat-396	529	49	2019	2019	NUM
easat-396	529	50	.	.	PUNCT
easat-396	530	1	http://dx.doi.org/10.2139/ssrn.3511672	http://dx.doi.org/10.2139/ssrn.3511672	X
easat-396	531	1	[	[	X
easat-396	531	2	53	53	NUM
easat-396	531	3	]	]	PUNCT
easat-396	531	4	a.	a.	NOUN
easat-396	531	5	m.	m.	NOUN
easat-396	531	6	díaz	díaz	PROPN
easat-396	531	7	-	-	PUNCT
easat-396	531	8	martín	martín	NOUN
easat-396	531	9	and	and	CCONJ
easat-396	531	10	o.	o.	PROPN
easat-396	531	11	iglesias	iglesias	PROPN
easat-396	531	12	,	,	PUNCT
easat-396	531	13	"	"	PUNCT
easat-396	531	14	the	the	DET
easat-396	531	15	role	role	NOUN
easat-396	531	16	of	of	ADP
easat-396	531	17	experiential	experiential	ADJ
easat-396	531	18	marketing	marketing	NOUN
easat-396	531	19	and	and	CCONJ
easat-396	531	20	customer	customer	NOUN
easat-396	531	21	-	-	PUNCT
easat-396	531	22	brand	brand	NOUN
easat-396	531	23	identification	identification	NOUN
easat-396	531	24	on	on	ADP
easat-396	531	25	brand	brand	NOUN
easat-396	531	26	loyalty	loyalty	NOUN
easat-396	531	27	,	,	PUNCT
easat-396	531	28	"	"	PUNCT
easat-396	531	29	journal	journal	NOUN
easat-396	531	30	of	of	ADP
easat-396	531	31	brand	brand	PROPN
easat-396	531	32	management	management	NOUN
easat-396	531	33	,	,	PUNCT
easat-396	531	34	vol	vol	NOUN
easat-396	531	35	.	.	PROPN
easat-396	531	36	26	26	NUM
easat-396	531	37	,	,	PUNCT
easat-396	531	38	no	no	INTJ
easat-396	531	39	.	.	NOUN
easat-396	531	40	6	6	NUM
easat-396	531	41	,	,	PUNCT
easat-396	531	42	pp	pp	ADJ
easat-396	531	43	.	.	PUNCT
easat-396	532	1	659	659	NUM
easat-396	532	2	-	-	SYM
easat-396	532	3	673	673	NUM
easat-396	532	4	,	,	PUNCT
easat-396	532	5	2019	2019	NUM
easat-396	532	6	.	.	PUNCT
easat-396	533	1	[	[	X
easat-396	533	2	54	54	NUM
easat-396	533	3	]	]	X
easat-396	533	4	n.	n.	PROPN
easat-396	533	5	d.	d.	PROPN
easat-396	533	6	thanh	thanh	PROPN
easat-396	533	7	,	,	PUNCT
easat-396	533	8	"	"	PUNCT
easat-396	533	9	structural	structural	ADJ
easat-396	533	10	model	model	NOUN
easat-396	533	11	for	for	ADP
easat-396	533	12	adoption	adoption	NOUN
easat-396	533	13	and	and	CCONJ
easat-396	533	14	usage	usage	NOUN
easat-396	533	15	of	of	ADP
easat-396	533	16	e	e	NOUN
easat-396	533	17	-	-	NOUN
easat-396	533	18	banking	banking	NOUN
easat-396	533	19	in	in	ADP
easat-396	533	20	vietnam	vietnam	PROPN
easat-396	533	21	,	,	PUNCT
easat-396	533	22	"	"	PUNCT
easat-396	533	23	journal	journal	NOUN
easat-396	533	24	of	of	ADP
easat-396	533	25	economic	economic	ADJ
easat-396	533	26	development	development	NOUN
easat-396	533	27	,	,	PUNCT
easat-396	533	28	2014	2014	NUM
easat-396	533	29	.	.	PUNCT
easat-396	534	1	http://doi.org/10.24311/jed/2014.220.06	http://doi.org/10.24311/jed/2014.220.06	PROPN
easat-396	534	2	[	[	X
easat-396	534	3	55	55	NUM
easat-396	534	4	]	]	PUNCT
easat-396	534	5	m.	m.	NOUN
easat-396	534	6	amin	amin	PROPN
easat-396	534	7	and	and	CCONJ
easat-396	534	8	m.	m.	PROPN
easat-396	534	9	khairil	khairil	PROPN
easat-396	534	10	,	,	PUNCT
easat-396	534	11	"	"	PUNCT
easat-396	534	12	determinants	determinant	NOUN
easat-396	534	13	of	of	ADP
easat-396	534	14	technology	technology	NOUN
easat-396	534	15	acceptance	acceptance	NOUN
easat-396	534	16	in	in	ADP
easat-396	534	17	the	the	DET
easat-396	534	18	adoption	adoption	NOUN
easat-396	534	19	of	of	ADP
easat-396	534	20	e	e	NOUN
easat-396	534	21	-	-	NOUN
easat-396	534	22	commerce	commerce	NOUN
easat-396	534	23	:	:	PUNCT
easat-396	534	24	an	an	DET
easat-396	534	25	empirical	empirical	ADJ
easat-396	534	26	study	study	NOUN
easat-396	534	27	in	in	ADP
easat-396	534	28	malaysia	malaysia	PROPN
easat-396	534	29	,	,	PUNCT
easat-396	534	30	"	"	PUNCT
easat-396	534	31	international	international	ADJ
easat-396	534	32	journal	journal	NOUN
easat-396	534	33	of	of	ADP
easat-396	534	34	technology	technology	NOUN
easat-396	534	35	diffusion	diffusion	NOUN
easat-396	534	36	,	,	PUNCT
easat-396	534	37	vol	vol	NOUN
easat-396	534	38	.	.	PROPN
easat-396	534	39	9	9	NUM
easat-396	534	40	,	,	PUNCT
easat-396	534	41	no	no	INTJ
easat-396	534	42	.	.	NOUN
easat-396	534	43	3	3	NUM
easat-396	534	44	,	,	PUNCT
easat-396	534	45	pp	pp	ADJ
easat-396	534	46	.	.	PUNCT
easat-396	535	1	1	1	NUM
easat-396	535	2	-	-	SYM
easat-396	535	3	17	17	NUM
easat-396	535	4	,	,	PUNCT
easat-396	535	5	2018	2018	NUM
easat-396	535	6	.	.	PUNCT
easat-396	536	1	[	[	X
easat-396	536	2	56	56	NUM
easat-396	536	3	]	]	PUNCT
easat-396	536	4	j.	j.	PROPN
easat-396	536	5	k.	k.	PROPN
easat-396	536	6	hsieh	hsieh	PROPN
easat-396	536	7	,	,	PUNCT
easat-396	536	8	a.	a.	PROPN
easat-396	536	9	rai	rai	PROPN
easat-396	536	10	,	,	PUNCT
easat-396	536	11	and	and	CCONJ
easat-396	536	12	m.	m.	PROPN
easat-396	536	13	keil	keil	PROPN
easat-396	536	14	,	,	PUNCT
easat-396	536	15	"	"	PUNCT
easat-396	536	16	understanding	understand	VERB
easat-396	536	17	digital	digital	ADJ
easat-396	536	18	transformation	transformation	NOUN
easat-396	536	19	:	:	PUNCT
easat-396	536	20	a	a	DET
easat-396	536	21	review	review	NOUN
easat-396	536	22	and	and	CCONJ
easat-396	536	23	a	a	DET
easat-396	536	24	research	research	NOUN
easat-396	536	25	agenda	agenda	NOUN
easat-396	536	26	,	,	PUNCT
easat-396	536	27	"	"	PUNCT
easat-396	536	28	journal	journal	NOUN
easat-396	536	29	of	of	ADP
easat-396	536	30	information	information	NOUN
easat-396	536	31	technology	technology	NOUN
easat-396	536	32	,	,	PUNCT
easat-396	536	33	vol	vol	NOUN
easat-396	536	34	.	.	PROPN
easat-396	537	1	33	33	NUM
easat-396	537	2	,	,	PUNCT
easat-396	537	3	no	no	INTJ
easat-396	537	4	.	.	NOUN
easat-396	537	5	2	2	NUM
easat-396	537	6	,	,	PUNCT
easat-396	537	7	pp	pp	ADJ
easat-396	537	8	.	.	PUNCT
easat-396	538	1	129	129	NUM
easat-396	538	2	-	-	SYM
easat-396	538	3	156	156	NUM
easat-396	538	4	,	,	PUNCT
easat-396	538	5	2018	2018	NUM
easat-396	538	6	.	.	PUNCT
easat-396	539	1	[	[	X
easat-396	539	2	57	57	NUM
easat-396	539	3	]	]	PUNCT
easat-396	539	4	v.	v.	ADP
easat-396	539	5	venkatesh	venkatesh	PROPN
easat-396	539	6	and	and	CCONJ
easat-396	539	7	h.	h.	PROPN
easat-396	539	8	bala	bala	PROPN
easat-396	539	9	,	,	PUNCT
easat-396	539	10	"	"	PUNCT
easat-396	539	11	technology	technology	NOUN
easat-396	539	12	acceptance	acceptance	NOUN
easat-396	539	13	model	model	NOUN
easat-396	539	14	3	3	NUM
easat-396	539	15	and	and	CCONJ
easat-396	539	16	a	a	DET
easat-396	539	17	research	research	NOUN
easat-396	539	18	agenda	agenda	NOUN
easat-396	539	19	on	on	ADP
easat-396	539	20	interventions	intervention	NOUN
easat-396	539	21	,	,	PUNCT
easat-396	539	22	"	"	PUNCT
easat-396	539	23	decision	decision	NOUN
easat-396	539	24	sciences	science	NOUN
easat-396	539	25	,	,	PUNCT
easat-396	539	26	vol	vol	NOUN
easat-396	539	27	.	.	PROPN
easat-396	539	28	39	39	NUM
easat-396	539	29	,	,	PUNCT
easat-396	539	30	no	no	INTJ
easat-396	539	31	.	.	NOUN
easat-396	539	32	2	2	NUM
easat-396	539	33	,	,	PUNCT
easat-396	539	34	pp	pp	ADJ
easat-396	539	35	.	.	PUNCT
easat-396	540	1	273	273	NUM
easat-396	540	2	-	-	SYM
easat-396	540	3	315	315	NUM
easat-396	540	4	,	,	PUNCT
easat-396	540	5	2008	2008	NUM
easat-396	540	6	.	.	PUNCT
easat-396	541	1	https://doi.org/10.1111/j.1540-5915.2008.00192.x	https://doi.org/10.1111/j.1540-5915.2008.00192.x	PROPN
easat-396	542	1	[	[	X
easat-396	542	2	58	58	NUM
easat-396	542	3	]	]	X
easat-396	542	4	o.	o.	PROPN
easat-396	542	5	giandi	giandi	PROPN
easat-396	542	6	,	,	PUNCT
easat-396	542	7	i.	i.	PROPN
easat-396	542	8	irawan	irawan	PROPN
easat-396	542	9	,	,	PUNCT
easat-396	542	10	and	and	CCONJ
easat-396	542	11	r.	r.	PROPN
easat-396	542	12	ambarwati	ambarwati	PROPN
easat-396	542	13	,	,	PUNCT
easat-396	542	14	"	"	PUNCT
easat-396	542	15	determinants	determinant	NOUN
easat-396	542	16	of	of	ADP
easat-396	542	17	behavior	behavior	NOUN
easat-396	542	18	intention	intention	NOUN
easat-396	542	19	and	and	CCONJ
easat-396	542	20	use	use	VERB
easat-396	542	21	behavior	behavior	NOUN
easat-396	542	22	among	among	ADP
easat-396	542	23	bukalapak	bukalapak	PROPN
