id	sid	tid	token	lemma	pos
easat-413	1	1	edelweiss	edelweiss	PROPN
easat-413	1	2	applied	apply	VERB
easat-413	1	3	science	science	NOUN
easat-413	1	4	and	and	CCONJ
easat-413	1	5	technology	technology	NOUN
easat-413	1	6	issn	issn	PROPN
easat-413	1	7	:	:	PUNCT
easat-413	1	8	2576	2576	NUM
easat-413	1	9	-	-	SYM
easat-413	1	10	8484	8484	NUM
easat-413	1	11	vol	vol	NOUN
easat-413	1	12	.	.	PROPN
easat-413	1	13	8	8	NUM
easat-413	1	14	,	,	PUNCT
easat-413	1	15	no	no	INTJ
easat-413	1	16	.	.	NOUN
easat-413	1	17	1	1	NUM
easat-413	1	18	,	,	PUNCT
easat-413	1	19	24	24	NUM
easat-413	1	20	-	-	SYM
easat-413	1	21	32	32	NUM
easat-413	1	22	2024	2024	NUM
easat-413	1	23	publisher	publisher	NOUN
easat-413	1	24	:	:	PUNCT
easat-413	1	25	learning	learn	VERB
easat-413	1	26	gate	gate	NOUN
easat-413	1	27	doi	doi	PROPN
easat-413	1	28	:	:	PUNCT
easat-413	1	29	10.55214/25768484.v8i1.413	10.55214/25768484.v8i1.413	NUM
easat-413	1	30	©	©	PROPN
easat-413	1	31	2024	2024	NUM
easat-413	1	32	by	by	ADP
easat-413	1	33	the	the	DET
easat-413	1	34	authors	author	NOUN
easat-413	1	35	;	;	PUNCT
easat-413	1	36	licensee	licensee	PROPN
easat-413	1	37	learning	learning	NOUN
easat-413	1	38	gate	gate	NOUN
easat-413	1	39	©	©	PROPN
easat-413	1	40	2024	2024	NUM
easat-413	1	41	by	by	ADP
easat-413	1	42	the	the	DET
easat-413	1	43	authors	author	NOUN
easat-413	1	44	;	;	PUNCT
easat-413	1	45	licensee	licensee	PROPN
easat-413	1	46	learning	learning	NOUN
easat-413	1	47	gate	gate	NOUN
easat-413	1	48	history	history	NOUN
easat-413	1	49	:	:	PUNCT
easat-413	1	50	received	receive	VERB
easat-413	1	51	:	:	PUNCT
easat-413	1	52	28	28	NUM
easat-413	1	53	august	august	PROPN
easat-413	1	54	2023	2023	NUM
easat-413	1	55	;	;	PUNCT
easat-413	1	56	revised	revise	VERB
easat-413	1	57	:	:	PUNCT
easat-413	1	58	8	8	NUM
easat-413	1	59	november	november	PROPN
easat-413	1	60	2023	2023	NUM
easat-413	1	61	;	;	PUNCT
easat-413	1	62	accepted	accept	VERB
easat-413	1	63	:	:	PUNCT
easat-413	1	64	14	14	NUM
easat-413	1	65	december	december	PROPN
easat-413	1	66	2023	2023	NUM
easat-413	1	67	;	;	PUNCT
easat-413	1	68	published	publish	VERB
easat-413	1	69	:	:	PUNCT
easat-413	1	70	27	27	NUM
easat-413	1	71	december	december	PROPN
easat-413	1	72	2023	2023	NUM
easat-413	1	73	*	*	PUNCT
easat-413	1	74	correspondence	correspondence	NOUN
easat-413	1	75	:	:	PUNCT
easat-413	1	76	razana@uitm.edu.my	razana@uitm.edu.my	VERB
easat-413	1	77	an	an	DET
easat-413	1	78	analysis	analysis	NOUN
easat-413	1	79	of	of	ADP
easat-413	1	80	suspicious	suspicious	ADJ
easat-413	1	81	transaction	transaction	NOUN
easat-413	1	82	reporting	reporting	NOUN
easat-413	1	83	decisions	decision	NOUN
easat-413	1	84	in	in	ADP
easat-413	1	85	malaysia	malaysia	PROPN
easat-413	1	86	’s	’s	PART
easat-413	1	87	money	money	NOUN
easat-413	1	88	services	service	NOUN
easat-413	1	89	business	business	NOUN
easat-413	1	90	azzril	azzril	PROPN
easat-413	1	91	bin	bin	PROPN
easat-413	1	92	jamil1	jamil1	PROPN
easat-413	1	93	,	,	PUNCT
easat-413	1	94	razana	razana	PROPN
easat-413	1	95	juhaida	juhaida	PROPN
easat-413	1	96	johari1	johari1	PROPN
easat-413	1	97	*	*	PROPN
easat-413	1	98	,	,	PUNCT
easat-413	1	99	arumega	arumega	PROPN
easat-413	1	100	zarefar2	zarefar2	PROPN
easat-413	1	101	,	,	PUNCT
easat-413	1	102	melissa	melissa	PROPN
easat-413	1	103	mam	mam	PROPN
easat-413	1	104	yudi1	yudi1	PROPN
easat-413	1	105	1faculty	1faculty	NUM
easat-413	1	106	of	of	ADP
easat-413	1	107	accountancy	accountancy	NOUN
easat-413	1	108	,	,	PUNCT
easat-413	1	109	universiti	universiti	PROPN
easat-413	1	110	teknologi	teknologi	PROPN
easat-413	1	111	mara	mara	PROPN
easat-413	1	112	,	,	PUNCT
easat-413	1	113	malaysia	malaysia	PROPN
easat-413	1	114	;	;	PUNCT
easat-413	1	115	azzril.j@gmail.com	azzril.j@gmail.com	X
easat-413	1	116	(	(	PUNCT
easat-413	1	117	a.j	a.j	PROPN
easat-413	1	118	.	.	PROPN
easat-413	1	119	)	)	PUNCT
easat-413	1	120	;	;	PUNCT
easat-413	1	121	razana@uitm.edu.my	razana@uitm.edu.my	NOUN
easat-413	1	122	(	(	PUNCT
easat-413	1	123	r.j.j	r.j.j	NOUN
easat-413	1	124	.	.	PUNCT
easat-413	1	125	)	)	PUNCT
easat-413	1	126	;	;	PUNCT
easat-413	1	127	melissamamyudi@uitm.edu.my	melissamamyudi@uitm.edu.my	NOUN
easat-413	1	128	(	(	PUNCT
easat-413	1	129	m.m.y	m.m.y	NOUN
easat-413	1	130	.	.	PUNCT
easat-413	1	131	)	)	PUNCT
easat-413	1	132	.	.	PUNCT
easat-413	2	1	2faculty	2faculty	NUM
easat-413	2	2	of	of	ADP
easat-413	2	3	economics	economic	NOUN
easat-413	2	4	and	and	CCONJ
easat-413	2	5	business	business	NOUN
easat-413	2	6	,	,	PUNCT
easat-413	2	7	universitas	universita	NOUN
easat-413	2	8	riau	riau	PROPN
easat-413	2	9	,	,	PUNCT
easat-413	2	10	pekanbaru	pekanbaru	PROPN
easat-413	2	11	,	,	PUNCT
easat-413	2	12	indonesia	indonesia	PROPN
easat-413	2	13	;	;	PUNCT
easat-413	2	14	arumegazarefar.akt@gmail.com	arumegazarefar.akt@gmail.com	PROPN
easat-413	2	15	(	(	PUNCT
easat-413	2	16	a.z	a.z	PROPN
easat-413	2	17	.	.	PROPN
easat-413	2	18	)	)	PUNCT
easat-413	2	19	.	.	PUNCT
easat-413	3	1	abstract	abstract	ADJ
easat-413	3	2	:	:	PUNCT
easat-413	3	3	bank	bank	PROPN
easat-413	3	4	negara	negara	PROPN
easat-413	3	5	malaysia	malaysia	PROPN
easat-413	3	6	has	have	AUX
easat-413	3	7	imposed	impose	VERB
easat-413	3	8	the	the	DET
easat-413	3	9	requirement	requirement	NOUN
easat-413	3	10	to	to	PART
easat-413	3	11	report	report	VERB
easat-413	3	12	suspicious	suspicious	ADJ
easat-413	3	13	transactions	transaction	NOUN
easat-413	3	14	to	to	ADP
easat-413	3	15	all	all	DET
easat-413	3	16	financial	financial	ADJ
easat-413	3	17	institutions	institution	NOUN
easat-413	3	18	in	in	ADP
easat-413	3	19	malaysia	malaysia	PROPN
easat-413	3	20	,	,	PUNCT
easat-413	3	21	including	include	VERB
easat-413	3	22	money	money	NOUN
easat-413	3	23	services	service	NOUN
easat-413	3	24	businesses	business	NOUN
easat-413	3	25	.	.	PUNCT
easat-413	4	1	the	the	DET
easat-413	4	2	requirement	requirement	NOUN
easat-413	4	3	was	be	AUX
easat-413	4	4	codified	codify	VERB
easat-413	4	5	in	in	ADP
easat-413	4	6	the	the	DET
easat-413	4	7	anti	anti	ADJ
easat-413	4	8	-	-	ADJ
easat-413	4	9	money	money	ADJ
easat-413	4	10	laundering	laundering	NOUN
easat-413	4	11	,	,	PUNCT
easat-413	4	12	anti	anti	ADJ
easat-413	4	13	-	-	ADJ
easat-413	4	14	terrorism	terrorism	ADJ
easat-413	4	15	financing	financing	NOUN
easat-413	4	16	,	,	PUNCT
easat-413	4	17	and	and	CCONJ
easat-413	4	18	proceeds	proceed	NOUN
easat-413	4	19	of	of	ADP
easat-413	4	20	unlawful	unlawful	ADJ
easat-413	4	21	activities	activity	NOUN
easat-413	4	22	act	act	VERB
easat-413	4	23	2001	2001	NUM
easat-413	4	24	,	,	PUNCT
easat-413	4	25	and	and	CCONJ
easat-413	4	26	failure	failure	NOUN
easat-413	4	27	to	to	PART
easat-413	4	28	comply	comply	VERB
easat-413	4	29	with	with	ADP
easat-413	4	30	the	the	DET
easat-413	4	31	requirement	requirement	NOUN
easat-413	4	32	can	can	AUX
easat-413	4	33	amount	amount	VERB
easat-413	4	34	to	to	ADP
easat-413	4	35	a	a	DET
easat-413	4	36	severe	severe	ADJ
easat-413	4	37	financial	financial	ADJ
easat-413	4	38	penalty	penalty	NOUN
easat-413	4	39	.	.	PUNCT
easat-413	5	1	however	however	ADV
easat-413	5	2	,	,	PUNCT
easat-413	5	3	a	a	DET
easat-413	5	4	few	few	ADJ
easat-413	5	5	reported	report	VERB
easat-413	5	6	cases	case	NOUN
easat-413	5	7	against	against	ADP
easat-413	5	8	the	the	DET
easat-413	5	9	money	money	NOUN
easat-413	5	10	services	service	NOUN
easat-413	5	11	business	business	NOUN
easat-413	5	12	due	due	ADP
easat-413	5	13	to	to	ADP
easat-413	5	14	failure	failure	NOUN
easat-413	5	15	to	to	PART
easat-413	5	16	report	report	VERB
easat-413	5	17	suspicious	suspicious	ADJ
easat-413	5	18	transactions	transaction	NOUN
easat-413	5	19	had	have	AUX
easat-413	5	20	shaken	shake	VERB
easat-413	5	21	the	the	DET
easat-413	5	22	public	public	NOUN
easat-413	5	23	's	's	PART
easat-413	5	24	confidence	confidence	NOUN
easat-413	5	25	and	and	CCONJ
easat-413	5	26	had	have	VERB
easat-413	5	27	a	a	DET
easat-413	5	28	huge	huge	ADJ
easat-413	5	29	adverse	adverse	ADJ
easat-413	5	30	impact	impact	NOUN
easat-413	5	31	on	on	ADP
easat-413	5	32	the	the	DET
easat-413	5	33	credibility	credibility	NOUN
easat-413	5	34	and	and	CCONJ
easat-413	5	35	integrity	integrity	NOUN
easat-413	5	36	of	of	ADP
easat-413	5	37	the	the	DET
easat-413	5	38	money	money	NOUN
easat-413	5	39	services	service	NOUN
easat-413	5	40	business	business	NOUN
easat-413	5	41	.	.	PUNCT
easat-413	6	1	this	this	DET
easat-413	6	2	study	study	NOUN
easat-413	6	3	is	be	AUX
easat-413	6	4	conducted	conduct	VERB
easat-413	6	5	to	to	PART
easat-413	6	6	examine	examine	VERB
easat-413	6	7	the	the	DET
easat-413	6	8	factors	factor	NOUN
easat-413	6	9	that	that	PRON
easat-413	6	10	could	could	AUX
easat-413	6	11	influence	influence	VERB
easat-413	6	12	suspicious	suspicious	ADJ
easat-413	6	13	transaction	transaction	NOUN
easat-413	6	14	reporting	reporting	NOUN
easat-413	6	15	,	,	PUNCT
easat-413	6	16	namely	namely	ADV
easat-413	6	17	knowledge	knowledge	NOUN
easat-413	6	18	,	,	PUNCT
easat-413	6	19	training	training	NOUN
easat-413	6	20	,	,	PUNCT
easat-413	6	21	and	and	CCONJ
easat-413	6	22	customer	customer	NOUN
easat-413	6	23	due	due	ADJ
easat-413	6	24	diligence	diligence	NOUN
easat-413	6	25	.	.	PUNCT
easat-413	7	1	the	the	DET
easat-413	7	2	statistical	statistical	ADJ
easat-413	7	3	package	package	NOUN
easat-413	7	4	for	for	ADP
easat-413	7	5	social	social	ADJ
easat-413	7	6	science	science	NOUN
easat-413	7	7	(	(	PUNCT
easat-413	7	8	spss	spss	PROPN
easat-413	7	9	)	)	PUNCT
easat-413	7	10	version	version	NOUN
easat-413	7	11	25	25	NUM
easat-413	7	12	software	software	NOUN
easat-413	7	13	was	be	AUX
easat-413	7	14	used	use	VERB
easat-413	7	15	for	for	ADP
easat-413	7	16	analysis	analysis	NOUN
easat-413	7	17	of	of	ADP
easat-413	7	18	the	the	DET
easat-413	7	19	data	datum	NOUN
easat-413	7	20	,	,	PUNCT
easat-413	7	21	which	which	PRON
easat-413	7	22	were	be	AUX
easat-413	7	23	collected	collect	VERB
easat-413	7	24	by	by	ADP
easat-413	7	25	sending	send	VERB
easat-413	7	26	questionnaires	questionnaire	NOUN
easat-413	7	27	to	to	ADP
easat-413	7	28	163	163	NUM
easat-413	7	29	money	money	NOUN
easat-413	7	30	laundering	laundering	NOUN
easat-413	7	31	reporting	reporting	NOUN
easat-413	7	32	officers	officer	NOUN
easat-413	7	33	currently	currently	ADV
easat-413	7	34	working	work	VERB
easat-413	7	35	with	with	ADP
easat-413	7	36	money	money	NOUN
easat-413	7	37	services	service	NOUN
easat-413	7	38	businesses	business	NOUN
easat-413	7	39	in	in	ADP
easat-413	7	40	malaysia	malaysia	PROPN
easat-413	7	41	.	.	PUNCT
easat-413	8	1	the	the	DET
easat-413	8	2	results	result	NOUN
easat-413	8	3	revealed	reveal	VERB
easat-413	8	4	that	that	SCONJ
easat-413	8	5	knowledge	knowledge	NOUN
easat-413	8	6	and	and	CCONJ
easat-413	8	7	training	training	NOUN
easat-413	8	8	had	have	VERB
easat-413	8	9	a	a	DET
easat-413	8	10	significant	significant	ADJ
easat-413	8	11	positive	positive	ADJ
easat-413	8	12	effect	effect	NOUN
easat-413	8	13	on	on	ADP
easat-413	8	14	suspicious	suspicious	ADJ
easat-413	8	15	transaction	transaction	NOUN
easat-413	8	16	reporting	reporting	NOUN
easat-413	8	17	decisions	decision	NOUN
easat-413	8	18	,	,	PUNCT
easat-413	8	19	but	but	CCONJ
easat-413	8	20	not	not	PART
easat-413	8	21	customer	customer	NOUN
easat-413	8	22	due	due	ADJ
easat-413	8	23	diligence	diligence	NOUN
easat-413	8	24	.	.	PUNCT
easat-413	9	1	the	the	DET
easat-413	9	2	results	result	NOUN
easat-413	9	3	from	from	ADP
easat-413	9	4	this	this	DET
easat-413	9	5	study	study	NOUN
easat-413	9	6	could	could	AUX
easat-413	9	7	be	be	AUX
easat-413	9	8	used	use	VERB
easat-413	9	9	by	by	ADP
easat-413	9	10	the	the	DET
easat-413	9	11	trade	trade	NOUN
easat-413	9	12	association	association	PROPN
easat-413	9	13	and	and	CCONJ
easat-413	9	14	bank	bank	PROPN
easat-413	9	15	negara	negara	PROPN
easat-413	9	16	malaysia	malaysia	PROPN
easat-413	9	17	in	in	ADP
easat-413	9	18	developing	develop	VERB
easat-413	9	19	an	an	DET
easat-413	9	20	evocative	evocative	ADJ
easat-413	9	21	competency	competency	NOUN
easat-413	9	22	development	development	NOUN
easat-413	9	23	program	program	NOUN
easat-413	9	24	for	for	ADP
easat-413	9	25	money	money	NOUN
easat-413	9	26	laundering	laundering	NOUN
easat-413	9	27	reporting	report	VERB
easat-413	9	28	officers	officer	NOUN
easat-413	9	29	in	in	ADP
easat-413	9	30	malaysia	malaysia	PROPN
easat-413	9	31	.	.	PUNCT
easat-413	10	1	these	these	DET
easat-413	10	2	findings	finding	NOUN
easat-413	10	3	would	would	AUX
easat-413	10	4	also	also	ADV
easat-413	10	5	benefit	benefit	VERB
easat-413	10	6	money	money	NOUN
easat-413	10	7	laundering	laundering	NOUN
easat-413	10	8	reporting	reporting	NOUN
easat-413	10	9	officers	officer	NOUN
easat-413	10	10	,	,	PUNCT
easat-413	10	11	money	money	NOUN
easat-413	10	12	services	service	NOUN
easat-413	10	13	businesses	business	NOUN
easat-413	10	14	,	,	PUNCT
easat-413	10	15	and	and	CCONJ
easat-413	10	16	academia	academia	NOUN
easat-413	10	17	.	.	PUNCT
easat-413	11	1	limitations	limitation	NOUN
easat-413	11	2	and	and	CCONJ
easat-413	11	3	recommendations	recommendation	NOUN
easat-413	11	4	for	for	ADP
easat-413	11	5	future	future	ADJ
easat-413	11	6	research	research	NOUN
easat-413	11	7	are	be	AUX
easat-413	11	8	discussed	discuss	VERB
easat-413	11	9	.	.	PUNCT
easat-413	12	1	keywords	keyword	NOUN
easat-413	12	2	:	:	PUNCT
easat-413	12	3	customer	customer	NOUN
easat-413	12	4	due	due	ADJ
easat-413	12	5	diligence	diligence	NOUN
easat-413	12	6	,	,	PUNCT
easat-413	12	7	knowledge	knowledge	NOUN
easat-413	12	8	,	,	PUNCT
easat-413	12	9	money	money	NOUN
easat-413	12	10	services	service	NOUN
easat-413	12	11	business	business	NOUN
easat-413	12	12	,	,	PUNCT
easat-413	12	13	suspicious	suspicious	ADJ
easat-413	12	14	transaction	transaction	NOUN
easat-413	12	15	reporting	reporting	NOUN
easat-413	12	16	decision	decision	NOUN
easat-413	12	17	,	,	PUNCT
easat-413	12	18	training	training	NOUN
easat-413	12	19	.	.	PUNCT
easat-413	13	1	1	1	X
easat-413	13	2	.	.	X
easat-413	13	3	introduction	introduction	NOUN
easat-413	13	4	international	international	ADJ
easat-413	13	5	leaders	leader	NOUN
easat-413	13	6	have	have	AUX
easat-413	13	7	focused	focus	VERB
easat-413	13	8	on	on	ADP
easat-413	13	9	money	money	NOUN
easat-413	13	10	laundering	laundering	NOUN
easat-413	13	11	and	and	CCONJ
easat-413	13	12	terrorism	terrorism	NOUN
easat-413	13	13	financing	financing	NOUN
easat-413	13	14	as	as	ADP
easat-413	13	15	global	global	ADJ
easat-413	13	16	economic	economic	ADJ
easat-413	13	17	threats	threat	NOUN
easat-413	13	18	.	.	PUNCT
easat-413	14	1	money	money	NOUN
easat-413	14	2	laundering	laundering	NOUN
easat-413	14	3	has	have	VERB
easat-413	14	4	major	major	ADJ
easat-413	14	5	global	global	ADJ
easat-413	14	6	and	and	CCONJ
easat-413	14	7	local	local	ADJ
easat-413	14	8	repercussions	repercussion	NOUN
easat-413	14	9	on	on	ADP
easat-413	14	10	corporations	corporation	NOUN
easat-413	14	11	,	,	PUNCT
easat-413	14	12	economies	economy	NOUN
easat-413	14	13	,	,	PUNCT
easat-413	14	14	and	and	CCONJ
easat-413	14	15	governments	government	NOUN
easat-413	14	16	[	[	X
easat-413	14	17	1	1	NUM
easat-413	14	18	-	-	SYM
easat-413	14	19	3	3	NUM
easat-413	14	20	]	]	PUNCT
easat-413	14	21	.	.	PUNCT
easat-413	15	1	money	money	NOUN
easat-413	15	2	laundering	laundering	NOUN
easat-413	15	3	harms	harm	VERB
easat-413	15	4	financial	financial	ADJ
easat-413	15	5	sector	sector	NOUN
easat-413	15	6	institutions	institution	NOUN
easat-413	15	7	,	,	PUNCT
easat-413	15	8	fostering	foster	VERB
easat-413	15	9	crime	crime	NOUN
easat-413	15	10	and	and	CCONJ
easat-413	15	11	corruption	corruption	NOUN
easat-413	15	12	that	that	PRON
easat-413	15	13	delay	delay	VERB
easat-413	15	14	economic	economic	ADJ
easat-413	15	15	growth	growth	NOUN
easat-413	15	16	and	and	CCONJ
easat-413	15	17	reduce	reduce	VERB
easat-413	15	18	real	real	ADJ
easat-413	15	19	sector	sector	NOUN
easat-413	15	20	efficiency	efficiency	NOUN
easat-413	15	21	.	.	PUNCT
easat-413	16	1	money	money	NOUN
easat-413	16	2	laundering	laundering	NOUN
easat-413	16	3	is	be	AUX
easat-413	16	4	a	a	DET
easat-413	16	5	threat	threat	NOUN
easat-413	16	6	to	to	ADP
easat-413	16	7	the	the	DET
easat-413	16	8	credibility	credibility	NOUN
easat-413	16	9	of	of	ADP
easat-413	16	10	international	international	ADJ
easat-413	16	11	financial	financial	ADJ
easat-413	16	12	institutions	institution	NOUN
easat-413	16	13	.	.	PUNCT
easat-413	17	1	all	all	DET
easat-413	17	2	countries	country	NOUN
easat-413	17	3	in	in	ADP
easat-413	17	4	the	the	DET
easat-413	17	5	international	international	ADJ
easat-413	17	6	financial	financial	ADJ
easat-413	17	7	system	system	NOUN
easat-413	17	8	are	be	AUX
easat-413	17	9	at	at	ADP
easat-413	17	10	risk	risk	NOUN
easat-413	17	11	when	when	SCONJ
easat-413	17	12	it	it	PRON
easat-413	17	13	weakens	weaken	VERB
easat-413	17	14	it	it	PRON
easat-413	17	15	[	[	X
easat-413	17	16	4	4	NUM
easat-413	17	17	,	,	PUNCT
easat-413	17	18	5	5	NUM
easat-413	17	19	]	]	PUNCT
easat-413	17	20	.	.	PUNCT
easat-413	18	1	money	money	NOUN
easat-413	18	2	laundering	laundering	NOUN
easat-413	18	3	affects	affect	VERB
easat-413	18	4	emerging	emerge	VERB
easat-413	18	5	markets	market	NOUN
easat-413	18	6	as	as	ADV
easat-413	18	7	well	well	ADV
easat-413	18	8	as	as	ADP
easat-413	18	9	big	big	ADJ
easat-413	18	10	financial	financial	ADJ
easat-413	18	11	markets	market	NOUN
easat-413	18	12	and	and	CCONJ
easat-413	18	13	seaports	seaport	NOUN
easat-413	18	14	.	.	PUNCT
easat-413	19	1	emerging	emerge	VERB
easat-413	19	2	markets	market	NOUN
easat-413	19	3	become	become	VERB
easat-413	19	4	easy	easy	ADJ
easat-413	19	5	money	money	NOUN
easat-413	19	6	laundering	laundering	NOUN
easat-413	19	7	targets	target	NOUN
easat-413	19	8	as	as	ADP
easat-413	19	9	their	their	PRON
easat-413	19	10	economies	economy	NOUN
easat-413	19	11	and	and	CCONJ
easat-413	19	12	banking	banking	NOUN
easat-413	19	13	sectors	sector	NOUN
easat-413	19	14	open	open	VERB
easat-413	19	15	up	up	ADP
easat-413	19	16	.	.	PUNCT
easat-413	20	1	pricewaterhouse	pricewaterhouse	NOUN
easat-413	20	2	-	-	PUNCT
easat-413	20	3	coopers	cooper	NOUN
easat-413	20	4	'	'	PART
easat-413	20	5	global	global	ADJ
easat-413	20	6	economic	economic	ADJ
easat-413	20	7	crime	crime	NOUN
easat-413	20	8	and	and	CCONJ
easat-413	20	9	fraud	fraud	PROPN
easat-413	20	10	survey	survey	PROPN
easat-413	20	11	2018	2018	NUM
easat-413	20	12	found	find	VERB
easat-413	20	13	that	that	SCONJ
easat-413	20	14	money	money	NOUN
easat-413	20	15	laundering	laundering	NOUN
easat-413	20	16	in	in	ADP
easat-413	20	17	malaysia	malaysia	PROPN
easat-413	20	18	increased	increase	VERB
easat-413	20	19	by	by	ADP
easat-413	20	20	28	28	NUM
easat-413	20	21	%	%	NOUN
easat-413	20	22	during	during	ADP
easat-413	20	23	2016	2016	NUM
easat-413	20	24	,	,	PUNCT
easat-413	20	25	totaling	total	VERB
easat-413	20	26	usd	usd	NOUN
easat-413	20	27	800	800	NUM
easat-413	20	28	billion	billion	NUM
easat-413	20	29	to	to	PART
easat-413	20	30	usd	usd	NOUN
easat-413	20	31	2	2	NUM
easat-413	20	32	trillion	trillion	NUM
easat-413	20	33	.	.	PUNCT
easat-413	21	1	in	in	ADP
easat-413	21	2	2022	2022	NUM
easat-413	21	3	,	,	PUNCT
easat-413	21	4	the	the	DET
easat-413	21	5	central	central	ADJ
easat-413	21	6	bank	bank	NOUN
easat-413	21	7	received	receive	VERB
easat-413	21	8	250,000	250,000	NUM
easat-413	21	9	suspicious	suspicious	ADJ
easat-413	21	10	transaction	transaction	NOUN
easat-413	21	11	reports	report	NOUN
easat-413	21	12	(	(	PUNCT
easat-413	21	13	strs	strs	NOUN
easat-413	21	14	)	)	PUNCT
easat-413	21	15	,	,	PUNCT
easat-413	21	16	up	up	ADV
easat-413	21	17	30	30	NUM
easat-413	21	18	%	%	NOUN
easat-413	21	19	from	from	ADP
easat-413	21	20	2021	2021	NUM
easat-413	21	21	[	[	X
easat-413	21	22	6	6	NUM
easat-413	21	23	]	]	PUNCT
easat-413	21	24	.	.	PUNCT
easat-413	22	1	criminals	criminal	NOUN
easat-413	22	2	channel	channel	NOUN
easat-413	22	3	monies	monie	NOUN
easat-413	22	4	through	through	ADP
easat-413	22	5	money	money	NOUN
easat-413	22	6	services	service	NOUN
easat-413	22	7	businesses	business	NOUN
easat-413	22	8	like	like	ADP
easat-413	22	9	western	western	ADJ
easat-413	22	10	union	union	NOUN
easat-413	22	11	and	and	CCONJ
easat-413	22	12	automated	automate	VERB
easat-413	22	13	teller	teller	NOUN
easat-413	22	14	machines	machine	NOUN
easat-413	22	15	to	to	PART
easat-413	22	16	fund	fund	VERB
easat-413	22	17	terrorism	terrorism	NOUN
easat-413	22	18	activities	activity	NOUN
easat-413	22	19	,	,	PUNCT
easat-413	22	20	such	such	ADJ
easat-413	22	21	as	as	ADP
easat-413	22	22	weapons	weapon	NOUN
easat-413	22	23	possession	possession	NOUN
easat-413	22	24	,	,	PUNCT
easat-413	22	25	gathering	gathering	NOUN
easat-413	22	26	,	,	PUNCT
easat-413	22	27	and	and	CCONJ
easat-413	22	28	training	training	NOUN
easat-413	22	29	for	for	ADP
easat-413	22	30	terrorism	terrorism	NOUN
easat-413	22	31	.	.	PUNCT
easat-413	23	1	according	accord	VERB
easat-413	23	2	to	to	ADP
easat-413	23	3	the	the	DET
easat-413	23	4	anti	anti	ADJ
easat-413	23	5	-	-	ADJ
easat-413	23	6	terrorism	terrorism	ADJ
easat-413	23	7	unit	unit	NOUN
easat-413	23	8	of	of	ADP
easat-413	23	9	the	the	DET
easat-413	23	10	royal	royal	PROPN
easat-413	23	11	malaysia	malaysia	PROPN
easat-413	23	12	police	police	NOUN
easat-413	23	13	,	,	PUNCT
easat-413	23	14	institutions	institution	NOUN
easat-413	23	15	are	be	AUX
easat-413	23	16	required	require	VERB
easat-413	23	17	to	to	PART
easat-413	23	18	report	report	VERB
easat-413	23	19	suspicious	suspicious	ADJ
easat-413	23	20	transactions	transaction	NOUN
easat-413	23	21	,	,	PUNCT
easat-413	23	22	but	but	CCONJ
easat-413	23	23	they	they	PRON
easat-413	23	24	frequently	frequently	ADV
easat-413	23	25	disregard	disregard	VERB
easat-413	23	26	this	this	DET
easat-413	23	27	requirement	requirement	NOUN
easat-413	23	28	due	due	ADP
easat-413	23	29	to	to	ADP
easat-413	23	30	the	the	DET
easat-413	23	31	crime	crime	NOUN
easat-413	23	32	of	of	ADP
easat-413	23	33	transaction	transaction	NOUN
easat-413	23	34	tracking	tracking	NOUN
easat-413	23	35	and	and	CCONJ
easat-413	23	36	the	the	DET
easat-413	23	37	small	small	ADJ
easat-413	23	38	amount	amount	NOUN
easat-413	23	39	of	of	ADP
easat-413	23	40	money	money	NOUN
easat-413	23	41	involved	involve	VERB
easat-413	23	42	[	[	PUNCT
easat-413	23	43	7	7	NUM
easat-413	23	44	]	]	PUNCT
easat-413	23	45	.	.	PUNCT
easat-413	24	1	therefore	therefore	ADV
easat-413	24	2	,	,	PUNCT
easat-413	24	3	arrangements	arrangement	NOUN
easat-413	24	4	made	make	VERB
easat-413	24	5	by	by	ADP
easat-413	24	6	the	the	DET
easat-413	24	7	mailto:razana@uitm.edu.my	mailto:razana@uitm.edu.my	PROPN
easat-413	24	8	25	25	NUM
easat-413	24	9	edelweiss	edelweiss	PROPN
easat-413	24	10	applied	apply	VERB
easat-413	24	11	science	science	NOUN
easat-413	24	12	and	and	CCONJ
easat-413	24	13	technology	technology	NOUN
easat-413	24	14	issn	issn	PROPN
easat-413	24	15	:	:	PUNCT
easat-413	24	16	2576	2576	NUM
easat-413	24	17	-	-	SYM
easat-413	24	18	8484	8484	NUM
easat-413	24	19	vol	vol	NOUN
easat-413	24	20	.	.	PROPN
easat-413	25	1	8	8	NUM
easat-413	25	2	,	,	PUNCT
easat-413	25	3	no	no	INTJ
easat-413	25	4	.	.	NOUN
easat-413	25	5	1	1	NUM
easat-413	25	6	:	:	PUNCT
easat-413	25	7	24	24	NUM
easat-413	25	8	-	-	SYM
easat-413	25	9	32	32	NUM
easat-413	25	10	,	,	PUNCT
easat-413	25	11	2024	2024	NUM
easat-413	25	12	doi	doi	NOUN
easat-413	25	13	:	:	PUNCT
easat-413	25	14	10.55214/25768484.v8i1.413	10.55214/25768484.v8i1.413	NUM
easat-413	25	15	©	©	PROPN
easat-413	25	16	2024	2024	NUM
easat-413	25	17	by	by	ADP
easat-413	25	18	the	the	DET
easat-413	25	19	authors	author	NOUN
easat-413	25	20	;	;	PUNCT
easat-413	25	21	licensee	licensee	PROPN
easat-413	25	22	learning	learning	PROPN
easat-413	25	23	gate	gate	PROPN
easat-413	25	24	bank	bank	PROPN
easat-413	25	25	negara	negara	PROPN
easat-413	25	26	malaysia	malaysia	PROPN
easat-413	25	27	,	,	PUNCT
easat-413	25	28	such	such	ADJ
easat-413	25	29	as	as	ADP
easat-413	25	30	the	the	DET
easat-413	25	31	anti	anti	ADJ
easat-413	25	32	-	-	ADJ
easat-413	25	33	money	money	ADJ
easat-413	25	34	laundering	laundering	NOUN
easat-413	25	35	,	,	PUNCT
easat-413	25	36	anti	anti	ADJ
easat-413	25	37	-	-	ADJ
easat-413	25	38	terrorism	terrorism	ADJ
easat-413	25	39	financing	financing	NOUN
easat-413	25	40	,	,	PUNCT
easat-413	25	41	and	and	CCONJ
easat-413	25	42	proceeds	proceed	NOUN
easat-413	25	43	of	of	ADP
easat-413	25	44	unlawful	unlawful	ADJ
easat-413	25	45	activities	activity	NOUN
easat-413	25	46	act	act	VERB
easat-413	25	47	2001	2001	NUM
easat-413	25	48	,	,	PUNCT
easat-413	25	49	and	and	CCONJ
easat-413	25	50	several	several	ADJ
easat-413	25	51	others	other	NOUN
easat-413	25	52	,	,	PUNCT
easat-413	25	53	have	have	AUX
easat-413	25	54	been	be	AUX
easat-413	25	55	put	put	VERB
easat-413	25	56	in	in	ADP
easat-413	25	57	place	place	NOUN
easat-413	25	58	to	to	PART
easat-413	25	59	accommodate	accommodate	VERB
easat-413	25	60	fina	fina	PROPN
easat-413	25	61	ncial	ncial	PROPN
easat-413	25	62	institutions	institution	NOUN
easat-413	25	63	reporting	report	VERB
easat-413	25	64	suspicious	suspicious	ADJ
easat-413	25	65	transactions	transaction	NOUN
easat-413	25	66	.	.	PUNCT
easat-413	26	1	however	however	ADV
easat-413	26	2	,	,	PUNCT
easat-413	26	3	there	there	PRON
easat-413	26	4	are	be	VERB
easat-413	26	5	still	still	ADV
easat-413	26	6	gaps	gap	NOUN
easat-413	26	7	in	in	ADP
