id	sid	tid	token	lemma	pos
easat-6771	1	1	edelweiss	edelweiss	PROPN
easat-6771	1	2	applied	apply	VERB
easat-6771	1	3	science	science	NOUN
easat-6771	1	4	and	and	CCONJ
easat-6771	1	5	technology	technology	NOUN
easat-6771	1	6	issn	issn	PROPN
easat-6771	1	7	:	:	PUNCT
easat-6771	1	8	2576	2576	NUM
easat-6771	1	9	-	-	SYM
easat-6771	1	10	8484	8484	NUM
easat-6771	1	11	vol	vol	NOUN
easat-6771	1	12	.	.	PROPN
easat-6771	2	1	9	9	NUM
easat-6771	2	2	,	,	PUNCT
easat-6771	2	3	no	no	INTJ
easat-6771	2	4	.	.	NOUN
easat-6771	2	5	5	5	NUM
easat-6771	2	6	,	,	PUNCT
easat-6771	2	7	14	14	NUM
easat-6771	2	8	-	-	SYM
easat-6771	2	9	28	28	NUM
easat-6771	2	10	2025	2025	NUM
easat-6771	2	11	publisher	publisher	NOUN
easat-6771	2	12	:	:	PUNCT
easat-6771	2	13	learning	learn	VERB
easat-6771	2	14	gate	gate	NOUN
easat-6771	2	15	doi	doi	PROPN
easat-6771	2	16	:	:	PUNCT
easat-6771	2	17	10.55214/25768484.v9i5.6771	10.55214/25768484.v9i5.6771	NUM
easat-6771	2	18	©	©	NOUN
easat-6771	2	19	2025	2025	NUM
easat-6771	2	20	by	by	ADP
easat-6771	2	21	the	the	DET
easat-6771	2	22	authors	author	NOUN
easat-6771	2	23	;	;	PUNCT
easat-6771	2	24	licensee	licensee	PROPN
easat-6771	2	25	learning	learning	NOUN
easat-6771	2	26	gate	gate	NOUN
easat-6771	3	1	©	©	PROPN
easat-6771	3	2	2025	2025	NUM
easat-6771	3	3	by	by	ADP
easat-6771	3	4	the	the	DET
easat-6771	3	5	authors	author	NOUN
easat-6771	3	6	;	;	PUNCT
easat-6771	3	7	licensee	licensee	PROPN
easat-6771	3	8	learning	learning	NOUN
easat-6771	3	9	gate	gate	NOUN
easat-6771	3	10	history	history	NOUN
easat-6771	3	11	:	:	PUNCT
easat-6771	3	12	received	receive	VERB
easat-6771	3	13	:	:	PUNCT
easat-6771	3	14	27	27	NUM
easat-6771	3	15	february	february	NOUN
easat-6771	3	16	2025	2025	NUM
easat-6771	3	17	;	;	PUNCT
easat-6771	3	18	revised	revise	VERB
easat-6771	3	19	:	:	PUNCT
easat-6771	3	20	14	14	NUM
easat-6771	3	21	april	april	PROPN
easat-6771	3	22	2025	2025	NUM
easat-6771	3	23	;	;	PUNCT
easat-6771	3	24	accepted	accept	VERB
easat-6771	3	25	:	:	PUNCT
easat-6771	3	26	17	17	NUM
easat-6771	3	27	april	april	PROPN
easat-6771	3	28	2025	2025	NUM
easat-6771	3	29	;	;	PUNCT
easat-6771	3	30	published	publish	VERB
easat-6771	3	31	:	:	PUNCT
easat-6771	3	32	2	2	NUM
easat-6771	3	33	may	may	PROPN
easat-6771	3	34	2025	2025	NUM
easat-6771	3	35	*	*	PUNCT
easat-6771	3	36	correspondence	correspondence	NOUN
easat-6771	3	37	:	:	PUNCT
easat-6771	3	38	yuliani.2290811004@student.unud.ac.id	yuliani.2290811004@student.unud.ac.id	NUM
easat-6771	3	39	moderating	moderate	VERB
easat-6771	3	40	role	role	NOUN
easat-6771	3	41	of	of	ADP
easat-6771	3	42	customer	customer	NOUN
easat-6771	3	43	involvement	involvement	NOUN
easat-6771	3	44	in	in	ADP
easat-6771	3	45	the	the	DET
easat-6771	3	46	relationship	relationship	NOUN
easat-6771	3	47	between	between	ADP
easat-6771	3	48	behavioral	behavioral	ADJ
easat-6771	3	49	intention	intention	NOUN
easat-6771	3	50	and	and	CCONJ
easat-6771	3	51	use	use	VERB
easat-6771	3	52	behavior	behavior	NOUN
easat-6771	3	53	pande	pande	NOUN
easat-6771	3	54	nyoman	nyoman	NOUN
easat-6771	3	55	yuliani1	yuliani1	PROPN
easat-6771	3	56	*	*	PROPN
easat-6771	3	57	,	,	PUNCT
easat-6771	3	58	ni	ni	PROPN
easat-6771	3	59	wayan	wayan	PROPN
easat-6771	3	60	sri	sri	PROPN
easat-6771	3	61	suprapti2	suprapti2	X
easat-6771	3	62	,	,	PUNCT
easat-6771	3	63	ign	ign	PROPN
easat-6771	3	64	jaya	jaya	PROPN
easat-6771	3	65	agung	agung	PROPN
easat-6771	3	66	widagda	widagda	PROPN
easat-6771	3	67	k.3	k.3	PROPN
easat-6771	3	68	,	,	PUNCT
easat-6771	3	69	putu	putu	PROPN
easat-6771	3	70	saroyini	saroyini	PROPN
easat-6771	3	71	piartrini4	piartrini4	PROPN
easat-6771	3	72	1,2,3,4faculty	1,2,3,4faculty	NUM
easat-6771	3	73	of	of	ADP
easat-6771	3	74	economics	economic	NOUN
easat-6771	3	75	and	and	CCONJ
easat-6771	3	76	business	business	NOUN
easat-6771	3	77	,	,	PUNCT
easat-6771	3	78	udayana	udayana	ADJ
easat-6771	3	79	university	university	NOUN
easat-6771	3	80	,	,	PUNCT
easat-6771	3	81	indonesia	indonesia	PROPN
easat-6771	3	82	;	;	PUNCT
easat-6771	3	83	yuliani.2290811004@student.unud.ac.id	yuliani.2290811004@student.unud.ac.id	PROPN
easat-6771	3	84	(	(	PUNCT
easat-6771	3	85	p.n.y	p.n.y	NOUN
easat-6771	3	86	.	.	PUNCT
easat-6771	3	87	)	)	PUNCT
easat-6771	3	88	sri_suprapti@unud.ac.id.id	sri_suprapti@unud.ac.id.id	NOUN
easat-6771	3	89	(	(	PUNCT
easat-6771	3	90	n.w.s.s	n.w.s.s	PROPN
easat-6771	3	91	.	.	PUNCT
easat-6771	3	92	)	)	PUNCT
easat-6771	4	1	agjayawidagda@unud.ac.id	agjayawidagda@unud.ac.id	NOUN
easat-6771	4	2	(	(	PUNCT
easat-6771	4	3	i.j.a.w.k	i.j.a.w.k	NOUN
easat-6771	4	4	.	.	PUNCT
easat-6771	4	5	)	)	PUNCT
easat-6771	5	1	royetrini@unud.ac.id	royetrini@unud.ac.id	PROPN
easat-6771	5	2	(	(	PUNCT
easat-6771	5	3	p.s.p	p.s.p	PROPN
easat-6771	5	4	.	.	PUNCT
easat-6771	5	5	)	)	PUNCT
easat-6771	5	6	.	.	PUNCT
easat-6771	6	1	abstract	abstract	ADV
easat-6771	6	2	:	:	PUNCT
easat-6771	6	3	this	this	DET
easat-6771	6	4	study	study	NOUN
easat-6771	6	5	aims	aim	VERB
easat-6771	6	6	to	to	PART
easat-6771	6	7	investigate	investigate	VERB
easat-6771	6	8	the	the	DET
easat-6771	6	9	moderating	moderate	VERB
easat-6771	6	10	role	role	NOUN
easat-6771	6	11	of	of	ADP
easat-6771	6	12	customer	customer	NOUN
easat-6771	6	13	involvement	involvement	NOUN
easat-6771	6	14	in	in	ADP
easat-6771	6	15	the	the	DET
easat-6771	6	16	relationship	relationship	NOUN
easat-6771	6	17	between	between	ADP
easat-6771	6	18	behavioral	behavioral	ADJ
easat-6771	6	19	intention	intention	NOUN
easat-6771	6	20	and	and	CCONJ
easat-6771	6	21	actual	actual	ADJ
easat-6771	6	22	usage	usage	NOUN
easat-6771	6	23	behavior	behavior	NOUN
easat-6771	6	24	of	of	ADP
easat-6771	6	25	digital	digital	ADJ
easat-6771	6	26	transaction	transaction	NOUN
easat-6771	6	27	services	service	NOUN
easat-6771	6	28	.	.	PUNCT
easat-6771	7	1	by	by	ADP
easat-6771	7	2	integrating	integrate	VERB
easat-6771	7	3	the	the	DET
easat-6771	7	4	extended	extended	ADJ
easat-6771	7	5	unified	unified	ADJ
easat-6771	7	6	theory	theory	NOUN
easat-6771	7	7	of	of	ADP
easat-6771	7	8	acceptance	acceptance	NOUN
easat-6771	7	9	and	and	CCONJ
easat-6771	7	10	use	use	NOUN
easat-6771	7	11	of	of	ADP
easat-6771	7	12	technology	technology	NOUN
easat-6771	7	13	(	(	PUNCT
easat-6771	7	14	utaut2	utaut2	PROPN
easat-6771	7	15	)	)	PUNCT
easat-6771	7	16	with	with	ADP
easat-6771	7	17	consumer	consumer	NOUN
easat-6771	7	18	involvement	involvement	NOUN
easat-6771	7	19	theory	theory	NOUN
easat-6771	7	20	,	,	PUNCT
easat-6771	7	21	it	it	PRON
easat-6771	7	22	offers	offer	VERB
easat-6771	7	23	a	a	DET
easat-6771	7	24	new	new	ADJ
easat-6771	7	25	perspective	perspective	NOUN
easat-6771	7	26	on	on	ADP
easat-6771	7	27	user	user	NOUN
easat-6771	7	28	behavior	behavior	NOUN
easat-6771	7	29	in	in	ADP
easat-6771	7	30	the	the	DET
easat-6771	7	31	digital	digital	ADJ
easat-6771	7	32	banking	banking	NOUN
easat-6771	7	33	sector	sector	NOUN
easat-6771	7	34	.	.	PUNCT
easat-6771	8	1	a	a	DET
easat-6771	8	2	quantitative	quantitative	ADJ
easat-6771	8	3	,	,	PUNCT
easat-6771	8	4	causal	causal	ADJ
easat-6771	8	5	-	-	PUNCT
easat-6771	8	6	explanatory	explanatory	ADJ
easat-6771	8	7	research	research	NOUN
easat-6771	8	8	design	design	NOUN
easat-6771	8	9	was	be	AUX
easat-6771	8	10	applied	apply	VERB
easat-6771	8	11	,	,	PUNCT
easat-6771	8	12	targeting	target	VERB
easat-6771	8	13	long	long	ADJ
easat-6771	8	14	-	-	PUNCT
easat-6771	8	15	term	term	NOUN
easat-6771	8	16	users	user	NOUN
easat-6771	8	17	of	of	ADP
easat-6771	8	18	digital	digital	ADJ
easat-6771	8	19	transaction	transaction	NOUN
easat-6771	8	20	services	service	NOUN
easat-6771	8	21	from	from	ADP
easat-6771	8	22	two	two	NUM
easat-6771	8	23	major	major	ADJ
easat-6771	8	24	banks	bank	NOUN
easat-6771	8	25	in	in	ADP
easat-6771	8	26	bali	bali	PROPN
easat-6771	8	27	—	—	PUNCT
easat-6771	8	28	one	one	NUM
easat-6771	8	29	state	state	NOUN
easat-6771	8	30	-	-	PUNCT
easat-6771	8	31	owned	own	VERB
easat-6771	8	32	and	and	CCONJ
easat-6771	8	33	one	one	NUM
easat-6771	8	34	private	private	ADJ
easat-6771	8	35	.	.	PUNCT
easat-6771	9	1	data	datum	NOUN
easat-6771	9	2	were	be	AUX
easat-6771	9	3	collected	collect	VERB
easat-6771	9	4	using	use	VERB
easat-6771	9	5	structured	structured	ADJ
easat-6771	9	6	questionnaires	questionnaire	NOUN
easat-6771	9	7	and	and	CCONJ
easat-6771	9	8	analyzed	analyze	VERB
easat-6771	9	9	using	use	VERB
easat-6771	9	10	structural	structural	ADJ
easat-6771	9	11	equation	equation	NOUN
easat-6771	9	12	modeling	modeling	NOUN
easat-6771	9	13	to	to	PART
easat-6771	9	14	evaluate	evaluate	VERB
easat-6771	9	15	relationships	relationship	NOUN
easat-6771	9	16	among	among	ADP
easat-6771	9	17	key	key	ADJ
easat-6771	9	18	utaut2	utaut2	NOUN
easat-6771	9	19	constructs	construct	NOUN
easat-6771	9	20	,	,	PUNCT
easat-6771	9	21	behavioral	behavioral	ADJ
easat-6771	9	22	intention	intention	NOUN
easat-6771	9	23	,	,	PUNCT
easat-6771	9	24	actual	actual	ADJ
easat-6771	9	25	usage	usage	NOUN
easat-6771	9	26	,	,	PUNCT
easat-6771	9	27	and	and	CCONJ
easat-6771	9	28	the	the	DET
easat-6771	9	29	moderating	moderate	VERB
easat-6771	9	30	effect	effect	NOUN
easat-6771	9	31	of	of	ADP
easat-6771	9	32	customer	customer	NOUN
easat-6771	9	33	involvement	involvement	NOUN
easat-6771	9	34	.	.	PUNCT
easat-6771	10	1	the	the	DET
easat-6771	10	2	findings	finding	NOUN
easat-6771	10	3	reveal	reveal	VERB
easat-6771	10	4	that	that	SCONJ
easat-6771	10	5	performance	performance	NOUN
easat-6771	10	6	expectancy	expectancy	NOUN
easat-6771	10	7	,	,	PUNCT
easat-6771	10	8	social	social	ADJ
easat-6771	10	9	influence	influence	NOUN
easat-6771	10	10	,	,	PUNCT
easat-6771	10	11	facilitating	facilitate	VERB
easat-6771	10	12	conditions	condition	NOUN
easat-6771	10	13	,	,	PUNCT
easat-6771	10	14	price	price	NOUN
easat-6771	10	15	value	value	NOUN
easat-6771	10	16	,	,	PUNCT
easat-6771	10	17	and	and	CCONJ
easat-6771	10	18	habit	habit	NOUN
easat-6771	10	19	significantly	significantly	ADV
easat-6771	10	20	influence	influence	VERB
easat-6771	10	21	behavioral	behavioral	ADJ
easat-6771	10	22	intention	intention	NOUN
easat-6771	10	23	.	.	PUNCT
easat-6771	11	1	behavioral	behavioral	ADJ
easat-6771	11	2	intention	intention	NOUN
easat-6771	11	3	strongly	strongly	ADV
easat-6771	11	4	affects	affect	VERB
easat-6771	11	5	actual	actual	ADJ
easat-6771	11	6	usage	usage	NOUN
easat-6771	11	7	behavior	behavior	NOUN
easat-6771	11	8	.	.	PUNCT
easat-6771	12	1	importantly	importantly	ADV
easat-6771	12	2	,	,	PUNCT
easat-6771	12	3	customer	customer	NOUN
easat-6771	12	4	involvement	involvement	NOUN
easat-6771	12	5	significantly	significantly	ADV
easat-6771	12	6	moderates	moderate	VERB
easat-6771	12	7	this	this	DET
easat-6771	12	8	relationship	relationship	NOUN
easat-6771	12	9	,	,	PUNCT
easat-6771	12	10	amplifying	amplify	VERB
easat-6771	12	11	the	the	DET
easat-6771	12	12	impact	impact	NOUN
easat-6771	12	13	of	of	ADP
easat-6771	12	14	behavioral	behavioral	ADJ
easat-6771	12	15	intention	intention	NOUN
easat-6771	12	16	on	on	ADP
easat-6771	12	17	usage	usage	NOUN
easat-6771	12	18	,	,	PUNCT
easat-6771	12	19	and	and	CCONJ
easat-6771	12	20	also	also	ADV
easat-6771	12	21	serves	serve	VERB
easat-6771	12	22	as	as	ADP
easat-6771	12	23	a	a	DET
easat-6771	12	24	direct	direct	ADJ
easat-6771	12	25	predictor	predictor	NOUN
easat-6771	12	26	.	.	PUNCT
easat-6771	13	1	the	the	DET
easat-6771	13	2	study	study	NOUN
easat-6771	13	3	concludes	conclude	VERB
easat-6771	13	4	that	that	SCONJ
easat-6771	13	5	customer	customer	NOUN
easat-6771	13	6	involvement	involvement	NOUN
easat-6771	13	7	enhances	enhance	VERB
easat-6771	13	8	the	the	DET
easat-6771	13	9	consistency	consistency	NOUN
easat-6771	13	10	of	of	ADP
easat-6771	13	11	digital	digital	ADJ
easat-6771	13	12	service	service	NOUN
easat-6771	13	13	use	use	NOUN
easat-6771	13	14	.	.	PUNCT
easat-6771	14	1	practically	practically	ADV
easat-6771	14	2	,	,	PUNCT
easat-6771	14	3	the	the	DET
easat-6771	14	4	results	result	NOUN
easat-6771	14	5	suggest	suggest	VERB
easat-6771	14	6	that	that	SCONJ
easat-6771	14	7	banks	bank	NOUN
easat-6771	14	8	should	should	AUX
easat-6771	14	9	personalize	personalize	VERB
easat-6771	14	10	digital	digital	ADJ
easat-6771	14	11	services	service	NOUN
easat-6771	14	12	,	,	PUNCT
easat-6771	14	13	improve	improve	VERB
easat-6771	14	14	communication	communication	NOUN
easat-6771	14	15	strategies	strategy	NOUN
easat-6771	14	16	,	,	PUNCT
easat-6771	14	17	and	and	CCONJ
easat-6771	14	18	invest	invest	VERB
easat-6771	14	19	in	in	ADP
easat-6771	14	20	digital	digital	ADJ
easat-6771	14	21	infrastructure	infrastructure	NOUN
easat-6771	14	22	to	to	PART
easat-6771	14	23	boost	boost	VERB
easat-6771	14	24	customer	customer	NOUN
easat-6771	14	25	engagement	engagement	NOUN
easat-6771	14	26	and	and	CCONJ
easat-6771	14	27	encourage	encourage	VERB
easat-6771	14	28	sustained	sustained	ADJ
easat-6771	14	29	use	use	NOUN
easat-6771	14	30	of	of	ADP
easat-6771	14	31	digital	digital	ADJ
easat-6771	14	32	banking	banking	NOUN
easat-6771	14	33	platforms	platform	NOUN
easat-6771	14	34	.	.	PUNCT
easat-6771	15	1	keywords	keyword	NOUN
easat-6771	15	2	:	:	PUNCT
easat-6771	15	3	behavioral	behavioral	ADJ
easat-6771	15	4	intention	intention	NOUN
easat-6771	15	5	,	,	PUNCT
easat-6771	15	6	customer	customer	NOUN
easat-6771	15	7	involvement	involvement	NOUN
easat-6771	15	8	,	,	PUNCT
easat-6771	15	9	digital	digital	ADJ
easat-6771	15	10	transaction	transaction	NOUN
easat-6771	15	11	services	service	NOUN
easat-6771	15	12	,	,	PUNCT
easat-6771	15	13	user	user	NOUN
easat-6771	15	14	behavior	behavior	NOUN
easat-6771	15	15	.	.	PUNCT
easat-6771	16	1	1	1	X
easat-6771	16	2	.	.	X
easat-6771	16	3	introduction	introduction	NOUN
easat-6771	16	4	digital	digital	ADJ
easat-6771	16	5	transformation	transformation	NOUN
easat-6771	16	6	in	in	ADP
easat-6771	16	7	the	the	DET
easat-6771	16	8	financial	financial	ADJ
easat-6771	16	9	industry	industry	NOUN
easat-6771	16	10	is	be	AUX
easat-6771	16	11	an	an	DET
easat-6771	16	12	inevitable	inevitable	ADJ
easat-6771	16	13	phenomenon	phenomenon	NOUN
easat-6771	16	14	in	in	ADP
easat-6771	16	15	the	the	DET
easat-6771	16	16	modern	modern	ADJ
easat-6771	16	17	era	era	NOUN
easat-6771	16	18	.	.	PUNCT
easat-6771	17	1	to	to	PART
easat-6771	17	2	address	address	VERB
easat-6771	17	3	these	these	DET
easat-6771	17	4	evolving	evolve	VERB
easat-6771	17	5	changes	change	NOUN
easat-6771	17	6	and	and	CCONJ
easat-6771	17	7	challenges	challenge	NOUN
easat-6771	17	8	,	,	PUNCT
easat-6771	17	9	banks	bank	NOUN
easat-6771	17	10	continuously	continuously	ADV
easat-6771	17	11	innovate	innovate	VERB
easat-6771	17	12	and	and	CCONJ
easat-6771	17	13	develop	develop	VERB
easat-6771	17	14	sustainable	sustainable	ADJ
easat-6771	17	15	digital	digital	ADJ
easat-6771	17	16	transaction	transaction	NOUN
easat-6771	17	17	services	service	NOUN
easat-6771	17	18	.	.	PUNCT
easat-6771	18	1	this	this	DET
easat-6771	18	2	transformation	transformation	NOUN
easat-6771	18	3	not	not	PART
easat-6771	18	4	only	only	ADV
easat-6771	18	5	aims	aim	VERB
easat-6771	18	6	to	to	PART
easat-6771	18	7	increase	increase	VERB
easat-6771	18	8	added	add	VERB
easat-6771	18	9	value	value	NOUN
easat-6771	18	10	for	for	ADP
easat-6771	18	11	customers	customer	NOUN
easat-6771	18	12	but	but	CCONJ
easat-6771	18	13	also	also	ADV
easat-6771	18	14	enhances	enhance	VERB
easat-6771	18	15	business	business	NOUN
easat-6771	18	16	process	process	NOUN
easat-6771	18	17	efficiency	efficiency	NOUN
easat-6771	18	18	and	and	CCONJ
easat-6771	18	19	drives	drive	VERB
easat-6771	18	20	banking	banking	NOUN
easat-6771	18	21	revenue	revenue	NOUN
easat-6771	18	22	growth	growth	NOUN
easat-6771	18	23	through	through	ADP
easat-6771	18	24	the	the	DET
easat-6771	18	25	optimization	optimization	NOUN
easat-6771	18	26	of	of	ADP
easat-6771	18	27	technology	technology	NOUN
easat-6771	18	28	-	-	PUNCT
easat-6771	18	29	based	base	VERB
easat-6771	18	30	services	service	NOUN
easat-6771	18	31	[	[	X
easat-6771	18	32	1	1	NUM
easat-6771	18	33	]	]	PUNCT
easat-6771	18	34	.	.	PUNCT
easat-6771	19	1	innovations	innovation	NOUN
easat-6771	19	2	in	in	ADP
easat-6771	19	3	digital	digital	ADJ
easat-6771	19	4	transaction	transaction	NOUN
easat-6771	19	5	services	service	NOUN
easat-6771	19	6	are	be	AUX
easat-6771	19	7	being	be	AUX
easat-6771	19	8	implemented	implement	VERB
easat-6771	19	9	in	in	ADP
easat-6771	19	10	alignment	alignment	NOUN
easat-6771	19	11	with	with	ADP
easat-6771	19	12	regulatory	regulatory	ADJ
easat-6771	19	13	policies	policy	NOUN
easat-6771	19	14	,	,	PUNCT
easat-6771	19	15	particularly	particularly	ADV
easat-6771	19	16	bank	bank	PROPN
easat-6771	19	17	indonesia	indonesia	PROPN
easat-6771	19	18	’s	’s	PART
easat-6771	19	19	vision	vision	NOUN
easat-6771	19	20	for	for	ADP
easat-6771	19	21	the	the	DET
easat-6771	19	22	indonesian	indonesian	ADJ
easat-6771	19	23	payment	payment	NOUN
easat-6771	19	24	system	system	NOUN
easat-6771	19	25	2025	2025	NUM
easat-6771	19	26	,	,	PUNCT
easat-6771	19	27	which	which	PRON
easat-6771	19	28	encourages	encourage	VERB
easat-6771	19	29	banks	bank	NOUN
easat-6771	19	30	to	to	PART
easat-6771	19	31	transition	transition	VERB
easat-6771	19	32	toward	toward	ADP
easat-6771	19	33	end	end	NOUN
easat-6771	19	34	-	-	PUNCT
easat-6771	19	35	to	to	ADP
easat-6771	19	36	-	-	PUNCT
easat-6771	19	37	end	end	NOUN
easat-6771	19	38	digitalization	digitalization	NOUN
easat-6771	19	39	.	.	PUNCT
easat-6771	20	1	to	to	PART
easat-6771	20	2	facilitate	facilitate	VERB
easat-6771	20	3	seamless	seamless	ADJ
easat-6771	20	4	transactions	transaction	NOUN
easat-6771	20	5	,	,	PUNCT
easat-6771	20	6	banks	bank	NOUN
easat-6771	20	7	have	have	AUX
easat-6771	20	8	introduced	introduce	VERB
easat-6771	20	9	digital	digital	ADJ
easat-6771	20	10	services	service	NOUN
easat-6771	20	11	for	for	ADP
easat-6771	20	12	retail	retail	ADJ
easat-6771	20	13	customers	customer	NOUN
easat-6771	20	14	,	,	PUNCT
easat-6771	20	15	shifting	shift	VERB
easat-6771	20	16	from	from	ADP
easat-6771	20	17	conventional	conventional	ADJ
easat-6771	20	18	banking	banking	NOUN
easat-6771	20	19	models	model	NOUN
easat-6771	20	20	to	to	ADP
easat-6771	20	21	advanced	advanced	ADJ
easat-6771	20	22	platforms	platform	NOUN
easat-6771	20	23	such	such	ADJ
easat-6771	20	24	as	as	ADP
easat-6771	20	25	short	short	ADJ
easat-6771	20	26	message	message	NOUN
easat-6771	20	27	services	service	NOUN
easat-6771	20	28	(	(	PUNCT
easat-6771	20	29	sms	sms	PROPN
easat-6771	20	30	)	)	PUNCT
easat-6771	20	31	,	,	PUNCT
easat-6771	20	32	mobile	mobile	ADJ
easat-6771	20	33	banking	banking	NOUN
easat-6771	20	34	applications	application	NOUN
easat-6771	20	35	,	,	PUNCT
easat-6771	20	36	and	and	CCONJ
easat-6771	20	37	financial	financial	ADJ
easat-6771	20	38	super	super	ADJ
easat-6771	20	39	apps	app	NOUN
easat-6771	20	40	.	.	PUNCT
easat-6771	21	1	these	these	DET
easat-6771	21	2	ongoing	ongoing	ADJ
easat-6771	21	3	innovations	innovation	NOUN
easat-6771	21	4	reflect	reflect	VERB
easat-6771	21	5	the	the	DET
easat-6771	21	6	banking	banking	NOUN
easat-6771	21	7	sector	sector	NOUN
easat-6771	21	8	's	's	PART
easat-6771	21	9	commitment	commitment	NOUN
easat-6771	21	10	to	to	ADP
easat-6771	21	11	customer	customer	NOUN
easat-6771	21	12	-	-	PUNCT
easat-6771	21	13	centric	centric	NOUN
easat-6771	21	14	features	feature	NOUN
easat-6771	21	15	that	that	PRON
easat-6771	21	16	address	address	VERB
easat-6771	21	17	users	user	NOUN
easat-6771	21	18	'	'	PART
easat-6771	21	19	needs	need	NOUN
easat-6771	21	20	and	and	CCONJ
easat-6771	21	21	daily	daily	ADJ
easat-6771	21	22	activities	activity	NOUN
easat-6771	21	23	[	[	X
easat-6771	21	24	2	2	NUM
easat-6771	21	25	]	]	PUNCT
easat-6771	21	26	.	.	PUNCT
easat-6771	22	1	digital	digital	ADJ
easat-6771	22	2	transaction	transaction	NOUN
easat-6771	22	3	services	service	NOUN
easat-6771	22	4	promote	promote	VERB
easat-6771	22	5	the	the	DET
easat-6771	22	6	concept	concept	NOUN
easat-6771	22	7	of	of	ADP
easat-6771	22	8	a	a	DET
easat-6771	22	9	“	"	PUNCT
easat-6771	22	10	bank	bank	NOUN
easat-6771	22	11	in	in	ADP
easat-6771	22	12	your	your	PRON
easat-6771	22	13	hands	hand	NOUN
easat-6771	22	14	”	"	PUNCT
easat-6771	22	15	,	,	PUNCT
easat-6771	22	16	offering	offer	VERB
easat-6771	22	17	comprehensive	comprehensive	ADJ
easat-6771	22	18	financial	financial	ADJ
easat-6771	22	19	solutions	solution	NOUN
easat-6771	22	20	.	.	PUNCT
easat-6771	23	1	customers	customer	NOUN
easat-6771	23	2	can	can	AUX
easat-6771	23	3	now	now	ADV
easat-6771	23	4	fulfill	fulfill	VERB
easat-6771	23	5	all	all	DET
easat-6771	23	6	their	their	PRON
easat-6771	23	7	financial	financial	ADJ
easat-6771	23	8	needs	need	NOUN
easat-6771	23	9	through	through	ADP
easat-6771	23	10	a	a	DET
easat-6771	23	11	single	single	ADJ
easat-6771	23	12	,	,	PUNCT
easat-6771	23	13	unified	unified	ADJ
easat-6771	23	14	application	application	NOUN
easat-6771	23	15	.	.	PUNCT
easat-6771	24	1	as	as	ADP
easat-6771	24	2	part	part	NOUN
easat-6771	24	3	of	of	ADP
easat-6771	24	4	this	this	DET
easat-6771	24	5	digital	digital	ADJ
easat-6771	24	6	transformation	transformation	NOUN
easat-6771	24	7	,	,	PUNCT
easat-6771	24	8	these	these	DET
easat-6771	24	9	services	service	NOUN
easat-6771	24	10	enable	enable	VERB
easat-6771	24	11	customers	customer	NOUN
easat-6771	24	12	to	to	PART
easat-6771	24	13	access	access	VERB
easat-6771	24	14	banking	bank	VERB
easat-6771	24	15	15	15	NUM
easat-6771	24	16	edelweiss	edelweiss	PROPN
easat-6771	24	17	applied	apply	VERB
easat-6771	24	18	science	science	NOUN
easat-6771	24	19	and	and	CCONJ
easat-6771	24	20	technology	technology	NOUN
easat-6771	24	21	issn	issn	PROPN
easat-6771	24	22	:	:	PUNCT
easat-6771	24	23	2576	2576	NUM
easat-6771	24	24	-	-	SYM
easat-6771	24	25	8484	8484	NUM
easat-6771	24	26	vol	vol	NOUN
easat-6771	24	27	.	.	PROPN
easat-6771	25	1	9	9	NUM
easat-6771	25	2	,	,	PUNCT
easat-6771	25	3	no	no	INTJ
easat-6771	25	4	.	.	NOUN
easat-6771	25	5	5	5	NUM
easat-6771	25	6	:	:	SYM
easat-6771	25	7	14	14	NUM
easat-6771	25	8	-	-	SYM
easat-6771	25	9	28	28	NUM
easat-6771	25	10	,	,	PUNCT
easat-6771	25	11	2025	2025	NUM
easat-6771	25	12	doi	doi	NOUN
easat-6771	25	13	:	:	PUNCT
easat-6771	25	14	10.55214/25768484.v9i5.6771	10.55214/25768484.v9i5.6771	NUM
easat-6771	25	15	©	©	NOUN
easat-6771	25	16	2025	2025	NUM
easat-6771	25	17	by	by	ADP
easat-6771	25	18	the	the	DET
easat-6771	25	19	authors	author	NOUN
easat-6771	25	20	;	;	PUNCT
easat-6771	25	21	licensee	licensee	PROPN
easat-6771	25	22	learning	learn	VERB
easat-6771	25	23	gate	gate	NOUN
easat-6771	25	24	platforms	platform	NOUN
easat-6771	25	25	anytime	anytime	ADV
easat-6771	25	26	and	and	CCONJ
easat-6771	25	27	anywhere	anywhere	ADV
easat-6771	25	28	.	.	PUNCT
easat-6771	26	1	financial	financial	ADJ
easat-6771	26	2	needs	need	NOUN
easat-6771	26	3	are	be	AUX
easat-6771	26	4	seamlessly	seamlessly	ADV
easat-6771	26	5	integrated	integrate	VERB
easat-6771	26	6	into	into	ADP
easat-6771	26	7	one	one	NUM
easat-6771	26	8	application	application	NOUN
easat-6771	26	9	,	,	PUNCT
easat-6771	26	10	allowing	allow	VERB
easat-6771	26	11	smooth	smooth	ADJ
easat-6771	26	12	interaction	interaction	NOUN
easat-6771	26	13	with	with	ADP
easat-6771	26	14	customers	customer	NOUN
easat-6771	26	15	'	'	PART
easat-6771	26	16	preferred	preferred	ADJ
easat-6771	26	17	digital	digital	ADJ
easat-6771	26	18	ecosystems	ecosystem	NOUN
easat-6771	26	19	for	for	ADP
easat-6771	26	20	a	a	DET
easat-6771	26	21	more	more	ADV
easat-6771	26	22	flexible	flexible	ADJ
easat-6771	26	23	and	and	CCONJ
easat-6771	26	24	practical	practical	ADJ
easat-6771	26	25	banking	banking	NOUN
easat-6771	26	26	experience	experience	NOUN
easat-6771	26	27	.	.	PUNCT
easat-6771	27	1	for	for	ADP
easat-6771	27	2	the	the	DET
easat-6771	27	3	retail	retail	ADJ
easat-6771	27	4	customer	customer	NOUN
easat-6771	27	5	segment	segment	NOUN
easat-6771	27	6	,	,	PUNCT
easat-6771	27	7	digital	digital	ADJ
easat-6771	27	8	transaction	transaction	NOUN
easat-6771	27	9	services	service	NOUN
easat-6771	27	10	aim	aim	VERB
easat-6771	27	11	not	not	PART
easat-6771	27	12	only	only	ADV
easat-6771	27	13	to	to	PART
easat-6771	27	14	boost	boost	VERB
easat-6771	27	15	banking	banking	NOUN
easat-6771	27	16	profits	profit	NOUN
easat-6771	27	17	but	but	CCONJ
easat-6771	27	18	also	also	ADV
easat-6771	27	19	to	to	PART
easat-6771	27	20	improve	improve	VERB
easat-6771	27	21	efficiency	efficiency	NOUN
easat-6771	27	22	in	in	ADP
easat-6771	27	23	allocating	allocate	VERB
easat-6771	27	24	investment	investment	NOUN
easat-6771	27	25	funds	fund	NOUN
easat-6771	27	26	for	for	ADP
easat-6771	27	27	branch	branch	NOUN
easat-6771	27	28	development	development	NOUN
easat-6771	27	29	,	,	PUNCT
easat-6771	27	30	procurement	procurement	NOUN
easat-6771	27	31	,	,	PUNCT
easat-6771	27	32	and	and	CCONJ
easat-6771	27	33	maintenance	maintenance	NOUN
easat-6771	27	34	of	of	ADP
easat-6771	27	35	physical	physical	ADJ
easat-6771	27	36	infrastructure	infrastructure	NOUN
easat-6771	27	37	like	like	ADP
easat-6771	27	38	atms	atms	PROPN
easat-6771	27	39	,	,	PUNCT
easat-6771	27	40	edc	edc	PROPN
easat-6771	27	41	machines	machine	NOUN
easat-6771	27	42	,	,	PUNCT
easat-6771	27	43	and	and	CCONJ
easat-6771	27	44	payment	payment	NOUN
easat-6771	27	45	cards	card	NOUN
easat-6771	27	46	.	.	PUNCT
easat-6771	28	1	furthermore	furthermore	ADV
easat-6771	28	2	,	,	PUNCT
easat-6771	28	3	these	these	DET
easat-6771	28	4	services	service	NOUN
easat-6771	28	5	encourage	encourage	VERB
easat-6771	28	6	the	the	DET
easat-6771	28	7	creation	creation	NOUN
easat-6771	28	8	of	of	ADP
easat-6771	28	9	a	a	DET
easat-6771	28	10	cashless	cashless	NOUN
easat-6771	28	11	society	society	NOUN
easat-6771	28	12	,	,	PUNCT
easat-6771	28	13	adhering	adhere	VERB
easat-6771	28	14	to	to	ADP
easat-6771	28	15	prudential	prudential	ADJ
easat-6771	28	16	banking	banking	NOUN
easat-6771	28	17	principles	principle	NOUN
easat-6771	28	18	while	while	SCONJ
easat-6771	28	19	promoting	promote	VERB
easat-6771	28	20	public	public	ADJ
easat-6771	28	21	welfare	welfare	NOUN
easat-6771	28	22	.	.	PUNCT
easat-6771	29	1	however	however	ADV
easat-6771	29	2	,	,	PUNCT
easat-6771	29	3	the	the	DET
easat-6771	29	4	development	development	NOUN
easat-6771	29	5	of	of	ADP
easat-6771	29	6	these	these	DET
easat-6771	29	7	services	service	NOUN
easat-6771	29	8	requires	require	VERB
easat-6771	29	9	substantial	substantial	ADJ
easat-6771	29	10	financial	financial	ADJ
easat-6771	29	11	investments	investment	NOUN
easat-6771	29	12	,	,	PUNCT
easat-6771	29	13	making	make	VERB
easat-6771	29	14	it	it	PRON
easat-6771	29	15	crucial	crucial	ADJ
easat-6771	29	16	that	that	SCONJ
easat-6771	29	17	they	they	PRON
easat-6771	29	18	are	be	AUX
easat-6771	29	19	fully	fully	ADV
easat-6771	29	20	utilized	utilize	VERB
easat-6771	29	21	to	to	PART
easat-6771	29	22	maximize	maximize	VERB
easat-6771	29	23	their	their	PRON
easat-6771	29	24	potential	potential	NOUN
easat-6771	29	25	.	.	PUNCT
easat-6771	30	1	data	datum	NOUN
easat-6771	30	2	from	from	ADP
easat-6771	30	3	bank	bank	PROPN
easat-6771	30	4	indonesia	indonesia	PROPN
easat-6771	30	5	in	in	ADP
easat-6771	30	6	bali	bali	PROPN
easat-6771	30	7	highlights	highlight	NOUN
easat-6771	30	8	two	two	NUM
easat-6771	30	9	banks	bank	NOUN
easat-6771	30	10	with	with	ADP
easat-6771	30	11	the	the	DET
easat-6771	30	12	highest	high	ADJ
easat-6771	30	13	number	number	NOUN
easat-6771	30	14	of	of	ADP
easat-6771	30	15	registered	register	VERB
easat-6771	30	16	users	user	NOUN
easat-6771	30	17	for	for	ADP
easat-6771	30	18	digital	digital	ADJ
easat-6771	30	19	transaction	transaction	NOUN
easat-6771	30	20	services	service	NOUN
easat-6771	30	21	:	:	PUNCT
easat-6771	30	22	one	one	NUM
easat-6771	30	23	national	national	ADJ
easat-6771	30	24	private	private	ADJ
easat-6771	30	25	commercial	commercial	ADJ
easat-6771	30	26	bank	bank	NOUN
easat-6771	30	27	(	(	PUNCT
easat-6771	30	28	busn	busn	PROPN
easat-6771	30	29	)	)	PUNCT
easat-6771	30	30	and	and	CCONJ
easat-6771	30	31	one	one	NUM
easat-6771	30	32	state	state	NOUN
easat-6771	30	33	-	-	PUNCT
easat-6771	30	34	owned	own	VERB
easat-6771	30	35	bank	bank	NOUN
easat-6771	30	36	(	(	PUNCT
easat-6771	30	37	bumn	bumn	PROPN
easat-6771	30	38	)	)	PUNCT
easat-6771	30	39	.	.	PUNCT
easat-6771	31	1	figure	figure	NOUN
easat-6771	31	2	1	1	NUM
easat-6771	31	3	illustrates	illustrate	VERB
easat-6771	31	4	a	a	DET
easat-6771	31	5	comparison	comparison	NOUN
easat-6771	31	6	of	of	ADP
easat-6771	31	7	active	active	ADJ
easat-6771	31	8	digital	digital	ADJ
easat-6771	31	9	service	service	NOUN
easat-6771	31	10	users	user	NOUN
easat-6771	31	11	,	,	PUNCT
easat-6771	31	12	showing	show	VERB
easat-6771	31	13	that	that	SCONJ
easat-6771	31	14	in	in	ADP
easat-6771	31	15	2023	2023	NUM
easat-6771	31	16	,	,	PUNCT
easat-6771	31	17	busn	busn	NOUN
easat-6771	31	18	banks	bank	NOUN
easat-6771	31	19	had	have	VERB
easat-6771	31	20	only	only	ADV
easat-6771	31	21	57	57	NUM
easat-6771	31	22	%	%	NOUN
easat-6771	31	23	of	of	ADP
easat-6771	31	24	registered	register	VERB
easat-6771	31	25	users	user	NOUN
easat-6771	31	26	actively	actively	ADV
easat-6771	31	27	using	use	VERB
easat-6771	31	28	the	the	DET
easat-6771	31	29	service	service	NOUN
easat-6771	31	30	,	,	PUNCT
easat-6771	31	31	while	while	SCONJ
easat-6771	31	32	bumn	bumn	PROPN
easat-6771	31	33	banks	bank	NOUN
easat-6771	31	34	had	have	VERB
easat-6771	31	35	a	a	DET
easat-6771	31	36	slightly	slightly	ADV
easat-6771	31	37	higher	high	ADJ
easat-6771	31	38	63	63	NUM
easat-6771	31	39	%	%	NOUN
easat-6771	31	40	of	of	ADP
easat-6771	31	41	active	active	ADJ
easat-6771	31	42	users	user	NOUN
easat-6771	31	43	[	[	X
easat-6771	31	44	3	3	NUM
easat-6771	31	45	]	]	PUNCT
easat-6771	31	46	.	.	PUNCT
easat-6771	32	1	the	the	DET
easat-6771	32	2	gap	gap	NOUN
easat-6771	32	3	between	between	ADP
easat-6771	32	4	registered	register	VERB
easat-6771	32	5	users	user	NOUN
easat-6771	32	6	and	and	CCONJ
easat-6771	32	7	active	active	ADJ
easat-6771	32	8	users	user	NOUN
easat-6771	32	9	indicates	indicate	VERB
easat-6771	32	10	a	a	DET
easat-6771	32	11	significant	significant	ADJ
easat-6771	32	12	opportunity	opportunity	NOUN
easat-6771	32	13	for	for	ADP
easat-6771	32	14	further	further	ADJ
easat-6771	32	15	research	research	NOUN
easat-6771	32	16	into	into	ADP
easat-6771	32	17	customer	customer	NOUN
easat-6771	32	18	engagement	engagement	NOUN
easat-6771	32	19	and	and	CCONJ
easat-6771	32	20	adoption	adoption	NOUN
easat-6771	32	21	of	of	ADP
easat-6771	32	22	digital	digital	ADJ
easat-6771	32	23	transaction	transaction	NOUN
easat-6771	32	24	services	service	NOUN
easat-6771	32	25	.	.	PUNCT
easat-6771	33	1	figure	figure	NOUN
easat-6771	33	2	1	1	NUM
easat-6771	33	3	.	.	PUNCT
easat-6771	33	4	comparison	comparison	NOUN
easat-6771	33	5	of	of	ADP
easat-6771	33	6	registered	register	VERB
easat-6771	33	7	user	user	NOUN
easat-6771	33	8	and	and	CCONJ
easat-6771	33	9	active	active	ADJ
easat-6771	33	10	users	user	NOUN
easat-6771	33	11	of	of	ADP
easat-6771	33	12	digital	digital	ADJ
easat-6771	33	13	transaction	transaction	NOUN
easat-6771	33	14	services	service	NOUN
easat-6771	33	15	in	in	ADP
easat-6771	33	16	bumn	bumn	PROPN
easat-6771	33	17	and	and	CCONJ
easat-6771	33	18	busn	busn	PROPN
easat-6771	33	19	bankssource	bankssource	NOUN
easat-6771	33	20	:	:	PUNCT
easat-6771	33	21	corporate	corporate	ADJ
easat-6771	33	22	presentation	presentation	NOUN
easat-6771	33	23	of	of	ADP
easat-6771	33	24	bumn	bumn	PROPN
easat-6771	33	25	bank	bank	PROPN
easat-6771	33	26	,	,	PUNCT
easat-6771	33	27	2024	2024	NUM
easat-6771	34	1	[	[	X
easat-6771	34	2	3	3	NUM
easat-6771	34	3	]	]	PUNCT
easat-6771	34	4	.	.	PUNCT
easat-6771	35	1	previous	previous	ADJ
easat-6771	35	2	research	research	NOUN
easat-6771	35	3	has	have	AUX
easat-6771	35	4	extensively	extensively	ADV
easat-6771	35	5	explored	explore	VERB
easat-6771	35	6	the	the	DET
easat-6771	35	7	use	use	NOUN
easat-6771	35	8	of	of	ADP
easat-6771	35	9	high	high	ADJ
easat-6771	35	10	-	-	PUNCT
easat-6771	35	11	risk	risk	NOUN
easat-6771	35	12	technology	technology	NOUN
easat-6771	35	13	products	product	NOUN
easat-6771	35	14	,	,	PUNCT
easat-6771	35	15	particularly	particularly	ADV
easat-6771	35	16	digital	digital	ADJ
easat-6771	35	17	transaction	transaction	NOUN
easat-6771	35	18	services	service	NOUN
easat-6771	35	19	.	.	PUNCT
easat-6771	36	1	the	the	DET
easat-6771	36	2	theory	theory	NOUN
easat-6771	36	3	of	of	ADP
easat-6771	36	4	reasoned	reason	VERB
easat-6771	36	5	action	action	NOUN
easat-6771	36	6	(	(	PUNCT
easat-6771	36	7	tra	tra	NOUN
easat-6771	36	8	)	)	PUNCT
easat-6771	36	9	posits	posit	NOUN
easat-6771	36	10	that	that	PRON
easat-6771	36	11	attitudes	attitude	NOUN
easat-6771	36	12	toward	toward	ADP
easat-6771	36	13	behavior	behavior	NOUN
easat-6771	36	14	and	and	CCONJ
easat-6771	36	15	subjective	subjective	ADJ
easat-6771	36	16	norms	norm	NOUN
easat-6771	36	17	play	play	VERB
easat-6771	36	18	a	a	DET
easat-6771	36	19	pivotal	pivotal	ADJ
easat-6771	36	20	role	role	NOUN
easat-6771	36	21	in	in	ADP
easat-6771	36	22	determining	determine	VERB
easat-6771	36	23	intentions	intention	NOUN
easat-6771	36	24	and	and	CCONJ
easat-6771	36	25	behaviors	behavior	NOUN
easat-6771	36	26	[	[	X
easat-6771	36	27	4	4	NUM
easat-6771	36	28	]	]	X
easat-6771	36	29	building	build	VERB
easat-6771	36	30	upon	upon	SCONJ
easat-6771	36	31	this	this	PRON
easat-6771	36	32	,	,	PUNCT
easat-6771	36	33	the	the	DET
easat-6771	36	34	theory	theory	NOUN
easat-6771	36	35	of	of	ADP
easat-6771	36	36	planned	plan	VERB
easat-6771	36	37	behavior	behavior	NOUN
easat-6771	36	38	(	(	PUNCT
easat-6771	36	39	tpb	tpb	NOUN
easat-6771	36	40	)	)	PUNCT
easat-6771	36	41	introduces	introduce	NOUN
easat-6771	36	42	perceived	perceive	VERB
easat-6771	36	43	behavioral	behavioral	ADJ
easat-6771	36	44	control	control	NOUN
easat-6771	36	45	as	as	ADP
easat-6771	36	46	an	an	DET
easat-6771	36	47	additional	additional	ADJ
easat-6771	36	48	factor	factor	NOUN
easat-6771	36	49	influencing	influence	VERB
easat-6771	36	50	intentions	intention	NOUN
easat-6771	36	51	and	and	CCONJ
easat-6771	36	52	behaviors	behavior	NOUN
easat-6771	36	53	[	[	X
easat-6771	36	54	5	5	NUM
easat-6771	36	55	]	]	PUNCT
easat-6771	36	56	.	.	PUNCT
easat-6771	37	1	the	the	DET
easat-6771	37	2	technology	technology	NOUN
easat-6771	37	3	acceptance	acceptance	NOUN
easat-6771	37	4	model	model	NOUN
easat-6771	37	5	(	(	PUNCT
easat-6771	37	6	tam	tam	PROPN
easat-6771	37	7	)	)	PUNCT
easat-6771	37	8	highlights	highlight	NOUN
easat-6771	37	9	perceived	perceive	VERB
easat-6771	37	10	usefulness	usefulness	NOUN
easat-6771	37	11	and	and	CCONJ
easat-6771	37	12	ease	ease	NOUN
easat-6771	37	13	of	of	ADP
easat-6771	37	14	use	use	NOUN
easat-6771	37	15	as	as	ADP
easat-6771	37	16	the	the	DET
easat-6771	37	17	primary	primary	ADJ
easat-6771	37	18	determinants	determinant	NOUN
easat-6771	37	19	of	of	ADP
easat-6771	37	20	users	user	NOUN
easat-6771	37	21	'	'	PART
easat-6771	37	22	attitudes	attitude	NOUN
easat-6771	37	23	toward	toward	ADP
easat-6771	37	24	technology	technology	NOUN
easat-6771	37	25	[	[	X
easat-6771	37	26	6	6	NUM
easat-6771	37	27	]	]	PUNCT
easat-6771	37	28	.	.	PUNCT
easat-6771	38	1	extending	extend	VERB
easat-6771	38	2	this	this	DET
easat-6771	38	3	model	model	NOUN
easat-6771	38	4	,	,	PUNCT
easat-6771	38	5	the	the	DET
easat-6771	38	6	combined	combine	VERB
easat-6771	38	7	16	16	NUM
easat-6771	38	8	edelweiss	edelweiss	PROPN
easat-6771	38	9	applied	apply	VERB
easat-6771	38	10	science	science	NOUN
easat-6771	38	11	and	and	CCONJ
easat-6771	38	12	technology	technology	NOUN
easat-6771	38	13	issn	issn	PROPN
easat-6771	38	14	:	:	PUNCT
easat-6771	38	15	2576	2576	NUM
easat-6771	38	16	-	-	SYM
easat-6771	38	17	8484	8484	NUM
easat-6771	38	18	vol	vol	NOUN
easat-6771	38	19	.	.	PROPN
easat-6771	39	1	9	9	NUM
easat-6771	39	2	,	,	PUNCT
easat-6771	39	3	no	no	INTJ
easat-6771	39	4	.	.	NOUN
easat-6771	39	5	5	5	NUM
easat-6771	39	6	:	:	SYM
easat-6771	39	7	14	14	NUM
easat-6771	39	8	-	-	SYM
easat-6771	39	9	28	28	NUM
easat-6771	39	10	,	,	PUNCT
easat-6771	39	11	2025	2025	NUM
easat-6771	39	12	doi	doi	NOUN
easat-6771	39	13	:	:	PUNCT
easat-6771	39	14	10.55214/25768484.v9i5.6771	10.55214/25768484.v9i5.6771	NUM
easat-6771	39	15	©	©	NOUN
easat-6771	39	16	2025	2025	NUM
easat-6771	39	17	by	by	ADP
easat-6771	39	18	the	the	DET
easat-6771	39	19	authors	author	NOUN
easat-6771	39	20	;	;	PUNCT
easat-6771	39	21	licensee	licensee	PROPN
easat-6771	39	22	learning	learn	VERB
easat-6771	39	23	gate	gate	PROPN
easat-6771	39	24	tam	tam	PROPN
easat-6771	39	25	and	and	CCONJ
easat-6771	39	26	tpb	tpb	NOUN
easat-6771	39	27	(	(	PUNCT
easat-6771	39	28	c	c	NOUN
easat-6771	39	29	-	-	PUNCT
easat-6771	39	30	tam	tam	NOUN
easat-6771	39	31	-	-	PUNCT
easat-6771	39	32	tpb	tpb	NOUN
easat-6771	39	33	)	)	PUNCT
easat-6771	39	34	integrates	integrate	NOUN
easat-6771	39	35	tpb	tpb	NOUN
easat-6771	39	36	predictors	predictor	NOUN
easat-6771	39	37	with	with	ADP
easat-6771	39	38	tam	tam	NOUN
easat-6771	39	39	constructs	construct	NOUN
easat-6771	39	40	to	to	PART
easat-6771	39	41	form	form	VERB
easat-6771	39	42	a	a	DET
easat-6771	39	43	hybrid	hybrid	ADJ
easat-6771	39	44	framework	framework	NOUN
easat-6771	40	1	[	[	X
easat-6771	40	2	7	7	NUM
easat-6771	40	3	]	]	PUNCT
easat-6771	40	4	.	.	PUNCT
easat-6771	41	1	furthermore	furthermore	ADV
easat-6771	41	2	,	,	PUNCT
easat-6771	41	3	the	the	DET
easat-6771	41	4	motivational	motivational	ADJ
easat-6771	41	5	model	model	NOUN
easat-6771	41	6	(	(	PUNCT
easat-6771	41	7	mm	mm	NOUN
easat-6771	41	8	)	)	PUNCT
easat-6771	41	9	examines	examine	VERB
easat-6771	41	10	how	how	SCONJ
easat-6771	41	11	users	user	NOUN
easat-6771	41	12	perceive	perceive	VERB
easat-6771	41	13	technology	technology	NOUN
easat-6771	41	14	in	in	ADP
easat-6771	41	15	terms	term	NOUN
easat-6771	41	16	of	of	ADP
easat-6771	41	17	achieving	achieve	VERB
easat-6771	41	18	desired	desire	VERB
easat-6771	41	19	outcomes	outcome	NOUN
easat-6771	42	1	[	[	X
easat-6771	42	2	8	8	NUM
easat-6771	42	3	]	]	PUNCT
easat-6771	42	4	while	while	SCONJ
easat-6771	42	5	the	the	DET
easat-6771	42	6	model	model	NOUN
easat-6771	42	7	of	of	ADP
easat-6771	42	8	personal	personal	ADJ
easat-6771	42	9	computer	computer	NOUN
easat-6771	42	10	utilization	utilization	NOUN
easat-6771	42	11	(	(	PUNCT
easat-6771	42	12	mpcu	mpcu	NOUN
easat-6771	42	13	)	)	PUNCT
easat-6771	42	14	emphasizes	emphasize	VERB
easat-6771	42	15	users	user	NOUN
easat-6771	42	16	'	'	PART
easat-6771	42	17	beliefs	belief	NOUN
easat-6771	42	18	that	that	SCONJ
easat-6771	42	19	technology	technology	NOUN
easat-6771	42	20	enhances	enhance	VERB
easat-6771	42	21	job	job	NOUN
easat-6771	42	22	performance	performance	NOUN
easat-6771	42	23	[	[	X
easat-6771	42	24	9	9	NUM
easat-6771	42	25	]	]	PUNCT
easat-6771	42	26	.	.	PUNCT
easat-6771	43	1	the	the	DET
easat-6771	43	2	innovation	innovation	NOUN
easat-6771	43	3	diffusion	diffusion	NOUN
easat-6771	43	4	theory	theory	NOUN
easat-6771	43	5	(	(	PUNCT
easat-6771	43	6	idt	idt	PROPN
easat-6771	43	7	)	)	PUNCT
easat-6771	43	8	explores	explore	NOUN
easat-6771	43	9	how	how	SCONJ
easat-6771	43	10	innovations	innovation	NOUN
easat-6771	43	11	are	be	AUX
easat-6771	43	12	perceived	perceive	VERB
easat-6771	43	13	as	as	ADP
easat-6771	43	14	improvements	improvement	NOUN
easat-6771	43	15	over	over	ADP
easat-6771	43	16	their	their	PRON
easat-6771	43	17	predecessors	predecessor	NOUN
easat-6771	43	18	[	[	X
easat-6771	43	19	10	10	NUM
easat-6771	43	20	]	]	PUNCT
easat-6771	43	21	whereas	whereas	SCONJ
easat-6771	43	22	the	the	DET
easat-6771	43	23	social	social	ADJ
easat-6771	43	24	cognitive	cognitive	ADJ
easat-6771	43	25	theory	theory	NOUN
easat-6771	43	26	(	(	PUNCT
easat-6771	43	27	sct	sct	PROPN
easat-6771	43	28	)	)	PUNCT
easat-6771	43	29	focuses	focus	VERB
easat-6771	43	30	on	on	ADP
easat-6771	43	31	the	the	DET
easat-6771	43	32	performance	performance	NOUN
easat-6771	43	33	outcomes	outcome	NOUN
easat-6771	43	34	of	of	ADP
easat-6771	43	35	behavior	behavior	NOUN
easat-6771	43	36	[	[	X
easat-6771	43	37	11	11	NUM
easat-6771	43	38	]	]	PUNCT
easat-6771	43	39	.	.	PUNCT
easat-6771	44	1	in	in	ADP
easat-6771	44	2	2003	2003	NUM
easat-6771	44	3	,	,	PUNCT
easat-6771	44	4	venkatesh	venkatesh	PROPN
easat-6771	44	5	,	,	PUNCT
easat-6771	44	6	et	et	PROPN
easat-6771	44	7	al	al	PROPN
easat-6771	44	8	.	.	PUNCT
easat-6771	45	1	[	[	X
easat-6771	45	2	12	12	NUM
easat-6771	45	3	]	]	PUNCT
easat-6771	45	4	made	make	VERB
easat-6771	45	5	a	a	DET
easat-6771	45	6	significant	significant	ADJ
easat-6771	45	7	contribution	contribution	NOUN
easat-6771	45	8	to	to	ADP
easat-6771	45	9	technology	technology	NOUN
easat-6771	45	10	acceptance	acceptance	NOUN
easat-6771	45	11	research	research	NOUN
easat-6771	45	12	by	by	ADP
easat-6771	45	13	synthesizing	synthesize	VERB
easat-6771	45	14	eight	eight	NUM
easat-6771	45	15	existing	exist	VERB
easat-6771	45	16	models	model	NOUN
easat-6771	45	17	into	into	ADP
easat-6771	45	18	the	the	DET
easat-6771	45	19	unified	unified	ADJ
easat-6771	45	20	theory	theory	NOUN
easat-6771	45	21	of	of	ADP
easat-6771	45	22	acceptance	acceptance	NOUN
easat-6771	45	23	and	and	CCONJ
easat-6771	45	24	use	use	NOUN
easat-6771	45	25	of	of	ADP
easat-6771	45	26	technology	technology	NOUN
easat-6771	45	27	(	(	PUNCT
easat-6771	45	28	utaut	utaut	NOUN
easat-6771	45	29	)	)	PUNCT
easat-6771	45	30	.	.	PUNCT
easat-6771	46	1	this	this	DET
easat-6771	46	2	model	model	NOUN
easat-6771	46	3	predicts	predict	VERB
easat-6771	46	4	behavioral	behavioral	ADJ
easat-6771	46	5	intention	intention	NOUN
easat-6771	46	6	and	and	CCONJ
easat-6771	46	7	technology	technology	NOUN
easat-6771	46	8	usage	usage	NOUN
easat-6771	46	9	in	in	ADP
easat-6771	46	10	organizational	organizational	ADJ
easat-6771	46	11	contexts	contexts	NOUN
easat-6771	46	12	,	,	PUNCT
easat-6771	46	13	focusing	focus	VERB
easat-6771	46	14	on	on	ADP
easat-6771	46	15	four	four	NUM
easat-6771	46	16	key	key	ADJ
easat-6771	46	17	variables	variable	NOUN
easat-6771	46	18	:	:	PUNCT
easat-6771	46	19	performance	performance	NOUN
easat-6771	46	20	expectancy	expectancy	NOUN