easat-396	542	24	’s	’s	PART
easat-396	542	25	consumers	consumer	NOUN
easat-396	542	26	,	,	PUNCT
easat-396	542	27	"	"	PUNCT
easat-396	542	28	iptek	iptek	VERB
easat-396	542	29	the	the	DET
easat-396	542	30	journal	journal	NOUN
easat-396	542	31	for	for	ADP
easat-396	542	32	technology	technology	NOUN
easat-396	542	33	and	and	CCONJ
easat-396	542	34	science	science	NOUN
easat-396	542	35	,	,	PUNCT
easat-396	542	36	vol	vol	NOUN
easat-396	542	37	.	.	PROPN
easat-396	543	1	31	31	NUM
easat-396	543	2	,	,	PUNCT
easat-396	543	3	no	no	INTJ
easat-396	543	4	.	.	NOUN
easat-396	543	5	2	2	NUM
easat-396	543	6	,	,	PUNCT
easat-396	543	7	pp	pp	ADJ
easat-396	543	8	.	.	PUNCT
easat-396	544	1	158	158	NUM
easat-396	544	2	-	-	SYM
easat-396	544	3	168	168	NUM
easat-396	544	4	,	,	PUNCT
easat-396	544	5	2020	2020	NUM
easat-396	544	6	.	.	PUNCT
easat-396	545	1	[	[	X
easat-396	545	2	59	59	NUM
easat-396	545	3	]	]	PUNCT
easat-396	545	4	s.	s.	PROPN
easat-396	545	5	s.	s.	PROPN
easat-396	545	6	gaur	gaur	PROPN
easat-396	545	7	,	,	PUNCT
easat-396	545	8	"	"	PUNCT
easat-396	545	9	modeling	model	VERB
easat-396	545	10	the	the	DET
easat-396	545	11	intention	intention	NOUN
easat-396	545	12	to	to	PART
easat-396	545	13	choose	choose	VERB
easat-396	545	14	internet	internet	NOUN
easat-396	545	15	as	as	ADP
easat-396	545	16	a	a	DET
easat-396	545	17	shopping	shopping	NOUN
easat-396	545	18	medium	medium	NOUN
easat-396	545	19	:	:	PUNCT
easat-396	545	20	a	a	DET
easat-396	545	21	structural	structural	ADJ
easat-396	545	22	equation	equation	NOUN
easat-396	545	23	modeling	modeling	NOUN
easat-396	545	24	approach	approach	NOUN
easat-396	545	25	,	,	PUNCT
easat-396	545	26	"	"	PUNCT
easat-396	545	27	management	management	NOUN
easat-396	545	28	research	research	NOUN
easat-396	545	29	news	news	NOUN
easat-396	545	30	,	,	PUNCT
easat-396	545	31	vol	vol	NOUN
easat-396	545	32	.	.	PROPN
easat-396	545	33	29	29	NUM
easat-396	545	34	,	,	PUNCT
easat-396	545	35	no	no	INTJ
easat-396	545	36	.	.	NOUN
easat-396	545	37	6	6	NUM
easat-396	545	38	,	,	PUNCT
easat-396	545	39	pp	pp	ADJ
easat-396	545	40	.	.	PUNCT
easat-396	546	1	337	337	NUM
easat-396	546	2	-	-	SYM
easat-396	546	3	350	350	NUM
easat-396	546	4	,	,	PUNCT
easat-396	546	5	2006	2006	NUM
easat-396	546	6	.	.	PUNCT
easat-396	547	1	[	[	X
easat-396	547	2	60	60	NUM
easat-396	547	3	]	]	PUNCT
easat-396	547	4	j.	j.	PROPN
easat-396	547	5	gomes	gomes	PROPN
easat-396	547	6	,	,	PUNCT
easat-396	547	7	"	"	PUNCT
easat-396	547	8	customers	customer	NOUN
easat-396	547	9	'	'	PART
easat-396	547	10	online	online	ADJ
easat-396	547	11	shopping	shopping	NOUN
easat-396	547	12	acceptance	acceptance	NOUN
easat-396	547	13	in	in	ADP
easat-396	547	14	the	the	DET
easat-396	547	15	era	era	NOUN
easat-396	547	16	of	of	ADP
easat-396	547	17	e	e	NOUN
easat-396	547	18	-	-	NOUN
easat-396	547	19	marketing	marketing	NOUN
easat-396	547	20	:	:	PUNCT
easat-396	547	21	an	an	DET
easat-396	547	22	extension	extension	NOUN
easat-396	547	23	of	of	ADP
easat-396	547	24	the	the	DET
easat-396	547	25	utaut	utaut	PROPN
easat-396	547	26	model	model	NOUN
easat-396	547	27	,	,	PUNCT
easat-396	547	28	"	"	PUNCT
easat-396	547	29	international	international	ADJ
easat-396	547	30	journal	journal	NOUN
easat-396	547	31	of	of	ADP
easat-396	547	32	marketing	marketing	NOUN
easat-396	547	33	,	,	PUNCT
easat-396	547	34	vol	vol	NOUN
easat-396	547	35	.	.	PROPN
easat-396	547	36	3	3	NUM
easat-396	547	37	,	,	PUNCT
easat-396	547	38	no	no	INTJ
easat-396	547	39	.	.	NOUN
easat-396	547	40	1	1	NUM
easat-396	547	41	,	,	PUNCT
easat-396	547	42	pp	pp	ADJ
easat-396	547	43	.	.	PUNCT
easat-396	548	1	35	35	NUM
easat-396	548	2	-	-	SYM
easat-396	548	3	48	48	NUM
easat-396	548	4	,	,	PUNCT
easat-396	548	5	2011	2011	NUM
easat-396	548	6	.	.	PUNCT
easat-396	549	1	[	[	X
easat-396	549	2	61	61	NUM
easat-396	549	3	]	]	X
easat-396	549	4	g.	g.	PROPN
easat-396	549	5	migliore	migliore	PROPN
easat-396	549	6	,	,	PUNCT
easat-396	549	7	r.	r.	PROPN
easat-396	549	8	wagner	wagner	PROPN
easat-396	549	9	,	,	PUNCT
easat-396	549	10	f.	f.	PROPN
easat-396	549	11	s.	s.	PROPN
easat-396	549	12	cechella	cechella	PROPN
easat-396	549	13	,	,	PUNCT
easat-396	549	14	and	and	CCONJ
easat-396	549	15	f.	f.	PROPN
easat-396	549	16	liébana	liébana	PROPN
easat-396	549	17	-	-	PUNCT
easat-396	549	18	cabanillas	cabanilla	NOUN
easat-396	549	19	,	,	PUNCT
easat-396	549	20	"	"	PUNCT
easat-396	549	21	antecedents	antecedent	NOUN
easat-396	549	22	to	to	ADP
easat-396	549	23	the	the	DET
easat-396	549	24	adoption	adoption	NOUN
easat-396	549	25	of	of	ADP
easat-396	549	26	mobile	mobile	ADJ
easat-396	549	27	payment	payment	NOUN
easat-396	549	28	in	in	ADP
easat-396	549	29	china	china	PROPN
easat-396	549	30	and	and	CCONJ
easat-396	549	31	italy	italy	PROPN
easat-396	549	32	:	:	PUNCT
easat-396	549	33	an	an	DET
easat-396	549	34	integration	integration	NOUN
easat-396	549	35	of	of	ADP
easat-396	549	36	utaut2	utaut2	NOUN
easat-396	549	37	and	and	CCONJ
easat-396	549	38	innovation	innovation	NOUN
easat-396	549	39	resistance	resistance	NOUN
easat-396	549	40	theory	theory	NOUN
easat-396	549	41	,	,	PUNCT
easat-396	549	42	"	"	PUNCT
easat-396	549	43	information	information	NOUN
easat-396	549	44	systems	system	NOUN
easat-396	549	45	frontiers	frontier	NOUN
easat-396	549	46	,	,	PUNCT
easat-396	549	47	vol	vol	NOUN
easat-396	549	48	.	.	PROPN
easat-396	549	49	24	24	NUM
easat-396	549	50	,	,	PUNCT
easat-396	549	51	no	no	INTJ
easat-396	549	52	.	.	NOUN
easat-396	549	53	6	6	NUM
easat-396	549	54	,	,	PUNCT
easat-396	549	55	pp	pp	ADJ
easat-396	549	56	.	.	PUNCT
easat-396	549	57	2099	2099	NUM
easat-396	549	58	-	-	SYM
easat-396	549	59	2122	2122	NUM
easat-396	549	60	,	,	PUNCT
easat-396	549	61	2022	2022	NUM
easat-396	549	62	.	.	PUNCT
easat-396	549	63	https://doi.org/10.1007/s10796-021-10237-2	https://doi.org/10.1007/s10796-021-10237-2	NUM
easat-396	550	1	[	[	X
easat-396	550	2	62	62	NUM
easat-396	550	3	]	]	PUNCT
easat-396	550	4	q.	q.	PROPN
easat-396	550	5	n.	n.	PROPN
easat-396	550	6	huy	huy	PROPN
easat-396	550	7	and	and	CCONJ
easat-396	550	8	d.	d.	PROPN
easat-396	550	9	k.	k.	PROPN
easat-396	550	10	maduku	maduku	PROPN
easat-396	550	11	,	,	PUNCT
easat-396	550	12	"	"	PUNCT
easat-396	550	13	examining	examine	VERB
easat-396	550	14	the	the	DET
easat-396	550	15	impact	impact	NOUN
easat-396	550	16	of	of	ADP
easat-396	550	17	technological	technological	ADJ
easat-396	550	18	factors	factor	NOUN
easat-396	550	19	on	on	ADP
easat-396	550	20	e	e	NOUN
easat-396	550	21	-	-	NOUN
easat-396	550	22	commerce	commerce	NOUN
easat-396	550	23	adoption	adoption	NOUN
easat-396	550	24	:	:	PUNCT
easat-396	550	25	evidence	evidence	NOUN
easat-396	550	26	from	from	ADP
easat-396	550	27	small	small	ADJ
easat-396	550	28	and	and	CCONJ
easat-396	550	29	medium	medium	ADJ
easat-396	550	30	-	-	PUNCT
easat-396	550	31	sized	sized	ADJ
easat-396	550	32	enterprises	enterprise	NOUN
easat-396	550	33	in	in	ADP
easat-396	550	34	vietnam	vietnam	PROPN
easat-396	550	35	,	,	PUNCT
easat-396	550	36	"	"	PUNCT
easat-396	550	37	international	international	ADJ
easat-396	550	38	journal	journal	NOUN
easat-396	550	39	of	of	ADP
easat-396	550	40	information	information	NOUN
easat-396	550	41	management	management	NOUN
easat-396	550	42	,	,	PUNCT
easat-396	550	43	vol	vol	NOUN
easat-396	550	44	.	.	PROPN
easat-396	551	1	50	50	NUM
easat-396	551	2	,	,	PUNCT
easat-396	551	3	pp	pp	ADJ
easat-396	551	4	.	.	PUNCT
easat-396	552	1	392	392	NUM
easat-396	552	2	-	-	SYM
easat-396	552	3	403	403	NUM
easat-396	552	4	,	,	PUNCT
easat-396	552	5	2020	2020	NUM
easat-396	552	6	.	.	PUNCT
easat-396	553	1	[	[	X
easat-396	553	2	63	63	NUM
easat-396	553	3	]	]	PUNCT
easat-396	553	4	h.	h.	PROPN
easat-396	553	5	liang	liang	PROPN
easat-396	553	6	and	and	CCONJ
easat-396	553	7	y.	y.	PROPN
easat-396	553	8	xue	xue	PROPN
easat-396	553	9	,	,	PUNCT
easat-396	553	10	"	"	PUNCT