easat-413	26	8	the	the	DET
easat-413	26	9	implementation	implementation	NOUN
easat-413	26	10	of	of	ADP
easat-413	26	11	these	these	DET
easat-413	26	12	arrangements	arrangement	NOUN
easat-413	26	13	,	,	PUNCT
easat-413	26	14	particularly	particularly	ADV
easat-413	26	15	in	in	ADP
easat-413	26	16	the	the	DET
easat-413	26	17	money	money	NOUN
easat-413	26	18	services	service	NOUN
easat-413	26	19	business	business	NOUN
easat-413	26	20	[	[	X
easat-413	26	21	8	8	NUM
easat-413	26	22	]	]	PUNCT
easat-413	26	23	.	.	PUNCT
easat-413	27	1	several	several	ADJ
easat-413	27	2	money	money	NOUN
easat-413	27	3	services	service	NOUN
easat-413	27	4	businesses	business	NOUN
easat-413	27	5	possessed	possess	VERB
easat-413	27	6	weak	weak	ADJ
easat-413	27	7	anti	anti	ADJ
easat-413	27	8	-	-	ADJ
easat-413	27	9	money	money	ADJ
easat-413	27	10	laundering	laundering	NOUN
easat-413	27	11	and	and	CCONJ
easat-413	27	12	counter	counter	NOUN
easat-413	27	13	financing	finance	VERB
easat-413	27	14	terrorism	terrorism	NOUN
easat-413	27	15	(	(	PUNCT
easat-413	27	16	aml	aml	PROPN
easat-413	27	17	/	/	SYM
easat-413	27	18	cft	cft	PROPN
easat-413	27	19	)	)	PUNCT
easat-413	27	20	programs	program	NOUN
easat-413	27	21	,	,	PUNCT
easat-413	27	22	and	and	CCONJ
easat-413	27	23	western	western	PROPN
easat-413	27	24	union	union	NOUN
easat-413	27	25	forfeited	forfeit	VERB
easat-413	27	26	nearly	nearly	ADV
easat-413	27	27	usd	usd	NOUN
easat-413	27	28	600	600	NUM
easat-413	27	29	billion	billion	NUM
easat-413	27	30	due	due	ADJ
easat-413	27	31	to	to	ADP
easat-413	27	32	misconduct	misconduct	NOUN
easat-413	27	33	in	in	ADP
easat-413	27	34	aml	aml	PROPN
easat-413	27	35	/	/	SYM
easat-413	27	36	cft	cft	PROPN
easat-413	27	37	,	,	PUNCT
easat-413	27	38	money	money	NOUN
easat-413	27	39	extortion	extortion	NOUN
easat-413	27	40	,	,	PUNCT
easat-413	27	41	and	and	CCONJ
easat-413	27	42	several	several	ADJ
easat-413	27	43	other	other	ADJ
easat-413	27	44	financial	financial	ADJ
easat-413	27	45	crimes	crime	NOUN
easat-413	28	1	[	[	X
easat-413	28	2	9	9	NUM
easat-413	28	3	]	]	PUNCT
easat-413	28	4	.	.	PUNCT
easat-413	29	1	additionally	additionally	ADV
easat-413	29	2	,	,	PUNCT
easat-413	29	3	most	most	ADJ
easat-413	29	4	of	of	ADP
easat-413	29	5	the	the	DET
easat-413	29	6	money	money	NOUN
easat-413	29	7	laundering	laundering	NOUN
easat-413	29	8	reporting	reporting	NOUN
easat-413	29	9	officers	officer	NOUN
easat-413	29	10	have	have	VERB
easat-413	29	11	limited	limit	VERB
easat-413	29	12	qualifications	qualification	NOUN
easat-413	29	13	,	,	PUNCT
easat-413	29	14	training	training	NOUN
easat-413	29	15	,	,	PUNCT
easat-413	29	16	and	and	CCONJ
easat-413	29	17	knowledge	knowledge	NOUN
easat-413	29	18	[	[	X
easat-413	29	19	10	10	NUM
easat-413	29	20	-	-	SYM
easat-413	29	21	13	13	NUM
easat-413	29	22	]	]	PUNCT
easat-413	29	23	.	.	PUNCT
easat-413	30	1	knowledge	knowledge	NOUN
easat-413	30	2	plays	play	VERB
easat-413	30	3	an	an	DET
easat-413	30	4	important	important	ADJ
easat-413	30	5	guideline	guideline	NOUN
easat-413	30	6	for	for	ADP
easat-413	30	7	effective	effective	ADJ
easat-413	30	8	performance	performance	NOUN
easat-413	30	9	,	,	PUNCT
easat-413	30	10	particularly	particularly	ADV
easat-413	30	11	in	in	ADP
easat-413	30	12	money	money	NOUN
easat-413	30	13	laundering	laundering	NOUN
easat-413	30	14	and	and	CCONJ
easat-413	30	15	terrorism	terrorism	NOUN
easat-413	30	16	financing	financing	NOUN
easat-413	30	17	,	,	PUNCT
easat-413	30	18	including	include	VERB
easat-413	30	19	aml	aml	NOUN
easat-413	30	20	and	and	CCONJ
easat-413	30	21	cft	cft	PROPN
easat-413	30	22	,	,	PUNCT
easat-413	30	23	to	to	PART
easat-413	30	24	provide	provide	VERB
easat-413	30	25	the	the	DET
easat-413	30	26	capability	capability	NOUN
easat-413	30	27	to	to	PART
easat-413	30	28	detect	detect	VERB
easat-413	30	29	any	any	DET
easat-413	30	30	doubtful	doubtful	ADJ
easat-413	30	31	transactions	transaction	NOUN
easat-413	30	32	.	.	PUNCT
easat-413	31	1	whereas	whereas	SCONJ
easat-413	31	2	training	training	NOUN
easat-413	31	3	and	and	CCONJ
easat-413	31	4	customer	customer	NOUN
easat-413	31	5	due	due	ADJ
easat-413	31	6	diligence	diligence	NOUN
easat-413	31	7	can	can	AUX
easat-413	31	8	have	have	VERB
easat-413	31	9	a	a	DET
easat-413	31	10	positive	positive	ADJ
easat-413	31	11	impact	impact	NOUN
easat-413	31	12	on	on	ADP
easat-413	31	13	the	the	DET
easat-413	31	14	efficiency	efficiency	NOUN
easat-413	31	15	of	of	ADP
easat-413	31	16	a	a	DET
easat-413	31	17	worker	worker	NOUN
easat-413	31	18	[	[	X
easat-413	31	19	14	14	NUM
easat-413	31	20	,	,	PUNCT
easat-413	31	21	15	15	NUM
easat-413	31	22	]	]	PUNCT
easat-413	31	23	.	.	PUNCT
easat-413	32	1	given	give	VERB
easat-413	32	2	the	the	DET
easat-413	32	3	significant	significant	ADJ
easat-413	32	4	perils	peril	NOUN
easat-413	32	5	of	of	ADP
easat-413	32	6	money	money	NOUN
easat-413	32	7	laundering	laundering	NOUN
easat-413	32	8	and	and	CCONJ
easat-413	32	9	terrorism	terrorism	NOUN
easat-413	32	10	financing	financing	NOUN
easat-413	32	11	,	,	PUNCT
easat-413	32	12	it	it	PRON
easat-413	32	13	is	be	AUX
easat-413	32	14	essential	essential	ADJ
easat-413	32	15	to	to	PART
easat-413	32	16	conduct	conduct	VERB
easat-413	32	17	a	a	DET
easat-413	32	18	study	study	NOUN
easat-413	32	19	to	to	PART
easat-413	32	20	identify	identify	VERB
easat-413	32	21	the	the	DET
easat-413	32	22	gaps	gap	NOUN
easat-413	32	23	in	in	ADP
easat-413	32	24	the	the	DET
easat-413	32	25	implementation	implementation	NOUN
easat-413	32	26	of	of	ADP
easat-413	32	27	arrangements	arrangement	NOUN
easat-413	32	28	made	make	VERB
easat-413	32	29	to	to	PART
easat-413	32	30	prevent	prevent	VERB
easat-413	32	31	these	these	DET
easat-413	32	32	crimes	crime	NOUN
easat-413	32	33	in	in	ADP
easat-413	32	34	malaysia	malaysia	PROPN
easat-413	32	35	.	.	PUNCT
easat-413	33	1	thus	thus	ADV
easat-413	33	2	,	,	PUNCT
easat-413	33	3	the	the	DET
easat-413	33	4	current	current	ADJ
easat-413	33	5	study	study	NOUN
easat-413	33	6	focused	focus	VERB
easat-413	33	7	on	on	ADP
easat-413	33	8	the	the	DET
easat-413	33	9	money	money	NOUN
easat-413	33	10	services	service	NOUN
easat-413	33	11	business	business	NOUN
easat-413	33	12	,	,	PUNCT
easat-413	33	13	which	which	PRON
easat-413	33	14	has	have	AUX
easat-413	33	15	been	be	AUX
easat-413	33	16	identified	identify	VERB
easat-413	33	17	as	as	ADP
easat-413	33	18	a	a	DET
easat-413	33	19	significant	significant	ADJ
easat-413	33	20	area	area	NOUN
easat-413	33	21	of	of	ADP
easat-413	33	22	concern	concern	NOUN
easat-413	33	23	,	,	PUNCT
easat-413	33	24	and	and	CCONJ
easat-413	33	25	investigated	investigate	VERB
easat-413	33	26	the	the	DET
easat-413	33	27	relationships	relationship	NOUN
easat-413	33	28	between	between	ADP
easat-413	33	29	the	the	DET
easat-413	33	30	knowledge	knowledge	NOUN
easat-413	33	31	,	,	PUNCT
easat-413	33	32	training	training	NOUN
easat-413	33	33	,	,	PUNCT
easat-413	33	34	due	due	ADJ
easat-413	33	35	diligence	diligence	NOUN
easat-413	33	36	,	,	PUNCT
easat-413	33	37	and	and	CCONJ
easat-413	33	38	suspicious	suspicious	ADJ
easat-413	33	39	transaction	transaction	NOUN
easat-413	33	40	reporting	reporting	NOUN
easat-413	33	41	decisions	decision	NOUN
easat-413	33	42	of	of	ADP
easat-413	33	43	money	money	NOUN
easat-413	33	44	laundering	launder	VERB
easat-413	33	45	reporting	reporting	NOUN
easat-413	33	46	officers	officer	NOUN
easat-413	33	47	.	.	PUNCT
easat-413	34	1	this	this	DET
easat-413	34	2	study	study	NOUN
easat-413	34	3	aimed	aim	VERB
easat-413	34	4	to	to	PART
easat-413	34	5	investigate	investigate	VERB
easat-413	34	6	the	the	DET
easat-413	34	7	decision	decision	NOUN
easat-413	34	8	-	-	PUNCT
easat-413	34	9	making	make	VERB
easat-413	34	10	process	process	NOUN
easat-413	34	11	of	of	ADP
easat-413	34	12	money	money	NOUN
easat-413	34	13	laundering	laundering	NOUN
easat-413	34	14	reporting	report	VERB
easat-413	34	15	officers	officer	NOUN
easat-413	34	16	in	in	ADP
easat-413	34	17	malaysia	malaysia	PROPN
easat-413	34	18	's	's	PART
easat-413	34	19	money	money	NOUN
easat-413	34	20	services	service	NOUN
easat-413	34	21	business	business	NOUN
easat-413	34	22	regarding	regard	VERB
easat-413	34	23	the	the	DET
easat-413	34	24	reporting	reporting	NOUN
easat-413	34	25	of	of	ADP
easat-413	34	26	suspicious	suspicious	ADJ
easat-413	34	27	transactions	transaction	NOUN
easat-413	34	28	.	.	PUNCT
easat-413	35	1	it	it	PRON
easat-413	35	2	focused	focus	VERB
easat-413	35	3	on	on	ADP
easat-413	35	4	their	their	PRON
easat-413	35	5	knowledge	knowledge	NOUN
easat-413	35	6	,	,	PUNCT
easat-413	35	7	training	training	NOUN
easat-413	35	8	,	,	PUNCT
easat-413	35	9	and	and	CCONJ
easat-413	35	10	customer	customer	NOUN
easat-413	35	11	due	due	ADJ
easat-413	35	12	diligence	diligence	NOUN
easat-413	35	13	practices	practice	NOUN
easat-413	35	14	.	.	PUNCT
easat-413	36	1	the	the	DET
easat-413	36	2	study	study	NOUN
easat-413	36	3	also	also	ADV
easat-413	36	4	aimed	aim	VERB
easat-413	36	5	to	to	PART
easat-413	36	6	provide	provide	VERB
easat-413	36	7	recommendations	recommendation	NOUN
easat-413	36	8	for	for	ADP
easat-413	36	9	enhancing	enhance	VERB
easat-413	36	10	the	the	DET
easat-413	36	11	implementation	implementation	NOUN
easat-413	36	12	of	of	ADP
easat-413	36	13	these	these	DET
easat-413	36	14	arrangements	arrangement	NOUN
easat-413	36	15	,	,	PUNCT
easat-413	36	16	particularly	particularly	ADV
easat-413	36	17	within	within	ADP
easat-413	36	18	the	the	DET
easat-413	36	19	money	money	NOUN
easat-413	36	20	services	service	NOUN
easat-413	36	21	business	business	NOUN
easat-413	36	22	sector	sector	NOUN
easat-413	36	23	,	,	PUNCT
easat-413	36	24	to	to	PART
easat-413	36	25	effectively	effectively	ADV
easat-413	36	26	combat	combat	VERB
easat-413	36	27	money	money	NOUN
easat-413	36	28	laundering	laundering	NOUN
easat-413	36	29	and	and	CCONJ
easat-413	36	30	terrorism	terrorism	NOUN
easat-413	36	31	financing	financing	NOUN
easat-413	36	32	.	.	PUNCT
easat-413	37	1	2	2	X
easat-413	37	2	.	.	X
easat-413	37	3	literature	literature	NOUN
easat-413	37	4	review	review	PROPN
easat-413	37	5	and	and	CCONJ
easat-413	37	6	hypotheses	hypothese	VERB
easat-413	37	7	development	development	NOUN
easat-413	37	8	2.1	2.1	NUM
easat-413	37	9	.	.	PUNCT
easat-413	38	1	knowledge	knowledge	NOUN
easat-413	38	2	knowledge	knowledge	NOUN
easat-413	38	3	can	can	AUX
easat-413	38	4	be	be	AUX
easat-413	38	5	defined	define	VERB
easat-413	38	6	as	as	ADP
easat-413	38	7	having	have	VERB
easat-413	38	8	information	information	NOUN
easat-413	38	9	about	about	ADP
easat-413	38	10	a	a	DET
easat-413	38	11	fact	fact	NOUN
easat-413	38	12	or	or	CCONJ
easat-413	38	13	familiarity	familiarity	NOUN
easat-413	38	14	based	base	VERB
easat-413	38	15	on	on	ADP
easat-413	38	16	experiences	experience	NOUN
easat-413	38	17	and	and	CCONJ
easat-413	38	18	achievements	achievement	NOUN
easat-413	38	19	regarding	regard	VERB
easat-413	38	20	science	science	NOUN
easat-413	38	21	,	,	PUNCT
easat-413	38	22	art	art	NOUN
easat-413	38	23	,	,	PUNCT
easat-413	38	24	or	or	CCONJ
easat-413	38	25	technique	technique	NOUN
easat-413	38	26	[	[	X
easat-413	38	27	16	16	NUM
easat-413	38	28	]	]	PUNCT
easat-413	38	29	.	.	PUNCT
easat-413	39	1	money	money	NOUN
easat-413	39	2	laundering	laundering	NOUN
easat-413	39	3	and	and	CCONJ
easat-413	39	4	terrorist	terrorist	ADJ
easat-413	39	5	financing	financing	NOUN
easat-413	39	6	activities	activity	NOUN
easat-413	39	7	were	be	AUX
easat-413	39	8	categorized	categorize	VERB
easat-413	39	9	as	as	ADP
easat-413	39	10	economic	economic	ADJ
easat-413	39	11	crimes	crime	NOUN
easat-413	39	12	.	.	PUNCT
easat-413	40	1	the	the	DET
easat-413	40	2	officers	officer	NOUN
easat-413	40	3	are	be	AUX
easat-413	40	4	required	require	VERB
easat-413	40	5	to	to	PART
easat-413	40	6	have	have	VERB
easat-413	40	7	knowledge	knowledge	NOUN
easat-413	40	8	about	about	ADP
easat-413	40	9	the	the	DET
easat-413	40	10	forensic	forensic	ADJ
easat-413	40	11	account	account	NOUN
easat-413	40	12	[	[	X
easat-413	40	13	17	17	NUM
easat-413	40	14	]	]	PUNCT
easat-413	40	15	.	.	PUNCT
easat-413	41	1	officers	officer	NOUN
easat-413	41	2	should	should	AUX
easat-413	41	3	be	be	AUX
easat-413	41	4	able	able	ADJ
easat-413	41	5	to	to	PART
easat-413	41	6	entertain	entertain	VERB
easat-413	41	7	fraud	fraud	NOUN
easat-413	41	8	and	and	CCONJ
easat-413	41	9	all	all	ADV
easat-413	41	10	-	-	PUNCT
easat-413	41	11	related	relate	VERB
easat-413	41	12	events	event	NOUN
easat-413	41	13	regarding	regard	VERB
easat-413	41	14	fraud	fraud	NOUN
easat-413	41	15	and	and	CCONJ
easat-413	41	16	must	must	AUX
easat-413	41	17	be	be	AUX
easat-413	41	18	fully	fully	ADV
easat-413	41	19	trained	train	VERB
easat-413	41	20	on	on	ADP
easat-413	41	21	legal	legal	ADJ
easat-413	41	22	criminology	criminology	NOUN
easat-413	41	23	as	as	ADV
easat-413	41	24	well	well	ADV
easat-413	41	25	as	as	ADP
easat-413	41	26	investigations	investigation	NOUN
easat-413	41	27	,	,	PUNCT
easat-413	41	28	eventually	eventually	ADV
easat-413	41	29	offering	offer	VERB
easat-413	41	30	accountability	accountability	NOUN
easat-413	41	31	towards	towards	ADP
easat-413	41	32	this	this	DET
easat-413	41	33	matter	matter	NOUN
easat-413	41	34	and	and	CCONJ
easat-413	41	35	improving	improve	VERB
easat-413	41	36	job	job	NOUN
easat-413	41	37	performance	performance	NOUN
easat-413	41	38	[	[	X
easat-413	41	39	14	14	NUM
easat-413	41	40	]	]	PUNCT
easat-413	41	41	.	.	PUNCT
easat-413	42	1	money	money	NOUN
easat-413	42	2	laundering	laundering	NOUN
easat-413	42	3	reporting	reporting	NOUN
easat-413	42	4	officers	officer	NOUN
easat-413	42	5	should	should	AUX
easat-413	42	6	also	also	ADV
easat-413	42	7	be	be	AUX
easat-413	42	8	competent	competent	ADJ
easat-413	42	9	in	in	ADP
easat-413	42	10	the	the	DET
easat-413	42	11	financial	financial	ADJ
easat-413	42	12	information	information	NOUN
easat-413	42	13	of	of	ADP
easat-413	42	14	money	money	NOUN
easat-413	42	15	services	service	NOUN
easat-413	42	16	businesses	business	NOUN
easat-413	42	17	,	,	PUNCT
easat-413	42	18	as	as	SCONJ
easat-413	42	19	they	they	PRON
easat-413	42	20	provide	provide	VERB
easat-413	42	21	channels	channel	NOUN
easat-413	42	22	for	for	ADP
easat-413	42	23	criminals	criminal	NOUN
easat-413	42	24	and	and	CCONJ
easat-413	42	25	are	be	AUX
easat-413	42	26	eventually	eventually	ADV
easat-413	42	27	victimized	victimize	VERB
easat-413	42	28	by	by	ADP
easat-413	42	29	the	the	DET
easat-413	42	30	launderers	launderer	NOUN
easat-413	42	31	[	[	X
easat-413	42	32	18	18	NUM
easat-413	42	33	]	]	PUNCT
easat-413	42	34	.	.	PUNCT
easat-413	43	1	however	however	ADV
easat-413	43	2	,	,	PUNCT
easat-413	43	3	many	many	ADJ
easat-413	43	4	money	money	NOUN
easat-413	43	5	laundering	laundering	NOUN
easat-413	43	6	reporting	reporting	NOUN
easat-413	43	7	officers	officer	NOUN
easat-413	43	8	have	have	AUX
easat-413	43	9	failed	fail	VERB
easat-413	43	10	to	to	PART
easat-413	43	11	identify	identify	VERB
easat-413	43	12	in	in	ADP
easat-413	43	13	detail	detail	NOUN
easat-413	43	14	the	the	DET
easat-413	43	15	actual	actual	ADJ
easat-413	43	16	perpetrators	perpetrator	NOUN
easat-413	43	17	,	,	PUNCT
easat-413	43	18	the	the	DET
easat-413	43	19	flow	flow	NOUN
easat-413	43	20	of	of	ADP
easat-413	43	21	funds	fund	NOUN
easat-413	43	22	,	,	PUNCT
easat-413	43	23	and	and	CCONJ
easat-413	43	24	the	the	DET
easat-413	43	25	behaviors	behavior	NOUN
easat-413	43	26	associated	associate	VERB
easat-413	43	27	with	with	ADP
easat-413	43	28	money	money	NOUN
easat-413	43	29	laundering	laundering	NOUN
easat-413	43	30	activities	activity	NOUN
easat-413	43	31	.	.	PUNCT
easat-413	44	1	based	base	VERB
easat-413	44	2	on	on	ADP
easat-413	44	3	the	the	DET
easat-413	44	4	above	above	ADJ
easat-413	44	5	discussion	discussion	NOUN
easat-413	44	6	,	,	PUNCT
easat-413	44	7	the	the	DET
easat-413	44	8	following	follow	VERB
easat-413	44	9	hypothesis	hypothesis	NOUN
easat-413	44	10	is	be	AUX
easat-413	44	11	developed	develop	VERB
easat-413	44	12	:	:	PUNCT
easat-413	44	13	h1	h1	NOUN
easat-413	44	14	:	:	PUNCT
easat-413	44	15	there	there	PRON
easat-413	44	16	is	be	VERB
easat-413	44	17	a	a	DET
easat-413	44	18	significant	significant	ADJ
easat-413	44	19	relationship	relationship	NOUN
easat-413	44	20	between	between	ADP
easat-413	44	21	knowledge	knowledge	NOUN
easat-413	44	22	and	and	CCONJ
easat-413	44	23	suspicious	suspicious	ADJ
easat-413	44	24	transaction	transaction	NOUN
easat-413	44	25	reporting	reporting	NOUN
easat-413	44	26	decisions	decision	NOUN
easat-413	44	27	.	.	PUNCT
easat-413	45	1	2.2	2.2	NUM
easat-413	45	2	.	.	PUNCT
easat-413	46	1	training	training	NOUN
easat-413	46	2	training	training	NOUN
easat-413	46	3	could	could	AUX
easat-413	46	4	be	be	AUX
easat-413	46	5	defined	define	VERB
easat-413	46	6	as	as	ADP
easat-413	46	7	the	the	DET
easat-413	46	8	process	process	NOUN
easat-413	46	9	of	of	ADP
easat-413	46	10	exercising	exercise	VERB
easat-413	46	11	the	the	DET
easat-413	46	12	knowledge	knowledge	NOUN
easat-413	46	13	of	of	ADP
easat-413	46	14	an	an	DET
easat-413	46	15	individual	individual	NOUN
easat-413	46	16	to	to	PART
easat-413	46	17	develop	develop	VERB
easat-413	46	18	and	and	CCONJ
easat-413	46	19	enhance	enhance	VERB
easat-413	46	20	one	one	NUM
easat-413	46	21	’s	’s	PART
easat-413	46	22	ability	ability	NOUN
easat-413	46	23	and	and	CCONJ
easat-413	46	24	eventually	eventually	ADV
easat-413	46	25	become	become	VERB
easat-413	46	26	a	a	DET
easat-413	46	27	competent	competent	ADJ
easat-413	46	28	worker	worker	NOUN
easat-413	46	29	[	[	X
easat-413	46	30	19	19	NUM
easat-413	46	31	,	,	PUNCT
easat-413	46	32	20	20	NUM
easat-413	46	33	]	]	PUNCT
easat-413	46	34	.	.	PUNCT
easat-413	47	1	a	a	DET
easat-413	47	2	competent	competent	ADJ
easat-413	47	3	employee	employee	NOUN
easat-413	47	4	is	be	AUX
easat-413	47	5	a	a	DET
easat-413	47	6	trademark	trademark	NOUN
easat-413	47	7	of	of	ADP
easat-413	47	8	an	an	DET
easat-413	47	9	efficient	efficient	ADJ
easat-413	47	10	company	company	NOUN
easat-413	47	11	.	.	PUNCT
easat-413	48	1	in	in	ADP
easat-413	48	2	section	section	NOUN
easat-413	48	3	23.6.6	23.6.6	PROPN
easat-413	48	4	of	of	ADP
easat-413	48	5	bank	bank	PROPN
easat-413	48	6	negara	negara	PROPN
easat-413	48	7	malaysia	malaysia	PROPN
easat-413	48	8	’s	’s	PART
easat-413	48	9	guidelines	guideline	NOUN
easat-413	48	10	on	on	ADP
easat-413	48	11	aml	aml	PROPN
easat-413	48	12	/	/	SYM
easat-413	48	13	cft	cft	PROPN
easat-413	48	14	in	in	ADP
easat-413	48	15	money	money	NOUN
easat-413	48	16	services	service	NOUN
easat-413	48	17	business	business	NOUN
easat-413	48	18	(	(	PUNCT
easat-413	48	19	sector	sector	NOUN
easat-413	48	20	3	3	NUM
easat-413	48	21	)	)	PUNCT
easat-413	48	22	,	,	PUNCT
easat-413	48	23	bank	bank	PROPN
easat-413	48	24	negara	negara	PROPN
easat-413	48	25	malaysia	malaysia	PROPN
easat-413	48	26	requires	require	VERB
easat-413	48	27	all	all	DET
easat-413	48	28	financial	financial	ADJ
easat-413	48	29	companies	company	NOUN
easat-413	48	30	to	to	PART
easat-413	48	31	train	train	VERB
easat-413	48	32	their	their	PRON
easat-413	48	33	employees	employee	NOUN
easat-413	48	34	and	and	CCONJ
easat-413	48	35	instill	instill	VERB
easat-413	48	36	knowledge	knowledge	NOUN
easat-413	48	37	on	on	ADP
easat-413	48	38	money	money	NOUN
easat-413	48	39	laundering	laundering	NOUN
easat-413	48	40	and	and	CCONJ
easat-413	48	41	terrorism	terrorism	NOUN
easat-413	48	42	financing	financing	NOUN
easat-413	48	43	activities	activity	NOUN
easat-413	48	44	.	.	PUNCT
easat-413	49	1	the	the	DET
easat-413	49	2	requirements	requirement	NOUN
easat-413	49	3	also	also	ADV
easat-413	49	4	include	include	VERB
easat-413	49	5	the	the	DET
easat-413	49	6	obligation	obligation	NOUN
easat-413	49	7	to	to	PART
easat-413	49	8	comply	comply	VERB
easat-413	49	9	,	,	PUNCT
easat-413	49	10	implement	implement	VERB
easat-413	49	11	customer	customer	NOUN
easat-413	49	12	due	due	ADJ
easat-413	49	13	diligence	diligence	NOUN
easat-413	49	14	,	,	PUNCT
easat-413	49	15	and	and	CCONJ
easat-413	49	16	report	report	VERB
easat-413	49	17	suspicious	suspicious	ADJ
easat-413	49	18	transactions	transaction	NOUN
easat-413	49	19	.	.	PUNCT
easat-413	50	1	wright	wright	PROPN
easat-413	50	2	and	and	CCONJ
easat-413	50	3	geroy	geroy	NOUN
easat-413	50	4	[	[	X
easat-413	50	5	15	15	NUM
easat-413	50	6	]	]	PUNCT
easat-413	50	7	stated	state	VERB
easat-413	50	8	that	that	SCONJ
easat-413	50	9	the	the	DET
easat-413	50	10	training	training	NOUN
easat-413	50	11	of	of	ADP
easat-413	50	12	employees	employee	NOUN
easat-413	50	13	will	will	AUX
easat-413	50	14	help	help	VERB
easat-413	50	15	to	to	PART
easat-413	50	16	develop	develop	VERB
easat-413	50	17	the	the	DET
easat-413	50	18	officers	officer	NOUN
easat-413	50	19	into	into	ADP
easat-413	50	20	more	more	ADV
easat-413	50	21	competent	competent	ADJ
easat-413	50	22	and	and	CCONJ
easat-413	50	23	efficient	efficient	ADJ
easat-413	50	24	workers	worker	NOUN
easat-413	50	25	.	.	PUNCT
easat-413	51	1	another	another	DET
easat-413	51	2	study	study	NOUN
easat-413	51	3	also	also	ADV
easat-413	51	4	stated	state	VERB
easat-413	51	5	that	that	SCONJ
easat-413	51	6	highly	highly	ADV
easat-413	51	7	trained	train	VERB
easat-413	51	8	money	money	NOUN
easat-413	51	9	laundering	laundering	NOUN
easat-413	51	10	reporting	reporting	NOUN
easat-413	51	11	officers	officer	NOUN
easat-413	51	12	could	could	AUX
easat-413	51	13	identify	identify	VERB
easat-413	51	14	,	,	PUNCT
easat-413	51	15	monitor	monitor	NOUN
easat-413	51	16	,	,	PUNCT
easat-413	51	17	and	and	CCONJ
easat-413	51	18	eventually	eventually	ADV
easat-413	51	19	report	report	VERB
easat-413	51	20	any	any	DET
easat-413	51	21	suspicious	suspicious	ADJ
easat-413	51	22	transaction	transaction	NOUN
easat-413	51	23	regarding	regard	VERB
easat-413	51	24	money	money	NOUN
easat-413	51	25	laundering	laundering	NOUN
easat-413	51	26	crimes	crime	NOUN
easat-413	51	27	,	,	PUNCT
easat-413	51	28	including	include	VERB
easat-413	51	29	red	red	ADJ
easat-413	51	30	flag	flag	NOUN
easat-413	51	31	detection	detection	NOUN
easat-413	51	32	and	and	CCONJ
easat-413	51	33	anomalous	anomalous	ADJ
easat-413	51	34	transactions	transaction	NOUN
easat-413	51	35	.	.	PUNCT
easat-413	52	1	kemal	kemal	NOUN
easat-413	53	1	[	[	X
easat-413	53	2	21	21	NUM
easat-413	53	3	]	]	PUNCT
easat-413	53	4	and	and	CCONJ
easat-413	53	5	kini	kini	X
easat-413	54	1	[	[	X
easat-413	54	2	22	22	NUM
easat-413	54	3	]	]	PUNCT
easat-413	54	4	.	.	PUNCT
easat-413	55	1	keren	keren	PROPN
easat-413	56	1	[	[	X
easat-413	56	2	23	23	NUM
easat-413	56	3	]	]	PUNCT
easat-413	56	4	mentioned	mention	VERB
easat-413	56	5	that	that	SCONJ
easat-413	56	6	it	it	PRON
easat-413	56	7	takes	take	VERB
easat-413	56	8	training	training	NOUN
easat-413	56	9	and	and	CCONJ
easat-413	56	10	education	education	NOUN
easat-413	56	11	to	to	PART
easat-413	56	12	execute	execute	VERB
easat-413	56	13	a	a	DET
easat-413	56	14	proper	proper	ADJ
easat-413	56	15	26	26	NUM
easat-413	56	16	edelweiss	edelweiss	PROPN
easat-413	56	17	applied	apply	VERB
easat-413	56	18	science	science	NOUN
easat-413	56	19	and	and	CCONJ
easat-413	56	20	technology	technology	NOUN
easat-413	56	21	issn	issn	PROPN
easat-413	56	22	:	:	PUNCT
easat-413	56	23	2576	2576	NUM
easat-413	56	24	-	-	SYM
easat-413	56	25	8484	8484	NUM
easat-413	56	26	vol	vol	NOUN
easat-413	56	27	.	.	PROPN
easat-413	57	1	8	8	NUM
easat-413	57	2	,	,	PUNCT
easat-413	57	3	no	no	INTJ
easat-413	57	4	.	.	NOUN
easat-413	57	5	1	1	NUM
easat-413	57	6	:	:	PUNCT
easat-413	57	7	24	24	NUM
easat-413	57	8	-	-	SYM
easat-413	57	9	32	32	NUM
easat-413	57	10	,	,	PUNCT
easat-413	57	11	2024	2024	NUM
easat-413	57	12	doi	doi	NOUN
easat-413	57	13	:	:	PUNCT
easat-413	57	14	10.55214/25768484.v8i1.413	10.55214/25768484.v8i1.413	NUM
easat-413	57	15	©	©	PROPN
easat-413	57	16	2024	2024	NUM
easat-413	57	17	by	by	ADP
easat-413	57	18	the	the	DET
easat-413	57	19	authors	author	NOUN
easat-413	57	20	;	;	PUNCT
easat-413	57	21	licensee	licensee	PROPN
easat-413	57	22	learning	learning	NOUN
easat-413	57	23	gate	gate	VERB
easat-413	57	24	suspicious	suspicious	ADJ
easat-413	57	25	transaction	transaction	NOUN
easat-413	57	26	report	report	NOUN
easat-413	57	27	,	,	PUNCT
easat-413	57	28	for	for	ADP
easat-413	57	29	the	the	DET
easat-413	57	30	decision	decision	NOUN
easat-413	57	31	-	-	PUNCT
easat-413	57	32	making	make	VERB
easat-413	57	33	process	process	NOUN
easat-413	57	34	regarding	regard	VERB
easat-413	57	35	this	this	DET
easat-413	57	36	matter	matter	NOUN
easat-413	57	37	is	be	AUX
easat-413	57	38	very	very	ADV
easat-413	57	39	subjective	subjective	ADJ
easat-413	57	40	and	and	CCONJ
easat-413	57	41	intuitive	intuitive	ADJ
easat-413	57	42	[	[	X
easat-413	57	43	23	23	NUM
easat-413	57	44	]	]	PUNCT
easat-413	57	45	.	.	PUNCT
easat-413	58	1	based	base	VERB
easat-413	58	2	on	on	ADP
easat-413	58	3	the	the	DET
easat-413	58	4	above	above	ADJ
easat-413	58	5	discussion	discussion	NOUN
easat-413	58	6	,	,	PUNCT
easat-413	58	7	the	the	DET
easat-413	58	8	following	follow	VERB
easat-413	58	9	hypothesis	hypothesis	NOUN
easat-413	58	10	is	be	AUX
easat-413	58	11	developed	develop	VERB
easat-413	58	12	:	:	PUNCT
easat-413	58	13	h2	h2	NOUN
easat-413	58	14	:	:	PUNCT
easat-413	58	15	there	there	PRON
easat-413	58	16	is	be	VERB
easat-413	58	17	a	a	DET
easat-413	58	18	significant	significant	ADJ