easat-6771	46	21	,	,	PUNCT
easat-6771	46	22	effort	effort	NOUN
easat-6771	46	23	expectancy	expectancy	NOUN
easat-6771	46	24	,	,	PUNCT
easat-6771	46	25	social	social	ADJ
easat-6771	46	26	influence	influence	NOUN
easat-6771	46	27	,	,	PUNCT
easat-6771	46	28	and	and	CCONJ
easat-6771	46	29	facilitating	facilitate	VERB
easat-6771	46	30	conditions	condition	NOUN
easat-6771	46	31	.	.	PUNCT
easat-6771	47	1	later	later	ADV
easat-6771	47	2	,	,	PUNCT
easat-6771	47	3	in	in	ADP
easat-6771	47	4	venkatesh	venkatesh	PROPN
easat-6771	47	5	,	,	PUNCT
easat-6771	47	6	et	et	PROPN
easat-6771	47	7	al	al	PROPN
easat-6771	47	8	.	.	PUNCT
easat-6771	48	1	[	[	X
easat-6771	48	2	13	13	NUM
easat-6771	48	3	]	]	PUNCT
easat-6771	48	4	expanded	expand	VERB
easat-6771	48	5	the	the	DET
easat-6771	48	6	framework	framework	NOUN
easat-6771	48	7	into	into	ADP
easat-6771	48	8	utaut2	utaut2	NOUN
easat-6771	48	9	,	,	PUNCT
easat-6771	48	10	adapting	adapt	VERB
easat-6771	48	11	it	it	PRON
easat-6771	48	12	for	for	ADP
easat-6771	48	13	consumer	consumer	NOUN
easat-6771	48	14	contexts	context	NOUN
easat-6771	48	15	by	by	ADP
easat-6771	48	16	adding	add	VERB
easat-6771	48	17	three	three	NUM
easat-6771	48	18	new	new	ADJ
easat-6771	48	19	variables	variable	NOUN
easat-6771	48	20	:	:	PUNCT
easat-6771	48	21	hedonic	hedonic	ADJ
easat-6771	48	22	motivation	motivation	NOUN
easat-6771	48	23	,	,	PUNCT
easat-6771	48	24	price	price	NOUN
easat-6771	48	25	value	value	NOUN
easat-6771	48	26	,	,	PUNCT
easat-6771	48	27	and	and	CCONJ
easat-6771	48	28	habit	habit	NOUN
easat-6771	48	29	.	.	PUNCT
easat-6771	49	1	this	this	DET
easat-6771	49	2	enhancement	enhancement	NOUN
easat-6771	49	3	improved	improve	VERB
easat-6771	49	4	the	the	DET
easat-6771	49	5	model	model	NOUN
easat-6771	49	6	's	's	PART
easat-6771	49	7	explanatory	explanatory	ADJ
easat-6771	49	8	power	power	NOUN
easat-6771	49	9	,	,	PUNCT
easat-6771	49	10	increasing	increase	VERB
easat-6771	49	11	the	the	DET
easat-6771	49	12	prediction	prediction	NOUN
easat-6771	49	13	of	of	ADP
easat-6771	49	14	behavioral	behavioral	ADJ
easat-6771	49	15	intention	intention	NOUN
easat-6771	49	16	from	from	ADP
easat-6771	49	17	56	56	NUM
easat-6771	49	18	%	%	NOUN
easat-6771	49	19	to	to	PART
easat-6771	49	20	74	74	NUM
easat-6771	49	21	%	%	NOUN
easat-6771	49	22	and	and	CCONJ
easat-6771	49	23	technology	technology	NOUN
easat-6771	49	24	usage	usage	NOUN
easat-6771	49	25	behavior	behavior	NOUN
easat-6771	49	26	from	from	ADP
easat-6771	49	27	40	40	NUM
easat-6771	49	28	%	%	NOUN
easat-6771	49	29	to	to	ADP
easat-6771	49	30	52	52	NUM
easat-6771	49	31	%	%	NOUN
easat-6771	49	32	[	[	X
easat-6771	49	33	13	13	NUM
easat-6771	49	34	]	]	PUNCT
easat-6771	49	35	.	.	PUNCT
easat-6771	50	1	performance	performance	NOUN
easat-6771	50	2	expectancy	expectancy	NOUN
easat-6771	50	3	is	be	AUX
easat-6771	50	4	defined	define	VERB
easat-6771	50	5	as	as	ADP
easat-6771	50	6	the	the	DET
easat-6771	50	7	extent	extent	NOUN
easat-6771	50	8	to	to	PART
easat-6771	50	9	which	which	PRON
easat-6771	50	10	an	an	DET
easat-6771	50	11	individual	individual	NOUN
easat-6771	50	12	believes	believe	VERB
easat-6771	50	13	that	that	SCONJ
easat-6771	50	14	using	use	VERB
easat-6771	50	15	digital	digital	ADJ
easat-6771	50	16	transaction	transaction	NOUN
easat-6771	50	17	services	service	NOUN
easat-6771	50	18	will	will	AUX
easat-6771	50	19	provide	provide	VERB
easat-6771	50	20	benefits	benefit	NOUN
easat-6771	50	21	in	in	ADP
easat-6771	50	22	performing	perform	VERB
easat-6771	50	23	banking	banking	NOUN
easat-6771	50	24	activities	activity	NOUN
easat-6771	50	25	[	[	X
easat-6771	50	26	12	12	NUM
easat-6771	50	27	]	]	PUNCT
easat-6771	50	28	.	.	PUNCT
easat-6771	51	1	in	in	ADP
easat-6771	51	2	odei	odei	NOUN
easat-6771	51	3	-	-	PUNCT
easat-6771	51	4	appiah	appiah	PROPN
easat-6771	51	5	,	,	PUNCT
easat-6771	51	6	et	et	PROPN
easat-6771	51	7	al	al	PROPN
easat-6771	51	8	.	.	PUNCT
easat-6771	52	1	[	[	X
easat-6771	52	2	14	14	NUM
easat-6771	52	3	]	]	PUNCT
easat-6771	52	4	conducted	conduct	VERB
easat-6771	52	5	a	a	DET
easat-6771	52	6	study	study	NOUN
easat-6771	52	7	in	in	ADP
easat-6771	52	8	ghana	ghana	PROPN
easat-6771	52	9	,	,	PUNCT
easat-6771	52	10	africa	africa	PROPN
easat-6771	52	11	,	,	PUNCT
easat-6771	52	12	and	and	CCONJ
easat-6771	52	13	found	find	VERB
easat-6771	52	14	that	that	SCONJ
easat-6771	52	15	performance	performance	NOUN
easat-6771	52	16	expectancy	expectancy	NOUN
easat-6771	52	17	positively	positively	ADV
easat-6771	52	18	and	and	CCONJ
easat-6771	52	19	significantly	significantly	ADV
easat-6771	52	20	influences	influence	VERB
easat-6771	52	21	behavioral	behavioral	ADJ
easat-6771	52	22	intention	intention	NOUN
easat-6771	52	23	to	to	PART
easat-6771	52	24	use	use	VERB
easat-6771	52	25	fintech	fintech	NOUN
easat-6771	52	26	.	.	PUNCT
easat-6771	53	1	similarly	similarly	ADV
easat-6771	53	2	,	,	PUNCT
easat-6771	53	3	in	in	ADP
easat-6771	53	4	bhatnagr	bhatnagr	NOUN
easat-6771	53	5	and	and	CCONJ
easat-6771	53	6	rajesh	rajesh	PROPN
easat-6771	53	7	[	[	X
easat-6771	53	8	15	15	NUM
easat-6771	53	9	]	]	X
easat-6771	53	10	examined	examine	VERB
easat-6771	53	11	neobanking	neobanke	VERB
easat-6771	53	12	services	service	NOUN
easat-6771	53	13	in	in	ADP
easat-6771	53	14	delhi	delhi	PROPN
easat-6771	53	15	ncr	ncr	PROPN
easat-6771	53	16	,	,	PUNCT
easat-6771	53	17	india	india	PROPN
easat-6771	53	18	,	,	PUNCT
easat-6771	53	19	and	and	CCONJ
easat-6771	53	20	discovered	discover	VERB
easat-6771	53	21	that	that	SCONJ
easat-6771	53	22	performance	performance	NOUN
easat-6771	53	23	expectancy	expectancy	NOUN
easat-6771	53	24	significantly	significantly	ADV
easat-6771	53	25	impacts	impact	VERB
easat-6771	53	26	the	the	DET
easat-6771	53	27	intention	intention	NOUN
easat-6771	53	28	to	to	PART
easat-6771	53	29	use	use	VERB
easat-6771	53	30	neobanking	neobanke	VERB
easat-6771	53	31	services	service	NOUN
easat-6771	53	32	.	.	PUNCT
easat-6771	54	1	however	however	ADV
easat-6771	54	2	,	,	PUNCT
easat-6771	54	3	a	a	DET
easat-6771	54	4	different	different	ADJ
easat-6771	54	5	result	result	NOUN
easat-6771	54	6	was	be	AUX
easat-6771	54	7	found	find	VERB
easat-6771	54	8	in	in	ADP
easat-6771	54	9	a	a	DET
easat-6771	54	10	study	study	NOUN
easat-6771	54	11	by	by	ADP
easat-6771	54	12	de	de	PROPN
easat-6771	54	13	blanes	blanes	PROPN
easat-6771	54	14	sebastián	sebastián	PROPN
easat-6771	54	15	,	,	PUNCT
easat-6771	54	16	et	et	PROPN
easat-6771	54	17	al	al	PROPN
easat-6771	54	18	.	.	PUNCT
easat-6771	55	1	[	[	X
easat-6771	55	2	16	16	NUM
easat-6771	55	3	]	]	PUNCT
easat-6771	55	4	in	in	ADP
easat-6771	55	5	madrid	madrid	PROPN
easat-6771	55	6	,	,	PUNCT
easat-6771	55	7	spain	spain	PROPN
easat-6771	55	8	,	,	PUNCT
easat-6771	55	9	which	which	PRON
easat-6771	55	10	revealed	reveal	VERB
easat-6771	55	11	that	that	SCONJ
easat-6771	55	12	performance	performance	NOUN
easat-6771	55	13	expectancy	expectancy	NOUN
easat-6771	55	14	had	have	VERB
easat-6771	55	15	no	no	DET
easat-6771	55	16	effect	effect	NOUN
easat-6771	55	17	on	on	ADP
easat-6771	55	18	the	the	DET
easat-6771	55	19	intention	intention	NOUN
easat-6771	55	20	to	to	PART
easat-6771	55	21	use	use	VERB
easat-6771	55	22	the	the	DET
easat-6771	55	23	bizum	bizum	PROPN
easat-6771	55	24	mobile	mobile	ADJ
easat-6771	55	25	payment	payment	NOUN
easat-6771	55	26	platform	platform	NOUN
easat-6771	55	27	.	.	PUNCT
easat-6771	56	1	effort	effort	NOUN
easat-6771	56	2	expectancy	expectancy	NOUN
easat-6771	56	3	is	be	AUX
easat-6771	56	4	defined	define	VERB
easat-6771	56	5	as	as	ADP
easat-6771	56	6	the	the	DET
easat-6771	56	7	degree	degree	NOUN
easat-6771	56	8	of	of	ADP
easat-6771	56	9	ease	ease	NOUN
easat-6771	56	10	associated	associate	VERB
easat-6771	56	11	with	with	ADP
easat-6771	56	12	the	the	DET
easat-6771	56	13	use	use	NOUN
easat-6771	56	14	of	of	ADP
easat-6771	56	15	digital	digital	ADJ
easat-6771	56	16	transaction	transaction	NOUN
easat-6771	56	17	services	service	NOUN
easat-6771	56	18	[	[	X
easat-6771	56	19	12	12	NUM
easat-6771	56	20	]	]	PUNCT
easat-6771	56	21	.	.	PUNCT
easat-6771	57	1	a	a	DET
easat-6771	57	2	study	study	NOUN
easat-6771	57	3	conducted	conduct	VERB
easat-6771	57	4	in	in	ADP
easat-6771	57	5	iran	iran	PROPN
easat-6771	57	6	[	[	X
easat-6771	57	7	17	17	NUM
easat-6771	57	8	]	]	PUNCT
easat-6771	57	9	and	and	CCONJ
easat-6771	57	10	found	find	VERB
easat-6771	57	11	that	that	DET
easat-6771	57	12	effort	effort	NOUN
easat-6771	57	13	expectancy	expectancy	NOUN
easat-6771	57	14	had	have	VERB
easat-6771	57	15	a	a	DET
easat-6771	57	16	positive	positive	ADJ
easat-6771	57	17	and	and	CCONJ
easat-6771	57	18	significant	significant	ADJ
easat-6771	57	19	influence	influence	NOUN
easat-6771	57	20	on	on	ADP
easat-6771	57	21	the	the	DET
easat-6771	57	22	intention	intention	NOUN
easat-6771	57	23	to	to	PART
easat-6771	57	24	adopt	adopt	VERB
easat-6771	57	25	mobile	mobile	ADJ
easat-6771	57	26	banking	banking	NOUN
easat-6771	57	27	.	.	PUNCT
easat-6771	58	1	similarly	similarly	ADV
easat-6771	58	2	,	,	PUNCT
easat-6771	58	3	a	a	DET
easat-6771	58	4	study	study	NOUN
easat-6771	58	5	in	in	ADP
easat-6771	58	6	malaysia	malaysia	PROPN
easat-6771	58	7	[	[	X
easat-6771	58	8	18	18	NUM
easat-6771	58	9	]	]	PUNCT
easat-6771	58	10	revealed	reveal	VERB
easat-6771	58	11	that	that	SCONJ
easat-6771	58	12	effort	effort	NOUN
easat-6771	58	13	expectancy	expectancy	NOUN
easat-6771	58	14	positively	positively	ADV
easat-6771	58	15	and	and	CCONJ
easat-6771	58	16	significantly	significantly	ADV
easat-6771	58	17	impacted	impact	VERB
easat-6771	58	18	behavioral	behavioral	ADJ
easat-6771	58	19	intention	intention	NOUN
easat-6771	58	20	to	to	PART
easat-6771	58	21	use	use	VERB
easat-6771	58	22	fintech	fintech	NOUN
easat-6771	58	23	.	.	PUNCT
easat-6771	59	1	however	however	ADV
easat-6771	59	2	,	,	PUNCT
easat-6771	59	3	a	a	DET
easat-6771	59	4	study	study	NOUN
easat-6771	59	5	jegerson	jegerson	NOUN
easat-6771	59	6	in	in	ADP
easat-6771	59	7	the	the	DET
easat-6771	59	8	united	united	PROPN
easat-6771	59	9	arab	arab	PROPN
easat-6771	59	10	emirates	emirates	PROPN
easat-6771	59	11	[	[	X
easat-6771	59	12	19	19	NUM
easat-6771	59	13	]	]	PUNCT
easat-6771	59	14	found	find	VERB
easat-6771	59	15	different	different	ADJ
easat-6771	59	16	results	result	NOUN
easat-6771	59	17	,	,	PUNCT
easat-6771	59	18	indicating	indicate	VERB
easat-6771	59	19	that	that	SCONJ
easat-6771	59	20	effort	effort	NOUN
easat-6771	59	21	expectancy	expectancy	NOUN
easat-6771	59	22	did	do	AUX
easat-6771	59	23	not	not	PART
easat-6771	59	24	have	have	VERB
easat-6771	59	25	a	a	DET
easat-6771	59	26	significant	significant	ADJ
easat-6771	59	27	effect	effect	NOUN
easat-6771	59	28	on	on	ADP
easat-6771	59	29	behavioral	behavioral	ADJ
easat-6771	59	30	intention	intention	NOUN
easat-6771	59	31	to	to	PART
easat-6771	59	32	use	use	VERB
easat-6771	59	33	cryptocurrency	cryptocurrency	NOUN
easat-6771	59	34	.	.	PUNCT
easat-6771	60	1	social	social	ADJ
easat-6771	60	2	influence	influence	NOUN
easat-6771	60	3	is	be	AUX
easat-6771	60	4	defined	define	VERB
easat-6771	60	5	as	as	ADP
easat-6771	60	6	the	the	DET
easat-6771	60	7	extent	extent	NOUN
easat-6771	60	8	to	to	PART
easat-6771	60	9	which	which	PRON
easat-6771	60	10	an	an	DET
easat-6771	60	11	individual	individual	NOUN
easat-6771	60	12	perceives	perceive	VERB
easat-6771	60	13	that	that	SCONJ
easat-6771	60	14	important	important	ADJ
easat-6771	60	15	others	other	NOUN
easat-6771	60	16	believe	believe	VERB
easat-6771	60	17	they	they	PRON
easat-6771	60	18	should	should	AUX
easat-6771	60	19	use	use	VERB
easat-6771	60	20	digital	digital	ADJ
easat-6771	60	21	transaction	transaction	NOUN
easat-6771	60	22	services	service	NOUN
easat-6771	60	23	[	[	X
easat-6771	60	24	12	12	NUM
easat-6771	60	25	]	]	PUNCT
easat-6771	60	26	.	.	PUNCT
easat-6771	61	1	a	a	DET
easat-6771	61	2	study	study	NOUN
easat-6771	61	3	in	in	ADP
easat-6771	61	4	in	in	ADP
easat-6771	61	5	delhi	delhi	PROPN
easat-6771	61	6	ncr	ncr	PROPN
easat-6771	61	7	,	,	PUNCT
easat-6771	61	8	india	india	PROPN
easat-6771	61	9	[	[	X
easat-6771	61	10	15	15	NUM
easat-6771	61	11	]	]	PUNCT
easat-6771	61	12	found	find	VERB
easat-6771	61	13	that	that	SCONJ
easat-6771	61	14	social	social	ADJ
easat-6771	61	15	influence	influence	NOUN
easat-6771	61	16	significantly	significantly	ADV
easat-6771	61	17	impacts	impact	VERB
easat-6771	61	18	the	the	DET
easat-6771	61	19	intention	intention	NOUN
easat-6771	61	20	to	to	PART
easat-6771	61	21	use	use	VERB
easat-6771	61	22	neobanking	neobanke	VERB
easat-6771	61	23	services	service	NOUN
easat-6771	61	24	.	.	PUNCT
easat-6771	62	1	similarly	similarly	ADV
easat-6771	62	2	,	,	PUNCT
easat-6771	62	3	a	a	DET
easat-6771	62	4	study	study	NOUN
easat-6771	62	5	in	in	ADP
easat-6771	62	6	the	the	DET
easat-6771	62	7	united	united	PROPN
easat-6771	62	8	arab	arab	PROPN
easat-6771	62	9	emirates	emirates	PROPN
easat-6771	63	1	[	[	X
easat-6771	63	2	19	19	NUM
easat-6771	63	3	]	]	PUNCT
easat-6771	63	4	discovered	discover	VERB
easat-6771	63	5	that	that	SCONJ
easat-6771	63	6	social	social	ADJ
easat-6771	63	7	influence	influence	NOUN
easat-6771	63	8	significantly	significantly	ADV
easat-6771	63	9	affects	affect	VERB
easat-6771	63	10	behavioral	behavioral	ADJ
easat-6771	63	11	intention	intention	NOUN
easat-6771	63	12	to	to	PART
easat-6771	63	13	use	use	VERB
easat-6771	63	14	cryptocurrency	cryptocurrency	NOUN
easat-6771	63	15	.	.	PUNCT
easat-6771	64	1	however	however	ADV
easat-6771	64	2	,	,	PUNCT
easat-6771	64	3	ahmad	ahmad	PROPN
easat-6771	64	4	and	and	CCONJ
easat-6771	64	5	yahaya	yahaya	NOUN
easat-6771	65	1	[	[	X
easat-6771	65	2	18	18	NUM
easat-6771	65	3	]	]	PUNCT
easat-6771	65	4	found	find	VERB
easat-6771	65	5	contrasting	contrast	VERB
easat-6771	65	6	results	result	NOUN
easat-6771	65	7	,	,	PUNCT
easat-6771	65	8	indicating	indicate	VERB
easat-6771	65	9	that	that	SCONJ
easat-6771	65	10	social	social	ADJ
easat-6771	65	11	influence	influence	NOUN
easat-6771	65	12	does	do	AUX
easat-6771	65	13	not	not	PART
easat-6771	65	14	have	have	VERB
easat-6771	65	15	a	a	DET
easat-6771	65	16	positive	positive	ADJ
easat-6771	65	17	and	and	CCONJ
easat-6771	65	18	significant	significant	ADJ
easat-6771	65	19	effect	effect	NOUN
easat-6771	65	20	on	on	ADP
easat-6771	65	21	behavioral	behavioral	ADJ
easat-6771	65	22	intention	intention	NOUN
easat-6771	65	23	to	to	PART
easat-6771	65	24	use	use	VERB
easat-6771	65	25	fintech	fintech	NOUN
easat-6771	65	26	.	.	PUNCT
easat-6771	66	1	facilitating	facilitate	VERB
easat-6771	66	2	conditions	condition	NOUN
easat-6771	66	3	are	be	AUX
easat-6771	66	4	defined	define	VERB
easat-6771	66	5	as	as	ADP
easat-6771	66	6	the	the	DET
easat-6771	66	7	extent	extent	NOUN
easat-6771	66	8	to	to	PART
easat-6771	66	9	which	which	PRON
easat-6771	66	10	an	an	DET
easat-6771	66	11	individual	individual	NOUN
easat-6771	66	12	believes	believe	VERB
easat-6771	66	13	that	that	SCONJ
easat-6771	66	14	banking	banking	NOUN
easat-6771	66	15	and	and	CCONJ
easat-6771	66	16	technical	technical	ADJ
easat-6771	66	17	infrastructure	infrastructure	NOUN
easat-6771	66	18	exist	exist	VERB
easat-6771	66	19	to	to	PART
easat-6771	66	20	support	support	VERB
easat-6771	66	21	the	the	DET
easat-6771	66	22	use	use	NOUN
easat-6771	66	23	of	of	ADP
easat-6771	66	24	digital	digital	ADJ
easat-6771	66	25	transaction	transaction	NOUN
easat-6771	66	26	services	service	NOUN
easat-6771	66	27	[	[	X
easat-6771	66	28	12	12	NUM
easat-6771	66	29	]	]	PUNCT
easat-6771	66	30	.	.	PUNCT
easat-6771	67	1	a	a	DET
easat-6771	67	2	study	study	NOUN
easat-6771	67	3	in	in	ADP
easat-6771	67	4	malaysia	malaysia	PROPN
easat-6771	67	5	[	[	X
easat-6771	67	6	18	18	NUM
easat-6771	67	7	]	]	PUNCT
easat-6771	67	8	found	find	VERB
easat-6771	67	9	that	that	SCONJ
easat-6771	67	10	facilitating	facilitate	VERB
easat-6771	67	11	conditions	condition	NOUN
easat-6771	67	12	positively	positively	ADV
easat-6771	67	13	and	and	CCONJ
easat-6771	67	14	significantly	significantly	ADV
easat-6771	67	15	influence	influence	VERB
easat-6771	67	16	behavioral	behavioral	ADJ
easat-6771	67	17	intention	intention	NOUN
easat-6771	67	18	to	to	PART
easat-6771	67	19	use	use	VERB
easat-6771	67	20	fintech	fintech	NOUN
easat-6771	67	21	.	.	PUNCT
easat-6771	68	1	likewise	likewise	ADV
easat-6771	68	2	,	,	PUNCT
easat-6771	68	3	a	a	DET
easat-6771	68	4	study	study	NOUN
easat-6771	68	5	in	in	ADP
easat-6771	68	6	delhi	delhi	PROPN
easat-6771	68	7	ncr	ncr	PROPN
easat-6771	68	8	,	,	PUNCT
easat-6771	68	9	india	india	PROPN
easat-6771	69	1	[	[	X
easat-6771	69	2	15	15	NUM
easat-6771	69	3	]	]	PUNCT
easat-6771	69	4	found	find	VERB
easat-6771	69	5	that	that	SCONJ
easat-6771	69	6	facilitating	facilitate	VERB
easat-6771	69	7	conditions	condition	NOUN
easat-6771	69	8	significantly	significantly	ADV
easat-6771	69	9	impact	impact	VERB
easat-6771	69	10	the	the	DET
easat-6771	69	11	intention	intention	NOUN
easat-6771	69	12	to	to	PART
easat-6771	69	13	use	use	VERB
easat-6771	69	14	neobanking	neobanke	VERB
easat-6771	69	15	services	service	NOUN
easat-6771	69	16	.	.	PUNCT
easat-6771	70	1	in	in	ADP
easat-6771	70	2	contrast	contrast	NOUN
easat-6771	70	3	,	,	PUNCT
easat-6771	70	4	a	a	DET
easat-6771	70	5	study	study	NOUN
easat-6771	70	6	in	in	ADP
easat-6771	70	7	giza	giza	PROPN
easat-6771	70	8	,	,	PUNCT
easat-6771	70	9	egypt	egypt	PROPN
easat-6771	71	1	[	[	X
easat-6771	71	2	20	20	NUM
easat-6771	71	3	]	]	PUNCT
easat-6771	71	4	found	find	VERB
easat-6771	71	5	that	that	SCONJ
easat-6771	71	6	facilitating	facilitate	VERB
easat-6771	71	7	conditions	condition	NOUN
easat-6771	71	8	do	do	AUX
easat-6771	71	9	not	not	PART
easat-6771	71	10	positively	positively	ADV
easat-6771	71	11	influence	influence	VERB
easat-6771	71	12	customers	customer	NOUN
easat-6771	71	13	'	'	PART
easat-6771	71	14	intention	intention	NOUN
easat-6771	71	15	to	to	PART
easat-6771	71	16	use	use	VERB
easat-6771	71	17	e	e	NOUN
easat-6771	71	18	-	-	NOUN
easat-6771	71	19	wallets	wallet	NOUN
easat-6771	71	20	.	.	PUNCT
easat-6771	72	1	hedonic	hedonic	ADJ
easat-6771	72	2	motivation	motivation	NOUN
easat-6771	72	3	is	be	AUX
easat-6771	72	4	defined	define	VERB
easat-6771	72	5	as	as	ADP
easat-6771	72	6	the	the	DET
easat-6771	72	7	pleasure	pleasure	NOUN
easat-6771	72	8	or	or	CCONJ
easat-6771	72	9	enjoyment	enjoyment	NOUN
easat-6771	72	10	derived	derive	VERB
easat-6771	72	11	from	from	ADP
easat-6771	72	12	using	use	VERB
easat-6771	72	13	digital	digital	ADJ
easat-6771	72	14	transaction	transaction	NOUN
easat-6771	72	15	services	service	NOUN
easat-6771	72	16	[	[	X
easat-6771	72	17	13	13	NUM
easat-6771	72	18	]	]	PUNCT
easat-6771	72	19	.	.	PUNCT
easat-6771	73	1	a	a	DET
easat-6771	73	2	study	study	NOUN
easat-6771	73	3	in	in	ADP
easat-6771	73	4	iran	iran	PROPN
easat-6771	73	5	[	[	X
easat-6771	73	6	17	17	NUM
easat-6771	73	7	]	]	PUNCT
easat-6771	73	8	found	find	VERB
easat-6771	73	9	that	that	SCONJ
easat-6771	73	10	hedonic	hedonic	ADJ
easat-6771	73	11	motivation	motivation	NOUN
easat-6771	73	12	positively	positively	ADV
easat-6771	73	13	and	and	CCONJ
easat-6771	73	14	significantly	significantly	ADV
easat-6771	73	15	influences	influence	VERB
easat-6771	73	16	the	the	DET
easat-6771	73	17	intention	intention	NOUN
easat-6771	73	18	to	to	PART
easat-6771	73	19	adopt	adopt	VERB
easat-6771	73	20	mobile	mobile	ADJ
easat-6771	73	21	banking	banking	NOUN
easat-6771	73	22	.	.	PUNCT
easat-6771	74	1	similarly	similarly	ADV
easat-6771	74	2	,	,	PUNCT
easat-6771	74	3	study	study	NOUN
easat-6771	74	4	in	in	ADP
easat-6771	74	5	ghana	ghana	PROPN
easat-6771	74	6	,	,	PUNCT
easat-6771	74	7	africa	africa	PROPN
easat-6771	75	1	[	[	X
easat-6771	75	2	14	14	NUM
easat-6771	75	3	]	]	PUNCT
easat-6771	75	4	discovered	discover	VERB
easat-6771	75	5	that	that	SCONJ
easat-6771	75	6	hedonic	hedonic	ADJ
easat-6771	75	7	motivation	motivation	NOUN
easat-6771	75	8	has	have	VERB
easat-6771	75	9	a	a	DET
easat-6771	75	10	positive	positive	ADJ
easat-6771	75	11	and	and	CCONJ
easat-6771	75	12	significant	significant	ADJ
easat-6771	75	13	effect	effect	NOUN
easat-6771	75	14	on	on	ADP
easat-6771	75	15	behavioral	behavioral	ADJ
easat-6771	75	16	intention	intention	NOUN
easat-6771	75	17	to	to	PART
easat-6771	75	18	use	use	VERB
easat-6771	75	19	fintech	fintech	NOUN
easat-6771	75	20	.	.	PUNCT
easat-6771	76	1	however	however	ADV
easat-6771	76	2	,	,	PUNCT
easat-6771	76	3	study	study	NOUN
easat-6771	76	4	in	in	ADP
easat-6771	76	5	malaysia	malaysia	PROPN
easat-6771	76	6	[	[	X
easat-6771	76	7	18	18	NUM
easat-6771	76	8	]	]	PUNCT
easat-6771	76	9	found	find	VERB
easat-6771	76	10	contrasting	contrast	VERB
easat-6771	76	11	results	result	NOUN
easat-6771	76	12	,	,	PUNCT
easat-6771	76	13	indicating	indicate	VERB
easat-6771	76	14	that	that	SCONJ
easat-6771	76	15	hedonic	hedonic	ADJ
easat-6771	76	16	motivation	motivation	NOUN
easat-6771	76	17	does	do	AUX
easat-6771	76	18	not	not	PART
easat-6771	76	19	positively	positively	ADV
easat-6771	76	20	and	and	CCONJ
easat-6771	76	21	significantly	significantly	ADV
easat-6771	76	22	impact	impact	VERB
easat-6771	76	23	behavioral	behavioral	ADJ
easat-6771	76	24	intention	intention	NOUN
easat-6771	76	25	to	to	PART
easat-6771	76	26	use	use	VERB
easat-6771	76	27	fintech	fintech	NOUN
easat-6771	76	28	.	.	PUNCT
easat-6771	77	1	performance	performance	NOUN
easat-6771	77	2	expectancy	expectancy	NOUN
easat-6771	77	3	is	be	AUX
easat-6771	77	4	defined	define	VERB
easat-6771	77	5	as	as	ADP
easat-6771	77	6	the	the	DET
easat-6771	77	7	extent	extent	NOUN
easat-6771	77	8	to	to	PART
easat-6771	77	9	which	which	PRON
easat-6771	77	10	an	an	DET
easat-6771	77	11	individual	individual	NOUN
easat-6771	77	12	believes	believe	VERB
easat-6771	77	13	that	that	SCONJ
easat-6771	77	14	using	use	VERB
easat-6771	77	15	digital	digital	ADJ
easat-6771	77	16	transaction	transaction	NOUN
easat-6771	77	17	services	service	NOUN
easat-6771	77	18	will	will	AUX
easat-6771	77	19	enhance	enhance	VERB
easat-6771	77	20	the	the	DET
easat-6771	77	21	performance	performance	NOUN
easat-6771	77	22	of	of	ADP
easat-6771	77	23	banking	banking	NOUN
easat-6771	77	24	activities	activity	NOUN
easat-6771	77	25	[	[	X
easat-6771	77	26	12	12	NUM
easat-6771	77	27	]	]	PUNCT
easat-6771	77	28	.	.	PUNCT
easat-6771	78	1	a	a	DET
easat-6771	78	2	study	study	NOUN
easat-6771	78	3	in	in	ADP
easat-6771	78	4	ghana	ghana	PROPN
easat-6771	79	1	[	[	X
easat-6771	79	2	14	14	NUM
easat-6771	79	3	]	]	PUNCT
easat-6771	79	4	found	find	VERB
easat-6771	79	5	that	that	SCONJ
easat-6771	79	6	performance	performance	NOUN
easat-6771	79	7	expectancy	expectancy	NOUN
easat-6771	79	8	positively	positively	ADV
easat-6771	79	9	and	and	CCONJ
easat-6771	79	10	significantly	significantly	ADV
easat-6771	79	11	influences	influence	VERB
easat-6771	79	12	behavioral	behavioral	ADJ
easat-6771	79	13	intention	intention	NOUN
easat-6771	79	14	to	to	PART
easat-6771	79	15	use	use	VERB
easat-6771	79	16	17	17	NUM
easat-6771	79	17	edelweiss	edelweiss	PROPN
easat-6771	79	18	applied	apply	VERB
easat-6771	79	19	science	science	NOUN
easat-6771	79	20	and	and	CCONJ
easat-6771	79	21	technology	technology	NOUN
easat-6771	79	22	issn	issn	PROPN
easat-6771	79	23	:	:	PUNCT
easat-6771	79	24	2576	2576	NUM
easat-6771	79	25	-	-	SYM
easat-6771	79	26	8484	8484	NUM
easat-6771	79	27	vol	vol	NOUN
easat-6771	79	28	.	.	PROPN
easat-6771	80	1	9	9	NUM
easat-6771	80	2	,	,	PUNCT
easat-6771	80	3	no	no	INTJ
easat-6771	80	4	.	.	NOUN
easat-6771	80	5	5	5	NUM
easat-6771	80	6	:	:	SYM
easat-6771	80	7	14	14	NUM
easat-6771	80	8	-	-	SYM
easat-6771	80	9	28	28	NUM
easat-6771	80	10	,	,	PUNCT
easat-6771	80	11	2025	2025	NUM
easat-6771	80	12	doi	doi	NOUN
easat-6771	80	13	:	:	PUNCT
easat-6771	80	14	10.55214/25768484.v9i5.6771	10.55214/25768484.v9i5.6771	NUM
easat-6771	80	15	©	©	NOUN
easat-6771	80	16	2025	2025	NUM
easat-6771	80	17	by	by	ADP
easat-6771	80	18	the	the	DET
easat-6771	80	19	authors	author	NOUN
easat-6771	80	20	;	;	PUNCT
easat-6771	81	1	licensee	licensee	PROPN
easat-6771	81	2	learning	learn	VERB
easat-6771	81	3	gate	gate	PROPN
easat-6771	81	4	fintech	fintech	NOUN
easat-6771	81	5	.	.	PUNCT
easat-6771	82	1	similarly	similarly	ADV
easat-6771	82	2	,	,	PUNCT
easat-6771	82	3	an	an	DET
easat-6771	82	4	examined	examine	VERB
easat-6771	82	5	neobanking	neobanke	VERB
easat-6771	82	6	services	service	NOUN
easat-6771	82	7	in	in	ADP
easat-6771	82	8	delhi	delhi	PROPN
easat-6771	82	9	ncr	ncr	PROPN
easat-6771	82	10	,	,	PUNCT
easat-6771	82	11	india	india	PROPN
easat-6771	83	1	[	[	X
easat-6771	83	2	15	15	NUM
easat-6771	83	3	]	]	PUNCT
easat-6771	83	4	observed	observe	VERB
easat-6771	83	5	a	a	DET
easat-6771	83	6	significant	significant	ADJ
easat-6771	83	7	positive	positive	ADJ
easat-6771	83	8	impact	impact	NOUN
easat-6771	83	9	of	of	ADP
easat-6771	83	10	performance	performance	NOUN
easat-6771	83	11	expectancy	expectancy	NOUN
easat-6771	83	12	on	on	ADP
easat-6771	83	13	the	the	DET
easat-6771	83	14	intention	intention	NOUN
easat-6771	83	15	to	to	PART
easat-6771	83	16	use	use	VERB
easat-6771	83	17	neobanking	neobanke	VERB
easat-6771	83	18	services	service	NOUN
easat-6771	83	19	.	.	PUNCT
easat-6771	84	1	however	however	ADV
easat-6771	84	2	,	,	PUNCT
easat-6771	84	3	contrasting	contrast	VERB
easat-6771	84	4	findings	finding	NOUN
easat-6771	84	5	were	be	AUX
easat-6771	84	6	reported	report	VERB
easat-6771	84	7	by	by	ADP
easat-6771	84	8	de	de	PROPN
easat-6771	84	9	blanes	blanes	PROPN
easat-6771	84	10	sebastián	sebastián	PROPN
easat-6771	84	11	,	,	PUNCT
easat-6771	84	12	et	et	PROPN
easat-6771	84	13	al	al	PROPN
easat-6771	84	14	.	.	PUNCT
easat-6771	85	1	[	[	X
easat-6771	85	2	16	16	NUM
easat-6771	85	3	]	]	PUNCT
easat-6771	85	4	in	in	ADP
easat-6771	85	5	madrid	madrid	PROPN
easat-6771	85	6	,	,	PUNCT
easat-6771	85	7	spain	spain	PROPN
easat-6771	85	8	,	,	PUNCT
easat-6771	85	9	which	which	PRON
easat-6771	85	10	revealed	reveal	VERB
easat-6771	85	11	that	that	SCONJ
easat-6771	85	12	performance	performance	NOUN
easat-6771	85	13	expectancy	expectancy	NOUN
easat-6771	85	14	had	have	VERB
easat-6771	85	15	no	no	DET
easat-6771	85	16	significant	significant	ADJ
easat-6771	85	17	effect	effect	NOUN
easat-6771	85	18	on	on	ADP
easat-6771	85	19	the	the	DET
easat-6771	85	20	intention	intention	NOUN
easat-6771	85	21	to	to	PART
easat-6771	85	22	use	use	VERB
easat-6771	85	23	the	the	DET
easat-6771	85	24	bizum	bizum	PROPN
easat-6771	85	25	mobile	mobile	ADJ
easat-6771	85	26	payment	payment	NOUN
easat-6771	85	27	platform	platform	NOUN
easat-6771	85	28	.	.	PUNCT
easat-6771	86	1	effort	effort	NOUN
easat-6771	86	2	expectancy	expectancy	NOUN
easat-6771	86	3	refers	refer	VERB
easat-6771	86	4	to	to	ADP
easat-6771	86	5	the	the	DET
easat-6771	86	6	degree	degree	NOUN
easat-6771	86	7	of	of	ADP
easat-6771	86	8	ease	ease	NOUN
easat-6771	86	9	associated	associate	VERB
easat-6771	86	10	with	with	ADP
easat-6771	86	11	the	the	DET
easat-6771	86	12	use	use	NOUN
easat-6771	86	13	of	of	ADP
easat-6771	86	14	digital	digital	ADJ
easat-6771	86	15	transaction	transaction	NOUN
easat-6771	86	16	services	service	NOUN
easat-6771	86	17	[	[	X
easat-6771	86	18	12	12	NUM
easat-6771	86	19	]	]	PUNCT
easat-6771	86	20	.	.	PUNCT
easat-6771	87	1	a	a	DET
easat-6771	87	2	study	study	NOUN
easat-6771	87	3	in	in	ADP
easat-6771	87	4	iran	iran	PROPN
easat-6771	87	5	[	[	X
easat-6771	87	6	17	17	NUM
easat-6771	87	7	]	]	PUNCT
easat-6771	87	8	reported	report	VERB
easat-6771	87	9	a	a	DET
easat-6771	87	10	positive	positive	ADJ
easat-6771	87	11	and	and	CCONJ
easat-6771	87	12	significant	significant	ADJ
easat-6771	87	13	relationship	relationship	NOUN
easat-6771	87	14	between	between	ADP
easat-6771	87	15	effort	effort	NOUN
easat-6771	87	16	expectancy	expectancy	NOUN
easat-6771	87	17	and	and	CCONJ
easat-6771	87	18	the	the	DET
easat-6771	87	19	intention	intention	NOUN
easat-6771	87	20	to	to	PART
easat-6771	87	21	adopt	adopt	VERB
easat-6771	87	22	mobile	mobile	ADJ
easat-6771	87	23	banking	banking	NOUN
easat-6771	87	24	.	.	PUNCT
easat-6771	88	1	similarly	similarly	ADV
easat-6771	88	2	,	,	PUNCT
easat-6771	88	3	a	a	DET
easat-6771	88	4	study	study	NOUN
easat-6771	88	5	in	in	ADP
easat-6771	88	6	malaysia	malaysia	PROPN
easat-6771	88	7	[	[	X
easat-6771	88	8	18	18	NUM
easat-6771	88	9	]	]	PUNCT
easat-6771	88	10	found	find	VERB
easat-6771	88	11	that	that	DET
easat-6771	88	12	effort	effort	NOUN
easat-6771	88	13	expectancy	expectancy	NOUN
easat-6771	88	14	positively	positively	ADV
easat-6771	88	15	and	and	CCONJ
easat-6771	88	16	significantly	significantly	ADV
easat-6771	88	17	impacts	impact	VERB
easat-6771	88	18	behavioral	behavioral	ADJ
easat-6771	88	19	intention	intention	NOUN
easat-6771	88	20	to	to	PART
easat-6771	88	21	use	use	VERB
easat-6771	88	22	fintech	fintech	NOUN
easat-6771	88	23	.	.	PUNCT
easat-6771	89	1	in	in	ADP
easat-6771	89	2	contrast	contrast	NOUN
easat-6771	89	3	,	,	PUNCT
easat-6771	89	4	in	in	ADP
easat-6771	89	5	the	the	DET
easat-6771	89	6	united	united	PROPN
easat-6771	89	7	arab	arab	PROPN
easat-6771	89	8	emirates	emirates	PROPN
easat-6771	89	9	[	[	X
easat-6771	89	10	19	19	NUM
easat-6771	89	11	]	]	PUNCT
easat-6771	89	12	found	find	VERB
easat-6771	89	13	no	no	DET
easat-6771	89	14	significant	significant	ADJ
easat-6771	89	15	effect	effect	NOUN
easat-6771	89	16	of	of	ADP
easat-6771	89	17	effort	effort	NOUN
easat-6771	89	18	expectancy	expectancy	NOUN
easat-6771	89	19	on	on	ADP
easat-6771	89	20	behavioral	behavioral	ADJ
easat-6771	89	21	intention	intention	NOUN
easat-6771	89	22	to	to	PART
easat-6771	89	23	use	use	VERB
easat-6771	89	24	cryptocurrency	cryptocurrency	NOUN
easat-6771	89	25	,	,	PUNCT
easat-6771	89	26	indicating	indicate	VERB
easat-6771	89	27	variability	variability	NOUN
easat-6771	89	28	in	in	ADP
easat-6771	89	29	results	result	NOUN
easat-6771	89	30	across	across	ADP
easat-6771	89	31	different	different	ADJ
easat-6771	89	32	digital	digital	ADJ
easat-6771	89	33	services	service	NOUN
easat-6771	89	34	.	.	PUNCT
easat-6771	90	1	social	social	ADJ
easat-6771	90	2	influence	influence	NOUN
easat-6771	90	3	is	be	AUX
easat-6771	90	4	defined	define	VERB
easat-6771	90	5	as	as	ADP
easat-6771	90	6	the	the	DET
easat-6771	90	7	extent	extent	NOUN
easat-6771	90	8	to	to	PART
easat-6771	90	9	which	which	PRON
easat-6771	90	10	an	an	DET
easat-6771	90	11	individual	individual	NOUN
easat-6771	90	12	perceives	perceive	VERB
easat-6771	90	13	that	that	SCONJ
easat-6771	90	14	important	important	ADJ
easat-6771	90	15	others	other	NOUN
easat-6771	90	16	believe	believe	VERB
easat-6771	90	17	they	they	PRON
easat-6771	90	18	should	should	AUX
easat-6771	90	19	use	use	VERB
easat-6771	90	20	digital	digital	ADJ
easat-6771	90	21	transaction	transaction	NOUN
easat-6771	90	22	services	service	NOUN
easat-6771	90	23	[	[	X
easat-6771	90	24	12	12	NUM
easat-6771	90	25	]	]	PUNCT
easat-6771	90	26	.	.	PUNCT
easat-6771	91	1	a	a	DET
easat-6771	91	2	study	study	NOUN
easat-6771	91	3	bhatnagr	bhatnagr	NOUN
easat-6771	91	4	and	and	CCONJ
easat-6771	91	5	rajesh	rajesh	PROPN
easat-6771	92	1	[	[	X
easat-6771	92	2	15	15	NUM
easat-6771	92	3	]	]	PUNCT
easat-6771	92	4	found	find	VERB
easat-6771	92	5	that	that	SCONJ
easat-6771	92	6	social	social	ADJ
easat-6771	92	7	influence	influence	NOUN
easat-6771	92	8	significantly	significantly	ADV
easat-6771	92	9	affects	affect	VERB
easat-6771	92	10	the	the	DET
easat-6771	92	11	intention	intention	NOUN
easat-6771	92	12	to	to	PART
easat-6771	92	13	use	use	VERB
easat-6771	92	14	neobanking	neobanke	VERB
easat-6771	92	15	services	service	NOUN
easat-6771	92	16	in	in	ADP
easat-6771	92	17	delhi	delhi	PROPN
easat-6771	92	18	ncr	ncr	PROPN
easat-6771	92	19	,	,	PUNCT
easat-6771	92	20	india	india	PROPN
easat-6771	92	21	.	.	PUNCT
easat-6771	93	1	likewise	likewise	ADV
easat-6771	93	2	,	,	PUNCT
easat-6771	93	3	a	a	DET
easat-6771	93	4	study	study	NOUN
easat-6771	93	5	in	in	ADP
easat-6771	93	6	the	the	DET
easat-6771	93	7	uae	uae	PROPN
easat-6771	94	1	[	[	X
easat-6771	94	2	19	19	NUM
easat-6771	94	3	]	]	PUNCT
easat-6771	94	4	reported	report	VERB
easat-6771	94	5	that	that	SCONJ
easat-6771	94	6	social	social	ADJ
easat-6771	94	7	influence	influence	NOUN
easat-6771	94	8	plays	play	VERB
easat-6771	94	9	a	a	DET
easat-6771	94	10	significant	significant	ADJ
easat-6771	94	11	role	role	NOUN
easat-6771	94	12	in	in	ADP
easat-6771	94	13	shaping	shape	VERB
easat-6771	94	14	behavioral	behavioral	ADJ
easat-6771	94	15	intention	intention	NOUN
easat-6771	94	16	to	to	PART
easat-6771	94	17	use	use	VERB
easat-6771	94	18	cryptocurrency	cryptocurrency	NOUN
easat-6771	94	19	.	.	PUNCT
easat-6771	95	1	however	however	ADV
easat-6771	95	2	,	,	PUNCT
easat-6771	95	3	a	a	DET
easat-6771	95	4	study	study	NOUN
easat-6771	95	5	in	in	ADP
easat-6771	95	6	malaysia	malaysia	PROPN
easat-6771	95	7	[	[	X
easat-6771	95	8	18	18	NUM
easat-6771	95	9	]	]	PUNCT
easat-6771	95	10	presented	present	VERB
easat-6771	95	11	contrasting	contrast	VERB
easat-6771	95	12	results	result	NOUN
easat-6771	95	13	,	,	PUNCT
easat-6771	95	14	indicating	indicate	VERB
easat-6771	95	15	that	that	SCONJ
easat-6771	95	16	social	social	ADJ
easat-6771	95	17	influence	influence	NOUN
easat-6771	95	18	does	do	AUX
easat-6771	95	19	not	not	PART
easat-6771	95	20	significantly	significantly	ADV
easat-6771	95	21	impact	impact	VERB
easat-6771	95	22	behavioral	behavioral	ADJ
easat-6771	95	23	intention	intention	NOUN
easat-6771	95	24	to	to	PART
easat-6771	95	25	use	use	VERB
easat-6771	95	26	fintech	fintech	NOUN
easat-6771	95	27	.	.	PUNCT
easat-6771	96	1	facilitating	facilitate	VERB
easat-6771	96	2	conditions	condition	NOUN
easat-6771	96	3	are	be	AUX
easat-6771	96	4	defined	define	VERB
easat-6771	96	5	as	as	ADP
easat-6771	96	6	the	the	DET
easat-6771	96	7	degree	degree	NOUN
easat-6771	96	8	to	to	PART
easat-6771	96	9	which	which	PRON
easat-6771	96	10	an	an	DET
easat-6771	96	11	individual	individual	NOUN
easat-6771	96	12	believes	believe	VERB
easat-6771	96	13	that	that	SCONJ
easat-6771	96	14	adequate	adequate	ADJ
easat-6771	96	15	banking	banking	NOUN
easat-6771	96	16	and	and	CCONJ
easat-6771	96	17	technical	technical	ADJ
easat-6771	96	18	infrastructure	infrastructure	NOUN
easat-6771	96	19	exist	exist	VERB
easat-6771	96	20	to	to	PART
easat-6771	96	21	support	support	VERB
easat-6771	96	22	the	the	DET
easat-6771	96	23	use	use	NOUN
easat-6771	96	24	of	of	ADP
easat-6771	96	25	digital	digital	ADJ
easat-6771	96	26	transaction	transaction	NOUN
easat-6771	96	27	services	service	NOUN
easat-6771	96	28	[	[	X
easat-6771	96	29	12	12	NUM
easat-6771	96	30	]	]	PUNCT
easat-6771	96	31	.	.	PUNCT
easat-6771	97	1	a	a	DET
easat-6771	97	2	study	study	NOUN
easat-6771	97	3	in	in	ADP
easat-6771	97	4	malaysia	malaysia	PROPN
easat-6771	97	5	[	[	X
easat-6771	97	6	18	18	NUM
easat-6771	97	7	]	]	PUNCT
easat-6771	97	8	found	find	VERB
easat-6771	97	9	that	that	SCONJ
easat-6771	97	10	facilitating	facilitate	VERB
easat-6771	97	11	conditions	condition	NOUN
easat-6771	97	12	positively	positively	ADV
easat-6771	97	13	and	and	CCONJ
easat-6771	97	14	significantly	significantly	ADV
easat-6771	97	15	influence	influence	VERB
easat-6771	97	16	behavioral	behavioral	ADJ
easat-6771	97	17	intention	intention	NOUN
easat-6771	97	18	to	to	PART
easat-6771	97	19	use	use	VERB
easat-6771	97	20	fintech	fintech	NOUN
easat-6771	97	21	.	.	PUNCT
easat-6771	98	1	a	a	DET
easat-6771	98	2	study	study	NOUN
easat-6771	98	3	in	in	ADP
easat-6771	98	4	india	india	PROPN
easat-6771	98	5	[	[	X
easat-6771	98	6	15	15	NUM
easat-6771	98	7	]	]	PUNCT
easat-6771	98	8	also	also	ADV
easat-6771	98	9	reported	report	VERB
easat-6771	98	10	a	a	DET
easat-6771	98	11	significant	significant	ADJ
easat-6771	98	12	impact	impact	NOUN
easat-6771	98	13	of	of	ADP
easat-6771	98	14	facilitating	facilitate	VERB
easat-6771	98	15	conditions	condition	NOUN
easat-6771	98	16	on	on	ADP
easat-6771	98	17	the	the	DET
easat-6771	98	18	intention	intention	NOUN
easat-6771	98	19	to	to	PART
easat-6771	98	20	use	use	VERB
easat-6771	98	21	neobanking	neobanke	VERB
easat-6771	98	22	services	service	NOUN
easat-6771	98	23	.	.	PUNCT
easat-6771	99	1	conversely	conversely	ADV
easat-6771	99	2	,	,	PUNCT
easat-6771	99	3	a	a	DET
easat-6771	99	4	study	study	NOUN
easat-6771	99	5	in	in	ADP
easat-6771	99	6	giza	giza	PROPN
easat-6771	99	7	,	,	PUNCT
easat-6771	99	8	egypt	egypt	PROPN
easat-6771	100	1	[	[	X
easat-6771	100	2	20	20	NUM
easat-6771	100	3	]	]	PUNCT
easat-6771	100	4	found	find	VERB
easat-6771	100	5	no	no	DET
easat-6771	100	6	significant	significant	ADJ
easat-6771	100	7	relationship	relationship	NOUN
easat-6771	100	8	between	between	ADP
easat-6771	100	9	facilitating	facilitate	VERB
easat-6771	100	10	conditions	condition	NOUN
easat-6771	100	11	and	and	CCONJ
easat-6771	100	12	customers	customer	NOUN
easat-6771	100	13	'	'	PART
easat-6771	100	14	intention	intention	NOUN
easat-6771	100	15	to	to	PART
easat-6771	100	16	use	use	VERB
easat-6771	100	17	ewallets	ewallet	NOUN
easat-6771	100	18	.	.	PUNCT
easat-6771	101	1	hedonic	hedonic	ADJ
easat-6771	101	2	motivation	motivation	NOUN
easat-6771	101	3	is	be	AUX
easat-6771	101	4	defined	define	VERB
easat-6771	101	5	as	as	ADP
easat-6771	101	6	the	the	DET
easat-6771	101	7	pleasure	pleasure	NOUN
easat-6771	101	8	or	or	CCONJ
easat-6771	101	9	enjoyment	enjoyment	NOUN
easat-6771	101	10	derived	derive	VERB
easat-6771	101	11	from	from	ADP
easat-6771	101	12	using	use	VERB
easat-6771	101	13	digital	digital	ADJ
easat-6771	101	14	transaction	transaction	NOUN
easat-6771	101	15	services	service	NOUN
easat-6771	101	16	[	[	X
easat-6771	101	17	13	13	NUM
easat-6771	101	18	]	]	PUNCT
easat-6771	101	19	.	.	PUNCT
easat-6771	102	1	a	a	DET
easat-6771	102	2	study	study	NOUN
easat-6771	102	3	in	in	ADP
easat-6771	102	4	iran	iran	PROPN
easat-6771	102	5	[	[	X
easat-6771	102	6	17	17	NUM
easat-6771	102	7	]	]	PUNCT
easat-6771	102	8	found	find	VERB
easat-6771	102	9	that	that	SCONJ
easat-6771	102	10	hedonic	hedonic	ADJ
easat-6771	102	11	motivation	motivation	NOUN
easat-6771	102	12	positively	positively	ADV
easat-6771	102	13	and	and	CCONJ
easat-6771	102	14	significantly	significantly	ADV
easat-6771	102	15	influences	influence	VERB
easat-6771	102	16	the	the	DET
easat-6771	102	17	intention	intention	NOUN
easat-6771	102	18	to	to	PART
easat-6771	102	19	adopt	adopt	VERB
easat-6771	102	20	mobile	mobile	ADJ
easat-6771	102	21	banking	banking	NOUN
easat-6771	102	22	.	.	PUNCT
easat-6771	103	1	similarly	similarly	ADV
easat-6771	103	2	,	,	PUNCT
easat-6771	103	3	a	a	DET
easat-6771	103	4	study	study	NOUN
easat-6771	103	5	in	in	ADP
easat-6771	103	6	ghana	ghana	PROPN
easat-6771	104	1	[	[	X
easat-6771	104	2	14	14	NUM
easat-6771	104	3	]	]	PUNCT
easat-6771	104	4	reported	report	VERB
easat-6771	104	5	that	that	SCONJ
easat-6771	104	6	hedonic	hedonic	ADJ
easat-6771	104	7	motivation	motivation	NOUN
easat-6771	104	8	has	have	VERB
easat-6771	104	9	a	a	DET
easat-6771	104	10	positive	positive	ADJ
easat-6771	104	11	and	and	CCONJ
easat-6771	104	12	significant	significant	ADJ
easat-6771	104	13	effect	effect	NOUN
easat-6771	104	14	on	on	ADP
easat-6771	104	15	behavioral	behavioral	ADJ
easat-6771	104	16	intention	intention	NOUN
easat-6771	104	17	to	to	PART
easat-6771	104	18	use	use	VERB
easat-6771	104	19	fintech	fintech	NOUN
easat-6771	104	20	.	.	PUNCT
easat-6771	105	1	however	however	ADV
easat-6771	105	2	,	,	PUNCT
easat-6771	105	3	a	a	DET
easat-6771	105	4	study	study	NOUN
easat-6771	105	5	in	in	ADP
easat-6771	105	6	malaysia	malaysia	PROPN
easat-6771	105	7	[	[	X
easat-6771	105	8	18	18	NUM
easat-6771	105	9	]	]	PUNCT
easat-6771	105	10	found	find	VERB
easat-6771	105	11	conflicting	conflicting	ADJ
easat-6771	105	12	results	result	NOUN
easat-6771	105	13	,	,	PUNCT
easat-6771	105	14	indicating	indicate	VERB
easat-6771	105	15	that	that	SCONJ
easat-6771	105	16	hedonic	hedonic	ADJ
easat-6771	105	17	motivation	motivation	NOUN
easat-6771	105	18	does	do	AUX
easat-6771	105	19	not	not	PART
easat-6771	105	20	significantly	significantly	ADV
easat-6771	105	21	influence	influence	VERB
easat-6771	105	22	behavioral	behavioral	ADJ
easat-6771	105	23	intention	intention	NOUN
easat-6771	105	24	to	to	PART
easat-6771	105	25	use	use	VERB
easat-6771	105	26	fintech	fintech	NOUN
easat-6771	105	27	.	.	PUNCT
easat-6771	106	1	price	price	NOUN
easat-6771	106	2	value	value	NOUN
easat-6771	106	3	is	be	AUX
easat-6771	106	4	defined	define	VERB
easat-6771	106	5	as	as	SCONJ
easat-6771	106	6	the	the	DET
easat-6771	106	7	cognitive	cognitive	ADJ
easat-6771	106	8	trade	trade	NOUN
easat-6771	106	9	-	-	PUNCT
easat-6771	106	10	off	off	ADP
easat-6771	106	11	customers	customer	NOUN
easat-6771	106	12	make	make	VERB
easat-6771	106	13	between	between	ADP
easat-6771	106	14	the	the	DET
easat-6771	106	15	perceived	perceive	VERB
easat-6771	106	16	benefits	benefit	NOUN
easat-6771	106	17	of	of	ADP
easat-6771	106	18	digital	digital	ADJ
easat-6771	106	19	transaction	transaction	NOUN
easat-6771	106	20	services	service	NOUN
easat-6771	106	21	and	and	CCONJ
easat-6771	106	22	the	the	DET
easat-6771	106	23	monetary	monetary	ADJ
easat-6771	106	24	cost	cost	NOUN
easat-6771	106	25	of	of	ADP
easat-6771	106	26	using	use	VERB
easat-6771	106	27	them	they	PRON
easat-6771	107	1	[	[	X
easat-6771	107	2	13	13	NUM
easat-6771	107	3	]	]	PUNCT
easat-6771	107	4	.	.	PUNCT
easat-6771	108	1	a	a	DET
easat-6771	108	2	study	study	NOUN
easat-6771	108	3	in	in	ADP
easat-6771	108	4	delhi	delhi	PROPN
easat-6771	108	5	ncr	ncr	PROPN
easat-6771	108	6	,	,	PUNCT
easat-6771	108	7	india	india	PROPN
easat-6771	108	8	[	[	X
easat-6771	108	9	15	15	NUM
easat-6771	108	10	]	]	PUNCT
easat-6771	108	11	found	find	VERB
easat-6771	108	12	that	that	SCONJ
easat-6771	108	13	price	price	NOUN
easat-6771	108	14	value	value	NOUN
easat-6771	108	15	significantly	significantly	ADV
easat-6771	108	16	influences	influence	VERB
easat-6771	108	17	the	the	DET
easat-6771	108	18	intention	intention	NOUN
easat-6771	108	19	to	to	PART
easat-6771	108	20	use	use	VERB
easat-6771	108	21	neobanking	neobanke	VERB
easat-6771	108	22	services	service	NOUN
easat-6771	108	23	.	.	PUNCT