easat-396	553	11	understanding	understand	VERB
easat-396	553	12	customers	customer	NOUN
easat-396	553	13	'	'	PART
easat-396	553	14	acceptance	acceptance	NOUN
easat-396	553	15	of	of	ADP
easat-396	553	16	online	online	ADJ
easat-396	553	17	chatbots	chatbot	NOUN
easat-396	553	18	:	:	PUNCT
easat-396	553	19	an	an	DET
easat-396	553	20	extended	extended	ADJ
easat-396	553	21	expectationconfirmation	expectationconfirmation	NOUN
easat-396	553	22	model	model	NOUN
easat-396	553	23	,	,	PUNCT
easat-396	553	24	"	"	PUNCT
easat-396	553	25	international	international	ADJ
easat-396	553	26	journal	journal	NOUN
easat-396	553	27	of	of	ADP
easat-396	553	28	human	human	ADJ
easat-396	553	29	-	-	PUNCT
easat-396	553	30	computer	computer	NOUN
easat-396	553	31	studies	study	NOUN
easat-396	553	32	,	,	PUNCT
easat-396	553	33	vol	vol	NOUN
easat-396	553	34	.	.	PROPN
easat-396	553	35	132	132	NUM
easat-396	553	36	,	,	PUNCT
easat-396	553	37	pp	pp	ADJ
easat-396	553	38	.	.	PUNCT
easat-396	554	1	23	23	NUM
easat-396	554	2	-	-	SYM
easat-396	554	3	33	33	NUM
easat-396	554	4	,	,	PUNCT
easat-396	554	5	2019	2019	NUM
easat-396	554	6	.	.	PUNCT
easat-396	555	1	[	[	X
easat-396	555	2	64	64	NUM
easat-396	555	3	]	]	PUNCT
easat-396	555	4	q.	q.	PROPN
easat-396	555	5	ngo	ngo	PROPN
easat-396	555	6	-	-	PUNCT
easat-396	555	7	hai	hai	PROPN
easat-396	555	8	,	,	PUNCT
easat-396	555	9	n.	n.	PROPN
easat-396	555	10	t.	t.	PROPN
easat-396	555	11	hoai	hoai	PROPN
easat-396	555	12	,	,	PUNCT
easat-396	555	13	and	and	CCONJ
easat-396	555	14	n.	n.	PROPN
easat-396	555	15	van	van	PROPN
easat-396	555	16	loi	loi	PROPN
easat-396	555	17	,	,	PUNCT
easat-396	555	18	"	"	PUNCT
easat-396	555	19	the	the	DET
easat-396	555	20	role	role	NOUN
easat-396	555	21	of	of	ADP
easat-396	555	22	emotional	emotional	ADJ
easat-396	555	23	experience	experience	NOUN
easat-396	555	24	and	and	CCONJ
easat-396	555	25	destination	destination	NOUN
easat-396	555	26	image	image	NOUN
easat-396	555	27	on	on	ADP
easat-396	555	28	ecotourism	ecotourism	NOUN
easat-396	555	29	satisfaction	satisfaction	NOUN
easat-396	555	30	,	,	PUNCT
easat-396	555	31	"	"	PUNCT
easat-396	555	32	spanish	spanish	ADJ
easat-396	555	33	journal	journal	NOUN
easat-396	555	34	of	of	ADP
easat-396	555	35	marketing	marketing	NOUN
easat-396	555	36	-	-	PUNCT
easat-396	555	37	esic	esic	ADJ
easat-396	555	38	,	,	PUNCT
easat-396	555	39	vol	vol	NOUN
easat-396	555	40	.	.	PROPN
easat-396	555	41	25	25	NUM
easat-396	555	42	,	,	PUNCT
easat-396	555	43	no	no	INTJ
easat-396	555	44	.	.	NOUN
easat-396	555	45	2	2	NUM
easat-396	555	46	,	,	PUNCT
easat-396	555	47	pp	pp	ADJ
easat-396	555	48	.	.	PUNCT
easat-396	556	1	312	312	NUM
easat-396	556	2	-	-	SYM
easat-396	556	3	332	332	NUM
easat-396	556	4	,	,	PUNCT
easat-396	556	5	2021	2021	NUM
easat-396	556	6	.	.	PUNCT
easat-396	557	1	[	[	X
easat-396	557	2	65	65	NUM
easat-396	557	3	]	]	X
easat-396	557	4	m.	m.	NOUN
easat-396	557	5	haenlein	haenlein	ADV
easat-396	557	6	and	and	CCONJ
easat-396	557	7	a.	a.	PROPN
easat-396	557	8	m.	m.	PROPN
easat-396	557	9	kaplan	kaplan	PROPN
easat-396	557	10	,	,	PUNCT
easat-396	557	11	"	"	PUNCT
easat-396	557	12	a	a	DET
easat-396	557	13	beginner	beginner	NOUN
easat-396	557	14	's	's	PART
easat-396	557	15	guide	guide	NOUN
easat-396	557	16	to	to	ADP
easat-396	557	17	partial	partial	ADJ
easat-396	557	18	least	least	ADJ
easat-396	557	19	squares	square	NOUN
easat-396	557	20	analysis	analysis	NOUN
easat-396	557	21	,	,	PUNCT
easat-396	557	22	"	"	PUNCT
easat-396	557	23	understanding	understand	VERB
easat-396	557	24	statistics	statistic	NOUN
easat-396	557	25	,	,	PUNCT
easat-396	557	26	vol	vol	NOUN
easat-396	557	27	.	.	PROPN
easat-396	558	1	3	3	NUM
easat-396	558	2	,	,	PUNCT
easat-396	558	3	no	no	INTJ
easat-396	558	4	.	.	NOUN
easat-396	558	5	4	4	NUM
easat-396	558	6	,	,	PUNCT
easat-396	558	7	pp	pp	ADJ
easat-396	558	8	.	.	PUNCT
easat-396	559	1	283	283	NUM
easat-396	559	2	-	-	SYM
easat-396	559	3	297	297	NUM
easat-396	559	4	,	,	PUNCT
easat-396	559	5	2004	2004	NUM
easat-396	559	6	.	.	PUNCT
easat-396	560	1	[	[	X
easat-396	560	2	66	66	NUM
easat-396	560	3	]	]	X
easat-396	560	4	n.	n.	PROPN
easat-396	560	5	fortes	fortes	PROPN
easat-396	560	6	and	and	CCONJ
easat-396	560	7	p.	p.	PROPN
easat-396	560	8	rita	rita	PROPN
easat-396	560	9	,	,	PUNCT
easat-396	560	10	"	"	PUNCT
easat-396	560	11	privacy	privacy	NOUN
easat-396	560	12	concerns	concern	NOUN
easat-396	560	13	and	and	CCONJ
easat-396	560	14	online	online	ADJ
easat-396	560	15	purchasing	purchase	VERB
easat-396	560	16	behaviour	behaviour	NOUN
easat-396	560	17	:	:	PUNCT
easat-396	560	18	towards	towards	ADP
easat-396	560	19	an	an	DET
easat-396	560	20	integrated	integrated	ADJ
easat-396	560	21	model	model	NOUN
easat-396	560	22	,	,	PUNCT
easat-396	560	23	"	"	PUNCT
easat-396	560	24	european	european	ADJ
easat-396	560	25	research	research	NOUN
easat-396	560	26	on	on	ADP
easat-396	560	27	management	management	NOUN
easat-396	560	28	and	and	CCONJ
easat-396	560	29	business	business	NOUN
easat-396	560	30	economics	economic	NOUN
easat-396	560	31	,	,	PUNCT
easat-396	560	32	vol	vol	NOUN
easat-396	560	33	.	.	PROPN
easat-396	560	34	22	22	NUM
easat-396	560	35	,	,	PUNCT
easat-396	560	36	no	no	INTJ
easat-396	560	37	.	.	NOUN
easat-396	560	38	3	3	NUM
easat-396	560	39	,	,	PUNCT
easat-396	560	40	pp	pp	ADJ
easat-396	560	41	.	.	PUNCT
easat-396	561	1	167	167	NUM
easat-396	561	2	-	-	SYM
easat-396	561	3	176	176	NUM
easat-396	561	4	,	,	PUNCT
easat-396	561	5	2016	2016	NUM
easat-396	561	6	.	.	PUNCT
easat-396	562	1	https://doi.org/10.1016/j.iedeen.2016.04.002	https://doi.org/10.1016/j.iedeen.2016.04.002	NOUN
easat-396	562	2	[	[	X
easat-396	562	3	67	67	NUM
easat-396	562	4	]	]	X
easat-396	562	5	h.	h.	PROPN
easat-396	562	6	ngo	ngo	PROPN
easat-396	562	7	,	,	PUNCT
easat-396	562	8	t.	t.	NOUN
easat-396	562	9	nguyen	nguyen	NOUN
easat-396	562	10	,	,	PUNCT
easat-396	562	11	and	and	CCONJ
easat-396	562	12	v.	v.	ADP
easat-396	562	13	nguyen	nguyen	NOUN
easat-396	562	14	,	,	PUNCT
easat-396	562	15	"	"	PUNCT
easat-396	562	16	investigating	investigate	VERB
easat-396	562	17	the	the	DET
easat-396	562	18	role	role	NOUN
easat-396	562	19	of	of	ADP
easat-396	562	20	user	user	NOUN
easat-396	562	21	experience	experience	NOUN
easat-396	562	22	in	in	ADP
easat-396	562	23	the	the	DET
easat-396	562	24	online	online	ADJ
easat-396	562	25	shopping	shopping	NOUN
easat-396	562	26	system	system	NOUN
easat-396	562	27	:	:	PUNCT
easat-396	562	28	an	an	DET
easat-396	562	29	extension	extension	NOUN
easat-396	562	30	of	of	ADP
easat-396	562	31	the	the	DET
easat-396	562	32	technology	technology	NOUN
easat-396	562	33	acceptance	acceptance	NOUN
easat-396	562	34	model	model	NOUN
easat-396	562	35	,	,	PUNCT
easat-396	562	36	"	"	PUNCT
easat-396	562	37	journal	journal	NOUN
easat-396	562	38	of	of	ADP
easat-396	562	39	theoretical	theoretical	ADJ
easat-396	562	40	and	and	CCONJ
easat-396	562	41	applied	apply	VERB
easat-396	562	42	information	information	NOUN
easat-396	562	43	technology	technology	NOUN
easat-396	562	44	,	,	PUNCT
easat-396	562	45	vol	vol	NOUN
easat-396	562	46	.	.	PROPN
easat-396	562	47	98	98	NUM
easat-396	562	48	,	,	PUNCT
easat-396	562	49	no	no	INTJ
easat-396	562	50	.	.	NOUN
easat-396	562	51	20	20	NUM
easat-396	562	52	,	,	PUNCT
easat-396	562	53	pp	pp	ADJ
easat-396	562	54	.	.	PUNCT
easat-396	563	1	3165	3165	NUM
easat-396	563	2	-	-	SYM
easat-396	563	3	3179	3179	NUM
easat-396	563	4	,	,	PUNCT
easat-396	563	5	2020	2020	NUM
easat-396	563	6	.	.	PUNCT
easat-396	564	1	[	[	X
easat-396	564	2	68	68	NUM
easat-396	564	3	]	]	X
easat-396	564	4	n.	n.	NOUN
easat-396	564	5	p.	p.	PROPN
easat-396	564	6	t.	t.	PROPN
easat-396	564	7	h.	h.	PROPN
easat-396	564	8	pham	pham	PROPN
easat-396	564	9	tien	tien	PROPN
easat-396	564	10	dat	dat	PROPN
easat-396	564	11	,	,	PUNCT
easat-396	564	12	"	"	PUNCT
easat-396	564	13	factors	factor	NOUN
easat-396	564	14	affecting	affect	VERB