easat-413	58	19	relationship	relationship	NOUN
easat-413	58	20	between	between	ADP
easat-413	58	21	knowledge	knowledge	NOUN
easat-413	58	22	and	and	CCONJ
easat-413	58	23	suspicious	suspicious	ADJ
easat-413	58	24	transaction	transaction	NOUN
easat-413	58	25	reporting	reporting	NOUN
easat-413	58	26	decisions	decision	NOUN
easat-413	58	27	.	.	PUNCT
easat-413	59	1	2.3	2.3	NUM
easat-413	59	2	.	.	PUNCT
easat-413	59	3	customer	customer	NOUN
easat-413	59	4	due	due	ADJ
easat-413	59	5	diligence	diligence	NOUN
easat-413	59	6	the	the	DET
easat-413	59	7	government	government	NOUN
easat-413	59	8	has	have	AUX
easat-413	59	9	administered	administer	VERB
easat-413	59	10	protocols	protocol	NOUN
easat-413	59	11	and	and	CCONJ
easat-413	59	12	obligations	obligation	NOUN
easat-413	59	13	to	to	PART
easat-413	59	14	hinder	hinder	VERB
easat-413	59	15	money	money	NOUN
easat-413	59	16	laundering	laundering	NOUN
easat-413	59	17	and	and	CCONJ
easat-413	59	18	terrorism	terrorism	NOUN
easat-413	59	19	financing	financing	NOUN
easat-413	59	20	activities	activity	NOUN
easat-413	59	21	and	and	CCONJ
easat-413	59	22	record	record	VERB
easat-413	59	23	suspicious	suspicious	ADJ
easat-413	59	24	transactions	transaction	NOUN
easat-413	59	25	,	,	PUNCT
easat-413	59	26	such	such	ADJ
easat-413	59	27	as	as	ADP
easat-413	59	28	the	the	DET
easat-413	59	29	aml	aml	PROPN
easat-413	59	30	/	/	SYM
easat-413	59	31	cft	cft	PROPN
easat-413	59	32	[	[	X
easat-413	59	33	24	24	NUM
easat-413	59	34	]	]	PUNCT
easat-413	59	35	.	.	PUNCT
easat-413	60	1	these	these	PRON
easat-413	60	2	involve	involve	VERB
easat-413	60	3	the	the	DET
easat-413	60	4	evaluation	evaluation	NOUN
easat-413	60	5	of	of	ADP
easat-413	60	6	the	the	DET
easat-413	60	7	risk	risk	NOUN
easat-413	60	8	,	,	PUNCT
easat-413	60	9	customer	customer	NOUN
easat-413	60	10	due	due	ADJ
easat-413	60	11	diligence	diligence	NOUN
easat-413	60	12	,	,	PUNCT
easat-413	60	13	doubtful	doubtful	ADJ
easat-413	60	14	activity	activity	NOUN
easat-413	60	15	,	,	PUNCT
easat-413	60	16	quality	quality	NOUN
easat-413	60	17	assurance	assurance	NOUN
easat-413	60	18	,	,	PUNCT
easat-413	60	19	aml	aml	PROPN
easat-413	60	20	/	/	SYM
easat-413	60	21	cft	cft	PROPN
easat-413	60	22	training	training	NOUN
easat-413	60	23	requirements	requirement	NOUN
easat-413	60	24	,	,	PUNCT
easat-413	60	25	and	and	CCONJ
easat-413	60	26	record	record	NOUN
easat-413	60	27	-	-	PUNCT
easat-413	60	28	keeping	keep	VERB
easat-413	60	29	requirements	requirement	NOUN
easat-413	60	30	[	[	X
easat-413	60	31	25	25	NUM
easat-413	60	32	]	]	PUNCT
easat-413	60	33	.	.	PUNCT
easat-413	61	1	the	the	DET
easat-413	61	2	financial	financial	ADJ
easat-413	61	3	action	action	NOUN
easat-413	61	4	task	task	NOUN
easat-413	61	5	force	force	NOUN
easat-413	61	6	and	and	CCONJ
easat-413	61	7	bank	bank	PROPN
easat-413	61	8	negara	negara	PROPN
easat-413	61	9	malaysia	malaysia	PROPN
easat-413	61	10	imposed	impose	VERB
easat-413	61	11	customer	customer	NOUN
easat-413	61	12	due	due	ADJ
easat-413	61	13	diligence	diligence	NOUN
easat-413	61	14	to	to	PART
easat-413	61	15	identify	identify	VERB
easat-413	61	16	customers	customer	NOUN
easat-413	61	17	throughout	throughout	ADP
easat-413	61	18	the	the	DET
easat-413	61	19	business	business	NOUN
easat-413	61	20	transaction	transaction	NOUN
easat-413	61	21	[	[	X
easat-413	61	22	26	26	NUM
easat-413	61	23	]	]	PUNCT
easat-413	61	24	.	.	PUNCT
easat-413	62	1	customer	customer	NOUN
easat-413	62	2	due	due	ADJ
easat-413	62	3	diligence	diligence	NOUN
easat-413	62	4	is	be	AUX
easat-413	62	5	a	a	DET
easat-413	62	6	regular	regular	ADJ
easat-413	62	7	procedure	procedure	NOUN
easat-413	62	8	in	in	ADP
easat-413	62	9	the	the	DET
easat-413	62	10	investigation	investigation	NOUN
easat-413	62	11	of	of	ADP
easat-413	62	12	a	a	DET
easat-413	62	13	customer	customer	NOUN
easat-413	62	14	’s	’s	PART
easat-413	62	15	background	background	NOUN
easat-413	62	16	to	to	PART
easat-413	62	17	estimate	estimate	VERB
easat-413	62	18	the	the	DET
easat-413	62	19	occurrence	occurrence	NOUN
easat-413	62	20	of	of	ADP
easat-413	62	21	potential	potential	ADJ
easat-413	62	22	risks	risk	NOUN
easat-413	62	23	in	in	ADP
easat-413	62	24	business	business	NOUN
easat-413	62	25	issues	issue	NOUN
easat-413	62	26	[	[	X
easat-413	62	27	27	27	NUM
easat-413	62	28	,	,	PUNCT
easat-413	62	29	28	28	NUM
easat-413	62	30	]	]	PUNCT
easat-413	62	31	,	,	PUNCT
easat-413	62	32	which	which	PRON
easat-413	62	33	also	also	ADV
easat-413	62	34	protects	protect	VERB
easat-413	62	35	reporting	report	VERB
easat-413	62	36	institutions	institution	NOUN
easat-413	62	37	from	from	ADP
easat-413	62	38	serious	serious	ADJ
easat-413	62	39	customer	customer	NOUN
easat-413	62	40	and	and	CCONJ
easat-413	62	41	counterparty	counterparty	NOUN
easat-413	62	42	risks	risk	NOUN
easat-413	62	43	[	[	X
easat-413	62	44	29	29	NUM
easat-413	62	45	]	]	PUNCT
easat-413	62	46	.	.	PUNCT
easat-413	63	1	based	base	VERB
easat-413	63	2	on	on	ADP
easat-413	63	3	the	the	DET
easat-413	63	4	above	above	ADJ
easat-413	63	5	discussion	discussion	NOUN
easat-413	63	6	,	,	PUNCT
easat-413	63	7	the	the	DET
easat-413	63	8	following	follow	VERB
easat-413	63	9	hypothesis	hypothesis	NOUN
easat-413	63	10	is	be	AUX
easat-413	63	11	developed	develop	VERB
easat-413	63	12	:	:	PUNCT
easat-413	63	13	h3	h3	NOUN
easat-413	63	14	:	:	PUNCT
easat-413	63	15	there	there	PRON
easat-413	63	16	is	be	VERB
easat-413	63	17	a	a	DET
easat-413	63	18	significant	significant	ADJ
easat-413	63	19	relationship	relationship	NOUN
easat-413	63	20	between	between	ADP
easat-413	63	21	customer	customer	NOUN
easat-413	63	22	due	due	ADJ
easat-413	63	23	diligence	diligence	NOUN
easat-413	63	24	and	and	CCONJ
easat-413	63	25	suspicious	suspicious	ADJ
easat-413	63	26	transaction	transaction	NOUN
easat-413	63	27	reporting	reporting	NOUN
easat-413	63	28	decisions	decision	NOUN
easat-413	63	29	.	.	PUNCT
easat-413	64	1	3	3	X
easat-413	64	2	.	.	X
easat-413	64	3	methodology	methodology	NOUN
easat-413	64	4	3.1	3.1	NUM
easat-413	64	5	.	.	PUNCT
easat-413	64	6	sampling	sampling	NOUN
easat-413	64	7	and	and	CCONJ
easat-413	64	8	data	datum	NOUN
easat-413	64	9	collection	collection	NOUN
easat-413	64	10	the	the	DET
easat-413	64	11	respondents	respondent	NOUN
easat-413	64	12	of	of	ADP
easat-413	64	13	this	this	DET
easat-413	64	14	study	study	NOUN
easat-413	64	15	are	be	AUX
easat-413	64	16	all	all	DET
easat-413	64	17	the	the	DET
easat-413	64	18	licensed	licensed	ADJ
easat-413	64	19	officers	officer	NOUN
easat-413	64	20	registered	register	VERB
easat-413	64	21	with	with	ADP
easat-413	64	22	the	the	DET
easat-413	64	23	money	money	NOUN
easat-413	64	24	services	service	NOUN
easat-413	64	25	business	business	NOUN
easat-413	64	26	group	group	NOUN
easat-413	64	27	of	of	ADP
easat-413	64	28	compliance	compliance	NOUN
easat-413	64	29	officers	officer	NOUN
easat-413	64	30	established	establish	VERB
easat-413	64	31	by	by	ADP
easat-413	64	32	the	the	DET
easat-413	64	33	malaysian	malaysian	PROPN
easat-413	64	34	association	association	PROPN
easat-413	64	35	of	of	ADP
easat-413	64	36	money	money	NOUN
easat-413	64	37	services	service	NOUN
easat-413	64	38	business	business	NOUN
easat-413	64	39	.	.	PUNCT
easat-413	65	1	based	base	VERB
easat-413	65	2	on	on	ADP
easat-413	65	3	the	the	DET
easat-413	65	4	population	population	NOUN
easat-413	65	5	of	of	ADP
easat-413	65	6	342	342	NUM
easat-413	65	7	registered	register	VERB
easat-413	65	8	officers	officer	NOUN
easat-413	65	9	,	,	PUNCT
easat-413	65	10	the	the	DET
easat-413	65	11	required	required	ADJ
easat-413	65	12	sample	sample	NOUN
easat-413	65	13	obtained	obtain	VERB
easat-413	65	14	from	from	ADP
easat-413	65	15	creative	creative	ADJ
easat-413	65	16	research	research	NOUN
easat-413	65	17	systems	system	NOUN
easat-413	65	18	at	at	ADP
easat-413	65	19	95	95	NUM
easat-413	65	20	%	%	NOUN
easat-413	65	21	confidence	confidence	NOUN
easat-413	65	22	for	for	ADP
easat-413	65	23	this	this	DET
easat-413	65	24	study	study	NOUN
easat-413	65	25	amounted	amount	VERB
easat-413	65	26	to	to	ADP
easat-413	65	27	181	181	NUM
easat-413	65	28	respondents	respondent	NOUN
easat-413	65	29	.	.	PUNCT
easat-413	66	1	this	this	DET
easat-413	66	2	study	study	NOUN
easat-413	66	3	used	use	VERB
easat-413	66	4	simple	simple	ADJ
easat-413	66	5	random	random	ADJ
easat-413	66	6	sampling	sampling	NOUN
easat-413	66	7	to	to	PART
easat-413	66	8	reduce	reduce	VERB
easat-413	66	9	bias	bias	NOUN
easat-413	66	10	and	and	CCONJ
easat-413	66	11	improve	improve	VERB
easat-413	66	12	reliability	reliability	NOUN
easat-413	66	13	[	[	X
easat-413	66	14	30	30	NUM
easat-413	66	15	]	]	PUNCT
easat-413	66	16	.	.	PUNCT
easat-413	67	1	the	the	DET
easat-413	67	2	questionnaires	questionnaire	NOUN
easat-413	67	3	were	be	AUX
easat-413	67	4	sent	send	VERB
easat-413	67	5	through	through	ADP
easat-413	67	6	an	an	DET
easat-413	67	7	online	online	ADJ
easat-413	67	8	survey	survey	NOUN
easat-413	67	9	form	form	NOUN
easat-413	67	10	,	,	PUNCT
easat-413	67	11	and	and	CCONJ
easat-413	67	12	the	the	DET
easat-413	67	13	respondents	respondent	NOUN
easat-413	67	14	were	be	AUX
easat-413	67	15	given	give	VERB
easat-413	67	16	three	three	NUM
easat-413	67	17	weeks	week	NOUN
easat-413	67	18	to	to	PART
easat-413	67	19	answer	answer	VERB
easat-413	67	20	and	and	CCONJ
easat-413	67	21	complete	complete	VERB
easat-413	67	22	the	the	DET
easat-413	67	23	questionnaires	questionnaire	NOUN
easat-413	67	24	.	.	PUNCT
easat-413	68	1	finally	finally	ADV
easat-413	68	2	,	,	PUNCT
easat-413	68	3	a	a	DET
easat-413	68	4	total	total	NOUN
easat-413	68	5	of	of	ADP
easat-413	68	6	163	163	NUM
easat-413	68	7	usable	usable	ADJ
easat-413	68	8	responses	response	NOUN
easat-413	68	9	were	be	AUX
easat-413	68	10	subjected	subject	VERB
easat-413	68	11	to	to	ADP
easat-413	68	12	further	further	ADJ
easat-413	68	13	analysis	analysis	NOUN
easat-413	68	14	(	(	PUNCT
easat-413	68	15	90	90	NUM
easat-413	68	16	%	%	NOUN
easat-413	68	17	response	response	NOUN
easat-413	68	18	rate	rate	NOUN
easat-413	68	19	)	)	PUNCT
easat-413	68	20	.	.	PUNCT
easat-413	69	1	3.2	3.2	NUM
easat-413	69	2	.	.	PUNCT
easat-413	69	3	measurement	measurement	NOUN
easat-413	69	4	of	of	ADP
easat-413	69	5	variables	variable	NOUN
easat-413	69	6	the	the	DET
easat-413	69	7	questionnaires	questionnaire	NOUN
easat-413	69	8	were	be	AUX
easat-413	69	9	divided	divide	VERB
easat-413	69	10	into	into	ADP
easat-413	69	11	six	six	NUM
easat-413	69	12	parts	part	NOUN
easat-413	69	13	:	:	PUNCT
easat-413	69	14	part	part	NOUN
easat-413	69	15	a	a	NOUN
easat-413	69	16	,	,	PUNCT
easat-413	69	17	comprised	comprise	VERB
easat-413	69	18	of	of	ADP
easat-413	69	19	eight	eight	NUM
easat-413	69	20	items	item	NOUN
easat-413	69	21	on	on	ADP
easat-413	69	22	str	str	NOUN
easat-413	69	23	adopted	adopt	VERB
easat-413	69	24	from	from	ADP
easat-413	69	25	scott	scott	PROPN
easat-413	69	26	and	and	CCONJ
easat-413	69	27	bruce	bruce	PROPN
easat-413	70	1	[	[	X
easat-413	70	2	31	31	NUM
easat-413	70	3	]	]	PUNCT
easat-413	70	4	and	and	CCONJ
easat-413	70	5	spicer	spicer	NOUN
easat-413	70	6	and	and	CCONJ
easat-413	70	7	sadler‐smith	sadler‐smith	NOUN
easat-413	71	1	[	[	X
easat-413	71	2	32	32	NUM
easat-413	71	3	]	]	PUNCT
easat-413	71	4	,	,	PUNCT
easat-413	71	5	and	and	CCONJ
easat-413	71	6	,	,	PUNCT
easat-413	71	7	part	part	NOUN
easat-413	71	8	b	b	NOUN
easat-413	71	9	,	,	PUNCT
easat-413	71	10	on	on	ADP
easat-413	71	11	knowledge	knowledge	NOUN
easat-413	71	12	,	,	PUNCT
easat-413	71	13	comprised	comprise	VERB
easat-413	71	14	of	of	ADP
easat-413	71	15	five	five	NUM
easat-413	71	16	items	item	NOUN
easat-413	71	17	adopted	adopt	VERB
easat-413	71	18	from	from	ADP
easat-413	71	19	popoola	popoola	PROPN
easat-413	71	20	,	,	PUNCT
easat-413	71	21	et	et	PROPN
easat-413	71	22	al	al	PROPN
easat-413	71	23	.	.	PUNCT
easat-413	72	1	[	[	X
easat-413	72	2	14	14	NUM
easat-413	72	3	]	]	PUNCT
easat-413	72	4	and	and	CCONJ
easat-413	72	5	bhasin	bhasin	VERB
easat-413	73	1	[	[	X
easat-413	73	2	33	33	NUM
easat-413	73	3	]	]	PUNCT
easat-413	73	4	.	.	PUNCT
easat-413	74	1	part	part	NOUN
easat-413	74	2	c	c	NOUN
easat-413	74	3	on	on	ADP
easat-413	74	4	training	training	NOUN
easat-413	74	5	adopted	adopt	VERB
easat-413	74	6	eight	eight	NUM
easat-413	74	7	items	item	NOUN
easat-413	74	8	from	from	ADP
easat-413	74	9	webb	webb	PROPN
easat-413	74	10	[	[	X
easat-413	74	11	12	12	NUM
easat-413	74	12	]	]	PUNCT
easat-413	74	13	and	and	CCONJ
easat-413	74	14	simwayi	simwayi	NOUN
easat-413	74	15	and	and	CCONJ
easat-413	74	16	wang	wang	PROPN
easat-413	75	1	[	[	X
easat-413	75	2	11	11	NUM
easat-413	75	3	]	]	PUNCT
easat-413	75	4	,	,	PUNCT
easat-413	75	5	while	while	SCONJ
easat-413	75	6	part	part	NOUN
easat-413	75	7	d	d	NOUN
easat-413	75	8	on	on	ADP
easat-413	75	9	customer	customer	NOUN
easat-413	75	10	due	due	ADJ
easat-413	75	11	diligence	diligence	NOUN
easat-413	75	12	includes	include	VERB
easat-413	75	13	10	10	NUM
easat-413	75	14	items	item	NOUN
easat-413	75	15	adopted	adopt	VERB
easat-413	75	16	from	from	ADP
easat-413	75	17	viritha	viritha	NOUN
easat-413	75	18	,	,	PUNCT
easat-413	75	19	et	et	PROPN
easat-413	75	20	al	al	PROPN
easat-413	75	21	.	.	PUNCT
easat-413	76	1	[	[	X
easat-413	76	2	34	34	NUM
easat-413	76	3	]	]	PUNCT
easat-413	76	4	.	.	PUNCT
easat-413	77	1	lastly	lastly	ADV
easat-413	77	2	,	,	PUNCT
easat-413	77	3	part	part	NOUN
easat-413	77	4	e	e	NOUN
easat-413	77	5	consisted	consist	VERB
easat-413	77	6	of	of	ADP
easat-413	77	7	11	11	NUM
easat-413	77	8	items	item	NOUN
easat-413	77	9	on	on	ADP
easat-413	77	10	demographic	demographic	ADJ
easat-413	77	11	information	information	NOUN
easat-413	77	12	.	.	PUNCT
easat-413	78	1	the	the	DET
easat-413	78	2	questionnaires	questionnaire	NOUN
easat-413	78	3	consisted	consist	VERB
easat-413	78	4	of	of	ADP
easat-413	78	5	a	a	DET
easat-413	78	6	five	five	NUM
easat-413	78	7	-	-	PUNCT
easat-413	78	8	point	point	NOUN
easat-413	78	9	likert	likert	ADJ
easat-413	78	10	-	-	PUNCT
easat-413	78	11	type	type	NOUN
easat-413	78	12	rating	rating	NOUN
easat-413	78	13	scale	scale	NOUN
easat-413	78	14	that	that	PRON
easat-413	78	15	ranges	range	VERB
easat-413	78	16	from	from	ADP
easat-413	78	17	1	1	NUM
easat-413	78	18	(	(	PUNCT
easat-413	78	19	strongly	strongly	ADV
easat-413	78	20	disagree	disagree	VERB
easat-413	78	21	)	)	PUNCT
easat-413	78	22	to	to	ADP
easat-413	78	23	5	5	NUM
easat-413	78	24	(	(	PUNCT
easat-413	78	25	strongly	strongly	ADV
easat-413	78	26	agree	agree	VERB
easat-413	78	27	)	)	PUNCT
easat-413	78	28	.	.	PUNCT
easat-413	79	1	3.3	3.3	NUM
easat-413	79	2	.	.	PUNCT
easat-413	80	1	data	datum	NOUN
easat-413	80	2	analyses	analyse	VERB
easat-413	80	3	the	the	DET
easat-413	80	4	statistical	statistical	ADJ
easat-413	80	5	analyses	analysis	NOUN
easat-413	80	6	were	be	AUX
easat-413	80	7	conducted	conduct	VERB
easat-413	80	8	using	use	VERB
easat-413	80	9	the	the	DET
easat-413	80	10	statistical	statistical	ADJ
easat-413	80	11	packages	package	NOUN
easat-413	80	12	for	for	ADP
easat-413	80	13	social	social	ADJ
easat-413	80	14	science	science	NOUN
easat-413	80	15	(	(	PUNCT
easat-413	80	16	spss	spss	PROPN
easat-413	80	17	)	)	PUNCT
easat-413	80	18	software	software	NOUN
easat-413	80	19	,	,	PUNCT
easat-413	80	20	which	which	PRON
easat-413	80	21	includes	include	VERB
easat-413	80	22	descriptive	descriptive	ADJ
easat-413	80	23	analysis	analysis	NOUN
easat-413	80	24	,	,	PUNCT
easat-413	80	25	normality	normality	NOUN
easat-413	80	26	testing	testing	NOUN
easat-413	80	27	,	,	PUNCT
easat-413	80	28	correlation	correlation	NOUN
easat-413	80	29	analysis	analysis	NOUN
easat-413	80	30	,	,	PUNCT
easat-413	80	31	and	and	CCONJ
easat-413	80	32	regression	regression	VERB
easat-413	80	33	analysis	analysis	NOUN
easat-413	80	34	.	.	PUNCT
easat-413	81	1	4	4	X
easat-413	81	2	.	.	X
easat-413	81	3	finding	finding	NOUN
easat-413	81	4	and	and	CCONJ
easat-413	81	5	discussions	discussion	NOUN
easat-413	81	6	4.1	4.1	NUM
easat-413	81	7	.	.	PUNCT
easat-413	82	1	demographic	demographic	ADJ
easat-413	82	2	information	information	NOUN
easat-413	82	3	demographic	demographic	ADJ
easat-413	82	4	information	information	NOUN
easat-413	82	5	was	be	AUX
easat-413	82	6	collected	collect	VERB
easat-413	82	7	to	to	PART
easat-413	82	8	avoid	avoid	VERB
easat-413	82	9	any	any	DET
easat-413	82	10	unnecessary	unnecessary	ADJ
easat-413	82	11	hypotheses	hypothesis	NOUN
easat-413	82	12	that	that	PRON
easat-413	82	13	would	would	AUX
easat-413	82	14	influence	influence	VERB
easat-413	82	15	the	the	DET
easat-413	82	16	characteristics	characteristic	NOUN
easat-413	82	17	of	of	ADP
easat-413	82	18	the	the	DET
easat-413	82	19	samples	sample	NOUN
easat-413	82	20	(	(	PUNCT
easat-413	82	21	respondents	respondent	NOUN
easat-413	82	22	)	)	PUNCT
easat-413	82	23	when	when	SCONJ
easat-413	82	24	addressing	address	VERB
easat-413	82	25	the	the	DET
easat-413	82	26	research	research	NOUN
easat-413	82	27	question	question	NOUN
easat-413	82	28	[	[	X
easat-413	82	29	35	35	NUM
easat-413	82	30	]	]	PUNCT
easat-413	82	31	.	.	PUNCT
easat-413	83	1	the	the	DET
easat-413	83	2	respondents	respondent	NOUN
easat-413	83	3	were	be	AUX
easat-413	83	4	asked	ask	VERB
easat-413	83	5	about	about	ADP
easat-413	83	6	their	their	PRON
easat-413	83	7	demographic	demographic	ADJ
easat-413	83	8	information	information	NOUN
easat-413	83	9	,	,	PUNCT
easat-413	83	10	which	which	PRON
easat-413	83	11	includes	include	VERB
easat-413	83	12	race	race	NOUN
easat-413	83	13	,	,	PUNCT
easat-413	83	14	gender	gender	NOUN
easat-413	83	15	,	,	PUNCT
easat-413	83	16	and	and	CCONJ
easat-413	83	17	age	age	NOUN
easat-413	83	18	,	,	PUNCT
easat-413	83	19	and	and	CCONJ
easat-413	83	20	education	education	NOUN
easat-413	83	21	status	status	NOUN
easat-413	83	22	,	,	PUNCT
easat-413	83	23	occupancy	occupancy	NOUN
easat-413	83	24	of	of	ADP
easat-413	83	25	an	an	DET
easat-413	83	26	aml	aml	PROPN
easat-413	83	27	/	/	SYM
easat-413	83	28	cft	cft	PROPN
easat-413	83	29	certificate	certificate	NOUN
easat-413	83	30	,	,	PUNCT
easat-413	83	31	working	working	NOUN
easat-413	83	32	experience	experience	NOUN
easat-413	83	33	,	,	PUNCT
easat-413	83	34	and	and	CCONJ
easat-413	83	35	role	role	NOUN
easat-413	83	36	in	in	ADP
easat-413	83	37	the	the	DET
easat-413	83	38	company	company	NOUN
easat-413	83	39	.	.	PUNCT
easat-413	84	1	the	the	DET
easat-413	84	2	analysis	analysis	NOUN
easat-413	84	3	of	of	ADP
easat-413	84	4	the	the	DET
easat-413	84	5	demographic	demographic	ADJ
easat-413	84	6	information	information	NOUN
easat-413	84	7	of	of	ADP
easat-413	84	8	the	the	DET
easat-413	84	9	respondents	respondent	NOUN
easat-413	84	10	is	be	AUX
easat-413	84	11	as	as	SCONJ
easat-413	84	12	prescribed	prescribe	VERB
easat-413	84	13	in	in	ADP
easat-413	84	14	table	table	NOUN
easat-413	84	15	1	1	NUM
easat-413	84	16	.	.	SYM
easat-413	84	17	27	27	NUM
easat-413	84	18	edelweiss	edelweiss	PROPN
easat-413	84	19	applied	apply	VERB
easat-413	84	20	science	science	NOUN
easat-413	84	21	and	and	CCONJ
easat-413	84	22	technology	technology	NOUN
easat-413	84	23	issn	issn	PROPN
easat-413	84	24	:	:	PUNCT
easat-413	84	25	2576	2576	NUM
easat-413	84	26	-	-	SYM
easat-413	84	27	8484	8484	NUM
easat-413	84	28	vol	vol	NOUN
easat-413	84	29	.	.	PROPN
easat-413	84	30	8	8	NUM
easat-413	84	31	,	,	PUNCT
easat-413	84	32	no	no	INTJ
easat-413	84	33	.	.	NOUN
easat-413	85	1	1	1	NUM
easat-413	85	2	:	:	PUNCT
easat-413	85	3	24	24	NUM
easat-413	85	4	-	-	SYM
easat-413	85	5	32	32	NUM
easat-413	85	6	,	,	PUNCT
easat-413	85	7	2024	2024	NUM
easat-413	85	8	doi	doi	NOUN
easat-413	85	9	:	:	PUNCT
easat-413	85	10	10.55214/25768484.v8i1.413	10.55214/25768484.v8i1.413	NUM
easat-413	85	11	©	©	PROPN
easat-413	85	12	2024	2024	NUM
easat-413	85	13	by	by	ADP
easat-413	85	14	the	the	DET
easat-413	85	15	authors	author	NOUN
easat-413	85	16	;	;	PUNCT
easat-413	85	17	licensee	licensee	PROPN
easat-413	85	18	learning	learn	VERB
easat-413	85	19	gate	gate	NOUN
easat-413	85	20	table	table	NOUN
easat-413	85	21	1	1	NUM
easat-413	85	22	.	.	PUNCT
easat-413	85	23	demographic	demographic	ADJ
easat-413	85	24	information	information	NOUN
easat-413	85	25	on	on	ADP
easat-413	85	26	respondents	respondent	NOUN
easat-413	85	27	.	.	PUNCT
easat-413	86	1	type	type	NOUN
easat-413	86	2	description	description	NOUN
easat-413	86	3	frequency	frequency	NOUN
easat-413	86	4	percentage	percentage	NOUN
easat-413	86	5	(	(	PUNCT
easat-413	86	6	%	%	NOUN
easat-413	86	7	)	)	PUNCT
easat-413	86	8	gender	gender	NOUN
easat-413	86	9	male	male	NOUN
easat-413	86	10	51	51	NUM
easat-413	86	11	31.3	31.3	NUM
easat-413	86	12	female	female	ADJ
easat-413	86	13	112	112	NUM
easat-413	86	14	68.7	68.7	NUM
easat-413	86	15	race	race	NOUN
easat-413	86	16	malay	malay	NOUN
easat-413	86	17	100	100	NUM
easat-413	86	18	61.3	61.3	NUM
easat-413	86	19	chinese	chinese	ADJ
easat-413	86	20	30	30	NUM
easat-413	86	21	18.4	18.4	NUM
easat-413	86	22	indian	indian	ADJ
easat-413	86	23	24	24	NUM
easat-413	86	24	14.7	14.7	NUM
easat-413	86	25	others	other	NOUN
easat-413	86	26	9	9	NUM
easat-413	86	27	5.5	5.5	NUM
easat-413	86	28	age	age	NOUN
easat-413	86	29	below	below	ADP
easat-413	86	30	25	25	NUM
easat-413	86	31	29	29	NUM
easat-413	86	32	17.8	17.8	NUM
easat-413	86	33	25	25	NUM
easat-413	86	34	-	-	SYM
easat-413	86	35	30	30	NUM
easat-413	86	36	97	97	NUM
easat-413	86	37	59.5	59.5	NUM
easat-413	86	38	31	31	NUM
easat-413	86	39	-	-	SYM
easat-413	86	40	36	36	NUM
easat-413	86	41	31	31	NUM
easat-413	86	42	19.0	19.0	NUM
easat-413	86	43	37	37	NUM
easat-413	86	44	-	-	SYM
easat-413	86	45	42	42	NUM
easat-413	86	46	5	5	NUM
easat-413	86	47	3.1	3.1	NUM
easat-413	86	48	above	above	ADP
easat-413	86	49	42	42	NUM
easat-413	86	50	1	1	NUM
easat-413	86	51	0.6	0.6	NUM
easat-413	86	52	highest	high	ADJ
easat-413	86	53	education	education	NOUN
easat-413	86	54	diploma	diploma	NOUN
easat-413	86	55	5	5	NUM
easat-413	86	56	3.1	3.1	NUM
easat-413	86	57	bachelor	bachelor	NOUN
easat-413	86	58	’s	’s	PART
easat-413	86	59	degree	degree	NOUN
easat-413	86	60	136	136	NUM
easat-413	86	61	83.4	83.4	NUM
easat-413	86	62	master	master	NOUN
easat-413	86	63	’s	’s	PART
easat-413	86	64	degree	degree	NOUN
easat-413	86	65	20	20	NUM
easat-413	86	66	12.3	12.3	NUM
easat-413	86	67	others	other	NOUN
easat-413	86	68	2	2	NUM
easat-413	86	69	1.2	1.2	NUM
easat-413	86	70	aml	aml	NOUN
easat-413	86	71	professional	professional	ADJ
easat-413	86	72	certificate	certificate	NOUN
easat-413	86	73	yes	yes	INTJ
easat-413	86	74	18	18	NUM
easat-413	86	75	11.0	11.0	NUM
easat-413	86	76	no	no	DET
easat-413	86	77	145	145	NUM
easat-413	86	78	89.0	89.0	NUM
easat-413	86	79	money	money	NOUN
easat-413	86	80	service	service	NOUN
easat-413	86	81	experience	experience	NOUN
easat-413	86	82	below	below	ADP
easat-413	86	83	3	3	NUM
easat-413	86	84	years	year	NOUN
easat-413	86	85	81	81	NUM
easat-413	86	86	49.7	49.7	NUM
easat-413	86	87	3	3	NUM
easat-413	86	88	-	-	SYM
easat-413	86	89	5	5	NUM
easat-413	86	90	years	year	NOUN
easat-413	86	91	31	31	NUM
easat-413	86	92	19.0	19.0	NUM
easat-413	86	93	6	6	NUM
easat-413	86	94	-	-	SYM
easat-413	86	95	10	10	NUM
easat-413	86	96	years	year	NOUN
easat-413	86	97	42	42	NUM
easat-413	86	98	25.8	25.8	NUM
easat-413	86	99	above	above	ADP
easat-413	86	100	10	10	NUM
easat-413	86	101	years	year	NOUN
easat-413	86	102	9	9	NUM
easat-413	86	103	5.5	5.5	NUM
easat-413	86	104	current	current	ADJ
easat-413	86	105	job	job	NOUN
easat-413	86	106	position	position	NOUN
easat-413	86	107	senior	senior	ADJ
easat-413	86	108	analyst	analyst	NOUN
easat-413	86	109	49	49	NUM
easat-413	86	110	30.1	30.1	NUM
easat-413	86	111	analyst	analyst	NOUN
easat-413	86	112	83	83	NUM
easat-413	86	113	50.9	50.9	NUM
easat-413	86	114	manager	manager	NOUN
easat-413	86	115	31	31	NUM
easat-413	86	116	19.0	19.0	NUM
easat-413	86	117	4.2	4.2	NUM
easat-413	86	118	.	.	PUNCT
easat-413	87	1	descriptive	descriptive	ADJ
easat-413	87	2	analyses	analysis	NOUN
easat-413	87	3	4.2.1	4.2.1	NUM
easat-413	87	4	means	mean	NOUN
easat-413	87	5	and	and	CCONJ
easat-413	87	6	standard	standard	ADJ
easat-413	87	7	deviations	deviation	NOUN
easat-413	87	8	for	for	ADP
easat-413	87	9	measured	measured	ADJ
easat-413	87	10	variables	variable	NOUN
easat-413	87	11	the	the	DET
easat-413	87	12	dependent	dependent	ADJ
easat-413	87	13	variable	variable	NOUN
easat-413	87	14	,	,	PUNCT
easat-413	87	15	suspicious	suspicious	ADJ
easat-413	87	16	transaction	transaction	NOUN
easat-413	87	17	reporting	reporting	NOUN
easat-413	87	18	decisions	decision	NOUN
easat-413	87	19	,	,	PUNCT
easat-413	87	20	is	be	AUX
easat-413	87	21	shown	show	VERB
easat-413	87	22	in	in	ADP
easat-413	87	23	table	table	NOUN
easat-413	87	24	2	2	NUM
easat-413	87	25	together	together	ADV
easat-413	87	26	with	with	ADP
easat-413	87	27	the	the	DET
easat-413	87	28	total	total	ADJ
easat-413	87	29	mean	mean	NOUN
easat-413	87	30	and	and	CCONJ
easat-413	87	31	standard	standard	ADJ
easat-413	87	32	deviation	deviation	NOUN
easat-413	87	33	.	.	PUNCT
easat-413	88	1	the	the	DET
easat-413	88	2	suspicious	suspicious	ADJ
easat-413	88	3	transaction	transaction	NOUN
easat-413	88	4	reporting	reporting	NOUN
easat-413	88	5	decision	decision	NOUN
easat-413	88	6	had	have	VERB
easat-413	88	7	a	a	DET
easat-413	88	8	mean	mean	NOUN
easat-413	88	9	of	of	ADP
easat-413	88	10	1.886	1.886	NUM
easat-413	88	11	and	and	CCONJ