easat-6771	109	1	similarly	similarly	ADV
easat-6771	109	2	,	,	PUNCT
easat-6771	109	3	a	a	DET
easat-6771	109	4	study	study	NOUN
easat-6771	109	5	in	in	ADP
easat-6771	109	6	the	the	DET
easat-6771	109	7	united	united	PROPN
easat-6771	109	8	arab	arab	PROPN
easat-6771	109	9	emirates	emirates	PROPN
easat-6771	109	10	observed	observe	VERB
easat-6771	109	11	that	that	SCONJ
easat-6771	109	12	price	price	NOUN
easat-6771	109	13	value	value	NOUN
easat-6771	109	14	significantly	significantly	ADV
easat-6771	109	15	impacts	impact	VERB
easat-6771	109	16	behavioral	behavioral	ADJ
easat-6771	109	17	intention	intention	NOUN
easat-6771	109	18	to	to	PART
easat-6771	109	19	use	use	VERB
easat-6771	109	20	cryptocurrency	cryptocurrency	NOUN
easat-6771	109	21	.	.	PUNCT
easat-6771	110	1	however	however	ADV
easat-6771	110	2	,	,	PUNCT
easat-6771	110	3	contrasting	contrast	VERB
easat-6771	110	4	findings	finding	NOUN
easat-6771	110	5	were	be	AUX
easat-6771	110	6	reported	report	VERB
easat-6771	110	7	by	by	ADP
easat-6771	110	8	baptista	baptista	PROPN
easat-6771	110	9	and	and	CCONJ
easat-6771	110	10	oliveira	oliveira	PROPN
easat-6771	111	1	[	[	X
easat-6771	111	2	21	21	NUM
easat-6771	111	3	]	]	PUNCT
easat-6771	111	4	in	in	ADP
easat-6771	111	5	mozambique	mozambique	PROPN
easat-6771	111	6	,	,	PUNCT
easat-6771	111	7	africa	africa	PROPN
easat-6771	111	8	,	,	PUNCT
easat-6771	111	9	who	who	PRON
easat-6771	111	10	concluded	conclude	VERB
easat-6771	111	11	that	that	SCONJ
easat-6771	111	12	price	price	NOUN
easat-6771	111	13	value	value	NOUN
easat-6771	111	14	does	do	AUX
easat-6771	111	15	not	not	PART
easat-6771	111	16	positively	positively	ADV
easat-6771	111	17	influence	influence	VERB
easat-6771	111	18	behavioral	behavioral	ADJ
easat-6771	111	19	intention	intention	NOUN
easat-6771	111	20	to	to	PART
easat-6771	111	21	use	use	VERB
easat-6771	111	22	mobile	mobile	ADJ
easat-6771	111	23	banking	banking	NOUN
easat-6771	111	24	.	.	PUNCT
easat-6771	112	1	habit	habit	NOUN
easat-6771	112	2	is	be	AUX
easat-6771	112	3	defined	define	VERB
easat-6771	112	4	as	as	ADP
easat-6771	112	5	the	the	DET
easat-6771	112	6	extent	extent	NOUN
easat-6771	112	7	to	to	PART
easat-6771	112	8	which	which	PRON
easat-6771	112	9	individuals	individual	NOUN
easat-6771	112	10	perform	perform	VERB
easat-6771	112	11	a	a	DET
easat-6771	112	12	behavior	behavior	NOUN
easat-6771	112	13	automatically	automatically	ADV
easat-6771	112	14	due	due	ADJ
easat-6771	112	15	to	to	ADP
easat-6771	112	16	repeated	repeat	VERB
easat-6771	112	17	learning	learning	NOUN
easat-6771	112	18	[	[	X
easat-6771	112	19	13	13	NUM
easat-6771	112	20	]	]	PUNCT
easat-6771	112	21	.	.	PUNCT
easat-6771	113	1	a	a	DET
easat-6771	113	2	study	study	NOUN
easat-6771	113	3	in	in	ADP
easat-6771	113	4	albania	albania	PROPN
easat-6771	113	5	[	[	X
easat-6771	113	6	22	22	NUM
easat-6771	113	7	]	]	PUNCT
easat-6771	113	8	found	find	VERB
easat-6771	113	9	that	that	SCONJ
easat-6771	113	10	behavioral	behavioral	ADJ
easat-6771	113	11	intention	intention	NOUN
easat-6771	113	12	to	to	PART
easat-6771	113	13	use	use	VERB
easat-6771	113	14	mobile	mobile	ADJ
easat-6771	113	15	banking	banking	NOUN
easat-6771	113	16	is	be	AUX
easat-6771	113	17	positively	positively	ADV
easat-6771	113	18	influenced	influence	VERB
easat-6771	113	19	by	by	ADP
easat-6771	113	20	habit	habit	NOUN
easat-6771	113	21	.	.	PUNCT
easat-6771	114	1	likewise	likewise	ADV
easat-6771	114	2	,	,	PUNCT
easat-6771	114	3	a	a	DET
easat-6771	114	4	study	study	NOUN
easat-6771	114	5	in	in	ADP
easat-6771	114	6	brazil	brazil	PROPN
easat-6771	114	7	[	[	X
easat-6771	114	8	23	23	NUM
easat-6771	114	9	]	]	PUNCT
easat-6771	114	10	found	find	VERB
easat-6771	114	11	that	that	DET
easat-6771	114	12	habit	habit	NOUN
easat-6771	114	13	significantly	significantly	ADV
easat-6771	114	14	affects	affect	VERB
easat-6771	114	15	millennials	millennial	NOUN
easat-6771	114	16	'	'	PART
easat-6771	114	17	use	use	NOUN
easat-6771	114	18	of	of	ADP
easat-6771	114	19	mobile	mobile	ADJ
easat-6771	114	20	banking	banking	NOUN
easat-6771	114	21	applications	application	NOUN
easat-6771	114	22	.	.	PUNCT
easat-6771	115	1	however	however	ADV
easat-6771	115	2	,	,	PUNCT
easat-6771	115	3	a	a	DET
easat-6771	115	4	study	study	NOUN
easat-6771	115	5	in	in	ADP
easat-6771	115	6	delhi	delhi	PROPN
easat-6771	115	7	ncr	ncr	PROPN
easat-6771	115	8	,	,	PUNCT
easat-6771	115	9	india	india	PROPN
easat-6771	116	1	[	[	X
easat-6771	116	2	15	15	NUM
easat-6771	116	3	]	]	PUNCT
easat-6771	116	4	reported	report	VERB
easat-6771	116	5	that	that	SCONJ
easat-6771	116	6	while	while	SCONJ
easat-6771	116	7	habit	habit	NOUN
easat-6771	116	8	significantly	significantly	ADV
easat-6771	116	9	influences	influence	VERB
easat-6771	116	10	behavioral	behavioral	ADJ
easat-6771	116	11	intention	intention	NOUN
easat-6771	116	12	to	to	PART
easat-6771	116	13	use	use	VERB
easat-6771	116	14	neobanking	neobanke	VERB
easat-6771	116	15	services	service	NOUN
easat-6771	116	16	,	,	PUNCT
easat-6771	116	17	it	it	PRON
easat-6771	116	18	does	do	VERB
easat-6771	116	19	so	so	ADV
easat-6771	116	20	in	in	ADP
easat-6771	116	21	a	a	DET
easat-6771	116	22	negative	negative	ADJ
easat-6771	116	23	direction	direction	NOUN
easat-6771	116	24	,	,	PUNCT
easat-6771	116	25	contradicting	contradict	VERB
easat-6771	116	26	expected	expect	VERB
easat-6771	116	27	outcomes	outcome	NOUN
easat-6771	116	28	.	.	PUNCT
easat-6771	117	1	behavioral	behavioral	ADJ
easat-6771	117	2	intention	intention	NOUN
easat-6771	117	3	exists	exist	VERB
easat-6771	117	4	within	within	ADP
easat-6771	117	5	the	the	DET
easat-6771	117	6	conscious	conscious	ADJ
easat-6771	117	7	mind	mind	NOUN
easat-6771	117	8	of	of	ADP
easat-6771	117	9	consumers	consumer	NOUN
easat-6771	117	10	,	,	PUNCT
easat-6771	117	11	serving	serve	VERB
easat-6771	117	12	as	as	ADP
easat-6771	117	13	a	a	DET
easat-6771	117	14	link	link	NOUN
easat-6771	117	15	between	between	ADP
easat-6771	117	16	external	external	ADJ
easat-6771	117	17	stimuli	stimulus	NOUN
easat-6771	117	18	and	and	CCONJ
easat-6771	117	19	the	the	DET
easat-6771	117	20	resulting	result	VERB
easat-6771	117	21	actions	action	NOUN
easat-6771	117	22	.	.	PUNCT
easat-6771	118	1	this	this	DET
easat-6771	118	2	structure	structure	NOUN
easat-6771	118	3	of	of	ADP
easat-6771	118	4	intention	intention	NOUN
easat-6771	118	5	can	can	AUX
easat-6771	118	6	automatically	automatically	ADV
easat-6771	118	7	trigger	trigger	VERB
easat-6771	118	8	positive	positive	ADJ
easat-6771	118	9	perceptions	perception	NOUN
easat-6771	118	10	and	and	CCONJ
easat-6771	118	11	motivations	motivation	NOUN
easat-6771	118	12	,	,	PUNCT
easat-6771	118	13	ultimately	ultimately	ADV
easat-6771	118	14	leading	lead	VERB
easat-6771	118	15	to	to	ADP
easat-6771	118	16	specific	specific	ADJ
easat-6771	118	17	behaviors	behavior	NOUN
easat-6771	118	18	[	[	X
easat-6771	118	19	13	13	NUM
easat-6771	118	20	]	]	PUNCT
easat-6771	118	21	.	.	PUNCT
easat-6771	119	1	the	the	DET
easat-6771	119	2	utaut2	utaut2	PROPN
easat-6771	119	3	framework	framework	NOUN
easat-6771	119	4	outlines	outline	VERB
easat-6771	119	5	several	several	ADJ
easat-6771	119	6	key	key	ADJ
easat-6771	119	7	factors	factor	NOUN
easat-6771	119	8	that	that	PRON
easat-6771	119	9	significantly	significantly	ADV
easat-6771	119	10	influence	influence	VERB
easat-6771	119	11	users	user	NOUN
easat-6771	119	12	'	'	PART
easat-6771	119	13	intentions	intention	NOUN
easat-6771	119	14	to	to	PART
easat-6771	119	15	adopt	adopt	VERB
easat-6771	119	16	technology	technology	NOUN
easat-6771	119	17	-	-	PUNCT
easat-6771	119	18	based	base	VERB
easat-6771	119	19	applications	application	NOUN
easat-6771	119	20	.	.	PUNCT
easat-6771	120	1	these	these	DET
easat-6771	120	2	factors	factor	NOUN
easat-6771	120	3	include	include	VERB
easat-6771	120	4	performance	performance	NOUN
easat-6771	120	5	expectancy	expectancy	NOUN
easat-6771	120	6	,	,	PUNCT
easat-6771	120	7	effort	effort	NOUN
easat-6771	120	8	expectancy	expectancy	NOUN
easat-6771	120	9	,	,	PUNCT
easat-6771	120	10	social	social	ADJ
easat-6771	120	11	influence	influence	NOUN
easat-6771	120	12	,	,	PUNCT
easat-6771	120	13	facilitating	facilitate	VERB
easat-6771	120	14	conditions	condition	NOUN
easat-6771	120	15	,	,	PUNCT
easat-6771	120	16	hedonic	hedonic	ADJ
easat-6771	120	17	motivation	motivation	NOUN
easat-6771	120	18	,	,	PUNCT
easat-6771	120	19	price	price	NOUN
easat-6771	120	20	value	value	NOUN
easat-6771	120	21	,	,	PUNCT
easat-6771	120	22	and	and	CCONJ
easat-6771	120	23	habit	habit	NOUN
easat-6771	120	24	[	[	X
easat-6771	120	25	15	15	NUM
easat-6771	120	26	,	,	PUNCT
easat-6771	120	27	17	17	NUM
easat-6771	120	28	,	,	PUNCT
easat-6771	120	29	18	18	NUM
easat-6771	120	30	,	,	PUNCT
easat-6771	120	31	23	23	NUM
easat-6771	120	32	-	-	SYM
easat-6771	120	33	26	26	NUM
easat-6771	120	34	]	]	PUNCT
easat-6771	120	35	.	.	PUNCT
easat-6771	121	1	however	however	ADV
easat-6771	121	2	,	,	PUNCT
easat-6771	121	3	a	a	DET
easat-6771	121	4	study	study	NOUN
easat-6771	121	5	18	18	NUM
easat-6771	121	6	edelweiss	edelweiss	PROPN
easat-6771	121	7	applied	apply	VERB
easat-6771	121	8	science	science	NOUN
easat-6771	121	9	and	and	CCONJ
easat-6771	121	10	technology	technology	NOUN
easat-6771	121	11	issn	issn	PROPN
easat-6771	121	12	:	:	PUNCT
easat-6771	121	13	2576	2576	NUM
easat-6771	121	14	-	-	SYM
easat-6771	121	15	8484	8484	NUM
easat-6771	121	16	vol	vol	NOUN
easat-6771	121	17	.	.	PROPN
easat-6771	122	1	9	9	NUM
easat-6771	122	2	,	,	PUNCT
easat-6771	122	3	no	no	INTJ
easat-6771	122	4	.	.	NOUN
easat-6771	122	5	5	5	NUM
easat-6771	122	6	:	:	SYM
easat-6771	122	7	14	14	NUM
easat-6771	122	8	-	-	SYM
easat-6771	122	9	28	28	NUM
easat-6771	122	10	,	,	PUNCT
easat-6771	122	11	2025	2025	NUM
easat-6771	122	12	doi	doi	NOUN
easat-6771	122	13	:	:	PUNCT
easat-6771	122	14	10.55214/25768484.v9i5.6771	10.55214/25768484.v9i5.6771	NUM
easat-6771	122	15	©	©	NOUN
easat-6771	122	16	2025	2025	NUM
easat-6771	122	17	by	by	ADP
easat-6771	122	18	the	the	DET
easat-6771	122	19	authors	author	NOUN
easat-6771	122	20	;	;	PUNCT
easat-6771	122	21	licensee	licensee	PROPN
easat-6771	122	22	learning	learn	VERB
easat-6771	122	23	gate	gate	NOUN
easat-6771	122	24	in	in	ADP
easat-6771	122	25	the	the	DET
easat-6771	122	26	united	united	PROPN
easat-6771	122	27	arab	arab	PROPN
easat-6771	122	28	emirates	emirates	PROPN
easat-6771	123	1	[	[	X
easat-6771	123	2	19	19	NUM
easat-6771	123	3	]	]	PUNCT
easat-6771	123	4	presented	present	VERB
easat-6771	123	5	conflicting	conflicting	ADJ
easat-6771	123	6	results	result	NOUN
easat-6771	123	7	in	in	ADP
easat-6771	123	8	their	their	PRON
easat-6771	123	9	study	study	NOUN
easat-6771	123	10	on	on	ADP
easat-6771	123	11	cryptocurrency	cryptocurrency	NOUN
easat-6771	123	12	adoption	adoption	NOUN
easat-6771	123	13	in	in	ADP
easat-6771	123	14	,	,	PUNCT
easat-6771	123	15	finding	find	VERB
easat-6771	123	16	that	that	SCONJ
easat-6771	123	17	behavioral	behavioral	ADJ
easat-6771	123	18	intention	intention	NOUN
easat-6771	123	19	did	do	AUX
easat-6771	123	20	not	not	PART
easat-6771	123	21	significantly	significantly	ADV
easat-6771	123	22	influence	influence	VERB
easat-6771	123	23	the	the	DET
easat-6771	123	24	actual	actual	ADJ
easat-6771	123	25	use	use	NOUN
easat-6771	123	26	of	of	ADP
easat-6771	123	27	digital	digital	ADJ
easat-6771	123	28	transaction	transaction	NOUN
easat-6771	123	29	services	service	NOUN
easat-6771	123	30	[	[	X
easat-6771	123	31	27	27	NUM
easat-6771	123	32	]	]	PUNCT
easat-6771	123	33	.	.	PUNCT
easat-6771	124	1	this	this	DET
easat-6771	124	2	inconsistency	inconsistency	NOUN
easat-6771	124	3	points	point	VERB
easat-6771	124	4	to	to	ADP
easat-6771	124	5	a	a	DET
easat-6771	124	6	research	research	NOUN
easat-6771	124	7	gap	gap	NOUN
easat-6771	124	8	that	that	PRON
easat-6771	124	9	requires	require	VERB
easat-6771	124	10	further	further	ADJ
easat-6771	124	11	investigation	investigation	NOUN
easat-6771	124	12	.	.	PUNCT
easat-6771	125	1	similarly	similarly	ADV
easat-6771	125	2	,	,	PUNCT
easat-6771	125	3	a	a	DET
easat-6771	125	4	study	study	NOUN
easat-6771	125	5	on	on	ADP
easat-6771	125	6	mobile	mobile	ADJ
easat-6771	125	7	banking	banking	NOUN
easat-6771	125	8	in	in	ADP
easat-6771	125	9	brazil	brazil	PROPN
easat-6771	125	10	[	[	X
easat-6771	125	11	21	21	NUM
easat-6771	125	12	]	]	PUNCT
easat-6771	125	13	stressed	stress	VERB
easat-6771	125	14	the	the	DET
easat-6771	125	15	importance	importance	NOUN
easat-6771	125	16	of	of	ADP
easat-6771	125	17	future	future	ADJ
easat-6771	125	18	research	research	NOUN
easat-6771	125	19	that	that	PRON
easat-6771	125	20	incorporates	incorporate	VERB
easat-6771	125	21	customer	customer	NOUN
easat-6771	125	22	engagement	engagement	NOUN
easat-6771	125	23	metrics	metric	NOUN
easat-6771	125	24	to	to	PART
easat-6771	125	25	make	make	VERB
easat-6771	125	26	banking	banking	NOUN
easat-6771	125	27	activities	activity	NOUN
easat-6771	125	28	more	more	ADV
easat-6771	125	29	enjoyable	enjoyable	ADJ
easat-6771	125	30	and	and	CCONJ
easat-6771	125	31	interactive	interactive	ADJ
easat-6771	125	32	for	for	ADP
easat-6771	125	33	users	user	NOUN
easat-6771	125	34	.	.	PUNCT
easat-6771	126	1	to	to	PART
easat-6771	126	2	better	well	ADV
easat-6771	126	3	understand	understand	VERB
easat-6771	126	4	the	the	DET
easat-6771	126	5	inconsistent	inconsistent	ADJ
easat-6771	126	6	relationship	relationship	NOUN
easat-6771	126	7	between	between	ADP
easat-6771	126	8	intention	intention	NOUN
easat-6771	126	9	and	and	CCONJ
easat-6771	126	10	behavior	behavior	NOUN
easat-6771	126	11	,	,	PUNCT
easat-6771	126	12	it	it	PRON
easat-6771	126	13	is	be	AUX
easat-6771	126	14	crucial	crucial	ADJ
easat-6771	126	15	to	to	PART
easat-6771	126	16	explore	explore	VERB
easat-6771	126	17	the	the	DET
easat-6771	126	18	moderating	moderate	VERB
easat-6771	126	19	role	role	NOUN
easat-6771	126	20	of	of	ADP
easat-6771	126	21	customer	customer	NOUN
easat-6771	126	22	engagement	engagement	NOUN
easat-6771	126	23	in	in	ADP
easat-6771	126	24	product	product	NOUN
easat-6771	126	25	selection	selection	NOUN
easat-6771	126	26	and	and	CCONJ
easat-6771	126	27	purchasing	purchasing	NOUN
easat-6771	126	28	decisions	decision	NOUN
easat-6771	126	29	[	[	X
easat-6771	126	30	28	28	NUM
easat-6771	126	31	]	]	PUNCT
easat-6771	126	32	.	.	PUNCT
easat-6771	127	1	customer	customer	NOUN
easat-6771	127	2	engagement	engagement	NOUN
easat-6771	127	3	refers	refer	VERB
easat-6771	127	4	to	to	ADP
easat-6771	127	5	the	the	DET
easat-6771	127	6	emotional	emotional	ADJ
easat-6771	127	7	and	and	CCONJ
easat-6771	127	8	cognitive	cognitive	ADJ
easat-6771	127	9	connection	connection	NOUN
easat-6771	127	10	that	that	PRON
easat-6771	127	11	customers	customer	NOUN
easat-6771	127	12	feel	feel	VERB
easat-6771	127	13	toward	toward	ADP
easat-6771	127	14	specific	specific	ADJ
easat-6771	127	15	products	product	NOUN
easat-6771	127	16	,	,	PUNCT
easat-6771	127	17	shaped	shape	VERB
easat-6771	127	18	by	by	ADP
easat-6771	127	19	their	their	PRON
easat-6771	127	20	individual	individual	ADJ
easat-6771	127	21	needs	need	NOUN
easat-6771	127	22	,	,	PUNCT
easat-6771	127	23	values	value	NOUN
easat-6771	127	24	,	,	PUNCT
easat-6771	127	25	and	and	CCONJ
easat-6771	127	26	interests	interest	NOUN
easat-6771	127	27	[	[	X
easat-6771	127	28	29	29	NUM
easat-6771	127	29	]	]	PUNCT
easat-6771	127	30	.	.	PUNCT
easat-6771	128	1	engagement	engagement	NOUN
easat-6771	128	2	can	can	AUX
easat-6771	128	3	be	be	AUX
easat-6771	128	4	long	long	ADJ
easat-6771	128	5	-	-	PUNCT
easat-6771	128	6	term	term	NOUN
easat-6771	128	7	,	,	PUNCT
easat-6771	128	8	fostering	foster	VERB
easat-6771	128	9	sustained	sustained	ADJ
easat-6771	128	10	relationships	relationship	NOUN
easat-6771	128	11	with	with	ADP
easat-6771	128	12	a	a	DET
easat-6771	128	13	product	product	NOUN
easat-6771	128	14	,	,	PUNCT
easat-6771	128	15	or	or	CCONJ
easat-6771	128	16	situational	situational	NOUN
easat-6771	128	17	,	,	PUNCT
easat-6771	128	18	where	where	SCONJ
easat-6771	128	19	engagement	engagement	NOUN
easat-6771	128	20	is	be	AUX
easat-6771	128	21	goal	goal	NOUN
easat-6771	128	22	-	-	PUNCT
easat-6771	128	23	oriented	orient	VERB
easat-6771	128	24	and	and	CCONJ
easat-6771	128	25	ends	end	VERB
easat-6771	128	26	once	once	SCONJ
easat-6771	128	27	the	the	DET
easat-6771	128	28	objective	objective	NOUN
easat-6771	128	29	is	be	AUX
easat-6771	128	30	achieved	achieve	VERB
easat-6771	128	31	.	.	PUNCT
easat-6771	129	1	importantly	importantly	ADV
easat-6771	129	2	,	,	PUNCT
easat-6771	129	3	responses	response	NOUN
easat-6771	129	4	are	be	AUX
easat-6771	129	5	considered	consider	VERB
easat-6771	129	6	outcomes	outcome	NOUN
easat-6771	129	7	of	of	ADP
easat-6771	129	8	engagement	engagement	NOUN
easat-6771	129	9	rather	rather	ADV
easat-6771	129	10	than	than	ADP
easat-6771	129	11	engagement	engagement	VERB
easat-6771	129	12	itself	itself	PRON
easat-6771	129	13	[	[	X
easat-6771	129	14	30	30	NUM
easat-6771	129	15	]	]	PUNCT
easat-6771	129	16	.	.	PUNCT
easat-6771	130	1	a	a	DET
easat-6771	130	2	study	study	NOUN
easat-6771	130	3	houston	houston	PROPN
easat-6771	130	4	and	and	CCONJ
easat-6771	130	5	rothschild	rothschild	PROPN
easat-6771	130	6	[	[	X
easat-6771	130	7	30	30	NUM
easat-6771	130	8	]	]	PUNCT
easat-6771	130	9	demonstrated	demonstrate	VERB
easat-6771	130	10	that	that	SCONJ
easat-6771	130	11	customer	customer	NOUN
easat-6771	130	12	engagement	engagement	NOUN
easat-6771	130	13	did	do	AUX
easat-6771	130	14	not	not	PART
easat-6771	130	15	significantly	significantly	ADV
easat-6771	130	16	moderate	moderate	VERB
easat-6771	130	17	the	the	DET
easat-6771	130	18	relationship	relationship	NOUN
easat-6771	130	19	between	between	ADP
easat-6771	130	20	behavioral	behavioral	ADJ
easat-6771	130	21	intention	intention	NOUN
easat-6771	130	22	and	and	CCONJ
easat-6771	130	23	the	the	DET
easat-6771	130	24	use	use	NOUN
easat-6771	130	25	of	of	ADP
easat-6771	130	26	robots	robot	NOUN
easat-6771	130	27	in	in	ADP
easat-6771	130	28	the	the	DET
easat-6771	130	29	workplace	workplace	NOUN
easat-6771	130	30	.	.	PUNCT
easat-6771	131	1	this	this	DET
easat-6771	131	2	finding	finding	NOUN
easat-6771	131	3	highlights	highlight	VERB
easat-6771	131	4	the	the	DET
easat-6771	131	5	complexity	complexity	NOUN
easat-6771	131	6	of	of	ADP
easat-6771	131	7	engagement	engagement	NOUN
easat-6771	131	8	as	as	ADP
easat-6771	131	9	a	a	DET
easat-6771	131	10	moderating	moderate	VERB
easat-6771	131	11	factor	factor	NOUN
easat-6771	131	12	.	.	PUNCT
easat-6771	132	1	these	these	DET
easat-6771	132	2	insights	insight	NOUN
easat-6771	132	3	confirm	confirm	VERB
easat-6771	132	4	that	that	SCONJ
easat-6771	132	5	customer	customer	NOUN
easat-6771	132	6	engagement	engagement	NOUN
easat-6771	132	7	serves	serve	VERB
easat-6771	132	8	as	as	ADP
easat-6771	132	9	a	a	DET
easat-6771	132	10	valuable	valuable	ADJ
easat-6771	132	11	moderating	moderate	VERB
easat-6771	132	12	variable	variable	NOUN
easat-6771	132	13	and	and	CCONJ
easat-6771	132	14	adds	add	VERB
easat-6771	132	15	a	a	DET
easat-6771	132	16	novel	novel	ADJ
easat-6771	132	17	perspective	perspective	NOUN
easat-6771	132	18	to	to	ADP
easat-6771	132	19	the	the	DET
easat-6771	132	20	study	study	NOUN
easat-6771	132	21	of	of	ADP
easat-6771	132	22	behavioral	behavioral	ADJ
easat-6771	132	23	intention	intention	NOUN
easat-6771	132	24	in	in	ADP
easat-6771	132	25	the	the	DET
easat-6771	132	26	context	context	NOUN
easat-6771	132	27	of	of	ADP
easat-6771	132	28	digital	digital	ADJ
easat-6771	132	29	transaction	transaction	NOUN
easat-6771	132	30	services	service	NOUN
easat-6771	132	31	.	.	PUNCT
easat-6771	133	1	this	this	DET
easat-6771	133	2	approach	approach	NOUN
easat-6771	133	3	integrates	integrate	VERB
easat-6771	133	4	two	two	NUM
easat-6771	133	5	prominent	prominent	ADJ
easat-6771	133	6	theoretical	theoretical	ADJ
easat-6771	133	7	frameworks	framework	NOUN
easat-6771	133	8	:	:	PUNCT
easat-6771	133	9	the	the	DET
easat-6771	133	10	moderating	moderate	VERB
easat-6771	133	11	role	role	NOUN
easat-6771	133	12	of	of	ADP
easat-6771	133	13	customer	customer	NOUN
easat-6771	133	14	engagement	engagement	NOUN
easat-6771	133	15	as	as	SCONJ
easat-6771	133	16	introduced	introduce	VERB
easat-6771	133	17	by	by	ADP
easat-6771	133	18	houston	houston	PROPN
easat-6771	133	19	and	and	CCONJ
easat-6771	133	20	rothschild	rothschild	PROPN
easat-6771	134	1	[	[	X
easat-6771	134	2	30	30	NUM
easat-6771	134	3	]	]	PUNCT
easat-6771	134	4	and	and	CCONJ
easat-6771	134	5	the	the	DET
easat-6771	134	6	extended	extended	ADJ
easat-6771	134	7	unified	unified	ADJ
easat-6771	134	8	theory	theory	NOUN
easat-6771	134	9	of	of	ADP
easat-6771	134	10	acceptance	acceptance	NOUN
easat-6771	134	11	and	and	CCONJ
easat-6771	134	12	use	use	NOUN
easat-6771	134	13	of	of	ADP
easat-6771	134	14	technology	technology	NOUN
easat-6771	134	15	(	(	PUNCT
easat-6771	134	16	utaut2	utaut2	NOUN
easat-6771	134	17	)	)	PUNCT
easat-6771	134	18	developed	develop	VERB
easat-6771	134	19	by	by	ADP
easat-6771	134	20	venkatesh	venkatesh	PROPN
easat-6771	134	21	,	,	PUNCT
easat-6771	134	22	et	et	PROPN
easat-6771	134	23	al	al	PROPN
easat-6771	134	24	.	.	PUNCT
easat-6771	135	1	[	[	X
easat-6771	135	2	13	13	NUM
easat-6771	135	3	]	]	SYM
easat-6771	135	4	.	.	PUNCT
easat-6771	136	1	2	2	X
easat-6771	136	2	.	.	X
easat-6771	136	3	literature	literature	NOUN
easat-6771	136	4	review	review	VERB
easat-6771	136	5	this	this	DET
easat-6771	136	6	research	research	NOUN
easat-6771	136	7	integrates	integrate	VERB
easat-6771	136	8	two	two	NUM
easat-6771	136	9	distinct	distinct	ADJ
easat-6771	136	10	theoretical	theoretical	ADJ
easat-6771	136	11	frameworks	framework	NOUN
easat-6771	136	12	:	:	PUNCT
easat-6771	136	13	the	the	DET
easat-6771	136	14	moderating	moderate	VERB
easat-6771	136	15	role	role	NOUN
easat-6771	136	16	of	of	ADP
easat-6771	136	17	involvement	involvement	NOUN
easat-6771	136	18	as	as	SCONJ
easat-6771	136	19	proposed	propose	VERB
easat-6771	136	20	by	by	ADP
easat-6771	136	21	houston	houston	PROPN
easat-6771	136	22	and	and	CCONJ
easat-6771	136	23	rothschild	rothschild	PROPN
easat-6771	137	1	[	[	X
easat-6771	137	2	30	30	NUM
easat-6771	137	3	]	]	PUNCT
easat-6771	137	4	and	and	CCONJ
easat-6771	137	5	the	the	DET
easat-6771	137	6	extended	extended	ADJ
easat-6771	137	7	unified	unified	ADJ
easat-6771	137	8	theory	theory	NOUN
easat-6771	137	9	of	of	ADP
easat-6771	137	10	acceptance	acceptance	NOUN
easat-6771	137	11	and	and	CCONJ
easat-6771	137	12	use	use	NOUN
easat-6771	137	13	of	of	ADP
easat-6771	137	14	technology	technology	NOUN
easat-6771	137	15	(	(	PUNCT
easat-6771	137	16	utaut2	utaut2	NOUN
easat-6771	137	17	)	)	PUNCT
easat-6771	137	18	introduced	introduce	VERB
easat-6771	137	19	by	by	ADP
easat-6771	137	20	venkatesh	venkatesh	PROPN
easat-6771	137	21	,	,	PUNCT
easat-6771	137	22	et	et	PROPN
easat-6771	137	23	al	al	PROPN
easat-6771	137	24	.	.	PUNCT
easat-6771	138	1	[	[	X
easat-6771	138	2	13	13	NUM
easat-6771	138	3	]	]	PUNCT
easat-6771	138	4	.	.	PUNCT
easat-6771	139	1	the	the	DET
easat-6771	139	2	primary	primary	ADJ
easat-6771	139	3	framework	framework	NOUN
easat-6771	139	4	guiding	guide	VERB
easat-6771	139	5	this	this	DET
easat-6771	139	6	study	study	NOUN
easat-6771	139	7	is	be	AUX
easat-6771	139	8	utaut2	utaut2	PROPN
easat-6771	139	9	,	,	PUNCT
easat-6771	139	10	an	an	DET
easat-6771	139	11	evolution	evolution	NOUN
easat-6771	139	12	of	of	ADP
easat-6771	139	13	the	the	DET
easat-6771	139	14	original	original	ADJ
easat-6771	139	15	utaut	utaut	NOUN
easat-6771	139	16	,	,	PUNCT
easat-6771	139	17	which	which	PRON
easat-6771	139	18	incorporates	incorporate	VERB
easat-6771	139	19	eight	eight	NUM
easat-6771	139	20	foundational	foundational	ADJ
easat-6771	139	21	models	model	NOUN
easat-6771	139	22	related	relate	VERB
easat-6771	139	23	to	to	ADP
easat-6771	139	24	technology	technology	NOUN
easat-6771	139	25	acceptance	acceptance	NOUN
easat-6771	139	26	.	.	PUNCT
easat-6771	140	1	these	these	PRON
easat-6771	140	2	include	include	VERB
easat-6771	140	3	the	the	DET
easat-6771	140	4	theory	theory	NOUN
easat-6771	140	5	of	of	ADP
easat-6771	140	6	reasoned	reason	VERB
easat-6771	140	7	action	action	NOUN
easat-6771	140	8	(	(	PUNCT
easat-6771	140	9	tra	tra	NOUN
easat-6771	140	10	)	)	PUNCT
easat-6771	140	11	,	,	PUNCT
easat-6771	140	12	focusing	focus	VERB
easat-6771	140	13	on	on	ADP
easat-6771	140	14	how	how	SCONJ
easat-6771	140	15	attitudes	attitude	NOUN
easat-6771	140	16	and	and	CCONJ
easat-6771	140	17	subjective	subjective	ADJ
easat-6771	140	18	norms	norm	NOUN
easat-6771	140	19	influence	influence	NOUN
easat-6771	140	20	behavior	behavior	NOUN
easat-6771	140	21	;	;	PUNCT
easat-6771	140	22	the	the	DET
easat-6771	140	23	theory	theory	NOUN
easat-6771	140	24	of	of	ADP
easat-6771	140	25	planned	plan	VERB
easat-6771	140	26	behavior	behavior	NOUN
easat-6771	140	27	(	(	PUNCT
easat-6771	140	28	tpb	tpb	NOUN
easat-6771	140	29	)	)	PUNCT
easat-6771	140	30	,	,	PUNCT
easat-6771	140	31	which	which	PRON
easat-6771	140	32	adds	add	VERB
easat-6771	140	33	perceived	perceive	VERB
easat-6771	140	34	behavioral	behavioral	ADJ
easat-6771	140	35	control	control	NOUN
easat-6771	140	36	as	as	ADP
easat-6771	140	37	a	a	DET
easat-6771	140	38	key	key	ADJ
easat-6771	140	39	factor	factor	NOUN
easat-6771	140	40	affecting	affect	VERB
easat-6771	140	41	intentions	intention	NOUN
easat-6771	140	42	and	and	CCONJ
easat-6771	140	43	actions	action	NOUN
easat-6771	140	44	;	;	PUNCT
easat-6771	140	45	the	the	DET
easat-6771	140	46	technology	technology	NOUN
easat-6771	140	47	acceptance	acceptance	NOUN
easat-6771	140	48	model	model	NOUN
easat-6771	140	49	(	(	PUNCT
easat-6771	140	50	tam	tam	PROPN
easat-6771	140	51	)	)	PUNCT
easat-6771	140	52	,	,	PUNCT
easat-6771	140	53	emphasizing	emphasize	VERB
easat-6771	140	54	the	the	DET
easat-6771	140	55	importance	importance	NOUN
easat-6771	140	56	of	of	ADP
easat-6771	140	57	perceived	perceive	VERB
easat-6771	140	58	usefulness	usefulness	NOUN
easat-6771	140	59	and	and	CCONJ
easat-6771	140	60	ease	ease	NOUN
easat-6771	140	61	of	of	ADP
easat-6771	140	62	use	use	NOUN
easat-6771	140	63	in	in	ADP
easat-6771	140	64	technology	technology	NOUN
easat-6771	140	65	adoption	adoption	NOUN
easat-6771	140	66	;	;	PUNCT
easat-6771	140	67	and	and	CCONJ
easat-6771	140	68	the	the	DET
easat-6771	140	69	combined	combined	ADJ
easat-6771	140	70	tam	tam	PROPN
easat-6771	140	71	and	and	CCONJ
easat-6771	140	72	tpb	tpb	NOUN
easat-6771	140	73	(	(	PUNCT
easat-6771	140	74	c	c	NOUN
easat-6771	140	75	-	-	PUNCT
easat-6771	140	76	tam	tam	NOUN
easat-6771	140	77	-	-	NOUN
easat-6771	140	78	tpb	tpb	NOUN
easat-6771	140	79	)	)	PUNCT
easat-6771	140	80	,	,	PUNCT
easat-6771	140	81	which	which	PRON
easat-6771	140	82	fuses	fuse	VERB
easat-6771	140	83	elements	element	NOUN
easat-6771	140	84	from	from	ADP
easat-6771	140	85	both	both	DET
easat-6771	140	86	tpb	tpb	NOUN
easat-6771	140	87	and	and	CCONJ
easat-6771	140	88	tam	tam	NOUN
easat-6771	140	89	to	to	PART
easat-6771	140	90	create	create	VERB
easat-6771	140	91	a	a	DET
easat-6771	140	92	comprehensive	comprehensive	ADJ
easat-6771	140	93	hybrid	hybrid	NOUN
easat-6771	140	94	model	model	NOUN
easat-6771	140	95	;	;	PUNCT
easat-6771	140	96	motivational	motivational	ADJ
easat-6771	140	97	model	model	NOUN
easat-6771	140	98	(	(	PUNCT
easat-6771	140	99	mm	mm	PROPN
easat-6771	140	100	)	)	PUNCT
easat-6771	140	101	,	,	PUNCT
easat-6771	140	102	which	which	PRON
easat-6771	140	103	examines	examine	VERB
easat-6771	140	104	how	how	SCONJ
easat-6771	140	105	technology	technology	NOUN
easat-6771	140	106	enhances	enhance	VERB
easat-6771	140	107	user	user	NOUN
easat-6771	140	108	outcomes	outcome	NOUN
easat-6771	140	109	;	;	PUNCT
easat-6771	140	110	model	model	NOUN
easat-6771	140	111	of	of	ADP
easat-6771	140	112	personal	personal	ADJ
easat-6771	140	113	computer	computer	NOUN
easat-6771	140	114	utilization	utilization	NOUN
easat-6771	140	115	(	(	PUNCT
easat-6771	140	116	mpcu	mpcu	NOUN
easat-6771	140	117	)	)	PUNCT
easat-6771	140	118	,	,	PUNCT
easat-6771	140	119	focusing	focus	VERB
easat-6771	140	120	on	on	ADP
easat-6771	140	121	how	how	SCONJ
easat-6771	140	122	technology	technology	NOUN
easat-6771	140	123	use	use	NOUN
easat-6771	140	124	can	can	AUX
easat-6771	140	125	improve	improve	VERB
easat-6771	140	126	work	work	NOUN
easat-6771	140	127	performance	performance	NOUN
easat-6771	140	128	;	;	PUNCT
easat-6771	140	129	innovation	innovation	NOUN
easat-6771	140	130	diffusion	diffusion	NOUN
easat-6771	140	131	theory	theory	NOUN
easat-6771	140	132	(	(	PUNCT
easat-6771	140	133	idt	idt	PROPN
easat-6771	140	134	)	)	PUNCT
easat-6771	140	135	,	,	PUNCT
easat-6771	140	136	which	which	PRON
easat-6771	140	137	explores	explore	VERB
easat-6771	140	138	how	how	SCONJ
easat-6771	140	139	innovations	innovation	NOUN
easat-6771	140	140	are	be	AUX
easat-6771	140	141	perceived	perceive	VERB
easat-6771	140	142	as	as	ADP
easat-6771	140	143	improvements	improvement	NOUN
easat-6771	140	144	over	over	ADP
easat-6771	140	145	previous	previous	ADJ
easat-6771	140	146	technologies	technology	NOUN
easat-6771	140	147	;	;	PUNCT
easat-6771	140	148	and	and	CCONJ
easat-6771	140	149	social	social	ADJ
easat-6771	140	150	cognitive	cognitive	ADJ
easat-6771	140	151	theory	theory	NOUN
easat-6771	140	152	(	(	PUNCT
easat-6771	140	153	sct	sct	PROPN
easat-6771	140	154	)	)	PUNCT
easat-6771	140	155	,	,	PUNCT
easat-6771	140	156	which	which	PRON
easat-6771	140	157	addresses	address	VERB
easat-6771	140	158	performance	performance	NOUN
easat-6771	140	159	consequences	consequence	NOUN
easat-6771	140	160	of	of	ADP
easat-6771	140	161	behavior	behavior	NOUN
easat-6771	140	162	.	.	PUNCT
easat-6771	141	1	a	a	DET
easat-6771	141	2	study	study	NOUN
easat-6771	141	3	by	by	ADP
easat-6771	141	4	venkatesh	venkatesh	PROPN
easat-6771	141	5	,	,	PUNCT
easat-6771	141	6	et	et	PROPN
easat-6771	141	7	al	al	PROPN
easat-6771	141	8	.	.	PUNCT
easat-6771	142	1	[	[	X
easat-6771	142	2	12	12	NUM
easat-6771	142	3	]	]	PUNCT
easat-6771	142	4	made	make	VERB
easat-6771	142	5	a	a	DET
easat-6771	142	6	notable	notable	ADJ
easat-6771	142	7	and	and	CCONJ
easat-6771	142	8	distinctive	distinctive	ADJ
easat-6771	142	9	impact	impact	NOUN
easat-6771	142	10	on	on	ADP
easat-6771	142	11	the	the	DET
easat-6771	142	12	field	field	NOUN
easat-6771	142	13	of	of	ADP
easat-6771	142	14	technology	technology	NOUN
easat-6771	142	15	acceptance	acceptance	NOUN
easat-6771	142	16	by	by	ADP
easat-6771	142	17	developing	develop	VERB
easat-6771	142	18	the	the	DET
easat-6771	142	19	unified	unified	ADJ
easat-6771	142	20	theory	theory	NOUN
easat-6771	142	21	of	of	ADP
easat-6771	142	22	acceptance	acceptance	NOUN
easat-6771	142	23	and	and	CCONJ
easat-6771	142	24	use	use	NOUN
easat-6771	142	25	of	of	ADP
easat-6771	142	26	technology	technology	NOUN
easat-6771	142	27	(	(	PUNCT
easat-6771	142	28	utaut	utaut	NOUN
easat-6771	142	29	)	)	PUNCT
easat-6771	142	30	.	.	PUNCT
easat-6771	143	1	this	this	DET
easat-6771	143	2	comprehensive	comprehensive	ADJ
easat-6771	143	3	framework	framework	NOUN
easat-6771	143	4	outlines	outline	VERB
easat-6771	143	5	how	how	SCONJ
easat-6771	143	6	individuals	individual	NOUN
easat-6771	143	7	adopt	adopt	VERB
easat-6771	143	8	and	and	CCONJ
easat-6771	143	9	utilize	utilize	VERB
easat-6771	143	10	information	information	NOUN
easat-6771	143	11	technology	technology	NOUN
easat-6771	143	12	within	within	ADP
easat-6771	143	13	organizations	organization	NOUN
easat-6771	143	14	.	.	PUNCT
easat-6771	144	1	utaut	utaut	PROPN
easat-6771	144	2	identifies	identify	VERB
easat-6771	144	3	four	four	NUM
easat-6771	144	4	primary	primary	ADJ
easat-6771	144	5	constructs	construct	NOUN
easat-6771	144	6	:	:	PUNCT
easat-6771	144	7	performance	performance	NOUN
easat-6771	144	8	expectancy	expectancy	NOUN
easat-6771	144	9	(	(	PUNCT
easat-6771	144	10	influenced	influence	VERB
easat-6771	144	11	by	by	ADP
easat-6771	144	12	tam	tam	PROPN
easat-6771	144	13	’s	’s	PART
easat-6771	144	14	perceived	perceive	VERB
easat-6771	144	15	usefulness	usefulness	NOUN
easat-6771	144	16	,	,	PUNCT
easat-6771	144	17	mm	mm	PROPN
easat-6771	144	18	’s	’s	PART
easat-6771	144	19	extrinsic	extrinsic	ADJ
easat-6771	144	20	motivation	motivation	NOUN
easat-6771	144	21	,	,	PUNCT
easat-6771	144	22	mpcu	mpcu	PROPN
easat-6771	144	23	’s	’s	PART
easat-6771	144	24	job	job	NOUN
easat-6771	144	25	-	-	PUNCT
easat-6771	144	26	fit	fit	NOUN
easat-6771	144	27	,	,	PUNCT
easat-6771	144	28	idt	idt	PROPN
easat-6771	144	29	’s	’s	ADJ
easat-6771	144	30	relative	relative	ADJ
easat-6771	144	31	advantage	advantage	NOUN
easat-6771	144	32	,	,	PUNCT
easat-6771	144	33	and	and	CCONJ
easat-6771	144	34	sct	sct	PROPN
easat-6771	144	35	’s	’s	PART
easat-6771	144	36	outcome	outcome	NOUN
easat-6771	144	37	expectations	expectation	NOUN
easat-6771	144	38	)	)	PUNCT
easat-6771	144	39	;	;	PUNCT
easat-6771	144	40	effort	effort	NOUN
easat-6771	144	41	expectancy	expectancy	NOUN
easat-6771	144	42	(	(	PUNCT
easat-6771	144	43	stemming	stem	VERB
easat-6771	144	44	from	from	ADP
easat-6771	144	45	tam	tam	PROPN
easat-6771	144	46	’s	’s	PART
easat-6771	144	47	perceived	perceive	VERB
easat-6771	144	48	ease	ease	NOUN
easat-6771	144	49	of	of	ADP
easat-6771	144	50	use	use	NOUN
easat-6771	144	51	,	,	PUNCT
easat-6771	144	52	mpcu	mpcu	NOUN
easat-6771	144	53	’s	’s	PART
easat-6771	144	54	complexity	complexity	NOUN
easat-6771	144	55	,	,	PUNCT
easat-6771	144	56	and	and	CCONJ
easat-6771	144	57	idt	idt	PROPN
easat-6771	144	58	’s	’s	PART
easat-6771	144	59	ease	ease	NOUN
easat-6771	144	60	of	of	ADP
easat-6771	144	61	use	use	NOUN
easat-6771	144	62	)	)	PUNCT
easat-6771	144	63	;	;	PUNCT
easat-6771	144	64	social	social	ADJ
easat-6771	144	65	influence	influence	NOUN
easat-6771	144	66	(	(	PUNCT
easat-6771	144	67	derived	derive	VERB
easat-6771	144	68	from	from	ADP
easat-6771	144	69	tra	tra	PROPN
easat-6771	144	70	,	,	PUNCT
easat-6771	144	71	tam	tam	PROPN
easat-6771	144	72	,	,	PUNCT
easat-6771	144	73	tpb	tpb	NOUN
easat-6771	144	74	,	,	PUNCT
easat-6771	144	75	c	c	X
easat-6771	144	76	-	-	PUNCT
easat-6771	144	77	tam	tam	NOUN
easat-6771	144	78	-	-	PUNCT
easat-6771	144	79	tpb	tpb	NOUN
easat-6771	144	80	’s	’s	PART
easat-6771	144	81	subjective	subjective	ADJ
easat-6771	144	82	norms	norm	NOUN
easat-6771	144	83	,	,	PUNCT
easat-6771	144	84	mpcu	mpcu	PROPN
easat-6771	144	85	’s	’s	ADJ
easat-6771	144	86	social	social	ADJ
easat-6771	144	87	factors	factor	NOUN
easat-6771	144	88	,	,	PUNCT
easat-6771	144	89	and	and	CCONJ
easat-6771	144	90	idt	idt	PROPN
easat-6771	144	91	’s	’s	PART
easat-6771	144	92	image	image	NOUN
easat-6771	144	93	)	)	PUNCT
easat-6771	144	94	;	;	PUNCT
easat-6771	144	95	and	and	CCONJ
easat-6771	144	96	facilitating	facilitate	VERB
easat-6771	144	97	conditions	condition	NOUN
easat-6771	144	98	(	(	PUNCT
easat-6771	144	99	sourced	source	VERB
easat-6771	144	100	from	from	ADP
easat-6771	144	101	tpb	tpb	NOUN
easat-6771	144	102	and	and	CCONJ
easat-6771	144	103	c	c	NOUN
easat-6771	144	104	-	-	PUNCT
easat-6771	144	105	tam	tam	NOUN
easat-6771	144	106	-	-	PUNCT
easat-6771	144	107	tpb	tpb	NOUN
easat-6771	144	108	’s	’s	PART
easat-6771	144	109	perceived	perceive	VERB
easat-6771	144	110	behavioral	behavioral	ADJ
easat-6771	144	111	control	control	NOUN
easat-6771	144	112	,	,	PUNCT
easat-6771	144	113	mpcu	mpcu	PROPN
easat-6771	144	114	’s	’s	PART
easat-6771	144	115	facilitating	facilitate	VERB
easat-6771	144	116	conditions	condition	NOUN
easat-6771	144	117	,	,	PUNCT
easat-6771	144	118	and	and	CCONJ
easat-6771	144	119	idt	idt	PROPN
easat-6771	144	120	’s	’s	PART
easat-6771	144	121	compatibility	compatibility	NOUN
easat-6771	144	122	)	)	PUNCT
easat-6771	144	123	.	.	PUNCT
easat-6771	145	1	these	these	DET
easat-6771	145	2	elements	element	NOUN
easat-6771	145	3	shape	shape	VERB
easat-6771	145	4	behavioral	behavioral	ADJ
easat-6771	145	5	intention	intention	NOUN
easat-6771	145	6	,	,	PUNCT
easat-6771	145	7	which	which	PRON
easat-6771	145	8	is	be	AUX
easat-6771	145	9	further	far	ADV
easat-6771	145	10	influenced	influence	VERB
easat-6771	145	11	by	by	ADP
easat-6771	145	12	tra	tra	PROPN
easat-6771	145	13	,	,	PUNCT
easat-6771	145	14	tpb	tpb	NOUN
easat-6771	145	15	,	,	PUNCT
easat-6771	145	16	and	and	CCONJ
easat-6771	145	17	c	c	X
easat-6771	145	18	-	-	PUNCT
easat-6771	145	19	tam	tam	NOUN
easat-6771	145	20	-	-	NOUN
easat-6771	145	21	tpb	tpb	NOUN
easat-6771	145	22	(	(	PUNCT
easat-6771	145	23	attitude	attitude	NOUN
easat-6771	145	24	toward	toward	ADP
easat-6771	145	25	behavior	behavior	NOUN
easat-6771	145	26	)	)	PUNCT
easat-6771	145	27	,	,	PUNCT
easat-6771	145	28	mm	mm	INTJ
easat-6771	145	29	(	(	PUNCT
easat-6771	145	30	intrinsic	intrinsic	ADJ
easat-6771	145	31	motivation	motivation	NOUN
easat-6771	145	32	)	)	PUNCT
easat-6771	145	33	,	,	PUNCT
easat-6771	145	34	and	and	CCONJ
easat-6771	145	35	mpcu	mpcu	NOUN
easat-6771	145	36	(	(	PUNCT
easat-6771	145	37	effect	effect	NOUN
easat-6771	145	38	toward	toward	ADP
easat-6771	145	39	use	use	NOUN
easat-6771	145	40	)	)	PUNCT
easat-6771	145	41	.	.	PUNCT
easat-6771	146	1	in	in	ADP
easat-6771	146	2	2012	2012	NUM
easat-6771	146	3	venkatesh	venkatesh	NOUN
easat-6771	146	4	,	,	PUNCT
easat-6771	146	5	et	et	PROPN
easat-6771	146	6	al	al	PROPN
easat-6771	146	7	.	.	PUNCT
easat-6771	147	1	[	[	X
easat-6771	147	2	13	13	NUM
easat-6771	147	3	]	]	PUNCT
easat-6771	147	4	extended	extend	VERB
easat-6771	147	5	the	the	DET
easat-6771	147	6	original	original	ADJ
easat-6771	147	7	utaut	utaut	NOUN
easat-6771	147	8	framework	framework	NOUN
easat-6771	147	9	by	by	ADP
easat-6771	147	10	developing	develop	VERB
easat-6771	147	11	utaut2	utaut2	NOUN
easat-6771	147	12	to	to	PART
easat-6771	147	13	better	well	ADV
easat-6771	147	14	understand	understand	VERB
easat-6771	147	15	technology	technology	NOUN
easat-6771	147	16	acceptance	acceptance	NOUN
easat-6771	147	17	and	and	CCONJ
easat-6771	147	18	usage	usage	NOUN
easat-6771	147	19	in	in	ADP
easat-6771	147	20	a	a	DET
easat-6771	147	21	consumer	consumer	NOUN
easat-6771	147	22	context	context	NOUN
easat-6771	147	23	.	.	PUNCT
easat-6771	148	1	they	they	PRON
easat-6771	148	2	introduced	introduce	VERB
easat-6771	148	3	three	three	NUM
easat-6771	148	4	new	new	ADJ
easat-6771	148	5	19	19	NUM
easat-6771	148	6	edelweiss	edelweiss	PROPN
easat-6771	148	7	applied	apply	VERB
easat-6771	148	8	science	science	NOUN
easat-6771	148	9	and	and	CCONJ
easat-6771	148	10	technology	technology	NOUN
easat-6771	148	11	issn	issn	PROPN
easat-6771	148	12	:	:	PUNCT
easat-6771	148	13	2576	2576	NUM
easat-6771	148	14	-	-	SYM
easat-6771	148	15	8484	8484	NUM
easat-6771	148	16	vol	vol	NOUN
easat-6771	148	17	.	.	PROPN
easat-6771	149	1	9	9	NUM
easat-6771	149	2	,	,	PUNCT
easat-6771	149	3	no	no	INTJ
easat-6771	149	4	.	.	NOUN
easat-6771	149	5	5	5	NUM
easat-6771	149	6	:	:	SYM
easat-6771	149	7	14	14	NUM
easat-6771	149	8	-	-	SYM
easat-6771	149	9	28	28	NUM
easat-6771	149	10	,	,	PUNCT
easat-6771	149	11	2025	2025	NUM
easat-6771	149	12	doi	doi	NOUN
easat-6771	149	13	:	:	PUNCT
easat-6771	149	14	10.55214/25768484.v9i5.6771	10.55214/25768484.v9i5.6771	NUM
easat-6771	149	15	©	©	NOUN
easat-6771	149	16	2025	2025	NUM
easat-6771	149	17	by	by	ADP
easat-6771	149	18	the	the	DET
easat-6771	149	19	authors	author	NOUN
easat-6771	149	20	;	;	PUNCT
easat-6771	149	21	licensee	licensee	PROPN
easat-6771	149	22	learning	learn	VERB
easat-6771	149	23	gate	gate	NOUN
easat-6771	149	24	constructs	construct	NOUN
easat-6771	149	25	—	—	PUNCT
easat-6771	149	26	hedonic	hedonic	ADJ
easat-6771	149	27	motivation	motivation	NOUN
easat-6771	149	28	,	,	PUNCT
easat-6771	149	29	price	price	NOUN
easat-6771	149	30	value	value	NOUN
easat-6771	149	31	,	,	PUNCT
easat-6771	149	32	and	and	CCONJ
easat-6771	149	33	habit	habit	NOUN
easat-6771	149	34	—	—	PUNCT
easat-6771	149	35	to	to	PART
easat-6771	149	36	complement	complement	VERB
easat-6771	149	37	the	the	DET
easat-6771	149	38	existing	exist	VERB
easat-6771	149	39	model	model	NOUN
easat-6771	149	40	.	.	PUNCT
easat-6771	150	1	performance	performance	NOUN
easat-6771	150	2	expectancy	expectancy	NOUN
easat-6771	150	3	refers	refer	VERB
easat-6771	150	4	to	to	ADP
easat-6771	150	5	the	the	DET
easat-6771	150	6	anticipated	anticipate	VERB
easat-6771	150	7	benefits	benefit	NOUN
easat-6771	150	8	of	of	ADP
easat-6771	150	9	using	use	VERB
easat-6771	150	10	technology	technology	NOUN
easat-6771	150	11	for	for	ADP
easat-6771	150	12	a	a	DET
easat-6771	150	13	specific	specific	ADJ
easat-6771	150	14	task	task	NOUN
easat-6771	150	15	,	,	PUNCT
easat-6771	150	16	while	while	SCONJ
easat-6771	150	17	effort	effort	NOUN
easat-6771	150	18	expectancy	expectancy	NOUN
easat-6771	150	19	evaluates	evaluate	VERB
easat-6771	150	20	how	how	SCONJ
easat-6771	150	21	easy	easy	ADJ
easat-6771	150	22	the	the	DET
easat-6771	150	23	technology	technology	NOUN
easat-6771	150	24	is	be	AUX
easat-6771	150	25	to	to	PART
easat-6771	150	26	use	use	VERB
easat-6771	150	27	.	.	PUNCT
easat-6771	151	1	social	social	ADJ
easat-6771	151	2	influence	influence	NOUN
easat-6771	151	3	measures	measure	VERB
easat-6771	151	4	the	the	DET
easat-6771	151	5	degree	degree	NOUN
easat-6771	151	6	to	to	PART
easat-6771	151	7	which	which	PRON
easat-6771	151	8	individuals	individual	NOUN
easat-6771	151	9	feel	feel	VERB
easat-6771	151	10	encouraged	encouraged	ADJ
easat-6771	151	11	or	or	CCONJ
easat-6771	151	12	pressured	pressure	VERB
easat-6771	151	13	by	by	ADP
easat-6771	151	14	others	other	NOUN
easat-6771	151	15	to	to	PART
easat-6771	151	16	adopt	adopt	VERB
easat-6771	151	17	certain	certain	ADJ
easat-6771	151	18	technologies	technology	NOUN
easat-6771	151	19	,	,	PUNCT
easat-6771	151	20	and	and	CCONJ
easat-6771	151	21	facilitating	facilitate	VERB
easat-6771	151	22	conditions	condition	NOUN
easat-6771	151	23	reflect	reflect	VERB
easat-6771	151	24	users	user	NOUN
easat-6771	151	25	’	’	PART
easat-6771	151	26	perceptions	perception	NOUN
easat-6771	151	27	of	of	ADP
easat-6771	151	28	available	available	ADJ
easat-6771	151	29	resources	resource	NOUN
easat-6771	151	30	and	and	CCONJ