easat-396	564	15	decision	decision	NOUN
easat-396	564	16	to	to	PART
easat-396	564	17	use	use	VERB
easat-396	564	18	e	e	NOUN
easat-396	564	19	-	-	ADJ
easat-396	564	20	banking	banking	ADJ
easat-396	564	21	services	service	NOUN
easat-396	564	22	:	:	PUNCT
easat-396	564	23	a	a	DET
easat-396	564	24	case	case	NOUN
easat-396	564	25	study	study	NOUN
easat-396	564	26	of	of	ADP
easat-396	564	27	vietnam	vietnam	PROPN
easat-396	564	28	commercial	commercial	ADJ
easat-396	564	29	banks	bank	NOUN
easat-396	564	30	during	during	ADP
easat-396	564	31	covid-19	covid-19	PROPN
easat-396	564	32	pandemic	pandemic	ADJ
easat-396	564	33	,	,	PUNCT
easat-396	564	34	"	"	PUNCT
easat-396	564	35	journal	journal	NOUN
easat-396	564	36	of	of	ADP
easat-396	564	37	hunan	hunan	PROPN
easat-396	564	38	university	university	PROPN
easat-396	564	39	natural	natural	ADJ
easat-396	564	40	sciences	sciences	PROPN
easat-396	564	41	,	,	PUNCT
easat-396	564	42	vol	vol	NOUN
easat-396	564	43	.	.	PROPN
easat-396	564	44	48	48	NUM
easat-396	564	45	,	,	PUNCT
easat-396	564	46	no	no	INTJ
easat-396	564	47	.	.	NOUN
easat-396	564	48	10	10	NUM
easat-396	564	49	,	,	PUNCT
easat-396	564	50	pp	pp	ADJ
easat-396	564	51	.	.	PUNCT
easat-396	565	1	1	1	NUM
easat-396	565	2	-	-	SYM
easat-396	565	3	11	11	NUM
easat-396	565	4	,	,	PUNCT
easat-396	565	5	2021	2021	NUM
easat-396	565	6	.	.	PUNCT
easat-396	566	1	[	[	X
easat-396	566	2	69	69	NUM
easat-396	566	3	]	]	PUNCT
easat-396	566	4	e.	e.	PROPN
easat-396	566	5	purwanto	purwanto	PROPN
easat-396	566	6	and	and	CCONJ
easat-396	566	7	j.	j.	PROPN
easat-396	566	8	loisa	loisa	PROPN
easat-396	566	9	,	,	PUNCT
easat-396	566	10	"	"	PUNCT
easat-396	566	11	the	the	DET
easat-396	566	12	intention	intention	NOUN
easat-396	566	13	and	and	CCONJ
easat-396	566	14	use	use	VERB
easat-396	566	15	behaviour	behaviour	NOUN
easat-396	566	16	of	of	ADP
easat-396	566	17	the	the	DET
easat-396	566	18	mobile	mobile	ADJ
easat-396	566	19	banking	banking	NOUN
easat-396	566	20	system	system	NOUN
easat-396	566	21	in	in	ADP
easat-396	566	22	indonesia	indonesia	PROPN
easat-396	566	23	:	:	PUNCT
easat-396	566	24	utaut	utaut	PROPN
easat-396	566	25	model	model	PROPN
easat-396	566	26	,	,	PUNCT
easat-396	566	27	"	"	PUNCT
easat-396	566	28	technology	technology	NOUN
easat-396	566	29	reports	report	NOUN
easat-396	566	30	of	of	ADP
easat-396	566	31	kansai	kansai	PROPN
easat-396	566	32	university	university	PROPN
easat-396	566	33	,	,	PUNCT
easat-396	566	34	vol	vol	NOUN
easat-396	566	35	.	.	PROPN
easat-396	566	36	62	62	NUM
easat-396	566	37	,	,	PUNCT
easat-396	566	38	no	no	INTJ
easat-396	566	39	.	.	NOUN
easat-396	566	40	06	06	NUM
easat-396	566	41	,	,	PUNCT
easat-396	566	42	pp	pp	ADJ
easat-396	566	43	.	.	PUNCT
easat-396	567	1	2757	2757	NUM
easat-396	567	2	-	-	SYM
easat-396	567	3	2767	2767	NUM
easat-396	567	4	,	,	PUNCT
easat-396	567	5	2020	2020	NUM
easat-396	567	6	.	.	PUNCT
easat-396	568	1	[	[	X
easat-396	568	2	70	70	X
easat-396	568	3	]	]	X
easat-396	568	4	p.	p.	NOUN
easat-396	568	5	ridaryanto	ridaryanto	NOUN
easat-396	568	6	,	,	PUNCT
easat-396	568	7	"	"	PUNCT
easat-396	568	8	organizational	organizational	ADJ
easat-396	568	9	commitments	commitment	NOUN
easat-396	568	10	in	in	ADP
easat-396	568	11	financial	financial	ADJ
easat-396	568	12	service	service	NOUN
easat-396	568	13	audit	audit	NOUN
easat-396	568	14	with	with	ADP
easat-396	568	15	antecedents	antecedent	NOUN
easat-396	568	16	of	of	ADP
easat-396	568	17	organizational	organizational	ADJ
easat-396	568	18	justice	justice	NOUN
easat-396	568	19	and	and	CCONJ
easat-396	568	20	job	job	NOUN
easat-396	568	21	satisfaction	satisfaction	NOUN
easat-396	568	22	,	,	PUNCT
easat-396	568	23	"	"	PUNCT
easat-396	568	24	international	international	ADJ
easat-396	568	25	journal	journal	NOUN
easat-396	568	26	of	of	ADP
easat-396	568	27	financial	financial	ADJ
easat-396	568	28	research	research	NOUN
easat-396	568	29	,	,	PUNCT
easat-396	568	30	vol	vol	NOUN
easat-396	568	31	.	.	PROPN
easat-396	568	32	11	11	NUM
easat-396	568	33	,	,	PUNCT
easat-396	568	34	no	no	INTJ
easat-396	568	35	.	.	NOUN
easat-396	568	36	4	4	NUM
easat-396	568	37	,	,	PUNCT
easat-396	568	38	pp	pp	ADJ
easat-396	568	39	.	.	PUNCT
easat-396	569	1	86	86	NUM
easat-396	569	2	-	-	SYM
easat-396	569	3	95	95	NUM
easat-396	569	4	,	,	PUNCT
easat-396	569	5	2020	2020	NUM
easat-396	569	6	.	.	PUNCT
easat-396	570	1	https://doi.org/10.5430/ijfr.v11n4p86	https://doi.org/10.5430/ijfr.v11n4p86	X
easat-396	571	1	[	[	X
easat-396	571	2	71	71	NUM
easat-396	571	3	]	]	PUNCT
easat-396	571	4	t.	t.	PROPN
easat-396	571	5	tapanainen	tapanainen	PROPN
easat-396	571	6	,	,	PUNCT
easat-396	571	7	t.	t.	PROPN
easat-396	571	8	k.	k.	PROPN
easat-396	571	9	dao	dao	PROPN
easat-396	571	10	,	,	PUNCT
easat-396	571	11	and	and	CCONJ
easat-396	571	12	t.	t.	PROPN
easat-396	571	13	t.	t.	PROPN
easat-396	571	14	h.	h.	PROPN
easat-396	571	15	nguyen	nguyen	PROPN
easat-396	571	16	,	,	PUNCT
easat-396	571	17	"	"	PUNCT
easat-396	571	18	impacts	impact	NOUN
easat-396	571	19	of	of	ADP
easat-396	571	20	online	online	ADJ
easat-396	571	21	word	word	NOUN
easat-396	571	22	-	-	PUNCT
easat-396	571	23	of	of	ADP
easat-396	571	24	-	-	PUNCT
easat-396	571	25	mouth	mouth	NOUN
easat-396	571	26	and	and	CCONJ
easat-396	571	27	personalities	personality	NOUN
easat-396	571	28	on	on	ADP
easat-396	571	29	intention	intention	NOUN
easat-396	571	30	to	to	PART
easat-396	571	31	choose	choose	VERB
easat-396	571	32	a	a	DET
easat-396	571	33	destination	destination	NOUN
easat-396	571	34	,	,	PUNCT
easat-396	571	35	"	"	PUNCT
easat-396	571	36	computers	computer	NOUN
easat-396	571	37	in	in	ADP
easat-396	571	38	human	human	ADJ
easat-396	571	39	behavior	behavior	NOUN
easat-396	571	40	,	,	PUNCT
easat-396	571	41	vol	vol	NOUN
easat-396	571	42	.	.	PROPN
easat-396	571	43	116	116	NUM
easat-396	571	44	,	,	PUNCT
easat-396	571	45	p.	p.	NOUN
easat-396	571	46	106656	106656	NUM
easat-396	571	47	,	,	PUNCT
easat-396	571	48	2021	2021	NUM
easat-396	571	49	.	.	PUNCT
easat-396	571	50	https://doi.org/10.1016/j.chb.2020.106656	https://doi.org/10.1016/j.chb.2020.106656	PROPN
easat-396	572	1	[	[	X
easat-396	572	2	72	72	NUM
easat-396	572	3	]	]	X
easat-396	572	4	c.	c.	PROPN
easat-396	572	5	fornell	fornell	PROPN
easat-396	572	6	and	and	CCONJ
easat-396	572	7	d.	d.	PROPN
easat-396	572	8	f.	f.	PROPN
easat-396	572	9	larcker	larcker	PROPN
easat-396	572	10	,	,	PUNCT
easat-396	572	11	"	"	PUNCT
easat-396	572	12	evaluating	evaluate	VERB
easat-396	572	13	structural	structural	ADJ
easat-396	572	14	equation	equation	NOUN
easat-396	572	15	models	model	NOUN
easat-396	572	16	with	with	ADP
easat-396	572	17	unobservable	unobservable	ADJ
easat-396	572	18	variables	variable	NOUN
easat-396	572	19	and	and	CCONJ
easat-396	572	20	measurement	measurement	NOUN
easat-396	572	21	error	error	NOUN
easat-396	572	22	,	,	PUNCT
easat-396	572	23	"	"	PUNCT
easat-396	572	24	journal	journal	NOUN
easat-396	572	25	of	of	ADP
easat-396	572	26	marketing	marketing	NOUN
easat-396	572	27	research	research	NOUN
easat-396	572	28	,	,	PUNCT
easat-396	572	29	vol	vol	NOUN
easat-396	572	30	.	.	PROPN
easat-396	572	31	18	18	NUM
easat-396	572	32	,	,	PUNCT
easat-396	572	33	no	no	INTJ
easat-396	572	34	.	.	NOUN
easat-396	572	35	1	1	NUM
easat-396	572	36	,	,	PUNCT
easat-396	572	37	pp	pp	ADJ
easat-396	572	38	.	.	PUNCT
easat-396	573	1	39	39	NUM
easat-396	573	2	-	-	SYM
easat-396	573	3	50	50	NUM
easat-396	573	4	,	,	PUNCT
easat-396	573	5	1981	1981	NUM
easat-396	573	6	.	.	PUNCT
easat-396	574	1	https://doi.org/10.2307/3151312	https://doi.org/10.2307/3151312	PROPN
easat-396	575	1	[	[	X
easat-396	575	2	73	73	NUM
easat-396	575	3	]	]	PUNCT
easat-396	575	4	j.	j.	PROPN
easat-396	575	5	f.	f.	PROPN
easat-396	575	6	hair	hair	PROPN
easat-396	575	7	,	,	PUNCT
easat-396	575	8	m.	m.	NOUN
easat-396	575	9	sarstedt	sarstedt	NOUN
easat-396	575	10	,	,	PUNCT
easat-396	575	11	c.	c.	PROPN