easat-413	88	12	a	a	DET
easat-413	88	13	standard	standard	ADJ
easat-413	88	14	deviation	deviation	NOUN
easat-413	88	15	of	of	ADP
easat-413	88	16	0.539	0.539	NUM
easat-413	88	17	.	.	PUNCT
easat-413	89	1	table	table	NOUN
easat-413	89	2	2	2	NUM
easat-413	89	3	.	.	PUNCT
easat-413	89	4	overall	overall	ADJ
easat-413	89	5	mean	mean	NOUN
easat-413	89	6	and	and	CCONJ
easat-413	89	7	standard	standard	ADJ
easat-413	89	8	deviation	deviation	NOUN
easat-413	89	9	.	.	PUNCT
easat-413	90	1	variable	variable	ADJ
easat-413	90	2	mean	mean	VERB
easat-413	90	3	standard	standard	ADJ
easat-413	90	4	deviation	deviation	NOUN
easat-413	90	5	suspicious	suspicious	ADJ
easat-413	90	6	transaction	transaction	NOUN
easat-413	90	7	reporting	report	VERB
easat-413	90	8	decision	decision	NOUN
easat-413	90	9	1.886	1.886	NUM
easat-413	90	10	0.539	0.539	NUM
easat-413	90	11	meanwhile	meanwhile	ADV
easat-413	90	12	,	,	PUNCT
easat-413	90	13	table	table	NOUN
easat-413	90	14	3	3	NUM
easat-413	90	15	show	show	VERB
easat-413	90	16	the	the	DET
easat-413	90	17	mean	mean	NOUN
easat-413	90	18	and	and	CCONJ
easat-413	90	19	the	the	DET
easat-413	90	20	standard	standard	ADJ
easat-413	90	21	deviation	deviation	NOUN
easat-413	90	22	of	of	ADP
easat-413	90	23	three	three	NUM
easat-413	90	24	independent	independent	ADJ
easat-413	90	25	variables	variable	NOUN
easat-413	90	26	:	:	PUNCT
easat-413	90	27	knowledge	knowledge	NOUN
easat-413	90	28	,	,	PUNCT
easat-413	90	29	training	training	NOUN
easat-413	90	30	,	,	PUNCT
easat-413	90	31	and	and	CCONJ
easat-413	90	32	customer	customer	NOUN
easat-413	90	33	due	due	ADJ
easat-413	90	34	diligence	diligence	NOUN
easat-413	90	35	.	.	PUNCT
easat-413	91	1	additionally	additionally	ADV
easat-413	91	2	,	,	PUNCT
easat-413	91	3	the	the	DET
easat-413	91	4	mean	mean	ADJ
easat-413	91	5	and	and	CCONJ
easat-413	91	6	standard	standard	ADJ
easat-413	91	7	deviation	deviation	NOUN
easat-413	91	8	of	of	ADP
easat-413	91	9	knowledge	knowledge	NOUN
easat-413	91	10	and	and	CCONJ
easat-413	91	11	training	training	NOUN
easat-413	91	12	revealed	reveal	VERB
easat-413	91	13	that	that	SCONJ
easat-413	91	14	all	all	DET
easat-413	91	15	the	the	DET
easat-413	91	16	respondents	respondent	NOUN
easat-413	91	17	were	be	AUX
easat-413	91	18	highly	highly	ADV
easat-413	91	19	educated	educate	VERB
easat-413	91	20	and	and	CCONJ
easat-413	91	21	well	well	ADV
easat-413	91	22	-	-	PUNCT
easat-413	91	23	trained	train	VERB
easat-413	91	24	in	in	ADP
easat-413	91	25	suspicious	suspicious	ADJ
easat-413	91	26	transaction	transaction	NOUN
easat-413	91	27	reporting	reporting	NOUN
easat-413	91	28	.	.	PUNCT
easat-413	92	1	meanwhile	meanwhile	ADV
easat-413	92	2	,	,	PUNCT
easat-413	92	3	a	a	DET
easat-413	92	4	total	total	NOUN
easat-413	92	5	of	of	ADP
easat-413	92	6	2.97±0.566	2.97±0.566	PROPN
easat-413	92	7	on	on	ADP
easat-413	92	8	customer	customer	NOUN
easat-413	92	9	due	due	ADJ
easat-413	92	10	diligence	diligence	NOUN
easat-413	92	11	demonstrates	demonstrate	VERB
easat-413	92	12	otherwise	otherwise	ADV
easat-413	92	13	.	.	PUNCT
easat-413	93	1	table	table	NOUN
easat-413	93	2	3	3	NUM
easat-413	93	3	.	.	PUNCT
easat-413	93	4	overall	overall	ADJ
easat-413	93	5	mean	mean	NOUN
easat-413	93	6	and	and	CCONJ
easat-413	93	7	standard	standard	ADJ
easat-413	93	8	deviation	deviation	NOUN
easat-413	93	9	for	for	ADP
easat-413	93	10	knowledge	knowledge	NOUN
easat-413	93	11	,	,	PUNCT
easat-413	93	12	training	training	NOUN
easat-413	93	13	,	,	PUNCT
easat-413	93	14	and	and	CCONJ
easat-413	93	15	customer	customer	NOUN
easat-413	93	16	due	due	ADJ
easat-413	93	17	diligence	diligence	NOUN
easat-413	93	18	.	.	PUNCT
easat-413	94	1	variable	variable	ADJ
easat-413	94	2	mean	mean	VERB
easat-413	94	3	standard	standard	ADJ
easat-413	94	4	deviation	deviation	NOUN
easat-413	94	5	knowledge	knowledge	NOUN
easat-413	94	6	2.055	2.055	NUM
easat-413	94	7	0.595	0.595	NUM
easat-413	94	8	training	train	VERB
easat-413	94	9	2.166	2.166	NUM
easat-413	94	10	0.482	0.482	NUM
easat-413	94	11	customer	customer	NOUN
easat-413	94	12	due	due	ADJ
easat-413	94	13	diligence	diligence	NOUN
easat-413	94	14	2.970	2.970	NUM
easat-413	94	15	0.566	0.566	NUM
easat-413	94	16	28	28	NUM
easat-413	94	17	edelweiss	edelweiss	PROPN
easat-413	94	18	applied	apply	VERB
easat-413	94	19	science	science	NOUN
easat-413	94	20	and	and	CCONJ
easat-413	94	21	technology	technology	NOUN
easat-413	94	22	issn	issn	PROPN
easat-413	94	23	:	:	PUNCT
easat-413	94	24	2576	2576	NUM
easat-413	94	25	-	-	SYM
easat-413	94	26	8484	8484	NUM
easat-413	94	27	vol	vol	NOUN
easat-413	94	28	.	.	PROPN
easat-413	95	1	8	8	NUM
easat-413	95	2	,	,	PUNCT
easat-413	95	3	no	no	INTJ
easat-413	95	4	.	.	NOUN
easat-413	95	5	1	1	NUM
easat-413	95	6	:	:	PUNCT
easat-413	95	7	24	24	NUM
easat-413	95	8	-	-	SYM
easat-413	95	9	32	32	NUM
easat-413	95	10	,	,	PUNCT
easat-413	95	11	2024	2024	NUM
easat-413	95	12	doi	doi	NOUN
easat-413	95	13	:	:	PUNCT
easat-413	95	14	10.55214/25768484.v8i1.413	10.55214/25768484.v8i1.413	NUM
easat-413	95	15	©	©	PROPN
easat-413	95	16	2024	2024	NUM
easat-413	95	17	by	by	ADP
easat-413	95	18	the	the	DET
easat-413	95	19	authors	author	NOUN
easat-413	95	20	;	;	PUNCT
easat-413	95	21	licensee	licensee	PROPN
easat-413	95	22	learning	learning	NOUN
easat-413	95	23	gate	gate	NOUN
easat-413	95	24	4.3	4.3	NUM
easat-413	95	25	.	.	PUNCT
easat-413	95	26	normality	normality	NOUN
easat-413	95	27	testing	testing	NOUN
easat-413	95	28	table	table	NOUN
easat-413	95	29	4	4	NUM
easat-413	95	30	presented	present	VERB
easat-413	95	31	the	the	DET
easat-413	95	32	results	result	NOUN
easat-413	95	33	of	of	ADP
easat-413	95	34	normality	normality	NOUN
easat-413	95	35	testing	testing	NOUN
easat-413	95	36	conducted	conduct	VERB
easat-413	95	37	on	on	ADP
easat-413	95	38	all	all	DET
easat-413	95	39	data	datum	NOUN
easat-413	95	40	variables	variable	NOUN
easat-413	95	41	,	,	PUNCT
easat-413	95	42	such	such	ADJ
easat-413	95	43	as	as	ADP
easat-413	95	44	knowledge	knowledge	NOUN
easat-413	95	45	,	,	PUNCT
easat-413	95	46	training	training	NOUN
easat-413	95	47	,	,	PUNCT
easat-413	95	48	customer	customer	NOUN
easat-413	95	49	due	due	ADJ
easat-413	95	50	diligence	diligence	NOUN
easat-413	95	51	,	,	PUNCT
easat-413	95	52	and	and	CCONJ
easat-413	95	53	suspicious	suspicious	ADJ
easat-413	95	54	transaction	transaction	NOUN
easat-413	95	55	reporting	reporting	NOUN
easat-413	95	56	decisions	decision	NOUN
easat-413	95	57	.	.	PUNCT
easat-413	96	1	the	the	DET
easat-413	96	2	skewness	skewness	NOUN
easat-413	96	3	values	value	NOUN
easat-413	96	4	for	for	ADP
easat-413	96	5	these	these	DET
easat-413	96	6	variables	variable	NOUN
easat-413	96	7	ranged	range	VERB
easat-413	96	8	from	from	ADP
easat-413	96	9	positive	positive	ADJ
easat-413	96	10	two	two	NUM
easat-413	96	11	to	to	PART
easat-413	96	12	negative	negative	ADJ
easat-413	96	13	two	two	NUM
easat-413	96	14	,	,	PUNCT
easat-413	96	15	while	while	SCONJ
easat-413	96	16	the	the	DET
easat-413	96	17	kurtosis	kurtosis	NOUN
easat-413	96	18	values	value	NOUN
easat-413	96	19	were	be	AUX
easat-413	96	20	all	all	ADV
easat-413	96	21	seven	seven	NUM
easat-413	96	22	or	or	CCONJ
easat-413	96	23	lower	low	ADJ
easat-413	96	24	(	(	PUNCT
easat-413	96	25	table	table	NOUN
easat-413	96	26	4	4	NUM
easat-413	96	27	)	)	PUNCT
easat-413	96	28	.	.	PUNCT
easat-413	97	1	table	table	NOUN
easat-413	97	2	4	4	NUM
easat-413	97	3	.	.	PUNCT
easat-413	97	4	normality	normality	NOUN
easat-413	97	5	test	test	NOUN
easat-413	97	6	of	of	ADP
easat-413	97	7	sample	sample	NOUN
easat-413	97	8	distribution	distribution	NOUN
easat-413	97	9	.	.	PUNCT
easat-413	98	1	variable	variable	ADJ
easat-413	98	2	skewness	skewness	NOUN
easat-413	98	3	kurtosis	kurtosis	VERB
easat-413	98	4	n	n	PRON
easat-413	98	5	statistic	statistic	ADJ
easat-413	98	6	std	std	NOUN
easat-413	98	7	.	.	PUNCT
easat-413	99	1	error	error	NOUN
easat-413	99	2	statistic	statistic	NOUN
easat-413	99	3	std	std	NOUN
easat-413	99	4	.	.	PUNCT
easat-413	100	1	error	error	NOUN
easat-413	100	2	dependent	dependent	ADJ
easat-413	100	3	variable	variable	NOUN
easat-413	100	4	:	:	PUNCT
easat-413	100	5	suspicious	suspicious	ADJ
easat-413	100	6	transaction	transaction	NOUN
easat-413	100	7	reporting	reporting	NOUN
easat-413	100	8	decision	decision	NOUN
easat-413	100	9	163	163	NUM
easat-413	100	10	0.835	0.835	NUM
easat-413	100	11	0.190	0.190	NUM
easat-413	100	12	4.414	4.414	NUM
easat-413	100	13	0.378	0.378	NUM
easat-413	100	14	independent	independent	ADJ
easat-413	100	15	variables	variable	NOUN
easat-413	100	16	:	:	PUNCT
easat-413	100	17	knowledge	knowledge	NOUN
easat-413	100	18	163	163	NUM
easat-413	100	19	0.893	0.893	NUM
easat-413	100	20	0.190	0.190	NUM
easat-413	100	21	2.707	2.707	NUM
easat-413	100	22	0.378	0.378	NUM
easat-413	100	23	training	train	VERB
easat-413	100	24	163	163	NUM
easat-413	100	25	0.115	0.115	NUM
easat-413	100	26	0.190	0.190	NUM
easat-413	100	27	1.020	1.020	NUM
easat-413	100	28	0.378	0.378	NUM
easat-413	100	29	customer	customer	NOUN
easat-413	100	30	due	due	ADJ
easat-413	100	31	diligence	diligence	NOUN
easat-413	100	32	163	163	NUM
easat-413	100	33	-0.35	-0.35	NUM
easat-413	100	34	0.190	0.190	NUM
easat-413	100	35	-0.455	-0.455	NUM
easat-413	100	36	0.378	0.378	NUM
easat-413	100	37	4.4	4.4	NUM
easat-413	100	38	.	.	PUNCT
easat-413	101	1	reliability	reliability	NOUN
easat-413	101	2	testing	testing	NOUN
easat-413	101	3	based	base	VERB
easat-413	101	4	on	on	ADP
easat-413	101	5	table	table	NOUN
easat-413	101	6	5	5	NUM
easat-413	101	7	,	,	PUNCT
easat-413	101	8	the	the	DET
easat-413	101	9	suspicious	suspicious	ADJ
easat-413	101	10	transaction	transaction	NOUN
easat-413	101	11	reporting	reporting	NOUN
easat-413	101	12	decision	decision	NOUN
easat-413	101	13	presented	present	VERB
easat-413	101	14	an	an	DET
easat-413	101	15	improved	improved	ADJ
easat-413	101	16	value	value	NOUN
easat-413	101	17	of	of	ADP
easat-413	101	18	0.830	0.830	NUM
easat-413	101	19	from	from	ADP
easat-413	101	20	0.553	0.553	NUM
easat-413	101	21	after	after	ADP
easat-413	101	22	the	the	DET
easat-413	101	23	deletion	deletion	NOUN
easat-413	101	24	of	of	ADP
easat-413	101	25	two	two	NUM
easat-413	101	26	items	item	NOUN
easat-413	101	27	.	.	PUNCT
easat-413	102	1	in	in	ADP
easat-413	102	2	the	the	DET
easat-413	102	3	same	same	ADJ
easat-413	102	4	fashion	fashion	NOUN
easat-413	102	5	,	,	PUNCT
easat-413	102	6	the	the	DET
easat-413	102	7	knowledge	knowledge	NOUN
easat-413	102	8	value	value	NOUN
easat-413	102	9	of	of	ADP
easat-413	102	10	the	the	DET
easat-413	102	11	cronbach	cronbach	NOUN
easat-413	102	12	’s	’s	PART
easat-413	102	13	alpha	alpha	ADJ
easat-413	102	14	coefficient	coefficient	NOUN
easat-413	102	15	was	be	AUX
easat-413	102	16	corrected	correct	VERB
easat-413	102	17	from	from	ADP
easat-413	102	18	0.673	0.673	NUM
easat-413	102	19	to	to	ADP
easat-413	102	20	0.772	0.772	NUM
easat-413	102	21	after	after	ADP
easat-413	102	22	deleting	delete	VERB
easat-413	102	23	one	one	NUM
easat-413	102	24	item	item	NOUN
easat-413	102	25	.	.	PUNCT
easat-413	103	1	training	training	NOUN
easat-413	103	2	coefficient	coefficient	NOUN
easat-413	103	3	value	value	NOUN
easat-413	103	4	also	also	ADV
easat-413	103	5	improved	improve	VERB
easat-413	103	6	from	from	ADP
easat-413	103	7	0.492	0.492	NUM
easat-413	103	8	to	to	ADP
easat-413	103	9	0.730	0.730	NUM
easat-413	103	10	after	after	ADP
easat-413	103	11	deleting	delete	VERB
easat-413	103	12	one	one	NUM
easat-413	103	13	item	item	NOUN
easat-413	103	14	.	.	PUNCT
easat-413	104	1	on	on	ADP
easat-413	104	2	the	the	DET
easat-413	104	3	other	other	ADJ
easat-413	104	4	hand	hand	NOUN
easat-413	104	5	,	,	PUNCT
easat-413	104	6	the	the	DET
easat-413	104	7	cronbach	cronbach	NOUN
easat-413	104	8	’s	’s	PART
easat-413	104	9	alpha	alpha	ADJ
easat-413	104	10	coefficient	coefficient	NOUN
easat-413	104	11	value	value	NOUN
easat-413	104	12	for	for	ADP
easat-413	104	13	customer	customer	NOUN
easat-413	104	14	due	due	ADJ
easat-413	104	15	diligence	diligence	NOUN
easat-413	104	16	was	be	AUX
easat-413	104	17	presented	present	VERB
easat-413	104	18	at	at	ADP
easat-413	104	19	0.785	0.785	NUM
easat-413	104	20	,	,	PUNCT
easat-413	104	21	respectively	respectively	ADV
easat-413	104	22	,	,	PUNCT
easat-413	104	23	without	without	ADP
easat-413	104	24	deletion	deletion	NOUN
easat-413	104	25	of	of	ADP
easat-413	104	26	any	any	DET
easat-413	104	27	items	item	NOUN
easat-413	104	28	.	.	PUNCT
easat-413	105	1	thus	thus	ADV
easat-413	105	2	,	,	PUNCT
easat-413	105	3	in	in	ADP
easat-413	105	4	this	this	DET
easat-413	105	5	section	section	NOUN
easat-413	105	6	,	,	PUNCT
easat-413	105	7	all	all	DET
easat-413	105	8	variables	variable	NOUN
easat-413	105	9	were	be	AUX
easat-413	105	10	concluded	conclude	VERB
easat-413	105	11	to	to	PART
easat-413	105	12	be	be	AUX
easat-413	105	13	reliable	reliable	ADJ
easat-413	105	14	.	.	PUNCT
easat-413	106	1	table	table	NOUN
easat-413	106	2	5	5	NUM
easat-413	106	3	.	.	PUNCT
easat-413	107	1	summary	summary	NOUN
easat-413	107	2	of	of	ADP
easat-413	107	3	reliability	reliability	NOUN
easat-413	107	4	test	test	NOUN
easat-413	107	5	.	.	PUNCT
easat-413	108	1	reliability	reliability	NOUN
easat-413	108	2	coefficients	coefficient	NOUN
easat-413	108	3	cronbach	cronbach	VERB
easat-413	108	4	’s	’s	PART
easat-413	108	5	alpha	alpha	ADJ
easat-413	108	6	standardized	standardize	VERB
easat-413	108	7	item	item	NOUN
easat-413	108	8	alpha	alpha	NOUN
easat-413	108	9	n	n	PROPN
easat-413	108	10	strd	strd	VERB
easat-413	108	11	0.830	0.830	NUM
easat-413	108	12	0.846	0.846	NUM
easat-413	108	13	6	6	NUM
easat-413	108	14	knowledge	knowledge	NOUN
easat-413	108	15	0.772	0.772	NUM
easat-413	108	16	0.782	0.782	NUM
easat-413	108	17	4	4	NUM
easat-413	108	18	training	training	NOUN
easat-413	108	19	0.730	0.730	NUM
easat-413	108	20	0.768	0.768	NUM
easat-413	108	21	7	7	NUM
easat-413	108	22	cdd	cdd	PROPN
easat-413	108	23	0.785	0.785	NUM
easat-413	108	24	0.773	0.773	NUM
easat-413	108	25	10	10	NUM
easat-413	108	26	note	note	NOUN
easat-413	108	27	:	:	PUNCT
easat-413	108	28	cdd	cdd	PROPN
easat-413	108	29	–	–	PUNCT
easat-413	108	30	customer	customer	NOUN
easat-413	108	31	due	due	ADJ
easat-413	108	32	diligence	diligence	NOUN
easat-413	108	33	,	,	PUNCT
easat-413	108	34	strd	strd	ADJ
easat-413	108	35	–	–	PUNCT
easat-413	108	36	suspicious	suspicious	ADJ
easat-413	108	37	transaction	transaction	NOUN
easat-413	108	38	reporting	reporting	NOUN
easat-413	108	39	decision	decision	NOUN
easat-413	108	40	.	.	PUNCT
easat-413	109	1	4.5	4.5	NUM
easat-413	109	2	.	.	PUNCT
easat-413	110	1	validity	validity	NOUN
easat-413	110	2	testing	testing	NOUN
easat-413	110	3	based	base	VERB
easat-413	110	4	on	on	ADP
easat-413	110	5	table	table	NOUN
easat-413	110	6	6	6	NUM
easat-413	110	7	,	,	PUNCT
easat-413	110	8	the	the	DET
easat-413	110	9	factor	factor	NOUN
easat-413	110	10	analysis	analysis	NOUN
easat-413	110	11	employed	employ	VERB
easat-413	110	12	to	to	PART
easat-413	110	13	measure	measure	VERB
easat-413	110	14	the	the	DET
easat-413	110	15	eight	eight	NUM
easat-413	110	16	items	item	NOUN
easat-413	110	17	of	of	ADP
easat-413	110	18	the	the	DET
easat-413	110	19	suspicious	suspicious	ADJ
easat-413	110	20	transaction	transaction	NOUN
easat-413	110	21	reporting	reporting	NOUN
easat-413	110	22	decision	decision	NOUN
easat-413	110	23	construct	construct	NOUN
easat-413	110	24	showed	show	VERB
easat-413	110	25	a	a	DET
easat-413	110	26	kaiser	kaiser	PROPN
easat-413	110	27	-	-	PUNCT
easat-413	110	28	meyer	meyer	PROPN
easat-413	110	29	-	-	PUNCT
easat-413	110	30	olkin	olkin	PROPN
easat-413	110	31	(	(	PUNCT
easat-413	110	32	kmo	kmo	NOUN
easat-413	110	33	)	)	PUNCT
easat-413	110	34	value	value	NOUN
easat-413	110	35	of.721	of.721	PROPN
easat-413	110	36	.	.	PUNCT
easat-413	111	1	the	the	DET
easat-413	111	2	bartlett	bartlett	PROPN
easat-413	111	3	test	test	NOUN
easat-413	111	4	of	of	ADP
easat-413	111	5	sphericity	sphericity	NOUN
easat-413	111	6	was	be	AUX
easat-413	111	7	statistically	statistically	ADV
easat-413	111	8	significant	significant	ADJ
easat-413	111	9	with	with	ADP
easat-413	111	10	a	a	DET
easat-413	111	11	chi	chi	NOUN
easat-413	111	12	-	-	PUNCT
easat-413	111	13	square	square	NOUN
easat-413	111	14	of	of	ADP
easat-413	111	15	563.884	563.884	NUM
easat-413	111	16	(	(	PUNCT
easat-413	111	17	d.f	d.f	PROPN
easat-413	111	18	.	.	PUNCT
easat-413	112	1	=	=	SYM
easat-413	112	2	28	28	NUM
easat-413	112	3	,	,	PUNCT
easat-413	112	4	p=.000	p=.000	PROPN
easat-413	112	5	)	)	PUNCT
easat-413	112	6	.	.	PUNCT
easat-413	113	1	therefore	therefore	ADV
easat-413	113	2	,	,	PUNCT
easat-413	113	3	this	this	DET
easat-413	113	4	data	datum	NOUN
easat-413	113	5	set	set	VERB
easat-413	113	6	was	be	AUX
easat-413	113	7	sufficient	sufficient	ADJ
easat-413	113	8	for	for	ADP
easat-413	113	9	the	the	DET
easat-413	113	10	analysis	analysis	NOUN
easat-413	113	11	[	[	X
easat-413	113	12	36	36	NUM
easat-413	113	13	]	]	PUNCT
easat-413	113	14	.	.	PUNCT
easat-413	114	1	therefore	therefore	ADV
easat-413	114	2	,	,	PUNCT
easat-413	114	3	this	this	DET
easat-413	114	4	data	datum	NOUN
easat-413	114	5	set	set	VERB
easat-413	114	6	was	be	AUX
easat-413	114	7	sufficient	sufficient	ADJ
easat-413	114	8	for	for	ADP
easat-413	114	9	the	the	DET
easat-413	114	10	analysis	analysis	NOUN
easat-413	114	11	[	[	X
easat-413	114	12	36	36	NUM
easat-413	114	13	]	]	PUNCT
easat-413	114	14	.	.	PUNCT
easat-413	115	1	factor	factor	NOUN
easat-413	115	2	analysis	analysis	NOUN
easat-413	115	3	applied	apply	VERB
easat-413	115	4	to	to	ADP
easat-413	115	5	the	the	DET
easat-413	115	6	customer	customer	NOUN
easat-413	115	7	due	due	ADJ
easat-413	115	8	diligence	diligence	NOUN
easat-413	115	9	construct	construct	NOUN
easat-413	115	10	showed	show	VERB
easat-413	115	11	a	a	DET
easat-413	115	12	kmo	kmo	NOUN
easat-413	115	13	value	value	NOUN
easat-413	115	14	of.838	of.838	NOUN
easat-413	115	15	,	,	PUNCT
easat-413	115	16	and	and	CCONJ
easat-413	115	17	the	the	DET
easat-413	115	18	bartlett	bartlett	PROPN
easat-413	115	19	test	test	NOUN
easat-413	115	20	of	of	ADP
easat-413	115	21	sphericity	sphericity	NOUN
easat-413	115	22	was	be	AUX
easat-413	115	23	statistically	statistically	ADV
easat-413	115	24	significant	significant	ADJ
easat-413	115	25	with	with	ADP
easat-413	115	26	a	a	DET
easat-413	115	27	chi	chi	NOUN
easat-413	115	28	-	-	PUNCT
easat-413	115	29	square	square	NOUN
easat-413	115	30	of	of	ADP
easat-413	115	31	534.839	534.839	NUM
easat-413	115	32	(	(	PUNCT
easat-413	115	33	d.f	d.f	PROPN
easat-413	115	34	.	.	PROPN
easat-413	115	35	=	=	NUM
easat-413	115	36	45	45	NUM
easat-413	115	37	,	,	PUNCT
easat-413	115	38	p	p	NOUN
easat-413	115	39	=	=	NOUN
easat-413	115	40	.000	.000	NUM
easat-413	115	41	)	)	PUNCT
easat-413	115	42	.	.	PUNCT
easat-413	116	1	the	the	DET
easat-413	116	2	kmo	kmo	PROPN
easat-413	116	3	value	value	NOUN
easat-413	116	4	for	for	ADP
easat-413	116	5	the	the	DET
easat-413	116	6	knowledge	knowledge	NOUN
easat-413	116	7	construct	construct	NOUN
easat-413	116	8	was	be	AUX
easat-413	116	9	greater	great	ADJ
easat-413	116	10	than.60	than.60	PROPN
easat-413	116	11	(	(	PUNCT
easat-413	116	12	.716	.716	NUM
easat-413	116	13	)	)	PUNCT
easat-413	116	14	,	,	PUNCT
easat-413	116	15	and	and	CCONJ
easat-413	116	16	the	the	DET
easat-413	116	17	bartlett	bartlett	PROPN
easat-413	116	18	test	test	NOUN
easat-413	116	19	of	of	ADP
easat-413	116	20	sphericity	sphericity	NOUN
easat-413	116	21	was	be	AUX
easat-413	116	22	statistically	statistically	ADV
easat-413	116	23	significant	significant	ADJ
easat-413	116	24	with	with	ADP
easat-413	116	25	a	a	DET
easat-413	116	26	chi	chi	NOUN
easat-413	116	27	-	-	PUNCT
easat-413	116	28	square	square	NOUN
easat-413	116	29	of	of	ADP
easat-413	116	30	198.532	198.532	NUM
easat-413	116	31	(	(	PUNCT
easat-413	116	32	d.f	d.f	PROPN
easat-413	116	33	.	.	PROPN
easat-413	116	34	=	=	NUM
easat-413	116	35	10	10	NUM
easat-413	116	36	;	;	PUNCT
easat-413	116	37	p	p	X
easat-413	116	38	=	=	NOUN
easat-413	116	39	.000	.000	NUM
easat-413	116	40	)	)	PUNCT
easat-413	116	41	.	.	PUNCT
easat-413	117	1	meanwhile	meanwhile	ADV
easat-413	117	2	,	,	PUNCT
easat-413	117	3	the	the	DET
easat-413	117	4	kmo	kmo	PROPN
easat-413	117	5	value	value	NOUN
easat-413	117	6	for	for	ADP
easat-413	117	7	the	the	DET
easat-413	117	8	training	training	NOUN
easat-413	117	9	construct	construct	NOUN
easat-413	117	10	was	be	AUX
easat-413	117	11	recorded	record	VERB
easat-413	117	12	at.764	at.764	ADV
easat-413	117	13	,	,	PUNCT
easat-413	117	14	and	and	CCONJ
easat-413	117	15	the	the	DET
easat-413	117	16	bartlett	bartlett	PROPN
easat-413	117	17	test	test	NOUN
easat-413	117	18	of	of	ADP
easat-413	117	19	sphericity	sphericity	NOUN
easat-413	117	20	was	be	AUX
easat-413	117	21	statistically	statistically	ADV
easat-413	117	22	significant	significant	ADJ
easat-413	117	23	with	with	ADP
easat-413	117	24	a	a	DET
easat-413	117	25	chi	chi	NOUN
easat-413	117	26	-	-	PUNCT
easat-413	117	27	square	square	NOUN
easat-413	117	28	of	of	ADP
easat-413	117	29	403.696	403.696	NUM
easat-413	117	30	(	(	PUNCT
easat-413	117	31	d.f.=28	d.f.=28	PROPN
easat-413	117	32	,	,	PUNCT
easat-413	117	33	p=.000	p=.000	NOUN
easat-413	117	34	)	)	PUNCT
easat-413	117	35	.	.	PUNCT
easat-413	118	1	4.6	4.6	NUM
easat-413	118	2	.	.	PUNCT
easat-413	119	1	correlation	correlation	NOUN
easat-413	119	2	analysis	analysis	NOUN
easat-413	119	3	the	the	DET
easat-413	119	4	correlation	correlation	NOUN
easat-413	119	5	analysis	analysis	NOUN
easat-413	119	6	for	for	ADP
easat-413	119	7	all	all	DET
easat-413	119	8	variables	variable	NOUN
easat-413	119	9	was	be	AUX
easat-413	119	10	tabulated	tabulate	VERB
easat-413	119	11	in	in	ADP
easat-413	119	12	table	table	NOUN
easat-413	119	13	.	.	PUNCT
easat-413	120	1	based	base	VERB
easat-413	120	2	on	on	ADP
easat-413	120	3	the	the	DET
easat-413	120	4	results	result	NOUN
easat-413	120	5	,	,	PUNCT
easat-413	120	6	suspicious	suspicious	ADJ
easat-413	120	7	transaction	transaction	NOUN
easat-413	120	8	reporting	reporting	NOUN
easat-413	120	9	decisions	decision	NOUN
easat-413	120	10	have	have	VERB
easat-413	120	11	a	a	DET
easat-413	120	12	positive	positive	ADJ
easat-413	120	13	moderate	moderate	ADJ
easat-413	120	14	correlation	correlation	NOUN
easat-413	120	15	with	with	ADP
easat-413	120	16	knowledge	knowledge	NOUN
easat-413	120	17	and	and	CCONJ
easat-413	120	18	training	training	NOUN
easat-413	120	19	,	,	PUNCT
easat-413	120	20	with	with	ADP
easat-413	120	21	r	r	NOUN
easat-413	120	22	-	-	PUNCT
easat-413	120	23	value	value	NOUN
easat-413	120	24	of	of	ADP
easat-413	120	25	0.414	0.414	NUM
easat-413	120	26	and	and	CCONJ
easat-413	120	27	0.476	0.476	NUM
easat-413	120	28	,	,	PUNCT
easat-413	120	29	respectively	respectively	ADV
easat-413	120	30	.	.	PUNCT
easat-413	121	1	this	this	DET
easat-413	121	2	value	value	NOUN
easat-413	121	3	implies	imply	VERB
easat-413	121	4	a	a	DET
easat-413	121	5	direct	direct	ADJ
easat-413	121	6	relationship	relationship	NOUN
easat-413	121	7	between	between	ADP
easat-413	121	8	these	these	DET
easat-413	121	9	variables	variable	NOUN
easat-413	121	10	.	.	PUNCT
easat-413	122	1	29	29	NUM
easat-413	122	2	edelweiss	edelweiss	PROPN
easat-413	122	3	applied	apply	VERB
easat-413	122	4	science	science	NOUN
easat-413	122	5	and	and	CCONJ
easat-413	122	6	technology	technology	NOUN
easat-413	122	7	issn	issn	PROPN
easat-413	122	8	:	:	PUNCT
easat-413	122	9	2576	2576	NUM
easat-413	122	10	-	-	SYM
easat-413	122	11	8484	8484	NUM
easat-413	122	12	vol	vol	NOUN
easat-413	122	13	.	.	PROPN
easat-413	122	14	8	8	NUM
easat-413	122	15	,	,	PUNCT
easat-413	122	16	no	no	INTJ
easat-413	122	17	.	.	NOUN
easat-413	122	18	1	1	NUM
easat-413	122	19	:	:	PUNCT
easat-413	122	20	24	24	NUM
easat-413	122	21	-	-	SYM
easat-413	122	22	32	32	NUM
easat-413	122	23	,	,	PUNCT
easat-413	122	24	2024	2024	NUM
easat-413	122	25	doi	doi	NOUN
easat-413	122	26	:	:	PUNCT
easat-413	122	27	10.55214/25768484.v8i1.413	10.55214/25768484.v8i1.413	NUM
easat-413	122	28	©	©	PROPN
easat-413	122	29	2024	2024	NUM
easat-413	122	30	by	by	ADP
easat-413	122	31	the	the	DET
easat-413	122	32	authors	author	NOUN
easat-413	122	33	;	;	PUNCT
easat-413	122	34	licensee	licensee	PROPN
easat-413	122	35	learning	learning	NOUN
easat-413	122	36	gate	gate	VERB
easat-413	122	37	the	the	DET
easat-413	122	38	same	same	ADJ
easat-413	122	39	condition	condition	NOUN
easat-413	122	40	was	be	AUX
easat-413	122	41	observed	observe	VERB
easat-413	122	42	between	between	ADP
easat-413	122	43	knowledge	knowledge	NOUN
easat-413	122	44	and	and	CCONJ
easat-413	122	45	training	training	NOUN
easat-413	122	46	(	(	PUNCT
easat-413	122	47	r	r	NOUN
easat-413	122	48	-	-	PUNCT
easat-413	122	49	value	value	NOUN
easat-413	122	50	=	=	NOUN
easat-413	122	51	0.492	0.492	NUM
easat-413	122	52	)	)	PUNCT
easat-413	122	53	.	.	PUNCT
easat-413	123	1	meanwhile	meanwhile	ADV
easat-413	123	2	,	,	PUNCT
easat-413	123	3	a	a	DET
easat-413	123	4	small	small	ADJ
easat-413	123	5	negative	negative	ADJ
easat-413	123	6	correlation	correlation	NOUN
easat-413	123	7	was	be	AUX
easat-413	123	8	observed	observe	VERB
easat-413	123	9	between	between	ADP
easat-413	123	10	customer	customer	NOUN
easat-413	123	11	due	due	ADJ
easat-413	123	12	diligence	diligence	NOUN
easat-413	123	13	and	and	CCONJ
easat-413	123	14	suspicious	suspicious	ADJ