easat-6771	151	31	support	support	NOUN
easat-6771	151	32	to	to	PART
easat-6771	151	33	help	help	VERB
easat-6771	151	34	them	they	PRON
easat-6771	151	35	use	use	VERB
easat-6771	151	36	the	the	DET
easat-6771	151	37	technology	technology	NOUN
easat-6771	151	38	.	.	PUNCT
easat-6771	152	1	the	the	DET
easat-6771	152	2	added	add	VERB
easat-6771	152	3	constructs	construct	NOUN
easat-6771	152	4	further	far	ADV
easat-6771	152	5	enrich	enrich	VERB
easat-6771	152	6	the	the	DET
easat-6771	152	7	model	model	NOUN
easat-6771	152	8	:	:	PUNCT
easat-6771	152	9	hedonic	hedonic	ADJ
easat-6771	152	10	motivation	motivation	NOUN
easat-6771	152	11	focuses	focus	VERB
easat-6771	152	12	on	on	ADP
easat-6771	152	13	the	the	DET
easat-6771	152	14	enjoyment	enjoyment	NOUN
easat-6771	152	15	derived	derive	VERB
easat-6771	152	16	from	from	ADP
easat-6771	152	17	technology	technology	NOUN
easat-6771	152	18	use	use	NOUN
easat-6771	152	19	,	,	PUNCT
easat-6771	152	20	price	price	NOUN
easat-6771	152	21	value	value	NOUN
easat-6771	152	22	weighs	weigh	VERB
easat-6771	152	23	the	the	DET
easat-6771	152	24	balance	balance	NOUN
easat-6771	152	25	between	between	ADP
easat-6771	152	26	the	the	DET
easat-6771	152	27	cost	cost	NOUN
easat-6771	152	28	and	and	CCONJ
easat-6771	152	29	benefits	benefit	NOUN
easat-6771	152	30	of	of	ADP
easat-6771	152	31	technology	technology	NOUN
easat-6771	152	32	,	,	PUNCT
easat-6771	152	33	and	and	CCONJ
easat-6771	152	34	habit	habit	NOUN
easat-6771	152	35	gauges	gauge	VERB
easat-6771	152	36	the	the	DET
easat-6771	152	37	extent	extent	NOUN
easat-6771	152	38	to	to	PART
easat-6771	152	39	which	which	PRON
easat-6771	152	40	users	user	NOUN
easat-6771	152	41	rely	rely	VERB
easat-6771	152	42	on	on	ADP
easat-6771	152	43	technology	technology	NOUN
easat-6771	152	44	automatically	automatically	ADV
easat-6771	152	45	due	due	ADP
easat-6771	152	46	to	to	ADP
easat-6771	152	47	prior	prior	ADJ
easat-6771	152	48	experience	experience	NOUN
easat-6771	153	1	[	[	X
easat-6771	153	2	13	13	NUM
easat-6771	153	3	]	]	PUNCT
easat-6771	153	4	.	.	PUNCT
easat-6771	154	1	the	the	DET
easat-6771	154	2	core	core	NOUN
easat-6771	154	3	theory	theory	NOUN
easat-6771	154	4	underpinning	underpin	VERB
easat-6771	154	5	this	this	DET
easat-6771	154	6	study	study	NOUN
easat-6771	154	7	is	be	AUX
easat-6771	154	8	customer	customer	NOUN
easat-6771	154	9	involvement	involvement	NOUN
easat-6771	154	10	,	,	PUNCT
easat-6771	154	11	which	which	PRON
easat-6771	154	12	is	be	AUX
easat-6771	154	13	rooted	root	VERB
easat-6771	154	14	in	in	ADP
easat-6771	154	15	consumer	consumer	NOUN
easat-6771	154	16	learning	learning	NOUN
easat-6771	154	17	theory	theory	NOUN
easat-6771	154	18	.	.	PUNCT
easat-6771	155	1	this	this	DET
easat-6771	155	2	theory	theory	NOUN
easat-6771	155	3	explores	explore	VERB
easat-6771	155	4	how	how	SCONJ
easat-6771	155	5	individuals	individual	NOUN
easat-6771	155	6	learn	learn	VERB
easat-6771	155	7	about	about	ADP
easat-6771	155	8	and	and	CCONJ
easat-6771	155	9	interact	interact	VERB
easat-6771	155	10	with	with	ADP
easat-6771	155	11	products	product	NOUN
easat-6771	155	12	,	,	PUNCT
easat-6771	155	13	an	an	DET
easat-6771	155	14	essential	essential	ADJ
easat-6771	155	15	concept	concept	NOUN
easat-6771	155	16	for	for	ADP
easat-6771	155	17	both	both	DET
easat-6771	155	18	researchers	researcher	NOUN
easat-6771	155	19	and	and	CCONJ
easat-6771	155	20	marketers	marketer	NOUN
easat-6771	155	21	.	.	PUNCT
easat-6771	156	1	from	from	ADP
easat-6771	156	2	a	a	DET
easat-6771	156	3	marketing	marketing	NOUN
easat-6771	156	4	standpoint	standpoint	NOUN
easat-6771	156	5	,	,	PUNCT
easat-6771	156	6	consumer	consumer	NOUN
easat-6771	156	7	learning	learning	NOUN
easat-6771	156	8	refers	refer	VERB
easat-6771	156	9	to	to	ADP
easat-6771	156	10	how	how	SCONJ
easat-6771	156	11	people	people	NOUN
easat-6771	156	12	gather	gather	VERB
easat-6771	156	13	knowledge	knowledge	NOUN
easat-6771	156	14	and	and	CCONJ
easat-6771	156	15	experiences	experience	NOUN
easat-6771	156	16	related	relate	VERB
easat-6771	156	17	to	to	ADP
easat-6771	156	18	purchasing	purchasing	NOUN
easat-6771	156	19	and	and	CCONJ
easat-6771	156	20	consumption	consumption	NOUN
easat-6771	156	21	,	,	PUNCT
easat-6771	156	22	which	which	PRON
easat-6771	156	23	they	they	PRON
easat-6771	156	24	later	later	ADV
easat-6771	156	25	use	use	VERB
easat-6771	156	26	to	to	PART
easat-6771	156	27	guide	guide	VERB
easat-6771	156	28	future	future	ADJ
easat-6771	156	29	buying	buying	NOUN
easat-6771	156	30	decisions	decision	NOUN
easat-6771	156	31	[	[	X
easat-6771	156	32	31	31	NUM
easat-6771	156	33	]	]	PUNCT
easat-6771	156	34	.	.	PUNCT
easat-6771	157	1	consumer	consumer	NOUN
easat-6771	157	2	learning	learning	NOUN
easat-6771	157	3	is	be	AUX
easat-6771	157	4	typically	typically	ADV
easat-6771	157	5	classified	classify	VERB
easat-6771	157	6	into	into	ADP
easat-6771	157	7	two	two	NUM
easat-6771	157	8	broad	broad	ADJ
easat-6771	157	9	categories	category	NOUN
easat-6771	157	10	:	:	PUNCT
easat-6771	157	11	behavioral	behavioral	ADJ
easat-6771	157	12	learning	learning	NOUN
easat-6771	157	13	theory	theory	NOUN
easat-6771	157	14	–	–	PUNCT
easat-6771	157	15	this	this	PRON
easat-6771	157	16	includes	include	VERB
easat-6771	157	17	classical	classical	ADJ
easat-6771	157	18	and	and	CCONJ
easat-6771	157	19	instrumental	instrumental	ADJ
easat-6771	157	20	conditioning	conditioning	NOUN
easat-6771	157	21	,	,	PUNCT
easat-6771	157	22	which	which	PRON
easat-6771	157	23	suggests	suggest	VERB
easat-6771	157	24	that	that	SCONJ
easat-6771	157	25	behaviors	behavior	NOUN
easat-6771	157	26	are	be	AUX
easat-6771	157	27	formed	form	VERB
easat-6771	157	28	as	as	ADP
easat-6771	157	29	a	a	DET
easat-6771	157	30	response	response	NOUN
easat-6771	157	31	to	to	ADP
easat-6771	157	32	specific	specific	ADJ
easat-6771	157	33	stimuli	stimulus	NOUN
easat-6771	157	34	;	;	PUNCT
easat-6771	157	35	cognitive	cognitive	ADJ
easat-6771	157	36	learning	learning	NOUN
easat-6771	157	37	theory	theory	NOUN
easat-6771	157	38	–	–	PUNCT
easat-6771	157	39	this	this	DET
easat-6771	157	40	approach	approach	NOUN
easat-6771	157	41	emphasizes	emphasize	VERB
easat-6771	157	42	that	that	SCONJ
easat-6771	157	43	learning	learning	NOUN
easat-6771	157	44	happens	happen	VERB
easat-6771	157	45	through	through	ADP
easat-6771	157	46	active	active	ADJ
easat-6771	157	47	thinking	thinking	NOUN
easat-6771	157	48	and	and	CCONJ
easat-6771	157	49	problem	problem	NOUN
easat-6771	157	50	-	-	PUNCT
easat-6771	157	51	solving	solving	NOUN
easat-6771	157	52	.	.	PUNCT
easat-6771	158	1	moreover	moreover	ADV
easat-6771	158	2	,	,	PUNCT
easat-6771	158	3	individuals	individual	NOUN
easat-6771	158	4	with	with	ADP
easat-6771	158	5	higher	high	ADJ
easat-6771	158	6	cognitive	cognitive	ADJ
easat-6771	158	7	abilities	ability	NOUN
easat-6771	158	8	tend	tend	VERB
easat-6771	158	9	to	to	PART
easat-6771	158	10	process	process	VERB
easat-6771	158	11	more	more	ADJ
easat-6771	158	12	information	information	NOUN
easat-6771	158	13	and	and	CCONJ
easat-6771	158	14	are	be	AUX
easat-6771	158	15	better	well	ADJ
easat-6771	158	16	at	at	ADP
easat-6771	158	17	integrating	integrate	VERB
easat-6771	158	18	data	datum	NOUN
easat-6771	158	19	across	across	ADP
easat-6771	158	20	various	various	ADJ
easat-6771	158	21	product	product	NOUN
easat-6771	158	22	features	feature	VERB
easat-6771	158	23	[	[	X
easat-6771	158	24	31	31	NUM
easat-6771	158	25	]	]	PUNCT
easat-6771	158	26	.	.	PUNCT
easat-6771	159	1	the	the	DET
easat-6771	159	2	consumer	consumer	NOUN
easat-6771	159	3	involvement	involvement	NOUN
easat-6771	159	4	theory	theory	NOUN
easat-6771	159	5	is	be	AUX
easat-6771	159	6	based	base	VERB
easat-6771	159	7	on	on	ADP
easat-6771	159	8	the	the	DET
easat-6771	159	9	idea	idea	NOUN
easat-6771	159	10	that	that	SCONJ
easat-6771	159	11	products	product	NOUN
easat-6771	159	12	vary	vary	VERB
easat-6771	159	13	in	in	ADP
easat-6771	159	14	their	their	PRON
easat-6771	159	15	personal	personal	ADJ
easat-6771	159	16	relevance	relevance	NOUN
easat-6771	159	17	to	to	ADP
easat-6771	159	18	consumers	consumer	NOUN
easat-6771	159	19	,	,	PUNCT
easat-6771	159	20	which	which	PRON
easat-6771	159	21	affects	affect	VERB
easat-6771	159	22	how	how	SCONJ
easat-6771	159	23	much	much	ADJ
easat-6771	159	24	effort	effort	NOUN
easat-6771	159	25	individuals	individual	NOUN
easat-6771	159	26	invest	invest	VERB
easat-6771	159	27	in	in	ADP
easat-6771	159	28	the	the	DET
easat-6771	159	29	decision	decision	NOUN
easat-6771	159	30	-	-	PUNCT
easat-6771	159	31	making	make	VERB
easat-6771	159	32	process	process	NOUN
easat-6771	159	33	.	.	PUNCT
easat-6771	160	1	involvement	involvement	NOUN
easat-6771	160	2	refers	refer	VERB
easat-6771	160	3	to	to	ADP
easat-6771	160	4	the	the	DET
easat-6771	160	5	perceived	perceive	VERB
easat-6771	160	6	connection	connection	NOUN
easat-6771	160	7	between	between	ADP
easat-6771	160	8	consumers	consumer	NOUN
easat-6771	160	9	and	and	CCONJ
easat-6771	160	10	products	product	NOUN
easat-6771	160	11	,	,	PUNCT
easat-6771	160	12	influenced	influence	VERB
easat-6771	160	13	by	by	ADP
easat-6771	160	14	their	their	PRON
easat-6771	160	15	needs	need	NOUN
easat-6771	160	16	,	,	PUNCT
easat-6771	160	17	values	value	NOUN
easat-6771	160	18	,	,	PUNCT
easat-6771	160	19	and	and	CCONJ
easat-6771	160	20	personal	personal	ADJ
easat-6771	160	21	interests	interest	NOUN
easat-6771	160	22	[	[	X
easat-6771	160	23	29	29	NUM
easat-6771	160	24	]	]	PUNCT
easat-6771	160	25	.	.	PUNCT
easat-6771	161	1	recognizing	recognize	VERB
easat-6771	161	2	these	these	DET
easat-6771	161	3	consumer	consumer	NOUN
easat-6771	161	4	preferences	preference	NOUN
easat-6771	161	5	has	have	AUX
easat-6771	161	6	drawn	draw	VERB
easat-6771	161	7	significant	significant	ADJ
easat-6771	161	8	attention	attention	NOUN
easat-6771	161	9	from	from	ADP
easat-6771	161	10	marketers	marketer	NOUN
easat-6771	161	11	and	and	CCONJ
easat-6771	161	12	researchers	researcher	NOUN
easat-6771	161	13	,	,	PUNCT
easat-6771	161	14	leading	lead	VERB
easat-6771	161	15	to	to	ADP
easat-6771	161	16	studies	study	NOUN
easat-6771	161	17	on	on	ADP
easat-6771	161	18	how	how	SCONJ
easat-6771	161	19	consumer	consumer	NOUN
easat-6771	161	20	involvement	involvement	NOUN
easat-6771	161	21	moderates	moderate	VERB
easat-6771	161	22	product	product	NOUN
easat-6771	161	23	choices	choice	NOUN
easat-6771	161	24	,	,	PUNCT
easat-6771	161	25	purchasing	purchasing	NOUN
easat-6771	161	26	decisions	decision	NOUN
easat-6771	161	27	,	,	PUNCT
easat-6771	161	28	and	and	CCONJ
easat-6771	161	29	impacts	impact	VERB
easat-6771	161	30	consumer	consumer	NOUN
easat-6771	161	31	attitudes	attitude	NOUN
easat-6771	161	32	[	[	X
easat-6771	161	33	28	28	NUM
easat-6771	161	34	]	]	PUNCT
easat-6771	161	35	.	.	PUNCT
easat-6771	162	1	this	this	DET
easat-6771	162	2	involvement	involvement	NOUN
easat-6771	162	3	affects	affect	VERB
easat-6771	162	4	the	the	DET
easat-6771	162	5	way	way	NOUN
easat-6771	162	6	consumers	consumer	NOUN
easat-6771	162	7	search	search	VERB
easat-6771	162	8	for	for	ADP
easat-6771	162	9	information	information	NOUN
easat-6771	162	10	,	,	PUNCT
easat-6771	162	11	process	process	VERB
easat-6771	162	12	it	it	PRON
easat-6771	162	13	,	,	PUNCT
easat-6771	162	14	and	and	CCONJ
easat-6771	162	15	make	make	VERB
easat-6771	162	16	decisions	decision	NOUN
easat-6771	162	17	.	.	PUNCT
easat-6771	163	1	different	different	ADJ
easat-6771	163	2	consumer	consumer	NOUN
easat-6771	163	3	characteristics	characteristic	NOUN
easat-6771	163	4	lead	lead	VERB
easat-6771	163	5	to	to	ADP
easat-6771	163	6	varying	vary	VERB
easat-6771	163	7	levels	level	NOUN
easat-6771	163	8	of	of	ADP
easat-6771	163	9	involvement	involvement	NOUN
easat-6771	163	10	,	,	PUNCT
easat-6771	163	11	which	which	PRON
easat-6771	163	12	influence	influence	VERB
easat-6771	163	13	their	their	PRON
easat-6771	163	14	attitudes	attitude	NOUN
easat-6771	163	15	and	and	CCONJ
easat-6771	163	16	behaviors	behavior	NOUN
easat-6771	163	17	,	,	PUNCT
easat-6771	163	18	making	make	VERB
easat-6771	163	19	consumer	consumer	NOUN
easat-6771	163	20	involvement	involvement	NOUN
easat-6771	163	21	a	a	DET
easat-6771	163	22	key	key	ADJ
easat-6771	163	23	factor	factor	NOUN
easat-6771	163	24	in	in	ADP
easat-6771	163	25	market	market	NOUN
easat-6771	163	26	segmentation	segmentation	NOUN
easat-6771	163	27	.	.	PUNCT
easat-6771	164	1	the	the	DET
easat-6771	164	2	theory	theory	NOUN
easat-6771	164	3	helps	help	VERB
easat-6771	164	4	explain	explain	VERB
easat-6771	164	5	the	the	DET
easat-6771	164	6	consumption	consumption	NOUN
easat-6771	164	7	process	process	NOUN
easat-6771	164	8	by	by	ADP
easat-6771	164	9	differentiating	differentiate	VERB
easat-6771	164	10	between	between	ADP
easat-6771	164	11	high	high	ADJ
easat-6771	164	12	and	and	CCONJ
easat-6771	164	13	low	low	ADJ
easat-6771	164	14	involvement	involvement	NOUN
easat-6771	164	15	in	in	ADP
easat-6771	164	16	both	both	DET
easat-6771	164	17	products	product	NOUN
easat-6771	164	18	and	and	CCONJ
easat-6771	164	19	services	service	NOUN
easat-6771	164	20	.	.	PUNCT
easat-6771	165	1	high	high	ADJ
easat-6771	165	2	-	-	PUNCT
easat-6771	165	3	involvement	involvement	NOUN
easat-6771	165	4	purchases	purchase	NOUN
easat-6771	165	5	are	be	AUX
easat-6771	165	6	important	important	ADJ
easat-6771	165	7	to	to	ADP
easat-6771	165	8	consumers	consumer	NOUN
easat-6771	165	9	,	,	PUNCT
easat-6771	165	10	though	though	SCONJ
easat-6771	165	11	not	not	PART
easat-6771	165	12	always	always	ADV
easat-6771	165	13	technologically	technologically	ADV
easat-6771	165	14	complex	complex	ADJ
easat-6771	165	15	,	,	PUNCT
easat-6771	165	16	expensive	expensive	ADJ
easat-6771	165	17	,	,	PUNCT
easat-6771	165	18	or	or	CCONJ
easat-6771	165	19	long	long	ADV
easat-6771	165	20	-	-	PUNCT
easat-6771	165	21	lasting	last	VERB
easat-6771	165	22	.	.	PUNCT
easat-6771	166	1	many	many	ADJ
easat-6771	166	2	high	high	ADJ
easat-6771	166	3	-	-	PUNCT
easat-6771	166	4	involvement	involvement	NOUN
easat-6771	166	5	services	service	NOUN
easat-6771	166	6	also	also	ADV
easat-6771	166	7	have	have	VERB
easat-6771	166	8	a	a	DET
easat-6771	166	9	hedonic	hedonic	ADJ
easat-6771	166	10	element	element	NOUN
easat-6771	166	11	.	.	PUNCT
easat-6771	167	1	low	low	ADJ
easat-6771	167	2	-	-	PUNCT
easat-6771	167	3	involvement	involvement	NOUN
easat-6771	167	4	purchases	purchase	NOUN
easat-6771	167	5	,	,	PUNCT
easat-6771	167	6	on	on	ADP
easat-6771	167	7	the	the	DET
easat-6771	167	8	other	other	ADJ
easat-6771	167	9	hand	hand	NOUN
easat-6771	167	10	,	,	PUNCT
easat-6771	167	11	are	be	AUX
easat-6771	167	12	typically	typically	ADV
easat-6771	167	13	less	less	ADV
easat-6771	167	14	significant	significant	ADJ
easat-6771	167	15	,	,	PUNCT
easat-6771	167	16	bought	buy	VERB
easat-6771	167	17	frequently	frequently	ADV
easat-6771	167	18	,	,	PUNCT
easat-6771	167	19	widely	widely	ADV
easat-6771	167	20	available	available	ADJ
easat-6771	167	21	,	,	PUNCT
easat-6771	167	22	low	low	ADV
easat-6771	167	23	-	-	PUNCT
easat-6771	167	24	priced	price	VERB
easat-6771	167	25	,	,	PUNCT
easat-6771	167	26	and	and	CCONJ
easat-6771	167	27	often	often	ADV
easat-6771	167	28	consist	consist	VERB
easat-6771	167	29	of	of	ADP
easat-6771	167	30	non	non	ADJ
easat-6771	167	31	-	-	ADJ
easat-6771	167	32	durable	durable	ADJ
easat-6771	167	33	goods	good	NOUN
easat-6771	167	34	.	.	PUNCT
easat-6771	168	1	consumer	consumer	NOUN
easat-6771	168	2	involvement	involvement	NOUN
easat-6771	168	3	with	with	ADP
easat-6771	168	4	services	service	NOUN
easat-6771	168	5	and	and	CCONJ
easat-6771	168	6	purchasing	purchasing	NOUN
easat-6771	168	7	situations	situation	NOUN
easat-6771	168	8	is	be	AUX
easat-6771	168	9	based	base	VERB
easat-6771	168	10	on	on	ADP
easat-6771	168	11	the	the	DET
easat-6771	168	12	premise	premise	NOUN
easat-6771	168	13	that	that	SCONJ
easat-6771	168	14	the	the	DET
easat-6771	168	15	level	level	NOUN
easat-6771	168	16	of	of	ADP
easat-6771	168	17	consumer	consumer	NOUN
easat-6771	168	18	involvement	involvement	NOUN
easat-6771	168	19	depends	depend	VERB
easat-6771	168	20	on	on	ADP
easat-6771	168	21	the	the	DET
easat-6771	168	22	degree	degree	NOUN
easat-6771	168	23	of	of	ADP
easat-6771	168	24	personal	personal	ADJ
easat-6771	168	25	relevance	relevance	NOUN
easat-6771	168	26	that	that	SCONJ
easat-6771	168	27	a	a	DET
easat-6771	168	28	particular	particular	ADJ
easat-6771	168	29	service	service	NOUN
easat-6771	168	30	holds	hold	VERB
easat-6771	168	31	for	for	ADP
easat-6771	168	32	them	they	PRON
easat-6771	168	33	.	.	PUNCT
easat-6771	169	1	services	service	NOUN
easat-6771	169	2	carry	carry	VERB
easat-6771	169	3	different	different	ADJ
easat-6771	169	4	meanings	meaning	NOUN
easat-6771	169	5	for	for	ADP
easat-6771	169	6	different	different	ADJ
easat-6771	169	7	people	people	NOUN
easat-6771	169	8	,	,	PUNCT
easat-6771	169	9	but	but	CCONJ
easat-6771	169	10	if	if	SCONJ
easat-6771	169	11	a	a	DET
easat-6771	169	12	service	service	NOUN
easat-6771	169	13	is	be	AUX
easat-6771	169	14	personally	personally	ADV
easat-6771	169	15	relevant	relevant	ADJ
easat-6771	169	16	,	,	PUNCT
easat-6771	169	17	consumers	consumer	NOUN
easat-6771	169	18	are	be	AUX
easat-6771	169	19	more	more	ADV
easat-6771	169	20	likely	likely	ADJ
easat-6771	169	21	to	to	PART
easat-6771	169	22	engage	engage	VERB
easat-6771	169	23	in	in	ADP
easat-6771	169	24	information	information	NOUN
easat-6771	169	25	gathering	gathering	NOUN
easat-6771	169	26	(	(	PUNCT
easat-6771	169	27	knowledge	knowledge	NOUN
easat-6771	169	28	acquisition	acquisition	NOUN
easat-6771	169	29	)	)	PUNCT
easat-6771	169	30	about	about	ADP
easat-6771	169	31	the	the	DET
easat-6771	169	32	service	service	NOUN
easat-6771	169	33	itself	itself	PRON
easat-6771	169	34	.	.	PUNCT
easat-6771	170	1	the	the	DET
easat-6771	170	2	intensity	intensity	NOUN
easat-6771	170	3	of	of	ADP
easat-6771	170	4	this	this	DET
easat-6771	170	5	involvement	involvement	NOUN
easat-6771	170	6	differentiates	differentiate	VERB
easat-6771	170	7	service	service	NOUN
easat-6771	170	8	categories	category	NOUN
easat-6771	170	9	and	and	CCONJ
easat-6771	170	10	specific	specific	ADJ
easat-6771	170	11	consumer	consumer	NOUN
easat-6771	170	12	types	type	NOUN
easat-6771	170	13	from	from	ADP
easat-6771	170	14	one	one	NUM
easat-6771	170	15	another	another	DET
easat-6771	170	16	.	.	PUNCT
easat-6771	171	1	high	high	ADJ
easat-6771	171	2	-	-	PUNCT
easat-6771	171	3	involvement	involvement	NOUN
easat-6771	171	4	types	type	NOUN
easat-6771	171	5	that	that	PRON
easat-6771	171	6	are	be	AUX
easat-6771	171	7	more	more	ADV
easat-6771	171	8	enduring	enduring	ADJ
easat-6771	171	9	are	be	AUX
easat-6771	171	10	usually	usually	ADV
easat-6771	171	11	accompanied	accompany	VERB
easat-6771	171	12	by	by	ADP
easat-6771	171	13	extensive	extensive	ADJ
easat-6771	171	14	knowledge	knowledge	NOUN
easat-6771	171	15	about	about	ADP
easat-6771	171	16	the	the	DET
easat-6771	171	17	service	service	NOUN
easat-6771	171	18	category	category	NOUN
easat-6771	171	19	acquired	acquire	VERB
easat-6771	171	20	over	over	ADP
easat-6771	171	21	time	time	NOUN
easat-6771	171	22	[	[	X
easat-6771	171	23	31	31	NUM
easat-6771	171	24	]	]	PUNCT
easat-6771	171	25	.	.	PUNCT
easat-6771	172	1	involvement	involvement	NOUN
easat-6771	172	2	can	can	AUX
easat-6771	172	3	be	be	AUX
easat-6771	172	4	categorized	categorize	VERB
easat-6771	172	5	into	into	ADP
easat-6771	172	6	three	three	NUM
easat-6771	172	7	main	main	ADJ
easat-6771	172	8	types	type	NOUN
easat-6771	172	9	:	:	PUNCT
easat-6771	172	10	enduring	endure	VERB
easat-6771	172	11	involvement	involvement	NOUN
easat-6771	172	12	,	,	PUNCT
easat-6771	172	13	situational	situational	ADJ
easat-6771	172	14	involvement	involvement	NOUN
easat-6771	172	15	,	,	PUNCT
easat-6771	172	16	and	and	CCONJ
easat-6771	172	17	response	response	NOUN
easat-6771	172	18	involvement	involvement	NOUN
easat-6771	172	19	.	.	PUNCT
easat-6771	173	1	enduring	endure	VERB
easat-6771	173	2	involvement	involvement	NOUN
easat-6771	173	3	refers	refer	VERB
easat-6771	173	4	to	to	ADP
easat-6771	173	5	a	a	DET
easat-6771	173	6	long	long	ADV
easat-6771	173	7	-	-	PUNCT
easat-6771	173	8	lasting	last	VERB
easat-6771	173	9	and	and	CCONJ
easat-6771	173	10	consistent	consistent	ADJ
easat-6771	173	11	connection	connection	NOUN
easat-6771	173	12	that	that	PRON
easat-6771	173	13	a	a	DET
easat-6771	173	14	consumer	consumer	NOUN
easat-6771	173	15	has	have	AUX
easat-6771	173	16	with	with	ADP
easat-6771	173	17	a	a	DET
easat-6771	173	18	brand	brand	NOUN
easat-6771	173	19	or	or	CCONJ
easat-6771	173	20	service	service	NOUN
easat-6771	173	21	over	over	ADP
easat-6771	173	22	time	time	NOUN
easat-6771	173	23	.	.	PUNCT
easat-6771	174	1	situational	situational	ADJ
easat-6771	174	2	involvement	involvement	NOUN
easat-6771	174	3	is	be	AUX
easat-6771	174	4	temporary	temporary	ADJ
easat-6771	174	5	and	and	CCONJ
easat-6771	174	6	goal	goal	NOUN
easat-6771	174	7	-	-	PUNCT
easat-6771	174	8	driven	drive	VERB
easat-6771	174	9	,	,	PUNCT
easat-6771	174	10	where	where	SCONJ
easat-6771	174	11	the	the	DET
easat-6771	174	12	consumer	consumer	NOUN
easat-6771	174	13	's	's	PART
easat-6771	174	14	interest	interest	NOUN
easat-6771	174	15	lasts	last	VERB
easat-6771	174	16	only	only	ADV
easat-6771	174	17	until	until	SCONJ
easat-6771	174	18	a	a	DET
easat-6771	174	19	specific	specific	ADJ
easat-6771	174	20	need	need	NOUN
easat-6771	174	21	is	be	AUX
easat-6771	174	22	met	meet	VERB
easat-6771	174	23	.	.	PUNCT
easat-6771	175	1	after	after	ADP
easat-6771	175	2	achieving	achieve	VERB
easat-6771	175	3	the	the	DET
easat-6771	175	4	goal	goal	NOUN
easat-6771	175	5	,	,	PUNCT
easat-6771	175	6	the	the	DET
easat-6771	175	7	involvement	involvement	NOUN
easat-6771	175	8	ends	end	VERB
easat-6771	175	9	.	.	PUNCT
easat-6771	176	1	in	in	ADP
easat-6771	176	2	literature	literature	NOUN
easat-6771	176	3	,	,	PUNCT
easat-6771	176	4	this	this	PRON
easat-6771	176	5	is	be	AUX
easat-6771	176	6	also	also	ADV
easat-6771	176	7	known	know	VERB
easat-6771	176	8	as	as	ADP
easat-6771	176	9	purchase	purchase	NOUN
easat-6771	176	10	decision	decision	NOUN
easat-6771	176	11	involvement	involvement	NOUN
easat-6771	176	12	.	.	PUNCT
easat-6771	177	1	response	response	NOUN
easat-6771	177	2	involvement	involvement	NOUN
easat-6771	177	3	blends	blend	VERB
easat-6771	177	4	both	both	PRON
easat-6771	177	5	situational	situational	ADJ
easat-6771	177	6	and	and	CCONJ
easat-6771	177	7	enduring	endure	VERB
easat-6771	177	8	involvement	involvement	NOUN
easat-6771	177	9	.	.	PUNCT
easat-6771	178	1	it	it	PRON
easat-6771	178	2	develops	develop	VERB
easat-6771	178	3	from	from	ADP
easat-6771	178	4	bonds	bond	NOUN
easat-6771	178	5	created	create	VERB
easat-6771	178	6	during	during	ADP
easat-6771	178	7	situational	situational	ADJ
easat-6771	178	8	involvement	involvement	NOUN
easat-6771	178	9	and	and	CCONJ
easat-6771	178	10	focuses	focus	VERB
easat-6771	178	11	on	on	ADP
easat-6771	178	12	the	the	DET
easat-6771	178	13	consumer	consumer	NOUN
easat-6771	178	14	's	's	PART
easat-6771	178	15	reaction	reaction	NOUN
easat-6771	178	16	,	,	PUNCT
easat-6771	178	17	which	which	PRON
easat-6771	178	18	is	be	AUX
easat-6771	178	19	an	an	DET
easat-6771	178	20	outcome	outcome	NOUN
easat-6771	178	21	of	of	ADP
easat-6771	178	22	the	the	DET
easat-6771	178	23	involvement	involvement	NOUN
easat-6771	178	24	process	process	NOUN
easat-6771	178	25	rather	rather	ADV
easat-6771	178	26	than	than	ADP
easat-6771	178	27	the	the	DET
easat-6771	178	28	involvement	involvement	NOUN
easat-6771	178	29	itself	itself	PRON
easat-6771	179	1	[	[	X
easat-6771	179	2	28	28	NUM
easat-6771	179	3	]	]	PUNCT
easat-6771	179	4	.	.	PUNCT
easat-6771	180	1	the	the	DET
easat-6771	180	2	creation	creation	NOUN
easat-6771	180	3	of	of	ADP
easat-6771	180	4	innovative	innovative	ADJ
easat-6771	180	5	services	service	NOUN
easat-6771	180	6	relies	rely	VERB
easat-6771	180	7	heavily	heavily	ADV
easat-6771	180	8	on	on	ADP
easat-6771	180	9	incorporating	incorporate	VERB
easat-6771	180	10	consumer	consumer	NOUN
easat-6771	180	11	feedback	feedback	NOUN
easat-6771	180	12	to	to	PART
easat-6771	180	13	shape	shape	VERB
easat-6771	180	14	and	and	CCONJ
easat-6771	180	15	define	define	VERB
easat-6771	180	16	new	new	ADJ
easat-6771	180	17	service	service	NOUN
easat-6771	180	18	concepts	concept	NOUN
easat-6771	180	19	.	.	PUNCT
easat-6771	181	1	listening	listen	VERB
easat-6771	181	2	to	to	ADP
easat-6771	181	3	the	the	DET
easat-6771	181	4	consumer	consumer	NOUN
easat-6771	181	5	’s	’s	PART
easat-6771	181	6	perspective	perspective	NOUN
easat-6771	181	7	is	be	AUX
easat-6771	181	8	essential	essential	ADJ
easat-6771	181	9	during	during	ADP
easat-6771	181	10	the	the	DET
easat-6771	181	11	development	development	NOUN
easat-6771	181	12	process	process	NOUN
easat-6771	181	13	.	.	PUNCT
easat-6771	182	1	when	when	SCONJ
easat-6771	182	2	a	a	DET
easat-6771	182	3	service	service	NOUN
easat-6771	182	4	is	be	AUX
easat-6771	182	5	not	not	PART
easat-6771	182	6	clearly	clearly	ADV
easat-6771	182	7	defined	define	VERB
easat-6771	182	8	before	before	ADP
easat-6771	182	9	development	development	NOUN
easat-6771	182	10	starts	start	NOUN
easat-6771	182	11	,	,	PUNCT
easat-6771	182	12	it	it	PRON
easat-6771	182	13	often	often	ADV
easat-6771	182	14	leads	lead	VERB
easat-6771	182	15	to	to	ADP
easat-6771	182	16	service	service	NOUN
easat-6771	182	17	failures	failure	NOUN
easat-6771	182	18	and	and	CCONJ
easat-6771	182	19	significant	significant	ADJ
easat-6771	182	20	delays	delay	NOUN
easat-6771	182	21	in	in	ADP
easat-6771	182	22	the	the	DET
easat-6771	182	23	development	development	NOUN
easat-6771	182	24	timeline	timeline	NOUN
easat-6771	183	1	[	[	X
easat-6771	183	2	32	32	NUM
easat-6771	183	3	]	]	PUNCT
easat-6771	183	4	.	.	PUNCT
easat-6771	184	1	these	these	DET
easat-6771	184	2	theories	theory	NOUN
easat-6771	184	3	are	be	AUX
easat-6771	184	4	valuable	valuable	ADJ
easat-6771	184	5	to	to	ADP
easat-6771	184	6	marketers	marketer	NOUN
easat-6771	184	7	as	as	SCONJ
easat-6771	184	8	they	they	PRON
easat-6771	184	9	help	help	VERB
easat-6771	184	10	them	they	PRON
easat-6771	184	11	craft	craft	VERB
easat-6771	184	12	effective	effective	ADJ
easat-6771	184	13	messages	message	NOUN
easat-6771	184	14	that	that	PRON
easat-6771	184	15	influence	influence	NOUN
easat-6771	184	16	consumer	consumer	NOUN
easat-6771	184	17	behavior	behavior	NOUN
easat-6771	184	18	and	and	CCONJ
easat-6771	184	19	encourage	encourage	VERB
easat-6771	184	20	purchasing	purchasing	NOUN
easat-6771	184	21	decisions	decision	NOUN
easat-6771	184	22	.	.	PUNCT
easat-6771	185	1	20	20	NUM
easat-6771	185	2	edelweiss	edelweiss	PROPN
easat-6771	185	3	applied	apply	VERB
easat-6771	185	4	science	science	NOUN
easat-6771	185	5	and	and	CCONJ
easat-6771	185	6	technology	technology	NOUN
easat-6771	185	7	issn	issn	PROPN
easat-6771	185	8	:	:	PUNCT
easat-6771	185	9	2576	2576	NUM
easat-6771	185	10	-	-	SYM
easat-6771	185	11	8484	8484	NUM
easat-6771	185	12	vol	vol	NOUN
easat-6771	185	13	.	.	PROPN
easat-6771	186	1	9	9	NUM
easat-6771	186	2	,	,	PUNCT
easat-6771	186	3	no	no	INTJ
easat-6771	186	4	.	.	NOUN
easat-6771	186	5	5	5	NUM
easat-6771	186	6	:	:	SYM
easat-6771	186	7	14	14	NUM
easat-6771	186	8	-	-	SYM
easat-6771	186	9	28	28	NUM
easat-6771	186	10	,	,	PUNCT
easat-6771	186	11	2025	2025	NUM
easat-6771	186	12	doi	doi	NOUN
easat-6771	186	13	:	:	PUNCT
easat-6771	186	14	10.55214/25768484.v9i5.6771	10.55214/25768484.v9i5.6771	NUM
easat-6771	186	15	©	©	NOUN
easat-6771	186	16	2025	2025	NUM
easat-6771	186	17	by	by	ADP
easat-6771	186	18	the	the	DET
easat-6771	186	19	authors	author	NOUN
easat-6771	186	20	;	;	PUNCT
easat-6771	186	21	licensee	licensee	PROPN
easat-6771	186	22	learning	learning	NOUN
easat-6771	186	23	gate	gate	NOUN
easat-6771	186	24	3	3	NUM
easat-6771	186	25	.	.	PUNCT
easat-6771	186	26	aim	aim	NOUN
easat-6771	186	27	and	and	CCONJ
easat-6771	186	28	hypothesis	hypothesis	VERB
easat-6771	186	29	the	the	DET
easat-6771	186	30	purpose	purpose	NOUN
easat-6771	186	31	of	of	ADP
easat-6771	186	32	this	this	DET
easat-6771	186	33	study	study	NOUN
easat-6771	186	34	is	be	AUX
easat-6771	186	35	to	to	PART
easat-6771	186	36	integrate	integrate	VERB
easat-6771	186	37	two	two	NUM
easat-6771	186	38	theoretical	theoretical	ADJ
easat-6771	186	39	frameworks	framework	NOUN
easat-6771	186	40	:	:	PUNCT
easat-6771	186	41	the	the	DET
easat-6771	186	42	moderating	moderate	VERB
easat-6771	186	43	role	role	NOUN
easat-6771	186	44	of	of	ADP
easat-6771	186	45	involvement	involvement	NOUN
easat-6771	186	46	proposed	propose	VERB
easat-6771	186	47	by	by	ADP
easat-6771	186	48	houston	houston	PROPN
easat-6771	186	49	and	and	CCONJ
easat-6771	186	50	rothschild	rothschild	PROPN
easat-6771	187	1	[	[	X
easat-6771	187	2	30	30	NUM
easat-6771	187	3	]	]	PUNCT
easat-6771	187	4	and	and	CCONJ
easat-6771	187	5	the	the	DET
easat-6771	187	6	extended	extended	ADJ
easat-6771	187	7	unified	unified	ADJ
easat-6771	187	8	theory	theory	NOUN
easat-6771	187	9	of	of	ADP
easat-6771	187	10	acceptance	acceptance	NOUN
easat-6771	187	11	and	and	CCONJ
easat-6771	187	12	use	use	NOUN
easat-6771	187	13	of	of	ADP
easat-6771	187	14	technology	technology	NOUN
easat-6771	187	15	(	(	PUNCT
easat-6771	187	16	utaut2	utaut2	NOUN
easat-6771	187	17	)	)	PUNCT
easat-6771	187	18	developed	develop	VERB
easat-6771	187	19	by	by	ADP
easat-6771	187	20	venkatesh	venkatesh	PROPN
easat-6771	187	21	,	,	PUNCT
easat-6771	187	22	et	et	PROPN
easat-6771	187	23	al	al	PROPN
easat-6771	187	24	.	.	PUNCT
easat-6771	188	1	[	[	X
easat-6771	188	2	13	13	NUM
easat-6771	188	3	]	]	PUNCT
easat-6771	188	4	.	.	PUNCT
easat-6771	189	1	this	this	DET
easat-6771	189	2	integration	integration	NOUN
easat-6771	189	3	offers	offer	VERB
easat-6771	189	4	a	a	DET
easat-6771	189	5	novel	novel	ADJ
easat-6771	189	6	approach	approach	NOUN
easat-6771	189	7	that	that	PRON
easat-6771	189	8	has	have	VERB
easat-6771	189	9	yet	yet	ADV
easat-6771	189	10	to	to	PART
easat-6771	189	11	be	be	AUX
easat-6771	189	12	applied	apply	VERB
easat-6771	189	13	in	in	ADP
easat-6771	189	14	research	research	NOUN
easat-6771	189	15	concerning	concern	VERB
easat-6771	189	16	digital	digital	ADJ
easat-6771	189	17	transaction	transaction	NOUN
easat-6771	189	18	services	service	NOUN
easat-6771	189	19	.	.	PUNCT
easat-6771	190	1	the	the	DET
easat-6771	190	2	study	study	NOUN
easat-6771	190	3	positions	position	VERB
easat-6771	190	4	customer	customer	NOUN
easat-6771	190	5	involvement	involvement	NOUN
easat-6771	190	6	as	as	ADP
easat-6771	190	7	a	a	DET
easat-6771	190	8	moderating	moderate	VERB
easat-6771	190	9	variable	variable	NOUN
easat-6771	190	10	that	that	PRON
easat-6771	190	11	influences	influence	VERB
easat-6771	190	12	the	the	DET
easat-6771	190	13	relationship	relationship	NOUN
easat-6771	190	14	between	between	ADP
easat-6771	190	15	behavioral	behavioral	ADJ
easat-6771	190	16	intention	intention	NOUN
easat-6771	190	17	and	and	CCONJ
easat-6771	190	18	the	the	DET
easat-6771	190	19	actual	actual	ADJ
easat-6771	190	20	usage	usage	NOUN
easat-6771	190	21	behavior	behavior	NOUN
easat-6771	190	22	of	of	ADP
easat-6771	190	23	digital	digital	ADJ
easat-6771	190	24	transaction	transaction	NOUN
easat-6771	190	25	services	service	NOUN
easat-6771	190	26	.	.	PUNCT
easat-6771	191	1	this	this	DET
easat-6771	191	2	approach	approach	NOUN
easat-6771	191	3	not	not	PART
easat-6771	191	4	only	only	ADV
easat-6771	191	5	enhances	enhance	VERB
easat-6771	191	6	the	the	DET
easat-6771	191	7	understanding	understanding	NOUN
easat-6771	191	8	of	of	ADP
easat-6771	191	9	causal	causal	ADJ
easat-6771	191	10	relationships	relationship	NOUN
easat-6771	191	11	between	between	ADP
easat-6771	191	12	variables	variable	NOUN
easat-6771	191	13	but	but	CCONJ
easat-6771	191	14	also	also	ADV
easat-6771	191	15	contributes	contribute	VERB
easat-6771	191	16	a	a	DET
easat-6771	191	17	fresh	fresh	ADJ
easat-6771	191	18	perspective	perspective	NOUN
easat-6771	191	19	to	to	ADP
easat-6771	191	20	the	the	DET
easat-6771	191	21	theoretical	theoretical	ADJ
easat-6771	191	22	development	development	NOUN
easat-6771	191	23	of	of	ADP
easat-6771	191	24	user	user	NOUN
easat-6771	191	25	behavior	behavior	NOUN
easat-6771	191	26	studies	study	NOUN
easat-6771	191	27	in	in	ADP
easat-6771	191	28	the	the	DET
easat-6771	191	29	field	field	NOUN
easat-6771	191	30	of	of	ADP
easat-6771	191	31	digital	digital	ADJ
easat-6771	191	32	banking	banking	NOUN
easat-6771	191	33	transaction	transaction	NOUN
easat-6771	191	34	services	service	NOUN
easat-6771	191	35	.	.	PUNCT
easat-6771	192	1	based	base	VERB
easat-6771	192	2	on	on	ADP
easat-6771	192	3	the	the	DET
easat-6771	192	4	concepts	concept	NOUN
easat-6771	192	5	and	and	CCONJ
easat-6771	192	6	theories	theory	NOUN
easat-6771	192	7	developed	developed	AUX
easat-6771	192	8	,	,	PUNCT
easat-6771	192	9	the	the	DET
easat-6771	192	10	following	follow	VERB
easat-6771	192	11	hypotheses	hypothesis	NOUN
easat-6771	192	12	are	be	AUX
easat-6771	192	13	proposed	propose	VERB
easat-6771	192	14	:	:	PUNCT
easat-6771	192	15	h1	h1	NOUN
easat-6771	192	16	:	:	PUNCT
easat-6771	192	17	performance	performance	NOUN
easat-6771	192	18	expectancy	expectancy	NOUN
easat-6771	192	19	positively	positively	ADV
easat-6771	192	20	and	and	CCONJ
easat-6771	192	21	significantly	significantly	ADV
easat-6771	192	22	influences	influence	VERB
easat-6771	192	23	behavioral	behavioral	ADJ
easat-6771	192	24	intention	intention	NOUN
easat-6771	192	25	to	to	PART
easat-6771	192	26	use	use	VERB
easat-6771	192	27	digital	digital	ADJ
easat-6771	192	28	transaction	transaction	NOUN
easat-6771	192	29	services	service	NOUN
easat-6771	192	30	.	.	PUNCT
easat-6771	193	1	h2	h2	NOUN
easat-6771	193	2	:	:	PUNCT
easat-6771	193	3	effort	effort	NOUN
easat-6771	193	4	expectancy	expectancy	NOUN
easat-6771	193	5	has	have	VERB
easat-6771	193	6	a	a	DET
easat-6771	193	7	positive	positive	ADJ
easat-6771	193	8	and	and	CCONJ
easat-6771	193	9	significant	significant	ADJ
easat-6771	193	10	effect	effect	NOUN
easat-6771	193	11	on	on	ADP
easat-6771	193	12	behavioral	behavioral	ADJ
easat-6771	193	13	intention	intention	NOUN
easat-6771	193	14	to	to	PART
easat-6771	193	15	use	use	VERB
easat-6771	193	16	digital	digital	ADJ
easat-6771	193	17	transaction	transaction	NOUN
easat-6771	193	18	services	service	NOUN
easat-6771	193	19	.	.	PUNCT
easat-6771	194	1	h3	h3	NOUN
easat-6771	194	2	:	:	PUNCT
easat-6771	194	3	social	social	ADJ
easat-6771	194	4	influence	influence	NOUN
easat-6771	194	5	positively	positively	ADV
easat-6771	194	6	and	and	CCONJ
easat-6771	194	7	significantly	significantly	ADV
easat-6771	194	8	impacts	impact	VERB
easat-6771	194	9	behavioral	behavioral	ADJ
easat-6771	194	10	intention	intention	NOUN
easat-6771	194	11	to	to	PART
easat-6771	194	12	use	use	VERB
easat-6771	194	13	digital	digital	ADJ
easat-6771	194	14	transaction	transaction	NOUN
easat-6771	194	15	services	service	NOUN
easat-6771	194	16	.	.	PUNCT
easat-6771	195	1	h4	h4	NOUN
easat-6771	195	2	:	:	PUNCT
easat-6771	195	3	facilitating	facilitate	VERB
easat-6771	195	4	conditions	condition	NOUN
easat-6771	195	5	positively	positively	ADV
easat-6771	195	6	and	and	CCONJ
easat-6771	195	7	significantly	significantly	ADV
easat-6771	195	8	affect	affect	VERB
easat-6771	195	9	behavioral	behavioral	ADJ
easat-6771	195	10	intention	intention	NOUN
easat-6771	195	11	to	to	PART
easat-6771	195	12	use	use	VERB
easat-6771	195	13	digital	digital	ADJ
easat-6771	195	14	transaction	transaction	NOUN
easat-6771	195	15	services	service	NOUN
easat-6771	195	16	.	.	PUNCT
easat-6771	196	1	h5	h5	PROPN
easat-6771	196	2	:	:	PUNCT
easat-6771	196	3	hedonic	hedonic	ADJ
easat-6771	196	4	motivation	motivation	NOUN
easat-6771	196	5	has	have	VERB
easat-6771	196	6	a	a	DET
easat-6771	196	7	positive	positive	ADJ
easat-6771	196	8	and	and	CCONJ
easat-6771	196	9	significant	significant	ADJ
easat-6771	196	10	impact	impact	NOUN
easat-6771	196	11	on	on	ADP
easat-6771	196	12	behavioral	behavioral	ADJ
easat-6771	196	13	intention	intention	NOUN
easat-6771	196	14	to	to	PART
easat-6771	196	15	use	use	VERB
easat-6771	196	16	digital	digital	ADJ
easat-6771	196	17	transaction	transaction	NOUN
easat-6771	196	18	services	service	NOUN
easat-6771	196	19	.	.	PUNCT
easat-6771	197	1	h6	h6	NOUN
easat-6771	197	2	:	:	PUNCT
easat-6771	197	3	price	price	NOUN
easat-6771	197	4	value	value	NOUN
easat-6771	197	5	positively	positively	ADV
easat-6771	197	6	and	and	CCONJ
easat-6771	197	7	significantly	significantly	ADV
easat-6771	197	8	influences	influence	VERB
easat-6771	197	9	behavioral	behavioral	ADJ
easat-6771	197	10	intention	intention	NOUN
easat-6771	197	11	to	to	PART
easat-6771	197	12	use	use	VERB
easat-6771	197	13	digital	digital	ADJ
easat-6771	197	14	transaction	transaction	NOUN
easat-6771	197	15	services	service	NOUN
easat-6771	197	16	.	.	PUNCT
easat-6771	198	1	h7	h7	NOUN
easat-6771	198	2	:	:	PUNCT
easat-6771	198	3	habit	habit	PROPN
easat-6771	198	4	has	have	VERB
easat-6771	198	5	a	a	DET
easat-6771	198	6	positive	positive	ADJ
easat-6771	198	7	and	and	CCONJ
easat-6771	198	8	significant	significant	ADJ
easat-6771	198	9	effect	effect	NOUN
easat-6771	198	10	on	on	ADP
easat-6771	198	11	behavioral	behavioral	ADJ
easat-6771	198	12	intention	intention	NOUN
easat-6771	198	13	to	to	PART
easat-6771	198	14	use	use	VERB
easat-6771	198	15	digital	digital	ADJ
easat-6771	198	16	transaction	transaction	NOUN
easat-6771	198	17	services	service	NOUN
easat-6771	198	18	.	.	PUNCT
easat-6771	199	1	h8	h8	NOUN
easat-6771	199	2	:	:	PUNCT
easat-6771	199	3	behavioral	behavioral	ADJ
easat-6771	199	4	intention	intention	NOUN
easat-6771	199	5	positively	positively	ADV
easat-6771	199	6	and	and	CCONJ
easat-6771	199	7	significantly	significantly	ADV
easat-6771	199	8	affects	affect	VERB
easat-6771	199	9	the	the	DET
easat-6771	199	10	actual	actual	ADJ
easat-6771	199	11	usage	usage	NOUN
easat-6771	199	12	behavior	behavior	NOUN
easat-6771	199	13	of	of	ADP
easat-6771	199	14	digital	digital	ADJ
easat-6771	199	15	transaction	transaction	NOUN
easat-6771	199	16	services	service	NOUN
easat-6771	199	17	.	.	PUNCT
easat-6771	200	1	h9	h9	NOUN
easat-6771	200	2	:	:	PUNCT
easat-6771	200	3	customer	customer	NOUN
easat-6771	200	4	involvement	involvement	NOUN
easat-6771	200	5	significantly	significantly	ADV
easat-6771	200	6	moderates	moderate	VERB
easat-6771	200	7	the	the	DET
easat-6771	200	8	relationship	relationship	NOUN
easat-6771	200	9	between	between	ADP
easat-6771	200	10	behavioral	behavioral	ADJ
easat-6771	200	11	intention	intention	NOUN
easat-6771	200	12	and	and	CCONJ
easat-6771	200	13	the	the	DET
easat-6771	200	14	actual	actual	ADJ
easat-6771	200	15	usage	usage	NOUN
easat-6771	200	16	behavior	behavior	NOUN
easat-6771	200	17	of	of	ADP
easat-6771	200	18	digital	digital	ADJ
easat-6771	200	19	transaction	transaction	NOUN
easat-6771	200	20	services	service	NOUN
easat-6771	200	21	.	.	PUNCT
easat-6771	201	1	4	4	X
easat-6771	201	2	.	.	X
easat-6771	201	3	methodology	methodology	NOUN
easat-6771	201	4	this	this	DET
easat-6771	201	5	research	research	NOUN
easat-6771	201	6	utilizes	utilize	VERB
easat-6771	201	7	a	a	DET
easat-6771	201	8	quantitative	quantitative	ADJ
easat-6771	201	9	approach	approach	NOUN
easat-6771	201	10	and	and	CCONJ
easat-6771	201	11	follows	follow	VERB
easat-6771	201	12	a	a	DET
easat-6771	201	13	causal	causal	ADJ
easat-6771	201	14	explanatory	explanatory	ADJ
easat-6771	201	15	research	research	NOUN
easat-6771	201	16	design	design	NOUN
easat-6771	201	17	as	as	SCONJ
easat-6771	201	18	outlined	outline	VERB
easat-6771	201	19	by	by	ADP
easat-6771	201	20	creswell	creswell	PROPN
easat-6771	201	21	and	and	CCONJ
easat-6771	201	22	creswell	creswell	PROPN
easat-6771	202	1	[	[	X
easat-6771	202	2	33	33	NUM
easat-6771	202	3	]	]	PUNCT
easat-6771	202	4	.	.	PUNCT
easat-6771	203	1	the	the	DET
easat-6771	203	2	study	study	NOUN
easat-6771	203	3	starts	start	VERB
easat-6771	203	4	with	with	ADP
easat-6771	203	5	an	an	DET
easat-6771	203	6	extensive	extensive	ADJ
easat-6771	203	7	review	review	NOUN
easat-6771	203	8	of	of	ADP
easat-6771	203	9	relevant	relevant	ADJ
easat-6771	203	10	concepts	concept	NOUN
easat-6771	203	11	and	and	CCONJ
easat-6771	203	12	prior	prior	ADJ
easat-6771	203	13	research	research	NOUN
easat-6771	203	14	,	,	PUNCT
easat-6771	203	15	which	which	PRON
easat-6771	203	16	is	be	AUX
easat-6771	203	17	then	then	ADV
easat-6771	203	18	used	use	VERB
easat-6771	203	19	to	to	PART
easat-6771	203	20	formulate	formulate	VERB
easat-6771	203	21	hypotheses	hypothesis	NOUN
easat-6771	203	22	for	for	ADP
easat-6771	203	23	empirical	empirical	ADJ
easat-6771	203	24	testing	testing	NOUN
easat-6771	203	25	.	.	PUNCT
easat-6771	204	1	the	the	DET
easat-6771	204	2	quantitative	quantitative	ADJ
easat-6771	204	3	method	method	NOUN
easat-6771	204	4	is	be	AUX
easat-6771	204	5	employed	employ	VERB
easat-6771	204	6	to	to	PART
easat-6771	204	7	evaluate	evaluate	VERB
easat-6771	204	8	concepts	concept	NOUN
easat-6771	204	9	,	,	PUNCT
easat-6771	204	10	validate	validate	ADJ
easat-6771	204	11	facts	fact	NOUN
easat-6771	204	12	,	,	PUNCT
easat-6771	204	13	analyze	analyze	VERB
easat-6771	204	14	relationships	relationship	NOUN
easat-6771	204	15	between	between	ADP
easat-6771	204	16	variables	variable	NOUN
easat-6771	204	17	,	,	PUNCT
easat-6771	204	18	and	and	CCONJ
easat-6771	204	19	interpret	interpret	VERB
easat-6771	204	20	the	the	DET
easat-6771	204	21	findings	finding	NOUN
easat-6771	204	22	to	to	PART
easat-6771	204	23	draw	draw	VERB
easat-6771	204	24	meaningful	meaningful	ADJ
easat-6771	204	25	conclusions	conclusion	NOUN
easat-6771	204	26	.	.	PUNCT
easat-6771	205	1	the	the	DET
easat-6771	205	2	study	study	NOUN
easat-6771	205	3	is	be	AUX
easat-6771	205	4	conducted	conduct	VERB
easat-6771	205	5	in	in	ADP
easat-6771	205	6	bali	bali	NOUN
easat-6771	205	7	and	and	CCONJ
easat-6771	205	8	focuses	focus	VERB
easat-6771	205	9	on	on	ADP