easat-396	575	12	m.	m.	PROPN
easat-396	575	13	ringle	ringle	PROPN
easat-396	575	14	,	,	PUNCT
easat-396	575	15	and	and	CCONJ
easat-396	575	16	j.	j.	PROPN
easat-396	575	17	a.	a.	PROPN
easat-396	575	18	mena	mena	PROPN
easat-396	575	19	,	,	PUNCT
easat-396	575	20	"	"	PUNCT
easat-396	575	21	an	an	DET
easat-396	575	22	assessment	assessment	NOUN
easat-396	575	23	of	of	ADP
easat-396	575	24	the	the	DET
easat-396	575	25	use	use	NOUN
easat-396	575	26	of	of	ADP
easat-396	575	27	partial	partial	ADJ
easat-396	575	28	least	least	ADJ
easat-396	575	29	squares	square	NOUN
easat-396	575	30	structural	structural	ADJ
easat-396	575	31	equation	equation	NOUN
easat-396	575	32	modeling	modeling	NOUN
easat-396	575	33	in	in	ADP
easat-396	575	34	marketing	marketing	NOUN
easat-396	575	35	research	research	NOUN
easat-396	575	36	,	,	PUNCT
easat-396	575	37	"	"	PUNCT
easat-396	575	38	journal	journal	NOUN
easat-396	575	39	of	of	ADP
easat-396	575	40	the	the	DET
easat-396	575	41	academy	academy	NOUN
easat-396	575	42	of	of	ADP
easat-396	575	43	marketing	marketing	NOUN
easat-396	575	44	science	science	NOUN
easat-396	575	45	,	,	PUNCT
easat-396	575	46	vol	vol	NOUN
easat-396	575	47	.	.	PROPN
easat-396	575	48	40	40	NUM
easat-396	575	49	,	,	PUNCT
easat-396	575	50	pp	pp	ADJ
easat-396	575	51	.	.	PUNCT
easat-396	576	1	414	414	NUM
easat-396	576	2	-	-	SYM
easat-396	576	3	433	433	NUM
easat-396	576	4	,	,	PUNCT
easat-396	576	5	2012	2012	NUM
easat-396	576	6	.	.	PUNCT
easat-396	577	1	[	[	X
easat-396	577	2	74	74	NUM
easat-396	577	3	]	]	PUNCT
easat-396	577	4	j.	j.	PROPN
easat-396	577	5	c.	c.	PROPN
easat-396	577	6	anderson	anderson	PROPN
easat-396	577	7	and	and	CCONJ
easat-396	577	8	d.	d.	PROPN
easat-396	577	9	w.	w.	PROPN
easat-396	577	10	gerbing	gerbing	PROPN
easat-396	577	11	,	,	PUNCT
easat-396	577	12	"	"	PUNCT
easat-396	577	13	structural	structural	ADJ
easat-396	577	14	equation	equation	NOUN
easat-396	577	15	modeling	modeling	NOUN
easat-396	577	16	in	in	ADP
easat-396	577	17	practice	practice	NOUN
easat-396	577	18	:	:	PUNCT
easat-396	577	19	a	a	DET
easat-396	577	20	review	review	NOUN
easat-396	577	21	and	and	CCONJ
easat-396	577	22	recommended	recommend	VERB
easat-396	577	23	two	two	NUM
easat-396	577	24	-	-	PUNCT
easat-396	577	25	step	step	NOUN
easat-396	577	26	approach	approach	NOUN
easat-396	577	27	,	,	PUNCT
easat-396	577	28	"	"	PUNCT
easat-396	577	29	psychological	psychological	ADJ
easat-396	577	30	bulletin	bulletin	NOUN
easat-396	577	31	,	,	PUNCT
easat-396	577	32	vol	vol	NOUN
easat-396	577	33	.	.	PROPN
easat-396	577	34	103	103	NUM
easat-396	577	35	,	,	PUNCT
easat-396	577	36	no	no	INTJ
easat-396	577	37	.	.	NOUN
easat-396	577	38	3	3	NUM
easat-396	577	39	,	,	PUNCT
easat-396	577	40	pp	pp	ADJ
easat-396	577	41	.	.	PUNCT
easat-396	578	1	411	411	NUM
easat-396	578	2	-	-	SYM
easat-396	578	3	423	423	NUM
easat-396	578	4	,	,	PUNCT
easat-396	578	5	1988	1988	NUM
easat-396	578	6	.	.	PUNCT
easat-396	579	1	https://doi.org/10.1037/0033-2909.103.3.411	https://doi.org/10.1037/0033-2909.103.3.411	NOUN
easat-396	580	1	[	[	X
easat-396	580	2	75	75	NUM
easat-396	580	3	]	]	PUNCT
easat-396	580	4	l.	l.	PROPN
easat-396	580	5	t.	t.	PROPN
easat-396	580	6	hu	hu	PROPN
easat-396	580	7	and	and	CCONJ
easat-396	580	8	p.	p.	PROPN
easat-396	580	9	m.	m.	NOUN
easat-396	580	10	bentler	bentler	NOUN
easat-396	580	11	,	,	PUNCT
easat-396	580	12	"	"	PUNCT
easat-396	580	13	cutoff	cutoff	NOUN
easat-396	580	14	criteria	criterion	NOUN
easat-396	580	15	for	for	ADP
easat-396	580	16	fit	fit	ADJ
easat-396	580	17	indexes	index	NOUN
easat-396	580	18	in	in	ADP
easat-396	580	19	covariance	covariance	NOUN
easat-396	580	20	structure	structure	NOUN
easat-396	580	21	analysis	analysis	NOUN
easat-396	580	22	:	:	PUNCT
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easat-396	580	24	criteria	criterion	NOUN
easat-396	580	25	versus	versus	ADP
easat-396	580	26	new	new	ADJ
easat-396	580	27	alternatives	alternative	NOUN
easat-396	580	28	,	,	PUNCT
easat-396	580	29	"	"	PUNCT
easat-396	580	30	structural	structural	ADJ
easat-396	580	31	equation	equation	NOUN
easat-396	580	32	modeling	modeling	NOUN
easat-396	580	33	:	:	PUNCT
easat-396	580	34	a	a	DET
easat-396	580	35	multidisciplinary	multidisciplinary	ADJ
easat-396	580	36	journal	journal	NOUN
easat-396	580	37	,	,	PUNCT
easat-396	580	38	vol	vol	NOUN
easat-396	580	39	.	.	PROPN
easat-396	580	40	6	6	NUM
easat-396	580	41	,	,	PUNCT
easat-396	580	42	no	no	INTJ
easat-396	580	43	.	.	NOUN
easat-396	580	44	1	1	NUM
easat-396	580	45	,	,	PUNCT
easat-396	580	46	pp	pp	ADJ
easat-396	580	47	.	.	PUNCT
easat-396	581	1	1	1	NUM
easat-396	581	2	-	-	SYM
easat-396	581	3	55	55	NUM
easat-396	581	4	,	,	PUNCT
easat-396	581	5	1999	1999	NUM
easat-396	581	6	.	.	PUNCT
easat-396	582	1	https://doi.org/10.1080/10705519909540118	https://doi.org/10.1080/10705519909540118	X
easat-396	583	1	[	[	X
easat-396	583	2	76	76	NUM
easat-396	583	3	]	]	X
easat-396	583	4	r.	r.	PROPN
easat-396	583	5	m.	m.	PROPN
easat-396	583	6	heeler	heeler	NOUN
easat-396	583	7	and	and	CCONJ
easat-396	583	8	m.	m.	NOUN
easat-396	583	9	l.	l.	PROPN
easat-396	583	10	ray	ray	PROPN
easat-396	583	11	,	,	PUNCT
easat-396	583	12	"	"	PUNCT
easat-396	583	13	measure	measure	VERB
easat-396	583	14	validation	validation	NOUN
easat-396	583	15	in	in	ADP
easat-396	583	16	marketing	marketing	NOUN
easat-396	583	17	,	,	PUNCT
easat-396	583	18	"	"	PUNCT
easat-396	583	19	journal	journal	NOUN
easat-396	583	20	of	of	ADP
easat-396	583	21	marketing	marketing	NOUN
easat-396	583	22	research	research	NOUN
easat-396	583	23	,	,	PUNCT
easat-396	583	24	vol	vol	NOUN
easat-396	583	25	.	.	PROPN
easat-396	584	1	9	9	NUM
easat-396	584	2	,	,	PUNCT
easat-396	584	3	no	no	INTJ
easat-396	584	4	.	.	NOUN
easat-396	584	5	4	4	NUM
easat-396	584	6	,	,	PUNCT
easat-396	584	7	pp	pp	ADJ
easat-396	584	8	.	.	PUNCT
easat-396	585	1	361370	361370	NUM
easat-396	585	2	,	,	PUNCT
easat-396	585	3	1972	1972	NUM
easat-396	585	4	.	.	PUNCT
easat-396	586	1	https://doi.org/10.1016/j.jneuroim.2019.577089	https://doi.org/10.1016/j.jneuroim.2019.577089	NOUN
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easat-396	586	16	and	and	CCONJ
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easat-396	586	18	issn	issn	PROPN
easat-396	586	19	:	:	PUNCT
easat-396	586	20	2576	2576	NUM
easat-396	586	21	-	-	SYM
easat-396	586	22	8484	8484	NUM
easat-396	586	23	vol	vol	NOUN
easat-396	586	24	.	.	PROPN
easat-396	587	1	7	7	NUM
easat-396	587	2	,	,	PUNCT
easat-396	587	3	no	no	INTJ
easat-396	587	4	.	.	NOUN
easat-396	587	5	2	2	NUM
easat-396	587	6	:	:	SYM
easat-396	587	7	136	136	NUM
easat-396	587	8	-	-	SYM
easat-396	587	9	153	153	NUM
easat-396	587	10	,	,	PUNCT
easat-396	587	11	2023	2023	NUM
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easat-396	587	13	:	:	PUNCT
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easat-396	587	19	authors	author	NOUN
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easat-396	587	22	learning	learning	NOUN
easat-396	587	23	gate	gate	NOUN
easat-396	588	1	[	[	X
easat-396	588	2	77	77	NUM
easat-396	588	3	]	]	X
easat-396	588	4	d.	d.	PROPN
easat-396	588	5	t.	t.	PROPN
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easat-396	588	8	"	"	PUNCT
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easat-396	588	13	retentions	retention	NOUN
easat-396	588	14	in	in	ADP
easat-396	588	15	creative	creative	ADJ
easat-396	588	16	thought	thought	NOUN
easat-396	588	17	as	as	ADP
easat-396	588	18	in	in	ADP
easat-396	588	19	other	other	ADJ
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easat-396	588	21	processes	process	NOUN
easat-396	588	22	,	,	PUNCT
easat-396	588	23	"	"	PUNCT
easat-396	588	24	psychological	psychological	ADJ
easat-396	588	25	review	review	NOUN
easat-396	588	26	,	,	PUNCT
easat-396	588	27	vol	vol	NOUN
easat-396	588	28	.	.	PROPN
easat-396	588	29	67	67	NUM