easat-413	123	15	transaction	transaction	NOUN
easat-413	123	16	reporting	reporting	NOUN
easat-413	123	17	decisions	decision	NOUN
easat-413	123	18	(	(	PUNCT
easat-413	123	19	r	r	NOUN
easat-413	123	20	-	-	PUNCT
easat-413	123	21	value	value	NOUN
easat-413	123	22	=	=	SYM
easat-413	123	23	-0.265	-0.265	NOUN
easat-413	123	24	)	)	PUNCT
easat-413	123	25	,	,	PUNCT
easat-413	123	26	customer	customer	NOUN
easat-413	123	27	due	due	ADJ
easat-413	123	28	diligence	diligence	NOUN
easat-413	123	29	and	and	CCONJ
easat-413	123	30	knowledge	knowledge	NOUN
easat-413	123	31	(	(	PUNCT
easat-413	123	32	r	r	NOUN
easat-413	123	33	-	-	PUNCT
easat-413	123	34	value	value	NOUN
easat-413	123	35	=	=	SYM
easat-413	123	36	-0.285	-0.285	NUM
easat-413	123	37	)	)	PUNCT
easat-413	123	38	,	,	PUNCT
easat-413	123	39	as	as	ADV
easat-413	123	40	well	well	ADV
easat-413	123	41	as	as	ADP
easat-413	123	42	between	between	ADP
easat-413	123	43	customer	customer	NOUN
easat-413	123	44	due	due	ADJ
easat-413	123	45	diligence	diligence	NOUN
easat-413	123	46	and	and	CCONJ
easat-413	123	47	training	training	NOUN
easat-413	123	48	(	(	PUNCT
easat-413	123	49	r	r	NOUN
easat-413	123	50	-	-	PUNCT
easat-413	123	51	value	value	NOUN
easat-413	123	52	=	=	SYM
easat-413	123	53	-0.373	-0.373	X
easat-413	123	54	)	)	PUNCT
easat-413	123	55	.	.	PUNCT
easat-413	124	1	table	table	NOUN
easat-413	124	2	6	6	NUM
easat-413	124	3	.	.	PUNCT
easat-413	125	1	validity	validity	NOUN
easat-413	125	2	analysis	analysis	NOUN
easat-413	125	3	.	.	PUNCT
easat-413	126	1	variable	variable	ADJ
easat-413	126	2	kmo	kmo	PROPN
easat-413	126	3	measure	measure	NOUN
easat-413	126	4	of	of	ADP
easat-413	126	5	sampling	sample	VERB
easat-413	126	6	adequacy	adequacy	NOUN
easat-413	126	7	barlett	barlett	NOUN
easat-413	126	8	’s	’s	PART
easat-413	126	9	test	test	NOUN
easat-413	126	10	of	of	ADP
easat-413	126	11	sphericity	sphericity	PROPN
easat-413	126	12	approx	approx	PROPN
easat-413	126	13	.	.	PUNCT
easat-413	127	1	chi	chi	ADJ
easat-413	127	2	-	-	PUNCT
easat-413	127	3	square	square	PROPN
easat-413	127	4	sig	sig	NOUN
easat-413	127	5	.	.	PUNCT
easat-413	127	6	strd	strd	VERB
easat-413	127	7	0.721	0.721	NUM
easat-413	127	8	563.884	563.884	NUM
easat-413	127	9	0.000	0.000	NUM
easat-413	127	10	cdd	cdd	PROPN
easat-413	127	11	0.838	0.838	NUM
easat-413	127	12	534.839	534.839	NUM
easat-413	127	13	0.000	0.000	NUM
easat-413	127	14	knowledge	knowledge	NOUN
easat-413	127	15	0.716	0.716	NUM
easat-413	127	16	198.532	198.532	NUM
easat-413	127	17	0.000	0.000	NUM
easat-413	127	18	training	training	NOUN
easat-413	127	19	0.764	0.764	NUM
easat-413	127	20	403.696	403.696	NUM
easat-413	127	21	0.000	0.000	NUM
easat-413	127	22	note	note	NOUN
easat-413	127	23	:	:	PUNCT
easat-413	127	24	cdd	cdd	PROPN
easat-413	127	25	–	–	PUNCT
easat-413	127	26	customer	customer	NOUN
easat-413	127	27	due	due	ADJ
easat-413	127	28	diligence	diligence	NOUN
easat-413	127	29	,	,	PUNCT
easat-413	127	30	strd	strd	ADJ
easat-413	127	31	–	–	PUNCT
easat-413	127	32	suspicious	suspicious	ADJ
easat-413	127	33	transaction	transaction	NOUN
easat-413	127	34	reporting	reporting	NOUN
easat-413	127	35	decision	decision	NOUN
easat-413	127	36	.	.	PUNCT
easat-413	128	1	table	table	NOUN
easat-413	128	2	7	7	NUM
easat-413	128	3	.	.	PUNCT
easat-413	129	1	summary	summary	NOUN
easat-413	129	2	of	of	ADP
easat-413	129	3	correlations	correlation	NOUN
easat-413	129	4	analysis	analysis	NOUN
easat-413	129	5	.	.	PUNCT
easat-413	130	1	variable	variable	ADJ
easat-413	130	2	strd	strd	VERB
easat-413	130	3	knowledge	knowledge	NOUN
easat-413	130	4	training	train	VERB
easat-413	130	5	cdd	cdd	PROPN
easat-413	130	6	strd	strd	VERB
easat-413	130	7	1	1	NUM
easat-413	130	8	knowledge	knowledge	NOUN
easat-413	130	9	0.414	0.414	NUM
easat-413	130	10	*	*	NOUN
easat-413	130	11	*	*	NOUN
easat-413	130	12	1	1	NUM
easat-413	130	13	training	training	NOUN
easat-413	130	14	0.476	0.476	NUM
easat-413	130	15	*	*	NOUN
easat-413	130	16	*	*	X
easat-413	130	17	0.492	0.492	NUM
easat-413	130	18	*	*	PUNCT
easat-413	130	19	*	*	PROPN
easat-413	130	20	1	1	NUM
easat-413	130	21	cdd	cdd	X
easat-413	130	22	-0.265	-0.265	NOUN
easat-413	130	23	*	*	PUNCT
easat-413	130	24	*	*	PUNCT
easat-413	130	25	-0.285	-0.285	PUNCT
easat-413	130	26	*	*	PUNCT
easat-413	130	27	*	*	PUNCT
easat-413	131	1	-0.373	-0.373	PUNCT
easat-413	131	2	*	*	PUNCT
easat-413	131	3	*	*	SYM
easat-413	131	4	1	1	NUM
easat-413	131	5	note	note	NOUN
easat-413	131	6	:	:	PUNCT
easat-413	131	7	cdd	cdd	PROPN
easat-413	131	8	–	–	PUNCT
easat-413	131	9	customer	customer	NOUN
easat-413	131	10	due	due	ADJ
easat-413	131	11	diligence	diligence	NOUN
easat-413	131	12	,	,	PUNCT
easat-413	131	13	strd	strd	ADJ
easat-413	131	14	–	–	PUNCT
easat-413	131	15	suspicious	suspicious	ADJ
easat-413	131	16	transaction	transaction	NOUN
easat-413	131	17	reporting	reporting	NOUN
easat-413	131	18	decision	decision	NOUN
easat-413	131	19	.	.	PUNCT
easat-413	132	1	4.7	4.7	NUM
easat-413	132	2	.	.	PUNCT
easat-413	133	1	regression	regression	VERB
easat-413	133	2	analysis	analysis	NOUN
easat-413	133	3	4.7.1	4.7.1	NUM
easat-413	133	4	relationships	relationship	NOUN
easat-413	133	5	between	between	ADP
easat-413	133	6	customer	customer	NOUN
easat-413	133	7	due	due	ADJ
easat-413	133	8	diligence	diligence	NOUN
easat-413	133	9	,	,	PUNCT
easat-413	133	10	knowledge	knowledge	NOUN
easat-413	133	11	,	,	PUNCT
easat-413	133	12	training	training	NOUN
easat-413	133	13	,	,	PUNCT
easat-413	133	14	and	and	CCONJ
easat-413	133	15	suspicious	suspicious	ADJ
easat-413	133	16	transaction	transaction	NOUN
easat-413	133	17	reporting	reporting	NOUN
easat-413	133	18	decision	decision	NOUN
easat-413	133	19	the	the	DET
easat-413	133	20	results	result	NOUN
easat-413	133	21	tabulated	tabulate	VERB
easat-413	133	22	in	in	ADP
easat-413	133	23	table	table	NOUN
easat-413	133	24	8	8	NUM
easat-413	133	25	showed	show	VERB
easat-413	133	26	that	that	SCONJ
easat-413	133	27	all	all	DET
easat-413	133	28	the	the	DET
easat-413	133	29	tested	test	VERB
easat-413	133	30	variables	variable	NOUN
easat-413	133	31	,	,	PUNCT
easat-413	133	32	except	except	SCONJ
easat-413	133	33	customer	customer	NOUN
easat-413	133	34	due	due	ADJ
easat-413	133	35	diligence	diligence	NOUN
easat-413	133	36	,	,	PUNCT
easat-413	133	37	have	have	VERB
easat-413	133	38	significant	significant	ADJ
easat-413	133	39	positive	positive	ADJ
easat-413	133	40	relationships	relationship	NOUN
easat-413	133	41	with	with	ADP
easat-413	133	42	the	the	DET
easat-413	133	43	suspicious	suspicious	ADJ
easat-413	133	44	transaction	transaction	NOUN
easat-413	133	45	reporting	reporting	NOUN
easat-413	133	46	decision	decision	NOUN
easat-413	133	47	.	.	PUNCT
easat-413	134	1	this	this	DET
easat-413	134	2	finding	finding	NOUN
easat-413	134	3	indicates	indicate	VERB
easat-413	134	4	that	that	SCONJ
easat-413	134	5	for	for	ADP
easat-413	134	6	every	every	DET
easat-413	134	7	1	1	NUM
easat-413	134	8	rise	rise	NOUN
easat-413	134	9	in	in	ADP
easat-413	134	10	knowledge	knowledge	NOUN
easat-413	134	11	and	and	CCONJ
easat-413	134	12	training	training	NOUN
easat-413	134	13	,	,	PUNCT
easat-413	134	14	it	it	PRON
easat-413	134	15	can	can	AUX
easat-413	134	16	increase	increase	VERB
easat-413	134	17	the	the	DET
easat-413	134	18	suspicious	suspicious	ADJ
easat-413	134	19	transaction	transaction	NOUN
easat-413	134	20	reporting	reporting	NOUN
easat-413	134	21	decision	decision	NOUN
easat-413	134	22	by	by	ADP
easat-413	134	23	0.234	0.234	NUM
easat-413	134	24	and	and	CCONJ
easat-413	134	25	0.318	0.318	NUM
easat-413	134	26	,	,	PUNCT
easat-413	134	27	respectively	respectively	ADV
easat-413	134	28	.	.	PUNCT
easat-413	135	1	the	the	DET
easat-413	135	2	adjusted	adjust	VERB
easat-413	135	3	r²	r²	NOUN
easat-413	135	4	indicates	indicate	VERB
easat-413	135	5	the	the	DET
easat-413	135	6	percentage	percentage	NOUN
easat-413	135	7	of	of	ADP
easat-413	135	8	independent	independent	ADJ
easat-413	135	9	variables	variable	NOUN
easat-413	135	10	that	that	PRON
easat-413	135	11	can	can	AUX
easat-413	135	12	explain	explain	VERB
easat-413	135	13	the	the	DET
easat-413	135	14	dependent	dependent	ADJ
easat-413	135	15	variables	variable	NOUN
easat-413	135	16	.	.	PUNCT
easat-413	136	1	from	from	ADP
easat-413	136	2	the	the	DET
easat-413	136	3	analysis	analysis	NOUN
easat-413	136	4	,	,	PUNCT
easat-413	136	5	the	the	DET
easat-413	136	6	adjusted	adjust	VERB
easat-413	136	7	r²	r²	NOUN
easat-413	136	8	of	of	ADP
easat-413	136	9	0.287	0.287	NUM
easat-413	136	10	indicates	indicate	VERB
easat-413	136	11	that	that	SCONJ
easat-413	136	12	28.7	28.7	NUM
easat-413	136	13	percent	percent	NOUN
easat-413	136	14	of	of	ADP
easat-413	136	15	the	the	DET
easat-413	136	16	variation	variation	NOUN
easat-413	136	17	in	in	ADP
easat-413	136	18	the	the	DET
easat-413	136	19	suspicious	suspicious	ADJ
easat-413	136	20	transaction	transaction	NOUN
easat-413	136	21	reporting	reporting	NOUN
easat-413	136	22	decision	decision	NOUN
easat-413	136	23	can	can	AUX
easat-413	136	24	be	be	AUX
easat-413	136	25	explained	explain	VERB
easat-413	136	26	by	by	ADP
easat-413	136	27	knowledge	knowledge	NOUN
easat-413	136	28	and	and	CCONJ
easat-413	136	29	training	training	NOUN
easat-413	136	30	.	.	PUNCT
easat-413	137	1	table	table	NOUN
easat-413	137	2	8	8	NUM
easat-413	137	3	.	.	PUNCT
easat-413	138	1	relationships	relationship	NOUN
easat-413	138	2	between	between	ADP
easat-413	138	3	customer	customer	NOUN
easat-413	138	4	due	due	ADJ
easat-413	138	5	diligence	diligence	NOUN
easat-413	138	6	,	,	PUNCT
easat-413	138	7	knowledge	knowledge	NOUN
easat-413	138	8	,	,	PUNCT
easat-413	138	9	training	training	NOUN
easat-413	138	10	,	,	PUNCT
easat-413	138	11	and	and	CCONJ
easat-413	138	12	suspicious	suspicious	ADJ
easat-413	138	13	transaction	transaction	NOUN
easat-413	138	14	reporting	reporting	NOUN
easat-413	138	15	decision	decision	NOUN
easat-413	138	16	.	.	PUNCT
easat-413	139	1	variables	variable	NOUN
easat-413	139	2	β	β	X
easat-413	139	3	std	std	PROPN
easat-413	139	4	.	.	NOUN
easat-413	139	5	error	error	NOUN
easat-413	139	6	t	t	NOUN
easat-413	139	7	-	-	PUNCT
easat-413	139	8	stat	stat	NOUN
easat-413	139	9	.	.	PUNCT
easat-413	140	1	p	p	X
easat-413	140	2	-	-	PUNCT
easat-413	140	3	value	value	NOUN
easat-413	140	4	*	*	PUNCT
easat-413	140	5	vif	vif	NOUN
easat-413	140	6	constant	constant	VERB
easat-413	140	7	0.520	0.520	NUM
easat-413	140	8	0.349	0.349	NUM
easat-413	140	9	1.491	1.491	NUM
easat-413	140	10	0.138	0.138	NUM
easat-413	140	11	cdd	cdd	PROPN
easat-413	140	12	-0.103	-0.103	NUM
easat-413	140	13	0.070	0.070	NUM
easat-413	140	14	-1.484	-1.484	NOUN
easat-413	140	15	0.140	0.140	NUM
easat-413	140	16	1.217	1.217	NUM
easat-413	140	17	knowledge	knowledge	NOUN
easat-413	140	18	0.234	0.234	NUM
easat-413	140	19	0.071	0.071	NUM
easat-413	140	20	2.468	2.468	NUM
easat-413	140	21	0.015	0.015	NUM
easat-413	140	22	1.381	1.381	NUM
easat-413	140	23	training	training	NOUN
easat-413	140	24	0.318	0.318	NUM
easat-413	140	25	0.091	0.091	NUM
easat-413	140	26	3.480	3.480	NUM
easat-413	140	27	0.001	0.001	NUM
easat-413	140	28	1.516	1.516	NUM
easat-413	140	29	r	r	NOUN
easat-413	140	30	=	=	PUNCT
easat-413	140	31	0.552	0.552	NUM
easat-413	140	32	r2	r2	NOUN
easat-413	140	33	(	(	PUNCT
easat-413	140	34	adjusted	adjusted	ADJ
easat-413	140	35	r2	r2	NOUN
easat-413	140	36	)	)	PUNCT
easat-413	140	37	=	=	SYM
easat-413	141	1	0.305	0.305	NUM
easat-413	141	2	(	(	PUNCT
easat-413	141	3	0.287	0.287	NUM
easat-413	141	4	)	)	PUNCT
easat-413	141	5	f	f	X
easat-413	141	6	-	-	PUNCT
easat-413	141	7	statistic	statistic	ADJ
easat-413	141	8	(	(	PUNCT
easat-413	141	9	p	p	NOUN
easat-413	141	10	-	-	PUNCT
easat-413	141	11	value	value	NOUN
easat-413	141	12	)	)	PUNCT
easat-413	141	13	=	=	SYM
easat-413	142	1	17.324	17.324	NUM
easat-413	142	2	(	(	PUNCT
easat-413	142	3	0.000	0.000	NUM
easat-413	142	4	)	)	PUNCT
easat-413	142	5	durbin	durbin	PROPN
easat-413	142	6	watson	watson	PROPN
easat-413	142	7	statistic	statistic	PROPN
easat-413	142	8	=	=	SYM
easat-413	142	9	1.847	1.847	NUM
easat-413	142	10	note	note	NOUN
easat-413	142	11	:	:	PUNCT
easat-413	142	12	dependent	dependent	ADJ
easat-413	142	13	variable	variable	NOUN
easat-413	142	14	:	:	PUNCT
easat-413	142	15	suspicious	suspicious	ADJ
easat-413	142	16	transaction	transaction	NOUN
easat-413	142	17	reporting	reporting	NOUN
easat-413	142	18	decision	decision	NOUN
easat-413	142	19	.	.	PUNCT
easat-413	143	1	*	*	PUNCT
easat-413	143	2	significant	significant	ADJ
easat-413	143	3	at	at	ADP
easat-413	143	4	0.05	0.05	NUM
easat-413	143	5	level	level	NOUN
easat-413	143	6	.	.	PUNCT
easat-413	144	1	cdd	cdd	PROPN
easat-413	144	2	–	–	PUNCT
easat-413	144	3	customer	customer	NOUN
easat-413	144	4	due	due	ADJ
easat-413	144	5	diligence	diligence	NOUN
easat-413	144	6	.	.	PUNCT
easat-413	145	1	30	30	NUM
easat-413	145	2	edelweiss	edelweiss	PROPN
easat-413	145	3	applied	apply	VERB
easat-413	145	4	science	science	NOUN
easat-413	145	5	and	and	CCONJ
easat-413	145	6	technology	technology	NOUN
easat-413	145	7	issn	issn	PROPN
easat-413	145	8	:	:	PUNCT
easat-413	145	9	2576	2576	NUM
easat-413	145	10	-	-	SYM
easat-413	145	11	8484	8484	NUM
easat-413	145	12	vol	vol	NOUN
easat-413	145	13	.	.	PROPN
easat-413	145	14	8	8	NUM
easat-413	145	15	,	,	PUNCT
easat-413	145	16	no	no	INTJ
easat-413	145	17	.	.	NOUN
easat-413	145	18	1	1	NUM
easat-413	145	19	:	:	PUNCT
easat-413	145	20	24	24	NUM
easat-413	145	21	-	-	SYM
easat-413	145	22	32	32	NUM
easat-413	145	23	,	,	PUNCT
easat-413	145	24	2024	2024	NUM
easat-413	145	25	doi	doi	NOUN
easat-413	145	26	:	:	PUNCT
easat-413	145	27	10.55214/25768484.v8i1.413	10.55214/25768484.v8i1.413	NUM
easat-413	145	28	©	©	PROPN
easat-413	145	29	2024	2024	NUM
easat-413	145	30	by	by	ADP
easat-413	145	31	the	the	DET
easat-413	145	32	authors	author	NOUN
easat-413	145	33	;	;	PUNCT
easat-413	145	34	licensee	licensee	PROPN
easat-413	145	35	learning	learning	NOUN
easat-413	145	36	gate	gate	NOUN
easat-413	145	37	4.8	4.8	NUM
easat-413	145	38	.	.	PUNCT
easat-413	145	39	discussion	discussion	NOUN
easat-413	145	40	of	of	ADP
easat-413	145	41	the	the	DET
easat-413	145	42	findings	finding	NOUN
easat-413	145	43	in	in	ADP
easat-413	145	44	this	this	DET
easat-413	145	45	study	study	NOUN
easat-413	145	46	,	,	PUNCT
easat-413	145	47	the	the	DET
easat-413	145	48	majority	majority	NOUN
easat-413	145	49	of	of	ADP
easat-413	145	50	the	the	DET
easat-413	145	51	respondents	respondent	NOUN
easat-413	145	52	were	be	AUX
easat-413	145	53	degree	degree	NOUN
easat-413	145	54	holders	holder	NOUN
easat-413	145	55	,	,	PUNCT
easat-413	145	56	which	which	PRON
easat-413	145	57	implies	imply	VERB
easat-413	145	58	that	that	SCONJ
easat-413	145	59	a	a	DET
easat-413	145	60	degree	degree	NOUN
easat-413	145	61	is	be	AUX
easat-413	145	62	the	the	DET
easat-413	145	63	minimum	minimum	ADJ
easat-413	145	64	job	job	NOUN
easat-413	145	65	requirement	requirement	NOUN
easat-413	145	66	for	for	ADP
easat-413	145	67	the	the	DET
easat-413	145	68	position	position	NOUN
easat-413	145	69	of	of	ADP
easat-413	145	70	money	money	NOUN
easat-413	145	71	laundering	launder	VERB
easat-413	145	72	reporting	reporting	NOUN
easat-413	145	73	officer	officer	NOUN
easat-413	145	74	.	.	PUNCT
easat-413	146	1	in	in	ADP
easat-413	146	2	addition	addition	NOUN
easat-413	146	3	,	,	PUNCT
easat-413	146	4	most	most	ADJ
easat-413	146	5	of	of	ADP
easat-413	146	6	the	the	DET
easat-413	146	7	respondents	respondent	NOUN
easat-413	146	8	did	do	AUX
easat-413	146	9	not	not	PART
easat-413	146	10	acquire	acquire	VERB
easat-413	146	11	the	the	DET
easat-413	146	12	aml	aml	PROPN
easat-413	146	13	/	/	SYM
easat-413	146	14	cft	cft	PROPN
easat-413	146	15	certificate	certificate	NOUN
easat-413	146	16	.	.	PUNCT
easat-413	147	1	this	this	DET
easat-413	147	2	certificate	certificate	NOUN
easat-413	147	3	is	be	AUX
easat-413	147	4	recommended	recommend	VERB
easat-413	147	5	by	by	ADP
easat-413	147	6	bank	bank	PROPN
easat-413	147	7	negara	negara	PROPN
easat-413	147	8	malaysia	malaysia	PROPN
easat-413	147	9	’s	’s	PART
easat-413	147	10	requirements	requirement	NOUN
easat-413	147	11	for	for	ADP
easat-413	147	12	the	the	DET
easat-413	147	13	money	money	NOUN
easat-413	147	14	services	service	NOUN
easat-413	147	15	business	business	NOUN
easat-413	147	16	compliance	compliance	NOUN
easat-413	147	17	officer	officer	NOUN
easat-413	147	18	.	.	PUNCT
easat-413	148	1	however	however	ADV
easat-413	148	2	,	,	PUNCT
easat-413	148	3	this	this	DET
easat-413	148	4	situation	situation	NOUN
easat-413	148	5	was	be	AUX
easat-413	148	6	justified	justify	VERB
easat-413	148	7	due	due	ADP
easat-413	148	8	to	to	ADP
easat-413	148	9	the	the	DET
easat-413	148	10	inadequate	inadequate	ADJ
easat-413	148	11	number	number	NOUN
easat-413	148	12	of	of	ADP
easat-413	148	13	working	work	VERB
easat-413	148	14	experiences	experience	NOUN
easat-413	148	15	of	of	ADP
easat-413	148	16	the	the	DET
easat-413	148	17	officers	officer	NOUN
easat-413	148	18	.	.	PUNCT
easat-413	149	1	this	this	DET
easat-413	149	2	study	study	NOUN
easat-413	149	3	also	also	ADV
easat-413	149	4	revealed	reveal	VERB
easat-413	149	5	that	that	SCONJ
easat-413	149	6	one	one	NUM
easat-413	149	7	of	of	ADP
easat-413	149	8	the	the	DET
easat-413	149	9	variables	variable	NOUN
easat-413	149	10	,	,	PUNCT
easat-413	149	11	customer	customer	NOUN
easat-413	149	12	due	due	ADJ
easat-413	149	13	diligence	diligence	NOUN
easat-413	149	14	,	,	PUNCT
easat-413	149	15	has	have	VERB
easat-413	149	16	no	no	DET
easat-413	149	17	influence	influence	NOUN
easat-413	149	18	on	on	ADP
easat-413	149	19	suspicious	suspicious	ADJ
easat-413	149	20	transaction	transaction	NOUN
easat-413	149	21	reporting	reporting	NOUN
easat-413	149	22	decisions	decision	NOUN
easat-413	149	23	.	.	PUNCT
easat-413	150	1	most	most	ADJ
easat-413	150	2	respondents	respondent	NOUN
easat-413	150	3	were	be	AUX
easat-413	150	4	juniors	junior	NOUN
easat-413	150	5	and	and	CCONJ
easat-413	150	6	relatively	relatively	ADV
easat-413	150	7	new	new	ADJ
easat-413	150	8	and	and	CCONJ
easat-413	150	9	therefore	therefore	ADV
easat-413	150	10	had	have	VERB
easat-413	150	11	the	the	DET
easat-413	150	12	tendency	tendency	NOUN
easat-413	150	13	to	to	PART
easat-413	150	14	neglect	neglect	VERB
easat-413	150	15	or	or	CCONJ
easat-413	150	16	overlook	overlook	VERB
easat-413	150	17	the	the	DET
easat-413	150	18	importance	importance	NOUN
easat-413	150	19	of	of	ADP
easat-413	150	20	customer	customer	NOUN
easat-413	150	21	due	due	ADJ
easat-413	150	22	diligence	diligence	NOUN
easat-413	150	23	.	.	PUNCT
easat-413	151	1	hence	hence	ADV
easat-413	151	2	,	,	PUNCT
easat-413	151	3	it	it	PRON
easat-413	151	4	resulted	result	VERB
easat-413	151	5	in	in	ADP
easat-413	151	6	misjudgments	misjudgment	NOUN
easat-413	151	7	and	and	CCONJ
easat-413	151	8	influenced	influence	VERB
easat-413	151	9	suspicious	suspicious	ADJ
easat-413	151	10	transaction	transaction	NOUN
easat-413	151	11	reporting	reporting	NOUN
easat-413	151	12	decisions	decision	NOUN
easat-413	151	13	.	.	PUNCT
easat-413	152	1	furthermore	furthermore	ADV
easat-413	152	2	,	,	PUNCT
easat-413	152	3	experience	experience	NOUN
easat-413	152	4	and	and	CCONJ
easat-413	152	5	exposure	exposure	NOUN
easat-413	152	6	to	to	ADP
easat-413	152	7	the	the	DET
easat-413	152	8	job	job	NOUN
easat-413	152	9	are	be	AUX
easat-413	152	10	more	more	ADV
easat-413	152	11	necessary	necessary	ADJ
easat-413	152	12	in	in	ADP
easat-413	152	13	identifying	identify	VERB
easat-413	152	14	suspicious	suspicious	ADJ
easat-413	152	15	criminals	criminal	NOUN
easat-413	152	16	[	[	X
easat-413	152	17	37	37	NUM
easat-413	152	18	]	]	PUNCT
easat-413	152	19	.	.	PUNCT
easat-413	153	1	on	on	ADP
easat-413	153	2	the	the	DET
easat-413	153	3	same	same	ADJ
easat-413	153	4	subject	subject	NOUN
easat-413	153	5	,	,	PUNCT
easat-413	153	6	popoola	popoola	PROPN
easat-413	153	7	,	,	PUNCT
easat-413	153	8	et	et	PROPN
easat-413	153	9	al	al	PROPN
easat-413	153	10	.	.	PUNCT
easat-413	154	1	[	[	X
easat-413	154	2	14	14	NUM
easat-413	154	3	]	]	PUNCT
easat-413	154	4	stated	state	VERB
easat-413	154	5	that	that	SCONJ
easat-413	154	6	proper	proper	ADJ
easat-413	154	7	knowledge	knowledge	NOUN
easat-413	154	8	regarding	regard	VERB
easat-413	154	9	the	the	DET
easat-413	154	10	money	money	NOUN
easat-413	154	11	service	service	NOUN
easat-413	154	12	business	business	NOUN
easat-413	154	13	is	be	AUX
easat-413	154	14	important	important	ADJ
easat-413	154	15	in	in	ADP
easat-413	154	16	order	order	NOUN
easat-413	154	17	to	to	PART
easat-413	154	18	identify	identify	VERB
easat-413	154	19	and	and	CCONJ
easat-413	154	20	make	make	VERB
easat-413	154	21	decisions	decision	NOUN
easat-413	154	22	on	on	ADP
easat-413	154	23	reporting	report	VERB
easat-413	154	24	suspicious	suspicious	ADJ
easat-413	154	25	transactions	transaction	NOUN
easat-413	154	26	.	.	PUNCT
easat-413	155	1	additionally	additionally	ADV
easat-413	155	2	,	,	PUNCT
easat-413	155	3	knowledge	knowledge	NOUN
easat-413	155	4	allows	allow	VERB
easat-413	155	5	the	the	DET
easat-413	155	6	officers	officer	NOUN
easat-413	155	7	to	to	PART
easat-413	155	8	enhance	enhance	VERB
easat-413	155	9	their	their	PRON
easat-413	155	10	decision	decision	NOUN
easat-413	155	11	-	-	PUNCT
easat-413	155	12	making	making	NOUN
easat-413	155	13	skills	skill	NOUN
easat-413	155	14	.	.	PUNCT
easat-413	156	1	it	it	PRON
easat-413	156	2	was	be	AUX
easat-413	156	3	revealed	reveal	VERB
easat-413	156	4	in	in	ADP
easat-413	156	5	this	this	DET
easat-413	156	6	study	study	NOUN
easat-413	156	7	that	that	SCONJ
easat-413	156	8	training	training	NOUN
easat-413	156	9	,	,	PUNCT
easat-413	156	10	knowledge	knowledge	NOUN
easat-413	156	11	,	,	PUNCT
easat-413	156	12	and	and	CCONJ
easat-413	156	13	suspicious	suspicious	ADJ
easat-413	156	14	transaction	transaction	NOUN
easat-413	156	15	reporting	reporting	NOUN
easat-413	156	16	decisions	decision	NOUN
easat-413	156	17	were	be	AUX
easat-413	156	18	statistica	statistica	PROPN
easat-413	156	19	lly	lly	ADV
easat-413	156	20	correlated	correlate	VERB
easat-413	156	21	.	.	PUNCT
easat-413	157	1	besides	besides	SCONJ
easat-413	157	2	,	,	PUNCT
easat-413	157	3	training	training	NOUN
easat-413	157	4	is	be	AUX
easat-413	157	5	another	another	DET
easat-413	157	6	variable	variable	NOUN
easat-413	157	7	that	that	PRON
easat-413	157	8	is	be	AUX
easat-413	157	9	suggested	suggest	VERB
easat-413	157	10	to	to	PART
easat-413	157	11	influence	influence	VERB
easat-413	157	12	the	the	DET
easat-413	157	13	reporting	reporting	NOUN
easat-413	157	14	officers	officer	NOUN
easat-413	157	15	[	[	X
easat-413	157	16	12	12	NUM
easat-413	157	17	]	]	PUNCT
easat-413	157	18	.	.	PUNCT
easat-413	158	1	this	this	DET
easat-413	158	2	statement	statement	NOUN
easat-413	158	3	was	be	AUX
easat-413	158	4	supported	support	VERB
easat-413	158	5	by	by	ADP
easat-413	158	6	hall	hall	NOUN
easat-413	158	7	-	-	PUNCT
easat-413	158	8	ellis	ellis	PROPN
easat-413	159	1	[	[	X
easat-413	159	2	38	38	NUM
easat-413	159	3	]	]	PUNCT
easat-413	159	4	,	,	PUNCT
easat-413	159	5	who	who	PRON
easat-413	159	6	reported	report	VERB
easat-413	159	7	that	that	SCONJ
easat-413	159	8	training	training	NOUN
easat-413	159	9	could	could	AUX
easat-413	159	10	boost	boost	VERB
easat-413	159	11	the	the	DET
easat-413	159	12	ability	ability	NOUN
easat-413	159	13	to	to	PART
easat-413	159	14	make	make	VERB
easat-413	159	15	decisions	decision	NOUN
easat-413	159	16	.	.	PUNCT
easat-413	160	1	5	5	X
easat-413	160	2	.	.	X
easat-413	160	3	conclusions	conclusion	NOUN
easat-413	160	4	this	this	DET
easat-413	160	5	study	study	NOUN
easat-413	160	6	examined	examine	VERB
easat-413	160	7	how	how	SCONJ
easat-413	160	8	knowledge	knowledge	NOUN
easat-413	160	9	,	,	PUNCT
easat-413	160	10	training	training	NOUN
easat-413	160	11	,	,	PUNCT
easat-413	160	12	and	and	CCONJ
easat-413	160	13	customer	customer	NOUN
easat-413	160	14	due	due	ADJ
easat-413	160	15	diligence	diligence	NOUN
easat-413	160	16	affect	affect	VERB
easat-413	160	17	money	money	NOUN
easat-413	160	18	laundering	laundering	NOUN
easat-413	160	19	reporting	report	VERB
easat-413	160	20	officers	officer	NOUN
easat-413	160	21	'	'	PART
easat-413	160	22	suspicious	suspicious	ADJ
easat-413	160	23	transaction	transaction	NOUN
easat-413	160	24	reporting	reporting	NOUN
easat-413	160	25	decisions	decision	NOUN
easat-413	160	26	.	.	PUNCT
easat-413	161	1	the	the	DET
easat-413	161	2	results	result	NOUN
easat-413	161	3	showed	show	VERB
easat-413	161	4	that	that	SCONJ
easat-413	161	5	knowledge	knowledge	NOUN
easat-413	161	6	and	and	CCONJ
easat-413	161	7	training	training	NOUN
easat-413	161	8	can	can	AUX
easat-413	161	9	influence	influence	VERB
easat-413	161	10	money	money	NOUN
easat-413	161	11	laundering	laundering	NOUN
easat-413	161	12	reporting	report	VERB
easat-413	161	13	officers	officer	NOUN
easat-413	161	14	'	'	PART
easat-413	161	15	decision	decision	NOUN
easat-413	161	16	-	-	PUNCT
easat-413	161	17	making	making	NOUN
easat-413	161	18	but	but	CCONJ
easat-413	161	19	not	not	PART
easat-413	161	20	consumer	consumer	NOUN
easat-413	161	21	due	due	ADJ
easat-413	161	22	diligence	diligence	NOUN
easat-413	161	23	.	.	PUNCT
easat-413	162	1	this	this	DET
easat-413	162	2	study	study	NOUN
easat-413	162	3	may	may	AUX
easat-413	162	4	help	help	VERB