easat-6771	205	10	two	two	NUM
easat-6771	205	11	banks	bank	NOUN
easat-6771	205	12	as	as	ADP
easat-6771	205	13	the	the	DET
easat-6771	205	14	subjects	subject	NOUN
easat-6771	205	15	of	of	ADP
easat-6771	205	16	research	research	NOUN
easat-6771	205	17	:	:	PUNCT
easat-6771	205	18	one	one	NUM
easat-6771	205	19	being	be	AUX
easat-6771	205	20	a	a	DET
easat-6771	205	21	state	state	NOUN
easat-6771	205	22	-	-	PUNCT
easat-6771	205	23	owned	own	VERB
easat-6771	205	24	bank	bank	NOUN
easat-6771	205	25	(	(	PUNCT
easat-6771	205	26	bumn	bumn	PROPN
easat-6771	205	27	)	)	PUNCT
easat-6771	205	28	and	and	CCONJ
easat-6771	205	29	the	the	DET
easat-6771	205	30	other	other	ADJ
easat-6771	205	31	a	a	DET
easat-6771	205	32	national	national	ADJ
easat-6771	205	33	private	private	ADJ
easat-6771	205	34	commercial	commercial	ADJ
easat-6771	205	35	bank	bank	NOUN
easat-6771	205	36	(	(	PUNCT
easat-6771	205	37	busn	busn	PROPN
easat-6771	205	38	)	)	PUNCT
easat-6771	205	39	.	.	PUNCT
easat-6771	206	1	according	accord	VERB
easat-6771	206	2	to	to	ADP
easat-6771	206	3	data	datum	NOUN
easat-6771	206	4	from	from	ADP
easat-6771	206	5	bank	bank	PROPN
easat-6771	206	6	indonesia	indonesia	PROPN
easat-6771	206	7	,	,	PUNCT
easat-6771	206	8	these	these	DET
easat-6771	206	9	two	two	NUM
easat-6771	206	10	banks	bank	NOUN
easat-6771	206	11	had	have	VERB
easat-6771	206	12	the	the	DET
easat-6771	206	13	highest	high	ADJ
easat-6771	206	14	number	number	NOUN
easat-6771	206	15	of	of	ADP
easat-6771	206	16	registered	register	VERB
easat-6771	206	17	users	user	NOUN
easat-6771	206	18	for	for	ADP
easat-6771	206	19	digital	digital	ADJ
easat-6771	206	20	transaction	transaction	NOUN
easat-6771	206	21	services	service	NOUN
easat-6771	206	22	in	in	ADP
easat-6771	206	23	2023	2023	NUM
easat-6771	206	24	.	.	PUNCT
easat-6771	207	1	participants	participant	NOUN
easat-6771	207	2	in	in	ADP
easat-6771	207	3	this	this	DET
easat-6771	207	4	study	study	NOUN
easat-6771	207	5	include	include	VERB
easat-6771	207	6	customers	customer	NOUN
easat-6771	207	7	from	from	ADP
easat-6771	207	8	both	both	DET
easat-6771	207	9	bumn	bumn	NOUN
easat-6771	207	10	and	and	CCONJ
easat-6771	207	11	busn	busn	VERB
easat-6771	207	12	banks	bank	NOUN
easat-6771	207	13	in	in	ADP
easat-6771	207	14	bali	bali	PROPN
easat-6771	207	15	,	,	PUNCT
easat-6771	207	16	selected	select	VERB
easat-6771	207	17	based	base	VERB
easat-6771	207	18	on	on	ADP
easat-6771	207	19	a	a	DET
easat-6771	207	20	specific	specific	ADJ
easat-6771	207	21	sampling	sampling	NOUN
easat-6771	207	22	criterion	criterion	NOUN
easat-6771	207	23	:	:	PUNCT
easat-6771	207	24	users	user	NOUN
easat-6771	207	25	who	who	PRON
easat-6771	207	26	have	have	AUX
easat-6771	207	27	been	be	AUX
easat-6771	207	28	utilizing	utilize	VERB
easat-6771	207	29	digital	digital	ADJ
easat-6771	207	30	transaction	transaction	NOUN
easat-6771	207	31	services	service	NOUN
easat-6771	207	32	for	for	ADP
easat-6771	207	33	more	more	ADJ
easat-6771	207	34	than	than	ADP
easat-6771	207	35	one	one	NUM
easat-6771	207	36	year	year	NOUN
easat-6771	207	37	.	.	PUNCT
easat-6771	208	1	this	this	DET
easat-6771	208	2	sampling	sample	VERB
easat-6771	208	3	approach	approach	NOUN
easat-6771	208	4	aims	aim	VERB
easat-6771	208	5	to	to	PART
easat-6771	208	6	gain	gain	VERB
easat-6771	208	7	deeper	deep	ADJ
easat-6771	208	8	insights	insight	NOUN
easat-6771	208	9	into	into	ADP
easat-6771	208	10	the	the	DET
easat-6771	208	11	behavior	behavior	NOUN
easat-6771	208	12	of	of	ADP
easat-6771	208	13	long	long	ADJ
easat-6771	208	14	-	-	PUNCT
easat-6771	208	15	term	term	NOUN
easat-6771	208	16	users	user	NOUN
easat-6771	208	17	of	of	ADP
easat-6771	208	18	digital	digital	ADJ
easat-6771	208	19	transaction	transaction	NOUN
easat-6771	208	20	services	service	NOUN
easat-6771	208	21	.	.	PUNCT
easat-6771	209	1	the	the	DET
easat-6771	209	2	research	research	NOUN
easat-6771	209	3	focuses	focus	VERB
easat-6771	209	4	on	on	ADP
easat-6771	209	5	analyzing	analyze	VERB
easat-6771	209	6	customer	customer	NOUN
easat-6771	209	7	behavior	behavior	NOUN
easat-6771	209	8	in	in	ADP
easat-6771	209	9	the	the	DET
easat-6771	209	10	use	use	NOUN
easat-6771	209	11	of	of	ADP
easat-6771	209	12	digital	digital	ADJ
easat-6771	209	13	banking	banking	NOUN
easat-6771	209	14	transaction	transaction	NOUN
easat-6771	209	15	services	service	NOUN
easat-6771	209	16	,	,	PUNCT
easat-6771	209	17	exploring	explore	VERB
easat-6771	209	18	multiple	multiple	ADJ
easat-6771	209	19	factors	factor	NOUN
easat-6771	209	20	that	that	PRON
easat-6771	209	21	influence	influence	NOUN
easat-6771	209	22	user	user	NOUN
easat-6771	209	23	actions	action	NOUN
easat-6771	209	24	.	.	PUNCT
easat-6771	210	1	these	these	DET
easat-6771	210	2	factors	factor	NOUN
easat-6771	210	3	include	include	VERB
easat-6771	210	4	performance	performance	NOUN
easat-6771	210	5	expectancy	expectancy	NOUN
easat-6771	210	6	,	,	PUNCT
easat-6771	210	7	effort	effort	NOUN
easat-6771	210	8	expectancy	expectancy	NOUN
easat-6771	210	9	,	,	PUNCT
easat-6771	210	10	social	social	ADJ
easat-6771	210	11	influence	influence	NOUN
easat-6771	210	12	,	,	PUNCT
easat-6771	210	13	facilitating	facilitate	VERB
easat-6771	210	14	conditions	condition	NOUN
easat-6771	210	15	,	,	PUNCT
easat-6771	210	16	hedonic	hedonic	ADJ
easat-6771	210	17	motivation	motivation	NOUN
easat-6771	210	18	,	,	PUNCT
easat-6771	210	19	price	price	NOUN
easat-6771	210	20	value	value	NOUN
easat-6771	210	21	,	,	PUNCT
easat-6771	210	22	habit	habit	NOUN
easat-6771	210	23	,	,	PUNCT
easat-6771	210	24	and	and	CCONJ
easat-6771	210	25	behavioral	behavioral	ADJ
easat-6771	210	26	intention	intention	NOUN
easat-6771	210	27	.	.	PUNCT
easat-6771	211	1	additionally	additionally	ADV
easat-6771	211	2	,	,	PUNCT
easat-6771	211	3	the	the	DET
easat-6771	211	4	study	study	NOUN
easat-6771	211	5	investigates	investigate	VERB
easat-6771	211	6	the	the	DET
easat-6771	211	7	role	role	NOUN
easat-6771	211	8	of	of	ADP
easat-6771	211	9	customer	customer	NOUN
easat-6771	211	10	involvement	involvement	NOUN
easat-6771	211	11	as	as	ADP
easat-6771	211	12	a	a	DET
easat-6771	211	13	moderating	moderate	VERB
easat-6771	211	14	variable	variable	NOUN
easat-6771	211	15	,	,	PUNCT
easat-6771	211	16	which	which	PRON
easat-6771	211	17	could	could	AUX
easat-6771	211	18	either	either	CCONJ
easat-6771	211	19	enhance	enhance	VERB
easat-6771	211	20	or	or	CCONJ
easat-6771	211	21	diminish	diminish	VERB
easat-6771	211	22	the	the	DET
easat-6771	211	23	relationship	relationship	NOUN
easat-6771	211	24	between	between	ADP
easat-6771	211	25	behavioral	behavioral	ADJ
easat-6771	211	26	intention	intention	NOUN
easat-6771	211	27	and	and	CCONJ
easat-6771	211	28	the	the	DET
easat-6771	211	29	actual	actual	ADJ
easat-6771	211	30	usage	usage	NOUN
easat-6771	211	31	behavior	behavior	NOUN
easat-6771	211	32	of	of	ADP
easat-6771	211	33	digital	digital	ADJ
easat-6771	211	34	transaction	transaction	NOUN
easat-6771	211	35	services	service	NOUN
easat-6771	211	36	.	.	PUNCT
easat-6771	212	1	5	5	X
easat-6771	212	2	.	.	X
easat-6771	212	3	results	result	VERB
easat-6771	212	4	the	the	DET
easat-6771	212	5	assessment	assessment	NOUN
easat-6771	212	6	of	of	ADP
easat-6771	212	7	the	the	DET
easat-6771	212	8	measurement	measurement	NOUN
easat-6771	212	9	model	model	NOUN
easat-6771	212	10	(	(	PUNCT
easat-6771	212	11	outer	outer	ADJ
easat-6771	212	12	model	model	NOUN
easat-6771	212	13	)	)	PUNCT
easat-6771	212	14	,	,	PUNCT
easat-6771	212	15	as	as	SCONJ
easat-6771	212	16	illustrated	illustrate	VERB
easat-6771	212	17	in	in	ADP
easat-6771	212	18	figure	figure	NOUN
easat-6771	212	19	2	2	NUM
easat-6771	212	20	,	,	PUNCT
easat-6771	212	21	aims	aim	VERB
easat-6771	212	22	to	to	PART
easat-6771	212	23	evaluate	evaluate	VERB
easat-6771	212	24	the	the	DET
easat-6771	212	25	validity	validity	NOUN
easat-6771	212	26	and	and	CCONJ
easat-6771	212	27	reliability	reliability	NOUN
easat-6771	212	28	of	of	ADP
easat-6771	212	29	the	the	DET
easat-6771	212	30	indicators	indicator	NOUN
easat-6771	212	31	that	that	PRON
easat-6771	212	32	construct	construct	VERB
easat-6771	212	33	the	the	DET
easat-6771	212	34	latent	latent	NOUN
easat-6771	212	35	variables	variable	NOUN
easat-6771	212	36	.	.	PUNCT
easat-6771	213	1	this	this	DET
easat-6771	213	2	evaluation	evaluation	NOUN
easat-6771	213	3	involves	involve	VERB
easat-6771	213	4	testing	testing	NOUN
easat-6771	213	5	for	for	ADP
easat-6771	213	6	convergent	convergent	NOUN
easat-6771	213	7	validity	validity	NOUN
easat-6771	213	8	,	,	PUNCT
easat-6771	213	9	internal	internal	ADJ
easat-6771	213	10	consistency	consistency	NOUN
easat-6771	213	11	(	(	PUNCT
easat-6771	213	12	using	use	VERB
easat-6771	213	13	cronbach	cronbach	NOUN
easat-6771	213	14	's	's	PART
easat-6771	213	15	alpha	alpha	NOUN
easat-6771	213	16	and	and	CCONJ
easat-6771	213	17	composite	composite	ADJ
easat-6771	213	18	reliability	reliability	NOUN
easat-6771	213	19	)	)	PUNCT
easat-6771	213	20	,	,	PUNCT
easat-6771	213	21	and	and	CCONJ
easat-6771	213	22	discriminant	discriminant	ADJ
easat-6771	213	23	validity	validity	NOUN
easat-6771	213	24	.	.	PUNCT
easat-6771	214	1	the	the	DET
easat-6771	214	2	convergent	convergent	NOUN
easat-6771	214	3	validity	validity	NOUN
easat-6771	214	4	results	result	NOUN
easat-6771	214	5	,	,	PUNCT
easat-6771	214	6	displayed	display	VERB
easat-6771	214	7	in	in	ADP
easat-6771	214	8	table	table	NOUN
easat-6771	214	9	1	1	NUM
easat-6771	214	10	,	,	PUNCT
easat-6771	214	11	indicate	indicate	VERB
easat-6771	214	12	that	that	SCONJ
easat-6771	214	13	the	the	DET
easat-6771	214	14	factor	factor	NOUN
easat-6771	214	15	loading	loading	NOUN
easat-6771	214	16	values	value	NOUN
easat-6771	214	17	for	for	ADP
easat-6771	214	18	all	all	DET
easat-6771	214	19	latent	latent	ADJ
easat-6771	214	20	variable	variable	ADJ
easat-6771	214	21	indicators	indicator	NOUN
easat-6771	214	22	exceed	exceed	VERB
easat-6771	214	23	the	the	DET
easat-6771	214	24	recommended	recommend	VERB
easat-6771	214	25	threshold	threshold	NOUN
easat-6771	214	26	of	of	ADP
easat-6771	214	27	0.7	0.7	NUM
easat-6771	214	28	(	(	PUNCT
easat-6771	214	29	>	>	NOUN
easat-6771	214	30	0.7	0.7	NUM
easat-6771	214	31	)	)	PUNCT
easat-6771	214	32	.	.	PUNCT
easat-6771	215	1	this	this	PRON
easat-6771	215	2	confirms	confirm	VERB
easat-6771	215	3	that	that	SCONJ
easat-6771	215	4	all	all	DET
easat-6771	215	5	indicators	indicator	NOUN
easat-6771	215	6	effectively	effectively	ADV
easat-6771	215	7	represent	represent	VERB
easat-6771	215	8	their	their	PRON
easat-6771	215	9	corresponding	corresponding	ADJ
easat-6771	215	10	latent	latent	NOUN
easat-6771	215	11	variables	variable	NOUN
easat-6771	215	12	and	and	CCONJ
easat-6771	215	13	meet	meet	VERB
easat-6771	215	14	the	the	DET
easat-6771	215	15	required	require	VERB
easat-6771	215	16	validity	validity	NOUN
easat-6771	215	17	criteria	criterion	NOUN
easat-6771	215	18	.	.	PUNCT
easat-6771	216	1	the	the	DET
easat-6771	216	2	findings	finding	NOUN
easat-6771	216	3	21	21	NUM
easat-6771	216	4	edelweiss	edelweiss	PROPN
easat-6771	216	5	applied	apply	VERB
easat-6771	216	6	science	science	NOUN
easat-6771	216	7	and	and	CCONJ
easat-6771	216	8	technology	technology	NOUN
easat-6771	216	9	issn	issn	PROPN
easat-6771	216	10	:	:	PUNCT
easat-6771	216	11	2576	2576	NUM
easat-6771	216	12	-	-	SYM
easat-6771	216	13	8484	8484	NUM
easat-6771	216	14	vol	vol	NOUN
easat-6771	216	15	.	.	PROPN
easat-6771	217	1	9	9	NUM
easat-6771	217	2	,	,	PUNCT
easat-6771	217	3	no	no	INTJ
easat-6771	217	4	.	.	NOUN
easat-6771	217	5	5	5	NUM
easat-6771	217	6	:	:	SYM
easat-6771	217	7	14	14	NUM
easat-6771	217	8	-	-	SYM
easat-6771	217	9	28	28	NUM
easat-6771	217	10	,	,	PUNCT
easat-6771	217	11	2025	2025	NUM
easat-6771	217	12	doi	doi	NOUN
easat-6771	217	13	:	:	PUNCT
easat-6771	217	14	10.55214/25768484.v9i5.6771	10.55214/25768484.v9i5.6771	NUM
easat-6771	217	15	©	©	NOUN
easat-6771	217	16	2025	2025	NUM
easat-6771	217	17	by	by	ADP
easat-6771	217	18	the	the	DET
easat-6771	217	19	authors	author	NOUN
easat-6771	218	1	;	;	PUNCT
easat-6771	218	2	licensee	licensee	PROPN
easat-6771	218	3	learning	learning	NOUN
easat-6771	218	4	gate	gate	NOUN
easat-6771	218	5	from	from	ADP
easat-6771	218	6	the	the	DET
easat-6771	218	7	algorithm	algorithm	NOUN
easat-6771	218	8	reduction	reduction	NOUN
easat-6771	218	9	calculation	calculation	NOUN
easat-6771	218	10	further	far	ADV
easat-6771	218	11	demonstrate	demonstrate	VERB
easat-6771	218	12	the	the	DET
easat-6771	218	13	relationship	relationship	NOUN
easat-6771	218	14	between	between	ADP
easat-6771	218	15	variables	variable	NOUN
easat-6771	218	16	and	and	CCONJ
easat-6771	218	17	their	their	PRON
easat-6771	218	18	respective	respective	ADJ
easat-6771	218	19	indicators	indicator	NOUN
easat-6771	218	20	:	:	PUNCT
easat-6771	218	21	performance	performance	NOUN
easat-6771	218	22	expectancy	expectancy	NOUN
easat-6771	218	23	(	(	PUNCT
easat-6771	218	24	x1	x1	PROPN
easat-6771	218	25	)	)	PUNCT
easat-6771	218	26	is	be	AUX
easat-6771	218	27	measured	measure	VERB
easat-6771	218	28	by	by	ADP
easat-6771	218	29	five	five	NUM
easat-6771	218	30	indicators	indicator	NOUN
easat-6771	218	31	.	.	PUNCT
easat-6771	219	1	effort	effort	NOUN
easat-6771	219	2	expectancy	expectancy	NOUN
easat-6771	219	3	(	(	PUNCT
easat-6771	219	4	x2	x2	NOUN
easat-6771	219	5	)	)	PUNCT
easat-6771	219	6	is	be	AUX
easat-6771	219	7	measured	measure	VERB
easat-6771	219	8	by	by	ADP
easat-6771	219	9	three	three	NUM
easat-6771	219	10	indicators	indicator	NOUN
easat-6771	219	11	.	.	PUNCT
easat-6771	220	1	social	social	ADJ
easat-6771	220	2	influence	influence	NOUN
easat-6771	220	3	(	(	PUNCT
easat-6771	220	4	x3	x3	ADJ
easat-6771	220	5	)	)	PUNCT
easat-6771	220	6	is	be	AUX
easat-6771	220	7	represented	represent	VERB
easat-6771	220	8	by	by	ADP
easat-6771	220	9	three	three	NUM
easat-6771	220	10	indicators	indicator	NOUN
easat-6771	220	11	.	.	PUNCT
easat-6771	221	1	facilitating	facilitate	VERB
easat-6771	221	2	conditions	condition	NOUN
easat-6771	221	3	(	(	PUNCT
easat-6771	221	4	x4	x4	ADJ
easat-6771	221	5	)	)	PUNCT
easat-6771	221	6	includes	include	VERB
easat-6771	221	7	three	three	NUM
easat-6771	221	8	indicators	indicator	NOUN
easat-6771	221	9	.	.	PUNCT
easat-6771	222	1	hedonic	hedonic	ADJ
easat-6771	222	2	motivation	motivation	NOUN
easat-6771	222	3	(	(	PUNCT
easat-6771	222	4	x5	x5	NOUN
easat-6771	222	5	)	)	PUNCT
easat-6771	222	6	is	be	AUX
easat-6771	222	7	reflected	reflect	VERB
easat-6771	222	8	by	by	ADP
easat-6771	222	9	three	three	NUM
easat-6771	222	10	indicators	indicator	NOUN
easat-6771	222	11	.	.	PUNCT
easat-6771	223	1	price	price	NOUN
easat-6771	223	2	value	value	NOUN
easat-6771	223	3	(	(	PUNCT
easat-6771	223	4	x6	x6	PROPN
easat-6771	223	5	)	)	PUNCT
easat-6771	223	6	is	be	AUX
easat-6771	223	7	measured	measure	VERB
easat-6771	223	8	using	use	VERB
easat-6771	223	9	three	three	NUM
easat-6771	223	10	indicators	indicator	NOUN
easat-6771	223	11	.	.	PUNCT
easat-6771	224	1	habit	habit	NOUN
easat-6771	224	2	(	(	PUNCT
easat-6771	224	3	x7	x7	NOUN
easat-6771	224	4	)	)	PUNCT
easat-6771	224	5	is	be	AUX
easat-6771	224	6	represented	represent	VERB
easat-6771	224	7	by	by	ADP
easat-6771	224	8	three	three	NUM
easat-6771	224	9	indicators	indicator	NOUN
easat-6771	224	10	.	.	PUNCT
easat-6771	225	1	behavioral	behavioral	ADJ
easat-6771	225	2	intention	intention	NOUN
easat-6771	225	3	(	(	PUNCT
easat-6771	225	4	y1	y1	NOUN
easat-6771	225	5	)	)	PUNCT
easat-6771	225	6	is	be	AUX
easat-6771	225	7	measured	measure	VERB
easat-6771	225	8	by	by	ADP
easat-6771	225	9	three	three	NUM
easat-6771	225	10	indicators	indicator	NOUN
easat-6771	225	11	.	.	PUNCT
easat-6771	226	1	usage	usage	NOUN
easat-6771	226	2	behavior	behavior	NOUN
easat-6771	226	3	(	(	PUNCT
easat-6771	226	4	y2	y2	PROPN
easat-6771	226	5	)	)	PUNCT
easat-6771	226	6	is	be	AUX
easat-6771	226	7	assessed	assess	VERB
easat-6771	226	8	through	through	ADP
easat-6771	226	9	three	three	NUM
easat-6771	226	10	indicators	indicator	NOUN
easat-6771	226	11	.	.	PUNCT
easat-6771	227	1	customer	customer	NOUN
easat-6771	227	2	involvement	involvement	NOUN
easat-6771	227	3	(	(	PUNCT
easat-6771	227	4	m	m	NOUN
easat-6771	227	5	)	)	PUNCT
easat-6771	227	6	is	be	AUX
easat-6771	227	7	measured	measure	VERB
easat-6771	227	8	by	by	ADP
easat-6771	227	9	three	three	NUM
easat-6771	227	10	indicators	indicator	NOUN
easat-6771	227	11	.	.	PUNCT
easat-6771	228	1	figure	figure	NOUN
easat-6771	228	2	2	2	NUM
easat-6771	228	3	.	.	PUNCT
easat-6771	228	4	outer	outer	ADJ
easat-6771	228	5	model	model	NOUN
easat-6771	228	6	calculate	calculate	NOUN
easat-6771	228	7	algorithm	algorithm	NOUN
easat-6771	228	8	.	.	PUNCT
easat-6771	229	1	22	22	NUM
easat-6771	229	2	edelweiss	edelweiss	PROPN
easat-6771	229	3	applied	apply	VERB
easat-6771	229	4	science	science	NOUN
easat-6771	229	5	and	and	CCONJ
easat-6771	229	6	technology	technology	NOUN
easat-6771	229	7	issn	issn	PROPN
easat-6771	229	8	:	:	PUNCT
easat-6771	229	9	2576	2576	NUM
easat-6771	229	10	-	-	SYM
easat-6771	229	11	8484	8484	NUM
easat-6771	229	12	vol	vol	NOUN
easat-6771	229	13	.	.	PROPN
easat-6771	230	1	9	9	NUM
easat-6771	230	2	,	,	PUNCT
easat-6771	230	3	no	no	INTJ
easat-6771	230	4	.	.	NOUN
easat-6771	230	5	5	5	NUM
easat-6771	230	6	:	:	SYM
easat-6771	230	7	14	14	NUM
easat-6771	230	8	-	-	SYM
easat-6771	230	9	28	28	NUM
easat-6771	230	10	,	,	PUNCT
easat-6771	230	11	2025	2025	NUM
easat-6771	230	12	doi	doi	NOUN
easat-6771	230	13	:	:	PUNCT
easat-6771	230	14	10.55214/25768484.v9i5.6771	10.55214/25768484.v9i5.6771	NUM
easat-6771	230	15	©	©	NOUN
easat-6771	230	16	2025	2025	NUM
easat-6771	230	17	by	by	ADP
easat-6771	230	18	the	the	DET
easat-6771	230	19	authors	author	NOUN
easat-6771	230	20	;	;	PUNCT
easat-6771	230	21	licensee	licensee	PROPN
easat-6771	230	22	learning	learn	VERB
easat-6771	230	23	gate	gate	NOUN
easat-6771	230	24	table	table	NOUN
easat-6771	230	25	1	1	NUM
easat-6771	230	26	.	.	PUNCT
easat-6771	230	27	factor	factor	NOUN
easat-6771	230	28	loading	loading	NOUN
easat-6771	230	29	of	of	ADP
easat-6771	230	30	the	the	DET
easat-6771	230	31	measurement	measurement	NOUN
easat-6771	230	32	models	model	NOUN
easat-6771	230	33	.	.	PUNCT
easat-6771	231	1	variable	variable	ADJ
easat-6771	231	2	indicator	indicator	NOUN
easat-6771	231	3	loading	loading	NOUN
easat-6771	231	4	factor	factor	NOUN
easat-6771	231	5	description	description	NOUN
easat-6771	231	6	performance	performance	NOUN
easat-6771	231	7	expectancy	expectancy	NOUN
easat-6771	231	8	(	(	PUNCT
easat-6771	231	9	x1	x1	NOUN
easat-6771	231	10	)	)	PUNCT
easat-6771	231	11	usefulness	usefulness	NOUN
easat-6771	231	12	(	(	PUNCT
easat-6771	231	13	x1.1	x1.1	PROPN
easat-6771	231	14	)	)	PUNCT
easat-6771	231	15	0.892	0.892	NUM
easat-6771	231	16	valid	valid	ADJ
easat-6771	231	17	extrinsic	extrinsic	ADJ
easat-6771	231	18	motivation	motivation	NOUN
easat-6771	231	19	(	(	PUNCT
easat-6771	231	20	x1.2	x1.2	NOUN
easat-6771	231	21	)	)	PUNCT
easat-6771	231	22	0.913	0.913	NUM
easat-6771	231	23	valid	valid	ADJ
easat-6771	231	24	job	job	NOUN
easat-6771	231	25	-	-	PUNCT
easat-6771	231	26	fit	fit	NOUN
easat-6771	231	27	(	(	PUNCT
easat-6771	231	28	x1.3	x1.3	NUM
easat-6771	231	29	)	)	PUNCT
easat-6771	231	30	0.921	0.921	NUM
easat-6771	231	31	valid	valid	ADJ
easat-6771	231	32	relative	relative	ADJ
easat-6771	231	33	advantage	advantage	NOUN
easat-6771	231	34	(	(	PUNCT
easat-6771	231	35	x1.4	x1.4	PROPN
easat-6771	231	36	)	)	PUNCT
easat-6771	231	37	0.913	0.913	NUM
easat-6771	231	38	valid	valid	ADJ
easat-6771	231	39	outcome	outcome	NOUN
easat-6771	231	40	expectations	expectation	NOUN
easat-6771	231	41	(	(	PUNCT
easat-6771	231	42	x1.5	x1.5	NOUN
easat-6771	231	43	)	)	PUNCT
easat-6771	231	44	0.929	0.929	NUM
easat-6771	231	45	valid	valid	ADJ
easat-6771	231	46	effort	effort	NOUN
easat-6771	231	47	expectancy	expectancy	NOUN
easat-6771	231	48	(	(	PUNCT
easat-6771	231	49	x2	x2	NOUN
easat-6771	231	50	)	)	PUNCT
easat-6771	231	51	perceived	perceive	VERB
easat-6771	231	52	simplicity	simplicity	NOUN
easat-6771	231	53	of	of	ADP
easat-6771	231	54	use	use	NOUN
easat-6771	231	55	(	(	PUNCT
easat-6771	231	56	x2.1	x2.1	NUM
easat-6771	231	57	)	)	PUNCT
easat-6771	231	58	0.956	0.956	NUM
easat-6771	231	59	valid	valid	ADJ
easat-6771	231	60	complexity	complexity	NOUN
easat-6771	231	61	(	(	PUNCT
easat-6771	231	62	x2.2	x2.2	PROPN
easat-6771	231	63	)	)	PUNCT
easat-6771	231	64	0.945	0.945	NUM
easat-6771	231	65	valid	valid	ADJ
easat-6771	231	66	ease	ease	NOUN
easat-6771	231	67	of	of	ADP
easat-6771	231	68	use	use	NOUN
easat-6771	231	69	(	(	PUNCT
easat-6771	231	70	x2.3	x2.3	NUM
easat-6771	231	71	)	)	PUNCT
easat-6771	231	72	0.952	0.952	NUM
easat-6771	231	73	valid	valid	ADJ
easat-6771	231	74	social	social	ADJ
easat-6771	231	75	influence	influence	NOUN
easat-6771	231	76	(	(	PUNCT
easat-6771	231	77	x3	x3	ADJ
easat-6771	231	78	)	)	PUNCT
easat-6771	231	79	social	social	ADJ
easat-6771	231	80	expectation	expectation	NOUN
easat-6771	231	81	(	(	PUNCT
easat-6771	231	82	x3.1	x3.1	PROPN
easat-6771	231	83	)	)	PUNCT
easat-6771	231	84	0.910	0.910	NUM
easat-6771	231	85	valid	valid	ADJ
easat-6771	231	86	social	social	ADJ
easat-6771	231	87	factors	factor	NOUN
easat-6771	231	88	(	(	PUNCT
easat-6771	231	89	x3.2	x3.2	PROPN
easat-6771	231	90	)	)	PUNCT
easat-6771	231	91	0.925	0.925	NUM
easat-6771	231	92	valid	valid	ADJ
easat-6771	231	93	image	image	NOUN
easat-6771	231	94	(	(	PUNCT
easat-6771	231	95	x3.3	x3.3	PROPN
easat-6771	231	96	)	)	PUNCT
easat-6771	231	97	0.887	0.887	NUM
easat-6771	231	98	valid	valid	ADJ
easat-6771	231	99	facilitating	facilitating	NOUN
easat-6771	231	100	condition	condition	NOUN
easat-6771	231	101	(	(	PUNCT
easat-6771	231	102	x4	x4	PROPN
easat-6771	231	103	)	)	PUNCT
easat-6771	231	104	perceived	perceive	VERB
easat-6771	231	105	self	self	NOUN
easat-6771	231	106	-	-	PUNCT
easat-6771	231	107	efficacy	efficacy	NOUN
easat-6771	231	108	(	(	PUNCT
easat-6771	231	109	x4.1	x4.1	PROPN
easat-6771	231	110	)	)	PUNCT
easat-6771	231	111	0.907	0.907	NUM
easat-6771	231	112	valid	valid	ADJ
easat-6771	231	113	supporting	support	VERB
easat-6771	231	114	factors	factor	NOUN
easat-6771	231	115	(	(	PUNCT
easat-6771	231	116	x4.2	x4.2	NOUN
easat-6771	231	117	)	)	PUNCT
easat-6771	231	118	0.923	0.923	NUM
easat-6771	231	119	valid	valid	ADJ
easat-6771	231	120	compatibility	compatibility	NOUN
easat-6771	231	121	(	(	PUNCT
easat-6771	231	122	x4.3	x4.3	PROPN
easat-6771	231	123	)	)	PUNCT
easat-6771	231	124	0.935	0.935	NUM
easat-6771	231	125	valid	valid	ADJ
easat-6771	231	126	hedonic	hedonic	ADJ
easat-6771	231	127	motivation	motivation	NOUN
easat-6771	231	128	(	(	PUNCT
easat-6771	231	129	x5	x5	NOUN
easat-6771	231	130	)	)	PUNCT
easat-6771	231	131	fun	fun	NOUN
easat-6771	231	132	(	(	PUNCT
easat-6771	231	133	x5.1	x5.1	NOUN
easat-6771	231	134	)	)	PUNCT
easat-6771	231	135	0.925	0.925	NUM
easat-6771	231	136	valid	valid	ADJ
easat-6771	231	137	enjoyable	enjoyable	ADJ
easat-6771	231	138	(	(	PUNCT
easat-6771	231	139	x5.2	x5.2	NOUN
easat-6771	231	140	)	)	PUNCT
easat-6771	231	141	0.933	0.933	NUM
easat-6771	231	142	valid	valid	ADJ
easat-6771	231	143	entertaining	entertaining	ADJ
easat-6771	231	144	(	(	PUNCT
easat-6771	231	145	x5.3	x5.3	PROPN
easat-6771	231	146	)	)	PUNCT
easat-6771	231	147	0.893	0.893	NUM
easat-6771	231	148	valid	valid	ADJ
easat-6771	231	149	price	price	NOUN
easat-6771	231	150	value	value	NOUN
easat-6771	231	151	(	(	PUNCT
easat-6771	231	152	x6	x6	NOUN
easat-6771	231	153	)	)	PUNCT
easat-6771	231	154	cost	cost	NOUN
easat-6771	231	155	(	(	PUNCT
easat-6771	231	156	x6.1	x6.1	PROPN
easat-6771	231	157	)	)	PUNCT
easat-6771	231	158	0.914	0.914	NUM
easat-6771	231	159	valid	valid	ADJ
easat-6771	231	160	benefit	benefit	NOUN
easat-6771	231	161	(	(	PUNCT
easat-6771	231	162	x6.2	x6.2	PROPN
easat-6771	231	163	)	)	PUNCT
easat-6771	231	164	0.933	0.933	NUM
easat-6771	231	165	valid	valid	ADJ
easat-6771	231	166	value	value	NOUN
easat-6771	231	167	(	(	PUNCT
easat-6771	231	168	x6.3	x6.3	PROPN
easat-6771	231	169	)	)	PUNCT
easat-6771	231	170	0.936	0.936	NUM
easat-6771	231	171	valid	valid	ADJ
easat-6771	231	172	habit	habit	NOUN
easat-6771	231	173	(	(	PUNCT
easat-6771	231	174	x7	x7	NOUN
easat-6771	231	175	)	)	PUNCT
easat-6771	231	176	routine	routine	ADJ
easat-6771	231	177	(	(	PUNCT
easat-6771	231	178	x7.1	x7.1	PROPN
easat-6771	231	179	)	)	PUNCT
easat-6771	231	180	0.935	0.935	NUM
easat-6771	231	181	valid	valid	ADJ
easat-6771	231	182	addiction	addiction	NOUN
easat-6771	231	183	(	(	PUNCT
easat-6771	231	184	x7.2	x7.2	PROPN
easat-6771	231	185	)	)	PUNCT
easat-6771	231	186	0.932	0.932	NUM
easat-6771	231	187	valid	valid	ADJ
easat-6771	231	188	necessity	necessity	NOUN
easat-6771	231	189	(	(	PUNCT
easat-6771	231	190	x7.3	x7.3	PROPN
easat-6771	231	191	)	)	PUNCT
easat-6771	231	192	0.914	0.914	NUM
easat-6771	231	193	valid	valid	ADJ
easat-6771	231	194	behavioral	behavioral	ADJ
easat-6771	231	195	intention	intention	NOUN
easat-6771	231	196	(	(	PUNCT
easat-6771	231	197	y1	y1	NOUN
easat-6771	231	198	)	)	PUNCT
easat-6771	231	199	belief	belief	NOUN
easat-6771	231	200	(	(	PUNCT
easat-6771	231	201	y1.1	y1.1	NOUN
easat-6771	231	202	)	)	PUNCT
easat-6771	231	203	0.941	0.941	NUM
easat-6771	231	204	valid	valid	ADJ
easat-6771	231	205	social	social	ADJ
easat-6771	231	206	norm	norm	NOUN
easat-6771	231	207	(	(	PUNCT
easat-6771	231	208	y1.2	y1.2	PROPN
easat-6771	231	209	)	)	PUNCT
easat-6771	231	210	0.953	0.953	NUM
easat-6771	231	211	valid	valid	ADJ
easat-6771	231	212	behavior	behavior	NOUN
easat-6771	231	213	control	control	NOUN
easat-6771	231	214	perception	perception	NOUN
easat-6771	231	215	(	(	PUNCT
easat-6771	231	216	y1.3	y1.3	PROPN
easat-6771	231	217	)	)	PUNCT
easat-6771	231	218	0.959	0.959	NUM
easat-6771	231	219	valid	valid	ADJ
easat-6771	231	220	use	use	NOUN
easat-6771	231	221	behavior	behavior	NOUN
easat-6771	231	222	(	(	PUNCT
easat-6771	231	223	y2	y2	NOUN
easat-6771	231	224	)	)	PUNCT
easat-6771	231	225	actual	actual	ADJ
easat-6771	231	226	of	of	ADP
easat-6771	231	227	use	use	NOUN
easat-6771	231	228	(	(	PUNCT
easat-6771	231	229	y2.1	y2.1	PROPN
easat-6771	231	230	)	)	PUNCT
easat-6771	231	231	0.861	0.861	NUM
easat-6771	231	232	valid	valid	ADJ
easat-6771	231	233	continuity	continuity	NOUN
easat-6771	231	234	of	of	ADP
easat-6771	231	235	use	use	NOUN
easat-6771	231	236	(	(	PUNCT
easat-6771	231	237	y2.2	y2.2	NOUN
easat-6771	231	238	)	)	PUNCT
easat-6771	231	239	0.935	0.935	NUM
easat-6771	231	240	valid	valid	ADJ
easat-6771	231	241	intensity	intensity	NOUN
easat-6771	231	242	of	of	ADP
easat-6771	231	243	use	use	NOUN
easat-6771	231	244	(	(	PUNCT
easat-6771	231	245	y2.3	y2.3	NOUN
easat-6771	231	246	)	)	PUNCT
easat-6771	231	247	0.936	0.936	NUM
easat-6771	231	248	valid	valid	ADJ
easat-6771	231	249	customer	customer	NOUN
easat-6771	231	250	involvement	involvement	NOUN
easat-6771	231	251	(	(	PUNCT
easat-6771	231	252	m	m	NOUN
easat-6771	231	253	)	)	PUNCT
easat-6771	231	254	enduring	endure	VERB
easat-6771	231	255	(	(	PUNCT
easat-6771	231	256	m1	m1	NOUN
easat-6771	231	257	)	)	PUNCT
easat-6771	231	258	0.896	0.896	NUM
easat-6771	231	259	valid	valid	ADJ
easat-6771	231	260	situational	situational	NOUN
easat-6771	231	261	(	(	PUNCT
easat-6771	231	262	m2	m2	PROPN
easat-6771	231	263	)	)	PUNCT
easat-6771	231	264	0.859	0.859	NUM
easat-6771	231	265	valid	valid	ADJ
easat-6771	231	266	response	response	NOUN
easat-6771	231	267	(	(	PUNCT
easat-6771	231	268	m3	m3	PROPN
easat-6771	231	269	)	)	PUNCT
easat-6771	231	270	0.922	0.922	NUM
easat-6771	231	271	valid	valid	NOUN
easat-6771	231	272	the	the	DET
easat-6771	231	273	results	result	NOUN
easat-6771	231	274	of	of	ADP
easat-6771	231	275	the	the	DET
easat-6771	231	276	internal	internal	ADJ
easat-6771	231	277	consistency	consistency	NOUN
easat-6771	231	278	test	test	NOUN
easat-6771	231	279	,	,	PUNCT
easat-6771	231	280	which	which	PRON
easat-6771	231	281	includes	include	VERB
easat-6771	231	282	cronbach	cronbach	PROPN
easat-6771	231	283	’s	’s	PART
easat-6771	231	284	alpha	alpha	NOUN
easat-6771	231	285	and	and	CCONJ
easat-6771	231	286	composite	composite	ADJ
easat-6771	231	287	reliability	reliability	NOUN
easat-6771	231	288	(	(	PUNCT
easat-6771	231	289	as	as	SCONJ
easat-6771	231	290	shown	show	VERB
easat-6771	231	291	in	in	ADP
easat-6771	231	292	table	table	NOUN
easat-6771	231	293	2	2	NUM
easat-6771	231	294	)	)	PUNCT
easat-6771	231	295	,	,	PUNCT
easat-6771	231	296	reveal	reveal	VERB
easat-6771	231	297	that	that	SCONJ
easat-6771	231	298	seven	seven	NUM
easat-6771	231	299	constructs	construct	NOUN
easat-6771	231	300	—	—	PUNCT
easat-6771	231	301	performance	performance	NOUN
easat-6771	231	302	expectancy	expectancy	NOUN
easat-6771	231	303	,	,	PUNCT
easat-6771	231	304	effort	effort	NOUN
easat-6771	231	305	expectancy	expectancy	NOUN
easat-6771	231	306	,	,	PUNCT
easat-6771	231	307	facilitating	facilitate	VERB
easat-6771	231	308	conditions	condition	NOUN
easat-6771	231	309	,	,	PUNCT
easat-6771	231	310	hedonic	hedonic	ADJ
easat-6771	231	311	motivation	motivation	NOUN
easat-6771	231	312	,	,	PUNCT
easat-6771	231	313	price	price	NOUN
easat-6771	231	314	value	value	NOUN
easat-6771	231	315	,	,	PUNCT
easat-6771	231	316	habit	habit	NOUN
easat-6771	231	317	,	,	PUNCT
easat-6771	231	318	and	and	CCONJ
easat-6771	231	319	behavioral	behavioral	ADJ
easat-6771	231	320	intention	intention	NOUN
easat-6771	231	321	—	—	PUNCT
easat-6771	231	322	demonstrate	demonstrate	VERB
easat-6771	231	323	excellent	excellent	ADJ
easat-6771	231	324	reliability	reliability	NOUN
easat-6771	231	325	,	,	PUNCT
easat-6771	231	326	each	each	PRON
easat-6771	231	327	with	with	ADP
easat-6771	231	328	a	a	DET
easat-6771	231	329	cronbach	cronbach	NOUN
easat-6771	231	330	’s	’s	ADJ
easat-6771	231	331	alpha	alpha	NOUN
easat-6771	231	332	(	(	PUNCT
easat-6771	231	333	ca	ca	NOUN
easat-6771	231	334	)	)	PUNCT
easat-6771	231	335	value	value	NOUN
easat-6771	231	336	exceeding	exceed	VERB
easat-6771	231	337	0.90	0.90	NUM
easat-6771	231	338	(	(	PUNCT
easat-6771	231	339	ca	ca	NOUN
easat-6771	231	340	>	>	X
easat-6771	231	341	0.90	0.90	NUM
easat-6771	231	342	)	)	PUNCT
easat-6771	231	343	.	.	PUNCT
easat-6771	232	1	in	in	ADP
easat-6771	232	2	contrast	contrast	NOUN
easat-6771	232	3	,	,	PUNCT
easat-6771	232	4	the	the	PRON
easat-6771	232	5	constructs	construct	NOUN
easat-6771	232	6	social	social	ADJ
easat-6771	232	7	influence	influence	NOUN
easat-6771	232	8	,	,	PUNCT
easat-6771	232	9	customer	customer	NOUN
easat-6771	232	10	involvement	involvement	NOUN
easat-6771	232	11	,	,	PUNCT
easat-6771	232	12	and	and	CCONJ
easat-6771	232	13	usage	usage	NOUN
easat-6771	232	14	behavior	behavior	NOUN
easat-6771	232	15	show	show	VERB
easat-6771	232	16	adequate	adequate	ADJ
easat-6771	232	17	reliability	reliability	NOUN
easat-6771	232	18	,	,	PUNCT
easat-6771	232	19	with	with	ADP
easat-6771	232	20	ca	ca	NOUN
easat-6771	232	21	values	value	VERB
easat-6771	232	22	greater	great	ADJ
easat-6771	232	23	than	than	ADP
easat-6771	232	24	0.7	0.7	NUM
easat-6771	232	25	(	(	PUNCT
easat-6771	232	26	ca	ca	NOUN
easat-6771	232	27	>	>	X
easat-6771	232	28	0.7	0.7	NUM
easat-6771	232	29	)	)	PUNCT
easat-6771	232	30	.	.	PUNCT
easat-6771	233	1	these	these	DET
easat-6771	233	2	results	result	NOUN
easat-6771	233	3	confirm	confirm	VERB
easat-6771	233	4	that	that	SCONJ
easat-6771	233	5	all	all	DET
easat-6771	233	6	constructs	construct	NOUN
easat-6771	233	7	maintain	maintain	VERB
easat-6771	233	8	sufficient	sufficient	ADJ
easat-6771	233	9	internal	internal	ADJ
easat-6771	233	10	consistency	consistency	NOUN
easat-6771	233	11	.	.	PUNCT
easat-6771	234	1	the	the	DET
easat-6771	234	2	composite	composite	ADJ
easat-6771	234	3	reliability	reliability	NOUN
easat-6771	234	4	(	(	PUNCT
easat-6771	234	5	cr	cr	NOUN
easat-6771	234	6	)	)	PUNCT
easat-6771	234	7	test	test	NOUN
easat-6771	234	8	further	far	ADV
easat-6771	234	9	evaluates	evaluate	VERB
easat-6771	234	10	the	the	DET
easat-6771	234	11	stability	stability	NOUN
easat-6771	234	12	and	and	CCONJ
easat-6771	234	13	consistency	consistency	NOUN
easat-6771	234	14	of	of	ADP
easat-6771	234	15	the	the	DET
easat-6771	234	16	combined	combine	VERB
easat-6771	234	17	reliability	reliability	NOUN
easat-6771	234	18	measurement	measurement	NOUN
easat-6771	234	19	.	.	PUNCT
easat-6771	235	1	according	accord	VERB
easat-6771	235	2	to	to	ADP
easat-6771	235	3	standard	standard	ADJ
easat-6771	235	4	guidelines	guideline	NOUN
easat-6771	235	5	,	,	PUNCT
easat-6771	235	6	each	each	DET
easat-6771	235	7	latent	latent	NOUN
easat-6771	235	8	variable	variable	NOUN
easat-6771	235	9	should	should	AUX
easat-6771	235	10	account	account	VERB
easat-6771	235	11	for	for	ADP
easat-6771	235	12	at	at	ADV
easat-6771	235	13	least	least	ADV
easat-6771	235	14	50	50	NUM
easat-6771	235	15	%	%	NOUN
easat-6771	235	16	of	of	ADP
easat-6771	235	17	the	the	DET
easat-6771	235	18	variance	variance	NOUN
easat-6771	235	19	of	of	ADP
easat-6771	235	20	its	its	PRON
easat-6771	235	21	corresponding	correspond	VERB
easat-6771	235	22	indicators	indicator	NOUN
easat-6771	235	23	.	.	PUNCT
easat-6771	236	1	to	to	PART
easat-6771	236	2	meet	meet	VERB
easat-6771	236	3	this	this	DET
easat-6771	236	4	requirement	requirement	NOUN
easat-6771	236	5	,	,	PUNCT
easat-6771	236	6	the	the	DET
easat-6771	236	7	factor	factor	NOUN
easat-6771	236	8	loadings	loading	NOUN
easat-6771	236	9	between	between	ADP
easat-6771	236	10	the	the	DET
easat-6771	236	11	latent	latent	NOUN
easat-6771	236	12	variables	variable	NOUN
easat-6771	236	13	and	and	CCONJ
easat-6771	236	14	their	their	PRON
easat-6771	236	15	indicators	indicator	NOUN
easat-6771	236	16	must	must	AUX
easat-6771	236	17	be	be	AUX
easat-6771	236	18	greater	great	ADJ
easat-6771	236	19	than	than	ADP
easat-6771	236	20	0.7	0.7	NUM
easat-6771	236	21	(	(	PUNCT
easat-6771	236	22	>	>	NOUN
easat-6771	236	23	0.7	0.7	NUM
easat-6771	236	24	)	)	PUNCT
easat-6771	236	25	.	.	PUNCT
easat-6771	237	1	as	as	SCONJ
easat-6771	237	2	detailed	detailed	ADJ
easat-6771	237	3	in	in	ADP
easat-6771	237	4	table	table	NOUN
easat-6771	237	5	3	3	NUM
easat-6771	237	6	,	,	PUNCT
easat-6771	237	7	all	all	DET
easat-6771	237	8	constructs	construct	NOUN
easat-6771	237	9	achieved	achieve	VERB
easat-6771	237	10	cr	cr	PROPN
easat-6771	237	11	values	value	NOUN
easat-6771	237	12	exceeding	exceed	VERB
easat-6771	237	13	0.7	0.7	NUM
easat-6771	237	14	(	(	PUNCT
easat-6771	237	15	cr	cr	X
easat-6771	237	16	>	>	X
easat-6771	237	17	0.7	0.7	NUM
easat-6771	237	18	)	)	PUNCT
easat-6771	237	19	,	,	PUNCT
easat-6771	237	20	confirming	confirm	VERB
easat-6771	237	21	that	that	SCONJ
easat-6771	237	22	the	the	DET
easat-6771	237	23	composite	composite	ADJ
easat-6771	237	24	reliability	reliability	NOUN
easat-6771	237	25	of	of	ADP
easat-6771	237	26	the	the	DET
easat-6771	237	27	indicator	indicator	NOUN
easat-6771	237	28	sets	set	VERB
easat-6771	237	29	for	for	ADP
easat-6771	237	30	each	each	DET
easat-6771	237	31	construct	construct	NOUN
easat-6771	237	32	is	be	AUX
easat-6771	237	33	satisfactory	satisfactory	ADJ
easat-6771	237	34	.	.	PUNCT
easat-6771	238	1	23	23	NUM
easat-6771	238	2	edelweiss	edelweiss	PROPN
easat-6771	238	3	applied	apply	VERB
easat-6771	238	4	science	science	NOUN
easat-6771	238	5	and	and	CCONJ
easat-6771	238	6	technology	technology	NOUN
easat-6771	238	7	issn	issn	PROPN
easat-6771	238	8	:	:	PUNCT
easat-6771	238	9	2576	2576	NUM
easat-6771	238	10	-	-	SYM
easat-6771	238	11	8484	8484	NUM
easat-6771	238	12	vol	vol	NOUN
easat-6771	238	13	.	.	PROPN
easat-6771	239	1	9	9	NUM
easat-6771	239	2	,	,	PUNCT
easat-6771	239	3	no	no	INTJ
easat-6771	239	4	.	.	NOUN
easat-6771	239	5	5	5	NUM
easat-6771	239	6	:	:	SYM
easat-6771	239	7	14	14	NUM
easat-6771	239	8	-	-	SYM
easat-6771	239	9	28	28	NUM
easat-6771	239	10	,	,	PUNCT
easat-6771	239	11	2025	2025	NUM
easat-6771	239	12	doi	doi	NOUN
easat-6771	239	13	:	:	PUNCT
easat-6771	239	14	10.55214/25768484.v9i5.6771	10.55214/25768484.v9i5.6771	NUM
easat-6771	239	15	©	©	NOUN
easat-6771	239	16	2025	2025	NUM
easat-6771	239	17	by	by	ADP
easat-6771	239	18	the	the	DET
easat-6771	239	19	authors	author	NOUN
easat-6771	239	20	;	;	PUNCT
easat-6771	239	21	licensee	licensee	PROPN
easat-6771	239	22	learning	learning	NOUN
easat-6771	239	23	gate	gate	VERB
easat-6771	239	24	the	the	DET
easat-6771	239	25	cross	cross	ADJ
easat-6771	239	26	-	-	ADJ
easat-6771	239	27	loading	loading	ADJ
easat-6771	239	28	test	test	NOUN
easat-6771	239	29	results	result	NOUN
easat-6771	239	30	for	for	ADP
easat-6771	239	31	indicators	indicator	NOUN
easat-6771	239	32	across	across	ADP
easat-6771	239	33	all	all	DET
easat-6771	239	34	latent	latent	NOUN
easat-6771	239	35	variables	variable	NOUN
easat-6771	239	36	demonstrate	demonstrate	VERB
easat-6771	239	37	that	that	SCONJ
easat-6771	239	38	the	the	DET
easat-6771	239	39	correlation	correlation	NOUN
easat-6771	239	40	values	value	NOUN
easat-6771	239	41	between	between	ADP
easat-6771	239	42	indicators	indicator	NOUN
easat-6771	239	43	and	and	CCONJ
easat-6771	239	44	their	their	PRON
easat-6771	239	45	respective	respective	ADJ
easat-6771	239	46	latent	latent	NOUN
easat-6771	239	47	variables	variable	NOUN
easat-6771	239	48	are	be	AUX
easat-6771	239	49	higher	high	ADJ
easat-6771	239	50	than	than	ADP
easat-6771	239	51	their	their	PRON
easat-6771	239	52	correlations	correlation	NOUN
easat-6771	239	53	with	with	ADP
easat-6771	239	54	other	other	ADJ
easat-6771	239	55	latent	latent	NOUN
easat-6771	239	56	variables	variable	NOUN
easat-6771	239	57	.	.	PUNCT
easat-6771	240	1	this	this	DET
easat-6771	240	2	outcome	outcome	NOUN
easat-6771	240	3	indicates	indicate	VERB
easat-6771	240	4	that	that	SCONJ
easat-6771	240	5	the	the	DET
easat-6771	240	6	data	datum	NOUN
easat-6771	240	7	exhibits	exhibit	VERB
easat-6771	240	8	strong	strong	ADJ
easat-6771	240	9	discriminant	discriminant	ADJ
easat-6771	240	10	validity	validity	NOUN
easat-6771	240	11	.	.	PUNCT
easat-6771	241	1	additionally	additionally	ADV
easat-6771	241	2	,	,	PUNCT
easat-6771	241	3	the	the	DET
easat-6771	241	4	average	average	ADJ
easat-6771	241	5	variance	variance	NOUN
easat-6771	241	6	extracted	extract	VERB
easat-6771	241	7	(	(	PUNCT
easat-6771	241	8	ave	ave	NOUN
easat-6771	241	9	)	)	PUNCT
easat-6771	241	10	test	test	NOUN
easat-6771	241	11	,	,	PUNCT
easat-6771	241	12	as	as	SCONJ
easat-6771	241	13	presented	present	VERB
easat-6771	241	14	in	in	ADP
easat-6771	241	15	table	table	NOUN
easat-6771	241	16	3	3	NUM
easat-6771	241	17	,	,	PUNCT
easat-6771	241	18	shows	show	VERB
easat-6771	241	19	that	that	SCONJ
easat-6771	241	20	the	the	DET
easat-6771	241	21	ave	ave	NOUN
easat-6771	241	22	values	value	NOUN
easat-6771	241	23	for	for	ADP
easat-6771	241	24	each	each	DET
easat-6771	241	25	construct	construct	NOUN
easat-6771	241	26	exceed	exceed	VERB
easat-6771	241	27	0.50	0.50	NUM
easat-6771	241	28	(	(	PUNCT
easat-6771	241	29	ave	ave	X
easat-6771	241	30	>	>	X
easat-6771	241	31	0.50	0.50	NUM
easat-6771	241	32	)	)	PUNCT
easat-6771	241	33	.	.	PUNCT
easat-6771	242	1	these	these	DET
easat-6771	242	2	findings	finding	NOUN
easat-6771	242	3	further	far	ADV
easat-6771	242	4	confirm	confirm	VERB
easat-6771	242	5	that	that	SCONJ
easat-6771	242	6	the	the	DET
easat-6771	242	7	model	model	NOUN
easat-6771	242	8	has	have	AUX
easat-6771	242	9	successfully	successfully	ADV
easat-6771	242	10	achieved	achieve	VERB
easat-6771	242	11	good	good	ADJ
easat-6771	242	12	discriminant	discriminant	ADJ
easat-6771	242	13	validity	validity	NOUN
easat-6771	242	14	.	.	PUNCT
easat-6771	243	1	in	in	ADP
easat-6771	243	2	conclusion	conclusion	NOUN
easat-6771	243	3	,	,	PUNCT
easat-6771	243	4	both	both	PRON
easat-6771	243	5	discriminant	discriminant	ADJ
easat-6771	243	6	validity	validity	NOUN
easat-6771	243	7	assessments	assessment	NOUN
easat-6771	243	8	validate	validate	VERB
easat-6771	243	9	that	that	SCONJ
easat-6771	243	10	the	the	DET
easat-6771	243	11	latent	latent	NOUN
easat-6771	243	12	variables	variable	NOUN
easat-6771	243	13	do	do	AUX
easat-6771	243	14	not	not	PART
easat-6771	243	15	experience	experience	VERB
easat-6771	243	16	discriminant	discriminant	ADJ
easat-6771	243	17	issues	issue	NOUN
easat-6771	243	18	,	,	PUNCT
easat-6771	243	19	meaning	mean	VERB
easat-6771	243	20	all	all	DET
easat-6771	243	21	constructs	construct	NOUN
easat-6771	243	22	within	within	ADP
easat-6771	243	23	the	the	DET
easat-6771	243	24	model	model	NOUN
easat-6771	243	25	have	have	AUX
easat-6771	243	26	successfully	successfully	ADV
easat-6771	243	27	passed	pass	VERB
easat-6771	243	28	the	the	DET
easat-6771	243	29	validity	validity	NOUN
easat-6771	243	30	test	test	NOUN
easat-6771	243	31	.	.	PUNCT
easat-6771	244	1	table	table	NOUN
easat-6771	244	2	2	2	NUM
easat-6771	244	3	.	.	PUNCT
easat-6771	244	4	results	result	NOUN
easat-6771	244	5	of	of	ADP
easat-6771	244	6	internal	internal	ADJ
easat-6771	244	7	consistency	consistency	NOUN
easat-6771	244	8	reliability	reliability	NOUN
easat-6771	244	9	testing	testing	NOUN
easat-6771	244	10	.	.	PUNCT
easat-6771	245	1	variable	variable	PROPN
easat-6771	245	2	cronbach	cronbach	PROPN
easat-6771	245	3	’s	’s	PART
easat-6771	245	4	alpha	alpha	ADJ
easat-6771	245	5	composite	composite	ADJ
easat-6771	245	6	reliability	reliability	NOUN
easat-6771	245	7	description	description	NOUN
easat-6771	245	8	performance	performance	NOUN
easat-6771	245	9	expectancy	expectancy	NOUN
easat-6771	245	10	(	(	PUNCT
easat-6771	245	11	x1	x1	PROPN
easat-6771	245	12	)	)	PUNCT
easat-6771	245	13	0.950	0.950	NUM
easat-6771	245	14	0.962	0.962	NUM
easat-6771	245	15	reliable	reliable	ADJ
easat-6771	245	16	effort	effort	NOUN
easat-6771	245	17	expectancy	expectancy	NOUN
easat-6771	245	18	(	(	PUNCT
easat-6771	245	19	x2	x2	PROPN
easat-6771	245	20	)	)	PUNCT
easat-6771	245	21	0.947	0.947	NUM
easat-6771	245	22	0.966	0.966	NUM
easat-6771	245	23	reliable	reliable	ADJ
easat-6771	245	24	social	social	ADJ
easat-6771	245	25	influence	influence	NOUN
easat-6771	245	26	(	(	PUNCT
easat-6771	245	27	x3	x3	ADJ
easat-6771	245	28	)	)	PUNCT
easat-6771	245	29	0.893	0.893	NUM
easat-6771	245	30	0.934	0.934	NUM