easat-396	588	30	,	,	PUNCT
easat-396	588	31	no	no	INTJ
easat-396	588	32	.	.	NOUN
easat-396	588	33	6	6	NUM
easat-396	588	34	,	,	PUNCT
easat-396	588	35	pp	pp	ADJ
easat-396	588	36	.	.	PUNCT
easat-396	589	1	380	380	NUM
easat-396	589	2	-	-	SYM
easat-396	589	3	400	400	NUM
easat-396	589	4	,	,	PUNCT
easat-396	589	5	1960	1960	NUM
easat-396	589	6	.	.	PUNCT
easat-396	590	1	https://doi.org/10.1037/h0040373	https://doi.org/10.1037/h0040373	NUM
easat-396	590	2	[	[	X
easat-396	590	3	78	78	NUM
easat-396	590	4	]	]	PUNCT
easat-396	590	5	c.	c.	PROPN
easat-396	590	6	homburg	homburg	PROPN
easat-396	590	7	and	and	CCONJ
easat-396	590	8	h.	h.	PROPN
easat-396	590	9	baumgartner	baumgartner	PROPN
easat-396	590	10	,	,	PUNCT
easat-396	590	11	"	"	PUNCT
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easat-396	590	13	of	of	ADP
easat-396	590	14	causal	causal	ADJ
easat-396	590	15	models	model	NOUN
easat-396	590	16	:	:	PUNCT
easat-396	590	17	inventory	inventory	NOUN
easat-396	590	18	and	and	CCONJ
easat-396	590	19	application	application	NOUN
easat-396	590	20	recommendations	recommendation	NOUN
easat-396	590	21	,	,	PUNCT
easat-396	590	22	"	"	PUNCT
easat-396	590	23	marketing	marketing	NOUN
easat-396	590	24	:	:	PUNCT
easat-396	590	25	journal	journal	NOUN
easat-396	590	26	for	for	ADP
easat-396	590	27	research	research	NOUN
easat-396	590	28	and	and	CCONJ
easat-396	590	29	practice	practice	NOUN
easat-396	590	30	,	,	PUNCT
easat-396	590	31	pp	pp	ADJ
easat-396	590	32	.	.	PUNCT
easat-396	591	1	162	162	NUM
easat-396	591	2	-	-	SYM
easat-396	591	3	176	176	NUM
easat-396	591	4	,	,	PUNCT
easat-396	591	5	1995	1995	NUM
easat-396	591	6	.	.	PUNCT
easat-396	592	1	https://doi.org/10.15358/0344-1369-1995-3-162	https://doi.org/10.15358/0344-1369-1995-3-162	X
easat-396	593	1	[	[	X
easat-396	593	2	79	79	NUM
easat-396	593	3	]	]	X
easat-396	593	4	g.	g.	NOUN
easat-396	593	5	torkzadeh	torkzadeh	PROPN
easat-396	593	6	and	and	CCONJ
easat-396	593	7	w.	w.	PROPN
easat-396	593	8	j.	j.	PROPN
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easat-396	593	10	,	,	PUNCT
easat-396	593	11	"	"	PUNCT
easat-396	593	12	the	the	DET
easat-396	593	13	test	test	NOUN
easat-396	593	14	-	-	PUNCT
easat-396	593	15	retest	retest	NOUN
easat-396	593	16	reliability	reliability	NOUN
easat-396	593	17	of	of	ADP
easat-396	593	18	user	user	NOUN
easat-396	593	19	involvement	involvement	NOUN
easat-396	593	20	instruments	instrument	NOUN
easat-396	593	21	,	,	PUNCT
easat-396	593	22	"	"	PUNCT
easat-396	593	23	information	information	NOUN
easat-396	593	24	&	&	CCONJ
easat-396	593	25	management	management	NOUN
easat-396	593	26	,	,	PUNCT
easat-396	593	27	vol	vol	NOUN
easat-396	593	28	.	.	PROPN
easat-396	593	29	26	26	NUM
easat-396	593	30	,	,	PUNCT
easat-396	593	31	no	no	INTJ
easat-396	593	32	.	.	NOUN
easat-396	593	33	1	1	NUM
easat-396	593	34	,	,	PUNCT
easat-396	593	35	pp	pp	ADJ
easat-396	593	36	.	.	PUNCT
easat-396	594	1	21	21	NUM
easat-396	594	2	-	-	SYM
easat-396	594	3	31	31	NUM
easat-396	594	4	,	,	PUNCT
easat-396	594	5	1994	1994	NUM
easat-396	594	6	.	.	PUNCT
easat-396	595	1	https://doi.org/10.1016/0378-7206(94)90004-3	https://doi.org/10.1016/0378-7206(94)90004-3	X
easat-396	595	2	[	[	X
easat-396	595	3	80	80	NUM
easat-396	595	4	]	]	X
easat-396	595	5	d.	d.	PROPN
easat-396	595	6	t.	t.	PROPN
easat-396	595	7	juwaheer	juwaheer	PROPN
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easat-396	595	9	s.	s.	PROPN
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easat-396	595	16	"	"	PUNCT
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easat-396	595	18	influencing	influence	VERB
easat-396	595	19	the	the	DET
easat-396	595	20	adoption	adoption	NOUN
easat-396	595	21	of	of	ADP
easat-396	595	22	internet	internet	NOUN
easat-396	595	23	banking	banking	NOUN
easat-396	595	24	:	:	PUNCT
easat-396	595	25	a	a	DET
easat-396	595	26	case	case	NOUN
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easat-396	595	29	commercial	commercial	ADJ
easat-396	595	30	banks	bank	NOUN
easat-396	595	31	in	in	ADP
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easat-396	595	34	"	"	PUNCT
easat-396	595	35	world	world	NOUN
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easat-396	595	38	science	science	NOUN
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easat-396	595	46	.	.	PROPN
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easat-396	595	48	,	,	PUNCT
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easat-396	595	50	.	.	NOUN
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easat-396	595	52	,	,	PUNCT
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easat-396	596	1	204234	204234	NUM
easat-396	596	2	,	,	PUNCT
easat-396	596	3	2012	2012	NUM
easat-396	596	4	.	.	PUNCT
easat-396	597	1	https://doi.org/10.1108/20425941211250552	https://doi.org/10.1108/20425941211250552	X
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easat-396	598	2	81	81	NUM
easat-396	598	3	]	]	PUNCT
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easat-396	598	10	"	"	PUNCT
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easat-396	598	13	for	for	ADP
easat-396	598	14	storage	storage	NOUN
easat-396	598	15	services	service	NOUN
easat-396	598	16	in	in	ADP
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easat-396	598	18	computing	computing	NOUN
easat-396	598	19	,	,	PUNCT
easat-396	598	20	"	"	PUNCT
easat-396	598	21	presented	present	VERB
easat-396	598	22	at	at	ADP
easat-396	598	23	the	the	DET
easat-396	598	24	in	in	ADP
easat-396	598	25	2013	2013	NUM
easat-396	598	26	international	international	ADJ
easat-396	598	27	conference	conference	NOUN
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easat-396	598	29	current	current	ADJ
easat-396	598	30	trends	trend	NOUN
easat-396	598	31	in	in	ADP
easat-396	598	32	engineering	engineering	NOUN
easat-396	598	33	and	and	CCONJ
easat-396	598	34	technology	technology	NOUN
easat-396	598	35	(	(	PUNCT
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easat-396	598	37	)	)	PUNCT
easat-396	598	38	,	,	PUNCT
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easat-396	599	1	[	[	X
easat-396	599	2	82	82	NUM
easat-396	599	3	]	]	X
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easat-396	599	6	,	,	PUNCT
easat-396	599	7	s.	s.	PROPN
easat-396	599	8	sabir	sabir	PROPN
easat-396	599	9	,	,	PUNCT
easat-396	599	10	and	and	CCONJ
easat-396	599	11	z.	z.	PROPN
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easat-396	599	24	control	control	NOUN
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easat-396	599	26	a	a	DET
easat-396	599	27	review	review	NOUN
easat-396	599	28	,	,	PUNCT
easat-396	599	29	"	"	PUNCT
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easat-396	599	31	journal	journal	NOUN
easat-396	599	32	of	of	ADP
easat-396	599	33	computer	computer	NOUN
easat-396	599	34	science	science	NOUN
easat-396	599	35	and	and	CCONJ
easat-396	599	36	information	information	NOUN
easat-396	599	37	security	security	NOUN
easat-396	599	38	,	,	PUNCT
easat-396	599	39	vol	vol	NOUN
easat-396	599	40	.	.	PROPN
easat-396	599	41	14	14	NUM
easat-396	599	42	,	,	PUNCT
easat-396	599	43	no	no	INTJ
easat-396	599	44	.	.	NOUN
easat-396	599	45	8	8	NUM
easat-396	599	46	,	,	PUNCT
easat-396	599	47	2019	2019	NUM
easat-396	599	48	.	.	PUNCT
easat-396	600	1	[	[	X
easat-396	600	2	83	83	NUM
easat-396	600	3	]	]	X
easat-396	600	4	s.	s.	PROPN
easat-396	600	5	ashutosh	ashutosh	PROPN
easat-396	600	6	and	and	CCONJ
easat-396	600	7	l.	l.	PROPN
easat-396	600	8	l.	l.	PROPN
easat-396	600	9	jenila	jenila	PROPN
easat-396	600	10	,	,	PUNCT
easat-396	600	11	"	"	PUNCT
easat-396	600	12	a	a	DET
easat-396	600	13	lite	lite	ADJ
easat-396	600	14	convolutional	convolutional	ADJ
easat-396	600	15	neural	neural	ADJ
easat-396	600	16	network	network	NOUN
easat-396	600	17	built	build	VERB
easat-396	600	18	on	on	ADP