easat-413	162	5	bank	bank	PROPN
easat-413	162	6	negara	negara	PROPN
easat-413	162	7	malaysia	malaysia	PROPN
easat-413	162	8	,	,	PUNCT
easat-413	162	9	money	money	NOUN
easat-413	162	10	services	service	NOUN
easat-413	162	11	businesses	business	NOUN
easat-413	162	12	,	,	PUNCT
easat-413	162	13	trade	trade	NOUN
easat-413	162	14	associations	association	NOUN
easat-413	162	15	,	,	PUNCT
easat-413	162	16	and	and	CCONJ
easat-413	162	17	external	external	ADJ
easat-413	162	18	training	training	NOUN
easat-413	162	19	providers	provider	NOUN
easat-413	162	20	improve	improve	VERB
easat-413	162	21	suspicious	suspicious	ADJ
easat-413	162	22	transaction	transaction	NOUN
easat-413	162	23	reporting	reporting	NOUN
easat-413	162	24	in	in	ADP
easat-413	162	25	malaysia	malaysia	PROPN
easat-413	162	26	.	.	PUNCT
easat-413	163	1	the	the	DET
easat-413	163	2	findings	finding	NOUN
easat-413	163	3	may	may	AUX
easat-413	163	4	also	also	ADV
easat-413	163	5	encourage	encourage	VERB
easat-413	163	6	the	the	DET
easat-413	163	7	trade	trade	NOUN
easat-413	163	8	association	association	PROPN
easat-413	163	9	and	and	CCONJ
easat-413	163	10	bank	bank	PROPN
easat-413	163	11	negara	negara	PROPN
easat-413	163	12	malaysia	malaysia	PROPN
easat-413	163	13	to	to	PART
easat-413	163	14	create	create	VERB
easat-413	163	15	meaningful	meaningful	ADJ
easat-413	163	16	competency	competency	NOUN
easat-413	163	17	development	development	NOUN
easat-413	163	18	programs	program	NOUN
easat-413	163	19	for	for	ADP
easat-413	163	20	money	money	NOUN
easat-413	163	21	laundering	laundering	NOUN
easat-413	163	22	reporting	report	VERB
easat-413	163	23	officers	officer	NOUN
easat-413	163	24	to	to	PART
easat-413	163	25	improve	improve	VERB
easat-413	163	26	their	their	PRON
easat-413	163	27	performance	performance	NOUN
easat-413	163	28	and	and	CCONJ
easat-413	163	29	reduce	reduce	VERB
easat-413	163	30	money	money	NOUN
easat-413	163	31	laundering	laundering	NOUN
easat-413	163	32	in	in	ADP
easat-413	163	33	the	the	DET
easat-413	163	34	banking	banking	NOUN
easat-413	163	35	sector	sector	NOUN
easat-413	163	36	,	,	PUNCT
easat-413	163	37	particularly	particularly	ADV
easat-413	163	38	in	in	ADP
easat-413	163	39	the	the	DET
easat-413	163	40	malaysia	malaysia	PROPN
easat-413	163	41	money	money	NOUN
easat-413	163	42	services	service	NOUN
easat-413	163	43	business	business	NOUN
easat-413	163	44	.	.	PUNCT
easat-413	164	1	there	there	PRON
easat-413	164	2	are	be	VERB
easat-413	164	3	a	a	DET
easat-413	164	4	few	few	ADJ
easat-413	164	5	limitations	limitation	NOUN
easat-413	164	6	to	to	PART
easat-413	164	7	be	be	AUX
easat-413	164	8	aware	aware	ADJ
easat-413	164	9	of	of	ADP
easat-413	164	10	before	before	ADP
easat-413	164	11	making	make	VERB
easat-413	164	12	further	further	ADJ
easat-413	164	13	study	study	NOUN
easat-413	164	14	recommendations	recommendation	NOUN
easat-413	164	15	,	,	PUNCT
easat-413	164	16	especially	especially	ADV
easat-413	164	17	in	in	ADP
easat-413	164	18	the	the	DET
easat-413	164	19	era	era	NOUN
easat-413	164	20	of	of	ADP
easat-413	164	21	crypto	crypto	ADJ
easat-413	164	22	currencies	currency	NOUN
easat-413	164	23	[	[	X
easat-413	164	24	39	39	NUM
easat-413	164	25	]	]	PUNCT
easat-413	164	26	.	.	PUNCT
easat-413	165	1	first	first	ADV
easat-413	165	2	,	,	PUNCT
easat-413	165	3	due	due	ADP
easat-413	165	4	to	to	ADP
easat-413	165	5	quantitative	quantitative	ADJ
easat-413	165	6	study	study	NOUN
easat-413	165	7	limitations	limitation	NOUN
easat-413	165	8	,	,	PUNCT
easat-413	165	9	this	this	DET
easat-413	165	10	study	study	NOUN
easat-413	165	11	does	do	AUX
easat-413	165	12	not	not	PART
easat-413	165	13	provide	provide	VERB
easat-413	165	14	complete	complete	ADJ
easat-413	165	15	knowledge	knowledge	NOUN
easat-413	165	16	of	of	ADP
easat-413	165	17	suspicious	suspicious	ADJ
easat-413	165	18	transaction	transaction	NOUN
easat-413	165	19	reporting	reporting	NOUN
easat-413	165	20	reasons	reason	NOUN
easat-413	165	21	.	.	PUNCT
easat-413	166	1	thus	thus	ADV
easat-413	166	2	,	,	PUNCT
easat-413	166	3	a	a	DET
easat-413	166	4	qualitative	qualitative	ADJ
easat-413	166	5	technique	technique	NOUN
easat-413	166	6	like	like	ADP
easat-413	166	7	a	a	DET
easat-413	166	8	case	case	NOUN
easat-413	166	9	study	study	NOUN
easat-413	166	10	and	and	CCONJ
easat-413	166	11	interview	interview	NOUN
easat-413	166	12	may	may	AUX
easat-413	166	13	be	be	AUX
easat-413	166	14	valuable	valuable	ADJ
easat-413	166	15	to	to	PART
easat-413	166	16	investigate	investigate	VERB
easat-413	166	17	other	other	ADJ
easat-413	166	18	aspects	aspect	NOUN
easat-413	166	19	that	that	PRON
easat-413	166	20	may	may	AUX
easat-413	166	21	impact	impact	VERB
easat-413	166	22	money	money	NOUN
easat-413	166	23	laundering	laundering	NOUN
easat-413	166	24	reporting	report	VERB
easat-413	166	25	officers	officer	NOUN
easat-413	166	26	'	'	PART
easat-413	166	27	decisions	decision	NOUN
easat-413	166	28	to	to	PART
easat-413	166	29	report	report	VERB
easat-413	166	30	questionable	questionable	ADJ
easat-413	166	31	transactions	transaction	NOUN
easat-413	166	32	to	to	ADP
easat-413	166	33	authorities	authority	NOUN
easat-413	166	34	.	.	PUNCT
easat-413	167	1	another	another	DET
easat-413	167	2	disadvantage	disadvantage	NOUN
easat-413	167	3	is	be	AUX
easat-413	167	4	that	that	SCONJ
easat-413	167	5	this	this	DET
easat-413	167	6	study	study	NOUN
easat-413	167	7	only	only	ADV
easat-413	167	8	includes	include	VERB
easat-413	167	9	malaysian	malaysian	ADJ
easat-413	167	10	money	money	NOUN
easat-413	167	11	service	service	NOUN
easat-413	167	12	reporting	reporting	NOUN
easat-413	167	13	officers	officer	NOUN
easat-413	167	14	.	.	PUNCT
easat-413	168	1	the	the	DET
easat-413	168	2	results	result	NOUN
easat-413	168	3	do	do	AUX
easat-413	168	4	not	not	PART
easat-413	168	5	represent	represent	VERB
easat-413	168	6	the	the	DET
easat-413	168	7	malaysian	malaysian	ADJ
easat-413	168	8	financial	financial	ADJ
easat-413	168	9	system	system	NOUN
easat-413	168	10	's	's	PART
easat-413	168	11	population	population	NOUN
easat-413	168	12	.	.	PUNCT
easat-413	169	1	thus	thus	ADV
easat-413	169	2	,	,	PUNCT
easat-413	169	3	this	this	DET
easat-413	169	4	study	study	NOUN
easat-413	169	5	can	can	AUX
easat-413	169	6	be	be	AUX
easat-413	169	7	expanded	expand	VERB
easat-413	169	8	to	to	PART
easat-413	169	9	include	include	VERB
easat-413	169	10	insurance	insurance	NOUN
easat-413	169	11	companies	company	NOUN
easat-413	169	12	and	and	CCONJ
easat-413	169	13	takaful	takaful	ADJ
easat-413	169	14	operators	operator	NOUN
easat-413	169	15	,	,	PUNCT
easat-413	169	16	non	non	ADJ
easat-413	169	17	-	-	ADJ
easat-413	169	18	bank	bank	ADJ
easat-413	169	19	financial	financial	ADJ
easat-413	169	20	institutions	institution	NOUN
easat-413	169	21	,	,	PUNCT
easat-413	169	22	and	and	CCONJ
easat-413	169	23	designated	designate	VERB
easat-413	169	24	non	non	ADJ
easat-413	169	25	-	-	ADJ
easat-413	169	26	financial	financial	ADJ
easat-413	169	27	businesses	business	NOUN
easat-413	169	28	and	and	CCONJ
easat-413	169	29	professions	profession	NOUN
easat-413	169	30	to	to	PART
easat-413	169	31	examine	examine	VERB
easat-413	169	32	other	other	ADJ
easat-413	169	33	factors	factor	NOUN
easat-413	169	34	that	that	PRON
easat-413	169	35	may	may	AUX
easat-413	169	36	influence	influence	VERB
easat-413	169	37	money	money	NOUN
easat-413	169	38	laundering	laundering	NOUN
easat-413	169	39	reporting	report	VERB
easat-413	169	40	officers	officer	NOUN
easat-413	169	41	'	'	PART
easat-413	169	42	decisions	decision	NOUN
easat-413	169	43	to	to	PART
easat-413	169	44	report	report	VERB
easat-413	169	45	suspicious	suspicious	ADJ
easat-413	169	46	transactions	transaction	NOUN
easat-413	169	47	to	to	ADP
easat-413	169	48	regulators	regulator	NOUN
easat-413	169	49	.	.	PUNCT
easat-413	170	1	funding	funding	NOUN
easat-413	170	2	:	:	PUNCT
easat-413	170	3	this	this	DET
easat-413	170	4	study	study	NOUN
easat-413	170	5	received	receive	VERB
easat-413	170	6	no	no	DET
easat-413	170	7	specific	specific	ADJ
easat-413	170	8	financial	financial	ADJ
easat-413	170	9	support	support	NOUN
easat-413	170	10	.	.	PUNCT
easat-413	171	1	institutional	institutional	ADJ
easat-413	171	2	review	review	PROPN
easat-413	171	3	board	board	NOUN
easat-413	171	4	statement	statement	NOUN
easat-413	171	5	:	:	PUNCT
easat-413	171	6	not	not	PART
easat-413	171	7	applicable	applicable	ADJ
easat-413	171	8	.	.	PUNCT
easat-413	172	1	transparency	transparency	NOUN
easat-413	172	2	:	:	PUNCT
easat-413	172	3	the	the	DET
easat-413	172	4	authors	author	NOUN
easat-413	172	5	confirm	confirm	VERB
easat-413	172	6	that	that	SCONJ
easat-413	172	7	the	the	DET
easat-413	172	8	manuscript	manuscript	NOUN
easat-413	172	9	is	be	AUX
easat-413	172	10	an	an	DET
easat-413	172	11	honest	honest	ADJ
easat-413	172	12	,	,	PUNCT
easat-413	172	13	accurate	accurate	ADJ
easat-413	172	14	,	,	PUNCT
easat-413	172	15	and	and	CCONJ
easat-413	172	16	transparent	transparent	ADJ
easat-413	172	17	account	account	NOUN
easat-413	172	18	of	of	ADP
easat-413	172	19	the	the	DET
easat-413	172	20	study	study	NOUN
easat-413	172	21	;	;	PUNCT
easat-413	172	22	that	that	SCONJ
easat-413	172	23	no	no	DET
easat-413	172	24	vital	vital	ADJ
easat-413	172	25	features	feature	NOUN
easat-413	172	26	of	of	ADP
easat-413	172	27	the	the	DET
easat-413	172	28	study	study	NOUN
easat-413	172	29	have	have	AUX
easat-413	172	30	been	be	AUX
easat-413	172	31	omitted	omit	VERB
easat-413	172	32	;	;	PUNCT
easat-413	172	33	and	and	CCONJ
easat-413	172	34	that	that	SCONJ
easat-413	172	35	any	any	DET
easat-413	172	36	discrepancies	discrepancy	NOUN
easat-413	172	37	from	from	ADP
easat-413	172	38	the	the	DET
easat-413	172	39	study	study	NOUN
easat-413	172	40	as	as	SCONJ
easat-413	172	41	planned	plan	VERB
easat-413	172	42	have	have	AUX
easat-413	172	43	been	be	AUX
easat-413	172	44	explained	explain	VERB
easat-413	172	45	.	.	PUNCT
easat-413	173	1	this	this	DET
easat-413	173	2	study	study	NOUN
easat-413	173	3	followed	follow	VERB
easat-413	173	4	all	all	DET
easat-413	173	5	ethical	ethical	ADJ
easat-413	173	6	practices	practice	NOUN
easat-413	173	7	during	during	ADP
easat-413	173	8	writing	writing	NOUN
easat-413	173	9	.	.	PUNCT
easat-413	174	1	31	31	NUM
easat-413	174	2	edelweiss	edelweiss	PROPN
easat-413	174	3	applied	apply	VERB
easat-413	174	4	science	science	NOUN
easat-413	174	5	and	and	CCONJ
easat-413	174	6	technology	technology	NOUN
easat-413	174	7	issn	issn	PROPN
easat-413	174	8	:	:	PUNCT
easat-413	174	9	2576	2576	NUM
easat-413	174	10	-	-	SYM
easat-413	174	11	8484	8484	NUM
easat-413	174	12	vol	vol	NOUN
easat-413	174	13	.	.	PROPN
easat-413	174	14	8	8	NUM
easat-413	174	15	,	,	PUNCT
easat-413	174	16	no	no	INTJ
easat-413	174	17	.	.	NOUN
easat-413	174	18	1	1	NUM
easat-413	174	19	:	:	PUNCT
easat-413	174	20	24	24	NUM
easat-413	174	21	-	-	SYM
easat-413	174	22	32	32	NUM
easat-413	174	23	,	,	PUNCT
easat-413	174	24	2024	2024	NUM
easat-413	174	25	doi	doi	NOUN
easat-413	174	26	:	:	PUNCT
easat-413	174	27	10.55214/25768484.v8i1.413	10.55214/25768484.v8i1.413	NUM
easat-413	174	28	©	©	PROPN
easat-413	174	29	2024	2024	NUM
easat-413	174	30	by	by	ADP
easat-413	174	31	the	the	DET
easat-413	174	32	authors	author	NOUN
easat-413	174	33	;	;	PUNCT
easat-413	174	34	licensee	licensee	PROPN
easat-413	174	35	learning	learning	NOUN
easat-413	174	36	gate	gate	VERB
easat-413	174	37	competing	compete	VERB
easat-413	174	38	interests	interest	NOUN
easat-413	174	39	:	:	PUNCT
easat-413	174	40	the	the	DET
easat-413	174	41	authors	author	NOUN
easat-413	174	42	declare	declare	VERB
easat-413	174	43	that	that	SCONJ
easat-413	174	44	they	they	PRON
easat-413	174	45	have	have	VERB
easat-413	174	46	no	no	DET
easat-413	174	47	competing	compete	VERB
easat-413	174	48	interests	interest	NOUN
easat-413	174	49	.	.	PUNCT
easat-413	175	1	authors	author	NOUN
easat-413	175	2	’	'	PUNCT
easat-413	175	3	contributions	contribution	NOUN
easat-413	175	4	:	:	PUNCT
easat-413	175	5	all	all	DET
easat-413	175	6	authors	author	NOUN
easat-413	175	7	contributed	contribute	VERB
easat-413	175	8	equally	equally	ADV
easat-413	175	9	to	to	ADP
easat-413	175	10	the	the	DET
easat-413	175	11	conception	conception	NOUN
easat-413	175	12	and	and	CCONJ
easat-413	175	13	design	design	NOUN
easat-413	175	14	of	of	ADP
easat-413	175	15	the	the	DET
easat-413	175	16	study	study	NOUN
easat-413	175	17	.	.	PUNCT
easat-413	176	1	all	all	DET
easat-413	176	2	authors	author	NOUN
easat-413	176	3	have	have	AUX
easat-413	176	4	read	read	VERB
easat-413	176	5	and	and	CCONJ
easat-413	176	6	agreed	agree	VERB
easat-413	176	7	to	to	ADP
easat-413	176	8	the	the	DET
easat-413	176	9	published	publish	VERB
easat-413	176	10	version	version	NOUN
easat-413	176	11	of	of	ADP
easat-413	176	12	the	the	DET
easat-413	176	13	manuscript	manuscript	NOUN
easat-413	176	14	.	.	PUNCT
easat-413	177	1	copyright	copyright	NOUN
easat-413	177	2	:	:	PUNCT
easat-413	177	3	©	©	PROPN
easat-413	177	4	2024	2024	NUM
easat-413	177	5	by	by	ADP
easat-413	177	6	the	the	DET
easat-413	177	7	authors	author	NOUN
easat-413	177	8	.	.	PUNCT
easat-413	178	1	this	this	DET
easat-413	178	2	article	article	NOUN
easat-413	178	3	is	be	AUX
easat-413	178	4	an	an	DET
easat-413	178	5	open	open	ADJ
easat-413	178	6	access	access	NOUN
easat-413	178	7	article	article	NOUN
easat-413	178	8	distributed	distribute	VERB
easat-413	178	9	under	under	ADP
easat-413	178	10	the	the	DET
easat-413	178	11	terms	term	NOUN
easat-413	178	12	and	and	CCONJ
easat-413	178	13	conditions	condition	NOUN
easat-413	178	14	of	of	ADP
easat-413	178	15	the	the	DET
easat-413	178	16	creative	creative	ADJ
easat-413	178	17	commons	common	NOUN
easat-413	178	18	attribution	attribution	NOUN
easat-413	178	19	(	(	PUNCT
easat-413	178	20	cc	cc	NOUN
easat-413	178	21	by	by	ADP
easat-413	178	22	)	)	PUNCT
easat-413	178	23	license	license	NOUN
easat-413	178	24	(	(	PUNCT
easat-413	178	25	https://creativecommons.org/licenses/by/4.0/	https://creativecommons.org/licenses/by/4.0/	PROPN
easat-413	178	26	)	)	PUNCT
easat-413	178	27	.	.	PUNCT
easat-413	179	1	references	reference	NOUN
easat-413	179	2	[	[	X
easat-413	179	3	1	1	NUM
easat-413	179	4	]	]	PUNCT
easat-413	179	5	a.	a.	NOUN
easat-413	179	6	h.	h.	PROPN
easat-413	179	7	jamil	jamil	PROPN
easat-413	179	8	,	,	PUNCT
easat-413	179	9	z.	z.	PROPN
easat-413	179	10	mohd	mohd	PROPN
easat-413	179	11	-	-	PUNCT
easat-413	179	12	sanusi	sanusi	PROPN
easat-413	179	13	,	,	PUNCT
easat-413	179	14	y.	y.	PROPN
easat-413	179	15	mat	mat	NOUN
easat-413	179	16	-	-	PUNCT
easat-413	179	17	isa	isa	NOUN
easat-413	179	18	,	,	PUNCT
easat-413	179	19	and	and	CCONJ
easat-413	179	20	n.	n.	PROPN
easat-413	179	21	m.	m.	NOUN
easat-413	179	22	yaacob	yaacob	PROPN
easat-413	179	23	,	,	PUNCT
easat-413	179	24	"	"	PUNCT
easat-413	179	25	money	money	NOUN
easat-413	179	26	laundering	launder	VERB
easat-413	179	27	risk	risk	NOUN
easat-413	179	28	judgement	judgement	NOUN
easat-413	179	29	by	by	ADP
easat-413	179	30	compliance	compliance	NOUN
easat-413	179	31	officers	officer	NOUN
easat-413	179	32	at	at	ADP
easat-413	179	33	financial	financial	ADJ
easat-413	179	34	institutions	institution	NOUN
easat-413	179	35	in	in	ADP
easat-413	179	36	malaysia	malaysia	PROPN
easat-413	179	37	:	:	PUNCT
easat-413	179	38	the	the	DET
easat-413	179	39	effects	effect	NOUN
easat-413	179	40	of	of	ADP
easat-413	179	41	customer	customer	NOUN
easat-413	179	42	risk	risk	NOUN
easat-413	179	43	determinants	determinant	NOUN
easat-413	179	44	and	and	CCONJ
easat-413	179	45	regulatory	regulatory	ADJ
easat-413	179	46	enforcement	enforcement	NOUN
easat-413	179	47	,	,	PUNCT
easat-413	179	48	"	"	PUNCT
easat-413	179	49	journal	journal	NOUN
easat-413	179	50	of	of	ADP
easat-413	179	51	money	money	NOUN
easat-413	179	52	laundering	laundering	NOUN
easat-413	179	53	control	control	NOUN
easat-413	179	54	,	,	PUNCT
easat-413	179	55	vol	vol	NOUN
easat-413	179	56	.	.	PROPN
easat-413	179	57	26	26	NUM
easat-413	179	58	,	,	PUNCT
easat-413	179	59	no	no	INTJ
easat-413	179	60	.	.	NOUN
easat-413	179	61	3	3	NUM
easat-413	179	62	,	,	PUNCT
easat-413	179	63	pp	pp	ADJ
easat-413	179	64	.	.	PUNCT
easat-413	180	1	535	535	NUM
easat-413	180	2	-	-	SYM
easat-413	180	3	552	552	NUM
easat-413	180	4	,	,	PUNCT
easat-413	180	5	2023	2023	NUM
easat-413	180	6	.	.	PUNCT
easat-413	181	1	https://doi.org/10.1108/jmlc-01-2022-0004	https://doi.org/10.1108/jmlc-01-2022-0004	VERB
easat-413	181	2	[	[	X
easat-413	181	3	2	2	NUM
easat-413	181	4	]	]	PUNCT
easat-413	181	5	a.	a.	NOUN
easat-413	181	6	gupta	gupta	PROPN
easat-413	181	7	,	,	PUNCT
easat-413	181	8	d.	d.	PROPN
easat-413	181	9	n.	n.	PROPN
easat-413	181	10	dwivedi	dwivedi	PROPN
easat-413	181	11	,	,	PUNCT
easat-413	181	12	and	and	CCONJ
easat-413	181	13	a.	a.	NOUN
easat-413	181	14	jain	jain	PROPN
easat-413	181	15	,	,	PUNCT
easat-413	181	16	"	"	PUNCT
easat-413	181	17	threshold	threshold	VERB
easat-413	181	18	fine	fine	ADV
easat-413	181	19	-	-	PUNCT
easat-413	181	20	tuning	tuning	NOUN
easat-413	181	21	of	of	ADP
easat-413	181	22	money	money	NOUN
easat-413	181	23	laundering	launder	VERB
easat-413	181	24	scenarios	scenario	NOUN
easat-413	181	25	through	through	ADP
easat-413	181	26	multi	multi	ADJ
easat-413	181	27	-	-	ADJ
easat-413	181	28	dimensional	dimensional	ADJ
easat-413	181	29	optimization	optimization	NOUN
easat-413	181	30	techniques	technique	NOUN
easat-413	181	31	,	,	PUNCT
easat-413	181	32	"	"	PUNCT
easat-413	181	33	journal	journal	NOUN
easat-413	181	34	of	of	ADP
easat-413	181	35	money	money	NOUN
easat-413	181	36	laundering	laundering	NOUN
easat-413	181	37	control	control	NOUN
easat-413	181	38	,	,	PUNCT
easat-413	181	39	vol	vol	NOUN
easat-413	181	40	.	.	PROPN
easat-413	181	41	25	25	NUM
easat-413	181	42	,	,	PUNCT
easat-413	181	43	no	no	INTJ
easat-413	181	44	.	.	NOUN
easat-413	181	45	1	1	NUM
easat-413	181	46	,	,	PUNCT
easat-413	181	47	pp	pp	ADJ
easat-413	181	48	.	.	PUNCT
easat-413	182	1	72	72	NUM
easat-413	182	2	-	-	SYM
easat-413	182	3	78	78	NUM
easat-413	182	4	,	,	PUNCT
easat-413	182	5	2022	2022	NUM
easat-413	182	6	.	.	PUNCT
easat-413	183	1	https://doi.org/10.1108/jmlc-12-2020-0138n	https://doi.org/10.1108/jmlc-12-2020-0138n	PROPN
easat-413	184	1	[	[	X
easat-413	184	2	3	3	X
easat-413	184	3	]	]	X
easat-413	184	4	s.	s.	PROPN
easat-413	184	5	vaithilingam	vaithilingam	ADV
easat-413	184	6	and	and	CCONJ
easat-413	184	7	m.	m.	NOUN
easat-413	184	8	nair	nair	PROPN
easat-413	184	9	,	,	PUNCT
easat-413	184	10	"	"	PUNCT
easat-413	184	11	factors	factor	NOUN
easat-413	184	12	affecting	affect	VERB
easat-413	184	13	money	money	NOUN
easat-413	184	14	laundering	laundering	NOUN
easat-413	184	15	:	:	PUNCT
easat-413	184	16	lesson	lesson	NOUN
easat-413	184	17	for	for	ADP
easat-413	184	18	developing	develop	VERB
easat-413	184	19	countries	country	NOUN
easat-413	184	20	,	,	PUNCT
easat-413	184	21	"	"	PUNCT
easat-413	184	22	journal	journal	NOUN
easat-413	184	23	of	of	ADP
easat-413	184	24	money	money	NOUN
easat-413	184	25	laundering	laundering	NOUN
easat-413	184	26	control	control	NOUN
easat-413	184	27	,	,	PUNCT
easat-413	184	28	vol	vol	NOUN
easat-413	184	29	.	.	PROPN
easat-413	184	30	10	10	NUM
easat-413	184	31	,	,	PUNCT
easat-413	184	32	no	no	INTJ
easat-413	184	33	.	.	NOUN
easat-413	184	34	3	3	NUM
easat-413	184	35	,	,	PUNCT
easat-413	184	36	pp	pp	ADJ
easat-413	184	37	.	.	PUNCT
easat-413	185	1	352	352	NUM
easat-413	185	2	-	-	SYM
easat-413	185	3	366	366	NUM
easat-413	185	4	,	,	PUNCT
easat-413	185	5	2007	2007	NUM
easat-413	185	6	.	.	PUNCT
easat-413	186	1	https://doi.org/10.1108/13685200710763506	https://doi.org/10.1108/13685200710763506	NUM
easat-413	187	1	[	[	X
easat-413	187	2	4	4	NUM
easat-413	187	3	]	]	PUNCT
easat-413	187	4	h.	h.	PROPN
easat-413	187	5	sarigul	sarigul	PROPN
easat-413	187	6	,	,	PUNCT
easat-413	187	7	"	"	PUNCT
easat-413	187	8	money	money	NOUN
easat-413	187	9	laundering	laundering	NOUN
easat-413	187	10	and	and	CCONJ
easat-413	187	11	abuse	abuse	NOUN
easat-413	187	12	of	of	ADP
easat-413	187	13	the	the	DET
easat-413	187	14	financial	financial	ADJ
easat-413	187	15	system	system	NOUN
easat-413	187	16	,	,	PUNCT
easat-413	187	17	"	"	PUNCT
easat-413	187	18	international	international	ADJ
easat-413	187	19	journal	journal	NOUN
easat-413	187	20	of	of	ADP
easat-413	187	21	business	business	NOUN
easat-413	187	22	and	and	CCONJ
easat-413	187	23	management	management	NOUN
easat-413	187	24	studies	study	NOUN
easat-413	187	25	,	,	PUNCT
easat-413	187	26	vol	vol	NOUN
easat-413	187	27	.	.	PROPN
easat-413	187	28	2	2	NUM
easat-413	187	29	,	,	PUNCT
easat-413	187	30	no	no	INTJ
easat-413	187	31	.	.	NOUN
easat-413	187	32	1	1	NUM
easat-413	187	33	,	,	PUNCT
easat-413	187	34	pp	pp	ADJ
easat-413	187	35	.	.	PUNCT
easat-413	188	1	287–301	287–301	NUM
easat-413	188	2	,	,	PUNCT
easat-413	188	3	2013	2013	NUM
easat-413	188	4	.	.	PUNCT
easat-413	189	1	[	[	X
easat-413	189	2	5	5	NUM
easat-413	189	3	]	]	X
easat-413	189	4	n.	n.	PROPN
easat-413	189	5	omar	omar	PROPN
easat-413	189	6	,	,	PUNCT
easat-413	189	7	r.	r.	PROPN
easat-413	189	8	j.	j.	PROPN
easat-413	189	9	johari	johari	PROPN
easat-413	189	10	,	,	PUNCT
easat-413	189	11	s.	s.	PROPN
easat-413	189	12	s.	s.	PROPN
easat-413	189	13	b.	b.	PROPN
easat-413	189	14	sukir	sukir	PROPN
easat-413	189	15	,	,	PUNCT
easat-413	189	16	and	and	CCONJ
easat-413	189	17	j.	j.	PROPN
easat-413	189	18	said	say	VERB
easat-413	189	19	,	,	PUNCT
easat-413	189	20	"	"	PUNCT
easat-413	189	21	money	money	NOUN
easat-413	189	22	laundering	laundering	NOUN
easat-413	189	23	&	&	CCONJ
easat-413	189	24	terrorist	terrorist	ADJ
easat-413	189	25	financing	financing	NOUN
easat-413	189	26	:	:	PUNCT
easat-413	189	27	global	global	ADJ
easat-413	189	28	cases	case	NOUN
easat-413	189	29	,	,	PUNCT
easat-413	189	30	behavioural	behavioural	ADJ
easat-413	189	31	theories	theory	NOUN
easat-413	189	32	&	&	CCONJ
easat-413	189	33	internal	internal	ADJ
easat-413	189	34	control	control	NOUN
easat-413	189	35	mechanism	mechanism	NOUN
easat-413	189	36	,	,	PUNCT
easat-413	189	37	"	"	PUNCT
easat-413	189	38	presented	present	VERB
easat-413	189	39	at	at	ADP
easat-413	189	40	the	the	DET
easat-413	189	41	a	a	DET
easat-413	189	42	new	new	ADJ
easat-413	189	43	paradigm	paradigm	NOUN
easat-413	189	44	for	for	ADP
easat-413	189	45	international	international	ADJ
easat-413	189	46	business	business	NOUN
easat-413	189	47	:	:	PUNCT
easat-413	189	48	proceedings	proceeding	NOUN
easat-413	189	49	of	of	ADP
easat-413	189	50	the	the	DET
easat-413	189	51	conference	conference	NOUN
easat-413	189	52	on	on	ADP
easat-413	189	53	free	free	ADJ
easat-413	189	54	trade	trade	NOUN
easat-413	189	55	agreements	agreement	NOUN
easat-413	189	56	and	and	CCONJ
easat-413	189	57	regional	regional	ADJ
easat-413	189	58	integration	integration	NOUN
easat-413	189	59	in	in	ADP
easat-413	189	60	east	east	PROPN
easat-413	189	61	asia	asia	PROPN
easat-413	189	62	,	,	PUNCT
easat-413	189	63	2015	2015	NUM
easat-413	189	64	.	.	PUNCT
easat-413	190	1	[	[	X
easat-413	190	2	6	6	NUM
easat-413	190	3	]	]	PUNCT
easat-413	190	4	the	the	DET
easat-413	190	5	star	star	NOUN
easat-413	190	6	,	,	PUNCT
easat-413	190	7	"	"	PUNCT
easat-413	190	8	bnm	bnm	PROPN
easat-413	190	9	receives	receive	VERB
easat-413	190	10	250,000	250,000	NUM
easat-413	190	11	suspicious	suspicious	ADJ
easat-413	190	12	transaction	transaction	NOUN
easat-413	190	13	reports	report	NOUN
easat-413	190	14	in	in	ADP
easat-413	190	15	2022	2022	NUM
easat-413	190	16	,	,	PUNCT
easat-413	190	17	"	"	PUNCT
easat-413	190	18	retrieved	retrieve	VERB
easat-413	190	19	:	:	PUNCT
easat-413	190	20	https://www.thestar.com.my/business/business-news/2023/07/25/bnm-receives-250000-suspicious-transactionreports-in-2022----deputy-governor	https://www.thestar.com.my/business/business-news/2023/07/25/bnm-receives-250000-suspicious-transactionreports-in-2022----deputy-governor	PROPN
easat-413	190	21	.	.	PUNCT
easat-413	190	22	2023	2023	NUM
easat-413	190	23	.	.	PUNCT
easat-413	191	1	[	[	X
easat-413	191	2	7	7	X
easat-413	191	3	]	]	X
easat-413	191	4	m.	m.	NOUN
easat-413	191	5	murty	murty	NOUN
easat-413	191	6	,	,	PUNCT
easat-413	191	7	"	"	PUNCT
easat-413	191	8	20	20	NUM
easat-413	191	9	caught	catch	VERB
easat-413	191	10	since	since	SCONJ
easat-413	191	11	2016	2016	NUM
easat-413	191	12	for	for	ADP
easat-413	191	13	financing	finance	VERB
easat-413	191	14	terrorism	terrorism	NOUN
easat-413	191	15	.	.	PUNCT
easat-413	192	1	free	free	ADJ
easat-413	192	2	malaysia	malaysia	PROPN
easat-413	192	3	today	today	NOUN
easat-413	192	4	news	news	NOUN
easat-413	192	5	,	,	PUNCT
easat-413	192	6	"	"	PUNCT
easat-413	192	7	retrieved	retrieve	VERB
easat-413	192	8	:	:	PUNCT
easat-413	192	9	https://www.freemalaysiatoday.com/category/nation/2017/11/22/20-caught-since-2016-for-financing-terrorism/.	https://www.freemalaysiatoday.com/category/nation/2017/11/22/20-caught-since-2016-for-financing-terrorism/.	PROPN
easat-413	192	10	2017	2017	NUM
easat-413	192	11	.	.	PUNCT
easat-413	193	1	[	[	X
easat-413	193	2	8	8	NUM
easat-413	193	3	]	]	X
easat-413	193	4	n.	n.	NOUN
easat-413	193	5	m.	m.	NOUN
easat-413	193	6	yaacob	yaacob	PROPN
easat-413	193	7	and	and	CCONJ
easat-413	193	8	a.	a.	PROPN
easat-413	193	9	h.	h.	PROPN
easat-413	193	10	harun	harun	PROPN
easat-413	193	11	,	,	PUNCT
easat-413	193	12	"	"	PUNCT