easat-6771	245	31	reliable	reliable	ADJ
easat-6771	245	32	facilitating	facilitating	NOUN
easat-6771	245	33	condition	condition	NOUN
easat-6771	245	34	(	(	PUNCT
easat-6771	245	35	x4	x4	PROPN
easat-6771	245	36	)	)	PUNCT
easat-6771	245	37	0.912	0.912	NUM
easat-6771	245	38	0.944	0.944	NUM
easat-6771	245	39	reliable	reliable	ADJ
easat-6771	245	40	hedonic	hedonic	ADJ
easat-6771	245	41	motivation	motivation	NOUN
easat-6771	245	42	(	(	PUNCT
easat-6771	245	43	x5	x5	NOUN
easat-6771	245	44	)	)	PUNCT
easat-6771	245	45	0.906	0.906	NUM
easat-6771	245	46	0.941	0.941	NUM
easat-6771	245	47	reliable	reliable	ADJ
easat-6771	245	48	price	price	NOUN
easat-6771	245	49	value	value	NOUN
easat-6771	245	50	(	(	PUNCT
easat-6771	245	51	x6	x6	PROPN
easat-6771	245	52	)	)	PUNCT
easat-6771	245	53	0.919	0.919	NUM
easat-6771	245	54	0.949	0.949	NUM
easat-6771	245	55	reliable	reliable	ADJ
easat-6771	245	56	habit	habit	NOUN
easat-6771	245	57	(	(	PUNCT
easat-6771	245	58	x7	x7	NOUN
easat-6771	245	59	)	)	PUNCT
easat-6771	245	60	0.918	0.918	NUM
easat-6771	245	61	0.948	0.948	NUM
easat-6771	245	62	reliable	reliable	ADJ
easat-6771	245	63	behavioral	behavioral	ADJ
easat-6771	245	64	intention	intention	NOUN
easat-6771	245	65	(	(	PUNCT
easat-6771	245	66	y1	y1	NOUN
easat-6771	245	67	)	)	PUNCT
easat-6771	245	68	0.947	0.947	NUM
easat-6771	245	69	0.966	0.966	NUM
easat-6771	245	70	reliable	reliable	ADJ
easat-6771	245	71	customer	customer	NOUN
easat-6771	245	72	involvement	involvement	NOUN
easat-6771	245	73	(	(	PUNCT
easat-6771	245	74	m	m	NOUN
easat-6771	245	75	)	)	PUNCT
easat-6771	245	76	0.872	0.872	NUM
easat-6771	245	77	0.922	0.922	NUM
easat-6771	245	78	reliable	reliable	ADJ
easat-6771	245	79	use	use	NOUN
easat-6771	245	80	behavior	behavior	NOUN
easat-6771	245	81	(	(	PUNCT
easat-6771	245	82	y2	y2	PROPN
easat-6771	245	83	)	)	PUNCT
easat-6771	245	84	0.897	0.897	NUM
easat-6771	245	85	0.936	0.936	NUM
easat-6771	245	86	reliable	reliable	ADJ
easat-6771	245	87	table	table	NOUN
easat-6771	245	88	3	3	NUM
easat-6771	245	89	.	.	PUNCT
easat-6771	245	90	average	average	ADJ
easat-6771	245	91	variance	variance	NOUN
easat-6771	245	92	extracted	extract	VERB
easat-6771	245	93	(	(	PUNCT
easat-6771	245	94	ave	ave	PROPN
easat-6771	245	95	)	)	PUNCT
easat-6771	245	96	.	.	PUNCT
easat-6771	246	1	variable	variable	ADJ
easat-6771	246	2	average	average	ADJ
easat-6771	246	3	variance	variance	NOUN
easat-6771	246	4	extracted	extract	VERB
easat-6771	246	5	(	(	PUNCT
easat-6771	246	6	ave	ave	NOUN
easat-6771	246	7	)	)	PUNCT
easat-6771	246	8	description	description	NOUN
easat-6771	246	9	performance	performance	NOUN
easat-6771	246	10	expectancy	expectancy	NOUN
easat-6771	246	11	(	(	PUNCT
easat-6771	246	12	x1	x1	PROPN
easat-6771	246	13	)	)	PUNCT
easat-6771	246	14	0.835	0.835	NUM
easat-6771	246	15	valid	valid	ADJ
easat-6771	246	16	effort	effort	NOUN
easat-6771	246	17	expectancy	expectancy	NOUN
easat-6771	246	18	(	(	PUNCT
easat-6771	246	19	x2	x2	PROPN
easat-6771	246	20	)	)	PUNCT
easat-6771	246	21	0.904	0.904	NUM
easat-6771	246	22	valid	valid	ADJ
easat-6771	246	23	social	social	ADJ
easat-6771	246	24	influence	influence	NOUN
easat-6771	246	25	(	(	PUNCT
easat-6771	246	26	x3	x3	PROPN
easat-6771	246	27	)	)	PUNCT
easat-6771	246	28	0.824	0.824	NUM
easat-6771	246	29	valid	valid	ADJ
easat-6771	246	30	facilitating	facilitating	NOUN
easat-6771	246	31	condition	condition	NOUN
easat-6771	246	32	(	(	PUNCT
easat-6771	246	33	x4	x4	PROPN
easat-6771	246	34	)	)	PUNCT
easat-6771	246	35	0.850	0.850	NUM
easat-6771	246	36	valid	valid	ADJ
easat-6771	246	37	hedonic	hedonic	ADJ
easat-6771	246	38	motivation	motivation	NOUN
easat-6771	246	39	(	(	PUNCT
easat-6771	246	40	x5	x5	NOUN
easat-6771	246	41	)	)	PUNCT
easat-6771	246	42	0.841	0.841	NUM
easat-6771	246	43	valid	valid	ADJ
easat-6771	246	44	price	price	NOUN
easat-6771	246	45	value	value	NOUN
easat-6771	246	46	(	(	PUNCT
easat-6771	246	47	x6	x6	PROPN
easat-6771	246	48	)	)	PUNCT
easat-6771	246	49	0.861	0.861	NUM
easat-6771	246	50	valid	valid	ADJ
easat-6771	246	51	habit	habit	NOUN
easat-6771	246	52	(	(	PUNCT
easat-6771	246	53	x7	x7	NOUN
easat-6771	246	54	)	)	PUNCT
easat-6771	246	55	0.860	0.860	NUM
easat-6771	246	56	valid	valid	ADJ
easat-6771	246	57	behavioral	behavioral	ADJ
easat-6771	246	58	intention	intention	NOUN
easat-6771	246	59	(	(	PUNCT
easat-6771	246	60	y1	y1	NOUN
easat-6771	246	61	)	)	PUNCT
easat-6771	246	62	0.905	0.905	NUM
easat-6771	246	63	valid	valid	ADJ
easat-6771	246	64	customer	customer	NOUN
easat-6771	246	65	involvement	involvement	NOUN
easat-6771	246	66	(	(	PUNCT
easat-6771	246	67	m	m	NOUN
easat-6771	246	68	)	)	PUNCT
easat-6771	246	69	0.797	0.797	NUM
easat-6771	246	70	valid	valid	ADJ
easat-6771	246	71	use	use	NOUN
easat-6771	246	72	behavior	behavior	NOUN
easat-6771	246	73	(	(	PUNCT
easat-6771	246	74	y2	y2	NOUN
easat-6771	246	75	)	)	PUNCT
easat-6771	246	76	0.830	0.830	NUM
easat-6771	246	77	valid	valid	ADJ
easat-6771	246	78	the	the	DET
easat-6771	246	79	structural	structural	ADJ
easat-6771	246	80	model	model	NOUN
easat-6771	246	81	(	(	PUNCT
easat-6771	246	82	inner	inner	ADJ
easat-6771	246	83	model	model	NOUN
easat-6771	246	84	)	)	PUNCT
easat-6771	246	85	is	be	AUX
easat-6771	246	86	assessed	assess	VERB
easat-6771	246	87	using	use	VERB
easat-6771	246	88	four	four	NUM
easat-6771	246	89	validation	validation	NOUN
easat-6771	246	90	metrics	metric	NOUN
easat-6771	246	91	:	:	PUNCT
easat-6771	246	92	path	path	PROPN
easat-6771	246	93	coefficient	coefficient	NOUN
easat-6771	246	94	,	,	PUNCT
easat-6771	246	95	t	t	PROPN
easat-6771	246	96	-	-	PUNCT
easat-6771	246	97	test	test	NOUN
easat-6771	246	98	results	result	NOUN
easat-6771	246	99	(	(	PUNCT
easat-6771	246	100	t	t	NOUN
easat-6771	246	101	-	-	PUNCT
easat-6771	246	102	statistic	statistic	NOUN
easat-6771	246	103	)	)	PUNCT
easat-6771	246	104	,	,	PUNCT
easat-6771	246	105	r	r	NOUN
easat-6771	246	106	-	-	PUNCT
easat-6771	246	107	squared	square	VERB
easat-6771	246	108	,	,	PUNCT
easat-6771	246	109	and	and	CCONJ
easat-6771	246	110	q	q	X
easat-6771	246	111	-	-	PUNCT
easat-6771	246	112	squared	square	VERB
easat-6771	246	113	.	.	PUNCT
easat-6771	247	1	these	these	DET
easat-6771	247	2	metrics	metric	NOUN
easat-6771	247	3	evaluate	evaluate	VERB
easat-6771	247	4	hypotheses	hypothesis	NOUN
easat-6771	247	5	by	by	ADP
easat-6771	247	6	analyzing	analyze	VERB
easat-6771	247	7	statistical	statistical	ADJ
easat-6771	247	8	significance	significance	NOUN
easat-6771	247	9	.	.	PUNCT
easat-6771	248	1	the	the	DET
easat-6771	248	2	path	path	NOUN
easat-6771	248	3	coefficient	coefficient	NOUN
easat-6771	248	4	reflects	reflect	VERB
easat-6771	248	5	the	the	DET
easat-6771	248	6	strength	strength	NOUN
easat-6771	248	7	of	of	ADP
easat-6771	248	8	connections	connection	NOUN
easat-6771	248	9	between	between	ADP
easat-6771	248	10	variables	variable	NOUN
easat-6771	248	11	.	.	PUNCT
easat-6771	249	1	a	a	DET
easat-6771	249	2	path	path	NOUN
easat-6771	249	3	coefficient	coefficient	NOUN
easat-6771	249	4	is	be	AUX
easat-6771	249	5	deemed	deem	VERB
easat-6771	249	6	statistically	statistically	ADV
easat-6771	249	7	significant	significant	ADJ
easat-6771	249	8	if	if	SCONJ
easat-6771	249	9	the	the	DET
easat-6771	249	10	calculated	calculated	ADJ
easat-6771	249	11	t	t	NOUN
easat-6771	249	12	-	-	PUNCT
easat-6771	249	13	value	value	NOUN
easat-6771	249	14	surpasses	surpass	VERB
easat-6771	249	15	the	the	DET
easat-6771	249	16	critical	critical	ADJ
easat-6771	249	17	threshold	threshold	NOUN
easat-6771	249	18	of	of	ADP
easat-6771	249	19	1.96	1.96	NUM
easat-6771	249	20	at	at	ADP
easat-6771	249	21	a	a	DET
easat-6771	249	22	5	5	NUM
easat-6771	249	23	%	%	NOUN
easat-6771	249	24	significance	significance	NOUN
easat-6771	249	25	level	level	NOUN
easat-6771	249	26	(	(	PUNCT
easat-6771	249	27	p	p	NOUN
easat-6771	249	28	-	-	PUNCT
easat-6771	249	29	value	value	NOUN
easat-6771	249	30	<	<	NOUN
easat-6771	249	31	0.05	0.05	NUM
easat-6771	249	32	)	)	PUNCT
easat-6771	249	33	,	,	PUNCT
easat-6771	249	34	as	as	SCONJ
easat-6771	249	35	shown	show	VERB
easat-6771	249	36	in	in	ADP
easat-6771	249	37	table	table	NOUN
easat-6771	249	38	4	4	NUM
easat-6771	249	39	.	.	X
easat-6771	249	40	24	24	NUM
easat-6771	249	41	edelweiss	edelweiss	PROPN
easat-6771	249	42	applied	apply	VERB
easat-6771	249	43	science	science	NOUN
easat-6771	249	44	and	and	CCONJ
easat-6771	249	45	technology	technology	NOUN
easat-6771	249	46	issn	issn	PROPN
easat-6771	249	47	:	:	PUNCT
easat-6771	249	48	2576	2576	NUM
easat-6771	249	49	-	-	SYM
easat-6771	249	50	8484	8484	NUM
easat-6771	249	51	vol	vol	NOUN
easat-6771	249	52	.	.	PROPN
easat-6771	250	1	9	9	NUM
easat-6771	250	2	,	,	PUNCT
easat-6771	250	3	no	no	INTJ
easat-6771	250	4	.	.	NOUN
easat-6771	250	5	5	5	NUM
easat-6771	250	6	:	:	SYM
easat-6771	250	7	14	14	NUM
easat-6771	250	8	-	-	SYM
easat-6771	250	9	28	28	NUM
easat-6771	250	10	,	,	PUNCT
easat-6771	250	11	2025	2025	NUM
easat-6771	250	12	doi	doi	NOUN
easat-6771	250	13	:	:	PUNCT
easat-6771	250	14	10.55214/25768484.v9i5.6771	10.55214/25768484.v9i5.6771	NUM
easat-6771	250	15	©	©	NOUN
easat-6771	250	16	2025	2025	NUM
easat-6771	250	17	by	by	ADP
easat-6771	250	18	the	the	DET
easat-6771	250	19	authors	author	NOUN
easat-6771	250	20	;	;	PUNCT
easat-6771	251	1	licensee	licensee	PROPN
easat-6771	251	2	learning	learn	VERB
easat-6771	251	3	gate	gate	NOUN
easat-6771	251	4	table	table	NOUN
easat-6771	251	5	4	4	NUM
easat-6771	251	6	.	.	PUNCT
easat-6771	251	7	path	path	NOUN
easat-6771	251	8	coefficients	coefficient	NOUN
easat-6771	251	9	:	:	PUNCT
easat-6771	251	10	mean	mean	ADJ
easat-6771	251	11	,	,	PUNCT
easat-6771	251	12	stdev	stdev	PROPN
easat-6771	251	13	,	,	PUNCT
easat-6771	251	14	t	t	NOUN
easat-6771	251	15	-	-	PUNCT
easat-6771	251	16	values	value	NOUN
easat-6771	251	17	,	,	PUNCT
easat-6771	251	18	p	p	NOUN
easat-6771	251	19	-	-	PUNCT
easat-6771	251	20	values	value	NOUN
easat-6771	251	21	.	.	PUNCT
easat-6771	252	1	original	original	ADJ
easat-6771	252	2	sample	sample	NOUN
easat-6771	252	3	(	(	PUNCT
easat-6771	252	4	o	o	NOUN
easat-6771	252	5	)	)	PUNCT
easat-6771	252	6	sample	sample	NOUN
easat-6771	252	7	mean	mean	NOUN
easat-6771	252	8	(	(	PUNCT
easat-6771	252	9	m	m	NOUN
easat-6771	252	10	)	)	PUNCT
easat-6771	252	11	standard	standard	ADJ
easat-6771	252	12	deviation	deviation	NOUN
easat-6771	252	13	(	(	PUNCT
easat-6771	252	14	stdev	stdev	NOUN
easat-6771	252	15	)	)	PUNCT
easat-6771	252	16	t	t	PROPN
easat-6771	252	17	statistics	statistic	NOUN
easat-6771	252	18	(	(	PUNCT
easat-6771	252	19	|o	|o	NOUN
easat-6771	252	20	/	/	SYM
easat-6771	252	21	stdev|	stdev|	NOUN
easat-6771	252	22	)	)	PUNCT
easat-6771	252	23	p	p	NOUN
easat-6771	252	24	values	value	NOUN
easat-6771	252	25	description	description	NOUN
easat-6771	252	26	x1	x1	INTJ
easat-6771	252	27	→	→	SYM
easat-6771	252	28	y1	y1	ADP
easat-6771	252	29	0.149	0.149	NUM
easat-6771	252	30	0.146	0.146	NUM
easat-6771	252	31	0.061	0.061	NUM
easat-6771	252	32	2.466	2.466	NUM
easat-6771	252	33	0.014	0.014	NUM
easat-6771	252	34	significant	significant	ADJ
easat-6771	252	35	x2	x2	PROPN
easat-6771	252	36	→	→	SYM
easat-6771	252	37	y1	y1	NOUN
easat-6771	252	38	0.106	0.106	NUM
easat-6771	252	39	0.108	0.108	NUM
easat-6771	252	40	0.054	0.054	NUM
easat-6771	252	41	1.951	1.951	NUM
easat-6771	252	42	0.052	0.052	NUM
easat-6771	252	43	not	not	PART
easat-6771	252	44	significant	significant	ADJ
easat-6771	252	45	x3	x3	ADJ
easat-6771	252	46	→	→	SYM
easat-6771	252	47	y1	y1	NOUN
easat-6771	252	48	0.143	0.143	NUM
easat-6771	252	49	0.138	0.138	NUM
easat-6771	252	50	0.061	0.061	NUM
easat-6771	252	51	2.334	2.334	NUM
easat-6771	252	52	0.020	0.020	NUM
easat-6771	252	53	significant	significant	ADJ
easat-6771	252	54	x4	x4	PROPN
easat-6771	252	55	→	→	SYM
easat-6771	252	56	y1	y1	NOUN
easat-6771	252	57	0.140	0.140	NUM
easat-6771	252	58	0.138	0.138	NUM
easat-6771	252	59	0.065	0.065	NUM
easat-6771	252	60	2.131	2.131	NUM
easat-6771	252	61	0.034	0.034	NUM
easat-6771	252	62	significant	significant	ADJ
easat-6771	252	63	x5	x5	NOUN
easat-6771	252	64	→	→	SYM
easat-6771	252	65	y1	y1	ADP
easat-6771	252	66	0.103	0.103	NUM
easat-6771	252	67	0.104	0.104	NUM
easat-6771	252	68	0.057	0.057	NUM
easat-6771	252	69	1.798	1.798	NUM
easat-6771	252	70	0.073	0.073	NUM
easat-6771	252	71	not	not	PART
easat-6771	252	72	significant	significant	ADJ
easat-6771	252	73	x6	x6	PROPN
easat-6771	252	74	→	→	SYM
easat-6771	252	75	y1	y1	NOUN
easat-6771	252	76	0.154	0.154	NUM
easat-6771	252	77	0.151	0.151	NUM
easat-6771	252	78	0.074	0.074	NUM
easat-6771	252	79	2.078	2.078	NUM
easat-6771	252	80	0.038	0.038	NUM
easat-6771	252	81	significant	significant	ADJ
easat-6771	252	82	x7	x7	NOUN
easat-6771	252	83	→	→	SYM
easat-6771	252	84	y1	y1	NOUN
easat-6771	252	85	0.202	0.202	NUM
easat-6771	252	86	0.209	0.209	NUM
easat-6771	252	87	0.072	0.072	NUM
easat-6771	252	88	2.783	2.783	NUM
easat-6771	252	89	0.006	0.006	NUM
easat-6771	252	90	significant	significant	ADJ
easat-6771	252	91	y1	y1	NOUN
easat-6771	252	92	→	→	SYM
easat-6771	252	93	y2	y2	NOUN
easat-6771	252	94	0.399	0.399	NUM
easat-6771	252	95	0.399	0.399	NUM
easat-6771	252	96	0.065	0.065	NUM
easat-6771	252	97	6.156	6.156	NUM
easat-6771	252	98	0.000	0.000	NUM
easat-6771	252	99	significant	significant	ADJ
easat-6771	252	100	y1*m	y1*m	NOUN
easat-6771	252	101	→	→	PUNCT
easat-6771	252	102	y2	y2	PROPN
easat-6771	252	103	0.096	0.096	NUM
easat-6771	252	104	0.096	0.096	NUM
easat-6771	252	105	0.042	0.042	NUM
easat-6771	252	106	2.274	2.274	NUM
easat-6771	252	107	0.023	0.023	NUM
easat-6771	252	108	significant	significant	ADJ
easat-6771	252	109	the	the	DET
easat-6771	252	110	r²	r²	NOUN
easat-6771	252	111	value	value	NOUN
easat-6771	252	112	(	(	PUNCT
easat-6771	252	113	adjusted	adjust	VERB
easat-6771	252	114	r	r	NOUN
easat-6771	252	115	-	-	PUNCT
easat-6771	252	116	squared	square	VERB
easat-6771	252	117	)	)	PUNCT
easat-6771	252	118	is	be	AUX
easat-6771	252	119	utilized	utilize	VERB
easat-6771	252	120	to	to	PART
easat-6771	252	121	evaluate	evaluate	VERB
easat-6771	252	122	the	the	DET
easat-6771	252	123	extent	extent	NOUN
easat-6771	252	124	to	to	PART
easat-6771	252	125	which	which	PRON
easat-6771	252	126	the	the	DET
easat-6771	252	127	customer	customer	NOUN
easat-6771	252	128	involvement	involvement	NOUN
easat-6771	252	129	variable	variable	ADJ
easat-6771	252	130	accounts	account	VERB
easat-6771	252	131	for	for	ADP
easat-6771	252	132	the	the	DET
easat-6771	252	133	variability	variability	NOUN
easat-6771	252	134	in	in	ADP
easat-6771	252	135	behavioral	behavioral	ADJ
easat-6771	252	136	intention	intention	NOUN
easat-6771	252	137	and	and	CCONJ
easat-6771	252	138	actual	actual	ADJ
easat-6771	252	139	usage	usage	NOUN
easat-6771	252	140	behavior	behavior	NOUN
easat-6771	252	141	.	.	PUNCT
easat-6771	253	1	according	accord	VERB
easat-6771	253	2	to	to	ADP
easat-6771	253	3	the	the	DET
easat-6771	253	4	calculation	calculation	NOUN
easat-6771	253	5	results	result	NOUN
easat-6771	253	6	presented	present	VERB
easat-6771	253	7	in	in	ADP
easat-6771	253	8	table	table	NOUN
easat-6771	253	9	5	5	NUM
easat-6771	253	10	,	,	PUNCT
easat-6771	253	11	the	the	DET
easat-6771	253	12	r²	r²	NOUN
easat-6771	253	13	value	value	NOUN
easat-6771	253	14	for	for	ADP
easat-6771	253	15	behavioral	behavioral	ADJ
easat-6771	253	16	intention	intention	NOUN
easat-6771	253	17	is	be	AUX
easat-6771	253	18	0.676	0.676	NUM
easat-6771	253	19	,	,	PUNCT
easat-6771	253	20	indicating	indicate	VERB
easat-6771	253	21	that	that	SCONJ
easat-6771	253	22	67.6	67.6	NUM
easat-6771	253	23	%	%	NOUN
easat-6771	253	24	of	of	ADP
easat-6771	253	25	the	the	DET
easat-6771	253	26	variability	variability	NOUN
easat-6771	253	27	in	in	ADP
easat-6771	253	28	behavioral	behavioral	ADJ
easat-6771	253	29	intention	intention	NOUN
easat-6771	253	30	is	be	AUX
easat-6771	253	31	explained	explain	VERB
easat-6771	253	32	by	by	ADP
easat-6771	253	33	the	the	DET
easat-6771	253	34	variables	variable	NOUN
easat-6771	253	35	performance	performance	NOUN
easat-6771	253	36	expectancy	expectancy	NOUN
easat-6771	253	37	,	,	PUNCT
easat-6771	253	38	social	social	ADJ
easat-6771	253	39	influence	influence	NOUN
easat-6771	253	40	,	,	PUNCT
easat-6771	253	41	facilitating	facilitate	VERB
easat-6771	253	42	conditions	condition	NOUN
easat-6771	253	43	,	,	PUNCT
easat-6771	253	44	price	price	NOUN
easat-6771	253	45	value	value	NOUN
easat-6771	253	46	,	,	PUNCT
easat-6771	253	47	and	and	CCONJ
easat-6771	253	48	habit	habit	NOUN
easat-6771	253	49	.	.	PUNCT
easat-6771	254	1	this	this	DET
easat-6771	254	2	level	level	NOUN
easat-6771	254	3	of	of	ADP
easat-6771	254	4	explanation	explanation	NOUN
easat-6771	254	5	falls	fall	VERB
easat-6771	254	6	within	within	ADP
easat-6771	254	7	the	the	DET
easat-6771	254	8	strong	strong	ADJ
easat-6771	254	9	/	/	SYM
easat-6771	254	10	substantial	substantial	ADJ
easat-6771	254	11	category	category	NOUN
easat-6771	254	12	,	,	PUNCT
easat-6771	254	13	while	while	SCONJ
easat-6771	254	14	the	the	DET
easat-6771	254	15	remaining	remain	VERB
easat-6771	254	16	32.4	32.4	NUM
easat-6771	254	17	%	%	NOUN
easat-6771	254	18	is	be	AUX
easat-6771	254	19	influenced	influence	VERB
easat-6771	254	20	by	by	ADP
easat-6771	254	21	other	other	ADJ
easat-6771	254	22	,	,	PUNCT
easat-6771	254	23	unaccountedfor	unaccountedfor	ADJ
easat-6771	254	24	variables	variable	NOUN
easat-6771	254	25	.	.	PUNCT
easat-6771	255	1	for	for	ADP
easat-6771	255	2	actual	actual	ADJ
easat-6771	255	3	usage	usage	NOUN
easat-6771	255	4	behavior	behavior	NOUN
easat-6771	255	5	,	,	PUNCT
easat-6771	255	6	the	the	DET
easat-6771	255	7	r²	r²	NOUN
easat-6771	255	8	value	value	NOUN
easat-6771	255	9	is	be	AUX
easat-6771	255	10	0.535	0.535	NUM
easat-6771	255	11	,	,	PUNCT
easat-6771	255	12	which	which	PRON
easat-6771	255	13	suggests	suggest	VERB
easat-6771	255	14	that	that	SCONJ
easat-6771	255	15	53.5	53.5	NUM
easat-6771	255	16	%	%	NOUN
easat-6771	255	17	of	of	ADP
easat-6771	255	18	the	the	DET
easat-6771	255	19	variation	variation	NOUN
easat-6771	255	20	in	in	ADP
easat-6771	255	21	actual	actual	ADJ
easat-6771	255	22	usage	usage	NOUN
easat-6771	255	23	behavior	behavior	NOUN
easat-6771	255	24	is	be	AUX
easat-6771	255	25	explained	explain	VERB
easat-6771	255	26	by	by	ADP
easat-6771	255	27	both	both	CCONJ
easat-6771	255	28	behavioral	behavioral	ADJ
easat-6771	255	29	intention	intention	NOUN
easat-6771	255	30	and	and	CCONJ
easat-6771	255	31	customer	customer	NOUN
easat-6771	255	32	involvement	involvement	NOUN
easat-6771	255	33	.	.	PUNCT
easat-6771	256	1	this	this	DET
easat-6771	256	2	level	level	NOUN
easat-6771	256	3	of	of	ADP
easat-6771	256	4	influence	influence	NOUN
easat-6771	256	5	is	be	AUX
easat-6771	256	6	categorized	categorize	VERB
easat-6771	256	7	as	as	ADP
easat-6771	256	8	moderate	moderate	ADJ
easat-6771	256	9	,	,	PUNCT
easat-6771	256	10	with	with	ADP
easat-6771	256	11	the	the	DET
easat-6771	256	12	remaining	remain	VERB
easat-6771	256	13	46.5	46.5	NUM
easat-6771	256	14	%	%	NOUN
easat-6771	256	15	being	be	AUX
easat-6771	256	16	attributed	attribute	VERB
easat-6771	256	17	to	to	ADP
easat-6771	256	18	other	other	ADJ
easat-6771	256	19	variables	variable	NOUN
easat-6771	256	20	not	not	PART
easat-6771	256	21	included	include	VERB
easat-6771	256	22	in	in	ADP
easat-6771	256	23	the	the	DET
easat-6771	256	24	model	model	NOUN
easat-6771	256	25	.	.	PUNCT
easat-6771	257	1	table	table	NOUN
easat-6771	257	2	5	5	NUM
easat-6771	257	3	.	.	PUNCT
easat-6771	258	1	quality	quality	NOUN
easat-6771	258	2	criteria	criterion	NOUN
easat-6771	258	3	:	:	PUNCT
easat-6771	258	4	r	r	NOUN
easat-6771	258	5	square	square	NOUN
easat-6771	258	6	(	(	PUNCT
easat-6771	258	7	r2	r2	PROPN
easat-6771	258	8	)	)	PUNCT
easat-6771	258	9	.	.	PUNCT
easat-6771	259	1	variable	variable	ADJ
easat-6771	259	2	r	r	NOUN
easat-6771	259	3	square	square	NOUN
easat-6771	259	4	r	r	NOUN
easat-6771	259	5	square	square	ADJ
easat-6771	259	6	adjusted	adjust	VERB
easat-6771	259	7	description	description	NOUN
easat-6771	259	8	behavioral	behavioral	ADJ
easat-6771	259	9	intention	intention	NOUN
easat-6771	259	10	(	(	PUNCT
easat-6771	259	11	y1	y1	NOUN
easat-6771	259	12	)	)	PUNCT
easat-6771	259	13	0.681	0.681	NUM
easat-6771	259	14	0.676	0.676	NUM
easat-6771	259	15	substansial	substansial	ADJ
easat-6771	259	16	use	use	NOUN
easat-6771	259	17	behavior	behavior	NOUN
easat-6771	259	18	(	(	PUNCT
easat-6771	259	19	y2	y2	PROPN
easat-6771	259	20	)	)	PUNCT
easat-6771	259	21	0.539	0.539	NUM
easat-6771	259	22	0.535	0.535	NUM
easat-6771	259	23	moderate	moderate	ADJ
easat-6771	259	24	the	the	DET
easat-6771	259	25	q	q	ADJ
easat-6771	259	26	-	-	PUNCT
easat-6771	259	27	square	square	ADJ
easat-6771	259	28	predictive	predictive	ADJ
easat-6771	259	29	relevance	relevance	NOUN
easat-6771	259	30	(	(	PUNCT
easat-6771	259	31	q²-test	q²-t	ADJ
easat-6771	259	32	)	)	PUNCT
easat-6771	259	33	is	be	AUX
easat-6771	259	34	used	use	VERB
easat-6771	259	35	to	to	PART
easat-6771	259	36	assess	assess	VERB
easat-6771	259	37	how	how	SCONJ
easat-6771	259	38	well	well	ADV
easat-6771	259	39	the	the	DET
easat-6771	259	40	observed	observed	ADJ
easat-6771	259	41	values	value	NOUN
easat-6771	259	42	generated	generate	VERB
easat-6771	259	43	by	by	ADP
easat-6771	259	44	the	the	DET
easat-6771	259	45	model	model	NOUN
easat-6771	259	46	match	match	VERB
easat-6771	259	47	the	the	DET
easat-6771	259	48	estimated	estimate	VERB
easat-6771	259	49	parameters	parameter	NOUN
easat-6771	259	50	.	.	PUNCT
easat-6771	260	1	formula	formula	NOUN
easat-6771	260	2	:	:	PUNCT
easat-6771	260	3	q2	q2	NOUN
easat-6771	260	4	=	=	NOUN
easat-6771	260	5	1−(1−r12)(1−r22)	1−(1−r12)(1−r22)	NUM
easat-6771	260	6	...	...	PUNCT
easat-6771	260	7	(1−rp2	(1−rp2	NOUN
easat-6771	260	8	)	)	PUNCT
easat-6771	260	9	q2	q2	NOUN
easat-6771	260	10	=	=	SYM
easat-6771	260	11	1−(1−0.6812)(1−0.5392	1−(1−0.6812)(1−0.5392	NOUN
easat-6771	260	12	)	)	PUNCT
easat-6771	260	13	q2	q2	NOUN
easat-6771	260	14	=	=	SYM
easat-6771	260	15	1−0.380	1−0.380	NOUN
easat-6771	260	16	q2	q2	NOUN
easat-6771	260	17	=	=	NOUN
easat-6771	260	18	0.620	0.620	NUM
easat-6771	260	19	the	the	DET
easat-6771	260	20	q²	q²	ADJ
easat-6771	260	21	value	value	NOUN
easat-6771	260	22	ranges	range	VERB
easat-6771	260	23	from	from	ADP
easat-6771	260	24	0	0	NUM
easat-6771	260	25	<	<	X
easat-6771	260	26	q²	q²	NOUN
easat-6771	260	27	<	<	X
easat-6771	260	28	1	1	NUM
easat-6771	260	29	,	,	PUNCT
easat-6771	260	30	where	where	SCONJ
easat-6771	260	31	a	a	DET
easat-6771	260	32	value	value	NOUN
easat-6771	260	33	closer	close	ADV
easat-6771	260	34	to	to	ADP
easat-6771	260	35	1	1	NUM
easat-6771	260	36	indicates	indicate	VERB
easat-6771	260	37	a	a	DET
easat-6771	260	38	better	well	ADJ
easat-6771	260	39	model	model	NOUN
easat-6771	260	40	.	.	PUNCT
easat-6771	261	1	the	the	DET
easat-6771	261	2	q²	q²	ADJ
easat-6771	261	3	calculation	calculation	NOUN
easat-6771	261	4	result	result	NOUN
easat-6771	261	5	of	of	ADP
easat-6771	261	6	0.620	0.620	NUM
easat-6771	261	7	suggests	suggest	VERB
easat-6771	261	8	that	that	SCONJ
easat-6771	261	9	the	the	DET
easat-6771	261	10	structural	structural	ADJ
easat-6771	261	11	model	model	NOUN
easat-6771	261	12	(	(	PUNCT
easat-6771	261	13	inner	inner	ADJ
easat-6771	261	14	model	model	NOUN
easat-6771	261	15	)	)	PUNCT
easat-6771	261	16	generated	generate	VERB
easat-6771	261	17	in	in	ADP
easat-6771	261	18	this	this	DET
easat-6771	261	19	research	research	NOUN
easat-6771	261	20	analysis	analysis	NOUN
easat-6771	261	21	can	can	AUX
easat-6771	261	22	be	be	AUX
easat-6771	261	23	categorized	categorize	VERB
easat-6771	261	24	as	as	ADP
easat-6771	261	25	good	good	ADJ
easat-6771	261	26	.	.	PUNCT
easat-6771	262	1	6	6	X
easat-6771	262	2	.	.	X
easat-6771	262	3	discussion	discussion	NOUN
easat-6771	262	4	this	this	DET
easat-6771	262	5	study	study	NOUN
easat-6771	262	6	presents	present	VERB
easat-6771	262	7	an	an	DET
easat-6771	262	8	integration	integration	NOUN
easat-6771	262	9	of	of	ADP
easat-6771	262	10	the	the	DET
easat-6771	262	11	utaut2	utaut2	PROPN
easat-6771	262	12	model	model	NOUN
easat-6771	262	13	with	with	ADP
easat-6771	262	14	customer	customer	NOUN
easat-6771	262	15	involvement	involvement	NOUN
easat-6771	262	16	as	as	ADP
easat-6771	262	17	a	a	DET
easat-6771	262	18	moderating	moderate	VERB
easat-6771	262	19	factor	factor	NOUN
easat-6771	262	20	,	,	PUNCT
easat-6771	262	21	introducing	introduce	VERB
easat-6771	262	22	a	a	DET
easat-6771	262	23	fresh	fresh	ADJ
easat-6771	262	24	perspective	perspective	NOUN
easat-6771	262	25	on	on	ADP
easat-6771	262	26	the	the	DET
easat-6771	262	27	adoption	adoption	NOUN
easat-6771	262	28	of	of	ADP
easat-6771	262	29	digital	digital	ADJ
easat-6771	262	30	transaction	transaction	NOUN
easat-6771	262	31	services	service	NOUN
easat-6771	262	32	.	.	PUNCT
easat-6771	263	1	it	it	PRON
easat-6771	263	2	merges	merge	VERB
easat-6771	263	3	the	the	DET
easat-6771	263	4	extended	extended	ADJ
easat-6771	263	5	unified	unified	ADJ
easat-6771	263	6	theory	theory	NOUN
easat-6771	263	7	of	of	ADP
easat-6771	263	8	acceptance	acceptance	NOUN
easat-6771	263	9	and	and	CCONJ
easat-6771	263	10	use	use	NOUN
easat-6771	263	11	of	of	ADP
easat-6771	263	12	technology	technology	NOUN
easat-6771	263	13	(	(	PUNCT
easat-6771	263	14	utaut2	utaut2	PROPN
easat-6771	263	15	)	)	PUNCT
easat-6771	263	16	,	,	PUNCT
easat-6771	263	17	formulated	formulate	VERB
easat-6771	263	18	by	by	ADP
easat-6771	263	19	venkatesh	venkatesh	NOUN
easat-6771	263	20	,	,	PUNCT
easat-6771	263	21	et	et	PROPN
easat-6771	263	22	al	al	PROPN
easat-6771	263	23	.	.	PUNCT
easat-6771	264	1	[	[	X
easat-6771	264	2	13	13	NUM
easat-6771	264	3	]	]	PUNCT
easat-6771	264	4	with	with	ADP
easat-6771	264	5	the	the	DET
easat-6771	264	6	customer	customer	NOUN
easat-6771	264	7	involvement	involvement	NOUN
easat-6771	264	8	concept	concept	NOUN
easat-6771	264	9	from	from	ADP
easat-6771	264	10	houston	houston	PROPN
easat-6771	264	11	and	and	CCONJ
easat-6771	264	12	rothschild	rothschild	PROPN
easat-6771	265	1	[	[	X
easat-6771	265	2	30	30	NUM
easat-6771	265	3	]	]	PUNCT
easat-6771	265	4	.	.	PUNCT
easat-6771	266	1	this	this	DET
easat-6771	266	2	integration	integration	NOUN
easat-6771	266	3	highlights	highlight	VERB
easat-6771	266	4	how	how	SCONJ
easat-6771	266	5	customer	customer	NOUN
easat-6771	266	6	involvement	involvement	NOUN
easat-6771	266	7	can	can	AUX
easat-6771	266	8	strengthen	strengthen	VERB
easat-6771	266	9	the	the	DET
easat-6771	266	10	connection	connection	NOUN
easat-6771	266	11	between	between	ADP
easat-6771	266	12	behavioral	behavioral	ADJ
easat-6771	266	13	intention	intention	NOUN
easat-6771	266	14	and	and	CCONJ
easat-6771	266	15	actual	actual	ADJ
easat-6771	266	16	usage	usage	NOUN
easat-6771	266	17	behavior	behavior	NOUN
easat-6771	266	18	in	in	ADP
easat-6771	266	19	digital	digital	ADJ
easat-6771	266	20	transaction	transaction	NOUN
easat-6771	266	21	services	service	NOUN
easat-6771	266	22	.	.	PUNCT
easat-6771	267	1	the	the	DET
easat-6771	267	2	findings	finding	NOUN
easat-6771	267	3	demonstrate	demonstrate	VERB
easat-6771	267	4	that	that	SCONJ
easat-6771	267	5	customer	customer	NOUN
easat-6771	267	6	involvement	involvement	NOUN
easat-6771	267	7	not	not	PART
easat-6771	267	8	only	only	ADV
easat-6771	267	9	reinforces	reinforce	VERB
easat-6771	267	10	the	the	DET
easat-6771	267	11	link	link	NOUN
easat-6771	267	12	between	between	ADP
easat-6771	267	13	intention	intention	NOUN
easat-6771	267	14	and	and	CCONJ
easat-6771	267	15	actual	actual	ADJ
easat-6771	267	16	use	use	NOUN
easat-6771	267	17	but	but	CCONJ
easat-6771	267	18	also	also	ADV
easat-6771	267	19	shows	show	VERB
easat-6771	267	20	that	that	SCONJ
easat-6771	267	21	when	when	SCONJ
easat-6771	267	22	customers	customer	NOUN
easat-6771	267	23	find	find	VERB
easat-6771	267	24	personal	personal	ADJ
easat-6771	267	25	relevance	relevance	NOUN
easat-6771	267	26	and	and	CCONJ
easat-6771	267	27	importance	importance	NOUN
easat-6771	267	28	in	in	ADP
easat-6771	267	29	using	use	VERB
easat-6771	267	30	digital	digital	ADJ
easat-6771	267	31	transaction	transaction	NOUN
easat-6771	267	32	services	service	NOUN
easat-6771	267	33	,	,	PUNCT
easat-6771	267	34	it	it	PRON
easat-6771	267	35	25	25	NUM
easat-6771	267	36	edelweiss	edelweiss	PROPN
easat-6771	267	37	applied	apply	VERB
easat-6771	267	38	science	science	NOUN
easat-6771	267	39	and	and	CCONJ
easat-6771	267	40	technology	technology	NOUN
easat-6771	267	41	issn	issn	PROPN
easat-6771	267	42	:	:	PUNCT
easat-6771	267	43	2576	2576	NUM
easat-6771	267	44	-	-	SYM
easat-6771	267	45	8484	8484	NUM
easat-6771	267	46	vol	vol	NOUN
easat-6771	267	47	.	.	PROPN
easat-6771	268	1	9	9	NUM
easat-6771	268	2	,	,	PUNCT
easat-6771	268	3	no	no	INTJ
easat-6771	268	4	.	.	NOUN
easat-6771	268	5	5	5	NUM
easat-6771	268	6	:	:	SYM
easat-6771	268	7	14	14	NUM
easat-6771	268	8	-	-	SYM
easat-6771	268	9	28	28	NUM
easat-6771	268	10	,	,	PUNCT
easat-6771	268	11	2025	2025	NUM
easat-6771	268	12	doi	doi	NOUN
easat-6771	268	13	:	:	PUNCT
easat-6771	268	14	10.55214/25768484.v9i5.6771	10.55214/25768484.v9i5.6771	NUM
easat-6771	268	15	©	©	NOUN
easat-6771	268	16	2025	2025	NUM
easat-6771	268	17	by	by	ADP
easat-6771	268	18	the	the	DET
easat-6771	268	19	authors	author	NOUN
easat-6771	269	1	;	;	PUNCT
easat-6771	269	2	licensee	licensee	PROPN
easat-6771	269	3	learning	learning	NOUN
easat-6771	269	4	gate	gate	NOUN
easat-6771	269	5	significantly	significantly	ADV
easat-6771	269	6	promotes	promote	VERB
easat-6771	269	7	consistent	consistent	ADJ
easat-6771	269	8	and	and	CCONJ
easat-6771	269	9	repeated	repeat	VERB
easat-6771	269	10	usage	usage	NOUN
easat-6771	269	11	.	.	PUNCT
easat-6771	270	1	this	this	PRON
easat-6771	270	2	suggests	suggest	VERB
easat-6771	270	3	that	that	SCONJ
easat-6771	270	4	the	the	PRON
easat-6771	270	5	higher	high	ADJ
easat-6771	270	6	the	the	DET
easat-6771	270	7	level	level	NOUN
easat-6771	270	8	of	of	ADP
easat-6771	270	9	customer	customer	NOUN
easat-6771	270	10	involvement	involvement	NOUN
easat-6771	270	11	,	,	PUNCT
easat-6771	270	12	the	the	DET
easat-6771	270	13	more	more	ADV
easat-6771	270	14	likely	likely	ADJ
easat-6771	270	15	users	user	NOUN
easat-6771	270	16	will	will	AUX
easat-6771	270	17	continue	continue	VERB
easat-6771	270	18	using	use	VERB
easat-6771	270	19	these	these	DET
easat-6771	270	20	services	service	NOUN
easat-6771	270	21	regularly	regularly	ADV
easat-6771	270	22	.	.	PUNCT
easat-6771	271	1	overall	overall	ADV
easat-6771	271	2	,	,	PUNCT
easat-6771	271	3	the	the	DET
easat-6771	271	4	study	study	NOUN
easat-6771	271	5	provides	provide	VERB
easat-6771	271	6	new	new	ADJ
easat-6771	271	7	insights	insight	NOUN
easat-6771	271	8	into	into	ADP
easat-6771	271	9	the	the	DET
easat-6771	271	10	factors	factor	NOUN
easat-6771	271	11	influencing	influence	VERB
easat-6771	271	12	the	the	DET
easat-6771	271	13	adoption	adoption	NOUN
easat-6771	271	14	of	of	ADP
easat-6771	271	15	digital	digital	ADJ
easat-6771	271	16	transaction	transaction	NOUN
easat-6771	271	17	services	service	NOUN
easat-6771	271	18	in	in	ADP
easat-6771	271	19	bali	bali	PROPN
easat-6771	271	20	.	.	PUNCT
easat-6771	272	1	by	by	ADP
easat-6771	272	2	merging	merge	VERB
easat-6771	272	3	the	the	DET
easat-6771	272	4	utaut2	utaut2	NOUN
easat-6771	272	5	model	model	NOUN
easat-6771	272	6	with	with	ADP
easat-6771	272	7	the	the	DET
easat-6771	272	8	customer	customer	NOUN
easat-6771	272	9	involvement	involvement	NOUN
easat-6771	272	10	framework	framework	NOUN
easat-6771	272	11	,	,	PUNCT
easat-6771	272	12	the	the	DET
easat-6771	272	13	research	research	NOUN
easat-6771	272	14	offers	offer	VERB
easat-6771	272	15	a	a	DET
easat-6771	272	16	deeper	deep	ADJ
easat-6771	272	17	understanding	understanding	NOUN
easat-6771	272	18	of	of	ADP
easat-6771	272	19	user	user	NOUN
easat-6771	272	20	behavior	behavior	NOUN
easat-6771	272	21	and	and	CCONJ
easat-6771	272	22	provides	provide	VERB
easat-6771	272	23	a	a	DET
easat-6771	272	24	solid	solid	ADJ
easat-6771	272	25	basis	basis	NOUN
easat-6771	272	26	for	for	ADP
easat-6771	272	27	creating	create	VERB
easat-6771	272	28	effective	effective	ADJ
easat-6771	272	29	marketing	marketing	NOUN
easat-6771	272	30	strategies	strategy	NOUN
easat-6771	272	31	and	and	CCONJ
easat-6771	272	32	policies	policy	NOUN
easat-6771	272	33	to	to	PART
easat-6771	272	34	enhance	enhance	VERB
easat-6771	272	35	the	the	DET
easat-6771	272	36	digital	digital	ADJ
easat-6771	272	37	banking	banking	NOUN
easat-6771	272	38	ecosystem	ecosystem	NOUN
easat-6771	272	39	.	.	PUNCT
easat-6771	273	1	the	the	DET
easat-6771	273	2	study	study	NOUN
easat-6771	273	3	contributes	contribute	VERB
easat-6771	273	4	to	to	ADP
easat-6771	273	5	the	the	DET
easat-6771	273	6	advancement	advancement	NOUN
easat-6771	273	7	of	of	ADP
easat-6771	273	8	theories	theory	NOUN
easat-6771	273	9	related	relate	VERB
easat-6771	273	10	to	to	ADP
easat-6771	273	11	digital	digital	ADJ
easat-6771	273	12	transaction	transaction	NOUN
easat-6771	273	13	service	service	NOUN
easat-6771	273	14	usage	usage	NOUN
easat-6771	273	15	by	by	ADP
easat-6771	273	16	confirming	confirm	VERB
easat-6771	273	17	the	the	DET
easat-6771	273	18	relevance	relevance	NOUN
easat-6771	273	19	of	of	ADP
easat-6771	273	20	the	the	DET
easat-6771	273	21	utaut2	utaut2	PROPN
easat-6771	273	22	model	model	NOUN
easat-6771	273	23	in	in	ADP
easat-6771	273	24	the	the	DET
easat-6771	273	25	context	context	NOUN
easat-6771	273	26	of	of	ADP
easat-6771	273	27	digital	digital	ADJ
easat-6771	273	28	banking	banking	NOUN
easat-6771	273	29	and	and	CCONJ
easat-6771	273	30	emphasizing	emphasize	VERB
easat-6771	273	31	the	the	DET
easat-6771	273	32	role	role	NOUN
easat-6771	273	33	of	of	ADP
easat-6771	273	34	customer	customer	NOUN
easat-6771	273	35	involvement	involvement	NOUN
easat-6771	273	36	as	as	ADP
easat-6771	273	37	a	a	DET
easat-6771	273	38	key	key	ADJ
easat-6771	273	39	moderating	moderate	VERB
easat-6771	273	40	factor	factor	NOUN
easat-6771	273	41	.	.	PUNCT
easat-6771	274	1	it	it	PRON
easat-6771	274	2	supports	support	VERB
easat-6771	274	3	the	the	DET
easat-6771	274	4	notion	notion	NOUN
easat-6771	274	5	that	that	SCONJ
easat-6771	274	6	performance	performance	NOUN
easat-6771	274	7	expectancy	expectancy	NOUN
easat-6771	274	8	,	,	PUNCT
easat-6771	274	9	social	social	ADJ
easat-6771	274	10	influence	influence	NOUN
easat-6771	274	11	,	,	PUNCT
easat-6771	274	12	facilitating	facilitate	VERB
easat-6771	274	13	conditions	condition	NOUN
easat-6771	274	14	,	,	PUNCT
easat-6771	274	15	price	price	NOUN
easat-6771	274	16	value	value	NOUN
easat-6771	274	17	,	,	PUNCT
easat-6771	274	18	and	and	CCONJ
easat-6771	274	19	habit	habit	NOUN
easat-6771	274	20	significantly	significantly	ADV
easat-6771	274	21	shape	shape	VERB
easat-6771	274	22	behavioral	behavioral	ADJ
easat-6771	274	23	intention	intention	NOUN
easat-6771	274	24	toward	toward	ADP
easat-6771	274	25	adopting	adopt	VERB
easat-6771	274	26	digital	digital	ADJ
easat-6771	274	27	transaction	transaction	NOUN
easat-6771	274	28	services	service	NOUN
easat-6771	274	29	.	.	PUNCT
easat-6771	275	1	in	in	ADP
easat-6771	275	2	particular	particular	ADJ
easat-6771	275	3	,	,	PUNCT
easat-6771	275	4	the	the	DET
easat-6771	275	5	research	research	NOUN
easat-6771	275	6	highlights	highlight	NOUN
easat-6771	275	7	that	that	PRON
easat-6771	275	8	users	user	NOUN
easat-6771	275	9	consider	consider	VERB
easat-6771	275	10	factors	factor	NOUN
easat-6771	275	11	such	such	ADJ
easat-6771	275	12	as	as	ADP
easat-6771	275	13	tangible	tangible	ADJ
easat-6771	275	14	benefits	benefit	NOUN
easat-6771	275	15	,	,	PUNCT
easat-6771	275	16	efficiency	efficiency	NOUN
easat-6771	275	17	,	,	PUNCT
easat-6771	275	18	and	and	CCONJ
easat-6771	275	19	service	service	NOUN
easat-6771	275	20	reliability	reliability	NOUN
easat-6771	275	21	before	before	ADP
easat-6771	275	22	deciding	decide	VERB
easat-6771	275	23	to	to	PART
easat-6771	275	24	use	use	VERB
easat-6771	275	25	digital	digital	ADJ
easat-6771	275	26	transaction	transaction	NOUN
easat-6771	275	27	technology	technology	NOUN
easat-6771	275	28	.	.	PUNCT
easat-6771	276	1	the	the	DET
easat-6771	276	2	findings	finding	NOUN
easat-6771	276	3	also	also	ADV
easat-6771	276	4	reinforce	reinforce	VERB
easat-6771	276	5	the	the	DET
easat-6771	276	6	importance	importance	NOUN
easat-6771	276	7	of	of	ADP
easat-6771	276	8	customer	customer	NOUN
easat-6771	276	9	involvement	involvement	NOUN
easat-6771	276	10	as	as	ADP
easat-6771	276	11	a	a	DET
easat-6771	276	12	moderating	moderate	VERB
easat-6771	276	13	variable	variable	NOUN
easat-6771	276	14	that	that	PRON
easat-6771	276	15	enhances	enhance	VERB
easat-6771	276	16	the	the	DET
easat-6771	276	17	relationship	relationship	NOUN
easat-6771	276	18	between	between	ADP
easat-6771	276	19	behavioral	behavioral	ADJ
easat-6771	276	20	intention	intention	NOUN
easat-6771	276	21	and	and	CCONJ
easat-6771	276	22	actual	actual	ADJ
easat-6771	276	23	use	use	NOUN
easat-6771	276	24	behavior	behavior	NOUN
easat-6771	276	25	.	.	PUNCT
easat-6771	277	1	this	this	PRON
easat-6771	277	2	supports	support	VERB
easat-6771	277	3	and	and	CCONJ
easat-6771	277	4	expands	expand	VERB
easat-6771	277	5	the	the	DET
easat-6771	277	6	consumer	consumer	NOUN
easat-6771	277	7	involvement	involvement	NOUN
easat-6771	277	8	theory	theory	NOUN
easat-6771	277	9	by	by	ADP
easat-6771	277	10	houston	houston	PROPN
easat-6771	277	11	and	and	CCONJ
easat-6771	277	12	rothschild	rothschild	PROPN
easat-6771	278	1	[	[	X
easat-6771	278	2	30	30	NUM
easat-6771	278	3	]	]	PUNCT
easat-6771	278	4	showing	show	VERB
easat-6771	278	5	that	that	SCONJ
easat-6771	278	6	personal	personal	ADJ
easat-6771	278	7	relevance	relevance	NOUN
easat-6771	278	8	in	in	ADP
easat-6771	278	9	using	use	VERB
easat-6771	278	10	technology	technology	NOUN
easat-6771	278	11	boosts	boost	VERB
easat-6771	278	12	the	the	DET
easat-6771	278	13	consistency	consistency	NOUN
easat-6771	278	14	of	of	ADP
easat-6771	278	15	service	service	NOUN
easat-6771	278	16	usage	usage	NOUN
easat-6771	278	17	and	and	CCONJ
easat-6771	278	18	ensures	ensure	VERB
easat-6771	278	19	long	long	ADJ
easat-6771	278	20	-	-	PUNCT
easat-6771	278	21	term	term	NOUN
easat-6771	278	22	engagement	engagement	NOUN
easat-6771	278	23	with	with	ADP
easat-6771	278	24	digital	digital	ADJ
easat-6771	278	25	transaction	transaction	NOUN
easat-6771	278	26	services	service	NOUN
easat-6771	278	27	.	.	PUNCT
easat-6771	279	1	thus	thus	ADV
easat-6771	279	2	,	,	PUNCT
easat-6771	279	3	the	the	DET
easat-6771	279	4	integration	integration	NOUN
easat-6771	279	5	of	of	ADP
easat-6771	279	6	utaut2	utaut2	NOUN
easat-6771	279	7	with	with	ADP
easat-6771	279	8	customer	customer	NOUN
easat-6771	279	9	involvement	involvement	NOUN
easat-6771	279	10	introduces	introduce	VERB
easat-6771	279	11	a	a	DET
easat-6771	279	12	novel	novel	ADJ
easat-6771	279	13	approach	approach	NOUN
easat-6771	279	14	to	to	ADP
easat-6771	279	15	understanding	understand	VERB
easat-6771	279	16	user	user	NOUN
easat-6771	279	17	behavior	behavior	NOUN
easat-6771	279	18	in	in	ADP
easat-6771	279	19	digital	digital	ADJ
easat-6771	279	20	services	service	NOUN
easat-6771	279	21	,	,	PUNCT
easat-6771	279	22	enriching	enrich	VERB
easat-6771	279	23	existing	exist	VERB
easat-6771	279	24	theoretical	theoretical	ADJ
easat-6771	279	25	models	model	NOUN
easat-6771	279	26	and	and	CCONJ
easat-6771	279	27	offering	offer	VERB
easat-6771	279	28	valuable	valuable	ADJ
easat-6771	279	29	insights	insight	NOUN
easat-6771	279	30	into	into	ADP
easat-6771	279	31	consumer	consumer	NOUN
easat-6771	279	32	behavior	behavior	NOUN
easat-6771	279	33	in	in	ADP
easat-6771	279	34	the	the	DET
easat-6771	279	35	digital	digital	ADJ
easat-6771	279	36	transformation	transformation	NOUN
easat-6771	279	37	era	era	NOUN
easat-6771	279	38	.	.	PUNCT
easat-6771	280	1	this	this	DET
easat-6771	280	2	research	research	NOUN
easat-6771	280	3	offers	offer	VERB
easat-6771	280	4	several	several	ADJ
easat-6771	280	5	practical	practical	ADJ
easat-6771	280	6	recommendations	recommendation	NOUN
easat-6771	280	7	for	for	ADP
easat-6771	280	8	improving	improve	VERB
easat-6771	280	9	digital	digital	ADJ
easat-6771	280	10	transaction	transaction	NOUN
easat-6771	280	11	services	service	NOUN
easat-6771	280	12	,	,	PUNCT
easat-6771	280	13	particularly	particularly	ADV
easat-6771	280	14	in	in	ADP
easat-6771	280	15	the	the	DET
easat-6771	280	16	banking	banking	NOUN
easat-6771	280	17	sector	sector	NOUN
easat-6771	280	18	in	in	ADP
easat-6771	280	19	bali	bali	PROPN
easat-6771	280	20	.	.	PUNCT
easat-6771	281	1	the	the	DET
easat-6771	281	2	findings	finding	NOUN
easat-6771	281	3	emphasize	emphasize	VERB
easat-6771	281	4	strategies	strategy	NOUN
easat-6771	281	5	to	to	PART
easat-6771	281	6	increase	increase	VERB
easat-6771	281	7	both	both	DET
easat-6771	281	8	the	the	DET
easat-6771	281	9	adoption	adoption	NOUN
easat-6771	281	10	and	and	CCONJ
easat-6771	281	11	continued	continued	ADJ
easat-6771	281	12	use	use	NOUN
easat-6771	281	13	of	of	ADP
easat-6771	281	14	digital	digital	ADJ
easat-6771	281	15	services	service	NOUN
easat-6771	281	16	among	among	ADP
easat-6771	281	17	customers	customer	NOUN
easat-6771	281	18	,	,	PUNCT
easat-6771	281	19	including	include	VERB
easat-6771	281	20	enhancing	enhance	VERB
easat-6771	281	21	the	the	DET
easat-6771	281	22	perceived	perceive	VERB
easat-6771	281	23	benefits	benefit	NOUN
easat-6771	281	24	of	of	ADP
easat-6771	281	25	digital	digital	ADJ
easat-6771	281	26	services	service	NOUN
easat-6771	281	27	,	,	PUNCT
easat-6771	281	28	developing	develop	VERB
easat-6771	281	29	community	community	NOUN
easat-6771	281	30	-	-	PUNCT
easat-6771	281	31	based	base	VERB
easat-6771	281	32	marketing	marketing	NOUN
easat-6771	281	33	strategies	strategy	NOUN
easat-6771	281	34	,	,	PUNCT
easat-6771	281	35	improving	improve	VERB
easat-6771	281	36	digital	digital	ADJ
easat-6771	281	37	infrastructure	infrastructure	NOUN
easat-6771	281	38	and	and	CCONJ
easat-6771	281	39	providing	provide	VERB
easat-6771	281	40	strong	strong	ADJ