easat-396	600	19	permuted	permuted	ADJ
easat-396	600	20	xceptio	xceptio	PROPN
easat-396	600	21	-	-	PUNCT
easat-396	600	22	inception	inception	NOUN
easat-396	600	23	and	and	CCONJ
easat-396	600	24	xceptioreduction	xceptioreduction	NOUN
easat-396	600	25	modules	module	NOUN
easat-396	600	26	for	for	ADP
easat-396	600	27	texture	texture	NOUN
easat-396	600	28	based	base	VERB
easat-396	600	29	facial	facial	ADJ
easat-396	600	30	liveness	liveness	NOUN
easat-396	600	31	recognition	recognition	NOUN
easat-396	600	32	,	,	PUNCT
easat-396	600	33	"	"	PUNCT
easat-396	600	34	multimedia	multimedia	NOUN
easat-396	600	35	tools	tool	NOUN
easat-396	600	36	and	and	CCONJ
easat-396	600	37	applications	application	NOUN
easat-396	600	38	,	,	PUNCT
easat-396	600	39	vol	vol	NOUN
easat-396	600	40	.	.	PROPN
easat-396	600	41	80	80	NUM
easat-396	600	42	,	,	PUNCT
easat-396	600	43	no	no	INTJ
easat-396	600	44	.	.	NOUN
easat-396	600	45	7	7	NUM
easat-396	600	46	,	,	PUNCT
easat-396	600	47	pp	pp	ADJ
easat-396	600	48	.	.	PUNCT
easat-396	601	1	10441	10441	NUM
easat-396	601	2	-	-	SYM
easat-396	601	3	10472	10472	NUM
easat-396	601	4	,	,	PUNCT
easat-396	601	5	2021	2021	NUM
easat-396	601	6	.	.	PUNCT
easat-396	602	1	https://doi.org/10.1007/s11042-020-10181-4	https://doi.org/10.1007/s11042-020-10181-4	NUM
easat-396	603	1	[	[	X
easat-396	603	2	84	84	NUM
easat-396	603	3	]	]	PUNCT
easat-396	603	4	j.	j.	PROPN
easat-396	603	5	zhang	zhang	PROPN
easat-396	603	6	and	and	CCONJ
easat-396	603	7	m.	m.	PROPN
easat-396	603	8	wedel	wedel	PROPN
easat-396	603	9	,	,	PUNCT
easat-396	603	10	"	"	PUNCT
easat-396	603	11	the	the	DET
easat-396	603	12	effectiveness	effectiveness	NOUN
easat-396	603	13	of	of	ADP
easat-396	603	14	customized	customize	VERB
easat-396	603	15	promotions	promotion	NOUN
easat-396	603	16	in	in	ADP
easat-396	603	17	online	online	ADJ
easat-396	603	18	and	and	CCONJ
easat-396	603	19	offline	offline	ADJ
easat-396	603	20	stores	store	NOUN
easat-396	603	21	,	,	PUNCT
easat-396	603	22	"	"	PUNCT
easat-396	603	23	journal	journal	NOUN
easat-396	603	24	of	of	ADP
easat-396	603	25	marketing	marketing	NOUN
easat-396	603	26	research	research	NOUN
easat-396	603	27	,	,	PUNCT
easat-396	603	28	vol	vol	NOUN
easat-396	603	29	.	.	PROPN
easat-396	603	30	46	46	NUM
easat-396	603	31	,	,	PUNCT
easat-396	603	32	no	no	INTJ
easat-396	603	33	.	.	NOUN
easat-396	603	34	2	2	NUM
easat-396	603	35	,	,	PUNCT
easat-396	603	36	pp	pp	ADJ
easat-396	603	37	.	.	PUNCT
easat-396	604	1	190	190	NUM
easat-396	604	2	-	-	SYM
easat-396	604	3	206	206	NUM
easat-396	604	4	,	,	PUNCT
easat-396	604	5	2009	2009	NUM
easat-396	604	6	.	.	PUNCT
easat-396	605	1	https://doi.org/10.1509/jmkr.46.2.190	https://doi.org/10.1509/jmkr.46.2.190	VERB
easat-396	605	2	[	[	X
easat-396	605	3	85	85	NUM
easat-396	605	4	]	]	PUNCT
easat-396	605	5	k.	k.	PROPN
easat-396	605	6	chen	chen	PROPN
easat-396	605	7	,	,	PUNCT
easat-396	605	8	j.	j.	PROPN
easat-396	605	9	ren	ren	PROPN
easat-396	605	10	,	,	PUNCT
easat-396	605	11	and	and	CCONJ
easat-396	605	12	t.	t.	PROPN
easat-396	605	13	zha	zha	PROPN
easat-396	605	14	,	,	PUNCT
easat-396	605	15	"	"	PUNCT
easat-396	605	16	the	the	DET
easat-396	605	17	nexus	nexus	NOUN
easat-396	605	18	of	of	ADP
easat-396	605	19	monetary	monetary	ADJ
easat-396	605	20	policy	policy	NOUN
easat-396	605	21	and	and	CCONJ
easat-396	605	22	shadow	shadow	NOUN
easat-396	605	23	banking	banking	NOUN
easat-396	605	24	in	in	ADP
easat-396	605	25	china	china	PROPN
easat-396	605	26	,	,	PUNCT
easat-396	605	27	"	"	PUNCT
easat-396	605	28	american	american	PROPN
easat-396	605	29	economic	economic	PROPN
easat-396	605	30	review	review	PROPN
easat-396	605	31	,	,	PUNCT
easat-396	605	32	vol	vol	NOUN
easat-396	605	33	.	.	PROPN
easat-396	605	34	108	108	NUM
easat-396	605	35	,	,	PUNCT
easat-396	605	36	no	no	INTJ
easat-396	605	37	.	.	NOUN
easat-396	605	38	12	12	NUM
easat-396	605	39	,	,	PUNCT
easat-396	605	40	pp	pp	ADJ
easat-396	605	41	.	.	PUNCT
easat-396	605	42	3891	3891	NUM
easat-396	605	43	-	-	SYM
easat-396	605	44	3936	3936	NUM
easat-396	605	45	,	,	PUNCT
easat-396	605	46	2018	2018	NUM
easat-396	605	47	.	.	PUNCT
easat-396	606	1	https://doi.org/10.3386/w23377	https://doi.org/10.3386/w23377	NUM
easat-396	607	1	[	[	X
easat-396	607	2	86	86	NUM
easat-396	607	3	]	]	X
easat-396	607	4	i.	i.	PROPN
easat-396	607	5	lawrence	lawrence	PROPN
easat-396	607	6	and	and	CCONJ
easat-396	607	7	o.	o.	PROPN
easat-396	607	8	j.	j.	PROPN
easat-396	607	9	bola	bola	PROPN
easat-396	607	10	,	,	PUNCT
easat-396	607	11	"	"	PUNCT
easat-396	607	12	effect	effect	NOUN
easat-396	607	13	of	of	ADP
easat-396	607	14	human	human	ADJ
easat-396	607	15	capital	capital	NOUN
easat-396	607	16	investment	investment	NOUN
easat-396	607	17	on	on	ADP
easat-396	607	18	financial	financial	ADJ
easat-396	607	19	performance	performance	NOUN
easat-396	607	20	of	of	ADP
easat-396	607	21	deposit	deposit	NOUN
easat-396	607	22	money	money	NOUN
easat-396	607	23	banks	bank	NOUN
easat-396	607	24	in	in	ADP
easat-396	607	25	nigeria	nigeria	PROPN
easat-396	607	26	,	,	PUNCT
easat-396	607	27	"	"	PUNCT
easat-396	607	28	sokoto	sokoto	PROPN
easat-396	607	29	journal	journal	PROPN
easat-396	607	30	of	of	ADP
easat-396	607	31	the	the	DET
easat-396	607	32	social	social	ADJ
easat-396	607	33	sciences	science	NOUN
easat-396	607	34	,	,	PUNCT
easat-396	607	35	vol	vol	NOUN
easat-396	607	36	.	.	PROPN
easat-396	607	37	10	10	NUM
easat-396	607	38	,	,	PUNCT
easat-396	607	39	no	no	INTJ
easat-396	607	40	.	.	NOUN
easat-396	607	41	3	3	NUM
easat-396	607	42	,	,	PUNCT
easat-396	607	43	pp	pp	ADJ
easat-396	607	44	.	.	PUNCT
easat-396	608	1	1	1	NUM
easat-396	608	2	-	-	SYM
easat-396	608	3	12	12	NUM
easat-396	608	4	,	,	PUNCT
easat-396	608	5	2020	2020	NUM
easat-396	608	6	.	.	PUNCT
easat-396	609	1	[	[	X
easat-396	609	2	87	87	NUM
easat-396	609	3	]	]	PUNCT
easat-396	609	4	t.	t.	PROPN
easat-396	609	5	suri	suri	PROPN
easat-396	609	6	and	and	CCONJ
easat-396	609	7	w.	w.	PROPN
easat-396	609	8	jack	jack	PROPN
easat-396	609	9	,	,	PUNCT
easat-396	609	10	"	"	PUNCT
easat-396	609	11	the	the	DET
easat-396	609	12	long	long	ADV
easat-396	609	13	-	-	PUNCT
easat-396	609	14	run	run	VERB
easat-396	609	15	poverty	poverty	NOUN
easat-396	609	16	and	and	CCONJ
easat-396	609	17	gender	gender	NOUN
easat-396	609	18	impacts	impact	NOUN
easat-396	609	19	of	of	ADP
easat-396	609	20	mobile	mobile	ADJ
easat-396	609	21	money	money	NOUN
easat-396	609	22	,	,	PUNCT
easat-396	609	23	"	"	PUNCT
easat-396	609	24	science	science	NOUN
easat-396	609	25	,	,	PUNCT
easat-396	609	26	vol	vol	NOUN
easat-396	609	27	.	.	PROPN
easat-396	609	28	354	354	NUM
easat-396	609	29	,	,	PUNCT
easat-396	609	30	no	no	INTJ
easat-396	609	31	.	.	NOUN
easat-396	609	32	6317	6317	NUM
easat-396	609	33	,	,	PUNCT
easat-396	609	34	pp	pp	ADJ
easat-396	609	35	.	.	PUNCT
easat-396	609	36	1288	1288	NUM
easat-396	609	37	-	-	SYM
easat-396	609	38	1292	1292	NUM
easat-396	609	39	,	,	PUNCT
easat-396	609	40	2016	2016	NUM
easat-396	609	41	.	.	PUNCT
easat-396	610	1	https://doi.org/10.1126/science.aah5309	https://doi.org/10.1126/science.aah5309	VERB
easat-396	611	1	[	[	X
easat-396	611	2	88	88	NUM
easat-396	611	3	]	]	X
easat-396	611	4	h.	h.	PROPN
easat-396	611	5	shen	shen	PROPN
easat-396	611	6	,	,	PUNCT
easat-396	611	7	c.	c.	PROPN
easat-396	611	8	faklaris	faklaris	PROPN
easat-396	611	9	,	,	PUNCT
easat-396	611	10	h.	h.	PROPN
easat-396	611	11	jin	jin	PROPN
easat-396	611	12	,	,	PUNCT
easat-396	611	13	l.	l.	PROPN
easat-396	611	14	dabbish	dabbish	PROPN
easat-396	611	15	,	,	PUNCT
easat-396	611	16	and	and	CCONJ
easat-396	611	17	j.	j.	PROPN
easat-396	611	18	i.	i.	PROPN
easat-396	611	19	hong	hong	PROPN
easat-396	611	20	,	,	PUNCT
easat-396	611	21	"	"	PUNCT
easat-396	611	22	i	i	PRON
easat-396	611	23	ca	can	AUX
easat-396	611	24	n't	not	PART
easat-396	611	25	even	even	ADV
easat-396	611	26	buy	buy	VERB
easat-396	611	27	apples	apple	NOUN