easat-413	193	13	the	the	DET
easat-413	193	14	effectiveness	effectiveness	NOUN
easat-413	193	15	of	of	ADP
easat-413	193	16	money	money	NOUN
easat-413	193	17	-	-	PUNCT
easat-413	193	18	laundering	launder	VERB
easat-413	193	19	regulations	regulation	NOUN
easat-413	193	20	:	:	PUNCT
easat-413	193	21	evidence	evidence	NOUN
easat-413	193	22	from	from	ADP
easat-413	193	23	money	money	NOUN
easat-413	193	24	-	-	PUNCT
easat-413	193	25	servicesbusiness	servicesbusiness	NOUN
easat-413	193	26	industry	industry	NOUN
easat-413	193	27	in	in	ADP
easat-413	193	28	malaysia	malaysia	PROPN
easat-413	193	29	,	,	PUNCT
easat-413	193	30	"	"	PUNCT
easat-413	193	31	international	international	ADJ
easat-413	193	32	journal	journal	NOUN
easat-413	193	33	of	of	ADP
easat-413	193	34	recent	recent	ADJ
easat-413	193	35	technology	technology	NOUN
easat-413	193	36	and	and	CCONJ
easat-413	193	37	engineering	engineering	NOUN
easat-413	193	38	,	,	PUNCT
easat-413	193	39	vol	vol	NOUN
easat-413	193	40	.	.	PROPN
easat-413	193	41	8	8	NUM
easat-413	193	42	,	,	PUNCT
easat-413	193	43	no	no	INTJ
easat-413	193	44	.	.	NOUN
easat-413	193	45	3	3	NUM
easat-413	193	46	,	,	PUNCT
easat-413	193	47	pp	pp	ADJ
easat-413	193	48	.	.	PUNCT
easat-413	193	49	8643	8643	NUM
easat-413	193	50	-	-	SYM
easat-413	193	51	8648	8648	NUM
easat-413	193	52	,	,	PUNCT
easat-413	193	53	2019	2019	NUM
easat-413	193	54	.	.	PUNCT
easat-413	194	1	[	[	X
easat-413	194	2	9	9	NUM
easat-413	194	3	]	]	PUNCT
easat-413	194	4	money	money	NOUN
easat-413	194	5	laundering	laundering	NOUN
easat-413	194	6	bulletin	bulletin	NOUN
easat-413	194	7	,	,	PUNCT
easat-413	194	8	"	"	PUNCT
easat-413	194	9	western	western	ADJ
easat-413	194	10	union	union	NOUN
easat-413	194	11	pays	pay	VERB
easat-413	194	12	nearly	nearly	ADV
easat-413	194	13	$	$	SYM
easat-413	194	14	600	600	NUM
easat-413	194	15	million	million	NUM
easat-413	194	16	over	over	ADP
easat-413	194	17	failures	failure	NOUN
easat-413	194	18	in	in	ADP
easat-413	194	19	aml	aml	PROPN
easat-413	194	20	,	,	PUNCT
easat-413	194	21	fraud	fraud	NOUN
easat-413	194	22	&	&	CCONJ
easat-413	194	23	agent	agent	PROPN
easat-413	194	24	oversight	oversight	NOUN
easat-413	194	25	,	,	PUNCT
easat-413	194	26	"	"	PUNCT
easat-413	194	27	retrieved	retrieve	VERB
easat-413	194	28	:	:	PUNCT
easat-413	194	29	https://www.moneylaunderingbulletin.com/industries/moneyservicebusinesses/western-union-paysnearly-600-million-over-failures-in-aml-fraud-agent-oversight-122286.htm	https://www.moneylaunderingbulletin.com/industries/moneyservicebusinesses/western-union-paysnearly-600-million-over-failures-in-aml-fraud-agent-oversight-122286.htm	PROPN
easat-413	194	30	.	.	PUNCT
easat-413	194	31	2017	2017	NUM
easat-413	194	32	.	.	PUNCT
easat-413	195	1	[	[	X
easat-413	195	2	10	10	NUM
easat-413	195	3	]	]	X
easat-413	195	4	l.	l.	PROPN
easat-413	195	5	dalla	dalla	PROPN
easat-413	195	6	pellegrina	pellegrina	PROPN
easat-413	195	7	,	,	PUNCT
easat-413	195	8	g.	g.	PROPN
easat-413	195	9	di	di	PROPN
easat-413	195	10	maio	maio	PROPN
easat-413	195	11	,	,	PUNCT
easat-413	195	12	d.	d.	PROPN
easat-413	195	13	masciandaro	masciandaro	PROPN
easat-413	195	14	,	,	PUNCT
easat-413	195	15	and	and	CCONJ
easat-413	195	16	m.	m.	PROPN
easat-413	195	17	saraceno	saraceno	PROPN
easat-413	195	18	,	,	PUNCT
easat-413	195	19	"	"	PUNCT
easat-413	195	20	organized	organized	ADJ
easat-413	195	21	crime	crime	NOUN
easat-413	195	22	,	,	PUNCT
easat-413	195	23	suspicious	suspicious	ADJ
easat-413	195	24	transaction	transaction	NOUN
easat-413	195	25	reporting	reporting	NOUN
easat-413	195	26	and	and	CCONJ
easat-413	195	27	anti	anti	ADJ
easat-413	195	28	-	-	ADJ
easat-413	195	29	money	money	ADJ
easat-413	195	30	laundering	launder	VERB
easat-413	195	31	regulation	regulation	NOUN
easat-413	195	32	,	,	PUNCT
easat-413	195	33	"	"	PUNCT
easat-413	195	34	regional	regional	ADJ
easat-413	195	35	studies	study	NOUN
easat-413	195	36	,	,	PUNCT
easat-413	195	37	vol	vol	NOUN
easat-413	195	38	.	.	PROPN
easat-413	196	1	54	54	NUM
easat-413	196	2	,	,	PUNCT
easat-413	196	3	no	no	INTJ
easat-413	196	4	.	.	NOUN
easat-413	196	5	12	12	NUM
easat-413	196	6	,	,	PUNCT
easat-413	196	7	pp	pp	ADJ
easat-413	196	8	.	.	PUNCT
easat-413	197	1	1761	1761	NUM
easat-413	197	2	-	-	SYM
easat-413	197	3	1775	1775	NUM
easat-413	197	4	,	,	PUNCT
easat-413	197	5	2020	2020	NUM
easat-413	197	6	.	.	PUNCT
easat-413	198	1	https://doi.org/10.1080/00343404.2020.1772963	https://doi.org/10.1080/00343404.2020.1772963	VERB
easat-413	199	1	[	[	X
easat-413	199	2	11	11	NUM
easat-413	199	3	]	]	PUNCT
easat-413	199	4	m.	m.	NOUN
easat-413	199	5	simwayi	simwayi	NOUN
easat-413	199	6	and	and	CCONJ
easat-413	199	7	g.	g.	PROPN
easat-413	199	8	wang	wang	PROPN
easat-413	199	9	,	,	PUNCT
easat-413	199	10	"	"	PUNCT
easat-413	199	11	the	the	DET
easat-413	199	12	role	role	NOUN
easat-413	199	13	of	of	ADP
easat-413	199	14	money	money	NOUN
easat-413	199	15	laundering	laundering	NOUN
easat-413	199	16	reporting	report	VERB
easat-413	199	17	officers	officer	NOUN
easat-413	199	18	in	in	ADP
easat-413	199	19	combating	combat	VERB
easat-413	199	20	money	money	NOUN
easat-413	199	21	laundering	laundering	NOUN
easat-413	199	22	in	in	ADP
easat-413	199	23	zambia	zambia	PROPN
easat-413	199	24	,	,	PUNCT
easat-413	199	25	"	"	PUNCT
easat-413	199	26	journal	journal	NOUN
easat-413	199	27	of	of	ADP
easat-413	199	28	investment	investment	NOUN
easat-413	199	29	compliance	compliance	NOUN
easat-413	199	30	,	,	PUNCT
easat-413	199	31	vol	vol	NOUN
easat-413	199	32	.	.	PROPN
easat-413	199	33	12	12	NUM
easat-413	199	34	,	,	PUNCT
easat-413	199	35	no	no	INTJ
easat-413	199	36	.	.	NOUN
easat-413	199	37	3	3	NUM
easat-413	199	38	,	,	PUNCT
easat-413	199	39	pp	pp	ADJ
easat-413	199	40	.	.	PUNCT
easat-413	199	41	49	49	NUM
easat-413	199	42	-	-	SYM
easat-413	199	43	55	55	NUM
easat-413	199	44	,	,	PUNCT
easat-413	199	45	2011	2011	NUM
easat-413	199	46	.	.	PUNCT
easat-413	199	47	https://doi.org/10.1108/15285811111172303	https://doi.org/10.1108/15285811111172303	X
easat-413	200	1	[	[	X
easat-413	200	2	12	12	NUM
easat-413	200	3	]	]	X
easat-413	200	4	l.	l.	PROPN
easat-413	200	5	webb	webb	PROPN
easat-413	200	6	,	,	PUNCT
easat-413	200	7	"	"	PUNCT
easat-413	200	8	a	a	DET
easat-413	200	9	survey	survey	NOUN
easat-413	200	10	of	of	ADP
easat-413	200	11	money	money	NOUN
easat-413	200	12	laundering	launder	VERB
easat-413	200	13	reporting	reporting	NOUN
easat-413	200	14	officers	officer	NOUN
easat-413	200	15	and	and	CCONJ
easat-413	200	16	their	their	PRON
easat-413	200	17	attitudes	attitude	NOUN
easat-413	200	18	towards	towards	ADP
easat-413	200	19	money	money	NOUN
easat-413	200	20	laundering	laundering	NOUN
easat-413	200	21	regulations	regulation	NOUN
easat-413	200	22	,	,	PUNCT
easat-413	200	23	"	"	PUNCT
easat-413	200	24	journal	journal	NOUN
easat-413	200	25	of	of	ADP
easat-413	200	26	money	money	NOUN
easat-413	200	27	laundering	laundering	NOUN
easat-413	200	28	control	control	NOUN
easat-413	200	29	,	,	PUNCT
easat-413	200	30	vol	vol	NOUN
easat-413	200	31	.	.	PROPN
easat-413	200	32	7	7	NUM
easat-413	200	33	,	,	PUNCT
easat-413	200	34	no	no	INTJ
easat-413	200	35	.	.	NOUN
easat-413	200	36	4	4	NUM
easat-413	200	37	,	,	PUNCT
easat-413	200	38	pp	pp	ADJ
easat-413	200	39	.	.	PUNCT
easat-413	200	40	367	367	NUM
easat-413	200	41	-	-	SYM
easat-413	200	42	375	375	NUM
easat-413	200	43	,	,	PUNCT
easat-413	200	44	2004	2004	NUM
easat-413	200	45	.	.	PUNCT
easat-413	201	1	https://doi.org/10.1108/13685200410810065	https://doi.org/10.1108/13685200410810065	X
easat-413	202	1	[	[	X
easat-413	202	2	13	13	NUM
easat-413	202	3	]	]	X
easat-413	202	4	r.	r.	PROPN
easat-413	202	5	bosworth‐davies	bosworth‐davies	PROPN
easat-413	202	6	,	,	PUNCT
easat-413	202	7	"	"	PUNCT
easat-413	202	8	living	live	VERB
easat-413	202	9	with	with	ADP
easat-413	202	10	the	the	DET
easat-413	202	11	law	law	NOUN
easat-413	202	12	:	:	PUNCT
easat-413	202	13	a	a	DET
easat-413	202	14	survey	survey	NOUN
easat-413	202	15	of	of	ADP
easat-413	202	16	money‐laundering	money‐laundering	ADJ
easat-413	202	17	reporting	reporting	NOUN
easat-413	202	18	officers	officer	NOUN
easat-413	202	19	and	and	CCONJ
easat-413	202	20	their	their	PRON
easat-413	202	21	attitudes	attitude	NOUN
easat-413	202	22	towards	towards	ADP
easat-413	202	23	the	the	DET
easat-413	202	24	money‐laundering	money‐laundering	ADJ
easat-413	202	25	regulations	regulation	NOUN
easat-413	202	26	,	,	PUNCT
easat-413	202	27	"	"	PUNCT
easat-413	202	28	journal	journal	NOUN
easat-413	202	29	of	of	ADP
easat-413	202	30	money	money	NOUN
easat-413	202	31	laundering	laundering	NOUN
easat-413	202	32	control	control	NOUN
easat-413	202	33	,	,	PUNCT
easat-413	202	34	vol	vol	NOUN
easat-413	202	35	.	.	PROPN
easat-413	202	36	1	1	NUM
easat-413	202	37	,	,	PUNCT
easat-413	202	38	no	no	INTJ
easat-413	202	39	.	.	NOUN
easat-413	202	40	3	3	NUM
easat-413	202	41	,	,	PUNCT
easat-413	202	42	pp	pp	ADJ
easat-413	202	43	.	.	PUNCT
easat-413	203	1	245	245	NUM
easat-413	203	2	-	-	SYM
easat-413	203	3	253	253	NUM
easat-413	203	4	,	,	PUNCT
easat-413	203	5	1998	1998	NUM
easat-413	203	6	.	.	PUNCT
easat-413	204	1	https://doi.org/10.1108/eb027146	https://doi.org/10.1108/eb027146	X
easat-413	205	1	[	[	X
easat-413	205	2	14	14	NUM
easat-413	205	3	]	]	X
easat-413	205	4	o.	o.	PROPN
easat-413	205	5	m.	m.	PROPN
easat-413	205	6	j.	j.	PROPN
easat-413	205	7	popoola	popoola	PROPN
easat-413	205	8	,	,	PUNCT
easat-413	205	9	c.	c.	PROPN
easat-413	205	10	a.	a.	PROPN
easat-413	205	11	ahmad	ahmad	PROPN
easat-413	205	12	,	,	PUNCT
easat-413	205	13	r.	r.	PROPN
easat-413	205	14	s.	s.	PROPN
easat-413	205	15	samsudin	samsudin	PROPN
easat-413	205	16	,	,	PUNCT
easat-413	205	17	and	and	CCONJ
easat-413	205	18	h.	h.	PROPN
easat-413	205	19	ahmad	ahmad	PROPN
easat-413	205	20	,	,	PUNCT
easat-413	205	21	"	"	PUNCT
easat-413	205	22	an	an	DET
easat-413	205	23	examination	examination	NOUN
easat-413	205	24	of	of	ADP
easat-413	205	25	task	task	NOUN
easat-413	205	26	performance	performance	NOUN
easat-413	205	27	fraud	fraud	NOUN
easat-413	205	28	risk	risk	NOUN
easat-413	205	29	assessment	assessment	NOUN
easat-413	205	30	on	on	ADP
easat-413	205	31	forensic	forensic	ADJ
easat-413	205	32	accountant	accountant	NOUN
easat-413	205	33	and	and	CCONJ
easat-413	205	34	auditor	auditor	NOUN
easat-413	205	35	knowledge	knowledge	NOUN
easat-413	205	36	and	and	CCONJ
easat-413	205	37	mindset	mindset	NOUN
easat-413	205	38	in	in	ADP
easat-413	205	39	nigerian	nigerian	ADJ
easat-413	205	40	public	public	ADJ
easat-413	205	41	sector	sector	NOUN
easat-413	205	42	,	,	PUNCT
easat-413	205	43	"	"	PUNCT
easat-413	205	44	presented	present	VERB
easat-413	205	45	at	at	ADP
easat-413	205	46	the	the	DET
easat-413	205	47	international	international	ADJ
easat-413	205	48	conference	conference	NOUN
easat-413	205	49	on	on	ADP
easat-413	205	50	accounting	accounting	NOUN
easat-413	205	51	studies	study	NOUN
easat-413	205	52	,	,	PUNCT
easat-413	205	53	2014	2014	NUM
easat-413	205	54	.	.	PUNCT
easat-413	206	1	[	[	X
easat-413	206	2	15	15	NUM
easat-413	206	3	]	]	X
easat-413	206	4	p.	p.	PROPN
easat-413	206	5	c.	c.	PROPN
easat-413	206	6	wright	wright	PROPN
easat-413	206	7	and	and	CCONJ
easat-413	206	8	g.	g.	PROPN
easat-413	206	9	d.	d.	PROPN
easat-413	206	10	geroy	geroy	PROPN
easat-413	206	11	,	,	PUNCT
easat-413	206	12	"	"	PUNCT
easat-413	206	13	changing	change	VERB
easat-413	206	14	the	the	DET
easat-413	206	15	mindset	mindset	NOUN
easat-413	206	16	:	:	PUNCT
easat-413	206	17	the	the	DET
easat-413	206	18	training	training	NOUN
easat-413	206	19	myth	myth	NOUN
easat-413	206	20	and	and	CCONJ
easat-413	206	21	the	the	DET
easat-413	206	22	need	need	NOUN
easat-413	206	23	for	for	ADP
easat-413	206	24	world	world	NOUN
easat-413	206	25	-	-	PUNCT
easat-413	206	26	class	class	NOUN
easat-413	206	27	performance	performance	NOUN
easat-413	206	28	,	,	PUNCT
easat-413	206	29	"	"	PUNCT
easat-413	206	30	international	international	ADJ
easat-413	206	31	journal	journal	NOUN
easat-413	206	32	of	of	ADP
easat-413	206	33	human	human	ADJ
easat-413	206	34	resource	resource	NOUN
easat-413	206	35	management	management	NOUN
easat-413	206	36	,	,	PUNCT
easat-413	206	37	vol	vol	NOUN
easat-413	206	38	.	.	PROPN
easat-413	206	39	12	12	NUM
easat-413	206	40	,	,	PUNCT
easat-413	206	41	no	no	INTJ
easat-413	206	42	.	.	NOUN
easat-413	206	43	4	4	NUM
easat-413	206	44	,	,	PUNCT
easat-413	206	45	pp	pp	ADJ
easat-413	206	46	.	.	PUNCT
easat-413	207	1	586	586	NUM
easat-413	207	2	-	-	SYM
easat-413	207	3	600	600	NUM
easat-413	207	4	,	,	PUNCT
easat-413	207	5	2001	2001	NUM
easat-413	207	6	.	.	PUNCT
easat-413	208	1	https://doi.org/10.1080/09585190122342	https://doi.org/10.1080/09585190122342	NOUN
easat-413	209	1	[	[	X
easat-413	209	2	16	16	NUM
easat-413	209	3	]	]	X
easat-413	209	4	merriam	merriam	PROPN
easat-413	209	5	-	-	PUNCT
easat-413	209	6	webster	webster	PROPN
easat-413	209	7	dictionary	dictionary	PROPN
easat-413	209	8	,	,	PUNCT
easat-413	209	9	"	"	PUNCT
easat-413	209	10	knowledge	knowledge	NOUN
easat-413	209	11	,	,	PUNCT
easat-413	209	12	"	"	PUNCT
easat-413	209	13	retrieved	retrieve	VERB
easat-413	209	14	:	:	PUNCT
easat-413	209	15	https://www.merriam-webster.com/dictionary/knowledge	https://www.merriam-webster.com/dictionary/knowledge	NOUN
easat-413	209	16	.	.	PUNCT
easat-413	209	17	2018	2018	NUM
easat-413	209	18	.	.	PUNCT
easat-413	210	1	[	[	X
easat-413	210	2	17	17	NUM
easat-413	210	3	]	]	PUNCT
easat-413	210	4	pricewaterhouse	pricewaterhouse	NOUN
easat-413	210	5	coopers	cooper	NOUN
easat-413	210	6	,	,	PUNCT
easat-413	210	7	"	"	PUNCT
easat-413	210	8	global	global	ADJ
easat-413	210	9	economic	economic	ADJ
easat-413	210	10	crime	crime	NOUN
easat-413	210	11	and	and	CCONJ
easat-413	210	12	fraud	fraud	NOUN
easat-413	210	13	survey	survey	NOUN
easat-413	210	14	2018	2018	NUM
easat-413	210	15	,	,	PUNCT
easat-413	210	16	"	"	PUNCT
easat-413	210	17	retrieved	retrieve	VERB
easat-413	210	18	:	:	PUNCT
easat-413	210	19	https://www.pwc.com/gx/en/forensics/global-economic-crime-and-fraud-survey-2018.pdf	https://www.pwc.com/gx/en/forensics/global-economic-crime-and-fraud-survey-2018.pdf	PROPN
easat-413	210	20	.	.	PROPN
easat-413	210	21	2018	2018	NUM
easat-413	210	22	.	.	PUNCT
easat-413	211	1	https://creativecommons.org/licenses/by/4.0/	https://creativecommons.org/licenses/by/4.0/	PROPN
easat-413	211	2	https://doi.org/10.1108/jmlc-01-2022-0004	https://doi.org/10.1108/jmlc-01-2022-0004	PROPN
easat-413	211	3	https://doi.org/10.1108/jmlc-12-2020-0138n	https://doi.org/10.1108/jmlc-12-2020-0138n	PROPN
easat-413	211	4	https://doi.org/10.1108/13685200710763506	https://doi.org/10.1108/13685200710763506	NUM
easat-413	211	5	https://www.thestar.com.my/business/business-news/2023/07/25/bnm-receives-250000-suspicious-transaction-reports-in-2022----deputy-governor	https://www.thestar.com.my/business/business-news/2023/07/25/bnm-receives-250000-suspicious-transaction-reports-in-2022----deputy-governor	PROPN
easat-413	211	6	https://www.thestar.com.my/business/business-news/2023/07/25/bnm-receives-250000-suspicious-transaction-reports-in-2022----deputy-governor	https://www.thestar.com.my/business/business-news/2023/07/25/bnm-receives-250000-suspicious-transaction-reports-in-2022----deputy-governor	PROPN
easat-413	211	7	https://www.freemalaysiatoday.com/category/nation/2017/11/22/20-caught-since-2016-for-financing-terrorism/	https://www.freemalaysiatoday.com/category/nation/2017/11/22/20-caught-since-2016-for-financing-terrorism/	PUNCT
easat-413	211	8	https://www.moneylaunderingbulletin.com/industries/moneyservicebusinesses/western-union-pays-nearly-600-million-over-failures-in-aml-fraud-agent-oversight-122286.htm	https://www.moneylaunderingbulletin.com/industries/moneyservicebusinesses/western-union-pays-nearly-600-million-over-failures-in-aml-fraud-agent-oversight-122286.htm	PROPN
easat-413	211	9	https://www.moneylaunderingbulletin.com/industries/moneyservicebusinesses/western-union-pays-nearly-600-million-over-failures-in-aml-fraud-agent-oversight-122286.htm	https://www.moneylaunderingbulletin.com/industries/moneyservicebusinesses/western-union-pays-nearly-600-million-over-failures-in-aml-fraud-agent-oversight-122286.htm	NOUN
easat-413	211	10	https://doi.org/10.1080/00343404.2020.1772963	https://doi.org/10.1080/00343404.2020.1772963	X
easat-413	211	11	https://doi.org/10.1108/15285811111172303	https://doi.org/10.1108/15285811111172303	PART
easat-413	211	12	https://doi.org/10.1108/13685200410810065	https://doi.org/10.1108/13685200410810065	PROPN
easat-413	211	13	https://doi.org/10.1108/eb027146	https://doi.org/10.1108/eb027146	PROPN
easat-413	211	14	https://doi.org/10.1080/09585190122342	https://doi.org/10.1080/09585190122342	PROPN
easat-413	211	15	https://www.merriam-webster.com/dictionary/knowledge	https://www.merriam-webster.com/dictionary/knowledge	ADJ
easat-413	211	16	https://www.pwc.com/gx/en/forensics/global-economic-crime-and-fraud-survey-2018.pdf	https://www.pwc.com/gx/en/forensics/global-economic-crime-and-fraud-survey-2018.pdf	PROPN
easat-413	211	17	32	32	NUM
easat-413	211	18	edelweiss	edelweiss	PROPN
easat-413	211	19	applied	apply	VERB
easat-413	211	20	science	science	NOUN
easat-413	211	21	and	and	CCONJ
easat-413	211	22	technology	technology	NOUN
easat-413	211	23	issn	issn	PROPN
easat-413	211	24	:	:	PUNCT
easat-413	211	25	2576	2576	NUM
easat-413	211	26	-	-	SYM
easat-413	211	27	8484	8484	NUM
easat-413	211	28	vol	vol	NOUN
easat-413	211	29	.	.	PROPN
easat-413	211	30	8	8	NUM
easat-413	211	31	,	,	PUNCT
easat-413	211	32	no	no	INTJ
easat-413	211	33	.	.	NOUN
easat-413	211	34	1	1	NUM
easat-413	211	35	:	:	PUNCT
easat-413	211	36	24	24	NUM
easat-413	211	37	-	-	SYM
easat-413	211	38	32	32	NUM
easat-413	211	39	,	,	PUNCT
easat-413	211	40	2024	2024	NUM
easat-413	211	41	doi	doi	NOUN
easat-413	211	42	:	:	PUNCT
easat-413	211	43	10.55214/25768484.v8i1.413	10.55214/25768484.v8i1.413	NUM
easat-413	211	44	©	©	PROPN
easat-413	211	45	2024	2024	NUM
easat-413	211	46	by	by	ADP
easat-413	211	47	the	the	DET
easat-413	211	48	authors	author	NOUN
easat-413	211	49	;	;	PUNCT
easat-413	211	50	licensee	licensee	PROPN
easat-413	211	51	learning	learning	NOUN
easat-413	211	52	gate	gate	NOUN
easat-413	212	1	[	[	X
easat-413	212	2	18	18	NUM
easat-413	212	3	]	]	PUNCT
easat-413	212	4	a.	a.	NOUN
easat-413	212	5	idowu	idowu	NOUN
easat-413	212	6	and	and	CCONJ
easat-413	212	7	k.	k.	PROPN
easat-413	212	8	a.	a.	PROPN
easat-413	212	9	obasan	obasan	PROPN
easat-413	212	10	,	,	PUNCT
easat-413	212	11	"	"	PUNCT
easat-413	212	12	anti	anti	ADJ
easat-413	212	13	-	-	ADJ
easat-413	212	14	money	money	ADJ
easat-413	212	15	laundering	laundering	NOUN
easat-413	212	16	policy	policy	NOUN
easat-413	212	17	and	and	CCONJ
easat-413	212	18	its	its	PRON
easat-413	212	19	effects	effect	NOUN
easat-413	212	20	on	on	ADP
easat-413	212	21	bank	bank	NOUN
easat-413	212	22	performance	performance	NOUN
easat-413	212	23	in	in	ADP
easat-413	212	24	nigeria	nigeria	PROPN
easat-413	212	25	,	,	PUNCT
easat-413	212	26	"	"	PUNCT
easat-413	212	27	business	business	NOUN
easat-413	212	28	intelligence	intelligence	NOUN
easat-413	212	29	journal	journal	NOUN
easat-413	212	30	,	,	PUNCT
easat-413	212	31	vol	vol	NOUN
easat-413	212	32	.	.	PROPN
easat-413	212	33	5	5	NUM
easat-413	212	34	,	,	PUNCT
easat-413	212	35	no	no	INTJ
easat-413	212	36	.	.	NOUN
easat-413	212	37	2	2	NUM
easat-413	212	38	,	,	PUNCT
easat-413	212	39	pp	pp	ADJ
easat-413	212	40	.	.	PUNCT
easat-413	212	41	367	367	NUM
easat-413	212	42	-	-	SYM
easat-413	212	43	373	373	NUM
easat-413	212	44	,	,	PUNCT
easat-413	212	45	2012	2012	NUM
easat-413	212	46	.	.	PUNCT
easat-413	213	1	[	[	X
easat-413	213	2	19	19	NUM
easat-413	213	3	]	]	X
easat-413	213	4	v.	v.	ADP
easat-413	213	5	dermol	dermol	ADJ
easat-413	213	6	and	and	CCONJ
easat-413	213	7	t.	t.	NOUN
easat-413	213	8	čater	čater	NOUN
easat-413	213	9	,	,	PUNCT
easat-413	213	10	"	"	PUNCT
easat-413	213	11	the	the	DET
easat-413	213	12	influence	influence	NOUN
easat-413	213	13	of	of	ADP
easat-413	213	14	training	training	NOUN
easat-413	213	15	and	and	CCONJ
easat-413	213	16	training	training	NOUN
easat-413	213	17	transfer	transfer	NOUN
easat-413	213	18	factors	factor	NOUN
easat-413	213	19	on	on	ADP
easat-413	213	20	organisational	organisational	ADJ
easat-413	213	21	learning	learning	NOUN
easat-413	213	22	and	and	CCONJ
easat-413	213	23	performance	performance	NOUN
easat-413	213	24	,	,	PUNCT
easat-413	213	25	"	"	PUNCT
easat-413	213	26	personnel	personnel	NOUN
easat-413	213	27	review	review	NOUN
easat-413	213	28	,	,	PUNCT
easat-413	213	29	vol	vol	NOUN
easat-413	213	30	.	.	PROPN
easat-413	213	31	42	42	NUM
easat-413	213	32	,	,	PUNCT
easat-413	213	33	no	no	INTJ
easat-413	213	34	.	.	NOUN
easat-413	213	35	3	3	NUM
easat-413	213	36	,	,	PUNCT
easat-413	213	37	pp	pp	ADJ
easat-413	213	38	.	.	PUNCT
easat-413	214	1	324	324	NUM
easat-413	214	2	-	-	SYM
easat-413	214	3	348	348	NUM
easat-413	214	4	,	,	PUNCT
easat-413	214	5	2013	2013	NUM
easat-413	214	6	.	.	PUNCT
easat-413	215	1	https://doi.org/10.1108/00483481311320435	https://doi.org/10.1108/00483481311320435	X
easat-413	216	1	[	[	X
easat-413	216	2	20	20	NUM
easat-413	216	3	]	]	PUNCT
easat-413	216	4	e.	e.	PROPN
easat-413	216	5	e.	e.	PROPN
easat-413	216	6	esoimeme	esoimeme	PROPN
easat-413	216	7	,	,	PUNCT
easat-413	216	8	"	"	PUNCT
easat-413	216	9	using	use	VERB
easat-413	216	10	anti	anti	ADJ
easat-413	216	11	-	-	ADJ
easat-413	216	12	money	money	ADJ
easat-413	216	13	laundering	laundering	NOUN
easat-413	216	14	measures	measure	NOUN
easat-413	216	15	to	to	PART
easat-413	216	16	curb	curb	VERB
easat-413	216	17	pension	pension	NOUN
easat-413	216	18	fraud	fraud	NOUN
easat-413	216	19	in	in	ADP
easat-413	216	20	nigeria	nigeria	PROPN
easat-413	216	21	,	,	PUNCT
easat-413	216	22	"	"	PUNCT
easat-413	216	23	journal	journal	NOUN
easat-413	216	24	of	of	ADP
easat-413	216	25	financial	financial	ADJ
easat-413	216	26	crime	crime	NOUN
easat-413	216	27	,	,	PUNCT
easat-413	216	28	vol	vol	NOUN
easat-413	216	29	.	.	PROPN
easat-413	216	30	27	27	NUM
easat-413	216	31	,	,	PUNCT
easat-413	216	32	no	no	INTJ
easat-413	216	33	.	.	NOUN
easat-413	216	34	4	4	NUM
easat-413	216	35	,	,	PUNCT
easat-413	216	36	pp	pp	ADJ
easat-413	216	37	.	.	PUNCT
easat-413	216	38	1341	1341	NUM
easat-413	216	39	-	-	SYM
easat-413	216	40	1348	1348	NUM
easat-413	216	41	,	,	PUNCT
easat-413	216	42	2020	2020	NUM
easat-413	216	43	.	.	PUNCT
easat-413	217	1	https://doi.org/10.2139/ssrn.3752302	https://doi.org/10.2139/ssrn.3752302	NOUN
easat-413	217	2	[	[	X
easat-413	217	3	21	21	NUM
easat-413	217	4	]	]	PUNCT
easat-413	217	5	m.	m.	PROPN
easat-413	217	6	u.	u.	PROPN
easat-413	217	7	kemal	kemal	PROPN
easat-413	217	8	,	,	PUNCT
easat-413	217	9	"	"	PUNCT
easat-413	217	10	anti	anti	ADJ
easat-413	217	11	-	-	ADJ
easat-413	217	12	money	money	ADJ
easat-413	217	13	laundering	laundering	NOUN
easat-413	217	14	regulations	regulation	NOUN
easat-413	217	15	and	and	CCONJ
easat-413	217	16	its	its	PRON
easat-413	217	17	effectiveness	effectiveness	NOUN
easat-413	217	18	,	,	PUNCT
easat-413	217	19	"	"	PUNCT
easat-413	217	20	journal	journal	NOUN
easat-413	217	21	of	of	ADP
easat-413	217	22	money	money	NOUN
easat-413	217	23	laundering	laundering	NOUN
easat-413	217	24	control	control	NOUN
easat-413	217	25	,	,	PUNCT
easat-413	217	26	vol	vol	NOUN
easat-413	217	27	.	.	PROPN
easat-413	217	28	17	17	NUM
easat-413	217	29	,	,	PUNCT
easat-413	217	30	no	no	INTJ
easat-413	217	31	.	.	NOUN
easat-413	217	32	4	4	NUM
easat-413	217	33	,	,	PUNCT
easat-413	217	34	pp	pp	ADJ
easat-413	217	35	.	.	PUNCT
easat-413	218	1	416	416	NUM
easat-413	218	2	-	-	SYM
easat-413	218	3	427	427	NUM
easat-413	218	4	,	,	PUNCT
easat-413	218	5	2014	2014	NUM
easat-413	218	6	.	.	PUNCT
easat-413	219	1	https://doi.org/10.1108/jmlc-06-2013-0022	https://doi.org/10.1108/jmlc-06-2013-0022	NOUN
easat-413	220	1	[	[	X
easat-413	220	2	22	22	NUM
easat-413	220	3	]	]	PUNCT
easat-413	220	4	s.	s.	PROPN
easat-413	220	5	m.	m.	PROPN
easat-413	220	6	kini	kini	PROPN
easat-413	220	7	,	,	PUNCT
easat-413	220	8	"	"	PUNCT
easat-413	220	9	recent	recent	ADJ
easat-413	220	10	anti‐money	anti‐money	NOUN
easat-413	220	11	laundering	launder	VERB
easat-413	220	12	enforcement	enforcement	NOUN
easat-413	220	13	actions	action	NOUN
easat-413	220	14	:	:	PUNCT
easat-413	220	15	lessons	lesson	NOUN
easat-413	220	16	to	to	PART
easat-413	220	17	be	be	AUX
easat-413	220	18	learned	learn	VERB
easat-413	220	19	at	at	ADP
easat-413	220	20	others	other	NOUN
easat-413	220	21	'	'	PART
easat-413	220	22	expense	expense	NOUN
easat-413	220	23	,	,	PUNCT
easat-413	220	24	"	"	PUNCT
easat-413	220	25	journal	journal	NOUN
easat-413	220	26	of	of	ADP
easat-413	220	27	investment	investment	NOUN
easat-413	220	28	compliance	compliance	NOUN
easat-413	220	29	,	,	PUNCT
easat-413	220	30	vol	vol	NOUN
easat-413	220	31	.	.	PROPN
easat-413	220	32	7	7	NUM
easat-413	220	33	,	,	PUNCT
easat-413	220	34	no	no	INTJ
easat-413	220	35	.	.	NOUN
easat-413	220	36	3	3	NUM
easat-413	220	37	,	,	PUNCT
easat-413	220	38	pp	pp	ADJ
easat-413	220	39	.	.	PUNCT
easat-413	221	1	38	38	NUM
easat-413	221	2	-	-	SYM
easat-413	221	3	43	43	NUM
easat-413	221	4	,	,	PUNCT
easat-413	221	5	2006	2006	NUM
easat-413	221	6	.	.	PUNCT
easat-413	222	1	https://doi.org/10.1108/15285810610711464	https://doi.org/10.1108/15285810610711464	PROPN