easat-6771	281	41	technical	technical	ADJ
easat-6771	281	42	support	support	NOUN
easat-6771	281	43	,	,	PUNCT
easat-6771	281	44	optimizing	optimize	VERB
easat-6771	281	45	value	value	NOUN
easat-6771	281	46	-	-	PUNCT
easat-6771	281	47	added	add	VERB
easat-6771	281	48	programs	program	NOUN
easat-6771	281	49	to	to	PART
easat-6771	281	50	attract	attract	VERB
easat-6771	281	51	and	and	CCONJ
easat-6771	281	52	retain	retain	VERB
easat-6771	281	53	customers	customer	NOUN
easat-6771	281	54	,	,	PUNCT
easat-6771	281	55	ensuring	ensure	VERB
easat-6771	281	56	a	a	DET
easat-6771	281	57	consistent	consistent	ADJ
easat-6771	281	58	and	and	CCONJ
easat-6771	281	59	seamless	seamless	ADJ
easat-6771	281	60	customer	customer	NOUN
easat-6771	281	61	experience	experience	NOUN
easat-6771	281	62	,	,	PUNCT
easat-6771	281	63	implementing	implement	VERB
easat-6771	281	64	effective	effective	ADJ
easat-6771	281	65	marketing	marketing	NOUN
easat-6771	281	66	communication	communication	NOUN
easat-6771	281	67	strategies	strategy	NOUN
easat-6771	281	68	,	,	PUNCT
easat-6771	281	69	and	and	CCONJ
easat-6771	281	70	strengthening	strengthen	VERB
easat-6771	281	71	personal	personal	ADJ
easat-6771	281	72	branding	branding	NOUN
easat-6771	281	73	and	and	CCONJ
easat-6771	281	74	building	building	NOUN
easat-6771	281	75	customer	customer	NOUN
easat-6771	281	76	trust	trust	NOUN
easat-6771	281	77	.	.	PUNCT
easat-6771	282	1	by	by	ADP
easat-6771	282	2	applying	apply	VERB
easat-6771	282	3	these	these	DET
easat-6771	282	4	strategies	strategy	NOUN
easat-6771	282	5	,	,	PUNCT
easat-6771	282	6	banks	bank	NOUN
easat-6771	282	7	can	can	AUX
easat-6771	282	8	improve	improve	VERB
easat-6771	282	9	customer	customer	NOUN
easat-6771	282	10	engagement	engagement	NOUN
easat-6771	282	11	with	with	ADP
easat-6771	282	12	digital	digital	ADJ
easat-6771	282	13	transaction	transaction	NOUN
easat-6771	282	14	services	service	NOUN
easat-6771	282	15	,	,	PUNCT
easat-6771	282	16	giving	give	VERB
easat-6771	282	17	them	they	PRON
easat-6771	282	18	a	a	DET
easat-6771	282	19	competitive	competitive	ADJ
easat-6771	282	20	edge	edge	NOUN
easat-6771	282	21	in	in	ADP
easat-6771	282	22	the	the	DET
easat-6771	282	23	rapidly	rapidly	ADV
easat-6771	282	24	evolving	evolve	VERB
easat-6771	282	25	banking	banking	NOUN
easat-6771	282	26	industry	industry	NOUN
easat-6771	282	27	.	.	PUNCT
easat-6771	283	1	an	an	DET
easat-6771	283	2	emphasis	emphasis	NOUN
easat-6771	283	3	on	on	ADP
easat-6771	283	4	innovation	innovation	NOUN
easat-6771	283	5	,	,	PUNCT
easat-6771	283	6	service	service	NOUN
easat-6771	283	7	personalization	personalization	NOUN
easat-6771	283	8	,	,	PUNCT
easat-6771	283	9	and	and	CCONJ
easat-6771	283	10	the	the	DET
easat-6771	283	11	optimization	optimization	NOUN
easat-6771	283	12	of	of	ADP
easat-6771	283	13	the	the	DET
easat-6771	283	14	digital	digital	ADJ
easat-6771	283	15	ecosystem	ecosystem	NOUN
easat-6771	283	16	will	will	AUX
easat-6771	283	17	be	be	AUX
easat-6771	283	18	crucial	crucial	ADJ
easat-6771	283	19	in	in	ADP
easat-6771	283	20	increasing	increase	VERB
easat-6771	283	21	customer	customer	NOUN
easat-6771	283	22	involvement	involvement	NOUN
easat-6771	283	23	and	and	CCONJ
easat-6771	283	24	creating	create	VERB
easat-6771	283	25	a	a	DET
easat-6771	283	26	better	well	ADJ
easat-6771	283	27	overall	overall	ADJ
easat-6771	283	28	digital	digital	ADJ
easat-6771	283	29	transaction	transaction	NOUN
easat-6771	283	30	experience	experience	NOUN
easat-6771	283	31	.	.	PUNCT
easat-6771	284	1	the	the	DET
easat-6771	284	2	findings	finding	NOUN
easat-6771	284	3	of	of	ADP
easat-6771	284	4	this	this	DET
easat-6771	284	5	study	study	NOUN
easat-6771	284	6	provide	provide	VERB
easat-6771	284	7	several	several	ADJ
easat-6771	284	8	practical	practical	ADJ
easat-6771	284	9	implications	implication	NOUN
easat-6771	284	10	for	for	ADP
easat-6771	284	11	the	the	DET
easat-6771	284	12	development	development	NOUN
easat-6771	284	13	of	of	ADP
easat-6771	284	14	digital	digital	ADJ
easat-6771	284	15	transaction	transaction	NOUN
easat-6771	284	16	services	service	NOUN
easat-6771	284	17	,	,	PUNCT
easat-6771	284	18	particularly	particularly	ADV
easat-6771	284	19	in	in	ADP
easat-6771	284	20	the	the	DET
easat-6771	284	21	banking	banking	NOUN
easat-6771	284	22	sector	sector	NOUN
easat-6771	284	23	in	in	ADP
easat-6771	284	24	bali	bali	PROPN
easat-6771	284	25	.	.	PUNCT
easat-6771	285	1	these	these	DET
easat-6771	285	2	implementations	implementation	NOUN
easat-6771	285	3	are	be	AUX
easat-6771	285	4	aimed	aim	VERB
easat-6771	285	5	at	at	ADP
easat-6771	285	6	enhancing	enhance	VERB
easat-6771	285	7	the	the	DET
easat-6771	285	8	adoption	adoption	NOUN
easat-6771	285	9	and	and	CCONJ
easat-6771	285	10	sustained	sustained	ADJ
easat-6771	285	11	use	use	NOUN
easat-6771	285	12	of	of	ADP
easat-6771	285	13	digital	digital	ADJ
easat-6771	285	14	transaction	transaction	NOUN
easat-6771	285	15	services	service	NOUN
easat-6771	285	16	among	among	ADP
easat-6771	285	17	customers	customer	NOUN
easat-6771	285	18	.	.	PUNCT
easat-6771	286	1	the	the	DET
easat-6771	286	2	practical	practical	ADJ
easat-6771	286	3	implications	implication	NOUN
easat-6771	286	4	include	include	VERB
easat-6771	286	5	the	the	DET
easat-6771	286	6	enhancement	enhancement	NOUN
easat-6771	286	7	of	of	ADP
easat-6771	286	8	digital	digital	ADJ
easat-6771	286	9	service	service	NOUN
easat-6771	286	10	benefits	benefit	NOUN
easat-6771	286	11	,	,	PUNCT
easat-6771	286	12	community	community	NOUN
easat-6771	286	13	-	-	PUNCT
easat-6771	286	14	based	base	VERB
easat-6771	286	15	marketing	marketing	NOUN
easat-6771	286	16	strategies	strategy	NOUN
easat-6771	286	17	,	,	PUNCT
easat-6771	286	18	improvement	improvement	NOUN
easat-6771	286	19	of	of	ADP
easat-6771	286	20	digital	digital	ADJ
easat-6771	286	21	infrastructure	infrastructure	NOUN
easat-6771	286	22	and	and	CCONJ
easat-6771	286	23	technical	technical	ADJ
easat-6771	286	24	support	support	NOUN
easat-6771	286	25	,	,	PUNCT
easat-6771	286	26	optimization	optimization	NOUN
easat-6771	286	27	of	of	ADP
easat-6771	286	28	value	value	NOUN
easat-6771	286	29	-	-	PUNCT
easat-6771	286	30	added	add	VERB
easat-6771	286	31	programs	program	NOUN
easat-6771	286	32	for	for	ADP
easat-6771	286	33	customers	customer	NOUN
easat-6771	286	34	,	,	PUNCT
easat-6771	286	35	consistency	consistency	NOUN
easat-6771	286	36	in	in	ADP
easat-6771	286	37	customer	customer	NOUN
easat-6771	286	38	experience	experience	NOUN
easat-6771	286	39	,	,	PUNCT
easat-6771	286	40	effective	effective	ADJ
easat-6771	286	41	marketing	marketing	NOUN
easat-6771	286	42	communication	communication	NOUN
easat-6771	286	43	strategies	strategy	NOUN
easat-6771	286	44	,	,	PUNCT
easat-6771	286	45	and	and	CCONJ
easat-6771	286	46	enhancement	enhancement	NOUN
easat-6771	286	47	of	of	ADP
easat-6771	286	48	personal	personal	ADJ
easat-6771	286	49	branding	branding	NOUN
easat-6771	286	50	and	and	CCONJ
easat-6771	286	51	customer	customer	NOUN
easat-6771	286	52	trust	trust	NOUN
easat-6771	286	53	.	.	PUNCT
easat-6771	287	1	by	by	ADP
easat-6771	287	2	understanding	understand	VERB
easat-6771	287	3	and	and	CCONJ
easat-6771	287	4	applying	apply	VERB
easat-6771	287	5	these	these	DET
easat-6771	287	6	strategies	strategy	NOUN
easat-6771	287	7	,	,	PUNCT
easat-6771	287	8	banks	bank	NOUN
easat-6771	287	9	can	can	AUX
easat-6771	287	10	strengthen	strengthen	VERB
easat-6771	287	11	the	the	DET
easat-6771	287	12	adoption	adoption	NOUN
easat-6771	287	13	and	and	CCONJ
easat-6771	287	14	usage	usage	NOUN
easat-6771	287	15	of	of	ADP
easat-6771	287	16	digital	digital	ADJ
easat-6771	287	17	transaction	transaction	NOUN
easat-6771	287	18	services	service	NOUN
easat-6771	287	19	,	,	PUNCT
easat-6771	287	20	enabling	enable	VERB
easat-6771	287	21	them	they	PRON
easat-6771	287	22	to	to	PART
easat-6771	287	23	compete	compete	VERB
easat-6771	287	24	effectively	effectively	ADV
easat-6771	287	25	in	in	ADP
easat-6771	287	26	the	the	DET
easat-6771	287	27	increasingly	increasingly	ADV
easat-6771	287	28	competitive	competitive	ADJ
easat-6771	287	29	banking	banking	NOUN
easat-6771	287	30	industry	industry	NOUN
easat-6771	287	31	.	.	PUNCT
easat-6771	288	1	an	an	DET
easat-6771	288	2	innovation	innovation	NOUN
easat-6771	288	3	-	-	PUNCT
easat-6771	288	4	driven	drive	VERB
easat-6771	288	5	approach	approach	NOUN
easat-6771	288	6	,	,	PUNCT
easat-6771	288	7	service	service	NOUN
easat-6771	288	8	personalization	personalization	NOUN
easat-6771	288	9	,	,	PUNCT
easat-6771	288	10	and	and	CCONJ
easat-6771	288	11	digital	digital	ADJ
easat-6771	288	12	ecosystem	ecosystem	NOUN
easat-6771	288	13	optimization	optimization	NOUN
easat-6771	288	14	will	will	AUX
easat-6771	288	15	be	be	AUX
easat-6771	288	16	key	key	ADJ
easat-6771	288	17	factors	factor	NOUN
easat-6771	288	18	in	in	ADP
easat-6771	288	19	increasing	increase	VERB
easat-6771	288	20	customer	customer	NOUN
easat-6771	288	21	involvement	involvement	NOUN
easat-6771	288	22	and	and	CCONJ
easat-6771	288	23	creating	create	VERB
easat-6771	288	24	a	a	DET
easat-6771	288	25	more	more	ADV
easat-6771	288	26	optimal	optimal	ADJ
easat-6771	288	27	digital	digital	ADJ
easat-6771	288	28	transaction	transaction	NOUN
easat-6771	288	29	experience	experience	NOUN
easat-6771	288	30	.	.	PUNCT
easat-6771	289	1	7	7	X
easat-6771	289	2	.	.	X
easat-6771	289	3	conclusion	conclusion	NOUN
easat-6771	289	4	this	this	DET
easat-6771	289	5	study	study	NOUN
easat-6771	289	6	concludes	conclude	VERB
easat-6771	289	7	that	that	SCONJ
easat-6771	289	8	performance	performance	NOUN
easat-6771	289	9	expectancy	expectancy	NOUN
easat-6771	289	10	,	,	PUNCT
easat-6771	289	11	social	social	ADJ
easat-6771	289	12	influence	influence	NOUN
easat-6771	289	13	,	,	PUNCT
easat-6771	289	14	facilitating	facilitate	VERB
easat-6771	289	15	conditions	condition	NOUN
easat-6771	289	16	,	,	PUNCT
easat-6771	289	17	price	price	NOUN
easat-6771	289	18	value	value	NOUN
easat-6771	289	19	,	,	PUNCT
easat-6771	289	20	and	and	CCONJ
easat-6771	289	21	habit	habit	NOUN
easat-6771	289	22	have	have	VERB
easat-6771	289	23	a	a	DET
easat-6771	289	24	significant	significant	ADJ
easat-6771	289	25	effect	effect	NOUN
easat-6771	289	26	on	on	ADP
easat-6771	289	27	behavioral	behavioral	ADJ
easat-6771	289	28	intention	intention	NOUN
easat-6771	289	29	,	,	PUNCT
easat-6771	289	30	while	while	SCONJ
easat-6771	289	31	effort	effort	NOUN
easat-6771	289	32	expectancy	expectancy	NOUN
easat-6771	289	33	and	and	CCONJ
easat-6771	289	34	hedonic	hedonic	ADJ
easat-6771	289	35	motivation	motivation	NOUN
easat-6771	289	36	do	do	VERB
easat-6771	289	37	not	not	PART
easat-6771	289	38	.	.	PUNCT
easat-6771	290	1	additionally	additionally	ADV
easat-6771	290	2	,	,	PUNCT
easat-6771	290	3	behavioral	behavioral	ADJ
easat-6771	290	4	intention	intention	NOUN
easat-6771	290	5	significantly	significantly	ADV
easat-6771	290	6	influences	influence	VERB
easat-6771	290	7	actual	actual	ADJ
easat-6771	290	8	usage	usage	NOUN
easat-6771	290	9	behavior	behavior	NOUN
easat-6771	290	10	.	.	PUNCT
easat-6771	291	1	furthermore	furthermore	ADV
easat-6771	291	2	,	,	PUNCT
easat-6771	291	3	customer	customer	NOUN
easat-6771	291	4	involvement	involvement	NOUN
easat-6771	291	5	is	be	AUX
easat-6771	291	6	identified	identify	VERB
easat-6771	291	7	as	as	ADP
easat-6771	291	8	a	a	DET
easat-6771	291	9	moderator	moderator	NOUN
easat-6771	291	10	that	that	PRON
easat-6771	291	11	strengthens	strengthen	VERB
easat-6771	291	12	the	the	DET
easat-6771	291	13	relationship	relationship	NOUN
easat-6771	291	14	between	between	ADP
easat-6771	291	15	behavioral	behavioral	ADJ
easat-6771	291	16	intention	intention	NOUN
easat-6771	291	17	and	and	CCONJ
easat-6771	291	18	actual	actual	ADJ
easat-6771	291	19	usage	usage	NOUN
easat-6771	291	20	behavior	behavior	NOUN
easat-6771	291	21	of	of	ADP
easat-6771	291	22	digital	digital	ADJ
easat-6771	291	23	banking	banking	NOUN
easat-6771	291	24	transaction	transaction	NOUN
easat-6771	291	25	services	service	NOUN
easat-6771	291	26	in	in	ADP
easat-6771	291	27	bali	bali	PROPN
easat-6771	291	28	,	,	PUNCT
easat-6771	291	29	26	26	NUM
easat-6771	291	30	edelweiss	edelweiss	PROPN
easat-6771	291	31	applied	apply	VERB
easat-6771	291	32	science	science	NOUN
easat-6771	291	33	and	and	CCONJ
easat-6771	291	34	technology	technology	NOUN
easat-6771	291	35	issn	issn	PROPN
easat-6771	291	36	:	:	PUNCT
easat-6771	291	37	2576	2576	NUM
easat-6771	291	38	-	-	SYM
easat-6771	291	39	8484	8484	NUM
easat-6771	291	40	vol	vol	NOUN
easat-6771	291	41	.	.	PROPN
easat-6771	292	1	9	9	NUM
easat-6771	292	2	,	,	PUNCT
easat-6771	292	3	no	no	INTJ
easat-6771	292	4	.	.	NOUN
easat-6771	292	5	5	5	NUM
easat-6771	292	6	:	:	SYM
easat-6771	292	7	14	14	NUM
easat-6771	292	8	-	-	SYM
easat-6771	292	9	28	28	NUM
easat-6771	292	10	,	,	PUNCT
easat-6771	292	11	2025	2025	NUM
easat-6771	292	12	doi	doi	NOUN
easat-6771	292	13	:	:	PUNCT
easat-6771	292	14	10.55214/25768484.v9i5.6771	10.55214/25768484.v9i5.6771	NUM
easat-6771	292	15	©	©	NOUN
easat-6771	292	16	2025	2025	NUM
easat-6771	292	17	by	by	ADP
easat-6771	292	18	the	the	DET
easat-6771	292	19	authors	author	NOUN
easat-6771	292	20	;	;	PUNCT
easat-6771	293	1	licensee	licensee	PROPN
easat-6771	293	2	learning	learning	NOUN
easat-6771	293	3	gate	gate	PROPN
easat-6771	293	4	indicating	indicate	VERB
easat-6771	293	5	that	that	SCONJ
easat-6771	293	6	higher	high	ADJ
easat-6771	293	7	customer	customer	NOUN
easat-6771	293	8	involvement	involvement	NOUN
easat-6771	293	9	enhances	enhance	VERB
easat-6771	293	10	the	the	DET
easat-6771	293	11	influence	influence	NOUN
easat-6771	293	12	of	of	ADP
easat-6771	293	13	behavioral	behavioral	ADJ
easat-6771	293	14	intention	intention	NOUN
easat-6771	293	15	on	on	ADP
easat-6771	293	16	actual	actual	ADJ
easat-6771	293	17	usage	usage	NOUN
easat-6771	293	18	behavior	behavior	NOUN
easat-6771	293	19	.	.	PUNCT
easat-6771	294	1	moreover	moreover	ADV
easat-6771	294	2	,	,	PUNCT
easat-6771	294	3	customer	customer	NOUN
easat-6771	294	4	involvement	involvement	NOUN
easat-6771	294	5	is	be	AUX
easat-6771	294	6	found	find	VERB
easat-6771	294	7	to	to	PART
easat-6771	294	8	be	be	AUX
easat-6771	294	9	a	a	DET
easat-6771	294	10	quasi	quasi	ADJ
easat-6771	294	11	-	-	ADJ
easat-6771	294	12	moderated	moderated	ADJ
easat-6771	294	13	variable	variable	NOUN
easat-6771	294	14	,	,	PUNCT
easat-6771	294	15	meaning	mean	VERB
easat-6771	294	16	that	that	SCONJ
easat-6771	294	17	besides	besides	SCONJ
easat-6771	294	18	acting	act	VERB
easat-6771	294	19	as	as	ADP
easat-6771	294	20	a	a	DET
easat-6771	294	21	moderator	moderator	NOUN
easat-6771	294	22	,	,	PUNCT
easat-6771	294	23	it	it	PRON
easat-6771	294	24	also	also	ADV
easat-6771	294	25	serves	serve	VERB
easat-6771	294	26	as	as	ADP
easat-6771	294	27	a	a	DET
easat-6771	294	28	predictor	predictor	NOUN
easat-6771	294	29	of	of	ADP
easat-6771	294	30	digital	digital	ADJ
easat-6771	294	31	banking	banking	NOUN
easat-6771	294	32	transaction	transaction	NOUN
easat-6771	294	33	service	service	NOUN
easat-6771	294	34	usage	usage	NOUN
easat-6771	294	35	behavior	behavior	NOUN
easat-6771	294	36	in	in	ADP
easat-6771	294	37	bali	bali	PROPN
easat-6771	294	38	when	when	SCONJ
easat-6771	294	39	interacting	interact	VERB
easat-6771	294	40	with	with	ADP
easat-6771	294	41	behavioral	behavioral	ADJ
easat-6771	294	42	intention	intention	NOUN
easat-6771	294	43	.	.	PUNCT
easat-6771	295	1	this	this	DET
easat-6771	295	2	study	study	NOUN
easat-6771	295	3	supports	support	VERB
easat-6771	295	4	the	the	DET
easat-6771	295	5	relevance	relevance	NOUN
easat-6771	295	6	of	of	ADP
easat-6771	295	7	the	the	DET
easat-6771	295	8	extended	extended	ADJ
easat-6771	295	9	unified	unified	ADJ
easat-6771	295	10	theory	theory	NOUN
easat-6771	295	11	of	of	ADP
easat-6771	295	12	acceptance	acceptance	NOUN
easat-6771	295	13	and	and	CCONJ
easat-6771	295	14	use	use	NOUN
easat-6771	295	15	of	of	ADP
easat-6771	295	16	technology	technology	NOUN
easat-6771	295	17	(	(	PUNCT
easat-6771	295	18	utaut2	utaut2	NOUN
easat-6771	295	19	)	)	PUNCT
easat-6771	295	20	developed	develop	VERB
easat-6771	295	21	by	by	ADP
easat-6771	295	22	venkatesh	venkatesh	PROPN
easat-6771	295	23	,	,	PUNCT
easat-6771	295	24	et	et	PROPN
easat-6771	295	25	al	al	PROPN
easat-6771	295	26	.	.	PUNCT
easat-6771	296	1	[	[	X
easat-6771	296	2	13	13	NUM
easat-6771	296	3	]	]	PUNCT
easat-6771	296	4	in	in	ADP
easat-6771	296	5	explaining	explain	VERB
easat-6771	296	6	the	the	DET
easat-6771	296	7	adoption	adoption	NOUN
easat-6771	296	8	of	of	ADP
easat-6771	296	9	digital	digital	ADJ
easat-6771	296	10	transaction	transaction	NOUN
easat-6771	296	11	technology	technology	NOUN
easat-6771	296	12	in	in	ADP
easat-6771	296	13	bali	bali	PROPN
easat-6771	296	14	.	.	PUNCT
easat-6771	297	1	the	the	DET
easat-6771	297	2	utaut2	utaut2	PROPN
easat-6771	297	3	model	model	PROPN
easat-6771	297	4	,	,	PUNCT
easat-6771	297	5	which	which	PRON
easat-6771	297	6	includes	include	VERB
easat-6771	297	7	performance	performance	NOUN
easat-6771	297	8	expectancy	expectancy	NOUN
easat-6771	297	9	,	,	PUNCT
easat-6771	297	10	social	social	ADJ
easat-6771	297	11	influence	influence	NOUN
easat-6771	297	12	,	,	PUNCT
easat-6771	297	13	facilitating	facilitate	VERB
easat-6771	297	14	conditions	condition	NOUN
easat-6771	297	15	,	,	PUNCT
easat-6771	297	16	price	price	NOUN
easat-6771	297	17	value	value	NOUN
easat-6771	297	18	,	,	PUNCT
easat-6771	297	19	and	and	CCONJ
easat-6771	297	20	habit	habit	NOUN
easat-6771	297	21	,	,	PUNCT
easat-6771	297	22	has	have	AUX
easat-6771	297	23	been	be	AUX
easat-6771	297	24	proven	prove	VERB
easat-6771	297	25	to	to	PART
easat-6771	297	26	play	play	VERB
easat-6771	297	27	a	a	DET
easat-6771	297	28	role	role	NOUN
easat-6771	297	29	in	in	ADP
easat-6771	297	30	shaping	shape	VERB
easat-6771	297	31	behavioral	behavioral	ADJ
easat-6771	297	32	intention	intention	NOUN
easat-6771	297	33	toward	toward	ADP
easat-6771	297	34	digital	digital	ADJ
easat-6771	297	35	transaction	transaction	NOUN
easat-6771	297	36	services	service	NOUN
easat-6771	297	37	.	.	PUNCT
easat-6771	298	1	in	in	ADP
easat-6771	298	2	this	this	DET
easat-6771	298	3	context	context	NOUN
easat-6771	298	4	,	,	PUNCT
easat-6771	298	5	users	user	NOUN
easat-6771	298	6	tend	tend	VERB
easat-6771	298	7	to	to	PART
easat-6771	298	8	consider	consider	VERB
easat-6771	298	9	tangible	tangible	ADJ
easat-6771	298	10	benefits	benefit	NOUN
easat-6771	298	11	,	,	PUNCT
easat-6771	298	12	efficiency	efficiency	NOUN
easat-6771	298	13	,	,	PUNCT
easat-6771	298	14	and	and	CCONJ
easat-6771	298	15	service	service	NOUN
easat-6771	298	16	reliability	reliability	NOUN
easat-6771	298	17	before	before	ADP
easat-6771	298	18	deciding	decide	VERB
easat-6771	298	19	to	to	PART
easat-6771	298	20	adopt	adopt	VERB
easat-6771	298	21	digital	digital	ADJ
easat-6771	298	22	transaction	transaction	NOUN
easat-6771	298	23	technology	technology	NOUN
easat-6771	298	24	.	.	PUNCT
easat-6771	299	1	the	the	DET
easat-6771	299	2	study	study	NOUN
easat-6771	299	3	findings	finding	NOUN
easat-6771	299	4	indicate	indicate	VERB
easat-6771	299	5	that	that	SCONJ
easat-6771	299	6	customer	customer	NOUN
easat-6771	299	7	involvement	involvement	NOUN
easat-6771	299	8	strengthens	strengthen	VERB
easat-6771	299	9	the	the	DET
easat-6771	299	10	relationship	relationship	NOUN
easat-6771	299	11	between	between	ADP
easat-6771	299	12	behavioral	behavioral	ADJ
easat-6771	299	13	intention	intention	NOUN
easat-6771	299	14	and	and	CCONJ
easat-6771	299	15	actual	actual	ADJ
easat-6771	299	16	usage	usage	NOUN
easat-6771	299	17	behavior	behavior	NOUN
easat-6771	299	18	of	of	ADP
easat-6771	299	19	digital	digital	ADJ
easat-6771	299	20	transaction	transaction	NOUN
easat-6771	299	21	services	service	NOUN
easat-6771	299	22	.	.	PUNCT
easat-6771	300	1	this	this	DET
easat-6771	300	2	discovery	discovery	NOUN
easat-6771	300	3	enriches	enrich	VERB
easat-6771	300	4	consumer	consumer	NOUN
easat-6771	300	5	involvement	involvement	NOUN
easat-6771	300	6	theory	theory	NOUN
easat-6771	300	7	[	[	X
easat-6771	300	8	30	30	NUM
easat-6771	300	9	]	]	PUNCT
easat-6771	300	10	in	in	ADP
easat-6771	300	11	the	the	DET
easat-6771	300	12	digital	digital	ADJ
easat-6771	300	13	services	service	NOUN
easat-6771	300	14	context	context	NOUN
easat-6771	300	15	,	,	PUNCT
easat-6771	300	16	where	where	SCONJ
easat-6771	300	17	the	the	DET
easat-6771	300	18	level	level	NOUN
easat-6771	300	19	of	of	ADP
easat-6771	300	20	relevance	relevance	NOUN
easat-6771	300	21	and	and	CCONJ
easat-6771	300	22	personal	personal	ADJ
easat-6771	300	23	importance	importance	NOUN
easat-6771	300	24	in	in	ADP
easat-6771	300	25	using	use	VERB
easat-6771	300	26	technology	technology	NOUN
easat-6771	300	27	contributes	contribute	VERB
easat-6771	300	28	to	to	ADP
easat-6771	300	29	increasing	increase	VERB
easat-6771	300	30	the	the	DET
easat-6771	300	31	consistency	consistency	NOUN
easat-6771	300	32	of	of	ADP
easat-6771	300	33	digital	digital	ADJ
easat-6771	300	34	service	service	NOUN
easat-6771	300	35	usage	usage	NOUN
easat-6771	300	36	.	.	PUNCT
easat-6771	301	1	thus	thus	ADV
easat-6771	301	2	,	,	PUNCT
easat-6771	301	3	customer	customer	NOUN
easat-6771	301	4	involvement	involvement	NOUN
easat-6771	301	5	not	not	PART
easat-6771	301	6	only	only	ADV
easat-6771	301	7	influences	influence	VERB
easat-6771	301	8	the	the	DET
easat-6771	301	9	initial	initial	ADJ
easat-6771	301	10	decision	decision	NOUN
easat-6771	301	11	to	to	PART
easat-6771	301	12	use	use	VERB
easat-6771	301	13	digital	digital	ADJ
easat-6771	301	14	services	service	NOUN
easat-6771	301	15	but	but	CCONJ
easat-6771	301	16	also	also	ADV
easat-6771	301	17	ensures	ensure	VERB
easat-6771	301	18	continuity	continuity	NOUN
easat-6771	301	19	in	in	ADP
easat-6771	301	20	digital	digital	ADJ
easat-6771	301	21	transaction	transaction	NOUN
easat-6771	301	22	service	service	NOUN
easat-6771	301	23	usage	usage	NOUN
easat-6771	301	24	.	.	PUNCT
easat-6771	302	1	therefore	therefore	ADV
easat-6771	302	2	,	,	PUNCT
easat-6771	302	3	this	this	DET
easat-6771	302	4	study	study	NOUN
easat-6771	302	5	not	not	PART
easat-6771	302	6	only	only	ADV
easat-6771	302	7	supports	support	VERB
easat-6771	302	8	existing	exist	VERB
easat-6771	302	9	theoretical	theoretical	ADJ
easat-6771	302	10	models	model	NOUN
easat-6771	302	11	but	but	CCONJ
easat-6771	302	12	also	also	ADV
easat-6771	302	13	introduces	introduce	VERB
easat-6771	302	14	a	a	DET
easat-6771	302	15	new	new	ADJ
easat-6771	302	16	approach	approach	NOUN
easat-6771	302	17	relevant	relevant	ADJ
easat-6771	302	18	to	to	ADP
easat-6771	302	19	understanding	understand	VERB
easat-6771	302	20	user	user	NOUN
easat-6771	302	21	behavior	behavior	NOUN
easat-6771	302	22	in	in	ADP
easat-6771	302	23	digital	digital	ADJ
easat-6771	302	24	banking	banking	NOUN
easat-6771	302	25	transaction	transaction	NOUN
easat-6771	302	26	services	service	NOUN
easat-6771	302	27	.	.	PUNCT
easat-6771	303	1	the	the	DET
easat-6771	303	2	integration	integration	NOUN
easat-6771	303	3	of	of	ADP
easat-6771	303	4	the	the	DET
easat-6771	303	5	utaut2	utaut2	PROPN
easat-6771	303	6	model	model	NOUN
easat-6771	303	7	with	with	ADP
easat-6771	303	8	customer	customer	NOUN
easat-6771	303	9	involvement	involvement	NOUN
easat-6771	303	10	theory	theory	NOUN
easat-6771	303	11	provides	provide	VERB
easat-6771	303	12	a	a	DET
easat-6771	303	13	new	new	ADJ
easat-6771	303	14	perspective	perspective	NOUN
easat-6771	303	15	for	for	ADP
easat-6771	303	16	research	research	NOUN
easat-6771	303	17	on	on	ADP
easat-6771	303	18	digital	digital	ADJ
easat-6771	303	19	transformation	transformation	NOUN
easat-6771	303	20	and	and	CCONJ
easat-6771	303	21	consumer	consumer	NOUN
easat-6771	303	22	behavior	behavior	NOUN
easat-6771	303	23	.	.	PUNCT
easat-6771	304	1	institutional	institutional	ADJ
easat-6771	304	2	review	review	PROPN
easat-6771	304	3	board	board	NOUN
easat-6771	304	4	statement	statement	NOUN
easat-6771	304	5	:	:	PUNCT
easat-6771	304	6	this	this	DET
easat-6771	304	7	study	study	NOUN
easat-6771	304	8	involved	involve	VERB
easat-6771	304	9	human	human	ADJ
easat-6771	304	10	participants	participant	NOUN
easat-6771	304	11	and	and	CCONJ
easat-6771	304	12	was	be	AUX
easat-6771	304	13	conducted	conduct	VERB
easat-6771	304	14	in	in	ADP
easat-6771	304	15	accordance	accordance	NOUN
easat-6771	304	16	with	with	ADP
easat-6771	304	17	ethical	ethical	ADJ
easat-6771	304	18	standards	standard	NOUN
easat-6771	304	19	.	.	PUNCT
easat-6771	305	1	all	all	DET
easat-6771	305	2	respondents	respondent	NOUN
easat-6771	305	3	were	be	AUX
easat-6771	305	4	fully	fully	ADV
easat-6771	305	5	informed	inform	VERB
easat-6771	305	6	about	about	ADP
easat-6771	305	7	the	the	DET
easat-6771	305	8	purpose	purpose	NOUN
easat-6771	305	9	and	and	CCONJ
easat-6771	305	10	nature	nature	NOUN
easat-6771	305	11	of	of	ADP
easat-6771	305	12	the	the	DET
easat-6771	305	13	research	research	NOUN
easat-6771	305	14	,	,	PUNCT
easat-6771	305	15	and	and	CCONJ
easat-6771	305	16	their	their	PRON
easat-6771	305	17	participation	participation	NOUN
easat-6771	305	18	was	be	AUX
easat-6771	305	19	entirely	entirely	ADV
easat-6771	305	20	voluntary	voluntary	ADJ
easat-6771	305	21	.	.	PUNCT
easat-6771	306	1	informed	informed	ADJ
easat-6771	306	2	consent	consent	NOUN
easat-6771	306	3	was	be	AUX
easat-6771	306	4	obtained	obtain	VERB
easat-6771	306	5	from	from	ADP
easat-6771	306	6	all	all	DET
easat-6771	306	7	participants	participant	NOUN
easat-6771	306	8	prior	prior	ADV
easat-6771	306	9	to	to	ADP
easat-6771	306	10	data	data	NOUN
easat-6771	306	11	collection	collection	NOUN
easat-6771	306	12	.	.	PUNCT
easat-6771	307	1	confidentiality	confidentiality	NOUN
easat-6771	307	2	and	and	CCONJ
easat-6771	307	3	anonymity	anonymity	NOUN
easat-6771	307	4	were	be	AUX
easat-6771	307	5	ensured	ensure	VERB
easat-6771	307	6	throughout	throughout	ADP
easat-6771	307	7	the	the	DET
easat-6771	307	8	study	study	NOUN
easat-6771	307	9	.	.	PUNCT
easat-6771	308	1	transparency	transparency	NOUN
easat-6771	308	2	:	:	PUNCT
easat-6771	308	3	the	the	DET
easat-6771	308	4	authors	author	NOUN
easat-6771	308	5	confirm	confirm	VERB
easat-6771	308	6	that	that	SCONJ
easat-6771	308	7	the	the	DET
easat-6771	308	8	manuscript	manuscript	NOUN
easat-6771	308	9	is	be	AUX
easat-6771	308	10	an	an	DET
easat-6771	308	11	honest	honest	ADJ
easat-6771	308	12	,	,	PUNCT
easat-6771	308	13	accurate	accurate	ADJ
easat-6771	308	14	,	,	PUNCT
easat-6771	308	15	and	and	CCONJ
easat-6771	308	16	transparent	transparent	ADJ
easat-6771	308	17	account	account	NOUN
easat-6771	308	18	of	of	ADP
easat-6771	308	19	the	the	DET
easat-6771	308	20	study	study	NOUN
easat-6771	308	21	;	;	PUNCT
easat-6771	308	22	that	that	SCONJ
easat-6771	308	23	no	no	DET
easat-6771	308	24	vital	vital	ADJ
easat-6771	308	25	features	feature	NOUN
easat-6771	308	26	of	of	ADP
easat-6771	308	27	the	the	DET
easat-6771	308	28	study	study	NOUN
easat-6771	308	29	have	have	AUX
easat-6771	308	30	been	be	AUX
easat-6771	308	31	omitted	omit	VERB
easat-6771	308	32	;	;	PUNCT
easat-6771	308	33	and	and	CCONJ
easat-6771	308	34	that	that	SCONJ
easat-6771	308	35	any	any	DET
easat-6771	308	36	discrepancies	discrepancy	NOUN
easat-6771	308	37	from	from	ADP
easat-6771	308	38	the	the	DET
easat-6771	308	39	study	study	NOUN
easat-6771	308	40	as	as	SCONJ
easat-6771	308	41	planned	plan	VERB
easat-6771	308	42	have	have	AUX
easat-6771	308	43	been	be	AUX
easat-6771	308	44	explained	explain	VERB
easat-6771	308	45	.	.	PUNCT
easat-6771	309	1	this	this	DET
easat-6771	309	2	study	study	NOUN
easat-6771	309	3	followed	follow	VERB
easat-6771	309	4	all	all	DET
easat-6771	309	5	ethical	ethical	ADJ
easat-6771	309	6	practices	practice	NOUN
easat-6771	309	7	during	during	ADP
easat-6771	309	8	writing	writing	NOUN
easat-6771	309	9	.	.	PUNCT
easat-6771	310	1	acknowledgment	acknowledgment	NOUN
easat-6771	310	2	:	:	PUNCT
easat-6771	310	3	this	this	DET
easat-6771	310	4	research	research	NOUN
easat-6771	310	5	was	be	AUX
easat-6771	310	6	supported	support	VERB
easat-6771	310	7	by	by	ADP
easat-6771	310	8	the	the	DET
easat-6771	310	9	ministry	ministry	PROPN
easat-6771	310	10	of	of	ADP
easat-6771	310	11	education	education	PROPN
easat-6771	310	12	,	,	PUNCT
easat-6771	310	13	culture	culture	NOUN
easat-6771	310	14	,	,	PUNCT
easat-6771	310	15	research	research	NOUN
easat-6771	310	16	,	,	PUNCT
easat-6771	310	17	and	and	CCONJ
easat-6771	310	18	technology	technology	NOUN
easat-6771	310	19	of	of	ADP
easat-6771	310	20	the	the	DET
easat-6771	310	21	republic	republic	NOUN
easat-6771	310	22	of	of	ADP
easat-6771	310	23	indonesia	indonesia	PROPN
easat-6771	310	24	and	and	CCONJ
easat-6771	310	25	udayana	udayana	PROPN
easat-6771	310	26	university	university	NOUN
easat-6771	310	27	,	,	PUNCT
easat-6771	310	28	which	which	PRON
easat-6771	310	29	provided	provide	VERB
easat-6771	310	30	the	the	DET
easat-6771	310	31	opportunity	opportunity	NOUN
easat-6771	310	32	to	to	PART
easat-6771	310	33	pursue	pursue	VERB
easat-6771	310	34	a	a	DET
easat-6771	310	35	ph.d	ph.d	NOUN
easat-6771	310	36	.	.	PUNCT
easat-6771	311	1	in	in	ADP
easat-6771	311	2	marketing	marketing	NOUN
easat-6771	311	3	,	,	PUNCT
easat-6771	311	4	management	management	NOUN
easat-6771	311	5	department	department	NOUN
easat-6771	311	6	,	,	PUNCT
easat-6771	311	7	faculty	faculty	NOUN
easat-6771	311	8	of	of	ADP
easat-6771	311	9	economics	economic	NOUN
easat-6771	311	10	and	and	CCONJ
easat-6771	311	11	business	business	NOUN
easat-6771	311	12	,	,	PUNCT
easat-6771	311	13	udayana	udayana	ADJ
easat-6771	311	14	university	university	NOUN
easat-6771	311	15	,	,	PUNCT
easat-6771	311	16	indonesia	indonesia	PROPN
easat-6771	311	17	.	.	PUNCT
easat-6771	312	1	copyright	copyright	NOUN
easat-6771	312	2	:	:	PUNCT
easat-6771	312	3	©	©	PROPN
easat-6771	312	4	2025	2025	NUM
easat-6771	312	5	by	by	ADP
easat-6771	312	6	the	the	DET
easat-6771	312	7	authors	author	NOUN
easat-6771	312	8	.	.	PUNCT
easat-6771	313	1	this	this	DET
easat-6771	313	2	open	open	ADJ
easat-6771	313	3	-	-	PUNCT
easat-6771	313	4	access	access	NOUN
easat-6771	313	5	article	article	NOUN
easat-6771	313	6	is	be	AUX
easat-6771	313	7	distributed	distribute	VERB
easat-6771	313	8	under	under	ADP
easat-6771	313	9	the	the	DET
easat-6771	313	10	terms	term	NOUN
easat-6771	313	11	and	and	CCONJ
easat-6771	313	12	conditions	condition	NOUN
easat-6771	313	13	of	of	ADP
easat-6771	313	14	the	the	DET
easat-6771	313	15	creative	creative	ADJ
easat-6771	313	16	commons	common	NOUN
easat-6771	313	17	attribution	attribution	NOUN
easat-6771	313	18	(	(	PUNCT
easat-6771	313	19	cc	cc	NOUN
easat-6771	313	20	by	by	ADP
easat-6771	313	21	)	)	PUNCT
easat-6771	313	22	license	license	NOUN
easat-6771	313	23	(	(	PUNCT
easat-6771	313	24	https://creativecommons.org/licenses/by/4.0/	https://creativecommons.org/licenses/by/4.0/	PROPN
easat-6771	313	25	)	)	PUNCT
easat-6771	313	26	.	.	PUNCT
easat-6771	314	1	references	reference	NOUN
easat-6771	315	1	[	[	X
easat-6771	315	2	1	1	NUM
easat-6771	315	3	]	]	PUNCT
easat-6771	315	4	a.	a.	NOUN
easat-6771	315	5	a.	a.	NOUN
easat-6771	315	6	abou	abou	PROPN
easat-6771	315	7	-	-	PUNCT
easat-6771	315	8	moghli	moghli	ADJ
easat-6771	315	9	and	and	CCONJ
easat-6771	315	10	m.	m.	NOUN
easat-6771	315	11	shatem	shatem	NOUN
easat-6771	315	12	,	,	PUNCT
easat-6771	315	13	"	"	PUNCT
easat-6771	315	14	examining	examine	VERB
easat-6771	315	15	the	the	DET
easat-6771	315	16	impact	impact	NOUN
easat-6771	315	17	of	of	ADP
easat-6771	315	18	e	e	NOUN
easat-6771	315	19	-	-	NOUN
easat-6771	315	20	governance	governance	NOUN
easat-6771	315	21	on	on	ADP
easat-6771	315	22	organizational	organizational	ADJ
easat-6771	315	23	strategy	strategy	NOUN
easat-6771	315	24	execution	execution	NOUN
easat-6771	315	25	in	in	ADP
easat-6771	315	26	the	the	DET
easat-6771	315	27	jordanian	jordanian	ADJ
easat-6771	315	28	ict	ict	NOUN
easat-6771	315	29	industry	industry	NOUN
easat-6771	315	30	,	,	PUNCT
easat-6771	315	31	"	"	PUNCT
easat-6771	315	32	problems	problem	NOUN
easat-6771	315	33	and	and	CCONJ
easat-6771	315	34	perspectives	perspective	NOUN
easat-6771	315	35	in	in	ADP
easat-6771	315	36	management	management	NOUN
easat-6771	315	37	,	,	PUNCT
easat-6771	315	38	vol	vol	NOUN
easat-6771	315	39	.	.	PROPN
easat-6771	316	1	22	22	NUM
easat-6771	316	2	,	,	PUNCT
easat-6771	316	3	no	no	INTJ
easat-6771	316	4	.	.	NOUN
easat-6771	316	5	3	3	NUM
easat-6771	316	6	,	,	PUNCT
easat-6771	316	7	p.	p.	NOUN
easat-6771	316	8	185	185	NUM
easat-6771	316	9	,	,	PUNCT
easat-6771	316	10	2024	2024	NUM
easat-6771	316	11	.	.	PUNCT
easat-6771	317	1	https://doi.org/10.21511/ppm.22(3).2024.15	https://doi.org/10.21511/ppm.22(3).2024.15	X
easat-6771	318	1	[	[	X
easat-6771	318	2	2	2	X
easat-6771	318	3	]	]	PUNCT
easat-6771	318	4	p.	p.	PROPN
easat-6771	318	5	pererva	pererva	PROPN
easat-6771	318	6	,	,	PUNCT
easat-6771	318	7	t.	t.	PROPN
easat-6771	318	8	kobielieva	kobielieva	PROPN
easat-6771	318	9	,	,	PUNCT
easat-6771	318	10	m.	m.	NOUN
easat-6771	318	11	tkachov	tkachov	PROPN
easat-6771	318	12	,	,	PUNCT
easat-6771	318	13	and	and	CCONJ
easat-6771	318	14	t.	t.	PROPN
easat-6771	318	15	diachenko	diachenko	PROPN
easat-6771	318	16	,	,	PUNCT
easat-6771	318	17	"	"	PUNCT
easat-6771	318	18	management	management	NOUN
easat-6771	318	19	of	of	ADP
easat-6771	318	20	relations	relation	NOUN
easat-6771	318	21	with	with	ADP
easat-6771	318	22	enterprise	enterprise	NOUN
easat-6771	318	23	stakeholders	stakeholder	NOUN
easat-6771	318	24	based	base	VERB
easat-6771	318	25	on	on	ADP
easat-6771	318	26	value	value	NOUN
easat-6771	318	27	approach	approach	NOUN
easat-6771	318	28	,	,	PUNCT
easat-6771	318	29	"	"	PUNCT
easat-6771	318	30	problems	problem	NOUN
easat-6771	318	31	and	and	CCONJ
easat-6771	318	32	perspectives	perspective	NOUN
easat-6771	318	33	in	in	ADP
easat-6771	318	34	management	management	NOUN
easat-6771	318	35	,	,	PUNCT
easat-6771	318	36	vol	vol	NOUN
easat-6771	318	37	.	.	PROPN
easat-6771	318	38	19	19	NUM
easat-6771	318	39	,	,	PUNCT
easat-6771	318	40	no	no	INTJ
easat-6771	318	41	.	.	NOUN
easat-6771	318	42	1	1	NUM
easat-6771	318	43	,	,	PUNCT
easat-6771	318	44	p.	p.	NOUN
easat-6771	318	45	24	24	NUM
easat-6771	318	46	,	,	PUNCT
easat-6771	318	47	2021	2021	NUM
easat-6771	318	48	.	.	PUNCT
easat-6771	319	1	https://doi.org/10.21511/ppm.19(1).2021.03	https://doi.org/10.21511/ppm.19(1).2021.03	PROPN
easat-6771	319	2	https://doi.org/10.21511/ppm.22(3).2024.15	https://doi.org/10.21511/ppm.22(3).2024.15	PROPN
easat-6771	319	3	https://doi.org/10.21511/ppm.19(1).2021.03	https://doi.org/10.21511/ppm.19(1).2021.03	PROPN
easat-6771	319	4	27	27	NUM
easat-6771	319	5	edelweiss	edelweiss	PROPN
easat-6771	319	6	applied	apply	VERB
easat-6771	319	7	science	science	NOUN
easat-6771	319	8	and	and	CCONJ
easat-6771	319	9	technology	technology	NOUN
easat-6771	319	10	issn	issn	PROPN
easat-6771	319	11	:	:	PUNCT
easat-6771	319	12	2576	2576	NUM
easat-6771	319	13	-	-	SYM
easat-6771	319	14	8484	8484	NUM
easat-6771	319	15	vol	vol	NOUN
easat-6771	319	16	.	.	PROPN
easat-6771	320	1	9	9	NUM
easat-6771	320	2	,	,	PUNCT
easat-6771	320	3	no	no	INTJ
easat-6771	320	4	.	.	NOUN
easat-6771	320	5	5	5	NUM
easat-6771	320	6	:	:	SYM
easat-6771	320	7	14	14	NUM
easat-6771	320	8	-	-	SYM
easat-6771	320	9	28	28	NUM
easat-6771	320	10	,	,	PUNCT
easat-6771	320	11	2025	2025	NUM
easat-6771	320	12	doi	doi	NOUN
easat-6771	320	13	:	:	PUNCT
easat-6771	320	14	10.55214/25768484.v9i5.6771	10.55214/25768484.v9i5.6771	NUM
easat-6771	320	15	©	©	NOUN
easat-6771	320	16	2025	2025	NUM
easat-6771	320	17	by	by	ADP
easat-6771	320	18	the	the	DET
easat-6771	320	19	authors	author	NOUN
easat-6771	320	20	;	;	PUNCT
easat-6771	320	21	licensee	licensee	PROPN
easat-6771	320	22	learning	learning	NOUN
easat-6771	320	23	gate	gate	NOUN
easat-6771	321	1	[	[	X
easat-6771	321	2	3	3	NUM
easat-6771	321	3	]	]	X
easat-6771	321	4	b.	b.	PROPN
easat-6771	321	5	indonesia	indonesia	PROPN
easat-6771	321	6	,	,	PUNCT
easat-6771	321	7	indonesia	indonesia	PROPN
easat-6771	321	8	payment	payment	NOUN
easat-6771	321	9	systems	systems	PROPN
easat-6771	321	10	blueprint	blueprint	NOUN
easat-6771	321	11	2025	2025	NUM
easat-6771	321	12	bank	bank	PROPN
easat-6771	321	13	indonesia	indonesia	PROPN
easat-6771	321	14	:	:	PUNCT
easat-6771	321	15	navigating	navigate	VERB
easat-6771	321	16	the	the	DET
easat-6771	321	17	national	national	ADJ
easat-6771	321	18	payment	payment	NOUN
easat-6771	321	19	systems	system	NOUN
easat-6771	321	20	in	in	ADP
easat-6771	321	21	the	the	DET
easat-6771	321	22	digital	digital	ADJ
easat-6771	321	23	era	era	NOUN
easat-6771	321	24	.	.	PUNCT
easat-6771	322	1	jakarta	jakarta	PROPN
easat-6771	322	2	:	:	PUNCT
easat-6771	322	3	bank	bank	PROPN
easat-6771	322	4	indonesia	indonesia	PROPN
easat-6771	322	5	,	,	PUNCT
easat-6771	322	6	2019	2019	NUM
easat-6771	322	7	.	.	PUNCT
easat-6771	323	1	[	[	X
easat-6771	323	2	4	4	X
easat-6771	323	3	]	]	X
easat-6771	323	4	m.	m.	NOUN
easat-6771	323	5	fishbein	fishbein	PROPN
easat-6771	323	6	and	and	CCONJ
easat-6771	323	7	i.	i.	PROPN
easat-6771	323	8	ajzen	ajzen	PROPN
easat-6771	323	9	,	,	PUNCT
easat-6771	323	10	"	"	PUNCT
easat-6771	323	11	belief	belief	NOUN
easat-6771	323	12	,	,	PUNCT
easat-6771	323	13	attitude	attitude	NOUN
easat-6771	323	14	,	,	PUNCT
easat-6771	323	15	intention	intention	NOUN
easat-6771	323	16	,	,	PUNCT
easat-6771	323	17	and	and	CCONJ
easat-6771	323	18	behavior	behavior	NOUN
easat-6771	323	19	:	:	PUNCT
easat-6771	323	20	an	an	DET
easat-6771	323	21	introduction	introduction	NOUN
easat-6771	323	22	to	to	ADP
easat-6771	323	23	theory	theory	NOUN
easat-6771	323	24	and	and	CCONJ
easat-6771	323	25	research	research	NOUN
easat-6771	323	26	,	,	PUNCT
easat-6771	323	27	"	"	PUNCT
easat-6771	323	28	contemporary	contemporary	ADJ
easat-6771	323	29	sociology	sociology	NOUN
easat-6771	323	30	,	,	PUNCT
easat-6771	323	31	vol	vol	NOUN
easat-6771	323	32	.	.	PROPN
easat-6771	324	1	6	6	NUM
easat-6771	324	2	,	,	PUNCT
easat-6771	324	3	no	no	INTJ
easat-6771	324	4	.	.	NOUN
easat-6771	324	5	2	2	NUM
easat-6771	324	6	,	,	PUNCT
easat-6771	324	7	pp	pp	ADJ
easat-6771	324	8	.	.	PUNCT
easat-6771	325	1	244–245	244–245	NUM
easat-6771	325	2	,	,	PUNCT
easat-6771	325	3	2025	2025	NUM
easat-6771	325	4	.	.	PUNCT
easat-6771	326	1	https://doi.org/10.2307/2065853	https://doi.org/10.2307/2065853	NOUN
easat-6771	327	1	[	[	X
easat-6771	327	2	5	5	NUM
easat-6771	327	3	]	]	X
easat-6771	327	4	i.	i.	NOUN
easat-6771	327	5	ajzen	ajzen	PROPN
easat-6771	327	6	,	,	PUNCT
easat-6771	327	7	"	"	PUNCT
easat-6771	327	8	the	the	DET
easat-6771	327	9	theory	theory	NOUN
easat-6771	327	10	of	of	ADP
easat-6771	327	11	planned	plan	VERB
easat-6771	327	12	behavior	behavior	NOUN
easat-6771	327	13	,	,	PUNCT
easat-6771	327	14	"	"	PUNCT
easat-6771	327	15	organizational	organizational	ADJ
easat-6771	327	16	behavior	behavior	NOUN
easat-6771	327	17	and	and	CCONJ
easat-6771	327	18	human	human	ADJ
easat-6771	327	19	decision	decision	NOUN
easat-6771	327	20	processes	process	NOUN
easat-6771	327	21	,	,	PUNCT
easat-6771	327	22	vol	vol	NOUN
easat-6771	327	23	.	.	PROPN
easat-6771	328	1	50	50	NUM
easat-6771	328	2	,	,	PUNCT
easat-6771	328	3	no	no	INTJ
easat-6771	328	4	.	.	NOUN
easat-6771	328	5	2	2	NUM
easat-6771	328	6	,	,	PUNCT
easat-6771	328	7	pp	pp	ADJ
easat-6771	328	8	.	.	PUNCT
easat-6771	329	1	179	179	NUM
easat-6771	329	2	-	-	SYM
easat-6771	329	3	211	211	NUM
easat-6771	329	4	,	,	PUNCT
easat-6771	329	5	1991	1991	NUM
easat-6771	329	6	.	.	PUNCT
easat-6771	330	1	https://doi.org/10.1016/0749-5978(91)90020-t	https://doi.org/10.1016/0749-5978(91)90020-t	PROPN
easat-6771	331	1	[	[	X
easat-6771	331	2	6	6	NUM
easat-6771	331	3	]	]	PUNCT
easat-6771	331	4	f.	f.	PROPN
easat-6771	331	5	d.	d.	PROPN
easat-6771	331	6	davis	davis	PROPN
easat-6771	331	7	,	,	PUNCT
easat-6771	331	8	"	"	PUNCT
easat-6771	331	9	perceived	perceive	VERB
easat-6771	331	10	usefulness	usefulness	NOUN
easat-6771	331	11	,	,	PUNCT
easat-6771	331	12	perceived	perceive	VERB
easat-6771	331	13	ease	ease	NOUN
easat-6771	331	14	of	of	ADP
easat-6771	331	15	use	use	NOUN
easat-6771	331	16	,	,	PUNCT
easat-6771	331	17	and	and	CCONJ
easat-6771	331	18	user	user	NOUN
easat-6771	331	19	acceptance	acceptance	NOUN
easat-6771	331	20	of	of	ADP
easat-6771	331	21	information	information	NOUN
easat-6771	331	22	technology	technology	NOUN
easat-6771	331	23	,	,	PUNCT
easat-6771	331	24	"	"	PUNCT
easat-6771	331	25	mis	mis	PROPN
easat-6771	331	26	quarterly	quarterly	ADJ
easat-6771	331	27	,	,	PUNCT
easat-6771	331	28	vol	vol	NOUN
easat-6771	331	29	.	.	PROPN
easat-6771	331	30	13	13	NUM
easat-6771	331	31	,	,	PUNCT
easat-6771	331	32	no	no	INTJ
easat-6771	331	33	.	.	NOUN
easat-6771	331	34	3	3	NUM
easat-6771	331	35	,	,	PUNCT
easat-6771	331	36	pp	pp	ADJ
easat-6771	331	37	.	.	PUNCT
easat-6771	332	1	319	319	NUM
easat-6771	332	2	-	-	SYM
easat-6771	332	3	340	340	NUM
easat-6771	332	4	,	,	PUNCT
easat-6771	332	5	1989	1989	NUM
easat-6771	332	6	.	.	PUNCT
easat-6771	333	1	https://doi.org/10.2307/249008	https://doi.org/10.2307/249008	X
easat-6771	334	1	[	[	X
easat-6771	334	2	7	7	X
easat-6771	334	3	]	]	X
easat-6771	334	4	s.	s.	PROPN
easat-6771	334	5	taylor	taylor	PROPN
easat-6771	334	6	and	and	CCONJ
easat-6771	334	7	p.	p.	NOUN
easat-6771	334	8	a.	a.	NOUN
easat-6771	334	9	todd	todd	PROPN
easat-6771	334	10	,	,	PUNCT
easat-6771	334	11	"	"	PUNCT
easat-6771	334	12	understanding	understand	VERB
easat-6771	334	13	information	information	NOUN
easat-6771	334	14	technology	technology	NOUN
easat-6771	334	15	usage	usage	NOUN
easat-6771	334	16	:	:	PUNCT
easat-6771	334	17	a	a	DET
easat-6771	334	18	test	test	NOUN
easat-6771	334	19	of	of	ADP
easat-6771	334	20	competing	compete	VERB
easat-6771	334	21	models	model	NOUN
easat-6771	334	22	,	,	PUNCT
easat-6771	334	23	"	"	PUNCT
easat-6771	334	24	information	information	NOUN
easat-6771	334	25	systems	system	NOUN
easat-6771	334	26	research	research	NOUN
easat-6771	334	27	,	,	PUNCT
easat-6771	334	28	vol	vol	NOUN