easat-396	611	28	if	if	SCONJ
easat-396	611	29	i	i	PRON
easat-396	611	30	do	do	AUX
easat-396	611	31	n't	not	PART
easat-396	611	32	use	use	VERB
easat-396	611	33	mobile	mobile	ADJ
easat-396	611	34	pay	pay	NOUN
easat-396	611	35	?	?	PUNCT
easat-396	611	36	'	'	PUNCT
easat-396	611	37	when	when	SCONJ
easat-396	611	38	mobile	mobile	ADJ
easat-396	611	39	payments	payment	NOUN
easat-396	611	40	become	become	VERB
easat-396	611	41	infrastructural	infrastructural	ADJ
easat-396	611	42	in	in	ADP
easat-396	611	43	china	china	PROPN
easat-396	611	44	,	,	PUNCT
easat-396	611	45	"	"	PUNCT
easat-396	611	46	proceedings	proceeding	NOUN
easat-396	611	47	of	of	ADP
easat-396	611	48	the	the	DET
easat-396	611	49	acm	acm	NOUN
easat-396	611	50	on	on	ADP
easat-396	611	51	human	human	ADJ
easat-396	611	52	-	-	PUNCT
easat-396	611	53	computer	computer	NOUN
easat-396	611	54	interaction	interaction	NOUN
easat-396	611	55	,	,	PUNCT
easat-396	611	56	vol	vol	NOUN
easat-396	611	57	.	.	PROPN
easat-396	611	58	4	4	NUM
easat-396	611	59	,	,	PUNCT
easat-396	611	60	no	no	INTJ
easat-396	612	1	.	.	PUNCT
easat-396	612	2	cscw2	cscw2	NOUN
easat-396	612	3	,	,	PUNCT
easat-396	612	4	pp	pp	ADJ
easat-396	612	5	.	.	PUNCT
easat-396	613	1	1	1	NUM
easat-396	613	2	-	-	SYM
easat-396	613	3	26	26	NUM
easat-396	613	4	,	,	PUNCT
easat-396	613	5	2020	2020	NUM
easat-396	613	6	.	.	PUNCT
easat-396	614	1	[	[	X
easat-396	614	2	89	89	NUM
easat-396	614	3	]	]	PUNCT
easat-396	614	4	k.	k.	PROPN
easat-396	614	5	zheng	zheng	PROPN
easat-396	614	6	,	,	PUNCT
easat-396	614	7	z.	z.	PROPN
easat-396	614	8	zhang	zhang	PROPN
easat-396	614	9	,	,	PUNCT
easat-396	614	10	and	and	CCONJ
easat-396	614	11	j.	j.	PROPN
easat-396	614	12	gauthier	gauthier	PROPN
easat-396	614	13	,	,	PUNCT
easat-396	614	14	"	"	PUNCT
easat-396	614	15	blockchain	blockchain	NOUN
easat-396	614	16	-	-	PUNCT
easat-396	614	17	based	base	VERB
easat-396	614	18	intelligent	intelligent	ADJ
easat-396	614	19	contract	contract	NOUN
easat-396	614	20	for	for	ADP
easat-396	614	21	factoring	factor	VERB
easat-396	614	22	business	business	NOUN
easat-396	614	23	in	in	ADP
easat-396	614	24	supply	supply	NOUN
easat-396	614	25	chains	chain	NOUN
easat-396	614	26	,	,	PUNCT
easat-396	614	27	"	"	PUNCT
easat-396	614	28	annals	annal	NOUN
easat-396	614	29	of	of	ADP
easat-396	614	30	operations	operation	NOUN
easat-396	614	31	research	research	NOUN
easat-396	614	32	,	,	PUNCT
easat-396	614	33	pp	pp	ADJ
easat-396	614	34	.	.	PUNCT
easat-396	615	1	1	1	NUM
easat-396	615	2	-	-	SYM
easat-396	615	3	21	21	NUM
easat-396	615	4	,	,	PUNCT
easat-396	615	5	2020	2020	NUM
easat-396	615	6	.	.	PUNCT
easat-396	616	1	https://doi.org/10.1007/s10479-022-04654-y	https://doi.org/10.1007/s10479-022-04654-y	PROPN
easat-396	617	1	[	[	X
easat-396	617	2	90	90	NUM
easat-396	617	3	]	]	PUNCT
easat-396	617	4	c.	c.	PROPN
easat-396	617	5	catalini	catalini	PROPN
easat-396	617	6	and	and	CCONJ
easat-396	617	7	j.	j.	PROPN
easat-396	617	8	s.	s.	PROPN
easat-396	617	9	gans	gans	PROPN
easat-396	617	10	,	,	PUNCT
easat-396	617	11	"	"	PUNCT
easat-396	617	12	initial	initial	ADJ
easat-396	617	13	coin	coin	NOUN
easat-396	617	14	offerings	offering	NOUN
easat-396	617	15	and	and	CCONJ
easat-396	617	16	the	the	DET
easat-396	617	17	value	value	NOUN
easat-396	617	18	of	of	ADP
easat-396	617	19	crypto	crypto	NOUN
easat-396	617	20	tokens	token	NOUN
easat-396	617	21	(	(	PUNCT
easat-396	617	22	no	no	INTJ
easat-396	617	23	.	.	PUNCT
easat-396	618	1	w24418	w24418	PROPN
easat-396	618	2	)	)	PUNCT
easat-396	618	3	,	,	PUNCT
easat-396	618	4	"	"	PUNCT
easat-396	618	5	national	national	ADJ
easat-396	618	6	bureau	bureau	NOUN
easat-396	618	7	of	of	ADP
easat-396	618	8	economic	economic	ADJ
easat-396	618	9	research	research	NOUN
easat-396	618	10	,	,	PUNCT
easat-396	618	11	2018	2018	NUM
easat-396	618	12	.	.	PUNCT
easat-396	619	1	[	[	X
easat-396	619	2	91	91	NUM
easat-396	619	3	]	]	X
easat-396	619	4	c.	c.	PROPN
easat-396	619	5	a.	a.	PROPN
easat-396	619	6	malarvizhi	malarvizhi	PROPN
easat-396	619	7	,	,	PUNCT
easat-396	619	8	a.	a.	PROPN
easat-396	619	9	al	al	PROPN
easat-396	619	10	mamun	mamun	PROPN
easat-396	619	11	,	,	PUNCT
easat-396	619	12	s.	s.	PROPN
easat-396	619	13	jayashree	jayashree	PROPN
easat-396	619	14	,	,	PUNCT
easat-396	619	15	f.	f.	PROPN
easat-396	619	16	naznen	naznen	PROPN
easat-396	619	17	,	,	PUNCT
easat-396	619	18	and	and	CCONJ
easat-396	619	19	t.	t.	PROPN
easat-396	619	20	abir	abir	PROPN
easat-396	619	21	,	,	PUNCT
easat-396	619	22	"	"	PUNCT
easat-396	619	23	modelling	model	VERB
easat-396	619	24	the	the	DET
easat-396	619	25	significance	significance	NOUN
easat-396	619	26	of	of	ADP
easat-396	619	27	social	social	ADJ
easat-396	619	28	media	medium	NOUN
easat-396	619	29	marketing	marketing	NOUN
easat-396	619	30	activities	activity	NOUN
easat-396	619	31	,	,	PUNCT
easat-396	619	32	brand	brand	NOUN
easat-396	619	33	equity	equity	NOUN
easat-396	619	34	and	and	CCONJ
easat-396	619	35	loyalty	loyalty	NOUN
easat-396	619	36	to	to	PART
easat-396	619	37	predict	predict	VERB
easat-396	619	38	consumers	consumer	NOUN
easat-396	619	39	’	'	PUNCT
easat-396	619	40	willingness	willingness	NOUN
easat-396	619	41	to	to	PART
easat-396	619	42	pay	pay	VERB
easat-396	619	43	premium	premium	NOUN
easat-396	619	44	price	price	NOUN
easat-396	619	45	for	for	ADP
easat-396	619	46	portable	portable	ADJ
easat-396	619	47	tech	tech	NOUN
easat-396	619	48	gadgets	gadget	NOUN
easat-396	619	49	,	,	PUNCT
easat-396	619	50	"	"	PUNCT
easat-396	619	51	heliyon	heliyon	NOUN
easat-396	619	52	,	,	PUNCT
easat-396	619	53	vol	vol	NOUN
easat-396	619	54	.	.	PROPN
easat-396	619	55	8	8	NUM
easat-396	619	56	,	,	PUNCT
easat-396	619	57	no	no	INTJ
easat-396	619	58	.	.	NOUN
easat-396	619	59	8	8	NUM
easat-396	619	60	,	,	PUNCT
easat-396	619	61	p.	p.	NOUN
easat-396	619	62	e10145	e10145	NOUN
easat-396	619	63	,	,	PUNCT
easat-396	619	64	2022	2022	NUM
easat-396	619	65	.	.	PUNCT
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easat-396	621	5	b.	b.	PROPN
easat-396	621	6	c.	c.	PROPN
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easat-396	621	8	,	,	PUNCT
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easat-396	621	10	a.	a.	PROPN
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easat-396	621	24	:	:	PUNCT
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easat-396	621	48	,	,	PUNCT
easat-396	621	49	2022	2022	NUM
easat-396	621	50	.	.	PUNCT
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easat-396	623	19	"	"	PUNCT
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easat-396	623	37	"	"	PUNCT
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easat-396	623	44	.	.	PROPN
easat-396	623	45	10	10	NUM
easat-396	623	46	,	,	PUNCT
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easat-396	623	49	2	2	NUM
easat-396	623	50	,	,	PUNCT
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easat-396	624	30	crosstemporal	crosstemporal	ADJ
easat-396	624	31	meta	meta	NOUN
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easat-396	624	33	analysis	analysis	NOUN
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easat-396	624	35	us	we	PRON
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easat-396	624	38	polls	poll	NOUN
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easat-396	624	40	1946	1946	NUM
easat-396	624	41	to	to	ADP
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easat-396	624	44	"	"	PUNCT
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easat-396	624	48	vol	vol	NOUN
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easat-396	625	2	,	,	PUNCT
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easat-396	625	11	.	.	PUNCT
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easat-396	626	6	https://doi.org/10.1007/s11042-020-10181-4	https://doi.org/10.1007/s11042-020-10181-4	NUM
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