easat-413	223	1	[	[	X
easat-413	223	2	23	23	NUM
easat-413	223	3	]	]	X
easat-413	223	4	g.	g.	PROPN
easat-413	223	5	keren	keren	PROPN
easat-413	223	6	,	,	PUNCT
easat-413	223	7	improving	improve	VERB
easat-413	223	8	decisions	decision	NOUN
easat-413	223	9	and	and	CCONJ
easat-413	223	10	judgements	judgement	NOUN
easat-413	223	11	:	:	PUNCT
easat-413	223	12	the	the	DET
easat-413	223	13	desirable	desirable	ADJ
easat-413	223	14	versus	versus	ADP
easat-413	223	15	the	the	DET
easat-413	223	16	feasible	feasible	ADJ
easat-413	223	17	.	.	PUNCT
easat-413	224	1	in	in	ADP
easat-413	224	2	expertise	expertise	NOUN
easat-413	224	3	and	and	CCONJ
easat-413	224	4	decision	decision	NOUN
easat-413	224	5	support	support	NOUN
easat-413	224	6	.	.	PUNCT
easat-413	225	1	boston	boston	PROPN
easat-413	225	2	,	,	PUNCT
easat-413	225	3	ma	ma	PROPN
easat-413	225	4	:	:	PUNCT
easat-413	225	5	springer	springer	NOUN
easat-413	225	6	,	,	PUNCT
easat-413	225	7	1992	1992	NUM
easat-413	225	8	.	.	PUNCT
easat-413	226	1	[	[	X
easat-413	226	2	24	24	NUM
easat-413	226	3	]	]	PUNCT
easat-413	226	4	s.	s.	PROPN
easat-413	226	5	c.	c.	PROPN
easat-413	226	6	lam	lam	PROPN
easat-413	226	7	and	and	CCONJ
easat-413	226	8	m.	m.	NOUN
easat-413	226	9	greenlees	greenlees	PROPN
easat-413	226	10	,	,	PUNCT
easat-413	226	11	"	"	PUNCT
easat-413	226	12	casino	casino	NOUN
easat-413	226	13	money	money	NOUN
easat-413	226	14	laundering	laundering	NOUN
easat-413	226	15	regulations	regulation	NOUN
easat-413	226	16	–	–	PUNCT
easat-413	226	17	macao	macao	PROPN
easat-413	226	18	and	and	CCONJ
easat-413	226	19	usa	usa	PROPN
easat-413	226	20	,	,	PUNCT
easat-413	226	21	"	"	PUNCT
easat-413	226	22	journal	journal	NOUN
easat-413	226	23	of	of	ADP
easat-413	226	24	money	money	NOUN
easat-413	226	25	laundering	laundering	NOUN
easat-413	226	26	control	control	NOUN
easat-413	226	27	,	,	PUNCT
easat-413	226	28	vol	vol	NOUN
easat-413	226	29	.	.	PROPN
easat-413	226	30	20	20	NUM
easat-413	226	31	,	,	PUNCT
easat-413	226	32	no	no	INTJ
easat-413	226	33	.	.	NOUN
easat-413	226	34	1	1	NUM
easat-413	226	35	,	,	PUNCT
easat-413	226	36	pp	pp	ADJ
easat-413	226	37	.	.	PUNCT
easat-413	227	1	52	52	NUM
easat-413	227	2	-	-	SYM
easat-413	227	3	69	69	NUM
easat-413	227	4	,	,	PUNCT
easat-413	227	5	2017	2017	NUM
easat-413	227	6	.	.	PUNCT
easat-413	227	7	https://doi.org/10.1108/jmlc-04-2016-0015	https://doi.org/10.1108/jmlc-04-2016-0015	PROPN
easat-413	228	1	[	[	X
easat-413	228	2	25	25	NUM
easat-413	228	3	]	]	X
easat-413	228	4	d.	d.	PROPN
easat-413	228	5	jayasuriya	jayasuriya	PROPN
easat-413	228	6	,	,	PUNCT
easat-413	228	7	"	"	PUNCT
easat-413	228	8	money	money	NOUN
easat-413	228	9	laundering	laundering	NOUN
easat-413	228	10	and	and	CCONJ
easat-413	228	11	terrorist	terrorist	ADJ
easat-413	228	12	financing	financing	NOUN
easat-413	228	13	:	:	PUNCT
easat-413	228	14	the	the	DET
easat-413	228	15	role	role	NOUN
easat-413	228	16	of	of	ADP
easat-413	228	17	capital	capital	NOUN
easat-413	228	18	market	market	NOUN
easat-413	228	19	regulators	regulator	NOUN
easat-413	228	20	,	,	PUNCT
easat-413	228	21	"	"	PUNCT
easat-413	228	22	journal	journal	NOUN
easat-413	228	23	of	of	ADP
easat-413	228	24	financial	financial	ADJ
easat-413	228	25	crime	crime	NOUN
easat-413	228	26	,	,	PUNCT
easat-413	228	27	vol	vol	NOUN
easat-413	228	28	.	.	PROPN
easat-413	228	29	10	10	NUM
easat-413	228	30	,	,	PUNCT
easat-413	228	31	no	no	INTJ
easat-413	228	32	.	.	NOUN
easat-413	228	33	1	1	NUM
easat-413	228	34	,	,	PUNCT
easat-413	228	35	pp	pp	ADJ
easat-413	228	36	.	.	PUNCT
easat-413	229	1	30	30	NUM
easat-413	229	2	-	-	SYM
easat-413	229	3	36	36	NUM
easat-413	229	4	,	,	PUNCT
easat-413	229	5	2003	2003	NUM
easat-413	229	6	.	.	PUNCT
easat-413	230	1	https://doi.org/10.1108/13590790310808574	https://doi.org/10.1108/13590790310808574	NOUN
easat-413	231	1	[	[	X
easat-413	231	2	26	26	NUM
easat-413	231	3	]	]	X
easat-413	231	4	g.	g.	NOUN
easat-413	231	5	demetriades	demetriade	VERB
easat-413	231	6	,	,	PUNCT
easat-413	231	7	"	"	PUNCT
easat-413	231	8	“	"	PUNCT
easat-413	231	9	is	be	AUX
easat-413	231	10	the	the	DET
easat-413	231	11	person	person	NOUN
easat-413	231	12	who	who	PRON
easat-413	231	13	he	he	PRON
easat-413	231	14	claims	claim	VERB
easat-413	231	15	to	to	PART
easat-413	231	16	be	be	AUX
easat-413	231	17	?	?	PUNCT
easat-413	231	18	”	"	PUNCT
easat-413	231	19	old	old	ADJ
easat-413	231	20	fashion	fashion	NOUN
easat-413	231	21	due	due	ADJ
easat-413	231	22	diligence	diligence	NOUN
easat-413	231	23	may	may	AUX
easat-413	231	24	give	give	VERB
easat-413	231	25	the	the	DET
easat-413	231	26	correct	correct	ADJ
easat-413	231	27	answer	answer	NOUN
easat-413	231	28	!	!	PUNCT
easat-413	231	29	,	,	PUNCT
easat-413	231	30	"	"	PUNCT
easat-413	231	31	journal	journal	NOUN
easat-413	231	32	of	of	ADP
easat-413	231	33	money	money	NOUN
easat-413	231	34	laundering	laundering	NOUN
easat-413	231	35	control	control	NOUN
easat-413	231	36	,	,	PUNCT
easat-413	231	37	vol	vol	NOUN
easat-413	231	38	.	.	PROPN
easat-413	231	39	19	19	NUM
easat-413	231	40	,	,	PUNCT
easat-413	231	41	no	no	INTJ
easat-413	231	42	.	.	NOUN
easat-413	231	43	1	1	NUM
easat-413	231	44	,	,	PUNCT
easat-413	231	45	pp	pp	ADJ
easat-413	231	46	.	.	PUNCT
easat-413	232	1	79	79	NUM
easat-413	232	2	-	-	SYM
easat-413	232	3	91	91	NUM
easat-413	232	4	,	,	PUNCT
easat-413	232	5	2016	2016	NUM
easat-413	232	6	.	.	PUNCT
easat-413	233	1	https://doi.org/10.1108/jmlc-11-2014-0041	https://doi.org/10.1108/jmlc-11-2014-0041	PROPN
easat-413	234	1	[	[	X
easat-413	234	2	27	27	NUM
easat-413	234	3	]	]	X
easat-413	234	4	w.	w.	NOUN
easat-413	234	5	gaviyau	gaviyau	PROPN
easat-413	234	6	and	and	CCONJ
easat-413	234	7	a.	a.	PROPN
easat-413	234	8	b.	b.	PROPN
easat-413	234	9	sibindi	sibindi	PROPN
easat-413	234	10	,	,	PUNCT
easat-413	234	11	"	"	PUNCT
easat-413	234	12	customer	customer	NOUN
easat-413	234	13	due	due	ADJ
easat-413	234	14	diligence	diligence	NOUN
easat-413	234	15	in	in	ADP
easat-413	234	16	the	the	DET
easat-413	234	17	fintech	fintech	NOUN
easat-413	234	18	era	era	NOUN
easat-413	234	19	:	:	PUNCT
easat-413	234	20	a	a	DET
easat-413	234	21	bibliometric	bibliometric	ADJ
easat-413	234	22	analysis	analysis	NOUN
easat-413	234	23	,	,	PUNCT
easat-413	234	24	"	"	PUNCT
easat-413	234	25	risks	risk	NOUN
easat-413	234	26	,	,	PUNCT
easat-413	234	27	vol	vol	NOUN
easat-413	234	28	.	.	PROPN
easat-413	234	29	11	11	NUM
easat-413	234	30	,	,	PUNCT
easat-413	234	31	no	no	INTJ
easat-413	234	32	.	.	NOUN
easat-413	234	33	1	1	NUM
easat-413	234	34	,	,	PUNCT
easat-413	234	35	p.	p.	NOUN
easat-413	234	36	11	11	NUM
easat-413	234	37	,	,	PUNCT
easat-413	234	38	2023	2023	NUM
easat-413	234	39	.	.	PUNCT
easat-413	235	1	https://doi.org/10.3390/risks11010011	https://doi.org/10.3390/risks11010011	PROPN
easat-413	235	2	[	[	X
easat-413	235	3	28	28	NUM
easat-413	235	4	]	]	PUNCT
easat-413	235	5	t.	t.	PROPN
easat-413	235	6	jun	jun	PROPN
easat-413	235	7	and	and	CCONJ
easat-413	235	8	l.	l.	PROPN
easat-413	235	9	ai	ai	PROPN
easat-413	235	10	,	,	PUNCT
easat-413	235	11	"	"	PUNCT
easat-413	235	12	the	the	DET
easat-413	235	13	international	international	ADJ
easat-413	235	14	standards	standard	NOUN
easat-413	235	15	of	of	ADP
easat-413	235	16	customer	customer	NOUN
easat-413	235	17	due	due	ADJ
easat-413	235	18	diligence	diligence	NOUN
easat-413	235	19	and	and	CCONJ
easat-413	235	20	chinese	chinese	ADJ
easat-413	235	21	practice	practice	NOUN
easat-413	235	22	,	,	PUNCT
easat-413	235	23	"	"	PUNCT
easat-413	235	24	journal	journal	NOUN
easat-413	235	25	of	of	ADP
easat-413	235	26	money	money	NOUN
easat-413	235	27	laundering	laundering	NOUN
easat-413	235	28	control	control	NOUN
easat-413	235	29	,	,	PUNCT
easat-413	235	30	vol	vol	NOUN
easat-413	235	31	.	.	PROPN
easat-413	235	32	12	12	NUM
easat-413	235	33	,	,	PUNCT
easat-413	235	34	no	no	INTJ
easat-413	235	35	.	.	NOUN
easat-413	235	36	4	4	NUM
easat-413	235	37	,	,	PUNCT
easat-413	235	38	pp	pp	ADJ
easat-413	235	39	.	.	PUNCT
easat-413	236	1	406	406	NUM
easat-413	236	2	-	-	SYM
easat-413	236	3	416	416	NUM
easat-413	236	4	,	,	PUNCT
easat-413	236	5	2009	2009	NUM
easat-413	236	6	.	.	PUNCT
easat-413	236	7	https://doi.org/10.1108/13685200910996083	https://doi.org/10.1108/13685200910996083	X
easat-413	237	1	[	[	X
easat-413	237	2	29	29	NUM
easat-413	237	3	]	]	X
easat-413	237	4	basel	basel	PROPN
easat-413	237	5	committee	committee	PROPN
easat-413	237	6	on	on	ADP
easat-413	237	7	banking	banking	NOUN
easat-413	237	8	supervision	supervision	NOUN
easat-413	237	9	,	,	PUNCT
easat-413	237	10	"	"	PUNCT
easat-413	237	11	customer	customer	NOUN
easat-413	237	12	due	due	ADJ
easat-413	237	13	diligence	diligence	NOUN
easat-413	237	14	for	for	ADP
easat-413	237	15	banks	bank	NOUN
easat-413	237	16	.	.	PUNCT
easat-413	238	1	bank	bank	PROPN
easat-413	238	2	for	for	ADP
easat-413	238	3	international	international	ADJ
easat-413	238	4	settlements	settlement	NOUN
easat-413	238	5	,	,	PUNCT
easat-413	238	6	"	"	PUNCT
easat-413	238	7	retrieved	retrieve	VERB
easat-413	238	8	:	:	PUNCT
easat-413	238	9	https://www.bis.org/publ/bcbs77.pdf	https://www.bis.org/publ/bcbs77.pdf	NOUN
easat-413	238	10	.	.	PUNCT
easat-413	239	1	2001	2001	NUM
easat-413	239	2	.	.	PUNCT
easat-413	240	1	[	[	X
easat-413	240	2	30	30	NUM
easat-413	240	3	]	]	X
easat-413	240	4	u.	u.	NOUN
easat-413	240	5	sekaran	sekaran	PROPN
easat-413	240	6	and	and	CCONJ
easat-413	240	7	r.	r.	PROPN
easat-413	240	8	bougie	bougie	NOUN
easat-413	240	9	,	,	PUNCT
easat-413	240	10	research	research	NOUN
easat-413	240	11	methods	method	NOUN
easat-413	240	12	for	for	ADP
easat-413	240	13	business	business	NOUN
easat-413	240	14	:	:	PUNCT
easat-413	240	15	a	a	DET
easat-413	240	16	skill	skill	NOUN
easat-413	240	17	-	-	PUNCT
easat-413	240	18	building	building	NOUN
easat-413	240	19	approach	approach	NOUN
easat-413	240	20	,	,	PUNCT
easat-413	240	21	7th	7th	ADJ
easat-413	240	22	ed	ed	NOUN
easat-413	240	23	.	.	PUNCT
easat-413	241	1	west	west	PROPN
easat-413	241	2	sussex	sussex	PROPN
easat-413	241	3	:	:	PUNCT
easat-413	241	4	wiley	wiley	PROPN
easat-413	241	5	&	&	CCONJ
easat-413	241	6	sons	son	NOUN
easat-413	241	7	,	,	PUNCT
easat-413	241	8	2016	2016	NUM
easat-413	241	9	.	.	PUNCT
easat-413	242	1	[	[	X
easat-413	242	2	31	31	NUM
easat-413	242	3	]	]	PUNCT
easat-413	242	4	s.	s.	PROPN
easat-413	242	5	g.	g.	PROPN
easat-413	242	6	scott	scott	PROPN
easat-413	242	7	and	and	CCONJ
easat-413	242	8	r.	r.	PROPN
easat-413	242	9	a.	a.	PROPN
easat-413	242	10	bruce	bruce	PROPN
easat-413	242	11	,	,	PUNCT
easat-413	242	12	"	"	PUNCT
easat-413	242	13	decision	decision	NOUN
easat-413	242	14	-	-	PUNCT
easat-413	242	15	making	make	VERB
easat-413	242	16	style	style	NOUN
easat-413	242	17	:	:	PUNCT
easat-413	242	18	the	the	DET
easat-413	242	19	development	development	NOUN
easat-413	242	20	and	and	CCONJ
easat-413	242	21	assessment	assessment	NOUN
easat-413	242	22	of	of	ADP
easat-413	242	23	a	a	DET
easat-413	242	24	new	new	ADJ
easat-413	242	25	measure	measure	NOUN
easat-413	242	26	,	,	PUNCT
easat-413	242	27	"	"	PUNCT
easat-413	242	28	educational	educational	ADJ
easat-413	242	29	and	and	CCONJ
easat-413	242	30	psychological	psychological	ADJ
easat-413	242	31	measurement	measurement	NOUN
easat-413	242	32	,	,	PUNCT
easat-413	242	33	vol	vol	NOUN
easat-413	242	34	.	.	PROPN
easat-413	242	35	55	55	NUM
easat-413	242	36	,	,	PUNCT
easat-413	242	37	no	no	INTJ
easat-413	242	38	.	.	NOUN
easat-413	242	39	5	5	NUM
easat-413	242	40	,	,	PUNCT
easat-413	242	41	pp	pp	ADJ
easat-413	242	42	.	.	PUNCT
easat-413	242	43	818	818	NUM
easat-413	242	44	-	-	SYM
easat-413	242	45	831	831	NUM
easat-413	242	46	,	,	PUNCT
easat-413	242	47	1995	1995	NUM
easat-413	242	48	.	.	PUNCT
easat-413	243	1	https://doi.org/10.1177/0013164495055005017	https://doi.org/10.1177/0013164495055005017	X
easat-413	244	1	[	[	X
easat-413	244	2	32	32	NUM
easat-413	244	3	]	]	PUNCT
easat-413	244	4	d.	d.	PROPN
easat-413	244	5	p.	p.	PROPN
easat-413	244	6	spicer	spicer	PROPN
easat-413	244	7	and	and	CCONJ
easat-413	244	8	e.	e.	PROPN
easat-413	244	9	sadler‐smith	sadler‐smith	PROPN
easat-413	244	10	,	,	PUNCT
easat-413	244	11	"	"	PUNCT
easat-413	244	12	an	an	DET
easat-413	244	13	examination	examination	NOUN
easat-413	244	14	of	of	ADP
easat-413	244	15	the	the	DET
easat-413	244	16	general	general	ADJ
easat-413	244	17	decision	decision	NOUN
easat-413	244	18	making	make	VERB
easat-413	244	19	style	style	NOUN
easat-413	244	20	questionnaire	questionnaire	NOUN
easat-413	244	21	in	in	ADP
easat-413	244	22	two	two	NUM
easat-413	244	23	uk	uk	PROPN
easat-413	244	24	samples	sample	NOUN
easat-413	244	25	,	,	PUNCT
easat-413	244	26	"	"	PUNCT
easat-413	244	27	journal	journal	NOUN
easat-413	244	28	of	of	ADP
easat-413	244	29	managerial	managerial	ADJ
easat-413	244	30	psychology	psychology	NOUN
easat-413	244	31	,	,	PUNCT
easat-413	244	32	vol	vol	NOUN
easat-413	244	33	.	.	PROPN
easat-413	244	34	20	20	NUM
easat-413	244	35	,	,	PUNCT
easat-413	244	36	no	no	INTJ
easat-413	244	37	.	.	NOUN
easat-413	244	38	2	2	NUM
easat-413	244	39	,	,	PUNCT
easat-413	244	40	pp	pp	ADJ
easat-413	244	41	.	.	PUNCT
easat-413	244	42	137	137	NUM
easat-413	244	43	-	-	SYM
easat-413	244	44	149	149	NUM
easat-413	244	45	,	,	PUNCT
easat-413	244	46	2005	2005	NUM
easat-413	244	47	.	.	PUNCT
easat-413	245	1	https://doi.org/10.1108/02683940510579777	https://doi.org/10.1108/02683940510579777	X
easat-413	246	1	[	[	X
easat-413	246	2	33	33	NUM
easat-413	246	3	]	]	PUNCT
easat-413	246	4	m.	m.	PROPN
easat-413	246	5	l.	l.	PROPN
easat-413	246	6	bhasin	bhasin	PROPN
easat-413	246	7	,	,	PUNCT
easat-413	246	8	"	"	PUNCT
easat-413	246	9	corporate	corporate	ADJ
easat-413	246	10	governance	governance	NOUN
easat-413	246	11	and	and	CCONJ
easat-413	246	12	forensic	forensic	ADJ
easat-413	246	13	accountant	accountant	NOUN
easat-413	246	14	:	:	PUNCT
easat-413	246	15	an	an	DET
easat-413	246	16	exploratory	exploratory	ADJ
easat-413	246	17	study	study	NOUN
easat-413	246	18	,	,	PUNCT
easat-413	246	19	"	"	PUNCT
easat-413	246	20	journal	journal	NOUN
easat-413	246	21	of	of	ADP
easat-413	246	22	accounting	accounting	NOUN
easat-413	246	23	–	–	PUNCT
easat-413	246	24	business	business	NOUN
easat-413	246	25	&	&	CCONJ
easat-413	246	26	management	management	NOUN
easat-413	246	27	,	,	PUNCT
easat-413	246	28	vol	vol	NOUN
easat-413	246	29	.	.	PROPN
easat-413	246	30	20	20	NUM
easat-413	246	31	,	,	PUNCT
easat-413	246	32	no	no	INTJ
easat-413	246	33	.	.	NOUN
easat-413	246	34	2	2	NUM
easat-413	246	35	,	,	PUNCT
easat-413	246	36	pp	pp	ADJ
easat-413	246	37	.	.	PUNCT
easat-413	247	1	55	55	NUM
easat-413	247	2	-	-	SYM
easat-413	247	3	83	83	NUM
easat-413	247	4	,	,	PUNCT
easat-413	247	5	2013	2013	NUM
easat-413	247	6	.	.	PUNCT
easat-413	248	1	https://doi.org/10.2139/ssrn.2676488	https://doi.org/10.2139/ssrn.2676488	NOUN
easat-413	249	1	[	[	X
easat-413	249	2	34	34	NUM
easat-413	249	3	]	]	X
easat-413	249	4	b.	b.	PROPN
easat-413	249	5	viritha	viritha	PROPN
easat-413	249	6	,	,	PUNCT
easat-413	249	7	v.	v.	ADP
easat-413	249	8	mariappan	mariappan	NOUN
easat-413	249	9	,	,	PUNCT
easat-413	249	10	and	and	CCONJ
easat-413	249	11	v.	v.	ADP
easat-413	249	12	venkatachalapathy	venkatachalapathy	ADJ
easat-413	249	13	,	,	PUNCT
easat-413	249	14	"	"	PUNCT
easat-413	249	15	combating	combat	VERB
easat-413	249	16	money	money	NOUN
easat-413	249	17	laundering	laundering	NOUN
easat-413	249	18	by	by	ADP
easat-413	249	19	the	the	DET
easat-413	249	20	banks	bank	NOUN
easat-413	249	21	in	in	ADP
easat-413	249	22	india	india	PROPN
easat-413	249	23	:	:	PUNCT
easat-413	249	24	compliance	compliance	NOUN
easat-413	249	25	and	and	CCONJ
easat-413	249	26	challenges	challenge	NOUN
easat-413	249	27	,	,	PUNCT
easat-413	249	28	"	"	PUNCT
easat-413	249	29	journal	journal	NOUN
easat-413	249	30	of	of	ADP
easat-413	249	31	investment	investment	NOUN
easat-413	249	32	compliance	compliance	NOUN
easat-413	249	33	,	,	PUNCT
easat-413	249	34	vol	vol	NOUN
easat-413	249	35	.	.	PROPN
easat-413	249	36	16	16	NUM
easat-413	249	37	,	,	PUNCT
easat-413	249	38	no	no	INTJ
easat-413	249	39	.	.	NOUN
easat-413	249	40	4	4	NUM
easat-413	249	41	,	,	PUNCT
easat-413	249	42	pp	pp	ADJ
easat-413	249	43	.	.	PUNCT
easat-413	250	1	78	78	NUM
easat-413	250	2	-	-	SYM
easat-413	250	3	95	95	NUM
easat-413	250	4	,	,	PUNCT
easat-413	250	5	2015	2015	NUM
easat-413	250	6	.	.	PUNCT
easat-413	251	1	https://doi.org/10.1108/joic-07-20150044	https://doi.org/10.1108/joic-07-20150044	PUNCT
easat-413	252	1	[	[	X
easat-413	252	2	35	35	NUM
easat-413	252	3	]	]	X
easat-413	252	4	j.	j.	PROPN
easat-413	252	5	pallant	pallant	PROPN
easat-413	252	6	,	,	PUNCT
easat-413	252	7	spss	spss	PROPN
easat-413	252	8	survival	survival	PROPN
easat-413	252	9	guide	guide	NOUN
easat-413	252	10	,	,	PUNCT
easat-413	252	11	3rd	3rd	ADJ
easat-413	252	12	ed	ed	NOUN
easat-413	252	13	.	.	PUNCT
easat-413	253	1	crow	crow	PROPN
easat-413	253	2	’s	’s	PART
easat-413	253	3	nest	nest	NOUN
easat-413	253	4	,	,	PUNCT
easat-413	253	5	nsw	nsw	PROPN
easat-413	253	6	:	:	PUNCT
easat-413	253	7	allen	allen	PROPN
easat-413	253	8	&	&	CCONJ
easat-413	253	9	unwin	unwin	PROPN
easat-413	253	10	,	,	PUNCT
easat-413	253	11	2007	2007	NUM
easat-413	253	12	.	.	PUNCT
easat-413	254	1	[	[	X
easat-413	254	2	36	36	NUM
easat-413	254	3	]	]	X
easat-413	254	4	j.	j.	PROPN
easat-413	254	5	hair	hair	PROPN
easat-413	254	6	,	,	PUNCT
easat-413	254	7	w.	w.	PROPN
easat-413	254	8	black	black	PROPN
easat-413	254	9	,	,	PUNCT
easat-413	254	10	b.	b.	PROPN
easat-413	254	11	j.	j.	PROPN
easat-413	254	12	babin	babin	PROPN
easat-413	254	13	,	,	PUNCT
easat-413	254	14	and	and	CCONJ
easat-413	254	15	r.	r.	PROPN
easat-413	254	16	anderson	anderson	PROPN
easat-413	254	17	,	,	PUNCT
easat-413	254	18	multivariate	multivariate	VERB
easat-413	254	19	data	datum	NOUN
easat-413	254	20	analysis	analysis	NOUN
easat-413	254	21	.	.	PUNCT
easat-413	255	1	london	london	PROPN
easat-413	255	2	:	:	PUNCT
easat-413	255	3	prentice	prentice	PROPN
easat-413	255	4	hall	hall	PROPN
easat-413	255	5	,	,	PUNCT
easat-413	255	6	2010	2010	NUM
easat-413	255	7	.	.	PUNCT
easat-413	256	1	[	[	X
easat-413	256	2	37	37	NUM
easat-413	256	3	]	]	PUNCT
easat-413	256	4	s.	s.	PROPN
easat-413	256	5	a.	a.	PROPN
easat-413	256	6	ahmed	ahmed	PROPN
easat-413	256	7	,	,	PUNCT
easat-413	256	8	"	"	PUNCT
easat-413	256	9	practical	practical	ADJ
easat-413	256	10	application	application	NOUN
easat-413	256	11	of	of	ADP
easat-413	256	12	anti	anti	ADJ
easat-413	256	13	-	-	ADJ
easat-413	256	14	money	money	ADJ
easat-413	256	15	laundering	laundering	NOUN
easat-413	256	16	requirements	requirement	NOUN
easat-413	256	17	in	in	ADP
easat-413	256	18	bangladesh	bangladesh	NOUN
easat-413	256	19	:	:	PUNCT
easat-413	256	20	an	an	DET
easat-413	256	21	insight	insight	NOUN
easat-413	256	22	into	into	ADP
easat-413	256	23	the	the	DET
easat-413	256	24	disparity	disparity	NOUN
easat-413	256	25	between	between	ADP
easat-413	256	26	anti	anti	ADJ
easat-413	256	27	-	-	ADJ
easat-413	256	28	money	money	ADJ
easat-413	256	29	laundering	laundering	NOUN
easat-413	256	30	methods	method	NOUN
easat-413	256	31	and	and	CCONJ
easat-413	256	32	their	their	PRON
easat-413	256	33	effectiveness	effectiveness	NOUN
easat-413	256	34	based	base	VERB
easat-413	256	35	on	on	ADP
easat-413	256	36	resources	resource	NOUN
easat-413	256	37	and	and	CCONJ
easat-413	256	38	infrastructure	infrastructure	NOUN
easat-413	256	39	,	,	PUNCT
easat-413	256	40	"	"	PUNCT
easat-413	256	41	journal	journal	NOUN
easat-413	256	42	of	of	ADP
easat-413	256	43	money	money	NOUN
easat-413	256	44	laundering	laundering	NOUN
easat-413	256	45	control	control	NOUN
easat-413	256	46	,	,	PUNCT
easat-413	256	47	vol	vol	NOUN
easat-413	256	48	.	.	PROPN
easat-413	256	49	20	20	NUM
easat-413	256	50	,	,	PUNCT
easat-413	256	51	no	no	INTJ
easat-413	256	52	.	.	NOUN
easat-413	256	53	4	4	NUM
easat-413	256	54	,	,	PUNCT
easat-413	256	55	pp	pp	ADJ
easat-413	256	56	.	.	PUNCT
easat-413	257	1	428	428	NUM
easat-413	257	2	-	-	SYM
easat-413	257	3	450	450	NUM
easat-413	257	4	,	,	PUNCT
easat-413	257	5	2017	2017	NUM
easat-413	257	6	.	.	PUNCT
easat-413	258	1	https://doi.org/10.1108/jmlc-09-2016-0042	https://doi.org/10.1108/jmlc-09-2016-0042	PROPN
easat-413	258	2	[	[	X
easat-413	258	3	38	38	NUM
easat-413	258	4	]	]	PUNCT
easat-413	258	5	s.	s.	PROPN
easat-413	258	6	d.	d.	PROPN
easat-413	258	7	hall	hall	PROPN
easat-413	258	8	-	-	PUNCT
easat-413	258	9	ellis	ellis	PROPN
easat-413	258	10	,	,	PUNCT
easat-413	258	11	"	"	PUNCT
easat-413	258	12	nudges	nudge	NOUN
easat-413	258	13	and	and	CCONJ
easat-413	258	14	decision	decision	NOUN
easat-413	258	15	making	making	NOUN
easat-413	258	16	:	:	PUNCT
easat-413	258	17	a	a	DET
easat-413	258	18	winning	win	VERB
easat-413	258	19	combination	combination	NOUN
easat-413	258	20	,	,	PUNCT
easat-413	258	21	"	"	PUNCT
easat-413	258	22	the	the	DET
easat-413	258	23	bottom	bottom	ADJ
easat-413	258	24	line	line	NOUN
easat-413	258	25	:	:	PUNCT
easat-413	258	26	managing	manage	VERB
easat-413	258	27	library	library	NOUN
easat-413	258	28	finances	finance	NOUN
easat-413	258	29	,	,	PUNCT
easat-413	258	30	vol	vol	NOUN
easat-413	258	31	.	.	PROPN
easat-413	258	32	28	28	NUM
easat-413	258	33	,	,	PUNCT
easat-413	258	34	no	no	INTJ
easat-413	258	35	.	.	NOUN
easat-413	258	36	4	4	NUM
easat-413	258	37	,	,	PUNCT
easat-413	258	38	pp	pp	ADJ
easat-413	258	39	.	.	PUNCT
easat-413	259	1	133	133	NUM
easat-413	259	2	-	-	SYM
easat-413	259	3	136	136	NUM
easat-413	259	4	,	,	PUNCT
easat-413	259	5	2015	2015	NUM
easat-413	259	6	.	.	PUNCT
easat-413	260	1	https://doi.org/10.1108/bl-07-2015-0015	https://doi.org/10.1108/bl-07-2015-0015	X
easat-413	261	1	[	[	X
easat-413	261	2	39	39	NUM
easat-413	261	3	]	]	PUNCT
easat-413	261	4	r.	r.	PROPN
easat-413	261	5	j.	j.	PROPN
easat-413	261	6	johari	johari	PROPN
easat-413	261	7	,	,	PUNCT
easat-413	261	8	n.	n.	PROPN
easat-413	261	9	b.	b.	PROPN
easat-413	261	10	zul	zul	PROPN
easat-413	261	11	,	,	PUNCT
easat-413	261	12	n.	n.	PROPN
easat-413	261	13	talib	talib	PROPN
easat-413	261	14	,	,	PUNCT
easat-413	261	15	and	and	CCONJ
easat-413	261	16	s.	s.	PROPN
easat-413	261	17	a.	a.	PROPN
easat-413	261	18	h.	h.	PROPN
easat-413	261	19	s.	s.	PROPN
easat-413	261	20	hussin	hussin	PROPN
easat-413	261	21	,	,	PUNCT
easat-413	261	22	"	"	PUNCT
easat-413	261	23	money	money	NOUN
easat-413	261	24	laundering	laundering	NOUN
easat-413	261	25	:	:	PUNCT
easat-413	261	26	customer	customer	NOUN
easat-413	261	27	due	due	ADJ
easat-413	261	28	diligence	diligence	NOUN
easat-413	261	29	in	in	ADP
easat-413	261	30	the	the	DET
easat-413	261	31	era	era	NOUN
easat-413	261	32	of	of	ADP
easat-413	261	33	cryptocurrencies	cryptocurrencie	NOUN
easat-413	261	34	,	,	PUNCT
easat-413	261	35	"	"	PUNCT
easat-413	261	36	advances	advance	NOUN
easat-413	261	37	in	in	ADP
easat-413	261	38	economics	economic	NOUN
easat-413	261	39	,	,	PUNCT
easat-413	261	40	business	business	NOUN
easat-413	261	41	and	and	CCONJ
easat-413	261	42	management	management	NOUN
easat-413	261	43	research	research	NOUN
easat-413	261	44	,	,	PUNCT
easat-413	261	45	vol	vol	NOUN
easat-413	261	46	.	.	PROPN
easat-413	261	47	123	123	NUM
easat-413	261	48	,	,	PUNCT
easat-413	261	49	pp	pp	ADJ
easat-413	261	50	.	.	PUNCT
easat-413	262	1	130	130	NUM
easat-413	262	2	-	-	SYM
easat-413	262	3	135	135	NUM
easat-413	262	4	,	,	PUNCT
easat-413	262	5	2020	2020	NUM
easat-413	262	6	.	.	PUNCT
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easat-413	263	2	https://doi.org/10.1108/00483481311320435	https://doi.org/10.1108/00483481311320435	PROPN
easat-413	263	3	https://doi.org/10.2139/ssrn.3752302	https://doi.org/10.2139/ssrn.3752302	PROPN
easat-413	263	4	https://doi.org/10.1108/jmlc-06-2013-0022	https://doi.org/10.1108/jmlc-06-2013-0022	PROPN
easat-413	263	5	https://doi.org/10.1108/15285810610711464	https://doi.org/10.1108/15285810610711464	PROPN
easat-413	263	6	https://doi.org/10.1108/jmlc-04-2016-0015	https://doi.org/10.1108/jmlc-04-2016-0015	PROPN
easat-413	263	7	https://doi.org/10.1108/13590790310808574	https://doi.org/10.1108/13590790310808574	NOUN
easat-413	263	8	https://doi.org/10.1108/jmlc-11-2014-0041	https://doi.org/10.1108/jmlc-11-2014-0041	PROPN
easat-413	263	9	https://doi.org/10.3390/risks11010011	https://doi.org/10.3390/risks11010011	PROPN
easat-413	263	10	https://doi.org/10.1108/13685200910996083	https://doi.org/10.1108/13685200910996083	PRON
easat-413	263	11	https://www.bis.org/publ/bcbs77.pdf	https://www.bis.org/publ/bcbs77.pdf	NOUN
easat-413	263	12	https://doi.org/10.1177/0013164495055005017	https://doi.org/10.1177/0013164495055005017	ADV
easat-413	263	13	https://doi.org/10.1108/02683940510579777	https://doi.org/10.1108/02683940510579777	NOUN
easat-413	263	14	https://doi.org/10.2139/ssrn.2676488	https://doi.org/10.2139/ssrn.2676488	NOUN
easat-413	263	15	https://doi.org/10.1108/joic-07-2015-0044	https://doi.org/10.1108/joic-07-2015-0044	PROPN
easat-413	263	16	https://doi.org/10.1108/joic-07-2015-0044	https://doi.org/10.1108/joic-07-2015-0044	PROPN
easat-413	263	17	https://doi.org/10.1108/jmlc-09-2016-0042	https://doi.org/10.1108/jmlc-09-2016-0042	PROPN
easat-413	263	18	https://doi.org/10.1108/bl-07-2015-0015	https://doi.org/10.1108/bl-07-2015-0015	PROPN
easat-413	263	19	https://doi.org/10.2991/aebmr.k.200305.033	https://doi.org/10.2991/aebmr.k.200305.033	PROPN