easat-6771	334	29	.	.	PROPN
easat-6771	334	30	6	6	NUM
easat-6771	334	31	,	,	PUNCT
easat-6771	334	32	no	no	INTJ
easat-6771	334	33	.	.	NOUN
easat-6771	334	34	2	2	NUM
easat-6771	334	35	,	,	PUNCT
easat-6771	334	36	pp	pp	ADJ
easat-6771	334	37	.	.	PUNCT
easat-6771	335	1	144	144	NUM
easat-6771	335	2	-	-	SYM
easat-6771	335	3	176	176	NUM
easat-6771	335	4	,	,	PUNCT
easat-6771	335	5	1995	1995	NUM
easat-6771	335	6	.	.	PUNCT
easat-6771	336	1	https://doi.org/10.1287/isre.6.2.144	https://doi.org/10.1287/isre.6.2.144	PROPN
easat-6771	336	2	[	[	X
easat-6771	336	3	8	8	NUM
easat-6771	336	4	]	]	X
easat-6771	336	5	f.	f.	PROPN
easat-6771	336	6	d.	d.	PROPN
easat-6771	336	7	davis	davis	PROPN
easat-6771	336	8	,	,	PUNCT
easat-6771	336	9	r.	r.	PROPN
easat-6771	336	10	p.	p.	PROPN
easat-6771	336	11	bagozzi	bagozzi	NOUN
easat-6771	336	12	,	,	PUNCT
easat-6771	336	13	and	and	CCONJ
easat-6771	336	14	p.	p.	PROPN
easat-6771	336	15	r.	r.	PROPN
easat-6771	336	16	warshaw	warshaw	PROPN
easat-6771	336	17	,	,	PUNCT
easat-6771	336	18	"	"	PUNCT
easat-6771	336	19	extrinsic	extrinsic	ADJ
easat-6771	336	20	and	and	CCONJ
easat-6771	336	21	intrinsic	intrinsic	ADJ
easat-6771	336	22	motivation	motivation	NOUN
easat-6771	336	23	to	to	PART
easat-6771	336	24	use	use	VERB
easat-6771	336	25	computers	computer	NOUN
easat-6771	336	26	in	in	ADP
easat-6771	336	27	the	the	DET
easat-6771	336	28	workplace	workplace	NOUN
easat-6771	336	29	1	1	NUM
easat-6771	336	30	,	,	PUNCT
easat-6771	336	31	"	"	PUNCT
easat-6771	336	32	journal	journal	NOUN
easat-6771	336	33	of	of	ADP
easat-6771	336	34	applied	apply	VERB
easat-6771	336	35	social	social	ADJ
easat-6771	336	36	psychology	psychology	NOUN
easat-6771	336	37	,	,	PUNCT
easat-6771	336	38	vol	vol	NOUN
easat-6771	336	39	.	.	PROPN
easat-6771	336	40	22	22	NUM
easat-6771	336	41	,	,	PUNCT
easat-6771	336	42	no	no	INTJ
easat-6771	336	43	.	.	NOUN
easat-6771	336	44	14	14	NUM
easat-6771	336	45	,	,	PUNCT
easat-6771	336	46	pp	pp	ADJ
easat-6771	336	47	.	.	PUNCT
easat-6771	337	1	1111	1111	NUM
easat-6771	337	2	-	-	SYM
easat-6771	337	3	1132	1132	NUM
easat-6771	337	4	,	,	PUNCT
easat-6771	337	5	1992	1992	NUM
easat-6771	337	6	.	.	PUNCT
easat-6771	338	1	https://doi.org/10.1111/j.15591816.1992.tb00945.x	https://doi.org/10.1111/j.15591816.1992.tb00945.x	PROPN
easat-6771	339	1	[	[	X
easat-6771	339	2	9	9	NUM
easat-6771	339	3	]	]	X
easat-6771	339	4	r.	r.	PROPN
easat-6771	339	5	l.	l.	PROPN
easat-6771	339	6	thompson	thompson	PROPN
easat-6771	339	7	,	,	PUNCT
easat-6771	339	8	c.	c.	PROPN
easat-6771	339	9	a.	a.	PROPN
easat-6771	339	10	higgins	higgins	PROPN
easat-6771	339	11	,	,	PUNCT
easat-6771	339	12	and	and	CCONJ
easat-6771	339	13	j.	j.	PROPN
easat-6771	339	14	m.	m.	PROPN
easat-6771	339	15	howell	howell	PROPN
easat-6771	339	16	,	,	PUNCT
easat-6771	339	17	"	"	PUNCT
easat-6771	339	18	personal	personal	ADJ
easat-6771	339	19	computing	computing	NOUN
easat-6771	339	20	:	:	PUNCT
easat-6771	339	21	toward	toward	ADP
easat-6771	339	22	a	a	DET
easat-6771	339	23	conceptual	conceptual	ADJ
easat-6771	339	24	model	model	NOUN
easat-6771	339	25	of	of	ADP
easat-6771	339	26	utilization	utilization	NOUN
easat-6771	339	27	,	,	PUNCT
easat-6771	339	28	"	"	PUNCT
easat-6771	339	29	mis	mis	PROPN
easat-6771	339	30	quarterly	quarterly	ADJ
easat-6771	339	31	,	,	PUNCT
easat-6771	339	32	vol	vol	NOUN
easat-6771	339	33	.	.	PROPN
easat-6771	339	34	15	15	NUM
easat-6771	339	35	,	,	PUNCT
easat-6771	339	36	no	no	INTJ
easat-6771	339	37	.	.	NOUN
easat-6771	339	38	1	1	NUM
easat-6771	339	39	,	,	PUNCT
easat-6771	339	40	pp	pp	ADJ
easat-6771	339	41	.	.	PUNCT
easat-6771	340	1	125	125	NUM
easat-6771	340	2	-	-	SYM
easat-6771	340	3	143	143	NUM
easat-6771	340	4	,	,	PUNCT
easat-6771	340	5	1991	1991	NUM
easat-6771	340	6	.	.	PUNCT
easat-6771	341	1	https://doi.org/10.2307/249443	https://doi.org/10.2307/249443	X
easat-6771	342	1	[	[	X
easat-6771	342	2	10	10	NUM
easat-6771	342	3	]	]	X
easat-6771	342	4	g.	g.	PROPN
easat-6771	342	5	c.	c.	PROPN
easat-6771	342	6	moore	moore	PROPN
easat-6771	342	7	and	and	CCONJ
easat-6771	342	8	i.	i.	PROPN
easat-6771	342	9	benbasat	benbasat	VERB
easat-6771	342	10	,	,	PUNCT
easat-6771	342	11	"	"	PUNCT
easat-6771	342	12	integrating	integrate	VERB
easat-6771	342	13	diffusion	diffusion	NOUN
easat-6771	342	14	of	of	ADP
easat-6771	342	15	innovations	innovation	NOUN
easat-6771	342	16	and	and	CCONJ
easat-6771	342	17	theory	theory	NOUN
easat-6771	342	18	of	of	ADP
easat-6771	342	19	reasoned	reason	VERB
easat-6771	342	20	action	action	NOUN
easat-6771	342	21	models	model	NOUN
easat-6771	342	22	to	to	PART
easat-6771	342	23	predict	predict	VERB
easat-6771	342	24	utilization	utilization	NOUN
easat-6771	342	25	of	of	ADP
easat-6771	342	26	information	information	NOUN
easat-6771	342	27	technology	technology	NOUN
easat-6771	342	28	by	by	ADP
easat-6771	342	29	end	end	NOUN
easat-6771	342	30	-	-	PUNCT
easat-6771	342	31	users	user	NOUN
easat-6771	342	32	,	,	PUNCT
easat-6771	342	33	"	"	PUNCT
easat-6771	342	34	in	in	ADP
easat-6771	342	35	diffusion	diffusion	NOUN
easat-6771	342	36	and	and	CCONJ
easat-6771	342	37	adoption	adoption	NOUN
easat-6771	342	38	of	of	ADP
easat-6771	342	39	information	information	NOUN
easat-6771	342	40	technology	technology	NOUN
easat-6771	342	41	:	:	PUNCT
easat-6771	342	42	proceedings	proceeding	NOUN
easat-6771	342	43	of	of	ADP
easat-6771	342	44	the	the	DET
easat-6771	342	45	first	first	ADJ
easat-6771	342	46	ifip	ifip	NOUN
easat-6771	342	47	wg	wg	PROPN
easat-6771	342	48	8.6	8.6	NUM
easat-6771	342	49	working	work	VERB
easat-6771	342	50	conference	conference	NOUN
easat-6771	342	51	on	on	ADP
easat-6771	342	52	the	the	DET
easat-6771	342	53	diffusion	diffusion	NOUN
easat-6771	342	54	and	and	CCONJ
easat-6771	342	55	adoption	adoption	NOUN
easat-6771	342	56	of	of	ADP
easat-6771	342	57	information	information	NOUN
easat-6771	342	58	technology	technology	NOUN
easat-6771	342	59	,	,	PUNCT
easat-6771	342	60	oslo	oslo	PROPN
easat-6771	342	61	,	,	PUNCT
easat-6771	342	62	norway	norway	PROPN
easat-6771	342	63	,	,	PUNCT
easat-6771	342	64	october	october	PROPN
easat-6771	342	65	1995	1995	NUM
easat-6771	342	66	,	,	PUNCT
easat-6771	342	67	1996	1996	NUM
easat-6771	342	68	:	:	PUNCT
easat-6771	342	69	springer	springer	NOUN
easat-6771	342	70	,	,	PUNCT
easat-6771	342	71	pp	pp	ADP
easat-6771	342	72	.	.	PUNCT
easat-6771	343	1	132	132	NUM
easat-6771	343	2	-	-	SYM
easat-6771	343	3	146	146	NUM
easat-6771	343	4	.	.	PUNCT
easat-6771	344	1	[	[	X
easat-6771	344	2	11	11	NUM
easat-6771	344	3	]	]	X
easat-6771	344	4	d.	d.	PROPN
easat-6771	344	5	r.	r.	PROPN
easat-6771	344	6	compeau	compeau	PROPN
easat-6771	344	7	and	and	CCONJ
easat-6771	344	8	c.	c.	PROPN
easat-6771	344	9	a.	a.	PROPN
easat-6771	344	10	higgins	higgins	PROPN
easat-6771	344	11	,	,	PUNCT
easat-6771	344	12	"	"	PUNCT
easat-6771	344	13	application	application	NOUN
easat-6771	344	14	of	of	ADP
easat-6771	344	15	social	social	ADJ
easat-6771	344	16	cognitive	cognitive	ADJ
easat-6771	344	17	theory	theory	NOUN
easat-6771	344	18	to	to	ADP
easat-6771	344	19	training	training	NOUN
easat-6771	344	20	for	for	ADP
easat-6771	344	21	computer	computer	NOUN
easat-6771	344	22	skills	skill	NOUN
easat-6771	344	23	,	,	PUNCT
easat-6771	344	24	"	"	PUNCT
easat-6771	344	25	information	information	NOUN
easat-6771	344	26	systems	system	NOUN
easat-6771	344	27	research	research	NOUN
easat-6771	344	28	,	,	PUNCT
easat-6771	344	29	vol	vol	NOUN
easat-6771	344	30	.	.	PROPN
easat-6771	344	31	6	6	NUM
easat-6771	344	32	,	,	PUNCT
easat-6771	344	33	no	no	INTJ
easat-6771	344	34	.	.	NOUN
easat-6771	344	35	2	2	NUM
easat-6771	344	36	,	,	PUNCT
easat-6771	344	37	pp	pp	ADJ
easat-6771	344	38	.	.	PUNCT
easat-6771	345	1	118	118	NUM
easat-6771	345	2	-	-	SYM
easat-6771	345	3	143	143	NUM
easat-6771	345	4	,	,	PUNCT
easat-6771	345	5	1995	1995	NUM
easat-6771	345	6	.	.	PUNCT
easat-6771	346	1	https://doi.org/10.1287/isre.6.2.118	https://doi.org/10.1287/isre.6.2.118	PROPN
easat-6771	347	1	[	[	X
easat-6771	347	2	12	12	NUM
easat-6771	347	3	]	]	PUNCT
easat-6771	347	4	v.	v.	X
easat-6771	347	5	venkatesh	venkatesh	PROPN
easat-6771	347	6	,	,	PUNCT
easat-6771	347	7	m.	m.	NOUN
easat-6771	347	8	g.	g.	PROPN
easat-6771	347	9	morris	morris	PROPN
easat-6771	347	10	,	,	PUNCT
easat-6771	347	11	g.	g.	PROPN
easat-6771	347	12	b.	b.	PROPN
easat-6771	347	13	davis	davis	PROPN
easat-6771	347	14	,	,	PUNCT
easat-6771	347	15	and	and	CCONJ
easat-6771	347	16	f.	f.	PROPN
easat-6771	347	17	d.	d.	PROPN
easat-6771	347	18	davis	davis	PROPN
easat-6771	347	19	,	,	PUNCT
easat-6771	347	20	"	"	PUNCT
easat-6771	347	21	user	user	NOUN
easat-6771	347	22	acceptance	acceptance	NOUN
easat-6771	347	23	of	of	ADP
easat-6771	347	24	information	information	NOUN
easat-6771	347	25	technology	technology	NOUN
easat-6771	347	26	:	:	PUNCT
easat-6771	347	27	toward	toward	ADP
easat-6771	347	28	a	a	DET
easat-6771	347	29	unified	unified	ADJ
easat-6771	347	30	view	view	NOUN
easat-6771	347	31	,	,	PUNCT
easat-6771	347	32	"	"	PUNCT
easat-6771	347	33	mis	mis	PROPN
easat-6771	347	34	quarterly	quarterly	ADJ
easat-6771	347	35	,	,	PUNCT
easat-6771	347	36	vol	vol	NOUN
easat-6771	347	37	.	.	PROPN
easat-6771	347	38	27	27	NUM
easat-6771	347	39	,	,	PUNCT
easat-6771	347	40	no	no	INTJ
easat-6771	347	41	.	.	NOUN
easat-6771	347	42	3	3	NUM
easat-6771	347	43	,	,	PUNCT
easat-6771	347	44	pp	pp	ADJ
easat-6771	347	45	.	.	PUNCT
easat-6771	347	46	425	425	NUM
easat-6771	347	47	-	-	SYM
easat-6771	347	48	478	478	NUM
easat-6771	347	49	,	,	PUNCT
easat-6771	347	50	2003	2003	NUM
easat-6771	347	51	.	.	PUNCT
easat-6771	348	1	https://doi.org/10.2307/30036540	https://doi.org/10.2307/30036540	X
easat-6771	349	1	[	[	X
easat-6771	349	2	13	13	NUM
easat-6771	349	3	]	]	PUNCT
easat-6771	349	4	v.	v.	X
easat-6771	349	5	venkatesh	venkatesh	PROPN
easat-6771	349	6	,	,	PUNCT
easat-6771	349	7	j.	j.	PROPN
easat-6771	349	8	y.	y.	PROPN
easat-6771	349	9	thong	thong	PROPN
easat-6771	349	10	,	,	PUNCT
easat-6771	349	11	and	and	CCONJ
easat-6771	349	12	x.	x.	PROPN
easat-6771	349	13	xu	xu	PROPN
easat-6771	349	14	,	,	PUNCT
easat-6771	349	15	"	"	PUNCT
easat-6771	349	16	consumer	consumer	NOUN
easat-6771	349	17	acceptance	acceptance	NOUN
easat-6771	349	18	and	and	CCONJ
easat-6771	349	19	use	use	NOUN
easat-6771	349	20	of	of	ADP
easat-6771	349	21	information	information	NOUN
easat-6771	349	22	technology	technology	NOUN
easat-6771	349	23	:	:	PUNCT
easat-6771	349	24	extending	extend	VERB
easat-6771	349	25	the	the	DET
easat-6771	349	26	unified	unified	ADJ
easat-6771	349	27	theory	theory	NOUN
easat-6771	349	28	of	of	ADP
easat-6771	349	29	acceptance	acceptance	NOUN
easat-6771	349	30	and	and	CCONJ
easat-6771	349	31	use	use	NOUN
easat-6771	349	32	of	of	ADP
easat-6771	349	33	technology	technology	NOUN
easat-6771	349	34	,	,	PUNCT
easat-6771	349	35	"	"	PUNCT
easat-6771	349	36	mis	mis	PROPN
easat-6771	349	37	quarterly	quarterly	ADJ
easat-6771	349	38	,	,	PUNCT
easat-6771	349	39	vol	vol	NOUN
easat-6771	349	40	.	.	PROPN
easat-6771	349	41	36	36	NUM
easat-6771	349	42	,	,	PUNCT
easat-6771	349	43	no	no	INTJ
easat-6771	349	44	.	.	NOUN
easat-6771	349	45	1	1	NUM
easat-6771	349	46	,	,	PUNCT
easat-6771	349	47	pp	pp	ADJ
easat-6771	349	48	.	.	PUNCT
easat-6771	350	1	157	157	NUM
easat-6771	350	2	-	-	SYM
easat-6771	350	3	178	178	NUM
easat-6771	350	4	,	,	PUNCT
easat-6771	350	5	2012	2012	NUM
easat-6771	350	6	.	.	PUNCT
easat-6771	351	1	https://doi.org/10.2307/41410412	https://doi.org/10.2307/41410412	X
easat-6771	352	1	[	[	X
easat-6771	352	2	14	14	NUM
easat-6771	352	3	]	]	X
easat-6771	352	4	s.	s.	PROPN
easat-6771	352	5	odei	odei	PROPN
easat-6771	352	6	-	-	PUNCT
easat-6771	352	7	appiah	appiah	PROPN
easat-6771	352	8	,	,	PUNCT
easat-6771	352	9	g.	g.	PROPN
easat-6771	352	10	wiredu	wiredu	PROPN
easat-6771	352	11	,	,	PUNCT
easat-6771	352	12	and	and	CCONJ
easat-6771	352	13	j.	j.	PROPN
easat-6771	352	14	k.	k.	PROPN
easat-6771	352	15	adjei	adjei	PROPN
easat-6771	352	16	,	,	PUNCT
easat-6771	352	17	"	"	PUNCT
easat-6771	352	18	fintech	fintech	NOUN
easat-6771	352	19	use	use	NOUN
easat-6771	352	20	,	,	PUNCT
easat-6771	352	21	digital	digital	ADJ
easat-6771	352	22	divide	divide	NOUN
easat-6771	352	23	and	and	CCONJ
easat-6771	352	24	financial	financial	ADJ
easat-6771	352	25	inclusion	inclusion	NOUN
easat-6771	352	26	,	,	PUNCT
easat-6771	352	27	"	"	PUNCT
easat-6771	352	28	digital	digital	ADJ
easat-6771	352	29	policy	policy	NOUN
easat-6771	352	30	,	,	PUNCT
easat-6771	352	31	regulation	regulation	NOUN
easat-6771	352	32	and	and	CCONJ
easat-6771	352	33	governance	governance	NOUN
easat-6771	352	34	,	,	PUNCT
easat-6771	352	35	vol	vol	NOUN
easat-6771	352	36	.	.	PROPN
easat-6771	352	37	24	24	NUM
easat-6771	352	38	,	,	PUNCT
easat-6771	352	39	no	no	INTJ
easat-6771	352	40	.	.	NOUN
easat-6771	352	41	5	5	NUM
easat-6771	352	42	,	,	PUNCT
easat-6771	352	43	pp	pp	ADJ
easat-6771	352	44	.	.	PUNCT
easat-6771	353	1	435	435	NUM
easat-6771	353	2	-	-	SYM
easat-6771	353	3	448	448	NUM
easat-6771	353	4	,	,	PUNCT
easat-6771	353	5	2022	2022	NUM
easat-6771	353	6	.	.	PUNCT
easat-6771	354	1	https://doi.org/10.1108/dprg-09-2021-0111	https://doi.org/10.1108/dprg-09-2021-0111	NOUN
easat-6771	355	1	[	[	X
easat-6771	355	2	15	15	NUM
easat-6771	355	3	]	]	X
easat-6771	355	4	p.	p.	NOUN
easat-6771	355	5	bhatnagr	bhatnagr	PROPN
easat-6771	355	6	and	and	CCONJ
easat-6771	355	7	a.	a.	PROPN
easat-6771	355	8	rajesh	rajesh	PROPN
easat-6771	355	9	,	,	PUNCT
easat-6771	355	10	"	"	PUNCT
easat-6771	355	11	neobanking	neobanke	VERB
easat-6771	355	12	adoption	adoption	NOUN
easat-6771	355	13	–	–	PUNCT
easat-6771	355	14	an	an	DET
easat-6771	355	15	integrated	integrated	ADJ
easat-6771	355	16	utaut-3	utaut-3	NOUN
easat-6771	355	17	,	,	PUNCT
easat-6771	355	18	perceived	perceive	VERB
easat-6771	355	19	risk	risk	NOUN
easat-6771	355	20	and	and	CCONJ
easat-6771	355	21	recommendation	recommendation	NOUN
easat-6771	355	22	model	model	NOUN
easat-6771	355	23	,	,	PUNCT
easat-6771	355	24	"	"	PUNCT
easat-6771	355	25	south	south	ADJ
easat-6771	355	26	asian	asian	ADJ
easat-6771	355	27	journal	journal	NOUN
easat-6771	355	28	of	of	ADP
easat-6771	355	29	marketing	marketing	NOUN
easat-6771	355	30	,	,	PUNCT
easat-6771	355	31	vol	vol	NOUN
easat-6771	355	32	.	.	PROPN
easat-6771	356	1	5	5	NUM
easat-6771	356	2	,	,	PUNCT
easat-6771	356	3	no	no	INTJ
easat-6771	356	4	.	.	NOUN
easat-6771	356	5	2	2	NUM
easat-6771	356	6	,	,	PUNCT
easat-6771	356	7	pp	pp	ADJ
easat-6771	356	8	.	.	PUNCT
easat-6771	357	1	93	93	NUM
easat-6771	357	2	-	-	SYM
easat-6771	357	3	112	112	NUM
easat-6771	357	4	,	,	PUNCT
easat-6771	357	5	2024	2024	NUM
easat-6771	357	6	.	.	PUNCT
easat-6771	358	1	https://doi.org/10.1108/sajm-06-20220040	https://doi.org/10.1108/sajm-06-20220040	VERB
easat-6771	358	2	[	[	X
easat-6771	358	3	16	16	NUM
easat-6771	358	4	]	]	PUNCT
easat-6771	358	5	m.	m.	NOUN
easat-6771	358	6	g.	g.	PROPN
easat-6771	358	7	de	de	PROPN
easat-6771	358	8	blanes	blanes	PROPN
easat-6771	358	9	sebastián	sebastián	PROPN
easat-6771	358	10	,	,	PUNCT
easat-6771	358	11	a.	a.	NOUN
easat-6771	358	12	antonovica	antonovica	PROPN
easat-6771	358	13	,	,	PUNCT
easat-6771	358	14	and	and	CCONJ
easat-6771	358	15	j.	j.	PROPN
easat-6771	358	16	r.	r.	PROPN
easat-6771	358	17	s.	s.	PROPN
easat-6771	358	18	guede	guede	PROPN
easat-6771	358	19	,	,	PUNCT
easat-6771	358	20	"	"	PUNCT
easat-6771	358	21	what	what	PRON
easat-6771	358	22	are	be	AUX
easat-6771	358	23	the	the	DET
easat-6771	358	24	leading	lead	VERB
easat-6771	358	25	factors	factor	NOUN
easat-6771	358	26	for	for	ADP
easat-6771	358	27	using	use	VERB
easat-6771	358	28	spanish	spanish	ADJ
easat-6771	358	29	peerto	peerto	NOUN
easat-6771	358	30	-	-	PUNCT
easat-6771	358	31	peer	peer	NOUN
easat-6771	358	32	mobile	mobile	ADJ
easat-6771	358	33	payment	payment	NOUN
easat-6771	358	34	platform	platform	NOUN
easat-6771	358	35	bizum	bizum	PROPN
easat-6771	358	36	?	?	PUNCT
easat-6771	359	1	the	the	DET
easat-6771	359	2	applied	apply	VERB
easat-6771	359	3	analysis	analysis	NOUN
easat-6771	359	4	of	of	ADP
easat-6771	359	5	the	the	DET
easat-6771	359	6	utaut2	utaut2	PROPN
easat-6771	359	7	model	model	PROPN
easat-6771	359	8	,	,	PUNCT
easat-6771	359	9	"	"	PUNCT
easat-6771	359	10	technological	technological	ADJ
easat-6771	359	11	forecasting	forecasting	NOUN
easat-6771	359	12	and	and	CCONJ
easat-6771	359	13	social	social	ADJ
easat-6771	359	14	change	change	NOUN
easat-6771	359	15	,	,	PUNCT
easat-6771	359	16	vol	vol	NOUN
easat-6771	359	17	.	.	PROPN
easat-6771	359	18	187	187	NUM
easat-6771	359	19	,	,	PUNCT
easat-6771	359	20	p.	p.	NOUN
easat-6771	359	21	122235	122235	NUM
easat-6771	359	22	,	,	PUNCT
easat-6771	359	23	2023	2023	NUM
easat-6771	359	24	.	.	PUNCT
easat-6771	360	1	https://doi.org/10.1016/j.techfore.2022.122235	https://doi.org/10.1016/j.techfore.2022.122235	PROPN
easat-6771	360	2	[	[	X
easat-6771	360	3	17	17	NUM
easat-6771	360	4	]	]	PUNCT
easat-6771	360	5	m.	m.	NOUN
easat-6771	360	6	farzin	farzin	PROPN
easat-6771	360	7	,	,	PUNCT
easat-6771	360	8	m.	m.	NOUN
easat-6771	360	9	sadeghi	sadeghi	PROPN
easat-6771	360	10	,	,	PUNCT
easat-6771	360	11	f.	f.	PROPN
easat-6771	360	12	yahyayi	yahyayi	PROPN
easat-6771	360	13	kharkeshi	kharkeshi	PROPN
easat-6771	360	14	,	,	PUNCT
easat-6771	360	15	h.	h.	PROPN
easat-6771	360	16	ruholahpur	ruholahpur	PROPN
easat-6771	360	17	,	,	PUNCT
easat-6771	360	18	and	and	CCONJ
easat-6771	360	19	m.	m.	NOUN
easat-6771	360	20	fattahi	fattahi	PROPN
easat-6771	360	21	,	,	PUNCT
easat-6771	360	22	"	"	PUNCT
easat-6771	360	23	extending	extend	VERB
easat-6771	360	24	utaut2	utaut2	NOUN
easat-6771	360	25	in	in	ADP
easat-6771	360	26	m	m	NOUN
easat-6771	360	27	-	-	ADJ
easat-6771	360	28	banking	banking	ADJ
easat-6771	360	29	adoption	adoption	NOUN
easat-6771	360	30	and	and	CCONJ
easat-6771	360	31	actual	actual	ADJ
easat-6771	360	32	use	use	NOUN
easat-6771	360	33	behavior	behavior	NOUN
easat-6771	360	34	:	:	PUNCT
easat-6771	360	35	does	do	AUX
easat-6771	360	36	wom	wom	NOUN
easat-6771	360	37	communication	communication	NOUN
easat-6771	360	38	matter	matter	NOUN
easat-6771	360	39	?	?	PUNCT
easat-6771	360	40	,	,	PUNCT
easat-6771	360	41	"	"	PUNCT
easat-6771	360	42	asian	asian	ADJ
easat-6771	360	43	journal	journal	NOUN
easat-6771	360	44	of	of	ADP
easat-6771	360	45	economics	economic	NOUN
easat-6771	360	46	and	and	CCONJ
easat-6771	360	47	banking	banking	NOUN
easat-6771	360	48	,	,	PUNCT
easat-6771	360	49	vol	vol	NOUN
easat-6771	360	50	.	.	PROPN
easat-6771	360	51	5	5	NUM
easat-6771	360	52	,	,	PUNCT
easat-6771	360	53	no	no	INTJ
easat-6771	360	54	.	.	NOUN
easat-6771	360	55	2	2	NUM
easat-6771	360	56	,	,	PUNCT
easat-6771	360	57	pp	pp	ADJ
easat-6771	360	58	.	.	PUNCT
easat-6771	361	1	136	136	NUM
easat-6771	361	2	-	-	SYM
easat-6771	361	3	157	157	NUM
easat-6771	361	4	,	,	PUNCT
easat-6771	361	5	2021	2021	NUM
easat-6771	361	6	.	.	PUNCT
easat-6771	362	1	https://doi.org/10.1108/ajeb-10-2020-0085	https://doi.org/10.1108/ajeb-10-2020-0085	NOUN
easat-6771	363	1	[	[	X
easat-6771	363	2	18	18	NUM
easat-6771	363	3	]	]	PUNCT
easat-6771	363	4	k.	k.	PROPN
easat-6771	363	5	ahmad	ahmad	PROPN
easat-6771	363	6	and	and	CCONJ
easat-6771	363	7	m.	m.	PROPN
easat-6771	363	8	h.	h.	PROPN
easat-6771	363	9	yahaya	yahaya	PROPN
easat-6771	363	10	,	,	PUNCT
easat-6771	363	11	"	"	PUNCT
easat-6771	363	12	islamic	islamic	ADJ
easat-6771	363	13	social	social	ADJ
easat-6771	363	14	financing	financing	NOUN
easat-6771	363	15	and	and	CCONJ
easat-6771	363	16	efficient	efficient	ADJ
easat-6771	363	17	z	z	NOUN
easat-6771	363	18	akat	akat	NOUN
easat-6771	363	19	distribution	distribution	NOUN
easat-6771	363	20	:	:	PUNCT
easat-6771	363	21	impact	impact	NOUN
easat-6771	363	22	of	of	ADP
easat-6771	363	23	fintech	fintech	NOUN
easat-6771	363	24	adoption	adoption	NOUN
easat-6771	363	25	among	among	ADP
easat-6771	363	26	the	the	DET
easat-6771	363	27	asnaf	asnaf	NOUN
easat-6771	363	28	in	in	ADP
easat-6771	363	29	malaysia	malaysia	PROPN
easat-6771	363	30	,	,	PUNCT
easat-6771	363	31	"	"	PUNCT
easat-6771	363	32	journal	journal	NOUN
easat-6771	363	33	of	of	ADP
easat-6771	363	34	islamic	islamic	PROPN
easat-6771	363	35	marketing	marketing	NOUN
easat-6771	363	36	,	,	PUNCT
easat-6771	363	37	vol	vol	NOUN
easat-6771	363	38	.	.	PROPN
easat-6771	364	1	14	14	NUM
easat-6771	364	2	,	,	PUNCT
easat-6771	364	3	no	no	INTJ
easat-6771	364	4	.	.	NOUN
easat-6771	364	5	9	9	NUM
easat-6771	364	6	,	,	PUNCT
easat-6771	364	7	pp	pp	ADJ
easat-6771	364	8	.	.	PUNCT
easat-6771	365	1	2253	2253	NUM
easat-6771	365	2	-	-	SYM
easat-6771	365	3	2284	2284	NUM
easat-6771	365	4	,	,	PUNCT
easat-6771	365	5	2023	2023	NUM
easat-6771	365	6	.	.	PUNCT
easat-6771	366	1	https://doi.org/10.1108/jima-04-2021-0102	https://doi.org/10.1108/jima-04-2021-0102	PRON
easat-6771	366	2	[	[	X
easat-6771	366	3	19	19	NUM
easat-6771	366	4	]	]	X
easat-6771	366	5	d.	d.	PROPN
easat-6771	366	6	jegerson	jegerson	PROPN
easat-6771	366	7	,	,	PUNCT
easat-6771	366	8	c.	c.	PROPN
easat-6771	366	9	mertzanis	mertzanis	PROPN
easat-6771	366	10	,	,	PUNCT
easat-6771	366	11	and	and	CCONJ
easat-6771	366	12	m.	m.	PROPN
easat-6771	366	13	khan	khan	PROPN
easat-6771	366	14	,	,	PUNCT
easat-6771	366	15	"	"	PUNCT
easat-6771	366	16	investigating	investigate	VERB
easat-6771	366	17	the	the	DET
easat-6771	366	18	unexpected	unexpected	ADJ
easat-6771	366	19	determinants	determinant	NOUN
easat-6771	366	20	of	of	ADP
easat-6771	366	21	cryptocurrency	cryptocurrency	NOUN
easat-6771	366	22	adoption	adoption	NOUN
easat-6771	366	23	in	in	ADP
easat-6771	366	24	the	the	DET
easat-6771	366	25	uae	uae	PROPN
easat-6771	366	26	,	,	PUNCT
easat-6771	366	27	"	"	PUNCT
easat-6771	366	28	international	international	ADJ
easat-6771	366	29	journal	journal	NOUN
easat-6771	366	30	of	of	ADP
easat-6771	366	31	emerging	emerge	VERB
easat-6771	366	32	markets	market	NOUN
easat-6771	366	33	,	,	PUNCT
easat-6771	366	34	2023	2023	NUM
easat-6771	366	35	.	.	PUNCT
easat-6771	367	1	https://doi.org/10.1108/ijoem-06-2023-0924	https://doi.org/10.1108/ijoem-06-2023-0924	NOUN
easat-6771	367	2	[	[	X
easat-6771	367	3	20	20	NUM
easat-6771	367	4	]	]	PUNCT
easat-6771	367	5	a.	a.	NOUN
easat-6771	367	6	t.	t.	PROPN
easat-6771	367	7	esawe	esawe	PROPN
easat-6771	367	8	,	,	PUNCT
easat-6771	367	9	"	"	PUNCT
easat-6771	367	10	understanding	understand	VERB
easat-6771	367	11	mobile	mobile	ADJ
easat-6771	367	12	e	e	NOUN
easat-6771	367	13	-	-	NOUN
easat-6771	367	14	wallet	wallet	ADJ
easat-6771	367	15	consumers	consumer	NOUN
easat-6771	367	16	’	’	PART
easat-6771	367	17	intentions	intention	NOUN
easat-6771	367	18	and	and	CCONJ
easat-6771	367	19	user	user	NOUN
easat-6771	367	20	behavior	behavior	NOUN
easat-6771	367	21	,	,	PUNCT
easat-6771	367	22	"	"	PUNCT
easat-6771	367	23	spanish	spanish	ADJ
easat-6771	367	24	journal	journal	NOUN
easat-6771	367	25	of	of	ADP
easat-6771	367	26	marketingesic	marketingesic	ADJ
easat-6771	367	27	,	,	PUNCT
easat-6771	367	28	vol	vol	NOUN
easat-6771	367	29	.	.	PROPN
easat-6771	367	30	26	26	NUM
easat-6771	367	31	,	,	PUNCT
easat-6771	367	32	no	no	INTJ
easat-6771	367	33	.	.	NOUN
easat-6771	367	34	3	3	NUM
easat-6771	367	35	,	,	PUNCT
easat-6771	367	36	pp	pp	ADJ
easat-6771	367	37	.	.	PUNCT
easat-6771	367	38	363	363	NUM
easat-6771	367	39	-	-	SYM
easat-6771	367	40	384	384	NUM
easat-6771	367	41	,	,	PUNCT
easat-6771	367	42	2022	2022	NUM
easat-6771	367	43	.	.	PUNCT
easat-6771	368	1	https://doi.org/10.1108/sjme-05-2022-0105	https://doi.org/10.1108/sjme-05-2022-0105	ADJ
easat-6771	368	2	[	[	X
easat-6771	368	3	21	21	NUM
easat-6771	368	4	]	]	X
easat-6771	368	5	g.	g.	PROPN
easat-6771	368	6	baptista	baptista	PROPN
easat-6771	368	7	and	and	CCONJ
easat-6771	368	8	t.	t.	PROPN
easat-6771	368	9	oliveira	oliveira	PROPN
easat-6771	368	10	,	,	PUNCT
easat-6771	368	11	"	"	PUNCT
easat-6771	368	12	why	why	SCONJ
easat-6771	368	13	so	so	ADV
easat-6771	368	14	serious	serious	ADJ
easat-6771	368	15	?	?	PUNCT
easat-6771	369	1	gamification	gamification	NOUN
easat-6771	369	2	impact	impact	NOUN
easat-6771	369	3	in	in	ADP
easat-6771	369	4	the	the	DET
easat-6771	369	5	acceptance	acceptance	NOUN
easat-6771	369	6	of	of	ADP
easat-6771	369	7	mobile	mobile	ADJ
easat-6771	369	8	banking	banking	NOUN
easat-6771	369	9	services	service	NOUN
easat-6771	369	10	,	,	PUNCT
easat-6771	369	11	"	"	PUNCT
easat-6771	369	12	internet	internet	NOUN
easat-6771	369	13	research	research	NOUN
easat-6771	369	14	,	,	PUNCT
easat-6771	369	15	vol	vol	NOUN
easat-6771	369	16	.	.	PROPN
easat-6771	369	17	27	27	NUM
easat-6771	369	18	,	,	PUNCT
easat-6771	369	19	no	no	INTJ
easat-6771	369	20	.	.	NOUN
easat-6771	369	21	1	1	NUM
easat-6771	369	22	,	,	PUNCT
easat-6771	369	23	pp	pp	ADJ
easat-6771	369	24	.	.	PUNCT
easat-6771	370	1	118	118	NUM
easat-6771	370	2	-	-	NUM
easat-6771	370	3	139	139	NUM
easat-6771	370	4	,	,	PUNCT
easat-6771	370	5	2017	2017	NUM
easat-6771	370	6	.	.	PUNCT
easat-6771	371	1	https://doi.org/10.1108/intr-10-2015-0295	https://doi.org/10.1108/intr-10-2015-0295	PRON
easat-6771	372	1	[	[	X
easat-6771	372	2	22	22	NUM
easat-6771	372	3	]	]	X
easat-6771	372	4	g.	g.	PROPN
easat-6771	372	5	çera	çera	PROPN
easat-6771	372	6	,	,	PUNCT
easat-6771	372	7	i.	i.	PROPN
easat-6771	372	8	pagria	pagria	PROPN
easat-6771	372	9	,	,	PUNCT
easat-6771	372	10	k.	k.	PROPN
easat-6771	372	11	a.	a.	PROPN
easat-6771	372	12	khan	khan	PROPN
easat-6771	372	13	,	,	PUNCT
easat-6771	372	14	and	and	CCONJ
easat-6771	372	15	l.	l.	PROPN
easat-6771	372	16	muaremi	muaremi	PROPN
easat-6771	372	17	,	,	PUNCT
easat-6771	372	18	"	"	PUNCT
easat-6771	372	19	mobile	mobile	ADJ
easat-6771	372	20	banking	banking	NOUN
easat-6771	372	21	usage	usage	NOUN
easat-6771	372	22	and	and	CCONJ
easat-6771	372	23	gamification	gamification	NOUN
easat-6771	372	24	:	:	PUNCT
easat-6771	372	25	the	the	DET
easat-6771	372	26	moderating	moderate	VERB
easat-6771	372	27	effect	effect	NOUN
easat-6771	372	28	of	of	ADP
easat-6771	372	29	generational	generational	ADJ
easat-6771	372	30	cohorts	cohort	NOUN
easat-6771	372	31	,	,	PUNCT
easat-6771	372	32	"	"	PUNCT
easat-6771	372	33	journal	journal	NOUN
easat-6771	372	34	of	of	ADP
easat-6771	372	35	systems	system	NOUN
easat-6771	372	36	and	and	CCONJ
easat-6771	372	37	information	information	NOUN
easat-6771	372	38	technology	technology	NOUN
easat-6771	372	39	,	,	PUNCT
easat-6771	372	40	vol	vol	NOUN
easat-6771	372	41	.	.	PROPN
easat-6771	372	42	22	22	NUM
easat-6771	372	43	,	,	PUNCT
easat-6771	372	44	no	no	INTJ
easat-6771	372	45	.	.	NOUN
easat-6771	372	46	3	3	NUM
easat-6771	372	47	,	,	PUNCT
easat-6771	372	48	pp	pp	ADJ
easat-6771	372	49	.	.	PUNCT
easat-6771	373	1	243	243	NUM
easat-6771	373	2	-	-	SYM
easat-6771	373	3	263	263	NUM
easat-6771	373	4	,	,	PUNCT
easat-6771	373	5	2020	2020	NUM
easat-6771	373	6	.	.	PUNCT
easat-6771	374	1	https://doi.org/10.1108/jsit-01-2020-0005	https://doi.org/10.1108/jsit-01-2020-0005	PROPN
easat-6771	375	1	[	[	X
easat-6771	375	2	23	23	NUM
easat-6771	375	3	]	]	PUNCT
easat-6771	375	4	p.	p.	NOUN
easat-6771	375	5	thusi	thusi	PROPN
easat-6771	375	6	and	and	CCONJ
easat-6771	375	7	d.	d.	PROPN
easat-6771	375	8	k.	k.	PROPN
easat-6771	375	9	maduku	maduku	PROPN
easat-6771	375	10	,	,	PUNCT
easat-6771	375	11	"	"	PUNCT
easat-6771	375	12	south	south	ADJ
easat-6771	375	13	african	african	ADJ
easat-6771	375	14	millennials	millennial	NOUN
easat-6771	375	15	’	'	PUNCT
easat-6771	375	16	acceptance	acceptance	NOUN
easat-6771	375	17	and	and	CCONJ
easat-6771	375	18	use	use	NOUN
easat-6771	375	19	of	of	ADP
easat-6771	375	20	retail	retail	ADJ
easat-6771	375	21	mobile	mobile	ADJ
easat-6771	375	22	banking	banking	NOUN
easat-6771	375	23	apps	app	NOUN
easat-6771	375	24	:	:	PUNCT
easat-6771	375	25	an	an	DET
easat-6771	375	26	integrated	integrated	ADJ
easat-6771	375	27	perspective	perspective	NOUN
easat-6771	375	28	,	,	PUNCT
easat-6771	375	29	"	"	PUNCT
easat-6771	375	30	computers	computer	NOUN
easat-6771	375	31	in	in	ADP
easat-6771	375	32	human	human	ADJ
easat-6771	375	33	behavior	behavior	NOUN
easat-6771	375	34	,	,	PUNCT
easat-6771	375	35	vol	vol	NOUN
easat-6771	375	36	.	.	NOUN
easat-6771	375	37	111	111	NUM
easat-6771	375	38	,	,	PUNCT
easat-6771	375	39	p.	p.	NOUN
easat-6771	375	40	106405	106405	NUM
easat-6771	375	41	,	,	PUNCT
easat-6771	375	42	2020	2020	NUM
easat-6771	375	43	.	.	PUNCT
easat-6771	376	1	https://doi.org/10.1016/j.chb.2020.106405	https://doi.org/10.1016/j.chb.2020.106405	PUNCT
easat-6771	377	1	[	[	X
easat-6771	377	2	24	24	NUM
easat-6771	377	3	]	]	PUNCT
easat-6771	377	4	h.	h.	PROPN
easat-6771	377	5	ferreira	ferreira	PROPN
easat-6771	377	6	barbosa	barbosa	PROPN
easat-6771	377	7	,	,	PUNCT
easat-6771	377	8	j.	j.	PROPN
easat-6771	377	9	garcia	garcia	PROPN
easat-6771	377	10	-	-	PUNCT
easat-6771	377	11	fernandez	fernandez	PROPN
easat-6771	377	12	,	,	PUNCT
easat-6771	377	13	v.	v.	ADP
easat-6771	377	14	pedragosa	pedragosa	PROPN
easat-6771	377	15	,	,	PUNCT
easat-6771	377	16	and	and	CCONJ
easat-6771	377	17	g.	g.	PROPN
easat-6771	377	18	cepeda	cepeda	PROPN
easat-6771	377	19	-	-	PUNCT
easat-6771	377	20	carrion	carrion	PROPN
easat-6771	377	21	,	,	PUNCT
easat-6771	377	22	"	"	PUNCT
easat-6771	377	23	the	the	DET
easat-6771	377	24	use	use	NOUN
easat-6771	377	25	of	of	ADP
easat-6771	377	26	fitness	fitness	NOUN
easat-6771	377	27	centre	centre	NOUN
easat-6771	377	28	apps	app	NOUN
easat-6771	377	29	and	and	CCONJ
easat-6771	377	30	its	its	PRON
easat-6771	377	31	relation	relation	NOUN
easat-6771	377	32	to	to	ADP
easat-6771	377	33	customer	customer	NOUN
easat-6771	377	34	satisfaction	satisfaction	NOUN
easat-6771	377	35	:	:	PUNCT
easat-6771	377	36	a	a	DET
easat-6771	377	37	utaut2	utaut2	NOUN
easat-6771	377	38	perspective	perspective	NOUN
easat-6771	377	39	,	,	PUNCT
easat-6771	377	40	"	"	PUNCT
easat-6771	377	41	international	international	ADJ
easat-6771	377	42	journal	journal	NOUN
easat-6771	377	43	of	of	ADP
easat-6771	377	44	sports	sport	NOUN
easat-6771	377	45	marketing	marketing	NOUN
easat-6771	377	46	and	and	CCONJ
easat-6771	377	47	sponsorship	sponsorship	NOUN
easat-6771	377	48	,	,	PUNCT
easat-6771	377	49	vol	vol	NOUN
easat-6771	377	50	.	.	PROPN
easat-6771	377	51	23	23	NUM
easat-6771	377	52	,	,	PUNCT
easat-6771	377	53	no	no	INTJ
easat-6771	377	54	.	.	NOUN
easat-6771	377	55	5	5	NUM
easat-6771	377	56	,	,	PUNCT
easat-6771	377	57	pp	pp	ADJ
easat-6771	377	58	.	.	PUNCT
easat-6771	378	1	966	966	NUM
easat-6771	378	2	-	-	SYM
easat-6771	378	3	985	985	NUM
easat-6771	378	4	,	,	PUNCT
easat-6771	378	5	2022	2022	NUM
easat-6771	378	6	.	.	PUNCT
easat-6771	379	1	https://doi.org/10.1108/ijsms-01-2021-0010	https://doi.org/10.1108/ijsms-01-2021-0010	NOUN
easat-6771	380	1	[	[	X
easat-6771	380	2	25	25	NUM
easat-6771	380	3	]	]	PUNCT
easat-6771	380	4	j.	j.	PROPN
easat-6771	380	5	c.	c.	PROPN
easat-6771	380	6	turner	turner	PROPN
easat-6771	380	7	,	,	PUNCT
easat-6771	380	8	k.	k.	PROPN
easat-6771	380	9	j.	j.	PROPN
easat-6771	380	10	reynolds	reynolds	PROPN
easat-6771	380	11	,	,	PUNCT
easat-6771	380	12	p.	p.	NOUN
easat-6771	380	13	a.	a.	PROPN
easat-6771	380	14	m.	m.	PROPN
easat-6771	380	15	van	van	PROPN
easat-6771	380	16	lange	lange	PROPN
easat-6771	380	17	,	,	PUNCT
easat-6771	380	18	a.	a.	PROPN
easat-6771	380	19	w.	w.	PROPN
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easat-6771	380	21	,	,	PUNCT
easat-6771	380	22	and	and	CCONJ
easat-6771	380	23	e.	e.	PROPN
easat-6771	380	24	t.	t.	PROPN
easat-6771	380	25	higgins	higgins	PROPN
easat-6771	380	26	,	,	PUNCT
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easat-6771	380	28	of	of	ADP
easat-6771	380	29	theories	theory	NOUN
easat-6771	380	30	of	of	ADP
easat-6771	380	31	social	social	ADJ
easat-6771	380	32	psychology	psychology	NOUN
easat-6771	380	33	.	.	PUNCT
easat-6771	381	1	london	london	PROPN
easat-6771	381	2	:	:	PUNCT
easat-6771	381	3	sage	sage	NOUN
easat-6771	381	4	publications	publication	NOUN
easat-6771	381	5	ltd	ltd	PROPN
easat-6771	381	6	,	,	PUNCT
easat-6771	381	7	2012	2012	NUM
easat-6771	381	8	.	.	PUNCT
easat-6771	382	1	https://doi.org/10.2307/2065853	https://doi.org/10.2307/2065853	NOUN
easat-6771	383	1	https://doi.org/10.1016/0749-5978(91)90020-t	https://doi.org/10.1016/0749-5978(91)90020-t	PROPN
easat-6771	384	1	https://doi.org/10.2307/249008	https://doi.org/10.2307/249008	NOUN
easat-6771	384	2	https://doi.org/10.1287/isre.6.2.144	https://doi.org/10.1287/isre.6.2.144	PROPN
easat-6771	384	3	https://doi.org/10.1111/j.1559-1816.1992.tb00945.x	https://doi.org/10.1111/j.1559-1816.1992.tb00945.x	PROPN
easat-6771	384	4	https://doi.org/10.1111/j.1559-1816.1992.tb00945.x	https://doi.org/10.1111/j.1559-1816.1992.tb00945.x	PROPN
easat-6771	384	5	https://doi.org/10.2307/249443	https://doi.org/10.2307/249443	NOUN
easat-6771	384	6	https://doi.org/10.1287/isre.6.2.118	https://doi.org/10.1287/isre.6.2.118	PROPN
easat-6771	384	7	https://doi.org/10.2307/30036540	https://doi.org/10.2307/30036540	NOUN
easat-6771	384	8	https://doi.org/10.2307/41410412	https://doi.org/10.2307/41410412	ADJ
easat-6771	384	9	https://doi.org/10.1108/dprg-09-2021-0111	https://doi.org/10.1108/dprg-09-2021-0111	X
easat-6771	384	10	https://doi.org/10.1108/sajm-06-2022-0040	https://doi.org/10.1108/sajm-06-2022-0040	ADJ
easat-6771	384	11	https://doi.org/10.1108/sajm-06-2022-0040	https://doi.org/10.1108/sajm-06-2022-0040	ADJ
easat-6771	384	12	https://doi.org/10.1016/j.techfore.2022.122235	https://doi.org/10.1016/j.techfore.2022.122235	PROPN
easat-6771	384	13	https://doi.org/10.1108/ajeb-10-2020-0085	https://doi.org/10.1108/ajeb-10-2020-0085	NOUN
easat-6771	384	14	https://doi.org/10.1108/jima-04-2021-0102	https://doi.org/10.1108/jima-04-2021-0102	PROPN
easat-6771	384	15	https://doi.org/10.1108/ijoem-06-2023-0924	https://doi.org/10.1108/ijoem-06-2023-0924	NOUN
easat-6771	384	16	https://doi.org/10.1108/sjme-05-2022-0105	https://doi.org/10.1108/sjme-05-2022-0105	ADJ
easat-6771	384	17	https://doi.org/10.1108/intr-10-2015-0295	https://doi.org/10.1108/intr-10-2015-0295	ADJ
easat-6771	384	18	https://doi.org/10.1108/jsit-01-2020-0005	https://doi.org/10.1108/jsit-01-2020-0005	NOUN
easat-6771	384	19	https://doi.org/10.1016/j.chb.2020.106405	https://doi.org/10.1016/j.chb.2020.106405	PROPN
easat-6771	384	20	https://doi.org/10.1108/ijsms-01-2021-0010	https://doi.org/10.1108/ijsms-01-2021-0010	NOUN
easat-6771	384	21	28	28	NUM
easat-6771	384	22	edelweiss	edelweiss	PROPN
easat-6771	384	23	applied	apply	VERB
easat-6771	384	24	science	science	NOUN
easat-6771	384	25	and	and	CCONJ
easat-6771	384	26	technology	technology	NOUN
easat-6771	384	27	issn	issn	PROPN
easat-6771	384	28	:	:	PUNCT
easat-6771	384	29	2576	2576	NUM
easat-6771	384	30	-	-	SYM
easat-6771	384	31	8484	8484	NUM
easat-6771	384	32	vol	vol	NOUN
easat-6771	384	33	.	.	PROPN
easat-6771	385	1	9	9	NUM
easat-6771	385	2	,	,	PUNCT
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easat-6771	385	4	.	.	NOUN
easat-6771	385	5	5	5	NUM
easat-6771	385	6	:	:	SYM
easat-6771	385	7	14	14	NUM
easat-6771	385	8	-	-	SYM
easat-6771	385	9	28	28	NUM
easat-6771	385	10	,	,	PUNCT
easat-6771	385	11	2025	2025	NUM
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easat-6771	385	13	:	:	PUNCT
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easat-6771	386	2	26	26	NUM
easat-6771	386	3	]	]	PUNCT
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easat-6771	386	9	,	,	PUNCT
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easat-6771	386	11	a.	a.	PROPN
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easat-6771	386	14	,	,	PUNCT
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easat-6771	386	16	understanding	understand	VERB
easat-6771	386	17	consumer	consumer	NOUN
easat-6771	386	18	behavior	behavior	NOUN
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easat-6771	386	32	:	:	PUNCT
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easat-6771	387	2	,	,	PUNCT
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easat-6771	387	6	,	,	PUNCT
easat-6771	387	7	pp	pp	ADJ
easat-6771	387	8	.	.	PUNCT
easat-6771	388	1	4818	4818	NUM
easat-6771	388	2	-	-	SYM
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easat-6771	388	4	,	,	PUNCT
easat-6771	388	5	2024	2024	NUM
easat-6771	388	6	.	.	PUNCT
easat-6771	389	1	https://doi.org/10.1108/k-10-2022-1431	https://doi.org/10.1108/k-10-2022-1431	PROPN
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easat-6771	390	2	27	27	NUM
easat-6771	390	3	]	]	X
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easat-6771	390	39	management	management	NOUN
easat-6771	390	40	,	,	PUNCT
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easat-6771	390	42	.	.	PROPN
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easat-6771	390	44	,	,	PUNCT
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easat-6771	390	48	,	,	PUNCT
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easat-6771	390	51	,	,	PUNCT
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easat-6771	390	53	.	.	PUNCT
easat-6771	390	54	https://doi.org/10.21511/ppm.22(3).2024.24	https://doi.org/10.21511/ppm.22(3).2024.24	PUNCT
easat-6771	391	1	[	[	X
easat-6771	391	2	28	28	NUM
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easat-6771	391	13	consumer	consumer	NOUN
easat-6771	391	14	involvement	involvement	NOUN
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easat-6771	391	17	for	for	ADP
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easat-6771	391	19	product	product	NOUN
easat-6771	391	20	development	development	NOUN
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easat-6771	391	22	consumer	consumer	NOUN
easat-6771	391	23	-	-	PUNCT
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easat-6771	391	25	innovation	innovation	NOUN
easat-6771	391	26	in	in	ADP
easat-6771	391	27	food	food	NOUN
easat-6771	391	28	and	and	CCONJ
easat-6771	391	29	personal	personal	ADJ
easat-6771	391	30	care	care	NOUN
easat-6771	391	31	products	product	NOUN
easat-6771	391	32	)	)	PUNCT
easat-6771	391	33	.	.	PUNCT
easat-6771	392	1	elsevier	elsevier	NOUN
easat-6771	392	2	.	.	PUNCT
easat-6771	393	1	https://doi.org/10.1533/9781845699970.3.386	https://doi.org/10.1533/9781845699970.3.386	NUM
easat-6771	393	2	,	,	PUNCT
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easat-6771	393	4	.	.	PUNCT
easat-6771	394	1	[	[	X
easat-6771	394	2	29	29	NUM
easat-6771	394	3	]	]	PUNCT
easat-6771	394	4	j.	j.	PROPN
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easat-6771	394	13	,	,	PUNCT
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easat-6771	394	19	,	,	PUNCT
easat-6771	394	20	vol	vol	NOUN
easat-6771	394	21	.	.	PROPN
easat-6771	394	22	12	12	NUM
easat-6771	394	23	,	,	PUNCT
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easat-6771	394	25	.	.	NOUN
easat-6771	394	26	3	3	NUM
easat-6771	394	27	,	,	PUNCT
easat-6771	394	28	pp	pp	ADJ
easat-6771	394	29	.	.	PUNCT
easat-6771	395	1	341	341	NUM
easat-6771	395	2	-	-	SYM
easat-6771	395	3	352	352	NUM
easat-6771	395	4	,	,	PUNCT
easat-6771	395	5	1985	1985	NUM
easat-6771	395	6	.	.	PUNCT
easat-6771	396	1	https://doi.org/10.1086/208520	https://doi.org/10.1086/208520	NOUN
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easat-6771	397	2	30	30	NUM
easat-6771	397	3	]	]	PUNCT
easat-6771	397	4	m.	m.	NOUN
easat-6771	397	5	j.	j.	PROPN
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easat-6771	397	8	m.	m.	PROPN
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easat-6771	397	11	,	,	PUNCT
easat-6771	397	12	a	a	DET
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easat-6771	398	1	madison	madison	PROPN
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easat-6771	398	3	wi	wi	PROPN
easat-6771	398	4	:	:	PUNCT
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easat-6771	398	9	,	,	PUNCT
easat-6771	398	10	university	university	PROPN
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easat-6771	399	1	[	[	X
easat-6771	399	2	31	31	NUM
easat-6771	399	3	]	]	PUNCT
easat-6771	399	4	l.	l.	PROPN
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easat-6771	399	8	l.	l.	PROPN
easat-6771	399	9	l.	l.	PROPN
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easat-6771	399	11	,	,	PUNCT
easat-6771	399	12	and	and	CCONJ
easat-6771	399	13	h.	h.	PROPN
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easat-6771	399	18	,	,	PUNCT
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easat-6771	400	4	,	,	PUNCT
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easat-6771	400	10	.	.	PUNCT
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easat-6771	401	2	32	32	NUM
easat-6771	401	3	]	]	PUNCT
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easat-6771	401	9	j.	j.	PROPN
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easat-6771	401	24	"	"	PUNCT
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easat-6771	401	37	,	,	PUNCT
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easat-6771	401	39	.	.	PUNCT
easat-6771	402	1	52	52	NUM
easat-6771	402	2	-	-	SYM
easat-6771	402	3	66	66	NUM
easat-6771	402	4	,	,	PUNCT
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easat-6771	402	6	.	.	PUNCT
easat-6771	403	1	https://doi.org/10.1080/08956308.2007.11657441	https://doi.org/10.1080/08956308.2007.11657441	NOUN
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easat-6771	404	2	33	33	NUM
easat-6771	404	3	]	]	PUNCT
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easat-6771	405	1	thousand	thousand	NUM
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easat-6771	405	5	:	:	PUNCT
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easat-6771	405	8	,	,	PUNCT
easat-6771	405	9	2018	2018	NUM
easat-6771	405	10	.	.	PUNCT
easat-6771	406	1	https://doi.org/10.1108/k-10-2022-1431	https://doi.org/10.1108/k-10-2022-1431	PROPN
easat-6771	406	2	https://doi.org/10.21511/ppm.22(3).2024.24	https://doi.org/10.21511/ppm.22(3).2024.24	NOUN
easat-6771	407	1	https://doi.org/10.1533/9781845699970.3.386	https://doi.org/10.1533/9781845699970.3.386	NUM
easat-6771	407	2	https://doi.org/10.1086/208520	https://doi.org/10.1086/208520	PRON
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